Document:

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EX. 10.2

                   OPERATING SYSTEM MASTER LICENSE AGREEMENT

THIS AGREEMENT is made as of the 18th day of April 2000

BETWEEN:-

1.   SUMmedia.com Inc., a company duly registered and subsisting under the laws
     of the State of Colorado, United States of America (hereinafter called "the
     Master Licensor") of the first part; and

2.   The company whose name(s) and address(es)/registered office(s) are more
     particularly set out in the SCHEDULE ONE hereto as "the Master Licensee"
     (hereinafter called "the Master Licensee") of the second part.

WHEREAS:-

(A)  The Master Licensor has developed and operates the business of
     "savingumoney.com" which is operated in accordance with a distinctive
     system and plan utilising and comprising certain proprietary marks,
     confidential information, standards, specifications, techniques,
     identifying schemes and materials, insignia, management methods and
     standards of operational procedures.

(B)  As a result of the services performed, the operation of the said
     business has generated significant goodwill. Such goodwill, prestige and
     public image shall be referred to below as the "SUMmedia Image"

(C)  The Master Licensor is the proprietor of or has rights to the use of the
     designations, trademarks, logo and other intellectual property rights the
     full particulars of which appear in the SCHEDULE TWO hereto.

(D)  The Master Licensee is a company established by the Master Licensor and
     certain business partners particulars of which are set out in SCHEDULE
     THREE for the operation of the business of SavingUmoney.com in the
     Territory specified below. The Master Licensee is desirous of obtaining the
     benefit of the knowledge, skill and experience of the Master Licensor and
     the right and license to operate the said business in the specified
     territory and to grant to other parties the right to operate the same in
     the specified territory in the manner and subject to the terms and
     conditions set out below.

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IT IS HEREBY AGREED:

1.   INTERPRETATION

     1.1  In this Agreement and in the Recitals hereto, unless the context
          otherwise requires:-

<TABLE>
<S>                 <C>
     "Associated           Means those companies, not being subsidiaries within
     Companies"            the meaning of Section 2 of the Companies Ordinance,
                           and which are referred to in SCHEDULE ONE;

     "Banking Day"         means a day upon which banks are open for business in
                           Hong Kong, other than a Saturday;

     "Business"            means the business of "SavingUmoney.com" operated and
                           conducted under the Proprietary Marks using the
                           Operating System more particularly described in the
                           Operating Manual as those terms are defined
                           respectively herein;

     "Licence"             means the right to operate the Business in the
                           Territory under the Proprietary Marks in accordance
                           with the Operating System subject to the terms and
                           conditions of this Agreement;

     "Licensees"           means the persons duly authorised by the Master
                           Licensee in accordance herewith to operate the
                           Business in the specified territory;

     "Licence Fee"         means the fee payable by the Master Licensee to the
                           Master Licensor under Clause 7.1 of this Agreement;

     "Operating Manual"    means the written specification of the methods,
                           processes, techniques, systems and schemes devised
                           and compiled by the Master Licensor to be observed
                           and implemented by the Master Licensee in operating
                           the Business;

     "Operating System"    means the distinctive business format and method
                           developed and implemented by the Master Licensor in
                           connection with the establishment and operation of
                           the Business utilising and comprising the Proprietary
                           Marks and certain standard operational procedures,
                           plans, directions, specifications, methods,
                           management and advertising techniques and
                           identification schemes, part of which are contained
                           in the Operating Manual;

     "Performance Target"  means such targets of business performance as shall
                           be agreed between the Master Licensee and the Master
                           Licensor from time to time;
</TABLE>

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<TABLE>
<S>                   <C>
     "Proprietary Marks"   means the present and future copyrights, patents,
                           trademarks, trade names, trade secrets, logos and
                           registered designs details of which are set out in
                           SCHEDULE TWO and all other patents, trade marks,
                           trade names, trade secrets, logos, designs, symbols,
                           emblems, insignia, fascia, slogans, copyrights,
                           know-how, information, drawings, plans, computer and
                           other programs, data, data-base and other materials
                           whether or not registered or capable of registration
                           and all other proprietary rights whatever owned by or
                           available to the Master Licensor adopted or
                           designated now or at any time hereafter by the Master
                           Licensor for use in connection with the Operating
                           System and/or the Business;

     "Territory"           means the territory more particularly described in
                           SCHEDULE FOUR;

     "Services"            means the consultative advisory and other services to
                           be rendered by the Master Licensor to the Master
                           Licensee more particularly described in SCHEDULE FIVE;

     "Term"                means term of this Agreement as specified in
                           paragraph 6 below;

     "Dollars" "$"         means United States Dollars in the law for currency
                           of the United States of America
</TABLE>

     1.2  References to clauses and schedules are to clauses and schedules to
          this Agreement unless otherwise expressly stated and the Schedules to
          this Agreement shall form part of this Agreement.

     1.3  References in this Agreement to persons shall include bodies corporate
          and unincorporated, associations and partners.

     1.4  Unless the context requires otherwise, words importing the singular
          include the plural and vice versa and words importing gender or the
          neuter include both genders and the neuter.

     1.5  References to statutory provisions shall be constructed as references
          to such provisions as amended or re-enacted or as their applications
          are modified by other provisions (whether before or after the date
          hereof) from time to time and shall include any provisions of which
          there are re-enactments (whether with or without modifications).

     1.6  The headings and table of contents in this Agreement are inserted for
          convenience only and shall not affect the construction of this
          Agreement.

2.   LICENCE

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     2.1  The Master Licensor hereby grants to the Master Licensee the right
          throughout the Term to operate and to grant sub-licenses to Licensees
          to operate the Business in the Territory under the Proprietary Marks
          in accordance with the Operating System subject to the terms and
          conditions set out below and the Master Licensee's right of renewal as
          provided hereinunder.

     2.2  The rights granted hereunder shall be exclusive to the Master Licensee
          in the Territory.

3.   TERRITORY AND BUSINESS PLANS

     3.1  The License granted to the Master Licensee under this Agreement shall
          extend to the Territory only and the Master Licensee agrees that it
          will not make any use nor will permit or authorise any use in respect
          of the Operating System or the Proprietary Marks outside the
          Territory. The Master Licensee also agrees that it will not offer or
          provide any information or assistance concerning the Operating System
          or Proprietary Marks to any person who intends or may seek to use the
          same outside the Territory. The Master Licensor agrees that the
          License granted hereunder confers to the Master Licensee an EXCLUSIVE
          RIGHT to the License in the Territory, to the exclusion of all other
          parties including the Master Licensor.

     3.2  The Master Licensee has received, from the Master Licensor, approval
          of the overall business plan for the establishment and operation of
          the Business. Any subsequent change therefrom shall be subject to the
          agreement of the Master Licensor and the Master Licensee.

4.   MASTER LICENSOR'S OBLIGATIONS

     4.1  For the purpose of establishment and development of the Business in
          the Territory, the Master Licensor will:

          4.1.1     provide to the Master Licensee at the expense of the Master
                    Licensee assistance in connection with the setting up and
                    development of the Business in the Territory and training in
                    the standards, procedures, techniques and methods comprising
                    the Operating System and to make available [two] competent
                    members of its executive staff for a period of three (3)
                    months during setting up and thereafter two (2) weeks during
                    each year of the Term for training and advice purposes;

          4.1.2     deliver to the Master Licensee sufficient copies of the
                    Operating Manual and all other training and operating
                    materials as the Master Licensor may deem appropriate on the
                    basis that the same shall be on loan to the Master Licensee;

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          4.1.3     permit the Master Licensee to operate and promote and grant
                    sublicences to operate and promote the Business in the
                    Territory in accordance with this Agreement;

          4.1.4     make available to the Master Licensee on request and at the
                    cost of the Master Licensee the Master Licensor's staff
                    competent to provide any on-site assistance and advice in
                    connection with the Operating System and the specific
                    staged expansion of the Business in the Territory; and

          4.1.5     promptly respond to all reasonable request of the Master
                    Licensee for assistance and approvals.

