Document:

EXHIBIT 10.2

         

        GENERAL CONSTRACTION CONTRACT No 12/ГП

         

        Kazan 

         

        LLC “KVINTESS FINANCE”
        on behalf of the Director General Abiasov Rufat Ravilevich, acting under the Charter, hereinafter referred
        to as the “Building owner” on the one hand, and
        

         

LLC
“Tashpulat” on behalf of the Director General Zaripov R.M., acting under the Charter, hereinafter referred to
as the “General contractor”, on the other hand, concluded the Contract as follows:

 

        1. SUBJECT OF THE CONTRACT

         

        1.1. The Building owner
        authorizes the General contractor and the General contractor assumes obligations to execute construction work of the facility “The
        complex of residential houses at: Altan settlement, Kaenlyk st.”. The facility consists of 9 residential houses – 5
        houses of “Стандарт” type, 4 houses of “Barocco” type and
        located on a land lot of the total area of 10,400 square meters, cadastral number: _______________, category of land: inhabited
        locality, total area of 9 units is 2130 m2.

         

        1.2.
        The work, mentioned in paragraph 1.1. of this Contract, is provided in:

         

        -
        preliminary specifications;

        - design estimates;

        - annexes
to this Contract.

         

        The address of the Facility,
        its characteristics may be specified upon termination of construction work.

         

        1.3.
        The Building owner shall accept and pay for work performed by the General contractor, specified in paragraph 1.1. on terms and
        conditions stipulated herein.

         

        1.4.
        The General contractor shall present a Competency certificate, required for those types of work which may affect safety of capital
        construction. Certificate no.________ of________.

         

        1.5.
The building tenancy shall be confirmed by the following documents: agreement on the lease of a plot of land No.________, land
transfer certificate to the Building owner and etc. 

         

        2. RIGHTS AND OBLIGATIONS OF THE PARTIES 

         

        2.1. Responsibilities of the General
        contractor are:

         

        2.1.1. To carry out all the work, specified
        by the Contract in accordance with its conditions, design and estimate documentation, legislation of the Russian Federation, applicable
        Building code, State standards, Sanitary regulations, fire prevention rules and other rules and regulations.

         

        2.1.2. To accept a building site and sign a
        land transfer certificate within 5 (five) calendar days starting from the date of signing of the Contract.

         

        2.1.3. To complete construction work at a stated
        time and to transfer the facility ready to use after termination of commissioning activities to the Building owner with a set of
        construction documentation.

         

        2.1.4. To supply all necessary construction
        materials, equipment, construction machinery to the building site, to organize acceptance, unloading, storing and warehousing of
        them.

         

        2.1.5. To be responsible for prompt and qualified
        performance of work and other activities of subcontractors, involved in the execution of work.

         

        2.1.6. To ensure that all participants of the
        project comply with existent requirements for safety, environment protection, fire preventive measures, protection of green plantations,
        that they do not exceed the permissible noise level when work at night, preserve land and water reservoirs located at the building
        site and adjacent territory, comply with sanitary norms.

         

        2.1.7. To ensure compliance with labor protection
        rules, electrical, fire and environmental safety, labor discipline, access control and other mandatory rules and requirements.

         

        2.1.8. To organize careful exploitation and
        maintenance of access roads and temporary roads, as well as the area, used for ground storage within a period of construction works.
        To perform restoration of pavements and sidewalks, damaged during the work.

         

        2.1.9. To keep a log and note down a technological
        sequence of works, timing, quality, conditions of work, taking into account all identified violations of applicable rules, the
        Building code, design and estimate documentation, provisions of this Contract.

         

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        2.1.10 Promptly, at the expense of the General
        contractor, within time periods, coordinated by the Building owner, to eliminate all identified defects both while the work is
        being performed and after its completion within a guarantee period in accordance with written prescriptions of representatives
        of the Building owner, supervisory authorities and control boards.

         

        2.1.11. To organize and carry out all necessary
        closing and commissioning works, and testing of structures, equipment and engineering networks in accordance with existent rules
        and regulations.

         

        2.1.12. To comply with written directions of
        the Building owner, if such directions do not contradict the provisions of the Contract, design and estimate documentation.

         

        2.1.13. To pay damages of the third parties
        caused during performance of construction work.

         

        2.1.14. To carry full responsibilities for
        damages, caused to the Building owner, as a result of court decisions on claims of the third parties for illegal activity of employees
        of the General contractor and its subcontractors.

         

        2.1.15. To pay penalties imposed by administrative
        and supervisory bodies for violations of construction norms, applicable regulations of environmental contamination and other offences
        committed by the General contractor.

         

        2.1.16. To provide technical specialists of
        the Building owner with all necessary technical documentation for a period of construction works, as well as to afford an opportunity
        to carry out technical supervision of construction.

         

        2.1.17. To notify the representatives of the
        Building owner immediately of any events and circumstances that may have a negative impact on the course of construction, quality
        of work, deadlines.

         

        2.1.18. To transfer a Certificate of acceptance
        and a full set of documentation to the Building owner in not later than 15 (fifteen) days prior to commissioning of the facility.

         

        2.1.19. To extend the term of the license,
        certificate of admission to all types of work, specified by the Contract.

         

        2.1.20. To perform
the duties of the General contractor, provided by other provisions of the Contract. 

         

        2.2. Rights of the General Contractor are:

         

        2.2.1. The General contractor has a right to
        refuse to perform work in compliance with directions of the Building owner if such directions violate the current legislation,
        the Building code, State standards by notifying the Building owner in writing identifying a substantiation of the refusal.

         

        2.2.2. The General contractor may assign its
        rights and obligations to the third parties only upon a written consent of the Building owner.

