Document:

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                                                                    EXHIBIT 10.6

                        INTELLECTUAL PROPERTY AGREEMENT

                                    BETWEEN

                                 EQUIFAX INC.

                                      AND

                               EQUIFAX PS, INC.

                              _____________, 2001
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                               TABLE OF CONTENTS

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     <S>                                                        <C>
     ARTICLE I DEFINITIONS....................................   4
      Section 1.1.   Definitions..............................   4

     ARTICLE II CONVEYANCE OF CERTAIN ASSETS; ASSUMPTION OF...   9
      Section 2.1.   Transferred Equifax Assets...............   9
      Section 2.2.   Transferred PSI Assets...................   9
      Section 2.3.   Assumption of Liabilities................  10
      Section 2.4.   Completion of Transactions...............  10

     ARTICLE III THIRD PARTY AGREEMENTS.......................  11
      Section 3.1.   Third Party Agreements...................  11
      Section 3.2.   Required Consents........................  11
      Section 3.3.   Discharge of Liabilities.................  13

     ARTICLE IV LICENSED MATERIALS............................  13
      Section 4.1.   Grant of Licenses by Equifax.............  13
      Section 4.2.   Ownership of Enhancements by PSI.........  15
      Section 4.3.   License to Marks.........................  16
      Section 4.4.   Grant of License by PSI..................  16
      Section 4.5.   Ownership of Enhancements by Equifax.....  18
      Section 4.6.   Data.....................................  19
      Section 4.7.   Mutual Obligations.......................  19

     ARTICLE V THE CLOSING....................................  20
      Section 5.1.   Equifax Deliverables.....................  20
      Section 5.2.   PSI Deliverables.........................  20
      Section 5.3.   Termination..............................  21

     ARTICLE VI REPRESENTATIONS AND WARRANTIES................  21

     ARTICLE VII INDEMNIFICATION..............................  21
      Section 7.1.   PSI Indemnification of the Equifax Group.  21
      Section 7.2.   Equifax Indemnification of the PSI Group.  22
      Section 7.3.   Insurance and Third Party Obligations....  22

     ARTICLE VIII INDEMNIFICATION PROCEDURES..................  22
      Section 8.1.   Notice and Payment of Claims.............  22
      Section 8.2.   Notice and Defense of Third Party Claims.  22

     ARTICLE IX CONFIDENTIALITY...............................  24
      Section 9.1.   Exclusions...............................  24
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     <S>                                                        <C>
      Section 9.2.   Confidentiality..........................  24
      Section 9.3.   Employee Confidentiality Agreements......  25
      Section 9.4.   Rights and Remedies......................  25
      Section 9.5.   Competitive Activities...................  26
      Section 9.6.   No Implied Rights........................  26

     ARTICLE X CONTINUED ASSISTANCE...........................  27
      Section 10.1.  Continued Assistance and Transition......  27
      Section 10.2.  Records and Documents....................  27
      Section 10.3.  Litigation Cooperation...................  28

     ARTICLE XI MISCELLANEOUS.................................  28
      Section 11.1.  Expenses.................................  28
      Section 11.2.  Notices..................................  28
      Section 11.3.  Amendment and Waiver.....................  29
      Section 11.4.  Entire Agreement.........................  29
      Section 11.5.  Parties in Interest......................  29
      Section 11.6.  Further Assurances and Consents..........  30
      Section 11.7.  Severability.............................  30
      Section 11.8.  Governing Law............................  30
      Section 11.9.  Counterparts.............................  30
      Section 11.10. Disputes.................................  30
      Section 11.11. Force Majeure............................  30
      Section 11.12. Documentation............................  31
      Section 11.13. Headings.................................  31

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     EXHIBIT A  -  PSI GROUP
     EXHIBIT B  -  TRANSFERRED EQUIFAX ASSETS
     EXHIBIT C  -  EQUIFAX THIRD PARTY AGREEMENTS - TRANSFERS
     EXHIBIT D  -  EQUIFAX THIRD PARTY AGREEMENTS - RIGHTS GRANTED
     EXHIBIT E  -  TRANSFERRED PSI ASSETS
     EXHIBIT F  -  PSI THIRD PARTY AGREEMENTS - TRANSFERS
     EXHIBIT G  -  PSI THIRD PARTY AGREEMENTS - RIGHTS GRANTED
     EXHIBIT H  -  SPECIFIED EQUIFAX LIABILITIES
     EXHIBIT I  -  SPECIFIED PSI LIABILITIES
     EXHIBIT J  -  LICENSED EQUIFAX MATERIALS
     EXHIBIT K  -  LICENSED PSI MATERIALS
     EXHIBIT L  -  UTILITY SOFTWARE PROGRAMS
     EXHIBIT M  -  JOINTLY OWNED IP ASSETS

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                        INTELLECTUAL PROPERTY AGREEMENT

     THIS INTELLECTUAL PROPERTY AGREEMENT ("Agreement"), dated as of
________________, 2001, is entered into by Equifax Inc., a Georgia corporation
("Equifax"), and Equifax PS, Inc., a Georgia corporation ("PSI").

     BACKGROUND

     A.  PSI is a wholly owned subsidiary of Equifax formed among other reasons
for the purpose of taking title to the intellectual property assets and assuming
the associated liabilities related to the business operations of the PSI Group
(as defined below).

     B.  The Board of Directors of Equifax has determined that it is in the best
interests of Equifax and its shareholders to transfer, assign and/or license to
PSI and Designated PSI Members (defined below), as part of the contribution to
the capital of PSI, certain intellectual property assets used in the business
operations of the PSI Group as described herein and currently utilized to
operate the PSI Business (as defined below), and to receive in exchange therefor
the consideration described in the Distribution Agreement (as defined below).

     C.  The Board of Directors of PSI has determined that it is in the best
interests of PSI and its shareholders to transfer, assign and/or license to
Equifax and Designated Equifax Members (defined below) certain intellectual
property assets.

     D.  The parties intend that the Distribution (as defined in the
Distribution Agreement) not be taxable to Equifax or its shareholders pursuant
to Section 355 of the Code (as defined below).

     E.  Equifax and its Affiliates (as defined below) own certain intellectual
property that is used in, or may be useful in, the conduct of the business
operations of the Equifax Group (as defined below) and/or the PSI Group.
Equifax and PSI have determined that subject to the terms herein: (1) ownership
of certain of such intellectual property shall be transferred to the entity
specified in this Agreement on or before the Distribution Date (as defined
below); (2) certain intellectual property owned by Equifax and/or its Affiliates
shall be licensed to the entity(ies) specified in this Agreement on or before
the Distribution Date; and (3) the respective rights and obligations of Equifax
and/or its Affiliates under certain Third Party Agreements shall be acquired,
assumed or otherwise transferred to the entity(ies) specified in this Agreement,
subject to the consent of the applicable Third Party Provider.

     F.  The parties have determined that it is necessary and desirable to
describe the principal transactions required to effect the allocation of their
respective intellectual property rights in conjunction with the Distribution and
to set forth other agreements that will govern certain other matters regarding
the parties' respective intellectual property rights following the Distribution.

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     NOW, THEREFORE, in consideration of the foregoing premises, the mutual
agreements and covenants contained in this Agreement, and other valuable
consideration, the receipt and sufficiency of which are hereby acknowledged, the
parties agree as follows:

                                   ARTICLE I

                                  DEFINITIONS

Section 1.1.  Definitions

     As used herein, the following terms have the following meanings:

     (a)  "Action" means any claim, suit, arbitration, inquiry, proceeding or
investigation by or before any court, governmental or other regulatory or
administrative agency or commission or any other tribunal.

     (b)  "Affiliate" means, with respect to Equifax, any Person, which, whether
directly or indirectly, is Controlled by or is under common Control with
Equifax prior to the Distribution Date.

     (c)  "Ancillary Agreements" means all of the written agreements,
instruments, understandings, assignments or other arrangements entered into in
connection with the transactions contemplated hereby, including without
limitation, the Distribution Agreement, Intercompany Data Purchase Agreement and
Transition Support Agreement.

     (d)  "Closing Date" means the date designated by the Board of Directors of
Equifax to effect the transactions described in this Agreement.

     (e)  "Code" means the Internal Revenue Code of 1986, as amended.

     (f)  "Company Information" means collectively the Proprietary Information
and the Confidential Information of the disclosing party. Company Information
also includes information that has been disclosed to Equifax or any of its
Affiliates prior to the Distribution Date, or to any member of either Group
after the Distribution Date, by a third party subject to an obligation to treat
such information as confidential or secret.

     (g)  "Confidential Information" means any and all confidential business
information of the disclosing party that does not constitute Proprietary
Information and that is the subject of efforts by the disclosing party that are
reasonable under the circumstances to maintain its secrecy and confidentiality,
including without limitation, the existence and nature of the relationship
between the parties, employees of the disclosing party, and any and all
additional information disclosed by the disclosing party to the receiving party
as a result of the receiving party's access to and presence at the disclosing
party's facilities.

     (h)  "Control" means the ownership, directly or indirectly, of more than
fifty percent (50%) of the voting shares of an entity, or otherwise possession,
directly or indirectly, of the

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power to direct or cause the direction of the management and policies of an
entity, or the power to veto major policy decisions of any such entity, whether
through the ownership of voting securities by contract, or otherwise.

     (i)  "Derivative Work" means a work based on one or more pre-existing
works, including without limitation, a condensation, transformation, expansion
or adaptation, that would constitute a copyright infringement if prepared
without authorization of the owner of the copyright of such pre-existing work.

     (j)  "Designated PSI Member" means a member of the PSI Group, as designated
by PSI in its sole discretion from time to time.

     (k)  "Designated Equifax Member" means a member of the Equifax Group, as
designated by Equifax in its sole discretion from time to time.

     (l)  "Disputes" has the meaning given in Section 11.10.

     (m)  "Distribution Agreement" means that certain Distribution Agreement
entered into on or prior to the Distribution Date between Equifax and PSI, as
amended from time to time.

     (n)  "Distribution Date" means the day as of which the Distribution shall
be effective, as determined by the Board of Directors of Equifax.

     (o)  "Divested Business" means the sale or other transfer of a member of
either Group, or a portion of the business operations of any such member, to an
unrelated third party after the Distribution Date.

     (p)  "Equifax Business" means the businesses now or formerly conducted by
Equifax and its present and former Affiliates, other than the PSI Business,
on the Distribution Date.

     (q)  "Equifax Continued Use Materials" means software or other assets
(other than Transferred Assets) owned by a member of the PSI Group that satisfy
each of the following criteria: (i) such assets were used in the Equifax
Business by a member of the Equifax Group (or by a third party for the benefit
of the Equifax Group) during the twelve (12) calendar months prior to the
Distribution Date and for which a continuing business requirement exists on the
Distribution Date, and (ii) such assets or the services, information or
deliverables produced with such assets (A) are not made commercially available
by the PSI Group to third parties on or after the Distribution Date, and (B) are
not made available to the Equifax Group after the Distribution Date pursuant to
the Intercompany Data Purchase Agreement or the Transition Support Agreement.

     (r)  "Equifax Enhancements" means software and/or associated documentation
created by or for any member of the Equifax Group on or after the Distribution
Date, that provides processing capabilities, functionality or efficiencies,
maintenance, bug fixes or updates not contained in the Transferred PSI Assets on
the Distribution Date and which is intended for use with and requires a portion
of the Transferred PSI Assets in order to function properly.

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     (s)  "Equifax Group" means Equifax and its Affiliates existing on the
Distribution Date and as modified from time to time thereafter, excluding
all members of the PSI Group.

     (t)  "Equifax Indemnitees" has the meaning given in Section 7.1.

     (u)  "Equifax Liabilities" means all unsatisfied Liabilities, whether
arising before, on or after the Distribution Date, based upon or arising out of
the use or possession by the Equifax Group or ownership of the Transferred PSI
Assets or the Licensed PSI Materials.

     (v)  "Equifax Marks" mean the Marks owned by Equifax or its Affiliates.

     (w)  "Equifax Third Party Use Rights" means the rights granted to or
secured for PSI or the Designated PSI Member pursuant to Section 3.1(a)(ii).

     (x)  "Group" means the PSI Group and/or the Equifax Group.

     (y)  "Indemnifiable Losses" has the meaning given in Section 7.1.

     (z)  "Indemnified Party" has the meaning given in Section 8.1.

     (aa) "Indemnifying Party" has the meaning given in Section 8.1.

     (bb) "Intercompany Data Purchase Agreement" means that certain Intercompany
Data Purchase Agreement entered into on or prior to the Distribution Date
between Equifax and PSI, as amended from time to time.

     (cc) "IP Assets" means all intellectual property rights in and to any
ideas, trade secrets, specifications, designs, masks, mask works, copyrights,
patents, Marks and other proprietary rights, of every kind and description,
wherever located, including without limitation, all electronic circuit designs,
works of authorship, databases, compositions of matter, computer software,
algorithms, and works of authorship expressing such algorithms.

     (dd) "Jointly Owned IP Assets" shall mean those assets that are jointly
owned by one or more members of the Equifax Group and one or more members of the
PSI Group, as set forth on Exhibit M.

     (ee) "Liabilities" means any and all claims, debts, liabilities and
obligations, absolute or contingent, matured or not matured, liquidated or
unliquidated, accrued or unaccrued, known or unknown, whenever arising, with
respect to a specified object, matter, contract, commitment or undertaking,
including without limitation, all claims, debts, liabilities and obligations
arising under any law, rule, regulation, action, order or consent decree of any
governmental entity or any award of any arbitrator of any kind, related thereto
or arising under any contract, commitment or undertaking relating to such
specified object, matter, contract, commitment or undertaking.

     (ff) "Licensed Equifax Materials" means those IP Assets identified on
Exhibit J.

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     (gg) "Licensed PSI Materials" means those IP Assets identified on Exhibit
K.

     (hh) "Licensed Materials" means the Licensed PSI Materials and/or Licensed
Equifax Materials.

     (ii) "Marks" means trademarks, service marks, domain names, tradenames, and
other slogans, designs and distinctive advertising, whether or not registered or
filed with any governmental agency.

     (jj) "Person" means an individual, partnership, joint venture, association,
corporation, limited liability company, trust or any other legal entity.

