Document:

EX-10.13

 Exhibit 10.13 

CHANGE IN CONTROL AGREEMENT 

THIS CHANGE IN CONTROL AGREEMENT (the “Agreement”), is effective as of November 24, 2014 (the “Effective
Date”) by and between Astro-Med, Inc., a Rhode Island corporation (the “Company”), and Gregory A. Woods (the “Executive”). 

RECITALS 
 WHEREAS, the
Board of Directors of the Company (the “Board”) recognizes that the possibility of a Change in Control (as hereinafter defined) exists and that the threat or the occurrence of a Change in Control can result in significant
distractions of its key management personnel because of the uncertainties inherent in such a situation; 
 WHEREAS, the Board has determined
that it is essential and in the best interest of the Company and its stockholders to retain the services of the Executive in the event of a threat or occurrence of a Change in Control and to ensure the Executive’s continued dedication and
efforts in such event without undue concern for personal financial and employment security; and 
 WHEREAS, in order to induce the Executive
to remain in the employ of the Company, particularly in the event of a threat or the occurrence of a Change in Control, the Company desires to enter into this Agreement with the Executive to provide the Executive with certain benefits in the event
his employment is terminated as a result of, or in connection with, a Change in Control. 
 AGREEMENT 

NOW THEREFORE, in consideration of the mutual covenants set forth herein, and for other good and valuable receipt of which is hereby
acknowledged, the parties do hereby agree as follows: 
 1. Term of Agreement. This Agreement shall commence as of the date hereof
and continue in effect until November 30,2019; provided, however, that on November 30,2019 and on each anniversary thereof, the term of this Agreement shall automatically be extended for one year unless either the Company or the
Executive shall have given at least 90 days written notice to the other prior thereto that the term of this Agreement shall not be so extended; provided, further, however, that notwithstanding any such notice by the Company or the Executive
not to extend, if a Change in Control shall theretofore have occurred, the term of this Agreement shall not expire prior to the second anniversary of a Change in Control Date. The benefits payable pursuant to Paragraph 2 hereof shall be due in all
events if a Change in Control occurs during the term of this Agreement, and a Change in Control will be deemed to have occurred during the term, hereof if an agreement for a transaction resulting in a Change in Control is entered into during the
term hereof, notwithstanding that the Change in Control Date occurs after the expiration of the term of this Agreement. 
 2. Benefits
Upon Change in Control. 
 (a) Events Giving Rise to Benefits. The Company agrees to pay or cause to be paid to the Executive the
benefits specified in this Paragraph 2 if (i) there is a Change in Control, and (ii) within the Change in Control Period, (a) the Company or the Successor terminates the employment of the Executive for any reason other than Cause,
death or Disability or (b) the Executive voluntarily terminates employment for Good Reason. 

 (b) Benefits Upon Termination of Employment. If the Executive is entitled to benefits
pursuant to this Paragraph 2, the Company agrees to pay or provide to the Executive as severance payment, the following: 

(i) A single lump sum payment, payable in cash within five days of the Termination Date (or with respect to amounts described
in clauses (B) and (C) only if later, the Change in Control Date), equal to the sum of: 
 (A) the accrued portion
of any of the Executive’s unpaid base salary and vacation through the Termination Date and any unpaid portion of the Executive’s bonus for the prior fiscal year; plus 

(B) a portion of the Executive’s bonus for the fiscal year in progress, prorated based upon the number of days elapsed
since the commencement of the fiscal year and calculated assuming that 100% of the target under the bonus plan is achieved; plus 

(C) an amount equal to the Executive’s Base Compensation times 1.5. 

