Document:

INDEPENDENT CONTRACTOR'S
                        INSTALLATION & SERVICE AGREEMENT

This Independent Contractor's  Agreement("Agreement") is made this fourth day of
June, 1997, by and between: Accident Prevention Plus, LLC, ("APP") whose primary
address is 700 Veterans  Memorial  Highway,  Hauppauge,  New York 11788,  United
States  of  America,  and  Avignon  Trading,  Inc.,  an  independent  contractor
("Contractor")  whose primary address is 26 Hagiva Street,  Savion,  Israel. The
contractor  will  purchase  4.9%  equity  in APP  for  US$2,500  as  well as the
consideration of the mutual conditions made herein, as follows:

                                   Article 1.

                                Term of Agreement

This  Agreement  will become  effective  on June 4, 1997,  and will  continue in
effect according to the terms and conditions specified under Article 6 Paragraph
6.1 of this Agreement.

                                   Article 2.
                     Services to be Performed by Contractor

2.1.     Specific Services. Contractor agrees to perform vehicular installations
         and  maintenance  thereafter,  for the APP family of products that have
         been  mutually  agreed to as  described  in the  "Installation  Manual"
         provided by APP.

         Contractor agrees to perform the services specified in the "Description
         of Services"  attached to this Agreement as Exhibit A and  incorporated
         herein by this reference.

2.2.     Method  of   Performing   Services.   Contractor   will  abide  by  all
         installation and maintenance procedures outlined in APP's "Installation
         Manual".  Contractor  will also offer  expertise as to the best method,
         details, and means of performing the above-described services.

2.3.     Employment of Assistants.  Contractor may, at Contractor's  own expense
         and with  subsequent  written  approval from APP, employ or subcontract

<PAGE>

         additional  employees or  companies as deemed  necessary to perform the
         services required by the terms and conditions of this Agreement.

                                   Article 3.
                                  Compensation

3.1.     Per Diem Compensation. See Exhibit

3.2.     Date for Payment of  Compensation.  For  services  rendered  under this
         Agreement,  APP agrees to pay  Contractor  the sum set forth in Section
         3.1 of this Agreement upon an itemized completion of work report with a
         daily signed  verification  from the end user that the installation has
         been performed in a satisfactory manner.

                                   Article 4.
                            Obligations of Contractor

4.1.     Minimum  Amount of  Service.  Contractor  agrees to devote as much time
         that is  required  for the  performance  and timely  completion  of the
         above- described services.  Contractor may represent,  perform services
         for, and be employed by such additional clients,  persons, or companies
         as Contractor, in Contractor's sole discretion,  sees fit provided that
         the nature of the business does not conflict with that of APP.

4.2.     Hours During  Which  Services May be  Performed.  Contractor  agrees to
         perform the above-described  services at mutually acceptable  locations
         during mutually  agreeably hours which could also include  evenings and
         weekends.

4.3      Tools and  Instrumentation.  Installation Kits will be purchased by the
         End User from APP for the installation.  Contractor will be required to
         utilize   these  kits  and  will  supply  all   additional   tools  and
         instrumentation required to perform all services under this Agreement.

4.4.     Worker's   Compensation.   Contractor   agrees  to   provide   worker's
         compensation insurance for Contractor's employees and agents and agrees
         to hold harmless and indemnify APP from any and all claims  arising out
         of any injury,  disability,  or death of any contractor's  employees or
         agents.  In the event of any  malfunction  of systems  under Article 2,
         Contractor  will hold APP harmless from any claims from end user due to
         faulty installations or erroneous maintenance work.

4,5      Assignment.  Neither this Agreement nor any duties or obligations under
         this  Agreement  may be assigned by contractor  without the  subsequent
         written consent of APP.

                                                                        2

<PAGE>

                                   Article 5.
                                Obligation of APP

5.1.     Cooperation of APP. APP agrees to comply with all  reasonable  requests
         of Contractor necessary to the performance of Contractor's duties under
         this Agreement.