     (kk) "Proprietary Information" means all non-public information whether
tangible or intangible related to the services or business of the disclosing
party that (i) derives economic value, actual or potential, from not being
generally known to or readily ascertainable by another Person who can obtain
economic value from its disclosure or use; and (ii) is the subject of efforts by
the disclosing party that are reasonable under the circumstances to maintain its
secrecy, including without limitation, (A) marking any information reduced to
tangible form clearly and conspicuously with a legend identifying its
confidential or proprietary nature; (B) identifying any oral communication as
confidential immediately before, during, or after such oral communication; or
(C) otherwise treating such information as confidential or secret. Assuming the
criteria in clauses (i) and (ii) above are met, Proprietary Information includes
information, without regard to form, including, but not limited to, technical
and nontechnical data, databases, formulas, patterns, designs, compilations,
computer programs and software, devices, inventions, methods, techniques,
drawings, processes, financial data, financial plans, product plans, lists of
actual or potential customers and suppliers (which are not commonly known by or
available to the public), research, development, and existing and future
products.

     (ll) "PSI Business" means the businesses conducted by the members of the
PSI Group as of the Distribution Date.

     (mm) "PSI Continued Use Materials" means software or other assets (other
than Transferred Assets) owned by a member of the Equifax Group that satisfy
each of the following criteria: (i) such assets were used in the PSI Business by
a member of the PSI Group (or by a third party for the benefit of the PSI Group)
during the twelve (12) calendar months prior to the Distribution Date and for
which a continuing business requirement exists on the Distribution Date, and
(ii) such assets or the services, information or deliverables produced with such
assets (A) are not made commercially available by the Equifax Group to third
parties on or after the Distribution Date, and (B) are not made available to the
PSI after the Distribution Date pursuant to the Intercompany Data Purchase
Agreement or the Transition Support Agreement.

     (nn) "PSI Enhancements" means software and/or associated documentation
created by or for any member of the PSI Group on or after the Distribution Date,
that provides processing capabilities, functionality or efficiencies,
maintenance, bug fixes or updates not contained in the

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Transferred Equifax Assets on the Distribution Date and which is intended for
use with and requires a portion of the Transferred Equifax Assets in order to
function properly.

     (oo) "PSI Group" means the entities set forth on Exhibit A and any of their
respective subsidiaries.

     (pp) "PSI Indemnitees" has the meaning given in Section 7.2.

     (qq) "PSI Liabilities" means all unsatisfied Liabilities, whether arising
before, on or after the Distribution Date, based upon or arising out of the use
or possession by the PSI Group or ownership of the Transferred Equifax Assets,
the Licensed Equifax Materials or the Equifax Marks.

     (rr) "PSI Third Party Use Rights" means the rights granted to or secured
for Equifax or the Designated Equifax Member pursuant to Section 3.1(b)(ii).

     (ss) "Representatives" means, individually and collectively, officers,
directors, employees, agents, and/or independent contractors of the members of
the Group.

     (tt) "Required Consents" means any consents or approvals required to be
obtained

     (i) to allow the transfer of any assets to and the assumption of the
obligations attendant therewith by a party and release of the transferring party
from such obligations; (ii) to allow a party to assume financial, support,
operational, management and/or administrative responsibility for the Third Party
Rights utilized in the operation of the Equifax Business or PSI Business,
respectively; (iii) for the licensing, transfer and/or grant of the rights to
the Equifax Group or PSI Group, respectively, to use the Third Party Rights as
contemplated by this Agreement; and/or (iv) for a party to have access to and
use of the space, equipment, software and/or third party services provided under
the Third Party Agreements entered into by the other party as contemplated by
this Agreement.

     (uu) "Third Party Agreements" means agreement, contracts or arrangements
between Equifax or its Affiliates and a Third Party Provider.

     (vv) "Third Party Claim" has the meaning given in Section 8.2.

     (ww) "Third Party Provider" means a Person other than a member of either
Group that provides products, software, services, maintenance and/or support to
Equifax or one or more of its Affiliates.

     (xx) "Third Party Rights" means rights granted to Equifax and/or the
Affiliates pursuant to a Third Party Agreement, including (i) all service,
support and maintenance rights related thereto or attendant therewith, and (ii)
all contractual rights, commitments, undertakings and obligations (including
service, data processing, support and maintenance rights and obligations)
attendant therewith or directly related thereto.

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     (yy)  "Third Party Use Rights" means the respective Equifax Third Party Use
Rights and PSI Third Party Use Rights.

     (zz)  "Transferred Assets" means the Transferred Equifax Assets and
Transferred PSI Assets.

     (aaa) "Transferred Equifax Assets" means the assets to be transferred to
PSI or the Designated PSI Members as described in Section 2.1.

     (bbb)  "Transferred Equifax Third Party Agreements" means the Third Party
Agreements, the rights and obligations of which are to be transferred to a
Designated PSI Member pursuant to Section 3.1(a)(i).

     (ccc)  "Transferred PSI Assets" means the assets to be transferred to
Equifax or the Designated Equifax Members as described in Section 2.2.

     (ddd)  "Transferred PSI Third Party Agreements" means the Third Party
Agreements, the rights and obligations of which are to be transferred to Equifax
or a Designated Equifax Member pursuant to Section 3.1(b)(i).

     (eee)  "Transferred Third Party Agreements" means the respective
Transferred Equifax Third Party Agreements and/or the PSI Transferred Third
Party Agreements.

     (fff)  "Transition Support Agreement" means that certain Transition Support
Agreement entered into on or prior to the Distribution Date between Equifax and
PSI, as amended from time to time.

     (ggg)  "Utility Software Programs" means the software programs set forth on
Exhibit L.

                                  ARTICLE II

                  CONVEYANCE OF CERTAIN ASSETS; ASSUMPTION OF
                              CERTAIN LIABILITIES

     Section 2.1.  Transferred Equifax Assets.

     As of the Distribution Date, and subject to Sections 2.3 and 2.4 and
Article III hereof, Equifax agrees, at its expense, to transfer, or cause to be
transferred, to PSI or to the Designated PSI Member all right, title and
interest held by Equifax and/or its Affiliates as of the Distribution Date in
and to each of the assets identified on Exhibit B hereto, subject to the
retained rights described therein.  Except as set forth on Exhibit B, no other
assets (other than Transferred Equifax Third Party Agreements) are being
transferred by Equifax (or a member of the Equifax Group) pursuant to this
Agreement.

     Section 2.2.  Transferred PSI Assets.

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     As of the Distribution Date, and subject to Sections 2.3 and 2.4 and
Article III hereof, PSI agrees to transfer, or cause to be transferred, to
Equifax or to the Designated Equifax Member all right, title and interest held
by a member of the PSI Group as of the Distribution Date in and to each of the
assets identified on Exhibit E, subject to the retained rights described
therein.  Except as set forth on Exhibit E, no other assets (other than
Transferred PSI Third Party Agreements) are being transferred by PSI (or a
member of the PSI Group) pursuant to this Agreement.

     Section 2.3.  Assumption of Liabilities.

     (a)  As of the Distribution Date, Equifax shall, or shall cause the
Designated Equifax Member to, assume all payment and performance obligations
attendant with the Transferred PSI Assets and the Equifax Liabilities,
including, without limitation, the Liabilities identified on Exhibit H.

     (b)  As of the Distribution Date, PSI shall, or shall cause the Designated
PSI Member to, assume all payment and performance obligations attendant with the
Transferred Equifax Assets and the PSI Liabilities, including, without
limitation, the Liabilities identified on Exhibit I.

     Section 2.4.  Completion of Transactions.

     (a)  In the event that any conveyance of a Transferred Asset, Transferred
Third Party Agreement, or the provision of a Third Party Right or Third Party
Use Right, or assumption of any Liability, required by this Agreement is not
effected on the Distribution Date, the obligation to transfer such Transferred
Asset or Transferred Third Party Agreement, provide such Third Party Right or
Third Party Use Right, and assume such Liability shall continue past the
Distribution Date and shall be effected by the parties as soon thereafter as
practicable.

     (b)  If any Transferred Asset or Transferred Third Party Agreement may not
be transferred or acquired for by reason of a requirement to obtain a Required
Consent or any other approval of any third party and such Required Consent or
other approval has not been obtained by the Distribution Date, then such
Transferred Asset or Transferred Third Party Agreement shall not be transferred
or acquired until such Required Consent or other approval has been obtained.
Equifax and PSI shall, and as the case may be, shall cause the member of its
respective Group which is the holder of such Transferred Asset or Transferred
Third Party Agreement prior to transfer, to use all reasonable efforts to
provide to the designated member of the other Group all the rights and benefits
under such Transferred Asset or Transferred Third Party Agreement and cause such
holder to enforce such Transferred Asset or Transferred Third Party Agreement
for the benefit of such member of the other Group; provided, however, that the
foregoing obligation shall not, in any way, require Equifax, PSI or any member
of a respective Group to breach any Transferred Third Party Agreement or incur
or suffer any liability with respect to any Transferred Third Party Agreement.
Moreover, if any transfer of a Transferred Asset or Transferred Third Party
Agreement or provision of a Third Party Right or Third Party Use Right, is not
completed by the Distribution Date in accordance with this Agreement for any
reason, Equifax and PSI shall, and shall cause the members of its Group to,
cooperate in achieving a reasonable alternative arrangement for the affected
members of the Groups to obtain the

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economic and operational equivalent of the intended transfer of such Transferred
Asset or Third Party Agreement and/or provision of such Third Party Right or
Third Party Use Right, and assumption of the attendant Liabilities, with minimum
interference to such members' business operations until such transfer of such
Transferred Asset or Third Party Agreement, and/or provision of such Third Party
Right or Third Party Use Right, is completed. The costs payable to third parties
that are not members of either Group to achieve any such reasonable alternative
arrangement shall be the financial responsibility of Equifax.

     (c)  From time to time on and after the Distribution Date, each party shall
promptly transfer, and cause the appropriate members of its Group promptly to
transfer, to the other party, or the designated member of the other party's
Group, any property and other benefits received by such party, or the members of
its Group, that are intended to be or are a Transferred Asset or Transferred
Third Party Agreement of the other party under this Agreement. Without limiting
the foregoing, funds received by a member of either Group that belong to a
member of the other Group (whether by payment of accounts receivable, credits,
rebates or other amounts, however described) shall be delivered to the other
Group by wire transfer not more than five (5) business days after receipt of
such payment.

                                  ARTICLE III

                            THIRD PARTY AGREEMENTS

     Section 3.1.  Third Party Agreements.

     (a)  Equifax shall (i) transfer, or cause to be transferred, PSI or to a
Designated PSI Member, the rights and obligations of Equifax and its Affiliates
in and to the Third Party Agreements identified on Exhibit C (including all
Third Party Rights related thereto) and (ii) grant rights to or secure rights
(including rights as an "authorized user") for PSI or the Designated PSI Member
under the Third Party Agreements identified on Exhibit D, subject to the payment
obligations or other terms set forth on Exhibit D.

     (b)  PSI shall (i) transfer, or cause to be transferred, to Equifax or to a
Designated Equifax Member, the rights and obligations of the members of the PSI
Group in and to the Third Party Agreements identified on Exhibit F (including
all Third Party Rights related thereto) and (ii) grants rights to or secure
rights (including rights as an "authorized user") for Equifax or a Designated
Equifax Member under the Third Party Agreements identified on Exhibit G, subject
to the payment obligations or other terms set forth on Exhibit G.

     Section 3.2.  Required Consents.

     (a)  Equifax with respect to Transferred Equifax Third Party Agreements and
Equifax Third Party Use Rights, and PSI with respect to Transferred PSI Third
Party Agreements and PSI Third Party Use Rights, shall, or shall cause the
appropriate member of its respective Group to, use its reasonable commercial
efforts to obtain the grant to the appropriate member of the other Group, the
Required Consents from the Third Party Providers under such respective Third
Party

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Agreements as necessary to effect the provisions of this Agreement. Each party
will provide the other party with advice on its experience and agreements with
the Third Party Providers with regard to obtaining any Required Consent under
such Third Party Agreements. Equifax and PSI will each have management and
administrative responsibilities for obtaining all Required Consents required as
of the Distribution Date to which a member of its respective Group is a party.
Equifax shall have the right of prior approval of the terms upon which all
Required Consents are obtained.

     (b)  Equifax shall bear the costs payable to third parties that are not
members of either Group, if any, of obtaining all Required Consents, including
without limitation, all charges and fees related to obtaining the Required
Consents for the Transferred Third Party Agreements and Third Party Use Rights.

     (c)  Equifax and PSI shall use reasonable commercial efforts to obtain all
Required Consents with regard to Transferred Third Party Agreements and Third
Party Use Rights within one hundred eighty (180) days after the Distribution
Date, unless otherwise agreed by the parties in writing. Until all Required
Consents are obtained, Equifax and PSI shall each periodically publish a list
setting forth the status of each Required Consent for which a member of its
respective Group is the contracting party immediately prior to the Distribution
Date. Equifax and PSI shall timely cooperate with each other in order to
facilitate the proper and timely publication of such periodic Required Consents
list. If any Required Consent is not obtained with respect to any of the Third
Party Agreements or Third Party Use Rights, the parties shall cooperate with
each other in achieving a reasonable alternative arrangement for the affected
Group to continue to process its work with minimum interference to its business
operations until such Required Consents are obtained, including without
limitation, implementing the provisions of Section 2.4(b). The cost payable to
third parties that are not a member of either Group of achieving such reasonable
alternative arrangements with respect to Third Party Rights that are a part of
the Transferred Assets or Transferred Third Party Agreements shall be borne by
Equifax.

     (d)  The financial obligations of Equifax under Sections 3.2(b) and (c) for
Required Consents and alternative arrangements, shall terminate with respect to
all such Required Consents and alternative arrangements not identified by the
parties to each other in a writing within twelve (12) months after the
Distribution Date, and for all Required Consents and alternative arrangements
identified thereafter, all such financial obligations shall be borne by the
party needing the Required Consent or alternative arrangement to operate under
or take assignment of the Third Party Agreement or to obtain such Third Party
Right for which such Required Consent or alternative arrangement is required.

