Document:

Specimen of the 2036 Note

 Exhibit 4.8 
 THIS NOTE IS A GLOBAL SECURITY WITHIN THE MEANING OF THE SENIOR DEBT SECURITIES INDENTURE HEREINAFTER REFERRED TO AND IS REGISTERED IN THE NAME OF A DEPOSITARY (AS DEFINED IN THE INDENTURE) OR A NOMINEE THEREOF. THIS
NOTE IS EXCHANGEABLE FOR NOTES REGISTERED IN THE NAME OF A PERSON OTHER THAN THE DEPOSITARY OR ITS NOMINEE ONLY IN THE LIMITED CIRCUMSTANCES DESCRIBED IN THE INDENTURE AND, UNLESS AND UNTIL IT IS EXCHANGED IN WHOLE OR IN PART FOR NOTES IN DEFINITIVE
FORM, THIS NOTE MAY NOT BE TRANSFERRED EXCEPT AS A WHOLE BY THE DEPOSITARY TO A NOMINEE OF THE DEPOSITARY OR BY A NOMINEE OF THE DEPOSITARY TO THE DEPOSITARY OR ANOTHER NOMINEE OF THE DEPOSITARY OR BY THE DEPOSITARY OR ANY SUCH NOMINEE TO A
SUCCESSOR DEPOSITARY OR A NOMINEE OF SUCH SUCCESSOR DEPOSITARY. 
 UNLESS THIS NOTE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION, TO THE COMPANY (AS DEFINED BELOW) OR TO ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY NOTE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS
REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITARY (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITARY), ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR
VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. 
  

					
	 REGISTERED
  
 No. 1
	  	 UNITEDHEALTH GROUP
 INCORPORATED
 5.800% Notes due March 15, 2036
	  	 $500,000,000
 CUSIP
 No. 91324PAR3

 UNITEDHEALTH GROUP INCORPORATED, a Minnesota corporation (hereinafter called the
“Company,” which term includes any successor corporation under the Indenture referred to below), for value received, hereby promises to pay to CEDE & CO., or registered assigns, the principal sum of FIVE HUNDRED MILLION Dollars
($500,000,000) on March 15, 2036 (the “Stated Maturity”), and to pay interest thereon from March 2, 2006 or from the most recent date to which interest has been paid or duly provided for, semi-annually on March 15 and
September 15 in each year (each, an “Interest Payment Date”), commencing September 15, 2006, and at Maturity, at the rate of 5.800% per annum, until the principal hereof is paid or duly made available for payment. Interest
on this Note shall be calculated on the basis of a 360-day year consisting of twelve 30-day months. The interest so payable and punctually paid or duly provided for on any Interest Payment Date will, as provided in such Indenture, be paid to the
Person in whose name this Note (or one or more Predecessor Securities) is registered at the close of business on the “Regular Record Date” for such interest, which shall be the March 1 or September 1 (whether or not a Business
Day, as hereinafter defined) next preceding each such Interest Payment Date. Any such interest which is payable, but is not punctually paid or duly 

 
provided for, on any Interest Payment Date shall forthwith cease to be payable to the registered Holder hereof on the relevant Regular Record Date by virtue
of having been such Holder, and may be paid (i) to the Person in whose name this Note (or one or more Predecessor Securities) is registered at the close of business on a Special Record Date for the payment of such Defaulted Interest to be fixed
by the Trustee, notice whereof shall be given to the Holder of this Note not less than 10 days prior to such Special Record Date or (ii) in any other lawful manner not inconsistent with the requirements of any securities exchange on which this
Note may be listed, and upon such notice as may be required by such exchange, if, after notice given by the Company to the Trustee of the proposed payment pursuant to this clause (ii), such manner of payment shall be deemed practicable by the
Trustee. In the event that a payment of principal or interest is due on a date that is not a Business Day (as defined below), the related payment of principal or interest shall be made on the next succeeding Business Day with the same force and
effect as if made on the date such payment was due, and no interest shall accrue on the amount so payable for the period from and after such Interest Payment Date or date of Maturity, as the case may be. “Business Day” shall mean any day
other than a Saturday, a Sunday or a legal holiday in The City of New York on which banking institutions are authorized or required by law, regulation or executive order to close. 
 Payment of the principal of and the interest on this Note will be made at the office or agency of the Company maintained for that purpose in The City of
New York, in such coin or currency of the United States of America as at the time of payment is legal tender for payment of public and private debts; provided, however, that, at the option of the Company, interest may be paid by check
mailed to the address of the Person entitled thereto as such address shall appear in the Security Register. Payment of the principal of and interest on this Note due at Maturity will be made in immediately available funds upon presentation of this
Note. 
 Reference is hereby made to the further provisions of this Note set forth on the reverse side hereof, which further provisions shall
for all purposes have the same effect as if set forth at this place. 
 Unless the certificate of authentication hereon has been executed by
or on behalf of the Trustee under the Indenture by the manual signature of one of its authorized signatories, this Note shall not be entitled to any benefits under the Indenture or be valid or obligatory for any purpose. 
  

