Document:

COMMON STOCK PURCHASE AGREEMENT

      THIS COMMON STOCK PURCHASE AGREEMENT is entered into as of this 19th day
of September, 2005 (this "Agreement"), by and between Anza Capital, Inc., a
Nevada corporation ("Anza" or the "Company"), Vince Rinehart, an individual
("Rinehart") and AMRES Holding, LLC, a Nevada limited liability company ("AMRES"
and together with Rinehart, each a "Seller" and collectively the "Sellers"), on
the one hand, and Viking Investments USA, Inc., a Delaware corporation (the
"Purchaser"), on the other hand. Each of Anza, the Sellers, and the Purchaser
may be referred to as a "Party" and collectively as the "Parties."

      WHEREAS, on the Closing Date (as defined in Section 2.1) the Sellers will
own an aggregate of approximately 10,279,369 shares (the "Shares") of common
stock, par value $0.001 per share of the Company (the "Common Stock") and
warrants to purchase a total of 3,450,000 shares of the Company's common stock
(the "Warrants"); and

      WHEREAS, the Purchaser desires to purchase from the Sellers, and the
Sellers desire to sell to the Purchaser, the Shares and the Warrants (the
"Purchased Securities") upon the terms and conditions set forth in this
Agreement.

      NOW, THEREFORE, in consideration of the premises and the mutual agreements
contained in this Agreement, the Parties hereby agree as follows:

                                    ARTICLE 1
                        SALE OF THE PURCHASED SECURITIES

      Section 1.1 Sale of the Purchased Securities. Subject to the terms and
conditions set forth in this Agreement, Sellers agree to sell, transfer and
assign to the Purchaser and the Purchaser agrees to purchase from the Seller,
the Purchased Securities, for an aggregate purchase price of $375,000 (the
"Purchase Price").

            A. Section 1.2 Allocation of the Purchase Price. The Purchase Price
      will be paid to the Company, and $150,000 will be distributed as a cash
      dividend to the Company shareholders as of the Closing Date (excluding the
      Shares). The dividend will be paid on approximately 3,127,050 shares and
      be equal to approximately $0.0479 per share). The balance of the funds
      will be used to resolve all outstanding obligations of the Company and
      AMRES prior to the Closing.

      Section 1.3 Purchase Price. The Purchase Price shall be payable in two
tranches; (i) an initial payment of FIFTY THOUSAND DOLLARS ($50,000), (the
"Initial Payment") to be paid into escrow (to the Attorney Trust Account of
Stanley Gordon, Esq.), and the remaining portion of the Purchase Price of THREE
HUNDRED TWENTY FIVE THOUSAND DOLLARS ($325,000) shall be paid at closing in good
funds (the "Final Payment") so long as (a) the conditions precedent set forth in
Article 7 hereof have been waived or satisfied in accordance with such article
and (b) this Agreement has not been terminated pursuant to Article 8 hereof.

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                                    ARTICLE 2
                              CLOSING AND DELIVERY

      Section 2.1 Closing Date. Upon the terms and subject to the conditions set
forth herein, the consummation of the purchase and sale of the Purchased
Securities (the "Closing") shall be held on October 28, 2005 or at a time
mutually agreed upon between the constituent parties (the "Closing Date"). The
Closing shall take place at the offices of Viking Investments, 1562 1st Avenue,
Suite 374, NY, NY 10028 or by the exchange of documents and instruments by mail,
courier, telecopy and wire transfer to the extent mutually acceptable to the
parties hereto.

      Section 2.2 Delivery at Closing. At the Closing:

      The Sellers shall deliver to the Purchaser

            A. stock certificates representing the Shares, duly endorsed for
      transfer to the Purchaser, as applicable, and accompanied by, (i) if
      required by the Company's transfer agent, an opinion of counsel reasonably
      acceptable to the Company, the Purchaser and the Company's transfer agent
      and (ii) stock powers or other instruments of transfer duly executed to
      the Purchaser, with signature medallion guaranteed; and

            B. the Warrants, along with validly executed Assignments of Warrants
      duly executed to the Purchaser.

                                    ARTICLE 3
            REPRESENTATIONS AND WARRANTIES OF SELLERS AND THE COMPANY

      Sellers and the Company jointly and severally represent and warrant to the
Purchaser that:

      Section 3.1 Existence and Power. ANZA is a corporation duly incorporated,
validly existing and in good standing under the laws of the State of Nevada and
has all corporate powers and all governmental licenses, authorizations, permits,
consents and approvals required to carry on its business as now conducted. ANZA
has heretofore delivered to the Purchaser true and complete copies of the
Certificate of Incorporation, as amended, and By-laws, each as currently in
effect.

      Section 3.2 Authorization; No Agreements. The execution, delivery and
performance by Sellers of this Agreement, the performance of their obligations
hereunder, and the consummation of the transactions contemplated hereby are
within the Sellers' powers. Sellers have full legal capacity to execute and
deliver this Agreement and perform their obligations hereunder. This Agreement
has been duly and validly executed and delivered by the Sellers and is a legal,
valid and binding obligation of the Sellers, enforceable against Sellers in
accordance with its terms. The execution, delivery and performance by the
Sellers of this Agreement does not violate any contractual restriction contained
in any agreement which binds or affects or purports to bind or affect the
Sellers. Neither the Sellers nor the Company is a party to any agreement,
written or oral, creating rights in respect of any of the Purchased Securities
on the part of any third party or relating to the voting of the Shares. As of
the Closing, Sellers will be the lawful owner of the Purchased Securities, free
and clear of all security interests, liens, encumbrances, equities and other
charges. Sellers further represent that they do not beneficially own any options
or warrants or other rights to purchase shares of the Common Stock. As of the
Closing, there will not be any outstanding or authorized options, warrants,
rights, calls, commitments, conversion rights, rights of exchange or other
agreements of any character, contingent or otherwise, providing for the
purchase, issuance or sale of any of the Shares, or any arrangements that
require or permit any of the Shares to be voted by or at the discretion of
anyone other than the Sellers, and there are no restrictions of any kind on the
transfer of any of the Shares other than (a) restrictions on transfer imposed by
the Securities Act of 1933, as amended (the "Securities Act") and (b)
restrictions on transfer imposed by applicable state securities or "blue sky"
laws.

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      Section 3.3 Capitalization.

            (a) The authorized capital stock of the Company consists of
      100,000,000 shares of the Common Stock, par value $0.001 per share, of
      which approximately 13,406,419 shares will be issued as of the Closing.
      All of the outstanding shares of capital stock of the Company have been
      duly authorized and validly issued and are fully paid and nonassessable
      and were not issued in violation of any preemptive or similar rights. All
      of the issued and outstanding shares of capital stock of the Company have
      been offered, issued and sold by the Company in compliance with all
      applicable federal and state securities laws. No securities of the Company
      are entitled to preemptive or similar rights, and no person, natural or
      otherwise ("Person"), has any right of first refusal, preemptive right,
      right of participation, or any similar right to participate in the
      transactions contemplated hereby. There are no outstanding options,
      warrants, script rights to subscribe to, calls or commitments of any
      character whatsoever relating to, or securities, rights or obligations
      convertible into or exchangeable for, or giving any Person any right to
      subscribe for or acquire, any shares of the Common Stock, or contracts,
      commitments, understandings or arrangements by which the Company is or may
      become bound to issue additional shares of the Common Stock, or securities
      or rights convertible or exchangeable into shares of the Common Stock. The
      issuance and sale of the Shares will not obligate the Company to issue
      shares of the Common Stock or other securities to any Person (other than
      the Purchaser) and shall not result in a right of any holder of Company
      securities to adjust the exercise, conversion, exchange or reset price
      under such securities.

