Document:

<PAGE>
                                  EXHIBIT 10.1

CONTACT: CUSTOMER SERVICES -- CTSLINK
         WELLS FARGO BANK MINNESOTA, N.A.
         SECURITIES ADMINISTRATION SERVICES
         7485 NEW HORIZON WAY
         FREDERICK, MD  21703
         WWW.CTSLINK.COM

         TELEPHONE:        (301) 815-6600
         FAX:              (301) 315-6660

                                SMT SERIES 2002-9
                         RECORD DATE: NOVEMBER 29, 2002
                      DISTRIBUTION DATE: DECEMBER 20, 2002

                     CERTIFICATEHOLDER DISTRIBUTION SUMMARY

<TABLE>
<CAPTION>
                              Certificate         Certificate     Beginning
                                 Class           Pass-Through    Certificate        Interest         Principal         Current
   Class          CUSIP       Description            Rate          Balance        Distribution     Distribution     Realized Loss
<S>             <C>           <C>                <C>           <C>               <C>               <C>              <C>
    1A          81743SAA8         SEN               1.73813%   377,840,722.14        547,280.24     1,844,199.03              0.00
    2A          81743SAB6         SEN               3.61546%   162,932,009.95        490,894.57       681,024.10              0.00
   X-1A         81743SAC4          IO               1.37940%             0.00        232,316.13             0.00              0.00
   X-1B         81743SAD2          IO               1.60769%             0.00        235,448.00             0.00              0.00
    X-B         81743SAE0          IO               1.20574%             0.00          7,743.13             0.00              0.00
    A-R         81743SAF7         SEN               3.31527%             0.00              0.00             0.00              0.00
    B-1         81743SAG5         SUB               2.13813%     7,702,000.00         13,723.23             0.00              0.00
    B-2         81743SAH3         SUB               3.34387%     4,564,000.00         12,717.84             0.00              0.00
    B-3         81743SAJ9         SUB               3.34387%     3,424,000.00          9,541.17             0.00              0.00
    B-4         SMT0209B4         SUB               3.34387%     1,426,000.00          3,973.63             0.00              0.00
    B-5         SMR0209B5         SUB               3.34387%       856,000.00          2,385.29             0.00              0.00
    B-6         SMT0209B6         SUB               3.34387%     1,997,086.78          5,564.99             0.00              0.00
                                                               --------------      ------------     ------------             -----
Totals                                                         560,741,818.87      1,561,588.22     2,525,223.13              0.00
</TABLE>

<TABLE>
<CAPTION>
                              Certificate         Ending
                                 Class          Certificate         Total          Cumulative
   Class          CUSIP       Description         Balance        Distribution     Realized Loss
<S>             <C>           <C>              <C>               <C>              <C>
    1A          81743SAA8         SEN          375,996,523.11      2,391,479.27             0.00
    2A          81743SAB6         SEN          162,250,985.85      1,171,918.67             0.00
   X-1A         81743SAC4          IO                    0.00        232,316.13             0.00
   X-1B         81743SAD2          IO                    0.00         235,448.0             0.00
    X-B         81743SAE0          IO                    0.00          7,743.13             0.00
    A-R         81743SAF7         SEN                    0.00              0.00             0.00
    B-1         81743SAG5         SUB            7,702,000.00         13,723.23             0.00
    B-2         81743SAH3         SUB            4,564,000.00         12,717.84             0.00
    B-3         81743SAJ9         SUB            3,424,000.00          9,541.17             0.00
    B-4         SMT0209B4         SUB            1,426,000.00          3,973.63             0.00
    B-5         SMR0209B5         SUB              856,000.00          2,385.29             0.00
    B-6         SMT0209B6         SUB            1,997,086.78          5,564.99             0.00
                                               --------------      ------------             ----
Totals                                         558,216,595.74      4,086,811.35             0.00
</TABLE>

All distributions required by the Pooling and Servicing Agreement have been
calculated by the Certificate Administrator on behalf of the Trustee.
<PAGE>
                        PRINCIPAL DISTRIBUTION STATEMENT
<TABLE>
<CAPTION>
                                 Beginning       Scheduled      Unscheduled
              Original Face     Certificate      Principal       Principal                    Realized
   Class         Amount           Balance       Distribution   Distribution     Accretion     Loss (1)
<S>           <C>               <C>             <C>            <C>              <C>           <C>
    1A        381,698,000.00    377,840,772.14          0.00     1,844,199.03      0.00        0.00
    2A        168,875,000.00    162,932,009.95          0.00       681,024.10      0.00        0.00
   X-1A                 0.00              0.00          0.00             0.00      0.00        0.00
   X-1B                 0.00              0.00          0.00             0.00      0.00        0.00
    X-B                 0.00              0.00          0.00             0.00      0.00        0.00
    A-R               100.00              0.00          0.00             0.00      0.00        0.00
    B-1         7,702,000.00      7,702,000.00          0.00             0.00      0.00        0.00
    B-2         4,564,000.00      4,564,000.00          0.00             0.00      0.00        0.00
    B-3         3,424,000.00      3,424,000.00          0.00             0.00      0.00        0.00
    B-4         1,426,000.00      1,426,000.00          0.00             0.00      0.00        0.00
    B-5           856,000.00        856,000.00          0.00             0.00      0.00        0.00
    B-6         1,997,086.78      1,997,086.78          0.00             0.00      0.00        0.00
              --------------    --------------          ----     ------------      ----        ----
Totals        570,533,186.78    560,741,818.87          0.00     2,525,223.13      0.00        0.00
</TABLE>

<TABLE>
<CAPTION>
                                       Ending              Ending
               Total Principal      Certificate         Certificate       Total Principal
   Class          Reduction           Balance            Percentage        Distribution
<S>            <C>                 <C>                  <C>               <C>
    1A           1,844,199.03      375,996.523.11         0.98508609       1,844,199.03
    2A             681,024.10      162,250,985.85         0.96077564         681,024.10
   X-1A                  0.00                0.00         0.00000000               0.00
   X-1B                  0.00                0.00         0.00000000               0.00
    X-B                  0.00                0.00         0.00000000               0.00
    A-R                  0.00                0.00         0.00000000               0.00
    B-1                  0.00        7,702,000.00         1.00000000               0.00
    B-2                  0.00        4,564,000.00         1.00000000               0.00
    B-3                  0.00        3,424,000.00         1.00000000               0.00
    B-4                  0.00        1,426,000.00         1.00000000               0.00
    B-5                  0.00          856,000.00         1.00000000               0.00
    B-6                  0.00        1,997,086.78         1.00000000               0.00
                 ------------      --------------         ----------       ------------
Totals           2,525,223.13      558,216,595.74         0.97841214       2,525,223.13
</TABLE>

(1)   Amount does not include excess special hazard, bankruptcy, or fraud losses
      unless otherwise disclosed. Please refer to the prospectus supplement for
      a full description.

