Document:

EXHIBIT 10.2

                         QLINKS SHARE PURCHASE AGREEMENT

         This  Share  Purchase  Agreement  ("Agreement"),  dated as of August 8,
2008, by and among Qlinks America,  Inc.,  Inc., a Colorado  corporation  ("QA")
James  Mulford  ("Individual"),  CS  Acquisition  IV,  LLC, a  Colorado  limited
liability company, or its assigns ("Buyer"),  and for certain purposes set forth
herein, Michael A. Littman, Esq. ("Escrow Agent").

                              W I T N E S S E T H:

         A. WHEREAS,  QA is a corporation  duly  organized and validly  existing
under the laws of the State of Colorado.

         B. WHEREAS, Buyer desires to purchase an aggregate of 46,000,000 shares
(the "Purchase Shares") of QA common stock, (the "Common Stock"), and QA desires
to issue and sell the Purchase  Shares to Buyer for $94,000 plus  assumption  of
debt.

         C.  WHEREAS,   Individual  wishes  to  ensure  the  obligations  of  QA
hereunder,  and such  assurance is a material  inducement to Buyer entering into
this Agreement.

         NOW, THEREFORE, it is agreed among the parties as follows:

                                   ARTICLE I

                            THE PURCHASE AND THE LOAN

         Subject to the terms and conditions set forth herein,  QA shall sell to
Buyer and Buyer shall purchase an aggregate of 46,000,000 newly issued shares of
Common Stock from QA. The purchase price for such Purchase  Shares to be paid by
Buyer  to QA is  $94,000  (the  "Consideration")  and  assumption  of  debt  (as
specified in Exhibit C),. The Consideration  shall be paid by an initial payment
of $25,000 by a wire transfer or  transmittal of a payment to the escrow account
for QA maintained by the Escrow Agent (the "Escrow  Account") on August 8, 2008.
In  addition,  a Note for  $69,000  shall be  issued  to QA to cover  additional
obligations  as specified in Schedule A, and shall be paid off in  increments of
$24,000 on September  15,  2008.and  $45,000 (the balance) no later than October
01, 2008.

                                   ARTICLE II

                         CLOSING AND ISSUANCE OF SHARES

         2.1 The Purchase  Shares  shall be issued by QA and  delivered to Buyer
duly issued fully paid and  non-assessable  by depositing same with Escrow Agent
for delivery to Buyer, upon receipt of the Consideration by QA, and satisfaction
of a) the procedures in Article IV, and b) the  conditions  precedent in Article
V.

         2.2 CSA shall grant to QA a  promissory  note to  evidence  the $69,000
loan by Buyer.

         2.3 The closing of the  transactions  contemplated  hereunder  shall be
completed by delivery to Escrow Account of the requisite  closing  documents and
the  Consideration  as set forth in Article 1 hereof,  and delivery of the share
certificate(s)  for the Purchase Shares on or before August 8, 2008 at 5:00 p.m.
CST ("Closing  Date"),  subject to  satisfaction of the terms and conditions set
forth  herein.  The  Consideration  may be delivered by Federal  Express or wire
transfers,  and any closing  documents  may be delivered by  facsimile,  Federal
Express or other appropriate means.

                                      -1-
<PAGE>

                                  ARTICLE III

                    REPRESENTATIONS, WARRANTIES AND COVENANTS

         Each of QA and  Individual  hereby  jointly and  severally  represents,
warrants and  covenants to Buyer and agrees that the items  specified  below are
now or will be effective  at Closing,  and Escrow  Agent  jointly and  severally
represents and warrants to Buyer (to the extent specifically  referencing Escrow
Agent), each as follows:

         3.1 QA is a corporation  duly organized,  validly  existing and in good
standing  under the laws of the State of Colorado,  and has the corporate  power
and authority to own or lease its  properties and to carry on its business as it
is now being conducted.  QA has no active business operations or employees.  The
Articles of Incorporation of QA, as amended (the "Articles"),  and the Bylaws of
QA, as amended (the "Bylaws"),  are complete and accurate,  and the minute books
of QA, copies of which have also been made available to Buyer, contain a record,
which is complete and accurate in all material respects, of all meetings and all
corporate actions of the shareholders and Board of Directors of QA. Schedule 3.1
hereto  contains true,  complete and accurate copies of the Articles and Bylaws,
as certified by an officer of QA.

         3.2 The authorized  capital stock of QA consists of 100,000,000  shares
of no par value Common Stock,  and QA has 10,000,000  shares of preferred  stock
authorized,  with none issued or  outstanding.  There are  18,781,680  shares of
Common  Stock of QA issued and  outstanding.  All such  shares of QA are validly
issued,  fully paid,  non-assessable  and free of preemptive  rights.  QA has no
outstanding options,  warrants, or other rights to purchase, or subscribe to, or
other  securities  convertible  into or  exchangeable  for any shares of capital
stock of QA, or contracts or  arrangements of any kind relating to the issuance,
sale or transfer of any capital  stock or other equity  securities of QA. All of
the outstanding  shares of capital stock of QA have been offered,  issued,  sold
and delivered in compliance  with applicable  federal and state  securities laws
and none of such securities were, at the time of issuance, subject to preemptive
rights.  None of such issued and outstanding shares is the subject of any voting
trust  agreement  relating to the voting  thereof or  restricting in any way the
sale or transfer thereof.

         3.3 When  issued,  the  Purchase  Shares  shall be issued,  fully paid,
non-assessable  and free of  preemptive  rights and, the Buyer will acquire good
and valid  title to the  Purchase  Shares,  free and clear of any lien,  pledge,
security  interest or other  encumbrance.  None of the  Purchase  Shares are the
subject of any voting trust agreement or other agreement  relating to the voting
thereof or restricting in any way the sale or transfer thereof.

                                      -2-
<PAGE>

         3.4 Except for shares owned in Global  Envirotech,  Inc., with which QA
merged and became the  survivor,  QA does not own nor has it owned,  in the last
three years,  any outstanding  shares of capital stock or other equity interests
of any partnership, joint venture, trust, corporation, limited liability company
or other  entity and there are no  obligations  of QA to  repurchase,  redeem or
otherwise acquire any capital stock or equity interest of another entity.

         3.5 This  Agreement  has been duly  authorized,  validly  executed  and
delivered  on  behalf  of QA,  Individual  and  Escrow  Agent and is a valid and
binding agreement and obligation of QA, Individual and Escrow Agent, enforceable
against the parties in  accordance  with its terms,  subject to  limitations  on
enforcement  by general  principles  of equity and by  bankruptcy  or other laws
affecting  the  enforcement  of  creditors'  rights  generally,  and each of QA,
Individual  and Escrow Agent has complete and  unrestricted  power to enter into
and,  upon the  appropriate  approvals  as required by law,  to  consummate  the
transactions contemplated by this Agreement.

         3.6  Neither  the  making of, nor the  compliance  with,  the terms and
provisions of this Agreement and consummation of the  transactions  contemplated
herein  by QA will  conflict  with or result  in a breach  or  violation  of the
Articles, Bylaws, or of any provisions of any indenture, mortgage, deed of trust
or other  agreement or instrument to which QA is a party, or of any provision of
any law, statute, rule, regulation,  or any existing applicable decree, judgment
or order by any court, federal or state regulatory body,  administrative agency,
or other governmental body having jurisdiction over QA, or any of its properties
or assets,  or will result in the creation or imposition of any lien,  charge or
encumbrance  upon any  property  or  assets of QA  pursuant  to the terms of any
agreement or instrument to which QA is a party or by which QA may be bound or to
which any of  property  of QA is subject  and no event has  occurred  with which
lapse of time or action by a third party could  result in a breach or  violation
of or default by QA.

