Document:

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Exhibit 10.41

RIDER ATTACHED TO AND MADE A PART OF THAT CERTAIN STORE LEASE DATED AUGUST 1,
1999. MADE BY AND BETWEEN REMINGTON OAK L.P., 1300 REMINGTON RD., #M,
SCHAUMBURG, IL, AS LESSOR ("LESSOR") AND CARNEGIE INTERNATIONAL, AS LEESEE
("LEESEE"), FOR THE PROPERTY COMMONLY KNOWN AS 1121 W. LAKE STREET (1ST FLOOR),
OAK PARK, ILLINOIS 60301

                          -----------------------------

         R1. Rider Prevails. In the event any term or provision of this Rider
             --------------
conflicts with the preprinted portion of the Lease, the term or provision of
this Rider shall prevail.

         R2. Base Rent. Lessee covenants to pay to Lessor, as base rent during
             ---------
the term of this Lease ("Base Rent"), payable without prior demand and without
deduction or setoff for any claim Lessee may have against Lessor, the following
amounts, in advance on the first day of each and every calendar month during the
term hereof, at such location as the Lessor directs from time to time:

               08-01-1999        Through          08-31-2000        $1,775.00
               09-01-2000        Through          08-31-2001        $1,881.00
               09-01-2001        Through          08-31-2002        $1,995.00

         R3. Security Deposit. Lessee has deposited with Lessor the sum of
             ----------------
$3,550.00 as security for the Lessee's faithful performance of its obligations
under this Lease. If Lessee fails to pay rent or other charges due under this
Lease, or otherwise defaults with respect to any provision of this Lease, Lessor
may use, apply, or retain all or any portion of this deposit for the payment of
any rent or other charge in default or for the payment of any other sum to which
Lessor may become obligated by reason of Lessee's default, or to compensate
Lessor for any loss or damage that Lessor may suffer thereby. If Lessor so uses
or applies all or any portion of this deposit, Lessee shall within ten days
after written demand therefor deposit with the Lessor an amount sufficient to
replenish the deposit. At the expiration of the term of this Lease and upon
Lessee's vacating the Premises as contemplated herein and, so long as Lessee is
not in default of any provision of this Lease, then Lessor shall return to the
Lessee the deposit less any amounts properly so used or applied, with interest.

         R4. Scavenger. Lessee shall obtain a weekly garbage service for the
             ---------
removal of all retail store debris.

         R5. Eminent Domain. If during the term of this Lease, all or part of
             --------------
the premises shall be taken as a result of the exercise of the power of eminent
domain, Lessor shall be entitled to the entire portion of the award in such
proceedings for the land and building, including any appreciation in value of
such land and building by reason of the existence of this Lease and Lessee shall
have the right to prove in such proceedings and to receive any award which may
be made for damages or condemnation of Lessee's trade fixtures, equipment or
other personal property.

         If the entire Premises shall be taken under such eminent domain
proceedings, this Lease and all the right, title and interest of Lessee
hereunder shall cease and come to an end on the date of vesting of the title
pursuant to such proceedings. In the event of a partial taking exceeding 25% of
the Premises, Lessee may terminate this Lease at its option. In the event of a
taking of less than 25% of the Premises, then the Lease will remain in full
force and effect, but the Base Rent and Additional Rent shall abate prorata with
such taking.

                                      -1-

         R6. Alterations. Any alterations, improvements, additions or fixtures
             -----------
affixed to the Premises that may be made or installed upon the Premises by
either the Lessor or the Lessee, with the prior written consent of Lessor, shall
become and remain the property of the Lessor, and, at the termination of this
lease, shall remain upon and be surrendered with the Premises as a part thereof,
without disturbance, molestation or injury, except that if Lessor so notifies
Lessee, Lessee shall promptly remove such alterations, improvements and
additions as Lessor shall specify and repair any damage to the Premises caused
by such removal.

