Document:

EXHIBIT 10.7B

 Exhibit 10.7B 
 Joinder Agreement 
 HOMETRUST BANK 

DIRECTOR EMERITUS PLAN 
 JOINDER AGREEMENT NUMBER 2 
 FOR W. THOMAS FLYNT 

WHEREAS, W. Thomas Flynt was previously but is not currently a participant in the HomeTrust Bank Director Emeritus Plan (the “DE
Plan”); and 
 WHEREAS, HomeTrust Bank (the “Bank”) now desires that W. Thomas Flynt again participate in the DE
Plan (and shall be referred to hereinafter as the “Participant”), and to provide the Participant with benefits under the DE Plan, pursuant to this Joinder Agreement, which shall known as “Joinder Agreement Number 2” (reflecting
that there previously existed a DE Plan Joinder Agreement Number 1 with respect to the Participant). 
 Accordingly, the Bank
and the Participant hereby agree, for good and valuable consideration, the value of which is hereby acknowledged, that the Participant shall be provided a DE Plan Benefit under this Joinder Agreement Number 2 and the DE Plan (as such DE Plan may now
exist or hereafter be modified) (the “DE Plan Benefit”). The DE Plan Benefit is provided with the consent of the Bank notwithstanding language in the Participant’s Executive Supplemental Retirement Income Joinder #2 dated
November 21, 2005 (“ESRI Joinder #2”), which provides that the Participant shall not be entitled to any benefits under the DE Plan, now or in the future. The Bank agrees and acknowledges that such language was intended to apply only
to the DE Plan benefits that were replaced by ESRI Joinder #2, and not to the DE Plan generally, and does not preclude the Bank from providing benefits under this Joinder Agreement Number 2. 

1. The DE Plan Benefit shall be paid over twenty years, in according with the following schedule: 

 

					
	 Year
	  	Amount	 
	 1
	  	$	12,000.00	  
	 2
	  	$	12,780.00	  
	 3
	  	$	13,606.20	  
	 4
	  	$	14,481.20	  
	 5
	  	$	15,407.73	  
	 6
	  	$	16,388.69	  
	 7
	  	$	17,427.13	  
	 8
	  	$	18,526.24	  
	 9
	  	$	19,689.42	  
	 10
	  	$	20,920.23	  
	 11
	  	$	22,222.44	  
	 12
	  	$	23,600.01	  
	 13
	  	$	25,057.11	  
	 14
	  	$	26,598.15	  
	 15
	  	$	28,227.77	  
	 16
	  	$	31,197.67	  
	 17
	  	$	34,316.06	  
	 18
	  	$	37,590.37	  
	 19
	  	$	41,028.20	  
	 20
	  	$	44,638.33	  

 Each year’s annual benefit shall be paid in twelve equal monthly installments. 

2. The DE Plan Benefit described in Paragraph 1 shall commence on the first day of the month following the Participant’s Termination
without Cause, except as required to comply with Section 409A of the Code. The benefit provided herein is 100 percent vested. Notwithstanding the foregoing, if the Participant experiences a Removal for Cause, he shall not be entitled to any
benefit under this Joinder Agreement Number 2. 
 3. In the event of the Participant’s death prior to the receipt of his
entire DE Plan Benefit, the monthly payments shall continue to be paid for the balance of the Payout Period to his Beneficiary as designated in this Joinder Agreement Number 2 (or a subsequent valid Beneficiary designation), or in the absence of
such designation as provided under the DE Plan. 
 4. All capitalized terms under this Joinder Agreement Number 2 shall have the
same meaning as under the DE Plan, unless specifically defined herein. 
 The Participant hereby designates the following
person(s) as his Beneficiary of the DE Plan Benefit provided under this Joinder Agreement Number 2. The Participant is aware that he can subsequently change such Beneficiary designation by submitting to the Bank, at any subsequent time, a new
written designation of primary and secondary Beneficiaries to whom payment shall be made in the event of the Participant’s death prior to the complete distribution of the DE Plan Benefit under this Joinder Agreement Number 2. The Participant
understands that any Beneficiary designation made subsequent to the execution of this Joinder Agreement Number 2 relating to this DE Plan Benefit shall become effective only when receipt thereof is acknowledged in writing by the Bank. 

 

					
	PRIMARY BENEFICIARY:	  	 	  	
			
	 SECONDARY BENEFICIARY:
	  	 	  	
		  	 	  	
		  	 	  	

 This document constitutes an individual agreement with the Participant and not a “plan” or a
“benefit plan” for accounting purposes. The document shall be administered and interpreted accordingly. 
 This Joinder Agreement Number 2 has been executed by the parties on this
26th day of May, 2010 (but effective as of
February 1, 2010, other than as required under Section 409A of the Code). 
  

