Document:

<PAGE>

                                                                    EXHIBIT 10.1

                                    AMENDMENT
                                       TO
                            WEST POINTE BANCORP, INC.
                                       AND
                       WEST POINTE BANK AND TRUST COMPANY
                          SALARY CONTINUATION AGREEMENT
                                       FOR
                             BONNIE M. HETTENHAUSEN

      THIS AMENDMENT executed on this 30th day of September, 2004, by and
between West Pointe Bancorp, Inc. and West Pointe Bank and Trust Company, a
holding company and a state commercial bank located in Belleville, Illinois (the
"Company") and Bonnie M. Hettenhausen (the "Executive").

      The Company and the Executive executed the West Pointe Bancorp, Inc. and
West Pointe Bank and Trust Company Salary Continuation Agreement dated January
1, 2003 (the "Agreement"). Pursuant to the power of amendment reserved by
Article 7 of the Agreement, the undersigned hereby amend, in part, said
Agreement for the purpose of increasing the Normal Retirement Benefit.
Therefore:

      Article 2, Section 2.1.1 shall be deleted in its entirety and replaced
with Article 2, Section 2.1.1 below:

2.1.1 Amount of Benefit. The annual benefit under this Section 2.1 is
Twenty-Nine Thousand Five Hundred Ninety-Seven Dollars ($29,597). The Company's
Board of Directors, in its sole discretion, may increase the annual benefit
under this Section 2.1.1; however, any increase shall require the recalculation
of Schedule A.

      Schedule A of the Agreement shall be deleted in its entirety and replaced
by the attached new Schedule A.

      IN WITNESS OF THE ABOVE, the Executive and the Company have agreed to this
Amendment.

EXECUTIVE:                                  COMPANY:

                                            Name of bank

/s/ Bonnie M. Hettenhausen                  By /s/ Terry W. Schaefer
-----------------------------                  -----------------------
Bonnie M. Hettenhausen
                                            Title President and Chief Executive
                                                  Officer
<PAGE>

CLARK CONSULTING                                             PLAN YEAR REPORTING

                   HYPOTHETICAL TERMINATION BENEFITS SCHEDULE

<TABLE>
<CAPTION>
BONNIE M. HETTENHAUSEN
----------------------------------------------------------------------------------------------------------
DOB: 8/1/1944                         EARLY TERMINATION      DISABILITY      CHANGE OF CONTROL PRE-RETIRE.
Plan Anniv Date: 1/1/2005                                                                        DEATH
Normal Retirement: 8/1/2009, Age 65      Installment         Installment        Installment      BENEFIT
Payment: Monthly Installments        Payable Immediately Payable Immediately   Payable at 65   Installment
----------------------------------------------------------------------------------------------------------
                     Benefit Accrual          Based On            Based On           Based On   Based On
                      Level  Balance Vesting  Accrual    Vesting  Accrual    Vesting Benefit     Benefit
Period      Discount -------------------------------------------------------------------------------------
Ending        Rate     (1)     (2)     (3)      (4)        (5)      (6)        (7)     (8)         (9)
----------------------------------------------------------------------------------------------------------
<S>         <C>      <C>     <C>     <C>      <C>        <C>      <C>        <C>     <C>       <C>
May 2004(1)                   31,425      0%          0       0%         0     100%     29,597    29,597
                                     5/31/2004 Accrual Balance Rollover

Dec 2004      7.5%    29,597  53,338      0%          0       0%         0     100%     29,597    29,597
Dec 2005      7.5%    29,597  93,200      0%          0       0%         0     100%     29,597    29,597
Dec 2006      7.5%    29,597 136,157      0%          0       0%         0     100%     29,597    29,597
Dec 2007      7.5%    29,597 182,448      0%          0       0%         0     100%     29,597    29,597
Dec 2008      7.5%    29,597 232,333     20%      5,137      20%     5,137     100%     29,597    29,597
----------------------------------------------------------------------------------------------------------
Aug 2009      7.5%    29,597 267,724    100%     29,597     100%    29,597     100%     29,597    29,597
----------------------------------------------------------------------------------------------------------
</TABLE>

         August 1, 2009 Retirement; September 1, 2009 First Payment Date

----------
(1)   The first line reflects just the initial values as of May 31, 2004.

*     The purpose of this hypothetical illustration is to show the participant's
      annual benefit based on various termination assumptions. Actual benefits
      are based on the terms and provisions of the plan agreement executed
      between the company and participant and may differ from those shown.