         3.7  There  is  no  claim,  legal  action,  arbitration,   governmental
investigation or other legal or administrative proceeding, nor any order, decree
or judgment in progress,  pending or in effect,  or to the best knowledge of QA,
Individual or Escrow Agent threatened against or relating to QA or affecting any
of its  assets,  properties,  business  or  capital  stock  or with  respect  to
Individual's interests in QA. There is no continuing order, injunction or decree
of any court,  arbitrator or governmental authority to which QA is a party or by
which QA or its assets, properties, business or capital stock are bound.

         3.8 Each of Individual  and Escrow Agent  represent and warrant that QA
has (a) truly,  completely and accurately prepared and filed all federal,  state
and other tax returns required by law, domestic and foreign,  to be filed by it,
except for 2007, for which a filing extension was granted and which is currently
being  prepared  and for 2008 which will be prepared  when the 10-KSB  report is
done,  (b) has paid or made  provisions for the payment of all taxes due and all
additional assessments,  and (c) adequate provisions have been and are reflected
in the  financial  statements  of QA for all current  taxes and other charges to
which QA is subject and which are not  currently  due and  payable.  None of the
Federal  income tax  returns of QA have been  audited  by the  Internal  Revenue
Service or other foreign  governmental  tax agency.  Each of QA and Escrow Agent
has no knowledge of any  additional  assessments,  adjustments or contingent tax
liability  (whether  federal or state) pending or threatened  against QA for any
period, nor of any basis for any such assessment, adjustment or contingency.

                                      -3-
<PAGE>

         3.9 QA has  delivered  to  Buyer  audited  financial  statements  dated
December 31, 2006, and December 31, 2007.  Each of QA and Escrow Agent represent
and  warrant  that  such  statements,  herein  sometimes  called  "QA  Financial
Statements,"  are complete and correct in all material  respects  and,  together
with the notes to these financial statements,  present fairly and completely the
financial  position and results of operations  of QA for the periods  indicated.
All financial  statements of QA have been prepared in accordance  with generally
accepted accounting principles.

         3.10 As of the date hereof, each of QA and Escrow Agent,  represent and
warrant that all  outstanding  indebtedness  of QA is as shown on the  financial
statements  (except  for such  additional  liabilities  payable  as set forth on
Schedule  3.10) and all such scheduled  indebtedness,  if any, which will be the
sole  responsibility  of QA and  shall be paid or  released  in full by QA at or
before the closing,  except for that indebtedness assumed by Buyer. In addition,
at the closing, QA shall provide updated interim financial  statements as of the
Closing  Date  specifying  all  accrued  liabilities  of QA  through  such  date
(including accrued,  unpaid legal fees of Escrow Agent through the Closing Date)
and shall further cause all of such accrued liabilities through the Closing Date
to be paid on or before the closing.

         3.11 Since the respective dates of the QA Financial  Statements,  there
have not been any  material  adverse  changes in the  business or  condition  or
prospects,  financial  or  otherwise,  of QA. QA does not have any  liabilities,
commitments  or  obligations,  secured or  unsecured  except as shown on updated
financials  (whether  accrued,  absolute,  contingent or otherwise),  or accrued
expenses related to the transactions  contemplated by this Agreement,  and which
shall be fully paid at the closing.

         3.12 QA is not a  party  to any  contract  performable  in the  future,
except those contracts  being cancelled at or prior to Closing.  QA is not party
to or liable on any  existing  contract  or  subject to any  existing  contract,
except its Transfer Agent  Agreement  which contains no material  obligations of
the Company.  QA shall not enter into any contract from the date hereof  through
the Closing Date without the prior written consent of Buyer.

         3.13 The  representations  and  warranties  of the QA,  Individual  and
Escrow  Agent set forth  herein  shall be true and correct as of the date hereof
and the Closing Date.

         3.14 QA shall deliver to Buyer all of its  corporate  books and records
at closing.

         3.15 At Closing,  QA will have no employee  benefit plan in effect (nor
any  accrued  liabilities  related  to any prior  plan),  and will not have open
benefits or stock options or warrants  outstanding.  QA is not now, nor ever has
been, part of a controlled group  contributing to any defined  contribution plan
and is not, nor never has been, a party to any collective  bargaining  agreement
or other employment contracts.

         3.16 No representation or warranty by QA, Individual or Escrow Agent in
this Agreement,  or any certificate,  report or certificate  delivered  pursuant
hereto or in connection with the transactions  contemplated  hereby contains any
untrue  statement  of a  material  fact or  omits  to state  any  material  fact
necessary to make such  representation  or warranty not misleading,  or omits or

                                      -4-
<PAGE>

will omit to state a material fact necessary in order to provide Buyer with full
and  proper  information  as  to  the  business,  financial  condition,  assets,
liabilities, results of operation or prospects of QA.

         3.17 Buyer has  received a copy of QA's most recent  audited  financial
statements as filed with the  Securities and Exchange  Commission  ("SEC") which
include  audits for the year ended  December  31, 2006 and December 31, 2007 and
interim unaudited financial statements for March 31, 2008 and July 31, 2008.

         3.18  Buyer  has not  received  any  general  solicitation  or  general
advertising regarding the shares of QA's Common Stock.

         3.19 QA has no Liabilities except as shown on the financial statements,
and the  Schedules  hereto,  and those fees incurred in this  transaction  which
shall be paid at or prior to closing by QA.  "Liabilities" shall mean any direct
or indirect indebtedness, liability, claim, loss, damage, deficiency, obligation
or  responsibility,  known or  unknown,  fixed or unfixed,  choate or  inchoate,
liquidated or un-liquidated, secured or unsecured, accrued, absolute, contingent
or otherwise,  including,  without limitation,  liabilities on account of taxes,
other governmental  charges or litigation,  whether or not of a kind required by
GAAP to be set forth on a financial statement.

         3.20 QA and Escrow Agent  represent and warrant that there have been no
material  change  in  debts,  or  liabilities  incurred  by QA since the date of
December 31, 2007, to date hereof,  except legal,  business and accounting  fees
incurred in this transaction, which will be paid prior to or at closing.

         3.21 Buyer will receive a good standing  certificate  from the State of
Colorado and an updated list of the  Company's  shareholders  (the  "Shareholder
List") at the time of closing.

         3.22  There  are  presently  two (2)  directors  of QA and no  director
nominees.

         3.23 QA does not own any fee simple interest in real property.  QA does
not  lease,  sublease,  or have  any  other  contractual  interest  in any  real
property, except for any office lease being released at or prior to Closing.

         3.24 At closing, QA is not a party to any guaranty,  and no person is a
party to any guaranty for the benefit of QA.

         3.25 None of the property  used by QA presently or in the past has been
used to manufacture,  treat,  store,  or dispose of any hazardous  substance and
such  property is free of all such  substances  such that the  condition  of the
property  is  in  compliance  with  applicable  environmental  laws.  QA  is  in
compliance with all  environmental  law applicable to QA or its business and has
received no notice of any noncompliance with such laws.

                                      -5-
<PAGE>

                                   ARTICLE IV

                              PROCEDURE FOR CLOSING

         4.1 At  the  Closing  Date,  the  purchase,  sale  and  loan  shall  be
consummated after satisfaction of all conditions  precedent set forth in Article
V, by QA's  delivery of common stock  certificates  for the  Purchase  Shares to
Escrow Agent, and Buyer's delivery of the  Consideration for the Purchase Shares
and the closing  proceeds to Escrow  Agent,  together with delivery of all other
items, agreements, warranties, and representations set forth in this Agreement.

