Document:

Exhibit No. 10.31

                              CONSULTING AGREEMENT

This Consulting  Agreement  ("Agreement") is made and effective this 25th day of
August,  2000 by and  between  James Dale  Davidson  ("Consultant")  and Natural
Solutions Corporation ("Company").

Now, therefore, Consultant and Company agree as follows:

1.       Engagement

Company hereby engages Consultant,  and Consultant accepts engagement,  to serve
as a consultant to Company.  Consultant shall provide the following  services to
Company.

i.   advise Company in developing its business strategy.

ii.  assist  Company's  management  and legal  counsel  in  preparing  Company's
     business  plan,   private   placement   memorandum   and  other   financing
     documentation; and

iii. advise Company in developing  marketing  strategies and  identifying  joint
     venture  partners for  introducing  and  marketing  its products in various
     jurisdictions.

If  requested  in  writing  by  Company,  Consultant  agrees,  at no  additional
compensation,  to serve as director as a condition to the  continuation  of this
Agreement.

2.       Term

Unless sooner  terminated  pursuant to the terms of this  Agreement,  Consultant
shall  provide  services  to  Company  pursuant  to  this  Agreement  for a term
commencing on the date hereof and ending on the first anniversary  hereof.  This
Agreement shall be automatically renewed on each anniversary unless either party
shall give the other not less than thirty days' written notice of its intent not
to renew.

3.       Place of Work

Consultant shall render services  primarily at Consultant's  offices,  but will,
upon  request,  provide the services at Company  offices or such other places as
reasonably requested by Company as appropriate for the performance of particular
services.

4.       Time

Company  relies  upon  Consultant  to devote  sufficient  time as is  reasonably
necessary to fulfill the spirit and purpose of this Agreement.

5.       Compensation

Company shall pay Consultant $2,500 per month for services performed pursuant to
this Ageement. Payment shall be made monthly in arrears

Company shall bear all of Consultant's  reasonable  expenses approved in writing
by the Company incurred in the performance of this Agreement.

Company  shall pay  Consultant  quarterly  bonuses  equal to one  percent of net
increases  in "market  capitalization"  from the  beginning  date of the quarter
through  the  ending  date of such  quarter.  "Market  capitalization"  shall be
defined as the number of shares of each equity  security  issued and outstanding
multiplied  by the most  recent  share sale price.  If the  security is publicly
traded, the price shall be equal to the average of the daily closing bid and ask
prices for the thirty-day period immediately  preceding the determination  date.
The determination  date shall be the last day of each fiscal quarter.  The bonus
shall be payable within fifteen days thereafter, 10% in cash, and 90% in Company
common stock. The initial "market  capitalization"  is deemed to be $10 million,
and the initial number of shares is deemed to be 20,026,540.

For example,  if Company's "market  capitalization"  is $10,000,000 in Quarter 1
and rises to  $20,000,000  in Quarter 2,  Company  shall pay  Consultant a bonus
equal to one percent of $10,000,000  ($20,000,000 - $10,000,000).  If in Quarter
3, Company's "market capitalization"  remains at $20,000,000,  Company shall not
pay  Consultant  any bonus for  Quarter 3. If in Quarter  4,  Company's  "market
capitalization" rises to $40,000,000. Company shall again pay Consultant a bonus
equal to one percent of $20,000,000 ($40,000,000 - 20,000,000).

Notwithstanding  the  foregoing,  if the  market  capitalization  falls from one
quarter  to the next,  no bonus  shall be  payable  unless  and until the market
capitalization  thereafter  increases  to such a level that it has  exceeded its
previous highest level.

For example: If the Company's market capitalization is $10,000,000 in Quarter 1,
and falls to  $7,000,000 in Quarter 2, no bonus shall be payable in Quarter 2 or
in any  subsequent  quarter unless and until the market  capitalization  in such
subsequent quarter has exceeded $10,000,000.

