Document:

EX-4.1

 Exhibit 4.1 
  

					
	            No.            	  	 INCORPORATED UNDER THE LAWS OF THE

COMMONWEALTH OF PENNSYLVANIA
	 	            Shares  
          

 PRINCETON BANCORP, INC. 

COMMON STOCK 

CUSIP             

FULLY PAID AND NON-ASSESSABLE 

NO PAR VALUE PER SHARE 
 THIS CERTIFIES
THAT: 
 IS THE OWNER OF: 
 SHARES OF COMMON
STOCK OF 
 PRINCETON BANCORP, INC. 

The shares of common stock evidenced by this certificate are transferrable only on the books of the Corporation by the holder hereof or by
duly authorized attorney upon surrender of this certificate properly endorsed or assigned. This certificate and the shares represented hereby are issued and shall be held subject to all of the provisions of the Corporation’s Articles of
Incorporation and all amendments thereto, to all of which the holder by acceptance hereof assents. 
 This certificate is not valid until
countersigned by the Transfer Agent and registered by the Registrar. 
 IN WITNESS WHEREOF, Princeton Bancorp, Inc. has caused this
certificate to be executed by its duly authorized officers and has caused its seal to be hereunto affixed this                day
of                 , 2022. 
  

									
	 By:
	 	  
	 		 	 By:
	 	  

		 	ROBERT N. RIDOLFI	 		 		 	EDWARD J. DIETZLER
		 	SECRETARY	 		 		 	PRESIDENT AND CHIEF EXECUTIVE OFFICER

  

							
		  		  		  	 Countersigned:

	 CORPORATE SEAL
	  		  		  	
		  		  		  	 TRANSFER AGENT

 

		  	             
	  	 By:
	  	  

		  		  		  	 AUTHORIZED SIGNATURE

 For value received, hereby sells, assigns and transfers unto 

 
  

PLEASE INSERT SOCIAL SECURITY NUMBER OR OTHER IDENTIFYING NUMBER 

(please print or typewrite name and address including postal zip code of assignee) 

Shares of the common stock represented by the within certificate, and does hereby irrevocably constitute and appoint Attorney to transfer the said shares on
the books of the within-named corporation with full power of substitution in the premises. 
  

			
	 Dated,
	  	
	In the presence of	  	 Signature:

 NOTE: THE SIGNATURE TO THIS ASSIGNMENT MUST CORRESPOND WITH THE NAME OF THE STOCKHOLDER(S) AS WRITTEN UPON THE FACE OF THE
CERTIFICATE, IN EVERY PARTICULAR, WITHOUT ALTERATION OR ENLARGEMENT, OR ANY CHANGE WHATSOEVER.EX-10.1

 Exhibit 10.1 

THE BANK OF PRINCETON 

AMENDED AND RESTATED 

2007 STOCK OPTION PLAN 

I. Purpose; Definitions. The purposes of The Bank of Princeton 2007 Stock Option Plan (the
“Plan”) are to enable The Bank of Princeton (the “Company” or the “Bank”) and its affiliated companies to recruit and retain highly qualified personnel, to provide those personnel with an incentive
for productivity, and to provide those personnel with an opportunity to share in the growth and value of the Company. 
 For purposes of the
Plan, the following terms will have the meanings defined below, unless the context clearly requires a different meaning: 