         

        2.2.3.The
        General contractor may recruit subcontractors.

         

        2.2.4.To
        exercise rights, stipulated by other provisions of the Contract.

         

        2.2.5. To make changes of design documentation
        with prior written consent of the Building owner.

         

        2.3.Responsibilities
        of the Building owner are:

         

        2.3.1. To provide the General contractor with
        building documents, preliminary specifications, design documentation with reference to location of the facility, providing with
        a marked development plan.

         

        2.3.2. To develop and confirm design and building
        documentation, a work production plan with the General contractor, to prepare a building site in accordance with the existent rules
        of preparatory works and the work production plan.

         

        2.3.3. To transfer a conclusion of a design
        organization to the General contractor, affirming that all residential houses within a project have been designed for fill-up soil.

         

        2.3.4. To transfer
        a building site to the General         contractor upon signing of the Act; the Act shall contain marks made by the Building
        owner in accordance with the development plan;         within 5 (five) calendar days starting from the day of signing of the
        Contract.

         

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        2.3.5. To organize acceptance of hidden work,
        to accept and pay for completed work or its stages within a period and in a manner provided by the Contract and its annexes.

         

        2.3.6.To
        produce technical supervision and quality control of the work performed by the General contractor. The representatives of the Building
        owner shall confirm that the work is performed in accordance with the Building code, State standards, as well as make any comments,
        directions and recommendations in a log.

         

        2.3.7.To
        participate in testing of structures, equipment and engineering networks in accordance with applicable regulations.

         

        2.3.8.To
        accept the facility into the guarantee maintenance, to provide technical inventory and state registration of the facility in accordance
        with the legislation of the Russian Federation.

         

        2.3.9.To
        perform obligations of the Building owner, provided by other provisions of the Contract.

        

         

        2.4.Rights of
        the Building owner are:

         

        2.4.1.If
        the General contractor fails to comply with directions made by the Building owner within a prescribed period, the Building owner
        may attract the third parties in order to eliminate the defects with payment of such work at the expense of the party in fault.

         

        2.4.2.To
        transfer its rights and obligations under this Agreement to the third parties without prior consent of the General contractor,
        if indebtedness for work performed does not exist, by sending a written notice on a transaction with the third party within 7 (seven)
        days starting from the date of signing of such a Contract.

         

        2.4.3.To
        exercise rights, specified by other provisions of the Contract.

         

        2.4.4.The
        Parties shall notify each other on their appointed representatives responsible for performance and quality of work under the Contract,
        who are assigned to provide supervision, control and acceptance of work.

         

        3.COST OF THE WORK AND PROCEDURE OF SETTLEMENTS
        

          
  3.1.The
cost of construction work of residential houses of “Standard” and “Barocco” types under this Contract
is 63,452,870 rubles, VAT of 18% included, based on the cost of 1 square meter of a residential house of “Standard”
type - 24 500 rubles, of “Barocco” type - 23 500 rubles.

 

        3.2.The construction
        cost of 1 square meter of a residential house of “Townhouse” type shall be agreed in a supplementary agreement to this
        Contract within five calendar days since all technical documentation is transferred and the work to perform is submitted.

         

        3.3.The construction
        cost of 1 square meter under this Contract is determined and is not liable to variation, except the following cases: revelation
        of unforeseeable works which have not been counted within a project; or unexpected increases in prices of construction materials,
        by more than 10% due to seasonal conditions or unexpected increase in prices on the market.

         

        3.4.The
        cost of connection of the facility or a part of it to external networks is not covered by the provisions of this Contract. If required
        the Parties shall conclude a separate contract or an additional agreement to this Contract. 

         

        3.5. Costs of installation
        of temporary buildings (a building camp, accommodation cabins, a guard shack, a temporary fence, entrance and fire gates, removal
        and disposal of solid waste), cabling for temporary power supply with electrical distribution panel installation, external lighting
        of the building site are covered by the General contractor.

         

        3.6.Costs of public
        utilities, namely temporary electricity and water supply, are covered by the General contractor on the basis of invoices provided
        by operating organizations.

         

        3.7.Payments are
        made according to the schedule of payments by transfer of funds to the bank account of the General contractor. The moment of fulfillment
        of obligations is a day when payment is received by the General contractor.

         

        3.8.If payment is
        delayed through the fault of the Building owner, the construction period is automatically extended for a period of delay in payment.

         

        3.9.The Building
        owner has no right to make deductions of fines and penalties from funds payable to the General contractor under the Schedule of
        payments.

         

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        4.ORGANIZATION OF WORK AND OPERATING
        PROCEDURES 

         

        4.1.Calendar schedule
        of operating procedures. 

         

        4.1.1.The
        General contractor shall perform work within separate stages in accordance with a calendar schedule of operating procedures, which
        must be agreed by the Parties and which is an integral part of this Contract (Appendix no._______). 

         

        4.1.2.The
        calendar schedule may be amended upon signing of a Supplementary agreement due to modification of preliminary specifications, which
        either involves any additional work or there is a danger that the commissioning of the facility may be delayed due to slippage
        on performance of work at individual stages of work. 

         

        4.2.The building
        site.

         

        4.2.1.The
        General contractor shall at its expense perform construction of temporary buildings, engineering networks at the building site,
        coordinating their location and number with the Building owner. And upon completion of construction work the General contractor
        shall remove all temporary buildings, temporary networks, unused materials, garbage and waste, construction equipment and machinery
        within 7 (seven) business days after the signing of a Certificate of acceptance.

         

        4.2.2.The
        General contractor provides a geodetic base of construction in full compliance with existent rules and regulations.

         

        4.2.3.The
        General contractor shall perform preparation works at the building site in accordance with the project of construction organization
        and territorial norms and regulations.