                    PRINCIPAL DISTRIBUTION FACTORS STATEMENT

<TABLE>
<CAPTION>
                                 Beginning       Scheduled         Unscheduled
              Original Face     Certificate      Principal          Principal                    Realized
   Class         Amount           Balance       Distribution      Distribution   Accretion        Loss (3)
<S>           <C>               <C>             <C>               <C>            <C>            <C>
    1A        381,698,000.00      989.91776588    0.00000000       4.83167980    0.00000000     0.00000000
    2A        168,875,000.00      964.80834907    0.00000000       4.03271118    0.00000000     0.00000000
   X-1A                 0.00        0.00000000    0.00000000       0.00000000    0.00000000     0.00000000
   X-1B                 0.00        0.00000000    0.00000000       0.00000000    0.00000000     0.00000000
    X-B                 0.00        0.00000000    0.00000000       0.00000000    0.00000000     0.00000000
    A-R               100.00        0.00000000    0.00000000       0.00000000    0.00000000     0.00000000
    B-1         7,702,000.00     1000.00000000    0.00000000       0.00000000    0.00000000     0.00000000
    B-2         4,564,000.00     1000.00000000    0.00000000       0.00000000    0.00000000     0.00000000
    B-3         3,424,000.00     1000.00000000    0.00000000       0.00000000    0.00000000     0.00000000
    B-4         1,426,000.00     1000.00000000    0.00000000       0.00000000    0.00000000     0.00000000
    B-5           856,000.00     1000.00000000    0.00000000       0.00000000    0.00000000     0.00000000
    B-6         1,997,086.78     1000.00000000    0.00000000       0.00000000    0.00000000     0.00000000

</TABLE>

<TABLE>
<CAPTION>
                   Total             Ending                 Ending
                 Principal         Certificate           Certificate       Total Principal
   Class         Reduction           Balance              Percentage        Distribution
<S>              <C>               <C>                   <C>               <C>
    1A            4.83167980        985.08608608          0.98508609         4.83167980
    2A            4.03271118        960.77563790          0.96077564         4.03271118
   X-1A           0.00000000          0.00000000          0.00000000         0.00000000
   X-1B           0.00000000          0.00000000          0.00000000         0.00000000
    X-B           0.00000000          0.00000000          0.00000000         0.00000000
    A-R           0.00000000          0.00000000          0.00000000         0.00000000
    B-1           0.00000000       1000.00000000          1.00000000         0.00000000
    B-2           0.00000000       1000.00000000          1.00000000         0.00000000
    B-3           0.00000000       1000.00000000          1.00000000         0.00000000
    B-4           0.00000000       1000.00000000          1.00000000         0.00000000
    B-5           0.00000000       1000.00000000          1.00000000         0.00000000
    B-6           0.00000000       1000.00000000          1.00000000         0.00000000

</TABLE>

(3)   Amount does not include excess special hazard, bankruptcy, or fraud losses
      unless otherwise disclosed. Please refer to the prospectus supplement for
      a full description.
<PAGE>
                         INTEREST DISTRIBUTION STATEMENT

<TABLE>
<CAPTION>

                                                                                  Payment of
                                    Current        Beginning         Current        Unpaid
             Original Face         Certificate    Certificate/       Accrued       Interest
  Class         Amount                Rate      Notional Balance    Interest      Shortfall
<S>           <C>                    <C>         <C>              <C>             <C>
   1A         381,698,000.00         1.73813%    377,840,722.14     547,280.25          0.00
   2A         168,875,000.00         3.61546%    162,932,009.95     490,894.57          0.00
  X-1A                  0.00         1.37940%    202,100,760.47     232,313.99          0.00
  X-1B                  0.00         1.60769%    175,739,961.67     235,445.84          0.00
   X-B                  0.00         1.20574%      7,702,000.00       7,738.82          0.00
   A-R                100.00         3.31527%              0.00           0.00          0.00
   B-1          7,702,000.00         2.13813%      7,702,000.00      13,723.23          0.00
   B-2          4,564,000.00         3.34387%      4,564,000.00      12,717.84          0.00
   B-3          3,424,000.00         3.34387%      3,424,000.00       9,541.17          0.00
   B-4          1,426,000.00         3.34387%      1,426,000.00       3,973.63          0.00
   B-5            856,000.00         3.34387%        856,000.00       2,385.29          0.00
   B-6          1,997,086.78         3.34387%      1,997,086.78       5,564.99          0.00
              --------------                                      ------------          ----
 Totals       570,533,186.78                                      1,561,579.62          0.00
</TABLE>

<TABLE>
<CAPTION>

                                                                      Remaining         Ending
             Current     Non-Supported                                  Unpaid       Certificate/
            Interest       Interest     Realized     Total Interest     Interest       Notational
  Class     Shortfall     Shortfall       Loss (4)   Distribution     Shortfall         Balance
<S>         <C>          <C>            <C>          <C>              <C>           <C>
   1A           0.00         0.00         0.00         547,280.24          0.00     375,996,523.11
   2A           0.00         0.00         0.00         490,894.57          0.00     162,250,985.85
  X-1A          0.00         0.00         0.00         232,316.13          0.00     201,271,258.54
  X-1B          0.00         0.00         0.00         235,448.00          0.00     174,725,264.57
   X-B          0.00         0.00         0.00           7,743.13          0.00       7,702,000.00
   A-R          0.00         0.00         0.00               0.00          0.00               0.00
   B-1          0.00         0.00         0.00          13,723.23          0.00       7,702,000.00
   B-2          0.00         0.00         0.00          12,717.84          0.00       4,564,000.00
   B-3          0.00         0.00         0.00           9,541.17          0.00       3,424,000.00
   B-4          0.00         0.00         0.00           3,973.63          0.00       1,426,000.00
   B-5          0.00         0.00         0.00           2,385.29          0.00         856,000.00
   B-6          0.00         0.00         0.00           5,564.99          0.00       1,997,086.78
                ----         ----         ----       ------------          ----
 Totals         0.00         0.00         0.00       1,561,588.22          0.00
</TABLE>

