Document:

EX-10.1

 Exhibit 10.1 
  

 
  

SALE SUPPLEMENT 
 dated
as of October 25, 2013 
 between 

OCWEN LOAN SERVICING, LLC, as Seller, 

HLSS HOLDINGS, LLC, as Purchaser 

and 
 HOME LOAN
SERVICING SOLUTIONS, LTD., as Purchaser 
  
  

 

 TABLE OF CONTENTS 

 

							
	 	 	 	  	Page	 
			
	 ARTICLE 1
	 	 DEFINITIONS; REFERENCE TO MASTER SERVICING RIGHTS PURCHASE AGREEMENT
	  	 	1	  
			
	 1.1
	 	Definitions	  	 	1	  
			
	 1.2
	 	Reference to the Master Servicing Rights Purchase Agreement	  	 	7	  
			
	 ARTICLE 2
	 	 PURCHASE AND SALE OF SERVICING RIGHTS AND RIGHTS TO MSRS; ASSUMED LIABILITIES
	  	 	8	  
			
	 2.1
	 	Assignment and Conveyance of Rights to MSRs	  	 	8	  
			
	 2.2
	 	Automatic Assignment and Conveyance of Servicing Rights	  	 	8	  
			
	 2.3
	 	MSR Purchase Price	  	 	9	  
			
	 2.4
	 	Assumed Liabilities and Excluded Liabilities	  	 	9	  
			
	 2.5
	 	Remittance of Excess Servicing Fees, Servicing Advance Receivables Fees and Related Amounts	  	 	10	  
			
	 2.6
	 	Payment of Estimated Purchase Price	  	 	11	  
			
	 ARTICLE 3
	 	 PURCHASE AND SALE OF SERVICING ADVANCE RECEIVABLES
	  	 	11	  
			
	 3.1
	 	Assignment and Conveyance of Servicing Advance Receivables	  	 	11	  
			
	 3.2
	 	Servicing Advance Receivables Purchase Price	  	 	12	  
			
	 3.3
	 	Servicing Advances	  	 	12	  
			
	 3.4
	 	Reimbursement of Servicing Advances	  	 	12	  
			
	 ARTICLE 4
	 	 REPRESENTATIONS AND WARRANTIES OF SELLER
	  	 	12	  
			
	 4.1
	 	General Representations	  	 	12	  
			
	 4.2
	 	Title to Transferred Assets	  	 	13	  
			
	 4.3
	 	Right to receive Servicing Fees	  	 	13	  
			
	 4.4
	 	Servicing Agreements and Underlying Documents	  	 	13	  
			
	 4.5
	 	Mortgage Pool Information, Related Matters	  	 	13	  
			
	 4.6
	 	Enforceability of Servicing Agreements	  	 	13	  
			
	 4.7
	 	Compliance With Servicing Agreements	  	 	14	  
			
	 4.8
	 	No Recourse	  	 	15	  
			
	 4.9
	 	The Mortgage Loans	  	 	15	  
			
	 4.10
	 	Servicing Advance Receivables	  	 	16	  
			
	 4.11
	 	Servicing Agreement Consents and Other Third Party Approvals	  	 	17	  

  
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 TABLE OF CONTENTS 

(continued) 
  

							
	 	 	 	  	Page	 
	 4.12
	 	Servicing Advance Financing Agreements	  	 	17	  
			
	 4.13
	 	Anti-Money Laundering Laws	  	 	18	  
			
	 4.14
	 	Servicer Ratings	  	 	18	  
			
	 4.15
	 	Eligible Servicer	  	 	18	  
			
	 4.16
	 	HAMP	  	 	18	  
			
	 ARTICLE 5
	 	 CONDITIONS PRECEDENT
	  	 	18	  
			
	 5.1
	 	Conditions to the Purchase of Certain Servicing Advance Receivables	  	 	18	  
			
	 5.2
	 	Conditions to the Purchase of the Rights to MSRs	  	 	18	  
			
	 ARTICLE 6
	 	 SERVICING MATTERS
	  	 	19	  
			
	 6.1
	 	Seller as Servicer	  	 	19	  
			
	 6.2
	 	Servicing	  	 	19	  
			
	 6.3
	 	Collections from Obligors and Remittances	  	 	19	  
			
	 6.4
	 	Servicing Practices	  	 	20	  
			
	 6.5
	 	Servicing Reports	  	 	20	  
			
	 6.6
	 	Escrow Accounts	  	 	20	  
			
	 6.7
	 	Notices and Financial Information	  	 	20	  
			
	 6.8
	 	Defaults under Deferred Servicing Agreements	  	 	20	  
			
	 6.9
	 	Continuity of Business	  	 	20	  
			
	 6.10
	 	Optional Termination or Clean Up Calls	  	 	21	  
			
	 6.11
	 	Amendments to Deferred Servicing Agreements; Transfer of Servicing Rights	  	 	21	  
			
	 6.12
	 	Assumption of Servicing Duties; Transfer of Rights to MSRs and Servicing Rights	  	 	21	  
			
	 6.13
	 	Termination Event	  	 	21	  
			
	 6.14
	 	Servicing Transfer	  	 	22	  
			
	 6.15
	 	Incorporation of Provisions from Subservicing Agreement	  	 	22	  
			
	 ARTICLE 7
	 	 SELLER SERVICING FEES; COSTS AND EXPENSES
	  	 	22	  
			
	 7.1
	 	Seller Monthly Servicing Fee	  	 	22	  
			
	 7.2
	 	Performance Fee	  	 	22	  
			
	 7.3
	 	Costs and Expenses	  	 	23	  
			
	 7.4
	 	Ancillary Income	  	 	23	  
			
	 7.5
	 	Calculation and Payment	  	 	23	  
			
	 7.6
	 	No Offset	  	 	23	  
			
	 7.7
	 	Servicing Fee Reset Date	  	 	24	  

  
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 TABLE OF CONTENTS 

(continued) 
  

							
	 	 	 	  	Page	 
			
	 ARTICLE 8
	 	 INDEMNIFICATION
	  	 	24	  
			
	 8.1
	 	Seller Indemnification of Purchasers	  	 	24	  
			
	 8.2
	 	Purchasers Indemnification of Seller	  	 	24	  
			
	 8.3
	 	Indemnification Procedures	  	 	25	  
			
	 8.4
	 	Tax Treatment	  	 	26	  
			
	 8.5
	 	Survival	  	 	26	  
			
	 8.6
	 	Additional Indemnification	  	 	26	  
			
	 8.7
	 	Specific Performance	  	 	26	  
			
	 ARTICLE 9
	 	 GRANT OF SECURITY INTEREST
	  	 	27	  
			
	 9.1
	 	Granting Clause	  	 	27	  
			
	 ARTICLE 10
	 	 MISCELLANEOUS PROVISIONS
	  	 	28	  
			
	 10.1
	 	Further Assurances	  	 	28	  
			
	 10.2
	 	Compliance with Applicable Laws; Licenses	  	 	28	  
			
	 10.3
	 	Merger, Consolidation, Etc.	  	 	28	  
			
	 10.4
	 	Annual Officer’s Certificate	  	 	28	  
			
	 10.5
	 	Accounting Treatment	  	 	29	  
			
	 10.6
	 	Incorporation	  	 	29	  
			
	 10.7
	 	Third Party Beneficiaries	  	 	29	  
			
	 Exhibit A
	 	 Form of Monthly Remittance Report
	  			

  

			
	Schedule I	  	Servicing Agreements
	Schedule II	  	Underlying Documents
	Schedule III	  	Retained Servicing Fee Percentage
	Schedule IV	  	Target Ratio Schedule
	Schedule V	  	Valuation Percentage
	Schedule VI	  	Amortization Percentage

  
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 SALE SUPPLEMENT 

This Sale Supplement, dated as of October 25, 2013 (this “Sale Supplement”), is between Ocwen Loan Servicing, LLC, a
Delaware limited liability company (“Seller”), HLSS Holdings, LLC, a Delaware limited liability company (“Holdings”) and Home Loan Servicing Solutions, Ltd. (“HLSS” and, together with Holdings, the
“Purchasers”): 
 WITNESSETH: 

WHEREAS, Seller and Purchasers are parties to that certain Master Servicing Rights Purchase Agreement, dated as of February 10, 2012 (as
amended, supplemented and modified from time to time), and that certain Master Servicing Rights Purchase Agreement, dated as of October 1, 2012 (as amended, supplemented and modified from time to time, the “Agreement”), in each
case with respect to the sale by Seller and the purchase by Purchasers of the Servicing Rights and other assets; and 
 WHEREAS, Seller and
Purchasers desire to enter into the transactions described in the Agreement as supplemented by this Sale Supplement; 
 NOW, THEREFORE, for
good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, and in consideration of the mutual covenants herein contained, the parties hereto hereby agree as follows: 

ARTICLE 1 
 DEFINITIONS;
REFERENCE TO MASTER SERVICING RIGHTS PURCHASE 
 AGREEMENT 

1.1 Definitions. (a) For purposes of this Sale Supplement, the following capitalized terms shall have the respective meanings set
forth or referenced below: 
 “Additional Servicing Advance Receivable”: As defined in Section 3.1. 

“Advance SPEs”: Each of HLSS Servicer Advance Facility Transferor, LLC and HLSS Servicer Advance Facility Transferor II, LLC,
Delaware limited liability companies, and HLSS Servicer Advance Receivables Trust and HLSS Servicer Advance Receivables Trust II, Delaware statutory trusts. 

“Amortization Percentage”: For each calendar month following the Closing Date, the percentage set forth on Schedule VI to
this Sale Supplement for such calendar month. 
 “Assumed Liabilities”: As defined in Section 2.4. 

“Book Value” means, with respect to the Rights to MSRs related to any Deferred Servicing Agreement, as of a specified date, an
amount equal to the amortized book value of such Rights to MSRs on HLSS’s financial statements as of such date. 

  
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 “Closing Date”: October 25, 2013; provided that, with respect to
Section 5.3 of the Agreement, the Closing Date shall be the related Servicing Transfer Date. 
 “Closing Statement”:
The statement delivered by Seller to Purchasers on the Closing Statement Delivery Date setting forth the good faith calculation of the Estimated Purchase Price. 

“Closing Statement Delivery Date”: The Closing Date, unless otherwise agreed by Seller and Purchasers. 

“Consent Period”: For each Deferred Servicing Agreement and each related Deferred Servicing Right, the period, if any, from and
including the Closing Date to and including the related Servicing Transfer Date. 
 “Cut-off Date”: October 24, 2013, or such
other date as is agreed by Seller and Purchasers. 
 “Deferred Mortgage Loan”: A mortgage loan subject to a Deferred Servicing
Agreement. 
 “Deferred Servicing Agreement”: As of any date of determination, each Servicing Agreement that is not a Transferred
Servicing Agreement on such date. For avoidance of doubt, on the Closing Date each Servicing Agreement is a Deferred Servicing Agreement. 

“Deferred Servicing Right”: As of any date of determination, each Servicing Right arising under a Servicing Agreement that is a
Deferred Servicing Agreement on such date. 
 “Excess Servicing Advances”: For any calendar month, the amount, if any, by which
the outstanding Servicer Advances with respect to the Servicing Agreements as of the last day of such calendar month exceeds an amount equal to (a) the Target Ratio for such calendar month multiplied by (b) the unpaid principal balance of
the Mortgage Loans subject to the Servicing Agreements as of the last day of such calendar month. 
 “Excess Servicing Fees”: For
any calendar month, an amount equal to the product of (i) 11.0 annualized basis points and (ii) the aggregate unpaid principal balance of the Mortgage Loans underlying the Rights to MSRs as of the close of business on the last Business Day
of the prior calendar month. 
 “Excluded Liabilities”: As defined in Section 2.4(c). 

“Fannie Mae”: As defined in the Subservicing Agreement. 

“Indemnified Person”: A Purchaser Indemnified Party or a Seller Indemnified Party, as the case may be. 

“Indemnifying Person”: The Seller pursuant to Section 8.1 or the Purchasers pursuant to Section 8.2, as the
case may be. 
 “Initial Servicing Advance Receivable”: As defined in Section 3.1. 

  
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 “Investor”: With respect to any Securitization Transaction, any holder or other
beneficial owner of any securities issued by the related Trust. 
 “Liability”: As defined in Section 8.1. 

“Monthly Remittance Report”: With respect to each Deferred Servicing Agreement, a report substantially in the form attached as
Exhibit A to this Sale Supplement or in such other form as may be agreed to by Seller and Purchasers from time to time. 

“Monthly Servicing Fee”: For each calendar month, the Base Subservicing Fee (as defined in the Subservicing Supplement) for such
calendar month together with the Seller Monthly Servicing Fee for such calendar month. 
 “Monthly Servicing Oversight Report”: A
report with respect to all of the Deferred Servicing Agreements and related Mortgage Loans in such form as may be agreed to by Seller and Purchasers from time to time. 

“MSR Purchase Price”: For each Servicing Agreement, an amount equal to the product of (i) the Valuation Percentage for such
Servicing Agreement and (ii) the aggregate unpaid principal balance of the Mortgage Loans subject to such Servicing Agreement as of the Closing Date. 

“P&I Advance”: As defined in the Subservicing Agreement. 

“Performance Fee”: As defined in Section 7.2. 

“Purchaser Indemnified Party”: As defined in Section 8.2. 

“Purchase Price”: The sum of (a) the aggregate MSR Purchase Price for all of the Servicing Agreements and (b) the
aggregate Servicing Advance Receivables Purchase Price for any Initial Servicing Advance Receivables. 
 “Retained Servicing Fee”:
For any calendar month, an amount equal to the sum of (a) the product of the Retained Servicing Fee Percentage for such calendar month and the average unpaid principal balance of all Mortgage Loans subject to the Deferred Servicing Agreements
and the Transferred Servicing Agreements during such calendar month and (b) the Retained Servicing Fee Shortfall, if any, for the immediately prior calendar month. 

“Retained Servicing Fee Percentage”: For any calendar month, the percentage set forth on Schedule III to this Sale
Supplement. 
 “Retained Servicing Fee Shortfall”: For any calendar month, beginning in November 2013, an amount equal to
the excess, if any, of (a) the Retained Servicing Fee for such calendar month over (b) the excess, if any, of (x) the aggregate Servicing Advance Receivables Fees actually received by Holdings with respect to the Deferred Servicing
Agreements and pursuant to the Transferred Servicing Agreements during such calendar month (whether directly pursuant to such Transferred Servicing Agreements or pursuant to this Sale Supplement) over (y) the Monthly Servicing Fee for such
calendar month. 

  
 -3- 

 “Rights to MSRs”: For each Servicing Agreement, each of the following assets: 

(a) all Servicing Fees payable to Seller as of or after the Closing Date under such Servicing Agreement and the right to receive all Servicing
Fees accruing and payable as of or after the Closing Date under such Servicing Agreement; 
 (b) the right to receive any investment income
earned on amounts on deposit in any Custodial Account or Escrow Account related to such Servicing Agreements as of or after the Closing Date; 

(c) the right to purchase the Servicing Rights pursuant to Section 2.2 of this Sale Supplement; and 

(d) any proceeds of any of the foregoing. 

“Sale Date”: For each Servicing Advance Receivable, the date on which such Servicing Advance Receivable is transferred to Holdings
pursuant to Section 3.1. 
 “Seller Indemnified Party”: As defined in Section 8.1. 

“Seller Monthly Servicing Fee”: As defined in Section 7.1. 

“Servicing Advance Financing Agreements”: Each of 

(i) that certain Fifth Amended and Restated Indenture, dated as of September 26, 2013, among HLSS Servicer Advance
Receivables Trust, as issuer, Deutsche Bank National Trust Company, as indenture trustee, calculation agent, paying agent and securities intermediary, Holdings, as administrator and servicer, Seller, as servicer and as a subservicer, and Barclays
Bank PLC, Wells Fargo Securities, LLC and Credit Suisse AG, New York Branch, as administrative agents, and each other “Transaction Document” as such term is defined therein, in each case as the same may be amended from time to time; and

 (ii) that certain Indenture, dated as of July 1, 2013, among HLSS Servicer Advance Receivables Trust II, as issuer,
Deutsche Bank National Trust Company, as indenture trustee, calculation agent, paying agent and securities intermediary, Holdings, as administrator and servicer, Seller, as servicer and as a subservicer, and Barclays Bank PLC, as administrative
agent, and each other “Transaction Document” as such term is defined therein, in each case as the same may be amended from time to time 

“Servicing Advance Payment Date”: (a) For any Initial Servicing Advance Receivable, the Closing Date and (b) for any
Additional Servicing Advance Receivable, the Funding Date (as defined in the Servicing Advance Financing Agreement) for such Additional Servicing Advance Receivable. 

  
 -4- 

 “Servicing Advance Receivable”: For each Servicer Advance, the right to receive
reimbursement for such Servicer Advance under the Servicing Agreement pursuant to which such Servicer Advance was made. 
 “Servicing
Advance Receivables Fees”: For any calendar month, an amount equal to the excess of the aggregate amount of Servicing Fees paid to Seller for such calendar month under each Servicing Agreement over the Excess Servicing Fees for such calendar
month. 
 “Servicing Advance Receivable Purchase Price”: With respect to each Servicing Advance Payment Date, for each Servicing
Advance Receivable, the outstanding amount that is reimbursable under the related Servicing Agreement with respect to such Servicing Advance Receivable as of such Servicing Advance Payment Date. 

“Servicing Agreement”: Each of the servicing agreements described on Schedule I and each of the Underlying Documents
described on Schedule II governing the rights, duties and obligations of Seller as servicer under such agreements. 
 “Servicing
Fee Reset Date”: The date which is six (6) years after the Closing Date. 
 “Servicing Rights Assets”: As defined in
Section 2.2. 
 “Servicing Transfer Date”: With respect to each Servicing Agreement, the date on which all of the
Third Party Consents related to such Servicing Agreement necessary to transfer the related Servicing Rights to Purchasers are received or such later date mutually agreed to by Seller and Purchasers. 

“Special Damages”: As defined in Section 8.3(d). 

“Subservicing Agreement”: That certain Master Subservicing Agreement, dated as of October 1, 2012, between the Seller, as
subservicer, and Holdings, as servicer, as the same may be amended, amended and restated, supplemented or otherwise modified from time to time. 

“Subservicing Supplement”: That certain Subservicing Supplement, dated as of October 25, 2013, between the Seller, as
subservicer, and Holdings, as servicer, as the same may be amended, amended and restated, supplemented or otherwise modified from time to time. 

“Summary Schedule”: As defined in Section 4.5(a). 

“Target Ratio” for each calendar month shall mean the amount specified in Schedule IV with respect to such month. 