Salary Continuation Plan                              Securities offered through
for West Pointe Bank &                                   Clark Securities, Inc.,
Trust Co. - Belleville, IL                             a wholly owned subsidiary
1000339 24239  188278 v5.34.20                            of Clark, Inc., member
08/12/2004:8 SCP-E.SD NB                                            NASD & SIPC,
                                                          Los Angeles, CA 90071,
                                                                  (213)486-6300.<PAGE>

                                                                    EXHIBIT 10.2

West Pointe Bancorp, Inc. and West Pointe Bank and Trust Company
Salary Continuation Agreement

                          WEST POINTE BANCORP, INC. AND
                       WEST POINTE BANK AND TRUST COMPANY
                          SALARY CONTINUATION AGREEMENT

      THIS SALARY CONTINUATION AGREEMENT (the "Agreement") is adopted this 30th
day of September, 2004, by and between West Pointe Bancorp, Inc. and West Pointe
Bank and Trust Company, a holding company and a state commercial bank located in
Belleville, Illinois (the "Company"), and Anthony Holdener, Jr. (the
"Executive").

      The purpose of this Agreement is to provide specified benefits to the
Executive, a member of a select group of management or highly compensated
employees who contribute materially to the continued growth, development and
future business success of the Company. This Agreement shall be unfunded for tax
purposes and for purposes of Title I of the Employee Retirement Income Security
Act of 1974 ("ERISA"), as amended from time to time. The Company will pay the
benefits from its general assets.

      The Company and the Executive agree as provided herein.

                                    ARTICLE 1
                                   DEFINITIONS

      Whenever used in this Agreement, the following words and phrases shall
have the meanings specified:

1.1   "Accrual Balance" means the liability that should be accrued by the
      Company, under Generally Accepted Accounting Principles ("GAAP"), for the
      Company's obligation to the Executive under this Agreement, by applying
      Accounting Principles Board Opinion Number 12 ("APB 12") as amended by
      Statement of Financial Accounting Standards Number 106 ("FAS 106") and the
      Discount Rate. Any one of a variety of amortization methods may be used to
      determine the Accrual Balance. However, once chosen, the method must be
      consistently applied. The Accrual Balance shall be reported by the Company
      to the Executive on Schedule A.

1.2   "Beneficiary" means each designated person, or the estate of the deceased
      Executive, entitled to benefits, if any, upon the death of the Executive
      determined pursuant to Article 4.

1.3   "Beneficiary Designation Form" means the form established from time to
      time by the Plan Administrator that the Executive completes, signs and
      returns to the Plan Administrator to designate one or more Beneficiaries.

1.4   "Change of Control" means:

      (a)   The consummation by either West Pointe Bancorp, Inc. or West Pointe
      Bank and Trust Company of a merger, consolidation or other reorganization
      if the percentage of the

<PAGE>

West Pointe Bancorp, Inc. and West Pointe Bank and Trust Company
Salary Continuation Agreement

      voting common stock of the surviving or resulting entity held or received
      by all persons who were owners of common stock of West Pointe Bancorp,
      Inc. or West Pointe Bank and Trust Company, whichever is applicable,
      immediately prior to such merger, consolidation or reorganization is less
      than 50.1% of the total voting common stock of the surviving or resulting
      entity outstanding immediately after such merger, consolidation or
      reorganization and after giving effect to any additional issuance of
      voting common stock contemplated by the plan for such merger,
      consolidation or reorganization;

      (b)   At any time during a period of two consecutive years, individuals
      who at the beginning of such period constituted the Board of Directors of
      either West Pointe Bancorp, Inc. or West Pointe Bank and Trust Company
      shall cease for any reason to constitute at least a majority thereof,
      unless the election or the nomination for election by West Pointe Bancorp,
      Inc.'s or West Pointe Bank and Trust Company's shareholders, whichever is
      applicable, of each new director during such two year period was approved
      by a vote of at least two-thirds of the directors of such entity then
      still in office who were directors at the beginning of such two year
      period;

      (c)   The sale, lease, exchange or other transfer of all or substantially
      all of the assets (in one transaction or in a series of related
      transactions) of either West Pointe Bancorp, Inc. or West Pointe Bank and
      Trust Company to another corporation or entity that is not owned, directly
      or indirectly, by either West Pointe Bancorp, Inc. or West Pointe Bank and
      Trust Company. "Substantially all" shall mean a sale, lease, exchange or
      other transfer involving seventy percent (70%) or more of the fair market
      value of the assets of such entity; or

      (d)   The liquidation or dissolution of either West Pointe Bancorp, Inc.
      or West Pointe Bank and Trust Company;

1.5   "Code" means the Internal Revenue Code of 1986, as amended.

1.6   "Disability" means the Executive's suffering a sickness, accident or
      injury which has been determined by the insurance carrier of any
      individual or group disability insurance policy covering the Executive, or
      by the Social Security Administration, to be a disability rendering the
      Executive totally and permanently disabled. The Executive must submit
      proof to the Plan Administrator of the insurance carrier's or Social
      Security Administration's determination upon the request of the Plan
      Administrator.