          4.1.6     the Master Licensor shall make available to the Master
                    Licensee all such advanced technology, services, supplies,
                    equipment, software and applicable licensing agreements and
                    so on, that are available to further enhance the Licence;
                    should the Master Licensee wish to acquire same, the cost
                    shall be paid by the Master Licensee at the Master
                    Licensor's net cost. This shall confirm the Master
                    Licensee's request to the Master Licensor to order, (at the
                    Master Licensee's cost against an audited account; refer to
                    SCHEDULE SEVEN estimate), all necessary components of the
                    Operating System's hardware, software, suppliers' licences
                    and consulting and management fees as they apply to the
                    Operating System in the Territory.

5.   MASTER LICENSEE OBLIGATIONS

     5.1  The Master Licensee shall:-

          5.1.1     diligently and in utmost good faith carry on the Business
                    and use its best endeavors to promote and develop the
                    Business in the Territory.

          5.1.2     operate the Business and procure that the Business shall be
                    operated strictly in accordance with the provisions of the
                    Operating Manual and conform in all respects and at all time
                    to the Operating System (as modified from time to time by
                    the Master Licensor);

          5.1.3     engage staff of sufficient number end of good quality and
                    acquire premises and other facilities necessary for the
                    furtherance of the Business and to build up, equip, decorate
                    and fit out such premises and facilities according to the
                    specifications required by the Master Licensor;

          5.1.4     ensure all staff and their replacements to undergo training
                    in the Operating System and any improvement thereto;

          5.1.5     pursue the largest business volume for the Business as may
                    be consistent with the SavingUmoney Image and the high
                    standards of service required by the Master Licensor;

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          5.1.6     continuously increase operational outlets and sales teams;

          5.1.7     promote and do all acts reasonable or as requested by the
                    Master Licensor to preserve the goodwill and reputation
                    associated with the SavingUmoney Image and the Proprietary
                    Marks and to immediately notify the Master Licensor of any
                    event which may or will likely result in any prejudice to
                    the same;

          5.1.8     comply with all statutes, by-laws, regulations and
                    requirements of any government or other competent authority
                    relating to and apply for all governmental, fiscal or other
                    consents necessary for the conduct of the Business in the
                    Territory;

          5.1.9     procure from its staff in particular its key personnel and
                    from such other persons as the Master Licensor shall require
                    undertakings in a form specified by the Master Licensor not
                    to disclose to any third party any confidential information
                    or knowledge concerning the Business, the Proprietary Marks
                    or the Operating System and at its own expense to take such
                    steps as the Master Licensor may direct in order to enforce
                    or restrain any breach of the terms of any such undertaking;

          5.1.10    pay for visits by two executive members of the Master
                    Licensor, based in Vancouver, British Columbia, Canada to
                    the Territory twice per annum or as otherwise reasonably
                    required, to inspect all facets of the operations thereof.
                    Such costs shall include round trip business class air fare,
                    hotel charges and all incidental costs including but not
                    limited to the cost of meals and local transportation;

          5.1.11    promptly pay all fees, charges, reimbursements and other
                    money due or payable under or arising from this Agreement;

          5.1.12    not to do or omit to do or permit or suffer any act or thing
                    which may in the opinion of the Master Licensor bring the
                    Business or the Proprietary Marks into disrepute or which
                    may in the opinion of the Master Licensor damage or conflict
                    with the interests of the Business or the Master Licensor;

          5.1.13    not without the Master Licensor's prior written consent be
                    engaged in any competitive business or undertaking other
                    than the Business;

          5.1.14    to ensure that sublicenses granted by the Master Licensee to
                    Licensees shall be consistent with and shall conform with
                    the terms and conditions herein; and

          5.1.15    obtain the necessary written approval of the Master Licensor
                    (not to be unreasonable withheld) for the sub-license
                    agreement between the

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                    Master Licensee and any Licensee for country territory, to
                    whom sublicenses are granted under paragraph 2.1 above.

6.   RIGHT OF RENEWAL

     6.1  This Agreement shall commence on the date hereof and shall continue
          for a period of ninety-nine (99) years thereafter unless previously
          terminated by either party in accordance with Clause 14 hereof.

     6.2  Subject to the provisions of Clause 6.3 below, the Master Licensee may
          at its option renew the Licence herein granted at the expiration of
          the Term for a further term of ninety-nine (99) years by giving notice
          in writing to the Master Licensor exercising the said option not less
          than thirty (30) days and not more than ninety (90) days before the
          expiry date of this Agreement.

     6.3  Notwithstanding the giving of due notice pursuant to Clause 6.2 above,
          the renewal shall only be effective provided that:-

          6.3.1.    the Master Licensee has throughout the Term properly
                    observed and performed all its obligations under this
                    Agreement and is not at the expiry date of this Agreement in
                    default under any such obligations;

          6.3.2     no later than ten (10) days prior to the expiry date of this
                    Agreement the Master Licensee has executed a new master
                    licensing agreement in the form then used by the Master
                    Licensor which new agreement may differ from the terms of
                    this Agreement;

          6.3.3     no later than ten (10) days prior to the expiry date of this
                    Agreement the Master Licensee has paid to the Master
                    Licensor without set-off or deduction a renewal fee of
                    US$100.00;

          6.3.4     prior to the expiry date of this Agreement the Master
                    Licensee has executed a Deed of Release in such form as the
                    Master Licensor may required relinquishing any and all
                    claims of whatsoever nature against the Master Licensor or
                    any of its subsidiary, associated companies, shareholder,
                    director, agent or employee, or any other Master Licensee of
                    the Master Licensor.

7.   FEES AND PAYMENT

     7.1  In consideration of the Master Licensee's covenants hereunder, the
          ownership of the Master Licensor in the Master Licence and the
          investment of various shareholders of the Master Licensee into both
          the master Licensor and the Master Licensee, the Master Licensee
          hereby grants to the Master Licensee this Licence and therewith the
          right to operate the Operating

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          System and to carry on the Business in the Territory without payment
          of any License Fee. Save for any payments that may be made under
          paragraph 4.1.6, the Master Licensee shall not pay any future fee or
          premium to the Master Licensor for the grant of the Licence; i.e. the
          Master Licensee hereunder will pay to the Master Licensor zero (0 %)
          per cent of the gross revenue of the Business each calendar month.

     7.2  Within fourteen (14) days of the end of each three (3) month period,
          the Master Licensee shall furnish to the Master Licensor a financial
          report stating inter alia the gross revenue of the Business for the
          period ended.

     7.3  In the event any sum of money owing to the Master Licensor is not paid
          by the Master Licensee on the due date, such sum shall bear interest
          from day to day at a rate of two percent (2%) per month as well after
          as before judgment in respect thereof.

8.   RECORDS AND REPORTS

     8.1  The Master Licensee shall provide to the Master Licensor, within
          fourteen days of the end of every three (3) month period during the
          Term, a detailed report of the Business for the month. The format of
          such report shall be as set out in Schedule Six.

     8.2  Commencing not less than 30 days before the first anniversary of the
          date of this Agreement, and every year thereafter, the Master Licensee
          shall submit to the Master Licensor in writing a business plan to
          include promotions and marketing plans, sales targets and
          projections in respect of the Business for the forthcoming year. The
          Master Licensor shall review such proposed plan and the parties shall
          finalise the same prior to the commencement of the year of this
          Agreement to which it relates, whereupon the Master Licensee shall
          implement the said plan as agreed.

     8.3  The Master Licensee shall further:

          8.3.1     maintain in a form approved by the Master Licensor full and
                    accurate books of accounts and shall keep detailed
                    management and accounting records including all supporting
                    vouchers, invoices, receipts, and other papers and shall
                    permit the Master Licensor or its duly authorised agent
                    during business hours to inspect such accounts and records
                    and to take copies thereof at the expense of the Master
                    Licensor;

          8.3.2     duly to prepare and promptly furnish to the Master Licensor
                    all such other accounting and management information as the
                    Master Licensor may from time to time as may be reasonably
                    required in the form specified by the Master Licensor;

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          8.3.3     at the Master Licensee's own expense in each accounting year
                    during the Term have all such accounts and records audited
                    by a qualified Chartered Accountant and to supply a full set
                    of such audited accounts which shall include a balance sheet
                    and profit and loss account to the Master Licensor within
                    three months after the close of each such accounting year;

          8.3.4     preserve all such accounts and records for not less than
                    seven (7) years notwithstanding the termination or
                    expiration of this Agreement; and

          8.3.5     permit auditors nominated by the Master Licensor at the
                    expense of the Master Licensor to conduct such audits as the
                    Master Licensor may consider on reasonable notice during
                    normal business hours.