  
 -5- 

 “Termination Event” means the occurrence of any one or more of the following events
(whatever the reason for the occurrence of such event and whether it shall be voluntary or involuntary or be effected by operation of law or pursuant to any judgment, decree or order of any court or any order, rule or regulation of any
administrative or governmental body): 
 (a) Seller fails to remit any payment required to be made under the terms of this Sale Supplement
(to the extent not resulting solely from Holdings failing to purchase a Servicing Advance Receivable required to be purchased by Holdings under this Sale Supplement), which continues unremedied for a period of one (1) Business Day after the
date on which written notice of such failure shall have been given by Holdings to Seller; 
 (b) Seller fails to deliver any required
information or report that is complete in all material respects as required pursuant to this Sale Supplement in the manner and time frame set forth herein, which failure continues unremedied for a period of two (2) Business Days after the date
on which written notice of such failure shall have been given to Seller by Holdings; 
 (c) Seller fails to observe or perform in any
material respect any other covenant or agreement of Seller set forth in the Agreement or this Sale Supplement, which failure continues unremedied for a period of thirty (30) days after the date on which written notice of such failure shall have
been given to Seller by Holdings; provided however, in the event that any such default is incurable by its own terms, a Termination Event shall be deemed to occur immediately hereunder without regard to the thirty (30) day cure period set forth
above; 
 (d) a material breach by Seller of any representation and warranty made by it in the Agreement or this Sale Supplement, which
breach continues unremedied for a period of thirty (30) days after the date on which written notice of such failure shall have been given to Seller by Holdings; provided, however, in the event that any such default is incurable by its own
terms, a Termination Event shall be deemed to occur immediately hereunder without regard to the thirty (30) day cure period set forth above; 

(e) Seller fails to maintain residential primary servicer ratings for subprime loans of at least “Average” by Standard &
Poor’s Rating Services, a division of Standards & Poor’s Financial Services LLC (or its successor in interest), “SQ3” by Moody’s Investors Service, Inc. (or its successor in interest) and “RPS4+” and
“RSS4+” by Fitch Ratings (or its successor in interest); 
 (f) Seller ceases to be a Fannie Mae, Freddie Mac or FHA approved
servicer; 
 (g) the occurrence of a Material Adverse Event; 

(h) any of the conditions specified in the applicable “Servicer Default”, “Servicer Event of Default,” “Event of
Default,” “Servicing Default” or “Servicer Event of Termination” or similar sections of any Deferred Servicing Agreement or any related Underlying Document shall have occurred with respect to Seller for any reason not caused
by Purchasers (other than as a result of any delinquency or loss trigger which was already triggered as of the Closing Date with respect to such Deferred Servicing Agreement); provided that Seller shall be entitled to any applicable cure period set
forth in such Deferred Servicing Agreement or Underlying Document; 
 (i) a decree or order of a court or agency or supervisory authority
having jurisdiction for the appointment of a conservator or receiver or liquidator in any insolvency, bankruptcy, readjustment of debt, marshaling of assets and liabilities or similar proceedings, or for the winding-up or liquidation of its affairs,
shall have been entered against Seller and such decree or order shall have remained in force undischarged or unstayed for a period of thirty (30) days; 

  
 -6- 

 (j) Seller shall consent to the appointment of a conservator or receiver or liquidator in any
insolvency, bankruptcy, readjustment of debt, marshaling of assets and liabilities or similar proceedings of or relating to Seller or of or relating to all or substantially all of its property; or 

(k) Seller shall admit in writing its inability to pay its debts generally as they become due, file a petition to take advantage of any
applicable insolvency or reorganization statute, make an assignment for the benefit of its creditors or voluntarily suspend payment of its obligations. 

“Third-Party Claim”: As defined in Section 8.3(b). 

“Transferred Assets”: The Rights to MSRs and the Transferred Servicing Rights. 

“Transferred Receivables Assets”: As defined in Section 3.1. 

“Transferred Servicing Agreement”: As of any date of determination, a Servicing Agreement with respect to which the related
Servicing Rights have been transferred to Purchasers pursuant to Section 2.2 of this Sale Supplement or to its designee in accordance with the terms of this Sale Supplement on or prior to such date. For the avoidance of doubt, on the
Closing Date no Servicing Agreement is a Transferred Servicing Agreement. 
 “Transferred Servicing Rights”: As of any date of
determination, any Servicing Rights that have been transferred to HLSS pursuant to Section 2.2 of this Sale Supplement on or prior to such date. 

“UCC”: As defined in Section 3.1. 

“Valuation Percentage”: For each Servicing Agreement, the valuation percentage for such Servicing Agreement as set forth in
Schedule V hereto. 
 (b) Any capitalized term used but not defined in this Sale Supplement shall have the meaning assigned to such
term in the Agreement. 
 1.2 Reference to the Master Servicing Rights Purchase Agreement. Each of Seller and Purchasers agrees that
(a) this Sale Supplement is a “Sale Supplement” executed pursuant to Section 2.1 of the Agreement, (b) the terms of this Sale Supplement are hereby incorporated into the Agreement with respect to the Servicing
Agreements and the related Mortgage Loans to the extent set forth therein and herein, and (c) the terms of this Sale Supplement apply to the Servicing Agreements specified herein and not to any other “Servicing Agreement” as that term
is used in the Agreement. In the event of any conflict between the provisions of this Sale Supplement and the Agreement, the terms of this Sale Supplement shall prevail. 

  
 -7- 

 ARTICLE 2 

PURCHASE AND SALE OF SERVICING RIGHTS AND RIGHTS TO MSRS; 

ASSUMED LIABILITIES 

2.1Assignment and Conveyance of Rights to MSRs. 

(a) As of the Closing Date, subject to the terms and conditions set forth in the Agreement and this Sale Supplement, Seller does hereby sell,
convey, assign and transfer, in each case, without recourse except as provided herein, free and clear of any Liens, (i) to HLSS all of its right, title and interest in and to all of the Excess Servicing Fees for each of the Servicing
Agreements, and (ii) to Holdings, any and all other right, title and interest in and to all of the Rights to MSRs for each of the Servicing Agreements. 

(b) On and after the Closing Date, Holdings shall be obligated to maintain a complete and accurate list of Servicing Agreements that are
Deferred Servicing Agreements and Transferred Servicing Agreements, as the same shall be amended and modified from time to time in connection with Deferred Servicing Agreements becoming Transferred Servicing Agreements as contemplated by the terms
and provisions of this Sale Supplement. The list of Deferred Servicing Agreements and Transferred Servicing Agreements maintained by Purchasers under this Section 2.1(b) shall be (x) available for inspection by Seller at any time
during normal business hours and (y) presumed to be accurate absent manifest error on the part of Purchaser. 
 2.2 Automatic
Assignment and Conveyance of Servicing Rights. As of the Servicing Transfer Date with respect to each Servicing Agreement, Seller does hereby sell, convey, assign and transfer to Holdings, without recourse except as provided herein, free and
clear of any Liens, without further action by any Person, all of its right, title and interest in and to the following assets (the “Servicing Rights Assets”): 

(a) the Servicing Rights in respect of all of the Mortgage Loans and REO Properties related to such Servicing Agreement, in each case together
with all related security, collections and payments thereon and proceeds of the conversion, voluntary or involuntary of the foregoing, other than the Excess Servicing Fees previously conveyed to HLSS pursuant to Section 2.1; 

(b) all Ancillary Income and Prepayment Interest Excess received as of or after the related Servicing Transfer Date under such Servicing
Agreements and any rights to exercise any optional termination or clean-up call provisions under such Servicing Agreements; 
 (c) all
Custodial Accounts and Escrow Accounts related to such Servicing Agreement and amounts on deposit therein; 
 (d) all files and records in
Seller’s possession or control, including the related Database, relating to the Servicing Rights Assets specified in clauses (a), (b) and (c); 

(e) all causes of action, lawsuits, judgments, claims, refunds, choses in action, rights of recovery, rights of set-off, rights of recoupment,
demands and any other rights or claims of any nature, whether arising by way of counterclaim or otherwise, available to or being pursued by Seller to the extent related exclusively to such Servicing Rights Assets and/or the Assumed Liabilities; and

  
 -8- 

 (f) any proceeds of any of the foregoing. 

2.3 MSR Purchase Price. Subject to the conditions set forth in this Sale Supplement and the Agreement, as consideration for the purchase
of the Rights to MSRs and the Servicing Rights Assets, HLSS shall pay the portion of the MSR Purchase Price attributable to the value of the Excess Servicing Fees for each Servicing Agreement, and Holdings shall pay the portion of the MSR Purchase
Price attributable to the value of the remainder of the Rights to MSRs and the Servicing Rights Assets, in each case for each Servicing Agreement, to Seller. 

2.4 Assumed Liabilities and Excluded Liabilities. 

(a) Upon the terms and subject to the conditions set forth herein and in the Agreement, Holdings shall assume, (i) prior to the Servicer
Transfer Date for each Servicing Agreement, and solely as between Holdings and Seller, all of the duties, obligations and liabilities of Seller (other than the Excluded Liabilities), as servicer but subject to such Servicing Agreements, and provided
that Seller will continue to act as the servicer as set forth herein and in no event shall Holdings be a subservicer, subcontractor or servicer within the meaning of a Servicing Agreement prior to the related Servicing Transfer Date and (ii) as
of or after the Servicing Transfer Date for each Servicing Agreement, all of the duties, obligations, and liabilities of Seller (other than the Excluded Liabilities) as servicer accrued and pertaining solely to the period from and after such
Servicing Transfer Date relating to the Servicing Rights that are subject to such Servicing Agreement (the “Assumed Liabilities”). 

(b) Holdings hereby agrees to act as servicer under each Servicing Agreement following the related Servicing Transfer Date and assumes
responsibility for the due and punctual performance and observance of each covenant and condition to be performed or observed by the servicer under the applicable Servicing Agreement, including the obligation to service each Mortgage Loan in
accordance with the terms of the related Servicing Agreement and to pay any Excess Servicing Fees to HLSS on and after such Servicing Transfer Date; provided, however, that the parties hereto acknowledge and agree that neither
Purchaser nor any successor servicer assumes any liabilities of Seller, or any obligations of Seller relating to any period of time prior to the applicable Servicing Transfer Date. Seller hereby acknowledges that neither this Sale Supplement nor the
Agreement limits or otherwise releases it from its liabilities for its acts or omissions as the servicer under the Servicing Agreements prior to the related Servicing Transfer Date. Holdings hereby acknowledges that Seller shall have no further
obligation as servicer under any of the Servicing Agreements on and after the related Servicing Transfer Date, except to the extent set forth in this Sale Supplement, the Agreement, the Subservicing Agreement and the Subservicing Supplement. 

  
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 (c) Notwithstanding anything to the contrary contained herein, Purchasers do not assume any
duties, obligations or liabilities of any kind, whether known, unknown, contingent or otherwise, (i) not relating to the Transferred Servicing Rights or the Assumed Liabilities, (ii) attributable to any acts or omissions to act taken or
omitted to be taken by Seller (or any of its Affiliates, agents, contractors or representatives, including, without limitation, any subservicer of the Mortgage Loans) prior to the applicable Servicing Transfer Date, (iii) attributable to any
actions, causes of action, claims, suits or proceedings or violations of law or regulation attributable to any acts or omissions to act taken or omitted to be taken by Seller (or any of its Affiliates, agents, contractors or representatives,
including, without limitation, any subservicer of the Mortgage Loans) prior to the applicable Servicing Transfer Date or (iv) relating to any representation and warranty made by Seller or any of its Affiliates with respect to the related
Mortgage Loans or the Transferred Assets (the “Excluded Liabilities”). Without limiting the generality of the foregoing, it is not the intention that the assumption by Purchasers of the Assumed Liabilities shall in any way enlarge
the rights of any third parties relating thereto. Nothing contained in the Agreement or this Sale Supplement shall prevent any party hereto from contesting matters relating to the Assumed Liabilities with any third party obligee. 

(d) From and after the related Servicing Transfer Date, except as otherwise provided for in Section 8.3 of this Sale Supplement,
(i) Holdings shall have complete control over the payment, settlement or other disposition of the Assumed Liabilities and the right to commence, control and conduct all negotiations and proceedings with respect thereto, subject to the terms of
the related Servicing Agreements and (ii) Seller shall have complete control over the payment, settlement or other disposition of the Excluded Liabilities and the right to commence, control and conduct all negotiations and proceedings with
respect thereto. Except as otherwise provided in this Sale Supplement, (i) Seller shall promptly notify Holdings of any claim made against Seller with respect to the Assumed Liabilities or the Transferred Assets and shall not voluntarily make
any payment of, settle or offer to settle, or consent or compromise or admit liability with respect to, any Assumed Liabilities or Transferred Assets without the prior written consent of Holdings and (ii) Holdings shall promptly notify Seller
of any claim made against Purchasers with respect to the Excluded Liabilities and shall not voluntarily make any payment of, settle or offer to settle, or consent or compromise or admit liability with respect to, any Excluded Liabilities without the
prior written consent of Seller. 
 2.5 Remittance of Excess Servicing Fees, Servicing Advance Receivables Fees and Related Amounts.

 (a) Seller shall, to the extent permitted under any Deferred Servicing Agreement cause (i) any Excess Servicing Fees to be deposited
directly into HLSS’s account in accordance with HLSS’s written directions and (ii) any Servicing Advance Receivables Fees, any investment income earned on any amounts or deposit in any Custodial Accounts and Escrow Accounts that are
payable to Seller on or after the Closing Date under such Deferred Servicing Agreement, to be deposited directly into Holdings’ account in accordance with Holdings’ written directions. In any case, Seller shall within one (1) Business
Day of the receipt thereof, remit to the related Purchaser any such amounts and, to the extent Seller is permitted to retain such amounts under the related Servicing Agreement, any investment income earned on any amounts or deposit in any Custodial
Accounts and Escrow Accounts that are received by Seller under any Deferred Servicing Agreement after the Closing Date. Any such amounts shall be remitted in accordance with such Purchaser’s written directions. 

(b) Seller shall exercise any rights under any Deferred Servicing Agreement to direct the investment of amounts in any Custodial Account or
Escrow Account in accordance with Holdings’ directions and the terms of the related Deferred Servicing Agreement, the related Mortgage Loan Documents and Applicable Law. 

  
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 2.6 Payment of Estimated Purchase Price. Subject to the conditions set forth in this Sale
Supplement and the Agreement, HLSS and Holdings shall pay the Estimated Purchase Price to Seller at the Closing. The Estimated Purchase Price shall be reconciled to the final Purchase Price in accordance with Section 2.5 of the
Agreement. 
 ARTICLE 3 

PURCHASE AND SALE OF SERVICING ADVANCE RECEIVABLES 

3.1 Assignment and Conveyance of Servicing Advance Receivables. Commencing on the Closing Date, and continuing until the close of
business on the earlier of the related Servicing Transfer Date or date of Seller’s termination as servicer pursuant to such Servicing Agreement, subject to the terms and conditions set forth in the Agreement and this Sale Supplement, Seller
hereby sells, conveys, assigns and transfers to Holdings, and Holdings acquires from Seller, without recourse except as provided herein, free and clear of any Liens, all of Seller’s right, title and interest, whether now owned or hereafter
acquired, in, to and under each Servicing Advance Receivable (i) in existence on the Closing Date that arose under the Servicing Agreements and is owned by Seller as of the Closing Date, if any (the “Initial Servicing Advance
Receivables”), (ii) in existence on any Business Day on or after the Closing Date that arises under any Servicing Agreement prior to the earlier of the related Servicing Transfer Date or date of Seller’s termination as servicer
pursuant to such Servicing Agreement (“Additional Servicing Advance Receivables”), and (iii) in the case of both Initial Servicing Advance Receivables and Additional Servicing Advance Receivables, all monies due or to become
due and all amounts received or receivable with respect thereto and all proceeds (including “proceeds” as defined in the Uniform Commercial Code in effect in all applicable jurisdictions (the “UCC”)), together with all
rights of Seller to enforce such Initial Servicing Advance Receivables and Additional Servicing Advance Receivables (collectively, the “Transferred Receivables Assets”). Until the related Servicing Transfer Date, Seller shall,
automatically and without any further action on its part, sell, assign, transfer and convey to Holdings, on each Business Day, each Additional Servicing Advance Receivable not previously transferred to Holdings and Holdings shall purchase each such
Additional Servicing Advance Receivable. The parties acknowledge and agree that so long as the Servicing Advance Receivables with respect to a Servicing Agreement are being sold by Holdings to the Advance SPEs pursuant to the Servicing Advance
Financing Agreements, the sale of such Servicing Advance Receivables by Seller to Holdings shall be made pursuant to and in accordance with the provisions of the Servicing Advance Financing Agreements, and Seller covenants and agrees to comply with
the provisions of such Servicing Advance Financing Agreements with respect to such Servicing Advance Receivables. 

  
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 3.2 Servicing Advance Receivables Purchase Price. In consideration of the sale,
assignment, transfer and conveyance to Holdings of the Servicing Advance Receivables and related Transferred Receivables Assets, on the terms and subject to the conditions set forth in this Sale Supplement, Holdings shall, on each related Servicing
Advance Payment Date, pay and deliver to Seller, in immediately available funds, a purchase price equal to the Servicing Advance Receivables Purchase Price for such Servicing Advance Receivables sold on such date; provided that Seller shall
have complied with the terms of Section 3.1 and Section 3.3 with respect to the related Servicing Advance Receivable. Subject to the proviso of the immediately preceding sentence, to the extent any P&I Advances are
required to be made under the terms of the Deferred Servicing Agreements, as determined by Seller and set forth in the applicable Monthly Remittance Report, Holdings shall, on the date the related P&I Advance is required to be made under the
related Deferred Servicing Agreement, deposit the Servicing Advance Receivable Purchase Price for such P&I Advances into either the applicable Custodial Account or other applicable account held by the related trustee, master servicer, securities
administrator, or trust administrator, as the case may be, in accordance with the requirements of the related Deferred Servicing Agreement (which may be done directly by Holdings or though an account established in connection with the Servicing
Advance Facility Agreements) in consideration for such P&I Advance. 
 3.3 Servicing Advances. Seller covenants and agrees that
each Servicer Advance made by Seller under the Servicing Agreements prior to the related Servicing Transfer Date shall (a) be required to be made pursuant to the terms of the related Deferred Servicing Agreement and comply with the terms of
such Deferred Servicing Agreement and Applicable Law, (b) comply with Seller’s advance policies and stop advance policies and procedures and not constitute a nonrecoverable Servicer Advance as of the date Seller made such Servicer Advance
and (c) be supported by customary backup documentation. Seller agrees to provide prompt notice to Holdings of any Servicer Advance made by Seller under the Deferred Servicing Agreements and deliver to Holdings such customary backup
documentation relating to any Servicer Advance promptly upon request by Holdings. In the event Seller cannot provide, or cause to be provided to Holdings any customary backup documentation, and Holdings is unable to be reimbursed for such Servicer
Advance solely as a result of such failure, Seller shall reimburse Holdings for the amount of such unreimbursed Servicer Advances within five (5) Business Days of Holdings’ written request, to the extent Holdings paid Seller for such
amounts. 
 3.4 Reimbursement of Servicing Advances. Seller shall, to the extent permitted under any Deferred Servicing Agreement
cause the reimbursement of any Servicer Advances under the Deferred Servicing Agreements to be made directly into Holdings’ account in accordance with Holdings’ written directions. In any case, Seller shall within one (1) Business Day
of the receipt thereof, remit to Holdings any amounts that are received by Seller under any Deferred Servicing Agreement after the Closing Date as reimbursement of any Servicer Advance. Any such amounts shall be remitted in accordance with
Holdings’ written directions. 
 ARTICLE 4 

REPRESENTATIONS AND WARRANTIES OF SELLER 

Seller makes the following representations and warranties to Purchasers as of (a) each of the Closing Date and each Sale Date or
(b) as of such other dates specified below: 
 4.1 General Representations. Each of the representations and warranties set forth
in Article 3 of the Agreement are true and correct. 

  
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 4.2 Title to Transferred Assets. From and including the Closing Date until such Servicing
Rights Assets are transferred to Holdings under Section 2.2, Seller shall be the sole holder and owner of such Servicing Rights Assets and shall have good and marketable title to the Servicing Rights Assets, free and clear of any
Liens. Upon the sale of such Servicing Rights Assets pursuant to Section 2.2, Seller will transfer to Holdings good and marketable title to the Servicing Rights Assets free and clear of any Liens. Seller is the sole holder and owner of the
Rights to MSRs and the sale and delivery to Purchasers of the Rights to MSRs pursuant to the provisions of this Sale Supplement will transfer to Purchasers good and marketable title to the Rights to MSRs free and clear of any Liens. 

