Document:

Second Amendment to Shareholder Rights Agreement

 Exhibit 4.1 
 SECOND AMENDMENT TO 
 SHAREHOLDER RIGHTS AGREEMENT 

This Second Amendment to Shareholder Rights Agreement, dated as of January 6, 2012 (this “Amendment”) is between
Scott’s Liquid Gold-Inc., a Colorado corporation (the “Company”), and Broadridge Corporate Issuer Solutions, Inc., as Rights Agent (the “Rights Agent”). 

WITNESSETH 
 WHEREAS, the Company and Wells Fargo Bank Minnesota, N.A. were parties to that certain Shareholder Rights Agreement, dated February 21, 2001, as amended by the Amendment to Shareholder Rights
Agreement, dated February 15, 2011 (the “Rights Agreement”); 
 WHEREAS, the Company desires the
Rights Agent to replace Wells Fargo as rights agent and the Rights Agent agrees to accept such obligations and responsibilities; and 
 WHEREAS, the Company now desires to amend the Rights Agreement as set forth in this Amendment. 
 NOW THEREFORE, in consideration of the premises and the mutual agreements herein set forth, the parties hereby agree as follows: 

A. The Rights Agent shall be Broadridge Corporate Issuer Solutions, Inc. 

B. The second sentence of Section 2 shall be deleted in its entirety. 

C. The second sentence of Section 18 shall be amended and restated in its entirety as follows: 

The Company also agrees to indemnify the Rights Agent for, and to hold it harmless against, any and all loss, liability, damages, claims
or expense, incurred without gross negligence, bad faith or willful misconduct on the part of the Rights Agent, for anything done or omitted by the Rights Agent in connection with the acceptance and administration of this Agreement, including the
costs and expenses (including reasonable attorneys’ fees and expenses) of defending against any claim of liability for any of the foregoing. 
 D. Section 20(c) shall be amended and restated in its entirety as follows: 

The Rights Agent shall be liable hereunder only for its own gross negligence, bad faith, or willful misconduct. 

E. The fifth sentence of Section 21 shall be amended and restated in its entirety as follows: 

Any successor Rights Agent, whether appointed by the Company or by such a court, shall be a corporation organized and doing business
under the laws of the United States or the State of 

 
Colorado (or of any other State of the United States), in good standing, which is authorized under such laws to exercise corporate trust and/or stock transfer powers and is subject to supervision
or examination by federal or state authority and which has at the time of its appointment as Rights Agent, together with its affiliated entities whose assets would be subject to claims by the Company, a combined capital and surplus of at least
$50,000,000. 
 F. Effectiveness. This Amendment shall be deemed effective as of the date first above written, as if
executed on such date. Except to the extent specifically amended hereby, the Rights Agreement and all related documents as amended hereby shall remain in full force and effect. 

G. Governing Law. This Amendment shall be deemed to be a contract made under the laws of the State of Colorado and for all
purposes shall be governed by and construed in accordance with the provisions of the Rights Agreement except to the extent specifically amended hereby. 
 H. Counterparts. This Amendment may be executed in any number of counterparts, and each of such counterparts shall be for all purposes deemed to be an original, and all such counterparts together
shall constitute but one and the same instrument. 

 IN WITNESS WHEREOF, the parties have caused this Amendment to be duly executed as an
instrument under seal and attested, all as of the day and year first above written. 
  

			
	SCOTT’S LIQUID GOLD-INC.	  	 BROADRIDGE INVESTOR

COMMUNICATION SOLUTIONS, INC., as

Rights Agent

		
	 /s/ Mark E. Goldstein
	  	 /s/ John P. Dunn

	 Mark E. Goldstein
 President
and Chief Executive Officer
	  	 John P. Dunn

Officer

 [Signature Page to Amendment to Rights Agreement]First Amendment to Credit Agreement