            (b) As of the Closing, there will not be any outstanding
      obligations, contingent or otherwise, of ANZA to redeem, purchase or
      otherwise acquire or issue any capital stock or other securities of ANZA.

            (c) There are no shareholder agreements, voting trusts or other
      agreements or understandings to which ANZA or Sellers is a party or by
      which either of them are bound relating to the voting of any shares of the
      capital stock of ANZA.

            (d) The Shares, when delivered in accordance with the terms of this
      Agreement, shall be validly issued, fully paid and non-assessable and the
      Shares shall not be subject to any lien, charge, security interest or
      other encumbrance or preemptive or other similar right.

      Section 3.4 Subsidiary. As of the Closing, Anza will have no subsidiaries.

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      Section 3.5 Financial Statements.

            (a) SEC Reports; Financial Statements. The Company has filed all
      reports required to be filed by it under the Securities Act and the
      Securities Exchange Act of 1934, as amended (the "Exchange Act"),
      including pursuant to Section 13(a) or 15(d) of the Exchange Act, since
      its inception as a public reporting company (the foregoing materials being
      collectively referred to herein as the "SEC Reports"). The Seller has
      identified and made available to the Purchaser a copy of all SEC Reports
      filed within the 10 days preceding the date of this Agreement. As of their
      respective dates, the SEC Reports complied in all material respects with
      the requirements of the Securities Act and the Exchange Act and the rules
      and regulations of the Commission promulgated thereunder, and none of the
      SEC Reports, when filed, contained any untrue statement of a material fact
      or omitted to state a material fact required to be stated therein or
      necessary in order to make the statements therein, in light of the
      circumstances under which they were made, not misleading. The financial
      statements of the Company included in the SEC Reports comply in all
      material respects with applicable accounting requirements and the rules
      and regulations of the Commission with respect thereto as in effect at the
      time of filing. Such financial statements have been prepared in accordance
      with generally accepted accounting principles applied on a consistent
      basis during the periods involved ("GAAP"), except as may be otherwise
      specified in such financial statements or the notes thereto, and fairly
      present in all material respects the financial position of the Company and
      its consolidated subsidiaries as of and for the dates thereof and the
      results of operations and cash flows for the periods then ended, subject,
      in the case of unaudited statements, to normal, immaterial, fiscal
      year-end audit adjustments.

            (b) Since the date of the filing of its annual report on Form 10-KSB
      for the period ended April 30, 2005, except as specifically disclosed in
      the SEC Reports: (i) there has been no event, occurrence or development
      that has had or that could result in a material adverse effect on (x) the
      condition (financial or otherwise), assets, liabilities or properties of
      the Company or (y) on the timely consummation of the transactions
      contemplated hereby; (ii) the Company has not incurred any liabilities
      (contingent or otherwise) or amended of any material term of any
      outstanding security; (iii) the Company has not altered its method of
      accounting or the identity of its auditors; (iv) the Company has not
      declared or made any dividend or distribution of cash or other property to
      its stockholders or purchased, redeemed or made any agreements to purchase
      or redeem any shares of its capital stock; (v) the Company has not issued
      any equity securities to any officer, director or Affiliate (as defined
      below); (vi) the Company has not made any loan, advance or capital
      contributions to or investment in any Person; (vii) the Company has not
      entered into any transaction or commitment made, or any contract or
      agreement entered into, relating to its business or any of its assets
      (including the acquisition or disposition of, or creation of a lien on,
      any assets) or any relinquishment by ANZA of any contract or other right;
      (viii) the Company has not granted any severance or termination pay to any
      current or former director, officer or employee of ANZA, or increased the
      benefits payable under any existing severance or termination pay policies
      or employment agreements or entered into any employment, deferred
      compensation or other similar agreement (or any amendment to any such
      existing agreement) with any current or former director, officer or
      employee of ANZA; (ix) the Company has not established, adopted or amended
      (except as required by applicable law) any collective bargaining, bonus,
      profit sharing, thrift, pension, retirement, deferred compensation,
      compensation, stock option, restricted stock or other benefit plan or
      arrangement covering any current or former director, officer or employee
      of ANZA; (x) the Company has not increased the compensation, bonus or
      other benefits payable or otherwise made available to any current or
      former director, officer or employee of ANZA; (xi) the Company has not
      made any tax election or any settlement or compromise of any tax
      liability, in either case that is material to ANZA or entered into any
      transaction by the Company not in the ordinary course of business.

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      Section 3.6 Liabilities or Debts. As of the Closing, there will be no
liabilities or debts of ANZA of any kind whatsoever, whether accrued,
contingent, absolute, determined, determinable or otherwise, and there is no
existing condition, situation or set of circumstances which could reasonably be
expected to result in such a liability or debt. The Company has no employees.
The Company is currently leasing an office space with the address 3200 Bristol
Street, Suite 700, Costa Mesa, CA 92626 from the landlord Fifth Street
Properties - DS, LLC, 633 West Fifth Street, 72nd Floor, Los Angeles, CA 90071
for a monthly rent of approximately $30,500, which expires June 2008. The office
space is occupied by AMRES, which has subleased 50% of the office to First Line
Mortgage, Inc. As of the Closing, the lease will be assumed by American
Residential Funding, Inc., a Nevada corporation.

      Section 3.7 Litigation. There is no (a) action, suit, investigation, audit
or proceeding pending against, or, to the best knowledge of the Sellers and
ANZA, threatened or contemplated against or affecting, ANZA or any of its assets
or properties before or by any court or arbitrator or any governmental body,
agency or official or (b) injunction, outstanding judgment, restraining order,
decree or other order of any nature to which the Company is or may be subject or
to which the business, assets or property of the Company is or may be subject.
The Company is not in default with respect to any order, writ, injunction,
decree, ruling or decision of any court, commission, board or any other
government agency. The Securities and Exchange Commission (the "Commission") has
not issued any stop order or other order suspending the effectiveness of any
registration statement filed by the Company under the Exchange Act or the
Securities Act.

