Document:

EX-4.5

 Exhibit 4.5 
 SUBSERVICING AGREEMENT 
 THIS SUBSERVICING AGREEMENT is made as of
March 12, 2013 (this “Agreement”), among American Express Travel Related Services Company, Inc., a New York corporation (the “Servicer”) and Amex Card Services Company (“ACSC” or the
“Subservicer”). 
 RECITALS 
 WHEREAS, the Servicer is a party to the Amended and Restated Servicing Agreement, dated as of March 12, 2013 (as further amended and supplemented from time to time, the “Servicing
Agreement”), among American Express Receivables Financing Corporation VIII LLC, as Transferor (the “Transferor”), the Servicer, American Express Issuance Trust II, as Issuer, and The Bank of New York Mellon, as Indenture
Trustee (in such capacity, the “Indenture Trustee”); and 
 WHEREAS, pursuant to the Servicing Agreement, the
Servicer has agreed to service and administer, or cause to be serviced and administered, the Receivables; and 
 WHEREAS, the
parties hereto desire that the Servicer engage the Subservicer to subservice and administer certain Receivables upon the terms and conditions and subject to the limitations hereinafter set forth. 

NOW, THEREFORE, in consideration of the mutual covenants and agreements contained in this Agreement, and for other valuable consideration
the receipt and sufficiency of which are hereby acknowledged, the Servicer and the Subservicer hereby agree as follows: 
 1.
Definitions. Capitalized terms used herein and not otherwise defined shall have the meanings set forth in the Servicing Agreement, a copy of which has been delivered by the Servicer to the Subservicer. 

2. Engagement of the Subservicer. Pursuant to Section 5.7 of the Servicing Agreement, the Servicer hereby engages ACSC to
perform the duties specified in Section 4 below, and ACSC hereby accepts such engagement. 
 3. Subservicing Fee.
(a) As compensation for subservicing and administering the Receivables in accordance with this Agreement, the Servicer shall pay to the Subservicer, in immediately available funds on each Distribution Date, a subservicing fee in an amount that
the Servicer and the Subservicer mutually agree will result in a Subservicing Fee determined to be fair consideration for the subservicing and administrative obligations performed by such Subservicer, which shall not exceed the Servicing Fee payable
to the Servicer under the Servicing Agreement. 
 (b) Payment of the Subservicing Fee shall be independent of, and shall not be
conditioned in any way on, the receipt by the Servicer of the Servicing Fee under the Servicing Agreement. 

 4. Duties of the Subservicer. (a) As agent for the Servicer, the Subservicer
shall take all actions reasonably requested by the Servicer to subservice and administer the applicable Receivables and perform the duties enumerated in Items 1122(d)(1)(i), (d)(1)(ii), (d)(2)(i), (d)(2)(ii), (d)(4)(ii), (d)(4)(iv), (d)(4)(vi),
(d)(4)(vii), (d)(4)(viii), (d)(4)(ix) and (d)(4)(xiv) of Regulation AB, in each case in accordance with the Servicing Agreement, the applicable Account Agreements, the applicable Credit Guidelines, the Subservicer’s customary and usual
servicing procedures for servicing credit or charge receivables comparable to such Receivables and the applicable servicing agreements with the Account Owners. As agent for the Servicer, the Subservicer shall have full power and authority, acting
alone or through the Servicer, to do any and all things in connection with such subservicing and administration which it may deem necessary or desirable and which is permitted of the Servicer under the Servicing Agreement. 

(b) The Subservicer shall not be obligated to use separate servicing procedures, offices, employees, or accounts for subservicing the
applicable Receivables from the procedures, offices, employees, and accounts used by the Subservicer in connection with servicing other comparable receivables. The Subservicer may commingle Collections on the applicable Receivables to the extent
permitted of the Servicer under the Servicing Agreement. 
 (c) The Servicer shall furnish the Subservicer with any files,
records, or documents necessary or appropriate to enable the Subservicer to carry out its subservicing and administrative duties hereunder. The Subservicer shall furnish the Servicer with any files, records, or documents necessary or appropriate to
enable the Servicer to carry out its servicing and administrative duties under the Servicing Agreement. 
 (d) The Subservicer
shall pay out of its own funds, without reimbursement, all expenses incurred in connection with its subservicing activities hereunder. 
 (e) The Subservicer shall duly satisfy all obligations on its part to be fulfilled under or in connection with each applicable Receivable and the related Account, will maintain in effect all
qualifications required under Requirements of Law in order to subservice properly each applicable Receivable and the related Account, and will comply in all material respects with all other Requirements of Law in connection with subservicing each
applicable Receivable and the related Account, the failure to comply with which would have an Adverse Effect. 
 (f) The
Subservicer shall not authorize any rescission or cancellation of any Receivable except in accordance with the applicable Credit Guidelines or as ordered by a court of competent jurisdiction or other Governmental Authority. 