 Exhibit 10.1 
 FIRST AMENDMENT TO CREDIT AGREEMENT 
 FIRST AMENDMENT, dated as of
March 7, 2011 (this “Agreement”), to the Credit Agreement, dated as of January 19, 2011 (as heretofore and hereafter amended, supplemented or otherwise modified from time to time, the “Credit Agreement”),
among AMERICAN ASSETS TRUST, L.P., a Maryland limited partnership (the “Borrower”), AMERICAN ASSETS TRUST, INC. a Maryland corporation (“REIT”), the lenders, from time to time party thereto (the
“Lenders”), BANK OF AMERICA, N.A., as Administrative Agent (in such capacity, together with any successor administrative agent, the “Administrative Agent”) and BANK OF AMERICA as Swing Line Lender and L/C Issuer
thereunder. Capitalized terms used herein and not otherwise defined herein shall have the meanings assigned to such terms in the Credit Agreement. 
 WHEREAS, the Borrower has requested that the Lenders amend the definition of “Cash Equivalents” contained in Section 1.01 of the Credit Agreement to include Investments in mortgage backed
securities that are issued by the Government National Mortgage Association. 
 NOW THEREFORE, for good and valuable
consideration, the receipt and sufficiency of which is hereby acknowledged, the parties hereto agree as follows: 
 SECTION
1. Amendments to Credit Agreement. Subject to all of the terms and conditions set forth in this Agreement: 
 1.1
Definition of Cash Equivalents. The definition of “Cash Equivalents” contained in Section 1.01 of the Credit Agreement is hereby amended by (i) deleting the word “and” appearing at the end of clause
(c) thereof, (ii) deleting the “.” at the end of clause (d) thereof and substituting “; and” therefor and (iii) adding a new clause (e) at the end thereof which reads as follows: 

“(e) Mortgage backed securities that are issued by the Government National Mortgage Association and fully guaranteed
by the United States of America having maturities of not more than 30 years from the date of acquisition thereof; provided that the full faith and credit of the United States of America is pledged in support thereof (“GNMA
Securities”).” 
 1.2 Definition of GNMA Securities. Section 1.01 of the Credit Agreement is
hereby amended by inserting the following new definition in the appropriate alphabetical order: 
 “GNMA
Securities” has the meaning specified in clause (e) of the definition of “Cash Equivalents.” 
 1.3
Addition of Section 1.07. Article I of the Credit Agreement is hereby amended by adding the following new paragraph as Section 1.07 thereof: 

“1.07. GNMA Securities. For purposes of determining the value of Cash Equivalents as of any date, the value of
GNMA Securities that are included as Cash Equivalents on such date shall be 95% of the marked-to-market value of such GNMA Securities determined in accordance with GAAP as of the last day of the then most recently ended fiscal quarter of the
REIT.” 

 SECTION 2. Waiver. Subject to all of the terms and conditions set forth in
this Agreement, the Lenders party to this Agreement hereby waive any Default or Event of Default that now exists or at any time existed as a direct or indirect result of the acquisition of GNMA Securities by one or more Loan Parties prior to the
date that this Agreement becomes effective. 
 SECTION 3. Conditions Precedent. This Agreement shall become
effective upon receipt by the Administrative Agent of executed counterparts of this Agreement duly executed by each the Loan Parties, the Administrative Agent and the Required Lenders. 

SECTION 4. Representations and Warranties. After giving effect to this Agreement, each of the Loan Parties reaffirms and
restates the representations and warranties made by it set forth in the Loan Documents and all such representations and warranties shall be true and correct on the date hereof with the same force and effect as if made on such date (except
(i) to the extent such representations and warranties expressly relate to an earlier date, in which case such representations and warranties shall be true and correct as of such earlier date and (ii) any representation or warranty that is
already by its terms qualified as to “materiality”, “Material Adverse Effect” or similar language shall be true and correct in all respects as of such date after giving effect to such qualification). Each of the Loan Parties
represents and warrants (which representations and warranties shall survive the execution and delivery hereof) to the Administrative Agent and the Lenders that: 
 (a) it has the power and authority to execute, deliver and carry out the terms and provisions of this Agreement and the transactions contemplated hereby and has taken or caused to be taken all necessary
action to authorize the execution, delivery and performance of this Agreement and the transactions contemplated hereby; 
 (b) no consent of any Person (including, without limitation, any of its equity holders or creditors), and no action of, or filing with, any governmental or public body or authority is required to
authorize, or is otherwise required in connection with, the execution, delivery and performance of this Agreement; 
 (c) this Agreement has been duly executed and delivered on its behalf by a duly authorized officer, and constitutes its legal, valid and binding obligation enforceable in accordance with its terms,
subject to bankruptcy, reorganization, insolvency, moratorium and other similar laws affecting the enforcement of creditors’ rights generally and the exercise of judicial discretion in accordance with general principles of equity; 