         4.2 Escrow Agent for transaction is Michael A. Littman,  Attorney, 7609
Ralston Road, Arvada, CO 80002. The share purchase Consideration and the closing
proceeds shall be disbursed from the Escrow Account in accordance  with SCHEDULE
A to be attached hereto.

                                   ARTICLE V

           CONDITIONS PRECEDENT TO THE CONSUMMATION OF THE TRANSACTION

         The  following  are  conditions  precedent to the  consummation  of the
Agreement on or before the Closing Date:

         5.1 QA and Buyer shall have  performed  and complied  with all of their
respective  obligations  hereunder which are to be complied with or performed on
or before the Closing Date.

         5.2 No action,  suit or proceeding  shall have been instituted or shall
have  been  threatened  before  any court or other  governmental  body or by any
public authority to restrain,  enjoin or prohibit the transactions  contemplated
herein,  or which might subject any of the parties hereto or their  directors or
officers to any material liability,  fine,  forfeiture or penalty on the grounds
that the transactions contemplated hereby, the parties hereto or their directors
or officers,  have violated any  applicable  law or regulation or have otherwise
acted improperly in connection with the transactions  contemplated  hereby,  and
the parties  hereto have been  advised by counsel  that,  in the opinion of such
counsel,  such action, suit or proceeding raises substantial questions of law or
fact which could  reasonably  be decided  adversely  to any party  hereto or its
directors or officers.

         5.3 The  representations  and  warranties  made by QA in this Agreement
shall be true as though such  representations  and  warranties  had been made or
given on and as of the Closing Date.

         5.4 QA and Individual shall provide written proof,  together with names
and  contact  numbers  for  verification  by  Buyer,  that the  accrued,  unpaid
obligations  of QA shown on Schedule B through the Closing Date have either been
satisfied  in full or released by  creditors  in writing or are capable of being
satisfied in full (and will be subject to direction for application per SCHEDULE
A) from the  Consideration  and loan proceeds,  including but not limited to the
following:

                                      -6-
<PAGE>

                  (i) all accounts payable and loans outstanding as evidenced in
         the  financial  statements  for July 31,  2008 and as set  forth on the
         Closing  Date  financial  statements  and  Schedule  of Debts  attached
         hereto; and

         5.5 Those  debts shown on Schedule C shall  remain  outstanding  on the
books of QA, and shall be subject to  settlement  by QA in the future as it sees
fit,  however  prior to closing  each  debtor on  Schedule C shall sign a 90 day
standstill Agreement.

                                   ARTICLE VI

                           TERMINATION AND ABANDONMENT

         6.1   Anything   contained   in   this   Agreement   to  the   contrary
notwithstanding, the Agreement may be terminated and abandoned at any time prior
to or on the Closing Date:

         (a) By mutual consent of parties;

         (b) By QA or Buyer, if any condition set forth in Article V relating to
the other  party  has not been met or has not been  waived by the party to whose
benefit the condition runs;

         (c) By QA or Buyer, if any suit,  action,  or other proceeding shall be
pending or threatened by the federal or a state  government  before any court or
governmental agency, in which it is sought to restrain,  prohibit,  or otherwise
affect the consummation of the transactions contemplated hereby;

         (d)  By QA or  Buyer,  if  there  is  discovered  any  material  error,
misstatement or omission in the representations and warranties of another party;

         (e) By QA, if the closing does not occur,  through no failure to act by
QA, on the Closing Date, or if Buyer fails to deliver the  Consideration or loan
proceeds required herein; or

         (f) By Buyer,  if QA fails to take all actions  necessary to effect the
closing by the Closing Date.

         6.2 Any of the terms or conditions  of this  Agreement may be waived at
any time by the party  which is entitled  to the  benefit  thereof,  by properly
authorized action.

                                  ARTICLE VII

    CONTINUING REPRESENTATIONS AND WARRANTIES AND COVENANTS; INDEMNIFICATION

         7.1 The respective  representations,  warranties,  and covenants of the
parties  hereto and the  covenants and  agreements  of the parties  hereto shall
survive after the closing under this Agreement for a period of one (1) year.

                                      -7-
<PAGE>

         7.2 There are no  representations  whatsoever about any matter relating
to QA or any item  contained  in this  Agreement,  except as is contained in the
express language of this Agreement.

         7.3 QA and Individual agree to jointly and severally indemnify,  defend
and  hold  harmless  Buyer  from  and  against  any  and  all  demands,  claims,
complaints,  actions or causes of action,  suits,  proceedings,  investigations,
arbitrations,  assessments,  losses, damages,  liabilities,  costs and expenses,
including,  but not limited to,  interest,  penalties and reasonable  attorneys'
fees and disbursements ("Losses"), asserted against, imposed upon or incurred by
Buyer or QA  directly  or  indirectly,  by reason of or  resulting  from (a) any
misrepresentation  or breach of the  representations  and  warranties of the QA,
Individual or Escrow Agent contained in or made pursuant to this Agreement;  (b)
any  noncompliance  by QA,  Individual  or  Escrow  Agent  with  any  covenants,
agreements or undertakings  of QA,  Individual or Escrow Agent contained in this
Agreement or made pursuant to any agreement  contemplated  by this Agreement and
to which either QA,  Individual  or Escrow  Agent is a party;  (c) any claims by
third  parties  against the  Purchase  Shares  arising out of or relating to any
transaction on or prior to the Closing Date; or (d) any action or inaction on or
prior to the  Closing  Date or any  state of facts  existing  on or prior to the
Closing Date.

         7.4 Escrow Agent agrees to indemnify,  defend and hold  harmless  Buyer
from and against any and all Losses, asserted against,  imposed upon or incurred
by Buyer or QA  directly  or  indirectly,  by  reason of or  resulting  from any
misrepresentation  or breach of the  representations  and  warranties  of Escrow
Agent contained in or made pursuant to this Agreement.

                                  ARTICLE VIII

                                  MISCELLANEOUS

         8.1 This Agreement  embodies the entire agreement  between the parties,
and there have been and are no agreements,  representations  or warranties among
the parties other than those set forth herein or those provided for herein.

         8.2 To  facilitate  the  execution  of this  Agreement,  any  number of
counterparts  hereof may be executed,  and each such counterpart shall be deemed
to  be  an  original  instrument,  but  all  such  counterparts  together  shall
constitute but one instrument.

         8.3 All parties to this Agreement agree that if it becomes necessary or
desirable to execute further instruments or to make such other assurances as are
deemed  necessary,  the party  requested  to do so will use its best  efforts to
provide such executed  instruments or do all things necessary or proper to carry
out the purpose of this Agreement.

         8.4 This Agreement may not be amended except by written consent of both
parties.

         8.5  Any  notices,   requests,  or  other  communications  required  or
permitted  hereunder shall be delivered  personally or sent by overnight courier
service, prepaid, addressed as follows:

                                      -8-
<PAGE>

                  IF TO QA OR INDIVIDUAL:       c/o James Mulford
                                                9938 Longview Drive
                                                Lone Tree, CO  80124
                                                Facsimile: (303) 649-2190

                  IF TO BUYER:                  c/o CS Acquisition IV, LLC
                                                Attention:
                                                Facsimile:

                  WITH A COPY TO:               Michael A. Littman
                                                7609 Ralston Road
                                                Arvada, CO 80002
                                                Facsimile: (303) 422-8127

or such other  addresses as shall be furnished in writing by any party,  and any
such notice or  communication  shall be deemed to have been given as of the date
received.

