Document:

MANAGEMENT SHAREHOLDERS AGREEMEN

MANAGEMENT SHAREHOLDERS AGREEMENT 

        This Management Shareholders
Agreement ("the Agreement") is entered into this 16th day of August, 2007 by and
between Freedom Financial Group, Inc., a Delaware corporation (the
"Corporation"), and the following members of management: Jerald L. Fenstermaker
("Fenstermaker") and Dan Graham ("Graham") (collectively the "Management
Shareholders").

        WHEREAS, by a unanimous
consent resolution of the Board of Directors of the Corporation ("the Board")
dated February 19, 2003, (the "2003 Stock Grant"), the Board approved the
issuance of 700,000 shares of Common Stock to Jerald L. Fenstermaker, and
200,000 shares to Dan Graham, collectively referred to herein as the "2003
Shares". 

        WHEREAS, On January 9,
2006, pursuant to a document entitled 2006 Stock Grant, Fenstermaker was granted
694,583 shares of Common Stock, and Graham was granted 198,452 shares of Common
Stock, collectively referred to herein as the "2006 Shares".

        WHEREAS, Jim Browne, who
was also a party to the 2003 Stock Grant and the 2006 Stock Grant, is no longer
and employee of the Corporation and is no longer a shareholder of the
Corporation. 

        WHEREAS, prior hereto, the
Corporation and the Management Shareholders have entered into various agreements
concerning the 2003 Shares and the 2006 Shares including the following described
documents: 

        (1) The Unanimous Written Consent
of the Board Resolution of Freedom Financial Group, Inc., dated February 19,
2003, ("2003 Consent") and executed by all members of the then current Board of
Directors (Jerry Fenstermaker, Gary Lipscomb, and Vern Schweigert) as well as
being countersigned by all persons to whom the Resolution pertained, (Jerry
Fenstermaker, Dan Graham, and Jim Browne). The shares granted pursuant to the
2003 Consent are the "2003 Shares."

        (2) The Employment Agreement of
Jerald L. Fenstermaker with FFG, dated September 17, 2004.

        (3) The Addendum to the Employment
Agreement of Jerald L. Fenstermaker, dated April 27, 2006.

        (4) The Stock Grant Agreement,
dated January 9, 2006 ("2006 Stock Grant") between FFG, as executed for FFG by
Robert T. Chancellor, as chairman of the Compensation Committee, and the
Management Stockholders, all pursuant to a resolution of the Board of Directors
of FFG dated January 9, 2006. The shares granted by the 2006 Stock Grant are the
"2006 Shares."

        (5) The Extension of Employment
Agreement between the Corporation and Fenstermaker dated September 15, 2006.

        WHEREAS, the Corporation
and the Management Shareholders believe that it is in the best interests of the
Corporation to enter into a new agreement concerning the shares of Common Stock
owned by the Management Shareholders which shall supersede all prior agreements
between the parties and which rescind and terminate all prior agreements between
the parties pertaining to the Management Shareholders' shares of Common Stock in
the Corporation.

        WHEREAS, the Corporation
and the Management Shareholders agree that until and unless the Corporation
raises Required Capital, as hereinafter defined, the 2003 Shares and the 2006
Shares shall be subject to certain conditions and restrictions.

In consideration of the mutual promises contained herein, the parties agree
as follows:

1. All prior agreements between the parties, including but not limited to the
Unanimous Written Consent of the Board Resolution of Freedom Financial Group,
Inc., dated February 19, 2003, the 2006 Stock Grant, the Employment Agreement of
Jerald L. Fenstermaker with FFG, dated September 17, 2004, the April 27, 2006,
Amendment to the Employment Agreement of Mr. Fenstermaker, and the Extension of
the Employment Agreement with Mr. Fenstermaker dated September 15, 2006, are
hereby expressly terminated and cancelled as of the date of this agreement. The
Management Shareholders, except as provided in Section 6 hereof, expressly
release and relinquish any and all rights to put their shares of stock to the
Corporation and hereby waive, release and relinquish all provisions of any of
the agreements between the parties prohibiting dilution of their respective
shareholder positions.

2. Subject to the provisions of Section 2.8, the following restrictions will
apply to the 2003 Shares and the 2006 Shares.       

        2.1 The Management Shareholders
hereby agree that 50% of the 2006 Shares issued to them are automatically
forfeited on January 9, 2009, if the Corporation has not raised Required Capital
as hereinafter defined on or before January 9, 2009. 

