Document:

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Exhibit 10.14

                          COMMERCIAL SECURITY AGREEMENT

------------------- ----------------- ---------------- -----------------
    Principal          Loan Date         Maturity          Loan No.
   $150,000.00         06-23-2008       06-09-2009        930610000
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----------------- ---------------- ----------------- -----------------
  Call / Coll         Account          Officer           Initials
                                          RK              /s/ RK
----------------- ---------------- ----------------- -----------------

           References in the boxes above are for Lender's use only and
                 do not limit the applicability of this document
                 to any particular loan or item. Any item above
                  containing "***" has been omitted due to text
                               length limitations.

Borrower:                                    Lender:
   Amexdrug Corporation; Dermagen, Inc.;       National Bank of California
   Biorx Pharmaceuticals, Inc.; Royal          Corporate Banking Department
   Health Care, Inc.; and Allied Med Inc.      145 South Fairfax Avenue
   8909 West Olympic Boulevard, Suite 208      Los Angeles, CA  90036
   Beverly Hills, CA 90211

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THIS  COMMERCIAL  SECURITY  AGREEMENT  dated June 23, 2008, is made and executed
among Amexdrug Corporation;  Dermagen,  Inc.; Biorx Pharmaceuticals,  Inc. Royal
Health  Care,  Inc.;  and  Allied  Med Inc.  ("Grantor")  and  National  Bank of
California ("Lender").

GRANT OF SECURITY INTEREST. For valuable consideration, Grantor grants to Lender
a security interest in the Collateral to secure the Indebtedness and agrees that
Lender  shall  have the  rights  stated in this  Agreement  with  respect to the
Collateral, in addition to all other rights which Lender may have by law.

COLLATERAL  DESCRIPTION.  The word  "Collateral" as used in this Agreement means
the  following  described  property,  whether now owned or  hereafter  acquired,
whether now  existing or  hereafter  arising,  and  wherever  located,  in which
Grantor  is  giving  to  Lender  a  security  interest  for the  payment  of the
Indebtedness  and performance of all other  obligations  under the Note and this
Agreement:

        All  inventory,  equipment,  accounts  (including but not limited to all
        health-care-insurance    receivables),    chattel   paper,   instruments
        (including  but not limited to all promissory  notes),  letter-of-credit
        rights,  letters  of credit,  documents,  deposit  accounts,  investment
        property,  money,  other rights to payment and performance,  and general
        intangibles  (including  but not limited to all software and all payment
        intangibles);  all oil, gas and other minerals  before  extraction;  all
        oil,  gas,  other  minerals  and  accounts   constituting   as-extracted
        collateral;  all  fixtures;  all  timber  to be  cut;  all  attachments,
        accessions,  accessories,  fittings,  increases,  tools, parts, repairs,
        supplies,  and commingled goods relating to the foregoing property,  and
        all additions,  replacements of and substitutions for all or any part of
        the foregoing property;  all insurance refunds relating to the foregoing
        property;  all good will relating to the foregoing property; all records
        and data and embedded software relating to the foregoing  property,  and
        all equipment,  inventory and software to utilize,  create, maintain and
        process  any  such  records  and  data  on  electronic  media;  and  all
        supporting  obligations relating to the foregoing property;  all whether
        now  existing  or  hereafter  arising,  whether  now owned or  hereafter
        acquired  or  whether  now or  hereafter  subject  to any  rights in the
        foregoing  property;  and all products and proceeds  (including  but not
        limited to all  insurance  payments)  of or  relating  to the  foregoing
        property.

In addition, the word "Collateral" also includes all the following,  whether now
owned or hereafter  acquired,  whether now existing or  hereafter  arising,  and
wherever located:

         (A) All accessions,  attachments,  accessories, tools, parts, supplies,
         replacements  of and  additions  to any  of  the  collateral  described
         herein, whether added now or later.

         (B) All products  and produce of any of the property  described in this
         Collateral section.

         (C) All accounts,  general  intangibles,  instruments,  rents,  monies,
         payments,  and  all  other  rights,  arising  out  of  a  sale,  lease,
         consignment or other  disposition  of any of the property  described in
         this Collateral section.

         (D)  All  proceeds  (including   insurance  proceeds)  from  the  sale,
         destruction,  loss,  or  other  disposition  of  any  of  the  property
         -described in this Collateral section,  and sums due from a third party
         who has  damaged  or  destroyed  the  Collateral  or from that  party's
         insurer, whether due to judgment, settlement or other process.

         (E) All records and data  relating to any of the property  described in
         this Collateral section, whether in the form of a writing,  photograph,
         microfilm,  microfiche,  or  electronic  media,  together  with  all of
         Grantor's right,  title,  and interest in and to all computer  software
         required to utilize,  create, maintain, and process any such records or
         data on electronic media.

CROSS-COLLATERALIZATION.  In addition to the Note,  this Agreement  secures 'all
obligations, debts and liabilities, plus interest thereon, of Grantor to Lender,
or any one or more of them, as well as all claims by Lender  against  Grantor or
any one or more of them,  whether now  existing or  hereafter  arising,  whether
related or unrelated to the purpose of the Note, whether voluntary or otherwise,
whether due or not due, direct or indirect, determined or undetermined, absolute
or  contingent,  liquidated  or  unliquidated,  whether  Grantor  may be  liable
individually  or jointly with others,  whether  obligated as guarantor,  surety,
accommodation party or otherwise,  and whether recovery upon such amounts may be
or hereafter  may become barred by any statute of  limitations,  and whether the
obligation  to repay such  amounts  may be or  hereafter  may  become  otherwise
unenforceable.

FUTURE  ADVANCES.  In addition to the Note,  this  Agreement  secures all future
advances  made by Lender to Grantor  regardless of whether the advances are made
a) pursuant to a commitment or b) for the same purposes.

RIGHT OF SETOFF.  To the extent  permitted by applicable  law, Lender reserves a
right of  setoff  in all  Grantor's  accounts  with  Lender  (whether  checking,
savings,  or some other  account).  This  includes  all accounts  Grantor  holds
jointly  with  someone  else and all  accounts  Grantor  may open in the future.
However,  this does not include any IRA or Keogh accounts, or any trust accounts
for which setoff would be prohibited by law. Grantor  authorizes  Lender, to the
extent  permitted by  applicable  law, to charge or setoff all sums owing on the
Indebtedness against any and all such accounts.

GRANTOR'S  REPRESENTATIONS  AND WARRANTIES WITH RESPECT TO THE COLLATERAL.  With
respect to the Collateral, Grantor represents and promises to Lender that:

         Organization.  Amexdrug  Corporation is a corporation  for profit which
         is, and at all times shall be, duly organized, validly existing, and in
         good  standing  under and by virtue of the laws of the State of Nevada.
         Amexdrug  Corporation  is duly  authorized to transact  business in all
         other states in which Amexdrug  Corporation is doing  business,  having
         obtained all necessary filings, governmental licenses and approvals for
         each  state  in  which   Amexdrug   Corporation   is  doing   business.
         Specifically,  Amexdrug Corporation is, and at all times shall be, duly
         qualified as a foreign  corporation  in all states in which the failure
         to so qualify would have a material  adverse  effect on its business or
         financial  condition.  Amexdrug  Corporation  has the  full  power  and
         authority to own its  properties  and to transact the business in which
         it is  presently  engaged or  presently  proposes  to engage.  Amexdrug
         Corporation  maintains an office at 8909 West Olympic Boulevard,  Suite
         208,  Beverly  Hills,  CA  90211.   Unless  Amexdrug   Corporation  has
         designated  otherwise in writing, the principal office is the office at
         which Amexdrug  Corporation  keeps its books and records  including its
         records  concerning the Collateral.  Amexdrug  Corporation  will notify

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                          COMMERCIAL SECURITY AGREEMENT
Loan No: 930610000                (Continued)                             Page 2
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         Lender  prior to any change in the  location of Amesdrug  Corporation's
         state of  organization  or any change in Amexdrug  Corporation's  name.
         Amexdrug  Corporation  shall do all things necessary to preserve and to
         keep in full force and effect its existence, rights and privileges, and
         shall comply with all regulations, rules, ordinances,  statutes, orders
         and decrees of any  governmental  or  quasi-governmental  authority  or
         court  applicable to Amexdrug  Corporation  and Amexdrug  Corporation's
         business activities.

         Dermagen,  Inc. is a corporation  for profit which is, and at all times
         shall be, duly organized,  validly existing, and in good standing under
         and by virtue of the laws of the State of California. Dermagen, Inc. is
         duly  authorized  to  transact  business  in all other  states in which
         Dermagen,  Inc.  is  doing  business,  having  obtained  all  necessary
         filings,  governmental  licenses and  approvals for each state in which
         Dermagen, Inc. is doing business, Specifically,  Dermagen, Inc. is, and
         at all times shall be, duly  qualified as a foreign  corporation in all
         states in which the failure to so qualify would have a material adverse
         effect on its business or financial condition.  Dermagen,  Inc. has the
         full power and  authority  to own its  properties  and to transact  the
         business  in which it is  presently  engaged or  presently  proposes to
         engage.  Dermagen, Inc. maintains an office at 2500 East Fender Avenue,
         Suite J,  Fullerton,  CA 92831.  Unless  Dermagen,  Inc. has designated
         otherwise  in  writing,  the  principal  office is the  office at which
         Dermagen,  Inc.  keeps its  books and  records  including  its  records
         concerning the Collateral.  Dermagen,  Inc. will notify Lender prior to
         any change in the location of Dermagen, Inc.'s state of organization or
         any change in Dermagen, Inc.'s name. Dermagen, Inc. shall do all things
         necessary  to  preserve  and to keep  in  full  force  and  effect  its
         existence,   rights  and   privileges,   and  shall   comply  with  all
         regulations,  rules,  ordinances,  statutes,  orders and decrees of any
         governmental  or  quasi-governmental  authority or court  applicable to
         Dermagen, Inc. and Dermagen, Inc.'s business activities.

         Biorx  Pharmaceuticals,  Inc. is a corporation for profit which is, and
         at all times shall be, duly organized,  validly  existing,  and in good
         standing under and by virtue of the laws of the State of Nevada.  Biorx
         Pharmaceuticals,  Inc. is duly  authorized to transact  business in all
         other states in which Biorx  Pharmaceuticals,  Inc. is doing  business,
         having  obtained  all  necessary  filings,  governmental  licenses  and
         approvals for each state in which Biorx Pharmaceuticals,  Inc. is doing
         business.  Specifically,  Biorx  Pharmaceuticals,  Inc.  is, and at all
         times shall be, duly  qualified as a foreign  corporation in all states
         in which the failure to so qualify would have a material adverse effect
         on its business or financial condition. Biorx Pharmaceuticals, Inc. has
         the full power and authority to own its  properties and to transact the
         business  in which it is  presently  engaged or  presently  proposes to
         engage.  Biorx  Pharmaceuticals,  Inc. maintains an office at 318 North
         Carson #208, Carson City, NV 89701. Unless Biorx Pharmaceuticals,  Inc.
         has designated otherwise in writing, the principal office is the office
         at which  Biorx  Pharmaceuticals,  Inc.  keeps its  books  and  records
         including its records concerning the Collateral. Biorx Pharmaceuticals,
         Inc.  will notify  Lender  prior to any change in the location of Biorx
         Pharmaceuticals,  Inc.'s state of  organization  or any change in Biorx
         Pharmaceuticals,  Inc.'s name. Biorx Pharmaceuticals, Inc. shall do all
         things  necessary  to preserve and to keep in full force and effect its
         existence,   rights  and   privileges,   and  shall   comply  with  all
         regulations,  rules,  ordinances,  statutes,  orders and decrees of any
         governmental  or  quasi-governmental  authority or court  applicable to
         Biorx Pharmaceuticals, Inc. and Biorx Pharmaceuticals,  Inc.'s business
         activities.

         Royal Health Care,  Inc. is a  corporation  for profit which is, and at
         all times  shall be,  duly  organized,  validly  existing,  and in good
         standing under and by virtue of the laws of the State of Nevada.  Royal
         Health Care, Inc. is duly authorized to transact  business in all other
         states in which  Royal  Health  Care,  Inc. is doing  business,  having
         obtained all necessary filings, governmental licenses and approvals for
         each  state  in which  Royal  Health  Care,  Inc.  is  doing  business.
         Specifically,  Royal Health  Care,  Inc. is, and at all times shall be,
         duly  qualified  as a foreign  corporation  in all  states in which the
         failure to so  qualify  would  have a  material  adverse  effect on its
         business or financial  condition.  Royal Health Care, Inc. has the full
         power and authority to own its  properties and to transact the business
         in which it is presently engaged or presently proposes to engage. Royal
         Health Care, Inc.  maintains an office at 318 North Carson #208, Carson
         City, NV 89701. Unless Royal Health Care, Inc. has designated otherwise
         in writing,  the  principal  office is the office at which Royal Health
         Care, Inc. keeps its books and records including its records concerning
         the Collateral. Royal Health Care, Inc. will notify Lender prior to any
         change  in  the  location  of  Royal  Health  Care,   Inc.'s  state  of
         organization  or any change in Royal  Health Care,  Inc.'s name.  Royal
         Health Care, Inc. shall do all things necessary to preserve and to keep
         in full force and  effect its  existence,  rights and  privileges,  and
         shall comply with all regulations, rules, ordinances,  statutes, orders
         and decrees of any  governmental  or  quasi-governmental  authority  or
         court  applicable  to Royal  Health  Care,  Inc. and Royal Health Care,
         Inc.'s business activities.