         8.6 No press release or public statement will be issued relating to the
transactions  contemplated by this Agreement without prior approval of the Buyer
and QA.  However,  QA may issue at any time any press  release  or other  public
statement  it believes on the advice of its counsel it is  obligated to issue to
avoid  liability  under the law relating to  disclosures,  but the party issuing
such press release or public  statement  shall make a reasonable  effort to give
the other party prior notice of and  opportunity  to participate in such release
or statement.

         8.7 This  Agreement  shall be governed by and  construed in  accordance
with and  enforced  under the laws of the state of  Illinois  applicable  to all
agreements  made  hereunder.  Venue  and  jurisdiction  for  any  legal  actions
hereunder shall be District Court in and for Denver, Colorado.

         8.8 In connection  with this Agreement the Buyer has appointed  Michael
A.  Littman,  Esq. as their  Escrow  Agent to do the  following  upon receipt by
Escrow Agent of a signed  certificate from Buyer and from QA certifying that all
conditions precedent to closing have been satisfied in full:

         (a) Transmit the  Consideration  of $69,000 for the Note issued for the
purchase of newly issued  shares to QA in increments of $24,000 on September 15,
2008.and  $45,000 (the  balance) no later than  October 01, 2008 (which  amounts
shall be applied to the release and satisfaction of the liabilities set forth on
SCHEDULE A);

         (b)  Accept  the  common  stock  certificate  of QA in a  newly  issued
certificate  for an  aggregate  of  46,000,000  shares  of QA  Common  Stock for
delivery to Buyer and its designees;

         (c) Transmit by Federal  Express the stock  certificates,  the Note and
the Warrant to Buyer  pursuant to their  instruction  at the notice  address set
forth above;

                                      -9-
<PAGE>

         (d) In the event of default in  delivery of cash or  certificates  by a
party under this  agreement,  any cash or  certificates  received from the other
party shall be returned to the  remitting  party three (3)  business  days after
demand by the remitting party; and

         (e) Escrow Agent is  specifically  indemnified and held harmless hereby
for his actions or inactions in following these instructions.  In the event of a
dispute  involving the escrow  instructions or the consideration to be delivered
in escrow, the Escrow Agent is authorized to implead the consideration  received
into the District Court of Jefferson County Colorado upon ten (10) days' written
notice,  and be relieved of any further  escrow  duties  thereupon.  Any and all
costs of  attorneys'  fees and legal  actions  of Escrow  Agent for any  dispute
resolution  or impleader  action shall be paid in equal shares by the parties to
this agreement.

         8.9 Escrow Agent shall be authorized to disburse  funds upon receipt of
the  payment  for  the  purchase   shares  in   accordance   with  QA's  written
instructions, to satisfy debt obligations.

         8.10  Individual  hereby  unconditionally,  absolutely and  irrevocably
assures  the full and  punctual  payment  of  debts  of QA as  required  herein,
assuming Buyer performs  hereunder,  and  performance  when due,  assuming Buyer
performs hereunder, whether by declaration,  acceleration, demand, or otherwise,
of QA or Escrow Agent.  The liability of  Individual is  irrevocable,  absolute,
independent and  unconditional  and is exclusive and independent of any security
for or other, and the liability of Individual hereunder shall not be affected or
impaired by any circumstances or occurrence whatsoever,  except Individual shall
have no  liability  for  performance  hereunder,  if the  Buyer  fails to tender
performance hereunder through no fault of QA.

         8.11  Buyer  reserves  the  right  to  assign  any  of its  rights  and
obligations hereunder to an affiliate.

         8.12 Upon delivery of the consideration,  Denis Iler shall be appointed
President  and  Director,  and Jim  Mulford  shall  resign as CEO and  President
(effective on such date) and Jeff Huitt shall be appointed as CFO.

         8.13 This Agreement is  conditioned  upon execution and delivery of the
Share  Purchase  Agreement by and between James O. Mulford and the William Jones
Estate, and closing thereunder.

         8.14 Upon  delivery  of the  consideration,  Denis  Iler and Jeff Huitt
shall be appointed as  Directors  and Jim Mulford and Scott Jones shall  resign,
effective 10 days after mailing of Notice to Shareholders under Section 14f-1 of
the Exchange Act.

            [THE REMAINDER OF THIS PAGE IS INTENTIONALLY LEFT BLANK]

                                      -10-
<PAGE>

         IN WITNESS  WHEREOF,  the parties have executed this Agreement this 8th
day of August, 2008.

                                 Qlinks America, Inc., a Colorado Corporation

                                 By:/s/
                                       ---------------------------
                                 Its:
                                       ---------------------------

                                 BUYER:

                                 CS Acquisition IV, LLC, an Colorado
                                 Limited liability company
INDIVIDUAL:
                                 By:/s/
                                       ---------------------------
                                 Its:
                                       ---------------------------
/s/
----------------------
James Mulford

                                 ESCROW AGENT:

                                 /s/
                                 ----------------------------------
                                 Michael Littman, Esq.

                                      -11-
<PAGE>

                                     Ex. A
                                   SCHEDULE A
                           Use of $ 94,000 in Proceeds

Payee                       Amount           Date             References

James O. Mulford           $ 25,000         08 Aug 08        Sch B
Lance Sherwood             $ 25,000         01 Oct 08        Sch B and C
Pro-Tech                   $ 20,000         01 Oct 08        Sch B and C
Premier Management         $  5,200         15 Sep 08        Sch B
Time For Me To Fly         $  5,000         15 Sep 08        Sch B + addl wk.
James O. Mulford           $  4,500         15 Sep 08        Sch B + addl exp.
Michael Littman            $  3,000         15 Sep 08        Sch B and C
Pro-Tech                   $  2,100         15 Sep 08        Sch B
Brent Garfield, PLLC       $  2,000         15 Sep 08        Sch B + addl wk.
Anton, Collins, Mitchell   $  2,000         15 Sep 08        Tax Prep (est.)
Michael Flanagan           $    100         15 Sep 08        Sch B + addl exp.
TransShare                 $    100         15 Sep 08        est. addl. invoices

<PAGE>

                                     Ex. B
                                   SCHEDULE B
                    QA Obligations Released, Paid, or Assumed

Obligation            Payee           Amount           Disposition      Ref.

Note Payable      Lance Sherwood     $  250,000      Assumed            Sch C
Note Payable      Lance Sherwood     $   25,000      Paid from Proceeds Sch A
Note Payable      Pro-Tech           $   40,000      Assumed            Sch C
Note Payable      Pro-Tech           $   20,000      Paid from Proceeds Sch A
Accrued Interest  Lance Sherwood     $   12,832      Released           Doc.
Accured Interest  Pro-Tech           $    2,100      Paid from Proceeds Sch A
Line of Credit    Compass Bank       $   35,825      Released           Doc.
Deferred Comp     William R. Jones   $   20,000      Released           Doc.
Deferred Comp     James O. Mulford   $   57,500      Released           Doc.
Deferred Comp     Michael Flanagan   $   79,500      Released           Doc.
Payroll Tx - DC   Comp Not Paid      $   16,172      Released           Doc.
Vacation/PTO      Flanagan/Mulford   $   12,462      Released           Doc.
Note Payable      James O. Mulford   $   25,000      Paid from Proceeds Sch A
Accrued Interest  James O. Mulford   $    2,174      Paid from Proceeds Sch A
Accounts Payable  Premier Mgmt       $    3,500      Released `         Doc.
Accounts Payable  Premier Mgmt.      $    5,200      Paid from Proceeds Sch A
Accounts Payable  Michael Flanagan   $       65      Paid from Proceeds Sch A
Accounts Payable  Brent Garfield     $    1,785      Paid from Proceeds Sch A
Accounts Payable  Jaspers + Hall     $    6,000      Assumed            Sch C
Accounts Payable  Michael Littman    $    6,939      Paid from Proceeds Sch A
Accounts Payable  James O. Mulford   $    1,049      Paid from Proceeds Sch A
Accounts Payable  Peter Volckmann    $    5,000      Released           Doc.
Accounts Payable  SSKA               $      400      Released/no purch. Doc.
Accounts Payable  Time For Me To Fly $    4,605      Paid from Proceeds Doc.