        2.2 With respect to both the 2003
Shares and the 2006 Shares, the Management Shareholders hereby agree to
relinquish any rights to receive dividends or proceeds from the liquidation of
the Corporation until (i) the receipt by the Corporation of the Required
Capital, or (ii) January 10, 2009, whichever first occurs.

        2.3 The Management Shareholders
will not sell any 2006 Shares so long as any risk of forfeiture of any portion
of their shares of stock exists under Section 2.1.

        2.4 The Management Shareholders
will not sell any 2003 Shares or any 2006 Shares so long as the restriction on
the right to receive dividends or proceeds from liquidation continues under
Section 2.2.

        2.5 Except as provided in Section
4 and Section 5, the Management Shareholders will not sell any 2003 Shares or
any 2006 Shares prior to six (6) months after the raising of Required Capital.

        2.6 Upon satisfaction of the
conditions set forth in this Section, the Management Shareholders shall have the
right to sell, at their option, free of any encumbrance or restriction created
by this Agreement, all or any portion of the 2003 Shares and 2006 Shares they
own.

        2.7 The restrictions set forth in
Section 2 and all sub-paragraphs thereof on the 2003 Shares and 50% of the 2006
Shares owned by each Management Shareholders which are not forfeited are lifted
as of January 10, 2009, if not sooner lifted.

        2.8 As used herein, the Required
Capital is raised if there is a binding agreement with one or more solvent
investors, or lenders for the loan, loans, equity acquisition, equity investment
or any similar kind of investment in the Corporation which total in the
aggregate $10,000,000.00 or more on or before January 9, 2009; provided that the
agreement for the Required Capital closes before January 9, 2009, or within six
(6) months of its date of execution, whichever is later, and, in any event, no
later than June 9, 2009; with not less than $10,000,000 in a combination of
funds and credit being available to the Corporation immediately after closing,
and, provided further that if the Corporation enters into a binding agreement
for the Required Capital during the period from January 9, 2009, to June 9,
2009, with a source for the Required Capital that the Corporation was
negotiating with prior to January 9, 2009, and the agreement for the Required
Capital in this proviso closes within six (6) months of its date of execution
with the Required Capital being available to the Corporation immediately after
closing, it shall be deemed for the purposes of this Agreement that the Required
Capital was raised on or before January 9, 2009.

        2.9 Within ten (10) business days
after the restrictions on the Management Shareholders' shares of stock as set
forth in Section 2 hereof and all sub-sections thereof, have terminated, the
Corporation will instruct the transfer agent to issue new shares of stock to
each Management Shareholder free of any encumbrance or restriction created by
this Agreement and the Management Shareholders shall deliver to the Corporation
for cancellation all certificates for shares of stock previously issued to them.

        2.10 In the event any Management
Shareholder is entitled to sell any shares of stock in the Corporation, the
Corporation agrees to do all things necessary under Rule 144 under the
Securities Act of 1933, as amended, (the Act) in order for the Management
Shareholder to sell such shares pursuant to such Rule.

        2.11 The Corporation agrees that
in the event it registers any other shares of stock in the Corporation by an
appropriate registration statement under the Act, it will include the Management
Shareholders' shares of stock in the Corporation in such registration in what is
commonly known as a "piggyback registration", unless objected to by the
underwriter or broker selling the shares in the registration statement.

        2.12 Within 10 days after
execution of this Agreement, the Corporation will cancel the existing
certificates of the Management Shareholders and will issue separate certificates
for the 2003 and 2006 Shares which shall contain the following legends:

	This stock is issued and held pursuant to the Management Shareholders
	Agreement dated August 16, 2007, a copy of which is filed with the Secretary
	of the Corporation, and this stock cannot be sold, assigned, donated,
	pledged, hypothecated, transferred or otherwise disposed of except subject
	to the terms of said Management Shareholders Agreement.

	
		THESE SECURITIES HAVE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF
		1933, AS AMENDED, THEY MAY NOT BE SOLD, OFFERED FOR SALE, PLEDGED,
		HYPOTHECATED IN THE ABSENCE OF (i) AN EFFECTIVE REGISTRATION STATEMENT
		WITH RESPECT TO THE SECURITIES UNDER SUCH ACT, OR (ii) AN OPINION OF
		COUNSEL REASONABLY SATISFACTORY TO THE CORPORATION THAT SUCH
		REGISTRATION IS NOT REQUIRED.

