Document:

Amendment to Liquidity Asset Purchase Agreement

 Exhibit 10.15 
 AMENDMENT TO LIQUIDITY ASSET PURCHASE AGREEMENT 
 [MOHAWK FACTORING,
INC.] 
 THIS AMENDMENT TO LIQUIDITY ASSET PURCHASE AGREEMENT (this “Amendment”) is
entered into as of July 31, 2006, among SUNTRUST BANK, a Georgia banking corporation, individually and as Liquidity Agent, THREE PILLARS FUNDING LLC, a Delaware limited liability company (together with its successors and permitted assigns, the
“Company”), and SUNTRUST CAPITAL MARKETS, INC., a Tennessee corporation, as “TPF Agent,” and pertains to the Amended and Restated Liquidity Asset Purchase Agreement among the parties hereto dated as of
August 4, 2003 (the “Existing Agreement”). Capitalized terms used and not otherwise defined herein are used with the meanings attributed thereto in the Existing Agreement. 
 FOR GOOD AND VALUABLE CONSIDERATION, the receipt and sufficiency of which are hereby acknowledged, each of the parties hereto agrees that the
Existing Agreement is hereby amended to extend the Purchase Termination Date to July 30, 2007. 
 Except as expressly amended above, the
Existing Agreement remains unaltered and in full force and effect and is hereby ratified and confirmed. This Amendment shall become effective when it shall have been executed and delivered by each of the parties hereto and thereafter shall be
binding upon and inure to the benefit of the Conduit, the Administrator, the Liquidity Agent and each Purchaser and their respective successors and assigns. 
 THIS AMENDMENT SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAW OF THE STATE OF NEW YORK (WITHOUT GIVING EFFECT TO THE CONFLICT OF LAWS PRINCIPLES THEREOF (OTHER THAN SECTION 5-1401 OF THE NEW YORK
GENERAL OBLIGATIONS LAW)). 
 This Amendment may be executed in any number of counterparts, each of which when so executed shall be deemed to
be an original and all of which when taken together shall constitute one and the same agreement. Delivery of an executed counterpart of a signature page to this Amendment by facsimile shall be effective as delivery of a manually executed counterpart
of this Amendment. 
 <signature page follows> 
  

 IN WITNESS WHEREOF, the parties have caused this Amendment to be executed by their
respective officers thereunto duly authorized, as of the date first above written. 
  

			
	THREE PILLARS FUNDING LLC
		
	By:	 	/s/ Evelyn Echevarria
	Name:	 	Evelyn Echevarria
	Title:	 	Vice President

  

			
	SUNTRUST BANK, INDIVIDUALLY AND AS LIQUIDITY AGENT
		
	By:	 	/s/ Stephen A. McKenna
	Name:	 	Stephen A. McKenna
	Title:	 	SVP

  

			
	SUNTRUST CAPITAL MARKETS, INC., AS TPF AGENT
		
	By:	 	/s/ Michael G. Maza
	Name:	 	Michael G. Maza
	Title:	 	Managing Director

  

 2Form of 2007 Elective Deferral Agreement

 Exhibit 10.07 
 2007 ELECTIVE DEFERRAL AGREEMENT 
 VALERO ENERGY CORPORATION 
 DEFERRED COMPENSATION PLAN 
 Pursuant to the Valero
Energy Corporation Deferred Compensation Plan (the “Plan”): 
  

	 ̈	I elect not to participate in the Plan during 2007. 

  

	 ̈	I hereby elect to defer a portion of my compensation for the period commencing January 1, 2007 and ending December 31, 2007 (the “Plan Year”) as follows:

 Salary (elect either 1 or 2) 
  

	 	1.	            % (in even 1% increments not to exceed 30%) of the regular salary to which I may become entitled
during the Plan Year; 

  

	 	2.	$             per pay period of the regular salary to which I may become entitled with respect to (check either
(a) or (b) below): 

  

	 	(a)	             all pay periods during the Plan Year 

  

	 	(b)	             the following pay periods (specify): 

  

			
	  
	 	
	  
	 	

 Bonus (elect either 3 or 4 for bonus earned in 2007 and payable in
2008) 
  

	 	3.	            % (in even 1% increments not to exceed 50%) of any cash bonuses to which I may become entitled;

  

	 	4.	$             of any cash bonuses to which I may become entitled. 

 NOTE: In order to be effective, this form must be completed, signed and returned to Financial Benefits (San Antonio/Mailstation E1N) on or before
December 15, 2006. If your form is not timely submitted, you will not be eligible to participate in the Plan for the 2007 Plan Year. 
 The Company has
taken measures to design the Plan in a manner that conforms to current tax law. However, it is possible that new legislation could affect your deferral elections. Your 2007 Plan Year deferral elections are irrevocable, and are governed by the
terms and conditions of the Plan as well as any modifications made to the Plan in order to conform to legal requirements. 
 ACKNOWLEDGED AND AGREED:

 I hereby authorize the above amounts to be deducted and deferred through payroll deduction/reduction by the Company. 
  

					
	  
	 		 	  

	Participant’s Signature	 		 	Date
			
	  
	 		 	  

	Participant’s Name	 		 	Participant’s Employee ID NumberForm of Investment Election Form

 Exhibit 10.08 
 2007 INVESTMENT ELECTION FORM 
 VALERO ENERGY CORPORATION 
 DEFERRED COMPENSATION PLAN 
 Direction of
Investments 
 The undersigned Participant hereby directs that the measurement of the Participant’s account be determined as if it were invested in
the fund options as indicated below. 
 DEFERRALS OF SALARY AND/OR BONUSES BEGINNING 1/1/2007 
 WILL BE TREATED AS IF INVESTED AS INDICATED BELOW. 
 Enter your investment elections: 5% minimum/increments of 5%. 
 The total of
the percentages must equal 100%. 
 You may invest in any one or more (including all) of the fund options. 
  

