Document:

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EXHIBIT 10.1

                                 LOAN AGREEMENT

     The undersigned, ENTREPORT CORPORATION, a Florida corporation (hereinafter
called "Borrower") to induce HOMESEEKERS.COM INCORPORATED, a Nevada
corporation(hereinafter called "Lender") to lend (but only to the extent
provided herein and otherwise in accordance with the terms and provisions
hereof) sums not exceeding in the aggregate FIVE HUNDRED THOUSAND AND 00/100
DOLLARS ($500,000.00) (hereinafter called the "Loan"), hereby agree as follows:

     1. LOAN AMOUNT. The principal amount of the Loan shall be a sum not
exceeding in the aggregate Five Hundred Thousand and 00/100 Dollars
($500,000.00). Lender shall make the following advances to the Borrower:
$250,000.00 (the "First Advance") (at the election of Lender in the form of cash
or free-trading shares of Lender that Borrower may liquidate in the market) on
or before July 16, 2001; and $250,000.00 (the "Second Advance") (at the election
of Lender in the form of cash or free-trading shares of Lender that Borrower may
liquidate in the market) on or before August 1, 2001.

     2. LOAN DOCUMENTS. Borrower agrees to execute (and cause to be executed)
and deliver to, procure for and deposit with Lender the following (all of which
must be in form and substance reasonably acceptable to Lender):

          (a) PROMISSORY NOTE. A Promissory Note (the "Note") executed by
Borrower in substantially the form as Exhibit "A" attached hereto and
incorporated herein by reference, evidencing each advance pursuant to this Loan,
on such terms and bearing such rate of interest as outlined below.

          (i)  Borrower agrees to pay accrued interest on the Maturity Date.

          (ii) Borrower agrees to pay principal on the Maturity Date.

          (iii) Interest shall accrue from the date of the Notes at the rate of
eight percent (8%) per annum simple interest.

          (b) SECURITY AGREEMENT. Borrower shall execute and deliver to Lender
Security Agreements securing the payment of the Notes and Loan in substantially
the form as Exhibit "B" attached hereto and incorporated herein by reference.

          (c) OTHER DOCUMENTS. Borrower shall execute such other documents and
instruments as Lender may reasonably require:

               (i) to evidence the status, organization or authority of Borrower
to enter into, consummate and secure the Loan;

               (ii) to evidence the existence and perfection of a security
interest in the collateral.

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     3. NOTICE. Any notice or demand required or permitted to be given in
connection with the Loan shall be deemed to have been given, delivered and
received (whether actually received or not) five (5) days after deposited in any
official depository under the regular care and custody of the United States
Postal Service and sent by registered or certified mail, postage prepaid, return
receipt requested, addressed to the respective parties as follows:

          If to Lender:            Homeseekers.com Incorporated
                                   6490 S. McCarran Blvd., Suite D-28
                                   Reno, Nevada 89509
                                   Fax: (775) 827-8182

              If to Borrower:      EntrePort Corporation
                                   5937 Darwin Court, Suite 109
                                   Carlsbad, CA  92008
                                   Fax: (760) 431-4840

Upon Borrower's compliance with the provisions of Paragraph 2 of this Loan
Agreement, Lender shall advance and disburse the First Advance of $250,000.00
under Loan.

     4. APPLICATION OF PROCEEDS. Application of the proceeds shall be for
general operating expenses of Borrower including but not limited to payroll,
accounts payable, and other operating expenses.

     5. MATURITY. All principal and interest under the Note for the July 16,
2001 and August 1, 2001 advances under the Note shall be immediately due and
payable on or before December 31, 2001.

     6. REPRESENTATIONS AND WARRANTIES OF BORROWER. Borrower warrants,
represents, covenants, and agrees as follows:

          (a) Borrower will permit Lender or Lender's representatives at any and
all times, to inspect and examine and copy all of Borrower's books and records
relating to the Loan and Notes.

          (b) Borrower may not assign or otherwise transfer this Loan Agreement
or any right hereunder, and this Loan Agreement shall be binding upon Borrower
and the representatives and successors of Borrower. Notwithstanding the
foregoing, the parties acknowledge that there is a pending merger transaction
between Borrower and Infotopia, Inc. whereby the assets and liabilities of
Borrower will be transferred to Borrower's wholly-owned subsidiary,
iSucceed.com, Inc., a Delaware corporation. In the event that the merger
transaction is completed, Borrower may assign this Loan Agreement, and any right
hereunder, to iSucceed.com, Inc. upon notice to Lender.

          (c) Borrower shall use its best efforts to protect and preserve the
fiscal integrity of the collateral for this loan and will not do or suffer to be
done any act whereby the value of any part of the collateral may be lessened.

     7. SAVINGS CLAUSE. All agreements between Borrower and Lender, whether now
existing or hereafter arising, are expressly limited so that in no contingency
or event whatsoever, whether by reason of deferment in accordance with this Loan
Agreement or advancement of the Loan proceeds, acceleration of maturity of the
Loan, or otherwise, shall the amount paid or agreed to be paid to Lender for the
use, forbearance or detention of the money to be loaned hereunder or otherwise,
or for the performance or payment of any covenant or obligation contained herein
or in any other document evidencing, securing or pertaining to the Loan, exceed
the maximum permissible under applicable law. All sums paid or agreed to be paid
to Lender for the use, forbearance, or detention of the Loan shall, to the
extent permitted by applicable law, be amortized, prorated, allocated and spread
throughout the full stated term of such indebtedness until payment in full so
that the actual rate of interest on account of such indebtedness is uniform
throughout the full stated term thereof. The terms and provisions of this
Paragraph shall control every other provision of all agreements between Borrower
and Lender.

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     8. SURVIVAL. All agreements, representations and warranties made in this
Loan Agreement and in any other collateral documents evidencing or securing
payment of the Note or in any way related thereto shall survive the making of
any and all advances hereunder.

     This Loan Agreement is entered into effective on the ____ day of July,
2001.

                                    BORROWER:

                                    ENTREPORT CORPORATION,
                                    a Florida corporation

                                    By:
                                       ----------------------------------------
                                    Its:
                                        ---------------------------------------

                                    LENDER:

                                    HOMESEEKERS.COM, INCORPORATED
                                    a Nevada corporation

                                    By:
                                       ----------------------------------------
                                    Its:
                                        ---------------------------------------

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                                    EXHIBIT A

                                 PROMISSORY NOTE

$250,000.00                                                         Reno, Nevada
July 16, 2001

          FOR VALUE RECEIVED, the undersigned, ENTREPORT CORPORATION, a Florida
corporation ("Maker"), hereby unconditionally promises to pay to the order of
HOMESEEKERS.COM, INCORPORATED, a Nevada corporation ("Payee"), at such address
holder hereof may designate in writing to Maker, the principal sum of TWO
HUNDRED FIFTY THOUSAND AND NO/100S DOLLARS ($250,000.00), bearing simple
interest at the rate of eight percent (8%) per annum on any and all amounts from
time to time remaining unpaid hereon from the date hereof until maturity,
howsoever such maturity may be brought about.

          This Note shall be due and payable as follows: all principal and
accrued but unpaid interest shall be due and payable in full in one (1)
installment on or before December 31, 2001.

          Payments of principal and interest shall be made in legal and lawful
money of the United States of America at the address of Payee.

          It is the intention of Maker and Payee to conform strictly to the
usury laws in force in the State of Nevada and the United States of America. It
is therefore agreed that (i) in the event that the maturity hereof is
accelerated by reason of an election by Payee, or if the same is prepaid prior
to maturity, all unearned interest, if any, shall be cancelled automatically, or
if theretofore paid, shall either be refunded to Maker or credited on the unpaid
principal amount of the Note, whichever remedy is chosen by Payee, (ii) the
aggregate of all interest and other charges constituting interest under
applicable law and contracted for, chargeable or receivable under this Note or
otherwise in connection with this loan transaction shall never exceed the
maximum amount of interest, nor produce a rate in excess of the maximum rate of
interest, which Payee may charge Maker under applicable law and in regard to
which Maker may not successfully assert the claim or defense of usury and (iii)
if any excess interest is provided for, it shall be deemed a mistake and the
same shall either be refunded to Maker or credited on the unpaid principal
amount hereof, and this Note shall be automatically deemed reformed so as to
permit only the collection of the maximum non-usurious rate and amount of
interest allowed by applicable law. All sums paid or agreed to be paid to the
holder or holders hereof for the use, forbearance or detention of the
indebtedness evidenced hereby shall, to the full extent permitted by applicable
law, be amortized, prorated, allocated and spread through the fullest term of
this Note.