     (e)  After the Distribution Date, except as set forth in Sections 3.2(b)
and 3.2(c) for Required Consents and alternative arrangements, Equifax and PSI
shall each bear financial responsibility and pay the Third Party Providers,
under all Transferred Third Party Agreements transferred to its respective Group
pursuant to Sections 3.1(a)(i) and 3.1(b)(i) above.

                                       12
<PAGE>

     Section 3.3.  Discharge of Liabilities.

     (a)  PSI agrees that on and after the Distribution Date it will timely pay,
perform and discharge, or cause to be timely paid, performed and discharged, all
of the PSI Liabilities.

     (b)  Equifax agrees that on and after the Distribution Date it will timely
pay, perform and discharge, or cause to be timely paid, performed and
discharged, all of the Equifax Liabilities.

                                  ARTICLE IV

                              LICENSED MATERIALS

     Section 4.1.  Grant of Licenses by Equifax.

     (a)  Equifax hereby grants, and will cause the other members of the Equifax
Group to grant, to PSI a license to use the Licensed Equifax Materials in
accordance with and subject to the permitted use restrictions and other terms
set forth next to each identified Licensed Equifax Material on Exhibit J. Unless
Exhibit J provides otherwise, each identified Licensed Equifax Material shall be
fully paid, non-exclusive, perpetual, worldwide, non-transferable and, with
respect to licenses of software, shall include both source code and object code,
and shall entitle PSI to use, modify, copy, improve, create Derivative Works and
PSI Enhancements, and, subject to the following, sublicense such Licensed
Equifax Material:

                   (i)   PSI shall not sublicense, or otherwise disclose or
                         distribute, or permit any Person to use, the Licensed
                         Equifax Materials, except in accordance with Section
                         4.1(b);

                   (ii)  PSI shall hold the Licensed Equifax Materials in strict
                         confidence; will not remove or destroy any proprietary
                         markings of the Equifax Group on or contained in the
                         Licensed Equifax Materials; and will include the
                         copyright and patent notices of the licensor as
                         specified from time to time by the licensor for the
                         Licensed Equifax Materials on and in all copies of the
                         Licensed Equifax Materials;

                   (iii) PSI shall not export or re-export the Licensed Equifax
                         Materials without the appropriate United States or
                         foreign government licenses; and

                   (iv)  all sublicenses from PSI to members of the PSI Group
                         (A) shall contain the rights and restrictions set forth
                         in this Section 4.1(a) with respect to the license
                         granted to PSI and comply with Sections 4.1(b) through
                         (d) hereof and (B) shall be diligently enforced by PSI.

     (b)  The sublicense rights granted to PSI pursuant to Section 4.1(a)
include the right for PSI to grant sublicenses to the Licensed Equifax Materials
to the members of the PSI Group,

                                       13
<PAGE>

which sublicenses may include the right to further sublicense such Licensed
Equifax Materials to such Group member's customers solely for each such
customer's internal business purposes to the extent related to the PSI Business.
All sublicensing by PSI and other members of the PSI Group to their customers
shall be pursuant to written agreements with such customer, executed before or
at the time of furnishing each copy of the Licensed Equifax Materials to such
customer, and which provide at a minimum that such customer:

                   (i)   receives only a personal, non-transferable and
                         nonexclusive right to use such copy of the Licensed
                         Equifax Materials;

                   (ii)  receives no title in the intellectual property
                         contained in the Licensed Equifax Materials;

                   (iii) will not copy the Licensed Equifax Materials, except as
                         necessary to use such Licensed Equifax Materials in
                         accordance with the license grant and to make one
                         archival copy;

                   (iv)  will not export or re-export the Licensed Equifax
                         Materials without the appropriate United States or
                         foreign government licenses;

                   (v)   will hold the Licensed Equifax Materials in confidence;
                         will not reverse compile or disassemble the Licensed
                         Equifax Materials; will not remove or destroy any
                         proprietary markings of the Group on or contained in
                         the Licensed Equifax Materials, and will include the
                         copyright and patent notices of the licensor as
                         specified from time to time by the licensor for the
                         Licensed Equifax Materials on and in all copies of the
                         Licensed Equifax Materials; and

                   (vi)  will not sublicense, assign or otherwise transfer the
                         Licensed Equifax Materials to any other Person.

     (c)  In the event any member of the PSI Group sublicenses any portion of
the Licensed Equifax Materials to any third party pursuant to Section 4.1(a) and
(b) above, PSI agrees to ensure that such member shall diligently enforce the
terms and conditions of all sublicenses granted pursuant to this Section 4.1.

     (d)  In the event that PSI, or another member of the PSI Group, shall enter
into a Divested Business transaction with respect to the PSI Group, and the
scope of permitted use or other terms applicable to the Licensed Equifax
Materials under the license or sublicenses granted in this Section 4.1 are
required to be modified to effect such transaction, Equifax will, or will cause
the sublicensor under the applicable sublicense to, agree to such modifications
to the extent (i) required for the transaction to be effected and (ii) not
materially detrimental to the interests of the Equifax Group. Such modifications
shall not be effective until the Divested Business or the acquiror thereof, as
required by Equifax, has entered into a license agreement with the appropriate
member of the Equifax Group incorporating the terms of Section 4.1 and Section
4.2

                                       14
<PAGE>

and such other terms as Equifax reasonably deems appropriate for the protection
of its interests in the Licensed Equifax Materials.

     (e)  Without limiting the foregoing, Equifax hereby grants, and will cause
the other members of the Equifax Group to grant, to PSI a fully paid, non-
exclusive, perpetual, worldwide, transferable license to use, modify, improve,
create Derivative Works and PSI Enhancements from, and sublicense, the Utility
Software Programs (in both object and source code format) identified on Exhibit
L as being owned by Equifax or a member of the Equifax Group for any and all
fields of use and to any and all Persons.

     (f)  The Licensed Equifax Materials may be marketed under such name and in
such manner as PSI chooses, consistent with the terms and conditions of this
Agreement.

     (g)  Except for the PSI Group's rights described in Section 4.1(a), (b) and
(e) above, the Equifax Group's rights in and to the Licensed Equifax Materials
(and the applicable Utility Software Programs) shall be and remain the exclusive
property of Equifax or the Designated Equifax Member.

     Section 4.2.  Ownership of Enhancements by PSI.

     (a)  Unless Exhibit J provides otherwise, PSI, or the Designated PSI
Member, shall own all the modifications and improvements to, and the PSI
Enhancements and/or Derivative Works made from, the Licensed Equifax Materials
developed by any member of the PSI Group, or by any party other than a member of
the Equifax Group at the expense of the PSI Group. Equifax hereby assigns, and
shall cause each member of the Equifax Group to assign, to PSI, or the
Designated PSI Member, all right, title and interest it may hold in such
modifications, improvements, PSI Enhancements and Derivative Works. PSI shall,
or shall cause the Designated PSI Member to, have the right to make and file all
applications and other documents required to register the copyright(s) and file
for patents for such modifications, improvements, PSI Enhancements and
Derivative Works in its discretion and at its sole cost and expense.

     (b)  Should PSI elect to file any application for the registration,
perfection or protection of any modifications, improvements, PSI Enhancements or
Derivative Works described in Section 4.2(a), under any copyright, patent or
other law of any country or jurisdiction, Equifax will, at the request and
expense of PSI, do all things and sign all documents or instruments reasonably
necessary in the opinion of PSI to assist in the registration of such claims,
file such applications, and obtain, defend and enforce such copyright, patent,
mask work and other rights.

     (c)  Subject to the license rights granted in Section 4.1, the Licensed
Equifax Materials shall be and shall remain the sole and exclusive property of
the Equifax Group and the members of the Equifax Group may make any internal use
and may commercially exploit any enhancements to the Licensed Materials made or
caused to be made by members of the Equifax Group, as they shall deem
appropriate without any obligation to any member of the PSI Group or other
restriction. The Equifax Group may in particular distribute and manufacture, or
cause to be

                                       15
<PAGE>

manufactured or distributed by any third party, any such enhancements and/or the
Licensed Equifax Materials.

     Section 4.3.  License to Marks.

     (a)  Equifax hereby grants, and will cause each member of the Equifax Group
to grant, to PSI and each member of the PSI Group a fully paid, non-exclusive,
worldwide, non-transferable right to continue to use the Equifax Marks employed
in the PSI Business, but only to the extent such Equifax Marks were displayed by
the PSI Group prior to the Distribution Date (a) on the Transferred Equifax
Assets, (b) on premises jointly occupied with Equifax, and (c) on letterhead,
product and services documentation, invoices, software programs, packaging and
similar materials used by the members of the PSI Group, and such Equifax Marks
are used in accordance with the guidelines for usage of the Equifax Marks
published and amended by Equifax from time to time. PSI will terminate the use
of such Equifax Marks as soon as commercially practical but in any event within
twelve (12) months after the Distribution Date.

     (b)  PSI hereby grants, and will cause each member of the PSI Group to
grant, to Equifax and each member of the Equifax Group a fully paid, non-
exclusive, worldwide, non-transferable right to continue to use the Marks that
were owned immediately prior to the Distribution Date by a member of the PSI
Group and employed in the Equifax Business, but only to the extent such Marks
were displayed by the Equifax Group prior to the Distribution Date (a) on assets
owned by Equifax or any member of the Equifax Group (other than the Transferred
Assets), (b) on premises jointly occupied with one or more members of the PSI
Group, and (c) on letterhead, product and services documentation, invoices,
software programs, packaging and similar materials used by the members of the
Equifax Group, and such Marks are used in accordance with the same guidelines
for usage as the Equifax Marks as described in subsection (a) above. Equifax
will terminate the use of such Marks as soon as commercially practical but in
any event within twelve (12) months after the Distribution Date.

     Section 4.4.  Grant of License by PSI.

     (a)  PSI hereby grants, and will cause the other members of the PSI Group
to grant, to Equifax a license to use the Licensed PSI Materials in accordance
with and subject to the permitted use restrictions and other terms set forth
next to each identified Licensed PSI Material on Exhibit K. Unless Exhibit K
provides otherwise, the license to each Licensed PSI Material shall be fully
paid, non-exclusive, perpetual, worldwide, non-transferable and, with respect to
licenses of software, shall include both source code and object code, and shall
entitle Equifax to use, modify, copy, improve, create Derivative Works and
Equifax Enhancements, and, subject to the following, sublicense the Licensed PSI
Material:

                   (i)   Equifax shall not sublicense, or otherwise disclose or
                         distribute, or permit any Person to use, the Licensed
                         PSI Materials, except in accordance with Section
                         4.4(b);

                                       16
<PAGE>

                   (ii)  Equifax shall hold the Licensed PSI Materials in strict
                         confidence; will not remove or destroy any proprietary
                         markings of the PSI Group on or contained in the
                         Licensed PSI Materials; and will include the copyright
                         and patent notices of the licensor as specified from
                         time to time by the licensor for the Licensed PSI
                         Materials on and in all copies of the Licensed PSI
                         Materials;

                   (iii) Equifax shall not export or re-export the Licensed PSI
                         Materials without the appropriate United States or
                         foreign government license; and

                   (iv)  all sublicenses from Equifax to members of the Equifax
                         Group (A) shall contain the rights and restrictions set
                         forth in this Section 4.4(a) with respect to the
                         license granted to Equifax and comply with Sections
                         4.4(b) through (d) hereof and (B) shall be diligently
                         enforced by Equifax.

     (b)  The sublicense rights granted to Equifax pursuant to Section 4.4(a)
include the right for Equifax to grant sublicenses to the Licensed PSI Materials
to the members of the Equifax Group, which sublicenses may include the right to
further sublicense such Licensed PSI Materials to such Group member's customers
solely for each such customer's internal business purposes to the extent related
to the Equifax Business. All sublicensing by Equifax and other members of the
Equifax Group to their customers shall be pursuant to written agreements with
such customer, executed before or at the time of furnishing each copy of the
Licensed PSI Materials to such customer, and which provide at a minimum that
such customer:

                   (i)   receives only a personal, non-transferable and
                         nonexclusive right to use such copy of the Licensed PSI
                         Materials;

                   (ii)  receives no title in the intellectual property
                         contained in the Licensed PSI Materials;

                   (iii) will not copy the Licensed PSI Materials, except as
                         necessary to use such Licensed PSI Materials in
                         accordance with the license grant and to make one
                         archival copy;

                   (iv)  will not export or re-export the Licensed PSI Materials
                         without the appropriate United States or foreign
                         government licenses;

                   (v)   will hold the Licensed PSI Materials in confidence;
                         will not reverse compile or disassemble the Licensed
                         PSI Materials; will not remove or destroy any
                         proprietary markings of the Group on or contained in
                         the Licensed PSI Materials; and will include the
                         copyright and patent notices of the licensor as
                         specified from time to time by the licensor for the
                         Licensed PSI Materials on and in all copies of the
                         Licensed PSI Materials; and

                                       17
<PAGE>

                   (vi)  will not sublicense, assign or otherwise transfer the
                         Licensed PSI Materials to any other Person.

     (c)  In the event any member of the Equifax Group sublicenses any portion
of the Licensed PSI Materials to any third party pursuant to Section 4.4(a) and
(b) above, Equifax agrees to ensure that such member shall diligently enforce
the terms and conditions of all sublicenses granted pursuant to this Section
4.4.

     (d)  In the event that Equifax, or another member of the Equifax Group,
shall enter into a Divested Business transaction with respect to the Equifax
Group, and the scope of permitted use or other terms applicable to the Licensed
PSI Materials under the license or sublicenses granted in this Section 4.4 are
required to be modified to effect such transaction, PSI will, or will cause the
sublicensor under the applicable sublicense to, agree to such modifications to
the extent (i) required for the transaction to be effected and (ii) not
materially detrimental to the interests of the PSI Group. Such modifications
shall not be effective until the Divested Business or the acquiror thereof, as
required by PSI, has entered into a license agreement with the appropriate
member of the PSI Group incorporating the terms of Section 4.4 and Section 4.5
and such other terms as PSI reasonably deems appropriate for the protection of
its interests in the Licensed PSI Materials.