         Allied Med Inc. is a corporation  for profit which is, and at all times
         shall be, duly organized,  validly existing, and in good standing under
         and by virtue of the laws of the State of Oregon.  Allied  Med Inc.  is
         duly  authorized  to  transact  business  in all other  states in which
         Allied  Med Inc.  is doing  business,  having  obtained  all  necessary
         filings,  governmental  licenses and  approvals for each state in which
         Allied Med Inc. is doing  business.  Specifically,  Allied Med Inc. is,
         and at all times shall be, duly  qualified as a foreign  corporation in
         all states in which the  failure  to so  qualify  would have a material
         adverse effect on its business or financial condition.  Allied Med Inc.
         has the full power and authority to own its  properties and to transact
         the business in which it is presently engaged or presently  proposes to
         engage.  Allied Med Inc. maintains an office at 6312 SW Capitol Highway
         #226,  Portland,  OR  97201.  Unless  Allied  Med Inc.  has  designated
         otherwise  in  writing,  the  principal  office is the  office at which
         Allied  Med Inc.  keeps its books and  records  including  its  records
         concerning the Collateral.  Allied Med Inc. will notify Lender prior to
         any change in the location of Allied Med Inc.'s  state of  organization
         or any change in Allied Med Inc.'s name.  Allied Med Inc.  shall do all
         things  necessary  to preserve and to keep in full force and effect its
         existence,   rights  and   privileges,   and  shall   comply  with  all
         regulations,  rules,  ordinances,  statutes,  orders and decrees of any
         governmental  or  quasi-governmental  authority or court  applicable to
         Allied Med Inc. and Allied Med Inc.'s business activities.

         Authorization.  Grantor's execution,  delivery, and performance of this
         Agreement and all the Related  Documents  have been duly  authorized by
         all necessary action by Grantor, do not require the consent or approval
         of any other person, regulatory authority, or governmental body, and do
         not conflict  with,  result in a violation  of, or constitute a default
         under (1) any provision of (a) Grantor's  articles of  incorporation or
         organization,  or  bylaws,  or (b) any  agreement  or other  instrument
         binding upon  Grantor or (2) any law,  governmental  regulation,  court
         decree,  or order  applicable  to Grantor or to  Grantor's  properties.
         Grantor  has the power  and  authority  to enter  into the Note and the
         Related   Documents  and  to  grant  collateral  as  security  for  the
         Indebtedness. Grantor has the further power and authority to own and to
         hold all of Grantor's assets and properties,  and to carry on Grantor's
         business as presently conducted.

         Perfection  of  Security  Interest.  Grantor  agrees  to take  whatever
         actions  are  requested  by Lender to  perfect  and  continue  Lender's
         security  interest in the Collateral.  Upon request of Lender,  Grantor
         will  deliver  to Lender  any and all of the  documents  evidencing  or
         constituting the Collateral,  and 'Grantor will note Lender's  interest
         upon any and all chattel  paper and  instruments  if not  delivered  to
         Lender  for  possession  by  Lender.  This  is  a  continuing  Security
         Agreement  and will  continue  in effect even though all or any part of
         the  Indebtedness  is paid in full and even though for a period of time
         Grantor may not be indebted to Lender.

         Notices to Lender.  Grantor will  promptly  notify Lender in writing at
         Lender's  address  shown  above or such other  addresses  as Lender may
         designate from time to time) prior to any (1) change in Grantor's name;
         (2) change in Grantor's  assumed  business  name(s);  (3) change in the
         management of any  Corporation  Grantor;  (4) change in the  authorized
         signer(s); (5) change in Grantor's principal office address; (6) change
         in Grantor's state of organization;  (7) conversion of Grantor to a new
         or different type of business entity; or (8) change in any other aspect
         of Grantor  that  directly  or  indirectly  relates  to any  agreements
         between  Grantor and Lender.  No change in  Grantor's  name or state of
         organization  will take effect until after Lender has received  notice.
         Grantor  represents  and  warrants to Lender that  Grantor has provided
         Lender with Grantor's correct Employer  Identification  Number. Grantor
         promptly  shall notify Lender should  Grantor apply for or obtain a new
         Employer Identification Number.

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                          COMMERCIAL SECURITY AGREEMENT
Loan No: 930610000                (Continued)                             Page 3
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         No Violation.  The execution  and delivery of this  Agreement  will not
         violate any law or agreement governing Grantor or to which Grantor is a
         party, and its certificate or articles of  incorporation  and bylaws do
         not prohibit any term or condition of this Agreement.

         Enforceability of Collateral.  To the extent the Collateral consists of
         accounts,  chattel  paper,  or general  intangibles,  as defined by the
         Uniform  Commercial  Code,  the Collateral is enforceable in accordance
         with its terms, is genuine, and fully complies with all applicable laws
         and regulations  concerning form, content and manner of preparation and
         execution,  and all persons appearing to be obligated on the Collateral
         have  authority  and capacity to contract and are in fact  obligated as
         they appear to be on the  Collateral.  At the time any account  becomes
         subject to a security interest in favor of Lender, the account shall be
         a  good  and  valid  account  representing  an  undisputed,  bona  fide
         indebtedness  incurred  by the account  debtor,  for  merchandise  held
         subject to delivery  instructions  or  previously  shipped or delivered
         pursuant to a contract of sale, or for services previously performed by
         Grantor  with  or for the  account  debtor.  So long as this  Agreement
         remains in effect,  Grantor shall not,  without  Lender's prior written
         consent,  compromise,  settle,  adjust, or extend payment under or with
         regard to any such Accounts. There shall be no setoffs or counterclaims
         against any of the  Collateral,  and no agreement  shall have been made
         under which any  deductions or discounts may be claimed  concerning the
         Collateral except those disclosed to Lender in writing.

         Location of the Collateral.  Except in the ordinary course of Grantor's
         business,  Grantor  agrees to keep the Collateral (or to the extent the
         Collateral  consists of intangible property such as accounts or general
         intangibles,  the  records  concerning  the  Collateral)  at  Grantor's
         address shown above or at such other  locations  .as are  acceptable to
         Lender.  Upon Lender's request,  Grantor will deliver to Lender in form
         satisfactory  to Lender a schedule of real  properties  and  Collateral
         locations   relating  to  Grantor's   operations,   including   without
         limitation  the  following:  (1) all real  property  Grantor owns or is
         purchasing;  (2) all real property  Grantor is renting or leasing;  (3)
         all storage  facilities  Grantor owns, rents,  leases, or uses; and (4)
         all other properties where Collateral is or may be located.  Collateral
         consisting of inventory  and other goods is not currently  located and,
         as long as this  Agreement  remains  in  effect,  will not be kept in a
         field or public  warehouse or with a bailee,  and shall be kept only at
         locations  approved  by  Lender.  Grantor  will not  permit  any of the
         Collateral to be  incorporated  in or placed upon any real  (immovable)
         property  in such a way that it becomes  immobilized  under  applicable
         California  law. Upon Lender's  request,  Grantor shall cause
         any owners or  mortgagees of the real property upon which any of of the
         Collateral  may be located to furnish to Lender waivers with respect to
         any rights in or to the Collateral.

         Removal of the  Collateral.  Except in the ordinary course of Grantor's
         business,  including the sales of  inventory,  Grantor shall not remove
         the  Collateral  from its  existing  location  without  Lender's  prior
         written  consent.  To  the  extent  that  the  Collateral  consists  of
         vehicles,  or other titled  property,  Grantor shall not take or permit
         any action which would require  application  for  certificates of title
         for the  vehicles  outside the State of  California,  without  Lender's
         prior written  consent.  If Grantor moves from Grantor's  address shown
         above to another  location within the same state,  Grantor may move the
         Collateral to Grantor's  new address,  but only if Grantor gives Lender
         the new address in writing  prior to  Grantor's  moving.  In any event,
         Grantor  agrees  to keep  Lender  informed  at all  times of  Grantor's
         current address.  Grantor shall,  whenever requested,  advise Lender of
         the exact location of the Collateral.

         Transactions  Involving  Collateral.   Except  for  inventory  sold  or
         accounts collected in the ordinary course of Grantor's business,  or as
         otherwise provided for in this Agreement, Grantor shall not sell, offer
         to sell,  or  otherwise  transfer or dispose of the  Collateral.  While
         Grantor  is not in  default  under  this  Agreement,  Grantor  may sell
         inventory,  but only in the ordinary course of its business and only to
         buyers who qualify as a buyer in the  ordinary  course of  business.  A
         sale in the ordinary  course  of-Grantor's  business does not include a
         transfer in partial or total  satisfaction  of a debt or any bulk sale.
         Grantor shall not pledge,  mortgage,  encumber or otherwise  permit the
         Collateral to be subject to any lien,  security interest,  encumbrance,
         or  charge,  other  than the  security  interest  provided  for in this
         Agreement,  without the prior written consent of Lender.  This includes
         security  interests  even if junior in right to the security  interests
         granted under this  Agreement.  Unless  waived by Lender,  all proceeds
         from any disposition of the Collateral  (for whatever  reason) shall be
         held in trust for  Lender  and shall not be  commingled  with any other
         funds;  provided however, this requirement shall not constitute consent
         by Lender to any sale or other disposition. Upon receipt, Grantor shall
         immediately deliver any such proceeds to Lender.

         Title.  Grantor  represents  and warrants to Lender that Grantor  holds
         good and  marketable  title to the  Collateral,  free and  clear of all
         liens  and  encumbrances  except  for the  lien of this  Agreement.  No
         financing  statement  covering any of the  Collateral is on file in any
         public  office  other than those which  reflect the  security  interest
         created  by  this  Agreement  or  to  which  Lender  has   specifically
         consented.  Grantor  shall  defend  Lender's  rights in the  Collateral
         against the claims and demands of all other persons.

         Collateral  Schedules and Locations.  As often as Lender shall require,
         and  insofar  as  the  Collateral  consists  of  accounts  and  general
         intangibles,   Grantor  shall  deliver  to  Lender  schedules  of  such
         Collateral, including such information as Lender may require, including
         without limitation names and addresses of account debtors and agings of
         accounts and general intangibles. Insofar as the Collateral consists of
         inventory and equipment,  Grantor shall deliver to Lender,  as often as
         Lender shall require,  such lists,  descriptions,  and  designations of
         such  Collateral as Lender may require to identify the nature,  extent,
         and location of such Collateral.  Such  information  shall be submitted
         for Grantor and each of its subsidiaries or related companies.

         Inspection   of    Collateral.    Lender   and   Lender's    designated
         representatives and agents shall have the right at all reasonable times
         to examine and inspect the Collateral wherever located.

         Taxes,  Assessments  and  Liens.  Grantor  will pay when due all taxes,
         assessments and liens upon the Collateral,  its use or operation,  upon
         this  Agreement,  upon  any  promissory  note or notes  evidencing  the
         Indebtedness,  or upon any of the other Related Documents.  Grantor may
         withhold  any such  payment or may elect to contest any lien if Grantor
         is in good faith  conducting an  appropriate  proceeding to contest the
         obligation to pay and so long as Lender's interest in the Collateral is
         not  jeopardized  in  Lender's  sole  opinion.  If  the  Collateral  is
         subjected to a lien which is not  discharged  within fifteen (15) days,
         Grantor shall deposit with Lender cash, a sufficient  corporate  surety
         bond or other security  satisfactory to Lender in an amount adequate to
         provide  for the  discharge  of the  lien  plus  any  interest,  costs,
         attorneys'  fees or other  charges  that  could  accrue  as a result of
         foreclosure  or sale of the  Collateral.  In any contest  Grantor shall
         defend itself and Lender and shall  satisfy any final adverse  judgment
         before enforcement against the Collateral. Grantor shall name Lender as
         an additional  obligee  under any surety bond  furnished in the contest
         proceedings.

         Repairs and  Maintenance.  Grantor  shall keep and  maintain  and shall
         cause others to keep and maintain the Collateral in good order,  repair
         and merchantable condition. Grantor shall further make and/or cause all
         necessary  repairs to be made to the  Collateral,  including the repair
         and  restoration of any portion of the Collateral  that may be damaged,
         lost or destroyed.  In addition,  Grantor shall not,  without the prior
         written consent of Lender, make or permit to be made any alterations to
         any of the Collateral that may reduce or impair the  Collateral's  use,
         value or  marketability.  Furthermore,  Grantor  shall  not,  nor shall
         Grantor  permit  others  to  abandon,  commit  waste,  or  destroy  the
         Collateral  or any part or parts  thereof.  Grantor  further  agrees to
         furnish  Lender  with  evidence  that  such  taxes,  assessments,   and
         governmental  and other  charges have been paid in full and in a timely
         manner.  'Grantor may withhold any such payment or may elect to contest
         any  lien  if  Grantor  is in  good  faith  conducting  an  appropriate
         proceeding  to contest  the  obligation  to pay and so long as Lender's
         interest in the Collateral is not jeopardized.

         Compliance  with  Governmental   Requirements.   Grantor  shall  comply
         promptly  with all  laws,  ordinances,  rules  and  regulations  of all
         governmental authorities, now or hereafter in effect, applicable to the
         ownership, production, disposition, or use of the Collateral, including
         all  laws  or   regulations   relating   to  the   undue   erosion   of
         highly-erodible  land or relating to the conversion of wetlands for the
         production of an agricultural product or commodity. Grantor may contest
         in good  faith any such  law,  ordinance  or  regulation  and  withhold
         compliance during any proceeding,  including  appropriate  appeals,  so
         long as Lender's interest in the.  Collateral,  in Lender's opinion, is
         not jeopardized.

