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EXHIBIT 10.33

2005 NON-EMPLOYEE DIRECTOR COMPENSATION

The following is the 2005 compensation structure for the non-employee members of the U.S. Bancorp
Board of Directors as approved on October 20, 2004:

Annual cash retainer—$70,000

Cash retainer for Audit Committee Chairman—$20,000

Cash retainer for Chairman of the Community Outreach and Fair Lending Committee,

Compensation Committee, Governance Committee and Credit and Finance Committee—

$10,000

Cash retainer for Audit Committee members—$5,000

Number of shares subject to annual grant of Restricted Stock Units—A number of shares equal to the
quotient of (i) $53,000 divided by (ii) the fair market value of a share of U.S. Bancorp common
stock on the grant date

Number of shares subject to annual grant of Stock Options*— A number of shares equal to
the quotient of (i) $53,000 divided by (ii) the Black-Scholes value of a U.S. Bancorp stock option
on the grant date

Directors may elect to convert up to 100% of their cash compensation earned during 2005 into
additional U.S. Bancorp stock options. The number of shares subject to options issued upon any
such conversion is equal to the quotient of (i) 150% of the converted cash compensation divided by
(ii) the Black-Scholes value of a U.S. Bancorp stock option on the grant date.

	 	 	* The exercise price of each of the stock options will equal the fair market value
of a share of U.S. Bancorp common stock at the date of grant.exv10w21

 

Exhibit 10.21

CASH AMERICA INTERNATIONAL, INC.

2004 LONG-TERM INCENTIVE PLAN

SECTION 1. PURPOSE

     The purpose of the Plan is to promote the interests of the Company and its stockholders by
giving the Company a competitive advantage in attracting, retaining and motivating employees,
officers, consultants and Directors capable of assuring the future success of the Company, to offer
such persons incentives that are directly linked to the profitability of the Company’s business and
increases in stockholder value, and to afford such persons an opportunity to acquire a proprietary
interest in the Company.

SECTION 2. DEFINITIONS

     “Act” shall mean the Securities Act of 1933, as amended from time to time.

     “Affiliate” shall mean any entity that, directly or indirectly through one or more
intermediaries, is controlled by, controlling or under common control with the Company.

     “Applicable Laws” shall mean the legal requirements relating to the administration of stock
incentive plans, if any, under applicable provisions of federal securities laws, state corporate
and securities laws, the Code, the rules of any applicable stock exchange or national market
system, and the rules of any foreign jurisdiction applicable to Awards granted to residents
therein.

     “Award” shall mean a grant or award granted under the Plan, as evidenced by an Award
Agreement.

     “Award Agreement” shall mean any written agreement, contract or other instrument or document
evidencing any Award granted under the Plan. Each Award Agreement shall be subject to the
applicable terms and conditions of the Plan and any other terms and conditions (not inconsistent
with the Plan) determined by the Committee.

     “Board of Directors” shall mean the Board of Directors of the Company.

     “Change in Control” shall have the meaning set forth in Section 14 of the Plan.

     “Code” shall mean the Internal Revenue Code of 1986, as amended from time to time, and any
regulations promulgated thereunder.

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     “Committee” shall mean a committee of Directors designated by the Board to administer the
Plan, which shall initially be the Management Development and Compensation Committee of the Board
of Directors. The Committee shall be composed of not less than such number of Directors as shall
be required to permit Awards granted under the Plan to qualify under Rule 16b-3 and under Section
162(m) of the Code, and each member of the Committee shall be an Outside Director.

     “Common Stock” or “Stock” shall mean the Common Stock of the Company.

     “Company” shall mean Cash America International, Inc., a Texas corporation.

     “Covered Employee” shall mean a Participant designated prior to the grant of an Award by the
Committee who is or may be a “covered employee” within the meaning of Section 162(m)(3) of the Code
in the year in which any such Award is granted or in the year in which such Award is expected to be
taxable to such Participant.

     “Designated Beneficiary” shall mean the beneficiary designated by the Participant, in a manner
determined by the Committee, to receive amounts due the Participant in the event of the
Participant’s death. In the absence of an effective designation by the Participant, the term
“Designated Beneficiary” shall mean the Participant’s estate.

     “Director” shall mean a member of the Board, including any Outside Director.

     “Effective Date” shall have the meaning set forth in Section 15 of the Plan.

     “Eligible Individual” shall mean any employee, officer, Director or consultant providing
services to the Company or any Affiliate, and prospective employees and consultants who have
accepted offers of employment or consultancy from the Company or any Affiliate, whom the Committee
determines to be an Eligible Individual.

     “Employee” shall mean any person treated as an employee (including an officer or a Director
who is also treated as an employee) in the records of the Company or any Affiliate and, with
respect to any Incentive Stock Option granted to such person, who is an employee for purposes of
Section 422 of the Code; provided, however, that neither service as a Director nor payment of a
Director’s fee shall be sufficient to constitute employment for purposes of the Plan. The Company
shall determine in good faith and in the exercise of its discretion whether an individual has
become or has ceased to be an Employee and the effective date of such individual’s employment or
termination of employment without regard to any notice period or period of “garden leave”, as the
case may be. For purposes of an individual’s rights, if any, under the Plan as of the time of the
Company’s determination, all such determinations by the Company shall be final, binding and
conclusive, notwithstanding that the Company or any court of law or governmental agency
subsequently makes a contrary determination.

     “Employer” shall mean the Company or any Affiliate.

