Document:

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                                                                    EXHIBIT 10.2

                     SPONSORSHIP FOR TRADEABILITY AGREEMENT

         This CONSULTING AGREEMENT ("Agreement") is entered into by and between
Centergistic Solutions, Inc, ("Company") a California Corporation located at
2045 W. Orangewood Ave., Orange, CA 92868. and Hanover Capital Corp
("Consultant"), a Nevada Corporation located at 38 Buckskin Road, Bell Canyon,
CA 91307 this 1st day of July 2003.

         WHEREAS, Company is in need of consulting services and assistance
relating to locating potential market makers to file the necessary paperwork in
order for Company to become publicly traded on the NASDAQ OTC Electronic
Bulletin Board.

         WHEREAS, Consultant has extensive experience in the area of equity
markets and has numerous contacts in the investment industry; and

         WHEREAS, Company desires to engage Consultant to provide advice and
counsel regarding the above-referenced areas and Consultant desires to accept
such engagement.

         NOW, THEREFORE, in consideration of mutual agreements and covenants
hereinafter set forth, the receipt and sufficiency of which are hereby
acknowledged, the parties hereto agree as follows:

         SECTION 1. SCOPE OF SERVICES. Company hires Consultant to provide
services in connection with the preparation and filing of a Form 15c2-11 and the
submission of the Form 15c2-11 to interested broker-dealers for possible
submission to the NASD in order for Company's common stock to be traded on the
Electronic Bulletin Board. Consultant shall assist Company in responding to
questions and inquiries from the NASD and broker-dealers regarding the
information contained in the Form 15c2-11. Consultant shall not provide trading
or market support for Centergistic Solutions Inc.'s securities once said stock
is trading and its compensation is not based upon such support. The Consultant
will not provide any financial public relations nor assist in the raising of
capital or other financing for Company under this Agreement.

         Consultant shall provide those services reasonably required to
represent and assist Company and shall take reasonable steps to keep Company
informed of its progress. Company acknowledges that Consultant may provide
services to other entities. Consultant agrees not to disclose or reveal any
confidential or proprietary information it obtains as a result of its
association with Company to anyone outside Company

         SECTION 2. COMPENSATION. Consultant will be paid as follows:

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         A.       $5,000 retainer refundable if consultant is not successful.
                  For purposes of this agreement success will be defined when
                  Company has been filed with a qualified, sponsoring broker
                  dealer, market make for tradability.

         B.       50,000 shares with piggyback registration rights and WITHOUT
                  ANTI-DILUTION RIGHTS. The shares will be issued after the
                  completion of the proposed forward split of the Company stock
                  creating 10 million or more shares issued.

         SECTION 3. TERMS OF AGREEMENT. The Agreement will terminate upon
acceptance of the filing of the 15c211.

         SECTION 4. TERMINATION. Company or Consultant may terminate this
Agreement upon the giving of thirty (30) days advance written notice to the
other party. Termination notwithstanding, Consultant shall still be entitled to
be paid all amounts earned under this Agreement no later than the effective date
of the termination if termination is due to Company's failure to respond to
requests for information or documentation in a timely fashion or if Company
fails to carry out its obligations and responsibilities under this Agreement.

         SECTION 5. DESIGNATION AS INDEPENDENT CONTRACTOR. It is hereby
understood and agreed that Consultant is an independent contractor of Company
and that neither Consultant nor Company shall assume any liability whatsoever
for activities or acts of the other, directly or indirectly. It is also hereby
expressly acknowledged and agreed this engagement agreement in no way creates
any joint venture or partnership between the parties hereto nor is consultant an
agent for Company Consultant has no authority, express or implied, to bind
Company to any contracts or agreements.

         SECTION 6. REPRESENTATIONS AND WARRANTIES. It is expressly agreed and
understood by Company that the Consultant will introduce Company to certain
broker-dealers that may be interested in filing a Form 211 on Company's behalf
so that Company's common stock may be traded on the Electronic Bulletin Board.
The ultimate decision of whether or not to file the 15c2-11 rests with each
broker-dealer and not with the Consultant. Additionally, the ultimate decision
as to whether or not Company's stock can trade on the Electronic Bulletin Board
rests with the NASD, not the Consultant or the broker-dealer. In addition,
Company represents and warrants as follows:

         A.       Company acknowledges that the Consultant recommended Company
                  to file the necessary forms with the SEC in order to become a
                  reporting company so that Company could trade on the OTC
                  Electronic Bulletin Board.