         

        4.2.4.Before
        the work starts the General contractor shall at its own expense provide temporary connection to existent networks of power and
        water supply with obligatory installation of meters at the places, designed by the operating organizations.

         

        4.2.5.The
        General contractor is responsible for a state of the building site, compliance with rules of storing of materials, operating condition
        of construction equipment and machinery, and is obliged to organize work at the building site in compliance with the work production
        plan, previously agreed with the Building owner.

         

        4.2.6.The
        General contractor is responsible for stock of materials and capital equipment at the building site.

         

        4.2.7.The
        General contractor shall provide easy access to any facility at the building site for the representatives of the Building owner
        responsible for supervision and control within working hours upon prior notification. The third parties may get access to the building
        site but only accompanied by a person included in a list of authorized representatives.

         

        4.2.8.The
        General contractor shall provide easy access to the building site to officials and representatives of local authorities in order
        to inspect the current state of the facility. 

         

        4.2.9.The
        General contractor shall keep all technical documentation on the work being performed at the building site, including design documentation,
        copies of licenses (admission certificates), and is obliged to provide free access to such documentation to the representatives
        of the Building owner and local authorities.

         

        4.2.10.Starting
        from the date of signing of the Act when the building site is transferred to the General contractor, and within a period of time,
        specified in paragraph 4.2.1., the General contractor is responsible for protection of the building site and stocks of materials
        and capital equipment.

         

        4.2.11.The
        General contractor is responsible for a discipline and a good state of the building site, and disposition of waste within the whole
        period of construction and installation works.

         

        4.3.Keeping a
        log.

         

        4.3.1.Since
        the start of work and within the whole period until its completion the General contractor shall keep a log. A form of the log shall
        be agreed by the Parties, the form shall comply with an intersectional uniform no. KC-6. Each log entry shall be signed by the
        representatives of the General contractor and the Building owner.

         

        4.3.2.The
        contractor shall take notes of all types of construction and installation work performed, all inspections and controls, tests of
        structures, equipment and engineering networks, as well as all violations of design documentation, if any, which must be agreed
        with a representative of the Building owner.

         

        4.3.3.A
        representative of the Building owner shall supervise and control the quality of work being performed and is obliged to express
        his reasoned opinion in a log in case of any violations and deviations, revealed by him.

         

        

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4.4.Materials and equipment.

         

        4.4.1.All
        materials and equipment, supplied by the General contractor, shall have all certificates of conformance, technical certificates
        and other documents certifying their origin and quality. The copies of such documents shall be presented to the Building owner
        before the works with use of such materials and equipment start. 

         

        4.4.2.The
        General contractor shall present the manufacturing documentation required for installation of the equipment.

         

        4.5.Hidden work.

         

        4.5.1.The completed
        work shall be accepted by a representative of the Building owner. The General contractor shall proceed to subsequent stages of
        work only after acceptance of hidden work by the Building owner and preparation of acts of acceptance, a form of the act shall
        be agreed by the Parties. The General contractor shall notify a representative of the Building owner in a written form within not
        more than 24 hours on a necessity for intermediate acceptance of work performed.

         

        4.5.2.The quality
        of hidden work must be certified with a survey report, signed by a Committee, composed of either the representatives of the Building
        owner, or a professional organization attracted by the Building owner, acting on behalf of the Building owner and the General contractor.

         

        4.5.3.If a representative
        of the Building owner made remarks in a log on the work performed, such work must not be completed and accepted by the General
        contractor without prior written permission of the Building owner. If the work was completed and accepted by the General contractor
        without acceptance of a representative of the Building owner (if a representative was not informed or was informed late), the General
        contractor shall at its own expense reveal any hidden work or a part of the hidden work which was not previously accepted by a
        representative of the Building owner, and then restore it.

         

        4.5.4.If the General
        contractor fails to perform the obligation, specified in paragraph 4.5.3. of this Contract, the Building owner may attract third
        parties to carry out this work at the expense of the General contractor by deducting the costs of work from the amount payable
        to the General contractor.

         

        4.5.5.If a representative
        of the Building owner fails to present himself at the fixed time for acceptance of the work performed, the general contractor shall
        draw up the unilateral Act and consider the work as accepted. The General contractor is not responsible for quality of the work
        performed and the Building owner must not require the revealing of the hidden work.

         

4.6.Quality
of work and elimination of defects.

         

        4.6.1.The General
        contractor ensures that the quality of construction and finishing materials, equipment, components, structures and networks, supplied
        or accepted by the Building owner, as well as the quality of the work meet the requirements of design documentation, State Standards
        and technical regulations applicable on the territory where the work is carried out in accordance with the Contract.

         

        4.6.2.If a representative
        of the Building owner is not satisfied with a process and quality of the work and used construction materials, or in case of violations
        of applicable construction rules, regulations and design requirements; or in case when he reveals any violations in registration
        of operations and work process by the General contractor, he is authorized to register his claims and comments in a log and to
        give directions in order to eliminate violations committed by the General contractor, and to indicate the term to eliminate such
        violations.

         

        4.6.3.If the General
        contractor admits claims and remarks made by a representative of the Building owner, the general contractor shall immediately take
        action to eliminate the defects as soon as possible.

         

        4.6.4.If the General
        contractor does not admit claims and remarks made by a representative of the Building owner, the General contractor may send objections
        to the Building owner. The Parties shall make efforts to resolve disputes through negotiations, and if the result of such negotiations
        is negative, the Parties shall create a conciliation committee with assistance of independent experts. The decision of the committee
        shall be terminal and must be executed by the Parties. Payment of services of attracted experts shall be covered by the Party in
        fault.