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     “Exercise Price” has the meaning set forth in Section 6 of the Plan.

     “Exchange Act” means the Securities Exchange Act of 1934, as amended from time to time.

     “Fair Market Value” shall mean the closing price of the Common Stock on the last day prior to
the date in question on which the Stock was traded on the New York Stock Exchange or such other
national securities market or exchange as may at the time be the principal market for the Common
Stock as designated by the Committee, or if the Shares were not traded on such national securities
market or exchange on such date, then on the next preceding date on which the Shares are traded,
all as reported by such source as the Committee may select.

     “Fiscal Year” shall mean the fiscal year of the Company beginning on January 1 and ending on
the following December 31.

     “Incentive Stock Option” means any Stock Option granted under Section 6 of the Plan that is
designated as, and intended to qualify as, an “incentive stock option” within the meaning of
Section 422 of the Code.

     “Non-Stock-Based Incentive Compensation” refers to incentive compensation whose value is not
based in whole or in part on the value of Common Stock.

     “Nonqualified Stock Option” means any Option granted under Section 6 of the Plan that is not
an Incentive Stock Option.

     “Option” shall mean an Incentive Stock Option or a Nonqualified Stock Option.

     “Outside Director” means any Director who qualifies as an “outside director” within the
meaning of Section 162(m) of the Code, as a “non-employee director” within the meaning of Rule
16b-3 and as an “independent director” within the meaning of the listing requirements of the New
York Stock Exchange or such other national securities market or exchange as may at the time be the
principal market for the Common Stock.

     “Participant” means an Eligible Individual designated to be granted an Award under the Plan.

     “Payment Value” shall mean the dollar amount assigned to a Performance Share, which shall be
equal to the Fair Market Value of the Common Stock on the day of the Committee’s determination
under Section 8(c) with respect to the applicable Performance Cycle.

     “Performance Cycle” or “Cycle” shall mean the period of years selected by the Committee during
which performance is measured for the purpose of determining the extent to which an award of
Performance Shares has been earned.

     “Performance Goals” means the performance goals established by the Committee in connection
with the grant of an Award. In the case of Qualified Performance-Based Awards, (i) such

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goals shall
be based on the attainment of one or more of the following objective measures with respect to the
Company or an Affiliate, or such subsidiary, division or department of the Company or an Affiliate
for or within which the Participant performs services: revenue growth; earnings before interest,
taxes, depreciation, and amortization; earnings before interest and taxes; operating income; pre-
or after- tax income; earnings per share; cash flow; cash flow per share; return on equity; return
on invested capital; return on assets; economic value added (or an equivalent metric); share price
performance; total shareholder return; improvement in or attainment of expense levels; improvement
in or attainment of working capital levels; (ii) such Performance Goals shall be set by the
Committee in writing within the time period prescribed by Section 162(m) of the Code so that the
outcome is substantially uncertain at the time the Performance Goals are established; and (iii) the
Committee certifies that such Performance Goals were met. Such Performance Goals also may be based
upon the attaining of specified levels of Company performance under one or more of the measures
described above relative to the performance of other companies.

     “Qualified Performance-Based Award” means an Award of Restricted Stock, Restricted Stock Units
or Performance Shares designated as such by the Committee at the time of grant, based upon a
determination that (i) the recipient is or may be a Covered Employee in the year in which the
Company would expect to be able to claim a tax deduction with respect to such Restricted Stock,
Restricted Stock Units, Options or Performance Shares and (ii) the Committee wishes such Award to
qualify for the Section 162(m) Exemption.

     “Restricted Period” shall mean the period of years selected by the Committee during which a
grant of Restricted Stock or Restricted Stock Units may be forfeited to the Company.

     “Restricted Stock” shall mean shares of Common Stock contingently granted to a Participant
under Section 9 of the Plan.

     “Restricted Stock Unit” shall mean any unit granted under Section 9 of the Plan evidencing the
right to receive a Share (or the cash payment equal to the Fair Market Value of a Share) at some
future date.

     “Rule 16b-3” shall mean Rule 16b-3, as promulgated by the Securities and Exchange Commission
under Section 16(b) of the Exchange Act, as amended from time to time.

     “Section 162(m) Exemption” shall mean the exemption from the limitation on deductibility
imposed by Section 162(m) of the Code that is set forth in Section 162(m)(4)(C) of the Code.

     “Share” or “Shares” shall mean a share or shares of Common Stock.

     “Stock Appreciation Right” shall mean a right granted under Section 7 of the Plan.

     “Stock Exchange” shall mean the New York Stock Exchange or such other national securities
market or exchange as may at the time be the principal market for the Shares.

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     “Stock Unit Award” shall mean an award of Common Stock or units granted under Section 10 of
the Plan.

     “Stockholders Meeting” shall mean the annual meeting of stockholders of the Company in each
year.