	

3. So long as a Management Shareholder retains ownership of the 2003 Shares
and the 2006 Shares and no event of forfeiture has occurred, the Management
Shareholders shall have the unrestricted right to vote all of his shares.

4. Notwithstanding the provisions of Section 2 hereof, the Management
Shareholders shall have the right to sell, at their option, any or all shares
owned by them after a change in control of the Corporation. As used herein,
"Change in Control" means when one or more "Persons", individually or acting in
concert as a group, acquire the right to vote 50% or more of the outstanding
voting rights of the Corporation. The word "person" includes natural human
beings and all forms of legal entities.

5. Notwithstanding the provisions of Section 2 hereof, a Management
Shareholder and the personal representative, heirs and assigns of a deceased
Management Shareholder shall have the right to sell, at their option, any and
all shares owned by the deceased Management Shareholder. A former Management
Shareholder whose employment has been terminated as a result of a Permanent
Disability shall have the right to sell all Shares owned by him. As used herein,
"Permanent Disability" shall mean the Disability (as hereinafter defined) of a
Management Shareholder for 90 consecutive calendar days or 120 calendar days in
the aggregate during any consecutive 12-month period. "Disability" shall mean
the Management Shareholder's physical or mental disability so as to render the
Management Shareholder incapable of carrying out substantially all of his duties
as an Employee of the Corporation.

6. A former Management Shareholder whose employment with the Corporation has
been terminated due to a Permanent Disability, or the legal representative,
heirs and assigns of a deceased Management Shareholder, shall have the option to
put to the Corporation all 2003 Shares and as many as 2006 Shares as are not
then subject to forfeiture at fair market value, and the Corporation shall be
obligated to purchase such shares. The put option may be exercised for a period
of ninety (90) days following a former Management Shareholder's death, or the
termination of the former Management Shareholder's employment with the
Corporation due to a Permanent Disability and shall be exercisable by the former
Management Shareholder or by his legal representative. Fair market value shall
be recognized market value of the stock as of the date of death or termination
or employment or the date of termination of employment for Permanent Disability.
In the event there is no recognized market, the fair value of the shares of
stock shall be determined in good faith by the Corporation's accountants using
commercially reasonable valuation methods.

        CONDITION PRECEDENT: The
provisions of this paragraph are subject to the express condition of the
Corporation obtaining and at all relevant times having in effect a policy or
policies of life insurance and disability insurance covering the lives of
Management Shareholders and the potential Permanent Disability of all Management
Shareholders. In the event the Corporation cannot purchase policies of life
insurance and disability insurance at a cost that the Corporation deems
reasonable, then the provisions of this paragraph are null and void. The parties
agree that in the event the definition of Permanent Disability in any policy of
insurance acquired by the Corporation varies from the definition of Permanent
Disability in this Agreement, then this Agreement will be automatically modified
to conform to the definition of Permanent Disability as reflected in the policy
of insurance. Any monies that are due and owing under the terms of this
paragraph will be payable by the Corporation ten (10) business days after it
receives the proceeds of any applicable policies of insurance.

7. If a Management Shareholder's employment with the Corporation is
terminated other than for cause, the restrictions of Section 2 and all
sub-sections thereof are lifted on the Management Shareholder's 2003 Shares and
50% of the 2006 Shares; and the Management Shareholder shall have the right to
sell his 2003 Shares and 50% of his 2006 Shares. The Management Shareholder
shall not have the right to sell the remaining 50% of his 2006 Shares which are
subject to forfeiture until and unless those 2006 Shares are not subject to
forfeiture under the provisions of Section 2 hereof. If the Management
Shareholder's employment is terminated for cause, the restrictions of Section 2
and all sub-sections thereof shall cease on the terminated Management
Shareholder's 2003 Shares as of the date of his termination, but his 2006 Shares
will be subject to the restrictions of Section 2, and all sub-sections thereof.

As used herein, "terminated for cause" means (a) conviction of, or a plea of
nolo contendere to, a felony, (b) substantial neglect, substantial misconduct or
substantial failure (including conflict of interest) in the carrying out of
Employee's duties, (c) the engaging by Employee in a material act or acts of
dishonesty adversely affecting the Corporation, any affiliate or any client of
the Corporation, or (d) habitual drunkenness or the illegal use of drugs by
Employee.