 2 

 IN WITNESS WHEREOF, the Company has caused this instrument to be duly executed. 
 Dated: March 2, 2006 
  

					
	UNITEDHEALTH GROUP INCORPORATED
		
	By:	 	  
		 	 Name:
	 	 Robert W. Oberrender

		 	 Title:
	 	 Vice President and Treasurer

		
	 Attest:
	 	  
		 	 Name:
	 	 Dannette Smith

		 	 Title:
	 	 Assistant Secretary

  

			
	TRUSTEE’S CERTIFICATE OF             AUTHENTICATION
	
	 This is one of the Securities of the
 series designated herein and issued
 pursuant to the within-mentioned
 Indenture.

	
	Dated: March 2, 2006
	
	 THE BANK OF NEW YORK,
 as Trustee

		
	By:	 	  
		 	 Authorized Signatory

 UnitedHealth Group Incorporated 
 5.800% Notes due March 15, 2036 
  

 3 

 [REVERSE SIDE OF NOTE] 
 This Note is one of a duly authorized issue of securities of the Company (herein called the “Notes”) issued and to be issued in one or more series under a Senior Debt Securities Indenture dated as of
November 15, 1998, as amended by an Amendment to Indenture dated as of November 6, 2000, as further supplemented by an Officers’ Certificate and Company Order dated February 27, 2006 pursuant to Section 301 of the Senior
Debt Securities Indenture, as amended (together, the “Indenture”) between the Company and The Bank of New York, as Trustee (herein called the “Trustee,” which term includes any successor trustee under the Indenture), to which
Indenture and all indentures supplemental thereto reference is hereby made for a statement of the respective rights, limitations of rights, duties and immunities thereunder of the Company, the Trustee and the Holders of the Notes, and the terms upon
which the Notes are, and are to be, authenticated and delivered. This Note is one of the series designated on the face hereof, limited in initial aggregate principal amount to $850,000,000; provided, however, that the Company may, so
long as no Event of Default has occurred and is continuing, without the consent of the Holders of the Notes of this series, issue additional notes with the same terms as the Notes of this series, and such additional notes shall be considered part of
the same series under the Indenture as the Notes of this series. 
 The Notes will not be entitled to any sinking fund. 
 Redemption 
 The Notes are redeemable, in whole
or in part at any time before the Stated Maturity, at the option of the Company at a Redemption Price equal to the greater of (i) 100% of the principal amount of the Notes to be redeemed and (ii) the sum of the present values of the
remaining scheduled payments of principal and interest on the Notes to be redeemed (excluding the portion of any such interest accrued to the Redemption Date) discounted to the Redemption Date on a semi-annual basis (assuming a 360-day year
consisting of twelve 30-day months) at the Treasury Yield (as defined below), plus 25 basis points, plus, in each case, accrued and unpaid interest to the Redemption Date. For this purpose, the following terms have the following meanings:

  

	 	•	 	“Treasury Yield” means, with respect to any Redemption Date, the rate per year equal to the semi-annual equivalent yield to maturity or interpolated (on a day count basis)
yield to maturity of the Comparable Treasury Issue, assuming a price for the Comparable Treasury Issue (expressed as a percentage of its principal amount) equal to the Comparable Treasury Price for such Redemption Date. 

  

	 	•	 	“Comparable Treasury Issue” means the United States Treasury security selected by an Independent Investment Banker appointed by the Trustee after consultation with the
Company as having an actual or interpolated maturity comparable to the remaining term of the Notes being redeemed, or such other maturity that would be utilized at the time of selection and in accordance with customary financial practice, in pricing
new issues of corporate debt securities of comparable maturity to the remaining term of the Notes being redeemed. 

