Document:

Exhibit 10.6

 EXHIBIT 10.6 
 NON-COMPETITION AND NON-DISCLOSURE AGREEMENT 
 This Non-Competition and
Non-Disclosure Agreement (the “Agreement”), is entered into as of the      day of             , 2013, by and between Ameris Bancorp, a Georgia
corporation (“Ameris”), and James E. Creamer, Jr., an individual resident of the State of Florida (“Executive”). 
 RECITALS 
 WHEREAS, pursuant to that certain Agreement and Plan of
Merger dated as of May 1, 2013 (the “Merger Agreement”) by and between Ameris and The Prosperity Banking Company, a Florida corporation (“Prosperity”), Prosperity will merge with and into Ameris (the
“Merger”), as a result of which Prosperity Bank, a Florida state-chartered bank and wholly owned subsidiary of Prosperity (“Prosperity Bank”), will become a wholly owned subsidiary of Ameris that is to be
subsequently merged with and into Ameris Bank, a Georgia state-chartered bank and wholly owned subsidiary of Ameris (“Ameris Bank”); 
 WHEREAS, Executive is a shareholder of Prosperity and, as a result of the Merger and pursuant to the transactions contemplated by the Merger Agreement, Executive is expected to receive significant
consideration in exchange for the shares of Prosperity Common Stock (as defined in the Merger Agreement) held by Executive; 

WHEREAS, prior to the date hereof, Executive has served as President and Chief Operating Officer of Prosperity and President and
Chief Executive Officer of Prosperity Bank and has been responsible for the management of the business and affairs of Prosperity and its subsidiaries, including Prosperity Bank, and, therefore, Executive has knowledge of the Confidential Information
and Trade Secrets (each as hereinafter defined); and 
 WHEREAS, as a result of the Merger, Ameris will succeed to all of
the Confidential Information and Trade Secrets, for which Ameris, as of the Effective Time (as defined in the Merger Agreement), will have paid valuable consideration and desires reasonable protection; and 

WHEREAS, it is a material prerequisite to the consummation of the Merger that Executive enter into this Agreement; 

NOW, THEREFORE, in consideration of these premises and the mutual covenants and undertakings herein contained, Ameris and
Executive, each intending to be legally bound, covenant and agree as follows: 
 1. Restrictive Covenants. 

(a) Executive acknowledges that (i) Ameris has separately bargained and paid additional consideration for the restrictive covenants
in this Agreement; and (ii) the types and periods of restrictions imposed by the covenants in this Agreement are fair and reasonable to Executive and such restrictions will not prevent Executive from earning a livelihood. 

 (b) Having acknowledged the foregoing, Executive covenants and agrees with Ameris as
follows: 
 (i) From and after the Effective Time, Executive will not disclose or use any Confidential
Information or Trade Secret for so long as such information remains Confidential Information or a Trade Secret, as applicable, for any purpose. 
 (ii) For a period of three (3) years after the Effective Time, Executive will not (except on behalf of or with the prior written consent of Ameris), on Executive’s own behalf or in the service
or on behalf of others, solicit or attempt to solicit any customer of Ameris, Ameris Bank, Prosperity or Prosperity Bank (each a “Protected Party”), including actively sought prospective customers of any Protected Party, with whom
Executive had Material Contact (as defined below) during Executive’s employment with any Protected Party, for the purpose of providing products or services that are Competitive (as hereinafter defined) with those offered or provided by any
Protected Party. 
 (iii) For a period of three (3) years after the Effective Time, Executive will not
(except on behalf of or with the prior written consent of Ameris), either directly or indirectly, on Executive’s own behalf or in the service or on behalf of others, perform within the Restricted Territory (as hereinafter defined) duties and
responsibilities that are the same as or substantially similar to those Executive performed for Prosperity or Prosperity Bank for any business which is the same as or essentially the same as the business conducted by any Protected Party. 