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         B.       Company acknowledges and agrees to promptly provide all
                  necessary documents and information to Consultant and any
                  other necessary parties in order to complete the Form 15c2-11
                  and to respond to any inquiries for information from the NASD
                  or the broker-dealer in a prompt manner. Any delays in
                  responding to requests for information will delay the trading
                  of the Company stock on the Electronic Bulletin Board.

         C.       Company represents and warrants that the Consultant has only
                  been retained to provide the services contained herein and no
                  other services have been offered nor agreed to except those
                  services as described in the Consulting agreement dated July
                  1, 2003 between the parties.

         D.       Company represents and warrants that it understands that the
                  ultimate decision regarding whether Company's stock can be
                  traded on the Electronic Bulletin Board rests with the
                  broker-dealers and the NASD, that while Consultant will use
                  its best efforts to help Company achieve said listing,
                  Consultant cannot guarantee that said listing will ultimately
                  occur and Consultant's fee is not contingent upon listing in
                  the Electronic Bulletin Board happening.

         E.       Continued listing and stock performance is entirely up to
                  Company meeting its projections and successfully operating its
                  company.

         SECTION 7. MISCELLANEOUS.

         A.       The validity and interpretation of this Agreement and each
                  clause and part thereof shall be governed by and construed in
                  accordance with the laws and regulations of the State of
                  California. Both parties agree to submit to binding
                  arbitration in Orange County, California.

         B.       Any consent required under this Agreement shall not be
                  unreasonably withheld.

         C.       Any notices required under this Agreement shall be deemed to
                  be in compliance if transmitted via facsimile to the principal
                  place of business of either party hereto or if mailed,
                  certified mail, return receipt requested.

         D.       This Agreement is the entire agreement of the parties and
                  shall supersede any previously executed agreements between the
                  parties relating to the subject matter whereof. Any amendments
                  to this Agreement must be in writing and signed by the
                  authorized representatives of all parties.

         E.       No provision of this Agreement may be waived except by an
                  agreement in writing signed by the waiving party.

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         F.       Throughout this Agreement, the singular shall include the
                  plural, the plural shall include the singular, the masculine
                  and the neuter shall include the feminine, wheresoever the
                  context so requires.

         G.       If any provisions of this Agreement are declared by any court
                  of competent jurisdiction to be invalid for any reason, such
                  invalidity shall not affect the remaining provisions. Such
                  remaining provisions shall be fully severable and this
                  Agreement shall be construed as if such invalid provisions had
                  never been inserted in this Agreement.

         H.       The parties shall execute and deliver any and all such other
                  instruments and shall take any and all such other actions as
                  may be reasonably necessary to carry the intent of this
                  Agreement into full force and effect.

         I.       This Agreement supersedes and replaces all previous agreements
                  between the parties hereto.

                  IN WITNESS WHEREOF, the parties have set their hands and seals
         the day first hereinabove written.

                                    Centergistic Solutions, Inc

                                    By: /s/ Ricardo G. Brutocao
                                        -------------------------------
                                        Ricardo G. Brutocao, President, CEO

                                    Hanover Capital Corp.

                                    By: /s/ James E. Hock
                                        -------------------------------
                                        James E. Hock, President

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                                                                    EXHIBIT 10.3

                          CENTERGISTIC SOLUTIONS, INC.

                              CONSULTING AGREEMENT

         This Consulting Agreement (this "Agreement") is made and entered into
as of July 1, 2003 by and between Centergistic Solutions, Inc., ("Company"), a
California Corporation with offices located at 2045 W. Orangewood Ave., Orange,
CA 92868 and Hanover Capital Corp, ("Consultant"), a  Nevada Corporation with
offices located at 38 Buckskin Road, Bell Canyon, CA 91307.

1.       ENGAGEMENT AND RESPONSIBILITIES

           1.1 Upon the terms and subject to the conditions set forth in this
  Agreement, Centergistic Solutions, Inc. hereby engages Consultant as a
  consultant, and Consultant accepts such engagement. Unless Centergistic
  Solutions, Inc. consents otherwise, Consultant agrees that James E. Hock shall
  be primarily responsible for the services of Consultant under this Agreement.