8. Mediation and Arbitration. The parties agree that any dispute or claim
arising out of or relating to this Agreement or any termination of the
Employee's employment, shall be settled by mediation or by final and binding
arbitration in accordance with the Employment Arbitration Rules and Mediation
Procedures of the American Arbitration Association ("AAA"). Judgment upon any
award entered in the arbitration proceeding may be entered in any court having
jurisdiction thereof. Mediation and arbitration proceedings shall be private and
confidential. Any dispute regarding the enforcement or interpretation of this
Agreement shall be first submitted to mediation, and, if mediation is
unsuccessful, to arbitration. The mediation and the arbitration shall be in
accordance with the Employment Arbitration Rules and Mediation Procedures of the
AAA. 

        The arbitration shall take place
in Springfield, Missouri. All costs and expenses of the arbitration (e.g.
arbitrator's fee) shall be borne equally by the parties. Each party shall pay
their own attorney's fees and litigation expenses and all other costs and
expenses they incur arising out of or related to the arbitration. 

9. Miscellaneous Provisions.

        9.1 This Agreement shall be
governed by and shall be interpreted and enforced in accordance with the laws of
the state of Delaware.

        9.2 No amendment to this Agreement
shall be valid unless made in writing and executed by the parties hereto.

        9.3 This Agreement may be executed
in any number of counterparts, each of which shall be deemed an original, but
all of which shall constitute one in the same document.

        9.4 All notices required or
permitted hereunder shall be given in writing by hand delivery, by express
delivery, or be registered or certified U.S. mail, postage prepaid to the
address provided to the other party for delivery of such notices, as may be
provided in writing from time to time.

FREEDOM FINANCIAL GROUP, INC.,
a Delaware corporation 

By: /s/ Jerald L. Fenstermaker
       
										Jerald L. Fenstermaker, President 

By: /s/ Robert Chancellor
       
										Bob Chancellor, Chair of the
										Compensation Committee

/s/ Jerald L. Fenstermaker
JERALD L. FENSTERMAKER

/s/ Dan Graham
DAN GRAHAMEMPLOYMENT AGREEMENT

EMPLOYMENT AGREEMENT 

        THIS AGREEMENT is entered in between Freedom Financial Group, Inc., a
Delaware corporation (hereinafter "Company") and Jerald L. Fenstermaker of
Springfield, Missouri, (hereinafter "Employee") and on this 16th day of August,
2007, agree as follows: 

        WITNESSETH: 

        WHEREAS, Employee is presently President of Company; 

        WHEREAS, Employee is presently employed under an extension of this Employment
Agreement dated September 15, 2004; 

        WHEREAS, Company and Employee desire to enter into an agreement for
employment of Employee for a period beginning on the date of this Agreement and
ending January 9, 2009; 

        NOW, THEREFORE, in consideration of the covenants and agreements as
hereinafter set forth, the parties agree as follows: 

        1. Employment. Subject to the terms and conditions of this Agreement,
effective as of the date of this Agreement (the "Effective Date"), the Company
hereby employs Employee to perform the duties described in Section 4 hereof. 

        2. Term of the Agreement. The term of this Agreement is for a period
beginning on the Effective Date and ending January 9, 2009, subject to earlier
termination as provided herein. Employee agrees that this Agreement supersedes
and replaces his Employment Agreement dated September 17, 2004, as amended, and
extended. 

        3. Compensation of Employee: 

	        (a) Base Compensation: Employee will be paid an annual base salary of
$185,000.00 a year, payable in equal bi-weekly payments which shall be made on
the same day and date as other employees of Company are paid, and prorated for
any partial pay period. Annual compensation of $185,000.00 is gross
compensation. Company will deduct therefrom the normal and usual deductions for
taxes, insurance and deductions of a similar nature. 

