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[TOWER AUTOMOTIVE LOGO]                                           EXHIBIT 10.18

                           CHANGE IN CONTROL AGREEMENT

      THIS AGREEMENT is entered into as of October 1, 2003, by and between Tower
Automotive, Inc., a Delaware Corporation, and <<FirstName>>
<<LastName>>(the "Colleague").

      WHEREAS, the Colleague currently serves as a key colleague of the Company
and his/her services and knowledge are valuable to the Company in connection
with leading one or more of the Company's principal operating facilities,
divisions, departments or subsidiaries; and

      WHEREAS, the Board has determined that it is in the best interests of the
Company and its stockholders to secure the Colleague's continued services and to
ensure the Colleague's continued dedication and objectivity in the event of any
threat or occurrence of, or negotiation or other action that could lead to, or
create the possibility of, a Change in Control of the Company, without concern
as to whether the Colleague might be hindered or distracted by personal
uncertainties and risks created by any such possible Change in Control, and to
encourage the Colleague's full attention and dedication to the Company, the
Board has authorized the Company to enter into this Agreement.

      NOW, THEREFORE, for and in consideration of the premises and the mutual
covenants and agreements herein contained, the Company and the Colleague hereby
agree as follows:

SECTION 1. TERM.

      This Agreement will commence on the Effective Date and shall continue in
effect until September 30, 2004. However, at the end of such period and, if
extended, at the end of each additional year thereafter, the term of this
Agreement shall be extended automatically for one (1) additional year, unless
the Board delivers written notice six (6) months prior to the end of such term,
or extended term, to the Colleague, that the Agreement will not be extended. In
such case, the Agreement will terminate at the end of the term, or extended
term, then in progress.

      However, in the event a Change in Control occurs during the original or
any extended term, this Agreement will remain in effect for the longer of: (i)
thirty-six (36) months beyond the month in which such Change in Control
occurred; or (ii) until all obligations of the Company hereunder have been
fulfilled, and until all benefits required hereunder have been paid to the
Colleague.

SECTION 2. DEFINITIONS.

      Whenever used in this Agreement, the following terms shall have the
meanings set forth below and, when the meaning is intended, the initial letter
of the word is capitalized.

      2.1   "Base Salary" means the salary of record paid to a Colleague as
            annual salary, excluding amounts received under incentive or other
            bonus plan, whether or not deferred.

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      2.2   "Beneficial Owner" shall have the meaning ascribed to such term in
            Rule 13d-3 of the General Rules and Regulations under the Exchange
            Act.

      2.3   "Beneficiary" means the persons or entities designated or deemed
            designated by the Colleague pursuant to Section 12.2.

      2.4   "Board" means the Board of Directors of the Company.

      2.5   "EVA Performance Variable" has the same meaning as defined in the
            EVA Performance Incentive Plan.

      2.6   "Cause" means: (a) the Colleague's willful and continued failure to
            substantially perform [his/her] duties with the Company which do not
            differ, in any material respect, from the Colleague's duties and
            responsibilities during the ninety (90) day period immediately prior
            to a Change in Control (other than any such failure resulting from
            Disability or occurring after issuance by the Colleague of a Notice
            of Termination for Good Reason), after a written demand for
            substantial performance is delivered to the Colleague that
            specifically identifies the manner in which the Company believes
            that the Colleague has willfully failed to substantially perform
            [his/her] duties, and after the Colleague has failed to resume
            substantial performance of [his/her] duties on a continuous basis
            within fourteen (14) calendar days of receiving such demand; (b) the
            Colleague's willfully engaging in conduct (other than conduct
            covered under (a) above) which is demonstrably and materially
            injurious to the Company, monetarily or otherwise; or (c) the
            Colleague's having been convicted of a felony. For purposes of this
            subparagraph, no act, or failure to act, on the Colleague's part
            shall be deemed "willful" unless done, or omitted to be done, by the
            Colleague not in good faith and without reasonable belief that the
            action or omission was in the best interests of the Company.

      2.7   "Change in Control," means an occurrence of a nature with respect to
            the Company that would be required to be reported in response to
            Item 6(e) of Schedule 14A of Regulation 14A promulgated under the
            Exchange Act. Without limiting the inclusiveness of the definition
            in the preceding sentence, a Change in Control shall be deemed to
            have occurred as of the first day that any one or more of the
            following conditions is satisfied:

            (a)   Any Person is or becomes the Beneficial Owner, directly or
                  indirectly, of securities of the Company representing twenty
                  percent (20%) or more of the combined voting power of the
                  Company's then outstanding securities; or

            (b)   At any time a majority of the Board of Directors of the
                  Company is comprised of other than Continuing Directors (for
                  purposes of this section, the term Continuing Director means a
                  director who was either (i) first elected or appointed as a
                  director prior to the Effective Date of this

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                  Agreement; or (ii) subsequently elected or appointed as a
                  director if such director was nominated or appointed by at
                  least a majority of the then Continuing Directors; or

            (c)   Any of the following occur:

                  (i)   Any merger or consolidation of the Company, other than a
                        merger or consolidation in which the voting securities
                        of the Company immediately prior to the merger or
                        consolidation continue to represent (either by remaining
                        outstanding or being converted into securities of the
                        surviving entity) fifty percent (50%) or more of the
                        combined voting power of the Company or surviving entity
                        immediately after the merger of consolidation with
                        another entity;

                  (ii)  Any sale, transfer, or other disposition (in a single
                        transaction or a series of related transactions) of all
                        or substantially all of the assets of the Company;

                  (iii) Any liquidation or dissolution of the Company;

                  (iv)  Any reorganization, reverse stock split, or
                        recapitalization of the Company which would result in a
                        Change in Control; or

                  (v)   Any transaction or series of related transactions
                        having, directly or indirectly, the same effect as any
                        of the foregoing; or any agreement, contract, or other
                        arrangement providing for any of the foregoing.

      2.8   "Code" means the United States Internal Revenue Code of 1986, as
            amended.

      2.9   "Committee" means the Compensation Committee of the Board or any
            other committee appointed by the Board to perform the functions of
            the Compensation Committee

      2.10  "Company" means Tower Automotive, Inc., or any successor thereto as
            provided in Section 11.

      2.11  "Deferred Stock Plan" means the Tower Automotive, Inc. Key
            Leadership Deferred Income Stock Purchase Plan.

      2.12  "Disability" means that, as a result of the Colleague's incapacity
            due to physical or mental illness, the Colleague shall have been
            absent from the full-time performance of [his/her] duties with the
            Company for twelve (12) consecutive months and, within thirty (30)
            calendar days after written notice of suspension due to Disability
            is given, the Colleague shall not have returned to the full-time
            performance of [his/her] duties.

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      2.13  "Earned Incentive Compensation" has the same meaning as stated in
            the EVA Performance Incentive Plan.