     8.4  Both parties shall provide the other with any documents or information
          reasonably requested by the other in order to comply with any tax,
          foreign exchange or other laws relating to this Agreement.

9.   ADVERTISING AND PROMOTION

     9.1  The Master Licensee shall devise and implement local regional and
          national promotional activities in the Territory during each year of
          the Term. The Master Licensee shall submit to the Master Licensor for
          review a plan of all such activities within thirty (30) days from the
          beginning of each year.

     9.2  The Master Licensee shall keep detailed accounts and records of all
          promotional activities and expenses of the Master Licensee in
          connection therewith and shall make the same available to the Master
          Licensor for inspection and to provide to the Master Licensor copies
          thereof when requested so to do.

     9.3  The Master Licensor will from time to time at its entire discretion
          conduct advertising and promotional activities which will include
          global, national or otherwise territorial advertising and promotion of
          the SavingUmoney Image, the Proprietary Marks and/or the Business. The
          Master Licensee shall fully and in good faith co-operate with and
          assist the Master Licensor in all of such activities.

10.  PROPRIETARY MARKS

     10.1 The Master Licensor warrants that it is entitled to license the
          Proprietary Marks to the Master Licensee and subject to necessary or
          appropriate registration in the Territory the use of the Proprietary
          Marks by the Master Licensee will not constitute an infringement of
          rights of any third party and will fully and effectively indemnify the
          Master Licensee for and against all

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          proceedings, loss, damage, costs, claims, and expenses arising out of
          such infringement.

     10.2 The Master Licensee shall render to the Master Licensor all reasonable
          assistance to enable the Master Licensor to obtain registration of any
          of the Proprietary Marks. The Master Licensee shall not apply for
          registration as proprietor of any of the Proprietary Marks in any part
          of the world. If at the time the Master Licensor desires to apply for
          registration and has so applied, the Master Licensee is deemed in law
          also to be a proprietor of any Proprietary Mark or if for any other
          reason the Master Licensor shall so request, the Master Licensee shall
          at the expense of the Master Licensor make in its own name or jointly
          with the Master Licensor and proceed with such application as the
          Master Licensor may direct and do all such acts and things and execute
          all such documents necessary for obtaining such registration and
          thereupon the Master Licensee shall assign such registration and all
          other rights in such Proprietary Mark to the Master Licensor.

     10.3 The Master Licensee acknowledges that the goodwill and all other
          rights in and associated with the Proprietary Marks in the Territory
          and elsewhere vest absolutely in the Master Licensor and that it is
          the intention of the parties that all such rights will at all times
          vested in the Master Licensor and in the event that any such rights
          at any time accrue to the Master Licensee by operation of law or
          howsoever otherwise the Master Licensee will at its own expense
          forthwith on demand do all such acts and things and execute all such
          documents as the Master Licensor shall deem necessary to vest such
          rights absolutely in the Master Licensor.

     10.4 The Master Licensee will notify the Master Licensor forthwith of any
          and all circumstances coming to the attention of the Master Licensee,
          its directors, agents and employees which may constitute an
          infringement of any of the Proprietary Marks or any suspected passing
          off in connection therewith by any unauthorised person and shall take
          such reasonable action as the Master Licensor may direct at the
          expense of the Master Licensor with a view to restraining or
          preventing such infringement or passing off.

     10.5 The Master Licensee shall take such action in relation to the use of
          any of the Proprietary Marks in the Business as the Master Licensor
          may from time to time direct in order to make clear that the
          Proprietary Marks are the subject of patent, copyright or trade mark
          protection and belong to the Master Licensor.

     10.6 The Master Licensee undertakes not to use any of the Proprietary Marks
          in any circumstance other than in the context solely and exclusively
          for the purpose of the Business.

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11.  OPERATING SYSTEM MODIFICATION

     11.1 The Master Licensor will keep a definitive copy of the Operating
          Manual and all other documentation comprising the Operating System at
          its head office (as modified and revised from time to time) which in
          the event of any dispute as to the contents or import thereof shall be
          the authentic text.

     11.2 The Master Licensor may at its sole discretion modify or revise the
          Operating System or the Operating Manual from time to time and the
          Master Licensor will provide the Master Licensee with full written
          details of all modifications and revisions.

     11.3 The Master Licensee shall procure that the Business shall be
          conducted strictly in accordance with the Operating Manual as modified
          or revised from time to time. The terms and contents of the Operating
          Manual shall be deemed incorporated into and shall form part of this
          Agreement. The Master Licensee will not itself introduce or permit the
          introduction of any improvement, addition, modification or revision of
          or to the Operating System without the prior written consent of the
          Master Licensor.

     11.4 The Operating Manual and all documentation comprising the Operating
          System shall at all times remain the sole and exclusive property of
          the Master Licensor and the Master Licensee will not copy or in any
          manner duplicate the same without the prior written consent of the
          Master Licensor.

12. CONFIDENTIAL INFORMATION

     12.1 Both parties agree that they shall not disclose or permit to be
          disclosed to any third party save as required by operation of law any
          trade secret, confidential information or knowledge or any financial
          or trading information of or relating to the Operating System unless
          directed to do so by a court of competent jurisdiction provided that
          the provisions of this clause shall not prevent disclosure to either
          party's agents, including but not limited to bankers, lawyers or
          accountants for the purpose of obtaining professional advice.

     12.2 Both parties undertake to advise their respective employees who are
          provided with confidential information relating to the other of the
          prohibition against disclosure or improper use as set out in Clause
          12.1.

     12.3 This obligation to maintain the confidentiality of the confidential
          information shall continue to apply notwithstanding the termination or
          expiry of this Agreement.

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13.  NON-COMPETITION

     13.1 The Master Licensee covenants during the Term and for a period of one
          year after the expiration or termination for any reason of this
          Agreement whether itself or together with any other person in any
          capacity whatsoever save as authorised hereunder directly or
          indirectly:

          13.1.1    not to be engaged, or interested, or concerned in any
                    business which is in the reasonable opinion of the Master
                    Licensor similar to or competitive or in conflict with the
                    Business; and

          13.1.2    not to employ or seek to employ any person who is at that
                    time or has at any time in the previous two years been
                    employed by the Master Licensor in any business carried on
                    under the Proprietary Marks using the Operating System or
                    otherwise directly or indirectly induce or seek to induce
                    any such person to leave his or her employment; and

          13.1.3    not to solicit customers or former customers of the
                    Business nor divert any customers from the Master Licensor.

14.  TERMINATION

     14.1 The Master Licensor may, without prejudice to any other available
          rights and remedies, terminate this Agreement by giving notice in
          writing of the default to the Master Licensee and the said default
          remains outstanding for a period of sixty (60) days thereafter, in any
          of the following events:

          14.1.1    if the Master Licensee shall at any time fail to pay any
                    amounts due and payable to the Master Licensor hereunder;

          14.1.2    if the Master Licensee shall fail to submit to the Master
                    Licensor in a timely manner any of the accounting or
                    management information required to be so submitted;

          14.1.3    if the Master Licensee shall in the opinion of an
                    independent arbitrator appointed by the parties, misuse or
                    in any way impair the goodwill associated with any of the
                    Proprietary Marks or takes any action to contest the
                    validity or ownership thereof;

          14.1.4    if the Master Licensee shall purport to effect any
                    assignment of any of the rights or licences herein granted
                    other than in accordance with the terms hereof;

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          14.1.5    if the Master Licensee during any 12 calendar month period
                    during the term fails to pay a fee equal at least equal to
                    $0.00 (nil).

