Document:

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                                                                   Exhibit 10.14

                            NATIONAL CITY CORPORATION

                     SUPPLEMENTAL CASH BALANCE PENSION PLAN

                    (as Amended and Restated January 1, 2005)

                       ARTICLE 1. THE PLAN AND ITS PURPOSE

     1.1 Amendment and Restatement of the Plan. The following are the provisions
of the National City Corporation Supplemental Cash Balance Plan (herein referred
to as the "Plan") effective as of January 1, 2005 (herein referred to as the
"Effective Date"), which is an amendment and restatement of the Plan which was
in effect prior thereto. Except as provided in Section 4.9 herein, the Plan as
amended and restated herein is effective with respect to certain employees who
retire, become disabled, die or otherwise have a Separation from Service on or
after the Effective Date. Benefits with respect to Employees who retired, became
disabled, died or otherwise had a Separation of Service prior to the Effective
Date shall be governed by the provisions of the Prior Plan.

     1.2 Purpose. The purpose of the Plan is to provide for the payment of
certain pension and survivor benefits in addition to benefits which may be
payable under other plans of the Corporation. The Corporation intends and
desires by the provisions of the Plan to recognize the value to the Corporation
of the past and present service of employees covered by the Plan and to
encourage and assure their continued service to the Corporation by making more
adequate provision for their future security than other plans of the Corporation
provide.

     1.3 Operation of the Plan. The Plan shall be administered by the Plan
Administrator.

                             ARTICLE 2. DEFINITIONS

     2.1 Definitions. Whenever used herein, the following terms shall have the
meanings set forth below, unless otherwise expressly provided. When the defined
meaning is intended, the term is capitalized.

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          (a) Accrued Benefit: The benefit to which a Participant is entitled at
any date expressed as a monthly benefit payable in the form of a single life
annuity commencing on such date that is equal to the amount determined by
dividing (a) by (b), where (a) is the Participant's Supplemental Cash Balance
Account as of such date and (b) is the immediate annuity factor for one dollar
of benefit payable as a single life annuity based upon the Participant's age in
completed years and months as of such date. The immediate annuity factor shall
be based on the applicable actuarial assumptions set forth in the NC Retirement
Plan.

          (b) Active Participant: A Participant shall be an Active Participant
for a Plan Year if the sum of his/her "Earnings" under the NC Retirement Plan
together with his/her Supplemental Earnings exceeds the annual limit on
compensation set forth in Section 401(a)(17) of the Internal Revenue Code, as in
effect for such Plan Year.

          (c) Actuarially Equivalent Benefit: The actuarially equivalent benefit
determined under the Plan using the actuarial factors set forth in the NC
Retirement Plan.

          (d) Actuary: The independent actuary or firm of actuaries engaged by
the Plan Administrator at its sole discretion. Such actuary or firm may be, but
shall not be required to be, the same actuaries engaged by the Corporation to
perform actuarial services with respect to the NC Retirement Plan.

          (e) Age: A person's actual age calculated in years and whole calendar
months.

          (f) Benefit Commencement Date : The first day of the first period for
which a Participant's benefits are to be paid as an annuity or any other form,
without regard to whether the Participant's benefit is actually paid or
commences to be paid on such date.

          (g) Change in Control: The term "Change in Control" shall have the
meaning set forth in Section 11.2 of the Plan.

          (h) Committee: The Compensation and Organization Committee of the
Board of Directors of the Corporation.

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          (i) Corporation: National City Corporation, a Delaware corporation,
and any successor corporation.

          (j) Current Supplemental Cash Balance Account: As of any date, the
Participant's Supplemental Cash Balance Account as determined by taking into
account the Participant's Supplemental Pay Credits as of such date and Interest
Credits through that date (without regard to Interest Credits, if any, provided
for under the Plan for periods after that date).

          (k) Death Beneficiary: The person (natural or legal) who may be
entitled to receive benefits payable under the Plan in the event of the death of
a Participant. Such person or persons may be designated by the Participant (and
such designation may be revoked or changed without the consent of any previously
designated Death Beneficiary), only by an instrument, in form acceptable to the
Plan Administrator, signed by the Participant and filed with the Plan
Administrator before the earlier of (i) the Participant's death, or (ii) the
Participant's Benefit Commencement Date. In the event that a Death Beneficiary
shall not have been designated hereunder (or, if so designated shall have not
survived the Participant), a Participant's Death Beneficiary shall be the person
designated or otherwise treated as his or her designated beneficiary under the
NC Retirement Plan.

          (l) Effective Date: January 1, 2005.

          (m) Employee: An individual employed with an Employer on a regular,
active, and full-time salaried basis.

          (n) Employer: The Corporation or any corporation, organization or
entity controlled by the Corporation.

          (o) FICA: The Federal Insurance Contributions Act.

          (p) Grandfathered Benefits: A Participant's Accrued Benefit determined
as of December 31, 2004, provided that such Participant has had a Vesting Event
on or before that date.

          (q) Interest Credits: Each Supplemental Cash Balance Account shall be
credited with interest. The annual rate of

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interest to be credited shall be the applicable rate of interest set forth in
Section 1.1(2) of the NC Retirement Plan. Except as provided in Section 4.8
herein, no interest shall be credited for periods after the Participant's
Benefit Commencement Date.

          (r) Internal Revenue Code: The Internal Revenue Code of 1986, as
amended and in effect from time to time.

          (s) NC Retirement Plan: The National City Non-Contributory Retirement
Plan as amended and restated as of January 1, 1999 and as may be amended and
restated from time to time thereafter.

          (t) Normal Retirement Age: The earlier of age 65, or age 62 with 20 or
more years of Vesting Service.

          (u) Participant: An Employee who has been selected by the Plan
Administrator or the Committee pursuant to Article 3 of the Plan for
participation in the Plan.

          (v) Plan: The Supplemental Cash Balance Plan as effective on and after
the Effective Date.

          (w) Plan Administrator: The committee consisting of the Corporate
Director Human Resources, the Director Executive Compensation, and the Director
Compensation & Benefits, or such other group as established by the Corporate
Director Human Resources to serve as administrator of the Plan.