      2.14  "Effective Date" means the date of this Agreement set forth above.

      2.15  "Effective Date of Termination" means (I) the date on which a
            Qualifying Termination occurs which triggers the payment of
            Severance Benefits under this Agreement, (ii) if the Colleague dies,
            the date of [his/her] death, (iii) if the Colleague becomes
            disabled, the date of [his/her] Disability, or (iv) if the
            Colleague's termination of employment is not a Qualifying
            Termination and not because of [his/her] death or Disability, the
            date specified in a written notice given pursuant to Section 12.1
            prior to termination specifying the effective date of such
            termination.

      2.16  "EVA Performance Incentive Plan" means the Tower Automotive EVA
            Performance Incentive Plan, which became effective January 1, 2000,
            or any successor plan.

      2.17  "Exchange Act" means the United States Securities Exchange Act of
            1934, as amended.

      2.18  "Good Reason" shall mean, without the Colleague's express written
            consent, the occurrence of any one or more of the following:

            (a)   The assignment of the Colleague to duties materially
                  inconsistent with the Colleague's authorities, duties, and
                  responsibilities, (including reporting requirements) as a
                  colleague of the Company, or a reduction or alteration in the
                  nature or status of the Colleague's authorities, duties, or
                  responsibilities from those in effect during the immediately
                  preceding fiscal year;

            (b)   The Company's requiring the Colleague to be based at a
                  location in excess of fifty (50) miles from the facility which
                  is the Colleague's principal business office at the time of
                  the Change in Control, except for required travel on the
                  Company's business to an extent substantially consistent with
                  the Colleague's business obligations as of the Effective Date;

            (c)   A reduction by the Company in the Colleague's Base Salary or
                  target incentive cash bonus as in effect on the Effective Date
                  or as the same shall be increased from time to time;

            (d)   A material reduction in the Colleague's level of participation
                  in any of the Company's short- and/or long-term incentive
                  compensation plans, or colleague benefit or retirement plans,
                  policies, practices, or arrangements in which the Colleague
                  participates as of the Effective Date; provided, however, that
                  reductions in the levels of participation in any such plans

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                  shall not be deemed to be "Good Reason" if the Colleague's
                  reduced level of participation in each such program remains
                  substantially consistent with the average level of
                  participation of other Colleagues who have positions
                  commensurate with the Colleague's position;

            (e)   The failure of the Company to obtain a satisfactory agreement
                  from any successor to the Company to assume and agree to
                  perform this Agreement, as contemplated in Section 11;

            (f)   Any termination of Colleague's employment, by the Company that
                  is not effected pursuant to a Notice of Termination; or

            (g)   Any other reason determined in the discretion of the Board to
                  be a "Good Reason."

            The existence of Good Reason shall not be affected by the
            Colleague's incapacity due to physical or mental illness. The
            Colleague's continued employment shall not constitute a waiver of
            the Colleague's rights with respect to any circumstance constituting
            Good Reason.

      2.19  "Notice of Termination" has the meaning set forth in Section 3.7.

      2.20  "Person" shall have the meaning ascribed to such term in
            Section 3(a)(9) of the Exchange Act and used in Sections 13(d) and
            14(d) thereof, including a "group" as provided in Section 13(d).

      2.21  "Potential Change in Control" means the Company's entering into, or
            the Board of Directors authorizing, an agreement, the consummation
            of which would result in the occurrence of a Change in Control; or
            (ii) adoption by the Board of Directors of a resolution to the
            effect that, for purposes of this Agreement, a Potential Change in
            Control has occurred.

      2.22  "Qualifying Termination" means any of the events described in
            Section 3.2, the occurrence of which triggers the payment of
            Severance Benefits under this Agreement.

      2.23  "Retirement" shall mean voluntary termination of employment for
            other than Good Reason after attaining "Retirement Age" as defined
            in the TARP.

      2.24  "Severance Benefits" means the payment of severance compensation as
            provided in Section 3.3.

      2.25  "Target Bonus" has the meaning stated in the EVA Performance
            Incentive Plan.

      2.26  "TARP" means the Tower Automotive Retirement Plan.

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      2.27  "Trust" means the Company grantor trust to be created pursuant to
            Section 6.

SECTION 3. SEVERANCE BENEFITS.

      3.1   Right To Severance Benefits. The Colleague shall be entitled to
receive from the Company Severance Benefits, as described in Section 3.3, if
there has been a Change in Control and if, within the six (6) month period prior
to the effective date of a Change in Control, or within thirty-six (36) months
following the effective date of a Change in Control, the Colleague's employment
with the Company shall end for any reason specified in Section 3.2.

            The Colleague shall not be entitled to receive Severance Benefits if
[he/she] is terminated for Cause, or if [his/her] employment with the Company
ends due to death or Disability, or due to a voluntary termination of employment
by the Colleague without Good Reason.

      3.2   Qualifying Termination. The occurrence of any one or more of the
following events within the six (6) month period prior to the effective date of
a Change in Control, or within thirty-six (36) months following the effective
date of a Change in Control shall trigger the payment of Severance Benefits to
the Colleague under this Agreement:

      (a)   An involuntary termination of the Colleague's employment by the
            Company for reasons other than Cause;

      (b)   A voluntary termination by the Colleague for Good Reason;

      (c)   A successor company fails or refuses to assume the Company's
            obligations under this Agreement, as required by Section 11; or

      (d)   The Company or any successor company breaches any of the provisions
            of this Agreement.

      3.3   Description Of Severance Benefits. If the Colleague becomes entitled
to receive Severance Benefits, as provided in Sections 3.1 and 3.2, the Company
shall pay to the Colleague and provide [him/her] with the following:

      (a)   A lump sum cash amount equal to: (i) three (3) times the highest
            rate of the Colleague's annualized Base Salary rate in effect at any
            time up to and including the Effective Date of Termination, plus
            (ii) three (3), times the greater of: (A) the Colleague's average
            Earned Incentive Compensation over the three (3) full fiscal years
            prior to the Change in Control; or (B) the Colleague's target
            Incentive Compensation established for the bonus plan year in which
            the Change in Control occurs; provided however, that any amount to
            be paid pursuant to this Section 3.3(a) shall be reduced by any
            other amount of severance relating to salary or bonus continuation
            to be received by the Colleague upon termination of employment of
            the Colleague under any salary or bonus continuation guideline,
            plan, policy or arrangement of the Company and any severance
            payments the

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            Company is required to make pursuant to the requirements of any
            United States or foreign law or regulation.