5.2.     Furnished  Materials.  APP agrees to provide  installation  manuals and
         initial  instruction.  Manuals  will be provided in native  language if
         necessary.  If not, English,  French or Spanish will prevail.  Periodic
         training  seminars  will also take  place at  various  locations  to be
         announced.   A  toll-free  24  hour  technical  hotline  will  also  be
         available.

5.3      APP's  limited  warranty for all supplied  components  and materials to
         Contractor will apply for a period of one year.

                                   Article 6.
                            Termination of Agreement

6.1.     Termination Upon Notice.  Notwithstanding  any other provisions of this
         Agreement, either party hereto may terminate this Agreement at any time
         by giving  ninety (90) days written  notice to the other party.  Unless
         otherwise  terminated as provided herein, this Agreement shall continue
         in force  until the  services  provided  for herein have been fully and
         completely performed.  In the event that Contractor terminates service,
         obligations  do exist from  Contractor  to perform  service work within
         seven (7) calendar days on previously  installed  systems that have not
         exceeded the Contractor's ninety (90) day installation  warranty.  This
         will be free of all charges.

6.2.     Termination  on  Occurrence  of Stated  Events.  This  Agreement  shall
         terminate   automatically   on  the  occurrence   of(1)  bankruptcy  or
         insolvency of either  party;  (2) sale of the business of either party;
         or (3) assignment of this Agreement by either party without the express
         written consent of the other party.

6.3.     Termination by APP for Default of Contractor. Should Contractor default
         in the  performance of this  Agreement or materially  breach any of its
         provisions,  APP, at APP's  option,  may  terminate  this  Agreement by
         giving fourteen (14) days written  notification to Contractor.  For the
         purpose of this  paragraph,  material  breach of this  Agreement  shall
         include,  but not limited to, untimely  completion of installation  per
         schedule, poor workmanship, and non flexible working hours.

6.4.     Termination by Contractor for Default of APP. Should APP default in the
         performance  of  this  Agreement  or  materially   breach  any  of  its
         provisions,  Contractor,  at  Contractor's  option,  may terminate this
         Agreement by giving fourteen (14) days written notification to APP. For

                                                                        3
<PAGE>

         the purpose of this paragraph,  material breach of this Agreement shall
         include inability to provide installation manuals and support.

6.5.     Termination for Failure to Make Agreed-Upon  Payments.  Should APP fail
         to pay  Contractor  all or any part of the  compensation  set  forth in
         Paragraphs 3.1 and 3.2 of this  Agreement on the due date,  Contractor,
         at Contractor's  option, may terminate this Agreement if the failure is
         not  remedies by APP within  thirty (30) days from the date  payment is
         due.

                                    Article 7
                               General Provisions

7.1.     Contractor will not at any time, in any form or manner, either directly
         or indirectly  divulge,  written or verbal,  disclose or communicate to
         any  person,  firm,  or  corporation  any  information  relating to the
         business  of  APP  as  all   information   concerning  APP  are  deemed
         "Proprietary".

7.2.     This  agreement  shall be  enforced  under the laws of the State of New
         York, United States of America.

Accident Prevention Plus, LLC           Avignon Trading, Inc
Steven Wahrman                          Naftali Meisler
President                               Managing Director

/s/ Steven Wahrman                      /s/ Naftali Meisler
---------------------                   --------------------------
Signature/Date                          Signature date

                                                                        4
<PAGE>

                                    Exhibit A
                             Description of Services

Contractor will perform all services  pertaining to vehicular  installations  as
outlined:

I.       APP SERIES

          A.      Installation and wiring of all sensors.
          B.      Installation of on board recorder.
          C.      Training.
          D.      Servicing as needed

II.      FIMS

         A.       Installation of the Vehicle Unit
         B.       Configuration of the Vehicle Unit.
         C.       Installation of the Driver Unit.
         D.       Installation of the Tank Inlet Antenna.
         E.       Servicing as needed