“Affiliate” means any Person that directly or indirectly controls, or is controlled by, or is under common control with the
Company (or its successors). 
 “Award Agreement” means, with respect to any particular Option, the written document that
sets forth the terms of that particular Option. 
 “Board” means the Board of Directors of the Company, as constituted from
time to time; provided, however, that if the Board appoints a Committee to perform some or all of the Board’s administrative functions hereunder, references in the Plan to the “Board” will be deemed to also refer to that
Committee in connection with matters to be performed by that Committee. 
 “Cause” means (i) conviction of, or the
entry of a plea of guilty or no contest to, a felony or any other crime that causes the Company or its Affiliates public disgrace or disrepute, or adversely affects the Company’s or its Affiliates’ operations or financial performance,
(ii) gross negligence or willful misconduct with respect to the Company or any of its Affiliates, including, without limitation fraud, embezzlement, theft or proven dishonesty in the course of employment; (iii) alcohol abuse or use of
controlled drugs other than in accordance with a physician’s prescription; (iv) a material breach of any agreement with or duty owed to the Company or any of its Affiliates; or (v) any breach of any obligation or duty to the Company
or any of its Affiliates (whether arising by statute, common law, contract or otherwise) relating to confidentiality, noncompetition, nonsolicitation or proprietary rights. Notwithstanding the foregoing, if a Participant and the Company (or any of
its Affiliates) have entered into an employment agreement, consulting agreement or other similar agreement that specifically defines “cause,” then with respect to such Participant, “Cause” shall have the meaning defined in that
employment agreement, consulting agreement or other agreement. 
 “Change in Control” means the occurrence of any of the
following, in one transaction or a series of related transactions: (i) any “person” (as such term is used in Sections 13(d) and 14(d) of the Exchange Act) becoming a “beneficial owner” (as defined in Rule 13d-3 under the Exchange Act), directly or indirectly, of securities of the Company representing more than 50% of the voting power of the Company’s then outstanding securities; (ii) a consolidation, share
exchange, reorganization or merger of the Company resulting in the stockholders of the Company immediately prior to such event not owning at least a majority of the voting power of the resulting entity’s securities outstanding immediately
following such event; (iii) the sale or other disposition of all or substantially all the assets of the Company, (iv) a liquidation or dissolution of the Company, or (v) any similar event deemed by the Board to constitute a Change in
Control for purposes of this Plan. 

  
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 For the avoidance of doubt, a transaction or a series of related transactions will not
constitute a Change in Control if such transaction(s) result(s) in the Company, any successor to the Company, or any successor to the Company’s business, being controlled, directly or indirectly, by the same Person or Persons who controlled the
Company, directly or indirectly, immediately before such transaction(s). 
 “Code” means the Internal Revenue Code of 1986,
as amended from time to time, and any successor thereto. 
 “Committee” means a committee appointed by the Board in
accordance with Section II of the Plan. 
 “Director” means a member of the Board. 

“Disability” means a condition rendering a Participant Disabled. 

“Disabled” means a total and permanent disability, as defined in Section 22(e)(3) of the Code. 

“Exchange Act” means the Securities Exchange Act of 1934, as amended. 

“Fair Market Value” means, as of any date: (i) if the Shares are not then publicly traded, the value of such Shares on
that date, as determined by the Board in its sole and absolute discretion; or (ii) if the Shares are publicly traded, the closing price for a Share on the principal national securities exchange on which the Shares are listed or admitted to
trading or, if the Shares are not listed or admitted to trading on any national securities exchange, but are traded in the over-the-counter market, the closing sale
price of a Share or, if no sale is publicly reported, the average of the closing bid and asked prices, as furnished by two members of the National Association of Securities Dealers, Inc. who make a market in the Shares selected from time to time by
the Company for that purpose. 
 “Incentive Stock Option” means any Option intended to be and designated as an
“Incentive Stock Option” within the meaning of Section 422 of the Code. 

“Non-Employee Director” will have the meaning set forth in Rule 16b-3(b)(3)(i) promulgated by the Securities and Exchange Commission under the Exchange Act, or any successor definition adopted by the Securities and Exchange Commission; provided, however, that the
Board or the Committee may, to the extent that it deems necessary to comply with Section 162(m) of the Code or regulations thereunder, require that each “Non-Employee Director” also be an
“outside director” as that term is defined in regulations under Section 162(m) of the Code. 
 “Non-Qualified Stock Option” means any Option that is not an Incentive Stock Option. 

“Option” means any option to purchase Shares granted pursuant to Section V hereof. 

“Parent” means, in respect of the Company, a “parent corporation” as defined in Section 424(e) of the Code

 “Participant” means an employee, consultant, Director, or other service provider of or to the Company or any of its
respective Affiliates to whom an Option is granted. 
 “Person” means an individual, partnership, corporation, limited
liability company, trust, joint venture, unincorporated association, or other entity or association. 

  
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 “Shares” means shares of the Company’s common stock, par value $5.00,
subject to substitution or adjustment as provided in Section III.C hereof. 
 “Subsidiary” means, in respect of the
Company, a subsidiary company, as defined in Sections 424(f) and (g) of the Code. 
 Administration. The Plan will be administered by the
Board; provided, however, that the Board may at any time appoint a Committee to perform some or all of the Board’s administrative functions hereunder; and provided further,
that the authority of any Committee appointed pursuant to this Section II will be subject to such terms and conditions as the Board may prescribe and will be coextensive with, and not in lieu of, the authority of the Board hereunder.