SECTION 3. ADMINISTRATION

     (a) POWER AND AUTHORITY OF THE COMMITTEE. The Plan shall be administered by the Committee.
Subject to the terms of the Plan and to applicable law, the Committee shall have full power and
authority to:

          (i) designate Participants;

          (ii) determine whether and to what extent any type (or types) of Award is to be granted
hereunder;

          (iii) determine the number of Shares to be covered by (or the method by which payments or
other rights are to be determined in connection with) each Award;

          (iv) determine the terms and conditions of any Award or Award Agreement;

          (v) subject to Section 13 hereof, amend the terms and conditions of any Award or Award
Agreement and accelerate the vesting and/or exercisability of any Option or waive any restrictions
relating to any Award; PROVIDED, HOWEVER, that (A) except for adjustments pursuant to Section 5(c)
of the Plan, in no event may any Option granted under this Plan be (x) amended to decrease the
Exercise Price thereof, (y) cancelled in conjunction with the grant of any new Option with a lower
Exercise Price, or (z) otherwise subject to any action that would be treated, for accounting
purposes, as a “repricing” of such Option, unless such amendment, cancellation, or action is
approved by the stockholders of the Company to the extent required by applicable law and stock
exchange rules and (B) the Committee may not adjust upward the amount payable to a Covered Employee
with respect to a Qualified Performance-Based Award or waive or alter the Performance Goals
associated herewith in a manner that would violate Section 162(m) of the Code;

          (vi) determine whether, to what extent and under what circumstances the exercise price of
Awards may be paid in cash, Shares, other securities, other Awards or other property, or canceled,
forfeited or suspended;

          (vii) determine whether, to what extent and under what circumstances cash, Shares,
other securities, other Awards, other property and other amounts payable with respect to an Award
under the Plan shall be deferred either automatically or at the election of the holder thereof or
the Committee;

          (viii) interpret and administer the Plan and any instrument or agreement, including an Award
Agreement, relating to the Plan;

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          (ix) adopt, alter, suspend, waive or repeal such rules, guidelines and practices and appoint
such agents as it shall deem advisable or appropriate for the proper administration of the Plan;
and

          (x) make any other determination and take any other action that the Committee deems necessary
or desirable for the administration of the Plan. Unless otherwise expressly provided in the Plan,
all designations, determinations, interpretations and other decisions under or with respect to the
Plan or any Award or Award Agreement shall be within the sole discretion of the Committee, may be
made at any time, and shall be final, conclusive and binding upon all persons, including without
limitation, the Company, its Affiliates, subsidiaries, shareholders, Eligible Individuals and any
holder or beneficiary of any Award.

     (b) ACTION BY THE COMMITTEE; DELEGATION. Except to the extent prohibited by applicable law or
the applicable rules of a Stock Exchange, the Committee may delegate all or any part of its duties
and powers under the Plan to one or more persons, including Directors or a committee of Directors,
subject to such terms, conditions and limitations as the Committee may establish in its sole
discretion; PROVIDED, HOWEVER, that the Committee shall not delegate its powers and duties under
the Plan (i) with regard to officers or Directors of the Company or any Affiliate who are subject
to Section 16 of the Exchange Act or (ii) in a manner that would cause an Award designated as a
Qualified Performance-Based Award not to qualify for, or to cease to qualify for, the Section
162(m) Exemption; and PROVIDED, FURTHER, that any such delegation may be revoked by the Committee
at any time.

     (c) POWER AND AUTHORITY OF THE BOARD. Notwithstanding anything to the contrary contained
herein, except to the extent that the grant or exercise of such authority would cause any Award or
transaction to become subject to (or lose an exemption under) the short-swing profit recovery
provisions of Section 16 of the Exchange Act or cause an Award designated as a Qualified
Performance-Based Award not to qualify for, or to cease to qualify for, the Section 162(m)
Exemption, the Board may, at any time and from time to time, without any further action of the
Committee, exercise the powers and duties of the Committee under the Plan. To the extent that any
permitted action taken by the Board conflicts with action taken by the Committee, the Board action
shall control.

SECTION 4. ELIGIBILITY

     Any Eligible Individual shall be eligible to be designated a Participant. In determining which
Eligible Individuals shall receive an Award and the terms of any Award, the Committee may take into
account the nature of the services rendered by the respective Eligible Individuals,
their present and potential contributions to the success of the Company, or such other factors as
the Committee, in its discretion, shall deem relevant. Notwithstanding the foregoing, Incentive
Stock Options may be granted only to full-time or part-time Employees (which term as used herein
includes, without limitation, officers and Directors who also are Employees), and an Incentive
Stock Option shall not be granted to an Employee of an Affiliate unless such Affiliate also is a
“subsidiary corporation” of the Company within the meaning of Section 424(f) of the Code or any
successor provision.

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SECTION 5. SHARES AVAILABLE FOR AWARDS

     (a) SHARES AVAILABLE. Subject to adjustment as provided in Section 5(c) of the Plan, the
aggregate number of Shares that may be issued under the Plan shall be 850,000. Shares that may be
issued under the Plan may be authorized but unissued Shares or Shares re-acquired and held in
treasury. Notwithstanding the foregoing, the number of Shares available for granting Incentive
Stock Options under the Plan shall not exceed 425,000, subject to adjustment as provided in Section
5(c) of the Plan and subject to the provisions of Section 422 or 424 of the Code or any successor
provision.

     (b) ACCOUNTING FOR AWARDS. For purposes of this Section 5, if an Award entitles the holder
thereof to receive or purchase Shares, the number of Shares covered by such Award or to which such
Award relates shall be counted on the date of grant of such Award against the aggregate number of
Shares available for granting Awards under the Plan. Any Shares that are used by a Participant as
full or partial payment to the Company of the purchase price relating to an Award, including in
connection with the satisfaction of tax obligations relating to an Award, shall again be available
for granting Awards (other than Incentive Stock Options) under the Plan. In addition, if any Shares
covered by an Award or to which an Award relates are not purchased or are forfeited, or if an Award
otherwise terminates without delivery of any Shares, then the number of Shares counted against the
aggregate number of Shares available under the Plan with respect to such Award, to the extent of
any such forfeiture or termination, shall again be available for granting Awards under the Plan.

