Document:

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                 CONSENT RESOLUTION OF THE BOARD OF DIRECTORS OF
                         CHEQUEMATE INTERNATIONAL, INC.

     THE UNDERSIGNED, BEING ALL OF THE DIRECTORS OF CHEQUEMATE INTERNATIONAL,
INC., DOING BUSINESS AS C-3D DIGITAL (THE "COMPANY"), A UTAH CORPORATION,
PROVIDE AS FOLLOWS:

     WHEREAS, THE BOARD OF DIRECTORS DEEMS IT TO BE IN THE BEST INTERESTS OF THE
CORPORATION AND ITS SHAREHOLDERS TO ISSUE STOCK IN LIEU OF PAYMENT FOR SERVICES,
DEFERRED PAYROLL, DEFERRED EXPENSES AND CASH CONTRIBUTIONS TO THE COMPANY FROM
CERTAIN DIRECTORS AND OFFICERS. THE FOLLOWING FORMULAS SHALL BECOME THE BASIS
FOR ALL SUCH INVESTMENT COMPENSATION:

CASH CONTRIBUTION

     A DIRECTOR OR OFFICER INVESTING CASH INTO THE COMPANY SHALL RECEIVE SHARES
OF THE COMPANIES COMMON STOCK AT A RATE EQUAL TO THE FIVE-DAY AVERAGE PRIOR TO
THE INVESTMENT, DIVIDED INTO THE GROSS INVESTMENT AMOUNT. A DIRECTOR OR OFFICER
INVESTING CASH INTO THE COMPANY SHALL ALSO RECEIVE OPTIONS AT A RATE EQUAL TO
THE FIVE-DAY AVERAGE PRIOR TO THE INVESTMENT, DIVIDED INTO THE GROSS INVESTMENT
AMOUNT.

EXPENSES CONTRIBUTION

     A DIRECTOR OR OFFICER INVESTING EXPENSES INTO THE COMPANY SHALL RECEIVE
SHARES OF THE COMPANIES COMMON STOCK AT A RATE EQUAL TO THE FIVE-DAY AVERAGE
PRIOR TO THE SUBMISSION DATE OF THE EXPENSES, DIVIDED INTO THE GROSS INVESTMENT
AMOUNT. A DIRECTOR OR OFFICER INVESTING EXPENSES INTO THE COMPANY SHALL ALSO
RECEIVE OPTIONS AT A RATE EQUAL TO THE FIVE-DAY AVERAGE PRIOR TO THE SUBMISSION
DATE OF THE EXPENSES, DIVIDED INTO THE GROSS INVESTMENT AMOUNT.

SERVICES CONTRIBUTION

     A DIRECTOR INVESTING SERVICES EXPENSES FOR THE COMPANY SHALL RECEIVE SHARES
OF THE COMPANIES COMMON STOCK AT A RATE EQUAL TO THE FIVE-DAY AVERAGE PRIOR TO
THE INVOICE/SETTLEMENT DATE OF THE SERVICES, DIVIDED INTO THE GROSS INVOICE
AMOUNT. A DIRECTOR INVESTING SERVICES EXPENSES FOR THE COMPANY SHALL ALSO
RECEIVE OPTIONS AT A RATE EQUAL TO THE FIVE-DAY AVERAGE PRIOR TO THE
INVOICE/SETTLEMENT DATE OF THE SERVICES, DIVIDED INTO THE GROSS INVOICE AMOUNT.

SALARY CONTRIBUTION

     A DIRECTOR OR OFFICER INVESTING SALARY INTO THE COMPANY SHALL RECEIVE
SHARES OF THE COMPANIES COMMON STOCK AT A RATE EQUAL TO THE FIVE-DAY AVERAGE
PRIOR TO THE END OF THAT PAY PERIOD, DIVIDED INTO THE GROSS INVESTMENT AMOUNT,
AND THEN MULTIPLIED BY TWO. A DIRECTOR OR OFFICER INVESTING SALARY INTO THE
COMPANY SHALL ALSO RECEIVE OPTIONS AT A RATE EQUAL TO THE FIVE-DAY AVERAGE PRIOR
TO THE END OF THAT PAY PERIOD, DIVIDED INTO THE GROSS INVESTMENT AMOUNT.