         If the Lessor consents to such alterations or additions, before the
commencement of the work or delivery of any materials onto the Premises, the
Lessee shall furnish the Lessor with plans and specifications, names and
addresses of contractors and all subcontractors and suppliers, copies of
proposed contracts, necessary permits, and indemnification in form and amount
reasonably satisfactory to Lessor and waivers of lien against any and all
claims, costs, damages, liabilities and expenses which may arise in connection
with the alterations or additions.
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         Lessee shall not execute any contracts or agree orally with any
contractor to perform any alterations to the Premises without the prior written
consent of Lessor. Any contracts between Lessee and any contractors shall
provide that the contractor acknowledges that the Lessor is not responsible for
any payments to the contractor and the contractor shall hold the Lessor harmless
against any liens or claims for Liens and any damages or expenses to which the
Lessor may be subjected as a result thereof, including reasonable attorney's
fees.

         All additions and alterations shall be installed in a good and
workmanlike manner and only new, high grade materials shall be used. Whether the
Lessee furnishes the Lessor the foregoing or not, the Lessee hereby agrees to
hold the Lessor, its agents, representatives and beneficiary harmless from any
and all liabilities of every kind and description which may arise out of or be
connected in any way with said alterations or additions. Before commencing any
work in connection with alterations or additions, the Lessee shall furnish the
Lessor with certificates of insurance from all contractors performing labor or
furnishing materials insuring the Lessor, its agents, representatives and
beneficiary against any and all liabilities which may arise out of or be
connected in any way with such work. Upon completion of any alterations or
additions, the Lessee shall furnish the Lessor with contractor's affidavits and
full and final waivers of lien and receipted bills covering all labor and
materials expended and used. All alterations and additions shall compl6y with
all insurance requirements and with all ordinances and regulations of the
Village of Oak Park and the State of Illinois or of any department or agency
thereof.

         R7.  Subordination, Attornment, Non-Disturbance.
              ------------------------------------------

         This Lease shall be subordinate to any of Lessee's mortgagee's
mortgages or deeds of trust and all amendments, renewals or modifications
thereof now or hereafter in effect. This subordination shall be shelf-operative
and no further certificate or instrument of subordination need be required by
any such mortgagee. In confirmation of such subordination, however, Lessee shall
execute promptly any reasonable certificate or instrument that Lessor or
mortgages may request. Lessee hereby constitutes Lessor as Lessee's
attorney-in-fact to execute such certificate or instrument for and one behalf of
Lessee upon Lessee's failure to do so within fifteen (15) days of a request to
do so. In the event of the enforcement by Lessor's mortgagee of the remedies
provided for by law or by such mortgage or deed of trust, Lessee will, upon
request of any person or party succeeding to the interest of Lessor as a result
of such enforcement, automatically become the Lessee of such successor in
interest without change in terms or other provisions of such Lease provided,
however, that such successor in interest shall not be (i) bound by any payment
of Rent for more than one month in advance except payments in the nature of
security for the performance by Lessee of its obligations under this Lease; (ii)
subject to any offset, defense or damages arising out of a default of any
obligations of any preceding Lessor; or (iii) bound by any amendment or
modification of this Lease made without the written consent of such trustee or
such beneficiary or such successor in interest; and provided, however, that no
new successor in interest shall disturb the possession of the Lessee under this
Lease so long as the Lessee is not in default of any of the terms or provisions
contained in the Lease. Upon request by such successor in interest, Lessee shall
execute and deliver reasonable instruments confirming the attornment provided
for herein. The subordination of interest provided by this paragraph shall not,
however, affect or diminish the Lessee's rights under this Lease.

         R8. Late Rent. Lessee shall pay to the Lessor at the address designated
             ---------
by the Lessor in writing from time to time the monthly installments of rent as
provided in this Lease in advance of the first day of each full calendar month
during the term hereof. The time of payment of each and every monthly
installment of rent is of the essence. In the event a monthly installment of
rent is received by Lessor after the tenth (10th) day of the month, Lessee
covenants to pay Lessor as additional rent the amount of TWO HUNDRED and no/100
DOLLARS ($200.00). In addition Lessee covenants to pay Lessor as additional rent
one percent (1%) per month on any unpaid rent or late rent not cured or received
by the thirtieth (30th) of each and every month.

         Said additional rent shall be added and paid along with the next
monthly installment due. Rent mailed in shall be deemed paid when it is received
by the Lessor. Said additional rent, when payable under this paragraph, is an
additional covenant of Lessee to pay rent. If Lessee fails to make said
additional rent payment,. Lessor may enforce its rights and remedies under this
Lease. Nothing in this paragraph shall be construed to adjust, alter or modify
any due dates specified in this Lease.