(d) after giving effect to this Agreement no Default or Event of Default has occurred and is continuing; and 

(e) the execution, delivery and performance of this Agreement will not violate any law, statute or regulation, or any
order or decree of any court or governmental instrumentality, or conflict with, or result in the breach of, or constitute a default under, any contractual obligation of any Loan Party or any of its Subsidiaries. 

  
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 SECTION 5. Affirmation of Guarantors. Each Guarantor hereby approves and
consents to this Agreement and the transactions contemplated by this Agreement and agrees and affirms that its guarantee of the Obligations continues to be in full force and effect and is hereby ratified and confirmed in all respects and shall apply
to the Credit Agreement and all of the other Loan Documents, as such are amended, restated, supplemented or otherwise modified from time to time in accordance with their terms. 

SECTION 6. Costs and Expenses. The Borrower acknowledges and agrees that its payment obligations set forth in
Section 10.04 of the Credit Agreement include the costs and expenses incurred by the Administrative Agent in connection with the preparation, execution and delivery of this Agreement and any other documentation contemplated hereby (whether or
not this Agreement becomes effective or the transactions contemplated hereby are consummated and whether or not a Default or Event of Default has occurred or is continuing), including, but not limited to, the reasonable fees and disbursements of
Kaye Scholer LLP, counsel to the Administrative Agent. 
 SECTION 7. Ratification. 

(a) Except as herein agreed, the Credit Agreement and the other Loan Documents remain in full force and effect and are hereby ratified
and affirmed by the Loan Parties. Each of the Loan Parties hereby (i) confirms and agrees that the Borrower is truly and justly indebted to the Administrative Agent and the Lenders in the aggregate amount of the Obligations without defense,
counterclaim or offset of any kind whatsoever, and (ii) reaffirms and admits the validity and enforceability of the Credit Agreement and the other Loan Documents. 
 (b) This Agreement shall be limited precisely as written and, except as expressly provided herein, shall not be deemed (i) to be a consent granted pursuant to, or a waiver, modification or
forbearance of, any term or condition of the Credit Agreement or any of the instruments or agreements referred to therein or a waiver of any Default or Event of Default under the Credit Agreement, whether or not known to the Administrative Agent or
any of the Lenders, or (ii) to prejudice any right or remedy which the Administrative Agent or any of the Lenders may now have or have in the future against any Person under or in connection with the Credit Agreement, any of the instruments or
agreements referred to therein or any of the transactions contemplated thereby. 
 SECTION 8. Waivers; Amendments.
Neither this Agreement, nor any provision hereof, may be waived, amended or modified except pursuant to an agreement or agreements in writing entered into by the Administrative Agent and the Required Lenders. 

SECTION 9. References. The Loan Parties acknowledge and agree that this Agreement constitutes a Loan Document. All
references to the “Credit Agreement”, “thereunder”, “thereof” or words of like import in the Credit Agreement or any other Loan Document and the other documents and instruments delivered pursuant to or in connection
therewith shall mean and be a reference to the Credit Agreement as modified hereby and as each may in the future be amended, restated, supplemented or modified from time to time. 