	        (b) Additional Compensation: Additional compensation to Employee will be
determined by agreement of the parties after the raising of $10,000,000.00
(Required Capital) is obtained by the Company. As used herein, the Required
Capital is raised if there is a binding agreement with one or more solvent
investors, or lenders for the loan, loans, equity acquisition, equity investment
or any similar kind of investment in the Corporation which total in the
aggregate $10,000,000.00 or more on or before January 9, 2009; provided that the
agreement for the Required Capital closes before January 9, 2009, or within six
(6) months of its date of execution, whichever is later, and, in any event, no
later than June 9, 2009; with not less than $10,000,000 in a combination of
funds and credit being available to the Corporation immediately after closing,
and, provided further that if the Corporation enters into a binding agreement
for the Required Capital during the period from January 9, 2009, to June 9,
2009, with a source for the Required Capital that the Corporation was
negotiating with prior to January 9, 2009, and the agreement for the Required
Capital in this proviso closes within six (6) months of its date of execution
with the Required Capital being available to the Corporation immediately after
closing, it shall be deemed for the purposes of this Agreement that the Required
Capital was raised on or before January 9, 2009. 

        4. Duties of Employee. Employee shall, during the term hereof, have the title
of President of the Company, and shall perform such duties as and have such
authority as are customary and usual for such position. Without limiting the
generality of the foregoing: 

	        (a) Full Time. Employee shall devote Employee's full working time during
regular and normal business hours to the business of the Company and shall, in
accordance with professional standards generally observed by senior management
of the Company, seek to maximize the financial success of the Company's business
and to optimize the goodwill and reputation of the Company within its industry
and with its customers. Nothing contained herein shall be construed to prohibit
Employee from engaging in other businesses so long as such business does not
compete with the business of the Company or conflict with the Employee's duties
hereunder; 

	        (b) Reporting. Employee shall report to the Board of Directors of the
Company. 

        5. Expenses. Employee will be authorized to incur reasonable and necessary
expenses in connection with the discharge of Employee's duties and in promoting
the business of the Company. The Company, according to its usual practices, will
reimburse Employee for all such reasonable and necessary expenses upon
presentation of a properly itemized account of such expenditures, setting forth
the business reasons for such expenditures. 

        6. Other Benefits. Employee shall be entitled to pension, profit sharing and
fringe benefits, such as hospitalization, medical, life and other insurance
benefits, sick pay and short-term disability, and paid time off including
vacation, as are provided for other management employees of the Company and
approved by the Board of Directors of the Company (the "Fringe Benefits").
Employee acknowledges that the Company shall have the right to change the Fringe
Benefits from time to time, and such changes shall not be deemed a termination
of employment by the Company. 

        7. Stock Ownership. Employee currently owns 1,394,583 shares of common stock
of Company which are subject to the terms of a Management Shareholders Agreement
dated August 16, 2007. 

       
8. Termination by the Company Due to Death, Disability, Cause or Other. 

	        (a) Death, Disability. In the event of Employee's death during the Term, this
Agreement and the employment of Employee hereunder shall terminate automatically
as of the date of death, except that Sections 9, 10, 11, 12, 13, 14, 15, and 16
shall survive such termination. In the event of Employee's Disability (as
hereinafter defined) for ninety (90) consecutive calendar days or one hundred
and twenty (120) calendar days in the aggregate during any consecutive twelve
(12) months of the Term, the Company shall have the right, by written notice to
Employee, to terminate this Agreement and the employment of Employee hereunder
as of the date of such notice, except that Sections 9, 10, 11, 12, 13, 14, 15,
and 16 shall survive such termination. "Disability" for the purposes of this
Agreement shall mean Employee's physical or mental disability so as to render
Employee incapable of carrying out substantially all of Employee's duties under
this Agreement. In the event of termination pursuant to this subsection (a), the
Company shall not be under any further obligation to Employee hereunder except
to pay Employee (or Employee's estate) within thirty (30) days of such
termination (i) salary, declared bonuses and benefits (including paid time off
pay) accrued and payable up to the date of termination, (ii) reimbursement for
expenses accrued and payable under Section 5 hereof through the date of
termination.

	        (b) Cause. The Company shall have the right to discharge Employee and
terminate this Agreement for Cause (as hereinafter defined) by written notice to
Employee and this Agreement shall be deemed terminated as of the date of such
notice, except that Sections 9, 10, 11, 12, 13, 14, 15, and 16 shall survive
such termination. For the purpose of this Agreement, "Cause" shall mean (i)
conviction of, or a plea of nolo contendere to, a felony, (ii) substantial
neglect, substantial misconduct or substantial failure (including conflict of
interest) in the carrying out of Employee's duties in accordance with Section 4
hereof, (iii) the engaging by Employee in a material act or acts of dishonesty
adversely affecting the Company, any affiliate or any client of the Company, or
(iv) habitual drunkenness or the illegal use of drugs by Employee. In the event
of a termination pursuant to this subsection (b), the Company shall not be under
any further obligation to Employee hereunder, except to pay Employee within
thirty (30) days of such termination (i) salary, declared bonuses and benefits
(including paid time off pay) accrued and payable up to the date of termination,
and (ii) reimbursement for expenses accrued and payable under Section 5 hereof
through the date of termination. 