4.3 Right to Receive Servicing Fees. Seller is entitled to receive Servicing Fees, Ancillary Income and Prepayment Interest Excess
as servicer under each Servicing Agreement, and the New York Uniform Commercial Code permits the Seller to transfer the Excess Servicing Fees to HLSS and the remainder of the Rights to MSRs to Holdings under the Agreement and this Sales Supplement
without violation of any applicable Servicing Agreement. 
 4.4 Servicing Agreements and Underlying Documents. Schedule I
hereto contains a list of all Servicing Agreements (other than the Underlying Documents) related to the Servicing Rights that are subject to this Sale Supplement and Schedule II hereto contains a list of all Underlying Documents related
to such Servicing Agreement, in each case with all amendments and modifications thereto, or supplements thereto with respect to such Servicing Rights. 

4.5 Mortgage Pool Information, Related Matters. 

(a) Seller has delivered to Purchasers one or more summary schedules which set forth information with respect to each Mortgage Pool relating to
the Servicing Rights (the “Summary Schedules”). Seller acknowledges that Purchasers have relied on such Summary Schedules to determine the Purchase Price it was willing to pay for the Transferred Assets. 

(b) The Summary Schedules, the Mortgage Loan Schedule and the Database are true, accurate and complete in all material respects as of the
related Cut-off Date or such other date specified thereon. 
 (c) The Mortgage Loan Schedule indicates, by code reference, which of the
Mortgage Loans have been converted into REO Properties as of the Cut-off Date. 
 4.6 Enforceability of Servicing Agreements. 

(a) Seller has delivered to Purchasers, on or prior to the related Closing Date, true and complete copies of all Servicing Agreements listed on
Schedule I hereto and all amendment thereto and all Underlying Documents listed on Schedule II hereto and all amendments thereto. There are no other written or oral agreements binding upon Seller or Purchasers that modify,
supplement or amend any such Servicing Agreement or Underlying Document. 
 (b) Seller has not received written notice of any pending or
threatened cancellation or partial termination of any Servicing Agreement or Underlying Document or any written notice of any pending or threatened termination of Seller as servicer of any of the Mortgage Loans. 

  
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 (c) On and prior to the related Servicing Transfer Date, each Servicing Agreement and each of the
Underlying Documents is or was a valid and binding obligation of Seller, is or was in full force and effect and enforceable against Seller in accordance with its terms, except as such enforceability may be affected by bankruptcy, insolvency,
fraudulent conveyance, reorganization and other similar laws relating to or affecting creditors rights generally and general principles of equity (regardless of whether considered in a proceeding of law or in equity). 

4.7 Compliance With Servicing Agreements. 

(a) Seller has serviced the Mortgage Loans subject to the Servicing Agreements and has kept and maintained complete and accurate books and
records in connection therewith, all in accordance with Applicable Requirements, has made all remittances required to be made by it under each Servicing Agreement and is otherwise in compliance in all material respects with all Servicing Agreements
and the Applicable Requirements. 
 (b) (i) No early amortization event, servicer default, servicer termination event, event of default or
other default or breach has occurred under any Servicing Agreement or any Underlying Document (except with respect to the delinquency or loss performance triggers identified in the Summary Schedules), and (ii) no event has occurred, which with
the passage of time or the giving of notice or both would: (A) constitute a material default or breach by Seller under any Servicing Agreement, Underlying Document or under any Applicable Requirement; (B) permit termination, modification
or amendment of any such Servicing Agreement or Underlying Document by a third party without the consent of Seller; (C) enable any third party to demand that Seller or either Purchaser incur any repurchase obligations pursuant to a Servicing
Agreement or an Underlying Document or provide indemnification for any amount of losses relating to a breach of a loan representation or warranty; (D) impose on Seller or either Purchaser sanctions or penalties in respect of any Servicing
Agreement or Underlying Document; or (E) rescind any insurance policy or reduce insurance benefits in respect of any Servicing Agreement or Underlying Document which would result in a material breach or trigger a default of any obligation of
Seller under any Servicing Agreement or Underlying Document. 
 (c) There are no agreements currently in place with any subservicers to
perform any of Seller’s duties under the Servicing Agreements. 
 (d) Each report and officer’s certification prepared by Seller as
servicer pursuant to a Servicing Agreement is true and correct in all material respects. Seller has previously made available to Purchasers a correct and complete description of the policies and procedures used by Seller in connection with servicing
the Mortgage Loans related to the Servicing Agreements. 
 (e) In the preceding twelve (12) month period, no Governmental Authority,
Investor, Insurer, rating agency, trustee, master servicer or any other party to a Servicing Agreement has provided written notice to Seller claiming or stating that Seller has violated, breached or not complied with any Applicable Requirements in
connection with the servicing of the related Mortgage Loans which has not been resolved by Seller. 

  
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 (f) All Custodial Accounts and Escrow Accounts have been established and continuously maintained
in accordance with Applicable Requirements. All Custodial Account and Escrow Account balances required by the Mortgage Loans and paid for the account of the Mortgagors under the related Mortgage Loans have been credited properly to the appropriate
account and have been retained in and disbursed from the appropriate account in accordance with Applicable Requirements. 
 4.8 No
Recourse. None of the Servicing Agreements or other contracts to be assumed by Purchasers hereunder provide for Recourse to Seller. 

4.9 The Mortgage Loans. 

(a) Each of the Mortgage Loans and REO Properties related to each Servicing Agreement has been serviced in accordance with Applicable
Requirements in all material respects. 
 (b) Except as disclosed on the Mortgage Loan Schedule, in the related Database and in the related
Loan File and consistent with the requirements of the related Servicing Agreement, Seller has not waived any default, breach, violation or event of acceleration under any Mortgage Loan, except to the extent that any such waiver is permitted under
the related Servicing Agreement and reflected in the Mortgage Loan Schedule, the related Database and the related Loan File and the disclosure relating to such waiver is reflected consistently in all material respects among the related Mortgage Loan
Schedule, the related Database and the related Loan File. The Mortgage related to each Mortgage Loan related to the Servicing Agreements has not been satisfied, cancelled or subordinated, in whole or in part, and except as permitted under the
related Servicing Agreement, the related Mortgaged Property has not been released from the lien of the Mortgage, in whole or in part, nor has any instrument been executed that would effect any such release, cancellation, or subordination. 

(c) There is in force with respect to each Mortgaged Property and REO Property related to a Servicing Agreement a hazard insurance policy
(including any policy in effect under a forced place insurance policy) and, if applicable, a flood insurance policy that provides, at a minimum, for the coverage as required by the applicable Servicing Agreement. Seller and any prior servicer or
subservicer under the Servicing Agreements has taken all necessary steps to maintain any hazard insurance policy, flood insurance policy, primary mortgage insurance policy, and title insurance policy as required under the Servicing Agreements. 

(d) Seller is not aware of any repurchase requests or demands being made or threatened to be made with respect to any Mortgage Loans related to
the Servicing Agreements in excess of $10 million with respect to any Servicing Agreement. 
 (e) Except as disclosed in the related
Database, Seller has not received notice from any Mortgagor with respect to the Mortgage Loans related to the Servicing Agreements of a request for relief pursuant to or invoking any of the provisions of the Servicemembers Civil Relief Act or any
similar law which would have the effect of suspending or reducing the Mortgagor’s payment obligations under a Mortgage Loan or which would prevent such loan from going into foreclosure. 

  
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 (f) With respect to each adjustable rate Mortgage Loan, Seller and each prior servicer has
complied in all material respects with all Applicable Requirements regarding interest rate and payment adjustments. 
 (g) Each first lien
Mortgage Loan is covered by a valid and freely assignable, life of loan, tax service contract, and flood tracking services contract, in full force and effect. All flood zone determination information provided to Purchasers is true and correct in all
material respects. 
 (h) There are no actions, claims, litigation or governmental investigations pending or, to the knowledge of Seller,
threatened, against Seller, or with respect to any Servicing Agreement or any Mortgage Loan, which relate to or affect Seller’s rights with respect to the Servicing Rights or Seller’s right to sell, assign and transfer the Servicing Rights
or the Rights to MSRs or to receive any Servicing Fee, which could reasonably be expected to have a Material Adverse Effect individually or in the aggregate. 

(i) Payments received by Seller with respect to any Mortgage Loans related to the Servicing Agreements have been remitted and properly
accounted for as required by Applicable Requirements in all material respects. All funds received by Seller in connection with the satisfaction of Mortgage Loans, including foreclosure proceeds and insurance proceeds from hazard losses, have been
deposited in the appropriate Custodial Account or Escrow Account and all such funds have been applied to pay accrued interest on the Mortgage Loans, to reduce the principal balance of the Mortgage Loans in question, or for reimbursement of repairs
to the Mortgaged Property or as otherwise required by Applicable Requirements or are on deposit in the appropriate Custodial Account or Escrow Account. 

(j) Seller is not aware of any Person that has issued any notice or written intention to exercise the optional call or optional redemption
provisions under any of the related Servicing Agreements. 
 (k) No fraudulent action has taken place on the part of Seller in connection
with its servicing of any Mortgage Loan related to the Servicing Agreement. 
 (l) Except with respect to partial releases, actions required
by a divorce decree, assumptions, or as otherwise permitted under Applicable Requirements and documented in the Loan File and the Database, (i) the terms of each Mortgage Note and Mortgage have not been modified by Seller or any prior servicer,
(ii) no party thereto has been released in whole or in part by Seller or any prior servicer and (iii) no part of the Mortgaged Property has been released by Seller or any prior servicer. 

4.10 Servicing Advance Receivables. 

(a) From and including the Closing Date until such Servicing Advance Receivable is transferred to Holdings under Section 3.1,
Seller is the sole holder and owner of each Servicing Advance Receivable and has good and marketable title to such Servicing Advance Receivable. Seller has not previously assigned, transferred or encumbered the Servicing Advance Receivables other
than pursuant to the Agreement, this Sale Supplement and the Servicing Advance Financing Agreements. The sale and delivery to Holdings of the Servicing Advance Receivables pursuant to the provisions of this Sale Supplement will transfer to Holdings
good and marketable title to the Servicing Advance Receivables free and clear of any Liens (other than the Liens created pursuant to the Servicing Advance Financing Agreements). 

  
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 (b) Each Servicing Advance Receivable transferred to Holdings under Section 3.1, is
at the time of such transfer a valid and existing account owing to Seller and is carried on the books of Seller at or less than the amount actually advanced or accrued net of any charge-offs or other
adjustments by Seller. Seller has not received any notice from a master servicer, securities administrator, trustee, Insurer, Investor or any other Person, which disputes or denies a claim by Seller for reimbursement in connection with any such
Servicing Advance Receivable. Each Servicer Advance made by Seller (and each trailing invoice received by Holdings on or after the related Servicing Transfer Date for services rendered prior to such Servicing Transfer Date) that is reimbursed or
paid by Holdings to Seller or a third party service provider is fully reimbursable to Holdings as a Servicer Advance under the terms of the related Servicing Agreement. 

(c) Each Servicer Advance made by Seller was made in accordance with Applicable Requirements and Seller’s advance policies and stop
advance policies and procedures in all material respects, and is not subject to any set-off or claim that could be asserted against Holdings. No Servicer Advance made by Seller or any prior servicer under a Servicing Agreement and not reimbursed or
paid to Seller prior to the related Sale Date is a Non-Qualified Servicer Advance. Seller has not received any written notice from any Person in which such Person disputes or denies a claim by Seller for reimbursement in connection with a
specifically identified Servicer Advance. 
 4.11 Servicing Agreement Consents and Other Third Party Approvals. None of the execution,
delivery and performance of the Agreement and this Sale Supplement by Seller, the transfers of Servicing Rights under Section 2.2, the transfer of Rights to MSRs under Section 2.1, the transfers of Servicing Advance
Receivables under Section 3.1 and the other transactions contemplated hereby require any consent, approval, waiver, authorization, penalties, notice or filing to be obtained by Seller or Purchasers from, or to be given by Seller or
Purchasers to, or made by Seller or Purchasers with, any Person, except for, with respect to the Servicing Rights Assets, the Third Party Consents. 

4.12 Servicing Advance Financing Agreements. 

(a) Except as otherwise disclosed to the Purchasers, all of the Servicing Agreements are “Facility Eligible Servicing Agreements,”
and each Servicer Advance to be owned by an Advance SPE is a “Facility Eligible Receivable,” each as defined under the Servicing Advance Financing Agreements. 

(b) All of the representations and warranties of Seller in the Servicing Advance Financing Agreements are true and correct, and no early
amortization event, default, event of default or similar event has occurred under the Servicing Advance Financing Agreements. 
 (c) Each of
Seller and its Affiliates have complied in all material respects with the terms of the existing Servicing Advance Financing Agreements. 

  
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 4.13 Anti-Money Laundering Laws. Seller has complied with all applicable anti-money
laundering laws and regulations. 
 4.14 Servicer Ratings. Seller has a residential primary servicer rating for the servicing of
subprime residential mortgage loans issued by S&P, Fitch or Moody’s at or above “Above Average,” “RPS3” and “SQ2-”, respectively. 

4.15 Eligible Servicer. Seller meets the eligibility requirements of a servicer and a subservicer under the terms of each Servicing
Agreement and Underlying Document. 
 4.16 HAMP. Seller has entered into a Commitment to Purchase Financial Instrument and Servicer
Participation Agreement with Fannie Mae, as financial agent of the United States, which agreement is in full force and effect. 
 ARTICLE
5 
 CONDITIONS PRECEDENT 

5.1 Conditions to the Purchase of Certain Servicing Advance Receivables. Holdings’ obligations to purchase any Servicing Advance
Receivable pursuant to Section 3.1 and to pay the related Servicing Advance Receivables Purchase Price pursuant to Section 3.2 are subject to the satisfaction or Holdings’ waiver of the condition that, on the date of the financing of
such Servicing Advance Receivable pursuant to the Servicing Advance Financing Agreements, any required written confirmation from a national statistical rating organization that the rating of the related notes will not be reduced, withdrawn or
downgraded shall have been obtained. 
 5.2 Conditions to the Purchase of the Rights to MSRs. Purchasers’ obligations to make
their respective purchases pursuant to Section 2.1, Holdings’ obligations to purchase the Servicing Rights pursuant to Section 2.2, and Purchasers’ obligations to pay the Purchase Price (and the Estimated Purchase
Price) pursuant to Section 2.3 and Section 2.6 are subject to the satisfaction or Purchasers’ waiver of each of the conditions set forth in Section 6.1 and Section 6.3 of the Agreement (except the
requirement to deliver the Third Party Consents necessary to transfer the Servicing Rights pursuant to Section 2.2) with respect to each of the Servicing Agreements and each of the Servicing Rights, as applicable, on the Closing Date and
the satisfaction of each of the following conditions: 
 (a) Seller shall have obtained all consents or approvals required to be obtained to
consummate the transfers to Purchasers pursuant to Section 2.1; 
 (b) The Servicing Advance Facility Agreements shall have been
executed and delivered by each of the parties thereto and all of the conditions precedent to the effectiveness of the Servicing Advance Facility Agreements set forth therein have been satisfied; and 

(c) The Subservicing Agreement and the Subservicing Supplement shall have been executed and delivered by each of the parties thereto and all of
the conditions precedent to the effectiveness of the Subservicing Agreement and the Subservicing Supplement set forth therein have been satisfied. 

  
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 ARTICLE 6 

SERVICING MATTERS 
 6.1
Seller as Servicer. Except as expressly set forth in this Sale Supplement, Seller shall perform all of its duties and obligations of under each Servicing Agreement until the related Servicing Transfer Date and shall at all times until the
related Servicing Transfer Date meet any standards and fulfill any requirements applicable to Seller under each Servicing Agreement. 
 6.2
Servicing. Except as otherwise specifically provided in this Sale Supplement, Seller covenants and agrees to service and administer each Mortgage Loan related to a Servicing Agreement from and after the Closing Date until the related
Servicing Transfer Date in accordance with Applicable Law, the terms of the related Mortgage Loan Documents and any applicable private mortgage insurance or pool insurance, the standards, requirements, guidelines, procedures, restrictions and
provisions of the related Servicing Agreement and Underlying Documents governing the duties of Seller thereunder, this Sale Supplement and any other Applicable Requirements. Without limiting the foregoing, Seller covenants and agrees that it shall
perform its obligations pursuant to this Sale Supplement in a manner that will not cause the termination of Seller as servicer under any Deferred Servicing Agreement, including any termination based on Seller’s management of delinquency or loss
performance with respect to Mortgage Loans related to such Deferred Servicing Agreement. The parties acknowledge and agree that any termination of Seller as servicer with respect to a Servicing Agreement pursuant to a delinquency or loss performance
trigger or for any other reason, other than as a result of a failure by Holdings to purchase Servicing Advance Receivables pursuant to Section 3.1, shall be deemed to be the result of a breach by Seller of its obligations under this Sale
Supplement and the Agreement. In the event of a conflict between a Servicing Agreement and this Article 6, the Servicing Agreement shall control. 

6.3 Collections from Obligors and Remittances. Seller shall direct the obligors on the Deferred Mortgage Loans to remit payment on the
Deferred Mortgage Loans to the Clearing Account (as defined in the Servicing Agreement) and shall within one (1) Business Day of receipt promptly deposit any amounts Seller receives with respect to the Deferred Mortgage Loans in the Clearing
Account. Seller shall promptly remit all amounts received by Seller with respect to the Mortgage Loans to the applicable Custodial Account or Escrow Account, but no later than the earlier of two (2) Business Days after receipt thereof or the
date required pursuant to the applicable Deferred Servicing Agreement; provided, that Seller shall, subject to the terms of the related Servicing Agreement, remit any such amounts that constitute recovery of a Servicer Advance to the
applicable account, if any, specified by Holdings pursuant to Section 3.4 within one (1) Business Day of receipt thereof; provided, further, that Seller shall, subject to the terms of the related Servicing Agreement, remit
any such amounts that constitute Servicing Fee to the applicable account, if any, specified by Holdings pursuant to Section 2.5 within one (1) Business Day of receipt thereof. Seller shall also making any compensating interest
payments or prepayment interest shortfall payments required to be made by Seller with respect to the Mortgage Loans under the Deferred Servicing Agreements, and shall remit any such payments to the applicable Custodial Account no less than one
(1) Business Day prior to the applicable remittance date for such Servicing Agreement. 

  
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 6.4 Servicing Practices. Seller shall not make any material change to its servicing
practices with respect to the Deferred Mortgage Loans after the date hereof, including, any material changes to its cash collection and sweep processes or its advance policies or stop advance policies, without Holdings’ prior written consent,
which consent shall not be unreasonably withheld or delayed. Holdings shall have the right to direct Seller to implement reasonable changes to Seller’s servicing practices applicable with respect to all or a portion of the Mortgage Loans,
including any changes necessary to ensure compliance with any Applicable Laws or governmental programs or directions received pursuant to the applicable Servicing Agreements. 

6.5 Servicing Reports. Seller shall simultaneously deliver a copy of any reports delivered by Seller to any Person pursuant to the
Deferred Servicing Agreements to Holdings. 
 6.6 Escrow Accounts. Subject to the terms of the related Deferred Servicing Agreement,
Seller shall be entitled to withdraw funds from any Escrow Account related to a Deferred Servicing Agreement only for the purposes permitted in the applicable Servicing Agreement. 