(g) The Subservicer shall not take any action which, or omit to take any action the omission of which, would impair the rights of the
Indenture Trustee in any Receivable. The Subservicer shall not reschedule, revise, or defer payments due on any Receivable except in accordance with the applicable Credit Guidelines, nor shall it sell any assets in the Trust. 

(h) Except in connection with its enforcement or collection of an Account, the Subservicer shall not take any action to cause any
Receivable to be evidenced by any instrument (as defined in the UCC). 

  
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 (i) As reasonably requested by the Servicer, the Subservicer shall (i) furnish the
Servicer with true and complete copies of all reports, statements, certificates, notices, and other documents received or generated by the Subservicer in connection with its duties hereunder and (ii) cooperate with the Servicer in taking any
and all actions which the Servicer deems necessary in order for it to satisfactorily perform its obligations under the Servicing Agreement. Nothing in this Agreement shall be construed as granting to the Subservicer any right or power with respect
to the Receivables that is more expansive than that granted to the Servicer under the Servicing Agreement. 
 5.
Reimbursement of the Servicer. The Subservicer shall reimburse the Servicer for any loss arising from a claim or demand (including any claim for damages and any demand to accept an assignment of Receivables) that is made against the Servicer
under the Servicing Agreement and that arises from the Subservicer’s misconduct, negligence, or failure to abide by the terms of this Agreement (including provisions of the Servicing Agreement made applicable by this Agreement). 

6. Representations, Warranties, and Covenants of the Parties. Each party, for and as to itself only, hereby makes the following
representations, warranties, and covenants for the benefit of the other party: 
 (a) Such party is and will remain a legal
entity duly organized and validly existing in good standing under the laws of the jurisdiction of its organization. Such party has, in all material respects, full power and authority to own its properties and conduct its business as presently owned
or conducted. Such party has and will have, in all material respects, full power and authority to execute, deliver, and perform its obligations under this Agreement. 
 (b) Such party is and will remain duly qualified to do business, is and will remain in good standing as a foreign entity (or is exempt from such requirements), and has obtained and will retain all
necessary licenses and approvals, in each jurisdiction in which its obligations under this Agreement require such qualification, except where the failure to so qualify or obtain licenses or approvals would not have a material adverse effect on its
ability to perform its obligations under this Agreement. 
 (c) Such party’s execution, delivery, and performance of this
Agreement have been duly authorized by all necessary action on the part of such party. 
 (d) This Agreement constitutes a legal,
valid, and binding obligation of such party, enforceable in accordance with its terms, except as such enforceability may be limited by applicable bankruptcy, insolvency, or other similar laws affecting creditors’ rights generally or by general
principles of equity. 
 (e) The execution and delivery of this Agreement by such party, and the performance by such party of the
transactions contemplated by this Agreement, and the fulfillment by such party of the terms hereof and thereof applicable to such party, will not conflict with, violate or result in any breach of any of the material terms and provisions of, or
constitute (with or without notice or lapse of time or both) a material default under, any indenture, contract, agreement, 

  
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mortgage, deed of trust, or other instrument to which such party is a party or by which it or its properties are bound. 
 (f) The execution and delivery of this Agreement by such party, the performance by such party of the transactions contemplated by this Agreement, and the fulfillment by such party of the terms hereof and
thereof applicable to such party, will not conflict with or violate any Requirements of Law applicable to such party. 
 (g)
There are no proceedings or investigations pending or, to the best knowledge of such party, threatened against such party before any Governmental Authority seeking to prevent the consummation of any of the transactions contemplated by this Agreement
or seeking any determination or ruling that, in the reasonable judgment of such party, would materially and adversely affect the performance by such party of its obligations under this Agreement. 

