Document:

Exhibit 10.(a)

 

[Sutherland Asbill and Brennan LLP Letterhead]

 

	
    STEPHEN E.
  ROTH

  	
   

  
	
  DIRECT LINE:
  202.383.0158

  	
   

  
	
   Internet:
  steve.roth@sutherland.com

  	
   

  

 

April 24, 2009

 

Board of Directors

Protective Life and Annuity Insurance Company

2801 Highway 201 South

Birmingham, Alabama 35223

 

Directors:

 

We hereby consent to the reference to our
name under the caption “Legal Matters” in the statement of additional
information filed as part of post-effective amendment number 1 to the
registration statement on Form N-4 (File No. 333-153043) filed by Protective Life and Annuity Insurance Company
and Variable Annuity Account A of Protective Life with the Securities and
Exchange Commission.  In giving this
consent, we do not admit that we are in the category of persons whose consent
is required under Section 7 of the Securities Act of 1933.

 

 

	
   

  	
  Sincerely,

  
	
   

  	
   

  
	
   

  	
  SUTHERLAND ASBILL & BRENNAN LLP

  
	
   

  	
   

  
	
   

  	
   

  
	
   

  	
  By:

  	
  /s/ Stephen E. Roth

  
	
   

  	
   

  	
  Stephen E. RothExhibit 10.(b)

 

CONSENT OF
INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

 

We hereby consent to the use in this Registration
Statement on Form N-4 (File No. 333-153043) of our report dated April 13,
2009, relating to the statutory financial statements of Protective Life and
Annuity Insurance Company, which appears in such Registration Statement.  We also consent to the use in this Registration
Statement on Form N-4 (File No. 333-153043) of our report dated April 24,
2009, relating to the financial statements of Variable Annuity Account A of Protective Life, which appears in such Registration
Statement.  We also consent to the reference
to us under the heading “Experts” in such Registration Statement.

 

 

PricewaterhouseCoopers
LLP

Birmingham, Alabama

April 30, 2009Exhibit 10.1

 

ELEVENTH AMENDMENT

TO

LOAN AND SECURITY AGREEMENT

 

THIS ELEVENTH AMENDMENT
to Loan and Security Agreement (this “Amendment”) is entered into as of this
24th day of April, 2009, by and between Silicon Valley Bank (“Bank”) and XPLORE
TECHNOLOGIES CORPORATION OF AMERICA, a Delaware corporation (“Borrower”) whose
address is 14000 Summit Drive, Suite 900, Austin, Texas 78728.

 

RECITALS

 

A.            Bank and Borrower have entered into that certain Loan and
Security Agreement dated as of September 15, 2005, as amended by that
certain First Amendment to Loan and Security Agreement by and between Bank and
Borrower dated as of November 28, 2005, that certain Letter amending Loan
and Security Agreement by and between Bank and Borrower dated as of March 30,
2006, that certain Second Amendment to Loan and Security Agreement by and
between Bank and Borrower dated as of May 15, 2006, that certain Third
Amendment to Loan and Security Agreement by and between Bank and Borrower dated
as of February 28, 2007, that certain Fourth Amendment to Loan and
Security Agreement by and between Bank and Borrower dated as of March 28,
2008, that certain Fifth Amendment to Loan and Security Agreement by and
between Bank and Borrower dated as of May 27, 2008, that certain Sixth
Amendment to Loan and Security Agreement by and between Bank and Borrower dated
as of August 6, 2008, that certain Seventh Amendment to Loan and Security
Agreement by and between Bank and Borrower dated as of August 29, 2008,
that certain Eighth Amendment to Loan and Security Agreement by and between
Bank and Borrower dated as of September 30, 2008, that certain Ninth
Amendment to Loan and Security Agreement by and between Bank and Borrower dated
as of March 30, 2009 and that certain Tenth Amendment to Loan and Security
Agreement by and between Bank and Borrower dated as of April 10, 2009  (as the same may from time to time be further
amended, modified, supplemented or restated, the “Loan Agreement”).

 

B.            Bank has extended credit to Borrower for the purposes
permitted in the Loan Agreement.

 

C.            Borrower has requested that Bank amend the Loan Agreement to
extend the maturity date.

 

D.            Bank has agreed to so amend certain provisions of the Loan
Agreement, but only to the extent, in accordance with the terms, subject to the
conditions and in reliance upon the representations and warranties set forth
below.

 

AGREEMENT

 

NOW, THEREFORE, in consideration of the foregoing recitals
and other good and valuable consideration, the receipt and adequacy of which is
hereby acknowledged, and intending to be legally bound, the parties hereto
agree as follows:

 

 

1.             Definitions. 
Capitalized terms used but not defined in this Amendment shall have the
meanings given to them in the Loan Agreement.

 

2.             Amendment to Loan Agreement.

 

2.1          Cap on Credit Extensions. 
Notwithstanding any other provision of the Loan Agreement, the aggregate
amount of Credit Extensions made to Borrower under the Loan Documents shall not
exceed Five Million Dollars ($5,000,000).