6.7 Notices and Financial Information. Until the last Servicing Transfer Date, Seller will furnish, or will cause to be furnished, to
Purchasers: 
 (a) within two (2) Business Days after the occurrence of a breach by Seller of the Agreement or this Sale Supplement or
any Termination Event or other event that would give HLSS the right to direct Seller to transfer the Servicing Rights with respect to any Deferred Servicing Agreement, notice of such event; 

(b) any information required to be delivered by Seller pursuant to Section 5.10 of the Subservicing Agreement, which information
shall be delivered at such times as specified in Section 5.10 of the Subservicing Agreement, provided that any reference to a “Subject Servicing Agreement” in Section 5.10 of the Subservicing Agreement shall be
deemed to be a reference to a “Deferred Servicing Agreement,” for the purposes of this Section 6.7; and 
 (c) such
other information regarding the condition or operations, financial or otherwise, of Seller or any of its subsidiaries as HLSS may from time to time reasonably request. 

6.8 Defaults under Deferred Servicing Agreements. Seller covenants and agrees to use its reasonable best efforts to cure any breach,
default or notice of default with respect to its obligations under any Deferred Servicing Agreement within the timeframe for cure set forth in such Deferred Servicing Agreement. 

6.9 Continuity of Business. (a) Seller will maintain a disaster recovery plan in support of the services it performs pursuant to
this Sale Supplement and each Deferred Servicing Agreement. Seller’s disaster recovery plan shall include, at a minimum, procedures for back-up/restoration of operating and loan administration computer systems; procedures and third-party
agreements for replacement equipment (e.g. computer equipment), and procedures and third-party agreements for off-site production facilities. Seller will provide Holdings information regarding its disaster recovery plan upon reasonable request.
Seller agrees to annually test its disaster recovery plan to ensure compliance with this Section 6.9. If such test results identify a material failure, Seller shall advise Holdings of the steps Seller will be taking to remedy such
failure and shall notify Holdings when Seller has remedied such failure and retested. Seller will notify Holdings anytime Seller’s disaster recovery plan is activated. In the event of an activation of the disaster recovery plan, Seller shall
use best efforts to provide redundancy capabilities for a majority of the critical systems within 48 hours in at least one of Seller’s other servicing facilities unaffected by the disaster to ensure servicing of the Mortgage Loans will be
re-established within such 48 hours. 

  
 -20- 

 6.10 Optional Termination or Clean Up Calls. Seller may exercise its rights under any
optional termination or clean up call provision pursuant to a Deferred Servicing Agreement prior to the related Servicing Transfer Date; provided that simultaneously or prior to such exercise, (i) Seller or its designee agrees to
purchase, and purchases, the Mortgage Loans that are subject to such Deferred Servicing Agreement at a purchase price that is at least equal to the applicable purchase price pursuant to such Deferred Servicing Agreement, (ii) all unreimbursed
Servicer Advances and other amounts owed to Holdings with respect to such Deferred Servicing Agreement under the Sale Supplement or otherwise are paid to Holdings, (iii) Seller shall have paid to HLSS a redemption fee with respect to such
Deferred Servicing Agreement equal to the Book Value of the Rights to MSRs related to such Deferred Servicing Agreement on HLSS’s financial statements as of the date of such optional termination or clean up call and (iv) Seller shall
provide at least ten (10) Business Days prior written notice to Purchasers of such exercise. 
 6.11 Amendments to Deferred Servicing
Agreements; Transfer of Servicing Rights. Seller hereby covenants and agrees not to amend the Servicing Agreements without Purchasers’ prior written consent. Seller shall not sell or otherwise voluntarily transfer servicing under any of the
Deferred Servicing Agreement during the Consent Period except as expressly provided in this Sale Supplement or take any other actions inconsistent with Purchasers’ right to acquire ownership of Servicing Rights with respect to a Servicing
Agreement upon receipt of the required Third Party Consents. 
 6.12 Assumption of Servicing Duties; Transfer of Rights to MSRs and
Servicing Rights. Holdings may from time to time designate any of Seller’s servicing obligations under a Deferred Servicing Agreement and assume the performance of such obligations so long as such assumption is permitted pursuant to such
Deferred Servicing Agreement and does not limit Seller’s right to receive the Servicing Fees pursuant to such Deferred Servicing Agreement. Notwithstanding anything in the Agreement or this Sale Supplement to the contrary, HLSS may transfer the
Rights to MSRs to any third party and/or may direct Seller to transfer the Servicing Rights to a third party that can obtain the required Third Party Consents, subject to the right of the Seller to receive the Seller Monthly Servicing Fee, the
Performance Fee, the Ancillary Income and, if applicable, the Prepayment Interest Excess owed to Seller with respect to such Deferred Servicing Agreement pursuant to Article 7. For the avoidance of doubt, HLSS shall be entitled to receive all
proceeds of such transfer. 
 6.13 Termination Event. In the case that any Termination Event occurs with respect to any Servicing
Agreement during the Consent Period, Seller shall, upon HLSS’s written direction to such effect, use commercially reasonable efforts to transfer the Servicing Rights relating to any affected Servicing Agreement to a third party servicer
identified by HLSS with respect to which all required Third Party Consents with respect to such Servicing Agreement can be obtained. HLSS shall be entitled to receive all proceeds of such transfer. 

  
 -21- 

 6.14 Servicing Transfer. Seller and Purchasers shall, prior to the Servicing Transfer Date
with respect to each Servicing Agreement, work in good faith to determine and agree upon applicable servicing transfer procedures with respect to such Servicing Agreement. 

6.15 Incorporation of Provisions from Subservicing Agreement. The provisions of each of Sections 5.3, 5.4, 5.5,
5.6, 5.7, 5.8 (excluding the first sentence thereof), 5.17 and 5.18, and Exhibit A of the Subservicing Agreement are hereby incorporated into this Sale Supplement by reference, mutatis mutandis, as if
its provisions were fully set forth herein; provided that any reference therein to the defined terms “Ocwen,” “Servicer,” “Mortgage Loan,” “Subject Servicing Agreement” and “Agreement,” shall
be deemed for purposes of this Sale Supplement to be references to the terms “Seller,” “Holdings,” “Deferred Mortgage Loan,” “Deferred Servicing Agreement” and “Sale Supplement,” respectively and any
reference therein to the phrase “during the term of this Agreement” shall be deemed for purposes of this Sale Supplement to be references to the phrase “until the last Servicing Transfer Date.” 

ARTICLE 7 
 SELLER
SERVICING FEES; COSTS AND EXPENSES 
 7.1 Seller Monthly Servicing Fee. As consideration for Seller servicing the Mortgage Loans
pursuant to the Deferred Servicing Agreements during the applicable Consent Period but prior to the earlier of the date on which the Servicing Rights are transferred from Seller with respect to a Deferred Servicing Agreement or Servicing Fee Reset
Date, Holdings shall pay to Seller a monthly base servicing fee for each calendar month during such period during which Seller is servicing Mortgage Loans with respect to Deferred Servicing Agreements pursuant to this Sale Supplement equal to 12% of
the aggregate Servicing Fees actually received by Purchasers under this Sale Supplement during such calendar month with respect the Deferred Servicing Agreements (the “Seller Monthly Servicing Fee”). 

7.2 Performance Fee. In addition to the Seller Monthly Servicing Fee, Holdings shall pay to Seller for each calendar month during which
Holdings is servicing Mortgage Loans with respect to Deferred Servicing Agreements pursuant to this Sale Supplement a performance fee (“Performance Fee”) equal to the greater of (a) zero and (b) (x) the excess, if
any, of the aggregate of all Servicing Fees actually received by Purchasers with respect to the Deferred Servicing Agreements and pursuant to the Transferred Servicing Agreements (whether directly pursuant to such Transferred Servicing Agreements or
pursuant to this Sale Supplement) during such calendar month over the sum of (i) the Monthly Servicing Fee for such calendar month and (ii) the Retained Servicing Fee for such calendar month multiplied by (y) a fraction, (i) the
numerator of which is the average unpaid principal balance of all Mortgage Loans subject to the Deferred Servicing Agreements during such calendar month and (ii) the denominator of which is equal to the sum of the average unpaid principal
balance of all Mortgage Loans subject to the Deferred Servicing Agreements during such calendar month and the average unpaid principal balance of all Mortgage Loans subject to the Transferred Servicing Agreements during such calendar month, or such
other allocation percentage which is agreed by Seller and Holdings (the “Allocation Percentage”). The Performance Fee, if any, for any calendar month will be reduced by an amount equal to (y) 3.00% per annum (i.e.,
0.25% per month) of the Excess Servicing Advances, if any, for such month multiplied by the Allocation Percentage, and the amount of any such reduction in the Performance Fee shall be retained by Holdings. If the Closing Date does not occur on
the first day of a calendar month, the Performance Fee for the period from the Closing Date to the last of the calendar month in which the Closing Date occurs shall be calculated in a pro rata manner based on the number of days in such period.
Notwithstanding any provision in this Sale Supplement to the contrary, in the event Holdings has failed to pay Seller any Seller Monthly Servicing Fee or Performance Fees that are past due after ten (10) Business Days of Holdings receiving
notice of such failure, Seller shall not be required to continue to act as subservicer until such time as Holdings has fully paid such past due Seller Monthly Servicing Fee or Performance Fee; provided that Holdings shall not have notified
Seller that it disputes the occurrence or amount of such past due Seller Monthly Servicing Fee or Performance Fee. 

  
 -22- 

 7.3 Costs and Expenses. Except as otherwise expressly provided in the Agreement or this
Sale Supplement, each party hereto shall be responsible for its own costs and expenses incurred in connection with the negotiation and execution of the Agreement, this Sale Supplement and all documents relating thereto. Seller shall be required to
pay all expenses incurred by it in connection with its obligations hereunder to the extent such expenses do not constitute Servicer Advances and shall not be entitled to reimbursement therefor except as specifically provided for herein or in the
applicable Deferred Servicing Agreement. Seller shall reimburse Purchasers for any reasonable out-of-pocket costs, including legal fees, incurred by Purchasers in connection with obtaining any required Third Party Consents; provided,
however, that neither Purchaser shall incur such costs without the prior written approval of Seller. 
 7.4 Ancillary Income.
Seller shall be entitled to retain as additional compensation any Ancillary Income and any Prepayment Interest Excess received by Seller with respect to the Deferred Mortgage Loans, to the extent such Ancillary Income or Prepayment Interest Excess
is permitted to be retained by Seller pursuant to the related Deferred Servicing Agreement. 
 7.5 Calculation and Payment. No later
than the second Business Day following the receipt by Purchasers of the Monthly Servicing Oversight Report for a calendar month, Holdings will remit to Seller in immediately available funds the Seller Monthly Servicing Fee and Performance Fees
payable by Holdings to Seller for the related calendar month, along with a report showing in reasonable detail the calculation of such Seller Monthly Servicing Fees and Performance Fees. 

7.6 No Offset. Neither party shall have any right to offset against any amount payable hereunder or other agreement to the other party,
or otherwise reduce any amount payable hereunder as a result of, any amount owing by the other party or any of its Affiliates to such party or any of its Affiliates. 

  
 -23- 

 7.7 Servicing Fee Reset Date. The servicing fees payable to Seller after the Servicing Fee
Reset Date shall be subject to negotiation between Seller and Holdings. If Seller and Holdings are unable to agree to such servicing fee prior to the Servicing Fee Reset Date, Seller shall, upon Holdings’ written direction to such effect,
transfer the Servicing Rights relating to all of the Deferred Servicing Agreements to a third party servicer identified by Holdings with respect to which all required Third Party Consents with respect to the Deferred Servicing Agreements can be
obtained. Holdings shall be entitled to receive all proceeds related to such transfer. 
 ARTICLE 8 

INDEMNIFICATION 
 8.1
Seller Indemnification of Purchasers. Seller agrees to indemnify and hold harmless each Purchaser and each officer, director, agent, employee or Affiliate of each Purchaser (each, a “Seller Indemnified Party”) from and
against any and all claims, losses, damages, liabilities, judgments, penalties, fines, forfeitures, legal fees and expenses, and any and all related costs and/or expenses of litigation, administrative and/or regulatory agency proceedings, and any
other costs, fees and expenses (each, a “Liability”) suffered or incurred by a Purchaser or any such other Person (whether or not resulting from a third party claim) arising directly or indirectly out of or resulting from
(a) any event relating to Transferred Assets occurring prior to the related Servicing Transfer Date, (b) a breach of any of Seller’s representations and warranties contained in the Agreement, this Sale Supplement or any other Related
Agreement or Seller’s failure to observe and perform any of Seller’s duties, obligations, covenants or agreements contained in the Agreement, this Sale Supplement or any other Related Agreement, (c) acts or omissions of Seller, any
other servicer of any Mortgage Loans, or any subservicer, contractor or agent engaged by Seller or any other servicer, in each case prior to the related Servicing Transfer Date, relating to the Transferred Assets, including any failure by Seller,
any other servicer or any subservicer, contractor or agent engaged by Seller or any other servicer prior to the related Servicing Transfer Date to comply with the Applicable Requirements, (d) the Excluded Liabilities or (e) any acts or
omissions by Seller or its employees or agents in performance of its duties or obligations pursuant to this Sale Supplement. 
 8.2
Purchasers Indemnification of Seller. Purchasers agree, jointly and severally, to indemnify and hold harmless Seller and each officer, director, agent, employee or Affiliate of Seller (each, a “Purchaser Indemnified Party”)
from and against any and all Liability suffered or incurred by Seller or any such other Person arising out of or resulting from (a) a breach of any of Purchasers’ representations and warranties or covenants contained in the Agreement, the
Sale Supplement or any other Related Agreement or (b) acts or omissions of a Purchaser or any subservicer, contractor or agent (other than Seller or any of Seller’s Affiliates) engaged by Purchasers, in each case after the related
Servicing Transfer Date, relating to the Transferred Assets. 

  
 -24- 

 8.3 Indemnification Procedures. 

(a) As promptly as is reasonably practicable after becoming aware of a claim for indemnification under the Agreement or this Sale Supplement
not involving a Third-Party Claim, but in any event no later than fifteen (15) Business Days after first becoming aware of such claim, the Indemnified Person shall give notice to the Indemnifying Person of such claim, which notice shall specify
the facts alleged to constitute the basis for such claim and the amount that the Indemnified Person seeks hereunder from the Indemnifying Person; provided, however, that the failure of the Indemnified Person to give such notice shall
not relieve the Indemnifying Person of its obligations under this Section 8.3 except to the extent (if any) that the Indemnifying Person shall have been prejudiced thereby. 

(b) The Indemnified Person shall give notice as promptly as is reasonably practicable, but in any event no later than ten (10) Business
Days after receiving notice thereof, to the Indemnifying Person of the assertion of any claim, or the commencement of any action, suit, claim or proceeding, by any unaffiliated third Person (a “Third-Party Claim”) in respect of
which indemnity may be sought under the Agreement or this Sale Supplement (which notice shall specify in reasonable detail the nature and amount of such claim); provided, however, that the failure of the Indemnified Person to give such
notice shall not relieve the Indemnifying Person of its obligations under this Section 8.3 except to the extent (if any) that the Indemnifying Person shall have been prejudiced thereby. The Indemnifying Person may, at its own expense,
(i) participate in the defense of any such Third-Party Claim, and (ii) upon notice to the Indemnified Person, at any time during the course of any such Third-Party Claim, assume the defense thereof with counsel of its own choice and, in
the event of such assumption, shall have the exclusive right, subject to clause (i) in the proviso in Section 8.3(c), to settle or compromise such Third-Party Claim. If the Indemnifying Person assumes such defense, the
Indemnified Person shall have the right (but not the duty) to participate in the defense thereof and to employ counsel, at its own expense, separate from the counsel employed by the Indemnifying Person. Whether or not the Indemnifying Person chooses
to defend or prosecute any such Third-Party Claim, all of the parties hereto shall cooperate in the defense or prosecution thereof. 
 (c)
Any settlement or compromise made or caused to be made by the Indemnified Person (unless the Indemnifying Person has the exclusive right to settle or compromise under clause (ii) of Section 8.3(b) or the Indemnifying Person,
as the case may be), of any such Third-Party Claim shall also be binding upon the Indemnifying Person or the Indemnified Person, as the case may be, in the same manner as if a final judgment had been entered by a court of competent jurisdiction in
the amount of such settlement or compromise; provided, however, that (i) no obligation, restriction, loss or admission of guilt or wrongdoing shall be imposed on the Indemnified Person as a result of such settlement or compromise
without its prior written consent and (ii) the Indemnified Person will not compromise or settle any Third Party Claim without the prior written consent of the Indemnifying Person. 

(d) Except as specifically provided for in the Agreement or this Sale Supplement, no claim may be made by an Indemnified Person for any
special, indirect, punitive or consequential damages (“Special Damages”) in respect of any breach or wrongful conduct (whether the claim therefor is based on contract, tort or duty imposed by law) in connection with, arising out of,
or in any way related to the transactions contemplated, or relationship established, by this Agreement or any Sale Supplement, or any act, omission or event occurring in connection herewith or therewith, and to the fullest extent permitted by law,
Seller and each Purchaser hereby waives, releases and agrees not to sue upon any such claim for Special Damages, whether or not accrued or whether or not known or suspected to exist in its favor. 

  
 -25- 

 8.4 Tax Treatment. (a) Seller and Purchasers agree that all payments made by any of
them to or for the benefit of the other under this Article 8, under other indemnity provisions of the Agreement or this Sale Supplement and for any misrepresentations or breaches of warranties or covenants, shall be treated as adjustments to
the Purchaser Price for tax purposes and that such treatment shall govern for purposes hereof except to the extent that the Applicable Laws of a particular jurisdiction provide otherwise. 

(b) All payments made pursuant to this Agreement shall be made free and clear and without deductions of any kind for taxes. 

8.5 Survival. The parties’ obligations under this Article 8 shall survive any termination of the Agreement and/or this
Sale Supplement. 
 8.6 Additional Indemnification. (a) Without limiting Seller’s obligations under Article 8 of this
Sale Supplement, it is agreed by the parties that if Seller is terminated as servicer under any Deferred Servicing Agreement as a result of any action described in clauses (a) through (e) of Section 8.1 above, Seller
shall also pay to Purchasers, as reasonable and just compensation for such termination, an amount equal to the product of (i) the Purchase Price for such Deferred Servicing Agreement and (ii) the Amortization Percentage for the calendar
month in which Seller received notice of such termination, and Purchasers shall accept such sum as liquidated damages, and not as penalty, in the event of such a termination. 

8.7 Specific Performance. Notwithstanding any other provision of the Agreement or this Sale Supplement, (i) it is understood and
agreed that the remedy of indemnity payments pursuant to this Article 8 and other remedies at law would be inadequate in the case of any actual or threatened breach of the Agreement or this Sale Supplement by Seller and (ii) Purchasers
shall be entitled, without limiting its other remedies and without the necessity of proving actual damages or posting any bond, to equitable relief, including the remedy of specific performance or injunction, with respect to any breach or threatened
breach of such covenants. Such relief shall be in addition to, and not in lieu of, all other remedies available at law or in equity to such party under the Agreement and this Sale Supplement. 

