Document:

Exhibit 10.17
                                  AMENDMENT #3

                            YAHOO, INC. - E-LOAN INC.

                                LICENSE AGREEMENT

         This Amendment #3 ("Amendment #3 ") is entered into as of May 24, 2000
(the "Effective Date") between Yahoo! Inc., a Delaware corporation ("Yahoo") and
E-LOAN Inc., a California corporation ("E-Loan") and amends the License
Agreement entered into between Yahoo and E-Loan with a Launch Date of March 1,
1999 as subsequently amended by the parties (the License Agreement and all
amendments are collectively referred to herein as the "Agreement").

         For good and valuable consideration, the receipt of which is hereby
acknowledged, Yahoo and E-Loan hereby agree to amend and make certain other
changes to the Agreement as follows:

1. E-Loan will continue to make the payments specified in Section 4.1 of the
Agreement on the schedule set forth below. The first payment is for the payment
due on May 1, 2000 that is outstanding under the Agreement.

                  DATE                                        PAYMENT
                  ---------------------------------------------------
                  On or before the Effective Date             $[*]
                  June 1, 2000                                $[*]
                  July 1, 2000                                $[*]
2. On or before July 21, 2000 (ten (10) days prior to the expiration of ninety
(90) days from May 1, 2000), Yahoo will either (a) provide E-Loan with written
notice of termination of the Agreement or (b) present to E-Loan new pricing and
other terms for an agreement where E-Loan will be placed in the Yahoo Loan
Center on a non-exclusive basis.

3. In the event that Yahoo elects to provide notice of termination under clause
(a) above, the Agreement will automatically terminate on July 31, 2000 and
E-Loan will pay to Yahoo a termination fee equal to one hundred thousand dollars
($100,000) (the "Termination Fee") on July 31, 2000. 4. In the event that Yahoo
elects to present E-Loan with new terms under clause (b) above, the parties
agree to negotiate in good faith the pricing and other terms at that time but in
no event will the pricing terms exceed a slotting fee equal to [*] dollars
($[*]) plus a mutually agreed upon Click-through Fee for the remainder of the
Subsequent Term. If the parties cannot agree upon new pricing and other terms
for the Subsequent Term within ten (10) days from the date Yahoo presents the
new terms to E-Loan, then the Agreement will automatically terminate on July 31,
2000 and E-Loan will pay the Termination Fee to Yahoo on July 31, 2000.

5. In addition, Yahoo will have the right to terminate this Agreement at any
time after July 31, 2000 with or without cause and without penalty of any kind
to Yahoo even if the

<PAGE>
                                                                   Exhibit 10.17

parties reach an agreement under Section 4 above regarding E-Loan's
non-exclusive placement in the Yahoo Loan Center during the Subsequent Term. The
Agreement will terminate ten (10) days after the date of written notice to
E-Loan. In the event that Yahoo terminates the Agreement after July 31, 2000
under this paragraph 5, then E-Loan will not be obligated to pay Yahoo the
Termination Fee.

6. The parties agree that if Yahoo elects to provide notice of termination as
described in this Amendment #3, then the Agreement will terminate without
liability or penalty to either party (except for the Termination Fee payable by
E-Loan). Upon such termination, each party will be relieved of its obligations
set forth in the Agreement except for those provisions of the Agreement that
expressly survive termination and except that E-Loan will pay Yahoo all amounts
owed by E-Loan prior to the date of termination.

7. Except as expressly amended as set forth herein, the Agreement shall remain
in full force and effect in accordance with its terms. Unless otherwise
specified, all defined terms used in this Amendment # 3 shall have the meanings
ascribed to them in the Agreement.

8. This Amendment #3 has been executed by the duly authorized representatives of
the parties, effective as of the Effective Date.

YAHOO! INC.                      E-LOAN INC.

By: /S/ ILLEGIBLE                By: /S/ DOUG GALEN
   ---------------------------      ---------------------------

Name:                            Name: DOUG GALEN
   ---------------------------      ---------------------------

Title:                           Title: VP BUSINESS DEVELOPMENT
   ---------------------------      ---------------------------
                                      -2-Exhibit 10.18
                                  AMENDMENT #4

                            YAHOO, INC. - E-LOAN INC.

                                LICENSE AGREEMENT

         This Amendment #4 ("Amendment #4") is entered into as of July 31, 2000
(the "Effective Date") between Yahoo! Inc., a Delaware corporation ("Yahoo") and
E-LOAN Inc., a California corporation ("E-Loan") and amends the License
Agreement entered into between Yahoo and E-Loan with a Launch Date of March 1,
1999 as subsequently amended by the parties (the License Agreement and all
amendments are collectively referred to herein as the "Agreement").

         WHEREAS, E-Loan and Yahoo wish to enter into this Amendment #4 to
describe the pricing and other terms and conditions that will apply during the
period commencing on the Effective Date and continuing until April 30, 2001 (the
"Remainder of the Subsequent Term").