    14.2. This Agreement shall automatically terminate WITHOUT NOTICE being
          given to the Master Licensee/Master Licensor in any of the following
          events:-

          14.2.1    if the Master Licensee shall become insolvent by reason of
                    its inability to pay its debts as they fall due or shall
                    enter into liquidation whether voluntarily or compulsorily
                    other than for the purposes of a reconstruction or
                    amalgamation or shall make any arrangement or composition
                    with its creditors or shall have a receiver appointed of all
                    or any part of its assets or takes or suffers any similar
                    action in consequence of a debt;

          14.2.2    if the Master Licensor shall become insolvent by reason of
                    its inability to pay its debts as they fall due or shall
                    enter into liquidation whether voluntarily or compulsorily
                    other than for the purposes of a reconstruction or
                    amalgamation or shall make any arrangement or composition
                    with its creditors or shall have a receiver appointed of all
                    or any part of its assets or takes or suffers any similar
                    action in consequence of a debt then in such event the
                    License shall vest automatically in perpetuity in the Master
                    Licensee;

          14.2.3    if the Master Licensee during any 12 calendar month period
                    during the term fails to pay a fee equal to $0.00 (nil).

15.  EVENTS UPON TERMINATION

     15.1 Upon the termination or expiration of this Agreement for any reason,
          the Master Licensee shall:-

          15.1.1.   immediately pay to the Master Licensor the full amount of
                    all monies then or thereafter due (which have upon
                    termination become immediately due and payable without
                    further demand) together with any interest thereon up until
                    the date of payment

          15.1.2    immediately cease to operate the Licence or the Business, to
                    use the Operating Manual or Operating System and shall not
                    thereafter hold itself out in any way as a Master Licensee
                    of the Master Licensor and refrain from any action that
                    would or may indicate any relationship between it and the
                    Master Licensor;

          15.1.3    immediately cease to use in any way whatsoever the
                    Proprietary Marks and any other trade names, logos, devices,
                    insignia, procedures or methods which are or may be
                    associated with the Proprietary Mark or the Business;

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          15.1.4    without exception return to the Master Licensor or otherwise
                    dispose of or destroy as the Master Licensor shall direct
                    all signs, advertising materials, stationery, invoices,
                    forms, specifications, designs, records, data, samples,
                    models, programs and drawings pertaining to or concerning
                    the Licence or the Operating System or the Operating Manual
                    or bearing any of the Proprietary Marks;

          15.1.5    remove or permanently cover all signs or advertisements
                    identifiable in any way with the Master Licensor and in the
                    event of failure promptly so to do, to permit the authorised
                    agents of the Master Licensor to do so;

          15.1.6    return to the Master Licensor all copies of the Operating
                    Manual in its possession and control;

          15.1.7    return all items of equipment held on loan or hire from the
                    Master Licensor under the term of this Agreement or
                    otherwise;

          15.1.8    do all such acts and thing and execute all such documents as
                    the Master Licensor shall require.

     15.2 In the event of the expiry or sooner termination of this Agreement for
          any reason the Master Licensee shall at the request of the Master
          Licensor do all such acts and things and execute such deeds and
          documents as the Master Licensor shall require to effect the
          assignment of any and all agreements entered into with the Licensees
          in the Territory to the Master Licensor or such other person as the
          Master Licensor shall specify and in those circumstances the Master
          Licensor shall have the right to deal directly with the Licensees as
          if the Master Licensor was a direct party to the Licensing Agreement
          and to receive all monies paid or payable by the Licensees to the
          Master Licensee after the date of such expiry or termination without
          incurring any liability to the Master Licensee whatsoever.

     15.3 The expiration or termination of this Agreement shall be without
          prejudice to the accrued rights of the parties and any provision
          hereof which relates to or governs the acts of the parties hereto
          subsequent to such expiry or termination hereof shall remain in full
          force and effect shall be enforceable notwithstanding such expiry or
          termination.

16.  ASSIGNMENT

     Neither party may assign any of its rights or obligations under this
     Agreement provided that either party may assign this Agreement to another
     company within

                                      -14-
<PAGE>   15

     that party's group of companies with the prior written consent of the other
     party, which consent will not be unreasonably withheld or delayed.

17.  PARTNERSHIP OR AGENCY

     Neither party shall pledge the credit of the other nor represent itself as
     being the agent, partner, employee or representative of the other and shall
     not hold itself out as such nor as having any power or authority to incur
     any obligation of any nature whatsoever express or implied on behalf of the
     other and nothing in this Agreement shall operate so as to constitute the
     Master Licensee as agent, partner, employee or representative of the Master
     Licensor or vice versa.

18.  WARRANTIES

     The Master Licensee shall make no statement, representation or claim and
     shall give no warranty to any person in respect of the Business or the
     Operating System save as are specifically authorised in writing at the time
     of the making by the Master Licensee of any such statement, representation,
     claim or warranty.

19.  INDEMNITY

     Each party hereby agrees and undertakes fully and effectively to indemnify
     and keep indemnified the other as well after as before the expiry or
     termination hereof for and against all damages, loss, claims, demands,
     expenses (including legal and professional expenses), costs and liabilities
     which the other party may at any time incur as a result of any and all
     breach by the other of the obligations hereunder.

20.  RESERVATION OF RIGHTS

     All right and licences not specifically and expressly granted to and
     conferred upon the Master Licensee by this Agreement are for all purposes
     reserved to the Master Licensor.

21.  SUBROGATION

     The Master Licensee hereby irrevocably appoints the Master Licensor as its
     lawful attorney to enforce any breach by any Licensee under the licensing
     agreement as the Master Licensor deems fit.

22.  GENERAL

     22.1 COSTS

     Each party shall pay their own costs of and incidental to the negotiation,
     preparation, finalisation and registration of this Agreement and all other
     documents referred to herein.

                                      -15-
<PAGE>   16

22.2 TIME OF THE ESSENCE

     Time shall be of the essence as regards any date or period mentioned in any
     clause of this Agreement save only to the extent that any date or period
     may be altered by mutual agreement between the parties or extended at the
     option of the party given such right.

22.3 WAIVER

     No failure to exercise, nor any delay in exercising, on the part of the
     Master Licensor or any of them, any rights or remedy hereunder shall
     operate as a waiver thereof, nor shall any single or partial exercise of
     any rights or remedy prevent any further or other exercise thereof or the
     exercise of any other rights or remedy. The rights and remedies herein
     provided are cumulative and not exclusive of any rights or remedies
     provided by law.

22.4 ENTIRE AGREEMENT

     This Agreement (together with any documents referred to herein) constitute
     the entire agreement made between the parties hereto and supersedes all
     prior agreement in connection with the subject matter hereof. No director,
     employee or agent of the Master Licensor is authorised to make any
     representation or warranty not contained in this Agreement and the Master
     Licensee acknowledges that he has not relied on any such oral or written
     representations.

22.5 AMENDMENT

     No modification, variation or amendment of this Agreement shall be
     effective unless such modification, variation or amendment is in writing
     and has been signed by or on behalf of the parties hereto. No waiver of any
     breach or default under this Agreement or any of the terms hereof shall be
     effective unless such waiver is in writing and has been signed by the party
     against which it is asserted. No waiver of any breach or default shall
     constitute a waiver of any other or subsequent breach or default.

22.6 NOTICE

     Any notice required by this Agreement to be given by either party to the
     other party shall be in writing and shall be served by sending the same (i)
     by registered post or (ii) facsimile transmission followed by mailing of
     such transmission to the address as either of the parties shall have
     notified in writing to the other party giving the notice as their address
     for such service and any receipt issued by the postal authorities shall be
     conclusive evidence of the fact and date of posting of any such notice.
     Notice shall be deemed to be delivered and effective as of the date shown

                                      -16-
<PAGE>   17

     on any certified receipt issued by postal authorities (if sent by
     registered mail) or if sent by facsimile on the date of transmission
     provided that confirmation of delivery shall have been received by the
     sending party.

22.7 SEVERABILITY

     Each of the restrictions and provisions contained in this Agreement and in
     each Clause and sub-Clause hereof shall be construed as independent of
     every other restriction and provision to the effect that if any provision
     of this Agreement or the application of any provision to any person, firm
     or company or to any circumstances shall be determined to be invalid and
     unenforceable then such determination shall not affect any other provision
     of the Agreement or the application of such provision to any person, firm,
     company or circumstances all of which other provisions shall remain in full
     force and effect.