          (x) Plan Year: The 12-month period commencing on January 1 and ending
on December 31 of each year.

          (y) Prior Plan: The Plan as in effect immediately prior to the
Effective Date or as of such other date as may be specified herein.

          (z) Separation from Service: The termination of a Participant's or
former Participant's employment relationship with the Employer for any reason
whatsoever, whether voluntary or involuntary, including by reason of retirement,
quit, discharge or death; provided, however, that if the foregoing definition
does not satisfy the requirements of Section 409A of the Internal Revenue Code,
an appropriate definition shall be substituted in lieu of the foregoing,

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effective as of the Effective Date, or as of such other date as shall satisfy
the requirements of Section 409A.

          (aa) Specified Employee: Any Participant who is a "specified employee"
as defined in Section 409A of the Internal Revenue Code and the lawful Treasury
Regulations promulgated thereunder.

          (bb) Supplemental Cash Balance Account: The notional account
established and maintained for a Participant which shall be credited with (a)
Supplemental Pay Credits and (b) Interest Credits.

          (cc) Supplemental Early Retirement Benefit: The early retirement
benefit provided for by Section 4.3 of the Plan.

          (dd) Supplemental Earnings: All compensation paid to an Employee or
electively deferred by an Employee excluding:

               (1) automobile and parking allowances, relocation expense
               payments, tuition reimbursements, signing bonuses, business
               expense reimbursements, the value of flex vacation bought or
               sold, Employer-paid club dues, cash payments upon the exercise of
               stock appreciation rights, cash payments upon the exercise of or
               disposition of stock options, dividends paid upon restricted
               stock, cash payments under any long-term incentive plan, deferred
               cash payments, Mexican tax refunds, medical supplemental
               adjustment payments, tax adjustments on certain payments, the
               lapse of restricted stock, payments under nonqualified retirement
               plans, lump sum severance payments and amounts not taxable to an
               Employee; and

               (2) bonuses, commissions, incentive compensation payments (other
               than all forms of long-term incentive compensation payments
               excluded under paragraph (1) above) or other forms of special
               compensation, whether paid

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               in cash to or electively deferred by an Employee, to the extent
               the total of such amounts exceeds $500,000;

reduced by the amount credited as "Earnings" under the NC Retirement Plan.

          (ee) Supplemental Normal Retirement Benefit: The benefit provided for
by Section 4.2 of the Plan.

          (ff) Supplemental Pay Credits: A Supplemental Pay Credit shall be
credited to the Supplemental Cash Balance Account of each Participant who was an
Active Participant during that Plan Year. The Supplemental Pay Credit shall be
calculated in the same manner as "Pay Credits" are calculated under Section
1.1(33)(a) of the NC Retirement Plan, except that: (1) such Supplemental Pay
Credits shall be calculated on the basis of Supplemental Earnings; and (2) such
Supplemental Pay Credits shall be calculated without regard to any "additional
Pay Credits" which might be credited under Section 1.1(33)(b) of the NC
Retirement Plan.

          (gg) Supplemental Retirement Benefit: The benefit provided for by
Section 4.1 of the Plan.

          (hh) Vesting Event: The earliest of the following dates with respect
to a Participant:

               (1) the later of the date the Participant has attained Age
               fifty-five (55);

               (2) the date any benefit is in payment status hereunder; or

               (3) the Effective Date of a Change in Control (as determined in
               accordance with Section 11.3).

          (ii) Vesting Service: Vesting Service shall mean Vesting Service as
determined under the NC Retirement Plan as in effect from time to time.

          (jj) Voting Stock: Voting Stock shall mean the then outstanding
securities of a company entitled to vote generally in the election of directors.

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                    ARTICLE 3. ELIGIBILITY AND PARTICIPATION

     3.1 Eligibility. The eligibility for benefits under the Plan shall be
limited to management and highly-compensated Employees. The Plan Administrator
shall, from time to time and in its discretion designate certain Employees of
the Corporation or its subsidiaries to be eligible for benefits under the Plan.
Notwithstanding the above, the Committee may from time to time direct the Plan
Administrator regarding the designation of certain Employees as to eligibility
for benefits under the Plan. In such instances the Plan Administrator shall have
no discretion and shall follow the instructions of the Committee.

     3.2 Removal from Participation. The Committee may, from time to time and in
its sole discretion, remove any employee from the list of eligible Employees,
provided such removal shall be effective only upon communication thereof in
writing to the Participant prior to the earlier to occur of the following dates:
(1) the date of the Participant's death, disability, or retirement, whichever
first occurs, and (2) the date of the Committee's approval of the Participant's
Early Retirement as provided for in Article 4 hereof, and provided further that
in the event such removal takes place after a Vesting Event, such removal shall
not serve to reduce any Participant's Accrued Benefit. Upon a removal of a
Participant prior to the occurrence of a Vesting Event he or she shall no longer
be a Participant in the Plan.

                       ARTICLE 4. PLAN RETIREMENT BENEFIT

     4.1 Supplemental Retirement Benefits. "Supplemental Retirement Benefits"
constitute the Supplemental Normal Retirement Benefit and the Supplemental Early
Retirement Benefit provided for by this Article 4.

     4.2 Eligibility for Supplemental Normal Retirement Benefit. Each
Participant becomes eligible for a Supplemental Normal Retirement Benefit upon
attaining the Normal Retirement Age.

     4.3 Eligibility for Supplemental Early Retirement Benefit. A Participant
shall become eligible for a Supplemental Early Retirement upon his/her
attainment of Age 55.

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     4.4 Supplemental Normal Retirement Benefit. The annual Supplemental Normal
Retirement Benefit shall be an amount equal to the Participant's Accrued Benefit
beginning with the month following the Participant's Separation from Service and
continuing during his/her lifetime, the last monthly payment to be made on the
first day of the month in which he/she dies.

     4.5 Supplemental Early Retirement Benefit. The annual Supplemental Early
Retirement Benefit shall be an amount equal to the Participant's Accrued Benefit
beginning with the month following the Participant's Separation from Service and
continuing during his/her lifetime, the last monthly payment to be made on the
first day of the month in which he/she dies.