(4)   Amount does not include excess special hazard, bankruptcy, or fraud losses
      unless otherwise disclosed. Please refer to the prospectus supplement for
      a full description.
<TABLE>
<CAPTION>
                     INTEREST DISTRIBUTION FACTORS STATEMENT

                                                                                Payment of
                               Current         Beginning          Current        Unpaid       Current
            Original Face    Certificate      Certificate/         Accrued      Interest      Interest
Class (5)       Amount          Rate        Notional Balance      Interest      Shortfall     Shortfall
<S>         <C>              <C>            <C>                  <C>            <C>          <C>
   1A        381,698,000.00    1.73813%       989.91776588       1.43383815     0.00000000   0.00000000
   2A        168,875,000.00    3.61546%       964.80834907       2.90685164     0.00000000   0.00000000
  X-1A                 0.00    1.37940%       991.82549440       1.14009931     0.00000000   0.00000000
  X-1B                 0.00    1.60769%       987.73293281       1.32330523     0.00000000   0.00000000
   X-B                 0.00    1.20574%      1000.00000000       1.00478058     0.00000000   0.00000000
   A-R               100.00    3.31527%         0.00000000       0.00000000     0.00000000   0.00000000
   B-1         7,702,000.00    2.13813%      1000.00000000       1.78177486     0.00000000   0.00000000
   B-2         4,564,000.00    3.34387%      1000.00000000       2.78655565     0.00000000   0.00000000
   B-3         3,424,000.00    3.34387%      1000.00000000       2.78655666     0.00000000   0.00000000
   B-4         1,426,000.00    3.34387%      1000.00000000       2.78655680     0.00000000   0.00000000
   B-5           856,000.00    3.34387%      1000.00000000       2.78655374     0.00000000   0.00000000
   B-6         1,997,086.78    3.34387%      1000.00000000       2.78655392     0.00000000   0.00000000

</TABLE>

<TABLE>
<CAPTION>
                     INTEREST DISTRIBUTION FACTORS STATEMENT

                                                                Remaining
               Non-Supported                                    Unpaid
                 Interest      Realized        Total Interest    Interest          Ending Certificate/
Class (5)        Shortfall      Loss (6)        Distribution     Shortfall          Notational Balance
<S>             <C>            <C>               <C>              <C>               <C>
   1A           0.00000000     0.00000000        1.43383812       0.00000000           985.08608608
   2A           0.00000000     0.00000000        2.90685164       0.00000000           960.77563790
  X-1A          0.00000000     0.00000000        1.14010981       0.00000000           987.75464796
  X-1B          0.00000000     0.00000000        1.32331737       0.00000000           982.02990583
   X-B          0.00000000     0.00000000        1.00534017       0.00000000          1000.00000000
   A-R          0.00000000     0.00000000        0.00000000       0.00000000             0.00000000
   B-1          0.00000000     0.00000000        1.78177486       0.00000000          1000.00000000
   B-2          0.00000000     0.00000000        2.78655565       0.00000000          1000.00000000
   B-3          0.00000000     0.00000000        2.78655666       0.00000000          1000.00000000
   B-4          0.00000000     0.00000000        2.78655680       0.00000000          1000.00000000
   B-5          0.00000000     0.00000000        2.78655374       0.00000000          1000.00000000
   B-6          0.00000000     0.00000000        2.78655392       0.00000000          1000.00000000

</TABLE>

(5)   Per $1 denomination

(6)   Amount does not include excess special hazard, bankruptcy, or fraud losses
      unless otherwise disclosed. Please refer to the prospectus supplement for
      a full description.
<PAGE>
                       CERTIFICATEHOLDER ACCOUNT STATEMENT

                               CERTIFICATE ACCOUNT
<TABLE>
<CAPTION>
<S>                                                                      <C>
Beginning Balance                                                                0.00

Deposits
         Payments of Interest and Principal                              4,255,916.52
         Liquidations, Insurance Proceeds, Reserve Funds                         0.00
         Proceeds from Repurchased Loans                                         8.62
         Other Amounts (Servicer Advances)                                  10,542.36
         Realized Losses                                                         0.00
         Prepayment Penalties                                                    0.00
                                                                         ------------
Total Deposits                                                           4,266,467.50

Withdrawals
         Reimbursement for Servicer Advances                                     0.00
         Payment of Service Fee                                            179,656.15
         Payment of Interest and Principal                               4,086,811.35
                                                                         ------------
Total Withdrawals (Pool Distribution Amount)                             4,266,467.50

Ending Balance                                                                   0.00
                                                                         ============
</TABLE>

                    PREPAYMENT/CURTAILMENT INTEREST SHORTFALL
<TABLE>
<S>                                                                      <C>
Total Prepayment/Curtailment Interest Shortfall                              0.00
Servicing Fee Support                                                        0.00
                                                                         ------------
Non-Supported Prepayment Curtailment Interest Shortfall                      0.00
                                                                         ============
</TABLE>

                                    SERVICING FEES
<TABLE>
<S>                                                                     <C>
Gross Servicing Fee                                                     175,450.57
Master Servicing Fee                                                      4,205.58
Supported Prepayment/Curtailment Interest Shortfall                           0.00
                                                                        ----------
Net Servicing Fee                                                       179,656.15
                                                                        ==========
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
                                                 Beginning          Current          Current       Ending
                Account Type                      Balance         Withdrawals       Deposits       Balance
<S>                                              <C>                 <C>            <C>           <C>
        X-1 Basis Risk Reserve Fund              5,000.00            4.31             4.31        5,000.00
        X-2 Basis Risk Reserve Fund              5,000.00            4.31             4.31        5,000.00
</TABLE>

             LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT
<TABLE>
<CAPTION>
              DELINQUENT                              BANKRUPTCY                         FORECLOSURE

                 No. of     Principal                    No. of     Principal                No. of     Principal
                 Loans       Balance                     Loans       Balance                 Loans       Balance
<S>              <C>      <C>               <C>          <C>        <C>         <C>          <C>        <C>
0-29 Days          0              0.00      0-29 Days      0           0.00     0-29 Days      0          0.00
30 Days            14     3,769,163.25      30 Days        0           0.00     30 Days        0          0.00
60 Days            0              0.00      60 Days        0           0.00     60 Days        0          0.00
90 Days            0              0.00      90 Days        0           0.00     90 Days        0          0.00
120 Days           0              0.00      120 Days       0           0.00     120 Days       0          0.00
150 Days           0              0.00      150 Days       0           0.00     150 Days       0          0.00

