Document:

First Supplemental Indenture

 Exhibit 4.21 
  
 FIRST SUPPLEMENTAL INDENTURE 
  

THIS FIRST SUPPLEMENTAL INDENTURE dated as of December 11, 2004 is by and among U.S. BANK NATIONAL ASSOCIATION (as successor-in-interest
to State Street Bank and Trust Company of Connecticut, National Association), a national banking association (herein, together with its successors in trust, the “Trustee”) and PLACER SIERRA BANCSHARES (the “Successor
Company”), a California corporation and the successor by merger with FIRST FINANCIAL BANCORP (the “Existing Issuer”), a California corporation and the “Company” under the Indenture referred to below. 
  
 NOW, THEREFORE, in consideration of the premises set forth herein and
for other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged by the parties hereto, the Trustee and the Successor Company hereby agree as follows: 
  
 PRELIMINARY STATEMENTS 
  
 The Trustee and the Existing Issuer are parties to that certain Indenture
dated as of March 26, 2002 (the “Indenture”), pursuant to which the Existing Issuer issued $5,155,000 of its Floating Rate Junior Subordinated Deferrable Interest Debentures due 2032. 
  
 As permitted by the terms of the Indenture, the Existing Issuer has,
simultaneously with the effectiveness of this First Supplemental Indenture, merged (referred to herein as the “Transaction”) with and into the Successor Company, with the Successor Company as the surviving corporation. The parties hereto
are entering into this First Supplemental Indenture pursuant to, and in accordance with, Section 9.1 of the Indenture. 
  
 SECTION 1. Definitions. All capitalized terms used herein which are defined in the Indenture, either directly or by reference therein, shall
have the respective meanings assigned them in the Indenture except as otherwise provided herein or unless the context otherwise requires. 
  
 SECTION 2. Interpretation. (a) In this first Supplemental Indenture, unless a clear contrary intention appears: 
  
 (i) the singular number includes the plural number and vice
versa; 
  
 (ii) reference to any gender includes
the other gender; 
  
 (iii) the words
“herein” “hereof” “hereto” and “hereunder” and other words of similar import refer to this First Supplemental Indenture as a whole and not to any particular Section or other subdivision; 
  
 (iv) reference to any Person includes such Persons’
successors and assigns but, if applicable, only if such successors and assigns are permitted by this First Supplemental Indenture or the Indenture, and reference to a Person in a particular capacity excludes such Person in any other capacity or
individually 

  

 
provided that nothing in this clause (iv) is intended to authorize any assignment not otherwise permitted by this First Supplemental Indenture or the
Indenture; 
  
 (v) reference to any agreement,
document or instrument means such agreement, document or instrument as amended, supplemented or modified and in effect from time to time in accordance with the terms thereof and, if applicable, the terms hereof, as well as any substitution or
replacement therefore and reference to any note includes modifications thereof and any note issued in extension or renewal thereof or in substitution or replacement therefore; 
  
 (vi) reference to any Section means such Section of this First Supplemental Indenture; and

  
 (vii) the word “including” (and
with correlative meaning “include”) means including without limiting the generality of any description preceding such term. 
  
 (b) No provision in this First Supplemental Indenture shall be interpreted or construed against any Person because that Person or its legal representative
drafted such provision. 
  
 SECTION 3. Assumption of
Obligations. (a) Pursuant to, and in compliance and accordance with, Section 11.1 of the Indenture, the Successor Company hereby expressly and unconditionally assumes the due and punctual payment of the principal of and premium, if any, and
interest on, and any Additional Interest and Additional Sums with respect to, all of the Debentures and the due and punctual performance and observance of each and every covenant and condition of the Company under the Indenture, all as if the
Successor Company were the Company thereunder. 
  
 (b) Pursuant to
Section 11.2 of the Indenture, the Successor Company shall succeed to, and be substituted for the Company, and may exercise every right and power of, the Company under the Indenture with the same effect as if the Successor Company had originally
been the Company under the Indenture. 
  