      Section 3.8 Taxes. (a) ANZA has (i) duly filed with the appropriate taxing
authorities all tax returns required to be filed by or with respect to its
business, including with respect to the Subsidiary, and all such duly filed tax
returns are true, correct and complete in all material respects in relation to
any and all applicable taxes, fees, levies, duties, tariffs, imposts, and other
charges of any kind (together with any and all interest, penalties, additions to
tax and additional amounts imposed with respect thereto) imposed by any
government or taxing authority, including taxes or other charges on or with
respect to income, franchises, windfall or other profits, gross receipts,
property, sales, use, capital stock, payroll, employment, social security,
workers' compensation, unemployment compensation, or net worth; taxes or other
charges in the nature of excise, withholding, ad valorem, stamp, transfer, value
added, or gains taxes; license, registration and documentation fees; and
customs' duties, tariffs, and similar charges, and (ii) paid in full or made
adequate provisions for on its balance sheet (in accordance with GAAP) all taxes
shown to be due on such tax returns. There are no liens for taxes upon the
assets of ANZA. ANZA has not received any notice of audit, is not undergoing any
audit of its tax returns, and has not received any notice of deficiency or
assessment from any taxing authority with respect to liability for taxes which
has not been fully paid or finally settled. There have been no waivers of
statutes of limitations by ANZA with respect to any tax returns. ANZA has not
filed a request with the Internal Revenue Service for changes in accounting
methods within the last three years which change would affect the accounting for
tax purposes, directly or indirectly, of its business. ANZA has not executed an
extension or waiver of any statute of limitations on the assessment or
collection of any taxes due (excluding such statutes that relate to years
currently under examination by the Internal Revenue Service or other applicable
taxing authorities) that is currently in effect.

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      Section 3.10 Solvency; Indebtedness. Based on the financial condition of
the Company as of the Closing Date: (i) the fair saleable value of the Company's
assets equals or exceeds the amount that will be required to be paid on or in
respect of the Company's existing debts and other liabilities (including known
contingent liabilities) as they mature; (ii) the Company's assets do not
constitute unreasonably small capital to carry on its business for the current
fiscal year as now conducted; and (iii) the current cash flow of the Company,
together with the proceeds the Company would receive, were it to liquidate all
of its assets, after taking into account all anticipated uses of the cash, would
be sufficient to pay all amounts on or in respect of its debt when such amounts
are required to be paid. The Company does not intend to incur debts beyond its
ability to pay such debts as they mature. The Company has no knowledge of any
facts or circumstances which lead it to believe that it will file for
reorganization or liquidation under the bankruptcy or reorganization laws of any
jurisdiction within one (1) year from the Closing Date. The SEC Reports set
forth as of the dates thereof reflect all outstanding secured and unsecured
indebtedness of the Company, or for which the Company has commitments. The
Company is not in default with respect to any Indebtedness. At the Closing,
there will be no outstanding liabilities, obligations or indebtedness of the
Company other than disclosed in this Agreement.

      Section 3.11 No Brokers. No brokerage or finder's fees or commissions are
or will be payable by the Company or Sellers to any broker, financial advisor or
consultant, finder, placement agent, investment banker, bank or other person
with respect to the transactions contemplated by this Agreement, and the Company
has not taken any action that would cause the Purchaser to be liable for any
such fees or commissions. The Company and Sellers agree that the Purchaser shall
have no obligation with respect to any fees or with respect to any claims made
by or on behalf of any Person, for fees of the type contemplated by this Section
3.11 and Sellers shall indemnify and hold the Purchaser and the Company harmless
from any fees, costs or liabilities of any kind incurred by the Purchaser or the
Company in connection therewith.

      Section 3.12 Disclosure. All disclosure provided to the Purchaser
regarding the Company, its business and the transactions contemplated hereby,
furnished by or on behalf of the Company or the Sellers with respect to the
representations and warranties made herein, are true and correct with respect to
such representations and warranties and do not contain any untrue statement of a
material fact or omit to state any material fact necessary in order to make the
statements made therein, in light of the circumstances under which they were
made, not misleading.

      Section 3.13 No Disagreements with Accountants and Lawyers. There are no
disagreements of any kind presently existing, or reasonably anticipated by the
Company to arise, between the accountants and lawyers formerly or presently
employed by the Company and the Company is current with respect to any fees owed
to its accountants and lawyers.

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      Section 3.14 No Conflicts. The execution, delivery and performance of this
Agreement and the transactions contemplated hereby do not and will not: (i)
conflict with or violate any provision of the Company's Certificate or Articles
of Incorporation, By-laws or other organizational or charter documents; (ii)
conflict with, or constitute a default (or an event that with notice or lapse of
time or both would become a default) under, or give to others any rights of
termination, amendment, acceleration or cancellation (with or without notice,
lapse of time or both) of any agreement, credit facility, debt or other
instrument (evidencing a Company debt or otherwise) or other understanding to
which the Company is a party or by which any property or asset of the Company is
bound or affected; and (iii) result in a violation of any law, rule, regulation,
order, judgment, injunction, decree or other restriction of any court or
governmental authority to which the Company is subject (including federal and
state securities laws and regulations), or by which any property or asset of the
Company is bound or affected.

      Section 3.15 Filings, Consents and Approvals. Neither the Sellers nor the
Company is required to obtain any consent, waiver, authorization or order of any
court or other federal, state, local or other governmental authority or other
Person in connection with the execution, delivery and performance of this
Agreement.

      Section 3.16 Compliance. The Company: (i) is not in default under or in
violation of (and no event has occurred that has not been waived that, with
notice or lapse of time or both, would result in a default by the Company
under), nor has the Company received notice of a claim that it is in default
under or that it is in violation of, any indenture, loan or credit agreement or
any other agreement or instrument to which it is a party or by which it or any
of its properties is bound (whether or not such default or violation has been
waived), (ii) is not in violation of any order of any court, arbitrator or
governmental body and (iii) is not and has not been in violation of any statute,
rule or regulation of any governmental authority.

      Section 3.17 Transactions With Affiliates and Employees. Except as
required to be set forth in the SEC Reports, none of the officers or directors
of the Company and, to the knowledge of the Sellers, no (a) Person that directly
or indirectly, through one or more intermediaries, controls, is controlled by,
or is under common control with the Company (an "Affiliate") or (b) director,
officer or employee of the Company is presently a party to any transaction with
the Company (other than for services as employees, officers and directors),
including any contract, agreement or other arrangement providing for the
furnishing of services to or by, providing for rental of real or personal
property to or from, or otherwise requiring payments to or from any officer,
director or such employee or, to the knowledge of the Company, any entity in
which any officer, director, or any such employee has a substantial interest or
is an officer, director, trustee or partner.

      Section 3.18 Assets. Except as set forth in the SEC Reports, the Company
has no assets, including, without limitation, goodwill, assets, real property,
tangible personal property, intangible personal property, rights and benefits
under contracts and cash. All Company leases for real or personal property are
in good standing, valid and effective in accordance with their respective terms,
and there is not under any of such leases, any existing material default or
event of default (or event which with notice or lapse of time, or both, would
constitute a material default).

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      Section 3.19 Investment Company/Investment Advisor. The business of the
Company does not require it to be registered as an investment company or
investment advisor, as such terms are defined under the Investment Company Act
and the Investment Advisors Act of 1940.

      Section 3.20 Environmental Matters. The Company has complied with all
applicable statutes, laws and regulations relating to the environment. There is
no related pending or threatened civil or criminal litigation, written notice of
violation, formal administrative proceeding or investigation, inquiry or
information request by any governmental entity.

      Section 3.21 Informed Decision. Sellers are aware of the Company's
business affairs and financial condition and have reached an informed and
knowledgeable decision to sell the Purchased Securities.

