Document:

Exhibit 10.1

     

    Exhibit
      10.1

    
 

    FIRST
      AMENDMENT TO CREDIT AGREEMENT

     

    FIRST
      AMENDMENT TO CREDIT AGREEMENT (this "Amendment"),
      dated
      as of October 10, 2006, among USI HOLDINGS CORPORATION, a Delaware corporation
      (the "Borrower"),
      the
      lenders from time to time party to the Credit Agreement referred to below (each
      a "Lender"
      and,
      collectively, the "Lenders")
      and
      JPMORGAN CHASE BANK, N.A., as Administrative Agent (in such capacity, the
      "Administrative
      Agent").
      All
      capitalized terms used herein and not otherwise defined shall have the
      respective meanings provided such terms in the Credit Agreement (as defined
      below).

     

     

    W
      I T N
      E S S E T H:

     

    WHEREAS,
      the Borrower, the Lenders and the Administrative Agent are parties to a Credit
      Agreement, dated as of March 24, 2006 (as amended, modified or supplemented
      from
      time to time to, but not including, the date hereof, the "Credit
      Agreement");

     

    WHEREAS,
      the Borrower has requested certain amendments to the Credit Agreement as
      described herein; and

     

    WHEREAS,
      subject to the terms and conditions of this Amendment, the parties hereto wish
      to amend certain provisions of the Credit Agreement as herein
      provided;

     

    NOW,
      THEREFORE, it is agreed:

     

     

    I.           
      Amendments
      to Credit Agreement.

     

    1.  Section
      7.13(a) of the Credit Agreement is hereby amended by deleting clause (v) of
      said
      Section in its entirety and inserting the following new clause (v) in lieu
      thereof:

     

    "(v) the
      Acquisition Consideration payable in connection with the proposed Permitted
      Acquisition, when aggregated with the Acquisition Consideration payable in
      connection with all other Permitted Acquisitions consummated in such fiscal
      year
      does not exceed 35% ((i) 45%, for the fiscal year of the Borrower ending
      December 31, 2006 and (ii) 15%, if the Consolidated EBITDA of the Borrower
      and
      its Subsidiaries for the twelve-month period ending prior to the date of such
      Permitted Acquisition is less than $70,000,000) of the Consolidated Total
      Revenue of the Borrower and its Subsidiaries for the fiscal year of the Borrower
      previously ended prior to the date of such Permitted Acquisition; provided
      that
      (x)
      the aggregate amount of Acquisition Consideration payable in connection all
      Permitted Acquisitions consummated in the fiscal year of the Borrower ending
      December 31, 2006 may exceed 45% of the Consolidated Total Revenue of the
      Borrower and its Subsidiaries for the fiscal year of the Borrower ended December
      31, 2005 by an amount not to exceed $40,000,000, in which case any such excess
      shall be applied to reduce the aggregate Acquisition Consideration permitted
      pursuant to this Section 7.13(a)(v) for all Permitted Acquisitions consummated
      during the fiscal year of the Borrower ending December 31, 2007 and (y) to
      the
      extent the aggregate amount of 

     

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

    Acquisition
      Consideration payable in connection with Permitted Acquisitions in any fiscal
      year of the Borrower is less than the amount of the Acquisition Consideration
      permitted to be paid during such fiscal year (based on the relevant percentage
      of Consolidated Total Revenue for the prior fiscal year), an amount equal to
      25%
      of such difference may be carried forward and utilized to make Permitted
      Acquisitions in the immediately succeeding fiscal year (it being understood
      and
      agreed that the amount of Acquisition Consideration paid in connection with
      any
      Permitted Acquisition in any fiscal year shall be applied first to reduce the
      amount (if any) carried forward pursuant to this proviso), provided
      that the
      maximum amount permitted to be carried forward to the fiscal year ending
      December 31, 2007 shall be 25% of the remainder (if positive) of (I) 35% of
      the
      Consolidated Total Revenue of the Borrower and its Subsidiaries for the fiscal
      year of the Borrower ended December 31, 2005 minus
      (II) the
      aggregate amount of Acquisition Consideration payable in connection all
      Permitted Acquisitions consummated in the fiscal year of the Borrower ending
      December 31, 2006;".