         

        4.6.5.Additional
        tests and examinations, undertaken by the Building owner or by third parties on behalf of the Building owner, shall be paid by
        the Building owner, if such tests and examinations confirm the quality of the work performed. If any defects were revealed in the
        work accepted by the Building owner, the General contractor shall correct defects and pay for the tests and examinations at his
        own expense.

         

        

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        4.7.Safety
        of work.

         

        4.7.1.The General
        contractor shall be guided by the applicable rules of labor protection and safety of work, comply with them and require execution
        of them by the Subcontractors.

         

        4.7.2.A representative
        of the Building owner may control the use of construction equipment and machinery, mechanisms and tools, vehicles which must comply
        with safety requirements, have certificates and other documents certifying their technical state and permitted service life.

         

        4.7.3.The
        Building owner is not liable for compensation for any damages, accidents, injuries or death of a worker or another person, hired
        to perform work on behalf of the General contractor or a Subcontractor.

         

        5.ACCEPTANCE OF THE PERFORMED WORK 

         

        5.1.The General contractor
        shall provide the Building owner with a Certificate of Acceptance upon completion of work at each stage.

         

        5.2.When the Building
        owner receives the Certificate from the General contractor, the Building owner shall either send a signed Certificate or present
        a reasoned refusal within 3 (three) days after the receipt.

         

        5.3.If the Building
        owner presents a reasoned refusal, the Certificate of acceptance shall be signed in its indisputable part. In the absence of a
        reasoned refusal the Certificate shall be signed unilaterally and considered as accepted.

         

        5.4.If the General
        contractor fails to present the Certificate of acceptance in time, the Building owner may suspend financing of the project in accordance
        with the Contract, and the deadlines under the Contract in accordance with the Calendar schedule (Appendix no.______) cannot be
        modified.

         

        6.ACCEPTANCE OF THE FACILITY AND PUTTING
        INTO WARRANTY OPERATION 

         

        6.1.Acceptance of
        the completed facility and its transfer to guarantee operation shall be carried out in accordance with provisions of the Contract,
        rules and regulations applicable on the territory of the Russian Federation.

         

        6.2.Upon completion
        of work the General contractor shall pass general lay-outs and a list of coordinates and heights of geodetic beacons, installed
        during geodetic setting-out, a plan of underground facilities, executive documentation for all types of construction and installation
        works, undertaken tests and received results of these tests, a list of deviations occurred during the performance of work.

         

        6.3.The General contractor
        shall notify the Building owner in writing on readiness of the facility to be transferred to guarantee operation in not later than
        1 (one) month before the scheduled date of completion.

         

        6.4.The Building
        owner shall create a working committee which shall begin the inspection of the facility within 5 (five) business days starting
        from the day of notification of the Building owner by the General contractor. All violations and deviations revealed by the committee
        shall be noted down in a register, which is an appendix to the Certificate of completion prepared by the committee; the committee
        must indicate a period for elimination of defects, the duration of this period must not exceed 15 (fifteen) days starting from
        the day of signing of the Certificate of completion by the committee.

         

        6.5.After the defects,
        mentioned in a register, are eliminated, the General contractor shall notify the Building owner on completion of works and readiness
        to transfer the facility to guarantee operation. The Parties shall agree on a date and time of acceptance in a written form, but
        such date must not be later than in 5 (five) days starting from the day of notification of the Building owner by the General contractor.

         

        6.6.The
        General contractor is liable for any risk of accidental loss or damage of the facility until the facility is accepted by the Building
        owner.

         

        

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7.DEADLINES

         

        7.1.The dates of
        start and completion of work are specified by the Calendar schedule of work performance (Appendix no.___).

         

        7.2.The date of start
        under the Contract is December 2 of 2012.

         

        7.3.The date of completion
        under the Contract is December 10, 2015.

         

        7.4.The
        date of completion under this Contract is the date when all documentation is registered and the facility is transferred to the
        guarantee operations (a Certificate of completion is signed by both Parties).

         

        8.FORCE MAJEURE

         

        8.1.Neither Party
        is liable for any delay or failure in performance caused by circumstances, occurred beyond the will of the Parties, which could
        not been foreseen or avoided, including a declared or undeclared war, civil unrest, epidemics, blockades, embargoes, earthquakes,
        floods, fires and other natural disasters.

         

        8.2.The Party which
        is unable to fulfill its obligations under the Contract due to force majeure circumstances shall immediately notify the other Party
        but in any case not later than two days after the commencement of force majeure circumstances.

         

        8.3.Force majeure
        circumstances shall be confirmed by a certificate issued by a relevant unit of the Chamber of Commerce and Industry of the Russian
        Federation.

         

        8.4.If force
        majeure circumstances stay in force for more than 30 (thirty) calendar days, this Contract may be terminated by the Building owner
        or by the General contractor; in this case a settlement order is regulated by the Supplementary Agreement on termination.

         

        9.QUALITY ASSUARANCE

         

        9.1.Quality assurance
        apply to all structural elements, equipment and materials, as well as the work performed by the General contractor in accordance
        with the Contract. The General contractor guarantees that the facility meets all the requirements under the Contract and provides
        a possibility of its operation within a guarantee term, as specified in paragraph 9.2. of this Contract.

         

        9.2.The guarantee
        period of operation of the facility and its engineering networks, equipment, materials and the work performed shall be 3 (three)
        years from the date of signing of the Certificate of Completion of the facility in a whole or a part of it (in case the construction
        of one of the residential houses is completed) by both Parties. Equipment and materials which have the guarantee period, provided
        by a manufacturer, the guarantee period shall be equal to the guarantee period of the manufacturer. Within a guarantee period the
        General contractor is obliged to eliminate all revealed defects except those which are not covered by the guarantee terms, as:
        intentional damages caused by violation of operating rules by the Building owner or other persons, a revealed error in design and
        operation documentation or a work production plan.