          If any payment of principal or interest on this Note shall become due
on a Saturday, Sunday or other day on which Payee is not open for business in
Reno, Nevada such payment shall be made on the next business day on which Payee
is open for business.

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          In the event of default in the payment of any installment of principal
when due hereunder, or upon the occurrence of any event of default under the
Security Agreement executed in connection herewith or any document or instrument
executed as security for this Note or otherwise in connection herewith, Payee
may declare the entirety of this Note, immediately due and payable, and failure
on the part of Payee to exercise said option and/or any other of its options,
rights and/or remedies shall not constitute a waiver on the part of Payee to
exercise the same at any other time.

          Time is of the essence with respect to this Note.

          If default is made in the payment of this Note and it is placed in the
hands of an attorney for collection, or collected through probate, bankruptcy or
other proceedings, or if suit is brought on this Note, Maker promises to pay to
Payee reasonable attorneys' fees in addition to all other amounts owing
hereunder.

          The indebtedness evidenced by this Note is secured by a certain
Security Agreement ("Security Agreement") of even date herewith, executed by
Maker in favor of Payee. The terms and conditions of the Security Agreement are
incorporated herein by reference.

          This Note shall be governed and construed in accordance with the laws
of the State of Nevada, and, when and where applicable, the laws of the United
States of America. In the event any one or more provisions contained herein
should be invalid, illegal or unenforceable in any respect, the validity,
legality and enforceability of the remaining provisions contained herein shall
not in any way be affected thereby.

          EXECUTED AND EFFECTIVE the day and year first written above.

                                        MAKER:

                                        ENTREPORT CORPORATION
                                        a Florida corporation

                                        By:
                                           ------------------------------------
                                        Its:
                                            -----------------------------------

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EXHIBIT B

                   SECURITY AGREEMENT AND FINANCING STATEMENT

          This SECURITY AGREEMENT AND FINANCING STATEMENT (the "Security
Agreement"), is executed to be effective as of the 16th day of July, 2001, by
and between HOMESEEKERS.COM, INCORPORATED, a Nevada corporation (hereinafter
referred to as the "Secured Party"), and ENTREPORT CORPORATION, a Florida
corporation (hereinafter referred to as the "Debtor").

                                P R E M I S E S:

     WHEREAS, Debtor has requested that Secured Party extend credit to and loan
Debtor pursuant to a Loan Agreement the amount of $500,000 (the "Indebtedness");
and

     WHEREAS, Secured Party is willing to extend credit to Debtor and make the
loan upon the terms and conditions as may be agreed and set forth from time to
time (hereinafter together with any and all amendments, modifications and
supplements thereto and thereof this arrangement is referred to as the "Credit
Agreement ");

     WHEREAS, Debtor will benefit materially from Secured Party's extension of
credit as contemplated by the Credit Agreement; and

     WHEREAS, the Credit Agreement requires, among other things, as a condition
to the effectiveness thereof that this Security Agreement be in effect, pursuant
to which Debtor, shall grant Creditor a security interest in certain properties
of Debtor.

                               A G R E E M E N T:

     NOW, THEREFORE, in consideration of the foregoing premises and the mutual
covenants herein contained and other good and valuable consideration, the
receipt and sufficiency of which are hereby expressly acknowledged and
confessed, the parties hereto hereby agree as follows:

     1. DEFINITIONS. The capitalized terms used herein shall have the meanings
respectively ascribed to each of said terms hereinbelow:

          "COLLATERAL" shall mean the Security and all other personal property
of Debtor in which Secured Party otherwise has a security interest.

          "CREDIT AGREEMENT" shall have the meaning ascribed to it in the
opening recitals hereof.

          "DEBTOR" shall have the meaning ascribed to it in the opening recitals
hereof.

          "DOCUMENTS" shall mean all documents, instruments and chattel paper of
every nature, whether now existing or hereafter acquired or created, and shall
include, in any event, all documents within the meaning of the Uniform
Commercial Code in effect in any applicable jurisdiction.

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          "EVENT OF DEFAULT" shall have the meaning ascribed to it in SECTION
14(e) of this Security Agreement.

          "INSURANCE POLICIES" shall mean all policies of insurance of every
kind and nature, whether the same are presently existing or are hereafter
acquired, including, without limitation, all claims or rights to payment and
proceeds heretofore or hereafter arising from such policies with respect to any
of the Collateral.

          "LOAN DOCUMENTS" shall mean invoices, statements of account, work
orders, this Security Agreement and any and all other documents and instruments
related thereto or executed as security for the indebtedness governed thereby or
otherwise in connection therewith, as each of said documents and instruments may
be amended, modified or supplemented from time to time.

          "PROCEEDS" shall mean (i) any and all proceeds of any insurance,
indemnity, warranty or guaranty payable to Debtor from time to time with respect
to any of the Collateral, (ii) any and all payments (in any form whatsoever)
made or due and payable to Debtor, from time to time in connection with the
requisition, confiscation, condemnation, seizure or forfeiture of all or any
part of the Collateral by any governmental body, authority, bureau or agency (or
any person acting under color of governmental authority), (iii) any and all
other amounts from time to time paid or payable under or in connection with any
of the Collateral and (iv) shall include, in any event, all proceeds within the
meaning of the Uniform Commercial Code in effect in any applicable jurisdiction.

          "RECORDS" shall mean all books, correspondence, credit files, records
and other documents, whether presently existing or hereafter acquired or
created, including, without limitation, all computer programs, computer tapes,
cards, and other paper and documents in the possession or control of Debtor or
in the possession or control of any affiliate or computer service bureau
relating specifically to the Collateral.

          "SECURED OBLIGATIONS" shall have the meaning ascribed to it in SECTION
2 of this Security Agreement; it being expressly agreed and understood that
without in any way whatsoever limiting the generality of such definition
contained in said SECTION 2, Secured Obligations shall include, as of any date,
(i) the unpaid principal of and accrued interest on the Indebtedness governed by
the Credit Agreement and (ii) expenses and charges (including, without
limitation, indemnification or reimbursement obligation and attorneys'
fees)arising under the Credit Agreement, this Security Agreement and/or any
other of the Loan Documents.

          "SECURED PARTY" shall have the meaning ascribed to it in the opening
recitals hereof.

          "SECURITY" has the meaning assigned in SECTION 2 of this Security
Agreement.

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     2. GRANT OF SECURITY INTEREST. As security for the prompt and complete
payment, performance and discharge of all indebtedness and covenants,
conditions, agreements and other obligations of Debtor to Secured Party
(hereinafter collectively called the "Secured Obligations"), including, but not
limited to, all such indebtedness (including principal, interest and expenses
and costs), covenants, conditions, agreements and other obligations under or by
reason of the Indebtedness, the Credit Agreement, this Security Agreement and/or
any and all other Loan Documents or obligations of Debtor to Secured Party,
Debtor hereby assigns and pledges to Secured Party, and grants to Secured Party
a security interest in the following: (all of which are hereinafter collectively
called the "Security"):

          (a)  all Personal Property of Debtor wherever located.

          (b)  all Documents;

          (c)  all Insurance Policies;

          (d) all additions, accessions, accessories, enlargements,
substitutions and replacements to and of each and every of the foregoing; and

          (e)  all Proceeds and products of any and/or all of the foregoing.

     3. REPRESENTATIONS AND WARRANTIES. Debtor does hereby warrant and represent
to Secured Party as follows:

          (a) Debtor has full power and authority to enter into this Security
Agreement and to grant to Secured Party the assignments, liens, pledges and
security interests contained herein;

          (b) Debtor is, or in the case only of items hereinafter acquired
comprising part of the Collateral will be, the legal and equitable owner of each
item of Collateral;

          (c) The security interest granted by this Security Agreement will be,
subject to prior security interests, liens, charges, right of setoff,
restriction, charge, and many of such items has been previously assigned,
pledged, or otherwise encumbered by the granting of a security interest in favor
of other parties, all of which Secured Party acknowledges and accepts;

          (d) None of the Collateral is affixed to nor will become affixed to
real estate nor is any of the Collateral a fixture nor will any of the
Collateral become a fixture.