     

    II.            Miscellaneous
      Provisions.

     

    1.  In
      order
      to induce the Lenders to enter into this Amendment, the Borrower hereby
      represents and warrants that:

     

    (a) no
      Default
      or Event of Default exists as of the First Amendment Effective Date, both
      immediately before and immediately after giving effect thereto; and

     

    (b) all
      of the
      representations and warranties contained in the Credit Agreement and the other
      Credit Documents are true and correct in all material respects on the First
      Amendment Effective Date both immediately before and immediately after giving
      effect thereto, with the same effect as though such representations and
      warranties had been made on and as of the First Amendment Effective Date (it
      being understood that any repre-sen-tation or warranty made as of a specific
      date shall be true and correct in all material respects as of such specific
      date).

     

    2. This
      Amendment is limited as specified and shall not constitute a modifi-cation,
      acceptance or waiver of any other provision of the Credit Agreement or any
      other
      Credit Document.

     

    3. This
      Amendment may be executed in any number of counterparts and by the different
      parties hereto on separate counterparts, each of which counterparts when
      executed and delivered shall be an original, but all of which shall together
      constitute one and the same instrument. A complete set of counterparts shall
      be
      lodged with the Borrower and the Administrative Agent.

     

    4. THIS
      AMENDMENT AND THE RIGHTS AND OBLIGATIONS OF THE PARTIES HEREUNDER SHALL BE
      CONSTRUED IN ACCORDANCE WITH AND GOVERNED BY THE LAW OF THE STATE OF NEW
      YORK.

     

    5. This
      Amendment shall become effective on the date (the
      "First
      Amendment Effective Date")
      when
      each of the following conditions shall have been satisfied; 

     

    
      
        
        

      

      
        -2-

        
          

        

      

      
        
        

      

    

    provided
      that the
      First Amendment Effective Date may occur concurrently with the last of such
      conditions to be satisfied:

     

    (i)
       the
      Borrower and the Required Lenders shall have signed a counterpart hereof
      (whether the same or different counter-parts) and shall have delivered
      (including by way of facsimile or other electronic transmissions) the same
      to
      White & Case LLP, 1155 Avenue of the Americas, New York, New York 10036,
      Attention: May Yip (facsimile: 212-354-8113/ e-mail: myip@whitecase.com);
      and

     

    (ii)
       the
      Borrower shall have paid to the Administrative Agent and the Lenders all
      invoiced fees, costs and expenses payable to the Administrative Agent and the
      Lenders to the extent then due.

     

    6.
       From
      and
      after the First Amendment Effective Date all references in the Credit Agreement
      and each of the other Credit Documents to the Credit Agreement shall be deemed
      to be a reference to the Credit Agreement as modified hereby on the First
      Amendment Effective Date, pursuant to the terms of this Amendment.

     

    *         
       *          
 *

    

     

    
      
        
        

      

      
        -3-

        
          

        

      

      
        
        

      

    

    IN
      WITNESS
      WHEREOF, the parties hereto have caused their duly authorized officers to
      execute and deliver this Amendment as of the date first above
      written.

     

    
      	 	
              USI
                HOLDINGS CORPORATION

               

              By: 
                /s/
                Robert S. Schneider        

                     
                Name:  Robert S. Schneider

                     
                Title:    E.V.P. & Chief Financial
                Officer

            
	 	
              JPMORGAN
                CHASE BANK, N.A., individually and

              as
                Administrative Agent 

               

              By: 
                /s/
                Erin O'Rourke          

                     
                Name:  Erin O'Rourke

                     
                Title:    Vice
                President

            

    

     

    
 

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

    

    
      	 	
              SIGNATURE
                PAGE TO THE FIRST AMENDMENT TO CREDIT AGREEMENT, DATED AS OF OCTOBER
                10,
                2006 AMONG USI HOLDINGS CORPORATION, THE LENDERS FROM TIME TO TIME
                PARTY
                TO THE CREDIT AGREEMENT, AND JPMORGAN CHASE BANK, N.A., AS ADMINISTRATIVE
                AGENT

               

              NAME
                OF INSTITUTION:

               

                 _________________________

               

               

              By:_______________________________

              Name:

              Title:Exhibit 10.2 NEW

     

    Exhibit
      10.2

    
 

    INCREMENTAL
      TERM LOAN COMMITMENT AGREEMENT

     

    JPMorgan
      Chase Bank, N.A.

