Document:

CONSULTING AND SUPPORT AGREEMENT

         This agreement (the  "Agreement") is entered into as of the 22nd day of
February, 2000 (the "Effective Date"), by and between Netdotworks, Corp., a Utah
corporation ("Provider"),  and WordCruncher Internet Technologies Inc., a Nevada
corporation ("WordCruncher").

                                    Recitals

         A.  Whereas,  WordCruncher  has  developed  and will  soon an  Internet
website at  www.logio.com  wherein it will provide a searchable  business portal
dedicated to news,  data and services of importance  to business  professionals;
and

         B. Whereas,  Provider is a full service network systems consulting firm
with  experience  in  network  architectural  design,   multi-platform  database
administration,  network security,  networks audits, Web site administration and
project management; and

         C. Whereas,  WordCruncher desires to engage Provider to perform certain
consulting and support services,  and Provider desires to provide such services,
in accordance with the terms and conditions of this Agreement; and

         D. Whereas,  Provider and  WordCruncher  desire to set forth in writing
their mutual intent and understanding of the scope and terms of such engagement.

                                    Agreement

         Now, therefore,  in consideration of the foregoing,  and for other good
and  valuable  consideration,  the receipt and  sufficiency  of which are hereby
acknowledged, the parties agree as follows:

         1.       Definitions.

         As used in this Agreement, the following terms shall have the following
meanings, unless the context otherwise requires. Certain other terms are defined
elsewhere in this Agreement.

                  1.1 "Access  Terminals" mean the computer terminals located at
_____________  Draper,  Utah (the "Access  Terminals Site") and connected to the
System through the frame Relay.

                  1.2 "Agreement"  means this  Consulting and Support  Agreement
between Provider and WordCruncher, as amended from time to time.

                  1.3 "Code"  means all computer  programming  code (both object
and source,  unless  otherwise  specified) and  application  program  interfaces
associated  with the  System,  as  modified  or  enhanced  from  time to time by
WordCruncher,   including,  without  limitation,  all  interfaces,  navigational
devices, menu structures or arrangements, icons, help, operational instructions,
commands,  syntax, hyper-text markup language, design, templates the literal and
non-literal   expressions  of  ideas  that  operate,   cause,  create,   direct,
manipulate,  access or otherwise  affect the Content whether created or licensed
from  third  parties  by  WordCruncher   including,   without  limitation,   any
copyrights,  trade secrets and other intellectual or industrial  property rights
therein.

                  1.4  "Content"  means all  text,  graphics,  animation,  audio
and/or digital video components and other online materials and services included
on logio.com, but does not include the Code.

                  1.5  "End-User(s)"  means any person or entity  that  accesses
logio.com or uses the services therein.

                  1.6 "Frame Relay" means the data-packet switching service used
by WordCruncher to transmit data between the System and the Access Terminals.

                  1.7  "Intellectual   Property   Right(s)"  means  any  patent,
copyright, trademark, trade secret, trade dress, mask work, right of attribution
or integrity or other intellectual or industrial  property rights or proprietary
rights  arising  under  the  laws  of  any  jurisdiction   (including,   without
limitation,  all claims and causes of action for infringement,  misappropriation
or violation thereof and all rights in any registrations and renewals).

                  1.8 "Launch Date" means the first day that logio.com  provided
services become available on the Internet to End Users.

                  1.9 "Services" means any and all services provided by Provider
under Section 2 of this
Agreement.

                  1.10 "logio.com:  means the WordCruncher  owned Internet site,
namely www.logio.com.

                  1.11 "System" means all application  server  hardware  devices
and  software  owned,  rented  or  licensed  by  WordCruncher,  used to  operate
logio.com and located at the data center of Qwest  Communications  International
Inc.  _____________,  California  (the "Data Center Site").  The System does not
include the Access Terminals and the Frame Relay.

         2. Scope of Services.  On the terms and subject to the  conditions  set
forth in this Agreement,  Provider shall provide to  WordCruncher  the following
services (collectively, the "Services"):

                  2.1 Obtaining Familiarity. Provider shall at least three weeks
prior to the  Launch  Date,  provide  two senior  employees  of  Provider  to be
available at the Access  Terminals Site to develop a familiarity with the System
and the procedures  WordCruncher has established  relating to the System.  These
two senior  employees  are  billable at a rate of $10,000  per month  each.  Any
amount payable to Provider  under this Section 2.1 shall be prorated  during any
month in which this Agreement is not in effect for the entire month.

                  2.2 Database and Web Server  Support.  From and after one week
prior to the Launch Date,  Provider shall (a) proactively  monitor the System to
identify  situations  that could cause downtime of the Systems and to respond to
those issues to maintain the  availability of the System for all End Users,  (b)
seek  ways  to  improve  performance  and  reliability  of  the  System  through
optimization  of the System,  (c) monitor the backend  connectivity  between the
database,  application,  Web and search servers of the System to verify that the
entire  process is  functioning  and  providing  the required  resources for the
operation  of the  System,  (d)  monitor  backups of the  Content and verify the
backups'  integrity  through  regular  testing,  (e)  administer,  and update as
reasonably  necessary,  a disaster  recovery  plan for the System and (f) assist
WordCruncher  managers,  developers and programmers with the  implementation  of
modifications  to the System and the  establishment  of proper  quality  control
requirements to be met before such modifications are made.