                 -----   -------------                   -----       -------                 -----       -------
                   14     3,769,163.25                     0           0.00                    0          0.00
</TABLE>

<TABLE>
<CAPTION>
                REO                                   TOTAL

                No. of    Principal                  No. of           Principal
                Loans      Balance                   Loans            Balance
  <S>           <C>       <C>           <C>          <C>             <C>
  0-29 Days       0         0.00        0-29 Days        0                   0.00
  30 Days         0         0.00        30 Days          14          3,769,163.25
  60 Days         0         0.00        60 Days          0                   0.00
  90 Days         0         0.00        90 Days          0                   0.00
  120 Days        0         0.00        120 Days         0                   0.00
  150 Days        0         0.00        150 Days         0                   0.00
  180+ Days       0         0.00        180+ Days        0                   0.00
                -----      -------                   -------         ------------
                  0         0.00                         14          3,769,163.25
</TABLE>

<TABLE>
<CAPTION>
                 No. of     Principal                No. of     Principal                No. of     Principal
                 Loans       Balance                 Loans       Balance                 Loans       Balance

<S>            <C>          <C>         <C>        <C>          <C>         <C>        <C>          <C>
0-29 Days      0.000000%    0.000000%   0-29 Days  0.000000%    0.000000%   0-29 Days  0.000000%    0.000000%
30 Days        0.935204%    0.675221%   30 Days    0.000000%    0.000000%   30 Days    0.000000%    0.000000%
60 Days        0.000000%    0.000000%   60 Days    0.000000%    0.000000%   60 Days    0.000000%    0.000000%
90 Days        0.000000%    0.000000%   90 Days    0.000000%    0.000000%   90 Days    0.000000%    0.000000%
120 Days       0.000000%    0.000000%   120 Days   0.000000%    0.000000%   120 Days   0.000000%    0.000000%
150 Days       0.000000%    0.000000%   150 Days   0.000000%    0.000000%   150 Days   0.000000%    0.000000%
180+ Days      0.000000%    0.000000%   180+ Days  0.000000%    0.000000%   180+ Days  0.000000%    0.000000%
               -------      --------               --------     --------               --------     --------
               0.935204%    0.675221%              0.000000%    0.000000%              0.000000%    0.000000%
</TABLE>

<TABLE>
<CAPTION>
                No. of    Principal                No. of      Principal
                Loans      Balance                 Loans        Balance

   <S>        <C>         <C>         <C>        <C>           <C>
   0-29 Days  0.000000%   0.000000%   0-29 Days  0.000000%     0.000000%
   30 Days    0.000000%   0.000000%   30 Days    0.935204%     0.675221%
   60 Days    0.000000%   0.000000%   60 Days    0.000000%     0.000000%
   90 Days    0.000000%   0.000000%   90 Days    0.000000%     0.000000%
   120 Days   0.000000%   0.000000%   120 Days   0.000000%     0.000000%
   150 Days   0.000000%   0.000000%   150 Days   0.000000%     0.000000%
   180+ Days  0.000000%   0.000000%   180+ Days  0.000000%     0.000000%
              --------    --------               --------      --------
              0.000000%   0.000000%              0.935204%     0.675221%
</TABLE>

<TABLE>
<S>                             <C>       <C>                          <C>            <C>                                  <C>
Current Period Class                      Principal Balance of
A Insufficient Funds:           0.00      Contaminated Properties      0.00           Periodic Advance                     10,542.36
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
                      Original $      Original %       Current $        Current %        Current Class %     Prepayment %
                      ----------      ----------       ---------        ---------        ---------------     ------------
<S>                 <C>               <C>             <C>               <C>              <C>                <C>
       Class A      570,533,086.78    99.99998247%    558,216,595.74    100.00000000%        96.422699%         0.000000%
       Class 1A     188,844,086.78    33.09957968%    182,220,072.63     32.64325604%        67.356744%     1,882.892930%
       Class 2A      19,969,086.78     3.50007453%     19,969,086.78      3.57730081%        29.065955%       812.510795%
      Class B-1      12,267,086.78     2.15010924%     12,267,086.78      2.19754964%         1.379751%        38.569616%
      Class B-2       7,703,086.78     1.35015578%      7,703,086.78      1.37994586%         0.817604%        22.855327%
      Class B-3       4,279,086.78     0.75001540%      4,279,086.78      0.76656388%         0.613382%        17.146503%
      Class B-4       2,853,086.78     0.50007376%      2,853,086.78      0.51110748%         0.255456%         7.141038%
      Class B-5       1,997,086.78     0.35003867%      1,997,086.78      0.35776199%         0.153345%         4.286626%
      Class B-6               0.00     0.00000000%              0.00      0.00000000%         0.357762%        10.000892%
</TABLE>

Please refer to the prospectus supplement for a full description of loss
exposure

<TABLE>
<CAPTION>
                              Original $         Original %          Current $           Current %
                              ----------         ----------          ---------           ---------
<S>                         <C>                  <C>               <C>                   <C>
              Bankruptcy       100,000.00        0.01752746%          100,000.00         0.01791419%
                   Fraud    17,115,996.00        3.00000007%       17,115,996.00         3.06619261%
          Special Hazard     6,000,000.00        1.05164785%        5,999,500.00         1.07476203%
</TABLE>

Limit of subordinate's exposure to certain types of losses
<PAGE>
                           DELINQUENCY STATUS BY GROUP

                                     GROUP 1
<TABLE>
<CAPTION>

              DELINQUENT                                BANKRUPTCY                          FORECLOSURE

                 No. of     Principal                     No. of      Principal                 No. of     Principal
                 Loans       Balance                      Loans        Balance                  Loans       Balance
<S>              <C>      <C>               <C>           <C>         <C>          <C>          <C>        <C>
0-29 Days          0              0.00      0-29 Days      0             0.00      0-29 Days     0            0.00
30 Days            6      2,014,382.49      30 Days        0             0.00      30 Days       0            0.00
60 Days            0              0.00      60 Days        0             0.00      60 Days       0            0.00
90 Days            0              0.00      90 Days        0             0.00      90 Days       0            0.00
120 Days           0              0.00      120 Days       0             0.00      120 Days      0            0.00
150 Days           0              0.00      150 Days       0             0.00      150 Days      0            0.00
180+ Days          0              0.00      180+Days       0             0.00      180+ Days     0            0.00
                ----      ------------                    ----          -----                  -----        ------
                   6      2,014,382.49                     0             0.00                    0            0.00
</TABLE>