     

    USI
      Holdings Corporation

    555
      Pleasantville Road

    Suite
      160
      South

    Briarcliff
      Manor, NY 10510

    

    Re:
      Incremental
      Term Loan Commitments

     

    Ladies
      and
      Gentlemen:

     

    Reference
      is hereby made to the Credit Agreement, dated as of March 24, 2006, among USI
      Holdings Corporation (the "Borrower"),
      the
      lenders from time to time party thereto (the "Lenders")
      and
      JPMorgan Chase Bank, N.A., as Administrative Agent (the "Administrative
      Agent")
      (as
      amended, restated, modified and/or supplemented from time to time, the
      "Credit
      Agreement").
      Unless
      otherwise defined herein, capitalized terms used herein shall have the
      respective meanings set forth in the Credit Agreement.

     

    Each
      Lender (each, an "Incremental
      Term Loan Lender")
      party
      to this letter agreement (this "Agreement")
      hereby
      severally agrees to provide the Incremental Term Loan Commitment set forth
      opposite its name on Annex
      I
      attached
      hereto (for each such Incremental Term Loan Lender, its "Incremental
      Term Loan Commitment").
      Each
      Incremental Term Loan Commitment provided pursuant to this Agreement shall
      be
      subject to all of the terms and conditions set forth in the Credit Agreement,
      including, without limitation, Sections 1.01(c) and 1.14 thereof.

     

    Each
      Incremental Term Loan Lender, the Borrower and the Administrative Agent
      acknowledge and agree that the Incremental Term Loan Commitments provided
      pursuant to this Agreement shall constitute Incremental Term Loan Commitments
      of
      the respective Tranche specified in Annex
      I
      attached
      hereto and, upon the incurrence of Incremental Term Loans pursuant to such
      Incremental Term Loan Commitments, shall constitute Incremental Term Loans
      under
      such specified Tranche for all purposes of the Credit Agreement and the other
      applicable Credit Documents. Each Incremental Term Loan Lender, the Borrower
      and
      the Administrative Agent further agree that, with respect to the Incremental
      Term Loan Commitment provided by each Incremental Term Loan Lender pursuant
      to
      this Agreement, such Incremental Term Loan Lender shall receive from the
      Borrower such upfront fees, unutilized commitment fees and/or other fees, if
      any, as may be separately agreed to in writing by the Borrower and
      such
      Incremental Term Loan Lender, all of which fees shall be due and payable to
      such
      Incremental Term Loan Lender on the terms and conditions set forth in each
      such
      separate agreement.

     

    Furthermore,
      each of the parties to this Agreement hereby agree to the terms and conditions
      set forth on Annex
      I
      hereto in
      respect of each Incremental Term Loan Commitment provided pursuant to this
      Agreement.

     

    

     

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

    Each
      Incremental Term Loan Lender party to this Agreement, to the extent not already
      a party to the Credit Agreement as a Lender thereunder, (i) confirms that it
      is
      an Eligible Transferee, (ii) confirms that it has received a copy of the Credit
      Agreement and the other Credit Documents, together with copies of the financial
      statements referred to therein and such other documents and information as
      it
      has deemed appropriate to make its own credit analysis and decision to enter
      into this Agreement and to become a Lender under the Credit Agreement, (iii)
      agrees that it will, independently and without reliance upon the Administrative
      Agent or any other Lender and based on such documents and information as it
      shall deem appropriate at the time, continue to make its own credit decisions
      in
      taking or not taking action under the Credit Agreement and the other Credit
      Documents, (iv) appoints and authorizes the Administrative Agent and the
      Collateral Agent to take such action as agent on its behalf and to exercise
      such
      powers under the Credit Agreement and the other Credit Documents as are
      delegated to the Administrative Agent and the Collateral Agent, as the case
      may
      be, by the terms thereof, together with such powers as are reasonably incidental
      thereto, (iv) agrees that it will perform in accordance with their terms all
      of
      the obligations which by the terms of the Credit Agreement and the other Credit
      Documents are required to be performed by it as a Lender, and (v) in the case
      of
      each Incremental Term Loan Lender organized under the laws of a jurisdiction
      outside the United States, attaches the forms and/or Section 4.04(b)(ii)
      Certificate referred to in Section 4.04(b) of the Credit Agreement, certifying
      as to its entitlement as of the date hereof to a complete exemption from United
      States withholding taxes with respect to all payments to be made to it by the
      Borrower under the Credit Agreement and the other Credit Documents.