22.8 PROPER LAW AND JURISDICTION

     This Agreement shall be governed by and construed in accordance with the
     laws of England.

IN WITNESS WHEREOF, the parties have executed this Agreement the day and year
first before written.

SIGNED for and on behalf of Master Licensor
by

Signature  /s/ GRANT PETERSEN
          ---------------------------------------
Name      GRANT PETERSEN
    ---------------------------------------------
Title     CHAIRMAN & C.E.O.
      -------------------------------------------

SIGNED for an on behalf of Master Licensee
by

Signature  /s/ JOHNSON CHAN
          ---------------------------------------
Name      JOHNSON CHAN
    ---------------------------------------------
Title     DIRECTOR
      -------------------------------------------

                                      -17-
<PAGE>   18

                                  SCHEDULE ONE

                  The Details of Master Licensee are as follows:
                            SUMmedia.com Asia Limited
                            C/O 402 Hung Kei Mansion
                           5-8 Queen Victoria Street,
                               Central, Hong Kong

                                      -18-
<PAGE>   19

                                  SCHEDULE TWO

         The Details of the Licensor's Propriety Rights are as follows:

                                PROPRIETY RIGHTS

SUMmedia.com Inc in developing the Operating System has created and/or
acquired certain proprietary information, technology, methods, marks, systems
and procedures ("Proprietary Rights") including but not limited to:

1.   the trade marks:

     1.1  trademark applications filed

<TABLE>
<CAPTION>
          Trademark               Tm App # App Date           Trademark Owner
          ---------               -----------------           ---------------
<S>                               <C>                          <C>
          FUEL 55                 Mar 9, 2000                  SUMmedia Corp.
          MEGAPACKAGE             Mar 9, 2000                  SUMmedia Corp.
          SAVINGUMONEY            99/17861 Dec 6, 1999         SUMmedia Corp.
          SUMMEDIA                99/17862 Dec 6, 1999         SUMmedia Corp.
          SUMmon the Power
          of the Internet         Mar 9, 2000                  SUMmedia Corp.
</TABLE>

     1.2  trademarks to be filed

          Sumidea; coupons for just about anything; coupons for just about
          anything anywhere; coupons online for just about anything; Sumspot;
          scissors design; saving you money; Sumasia

2.   all registered and pending domain names including:

     a)   savingumoney.com

     b)   savingyoumoney.com

     c)   summedia.com

3.   patent application for Operating System's billing systems - pending

                                      -19-
<PAGE>   20

                                 SCHEDULE THREE

       Master Licensee is a Cayman Island Registered company having as its
                                 shareholders:
                          SUMcayman Investments Limited
                               Golden Net Limited
                              Party Assets Limited

                                      -20-
<PAGE>   21

                                 SCHEDULE FOUR

                                  The Territory

The Territory/Territories as defined in this Agreement will be those countries
and/or jurisdictions as fall within the areas circled on the below map.

                                     [MAP]

                                      -21-
<PAGE>   22

                                 SCHEDULE FIVE

Services to be rendered by Master Licensor to Master Licensee shall include all
     those obligations defined as set out in paragraph 4 of this Agreement

                                      -22-
<PAGE>   23

                                  SCHEDULE SIX

  The Master Licensee Report shall comprise such documentation and be in such
                  format as may be agreed between the parties.

                                      -23-
<PAGE>   24

                                 SCHEDULE SEVEN

                 Unaudited Estimate of Costs (Paragraph 4.1.6)

<TABLE>
<CAPTION>
SUMmedia IT COSTS
--------------------------------------------------------------------------------
DESCRIPTION                   TO DEC 31    JAN 1 - APR 30          TOTAL
-----------                   ---------    --------------          -----
<S>                           <C>          <C>                  <C>
Oracle licensing              1,300,000                          1,300,000
Oracle Apps Consulting        1,269,000      131,000             1,400,000
Oracle SUM & iStore              70,000                             70,000
Oracle Strategy session          25,000                             25,000
Oracle Project Mgmnt             20,000                             20,000
SUMinsight                       75,000                             75,000
Technical Architecture           40,000                             40,000
WAP conference                   20,000                             20,000
3 HP Servers                     70,000                             70,000
Oracle scoping engagement        32,000                             32,000
Internet connections             26,000                             26,000
Corporate Hardware/Software     300,000                            300,000
Original server                  16,000                             16,000
Salaries                        216,000      255,000               471,000
Mobile Development                            95,000                95,000
Intranet (SUMinsight)                        261,000               261,000
Quality Assurance                             55,000                55,000
Development                                  865,000               865,000
System Management                            155,000               155,000
Helpdesk                                       5,000                 5,000
                              ---------    ---------             ---------
TOTAL                         3,479,000    1,822,000             5,301,000
                              ---------    ---------             ---------
</TABLE>

For the Fiscal Year 2000 Budget, costs were allocated as follows:

<TABLE>
<S>                 <C>
ASIA                25%
AUSTRALIA           10%
EUROPE              25%
NORTH AMERICA       40%
</TABLE>

The 40% for North America includes 15% for future regions (e.g. South America)

                                  Page 1 of 1<PAGE>   1
EX. 10.3

                               SUMMEDIA.COM, INC.

                               SERVICES AGREEMENT

This Services Agreement, made effective as of the l5th day of February, 2000,
between SUMmedia.com, Inc. ("SUMmedia") Suite 1200- 1055 West Hastings Street
Vancouver, BC, V6E 2E9 and ForSomeoneSpecial.com, Inc. of Suite 2150- 1055 West
Hastings Street, Vancouver, BC, V6E 2E9 ("Customer").

1. DEFINITIONS

1.1  "Acceptance Form" means the acknowledgement and acceptance form relating
     to each major Deliverable that is to be signed by the Customer after such
     Deliverable is completed and supplied by SUMmedia in accordance with this
     Agreement.

1.2  "Customer Materials" means the content and other materials to be provided
     by Customer to allow, assist or enable SUMmedia to undertake or complete
     its Services, or which are otherwise to be integrated into the FSS Web Site
     as described in Attachment E.

1.3  "Deliverables" means Standard Deliverables and Unique Deliverables,
     including all content, tools and other work product, such as web page
     designs and architecture, scripts and coding, text, software, music,
     sounds, trademarks, photographs, graphics, environments, artwork, text and
     video, to be provided by SUMmedia pursuant to its obligations under this
     Agreement.

1.4  "Effective Date" means the effective date of this Agreement, as first set
     out above.

1.5  "FSS Executive Summary" means the executive summary for the Project
     prepared by SUMmedia and attached as Attachment A.

1.6  "Final Specifications" means the final specifications for the FSS Web Site
     that are prepared by SUMmedia, based on the Preliminary Specifications, the
     alpha phase, Beta Site and Phase One.

1.7  "FSS Web Site" means the web site for which SUMmedia is providing the
     Services and Deliverables, and having the domain name
     "forsomeonespecial.com".

1.8  "Letter of Intent" means the letter dated February 15, 2000, signed on
     behalf of SUMmedia and the Customer, intended to be the interim agreement
     between the parties with respect to the subject matter of this Agreement.

<PAGE>   2

1.9  "Out of Scope Work" means that work which is not provided by SUMmedia as
     part of the Services, requiring a separate agreement or addendum at
     additional cost, and as listed in part in Attachment D.

1.10 "Payment Schedule" means the schedule of payments by the Customer to
     SUMmedia for the Services, as set out in Attachment B.

1.11 "Preliminary Specifications" means the preliminary specifications for the
     FSS Web Site that are prepared by SUMmedia, based on the FSS Executive
     Summary.

1.12 "Project" means the project relating to the FSS Web Site, comprising the
     needs assessment, business consultation to management, project management,
     technical design and construction, implementation and marketing rollout to
     multiple sites.

1.13 "Project Timetable" means the Project timetable for the Services, as set
     out in Attachment B.