         

        9.3.If during a guarantee
        operation of the facility, the Building owner reveals that materials supplied by the General contractor do not meet the requirements
        according to quality certificates, all work in order to replace them shall be completed by the General contractor at its own expense.

         

        9.4.If the Building
        owner reveals any defects, which must be eliminated by the General contractor, the Building owner shall notify the General contractor
        within 30 (thirty) calendar days starting from the date of their detection. The guarantee period shall be interrupted for a period
        of time, needed to eliminate the defects under responsibility of the General contractor.

         

        9.5.The General contractor
        agrees to start work in order to eliminate the defects within 30 days from the date of notification sent by the Building owner
        to the General contractor. If the General contractor fails to eliminate defects within a period, specified in a reclamation act,
        the Building owner may eliminate those defects addressing the third parties with subsequent recovery of incurred expenses from
        the General contractor.

         

        9.6.If the General
        contractor refuses to admit its guilt for defects revealed by the Building owner and to eliminate them at its own expense, the
        Building owner may attract the third parties and pay for their work in accordance with current rates. The Party in fault responsible
        for revealed defects shall be identified by a committee of independent experts, organized by the Parties and the Arbitration Court.
        Payment for repair works shall be made at the expense of the Party in fault.

         

        

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        10.CONFIDENTIALITY 

         

        10.1.The Parties
        under the Contract agreed that all information, received from each other in connection with the Contract, as well as with other
        mutual agreements, is confidential.

         

        10.2.Neither Party
        has a right to reveal confidential information, received from the other Party to any third parties except the cases, provided by
        agreements between the Parties or without prior consent of the Parties.

         

        10.3.The Party which
        violates the terms of this Contract shall compensate any damages of the other Party caused in a result of this violation.

         

        10.4.The obligation
        of the Parties is to ensure confidentiality of information in accordance with regulations of legislation of the Russian Federation
        including information disclosure to legal authorities.

         

11. MODIFICATION
OF THE CONTRACT

         

        11.1.Any additions,
        changes, modifications and conclusion of supplementary agreements are effective in case they are made in a written form and signed
        and sealed by authorized representatives of the Parties.

         

        12.CANCELLATION OF THE CONTRACT 

         

        12.1.This Contract
        may be cancelled at any time by written consent of the Parties.

         

        12.2.The Building
        owner may cancel the Contract at any time prior to commissioning of the facility without announcement of the reason by notifying
        the General contractor. In this case the Building owner may demand transfer of the facility and pay compensation to the General
        contractor for the performed work and damages, incurred due to early cancellation of the Contract, within a difference between
        the total cost of work under the Contract and a part of costs payable to the General contractor by the Building owner for the accepted
        work.

         

        12.3.The Building
        owner may cancel the Contract without compensation of damages to the General contractor in the following cases:

         

        - if the subsequent work is inappropriate
        due to the fault of the General contractor;

        - if the General contractor
delays the start of construction work for more than 45 (forty-five) business days caused by the reasons or circumstances beyond
the control of the Building owner;

        - if the General contractor
or subcontractors, attracted for performance of work, violate fire safety rules, environment protection regulations, sanitary
norms and allowed level of noise, and such violations were revealed by controlling and supervisory bodies;

        - if a license (permission)
for construction work of the General contractor is canceled or suspended;

        - if the General contractor
is declared bankrupt as provided by current legislation with subsequent seizure of its property, blockage of bank accounts and
initiation of external management;

        - if the General contractor
requires early termination of the Contract due to reasons other than under this Contract.

         

        12.4.The General
        contractor may require the early termination of the Contract in following cases:

         

        - if the Building owner delays
        transfer of the building site, design and other documentation for more than 15 (fifteen) business days;

        - if the Building owner
delays transfer of advance payment for more than 15 (fifteen) business days;

        - if the Building owner
requires to perform types of work which are not specified under the Contract and design documentations that changes the nature
of work under this Contract;

        - if the Building owner
refuses to accept the work performed by the General contractor and its subcontractors without proper grounds;

        - if the Building owner
interrupts the performance of construction and installation work due to reasons which are out of the control of the General contractor
for a period exceeding 30 (thirty) business days.

         

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        12.5.Termination
        of the Contract.

         

        12.5.1.Upon termination
        of the Contract by the Parties prior to its completion due to the reason, specified in paragraphs 12.1, 12.2, 12.3, 12.4, the General
        contractor shall either transfer stocks of materials and capital equipment paid by the Building owner, including materials, structures,
        equipment and other property, used for performance of work or pay the value of them.

         

        12.5.2.Termination
        of the Contract comes into force either upon receipt of the notice from the initiator or starting from the date, specified in such
        notice, if the Contract is terminated unilaterally or by the mutual consent of the Parties.

         

        12.5.3.Upon termination
        of the Contract the Building owner may require transfer of uncompleted work from the General contractor with subsequent compensation
        of cost of work performed by the General contractor.

         

        12.5.4.If the amount
        of costs which have been paid by the Building owner to the General contractor at the moment of termination of the Contract exceed
        the actual cost of the work performed by the General contractor, the General contractor shall recover the overpaid amount within
        7 (seven) bank days upon receipt of the notification of termination of the Contract.

         

        12.5.5.At the request
        of the General contractor the Building owner is obliged to accept and pay for all completed and uncompleted work, which was performed
        in compliance with the Building code, State Standards and design documentation.

         

        12.5.6.Termination
        of the Contract involves cancellation of all obligations of the Parties but does not relieve the Parties from liability for any
        breach, if any, that took place prior to termination of the Contract.