                                                                        5

<PAGE>

                                    EXHIBIT B
                              PER DIEM COMPENSATION

Manager Time                                            US$34.00 per hour
Straight Time Labor                                     US$23.25 per hour
Travel Time                                             US$  .35 per mile
Consumable & job related items                          Charge back
Accommodations (if necessary)                           Prior arrangement

                                                                        6
<PAGE>

                      AMENDMENT TO INDEPENDENT CONTRACTOR'S
                        INSTALLATION & SERVICE AGREEMENT

         THIS  AMENDMENT  TO  INDEPENDENT  CONTRACTOR'S  INSTALLATION  & SERVICE
AGREEMENT is entered into this 28th day of October, 1998 by and between Accident
Prevention Plus, Inc., a Nevada corporation ("APP") and Avignon Trading, Inc., a
_______ corporation ("Avignon").

                                    RECITALS

         WHEREAS, Avignon and Accident Prevention Plus, LLC, a limited liability
company ("APP LLC") had entered into an  Independent  Contractor's  Installation
and  Service  Agreement  dated June 4, 1997 (the  "Service  Agreement")  whereby
Avignon was granted a 4.9% ownership  interest in APP LLC in  consideration  for
the performance of certain duties;

         WHEREAS,  on October 28, 1998,  Accident  Prevention Plus, Inc. ("APP")
was formed  under the laws of the State of Nevada,  and APP and Avignon  entered
into an agreement (the "Exchange  Agreement") whereby Avignon agreed to exchange
either its equity membership  interest or right to equity membership interest in
APP LLC for shares of restricted common stock of APP;

         WHEREAS,  in accordance  with the terms and  provisions of the Exchange
Agreement, on October 28, 1998, 800,000 shares of restricted common stock of APP
were issued to Avignon to be commensurate with a 4.9% ownership  interest in APP
LLC pursuant to the terms and provisions of the Service Agreement; and

         WHEREAS,  the board of  directors  of APP approved the issuance of such
shares of stock to Avignon by resolution dated October 28, 1998;

         WHEREAS,  the  parties  hereto  desire  to  memoralize  the  terms  and
provisions for such issuance of shares of common stock of APP.

         NOW, THEREFORE,  for and in consideration of the covenants and promises
set forth below, the parties agree as follows:

         1. Avignon agrees to accept the issuance of 800,000  restricted  shares
of common stock of APP in exchange for its 4.9%  ownership  interest in APP LLC,
and that such stock certificate issued shall be dated as of October 28, 1998;

<PAGE>

         2.  Avignon  is aware  that the  shares of  common  stock are not being
registered  under the  Securities Act of 1933, as amended.  Avignon  understands
that the shares of common  stock are being  issued in reliance on the  exemption
from registration  provided by Section 4(2) thereunder.  Avignon  represents and
warrants  that:  (a) the shares of common  stock are being  acquired  solely for
Avignon' 5 own account,  for investment purposes only, and not with a view to or
in connection with, any resale,  distribution,  subdivision or fractionalization
thereof;  and (b)  Avignon  has no  agreement  or other  arrangement,  formal or
informal,  with any  person to sell,  transfer  or pledge  any of the  shares of
common stock or which would guarantee to Avignon any profit,  or protect Avignon
against any loss with respect to the shares of common stock,  and Avignon has no
plans to enter into any such agreement or arrangement.  Avignon understands that
it may be  required  to  bear  the  economic  risk  of  this  investment  for an
indefinite  period of time because there is currently no trading market for the,
shares of  common  stock and the  shares  of  common  stock  cannot be resold or
otherwise  transferred unless applicable state securities laws are complied with
(which APP is not obligated to do) or exemptions therefrom are available.

         3. The  issuance  of 800,000  shares of common  stock of APP to Avignon
shall be valued at $0.001 for an  aggregate  valuation  of $800.00 as of October
28, 1998.

         4. The terms and  provisions of the Service  Agreement  shall remain in
full force and effect.

         IN WITNESS  WHEREOF,  the parties have executed  this  Amendment on the
dates indicated below to be effective as of the date first above written.