                                       3
<PAGE>
                          COMMERCIAL SECURITY AGREEMENT
Loan No: 930610000                (Continued)                             Page 4
--------------------------------------------------------------------------------

        Hazardous   Substances.   Grantor   represents  and  warrants  that  the
        Collateral  never has been,  and never will be so long as this Agreement
        remains a lien on the Collateral, used in violation of any Environmental
        Laws  or  for  the  generation,  manufacture,  storage,  transportation,
        treatment,  disposal,  release or  threatened  release of any  Hazardous
        Substance. The representations and warranties contained herein are based
        on Grantor's due diligence in investigating the Collateral for Hazardous
        Substances.  Grantor  hereby (1) releases  and waives any future  claims
        against  Lender  for  indemnity  or  contribution  in the event  Grantor
        becomes liable for cleanup or other costs under any Environmental  Laws,
        and (2) agrees to indemnify,  defend,  and hold harmless  Lender against
        any and all claims and losses  resulting from a breach of this provision
        of this Agreement. This obligation to indemnify and defend shall survive
        the payment of the Indebtedness and the satisfaction of this Agreement.

        Maintenance  of Casualty  Insurance.  Grantor shall procure and maintain
        all  risks  insurance,  including  without  limitation  fire,  theft and
        liability  coverage  together  with such other  insurance  as Lender may
        require with respect to the Collateral, in form, amounts,  coverages and
        basis  reasonably  acceptable  to Lender  and  issued  by a  company  or
        companies  reasonably  acceptable  to Lender.  Grantor,  upon request of
        Lender,  will  deliver  to  Lender  from  time to time the  policies  or
        certificates  of insurance  in form  satisfactory  to Lender,  including
        stipulations that coverages will not be cancelled or diminished  without
        at least ten (10) days' prior written notice to Lender and not including
        any  disclaimer  of the  insurer's  liability for failure to give such a
        notice.   Each  insurance  policy  also  shall  include  an  endorsement
        providing  that  coverage in favor of Lender will not be impaired in any
        way by any act,  omission or default of Grantor or any other person.  In
        connection with all policies covering assets in which Lender holds or is
        offered a security interest,  Grantor will provide Lender with such loss
        payable or other  endorsements as Lender may require.  If Grantor at any
        time fails to obtain or maintain any  insurance  as required  under this
        Agreement,  Lender  may (but shall not be  obligated  ,to)  obtain  such
        insurance  as Lender deems  appropriate,  including if Lender so chooses
        "single interest  insurance," which will cover only Lender's interest in
        the Collateral.

        Application of Insurance Proceeds.  Grantor shall promptly notify Lender
        of any loss or damage to the  Collateral if the estimated cost of repair
        or replacement  exceeds 10,000.00,  whether or not such casualty or loss
        is covered by insurance.  Lender may make proof of loss if Grantor fails
        to do so within  fifteen (15) days of the casualty.  All proceeds of any
        insurance on the Collateral,  including accrued proceeds thereon,  shall
        be held by  Lender as part of the  Collateral.  If  Lender  consents  to
        repair or  replacement  of the damaged or destroyed  Collateral,  Lender
        shall, upon satisfactory proof of expenditure,  pay or reimburse Grantor
        from the proceeds for the reasonable cost of repair or  restoration.  If
        Lender  does not  consent to repair or  replacement  of the  Collateral,
        Lender shall  retain a  sufficient  amount of the proceeds to pay all of
        the  Indebtedness,  and shall pay the balance to Grantor.  Any  proceeds
        which have not been disbursed  within six (6) months after their receipt
        and which Grantor has not committed to the repair or  restoration of the
        Collateral shall be used to prepay the Indebtedness.

         Required  Insurance.  So long  as this  Agreement  remains  in  effect,
         Grantor  shall,  at its sole cost,  keep and/or cause others,  at their
         expense,  to keep the  Collateral  constantly  insured  against loss by
         fire, by hazards included  (degree)within the term "extended coverage,"
         and by such other hazards  (including flood insurance where applicable)
         as may be required by Lender.

         Insurance Proceeds. Lender shall have the right to directly receive the
         proceeds of all insurance protecting the Collateral.  In the event that
         Grantor should receive any such insurance  proceeds,  Grantor agrees to
         immediately turn over and to pay such proceeds directly to tender.  All
         insurance  proceeds may be applied,  at its sole option and discretion,
         and in such a manner as Lender  may  determine  (after  payment  of all
         reasonable costs, expenses and attorneys' fees necessarily paid or fees
         necessarily  paid or incurred by Lender in this  'connection),  for the
         purpose of: (1) repairing or restoring  the lost,  damaged or destroyed
         Collateral;  or (2) reducing the then outstanding  balance of Grantor's
         Indebtedness.

         Lender's receipt of such insurance proceeds and the application of such
         proceeds as provided herein shall not, however, affect the lien of this
         Agreement. Nothing under this section shall be deemed to excuse Grantor
         from its obligations promptly to repair, replace or restore any lost or
         damaged  Collateral,  whether  or  not  the  same  may  be  covered  by
         insurance, and whether or not such proceeds of insurance are available,
         and whether such  proceeds are  sufficient  in amount to complete  such
         repair,.  replacement  or restoration  to the  satisfaction  of Lender.
         Furthermore,  unless  otherwise  confirmed  by Lender in  writing,  the
         application or release of any insurance proceeds by Lender shall not be
         deemed to cure or waive any Event of Default under this Agreement.  Any
         proceeds  which have not been  disbursed  within  six (6) months  after
         their  receipt  and which  Grantor has not  committed  to the repair or
         restoration of the Collateral shall be used to prepay the Indebtedness.

         Insurance Reserves.  Lender may require Grantor to maintain with Lender
         reserves for payment of insurance  premiums,  which  reserves  shall be
         created by monthly  payments  from Grantor of a sum estimated by Lender
         to be  sufficient  to produce,  at least  fifteen  (15) days before the
         premium due date,  amounts at least equal to the insurance  premiums to
         be paid. If fifteen (15) days before  payment is due, the reserve funds
         are  insufficien.  Grantor  shall  upon  demand pay any  deficiency  to
         Lender.  The reserve funds shall be held by Lender as a general deposit
         and shall  constitute a  non-interest-bearing  account which Lender may
         satisfy by payment of the  insurance  premiums  required  to be paid by
         Grantor as they become due.  Lender does not hold the reserve  funds in
         trust for  Grantor,  and Lender is not the agent of Grantor for payment
         of  the  insurance  premiums  required  to  be  paid  by  Grantor.  The
         responsibility  for the payment of premiums shall remain Grantor's sole
         responsibility.

         Insurance Reports.  Grantor,  upon request of Lender,  shall furnish to
         Lender  reports  on each  existing  policy of  insurance  showing  such
         information as Lender may reasonably  request  including the following:
         (1) the name of the insurer;  (2) the risks insured;  (3) the amount of
         the policy; (4) the property insured; (5) the then current value on the
         basis  of  which   insurance  has  been  obtained  and  the  manner  of
         determining that value;  and (6) the expiration date of the policy.  In
         addition,  Grantor shall upon request by Lender (however not more often
         than annually) have an independent  appraiser  satisfactory  to -Lender
         determine,  as applicable,  the cash value or  replacement  cost of the
         Collateral.

         Prior Encumbrances.  To the extent applicable,  Grantor shall fully and
         timely  perform any and all of  Grantor's  obligations  under any prior
         Encumbrances affecting the Collateral.  Without limiting the foregoing,
         Grantor  shall not  commit or permit to exist any  breach of or default
         under any such  prior  Encumbrances.  Grantor  shall  further  promptly
         notify  Lender  in  writing  upon  the   occurrence  of  any  event  or
         circumstances  that  would,  or that  might,  result  in a breach of or
         default  under any such prior  Encumbrance.  Grantor  shall further not
         modify or  extend  any of the  terms of any  prior  Encumbrance  or any
         indebtedness secured thereby, or request or obtain any additional loans
         or  other  extensions  of  credit  from any  third  party  creditor  or
         creditors whenever such additional loan advances or other extensions of
         credit   may  be   directly   or   indirectly   secured,   whether   by
         cross-collateralization or otherwise, by the Collateral, or any part or
         parts  thereof,  with  possible  preference  and priority over Lender's
         security interest. Grantor additionally agrees to obtain, upon Lender's
         request,  and in form  and  substance  as may then be  satisfactory  to
         Lender, appropriate waivers and subordinations of any lessor's liens or
         privileges,  vendor's  liens or  privileges,  purchase  money  security
         interests, and any other Encumbrances that may affect the Collateral at
         any time.

                                       4
<PAGE>
                          COMMERCIAL SECURITY AGREEMENT
Loan No: 930610000                (Continued)                             Page 5
--------------------------------------------------------------------------------

         Future  Encumbrances.  Grantor  shall not,  without  the prior  written
         consent  of  Lender,   grant  any  Encumbrance  that  may'  affect  the
         Collateral,  or any part or parts thereof, nor shall -Grantor permit or
         consent to any  Encumbrance  attaching to or being filed against any of
         the  Collateral  in favor of anyone  other than Lender.  Grantor  shall
         further  promptly pay when due all statements and charges of mechanics,
         materialmen,  laborers  and  others  incurred  in  connection  with the
         alteration,  improvement,  repair and maintenance of the Collateral, or
         otherwise  furnish  appropriate  security  or bond,  so that no  future
         Encumbrance may ever attach to or be filed against any  Collateral.  In
         the event that the  Collateral  or any part or parts  thereof is and/or
         may be located.  in and/or on leased  premises,  Grantor shall promptly
         pay the full amount of such rental or lease payments  whenever the same
         shall be due so that no lessor's  lien or privilege  may ever attach to
         or affect any of the Collateral  with possible  preference and priority
         over  the  lien  of  this  Agreement.  In  the  event  that  any of the
         Collateral is purchased or otherwise acquired by Grantor on a credit or
         deferred  payment  sales  basis,  Grantor  shall  promptly pay the full
         amount of the purchase or acquisition  price of such Collateral so that
         no vendor's lien or privilege, or purchase money security interest, may
         ever  attach  to or be  asserted  against  any of the  Collateral  with
         possible  preference  and  priority  over the  lien of this  Agreement.
         Grantor  additionally  agrees to obtain, upon request by Lender, and in
         form and substance as may then be satisfactory  to Lender,  appropriate
         waivers  and/or  subordinations  of any lessor's  liens or  privileges,
         vendor's liens or privileges,  purchase money security  interests,  and
         any other Encumbrances that may affect the Collateral at any time.

         As long as this  Agreement  remains in effect,  Grantor will not permit
         any levy,  attachment  or  restraint  to be made  affecting  any of the
         Collateral,  or permit any  notice of lien to be filed with  respect to
         the  Collateral or any part or parts  thereof,  or permit any receiver,
         trustee,  custodian  or  assignee  for the benefit of  creditors  to be
         appointed to take possession of any of the Collateral.  Notwithstanding
         the foregoing,  Grantor may, at its sole expense, contest in good faith
         by  appropriate  proceedings  the  validity  or  amount  of  any  levy,
         attachment,   restraint  or  lien  filed   against  or  affecting   the
         Collateral,  or any part or parts  thereof;  provided  that (1) Grantor
         notifies Lender in advance of Grantor's  intent to contest such a levy,
         attachment,  restraint  or lien,  and (2) Grantor  provides  additional
         security to Lender, in form and amount satisfactory to Lender.

         Notice of  Encumbrances.  Grantor  shall  immediately  notify Lender in
         writing  upon the filing of any  attachment,  lien,  judicial  process,
         claim,  or other  Encumbrance.  Grantor  additionally  agrees td notify
         Lender  immediately in writing upon the  occurrence of any default,  or
         event  that with the  passage of time,  failure  to cure,  or giving of
         notice,  might result in a default  under any of Grantor's  obligations
         that may be secured by any presently existing or future Encumbrance, or
         that might result in an Encumbrance affecting the Collateral, or should
         any of the  Collateral  be  seized  or  attached  or  levied  upon,  or
         threatened  by seizure or  attachment or levy, by any person other than
         Lender.

         Books and  Records.  Grantor  will keep proper  books and records  with
         regard to Grantor's  business  activities and the Collateral in which a
         security  interest  is  granted  hereunder,  in  accordance  with GAAP,
         applied on a consistent basis throughout, which books and records shall
         at all reasonable  times be open to inspection and copying by Lender or
         Lender's designated agents. Lender shall also have the right to inspect
         Grantor's  books and  records,  and to discuss  Grantor's  affairs  and
         finances  with  Grantor's   officers  and   representatives,   at  such
         reasonable times as Lender may designate.

         Financing Statements. Grantor authorizes Lender to file a UCC financing
         statement,  or  alternatively,  a copy of  this  Agreement  to  perfect
         Lender's security interest.  At Lender's request,  Grantor additionally
         agrees to sign all  other  documents  that are  necessary  to  perfect,
         protect,  and  continue  Lender's  security  interest in the  Property.
         Grantor will pay all filing fees,  title  transfer fees, and other fees
         and  costs  involved  unless  prohibited  by law or  unless  Lender  is
         required  by  law to pay  such  fees  and  costs.  Grantor  irrevocably
         appoints  Lender to execute  documents  necessary to transfer  title if
         there  is a  default.  Lender  may file a copy of this  Agreement  as a
         financing  statement.  If Grantor changes Grantor's name or address, or
         the name or address of any person  granting a security  interest  under
         this Agreement changes, Grantor will promptly notify the Lender of such
         change.