     4. FUTURE ASSURANCES. Debtor agrees to execute and deliver, immediately
upon the request of Secured Party, all such further assurances, assignments,
financing statements and other documents and writings and to do all such further
acts and things as Secured Party may from time to time require to protect,
assure defend and/or enforce its interests, rights and remedies created by,
provided in or emanating from this Security Agreement and to collect the
Collateral, all at Debtor's sole cost and expense.

                                       8
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     5. LOCATIONS. Without the express prior written consent of Secured Party,
Debtor shall not remove any item comprising the security outside the states in
which they are located.

     6. USE. Debtor hereby agrees that it shall not misuse, abuse, waste or
allow to deteriorate, except for the ordinary wear and tear of its intended
primary use, if applicable, any item compromising the Collateral nor allow or
permit the same to be misused, abused, wasted or to deteriorate, except for the
ordinary wear and tear of its intended primary use, if applicable. Nor shall
Debtor use any item comprising the Collateral, or permit the use thereof, in
violation of any applicable law nor of any term or provision of the Credit
Agreement. Debtor further agrees that it shall not permit the Collateral to
become attached to any real property or to become a fixture.

     7. INSURANCE. Debtor shall insure the Collateral with companies acceptable
to Secured Party against such casualties and in such amounts as Secured Party
shall require. All insurance policies shall name Secured Party as its interests
may appear as loss payee and such policies evidencing same shall be furnished to
Secured Party. All insurance policies shall provide for written notice to
Secured Party at least thirty (30) days prior to cancellation.

     8. PARTIES LIABLE ON COLLATERAL. Debtor will preserve the liability of all
account debtors and other persons liable with respect to any of the collateral
and will preserve the priority of all security therefor. Secured Party shall
have no duty to preserve such liability or security, but may do so at the
expense of Debtor.

     9. OTHER ENCUMBRANCES. Except as otherwise acknowledge by Secured Party
that prior security interests exist on much of the Collateral, Debtor shall
attempt to maintain the Collateral free from any security interest, lien,
charge, encumbrance or other charge adverse to Secured Party, whether superior
or inferior, and shall defend the Collateral against all claims and demands of
all persons at any time claiming any interest therein adverse to Secured Party.

     10. DISCHARGE OF TAXES, LIENS, ETC. BY SECURED PARTY. At its sole option,
Secured Party may discharge any taxes, liens, security interests or other
encumbrances at any time levied or placed on any item comprising the Collateral,
may pay for insurance thereon and may pay for the maintenance and preservation
thereof, and Debtor agrees to reimburse Secured Party pursuant to the foregoing
authorization, plus interest thereon at the rate specified in Section 12 of this
Security Agreement.

     11. POWER OF ATTORNEY. Debtor hereby appoints Secured Party as its agent
and attorney-in-fact with full power in Debtor's name and behalf to do each and
every act and thing which Debtor may or is required to do under this Agreement;
however, Secured Party shall in no event be required to take any action
whatsoever hereunder. Without limiting the generality of the foregoing, Secured
Party may execute, sign, endorse, transfer or deliver in the name of Debtor or
otherwise notes, checks, drafts and/or other instruments for the payment of
money and receipts, certificates of origin, applications for certificates of
title or any other documents appropriate to evidence, perfect or realize upon
the security interest and obligations created by this Security Agreement.

                                       9
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     12. SECURED PARTY'S RIGHTS AND REMEDIES.

          (a) (i) Secured Party may at any time, notify any one or more of the
account debtors of Debtor and other persons whose obligations to Debtor have
been assigned, or in which Secured Party is granted a security interest,
hereunder and any other party Secured Party deems appropriate of this Security
Agreement, of the security interests and assignments contained herein, and that
payments under such obligations or in respect thereof shall be made directly to
Secured Party and/or to a lock box designated by Secured Party. If requested by
Secured Party, debtor will so notify such account debtors and other persons.
Secured Party may in its own name or in the name of Debtor communicate with such
account debtors and other persons.

          Secured Party shall also have the right at any time to collect any
money or property attributable to the interests of Debtor in the Collateral and
to enforce, whether judicially or non-judicially, any and all of Debtor's rights
and remedies respecting such money or property and to apply the same and/or the
proceeds thereof as security for or in reduction of the Secured Obligations. The
foregoing notwithstanding and without in any way limiting the generality of the
provisions of this Security Agreement, Debtor and Secured Party agree that
Secured Party shall not be liable in the collection of any such money or
property, except that Secured Party shall be obligated to apply the same as and
when received for the account of Debtor and/or as security for or in reduction
of the Secured Obligations, and it shall not be obligatory upon Secured Party to
file suit or take other action to enforce any rights of Debtor hereby assigned
or in which Secured Party is granted a security interest hereunder, unless
Secured Party is requested so to do by Debtor and unless and until Secured Party
is, to its satisfaction, indemnified by Debtor against costs of court,
attorney's fees, other expenses of collection and any and all other exposure of
Secured Party in connection therewith. If pursuant to the terms hereof Secured
Party obtains possession of any property, including money, and the same is held
as security for the Secured Obligations, same shall be deemed part of the
Collateral and subject to the terms hereof.

               (ii) All payments received by Debtor under or in connection with
any of the Collateral shall be held by Debtor in trust for Secured Party, shall
be segregated from all other funds of Debtor and shall, forthwith upon receipt
by Debtor, be turned over to the Secured Party, in the same form as received by
Debtor (duly endorsed to Secured Party, if appropriate), and Secured Party shall
apply the same as security for, or in reduction of, the Secured Obligations.
Debtor further agrees that upon the request of Secured Party, Debtor will
deposit, immediately upon receipt and in the form received, and properly
endorsed all payments received on the Collateral in a special account with and
designated by Secured Party. Any funds in such account shall be applied by
Secured Party as security for, or in reduction of, the Secured Obligations.

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          (b) Upon the occurrence of an Event of Default and at any time
thereafter, Secured Party, without in any way whatsoever waiving such Event of
Default, may, at its sole option, take possession of any one or more items
comprising the Collateral (of which it does not previously have possession) and
have, hold, manage, lease, and/or operate, the same on such terms and for such
period of time as Secured Party may deem proper; and further may collect and
receive all rents, issues, products, proceeds and profits therefrom, with full
power to make from time to time all alterations, renovations, repairs and
replacements thereto and thereof as may seem appropriate to Secured Party, and
to apply such rents, issues, products, proceeds and profits to the payment of
(1) the cost of all such alterations, renovations, repairs and replacements and
expenses incident to taking and retaining possession of such one or more items
of Security and the management and operation thereof and/or the discharge of all
taxes, charges, claims, assessments and any other encumbrances which may exist
thereon and the cost of keeping said property insured together with interest
thereon at the lesser of eighteen percent (18%) or the highest nonusurious rate
of interest allowed by applicable law or (2) the Secured Obligations together
with all costs and attorneys fees, all in such order of priority as to any of
such items as Secured Party in its discretion may determine, any statute, law,
custom or use to the contrary notwithstanding.