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     RESOLVED, THAT THE OFFICERS OF THIS CORPORATION BE, AND HEREBY ARE,
DIRECTED, AUTHORIZED AND EMPOWERED TO PREPARE, EXECUTE AND FILE OR CAUSE TO BE
FILED WITH THE SECURITIES AND EXCHANGE COMMISSION (THE "COMMISSION") PURSUANT
TOT HE SECURITIES ACT, A REGISTRATION STATEMENT ON FORM S-3 OR SUCH OTHER FORM
AS THIS CORPORATION MAY TO REGISTER THE COMMON STOCK ISSUABLE PURSUANT TO THE
INVESTMENT FORMULAS AS OUTLINED ABOVE; AND IT IS FURTHER

     RESOLVED, THAT APPLICATION BE MADE TO THE AMERICAN STOCK EXCHANGE, INC.
(THE "EXCHANGE") FOR THE LISTING, UPON OFFICIAL NOTICE OF ISSUANCE, OF THE
SHARES OF COMMON STOCK ISSUABLE PURSUANT TO THE INVESTMENT FORMULAS OUTLINED
ABOVE, AND THAT THE OFFICERS OF THIS CORPORATION BE, AND THEY AND EACH OF THEM
HEREBY IS, AUTHORIZED AND EMPOWERED TO EXECUTE AND DELIVER, IN THE NAME OF AND
ON BEHALF OF THIS CORPORATION, ANY LISTING APPLICATIONS AND OR OTHER DOCUMENTS
WHICH MAY BE NECESSARY OR DESIRABLE IN ORDER TO EFFECT THE LISTING OF SUCH
SHARES OF COMMON STOCK ON THE EXCHANGE, THEIR EXECUTION AND DELIVERY THEREOF
BEING CONCLUSIVE EVIDENCE OF THE NECESSITY OR DESIRABILITY THEREFORE AND IT IS
FURTHER

     RESOLVED, THAT THE SECRETARY OR ANY ASSISTANT SECRETARY OF THIS CORPORATION
BE AND HEREBY IS, AUTHORIZED TO CERTIFY AS TO THE ADOPTION OF ANY OR ALL OF THE
FOREGOING RESOLUTIONS.

     THE SIGNING OF THIS CONSENT RESOLUTION BY ALL MEMBERS OF THE BOARD OF
DIRECTORS OF THE COMPANY IS MADE PURSUANT TO SECTION 16-10A-821 U.C.A., AS
AMENDED, AND IS MADE IN LIEU OF A FORMAL MEETING OF THE DIRECTORS OF THE
COMPANY.

                                             DATED JANUARY __, 2001
-----------------------------------
JOHN BARTHOLOMEW

                                             DATED JANUARY __, 2001
-----------------------------------
ROBERT E. WARFIELD

                                             DATED JANUARY __, 2001
-----------------------------------
J. MICHAEL HEIL

                                             DATED JANUARY __, 2001
-----------------------------------
ANDRE PETERSON

                                             DATED JANUARY __, 2001
-----------------------------------
DANIEL R. THOMPSON

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                                     [LOGO]

                               C-3D DIGITAL, INC.
124 FERRY STREET S.W., ALBANY, OREGON, 97321, PH. 541-791-4813 FAX. 541-791-4819

                                     DRAFT 1

SETTLEMENT AGREEMENT

This Settlement Agreement ("Settlement"), is made and entered into this 20th day
of January, 2001, by and between Chequemate International, Inc., a Utah
corporation, ("Chequemate"), and, Eagle Plaza, L.C. a Utah Limited Liability
Company and Ronald A. Litz (together "EP & L"), upon the following premises:

A.   On July 1, 1999, Chequemate and EP & L entered into an Office Lease
     Agreement (the "Lease"), under the terms of which Chequemate was to occupy
     space at the Eagle Plaza, suite 290, ________, Salt Lake City, for a
     monthly lease payment of $2,835 for the term ending June 30, 2001. This
     Settlement is being entered into for the purpose of terminating the Lease
     and settling any subsequent judgement.

