Document:

nptn_Ex10_13

		
			Exhibit 10.13
		

		
			 
		

		
			                                  Contract No.:  2016 SY H ZZ No.  0020  
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			Comprehensive Credit Granting Contract 
		

		
			                       (Version 1.0, 2014) 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			CHINA CITIC BANK 
		

		
			 
		

		
			

		 

		

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			Instruction 
		

		
			 
		

		
			   I. This contract shall be filled out with black blue or black signature pen or fountain pen. 
		

		
			   II. This contract shall be filled out completely, and written clearly and neatly. 
		

		
			   III. Currencies shall be filled out in Chinese rather than replaced with currency symbols, amounts of currency in words shall be added with Chinese names of currency in front of them, amounts of currency in figures shall be added with currency symbols in front of them. 
		

		
			   IV. Extra blanks or blanks not to be filled out in this contract may be handled by adopting broken lines, slashes or stamping the seal of “Blank hereunder” or filling the words “Blank hereunder”. 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			

		 

		

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			Comprehensive Credit Granting Contract
		

		
			 
		

		
			Credit Grantee : Neophotonics (China) Co., Ltd 
		

		
			Address: Keji South 12th Road, Hi-tech Industrial Park, Nanshan District, Shenzhen
		

		
			Postal Code: 518057
		

		
			Contact: Chuanfang Zheng
		

		
			Tel: 0755-26748269
		

		
			Fax: 0755-26748187
		

		
			Email: Chuanfangzheng_zheng@neophotonics.com
		

		
			Legal Representative /Principal: Timothy S. Jenks
		

		
			Bank of Deposit and Account No.: Shenzhen Houhai Sub-branch CITIC Bank 7442610182400001273
		

		
			 
		

		
			 
		

		
			Credit Grantor: Shenzhen Branch CITIC Bank
		

		
			Address: The 1st Floor and 5-10th Floor, North Block, Stage II, Times Square Excellence, No.8 Fuhua Third Road, Futian District, Shenzhen City 
		

		
			Postal Code: 518000
		

		
			Contact: Xia Pei
		

		
			Tel: 0755-86288310
		

		
			Fax: 0755-86288315
		

		
			Legal Representative/Principal: Xuying Chen
		

		
			 
		

		
			Contract Signing Place:  Futian District Shenzhen                                   
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			

		 

		

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			   This contract is entered into by and between party A and party B through negotiation, in accordance with the Commercial Bank Law of the People’s Republic of China, the Contract Law of the People’s Republic of China and other related laws and regulations, as well as based on the principles of honesty, creditability, equality and voluntariness. 
		

		
			 
		

		
			   Article 1 Definition 
		

		
			   The following terms under this contract shall be defined as follows unless otherwise clearly stipulated in the context: 
		

		
			   1.1 “Comprehensive Credit Granting” means the qualification or right of party B to, based on the comprehensive evaluation of party A’s credit and security provided, grant party A the right of applying for loan, note discount, corporation overdraft, or opening of bank acceptance bills, letter of guarantee, letter of credit or other operations within certain term and certain credit line. 
		

		
			   1.2 “Credit Balance” means the sum of the principals of the outstanding debts generated from the comprehensive credit granting used by party A under this contract but not yet repaid. In case of opening of bank acceptance bills, it means the sum of bank acceptance bills already issued by party B under this contract or specific business contract but not yet paid; in case of issuing of letter of credit, it means the sum of letter of credit already issued by party A under this contract or specific business contract but not yet paid, in case of issuing of letter of guarantee, it means the sum of letter of guarantee already issued by party B under this contract or specific business contract but not yet paid. 
		

		
			   1.3 “Specific Business Contract” means the documents and commitments (in whatever name) that party A enters into with party B by using the comprehensive credit line under this contract during the term of credit granting as well as constitute the contractual relationship between party A and party B for specific business according to law, and the guarantee documents (if any) that restrain the guarantor under specific business; the afore-mentioned specific business contract shall include but not limited to business-related contracts, agreements, applications, commitment letters, guarantee contracts/agreements, guarantee letters, business vouchers issued by party B or its designated handling agencies (including the related documents that are unilaterally issued by party A and accepted by party B), etc. When party B doesn’t require signing other formal contract for specific business, the related terms of this contract and related documents formed in handling specific business shall automatically constitute specific business contracts between party A and party B. 
		

		
			 
		

		
			
		

		
			

		 

		

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			   Article 2 Comprehensive Credit Line and Type 
		

		
			   2.1 The comprehensive credit line that party A may apply to party B for during the using term of the comprehensive credit line as agreed in this contract is: Currency  RMB   (Words)  Two hundred and Sixty-six million , (figures)  266,000,000.00 . This comprehensive credit line is (fill with “√” for Yes and fill with “X” for No): 
		

		
			   □√Exposure credit line, meaning the credit line after deducting the  pledge of security deposit,  deposit receipt, bank acceptance bills and financing product that meet low risk requirements (security deposit, deposit receipt) that guarantees the credit granting. 
		

		
			   □X Non-exposure credit line
		

		
			   2.2 The specific business type that is applicable to the comprehensive credit line under this contract and the credit line respectively occupies are in  (1)    as follows: 
		

		
			   (1) This credit line shall be collectively used and collectively managed without being classified based on business types; 
		

		
			   (2) The applicable specific business types and the respective credit line occupied are (for those only being classified based on business types and not occupying credit line, you only need to fill it with √, and fill amounts with “/”): 
		

		
			   □Credit line of working capital loans: (Words)      /     , (Figures)      /        ;  
		

		
			   □Credit line of fixed assets loans: (Words)       /      , (Figures)     /         ;
		

		
			   □Credit line of project financing: (Words)      /       , (Figures)       /       ;
		

		
			   □Credit line of opening of bank acceptance bills: (Words)    /          ,  
		

		
			(Figures)        /      ;
		

		
			   □Credit line of discount of bank acceptance bills: (Words)      /       ,
		

		
			 (Figures)         /     ;
		

		
			   □Credit line of discount of commercial acceptance bills: (Words)      /       ,
		

		
			 (Figures)         /     ;
		

		
			   □Credit line of opening of letters of credit: (Words)     /         ,
		

		
			 (Figures)        /      ;
		

		
			   □Credit line of opening of letters of bank guarantee: (Words)     /         ,
		

		
			 (Figures)     /         ;
		

		
			   □Credit line of trade financing: (Words)          /    , (Figures)      /        ;
		

		
			   □Credit line of corporation overdrafts (Words)       /       , (Figures)    /          ;
		

		
			   □Others:                  /                                            
		

		
			

		 

		

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			   If party A needs to apply for handling other operations than the business scope stipulated above within the credit line, party A needs to propose a written application to party B and obtain a written consent from party B. 
		

		
			   2.3 The comprehensive credit line under this contract shall be used in the  (1)    method as follows:  
		

		
			   (1) Party A shall apply for any and all credit lines before using; 
		

		
			   (2) Party A and other companies authorized by party A (refer to the List of Appendixes) may jointly apply for and use the credit line, any other company in the List of Appendixes that uses the comprehensive credit line under this contract shall enter into specific business contract with party B. 
		

		
			   
		

		
			
		

		
			

		 

		

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			   Article 3 Using Term of Comprehensive Credit Line 
		

		
			   3.1 The using term of the comprehensive credit line agreed under this contract shall be from the date of   10/21/2016     to the date of   09/30/2017   (hereunder referred to as the “Expiry Date of the Term of Credit Line”). 
		

		
			   3.2 The beginning date and expiry date of specific businesses shall be otherwise agreed under specific business contracts, the beginning date shall be included in the using term of the foresaid comprehensive credit line, the expiry date may be prior to, on or later than the expiry date of the term of credit line based on business types. Unless otherwise agreed under this contract, the expiry date of the term of credit line shall not be interpreted as expiry date of any specific business. 
		

		
			 
		

		
			   Article 4 Use of Comprehensive Credit Line 
		

		
			   4.1 Within the using term and comprehensive credit line agreed under this contract, party A may apply to party B in writing for using this comprehensive credit line at once or in multiple times. 
		

		
			   4.2 When party A applies for using comprehensive credit line, party A shall propose credit line using application in written form, which shall clearly state the business type, term, amount, etc. of the credit line to be used, and party A shall provide the related materials and handle related guarantee procedures (if any) as required by party B. If party B believes party A meets its credit granting conditions and the contractual terms after review, party B and party A shall enter into specific business contract or other legal documents recognized by party B. 
		

		
			   4.3 The type, credit line, term, use, interest rate, exchange rate, discount rate and expense of specific business as well as other rights and obligations of party A and party B shall be in accordance with the specific business contract entered into by and between the two parties. Party B shall fulfill loan release and other related obligations only based on the terms of specific business contract. 
		

		
			   4.4 Any and all inconsistencies between the specific business contract entered into by and between party A and party B under this contract and terms set forth under this contract shall be in accordance with such specific business contract. 
		

		
			   4.5 The credit balance formed by party A during the using term of credit line shall not exceed the comprehensive credit line set forth in Article 2.1 and the credit line of corresponding business type set forth in Article 2.2 at all times. During the using term of comprehensive credit line, for the comprehensive credit line that is already paid off by party A, party B agrees to handle it in the following  (1)     method, any unused comprehensive credit line during the using term of comprehensive credit line shall be automatically canceled after the expiration of such using term. 
		