         NOW, THEREFORE, for good and valuable consideration, the receipt of
which is hereby acknowledged, Yahoo and E-Loan hereby agree as follows:

1. Section 4.1 of the Agreement relating to Slotting Fees payable during the
Subsequent Term is amended such that for the Remainder of the Subsequent Term,
E-Loan will pay to Yahoo a Slotting Fee of [*] dollars ($[*]) to be paid in nine
equal monthly payments of [*] Dollars ($[*]) per month on the first day of every
month commencing August 1, 2000 and continuing until April 1, 2001.

2. Section 4.2 of the Agreement relating to Click-through Fees is amended such
that for the Remainder of the Subsequent Term, E-Loan will pay to Yahoo a fee
equal to $[*] per Click-through after a total of [*] Click-throughs have
occurred.

3. Section 5 of Amendment #3 to the License Agreement is amended such that Yahoo
will have the right at any time to (a) terminate the Agreement with ten (10)
days written notice to E-Loan or (b) present to E-Loan new pricing and other
terms for an agreement where E-Loan will be placed in the Yahoo Loan Center on a
non-exclusive basis for the Remainder of the Subsequent Term. If the parties
cannot agree upon new pricing and other terms for non-exclusive placement within
ten (10) days from the date Yahoo presents the new terms to E-Loan, then the
Agreement will automatically terminate upon the expiration of the ten (10) day
period unless the parties agree to extend such period in writing.

4. Except as expressly amended as set forth herein, the Agreement shall remain
in full force and effect in accordance with its terms. Unless otherwise
specified, all defined terms used in this Amendment #4 shall have the meanings
ascribed to them in the Agreement.

<PAGE>

                                                                   Exhibit 10.18

5. This Amendment #4 has been executed by the duly authorized
representatives of the parties, effective as of the Effective Date.

YAHOO! INC.                                      E-LOAN INC.

By: /S/ ELLEN F. SIMINOFF                        By: /S/ JOSEPH J. KENNEDY
   ---------------------------------------------    ----------------------

Name: ELLEN F. SIMINOFF                          Name: JOSEPH KENNEDY
     -------------------------------------------      ---------------

Title: SVP, BUSINESS AND CORPORATE DEVELOPMENT   Title: PRESIDENT & COO
      ----------------------------------------         ----------------

                                      -2-Exhibit 10.19
                                  AMENDMENT TO

                         UNDERWRITING SERVICES AGREEMENT

     This Amendment to Underwriting Services Agreement (the "Amendment") is
entered into between E-LOAN, a California corporation, located at 6200 Village
Parkway, Dublin, CA 94568 ("E-Loan"), and PMI MORTGAGE SERVICES CO., a
California corporation, located at 601 Montgomery Street, San Francisco, CA
94111 ("PMI").

     WHEREAS, PMI and E-Loan entered into an Underwriting Services Agreement
(the "Agreement") on or about June 11, 1998 and

     WHEREAS, PMI and E-Loan wish to amend the Agreement with respect to the
underwriting, guidelines and to the Review Fees payable and under the Agreement;

     NOW, THEREFORE, PMI and E-Loan agree to amend the Agreement on the
following terms and conditions.

1.   Exhibit A is amended to include the following: HOMESIDE LENDING, INC.
     ("HOMESIDE")

2.   Exhibit G of the Agreement is hereby amended to read as follows:

          "REVIEW FEES. The Review Fee for each Mortgage Loan Package submitted
          hereunder shall be as follows:

                  (i)      for those Mortgage Loan Packages underwritten under
                           the Agency Underwriting Guidelines for which Mortgage
                           Insurance is not issued, the Review Fee shall be
                           Sixty Dollars ($60.00), and the Review Fee for those
                           Mortgage Loan Packages underwritten under the Agency
                           Underwriting Guidelines for which Mortgage Insurance
                           is requested shall be Twenty-Five Dollars ($25.00).

                  (ii)     for those Mortgage Loan Packages underwritten under
                           the Platinum Plus Underwriting Guidelines for which
                           Mortgage Insurance is not issued, Review Fee shall be
                           Sixty Dollars ($60.00), and the Review Fee for those
                           Mortgage Loan Packages underwritten under the
                           Platinum Plus Underwriting Guidelines for which
                           Mortgage Insurance is requested shall be Twenty-Five
                           Dollars ($25.00)."

3.   This Amendment shall become effective as of the date of the last party to
     sign.

<PAGE>

                                                                   Exhibit 10.19

4.       Except as amended hereby, the Agreement shall remain in full force and
effect.

         IN WITNESS WHEREOF, the parties have caused their duly authorized
officers to execute this instrument on the date set forth below.

E-LOAN                              PMI MORTGAGE SERVICES CO.

/S/ STEVEN M. MAJERUS               /S/ ILLEGIBLE
----------------------------------  -------------

By: STEVEN M. MAJERUS               By:  Gene Campion
   -------------------------------

Its: DIRECTOR, MORTGAGE BANKING     Its:  National Underwriting Vice President
    ------------------------------

Date: July 30, 1998                 Date: July 31, 1998

                                      -2-

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