          (c) Upon the occurrence of an Event of Default and at any time
thereafter, Secured Party may exercise, in addition to all other rights and
remedies granted to it in this Security Agreement, all rights and remedies of a
secured party under the Uniform Commercial Code as in effect in any jurisdiction
in which any of the Collateral may at the time be located and all rights and
remedies which Secured Party may have pursuant to the terms of the Credit
Agreement. Without limiting the generality of the foregoing, Debtor hereby
expressly agrees that in any such event, Secured Party, without demand of
performance or other demand, advertisement or notice of any kind (except the
notice specified below of time and place of public or private sale) to or upon
Debtor or any other person (all and each of which demands, advertisements and/or
notices are hereby expressly waived), may forthwith collect, receive,
appropriate and/or realize upon the Collateral, or any part thereof, and/or may
forthwith sell, lease assign, give option or options to purchase, or sell or
otherwise dispose of and deliver the Collateral, or any part thereof, (or
contract to do so), or any part thereof, in one or more parcels at public or
private sale or sales, at any exchange, broker's board or at any of Secured
Party's offices or elsewhere at such prices as Secured Party may deem best, for
cash or on credit or for future delivery without assumption of any credit risk.
Secured Party shall have the right upon such public sale or sales, and to the
fullest extent permitted by law, upon any such private sale or sales, to
purchase the whole or any part of the Collateral so sold, free of any right or
equity of redemption in Debtor, which right is hereby expressly waived and
released. Debtor further agrees, at the request of Secured Party, to assemble
the Collateral, and to make it available to Secured Party at places which
Secured Party shall reasonably select, whether at Debtor's premises or
elsewhere. Secured Party shall apply the net proceeds, if any, of any such
collection, recovery, receipt, appropriation, realization or sale, to the
payment of the Secured Obligations. To the extent permitted by applicable law,
Debtor waives all claims, damages and demands against Secured Party arising out
of the repossession, retention or sale of the Collateral. Debtor agrees that
Secured Party need not give more than 10 days' notice (which notification shall
be deemed given when mailed, postage prepaid, addressed to Debtor at its address
determined pursuant to SECTION 14 hereof) of the time and place of any public
sale or of the time after which a private sale may take place and that such
notice is reasonable notification of such matters; provided however, no
notification need be given to Debtor if it has signed after default a statement
renouncing or modifying any right to notification of sale or other intended
disposition. Secured Party shall not be liable for any depreciation in the value
of the Collateral or any part thereof.

                                       11
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          (d)  Debtor hereby expressly waives grace, notice, demand,
presentment, protest, notice of protest, notice of intention to accelerate,
notice of acceleration and all other notice of any kind whatsoever, in
connection with this Security Agreement and the Collateral, or any part thereof,
to the fullest extent permitted by applicable law.

          (e) The following events, acts or occurrences shall constitute "Events
of Default" hereunder:

               (i) The Debtor shall default in the payment of its obligations to
Secured Party pursuant to the Credit Agreement; or

               (ii) The Debtor shall default in the performance or observance of
any term, covenant, condition or agreement on its part to be performed or
observed under the Credit Agreement; or

               (iii) The Debtor shall default in the performance or observance
of any term, covenant, condition or agreement on its part to be performed or
observed hereunder (and not constituting an Event of Default under any other
clause of this Section), and such default shall continue unremedied for ten (10)
days after the earlier of the date on which (a) the Debtor knows or reasonably
should have known thereof, or (b) the Secured Party has given the Debtor notice
thereof; or

               (iv) Either (a) the Debtor or any of its Subsidiaries shall
become insolvent or generally fail to pay, or admit in writing its inability to
pay, its debts as they become due, or shall voluntarily commence any proceeding
or file any petition under any bankruptcy, insolvency or similar law or seeking
dissolution or reorganization or the appointment of a receiver, trustee,
custodian or liquidator for itself or a substantial portion of its property,
assets or business or to effect a plan or other arrangement with its creditors,
or shall file any answer admitting the jurisdiction of the court and the
material allegations of an involuntary petition filed against it in any
bankruptcy, insolvency or similar proceeding, or shall be adjudicated bankruptcy
or shall make a general assignment for the benefit of creditors, or shall
consent to, or acquiesce in the appointment or, a receiver, trustee, custodian
or liquidator for itself or a substantial portion of its property, assets or
business; or (b) an order for relief is entered against the Debtor or any of its
Subsidiaries; or (c) corporate action shall be taken by the Debtor or any of its
Subsidiaries for the purpose of effectuating any of the foregoing; or

                                       12
<PAGE>

               (v) Involuntary proceedings or an involuntary petition shall be
commenced or filed against the Debtor or any of its Subsidiaries under any
bankruptcy, insolvency or similar law or seeking the dissolution or
reorganization of the Debtor or any of its Subsidiaries or the appointment of a
receiver, trustee, custodian or liquidator for the Debtor or any of its
Subsidiaries or of a substantial part of the property, assets or business of the
Debtor or any of its Subsidiaries, or any writ, judgment, warrant of attachment,
execution or similar process shall be issued or levied against a substantial
part of the property assets or business of the Debtor or any of its
Subsidiaries, and such proceedings or petition shall not be dismissed or such
writ, judgment, warrant of attachment, execution or similar process shall not be
released, vacated or fully bonded, within thirty (30) days after commencement,
filing or levy, as the case may be.

     13. NOTICES. Except where telephone instructions or notices are authorized
hereby to be given, all notices, demands, instructions and other communications
required or permitted to be given to or made upon any party hereto or any other
Person shall be in writing and shall be personally delivered or sent by
registered or certified mail, postage prepaid, return receipt requested, or by
courier (with messenger delivery specified in the case of a telegram),
nationally recognized overnight delivery service, or by telecopier. Unless
otherwise specified in a notice sent or delivered in accordance with the
foregoing provisions of this Section, notices, demands, instructions and other
communications in writing shall be given to or made upon the respective parties
hereto at their respective addresses (or to their respective telecopier numbers)
indicated below, and, in the case of telephonic instructions or notices, by
calling the telephone number or numbers indicated for such party below:

          If to Secured Party:          Homeseekers.com, Incorporated
                                        6490 S. McCarran Blvd.,
                                        Suite D-28
                                        Reno, Nevada 89509
                                        Fax: (775) 827-8182

              If to Debtor:             EntrePort Corporation
                                        5937 Darwin Court, Suite 109
                                        Carlsbad, CA  92008
                                        Fax:  (760) 431-4840

     All written notices, demands, instructions and other communications
hereunder shall be deemed to have been given and received (i) if mailed, five
Business Days after deposit with the United States Postal Service in the manner
set forth above or when receipted for at the address set forth above for the
Person to whom it is sent, whichever is earlier or (ii) if given by any other
method, when received.

     14. SEVERABILITY. Any provision of this Security Agreement which is
prohibited or unenforceable in any jurisdiction shall not invalidate or render
unenforceable such provision in any other jurisdiction.

                                       13
<PAGE>

     15. NO WAIVER; CUMULATIVE REMEDIES. Secured Party shall not by any act,
delay, omission, indulgence, release of security, release of any person
(including any endorser, guarantor or surety), or otherwise be deemed to have
waived any of its rights or remedies hereunder or available to Secured Party at
law or equity or otherwise, and no waiver shall be valid unless in writing,
signed by Secured Party, and then only to the extent therein set forth. A waiver
by Secured Party of any right or remedy hereunder on any one occasion shall not
be construed as a bar to any right or remedy which Secured Party would otherwise
have had on any future occasion. No failure to exercise, nor any delay in
exercising, on the part of Secured Party, any right, power or privilege or at
law hereunder shall operate as a waiver thereof, nor shall any single or partial
exercise of any right, power or privilege hereunder preclude any other or
further exercise thereof or the exercise of any other right, power or privilege.
The rights, remedies, powers and recourses hereunder provided are cumulative and
may be exercised singly or concurrently, and are not exclusive of any rights,
remedies, powers and recourses provided by law or elsewhere granted to Secured
Party, such that this Security Agreement is made and accepted without prejudice
to any of the rights remedies, powers and recourses possessed by Secured Party.
Further, the right of Secured Party to collect the indebtedness secured hereby
and to enforce any other security therefor may be exercised by Secured Party
either prior to, simultaneous with, or subsequent to any action taken by it
hereunder.

     16. WAIVERS; AMENDMENTS. None of the terms and provisions of this Security
Agreement may be waived, altered, modified or amended except by an instrument in
writing executed by the parties hereto.

     17. LIMITATION BY LAW. All rights, remedies, powers and resources provided
in this Security Agreement may be exercised only to the extent that the exercise
thereof does not violate any applicable provision of law, and all such
provisions are intended to be subject to all applicable mandatory provisions of
law which may be controlling and to be limited to the extent necessary so that
they will not render this Security Agreement invalid, unenforceable in whole or
in part, or not entitled to be recorded, registered, or filed under the
provisions of any applicable law.

     18. WAIVER OF MARSHALLING. All rights to marshalling of assets of Debtor,
including any such right with respect to the Collateral, are hereby waived by
Debtor.