(ii) Continuation, on the same basis as if the Executive continued to be employed by the Company, of Benefits for the Benefit
Period commencing on the Termination Date. The Company’s obligation hereunder with respect to the foregoing Benefits shall be limited to the extent that the Executive obtains any such benefits pursuant to a subsequent employer’s benefit
plans, in which case the Company may reduce the coverage of any Benefits it is required to provide the Executive hereunder as long as the aggregate coverage and benefits of the combined benefit plans is no less favorable to the Executive than the
Benefits required to be provided hereunder. 
 (iii) Outplacement services to be provided by an outplacement organization of
national repute for a period of up to twelve months following the Termination Date, which shall include the provision of office space and equipment (including telephone and personal computer) but in no event shall the Company be required to provide
such services for a value exceeding 17% of the Executive’s Base Compensation. 
 (c) Acceleration of Vesting. Upon the
termination of the Executive’s employment under the circumstances enumerated in Paragraph 2(a) of this Agreement, all of Executive’s unvested stock options and restricted stock shall vest and become exercisable in full as of a time
immediately prior to such termination and the stock issuable under such options and such restricted stock shall thereafter be freely transferable without restriction. 

 3. Section 409A of the Code. 

It is intended that any payments or benefits provided pursuant to this Agreement satisfy, to the greatest extent possible, the exemptions from
the application of Section 409A of the Code (“Section 409A”) provided under Treasury Regulation Sections 1.409A-1(b)(4) and 1.409A-1(b)(5). Notwithstanding the foregoing, if the Company determines that any payment or benefit
described in this Agreement constitutes “non-qualified deferred compensation” under Section 409A, and to the extent that such payment or benefit is payable upon Executive’s termination of employment, then such payments or
benefits shall be payable only upon Executive’s “separation from service.” The determination ,of whether and when a separation from service has occurred shall be made in accordance with the presumptions set forth in Treasury
Regulation Section 1.409A-1 (h). In addition, if at the time of Executive’s separation from service Executive is a “specified employee” within the meaning of Section 409A(a)(2)(B)(i) of the Code, then, solely to the extent
necessary to avoid the incurrence of the adverse personal tax consequences under Section 409A any payment or benefit that Executive becomes entitled to under this Agreement on account of Executive’s separation from service shall not be
payable and such benefit shall not be provided until the date that is the earlier of (i) six (6) months and one (1) day after Executive’s separation from service and (ii) Executive’s death. If any such delayed payment
is otherwise payable on an installment basis, the first payment shall include a catch-up payment covering amounts that would otherwise have been paid during the six (6)-month period but for the application of this provision, and the balance of the
installments shall be payable in accordance with their original schedule. In addition, interest at the Prime Rate as reported in the Wall Street Journal shall be added to any payment that is delayed pursuant to this Paragraph 3, for the time period
during which such payment was delayed. 
 4. Section 280G. 

(a) Notwithstanding anything to the contrary herein, if it shall be determined that any payment or benefit hereunder or under any other plan or
agreement or otherwise (collectively, “Payments”) would constitute an “excess parachute payment” to the Executive within the meaning of Section 280G of the Code, and thus would not be deductible under
Section 280G of the Code and would be subject to the excise tax imposed by Section 4999 of the Code or any similar tax (“280G Tax”), and if and only if the Executive would be in a better after-tax position by reducing the
Payments, the amounts payable hereunder shall be reduced to the extent necessary to eliminate any Payments or portion of the Payments from being non-deductible under Section 280G(b)(1) of the Code and thereby not subject to the excise tax
imposed by Section 4999 of the Code. In such case, the Payments shall be reduced so that the total aggregate value of the Payments do not exceed 2.99 times the total value of the Executive’s average annualized compensation for the
preceding five years. If the Company determines that the Payments constitute “non-qualified deferred compensation” under Section 409A, any reduction in the Payments required to be made pursuant to this Paragraph 4(a) shall be made first
with respect to Payments payable in cash before being made in respect to any Payments to be provided in the form of benefits or equity award acceleration, and in the form of benefits before being made with respect to equity award acceleration, and
in any case, shall be made with respect to such Payments in inverse order of the scheduled dates or times for the payment or provision of such Payments. 