  
 -26- 

 ARTICLE 9 

GRANT OF SECURITY INTEREST 

9.1 Granting Clause. To secure its performance of its obligations under the Agreement and this Sale Supplement, Seller hereby grants to
Purchasers a security interest in all of its right, title and interest in an to the following, whether now owned or hereafter acquired, and all monies “securities,” “instruments,” “accounts,” “general
intangibles,” “payment intangibles,” “payment intangibles,” “goods,” “letter of credit rights,” “chattel paper,” “financial assets,” “investment property,” (each as defined
in the applicable UCC) and other property consisting of, arising from or relating to any of the following: 
 (a) the Servicing Rights in
respect of all of the Mortgage Loans and REO Properties related to the Deferred Servicing Agreements, in each case together with all related security, collections and payments thereon and proceeds of the conversion, voluntary or involuntary of the
foregoing; 
 (b) the Rights to MSRs with respect to each Servicing Agreement; 

(c) all Servicing Fees, Ancillary Income and Prepayment Interest Excess received under the Deferred Servicing Agreements and subject to
Section 6.10 of this Sale Supplement any rights to exercise any optional termination or clean-up call provisions under the Deferred Servicing Agreements; 

(d) all income from amounts on deposit in Custodial Accounts and Related Escrow Accounts related to the Deferred Servicing Agreements; 

(e) all files and records in Seller’s possession or control, including the related Database, relating to the assets specified in clauses
(a) through (c); 
 (f) all causes of action, lawsuits, judgments, claims, refunds, choses in action, rights of recovery, rights of
set-off, rights of recoupment, demands and any other rights or claims of any nature, whether arising by way of counterclaim or otherwise, available to or being pursued by Seller to the extent related exclusively to any of the foregoing and/or the
Assumed Liabilities; and 
 (g) any proceeds of any of the foregoing (collectively, the “Collateral”). 

This Sale Supplement shall constitute a security agreement under applicable law. Seller agrees that from time to time it shall promptly execute and deliver
all additional instruments and documents and take all additional action that Purchasers may reasonably request in order to perfect the interests of Purchasers in, to and under, or to protect, the Collateral or to enable Purchasers to exercise or
enforce any of its rights or remedies hereunder. To the fullest extent permitted by applicable law, Seller hereby authorizes Purchasers to file financing statements and amendments thereto in connection with the grant of a security interest pursuant
to this Section 9.1. Seller covenants and agrees to take all necessary action to prevent the creation or imposition of any Lien upon any of the Collateral, and to maintain the Collateral free and clear of all Liens, other than the Lien
securing the obligations of Seller arising under this Sale Supplement. 

  
 -27- 

 ARTICLE 10 

MISCELLANEOUS PROVISIONS 

10.1 Further Assurances. Without limiting Section 5.7 of the Agreement, each party hereto shall execute and deliver in a
reasonable timeframe such reasonable and appropriate additional documents, instruments or agreements and take such reasonable actions as may be necessary or appropriate to effectuate the purposes of this Sale Supplement at the request of the other
party. Without limiting the foregoing, the Seller agrees that it will promptly at Purchasers’ request execute and deliver an one or more assignment and assumption agreements, in form mutually agreed to by the parties, one or more equity
interest assignments, in form mutually agreed to by the parties, or such other documents, instruments or agreements as Purchasers may reasonably request to evidence the transfers of Rights to MSRs pursuant to Section 2.1, Servicing
Rights pursuant to Section 2.2 and Transferred Receivables Assets pursuant to Section 3.1. 
 10.2 Compliance with
Applicable Laws; Licenses. Seller will comply with all Applicable Laws in connection with the performance of its obligations under the Agreement and this Sale Supplement. Seller shall maintain all necessary licenses and approvals in each
jurisdiction where the failure to do so would materially and adversely affect the ability of Seller to perform its obligations under the Agreement and this Sale Supplement. 

10.3 Merger, Consolidation, Etc. Seller will keep in full effect its existence, rights and franchises as a limited liability company,
and will obtain and preserve its qualification to do business as a foreign organization in each jurisdiction in which such qualification is or shall be necessary to protect the validity and enforceability of the Agreement, this Sale Supplement, each
Deferred Servicing Agreement or any of the Deferred Mortgage Loans, or to perform its duties under the Agreement or this Sale Supplement. Seller may be merged or consolidated with or into any Person, or transfer all or substantially all of its
assets to any Person, in which case any Person resulting from any merger or consolidation to which Seller shall be a party or acquiring all or substantially all of the assets of Seller, or any Person succeeding to the business of Seller shall be the
successor of Seller hereunder and under the Agreement, without the execution or filing of any paper or any further act on the part of any of the parties hereto; provided, however, that the successor or surviving Person shall be an institution whose
deposits are insured by FDIC or a company whose business includes the servicing of mortgage loans and shall have a tangible net worth not less than $25,000,000. 

10.4 Annual Officer’s Certificate. Not later than March 15th of each
calendar year commencing in 2014, Seller shall deliver to Purchasers an Officer’s Certificate stating, as to each signatory thereof, that (i) a review of the activities of Seller during the preceding year and of performance under the
Agreement and this Sale Supplement has been made under such officers’ supervision and (ii) to the best of such officer’s knowledge, based on such review, Seller has fulfilled all of its obligations under the Agreement and this Sale
Supplement in all material respects throughout such year, or, if there has been a default in the fulfillment of any such obligation in any material respect, specifying each such default known to such officer and the nature and status thereof. 

  
 -28- 

 10.5 Accounting Treatment. Notwithstanding Section 8.14 of the Agreement, the
parties acknowledge that until such time as the Third Party Consents with respect to a Servicing Agreement are obtained, the parties shall treat the transaction hereunder with respect to such Servicing Agreement as a financing for accounting
purposes. 
 10.6 Incorporation. The provisions of Article 8 of the Agreement are hereby incorporated into this Sale Supplement
by reference, mutatis mutandis, as if its provisions were fully set forth herein. 
 10.7 Third Party Beneficiaries. Seller and
each Purchaser acknowledge and agree that the indenture trustee, on behalf of the holders of related notes, with respect to any Servicing Advance Financing Agreements pursuant to which Purchaser has transferred Servicer Advances made pursuant to a
Deferred Servicing Agreement is an express third party beneficiary of this Sale Supplement and the Agreement solely with respect to the Deferred Servicing Agreements related to such Servicing Advance Financing Agreement. 

[Signature Page Follows] 

  
 -29- 

 IN WITNESS WHEREOF, the parties hereto have caused this Sale Supplement to be executed and
delivered by its respective officer thereunto duly authorized as of the date above written. 
  

			
	OCWEN LOAN SERVICING, LLC
		
	By:	 	/s/ Richard L. Cooperstein
	Name:	 	Richard L. Cooperstein
	Title:	 	Treasurer
	
	HLSS HOLDINGS, LLC
		
	By:	 	/s/ James E. Lauter
	Name:	 	James E. Lauter
	Title:	 	Senior Vice President and CFO
	
	HOME LOAN SERVICING SOLUTIONS, LTD.
		
	By:	 	/s/ William C. Erbey
	Name:	 	William C. Erbey
	Title:	 	Chairman

 EXHIBIT A 

Form of Monthly Remittance Report 
  

			
	Ocwen Loan Servicing, LLC	  	xxx
		
	Deal Name	  	
		
	Remittance Summary	  	[Month] [Year]

  

					
	 Particulars
	  	Amount ($)	 
	 Scheduled Principal Payments
	  	 	0.00	  
	 Curtailments
	  	 	0.00	  
	 Interest on curtailment
	  	 	0.00	  
	 Pool to Security
	  	 	0.00	  
	 Payoff Principal
	  	 	0.00	  
	 Neg Amt Prin
	  	 	0.00	  
	 Deferred Principal Paid
	  	 	0.00	  
		  	  
	  
	 
	 Total Principal remitted
	  	 	0.00	  
		  	  
	  
	 
	 Gross Scheduled Interest
	  	 	0.00	  
	 Less: Service fee amount
	  	 	0.00	  
	 Less: LPMI Premium
	  	 	0.00	  
	 Add: INT on STA Reinstatement
	  	 	0.00	  
	 Add: INT on STA Paid-in-full
	  	 	0.00	  
	 Less: STA PI Recoveries
	  	 	0.00	  
		  	  
	  
	 
	 Total Interest remitted
	  	 	0.00	  
		  	  
	  
	 

					
	 Less: Realized Loss
	  	 	0.00	  
	 Less: Trailing expenses
	  	 	0.00	  
	 Add: Trailing income
	  	 	0.00	  
	 +/- Collection on released loans
	  	 	0.00	  
	 Interest on curtailment
	  	 	0.00	  
	 Add: Prepayment penalty
	  	 	0.00	  
	 +/- Prior period PPP
	  	 	0.00	  
	 Add: Collection on STA loans
	  	 	0.00	  
	 Add: Non recoverable Credits
	  	 	0.00	  
	 Less: Non recoverable advances
	  	 	0.00	  
	 Less: Non Loan level expense
	  	 	0.00	  
	 Less: Jr Lien Blanket Policy Fee
	  	 	0.00	  
	 Less: Pre-approved legal expense
	  	 	0.00	  
	 +/- -Reconciliation adjustments
	  	 	0.00	  
	 + /- Arrearage remittance
	  			
	 Add: Principal Arrearage
	  	 	0.00	  
	 Add: Interest Arrearage
	  	 	0.00	  
	 + /- : Modification Forgiveness of Debt
	  			
	 Principal Forgiveness
	  	 	0.00	  
	 Interest Forgiveness
	  	 	0.00	  
	 Expense Forgiveness
	  	 	0.00	  
	 Scheduling Difference
	  	 	0.00	  

					
	 Deferred Principal Loss
	  	 	0.00	  
	 SAM waived balance loss
	  	 	0.00	  
	 Investor Incentives
	  	 	0.00	  
	 Less: Compensating Interest adjustment
	  	 	0.00	  
		  	  
	  
	 
	 Total Remittance
	  	 	0.00	  
		  	  
	  
	 
	 Beg Sch Balance
	  	 	0.00	  
	 Ending Principal Balance
	  	 	0.00	  
	 Beg Actual Balance
	  	 	0.00	  
	 Ending Actual Principal Balance
	  	 	0.00	  
	 Beg Deferred Principal Balance
	  	 	0.00	  
	 Ending Deferred Principal Balance
	  	 	0.00	  
	 Beg Loan count
	  	 	0.00	  
	 Payoffs
	  	 	0.00	  
	 End Loan count
	  	 	0.00	  
	 Principal Roll Test
	  	 	0.00	  
	 Loan Count Test
	  	 	0.00	  
	 Non Supporting Compensating Interest
	  	 	0.00	  
	 Wire of sub—Investor
	  	 	0.00	  
		  	  
	  
	 
	 Grand Total for PI Wire
	  	 	0.00	  
		  	  
	  
	 

 SCHEDULE I 

SERVICING AGREEMENTS 
  

			
	 Investor Number
	  	 Deal Name

	2702	  	Accredited Mortgage Loan Trust 2004-2
	2708	  	NMFT 2003-1
	2712	  	NMFT 2004-1
	2714	  	NMFT 2004-3
	2941	  	ABFC 2001-AQ1
	2942	  	ABFC 2002-SB1
	2970	  	C-BASS 1998-CB1
	2974	  	C-BASS 2001-CB4
	2978	  	C-BASS 2002-CB4
	3047	  	Equity One 2002-3
	3049	  	Equity One 2002-5
	3051	  	Equity One 2003-2
	3053	  	Equity One 2003-4
	3054	  	Equity One 2004-1
	3057	  	Equity One 2004-4
	3059	  	Equity One 2005-1
	3063	  	Equity One 2005-B
	3064	  	Equity One 2005-4
	3068	  	Equity One 2005-6
	3069	  	Equity One 2006-A
	3086	  	Fremont 2003-A
	3089	  	Fremont 2004-B
	3168	  	GSAMP Trust 2005-S2
	3186	  	HOMEGOLD 1999-1
	3189	  	LBMLT 2004-1
	3190	  	LBMLT 2004-3
	3191	  	LBMLT 2004-A
	3198	  	MLMI, 1999-H1
	3199	  	MLMI, Series 1998-GN3
	3239	  	CWABS 2002-05
	3240	  	CWABS 2002-2

			
	3242	  	CWABS 2002-BC2
	3246	  	CWABS 2005-10
	3248	  	CWABS 2005-8
	3249	  	CWABS 2005-BC1
	3250	  	CWABS 2006-01
	3251	  	CWABS 2006-9
	3252	  	CWALT 2004-01_CWALT 2004-01T1
	3254	  	CWALT 2004-12CB
	3255	  	CWALT 2004-16CB
	3256	  	CWALT 2004-24CB
	3257	  	CWALT 2004-27CB
	3258	  	CWALT 2004-28CB
	3259	  	CWALT 2004-J1
	3262	  	CWALT 2004-J6
	3265	  	CWALT 2007-4CB
	3268	  	CWMBS 2002-17 ALT 2002-11
	3269	  	CWMBS 2002-20 ALT 2002-12
	3270	  	CWMBS 2002-24 ALT 2002-14
	3271	  	CWMBS 2002-33 ALT 2002-17
	3272	  	CWMBS 2002-35_CHL 2002-35
	3278	  	CWMBS 2003-05 ALT 2003-1T1
	3279	  	CWMBS 2003-09
	3285	  	CWMBS 2003-31 ALT 2003-13T1
	3288	  	CWMBS 2003-38 ALT 2003-17T2
	3289	  	CWMBS 2003-39_CHL 2003-39
	3290	  	CWMBS 2003-44_CHL 2003-44
	3291	  	CWMBS 2003-47 ALT 2003-19CB
	3292	  	CWMBS 2003-51 ALT 2003-20CB
	3296	  	CWMBS 2003-J2_CHL 2003-J2
	3297	  	CWMBS 2003-J5_CHL 2003-J5
	3298	  	CWMBS 2003-J6_CHL 2003-J6
	3299	  	CWMBS 2003-J7_CHL 2003-J7
	3301	  	CWMBS 2004-HYB6_CHL 2004-HYB6
	3302	  	CWMBS 2005-10_CHL 2005-10
	3303	  	CWMBS 2006-1_CHL 2006-1

			
	3307	  	Popular 2007-A
	3313	  	RAAC 2004-SP1
	3316	  	RAAC 2005-SP3
	3317	  	RAAC 2006-SP1
	3331	  	RALI 2003-QS7
	3341	  	RALI 2002-QS1
	3345	  	RALI 2003-QS14
	3351	  	RALI 2004-QS1
	3355	  	RALI 2004-QS3
	3357	  	RALI 2004-QS6
	3368	  	RAMP 2002-RP1
	3369	  	RAMP 2002-RP2
	3370	  	RAMP 2002-RS1
	3375	  	RAMP 2004-RP1
	3383	  	RAMP 2005-SL1
	3393	  	RAMP/RFSC 2001-RM2
	3394	  	RFMSI 2003-S4
	3396	  	RFMSI 2004-S5
	3398	  	RFMSI 2005-S4
	3405	  	SBMSI 2001-1
	3407	  	SBMSI 2002-WMC1
	3457	  	Equity One 1998-1
	3461	  	Equity One 2002-2
	3462	  	Equity One 2003-1
	3463	  	Equity One 2004-2
	3465	  	Equity One 2005-A
	3467	  	Equity One 2006-B
	3499	  	Golden National GNABS 98 GN1
	3500	  	Golden Nat’l Series 1998-GN2
	3539	  	WMALT 2005-6
	3540	  	WMALT 2005-7
	3541	  	WMALT 2005-8
	3542	  	WMALT 2005-9
	3543	  	WMALT 2007-01
	3574	  	Nomura 2007-S2

			
	3576	  	CSFB 2004-FRE1
	3776	  	MSMLT 2006-13ARX
	3780	  	MSMLT 2007-6XS
	3786	  	MSM 2006-17XS
	3794	  	NMFT 2002-3
	3795	  	MSM 2006-16AX
	3798	  	NMFT 2005-2
	3800	  	NMFT 2005-4
	3805	  	NMI 2006-6
	3811	  	MSM 2007-12
	3843	  	SASCO 2002-9
	3844	  	Saxon 99-2
	3848	  	Saxon 00-2
	3851	  	Saxon 01-1
	3852	  	Saxon 01-2
	3875	  	Thornburg Mortgage Securities
	3879	  	Sequoia Mortgage Trust
	10645	  	RAMP 2004-RS7
	10648	  	RAMP 2004-RZ2
	10695	  	RAMP 2005-EFC7
	10708	  	RAMP 2005-NC1
	10840	  	RAMP 2005-RS9
	10442	  	RASC 2001-KS1
	10601	  	RASC 2004-KS7
	10603	  	RASC 2004-KS9
	10876	  	RASC 2007-EMX1
	10882	  	RFMSI 2005-S2
	10887	  	RFMSI 2005-S7
	4975	  	Citigroup Mortgage Loan Trust Inc.
	4709	  	MARM 2004-5
	4715	  	MARM 2005-2
	4543	  	MALT 2004-12
	4712	  	MARM 2004-8
	4695	  	FNBA 2004-AR1
	4713	  	MARM 2004-9

			
	4704	  	MARM 2004-14
	4702	  	MARM 2004-11
	5145	  	MARM 2005-3
	4546	  	MALT 2004-3
	4730	  	MASTR 2003-6
	4545	  	MALT 2004-2
	4874	  	BSALTA 2005-3
	4554	  	MALT 2005-2
	4544	  	MALT 2004-13
	42544	  	2011-NC8
	4555	  	MALT 2005-3
	5152	  	RBSGC 2005-A
	4716	  	MARM 2005-6
	4707	  	MARM 2004-3
	41014	  	Wells Fargo Corporate Trust Services
	4717	  	MARM 2005-7
	4531	  	MALT 2002-3
	4696	  	MANA 2007-A2
	4680	  	SEQ 2004-7
	42644	  	Private—Other
	4885	  	GSAA 2005-9
	4530	  	MALT 2002-2
	4757	  	CMLTI 2005-3
	4802	  	Wells Fargo Bank, N.A.
	4706	  	MARM 2004-2
	5053	  	2004-WH14
	4640	  	Bayview 2007-B
	4710	  	MARM 2004-6
	4705	  	MARM 2004-15
	4553	  	MALT 2005-1
	4708	  	MARM 2004-4
	4759	  	CMLTI 2006-AR3
	4736	  	MASTR 2004-3
	42249	  	Amalgamated Bank
	41494	  	BART 2005-11

			
	4732	  	MASTR 2003-9
	4556	  	MALT 2005-4
	4678	  	SEQ 2004-5
	4535	  	MALT 2003-5
	4542	  	MALT 2004-11
	4778	  	DBALT 2005-AR2
	42643	  	Private—Other
	4747	  	NAAC 2005-AP2
	4641	  	Bayview 2008-A
	5160	  	Bank of America, N.A.
	4549	  	MALT 2004-6
	4536	  	MALT 2003-6
	4940	  	SASCO 2004-18H
	4870	  	BSALTA 2004-12
	4741	  	MASTR 2004-9
	40235	  	1999-D
	4896	  	HVMLT 2004-10
	4692	  	DMSI 2004-2
	5135	  	2004-NC ARM 6
	4755	  	PRIME 2006-1
	4758	  	CMLTI 2005-5
	4644	  	ARMT 2005-10
	40360	  	The Bank Of New York Mellon
	4787	  	Capstead Mortgage Corporation
	4973	  	Credit Suisse First Boston
	4711	  	MARM 2004-7
	40365	  	The Bank Of New York Mellon
	4642	  	ARMT 2004-5
	4756	  	CMLTI 2004-HYB4
	4685	  	SEQ 2005-3
	40528	  	Amalgamated Bank
	4683	  	SEQ 2005-1
	5144	  	CMLTI 2005-1
	4878	  	BSART 2002-11
	4557	  	MALT 2005-5