  

	 	•	 	 “Comparable Treasury Price” means, with respect to any Redemption Date, (i) the average of the Reference Treasury Dealer Quotations for such
Redemption Date, 

  

 4 

	 	 
after excluding the highest and lowest such Reference Treasury Dealer Quotations for such Redemption Date, or (ii) if the Trustee obtains fewer than
four such Reference Treasury Dealer Quotations, the average of all such Reference Treasury Dealer Quotations. 

  

	 	•	 	“Independent Investment Banker” means either of J.P. Morgan Securities Inc. or Citigroup Global Markets Inc. or their respective successors or, if such firms are unwilling
or unable to select the Comparable Treasury Issue, one of the remaining Reference Treasury Dealers appointed by the Trustee after consultation with the Company. 

  

	 	•	 	“Reference Treasury Dealer” means (i) either of J.P. Morgan Securities Inc. or Citigroup Global Markets Inc. or their affiliates and any other primary U.S. Government
securities dealer in the United States (a “Primary Treasury Dealer”) designated by, and not affiliated with, either of J.P. Morgan Securities Inc. or Citigroup Global Markets Inc. , provided, however, that if J.P. Morgan Securities Inc. or
Citigroup Global Markets Inc. or any of their respective affiliates shall cease to be a Primary Treasury Dealer, the Company will appoint another Primary Treasury Dealer as a substitute for such entity and (ii) any other Primary Treasury Dealer
selected by the Trustee. 

  

	 	•	 	“Reference Treasury Dealer Quotations” means, with respect to each Reference Treasury Dealer and any Redemption Date, the average, as determined by the Trustee, of the bid
and asked prices for the Comparable Treasury Issue (expressed, in each case, as a percentage of its principal amount) quoted in writing to the Trustee by such Reference Treasury Dealer at 5:00 p.m. on the third business day preceding such Redemption
Date. 

 A notice of redemption may provide that it is subject to certain conditions that will be specified in the notice. If
those conditions are not met, the redemption notice will be of no effect and the Company will not be obligated to redeem this Note. 
 A
partial redemption of the Notes may be effected on a pro rata basis (and in such manner as complies with applicable legal and stock exchange requirements, if any) or in such method as the Trustee, in the exercise of its reasonable discretion,
deems fair and appropriate. The Trustee may provide for the selection for redemption of portions in amounts of $1,000 or whole multiples of $1,000; except that if all of the Notes of a Holder are to be redeemed, the entire outstanding amount of
Notes held by such Holder, even if not a multiple of $1,000, shall be redeemed. 
 Notice of any redemption will be mailed at least 30 days
but not more than 60 days before the Redemption Date to each Holder of the Notes to be redeemed. 
 Unless any Note called for redemption
shall not be paid upon surrender thereof for redemption, on and after the Redemption Date interest will cease to accrue on the Notes or portions thereof called for redemption. 
  

 5 

 Miscellaneous Provisions 
 If an Event of Default with respect to the Notes shall occur and be continuing, the principal of the Notes may be declared due and payable in the manner and with the effect provided in the Indenture. 
 The Indenture contains provisions for defeasance at any time of the Company’s obligations in respect of (i) the entire indebtedness of this
Note or (ii) certain restrictive covenants with respect to this Note, in each case upon compliance with certain conditions set forth therein. 
 The Indenture permits, with certain exceptions as therein provided, the amendment thereof and the modification of the rights and obligations of the Company and the rights of the Holders of the Securities of each series issued under the
Indenture at any time by the Company and the Trustee with the consent of the Holders of not less than a majority in aggregate principal amount of the Securities of all series at the time Outstanding affected thereby. The Indenture also contains
provisions permitting the Holders of specified percentages in aggregate principal amount of the Securities of any series at the time Outstanding to waive certain past defaults under the Indenture and their consequences. Any such consent or waiver by
the Holder of this Note shall be conclusive and binding upon such Holder and upon all future Holders of this Note and of any Notes issued upon the registration of transfer hereof or in exchange herefor or in lieu hereof, whether or not notation of
such consent or waiver is made upon this Note. 
 No reference herein to the Indenture and no provision of this Note or of the Indenture
shall alter or impair the obligation of the Company, which is absolute and unconditional, to pay the principal of (and premium, if any) and interest on this Note, at the time, place and rate, and in the coin or currency, herein and in the Indenture
prescribed. 
 As provided in the Indenture and subject to certain limitations set forth therein and in this Note, the transfer of this Note
is registrable in the registry books of the Company, upon surrender of this Note for registration of transfer at the office or agency of the Company where the principal of (and premium, if any) and interest on this Note are payable, duly endorsed,
or accompanied by a written instrument of transfer in form satisfactory to the Company and the Trustee, duly executed by the Holder hereof or by his attorney duly authorized in writing, and thereupon one or more new Notes, of authorized
denominations and for the same aggregate principal amount, will be issued to the designated transferee or transferees. 
 The Notes of this
series are issuable only in fully registered form without coupons in minimal initial purchase amounts of $1,000 and any amount in excess thereafter which is an integral multiple of $1,000. As provided in the Indenture and subject to certain
limitations therein set forth, Notes of this series are exchangeable for a like aggregate principal amount of Notes of this series which are of like tenor for any authorized denomination, as requested by the Holder surrendering the same. 