     19. SECURITY AGREEMENT AS FINANCING STATEMENT. Secured Party is authorized
to file this Security Agreement or a photocopy hereof as a financing statement
with respect to any one or more items comprising the Collateral.

     20. NOTICE OF CHANGES, ETC. Debtor will notify Secured Party immediately
(i) of any material change in the Collateral, (ii) of a change in Debtor's chief
place of business and (iii) of the occurrence of any Event of Default.

     21. SUCCESSORS AND ASSIGNS. Secured Party may assign this Security
Agreement and its rights hereunder and/or the indebtedness secured hereby from
time to time. Further, this Security Agreement shall be binding upon Debtor and
its successors and assigns and shall inure to the benefit of Secured Party and
its successors and assigns; provided, however, (i) that the foregoing shall not
imply or be construed to imply that Debtor may dispose of any item comprising
the Collateral except as specifically allowed in the Credit Agreement and (ii)
that nothing contained herein, the Credit Agreement, any other of the Loan
Documents or elsewhere is intended or shall be construed to give any other
person any right, remedy or claim under, to or in respect of any of the
foregoing documents or the Collateral or any part thereof.

                                       14
<PAGE>

     22. APPLICABLE LAW. This Security Agreement shall be governed by, and be
construed and interpreted in accordance with, the laws of the State of Nevada in
force at the date of this instrument, except as required by mandatory provisions
of law and except to the extent that remedies provided under the laws of any
state other than Nevada are governed by the laws of such state.

     23. GENDER. Where appropriate, the use of one gender shall be construed as
the others or any of them; and the singular number shall be construed to include
the plural and vice versa.

     24. COUNTERPARTS. This Security Agreement may be executed in several
counterparts, and by the parties hereto on separate counterparts, and each
counterpart, when so executed and delivered, shall constitute an original
instrument, and all such counterparts shall constitute but one and the same
instrument.

     IN WITNESS WHEREOF, Debtor and Secured Party have caused this Security
Agreement and Financing Statement to be executed and delivered by their duly
authorized officers as of the date first set forth above.

                                        DEBTOR:

                                        ENTREPORT CORPORATION,
                                        a Florida corporation

                                        By:
                                           ------------------------------------
                                        Its:
                                             ----------------------------------

                                        SECURED PARTY:

                                        HOMESEEKERS.COM, INCORPORATED
                                        a Nevada corporation

                                        By:
                                           ------------------------------------
                                        Its:
                                             ----------------------------------

                                       15<PAGE>
EXHIBIT 10.1

                                                                  EXECUTION COPY

                           CREDIT LINE LOAN AGREEMENT
                           --------------------------

         STYLECLICK, INC. (the "BORROWER") and USA NETWORKS, INC. (the
"LENDER"), for valuable consideration, the receipt of which is hereby
acknowledged, enter into this Credit Line Loan Agreement (this "AGREEMENT") and
agree as follows on and as of July 27, 2001:

I.       DEFINITIONS.

         Each reference herein to:

         A.   "AVERAGE RATE" shall mean the weighted average rate of interest
              actually paid by the Lender during each calendar month (or part
              thereof) from the date hereof through the Maturity Date under the
              Credit Agreement, as amended from time to time, dated February 12,
              1998, to which USA Networks, Inc., USANi LLC and The Chase
              Manhattan Bank, as administrative agent, syndication agent and
              collateral agent, are parties;

         B.   "BOOKS AND RECORDS" shall mean all books, correspondence, credit
              files, records and other documents relating directly or indirectly
              to the Obligations, including, without limitation, all tapes,
              cards, runs, databases, software programs, diskettes, and other
              papers and documents in the possession or control of the Borrower,
              any computer service bureau, or other agent or independent
              contractor;

         C.   "LOAN DOCUMENTS" shall mean this Agreement, the Note, and any
              amendments thereto, and any and all other documents related to
              this Agreement and/or the Credit Line Loan;

         D.   "MATERIAL ADVERSE CHANGE" shall mean with respect to the Borrower
              and any of its respective properties or revenues, an event, action
              or condition that would or is reasonably likely to (i) adversely
              affect the validity or enforceability of, or the authority of the
              Borrower to perform its obligations under any of the Loan
              Documents, or (ii) materially adversely affect the business,
              operations, assets or condition (financial or otherwise) of the
              Borrower and any of its respective properties, taken as a whole,
              or the ability of the Borrower to perform its obligations under
              any of the Loan Documents;

         E.   "MATURITY DATE" shall mean any date on which the Lender demands
              repayment of the Credit Line Loan on or after January 26, 2003;

         F.   "OBLIGATIONS" shall mean, collectively, all of the obligations and
              liabilities of the Borrower to Lender, whether for principal,
              interest (including, without limitation, interest accruing at the
              then applicable rate provided herein after the Maturity Date and
              interest accruing at the then applicable rate provided herein
              after the filing of any petition in bankruptcy, or the
              commencement of any insolvency, reorganization or like proceeding,
              relating to the Borrower, whether or not a claim for post-filing
              or post-petition interest is allowed in such proceeding),
              expenses, indemnities or otherwise, and whether direct or
              indirect, joint or several, actual, absolute or contingent,

                                  Page 1 of 11
<PAGE>

              matured or unmatured, liquidated or unliquidated, secured or
              unsecured, arising by contract, operation of law or otherwise,
              under or in respect of any of the Loan Documents; and

         G.   "STATE" shall mean the State of New York.

II.      LINE OF CREDIT.

         A.   CREDIT LINE LOAN. This Agreement evidences a line of credit
              extended by Lender to the Borrower for the Borrower's short-term
              borrowing needs (the "CREDIT LINE LOAN") with a credit limit (the
              "CREDIT LIMIT") of the maximum principal sum at any one time
              outstanding of Fifteen Million Dollars ($15,000,000.00).

         B.   ADVANCES UNDER CREDIT LINE LOAN. Subject to the satisfaction of
              all conditions precedent set forth in Section IV, the Lender
              agrees to make advances to the Borrower under the Credit Line Loan
              up to the Credit Limit until the earlier of the Maturity Date or
              any earlier termination of the Lender's commitment upon the
              occurrence of an Event of Default (as defined in Section VI).

              Each advance under the Credit Line Loan shall be disbursed by
              wire transfer to such account as the Borrower may designate in
              accordance with Section VII(B).

              Prior to the earlier of the Maturity Date or any earlier
              termination of the Lender's commitment upon the occurrence of
              an Event of Default, the Borrower may borrow, repay and
              re-borrow the Credit Line Loan, provided that the Credit Line
              Loan shall never exceed the Credit Limit at any one time
              outstanding.

              Upon the earlier of the Maturity Date or termination of the
              Lender's commitment upon the occurrence of an Event of Default
              as provided in Section VI below the Credit Limit shall be
              reduced to zero in accordance with the terms hereof.

         C.   EXCESS ADVANCES. If for any reason the aggregate outstanding
              principal balance of the Credit Line Loan should at any time
              exceed the Credit Limit, the Borrower shall, without demand, not
              later than the close of business on the second business day
              thereafter immediately pay to the Lender a sum sufficient to
              reduce the outstanding principal balance of the Credit Line Loan
              (including capitalized interest) to the Credit Limit.

         D.   MINIMUM AMOUNT OF CREDIT LINE ADVANCE. Each advance under the
              Credit Line shall be in minimum amount of Five Hundred Thousand
              Dollars ($500,000.00) or the unadvanced balance of the Credit
              Limit, whichever is less.

         E.   INTEREST ACCRUAL AND PAYMENT. Except as provided in Section II(H)
              below, the outstanding principal balance of the Credit Line Loan
              shall bear interest at the Average Rate, payable with respect to
              the Credit Line Loan in arrears as provided in the Note.

                                  Page 2 of 11
<PAGE>

         F.   DUE DATE. The entire outstanding principal balance of the Credit
              Line Loan shall become due and payable on the Maturity Date, or,
              if earlier, the occurrence of an Event of Default hereunder as
              provided in Section VI. Accrued interest on any Credit Loan Line
              shall be payable in arrears on the last business of each month and
              on the Maturuty Date, or, if earlier, the occurrence of an Event
              of Default hereunder as provided in Section VI.