GRANTOR'S RIGHT TO POSSESSION AND TO COLLECT ACCOUNTS.  Until default and except
as  otherwise  provided  below  with  respect  to  accounts,  Grantor  may  have
possession  of the  tangible  personal  property and  beneficial  use of all the
Collateral  and may use it in any  lawful  manner  not  inconsistent  with  this
Agreement or the Related Documents,  provided that Grantor's right to possession
and  beneficial use shall not apply to any  Collateral  where  possession of the
Collateral by Lender is required by law to perfect Lender's security interest in
such Collateral.  Until otherwise notified by Lender, Grantor may collect any of
the Collateral  consisting of accounts.  At any time and even though no Event of
Default  exists,  Lender may  exercise its rights to collect the accounts and to
notify account  debtors to make payments  directly to Lender for  application to
the  Indebtedness.  If  Lender  at any time has  possession  of any  Collateral,
whether  before  or after an Event of  Default,  Lender  shall be deemed to have
exercised  reasonable care in the custody and  preservation of the Collateral if
Lender takes such action for that purpose as Grantor shall request or as Lender,
in Lender's sole discretion, shall deem appropriate under the circumstances, but
failure to honor any  request  by Grantor  shall not of itself be deemed to be a
failure to exercise  reasonable care.  -Lender shall not be required to take any
steps necessary to preserve any rights in the Collateral  against prior parties,
nor to protect,  preserve or maintain any security  interest given to secure the
Indebtedness.

ADDITIONAL COVENANTS. Grantor additionally agrees:

         No  Settlement  or  Compromise.  Grantor  will not,  without  the prior
         written consent of Lender, compromise, settle, adjust or extend payment
         under any of the Collateral.

         Books and  Records.  Grantor  will keep proper  books and records  with
         regard to Grantor's business activities and the Collateral, which books
         and  records  shall at all times be open to  inspection  and copying by
         Lender or its  designated  agent.  Lender  shall also have the right to
         inspect  Grantor's books and records,  and to discuss Grantor's affairs
         and  finances  with  Grantor  at such  reasonable  times as Lender  may
         designate.

         Aging  of  Accounts.  Grantor  will  periodically,  at  such  intervals
         requested by Lender,  furnish  Lender with an aging of that part of the
         Collateral consisting of accounts, together with a certificate executed
         by  an  officer  of  Grantor,   in  such  form  and   containing   such
         representations  and  warranties  regarding  the accounts as Lender may
         reasonably require.

         Lock Box. Grantor agrees that Lender may at any time require Grantor to
         institute  procedures  whereby  the  proceeds  and/or  payments  of any
         accounts subject to this Agreement shall be paid by the debtors thereof
         under a lock box arrangement to Lender, or to Lender's agent, or to one
         or more financial  institutions  designated by Lender.  Grantor further
         agrees that, if no Event of Default  exists under this  Agreement,  any
         and all of such funds received under such a lock box arrangement shall,
         at Lender's  sole election and  discretion,  either be: (a) paid and/or
         turned over to Grantor; (b) deposited into one or more accounts for the
         benefit  of  Grantor  (which  deposit  accounts  shall  be  subject  to
         collateral  assignment  and pledge in favor of Lender as provided under
         this Agreement);  (c) deposited into one or more accounts for the joint
         benefit of Grantor and Lender (which deposit accounts shall likewise be
         subject to assignment  and pledge in favor of Lender as provided  under
         this Agreement); (d) paid and/or turned over to Lender to be applied to
         the  Indebtedness  in such order and  priority as Lender may  determine
         within its sole discretion;  or (e) any combination of the foregoing as
         Lender shall determine from time to time.  Grantor further agrees that,
         should one or more Events of Default  exist under this  Agreement,  any
         and all funds received under such a lock box arrangement  shall be paid
         and/or  turned  over to  Lender to be  applied  to  principal,  accrued
         interest,  costs, expenses,  attorneys' fees and other fees and charges
         under the Indebtedness,  again in such order and priority as Lender may
         determine within its sole discretion.

         Notice to Obligors.  Upon request by Lender,  Grantor  immediately will
         notify individual obligors with regard to the Collateral, advising such
         obligors of the fact that Lender has been  granted a security  interest
         in their obligations.  In the event that Grantor should fail to provide
         such notices for any reason upon Lender's request,  Grantor agrees that
         Lender may forward  appropriate  notices to such  obligors  and debtors

                                       5
<PAGE>
                          COMMERCIAL SECURITY AGREEMENT
Loan No: 930610000                (Continued)                             Page 6
--------------------------------------------------------------------------------

         either in Lender's  name or in Grantor's  name.  Additional  Documents.
         Grantor shall at any time,  from time to time, one or more times,  upon
         Lender's  written request,  execute and deliver such further  documents
         and do any  and  all  such  further  acts  and  things  as  Lender  may
         reasonably  request,  within  Lender's sole  discretion,  to effect the
         purposes of this Agreement.

         Verifications.  Grantor  additionally  agrees  that  Lender or Lender's
         agents  may  periodically   contact  individual  debtors  whose  notes,
         instruments and chattel paper have been assigned and pledged under this
         Agreement  in order  to  verify  the  amounts  then  owing  under  such
         obligations,  to  determine  whether  such  debtors have any offsets or
         counterclaims  against Grantor,  and with respect to such other matters
         about which Lender may inquire.

         Notification  of Lender.  Grantor will  promptly  deliver to Lender all
         written  notices,  and will promptly give Lender  written notice of any
         other notices  received by Grantor with respect to the  Collateral  and
         Rights,  and Lender  will  promptly  give like notice to Grantor of any
         such notices received by Lender or its nominee.

LENDER'S  EXPENDITURES.  If any action or  proceeding  is  commenced  that would
materially  affect  Lender's  interest in the  Collateral or if Grantor fails to
comply with any provision of this Agreement or any Related Documents,  including
but not limited to  Grantor's  failure to  discharge or pay when due any amounts
Grantor is  required to  discharge  or pay under this  Agreement  or any Related
Documents,  Lender on Grantor's  behalf may (but shall not be obligated to) take
any  action  that  Lender  deems  appropriate,  including  but  not  limited  to
discharging or paying all taxes,  liens,  security  interests,  encumbrances and
other  claims,  at any time  levied or placed on the  Collateral  and paying all
costs  for  insuring,  maintaining  and  preserving  the  Collateral.  All  such
expenditures  incurred  or paid by  Lender  for such  purposes  will  then  bear
interest at the rate  charged  under the Note from the date  incurred or paid by
Lender to the date of repayment by Grantor. All such expenses will become a part
of the Indebtedness  and, at Lender's  option,  will (A) J be payable on demand;
(B) be added to the balance of the Note and be apportioned  among and be payable
with any  installment  payments to become due during  either (1) the term of any
applicable  insurance  policy;  or (2) the remaining term of the Note; or (C) be
treated  as a  balloon  payment  which  will be due and  payable  at the  Note's
maturity.  The Agreement also will secure  payment of these amounts.  Such right
shall be in addition  to all other  rights and  remedies to which  Lender may be
entitled upon Default.

DEFAULT.  Each of the following shall  constitute an Event of Default under this
Agreement:

         Payment  Default.  Grantor fails to make any payment when due under the
         Indebtedness.

         Other  Defaults.  Grantor  fails to comply with or to perform any other
         term, obligation,  covenant or condition contained in this Agreement or
         in any of the  Related  Documents  or to comply  with or to perform any
         term,  obligation,   covenant  or  condition  contained  in  any  other
         agreement between Lender and Grantor.

         Default in Favor of Third  Parties.  Any guarantor or Grantor  defaults
         under any loan,  extension of credit,  security agreement,  purchase or
         sales agreement, or any other agreement, in favor of any other creditor
         or  person  that  may  materially  affect  any  of any  guarantor's  or
         Grantor's  property or ability to perform their respective  obligations
         under this Agreement or any of the Related Documents.

         False  Statements.  Any warranty,  representation  or statement made or
         furnished  to Lender by  Grantor  or on  Grantor's  behalf,  or made by
         Guarantor, or any other guarantor,  endorser,  surety, or accommodation
         party, under this Agreement or the Related Documents in connection with
         the obtaining of the Indebtedness evidenced by the Note or any security
         document directly or indirectly securing repayment of the Note is false
         or misleading in any material  respect,  either now or at the time made
         or furnished or becomes false or misleading at any time thereafter.

         Defective  Collateralization.  This  Agreement  or any  of the  Related
         Documents ceases to be in full force and effect  (including  failure of
         any  collateral  document  to  create a valid  and  perfected  security
         interest or lien) at any time and for any reason.

         Insolvency.  The dissolution or termination of Grantor's existence as a
         going  business,  the  insolvency  of  Grantor,  the  appointment  of a
         receiver for any part of Grantor's  property,  any  assignment  for the
         benefit of creditors, any type of creditor workout, or the commencement
         of any proceeding under any bankruptcy or insolvency laws by or against
         Grantor.

         Creditor or Forfeiture  Proceedings.  Commencement  of  foreclosure  or
         forfeiture  proceedings,  whether by  judicial  proceeding,  self-help,
         repossession or any other method,  by any creditor of Grantor or by any
         governmental  agency against any collateral  securing the Indebtedness.
         This includes a  garnishment  of any of Grantor's  accounts,  including
         deposit accounts, with Lender. However, this Event of Default shall not
         apply if there is a good faith dispute by Grantor as to the validity or
         reasonableness  of the  claim  which is the  basis of the  creditor  or
         forfeiture proceeding and if Grantor gives Lender written notice of the
         creditor or forfeiture  proceeding and deposits with Lender monies or a
         surety bond for the  creditor or  forfeiture  proceeding,  in an amount
         determined  by Lender,  in its sole  discretion,  as being an  adequate
         reserve or bond for the dispute.

         Execution;  Attachment.  Any execution or attachment is levied  against
         the  Collateral,  and such  execution  or  attachment  is not set aside
         discharged or stayed within thirty {30) days after the same is levied.

         Change  in  Zoning  or Public  Restriction.  Any  change in any  zoning
         ordinance or  regulation  or any other public  restriction  is enacted,
         adopted or  implemented,  that  limits or defines the uses which may be
         made of the  Collateral  such that the present or  intended  use of the
         Collateral,  as  specified  in  the  Related  Documents,  would  be  in
         violation of such zoning ordinance or regulation or public restriction,
         as changed.

         Default Under Other Lien  Documents.  A default  occurs under any other
         mortgage,  deed of  trust or  security  agreement  covering  all or any
         portion of the Collateral.

         Judgment.  Unless  adequately  covered by  insurance  in the opinion of
         Lender,  the  entry  of a final  judgment  for  the  payment  of  money
         involving more than ten thousand dollars  {$10,000.00)  against Grantor
         and the  failure by Grantor to  discharge  the same,  or cause it to be
         discharged, or bonded off to Lender's satisfaction,  within thirty {30)
         days from the date of the  order,  decree  or  process  under  which or
         pursuant to which such judgment was entered.

         Events  Affecting  Guarantor.  Any of the preceding  events occurs with
         respect to any Guarantor, or any other guarantor,  endorser,  surety,or
         accommodation  party of any of the  Indebtedness  or Guarantor,  or any
         other  guarantor,  endorser,  surety,  or  accommodation  party dies or
         becomes  incompetent  or  revokes  or  disputes  the  validity  of,  or
         liability under, any Guaranty of the Indebtedness.

         Adverse Change. A material adverse change occurs in Grantor's financial
         condition, or Lender believes the prospect of payment or performance of
         the Indebtedness is impaired.

         Insecurity. Lender in good faith believes itself insecure.

         Cure  Provisions.  If any  default,  other than a default in payment is
         curable  and if Grantor  has not been given a notice of a breach of the
         same  provision  of this  Agreement  within the  preceding  twelve (12)
         months, it may be cured if Grantor, after receiving written notice from
         Lender  demanding  cure of such default:  (1) cures the default  within
         fifteen (15) days;  or (2) if the cure  requires more than fifteen (15)
         days,  immediately iinitiates steps which Lender deems in Lender's sole
         discretion  to  be  sufficient  to  cure  the  default  and  thereafter
         continues and completes all reasonable and necessary  steps  sufficient
         to produce compliance as soon as reasonably practical.

                                       6
<PAGE>
                          COMMERCIAL SECURITY AGREEMENT
Loan No: 930610000                (Continued)                             Page 7
--------------------------------------------------------------------------------

RIGHTS AND  REMEDIES  ON  DEFAULT.  If an Event of Default  occurs  under  this,
Agreement, at any time thereafter, Lender shall have all the rights of a secured
party under the  California  Uniform  Commercial  Code.  In addition and without
limitation,  Lender may  exercise  any one or more of the  following  rights and
remedies:

         Accelerate  Indebtedness.  Lender may declare the entire  Indebtedness,
         including  any  prepayment  penalty  which Grantor would be required to
         pay,  immediately  due  and  payable,  without  notice  of any  kind to
         Grantor.

         Assemble  Collateral.  Lender may require  Grantor to deliver to Lender
         all or any portion of the  Collateral and any and all  certificates  of
         title  and other  documents  relating  to the  Collateral.  Lender  may
         require  Grantor to assemble  the  Collateral  and make it available to
         Lender at a place to be  designated  by Lender.  Lender also shall have
         full power to enter upon the property of Grantor to take  possession of
         and remove the Collateral.  If the Collateral  contains other goods not
         covered by this Agreement at the time of  repossession,  Grantor agrees
         Lender may take such other goods, provided that Lender makes reasonable
         efforts to return them to Grantor after repossession.

         Sell the  Collateral.  Lender  shall  have full  power to sell,  lease,
         transfer,  or otherwise deal with the Collateral or proceeds thereof in
         Lender's own name or that of Grantor. Lender may sell the Collateral at
         public  auction or private  sale.  Unless the  Collateral  threatens to
         decline  speedily  in  value  or is of a  type  customarily  sold  on a
         recognized  market,  Lender  will give  Grantor,  and other  persons as
         required by law,  reasonable notice of the time and place of any public
         sale, or the time after which any private sale or any other disposition
         of the Collateral is to be made. However, no notice need be provided to
         any  person  who,  after  Event  of  Default  occurs,  enters  into and
         authenticates an agreement  waiving that person's right to notification
         of sale.  The  requirements  of reasonable  notice shall be met if such
         notice is given at least ten (10) days  before  the time of the sale or
         disposition.   All  expenses   relating  to  the   disposition  of  the
         Collateral,  including  without  limitation  the  expenses of retaking,
         holding, insuring, preparing for sale and selling the Collateral, shall
         become a part of the  Indebtedness  secured by this Agreement and shall
         be  payable  on  demand,  with  interest  at the Note rate from date of
         expenditure until repaid.