 

2.2          Schedule Section 9 (MATURITY
DATE (Section 6.1)). 
The Maturity Date in Section 9 of the Schedule to the Loan
Agreement is amended in its entirety and replaced with the following:

 

“May 31, 2009”

 

3.             Limitation of Amendment.

 

3.1          The amendment set forth in Section 2
is effective for the purposes set forth herein and shall be limited precisely
as written and shall not be deemed to (a) be a consent to any amendment,
waiver or modification of any other term or condition of any Loan Document, or (b) otherwise
prejudice any right or remedy which Bank may now have or may have in the future
under or in connection with any Loan Document.

 

3.2          This Amendment shall be construed in connection with
and as part of the Loan Documents and all terms, conditions, representations,
warranties, covenants and agreements set forth in the Loan Documents, except as
herein amended, are hereby ratified and confirmed and shall remain in full
force and effect.

 

4.             Representations and Warranties. 
To induce Bank to enter into this Amendment, Borrower hereby represents
and warrants to Bank as follows:

 

4.1          Immediately after giving effect to this Amendment (a) the
representations and warranties contained in the Loan Documents are true,
accurate and complete in all material respects as of the date hereof (except to
the extent such representations and warranties relate to an earlier date, in
which case they are true and correct as of such date), and (b) no Event of
Default has occurred and is continuing;

 

4.2          Borrower has the power and authority to execute and
deliver this Amendment and to perform its obligations under the Loan Agreement,
as amended by this Amendment;

 

4.3          The organizational documents of Borrower delivered to
Bank with the Sixth Amendment to Loan and Security Agreement remain true,
accurate and complete and have not been amended, supplemented or restated and
are and continue to be in full force and effect;

 

2

 

4.4          The execution and delivery by Borrower of this
Amendment and the performance by Borrower of its obligations under the Loan
Agreement, as amended by this Amendment, have been duly authorized;

 

4.5          The execution and delivery by Borrower of this
Amendment and the performance by Borrower of its obligations under the Loan
Agreement, as amended by this Amendment, do not and will not contravene (a) any
law or regulation binding on or affecting Borrower, (b) any contractual
restriction with a Person binding on Borrower, (c) any order, judgment or
decree of any court or other governmental or public body or authority, or
subdivision thereof, binding on Borrower, or (d) the organizational
documents of Borrower;

 

4.6          The execution and delivery by Borrower of this
Amendment and the performance by Borrower of its obligations under the Loan
Agreement, as amended by this Amendment, do not require any order, consent,
approval, license, authorization or validation of, or filing, recording or
registration with, or exemption by any governmental or public body or
authority, or subdivision thereof, binding on either Borrower, except as
already has been obtained or made; and

 

4.7          This Amendment has been duly executed and delivered by
Borrower and is the binding obligation of Borrower, enforceable against
Borrower in accordance with its terms, except as such enforceability may be
limited by bankruptcy, insolvency, reorganization, liquidation, moratorium or
other similar laws of general application and equitable principles relating to
or affecting creditors’ rights.

 

5.             Counterparts. 
This Amendment may be executed in any number of counterparts and all of
such counterparts taken together shall be deemed to constitute one and the same
instrument.

 

6.             Effectiveness. 
This Amendment shall be deemed effective upon the due execution and
delivery to Bank of this Amendment by each party hereto.

 

[Signature page follows.]

 

3

 

IN WITNESS WHEREOF, the parties hereto have
caused this Amendment to be duly executed and delivered as of the date first
written above.

 

	
  BANK

  	
   

  	
  BORROWER

  
	
   

  	
   

  	
   

  
	
  Silicon
  Valley Bank

  	
   

  	
  XPLORE
  TECHNOLOGIES

  
	
   

  	
   

  	
  CORPORATION
  OF AMERICA

  
	
   

  	
   

  	
   

  	
   

  	
   

  
	
  By:

  	
   

  	
   

  	
  By:

  	
   

  
	
  Name:

  	
   

  	
   

  	
  Name:

  	
   

  
	
  Title:

  	
   

  	
   

  	
  Title:Exhibit 10.(a)

 

[Sutherland Asbill and Brennan LLP Letterhead]

 

      STEPHEN E. ROTH

   DIRECT LINE: 202.383.0158

Internet:
steve.roth@sutherland.com

 

April 24, 2009

 

Board of Directors

Protective Life and Annuity Insurance Company

2801 Highway 201 South

Birmingham, Alabama 35223

 

Directors:

 

We hereby consent to the reference to our
name under the caption “Legal Matters” in the statement of additional
information filed as part of post-effective amendment number 3 to the
registration statement on Form N-4 (File No. 333-146506) filed by Protective Life and Annuity Insurance Company
and Variable Annuity Account A of Protective Life with the Securities and
Exchange Commission.  In giving this
consent, we do not admit that we are in the category of persons whose consent
is required under Section 7 of the Securities Act of 1933.

 

 

	
   

  	
  Sincerely,

  
	
   

  	
   

  
	
   

  	
  SUTHERLAND ASBILL & BRENNAN LLP

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  
	
   

  	
  By:

  	
  /s/ Stephen E. Roth

  
	
   

  	
   

  	
  Stephen E. Roth

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