     4.6 Offset of Supplemental Retirement Benefit. During the first five years
of payment of any Plan benefits, the amount otherwise payable to a Participant
or Death Beneficiary hereunder shall be reduced by the amount of the payments,
if any, made from time to time by the Employer of the Participant's portion of
FICA taxes pursuant to Section 6.3 of the Plan ("FICA Payment") divided by five
(with the consequent loss to the Employer in the event the benefits cease before
the end of the five year period). Further, to the extent the Participant's or
Death Beneficiary's benefit under the Plan is distributed in whole or in part by
lump sum payment, the FICA Payment shall be deducted from such lump sum payment
(to zero, if such be the case) and any FICA Payment not so reimbursed shall be
divided equally among the benefit payments scheduled over the next five years.

     4.7 Form of Payment of Supplemental Retirement Benefit. Except as provided
otherwise below, the Supplemental Retirement Benefit shall be payable as a
lump-sum payment of an Actuarially Equivalent Benefit, and shall be paid within
ninety (90) days following the Participant's Benefit Commencement Date. In lieu
of such a lump-sum payment, a Participant may elect to receive his/her
Supplemental Retirement Benefit in the form of a single life annuity beginning
on his Benefit Commencement Date. An election to receive such an annuity shall
be made by a Participant only by an instrument, in form acceptable to the Plan
Administrator, signed by the Participant and filed with the Plan Administrator
by the later of: (i) the 30th day following his/her initial participation in the
Plan, or (ii) December 31, 2006 (or such later date as may be

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specified in the transitional relief under Section 409A of the Internal Revenue
Code). In the event a Participant shall make no election (or if any such
election shall be deemed ineffective by application of Section 409A of the
Internal Revenue Code and the Treasury Regulations promulgated thereunder), a
Participant's Supplemental Retirement Benefit shall be paid as a single lump
sum. In addition, to the extent permitted under Section 409A of the Internal
Revenue Code and in accordance with procedures established by the Plan
Administrator, a Participant who has made a valid election to receive his
Supplemental Retirement Benefit in the form of a single-life annuity may
subsequently choose to have an Actuarially Equivalent Benefit paid in the form
of a joint and survivor annuity over the lives of the Participant and his/her
spouse instead, provided that any such election must be made at least twelve
(12) months prior to the Participant's Benefit Commencement Date.

     4.8 Delayed Payment for Specified Employees. Notwithstanding anything in
Sections 4.7 and 11.1 to the contrary, for any Participant who is a Specified
Employee, any Supplemental Retirement Benefit which would have otherwise been
paid to such Participant shall be delayed until such a date which is six (6)
months following his Separation from Service. For purposes of this section 4.8,
the determination of the Corporation's Specified Employees shall be made as of
each December 31st (the "identification date") and shall be applicable for the
12-month period commencing April 1st following that identification date. In the
event that any payment or payments under the Plan are delayed as a result of the
application of this Section 4.8, such delayed payments shall be credited with
interest at the rate equal to the yield on the United States Treasury 6-month
Treasury Bill determined as of the Participant's Benefit Commencement Date.

     4.9 Treatment of Grandfathered Benefits. Notwithstanding anything in the
Plan to the contrary, the payment of any Grandfathered Benefits shall be
governed solely by the terms of the Prior Plan. No provision in the Plan shall
limit any election which was given to a Participant or any discretion which was
reserved to the Committee, the Corporation or the Plan Administrator with
respect to Grandfathered Benefits under the terms of the Prior Plan.

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                    ARTICLE 5. SUPPLEMENTAL SURVIVOR BENEFIT

     5.1 Eligibility for Supplemental Survivor Benefit. If a Participant dies
before his/her Benefit Commencement Date, his/her Death Beneficiary shall be
entitled to a Supplemental Survivor Benefit. If the Participant dies before
he/she has satisfied the eligibility requirements for a SERP Early or Normal
Retirement Benefit, the Supplemental Survivor Benefit shall be a lump sum
Actuarially Equivalent Benefit equal to 50% of the Participant's Accrued Benefit
under the Plan. If the Participant dies after he/she has satisfied the
eligibility requirements for a Supplemental Early or Normal Retirement Benefit,
the Supplemental Survivor Benefit shall be a lump sum Actuarially Equivalent
Benefit equal to 66-2/3% of the Participant's Accrued Benefit under the Plan.

     5.2 Commencement of Supplemental Survivor Benefit. The Supplemental
Survivor Benefit provided in Section 5.1 shall be paid to the Death Beneficiary
within ninety (90) days following the Participant's Death.

     5.3 Method of Payment of Supplemental Survivor Benefit. The Supplemental
Survivor Benefit shall be payable in a lump sum payment of an Actuarially
Equivalent Benefit, as determined by the Actuary.

                            ARTICLE 6. MISCELLANEOUS

     6.1 Payment of Benefits. Benefits hereunder shall be paid by the
Corporation from its general assets, and shall not be paid from any trust fund
established pursuant to any one or more of the Corporation's qualified
retirement Plans. All other provisions of the Plans relating to the payment of
benefits, including but not limited to the dates of first and last payment of
any benefits and the normal and optional forms of benefit payment, shall apply
to the payment of benefits hereunder, except as otherwise specifically provided
herein.

     6.2 Administration. Except as herein provided, the Plan shall be
administered by the Plan Administrator which shall administer it in a manner
consistent with the administration of

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the NC Retirement Plan, except that the Plan shall be administered as an
unfunded Plan which is not intended to meet the qualification requirements of
Section 401 of the Internal Revenue Code. The Plan Administrator shall have full
power and authority to interpret, construe and administer the Plan and the Plan
Administrator's interpretations and construction hereof, and actions hereunder,
including the timing, form, amount or recipient of any payment to be made
hereunder, shall be binding and conclusive on all persons for all purposes.
Neither the Plan Administrator nor any member thereof shall be liable to any
person for any action taken or omitted in connection with the interpretation and
administration of the Plan unless attributable to his or her own willful
misconduct or lack of good faith.