 SECTION 4.
Representations and Warranties. The Successor Company represents and warrants that (a) it has all necessary power and authority to execute and deliver this First Supplemental Indenture and to perform the Indenture, (b) that it is the
successor by merger of the Existing Issuer pursuant to a valid merger effected in accordance with applicable law, (c) that it is a corporation organized and existing under the laws of the State of California, (d) that, both immediately before and
after giving effect to this First Supplemental Indenture, no Default or Event of Default has occurred and is continuing, and (e) that this First Supplemental Indenture is executed and delivered pursuant to Section 9.1 of the Indenture and does not
require the consent of the Securityholders. 
  
 SECTION 5.
Conditions of Effectiveness. This First Supplemental Indenture shall become effective when, and only when, 
  

 2 

 (a) the Trustee shall have executed a counterpart of this First Supplemental Indenture and shall have
received a counterpart of this First Supplemental Indenture executed by the Successor Company; 
  
 (b) the Trustee shall have received an Officers’ Certificate stating that the Transaction and this First Supplemental Indenture comply with Article IX of the Indenture; and 
  
 (c) the Trustee shall have received an Opinion of Counsel, in form and
substance satisfactory to it, to the effect that the Transaction and the execution and delivery of this First Supplemental Indenture is permitted by and is effected in compliance with the Indenture. 
  
 SECTION 6. Reference to the Indenture. (a) Upon the
effectiveness of this First Supplemental Indenture, each reference in the Indenture to “this Indenture,” “hereunder,” “herein” or words of like import shall mean and be a reference to the Indenture, as affected, amended
and supplemented hereby. 
  
 (b) Upon the effectiveness of this
First Supplemental Indenture, all references in each of the Debentures, and in the other documents and instruments executed in connection therewith, to the Indenture, including each term defined by reference to the Indenture, shall mean and be a
reference to the Indenture or such term, as the case may be, as affected, amended and supplemented hereby. 
  
 (c) The Indenture, as amended and supplemented by the amendment and supplement referred to above, shall remain in full force and effect and is hereby
ratified and confirmed. 
  
 SECTION 7. Execution in
Counterparts. This First Supplemental Indenture may be executed in any number of counterparts and by different parties hereto in separate counterparts, each of which when so executed and delivered shall be deemed to be an
original and all of which when taken together shall constitute but one and the same instrument. 
  
 SECTION 8. Governing Law; Binding Effect. This First Supplemental Indenture shall be governed by and construed in accordance with the laws
of the State of New York and shall be binding upon the parties hereto and their respective successors and assigns. 
  
 SECTION 9. The Trustee. The Trustee shall not be responsible in any manner whatsoever for or in respect of the validity or
sufficiency of this First Supplemental Indenture or the due execution thereof by the Successor Company. The recitals of fact contained herein shall be taken as the statements solely of the Successor Company, and the Trustee assumes no responsibility
for the correctness thereof. 
  
 [Signatures begin on following
page] 
  

 3 

 IN WITNESS WHEREOF, the parties hereto have caused this First Supplemental Indenture to be
executed and effective as of the date first stated herein, by their respective offices thereunto duly authorized. 
  

			
	PLACER SIERRA BANCSHARES:
		
	By:	 	/s/    RONALD W. BACHLI        
	 	 	Ronald W. Bachli,
	 	 	Chairman of the Board and Chief Executive Officer
	
	THE TRUSTEE:
	
	U.S. BANK NATIONAL ASSOCIATION (as successor-in-interest to State Street Bank and Trust Company of Connecticut, National Association)
		
	By:	 	/s/    PAUL D. ALLEN        
	Name:	 	Paul D. Allen
	Title:	 	Vice President

  

 4 

  
 Exhibit A 

 
 SEE INDENTURE UNDER TAB 3:Appointment of Successor Administrators dated as of March 29, 2004

 EXHIBIT 4.22 
  
 APPOINTMENT OF 
 SUCCESSOR ADMINISTRATORS 
  
 FIRST FINANCIAL
(CA) STATUTORY TRUST I 
  
 This Appointment of Successor
Administrators (this “Appointment”), is dated as of March 29, 2005 and is pursuant to Section 4.3(d) of the Amended and Restated Declaration of Trust by and among State Street Bank and Trust Company of Connecticut, National Association, as
Institutional Trustee, First Financial Bancorp, as Sponsor, and the administrators named therein dated as of March 26, 2002 (the “Amended and Restated Trust Agreement”). Capitalized terms used herein and not otherwise defined herein have
the respective meanings ascribed thereto in the Amended and Restated Trust Agreement. 
  