<TABLE>
<CAPTION>

              REO                                 TOTAL

               No. of    Principal                 No. of     Principal
               Loans      Balance                  Loans       Balance
<S>            <C>       <C>         <C>           <C>      <C>
0-29 Days         0        0.00      0-29 Days       0              0.00
30 Days           0.       0.00      30 Days         6      2,014,382.49
60 Days           0        0.00      60 Days         0              0.00
90 Days           0        0.00      90 Days         0              0.00
120 Days          0        0.00      120 Days        0              0.00
150 Days          0        0.00      150 Days        0              0.00
180+ Days         0        0.00      180+Days        0              0.00
                ----      -----                   -----     ------------
                  0        0.00                      6      2,014,382.49
</TABLE>

<TABLE>
<CAPTION>
                 No. of     Principal                No. of    Principal                 No. of     Principal
                 Loans       Balance                 Loans      Balance                  Loans       Balance
<S>            <C>          <C>         <C>        <C>         <C>         <C>         <C>          <C>
0-29 Days      0.000000%    0.000000%   0-29 Days  0.000000%   0.000000%   0-29 Days   0.000000%    0.000000%
30 Days        0.591716%    0.516720%   30 Days    0.000000%   0.000000%   30 Days     0.000000%    0.000000%
60 Days        0.000000%    0.000000%   60 Days    0.000000%   0.000000%   60 Days     0.000000%    0.000000%
90 Days        0.000000%    0.000000%   90 Days    0.000000%   0.000000%   90 Days     0.000000%    0.000000%
120 Days       0.000000%    0.000000%   120 Days   0.000000%   0.000000%   120 Days    0.000000%    0.000000%
150 Days       0.000000%    0.000000%   150 Days   0.000000%   0.000000%   150 Days    0.000000%    0.000000%
180+ Days      0.000000%    0.000000%   180+Days   0.000000%   0.000000%   180+ Days   0.000000%    0.000000%
               --------     --------               ---------   --------                --------     --------
               0.591716%    0.516720%              0.000000%   0.000000%               0.000000%    0.000000%
</TABLE>

<TABLE>
<CAPTION>
                No. of    Principal                 No. of     Principal
                Loans      Balance                  Loans       Balance
  <S>         <C>         <C>         <C>         <C>          <C>
  0-29 Days   0.000000%   0.000000%   0-29 Days   0.000000%    0.000000%
  30 Days     0.000000%   0.000000%   30 Days     0.591716%    0.516720%
  60 Days     0.000000%   0.000000%   60 Days     0.000000%    0.000000%
  90 Days     0.000000%   0.000000%   90 Days     0.000000%    0.000000%
  120 Days    0.000000%   0.000000%   120 Days    0.000000%    0.000000%
  150 Days    0.000000%   0.000000%   150 Days    0.000000%    0.000000%
  180+ Days   0.000000%   0.000000%   180+ Days   0.000000%    0.000000%
              --------    --------                --------     --------
              0.000000%   0.000000%               0.591716%    0.516720%
</TABLE>

                                     GROUP 2

<TABLE>
<CAPTION>
              DELINQUENT                            BANKRUPTCY                         FORECLOSURE

               No. of      Principal                     No. of    Principal                 No. of    Principal
                Loans       Balance                      Loans      Balance                  Loans      Balance
<S>            <C>        <C>              <C>           <C>       <C>         <C>           <C>       <C>
0-29 Days         0               0.00     0-29 Days       0          0.00     0-29 Days       0          0.00
30 Days           8       1,754,780.76     30 Days         0          0.00     30 Days         0          0.00
60 Days           0               0.00     60 Days         0          0.00     60 Days         0          0.00
90 Days           0               0.00     90 Days         0          0.00     90 Days         0          0.00
120 Days          0               0.00     120 Days        0          0.00     120 Days        0          0.00
150 Days          0               0.00     150 Days        0          0.00     150 Days        0          0.00
180+ Days         0               0.00     180+ Days       0          0.00     180+ Days       0          0.00
                ----      ------------                    ----       -----                  -----        ------
                  8       1,754,780.76                     0          0.00                     0          0.00
</TABLE>

<TABLE>
<CAPTION>
               REO                                 TOTAL

                No. of     Principal                 No. of     Principal
                 Loans      Balance                  Loans       Balance
  <S>           <C>        <C>           <C>         <C>       <C>
  0-29 Days        0         0.00        0-29 Days     0               0.00
  30 Days          0         0.00        30 Days       8       1,754,780.76
  60 Days          0         0.00        60 Days       0               0.00
  90 Days          0         0.00        90 Days       0               0.00
  120 Days         0         0.00        120 Days      0               0.00
  150 Days         0         0.00        150 Days      0               0.00
  180+ Days        0         0.00        180+ Days     0               0.00
                ----        -----                    ----      ------------
                   0         0.00                      8       1,754,780.76
</TABLE>

<TABLE>
<CAPTION>
               No. of      Principal                  No. of    Principal               No. of      Principal
               Loans       Balance                   Loans      Balance                  Loans       Balance
<S>           <C>          <C>          <C>         <C>         <C>         <C>         <C>         <C>
0-29 Days     0.000000%    0.000000%    0-29 Days   0.000000%   0.000000%   0-29 Days   0.000000%   0.000000%
30 Days       1.656315%    1.042207%    30 Days     0.000000%   0.000000%   30 Days     0.000000%   0.000000%
60 Days       0.000000%    0.000000%    60 Days     0.000000%   0.000000%   60 Days     0.000000%   0.000000%
90 Days       0.000000%    0.000000%    90 Days     0.000000%   0.000000%   90 Days     0.000000%   0.000000%
120 Days      0.000000%    0.000000%    120 Days    0.000000%   0.000000%   120 Days    0.000000%   0.000000%
150 Days      0.000000%    0.000000%    150 Days    0.000000%   0.000000%   150 Days    0.000000%   0.000000%
180+ Days     0.000000%    0.000000%    180+ Days   0.000000%   0.000000%   180+ Days   0.000000%   0.000000%
              --------     --------                 ---------   --------                --------    --------
              1.656315%    1.042207%                0.000000%   0.000000%               0.000000%   0.000000%
</TABLE>