     6.3 Corporation's Potential Payment of FICA Tax. The Corporation may, in
its sole discretion, pay, for and on behalf of a Participant, the amount, if
any, of such Participant's portion of any FICA taxes which may accrue and become
payable during the Participant's employment which results from such
Participant's Accrued Benefit, and the amount of any such payments(s) by the
Employer (without interest) shall serve to reduce such Participant's benefits
under this Plan, to the extent as is otherwise provided in the Plan.

     6.4 Participants' Rights; Death Beneficiary's Rights. Except as otherwise
specifically provided, neither a Participant nor a Death Beneficiary has rights
under the Plan. It is specifically intended that no benefits shall be payable
under the Plan to a Participant or his/her Death Beneficiary prior to the
Participant's retirement on or after his/her attainment of Normal Retirement
Age, or on or after his/her meeting the requirements for an Supplemental Early
Retirement Benefit (as set forth in Section 4.3), excepting only (a) Survivor
Benefits payable to a Death Beneficiary pursuant to Article 5 of the Plan in the
event of the death of the Participant prior to Separation from Service, and (b)
the payment of benefits after the occurrence of a Vesting Event with respect to
the Participant. No Participant or his or her Death Beneficiary shall have any
title to or beneficial ownership in any assets of the Corporation as a result of
the Plan or its benefits.

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                        ARTICLE 7. AMENDMENT; TERMINATION

     The Corporation expects to continue the Plan indefinitely, but reserves the
right, by action of the Committee, to amend it from time to time, or to
discontinue it if such a change or discontinuance is deemed necessary or
desirable. However, if the Plan should be amended or discontinued, the
Corporation shall remain obligated for benefits under the Plan with respect to
Participants and Death Beneficiaries whose benefits are in payment status at the
time of such action, with respect to any other Participants who have attained
Normal Retirement Age as of the date of such action, and, with respect to
Accrued Benefits, with respect to any other Participant as to whom a Vesting
Event has occurred.

                            ARTICLE 8. UNFUNDED PLAN

     Plan Not Funded. The Plan is an unfunded Plan and its benefits are payable
solely from the general assets of the Corporation.

                             ARTICLE 9. FORFEITURES

     Notwithstanding any provision in the Plan to the contrary excepting only
the provisions of Article 11, in the event the Committee finds:

          (a) that an Employee or former Employee who has an interest under the
     Plan has been discharged by his or her Employer in the reasonable belief
     (and such reasonable belief is the reason or one of the reasons for such
     discharge) that the Employee or former Employee did engage in fraud against
     the Employer or anyone else, or

          (b) that an Employee or former Employee who has an interest under the
     Plan has been convicted of a crime as a result of which it becomes illegal
     for his Employer to employ him or her;

then any amounts held under the Plan for the benefit of such Employee or former
Employee or his or her beneficiaries shall be forfeited and no longer payable to
such Employee or former Employee or to any person claiming by or through such
Employee or former Employee.

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     Each Participant agrees to the foregoing forfeiture provisions by his or
her acceptance of his or her invitation to participate in the Plan and by his or
her continued participation.

                     ARTICLE 10. RESTRICTIONS ON ASSIGNMENTS

     The interest of a Participant or his/her Death Beneficiary may not be sold,
transferred, assigned, or encumbered in any manner, either voluntarily or
involuntarily, and any attempt so to anticipate, alienate, sell, transfer,
assign, pledge, encumber, or charge the same shall be null and void; neither
shall the benefits hereunder be liable for or subject to the debts, contracts,
liabilities, engagements, or torts of any person to whom such benefits or funds
are payable, nor shall they be subject to garnishment, attachment, or other
legal or equitable process nor shall they be an asset in bankruptcy.

                          ARTICLE 11. CHANGE IN CONTROL

     11.1 Treatment of Benefits. In the event of a Change in Control:

               (a) the Effective Date of such Change in Control shall be deemed
          a Vesting Event with respect to all Participants,

               (b) the rights of all Participants in their Accrued Benefits
          hereunder as of the Effective Date of such Change in Control shall be
          100% vested and nonforfeitable, notwithstanding any other provision
          hereof; and

               (c) each Participant who has not had a Benefit Commencement Date
          as of the Effective Date of such Change in Control shall be paid his
          or her Accrued Benefit as a lump sum payment of an Actuarially
          Equivalent Benefit (or in such other form as the Participant shall
          have elected under Section 4.7 hereof) within ninety (90) days
          following the later of the Participant's: (i) Separation from Service;
          or (ii) attainment of Age 55.

     11.2 Definition of Change in Control. "Change in Control" means the
occurrence of any of the following events:

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               (a) The Corporation is merged, consolidated or reorganized into
          or with another corporation or other legal person, and as a result of
          such merger, consolidation or reorganization less than sixty-five
          percent of the combined voting power of the then-outstanding
          securities of such corporation or person immediately after such
          transaction are held in the aggregate by the holders of Voting Stock
          of the Corporation immediately prior to such transaction;

               (b) The Corporation sells or otherwise transfers all or
          substantially all of its assets to another corporation or other legal
          person, and as a result of such sale or transfer less than sixty-five
          percent of the combined voting power of the then-outstanding Voting
          Stock of such corporation or person immediately after such sale or
          transfer is held in the aggregate by the holders of Voting Stock of
          the Corporation immediately prior to such sale or transfer;

               (c) The Corporation files a report or proxy statement with the
          Securities and Exchange Commission pursuant to the Exchange Act
          disclosing in response to Form 8-K or Schedule 14A (or any successor
          schedule, form or report or item therein) that a change in control of
          the Corporation has occurred or will occur in the future pursuant to
          any then-existing contract or transaction; or

               (d) If, during any period of two consecutive years, individuals
          who at the beginning of any such period constitute the Directors of
          the Corporation cease for any reason to constitute at least a majority
          thereof; provided, however, that for purposes of this clause (d) each
          Director who is first elected, or first nominated for election by the
          Corporation's stockholders, by a vote of at least two-thirds of the
          Directors of the Corporation (or a committee thereof) then still in
          office who were Directors of the Corporation at the beginning of any
          such period will be deemed to have been a Director of the Corporation
          at the beginning of such period.