 (b) If any dispute between the Company and Executive as to any of the amounts to be determined
under Paragraph 4(a), or the method of calculating such amounts, cannot be resolved by Executive and the Company, either the Company or Executive after giving three (3) days written notice to the other, may refer the dispute to a tax partner in
the Boston, Massachusetts office of a firm of independent certified public accountants selected jointly by Executive and the Company. The determination of such partner as to the amount to be determined under Paragraph 4(a) and the method of
calculating such amounts shall be final and binding on Executive and the Company. The Company shall bear the costs of any such determination. 

5. Legal Fees. The Company agrees that it will pay or reimburse Executive for the reasonable legal fees and expenses incurred by the
Executive in the negotiation and drafting of this Agreement. Such payments or reimbursement will be made directly to the law firm providing legal services to the Executive, upon presentation of such law firm’s bill for services rendered or by
reimbursement to Executive upon presentation of her invoice therefor, or by a combination of such payment and reimbursement, in each case within fifteen (15) days after Company’s receipt of such bill and/or invoice, as applicable. 

6. Notices. The delivery of any statement or the giving of any notice provided for or required herein may be effected by
(i) delivery by hand and the execution by the recipient of a written receipt, or (ii) by depositing with the United States Postal Service or in any one of its regular depositories the same to the recipient by registered or certified mail,
postage prepaid, with return receipt requested, addressed as follows: in the case of Executive, to Executive’s last known residence, with a copy to (which shall not constitute notice) Foley Hoag LLP, 155 Seaport Blvd., Boston, MA 02210, attn.:
Peter M. Rosenblum; or in the case of the Company, to its principal offices, or any subsequent address provided to Executive, to the attention of the Chairman of the Board of Directors, with copy to Hinckley Allen & Snyder, LLP, 100
Westminster Street, Suite 1500, Providence, RI 02903, attn.: Margaret D Farrell. 
 7. Effect. This Agreement shall be binding on and
inure to the respective benefit of the Company and its successors and assigns and the Executive and her personal representatives. 
 8.
Entire Agreement. This Agreement constitutes the entire agreement between the parties with respect to the matters set forth herein and supersedes all prior agreements and understandings between the parties with respect to the same. 

9. Severability. The invalidity or unenforceability of any provision of this Agreement shall not affect the validity or enforceability
of any other provision. 
 10. Amendment and Waiver. No provision of this Agreement, including the provisions of this Paragraph, may
be amended, modified, deleted, or waived in any manner except by a written agreement executed by the parties. 
 11. No Assignment and
Non-Transferability. Neither-this Agreement nor any interest herein may be assigned by the Executive without the consent of the Company. To the extent this Agreement contains payments which are subject to Section 409A, the Executive’s
rights to such payments are not subject to anticipation, alienation, sale, transfer, pledge, encumbrance, attachment or garnishment and, where applicable, may only be transferred by will or the laws of descent and distribution. 

 12. Governing Law. This Agreement will be governed by and construed according to the laws
of the State of Rhode Island without regard to its principles of conflicts of laws. 
 13. Counterparts. This Agreement may be
executed in more than one counterpart, each of which shall be deemed an original, and all of which shall be deemed a single agreement. 

14. Headings; Capitalized Terms. The headings herein are for convenience only and shall not affect the interpretation of this
Agreement. Capitalized Terms not otherwise defined in the text of this Agreement are used as defined in Exhibit A hereto. 
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remainder of this page is intentionally left blank.] 

 IN WITNESS WHEREOF, the parties have executed this Agreement as of the day and year first above
written. 
  

			
	COMPANY:
	
	ASTRO-MED, INC.
		