No service charge shall be made for any such registration of transfer or exchange, but the Company may require payment of a sum sufficient to cover
any tax or other governmental charge payable in connection therewith, other than in certain cases provided in the Indenture. 
  

 6 

 Prior to due presentment of this Note for registration of transfer, the Company, the Trustee and any
agent of the Company or the Trustee may treat the Person in whose name this Note is registered as the owner hereof for all purposes, whether or not this Note be overdue, and neither the Company, the Trustee nor any such agent shall be affected by
notice to the contrary. 
 This Note shall be governed by and construed in accordance with the laws of the State of New York, without regard
to its conflicts of laws provisions. 
 All capitalized terms used in this Note which are not defined herein shall have the meanings assigned
to them in the Indenture. 
  

 7 

 ABBREVIATIONS 
 The following abbreviations, when used in this instrument, shall be construed as though they were written out in full according to applicable laws or
regulations: 
 TEN COM—as tenants in common 
 TEN ENT—as tenants by the entireties 
 JT TEN—as joint tenants with right of survivorship

 and not as tenants in common 
  

			
	UNIF GIFT MIN ACT—	 	                                Custodian     
                           
		 	                (Cust)                      
      (Minor)

 under Uniform Gift to Minors Act 
 __________________________________ 
 (State) 
 Additional abbreviations may be used though not in the above list. 
  

  

 8 

 FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto 
 PLEASE INSERT SOCIAL SECURITY 
 OR OTHER IDENTIFYING NUMBER 
 OF ASSIGNEE 
  

 (Name and address of assignee, including zip code, must be printed or typewritten) 
  

 the within Note, and all rights
thereunder, hereby irrevocably constituting and appointing 
  

 Attorney to transfer said Note on the books of the within Company, with full power of substitution in the premises 
  

			
	Dated	  	___________
		  	___________

 NOTICE: The signature on this assignment must correspond with the name as written upon the face of
the within Note in every particular, without alteration or enlargement or any change whatsoever. 
 SIGNATURE GUARANTEE: Signatures must be
guaranteed by an “eligible institution” meeting the requirements of the Security Registrar, which requirements include membership or participation in the Security Transfer Agent Medallion Program (“STAMP”) or such other
“signature guarantee program” as may be determined by the Security Registrar in addition to, or in substitution for, STAMP, all in accordance with the Securities Exchange Act of 1934, as amended. 
  