<PAGE>

                                      Ex. C

                                   SCHEDULE C
                         QA Obligations Assumed by Buyer

(1)      Lance Sherwood Debt
         a.   $250,000 (prior QA debt)
         b.   12% interest
         d.   $50,000 principal plus accrued interest payment on Dec 31, 2008
         e.   $50,000 principal plus accrued interest payment on Mar 31, 2009
         f.   $50,000 principal plus accrued interest payment on Jun 30, 2009
         g.   $50,000 principal plus accrued interest payment on Sep 30, 2009
         h.   $50,000 principal plus accrued interest payment on Dec 31, 2009
         i.   No prepayment penalty

(2)      Pro-Tech Debt
         a.   $40,000 (prior QA debt)
         b.   12% interest
         d.   $40,000 principal plus accrued interest payment on Dec 31, 2008

(3)      Michael Littman
         a.   $29,000 (prior QA debt plus closing & escrow agent fees)
         b.   Terms to be negotiated by Buyer

(4)      Jaspers + Hall
         a.   $6,000 (prior QA debt)
         b.   Terms to be negotiated by Buyer___________________________________________________________________________________________________________

                                                BA CREDIT CARD TRUST

                                                     as Issuer

                                           CLASS B(2008-4) TERMS DOCUMENT

                                            dated as of August 15, 2008

                                                         to

                                 AMENDED AND RESTATED BASERIES INDENTURE SUPPLEMENT

                                             dated as of June 10, 2006

                                                         to

                                       SECOND AMENDED AND RESTATED INDENTURE

                                            dated as of October 20, 2006

                                            THE BANK OF NEW YORK MELLON

                                                as Indenture Trustee

___________________________________________________________________________________________________________

                                                     ARTICLE I
                              Definitions and Other Provisions of General Application

Section 1.01.     Definitions....................................................................................1

Section 1.02.     Governing Law; Submission to Jurisdiction; Agent for Service of Process........................5

Section 1.03.     Counterparts...................................................................................6

Section 1.04.     Ratification of Indenture and Indenture Supplement.............................................6

                                                     ARTICLE II
                                             The Class B(2008-4) Notes

Section 2.01.     Creation and Designation.......................................................................7

Section 2.02.     Specification of Required Subordinated Amount and other Terms..................................7

Section 2.03.     Interest Payment...............................................................................8

Section 2.04.     Calculation Agent; Determination of LIBOR......................................................8

Section 2.05.     Payments of Interest and Principal.............................................................9

Section 2.06.     Form of Delivery of Class B(2008-4) Notes; Depository; Denominations..........................10

Section 2.07.     Delivery and Payment for the Class B(2008-4) Notes............................................10

Section 2.08.     Targeted Deposits to the Accumulation Reserve Account.........................................10

Section 2.09.     Modification of Section 3.10(b) of the Indenture Supplement...................................10

                                                    ARTICLE III
                                           Representations and Warranties

Section 3.01.     Issuer's Representations and Warranties.......................................................11

                  THIS CLASS B(2008-4) TERMS DOCUMENT (this "Terms Document"), by and between BA CREDIT CARD TRUST,
a statutory trust created under the laws of the State of Delaware (the "Issuer"), having its principal office at
Rodney Square North, 1100 North Market Street, Wilmington, Delaware 19890, and THE BANK OF NEW YORK MELLON, a New
York banking corporation, as Indenture Trustee (the "Indenture Trustee"), is made and entered into as of August
15, 2008.

                  Pursuant to this Terms Document, the Issuer and the Indenture Trustee shall create a new tranche
of Class B Notes and shall specify the principal terms thereof.

                                                     ARTICLE I

                              Definitions and Other Provisions of General Application

                  Section 1.01.      Definitions. For all purposes of this Terms Document, except as otherwise expressly
provided or unless the context otherwise requires:

                  (a)      the terms defined in this Article have the meanings assigned to them in this Article, and
include the plural as well as the singular;

                  (b)      all other terms used herein which are defined in the Amended and Restated BAseries Indenture
Supplement, dated as of June 10, 2006 (the "Indenture Supplement"), between the Issuer and the Indenture Trustee,
or the Second Amended and Restated Indenture, dated as of October 20, 2006 (the "Indenture"), between the Issuer
and the Indenture Trustee, as acknowledged and accepted by FIA, as Servicer, either directly or by reference
therein, have the meanings assigned to them therein;

                  (c)      all accounting terms not otherwise defined herein have the meanings assigned to them in
accordance with generally accepted accounting principles and, except as otherwise herein expressly provided, the
term "generally accepted accounting principles" with respect to any computation required or permitted hereunder
means such accounting principles as are generally accepted in the United States of America at the date of such
computation;

                  (d)      all references in this Terms Document to designated "Articles," "Sections" and other
subdivisions are to the designated Articles, Sections and other subdivisions of this Terms Document as originally
executed;

                  (e)      the words "herein," "hereof" and "hereunder" and other words of similar import refer to this
Terms Document as a whole and not to any particular Article, Section or other subdivision;

                  (f)      in the event that any term or provision contained herein shall conflict with or be
inconsistent with any term or provision contained in the Indenture Supplement or the Indenture, the terms and
provisions of this Terms Document shall be controlling;

                  (g)      each capitalized term defined herein shall relate only to the Class B(2008-4) Notes and no
other tranche of Notes issued by the Issuer; and

                  (h)      "including" and words of similar import will be deemed to be followed by "without
limitation."

                  "Accumulation Commencement Date" shall have the meaning specified in the Indenture Supplement;
provided, however, that solely with respect to the Class B(2008-4) Notes, wherever the word "twelve (12)" appears
in the definition of "Accumulation Commencement Date" in the Indenture Supplement, it shall be replaced with the
word "eleven (11)".

                  "Accumulation Reserve Funding Period" shall mean, (a) if the Accumulation Period Length is
determined to be one (1) month, there shall be no Accumulation Reserve Funding Period and (b) otherwise, the
period (x) commencing on the earlier to occur of (i) the Monthly Period beginning three (3) calendar months prior
to the first Transfer Date for which a budgeted deposit is targeted to be made into the Principal Funding
sub-Account of the Class B(2008-4) Notes pursuant to Section 3.10(b) of the Indenture Supplement and (ii) the
Monthly Period following the first Transfer Date following and including the August 2008 Transfer Date for which
the Quarterly Excess Available Funds Percentage is less than 4%, but in such event the Accumulation Reserve
Funding Period shall not be required to commence earlier than 11 months prior to the Expected Principal Payment
Date and (y) ending on the close of business on the last day of the Monthly Period preceding the earlier to occur
of (i) the Expected Principal Payment Date for the Class B(2008-4) Notes and (ii) the date on which the Class
B(2008-4) Notes are paid in full.

                  "Base Rate" means, with respect to any Monthly Period, the sum of (i) the Weighted Average
Interest Rates for the Outstanding BAseries Notes, (ii) the Net Servicing Fee Rate (as such term is defined in the
Series 2001-D Supplement) and (iii) so long as FIA or The Bank of New York Mellon is the Servicer, the Servicer
Interchange Rate, in each case, for such Monthly Period.