	By:		/s/ Hermann Viets
	Printed Name: Hermann Viets
	Title: Chairman of the Board

  

			
	EXECUTIVE:
		
			/s/ Gregory A. Woods
			Gregory A. Woods

 EXHIBIT A 

DEFINITIONS 
 When used in
this Agreement, the following terms have the meanings set forth below: 
 “Base Compensation” means the sum of (i) the
Executive’s annual salary in effect on the earlier of the Change in Control Date and the Termination Date and (ii) the greater of (A) 100% of the Executive’s target under the bonus plan for the fiscal year during which the Change
in Control Date occurs or (B) the highest annual bonus paid to the Executive in the prior three years. 
 “Benefits”
means benefits that would be available under any health and welfare plan of the Company on the Termination Date. 
 “Benefit
Period” means 18 months. 
 “Cause” means: (A) conviction of a felony or misdemeanor involving moral
turpitude, or (B) willful gross neglect or willful gross misconduct in carrying out the Executive’s duties, resulting in material economic harm to the Company or a Successor. 

“Change in Control” means (i) the acquisition of 50% or more of the beneficial ownership of the combined voting
securities of the Company by any person or group (as such terms are used in Section 13(d) and 14(d) of the Exchange Act), other than the Company or its subsidiaries or any employee benefit plan of the Company or any person who was an officer or
director of the Company on the Effective Date of this Agreement, which person or group did not theretofore beneficially own 30% or more of the combined voting securities of the Company; (ii) consummation by the Company of a reorganization,
merger or consolidation, in each case, with respect to which all or substantially all of the individuals and entities who were the beneficial owners of the voting securities of such entity immediately prior to such reorganization, merger or
consolidation do not, following such reorganization, merger or consolidation, beneficially own, directly or indirectly, securities representing more than 50% of the voting power of then outstanding voting securities of the corporation resulting from
such a reorganization, merger or consolidation; (iii) the sale, exchange or other disposition (in one transaction or a series of related transactions) of all or substantially all of the assets of the Company (on a consolidated basis) to a party
which is not controlled by or under common control with the Company; or (iv) a change in the composition of a majority of the Board over a two-year period unless the selection or nomination of each of the new members is approved by two-thirds
of those remaining members of the Board who were members at the beginning of the two-year period; provided, however, that notwithstanding the foregoing, no event or condition will constitute a Change in Control to the extent (but only to the extent)
that, if it were a Change in Control, a tax or other penalty would be imposed under Section 409A, and in such case the definition of Change in Control herein shall be modified to the extent necessary to comply with Section 409A so as not
to result in such tax or penalty. 
 “Change in Control Date” means the date on which a Change in Control is consummated.

 “Change in Control Period” means the period commencing on the earlier of
(i) 180 days prior to the Change in Control Date and (ii) the announcement of a transaction expected to result in a Change in Control, and ending on the second anniversary of the Change in Control Date. 

“Code” means the Internal Revenue Code of 1986, as amended. References herein to a specific section of the Code shall be
deemed to include comparable or analogous provisions of state, local and foreign law. 
 “Disability” means the inability
of the Executive due to illness (mental or physical), accident, or otherwise to perform his duties for any period of 180 consecutive days, as determined by a qualified physician. 

“Good Reason” means (A) without the Executive’s prior written consent, assignment to the Executive of duties
materially inconsistent in any respect with his position, authority, duties or responsibilities, annual base salary or target bonus when compared with the same immediately prior to the Change in Control Date or if any change in the same is hereafter
made in anticipation of a Change in Control or potential Change in Control, when compared with the same immediately before such change; (B) without the Executive’s prior written consent, reduction in the Executive’s annual base
salary, target bonus or benefits when compared with the same immediately prior to the Change in Control Date; or (C) assignment of the Executive, without his prior written consent, to a place of business that is not within twenty-five miles of
the Executive’s current place of business. Notwithstanding the foregoing, no such event shall constitute “Good Reason” unless (a) Executive shall have given written notice of such event to the Company within ninety (90) days
after the initial occurrence, (b) the Company shall have failed to cure the condition constituting Good Reason within thirty (30) days after expiration of such cure period, and (c) Executive terminates employment within thirty
(30) days after expiration of such cure period. 
 “Successor” means any acquirer of all or substantially all of the
stock, assets or business of the Company. 
 “Termination Date” means the last day of the Executive’s employment by
the Company. For the purposes of this Agreement, the terms “termination of employment,” “terminates employment” and “Termination Date” mean a “separation from service” as such term is defined in
Section 409A of the Code.EX-10.1