         Appoint  Receiver.  Lender  shall  have the  right  to have a  receiver
         appointed to take possession of all or any part of the Collateral, with
         the power to protect  and  preserve  the  Collateral,  to  operate  the
         Collateral preceding foreclosure or sale, and to collect the Rents from
         the Collateral  and apply the proceeds,  over and above the cost of the
         receivership,  against the Indebtedness. The receiver may serve without
         bond if  permitted  by law.  Lender's  right  to the  appointment  of a
         receiver  shall  exist  whether  or  not  the  apparent  value  of  the
         Collateral exceeds the Indebtedness by a substantial amount. Employment
         by Lender shall not disqualify a person from serving as a receiver.

         Collect Revenues,  Apply Accounts.  Lender,  either itself or through a
         receiver,  may collect the payments,  rents,  income, and revenues from
         the Collateral.  Lender may at any time in Lender's discretion transfer
         any Collateral  into Lender's own name or that of Lender's  nominee and
         receive the payments,  rents,  income,. and revenues therefrom and hold
         the same as security for the Indebtedness or apply it to payment of the
         Indebtedness  in such  order of  preference  as Lender  may  determine.
         Insofar as the Collateral  consists of accounts,  general  intangibles,
         insurance  policies,  instruments,  chattel paper, choses in action, or
         similar  property,  Lender may demand,  collect,  receipt for,  settle,
         compromise, adjust, sue for, foreclose, or realize on the Collateral as
         Lender may determine, whether or not Indebtedness or Collateral is then
         due.  For these  purposes,  Lender may, on behalf of and in the name of
         Grantor, receive, open and dispose of mail addressed to Grantor; change
         any  address to which mail and  payments  are to be sent;  and  endorse
         notes, checks,  drafts, money orders,  documents of title,  instruments
         and  items  pertaining  to  payment,   shipment,   or  storage  of  any
         Collateral. To facilitate collection, Lender may notify account debtors
         and obligors on any Collateral to make payments directly to Lender.

         Obtain  Deficiency.  If  Lender  chooses  to  sell  any  or  all of the
         Collateral,  Lender  may  obtain a  judgment  against  Grantor  for any
         deficiency   remaining  on  the   Indebtedness   due  to  Lender  after
         application  of all amounts  received  from the  exercise of the rights
         provided in this  Agreement.  Grantor  shall be liable for a deficiency
         even  if the  transaction  described  in this  subsection  is a sale of
         accounts or chattel paper.

         Other  Rights  and  Remedies.  Lender  shall  have all the  rights  and
         remedies  of a secured  creditor  under the  provisions  of the Uniform
         Commercial  Code,  as may be amended  from time to time.  In  addition,
         Lender shall have and may exercise any or all other rights and remedies
         it may have available at law; in equity, or otherwise.

         Election of Remedies.  Except as may be prohibited by applicable  -law,
         all  of  Lender's  rights  and  remedies,  whether  evidenced  by  this
         Agreement,  the Related  Documents,  or by any other writing,  shall be
         cumulative and may be exercised singularly or concurrently. Election by
         Lender to pursue  any  remedy  shall not  exclude  pursuit of any other
         remedy,  and an  election  to make  expenditures  or to take  action to
         perform an obligation of Grantor under this Agreement,  after Grantor's
         failure  to  perform,  shall not  affect  Lender's  right to  declare a
         default and exercise its remedies.

MISCELLANEOUS  PROVISIONS.  The following miscellaneous provisions are a part of
this Agreement:

         Amendments.  This  Agreement,  together  with  any  Related  Documents,
         constitutes the entire understanding and agreement of the parties as to
         the matters set forth in this Agreement.  No alteration of or amendment
         to this  Agreement  shall be  effective  unless  given in writing.  and
         signed by the party or  parties  sought to be  charged  or bound by the
         alteration or amendment.

         Arbitration.  Grantor and tender  agree that all  disputes,  claims and
         controversies  between  them  whether  individual,  joint,  or class in
         nature,  arising from this  Agreement or otherwise,  including  without
         limitation contract and tort disputes,  shall be arbitrated pursuant to
         the Rules of the American Arbitration Association in effect at the time
         the claim is filed,  upon  request of either  party.  No act to take or
         dispose of any Collateral shall constitute a waiver of this arbitration
         agreement  or  be  prohibited  by  this  arbitration  agreement.   This
         includes,   without  limitation,   obtaining  injunctive  relief  or  a
         temporary restraining order; invoking a power of sale under any deed of
         trust or mortgage;  obtaining a writ of  attachment  or imposition of a
         receiver;  or  exercising  any rights  relating to  personal  property,
         including taking or disposing of such property with or without judicial
         process  pursuant  to Article 9 of the  Uniform  Commercial  Code.  Any
         disputes,   claims,  or  controversies  concerning  the  lawfulness  or
         reasonableness  of any act, or exercise  of any right,  concerning  any
         Collateral, including any claim to rescind, reform, or otherwise modify
         any agreement  relating to the  Collateral,  shall also be  arbitrated,
         provided  however that no arbitrator  shall have the right or the power
         to enjoin or restrain  any act of any party.  Grantor and Lender  agree
         that in the event of an action for  judicial  foreclosure  pursuant  to
         California  Code  of  Civil  Procedure  Section  726,  or  any  similar
         provision in any other state,  the  commencement of such an action will
         not  constitute a waiver of the right to arbitrate  and the court shall
         refer to arbitration as much of such action,  including  counterclaims,
         as lawfully  may be referred to  arbitration.  Judgment  upon any award
         rendered  by  any  arbitrator  may  be  entered  in  any  court  having
         jurisdiction.  Nothing in this Agreement  shall preclude any party from
         seeking  equitable relief from a court of competent  jurisdiction.  The
         statute of limitations, estoppel, waiver, laches, and similar doctrines
         which would  otherwise be  applicable  in an action  brought by a party
         shall be applicable in any arbitration proceeding, and the commencement
         of an arbitration  proceeding  shall be deemed the  commencement  of an
         action for these purposes.  The Federal  Arbitration Act shall apply to
         the construction,  interpretation,  and enforcement of this arbitration
         provision.

                                       7
<PAGE>
                          COMMERCIAL SECURITY AGREEMENT
Loan No: 930610000                (Continued)                             Page 8
--------------------------------------------------------------------------------

         Attorneys'  Fees;  Expenses.  Grantor  agrees to pay upon demand all of
         Lender's costs and expenses,  including  Lender's  attorneys'  fees and
         Lender's legal expenses, incurred in connection with the enforcement of
         this  Agreement.  Lender may hire or pay someone  else to help  enforce
         this  Agreement,  and Grantor  shall pay the costs and expenses of such
         enforcement.  Costs and expenses include  Lender's  attorneys' fees and
         legal expenses whether or not there is a lawsuit,  including attorneys'
         fees and legal expenses for bankruptcy  proceedings  (including efforts
         to modify or vacate any automatic stay or injunction), appeals, and any
         anticipated  post-judgment collection services.  Grantor also shall pay
         all court  costs and such  additional  fees as may be  directed  by the
         court.

         Caption   Headings.   Caption   headings  in  this  Agreement  are  for
         convenience purposes only and are not to be used to interpret or define
         the provisions of this Agreement.

         Governing   Law.  This  Agreement  will  be  governed  by  federal  law
         applicable  to Lender and, to the extent not  preempted by federal law,
         the laws of the State of California  without regard to its conflicts of
         law provisions. This Agreement has been accepted by Lender in the State
         of California.

         Choice of Venue.  If there is a lawsuit,  Grantor  agrees upon Lender's
         request  to submit to the  jurisdiction  of the  courts of Los  Angeles
         County, State of California.

         Joint and Several  Liability.  All  obligations  of Grantor  under this
         Agreement  shall be joint and several,  and all  references  to Grantor
         shall mean each and every Grantor. This means that each Grantor signing
         below is responsible for all  obligations in this Agreement.  Where any
         one or more  of the  parties  is a  corporation,  partnership,  limited
         liability  company or similar entity, it is not necessary for Lender to
         inquire into the powers of any of the  officers,  directors,  partners,
         members,  or other agents  acting or  purporting to act on the entity's
         behalf,  and any  obligations  made or  created  in  reliance  upon the
         professed  exercise  of such  powers  shall be  guaranteed  under  this
         Agreement.

         Non-Liability of Lender.  The  relationship  between Grantor and Lender
         created  by  this   Agreement   is  strictly  a  debtor  and   creditor
         relationship and not fiduciary in nature, nor is the relationship to be
         construed as creating any  partnership or joint venture  between Lender
         and Grantor.  Grantor is exercising Grantor's own judgment with respect
         to  Grantor's  business.  All  information  supplied  to  Lender is for
         Lender's protection only and no other party is entitled to rely on such
         information.  There is no duty for Lender to review, inspect, supervise
         or inform  Grantor of any matter with  respect to  Grantor's  business.
         Lender  and  Grantor  intend  that  Lender may  reasonably  rely on all
         information   supplied  by  Grantor  to  Lender,   together   with  all
         representations  and  warranties  given by Grantor  to Lender,  without
         investigation  or confirmation by Lender and that any  investigation or
         failure to investigate will not diminish Lender's right to so rely.

         Notice of Lender's Breach. Grantor must notify Lender in writing of any
         breach of this  Agreement  or the Related  Documents  by Lender and any
         other claim,  cause of action or offset  against  Lender  within thirty
         (30) days after the  occurrence  of such breach or after the accrual of
         such claim, cause of action or offset.  Grantor waives any claim, cause
         of action or offset for which  notice is not given in  accordance  with
         this paragraph.  Lender is entitled to rely on any failure to give such
         notice.

         Indemnification of Lender.  Grantor agrees to indemnify,  to defend and
         to save and  hold  Lender  harmless  from  any and all  claims,  suits,
         obligations,  damages,  losses, costs and expenses {including,  without
         limitation, Lender's attorneys' fees), demands, liabilities, penalties,
         fines and  forfeitures  of any nature  whatsoever  that may be asserted
         against or incurred by Lender, its officers, directors,  employees, and
         agents arising out of, relating to, or in any manner occasioned by this
         Agreement  and the exercise of the rights and remedies  granted  Lender
         under  this,  as  well  as  by:  (1)  the  ownership,  use,  operation,
         construction, renovation, demolition, preservation, management, repair,
         condition,  or  maintenance  of any  part  of the  Collateral;  (2) the
         exercise of any of Grantor's rights  collaterally  assigned and pledged
         to Lender  hereunder;  (3) any failure of Grantor to perform any of its
         obligations hereunder; and/or (4) any failure of Grantor to comply with
         the environmental and ERISA obligations, representations and warranties
         set forth herein. The foregoing indemnity  provisions shall survive the
         cancellation  of this  Agreement as to all matters  arising or accruing
         prior to such cancellation and the foregoing indemnity shall survive in
         the  event  that  Lender  elects to  exercise  any of the  remedies  as
         provided under this Agreement  following default  hereunder.  Grantor's
         indemnity  obligations  under  this  section  shall  not in any  way be
         affected by the  presence or absence of covering  insurance,  or by the
         amount of such  insurance or by the failure or refusal of any insurance
         carrier  to perform  any  obligation  on its part  under any  insurance
         policy or policies  affecting the Collateral and/or Grantor's  business
         activities.  Should any claim,  action or proceeding be made or brought
         against   Lender  by  reason  of  any  event  as  to  which   Grantor's
         indemnification obligations apply, then, upon Lender's demand, Grantor,
         at its sole  cost and  expense,  shall  defend  such  claim,  action or
         proceeding  in Grantor's  name,  if  necessary,  by the  attorneys  for
         Grantor's  insurance  carrier (if such claim,  action or  proceeding is
         covered by  insurance),  or otherwise by such attorneys as Lender shall
         approve.  Lender may also engage its own  attorneys  at its  reasonable
         discretion  to defend  Grantor and to assist in its defense and Grantor
         agrees to pay the fees and disbursements of such attorneys.

         Preference  Payments.  Any monies  Lender  pays  because of an asserted
         preference  claim in  Grantor's  bankruptcy  will  become a part of the
         Indebtedness  and, at Lender's  option,  shall be payable by Grantor as
         provided in this Agreement.

         No Waiver by  Lender.  Lender  shall not be deemed to have  waived  any
         rights under this Agreement  unless such waiver is given in writing and
         signed  by  Lender.  No delay or  omission  on the  part of  Lender  in
         exercising  any right  shall  operate  as a waiver of such right or any
         other right. A waiver by Lender of a provision of this Agreement  shall
         not  prejudice or  constitute a waiver of Lender's  right  otherwise to
         demand strict  compliance with that provision or any other provision of
         this  Agreement.  No prior waiver by Lender,  nor any course of dealing
         between  Lender  and  Grantor,  shall  constitute  a  waiver  of any of
         Lender's  rights or of any of  Grantor's  obligations  as to any future
         transactions.  Whenever  the consent of Lender is  required  under this
         Agreement, the granting of such consent by Lender in any instance shall
         not constitute  continuing  consent to subsequent  instances where such
         consent is  required  and in all cases such  consent  may be granted or
         withheld in the sole discretion of Lender.