                                          ACCIDENT PREVENTION PLUS, INC.,
                                          A Nevada corporation

Date: 1/07/00                             By: /s/ Steven H. Wahrman
                                              -------------------------
                                              Steven H. Wahrman

                                          AVIGNON TRADING, INC.
                                          A ________ corporation

Date: 1/11/00                             By:???????????????DISTRIBUTOR AGREEMENT

         THIS AGREEMENT,  made this twentieth day of August, 1998 by and between
ACCIDENT  PREVENTION  PLUS, LLC whose primary address is 145 Oser Avenue,  Suite
100, Hauppauge, New York, 11788, United States of America, (hereinafter referred
to as "Supplier") and American  Overseas  Corporation,  whose primary address is
Kronbfrgerstrasse 8A, Steinbach/Taunus,  Germany, D-61449, (hereinafter referred
to as `Distributor").

         THE DISTRIBUTOR,  upon the signing of this contract, agrees to pay US$5
million  to  Supplier  for  the  consideration  of  "non-exclusive"  world  wide
Distribution  rights.  This payment will commence as of the above Agreement date
and will be completed  within thirty six months.  A minimum of US$2 million must
be paid within the first year.

         WITNESSETH: That in consideration of mutual covenants and agreements to
be kept and performed on the part of said parties hereto, respectively as herein
stated, the said parties mutually agree as follows:

1.   Products and Territory

a)  Supplier  hereby  appoints  Distributor  on a  non-exclusive  basis  as  its
authorized  distributor  for the  sale of on  board  recording  devices  defined
specifically in Appendix A, (the  "Products")  and the Distributor  accepts that
appointment during the term of this Agreement.

b) Supplier reserves the right, in its sole and absolute discretion, at any time
upon thirty (30) days prior written notice to  Distributor,  to expand or reduce
in any manner the products and Territory which are covered by this Agreement.

2.    Partial Obligations of the Distributor

a)  Distributor  agrees to use its best  efforts and devote such time and expend
such funds as may be reasonably be necessary  lawfully sell,  promote and expand
the Products throughout the Territory.

b) All quotations made by the Distributor shall be made within parameters of the
Supplier's suggested retail price guidelines.

c) Distributor will provide copies of  correspondence  to customers or potential
customers if and when requested.

<PAGE>

3.   Prices Purchases Delivery and Payment

a) Supplier will sell its products to  Distributor at its then current cost plus
5% with an F.O.B.  delivery  point.  The  prices for  Products  are set forth in
Appendix  A  (the  "Products").   Supplier  reserves  the  right,  in  its  sole
discretion,  to change prices  applicable to the Products.  Supplier  shall give
written  notice to  Distributor  of any price  change at least  thirty (30) days
prior to the  effective  date  thereof  The  price in  effect  as of the date of
Distributor's  receipt of notice of such price change shall remain applicable to
all orders received by Supplier prior to the effective date.

b)  Supplier  shall  supply  to  Distributor   sufficient   Products  to  enable
Distributor  to meet the full demand for Products in the  Territory.  All orders
for  Products  transmitted  by  Distributor  to  Supplier  shall be deemed to be
accepted by  Supplier  at the time such  orders are  received by Supplier to the
extent that they are in compliance  with the terms of this  Agreement.  Supplier
shall perform in accordance will all orders accepted.

c)  All  Products  purchased  by  Distributor  shall  be  purchased  solely  for
commercial  resale or lease,  excepting  those Products  reasonably  required by
Distributor for advertising and demonstration purposes.

d) Each  order for  Products  issued  by  Distributor  to  Supplier  under  this
Agreement  shall  identity  that it is an order and shall  further set forth the
delivery date or dates and the  description  and quantity of Product 5 which are
to be delivered on each of such dates. An order for Products shall not provide a
delivery  date less than thirty (30) days after the date the order is  delivered
to Supplier.

e) All requests for  cancellation of orders by Distributor  shall be in writing.
Cancellation is subject to supplier review and acceptance.