                           2.2.1 Level of Support. From and after one week prior
to the Launch Date,  Provider shall provide at all times of every day a database
server administrator and Web site administrator at the Access Terminals Site and
a security consultant on an as needed basis to provide the Services set forth in
Section 2.2.

                           2.2.2 Logs and Manuals.  Provider shall keep detailed
logs of resolution steps taken by Provider to remedy any failure, or events that
could  potentially  create failure,  of the System.  Provider shall maintain and
update a manual relating to the Services set forth in Section 2.2.

         3. WordCruncher's  Responsibilities.  WordCruncher shall, to the extent
reasonably  necessary  for Provider to fulfill its  responsibilities  under this
Agreement and at no charge to Provider,  (a) provide reasonable  cooperation and
assistance  to  Provider,  (b) be  responsible  for all  costs  associated  with
maintaining  and upgrading  the System,  Access  Terminals and Frame Relay,  (c)
provide and be responsible for all costs  associated  with the Access  Terminals
Site,  including,  but not  limited  to,  security  for such  site  (d)  furnish
information requested by Provider,  including, but not limited to, the Code, (e)
provide  reasonable  access to  WordCruncher  personnel,  and (f) keep  Provider
reasonably  informed of the date on which WordCruncher  believes the Launch Date
will occur.  Any delays  attributable  to  WordCruncher's  failure to respond to
reasonable  requests by Provider shall extend any and all deadlines set forth in
this  Agreement  for an  amount of time  equal to  WordCruncher's  delay  and/or
release  Provider from its obligations  hereunder to the extent that Provider is
affected by such delay or failure of WordCruncher.

         4.       Payments.

                  4.1 Payment for the Services and Reimbursements. The amount to
be  paid to  Provider  for all of the  Services  during  the  Initial  Term  (as
hereinafter  defined)  shall be $90,000 per month (with first months payment due
upon  execution of the  Agreement)  payable on the fifteenth  (15th) day of each
month during the Initial Term. In the event that  WordCruncher  elects to extend
the  term  of  this  Agreement  for an  additional  two  hundred  forty  days in
accordance with Section 5.1(a), the amount to be paid to Provider for all of the
Services during such extended period shall be $85,000 per month during the first
four months of the  Extended  Period (as  hereinafter  defined)  and $80,000 per
month  during the fifth  month of the  Extended  Period  through  the end of the
Extended  Period.  In the event that  WordCruncher  elects to extend the term of
this Agreement on a month to month basis in accordance with Section 5.1(b),  the
amount to be paid to  Provider  for all of the  Services  during  such  extended
period  shall be $90,000  per month  during the first two months of the Month to
Month  Period (as  hereinafter  defined)  and $80,000 per month during the third
month of the Month to Month Period through February 22, 2001. Any amount payable
to Provider  under this Section 4.1 shall be prorated  during any month in which
this  Agreement  is not in  effect  for the  entire  month.  WordCruncher  shall
reimburse  Provider for actual,  reasonable  out-of-pocket  expenses,  including
travel  expenses,  incurred by Provider in furtherance of its obligations  under
this Agreement.  Without limiting the generality of the foregoing,  WordCruncher
shall reimburse  Provider for all expenses Provider incurs to travel to the Data
Center Site. WordCruncher shall pay such reimbursements within thirty days after
Provider has submitted to WordCruncher an invoice therefor.

                  4.2  Payment  Terms.  All  payments  required  to be  made  by
WordCruncher  hereunder  shall be in U.S.  currency.  In the  event of a payment
dispute between the parties hereto,  WordCruncher agrees to pay any and all sums
due to Provider not in dispute without prejudice to WordCruncher's legal rights.
The  fees to be paid by  WordCruncher  hereunder  are  exclusive  of any and all
sales,  use or other taxes or charges  levied or imposed on Provider,  resulting
from this Agreement or any part thereof.

         5.       Term and Termination.

                  5.1 Initial Term.  This  Agreement  shall remain in full force
and effect for a period of one hundred  twenty days form the date Provider first
provides full time support in  accordance  with section 2.2 and 2.2.1 above (the
"Initial Term"). WordCruncher may terminate this Agreement with or without cause
at the end of the Initial Term upon thirty days written notice to Provider prior
to the end of the Initial Term.

                  5.2 Option to Extend. In the event WordCruncher does not elect
to terminate  this  Agreement at the end of the Initial Term in accordance  with
Section  5.1,  WordCruncher  shall  have the  option to extend  the term of this
Agreement in full force and effect (a) for a period of an additional two hundred
forty days from the end of the Initial Term (the "Extended Term"); provided that
this  Agreement  may be terminated  during the Extended Term in accordance  with
Section 5.3 or (b) on a month to month basis until February 22, 2001 (the "Month
to Month Period").