(h) All authorizations, consents, orders, or approvals of or registrations or declarations with any Governmental Authority required to be
obtained, effected, or given by such party in connection with the execution and delivery of this Agreement by such party, and the performance of the transactions contemplated by this Agreement by such party, have been duly obtained, effected, or
given and are and will remain in full force and effect. 
 7. Resignation or Termination of the Subservicer. The
Subservicer may resign at any time upon at least 45 days prior written notice to the Servicer. The Servicer may terminate the Subservicer at any time upon at least 45 days prior written notice to the Subservicer. The Servicer also may terminate the
Subservicer at any time without prior notice if (i) the Subservicer fails to perform its obligations hereunder or (ii) any event occurs which materially and adversely affects the ability of the Subservicer or the Servicer to collect the
applicable Receivables, the ability of the Subservicer to perform its obligations hereunder, or the ability of the Servicer to perform its obligations under the Servicing Agreement. 

8. Term. Except as provided in Section 7 of this Agreement, this Agreement shall continue in full force and effect until the
earlier of (i) the termination of the Servicer under the Servicing Agreement or (ii) the termination of the Servicing Agreement. 
 9. Acknowledgement by Servicer. Notwithstanding the delegation of servicing set forth in this Agreement, the Servicer hereby acknowledges that such delegation shall not relieve the Servicer of its
duties under the Servicing Agreement and that the Servicer shall remain obligated and liable to the Transferor and the Indenture Trustee for its duties under the Servicing Agreement as if the Servicer alone were performing such duties. 

10. Compliance with Regulation AB. The Subservicer hereby acknowledges that it is a “Subservicer” for purposes of
Article IX of the Servicing Agreement and, accordingly, agrees to provide the Servicer with such documents and information necessary or appropriate to enable the Servicer and the Transferor to comply with Regulation AB, including, without
limitation, the information specified in Sections 9.3, 9.4 and 9.5 of the Servicing Agreement. 
 10. Notices. All
notices, requests, and other communications permitted or required hereunder shall be in writing and shall be delivered personally or mailed by certified mail, postage prepaid and return receipt requested, or by telex or facsimile as follows:

  
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 If to the Servicer, addressed to: 

American Express Travel Related Services Company, Inc. 
 200 Vesey Street 
 New York, New York 10285 

Attn: Treasurer (facsimile no. (212) 619-7099), 
 If to the Subservicer, addressed to 
 Amex Card Services Company 

4315 South 2700 West 
 Salt Lake City, Utah 84184, 
 or to such other place within the United States of
America as any party may designate as to itself by written notice to the other parties. All notices given by personal delivery or mail shall be effective on the date of actual receipt at the appropriate address. Notice given by telex or facsimile
shall be effective upon actual receipt if received during the recipient’s normal business hours or the beginning of the next business day after receipt if received after the recipient’s normal business hours. 

11. Non-Petition Covenant. Each of the Servicer and the Subservicer hereby covenants and agrees that it will not at any time
institute against any Transferor, or join in instituting against any Transferor, any case or proceeding under the United States Bankruptcy Code or any other bankruptcy, insolvency, or similar law. 

12. Successors and Assigns. This Agreement shall be binding on the parties hereto and their respective successors and assigns;
provided, however, that the Subservicer may not assign any of its rights or delegate any of its duties hereunder without the prior written consent of the Servicer. 
 13. Severability. The provisions of this Agreement are intended to be severable. If any provision of this Agreement shall be held invalid or unenforceable in whole or in part in any jurisdiction,
such provision shall, as to such jurisdiction, be ineffective to the extent of such invalidity or unenforceability without in any manner affecting the validity or enforceability of such provision in any other jurisdiction or the remaining provisions
hereof in any jurisdiction. 
 14. Counterparts. This Agreement may be executed in any number of counterparts, all of
which taken together shall constitute one and the same instrument, and any of the parties hereto may execute this Agreement by signing any such counterpart. 
 15. GOVERNING LAW. THIS AGREEMENT SHALL BE GOVERNED AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK, WITHOUT REGARD TO ITS CONFLICTS OF LAW PROVISIONS, AND THE OBLIGATIONS,
RIGHTS AND REMEDIES OF THE PARTIES HEREUNDER SHALL BE DETERMINED IN ACCORDANCE WITH SUCH LAWS. 