<TABLE>
<CAPTION>
                 No. of     Principal                No. of     Principal
                  Loans       Balance                 Loans       Balance
   <S>          <C>         <C>         <C>         <C>          <C>
   0-29 Days    0.000000%   0.000000%   0-29 Days   0.000000%    0.000000%
   30 Days      0.000000%   0.000000%   30 Days     1.656315%    1.042207%
   60 Days      0.000000%   0.000000%   60 Days     0.000000%    0.000000%
   90 Days      0.000000%   0.000000%   90 Days     0.000000%    0.000000%
   120 Days     0.000000%   0.000000%   120 Days    0.000000%    0.000000%
   150 Days     0.000000%   0.000000%   150 Days    0.000000%    0.000000%
   180+ Days    0.000000%   0.000000%   180+ Days   0.000000%    0.000000%
                --------    ---------               --------     --------
                0.000000%   0.000000%               1.656315%    1.042207%
</TABLE>
<PAGE>
                              COLLATERAL STATEMENT
<TABLE>
<CAPTION>

Collateral Description                                                                                   Mixed Arm

<S>                                                                                                 <C>
Weighted Average Gross Coupon                                                                            3.726283%
Weighted Average Net Coupon                                                                              3.350815%
Weighted Average Pass-Through Rate                                                                       3.341815%
Weighted Average Maturity (Stepdown Calculation)                                                               329

Beginning Scheduled Collateral Loan Count                                                                    1,502
Number of Loans Paid in Full                                                                                     5
Ending Scheduled Collateral Loan Count                                                                       1,497

Beginning Scheduled Collateral Balance                                                              560,741,818.88
Ending Scheduled Collateral Balance                                                                 558,216,595.75
Ending Actual Collateral Balance at 29-Nov-2002                                                     558,211,802.20

Monthly P&I Constant                                                                                  1,741,235.73
Special Servicing Fee                                                                                         0.00
Prepayment Penalties                                                                                          0.00
Realization Loss Amount                                                                                       0.00
Cumulative Realized Loss                                                                                      0.00

Class A Optimal Amount                                                                                4,031,157.76

Ending Scheduled Balance for Premium Loans                                                          558,216,595.75

Scheduled Principal                                                                                           0.00
Unscheduled Principal                                                                                 2,525,223.13
</TABLE>

                            MISCELLANEOUS REPORTING
<TABLE>
<CAPTION>
<S>                                                                 <C>
Pro Rata Senior Percent                                              96.438809%
Senior Percentage                                                   100.000000%
Senior Prepay Percentage                                            100.000000%
Subordinate Percentage                                                0.000000%
Subordinate Prepayment Percentage                                     0.000000%
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
                 GROUP                           1                    2                  TOTAL
<S>                                        <C>                   <C>                   <C>
Collateral Description                          Mixed ARM        6 Month ARM                Mixed ARM
Weighted Average Coupon Rate                     3.608378           3.999456                 3.726283
Weighted Average Net Rate                        3.232708           3.624456                 3.350815
Pass-Through Rate                                3.223708           3.615456                 3.341815
Weighted Average Maturity                             313                355                      329
Record Date                                    11/29/2002         11/29/2002               11/29/2002
Principal and Interest Constant              1,177,789.03         563,446.70             1,741,235.73
Beginning Loan Count                                1,018                484                    1,502
Loans Paid in Full                                      4                  1                        5
Ending Loan Count                                   1,014                483                    1,497
Beginning Scheduled Balance                391,684,808.93     169,057,009.95           560,741,818.88
Ending Scheduled Balance                   389,840,609.90     168,375,985.85           558,216,595.75
Scheduled Principal                                  0.00               0.00                     0.00
Unscheduled Principal                        1,844,199.03         681,024.10             2,525,223.13
Scheduled Interest                           1,177,789.03         563,446.70             1,741,235.73
Servicing Fee                                  122,620.26          52,830.31               175,450.57
Master Servicing Fee                             2,937.65           1,267.93                 4,205.58
Trustee Fee                                          0.00               0.00                     0.00
FRY Amount                                           0.00               0.00                     0.00
Special Hazard Fee                                   0.00               0.00                     0.00
Other Fee                                            0.00               0.00                     0.00
Pool Insurance Fee                                   0.00               0.00                     0.00
Spread 1                                             0.00               0.00                     0.00
Spread 2                                             0.00               0.00                     0.00
Spread 3                                             0.00               0.00                     0.00
Net Interest                                 1,052,231.12          509,348.46            1,561,579.58
Realized Loss Amount                                 0.00               0.00                     0.00
Cumulative Realized Loss                             0.00               0.00                     0.00
Percentage of Cumulative Losses                      0.00               0.00                     0.00
Prepayment Penalties                                 0.00               0.00                     0.00
Special Servicing Fee                                0.00               0.00                     0.00
</TABLE>

                            MISCELLANEOUS REPORTING
<TABLE>
<CAPTION>
Group 1

<S>                                                              <C>
One Month LIBOR Loans                                            208,682,009.97
Six Month LIBOR Loans                                            181,158,599.93
</TABLE><PAGE>
                                                                     Exhibit 4.1

                          THIRD SUPPLEMENTAL INDENTURE

         THIS THIRD SUPPLEMENTAL INDENTURE (this "THIRD SUPPLEMENTAL
INDENTURE"), dated as of December 20, 2002, is made by and among R.H. DONNELLEY
INC., a corporation duly organized and existing under the laws of the State of
Delaware, as issuer (the "COMPANY"), R.H. DONNELLEY CORPORATION, a corporation
duly organized and existing under the laws of the State of Delaware, as a
guarantor and successor to The Dun & Bradstreet Corporation ("RHD"), R.H.
DONNELLEY ACQUISITIONS, INC., a corporation duly organized and existing under
the laws of the State of Delaware, as a guarantor ("ACQUISITIONS"), R.H.
DONNELLEY APIL, INC., a corporation duly organized and existing under the laws
of the State of Delaware, as a guarantor ("APIL"), R.H. DONNELLEY CD, INC., a
corporation duly organized and existing under the laws of the State of Delaware,
as a guarantor ("RHD/CD"), GET DIGITAL SMART.COM, INC., a corporation duly
organized and existing under the laws of the State of Delaware, as a guarantor
("GET DIGITAL"), R.H. DONNELLEY ACQUISITIONS II, INC., a corporation duly
organized and existing under the laws of the State of Kansas, as a guarantor
("ACQUISITIONS II") (the foregoing guarantors collectively referred to herein as
the "GUARANTORS"), and THE BANK OF NEW YORK, a New York banking corporation, as
trustee (the "TRUSTEE").