                  5.3  Termination.  During the Extended Term,  either party may
deliver to the other  party a written  "Notice of Default" in the event that the
other  party has  breached  any  material  provision  hereunder.  Such Notice of
Default must  prominently  contain the following  sentences in capital  letters:
"THIS IS A FORMAL  NOTICE OF A BREACH OF  CONTRACT.  FAILURE TO CURE SUCH BREACH
WILL HAVE SIGNIFICANT LEGAL CONSEQUENCES." A party that has received a Notice of
Default  shall  have  twenty  days to  cure  the  alleged  breach  (and,  if the
defaulting  party  shall  have  commenced  actions  in good  faith to cure  such
defaults which are not susceptible of being cured during such twenty-day period,
such period  shall be  extended  (but not in excess of twenty  additional  days)
while such party  continues  such actions to cure (the "Cure  Period").  If such
party fails to cure the breach  within the Cure Period,  as long as such default
shall be continuing, the non-defaulting party shall have the right to either (a)
suspend its performance or payment obligations under this Agreement, (b) seek an
order of specific performance, (c) seek an award of compensatory damages, and/or
(d) terminate the Agreement.

         6.       Confidential Information.

                  6.1  Nondisclosure.  If  either  party  acquired  Confidential
Information   of  the  other,   such   receiving   party  shall   maintain   the
confidentiality of the disclosing party's  Confidential  information,  shall use
such  Confidential  Information  only for the purposes for which it is furnished
and  shall  not  reproduce  or copy it in whole or in party  except  for uses as
authorized in this Agreement.  Without limiting the generality of the foregoing,
neither  party  shall use the  Confidential  information  of the other  party to
solicit the other party's  customers or to otherwise  compete  unfairly with the
other  party.  Confidential  Information  shall  mean  all  information  of  the
disclosing  party which it treats as confidential  or proprietary.  Confidential
Information  shall  not  include  information  which  is  or  hereafter  becomes
generally  available to others  without  restriction or which is obtained by the
receiving  party without  violating  the  disclosing  party's  rights under this
Section 6 or any other obligation of  confidentiality.  The terms and conditions
of this  Agreement  and the  Code  shall  constitute  Confidential  Information.
Provider and WordCruncher shall cooperate to request  confidential  treatment as
may be mutually  agreed by them with respect to certain terms of this  agreement
and the transactions  contemplated  hereby in any filing with the Securities and
Exchange  Commission.  Any other government authority or any securities exchange
or stock market.

                  6.2 Duration.  With respect to all  Confidential  Information,
the parties'  rights and  obligations  under this Section 6 shall remain in full
force and effect following the termination of this Agreement.

                  6.3  Ownership.  All materials  and records  which  constitute
Confidential  Information,  other than  copies of this  Agreement,  shall be and
remain the property of, and belong exclusively to, the disclosing party, and the
receiving  party agrees  either to surrender  possession  of and turn over or to
destroy  certify to the other  party the  destruction  of all such  Confidential
Information which it may possess or control upon request of the disclosing party
or upon the termination of this Agreement.

                  6.4 Injunctive Relief. The parties acknowledge and agree that,
in the event of a breach or  threatened  breach by any party of any provision of
this Section 6, the other party will have no adequate remedy in money or damages
and,  accordingly,  shall be  entitled to an  injunction  against  such  breach.
However,  no  specification  in this Section 6 of a specific  legal or equitable
remedy shall be construed as a waiver or prohibition  against any other legal or
equitable remedies in the event of a breach of this Section 6 of this Agreement.

                  6.5 Legal Obligation to Disclose. Each party shall be released
from its obligations under this Section 6 with respect to information which such
party is required to disclose to others pursuant to obligations  imposed by law,
rule or  regulation  or  securities  exchange or stock  market  rule;  provided,
however,  that prior to any such required  disclosure,  such party shall, to the
extent practicable, provide written notice and consult with the other party.

         7.       Representations and Warranties.

                  7.1 General.  Each party  represents and warrants to the other
party that:  (a) it has the right and power to perform its  obligations  and (b)
its  performance  under  this  Agreement  will  not  violate  any  agreement  or
obligation between it and a third party or any applicable law or regulation, and
does not now or will not in the future infringe upon or violate any Intellectual
Property Right or other proprietary or non-proprietary right of any third party.

                  7.2 Quality;  Conformity.  Provider  warrants that each of the
Services will (a) be completed in a good and workmanlike  manner consistent with
the  requirements of and in accordance with standards  customary in the industry
and (b) be completed by duly  qualified  and skilled  personnel of Provider with
qualifications no less favorable than those set forth in Exhibit A hereto.

                  7.3  WordCruncher's  Ownership Rights.  WordCruncher  warrants
that it owns all right, title and interest in and to the System and the Code and
any other programs,  systems,  data or materials provided to Provider hereunder,
unless expressly stated otherwise in Exhibit B hereto.

                  7.4 No  Warranties.  Provider  makes  no  express  or  implied
warranties,  including but not limited to, implied warranties of merchantability
and fitness for a particular  purpose  with respect to the services  rendered by
its  personnel  or the results  obtained  from their work.  Any of the  services
provided by provider  pursuant to this  agreement  are  provided "As is" without
warranty  of any  kind.  The  entire  risk as to such  services  is  assumed  by
WordCruncher. Provider disclaims all warranties either expressed or implied with
respect to the  services  including,  but not limited to implied  warranties  of
merchantability, fitness for a particular purpose.