					
	/s/ W. Thomas Flynt	 		 	May 26, 2010
	W. Thomas Flynt	 		 	Date

  

									
	HomeTrust Bank	 		 	
				
	By	 	F. Ed Broadwell, Jr.	 		 	May 26, 2010
		 	(Bank’s duly authorized Officer)	 		 	DateEXHIBIT 10.7C

 Exhibit 10.7C 
 THE HOMETOWN BANK 
 DIRECTOR EMRITUS PLAN 

JOINDER AGREEMENT 

Director of Affiliate Institution 
 The Hometown Bank (the “Bank”) and J. Steven Goforth (the “Director”) hereby agree, for good and valuable consideration, the value of which is hereby acknowledged, that the Director is
entitled to receive Director Emeritus Fees in accordance with the Director Emeritus Plan (the “Plan”) established as of July 1, 1993, by the Bank as such Plan may now exist or hereafter be modified. 

My monthly “Director Emeritus Fees” shall equal $1,500, payable beginning on the first day of the month subsequent to the later
of (a) my termination of service in all capacities with the Bank other than as a director of the Shelby Savings Bank Division or (b) my attaining the age of 55. As of December 31, 1997, I am entitled to receive the monthly Director
Emeritus Fees for a Benefit Period of 231 consecutive months. For each month that I serve as a director of Shelby Savings Bank, SSB (the “Affiliate Institution”) or as a director of the Shelby Savings Bank Division of the Bank in each case
after December, 1997 my Benefit Period will be increased by one month, provided the maximum Benefit Period is 240 consecutive months. The Director Emeritus Fees shall increase during 14 annual consecutive period during the Benefit Period at the rate
of 4% for each such annual adjustment with the first 4% increase to take place during the second year of the Benefit Period. In no event will there be more than 14 annual adjustments, even though the Benefit Period is longer than 15 years. By way of
example, if the Director Emeritus Fees are equal to $1500 per month ($18,000 per year), then during the second year of the Benefit Period the amount payable shall be $1560 per month (or $18,720 per year), in the third year of the Benefit Period the
amount shall be $1,622.40 per month (or $19,468.80 per year), etc. 
 In general, I understand that my receipt (or my
Beneficiary’s receipt) of the Director Emeritus Fees (or survivor’s benefit) and the form or method of payment thereof shall be subject to all provisions of the Plan. 

I understand that I must complete one year of service with the Bank as a director of the Shelby Savings Bank Division of the Bank in
order to become vested in the benefits to be provided under the Plan, provided, I will nevertheless become vested in such benefit if I should die or become disabled during my first year of service as a director of the Shelby Savings Bank Division.

 I hereby designate the following individuals as my “Beneficiary” and I am aware that I can subsequently change such
designation by submitting to the Board of Directors, at any subsequent time, and in substantially the form attached hereto as Exhibit A, a written designation of the primary and secondary Beneficiaries to whom payment under the Plan shall be made in
the event of my death prior to complete distribution of the benefits due and payable under the Plan. I understand that any Beneficiary designation made subsequent to execution of this Joinder Agreement shall become effective only when receipt
thereof is acknowledged in writing by the Board of Directors. 

 PRIMARY BENEFICIARY: 

SECONDARY BENEFICIARY: 
 I acknowledge that I have been provided with a copy of the Plan prior to my execution of this Joinder Agreement and that I have been advised that I will be provided by the Bank or the Administrator with
any modifications hereinafter made to the Plan. 
 In consideration of the Bank permitting me to participate in the Plan
pursuant to this Joinder Agreement, I do hereby relinquish and release all rights and claims that I have or might have, on my own behalf and on behalf of my estate and heirs, to benefits as a director of the Affiliate Institution under that certain
Retirement Plan Agreement between the Affiliate Institution and the named directors therein dated July 1, 1995; and I do hereby acknowledge that I am not entitled to any other benefits from the Affiliate Institution (other than compensation
voluntarily deferred by me, if any) based upon my service as a director of the Affiliate Institution. 
  