 9First Amendment to the Series 2004 -- One Indenture Supplement

 Exhibit 10.10(f) 
 FIRST AMENDMENT 
 TO THE SERIES 2004-ONE INDENTURE SUPPLEMENT 
 This First Amendment to the Series 2004-One Indenture Supplement (the “Amendment”), dated as of September 30, 2005, among
CompuCredit Credit Card Master Note Business Trust, a business trust organized and existing under the laws of the State of Nevada (herein, the “Issuer” or the “Trust”), CompuCredit Corporation, a Georgia Corporation
(the “Servicer”) and The Bank of New York, a banking corporation organized and existing under the laws of the State of New York, not in its individual capacity, but solely as Indenture Trustee (herein, together with its successors
in the trusts thereunder as provided in the Indenture referred to below, the “Indenture Trustee”) under the Master Indenture, dated as of July 14, 2000 (as amended from time to time, the “Indenture”) among the
Issuer, the Servicer and the Indenture Trustee. 
 Capitalized terms used herein shall have the meanings assigned to such terms in the
Agreement. 
 WITNESSETH: 
 WHEREAS, the Issuer, the Servicer and the Indenture Trustee executed the Series 2004-One Indenture Supplement, dated as of January 30, 2004 (the “Agreement”); and 
 WHEREAS, the parties hereto have agreed to amend the Agreement on the terms and conditions hereinafter set forth in accordance with Section 9.02 of
the Indenture; 
 NOW, THEREFORE, in consideration of the promises and of the mutual covenants and agreements hereinafter set forth, the
parties hereto hereby agree as follows: 
 SECTION 1. Amendment of Section 2.01 of the Agreement. 
 1.1 Section 2.01 of the Agreement is hereby amended to delete the following definitions in their entirety: “Adjusted Class A Maximum
Principal Amount,” “Adjusted Class B Maximum Principal Amount,” “Adjusted Class C Maximum Principal Amount,” “Class A Stepped-Up Pricing,” “Class B Stepped-Up Pricing,” “Class C Stepped-Up
Pricing,” “Required Class A Note Principal Balance,” “Required Class A Percentage,” “Required Class B Note Principal Balance,” “Required Class B Percentage,” “Required Class C Note
Principal Balance,” “Required Class C Percentage,” and “Required Class D Note Principal Balance.” 
 1.2
Section 2.01 of the Agreement is hereby further amended to delete the definition of “Monthly Backup Servicer Fee” and replace it with the following definition: 
 “Monthly Backup Servicer Fee” shall mean, with respect to any Distribution Date, an amount equal to (a) one-twelfth
of the product of (1) the percentage specified in Item 5 of Schedule 2.01 and (2) the Servicing Base Amount less (b) any amount paid on the same Distribution Date in respect of a fee to the Backup Servicer pursuant to any
Indenture Supplement relating to any other Series. 

 1.3 Section 2.01 of the Agreement is hereby further amended to delete clauses (1) and
(2) the definition of “Planned Redemption Event” and replace them with the following definition: 
 (1)
[Reserved]; 
 (2) [Reserved]; 
 1.4 Section 2.01 of the Agreement is hereby further amended to add in the correct alphabetical order the following definition: 
 “Required Aggregate Class Amount” shall mean with respect to the Class B Notes, the Class C Notes and the Class D Notes,
for any date of determination, an aggregate amount equal to the product of (i) Subordination Percentage and (ii) the Note Principal Balance on such date of determination, determined after giving effect to all increases in the principal
balance of, or all payments of principal, if any, with respect to the Series 2004-One Notes on such date of determination; provided, however, that in no event shall the Required Class Amount with respect to the Class B Notes exceed the
amount set forth in Item 7 of Schedule 1; provided, further, however, that in no event shall the Required Class Amount with respect to the Class C Notes exceed the amount set forth in Item 8 of Schedule 1. 

1.5 Section 2.01 of the Agreement is hereby further amended to delete the definition of “Required Class D Percentage” and replace it
with the following definition: 
 “Required Class D Percentage” shall mean, with respect to any date of
determination, the percentage equivalent of a fraction the numerator of which is the Class D Note Principal Balance and the denominator of which is the Note Principal Balance, each as of such date of determination. 
 SECTION 2. Amendment of Section 4.05 of the Agreement. 
 2.1 Section 4.05(c) of the Agreement is hereby amended to delete paragraph (i) in its entirety and replace it with the following: 
 (i) pro rata based on the Note Principal Balance of each Class: 
 (A) an amount up to the portion of the Limited Redemption Amount payable to the Class A Notes shall be distributed to the Class A Noteholders;

 (B) an amount up to the portion of the Limited Redemption Amount payable to the Class B Notes shall be distributed to the Class B
Noteholders; 
 (C) an amount up to the portion of the Limited Redemption Amount payable to the Class C Notes shall be distributed to the
Class C Noteholders; 
  