         8.  Limitation of Liability.  In no event shall Provider be responsible
for  any  special,   incidental,   direct,  indirect,   punitive,   reliance  or
consequential damages,  whether foreseeable or not, arising under this Agreement
or from any breach or partial  breach of the  provisions  of this  Agreement  or
occasioned by any defect in the Services, delay in availability of the Services,
failure of the Services,  interruptions  or outages of the System,  Frame Relay,
Access  Terminals  or any other  cause  whatsoever  or rising  out of any act or
omission by Provider,  as  applicable,  its employees,  servants  and/or agents,
including  but not limited to,  damage or loss of data,  property or  equipment,
loss of profits or revenue,  cost of capital,  cost of replacement  services, or
claims  of  End  Users  and  other  customers  for  service   interruptions   or
transmission problems.

         9.  Force  Majeure.  Neither  party  shall be  liable  for any delay or
failure to perform its  obligations  under this  Agreement,  where such delay or
failure results from any cause beyond such party's reasonable control including,
without limitation, any (a) act of God (fire, storm, floods, earthquakes, etc.),
(b) civil disturbances, (c) mechanical, electronic or communications failure, or
(d)  disruption  of  telecommunications,  power  or  other  essential  services;
provided that it gives the other party written notice  thereof  promptly and, in
any event within fifteen days of discovery  thereof and uses its best efforts to
cure the delay if such party is responsible to cure such delay.  Notwithstanding
the foregoing,  either party may terminate this Agreement upon written notice to
the other party in the event such failure to  performance  continues  unremedied
for a period of thirty days in the aggregate.

         10.      General.

                  10.1 Amendments. Any term of this Agreement may be amended and
the  observance of any term may be waived  (either  generally or in a particular
instance  and  either  retroactively  or  prospectively)  only with the  written
consent of the parties.

                  10.2  Waivers.  The  failure of a party  hereto at any time or
times to require  performance of any provision  hereof shall in no manner affect
its  right at a later  time to  enforce  the same  unless  the same is waived in
writing.  No  waiver  by a party of any  condition  or any  breach  of any term,
covenant,  representation  or  warranty  contained  in this  Agreement  shall be
effective unless in writing, and no waiver or any one or more instances shall be
deemed to be a further or continuing  waiver of any such  condition or breach in
other  instances or a waiver of any other condition or breach of any other term,
covenant,  representation or warranty. A valid waiver is limited to the specific
situation for which it was given.

                  10.3  Assignment.  This  Agreement  may  not be  assigned,  or
otherwise  transferred,  in whole or in part,  by either party without the prior
written consent of the other party. Any attempted assignment in violation of the
foregoing will be void.

                  10.4 Interpretation. This Agreement has been negotiated by the
parties  and  their  respective  counsel  and  will  be  interpreted  fairly  in
accordance  with its terms and  without any strict  construction  in favor of or
against either party.

                  10.5  Counterparts.  This  Agreement may be executed in two or
more  counterparts,  and each  counterpart  will be deemed an original,  but all
counterparts together will constitute a single instrument.

                  10.6 Choice of Law; Venue.  This Agreement will be governed by
and construed in accordance  with the laws of the State of Utah,  without regard
to  principles  of  conflicts  of  law.  Each  party  hereby   irrevocably   and
unconditionally  submits to the exclusive  jurisdiction  of any state or federal
court  sitting  in Salt Lake  City,  Utah over any  suit,  action or  proceeding
arising out of or relating to this Agreement.

                  10.7  Headings.  The headings  contained in this Agreement are
for the purposes of convenience only and are not intended to define or limit the
contents of this Agreement.

                  10.8  Independent  Contractors.  The parties  are  independent
contractors and neither party is an employee,  agent,  servant,  representative,
partner or joint  venturer of the other.  Neither party has the right or ability
to bind the other to any agreement with a third party or to incur any obligation
or  liability  on behalf of the other party  without the other  party's  written
consent.  WordCruncher  shall have no direction  or control of Provider,  or any
person  employed by or contracted  for by Provider,  except in the results to be
obtained.

                  10.9  Notices.  Any notice or other  communication  must be in
writing, and either actually delivered (including delivery by facsimile,  telex,
courier or similar  means) or deposited in the United  States mail in registered
or certified form, return receipt requested,  postage prepaid,  addressed to the
receiving  party at the address stated below or to another address as such party
may  indicate by notice in  accordance  with this Section  10.9.  Notice will be
effective  on the date that it is  delivered  or, if sent by mail in  accordance
with this Section 10.9, five days after the date of mailing.

           For Provider:             Netdotworks, Corp.
                                     215 South State, Suite 675
                                     Salt Lake City, UT  84111
                                     Facsimile:  801-505-6224

           For WordCruncher:         WordCruncher Internet Technologies Inc.
                                     405 E. 12450 S. Suite B
                                     Draper, UT  84020
                                     Facsimile:  801-816-9840

                  10.10  Severance.  Whenever  possible,  each provision of this
Agreement  will be  interpreted  in such a manner as to be  effective  and valid
under applicable law, but if any provision of this Agreement is found to violate
a law, it will be severed from the rest of the Agreement and ignored.

                  10.11 Survival of Terms.  Regardless of the  circumstances  of
termination or expiration of this Agreement or portion  thereof,  the provisions
of Section 6 ("Confidential Information"), 7 ("Representations and Warranties"),
8 ("Limitation  of Liability")  10 ("General")  will survive the  termination or
expiration and continue according to their terms.