  
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 16. Captions. The captions in this Agreement are for convenience of reference only
and shall not define or limit any of the terms or provisions hereof. 
 17. Entire Agreement; Amendments; Waiver. This
Agreement constitutes the entire agreement of the parties on the subject matter addressed herein and supersedes any other agreement of the parties on such subject matter. This Agreement may not be amended, and no rights hereunder may be waived,
except by a written document signed by the duly authorized representatives of the parties. No waiver of any of the provisions of this Agreement shall be deemed to be or shall constitute a waiver of any other provisions hereof (whether or not
similar), nor shall such waiver constitute a continuing waiver unless otherwise expressly provided. 
 18. Third-Party
Beneficiaries. The Indenture Trustee and its successors and permitted assigns shall be third party beneficiaries to this Agreement entitled to enforce the provisions hereof as if a party hereto. Except as otherwise provided in the previous
sentence, no Person other than the Servicer or the Subservicer will have any right hereunder. 
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is left blank intentionally.] 

  
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 IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be duly executed as of
the day and year first above written. 
  

			
	AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
		
	By:	 	/s/ David L. Yowan
	Name:	 	David L. Yowan
	Title:	 	Treasurer
	
	AMEX CARD SERVICES COMPANY
		
	By:	 	/s/ Beth Lacey
	Name:	 	Beth Lacey
	Title:	 	PresidentEX-4.6

 Exhibit 4.6 

 
  
 DEFAULTED RECEIVABLES 
 SUPPLEMENTAL SERVICING AGREEMENT 

among 

AMERICAN EXPRESS TRAVEL RELATED SERVICING COMPANY, INC., 
 as Servicer 
 AMERICAN EXPRESS CENTURION BANK, 

as Subservicer 

AMERICAN EXPRESS BANK, FSB, 
 as Subservicer 
 and 

AMERICAN EXPRESS RECEIVABLES FINANCING CORPORATION VIII LLC, 

as Transferor 

Dated as of March 12, 2013 
  

 

 This Defaulted Receivables Supplemental Servicing Agreement (this
“Agreement”) is made as of March 12, 2013, among American Express Travel Related Services Company, Inc. (“TRS”), as Servicer (in such capacity, the “Servicer”), American Express Centurion Bank
(“Centurion) and American Express Bank, FSB (“FSB”), as Subservicers (each, in such capacity, a “Subservicer”), and American Express Receivables Financing Corporation VIII LLC, as Transferor (the
“Transferor”). 
 BACKGROUND 

Pursuant to Section 2.01(a) of the Centurion/TRS Receivables Purchase Agreement, Centurion sells to TRS the Purchased Assets.
Pursuant to Section 2.01(f) of the Centurion/TRS Receivables Purchase Agreement, each Account will continue to be owned by Centurion and is not a Purchased Asset. 
 Pursuant to Section 2.01(a) of the FSB/TRS Receivables Purchase Agreement, FSB sells to TRS the Purchased Assets. Pursuant to Section 2.01(f) of the FSB/TRS Receivables Purchase Agreement, each
Account will continue to be owned by FSB and is not a Purchased Asset. 
 Pursuant to Section 2.01(a) of the TRS/RFC VIII
Receivables Purchase Agreement, TRS sells to the Transferor the Purchased Assets. Pursuant to Section 2.01(f) of the TRS/RFC VIII Receivables Purchase Agreement, each Account will continue to be owned by the related Account Owner and is not a
Purchased Asset. 
 Pursuant to Section 2.1(a) of the Transfer Agreement, RFC VIII assigns to the Trust the Trust Assets.
Each Account will continue to be owned by the related Account Owner and will not be a Trust Asset. 
 Pursuant to
Section 3.1(a) of the Servicing Agreement, the Transferor has appointed TRS as the Servicer to service and administer the Receivables. Pursuant to Section 3.1(b) of the Servicing Agreement, the Servicer has the full power and authority,
whether acting in its own name or on behalf of another and whether acting alone or through a party properly designated by it, to do any and all things in connection with such servicing and administration which it may deem necessary or desirable,
including, among other things, the power and authority to commence collection or enforcement proceedings with respect to delinquent Receivables, including the Defaulted Receivables. 

Pursuant to Section 2.14(d) of the Transfer Agreement, when a Receivable becomes a Defaulted Receivable, it is transferred
automatically by the Indenture Trustee and the Trust to the Transferor. The Servicer remains obligated to service the Defaulted Receivable, and the Indenture Trustee, for the benefit of the Trust, remains entitled to all Recoveries on the Defaulted
Receivable. 
 Pursuant to Section 3 of the Supplemental Servicing Agreement, the Servicer has engaged each Subservicer to
subservice and administer the Receivables arising in the Accounts owned by such Subservicer. 

