Document:

Exhibit 10(a)

  

	EXHIBIT 10(a)

	INDEPENDENT AUDITORS’ CONSENT

	<R>We consent to the incorporation by reference in
      Amendment No. 12 to Investment Company Act File No. 811-09049 on Form N-1A
      of Mercury Master Trust (the “Registration Statement”) of our
      report dated November 13, 2001 on Mercury Master Select Growth Portfolio
      appearing in the September 30, 2001 Annual Report of Mercury Select Growth
      Fund and our report dated January 15, 2002 on Mercury Master Global Balanced
      Portfolio appearing in the November 30, 2001 Annual Report of Mercury Global
      Balanced Fund.</R>

	We also consent to the incorporation by reference in the
      Registration Statement of our report dated July 13, 2001 on Mercury Master
      International Portfolio appearing in the May 31, 2001 Annual Report of Mercury
      International Fund, our report dated July 12, 2001 on Mercury Master Pan-European
      Growth Portfolio appearing in the May 31, 2001 Annual Report of Mercury
      Pan-European Growth Fund, our report dated July 13, 2001 on Mercury Master
      U.S. Large Cap Portfolio appearing in the May 31, 2001 Annual Report of
      Mercury U.S. Large Cap Fund and our report dated July 13, 2001 on Mercury
      Master U.S. Small Cap Growth Portfolio appearing in the May 31, 2001 Annual
      Report of Mercury U.S. Small Cap Growth Fund.

	/s/ Deloitte & Touche LLP

	New York, New York

      <R>March 27, 2002</R>Exhibit 10(b)

	EXHIBIT 10(b)

	CONSENT OF SHEARMAN & STERLING

	     <R>We hereby consent
      to the reference to our firm included in Part A and Part B of Mercury Master
      Trust, filed as part of Amendment No. 12 to the Registration Statement (File
      No. 811-09049).

	 	/s/ 	Shearman & Sterling
	 	 	
      

    
	 	 	Shearman & Sterling

	New York, New York

      March 28, 2002 </R>EXHIBIT 10(b)

                                RENEWAL OF LEASE

     Effective  October 1, 2001,  the  Indenture  of Lease (the  "Lease")  dated
October 1, 1984 between Robert Howard ("Lessor") and Howtek, Inc. ("Lessee"), of
the premises located at 21 Park Avenue, Hudson, NH, is renewed for a term of one
(1)  year at the  base  rent of  $78,499.92,  payable  in  twelve  (12)  monthly
installments of $6,541.66. All other terms and conditions of the Lease remain in
effect.

LESSOR                                    LESSEE
                                          HOWTEK, INC.

 /s/  Robert Howard                       BY:/s/  Annette Heroux
-------------------------                    -----------------------
ROBERT HOWARD                                Chief Financial OfficerEXHIBIT 10 (d)

                                 ADDENDUM NO. 13

                      REVOLVING LOAN AND SECURITY AGREEMENT

                  CONVERTIBLE REVOLVING CREDIT PROMISSORY NOTE

                             DATED OCTOBER 26, 1987

     For consideration given and received, Robert Howard and Howtek, Inc. hereby
agree to extend  the  repayment  date in  Paragraph  D of the  above  referenced
Convertible  Revolving  Credit  Promissory  Note, as amended,  (the "Note") from
January 4, 2002 to January 4, 2003.  Also the Note  hereafter  will be a maximum
principal sum of Three Million Dollars ($3,000,000).

     Effective the 29th day of December 2001.

HOWTEK, INC.

By: /s/  Annette Heroux                         /s/  Robert Howard
    --------------------------                  -------------------
Title:  Chief Financial Officer                 Robert HowardEXHIBIT 10.9