                  10.12 Time.  Whenever  reference is made in this  Agreement to
"days," the reference means calendar days, not business days,  unless  otherwise
specified.

                  10.13 Attorneys' Fees. If any party hereto brings an action or
proceeding  for the  declaration  of the rights of the  parties  hereunder,  for
injunctive  relief,  or for an alleged breach or default of, or any other action
arising out of this  Agreement  or the  transactions  contemplated  hereby,  the
prevailing  party in any such action shall be entitled to an award of reasonable
attorneys'  fees and any court costs incurred in such action or  proceeding,  in
addition to any other  damages or relief  awarded,  regardless  of whether  such
action proceeds to final judgment.

                  10.14 Entire Agreement.  This Agreement constitutes the entire
understanding  of the  parties  with  respect to the subject  matter  hereof and
mergers all prior written or oral communications, understandings, and agreements
with respect to the subject matter of this Agreement.

         IN WITNESS  WHEREOF,  the parties have executed this Agreement by their
duly authorized representatives, to be effective as of the Effective Date stated
above.

NETDOTWORKS, CORP.

By: /s/  Clay Flory
   -------------------------
Name:  Clay Flory
Title:  Principle Partner

WORDCRUNCHER INTERNET TECHNOLOGIES INC.

By: /s/ M. Daniel Lunt
   ------------------------
Name:  M. Daniel Lunt
Title:  President and CEODART(TM) SERVICE AGREEMENT FOR PUBLISHERS

You agree to pay  DoubleClick  Inc. all of the fees and other charges  specified
below and  DoubleClick  Inc.  agrees to provide the DART  Service to You, all in
accordance with the attached Terms and Conditions. Both You and DoubleClick Inc.
agree that this Cover Page and the attached Terms and Conditions  (collectively,
the "DART Service  Agreement" or "Agreement"),  may be updated from time to time
by replacing or adding further signed attachments to this Agreement.

Your Company      WordCruncher          Contact: Dan Lunt
Name        50 W Canyon Crest Rd        Phone: 801 816-9904
and          Alpine, UT                 Fax:
Address:     84004                      E-Mail:

Your Billing                            Contact: Mike Schouten
Address, if                             Phone:  801 816-9904
Different:                              Fax:
                                        E-Mail:

Web Site(s): www.wordcrucher.com

Fees                  Upfront Fee on signing              US$ 4500

Monthly Service Fee per 1000 ad banner impressions (CPM):    (see chart below)

Ad Size Limit:   12    Kbytes       Minimum Monthly Service Fee:         US$ 500

 * Effective February 1, 2000  RC

Custom                    MONTHLY SERVICE FEE
Arrangements

                          Number of Revenue  Generating Ad Impressions  Cost Per
                          Thousand Delivered by DART Service Per Month

                          From 1                 to 1,000,000            $1.40
                          From 1,000.001         to 5,000,000            $1.25
                          From 5,000,001         to 10,000,000           $1.05
                          From 10,000,001        to 20,000,000           $0.90
                          From 20,000,001        to 30,000,000           $0.75
                          From 30,000,001        to 40,000,000           $0.05
                          From 40,000,001        to 50,000,000           $0.55
                          From 50,000,000+++

                          Example of Monthly Service Fee Circulation

                          If that  number  of ad  Impressions  delivered  by the
                          Service for the month of $6,750,000:

                          (i)      Divide into Volume Tiers

                          Tier 1:  1,000,000
                          Tier 2:  4,000,000
                          Tier 3:  1,750,000

                          (ii)  Divide  each  tier  amount  by  1,000  and  then
                          multiply by the applicable Monthly Service Fee rate

                          Tier 1:  (1,000,000 + 1,000) x $1.40 = $1,400
                          Tier 2:  (4,000,000 + 1,000) x $1.25 = $5,000
                          Tier 3:  (1,750,000 + 1,000) x $1.05 = $1,837.50
                                   Monthly Service Fee                 $8,237.50

                          Fee for non-revenue generating house ads
                          redirected to Your servers for delivery on
                          Your bandwidth (on a US$ 0.20 CPM basis)

The undersigned  confirm their mutual agreement to those  arrangements as of the
Effective Date.

DOUBLECLICK INC.                           YOUR COMPANY NAME:  WCTI
                                                (Please print)

Signature: /s/                              Signature:  /s/ Dan Lunt
         ----------------                             -----------------

Printed Name: Aaron Mittman                Printed Name:  Dan Lunt
Title:  Director, Direct Sales- N America  Title: President/CEO

Effective Date:

<PAGE>

                    DART(TM) SERVICE AGREEMENT FOR PUBLISHERS

                              TERMS AND CONDITIONS

1. Agreement.  DoubleClick  Inc.  ("DoubleClick")  and You hereby enter into the
agreement  set  forth  in these  Terms  and  Conditions  and in the  Cover  Page
(collectively,  this  "DART  Service  Agreement"  or  "Agreement"),  as  of  the
Effective Date set forth on the Cover Page. All capitalized  terms not otherwise
defined in these Terms and Conditions  shall have the meanings as defined on the
Cover  Page,  "Advertiser"  shall  mean any  entity or person  that  desires  to
advertise their own products or services.  "Publisher"  shall mean any entity or
person that desires to use the DART Service to target and measure advertisements
for Advertisers on their own Web site.