      Section 3.23 Consummation of a Merger Transaction. Sellers acknowledge
that it is the intention of the Purchaser, upon completion of the transactions
contemplated hereby, to cause the Company to consummate a merger with or
acquisition of a yet unidentified private unaffiliated company (the "Merger")
some time in the future. Sellers further acknowledge that, upon consummation of
the Merger, it is likely or possible that each Share will increase in value,
possibly substantially. Sellers have had such opportunity as they desire to ask
the Purchaser any questions and receive information concerning such matters,
including the risks associated therewith, and has received satisfactory answers
to such questions and desires to complete the sale of the Purchased Securities
contemplated under this Agreement.

      Section 3.24 Change of Control. Neither the Company nor the Sellers are a
party to an agreement for, nor involved in any discussions concerning any
transaction that would reasonably be expected to result in any "person" or
"group" (as such terms are used in Sections 13(d) and 14(d) of the Exchange
Act), becoming the "beneficial owner" (as defined in Rule 13d-3 under the
Exchange Act), directly or indirectly, of 5% or more of the total voting power
of the outstanding Common Stock.

      Section 3.25 Blue Sky. The Sellers and the Company have obtained all
necessary permits and qualifications, if any, or secured an exception therefore,
required for the offer and sale of the Purchased Securities.

      Section 3.26 Appointment of Directors. The board of directors of the
Company shall immediately following the Closing, appoint to the board of
directors, two individuals who are nominated by the Purchaser. In addition,
Vince Rinehart shall resign from all positions with the Company, including as
president, secretary, chief financial officer and director, immediately after
such appointments.

      Section 3.27 Notice of Developments. Prior to the Closing, the Sellers and
the Company shall promptly notify the Purchaser in writing of all events,
circumstances facts and occurrences arising subsequent to the date of this
Agreement which would reasonably be expected to result in any breach of a
representation or warranty or covenant of the Sellers or the Company in this
Agreement or which would reasonably be expected to have the effect of making any
representation or warranty of the Sellers or the Company in this Agreement
untrue or incorrect in any respect. Such notification shall not affect or
otherwise limit the Purchaser's right to enforce the terms of this Agreement
hereto as they existed on the date hereof, without taking into account such
notification.

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                                    ARTICLE 4
                        REPRESENTATIONS OF THE PURCHASER

      The Purchaser represents and warrants, solely as to itself, to the Seller,
as follows:

      Section 4.1 Execution and Delivery. The execution, delivery and
performance by the Purchaser's execution and delivery of this Agreement is
within such Purchaser's powers and does not violate any contractual restriction
contained in any agreement which binds or affects or purports to bind or affect
the Purchaser.

      Section 4.2 Binding Effect. This Agreement, when executed and delivered by
the Purchaser shall be irrevocable and will constitute the legal, valid and
binding obligations of the Purchaser enforceable against the Purchaser in
accordance with its terms, except as may be limited by applicable bankruptcy,
insolvency, moratorium and other laws of general application affecting
enforcement of creditors' rights generally or general principles of equity
(regardless of whether such enforceability is considered in a proceeding in
equity or at law).

      Section 4.3 Investment Purpose. The Purchaser represents that it is
purchasing the Purchased Securities for its own account, with the intention of
holding the Purchased Securities, with no present intention of dividing or
allowing others to participate in this investment or of reselling or otherwise
participating, directly or indirectly, in a distribution of the Purchased
Securities, and shall not make any sale, transfer, or pledge thereof without
registration under the Securities Act and any applicable securities laws of any
state unless an exemption from registration is available under those laws.

      Section 4.4 Investment Experience. The Purchaser has such knowledge and
experience in financial and business matters as to be capable of evaluating the
merits and risks of an investment in the Purchased Securities.

      Section 4.5 Opportunity to Ask Questions. The Purchaser has had a full and
fair opportunity to make inquiries about the terms and conditions of this
Agreement, to discuss the same and all related matters with its own independent
counsel and its own accountants and tax advisers. The Purchaser has been given
the opportunity to ask questions of, and receive answers from Sellers concerning
the terms and conditions of this Agreement and to obtain such additional written
information about ANZA to the extent Sellers possesses such information or can
acquire it without unreasonable effort or expense. Notwithstanding the
foregoing, the Purchaser has had the opportunity to conduct its own independent
investigation.

      4.6 Further Limitations on Disposition. Purchaser further acknowledges
that the Purchased Securities are restricted securities under Rule 144 of the
Act, and, therefore, when transferred to the Purchaser will contain a
restrictive legend substantially similar to the following:

     THE SECURITIES REPRESENTED BY THIS CERTIFICATE HAVE NOT BEEN REGISTERED
      UNDER THE SECURITIES ACT OF 1933, AS AMENDED ("ACT"), AND MAY NOT BE
   OFFERED OR SOLD EXCEPT PURSUANT TO (I) AN EFFECTIVE REGISTRATION STATEMENT
    UNDER THE ACT, (II) TO THE EXTENT APPLICABLE, RULE 144 UNDER THE ACT (OR
         ANY SIMILAR RULE UNDER SUCH ACT RELATING TO THE DISPOSITION OF
      SECURITIES), OR (III) AN OPINION OF COUNSEL, LICENSED TO PRACTICE LAW
       WITHIN THE UNITED STATES, REASONABLY SATISFACTORY TO COUNSEL TO THE
    ISSUER, THAT AN EXEMPTION FROM REGISTRATION UNDER SUCH ACT IS AVAILABLE.

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                                    ARTICLE 5
                            COVENANTS OF THE PARTIES

      The parties hereto agree that:

      Section 5.1 Public Announcements. The Sellers, the Company and the
Purchaser shall consult with each other before issuing any press release or
making any public statement with respect to this Agreement or the transactions
contemplated hereby and, except as may be required by applicable statutes, laws
and regulations, including rules and regulations of the Commission, will not
issue any such press release or make any such public statement prior to such
consultation and without the consent of the other parties.

      Section 5.2 Notices of Certain Events. In addition to any other notice
required to be given by the terms of this Agreement, each of the parties shall
promptly notify the other party hereto of:

            (a) any notice or other communication from any Person alleging that
      the consent of such Person is or may be required in connection with any of
      the transactions contemplated by this Agreement;

            (b) any notice or other communication from any governmental or
      regulatory agency or authority in connection with the transactions
      contemplated by this Agreement; and

            (c) any actions, suits, claims, investigations or proceedings
      commenced or, to such party's knowledge, threatened against, relating to
      or involving or otherwise affecting such party that, if pending on the
      date of this Agreement, would have been required to have been disclosed
      pursuant to Section 3 or Section 4 (as the case may be) or that relate to
      the consummation of the transactions contemplated by this Agreement.

      Section 5.3 Access to Information. Following the date of this Agreement,
until consummation of all transactions contemplated hereby, the Sellers and the
Company shall give to the Purchaser, its counsel, financial advisers, auditors
and other authorized representatives reasonable access to their offices,
properties, books and records, financial and other data and information as the
Purchaser and its respective representatives may reasonably request.

                                       10
<PAGE>

      Section 5.4 ANZA's Business. ANZA will not, without the prior written
consent of the Purchaser, except as set forth herein and as required to complete
the transactions contemplated by this Agreement, (i) make any material change in
the type or nature of its business, or in the nature of its operations, (ii)
create or suffer to exist any debt, other than that currently shown in the SEC
Reports, (iii) issue any capital stock or (iv) enter into any new agreements of
any kind (other than those contemplated by this Agreement) or undertake any new
obligations or liabilities.