      (b)   A cash amount equal to the sum of (i) the Colleague's unpaid Base
            Salary and accrued vacation pay through the Effective Date of
            Termination, (ii) the Colleague's unpaid target Incentive
            Compensation, established for the plan year in which the Colleague's
            Effective Date of Termination occurs, multiplied by a fraction, the
            numerator of which is the number of days completed in the then-
            existing fiscal year through the Effective Date of Termination, and
            the denominator of which is three hundred sixty-five (365), (iii)
            any positive balance in the Colleague's EVA Performance Variable
            account, and (iv) any compensation previously deferred by the
            Colleague other than pursuant to the Deferred Stock Plan or any tax
            qualified plan (together with any interest and earnings thereon), in
            each case to the extent not previously paid.

      (c)   A continuation of the welfare benefits of health care, life and
            accidental death and dismemberment, and disability insurance
            coverage for three (3) full years after the Effective Date of
            Termination. These benefits shall be provided to the Colleague at
            the same premium cost, and at the same coverage level, as in effect
            as of the Colleague's Effective Date of Termination. If, however,
            the premium cost and/or level of coverage shall change for all
            colleagues of the Company, the cost and/or coverage level, likewise,
            shall change for each Colleague in a corresponding manner. The
            continuation of these welfare benefits shall be discontinued prior
            to the end of the three (3) year period if the Colleague has
            available substantially similar benefits from a subsequent employer,
            as determined by the Committee.

      (d)   All Deferred Profit Sharing Contributions under the TARP shall he
            one hundred percent (100%) vested.

      (e)   The Flexible Perquisite Fund shall end immediately, provided
            however, that vehicle and club dues reimbursement shall be continued
            for a period of six (6) months.

      (f)   All stock options, restricted awards, other equity based awards and
            all stock units and shares credited to the Colleague's account under
            the Deferred Stock Plan shall be fully vested. All stock options
            shall remain exercisable for a period of twenty-four (24) months
            from the Effective Date of Termination or the earlier expiration of
            their initial term; provided, that, if the Colleague would be
            prohibited from exercising any stock option due to pooling of
            interests or other restraints imposed under applicable accounting
            rules or securities laws, such option shall remain exercisable for
            thirty days after such restriction ceases to apply.

      (g)   To the extent not theretofore paid or provided, the Company shall
            timely pay or provide to the Colleague any other amounts or benefits
            required to be paid or provided or which the Colleague is eligible
            to receive under any plan, program,

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            policy or practice or contract or agreement of the Company and its
            affiliated companies through the Effective Date of Termination.

      3.4   Termination For Disability. Following a Change in Control, if a
Colleague's employment is terminated due to Disability, the Colleague shall
receive [his/her] Base Salary through the Effective Date of Termination, at
which point in time the Colleague's benefits shall be determined in accordance
with the Company' disability, retirement, insurance, and other applicable plans
and programs then in effect.

      3.5   Termination For Retirement Or Death. Following a Change in Control,
if the Colleague's employment is terminated by reason of [his/her] Retirement or
death, the Colleague shall receive [his/her] base salary through the Effective
Date of Termination, at which point in time, the Colleague's benefits shall be
determined in accordance with the Company's retirement, survivor's benefits,
insurance, and other applicable programs of the Company then in effect.

      3.6   Termination For Cause, Or Other Than For Good Reason Or Retirement.
Following a Change in Control, if the Colleague's employment is terminated
either: (a) by the Company for Cause; or (b) by the Colleague (other than for
Retirement) and other than for Good Reason, the Company shall pay the Colleague
[his/her] full Base Salary and accrued vacation through the Effective Date of
Termination, at the rate then in effect, plus all other amounts to which the
Colleague is entitled under any compensation plans of the Company, at the time
such payments are due, and the Company shall have no further obligations to the
Colleague under this Agreement.

      3.7   Notice Of Termination. Any termination by the Company for Cause or
by the Colleague for Good Reason shall be communicated by a Notice of
Termination. For purposes of this Agreement, a "Notice of Termination" shall
mean a written notice which shall indicate the specific termination provision in
this Agreement relied upon, and shall set forth in reasonable detail the facts
and circumstances claimed to provide a basis for termination of the Colleague's
employment under the provision so indicated.

SECTION 4. FORM AND TIMING OF SEVERANCE BENEFITS.

      4.1   Form And Timing Of Severance Benefits. The Severance Benefits
described in Sections 3.3(a), 3.3(b), and 3.3(g) shall be paid in cash to the
Colleague in a single lump sum as soon as practicable following the Effective
Date of Termination, but in no event beyond thirty (30) days from such date.

      4.2   Withholding Of Taxes. The Company shall be entitled to withhold from
any amounts payable under this Agreement all taxes as legally shall be required
(including, without limitation, any United States federal taxes and any other
state, city, or local taxes or foreign taxes).

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SECTION 5. EXCISE TAX EQUALIZATION PAYMENT.

      5.1   Excise Tax Equalization Payment. If the Colleague becomes entitled
to Severance Benefits or any other payment or benefit under this Agreement, or
under any other agreement with or plan of the Company (in the aggregate, the
"Total Payments") , if all or any part of the Total Payments will be subject to
the tax (the "Excise Tax") imposed by Section 4999 of the Code (or any similar
tax that may hereafter be imposed), the Company shall pay to the Colleague in
cash an additional amount (the "Gross-Up Payment") such that the net amount
retained by the Colleague after deduction of any Excise Tax upon the Total
Payments and any federal, state, and local income tax, penalties, interest, and
Excise Tax upon the Gross-Up Payment provided for by this Section 5.1 (including
FICA and FUTA), shall be equal to the Total Payments. Such payment shall be made
by the Company to the Colleague as soon as practical following the Effective
Date of Termination, but in no event beyond thirty (30) days from such date.

      5.2   Tax Computation. For purposes of determining whether any of the
Total Payments will be subject to the Excise Tax and the amounts of such Excise
Tax:

      (a)   Any other payments or benefits received or to be received by the
            Colleague in connection with a Change in Control of the Company or
            the Colleague's termination of employment (whether pursuant to the
            terms of this Agreement or any other plan, arrangement, or agreement
            with the Company, or with any Person whose actions result in a
            Change in Control of the Company or any Person affiliated with the
            Company or such Persons) shall be treated as "parachute payments"
            within the meaning of Section 280G(b) (2) of the Code, and all
            "excess parachute payments" within the meaning of Section 280G(b)
            (1) shall be treated as subject to the Excise Tax, unless in the
            opinion of tax counsel as supported by the Company's independent
            auditors and acceptable to the Colleague, such other payments or
            benefits (in whole or in part) do not constitute parachute payments,
            or unless such excess parachute payments (in whole or in part)
            represent reasonable compensation for services actually rendered
            within the meaning of Section 280G(b) (4) of the Code in excess of
            the base amount within the meaning of Section 280G(b) (3) of the
            Code, or are otherwise not subject to the Excise Tax;

      (b)   The amount of the Total Payments which shall be treated as subject
            to the Excise Tax shall be equal to the lesser of: (i) the total
            amount of the Total Payments; or (ii) the amount of excess parachute
            payments within the meaning of Section 280G(b) (1) (after applying
            clause (a) above) ; and

      (c)   The value of any noncash benefits or any deferred payment or benefit
            shall be determined by the Company's independent auditors in
            accordance with the principles of Sections 280G(d) (3) and (4) of
            the Code.