2. DART  Service.  The DART Service (the  "Service")  is a serviced  provided by
DoubleClick to Publishers for targeted and measured  delivery of ad banners from
DoubleClick's  servers  to the Web Sites  set  forth on the  cover  page of this
Agreement   ("Target   Sites").   The  ad  banners  are  displayed  to  visitors
("Visitors")  to the Target  Sites  based on  criteria  selected by You and Your
Advertisers.

3. Ad Management System. You and DoubleClick understand that You are required to
use  DoubleClick's  proprietary Ad Management  System  software  technology (the
"System") in order to receive the Service.  Accordingly,  DoubleClick  grants to
You the non-exclusive and  non-transferable  right to access and use the System,
which You can access  and use only on  DoubleClick's  Web  servers by means of a
unique  password  chosen by You, and only for the  purposes  of: (i)  performing
projections  of and ad banner  impression  inventories  that might be  available
through the Service,  (ii)  uploading and storing ad banners for delivery by the
Service,  (iii) selecting trafficking criteria for the delivery of ad banners to
Target Sites and Visitors,  and (iv) receiving reports of ad banner  impressions
and other data related to the delivery of ad banners by the Service.

4.  Your  Obligations.  You  shall be  solely  responsible  for  soliciting  all
Advertisers,  trafficking  of ad banners  (which  shall  include the input of ad
banners into the System) and handling all  inquiries of any type or nature.  You
shall obtain all necessary rights, licenses,  consents,  waivers and permissions
from Advertisers, visitors and others, to allow DoubleClick to store and deliver
ad banners  and  otherwise  operate  the Service on Your behalf and on behalf of
Your  Advertisers,  and to use any data  provided to or collected by the System.
You further  represent  that You have read,  and will conform to,  DoubleClick's
statement on privacy that can be found on the  DoubleClick Web site. You further
agree that advertisements  provided to DoubleClick and/or delivered on behalf of
You, and Your other promotional and marketing  activities in connection with the
use of the  Services,  including  the  Target  Sites,  shall  not be  deceptive,
misleading, obscene, defamatory, illegal or unethical.

5. DoubleClick's Obligations.  DoubleClick's sole obligations hereunder shall be
(i) to make the System  available to You, (ii) to deliver ad banners through the
Service according to the trafficking  criteria selected by You using the System,
(iii) to make  customer  service  personnel  available by telephone  for support
twenty-four  hours per day, seven days per week and (iv) to provide six training
days at DoubleClick's  premises explaining the proper use of the service and the
System.  A "training  day" is defined as a full day training  session for one of
Your  employees.  You can  divide  the  training  days in any  manner  You  deem
appropriate,  such as having  three  employees  attend two  sessions  each,  six
employees attend one session each, or one employee attend all six sessions.  The
cost for such  training  sessions is included in the Upfront Fee. If You require
additional  training or training on Your Site,  DoubleClick  shall  provide such
training to You at DoubleClick's standard published rates for such training. For
training on Your Site, You agree to reimburse  DoubleClick for its actual travel
and lodging  expenses.  You shall not permit any of Your employees to access and
use the  Service  or the  System  unless  any  such  employee  has  successfully
completed the training session and has been so certified by DoubleClick.

6. Fees. You shall pay  DoubleClick the fees set forth on the Cover Page to this
Agreement.  The fees may include an Upfront Fee and Monthly  Service  Fees.  The
Upfront Fee is a one-time,  non-creditable,  non-refundable  fee for Your Use of
the  Service and the System,  payable  upon  execution  of this  Agreement.  The
Monthly Service Fees are recurring, non-refundable, non-creditable fees, payable
within  thirty (30) days after receipt of an invoice from  DoubleClick  for such
fees.  The  Monthly  Service  Fee  shall  be based on the  number  of ad  banner
impressions  delivered through the Service on behalf of You each month,  divided
by one thousand  (1,000) and multiplied by the Monthly  Service Fee CPM rate set
forth on the Cover Page to this  Agreement.  If Your Monthly Service Fee is less
than  the  Minimum  Monthly  Service  Fee is any  given  month.  You  shall  owe
DoubleClick  the Minimum  Monthly Service Fee for that month. To the extent that
the  average  file size of all ad banners  delivered  via the Service in a given
month ("Average Ad Size") exceeds the Ad Size Limit set forth on the Cover Page,
the Monthly  Service Fee payable for that month shall be  increased by an amount
that shall be  calculated by  subtracting  the Ad Size Limit from the Average Ad
Size,  dividing  that  difference  by the Ad Size  Limit,  and  multiplying  the
quotient by the Monthly Service Fee CPM rate set forth on the Cover Page of this
Agreement.  All fees hereunder shall be denominated in U.S.  dollars and paid by
wire transfer to an account to be designated by  DoubleClick,  or by other means
expressly agreed to in writing by DoubleClick. You shall also be responsible for
and shall pay any applicable sales, use or other taxes or duties, tariffs or the
like applicable in provision of the Service  (except for taxes on  DoubleClick's
income).  Late  payments will be subject to late fees at the rate of one and one
half percent (1.5%) per month, or, if lower, the maximum rate allowed by law. If
You fail to pay fees invoiced by  DoubleClick  within thirty (30) days following
the payment due date, DoubleClick shall have the right to suspend performance of
the Services  without notice to You; such Service not to be reinstated until You
pay all such overdue amounts and an additional  reinstatement  fee of $1,000. In
addition,  You also agree to pay any  attorneys'  fees and/or  collection  costs
incurred by DoubleClick in collecting any past due amounts from You.