     

    Upon
      the
      date of (i) the execution of a counterpart of this Agreement by each Incremental
      Term Loan Lender, the Administrative Agent, the Borrower and
      each
      Subsidiary Guarantor, (ii) the delivery to the Administrative Agent of a fully
      executed counterpart (including by way of facsimile or other electronic
      transmission) hereof, (iii) the payment of any fees then due and payable in
      connection herewith and (iv) the satisfaction of any other conditions precedent
      set forth in Section 9 of Annex
      I
      hereto,
      each Incremental Term Loan Lender party hereto (i) shall be obligated to make
      the Incremental Term Loans provided to be made by it as provided in this
      Agreement on the terms, and subject to the conditions, set forth in the Credit
      Agreement and in this Agreement and (ii) to the extent provided in this
      Agreement, shall have the rights and obligations of a Lender thereunder and
      under the other applicable Credit Documents.

     

    The
      Borrower acknowledges and agrees that (i) it shall be liable for all Obligations
      with respect to the Incremental Term Loan Commitments provided hereby including,
      without limita-tion, all Incremental Term Loans made pursuant thereto, and
      (ii)
      all such Obligations (including all such Incremental Term Loans) shall be
      entitled to the benefits of the Pledge Agreement and the Subsidiaries
      Guaranty.

     

    Each
      Subsidiary Guarantor acknowledges and agrees that all Obligations with respect
      to the Incremental Term Loan Commitments provided hereby and all Incremental
      Term Loans made pursu-ant thereto shall (i) be fully guaranteed pursuant to
      the
      Subsidiaries Guaranty as, and to the extent, provided therein and in the Credit
      Agreement (and shall constitute (and be included in the definition of)
      "Guaranteed Obligations" under the Subsidiaries Guaranty) and (ii) be entitled
      to the benefits of the Credit Documents as, and to the extent, provided therein
      and in the Credit Agreement.

     

    
      
        
        

      

      
        -2-

        
          

        

      

      
        
        

      

    

    

     

    Attached
      hereto as Annex
      II
      is the
      officers' certificate required to be delivered pursuant to clause (v) of the
      definition of "Incremental Commitment Requirements" appearing in Section 10
      of
      the Credit Agreement certifying that the conditions set forth in clauses (t)
      and
      (u) of the definition of "Incremental Commitment Requirements" appearing in
      Section 10 of the Credit Agreement have been satisfied (together with
      calculations demonstrating same (where applicable) in reasonable
      detail).

     

    Attached
      hereto as Annex
      III
      is an
      opinion of Cahill Gordon & Reindel LLP,
      counsel
      to the respective Credit Parties, delivered as required pursuant to clause
      (x)
      of the definition of "Incremental Commitment Requirements" appearing in Section
      10 of the Credit Agreement. 

     

    Attached
      hereto as Annex
      IV
      are true
      and correct copies of officers' certificates, board of director resolutions
      and
      good standing certificates of the Credit Parties required to be delivered
      pursuant to clause (y) of the definition of LLPIncremental Commitment
      Requirements' appearing in Section 10 of the Credit Agreement.

     

    You
      may
      accept this Agreement by signing the enclosed copies in the space provided
      below, and returning one copy of same to us before the close of business on
      October 16, 2006. If you do not so accept this Agreement by such time, our
      Incremental Term Commitments set forth in this Agreement shall be deemed
      canceled.

     

    After
      the
      execution and delivery to the Administrative Agent of a fully executed copy
      of
      this Agreement (including by way of counterparts and by facsimile or other
      electronic transmission) by the parties hereto, this Agreement may only be
      changed, modified or varied by written instrument in accordance with the
      requirements for the modification of Credit Documents pursuant to Section 12.11
      of the Credit Agreement.

     

    In
      the
      event of any conflict between the terms of this Agreement and those of the
      Credit Agreement, the terms of the Credit Agreement shall control.

     

    *****

     

    
      
        
        

      

      
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    THIS
      AGREEMENT SHALL BE CONSTRUED IN ACCORDANCE WITH AND GOVERNED BY THE LAW OF
      THE
      STATE OF NEW YORK WITHOUT REGARD TO CONFLICTS OF LAWS PRINCIPLES.

     

    
      	
              Very
                truly yours,

            
	 
	
              JPMORGAN
                CHASE BANK, N.A.,

            
	 
	
              By:
                /s/
                Erin O'Rourke        

            
	
                    
                Name:  Erin O'Rourke

            
	
                    
                Title:    Vice
                President

            

    

    

    Agreed
      and
      Accepted

    this
      16th
      day of
      October, 2006:

     

    
      	
              USI
                HOLDINGS CORPORATION

               

               

              By:
                /s/
                Robert S. Schneider        

                    
                Name:  Robert S. Schneider

                    
                Title:    Executive Vice President & CFO, 

                                  Treasurer

            

    

    

    

    JPMORGAN
      CHASE BANK, N.A.,

     

    as
      Administrative Agent

     

    By:
      /s/
      Erin O'Rourke        

          
      Name:  Erin O'Rourke

           Title:   
      Vice President

    

    

    

    

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

    Each
      Subsidiary Guarantor acknowledges and agrees to each of the foregoing provisions
      of this Incremental Loan Commitment Agreement and to the incurrence of the
      Incremental Term Loans to be made pursuant thereto.