     (e)  Without limiting the foregoing, PSI hereby grants, and will cause the
other members of the PSI Group to grant, to Equifax a fully paid, non-exclusive,
perpetual, worldwide, transferable license to use, modify, improve, create
Derivative Works and PSI Enhancements from, and sublicense, the Utility Software
Programs (in both object and source code format) identified on Exhibit L as
being owned by PSI or a member of the PSI Group for any and all fields of use
and to any and all Persons.

     (f)  The Licensed PSI Materials may be marketed under such name and in such
manner as Equifax chooses, consistent with the terms and conditions of this
Agreement.

     (g)  Except for the Equifax Group's rights described in Section 4.4(a), (b)
and (e) above, the PSI Group's rights in and to the Licensed PSI Materials (and
the applicable Utility Software Programs) shall be and remain the exclusive
property of PSI or the Designated PSI Member.

     Section 4.5.  Ownership of Enhancements by Equifax.

     (a)  Unless Exhibit K provides otherwise, Equifax, or the Designated
Equifax Member, shall own all the modifications and improvements to, and the
Equifax Enhancements and/or Derivative Works made from, the Licensed PSI
Materials developed by any member of the Equifax Group, or by any party other
than a member of the PSI Group at the expense of the Equifax Group. PSI hereby
assigns, and shall cause each member of the PSI Group to assign, to Equifax, or
the Designated Equifax Member, all right, title and interest it may hold in such
modifications, improvements, Equifax Enhancements and Derivative Works. Equifax
shall, or shall cause the Designated Equifax Member to, have the right to make
and file all applications and other documents required to register the
copyright(s) and file for patents for such

                                       18
<PAGE>

modifications, improvements, Equifax Enhancements and Derivative Works in its
discretion and at its sole cost and expense.

     (b)  Should Equifax elect to file any application for the registration,
perfection or protection of any modifications, improvements, Equifax
Enhancements or Derivative Works described in Section 4.5(a), under any
copyright, patent or other law of any country or jurisdiction, PSI will, at the
request and expense of Equifax, do all things and sign all documents or
instruments reasonably necessary in the opinion of Equifax to assist in the
registration of such claims, file such applications, and obtain, defend and
enforce such copyright, patent, mask work and other rights.

     (c)  Subject to the license rights granted in Section 4.4, the Licensed PSI
Materials shall be and shall remain the sole and exclusive property of the PSI
Group and the members of the PSI Group may make any internal use and may
commercially exploit any enhancements to the Licensed Materials made or cause to
be made by members of the Equifax Group, as they deem appropriate without any
obligation to any member of the Equifax Group or other restriction. The PSI
Group may in particular distribute and manufacture, or cause to be manufactured
or distributed by any third party, any such enhancements and/or Licensed PSI
Materials.

     Section 4.6.  Data.

     In no event shall any member of the Group be deemed to have been granted
any rights under this Agreement in or to any data owned or maintained by any
other member of the Group, except as specifically provided in Sections 2.1 or
2.2. The respective rights of the members of the Group in and to such data shall
be governed exclusively by Sections 2.1 or 2.2 and the Intercompany Data
Purchase Agreement.

     Section 4.7.  Mutual Obligations.

     (a)  The parties agree and acknowledge that all right, title and interest
in and to any Jointly Owned IP Assets shall be jointly owned by the respective
owners thereof, as identified on Exhibit M. Subject to any applicable provisions
set forth on Exhibit M or a separate agreement between the joint owners thereof
with respect to specific Jointly Owned IP Assets, each respective owner shall
have the right to make, use, sell, copy, distribute, import, develop Derivative
Works or enhancements of, and publicly perform and display, for any purpose, any
Jointly Owned IP Assets without any obligation (including any obligation to
account or pay royalties) or liability to the other owner(s). Any modifications,
enhancements or Derivative Works made by a joint owner to any Jointly Owned IP
Asset shall be owned by the entity that modified, enhanced or created such
Derivative Work from such Jointly Owned IP Asset. Each owner of a Jointly Owned
IP Asset shall (i) have the right to enforce, in any country, all rights
embodied in such Jointly Owned IP Asset, and each other owner thereof agrees (at
its expense) to cooperate in such enforcement action as reasonably requested by
the other owner thereof, and (ii) have the right to file (in the names of all
joint owners, except in the case filings with respect to modifications,
enhancements or Derivative Works) appropriate patent, trademark, copyright or
other applications, in any country, with respect to such Jointly Owned IP
Assets.

                                       19
<PAGE>

     (b)  The parties agree that all Equifax Continued Use Materials or PSI
Continued Use Materials identified prior to or after the Distribution Date shall
be licensed to the Designated Equifax Member or the Designated PSI Member (as
the case may be) pursuant to a separate license agreement or other agreement,
the terms and conditions of which shall be negotiated in good faith by the
respective parties at the time such materials are identified.

     (c)  The parties acknowledge that the Licensed Materials are "intellectual
property" within the meaning of Section 101 of the Federal Bankruptcy Act and
shall be subject to Section 365(n) thereof, all as set forth in the Intellectual
Property Bankruptcy Protection Act, Public Law 100-506, 102 Stat. 2538.

     (d)  In full and complete payment of the licenses granted in this
Agreement, the parties have made the payment described in the Distribution
Agreement as set forth in that Agreement.

     (e)  Each party shall notify the other party of any involuntary attachment
or other judicial process affecting the Licensed Materials.

                                   ARTICLE V

                                  THE CLOSING

     Section 5.1.  Equifax Deliverables.

     On the Closing Date, Equifax will, and/or will cause each member of the
Equifax Group to, deliver to PSI each of the following:

     (a)  Duly executed assignment and assumption agreements necessary for the
assignment and transfer to, and the assumption by PSI of, the Transferred
Equifax Assets and Transferred Equifax Third Party Agreements;

     (b)  Duly executed assignment and assumption agreements necessary for the
assignment and transfer to, and the assumption by Equifax of, the Equifax
Liabilities; and

     (c)  Such other agreements, leases, documents or instruments as the parties
may agree are necessary or desirable in order to achieve the purposes of this
Agreement.

Section 5.2.  PSI Deliverables.

     On the Closing Date, PSI will, and/or will cause each member of the PSI
Group to, deliver to Equifax each of the following:

     (a)  Duly executed assignment and assumption agreements necessary for the
assignment and transfer to, and the assumption by Equifax of, the Transferred
PSI Assets and the Transferred PSI Third Party Agreements;

                                       20
<PAGE>

     (b)  Duly executed assignment and assumption agreements necessary for the
assignment and transfer to, and the assumption by PSI of, the PSI Liabilities;
and

     (c)  Such other agreements, documents or instruments as the parties may
agree are necessary or desirable in order to achieve the purposes of this
Agreement.

     Section 5.3.  Termination.

     If the Closing Date does not occur prior to __________ ___, 2001, this
Agreement shall be terminated.

                                  ARTICLE VI

                        REPRESENTATIONS AND WARRANTIES

     Except as expressly set forth in this Agreement or any Ancillary Agreement,
neither any member of the Equifax Group, nor any member of the PSI Group, has
given or is giving any representation or warranty regarding the assets or
Liabilities retained, transferred, assumed or licensed as contemplated hereby or
thereby, including without limitation, (i) title to the assets, (ii) validity of
the Liabilities, (iii) any lien, claim or other encumbrance affecting the assets
or Liabilities, or (iv) the value of the assets and the amount of the
Liabilities. Except as may be expressly set forth in this Agreement or any
Ancillary Agreement, all assets and Liabilities were, or are being, transferred,
assigned, licensed, assumed, or are being retained, on an "AS IS", "WHERE IS"
basis and the respective transferees, licensees and assignees will bear the
economic and legal risks that any such conveyance (i) shall prove to be
insufficient to vest in the transferee a title that is free and clear of any
lien, claim or other encumbrance, or (ii) shall not constitute an infringement
of a third party's rights.

                                  ARTICLE VII

                                INDEMNIFICATION

     Section 7.1.  PSI Indemnification of the Equifax Group.

     On and after the Distribution Date, PSI shall indemnify, defend and hold
harmless each member of the Equifax Group, and each of their respective
directors, officers, employees and agents (collectively the "Equifax
Indemnitees") from and against any and all damage, loss, liability and expense,
(including without limitation, reasonable expenses of investigation and
reasonable attorneys' fees and expenses in connection with any and all Actions
or threatened Actions) (collectively, "Indemnifiable Losses") incurred or
suffered by any of the Equifax Indemnitees arising in connection with the
failure of PSI, or any other member of the PSI Group, to timely pay, perform or
otherwise discharge, any of the PSI Liabilities or its obligations under this
Agreement.

                                       21
<PAGE>

     Section 7.2.  Equifax Indemnification of the PSI Group.

     On and after the Distribution Date, Equifax shall indemnify, defend and
hold harmless each member of the PSI Group and each of their respective
directors, officers, employees and agents (collectively the "PSI Indemnitees")
from and against any and all Indemnifiable Losses incurred or suffered by any of
the PSI Indemnitees arising in connection with the failure of Equifax, or any
other member of the Equifax Group, to timely pay, perform or otherwise
discharge, any of the Equifax Liabilities or its obligations under this
Agreement or any Ancillary Agreement.

     Section 7.3.  Insurance and Third Party Obligations.

     No insurer or any other third party shall be (a) entitled to a benefit it
would not be entitled to receive in the absence of the foregoing indemnification
provisions, (b) relieved of the responsibility to pay any claims to which it is
obligated, or (c) entitled to any subrogation rights with respect to any
obligation hereunder.

                                 ARTICLE VIII

                          INDEMNIFICATION PROCEDURES

     Section 8.1.  Notice and Payment of Claims.

     If any Equifax or PSI Indemnitee (the "Indemnified Party") determines that
it is or may be entitled to indemnification by a party (the "Indemnifying
Party") under Article VII (other than in connection with any Action or claim
subject to Section 8.2), the Indemnified Party shall deliver to the Indemnifying
Party a written notice specifying, to the extent reasonably practicable, the
basis for its claim for indemnification and the amount for which the Indemnified
Party reasonably believes it is entitled to be indemnified. After the
Indemnifying Party shall have been notified of the amount for which the
Indemnified Party seeks indemnification, the Indemnifying Party shall, within
thirty (30) days after receipt of such notice, pay the Indemnified Party such
amount in cash or other immediately available funds (or reach agreement with the
Indemnified Party as to a mutually agreeable alternative payment schedule)
unless the Indemnifying Party objects to the claim for indemnification or the
amount thereof. If the Indemnifying Party does not give the Indemnified Party
written notice objecting to such claim and setting forth the grounds herefore
within the same thirty (30) day period, the Indemnifying Party shall be deemed
to have acknowledged its liability for such claim and the Indemnified Party may
exercise any and all of its rights under applicable law to collect such amount.
Any amount owed under this Section 8.1 that is past due shall bear interest at a
simple rate of interest per annum equal to the lesser of 1% per month or the
maximum amount permitted by law.

     Section 8.2.  Notice and Defense of Third Party Claims.

     (a)  Promptly following the earlier of either (i) receipt of notice of the
commencement by a third party of any Action against or otherwise involving any
Indemnified Party, or (ii) receipt of information from a third party alleging
the existence of a claim against an Indemnified Party,

                                       22
<PAGE>

with respect to which indemnification may be sought pursuant to this Agreement
(a "Third Party Claim"), the Indemnified Party shall give the Indemnifying Party
written notice thereof. The failure of the Indemnified Party to give notice as
provided in this Section 8.2 shall not relieve the Indemnifying Party of its
obligations under this Agreement, except to the extent that the Indemnifying
Party is prejudiced by such failure to give notice. Within thirty (30) days
after receipt of such notice, the Indemnifying Party shall by giving written
notice thereof to the Indemnified Party, (i) acknowledge, as between the parties
hereto, liability for and, at its option, assume the defense of such Third Party
Claim at its sole cost and expense, or (ii) object to the claim of
indemnification set forth in the notice delivered by the Indemnified Party
pursuant to the first sentence of this Section 8.2 setting forth the grounds
herefore; provided that if the Indemnifying Party does not within the same
thirty (30) day period give the Indemnified Party written notice acknowledging
liability and electing to assume the defense, or objecting to such claim and
setting forth the grounds herefore, the Indemnifying Party shall be deemed to
have acknowledged, as between the parties hereto, its liability for such Third
Party Claim.

     (b)  Any contest of a Third Party Claim as to which the Indemnifying Party
has elected to assume the defense shall be conducted by attorneys employed by
the Indemnifying Party and reasonably satisfactory to the Indemnified Party;
provided that the Indemnified Party shall have the right to participate in such
proceedings and to be represented by attorneys of its own choosing at the
Indemnified Party's sole cost and expense. If the Indemnifying Party assumes the
defense of a Third Party Claim, the Indemnifying Party may settle or compromise
the Third Party Claim without the prior written consent of the Indemnified
Party; provided that the Indemnifying Party may not agree to any such settlement
pursuant to which any such remedy or relief, shall be applied to or against the
Indemnified Party, other than monetary damages for which the Indemnifying Party
shall be responsible hereunder, without the prior written consent of the
Indemnified Party, which consent shall not be unreasonably withheld.

     (c)  If the Indemnifying Party does not assume the defense of a Third Party
Claim for which it has acknowledged liability for indemnification under Article
VII, the Indemnified Party may require the Indemnifying Party to reimburse it on
a current basis for its reasonable expenses of investigation, reasonable
attorneys' fees and reasonable out-of-pocket expenses incurred in defending
against such Third Party Claim and the Indemnifying Party shall be bound by the
result obtained by the Indemnified Party with respect thereto; provided that the
Indemnifying Party shall not be liable for any settlement effected without its
consent, which consent shall not be unreasonably withheld. The Indemnifying
Party shall pay to the Indemnified Party in cash the amount for which the
Indemnified Party is entitled to be indemnified (if any) within fifteen (15)
days after the final resolution of such Third Party Claim, whether such final
resolution is (i) by the final nonappealable judgment of a court of competent
jurisdiction, or (ii) in the case of any Third Party Claim as to which the
Indemnifying Party's objection has been resolved by settlement, compromise,
arbitration or otherwise.