1.7   "Discount Rate" means the rate used by the Plan Administrator for
      determining the Accrual Balance. The initial Discount Rate is Seven and
      One-Half percent (7.5%). However, the Plan Administrator, in its sole
      discretion, may adjust the Discount Rate to maintain the rate within
      reasonable standards according to GAAP.

1.8   "Early Termination" means the Termination of Employment before Normal
      Retirement Age for reasons other than death, Disability, Termination for
      Cause or following a Change of Control.

                                       1
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West Pointe Bancorp, Inc. and West Pointe Bank and Trust Company
Salary Continuation Agreement

1.9   "Early Termination Date" means the month, day and year in which Early
      Termination occurs.

1.10  "Effective Date" means June 1, 2004.

1.11  "Normal Retirement Age" means the Executive's SIXTY-FIFTH (65th) birthday.

1.12  "Normal Retirement Date" means the later of the Normal Retirement Age or
      Termination of Employment.

1.13  "Plan Administrator" means the plan administrator described in Article 8.

1.14  "Plan Year" means the calendar year. The initial Plan Year shall commence
      on the effective date of this Agreement.

1.15  "Termination for Cause" has that meaning set forth in Article 5.

1.16  "Termination of Employment" means that the Executive ceases to be employed
      by the Company for any reason, voluntary or involuntary, other than by
      reason of a leave of absence approved by the Company. For purposes of this
      Agreement, if there is a dispute over the employment status of the
      Executive or the date of the Executive's Termination of Employment, the
      Company shall have the sole and absolute right to decide the dispute.

                                    ARTICLE 2
                            BENEFITS DURING LIFETIME

2.1   Normal Retirement Benefit. Upon Termination of Employment on or after the
      Normal Retirement Age for reasons other than death, the Company shall pay
      to the Executive the benefit described in this Section 2.1 in lieu of any
      other benefit under this Article.

      2.1.1 Amount of Benefit. The annual benefit under this Section 2.1 is
            Thirty-eight Thousand Eight Hundred Twenty-four Dollars ($38,824).
            The Company's Board of Directors, in its sole discretion, may
            increase the annual benefit under this Section 2.1.; however, any
            increase shall require the recalculation of Schedule A.

      2.1.2 Payment of Benefit. The Company shall pay the annual benefit to the
            Executive in twelve (12) equal monthly installments commencing on
            the first day of the month following the Executive's Normal
            Retirement Date. The annual benefit shall be paid to the Executive
            for FIFTEEN years (15) years.

      2.1.3 Benefit Increases. Commencing on the first anniversary of the first
            benefit payment, and continuing on each subsequent anniversary, the
            Company's Board of Directors, in its sole discretion, may increase
            the benefit.

                                       2
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West Pointe Bancorp, Inc. and West Pointe Bank and Trust Company
Salary Continuation Agreement

2.2   Early Termination Benefit. Upon Early Termination, the Company shall pay
      to the Executive the benefit described in this Section 2.2 in lieu of any
      other benefit under this Article.

      2.2.1 Amount of Benefit. The annual benefit under this Section 2.2 is the
            Early Termination Benefit set forth on Schedule A for the Plan Year
            during which the Early Termination Date occurs. This benefit is
            determined by vesting the Executive in Twenty percent (20%) of the
            Accrual Balance for the sixth Plan Year, and an additional Twenty
            percent (20%) of said amount for each succeeding year thereafter
            until the Executive becomes One Hundred percent (100%) vested in the
            Accrual Balance.

      2.2.2 Payment of Benefit. The Company shall pay the benefit to the
            Executive in One Hundred Eighty (180) consecutive equal installments
            commencing within thirty (30) days following the Executive's
            Termination of Employment and payable on the first of each month
            thereafter.

      2.2.3 Benefit Increases. Benefit payments may be increased as provided in
            Section 2.1.3.

2.3   Disability Benefit. Upon Termination of Employment due to Disability prior
      to Normal Retirement Age, the Company shall pay to the Executive the
      benefit described in this Section 2.3 in lieu of any other benefit under
      this Article.

      2.3.1 Amount of Benefit. The annual benefit under this Section 2.3 is the
            Disability Benefit set forth on Schedule A for the Plan Year during
            which the Termination of Employment occurs. This benefit is
            determined by vesting the Executive in Twenty percent (20%) of the
            Accrual Balance for the sixth Plan Year, and an additional Twenty
            percent (20%) of said amount for each succeeding year thereafter
            until the Executive becomes One Hundred percent (100%) vested in the
            Accrual Balance.

      2.3.2 Payment of Benefit. The Company shall pay the benefit to the
            Executive in One Hundred Eighty (180) consecutive equal installments
            commencing within thirty (30) days following the Executive's
            Termination of Employment due to Disability and payable on the first
            of each month thereafter.

