Document:

Fourth Amendment to Revolving Subordinated Loan Agreement

 Exhibit 10.2 
 FOURTH AMENDMENT 
 TO 
 REVOLVING SUBORDINATED LOAN AGREEMENT 
 THIS FOURTH AMENDMENT TO Revolving Subordinated Loan Agreement is dated this 26th day of March, 2008
(“Amendment Agreement”) by and between Deere Credit, Inc., a Delaware corporation (“Lender”) and FC Stone, L.L.C., an Iowa limited liability company (“Borrower”), 
 RECITALS 
  

	A.	WHEREAS, Borrower and Lender entered into a Revolving Subordinated Loan Agreement (the “Agreement”) dated as of November 21, 2002, as amended or modified from
time to time, including a First Amendment to Revolving Subordinated Loan Agreement dated November 3, 2003; a Second Amendment to Revolving Subordinated Loan Agreement dated February 28, 2005; a Third Amendment to Revolving Subordinated
Loan Agreement dated August 31, 2005; which also governs the Transaction Documents referenced therein, as may be amended or modified from time to time; and 

  

	B.	WHEREAS, Borrower has requested that Lender increase the total loan commitment under the Agreement from $7,000,000.00 to $15,000,000.00 and Lender has approved such increase
in the loan commitment amount; and 

  

	C.	WHEREAS, notwithstanding the Maturity Date stated in the Agreement or in any subsequent amendments thereto, which Maturity Date has previously been extended, in writing or
otherwise, Borrower and Lender hereby affirm and agree that the Agreement has been in full force and effect since November 21, 2002 and has governed all transactions between Borrower and Lender with regard to the Revolving Subordinated Loan
credit facility since that time, up to and including the date hereof; and 

  

	D.	WHEREAS, Borrower has requested that the Maturity Date be changed to April 1, 2009, and Lender has approved this request; 

 NOW, THEREFORE, for good and valuable consideration, the receipt of which is hereby acknowledged, including the mutual promises and agreements contained herein,
the parties hereto hereby agree as follows: 
 1. Definitions. Capitalized terms used herein without definition shall have the definition given
to them in the Revolving Subordinated Loan Agreement, herein referenced above, or as defined by other transaction documents referenced therein, as may be amended, if so defined therein. 
 2. Amendments to Revolving Subordinated Loan Agreement. The parties hereto agree that the Agreement shall be amended as follows: 
  

	 	2.1	Section 2 shall be amended in its entirety to read as follows: 

 2. Lender hereby agrees to lend the sum of Fifteen Million and 00/100 Dollars ($15,000.000.00) to Borrower, and Borrower agrees to borrow the said sum from Lender upon the terms and conditions set forth herein.

  

 Page 1 of 3 

	 	2.2	Section 3, the first full paragraph (unnumbered) shall be amended in its entirety to read as follows: 

 3. Lender agrees that from time to time during the term of this Agreement it shall lend at its discretion to Borrower sums which, in the aggregate
principal amount outstanding at any one time, shall not exceed Fifteen Million and 00/100 Dollars ($15,000,000.00) (the “Credit”). 
  

	 	2.3	Section 3, paragraph (b) shall be amended in its entirety to read as follows: 

 3. (b) This Agreement shall terminate on April 1, 2009, (the Maturity Date) and no new advances hereunder shall be made on or after that date.
Notwithstanding the above, if any Advances made hereunder are still outstanding as of April 1, 2009, this Agreement shall continue in full force and effect with respect to such Advances until such Advances are repaid. 
 3. Borrower’s Representations. Borrower hereby represents and warrants that, after giving effect to this Amendment Agreement and the transactions
contemplated hereby, no Event of Default has occurred and is continuing under the Revolving Subordinated Loan Agreement or related transaction documents. 
 4. General Provisions. 
 4.1 The Revolving Subordinated Loan Agreement, except as expressly modified
herein, shall continue in full force and effect and be binding upon the parties thereto. 
 4.2 The execution, delivery and
effectiveness of this Amendment Agreement shall not operate as a waiver of any right, power or remedy Lender may have under any of the loan documents, nor constitute a waiver of any provision of any of the transaction documents, and the Revolving
Subordinated Loan Agreement, as expressly modified hereby, and each of the other transaction documents, are hereby ratified and confirmed and shall continue in full force and effect and be binding upon the parties thereto. Any direct or indirect
reference in the transaction documents to the “Revolving Subordinated Loan Agreement” shall be deemed to be a reference to the Revolving Subordinated Loan Agreement as amended by this Amendment Agreement. 
 5. Governing Law. This Amendment Agreement shall be governed by and construed in accordance with the laws of the State of Iowa or by the laws of the State
of Illinois/New York as such may so be judicially determined. 
 6. IN WITNESS WHEREOF, the parties hereto have caused this Second Amendment to the
Revolving Subordinated Loan Agreement to be executed by their duly authorized officers as of the date shown above. 
  

 Page 2 of 3 

									
	DEERE CREDIT, INC.	 		 	FC STONE, L.L.C.
					