                                       23
<PAGE>

                                  ARTICLE IX

                                CONFIDENTIALITY

     Section 9.1.  Exclusions.

     Notwithstanding anything to the contrary contained in this Agreement,
"Company Information" does not include any information that before being
divulged by the receiving party (a) has become generally known to the public
through no wrongful act of the receiving party; (b) has been rightfully received
by the receiving party from a third party without restriction on disclosure and
without, to the knowledge of the receiving party, a breach of an obligation of
confidentiality running directly or indirectly to the disclosing party; (b) has
been approved for release to the general public by a written authorization of
the disclosing party; (d) has been independently developed by the receiving
party without use, directly or indirectly, of the Company Information received
from the disclosing party; or (e) has been furnished to a third party by the
disclosing party without restrictions on the third party's rights to disclose
the information.

     Section 9.2.  Confidentiality.

     (a)  Each party agrees, and shall cause each member of the Group to agree,
that it is in possession of significant confidential or proprietary information
concerning the business, operations and assets of the members of the other
Group.

     (b)  Each party shall, and shall ensure that each member of the Group
shall, (i) receive and hold the Company Information of the other Group in trust
and in strictest confidence; (ii) protect such Company Information from
disclosure and in no event take any action causing, or fail to take the action
necessary in order to prevent, any such Company Information to lose its
character as Company Information; (iii) exercise at a minimum the same care it
would exercise to protect its own highly confidential information; and (iv) not
use, reproduce, distribute, disclose, or otherwise disseminate the Company
Information of the other Group, (A) except as authorized pursuant to this
Agreement or any Ancillary Agreement, or (B) except pursuant to a requirement of
a governmental agency or of law without similar restrictions or other
protections against public disclosure; provided, however, with respect to
disclosures pursuant to (B) above, the receiving party must first give written
notice of such required disclosure to the disclosing party, make a reasonable
effort to obtain a protective order requiring that the Company Information so
disclosed be used only for the purposes for which disclosure is required, take
reasonable steps to allow the disclosing party to seek to protect the
confidentiality of the Company Information required to be disclosed, and shall
disclose only that part of the Company Information which, in the written opinion
of its legal counsel, it is required to disclose. In no event shall the
receiving party exercise less than a reasonable standard of care to keep
confidential the Company Information. Any and all reproductions of such Company
Information must prominently contain a confidential legend.

                                       24
<PAGE>

     (c)  The receiving party may make disclosures of the Company Information of
the disclosing party only to Representatives of the receiving party's Group (i)
who have a specific need to know such information; and (ii) who the receiving
party has obligated under a written agreement to hold such Company Information
in trust and in strictest confidence and otherwise to comply with the terms and
provisions of this Agreement or terms and conditions substantially similar to
and implementing the same restrictions and covenants as those set forth in this
Agreement. PSI and Equifax agree to diligently monitor each such Representative,
diligently enforce such agreements with its Representatives, and, upon request
by the other party, promptly to furnish to the other party a certified list of
the receiving party's Representatives having had access to such Company
Information.

     (d)  The covenants of confidentiality set forth in this Agreement (i) will
apply after the Distribution Date to all Company Information disclosed to the
receiving party before, on and after the Distribution Date and (ii) will
continue and must be maintained from the Distribution Date through (A) with
respect to Proprietary Information, the period during which the Proprietary
Information constituting a part of the Company Information retains its status as
a "trade secret" under applicable law; and (B) with respect to Confidential
Information constituting a part of the Company Information, for the shorter of a
period equal to three (3) years after the Distribution Date, or until such
Confidentiality Information no longer qualifies as confidential under applicable
law.

     Section 9.3.  Employee Confidentiality Agreements.

     The members of each Group have entered into confidentiality and non-
disclosure agreements with their respective employees. To the extent that any
employee during or after employment violates any such agreement and such
violation is or may in the future be to the detriment of the other Group, at the
written request of the affected party, the other party shall, or shall cause the
appropriate members of its Group to, promptly bring and diligently pursue an
action against such employee if and to the extent reasonable under the
circumstances to preserve the value of the assets and Licensed Materials. The
Group member employing the employee violating his/her confidentiality and non-
disclosure agreement shall have the unilateral right to determine the forum for,
the manner of proceeding in, and legal counsel for such action and shall be
entitled to any damages or other relief against such employee awarded in such
action to the extent related to such Group's assets or business or to the
Licensed Materials. Such enforcement against and recovery by a Group member from
its breaching employee shall not constitute a release or sole remedy for the
members of the other Group injured by such breaching employee's actions, and
such members of the other Group may bring a claim against the Group members
employing the breaching employee for a breach of this Agreement. Each party
shall bear all out-of-pocket costs of pursuing such action and the other party
shall cooperate in connection therewith.

     Section 9.4.  Rights and Remedies.

     (a)  If either party, or any member of the Group, should breach or threaten
to breach any of the provisions of this Agreement, the non-breaching party, in
addition to any other remedies it

                                       25
<PAGE>

may have at law or in equity, may seek a restraining order, injunction, or other
similar remedy in order to specifically enforce the provisions of this
Agreement. Each party specifically acknowledges, and shall cause each member of
the Group to acknowledge, that money damages alone would be an inadequate remedy
for the injuries and damage that would be suffered and incurred by the non-
breaching party as a result of a breach of any of the provisions of this
Agreement. In the event that either party, or a member of such party's Group,
should seek an injunction hereunder, the other party hereby waives, and shall
cause each member of its Group to waive, any requirement for the submission of
proof of the economic value of any Company Information or the posting of a bond
or any other security. In the event of a dispute between the parties, the non-
prevailing party shall pay all costs and expenses associated with resolving the
dispute, including, but not limited to, reasonable attorneys' fees.

     (b)  The receiving party shall notify the disclosing party immediately upon
discovery of any unauthorized use or disclosure of Company Information, or any
other breach of this Agreement by the receiving party or any Representative of
the receiving party's Group, and will cooperate with the disclosing party in
every reasonable way to help the disclosing party regain possession of its
Company Information and prevent its further unauthorized use or disclosure. The
receiving party shall be responsible for the acts of any Representative of its
Group that are in violation of this Agreement.

     Section 9.5.  Competitive Activities.

     (a)  Subject to the rights and obligations set forth in Article IX, each
party understands and acknowledges that the other party's Group may now market
or have under development products that are competitive with products or
services now offered or that may be offered by it and/or members of its Group,
and the parties' communications hereunder will not serve to impair the right of
either party, or any member of the Group, to independently develop, make, use,
procure, or market products or services now or in the future that may be
competitive with those offered by the other party's Group, nor require either
party, and/or the members of its Group, to disclose any planning or other
information to the other party.

     (b)  Neither party will be restricted in using, in the development,
manufacturing and marketing of its products and services and its operations, any
data processing or network management or operation ideas, concepts, know-how and
techniques which are retained in the minds of employees who have had access to
the other party's Company Information subject to the restrictions set forth in
this Agreement.

     Section 9.6.  No Implied Rights.

     All Company Information is and shall remain the property of the disclosing
party and/or the member's of its Group. By disclosing Company Information to the
receiving party's Group, the disclosing party and/or the members of its Group
do(es) not grant any express or implied rights or license to the receiving
party's Group to or under any patents, patent applications, inventions,
copyrights, trademarks, trade secret information, or other intellectual property
rights heretofore or hereafter possessed by the disclosing party and/or the
members of its Group.

                                       26
<PAGE>

                                   ARTICLE X

                             CONTINUED ASSISTANCE

     Section 10.1.  Continued Assistance and Transition.

     (a)  Following the Distribution Date, Equifax shall, and shall cause each
member of the Equifax Group to, cooperate in an orderly transfer of the
Transferred Equifax Assets and the Transferred Equifax Third Party Agreements to
PSI or the Designated PSI Member. From time to time, at PSI's request and
without further consideration, Equifax shall, and shall cause each member of the
Equifax Group, as applicable, to execute, acknowledge and deliver such
documents, instruments or assurances and take such other action as PSI may
reasonably request to more effectively assign, convey and transfer any of the
Transferred Equifax Assets and the Transferred Equifax Third Party Agreements.
Equifax will assist PSI in the vesting, collection or reduction to possession of
such Transferred Equifax Assets and Transferred Equifax Third Party Agreements.

     (b)  Following the Distribution Date, PSI shall, and shall cause each
member of the PSI Group to, cooperate in an orderly transfer of the Transferred
PSI Assets and Transferred PSI Third Party Agreements to Equifax or the
Designated Equifax Member. From time to time, at Equifax's request and without
further consideration, PSI shall, and shall cause each member of the PSI Group,
as applicable, to execute, acknowledge and deliver such documents, instruments
or assurances and take such other action as Equifax may reasonably request to
more effectively assign, convey and transfer any of the Transferred PSI Assets
and Transferred PSI Third Party Agreements. PSI will assist Equifax in the
vesting, collection or reduction to possession of such Transferred PSI Assets
and Transferred PSI Third Party Agreements.

     Section 10.2.  Records and Documents.

     (a)  As soon as practicable following the Distribution Date, Equifax and
PSI shall each arrange for the delivery to the other of existing corporate and
other documents (e.g. documents of title, source code, contracts, etc.) in its
possession relating to the Transferred Assets, Transferred Third Party
Agreements and assumed Liabilities.

     (b)  From and after the Distribution Date, Equifax and PSI shall each, and
shall cause each member of its Group to, afford the other and its accountants,
counsel and other designated Representatives reasonable access (including using
reasonable efforts to give access to person or firms possessing such
information) and duplicating rights during normal business hours to all records,
books, contracts, instruments, computer data and other data and information in
its possession relating to the assets, Liabilities, Licensed Materials, business
and affairs of the other (other than data and information subject to any
attorney/client or other privilege), insofar as such access is reasonably
required by the other, including without limitation, for audit, accounting and
litigation purposes.

                                       27
<PAGE>

     (c)  Notwithstanding the foregoing, either party may destroy or otherwise
dispose of any information at any time in accordance with the corporate record
retention policy maintained by such party with respect to its own records.

     Section 10.3.  Litigation Cooperation.

     Upon written request by either party and at the cost and expense of the
requesting party, Equifax and PSI shall, and shall cause each member of its
Group to, use reasonable efforts to make available to the requesting party, its
Representatives as witnesses to the extent that such persons may reasonably be
required in connection with any legal, administrative or other proceedings
involving third parties that are not a member of either Group, arising out of
this Agreement or related to the matters which are the subject of this
Agreement, and in which the requesting party or any member of its Group may from
time to time be involved.

                                  ARTICLE XI

                                 MISCELLANEOUS

     Section 11.1.  Expenses.

     Except as specifically provided in this Agreement or any Ancillary
Agreement, all costs and expenses incurred in connection with the preparation,
execution, delivery and implementation of this Agreement and the Ancillary
Agreements and with the consummation of the transactions contemplated by this
Agreement (including transfer taxes and the fees and expenses of all counsel,
accountants and financial and other advisors) shall be paid by Equifax.

     Section 11.2.  Notices.

     All notices and communications under this Agreement shall be deemed to have
been given (a) when received, if such notice or communication is delivered by
facsimile, hand delivery or courier, and (b) three (3) business days after
mailing if such notice or communication is sent by United States registered or
certified mail, return receipt requested, first class postage prepaid. All
notices and communications, to be effective, must be properly addressed to the
party to whom the same is directed at its address as follows:

     If to Equifax, to:
     Equifax Inc.
     1550 Peachtree Street
     Atlanta, Georgia 30309
     Attn:  Phillip J. Mazzilli, Chief Financial Officer

     with a copy to:
     --------------

     Equifax Inc.
     1550 Peachtree Street
     Atlanta, Georgia 30309

                                       28
<PAGE>

     Attn:  Kent E. Mast, General Counsel

     If to PSI, to:

     Equifax PS, Inc.

     _____________________
     _____________________
     Attn:  Bruce S. Richards, General Counsel

     with a copy to:
     --------------

     Equifax PS, Inc.

     ______________________
     ______________________
     Attn:  Lee A. Kennedy, President and Chief Executive Officer

     Either party may, by written notice so delivered to the other party in
accordance with this Section 11.2, change the address to which delivery of any
notice shall thereafter be made.

     Section 11.3.  Amendment and Waiver.

     This Agreement may not be altered or amended, nor may any rights hereunder
be waived, except by an instrument in writing executed by the party or parties
to be charged with such amendment or waiver. No waiver of any terms, provision
or condition of or failure to exercise or delay in exercising any rights or
remedies under this Agreement, in any one or more instances, shall be deemed to
be, or construed as, a further continuing waiver of any such term, provision,
condition, right or remedy or as a waiver of any other term, provision or
condition of this Agreement.

     Section 11.4.  Entire Agreement.

     This Agreement, together with the Ancillary Agreements, constitutes the
entire understanding of the parties hereto with respect to the subject matter
hereof, superseding all negotiations, prior discussions and prior agreements and
understandings relating to such subject matter. To the extent that the
provisions of this Agreement are inconsistent with the provisions of any other
Ancillary Agreement, the provisions of this Agreement shall prevail with respect
to the subject matter hereof.

     Section 11.5.  Parties in Interest.

     Neither of the parties hereto may assign its rights or delegate any of its
duties under this Agreement without the prior written consent of each other
party. This Agreement shall be binding upon, and shall inure to the benefit of,
the parties hereto and their respective successors and permitted assigns.
Nothing contained in this Agreement, express or implied, is intended to

                                       29
<PAGE>

confer any benefits, rights or remedies upon any person or entity other than
members of the Equifax Group and the PSI Group and the Equifax Indemnitees and
PSI Indemnitees under Articles VII and VIII hereof.

     Section 11.6.  Further Assurances and Consents.

     In addition to the actions specifically provided for elsewhere in this
Agreement, each of the parties hereto will use its reasonable efforts to (a)
execute and deliver such further instruments and documents and take such other
actions as any other party may reasonably request in order to effectuate the
purposes of this Agreement and to carry out the terms hereof and (b) take, or
cause to be taken, all actions, and to do, or cause to be done, all things,
reasonably necessary, proper or advisable under applicable laws, regulations and
agreements or otherwise to consummate and make effective the transactions
contemplated by this Agreement, including without limitation, using its
reasonable efforts to obtain any consents and approvals and to make any filings
and applications necessary or desirable in order to consummate the transactions
contemplated by this Agreement.