f)  Supplier  shall,  at its  expense,  pack all  Products  in  accordance  with
Supplier's  standard  packing  procedure,  which  shall be  suitable  to  permit
shipment of the Products to the Territory.  However, if the Distributor requests
a  modification  of  those   procedures,   Supplier  shall  make  the  requested
modification.  Distributor  shall then bear any reasonable  expenses incurred by
Supplier in complying with such modified  procedures  which are in excess of the
expenses   which   Supplier  would  have  incurred  in  following  its  standard
procedures.

g) All deliveries of Products sold by Supplier to  Distributor  pursuant to this
Agreement shall be made F.O.B. the Shipping Point, and title to and risk of loss
of Products  shall pass from  Supplier to  Distributor  at the  Shipping  Point.
Distributor  shall be responsible for arranging all  transportation of Products,
but  if  requested  by  Distributor,   Supplier  shall  assist  in  making  such
arrangements. Distributor shall also procure insurance for the transportation of
the Products,  and such insurance shall be of a kind and on terms current at the
port of shipment.  Distributor shall pay all charges, including customs duty and
sales tax, incurred with respect to the Products following their delivery to the
carrier or forwarder.

<PAGE>

h)  Promptly  upon the  receipt of a shipment  of  Products,  Distributor  shall
examine the  shipment  to  determine  whether any item or items  included in the
shipment are in short supply,  defective,  or damaged.  Within seven (7) days of
receipt of the  shipment,  Distributor  shall notify  Supplier in writing of any
shortages,  defects,  or damage which Distributor  claims existed at the time of
delivery.  With  fourteen  (14) days after the receipt of such notice,  Supplier
will investigate the claim of shortages,  defects or damage,  inform Distributor
of its  findings,  and  deliver to  Distributor  Products  to replace  any which
Supplier determines, in its sole discretion,  were in short supply, defective or
damaged at the time of  delivery.  Unless  notice is given as  provided  in this
section,  Distributor shall be deemed to have accepted such products and to have
waived all claims for shortages, defects or damages.

i) Upon shipment and acceptance of Products, Supplier will submit to Distributor
Supplier's  invoice for those Products.  Distributor  shall pay each such proper
invoice within thirty (30) days of invoice date.  Unless otherwise  specifically
provided herein,  all such payments from all International  Distributors will be
made in United States  Dollars via wire transfer to a bank account  specified in
writing by Supplier to Distributor.

j) Distributor shall be responsible for any extension of credit to its customers
and  collections  of such  accounts  shall  be the  sole  responsibility  of the
Distributor.  All  shipping  costs,  duties and other  charges  relating  to the
transport  or transfer of the  Products to the  Distributor  or to its  customer
shall be the responsibility of the Distributor.

k)  Supplier  shall not be liable for any delay or failure to perform  hereunder
due to floods,  riots, strikes,  freight embargoes,  acts of God, acts of war or
hostilities  of any  nature,  laws or  regulations  of any  government  (whether
foreign or domestic,  federal,  state, county or municipal) or any other similar
cause beyond reasonable control.

4.   Export Controls Requirements

a) Supplier's  obligations to sell and deliver Products shall be subject to such
United States laws and regulations as shall,  from time to time, govern the sale
and delivery of goods for export from the United States.

5.   Warranties

a) Supplier  warrants that all new Products  sold or furnished  pursuant to this
Agreement by Supplier to  Distributor  will be free under normal use and service
from any  defects in  workmanship  or  materials,  provided  that any  allegedly
defective  Product has not been altered,  misused,  neglected or damaged through
causes  unconnected  with its  manufacture.  Supplier further warrants that each
Product sold to Distributor shall conform to all of the Specifications and shall
perform in the manner for which it was designed.  The warranty  described  shall
terminate as to each Product upon the  expiration of twelve (12) months from the
date of receipt of product by the Distributor.