(iv) For a period of three (3) years after the Effective Time, Executive will not on Executive’s own behalf or
in the service or on behalf of others, solicit or recruit or attempt to solicit or recruit, directly or by assisting others, any employee of any Protected Party, whether or not such employee is a full-time employee or a temporary employee of such
Protected Party, whether or not such employment is pursuant to a written agreement and whether or not such employment is for a determined period or is at will, to cease working for such Protected Party. 

(c) For purposes of this Section 1, the following terms shall be defined as set forth below: 

(i) “Competitive,” with respect to particular products or services, shall mean products or services that
are the same as or similar to the products or services of any Protected Party. 
 (ii) “Confidential
Information” shall mean data and information: 
 (A) relating to the business of Prosperity and its
subsidiaries, including Prosperity Bank, regardless of whether the data or information constitutes a Trade Secret; 
 (B) disclosed to Executive or of which Executive became aware as a consequence of Executive’s relationship with Prosperity or Prosperity Bank; 

  
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 (C) having value to Prosperity and, as a result of the consummation of the
transactions contemplated by the Merger Agreement, Ameris; and 
 (D) not generally known to competitors of
Prosperity or Ameris. 
 Confidential Information shall include Trade Secrets, methods of operation, names of customers, price
lists, financial information and projections, personnel data and similar information; provided, however, that such term shall not mean data or information that (x) has been voluntarily disclosed to the public by Prosperity or
Ameris, except where such public disclosure has been made by Executive without authorization from Prosperity or Ameris, (y) has been independently developed and disclosed by others, or (z) has otherwise entered the public domain through
lawful means. 
 (iii) “Restricted Territory” shall mean the geographic territories within a
fifty (50) mile radius of (A) Prosperity’s office as of the date hereof located at 100 SouthPark Boulevard, St. Augustine, Florida 32086 and (B) Prosperity’s office as of the date hereof located at [450 East 23rd Street,
Panama City, Florida 32405]. 
 (iv) “Trade Secret” shall mean information, without regard to
form, including technical or nontechnical data, a formula, a pattern, a compilation, a program, a device, a method, a technique, a drawing, a process, financial data, financial plans, product plans or a list of actual or potential customers or
suppliers, that is not commonly known by or available to the public and which information: 
 (A) derives
economic value, actual or potential, from not being generally known to, and not being readily ascertainable by proper means by, other persons who can obtain economic value from its disclosure or use; and 

(B) is the subject of efforts that are reasonable under the circumstances to maintain its secrecy. 

(v) “Material Contact” shall mean contact between Executive and a customer or prospective customer:
(A) with whom or which Executive dealt on behalf of any Protected Party; (B) whose dealings with any Protected Party were coordinated or supervised by Executive; (C) about whom Executive obtained Confidential Information in the
ordinary course of business as a result of Executive’s association with any Protected Party; or (D) who receives products or services as authorized by any Protected Party, the sale or provision of which results or resulted in compensation,
commissions or earnings for Executive within two (2) years prior to the date of the termination of Executive’s employment with any Protected Party. 
 (d) Executive acknowledges that irreparable loss and injury would result to Ameris upon the breach of any of the covenants contained in this Section 1 and that damages arising out of such breach
would be difficult to ascertain. Executive hereby agrees that, in addition to all other remedies provided at law or in equity, Ameris may petition and obtain from a court of law or equity, without the necessity of proving actual damages and without
posting any bond or other security, both temporary and permanent injunctive relief to prevent a breach 

  
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by Executive of any covenant contained in this Section 1, and shall be entitled to an equitable accounting of all earnings, profits and other benefits arising out of any such breach. In the
event that the provisions of this Section 1 should ever be determined to exceed the time, geographic or other limitations permitted by applicable law, then such provisions shall be modified so as to be enforceable to the maximum extent
permitted by law. If such provision(s) cannot be modified to be enforceable, the provision(s) shall be severed from this Agreement to the extent unenforceable. The remaining provisions and any partially enforceable provisions shall remain in full
force and effect. 
 2. Additional Cash Consideration. 