      For purposes of determining the amount of the Gross-Up Payment, the
Colleague shall be deemed to pay federal income taxes at the highest marginal
rate of federal income taxation in the calendar year in which the Gross-Up
Payment is to be made, and to pay state and local income

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taxes at the highest marginal rate of taxation in the state and locality of the
Colleague's residence on the Effective Date of Termination, net of the maximum
reduction in federal income taxes which could be obtained from deduction of such
state and local taxes.

      5.3   Subsequent Recalculation. If the Internal Revenue Service adjusts
the computation of the Company under Section 5.2 so that the Colleague did not
receive the greatest net benefit, the Company shall reimburse the Colleague for
the full amount necessary to make the Colleague whole, plus a market rate of
interest, as determined by the Committee.

SECTION 6. ESTABLISHMENT OF TRUST.

      As soon as practicable following the Effective Date hereof, the Company
shall create a Trust (which shall be an irrevocable grantor trust within the
meaning of Sections 671-678 of the Code) for the benefit of the Colleague and
Beneficiaries, as appropriate. The Trust shall have a Trustee as selected by the
Company, and shall have certain restrictions as to the Company's ability to
amend the Trust or cancel benefits provided thereunder. Any assets contained in
the Trust shall, at all times, be specifically subject to the claims of the
Company's general creditors in the event of bankruptcy or insolvency; such terms
to be specifically defined within the provisions of the Trust, along with the
required procedure for notifying the Trustee of any bankruptcy or insolvency.

      At any time following the Effective Date hereof, the Company may deposit
assets in the Trust in an amount equal to or less than the aggregate Severance
Benefits which may become due to the Colleague under Sections 3.1, 3.2, and 5.1
of this Agreement.

      Upon the first to occur of a Potential Change in Control or Change in
Control, the Company shall deposit assets in such Trust in an amount equal to
the aggregate Severance Benefits which may become due to the Colleague under
Sections 3.1, 3.2, and 5.1 of this Agreement, except to the extent that assets
equal to any Severance Benefits payable pursuant to Sections 3.3(d), 3.3(f) or
3.3(g) are held in or required to be deposited in a separate grantor trust which
is in effect as of the Potential Change in Control or Change in Control, as
applicable.

SECTION 7. THE COMPANY'S PAYMENT OBLIGATIONS.

      The Company's obligation to make the payments and the arrangements
provided for herein shall be absolute and unconditional, and shall not be
affected by any circumstances, including, without limitation, any offset,
counterclaim, recoupment, defense, or other right which the Company may have
against the Colleague or anyone else. All amounts payable by the Company
hereunder shall be paid without notice or demand. Each and every payment made
hereunder by the Company shall be final, and the Company shall not seek to
recover all or any part of such payment from the Colleague or from whomsoever
may be entitled thereto, for any reasons whatsoever.

      The Colleague shall not be obligated to seek other employment in
mitigation of the amounts payable or arrangements made under any provision of
this Agreement, and the obtaining of any such other employment shall in no event
effect any reduction of the Company's

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obligations to make the payments and arrangements required to be made under this
Agreement, except to the extent provided in Section 3.3(c).

SECTION 8. LEGAL REMEDIES.

      8.1   Payment Of Legal Fees. To the extent permitted by law, the Company
shall pay all legal fees, costs of litigation, prejudgment interest, and other
expenses incurred in good faith by the Colleague as a result of the Company's
refusal to provide the Severance Benefits to which the Colleague becomes
entitled under this Agreement, or as a result of the Company's contesting the
validity, enforceability, or interpretation of this Agreement, or as a result
of any conflict between the parties pertaining to this Agreement; provided,
however, that the Company shall be reimbursed by the Colleague for all such fees
and expenses if the Colleague fails to prevail with respect to any one material
issue of dispute in connection with such legal action.

      8.2   Arbitration. The Colleague shall have the right and option to elect
(in lieu of litigation) to have any dispute or controversy arising under or in
connection with this Agreement settled by arbitration, conducted before a panel
of three (3) arbitrators sitting in a location selected by the Colleague within
fifty (50) miles from the location of his employment with the Company, in
accordance with the rules of the American Arbitration Association then in
effect.

      Judgment may be entered on the award of the arbitrator in any court having
proper jurisdiction. All expenses of such arbitration, including the fees and
expenses of the counsel for the Colleague, shall be borne by the Company;
provided, however, that the Company shall be reimbursed by the Colleague for all
such fees and expenses if the Colleague fails to prevail with respect to any one
material issue of dispute in connection with such arbitration.

SECTION 9. OUTPLACEMENT ASSISTANCE.

      Following a Qualifying Termination (as described in Section 3.2), the
Colleague shall be reimbursed by the Company for the costs of all outplacement
services obtained by the Colleague within the three (3) year period after the
Effective Date of Termination; provided, however, that the total reimbursement
shall be limited to an amount equal to fifteen percent (15%) of the Colleague's
Base Salary as of the Effective Date of Termination.

SECTION 10. OBLIGATIONS OF THE COLLEAGUE.

      10.1 Limitation on Colleague's Voluntary Termination. The Colleague agrees
that if any Person attempts a Change in Control, [he/she] shall not voluntarily
leave the employ of the Company without a Good Reason specified in Section
2.18(c) or 2.18(d) (a) until such attempted Change in Control terminates or (b)
if a Change in Control shall occur, until ninety (90) days following such Change
in Control. For purposes of clause (a) of the preceding sentence, Good Reason
shall be determined as if a Change in Control had occurred when such attempted
Change in Control became known to the Board.

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      10.2  Confidential Information and Non-Solicitation.

      (a)   The Colleague acknowledges that, as a colleague of the Company, he
will be making use of, acquiring and adding to confidential information of a
special and unique nature and value relating to the Company and its strategic
plan and financial operations. The Colleague further recognizes and acknowledges
that all confidential information is the exclusive property of the Company, is
material and confidential, and is critical to the successful conduct of the
business of the Company. Accordingly, the Colleague covenants and agrees that he
will use confidential information for the benefit of the Company only and shall
not at any time, directly or indirectly, during the term of this Agreement or
thereafter divulge, reveal or communicate any confidential information to any
person, firm, corporation or entity whatsoever, or use any confidential
information for his own benefit or for the benefit of others. The Colleague also
agrees not to hire or solicit for hire, directly or indirectly, any colleague on
the payroll of the Company for any third party during the term of this Agreement
and for two (2) years after the Date of Termination without the prior written
consent of the Company. In no event shall an asserted violation of the
provisions of this Section 10.2 constitute a basis for deferring or withholding
any amounts otherwise payable to the Colleague under this Agreement.

