Document:

EX-10.14

AMENDMENT NUMBER 1

To The Unsecured Promissory Note

By and Between

Claimsnet.com Inc.

And National Financial Corporation

This Amendment Number 1 is made to that certain Unsecured Promissory Note (“Note") made and entered
into by and between Claimsnet.com Inc. and National Financial Corporation dated May 11, 2009.

The provisions set forth herein shall be deemed to modify and replace those provisions of the Note
as specifically set forth. All other provisions of the Note shall remain in full force and effect.

The parties desire to change the Annual Interest Rate on Unpaid Principal to one and three quarter
percent (1.75%).

AGREED and entered into as of December 1, 2010.

CLAIMSNET.COM INC.

a Delaware corporation

By: /s/ Don Crosbie

—

Don Crosbie

Chief Executive Officer

NATIONAL FINANCIAL CORPORATION

By: /s/ J. R. Schellenberg

—

J.R. SchellenbergEX-10.15

AMENDMENT NUMBER 1

To The Unsecured Promissory Note

By and Between

Claimsnet.com Inc.

And National Financial Corporation

This Amendment Number 1 is made to that certain Unsecured Promissory Note (“Note") made and entered
into by and between Claimsnet.com Inc. and National Financial Corporation dated July 28, 2009.

The provisions set forth herein shall be deemed to modify and replace those provisions of the Note
as specifically set forth. All other provisions of the Note shall remain in full force and effect.

The parties desire to change the Annual Interest Rate on Unpaid Principal to one and three quarter
percent (1.75%).

AGREED and entered into as of December 1, 2010.

CLAIMSNET.COM INC.

a Delaware corporation

By: /s/ Don Crosbie

—

Don Crosbie

Chief Executive Officer

NATIONAL FINANCIAL CORPORATION

By: /s/ J. R. Schellenberg

—

J.R. SchellenbergEX-10.16

AMENDMENT NUMBER 1

To The Unsecured Promissory Note

By and Between

Claimsnet.com Inc.

And National Financial Corporation

This Amendment Number 1 is made to that certain Unsecured Promissory Note (“Note") made and entered
into by and between Claimsnet.com Inc. and National Financial Corporation dated March 18, 2010.

The provisions set forth herein shall be deemed to modify and replace those provisions of the Note
as specifically set forth. All other provisions of the Note shall remain in full force and effect.

The parties desire to change the Annual Interest Rate on Unpaid Principal to one and three quarter
percent (1.75%).

AGREED and entered into as of December 1, 2010.

CLAIMSNET.COM INC.

a Delaware corporation

By: /s/ Don Crosbie

—

Don Crosbie

Chief Executive Officer

NATIONAL FINANCIAL CORPORATION

By: /s/ J. R. Schellenberg

—

J.R. SchellenbergEX-10.17

AMENDMENT NUMBER 1

To The Unsecured Promissory Note

By and Between

Claimsnet.com Inc.

And Novinvest Associated S. A. 

This Amendment Number 1 is made to that certain Unsecured Promissory Note (“Note") made and entered
into by and between Claimsnet.com Inc. and Novinvest Associated S.A. dated September 9, 2010.

The provisions set forth herein shall be deemed to modify and replace those provisions of the Note
as specifically set forth. All other provisions of the Note shall remain in full force and effect.

The parties desire to change the Annual Interest Rate on Unpaid Principal to one and three quarter
percent (1.75%).

AGREED and entered into as of December 1, 2010.

CLAIMSNET.COM INC.

a Delaware corporation

By: /s/ Don Crosbie

—

Don Crosbie

Chief Executive Officer

NOVINVEST ASSOCIATED S. A.

By: /s/ J. R. Schellenberg

—

J.R. SchellenbergEX-10.18

AMENDMENT NUMBER 2

To The Unsecured Promissory Note

By and Between

Claimsnet.com Inc.

And J.R. Schellenberg

This Amendment Number 2 is made to that certain Unsecured Promissory Note (“Note") made and entered
into by and between Claimsnet.com Inc. and J. R. Schellenberg dated June 6, 2002.

The provisions set forth herein shall be deemed to modify and replace those provisions of the Note
as specifically set forth. All other provisions of the Note shall remain in full force and effect.

The parties desire to change the Annual Interest Rate on Unpaid Principal to one and three quarter
percent (1.75%).

AGREED and entered into as of December 1, 2010.

CLAIMSNET.COM INC.

a Delaware corporation

By: /s/ Don Crosbie

—

Don Crosbie

Chief Executive Officer

J.R. Schellenberg

/s/ J. R. Schellenberg

—EX-10.19

AMENDMENT NUMBER 2

To The Unsecured Promissory Note

By and Between

Claimsnet.com Inc.

And J.R. Schellenberg

This Amendment Number 2 is made to that certain Unsecured Promissory Note (“Note") made and entered
into by and between Claimsnet.com Inc. and J. R. Schellenberg dated August 1, 2002.

The provisions set forth herein shall be deemed to modify and replace those provisions of the Note
as specifically set forth. All other provisions of the Note shall remain in full force and effect.