For purposes of determining the bonus hereunder,  "market  capitalization" shall
not include any subsequent  investments by any current shareholder who owns more
than five  percent  (5%) of the  issued  and  outstanding  capital  stock of the
Company until the quarter after such  investment has occurred,  and then only to
the extent that the per share price of the stock  increases  after such quarter.
By way of example,  if the per share price for  purposes of  determining  market
capitalization  is  calculated  to be $0.50 per  share and there are 20  million
shares  issued and  outstanding,  and a five  percent (5%)  shareholder  invests
$1,000,000 to buy 2 million shares, the bonus at the end of the quarter in which
the shareholder invests shall be calculated based on 20 million shares and a per
share price of $0.50. At the end of the next quarter, if the per share price has
increased above $0.50,  the bonus shall be calculated based on 22 million shares
and the then current share price. If the per share price has not increased above
$0.50,  the bonus shall  continue to be  calculated  based on 20 million  shares
until the per share price has increased above $0.50.

6.       Covenant Not to Compete

During the term of the Agreement and for a period of one year after,  Consultant
shall not,  directly or  indirectly,  either for his own account,  as a partner,
shareholder,  officer,  director,  employee,  consultant,  contractor,  agent or
otherwise;  own,  manage,  operate,  control,  be employed by,  participate  in,
consult with,  perform services for, or otherwise be connected with any business
the same as or similar to the business  conducted  by the Company.  In the event
any of the  provisions of this Section 6 are  determined to be invalid by reason
of this scope or duration, this Section 6 shall be deemed modified to the extent
required  to cure the  invalidity.  In the  event of a breach,  or a  threatened
breach,  of this  Section 6, Company  shall be entitled to obtain an  injunction
restraining the  commitments or continuance of the breach,  as well as any other
legal or equitable  remedies permitted by law.  Notwithstanding  anything to the
contrary  contained in this Section 6, the  Consultant  may  participate  in any
capacity with the entities listed on Exhibit A hereto.

7.       Confidentiality

During  the term of this  Agreement,  and for two years  thereafter,  Consultant
shall not,  with the prior  written  consent of Company,  disclose to anyone any
Confidential  Information.  "Confidential  Information" for the purposes of this
Agreement  shall  mean  Company's   proprietary  and  confidential   information
including,  but not limited,  customer lists,  business plans,  marketing plans,
financial  information,  designs,  drawing,  specifications,  models,  software,
source codes and object codes.  Confidential  Information  shall not include any
information that:

A.       is disclosed by Company without restriction;

B.       becomes publicly available through no act of Consultant;

C.       is rightfully received by Consultant from a third party.

8.       Termination

Company or Consultant  may  terminate  this  Agreement  for any reason,  with or
without  cause,  upon ten (10)  days'  prior  notice  to the other  party.  Upon
termination,  all services and all compensation shall cease,  except that if the
Company  terminates this Agreement other than for cause, the Consultant shall be
eligible for the quarterly  bonus for the quarter of the termination and for one
additional quarter.

9.       Compensation Agreement

Consultant is and throughout this Agreement  shall be an independent  contractor
and not an employee of Company.  Consultant shall not be entitled to nor receive
any benefit  normally  provided to Company's  employees such as, but not limited
to,  vacation  payment,   retirement,   health  career,  workers'  compensation,
unemployment  compensation,  or sick pay.  Company shall not be responsible  for
withholding  income  or  other  taxes  from  the  payments  made to  Consultant.
Consultant  shall be solely  responsible  for filing all  returns and paying any
income,  social  security or other tax levied upon or determined with respect to
the payments made to Consultant  pursuant to this  Agreement,  indemnifying  and
holding Company harmless therefrom.

10.      Tools and Supplies

Unless  otherwise  agreed to by Company in advance,  Consultant  shall be solely
responsible for procuring,  paying for and  maintaining any computer  equipment,
software,  paper, tools or supplies necessary or appropriate for the performance
of Consultant's services hereunder.

11.      Controlling Law

This Agreement shall be governed by and construed in accordance with the laws of
Virginia without regard to the choice-of-law principles thereof and any disputes
shall be solely resolved in its courts.

12.      Headings

The headings in the Agreement are inserted for convenience only and shall not be
used to define,  limit or  describe  the scope of this  Agreement  or any of the
obligations herein.