1.14 "Services" means the business consulting and FSS Web Site development
     services to be performed by SUMmedia or its subcontractors, up to and
     including Phase 1 of the Project, as described in Attachment C, and which
     may be changed only by both parties signing a change order.

1.15 "Standard Deliverables" means Deliverables which have not been developed or
     acquired by SUMmedia exclusively for the Customer, and which either existed
     prior to the Effective Date, have been developed by or on behalf of
     SUMmedia for use of all its clients, or are readily available in the
     Internet or software development industry.

1.16 "Third Party Materials" means the software, content and other materials
     and services to be provided by third party suppliers, to allow, assist or
     enable SUMmedia to undertake or complete its Services, or which are
     otherwise to be integrated into the FSS Web Site as described in Attachment
     C.

1.17 "Unique Deliverables" means Deliverables that are specific to the business
     of the Customer, and which have been developed or acquired by SUMmedia
     exclusively for the Customer pursuant to this Agreement.

2    SERVICES

2.1  Customer hereby retains SUMmedia and SUMmedia agrees to perform the
     Services upon terms and conditions contained in this Agreement. This
     Agreement and the Services shall commence on the Effective Date and shall
     remain in effect until the Services are completed, unless terminated
     earlier as provided by this Agreement.

                                       2
<PAGE>   3

2.2  SUMmedia will provide to the Customer the Services and Deliverables, using
     commercially reasonable efforts to meet the Project Timetable.

2.3  If SUMmedia is prevented or delayed from performing or delivering the
     Services or Deliverables in the manner or at the times set out in this
     Agreement by reason of any act or omission of the Customer or due to the
     unavailability of Customer Materials or Third Party Materials, the Project
     Timetable shall be amended to reflect such delay to the degree reasonably
     required by SUMmedia.

3    BUSINESS CONSULTING SERVICES

3.1  As part of the Services, SUMmedia shall provide business needs assessment,
     guidance and consulting to management, project management, technical design
     & construction consulting, and issue-management, including consulting
     relating to integration of all hardware, software and application
     sub-component suppliers.

4    DEVELOPMENT PROGRAM SERVICES

4.1  SUMmedia shall have primary responsibility for the development and delivery
     of the Preliminary Specifications. The Customer shall promptly review the
     Preliminary Specifications upon their receipt, and the parties shall
     discuss and agree upon any changes that may be necessary or appropriate. At
     such time as the parties shall have reached agreement upon any and all such
     changes (if required), SUMmedia shall prepare and deliver to the Customer a
     final version of the Preliminary Specifications, which shall be initialed
     by authorized representatives of both parties to evidence their agreement
     thereto.

4.2  Following approval of the Preliminary Specifications, SUMmedia shall
     undertake the Services and provide the Deliverables relating to the alpha
     phase mockup. The Customer shall promptly review the alpha phase mockup
     Deliverables upon their receipt, and the parties shall discuss and agree
     upon any changes that may be necessary or appropriate. At such time as the
     parties shall have reached agreement upon any and all such changes (If
     required), SUMmedia shall make the agreed-upon changes to the alpha phase
     mockup Deliverables and deliver them to the Customer, who shall then
     promptly sign the Acceptance Form for such Deliverables. Thereafter, the
     Deliverables and Services relating to the alpha phase mockup shall be
     deemed to be fully satisfied end accepted for all purposes, and any
     changes thereto must be in accordance with the change order procedure set
     out in this Agreement.

4.3  Following approval of the alpha phase mockup, SUMmedia shall undertake the
     Services and provide the Deliverables relating to the Beta Site (functional
     proof of concept). The Customer shall promptly review the Beta Site upon
     its completion, end the parties shall discuss and agree upon any changes
     that may be necessary or appropriate. At such time as the parties shall
     have reached agreement upon any and all such changes (if required),
     SUMmedia shall make the agreed-upon

                                       3
<PAGE>   4

     changes to the Beta Site and implement them, at which time the Customer
     shall promptly sign the Acceptance Form for the Beta Site. Thereafter, the
     Deliverables and Services relating to the Beta Site shall be deemed to be
     fully satisfied and accepted for all purposes, and any changes thereto must
     be in accordance with the change order procedure set out in this Agreement.

4.4  Following approval of the Beta Site, SUMmedia shall undertake the Services
     and provide the Deliverables relating to Phase One (enhanced proof of
     concept: Vancouver). The Customer shall promptly review Phase One upon its
     completion, and the parties shall discuss and agree upon any changes that
     may be necessary or appropriate. At such time as the parties shall have
     reached agreement upon any and all such changes (if required), SUMmedia
     shall make the agreed-upon changes to Phase One and implement them, at
     which time the Customer shall promptly sign the Acceptance Form for Phase
     One. Thereafter, the Deliverables and Services relating to Phase One shall
     be deemed to be fully satisfied and accepted for all purposes, and any
     changes thereto must be in accordance with the change order procedure set
     out in this Agreement.

4.5  Following approval of Phase One, SUMmedia shall prepare and deliver to the
     Customer the Final Specifications, which shall be initialed by authorized
     representatives of both parties to evidence their agreement thereto,
     together with the Customer signing the Acceptance Form for the Final
     Specifications. Thereafter, the Deliverables and Services relating to the
     Final Specifications shall be deemed to be fully satisfied and accepted for
     all purposes, and any changes thereto must be in accordance with the change
     order procedure set out In this Agreement.

4.6  Under no circumstances shall SUMmedia be held liable if the Customer
     unreasonably withholds or delays its consent to sign the respective
     Acceptance Form.

5    CHANGE ORDERS AND ADDITIONAL WORK

5.1  After an Acceptance Form has been signed by the Customer for a particular
     Deliverable and Services, the Customer may request changes to such
     Deliverable and Services only as a change order procedure. SUMmedia shall
     provide an impact statement of such changes, setting out the additional
     charges, impact on Project Timetable; technical issues, and other relevant
     matters. Upon the Customer's agreement to the terms of the impact
     statement, the parties shall amend this Agreement in accordance with the
     impact statement by signing a change order.

5.2  If the Customer requests that SUMmedia provide any work falling within the
     Out of Scope Work, or any future work that is not expressly defined to be
     part of the Services even though it relates to the Project, then SUMmedia
     shall provide a quotation for such work, setting out the charges,
     timetable, technical issues, and

                                       4
<PAGE>   5

     other relevant matters. Upon the Customer's agreement to the terms of the
     quotation, as may be modified by agreement, the parties shall enter into a
     separate agreement in regard to such quoted work.

6    PROPRIETARY RIGHTS AND OWNERSHIP

6.1  Any and all Standard Deliverables provided by SUMmedia pursuant to this
     Agreement, and all proprietary rights, title and interest in and to the
     Standard Deliverables, remain owned by SUMmedia, or its suppliers or
     licensors. In the event either party modifies or adapts the Standard
     Deliverables in any way, SUMmedia, or its suppliers or licensors, shall
     own all proprietary rights, title and interest in the modified or adapted
     Standard Deliverables.

6.2  Any and all Unique Deliverables provided by SUMmedia pursuant to this
     Agreement, and all proprietary rights, title and interest in and to the
     Unique Deliverables, shall be owned by the Customer.

6.3  The Customer shall have a perpetual, irrevocable non-exclusive, world-wide,
     royalty free, right and license to freely use the Standard Deliverables and
     the modifications and adaptations to the Standard Deliverables, in
     connection with the FSS Web Site.

6.4  Except as provided in this Agreement, SUMmedia shall not, either for itself
     or on behalf of any third party, make use of, sell, lease, license, dispose
     of or otherwise assign the Unique Deliverables or the Web Site's unique
     trademark and data, for any purpose, without the express, prior written
     consent of the Customer. SUMmedia may request and receive, without charge,
     a non-exclusive license from the Customer to use the Unique Deliverables
     for uses not competitive with and not to the prejudice of the Customer,
     such license not to be unreasonably withheld.

6.5  SUMmedia reserves the right to reference the FSS Web Site for promotional
     purposes, including through authorship legend on the FSS Web Site and
     linking to the FSS Web Site.