<PAGE>

b) The  Products  shall be  warranted  by  Supplier  as set forth  above and the
Distributor shall pass this warranty through to its customers. Supplier makes no
other  warranty of any kind and any warranty of  suitability  for any particular
purpose is specifically  disclaimed.  Under no  circumstances  shall Supplier be
responsible  for  consequential  damages.  Distributor  shall be responsible for
informing  the  customer of all  disclaimers  and  limitations  of  liability by
Supplier.

6.   Relationship of the Parties

a)  Distributor   shall  be  considered  as  an  independent   contractor.   The
relationship shall not be construed to be that of employer and employee,  nor to
constitute a partnership, joint venture or agency of any kind.

b)  Distributor  represents  that it has the  personnel,  facilities  and  skill
required to act as  Distributor  for the  Products  and agrees to  maintain  the
appropriate sales offices.

c) Distributor  agrees to pay all of its incurred expenses including but without
limitation all travel,  lodging and entertainment.  Supplier shall not reimburse
Distributor for any of those expenses.

d) Distributor shall have no right to enter into any contracts or commitments in
the name of; or on behalf  of;  Supplier,  or to bind  Supplier  in any  respect
whatsoever.

e) Distributor  will conduct all of its business  under its own name,  except as
otherwise  provided herein or authorized in writing by Supplier,  in such manner
as it sees fit.

f) In addition,  Distributor  shall not obligate or purport to obligate Supplier
by issuing or making any  warranties or guarantees  with respect to the Products
to any  third  party,  other  than the  warranty  described  above in  Section 4
("Warranties").

g) Supplier shall be solely  responsible  for the design,  development,  supply,
production and performance  capabilities of the Products.  The Distributor shall
assist  Supplier in the promotion and  preservation  of its trademarks and shall
not remove or alter any trademark in literature or on the supplied Products.

h) Distributor shall have the right to appoint or otherwise  designate  suitable
and  desirable  salespeople,  employees,  agents,  and  representatives  (herein
collectively referred to as `Distributor's Representatives").  Distributor shall
be solely responsible for Distributor's Representatives and their acts.

<PAGE>

7.   Reporting

a)  Distributor  shall provide  Supplier with  territorial  written  semi-annual
reports that shall include business  trends,  market forecasts and other reports
that might be requested by the Supplier from time to time free of charge.

b)  Distributor  agrees to  furnish  Supplier  by the 1st of every  other  month
reports of calls on or to customers  and to  prospective  customers on behalf of
Supplier together with its best forecast of expected orders and inventory levels
by Product including the names of the associated customers for the period.

8.   Distributor Sales

a) Distributor  shall, at its expense,  engage and maintain a sales organization
in the Territory,  staffed with such  experienced  personnel as are necessary to
enable distributor to perform its obligations under this Agreement.

b) As promptly as practicable after execution of this Agreement,  Supplier shall
submit to Distributor  information,  materials,  and other  technical  documents
necessary to enable Distributor to perform its obligations under this Agreement.

c)  Prior  to  making  any  returns,  the  Distributor  must  request  a  Return
Authorization (RA) number from Supplier.

9 Sales Promotion and Field Assistance

a)  Distributor  shall be  entitled,  during  the  term of this  distributorship
created  by this  Agreement  and  any  extension  thereof;  to  advertise  as an
authorized Distributor of the Products.

b)  Distributor  shall  use  the  Trademarks  in all  advertisements  and  other
activities conducted by Distributor to promote the sale of the Products.

c) Distributor shall not use any such  advertisements or promotional  materials,
which shall  include any price lists,  without  having  received  prior  written
consent of Supplier to do so.

d) Supplier  agrees to make available to Distributor  any  specifications,  test
results,  graphics  or  existing  mechanical  free  of  charge  to  be  used  in
Distributor's development of sales presentations.

e) Design and production costs of all customized sales promotion  materials will
be paid for by the Distributor.

f)  Supplier,  if  necessary,  will act as a  consultant  in  sourcing  of these
materials free of charge.

g) Supplier will offer all existing  promotional  materials to Distributor at 5%
above cost.

<PAGE>

h) Supplier will be available to provide any on site  assistance as  Distributor
deems necessary. Terms and conditions are to be mutually agreed upon.