  
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 SECTION 10. Counterparts. This Agreement may be executed by the parties hereto
individually or in combination, in one or more counterparts, each of which shall be an original and all of which shall constitute one and the same agreement. Delivery of an executed counterpart of a signature page by telecopier or electronic mail
(in a .pdf format) shall be effective as delivery of a manually executed counterpart. 
 SECTION 11. Successors and
Assigns. The provisions of this Agreement shall be binding upon and inure to the benefit of the parties hereto and their respective successors and assigns. 
 SECTION 12. Severability. If any provision of this Agreement shall be held invalid or unenforceable in whole or in part in any jurisdiction, such provision shall, as to such jurisdiction, be
ineffective to the extent of such invalidity or enforceability without in any manner affecting the validity or enforceability of such provision in any other jurisdiction or the remaining provisions of this Agreement in any jurisdiction. 

SECTION 13. Governing Law. THIS AGREEMENT SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAW OF THE STATE
OF NEW YORK (WITHOUT GIVING EFFECT TO THE CONFLICTS OF LAW PROVISIONS THEREOF). 
 SECTION 14. Headings.
Section headings in this Agreement are included for convenience of reference only and are not to affect the construction of, or to be taken into consideration in interpreting, this Agreement. 

[The remainder of this page left blank intentionally] 

  
 4 

 IN WITNESS WHEREOF, the Loan Parties, the Administrative Agent and the undersigned
Lenders have caused this Agreement to be duly executed by their respective authorized officers as of the day and year first above written. 
  

							
	BORROWER:
	
	AMERICAN ASSETS TRUST, L.P.
		
	By:	 	 /s/ Robert F. Barton

		 	Name: Robert F. Barton
		 	Title: CFO

  
 [Signature
Page to First Amendment to AAT Credit Agreement] 

 
					
	GUARANTORS:
	
	AMERICAN ASSETS TRUST MANAGEMENT LLC
	PACIFIC DEL MAR ASSETS LLC
	PACIFIC CARMEL MOUNTAIN ASSETS LLC
	PACIFIC SOLANA BEACH ASSETS LLC
	RANCHO CARMEL PLAZA LLC
	PACIFIC OCEANSIDE HOLDINGS LLC
	DEL MONTE SAN JOSE HOLDINGS LLC
	KEARNY MESA BUSINESS CENTER LLC
	DEL MONTE CENTER HOLDINGS LLC
	BEACH WALK HOLDINGS LLC
	ICW PLAZA MERGER SUB LLC
	ICW VALENCIA LLC
	PACIFIC SOUTH COURT ASSETS LLC
	PACIFIC TORREY DAYCARE ASSETS LLC
	LANDMARK VENTURE JV, LLC
	PACIFIC FIRECREEK HOLDINGS, LLC
	IMPERIAL STRAND LLC
	MARINER’S POINT, LLC
	PACIFIC TORREY RESERVE WEST ASSETS LLC
	BROADWAY 101 SORRENTO HOLDINGS, LLC
	BROADWAY 225 SORRENTO HOLDINGS, LLC
	BROADWAY 101 STONECREST HOLDINGS, LLC
	BROADWAY 225 STONECREST HOLDINGS, LLC
	EBW HOTEL LLC
	WAIKELE VENTURE HOLDINGS LLC
	VISTA HACIENDA LLC
	PACIFIC SANTA FE ASSETS LLC
	
	By: AMERICAN ASSETS TRUST, L.P., ITS SOLE MEMBER
	
	BY: AMERICAN ASSETS TRUST, INC., ITS GENERAL PARTNER
		
	BY:	 	 /s/ John W. Chamberlain

		 	NAME: JOHN W. CHAMBERLAIN
		 	TITLE: CHIEF EXECUTIVE OFFICER & PRESIDENT

  
 [Signature
Page to First Amendment to AAT Credit Agreement] 

 
					
	PACIFIC TORREY RESERVE WEST HOLDINGS, L.P.
	
	BY: PACIFIC TORREY RESERVE WEST ASSETS LLC, ITS GENERAL PARTNER
	
	BY: AMERICAN ASSETS TRUST, L.P., ITS SOLE MEMBER
	
	BY: AMERICAN ASSETS TRUST, INC., ITS GENERAL PARTNER
		
	BY:	 	 /s/ John W. Chamberlain

		 	NAME: JOHN W. CHAMBERLAIN
		 	TITLE: CHIEF EXECUTIVE OFFICER & PRESIDENT
	
	CARMEL COUNTRY PLAZA, L.P.
	