    

    USI
      SERVICES CORPORATION,

    ASSOCIATION
      GROWTH ENTERPRISES,

     
      INCORPORATED,

    BERTHOLON-ROWLAND,
      INC., New Jersey

     
      Corporation,

    SIGNATURE
      PREMIUM FINANCE, INC.,

    DEXTER-BERTHOLON-ROLAND,
      INC.,

    BERTHOLON-ROWLAND
      INC., a Pennsylvania

     
      Corporation,

    PROGRESSIVE
      PLAN ADMINISTRATORS,

     
      INC.,

    USI
      RETIREMENT SERVICES, INC.,

    EMERSON,
      REID & COMPANY, INC.,

    RIVERSIDE
      INSURANCE ASSOCIATES, INC.,

    USI
      INSURANCE SERVICES OF RHODE

     
      ISLAND, INC.,

    USI
      MIDATLANTIC, INC.,

    USI
      NORTHEAST, INC.,

    HENDERSON
      & PHILLIPS, INCORPORATED,

    USI
      OF
      GEORGIA, INC.,

    COLONIAL
      PREMIUM FINANCE COMPANY,

    USI
      GULF
      COAST, INC.,

    USI
      INSURANCE SERVICES OF FLORIDA,

     
      INC.,

    CICORP
      -
      USI, INC.,

    COMMERCIAL
      BROKER SERVICES, INC.,

    USI
      MIDWEST, INC.,

    USI
      INSURANCE SERVICES CORP. OF

     
      ILLINOIS, INC.,

    USI
      OF
      ILLINOIS, INC.,

    WRIMS,
      CORP.,

    INSURANCE
      RISK MANAGERS, INC.,

    ANCO
      CORPORATION,

    MD
      PREMIUM
      FINANCE CORPORATION,

    WESTERN
      CLAIM SERVICES, INC.,

    ANCO
      LIFE
& BENEFITS SERVICES, INC.,

    STRATEGIC
      BENEFIT PLANNING

     
      CORPORATION,

     
as
      Guarantors

    

    

    By:
      /s/
      Robert S. Schneider        

          
      Name:  Robert S. Schneider

          
      Title:    Treasurer

     

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

    

     

    ANCO
      INSURANCE SERVICES OF HOUSTON,

     
      INC.,

    COMMERCIAL
      INSURANCE CONCEPTS, INC.,

    INTER/NATIONAL
      RENTAL INSURANCE

     
      SERVICES, INC.,

    CAMPBELL,
      GALT & NEWLANDS, INC.,

    EL
      CAMINO
      INSURANCE AGENCY,

    HURLEY,
      ATKINS & STEWART, INC.,

    USI
      INSURANCE SERVICES OF NORTHERN

     
      CALIFORNIA, INC.,

    USI
      OF
      SOUTHERN CALIFORNIA

     
      INSURANCE SERVICES, INC.,

    CUSTOM
      BENEFIT PROGRAMS, INC.,

    USI
      CONSULTING GROUP, INC.,

    USI
      ADVISORS, INC.,

    USI
      CONSULTING GROUP OF NEW YORK,

     
      INC.,

    BENEFIT
      STRATEGIES OF MAINE, INC.,

    BMI
      INSURANCE SERVICES, INC.,

    U.S.I.
      INSURANCE SERVICES OF

     
      MASSACHUSETTS, INC.,

    NETCARE
      SERVICES, INC.,

    PHOENIX
      INSURANCE AGENCY, INC.,

    HUMANEX,
      INC. - INSURANCE SERVICES,

    USI
      INSURANCE SERVICES OF NEW

     
      ENGLAND, INC.,

    EAGLE
      BENEFIT SERVICES LLC,

    TURNER
      P.
      WILLIAMS & ASSOCIATES, LLC,

    FUTURE
      PLANNING ASSOCIATES, INC.,

    BERTHOLON-ROWLAND
      CORP.,

    AMERICAN
      INSURANCE ADMINISTRATORS,

     
      INC., an Ohio corporation 

    AMERICAN
      INSURANCE ADMINISTRATORS,

     
      INC., a Colorado corporation

    B-R
      INSURANCE BROKERS, INC.,

    DWP/USI
      OF
      SOUTHERN CALIFORNIA

     
      INSURANCE AGENCY, INC.,

    SUMMIT
      GLOBAL PARTNERS, INC.