         R9. Estoppels. Each party shall, without charge, at any time and from
             ---------
time to time, within ten (10) days after the request by the other party, deliver
a written instrument to such party or to any other person, firm or corporation
specified by such party, duly executed and acknowledged, certifying that this
Lease is unmodified and in full force and effect or, in there has been any
modification, that the said case is in full force and effect as modified, and
stating any and all such modifications, and specifying the dates to which the
rental and other charges provided for herein have been paid.

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         R10.  Laws and Regulations.
               --------------------

         Lessee agrees to observe and comply with all laws, regulations and
ordinances now or hereafter in force applicable to her use and occupancy of the
Premises and that Lessee shall maintain in effect any and all licenses and
permits necessary for the operation of her business.

         R11.  Insurance and Waive of Subrogation.
              -----------------------------------

         Lessee, at Lessee's expense, agrees to maintain in force during the
term: (a) comprehensive general liability insurance in an amount not less than
$2,000,000 combined single limit, on an occurrence basis; (b) fire and casualty
insurance on an "all risk" basis in an amount adequate to cover the full
replacement value of all Lessee's alterations, all fixtures, contents and wall
and floor coverings (not permanently attached) in the Premises; and (c) plate
glass insurance covering all plate glass on the Premises.

         Each policy referred to above shall name Lessor as additional insured,
shall be issued by one of more responsible insurance companies licensed to do
business in Illinois reasonably satisfactory to Lessor and shall contain the
following provisions and endorsements: (i) that such insurance may not be
canceled or amended without thirty (30) days' prior written notice to the
Lessor; (ii) that the policy shall not be invalidated should the insured waive
in writing prior to a loss, any or all rights of recovery against any other
party for losses covered by such policies: and (iii) deductible amounts
reasonably acceptable to Lessor. Lessee shall deliver to Lessor certificates of
insurance, all policies and renewals thereof to be maintained by Lessee
hereunder not less than ten (10) days prior to the commencement of the term of
this Lease and not less than ten (10) days prior to the expiration date of each
policy.

         Provided that the insurance policies of Lessor and Lessee will not be
invalidated nor will the right of the insured to collect the proceeds payable
under such policy be adversely affected, Lessee and Lessor, in confirmation and
in furtherance of any waiver or release of liability set forth in this Lease
(but not in limitation thereof), hereby each expressly waive all rights of
recovery which it might otherwise have against the Lessor or Lessee as the case
may be, for any loss or damage to person, property and business to the extent of
any recovery collected under valid and collectible insurance policies.

         R12. Laws. The parties hereto agree that Illinois law will apply to any
              ----
interpretation of this Lease.

         R13. Headings. The headings used for the various sections herein
              --------
contained are for convenient reference only, and are not intended to define,
construe or in any manner limit the contents of such sections.

         R14. Electric. Lessee shall be responsible for 50% of the monthly
              --------
billing.

         R15. Gas. Lessee shall be responsible for 50% of the monthly billing.
              ---

         R16. Janitorial. Lessee shall be responsible for their own janitorial
              ----------
expense and service.

         R18. Real Estate Taxes.
              -----------------
         Lessee shall be responsible for their proportionate share of tax
increases over the 1998 base year.

         R19. Common Area Expenses.
              --------------------
         Lessee shall be responsible for their proportionate share over the 1998
base year.

         R20. Insurance. Lessee is responsible for their proportionate share
              ---------
over the 1998 base year.

         R21.  Tenants Proportionate Share.
               ---------------------------
         Fifty percent (50%) of any increases over the 1998 base year.

         R22. Lessee shall have the option to cancel this lease with a sixty
(60) day written notice in the event they should lose their cell phone
distributorship and not have the ability to replace their previous vendor with
another cell phone company.

         R23. Lessor shall have the option to cancel this lease for any reason
with a ninety (90) day written notice.

         R24. Lease area of 2200 square feet is located on the first (1st) floor
at 1121 W. Lake St., Oak Park Illinois.