		
			   (1) Circle use allowed. Meaning under the comprehensive credit line set forth in Article 2 of this contract, if party A has paid off the debt to party B within the using term of the foresaid comprehensive credit line, for the paid-off part of debts, party B may recover the related credit line for party A, and party A may reuse it during the using term of the comprehensive credit line; 
		

		
			   (2) Circle use not allowed. Meaning under the comprehensive credit line set forth in Article 2 of this contract, if party A has paid off the debt to party B within the using term of the foresaid comprehensive credit line, for the paid-off part of loan, party B shall not recover the related credit line for party A, and party A shall not reuse it during the using term of the comprehensive credit line;
		

		
			

		 

		

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			   4.6 In case party A has any breach of contract behavior stipulated in this contract or specific business contract, or there is any adjustment of financial policy, currency policy or credit policy by national or financial regulatory authorities, or there is any major adjustment of party B’s credit policy, or there is any negative policy adjustment and financial risk in the industry and region of party A, or there is any change to party A’s operating or financial situation or party A’s enterprise mechanism, or there is any material negative change to party A’s solvency, or party A’s credit rating score or level by evaluated by party B decreases, party B shall have the right to adjust the credit line actually unused by party A at any time by notifying party A in writing, including but not limited to adjustment to the amount of adjustment, the scope of the types of credit granting business, whether it is circle and the term of licensing, such adjustment shall immediately come into effect after arriving at party A. 
		

		
			   
		

		
			   Article 5 Party A’s Representations and Warranties 
		

		
			   5.1 Party A is a Chinese legal person or other organization established in accordance with the laws of the People’s Republic of China, having the civil right and civil capacity needed to sign and fulfill this contract according to law, and able to independently bear civil liabilities, and party A has obtained all the necessary and legal internal and external approvals and authorizations to sign this agreement. 
		

		
			   5.2 Party A hereby guarantees that its behavior of signing and fulfilling this contract are not against the laws, regulations, protocols, judgments, rulings, orders or the company’s articles of association that it shall comply with, nor in conflict with any other obligation in any contract or agreement signed. 
		

		
			   5.3 Party A confirms that it didn’t, as signing this contract, hide any litigation case, arbitration case, administrative case, assets preservation measure, enforcement procedure that is already occurred or about to occur, influenced or may influence its signing or fulfillment of this contract, or may generate negative influence on its financial state, or other event that may generate negative influence on the state of enterprise operation; besides, party A shall continuously bear the obligation of timely disclosing the foresaid information to party B during the effective term of this contract. 
		

		
			   5.4 Party A guarantees to use the credit line according to laws and regulations as well as the provisions in specific business contract, and coordinate party B in inspecting the fulfillment of related specific business contract as required by party B. 
		

		
			   5.5 Party A guarantees to, during the term of credit line and as required by party B, timely submit authentic financial statements and other materials reflecting the enterprise’s operating state, as well as guarantees the materials, documents, data and information provided to be authentic, accurate, complete, legal and effective. 
		

		
			   5.6 Party A guarantees to develop operational activities according to law during the using term of the comprehensive credit line, and adopt effective measures to prevent occurrence of any event that jeopardizes or damages or may jeopardize or damage party B’s rights and interests. 
		

		
			   5.7 Party A agrees that party B provides its credit information to the financial credit information basic database and/or the credit information service approved by the People’s Bank of China, authorizes and agrees party B to, for the purpose of this contract, inquire, download, copy, print and use its credit information from the financial credit information basic database and/or the credit information service approved by the People’s Bank of China, and use them for the legal and regular purposes relating to this contract; if party A fails to fulfill the related obligations of this 

		 

		

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contract or specific business contract, any and all negative credit consequences incurred hereof shall be borne by party A itself. 
		

		
			 
		

		
			   Article 6 Party A’s Rights and Obligations 
		

		
			   6.1 During the using term of comprehensive credit line, if there is any change to party A’s operating decision making, including but not limited to share transfer, reorganization, merge, splitting, shareholding reform, joint venture, cooperation, joint operation, contracting lease, change to business scope and registered capital or other circumstances that may affect party B’s rights and interests, party A shall send a written notice to party B at least thirty days in advance, and implement the debt repayment liabilities under this contract as consented by party B in writing, or provide security recognized by party B. 
		

		
			   6.2 If party A disposes all or part of its assets or business revenue by transferring, leasing or setting security for other debts than the debt under this contract or other matters that may affect party B’s rights and interests, party A shall send a written notice to party B at least thirty days in advance and obtain a written notice from party B in advance. 
		

		
			   6.3 In case of any event that has negative influence on the fulfillment of debts under this contract, including but not limited to involvement in litigation, arbitration, criminal investigation, administrative punishment, suspension, business discontinuation, dissolution, being declared of bankruptcy, being suspended of business license, being canceled, deterioration of financial conditions, etc., party A shall send a written notice to party B within three days after the occurrence or possible occurrence of the afore-mentioned event. 
		

		
			   6.4 If the guarantor has any negative circumstance, including but not limited to suspension, business discontinuation, being declared of bankruptcy, dissolution, being canceled of business license, being canceled or operation loss, etc. partially or entirely loses the guaranteeing ability relating to this contract, or have the value of the mortgage or collateral serving as the security under this contract diminished or have any circumstance that may be negative to the security of party B’s creditor’s rights, party A shall provide new security recognized by party B. 
		

		
			   6.5 Without a written consent from party B, party A shall not entirely or partially transfer the debts under this contract to any third party. 
		

		
			   6.6 Party A guarantees to timely repay the principal and interests of the credit line, and timely pay the payable expenses. For the due (including advance due) payables of party A under this contract and specific business contract, including but not limited to the corresponding principal, interests, penalty interests and other payable expenses of the already used credit line, party B shall have the right to deduct it from any account of party A opened at China CITIC Bank without obtaining the consent from party A in advance. When party B actively deducts payment based on this contract and provision in specific business contract, if the currency of such account is inconsistent with the business pricing currency, it shall be calculated and converted based on the exchange rate released by party B on the date of settlement. 
		

		
			   6.7 During the using term of the comprehensive credit line, if party A changes its legal person name, legal representative, project principal, address, telephone, fax, etc., party A shall notice party B in writing within seven days after such change. 
		

		
			

		 

		

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			   6.8 Party A shall provide, as required by party B, party B with the information and materials, including the related group members’ names, legal representatives, actual controllers, registration places, registered capitals, main businesses, equity structures, senior management, financial conditions, major assets projects, guarantee status, main litigations, etc., and guarantee such materials to be authentic, accurate, complete, legal and effective. If there is any change to the foresaid information and material of group member, party A shall notice party B in writing within 3 days after the occurring date of such change. 
		

		
			   6.9 Party A shall timely submit written reports to party B to inform any and all affiliated transactions that are occurred or about to occur and account for over 10% (including 10%) of party A’s net assets, including but not limited to the affiliation relationship between different transacting parties, transaction items, transaction natures, transaction amount or related ratios, pricing policy (including the transactions without amount or with only symbolic amounts). 
		

		
			   6.10 Party A shall not sign or issue any contract, commitment or other text with any third party that damages party B’s realization of its creditor’s rights under this contract and specific business contract, or engages in any transaction or behavior that damages the realization of party B’s creditor’s rights. 
		

		
			   6.11 If party B makes any external payment, compensation or advance payment based on party A’s application for bank letter of guarantee, letter of credit or bank acceptance bill, party A shall unconditionally confirm and repay the related advance payment, interest and expense paid by party B in advance within agreed period. 
		

		
			 
		

		
			   Article 7 Party B’s Rights and Obligations 
		

		
			   7.1 Party B shall have the right to decide if signing each specific business contract with party A based on the related management regulations and credit approving procedures of China CITIC Bank, and shall have the right to inspect and supervise the fulfillment of each specific business contract at any time. 
		

		
			   7.2 Party B shall keep the materials, documents and information provided by party A in confidentiality, except for the inquiries and disclosures according to laws, regulations or requirements by the authorities. 
		

		
			   
		

		
			   Article 8 Guarantee 
		

		
			   8.1 In order to guarantee the creditor’s rights formed under this contract to be repaid, the following      guarantee method shall be adopted: 
		

		
			   (1) Guarantor    /         and party B enter into the    /         with serial number of     /        ; 
		

		
			   (2) Mortgagor       /        and party B enter into the “     /      Contract” with serial number of     /           ;
		

		
			   (3) Pledger       /        and party B enter into the “       /    Contract” with serial number of         /       ;
		

		
			   (4) Others:                        /                                    .  
		

		
			   8.2 When party A and party B enter into specific business contract under this contract or during the actual fulfillment process of this contract and specific business contract, party B shall have the right to require party A to provide other security than the one stipulated in this term, the already used credit line of party A within the comprehensive credit line may also be included in the scope of new security. 
		

		
			

		 

		

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			   8.3 If there are multiple security methods under this comprehensive credit line, party B shall have the right to choose any one or all the security methods to realize its security rights. Party B’s waiver of any one security right (no matter such security is provided by party A or third party) or change of the sequence or content of security right due to any reason shall not affect party B’s priority right to be repaid over other security rights. 
		

		
			 
		

		
			   Article 9 Liabilities for Breach of Contract 
		

		
			   9.1 Party A and party B shall strictly fulfill the agreements under this contract and specific business contract. Either party that fails to fulfill or fails to completely fulfill any agreed obligation shall bear the related liabilities for breach of contract and compensate the other party for any and all losses caused. 
		