			
	41401	  	CSFB 2005-8
	4629	  	BAFC 2007-3
	5052	  	2004-WH11
	4895	  	HVMLT 2003-1
	4643	  	ARMT 2005-1
	5048	  	2003-WH23
	4800	  	Wells Fargo Corporate Trust Services
	41465	  	Citizens Bank
	4551	  	MALT 2004-8
	4887	  	GSR 2005-5F
	4872	  	BSALTA 2004-6
	4415	  	ZUNI 2006-OA1
	4153	  	CMLTI 2007-SHL1
	4417	  	HSBC BANK USA
	4258	  	OOMLT 2000-1
	4190	  	HALO 2007-AR1
	3868	  	RAYMOND JAMES
	4433	  	DB STRUCTURED PRODUCTS
	4254	  	OMAC 2005-2
	4019	  	AHMIT 2004-1
	3914	  	CITIZENS BANK
	4470	  	LEHMAN BROTHERS BANK WAREHOUSE (BNC)
	4460	  	FMT 2003-7
	4468	  	BNC/LEHMAN NEW
	3896	  	KNBY
	3537	  	CSFB 2003-10
	4038	  	AMRESCO 1997-2
	4248	  	MSML 2006-6AR
	4366	  	SASCO 2004-SC1
	4212	  	HVMLT 2007-6
	3538	  	WAMU 2003-S3
	4253	  	OMAC 2005-1
	3867	  	E*TRADE
	4377	  	SASCO 2006-GEL3
	4206	  	HOMESTAR 2004-6

			
	3508	  	PNCMS 1999-10
	3501	  	MGIC INVESTOR SERVICES CORP.
	4449	  	REDDING BANK OF COMMERCE
	4383	  	SBMS 1996-5
	3873	  	WASHINGTON MUTUAL SEC. CORP.
	4203	  	HOMESTAR 2004-3
	4388	  	SBMS 1998-OPT2
	4205	  	HOMESTAR 2004-5
	4445	  	MRF ILLINOIS ONE, LLC
	4201	  	HOMESTAR 2004-1
	3869	  	CHARLES SCHWAB
	4097	  	ARC 2001-BC1
	4259	  	OOMLT 2000-5
	4225	  	MALT 2006-3
	3547	  	CHASE MANHATTAN MTG. CORP.
	4346	  	SAIL 2005-1
	4387	  	SBMS 1998-OPT1
	3516	  	ACE 2005-SN1
	3727	  	MASTR 2006-WMC4
	3725	  	MASTR 2006-WMC3
	10752	  	CMLTI 2007-SHL1
	5286	  	DBALT 2007-3
	10025	  	DBALT 2006-AR2
	10771	  	2005-WH32
	10688	  	BAFC 2005-8
	4502	  	SAIL 2003-BC11 SSA
	10686	  	BAFC 2005-5
	4893	  	GSR 2007-HEL1
	10541	  	RFSC 2003-RM2
	10584	  	2003-WH30

 SCHEDULE II 

Underlying Documents 
 None 

 SCHEDULE III 

RETAINED SERVICING FEE PERCENTAGE 
  

									
	 From Month1
	  	To Month	 	  	Retained Fee	 
	 1
	  	 	3	  	  	 	20.75	  
	 4
	  	 	6	  	  	 	20.25	  
	 7
	  	 	9	  	  	 	20.00	  
	 10
	  	 	12	  	  	 	19.50	  
	 13
	  	 	15	  	  	 	19.50	  
	 16
	  	 	18	  	  	 	19.25	  
	 19
	  	 	21	  	  	 	19.00	  
	 22
	  	 	24	  	  	 	18.50	  
	 25
	  	 	27	  	  	 	18.50	  
	 28
	  	 	30	  	  	 	18.00	  
	 31
	  	 	33	  	  	 	18.00	  
	 34
	  	 	36	  	  	 	17.75	  
	 37
	  	 	39	  	  	 	17.75	  
	 40
	  	 	42	  	  	 	17.50	  
	 43
	  	 	45	  	  	 	17.00	  
	 46
	  	 	48	  	  	 	17.00	  
	 49
	  	 	51	  	  	 	17.00	  
	 52
	  	 	54	  	  	 	17.00	  
	 55
	  	 	57	  	  	 	17.00	  
	 58
	  	 	60	  	  	 	17.00	  
	 61
	  	 	63	  	  	 	17.00	  
	 64
	  	 	66	  	  	 	17.00	  
	 67
	  	 	69	  	  	 	17.00	  
	 70
	  	 	72	  	  	 	17.00	  

  

	1 	Starting with November 2013. 

 SCHEDULE IV 

TARGET RATIO SCHEDULE 
  

					
	 Month2
	  	Target Advance
Ratio	 
	 1
	  	 	3.57	% 
	 2
	  	 	3.53	% 
	 3
	  	 	3.48	% 
	 4
	  	 	3.44	% 
	 5
	  	 	3.40	% 
	 6
	  	 	3.35	% 
	 7
	  	 	3.31	% 
	 8
	  	 	3.27	% 
	 9
	  	 	3.23	% 
	 10
	  	 	3.19	% 
	 11
	  	 	3.15	% 
	 12
	  	 	3.11	% 
	 13
	  	 	3.07	% 
	 14
	  	 	3.03	% 
	 15
	  	 	2.99	% 
	 16
	  	 	2.96	% 
	 17
	  	 	2.92	% 
	 18
	  	 	2.88	% 
	 19
	  	 	2.85	% 
	 20
	  	 	2.81	% 
	 21
	  	 	2.78	% 
	 22
	  	 	2.74	% 
	 23
	  	 	2.71	% 
	 24
	  	 	2.67	% 
	 25
	  	 	2.64	% 
	 26
	  	 	2.61	% 
	 27
	  	 	2.57	% 
	 28
	  	 	2.54	% 
	 29
	  	 	2.51	% 
	 30
	  	 	2.48	% 
	 31
	  	 	2.45	% 
	 32
	  	 	2.42	% 
	 33
	  	 	2.39	% 

  

	2 	Starting with November 2013. 

					
	 34
	  	 	2.36	% 
	 35
	  	 	2.33	% 
	 36
	  	 	2.30	% 
	 37
	  	 	2.27	% 
	 38
	  	 	2.24	% 
	 39
	  	 	2.21	% 
	 40
	  	 	2.19	% 
	 41
	  	 	2.16	% 
	 42
	  	 	2.13	% 
	 43
	  	 	2.11	% 
	 44
	  	 	2.08	% 
	 45
	  	 	2.05	% 
	 46
	  	 	2.03	% 
	 47
	  	 	2.00	% 
	 48
	  	 	1.98	% 
	 49
	  	 	1.95	% 
	 50
	  	 	1.93	% 
	 51
	  	 	1.90	% 
	 52
	  	 	1.88	% 
	 53
	  	 	1.86	% 
	 54
	  	 	1.83	% 
	 55
	  	 	1.81	% 
	 56
	  	 	1.79	% 
	 57
	  	 	1.77	% 
	 58
	  	 	1.74	% 
	 59
	  	 	1.72	% 
	 60
	  	 	1.70	% 
	 61
	  	 	1.68	% 
	 62
	  	 	1.66	% 
	 63
	  	 	1.64	% 
	 64
	  	 	1.62	% 
	 65
	  	 	1.60	% 
	 66
	  	 	1.58	% 
	 67
	  	 	1.56	% 
	 68
	  	 	1.54	% 
	 69
	  	 	1.52	% 
	 70
	  	 	1.50	% 
	 71
	  	 	1.50	% 
	 72
	  	 	1.50	% 

 SCHEDULE V 

VALUATION PERCENTAGE 
  

							
	 Investor Number
	  	 Deal Name
	  	Purchase
Price (BPs)	 
	 2702
	  	Accredited Mortgage Loan Trust 2004-2	  	 	54.64	  
	 2708
	  	NMFT 2003-1	  	 	37.55	  
	 2712
	  	NMFT 2004-1	  	 	27.09	  
	 2714
	  	NMFT 2004-3	  	 	27.66	  
	 2941
	  	ABFC 2001-AQ1	  	 	(41.61	) 
	 2942
	  	ABFC 2002-SB1	  	 	(66.86	) 
	 2970
	  	C-BASS 1998-CB1	  	 	(174.27	) 
	 2974
	  	C-BASS 2001-CB4	  	 	(65.70	) 
	 2978
	  	C-BASS 2002-CB4	  	 	(15.12	) 
	 3047
	  	Equity One 2002-3	  	 	(15.30	) 
	 3049
	  	Equity One 2002-5	  	 	(20.67	) 
	 3051
	  	Equity One 2003-2	  	 	24.99	  
	 3053
	  	Equity One 2003-4	  	 	50.51	  
	 3054
	  	Equity One 2004-1	  	 	54.77	  
	 3057
	  	Equity One 2004-4	  	 	65.60	  
	 3059
	  	Equity One 2005-1	  	 	59.20	  
	 3063
	  	Equity One 2005-B	  	 	48.09	  
	 3064
	  	Equity One 2005-4	  	 	61.44	  
	 3068
	  	Equity One 2005-6	  	 	64.37	  
	 3069
	  	Equity One 2006-A	  	 	48.50	  
	 3086
	  	Fremont 2003-A	  	 	59.87	  
	 3089
	  	Fremont 2004-B	  	 	62.28	  
	 3168
	  	GSAMP Trust 2005-S2	  	 	(243.56	) 
	 3186
	  	HOMEGOLD 1999-1	  	 	(91.19	) 
	 3189
	  	LBMLT 2004-1	  	 	36.56	  
	 3190
	  	LBMLT 2004-3	  	 	38.89	  
	 3191
	  	LBMLT 2004-A	  	 	(181.90	) 
	 3198
	  	MLMI, 1999-H1	  	 	(42.98	) 
	 3199
	  	MLMI, Series 1998-GN3	  	 	(14.27	) 
	 3239
	  	CWABS 2002-05	  	 	—  	  

							
	 3240
	  	CWABS 2002-2	  	 	(10.79	) 
	 3242
	  	CWABS 2002-BC2	  	 	(8.33	) 
	 3246
	  	CWABS 2005-10	  	 	—  	  
	 3248
	  	CWABS 2005-8	  	 	—  	  
	 3249
	  	CWABS 2005-BC1	  	 	34.68	  
	 3250
	  	CWABS 2006-01	  	 	—  	  
	 3251
	  	CWABS 2006-9	  	 	—  	  
	 3252
	  	CWALT 2004-01_CWALT 2004-01T1	  	 	20.48	  
	 3254
	  	CWALT 2004-12CB	  	 	(52.91	) 
	 3255
	  	CWALT 2004-16CB	  	 	(23.90	) 
	 3256
	  	CWALT 2004-24CB	  	 	(19.02	) 
	 3257
	  	CWALT 2004-27CB	  	 	(25.43	) 
	 3258
	  	CWALT 2004-28CB	  	 	(21.67	) 
	 3259
	  	CWALT 2004-J1	  	 	170.25	  
	 3262
	  	CWALT 2004-J6	  	 	(48.79	) 
	 3265
	  	CWALT 2007-4CB	  	 	(15.38	) 
	 3268
	  	CWMBS 2002-17 ALT 2002-11	  	 	26.76	  
	 3269
	  	CWMBS 2002-20 ALT 2002-12	  	 	13.91	  
	 3270
	  	CWMBS 2002-24 ALT 2002-14	  	 	28.14	  
	 3271
	  	CWMBS 2002-33 ALT 2002-17	  	 	2.95	  
	 3272
	  	CWMBS 2002-35_CHL 2002-35	  	 	30.45	  
	 3278
	  	CWMBS 2003-05 ALT 2003-1T1	  	 	13.04	  
	 3279
	  	CWMBS 2003-09	  	 	27.93	  
	 3285
	  	CWMBS 2003-31 ALT 2003-13T1	  	 	32.68	  
	 3288
	  	CWMBS 2003-38 ALT 2003-17T2	  	 	23.22	  
	 3289
	  	CWMBS 2003-39_CHL 2003-39	  	 	32.03	  
	 3290
	  	CWMBS 2003-44_CHL 2003-44	  	 	6.90	  
	 3291
	  	CWMBS 2003-47 ALT 2003-19CB	  	 	(36.05	) 
	 3292
	  	CWMBS 2003-51 ALT 2003-20CB	  	 	(38.10	) 
	 3296
	  	CWMBS 2003-J2_CHL 2003-J2	  	 	41.64	  
	 3297
	  	CWMBS 2003-J5_CHL 2003-J5	  	 	18.08	  
	 3298
	  	CWMBS 2003-J6_CHL 2003-J6	  	 	37.33	  
	 3299
	  	CWMBS 2003-J7_CHL 2003-J7	  	 	23.86	  
	 3301
	  	CWMBS 2004-HYB6_CHL 2004-HYB6	  	 	48.97	  

							
	 3302
	  	CWMBS 2005-10_CHL 2005-10	  	 	17.88	  
	 3303
	  	CWMBS 2006-1_CHL 2006-1	  	 	96.68	  
	 3307
	  	Popular 2007-A	  	 	47.95	  
	 3313
	  	RAAC 2004-SP1	  	 	36.08	  
	 3316
	  	RAAC 2005-SP3	  	 	13.54	  
	 3317
	  	RAAC 2006-SP1	  	 	36.47	  
	 3331
	  	RALI 2003-QS7	  	 	(57.13	) 
	 3341
	  	RALI 2002-QS1	  	 	(8.01	) 
	 3345
	  	RALI 2003-QS14	  	 	(24.23	) 
	 3351
	  	RALI 2004-QS1	  	 	(44.63	) 
	 3355
	  	RALI 2004-QS3	  	 	(104.31	) 
	 3357
	  	RALI 2004-QS6	  	 	(47.28	) 
	 3368
	  	RAMP 2002-RP1	  	 	(57.86	) 
	 3369
	  	RAMP 2002-RP2	  	 	(98.66	) 
	 3370
	  	RAMP 2002-RS1	  	 	23.46	  
	 3375
	  	RAMP 2004-RP1	  	 	30.73	  
	 3383
	  	RAMP 2005-SL1	  	 	31.60	  
	 3393
	  	RAMP/RFSC 2001-RM2	  	 	(87.73	) 
	 3394
	  	RFMSI 2003-S4	  	 	70.52	  
	 3396
	  	RFMSI 2004-S5	  	 	40.86	  
	 3398
	  	RFMSI 2005-S4	  	 	69.76	  
	 3405
	  	SBMSI 2001-1	  	 	(33.68	) 
	 3407
	  	SBMSI 2002-WMC1	  	 	(9.66	) 
	 3457
	  	Equity One 1998-1	  	 	(25.23	) 
	 3461
	  	Equity One 2002-2	  	 	(8.83	) 
	 3462
	  	Equity One 2003-1	  	 	7.83	  
	 3463
	  	Equity One 2004-2	  	 	51.55	  
	 3465
	  	Equity One 2005-A	  	 	53.33	  
	 3467
	  	Equity One 2006-B	  	 	43.92	  
	 3499
	  	Golden National GNABS 98 GN1	  	 	(6.13	) 
	 3500
	  	Golden Nat’l Series 1998-GN2	  	 	(90.08	) 
	 3539
	  	WMALT 2005-6	  	 	12.56	  
	 3540
	  	WMALT 2005-7	  	 	(17.64	) 
	 3541
	  	WMALT 2005-8	  	 	12.29	  

							
	 3542
	  	WMALT 2005-9	  	 	6.02	  
	 3543
	  	WMALT 2007-01	  	 	20.90	  
	 3574
	  	Nomura 2007-S2	  	 	(71.47	) 
	 3576
	  	CSFB 2004-FRE1	  	 	35.62	  
	 3776
	  	MSMLT 2006-13ARX	  	 	8.53	  
	 3780
	  	MSMLT 2007-6XS	  	 	9.58	  
	 3786
	  	MSM 2006-17XS	  	 	9.10	  
	 3794
	  	NMFT 2002-3	  	 	10.11	  
	 3795
	  	MSM 2006-16AX	  	 	27.69	  
	 3798
	  	NMFT 2005-2	  	 	29.99	  
	 3800
	  	NMFT 2005-4	  	 	36.64	  
	 3805
	  	NMI 2006-6	  	 	16.02	  
	 3811
	  	MSM 2007-12	  	 	47.17	  
	 3843
	  	SASCO 2002-9	  	 	(28.83	) 
	 3844
	  	Saxon 99-2	  	 	(19.33	) 
	 3848
	  	Saxon 00-2	  	 	(46.93	) 
	 3851
	  	Saxon 01-1	  	 	(40.72	) 
	 3852
	  	Saxon 01-2	  	 	(24.94	) 
	 3875
	  	Thornburg Mortgage Securities	  	 	65.93	  
	 3879
	  	Sequoia Mortgage Trust	  	 	36.76	  
	 10645
	  	RAMP 2004-RS7	  	 	51.45	  
	 10648
	  	RAMP 2004-RZ2	  	 	31.22	  
	 10695
	  	RAMP 2005-EFC7	  	 	64.22	  
	 10708
	  	RAMP 2005-NC1	  	 	62.82	  
	 10840
	  	RAMP 2005-RS9	  	 	52.73	  
	 10442
	  	RASC 2001-KS1	  	 	10.24	  
	 10601
	  	RASC 2004-KS7	  	 	35.39	  
	 10603
	  	RASC 2004-KS9	  	 	28.59	  
	 10876
	  	RASC 2007-EMX1	  	 	57.47	  
	 10882
	  	RFMSI 2005-S2	  	 	41.97	  
	 10887
	  	RFMSI 2005-S7	  	 	38.55	  
	 4975
	  	Citigroup Mortgage Loan Trust Inc.	  	 	10.73	  
	 4709
	  	MARM 2004-5	  	 	42.96	  
	 4715
	  	MARM 2005-2	  	 	43.19	  

							
	 4543
	  	MALT 2004-12	  	 	44.01	  
	 4712
	  	MARM 2004-8	  	 	33.92	  
	 4695
	  	FNBA 2004-AR1	  	 	43.30	  
	 4713
	  	MARM 2004-9	  	 	41.65	  
	 4704
	  	MARM 2004-14	  	 	14.49	  
	 4702
	  	MARM 2004-11	  	 	44.27	  
	 5145
	  	MARM 2005-3	  	 	—  	  
	 4546
	  	MALT 2004-3	  	 	0.72	  
	 4730
	  	MASTR 2003-6	  	 	33.41	  
	 4545
	  	MALT 2004-2	  	 	8.47	  
	 4874
	  	BSALTA 2005-3	  	 	35.55	  
	 4554
	  	MALT 2005-2	  	 	13.81	  
	 4544
	  	MALT 2004-13	  	 	12.03	  
	 42544
	  	2011-NC8	  	 	32.20	  
	 4555
	  	MALT 2005-3	  	 	15.41	  
	 5152
	  	RBSGC 2005-A	  	 	—  	  
	 4716
	  	MARM 2005-6	  	 	46.73	  
	 4707
	  	MARM 2004-3	  	 	15.62	  
	 41014
	  	Wells Fargo Corporate Trust Services	  	 	57.66	  
	 4717
	  	MARM 2005-7	  	 	45.55	  
	 4531
	  	MALT 2002-3	  	 	9.09	  
	 4696
	  	MANA 2007-A2	  	 	17.22	  
	 4680
	  	SEQ 2004-7	  	 	39.78	  
	 42644
	  	Private—Other	  	 	45.30	  
	 4885
	  	GSAA 2005-9	  	 	13.47	  
	 4530
	  	MALT 2002-2	  	 	(32.14	) 
	 4757
	  	CMLTI 2005-3	  	 	18.36	  
	 4802
	  	Wells Fargo Bank, N.A.	  	 	0.91	  
	 4706
	  	MARM 2004-2	  	 	30.70	  
	 5053
	  	2004-WH14	  	 	24.03	  
	 4640
	  	Bayview 2007-B	  	 	(129.46	) 
	 4710
	  	MARM 2004-6	  	 	45.42	  
	 4705
	  	MARM 2004-15	  	 	33.65	  
	 4553
	  	MALT 2005-1	  	 	13.99	  