 Subject to the requirements of the Company’s by-laws and certificate of incorporation any
other agreement that governs the appointment of Board committees, any Committee to which some or all of the Board’s administrative functions are delegated under this Section II will be composed of not fewer than two members, each of whom will
serve for such period of time as the Board determines; provided, however, that if the Company has a class of securities required to be registered under Section 12 of the Exchange Act, all members of any such
Committee will be Non-Employee Directors. From time to time the Board may increase the size of the Committee and appoint additional members thereto, remove members (with or without cause) and appoint new
members in substitution therefor, fill vacancies however caused, or remove all members of the Committee and thereafter directly administer the Plan. 

The Board will have full authority to grant Options under this Plan and determine the terms of such Options. Such authority will include the
right to: 
 select the persons to whom Options may from time to time be granted hereunder (consistent with the eligibility conditions set
forth in Section IV); 
 determine the type of Options to be granted to any person hereunder; 

determine the number of Shares, if any, to be covered by each Option; 

establish the other terms and conditions of each Option issued under the Plan (and any Award Agreement); 

adopt, alter and repeal such administrative rules, guidelines and practices governing the Plan as it, from time to time, deems advisable; 

interpret the terms and provisions of the Plan and any Option issued under the Plan (and any Award Agreement); 

correct any defect, supply any omission or reconcile any inconsistency in the Plan or in any Award Agreement in the manner and to the extent
it deems necessary to carry out the intent of the Plan; and 
 otherwise supervise the administration of the Plan. 

All decisions made by the Board pursuant to the provisions of the Plan will be final and binding on all persons, including the Company and
Participants. No Director will be liable for any good faith determination, act or omission in connection with the Plan or any Award. 

  
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 Shares Subject to the Plan. 

Shares Subject to the Plan. The Shares to be subject to or related to Options under the Plan will be authorized and unissued Shares of
the Company. The maximum number of Shares that may be subject to Options under the Plan is 300,000 all of which may be issued in respect of Incentive Stock Options and not more than 125,000 of which may be issued in respect of Non-Qualified Stock Options. The Company will reserve for the purposes of the Plan, out of its authorized and unissued Shares, such number of Shares. 

Effect of the Expiration or Termination of Options. If and to the extent that an Option expires, terminates or is canceled or forfeited
for any reason without having been exercised in full, the Shares associated with that Option will again become available for grant under the Plan. In addition, if any Share is tendered or the delivery of any Share is withheld in settlement of a tax
withholding obligation associated with an Option or in satisfaction of the exercise price payable upon exercise of an Option, that Share will again become available for grant under the Plan. 

Other Adjustments. In the event of any recapitalization, reorganization, merger, stock split or combination, stock dividend or other
similar event or transaction (including, without limitation, any “corporate transaction,” within the meaning of Treasury Regulation § 1.424-1(a)(3)), substitutions or adjustments will be made by
the Board: (i) to the aggregate number, class and/or issuer of the securities reserved for issuance under the Plan; (ii) to the number, class and/or issuer of securities subject to outstanding Options; and (iii) to the exercise price
of outstanding Options, in each case in a manner that reflects equitably the effects of such event or transaction. For avoidance of doubt, a substitution or adjustment that reflects equitably the effects of a given event or transaction will include
(but will not be limited to) any substitution or adjustment consistent with the requirements of Treasury Regulation § 1.424-1(a) or any successor provision. 