RELIV' INTERNATIONAL, INC.       148671-2006943                         HH/as/ph

                               LINE OF CREDTT NOTE

                                                             St. Louis, Missouri

$1,000,000.00 and interest                                     November 15, 2001

     On Demand,  and if no demand be made,  then on the 15th day of May 2002 the
undersigned  promise(s) to pay to the order of SOUTHWEST BANK OF ST. LOUIS,  St.
Louis, Missouri, 63110-3498 (herein called "Bank") at its office in said City or
to such other place as the holder hereof shall from time to time designate,  the
principal sum of ONE MILLION AND 00/100  Dollars,  or the then  outstanding  and
unpaid principal  balance of the sums advanced  hereunder  together with accrued
interest. Each borrowing hereunder shall bear interest from the date advanced by
Bank at the rate of 0.50% in excess of Southwest  Bank of St. Louis' Prime Rate,
to be  adjusted  with  each  change  thereto,  payable  monthly,  and  shall  be
calculated on the actual number of days on the basis of a year of 360 days. This
note shall bear  interest  after  maturity  whether by demand,  acceleration  or
otherwise at the rate of five percent (5%) over the stated rate. As used herein,
the term "Prime  Rate" shall mean the rate of  interest  announced  from time to
time by the Bank as its "Prime  Rate",  such term being used only as a reference
rate and not necessarily representing the lowest rate charged to any customer of
the Bank. In the event the Bank ceases to use the term "Prime Rate" in setting a
base rate for  commercial  loans,  the term "Prime Rate" as used herein shall be
determined  by  reference  to the  rate  used by the  Bank as its  base  rate of
interest for commercial loans.

     Until  the  occurrence  of any event of  default  herein  described  or any
default  or any event  which with the  passage  of time or giving of notice,  or
both,  would  constitute a default under any  agreements  listed  below,  or the
maturity  of this note,  whether  by  demand,  acceleration  or  otherwise,  the
undersigned may borrow and repay and re-borrow such amounts,  hereunder,  except
that each advance or repayment  will be in a minimum  amount of ONE THOUSAND AND
00/100  Dollars or any multiples  thereof,  but not exceeding the maximum amount
set forth above.  Unless otherwise  instructed by the undersigned,  all advances
under this note will be credited to checking  account  No.058726  carried on the
books of Bank in the name of  Reliv'  International,  Inc.  and the  undersigned
agrees that Bank may make advances at its discretion,  upon oral instructions of
any of the  undersigned  or upon  occurrence  of an overdraft  in said  checking
account.  If any payment of  principal  or interest  under this Note is not paid
within thirty (30) days after the payment is due, then the Undersigned shall pay
to Bank a late charge of ten percent (10%) of such payment, but in any event not
less than Ten Dollars ($10.00).

     Upon the occurrence of any of the following  events of default:  failure of
the  undersigned to make any payments  required  hereunder or comply with any of
the  provisions  contained  in  this  note  or  any  other  obligations  of  the
undersigned to Bank or to any other party,  and the continuation of such default
following  applicable  notice and cure  rights,  if any,  or if any  instrument,
document,  agreement  or  guaranty  delivered  in  connection  with  any  of the
indebtedness  evidenced by this note or otherwise owed to Bank, shall not be, or
shall cease to be,  enforceable in accordance  with its terms or be contested by
any  obligor  thereunder,  or  death,  dissolution,  termination  of  existence,
insolvency, failure to pay debts as they mature,

<PAGE>

appointment  of a receiver of any part of the property of, an assignment for the
benefit of creditors, or the commencement of any proceedings under bankruptcy or
insolvency  laws,  by or  against  any of the  undersigned,  then or at any time
thereafter,  this note and all other  obligations of each of the  undersigned to
the Bank shall, at the option of Bank,  become due and payable without notice or
demand and no further  advances will  thereafter be made by Bank under the terms
of this note. Furthermore,  Bank reserves the right to offset without notice all
funds or other  property  held by Bank  against  matured  debts owing to Bank by
undersigned.  The undersigned will pay on demand all costs of collection,  legal
expenses and  attorney's  fees incurred or paid in collecting or enforcing  this
note including  representation  in any bankruptcy or insolvency  proceedings and
whether  or not any  lawsuit is ever filed  with  respect  thereto.  Each of the
undersigned hereby waives presentment,  protest,  demand,  notice of dishonor or
default and consents to any and all renewals,  extensions, and/or the release of
any  collateral or party directly or indirectly  liable for the payment  hereof,
all  without  notice  to  and  without  affecting  the  liability  of any of the
undersigned.  As used  herein  "undersigned"  shall  mean  each  maker  and each
endorser,  and each jointly and severally,  agrees to all the provisions hereof.
This note shall be governed by the laws of the State of Missouri  without regard
to conflict of law principle and shall bind the  undersigned  and shall inure to
the benefit of the Bank and any holder hereof.