                                      -14-

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               (e) Notwithstanding the foregoing provisions of Sections 11.2(a),
          11.2(b) or 11.2(c), in the case where the individuals who constitute
          the Directors of the Corporation at the time a specific transaction
          described in Sections 11.2(a), 11.2(b) or 11.2(c) is first presented
          or disclosed to the Board will, by the terms of the definitive
          agreement for that transaction, constitute at least a majority of the
          members of the board of directors of the resulting corporation or
          person immediately following such transaction, then, prior to the
          occurrence of any event that would otherwise constitute a Change in
          Control under any of the foregoing provisions of this Section 11.2,
          the Board may determine by majority vote of the Board that the
          specific transaction does not constitute a Change in Control under
          Sections 11.2(a), 11.2(b) or 11.2(c)

     11.3 Effective Date of Change in Control. Notwithstanding the foregoing, in
the event a Change in Control ultimately results from discussions or
negotiations involving the Corporation or any of its officers or directors the
Effective Date of such Change in Control shall be the date such discussions or
negotiations commenced.

                  ARTICLE 12. BINDING ON CORPORATION, EMPLOYEES
                              AND THEIR SUCCESSORS

     The Plan shall be binding upon and inure to the benefit of the Corporation,
its successors and assigns and each Participant and his or her surviving spouse,
beneficiaries, heirs, executors, administrators and legal representatives.

                                      -15-

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                           ARTICLE 13. LAWS GOVERNING

     The Plan shall be construed in accordance with and governed by the laws of
the State of Ohio.

     Executed this __ day of ________________, 2006 at Cleveland, Ohio, but
effective as of January 1, 2005.

                                        NATIONAL CITY CORPORATION

                                        By:
                                            ------------------------------------

                                      -16-<PAGE>

                                                                   Exhibit 10.18

                          THE NATIONAL CITY CORPORATION
                           DEFERRED COMPENSATION PLAN
               (As Amended and Restated Effective January 1, 2005)

                                TABLE OF CONTENTS

<TABLE>
<S>                                                                          <C>
ARTICLE I NAME AND PURPOSE
   1.1 Name
   1.2 Purpose

ARTICLE II DEFINITIONS
   2.1 Board
   2.2 Cash Sub-Account
   2.3 Chief Executive Officer
   2.4 Committee
   2.5 Common Stock
   2.6 Compensation
   2.7 Corporation
   2.8 Covered Executive
   2.9 Crediting Date
   2.10 Deferred Share Sub-Account
   2.11 Directors
   2.12 Deferred Compensation
   2.13 Deferred Compensation Account or Account
   2.14 Effective Date
   2.15 Elective Deferrals
   2.16 Eligible Employee
   2.17 Employee
   2.18 Employer
   2.19 Employment
   2.20 Enrollment Period
   2.21 Evaluation Date
   2.22 Incentive Award
   2.23 Incentive Plan
   2.24 Internal Revenue Code
   2.25 Investment Option
   2.26 Non-Elective Deferred Compensation
   2.27 Non-Elective Deferred Compensation Award Statement or Award
        Statement
   2.28 Other Plan
   2.29 Other Plan Transfer Date
   2.30 Participant
   2.31 Payment Date
   2.32 Plan or Deferred Compensation Plan
   2.33 Plan Administrator
   2.34 Plan Year
   2.35 Retirement Eligible Employee
   2.36 Salary
   2.37 Subsidiaries
   2.38 Termination Date
</TABLE>

                                       1

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                          THE NATIONAL CITY CORPORATION
                           DEFERRED COMPENSATION PLAN
               (As Amended and Restated Effective January 1, 2005)

<TABLE>
<S>                                                                          <C>
ARTICLE III ELECTION TO DEFER COMPENSATION
   3.1 Deferral Election
   3.2 Amount of Compensation Which May be Deferred
   3.3 Deferral of Compensation
   3.4 Vesting
   3.5 No Elective Deferrals After December 31, 2004

ARTICLE IV NON-ELECTIVE DEFERRED COMPENSATION
   4.1 Grants of Non-Elective Deferred Compensation
   4.2 Non-Elective Deferred Compensation Award Statement
   4.3 Vesting and Forfeiture
   4.4 No Awards of Non-Elective Deferred Compensation After
       December 31, 2004

ARTICLE V DEFERRED COMPENSATION ACCOUNT AND CREDITS THERETO
   5.1 Deferred Compensation Account
   5.2 Cash Sub-Account
   5.3 Deferred Share Sub-Account
   5.4 Allocation of Other Plan Account Balances on the Other Plan
       Transfer Date
   5.5 Allocation of New Deferrals and Transfers of Accumulated Amounts
   5.6 Payments Deducted on a Pro Rata Basis
   5.7 Change in Investment Option

ARTICLE VI PAYMENT OF DEFERRED COMPENSATION ACCOUNT
   6.1 Form of Payment
   6.2 Manner of Distribution
   6.3 Form of Payment Election
   6.4 Plan Administrator's Discretion
   6.5 Payments Upon Death of Participant
   6.6 Withholding Taxes

ARTICLE VII ADMINISTRATION
   7.1 Powers and Duties of Plan Administrator
   7.2 Reliance Upon Information

ARTICLE VIII CLAIMS FOR BENEFITS
   8.1 Claims Procedure
   8.2 Appeal and Review Procedure
   8.3 Exhaustion of Remedies

ARTICLE IX GENERAL PROVISIONS
   9.1 Source of Payments
   9.2 Prohibition on Alienation
   9.3 Not a Contract of Employment
</TABLE>

                                       2

<PAGE>

                          THE NATIONAL CITY CORPORATION
                           DEFERRED COMPENSATION PLAN
               (As Amended and Restated Effective January 1, 2005)

<TABLE>
<S>                                                                          <C>
   9.4 Headings Not to Control
   9.5 Separability of Plan Provisions
   9.6 Applicable Law
   9.7 Entire Plan
   9.8 Withholding

ARTICLE X SPECIAL RULES UNDER INTERNAL REVENUE CODE SECTION 409A
   10.1 No Further Elective Deferrals or Awards of Non-Elective Deferred
        Compensation
   10.2 Special Rules for Deferred Compensation Subject to Internal
        Revenue Code Section 409A

ARTICLE XI AMENDMENT AND TERMINATION
   11.1 Amendment and Termination
</TABLE>

                                       3

<PAGE>

                           ARTICLE I NAME AND PURPOSE

1.1 NAME. This Plan shall be known as the National City Corporation Deferred
Compensation Plan (As Amended and Restated Effective January 1, 2005) (the
"Deferred Compensation Plan" or "Plan"). The Plan originally became effective on
January 1, 2001.