      2.3.3 Benefit Increases. Benefit payments may be increased as provided in
            Section 2.1.3.

2.4   Change of Control Benefit. Upon a Change of Control, the Company shall pay
      to the Executive the benefit described in this Section 2.4 in lieu of any
      other benefit under this Article.

      2.4.1 Amount of Benefit. The annual benefit under this Section 2.4 is the
            Change of

                                       3
<PAGE>

West Pointe Bancorp, Inc. and West Pointe Bank and Trust Company
Salary Continuation Agreement

            Control Benefit set forth on Schedule A for the Plan Year during
            which Termination of Employment occurs. This benefit is determined
            by vesting the Executive in one hundred percent (100%) of the Normal
            Retirement Benefit amount described in Section 2.1.1.

      2.4.2 Payment of Benefit. The Company shall pay the annual benefit to the
            Executive in twelve (12) equal monthly installments commencing with
            the first of the month following Normal Retirement Age. The annual
            benefit shall be paid to the Executive for FIFTEEN years (15) years.

                                    ARTICLE 3
                                 DEATH BENEFITS

3.1   Death During Active Service. If the Executive dies while in the active
      service of the Company, the Company shall pay to the Beneficiary the
      benefit described in this Section 3.1. This benefit shall be paid in lieu
      of the benefits under Article 2.

      3.1.1 Amount of Benefit. The benefit under this Section 3.1 is the Normal
            Retirement Benefit amount described in Section 2.1.1.

      3.1.2 Payment of Benefit. The Company shall pay the annual benefit to the
            Beneficiary in twelve (12) equal monthly installments commencing
            within thirty (30) days following the Executive's death. The annual
            benefit shall be paid to the Beneficiary for a period of FIFTEEN
            years (15) years. Provided, that the Company may, in its sole
            discretion, pay the death benefit in a lump sum in lieu of monthly
            installments. The amount of such lump sum benefit shall be the
            Accrual Balance at age 65 set forth on Schedule A.

3.2   Death During Payment of a Benefit. If the Executive dies after any benefit
      payments have commenced under Article 2 of this Agreement but before
      receiving all such payments, the Company shall pay the remaining benefits
      to the Beneficiary at the same time and in the same amounts they would
      have been paid to the Executive had the Executive survived.

3.3   Death After Termination of Employment But Before Payment of a Benefit
      Commences. If the Executive is entitled to any benefit payments under
      Article 2 of this Agreement, but dies prior to the commencement of said
      benefit payments, the Company shall pay the same benefit payments to the
      Beneficiary that the Executive was entitled to prior to death except that
      the benefit payments shall commence on the first day of the month
      following the date of the Executive's death.

                                    ARTICLE 4
                                  BENEFICIARIES

                                       4
<PAGE>

West Pointe Bancorp, Inc. and West Pointe Bank and Trust Company
Salary Continuation Agreement

4.1   Beneficiary Designation. The Executive shall have the right, at any time,
      to designate a Beneficiary(ies) to receive any benefits payable under this
      Agreement upon the death of the Executive. The Beneficiary designated
      under this Agreement may be the same as or different from the beneficiary
      designation under any other benefit plan of the Company in which the
      Executive participates.

4.2   Beneficiary Designation: Change. The Executive shall designate a
      Beneficiary by completing and signing the Beneficiary Designation Form,
      and delivering it to the Plan Administrator or its designated agent. The
      Executive's Beneficiary designation shall be deemed automatically revoked
      if the Beneficiary predeceases the Executive or if the Executive names a
      spouse as Beneficiary and the marriage is subsequently dissolved. The
      Executive shall have the right to change a Beneficiary by completing,
      signing and otherwise complying with the terms of the Beneficiary
      Designation Form and the Plan Administrator's rules and procedures, as in
      effect from time to time. Upon the acceptance by the Plan Administrator of
      a new Beneficiary Designation Form, all Beneficiary designations
      previously filed shall be cancelled. The Plan Administrator shall be
      entitled to rely on the last Beneficiary Designation Form filed by the
      Executive and accepted by the Plan Administrator prior to the Executive's
      death.

4.3   Acknowledgment. No designation or change in designation of a Beneficiary
      shall be effective until received, accepted and acknowledged in writing by
      the Plan Administrator or its designated agent.

4.4   No Beneficiary Designation. If the Executive dies without a valid
      beneficiary designation, or if all designated Beneficiaries predecease the
      Executive, then the Executive's spouse shall be the designated
      Beneficiary. If the Executive has no surviving spouse, the benefits shall
      be made to the personal representative of the Executive's estate.