13.      Final Agreement

This Agreement  constitutes the final  understanding  and agreement  between the
parties  with  respect to the subject  matter  hereof and  supersedes  all prior
negotiations, understandings and agreements between the parties, whether written
or oral.  This  Agreement  may be amended,  supplemented  or changed  only by an
agreement in writing signed by both of the parties.

14.      Notices

Any notice  required to be given or otherwise  given  pursuant to this Agreement
shall be in  writing  and shall be hand  delivered,  mailed by  certified  mail,
return receipt requested or sent by recognized overnight courier as follows:

If to Consultant:
                  James Davidson
                  321 St. Asaph Street
                  Alexandria, Virginia 22314

                  If to Company:
                  Natural Solutions Corporation
                  % M.G. Robertson, Chairman
                  977 Centerville Turnpike, SHB 301
                  Virginia Beach, Virginia 23463

15.      Severability

If any term of this agreement is held by a court of competent jurisdiction to be
invalid or  unenforceable,  then this Agreement,  including all of the remaining
terms,  will remain in full force and effect as if such invalid or unenforceable
term had never been included.

IN WITNESS  WHEREOF,  this  Agreement has been executed by the parties as of the
date first above written.

                                                   NATURAL SOLUTIONS CORPORATION

/s/ James Dale Davidson                                    /s/ M.G. Robertson
James Dale Davidson                                        M.G. "Pat" Robertson
                                                           Chairman of the BoardCONSULTING SERVICES AGREEMENT

This Consulting Services Agreement ("Agreement"), dated November
4, 2000, is made by and between Matthew Owens, an individual
("Consultant"), whose address is 930 Lois Avenue, Camden, New
Jersey 08105, and eConnect, a Nevada corporation ("Client"),
having its principal place of business at 2500 Via Cabrillo
Marina, Suite 112, San Pedro, California 90731.

WHEREAS, Consultant has background and contacts in the area of
broadcast quality video solutions for the broadband internet with
specific eCashPad pay per view focus;

WHEREAS, Consultant desires to be engaged by Client to provide
information, evaluation and consulting services to the Client in
his areas of knowledge and expertise on the terms and subject to
the conditions set forth herein;

WHEREAS, Client is a publicly held corporation with its common
stock shares trading on the Over the Counter Bulletin Board under
the ticker symbol "ECNC," and desires to further develop its
business and increase it's common stock share's value by
enhancing public awareness of the business of the Client and its
image; and

WHEREAS, Client desires to engage Consultant to provide
information, evaluation and consulting services to the Client in
his areas of knowledge and expertise on the terms and subject to
the conditions set forth herein.

NOW, THEREFORE, in consideration for those services Consultant
provides to Client, the parties agree as follows:

1.  Services of Consultant.

Consultant agrees to perform for Client all necessary services
required in the development of eCashPad instant cash pay per view
broadband usage with direct consumer to supplier interfacing and
with specific focus on ATM card with PIN cash payments and the
development of a pre-theatrical viewing window.  As such,
Consultant will be providing bona fide services to Client.  The
services to be provided by Consultant will not be in connection
with the offer or sale  of securities  in a capital-raising
transaction, and will not directly or indirectly promote or
maintain a market for Client's securities.

2.  Consideration.

Client agrees to pay Consultant, as his fee and as consideration
for services provided, Two Hundred Thousand (200,000) shares of
S-8 free trading common stock in Client. Shares are due and
payable immediately upon the effectiveness of the Form S-8
Registration Statement with the U.S. Securities and Exchange
Commission and with any appropriate states securities
administrator.

3.  Confidentiality.

Each party agrees that during the course of this Agreement,
information that is confidential or of a proprietary nature may
be disclosed to the other party, including, but not limited to,
product and business plans, software, technical processes and
formulas, source codes, product designs, sales, costs and other
unpublished financial information, advertising revenues, usage
rates, advertising relationships, projections, and marketing data
("Confidential Information"). Confidential Information shall not
include information that the receiving party can demonstrate (a)
is, as of the time of its disclosure, or thereafter becomes part
of the public domain through a source other than the receiving
party, (b) was known to the receiving party as of the time of its
disclosure, (c) is independently developed by the receiving party,
or (d) is subsequently learned from a third party not under a
confidentiality obligation to the providing party.