1.2 PURPOSE. The purpose of the Deferred Compensation Plan is to provide
Eligible Employees with an opportunity to defer the receipt of cash compensation
which would have otherwise been received as Salary or as an Incentive Award, as
such terms are defined in Article II, to provide certain Eligible Employees with
non-elective deferred compensation, and to credit the deferred compensation with
gains or losses based upon investment options made available from time to time
by the Plan Administrator.

                                       1

<PAGE>

                             ARTICLE II DEFINITIONS

The following terms when used herein shall have the meaning set forth below, if
capitalized. Unless the context clearly indicates otherwise, words in the
masculine, feminine or neuter gender include the other genders and the singular
includes the plural and vice versa.

2.1 "BOARD" means the Board of Directors of the Corporation.

2.2 "CASH SUB-ACCOUNT" means the sub-account described in Section 5.2.

2.3 "CHIEF EXECUTIVE OFFICER" means the chief executive officer of the
Corporation.

2.4 "COMMON STOCK" means common stock, par value $4 per share, of the
Corporation or any security into which such common stock may be changed by
reason of a stock dividend, stock split, combination of shares, recapitalization
or other change in the capital structure of the Corporation or any merger,
consolidation spin-off, reorganization, partial or complete liquidation issuance
of rights or warrants to purchase securities, or other event having a similar
effect.

2.5 "COMMITTEE" means the Compensation and Organization Committee of the Board.

2.6 "COMPENSATION" means Salary and Incentive Award(s), including commissions as
applicable, as may be determined by the Plan Administrator from time to time.

2.7 "CORPORATION" means National City Corporation, a Delaware Corporation.

2.8 "COVERED EXECUTIVE" means any individual who is, or is determined by the
Committee to be likely to become a "covered employee" within the meaning of
Section 162(m) of the Internal Revenue Code.

2.9 "CREDITING DATE" means the last business day of each calendar month or such
other date or dates as determined by the Plan Administrator so long as there is
no less than one Crediting Date each calendar year.

2.10 "DEFERRED SHARE SUB-ACCOUNT" means the sub-account described in Section
5.3.

2.11 "DIRECTORS" means those individuals serving as directors on the Board from
time to time.

2.12 "DEFERRED COMPENSATION" shall mean Elective Deferrals as described in
Article III and Non-Elective Deferred Compensation as described in Article IV.

2.13 "DEFERRED COMPENSATION ACCOUNT" or "ACCOUNT" means the account described in
Section 5.1.

2.14 "EFFECTIVE DATE" means the date when the Plan will first recognize a
Participant's election to defer Compensation. This date shall be established by
the Plan Administrator, and may vary by employee group, as determined in the
discretion of the Plan Administrator.

2.15 "ELECTIVE DEFERRALS" means any amounts of Salary or Incentive Awards which
an Eligible Employee elects to defer the receipt of in accordance with the
provisions or Article III.

2.16 "ELIGIBLE EMPLOYEE" means an Employee who as of the first day of the
Enrollment Period (a) has been designated as an executive officer by the Board
or (b) has been designated as an Eligible Employee for the Plan Year by the Plan
Administrator and who satisfies such other criteria as established by the Plan
Administrator, in his or her sole discretion, from time to time. The Eligible
Employee designation shall be limited to key management and highly-compensated
employees of the Corporation or it's Subsidiaries.

                                       2

<PAGE>

2.17 "EMPLOYEE" means an employee of an Employer who is identified as an
employee of the Employer in the human resource records of the Employer.

2.18 "EMPLOYER" means the Corporation, and the Subsidiaries.

2.19 "EMPLOYMENT" means employment with an Employer.

2.20 "ENROLLMENT PERIOD" means the period in each calendar year designated by
the Plan Administrator during which Eligible Employees make elections with
respect to Elective Deferrals for Compensation earned during the following Plan
Year.

2.21 "EVALUATION DATE" means the last day of the Plan Year.

2.22 "INCENTIVE AWARD" means a cash incentive award under an Incentive Plan
which is determined and payable without regard to a participant's election to
defer during the Plan Year.

2.23 "INCENTIVE PLAN" means (i) The National City Corporation Management
Incentive Plan for Senior Officers, (ii) The National City Corporation Long-Term
Incentive Compensation Plan for Senior Officers, (iii) National City Mortgage
Company Short-Term Incentive Compensation Plan for Senior Officers, and (iv) any
other written plan which (1) provides for cash incentive awards and (2) is
designated by the Plan Administrator as being eligible for deferral into this
Plan.

2.24 "INTERNAL REVENUE CODE" means the Internal Revenue Code of 1986, as amended
from time to time.

2.25 "INVESTMENT OPTION" means any arrangement deemed suitable by the Plan
Administrator from time to time for the purpose of providing an investment
credit on amounts deferred to a Participant's Cash Sub-Account.

2.26 "NEW DEFERRED COMPENSATION PLAN" OR "2004 DEFERRED COMPENSATION PLAN" means
the National City Corporation established effective January 1, 2005 and as
amended from time to time.

2.27 "NON-ELECTIVE DEFERRED COMPENSATION" means any non-elective deferred
compensation awarded to an Eligible Employee in accordance with Article IV and
allocated to his Deferred Compensation Account.

2.28 "NON-ELECTIVE DEFERRED COMPENSATION AWARD STATEMENT" or "AWARD STATEMENT"
means the written statement from the Corporation identifying the amount of any
Non-Elective Deferred Compensation awarded to a Participant and any terms
relating to such award, as described in Section 4.2 of the Plan.