                    LESSOR:          REMINGTON OAK L.P.,
                                              1300 Remington Rd., #M,
                                              Schaumburg, Illinois 60173
                                              By: ______________________________
                                                     Roland K. Kaeser

                                       3
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                                                     Its General Partner

                    LESSEE:          CARNEGIE INTERNATIONAL

                                              By: ______________________________

                                       4<PAGE>

Exhibit 10-42

EMPLOYMENT AGREEMENT
Alexander Benningfield

This Employment Agreement, made this 1st day of June, 2000 by and between
Federation of Associated Health Systems, me, a Texas Corporation with its
offices and principal place of business at .314 E. Commerce Street Suite 400,
San Antonio, Texas 78205 (hereinafter referred to as the "Corporation"), and
Alexander Benningfield (hereinafter referred to as the `Employee".

Whereas, Corporation desires to employ Employee as Chairman and CEO of the
Corporation under the terms and conditions set forth herein and Employee desires
to be so employed.

NOW THEREFORE, the Parties agree as follows:

1.   EMPLOYMENT:

Corporation agrees to employ Employee, and Employee agrees to be so employed in
the capacity and with the title of Chairman and CEO during the term of this
Employment Agreement ("Agreement").

a. Employment shall be for a term of three (3) years commencing on June 1, 2000.

b. Unless the Employee shall have received written notification from the Board
of Directors of the Corporation that this Employment Agreement will not be
renewed at least one hundred twenty (120) days prior to its expiration, then
this Agreement shall be extended for additional terms of one (1) year each,
without further formalities on the same terms and conditions and as if this
Agreement, adjusted for increased salary levels, had just become effective.

2.   DUTIES:

a. Employee shall serve as the Chairman & CEO. In that capacity, Employee shall
do and perform all services, acts, or things necessary or advisable to fulfill
the duties of a Chairman and CEO.
b. Employee agrees that to the best of his ability and experience, he will at
all times loyally and conscientiously perform all of the duties and obligations
required of him either expressly or implicitly by the terms of this Agreement.
c. During the term of this Agreement, the Employee shall have full day-to-day
operational control of the business. Paramount shall provide all accounting and
banking functions. The Employee shall report to the President of Paramount and
the Board of Directors of the Company. The President of Paramount and with the
vote of the Board of the Company, may remove the employee only in the event of
the following: "Poor performance of the Company based on projections prepared by
the Corporation and budget as well as items listed under section II, a, b and c.

3.   EXTENT OF SERVICE:

The Employee shall devote substantially his entire working time, attention and
energies to the Employer's business and shall not during the term of this
Agreement be engaged in any employment activities, undertake to work for
compensation or accept employment with another entity for gain, profit, or other
pecuniary advantage. However, the Employee may invest his assets in such form or
manner as will not require his service in the operation of the affairs of the
companies in which such investments are made.

4.   COMPENSATION:

Base Salary on the date hereof, Corporation shall pay to Employee as base salary
for his services, the sum of one thousand dollars ($1,000) per year Base salary
due to the Employee shall be paid monthly.

5.   ADDITIONAL COMPENSATION:

A performance bonus shall also be paid quarterly to the Employee. The bonus will
be determined by the President and Board of the Company. The bonus will be based
on the Company's performance.

6.   STOCK OPTION:

The Employee shall participate in future stock option plans as approved by the
Board of Carnegie which plans shall be consistent with those of similarly
situated officers of subsidiaries of Carnegie.

7.   BENEFITS:
<PAGE>

                              EMPLOYMENT AGREEMENT

a. The Employee shall be entitled to benefits as provided by the Carnegie senior
executives of subsidiaries of Carnegie both as of the date of this Agreement as
well as any additional employee benefits which may be awarded or offered during
the term of this Agreement.
b. The Corporation shall pay premiums on health insurance (medical and dental)
for the Employee and his spouse, consistent with the policies provided to other
Executives of subsidiaries of Carnegie.
c. Employee shall be entitled to such paid vacation and sick days as approved by
the Board of Directors

8.   EXPENSES:

Reimbursement: The Corporation shall reimburse Employee for all reasonable and
necessary expenses incurred in carrying out his duties under this Agreement
except for expenses relating to the maintenance of an automobile as those
expenses are encompassed in Paragraph 10 of this Agreement. In any event,
Employee shall present to the Corporation from time to time an itemized account
of such expenses in any form required by the Corporation.