                  "BAseries Servicer Interchange" means, with respect to any Monthly Period, an amount equal to the
product of (a) the Servicer Interchange (as such term is defined in the Series 2001-D Supplement) with respect to
such Monthly Period and (b) a fraction the numerator of which is the Weighted Average Available Funds Allocation
Amount for the BAseries for such Monthly Period and the denominator of which is the Weighted Average Available
Funds Allocation Amount for all series of Notes for such Monthly Period.

                  "Calculation Agent" is defined in Section 2.04(a).

                  "Class B(2008-4) Note" means any Note, substantially in the form set forth in Exhibit A-2 to the
Indenture Supplement, designated therein as a Class B(2008-4) Note and duly executed and authenticated in
accordance with the Indenture.

                  "Class B(2008-4) Noteholder" means a Person in whose name a Class B(2008-4) Note is registered in
the Note Register.

                  "Class B(2008-4) Termination Date" means the earliest to occur of (a) the Principal Payment Date
on which the Outstanding Dollar Principal Amount of the Class

                                                         2

B(2008-4) Notes is paid in full, (b) the Legal Maturity Date and (c) the date on which the Indenture is discharged
and satisfied pursuant to Article VI thereof.

                  "Class B Required Subordinated Amount of Class C Notes" is defined in Section 2.02(b).

                  "Controlled Accumulation Amount" means $25,000,000.00; provided, however, if the Accumulation
Period Length is determined to be less than eleven (11) months pursuant to Section 3.10(b)(ii) of the Indenture
Supplement, as modified by this Terms Document, the Controlled Accumulation Amount shall be the amount specified
in the definition of "Controlled Accumulation Amount" in the Indenture Supplement; provided further, however, that
solely with respect to the Class B(2008-4) Notes, wherever the word "twelve (12)" appears in the definition of
"Controlled Accumulation Amount" in the Indenture Supplement, it shall be replaced with the word "eleven (11)".

                  "Excess Available Funds Percentage" means, with respect to any Transfer Date, the amount, if any,
by which the Portfolio Yield for the preceding Monthly Period exceeds the Base Rate for such Monthly Period.

                  "Expected Principal Payment Date" means August 17, 2009.

                  "Initial Dollar Principal Amount" means $275,000,000.

                  "Interest Payment Date" means the fifteenth day of each month, or if such fifteenth day is not a
Business Day, the next succeeding Business Day, commencing September 15, 2008.

                  "Interest Period" means, with respect to any Interest Payment Date, the period from and including
the previous Interest Payment Date (or in the case of the initial Interest Payment Date, from and including the
Issuance Date) through the day preceding such Interest Payment Date.

                  "Issuance Date" means August 15, 2008.

                  "Legal Maturity Date" means January 17, 2012.

                  "LIBOR" means, for any Interest Period, the London interbank offered rate for one-month United
States dollar deposits or, for the first Interest Period, the rate that corresponds to the actual number of days
in the first Interest Period determined by the Calculation Agent on the LIBOR Determination Date for that Interest
Period in accordance with the provisions of Section 2.04.

                  "LIBOR Determination Date" means August 13, 2008 for the period from and including the Issuance
Date to but excluding September 15, 2008, and for each Interest Period thereafter, the second London Business Day
prior to the Interest Payment Date on which such Interest Period commences.

                                                         3

                  "London Business Day" means any Business Day on which dealings in deposits in United States
Dollars are transacted in the London interbank market.

                  "Note Interest Rate" means a per annum rate equal to 3.00% in excess of LIBOR as determined by
the Calculation Agent on the related LIBOR Determination Date with respect to each Interest Period.

                  "Paying Agent" means The Bank of New York Mellon.

                  "Portfolio Yield" means, with respect to any Monthly Period, the annualized percentage equivalent
of a fraction, the numerator of which is (a) the amount of Available Funds allocated to the BAseries pursuant to
Section 501 of the Indenture, plus (b) any Interest Funding sub-Account Earnings on the related Transfer Date,
plus (c) any amounts to be treated as BAseries Available Funds pursuant to Sections 3.20(d) and 3.27(a) of the
Indenture Supplement, plus (d) the BAseries Servicer Interchange for such Monthly Period, minus (e) the excess, if
any, of the sum of the PFA Prefunding Earnings Shortfall plus the PFA Accumulation Earnings Shortfall over the sum
of the aggregate amount to be treated as BAseries Available Funds for such Monthly Period pursuant to Sections
3.04(a)(ii) and 3.25(a) of the Indenture Supplement plus any other amounts applied to cover earnings shortfalls on
amounts in the Principal Funding sub-Account for any tranche of BAseries Notes for such Monthly Period, minus
(f) the BAseries Investor Default Amount for such Monthly Period, and the denominator of which is the Weighted
Average Available Funds Allocation Amount for the BAseries for such Monthly Period.

                  "Predecessor Note" means, with respect to any particular Note, every previous Note evidencing all
or a portion of the same debt as that evidenced by such particular Note; and, for the purpose of this definition,
any Note authenticated and delivered under Section 306 of the Indenture in lieu of a mutilated, lost, destroyed or
stolen Note shall be deemed to evidence the same debt as the mutilated, lost, destroyed or stolen Note.

                  "Quarterly Excess Available Funds Percentage" means, with respect to the August 2008 Transfer
Date and each Transfer Date thereafter, the percentage equivalent of a fraction the numerator of which is the sum
of the Excess Available Funds Percentages with respect to the immediately preceding three Monthly Periods and the
denominator of which is three.

                  "Record Date" means, for any Transfer Date, the last Business Day of the preceding Monthly Period.

                  "Reference Banks" means four major banks in the London interbank market selected by the
Beneficiary.

                  "Required Accumulation Reserve sub-Account Amount" means, with respect to any Monthly Period
during the Accumulation Reserve Funding Period, an amount equal to (i) 0.5% of the Outstanding Dollar Principal
Amount of the Class B(2008-4) Notes as of the

                                                         4

close of business on the last day of the preceding Monthly Period or (ii) any other amount designated by the
Issuer; provided, however, that if such designation is of a lesser amount, the Note Rating Agencies shall have
provided prior written confirmation that a Ratings Effect will not occur with respect to such change.

                  "Reuters Screen LIBOR01 Page" means the display page currently so designated on the Reuters
Monitor Money Rates (or such other page as may replace that page on that service, or such other service as may be
nominated as the information vendor, for the purpose of displaying comparable rates or prices).

                  "Servicer Interchange Rate" means, for any Monthly Period, the percentage equivalent of a
fraction, the numerator of which is the BAseries Servicer Interchange for such Monthly Period, and the denominator
of which is the Weighted Average Available Funds Allocation Amount for the BAseries for such Monthly Period.

                  "Stated Principal Amount" means $275,000,000.

                  "Weighted Average Interest Rates" means, with respect to any Outstanding Notes of a class or
tranche of the BAseries, or of all of the Outstanding Notes of the BAseries, on any date, the weighted average
(weighted based on the Outstanding Dollar Principal Amount of the related Notes on such date) of the following
rates of interest:

                  (a)      in the case of a tranche of Dollar Interest-bearing Notes with no Derivative Agreement for
interest, the rate of interest applicable to that tranche on that date;

                  (b)      in the case of a tranche of Discount Notes, the rate of accretion (converted to an accrual
rate) of that tranche on that date;

                  (c)      in the case of a tranche of Notes with a payment due under a Performing Derivative Agreement
for interest, the rate at which payments by the Issuer to the applicable Derivative Counterparty accrue on that
date (prior to the netting of such payments, if applicable); and

                  (d)      in the case of a tranche of Notes with a non-Performing Derivative Agreement for interest,
the rate specified for that date in the related terms document.