	        (c) Termination by the Company Other Than Due to Death, Disability or Cause.
This Agreement and the employment of Employee hereunder may be terminated by the
Company other than pursuant to subsection (a) or subsection (b) by giving thirty
(30) days prior written notice to the Employee at any time, and such termination
shall be effective as of the date of termination stated in such notice, except
that Sections 9, 10, 11, 12, 13, 14, 15, and 16 shall survive such termination.
In the event of a termination pursuant to this subsection (c), the Company shall
not be under any further obligation to Employee hereunder, except to pay
Employee within thirty (30) days of such termination (i) salary, declared
bonuses and benefits (including paid time off pay) accrued and payable up to the
date of termination, (ii) reimbursement for expenses accrued and payable under
Section 5 hereof through the date of termination, and (iii) Severance Benefits
as defined below. 

	        (d) Severance Benefits. For purposes of this Agreement,
	"Severance Benefits"
shall mean (i) The sum of $ 3,000.00 a month (Severance Base Salary) for each
month that remains under the term of this agreement, which shall be payable to
Employee on the first day of each month beginning with the first month following
the month in which the employee was terminated; with the month in which the
employee is terminated being pro-rated; and (ii) continuation of all of
Employee's Fringe Benefits, except vacation pay, for the remaining term of this
Agreement. To the extent any of the Fringe Benefits are not readily available to
the Employee following termination of employment, the monthly cost thereof,
except vacation pay, incurred by Company prior to termination shall be paid to
Employee at the same time as the Severance Base Salary. 

        9. Termination by the Employee. The Employee shall have the right to
terminate Employee's employment under this Agreement by giving thirty (30) days
prior written notice to the Company at any time, and such termination shall be
effective as of the date of termination stated in such notice, provided that the
Company may elect to accelerate the date of termination. Sections 9, 10, 11, 12,
13, 14, 15 and 16 shall survive such termination. In the event Employee
terminates employment under this Section 9, the Company shall not be under any
further obligation to Employee hereunder, except to promptly pay Employee (a)
salary, declared bonuses and benefits (including vacation pay) accrued and
payable up to the date of termination, and (b) reimbursement for expenses
accrued and payable under Section 5 hereof through the date of termination. 

        10. Non-Disclosure. Employee agrees that during and after the expiration of
the Term, any confidential information concerning the Company or its businesses,
or customers of the Company (including, without limitation, trade secrets,
plans, processes, customer lists, customer names and all other information
relating to customers, price lists, pricing policies, any and all financial
information, employee lists, prospect lists, contracts and compilations of
information, records and specifications) which comes to Employee in the course
of Employee's employment and which is not (independent of disclosure by
Employee) public knowledge or general knowledge in the trade, shall remain
confidential and, except as required by legal process, may not be used or made
available for any purpose except as necessary in the performance of Employee's
duties hereunder. Employee agrees that, upon termination of Employee's
employment hereunder, Employee will promptly deliver to the Company all
materials constituting confidential information (including all copies thereof
that are in the possession of, or under the control of, the Employee), and
Employee will not make or retain any copies or extracts of such materials in any
form. 

        11. Governing Law and Choice of Venue. This Agreement shall be governed by
and interpreted in accordance with the laws of the State of Missouri. Unless
arbitration is required, the parties hereto agree to submit to the jurisdiction
of the courts of Missouri for the purposes of enforcement of this Agreement or
any action that may arise relating to the employment relationship or the
enforcement of this Agreement between Employee and Company. The parties further
agree that any such action must be brought in a court of competent jurisdiction
sitting in the State of Missouri. 