					
			
	  	 		 	(Date)
	J. Steven Goforth	 		 	

  

									
	The Hometown Bank	 		 	
				
	By	 	 	 		 	
		 	(Bank’s duly authorized Officer)	 		 		 	(Attest)                          
                              (Date)

  
 2 

 Additional Joinder Agreement 
 HOMETRUST BANK 
 DIRECTOR EMERITUS PLAN 

JOINDER AGREEMENT NUMBER 2 
 FOR J. STEVEN GOFORTH 
 WHEREAS, J. Steven Goforth (the “Participant”)
is a participant in the HomeTrust Bank Director Emeritus Plan (the “DE Plan”); and 
 WHEREAS, the Participant is
entitled to benefits under the DE Plan pursuant to that Joinder Agreement dated                  (“Joinder Agreement Number 1”). 

WHEREAS, HomeTrust Bank (the “Bank”) desires to provide the Participant with additional benefits under the DE Plan, pursuant to
this Joinder Agreement, which shall known as Joinder Agreement Number 2. 
 Accordingly, the Bank and the Participant hereby
agree, for good and valuable consideration, the value of which is hereby acknowledged, that the Participant, who is currently a participant under the DE Plan (as such DE Plan may now exist or hereafter be modified), shall be provided an additional
DE Plan Benefit under this Joinder Agreement Number 2 and the DE Plan (the “Additional DE Plan Benefit”). 
 1. The
Additional DE Plan Benefit shall be paid over twenty years, in according with the following schedule: 
  

					
	 Year
	  	Amount	 
	 1
	  	$	12,000.00	  
	 2
	  	$	12,780.00	  
	 3
	  	$	13,606.20	  
	 4
	  	$	14,481.20	  
	 5
	  	$	15,407.73	  
	 6
	  	$	16,388.69	  
	 7
	  	$	17,427.13	  
	 8
	  	$	18,526.24	  
	 9
	  	$	19,689.42	  
	 10
	  	$	20,920.23	  
	 11
	  	$	22,222.44	  
	 12
	  	$	23,600.01	  
	 13
	  	$	25,057.11	  
	 14
	  	$	26,598.15	  
	 15
	  	$	28,227.77	  
	 16
	  	$	31,197.67	  
	 17
	  	$	34,316.06	  
	 18
	  	$	37,590.37	  
	 19
	  	$	41,028.20	  
	 20
	  	$	44,638.33	  

 Each year’s annual benefit shall be paid in twelve equal monthly installments. 

2. The Additional DE Plan Benefit described in Paragraph 1 shall commence on the first day of the month following the Participant’s
Termination without Cause, except as required to comply with Section 409A of the Code. The benefit provided herein is 100 percent vested. Notwithstanding the foregoing, if the Participant experiences a Removal for Cause, he shall not be
entitled to any benefit under this Joinder Agreement Number 2. 

 3. In the event of the Participant’s death prior to the receipt of his entire
Additional DE Plan Benefit, the monthly payments shall continue to be paid for the balance of the Payout Period to his Beneficiary as designated in this Joinder Agreement Number 2 (or a subsequent valid Beneficiary designation), or in the absence of
such designation as provided under the DE Plan. 
 4. The DE Plan Benefit provided under this Joinder Agreement Number 2 is in
addition to, and does not replace the benefit provided to the Participant under Joinder Agreement Number 1. 
 5. All
capitalized terms under this Joinder Agreement Number 2 shall have the same meaning as under the DE Plan, unless specifically defined herein. 
 The Participant hereby designates the following person(s) as his Beneficiary of the Additional DE Plan Benefit provided under this Joinder Agreement Number 2. The Participant is aware that he can
subsequently change such Beneficiary designation by submitting to the Bank, at any subsequent time, a new written designation of primary and secondary Beneficiaries to whom payment shall be made in the event of the Participant’s death prior to
the complete distribution of the Additional DE Plan Benefit under this Joinder Agreement Number 2. The Participant understands that any Beneficiary designation made subsequent to the execution of this Joinder Agreement Number 2 relating to this DE
Plan Benefit shall become effective only when receipt thereof is acknowledged in writing by the Bank. 
  

					
	PRIMARY BENEFICIARY:	  	 	  	
			
	SECONDARY BENEFICIARY:	  	 	  	
		  	 	  	
		  	 	  	

 This document constitutes an individual agreement with the Participant and not a “plan” or a
“benefit plan” for accounting purposes. The document shall be administered and interpreted accordingly. 
 This
Joinder Agreement Number 2 has been executed by the parties on this          day of
                        , 2010 (but effective as of February 1, 2010, other than as required under Section 409A
of the Code). 
  

					
	/s/ J. Steven Goforth	 		 	June 1, 2010
	J. Steven Goforth	 		 	Date

  

									
	HomeTrust Bank	 		 	
				
	By	 	/s/ F. Ed Broadwell	 		 	May 10, 2010
		 	(Bank’s duly authorized Officer)	 		 	Date

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