7. Proprietary Rights and Restrictions. DoubleClick is the exclusive supplier of
the Service and the exclusive  owner of all right,  title and interest in and to
the System,  all software,  databases and other and technologies  related to the
System and  Service,  including  the System.  Any  enhancements  thereto and any
materials  provided to You by DoubleClick  through the System or otherwise.  You
may not use the System except pursuant to the limited rights  expressly  granted
in this  Agreement.  You shall use the System only in accordance  with reference
manuals to be supplied by DoubleClick and only in accordance with  DoubleClick's
standard security procedures, as posted on the DoubleClick Web site or otherwise
notified to You.

8. Data. You have the sole and exclusive right to use all data derived from Your
use of the Service,  for any purpose  related to Your  business;  provided  that
DoubleClick   may   use  and   disclose   the   Visitors'   data   (other   than
personality-identifiable  information) derived from Your use of the Service only
(i)  for  DoubleClick's   reporting  purposes,   consisting  of  compilation  of
aggregated  statistics  about the Service  (e.g.,  the  aggregate  number of ads
delivered)  that may be  provided  to  customers,  potential  customers  and the
general public; and (ii) if required by court order, law or governmental agency.
As part of the DART service  DoubleClick will supply You with unlimited Standard
Reports available on the Admanage  Interface,  DoubleClick can supply customized
reports that are not available on the Admanage Interface at an additional cost.

9. Term. Unless terminated earlier in accordance with the termination rights set
forth  in this  Agreement,  the term of this  Agreement  shall  commence  on the
Effective Date and continue in effect until December 31, 2000 (the "Term").

10. Termination. At any time during the Term, this Agreement shall terminate (i)
thirty  (30) days after  DoubleClick's  notice to You if the Service Fee for any
month  following  the third month of the Term is less than the  Minimum  Monthly
Service Fee set forth on the Cover Page to this Agreement, (ii) thirty (30) days
after a party's  notice to the other  party that such  other  party is in breach
hereunder,  unless the other party cures such breach within said thirty (30) day
period  or  (iii)  on  ten  (10)  days  after  DoubleClick's  notice  to  You of
DoubleClick's  reasonable  determination  that You are using the Services or the
System in such a manner that could  damage or cause injury to the Service or the
System or reflect unfavorably on the reputation of DoubleClick (i.e., the Target
Sites begin serving  pornographic  content).  If this Agreement is terminated by
DoubleClick due to a breach by You, You are required to promptly pay DoubleClick
its Minimum Monthly Service Fee for the balance of the Term.

11.  Indemnification.  You  agree  to  indemnify  and hold  DoubleClick  and its
officers,  directors,  employees  and agents (each a  "DoubleClick  Indemnitee")
harmless  from and  against  any and all third party  claims,  actions,  losses,
damages,   liability,   costs  and  expenses  (including,   without  limitation,
reasonable   attorneys'  fees  and  disbursements   incurred  by  a  DoubleClick
Indemnitee in any action between You and the DoubleClick Indemnitee,  or between
the DoubleClick  Indemnitee and any third party or otherwise)  arising our of or
in connection with (i) the breach of any of Your representations,  warranties or
obligations  set forth in this  Agreement,  (ii) Your use of the  Service or the
System  other than as  permitted  herein,  or (iii) any claim by any  Advertiser
arising from Your arrangement to display Advertisers'  Advertising on the Target
Sites.

DoubleClick  agrees  to  indemnify  and hold You and Your  officers,  directors,
employees, and agents (each "Your Indemnitee") harmless from and against any and
all third party claims, actions, losses, damages,  liability, costs and expenses
(including,  without  limitation,  reasonable  attorneys' fees and disbursements
incurred  by  Your  indemnitee  in  any  action  between  DoubleClick  and  your
Indemnitee, or between Your Indemnitee and any third party or otherwise) arising
out of or in connection with the breach of any of DoubleClick's representations,
warranties or obligations set forth in this Agreement.

12.  WARRANTIES  AND  DISCLAIMER.  DoubleClick  represents and warrants that the
System was developed by DoubleClick and may be used by You, without infringement
or  misappropriation  of any third  party's  copyrights,  trademarks,  any trade
secrets,  or U.S.  patents issued as of the Effective Date. You acknowledge that
the  Service  and  the  System  can be  used  to  target,  measure  and  traffic
advertisements in many different ways and based on many different types of data.
You  represent  and warrant that You will not use the Service or the System in a
way or for any purpose  that  infringes  or  misappropriates  any third  party's
intellectual property or personal rights. EXCEPT AS SET FORTH IN THIS AGREEMENT,
DOUBLECLICK  MAKES NO  WARRANTIES  OF ANY KIND TO ANY PERSON WITH RESPECT TO THE
SERVICE,  THE SYSTEM OR ANY AD BANNER OR OTHER DATA  SUPPLIED  THEREBY,  WHETHER
EXPRESS OR IMPLIED,  INCLUDING  ANY IMPLIED  WARRANTIES  OF  MERCHANTABILITY  OR
FITNESS FOR A PARTICULAR PURPOSE OR NONINFRINGEMENT.