      (b)   Any termination of the Colleague's employment or of this Agreement
shall have no effect on the continuing operation of this Section 10.2.

      (c)   The Colleague acknowledges and agrees that the Company will have no
adequate remedy at law, and could be irreparably harmed, if the Colleague
breaches or threatens to breach any of the provisions of this Section 10.2. The
Colleague agrees that the Company shall be entitled to equitable and/or
injunctive relief to prevent any breach or threatened breach of this Section
10.2, and to specific performance of each of the terms hereof in addition to any
other legal or equitable remedies that the Company may have. The Colleague
further agrees that he shall not, in any equity proceeding relating to the
enforcement of the terms of this Section 10.2, raise the defense that the
Company has an adequate remedy at law.

SECTION 11. SUCCESSORS AND ASSIGNMENT.

      11.1  Successors To The Company.

            (a)   This Agreement shall not be terminated by any merger or
                  consolidation of the Company whether the Company is or is not
                  the surviving or resulting corporation or as a result of any
                  transfer of all or substantially all of the assets of the
                  Company. In the event of any such merger, consolidation or
                  transfer of assets, the provisions of this Agreement shall be
                  binding upon the surviving or resulting corporation or the
                  person or entity to which such assets are transferred.

            (b)   The Company agrees that concurrently with any merger,
                  consolidation or transfer of assets referred to in Section
                  11.1(a), it will cause any successor or transferee
                  unconditionally to assume, by written instrument delivered to
                  the Colleague (or his Beneficiary or estate), all of the
                  obligations of the

                                       12
<PAGE>

                  Company hereunder. Failure of the Company to obtain such
                  assumption prior to the effectiveness of any such merger,
                  consolidation or transfer of assets shall be a breach of this
                  Agreement and shall entitle the Colleague to compensation and
                  other benefits from the Company in the same amount and on the
                  same terms as the Colleague would be entitled hereunder if the
                  Colleague's employment were terminated following a Change in
                  Control voluntarily for Good Reason. For purposes of
                  implementing the foregoing, the date on which any such merger,
                  consolidation or transfer becomes effective shall be deemed
                  the Effective Date of Termination.

      11.2  Assignment By The Colleague. This Agreement shall inure to the
benefit of and be enforceable by the Colleague's personal or legal
representatives, executors, administrators, successors, heirs, distributees,
devisees, and legatees. If the Colleague dies while any amount would still be
payable to [him/her] hereunder had [he/she] continued to live, all such amounts,
unless otherwise provided herein, shall be paid in accordance with the terms of
this Agreement to the Colleague's Beneficiary. If the Colleague has not named a
Beneficiary, then such amounts shall be paid to the Colleague's devisee,
legatee, or other designee, or if there is no such designee, to the Colleague's
estate.

SECTION 12 MISCELLANEOUS.

      12.1. Notices. For purposes of this Agreement, all notices, including
without limitation, a Notice of Termination, and other communications required
or permitted hereunder shall be in writing and shall be deemed to have been duly
given when delivered or five days after deposit in the United States mail,
certified and return receipt requested, postage prepaid, addressed (1) if to the
Colleague, to <<Addrl>> <<Addr2>> <<City_State_Zip>> <<Country>> and if to the
Company, to Tower Automotive, Inc., 5211 Cascade Road, Grand Rapids, Michigan,
49301, attention Richard S. Burgess, with a copy to the Secretary, or (2) to
such other address as either party may have furnished to the other in writing in
accordance herewith, except that notices of change of address shall be effective
only upon receipt.

      12.2  Employment Status. Except as may be provided under any other
agreement between the Colleague and the Company, the employment of the Colleague
by the Company is "at will," and may be terminated by either the Company or the
Colleague at any time, subject to applicable law and subject to the respective
obligations of the Company and the Colleague under the terms of this Agreement.

      12.3  Beneficiaries. The Colleague may designate one or more persons or
entities as the primary and/or contingent Beneficiaries of any Severance
Benefits owing to the Colleague under this Agreement. Such designation must be
in the form of a signed writing acceptable to the Committee. The Colleague may
make or change such designations at any time.

      12.4  Severability. In the event any provision of this Agreement shall be
held illegal or invalid for any reason, the illegality or invalidity shall not
affect the remaining parts of the Agreement, and the Agreement shall be
construed and enforced as if the illegal or invalid

                                       13
<PAGE>

provision had not been included. Further, the captions of this Agreement are not
part of the provisions hereof and shall have no force and effect.

      12.5  Modification. No provision of this Agreement may be modified,
waived, or discharged unless such modification, waiver, or discharge is agreed
to in writing and signed by the Colleague and by an authorized member of the
Committee, or by the respective parties' legal representatives and successors.

      12.6  Entire Agreement. This Agreement sets forth the entire agreement and
understanding of the parties with respect to the subject matter hereof and
supercedes all prior agreements, arrangements, and understandings related to the
subject matter hereof.

      12.7  Applicable Law. To the extent not preempted by the laws of the
United States, the laws of the state of Michigan shall be the controlling law in
all matters relating to this Agreement.

      IN WITNESS WHEREOF, the parties have signed this Agreement as of the day
and year written above.

                                             TOWER AUTOMOTIVE, INC.

                                             By ____________________________

                                                Its: _______________________

                                             _______________________________
                                             Colleague Signature

                                              <<FirstName>> <<LastName>>
                                             _______________________________

                                       14<PAGE>

                                                                   EXHIBIT 10.19

                              RETIREMENT AGREEMENT

      This is a Retirement Agreement ("Agreement") between Tower Automotive,
Inc., a Delaware corporation, ("Tower Automotive" or "Company") and Dugald K.
Campbell ("Mr. Campbell"), dated and signed by the parties as of the 17th day of
September, 2003 (the "Effective Date").

                                   BACKGROUND

      The Company was incorporated in March 1993 and acquired R.J. Tower
Corporation, its first acquisition, shortly thereafter. Since December 1993, Mr.
Campbell has served the Company as its President and Chief Executive Officer and
as a member of its Board of Directors. At the time of his employment, he
conveyed to the Board his desire to serve as the Company's chief executive
through the first decade of its growth. The growth of the Company's annual
revenues during his tenure attest to his success, having increased annual
revenues from about $61 million in 1993 to an estimated $2.8 billion in 2003.

      Mr. Campbell has been active in his cooperation with the Company's
Nominating and Corporate Governance Committee in the search for his successor.
Ms. Kathleen Ligocki ("Ms. Ligocki") was elected by the Company's Board of
Directors as the Company's President and Chief Executive Officer, effective
August 18, 2003. Mr. Campbell is committed to work with Ms. Ligocki to assure an
effective and orderly transition of his duties and responsibilities. Mr.
Campbell will retire from the Company on June 30, 2004.