 Exhibit 10.1 

EXECUTION VERSION 

FOURTH AMENDMENT TO 

LOAN AND SECURITY AGREEMENT 

THIS FOURTH AMENDMENT TO LOAN AND SECURITY AGREEMENT (this “Amendment”), dated as of April 8, 2015, is entered into by
and between MARLIN RECEIVABLES CORP., a Nevada corporation (“Borrower”), MARLIN LEASING CORPORATION, a Delaware corporation (“Originator” or “Servicer”), and MARLIN BUSINESS
SERVICES CORP., a Pennsylvania corporation (“Parent”), and WELLS FARGO CAPITAL FINANCE, LLC, a Delaware limited liability company formerly known as Wells Fargo Foothill, LLC (“Lender”). 

W I T N E S S E T H: 

WHEREAS, pursuant to the Loan and Security Agreement dated as of October 9, 2009 (as amended or modified from time to time, the
“Existing Loan Agreement”) between Borrower, Servicer, Parent and Lender, Lender has committed to making loans and certain financial accommodations available to Borrower; and 

WHEREAS, the parties hereto have agreed to amend the Existing Loan Agreement as set forth herein. 

NOW, THEREFORE, in consideration of the agreements herein contained and other good and valuable consideration, the parties hereby agree as
follows: 
 PART I 
 DEFINITIONS

 1.1 Certain Definitions. Unless otherwise defined herein or the context otherwise requires, the following term used in this
Amendment, including its preamble and recitals, has the following meaning: 
 “Amended Loan Agreement” means
the Existing Loan Agreement as amended hereby. 
 1.2 Other Definitions. Unless otherwise defined herein or the context otherwise
requires, terms used in this Amendment, including its preamble and recitals, have the meanings provided in the Amended Loan Agreement. 

PART II 
 AMENDMENTS TO EXISTING
LOAN AGREEMENT 
 2.1 Amendment to Section 1. Section 1 of the Existing Loan Agreement is amended by deleting the
definition of “Commitment Termination Date” and replacing it with the following: 
 “Commitment
Termination Date” means the earliest of (a) July 7, 2015, (b) the date of the termination of this Agreement by Borrower in accordance with Section 3.6, and (c) the date of the termination of this Agreement by
Lender in accordance with Section 9.1 upon the occurrence and during the continuation of an Event of Default. 
 2.2
Amendment to Section 1. Section 1 of the Existing Loan Agreement is amended by deleting the definition of “Fee Letter” and replacing it with the following: 

“Fee Letter” means that certain Second Amended and Restated Fee Letter, dated as of April 8, 2015,
between Borrower and Lender, in form and substance satisfactory to Lender. 

 2.3 Amendment to Section 2.10(b). Section 2.10 of the Existing Loan Agreement is
amended by deleting subsection (b) and replacing such subsection with the following: 
 (b) An unused line fee shall be
calculated and be due and payable as follows: on the first day of each calendar quarter, commencing on the first day of the first calendar quarter following the Closing Date, and on the Maturity Date, Borrower shall pay to Lender an amount equal to
one-eighth of one percent (0.125%) per annum times the amount by which (i) the Maximum Revolver Amount exceeds (ii) the average Daily Balance of Advances that were outstanding during the immediately preceding calendar quarter
(or portion thereof on and after the Closing Date, as applicable). 
 2.4 Amendment to Section 1. Section 1 of the Existing
Loan Agreement is amended by deleting the defined term “Maximum Revolver Amount” in its entirety and replacing it with the following: 

“Maximum Revolver Amount” means $50,000,000 between the Closing Date and the Commitment Termination Date, and
$0 on and after the Commitment Termination Date. 
 2.5 Amendment to Section 7.17(a). Section 7.17 of the Existing Loan
Agreement is amended by deleting clause (a) in its entirety and replacing such clause with the following: 
 (a)
Reserved. 
 PART III 

CONDITIONS TO EFFECTIVENESS OF PART II 

3.1 Fourth Amendment Effective Date. Part II of this Amendment shall be and become effective as of April 8, 2015, subject to the
conditions set forth in this Part III having been satisfied (it being understood and agreed that the remainder of this Amendment shall be effective upon the execution and delivery hereof by the parties hereto). 