         Notices.  Any notice required to be given under this Agreement shall be
         given in writing, and shall be effective when actually delivered,  when
         actually received by telefacsimile  (unless otherwise required by law),
         when deposited with a nationally  recognized  overnight courier, or, if
         mailed,  when  deposited  in the United  States  mail,  as first class,
         certified or registered mail postage prepaid, directed to the addresses
         shown near the  beginning of this  Agreement.  Any party may change its
         address for  notices  under this  Agreement  by giving  formal  written
         notice to the other parties,  specifying that the purpose of the notice
         is to change the party's address.  For notice purposes,  Grantor agrees
         to keep Lender  informed at all times of  Grantor's  current'  address.
         Unless otherwise provided or required by law, if there is more than one
         Grantor,  any  notice  given by Lender to any  Grantor  is deemed to be
         notice given to all Grantors.

         Power  of  Attorney.   Grantor  hereby  appoints  Lender  as  Grantor's
         irrevocable attorney-in-fact for the purpose of executing any documents
         necessary  to perfect,  amend,  or to continue  the  security  interest
         granted in this Agreement or to demand  termination of filings of other
         secured   parties.   Lender  may  at  any  time,  and  without  further
         authorization  from  Grantor,  file a  carbon,  photographic  or  other
         reproduction of any financing statement or of this Agreement for use as
         a financing  statement.  Grantor will reimburse Lender for all expenses
         for the perfection and the  continuation  of the perfection of Lender's
         security interest in the Collateral.

         Waiver of Co-Obligor's Rights. If more than one person is obligated for
         the   Indebtedness,   Grantor   irrevocably   waives,   disclaims   and
         relinquishes  all claims against such other person which Grantor has or
         would  otherwise have by virtue of payment of the  Indebtedness  or any
         part thereof,  specifically  including but not limited to all rights of
         indemnity, contribution or exoneration.

         Severability.  If a court of competent jurisdiction finds any provision
         of this Agreement to be illegal,  invalid,  or  unenforceable as to any
         person or  circumstance,  that  finding  shall  not make the  offending
         provision illegal, invalid, or unenforceable  as to any other person or

                                       8
<PAGE>
                          COMMERCIAL SECURITY AGREEMENT
Loan No: 930610000                (Continued)                             Page 9
--------------------------------------------------------------------------------

         circumstance,  If feasible, the offending provision shall be considered
         modified  so that it  becomes  legal,  valid  and  enforceable.  If the
         offending  provision  cannot  be so  modified,  it shall be  considered
         deleted  from this  Agreement.  Unless  otherwise  required by law, the
         illegality,  invalidity,  or  unenforceability of any provision of this
         Agreement shall not affect the legality,  validity or enforceability of
         any other provision of this Agreement.

         Sole  Discretion of Lender.  Whenever  Lender's  consent or approval is
         required  under this  Agreement,  the  decision as to whether or not to
         consent or approve  shall be in the sole and  exclusive  discretion  of
         Lender and Lender's decision shall be final and conclusive.

         Successors  and  Assigns.  Subject  to any  limitations  stated in this
         Agreement on transfer of Grantor's  interest,  this Agreement  shall be
         binding upon and inure to the benefit of the parties,  their successors
         and assigns.  If ownership of the Collateral becomes vested in a person
         other than Grantor,  Lender,  without notice to Grantor,  may deal with
         Grantor's   successors   with  reference  to  this  Agreement  and  the
         Indebtedness  by way of  forbearance  or  extension  without  releasing
         'Grantor from the  obligations of this Agreement or liability under the
         Indebtedness.

         Survival  of  Representations  and  Warranties.   All  representations,
         warranties,  and  agreements  made by Grantor in this  Agreement  shall
         survive  the  execution  and  delivery  of  this  Agreement,  shall  be
         continuing  in nature,  and shall remain in full force and effect until
         such time as Grantor's Indebtedness shall be paid in full.

         Time is of the Essence.  Time is of the essence in the  performance  of
         this Agreement.

         Waive Jury. To the extent  permitted by applicable  law, all parties to
         this Agreement  hereby waive the right to any jury trial in any action,
         proceeding,  or  counterclaim  brought by any party  against  any other
         party.

DEFINITIONS.  The following capitalized words and terms shall have the following
meanings  when  used  in  this  Agreement.  Unless  specifically  stated  to the
contrary, all references to dollar amounts shall mean amounts in lawful money of
the  United  States of  America.  Words and  terms . sed in the  singular  shall
include the plural,  and the plural shall include the  singular,  as the context
may require.  Words and terms not otherwise defined in this Agreement shall have
the meanings attributed to such terms in the Uniform Commercial Code:

         Agreement.   The  word  "Agreement"  means  this  Commercial   Security
         Agreement,  as this  Commercial  Security  Agreement  may be amended or
         modified  from time to time,  together  with all exhibits and schedules
         attached to this Commercial Security Agreement from time to time.

         Borrower.  The word "Borrower"  means Amexdrug  Corporation;  Dermagen,
         Inc.; Biorx Pharmaceuticals,  Inc.; Royal Health Care, Inc.; and Allied
         Med Inc. and includes all co-signers and co-makers signing the Note and
         all their successors and assigns.

         Collateral.  The word "Collateral"  means all of Grantor's right, title
         and  interest  in  and  to  all  the  Collateral  as  described  in the
         Collateral Description section of this Agreement.

         Default.  The  word  "Default"  means  the  Default  set  forth in this
         Agreement in the section titled "Default".

         Encumbrance.  The  word  "Encumbrance"  means  any  and  all  presently
         existing o"future  mortgages,  liens,  privileges and other contractual
         and statutory  security interests and rights, of every nature and kind,
         whether in  admiralty,  at law,  or in  equity,  that now and/or in the
         future may affect the Collateral or any part or parts thereof.

         Environmental  Laws.  The words  "Environmental  Laws" mean any and all
         state, federal and local statutes,  regulations and ordinances relating
         to the protection of human health or the environment, including without
         limitation the Comprehensive Environmental Response,  Compensation, and
         Liability  Act of 1980,  as amended,  42 U.S.C.  Section  9601, at seq.
         ("CERCLA"),  the Superfund  Amendments and Reauthorization Act of 1986,
         Pub. L. No. 99-499  ("SARA"),  the Hazardous  Materials  Transportation
         Act, 49 U.S.C.  Section 1801, et seq.,  the Resource  Conservation  and
         Recovery Act, 42 U.S.C. Section 6901, et seq., Chapters 6.5 through 7.7
         of Division 20 of the California Health and Safety Code, Section 25100,
         et  seq.,  or  other  applicable  state  or  federal  laws,  rules,  or
         regulations adopted pursuant thereto.

         Event of  Default.  The words  "Event of  Default"  mean  individually,
         collectively,  and  interchangeably  any of the events of  default  set
         forth in this Agreement in the default section of this Agreement.

         GAAP. The word "GAAP" means generally accepted accounting principles.

         Grantor. The word "Grantor" means Amexdrug Corporation; Dermagen, Inc.;
         Biorx  Pharmaceuticals,  Inc.;  Royal Health Care, Inc.; and Allied Med
         Inc.

         Guarantor.  The  word  "Guarantor"  means  any  guarantor,  surety,  or
         accommodation  party of any or all of the  Indebtedness,  and,  in each
         case, Grantor's successors,  assigns, heirs, personal  representatives,
         executors and administrators of any guarantor, surety, or accommodation
         party.

         Guaranty. The word "Guaranty" means the guaranty from Guarantor, or any
         other guarantor,  endorser,  surety, or accommodation  party to Lender,
         including without limitation a guaranty of all or part of the Note.

         Hazardous Substances.  The words "Hazardous  Substances" mean materials
         that, because of their quantity, concentration or physical, chemical or
         infectious  characteristics,  may cause or pose a present or  potential
         hazard  to  human  health  or the  environment  when  improperly  used,
         treated, stored, disposed of, generated,  manufactured,  transported or
         otherwise handled.  The words "Hazardous  Substances" are used in their
         very  broadest  sense  and  include  without  limitation  any  and  all
         hazardous  or toxic  substances,  materials  or waste as  defined by or
         listed under the  Environmental  Laws. The term "Hazardous  Substances"
         also includes, without limitation,  petroleum and petroleum by-products
         or any fraction thereof and asbestos.

         Indebtedness.  The word "Indebtedness" means the indebtedness evidenced
         by the Note or Related Documents,  including all principal and interest
         together with all other  indebtedness  and costs and expenses for which
         'Grantor  is  responsible  under  this  Agreement  or under  any of the
         Related  Documents.  Specifically,  without  limitation,   Indebtedness
         includes  the  future   advances  set  forth  in  the  Future  Advances
         provision,  together with all interest thereon and all amounts that may
         be indirectly secured by the Cross-Collateralization  provision of this
         Agreement.

         Lender.  The word  "Lender"  means  National  Bank of  California,  its
         successors and assigns.

         Note. The word "Note" means the Note executed by Amexdrug  Corporation;
         Dermagen,  Inc.; Biorx Pharmaceuticals,  Inc.; Royal Health Care, Inc.;
         and Allied Med Inc. in the principal  amount of $150,000.00  dated June
         23, 2008,  together with all renewals of, extensions of,  modifications
         of, refinancings of,  consolidations of, and substitutions for the note
         or credit agreement.

         Property.  The word "Property" means all of Grantor's right,  title and
         interest in and to all the  Property as  described  in the  "Collateral
         Description" section of this Agreement.

         Related  Documents.  The words "Related  Documents" mean all promissory
         notes, credit agreements,  loan agreements,  environmental  agreements,
         security  agreements,   mortgages,  deeds  of  trust,  security  deeds,
         collateral  mortgages,  and all  other  instruments,  agreements  - and
         documents,  whether now or hereafter  existing,  executed in connection
         with the indebtedness.

                                       9
<PAGE>
                          COMMERCIAL SECURITY AGREEMENT
Loan No: 930610000                (Continued)                            Page 10
--------------------------------------------------------------------------------

         Rights.  The  word  "Rights"  means   individually,   collectively  and
         interchangeably any and all of Grantor's  additional rights granted and
         pledged to Lender as provided under this Agreement.

GRANTOR HAS READ AND UNDERSTOOD ALL THE PROVISIONS OF THIS  COMMERCIAL  SECURITY
AGREEMENT AND AGREES TO ITS TERMS. THIS AGREEMENT IS DATED JUNE 23, 2008.

GRANTOR:

AMEXDRUG CORPORATION

By:     /s/ Jack N. Amin
   ---------------------------------
     Jack N. Amin, President/Secretary
     of Amexdrug Corporation

DERMAGEN, INC.

By:     /s/ Jack N. Amin
   ---------------------------------
     Jack N. Amin, President/Secretary
     of Dermagen, Inc.

BIORIX PHARMACEUTICALS, INC.

By:     /s/ Jack N. Amin
   ---------------------------------
     Jack N. Amin, President/Secretary
     of Biorx Pharmaceuticals, Inc.

ROYAL HEALTH CARE, INC.

By:     /s/ Jack N. Amin
   ---------------------------------
     Jack N. Amin, President/Secretary
     of Royal Health Care, Inc.

ALLIED MED INC.

By:     /s/ Jack N. Amin
   ---------------------------------
     Jack N. Amin, President/Secretary
     of Allied Med Inc.

                                       10
<PAGE>

--------------------------------------------------------------------------------================================================================================

Exhibit 10.15

                               COMMERCIAL GUARANTY

------------------- ----------------- ---------------- --------------
    Principal          Loan Date         Maturity          Loan No.

------------------- ----------------- ---------------- --------------

---------------- ----------------- ----------------- ----------------
  Call / Coll        Account           Officer          Initials
                                          RK             /s/ RK
---------------- ----------------- ----------------- ----------------

           References in the boxes above are for Lender's use only and
               do not limit the applicability of this document to
                   any particular loan or item. Any item above
                  containing "***" has been omitted due to text
                               length limitations.

Borrower:                                   Lender:
   Amexdrug Corporation; Dermagen,              National Bank of California
   Inc.; Biorx Pharmaceuticals, Inc.;           Corporate Banking Department
   Royal Health Care, Inc.; and                 145 South Fairfax Avenue
   Allied Med Inc.                              Los Angeles, CA 90036
   8909 West Olympic Boulevard, Suite 208
   Beverly Hills, CA 90211

Guarantor:  Jack N. Amin
            369 South Doheny Drive, Suite 326
            Beverly Hills, CA  90211

--------------------------------------------------------------------------------

CONTINUING  GUARANTEE  OF  PAYMENT  AND  PERFORMANCE.   For  good  and  valuable
consideration,  Guarantor  absolutely and  unconditionally  guarantees  full and
punctual payment and satisfaction of the Indebtedness of Borrower, or any one or
more of them, to Lender,  and the  performance  and discharge of all  Borrower's
obligations  under the Note and the  Related  Documents.  This is a guaranty  of
payment  and  performance  and not of  collection,  so Lender can  enforce  this
Guaranty against Guarantor even when Lender has not exhausted  Lender's remedies
against anyone else obligated to pay the  Indebtedness or against any collateral
securing  the  Indebtedness,   this  Guaranty  or  any  other  Guaranty  of  the
Indebtedness.  Guarantor  will make any,  payments  to Lender or its  order,  on
demand,  in legal  tender of the United  States of America,  in same-day  funds,
without  set-off  or  deduction  or  counterclaim,  and will  otherwise  perform
Borrower's  obligations  under  the  Note  and  related  Documents.  Under  this
Guaranty,  Guarantor's  liability is unlimited and  Guarantor's  obligations are
continuing.