                                    RECITALS:

         A. The Company, RHD and the Trustee have entered into an Indenture,
dated as of June 5, 1998, as amended by the First Supplemental Indenture, dated
as of November 25, 2002, by and among the Company, as issuer, RHD, as a
guarantor, Acquisitions, as a guarantor, APIL, as a guarantor, RHD/CD, as a
guarantor, Get Digital, as a guarantor, and the Trustee, and further amended by
the Second Supplemental Indenture, dated as of December 20, 2002, by and among
the Company, as issuer, the Guarantors and the Trustee (as so amended, the
"INDENTURE").

         B. Pursuant to the Indenture, the Company issued, the Guarantors
guaranteed and the Trustee authenticated and delivered an aggregate principal
amount of $150,000,000 of the Company's 9 1/8% Senior Subordinated Notes due
2008 (the "NOTES").

         C. The Company desires and has requested the Guarantors and the Trustee
to join with the Company in the execution and delivery of this Third
Supplemental Indenture for the purpose of amending the Indenture in order to
eliminate certain covenants and Events of Default.

         D. Section 902 of the Indenture provides that a supplemental indenture
may be entered into by the Company, the Guarantors and the Trustee to change
certain provisions of the Indenture or modify certain rights of the holders of
the Notes with the consent of Holders of not less than a majority in aggregate
principal amount of the then Outstanding Notes and the authorization by a
resolution of the Board of Directors of the Company.

         E. Pursuant to a solicitation by the Company, consents to the
amendments to the Indenture, which will eliminate certain covenants and Events
of Default pursuant to this Third Supplemental Indenture, of Holders of at least
a majority in aggregate principal amount of the Outstanding Notes have been
received and a resolution of the Board of Directors of the Company has
authorized the Company to enter into this Third Supplemental Indenture with the
Guarantors and the Trustee.
<PAGE>

         F. The Company has furnished, or caused to be furnished, to the
Trustee, and the Trustee has received, an Officers' Certificate and an Opinion
of Counsel stating, among other things, that this Third Supplemental Indenture
is authorized or permitted by the Indenture.

         G. All things necessary to make this Third Supplemental Indenture a
valid agreement of the Company, the Guarantors and the Trustee and a valid
amendment to the Indenture have been done.

         NOW THEREFORE, the parties hereto agree for the benefit of the other
parties, as follows:

                                   AGREEMENT:

         SECTION 1. DEFINITIONS. Capitalized terms used but not otherwise
defined in this Third Supplemental Indenture have the meanings ascribed thereto
in the Indenture.

         SECTION 2. AMENDMENTS TO THE INDENTURE.

         2.1 Subsection (6) of SECTION 501 of ARTICLE FIVE of the Indenture is
amended by deleting the subsection in its entirety, together with any references
thereto in the Indenture, and replacing it with the following: "Intentionally
omitted."

         2.2 Subsection (7) of SECTION 501 of ARTICLE FIVE of the Indenture is
amended by deleting the subsection in its entirety, together with any references
thereto in the Indenture, and replacing it with the following: "Intentionally
omitted."

         2.3 SECTION 801 of ARTICLE EIGHT of the Indenture is amended by
deleting the section in its entirety, together with any references thereto in
the Indenture, and replacing it with the following: "Intentionally omitted."

         2.4 SECTION 802 of ARTICLE EIGHT of the Indenture is amended by
deleting the section in its entirety, together with any references thereto in
the Indenture, and replacing it with the following: "Intentionally omitted."

         2.5 SECTION 1004 of ARTICLE TEN of the Indenture is amended by deleting
the section in its entirety, together with any references thereto in the
Indenture, and replacing it with the following: "Intentionally omitted."

         2.6 SECTION 1005 of ARTICLE TEN of the Indenture is amended by deleting
the section in its entirety, together with any references thereto in the
Indenture, and replacing it with the following: "Intentionally omitted."

         2.7 SECTION 1006 of ARTICLE TEN of the Indenture is amended by deleting
the section in its entirety, together with any references thereto in the
Indenture, and replacing it with the following: "Intentionally omitted."

                                       2

<PAGE>

         2.8 SECTION 1007 of ARTICLE TEN of the Indenture is amended by deleting
the section in its entirety, together with any references thereto in the
Indenture, and replacing it with the following: "Intentionally omitted."

         2.9 SECTION 1008 of ARTICLE TEN of the Indenture is amended by deleting
the section in its entirety, together with any references thereto in the
Indenture, and replacing it with the following: "Intentionally omitted."

         2.10 SECTION 1009 of ARTICLE TEN of the Indenture is amended by
deleting the section in its entirety, together with any references thereto in
the Indenture, and replacing it with the following: "Intentionally omitted."

         2.11 SECTION 1010 of ARTICLE TEN of the Indenture is amended by
deleting the section in its entirety, together with any references thereto in
the Indenture, and replacing it with the following: "Intentionally omitted."

         2.12 SECTION 1011 of ARTICLE TEN of the Indenture is amended by
deleting the section in its entirety, together with any references thereto in
the Indenture, and replacing it with the following: "Intentionally omitted."

         2.13 SECTION 1012 of ARTICLE TEN of the Indenture is amended by
deleting the section in its entirety, together with any references thereto in
the Indenture, and replacing it with the following: "Intentionally omitted."

         2.14 SECTION 1013 of ARTICLE TEN of the Indenture is amended by
deleting the section in its entirety, together with any references thereto in
the Indenture, and replacing it with the following: "Intentionally omitted."

         2.15 SECTION 1014 of ARTICLE TEN of the Indenture is amended by
deleting the section in its entirety, together with any references thereto in
the Indenture, and replacing it with the following: "Intentionally omitted."

         2.16 SECTION 1015 of ARTICLE TEN of the Indenture is amended by
deleting the section in its entirety, together with any references thereto in
the Indenture, and replacing it with the following: "Intentionally omitted."

         2.17 SECTION 1016 of ARTICLE TEN of the Indenture is amended by
deleting the section in its entirety, together with any references thereto in
the Indenture, and replacing it with the following: "Intentionally omitted."

         2.18 SECTION 1017 of ARTICLE TEN of the Indenture is amended by
deleting the section in its entirety, together with any references thereto in
the Indenture, and replacing it with the following: "Intentionally omitted."

         2.19 SECTION 1018 of ARTICLE TEN of the Indenture is amended by
deleting the section in its entirety, together with any references thereto in
the Indenture, and replacing it with the following: "Intentionally omitted."

                                       3

<PAGE>

         2.20 SECTION 1019 of ARTICLE TEN of the Indenture is amended by
deleting the section in its entirety, together with any references thereto in
the Indenture, and replacing it with the following: "Intentionally omitted."