(a) In addition to the consideration payable to Executive as a result of the Merger and pursuant to the transactions contemplated by the
Merger Agreement, Ameris agrees to pay Executive the sum of Three Hundred Fifty Thousand and No/100 Dollars ($350,000.00) on each of (i) the first business day following the date hereof, (ii) the one (1) year anniversary of the date
hereof and (iii) the two (2) year anniversary of the date hereof (the “Additional Cash Consideration”). 
 (b) If Executive engages in any conduct or takes any action prohibited under Section 1 hereof, then, in addition to any other remedies available to Ameris hereunder or at law or in equity, Ameris may
immediately terminate, and shall not be required to make, any subsequent payments of the Additional Consideration. 
 3.
Notices. Any notice, consent, demand, request or other communication given to a party hereto in connection with this Agreement shall be in writing and shall be deemed to have been given to such party (x) when delivered personally to such
party or (y) provided that a written acknowledgment of receipt is obtained, five (5) days after being sent by prepaid certified or registered mail or two (2) days after being sent by a nationally recognized overnight courier, to the
address (if any) specified below for such party (or to such other address as such party shall have specified by ten (10) days’ advance notice given in accordance with this Section 3) or (z) in the case of Ameris only, on the
first business day after it is sent by facsimile to the facsimile number set forth below (or to such other facsimile number as shall have specified by ten (10) days’ advance notice given in accordance with this Section 3), with a
confirmatory copy sent by certified or registered mail or by overnight courier in accordance with this Section 3. 
  

			
	If to Ameris:	  	Ameris Bancorp
		  	310 First Street, S.E.
		  	Moultrie, Georgia 31768
		  	Attn: Chief Executive Officer
		  	Fax: (229) 890-2235
		
	If to Executive:	  	The address of Executive’s principal residence as it appears in Prosperity’s records as of the date hereof.

 4. Governing Law. The validity, interpretation and performance of this Agreement shall be governed
by the laws of the State of Georgia, without giving effect to the conflicts of laws principles thereof. 

  
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 5. Modification and Waiver. No provision of this Agreement may be modified, waived or
discharged unless such waiver, modification or discharge is agreed to in writing signed by Executive and Ameris. No waiver by either party hereto at any time of any breach by the other party hereto of, or compliance with, any condition or provision
of this Agreement to be performed by such other party shall be deemed a waiver of dissimilar provisions or conditions at the same or any prior subsequent time. 
 6. Severability. The invalidity or unenforceability of any provisions of this Agreement shall not affect the validity or enforceability of any other provisions of this Agreement, which shall remain
in full force and effect. 
 7. Counterparts. This Agreement may be executed (and delivered via facsimile or other
electronic transmission) in one or more counterparts, each of which shall be deemed an original, and all of which together shall constitute one and the same Agreement. 
 8. Entire Agreement. This Agreement constitutes the entire agreement between the parties hereto and supersedes all prior agreements, understandings and arrangements, oral or written, between the
parties hereto with respect to the subject matter hereof. 
 9. No Right to Employment. Nothing in this Agreement shall
give or be deemed to give Executive the right to employment or employment benefits with Ameris. 
 10. Construction;
Interpretation. Whenever the singular number is used in this Agreement and when required by the context, the same shall include the plural and vice versa, and the masculine gender shall include the feminine and neuter genders and vice versa.
Whenever the words “include,” “includes” or “including” are used in this Agreement, they shall be deemed to be followed by the words “without limitation.” The headings in this Agreement are for convenience
only and are in no way intended to describe, interpret, define or limit the scope, extent or intent of this Agreement or any of its provisions. 
 [Signature page follows.] 

  
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 IN WITNESS WHEREOF, Executive has executed and delivered this Agreement, and Ameris
has caused this Agreement to be executed and delivered, all as of the day and year first above set forth. 
  