	By:	 	 /s/ Sharon Luellen
	 		 	By:	 	 /s/ William Dunaway

	Print Name:	 	Sharon Luellen	 		 	Print Name:	 	William Dunaway
	Title:	 	Account Credit Manager	 		 	Title:	 	EVP/CFO

  

 Page 3 of 3Change in Terms Agreement

 Exhibit 10.3 
 CHANGE IN TERMS AGREEMENT 
 Revolving Statused Operating Note 
 Decrease in Principal Amount of Note 
 Principal
Amount: $50,000,000 
 Final Due Date: April 1, 2009 
 This Change in Terms Agreement is entered into as of March 26, 2008, between Deere Credit, Inc., a Delaware corporation (“Deere”) and FCStone Financial, Inc., an Iowa corporation (the “Borrower”). 
 Whereas, Deere has provided a Revolving Statused Operating Loan facility (the “Loan”) in the amount of $72,000,000 governed by a Master Loan Agreement,
dated April 15, 2002, as may be amended from time to time, and evidenced by a note (the “Note”) in the original Principal Amount of $96,000,000, dated February 23, 2006, an extension dated February 26, 2007, an extension
dated February 25, 2008, a Change in Terms Agreement in the Principal Amount of $72,000,000 dated March 11, 2008; and 
 Whereas, the
Borrower has requested a decrease of $22,000,000 in the amount of the Revolving Operating Loan facility and to amend the Final Due Date from April 15, 2008 to April 1, 2009, and Deere has approved the request as stated herein; now

 Therefore, the Principal Amount of the Note shall be decreased from $72,000,000 to $50,000,000 and the Final Due Date shall be extended from
April 15, 2008 to April 1, 2009. 
 Borrower and Deere further agree that: 
  

	 	(1.)	The third paragraph (unnumbered) of the Note which reads, 

 “If neither Borrower nor Lender has notified the other party of its intention to terminate this Note by January 31, of any year, the Note shall be automatically extended for another one year term.” 
 shall be deleted in its entirety. 
  

	 	(2.)	Sub-paragraph 1. of the paragraph beginning “Payments shall be paid to Lender as follows:” shall be deleted in its entirety and shall be replaced with the following:

 “ 1. Borrower shall make quarterly payments of interest only for
interest accrued during the quarterly periods ending on each March 31, June 30, September 30 and December 31 during the term of the Note. Borrower shall make payments to Lender for such interest amounts on or before the
20th day of the calendar month following the end of each stated quarterly interest period. ” 
 Except as expressly changed by this Agreement, the terms of the original obligation or obligations, including all agreements evidenced or securing the obligation(s),
remain unchanged and in full force and effect. 
  

 Page 1 of 2 

 IN WITNESS WHEREOF, the parties have caused this Change in Terms Agreement to be executed by their
duly authorized officers as of the date first shown above. 
  

									
	Deere Credit, Inc.	 		 	FCStone Financial, Inc.
					
	By:	 	 /s/ Sharon Luellen
	 		 	By:	 	 /s/ William Dunaway

	Title:	 	Account Credit Manager	 		 	Title:	 	Treasurer

  

 Page 2 of 2Change in Terms Agreement

 Exhibit 10.4 
 CHANGE IN TERMS AGREEMENT 
 Unsecured Revolving Operating Note 
 Principal Amount: $100,000,000 
 Final Due Date: April 15,
2009 
 This Change in Terms Agreement is entered into as of March 26, 2008 between Deere Credit, Inc., a Delaware corporation (“Deere”)
and FCStone, L.L.C., an Iowa limited liability company (the “Borrower”). 
 Whereas, Deere has provided a Revolving Operating Loan facility
(the “Loan”) in the amount of $100,000,000 governed by a Master Loan Agreement, dated February 15, 2001, as may be amended from time to time, and evidenced by a note (the “Note”) in the Principal Amount of $36,750,000 dated
May 19, 2006, a Change in Terms Agreement in the Principal Amount of $51,750,000 dated January 16, 2007, a Change in Terms Agreement in the Principal Amount of $48,750,000 dated February 26, 2007, a Change in Terms Agreement in the
Principal Amount of $30,000,000 dated August 15, 2007, a Change in Terms Agreement in the Principal Amount of $50,000,000 dated December 20, 2007, a Change in Terms Agreement in the Principal Amount of $55,000,000 dated February 14,
2008, an extension dated February 25, 2008, a Change in Terms in the Principal Amount of $100,000,000 dated March 11, 2008; and 
 Whereas,
the Borrower has requested to amend the Final Due date from April 15, 2008 to April 1, 2009 and Deere has approved the request as stated herein; now 
 Therefore, the Final Due Date of the Note shall be April 1, 2009. 
 Borrower and Deere further agree that: 
  

	 	(1.)	The third paragraph (unnumbered) of the Note which reads, 

 “If neither Borrower nor Lender has notified the other party of its intention to terminate this Note by February 1, of any year, the Note shall be automatically extended for another one year term.” 
 shall be deleted in its entirety. 
  

	 	(2.)	Sub-paragraph 1. of the paragraph beginning “Payments shall be paid to Lender as follows:” shall be deleted in its entirety and shall be replaced with the following:

  

	 	 “ 1.
	 Borrower shall make quarterly payments of interest only for interest accrued during the quarterly periods ending on each
March 31, June 30, September 30 and December 31 during the term of the Note. Borrower shall make payments to Lender for such interest amounts on or before the 20th
 day of the calendar month following the end of each stated quarterly interest period. ” 

 Except as expressly changed by this Agreement, the terms of the original obligation or obligations, including all agreements evidenced or securing the obligation(s), remain unchanged and in full force and effect.

  

 Page 1 of 2 

 IN WITNESS WHEREOF, the parties have caused this Change in Terms Agreement to be executed by their
duly authorized officers as of the date first shown above. 
  

									
	Deere Credit, Inc.	 		 	FC Stone, L.L.C.
					
	By:	 	 /s/ Sharon Luellen
	 		 	By:	 	 /s/ William Dunaway

	Title:	 	Account Credit Manager	 		 	Title	 	EVP/CFO

  

 Page 2 of 2

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00140-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00140-of-00352.parquet"}], [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00140-of-00352.parquet"}]]