13. Limitation and Exclusions of Liability. Except as otherwise set forth in the
Agreement,  DoubleClick  shall not be liable to You or any other third party for
any  loss,   costs,   damage  or  expenses   incurred  in  connection  with  the
availability,  operation or use of the  Service,  the System or any ad banner or
other  data  supplied   thereby,   including,   without   limitation,   for  any
unavailability  or  inoperability  of  the  System  or the  Internet,  technical
malfunction,  computer  error or loss or  corruption  of data,  or other injury,
damage or disruption of any kind related thereto unless DoubleClick has directly
caused such loss,  cost,  damage or exercise  through  its gross  negligence  or
intentional misconduct. In no event shall DoubleClick either party be liable for
any  indirect,   incidental,   consequential,   special  or  exemplary  damages,
including, but not limited to, loss of profits, or loss of business opportunity,
even if such  damages  are  foreseeable  and  whether or not such party has been
advised of the possibility  thereof.  Each party's maximum  aggregate  liability
shall  not  exceed  the  total  amount  paid by You to  DoubleClick  under  this
Agreement  during  the  twelve  (12)  month  period  prior to the first date the
liability arose.

14.  Confidentiality.  The terms of this Agreement and Information and data that
one party (the  "Receiving  Party") has  received or will receive from the other
party (the "Disclosing  Party") about the Service,  the System and other matters
are  proprietary  and  confidential  information  ("Confidential  Information"),
including without limitation any information that is marked as "confidential" or
should  be  reasonably  understood  to be  confidential  or  proprietary  to the
Disclosing Party and any reference manuals compiled or provided  hereunder.  The
Receiving Party agrees that for the Term and for two (2) years  thereafter,  the
Receiving Party will not disclose the  Confidential  Information for any purpose
not permitted under this Agreement.  The nondisclosure  obligations set forth in
this  Section  shall  not  apply to  information  that the  Receiving  Party can
document is generally available to the public (other than through breach of this
Agreement) or was already  lawfully in the Receiving  Party's  possession at the
time of receipt of the information from the Disclosing Party.

15. Independent Contractor Status. Each party shall be and act as an independent
contractor and did not as partner, joint venturer or agent of the other.

16.   Modifications   and  Waivers.   This   Agreement   represents  the  entire
understanding  between  DoubleClick and You and supersedes all prior  agreements
relating to the  subject  matter of this  Agreement.  No failure or delay on the
part of  either  party in  exercising  any  right,  power or remedy  under  this
Agreement shall operate as a waiver, nor shall any single or partial exercise of
any such right,  power or remedy  preclude any other or further  exercise or the
exercise of any other right, power or remedy.  Unless otherwise  specified,  any
amendment,  supplement or modification of or to any provision of this Agreement,
any waiver of any  provision of this  Agreement and any consent to any departure
by the parties from the terms of this  Agreement,  shall be effective only if it
is made or given in writing and signed by both parties.

17. Assignment.  This Agreement and the rights hereunder are not transferable or
assignable without prior written consent of the non-assigning  party;  provided,
however,  that this Agreement may be assigned by either party (a) to a person or
entity who acquires  substantially all of such party's assets, stock or business
by sale, merger or otherwise and (b) to an affiliate of such party.

18.  Applicable  Law. This  Agreement  shall be governed by the law of New York,
without  reference to its conflict of laws, rules or principles,  and the United
States.

19. Audit of the System. On a monthly basis, the System is independently audited
by ABC Interactive,  a third-party auditor. Upon request,  DoubleClick agrees to
provide You with a copy of the reports  provided by ABC Interactive  relating to
the System.  DoubleClick agrees to provide You with the same rights to copies of
the reports. If DoubleClick enters an agreement with a third-party auditor other
than ABC Interactive at some later date.

20.   General.   Any  provision  of  this  Agreement   which  is  prohibited  or
unenforceable in any jurisdiction shall as to such jurisdiction,  be ineffective
only  to  the  minimum  extent  necessary  without  invalidating  the  remaining
provisions of this Agreement or affecting the validity or enforceability of such
provisions in any other jurisdiction.  No failure or omission by either party in
the performance of any obligation  under this Agreement shall be deemed a breach
of this  Agreement  nor create any  liability  if the same shall  arise from any
cause or causes beyond the reasonable  control of such party,  including but not
limited to the  following:  acts of God, acts or omissions of any  government or
any rules,  regulations or orders of any governmental  authority or any officer,
department,  agency or  instrument  thereof,  fire,  storm,  flood,  earthquake,
accident,  acts  of the  public  enemy,  war,  rebellion,  Internet  brown  out,
insurrection,  riot, invasion,  strikes, or lockouts.  All notices,  demands and
other  communications  provided for or permitted  under this Agreement  shall be
made in writing to the parties' at the  addresses on the Cover Page and shall be
sent by registered or certified  first-class  mail,  return  receipt  requested,
telecopier,  courier  service or personal  delivery and shall be deemed received
upon delivery.

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