    SUMMIT
      GLOBAL PARTNERS (TEXAS)

     
      HOLDINGS, INC.,

     
as
      Guarantors

    

    

     

    By:
      /s/
      Robert S. Schneider        

         
      Name: Robert S. Schneider

         
      Title:   Treasurer

     

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

    

     

    SUMMIT
      GLOBAL PARTNERS HOLDINGS,

     
      INC.,

    SUMMIT
      GLOBAL PARTNERS INSURANCE

     
      SERVICES, INC.,

    SUMMIT
      GLOBAL PARTNERS OF ILLINOIS,

     
      INC.,

    SUMMIT
      GLOBAL PARTNERS OF MEMPHIS,

     
      INC.,

    SUMMIT
      GLOBAL PARTNERS OF MICHIGAN,

     
      INC.,

    USI
      SOUTHWEST, INC.,

    SUMMIT
      GLOBAL PARTNERS OF TEXAS,

     
      INC.,

    VISTA
      INSURANCE PARTNERS OF ILLINOIS,

     
      INC.,

    VISTA
      INSURANCE PARTNERS, INC.,

     
as
      Guarantors

    

    

     

    By: 
      /s/
      Robert S. Schneider        

           
      Name: Robert S. Schneider

           
      Title:   Treasurer

     

    

    

     

    

     

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

     

    ANNEX
      I

     

     

    TERMS
      AND CONDITIONS FOR 

    INCREMENTAL
      TERM LOAN COMMITMENT AGREEMENT

     

    Dated
      as
      of October 16, 2006

     

    1.           
      Name
      of
      Borrower: USI
      Holdings Corporation

     

    2.          
       Incremental
      Term Loan Commitment Amounts:

     

    
      	
              Names
                of Incremental Term Loan Lenders

               

            	
              Amount
                of Incremental Term Loan Commitment

               

            
	
              JPMorgan
                Chase Bank, N.A.

               

            	
              $50,000,000.00

               

            
	 	 

    

    

     

    
      	
              3.

            	
              Designation
                of Tranche of Incremental Term Loan Commitments (and Incremental
                Term
                Loans to be funded thereunder): To be added to the existing Tranche
                of
                Term Loans.

            

    

     

    
      	
              4.

            	
              Indicate
                the Incremental Term Loan Borrowing Date: October 16,
                2006.

            

    

     

    
      	
              5.

            	
              Incremental
                Term Loan Maturity Date: The Term Loan Maturity
                Date.

            

    

     

    
      	
              7.

            	
              Dates
                for, and amounts of, Incremental Term Loan Scheduled Repayments:
                The Term
                Loan Scheduled Repayments, as adjusted pursuant to Section 1.14(c)(ii)
                of
                the Credit Agreement.

            

    

     

    
      	
              8.

            	
              Applicable
                Margins: The Applicable Margins for Term Loans, as set forth in the
                Credit
                Agreement.

            

    

     

    
      	
              9.

            	
              Other
                Conditions Precedent:

            

    

     

    
      	 	
              A.

            	
              The
                First Amendment Effective Date (as defined in the First Amendment
                to the
                Credit Agreement, dated as of October 10, 2006) shall have
                occurred.

            

    

     

    

     

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

    
ANNEX II

    
 

    [Officers'
      certificate required to be delivered pursuant to clause (v) of the definition
      of
      "Incremental Commitment Requirements" appearing in Section 10 of the Credit
      Agreement certifying that the conditions set forth in clauses (t) and (u) of
      the
      definition of "Incremental Commitment Requirements" appearing in Section 10
      of
      the Credit Agreement have been satisfied]

     

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

     

     

    ANNEX III

    [Opinion
      of Cahill Gordon & Reindell LLP,
      delivered as required pursuant to clause (x) of the definition of "Incremental
      Commitment Requirements" appearing in Section 10 of the Credit
      Agreement]

     

    

     

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

     

     

    ANNEX IV

    [True
      and
      correct copies of officers' certificates, board of director resolutions and
      good
      standing certificates of the Credit Parties required to be delivered pursuant
      to
      clause (y) of the definition of "Incremental Commitment Requirements" appearing
      in Section 10 of the Credit Agreement]

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00111-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00111-of-00352.parquet"}]]