		
			   9.2 During the fulfillment process of this contract or specific business contract, in case of any of the following circumstances, party A shall be deemed as committing breach of contract: 
		

		
			   9.2.1 During the effective term of this contract, party A explicitly expresses or uses its own action to indicate that it is unable to fulfill or fails to fulfill obligations under this contract or specific business contract; 
		

		
			   9.2.2 Party A violates any agreement under this contract or specific business contract; 
		

		
			   9.2.3 The documents relating to this contract that party A provides to party B and the representations and warranties stipulated in Article 5 of this contract are proven to be unauthentic, inaccurate, incomplete or purposefully misleading; 
		

		
			   9.2.4 Party A stops to repay its due debts, or is unable to or indicating its inability to repay the debts; 
		

		
			   9.2.5 Party A has any suspension, business discontinuation, being declared of bankruptcy, dissolution, being suspended of business license, being canceled, or has any litigation, arbitration, criminal or administrative punishment that has negative consequence on party A’s operation or assets state, and party B believes it may or has already affected or damaged party B’s rights and interests under this contract; 
		

		
			   9.2.6 There is any change to party A’s address, business scope, legal representative or other matters of industrial and commercial registration, or any external investment situation that affects or threaten the realization of party B’s creditor’s rights; 
		

		
			   9.2.7 Party A has any financial loss, asset loss or any asset loss caused from its external guarantee, or other financial crisis that makes party B believe that it may or has already affected or damaged party B’s rights and interests under this contract; 
		

		
			   9.2.8 Party A changes the purpose of credit line at will; 
		

		
			   9.2.9 There is any major crisis in the operation or finance of party A’s controlling shareholder or other affiliated company, or there is any major affiliated transaction between party A and its controlling shareholder or other affiliated company, which affects the normal operation of party A; 
		

		
			   9.2.10 There is any negative change in the industry of party A that makes the realization of party B’s creditor’s rights to be materially affected or threatened; 
		

		
			

		 

		

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			   9.2.11 Party A’s senior management is lost of contact, missing, dead, declared of missing, declared of death, suspected of involvement in corruption, bribery, malpractice or illegal operation case that party B believes it may or has already affected or damaged party B’s rights and interests under this contract; 
		

		
			   9.2.12 Party A has any breach of contract to other creditors that affects the realization of party B’s creditor’s rights; 
		

		
			   9.2.13 The guarantor violates any agreement under the guarantee contract or has any breach of contract under the guarantee contract, and party A fails to provide new security meeting party B’s requirements; 
		

		
			   9.2.14 Any mortgage or collateral under this contract is sealed, seized, reported of loss, suspended of payment or adopted of other enforcement measures, having dispute over ownership, subject to or may be subject to infringement by any third party, receiving negative influence on safety or intact state, or such mortgage or collateral already loses or is about to lose the ability to provide security for party B’s creditor’s rights, and party A fails to provide new security that meets party B’s requirements; 
		

		
			   9.2.15 Party A uses any false contract with its affiliated party or other party to discount from party B with notes receivable or accounts receivable without actual trading background, so as to extract fund or credit line from party B; 
		

		
			   9.2.16 Party A refuses to accept party B’s supervision and inspection on the fulfillment of each specific business contract and related operational and financial activities; 
		

		
			   9.2.17 Party B has already escaped or tries to escape its debts to party B through affiliated transactions; 
		

		
			   9.2.18 In case of other events or circumstances that jeopardize or damage or may jeopardize or damage party B’s rights and interests or party B believes sufficient to affect party A’s debt repaying ability. 
		

		
			   9.3 In case of any circumstance stipulated in Article 9.2 above, party B shall have the right to exercise the following one or several measures as follows, and party A has no dispute over this: 
		

		
			   9.3.1 Require party A or the guarantor to correct breach of contract within limited period; 
		

		
			   9.3.2 Adjust, cancel or suspend the comprehensive credit line under this contract, or adjust the using term of credit line; 
		

		
			   9.3.3 Suspend the release of the comprehensive credit line under this contract, announce party A’s debts under this contract (including the corresponding principal, interests, expenses or other payable amounts of the already used credit line) to entirely or partially mature immediately, require party A to immediately repay all or part of the already used credit line; if party B has opened bank acceptance bills, letter of credit, letter of guarantee or assumes other contingent debt under this contract, party B shall have the right to require party A to deposit the amount required and the supplementary deposit or other related payments to the account designated by party B. 
		

		
			   9.3.4 Collect penalty interest and compound interest according to the related regulations of the People’s Bank of China and agreements in business documents; 
		

		
			   9.3.5 Require party A to provide other guarantee, mortgage, pledge or other security recognized by party B, or adopt other measures to ensure the legal rights and interests of party B not to be harmed; 
		

		
			   9.3.6 Have the right to exercise security rights; 
		

		
			

		 

		

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			   9.3.7 Based on the provisions in this contract, directly deduct payments from any account opened by party A at China CITIC Bank to repay the entire debts (including the debts of advance repayment as required by party B) under this contract and each specific business contract, without the need to obtaining party A’s consent in advance; if party B has opened bank acceptance bills, letter of credit, letter of guarantee or assumes other contingent debts under specific business contract based on the application by party A, party B shall have the right to directly transfer the related payments from any account opened by party A at China CITIC Bank to party B’s own account, and use it to provision or pay the related payables without the need to obtain consent from party A in advance. 
		

		
			   9.3.8 Adopt other necessary measures allowed by laws and regulations. 
		

		
			   Under the circumstances above, party A agrees to unconditionally waive the right of defense and bear any and all losses caused to party B due to its breach of contract. 
		

		
			   9.4 Any and all expenses incurred from party B’s realization of creditor’s rights (including but not limited to litigious fee, arbitration fee, travelling expense, lawyer fee, assets preservation fee, notification fee, notarization fee, certification fee, translation fee, evaluation and auction fee, etc.) shall be at party A’s expense. 
		

		
			 
		

		
			   Article 10 Accumulation of Rights 
		

		
			   10.1 Party B’s rights under this rights are accumulative and shall not affect or eliminate any right that party B is entitled to based on laws and other contracts over party A. Unless expressed by party B in writing, party B’s failure to exercise, partial exercising and/or delayed exercising of any right shall not constitute waiver or partial waiver of such right, and shall not affect, obstruct or prevent party B’s continuous exercising of such right or exercising of any other right. 
		

		
			 
		

		
			   Article 11 Continuation of Obligation 
		

		
			   11.1 All the obligations and joint liabilities of party A under this contract are continuous, and have full binding force on its assets successor or heir, legal agent, receiver, transferee as well as the entity after its merge, separation, reorganization, shareholding reform, name change, etc., and shall not be affected by any dispute, claim or legal procedure or any contract or document signed between the debtor of main contract and any natural person or legal person, and shall not have any change due to any bankruptcy, insolvency, losing of enterprise qualification, change of articles of association or any substantial change of the debtor under the main contract. 
		

		
			 
		

		
			   Article 12 Effect, Change and Cancellation of Contract 
		

		
			   12.1 This contract shall come into effect after signed or stamped of official seal or special seal for contracts by party A’s legal representative or authorized agent and party B’s legal representative/principal or authorized agent (signature or stamp). 
		

		
			   12.2 After effect of this contract, unless otherwise agreed in this contract, neither party A nor party B may change or cancel this contract at will; if this contract indeed needs to be canceled, party A and party B shall reach a written agreement through negotiation. 
		

		
			

		 

		

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			   Article 13 Effect of This Contract 
		

		
			   13.1 If certain terms or partial content of certain terms under this contract is currently or in the future recognized as ineffective or canceled, the effect of other terms of this contract or other contents of such terms shall not be affected. 
		

		
			 
		

		
			   Article 14 Other Agreed Matters 
		

		
			   Party A and Party B agree that any unsettled businesses under <Comprehensive Credit Line Agreement> 2015 SYHZZ No. 0013 shall be incorporated into this agreement.                                                                   
		

		
			 
		

		
			Any conflict between this term and other terms shall be in accordance with this term. 
		

		
			 
		

		
			   Article 15 Applicable Laws 
		

		
			   15.1 This contract shall be applicable to the law of the People’s Republic of China (for the purpose of this contract, excluding the laws in Hong Kong, Macao and Taiwan). 
		

		
			   
		

		
			   Article 16 Dispute Settlement 
		

		
			   16.1 Any and all disputes incurred from or in connection with this contract shall be settled between party A and party B through negotiation; if negotiation fails, both parties agree to settle it in the following  (2)     method: 
		

		
			   (1) Apply to         /               Arbitration Commission for arbitration, and use the currently effective arbitration rules at the time of arbitration; 
		

		
			   (2) File lawsuit to the People’s Court with jurisdiction where party B is located. 
		

		
			 
		

		
			   Article 17 Others 
		

		
			   17.1 For any matter not mentioned in this contract, party A and party B may reach a written agreement to be an appendix to this contract. Any and all appendixes, modifications and supplementations to this contract shall constitute inseparable parts of this contract and have equal legal effect with this contract. 
		

		
			   17.2 Any and all contracts and agreements that party B and party A enter into for each specific business shall constitute parts of this contract and constitute a contractual entirety with equal legal effect. 
		

		
			   17.3 Any and all matters relating to this contract such as notarization, registration, authentication, evaluation, preservation, transfer, withdrawal, etc. shall be handled by the applicant of the related matters according to law. 
		