	BY: PACIFIC DEL MAR ASSETS LLC, ITS GENERAL PARTNER
	
	BY: AMERICAN ASSETS TRUST, L.P., ITS SOLE MEMBER
	
	BY: AMERICAN ASSETS TRUST, INC., ITS GENERAL PARTNER
		
	BY:	 	 /s/ John W. Chamberlain

		 	NAME: JOHN W. CHAMBERLAIN
		 	TITLE: CHIEF EXECUTIVE OFFICER & PRESIDENT

  
 [Signature
Page to First Amendment to AAT Credit Agreement] 

 
					
	PACIFIC CARMEL MOUNTAIN HOLDINGS, L.P.
	
	BY: PACIFIC CARMEL MOUNTAIN ASSETS LLC, ITS GENERAL PARTNER
	
	BY: AMERICAN ASSETS TRUST, L.P., ITS SOLE MEMBER
	
	BY: AMERICAN ASSETS TRUST, INC., ITS GENERAL PARTNER
		
	BY:	 	 /s/ John W. Chamberlain

		 	NAME: JOHN W. CHAMBERLAIN
		 	TITLE: CHIEF EXECUTIVE OFFICER & PRESIDENT
	
	PACIFIC SOLANA BEACH HOLDINGS, L.P.
	
	BY: PACIFIC SOLANA BEACH ASSETS LLC, ITS GENERAL PARTNER
	
	BY: AMERICAN ASSETS TRUST, L.P., ITS SOLE MEMBER
	
	BY: AMERICAN ASSETS TRUST, INC., ITS GENERAL PARTNER
		
	BY:	 	 /s/ John W. Chamberlain

		 	NAME: JOHN W. CHAMBERLAIN
		 	TITLE: CHIEF EXECUTIVE OFFICER & PRESIDENT

  
 [Signature
Page to First Amendment to AAT Credit Agreement] 

 
					
	RANCHO CARMEL HOLDINGS, LLC
	
	BY: RANCHO CARMEL PLAZA LLC, ITS SOLE MEMBER
	
	BY: AMERICAN ASSETS TRUST, L.P., ITS SOLE MEMBER
	
	BY: AMERICAN ASSETS TRUST, INC., ITS GENERAL PARTNER
		
	BY:	 	 /s/ John W. Chamberlain

		 	NAME: JOHN W. CHAMBERLAIN
		 	TITLE: CHIEF EXECUTIVE OFFICER & PRESIDENT
	
	ABW LEWERS LLC
	
	BY: BEACH WALK HOLDINGS LLC, ITS MANAGING MEMBER
	
	BY: AMERICAN ASSETS TRUST, L.P., ITS SOLE MEMBER
	
	BY: AMERICAN ASSETS TRUST, INC., ITS GENERAL PARTNER
		
	BY:	 	 /s/ John W. Chamberlain

		 	NAME: JOHN W. CHAMBERLAIN
		 	TITLE: CHIEF EXECUTIVE OFFICER & PRESIDENT

  
 [Signature
Page to First Amendment to AAT Credit Agreement] 

 
					
	ICW PLAZA HOLDINGS, LLC
	
	BY: ICW PLAZA MERGER SUB LLC, ITS SOLE MEMBER
	
	BY: AMERICAN ASSETS TRUST, L.P., ITS SOLE MEMBER
	
	BY: AMERICAN ASSETS TRUST, INC., ITS GENERAL PARTNER
		
	BY:	 	 /s/ John W. Chamberlain

		 	NAME: JOHN W. CHAMBERLAIN
		 	TITLE: CHIEF EXECUTIVE OFFICER & PRESIDENT
	
	PACIFIC TORREY DAYCARE HOLDINGS, L.P.
	