3.2 Conditions to Effectiveness. The effectiveness of this Amendment is conditioned upon the satisfaction of the following conditions
precedent, in each case on terms reasonably acceptable to Lender: 
 (a) Lender shall have received two fully executed
counterparts of this Amendment; and 
 (b) the representations and warranties contained in Section 5 of the Existing
Loan Agreement (after giving effect to the amendments contained herein) are true and correct in all material respects, except to the extent any such representations or warranties refer back to a specific earlier date, and then only as of such date,
and no Default or Event of Default exists under the Existing Loan Agreement. 

  
 2 

 PART IV 

MISCELLANEOUS 
 4.1 No
Additional Obligations. Each Loan Party acknowledges and agrees that the execution, delivery and performance of this Amendment shall not create (nor shall any Loan Party rely upon the existence of or claim or assert that there exists) any
obligation of Lender to consider or agree to any other amendment of or waiver or consent with respect to the Amended Loan Agreement or any other instrument or agreement to which Lender is a party (collectively, an “Additional
Amendment” or “Consent”), and in the event that Lender subsequently agrees to consider any requested Additional Amendment or Consent, neither the existence of this Amendment nor any other conduct of the Lender related
hereto, shall be of any force or effect on the Lender’s consideration or decision with respect to any such requested Additional Amendment or Consent, and Lender shall not have any obligation whatsoever to consider or agree to any such
Additional Amendment or Consent. 
 4.2 Waiver of Claims. In order to induce Lender to enter into this Amendment, each Loan Party
hereby releases, remises, acquits and forever discharges Lender and each of its employees, agents, representatives, consultants, attorneys, officers, directors, partners, fiduciaries, predecessors, successors and assigns, subsidiary corporations,
parent corporations and related corporate divisions (collectively, the “Released Parties”), from any and all actions, causes of action, judgments, executions, suits, debts, claims, demands, liabilities, damages and expenses of any
and every character, known or unknown, direct or indirect, at law or in equity, of whatever nature or kind, whether heretofore or hereafter arising, for or because of any manner of things done, omitted or suffered to be done by any of the Released
Parties prior to and including the date of execution hereof, and in any way directly or indirectly arising out of any or in any way connected to this Amendment, the Amended Loan Agreement or the other Loan Documents (collectively, the
“Released Matters”). Notwithstanding anything to the contrary in this Section 4.2, any and all actions, causes of action, judgments, executions, suits, debts, claims, demands, liabilities, damages and expenses, known or
unknown, direct or indirect, at law or in equity resulting from Lender’s gross negligence or willful or intentional misconduct shall not be included in the definition of Released Matters. Each Loan Party hereby acknowledges that the agreements
in this Section 4.2 are intended to be in full satisfaction of all or any alleged injuries or damages arising in connection with the Released Matters. Each Loan Party hereby represents and warrants to Lender that it has not purported to
transfer, assign or otherwise convey any right, title or interest of such Loan Party in any Released Matter to any other Person and that the foregoing constitutes a full and complete release of all Released Matters. 