The parties desire to change the Annual Interest Rate on Unpaid Principal to one and three quarter
percent (1.75%).

AGREED and entered into as of December 1, 2010.

CLAIMSNET.COM INC.

a Delaware corporation

By: /s/ Don Crosbie

—

Don Crosbie

Chief Executive Officer

J.R. Schellenberg

/s/ J. R. Schellenberg

—EX-10.1

Exhibit 10.1

AMENDMENT NO. 7

TO

CREDIT AGREEMENT

AMENDMENT NO. 7 (“Amendment No. 7”), dated as of December 13, 2010, to the Credit
Agreement, dated as of December 21, 2006, by and between Alterra Bermuda Limited (f/k/a Alterra
Insurance Limited), a Bermuda company (the “Borrower”) and The Bank of Nova Scotia (the
“Lender”), as amended by Amendment No. 1, dated as of December 20, 2007, Amendment No. 2,
dated as of December 18, 2008, Amendment No. 3, dated as of December 17, 2009, Amendment No. 4,
dated as of May 3, 2010, Amendment No. 5, dated as of August 30, 2010 and Amendment No. 6, dated as
of December 1, 2010 (as the same may be amended, supplemented or otherwise modified from time to
time, the “Credit Agreement”).

RECITALS

I. Capitalized terms used herein and not herein defined shall have the meanings set forth in
the Credit Agreement.

II. The Borrower desires to amend the Credit Agreement upon the terms and conditions herein
contained, and the Bank has agreed thereto.

Accordingly, in consideration of the Recitals and the covenants, conditions and agreements
hereinafter set forth, and for other good and valuable consideration, the receipt and adequacy of
which are hereby acknowledged, the parties hereto agree as follows:

1. The defined term “Commitment Termination Date” contained in Section 1.1 of the
Credit Agreement is amended by deleting the date “December 16, 2010” contained therein and
replacing it with the date “December 12, 2011”.

2. Section 2.11(a) of the Credit Agreement is hereby amended by (i) replacing the percentage
“0.25%” contained in the first sentence thereof with the percentage “0.20%” and (ii) deleting the
phrase “one quarter of one percent (0.25%)” contained in clause (z) of the second sentence thereof
and replacing it with “0.20%”.

3. Section 2.11(b) of the Credit Agreement is hereby amended by replacing the percentage
“0.75%” contained therein with the percentage “0.50%”.

4. Each of Schedule 4.1, Schedule 4.2, Schedule 4.7, Schedule 4.9 and Schedule 4.10 of the
Credit Agreement is hereby amended and restated in its entirety in the form of Schedule 4.1,
Schedule 4.2, Schedule 4.7, Schedule 4.9 and Schedule 4.10 hereto, respectively

5. Paragraphs 1 through 4 hereof shall not be effective until each of the following conditions
is satisfied (the date, if any, on which such conditions shall have first been satisfied being
referred to herein as the “Amendment No. 7 Effective Date”):

(a) The Lender shall have received from the Borrower either (i) a counterpart of this
Amendment No. 7 executed on behalf of the Borrower or (ii) written evidence satisfactory to
the Lender (which may include telecopy transmission of a signed signature page of this
Amendment No. 7) that the Borrower has executed a counterpart of this Amendment No. 7;

(b) The Lender shall have received a closing certificate, duly executed by the proper
parties and substantially in the form of Exhibit A hereto;

(c) The Bank shall have received the written opinion of Conyers Dill & Pearman, as
special Bermuda legal counsel to the Borrower, in form and substance reasonably acceptable
to the Bank; and

(d) All fees and expenses payable to the Lender and invoiced to the Borrower at least
three (3) Business Days prior to the Amendment No. 7 Effective Date (including the
reasonable fees and expenses of counsel to the Lender) due and payable on or prior to the
Amendment No. 7 Effective Date shall have been paid.

6. The Borrower (i) reaffirms and admits the validity and enforceability against the Borrower
of each Credit Document and all of its obligations thereunder, (ii) agrees and admits that it has
no defense to or offset against any such obligation, and (iii) represents and warrants that, as of
the date of the execution and delivery hereof by the Borrower, no Default has occurred and is
continuing.

7. This Amendment No. 7 may be executed in any number of counterparts, each of which shall be
original and all of which shall constitute one agreement. It shall not be necessary in making
proof of this Amendment No. 7 to produce or account for more than one counterpart signed by the
party to be charged.

8. This Amendment No. 7 shall be governed by, and construed in accordance with, the laws of
the State of New York, without regard to conflict of laws principles that would require the
application of the laws of another jurisdiction.

9. Except as amended hereby, the Credit Agreement shall in all other respects remain in full
force and effect.

[Remainder of page intentionally left blank.]

IN WITNESS WHEREOF, the parties hereto have caused this Amendment No. 7 to the Credit
Agreement to be duly executed and delivered by their proper and duly authorized officers as of the
day and year first above written.

ALTERRA BERMUDA LIMITED

By:

Name:

Title:

THE BANK OF NOVA SCOTIA

By:

Name:

Title:

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