      Section 5.5 Indemnification. The Purchaser indemnifies and holds harmless
the Company and Sellers for any and all liability, including all reasonable
attorneys' fees, that arises as a proximate result of any material inaccuracy or
misrepresentation in, or breach of, any representation, warranty, covenant or
agreement made by the Purchaser in this Agreement. The Sellers and the Company
indemnify and hold harmless the Purchaser for any and all liability, including
all reasonable attorneys' fees, that arises as a proximate result of any
material inaccuracy or misrepresentation in, a breach of, any representation,
warranty, covenant or agreement made by the Sellers or the Company in this
Agreement.

      Section 5.6 Reasonable Efforts. Each Party agrees to use its reasonable
best efforts to take, or cause to be taken, all actions and to do, or cause to
be done, all things necessary or advisable to consummate and make effective as
promptly as practicable the transactions contemplated by this Agreement and to
cooperate with the other parties in connection with the foregoing. Each Party
further agrees not to undertake any course of action inconsistent with the
satisfaction of the conditions to Closing set forth herein, and to do all such
acts and take all such measures as may be reasonable to comply, and be in
compliance, with the representations, warranties, covenants and agreements
contained in this Agreement.

      Section 5.7 Cooperation. In the event that any investigation, inquiry,
lawsuit, administrative proceeding or any other proceeding is commenced with
respect to the Company, the Sellers shall fully cooperate with and provide all
applicable documents to, the Company and Purchaser, immediately upon request of
the Company or the Purchaser.

                                    ARTICLE 6
                              CONDITIONS PRECEDENT

      Section 6.1 Conditions of Obligations of the Purchaser. The obligations of
the Purchaser are subject to the satisfaction of the following conditions, any
or all of which may be waived in whole or in part by the Purchaser:

            (a) Representations and Warranties. Each of the representations and
      warranties of the Sellers and the Company set forth in this Agreement
      shall be true and correct in all material respects as of (1) the date of
      this Agreement (except to the extent such representations and warranties
      speak as of an earlier date), and (2) the Closing Date, as though made on
      and as of all of such dates.

            (b) Compliance Certificate. The Sellers and President of ANZA shall
      deliver to the Purchaser at the Closing a certificate certifying: (i) that
      there has been no material adverse change in the business, affairs,
      prospects, operations, properties, assets or conditions of the Company
      since the date of this Agreement; (ii) that attached thereto is a true and
      complete copy of ANZA's Certificate of Incorporation, as amended, as in
      effect at the Closing; (iii) that attached thereto is a true and complete
      copy of its By-laws, as in effect at the Closing; and (iv) each of the
      representations and warranties of the Sellers and the Company set forth in
      this Agreement are true and correct in all material respects as of the
      Closing Date as though made on and as of the Closing Date.

                                       11
<PAGE>

            (c) Good Standing Certificates. The Company shall have furnished the
      Purchaser with good standing and existence certificates for ANZA in its
      jurisdiction of formation and such other jurisdictions as the Purchaser
      reasonably requests.

            (d) Certified List of Record Holders. The Purchaser shall have
      received a certified list dated as of a date within two (2) business days
      prior to the Closing Date from ANZA's transfer agent of the holders of
      record of the Common Stock and current Non-Objecting Beneficial Ownership
      (NOBO) list.

            (e) Company Minutes and Assumption of Office Lease. The Purchaser
      shall have received at least four (4) business days prior to the Closing
      Date executed copies of (i) all minutes, consents, resolutions of the
      Company (for meetings of or by stockholders and directors of the Company)
      (ii) documentation confirming the assumption by American Residential
      Funding, Inc. of ANZA's financial obligation to Fifth Street Properties -
      DS, LLC pursuant to Office Lease of AMRES and First Line Mortgage's office
      space located at 3200 Bristol Street, Costa Mesa, CA 92626, in form and
      substance reasonably satisfactory to the Purchaser.

            (f) SEC Reports. The Company shall have prepared, executed and filed
      with the SEC, its 10-K as of its fiscal year end of April 30, 2005 and its
      10-Q for the quarter ended July 31, 2005.

            (g) Board of Directors Resolutions. The Purchaser shall have
      received executed resolutions of the Board of Directors of ANZA approving
      the transactions contemplated herein including the resignation of all
      current directors.

            (h) Performance. The Seller and the Company shall have performed and
      complied with all agreements, obligations and conditions contained in this
      Agreement that are required to be performed or complied with by it on or
      before the Closing.

            (i) Filing of Reports. The Company will, for so long as it is
      required to, make timely filing of such reports as are required to be
      filed by it with the Commission.

      Section 6.2 Conditions of Obligations of the Sellers. The obligations of
the Sellers to effect the sale of the Purchased Securities are subject to the
following conditions, any or all of which may be waived in whole or in part by
the Purchaser:

            (a) Representations and Warranties. Each of the representations and
      warranties of the Purchaser set forth in this Agreement shall be true and
      correct in all material respects as of the date of this Agreement and
      (except to the extent such representations and warranties speak as of an
      earlier date) as of the Closing Date as though made on and as of the
      Closing Date.

                                       12
<PAGE>

            (b) Compliance Certificate. An authorized officer of the Purchaser
      shall deliver to the Sellers at the Closing a certificate certifying each
      of the representations and warranties of such Purchaser set forth in this
      Agreement are true and correct in all material respects as of the Closing
      Date as though made on and as of the Closing Date.

            (c) Performance. The Purchaser shall have performed and complied
      with all agreements, obligations and conditions contained in this
      Agreement that are required to be performed or complied with by it or him
      on or before the Closing.

                                    ARTICLE 7
                                   TERMINATION

      Section 7.1 Termination. This Agreement may be terminated and the purchase
and sale of the Shares may be abandoned at any time prior to the Closing:

            (a) by mutual written consent of the parties hereto;

            (b) by either the Sellers or the Purchaser if the Closing shall not
      have occurred on or before the Closing;

            (c) by the Purchaser if (i) the Sellers or the Company shall have
      failed to comply in any material respect with any of the covenants,
      conditions, terms or agreements contained in this Agreement to be complied
      with or performed by the Sellers or the Company; or (ii) any
      representations and warranties of Sellers or the Company contained in this
      Agreement shall not have been true when made or on and as of the Closing
      Date as if made on and as of Closing Date (except to the extent it relates
      to a particular date); or

            (d) by the Sellers if (i) the Purchaser shall have failed to comply
      in any material respect with any of the covenants, conditions, terms or
      agreements contained in this Agreement to be complied with or performed by
      it; or (ii) any representations and warranties of the Purchaser contained
      in this Agreement shall not have been true when made or on and as of the
      Closing Date.

      Section 7.2 Effect of Failure to Consummate the Merger. The parties agree
that all of the Purchased Securities will be deemed sold and the transactions
contemplated hereby consummated upon the Closing and delivery of the Purchased
Securities.