Change in Control. Notwithstanding anything to the contrary set forth in the Plan: (i) contingent upon the occurrence of any
Change in Control, and without the need for the consent of any Participant, immediately prior to that Change in Control, all outstanding Options shall become fully vested and immediately exercisable; and (ii) in addition, upon or in
anticipation of any Change in Control, the Board may, in its sole and absolute discretion and without the need for the consent of any Participant, take one or more of the following actions contingent upon the occurrence of that Change in Control:

 cancel any Option in exchange for a substitute option in a manner consistent with the requirements of Treas. Reg. §1.424-1(a) (notwithstanding the fact that the original Option may never have been intended to satisfy the requirements for treatment as an Incentive Stock Option), such that the excess of the aggregate fair
market value of the shares subject to the substituted option immediately after the exchange over the aggregate exercise price of such shares shall be equal to the aggregate Fair Market Value of the Shares subject to the old Option immediately before
such exchange over the aggregate exercise price for such Shares; 
 cause any outstanding Option to become fully vested and immediately
exercisable for a reasonable period in advance of the Change in Control; or 
 cancel any Option in exchange for cash and/or other
substitute consideration with a value equal to (A) the number of Shares subject to that Option, multiplied by (B) the difference, if any, between the Fair Market Value per Share on the date of the Change in Control and the exercise price
of that Option. 

  
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 In the discretion of the Board, any cash or substitute consideration payable upon
cancellation or redemption of an Option may be subjected to earn-out, escrow, holdback or similar arrangements, to the extent such arrangements are applicable to any consideration paid to shareholders in
connection with the Change in Control. 
 Eligibility. Employees, Directors and other individuals who provide services to the Company
or its Affiliates are eligible to be granted Options under the Plan; provided, however, that only employees of the Company, its Parent or a Subsidiary are eligible to be granted Incentive Stock Options. 

Options. Options granted under the Plan may be Incentive Stock Options or Non-Qualified Stock
Options. Any Option granted under the Plan will be in such form as the Board may at the time of such grant approve. The Award Agreement evidencing any Option will incorporate the following terms and conditions and will contain such additional terms
and conditions as the Board deems appropriate in its sole and absolute discretion: 
 Option Price. The exercise price per Share
purchasable under an Option will be determined by the Board in its sole and absolute discretion and will not be less than 100% of the Fair Market Value of a Share on the date of the grant. However, any Incentive Stock Option granted to any
Participant who, at the time the Option is granted, owns more than 10% of the voting power of all classes of shares of the Company, its Parent or a Subsidiary will have an exercise price per Share of not less than 110% of Fair Market Value of a
Share on the date of the grant. 
 Option Term. The term of each Option will be fixed by the Board; provided
however, that no Option will be exercisable more than 10 years after the date the Option is granted. However, any Incentive Stock Option granted to any Participant who, at the time such Option is granted, owns more than 10% of the
voting power of all classes of shares of the Company, its Parent or of a Subsidiary may not have a term of more than five years. No Option may be exercised by any person after expiration of the term of the Option. 

Exercisability. Options will vest and be exercisable at such time or times and subject to such terms and conditions as determined by
the Board. Generally, options will vest over a vesting period of approximately equal percentages each year over an initial term no shorter than three (3) years. 

Method of Exercise. Subject to the terms of the applicable Award Agreement, the exercisability provisions of Section V.C and the
cessation of employment provisions of Section VI, Options may be exercised in whole or in part from time to time during their term by the delivery of written notice of exercise by the Participant to the Company specifying the number of
Shares to be purchased. Such notice will be accompanied by payment in full of the purchase price, either by certified or bank check or such other means as the Board may accept. As determined by the Board in its sole discretion on or after the date
of grant, payment in full or in part of the exercise price of an Option may be made in the form of previously acquired Shares based on the Fair Market Value of the Shares on the date the Option is exercised; provided,
however, that, in the case of an Incentive Stock Option, the right to make a payment in the form of previously acquired Shares may be authorized only at the time the Option is granted. 

No Shares will be issued upon exercise of an Option until full payment therefor has been made. A Participant will not have the right to
distributions or dividends or any other rights of a stockholder with respect to Shares subject to the Option until the Participant has given written notice of exercise, has paid in full for such Shares, if requested, has given the representation
described in Section VIII.A hereof and fulfills such other conditions as may be set forth in the applicable Award Agreement. 

  
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 Incentive Stock Option Limitations. In the case of an Incentive Stock Option, the
aggregate Fair Market Value (determined as of the time of grant) of the Shares with respect to which Incentive Stock Options are exercisable for the first time by the Participant during any calendar year under the Plan and/or any other plan of the
Company, its Parent or any Subsidiary will not exceed $100,000. For purposes of applying the foregoing limitation, Incentive Stock Options will be taken into account in the order granted. To the extent any Option does not meet such limitation, that
Option will be treated for all purposes as a Non-Qualified Stock Option. 
 Cessation of
Service. Unless otherwise specified in the applicable Award Agreement, Options will be subject to the terms of Section VI with respect to exercise upon or following cessation of employment or other service. 