     Section 11.7.  Severability.

     The provisions of this Agreement are severable and should any provision
hereof be void, voidable or unenforceable under any applicable law, such
provision shall not affect or invalidate any other provision of this Agreement,
which shall continue to govern the relative rights and duties of the parties as
though such void, voidable or unenforceable provision were not a part hereof.

     Section 11.8.  Governing Law.

     This Agreement shall be construed in accordance with, and governed by, the
laws of the State of Georgia, without regard to the conflicts of law rules of
such state.

     Section 11.9.  Counterparts.

     This Agreement may be executed in one or more counterparts, each of which
shall be deemed an original instrument, but all of which together shall
constitute but one and the same Agreement.

     Section 11.10.  Disputes.

     Any disputes arising under this Agreement shall be resolved in accordance
with Section 15.10 of the Distribution Agreement.

     Section 11.11.  Force Majeure.

     Neither party will be liable for any loss or damage due to causes beyond
its control, including, but not limited to, fire, accident, labor difficulty,
war, power or transmission failures, riot, Acts of God or changes in laws and
regulations, provided that the affected party must (a)

                                       30
<PAGE>

promptly notify the other party in writing and furnish all relevant information
concerning the event of force majeure; (b) use reasonable efforts to avoid or
remove the cause of its nonperformance; and (c) proceed to perform its
obligations with dispatch when such cause is removed.

     Section 11.12.  Documentation.

     Prior to the Distribution Date and from time to time thereafter, the
parties will prepare, maintain and update schedules of the Transferred Equifax
Assets, the Transferred PSI Assets, the Licensed Equifax Materials, the Licensed
PSI Materials, and the Third Party Agreements, the Third Party Use Rights and
the Third Party Rights transferred and/or provided by each Group to the other
Group, in such detail as shall be appropriate for the management and
administration of these items as described in this Agreement.

     Section 11.13.  Headings.

     The Article and Section headings set forth in this Agreement are included
for administrative, organizational and convenience purposes, and are not
intended to affect the meaning of the provisions set forth in this Agreement or
to be used in the interpretation of this Agreement.

     IN WITNESS WHEREOF, the parties hereto have executed and delivered this
Agreement as of the day and year first above written.

                              EQUIFAX INC.

                              By:
                                 --------------------------------
                              Title:
                                    -----------------------------
                              Date:
                                    -----------------------------

                              EQUIFAX PS, INC.

                              By:
                                 --------------------------------
                              Title:
                                    -----------------------------
                              Date:
                                    -----------------------------

                                       31<PAGE>

                                                                    EXHIBIT 10.7
                                EQUIFAX PS, INC.
                           2001 STOCK INCENTIVE PLAN

     1.  Purpose.  The purpose of the 2001 Stock Incentive Plan is to attract
         -------
and retain directors, officers and other key employees for Equifax PS, Inc., a
Georgia corporation (the "Company"), and its Subsidiaries and to provide those
persons with incentives and rewards for superior performance.

     2.  Definitions.  As used in this Plan:
         -----------

     "Appreciation Right" means a right granted pursuant to Section 5 of this
Plan, and shall include both Tandem Appreciation Rights and Free-Standing
Appreciation Rights.

     "Base Price" means the price to be used as the basis for determining the
Spread upon the exercise of a Free-Standing Appreciation Right and a Tandem
Appreciation Right.

     "Board" means the Board of Directors of the Company.

     "Change in Control" shall have the meaning provided in Section 11 of this
Plan.

     "Code" means the Internal Revenue Code of 1986, as amended from time to
time.

     "Committee" means the Compensation and Human Resources Committee of the
Board, or any successor committee to which the responsibilities of that
Committee are assigned.

     "Common Share" means shares of common stock, par value $ .01 per share, of
the Company or any security into which such Common Shares may be changed by
reason of any transaction or event of the type referred to in Section 10 of this
Plan.

     "Company" means Equifax PS, Inc., a Georgia corporation.

     "Covered Employee" means a Participant who is, or is determined by the
Board to be likely to become, a "covered employee" within the meaning of Section
162(m) of the Code (or any successor provision).

     "Date of Grant" means the date specified by the Board on which a grant of
Option Rights or Appreciation Rights, or a grant or sale of Restricted Shares or
Deferred Shares shall become effective (which date shall not be earlier than the
date on which the Board or its designee takes action with respect thereto).

     "Deferral Period" means the period of time during which Deferred Shares are
subject to deferral limitations under Section 7 of this Plan.

     "Deferred Shares" means an award made pursuant to Section 7 of this Plan of
the right to receive Common Shares at the end of a specified Deferral Period.

     "Director" means a member of the Board of Directors of the Company.
<PAGE>

     "Employee Benefits Agreement" means the Employee Benefits Agreement between
Equifax Inc. and the Company dated as of _____________________, 2001 which
provides for the treatment of the employee plans in connection with the spin-off
of the Company from Equifax, Inc.

     "Equifax Stock Incentive Plans" means the Equifax Inc. 2000 Stock Incentive
Plan, the Equifax Inc. Omnibus Stock Incentive Plan, the 1995 Employee Stock
Incentive Plan or the 1993 Employee Stock Incentive Plan.

     "Exchange Act" means the Securities Exchange Act of 1934, as amended, and
the rules and regulations thereunder, as such law, rules and regulations may be
amended from time to time, including any successor statutes of similar intent.

     "Free-Standing Appreciation Right" means an Appreciation Right granted
pursuant to Section 5 of this Plan that is not granted in tandem with an Option
Right.

     "Immediate Family" has the meaning ascribed thereto in Rule 16a-1(e) under
the Exchange Act (or any successor rule to the same effect).

     "Incentive Stock Options" means Option Rights that are intended to qualify
as "incentive stock options" under Section 422 of the Code or any successor
provision.

     "Management Objectives" means the measurable performance objective or
objectives established pursuant to this Plan for Participants who have received
grants of Option Rights, Appreciation Rights, Restricted Shares and dividend
credits pursuant to this Plan, which are subject to the achievement of
Management Objectives. Management Objectives may be described in terms of
Company-wide objectives or objectives that are related to the performance of the
individual Participant or of the Subsidiary, division, department, region or
function within the Company or Subsidiary in which the Participant is employed.
The Management Objectives may be made relative to the performance of other
corporations. The Management Objectives applicable to any award to a Covered
Employee shall be based on specified levels of, or growth in, one or more of the
following criteria, as determined for a single year, or cumulatively for a
stated number of years, or as an average over a stated number of years, or
otherwise as determined by the Committee at the time the Management Objective is
established:

          1.  earnings
          2.  earnings per share;
          3.  economic value added;
          4.  revenue;
          5.  operating profit;
          6.  net income;
          7.  total return to shareholders;
          8.  market share;
          9.  profit margins;
          10. cash flow/net assets ratio;
          11. debt/capital ratio;
          12. return on total capital;

                                       2
<PAGE>

          13.  return on equity;
          14.  return on assets; and
          15.  common stock price.

     If the Committee determines that a change in the business, operations,
corporate structure or capital structure of the Company, or the manner in which
it conducts its business, or other events or circumstances render the Management
Objectives unsuitable, the Committee may in its discretion modify such
Management Objectives or the related minimum acceptable level of achievement, in
whole or in part, as the Committee deems appropriate and equitable, except in
the case of a Covered Employee where such action would result in the loss of the
otherwise available exemption of the award under Section 162(m) of the Code.  In
the case of a Covered Employee, in determining financial results, items whose
exclusion from consideration will increase the Award shall only have their
effects excluded if they constitute "extraordinary" or "unusual" events or items
under generally accepted accounting principles and all such events and items
shall be excluded.  The Committee shall also adjust the performance calculations
to exclude the unanticipated effect on financial results of changes in the Code,
or other tax laws, and the regulations thereunder.  The Committee may decrease
the amount of an Award otherwise payable if, in the Committee's view, the
financial performance during the performance cycle justifies such adjustment,
regardless of the extent to which the Performance Measure was achieved.

     "Market Value per Share" means, (i) the closing sale price per Common Share
as reported on the principal exchange on which Common shares are then trading,
if any, or, if applicable, the NASDAQ National Market System, on the Date of
Grant, or if there are no sales on such day, on the next preceding trading day
during which a sale occurred, or (ii) if clause (i) does not apply, the fair
market value of the Common Shares as determined by the Board.

     "Non-Employee Director" means a Director who is not an employee of the
Company or any Subsidiary.

     "Optionee" means the optionee named in an agreement evidencing an
outstanding Option Right.

     "Option Price" means the purchase price payable on exercise of an Option
Right.

     "Option Right" means the right to purchase Common Shares upon exercise of
an option granted pursuant to Section 4 or Section 8 of this Plan.

     "Participant" means a person who is selected by the Committee to receive
benefits under this Plan and who is at the time an officer, or other key
employee of the Company or any one or more of its Subsidiaries, or who has
agreed to commence serving in any of such capacities within 60 days of the Date
of Grant, and shall also include each Non-Employee Director who receives an
award of Option Rights or Restricted Shares, or any other person, whether or not
an employee, Non-Employee Director or officer, who renders significant services
as a consultant or otherwise, in the discretion of the Committee.

                                       3
<PAGE>

     "Plan" means this Equifax PS, Inc. 2001 Stock Incentive Plan, as it may be
amended from time to time.

     "Reload Option Rights" means additional Option Rights granted automatically
to an Optionee upon the exercise of Option Rights pursuant to Section 4(f) of
this Plan.

     "Replacement Awards" means Option Rights or Restricted Shares that are
issued in substitution of awards of option rights or restricted shares that were
granted under the Equifax Stock Incentive Plans to former employees of Equifax
Inc. or subsidiaries of Equifax Inc. who are employees of the Company or its
Subsidiaries as of the date of the spin-off of the Company to the shareholders
of Equifax Inc. or who become employees of the Company after such date pursuant
to the Employee Benefits Agreement.  As provided in Section ___, the Replacement
Awards shall have the same material terms and conditions under the Plan as such
awards had under the respective Equifax Stock Incentive Plans.

     "Restricted Shares" means Common Shares granted or sold pursuant to Section
6 or Section 8 of this Plan as to which neither the substantial risk of
forfeiture nor the prohibition on transfers referred to in Section 6 has
expired.

     "Rule 16b-3" means Rule 16b-3 under the Exchange Act (or any successor rule
to the same effect) as in effect from time to time.

     "Securities Act" means the Securities Act of 1933, as amended.

     "Spread" means the excess of the Market Value per Share on the date when an
Appreciation Right is exercised, or on the date when Option Rights are
surrendered in payment of the Option Price of other Option Rights, over the
Option Price or Base Price provided for in the related Option Right or Free-
Standing Appreciation Right, respectively.

     "Subsidiary" means a corporation, company or other entity (i) more than 50
percent of whose outstanding shares or securities (representing the right to
vote for the election of directors or other managing authority) are, or (ii)
which does not have outstanding shares or securities (as may be the case in a
partnership, joint venture or unincorporated association), but more than 50
percent of whose ownership interest representing the right generally to make
decisions for such other entity is, now or hereafter, owned or controlled,
directly or indirectly, by the Company, except that for purposes of determining
whether any person may be a Participant for purposes of any grant of Incentive
Stock Options, "Subsidiary" means any corporation in which, at the time of the
grant, the Company owns or controls, directly or indirectly, more than 50
percent of the total combined voting power represented by all classes of stock
issued by such corporation.

     "Tandem Appreciation Right" means an Appreciation Right granted pursuant to
Section 5 of this Plan that is granted in tandem with an Option Right.

     "Voting Power" means at any time, the total votes relating to the then-
outstanding securities entitled to vote generally in the election of Directors.

                                       4
<PAGE>

     3.  Shares Available Under the Plan.
         -------------------------------

     (a)  Subject to adjustment as provided in Section 3(b) and Section 10 of
this Plan, the number of Common Shares that may be issued or transferred (i)
upon the exercise of Option Rights or Appreciation Rights, (ii) as Restricted
Shares and released from substantial risks of forfeiture thereof, (iii) as
Deferred Shares, (iv) as awards to Non-Employee Directors or (v) in payment of
dividend equivalents paid with respect to Awards made under the Plan shall not
exceed in the aggregate ___________ Common Shares, plus any shares described in
Section 3(b). Such shares may be shares of original issuance or treasury shares
or a combination of the foregoing.

     (b)  The number of Common Shares available in Section 3(a) above shall be
adjusted to account for shares relating to awards that expire, are forfeited or
are transferred, surrendered or relinquished upon the payment of any Option
Price by the transfer to the Company of Common Shares or upon satisfaction of
any withholding amount. Upon payment in cash of the benefit provided by any
award granted under this Plan, any shares that were covered by that award shall
again be available for issue or transfer hereunder. In addition to these
adjustments, commencing on January 1, 2002, and on each January 1, thereafter
ending on January 1, 200__, an additional number of Common Shares shall be added
to the total available under Section 3(a), equal to one percent (1%) of the
number of Common Shares issued and outstanding on that date.

     (c)  Notwithstanding anything in this Section 3, or elsewhere in this Plan,
to the contrary and subject to adjustment as provided in Section 10 of this
Plan, the aggregate number of Common Shares actually issued or transferred by
the Company under this Plan upon the exercise of Incentive Stock Options shall
not exceed ______________ Common Shares. Subject to adjustments as provided in
Section 10, no Participant shall be granted Option Rights and Appreciation
Rights, in the aggregate, for more than 750,000 Common Shares during any one
calendar year; the number of shares issued as Restricted Shares shall not in the
aggregate exceed 500,000 Common Shares in any one calendar year; and no Non-
Employee Director shall be granted Option Rights, Appreciation Rights and
Restricted Shares, in the aggregate, for more than 100,000 Common Shares in any
one calendar year.

     4.  Option Rights.  The Committee may, from time to time and upon such
         -------------
terms and conditions as it may determine, authorize the granting to Participants
of options to purchase Common Shares. Such grants may be original awards or
Replacement Awards. Each such grant may utilize any or all of the
authorizations, and shall be subject to all of the requirements contained in the
following provisions:

     (a)  Each grant shall specify the number of Common Shares to which it
pertains subject to the limitations set forth in Section 3 of this plan.