 WHEREAS, Benjamin R. Goehring, Weldon D. Schmacher and Leon J. Zimmerman, as Administrators of First Financial (CA) Statutory Trust I under the Amended and Restated Trust Agreement, are to be removed as Administrators
by Placer Sierra Bancshares in its capacity as the Holder of Common Securities (the “Common Securityholder”) pursuant to Section 4.4(d) of the Amended and Restated Trust Agreement; 
  
 WHEREAS, the Common Securityholder, wishes to appoint successor
Administrators pursuant to Section 4.3(d) of the Amended and Restated Trust Agreement; and 
  
 WHEREAS, David E. Hooston, James A. Sundquist and Angelee J. Harris, each a natural person over the age of 21, and the persons whom the Common Securityholder wishes to appoint as successor Administrators, wish to
accept such appointment pursuant to Section 4.3 of the Amended and Restated Trust Agreement. 
  
 1. Benjamin R. Goehring, Weldon D. Schmacher and Leon J. Zimmerman Administrators under the Amended and Restated Trust Agreement, are hereby removed as Administrators pursuant to Section 4.3(d) of the Amended and
Restated Trust Agreement by the Common Securityholder. 
  
 2. The
Common Securityholder hereby appoints David E. Hooston, James A. Sundquist and Angelee J. Harris as successor Administrators. This Appointment, when executed and acknowledged by David Hooston, Angelee J. Harris and James Sundquist and delivered to
First Financial Statutory Trust I, shall constitute the instrument accepting such appointment pursuant to Section 4.3(d) of the Amended and Restated Trust Agreement. 
  
 3. David E. Hooston, James A. Sundquist and Angelee J. Harris each hereby accept the appointment under the Amended and
Restated Trust Agreement as successor Administrator, and accepts the rights, powers, trusts and duties of an Administrator with respect to the Capital Securities and the Trust, as if he/she were an original signatory in the capacity as Administrator
(and not in an individual capacity) to the Amended and Restated Trust Agreement. This Appointment is executed and delivered by the successor Administrators and the Common Securityholder pursuant to Section 4.3(d) of the Amended and Restated Trust
Agreement. 

 GENERAL PROVISIONS 
  
 All provisions of the Amended and Restated Trust Agreement shall remain unaffected by the foregoing amendment and shall
remain in full force and effect. 
  
 This Appointment shall become
a legally effective and binding instrument as of the date hereof. 
  
 This Appointment may be executed in any number of counterparts, each of which so executed shall be deemed to be an original, but all of such counterparts shall together constitute one and the same instrument. 

 IN WITNESS WHEREOF, the undersigned have executed this Appointment as of the day and year first above
written. 
  

			
	 PLACER SIERRA BANCSHARES

		
	By:	 	 /s/ David E. Hooston

	 	 	 Name: David E. Hooston
 Title: Chief Financial Officer

	
	 U.S. BANK NATIONAL ASSOCIATION
 (successor in interest to State Street Bank and Trust
 Company of Connecticut, National Association), AS
 INSTITUTIONAL TRUSTEE

		
	By:	 	 /s/ Paul D. Allen

	 	 	 Name: Paul D. Allen
 Title: Vice President

	 
		
	 	 	 /s/ David E. Hooston

	 	 	 David E. Hooston, as successor
 Administrator

	 
		
	 	 	 /s/ James A. Sundquist

	 	 	 James A. Sundquist, as successor
 Administrator

	 
		
	 	 	 /s/ Angelee J. Harris

	 	 	 Angelee J. Harris, as successor
 Administrator

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00082-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00082-of-00352.parquet"}]]