Transferability of Options. Except as may otherwise be specifically determined by the Board with respect to a particular Option:
(i) no Option will be transferable by the Participant other than by will or by the laws of descent and distribution, and (ii) during the Participant’s lifetime, an Option will be exercisable only by the Participant (or, in the event
of the Participant’s Disability, by his or her personal representative). 
 Forfeiture. If the Bank’s regulatory capital
falls below minimum regulatory requirements or the existence of outstanding stock options granted under this Plan or any other Plan maintained by the Bank impairs the Bank’s ability to raise capital, as determined by the New Jersey Department
of Banking and Insurance or the Federal Deposit Insurance Corporation (a “Forfeiture Event”), then upon notification by the New Jersey Department of Banking and Insurance or the Federal Deposit Insurance Corporation that a
Forfeiture Event has occurred (the “Forfeiture Notice Date”), the Bank may be required, at the direction of the New Jersey Department of Banking and Insurance or the Federal Deposit Insurance Corporation, to take, without the need
for the consent of any Participant, the following actions with respect to any Option that is outstanding as of the Forfeiture Notice Date: 

cause any outstanding Option that is vested and/or exercisable as of the Forfeiture Notice Date, to remain exercisable for a period of time, as
determined by the applicable regulatory agency, following the Forfeiture Notice Date, and, to the extent not exercised within such time period, cancel that Option; 

cancel any outstanding Option that has not yet become vested and/or exercisable as of the Forfeiture Notice Date. 

Cessation of Service. Unless otherwise specified with respect to a particular Option in the applicable Award Agreement, Options granted
hereunder will remain exercisable after cessation of service only to the extent specified in this Section VI. 
 Cessation of by
Reason of Death. If a Participant’s service with the Company or any Affiliate ceases by reason of death, any Option held by such Participant may thereafter be exercised, to the extent then exercisable or on such accelerated basis as the
Board may determine at or after grant, by the legal representative of the estate or by the legatee of the Participant under the will of the Participant, for a period expiring (i) at such time as may be specified by the Board at or after the
time of grant, or (ii) if not specified by the Board, then 12 months from the date of death, or (iii) if sooner than the applicable period specified under (i) or (ii) above, upon the expiration of the stated term of such Option. 

Cessation by Reason of Disability. If a Participant’s service with the Company or any Affiliate terminates by reason of
Disability, any Option held by such Participant may thereafter be exercised by the Participant or his personal representative, to the extent it was exercisable at the time of termination, or on 

  
 9 

 
such accelerated basis as the Board may determine at or after the time of grant, for a period expiring (i) at such time as may be specified by the Board at or after grant, or (ii) if
not specified by the Board, then 12 months from the date of termination of service, or (iii) if sooner than the applicable period specified under (i) or (ii) above, then upon the expiration of the stated term of such Option. 

Termination for Cause. If a Participant’s service with the Company or any Affiliate is terminated for Cause: (i) any Option
not already exercised will be immediately and automatically forfeited as of the date of such termination, and (ii) any Shares for which the Company has not yet delivered share certificates will be immediately and automatically forfeited and the
Company will refund to the Participant the Option exercise price paid for such Shares, if any. 
 Other Cessations. If a
Participant’s service with the Company and its Affiliates ceases for any reason other than death, Disability or Cause, any Option held by such Participant may thereafter be exercised by the Participant, to the extent it was exercisable at the
time of such termination, or on such accelerated basis as the Board may determine at or after grant, for a period expiring (i) at such time as may be specified by the Board at or after the time of grant, or (ii) if not specified by the
Board, then 90 days from the date of cessation of service (irrespective of the manner or timing of the cessation and without regards to whether there has been reasonable notice of cessation), or (iii) if sooner than the applicable period
specified under (i) or (ii) above, upon the expiration of the stated term of such Option. 
 Amendments and Termination. The Board
may amend, alter or discontinue the Plan at any time, provided that no amendment, alteration or discontinuation will be made which, without the approval of such amendment within twelve (12) months of its adoption by the Board, by the
Company’s stockholders in a manner consistent with Treas. Reg. § 1.422-3 (or any successor provision), would: (i) increase the total number of Shares reserved for the purposes of the Plan
(except as otherwise provided in Section III), or (ii) change the persons or class of persons eligible to receive Options. 
 General
Provisions. 
 The Board may require each Participant to represent to and agree with the Company in writing that the Participant is
acquiring securities of the Company for investment purposes and without a view to distribution thereof and as to such other matters as the Board believes are appropriate. The Award Agreement evidencing any Option and securities issued pursuant
thereto may include any legend which the Board deems appropriate to reflect any restrictions on transfer and compliance with applicable securities laws. 