9.   AUTOMOBILE:

     The Corporation shall provide the Employee with an automobile allowance of
____ per month, from which employee is to pay any purchase or lease payment,
maintenance, insurance, gas, oil and repairs.

10.  TERMINATION BY THE CORPORATION:

This Agreement may be terminated by the Corporation for the following reasons:

a.   For Cause: Corporation may terminate this Agreement for cause because of
Employee's gross negligence or intentional failure to perform the Employee's
duties.
b.   Disability: Corporation shall have, the right to terminate this Agreement
on thirty (30) days notice to Employee if, because of mental or physical
disability Employee shall be determined by competent medical authority to be
incapable for a period of ninety (90) days from frilly performing substantially
all his obligations of his position within the Corporation. In this event
Corporations obligations under this Agreement shall terminate fifty-two (52)
weeks after the onset of such disability.

11.  TERMINATION BY THE EMPLOYEE:

This Agreement may be terminated for cause at any time by the Employee, or
terminated without cause by the Employee at any time after either renewal of
this Agreement as provided in Section 2 of this Agreement upon at least sixty
(60) days written notice to the Employer. The Employee's exercise of this
termination rights hereunder shall not affect the Employees entitlement to all
salary and other benefits of employment or of this Agreement up to the effective
date of such termination.

12.  INDEMNITY:

Corporation shall indemnify Employee and hold him harmless for all acts or
decisions made by him in good faith while performing services for the
Corporation. Corporation shall use its best efforts to obtain insurance coverage
for the Employee covering his acts or decisions during the term of his
employment against lawsuits; but the Corporations failure to obtain such
insurance shall not limit its obligations to the Employee under this paragraph.
Corporation shall pay all expenses including reasonable fees and related
disbursements of attorneys and of other professionals actually and necessarily
incurred by Employee in connection with the defense of such actor decision in
any threatened or actual suit or proceeding and/or in connection with any
related appeal including the cost of settlement and/or in connection with the
Employee's involvement as an actual or prospective witness in any
company-related litigation and/or enforcing the Employee's rights under this
Agreement in the face of actual or threatened breach or default by the
Corporation.

13.  DISCLOSURE OF CONFIDENTIAL INFORMATION:

The employee acknowledges that he will have access to significant amounts of
confidential information of Employer and its Parent Company, Carnegie
International Corporation and affiliates of Carnegie, including such information
as lists of customers, sources of supply, production information, product
information, service information, formulas, computer programs and development
ideas related thereto, work in progress, trade secrets technical information
acquired by Employee from Employer or Carnegie from the inspection of Employers
or Carnegie's property, confidential information disclosed to Employee by third
parties, and all documents, things and record bearing media disclosing or
containing the aforegoing information, including any confidential materials
prepared by the parties hereto which contain or otherwise relate to such
information concerning the Employer's and/or Carnegie's (including affiliates of
Carnegie) financial, intellectual, technical and commercial information
(collectively hereafter
<PAGE>

                              EMPLOYMENT AGREEMENT

referred to as `Confidential Information") shall be and remain confidential. The
Employee will not during or after the term of this employment, disclose the
Confidential Information or any part thereto to any person, firm, corporation,
association, or other entity for any reason or purpose whatsoever. In the event
of a breach or threatened breach by the Employee of the provisions of this
paragraph, the Employer shall be entitled to an injunction restraining the
Employee from disclosing, in whole or in part, the Confidential Information, or
from rendering any services in connection with the telecommunications industry
to any person, corporation, association, or other entity to whom such
Confidential Information, in whole or in part, has been disclosed or is
threatened to be disclosed. Nothing herein shall be construed as prohibiting the
Employer or Carnegie from pursuing any of the remedies available to the Employer
for such breach or threatened breach, including the recovery of damages from the
Employee. The Employee shall be responsible to Employer and Carnegie for
reasonable attorneys fees and costs incurred in connection with the enforcement
of this provision should a Court of competent jurisdiction rule in favor of
Employer or Carnegie in connection with a cause of action brought for
enforcement of said provision.