 Pursuant to Section 5(a) of the Supplemental Servicing Agreement, each Subservicer has
the full power and authority, whether acting in its own name or on behalf of another and whether acting alone or through the Servicer, to do any and all things in connection with the subservicing and administration of the Receivables which it may
deem necessary or desirable and which is permitted of the Servicer under the Servicing Agreement, including, among other things, the power and authority to commence collection or enforcement proceedings with respect to delinquent Receivables,
including the Defaulted Receivables. 
 This Agreement is being executed to facilitate the servicing of Defaulted Receivables by
the Servicer and the Subservicers and the transfer of Recoveries to the Indenture Trustee, for the benefit of the Trust. 

AGREEMENT 
 In consideration of the background and the mutual promises in this Agreement and for other valuable consideration, the receipt and adequacy of which are acknowledged, the parties agree to the following:

 ARTICLE I 
 DEFINITIONS AND RULES OF CONSTRUCTION 
 Section 1.01.
Definitions. The following definitions apply in this Agreement: 
 “Account” has the meaning set forth
in the applicable Transaction Agreement. 
 “Account Owner” has the meaning set forth in the applicable
Transaction Agreement. 
 “Agreement” has the meaning set forth in the first paragraph of this document.

 “Centurion/TRS Receivables Purchase Agreement” means the Receivables Purchase Agreement, dated as of
October 24, 2012, between Centurion and TRS, as amended or supplemented from time to time. 
 “Closing
Date” means the close of business on March 12, 2013. 
 “Defaulted Receivable” has the meaning
set forth in the Transfer Agreement. 
 “FSB/TRS Receivables Purchase Agreement” means the Receivables Purchase
Agreement, dated as of October 24, 2012, between FSB and TRS, as amended or supplemented from time to time. 

“Indenture Trustee” means The Bank of New York Mellon, as Indenture Trustee of the Trust. 

“Purchased Assets” has the meaning set forth in the applicable Receivables Purchase

  
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Agreement. 
 “Receivable” has the meaning set forth in
the Transfer Agreement. 
 “Receivables Purchase Agreements” means Centurion/TRS Receivables Purchase
Agreement, the FSB/TRS Receivables Purchase Agreement and the TRS/RFC VIII Receivables Purchase Agreement. 

“Recoveries” has the meaning set forth in the Transfer Agreement. 

“Servicer” has the meaning set forth in the first paragraph of this Agreement. 

“Servicing Agreement” means the Amended and Restated Servicing Agreement, dated as of March 12, 2013, among the
Servicer, the Transferor, the Trust and the Indenture Trustee, as further amended or supplemented from time to time. 

“Servicing Fee” has the meaning set forth in the Servicing Agreement. 

“Subservicer” has the meaning set forth in the first paragraph of this Agreement. 

“Subervicing Fee” has the meaning set forth in the Supplemental Servicing Agreement. 

“Supplemental Servicing Agreement” means the Amended and Restated Supplemental Servicing Agreement, dated as of
March 12, 2013, among the Servicer, the Subservicers and the Transferor, as further amended or supplemented from time to time. 
 “Transaction Agreements” means the Receivables Purchase Agreements, the Transfer Agreement, the Servicing Agreement and the Supplemental Servicing Agreement. 

“Transfer Agreement” means the Amended and Restated Transfer Agreement, dated as of March 12, 2013, among the
Transferor, the Trust and the Indenture Trustee, as further amended or supplemented from time to time. 

“Transferor” has the meaning set forth in the first paragraph of this Agreement. 

“TRS” has the meaning set forth in the first paragraph of this Agreement. 

“TRS/RFC VIII Receivables Purchase Agreement” means the Receivables Purchase Agreement, dated as of October 24,
2012, between TRS and the Transferor, as amended or supplemented from time to time. 
 “Trust” means American
Express Issuance Trust II. 
 “Trust Assets” has the meaning set forth in the Transfer Agreement. 

Section 1.02. Other Definitional Provisions. Each capitalized term used herein and not otherwise defined herein shall have
the meaning ascribed to it in the applicable Transaction Agreement. 