4.5   Facility of Payment. If the Plan Administrator determines in its
      discretion that a benefit is to be paid to a minor, to a person declared
      incompetent, or to a person incapable of handling the disposition of that
      person's property, the Plan Administrator may direct payment of such
      benefit to the guardian, legal representative or person having the care or
      custody of such minor, incompetent person or incapable person. The Plan
      Administrator may require proof of incompetence, minority or guardianship
      as it may deem appropriate prior to distribution of the benefit. Any
      payment of a benefit shall be a payment for the account of the Executive
      and the Executive's Beneficiary, as the case may be, and shall be a
      complete discharge of any liability under the Agreement for such payment
      amount.

                                    ARTICLE 5
                               GENERAL LIMITATIONS

5.1   Termination for Cause. Notwithstanding any provision of this Agreement to
      the contrary, the Company shall not pay any benefit under this Agreement
      if the Company's Board of Directors terminates the Executive's employment
      for:

                                       5
<PAGE>

West Pointe Bancorp, Inc. and West Pointe Bank and Trust Company
Salary Continuation Agreement

      (a)   Gross negligence or gross neglect of duties to the Company;

      (b)   Commission of a felony or of a gross misdemeanor involving moral
            turpitude;

      (c)   Fraud, disloyalty, dishonesty or willful violation of any law or
            significant Company policy committed in connection with the
            Executive's employment and resulting in a material adverse effect on
            the Company; or

      (d)   Issuance of an order for removal of the Executive by the Company's
            banking regulators.

5.2   Suicide or Misstatement. The Company shall not pay any benefit under this
      Agreement if the Executive commits suicide within two years after the
      Effective Date. In addition, the Company shall not pay any benefit under
      this Agreement if the Executive has made any material misstatement of fact
      on any application for life insurance owned by the Company on the
      Executive's life.

5.3   Excess Parachute Payment. Notwithstanding any provision of this Agreement
      to the contrary, if the benefits otherwise payable under this Agreement
      would cause an excise tax to be payable under the excess parachute rules
      of Section 280G of the Code, such benefits shall be cut back to the
      minimum extent necessary so that no excise tax will be payable; provided,
      further, that no payment shall be made hereunder if such payment would
      constitute a prohibited golden parachute payment or any other prohibited
      payment under applicable regulatory law, rule or regulation.

                                    ARTICLE 6
                          CLAIMS AND REVIEW PROCEDURES

6.1   Claims Procedure. An Executive or Beneficiary ("claimant") who has not
      received benefits under the Agreement that he or she believes should be
      paid shall make a claim for such benefits as follows:

      6.1.1 Initiation - Written Claim. The claimant initiates a claim by
            submitting to the Plan Administrator a written claim for the
            benefits.

      6.1.2 Timing of Plan Administrator Response. The Plan Administrator shall
            respond to such claimant within 90 days after receiving the claim.
            If the Plan Administrator determines that special circumstances
            require additional time for processing the claim, the Plan
            Administrator can extend the response period by an additional 90
            days by notifying the claimant in writing, prior to the end of the
            initial 90-day period, that an additional period is required. The
            notice of extension must set forth the special circumstances and the
            date by which the Plan Administrator expects to render its decision.

      6.1.3 Notice of Decision. If the Plan Administrator denies part or all of
            the claim, the

                                       6
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West Pointe Bancorp, Inc. and West Pointe Bank and Trust Company
Salary Continuation Agreement

            Plan Administrator shall notify the claimant in writing of such
            denial. The Plan Administrator shall write the notification in a
            manner calculated to be understood by the claimant. The notification
            shall set forth:

            (a)   The specific reasons for the denial;

            (b)   A reference to the specific provisions of the Agreement on
            which the denial is based;

            (c)   A description of any additional information or material
            necessary for the claimant to perfect the claim and an explanation
            of why it is needed;

            (d)   An explanation of the Agreement's review procedures and the
            time limits applicable to such procedures; and

            (e)   A statement of the claimant's right to bring a civil action
            under ERISA Section 502(a) following an adverse benefit
            determination on review.

6.2   Review Procedure. If the Plan Administrator denies part or all of the
      claim, the claimant shall have the opportunity for a full and fair review
      by the Plan Administrator of the denial, as follows:

      6.2.1 Initiation - Written Request. To initiate the review, the claimant,
            within 60 days after receiving the Plan Administrator's notice of
            denial, must file with the Plan Administrator a written request for
            review.

      6.2.2 Additional Submissions - Information Access. The claimant shall then
            have the opportunity to submit written comments, documents, records
            and other information relating to the claim. The Plan Administrator
            shall also provide the claimant, upon request and free of charge,
            reasonable access to, and copies of, all documents, records and
            other information relevant (as defined in applicable ERISA
            regulations) to the claimant's claim for benefits.

      6.2.3 Considerations on Review. In considering the review, the Plan
            Administrator shall take into account all materials and information
            the claimant submits relating to the claim, without regard to
            whether such information was submitted or considered in the initial
            benefit determination.