         2.21 SECTION 1205 of ARTICLE TWELVE of the Indenture is amended by
deleting the section in its entirety, together with any references thereto in
the Indenture, and replacing it with the following: "Intentionally omitted."

         2.22 SECTION 1404 of ARTICLE FOURTEEN of the Indenture is amended by
deleting the section in its entirety, together with any references thereto in
the Indenture, and replacing it with the following: "Intentionally omitted."

         2.23 Any defined terms present in the Indenture, but no longer used as
a result of the amendments made by this Third Supplemental Indenture are hereby
eliminated. The definition of any defined term used in the Indenture, where such
definition is set forth in any of the sections or subsections that are
eliminated by this Third Supplemental Indenture and the term it defines is still
used in the Indenture after the amendments hereby become effective, shall be
deemed to become part of, and defined in, Section 101 of the Indenture. Such
defined terms are to be in alphanumeric order within Section 101 of the
Indenture.

         SECTION 3. MISCELLANEOUS.

         3.1 EFFECT AND OPERATION OF THIRD SUPPLEMENTAL INDENTURE. This Third
Supplemental Indenture shall be effective and binding immediately upon its
execution and thereupon this Third Supplemental Indenture shall form a part of
the Indenture for all purposes, and every Note heretofore or hereafter
authenticated and delivered under the Indenture shall be bound hereby, but,
notwithstanding anything in the Indenture or this Third Supplemental Indenture
to the contrary, this Third Supplemental Indenture shall not be operative until
the Company has accepted for payment all of the Notes validly tendered pursuant
to the Offer (as defined in the Company's Offer to Purchase and Consent
Solicitation Statement, dated December 3, 2002 (the "STATEMENT")). If the Offer
is terminated or withdrawn, or the Notes are not accepted for payment for any
reason, this Third Supplemental Indenture will not become operative. Except as
modified and amended by this Third Supplemental Indenture, all provisions of the
Indenture shall remain in full force and effect.

         3.2 CONFIRMATION AND PRESERVATION OF THE INDENTURE. The Indenture as
modified and amended by this Third Supplemental Indenture is in all respects
confirmed and preserved.

         3.3 INDENTURE AND THIRD SUPPLEMENTAL INDENTURE CONSTRUED TOGETHER. This
Third Supplemental Indenture is an indenture supplemental to and in
implementation of the Indenture, and the Indenture and this Third Supplemental
Indenture shall henceforth be read and construed together.

         3.4 TRUST INDENTURE ACT CONTROLS. If any provision of this Third
Supplemental Indenture limits, qualifies or conflicts with another provision
which is required to be included in this Third Supplemental Indenture by the
Trust Indenture Act, the required provision shall control.

                                       4
<PAGE>

         3.5 GOVERNING LAW. THIS THIRD SUPPLEMENTAL INDENTURE SHALL BE GOVERNED
BY AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK WITHOUT
REGARD TO THE CONFLICTS OF LAWS PRINCIPLES THEREOF.

         3.6 SUCCESSORS. All agreements of the Company in this Third
Supplemental Indenture shall bind its successors and assigns. All agreements of
the Guarantors in this Third Supplemental Indenture shall bind their respective
successors and assigns. All agreements of the Trustee in this Third Supplemental
Indenture shall bind its successors and assigns.

         3.7 MULTIPLE COUNTERPARTS. The parties may sign multiple counterparts
of this Third Supplemental Indenture. Each signed counterpart shall be deemed an
original, but all of them together represent one and the same agreement.

         3.8 HEADINGS. The headings of the Sections of this Third Supplemental
Indenture have been inserted for convenience of reference only, are not to be
considered a part hereof, and shall in no way modify or restrict any of the
terms or provisions hereof.

         3.9 SEPARABILITY. Each provision of this Third Supplemental Indenture
shall be considered separable and if for any reason any provision which is not
essential to the effectuation of the basic purpose of this Third Supplemental
Indenture shall be invalid, illegal or unenforceable, the validity, legality and
enforceability of the remaining provisions shall not in any way be affected or
impaired thereby.

         3.10 BENEFITS OF THIRD SUPPLEMENTAL INDENTURE. Nothing in this Third
Supplemental Indenture, express or implied, shall give to any Person, other than
the parties hereto and their successors, the holders of Senior Debt (subject to
Article 12 of the Indenture) and the Holders of Notes, any benefit or any legal
or equitable right, remedy or claim.

         3.11 TRUSTEE. The Trustee makes no representations as to the validity
or sufficiency of this Third Supplemental Indenture. The statements and recitals
herein are deemed to be those of the Company and the Guarantors and not of the
Trustee.

                    [Signatures are on the following pages.]

                                       5
<PAGE>

         IN WITNESS WHEREOF, the parties have caused this Third Supplemental
Indenture to be duly executed as of the date and the year first written above.

                                 R.H. DONNELLEY INC.

                                 By: /s/ Robert J. Bush
                                    -------------------------------
                                     Name:Robert J. Bush
                                     Title:   Vice President

                                 R.H. DONNELLEY CORPORATION

                                 By: /s/ Robert J. Bush
                                    -------------------------------
                                     Name:Robert J. Bush
                                     Title:   Vice President

                                 R.H. DONNELLEY ACQUISITIONS, INC.

                                 By: /s/ Robert J. Bush
                                    -------------------------------
                                     Name:Robert J. Bush
                                     Title:   Vice President

                                 R.H. DONNELLEY APIL, INC.

                                 By: /s/ Robert J. Bush
                                    -------------------------------
                                     Name:Robert J. Bush
                                     Title:   Vice President

                                 R.H. DONNELLEY CD, INC.

                                 By: /s/ Robert J. Bush
                                    -------------------------------
                                     Name:Robert J. Bush
                                     Title:   Vice President

                                 GET DIGITAL SMART.COM, INC.

                                 By: /s/ Robert J. Bush
                                    -------------------------------
                                     Name:Robert J. Bush
                                     Title:   Vice President

                                      S-1

<PAGE>

                                 R.H. DONNELLEY ACQUISITIONS II, INC.

                                 By: /s/ Robert J. Bush
                                    -------------------------------
                                     Name:Robert J. Bush
                                     Title:   Vice President

                                 THE BANK OF NEW YORK

                                 By: /s/ Julie Salovitch-Miller
                                    -------------------------------
                                     Name: Julie Salovitch-Miller
                                     Title: Vice President

                                      S-2

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00046-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00046-of-00352.parquet"}]]