							
	 4708
	  	MARM 2004-4	  	 	38.77	  
	 4759
	  	CMLTI 2006-AR3	  	 	(1.17	) 
	 4736
	  	MASTR 2004-3	  	 	29.70	  
	 42249
	  	Amalgamated Bank	  	 	52.28	  
	 41494
	  	BART 2005-11	  	 	51.56	  
	 4732
	  	MASTR 2003-9	  	 	13.07	  
	 4556
	  	MALT 2005-4	  	 	28.18	  
	 4678
	  	SEQ 2004-5	  	 	38.30	  
	 4535
	  	MALT 2003-5	  	 	25.50	  
	 4542
	  	MALT 2004-11	  	 	12.75	  
	 4778
	  	DBALT 2005-AR2	  	 	28.62	  
	 42643
	  	Private—Other	  	 	55.94	  
	 4747
	  	NAAC 2005-AP2	  	 	(43.22	) 
	 4641
	  	Bayview 2008-A	  	 	(55.20	) 
	 5160
	  	Bank of America, N.A.	  	 	39.62	  
	 4549
	  	MALT 2004-6	  	 	35.95	  
	 4536
	  	MALT 2003-6	  	 	20.74	  
	 4940
	  	SASCO 2004-18H	  	 	(1.51	) 
	 4870
	  	BSALTA 2004-12	  	 	(23.75	) 
	 4741
	  	MASTR 2004-9	  	 	41.12	  
	 40235
	  	1999-D	  	 	44.33	  
	 4896
	  	HVMLT 2004-10	  	 	43.15	  
	 4692
	  	DMSI 2004-2	  	 	29.22	  
	 5135
	  	2004-NC ARM 6	  	 	11.70	  
	 4755
	  	PRIME 2006-1	  	 	(17.05	) 
	 4758
	  	CMLTI 2005-5	  	 	24.68	  
	 4644
	  	ARMT 2005-10	  	 	37.50	  
	 40360
	  	The Bank Of New York Mellon	  	 	7.16	  
	 4787
	  	Capstead Mortgage Corporation	  	 	14.77	  
	 4973
	  	Credit Suisse First Boston	  	 	28.51	  
	 4711
	  	MARM 2004-7	  	 	11.13	  
	 40365
	  	The Bank Of New York Mellon	  	 	31.84	  
	 4642
	  	ARMT 2004-5	  	 	16.12	  
	 4756
	  	CMLTI 2004-HYB4	  	 	30.34	  

							
	 4685
	  	SEQ 2005-3	  	 	43.33	  
	 40528
	  	Amalgamated Bank	  	 	39.30	  
	 4683
	  	SEQ 2005-1	  	 	41.59	  
	 5144
	  	CMLTI 2005-1	  	 	—  	  
	 4878
	  	BSART 2002-11	  	 	(2.71	) 
	 4557
	  	MALT 2005-5	  	 	23.10	  
	 41401
	  	CSFB 2005-8	  	 	59.92	  
	 4629
	  	BAFC 2007-3	  	 	34.40	  
	 5052
	  	2004-WH11	  	 	22.38	  
	 4895
	  	HVMLT 2003-1	  	 	(2.63	) 
	 4643
	  	ARMT 2005-1	  	 	(5.69	) 
	 5048
	  	2003-WH23	  	 	32.44	  
	 4800
	  	Wells Fargo Corporate Trust Services	  	 	32.29	  
	 41465
	  	Citizens Bank	  	 	35.93	  
	 4551
	  	MALT 2004-8	  	 	0.30	  
	 4887
	  	GSR 2005-5F	  	 	24.11	  
	 4872
	  	BSALTA 2004-6	  	 	(6.50	) 
	 4415
	  	ZUNI 2006-OA1	  	 	36.45	  
	 4153
	  	CMLTI 2007-SHL1	  	 	23.80	  
	 4417
	  	HSBC BANK USA	  	 	53.62	  
	 4258
	  	OOMLT 2000-1	  	 	69.23	  
	 4190
	  	HALO 2007-AR1	  	 	(4.24	) 
	 3868
	  	RAYMOND JAMES	  	 	24.51	  
	 4433
	  	DB STRUCTURED PRODUCTS	  	 	7.17	  
	 4254
	  	OMAC 2005-2	  	 	52.35	  
	 4019
	  	AHMIT 2004-1	  	 	26.83	  
	 3914
	  	CITIZENS BANK	  	 	26.22	  
	 4470
	  	LEHMAN BROTHERS BANK WAREHOUSE (BNC)	  	 	—  	  
	 4460
	  	FMT 2003-7	  	 	(27.20	) 
	 4468
	  	BNC/LEHMAN NEW	  	 	—  	  
	 3896
	  	KNBY	  	 	33.20	  
	 3537
	  	CSFB 2003-10	  	 	17.88	  
	 4038
	  	AMRESCO 1997-2	  	 	(59.27	) 
	 4248
	  	MSML 2006-6AR	  	 	16.68	  

							
	 4366
	  	SASCO 2004-SC1	  	 	(76.54	) 
	 4212
	  	HVMLT 2007-6	  	 	24.26	  
	 3538
	  	WAMU 2003-S3	  	 	16.80	  
	 4253
	  	OMAC 2005-1	  	 	51.81	  
	 3867
	  	E*TRADE	  	 	25.15	  
	 4377
	  	SASCO 2006-GEL3	  	 	16.61	  
	 4206
	  	HOMESTAR 2004-6	  	 	55.62	  
	 3508
	  	PNCMS 1999-10	  	 	(52.35	) 
	 3501
	  	MGIC INVESTOR SERVICES CORP.	  	 	(41.30	) 
	 4449
	  	REDDING BANK OF COMMERCE	  	 	(43.75	) 
	 4383
	  	SBMS 1996-5	  	 	(8.65	) 
	 3873
	  	WASHINGTON MUTUAL SEC. CORP.	  	 	28.80	  
	 4203
	  	HOMESTAR 2004-3	  	 	66.51	  
	 4388
	  	SBMS 1998-OPT2	  	 	(56.26	) 
	 4205
	  	HOMESTAR 2004-5	  	 	69.16	  
	 4445
	  	MRF ILLINOIS ONE, LLC	  	 	(54.39	) 
	 4201
	  	HOMESTAR 2004-1	  	 	23.31	  
	 3869
	  	CHARLES SCHWAB	  	 	18.38	  
	 4097
	  	ARC 2001-BC1	  	 	(19.71	) 
	 4259
	  	OOMLT 2000-5	  	 	(24.53	) 
	 4225
	  	MALT 2006-3	  	 	(9.39	) 
	 3547
	  	CHASE MANHATTAN MTG. CORP.	  	 	(89.54	) 
	 4346
	  	SAIL 2005-1	  	 	99.76	  
	 4387
	  	SBMS 1998-OPT1	  	 	(53.06	) 
	 3516
	  	ACE 2005-SN1	  	 	(61.33	) 
	 3727
	  	MASTR 2006-WMC4	  	 	—  	  
	 3725
	  	MASTR 2006-WMC3	  	 	—  	  
	 10752
	  	CMLTI 2007-SHL1	  	 	—  	  
	 5286
	  	DBALT 2007-3	  	 	—  	  
	 10025
	  	DBALT 2006-AR2	  	 	24.03	  
	 10771
	  	2005-WH32	  	 	27.24	  
	 10688
	  	BAFC 2005-8	  	 	74.66	  
	 4502
	  	SAIL 2003-BC11 SSA	  	 	101.64	  
	 10686
	  	BAFC 2005-5	  	 	70.72	  
	 4893
	  	GSR 2007-HEL1	  	 	(93.27	) 
	 10541
	  	RFSC 2003-RM2	  	 	40.60	  
	 10584
	  	2003-WH30	  	 	80.64	  

 SCHEDULE VI 

AMORTIZATION PERCENTAGE 
  

					
	 Month3
	  	Percentage	 
	 1
	  	 	100.00	% 
	 2
	  	 	98.80	% 
	 3
	  	 	97.60	% 
	 4
	  	 	96.40	% 
	 5
	  	 	95.30	% 
	 6
	  	 	94.20	% 
	 7
	  	 	93.10	% 
	 8
	  	 	92.00	% 
	 9
	  	 	90.90	% 
	 10
	  	 	89.90	% 
	 11
	  	 	88.90	% 
	 12
	  	 	87.80	% 
	 13
	  	 	86.80	% 
	 14
	  	 	85.80	% 
	 15
	  	 	84.90	% 
	 16
	  	 	83.90	% 
	 17
	  	 	83.00	% 
	 18
	  	 	82.00	% 
	 19
	  	 	81.10	% 
	 20
	  	 	80.20	% 
	 21
	  	 	79.30	% 
	 22
	  	 	78.40	% 
	 23
	  	 	77.50	% 
	 24
	  	 	76.60	% 
	 25
	  	 	75.70	% 
	 26
	  	 	74.90	% 
	 27
	  	 	74.00	% 
	 28
	  	 	73.20	% 
	 29
	  	 	72.40	% 
	 30
	  	 	71.60	% 
	 31
	  	 	70.80	% 
	 32
	  	 	70.00	% 
	 33
	  	 	69.20	% 

  

	3 	Starting with November 2013. 

					
	 34
	  	 	68.40	% 
	 35
	  	 	67.60	% 
	 36
	  	 	66.80	% 
	 37
	  	 	66.10	% 
	 38
	  	 	65.40	% 
	 39
	  	 	64.60	% 
	 40
	  	 	63.90	% 
	 41
	  	 	63.20	% 
	 42
	  	 	62.50	% 
	 43
	  	 	61.80	% 
	 44
	  	 	61.10	% 
	 45
	  	 	60.50	% 
	 46
	  	 	59.80	% 
	 47
	  	 	59.10	% 
	 48
	  	 	58.50	% 
	 49
	  	 	57.80	% 
	 50
	  	 	57.20	% 
	 51
	  	 	56.60	% 
	 52
	  	 	55.90	% 
	 53
	  	 	55.30	% 
	 54
	  	 	54.70	% 
	 55
	  	 	54.10	% 
	 56
	  	 	53.50	% 
	 57
	  	 	52.90	% 
	 58
	  	 	52.30	% 
	 59
	  	 	51.70	% 
	 60
	  	 	51.20	% 
	 61
	  	 	50.60	% 
	 62
	  	 	50.00	% 
	 63
	  	 	49.50	% 
	 64
	  	 	48.90	% 
	 65
	  	 	48.40	% 
	 66
	  	 	47.90	% 
	 67
	  	 	47.30	% 
	 68
	  	 	46.80	% 
	 69
	  	 	46.30	% 
	 70
	  	 	45.80	% 
	 71
	  	 	45.30	% 
	 72
	  	 	44.80	%EX-10.2

 Exhibit 10.2 
  

 
  

SUBSERVICING SUPPLEMENT 

dated as of October 25, 2013 

between 
 OCWEN LOAN
SERVICING, LLC 
 and 

HLSS HOLDINGS, LLC 
  

 
  

 CONTENTS 
  

							
	Clause	 	 	  	Page	 
			
	 ARTICLE I.
	 	 DEFINITIONS
	  	 	1	  
			
	 1.1
	 	Definitions	  	 	1	  
			
	 ARTICLE II.
	 	 SUBSERVICING
	  	 	3	  
			
	 2.1
	 	Engagement as Subservicer	  	 	3	  
			
	 2.2
	 	Servicing Transfer Procedures	  	 	3	  
			
	 2.3
	 	Reference to Master Subservicing Agreement	  	 	3	  
			
	 ARTICLE III.
	 	 SERVICING FEES
	  	 	3	  
			
	 3.1
	 	Base Subservicing Fee	  	 	3	  
			
	 3.2
	 	Performance Fee	  	 	4	  
			
	 ARTICLE IV.
	 	 MISCELLANEOUS
	  	 	4	  
			
	 4.1
	 	Incorporation	  	 	4	  
			
	 4.2
	 	Third Party Beneficiaries	  	 	4	  

  

			
	SCHEDULE I	 	Servicing Agreements
	SCHEDULE II	 	Retained Servicing Fee Percentage
	SCHEDULE III	 	Target Ratio Schedule

 SUBSERVICING SUPPLEMENT 

This SUBSERVICING SUPPLEMENT, dated as of October 25, 2013 (this “Subservicing Supplement”), is by and between HLSS
HOLDINGS, LLC, a Delaware limited liability company (“Servicer”), and OCWEN LOAN SERVICING, LLC, a Delaware limited liability company (“Ocwen”). 

RECITALS: 
 WHEREAS, as of
the applicable Servicing Transfer Date (as defined herein), Servicer will become the servicer of certain Mortgage Loans (as defined in the Master Subservicing Agreement) pursuant to the terms of those certain pooling and servicing agreements or
other servicing agreements listed in Schedule I hereto; and 
 WHEREAS, Servicer and Ocwen are parties to that certain Master
Subservicing Agreement dated as of October 1, 2012 (the “Master Subservicing Agreement”); and 
 WHEREAS, Servicer
desires to engage Ocwen to act as subservicer with respect to the Mortgage Loans relating to those pooling and servicing agreements or other servicing agreements listed in Schedule I hereto, as of the applicable Servicing Transfer Date (as
defined herein), and Ocwen desires to act as subservicer with respect to the Mortgage Loans relating to those pooling and servicing agreements or other servicing agreements, on the terms set forth in the Master Subservicing Agreement, as
supplemented by this Subservicing Supplement. 
 NOW, THEREFORE, in consideration of the premises and mutual agreements hereinafter set
forth and other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, and intending to be legally bound hereby, Servicer and Ocwen agree as follows: 

ARTICLE I. 

DEFINITIONS. 
 1.1
Definitions. (a) For purposes of this Subservicing Supplement, the following capitalized terms shall have the respective meanings set forth or referenced below. 

“Base Subservicing Fee” has the meaning set forth in Section 3.1. 

“Deferred Servicing Agreement” has the meaning set forth in the Sale Supplement. 

“Excess Servicing Advances” shall mean, for any calendar month, the amount, if any, by which the outstanding Servicing
Advances with respect to the Servicing Agreements as of the last day of such calendar month exceeds an amount equal to (a) the Target Ratio for such calendar month multiplied by (b) the unpaid principal balance of the Mortgage Loans
subject to the Servicing Agreements as of the last day of such calendar month. 

  
 Subservicing
Supplement 

 “Monthly Servicing Fee” shall mean, for each calendar month, the sum of the Base
Subservicing Fee for such calendar month and the Seller Monthly Servicing Fee (as defined in the Sale Supplement) for such calendar month. 

“Performance Fee” has the meaning set forth in Section 3.2. 

“Retained Servicing Fee” shall mean, for any calendar month, an amount equal to the sum of (a) the product of the
Retained Servicing Fee Percentage for such calendar month and the average unpaid principal balance of all Mortgage Loans subject to the Subject Servicing Agreements and the Deferred Servicing Agreements during such calendar month, and (b) the
Retained Servicing Fee Shortfall, if any, for the immediately prior calendar month. 
 “Retained Servicing Fee Percentage”
shall mean, for any calendar month, the percentage set forth on Schedule II to this Subservicing Supplement. 
 “Retained
Servicing Fee Shortfall” shall mean, for any calendar month, beginning in November 2013, an amount equal to the excess, if any, of (a) the Retained Servicing Fee for such calendar month over (b) the excess, if any, of (x) the
aggregate Servicing Fees actually received by Servicer pursuant to the Subject Servicing Agreements and with respect to the Deferred Servicing Agreements during such calendar month (whether directly pursuant to such Subject Servicing Agreement or
pursuant to Sale Supplement, as applicable) over (y) the Monthly Servicing Fee for such calendar month. 
 “Sale
Supplement” shall mean that certain Sale Supplement, dated as of the date hereof, between Servicer and Home Loan Servicing Solutions, Ltd., as Purchasers, and Ocwen, as Seller, as the same may be amended, supplemented or otherwise modified
from time to time. 
 “Scheduled Termination Date” means, with respect to each Subject Servicing Agreement serviced
pursuant to this Subservicing Supplement, the date which is six (6) years after the closing date of the initial acquisition of assets pursuant to the Sale Supplement. 

“Servicing Agreement” shall mean each of the pooling and servicing agreements or other servicing agreements listed in
Schedule I hereto. 
 “Servicing Fees” shall mean, with respect to any Servicing Agreement, the servicing fees
payable to Servicer and Home Loan Servicing Solutions, Ltd. under the Sale Supplement and the Subject Servicing Agreements, including each “servicing fee” payable based on a percentage of the outstanding principal balance of the
Mortgage Loans serviced pursuant to such Servicing Agreement, but excluding any Ancillary Income, Prepayment Interest Excess or any amounts earned in connection with the investment of funds in the related Custodial Accounts and Escrow Accounts. 

“Servicing Transfer Date” shall have the meaning specified in the Sale Supplement. 

“Subject Servicing Agreement” shall mean, as of any date of determination, each Servicing Agreement with respect to which the
Servicing Transfer Date has occurred on or prior to such date and with respect to which the Subservicing Termination Date has not occurred on or prior to such date. 

  
 Subservicing
Supplement 

 “Target Ratio” for each calendar month shall mean the amount specified in
Schedule III with respect to such month. 
 (b) Any capitalized term used but not defined in this Subservicing Supplement shall have
the meaning assigned to such term in the Master Subservicing Agreement. 
 ARTICLE II. 

SUBSERVICING 
 2.1
Engagement as Subservicer. Servicer hereby engages Ocwen to act as subservicer, and Ocwen agrees to act as subservicer, with respect to the Mortgage Loans relating to those certain pooling and servicing agreements or other servicing
agreements listed in Schedule I hereto (the “Subject Servicing Agreements”) pursuant to the terms of the Master Subservicing Agreement, as supplement by this Subservicing Supplement, on and after the related Servicing
Transfer Date for such Subject Servicing Agreement. Except as set forth in this Subservicing Supplement or the Master Subservicing Agreement, Ocwen further agrees to be responsible for performing all of the duties and obligations of Servicer and its
subservicers under each Subject Servicing Agreement, and to meet any standards and fulfill any requirements applicable to Servicer or its subservicer under each Subject Servicing Agreement on and after the related Servicing Transfer Date. 

2.2 Servicing Transfer Procedures. Servicer and Ocwen each covenant and agree to following the Servicing Transfer Procedures agreed
pursuant to the Sale Supplement with respect to each Subject Servicing Agreement. 
 2.3 Reference to Master Subservicing Agreement.
Each of Servicer and Subservicer agrees that (a) this Subservicing Supplement is a “Subservicing Supplement” executed pursuant to Section 2.1 of the Master Subservicing Agreement, (b) the terms of this
Subservicing Supplement are hereby incorporated into the Master Subservicing Agreement with respect to the Subject Servicing Agreements and the related Mortgage Loans to the extent set forth therein, (c) each of the Subject Servicing Agreements
listed in Schedule I is a “Subject Servicing Agreement” as such term is used in the Master Subservicing Agreement on and after the related Servicing Transfer Date, and (d) the terms of this Subservicing Supplement apply to the
Subject Servicing Agreements specified herein and not to any other “Subject Servicing Agreement” as that term is used in the Master Subservicing Agreement. In the event of any conflict between the provisions of this Subservicing Supplement
and the Master Subservicing Agreement, the terms of this Subservicing Supplement shall prevail. 
 ARTICLE III. 

SERVICING FEES 
 3.1
Base Subservicing Fee. As compensation for its services with respect to the Subject Servicing Agreements, Servicer shall pay Ocwen a monthly base subservicing fee for each calendar month during which Ocwen is servicing Mortgage Loans with
respect to Subject Servicing Agreements pursuant to this Subservicing Supplement equal to 12.00% of the aggregate Servicing Fees actually received by Servicer and Home Loan Servicing Solutions, Ltd. pursuant to the Subject Servicing Agreements
during such calendar month (the “Base Subservicing Fee”). 