 2 

 (D) an amount up to the portion of the Limited Redemption Amount payable to the Class D Notes shall be
distributed to the Class D Noteholders; 
 SECTION 3. Amendment of Section 6.01 of the Agreement. 
 3.1 The Agreement is hereby amended to delete Section 6.01(j) in its entirety and replace it with the following: 
 (j) the failure to either extend the Affinity Card Agreement with Columbus Bank or enter into a suitable replacement agreement for the
Affinity Card Agreement that is acceptable to Merrill by no later than March 31, 2006; 
 3.2 The Agreement is hereby amended to delete
Section 6.01(s) in its entirety and replace it with the following: 
 (s) [Reserved]; or 
 SECTION 4. Schedule 2.01 of the Agreement. 
 4.1 The Agreement is hereby amended to delete Schedule 2.01 in its entirety and substituting the Schedule 2.01 attached hereto as Exhibit A in its place. 
 SECTION 5. Miscellaneous. 
 5.1 Ratification. As amended hereby, the Agreement is in all
respects ratified and confirmed and the Agreement as so supplemented by this Amendment shall be read, taken and construed as one and the same instrument. 
 5.2 Counterparts. This Amendment may be executed in two or more counterparts, and by different parties on separate counterparts, each of which shall be an original, but all of which shall constitute one and the
same instrument. 
 5.3 Governing Law. THIS AMENDMENT SHALL BE CONSTRUED IN ACCORDANCE WITH AND GOVERNED BY THE LAWS OF THE STATE OF
NEW YORK APPLICABLE TO AGREEMENTS MADE AND TO BE PERFORMED THEREIN WITHOUT REGARD TO THE CONFLICT OF LAWS PRINCIPLES THEREOF. 
 5.4
Successors and Assigns. This Amendment shall be binding upon and inure to the benefit of the parties hereto and their respective permitted successors and assigns. 
 5.5 Effectiveness. This Amendment shall be effective as of the date first above written. 
 5.6
Limitation of Liability. It is expressly understood and agreed by the parties hereto that (a) this Amendment is executed and delivered by Wilmington Trust FSB, not individually or personally but solely as trustee of the Issuer, in the
exercise of the powers and authority conferred and vested in it under the Trust Agreement, (b) each of the representations, 

  

 3 

 
undertakings and agreements herein made on the part of the Issuer is made and intended not as personal representations, undertakings and agreements by
Wilmington Trust FSB but is made and intended for the purpose of binding only the Issuer and (c) under no circumstances shall Wilmington Trust FSB be personally liable for the payment of any indebtedness or expenses of the Issuer or be liable
for the breach or failure of any obligation, representation, warranty or covenant made or undertaken by the Issuer under this Amendment or the other Transaction Documents to which the Issuer is a party. 
 5.7 Representation and Warranty. Each of the parties hereto represents and warrants that this Amendment has been duly authorized, executed and
delivered by it and constitutes its legal, valid and binding obligations, enforceable in accordance with its terms, except as such enforceability may be limited by applicable bankruptcy, insolvency, reorganization, fraudulent transfer, moratorium or
other similar laws now or hereafter in effect affecting the enforcement of creditors’ rights in general and by general principles of equity (regardless of whether such enforceability is considered in a proceeding at law or in equity).

  

 4 

 IN WITNESS WHEREOF, the undersigned have caused this Amendment to be duly executed and delivered by their
respective duly authorized officers on the day and year first above written. 
  

					
	COMPUCREDIT CREDIT CARD MASTER NOTE BUSINESS TRUST, as Issuer
		
	 By:
	 	 Wilmington Trust FSB,
 not in its individual capacity, but solely as Owner Trustee

		
	 By:
	 	  
		 	 Name:
	 	
		 	 Title:
	 	
	
	 THE BANK OF NEW YORK,
 as Indenture Trustee

		
	 By:
	 	  
		 	 Name:
	 	
		 	 Title:
	 	
	
	 COMPUCREDIT CORPORATION,
 as Servicer

		
	 By:
	 	  
		 	 Name:
	 	 William R. McCamey

		 	 Title:
	 	 Treasurer

 [First Amendment to Series 2004-One Indenture Supplement] 

 Consent of Series 2004-One Noteholders: 
  

					
	 MERRILL LYNCH MORTGAGE CAPITAL INC.,
as Class A Noteholder, Class B Noteholder
and Class C
Noteholder

		
	 By:
	 	  
		 	 Name:
	 	 Andrew J. Coon

		 	 Title:
	 	 Vice President

	
	 COMPUCREDIT FUNDING CORP.,
as Class D Noteholder

		
	 By:
	 	  
		 	 Name:
	 	 Joshua C. Miller

		 	 Title:
	 	 Assistant Vice President

 [First Amendment to Series 2004-One Indenture Supplement]

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