     (c) ADJUSTMENTS. In the event of any change in corporate capitalization (including, but not
limited to, a change in the number of Shares outstanding), such as a stock split or a corporate
transaction, such as any merger, consolidation, separation, including a spin-off, or other
distribution of stock or property of the Company (including any extraordinary cash or stock
dividend), any reorganization (whether or not such reorganization comes within the definition of
such term in Section 368 of the Code) or any partial or complete liquidation of the Company, the
Committee or Board may make such substitution or adjustments in the aggregate number and kind of
shares reserved for issuance under the Plan, and the maximum limitation upon Stock Options and
Stock Appreciation Rights and other Awards to be granted to any Participant, in the number, kind
and Exercise Price of shares subject to outstanding Stock Options and Stock Appreciation Rights, in
the number and kind of shares subject to other outstanding Awards granted under the Plan and/or
such other equitable substitution or adjustments as it may determine to be appropriate in its sole
discretion (including, without limitation, the provision of an amount in cash in consideration for
any such Awards); PROVIDED, HOWEVER, that the number of shares subject to any Award shall always be
a whole number. Without limiting the generality of the foregoing, in connection with any
Disaffiliation of a subsidiary of the Company, the Committee shall have the authority to arrange
for the assumption or replacement of Awards with new awards based on shares of the affected
subsidiary or by an affiliate of an entity that controls the subsidiary following the
Disaffiliation. For purposes hereof, “Disaffiliation” of a subsidiary shall mean the subsidiary’s
ceasing to be a subsidiary of the Company for any reason (including, without limitation, as a
result of a public offering, spinoff, sale or other distribution or
transfer by the Company of the stock of the subsidiary).

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     (d) AWARD LIMITATIONS. No more than 100,000 shares of Common Stock may be subject to
Qualified Performance-Based Awards granted to any Eligible Individual, including a Covered
Employee, in any Fiscal Year.

SECTION 6. STOCK OPTIONS

     (a) GRANT. Subject to the provisions of the Plan, the Committee shall have sole and complete
authority to determine the Eligible Individuals to whom Options shall be granted (which may be
Nonqualified Stock Options or Incentive Stock Options), the number of shares to be covered by each
Option, the exercise price for each Option, and the conditions and limitations applicable to the
exercise of each Option. In the case of Incentive Stock Options, the terms and conditions of such
grants shall be subject to and comply with such rules as may be prescribed by Section 422 of the
Code.

     (b) EXERCISE PRICE. The Exercise Price per Share purchasable under a Option shall be
determined by the Committee; PROVIDED, HOWEVER, that, unless otherwise determined by the Committee,
such Exercise Price shall not be less than 100% of the Fair Market Value of a Share on the date of
grant of such Option.

     (c) TIME AND METHOD OF EXERCISE. The Committee shall determine the time or times at which an
Option may be exercised in whole or in part and the method or methods by which, and the form or
forms (including, without limitation, cash, Shares, other securities, other Awards or other
property, or any combination thereof, having a Fair Market Value on
the exercise date equal to the applicable Exercise Price) in which, payment of the Exercise Price with
respect thereto may be made or deemed to have been made.

     (d) OPTION TERM. The term of each Stock Option shall be fixed by the Committee at the time of
grant, but in no event shall be more than 10 years from the date of grant.

     (e) INCENTIVE STOCK OPTIONS. The Committee may designate Options as Nonqualified Stock
Options or as Incentive Stock Options. Any Incentive Stock Option authorized under the Plan shall
contain such provisions as the Committee shall deem advisable, but shall in all events be
consistent with and contain all provisions required in order to qualify the Stock Option as an
Incentive Stock Option. To the extent that any Stock Option is not designated as an Incentive Stock
Option or even if so designated does not qualify as an Incentive Stock Option on or subsequent to
its grant date, it shall constitute a Nonqualified Stock Option.

SECTION 7. STOCK APPRECIATION RIGHTS

     The Committee is hereby authorized to grant Stock Appreciation Rights to Eligible Individuals
subject to the terms of the Plan. Each Stock Appreciation Right granted under the Plan shall confer
on the holder upon exercise the right to receive, as determined by the
Committee, cash or a number of Shares or a combination of cash and Shares equal to the excess of
(A) the Fair Market Value of one Share on the date of exercise (or, if the Committee shall so
determine, at any time

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during a specified period before or after the date of exercise) over (B) the
grant price of the Stock Appreciation Right as determined by the Committee, which grant price shall
not be less than 100% of the Fair Market Value of one Share on the date of grant of the Stock
Appreciation Right, unless otherwise determined by the Committee. Subject to the terms of the Plan,
the grant price, term, methods of exercise, dates of exercise, methods of settlement, the effect of
termination of employment (by reason of death, disability, retirement or otherwise) on the
exercisability and any other terms and conditions (including conditions or restrictions on the
exercise thereof) of any Stock Appreciation Right shall be as determined by the Committee,
PROVIDED, that in no event shall the term of a Stock Appreciation Right be longer than ten years.

SECTION 8. PERFORMANCE SHARES

     (a) The Committee shall have sole and complete authority to determine the Eligible
Individuals who shall receive Performance Shares, the number of such shares for each Performance
Cycle, the Performance Goals on which each Award shall be contingent, the duration of each
Performance Cycle, and the value of each Performance Share. There may be more than one Performance
Cycle in existence at any one time, and the duration of Performance Cycle may differ from each
other. The Committee may, prior to or at the time of the grant, designate Performance Awards as
Qualified Performance-Based Awards, in which event it shall condition the settlement thereof upon
the Committee’s certification of the attainment of the Performance Goals.

