Document:

Amendment No. 11 to the Incentive Savings Plan

 Exhibit 4.3.12 
 ELEVENTH AMENDMENT TO 
 THE PNC FINANCIAL SERVICES GROUP, INC. 
 INCENTIVE SAVINGS PLAN 
 WHEREAS, The
PNC Financial Services Group, Inc. (the “Corporation”) sponsors The PNC Financial Services Group, Inc. Incentive Savings Plan (the “Plan”); 
 WHEREAS, the Corporation wishes to amend the Plan (i) to reflect the merger of the Harris Williams & Co. 401(k) Retirement Plan assets into the Plan, (ii) to clarify that subsidiaries of BlackRock,
Inc. will cease to be participating employers in the Plan as a result of the merger of Merrill Lynch Investment Managers and BlackRock, Inc., and (iii) to clarify certain provisions of the Plan; and 
 WHEREAS, the Corporation has the authority under Article XIV to amend the Plan, and the Corporation wishes to amend the Plan as set forth below.

 NOW, THEREFORE, IT IS RESOLVED, that the Plan is hereby amended as follows: 
 1. Effective October 1, 2006, Section 3.3(a) of the Plan is amended in its entirety as follows: 
  

	 	“(a)	The Matching Contributions shall be determined on a payroll period basis such that each Employer, with respect to each Participant that is its Employee, shall contribute an amount
equal to 100 percent of the Participant’s Elective Contributions up to six percent of the Participant’s Compensation per payroll period.” 

 2. Effective September 29, 2006, Section 4.1 shall be amended to add the following paragraph to the end thereof: 
 “Effective September 29, 2006, all allocations under the Plan for employees of a subsidiary of BlackRock, Inc. that was a Participating Employer prior to September 29, 2006 shall cease. The Plan Manager
shall cause all Participant Accounts for Participants who are employees of a subsidiary of BlackRock, Inc. that was a Participating Employer prior to September 29, 2006 to be valued as of September 29, 2006, and the Plan Manager shall
thereafter direct the Trustee to transfer as soon as practical such Participants’ Accounts (including Participant loans) to the Trustee of the trust established to hold assets of the BlackRock Retirement Savings Plan for crediting to such
Participants’ Accounts under the BlackRock Retirement Savings Plan.” 

 3. Effective March 1, 2006, the chart in Annex III of the Plan is amended to add the following language to the end
thereof: 
  

					
	Harris Williams & Co. 401(k) Retirement Plan (the “Harris Williams Plan”)	    	March 1, 2006	  	 Distribution Provisions – Eliminated in accordance with Plan Section 8.4(c)
  
 •       A
Participant in the Harris Williams Plan may elect to have the Participant’s account accrued under the Harris Williams Plan distributed in the form of monthly, quarterly, semi-annual or annual installment payments not to exceed the period equal
to the Participant’s life expectancy or the joint life expectancy of the Participant and the Participant’s designated beneficiary.

 4. Annex II (Participating Employers) to the Plan as updated by the Plan Manager is confirmed in the form attached
hereto. 
 Executed and adopted by The PNC Financial Services Group, Inc. by its duly authorized
delegate this 27th day of September, 2006. 
  

	
	 /s/ William E. Rosner

	William E. Rosner
	Senior Vice President and Chief Human Resources Officer

 ANNEX II 
 PARTICIPATING EMPLOYERS 
 PNC Bank, N.A. 
 PNC Capital Markets, LLC 
 PNC Alliance, LLC 
 PNC Equity Management Inc. 
 PNC Equipment Finance, LLC 
 PNC Investments, LLC 
 PNC Bank, Delaware 
 Midland Loan Services, Inc. 
 PNC Multifamily Finance, Inc. 
 PNC Mezzanine Management Corp. 
 PNC REIT Holding Corp 
 Harris Williams & Co. – effective January 1, 2006 
 The following entities ceased to be Participating
Employers as of September 29, 2006: 
 BlackRock Institutional Management Corporation 
 BlackRock Capital Management, Inc. 
 BlackRock Advisers, Inc. 
 BlackRock Financial Management, Inc. 
 BlackRock Realty Advisors, Inc. 
 BlackRock HPB Management, LLC 
 BlackRock Investments, Inc. 
 State Street Research and Management Company 
 State Street Research
Investment Services, Inc.Amendment No. 12 to the Incentive Savings Plan

 Exhibit 4.3.13 
 TWELFTH AMENDMENT TO 
 THE PNC FINANCIAL SERVICES GROUP, INC. 
 INCENTIVE SAVINGS PLAN 
 WHEREAS, The
PNC Financial Services Group, Inc. (the “Corporation”) sponsors The PNC Financial Services Group, Inc. Incentive Savings Plan (the “Plan”); 
 WHEREAS, the Corporation wishes to amend the Plan (i) to cease the reinvestment of dividends on BlackRock, Inc. common stock, (ii) to provide for rollover contributions from The PNC Financial Services Group,
Inc. Pension Plan for former employees, and (iii) to clarify certain provisions of the Plan; and 
 WHEREAS, the Corporation has the
authority under Article XIV to amend the Plan, and the Corporation wishes to amend the Plan as set forth below. 
 NOW, THEREFORE, IT IS
RESOLVED, effective March 6, 2007, that the Plan is hereby amended as follows: 
  

	1.	Section 3.1(a) of the Plan is hereby amended in its entirety to read as follows: 

  

	 	“(a)	Amount of Elective Contributions 

 During the month
preceding a Participant’s Entry Date into the Plan, an Eligible Employee may elect, in accordance with the procedures established by the Administrative Committee or Plan Manager, by entering into an Elective Contribution Agreement, to cause an
Elective Contribution to be made to the Plan on the Participant’s behalf with respect to the Participant’s Compensation per payroll period in an amount equal to any whole number percentage between one percent and 15 percent, and effective
January 1, 2002, between one percent and 20 percent, of the Eligible Employee’s Compensation per payroll period.” 
  