		
			   17.4 Notice and delivery 
		

		
			

		 

		

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			   17.4.1 The notices, requirements under this contract, debt collections involved in this contract, legal documents of litigation (arbitration) or other communications may be delivered to or sent to the addresses or contact means agreed in the first page of this contract. 
		

		
			   17.4.2 As for any and all notices, requirements, debt recollection letters and other communications from party B to party A under this contract, those made in form of telegraph, telephone, fax, email, etc. shall be deemed as having been sent to party A once they are sent out; those made in form of postal mails shall be deemed as having delivered to party A on the third day after mailing; as for personal delivery, the date of signing by party A shall be deemed as the date of delivery, if party A refuses to accept, the deliverer may adopt photographing, or video recording method to record the delivery process, and keep the related documents, which shall also be deemed as being delivered. 
		

		
			   17.4.3 Judicial departments or arbitration institutions may also use the addresses or contact means agreed in the first page of this contract to send to party A the related (legal) documents, if postal mail is adopted, the third day after the mailing date shall be deemed as the date of delivery to party A; if party A refuses to accept at personal delivery, the deliverer may adopt photographing, or video recording method to record the delivery process, and keep the related (legal) documents, which shall also be deemed as being delivered.
		

		
			   17.4.4 If there is any change to the foresaid contact means provided by party A, party A shall notice party B in writing within three days after such change; after the debt under this contract enters into litigation or arbitration stage, the trying authority shall be notified in written form, or else, the notice or other documents sent out in the original contact means shall still be deemed as effective. 
		

		
			   17.5 This contract is made of   two  originals of same form, party A shall hold  one   originals and party B shall hold   one   originals. 
		

		
			   17.6 Party B has adopted reasonable methods such as bolding, blackening and highlighting to remind party A to pay attention to the liability exemption or limitation clauses under this contract, and has made full explanation of the related terms as required by party A; party A and party B have no dispute over the understanding of all terms under this contract. 
		

		
			   (No text hereunder) 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			
		

		
			

		 

		

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			 (This page is contract signing page and has no text) 
		

		
			 
		

		
			 
		

		
			   Credit Grantee   (Official Seal or Special Seal for Contracts) 
		

		
			        Neophotonics (China) Co., Ltd. 
		

		
			   Legal Representative: 
		

		
			   (or Authorized Agent)   Timothy Storrs Jenks
		

		
			 
		

		
			 
		

		
			                                   Date:   10/21/2016               
		

		
			 
		

		
			 
		

		
			   Party B (Official Seal or Special Seal for Contracts) 
		

		
			         Shenzhen Branch CITIC Bank
		

		
			   Legal Representative: 
		

		
			   (or Authorized Agent)    Xuying Chen
		

		
			 
		

		
			 
		

		
			                                   Date:   10/21/2016               
		

		
			 
		

		
			

		 

		

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			Appendix: List of other companies that are authorized to use the comprehensive credit line under the “Comprehensive Credit Granting Contract”: 
		

		
			   All the authorized companies hereby commit that this company shall use the credit line under the “Comprehensive Credit Granting Contract” with serial No. of  2016 SYHZZ No.0020          , is subject to the binding by the foresaid “Comprehensive Credit Granting Contract” as Credit Grantee, and shall fulfill obligations and bear liabilities based on such contract. 
		

		
			 
		

		
			   Name of Authorized Company: 
		

		
			   Legal Representative/Authorized Agent: 
		

		
			   Type and Amount of Available Credit Line: 
		

		
			   Official Seal: 
		

		
			   Date: 
		

		
			 
		

		
			   Name of Authorized Company: 
		

		
			   Legal Representative/Authorized Agent: 
		

		
			   Type and Amount of Available Credit Line: 
		

		
			   Official Seal: 
		

		
			   Date: 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			                            The Authorizer: (Party A’s Signature and Seal) 
		

		
			                        Date:  
		

		
			 
		

		
			 
		

		 

		

			17nptn_Ex10_14

		
			Exhibit 10.14
		

		
			                                                Number:BC2016072500001474
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			Financing Credit Line Agreement
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			

		 

		

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			                           Credit Line Agreement
		

		
			 
		

		
			 
		

		
			Company:  Neophotonics Dongguan Co., Ltd.                                       (hereinafter referred to as Client) 
		

		
			Principal Office Location: Section B of B9, Conrad High-Tech Park, Chang Nan Road, Shangsha Village, Zhen’An, Chang'An Town, Dongguan 
		

		
			 
		

		
			Liaison:  Zhenyu Wei                          Telephone:13760128394
		

		
			 
		

		
			 
		

		
			Bank: Shanghai Pudong Development Bank Company Limited Shenzhen                 Branch
		

		
			(hereinafter referred to as Creditor) 
		

		
			Principal Office Location: 25F International Chamber of Commerce Center Fuhua 3 road Futian District
		

		
			Liaison:Zepeng Lian                             Telephone: 26480841
		

		
			 
		

		
			  The parties have, through amicable consultation and on the principle of fairness and mutual benefit, equally and voluntarily reached the following agreements according to applicable laws and regulations:
		

		
			 
		

		
			Section I General terms and conditions
		

		
			 
		

			
	
			
				 1.
			

			
	
			
			Agreements refer to any and all instruments entered into by and between Client and Creditor within the term of credit line, including credit line change agreement (see Exhibit 1 for template) and attached financing instruments, and such instruments shall be read together with this Agreement in its entirety.

		
			 
		

			
	
			
				 2.
			

			
	
			
			Credit Line For the purpose of this Agreement, term of Credit Line refers to the term specified by Credit Line List (see Section II for details) or required by any credit line change agreement reached by Client and Creditor, in which case the latest one prevails. Client shall apply Creditor for tapping into credit line within the term. Such application given after expiration of the term shall be refused by Creditor regardless of whether the related credit line has been used up.

		
			 
		

			
	
			
				 3.
			

			
	
			
			Credit Line Change. In case of discrepancy between this provision and Credit Line List, the latter one (including credit line change made by Client and Creditor from time to time by a signed credit line change agreement) shall prevail. If any attached instruments executed by Client and Creditor within the term conflict with this Agreement, such instruments shall be applied to the services involved.

		
			

		 

		

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			  Notwithstanding the foregoing, Creditor reserves the right to notify Client of early expiration of any loan under any attached instruments in order to protect security of such loan where Creditor deems necessary to do so, in which case, Client is required to repay any debt due immediately and replenish any margin to a full amount for the letter of credit, bank guarantee/standby letter of credit and bank’s acceptance bill issued by Creditor upon request of Client.
		

		
			 
		

			
	
			
				 4.
			

			
	
			
			Financing. This Agreement and attached financing documents define that Client may apply Creditor for credit financing (collectively referred to as Financing) based on credit line within the term as agreed, in which case the Credit Line List shall be applied to determine applicable financing type. Creditor offers irrevocable and revocable financing acceptance to Client under this Agreement. Revocable acceptance means that Creditor may (but is not obliged to) finance Client; while irrevocable one means that Creditor shall fulfill the obligations of acceptance under this Agreement as long as agreements on use of credit line and other prerequisites agreed by the parties concerning certain services have been are satisfied.

		
			 
		

			
	
			
				 5.
			

			
	
			
			Attached Financing Documents For the purpose of this Agreement, Attached Financing Instruments refer to the documents signed by Client and include but not limited to:

			
	
			
				 (1)
			

			
	
			
			working capital loan contract, fixed assets loan contract and any other loan documents signed by Client in case of the said service;

			
	
			
				 (2)
			

			
	
			
			discounting bill agreement and any other documents signed by Client in case of the said service;

			
	
			
				 (3)
			

			
	
			
			agreement of guaranteed discounting of commercial acceptance bill and any other documents signed by Client in case of the said service;

			
	
			
				 (4)
			

			
	
			
			factoring agreement and any other documents signed by Client in case of factoring financing;

			
	
			
				 (5)
			

			
	
			
			agreements on export bill credit, advance against documentary collection and any other instruments signed by Client in case of export bill credit (inclusive of domestic letter of credit) and advance against documentary collection;

			
	
			
				 (6)
			

			
	
			
			agreements on import bill credit and any other instruments signed by Client in case of the said service;

			
	
			
				 (7)
			

			
	
			
			packing loan agreements and any other instruments signed by Client in case of the said service;

			
	
			
				 (8)
			

			
	
			
			agreement of issuance of letter of credit and any other documents signed by Client in case of the said service;

			
	
			
				 (9)
			

			
	
			
			agreement of issuance of bank guarantee and standby letter of credit in case of the said service;

			
	
			
				 (10)
			

			
	
			
			agreement of issuance of bank acceptance bills and any other documents signed by Client in case of the said service;

			
	
			
				 (11)
			

			
	
			
			other financing documents entered into by and between Client and Creditor.

		
			In respect of Client’s application of credit line, where terms and conditions under this Agreement and related requirements of Creditor are satisfied, Creditor may release financing fund to Client in accordance with this Agreement and attached financing instruments or give bank guarantee to external party upon request of Client. However, Client is not allowed to withdraw or change any signed or submitted financing application/agreement, otherwise Client is required to pay Creditor any costs, expenses and loss incurred to Creditor due to such withdrawal or change.
		

		
			 
		

			
	
			
				 6.
			