     (b) The Committee shall establish Performance Goals for each Cycle on the basis of such
criteria and to accomplish such objectives as the Committee may from time to time select.

     (c) As soon as practicable after the end of a Performance Cycle, the Committee shall
determine the number of Performance Shares which have been earned on the basis of performance in
relation to the established Performance Goals.

     (d) Payment Values of earned Performance Shares shall be distributed to the Participant or,
if the Participant has died, to the Participant’s Designated Beneficiary, as soon as practicable
after the expiration of the Performance Cycle and the Committee’s determination under paragraph
(c), above. The Committee shall determine whether Payment Values are to be distributed in the form
of cash or shares of Common Stock.

SECTION 9. RESTRICTED STOCK AND RESTRICTED STOCK UNITS

     The Committee is hereby authorized to grant Restricted Stock and Restricted Stock Units to
Eligible Individuals with the following terms and conditions and with such additional terms and
conditions not inconsistent with the provisions of the Plan as the Committee shall determine:

          (i) RESTRICTIONS. Shares of Restricted Stock and Restricted Stock Units shall be subject to
such restrictions as the Committee may impose (including, without limitation, limitation on
transfer, forfeiture conditions, limitation on the right to vote a Share of Restricted Stock or the
right to receive any dividend or other right or property with respect thereto), which restrictions
may

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lapse separately or in combination at such time or times, in such installments or otherwise as
the Committee may deem appropriate. The grant or vesting of Restricted Stock and Restricted Stock
Units may be performance-based or time-based or both. Restricted Stock and Restricted Stock Units
may be Qualified Performance-Based Awards, in which event the grant or vesting, as applicable, of
such Restricted Stock or Restricted Stock Units shall be conditioned upon the attainment of
Performance Goals.

          (ii) STOCK CERTIFICATES; DELIVERY OF SHARES.

               (A) Any Restricted Stock granted under the Plan shall be evidenced in such manner as the
Committee may deem appropriate, including book-entry registration or issuance of one or more stock
certificates. Any certificate issued in respect of shares of Restricted Stock shall be registered
in the name of such Participant and shall bear an appropriate legend referring to the applicable
Award Agreement and possible forfeiture of such shares of Restricted Stock. The Committee may
require that the certificates evidencing such shares be held in custody by the Company until the
restrictions thereon shall have lapsed and that, as a condition of any Award of Restricted Stock,
the Participant shall have delivered a stock power, endorsed in blank, relating to the Shares
covered by such Award.

               (B) In the case of Restricted Stock Units, no Shares or other property shall be issued at the
time such Awards are granted. Upon the lapse or waiver of restrictions and the restricted period
relating to Restricted Stock Units (or at such later time as may be determined by the Committee),
Shares or other cash or property shall be issued to the holder of the Restricted Stock Units and
evidenced in such manner as the Committee may deem appropriate, including book-entry registration
or issuance of one or more stock certificates.

          (iii) FORFEITURE. Except as otherwise determined by the Committee, upon a Participant’s
termination of employment (as determined under criteria established by the Committee) during the
applicable restriction period, all applicable Shares of Restricted Stock and Restricted Stock Units
at such time subject to restriction shall be forfeited and reacquired by the Company.

SECTION 10. OTHER STOCK-BASED AWARDS

     (a) In addition to granting Options, Stock Appreciation Rights, Performance Shares, Restricted
Stock and Restricted Stock Units, the Committee shall have authority to grant to Participants Stock
Unit Awards that can be in the form of Common Stock or units, the value of which is based, in whole
or in part, on the value of Common Stock. Subject to the provisions of the Plan, including Section
10(b) below, Stock Unit Awards shall be subject to such terms, restrictions, conditions, vesting
requirements and payment rules (all of which are sometimes
hereinafter collectively referred to as “rules”) as the Committee may determine in its sole and
complete discretion at the time of grant. The rules need not be identical for each Stock Unit
Award.

     (b) In the sole and complete discretion of the Committee, a Stock Unit Award may be granted
subject to the following rules:

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          (1) Any shares of Common Stock which are part of a Stock Unit Award may not be assigned,
sold, transferred, pledged or otherwise encumbered prior to the date on which the Shares are issued
or, if later, the date provided by the Committee at the time of grant of the Stock Unit Award.

          (2) Stock Unit Awards may provide for the payment of cash consideration by the person to whom
such Award is granted or provide that the Award, and any Common Stock to be issued in connection
therewith, if applicable, shall be delivered without the payment of cash consideration, provided
that for any Common Stock to be purchased in connection with a Stock Unit Award the purchase price
shall be at least 50% of the Fair Market Value of such Common Stock on the date such Award is
granted.

          (3) Stock Unit Awards may relate in whole or in part to certain performance criteria
established by the Committee at the time of grant.

          (4) Stock Unit Awards may provide for deferred payment schedules and/or vesting over a
specified period of employment.

          (5) In such circumstances as the Committee may deem advisable, the Committee may waive or
otherwise remove, in whole or in part, any restriction or limitation to which a Stock Unit Award
was made subject at the time of grant.

     (c) In the sole and complete discretion of the Committee, an Award, whether made as a Stock
Unit Award under this Section 10 or as an Award granted pursuant to Sections 6 through 9, may
provide the Participant with (i) dividends or dividend equivalents (payable on a current or
deferred basis) and (ii) cash payments in lieu of or in addition to an Award.