10.   New Products

a) Distributor may request from Supplier  distribution  rights for a new product
to be marketed in the Territory.  Supplier shall grant such distribution  rights
to the  Distributor  provided that the  Distributor  is not already  supplying a
competitive  product.  If this should be the case,  Distributor has the right to
decide to terminate  relationship  with competitor.  Should  Distributor fail to
accept such  Product,  Supplier may then offer the product to another  party for
distribution in the Territory.

11.   Confidential Information

a)  Written  Technical  data,  drawings,  plans  and  engineering  in  technical
instructions  pertaining  to the Products are  recognized by  Distributor  to be
secret and confidential and to be the property of Supplier. Those items shall at
all times and for all purposes be held by Distributor in a confidential capacity
and shall not,  without the prior  written  consent of Supplier be  disclosed by
Distributor  to any  person,  firm  or  corporation,  excepting  those  salaried
employees of  Distributor  who are required to utilize such items in  connection
with the sale of Products during the term of the distributorship created by this
Agreement.  Those  items  shall also not be  disclosed  to any  person,  firm or
corporation,  or copied or used by  Distributor,  its employees or agents at any
time following the expiration or termination of the  distributorship  created by
this Agreement.

b) Supplier may require as a condition to any disclosure by Distributor pursuant
to this  confidentiality  that any salaried employee to whom disclosure is to be
made sign a proprietary  information  agreement  form,  enforceable by Supplier,
containing terms satisfactory to Supplier.

12.   Supplier's Marketing Office in Territory

a) Supplier may from time to time maintain a marketing or sales office at one or
more locations in the Territory.

b) Personnel  associated  with such office or offices shall be authorized to and
be entitled  to  exercise  all rights of  Supplier  under this  Agreement.  Such
personnel  shall be  entitled  to all  information  with  respect to all matters
relevant to Distributor's performance under the Agreement, and Distributor shall
at all times cooperate with such personnel with respect to all such matters.

<PAGE>

13.   Indemnification

a) Distributor  shall indemnity,  protect and save Supplier,  affiliates and all
officers,  directors,  employees and agents thereof (hereinafter  referred to as
"Indemnities")  harmless from all claims,  demands,  suits or actions (including
attorneys' fees incurred in connection  therewith) which may be asserted against
Distributor for any kind of damages, including but without limitation, damage or
injury to  property  or  persons,  and  incidental,  special  and  consequential
damages,  which may be sustained by any third party or any Indemnities occurring
out of; or  incident  to, the  conduct of  Distributor's  operations  under this
Agreement,  including but without limitation any independent  representations of
Distributor,

14.   Term and Termination

a) The term of this  Agreement  shall  commence on August  20th,  1998 and shall
continue in force and effect thereafter until it is terminated.  Either party by
giving  ninety (90) days written  notice to the other party may  terminate  this
Agreement  either at the completion of the first year of performance  under this
Agreement or at the end of any subsequent year.

b) This  Agreement  will be in effect for a minimum  of three  years and will be
automatically  renewable in one year  increments  based upon the  fulfillment of
mutually agreed upon sales quotas.

c) Termination of this Agreement  shall not affect the obligation of Distributor
to pay Supplier all amounts due as a result of Products  tendered to Distributor
on or before the date of such  termination,  and interest  thereon to the extent
any such amounts are paid after the date they became or will become due pursuant
to this Agreement.

15.    Sole Agreement

a) This  Agreement  is intended  to be the sole and  complete  agreement  of the
obligations  and  rights  of the  parties  as to all  matters  covered  by  this
Agreement, and supersedes all previous understandings,  agreements, negotiations
and proposals relating thereto.

b) This  Agreement  is not  assignable  by the  Distributor  without  reasonable
evaluation and written permission from the Supplier.

16.   Governing Law

a) This Agreement shall be governed by and construed in accordance with the laws
of the State of New York in the United States.