                  Section 1.02. Governing Law; Submission to Jurisdiction; Agent for Service of Process. This Terms
Document shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to
principles of conflict of laws. The parties hereto declare that it is their intention that this Terms Document
shall be regarded as made under the laws of the State of Delaware and that the laws of said State shall be applied
in interpreting its provisions in all cases where legal interpretation shall be required. Each of the parties
hereto agrees (a) that this Terms Document involves at least $100,000.00, and (b) that this Terms Document has been
entered into by the parties hereto in express reliance upon 6 DEL. C. § 2708. Each of the parties hereto hereby
irrevocably and unconditionally agrees (a) to be subject to the jurisdiction of the courts of the State of Delaware
and of the federal courts sitting in the State of Delaware, and (b)(1) to the extent such party is not otherwise
subject to service of process in the

                                                         5

State of Delaware, to appoint and maintain an agent in the State of Delaware as such party's agent for acceptance
of legal process, and (2) that, to the fullest extent permitted by applicable law, service of process may also be
made on such party by prepaid certified mail with a proof of mailing receipt validated by the United States Postal
Service constituting evidence of valid service, and that service made pursuant to (b)(1) or (2) above shall, to
the fullest extent permitted by applicable law, have the same legal force and effect as if served upon such party
personally within the State of Delaware.

                  Section 1.03. Counterparts. This Terms Document may be executed in any number of counterparts,
each of which so executed will be deemed to be an original, but all such counterparts will together constitute but
one and the same instrument.

                  Section 1.04. Ratification of Indenture and Indenture Supplement. As supplemented by this Terms
Document, each of the Indenture and the Indenture Supplement is in all respects ratified and confirmed and the
Indenture as so supplemented by the Indenture Supplement as so supplemented and this Terms Document shall be read,
taken and construed as one and the same instrument.

                                                 [END OF ARTICLE I]

                                                         6

                                                    ARTICLE II

                                             The Class B(2008-4) Notes

                  Section 2.01. Creation and Designation. There is hereby created a tranche of BAseries Class B
Notes to be issued pursuant to the Indenture and the Indenture Supplement to be known as the "BAseries Class
B(2008-4) Notes."

                  Section 2.02. Specification of Required Subordinated Amount and other Terms.

                  (a)      Notwithstanding any provision of Section 2.03 of the Indenture Supplement to the
contrary, on any date of determination, the available subordinated amount of Class C Notes for the Class B(2008-4)
Notes shall be at least equal to the Class B Required Subordinated Amount of Class C Notes for the Class B(2008-4)
Notes. For purposes of this clause, the available subordinated amount of Class C Notes for the Class B(2008-4)
Notes as of any date will be an amount equal to, after giving effect to any issuances, deposits, allocations,
reallocations or payments to be made on that date:

                  (i)      the aggregate Nominal Liquidation Amount of all tranches of Class C Notes which are
Outstanding on that date; minus

                  (ii)     the sum of (A) the aggregate Class B Required Subordinated Amount of Class C Notes for all
other tranches of Class B Notes which are Outstanding on that date plus (B) the aggregate Class A Required
Subordinated Amount of Class C Notes for all tranches of Class A Notes for which the Class A Required Subordinated
Amount of Class B Notes is equal to zero which are Outstanding on that date.

                  (b)      (i)     For the Class B(2008-4) Notes for any date of determination, the Class B Required
Subordinated Amount of Class C Notes will be an amount equal to the product of (A) the Adjusted Outstanding Dollar
Principal Amount of the Class B(2008-4) Notes on such date, times (B) the sum of:

                           (A)     a fraction, the numerator of which is the aggregate Class A Required Subordinated
Amount of Class C Notes for all tranches of Class A Notes which are Outstanding on that date, for which the Class A
Required Subordinated Amount of Class B Notes is greater than zero and the denominator of which is the aggregate Adjusted
Outstanding Dollar Principal Amount for all tranches of Class B Notes (including the Class B(2008-4) Notes) which
are Outstanding on that date; plus

                           (B)     the product of:

                           (1)     6.95187%; times

                           (2)     a fraction, the numerator of which is the aggregate Adjusted Outstanding Dollar Principal
Amount for all tranches of Class B Notes (including the Class B(2008-4) Notes) which are Outstanding on that date minus the
aggregate Class A Required Subordinated Amount of Class B Notes for all tranches of Class A

                                                         7

Notes which are Outstanding on that date, and the denominator of which is the aggregate Adjusted Outstanding Dollar
Principal Amount for all tranches of Class B Notes (including the Class B(2008-4) Notes) which are Outstanding on that
date.

                  (ii)      If an Early Redemption Event with respect to the Class B(2008-4) Notes shall have occurred,
if an Event of Default and acceleration of the Class B(2008-4) Notes shall have occurred or if the Class B Usage of
the Class C Required Subordinated Amount for the Class B(2008-4) Notes is greater than zero, on any date of
determination following any such event, the Class B Required Subordinated Amount of Class C Notes for the Class
B(2008-4) Notes shall be the greater of (i) the amount determined pursuant to subsection 2.02(b)(i) on such date of
determination and (ii) the amount determined pursuant to subsection 2.02(b)(i) as of close of business on the day
immediately preceding the occurrence of such Early Redemption Event, such Event of Default and acceleration or the
date on which the Class B Usage of Class C Required Subordinated Amount exceeded zero.

                  (c)      The Issuer may change the definition of the Class B Required Subordinated Amount of Class C
Notes with respect to the Class B(2008-4) Notes without the consent of any Noteholder so long as the Issuer has (i)
received written confirmation from each Note Rating Agency that has rated any Outstanding Notes of the BAseries
that the change in such definition will not result in a Ratings Effect with respect to any Outstanding Notes of the
BAseries and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an
Issuer Tax Opinion with respect to such change.

                  Section 2.03.     Interest Payment.

                  (a)      For each Interest Payment Date, the amount of interest due with respect to the Class
B(2008-4) Notes shall be an amount equal to the product of (i)(A) a fraction, the numerator of which is the actual
number of days in the related Interest Period and the denominator of which is 360, times (B) the Note Interest Rate
in effect with respect to the related Interest Period, times (ii) the Outstanding Dollar Principal Amount of the
Class B(2008-4) Notes determined as of the Record Date preceding the related Transfer Date. Interest on the Class
B(2008-4) Notes will be calculated on the basis of the actual number of days in the related Interest Period and a
360-day year.

                  (b)      Pursuant to Section 3.03 of the Indenture Supplement, on each Transfer Date, the Indenture
Trustee shall deposit into the Class B(2008-4) Interest Funding sub-Account the portion of BAseries Available Funds
allocable to the Class B(2008-4) Notes.

                  Section 2.04.     Calculation Agent; Determination of LIBOR.

                  (a)      The Issuer hereby agrees that for so long as any Class B(2008-4) Notes are Outstanding,
there shall at all times be an agent appointed to calculate LIBOR for each Interest Period (the "Calculation
Agent").  The Issuer hereby initially appoints the Indenture Trustee as the Calculation Agent for purposes of
determining LIBOR for each Interest Period.  The Calculation Agent may be removed by the Issuer at any time.  If
the Calculation Agent is unable or unwilling to act as such or is removed by the Issuer, or if the Calculation
Agent fails to

                                                         8

determine LIBOR for an Interest Period, the Issuer shall promptly appoint a replacement Calculation Agent that
does not control or is not controlled by or under common control with the Issuer or its Affiliates.  The
Calculation Agent may not resign its duties, and the Issuer may not remove the Calculation Agent, without a
successor having been duly appointed.