SECTION 11. OUTSIDE DIRECTORS’ RESTRICTED STOCK UNITS

     (a) GRANT OF RESTRICTED STOCK UNITS. Each Outside Director who is a member of the Board of
Directors as of the conclusion of a Stockholders Meeting, beginning with the 2004 Stockholders
Meeting, shall automatically be granted Restricted Stock Units for shares of Common Stock on the
date of such Stockholders Meeting, with the number of shares to be determined by dividing $40,000
by the Fair Market Value of the Stock on that date.

     (b) TERMS AND CONDITIONS OF RESTRICTED STOCK UNITS. Restricted Stock Units granted pursuant
to this Section 11 shall vest in equal 25% increments on each of the first four (4) anniversaries
of the date of grant. Grantees will only be entitled to receive Shares of Common Stock relating to
vested Restricted Stock Units and then only upon leaving the Board of Directors; provided, however,
that upon a Change in Control, all unvested Restricted Stock Units shall automatically vest and
Grantees shall be entitled to receive all such vested Restricted Stock Units as of such Change in
Control. The Restricted Stock Units granted pursuant to this Section 11 shall be subject to such
other terms and conditions as the Committee may specify.

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     SECTION 12. OUTSIDE DIRECTORS’ SHARES

     (a) ELECTION. Outside Directors may elect, on an annual basis, to purchase Shares of Common
Stock of the Company from the Company in lieu of receiving all or part (in 10% increments) of their
annual retainer, meeting fees and committee meeting fees in cash. The purchase price of such
shares shall be the Fair Market Value of the stock for the last trading day of the month in which
the retainer, meeting fees, and committee meeting fees are earned.

     (b) PROCESS.

          (i) The annual retainer, meeting fees and committee meeting fees payable to each Outside
Director for service on the Board of Directors may, at the election of the Outside Director (the
“Annual Election’’), be payable to a trust in shares of common stock of the Company. The Annual
Election: (i) shall be irrevocable in respect of the one-year period to which it pertains (the
“Plan Year”) and shall specify the applicable percentage (in increments of 10%) of such annual
retainer and meeting fees that such Outside Director wishes to direct to the trust; (ii) must be
received in writing by the administrator of the Plan by the established enrollment deadline of any
year in which this Plan is in effect in order to cause the next succeeding Plan Year’s annual
retainer and fees to be subject to the provisions of this Plan; and (iii) must specify whether the
ultimate distribution of the shares of common stock to the Outside Directors will be paid,
following the Outside Director’s death or termination of Board service, in a lump sum or in equal
annual payments over a period of two to twenty years.

          (ii) The Shares shall be purchased from the Company at the Fair Market Value of the Common
Stock for the last trading day of the month in which the fees are earned and shall be credited by
the trustee to the account of the Outside Director. The certificates for Common Stock shall be
issued in the name of the trustee of the trust and shall be held by such trustee in trust for the
benefit of the Outside Directors; provided, however, that each Outside Director shall be entitled
to vote the shares. The trustee shall retain all dividends (which shall be reinvested in shares of
Common Stock) and other distributions paid or made with respect thereto in the trust. The shares
credited to the account of an Outside Director shall remain subject to the claims of the Company’s
creditors, and the interests of the Outside Director in the trust may not be sold, hypothecated or
transferred (including, without limitation, transferred by gift or donation) while such shares are
held in the trust.

          (iii) If the Outside Director elects to receive a lump sum distribution, the trustee of the
trust shall distribute such shares of common stock free of restrictions within 60 days after the
Outside Director’s termination date or a later date elected by the Outside Director (no later than
the mandatory retirement age of the Outside Director). If the Outside Director elects to receive a
lump sum distribution, the Outside Director may, by delivering notice in writing to the
administrator of the Plan no later than December 31 of the year prior to the year in which the
Outside Director terminates service as a Director, elect to receive any portion or all of the
common stock in the form of cash determined by reference to the Fair Market Value of the common
stock as of the termination date. Any such notice to the administrator must specify
whether the distribution will be entirely in cash or whether the distribution will be in a
combination of common stock and cash (in which case the

12

 

applicable percentage must be specified).
In the case of termination of the Outside Director’s service as a result of his death, payment of
the Outside Director’s account shall be in shares of common stock and not in cash. If an Outside
Director elects to receive payments in installments, the distribution will commence within 60 days
after the Outside Director’s termination date and will be made in shares of common stock and not in
cash. Notwithstanding anything to the contrary contained herein, any fractional shares of common
stock shall be distributed in cash to the Outside Director.

SECTION 13. AMENDMENT AND TERMINATION

     (a) AMENDMENTS TO THE PLAN. The Board may amend, alter, suspend, discontinue or terminate the
Plan at any time; PROVIDED, HOWEVER, that, notwithstanding any other provision of the Plan or any
Award Agreement, without the approval of the stockholders of the Company, no amendment, alteration,
suspension, discontinuation or termination shall be made that, absent such approval:

          (i) requires stockholder approval under the rules or regulations of the New York Stock
Exchange, any other securities exchange or the National Association of Securities Dealers, Inc.
that are applicable to the Company;

          (ii) increases the number of Shares authorized under the Plan as specified in Section 5(c)
of the Plan; or

          (iii) without such stockholder approval, would cause the Company to be unable, under the
Code, to grant Incentive Stock Options under the Plan.