         G.   NOTE. The Credit Line Loan shall be evidenced by a separate
              promissory note of the Borrower dated as of the date hereof (the
              "NOTE", a form of which is attached hereto as EXHIBIT A). Each
              reference to the Note shall include all amendments thereto and any
              additional or supplementary notes executed pursuant to this
              Agreement.

         H.   DEFAULT INTEREST; INTEREST CALCULATION. All principal and other
              amounts outstanding and payable under the Note and not paid when
              due shall bear interest from the date due until paid in full at a
              rate per annum equal to 2% plus the Average Rate.

III.     REPRESENTATIONS AND WARRANTIES.

         The Borrower represents and warrants that:

         A.   ORGANIZATION AND POWERS. (i) It is duly organized, validly
              existing and in good standing, (ii) it has the power and authority
              to own its properties and to carry on its business as now being
              conducted and is qualified to do business in every jurisdiction
              where such qualification is necessary, except where the failure to
              be so qualified will not have a material adverse effect on the
              Borrower and its subsidiaries taken as a whole ("MAE"), (iii) it
              has the power to execute, deliver and perform the Loan Documents,
              (iv) the execution, delivery and performance of the Loan Documents
              have been duly authorized by all requisite corporate action of the
              Borrower, and (v) the execution, delivery and performance of the
              Loan Documents will not violate any provision of law, any order of
              any court or other agency of government, the Articles of
              Incorporation or By-laws of Borrower or any indenture, agreement
              or other instrument to which it is a party, or by which it is
              bound, or be in conflict with, result in a breach of or constitute
              (with due notice of lapse of time or both) a default under any
              such indenture, agreement or other instrument, or result in the
              creation or imposition of any lien, charge or encumbrance of any
              nature whatsoever upon any of the property or assets of the
              Borrower or the acceleration of any of its outstanding
              indebtedness, except for such violations, conflicts, breaches or
              defaults which would not individually or in the aggregate have a
              MAE.

         B.   LITIGATION. There is no action, suit or proceeding at law or in
              equity or by or before any governmental instrumentality or other
              agency now pending or threatened against or affecting the
              Borrower, except those that have been previously disclosed to the
              Lender.

                                  Page 3 of 11
<PAGE>

         C.   NO CONFLICT. The Borrower is not a party to any agreement or
              instrument or subject to any restriction materially or adversely
              affecting its business, properties or assets, operations or
              condition, financial or otherwise except those that have been
              previously disclosed to the Lender. The Borrower has no knowledge
              that it is in default in the performance, observance or
              fulfillment of any of the obligations, covenants or conditions
              contained in any agreement or instrument to which it is a party
              except those defaults which would not individually or in the
              aggregate have a MAE.

IV.      CONDITIONS OF LENDING.

         A.   EACH ADVANCE. The Lender shall be obligated to make advances,
              including the initial advance, under this Agreement only if on the
              date any such advance is requested and after giving effect
              thereto:

              (1)  The representations and warranties in Section III hereof are
                   true and correct in all material respects;

              (2)  All covenants in Section V hereof are complied with;

              (3)  No Event of Default exists;

              (4)  Any advance shall be used for working capital and general
                   corporate purposes

              (5)  Such advance has been duly authorized by the Borrower's Board
                   of Directors; and

              (6)  The Lender shall have received duly executed originals of (a)
                   the original Loan Documents, and (b) a borrowing request
                   executed by a duly authorized officer of the Borrower
                   specifying the amount to be borrowed hereunder, the account
                   to which the borrowed funds are to be paid, the date of the
                   requested borrowing (which shall be not less than three
                   business days after such borrowing request is received by the
                   Lender) and certifying as to the satisfaction of the
                   conditions set forth above in clauses (1), (2), (3), (4) and
                   (5) of this Section IV.

V.       COVENANTS.

         The Borrower covenants and agrees that:

         A.   USE OF PROCEEDS. The Borrower will use the proceeds of the Credit
              Line Loan solely for working capital and general corporate
              purposes.

         B.   RANKING. Principal and interest payable on the Credit Line Loan
              shall rank at least equal to all existing and future unsecured and
              unsubordinated indebtedness of the Borrower.

                                  Page 4 of 11
<PAGE>

         C.   LEGAL EXISTENCE; INSURANCE; ETC. The Borrower will (i) keep in
              full force and effect its legal existence, rights, licenses,
              permits and franchises necessary for the operation of its business
              as conducted prior to the date hereof, except for the
              relinquishment of such as would not individually or in the
              aggregate have a MAE; (ii) operate its business in all material
              respects as conducted prior to the date hereof, except for the
              Borrower's proposed closing of its Los Angeles facilities and the
              transfer of its business and assets to its Chicago facility as
              disclosed to the Lender, and the Borrower's shut down of its
              FirstAuction.com business in May 2001; (iii) maintain all property
              used and reasonably necessary in the conduct of its business and
              keep the same in good repair, working order and condition, and
              (iv) maintain adequate insurance on its business and properties.

         D.   COMPLIANCE WITH LAWS. Each of the Borrower and its subsidiaries
              will comply in all material respects with all present and future
              applicable laws, ordinances, rules, regulations, directives and
              other requirements of all governmental instrumentalities.

         E.   PAYMENT OF TAXES. Each of the Borrower and its subsidiaries will
              pay and discharge all taxes, assessments, and governmental charges
              imposed upon the Borrower, its income or its property before the
              same shall be in default, as well as all lawful claims for labor,
              materials and supplies or otherwise which, if unpaid might become
              a lien upon any such properties, except for the failure to pay and
              discharge all taxes, assessments, charges and claims which will
              result in liens, the existence of which will not individually or
              in the aggregate have a MAE.

         F.   INSPECTION. The Borrower will permit agents or representatives of
              the Lender, at reasonable hours and upon reasonable notice, to
              inspect the Books and Records of the Borrower and to make
              abstracts or reproductions thereof, all at the Borrower's expense.

         G.   LIENS. Neither the Borrower nor any of its subsidiaries will
              create, assume or suffer to exist any mortgage, security interest,
              or lien on any if its assets, now or hereafter owned, or assign or
              otherwise convey any right to receive income, other than (i) liens
              securing indebtedness to the Lender, (ii) liens securing the
              payment of taxes not yet due, (iii) mechanics liens or liens
              imposed by law (other than for borrowed money, judgments or
              delinquent taxes), (iv) liens incurred in the ordinary course of
              business, and (v) other liens permitted in writing by the Lender.

         H.   GUARANTIES; ETC. Neither the Borrower nor any of its subsidiaries
              will guarantee, endorse or otherwise become or be responsible for
              obligations of any other person or entity, whether by agreement to
              purchase the indebtedness of any other person or entity or
              agreement for the furnishing of funds to any other person or
              entity through purchase of goods, supplies or services, or by way
              of stock purchase, capital contribution, advance or loan, for the
              purpose of paying or discharging any indebtedness or obligation of
              such other person or entity, or otherwise, except endorsements of
              negotiable instruments for collection in the ordinary course of

                                  Page 5 of 11
<PAGE>

              business and except for such other guarantees granted in the
              ordinary course of business of Borrower and its subsidiaries and
              consistent with past practice.

         I.   INDEBTEDNESS. Neither the Borrower nor any of its subsidiaries
              will incur or permit to exist any indebtedness for borrowed money
              except: (i) indebtedness to the Lender, (ii) unsecured trade
              obligations incurred in the ordinary course of business and (iii)
              any other indebtedness for borrowed money permitted in writing by
              the Lender.

         J.   SALES AND TRANSFERS. Neither the Borrower nor its subsidiaries
              will sell, assign, lease, transfer, sell and leaseback, or
              otherwise dispose of all or any material amount of its assets to
              any person or entity or turn over the management of, or enter into
              a management contract with respect to, itself or such assets,
              except as set forth in the Services Agreement by and between the
              Borrower and USA Electronic Commerce Solutions LLC, dated May 14,
              2001, and in connection with the Borrower's proposed closing of
              its Los Angeles facilities and the transfer of its business and
              assets to its Chicago facility as disclosed to the Lender.

         K.   NOTICE. If any one or more Events of Default or Material Adverse
              Changes shall occur, the Borrower shall, immediately after it
              becomes aware that any such Events of Default or Material Adverse
              Changes has occurred, give written notice to the Lender,
              specifying the nature of such event.