17.   Attorneys Fees and Arbitration

a) Should legal action,  or the incurring of legal fees without  litigation,  be
necessary  to enforce or  interpret  any of the rights or duties of the  parties
herein, the prevailing party in the case of such litigation, or party in default
if no court action is instituted,  shall be  responsible  for payment of all the
other party's  attorneys' fees,  including all costs  reasonably  related to any
litigation  which may arise,  including but not limited to fees for the services
of expert consultants or witnesses.

<PAGE>

18. Execution

a) Each party  executing  this  Agreement on behalf of a corporation  personally
warrants  that they have full  authority to execute this  Agreement on behalf of
such corporation and that the Agreement is binding on that corporation.

Accident Prevention Plus, LLC                American Overseas Corp.

By: /s/ Steve Wahrman 8/20/98                By: /s/ Klaus Schuermann 8/27/98
    -------------------------                    ----------------------------
           Name/Date                                       Name/Date

By: Steven Wahrman                               By: Klaus Schuermann
    --------------                                   ------------------
    President                                        Managing Director

<PAGE>

                                   APPENDIX A
                                  THE PRODUCTS

<PAGE>

                                    EXHIBIT B

As pursuant to section 10.9 of the Operating  Agreement,  the Board of Directors
has  voted to have the  option  of  restructuring  to a  Corporation  due to the
difficulties  that  frequently  arise in trying to raise  capital  for a Limited
Liability Company.

As mandated  under this  Agreement,  the following  signatures  are those of the
Members of the LLC:

/s/ Richard Goodhart   2/09/97
--------------------------
Signature/Date
Richard Goodhart
Chief Executive Officer

/s/ Steven Wahrman   2/09/97
-------------------------
Signature/Date
Steven Wahrman
President

/s/ Jean Paul Daveau   2/09/97
----------------------------
Signature/Date
Jean_Paul Daveau
Vice President

<PAGE>

                                    ADDENDUM
                                       TO
                              DlSTRIBUTOR AGREEMENT

This shall  serve as an  addendum  to the  Distributor  Agreemet  that went into
effect  on  August  20,  1998  by and  between  Accident  Prevention  Plus,  LLC
(Supplier) and American Overseas Corporation (Distributor).

It has been previously agreed that Distributor will pay to Supplier US$5 million
for  consideration  of  "non-exclusive"  world wide  distribution  rights.  This
agreement  commenced as of the above date and is to be completed  within  thirty
six months of this date

With this  Addendum,  the receipt of at least US$2  million will be changed from
August 20, 1999 to commence with US$1 million being received within 60 days from
the initial  stock trade date,  The next US$1  million will be due no later than
eight months  later.  The  remaining  balance must be received  according to the
original schedule

Accident Prevention Plus, LLC                      American Overseas Corp.

By: /s/ Steve Wahrman 7/22/99                      By: Klaus Schuermann 7/24/99
    ---------------------------                        -------------------------
          Name/Date                                            Name/Date

By: Steven Wahrman                                 By: Klaus Schuermann
    ----------------                                   ------------------
    President                                          Managing Director

<PAGE>

                                    ADDENDUM
                                       TO
                              DISTRIBUTOR AGREEMENT

This shall  serve as an  addendum to the  Distributor  Agreement  that went into
effect  on  August  20,  1998  by and  between  Accident  Prevention  Plus,  LLC
(Supplier) and American Overseas Corporation (Distributor).

In reference to Heading #3 (Prices, Purchases, Delivery and Payment) and section
a).,  the  following  will be  eliminated:  "Supplier  will sell its products to
Distributor at its then current cost plus 5% with an F.O.B.  delivery point. The
prices for products are set forth in Appendix A (the "Products")."

The remaining part of this section stays intact.

Accident Prevention Plus, LLC                       American Overseas Corp.

By: /s/ Steve Wahrman 7/22/99                       By: Klaus Schuermann 7/24/99
    --------------------------                          ------------------------
           Name/Date                                            Name/Date

By: Steven Wahrman                                  By: Klaus Schuermann
    ---------------                                     -------------------
    President                                           Managing Director

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