     (b) AMENDMENTS TO AWARDS. The Committee may waive any conditions of or rights of the Company
under any outstanding Award, prospectively or retroactively. Except as otherwise provided herein or
in an Award Agreement, the Committee may not amend, alter, suspend, discontinue or terminate any
outstanding Award, prospectively or retroactively, if such action would adversely affect the rights
of the holder of such Award, without the consent of the Participant or holder or beneficiary
thereof or such amendment would cause a Qualified Performance-Based Award to cease to qualify for
the Section 162(m) Exemption.

     (c) CORRECTION OF DEFECTS, OMISSIONS AND INCONSISTENCIES. The Committee may correct any
defect, supply any omission or reconcile any inconsistency in the Plan or any Award in the manner
and to the extent it shall deem desirable to carry the Plan into effect.

SECTION 14. GENERAL PROVISIONS

     (a) WITHHOLDING. No later than the date as of which an amount first becomes includible in
the gross income of a Participant for federal income tax purposes (or the income tax
laws of any other foreign jurisdiction) with respect to any Award under the Plan, the Participant
shall pay to the Company, or make arrangements satisfactory to the Company regarding the payment
of, any federal, state, local or foreign taxes of any kind required by law to be withheld with
respect to such amount.

13

 

The obligations of the Company under the Plan shall be conditional on such
payment or arrangements, and the Company and its Affiliates shall, to the extent permitted by law,
be entitled to take such action and establish such procedures as it deems appropriate to withhold
or collect all applicable payroll, withholding, income or other taxes from such Participant. In
order to assist a Participant in paying all or a portion of the federal, state, local and foreign
taxes to be withheld or collected upon exercise or receipt of (or the lapse of restrictions
relating to) an Award, the Committee, in its discretion and subject to such additional terms and
conditions as it may adopt, may permit the Participant to satisfy such tax obligation by (i)
electing to have the Company withhold a portion of the Shares or other property otherwise to be
delivered upon exercise or receipt of (or the lapse of restrictions relating to) such Award with a
Fair Market Value equal to the amount of such taxes or (ii) delivering to the Company Shares or
other property other than Shares issuable upon exercise or receipt of (or the lapse of restrictions
relating to) such Award with a Fair Market Value equal to the amount of such taxes, PROVIDED that,
in either case, not more than the legally required minimum withholding may be settled with Shares.
Any such election must be made on or before the date that the amount of tax to be withheld is
determined.

     (b) AWARDS. Each Award hereunder shall be evidenced by an Award Agreement, delivered to the
Participant or Outside Director and shall specify the terms and conditions thereof and any rules
applicable thereto, including but not limited to the effect on such Award of the death, retirement
or other termination of employment of the Participant or Outside Director and the effect thereon,
if any, of a Change in Control of the Company.

     (c) NO RIGHTS TO AWARDS. No Eligible Individual or other person shall have any claim to be
granted any Award under the Plan, and there is no obligation for uniformity of treatment of
Eligible Individuals or holders or beneficiaries of Awards under the Plan. The terms and conditions
of Awards need not be the same with respect to any Participant or with respect to different
Participants.

     (d) NO RIGHT TO EMPLOYMENT. No person shall have any claim or right to be granted an Award,
and the grant of an Award shall not be construed as giving a Participant the right to be retained
in the employ of the Employer. Further, the Employer expressly reserves the right at any time to
dismiss a Participant free from any liability, or any claim under the Plan, except as provided
herein or in any agreement entered into with respect to an Award.

     (e) NO RIGHTS AS STOCKHOLDER. Subject to the provisions of the applicable Award, no
Participant or Designated Beneficiary shall have any rights as a stockholder with respect to any
shares of Common Stock to be distributed under the Plan until he or she has become the holder
thereof. Notwithstanding the foregoing, in connection with each grant of Restricted Stock or Stock
Unit Award hereunder, the applicable Award shall specify if and to what extent the Participant
shall not be entitled to the rights of a stockholder in respect of such
Restricted Stock or Stock Unit Award.

     (f) CONSTRUCTION OF THE PLAN. The validity, construction, interpretation, administration and
effect of the Plan and of its rules and regulations, and rights relating to the Plan, shall be
determined solely in accordance with the laws of the State of Texas.

14

 

     (g) CHANGE IN CONTROL. In order to preserve a Participant’s rights under an Award in the
event of a transaction or occurrence that the Committee reasonably determines to constitute a
change in control of the Company (a “Change-in-Control”), the Committee in its discretion may, at
the time an Award is made or any time thereafter, take one or more of the following actions: (i)
provide for the acceleration of any time period relating to the exercise of the Award, (ii) provide
for the purchase of the Award upon the Participant’s request for an amount of cash or other
property that could have been received upon the exercise or realization of the Award had the Award
been currently exercisable or payable, (iii) adjust the terms of the Award in a manner determined
by the Committee to reflect the Change in Control, (iv) cause the Award to be assumed, or new
rights substituted therefore, by another entity, or (v) make such other provision as the Committee
may consider equitable and in the best interests of the Company.