			
	             % Dreyfus Appreciation (DGAGX)
	 	            % Columbia Income Z (SRINX)
		
	             % Fidelity Intermediate Gov’t
(FSTGX)
	 	            % Vanguard Asset Allocation (VAAPX)
		
	             % Janus Worldwide (JAWWX)
	 	            % Vanguard Index Extended Market (VEXMX)
		
	             % Oakmark (OAKMX)
	 	            % Vanguard Index 500 (VFINX)
		
	             % T. Rowe Price Mid-Cap Growth (RPMGX)
	 	            % Vanguard Growth and Income (VQNPX)
		
		 	            % American Beacon Money Market Select Fund
		
		 	                (ASRXX)

 I understand that the elections I have chosen on this form shall remain in effect until I make a directive to
change. 
  

					
	  
	 		 	  

	Participant’s Signature	 		 	Date
			
	  
	 		 	  

	Participant’s Name	 		 	Participant’s Employee ID NumberForm of 2007 Distribution Election Form

 Exhibit 10.09 
 2007 DISTRIBUTION ELECTION FORM 
 VALERO ENERGY CORPORATION 
 DEFERRED COMPENSATION PLAN 
  

			
	 Payment Election
	  	DEFAULT PAYMENT IF NO ELECTION IS MADE:
	 Upon Retirement
	  	Fifteen annual installments commencing at date of retirement

 I elect that upon retirement, value of my Plan account related to deferrals made for the 2007 Plan Year
will be paid at the time and in the manner elected below: 
 Payment Commencement (choose one): 
  

	 	 ̈	As soon as administratively possible following retirement (default if no election is made) 

  

	 	 ̈	January 1 after the year of retirement 

 AND 
 Form of Distribution (choose one): 
  

	 	 ̈	Lump sum payment 

  

	 	 ̈	Five annual installments 

  

	 	 ̈	Ten annual installments 

  

	 	 ̈	Fifteen annual installments (default payment if no election is made) 

  

			
	 Payment Election
	  	DEFAULT PAYMENT IF NO ELECTION IS MADE:
	 Upon Other Separation
	  	Immediate lump sum payable upon separation

 I elect that upon my separation from employment for a reason other than retirement, the value of my Plan account
related to deferrals made for the 2007 Plan Year will be paid at the time and in the manner elected below: 
 Payment Commencement (choose one):

  

	 	 ̈	As soon as administratively possible following separation (default if no election is made) 

  

	 	 ̈	January 1 after the year of separation 

 AND 
 Form of Distribution (choose one): 
  

	 	 ̈	Lump sum (default payment if no election is made) 

  

	 	 ̈	Five annual installments 

 Distribution on Specified Date 
 In accordance with Section 6.5 of the Plan, I hereby elect to receive in one lump sum payment my Account derived from deferrals made during the 2007 Plan Year on the date or dates specified below, or the
balance of the Account, if less. Any amounts distributed pursuant to this election shall immediately reduce my Account accordingly. 
  

			
	 Specified Date
	  	 Amount of Elective Deferral or
 Total Amount of the Account (Whichever is Less)

		
	  
	  	  

		
	  
	  	  

		
	  
	  	  

 NOTE: In order to be effective, this form must be completed, signed and returned to Financial Benefits (San
Antonio/Mailstation E1N) on or before December 15, 2006. If your form is not timely submitted, your Plan deferral will be subject to the default distributions noted above. 
 The Company has taken measures to design the Plan in a manner that conforms to current tax law. However, it is possible that new legislation could affect your distribution elections, including delaying your
distributions, in order to comply with legal requirements. Distribution elections submitted pursuant to the Plan will be governed by the terms and conditions of the Plan and governing law, and your elections will be subject to modifications made to
the Plan in order to conform to legal requirements. 
 ACKNOWLEDGED AND AGREED: 
  

					
	  
	 		 	  

	 Participant’s Signature
	 		 	Date
			
	  
	 		 	  

	 Participant’s Name
	 		 	Participant’s Employee ID NumberSchedule of Change of Control Agreements

 EXHIBIT 10.19 
 SCHEDULE OF CHANGE OF CONTROL AGREEMENTS 
 The following have executed Change of Control Agreements substantially in the
form of the agreement attached as Exhibit 10.9 to the Valero Energy Corporation Form 10-K for the year ended December 31, 2002. 
 Michael S. Ciskowski

 S. Eugene Edwards 
 Joseph W. Gorder 
 Gregory C. King 
 Richard J. MarcoglieseDirector Compensation Agreement

 Exhibit 10.14 
 Director Compensation Arrangement 
 Effective January 1, 2006, Hub International Limited’s directors receive annual equity
compensation in the form of restricted share units equal to $25,000 in addition to compensation in the form of an annual retainer of $25,000, $1,000 per major Board or Committee meeting attended and $500 per minor Board or Committee meeting attended
(the classification of the meeting to be determined jointly by the Chair of the Compensation Committee and the Chair of the Board, having regard to preparation time, meeting time and whether a significant decision or vote was required). In addition,
the Audit Committee Chairperson receives an additional retainer of $10,000 (to be paid in cash or common shares); the Compensation Committee Chairperson receives an additional retainer of $5,000 (to be paid in cash or common shares); and the
Nominating and Corporate Governance Committee Chairperson receives an additional retainer of $5,000 (to be paid in cash or common shares). Hub International Limited’s directors are reimbursed for travel and other out-of-pocket expenses incurred
in attending Board or committee meetings or in otherwise being engaged in our business.

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