14.  RESTRICTIVE COVENANTS:

In consideration of the compensation reflected herein as well as the
consideration securities to be received by the Employee for a period of three
(3) years, after the termination or expiration of this Agreement and any
extension thereof, the Employee will not within the, geographical customer
market of North America, including Canada; Latin America, and Mexico; and/or any
other country in which the Company is doing business or activity pursuing
business leads at the time of Employee's termination or expiration of the
Agreement, directly or indirectly, own manage, operate, control, be employed by
or participate in any business that competes with and or sells similar products
and or services, as the business conducted by the Employer at the time of the
termination of this Agreement. In the event of the Employee's actual or
threatened breach of the provisions of this paragraph, the Employer shall be
entitled to an injunction restraining the Employee therefrom. Nothing shall be
construed as prohibiting the Employer from pursuing any other available remedy
for such breach or threatened breach, including the recovery of damages from the
Employee. The Employee acknowledges that the restrictions set forth in this
Agreement are reasonable as to territory and scope in light of the technological
nature of the Company's business.

I5.  UNIQUENESS OF EMPLOYEE'S SERVICES:

Employee hereby represents and agrees that the services to be performed under
the terms of this Agreement are of a special, unique, unusual, extraordinary,
and intellectual character that gives them a peculiar value, the loss of which
cannot be reasonably or adequately compensated in damages in an action at law.
Employee therefore, expressly agrees that Employer, in addition to any other
rights or remedies which Employer may possess, shall be entitled to injunctive,
and other equitable relief to prevent or remedy a breach of this agreement by
Employee.

16.  NOTICES:

All notices required or permitted to be given under this Agreement shall be
given by certified mail, return, receipt requested, to the parties at the
following addresses or to such other addresses as either may from time to time
designate in writing to the other party:

If to the
Corporation:      Federation of Associated Health Systems, Inc.
c/o Paramount International Telecommunications, Inc. 2540 Fortune Way
Vista, California 92083

With a Copy to its Parent Corporation: Carnegie International Corp,.
Executive Plaza III, Suite 1001
11350 McCormick Road
Hunt Valley, Maryland 21031 and

If to Employee:   Alexander Benningfield
314 E. Commerce, Suite 400
San Antonio, Texas 78205

17.  GOVERNING LAW: This Agreement shall be construed and enforced in accordance
with the laws of the State of Maryland.

18.  JURISDICTION: SERVICE OF PROCESS:

Any action or proceeding seeking to enforce any provision of, or based on any
right arising out of, this Agreement may be brought against any of the parties
in the courts of the State of Maryland, County of Baltimore, or if it has or can
acquire jurisdiction, in the United States District Court for the District of
Maryland (Northern Division), and each of the parties consents to the
jurisdiction of
<PAGE>

                              EMPLOYMENT AGREEMENT

such courts (and of the appropriate appellate courts) in any such action or
proceedings and waivers any objection to venue laid therein. Process in any
action or proceeding referred to in the preceding sentence may be served on any
party anywhere in the world. THE PARTIES WAIVE THE RIGHT TO TRIAL BY JURY IN ANY
SUCH ACTION OR PROCEEDING.

19.  ENTIRE CONTRACT:

This Agreement constitutes the entire understanding and agreement between the
Corporation and Employee with regard to all matters herein. There are no other
agreements, conditions or an original representations, oral or written, express
or implied with regard thereto. This Agreement supersedes any prior executed
Employment Agreement between the Company.

20.  AMENDMENT OR MODIFICATION:

This Agreement may be amended or modified only in writing, signed by both
parties.

21.  HEADINGS:

     Headings in this Agreement are for convenience only and shall not be used
to interpret or construe its provisions.

22.  COUNTERPARTS:

This Agreement may be executed in two or more counterparts, each of which shall
be deemed

23.  BINDING EFFECT:

     The provisions of this Agreement shall be binding upon and inure to the
benefit of both parties and their respective successors an assigns.

IN WITNESS WHEREOF, Corporation has by its appropriate Officer, signed and
affixed its seal and Employee has signed and sealed this Agreement as of the
date first above written.

BY:                                                            CORPORATION:
/s/ Alexander Benningfield
Federation of Associated Health Systems, Inc.                  /s/ Lowell Farkas

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