     In addition to all other  rights and  security of Bank,  security  for this
note and all other indebtedness owing to Bank:

Security  Agreements dated 5/25/99 and 1/2/96 covering  Accounts,  Inventory and
Equipment.

     All payments hereunder shall be made in immediately available funds by 1:00
p.m. St.  Louis,  Missouri time on the day when due. If any payment of principal
or interest on this note,  shall become due on a Saturday,  Sunday or any day on
which the Bank is legally closed to business,  such payment shall be made on the
next  succeeding  business  day and such  extension of time shall be included in
computing interest in connection with such payment.

     The rights and remedies of the Bank under this note are  cumulative and are
not in lieu of, but are in  addition to any other  rights or remedies  which the
Bank shall have under any other instrument, or at law or in equity.

     THE  UNDERSIGNED  HEREBY  CONSENTS TO THE  JURISDICTION  OF ANY STATE COURT
LOCATED  WITHIN THE CITY OF ST. LOUIS OR ST. LOUIS  COUNTY,  MISSOURI OR FEDERAL
COURT IN THE EASTERN  DISTRICT OF MISSOURI,  EASTERN  DIVISION.  THE UNDERSIGNED
WAIVES ANY OBJECTION TO JURISDICTION AND VENUE OF ANY ACTION INSTITUTED  AGAINST
IT AS  PROVIDED  HEREIN AND AGREES  NOT TO ASSERT ANY  DEFENSE  BASED ON LACK OF
JURISDICTION OR VENUE. THE UNDERSIGNED  FURTHER AGREES NOT TO ASSERT AGAINST THE
BANK (EXCEPT BY WAY OF A DEFENSE OR  COUNTERCLAIM  IN A PROCEEDING  INITIATED BY
THE BANK) ANY CLAIM OR OTHER  ASSERTION OF LIABILITY  WITH RESPECT TO THIS NOTE,
THE BANK'S  CONDUCT OR OTHERWISE IN ANY  JURISDICTION  OTHER THAN THE  FOREGOING
JURISDICTIONS.

     THE  UNDERSIGNED  HEREBY  WAWES ANY RIGHT TO TRIAL BY JURY  (WHICH THE BANK
ALSO WAIVES) IN ANY ACTION, SUIT, PROCEEDING OR COUNTERCLAIM OF ANY KIND ARISING
OUT OF OR RELATING TO THIS NOTE, THE OBLIGATIONS OF THE UNDERSIGNED HEREUNDER OR
THE BANK'S CONDUCT IN RESPECT OF ANY OF THE FOREGOING.

                                       2

<PAGE>

     The following  notice is given pursuant to Section  432.045 of the Missouri
Revised  Statutes;  nothing contained in such notice shall be deemed to limit or
modify the terms of this note.  ORAL  AGREEMENTS OR  COMMITMENTS  TO LEND MONEY,
EXTEND  CREDIT OR TO  FOREBEAR  FROM  ENFORCING  REPAYMENT  OF A DEBT  INCLUDING
PROMISES  TO  EXTEND OR RENEW  SUCH DEBT ARE NOT  ENFORCEABLE.  TO  PROTECT  YOU
(BORROWER(S)) AND US (CREDITOR) FROM  MISUNDERSTANDING  OR  DISAPPOINTMENT,  ANY
AGREEMENTS WE REACH  COVERING SUCH MATTERS ARE CONTAINED IN THIS WRITING,  WHICH
IS THE COMPLETE AND EXCLUSIVE  STATEMENT OF THE AGREEMENT  BETWEEN US, EXCEPT AS
WE MAY LATER AGREE IN WRITING TO MODIFY IT.

     Signature(s) below constitutes  execution of this note and  acknowledgement
of receipt of a copy of note.

                                       RELIV'  INTERNATIONAL, INC.

                                       By:/s/ Robert L. Montgomery
                                            ------------------------------------
                                       Name: Robert L. Montgomery
                                            ------------------------------------
                                       Its: President
                                            ------------------------------------

                                       By: /s/ Steven D. Albright
                                            ------------------------------------
                                       Name:Steven D. Albright
                                            ------------------------------------
                                       Its: Controller
                                            ------------------------------------

                                Address: P.O. Box 405 Chesterfield MO 63006-0405
                                         ---------------------------------------

                                       3

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