4.  Late Payment.

Client shall pay to Consultant all fees within fifteen (15) days
of the due date. Failure of Client to finally pay any fees within
fifteen (15) days after the applicable due date shall be deemed a
material breach of this Agreement, justifying suspension of the
performance of the "Services" provided by Consultant, will be
sufficient cause for immediate termination of this Agreement by
Consultant. Any such suspension will in no way relieve Client
from payment of fees, and, in the event of collection
enforcement, Client shall be liable for any costs associated with
such collection, including, but not limited to, legal costs,
attorneys' fees, courts costs, and collection agency fees.

5.  Indemnification.

(a)  Client.

Client agrees to indemnify, defend, and shall hold harmless
Consultant and /or his agents, and to defend any action brought
against said parties with respect to any claim, demand, cause of
action, debt or liability, including reasonable attorneys' fees
to the extent that such action is based upon a claim that: (i) is
true, (ii) would constitute a breach of any of Client's
representations, warranties, or agreements hereunder, or (iii)
arises out of the negligence or willful misconduct of Client, or
any Client Content to be provided by Client and does not violate
any rights of third parties, including, without limitation,
rights of publicity, privacy, patents, copyrights, trademarks,
trade secrets, and/or licenses.

(b)  Consultant.

Consultant agrees to indemnify, defend, and shall hold harmless
Client, its directors, employees and agents, and defend any
action brought against same with respect to any claim, demand,
cause of action, debt or liability, including reasonable
attorneys' fees, to the extent that such an action arises out of
the gross negligence or willful misconduct of Consultant.

(c)  Notice.

In claiming any indemnification hereunder, the indemnified party
shall promptly provide the indemnifying party with written notice
of any claim, which the indemnified party believes falls within
the scope of the foregoing paragraphs. The indemnified party may,
at its expense, assist in the defense if it so chooses, provided
that the indemnifying party shall control such defense, and all
negotiations relative to the settlement of any such claim. Any
settlement intended to bind the indemnified party shall not be
final without the indemnified party's written consent, which
shall not be unreasonably withheld.

6.  Limitation of Liability.

Consultant shall have no liability with respect to Consultant's
obligations under this Agreement or otherwise for consequential,
exemplary, special, incidental, or punitive damages even if
Consultant has been advised of the possibility of such damages.
In any event, the liability of Consultant to Client for any
reason and upon any cause of action, regardless of the form in
which  the legal or equitable action may be brought, including,
without limitation, any action in tort or contract, shall not
exceed ten percent (10%) of the fee paid by Client to Consultant
for the specific service provided that is in question.

7.  Termination and Renewal.

(a)  Term.

This Agreement shall become effective on the date appearing next
to the signatures below and terminate one (1) year thereafter.
Unless otherwise agreed upon in writing by Consultant and Client,
this Agreement shall not automatically be renewed beyond its
Term.

(b)  Termination.

Either party may terminate this Agreement on thirty (30) calendar
days written notice, or if prior to such action, the other party
materially breaches any of its representations, warranties or
obligations under this Agreement. Except as may be otherwise
provided in this Agreement, such breach by either party will
result in the other party being responsible to reimburse the non-
defaulting party for all costs incurred directly as a result of
the breach of this Agreement, and shall be subject to such
damages as may be allowed by law including all attorneys' fees
and costs of enforcing this Agreement.

(c)  Termination and Payment.

Upon any termination or expiration of this Agreement, Client
shall pay all unpaid and outstanding fees through the effective
date of termination or expiration of this Agreement. And upon
such termination, Consultant shall provide and deliver to Client
any and all outstanding services due through the effective date
of this Agreement.

8.  Miscellaneous.

(a)  Independent Contractor.

This Agreement establishes an "independent contractor"
relationship between Consultant  and Client.

(b)  Rights Cumulative; Waivers.

The rights of each of the parties under this Agreement are
cumulative.  The rights of each of the parties hereunder shall
not be capable of being waived or varied other than by an express
waiver or variation in writing.  Any failure to exercise or any
delay in exercising any of such rights shall not operate as a
waiver or variation of that or any other such right.  Any
defective or partial exercise of any of such rights shall not
preclude any other or further exercise of that or any other such
right.  No act or course of conduct or negotiation on the part of
any party shall in any way preclude such party from exercising
any such right or constitute a suspension or any variation of any
such right.