         

        13.RESPONSIBILITIES OF THE PARTIES

         

        13.1.In case
of a failure in performance or improper performance of obligations under the Contract the Parties are liable in accordance with
current legislation of the Russian Federation and provisions of the Contract.

         

        13.2.If
        the Contract is violated by the Building owner the General contractor may require:

         

        -
        extension of a period for completion of work and commissioning of the facility if the transfer of the building site or the relevant
        documentations was delayed; 

        

        -
        payment of penalty at a rate of 0, 02% of the price payable upon receipt of the invoice if the payment was delayed. 

         

        13.3.If
        the General contractor violates the terms of construction for more than 15 calendar days, the General contractor is liable to pay
        the penalty at a rate of 0,02 % of the total cost of work for each day of delay, but not more than 10% of their cost.

         

        13.4.The
        General contractor is not liable for the consequences of sinkhole collapse due to absence of survey documentation. 

         

        13.5.Payment
        of penalty (fines) for failure to meet the deadlines or improper performance of obligations under the Contract, as well as compensation
        for the damages caused by improper performance of the obligations under the Contract, does not release the Party in fault from
        the fulfillment of obligations, except the cases, specified by the current legislation. 

         

    	-9-

    	 

    

 

14.MISCELLANEOUS

         

        14.1.Performance
        of the obligations under the Contract is governed by legal norms and regulations, standards applicable on the territory of the
        Russian Federation, as well as regional town building norms and rules which are in force in the area of construction. 

         

        14.2.All
        written and oral agreements of the Parties on construction of the facility, which took place before the signing of the Contract,
        have no legal force if the above-mentioned agreements are not recorded in the Contract and not determined as annexes to the Contract
        by the Parties or contradict provisions of the Contract.

         

        14.3.The
        General contractor holds the Building owner harmless from any claims and lawsuits of the third parties in case of copyright infringement,
        any marks and names subject to ownership and intellectual property, arising out of or in connection with the Contract. 

         

        14.4.All
        Annexes to the Contract, agreed and signed by the Parties, are integral parts of the Contract and subject to execution by the Parties.
        

         

        14.5.Any
        changes and additions of this Contract are applicable starting from the date of signing of a supplementary agreement by the Parties.
        

         

        14.6.All
        prescriptions, notifications, confirmations of the Parties are drawn up in a form of the official letter signed by the authorized
        representative of the Party, sent to the other Party by special delivery, mail, facsimile, e-mail. Any information, orders and
        instructions, sent or received by phone do not have any legal effect and shall not be carried out executed by the Party except
        in special cases connected with emergency situations, threat to life of people and damages or destruction of the facility. 

         

        14.7.If
        any statuary and normative acts are approved which establish rules binding upon both Parties after the conclusion of the Contract
        and such acts differ from the provisions of the Contract, the terms and conditions under the Contract shall remain in force except
        cases when the legal act establishes that it applies to relations arising from previously concluded Contracts. 

         

        14.8.If
        any dispute arises between the Parties in a process of execution of the Contract or in connection with it, the Parties shall make
        any reasonable effort to resolve such a dispute through negotiations. If it is impossible to achieve a positive result through
        negotiations each Party may refer it to the Arbitration Court of the Republic of Tatarstan within 30 (thirty) calendar days.

         

        14.9.Any
        issues which are not covered by the Contract, shall be governed by legislation of the Russian Federation. 

         

        14.10.This
        Contract shall enter into force upon signature and shall be valid until the Parties fulfill their obligations. 

         

        14.11.The
        Contract is made in two identical copies in Russian language and have the same legal effect, one copy is for each Party.

         

        14.12.The
        Contract shall be signed with the following appendixes: 

         

        Appendix no. 1 –
        Preliminary specifications;

        Appendix no.
2 – Calendar schedule of work performance;

        Appendix
no. 3 – Financing schedule

         

    	-10-

    	 

    

 

        15.BANK DETAILS AND SIGNATURES OF THE
        PARTIES

         

	
        Building owner:

        LLC “KVINTESS FINANCE”

        Director General

         

        /s/ Abiasov R.R.                    
	 	
        General contractor:

         

        LLC “Tashpulat”

         

        420110, Republic of Tatarstan, Kazan, Prospekt
        Pobedy st. 159

        s/a 40702810200010004094 at JSC «Kazansky»,
        Kazan

        c/a 30101810300000000806

        BIC 049205806

        OGRN/ОГРН 1101690035721

        TIN/ИНН 1657095385 KPP/КПП
        166001001

        tel.: (843) 537-83-41

        fax: (843) 537-83-44

         

        Director General

         

        /s/ Zaripov R.M         

          

 

    	-11-

    	 

    

 

APPENDIX 1 to contract No___ of «___»_______201__

 

Requirements specification for construction projects of “Premium”
and “Barocco” residential houses. 

 

			Bearing walls - porous concrete of the mark not lower than 500, in accordance with projects of each residential house.

 

			Interior walls – ceramic bricks of M-125 mark and porous concrete blocks of the mark not lower than 500.

 

			Staircase – welded, metal frame, flooring boards (footsteps).

 

			Floors – reinforced concrete slabs in accordance with project (project specifications).

 

			Roofing – tile (the color is to be approved by the Customer).

 

			Windows – multiple glazing window packs, color – “Oak”, Novotex Termo profile, 2 glasses with selective
covering and toning, stained windows on the 2nd floor, made of aluminum power-saving profiles of Allutex mark, installation
in accordance with state standards.

 

			Chimney system Schiedel with ventilation duct.

 

			Façade elements in accordance with a project – from trim stone and bricks, local plastering work (color is to
approve by the Customer).

 

			Balconies and loggias – metal fencing made of shaped tubes.