     (h) FORMS OF PAYMENT UNDER AWARDS. Subject to the terms of the Plan, payments or transfers to
be made by the Company or an Affiliate upon the grant, exercise or settlement of an Award may be
made in such form or forms as the Committee shall determine (including, without limitation, cash,
Shares, promissory notes (PROVIDED, HOWEVER, that the acceptance of such notes does not conflict
with Section 402 of the Sarbanes-Oxley Act of 2002), other securities, other Awards or other
property or any combination thereof), and may be made in a single payment or transfer, in
installments or on a deferred basis, in each case in accordance with rules and procedures
established by the Committee. Such rules and procedures may include, without limitation,
provisions for the payment or crediting of reasonable interest on installment or deferred payments
or the grant or crediting of dividend equivalents with respect to installment or deferred payments.

     (i) SECTION 16 COMPLIANCE; SECTION 162(m) ADMINISTRATION. The Plan is intended to comply in
all respects with Rule 16b-3 or any successor provision, as in effect from time to time, and in all
events the Plan shall be construed in accordance with the requirements of Rule 16b-3. If any Plan
provision does not comply with Rule 16b-3 as hereafter amended or interpreted, the provision shall
be deemed inoperative. The Board, in its absolute discretion, may bifurcate the Plan so as to
restrict, limit or condition the use of any provision of the Plan with respect to persons who are
officers or Directors subject to Section 16 of the Exchange Act without so restricting, limiting or
conditioning the Plan with respect to other Eligible Individuals. The Company intends that all
Stock Options and Stock Appreciation Rights granted under the Plan to individuals who are or who
the Committee believes will be Covered Employees will constitute “qualified performance-based
compensation” within the meaning of Section 162(m) of the Code.

     (j) RESTRICTIONS. Shares shall not be issued pursuant to the exercise or payment of the
Exercise Price or purchase price relating to an Award unless such exercise or payment and the
issuance and delivery of such Shares pursuant thereto shall comply with all relevant provisions of
law, including, without limitation, the Act, the Exchange Act, the rules and regulations
promulgated thereunder, the requirements of any applicable stock exchange and the Texas Business
Corporations Act, as amended from time to time. As a condition to the exercise or payment of the
Exercise Price or purchase price relating to such Award, the Company may require that the person
exercising or paying the Exercise Price or purchase price represent and warrant that the Shares are
being purchased

15

 

only for investment and without any present intention to sell or distribute such
Shares if, in the opinion of counsel for the Company, such a representation and warranty is
required by law. All Shares or other securities delivered under the Plan pursuant to any Award or
the exercise thereof shall be subject to such stop transfer orders and other restrictions as the
Committee may deem advisable, and the Committee may direct appropriate stop transfer orders and
cause other legends to be placed on the certificates for such Shares or other securities to reflect
such restrictions.

     (k) LIMITS ON TRANSFER OF AWARDS. No Award and no right under any such Award shall be
transferable by a Participant otherwise than by will or by the laws of descent and distribution and
the Company shall not be required to recognize any attempted assignment of such rights by any
Participant; PROVIDED, HOWEVER, that, if so determined by the Committee, a Participant may, in the
manner established by the Committee, designate a beneficiary or beneficiaries to exercise the
rights of the Participant and receive any property distributable with respect to any Award upon the
death of the Participant; and PROVIDED, FURTHER, that, if so determined by the Committee, a
Participant may transfer a Nonqualified Stock Option to any Family Member (as such term is defined
in the General Instructions to Form S-8 (or successor to such Instructions or such Form)) at any
time that such Participant holds such Stock Option, whether directly or indirectly or by means of
a trust or partnership or otherwise, PROVIDED that the Participant may not receive any
consideration for such transfer, the Family Member may not make any subsequent transfers other than
by will or by the laws of descent and distribution and the Company receives written notice of such
transfer. Except as otherwise determined by the Committee, each Award (other than an Incentive
Stock Option) or right under any such Award shall be exercisable during the Participant’s lifetime
only by the Participant or, if permissible under applicable law, by the Participant’s guardian or
legal representative. Except as otherwise determined by the Committee, no Award (other than an
Incentive Stock Option) or right under any such Award may be pledged, alienated, attached or
otherwise encumbered, and any purported pledge, alienation, attachment or other encumbrance thereof
shall be void and unenforceable against the Company or any Affiliate. Notwithstanding the above, in
the discretion of the Committee, awards may be transferable pursuant to a Qualified Domestic
Relations Order (“QDRO”), as determined by the Committee or its designee.

     (l) SEVERABILITY. If any provision of the Plan or any Award is or becomes or is deemed to be
invalid, illegal or unenforceable in any jurisdiction or would disqualify the Plan or any Award
under any law deemed applicable by the Committee, such provision shall be construed or deemed
amended to conform to applicable laws, or if it cannot be so construed or
deemed amended without, in the determination of the Committee, materially altering the purpose
or intent of the Plan or the Award, such provision shall be stricken as to such jurisdiction or
Award, and the remainder of the Plan or any such Award shall remain in full force and effect.

SECTION 15. EFFECTIVE DATE OF PLAN

     Upon its adoption by the Board, the Plan shall be submitted for approval by the stockholders
of the Company and shall be effective as of the date of such approval (the “EFFECTIVE DATE”).

16

 

SECTION 16. TERM OF THE PLAN

     The Plan will terminate on the tenth anniversary of the Effective Date or any earlier date of
discontinuation or termination established pursuant to Section 3 of the Plan. However, unless
otherwise expressly provided in the Plan or in an applicable Award Agreement, any Award theretofore
granted may extend beyond such date, and the authority of the Committee provided for hereunder with
respect to the Plan and any Awards, and the authority of the Board to amend the Plan, shall extend
beyond the termination of the Plan.

[As approved by the Shareholders of Cash America International, Inc.]

[April 21, 2004]

17

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