			
	
			
			Submission of Documents. Client guarantees that the following documents have been provided or the conditions hereinafter have been satisfied prior to execution of this Agreement or according to related requirements by Creditor:

			
	
			
				 (1)
			

			
	
			
			Copy of Client’s latest articles of association, business license;

		
			

		 

		

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				 (2)
			

			
	
			
			Resolutions of board of directors in authorizing Client to execute this Agreement and related attached financing documents;

			
	
			
				 (3)
			

			
	
			
			Power of attorney and signature sample of representatives of Client;

			
	
			
				 (4)
			

			
	
			
			All attached financing documents which have been signed by Client lawfully according to Creditor’s requirements;

			
	
			
				 (5)
			

			
	
			
			Other instruments or conditions required by Creditor.

		
			 
		

			
	
			
				 7.
			

			
	
			
			Prerequisites on Use of Credit Line

		
			The following prerequisites shall be satisfied prior to use of any credit line by Client:
		

			
	
			
				 (1)
			

			
	
			
			Client has normal business operation, sound finance state and not experienced significant deterioration in business performance in the latest three years;

			
	
			
				 (2)
			

			
	
			
			Client has not committed any breaches under credit line agreement;

			
	
			
				 (3)
			

			
	
			
			Where the loan under this Agreement is secured, related security instruments are supposed to have been executed, necessary procedures of mortgage/charge have been completed and the related security rights have been created prior to commencement of financing services by Creditor;

			
	
			
				 (4)
			

			
	
			
			Client is required to give express and clear Credit Line Use Plan; elements for application of certain services, comply with Creditor’s regulations and credit granting approval systems as well as requirements for financing services;

			
	
			
				 (5)
			

			
	
			
			Client has provided information concerning production, operation, finance activities and financial statements and undertakes to provide such information in a timely manner as well as accept supervision and inspection by Creditor within the term of this Agreement;

			
	
			
				 (6)
			

			
	
			
			Amount to be used shall not exceed balance amount of the credit line;

			
	
			
				 (7)
			

			
	
			
			Applications of certain services have to be given within the term of credit line, and loan release day or issuance day of letter of credit, bank guarantee/standby letter of credit, bank’s acceptance bill and other services falls on Creditor’s business day;

			
	
			
				 (8)
			

			
	
			
			Other prerequisites required by Creditor (see Section II Other Arrangements if applicable).

		
			 
		

			
	
			
				 8.
			

			
	
			
			Used Credit Line refers to the loan which has been released by Creditor according to this Agreement and attached financial instruments at any time but not repaid by Client plus the amount of bank guarantee issued by Creditor upon request of Client, but such amount shall be minus the amount which was paid by Client or Client’s guarantor by cash collateral (inclusive of margin), unless otherwise additionally specified by the parties.

		
			 
		

			
	
			
				 9.
			

			
	
			
			Revolving. In respect of revolving credit line, where Client has completed performance of obligations (inclusive of repayment of loan, replenishing margin to a full amount, release of payment obligations of Creditor to external party) under this Agreement and attached financing instruments, used credit line attributable to such obligations shall be recovered in the amount equivalent to the amount involved by the completed obligations, in which case Client is allowed to apply Creditor for credit line again within the related term. In respect of non-revolving credit line, used credit line shall not be recovered unless otherwise with consent by Creditor. Unless otherwise specified by this Agreement, Creditor reserves the right to reexamine Client’s operation state and related collateral in a yearly basis, in which case Client is allowed to use credit line in the coming year if such reexamination passed; while Creditor is entitled to cancel credit line for the coming year if such reexamination failed and any unused and to be repaid credit line shall not be allowed again except that currently effective attached financing instruments are not affected. 

		
			 
		

		
			

		 

		

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				 10.
			

			
	
			
			Security. If credit line under this Agreement is secured, prerequisite for application of the financing contained herein is that Client has executed the related security instruments and such instruments have come into force. In case Credit Line List defines percentage of margin for letter of credit, bank guarantee/standby L/C and bank’s acceptance bill, prerequisite for application of issuance of the said instruments is that Client has paid margin in a full amount. If Client applies Creditor for change of credit line and such change causes credit line increase, Client shall give additional security or cause Guarantor confirm such change and additional security. Where credit line is granted continuously in the coming year upon reexamination by Creditor, Client is required to make sure that security in relating to such credit line remains effective. 

		
			 
		

			
	
			
				 11.
			

			
	
			
			Taxation. Client is required to repay financing fund at net amount and no deductions are allowed except that related taxations are imposed on such repayment by law. If Client is required to withhold the said taxation by law, a tax payment receipt shall be given to Creditor within fifteen (15) days following such withholding, in which case Client is required to compensate Creditor with such additional charges so that Creditor receives the repayment without any deductions.

		
			 
		

			
	
			
				 12.
			

			
	
			
			Representations and Warranties. Client represents and warrants as below, and such representations and warranties shall be deemed to have been made by Client every time when Creditor grants financing to Client according to this Agreement and attached financing instruments and remain effective.

			
	
			
				 (1)
			

			
	
			
			Client is a corporation (enterprise) legal person and other economic organization incorporated according to applicable laws and has independent legal person qualification, complete finance system and repayment capacity, which is entitled to execute and fulfill this Agreement, sign this agreement and any related instruments, and has taken any necessary corporate action to make sure that this Agreement and any related instruments are lawful, valid and enforceable;   

			
	
			
				 (2)
			

			
	
			
			Execution and performance of this Agreement and obligations contained herein by Client are neither in violation of any signed contract or document, articles of association, any applicable laws, regulations or administrative order, related instruments, judgment, award by competent authority, nor conflict with any other obligations or arrangements of Client;

			
	
			
				 (3)
			

			
	
			
			Client, its shareholders and affiliates are neither involved in any liquidation, bankruptcy, reconstructing, acquisition, merger, division, reorganization, dissolution, winding up, shutdown, suspension of business or similar proceedings, nor any circumstance possibly causing such proceedings occurred;

			
	
			
				 (4)
			

			
	
			
			Client was neither involved in any economic, civil, criminal and administrative proceedings which may cause significant adverse impact, nor any circumstance possibly causing such involvement to the proceedings or similar arbitration procedures occurred;

			
	
			
				 (5)
			

			
	
			
			Material assets of Client’s legal representative, directors, supervisors or other senior managers and Client are neither involved any mandatory execution, seizure, lien, freezing, encumbrance, regulatory measures, nor any circumstance possibly causing such measures occurred;

			
	
			
				 (6)
			

			
	
			
			Client guarantees that the provided financial statements (if any) are in line with applicable laws, and true, complete and fair to reflect its finance state; all materials, documents and information (of Client or guarantor) provided for the purpose of execution and performance of this Agreement are true, effective, accurate, complete and without any concealment or omission;

			
	
			
				 (7)
			

			
	
			
			Client strictly complies with applicable laws and regulations to operate, carries on business activities strictly according to regulations defined by business license or business scope determined by law and goes through registration annual review procedures;

			
	
			
				 (8)
			

			
	
			
			Client has disclosed all important known or supposedly known facts and states (including but not limited to business conditions, finance state, security to external parties, etc.), on which Creditor depends to grant credit line under this Agreement;

			
	
			
				 (9)
			

			
	
			
			Client’s internal management documents concerning environmental and social risks are in line with 

		 

		

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	legal requirements and have been implemented efficiently;

			
	
			
				 (10)
			

			
	
			
			Client warrants that there is no other circumstance or event which causes or may cause significant adverse impact on Client’s performance capabilities;

		
			 
		

			
	
			
				 13.
			

			
	
			
			Commitments. Client undertakes as below, and such commitments shall be deemed to have been made by Client every time when Creditor grants financing to Client according to this Agreement and attached financing instruments and remain effective.

			
	
			
				 (1)
			

			
	
			
			Client shall strictly abide by this Agreement and fulfill the obligations contained herein and its attached financing instruments;

			
	
			
				 (2)
			

			
	
			
			Unless otherwise specified in this Agreement or attached financing instruments, Client is required to replay financing fund or out-of-pocket fund in a timely manner or replenish margin to a full amount upon request of Creditor according to this Agreement and attached instruments; Client shall apply for, obtain and comply with verification, authorization, registration and permit required by applicable laws and regulations, and maintain effectiveness of such official permits so that Client has the lawful power to sign and execute this Agreement and obligations under any documents related to this Agreement; upon request of Creditor, Client shall immediately give the relevant proof;

			
	
			
				 (3)
			

			
	
			
			Client is required to give Creditor notice in writing within five (5) Creditor’s business days where Client is aware of its involvement in any economic, civil, criminal, administrative proceedings or similar proceedings which may cause significant adverse impact or where Client learns that its key assets are involved to any mandatory execution, seizure, lien, freezing, encumbrance, regulatory measures, and such notice shall state the consequences and remedy measures which have been taken or are to be taken;

			
	
			
				 (4)
			

			
	
			
			Without prior written consent of Creditor, Client is not allowed to offer any third party security which is sufficient to cause significant adverse impact on its finance position or its obligations performance under this Agreement;

			
	
			
				 (5)
			

			
	
			
			Without prior written consent of Creditor, Client is not allowed to repay other long-term debt and such repayment has significant adverse impact on Client’s obligations performance under this Agreement;

			
	
			
				 (6)
			

			
	
			
			Following the day of execution of this Agreement and prior to full repayment of entire debts under this Agreement and attached financing instruments, without prior written consent of Creditor, Client is not allowed to:

			
	
			
				 a)
			

			
	
			
			Proceed liquidation, reconstructing, bankruptcy, merger, acquisition, division, reorganization, dissolution, winding-up, shutdown, suspension of business or similar proceedings;

			
	
			
				 b)
			

			
	
			
			In addition to demand of day-to-day operation, sell, lease, donate, transfer or dispose its significant assets in any other manner;

			
	
			
				 c)
			

			
	
			
			Change shareholding structure;

			
	
			
				 d)
			

			
	
			
			Sign contract / agreement which has significant adverse impact on performance capacity of obligations under this Agreement or assume any obligations with similar impact. 