      In recognition of Mr. Campbell's contributions, the Company desires to
provide certain retirement benefits for him. This Agreement will set forth the
mutual agreements of the parties regarding the terms, conditions, obligations
and benefits associated with Mr. Campbell's retirement.

                                       1
<PAGE>

      The parties agree as follow:

      1.    RETIREMENT DATE. Effective June 30, 2004, Mr. Campbell will retire
from his employment by Tower Automotive ("Retirement Date"). Except as set forth
in this Agreement, all Mr. Campbell's compensation and benefits terminate on the
Retirement Date.

      2.    RESIGNATIONS. Mr. Campbell submitted his resignation as the
Company's President and Chief Executive Officer effective August 18, 2003, which
was accepted by the Board of Directors. The Company has announced publicly the
appointment of Ms. Ligocki as successor to Mr. Campbell as President and Chief
Executive Officer of the Company. Mr. Campbell has submitted his resignation as
a director of the Company effective as of the Effective Date. Ms. Ligocki has
also succeeded Mr. Campbell as an officer, director and in all other positions
held by him in the subsidiaries, affiliates, and related entities of the
Company.

            The Company and Mr. Campbell understand that Mr. Campbell will not
be nominated by the Board as a candidate to be elected as a director of the
Company at the 2004 annual meeting of the shareholders of the Company

      3.    ADDITIONAL ANNOUNCEMENTS. The timing, form, manner and content of
future public announcements, if any, containing additional material information
relating to Mr. Campbell's resignation or retirement will occur in a mutually
agreed-upon manner.

      4.    PERIOD OF TRANSITION AND COOPERATION. The Company and Mr. Campbell
agree that he will continue to be employed by Tower Automotive at his current
level of compensation and benefits until his Retirement Date, including any
annual bonus earned for 2003 in accordance with the Company's annual incentive
plan; provided, however, that he will not be entitled to:

                                       2
<PAGE>

            (a)   Participate in or receive any bonus or other payments under
      the Company's annual incentive plan for the year beginning January 1,
      2004; or

            (b)   Receive any new equity-based awards, such as options or
      restricted shares after the Effective Date, other than as expressly
      provided in this Agreement.

      Prior to his Retirement Date and during the three (3) consecutive year
period commencing on the Retirement Date (the "Advisory Period"), Mr. Campbell
agrees to cooperate with the Company in the orientation of, and transition of
his duties and responsibilities to, Ms. Ligocki. In addition, Mr. Campbell
agrees that during the Advisory Period, he will make himself reasonably
available to Tower Automotive to provide information, testimony and other
requested assistance to the Company with respect to any judicial or
administrative dispute, charge, lawsuit or other proceeding. During the Advisory
Period, he also agrees reasonably to remain on call to consult and advise the
Chairman of the Board and the Chief Executive Officer, with respect to business
issues and matters relating to the responsibilities of the Chief Executive
Officer or the Board.

      5.    RETURN OF COMPANY PROPERTY. Mr. Campbell agrees that promptly after
his Retirement Date, he will surrender to Tower Automotive all Company property
and records, including but not limited to all business opportunities,
confidential and proprietary information and trade secrets, that are in his
possession or control except, as the Company and Mr. Campbell mutually agree,
are necessary to provide services to the Company during the Advisory Period.
Subject to such exceptions, Mr. Campbell attests that as of his Retirement Date
he will not have retained any originals or copies of any confidential,
non-public Company records, whether in paper, electronic or other form.

                                       3
<PAGE>

      6.    EXPENSE REIMBURSEMENT. Provided Mr. Campbell promptly provides
suitable written expense reports and documentation, the Company will promptly
reimburse him for all reasonable and necessary business expenses incurred prior
to the Retirement Date, and during the Advisory Period with respect to any
assistance or consultations requested by the Chairman of the Board or the Chief
Executive Officer.

      7.    LIABILITY INSURANCE COVERAGE AND INDEMNIFICATION. With respect to
Mr. Campbell's authorized activities and duties while employed by Tower
Automotive and while serving as a director of Tower Automotive, nothing in this
Agreement shall deprive Mr. Campbell of the benefits of Tower Automotive's
existing officer and director liability insurance coverage, nor of any right to
indemnification under Tower Automotive's Articles of Incorporation, By-laws or
the written Indemnification Agreement between the Company and Mr. Campbell.

      8.    RETIREMENT PAYMENTS AND BENEFITS. Tower Automotive agrees to provide
Mr. Campbell with the following retirement benefits. The provision of each of
these benefits is contingent on Mr. Campbell signing, not revoking, and abiding
by this Agreement and the attached ADEA Waiver. The Company will not be
obligated to provide any benefits until after the seven-day revocation period
set forth in the ADEA Waiver has expired.

            (a)   Equity and Cash Retirement Benefits.

                  (i)   Stock Units Credited Under DISP Plan. As of the date of
            this Agreement, the Company grants to Mr. Campbell and will credit
            (A) to Mr. Campbell's Basic Account in the Company's Key Leadership
            Deferred Income Stock Purchase Plan ("DISP Plan"), the number of
            stock units determined by dividing $1,500,000 by the closing market
            price on the NYSE of the Company's

                                       4
<PAGE>

            common stock on that date, and (B) to his Premium Account, the
            number of stock units determined as provided in the DISP Plan
            related to the foregoing credit to his Basic Account. As provided in
            the DISP Plan, the stock units credited to his Basic Account will be
            fully vested, and the stock units credited to his Premium Account
            will vest according to the applicable provisions of the DISP Plan.

                  (ii)  Cash Payment. Mr. Campbell will be paid Four Hundred
            Thousand Dollars ($400,000) in 2005 and Four Hundred Thousand
            Dollars ($400,000) in 2006 in eight (8) quarterly installments of
            One Hundred Thousand Dollars ($100,000) each, on the first day of
            January, April, July and October in the years 2005 and 2006. Mr.
            Campbell shall have one opportunity to elect to defer any or all of
            such cash payments for periods of not more than two (2) years from
            their respective due dates, by delivering notice to the Company at
            least twelve (12) months prior to the due date of the payment or
            payments to be deferred. No interest shall accrue or be payable in
            connection with any cash payments, whether or not due dates are
            deferred.

            (b)   Group Health Plans.

                  (i)   Mr. Campbell will have the right to elect to continue
            his group health, dental and vision insurance coverage for himself
            and eligible dependants pursuant to COBRA. Any COBRA coverage will
            be at Mr. Campbell's sole expense.

                  (ii)  Mr. Campbell will have the right to elect to become a
            participant under the R. J. Tower Retiree Health Care Plan. Mr.
            Campbell will pay the full premium to provide coverage for himself
            and his wife until he reaches age sixty-

                                       5
<PAGE>

            two (62), and beginning at that time the Company will contribute One
            Hundred Ten Dollars ($110) per month toward the premium for such
            coverage until he attains age sixty-five (65).