(c)  Benefit; Successors Bound.

This Agreement and the terms, covenants, conditions, provisions,
obligations, undertakings, rights, and benefits hereof, shall be
binding upon, and shall inure to the benefit of, the undersigned
parties and their heirs, executors, administrators,
representatives, successors, and permitted assigns.

(d)  Entire Agreement.

This Agreement contains the entire agreement between the parties
with respect to the subject matter hereof.  There are no
promises, agreements, conditions, undertakings, understandings,
warranties, covenants or representations, oral or written,
express or implied, between them with respect to this Agreement
or the matters described in this Agreement, except as set forth
in this Agreement.  Any such negotiations, promises, or
understandings shall not be used to interpret or constitute this
Agreement.

(e)  Assignment.

Neither this Agreement nor any other benefit to accrue hereunder
shall be assigned or transferred by either party, either in whole
or in part, without the written consent of the other party, and
any purported assignment in violation hereof shall be void.

(f)  Amendment.

This Agreement may be amended only by an instrument in writing
executed by all the parties hereto.

(g)  Severability.

Each part of this Agreement is intended to be severable.  In the
event that any provision of this Agreement is found by any court
or other authority of competent jurisdiction to be illegal or
unenforceable, such provision shall be severed or modified to the
extent necessary to render it enforceable and as so severed or
modified, this Agreement shall continue in full force and effect.

(h)  Section Headings.

The Section headings in this Agreement are for reference purposes
only and shall not affect in any way the meaning or
interpretation of this Agreement.

(i)  Construction.

Unless the context otherwise requires, when used herein, the
singular shall be deemed to include the plural, the plural shall
be deemed to include each of the singular, and pronouns of one or
no gender shall be deemed to include the equivalent pronoun of
the other or no gender.

(j)  Further Assurances.

In addition to the instruments and documents to be made, executed
and delivered pursuant to this Agreement, the parties hereto
agree to make, execute and deliver or cause to be made, executed
and delivered, to the requesting party such other instruments and
to take such other actions as the requesting party may reasonably
require to carry out the terms of this Agreement and the
transactions contemplated hereby.

(k)  Notices.

Any notice which is required or desired under this Agreement
shall be given in writing and may be sent by personal delivery or
by mail (either a. United States mail, postage prepaid, or b.
Federal Express or similar generally recognized overnight
carrier), addressed as follows (subject to the right to designate
a different address by notice similarly given):

To Client:

Thomas S. Hughes
eConnect
2500 Via Cabrillo Marina, Suite 112
San Pedro, California 90731

To Consultant:

Matthew Owens
930 Lois Avenue
Camden, New Jersey 08105

(l)  Governing Law.

This Agreement shall be governed by the interpreted in accordance
with the laws of the State of California without reference to its
conflicts of laws rules or principles.  Each of the parties
consents to the exclusive jurisdiction of the federal courts of
the State of California in connection with any dispute arising
under this Agreement and hereby waives, to the maximum extent
permitted by law, any objection, including any objection based on
forum non coveniens, to the bringing of any such proceeding in
such jurisdictions.

(m)  Consents.

The person signing this Agreement on behalf of each party hereby
represents and warrants that he has the necessary power, consent
and authority to execute and deliver this Agreement on behalf of
such party.

(n)  Survival of Provisions.

The provisions contained in paragraphs 3, 5, 6, and 8 of this
Agreement shall survive the termination of this Agreement.

(o)  Execution in Counterparts.

This Agreement may be executed in any number of counterparts,
each of which shall be deemed an original and all of which
together shall constitute one and the same agreement.

IN WITNESS WHEREOF, the parties have caused this Agreement to be
executed and have agreed to and accepted the terms herein on the
date written above.

                                  eConnect

                                  By :  /s/  Thomas S. Hughes
                                  Thomas S. Hughes, President

                                  Matthew Owens

                                  /s/  Matthew Owens

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