     (b)  Each grant shall specify an Option Price per share, which may not be
less than the Market Value per Share on the Date of Grant, provided that this
restriction shall not apply to Replacement Awards.

     (c)  Each grant shall specify whether the Option Price shall be payable (i)
in cash or by check acceptable to the Company, (ii) by the actual or
constructive transfer to the Company

                                       5
<PAGE>

of Common Shares owned by the Optionee for at least 6 months (or other
consideration authorized pursuant to Section 4(d)) having a value at the time of
exercise equal to the total Option Price, or (iii) by a combination of such
methods of payment.

     (d)  The Committee may determine, at or after the Date of Grant, that
payment of the Option Price of any Option Right (other than an Incentive Stock
Option) may also be made in whole or in part in the form of Restricted Shares or
other Common Shares that are forfeitable or subject to restrictions on transfer,
Deferred Shares, (based, in each case, on the Market Value per Share on the date
of exercise), or other Option Rights (based on the Spread on the date of
exercise). Unless otherwise determined by the Committee at or after the Date of
Grant, whenever any Option Price is paid in whole or in part by means of any of
the forms of consideration specified in this Section 4(d), the Common Shares
received upon the exercise of the Option Rights shall be subject to such risks
of forfeiture or restrictions on transfer as may correspond to any that apply to
the consideration surrendered, but only to the extent, determined with respect
to the consideration surrendered, of (i) the number of shares, or (ii) the
Spread of any unexercisable portion of Option Rights.

     (e)  Any grant may provide for deferred payment of the Option Price from
the proceeds of sale through a bank or broker on a date satisfactory to the
Company of some or all of the shares to which such exercise relates.

     (f)  Any grant may, at or after the Date of Grant, provide for the
automatic grant of Reload Option Rights to an Optionee upon the exercise of
Option Rights (including Reload Option Rights) using Common Shares or other
consideration specified in Section 4(d). Reload Option Rights shall cover up to
the number of Common Shares, Deferred Shares, or Option Rights surrendered to
the Company upon any such exercise in payment of the Option Price or to meet any
withholding obligations. Reload Options may not have an Option Price that is
less than the applicable Market Value per Share at the time of exercise and
shall be on such other terms as may be specified by the Committee, which may be
the same as or different from those of the original Option Rights.

     (g)  Successive grants may be made to the same Participant whether or not
any Option Rights previously granted to such Participant remain unexercised.

     (h)  Each grant shall specify the period or periods of continuous service
by the Optionee with the Company or any Subsidiary that is necessary before the
Option Rights or installments thereof will become exercisable and may provide
for the earlier exercise of such Option Rights in the event of a Change in
Control, retirement, death or disability of the Optionee or other similar
transaction or event.

     (i)  Any grant of Option Rights may specify Management Objectives that must
be achieved as a condition to the exercise of such rights.

     (j)  Option Rights granted under this Plan may be (i) options, including,
without limitation, Incentive Stock Options that are intended to qualify
under particular provisions of the Code, (ii) options that are not intended
so to qualify, or (iii) combinations of the foregoing.

                                       6
<PAGE>

     (k)  The Committee may, at or after the Date of Grant of any Option Rights
(other than Incentive Stock Options), provide for the payment of dividend
equivalents to the Optionee on either a current or deferred or contingent
basis or may provide that such equivalents shall be credited against the
Option Price.

     (l)  The exercise of an Option Right shall result in the cancellation on a
share-for-share basis of any Tandem Appreciation Right authorized under
Section 5 of this Plan.

     (m)  No Option Right shall be exercisable more than 10 years from the Date
of Grant.

     (n)  Each grant of Option Rights shall be evidenced by an agreement or
other written notice from the Company by an officer and delivered to the
Optionee and containing such terms and provisions, consistent with this Plan, as
the Committee may approve.

     (o)  Each Replacement Award shall reflect the adjustments provided for in
the Employee Benefits Agreements and shall have the same material terms and
conditions as the award it replaces under the Equifax Stock Incentive Plans, as
determined by the Committee. Notwithstanding any other provision in this Plan to
the contrary, no Replacement Award in substitution of an award that qualified as
an Incentive Stock Option immediately before the grant of the Replacement Award
shall contain any term that is more favorable than the terms of the substituted
award.

     5.  Appreciation Rights.
         -------------------

     (a)  The Committee may authorize the granting (i) to any Optionee, of
Tandem Appreciation Rights in respect of Option Rights granted hereunder, and
(ii) to any Participant, of Free-Standing Appreciation Rights. A Tandem
Appreciation Right shall be a right of the Optionee, exercisable by surrender of
the related Option Right, to receive from the Company an amount determined by
the Board, which shall be expressed as a percentage of the Spread (not exceeding
100 percent) at the time of exercise. Tandem Appreciation Rights may be granted
at any time prior to the exercise or termination of the related Option Rights;
provided, however, that a Tandem Appreciation Right awarded in relation to an
Incentive Stock Option must be granted concurrently with such Incentive Stock
Option. A Free-Standing Appreciation Right shall be a right of the Participant
to receive from the Company an amount determined by the Committee, which shall
be expressed as a percentage of the Spread (not exceeding 100 percent) at the
time of exercise.

     (b)  Each grant of Appreciation Rights may utilize any or all of the
authorizations, and shall be subject to all of the requirements, contained
in the following provisions:

          (i)  Any grant may specify that the amount payable on exercise of an
     Appreciation Right may be paid by the Company in cash, in Common Shares or
     in any combination thereof and may either grant to the Participant or
     retain in the Committee the right to elect among those alternatives.

          (ii) Any grant may specify that the amount payable on exercise of an
     Appreciation Right may not exceed a maximum specified by the Committee at
     the Date of Grant.

                                       7
<PAGE>

          (iii) Any grant may specify waiting periods before exercise and
     permissible exercise dates or periods.

          (iv)  Any grant may specify that such Appreciation Right may be
     exercised only in the event of, or earlier in the event of, a Change in
     Control or other transaction or event.

          (v)   Any grant may provide for the payment to the Participant of
     dividend equivalents thereon in cash or Common Shares on a current,
     deferred or contingent basis.

          (vi)  Any grant of Appreciation Rights may specify Management
     Objectives that must be achieved as a condition of the exercise of such
     Rights.

          (vii) Each grant of Appreciation Rights shall be evidenced by an
     agreement executed on behalf of the Company by an officer and delivered to
     and accepted by the Participant, which agreement shall describe such
     Appreciation Rights, identify the related Option Rights (if applicable),
     state that such Appreciation Rights are subject to all the terms and
     conditions of this Plan, and contain such other terms and provisions,
     consistent with this Plan, as the Committee may approve.

     (c)  Any grant of Tandem Appreciation Rights shall provide that such Rights
may be exercised only at a time when the related Option Right is also
exercisable and at a time when the Spread is positive, and by surrender of the
related Option Right for cancellation.

     (d)  Regarding Free-standing Appreciation Rights only:

          (i)   Each grant shall specify in respect of each Free-standing
     Appreciation Right a Base Price, which shall be equal to or greater than
     the Market Value per Share on the Date of Grant;

          (ii)  Successive grants may be made to the same Participant regardless
     of whether any Free-standing Appreciation Rights previously granted to the
     Participant remain unexercised; and

          (iii) No Free-standing Appreciation Right granted under this Plan may
     be exercised more than 10 years from the Date of Grant.

     6.  Restricted Shares.  The Committee may also authorize the grant or sale
of Restricted Shares to Participants. Each such grant or sale may utilize any or
all of the authorizations, and shall be subject to all of the requirements,
contained in the following provisions:

     (a)  Each such grant or sale shall constitute an immediate transfer of the
ownership of Common Shares to the Participant in consideration of the
performance of services, entitling such Participant to voting, dividend and
other ownership rights, but subject to the substantial risk of forfeiture and
restrictions on transfer hereinafter referred to.

                                       8
<PAGE>

     (b)  Each such grant or sale may be made without additional consideration
or in consideration of a payment by such Participant that is less than Market
Value per Share at the Date of Grant.

     (c)  Each such grant or sale shall provide that the Restricted Shares
covered by such grant or sale shall be subject to a "substantial risk of
forfeiture" within the meaning of Section 83 of the Code for a period to be
determined by the Committee at the Date of Grant and may provide for the earlier
lapse of such substantial risk of forfeiture in the event of a Change in Control
or other transaction or event; provided, however, that the Restricted Shares
covered by any Replacement Award shall be subject to a "substantial risk of
forfeiture" for the period provided in the award it replaced, as determined by
the Committee.

     (d)  Each such grant or sale shall provide that during the period for which
such substantial risk of forfeiture is to continue, the transferability of the
Restricted Shares shall be prohibited or restricted in the manner and to the
extent prescribed by the Board at the Date of Grant (which restrictions may
include, without limitation, rights of repurchase or first refusal in the
Company or provisions subjecting the Restricted Shares to a continuing
substantial risk of forfeiture in the hands of any transferee).

     (e)  Any grant of Restricted Shares may specify Management Objectives that,
if achieved, will result in termination or early termination of the restrictions
applicable to such shares. Each grant may specify in respect of such Management
Objectives a minimum acceptable level of achievement and may set forth a formula
for determining the number of Restricted Shares on which restrictions will
terminate if performance is at or above the minimum level, but falls short of
full achievement of the specified Management Objectives.

     (f)  Any grant or sale of Restricted Shares may require that any or all
dividends or other distributions paid thereon during the period of such
restrictions be automatically deferred and reinvested in additional Restricted
Shares, which may be subject to the same restrictions as the underlying award.

     (g)  Each grant or sale of Restricted Shares shall be evidenced by an
agreement executed on behalf of the Company by any officer and delivered to and
accepted by the Participant and shall contain such terms and provisions,
consistent with this Plan, as the Committee may approve. Unless otherwise
directed by the Committee, all certificates representing Restricted Shares shall
be held in custody by the Company until all restrictions thereon shall have
lapsed, together with a stock power or powers executed by the Participant in
whose name such certificates are registered, endorsed in blank and covering such
Shares.

     7.  Deferred Shares.  The Committee may also authorize the granting or sale
         ---------------
of Deferred Shares to Participants. Each such grant or sale may utilize any or
all of the authorizations, and shall be subject to all of the requirements
contained in the following provisions:

     (a)  Each such grant or sale shall constitute the agreement by the Company
to deliver Common Shares to the Participant in the future in consideration of
the performance of services,

                                       9
<PAGE>

but subject to the fulfillment of such conditions during the Deferral Period as
the Committee may specify.

     (b)  Each such grant or sale may be made without additional consideration
or in consideration of a payment by such Participant that is less than the
Market Value per Share at the Date of Grant.

     (c)  Each such grant or sale shall be subject to a Deferral Period of not
less than one year, as determined by the Committee at the Date of Grant, and may
provide for the earlier lapse or other modification of such Deferral Period in
the event of a Change in Control, or other transaction or event.

     (d)  During the Deferral Period, the Participant shall have no right to
transfer any rights under his or her award and shall have no rights of ownership
in the Deferred Shares and shall have no right to vote them, but the Committee
may, at or after the Date of Grant, authorize the payment of dividend
equivalents on such Shares on either a current or deferred or contingent basis,
either in cash or in additional Common Shares.

     (e)  Each grant or sale of Deferred Shares shall be evidenced by an
agreement executed on behalf of the Company by any officer and delivered to and
accepted by the Participant and shall contain such terms and provisions,
consistent with this Plan, as the Committee may approve.

     8.  Awards to Non-Employee Directors.  The Committee may, from time to time
         --------------------------------
and upon such terms and conditions as it may determine, authorize the granting
to Non-Employee Directors of Option Rights and may also authorize the grant or
sale of Restricted Shares to Non-Employee Directors.

     (a)  Each grant of Option Rights awarded pursuant to this Section 8 shall
be upon terms and conditions consistent with Section 4 of this Plan and shall be
evidenced by an agreement in such form as shall be approved by the Committee.
Each grant shall specify an Option Price per share, which shall not be less than
the Market Value per Share on the Date of Grant. Each such Option Right granted
under the Plan shall expire not more than 10 years from the Date of Grant and
shall be subject to earlier termination as hereinafter provided. Unless
otherwise determined by the Committee, such Option Rights shall be subject to
the following additional terms and conditions:

          (i)   Each grant shall specify the number of Common Shares to which it
     pertains subject to the limitations set forth in Section 3 of this plan.

          (ii)  In the event of the death or disability of the holder of any
     such Option Rights, each of the then outstanding vested Option Rights of
     such holder may be exercised at any time within a stated period after such
     death or disability, as provided by the Committee in the grant, but in no
     event after the expiration date of the term of such Option Rights.

          (iii) If a Non-Employee Director subsequently becomes an employee of
     the Company or a Subsidiary while remaining a member of the Board, any
     Option Rights

                                       10
<PAGE>

     held under the Plan by such individual at the time of such commencement of
     employment shall not be affected thereby.

          (iv)  Option Rights may be exercised by a Non-Employee Director only
     upon payment to the Company in full of the Option Price of the Common
     Shares to be delivered. Such payment shall be made in cash or in Common
     Shares then owned by the optionee for at least six months, or in a
     combination of cash and such Common Shares.

          (v)   Any grant may provide for deferred payment of the Option Price
     from the proceeds of sale through a bank or broker on a date satisfactory
     to the Company of some or all of the shares to which such exercise relates.

     (b)  Each grant or sale of Restricted Shares pursuant to this Section 8
shall be upon terms and conditions consistent with Section 6 of this Plan.

     9.  Transferability.
         ---------------

     (a)  Except as otherwise determined by the Committee, no Option Right,
Appreciation Right or other derivative security granted under the Plan shall be
transferable by a Participant other than by will or the laws of descent and
distribution. Except as otherwise determined by the Committee, Option Rights and
Appreciation Rights shall be exercisable during the Optionee's lifetime only by
him or her or by his or her guardian or legal representative.