         L.   FISCAL YEAR. The Borrower shall not change its fiscal year without
              the written consent of Lender.

VI.      EVENTS OF DEFAULT.

         A.   EVENTS OF DEFAULT. If any one or more of the following events,
              herein called "EVENTS OF Default", shall occur, for any reason
              whatsoever, and whether such occurrence shall be voluntary or
              involuntary or come about or be effected by operation of law or
              pursuant to or in compliance with any judgment, decree or order of
              a court of competent jurisdiction or any order, rule or regulation
              of any administrative or other governmental authority, and such
              Event of Default shall be continuing:

              (1)  there occurs any Material Adverse Change;

              (2)  any representation or warranty made herein or in any report,
                   certificate, financial statement or other instrument
                   furnished in connection with this Agreement shall prove to be
                   false or misleading in any material respect;

              (3)  default shall be made in the payment of the principal,
                   pursuant to the terms of the Note, when and as the same shall
                   become due and payable, whether at maturity or by
                   acceleration or otherwise;

                                  Page 6 of 11
<PAGE>

              (4)  default shall be made in the due observance or performance of
                   any other covenant, condition or agreement on the part of the
                   Borrower or its subsidiaries to be observed or performed
                   pursuant to the terms of this Agreement, and such default
                   shall continue for five days after written notice thereof,
                   specifying such default and requesting that the same be
                   remedied, shall have been given to the Borrower by the
                   Lender;

              (5)  the entry of a decree or order for relief by a court having
                   jurisdiction in the premises in respect of the Borrower in an
                   involuntary case under the Bankruptcy Code or any other
                   applicable federal or state bankruptcy, insolvency or other
                   similar laws, or appointing a receiver, liquidator, assignee,
                   custodian, trustee, sequestrator (or similar official) of the
                   Borrower or for any substantial part of its property, or
                   ordering the winding-up or liquidation of any of its affairs
                   and the continuance of any such decree or order unstayed and
                   in effect for a period of 30 consecutive days; or

              (6)  the commencement by the Borrower of a voluntary case under
                   the Bankruptcy Code or any other applicable federal or state
                   bankruptcy, insolvency or other similar laws, or the consent
                   by it to the appointment of or taking possession by a
                   receiver, liquidator, assignee, trustee, custodian,
                   sequestrator (or other similar official) of the Borrower or
                   for any substantial part of its property, or the making by it
                   of any assignment for the benefit of creditors, or the
                   admission by the Borrower in writing of its inability to pay
                   its debts generally as such debts become due, or the taking
                   of corporate action by the Borrower in furtherance of any
                   such action;

              then, in addition to all other rights and remedies available to
              the Lender at law or in equity or otherwise, (i) if an Event of
              Default set forth in clauses (5) or (6) of this Section VI shall
              occur and be continuing, or shall exist, this Note automatically
              shall become immediately due and payable, together with interest
              accrued thereon, and any commitment of the Lender to make advances
              to the Borrower hereunder automatically shall terminate, all
              without presentment, demand, protest or notice of any kind, all of
              which are expressly waived to the fullest extent permitted by law
              and (ii) if an Event of Default other than an Event of Default set
              forth in clauses (5) or (6) of this Section VI shall occur and be
              continuing, or shall exist, the Lender may, at its sole option, by
              written notice to the Borrower, declare this Note to be, and this
              Note shall thereupon be and become, immediately due and payable,
              together with interest accrued thereon, whereupon any commitment
              of the Lender to make any advances to the Borrower hereunder shall
              automatically terminate, all without presentment, demand, protest
              or other notice of any kind, all of which are expressly waived to
              the fullest extent permitted by law.

                                  Page 7 of 11
<PAGE>

VII.     MISCELLANEOUS.

         A.   WAIVER OF EVENT OF DEFAULT. No delay in terminating the Lender's
              commitment under this Agreement and/or in making demand shall
              affect the rights of the Lender later to take such action with
              respect thereto, and no waiver as to one Event of Default shall
              affect rights as to any other default hereunder.

         B.   NOTICES. Except as otherwise specifically provided for herein, any
              notice, demand or communication hereunder shall be given in
              writing (including facsimile transmission or telex) and mailed or
              delivered to each party at its principal offices, or, as to each
              party, at such other address as be designated by such party by a
              prior notice to the other party in accordance with the terms of
              this provision. All notices hereunder shall be effective upon the
              earliest to occur of (i) five (5) business days after such notice
              is mailed, by registered or certified mail, postage prepaid
              (return receipt requested), (ii) upon delivery by hand, (iii) upon
              delivery if delivered by overnight courier (such delivery to be
              evidenced by the courier's records), and (iv) in the case of any
              notice or communication by telex or telecopy, on the date when
              sent if confirmation of transmission is received by the sender.

         C.   SURVIVAL. This Agreement and all covenants, agreements,
              representations and warranties made herein and in the certificates
              delivered pursuant hereto shall survive any making by the Lender
              of the Credit Line Loan and the execution and delivery of any Loan
              Document and shall continue in full force and effect until this
              Agreement is terminated and all the Obligations are paid in full.

         D.   LEGAL FEES AND EXPENSES; ADDITIONAL FEES AND CHARGES. The Borrower
              will pay all expenses incurred by the Lender in connection with
              the preparation of the Loan Documents, the making of the Credit
              Line Loan, and the enforcement of the rights of the Lender in
              connection with this Agreement, any of the other Loan Documents
              and the Credit Line Loan, including, but not limited to, the
              reasonable fees of its counsel, plus the disbursements of said
              counsel.

         E.   CHOICE OF LAW. This Agreement and all the other Loan Documents
              shall be construed in accordance with and governed by the laws of
              the State, without reference to the choice-of-law principles
              thereof.

         F.   WRITTEN MODIFICATION AND WAIVER. No modification or waiver of any
              provision of this Agreement or of any of the other Loan Documents
              nor consent to any departure by the Borrower therefrom shall in
              any event be effective unless the same shall be in writing, and
              then such waiver or consent shall be effective only in the
              specific instance and for the purpose for which given. No notice
              to or demand on the Borrower in any case shall entitle the
              Borrower to any other or further notice or demand in the same,
              similar or other circumstances.

         G.   DOCUMENTATION. All documents required hereunder shall be in form
              and substance satisfactory to the Lender.

                                  Page 8 of 11
<PAGE>

         H.   REPLACEMENT DOCUMENTS. Upon receipt of an affidavit of an officer
              of the Lender as to the loss, theft, destruction or mutilation of
              the Note or any other document which is not of public record, and,
              in the case of any such loss, theft, destruction, mutilation, upon
              cancellation of such Note or other document, the Borrower will
              issue, in lieu thereof, a replacement note or other document in
              the same principal amount thereof and otherwise of like tenor.

         I.   UNENFORCEABILITY. In the event any term or provision of this
              Agreement or the application thereof to any person or circumstance
              shall, to any extent, be held invalid or unenforceable, the
              remainder of this Agreement or the application of such term or
              provision to persons or circumstances other than those to which it
              is held invalid or unenforceable, shall be valid and enforceable
              to the fullest extent permitted by law.

         J.   REMEDIES CUMULATIVE. No course of dealing on the part of Lender or
              any delay or failure on the part of Lender to exercise any right
              shall operate as a waiver of the right or otherwise prejudice
              Lender's rights, powers and remedies. All of the Lender's rights
              and remedies shall be cumulative.

         K.   MAXIMUM RATE OF INTEREST. All provisions of this Agreement are
              expressly subject to the condition that in no event shall the
              amount paid or agreed to be paid to the Lender hereunder and
              deemed interest under applicable law exceed the maximum rate of
              interest on the unpaid principal balance of the Credit Line Loan
              allowed by applicable law (the "MAXIMUM ALLOWABLE RATE"), which
              shall mean the law in effect on the date of this Agreement, except
              that if there is a change in such law which results in a higher
              Maximum Allowable Rate being applicable to this Agreement, then
              this Agreement shall be governed by such amended law from and
              after its effective date. In the event that fulfillment of any
              provision of this Agreement results in the interest rate hereunder
              being in excess of the Maximum Allowable Rate, the obligation to
              be fulfilled shall automatically be reduced to eliminate such
              excess. If, notwithstanding the foregoing, the Lender receives an
              amount which under applicable law would cause the interest rate
              set forth in this Agreement to exceed the Maximum Allowable Rate,
              the portion thereof which would be excessive shall automatically
              be applied to and deemed a prepayment of the unpaid principal
              balance of the Credit Line Loan and not a payment of interest.