      6.2.4 Timing of Plan Administrator Response. The Plan Administrator shall
            respond in writing to such claimant within 60 days after receiving
            the request for review. If the Plan Administrator determines that
            special circumstances require additional time for processing the
            claim, the Plan Administrator can extend the response period by an
            additional 60 days by notifying the claimant in writing, prior to
            the end of the initial 60-day period, that an additional period is
            required. The notice of extension must set forth the special
            circumstances and the date by which the Plan Administrator expects
            to render its decision.

      6.2.5 Notice of Decision. The Plan Administrator shall notify the claimant
            in writing of its decision on review. The Plan Administrator shall
            write the notification in a

                                       7
<PAGE>

West Pointe Bancorp, Inc. and West Pointe Bank and Trust Company
Salary Continuation Agreement

            manner calculated to be understood by the claimant. The notification
            shall set forth:

            (a)   The specific reasons for the denial;

            (b)   A reference to the specific provisions of the Agreement on
            which the denial is based;

            (c)   A statement that the claimant is entitled to receive, upon
            request and free of charge, reasonable access to, and copies of, all
            documents, records and other information relevant (as defined in
            applicable ERISA regulations) to the claimant's claim for benefits;
            and

            (d)   A statement of the claimant's right to bring a civil action
            under ERISA Section 502(a).

                                    ARTICLE 7
                           AMENDMENTS AND TERMINATION

      This Agreement may be amended or terminated only by a written agreement
signed by the Company and the Executive. Provided, however, if the Company's
Board of Directors determines that the Executive is no longer a member of a
select group of management or highly compensated employees, as that phrase
applies to ERISA, for reasons other than death, Disability or retirement, the
Company may amend or terminate this Agreement. Upon such amendment or
termination the Company shall pay benefits to the Executive as if Early
Termination occurred on the date of such amendment or termination, regardless of
whether Early Termination actually occurs. Additionally, the Company may also
amend this Agreement to conform with written directives to the Company from its
banking regulators.

                                    ARTICLE 8
                           ADMINISTRATION OF AGREEMENT

8.1   Plan Administrator Duties. This Agreement shall be administered by a Plan
      Administrator which shall consist of the Board, or such committee or
      person(s) as the Board shall appoint. The Executive may be a member of the
      Plan Administrator. The Plan Administrator shall also have the discretion
      and authority to (i) make, amend, interpret and enforce all appropriate
      rules and regulations for the administration of this Agreement and (ii)
      decide or resolve any and all questions including interpretations of this
      Agreement, as may arise in connection with the Agreement.

8.2   Agents. In the administration of this Agreement, the Plan Administrator
      may employ agents and delegate to them such administrative duties as it
      sees fit, (including acting through a duly appointed representative), and
      may from time to time consult with counsel who may be counsel to the
      Company.

8.3   Binding Effect of Decisions. The decision or action of the Plan
      Administrator with respect to any question arising out of or in connection
      with the administration, interpretation and application of the Agreement
      and the rules and regulations promulgated

                                       8
<PAGE>

West Pointe Bancorp, Inc. and West Pointe Bank and Trust Company
Salary Continuation Agreement

      hereunder shall be final and conclusive and binding upon all persons
      having any interest in the Agreement. No Executive or Beneficiary shall be
      deemed to have any right, vested or nonvested, regarding the continued use
      of any previously adopted assumptions, including but not limited to the
      Discount Rate.

8.4   Indemnity of Plan Administrator. The Company shall indemnify and hold
      harmless the members of the Plan Administrator against any and all claims,
      losses, damages, expenses or liabilities arising from any action or
      failure to act with respect to this Agreement, except in the case of
      willful misconduct by the Plan Administrator or any of its members.

8.5   Company Information. To enable the Plan Administrator to perform its
      functions, the Company shall supply full and timely information to the
      Plan Administrator on all matters relating to the date and circumstances
      of the retirement, Disability, death, or Termination of Employment of the
      Executive, and such other pertinent information as the Plan Administrator
      may reasonably require.

8.6   Annual Statement. The Plan Administrator shall provide to the Executive,
      within 120 days after the end of each Plan Year, a statement setting forth
      the benefits payable under this Agreement.

                                    ARTICLE 9
                                  MISCELLANEOUS

9.1   Binding Effect. This Agreement shall bind the Executive and the Company,
      and their beneficiaries, survivors, executors, successors, administrators
      and transferees.

9.2   No Guarantee of Employment. This Agreement is not an employment policy or
      contract. It does not give the Executive the right to remain an employee
      of the Company, nor does it interfere with the Company's right to
      discharge the Executive. It also does not require the Executive to remain
      an employee nor interfere with the Executive's right to terminate
      employment at any time.