			
	AMERIS BANCORP
		
	By:	 	  

		 	Edwin W. Hortman, Jr.
		 	President and Chief Executive Officer
	
	Executive:
	
	  

	JAMES E. CREAMER, JR.

  
 6Exhibit 10.7

 EXHIBIT 10.7 
 NON-COMPETITION AND NON-DISCLOSURE AGREEMENT 
 This Non-Competition and
Non-Disclosure Agreement (the “Agreement”), is entered into as of the      day of             , 2013, by and between Ameris Bancorp, a Georgia
corporation (“Ameris”), and Christopher J. Kamienski, an individual resident of the State of Florida (“Executive”). 
 RECITALS 
 WHEREAS, pursuant to that certain Agreement and Plan of
Merger dated as of May 1, 2013 (the “Merger Agreement”) by and between Ameris and The Prosperity Banking Company, a Florida corporation (“Prosperity”), Prosperity will merge with and into Ameris (the
“Merger”), as a result of which Prosperity Bank, a Florida state-chartered bank and wholly owned subsidiary of Prosperity (“Prosperity Bank”), will become a wholly owned subsidiary of Ameris that is to be
subsequently merged with and into Ameris Bank, a Georgia state-chartered bank and wholly owned subsidiary of Ameris (“Ameris Bank”); 
 WHEREAS, Executive is a shareholder of Prosperity and, as a result of the Merger and pursuant to the transactions contemplated by the Merger Agreement, Executive is expected to receive significant
consideration in exchange for the shares of Prosperity Common Stock (as defined in the Merger Agreement) held by Executive; 

WHEREAS, prior to the date hereof, Executive has served as Executive Vice President/Chief Lending Officer of Prosperity Bank and
has been responsible for the management of the business and affairs of Prosperity and its subsidiaries, including Prosperity Bank, and, therefore, Executive has knowledge of the Confidential Information and Trade Secrets (each as hereinafter
defined); and 
 WHEREAS, as a result of the Merger, Ameris will succeed to all of the Confidential Information and Trade
Secrets, for which Ameris, as of the Effective Time (as defined in the Merger Agreement), will have paid valuable consideration and desires reasonable protection; and 
 WHEREAS, it is a material prerequisite to the consummation of the Merger that Executive enter into this Agreement; 
 NOW, THEREFORE, in consideration of these premises and the mutual covenants and undertakings herein contained, Ameris and Executive, each intending to be legally bound, covenant and agree as
follows: 
 1. Restrictive Covenants. 
 (a) Executive acknowledges that (i) Ameris has separately bargained and paid additional consideration for the restrictive covenants in this Agreement; and (ii) the types and periods of
restrictions imposed by the covenants in this Agreement are fair and reasonable to Executive and such restrictions will not prevent Executive from earning a livelihood. 

 (b) Having acknowledged the foregoing, Executive covenants and agrees with Ameris as
follows: 
 (i) From and after the Effective Time, Executive will not disclose or use any Confidential
Information or Trade Secret for so long as such information remains Confidential Information or a Trade Secret, as applicable, for any purpose. 
 (ii) For a period of one (1) year after the Effective Time, Executive will not (except on behalf of or with the prior written consent of Ameris), on Executive’s own behalf or in the service or
on behalf of others, solicit or attempt to solicit any customer of Ameris, Ameris Bank, Prosperity or Prosperity Bank (each a “Protected Party”), including actively sought prospective customers of any Protected Party, with whom
Executive had Material Contact (as defined below) during Executive’s employment with any Protected Party, for the purpose of providing products or services that are Competitive (as hereinafter defined) with those offered or provided by any
Protected Party. 
 (iii) For a period of one (1) year after the Effective Time, Executive will not (except
on behalf of or with the prior written consent of Ameris), either directly or indirectly, on Executive’s own behalf or in the service or on behalf of others, perform within the Restricted Territory (as hereinafter defined) duties and
responsibilities that are the same as or substantially similar to those Executive performed for Prosperity or Prosperity Bank for any business which is the same as or essentially the same as the business conducted by any Protected Party. 