INDEBTEDNESS. The word "Indebtedness" as used in this Guaranty means
all of the principal amount outstanding from time to time and at any one or more
times,  accrued  unpaid  interest  thereon  and all  collection  costs and legal
expenses related thereto permitted by law, attorneys' fees, arising from any and
all debts,. liabilities and obligations of every nature or form, now existing or
hereafter  arising or acquired,  that Borrower  individually  or collectively or
interchangeably with others, owes or will owe Lender.  "Indebtedness"  includes,
without limitation, loans, advances, debts, overdraft indebtedness,  credit card
indebtedness, lease obligations,  liabilities and obligations under any interest
rate protection  agreements or foreign currency exchange agreements or commodity
price protection agreements,  other obligations, and liabilities of Borrower, or
any one or more of them, and any present or future judgments  against  Borrower,
or any one or more of them,  future advances,  loans or transactions that renew,
extend, modify,  refinance,  consolidate or substitute these debts,  liabilities
and obligations whether: voluntarily or involuntarily incurred; due or to become
due by their  terms or  acceleration;  absolute  or  contingent;  liquidated  or
unliquidated;  determined  or  undetermined;  direct  or  indirect;  primary  or
secondary in nature or arising from a guaranty or surety;  secured or unsecured;
joint  or  several  or  joint  and  several;   evidenced  by  a  negotiable   or
non-negotiable instrument or writing; originated by Lender or another or others;
barred or  unenforceable  against  Borrower for any reason  whatsoever;  for any
transactions  that may be voidable  for any reason  (such as infancy,  insanity,
ultra vires or otherwise);  and originated then reduced or extinguished and then
afterwards increased or reinstated.

If  Lender  presently  holds  one or  more  guaranties,  or  hereafter  receives
additional guaranties from Guarantor, Lender's rights under all guaranties shall
be cumulative.  This Guaranty shall not (unless  specifically  provided below to
the  contrary)  affect or  invalidate  any such  other  guaranties.  Guarantor's
liability  will be  Guarantor's  aggregate  liability  under  the  terms of this
Guaranty and any such other unterminated guaranties.

CONTINUING  GUARANTY.  THIS IS A  "CONTINUING  GUARANTY"  UNDER WHICH  GUARANTOR
AGREES TO GUARANTEE THE FULL AND PUNCTUAL PAYMENT,  PERFORMANCE AND SATISFACTION
OF THE  INDEBTEDNESS  OF BORROWER,  OR ANY ONE OR MORE OF THEM,  TO LENDER,  NOW
EXISTING OR HEREAFTER  ARISING OR  ACQUIRED,  ON AN OPEN AND  CONTINUING  BASIS.
ACCORDINGLY,  ANY  PAYMENTS  MADE ON THE  INDEBTEDNESS  WILL  NOT  DISCHARGE  OR
DIMINISH  GUARANTOR'S  OBLIGATIONS  AND  LIABILITY  UNDER THIS  GUARANTY FOR ANY
REMAINING AND SUCCEEDING  INDEBTEDNESS  EVEN WHEN ALL OR PART OF THE OUTSTANDING
INDEBTEDNESS MAY BE A ZERO BALANCE FROM TIME TO TIME.

DURATION OF GUARANTY.  This  Guaranty  will take effect when  received by Lender
without the necessity of any acceptance by Lender, or any notice to Guarantor or
to Borrower, and will continue in full force until all the Indebtedness incurred
or contracted  before  receipt by Lender of any notice of revocation  shall have
been  fully  and  finally  paid  and  satisfied  and  all of  Guarantor's  other
obligations  under this Guaranty shall have been performed in full. If Guarantor
elects to revoke this Guaranty, Guarantor may only do so in writing. Guarantor's
written  notice of revocation  must be mailed to Lender,  by certified  mail, at
Lender's  address  listed  above or such other place as Lender may  designate in
writing. Written revocation of this Guaranty will apply only to new Indebtedness
created after actual receipt by Lender of 'Guarantor's  written revocation.  For
this  purpose  and  without  limitation,  the term "new  Indebtedness"  does not
include  the  Indebtedness  which  at  the  time  of  notice  of  revocation  is
contingent,  unliquidated,  undetermined  or not due  and  which  later  becomes
absolute,   liquidated,   determined  or  due.  For  this  purpose  and  without
limitation,  "new Indebtedness" does not include all or part of the Indebtedness
that is:  incurred by Borrower prior to revocation;  incurred under a commitment
that became binding before revocation; any renewals, extensions,  substitutions,
and  modifications  of the  Indebtedness.  This Guaranty shall bind  Guarantor's
estate as to the Indebtedness created both before and after Guarantor's death or
incapacity,  regardless of Lender's actual notice of Guarantor's death.  Subject
to  the  foregoing,   Guarantor's  executor  or  administrator  or  other  legal
representative may terminate this Guaranty in the same manner in which Guarantor
might  have  terminated  it and with  the  same  effect.  Release  of any  other
guarantor or  termination of any other  guaranty of the  Indebtedness  shall not
affect the  liability  of Guarantor  under this  Guaranty.  A revocation  Lender
receives from any one or more  Guarantors  shall not affect the liability of any
remaining  Guarantors under this Guaranty,  Guarantor's  obligations  under this
Guaranty shall be in addition to any of Guarantor's obligations, or any of them,
under any other guaranties of the Indebtedness or any other person heretofore or
hereafter  given to Lender unless such other  guaranties are modified or revoked
in writing;  and this Guarantor  shall not,  unless  provided in this -Guaranty,
affect, invalidate, or supersede any such other guaranty. It is anticipated that
fluctuations may occur in the aggregate  amount of the  Indebtedness  covered by
this  Guaranty,  and  Guarantor   specifically   acknowledges  and  agrees  that
reductions  in the amount of the  Indebtedness,  even to zero  dollars  ($0.00),
shall not constitute a termination  of this  Guaranty.  This Guaranty is binding
upon Guarantor and Guarantor's  heirs,  successors and assigns so long as any of
the  Indebtedness  remains unpaid and even though the Indebtedness may from time
to time be zero dollars ($0.00).

OBLIGATIONS  OF MARRIED  PERSONS.  Any  married  person who signs this  Guaranty
hereby  expressly  agrees that  recourse  under this Guaranty may be had against
both  his  or  her  separate  property  and  community   property.

GUARANTOR'S  AUTHORIZATION TO LENDER. Guarantor authorizes Lender, either before
or after any revocation  hereof,  without notice or demand and without lessening
Guarantor's  liability  under  this  Guaranty,  from time to time:  (A) prior to
revocation  as set  forth  above,  to make  one or more  additional  secured  or
unsecured loans to Borrower,  to, lease equipment or other goods to Borrower, or
otherwise to extend  additional  credit to Borrower;  (B) to alter,  compromise,
renew,  extend,  accelerate,  or otherwise change one or more times the time for
payment  or other  terms of the  Indebtedness  or any part of the  Indebtedness,
including  increases and decreases of the rate of interest on the  Indebtedness;
extensions  may be repeated and may be for longer than the  original  loan term;
(C) to  take  and  hold  security  for  the  payment  of  this  Guaranty  or the
Indebtedness,  and exchange, enforce, waive, subordinate,  fail or decide not to
perfect, and release any such security,  with or without the substitution of new

                                       1
<PAGE>
                               COMMERCIAL GUARANTY
Loan No: 930610000                 (Continued)                            Page 2
--------------------------------------------------------------------------------

collateral; (D) to release,  substitute,  agree not to sue, or deal with any one
or more of Borrower's sureties,  endorsers,  or other guarantors on any terms or
in any manner Lender may choose; (E) to determine how, when and what application
of payments  and credits  shall be made on the  Indebtedness;  (F) to apply such
security  and  direct  the order or manner of sale  thereof,  including  without
limitation,  any  nonjudicial  sale  permitted  by the terms of the  controlling
security  agreement or deed of trust, as Lender in its discretion may determine;
(G) to sell, transfer,  assign or grant participations in all or any part of the
Indebtedness; and (H) to assign or transfer this Guaranty in whole or in part.

GUARANTOR'S REPRESENTATIONS AND WARRANTIES. Guarantor represents and warrants to
Lender that (A) no  representations  or agreements of any kind have been made to
Guarantor  which would  limit or qualify in any way the terms of this  Guaranty;
(B) this  Guaranty is executed at  Borrower's  request and not at the request of
Lender;  (C)  Guarantor  has full power,  right and authority to enter into this
Guaranty;  (D) the provisions of this Guaranty do not conflict with or result in
a default under any agreement or other instrument  binding upon Guarantor and do
not  result  in a  violation  of any  law,  regulation,  court  decree  or order
applicable to Guarantor;  (E) Guarantor has not and will not,  without the prior
written consent of Lender, sell, lease, assign, encumber, hypothecate, transfer,
or otherwise dispose of all or substantially  all of Guarantor's  assets, or any
interest therein;  (F) upon Lender's  request,  Guarantor will provide to Lender
financial and credit  information  in form  acceptable  to Lender,  and all such
financial  information  which  currently  has  been,  and all  future  financial
information  which will be provided to Lender is and will be true and correct in
all material respects and fairly present  Guarantor's  financial condition as of
the dates the financial information is provided;  (G) no material adverse change
has  occurred  in  Guarantor's  financial  condition  since the date of the most
recent financial  statements  provided to Lender and no event has occurred which
may  materially  adversely  affect  Guarantor's  financial  condition;   (H)  no
litigation,  claim,  investigation,  administrative proceeding or similar action
(including  those for unpaid taxes) against  Guarantor is pending or threatened;
(I) Lender has made no representation to Guarantor as to the creditworthiness of
Borrower;  and (J) Guarantor has  established  adequate  means of obtaining from
Borrower  on a  continuing  basis  information  regarding  Borrower's  financial
condition.  Guarantor agrees to keep adequately  informed from such means of any
facts,  events, or circumstances which might in any way affect Guarantor's risks
under this Guaranty,  and Guarantor  further  agrees that,  absent a request for
information,  Lender  shall have no  obligation  to  disclose to  Guarantor  any
information  or documents  acquired by Lender in the course of its  relationship
with Borrower.

GUARANTOR'S  WAIVERS.  Except as prohibited by applicable law,  Guarantor waives
any right to require Lender to (A) make any  presentment,  protest,  demand,  or
notice of any kind,  including notice of change of any terms of repayment of the
Indebtedness,  default by Borrower or any other guarantor or surety,  any action
or nonaction  taken by  Borrower,  Lender,  or any other  guarantor or surety of
Borrower, or the creation of new or additional Indebtedness; (B) proceed against
any person, including Borrower, before proceeding against Guarantor; (C) proceed
against any collateral for the Indebtedness,  including  Borrower's  collateral,
before proceeding against Guarantor; (D) apply any payments or proceeds received
against the Indebtedness in any order;  (E) give notice of the terms,  time, and
place of any sale of the collateral  pursuant to the Uniform  Commercial Code or
any other law  governing  such.  sale;  (F) disclose any  information  about the
Indebtedness, the Borrower, the collateral, or any other guarantor or surety, or
about any action or nonaction  of Lender;  or (G) pursue any remedy or course of
action in Lender's power whatsoever.

Guarantor  also waives any and all rights or  defenses  arising by reason of (H)
any  disability or other defense of Borrower,  any other  guarantor or surety or
any other  person;  (I) the  cessation  from any cause  whatsoever,  other  than
payment in full, of the  Indebtedness;  (J) the  application  of proceeds of the
Indebtedness  by Borrower for purposes  other than the purposes  understood  and
intended by  Guarantor  and Lender;  (K) any act of  omission or  commission  by
Lender which  directly or indirectly  results in or contributes to the discharge
of Borrower or any other guarantor or surety, or the  Indebtedness,  or the loss
or release of any  collateral by operation of law or otherwise;  (L) any statute
of limitations in any action under this Guaranty or on the Indebtedness;  or (M)
any modification or change in terms of the Indebtedness,  whatsoever,  including
without limitation, the renewal, extension, acceleration, or other change in the
time payment of the Indebtedness is due and any change in the interest rate, and
including  any such  modification  or change in terms after  revocation  of this
Guaranty on the Indebtedness incurred prior to such revocation.

Guarantor waives all rights of subrogation, reimbursement,  indemnification, and
contribution  and any other rights and defenses that are or may become available
to  Guarantor  by  reason  of  California  Civil  Code  Sections  2787 to  2855,
inclusive.

Guarantor  waives all rights and any  defenses  arising  out of an  election  of
remedies  by  Lender  even  though  that the  election  of  remedies,  such as a
non-judicial  foreclosure with respect to security for a guaranteed  obligation,
has  destroyed  Guarantor's  rights of  subrogation  and  reimbursement  against
Borrower by operation of Section 580d of the California  Code of Civil Procedure
or otherwise.

Guarantor  waives  all rights  and  defenses  that  Guarantor  may have  because
Borrower's  obligation  is secured by real  property.  This  means  among  other
things:  (N) Lender may collect from Guarantor  without first foreclosing on any
real  or  personal  property  collateral  pledged  by  Borrower.  (0) If  Lender
forecloses on any real property  collateral pledged by Borrower:  (1) the amount
of  Borrower's  obligation  may be  reduced  only by the  price  for  which  the
collateral is sold at the foreclosure sale, even if the collateral is worth more
than the sale price.  (2) Lender may collect from Guarantor  even if Lender,  by
foreclosing on the real property  collateral,  has destroyed any right Guarantor
may have to collect from  Borrower.  This is an  unconditional  and  irrevocable
waiver  of any  rights  and  defenses  Guarantor  may  have  because  Borrower's
obligation is secured by real property.  These rights and defenses include,  but
are not limited to, any rights and defense

Guarantor  understands and agrees that the foregoing  waivers are  unconditional
and  irrevocable  waivers of substantive  rights and defenses to which Guarantor
might otherwise be entitled under state and federal law. The rights and defenses
waived  include,  without  limitation,  those  provided  by  California  laws of
suretyship and guaranty, anti-deficiency laws, and the Uniform Commercial -Code.
Guarantor  acknowledges  that Guarantor has provided these waivers of rights and
defenses with the intention that they be fully relied upon by Lender.  Guarantor
further  understands and agrees that this Guaranty is a separate and independent
contract between Guarantor and Lender,  given for full and ample  consideration,
and is enforceable on its own terms.  Until all of the  Indebtedness  is paid in
full,  Guarantor  waives any right to  enforce  any  remedy  Guarantor  may have
against the  Borrower  or any other  guarantor,  surety,  or other  person,  and
further,  Guarantor  waives any right to  participate  in any collateral for the
Indebtedness now or hereafter held by Lender.