            (c)   Compensation and Retirement Plans. Mr. Campbell's benefits, as
      a participant in the following Company plans, will vest and otherwise be
      determined and distributed strictly in accordance with the terms and
      conditions of each of such plans and of any agreements representing awards
      granted to Mr. Campbell under any of such plans:

                  (i)   Options and restricted shares issued to him and
            currently outstanding under the Tower Automotive Long Term Incentive
            Plan (effective March 1, 1999), but excluding options surrendered by
            Mr. Campbell pursuant to Paragraph 9 of this Agreement.

                  (ii)  Shares purchased by him pursuant to the Colleague Stock
            Discount Purchase Plan.

                  (iii) Benefits deferred and earned under the DISP Plan.

                  (iv)  Performance cash award amounts accrued under the Tower
            Automotive Performance Cash Plan as applied to performance period
            2001-2002, the final installment of which is payable to him in 2004.

                  (v)   Performance cash award amounts, if any, to be earned
            under the Tower Automotive Performance Cash Plan as applied to
            performance period 2003-2004, prorated, as provided in such Plan,
            payable in equal installments in 2005 and 2006.

                  (vi)  Benefits under the Tower Automotive Retirement Plan and
            Supplemental Employee Retirement Plan.

                                       6
<PAGE>

      9.    SURRENDER OF STOCK OPTIONS. Effective as of the date of this
Agreement, Mr. Campbell agrees to forfeit and surrender to the Company for
cancellation the following stock options granted to him under the Company's 1999
Long Term Incentive Plan:

<TABLE>
<CAPTION>
                                                          Number of Shared
                                                             Currently
Date of Grant      Number of Shares     Exercise Price      Exercisable
-------------      ----------------     --------------      -----------
<S>                <C>                  <C>                 <C>
3/08/2000              200,000              $13.19            150,000
3/01/2001              165,700              $11.33             82,850
5/15/2002              165,000              $13.75             41,250
</TABLE>

      Mr. Campbell has not purchased any of the shares covered by these options.

      10.   RELEASE. Except as prohibited by law, Mr. Campbell releases Tower
Automotive, its subsidiaries, related and affiliated entities, along with their
former and current owners, directors, officers, employees, agents, insurers, and
representatives from any and all administrative, judicial, common law,
equitable, and/or statutory claims (whether known or unknown) under federal,
state, or local laws, and which arose from or relate to his employment by or
retirement from Tower Automotive. This Release is not revocable and shall be
effective immediately as to all waivable claims, other than any claims that Mr.
Campbell may have under the federal Age Discrimination in Employment Act
("ADEA").

            As to any claims under the ADEA, no release will be effective unless
Mr. Campbell signs the additional ADEA Waiver which is attached. Mr. Campbell
will have twenty-one (21) days in which to consider the attached ADEA Waiver and
acknowledges that he has been advised to consult with an attorney prior to
signing the ADEA Waiver. Mr. Campbell will have seven (7) days after he signs
the ADEA Waiver in which to exercise his right to revoke the ADEA Waiver. The
ADEA Waiver will not become enforceable until that seven-day period has expired.

                                       7
<PAGE>

            If, however, Mr. Campbell fails to sign the ADEA Waiver, or if he
timely revokes the ADEA Waiver, Tower Automotive, in its sole discretion, may
revoke this entire Agreement, or enforce or abide by the remaining provisions of
this Agreement as written. If the Company revokes the entire Agreement and if,
prior to revocation, any benefits under this Agreement have been provided by the
Company to Mr. Campbell or provided by Mr. Campbell to the Company, such
benefits shall be returned or cancelled, as the case may be.

      11.   CONFIDENTIAL AND PROPRIETARY INFORMATION. Mr. Campbell agrees that
unless he receives prior written consent from the Chief Executive Officer of
Tower Automotive, he will not disclose to any person outside Tower Automotive's
employment, nor will he make any unauthorized use of (whether for the benefit of
himself or others) any of Tower Automotive's confidential and proprietary
information. Tower Automotive's confidential and proprietary information
includes, but is not limited to, any non-public information pertaining to:

            (a)   Inventions, trade secrets, business information, data, logic
      diagrams, flowcharts, prototypes, sketches, formula, algorithms, know-how,
      improvements, discoveries, developments, designs, mask works, writings,
      art designs, prints, labels, works of art, audiovisual works, other works
      of authorship and techniques, whether conceived, created or invented by
      Mr. Campbell, and whether or not reduced to practice;

            (b)   Nonpublic information regarding research, development, new
      products, marketing and selling, manufacturing processes, business plans
      and strategy, proposals, budgets, unpublished financial statements,
      licenses, contracts, prices and costs, suppliers, customers, customer
      lists; and,

            (c)   Non-public information regarding the skills and compensation
      of other employees of Tower Automotive.

                                       8
<PAGE>

In addition, Mr. Campbell remains bound by any non-conflicting terms of any
prior confidentiality agreement that he entered into with the Company.

      12.   AGREEMENT NOT TO COMPETE/NO SOLICITATION. Beginning on the date of
this Agreement and for a period of three (3) consecutive years commencing on the
Retirement Date, Mr. Campbell agrees that he will not directly or indirectly
become self-employed, employed by, serve as a director for, consult with,
finance, take an ownership interest in, or otherwise work or perform services
for or assist any entity or enterprise that is or is planning to become in
competition with Tower Automotive. In addition, during the same period, Mr.
Campbell agrees that he will not directly or indirectly solicit, induce or
attempt to induce any employee of Tower Automotive to leave his or her
employment with Tower Automotive. Nothing in this paragraph shall prohibit Mr.
Campbell from owning 5% or less of the voting stock of any publicly traded
corporation.

      13.   CONFIDENTIALITY. Unless and until the Company files this Agreement
with the Securities and Exchange Commission or otherwise discloses it or its
contents publicly, Mr. Campbell agrees that he and his agents will keep the
terms and content of this Agreement confidential. He may, however, disclose the
terms and content of this Agreement to his attorney, accountant, spouse, to
federal, state, or local agencies that inquire about this Agreement, or as may
be lawfully ordered by a court of competent jurisdiction.

      14.   NON-DISPARAGEMENT AND NON-INTERFERENCE. Mr. Campbell agrees that he
will not disparage, criticize, condemn, or impugn Tower Automotive, its related
and affiliated companies, their products nor any of the other persons released
through this Agreement. In addition, Mr. Campbell agrees that he will not
directly or indirectly interfere with, adversely affect, or attempt to interfere
with or adversely affect, Tower Automotive's business relationships, reputation,
contracts, pricing or other relationships that Tower Automotive has

                                       9
<PAGE>

with its former, current or prospective customers, suppliers, clients,
employees, businesses, financial institutions, stockholders or others persons or
entities with whom Tower Automotive interacts or relates.