4.3 Acknowledgments and Stipulations. In order to induce Lender to enter into this Amendment, each Loan Party acknowledges, stipulates
and agrees that (a) all of the Obligations are absolutely due and owing by such Loan Party to Lender without any defense, deduction, offset or counterclaim (and, to the extent such Loan Party had any defense, deduction, offset or counterclaim
on the date hereof, the same is hereby waived by such Loan Party); (b) the Loan Documents executed by such Loan Party are legal, valid and binding obligations of such Loan Party enforceable against such Loan Party in accordance with their
respective terms, except as enforcement may be limited by equitable principles or by bankruptcy, insolvency, reorganization, moratorium, or similar laws relating to or limiting creditors’ rights generally; (c) the Liens granted by Borrower
to Lender in the Collateral are valid and duly perfected, first priority Liens, subject only to Permitted Liens; (d) each of the recitals contained at the beginning of this Amendment is true and correct; and (e) prior to executing this
Amendment, such Loan Party consulted with and had the benefit of advice of legal counsel of its own selection and has relied upon the advice of such counsel, and in no part upon the representation of Lender or any counsel to Lender concerning the
legal effects of this Amendment or any provision hereof. 
 4.4 Cross-References. References in this Amendment to any Part or are,
unless otherwise specified, to such Part or of this Amendment. 
 4.5 References in Other Credit Documents. At such time as this
Amendment shall become effective pursuant to the terms of Section 3.1, all references in the Existing Loan Agreement (including 

  
 3 

 
without limitation the Schedules thereto) to the “Agreement”, and all references in the other Loan Documents to the “Loan Agreement” or “Loan and Security
Agreement”, shall be deemed to refer to the Amended Loan Agreement. 
 4.6 Representations and Warranties of Loan Parties. Each
Loan Party hereby represents and warrants that (a) the representations and warranties contained in Section 5 of the Existing Loan Agreement (after giving effect to the amendments contained herein) are correct in all material respects on
and as of the date hereof as though made on and as of such date, except to the extent any such representations or warranties refer back to a specific earlier date, and then only as of such date, and (b) no Default or Event of Default exists
under the Existing Loan Agreement on and as of the date hereof. Without limitation of the preceding sentence, each Loan Party hereby expressly re-affirms the validity, effectiveness and enforceability of each Loan Document to which it is a party (in
each case, as the same may be modified by the terms of this Amendment). 
 4.7 Counterparts. This Amendment may be executed in any
number of counterparts each of which when so executed shall be deemed to be an original and all of which taken together shall constitute one and the same agreement. Delivery of an executed counterpart of this Amendment by telefacsimile (or in pdf or
similar format via electronic mail) shall be equally as effective as delivery of an original executed counterpart of this Amendment. Any party delivering an executed counterpart of this Amendment by telefacsimile also shall deliver an original
executed counterpart of this Amendment but the failure to deliver an original executed counterpart shall not affect the validity, enforceability, and binding effect of this Amendment. 

4.8 Incorporation of Terms. THIS AMENDMENT SUPPLEMENTS, AND FORMS A PART OF, THE EXISTING LOAN AGREEMENT, BUT (FOR THE AVOIDANCE OF
DOUBT) THE PARTIES HERETO IN ANY EVENT SPECIFICALLY AGREE (WITHOUT LIMITATION OF THE FIRST PART OF THIS SENTENCE) THAT THE PROVISIONS OF SECTION 13 OF THE EXISTING LOAN AGREEMENT APPLY TO THIS AMENDMENT AS IF SUCH PROVISIONS WERE INCORPORATED
HEREIN. 
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 4 

 Each of the parties hereto has caused a counterpart of this Amendment to be duly executed and
delivered as of the date first above written. 
  

			
	 MARLIN RECEIVABLES CORP.,
 a
Nevada corporation, as Borrower

		
	By:		  

	Name:		  

	Title:		  

	
	 MARLIN LEASING CORPORATION, 

a Delaware corporation, as Servicer and a Guarantor

		
	By:		  

	Name:		  

	Title:		  

	
	 MARLIN BUSINESS SERVICES CORP., 

a Pennsylvania corporation, as Parent and a Guarantor

		
	By:		  

	Name:		  

	Title:		  

 
			
	 WELLS FARGO CAPITAL FINANCE, LLC,

a Delaware limited liability company, as Lender

		
	By:		  

	Name:		  

	Title:

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