      Section 7.3 Effect of Termination. In the event of the termination of this
Agreement pursuant to this Article 7, all further obligations of the parties
under this Agreement shall forthwith be terminated without any further liability
of any party to the other parties; provided, however, that nothing contained in
this Section 7.3 shall relieve any party from liability for any breach of this
Agreement. In addition, the Initial Payment shall be promptly, but in no event
more than two (2) business days, returned to the Purchaser.

                                       13
<PAGE>

                                    ARTICLE 8
                                  MISCELLANEOUS

      Section 8.1 Notices. All notices, requests and other communications to any
party hereunder shall be in writing and either delivered personally, telecopied
or sent by certified or registered mail, postage prepaid,

If to the Sellers       Vince Rinehart
or the Company:         AMRES Holding, LLC
                        Anza Capital, Inc.
                        3200 Bristol Street, #700
                        Costa Mesa, CA 92626
                        Facsimile (714) 424 0389

With a copy to:         Brian A. Lebrecht, Esq.
                        The Lebrecht Group, APLC
                        22342 Avenida Empresa, Suite 220
                        Rancho Santa Margarita, CA 92688
                        Facsimile: (949) 635 1244

If to Purchaser:        Tom Simeo
                        Viking Investments USA, Inc.
                        1562  1st Avenue
                        New York, NY 10028
                        Facsimile (646) 356 7034

With a copy to:         Stanley Gordon, Esq.
                        Woods Oviatt Gilman LLP
                        700 Crossroads Building
                        2 State Street
                        Rochester, NY 14614
                        Facsimile: (585) 987 2997

or such other address or fax number as such party may hereafter specify for the
purpose by notice to the other parties hereto. All such notices, requests and
other communications shall be deemed received on the date delivered personally
or by overnight delivery service or confirmed facsimile transmission if received
prior to 5 p.m. in the place of receipt and such day is a business day in the
place of receipt. Otherwise, any such notice, request or communication shall be
deemed not to have been received until the next succeeding business day in the
place of receipt.

      Section 8.2 Amendments; No Waivers.

            (a) Any provision of this Agreement with respect to transactions
      contemplated hereby may be amended or waived if, but only if, such
      amendment or waiver is in writing and is signed, in the case of an
      amendment, by the Sellers, the Company and the Purchaser; or in the case
      of a waiver, by the party against whom the waiver is to be effective.

                                       14
<PAGE>

            (b) No failure or delay by any party in exercising any right, power
      or privilege hereunder shall operate as a waiver thereof nor shall any
      single or partial exercise thereof preclude any other or further exercise
      thereof or the exercise of any other right, power or privilege. The rights
      and remedies herein provided shall be cumulative and not exclusive of any
      rights or remedies provided by law.

      Section 8.3 Fees and Expenses. Each of the Sellers and the Purchaser shall
bear all costs and expenses incurred by them in connection with this Agreement,
and the Company shall bear no expenses in connection with the transaction
anticipated hereby.

      Section 8.4 Successors and Assigns. The provisions of this Agreement shall
be binding upon and inure to the benefit of the parties hereto and their
respective successors and assigns; provided, that the Purchaser shall have the
right to assign this Agreement to an affiliate of the Purchaser and no other
party hereto may assign, delegate or otherwise transfer any of its rights or
obligations under this Agreement without the consent of each other party hereto,
but any such transfer or assignment will not relieve the appropriate party of
its obligations hereunder.

      Section 8.5 Governing Law. This Agreement shall be governed by and
construed in accordance with the laws of the State of New York, without giving
effect to the principles of conflicts of law thereof.

      Section 8.6 Jurisdiction. Any suit, action or proceeding seeking to
enforce any provision of, or based on any matter arising out of or in connection
with, this Agreement or the transactions contemplated hereby may be brought in
any federal or state court located in the City of New York, Borough of
Manhattan, and each of the parties hereto consents to the jurisdiction of such
courts (and of the appropriate appellate courts therefrom) in any such suit,
action or proceeding and irrevocably waives, to the fullest extent permitted by
law, any objection which it may now or hereafter have to the laying of the venue
of any such suit, action or proceeding in any such court or that any such suit,
action or proceeding which is brought in any such court has been brought in an
inconvenient forum. Process in any such suit, action or proceeding may be served
on any party anywhere in the world, whether within or without the jurisdiction
of any such court. Without limiting the foregoing, each party agrees that
service of process on such party as provided in Section 9.1. shall be deemed
effective service of process on such party. Each party hereto (including its
affiliates, agents, officers, directors and employees) irrevocably waives, to
the fullest extent permitted by applicable law, any and all right to trial by
jury in any legal proceeding arising out of or relating to this Agreement or the
transactions contemplated hereby.

      Section 8.7 Counterparts; Effectiveness. This Agreement may be signed in
any number of counterparts, each of which shall be an original, with the same
effect as if the signatures thereto and hereto were upon the same instrument.
This Agreement shall become effective when each party hereto has received
counterparts hereof signed by all of the other parties. No provision of this
Agreement is intended to confer upon any Person other than the parties hereto
any rights or remedies under this Agreement.

      Section 8.8 Entire Agreement. This Agreement constitutes the entire
agreement between the parties with respect to the subject matter of this
Agreement and supersedes and merges all prior agreements and understandings,
both oral and written, between the parties with respect to the subject matter of
this Agreement.

                                       15
<PAGE>

      Section 8.9 Captions. The captions are included for convenience of
reference only and shall be ignored in the construction or interpretation of
this Agreement.

      Section 8.10 Severability. If any term, provision, covenant or restriction
of this Agreement is held by a court of competent jurisdiction or other
authority to be invalid, void or unenforceable, the remainder of the terms,
provisions, covenants and restrictions of this Agreement shall remain in full
force and effect and shall in no way be affected, impaired or invalidated so
long as the economic or legal substance of the transactions contemplated hereby
is not affected in any manner materially adverse to any parties. Upon such a
determination, the parties shall negotiate in good faith to modify this
Agreement so as to effect the original intent of the parties as closely as
possible in an acceptable manner in order that the transactions contemplated
hereby are consummated as originally contemplated to the fullest extent
possible.

      Section 8.11 Specific Performance. The parties hereto agree that
irreparable damage would occur in the event any provision of this Agreement was
not performed in accordance with the its terms and that the parties shall be
entitled to specific performance of the terms of this Agreement in addition to
any other remedy to which they are entitled at law or in equity.

      Section 8.12 Survival. The representations and warranties contained in
this Agreement shall survive the Closing and delivery of the Purchased
Securities only as against Seller and notwithstanding any provision to the
contrary contained in this Agreement, upon and after the Closing, any claim by
Purchaser for a breach of any representation or warranty of Sellers or the
Company contained in this Agreement may be made only against Sellers and
Purchaser shall have no claim against the Company for any such breach.

                                       16
<PAGE>

      IN WITNESS WHEREOF, each of the following individuals has caused this
Agreement to be signed, and each Party that is not an individual has caused this
Agreement to be duly executed under seal by its respective authorized officers,
all as of the day and year first above written.