			
	
			
				 (7)
			

			
	
			
			In case security under this Agreement suffers certain circumstance or certain change, upon request of Creditor, Client is required to give other security recognized by Creditor. Such circumstance or change includes but not limit to suspension of production or business, dissolution, business interruption for rectification, revoking or cancelation of business license, voluntary or mandatory application for reorganization and bankruptcy, material change of operation or financial position, involvement to significant litigation or arbitration cases, litigation of legal representative / responsible person, arbitration or other mandatory measures, decrease or possible decrease of collateral’s value, property preservation measures taken by seizure, breaches under security contract and request to terminate such security contract, etc. ;

			
	
			
				 (8)
			

			
	
			
			Upon request by Creditor, Client shall go through notarization (with mandatory enforcement 

		 

		

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	effect) procedures with notary public authority recognized by Creditor, in which case Client shall accept such mandatory enforcement;

			
	
			
				 (9)
			

			
	
			
			Client shall notify Creditor of any events which may impact performance of obligations under this Agreement and any other instruments related;

			
	
			
				 (10)
			

			
	
			
			Special agreements for Group Client (Group Client applicable).

		
			 
		

		
			If Client is a Group Client, the following commitments are required:
		

			
	
			
				 a)
			

			
	
			
			Client is required to promptly report the final grantee’s related-party transaction involving above 10% of net assets, including: a. relationship of the transaction parties; b transaction project and nature of the transaction; c. transaction amount or corresponding proportion; d. pricing policy (including transaction involving no specific amount or only with nominal amount);

			
	
			
				 b)
			

			
	
			
			If the final grantee is under one of the following circumstances, Client shall be deemed in violation of this Agreement, in which case Creditor has the right unilaterally decide to cancel Client’s unused credit and recover entire or partial used credit or require Client to add margin to 100%: a. provide false information or conceal important operational and financial facts; b. change intended usage of credit line without prior consent of Creditor, misappropriate credit or use such credit to engage in illegal or unlawful transactions; c. take advantage of false contract with related-party, and take receivable notes, receivable accounts and other creditor notes which contain no real trading to apply for bank discounting or pledge to defraud money or credit from the bank; d. refuse to accept supervision and inspection by Creditor on fund use and related operational and financial  activities; e. have material mergers, acquisitions and restructuring which in Creditor’s opinion may affect safety of credit; f. evade debts owning to bank by related-party transactions.

			
	
			
				 (11)
			

			
	
			
			Special guarantees and commitments to green credit and arrangements (applicable to clients engaged in nuclear power plants, large-scale hydropower plant, water projects, resource extraction projects and other projects having construction, production and business activities possibly significantly change environmental status and cause adverse environmental and social consequences which are not easily eliminated, as well as petroleum processing, coking and nuclear fuel processing, chemical materials and chemical products manufacturing and its construction, production and business activities causing negative environmental and social consequences which are not easily eliminated through mitigation measures):

			
	
			
				 a)
			

			
	
			
			Client represents and warrants to manage environmental and social risks well, including: a. internal management documents concerning environmental and social risks are in line with legal requirements and have been implemented efficiently; b. there is no critical mitigations related to environmental and social risks;

			
	
			
				 b)
			

			
	
			
			Client undertakes to accept Creditor’s supervision, strengthen environmental and social risk management, including: a. undertake to keep all behavior and performance associate with environmental and social risks in compliance with related regulations; b. undertake to set up and improve a sound internal management system on environmental and social risks, and define detailed duties, obligations and penalties to related responsible persons; c. undertake to set up and improve emergency response mechanisms and measures for environmental and social risks; d. undertake to set up specialized department or appoint a specialized person to be in charge of environmental and social risk issues; e. undertake to assist Creditor or the third party recognized by Creditor to have environmental and social risk evaluation and examination; f. undertake to give proper response or take other necessary actions facing serious disputes raised by the public or other interest-related parties on Client’s control performance for environmental and social risks; g. undertake to urge Client’s key related-parties to strengthen their management to prevent impact from such parties’ environmental and social risks; h. undertake to fulfill other obligations which Creditor deems related with 

		 

		

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	control environmental and social risks.

			
	
			
				 c)
			

			
	
			
			Client undertakes to report promptly and sufficiently to Creditor in case of the following circumstances: a. permit, approval and inspection related with environmental and social risks in the course of project commencement, construction, operation and shutdown; b. assessment or inspection by environmental and social risks regulatory bodies or accredited institution; c. environment-related supporting facilities construction and operation; d. discharge of pollutants and compliance; e. safety and health of employees; f. complaints and protest by surrounding communities against Client; g. major environmental and social claims; h. other major cases related with environmental and social risks as Creditor deems so;

			
	
			
				 d)
			

			
	
			
			If Client and the final grantee is under one of the following circumstances, Client shall be deemed in violation of this Agreement: a. representations and warranties made by Client concerning environmental and social risk management are not implemented with due diligence; b. Client is punished by relevant authority due to poor management of environmental and social risks; c. Client is seriously questioned by the public of media due to poor management of environmental and social risks; d. other defaults agreed by Creditor and Client concerning environmental and social risk management, including the cross-default event;

		
			In case of the defaults mentioned above, Creditor has the right to unilaterally decide: a. withdraw credit acceptance; b. interrupt release of loan until Client takes remedial measures satisfying Creditor; c. collect released loan early; d. execute related mortgage and pledge rights and other penalty measures early in case of failure to repay the loan; e. other penalty measures agreed by Creditor and Client.
		

			
	
			
				 (12)
			

			
	
			
			Client / Guarantor agrees and irrevocably authorizes that Creditor is entitled to provide information about entire contract/agreement/commitments entered into by and between Client/Guarantor and Creditor, including aforesaid contract/agreement/commitment of performance, as well as company profile and other information provided by Client/Guarantor to state-owned financial credit information database for credit inquiry by entities with approved access as long as Creditor is not in violation of prohibitive regulations under Credit Reference Administration Rules and applicable laws and regulations and makes such disclosure according to reference collection requirements of the database; meanwhile Creditor has the right to inquire and use Client/Guarantor’s credit information which has been input to the database. The aforesaid authorization extend to the whole procedures from execution of this Agreement to service management in the course of this Agreement, which shall be void upon actual termination of this Agreement;

			
	
			
				 (13)
			

			
	
			
			Client hereby confirms that it has fully understood and been informed of the principle that Creditor forbids its employees to seek any form of interests by taking advantage of job position and undertakes to prevent such circumstance on the principle of honesty and fairness, not to offer privately Creditor’s employees any rebates, cash gifts, valuable securities, precious items, incentives, private expenses compensation, personal travel, high-value entertainment and consumption as well as other improper benefits.

		
			 
		

			
	
			
				 14.
			

			
	
			
			Expenses and Costs. Client shall assume related expenses and costs according to applicable laws, regulations and this Agreement.

		
			 
		

			
	
			
				 15.
			

			
	
			
			Penalty Interest. Overdue penalty interest, misappropriation penalty, calculation and payment arising out of the financing under this Agreement shall be defined by the Credit Line List or attached financing instruments.

		
			

		 

		

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				 16.
			

			
	
			
			Currency Conversion. If currency of financing fund is different as the currency of credit line in calculating used credit line, Creditor has the right to have conversion at related exchange rate determined by itself. If at any time total amount of used credit line exceeds the maximum credit line under this Agreement due to vibration of exchange rate, Creditor has the right to require Client immediately repay the exceeding amount. If the Client repays (including authorized repayment) by the currency different as the financing currency, Creditor has the right to go through the repayment procedures at the exchange rate determined by itself, in which case exchange rate risk shall be borne by Client.

		
			 
		

			
	
			
				 17.
			

			
	
			
			Authorized Repayment and Offsetting. Client hereby authorizes Creditor (on behalf of Client) to allocate the balance (in any currency) of Client’s bank account opened at Shanghai Pudong Development Bank Company Limited to repay directly any unrepaid maturing debt, and such authorization is irrevocable, in which case Creditor shall apply exchange rate determined by itself for conversion if applicable, and exchange rate risk shall be borne by Client.

		
			 
		

			
	
			
				 18.
			

			
	
			
			Debt Books. Creditor shall maintain accounts and books which are related with business activities under this Agreement and attached financing instruments in accordance with Creditor’s operational guidelines. In addition to obvious error Client acknowledges that such accounts and books or other valid supporting materials are the effective proof of Client’s debt except for any significant errors.

		
			 
		

			
	
			
				 19.
			

			
	
			
			Transfer. Client shall not transfer any rights or obligations under this Agreement. Creditor has the right to transfer rights or obligations under this Agreement to any third party at any time and disclose such third party any information concerning this Agreement, including any and all information provided by Client and Guarantor for the purpose of this Agreement. 

		
			 
		

			
	
			
				 20.
			