  
 Subservicing
Supplement 

 3.2 Performance Fee. Servicer shall pay to Ocwen for each calendar month during which
Ocwen is servicing Mortgage Loans with respect to Subject Servicing Agreements pursuant to this Subservicing Supplement a performance fee (the “Performance Fee”) equal to the greater of (a) zero and (b) the excess, if any,
of the aggregate of all Servicing Fees actually received by Servicer pursuant to the Subject Servicing Agreements and with respect to the Deferred Servicing Agreements during such calendar month (whether directly pursuant to such Subject Servicing
Agreement or pursuant to the Sale Supplement, as applicable) over the sum of (i) the Monthly Servicing Fee for such calendar month and (ii) the Retained Servicing Fee for such calendar month, multiplied by (y) a fraction, (i) the
numerator of which is the average unpaid principal balance of all Mortgage Loans subject to the Subject Servicing Agreements during such calendar month and (ii) the denominator of which is equal to the sum of the average unpaid principal
balance of all Mortgage Loans subject to the Deferred Servicing Agreements during such calendar month and the average unpaid principal balance of all Mortgage Loans subject to the Subject Servicing Agreements during such calendar month, or such
other allocation percentage which is agreed by Servicer and Ocwen (the “Allocation Percentage”). The Performance Fee, if any, for any calendar month will be reduced by 3.00% per annum (i.e., 0.25% per month) of the Excess
Servicing Advances, if any, for such calendar month multiplied by the Allocation Percentage, and the amount of any such reduction in the Performance Fee shall be retained by Servicer. If the Closing Date does not occur on the first day of a calendar
month, the Performance Fee for the period from the Closing Date to the last of the calendar month in which the Closing Date occurs shall be calculated in a pro rata manner based on the number of days in such period. 

ARTICLE IV. 

MISCELLANEOUS 
 4.1
Incorporation. The provisions of Article 10 of the Master Subservicing Agreement are hereby incorporated into this Subservicing Supplement by reference, mutatis mutandis, as if its provisions were fully set forth herein. 

4.2 Third Party Beneficiaries. Ocwen and Servicer each acknowledges and agrees that the indenture trustee, on behalf of the holders of
related notes, with respect to any Servicing Advance Facility pursuant to which Servicer has transferred Servicer Advances made pursuant to a Servicing Agreement is an express third party beneficiary of this Subservicing Supplement and the
Subservicing Agreement solely with respect to the Servicing Agreements related to such Servicing Advance Facility. 
 [Signature Page
Follows] 

  
 Subservicing
Supplement 

 IN WITNESS WHEREOF, the parties hereto have caused this Subservicing Supplement to be executed
and delivered as of the date first above written. 
  

					
	HLSS HOLDINGS, LLC
			
		 	By:	 	 /s/ James E. Lauter

		 	Name: James E. Lauter
		 	Title: Senior Vice President and CFO
	
	OCWEN LOAN SERVICING, LLC
			
		 	By:	 	 /s/ Richard L. Cooperstein

		 	Name: Richard L. Cooperstein
		 	Title: Treasurer

  
 Subservicing
Supplement 

 SCHEDULE I 

SERVICING AGREEMENTS 
  

			
	 Investor Number
	 	 Deal Name

	2702	 	Accredited Mortgage Loan Trust 2004-2
	2708	 	NMFT 2003-1
	2712	 	NMFT 2004-1
	2714	 	NMFT 2004-3
	2941	 	ABFC 2001-AQ1
	2942	 	ABFC 2002-SB1
	2970	 	C-BASS 1998-CB1
	2974	 	C-BASS 2001-CB4
	2978	 	C-BASS 2002-CB4
	3047	 	Equity One 2002-3
	3049	 	Equity One 2002-5
	3051	 	Equity One 2003-2
	3053	 	Equity One 2003-4
	3054	 	Equity One 2004-1
	3057	 	Equity One 2004-4
	3059	 	Equity One 2005-1
	3063	 	Equity One 2005-B
	3064	 	Equity One 2005-4
	3068	 	Equity One 2005-6
	3069	 	Equity One 2006-A
	3086	 	Fremont 2003-A
	3089	 	Fremont 2004-B
	3168	 	GSAMP Trust 2005-S2
	3186	 	HOMEGOLD 1999-1
	3189	 	LBMLT 2004-1
	3190	 	LBMLT 2004-3
	3191	 	LBMLT 2004-A
	3198	 	MLMI, 1999-H1
	3199	 	MLMI, Series 1998-GN3
	3239	 	CWABS 2002-05
	3240	 	CWABS 2002-2
	3242	 	CWABS 2002-BC2
	3246	 	CWABS 2005-10
	3248	 	CWABS 2005-8
	3249	 	CWABS 2005-BC1
	3250	 	CWABS 2006-01
	3251	 	CWABS 2006-9
	3252	 	CWALT 2004-01_CWALT 2004-01T1
	3254	 	CWALT 2004-12CB
	3255	 	CWALT 2004-16CB
	3256	 	CWALT 2004-24CB

  
 Sch I-1 

			
	3257	 	CWALT 2004-27CB
	3258	 	CWALT 2004-28CB
	3259	 	CWALT 2004-J1
	3262	 	CWALT 2004-J6
	3265	 	CWALT 2007-4CB
	3268	 	CWMBS 2002-17 ALT 2002-11
	3269	 	CWMBS 2002-20 ALT 2002-12
	3270	 	CWMBS 2002-24 ALT 2002-14
	3271	 	CWMBS 2002-33 ALT 2002-17
	3272	 	CWMBS 2002-35_CHL 2002-35
	3278	 	CWMBS 2003-05 ALT 2003-1T1
	3279	 	CWMBS 2003-09
	3285	 	CWMBS 2003-31 ALT 2003-13T1
	3288	 	CWMBS 2003-38 ALT 2003-17T2
	3289	 	CWMBS 2003-39_CHL 2003-39
	3290	 	CWMBS 2003-44_CHL 2003-44
	3291	 	CWMBS 2003-47 ALT 2003-19CB
	3292	 	CWMBS 2003-51 ALT 2003-20CB
	3296	 	CWMBS 2003-J2_CHL 2003-J2
	3297	 	CWMBS 2003-J5_CHL 2003-J5
	3298	 	CWMBS 2003-J6_CHL 2003-J6
	3299	 	CWMBS 2003-J7_CHL 2003-J7
	3301	 	CWMBS 2004-HYB6_CHL 2004-HYB6
	3302	 	CWMBS 2005-10_CHL 2005-10
	3303	 	CWMBS 2006-1_CHL 2006-1
	3307	 	Popular 2007-A
	3313	 	RAAC 2004-SP1
	3316	 	RAAC 2005-SP3
	3317	 	RAAC 2006-SP1
	3331	 	RALI 2003-QS7
	3341	 	RALI 2002-QS1
	3345	 	RALI 2003-QS14
	3351	 	RALI 2004-QS1
	3355	 	RALI 2004-QS3
	3357	 	RALI 2004-QS6
	3368	 	RAMP 2002-RP1
	3369	 	RAMP 2002-RP2
	3370	 	RAMP 2002-RS1
	3375	 	RAMP 2004-RP1
	3383	 	RAMP 2005-SL1
	3393	 	RAMP/RFSC 2001-RM2
	3394	 	RFMSI 2003-S4
	3396	 	RFMSI 2004-S5
	3398	 	RFMSI 2005-S4
	3405	 	SBMSI 2001-1
	3407	 	SBMSI 2002-WMC1
	3457	 	Equity One 1998-1
	3461	 	Equity One 2002-2
	3462	 	Equity One 2003-1

  
 Sch I-2 

			
	3463	 	Equity One 2004-2
	3465	 	Equity One 2005-A
	3467	 	Equity One 2006-B
	3499	 	Golden National GNABS 98 GN1
	3500	 	Golden Nat’l Series 1998-GN2
	3539	 	WMALT 2005-6
	3540	 	WMALT 2005-7
	3541	 	WMALT 2005-8
	3542	 	WMALT 2005-9
	3543	 	WMALT 2007-01
	3574	 	Nomura 2007-S2
	3576	 	CSFB 2004-FRE1
	3776	 	MSMLT 2006-13ARX
	3780	 	MSMLT 2007-6XS
	3786	 	MSM 2006-17XS
	3794	 	NMFT 2002-3
	3795	 	MSM 2006-16AX
	3798	 	NMFT 2005-2
	3800	 	NMFT 2005-4
	3805	 	NMI 2006-6
	3811	 	MSM 2007-12
	3843	 	SASCO 2002-9
	3844	 	Saxon 99-2
	3848	 	Saxon 00-2
	3851	 	Saxon 01-1
	3852	 	Saxon 01-2
	3875	 	Thornburg Mortgage Securities
	3879	 	Sequoia Mortgage Trust
	10645	 	RAMP 2004-RS7
	10648	 	RAMP 2004-RZ2
	10695	 	RAMP 2005-EFC7
	10708	 	RAMP 2005-NC1
	10840	 	RAMP 2005-RS9
	10442	 	RASC 2001-KS1
	10601	 	RASC 2004-KS7
	10603	 	RASC 2004-KS9
	10876	 	RASC 2007-EMX1
	10882	 	RFMSI 2005-S2
	10887	 	RFMSI 2005-S7
	4975	 	Citigroup Mortgage Loan Trust Inc.
	4709	 	MARM 2004-5
	4715	 	MARM 2005-2
	4543	 	MALT 2004-12
	4712	 	MARM 2004-8
	4695	 	FNBA 2004-AR1
	4713	 	MARM 2004-9
	4704	 	MARM 2004-14
	4702	 	MARM 2004-11
	5145	 	MARM 2005-3

  
 Sch I-3 

			
	4546	 	MALT 2004-3
	4730	 	MASTR 2003-6
	4545	 	MALT 2004-2
	4874	 	BSALTA 2005-3
	4554	 	MALT 2005-2
	4544	 	MALT 2004-13
	42544	 	2011-NC8
	4555	 	MALT 2005-3
	5152	 	RBSGC 2005-A
	4716	 	MARM 2005-6
	4707	 	MARM 2004-3
	41014	 	Wells Fargo Corporate Trust Services
	4717	 	MARM 2005-7
	4531	 	MALT 2002-3
	4696	 	MANA 2007-A2
	4680	 	SEQ 2004-7
	42644	 	Private—Other
	4885	 	GSAA 2005-9
	4530	 	MALT 2002-2
	4757	 	CMLTI 2005-3
	4802	 	Wells Fargo Bank, N.A.
	4706	 	MARM 2004-2
	5053	 	2004-WH14
	4640	 	Bayview 2007-B
	4710	 	MARM 2004-6
	4705	 	MARM 2004-15
	4553	 	MALT 2005-1
	4708	 	MARM 2004-4
	4759	 	CMLTI 2006-AR3
	4736	 	MASTR 2004-3
	42249	 	Amalgamated Bank
	41494	 	BART 2005-11
	4732	 	MASTR 2003-9
	4556	 	MALT 2005-4
	4678	 	SEQ 2004-5
	4535	 	MALT 2003-5
	4542	 	MALT 2004-11
	4778	 	DBALT 2005-AR2
	42643	 	Private—Other
	4747	 	NAAC 2005-AP2
	4641	 	Bayview 2008-A
	5160	 	Bank of America, N.A.
	4549	 	MALT 2004-6
	4536	 	MALT 2003-6
	4940	 	SASCO 2004-18H
	4870	 	BSALTA 2004-12
	4741	 	MASTR 2004-9
	40235	 	1999-D
	4896	 	HVMLT 2004-10

  
 Sch I-4 

			
	4692	 	DMSI 2004-2
	5135	 	2004-NC ARM 6
	4755	 	PRIME 2006-1
	4758	 	CMLTI 2005-5
	4644	 	ARMT 2005-10
	40360	 	The Bank Of New York Mellon
	4787	 	Capstead Mortgage Corporation
	4973	 	Credit Suisse First Boston
	4711	 	MARM 2004-7
	40365	 	The Bank Of New York Mellon
	4642	 	ARMT 2004-5
	4756	 	CMLTI 2004-HYB4
	4685	 	SEQ 2005-3
	40528	 	Amalgamated Bank
	4683	 	SEQ 2005-1
	5144	 	CMLTI 2005-1
	4878	 	BSART 2002-11
	4557	 	MALT 2005-5
	41401	 	CSFB 2005-8
	4629	 	BAFC 2007-3
	5052	 	2004-WH11
	4895	 	HVMLT 2003-1
	4643	 	ARMT 2005-1
	5048	 	2003-WH23
	4800	 	Wells Fargo Corporate Trust Services
	41465	 	Citizens Bank
	4551	 	MALT 2004-8
	4887	 	GSR 2005-5F
	4872	 	BSALTA 2004-6
	4415	 	ZUNI 2006-OA1
	4153	 	CMLTI 2007-SHL1
	4417	 	HSBC BANK USA
	4258	 	OOMLT 2000-1
	4190	 	HALO 2007-AR1
	3868	 	RAYMOND JAMES
	4433	 	DB STRUCTURED PRODUCTS
	4254	 	OMAC 2005-2
	4019	 	AHMIT 2004-1
	3914	 	CITIZENS BANK
	4470	 	LEHMAN BROTHERS BANK WAREHOUSE (BNC)
	4460	 	FMT 2003-7
	4468	 	BNC/LEHMAN NEW
	3896	 	KNBY
	3537	 	CSFB 2003-10
	4038	 	AMRESCO 1997-2
	4248	 	MSML 2006-6AR
	4366	 	SASCO 2004-SC1
	4212	 	HVMLT 2007-6
	3538	 	WAMU 2003-S3

  
 Sch I-5 

			
	4253	 	OMAC 2005-1
	3867	 	E*TRADE
	4377	 	SASCO 2006-GEL3
	4206	 	HOMESTAR 2004-6
	3508	 	PNCMS 1999-10
	3501	 	MGIC INVESTOR SERVICES CORP.
	4449	 	REDDING BANK OF COMMERCE
	4383	 	SBMS 1996-5
	3873	 	WASHINGTON MUTUAL SEC. CORP.
	4203	 	HOMESTAR 2004-3
	4388	 	SBMS 1998-OPT2
	4205	 	HOMESTAR 2004-5
	4445	 	MRF ILLINOIS ONE, LLC
	4201	 	HOMESTAR 2004-1
	3869	 	CHARLES SCHWAB
	4097	 	ARC 2001-BC1
	4259	 	OOMLT 2000-5
	4225	 	MALT 2006-3
	3547	 	CHASE MANHATTAN MTG. CORP.
	4346	 	SAIL 2005-1
	4387	 	SBMS 1998-OPT1
	3516	 	ACE 2005-SN1
	3727	 	MASTR 2006-WMC4
	3725	 	MASTR 2006-WMC3
	10752	 	CMLTI 2007-SHL1
	5286	 	DBALT 2007-3
	10025	 	DBALT 2006-AR2
	10771	 	2005-WH32
	10688	 	BAFC 2005-8
	4502	 	SAIL 2003-BC11 SSA
	10686	 	BAFC 2005-5
	4893	 	GSR 2007-HEL1
	10541	 	RFSC 2003-RM2
	10584	 	2003-WH30

  
 Sch I-6 

 SCHEDULE II 

RETAINED SERVICING FEE PERCENTAGE 
  

									
	 From Month1
	  	To Month	 	  	Retained Fee	 
	 1
	  	 	3	  	  	 	20.75	  
	 4
	  	 	6	  	  	 	20.25	  
	 7
	  	 	9	  	  	 	20.00	  
	 10
	  	 	12	  	  	 	19.50	  
	 13
	  	 	15	  	  	 	19.50	  
	 16
	  	 	18	  	  	 	19.25	  
	 19
	  	 	21	  	  	 	19.00	  
	 22
	  	 	24	  	  	 	18.50	  
	 25
	  	 	27	  	  	 	18.50	  
	 28
	  	 	30	  	  	 	18.00	  
	 31
	  	 	33	  	  	 	18.00	  
	 34
	  	 	36	  	  	 	17.75	  
	 37
	  	 	39	  	  	 	17.75	  
	 40
	  	 	42	  	  	 	17.50	  
	 43
	  	 	45	  	  	 	17.00	  
	 46
	  	 	48	  	  	 	17.00	  
	 49
	  	 	51	  	  	 	17.00	  
	 52
	  	 	54	  	  	 	17.00	  
	 55
	  	 	57	  	  	 	17.00	  
	 58
	  	 	60	  	  	 	17.00	  
	 61
	  	 	63	  	  	 	17.00	  
	 64
	  	 	66	  	  	 	17.00	  
	 67
	  	 	69	  	  	 	17.00	  
	 70
	  	 	72	  	  	 	17.00	  

  

	1 	Starting with November 2013. 

  
 Sch II-1 

 SCHEDULE III 

TARGET RATIO SCHEDULE 
  

					
	 Month2
	  	Target Advance Ratio	 
	 1
	  	 	3.57	% 
	 2
	  	 	3.53	% 
	 3
	  	 	3.48	% 
	 4
	  	 	3.44	% 
	 5
	  	 	3.40	% 
	 6
	  	 	3.35	% 
	 7
	  	 	3.31	% 
	 8
	  	 	3.27	% 
	 9
	  	 	3.23	% 
	 10
	  	 	3.19	% 
	 11
	  	 	3.15	% 
	 12
	  	 	3.11	% 
	 13
	  	 	3.07	% 
	 14
	  	 	3.03	% 
	 15
	  	 	2.99	% 
	 16
	  	 	2.96	% 
	 17
	  	 	2.92	% 
	 18
	  	 	2.88	% 
	 19
	  	 	2.85	% 
	 20
	  	 	2.81	% 
	 21
	  	 	2.78	% 
	 22
	  	 	2.74	% 
	 23
	  	 	2.71	% 
	 24
	  	 	2.67	% 
	 25
	  	 	2.64	% 
	 26
	  	 	2.61	% 
	 27
	  	 	2.57	% 
	 28
	  	 	2.54	% 
	 29
	  	 	2.51	% 
	 30
	  	 	2.48	% 
	 31
	  	 	2.45	% 
	 32
	  	 	2.42	% 
	 33
	  	 	2.39	% 
	 34
	  	 	2.36	% 
	 35
	  	 	2.33	% 
	 36
	  	 	2.30	% 

  

	2 	Starting with November 2013. 

  
 Sch III-1 

					
	 37
	  	 	2.27	% 
	 38
	  	 	2.24	% 
	 39
	  	 	2.21	% 
	 40
	  	 	2.19	% 
	 41
	  	 	2.16	% 
	 42
	  	 	2.13	% 
	 43
	  	 	2.11	% 
	 44
	  	 	2.08	% 
	 45
	  	 	2.05	% 
	 46
	  	 	2.03	% 
	 47
	  	 	2.00	% 
	 48
	  	 	1.98	% 
	 49
	  	 	1.95	% 
	 50
	  	 	1.93	% 
	 51
	  	 	1.90	% 
	 52
	  	 	1.88	% 
	 53
	  	 	1.86	% 
	 54
	  	 	1.83	% 
	 55
	  	 	1.81	% 
	 56
	  	 	1.79	% 
	 57
	  	 	1.77	% 
	 58
	  	 	1.74	% 
	 59
	  	 	1.72	% 
	 60
	  	 	1.70	% 
	 61
	  	 	1.68	% 
	 62
	  	 	1.66	% 
	 63
	  	 	1.64	% 
	 64
	  	 	1.62	% 
	 65
	  	 	1.60	% 
	 66
	  	 	1.58	% 
	 67
	  	 	1.56	% 
	 68
	  	 	1.54	% 
	 69
	  	 	1.52	% 
	 70
	  	 	1.50	% 
	 71
	  	 	1.50	% 
	 72
	  	 	1.50	% 

  
 Sch III-2

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00222-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00222-of-00352.parquet"}]]