 

			Land improvement – 4 trees, height – not more than 1,5 m., stone paving of the total area of 48 square meters.
Black earth filling with 50 mm layer before lawn grass planting.

 

			Septic – made of reinforced concrete, with 2 wells.

 

			Well / water supply system – well drilling and piping, well pump installation (“Malysh” trade mark).

 

			Water gutters and rainwater pipes installation, diameter – 110 mm.

 

			Heat-insulted floor made of polypropylene pipes in bathrooms, lobbies and halls.

 

    	-12-

    	 

    

 

			Central heating – double-pressure boilers installation, heating radiators installation.

 

			Electricity – electric board installation without arrangement of wires. Without external supply network.

 

			Metal entrance door of П4 type, MDF interior finish of 12 mm.

 

			Interior finish – reinforced screed of not more than 40 mm, plastering of window slopes, radiators niches and a wall
where the boiler has been installed.

 

			Verandas, balconies and entrance staircase – coating with stoneware plates.

 

			Decorative façade elements – wood strips (in accordance with color preferences))

 

			The following positions are not listed in the requirements specifications as they shall be a part of a supplementary agreement
signed by the Customer:

 

			Purchase and installation of interior doors. Installation of electric poles and cable laying.

 

			Design and installation of a gas pipeline and meters.

 

			Design and construction of asphalt roads.

 

			Installation of permanent fencing on the territory.

 

			Land improvement and planting of greenery on the territory of a cottage settlement, except of stone paving of the total area
of 48 square meters, planning of a land lot and local planting of greenery around the house.

  

Customer:

/ ______________ /

 

General contractor: LLC «Tashpulat»

 

General director/ R.M. Zaripov /

 

    	-13-

    	 

    

 

APPENDIX 2

 

	"Approved"	Appendix to contract no No___of
    “___”______________201__  ."Approved:" 
	Customer:	General contractor:
	_________________________/_____________ /	_____________________/R.M. Zaripov/
	"_____" ____________________ 201__	"_____"_________________201__

 

CALENDAR SCHEDULE

of construction
and installation works

 

 

    	 

    	 

    

 

	"Approved"	Appendix to contract no No___of
    “___”______________201__  ."Approved:" 
	Customer:	General contractor:
	_________________________/_____________ /	_____________________/R.M. Zaripov/
	"_____" ____________________ 201__	"_____"_________________201__

 

CALENDAR SCHEDULE

of construction
and installation works

 

 

    	

    	 

    

 

APPENDIX 3

  

Appendix  No___ to contract No__ of  

"__"___________201_.

 

FINANCING SCHEDULE 

of construction of a two-storied residential house “Barocco” of the total area of 

242,77m2
including 38,88 m2 (balconies, loggias, verandas)

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	No	Type
    of work	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	Comments	 
	March	April	May	June	    July	     August	 	 
	 	 	 	rubles	 	rubles	rubles	rubles	rubles	rubles	rubles	rubles	rubles	 	rubles	rubles	 	ruble	 	 
	1	2	 	3	 	4	5	6	7	8	9	10	11	 	12	13	 	14	15	 
	 1	Excavation
    works, foundation, 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	(reinforced
    concrete plate), 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 basement
    (brickwork) at	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
		level
    0.00	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	-Advanced
    payment 70%	 	1
    335 200	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	-final
    payment 30%	 	 	 	557
    000	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 2	Walls,
    floors, monolithic constructions	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	-
    Advanced payment 50%	 	 	 	 	543
    323	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	-
    final payment 50%	 	 	 	 	 	543
    322	 	 	 	 	 	 	 	 	 	 	 	 
	 	Sand
    filling,	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	Reinforced
    screed	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	of
    the 1st floor, bricklaying	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	of  bearing
    walls with engineering 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	networks	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	-
    Advanced payment 55%	 	 	 	 	255
    000	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	-
    final payment 45%	 	 	 	 	 	215
    000	 	 	 	 	 	 	 	 	 	 	 	 
	3	Tiled
    roofing	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	-
    Advanced payment 70%	 	 	 	 	 	 	837
    200	 	 	 	 	 	 	 	 	 	 	 
	 	-
    final payment 30%	 	 	 	 	 	 	 	296
    585	 	 	 	 	 	 	 	 	 	 
	 4	Walls
    insulation, façade plastering and painting, trim stone	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	-
    Advanced payment 50%	 	 	 	 	 	 	 	 	60
    000	 	 	 	 	 	 	 	 	 
	 	-
    final payment 50%	 	 	 	 	 	 	 	 	 	60
    000	 	 	 	 	 	 	 	 
	 5	Central
    heating, water supply system, electricity, well, external staircase frame, 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	blind
    area, 6x8 parking	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	septic,
    plastering	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
		Land
    improvement	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	-
    Advanced payment 50%	 	 	 	 	 	 	 	 	 	 	250
    000	 	 	 	 	 	 	 
	 	-
    final payment 50%	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	210
    000	 	 
	6	Windows
    and stained glass	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	-
    Advanced payment 80%	 	 	 	 	 	 	 	 	340
    660	 	 	 	 	 	 	 	 	 
	 	-final
    payment 20%	 	 	 	 	 	 	 	 	 	 	 	 	 	85 165	 	 	 	 
	 	Total
    payment:	 	1
    335 200	 	557 000	798 323	758 322	837 200	296 585	400 660	60 000	250 000	 	 	85 165	 	210 000	5 588 455	 

 

Comment: price
is 23500 rubles  per 1 sq. m. of
total area of floors, 20500 rubles per 1 sq. m. of total area of verandas, balconies
and loggias. 

 

Start of construction and installation works is the day of advance payment transfer to the settlement account of the Contractor.