7    CHARGES AND PAYMENT

7.1  The charges applicable to the Services are indicated in the Payment
     Schedule attached as Attachment B. The Customer shall pay all applicable
     sales, use and any other assessments in the nature of taxes however
     designated on or resulting from this Agreement, exclusive of taxes based on
     the net income of SUMmedia.

7.2  The parties acknowledge that the Customer has made all payments set out in
     the Payment Schedule, totaling US$400,000, to SUMmedia.

                                       5
<PAGE>   6

8    WARRANTY

8.1  SUMmedia represents and warrants that all Services shall be performed with
     the skill and care which would be exercised by those who perform similar
     services, and in accordance with accepted industry practice. In the event
     of a breach of this warranty, SUMmedia shall re-perform the Services so
     that the Services conform to this warranty.

8.2  SUMmedia represents and warrants that it owns or shall acquire the
     necessary rights to use and incorporate any required Third Party Materials
     for which it is responsible into the FSS Web Site, and that it has or shall
     have the right to grant the license for the Standard Deliverables to the
     Customer.

8.3  Due to the nature of the web site development process, SUMmedia does not
     represent or warrant to the Customer that the FSS Web Site shall be free
     from defects, or that the FSS Web Site operation or functionality will be
     error free or uninterrupted. If any defects and errors are detected during
     the Development Program described in Section 4, SUMmedia's total obligation
     and the Customer's sole remedy, will be for SUMmedia to take reasonable
     steps to correct all material defects and errors that are the result of
     SUMmedia Services, and ensure that the FSS Web Site meets the material
     requirements of the applicable Specifications, provided that Customer has
     advised SUMmedia of such defects and errors and deficiencies prior to
     final acceptance of the FSS Web Site.

8.4  SUMmedia shall not be liable for any modifications, enhancements, or other
     changes made to the FSS Web Site either by the Customer or any other third
     party, unless done so with the prior approval of SUMmedia. The Customer
     shall be responsible for the quality and availability of products and
     services offered at the FSS Web Site, and all materials used or displayed
     at the FSS Web Site that were not provided by SUMmedia.

8.5  Any defects or errors detected after an Acceptance Form has been signed by
     the Customer for Phase One and the Final Specifications, are not covered by
     warranty, and must be resolved during the term of, and in accordance with,
     a hosting and/or support agreement between SUMmedia and the Customer.

8.6  SUMMEDIA DISCLAIMS ALL OTHER WARRANTIES AND CONDITIONS OF ANY KIND, EITHER
     EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES AND CONDITIONS
     OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. THIS AGREEMENT DOES
     NOT WARRANT OR REPRESENT THAT THE BUSINESS VIABILITY OF THE FSS WEB SITE OR
     THE NUMBER OF VISITORS TO THE FSS WEB SITE.

8.7  SUMMEDIA SHALL NOT BE LIABLE, UNDER ANY CIRCUMSTANCES OR LEGAL THEORIES
     WHATSOEVER, FOR ANY LOSS OF BUSINESS, PROFITS OR GOODWILL, LOSS OF USE OR
     DATA, INTERRUPTION OF

                                        6
<PAGE>   7
     BUSINESS, OR FOR ANY INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES
     OF ANY NATURE, EVEN IF SUMMEDIA IS AWARE OF THE RISK OF SUCH DAMAGES,
     RESULTING IN ANY WAY FROM THE SERVICES OR THE FSS WEB SITE. SUMMEDIA'S
     LIABILITY TO THE CUSTOMER IN CONNECTION WITH THIS AGREEMENT SHALL NOT, FOR
     ANY REASON, EXCEED THE AGGREGATE PAYMENTS ACTUALLY MADE BY THE CUSTOMER TO
     SUMMEDIA UNDER THIS AGREEMENT. SOME JURISDICTIONS DO NOT ALLOW THE
     EXCLUSION OF CERTAIN WARRANTIES OR LIABILITIES, SO SOME OF THE ABOVE
     EXCLUSIONS MAY NOT APPLY TO THE CUSTOMER.

8.8  The Customer represents and warrants that it has the capacity and authority
     under all relevant laws where it supplies or intends to supply products or
     services ordered through or as a result of the FSS Web Site (a) to
     advertise, offer and sell the products and services offered at the FSS Web
     Site, including but not limited to holding all necessary government
     licenses and (b) to copy and display the Customer Materials and any other
     materials and content that it uses at the FSS Web Site.

9    CONFIDENTIALITY

9.1  Any "Confidential Information" means confidential and proprietary business
     information and technical information disclosed by one party (the
     "Disclosing Party"), whether orally or in writing, to the other party (the
     "Receiving Party"), that has been created, discovered or developed by or
     for the Disclosing Party, is not generally known by anyone other than the
     Disclosing Party's personnel and has commercial value or utility in the
     business in which the Disclosing Party is engaged. The Receiving Party
     shall hold in confidence and trust all Confidential Information, with at
     least as much care as it treats its own trade secrets. Except as required
     or contemplated by this Agreement, the Receiving Party shall not, without
     the prior written consent of the Disclosing Party, disclose to any other
     person, directly or indirectly, any Confidential Information, or use any
     Confidential Information for any purpose. The Receiving Party may disclose
     Confidential Information to its employees, but only to the extent necessary
     to carry out their duties, and after taking reasonable precautions to
     ensure that its employees do not disclose any Confidential Information to
     any person not authorized to receive the Confidential Information. The
     obligations of confidentiality do not apply to any information that (a) is
     already public knowledge or becomes public knowledge through no fault of
     the Receiving Party, (b) was already in the possession of or known to the
     Receiving Party prior to its receipt of Confidential Information under this
     Agreement, (c) was independently developed by the Receiving Party's
     personnel acting without access to the Confidential Information, (d) was
     received by the Receiving Party from any party having no obligation of
     confidentiality to the Disclosing Party; or (e) is required to be disclosed
     pursuant to the order of a court or administrative body of competent
     jurisdiction.

                                       7
<PAGE>   8

10   INFRINGEMENT

10.1 SUMmedia represents and warrants to the Customer that, to the best of
     SUMmedia's knowledge, the Deliverables shall not infringe any patent,
     copyright, trade secret or other proprietary rights of any third party, and
     SUMmedia has not received notice of any claim by any third party with
     respect to any such infringement or any allegation thereof. This warranty
     will not apply to any infringement to the extent the infringement arises
     out of any use or combination of the Deliverables with any other products,
     goods, services, or other items furnished by anyone other than SUMmedia or
     to any modification or change not made by SUMmedia. The Customer will
     promptly notify SUMmedia of any actual or suspected infringement of the
     intellectual property or other proprietary rights in the Deliverables.

10.2 SUMmedia will defend and indemnify the Customer from any and all claims,
     losses, harm, liens, charges, damages, liabilities, costs, and expenses
     incurred or arising out of any claim of infringement of any patent,
     copyright, trade secret, trademark or other intellectual property right by
     the Deliverables, provided that the Customer notifies SUMmedia of such
     proceeding promptly after the Customer receives notice thereof, SUMmedia
     has control over the defence and settlement of the proceeding, the Customer
     provides such assistance in the defence and settlement of the proceeding as
     SUMmedia may reasonably request, and the Customer complies with any court
     order or settlement made by SUMmedia in connection with such proceeding.

10.3 If such infringement in found by a court of competent and final
     jurisdiction, then SUMmedia shall, at its own expense and at its option,
     either supply to the Customer revisions to the infringing Deliverables so
     as to make them non-infringing, procure for the Customer the right to
     continue using, the infringing Deliverables, or provide equivalent
     Deliverables that are non-infringing.

10.4 The Customer represents and warrants to SUMmedia that, to the best of the
     Customer's knowledge, the Customer Materials shall not infringe any
     patent, copyright, trade secret or other proprietary rights of any third
     party, and the Customer has not received notice of any claim by any third
     party with respect to any such infringement or any allegation thereof. The
     Customer will defend and indemnify SUMmedia from any and all claims,
     losses, harm, liens, charges, damages, liabilities, costs, and expenses
     incurred or arising out of any claim of infringement of any patent,
     copyright, trade secret, trademark or other intellectual property right by
     the Customer Materials, provided that SUMmedia notifies the Customer of
     such proceeding promptly after SUMmedia receives notice thereof, the
     Customer has control over the defence and settlement of the proceeding, the
     SUMmedia provides such assistance in the defence and settlement of the
     proceeding as the Customer may reasonably request, and SUMmedia complies

                                       8
<PAGE>   9

     with any court order or settlement made by the Customer in connection with
     such proceeding.