Guarantor's  Understanding  With  Respect To Waivers.  'Guarantor  warrants  and
agrees that each of the waivers  set forth above is made with  Guarantor's  full
knowledge  of  its   significance   and   consequences   and  that,   under  the
circumstances,  the waivers are  reasonable and not contrary to public policy or
law. If any such waiver is  determined to be contrary to any  applicable  law or
public policy,  such waiver shall be effective  only to the extent  permitted by
law or public policy.

Subordination  of  Borrower's  Debts to  Guarantor.  Guarantor  agrees  that the
Indebtedness,  whether now existing or hereafter  created,  shall be superior to
any claim that 'Guarantor may now have or hereafter  acquire  against  Borrower,
whether  or  not  Borrower   becomes   insolvent.   Guarantor  hereby  expressly
subordinates  any claim  Guarantor may have against  Borrower,  upon any account
whatsoever, to any claim that Lender may now or hereafter have against Borrower.
In the event of insolvency and consequent liquidation of the assets of Borrower,
through bankruptcy,  by an assignment for the benefit of creditors, by voluntary
liquidation,  or otherwise,  the assets of Borrower applicable to the payment of
the  claims of both  Lender and  Guarantor  shall be paid to Lender and shall be
first  applied by Lender to the  Indebtedness,  Guarantor  does hereby assign to
Lender all claims which it may have or acquire  against  Borrower or against any
assignee or trustee in  bankruptcy  of  Borrower,  provided  however,  that such
assignment  shall be effective  only for the 'purpose of assuring to Lender full

                                       2
<PAGE>

                               COMMERCIAL GUARANTY
Loan No: 930610000                 (Continued)                            Page 3
--------------------------------------------------------------------------------

payment in legal tender of the Indebtedness. If Lender so requests, any notes or
credit  agreements  now or  hereafter  evidencing  any debts or  obligations  of
Borrower to Guarantor shall be marked with a legend that the same are subject to
this Guaranty and shall be delivered to Lender.  Guarantor agrees, and Lender is
hereby authorized, in the name of Guarantor, from time to time to file financing
statements and continuation statements and to execute documents and to take such
other actions as Lender deems necessary or appropriate to perfect,  preserve and
enforce its rights under this Guaranty.

Miscellaneous  Provisions.  The following miscellaneous provisions are a part of
this Guaranty:

AMENDMENTS. This Guaranty, together with any Related Documents,  constitutes the
entire understanding and agreement of the parties as to the matters set forth in
this Guaranty. No alteration of or amendment to this Guaranty shall be effective
unless given in writing and signed by the party or parties  sought to be charged
or bound by the alteration or amendment.

ARBITRATION.  Borrower and Guarantor and Lender agree that all disputes, claims,
and controversies  between them whether  individual,  joint, or class in nature,
arising from this Guaranty or otherwise,  including without limitation  contract
and tort  disputes,  shall be  arbitrated  pursuant to the Rules of the American
Arbitration  Association in effect at the time the claim is filed,  upon request
of either party. No act to take or dispose of any Collateral  shall constitute a
waiver  of this  arbitration  agreement  or be  prohibited  by this  arbitration
agreement. This includes,  without limitation,  obtaining injunctive relief or a
temporary restraining order; invoking a power of sale under any deed of trust or
mortgage;  obtaining  a writ of  attachment  or  imposition  of a  receiver;  or
exercising  any  rights  relating  to  personal  property,  including  taking or
disposing of such property with or without  judicial process pursuant to Article
9 of the  Uniform  Commercial  Code.  Any  disputes,  claims,  or  controversies
concerning  the  lawfulness  or  reasonableness  of any act,  or exercise of any
right,  concerning any Collateral,  including any claim to rescind,  reform,  or
otherwise  modify  any  agreement  relating  to the  Collateral,  shall  also be
arbitrated,  provided  however  that no  arbitrator  shall have the right or the
power to enjoin or restrain  any act of any party!  Borrower and  Guarantor  and
Lender agree that in the event of an action for judicial foreclosure pursuant to
California Code of Civil Procedure  Section 726, or any similar provision in any
other state,  the commencement of such an action will not constitute a waiver of
the right to arbitrate and the court shall refer, to arbitration as much of such
action,  including  counterclaims,  as lawfully may be referred to  arbitration.
Judgment upon any award  rendered by any  arbitrator may be entered in any court
having  jurisdiction.  Nothing in this  Guaranty  shall  preclude any party from
seeking equitable relief from a court of competent jurisdiction.  The statute of
limitations,  estoppel,  waiver,  laches,  and  similar  doctrines  which  would
otherwise be applicable  in an action  brought by a party shall be applicable in
any arbitration  proceeding,  and the commencement of an arbitration  proceeding
shall be deemed the  commencement of an action for these  purposes.  The Federal
Arbitration Act shall apply to the construction, interpretation, and enforcement
of this arbitration provision.

ATTORNEYS' FEES;  EXPENSES.  Guarantor agrees to pay upon demand all of Lender's
costs and  expenses,  including  Lender's  attorneys'  fees and  Lender's  legal
expenses,  incurred in connection with the enforcement of this Guaranty.  Lender
may hire or pay someone else to help enforce this Guaranty,  and Guarantor shall
pay the costs and  expenses  of such  enforcement.  Costs and  expenses  include
Lender's  attorneys' fees and legal expenses  whether or not there is a lawsuit,
including  attorneys'  fees  and  legal  expenses  for  bankruptcy   proceedings
(including  efforts  to modify  or vacate  any  automatic  stay or  injunction),
appeals, and any anticipated  post-judgment collection services.  Guarantor also
shall pay all court  costs and such  additional  fees as may be  directed by the
court.

CAPTION HEADINGS.  Caption headings in this Guaranty are for convenience
purposes  only and are not to be used to interpret or define the  provisions  of
this Guaranty.

GOVERNING  LAW.  This  Guaranty  will be governed by federal law  applicable  to
Lender and, to the extent not preempted by federal law, the laws of the State of
California without regard to its conflicts of law provisions.

CHOICE OF VENUE. If there is a lawsuit,  Guarantor  agrees upon Lender's request
to submit to the  jurisdiction  of the courts of Los  Angeles  County,  State of
California.

INTEGRATION.  Guarantor  further  agrees  that  Guarantor  has  read  and  fully
understands the terms of this Guaranty;  Guarantor has had the opportunity to be
advised by  Guarantor's  attorney  with respect to this  Guaranty;  the Guaranty
fully  reflects  Guarantor's  intentions  and parol  evidence is not required to
interpret the terms of this Guaranty.  Guarantor  hereby  indemnifies  and holds
Lender harmless from all losses, claims,  damages, and costs (including Lender's
attorneys'  fees)  suffered  or  incurred by Lender as a result of any breach by
Guarantor of the warranties, representations and agreements of this paragraph.

INTERPRETATION. In all cases where there is more than one Borrower or Guarantor,
then all words used in this  Guaranty  in the  singular  shall be deemed to have
been used in the plural where the context and construction so require; and where
there is more than one Borrower  named in this Guaranty or when this Guaranty is
executed  by more than one  Guarantor,  the  words  "Borrower"  and  "Guarantor"
respectively  shall mean all and any one or more of them. The words "Guarantor,"
"Borrower," and "Lender" include the heirs, successors, assigns, and transferees
of each of them.  If a court finds that any  provision  of this  Guaranty is not
valid or should not be enforced, that fact by itself will not mean that the rest
of this 'Guaranty will not be valid or enforced. Therefore, a court will enforce
the rest of the provisions of this Guaranty even if a provision of this Guaranty
may be found to be invalid or  unenforceable.  If any one or more of Borrower or
Guarantor  are  corporations,  partnerships,  limited  liability  companies,  or
similar  entities,  it is not necessary for Lender to inquire into the powers of
Borrower or Guarantor or of the  officers,  directors,  partners,  managers,  or
other agents acting or purporting to act on their behalf,  and any  indebtedness
made or created in reliance upon the professed  exercise of such powers shall be
guaranteed under this Guaranty.

NOTICES.  Any notice  required to be given under this Guaranty shall be given in
writing,  and,  except for revocation  notices by Guarantor,  shall be effective
when  actually  delivered,  when  actually  received  by  telefacsimile  (unless
otherwise  required  by  law),  when  deposited  with  a  nationally  recognized
overnight courier,  or, if mailed,  when deposited in the United States mail, as
first class,  certified or  registered  mail  postage  prepaid,  directed to the
addresses shown near the beginning of this Guaranty.  All revocation  notices by
Guarantor  shall be in writing and shall be effective upon delivery to Lender as
provided in the section of this Guaranty  entitled  "DURATION OF GUARANTY."  Any
party may change its address for notices  under this  Guaranty by giving  formal
written notice to the other parties,  specifying  that the purpose of the notice
is to change the party's address. For notice purposes,  Guarantor agrees to keep
Lender informed at all times of Guarantor's  current  address.  Unless otherwise
provided or required  by law,  if there is more than one  Guarantor,  any notice
given by Lender to any Guarantor is deemed to be notice given to all Guarantors.

NO WAIVER BY LENDER.  Lender shall not be deemed to have waived any rights under
this  Guaranty  unless such waiver is given in writing and signed by Lender.  No
delay or omission on the part of Lender in exercising any right shall operate as
a waiver of such right or any other right.  A waiver by Lender of a provision of
this  Guaranty  shall not  prejudice or  constitute  a waiver of Lender's  right
otherwise to demand strict compliance with that provision or any other provision
of this Guaranty.  No prior waiver by Lender,  nor any course of dealing between
Lender and Guarantor,  shall constitute a waiver of any of Lender's rights or of
any of  Guarantor's  obligations  as to any future  transactions.  Whenever  the
consent of Lender is required under this Guaranty,  the granting of such consent
by Lender in any instance shall not constitute  continuing consent to subsequent
instances  where such  consent is required  and in all cases such consent may be
granted or withheld in the sole discretion of Lender.

                                       3
<PAGE>
                               COMMERCIAL GUARANTY
Loan No: 930610000                 (Continued)                            Page 4
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SUCCESSORS AND ASSIGNS.  Subject to any  limitations  stated in this Guaranty on
transfer of Guarantor's interest,  this Guaranty shall be binding upon and inure
to the benefit of the parties, their successors and assigns.

WAIVE JURY.  To the extent  permitted by  applicable  law,  Lender and Guarantor
hereby  waive  the  right  to any  jury  trial  in any  action,  proceeding,  or
counterclaim brought by either Lender or Guarantor against the other.

Definitions.  The following capitalized words and terms shall have the following
meanings when used in this Guaranty. Unless specifically stated to the contrary,
all  references  to dollar  amounts  shall mean  amounts in lawful  money of the
United States of America. Words and terms used in the singular shall include the
plural,  and the plural shall include the singular,  as the context may require.
Words and terms not otherwise  defined in this Guaranty  shall have the meanings
attributed to such terms in the Uniform Commercial Code:

BORROWER. The word "Borrower" means Amexdrug Corporation;  Dermagen, Inc.; Biorx
Pharmaceuticals, Inc.; Royal Health Care, Inc.; and Allied Med Inc. and includes
all  co-signers  and  co-makers  signing the Note and all their  successors  and
assigns.  GUARANTOR.  The word "Guarantor" means everyone signing this Guaranty,
including  without  limitation  Jack N.  Amin,  and in each case,  any  signer's
successors and assigns.

GUARANTY. The word "Guaranty" means this guaranty from Guarantor to Lender.

INDEBTEDNESS. The word "Indebtedness" means Borrower's indebtedness to Lender as
more particularly described in this Guaranty.

LENDER. The word "Lender" means National Bank of California,  its successors and
assigns.

NOTE.  The word "Note" means and includes  without  limitation all of Borrower's
promissory notes and/or credit agreements evidencing Borrower's loan obligations
in favor of Lender, together with .all renewals of, extensions of, modifications
of, refinancings of, consolidations of and substitutions for promissory notes or
credit agreements.

RELATED  DOCUMENTS.  The words "Related  Documents"  mean all promissory  notes,
credit  agreements,  loan  agreements,   environmental  agreements,  guaranties,
security  agreements,  mortgages,  deeds of trust,  security  deeds,  collateral
mortgages, and all other instruments,  agreements and documents,  whether now or
hereafter  existing,   executed  in  connection  with  the  Indebtedness.

EACH UNDERSIGNED  GUARANTOR  ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS
GUARANTY AND AGREES TO ITS TERMS. IN ADDITION,  EACH GUARANTOR  UNDERSTANDS THAT
THIS  GUARANTY IS  EFFECTIVE  UPON  GUARANTOR'S  EXECUTION  AND DELIVERY OF THIS
GUARANTY TO LENDER AND THAT THE GUARANTY WILL CONTINUE  UNTIL  TERMINATED IN THE
MANNER  SET  FORTH IN THE  SECTION  TITLED  "DURATION  OF  GUARANTY".  NO FORMAL
ACCEPTANCE BY LENDER IS NECESSARY TO MAKE THIS GUARANTY EFFECTIVE. THIS GUARANTY
IS DATED JUNE 23, 2008.

GUARANTOR:

  /s/ Jack N. Amin
 ----------------
  Jack N. Amin

                                       4

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