           1.2 The Consultant acknowledges that the company desires to
  accomplish the following agenda and Consultant agrees to assist and advise in
  each area enumerated herein as requested and directed by company or other
  objectives as may be defined by Company from time to time:

                a.  Company seeks to raise up to $250,000 through a private
                    placement or other transaction.

                b.  Upon listing of Company shares on a stock exchange, Company
                    wishes to create a public awareness of the stock issue via
                    the Internet, broker dealer relations, use of financial news
                    networks, and other investor relations strategy.

                c.  Company intends to raise an additional two to five million
                    dollars that will enable the company to pursue various forms
                    of financing either through a private placement, a secondary
                    offering, or funding from various institutions or pension
                    funds.

                d.  Company intends to pursue a merger and acquisition
                    strategies.

           1.3 In addition to assisting Company as described in paragraph above,
  Consultant's duties and responsibilities shall include assistance in
  identifying; developing and promoting the formation of relationships with
  Persons that may be beneficial to Centergistic Solutions, Inc. These
  relationships would include potential strategic partners, merger or
  acquisition candidates, customers, business contacts, employees, agents,
  consultants, broker dealers or other valuable contacts for Company. Consultant
  shall not be obligated to spend any fixed or minimum number of hours in the
  performance of its duties pursuant to this Agreement

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         1.4 Company acknowledges that Consultant retains the right to provide
consulting services to other Persons and nothing in this Agreement shall be
construed to limit or restrict Consultant in conducting such business with
respect to others, or in rendering advice to others or conducting any other
business.

         1.5 The Company acknowledges that Consultant is not a broker dealer and
will not partake in the following activities:

                a.  Provide valuations.

                b.  Negotiate or advise as to the structure or terms of an
                    offering of securities.

                c.  Participate in negotiations with third-party investors.

                d.  Perform due diligence for broker dealers.

                e.  Participate in the preparation or distribution of documents
                    relating to a securities offering.

                f.  Participate in the distribution of securities.

2.       DEFINITIONS

         "Person" shall means an individual, corporation, partnership, limited
liability company or partnership, association, trust, government or governmental
agency, or other entity.

3.       COMPENSATION; REIMBURSEMENT OF EXPENSES

Consultant's compensation is fixed and will not be percentage based in relation
to any type of securities offering.

Consultant's compensation package will be as follows:

1.       No retainer is due for the first month's services. A retainer fee of
$5,000 per month will be due thereafter. The retainer fee will include all of
consultant's costs and expenses.

2.       Company agrees to issue to Consultant a total of 300,000 restricted
shares conditioned upon a new capital structure of the Company being created in
which a minimum of 10 million shares are issued and outstanding and under the
following terms. These shares will have piggyback registration rights but will
not have anti-dilution rights.

         i)       Upon initiation of an SB2 registration statement, Company
agrees to issue to Consultant 100,000 shares to be awarded upon
acceptance/approval of the SB2 registration statement by the SEC.

         ii)      Upon filing of an SB2 registration statement with the SEC,
Company agrees to issue to Consultant 200,000 shares to Consultant.

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         iii)     All shares issued to Consultant shall be subject to a lock up
agreement for the 12 month period following their issuance.

3.       Company agrees, from time to time upon request, to reimburse Consultant
for unusual out-of-pocket expenses and disbursements incurred in connection with
this retention, only after expenses have been approved in writing by Company
prior to incurring said unusual expenses.

4.       TERM OF ENGAGEMENT

             2.1 Consultant's engagement pursuant to this Agreement shall
     commence on the date hereof and shall terminate on the earlier to occur of
     the following:

                 2.1.1 The term of the contract will be 12 months, which can be
         cancelled by any party at any time with 10 days written notice prior to
         the end of each monthly period.

                 2.1.2 Upon the date set forth in a written notice of
                 termination delivered by Centergistic Solutions, Inc. to
                 Consultant, which date shall not be prior to 10 days from the
                 date of delivery of the notice.