11   TERMINATION

11.1 If either party commits a breach of any material obligation under this
     Agreement, the other party may by written notice require that the party in
     breach take corrective action. Upon receipt of such notice the party that
     has committed the breach shall forthwith, at its sole cost and expense,
     take such corrective action as is necessary to remedy the breach. If the
     party that has committed the breach does not remedy the breach within 30
     days of receipt of a default notice, or if the breach is not capable of
     being remedied within 30 days thereof, use its best efforts within such
     30-day period to remedy such breach and make substantial progress towards
     remedying such breach, then the party not in breach may terminate this
     Agreement forthwith upon written notice.

11.2 A party may immediately terminate this Agreement by written notice to the
     other party in the event that (a) the other party is declared bankrupt or
     becomes an insolvent person, makes an assignment for the benefit of its
     creditors or attempts to avail itself of any applicable statute relating to
     insolvent debtors, (b) the other party takes steps to wind-up, dissolve or
     liquidate, except for internal corporate reorganizations, mergers or
     shareholder reorganizations, or otherwise ceases to function as a going
     concern, or (c) a trustee, receiver, receiver and manager or other
     custodian (interim or permanent) of any of the assets of the other party is
     appointed by private instrument or by court order or if any execution,
     sequestration, or other analogous process of any court becomes enforceable
     against the other party or its assets, or if distress or process is made
     against the assets or any part thereof of the other party, unless within 30
     days of such occurrence such process has been discharged.

12   NON-SOLICITATION

12.1 During the term of this Agreement, and for a period of 1 year thereafter,
     in order to enable SUMmedia to maintain a stable workforce and to operate
     its business, neither the Customer nor any of the Customer's employees will
     solicit or encourage any of SUMmedia's employees to work elsewhere,

13   DISPUTES

13.1 In any claim, dispute, or controversy arising out of or in connection with
     or relating to the validity, interpretation, performance, or termination of
     this Agreement, the parties agree to use the following procedure as the
     sole available remedy. A meeting shall be held between the parties promptly
     after notice of the dispute is given by a party. The meeting will be
     attended by representatives of the parties with decision-making authority
     to settle the dispute, and the parties will attempt in good faith to
     negotiate a resolution of the dispute. If, within a

                                        9
<PAGE>   10

     reasonable period not to exceed 7 days after the notice of dispute, the
     parties have not succeeded in negotiating a resolution of the dispute, the
     dispute shall be submitted to mediation. The parties will bear equally the
     costs of the mediation. The parties will jointly appoint a mutually
     acceptable mediator. If the parties have been unable to agree upon the
     appointment of a mediator within 7 days from the conclusion of the
     negotiation period, then the mediator will be selected with the assistance
     of The British Columbia International Commercial Arbitration Centre,
     Vancouver, British Columbia, Canada. The parties agree to participate in
     good faith in the mediation for a period of 30 days. If the parties are not
     successful in resolving the dispute through the mediation, then the parties
     agree that the dispute shall be settled in Vancouver, B.C. by arbitration,
     by one arbitrator, in accordance with the British Columbia International
     Commercial Arbitration Centre Arbitration Rules then in effect. The
     appointing authority shall be the British Columbia International Commercial
     Arbitration Centre.

14   GENERAL

14.1 The parties will execute such further assurances and other documents and do
     such further and other things as may be necessary to implement and carry
     out the intent of this Agreement.

14.2 Neither party shall be in breach of this Agreement or responsible for
     damages caused by delay or failure to perform in full or in part its
     obligations hereunder, provided that there is due diligence in attempted
     performance under the circumstances, and that such delay or failure is due
     to an event of force majeure, such as but not limited to fire, earthquake,
     severe weather, strikes, flood, act of God, act of any public authority or
     sovereign government, civil disorder, strike or labour unrest, delay or
     destruction caused by public carrier, unavailability of supplies,
     materials, labour, power, transportation or any other circumstance
     reasonably beyond the control of the party.

14.3 If any provision of this Agreement is determined to be void, invalid,
     illegal or unenforceable in whole or in part, such provision shall be
     deemed to be severable and stricken, and the remaining provisions shall
     continue in full force and effect.

14.4 No waiver of any breach of any provision of this Agreement will be
     effective or binding unless made in writing and signed by the party
     purporting to give the same and, unless otherwise provided in writing in
     the written waiver, will be limited to the specific breach waived. Failure
     of either party to enforce at any time, or from time to time, any provision
     of this Agreement shall not be construed as a waiver thereof.

14.5 No amendments to this Agreement will be valid or binding unless set forth
     in writing and duly executed by the parties.

                                       10
<PAGE>   11
14.6   Sections 6, 8, 9, 12, 13 and 14 shall survive termination or expiration
       of this Agreement.

14.7   Unless otherwise expressly provided in this Agreement, any notice, or
       other communication that is or may be given hereunder shall be in writing
       and either personally delivered to the addressee by courier or facsimile
       or e-mail transmission. The parties may change their respective address
       for notice given in the manner provided. Any notice given by facsimile
       transmission or e-mail shall be deemed to have been received on the next
       business day after transmission. Any notice given by personal delivery
       shall be deemed to have been received on the business day on which it is
       delivered and left with the recipient at the recipient's address for
       notice.

14.8   Except as provided herein, neither party shall assign, transfer,
       delegate, sublicense or subcontract, in whole or in part, directly or
       indirectly, or by operation of law, any of its rights or obligations
       under this Agreement without the prior written consent of the other
       party, and any such assignment or transfer without consent shall be null
       and void. SUMmedia shall have the right to use consultants and
       independent contractors under services agreements and consulting
       contracts to assist it in performing the Services, provided that SUMmedia
       shall remain wholly responsible for the Services and Deliverables.

14.9   This Agreement will inure to the benefit of and be binding upon the
       parties and their respective legal representatives, successors and
       assigns.

14.10  This Agreement is governed by and shall be construed in accordance with
       the laws of the Province of British Columbia, Canada, without regard to
       its conflict of laws provisions.

14.11  This Agreement may be executed in counterparts and delivered by facsimile
       copy by either of the parties. Each executed counterpart shall be deemed
       to be an original and such counterparts shall together constitute one and
       the same agreement.

14.12  This Agreement constitutes the entire agreement between the parties
       pertaining to the subject matter hereof and supersedes all prior
       agreements, understandings, negotiations and discussions, whether oral or
       written.

IN WITNESS WHEREOF the parties have signed the Agreement through their
respective duly authorized representatives:

SUMMEDIA.COM INC.

By: /s/ ANDRE DRAGON
    -----------------------------------
Name:   Andre Dragon
    -----------------------------------

                                       11
<PAGE>   12
Title: C.O.O.
      ---------------------------------
Date:  1 June 2000
      ---------------------------------

THE CUSTOMER: for someone special sales Inc.
              -----------------------------------

By: /s/ KELLEE WALLACE
    -----------------------------------
Name:   KELLEE WALLACE
     ----------------------------------
Title:  President
      ---------------------------------
Date:   1 June 2000
      ---------------------------------

<PAGE>   13

                                 ATTACHMENT A
                             FSS EXECUTIVE SUMMARY

                                   [OMITTED]

<PAGE>   14
                                  ATTACHMENT B
                                PAYMENT SCHEDULE
                               PROJECT TIMETABLE

                                   [OMITTED]

<PAGE>   15
                                  ATTACHMENT C
                                    SERVICES

                                   [OMITTED]

<PAGE>   16
                                  ATTACHMENT D
                               OUT OF SCOPE WORK

                                   [OMITTED]

<PAGE>   17
                                  ATTACHMENT E
                               CUSTOMER MATERIALS

                                   [OMITTED]

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