9.3   Non-Transferability. Benefits under this Agreement cannot be sold,
      transferred, assigned, pledged, attached or encumbered in any manner.

9.4   Tax Withholding. The Company shall withhold any taxes that, in its
      reasonable judgment, are required to be withheld from the benefits
      provided under this Agreement. The Executive acknowledges that the
      Company's sole liability regarding taxes is to forward any amounts
      withheld to the appropriate taxing authority(ies).

9.5   Applicable Law. The Agreement and all rights hereunder shall be governed
      by the laws of the State of Illinois, except to the extent preempted by
      the laws of the United States of America.

                                       9
<PAGE>

West Pointe Bancorp, Inc. and West Pointe Bank and Trust Company
Salary Continuation Agreement

9.6   Unfunded Arrangement. The Executive and Beneficiary are general unsecured
      creditors of the Company for the payment of benefits under this Agreement.
      The benefits represent the mere promise by the Company to pay such
      benefits. The rights to benefits are not subject in any manner to
      anticipation, alienation, sale, transfer, assignment, pledge, encumbrance,
      attachment, or garnishment by creditors. Any insurance on the Executive's
      life is a general asset of the Company to which the Executive and
      Beneficiary have no preferred or secured claim.

9.7   Reorganization. The Company shall not merge or consolidate into or with
      another company, or reorganize, or sell substantially all of its assets to
      another company, firm, or person unless such succeeding or continuing
      company, firm, or person agrees to assume and discharge the obligations of
      the Company under this Agreement. Upon the occurrence of such event, the
      term "Company" as used in this Agreement shall be deemed to refer to the
      successor or survivor company.

9.8   Entire Agreement. This Agreement constitutes the entire agreement between
      the Company and the Executive as to the subject matter hereof. No rights
      are granted to the Executive by virtue of this Agreement other than those
      specifically set forth herein.

9.9   Interpretation. Wherever the fulfillment of the intent and purpose of this
      Agreement requires, and the context will permit, the use of the masculine
      gender includes the feminine and use of the singular includes the plural.

9.10  Alternative Action. In the event it shall become impossible for the
      Company or the Plan Administrator to perform any act required by this
      Agreement, the Company or Plan Administrator may in its discretion perform
      such alternative act as most nearly carries out the intent and purpose of
      this Agreement and is in the best interests of the Company.

9.11  Headings. Article and section headings are for convenient reference only
      and shall not control or affect the meaning or construction of any of its
      provisions.

9.12  Validity. In case any provision of this Agreement shall be illegal or
      invalid for any reason, said illegality or invalidity shall not affect the
      remaining parts hereof, but this Agreement shall be construed and enforced
      as if such illegal and invalid provision has never been inserted herein.

9.13  Notice. Any notice or filing required or permitted to be given to the
      Company or Plan Administrator under this Agreement shall be sufficient if
      in writing and hand-delivered, or sent by registered or certified mail, to
      the address below:

                                       10
<PAGE>

West Pointe Bancorp, Inc. and West Pointe Bank and Trust Company
Salary Continuation Agreement

                            West Pointe Bancorp, Inc.
                       West Pointe Bank and Trust Company
                              5701 West Main Street
                            Belleville Illinois 62226

      Such notice shall be deemed given as of the date of delivery or, if
      delivery is made by mail, as of the date shown on the postmark on the
      receipt for registration or certification.

      Any notice or filing required or permitted to be given to the Executive
      under this Agreement shall be sufficient if in writing and hand-delivered,
      or sent by mail, to the last known address of the Executive.

      IN WITNESS WHEREOF, the Executive and a duly authorized representative of
the Company have signed this Agreement.

EXECUTIVE:                        COMPANY:

                                  WEST POINTE BANCORP, INC. AND
                                  WEST POINTE BANK AND TRUST COMPANY

/s/ Anthony Holdener, Jr.         BY /s/ Terry W. Schaefer
------------------------------       -------------------------------------------
ANTHONY HOLDENER, JR.
                                  TITLE President and Chief Executive Officer

                                       11
<PAGE>

West Pointe Bancorp, Inc. and West Pointe Bank & Trust Company
Salary Continuation Agreement

BENEFICIARY DESIGNATION FORM

I, Anthony Holdener, Jr., designate the following as beneficiary of benefits
under the Agreement payable following my death:

Primary:
___________________________________________________________       _____%
___________________________________________________________       _____%

Contingent:
___________________________________________________________       _____%
___________________________________________________________       _____%

NOTES:

      -     PLEASE PRINT CLEARLY OR TYPE THE NAMES OF THE BENEFICIARIES.

      -     TO NAME A TRUST AS BENEFICIARY, PLEASE PROVIDE THE NAME OF THE
            TRUSTEE(s) AND THE EXACT NAME AND DATE OF THE TRUST AGREEMENT.