(iv) For a period of one (1) year after the Effective Time, Executive will not on Executive’s own behalf or in
the service or on behalf of others, solicit or recruit or attempt to solicit or recruit, directly or by assisting others, any employee of any Protected Party, whether or not such employee is a full-time employee or a temporary employee of such
Protected Party, whether or not such employment is pursuant to a written agreement and whether or not such employment is for a determined period or is at will, to cease working for such Protected Party. 

(c) For purposes of this Section 1, the following terms shall be defined as set forth below: 

(i) “Competitive,” with respect to particular products or services, shall mean products or services that
are the same as or similar to the products or services of any Protected Party. 
 (ii) “Confidential
Information” shall mean data and information: 
 (A) relating to the business of Prosperity and its
subsidiaries, including Prosperity Bank, regardless of whether the data or information constitutes a Trade Secret; 
 (B) disclosed to Executive or of which Executive became aware as a consequence of Executive’s relationship with Prosperity or Prosperity Bank; 

  
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 (C) having value to Prosperity and, as a result of the consummation of the
transactions contemplated by the Merger Agreement, Ameris; and 
 (D) not generally known to competitors of
Prosperity or Ameris. 
 Confidential Information shall include Trade Secrets, methods of operation, names of customers, price
lists, financial information and projections, personnel data and similar information; provided, however, that such term shall not mean data or information that (x) has been voluntarily disclosed to the public by Prosperity or
Ameris, except where such public disclosure has been made by Executive without authorization from Prosperity or Ameris, (y) has been independently developed and disclosed by others, or (z) has otherwise entered the public domain through
lawful means. 
 (iii) “Restricted Territory” shall mean the geographic territory within a fifty
(50) mile radius of Prosperity’s office as of the date hereof located at 100 SouthPark Boulevard, St. Augustine, Florida 32086. 
 (iv) “Trade Secret” shall mean information, without regard to form, including technical or nontechnical data, a formula, a pattern, a compilation, a program, a device, a method, a
technique, a drawing, a process, financial data, financial plans, product plans or a list of actual or potential customers or suppliers, that is not commonly known by or available to the public and which information: 

(A) derives economic value, actual or potential, from not being generally known to, and not being readily ascertainable
by proper means by, other persons who can obtain economic value from its disclosure or use; and 
 (B) is the
subject of efforts that are reasonable under the circumstances to maintain its secrecy. 
 (v) “Material
Contact” shall mean contact between Executive and a customer or prospective customer: (A) with whom or which Executive dealt on behalf of any Protected Party; (B) whose dealings with any Protected Party were coordinated or
supervised by Executive; (C) about whom Executive obtained Confidential Information in the ordinary course of business as a result of Executive’s association with any Protected Party; or (D) who receives products or services as
authorized by any Protected Party, the sale or provision of which results or resulted in compensation, commissions or earnings for Executive within two (2) years prior to the date of the termination of Executive’s employment with any
Protected Party. 
 (d) Executive acknowledges that irreparable loss and injury would result to Ameris upon the breach of any of
the covenants contained in this Section 1 and that damages arising out of such breach would be difficult to ascertain. Executive hereby agrees that, in addition to all other remedies provided at law or in equity, Ameris may petition and obtain
from a court of law or equity, without the necessity of proving actual damages and without posting any bond or other security, both temporary and permanent injunctive relief to prevent a breach by Executive of any covenant contained in this
Section 1, and shall be entitled to an equitable 