         L.   JURISDICTION AND VENUE. The Borrower irrevocably consents that any
              legal action or proceeding against it or any of its property with
              respect to any matter arising under or relating to this Agreement
              and the other Loan Documents may be brought in any court of the
              State, or any Federal Court of the United States of America
              located in the State, as the Lender may elect, and by execution
              and delivery of this Agreement the Borrower hereby submits to and
              accepts with regard to any such action or proceeding, for itself
              and in respect of its property, generally and unconditionally, the
              jurisdiction of the aforesaid courts. The Borrower further
              irrevocably consents to the service or process in any such action
              or proceeding by the mailing of copies thereof by registered or
              certified mail, postage prepaid, to the Borrower at its address

                                  Page 9 of 11
<PAGE>

              set forth herein. The foregoing, however, shall not limit the
              Lender's rights to serve process in any other manner permitted by
              law or to bring any legal action or proceeding or to obtain
              execution of judgment in any other jurisdiction. The Borrower
              irrevocably waives any objection which it may now or hereafter
              have to the laying of the venue of any suit, action or proceeding
              arising out of or relating to this Agreement and the other Loan
              Documents, and further irrevocably waives any claim that the State
              is not a convenient forum for any such suit, action or proceeding.

         M.   WAIVER OF PRESENTMENT; ETC. The Borrower expressly waives
              presentment, notice of dishonor, protest and notice of
              non-payment.

         N.   INTEGRATION. The Loan Documents supersede all prior agreements
              between the parties with respect to the Credit Line Loan, whether
              oral or written, including, without limitation, all correspondence
              between counsel for the respective parties. The Loan Documents
              constitute the entire agreements between the parties with respect
              to the Credit Line Loan, and the rights, duties, and obligations
              of the parties with respect thereto.

         O.   LENDER LIABILITY. The Lender shall not be liable for any loss
              sustained by any party resulting from any action, omission, or
              failure to act by the Lender, whether with respect to the exercise
              or enforcement of the Lender's rights or remedies under the Loan
              Documents, the Credit Line Loan, or otherwise, unless such loss is
              caused by the actual willful misconduct of the Lender conducted in
              bad faith. IN NO EVENT SHALL THE LENDER EVER BE LIABLE FOR
              CONSEQUENTIAL OR PUNITIVE DAMAGES, ANY RIGHT OR CLAIM THERETO
              BEING EXPRESSLY AND UNCONDITIONALLY WAIVED.

         P.   LENDER'S DECISIONAL STANDARDS. To the extent that applicable laws
              require the Lender's actions or decisions under the Loan Documents
              to be conducted in good faith, the term "good faith" shall be
              defined (using a subjective standard) as honesty in fact with
              regard to the conduct or transaction concerned based upon the
              facts and circumstances actually known to the individual(s) acting
              for the Lender, and such requirement may be satisfied by reliance
              upon the advice of attorneys, accountants, appraisers, architects,
              engineers, or other qualified professionals.

         Q.   DESCRIPTIVE HEADINGS; CONTEXT. The captions in this Agreement are
              for convenience of reference only and shall not define or limit
              any provision. Whenever the context requires, reference in this
              Agreement to the neuter gender shall include the masculine and/or
              feminine gender, and the singular number shall include the plural,
              and, in each case, vice versa.

         R.   ACKNOWLEDGEMENT OF COPY. The Borrower acknowledges that it has
              received a fully executed copy of this Agreement.

                                   * * * * * *

                                 Page 10 of 11
<PAGE>

         IN WITNESS WHEREOF, the Borrower and the Lender, by persons duly
authorized, have executed this Agreement on and as of the date first above
written.

                                           STYLECLICK, INC.

                                                By:
                                                      --------------------------
                                                      Name:
                                                      Title:

                                                By:
                                                      --------------------------
                                                      Name:
                                                      Title:

                                           USA NETWORKS, INC.

                                                By:
                                                      --------------------------
                                                      Name:
                                                      Title:

                                 Page 11 of 11
<PAGE>
                                                                       Exhibit A

                        CREDIT LINE LOAN PROMISSORY NOTE
                        --------------------------------

MAXIMUM PRINCIPAL AMOUNT:  $15,000,000.00                     NEW YORK, NEW YORK
                                                                July 27, 2001

BORROWER:   STYLECLICK, INC.

LENDER:     USA NETWORKS, INC.

                             ADDITIONAL DEFINITIONS
                             ----------------------

LENDER'S ADDRESS: 152 West 57th Street, 42nd Floor, New York, New York, 10019

INTEREST RATE: The interest rate per annum equal to the Average Rate, as such
     term is defined in the Loan Agreement.

LOAN AGREEMENT: That certain Loan Agreement dated as of the date hereof between
     the Lender and the Borrower relating to the indebtedness evidenced hereby,
     the terms and provisions of which are incorporated herein by reference.

All capitalized words or phrases which are not otherwise specifically defined
     hereinabove or elsewhere in this Note shall have the meaning assigned in
     the Loan Agreement.

1.       PROMISE TO PAY. FOR VALUE RECEIVED, the Borrower promises to pay to the
         order of the Lender, on the Maturity Date or on such earlier date as
         the Obligations under the Loan Agreement may become due and payable
         upon acceleration, the Maximum Principal Amount or, if less, the
         aggregate unpaid principal amount of the Credit Line Loan made by the
         Lender to the Borrower pursuant to the Loan Agreement. The Borrower
         also agrees to pay interest at the Average Rate on the unpaid Principal
         Amout. Interest shall be payable in arrears on the last business day of
         each month and on the Maturity Date or on such earlier date as the
         Obligations under the Loan Agreement may become due and payable upon
         acceleration. Notwithstanding the foregoing, from and after the date
         payment is due, all principal and other amounts outstanding and payable
         under this Note shall bear interest at a rate per annum equal to 2%
         plus the Average Rate until paid in full.

2.       PAYMENT PROVISIONS. All sums payable hereunder are payable in lawful
         money of the United States of America and in immediately available
         funds at the Lender's Address or at such place or places as the Lender,
         its successors or assigns may designate in writing. If this Note or any
         payment hereunder becomes due on a Saturday, Sunday or other holiday on
         which the Lender is authorized to close, the due date of this Note or
         payment shall be extended to the next succeeding business day, but all
         interest or fees shall be calculated based on the actual time of
         payment. On the Maturity Date or on such earlier date as the
         Obligations under the Loan Agreement may become due and payable upon
         acceleration, this Note shall become immediately due and payable.

                                   Page 1 of 2
<PAGE>

3.       REVOLVING CREDIT FACILITY. Prior to the earlier of the Maturity Date or
         any earlier termination of the Lender's commitment upon the occurrence
         of an Event of Default, the Borrower may borrow, repay and re-borrow
         the Credit Line Loan, up to the Credit Limit.

4.       FEES AND EXPENSES. The Borrower will pay all expenses incurred by the
         Lender in connection with the preparation of the Loan Documents, the
         making of the Credit Line Loan evidenced by this Note, and the
         enforcement of the rights of the Lender in connection with this Note
         and the Loan Documents, including, but not limited to, the reasonable
         fees of its counsel, plus the disbursements of said counsel. The
         Borrower further agrees to pay to the Lender on demand all reasonable
         fees, costs and expenses incurred by the Lender in connection with the
         administration of this Credit Line Loan.

5.       WAIVER. The Borrower expressly waives presentment, notice of dishonor,
         protest and notice of nonpayment.

6.       CHOICE OF LAW. This Note shall be construed in accordance with and
         governed by the laws of the State of New York, without reference to the
         choice-of-law principles thereof.

WITNESS:

                                                STYLECLICK, INC.

                                                     By:
------------------------------------                      ----------------------
                                                          NAME
                                                          TITLE

                                                     By:
------------------------------------                      ----------------------
                                                          NAME
                                                          TITLE

                                 Page 2 of 2

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