"Anza"                                "Rinehart"

Anza Capital, Inc.,
a Nevada corporation

By: /s/                               By: /s/
--------------------------            ------------------------------------------
By:   Vince Rinehart                  By:  Vince Rinehart, an individual
Its:  President

"AMRES"                               "Purchaser"

AMRES Holding, LLC,                   Viking Investments USA, Inc.,
a Nevada limited liability company    a Delaware corporation

By: /s/                               By: /s/
---------------------------           ------------------------------------------
By:   Vince Rinehart                  By:   Tom Simeo
Its:  Managing Member                 Its:  President

                                       17SECURITIES PURCHASE AGREEMENT

      This Securities Purchase Agreement is dated as of September 16, 2005 by
and between AMRES Holding, LLC, a Nevada limited liability company ("PURCHASER")
and Peter and Irene Gauld, each an individual (collectively referred to as
"SELLER").

                                   WITNESSETH

      WHEREAS, SELLER desires to sell warrants to acquire Two Million
(2,000,000) shares (the "Warrants") of common stock of Anza Capital, Inc., a
Nevada corporation ("Anza"), a copy of which is attached hereto as Exhibit A, to
PURCHASER on the terms and conditions set forth in this Securities Purchase
Agreement (hereinafter called "Agreement"); and

      WHEREAS, PURCHASER desires to buy the Warrants on the terms and conditions
set forth herein;

      NOW THEREFORE, in consideration of the promises and respective mutual
agreements herein contained, it is agreed by and between the parties hereto as
follows:

                                    ARTICLE 1
                        SALE AND PURCHASE OF THE WARRANTS

      1.1 Sale of the Warrants. At the closing (the "Closing"), which shall
occur on October 25, 2005 (the "Closing Date"), subject to the terms and
conditions herein set forth, and on the basis of the representations, warranties
and agreements herein contained, SELLER shall sell to PURCHASER, and PURCHASER
shall purchase from SELLER, the Warrants.

      1.2 Instruments of Conveyance and Transfer. At the Closing, SELLER shall
deliver to PURCHASER the Warrants and an Assignment of Warrants (the
"Assignment"), a copy of which is attached hereto as Exhibit B, in form and
substance satisfactory to PURCHASER as shall be effective to vest in PURCHASER
all right, title and interest in and to all of the Warrants, as set forth in
Article 3 herein.

      1.3 Consideration and Payment for the Warrants. As consideration for the
Warrants, PURCHASER shall pay the total purchase price of $10,000 (the "Purchase
Price").

                                    ARTICLE 2
              REPRESENTATIONS AND COVENANTS OF SELLER AND PURCHASER

      2.1 The SELLER hereby represents and warrants that:

                                  Page 1 of 9
<PAGE>

            (a) SELLER has title in and to the Warrants free and clear of all
      liens, security interests, pledges, encumbrances, charges, restrictions,
      demands and claims, of any kind and nature whatsoever.

            (b) SELLER shall transfer title, in and to the Warrants, to
      PURCHASER free and clear of all liens, security interests, pledges,
      encumbrances, charges, restrictions, demands and claims, of any kind and
      nature whatsoever, whether direct or indirect or contingent.

            (c) SELLER has the full right, power and authority to enter into
      this Agreement and to carry out and consummate the transaction
      contemplated herein. This Agreement constitutes the legal, valid and
      binding obligation of SELLER.

      2.2. The PURCHASER hereby represents and warrants that:

            (a) The PURCHASER has the full right, power and authority to enter
      into this Agreement and to carry out and consummate the transaction
      contemplated herein. This Agreement constitutes the legal, valid and
      binding obligation of PURCHASER.

            (b) The PURCHASER acknowledges that investment in the Warrants
      involves substantial risks and is suitable only for persons of adequate
      financial means who can bear the economic risk of an investment in the
      Warrants for an indefinite period of time. PURCHASER further represents
      that it:

                        (1) has adequate means of providing for its current
                  needs and possible personal contingencies, has no need for
                  liquidity in its investment in the Warrants, is able to bear
                  the substantial economic risks of an investment in the
                  Warrants for an indefinite period, and, at the present time,
                  can afford a complete loss of its investment;

                        (2) does not have an overall commitment to investments
                  which are not readily marketable that is disproportionate to
                  its net worth, and that its investment in the Warrants will
                  not cause such overall commitment to become excessive;

                        (3) has such knowledge and experience in financial, tax
                  and business matters that it is capable of evaluating the
                  merits and risks of an investment in the Warrants;

                        (4) has been given the opportunity to ask questions of
                  and to receive answers from persons acting on Anza's behalf
                  concerning the terms and conditions of this transaction and
                  also has been given the opportunity to obtain any additional
                  information which SELLER possesses or can acquire without
                  unreasonable effort or expense. As a result, PURCHASER is
                  cognizant of the financial condition, capitalization, and the
                  operations of Anza, has available full information concerning
                  their affairs and has been able to evaluate the merits and
                  risks of the investment in the Warrants.

                                  Page 2 of 9
<PAGE>

            (c) If, in the opinion of counsel for Anza, the PURCHASER has acted
      in a manner inconsistent with the representations and warranties in this
      Securities Purchase Agreement, SELLER may refuse to transfer the Warrants
      until such time as counsel for Anza is of the opinion that such transfer
      will not require registration of the Securities under the Act or
      qualification of the Securities under applicable blue sky law or any other
      securities law. The PURCHASER understands and agrees that Anza may refuse
      to acknowledge or permit any disposition of the Securities that is not in
      all respects in compliance with this Securities Purchase Agreement and
      that Anza intends to make an appropriate notation in its records to that
      effect.

            (d) If the PURCHASER is an individual, the PURCHASER is over 21
      years of age; and if the PURCHASER is an unincorporated association, all
      of its members are of such age.

      2.3 The PURCHASER further represents and warrants its understanding that
the investment in the Warrants is highly speculative, PURCHASER is able to bear
the economic risk of such investment. PURCHASER is an "Accredited Investor"
because PURCHASER either:

            (i) has a net worth of at least $1,000,000 (including home and
      personal property), OR

            (ii) had an individual income of more than $200,000 in each of the
      two most recent calendar years, and reasonably expects to have an
      individual income in excess of $200,000 in the current calendar year; or
      along with Purchaser's spouse had joint income in excess of $300,000 in
      each of the two most recent calendar years, and reasonably expects to have
      a joint income in excess of $300,000 in the current calendar year.

      For purposes of this Securities Purchase Agreement, "individual income"
means "adjusted gross income" as reported for Federal income tax purposes,
exclusive of any income attributable to a spouse or to property owned by a
spouse: (i) the amount of any interest income received which is tax-exempt under
Section 103 of the Internal Revenue Code of 1986, as amended, (the "Code"), (ii)
the amount of losses claimed as a limited partner in a limited partnership (as
reported on Schedule E of form 1040), (iii) any deduction claimed for depletion
under Section 611 et seq. of the Code and (iv) any amount by which income from
long-term capital gains has been reduced in arriving at adjusted gross income
pursuant to the provisions of Sections 1202 of the Internal Revenue Code as it
was in effect prior to enactment of the Tax Reform Act of 1986.