	BY: PACIFIC TORREY DAYCARE ASSETS, LLC, ITS GENERAL PARTNER
	
	BY: AMERICAN ASSETS TRUST, L.P., ITS SOLE MEMBER
	
	BY: AMERICAN ASSETS TRUST, INC., ITS GENERAL PARTNER
		
	BY:	 	 /s/ John W. Chamberlain

		 	NAME: JOHN W. CHAMBERLAIN
		 	TITLE: CHIEF EXECUTIVE OFFICER & PRESIDENT
	
	SB TOWNE CENTRE LLC
	
	BY: SBTC ASSETS, INC., ITS MANAGING MEMBER
		
	BY:	 	 /s/ John W. Chamberlain

		 	NAME: JOHN W. CHAMBERLAIN
		 	TITLE: CHIEF EXECUTIVE OFFICER & PRESIDENT

  
 [Signature
Page to First Amendment to AAT Credit Agreement] 

 
					
	SB CORPORATE CENTRE LLC
	
	BY: SBCC ASSETS, INC., ITS MANAGING MEMBER
		
	BY:	 	 /s/ John W. Chamberlain

		 	NAME: JOHN W. CHAMBERLAIN
		 	TITLE: CHIEF EXECUTIVE OFFICER & PRESIDENT
	
	PACIFIC SANTA FE HOLDINGS, L.P.
	
	BY: PACIFIC SANTA FE ASSETS LLC, ITS GENERAL PARTNER
	
	BY: AMERICAN ASSETS TRUST, L.P., ITS SOLE MEMBER
	
	BY: AMERICAN ASSETS TRUST, INC., ITS GENERAL PARTNER
		
	BY:	 	 /s/ John W. Chamberlain

		 	NAME: JOHN W. CHAMBERLAIN
		 	TITLE: CHIEF EXECUTIVE OFFICER & PRESIDENT

  
 [Signature
Page to First Amendment to AAT Credit Agreement] 

 
					
	BANK OF AMERICA, N.A., as Administrative Agent
		
	By:	 	 /s/ Kathleen M. Carry

		 	Name: Kathleen M. Carry
		 	Title: Vice President

  
 [Signature
Page to First Amendment to AAT Credit Agreement] 

 
					
	BANK OF AMERICA, N.A., as a Lender, L/C Issuer and Swing Line Lender
		
	By:	 	 /s/ James P. Johnson

		 	Name: James P. Johnson
		 	Title: Senior Vice President

  
 [Signature
Page to First Amendment to AAT Credit Agreement] 

 
					
	WELLS FARGO BANK, N.A., as a Lender
		
	By:	 	 /s/ Dale Northup

		 	Name: Dale Northup
		 	Title: Vice President

  
 [Signature
Page to First Amendment to AAT Credit Agreement] 

 
					
	KEYBANK NATIONAL ASSOCIATION, as a Lender
		
	By:	 	 /s/ Timothy Sylvain

		 	Name: Timothy Sylvain
		 	Title: AVP

  
 [Signature
Page to First Amendment to AAT Credit Agreement] 

 
					
	ROYAL BANK OF CANADA, as a Lender
		
	By:	 	 /s/ G. David Cole

		 	Name: G. David Cole
		 	Title: Authorized Signatory

  
 [Signature
Page to First Amendment to AAT Credit Agreement] 

 
					
	U.S. BANK NATIONAL ASSOCIATION, as a Lender
		
	By:	 	 /s/ Sara Peterson

		 	Name: Sara Peterson
		 	Title: Vice President

  
 [Signature
Page to First Amendment to AAT Credit Agreement] 

 
					
	MORGAN STANLEY BANK, N.A., as a Lender
		
	By:	 	 /s/ Nick Zangari

		 	Name: Nick Zangari
		 	Title: Authorized Signatory

  
 [Signature
Page to First Amendment to AAT Credit Agreement] 

 
					
	PNC BANK, NATIONAL ASSOCIATION, as a Lender
		
	By:	 	 /s/ Darin Mortimer

		 	Name: Darin Mortimer
		 	Title: Vice President

  
 [Signature
Page to First Amendment to AAT Credit Agreement]

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