      -     TO NAME YOUR ESTATE AS BENEFICIARY, PLEASE WRITE "ESTATE OF _[YOUR
            NAME]_".

      -     BE AWARE THAT NONE OF THE CONTINGENT BENEFICIARIES WILL RECEIVE
            ANYTHING UNLESS ALL OF THE PRIMARY BENEFICIARIES PREDECEASE YOU.

I understand that I may change these beneficiary designations by delivering a
new written designation to the Plan Administrator, which shall be effective only
upon receipt and acknowledgment by the Plan Administrator prior to my death. I
further understand that the designations will be automatically revoked if the
beneficiary predeceases me, or, if I have named my spouse as beneficiary and our
marriage is subsequently dissolved.

NAME:             ANTHONY HOLDENER, JR.

SIGNATURE:        _______________________________     DATE: ________________

SPOUSAL CONSENT (REQUIRED IF SPOUSE NOT NAMED BENEFICIARY):

I consent to the beneficiary designation above, and acknowledge that if I am
named beneficiary and our marriage is subsequently dissolved, the designation
will be automatically revoked.

Spouse Name:      _______________________________

Signature:        _______________________________     Date: ________________

Received by the Plan Administrator this ________ day of _________, 2004

By: __________________________________

Title: _______________________________

<PAGE>

CLARK CONSULTING                                             PLAN YEAR REPORTING

                   HYPOTHETICAL TERMINATION BENEFITS SCHEDULE

<TABLE>
<CAPTION>
ANTHONY HOLDENER JR.
----------------------------------------------------------------------------------------------------------
DOB: 7/27/1949                        EARLY TERMINATION      DISABILITY      CHANGE OF CONTROL PRE-RETIRE.
Plan Anniv Date: 1/1/2005                                                                        DEATH
Normal Retirement: 7/27/2014, Age 65     Installment         Installment        Installment      BENEFIT
Payment: Monthly Installments        Payable Immediately Payable Immediately   Payable at 6s   Installment
----------------------------------------------------------------------------------------------------------
                     Benefit Accrual          Based On            Based On           Based On   Based On
                      Level  Balance Vesting  Accrual    Vesting   Accrual   Vesting  Benefit   Benefit
Period      Discount -------------------------------------------------------------------------------------
Ending        Rate     (1)     (2)     (3)      (4)        (5)       (6)       (7)      (8)       (9)
----------------------------------------------------------------------------------------------------------
<S>         <C>      <C>     <C>     <C>      <C>        <C>      <C>        <C>     <C>       <C>
Dec 2004(1)     7.5%  38,824  13,750      0%         0        0%          0     100%    38,824     38,824
Dec 2005        7.5%  38,824  38,764      0%         0        0%          0     100%    38,824     38,824
Dec 2006        7.5%  38,824  65,719      0%         0        0%          0     100%    38,824     38,824
Dec 2007        7.5%  38,824  94,767      0%         0        0%          0     100%    38,824     38,824
Dec 2008        7.5%  38,824 126,070      0%         0        0%          0     100%    38,824     38,824
----------------------------------------------------------------------------------------------------------
Dec 2009        7.5%  38,824 159,803     20%     3,533       20%      3,533     100%    38,824     38,824
Dec 2010        7.5%  38,824 196,155     40%     8,674       40%      8,674     100%    38,824     38,824
Dec 2011        7.5%  38,824 235,329     60%    15,609       60%     15,609     100%    38,824     38,824
Dec 2012        7.5%  38,824 277,544     80%    24,546       80%     24,546     100%    38,824     38,824
Dec 2013        7.5%  38,824 323,037    100%    35,712      100%     35,712     100%    38,824     38,824
----------------------------------------------------------------------------------------------------------
Jul 2014        7.5%  38,824 351,188    100%    38,824      100%     38,824     100%    38,824     38,824
----------------------------------------------------------------------------------------------------------
</TABLE>

           July 27, 2014 Retirement; August 1, 2014 First Payment Date

----------
(1)   The first line reflects 7 months of data, June 2004 to December 2004.

*     The purpose of this hypothetical illustration is to show the participant's
      annual benefit based on various termination assumptions. Actual benefits
      are based on the terms and provisions of the plan agreement executed
      between the company and participant and may differ from those shown.

Salary Continuation Plan                              Securities offered through
for West Pointe                                          Clark Securities. Inc.,
Bank & Trust Co. -                                     a wholly owned subsidiary
Belleville, IL 1000339                                    of Clark, Inc., member
24239 188277 v5.34.20                                               NASD & SIPC,
08/12/2004:08 SCP-E.SD NB                                 Los Angeles, CA 90071,
                                                                 (213) 436-6300.

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00072-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00072-of-00352.parquet"}]]