  
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 Section 1.03. Rules of Construction. The term “include” introduces a
nonexhaustive list. The canon of ejusdem generis may be applied only in the context of this Agreement’s purpose and not merely in the context of a particular phrase. A reference to any law is to that law as amended or supplemented to the
applicable time. A reference to any agreement, document, policy, or procedure is to that agreement, document, policy, or procedure as amended or supplemented to the applicable time. A reference to any person or entity includes that person’s or
entity’s successors and permitted assigns. 
 ARTICLE II 

SERVICING AND TRANSFER FOR COLLECTION 
 Section 2.01. Confirmation of Servicing. The Servicer is obligated under the Servicing Agreement to service and administer each Defaulted Receivable that has been transferred automatically to
the Transferor until all related Recoveries have been remitted to the Indenture Trustee, for the benefit of the Trust. Each Subservicer has been engaged by the Servicer to subservice and administer the Receivables arising in the Accounts owned by
such Subservicer. Pursuant to such engagement, each Subservicer has the power and authority, whether acting in its own name or on behalf of another and whether acting alone or through the Servicer, to do any and all things in connection with the
subservicing and administration of the Receivables which it may deem necessary or desirable and which is permitted of the Servicer under the Servicing Agreement, including the power and authority to commence collection or enforcement proceedings
with respect to delinquent Receivables, including the Defaulted Receivables. Each of the Servicing Fee and each Subservicing Fee is an arm’s-length and fair-market-value fee for all of the obligations of the Servicer and each Subservicer, as
applicable, under the Servicing Agreement and the Supplemental Servicing Agreement, respectively, including its obligation to service and administer each Defaulted Receivable. 
 Section 2.02. Confirmation of Appointment as Agent for Collection. By executing this Agreement and without any further action, immediately after a Receivable becomes a Defaulted Receivable and
is transferred to the Transferor by the Indenture Trustee and the Trust under Section 2.14(d) of the Transfer Agreement, the Transferor confirms that the Servicer, and each Subservicer engaged by the Servicer, continues to be appointed as agent
to collect all of the Transferor’s right, title, and interest in, to, and under that Defaulted Receivable. In addition, the Transferor ratifies and affirms its prior appointment of the Servicer and each Subservicer engaged by the Servicer for
collection of all of the Transferor’s right, title, and interest in, to, and under the Receivables that became Defaulted Receivables before the Closing Date. The Servicer and each Subservicer engaged by the Servicer accepts such confirmation of
appointment as agent to collect all of these Defaulted Receivables and distribute the proceeds as specified in the Transaction Agreements, including, without limitation, distribution in accordance with the Indenture Trustee’s right, title, and
interest in, to, and under all Recoveries allocable to the Defaulted Receivables. 
 Section 2.03. Sale of Defaulted
Receivables to Third-Party Purchasers. The Servicer, or the applicable Subservicer, may recover on Defaulted Receivables by selling them to third-party purchasers. The purchase price that is paid for any Defaulted Receivable by a third-party

  
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purchaser will be a Recovery that must be remitted to the Indenture Trustee. By executing this Agreement and without any further action, the Transferor releases all of its right, title, and
interest in, to, and under any Defaulted Receivable that is sold to a third-party purchaser upon the full and irrevocable payment of the related purchase price. 
 Section 2.04. Transfer of Recoveries. All Recoveries (including any payment described in Section 2.03) must be remitted as required under the Transfer Agreement and the Servicing
Agreement. 
 Section 2.05. Representations and Warranties. On the Closing Date, each party represents and warrants
that (i) it has been duly formed and is validly existing in good standing under the laws of the jurisdiction of its organization, (ii) it has full power and authority, and has taken all necessary action, to duly authorize, execute, and
deliver this Agreement, to fulfill its obligations under this Agreement, and to consummate the transactions contemplated by this Agreement, (iii) its execution and delivery of this Agreement and its performance of the transactions contemplated
by this Agreement do not violate any applicable law, conflict with any agreement that is material to it, or require any approvals that it has not already obtained, (iv) this Agreement constitutes its legal, valid, and binding obligation,
enforceable in accordance with its terms, except as enforceability may be limited by bankruptcy, insolvency, or other laws affecting the rights of creditors generally or by principles of equity, and (v) it is not insolvent and is not expected
to become insolvent. 
 ARTICLE III 
 TERM AND MISCELLANEOUS PROVISIONS 
 Section 3.01. Term. Unless
terminated earlier with the consent of each party, this Agreement will continue in full force until the termination of the Servicing Agreement. 
 Section 3.02. Amendment. This Agreement can be modified only by a written document that is executed by all of the parties. 