2.29 "OTHER PLAN" means any plan, program, agreement or provision which the Plan
Administrator deems to be an Other Plan in connection with the consolidation of
such arrangement into the Plan.

2.30 "OTHER PLAN TRANSFER DATE" means the date agreed to by the Plan
Administrator from time to time as the date when accumulated deferral balances
under an Other Plan, are to be transferred from the Other Plan(s) into the Plan.

2.31 "PARTICIPANT" means an Employee or former Employee who has an amount
credited to a Deferred Compensation Account under the Plan.

2.32 "PAYMENT DATE" means any day within thirty (30) days following an
Evaluation Date a Participant receives a distribution.

2.33 "PLAN" or "DEFERRED COMPENSATION PLAN" means The National City Corporation
Deferred Compensation Plan (As Amended and Restated Effective January 1, 2005)
as set forth in this document and as amended from time to time.

2.34 "PLAN ADMINISTRATOR" means a committee consisting of the Corporate Human
Resources Director, the Corporate Director of Benefits, and the Corporate
Director of Compensation, or such other similar group as established by the
Committee from time to time.

                                       3

<PAGE>

2.35 "PLAN YEAR" means the calendar year. The first Plan Year is 2001.

2.36 "RETIREMENT ELIGIBLE EMPLOYEE" means those Employees being either (i) age
55 or older with 10 years of service or (ii) age 65 or older with at least 5
years of service on their Termination Date.

2.37 "SALARY" means the base salary of an Employee, exclusive of any bonuses,
incentives, special awards, or equity compensation. Subject to the discretion of
the Plan Administrator, salary may be considered to include commissions paid
during a year.

2.38 "SUBSIDIARIES" means those entities in which the Corporation directly or
indirectly owns 50% or more of the voting equity securities.

2.39 "TERMINATION DATE" means the later of (i) the individual's last day worked
or (ii) the last day an individual receives a Salary payment either for services
rendered or as salary continuation.

                                       4

<PAGE>

                         ARTICLE III ELECTIVE DEFERRALS

3.1 DEFERRAL ELECTION.

     (a)  Each Eligible Employee who desires to defer Compensation otherwise
          payable for a Plan Year may do so by filing a deferral election with
          the Plan Administrator during the Enrollment Period for that Plan
          Year. The election shall be made on the form specified by the Plan
          Administrator and shall be irrevocable after the end of the Enrollment
          Period. To be effective, the form must be received by the Plan
          Administrator prior to the end of the Enrollment Period.

     (b)  Notwithstanding the foregoing, the Plan Administrator may, in his or
          her sole discretion, permit an Eligible Employee who commences
          Employment during a Plan Year to submit a deferral election for
          Compensation payable during such Plan Year, provided such election is
          submitted no later than 30 days after Employment commences and applies
          only to Compensation earned after the date such form is received by
          the Plan Administrator.

3.2 AMOUNT OF ELECTIVE DEFERRALS. Each Eligible Employee may defer, at the Plan
Administrator's discretion, a portion of Salary and/or Incentive Award otherwise
payable for the Plan Year immediately following the Enrollment Period. From time
to time the Plan Administrator shall establish maximum limits for Elective
Deferrals. Such maximum limits may be expressed as a percentage of Salary and/or
Incentive Award deferrals, as appropriate, and need not be applied to Eligible
Employees on a uniform basis.

3.3 DEFERRAL OF COMPENSATION. Notwithstanding Section 3.1 above, the Committee
shall have the discretion to deny any Eligible Employee's Deferral Election for
any given Plan Year or portion of a Plan Year. The Employer shall withhold
payment of the applicable portion of each Salary payment and/or each Incentive
Award elected by the Participant to be deferred for the Plan Year for those
deferral elections which the Committee does not deny. Elective Deferrals shall
be credited to the Participant's Deferred Compensation Account as described in
Article V.

3.4 VESTING. All Elective Deferrals under the Plan, and any earnings thereon,
shall be fully vested at all times.

3.5 NO ELECTIVE DEFERRALS AFTER DECEMBER 31, 2004. Notwithstanding anything in
this Article III to the contrary, no further elective deferrals shall be
credited under the Plan after December 31, 2004.

                                       5

<PAGE>

                  ARTICLE IV NON-ELECTIVE DEFERRED COMPENSATION

4.1 GRANTS OF NON-ELECTIVE DEFERRED COMPENSATION. The Committee may, in its
complete and sole discretion award an Eligible Employee an amount of
Non-Elective Deferred Compensation. The amount of any award of Non-Elective
Deferred Compensation under the Plan may be expressed as (i) a fixed dollar
amount, (ii) a percentage of Compensation, (iii) a percentage of Elective
Deferrals, or (iv) any combination of the foregoing. The Committee shall
determine the amount of any Non-Elective Deferred Compensation awarded to a
Covered Employee. The Chief Executive Officer may recommend an award for other
Eligible Employees which shall be deemed approved by the Committee upon (1) the
completion by the Chief Executive Officer of a list of such Eligible Employees,
and (2) the Committee's approval of such list.

4.2 NON-ELECTIVE DEFERRED COMPENSATION AWARD STATEMENT. Any award of
Non-Elective Deferred Compensation shall be evidenced by an Award Statement in a
form determined by the Plan Administrator, which is delivered to the Participant
describing the amount of the award together with any vesting requirement or
other restrictions on such award of Non-Elective Deferred Compensation. The
award of any Non-Elective Deferred Compensation may be conditioned upon the
Participant's execution of an agreement setting forth such terms and conditions
as the Plan Administrator shall determine appropriate.

4.3 VESTING AND FORFEITURE. Unless provided otherwise on an Award Statement, all
Non-Elective Deferred Compensation awarded under the Plan, and any earning
thereon, shall be fully vested at all times. All non-vested amounts in a
Participant's Deferred Compensation Account shall be forfeited upon the
Termination Date and the Corporation shall have not further obligation to pay
the Participant in regard to such amounts.

4.4 NO AWARDS OF NON-ELECTIVE DEFERRED COMPENSATION AFTER DECEMBER 31, 2004.
Notwithstanding anything in this Article IV to the contrary, no further awards
of Non-Elective Deferred Compensation shall be granted under the Plan after
December 31, 2004.