B.   The parties have agreed to enter into this Settlement and EP & L agrees to
     waive and release any claim it may have against Chequemate .

NOW, THEREFORE, upon these premises and for good and valuable consideration, the
adequacy of which is hereby acknowledged, the parties agree that, in settlement
of this matter and to terminate any further actions by EP & L, Chequemate shall
pay EP & L the sum of $25,000 payable as follows:

1.   In consideration of the Settlement, Chequemate agrees to immediately issue
     to EP & L, 50,000 shares of Chequemates's restricted common stock (the
     "Shares"). The Shares shall have a gross value of $25,000, based on a
     market value of $0.50 per share, subject to adjustments as set forth in
     this paragraph. If on the date which is five (5) business days following
     the date Chequemate's registration statement, described in paragraph 2
     below, is declared effective by the SEC (the "repricing date"), the average
     closing bid price of the Company's common stock, as reported by the
     American Stock Exchange, for the five (5) business days prior to the
     repricing date, is less than $0.50 per share, the Company shall issue to EP
     & L the number of additional shares necessary for EP & L to receive a total
     value of $25,000, based on such average closing bid price for such five (5)
     day period. However, in no event shall EP & L receive shares in excess of a
     total of 100,000 shares at the repricing date.

2.   Chequemate shall have 180 days from the date of execution of this
     Settlement, to make an initial filing of a registration statement with the
     U.S. Securities and Exchange Commission ("SEC"), to include the shares in
     paragraph 1 above, for registration. Thereafter, Chequemate agrees to
     exercise its best efforts to prepare such amendments to the registration
     statement, and to diligently undertake such additional work as may be
     necessary to appropriately respond to the comments of the staff of the SEC,
     and to completely and accurately update the registration statement in all
     material respects, as of a recent practicable

                                       1
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     date, to attempt to obtain effectiveness of the registration statement as
     soon as reasonably practicable. EP & L understands and acknowledges that
     Chequemate is unable to make any covenants or representations as to the
     effective date of the registration statement with the SEC.

3.   Chequemate shall issue an additional 25,000 shares under rule 144 as any
     further liquidated damages compensation.

4.   Chequemate shall have the right to pay all or a portion of this settlement
     with a cash payment prior to the effective date of the registration or
     subsequent to EP & L selling any shares or balance of shares, by giving 3
     day notice to EP & L.

5.   EP & L agrees that it will not sell, in any one week, shares of common
     stock that constitutes more than 10% of Chequemates's weekly trade volume
     average as reported by The American Stock Exchange for the previous week.

6.   Additionally, on the closing of this settlement, Chequemate will provide EP
     & L with a note in the full-negotiated value of $25,000. This note will
     stay in effect until EP & L receives the gross value of $25,000 in stock
     based on the repricing formula outlined in paragraph 1 above. At such time,
     the note will be canceled in full.

7.   In consideration of the undertaking set forth in paragraph 1 or 2 above, EP
     & L agrees to waive and release any claim it may have against Chequemate
     for failure to fulfill its lease obligation and hereby release Chequemate
     from all penalties and obligations as set forth in the Lease or any
     subsequent judgement.

8.   EP & L agrees to provide Chequemate with such information and
     documentation, as may be reasonably requested in connection with the
     registration statement(s) and other filings with the SEC.

IN WITNESS WHEREOF, the parties to this Settlement have duly executed it as of
the date and year first above written.

CHEQUEMATE INTERNATIONAL, INC.

/s/ Chandos Mahon
----------------------------------
By: Chandos Mahon
Its: Chief Operating Officer

Eagle Plaza, L.C..

/s/ Mark E. Haroldson
---------------------------------
By: Mark E. Haroldson
Its: Member

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