5.       INDEMNIFICATION

         Centergistic Solutions, Inc. agrees to indemnify and hold harmless
Consultant and its directors, officers, agents and employees, and each other
person, if any, controlling Consultant ("Indemnified Parties"), from and against
any losses, claims, damages or liabilities (or actions, including shareholder
actions, in respect thereof) related to or arising out of this engagement, the
Financing and Consultant's actions pursuant to this Agreement, and will
reimburse the Indemnified Parties for all expenses (including counsel fees and
court costs) as they are incurred by the Indemnified Parties in connection with
investigating, preparing or defending any such action or claim, whether or not
in connection with pending or threatened litigation in which the Indemnified
Party is a party. If a claim for indemnification hereunder is to be made by any
party entitled to be indemnified hereunder, such party shall provide prompt
written notice to Centergistic Solutions, Inc. of the commencement of such
action or assertion of such claim, but the failure to give such notice shall not
affect any obligation of Centergistic Solutions, Inc. to indemnify such party,
except to the extent (and only to the extent) that Consumer Direct of America is
materially prejudiced in its defense. Centergistic Solutions, Inc. will not,
however, be responsible for any claims, liabilities, losses, damages or expenses
which are determined to have resulted from Consultants' bad faith or willful
misconduct. Centergistic Solutions, Inc. also agrees that no Indemnified Party
shall have any liability to Centergistic Solutions, Inc. for or in connection
with such engagement except for any such liability for losses, claims, damages,
liabilities or expenses incurred by Centergistic Solutions, Inc. that is
determined to have resulted from Consultants' bad faith or willful misconduct.
The foregoing indemnification shall be in addition to any rights that any
Indemnified Party may have at common law or otherwise, including, but not
limited to, any rights to contribution.

         Consultant agrees to indemnify and hold harmless Company and its
directors, officers, agents and employees, and each other person, if any,
controlling Company ("Indemnified Parties"), from and against any losses,
claims, damages or liabilities (or actions, including shareholder actions, in
respect thereof) related to or arising out of this engagement, the Financing

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and Company's actions pursuant to this Agreement, and will reimburse the
Indemnified Parties for all expenses (including counsel fees and court costs) as
they are incurred by the Indemnified Parties in connection with investigating,
preparing or defending any such action or claim, whether or not in connection
with pending or threatened litigation in which the Indemnified Party is a party.
If a claim for indemnification hereunder is to be made by any party entitled to
be indemnified hereunder, such party shall provide prompt written notice to
Consultant of the commencement of such action or assertion of such claim, but
the failure to give such notice shall not affect any obligation of Consultant to
indemnify such party, except to the extent (and only to the extent) that
Consumer Direct of America is materially prejudiced in its defense. Consultant
will not, however, be responsible for any claims, liabilities, losses, damages
or expenses which are determined to have resulted from Company's bad faith or
willful misconduct. Consultant also agrees that no Indemnified Party shall have
any liability to Consultant for or in connection with such engagement except for
any such liability for losses, claims, damages, liabilities or expenses incurred
by Consultant that is determined to have resulted from Company's bad faith or
willful misconduct. The foregoing indemnification shall be in addition to any
rights that any Indemnified Party may have at common law or otherwise,
including, but not limited to, any rights to contribution.

6.       CORPORATE OBLIGATION

         The obligations of Consultant are solely corporate obligations, and no
officer, director, employee, agent, shareholder or controlling person of
Consultant shall be subject to any personal liability whatsoever to any person,
nor will any such claim be asserted by or on behalf of any other party to this
Agreement.

         The obligations of Company are solely corporate obligations, and no
officer, director, employee, agent, shareholder or controlling person of Company
shall be subject to any personal liability whatsoever to any person, nor will
any such claim be asserted by or on behalf of any other party to this Agreement.

7.       MISCELLANEOUS

                  7.1      Notices. All notices, requests, demands and other
                  communications (collectively, "Notices") given pursuant to
                  this Agreement shall be in writing, and shall be delivered by
                  personal service, courier, facsimile transmission or by United
                  States first class, registered or certified mail, postage
                  prepaid, addressed to the party at the address set forth on
                  the signature page of this Agreement. Any Notice, other than a
                  Notice sent by registered or certified mail, shall be
                  effective when received; a Notice sent by registered or
                  certified mail, postage prepaid return receipt requested,
                  shall be effective on the earlier of when received or the
                  third day following deposit in the United States mails.

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                  7.2      Change Notice. Any party may from time to time change
                  its address for further Notices hereunder by giving notice to
                  the other party in the manner prescribed in this Section

                  7.3      Entire Agreement. This Agreement contains the sole
                  and entire agreement and understanding of the parties with
                  respect to the entire subject matter of this Agreement, and
                  any and all prior discussions, negotiations, commitments and
                  understandings, related to the subject matter of this
                  Agreement are hereby merged herein.