			
	
			
			Information Disclosure. Client agrees that: except for disclosure under Article 19, Creditor may disclose any and all information in relating to this Agreement to its headquarters, branches, affiliates and staff employed by such affiliates, meanwhile disclosure by Creditor to regulatory authorities, government or judicial authorities by laws and regulations is also allowed.

		
			 
		

			
	
			
				 21.
			

			
	
			
			Default. If Client is in violation of any representations and warranties under this Agreement or such representations and warranties are proved to be inaccurate, untrue, or omission or misleading or have been violated, and Client breaches or refused to perform any part of this Agreement or Client breaches this Agreement or any attached financial instruments or Client suffers any event which may affect safety of loan of Creditor, or Guarantor violates security instrument, the aforesaid circumstances all constitute Client’s default to this Agreement and attached financing documents, in which case Creditor is entitled to claim Client for any and all losses (inclusive of attorney fees) in addition to take (but not be obliged to take) the following measures separately or simultaneously:

			
	
			
				 (1)
			

			
	
			
			Adjust or cancel credit line under this Agreement;

			
	
			
				 (2)
			

			
	
			
			Declare that all debts under any attached financial instruments of this Agreement due early, and/or terminate entire or partial Agreement and attached financing instruments, require Client immediately repay all or partial principal and interests of the loan. For letter of credit, bank guarantee/standby letter of credit which has been accepted by Creditor within the term, Creditor has the right to require Client add margin or allocate balance of Client’s deposit account or settlement account as margin for external 

		 

		

			9

		

		

			 

		

 

	payments or future out-of-pocket payments for Client; if Creditor has paid out-of-pocket expenses, Creditor has the right to repay such expenses immediately; 

			
	
			
				 (3)
			

			
	
			
			Interests shall be calculated according to penalty interest rate under this Agreement or attached financing instruments and the unpaid overdue interests shall be charged compound interests; 

			
	
			
				 (4)
			

			
	
			
			Deduct any deposits of Client’s bank account opened by Creditor in accordance with Article 17 under this Agreement.

		
			 
		

			
	
			
				 22.
			

			
	
			
			Applicable Law and Jurisdiction This Agreement is governed by and constructed according to the laws of the People's Republic of China (for the purposes of this Agreement, the PRC exclusive of Hong Kong, Macao and Taiwan). Any dispute in connection with this Agreement shall be resolved through amicable consultations; should such consultation fails, appeal can be filed to the people's court with jurisdiction over Creditor. The parties shall continue perform the not involved part of this Agreement in the course of such appeal.

		
			 
		

			
	
			
				 23.
			

			
	
			
			Address of Service. Client acknowledges that summons, notice and other juridical instruments arising out of any proceedings under this Agreement shall be deemed to have been served as long as such instruments have been delivered to the addresses set forth in this Agreement, and any change of address shall not be accepted by Creditor if such change was not notified to Creditor in advance.  

		
			 
		

			
	
			
				 24.
			

			
	
			
			Notice. Notice given by one party to the other party shall be delivered to the addresses set forth in this Agreement until either party notifies the other party in writing of change of address. As long as such notice was delivered to the addresses set forth in this Agreement, it shall be deemed validly given on: the seventh (7th) business day of Creditor following registered mailing of the letter; the signing day of receipt if delivered by hand; the sending day if delivered by fax or e-mail. However, all notices, requests or other communications sent to Creditor shall be only deemed validly given when Creditor actually received, in which case all original versions of such communications shall be delivered by hand or by post to Creditor for confirmation. 

		
			 
		

			
	
			
				 25.
			

			
	
			
			Severability of Provisions. If any provisions of this Agreement or attached financing instruments turn to be invalid, unlawful or unenforceable, such provisions shall not affect validness, lawfulness and enforceability of the remaining provisions of this Agreement or any other attached financing instruments.

		
			 
		

			
	
			
				 26.
			

			
	
			
			Grace. If Creditor allows any grace or suspends to take measures for Client’s any default or other acts, such grace or suspension shall not impair, affect or limit any and all rights or interest of Creditor by law or as a Creditor under this Agreement, and also constitute neither acceptance of Client’s default to this Agreement, nor waive by Creditor to take actions against Client’s current or future default. 

		
			 
		

			
	
			
				 27.
			

			
	
			
			Relation of Prior Credit Grant with this Agreement. Unless otherwise agreed by the parties, if there has been an existing credit grant agreement entered into by and between Client and Creditor, any unrepaid balance under such agreement shall be automatically integrated into this Agreement and directly account for the credit line under this Agreement. Client undertakes to obtain confirmation from Guarantor of debt under the originally existing agreement to continue security for the debt under this Agreement. 

		
			

		 

		

			10

		

		

			 

		

 

		

		
			 
		

		
			28. Effectiveness. This Agreement comes into force upon signatures (or seals) by Client’s Legal Representative or authorized signatory and official seal as well as signatures (or seals) by Creditor’s Legal Representative or authorized signatory and official seal (or Contract Seal). This Agreement remains effective unless Creditor cancels entire credit line and there is no financing or debt balance under this Agreement and attached financing instruments.
		

		
			 
		

		
			(The End of Section I)
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			

		 

		

			11

		

		

			 

		

 

		

		
			 
		

		
			Section II
		

			
					
						Client Name: Neophotonics Dongguan Co., Ltd.

				
	
					
						Credit Line Descriptions

				
	
					
						Amount of Credit Line

					
						(Currency)

					
					
						Risk exposure amount  RMB30 million

					
					
						Term of Credit Line

					
						(dd/mm/yyyy)

					
					
						From Jul 25,2016   to Jul 25,2019

				
	
					
						Revolving or non-revolving credit line

					
					
						√□Revolving    □Non-revolving    □Other

				
	
					
						Credit Line Type

					
					
						√□Revocable    □Irrevocable

				
	
					
						Guarantor of debt under this Agreement and security contract including but not limiting to:

				
	
					
						Guarantor

					
					
						Neophotonics (China) Co.,Ltd.

					
					
						Security mode

					
					
						□Mortgage; □Pledge; √□Guarantee

				
	
					
						Guarantor

					
					
						/

					
					
						Security mode

					
					
						□Mortgage; □Pledge; □Guarantee

				
	
					
						Guarantor

					
					
						/

					
					
						Security mode

					
					
						□Mortgage; □Pledge; □Guarantee

				
	
					
						Percentage of margin

					
					
						□Guaranteed discounting    %;□Bank’s acceptance bill    %;□Bank’s guarantee/standby L/C    %;

					
						□Other

				
	
					
						Applicable financing product and credit line requirement (please use √ for checked one and X for unchecked one)

				
	
					
						 

					
					
						Applicable financing product

					
					
						Credit Line (Amount, currency)

					
					
						Interest/rate

					
					
						Maximum term of a single service

					
					
						Notes

				
	
					
						□

					
					
						Loan

					
					
						 

					
					
						 

					
					
						 

					
					
						 

				
	
					
						 

					
					
						□Working capital loan 

					
					
						 

					
					
						 

					
					
						 

					
					
						 

				
	
					
						 

					
					
						□Fixed asset loan

					
					
						 

					
					
						 

					
					
						 

					
					
						 

				
	
					
						□

					
					
						Trading financing

					
					
						 

					
					
						 

					
					
						 

					
					
						 

				
	
					
						 

					
					
						□Issue bank’s acceptance bill

					
					
						 

					
					
						 

					
					
						 

					
					
						 

				

		 

		

			12

		

		

			 

		

 

	
					
						

					
						 

					
					
						□Commercial bill discounting (agreed interest payment)

					
					
						 

					
					
						 

					
					
						 

					
					
						 

				
	
					
						 

					
					
						□Bank’s acceptance bill discounting

					
					
						 

					
					
						 

					
					
						 

					
					
						 

				
	
					
						 

					
					
						□Guaranteed commercial bill discounting (Client as Acceptor)

					
					
						 

					
					
						 

					
					
						 

					
					
						 

				
	
					
						 

					
					
						□Factoring financing 

					
					
						 

					
					
						 

					
					
						 

					
					
						 

				
	
					
						 

					
					
						□Issue L/C (usance credit payable at sight Incd.)

					
					
						 

					
					
						 

					
					
						 

					
					
						 

				
	
					
						 

					
					
						□Import bill advance (under L/C/import collection)

					
					
						 

					
					
						 

					
					
						 

					
					
						 

				
	
					
						 

					
					
						□Export L/C advance

					
					
						 

					
					
						 

					
					
						 

					
					
						 

				
	
					
						 

					
					
						□Export collection advance

					
					
						 

					
					
						 

					
					
						 

					
					
						 

				
	
					
						 

					
					
						□Packing loan

					
					
						 

					
					
						 

					
					
						 

					
					
						 

				
	
					
						 

					
					
						□Issue guarantee/standby L/C

					
					
						 

					
					
						 

					
					
						 

					
					
						 

				
	
					
						 

					
					
						□Import prepayment

					
					
						 

					
					
						 

					
					
						 

					
					
						 

				
	
					
						 

					
					
						□Outward remittance financing

					
					
						 

					
					
						 

					
					
						 

					
					
						 

				
	
					
						 

					
					
						□Import payables guarantee

					
					
						 

					
					
						 

					
					
						 

					
					
						 

				
	
					
						 

					
					
						□Buyer’s financing via domestic L/C 

					
					
						 

					
					
						 

					
					
						 

					
					
						 

				
	
					
						□

					
					
						□Other

					
					
						 

					
					
						 

					
					
						 

					
					
						 

				
	
					
						 

					
					
						 

					
					
						 

					
					
						 

					
					
						 

					
					
						 

				
	
					
						 

					
					
						 

					
					
						 

					
					
						 

					
					
						 

					
					
						 

				

		 

		

			13

		

		

			 

		

 

	
					
						Other arrangements: Credit line and term shall be reviewed and approved annually by the financing bank, the use of credit line shall be based on the approval. Under the total 

		 

		

			14

		

		

			 

		

 

	credit line, the applicable financing products and the allocated credit lines and the adjustment shall be based on the approval.                         