     (b)  The Committee may specify at the Date of Grant that part or all of the
Common Shares that are (i) to be issued or transferred by the Company upon the
exercise of Option Rights or Appreciation Rights, or upon the termination of the
Deferral Period applicable to Deferred Shares or (ii) no longer subject to the
substantial risk of forfeiture and restrictions on transfer referred to in
Section 6 of this Plan, shall be subject to further restrictions on transfer.

     (c)  Notwithstanding the provisions of Section 9(a), the Committee may
provide that any grant of Option Rights (other than Incentive Stock Options),
Appreciation Rights, Restricted Shares, and Deferred Shares shall be
transferable by a Participant, without payment of consideration therefor by the
transferee, to any one or more members of the Participant's Immediate Family (or
to one or more trusts established solely for the benefit of one or more members
of the Participant's Immediate Family or to one or more partnerships in which
the only partners are members of the Participant's Immediate Family); provided,
however, that (i) no such transfer shall be effective unless reasonable prior
notice thereof is delivered to the Company and the Committee and such transfer
is thereafter effected in accordance with any terms and conditions that shall
have been made applicable thereto by the Company or the Committee and (ii) any
such transferee shall be subject to the same terms and conditions hereunder as
the Participant.

     10.  Adjustments.   The Committee may make or provide for such adjustments
          -----------
in the numbers of Common Shares covered by outstanding Option Rights,
Appreciation Rights and Deferred Shares granted hereunder, and in the Option
Price and Base Price, and in the kind of shares covered thereby, as the
Committee, in its sole discretion, exercised in good faith, may determine is
equitably required to prevent dilution or enlargement of the rights of
Participants or Optionees that otherwise would result from (a) any stock
dividend, stock split, combination of

                                       11
<PAGE>

shares, recapitalization or other change in the capital structure of the
Company, or (b) any merger, consolidation, spin-off, split-off, spin-out, split-
up, reorganization, partial or complete liquidation or other distribution of
assets, issuance of rights or warrants to purchase securities, or (c) any other
corporate transaction or event having an effect similar to any of the foregoing.
Moreover, in the event of any such transaction or event, the Committee, in its
discretion, may provide in substitution for any or all outstanding awards under
this Plan such alternative consideration as it, in good faith, may determine to
be equitable in the circumstances and may require in connection therewith the
surrender of all awards so replaced. The Committee may also make or provide for
such adjustments in the numbers of shares specified in Section 3 of this Plan as
the Committee in its sole discretion, exercised in good faith, may determine is
appropriate to reflect any transaction or event described in this Section 10;
provided, however, that any such adjustment to the number specified in Section
3(c)(i) shall be made only if and to the extent that such adjustment would not
cause any Option intended to qualify as an Incentive Stock Option to fail so to
qualify, and the Committee may take into consideration, as to any award subject
to a proposed adjustment, the potential adverse effect thereof under applicable
tax or other laws, and may adjust such awards inconsistently as a consequence of
those effects.

     11.  Change in Control.   For purposes of this Plan, except as may be
          -----------------
otherwise by the Committee in an agreement evidencing a grant or award made
under the Plan, a "Change in Control" shall mean if at any time any of the
following events shall have occurred:

     (a)  Voting Stock Accumulations. The accumulation by any Person of
Beneficial Ownership of twenty percent (20%) or more of the combined voting
power of the Company's Voting Stock; provided that for purposes of this Section
11(a), a Change in Control will not be deemed to have occurred if the
accumulation of twenty percent (20%) or more of the voting power of the
Company's Voting Stock results from any acquisition of Voting Stock (i) directly
from the Company that is approved by the Incumbent Board, (ii) by the Company,
(iii) by any employee benefit plan (or related trust) sponsored or maintained by
the Company or any Subsidiary, or (d) by any Person pursuant to a Business
Combination that complies with all the provisions of clauses (i), (ii) and (iii)
of Section 11(b); or

     (b)  Business Combinations. Consummation of a Business Combination, unless,
immediately following that Business Combination, (i) all or substantially all of
the Persons who were the beneficial owners of Voting Stock of the Company
immediately prior to that Business Combination beneficially own, directly or
indirectly, more than sixty-six and two-thirds percent (66 2/3%) of the then
outstanding shares of common stock and the combined voting power of the then
outstanding voting securities entitled to vote generally in the election of
Directors of the entity resulting from that Business Combination (including,
without limitation, an entity that as a result of that transaction owns the
Company or all or substantially all of the Company's assets either directly or
through one or more subsidiaries) in substantially the same proportions relative
to each other as their ownership, immediately prior to that Business
Combination, of the Voting Stock of the Company, (ii) no Person (other than the
Company, that entity resulting from that Business Combination, or any employee
benefit plan (or related trust) sponsored or maintained by the Company, any
Eighty Percent (80%) Subsidiary or that entity resulting from that Business
Combination) beneficially owns, directly or indirectly, twenty percent (20%) or
more of the then outstanding shares of common stock of the entity resulting from
that Business Combination or the combined voting power of the then outstanding
voting securities entitled to vote generally in

                                       12
<PAGE>

the election of directors of that entity, and (iii) at least a majority of the
members of the Board of Directors of the entity resulting from that Business
Combination were members of the Incumbent Board at the time of the action of the
Board of Directors providing for that Business Combination; or

     (c)  Sale of Assets.  A sale or other disposition of all or substantially
all of the assets of the Company; or

     (d)  Liquidations or Dissolutions.  Approval by the shareholders of the
Company of a complete liquidation or dissolution of the Company, except pursuant
to a Business Combination that complies with all of the provisions of clauses
(i), (ii) and (iii) of Section 11(b).

     For purposes of this Section 11, the following definitions will apply:

           (i)   "Beneficial Ownership" means beneficial ownership as that term
     is used in Rule 13d-3 promulgated under the Exchange Act.

           (ii)  "Business Combination" means a reorganization, merger or
     consolidation of the Company.

           (iii) "Eighty Percent (80%) Subsidiary" means an entity in which the
     Company directly or indirectly beneficially owns eighty percent (80%) or
     more of the outstanding Voting Stock.

           (iv)  "Exchange Act" means the Securities Exchange Act of 1934,
     including amendments, or successor statutes of similar intent.

           (v)   "Incumbent Board" means a Board of Directors at least a
     majority of whom consist of individuals who either are (a) members of the
     Company's Board of Directors as of _________, 2001, or (b) members who
     become members of the Company's Board of Directors subsequent to _________,
     2001, whose election, or nomination for election by the Company's
     shareholders, was approved by a vote of at least two-thirds (2/3) of the
     directors then comprising the Incumbent Board (either by a specific vote or
     by approval of the proxy statement of the Company in which that person is
     named as a nominee for director, without objection to that nomination), but
     excluding, for that purpose, any individual whose initial assumption of
     office occurs as a result of an actual or threatened election contest
     (within the meaning of Rule 14a-11 of the Exchange Act) with respect to the
     election or removal of directors or other actual or threatened solicitation
     of proxies or consents by or on behalf of a Person other than the Board of
     Directors.

           (vi)  "Person" means any individual, entity or group (within the
     meaning of Section 13(d)(3) or 14 (d)(2) of the Exchange Act).

           (vii) "Voting Stock" means the then outstanding securities of an
     entity entitled to vote generally in the election of members of that
     entity's Board.

                                       13
<PAGE>

     12.  Fractional Shares.  The Company shall not be required to issue any
          -----------------
fractional Common Shares pursuant to this Plan. The Committee may provide for
the elimination of fractions or for the settlement of fractions in cash.

     13.  Withholding Taxes.  To the extent that the Company is required to
          -----------------
withhold federal, state, local or foreign taxes in connection with any payment
made or benefit realized by a Participant or other person under this Plan, and
the amounts available to the Company for such withholding are insufficient, it
shall be a condition to the receipt of such payment or the realization of such
benefit that the Participant or such other person make arrangements satisfactory
to the Company and the Committee for payment of the balance of such taxes
required to be withheld, which arrangements (in the discretion of the Committee)
may include relinquishment of a portion of such benefit. With the consent of the
Committee, a Participant or such other person may also make similar arrangements
with respect to the payment of any taxes with respect to which withholding is
not required.

     14.  Foreign Employees.   In order to facilitate the making of any grant or
          -----------------
combination of grants under this Plan, the Committee may provide for such
special terms for awards to Participants who are foreign nationals or who are
employed by the Company or any Subsidiary outside of the United States of
America as the Committee may consider necessary or appropriate to accommodate
differences in local law, tax policy or custom, which special terms may be
contained in an Appendix attached hereto.  Moreover, the Committee may approve
such supplements to or amendments, restatements or alternative versions of this
Plan as it may consider necessary or appropriate for such purposes, without
thereby affecting the terms of this Plan as in effect for any other purpose, and
the Secretary or other appropriate officer of the Company may certify any such
document as having been approved and adopted in the same manner as this Plan. No
such special terms, supplements, amendments or restatements, however, shall
include any provisions that are inconsistent with the terms of this Plan as then
in effect unless this Plan could have been amended to eliminate such
inconsistency without further approval by the shareholders of the Company.

     15.  Administration of the Plan.
          --------------------------
     (a)  This Plan shall be administered by the Committee. A majority of the
Committee shall constitute a quorum, and the action of the members of the
Committee present at any meeting at which a quorum is present, or acts
unanimously approved in writing, shall be the acts of the Committee. Except as
the Board may otherwise determine, so long as the Company's outstanding Common
Shares are owned by Equifax Inc., all matters relating to Awards under the Plan
shall be, and hereby are, delegated to the Compensation and Human Resources
Committee of Equifax Inc., provided that all actions taken shall be subject to
the approval of the Board.

     (b)  The Committee, in its discretion, may delegate to one or more officers
of the Company, all or part of the Committee's authority and duties with respect
to Participants who are not subject to the reporting and other provisions of
Section 16 of the Exchange Act or any successor rule to the same effect. In the
event of such delegation, and as to matters encompassed by the delegation,
references in the Plan to the Committee shall be interpreted as a reference to
the Committee's delegate or delegates. The Committee may revoke or amend the
terms of a

                                       14
<PAGE>

delegation at any time but such action shall not invalidate any prior actions of
the Committee's delegate or delegates that were consistent with the terms of the
Plan.

     (c)  The interpretation and construction by the Committee of any provision
of this Plan or of any agreement, notification or document evidencing the grant
of Option Rights, Appreciation Rights, Restricted Shares, or Deferred Shares,
and any determination by the Committee pursuant to any provision of this Plan or
of any such agreement, notification or document shall be final and conclusive.
No member of the Committee shall be liable for any such action or determination
made in good faith.

     16.  Amendments, Etc.
          ---------------
     (a)  The Committee may at any time and from time to time amend the Plan in
whole or in part; provided, however, that any amendment which must be approved
by the shareholders of the Company in order to comply with applicable law or the
rules of the New York Stock Exchange or, if the Common Shares are not traded on
the New York Stock Exchange, the principal national securities exchange upon
which the Common Shares are traded or quoted, shall not be effective unless and
until such approval has been obtained. Presentation of this Plan or any
amendment hereof for shareholder approval shall not be construed to limit the
Company's authority to offer similar or dissimilar benefits under other plans
without shareholder approval. No amendment shall, without a Participant's
consent, adversely affect any rights of any Participant with respect to any
award outstanding at the time such amendment is made. No amendment to this Plan
shall become effective until shareholder approval is obtained if (i) the
amendment increases the aggregate number of Common Shares that may be issued
under the Plan, (ii) the amendment changes the class of individuals eligible to
become Participants, or (iii) the amendment extends the duration of the Plan.

     (b)  The Committee shall not, without the further approval of the
shareholders of the Company, authorize the amendment of any outstanding Option
Right to reduce the Option Price. Furthermore, no Option Right shall be canceled
and replaced with awards having a lower Option Price without further approval of
the shareholders of the Company. This Section 16(b) is intended to prohibit the
repricing of "underwater" Option Rights and shall not be construed to prohibit
the adjustments provided for in Section 10 of this Plan.

     (c)  The Committee also may permit Participants to elect to defer the
issuance of Common Shares or the settlement of awards in cash under the Plan
pursuant to such rules, procedures or programs as it may establish for purposes
of this Plan. The Committee also may provide that deferred issuances and
settlements include the payment or crediting of dividend equivalents or interest
on the deferral amounts.

     (d)  The Committee may condition the grant of any award or combination of
awards authorized under this Plan on the surrender or deferral by the
Participant of his or her right to receive a cash bonus or other compensation
otherwise payable by the Company or a Subsidiary to the Participant.

     (e)  In case of termination of employment by reason of death, disability or
normal or early retirement, or in the case of hardship or other special
circumstances, of a Participant who

                                       15
<PAGE>

holds an Option Right or Appreciation Right not immediately exercisable in full,
or any Restricted Shares as to which the substantial risk of forfeiture or the
prohibition or restriction on transfer has not lapsed, or any Deferred Shares as
to which the Deferral Period has not been completed, or who holds Common Shares
subject to any transfer restriction imposed pursuant to Section 9(b) of this
Plan, the Committee may, in its sole discretion, accelerate the time at which
such Option Right or Appreciation Right may be exercised or the time at which
such substantial risk of forfeiture or prohibition or restriction on transfer
will lapse or the time when such Deferral Period will end or the time when such
transfer restriction will terminate or may waive any other limitation or
requirement under any such award.

     (f)  This Plan shall not confer upon any Participant any right with respect
to continuance of employment or other service with the Company or any
Subsidiary, nor shall it interfere in any way with the right of the Company or
any Subsidiary to terminate such Participant's employment or other service at
any time.

     (g)  To the extent that any provision of this Plan would prevent any Option
Right that was intended to qualify as an Incentive Stock Option from qualifying
as such, that provision shall be null and void with respect to such Option
Right. Such provision, however, shall remain in effect for other Option Rights
and there shall be no further effect on any provision of this Plan.

     17.  Termination.  No grant shall be made under this Plan more than 10
          -----------
years after the date on which this Plan is first approved by the Board of
Directors of the Company, but all grants made on or prior to such date shall
continue in effect thereafter subject to the terms thereof and of this Plan. The
Committee may terminate the Plan at any time provided that such termination
shall not adversely affect the rights of any Participant or beneficiary under
any Award granted prior to the date of such termination.

                                       16

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