        12. Severability. Each of the sections contained in this Agreement shall be
enforceable independently of every other section in this Agreement, and the
invalidity or unenforceability of any section shall not invalidate or render
unenforceable any other section contained in this Agreement. Employee
acknowledges that the restrictive covenants contained in this Agreement are a
condition of this Agreement and are reasonable and valid in all respects. If any
court determines that any of the covenants contained herein, or any part of any
of them, is invalid or unenforceable, the remainder of such covenants and parts
thereof shall not thereby be affected and shall be given full effect, without
regard to the invalid portion.

        13. Survival of Certain Provisions. Any termination or expiration of this
Agreement or suspension or termination of Employee's employment by Company
notwithstanding, the provisions of this Agreement that are intended to continue
and survive shall so continue and survive. This Agreement and all rights
hereunder shall inure to the benefit of the parties hereto and to their
respective heirs, assigns, and legal representatives. 

        14. Cumulative Remedies and Fees. All rights and remedies of both parties
shall be cumulative and each party shall have the right to obtain specific
performance against the other for the enforcement of this Agreement. Each party
shall pay their own attorney fees and expenses in any proceeding commenced under
this Agreement.

       
15. Equitable Relief. Employee acknowledges that, due to the unique nature of
the Confidential Information, Inventions, and Work Product, there may be no
adequate remedy at law for any breach of the obligations hereunder, and that any
such breach may allow Employee or third parties to unfairly compete with
Company. For that reason, it is mutually agreed that upon any such breach or any
threat thereof, Company shall be entitled to seek appropriate equitable relief
in addition to whatever remedies it might have at law in connection with any
breach or enforcement of Employee's obligations hereunder or the unauthorized
use or release of any Confidential Information, Inventions, or Work Product.
Employee will notify Company in writing immediately upon the occurrence of any
such unauthorized release or other breach of which Employee becomes aware. 

        16. Mediation and Arbitration. The parties agree that any dispute or claim
arising out of or relating to this Agreement or any termination of the
Employee's employment, shall be settled by mediation or by final and binding
arbitration in accordance with the Employment Arbitration Rules and Mediation
Procedures of the American Arbitration Association ("AAA"). Judgment upon any
award entered in the arbitration proceeding may be entered in any court having
jurisdiction thereof. Mediation and arbitration proceedings shall be private and
confidential. Any dispute regarding the enforcement or interpretation of this
Agreement shall be first submitted to mediation, and, if mediation is
unsuccessful, to arbitration. The mediation and the arbitration shall be in
accordance with the Employment Arbitration Rules and Mediation Procedures of the
AAA. 

        The arbitration shall take place in Springfield, Missouri. All costs and
expenses of the arbitration (e.g. arbitrator's fee) shall be borne equally by
the parties. Each party shall pay their own attorney's fees and litigation
expenses and all other costs and expenses they incur arising out of or related
to the arbitration. 

        17. Prior Agreements and Amendments. Employee hereby acknowledges receipt of
a signed counterpart of this Agreement and acknowledges that it is Employee's
entire agreement with Company concerning the subject matter, thereby canceling,
terminating and superseding any previous oral or written understandings or
agreements with Company or any officer or representative of Company. No
amendment or modification of this Agreement shall be valid or binding upon
Company unless made in writing, approved by the Board of Directors of the
Company and signed by an officer of Company. No amendment or modification of
this Agreement shall be valid or binding upon Employee unless made in writing
and signed by him. 

        18. Waiver. Employee's or Company's failure to insist upon strict compliance
with any provision hereof or any other provision of this Agreement or the
failure to assert any right Employee or Company may have hereunder shall not be
deemed to be a waiver or subsequent breach of such provision or right or any
other provision or right of this Agreement. 

        19. Notices. Any notice required by this Agreement or given in connection
with it, shall be in writing and shall be given to the appropriate party by
personal delivery, or by certified mail, postage prepaid, or recognized
overnight delivery service. 

	
		If to Company: 

		Freedom Financial Group, Inc.
3058 East Elm St.
Springfield, MO 65802
		

		If to Employee: 

		Jerald L. Fenstermaker
_________________
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        IN WITNESS WHEREOF, the parties have duly executed this Agreement under seal
as of the day and year first above written. 

COMPANY:

FREEDOM FINANCIAL GROUP, INC.
a Delaware corporation

By: /s/ Robert Chancellor
Name: Robert Chancellor
Title: Chairman, Compensation Committee
									

EMPLOYEE:

/s/ Jerald L. Fenstermaker
Jerald L. Fenstermaker

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00128-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00128-of-00352.parquet"}]]