 

	Customer:

	/___________ /

	General contractor:

	/ R.M. Zaripov /

  

    	

    	 

    

 

FINANCING
SCHEDULE

of
construction of a two-storied residential house “Premium” of total area 259,12m2,
including 54,18m2 (balconies, loggias,
verandas) 

 

	 

        No
	 

        NoType
        of work
	 	 

        Comments

	March	April	May	June	July	August	September
	rubles	rubles	rubles	rubles	rubles	rubles	rubles	rubles	rubles	rubles	rubles	rubles.
	1	2	3	4	5	6	7	8	9	10	11	12	13	14	15
	1
	Excavation
    works, foundation (reinforced concrete plate), basement (brickwork) at level 0.00	 

         

         
	 	 	 	 	 	 	 	 	 	 	 	 
	 	-advance
    payment 70%	1 335 200	 	 	 	 	 	 	 	 	 	 	 	 
	 	-final
    payment 30%	 	557 000	 	 	 	 	 	 	 	 	 	 	 
	2
	Walls,
    floors, monolithic constructions	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	-
    advance payment 50%	 	 	510 000	 	 	 	 	 	 	 	 	 	 
	 	-
    final payment 50%	 	 	 	510 000	 	 	 	 	 	 	 	 	 
	 

         

         

         

         
	Sand
    filling, reinforced screed of the first floor, bricklaying of bearing walls with engineering networks 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	-
    advance payment 55%	 	 	255
    000	 	 	 	 	 	 	 	 	 	 
	 	-
    final payment 45%	 	 	 	215
    000	 	 	 	 	 	 	 	 	 
	3	Tiled
    roofing	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	-
    advance payment 70%	 	 	 	 	837 200	 	 	 	 	 	 	 	 
	 	-
    final payment 30%	 	 	 	 	 	263 585	 	 	 	 	 	 	 
	4
	Walls
    insulation, façade plastering and painting, trim stone 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	-
    advance payment 50	 	 	 	 	 	 	380
    000	 	 	 	 	 	 
	 	-
    final payment 50%	 	 	 	 	 	 	 	380
    000	 	 	 	 	 
	5
	Central
                                         heating, water supply system and sewerage, electricity, well, external staircase frame,
                                         blind area, 6x8 parking area, septic, plastering, land improvement
	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	-
    advance payment 50%	 	 	 	 	 	 	 	 	230 000	 	 	 	 
	 	-
    final payment 50%	 	 	 	 	 	 	 	 	 	 	 	190
    000	 
	6	Windows
    and stained glass	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	-
    advance payment 80%	 	 	 	 	 	 	396
    660	 	 	 	 	 	 
	 	-final
    payment 20%	 	 	 	 	 	 	 	 	 	 	99 165	 	 
	 	Total
    payment:	1 335 200
	557 000
	765 000
	725 000
	837 200
	263 585
	776 660
	380 000
	230
        000
	 	99 165
	190 000
	6 158 810

 

Comment:
price is 24500 rubles  per 1 sq. m. of
total area of floors, 21500 rubles per 1 sq. m. of total area of verandas, balconies
and loggias. 

 

Start of construction and installation works
is the day of advance payment transfer to the settlement account of the Contractor.

 

Customer
            /____________/                                                           General contractor:                                  / R.M. Zaripov /EX-4.4

 Exhibit 4.4 

SPECIMEN STOCK CERTIFICATE 

INCORPORATED UNDER THE LAWS OF THE REPUBLIC OF THE MARSHALL ISLANDS 

CAMBRIDGE HOLDCO, INC. 

TOTAL AUTHORIZED ISSUE 

PAR VALUE $0.0001 PER SHARE 

COMMON STOCK 
 This is to Certify that
                                         is the
owner of
                                        . . . . .
.. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . fully paid and Non-assessable common shares of the above Corporation transferable on the books of the Corporation by
the holder hereof in person or by duly authorized Attorney upon surrender of this Certificate properly endorsed. 
 Witness, the seal of the
Corporation and the signatures of its duly authorized officers 
 Dated: 

 

					
	  
 Chairman
	 		 	  
 Secretary

  
  

The following abbreviations, when used in the inscription on the face of this certificate, shall be construed as though they were written out in full
according to applicable laws or regulations: 
  

							
		 	TEN COM –	  	as tenants in common
			
		 	TEN ENT –	  	as tenants by the entireties
			
		 	JT TEN –	  	as joint tenants with rights of survivorship and not as tenants in common
			
		 	UNIF TRANSFER	  	
				
		 	MIN ACT –	  	Custodian	  	

  

									
		 	  
	  		  	  
	  	
		 	(Cust)	  		  	(Minor)	  	
		 	  
 under Uniform Transfers to Minors
Act
	  	
		 	  

 
	  	
		 	(State)	  	

 Additional abbreviations may also be used though not in the above list. 

 For Value Received,
                                         hereby
sell, assign and transfer unto 
 PLEASE INSERT SOCIAL SECURITY OR 

OTHER IDENTIFYING NUMBER OF ASSIGNEE 

					
		 	
		  	 	  	

 (PLEASE PRINT OR TYPEWRITE NAME AND ADDRESS, 

INCLUDING ZIP CODE OF ASSIGNEE) 

Shares 
 represented by the within Certificate,
and do hereby irrevocably constitute and appoint             Attorney to transfer the said stock on the books of the within named Corporation with full power of substitution in the
premises. 
  

									
	Dated:	 	  
	 		 	Signed:	 	  

 NOTICE: THE SIGNATURE TO THE ASSIGNMENT MUST CORRESPOND WITH THE NAME AS WRITTEN UPON THE FACE OF THE CERTIFICATE IN EVERY
PARTICULAR, WITHOUT ALTERATION OR ENLARGEMENT OR ANY CHANGE WHATEVER

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