  
 3 

 
accounting of all earnings, profits and other benefits arising out of any such breach. In the event that the provisions of this Section 1 should ever be determined to exceed the time,
geographic or other limitations permitted by applicable law, then such provisions shall be modified so as to be enforceable to the maximum extent permitted by law. If such provision(s) cannot be modified to be enforceable, the provision(s) shall be
severed from this Agreement to the extent unenforceable. The remaining provisions and any partially enforceable provisions shall remain in full force and effect. 
 2. Additional Cash Consideration. In addition to the consideration payable to Executive as a result of the Merger and pursuant to the transactions contemplated by the Merger Agreement, Ameris
agrees to pay Executive the sum of $171,000.00 within one (1) business day following the date hereof. 
 3. Notices.
Any notice, consent, demand, request or other communication given to a party hereto in connection with this Agreement shall be in writing and shall be deemed to have been given to such party (x) when delivered personally to such party or
(y) provided that a written acknowledgment of receipt is obtained, five (5) days after being sent by prepaid certified or registered mail or two (2) days after being sent by a nationally recognized overnight courier, to the address
(if any) specified below for such party (or to such other address as such party shall have specified by ten (10) days’ advance notice given in accordance with this Section 3) or (z) in the case of Ameris only, on the first
business day after it is sent by facsimile to the facsimile number set forth below (or to such other facsimile number as shall have specified by ten (10) days’ advance notice given in accordance with this Section 3), with a
confirmatory copy sent by certified or registered mail or by overnight courier in accordance with this Section 3. 
  

			
	If to Ameris:	  	Ameris Bancorp
		  	310 First Street, S.E.
		  	Moultrie, Georgia 31768
		  	Attn: Chief Executive Officer
		  	Fax: (229) 890-2235
		
	If to Executive:	  	The address of Executive’s principal residence as it appears in Prosperity’s records as of the date hereof.

 4. Governing Law. The validity, interpretation and performance of this Agreement shall be governed
by the laws of the State of Georgia, without giving effect to the conflicts of laws principles thereof. 
 5. Modification
and Waiver. No provision of this Agreement may be modified, waived or discharged unless such waiver, modification or discharge is agreed to in writing signed by Executive and Ameris. No waiver by either party hereto at any time of any breach by
the other party hereto of, or compliance with, any condition or provision of this Agreement to be performed by such other party shall be deemed a waiver of dissimilar provisions or conditions at the same or any prior subsequent time. 

6. Severability. The invalidity or unenforceability of any provisions of this Agreement shall not affect the validity or
enforceability of any other provisions of this Agreement, which shall remain in full force and effect. 

  
 4 

 7. Counterparts. This Agreement may be executed (and delivered via facsimile or other
electronic transmission) in one or more counterparts, each of which shall be deemed an original, and all of which together shall constitute one and the same Agreement. 
 8. Entire Agreement. This Agreement constitutes the entire agreement between the parties hereto and supersedes all prior agreements, understandings and arrangements, oral or written, between the
parties hereto with respect to the subject matter hereof. 
 9. No Right to Employment. Nothing in this Agreement shall
give or be deemed to give Executive the right to employment or employment benefits with Ameris. 
 10. Construction;
Interpretation. Whenever the singular number is used in this Agreement and when required by the context, the same shall include the plural and vice versa, and the masculine gender shall include the feminine and neuter genders and vice versa.
Whenever the words “include,” “includes” or “including” are used in this Agreement, they shall be deemed to be followed by the words “without limitation.” The headings in this Agreement are for convenience
only and are in no way intended to describe, interpret, define or limit the scope, extent or intent of this Agreement or any of its provisions. 
 [Signature page follows.] 

  
 5 

 IN WITNESS WHEREOF, Executive has executed and delivered this Agreement, and Ameris
has caused this Agreement to be executed and delivered, all as of the day and year first above set forth. 
  

			
	AMERIS BANCORP
		
	By:	 	  

		 	Edwin W. Hortman, Jr.
		 	President and Chief Executive Officer
	
	Executive:
	
	  

	CHRISTOPHER J. KAMIENSKI

  
 6

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