	2.	Section 3.4(a) of the Plan is hereby amended in its entirety to read as follows: 

  

	 	“(a)	Written Request 

 The Plan Manager, pursuant to a
written request, may permit either a Participant or an Employee who has not met the age and service requirements in Article II to contribute a Rollover Amount to the Trust. Further, the Plan Manager, pursuant to a written request, may permit a
former Participant to contribute a Rollover Amount from The PNC Financial Service Group, Inc. Pension Plan (the “PNC Pension Plan”). The written request shall set forth the amount of the Rollover Amount and contain a statement,
satisfactory to the Plan Manager, that such contribution constitutes a Rollover Amount.” 

	3.	Section 3.4(c) of the Plan is hereby amended in its entirety to read as follows: 

  

	 	“(c)	Expenses Incurred in Connection With a Rollover 

 Unless the Plan Manager, in its sole discretion, determines otherwise, any expenses incurred incident to the transfer or rollover of such property to the Plan shall be paid by the Participant or former Participant.” 
  

	4.	Section 12.6 of the Plan is hereby amended in its entirety to read as follows: 

 “The Administrative Committee shall hold meetings upon such notice, at such place and at such times as it may decide; provided, that a meeting shall be held at least once each Plan Year. A majority of the
Administrative Committee shall constitute at least one-half of the appointed members of the Administrative Committee, and any action that the Plan authorizes or requires the Administrative Committee to take shall require the written approval or
affirmative vote of a majority of its then members, but not less than two, unless authority to take such action has been delegated or allocated as provided herein.” 
  

	5.	The Plan is hereby amended to add a new Section 17.15 to read as follows: 

 “17.15 Cessation of BlackRock Stock Dividend Reinvestment 
 Notwithstanding anything in the Plan
to the contrary, effective March 6, 2007, all dividends paid on BlackRock Stock held by the ESOP shall be paid in cash and shall not be reinvested in shares of BlackRock Stock. Such dividends shall be invested in the Investment Fund designated
from time to time by the Administrative Committee or the Plan Manager.” 
 Executed and adopted
by The PNC Financial Services Group, Inc. by its duly authorized delegate this 16th day of March, 2007. 
  

	
	 /s/ William E. Rosner

	William E. Rosner
	Senior Vice President and Chief Human Resources OfficerAmendment No. 13 to the Incentive Savings Plan

 Exhibit 4.3.14 
 THIRTEENTH AMENDMENT TO 
 THE PNC FINANCIAL SERVICES GROUP, INC. 
 INCENTIVE SAVINGS PLAN 
 WHEREAS, The
PNC Financial Services Group, Inc. (the “Corporation”) sponsors The PNC Financial Services Group, Inc. Incentive Savings Plan (the “Plan”); 
 WHEREAS, the Corporation wishes to amend the Plan to provide that PNC ARCS LLC will be a “participating employer” under the Plan effective January 1, 2008; and 
 WHEREAS, the Corporation has the authority under Article XIV to amend the Plan, and the Corporation wishes to amend the Plan as set forth below.

 NOW, THEREFORE, IT IS RESOLVED, effective July 1, 2007, that the Plan is hereby amended as follows: 
  

	1.	Annex II (Participating Employers) to the Plan as updated by the Plan Manager is confirmed in the form attached hereto. 

 Executed and adopted by The PNC Financial Services Group, Inc. by its duly authorized delegate this
29th day of June, 2007. 
  

	
	 /s/ William E. Rosner

	William E. Rosner
	Senior Vice President and Chief Human Resources Officer

  

 -1- 

 ANNEX II 
 PARTICIPATING EMPLOYERS 
 PNC Bank, N.A. 
 PNC Capital Markets, LLC 
 PNC Alliance, LLC 
 PNC Equity Management Inc. 
 PNC Equipment Finance, LLC 
 PNC Investments, LLC 
 PNC Bank, Delaware 
 Midland Loan Services, Inc. 
 PNC Multifamily Finance, Inc. 
 PNC Mezzanine Management Corp. 
 PNC REIT Holding Corp. 
 Harris Williams & Co. 
 PNC ARCS LLC – Effective January 1, 2008 
 The following entities ceased to be Participating Employers as of September 29, 2006: 
 BlackRock Institutional Management Corporation 
 BlackRock Capital Management, Inc. 
 BlackRock Advisers, Inc. 
 BlackRock Financial Management, Inc. 
 BlackRock Realty Advisors, Inc. 
 BlackRock HPB Management, LLC 
 BlackRock Investments, Inc. 
 State Street Research and Management Company

 State Street Research Investment Services, Inc.

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