All certificates for Shares or other securities delivered under the Plan will be subject to such share-transfer orders and other restrictions
as the Board may deem advisable under the rules, regulations and other requirements of any stock exchange upon which the Shares are then listed, and any applicable securities laws, and the Board may cause a legend or legends to be put on any such
certificates to make appropriate reference to such restrictions. 
 Neither the adoption of the Plan nor the execution of any document in
connection with the Plan will: (i) confer upon any employee of the Company or an Affiliate any right to continued employment or engagement with the Company or such Affiliate, or (ii) interfere in any way with the right of the Company or
such Affiliate to terminate the employment of any of its employees at any time. 
 No later than the date as of which an amount first
becomes includible in the gross income of the Participant for federal income tax purposes with respect to any Option under the Plan, the Participant will pay to the Company, or make arrangements satisfactory to the Board regarding the payment of
taxes of any kind required by law to be withheld with respect to such amount. The obligations of the Company 

  
 10 

 
under the Plan will be conditioned on such payment or arrangements and the Company will have the right to deduct any such taxes from any payment of any kind otherwise due to the Participant.
Unless otherwise determined by the Board, the minimum required withholding obligation with respect to an Option may be settled in Shares, including the Shares that are subject to that Option. 

Effective Date of Plan. The Plan will become effective on the date that it is approved by the stockholders of the Company. 

Term of Plan. The Plan will continue in effect until terminated in accordance with Section VI.D; provided,
however, that no Incentive Stock Option will be granted hereunder on or after the 10th anniversary of the date the Plan becomes effective (or, if the stockholders approve an amendment that (i) increases the number of shares
subject to the Plan or (ii) extends the period which Incentive Stock Options may be granted hereunder, the 10th anniversary of the effective date of such increase or extension);
but provided further, that Incentive Stock Options granted prior to such 10th anniversary may extend beyond that date. 

Invalid Provisions. In the event that any provision of this Plan is found to be invalid or otherwise unenforceable under any applicable
law, such invalidity or unenforceability will not be construed as rendering any other provisions contained herein as invalid or unenforceable, and all such other provisions will be given full force and effect to the same extent as though the invalid
or unenforceable provision was not contained herein. 
 Governing Law. The Plan and all Options granted hereunder will be governed by
and construed in accordance with the laws of the State of New Jersey, without regard to the application of the principles of conflicts of laws. 

Board Action. Notwithstanding anything to the contrary set forth in the Plan, any and all actions of the Board or Committee, as the case
may be, taken under or in connection with the Plan and any agreements, instruments, documents, certificates or other writings entered into, executed, granted, issued and/or delivered pursuant to the terms hereof, will be subject to and limited by
any and all votes, consents, approvals, waivers or other actions of all or certain stockholders of the Company or other persons required by: 

the Company’s Certificate of Incorporation (as the same may be amended and/or restated from time to time); 

the Company’s Bylaws (as the same may be amended and/or restated from time to time); and 

any other agreement, instrument, document or writing now or hereafter existing, between or among the Company and its stockholders or other
persons (as the same may be amended from time to time). 
 Notices. Any notice to be given to the Company pursuant to the provisions of the
Plan shall be given by registered or certified mail, postage prepaid, and addressed, if to the Company to its principal executive office to the attention of its Chief Financial Officer (or such other person as the Company may designate in writing
from time to time), and, if to a Participant, to the address contained in the Company’s personnel records, or to such other address as that Participant may hereafter designate in writing to the Company. 

Any such notice shall be deemed given or delivered three days after the date of mailing 

  
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