Section 3.03. Governing Law. THIS AGREEMENT IS GOVERNED BY AND MUST BE CONSTRUED ACCORDING TO THE LAWS OF THE STATE OF NEW
YORK, REGARDLESS OF ITS CONFLICT OF LAW PROVISIONS, AND THE OBLIGATIONS, RIGHTS, AND REMEDIES OF THE PARTIES MUST BE DETERMINED ACCORDING TO THOSE LAWS. 
 Section 3.04. Notices. All notices and other communications under this Agreement must be in writing and must be given as described in the Servicing Agreement or the Supplemental Servicing
Agreement, as applicable. 
 Section 3.05. Severability. If any part of this Agreement is held to be invalid or
otherwise unenforceable, the rest of this Agreement will be considered severable and will continue in full force for so long as this Agreement as modified continues to express, without material change, the original intent of the parties and the
deletion of the invalid or otherwise 

  
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unenforceable part will not substantially impair the expectations of the parties or the practical realization of the benefits that would otherwise be conferred on the parties. 

Section 3.06. Assignment. No party can assign any interest in this Agreement, unless (i) at least 10 days prior to the
assignment, notice is given to the other party and (ii) the other party gives its prior written approval to the assignment. 
 Section 3.07. Further Assurances. Each party must take all actions that are reasonably requested by the other party to effect more fully the purposes of this Agreement. 

Section 3.08. No Waiver; Cumulative Remedies. No failure to exercise or delay in exercising any right or remedy under this
Agreement will effect a waiver of that right or remedy. No single or partial exercise of any right or remedy under this Agreement will preclude any other or further exercise of that right or remedy or any other right or remedy. Except as otherwise
expressly provided, the rights and remedies under this Agreement are cumulative and not exhaustive. 
 Section 3.09.
Counterparts. This Agreement may be executed in any number of counterparts, each of which will be considered an original but all of which together will constitute one agreement. 

Section 3.10. Binding Effect. This Agreement benefits and is binding on the parties and their successors and permitted
assigns. 
 Section 3.11. Merger and Integration. This Agreement contains all of the terms and conditions relating
to its subject matter to which the parties have agreed. All prior understandings of any kind are superseded by this Agreement. This Agreement is not, and does not effect, an amendment to the Transfer Agreement or the Servicing Agreement. 

Section 3.12. Headings. The headings are for reference only and may not affect the interpretation of this Agreement.

 Section 3.13. Nonpetition Covenant. Regardless of any prior termination of this Agreement, no party (except for
the Transferor to the extent prohibited by law from making this covenant in connection with itself) may file, commence, join, encourage, provide support for, or acquiesce in a petition, proceeding, or other action that causes the Transferor or the
Trust to be a debtor under the U.S. Bankruptcy Code or any other insolvency, bankruptcy, conservatorship, receivership, liquidation, reorganization, or other debtor relief law or that causes a trustee, conservator, receiver, liquidator, or similar
official to be appointed for Transferor, the Trust, or any substantial part of any of their property. 
 [The rest of this
page is left blank intentionally.] 

  
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 Executed by the parties through their duly authorized officers as of March 12, 2013.

  

					
	 AMERICAN EXPRESS TRAVEL RELATED
 SERVICES COMPANY, INC.

		
	By:	 	 /s/ David L. Yowan

		 	Name:	 	David L. Yowan
		 	Title:	 	Treasurer
	
	AMERICAN EXPRESS CENTURION BANK
		
	By:	 	 /s/ Kevin L. Thompson

		 	Name:	 	Kevin L. Thompson
		 	Title:	 	Chief Financial Officer and Treasurer
	
	AMERICAN EXPRESS BANK, FSB
		
	By:	 	 /s/ Denise D. Roberts

		 	Name:	 	Denise D. Roberts
		 	Title:	 	Chief Financial Officer and Treasurer
	
	AMERICAN EXPRESS RECEIVABLES FINANCING CORPORATION VIII LLC
		
	By:	 	 /s/ Anderson Y. Lee

		 	Name:	 	Anderson Y. Lee
		 	Title:	 	Vice President and Treasurer

 [Defaulted Receivables Supplemental Servicing Agreement]

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