				

		 

		

			15

		

		

			 

		

 

	
					
						

					
						 

				
	
					
						 

				
	
					
						Special notes:

			
				 (1)
			

		Total amount of credit line used by all applied financing products shall not exceed the maximum credit line at any time. If Client intends to separate a single financing product from the other applied products with regard to its credit line, the credit line for such product is required to be stated separately.

			
				 (2)
			

		If Client is the mortgagor or pledger, Client’s name or Client is filled in the box opposite to the Guarantor. 

			
				 (3)
			

		Interest rate of Chinese Yuan is annual rate, and floating interest rate is required with floating period. Single amount or ratio can be filled in for the expense ratio. 
				
	
					
						This Agreement is made in  5   copies,  1  of which (is) are held by Client and  4  of which (is) are held by Creditor.  /   Held(s)  / . All of such copies constitute the same instrument and have equal legally effect.   

				

		
			 
		

		
			(The rest of this page is intentionally left blank)
		

		
			
		

		
			

		 

		

			16

		

		

			 

		

 

		

		
			(This page is for signatures and contains no main body)
		

		
			 
		

		
			This Agreement was entered into by and between the parties on July 25, 2016. Client acknowledges that the parties have made detailed descriptions and discussions concerning entire terms and conditions contained herein when such Agreement was executed, have no disputes on the terms and conditions and understand accurately the limitation of rights, obligations and liabilities or legal interpretation of exemption provisions. 
		

		
			 
		

		
			                       
		

		
			 
		

		
			 
		

			
					
						Client (Company Seal)

					
						

					
					
						Creditor (Company Seal or Contract Seal) 

				
	
					
						Legal Representative or Authorized Signatory (Signature or Seal) 

					
					
						Legal Representative or Authorized Signatory (Signature or Seal) 

				

		
			                             
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			 
		

		
			

		 

		

			17

		

		

			 

		

 

		

		
			 
		

		
			Exhibit 1:
		

		
			 
		

		
			Credit Line Change Agreement (Template)
		

		
			Number:     
		

			
					
						 

					
					
						 

					
					
						 

					
					
						 

				
	
					
						Client

					
					
						 

					
					
						Creditor

					
					
						Shanghai Pudong Development Bank Company Limited     Branch

				
	
					
						According to Financing Credit Line Agreement (number:        ) entered into by and between Client and Creditor, the parties have, through mutual consultation, reached agreement on change issues in relating to financing credit line granted by Creditor. The parties acknowledge that this Change Agreement constitutes an integral part of the Financing Credit Line Agreement. The rest provisions under the Financing Credit Line Agreement shall be not changed and remain effective except for provisions under this Change Agreement.

				
	
					
						Main changes

					
					
						□Amount of financing credit line □Term of credit line □Financing product 

					
						□Security mode □Other

				
	
					
						Client and Creditor acknowledge that changed financing credit line is stated as below:

				
	
					
						Amount of Credit Line

					
						(Currency)

					
					
						Term of Credit Line

					
						(dd/mm/yyyy)

					
					
						 

				
	
					
						Revolving or non-revolving credit line

					
					
						□Revolving   □Non-revolving    □Other

				
	
					
						Credit Line Type

					
					
						□Revocable   □Irrevocable

				
	
					
						 

				
	
					
						 

				
	
					
						 

					
						 

					
						Guarantor of debt under this Agreement and security contract including but not limiting to:

				
	
					
						Guarantor

					
					
						 

					
					
						Security mode

					
					
						□Mortgage; □Pledge; □Guarantee

				
	
					
						Guarantor

					
					
						 

					
					
						Security mode

					
					
						□Mortgage; □Pledge; □Guarantee

				
	
					
						Guarantor

					
					
						 

					
					
						Security mode

					
					
						□Mortgage; □Pledge; □Guarantee

				
	
					
						Percentage of margin

					
					
						□Guaranteed discounting    %;□Bank’s acceptance bill    %;□Bank’s guarantee/standby L/C    %;

					
						□Other

				

		
			 
		

		
			 
		

			
					
						 

					
					
						 

				

		
			 
		

		

		 

		

			18

		

		

			 

		

 

	
					
						

					
						 

					
					
						 

					
					
						 

					
					
						 

					
					
						 

					
					
						 

				
	
					
						Applicable financing product and credit line requirement (please use √ for checked one and X for unchecked one)

				
	
					
						 

					
					
						Applicable financing product

					
					
						Credit Line (Amount, currency)

					
					
						Interest/rate

					
					
						Maximum term of a single service

					
					
						Notes

				
	
					
						□

					
					
						Loan

					
					
						 

					
					
						 

					
					
						 

					
					
						 

				
	
					
						 

					
					
						□Working capital loan 

					
					
						 

					
					
						 

					
					
						 

					
					
						 

				
	
					
						 

					
					
						□Fixed asset loan

					
					
						 

					
					
						 

					
					
						 

					
					
						 

				
	
					
						□

					
					
						Trading financing

					
					
						 

					
					
						 

					
					
						 

					
					
						 

				
	
					
						 

					
					
						□Issue bank’s acceptance bill

					
					
						 

					
					
						 

					
					
						 

					
					
						 

				
	
					
						 

					
					
						□Commercial bill discounting (agreed interest payment)

					
					
						 

					
					
						 

					
					
						 

					
					
						 

				
	
					
						 

					
					
						□Bank’s acceptance bill discounting

					
					
						 

					
					
						 

					
					
						 

					
					
						 

				
	
					
						 

					
					
						□Guaranteed commercial bill discounting (Client as Acceptor)

					
					
						 

					
					
						 

					
					
						 

					
					
						 

				
	
					
						 

					
					
						□Factoring financing 

					
					
						 

					
					
						 

					
					
						 

					
					
						 

				
	
					
						 

					
					
						□Issue L/C (usance credit payable at sight Incd.)

					
					
						 

					
					
						 

					
					
						 

					
					
						 

				
	
					
						 

					
					
						□Import bill advance (under L/C/import collection)

					
					
						 

					
					
						 

					
					
						 

					
					
						 

				
	
					
						 

					
					
						□Export L/C advance

					
					
						 

					
					
						 

					
					
						 

					
					
						 

				
	
					
						 

					
					
						□Export collection advance

					
					
						 

					
					
						 

					
					
						 

					
					
						 

				
	
					
						 

					
					
						□Packing loan

					
					
						 

					
					
						 

					
					
						 

					
					
						 

				

		 

		

			19

		

		

			 

		

 

	
					
						

					
						 

					
					
						□Issue guarantee/standby L/C

					
					
						 

					
					
						 

					
					
						 

					
					
						 

				
	
					
						 

					
					
						□Import prepayment

					
					
						 

					
					
						 

					
					
						 

					
					
						 

				
	
					
						 

					
					
						□Outward remittance financing

					
					
						 

					
					
						 

					
					
						 

					
					
						 

				
	
					
						 

					
					
						□Import payables guarantee

					
					
						 

					
					
						 

					
					
						 

					
					
						 

				
	
					
						 

					
					
						□Buyer’s financing via domestic L/C 

					
					
						 

					
					
						 

					
					
						 

					
					
						 

				
	
					
						□

					
					
						□Other

					
					
						 

					
					
						 

					
					
						 

					
					
						 

				
	
					
						 

					
					
						 

					
					
						 

					
					
						 

					
					
						 

					
					
						 

				
	
					
						 

					
					
						 

					
					
						 

					
					
						 

					
					
						 

					
					
						 

				
	
					
						Other arrangements:

				
	
					
						 

				
	
					
						 

				
	
					
						This Agreement is made in     copies,      of which (is) are held by Client and      of which (is) are held by Creditor.     Held(s)     . All of such copies constitute the same instrument and have equal legally effect.   

				
	
					
						Signed by Client

					
					
						Signed by Guarantor

				
	
					
						Client (Company Seal):

					
						 

					
						 

					
						 

					
						 

					
						 

					
						 

					
						Legal Representative or Authorized Signatory (Signature or Seal)

					
						Day/Month/Year

					
					
						Guarantor hereby acknowledges that it has been informed of the aforesaid changes and shall carry security obligations for the principal debt upon effectiveness day of this Change Agreement. Confirmed!

					
						Guarantor (Company Seal):

					
						 

					
						Legal Representative or Authorized Signatory (Signature or Seal)

					
						Day/Month/Year

				
	
					
						Signed by Creditor

				

		 

		

			20

		

		

			 

		

 

	
					
						Creditor (Company Seal or Contract Seal):

					
						

		 

		

			21

		

		

			 

		

 

	

					
						Legal Representative or Authorized Signatory (Signature or Seal):

					
						Date: Day/Month/Year

				

		
			

		 

		

			22

		

		

			 

		

 

		

		
			 
		

		 

		

			23

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