      15.   COMPLETE AGREEMENT. This Agreement is the complete agreement between
the parties with respect to the subject matter of this Agreement, and, except as
expressly stated otherwise in this Agreement, supersedes all prior employment
agreements, understandings or other agreements between the parties, whether oral
or written, dealing with the same subject matter.

      16.   MODIFICATION. No modification of this Agreement will be enforceable,
unless it is in writing, signed by Mr. Campbell and by the Chair of the Board
for Tower Automotive, or by other Company officer authorized by the Board.

      17.   VOLUNTARY AND KNOWING CONSENT. Mr. Campbell attests that he signed
this Agreement voluntarily, that he understands its content, meaning and effect,
and that he had the opportunity to consult advisors of his choice prior to
signing this Agreement.

      18.   NON-ADMISSION OF LIABILITY. By entering into this Agreement, Tower
Automotive does not admit that it acted wrongfully or violated any federal,
state, or local criminal or civil laws.

      19.   SEVERABILITY. If any term, clause, or provision of this Agreement is
deemed unlawful, void, or otherwise unenforceable or invalid by a competent
tribunal, that term, clause or provision shall be modified to make it
enforceable to the maximum extent permitted by law. If not enforceable to any
degree, then only that term, clause, or provision shall be deemed ineffective
and thereby severed from the remainder of this Agreement. The remaining terms,
clauses, and provisions of this Agreement shall remain in full effect, to the
maximum extent permitted by law.

                                       10
<PAGE>

      20.   BINDING EFFECT. This Agreement shall be binding upon and inure to
the benefit of Mr. Campbell, his personal representatives, heirs and assigns,
and the Company, its successors and assigns.

      21.   ARBITRATION. With the exception of claims to enforce paragraphs 5
(Return of Company Property), 11 (Confidential and Proprietary Information), 12
(Agreement Not to Compete/No Solicitation), 13 (Confidentiality) and 14
(Non-Disparagement and Non-interference), the parties agree that any dispute or
breach between them that arises under or pertains in any way to this Agreement
shall be resolved through arbitration. Any demand for arbitration must be made
in writing and must be received by the other party within 30 calendar days of
the date the demanding party knew of the alleged dispute or breach. The parties
agree that any claim not timely filed under this arbitration procedure is
waived. If Tower Automotive demands arbitration, Tower Automotive shall mail or
deliver such written notice to Mr. Campbell's last known home address as
directed in Paragraph 22 (Notices). If Mr. Campbell demands arbitration, Mr.
Campbell shall address such demand to the Chief Executive Officer of Tower
Automotive and mail or deliver it to Tower Automotive's corporate headquarters
in Grand Rapids, Michigan as directed in Paragraph 22 (Notices). The parties
will attempt to promptly agree on a single arbitrator to hear the dispute. If
agreement on an arbitrator cannot be reached within 30 calendar days, either
party may request a panel of arbitrators from the American Arbitration
Association ("AAA"). The arbitration shall be conducted under the auspices of
the AAA and any agreed-upon or selected arbitrator shall apply the AAA's
National Rules for the Resolution of Employment Disputes. The arbitrator shall
have subpoena power and have the authority to grant a reasonable period of
discovery prior to the arbitration hearing. Discovery may be conducted through
any means permitted under the Michigan Court Rules. The laws of

                                       11
<PAGE>

the State of Michigan shall apply. Any AAA fees and the costs and expenses of
the arbitrator shall be shared equally by the parties. Each party shall be
responsible for his/its own attorney fees, expert witness fees and other
expenses associated with arbitration. The decision of the arbitrator shall be
final and binding. Judgment shall be entered in a court of competent
jurisdiction in accordance with the arbitrator's decision. If a party refuses to
arbitrate or to abide by an arbitrator's decision, the other party may seek a
court order from a court of competent jurisdiction to mandate the other party to
arbitrate or to mandate compliance with the arbitrator's decision. The
arbitration hearing shall be held in Grand Rapids, Michigan, or such other
location mutually agreed-to by the parties.

      22.   NOTICES. All notices and other communications shall be in writing;
shall be delivered by hand delivery to the other party or mailed by registered
or certified mail, return receipt requested, postage prepaid; shall be deemed
delivered on date of actual receipt; and shall be addressed as follows:

            If to Mr.Campbell:
                  Dugald K. Campbell
                  4959 Winter Ridge Drive, S.E.
                  Ada, Michigan 48117

            If to the Company:
                  Tower Automotive, Inc.
                  5211 Cascade Road, S.E., Suite 300
                  Grand Rapids, MI 49546
                  Attention: President

or such other address as either party shall have forwarded to the other party in
the manner stated above.

      23.   GOVERNING LAW AND JUDICIAL CLAIMS. This Agreement shall be governed
by and construed according to the laws of the State of Michigan. The parties
agree that any judicial

                                       12
<PAGE>

actions filed against the other to enforce paragraphs 5 (Return of Company
Property), 11 (Confidential and Proprietary Information), 12 (Agreement Not to
Compete/No Solicitation), 13 (Confidentiality) and 14 (Non-Disparagement and
Non-Interference) shall be brought in a state or federal court situated in and
having jurisdiction over claims in Kent County, Michigan.

      24.   BOARD APPROVAL AND AUTHORIZATION. On September 17, 2003, the
Company's Board of Directors approved this Agreement and authorized it to be
executed on behalf of the Company by the Chairman of the Board.

                                              /s/ Dugald K. Campbell
Date: September________, 2003                 -------------------------
                                              Dugald K. Campbell

Date: September________, 2003                 Tower Automotive, Inc.

                                              By: /s/ XXXXX
                                                  ----------------------

                                              Its: Chairman of the Bord

                                       13
<PAGE>

                                   ADEA WAIVER

      In conjunction with the consideration provided in my Retirement Agreement,
and except as prohibited by law, I agree, knowingly and voluntarily, to waive
any and all claims that I might have under the Age Discrimination in Employment
Act of 1967, as amended, against Tower Automotive, Inc., its related and
affiliated entities, and their former and current owners, directors, officers,
employees, agents, insurers, and representatives, and which occurred on or
before the date of this ADEA Waiver. I understand that this Waiver does not
prevent me from later challenging the knowing and voluntary nature of this ADEA
Waiver, nor does this Waiver attempt to waive any rights that under applicable
law cannot be waived. I acknowledge that I have been advised to consult with an
attorney prior to signing this ADEA Waiver and have been provided twenty-one
(21) days within which to consider the ADEA Waiver. I further understand that I
have seven (7) days after I sign this ADEA Waiver in which to revoke the ADEA
Waiver.

                                                /s/ Dugald K. Campbell
Date: Sept 17, 2003                             -----------------------
                                                Dugald K. Campbell

                                       14

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