                  (b)      On each LIBOR Determination Date, the Calculation Agent shall determine LIBOR on the
basis of the rate for deposits in United States dollars for a one-month period which appears on Reuters Screen
LIBOR01 Page as of 11:00 a.m., London time, on such date (or, for the first Interest Period, the rate that
corresponds to the actual number of days in the first Interest Period).  If such rate does not appear on Reuters
Screen LIBOR01 Page, the rate for that LIBOR Determination Date shall be determined on the basis of the rates at
which deposits in United States dollars are offered by the Reference Banks at approximately 11:00 a.m., London
time, on that day to prime banks in the London interbank market for a one-month period.  The Calculation Agent
shall request the principal London office of each of the Reference Banks to provide a quotation of its rate.  If
at least two such quotations are provided, the rate for that LIBOR Determination Date shall be the arithmetic mean
of the quotations.  If fewer than two quotations are provided as requested, the rate for that LIBOR Determination
Date will be the arithmetic mean of the rates quoted by four major banks in New York City, selected by the
Beneficiary, at approximately 11:00 a.m., New York City time, on that day for loans in United States dollars to
leading European banks for a one-month period.

                  (c)      The Note Interest Rate applicable to the then current and the immediately preceding
Interest Periods may be obtained by telephoning the Indenture Trustee at its corporate trust office at (212)
815-3247 or such other telephone number as shall be designated by the Indenture Trustee for such purpose by prior
written notice by the Indenture Trustee to each Noteholder from time to time.

                  (d)      On each LIBOR Determination Date, the Calculation Agent shall send to the Indenture
Trustee, the Beneficiary and the Servicer, by facsimile transmission, notification of LIBOR for the following
Interest Period.

                  Section 2.05.     Payments of Interest and Principal.

                  (a)      Any installment of interest or principal, if any, payable on any Class B(2008-4) Note
which is punctually paid or duly provided for by the Issuer and the Indenture Trustee on the applicable Interest
Payment Date or Principal Payment Date shall be paid by the Paying Agent to the Person in whose name such Class
B(2008-4) Note (or one or more Predecessor Notes) is registered on the Record Date, by wire transfer of immediately
available funds to such Person's account as has been designated by written instructions received by the Paying Agent
from such Person not later than the close of business on the third Business Day preceding the date of payment or, if
no such account has been so designated, by check mailed first-class, postage prepaid to such Person's address as it
appears on the Note Register on such Record Date, except that with respect to Notes registered on the Record Date
in the name of the nominee of Cede & Co., payment shall be made by wire transfer in immediately available funds to
the account designated by such nominee.

                                                         9

                  (b)      The right of the Class B(2008-4) Noteholders to receive payments from the Issuer will
terminate on the first Business Day following the Class B(2008-4) Termination Date.

                  Section 2.06. Form of Delivery of Class B(2008-4) Notes; Depository; Denominations.

                  (a)      The Class B(2008-4) Notes shall be delivered in the form of a global Registered Note as
provided in Sections 202 and 301(i) of the Indenture, respectively.

                  (b)      The Depository for the Class B(2008-4) Notes shall be The Depository Trust Company, and the
Class B(2008-4) Notes shall initially be registered in the name of Cede & Co., its nominee.

                  (c)      The Class B(2008-4) Notes will be issued in minimum denominations of $5,000 and multiples of
$1,000 in excess of that amount.

                  Section 2.07. Delivery and Payment for the Class B(2008-4) Notes. The Issuer shall execute and
deliver the Class B(2008-4) Notes to the Indenture Trustee for authentication, and the Indenture Trustee shall
deliver the Class B(2008-4) Notes when authenticated, each in accordance with Section 303 of the Indenture.

                  Section 2.08. Targeted Deposits to the Accumulation Reserve Account. The deposit targeted to be
made to the Accumulation Reserve Account for any Monthly Period during the Accumulation Reserve Funding Period will
be an amount equal to the Required Accumulation Reserve sub-Account Amount.

                  Section 2.09. Modification of Section 3.10(b) of the Indenture Supplement. Solely with respect to
the Class B(2008-4) Notes, Section 3.10(b) of the Indenture Supplement is modified to read as follows:

                  (a)      Wherever the word "twelfth" appears in Section 3.10(b)(i) of the Indenture Supplement, it
           shall be replaced with the word "eleventh".

                  (b)      Wherever the word "twelve (12)" appears in Section 3.10(b)(ii) of the Indenture Supplement,
           it shall be replaced with the word "eleven (11)".

                                                [END OF ARTICLE II]

                                                        10

                                                    ARTICLE III

                                           Representations and Warranties

                  Section 3.01. Issuer's Representations and Warranties. The Issuer makes the following
representations and warranties as to the Collateral Certificate on which the Indenture Trustee is deemed to have
relied in acquiring the Collateral Certificate. Such representations and warranties speak as of the execution and
delivery of this Terms Document, but shall survive until the termination of this Terms Document. Such
representations and warranties shall not be waived by any of the parties to this Terms Document unless the Issuer
has obtained written confirmation from each Note Rating Agency that there will be no Ratings Effect with respect to
such waiver.

                  (a)      The Indenture creates a valid and continuing security interest (as defined in the Delaware
UCC) in the Collateral Certificate in favor of the Indenture Trustee, which security interest is prior to all other
liens, and is enforceable as such as against creditors of and purchasers from the Issuer.

                  (b)      The Collateral Certificate constitutes either an "account," a "general intangible," an
"instrument," or a "certificated security," each within the meaning of the Delaware UCC.

                  (c)      At the time of the transfer and assignment of the Collateral Certificate to the Indenture
Trustee pursuant to the Indenture, the Issuer owned and had good and marketable title to the Collateral Certificate
free and clear of any lien, claim or encumbrance of any Person.

                  (d)      The Issuer has caused, within ten days of the execution of the Indenture, the filing of all
appropriate financing statements in the proper filing office in the appropriate jurisdictions under applicable law
in order to perfect the security interest in the Collateral Certificate granted to the Indenture Trustee pursuant
to the Indenture.

                  (e)      Other than the security interest granted to the Indenture Trustee pursuant to the Indenture,
the Issuer has not pledged, assigned, sold, granted a security interest in, or otherwise conveyed the Collateral
Certificate. The Issuer has not authorized the filing of and is not aware of any financing statements against the
Issuer that include a description of collateral covering the Collateral Certificate other than any financing
statement relating to the security interest granted to the Indenture Trustee pursuant to the Indenture or any
financing statement that has been terminated. The Issuer is not aware of any judgment or tax lien filings against
the Issuer.

                  (f)      All original executed copies of the Collateral Certificate have been delivered to the
Indenture Trustee.

                  (g)      At the time of the transfer and assignment of the Collateral Certificate to the Indenture
Trustee pursuant to the Indenture, the Collateral Certificate had no marks or notations indicating that it has been
pledged, assigned or otherwise conveyed to any Person other than the Indenture Trustee.

                                                        11

                                                [END OF ARTICLE III]

                                                        12

                  IN WITNESS WHEREOF, the parties hereto have caused this Terms Document to be duly executed, all
as of the day and year first above written.

                                            BA CREDIT CARD TRUST,
                                            by BA CREDIT CARD FUNDING, LLC,
                                            as Beneficiary and not in its individual capacity

                                            By:     /s/ Keith W. Landis                 
                                                   Name: Keith W. Landis
                                                   Title:Vice President

                                            THE BANK OF NEW YORK MELLON, as Indenture Trustee
                                            and not in its individual capacity

                                            By:     /s/ Catherine Cerilles              
                                                   Name: Catherine Cerilles
                                                   Title:Vice President

                              [Signature Page to the Class B(2008-4) Terms Document]

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