                                  Page 3 of 9
<PAGE>

      For purposes of this Securities Purchase Agreement, "joint income" means,
"adjusted gross income," as reported for Federal income tax purposes, including
any income attributable to a spouse or to property owned by a spouse, and
increased by the following amounts: (i) the amount of any interest income
received which is tax-exempt under Section 103 of the Internal Revenue Code of
1986, as amended (the "Code"), (ii) the amount of losses claimed as a limited
partner in a limited partnership (as reported on Schedule E of Form 1040), (iii)
any deduction claimed for depletion under Section 611 et seq. of the Code and
(iv) any amount by which income from long-term capital gains has been reduced in
arriving at adjusted gross income pursuant to the provisions of Section 1202 of
the Internal Revenue Code as it was in effect prior to enactment of the Tax
Reform Act of 1986.

      For the purposes of the Securities Purchase Agreement, "net worth" means
(except as otherwise specifically defined) the excess of total assets at fair
market value, including home and personal property, over total liabilities,
including mortgages and income taxes on unrealized appreciation of assets.

                                    ARTICLE 3
                        CLOSING AND DELIVERY OF DOCUMENTS

      3.1 Closing. The Closing shall occur immediately upon receipt by the
SELLER of the Purchase Price and the receipt by PURCHASER of the Assignment and
the Warrants. The Closing shall occur on the Closing Date.

      3.2 Conditional Closing. The Closing shall be subject to the closing of
the transaction contemplated by that certain Common Stock Purchase Agreement
dated September 15, 2005, by and between Rinehart, PURCHASER, Viking Investments
USA, Inc., a Delaware corporation ("Viking") and Anza.

                                    ARTICLE 4
                        TERMINATION, AMENDMENT AND WAIVER

      4.1 Termination. Notwithstanding anything to the contrary contained in
this Agreement, this Agreement may be terminated and the transactions
contemplated hereby may be abandoned only by the mutual consent of all of the
parties. Following the Closing Date, this Agreement may be terminated by either
party upon delivery of written notice to the other party.

                                  Page 4 of 9
<PAGE>

      4.2 Waiver and Amendment. The failure or delay of any party at any time or
times to require performance of any provision hereof or to exercise its rights
with respect to any provision hereof shall in no manner operate as a waiver of
or affect such party's right at a later time to enforce the same. No waiver by
any party of any condition, or of the breach of any term, provision, covenant,
representation or warranty contained in this Agreement, in any one or more
instances, shall be deemed to be or construed as a further or continuing waiver
of any such condition or breach or waiver of any other condition or of the
breach of any other term, provision, covenant, representation or warranty. No
modification or amendment of this Agreement shall be valid and binding unless it
be in writing and signed by all parties hereto.

                                    ARTICLE 5
                                  MISCELLANEOUS

      5.1 Entire Agreement. This Agreement sets forth the entire agreement and
understanding of the parties hereto with respect to the transactions
contemplated hereby, and supersedes all prior agreements, arrangements and
understandings related to the subject matter hereof. No understanding, promise,
inducement, statement of intention, representation, warranty, covenant or
condition, written or oral, express or implied, whether by statute or otherwise,
has been made by any party hereto which is not embodied in this Agreement or the
written statements, certificates, or other documents delivered pursuant hereto
or in connection with the transactions contemplated hereby, and no party hereto
shall be bound by or liable for any alleged understanding, promise, inducement,
statement, representation, warranty, covenant or condition not so set forth.

      5.2 Notices. All notices provided for in this Agreement shall be in
writing signed by the party giving such notice, and delivered personally or sent
by overnight courier or messenger or by facsimile transmission. Notices shall be
deemed to have been received on the date of personal delivery or facsimile
transmission. Notices shall be sent to the addresses set forth below:

      If to SELLER:

                        Peter and Irene Gauld
                        33 Malcom's Mount West
                        Stonehaven  AB39 2TF
                        Scotland UK
                        Phone 011 44 1569 762 256

      If to PURCHASER:
                        AMRES Holding, LLC
                        3200 Bristol Street, Suite 700
                        Costa Mesa, CA  92626
                        Attn: Vincent Rinehart, Managing Member
                        Facsimile (714) 424-0389

                                  Page 5 of 9
<PAGE>

      5.3 Arbitration. If a dispute or claim shall arise between the parties
with respect to any of the terms or provisions of this Agreement, or with
respect to the performance by any of the parties under this Agreement, then the
parties agree that the dispute shall be arbitrated in Orange County, California,
before a single arbitrator, in accordance with the rules of either the American
Arbitration Association ("AAA") or Judicial Arbitration and Mediation Services,
Inc./Endispute ("JAMS/Endispute"). The selection between AAA and JAMS/Endispute
rules shall be made by the claimant first demanding arbitration. The arbitrator
shall have no power to alter or modify any express provisions of this Agreement
or to render any award that by its terms affects any such alteration or
modification. The parties to the arbitration may agree in writing to use
different rules and/or arbitrator(s). In all other respects, the arbitration
shall be conducted in accordance with Part III, Title 9 of the California Code
of Civil Procedure. The parties agree that the judgment award rendered by the
arbitrator shall be considered binding and may be entered in any court having
jurisdiction as stated in Section 5.5 of this Agreement. Alternatively, the
Parties agree to consider mediation prior to arbitration should a dispute arise.
The provisions of this Paragraph shall survive the termination of this
Agreement.

      5.4 Governing Law. This Agreement and the rights of the parties hereunder
shall be governed by and construed in accordance with the laws of the State of
California including all matters of construction, validity, performance, and
enforcement and without giving effect to the principles of conflict of laws.

      5.5 Venue. The parties submit to the jurisdiction of the Courts of the
State of California or a Federal Court empanelled in the State of California,
County of Orange, for the resolution of all legal disputes arising under the
terms of this Agreement, including, but not limited to, enforcement of any
arbitration award.

      5.6 Counterparts. This Agreement may be executed in one or more
counterparts, each of which shall be deemed an original, but all of which shall
together constitute one and the same instrument.

      5.7 Expenses and Attorneys' Fees. Except as otherwise provided herein, if
a dispute should arise between the parties including, but not limited to
arbitration, the prevailing party shall be reimbursed by the nonprevailing party
for all reasonable expenses incurred in resolving such dispute, including
reasonable attorneys' fees exclusive of such amount of attorneys' fees as shall
be a premium for result or for risk of loss under a contingency fee arrangement.

      5.8 Taxes. Any income taxes required to be paid in connection with the
payments due hereunder, shall be borne by the party required to make such
payment. Any withholding taxes in the nature of a tax on income shall be
deducted from payments due, and the party required to withhold such tax shall
furnish to the party receiving such payment all documentation necessary to prove
the proper amount to withhold of such taxes and to prove payment to the tax
authority of such required withholding.

                                  Page 6 of 9
<PAGE>

      IN WITNESS WHEREOF, the parties hereto have executed this Agreement, as of
the date first written hereinabove.

"PURCHASER"                                "SELLER"

AMRES Holding, LLC
a Nevada limited liability company

By: /s/                                    By: /s/
-----------------------------------        -------------------------------------
By:   Vincent Rinehart                     Peter Gauld
Its:  Managing Member

                                           By: /s/
                                           -------------------------------------
                                           Irene Gauld

                                  Page 7 of 9
<PAGE>

                                   EXHIBIT A

                                    WARRANTS

                                  Page 8 of 9
<PAGE>

                                    EXHIBIT B

                             ASSIGNMENT OF WARRANTS

                                  Page 9 of 9

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