                  7.4      Waiver and Amendment. No provision of this Agreement
                  may be waived unless in writing signed by all the parties to
                  this Agreement, and waiver of any one provision of this
                  Agreement shall not be deemed to be a waiver of any other
                  provision. This Agreement may be amended only by a written
                  agreement executed by all of the parties to this Agreement.

                  7.5      Governing Law. This Agreement shall be construed in
                  accordance with the laws of the State of California without
                  giving effect to the principles of conflicts of law thereof.

                  7.6      Arbitration. Parties agree to submit any and all
                  disputes under this agreement to binding arbitration in Orange
                  County, California.

                  7.7      Severability. Whenever possible each provision of
                  this Agreement shall be interpreted in such manner as to be
                  effective and valid under applicable law, but if any provision
                  of this Agreement shall be or become prohibited or invalid
                  under applicable law, such provision shall be ineffective to
                  the extent of such prohibition or invalidity without
                  invalidating the remainder of such provision or the remaining
                  provisions of this Agreement.

                  7.8      Captions. The various captions of this Agreement are
                  for reference only and shall not be considered or referred to
                  in resolving questions of interpretation of this Agreement.

                  7.9      Counterparts. This Agreement may be executed in any
                  number of counterparts, each of which shall be deemed to be an
                  original, but all of which together shall constitute one and
                  the same instrument.

                  7.10     Attorneys' Fees. If any action or proceeding is
                  brought to enforce or interpret any provision of this
                  Agreement, the prevailing party shall be entitled to recover
                  as an element of its costs, and not its damages, reasonable
                  attorneys' fees to be fixed by the court. The prevailing party
                  is the party who is entitled to recover the costs of its
                  action or proceeding, whether or not such action or proceeding
                  proceeds to final judgment. A party not entitled to recover
                  its costs of suit may not recover attorneys' fees. No sum for
                  attorneys' fees shall be counted in calculating the amount of
                  a judgment for purposes of determining whether a party is
                  entitled to recover its costs or attorneys' fees.

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                  7.11     Judicial Interpretation. Should any provision of this
                  Agreement or any of the warrants require judicial
                  interpretation, it is agreed that a court interpreting or
                  construing the same shall not apply a presumption that the
                  terms hereof or thereof shall be more strictly construed
                  against any person by reason of the rule of construction that
                  a document is to be construed more strictly against the person
                  who itself or through its agent prepared the same, it being
                  agreed that all parties have participated in the preparation
                  of this Agreement.

         In Witness Whereof, the parties have executed this Agreement as of the
date first above written.

                                    Centergistic Solutions, Inc.

                                    2045 W. Orangewood Avenue

                                    Orange, CA 92868

                                    By: /s/ Ricardo G. Brutocao
                                        ------------------------------------
                                        Ricardo G. Brutocao, President, CEO

                                    Hanover Capital Corporation

                                    38 Buckskin Road

                                    Bell Canyon, CA 91307

                                    By: /s/ James E. Hock
                                        ------------------------------------
                                        James E. Hock, President

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                             2045 West Orangewood Avenue - Orange, CA 92868-1944
                                             (714) 935-9000 - FAX (714) 935-9090
                                                            www.centergistic.com

[CENTERGISTIC SOLUTIONS(TM) LOGO]
                                                                            COPY

Wednesday, June 18, 2003

James E. Hock, President
Hanover Capital Corporation
38 Buckskin Road
Bell Canyon, CA 91307

Dear Jim,

Here are two copies each of both the Sponsorship for Tradeability Agreement and
the Centergistic Solutions, Inc. Consulting Agreement. I have executed both
copies of each agreement. These agreements are just as we discussed yesterday by
phone and I have printed then off as you requested.

Please fill in the one blank on each agreement, which recites the state in which
Hanover is incorporated. Then please sign a copy and return to me so that I too
will have an original of each agreement.

We look forward to entering into a successful venture with you. As you may know,
I have now been contacted by Rowland Day and have an appointment with him next
Tuesday to begin the legal work you have requested.

Please keep me posted on your activities as to how our deal I progressing.

Sincerely,

/s/ Ric Brutocao
Ric Brutocao

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