                                       6

<PAGE>

           ARTICLE V DEFERRED COMPENSATION ACCOUNT AND CREDITS THERETO

5.1 DEFERRED COMPENSATION ACCOUNT. An unfunded bookkeeping account known as the
Deferred Compensation Account shall be established for each Participant. The
Deferred Compensation Account shall be credited with (i) all deferred amounts
credited under an Other Plan as of the Other Plan Transfer Date, (ii) all
Elective Deferrals under Article III of the Plan, and (iii) all Non-Elective
Deferred Compensation awarded under Article IV of the Plan. Each Participant's
Account shall consist of two sub-accounts -- (a) the "Cash Sub-Account" and (b)
the "Deferred Share Sub-Account."

5.2 CASH SUB-ACCOUNT. Any Elective Deferrals that a Participant elects to defer
to his or her Cash Sub-Account shall be treated as if it were set aside in such
sub-account on the date the Compensation would otherwise have been paid to the
Participant and shall be allocated among the available Investment Options using
forms and procedures established by the Plan Administrator for such purpose. Any
Non-Elective Deferred Compensation awarded under Article IV of the Plan which a
Participant directs to be credited to his Cash Sub-Account shall be credited to
the Participant's Cash Sub-Account in accordance with uniform procedures
established by the Plan Administrator. The amounts credited to a Participant's
Cash Sub-Account, as reduced for amounts distributed under Article VI, shall be
adjusted each Crediting Date to reflect gain or loss from the Investment
Options.

5.3 DEFERRED SHARE SUB-ACCOUNT. Any Elective Deferrals that a Participant elects
to defer to his or her Deferred Share Sub-Account shall be deemed to be invested
in that number of whole and fractional shares of Common Stock determined by
dividing the amount (expressed in dollars) of the Compensation to be deferred by
the fair market value per share of such Common Stock on the date such
Compensation would otherwise be paid. Such sub-account shall be deemed to be so
invested on the date the Compensation would otherwise have been paid to the
Participant, and on such date the sub-account shall be credited with a number of
deferred shares equal to the number of shares of Common Stock deemed to be
invested. Any Non-Elective Deferred Compensation awarded under Article IV of the
Plan which a Participant directs to be credited to his Deferred Share
Sub-Account shall be credited to the Participant's Deferred Share Sub-Account in
a similar fashion at such times as shall be determined in accordance with
uniform procedures established by the Plan Administrator. Such sub-account shall
be credited as of each Crediting Date with that number of additional deferred
shares equal to the amount of cash dividends paid by the Corporation since the
last Crediting Date on that number of shares of Common Stock equivalent to the
number of deferred shares in such sub-account since the last Crediting Date
divided by the fair market value per share of such Common Stock on such
Crediting Date. Appropriate adjustments in the Deferred Share Sub-Account shall
be made as equitably required to prevent dilution or enlargement of the
sub-account from any stock dividend, stock split, reorganization or other such
corporate transaction or event.

5.4 ALLOCATION OF OTHER PLAN ACCOUNT BALANCES ON THE OTHER PLAN TRANSFER DATE.
The amount credited to a Participant under an Other Plan as of the Other Plan
Transfer Date shall be credited to the Cash Sub-Account and allocated among the
Investment Options or to the Deferred Share Sub-Account according to guidance
provided by the Participant to the Plan Administrator using a special election
form provided by the Plan Administrator for such purpose. If the Participant
fails to provide such guidance prior to any Other Plan Transfer Date or for any
Plan Year, the Plan Administrator has the discretion to either (a) allocate such
amount among one or more of the available Investment Options or (b) credit the
Deferred Share Sub-Account with such amount for the Participant.

5.5 ALLOCATION OF NEW ELECTIVE DEFERRALS, NON-ELECTIVE DEFERRED COMPENSATION AND
TRANSFERS OF ACCUMULATED AMOUNTS.

     (a)  During the Enrollment Period, the Participant shall elect (i) how
          Elective Deferrals and Non-Elective Deferred Compensation during the
          applicable Plan Year are to be allocated between the Cash Sub-Account
          and the Deferred Share Sub-Account and (ii) how Elective Deferrals and
          Non-Elective Deferred Compensation allocated to the Cash Sub-Account
          are to be allocated among the available Investment Options using forms
          and procedures established by the Plan Administrator for such purpose.

     (b)  Each Participant may reallocate his or her accumulated Cash
          Sub-Account or deferrals among the Investment Options or to the
          Deferred Share Sub-Account only during times approved by the Plan
          Administrator and using forms and procedures established from time to
          time by the Plan Administrator for

                                       7

<PAGE>

          such purpose; provided, however, that a Participant may not reallocate
          his or her accumulated Deferred Share Sub-Account to his or her Cash
          Sub-Account or any Investment Option. Any changes a Participant makes
          shall become effective on the next Crediting Date following the Plan
          Administrator's acceptance of the Participant's reallocation election.

5.6 PAYMENTS DEDUCTED ON A PRO-RATA BASIS. Lump sums, installments, or any other
distributions from the Deferred Compensation Account shall be deducted from the
balance in the Deferred Share Sub-Account and each Investment Option on a pro
rata basis in proportion to the balance in each option using procedures
established by the Plan Administrator for such purpose.

5.7 CHANGE IN INVESTMENT OPTION. The Plan Administrator may change the
Investment Options available from time to time under the Plan. However, no such
change shall reduce a Participant's Deferred Compensation Account. If, following
a change in the Investment Options, the Participant fails to reallocate his or
her Cash Sub-Account among the available Investment Options, the Plan
Administrator has the discretion to either (a) allocate such amount among one or
more of the available Investment Options or (b) credit the Deferred Share
Sub-Account with such amount for the Participant.

                                       8

<PAGE>

               ARTICLE VI PAYMENT OF DEFERRED COMPENSATION ACCOUNT

6.1 FORM OF PAYMENT. The amounts credited to a Participant's Cash Sub-Account
shall be paid in cash. The amounts credited to a Participant's Deferred Share
Sub-Account shall be paid in shares of Common Stock.

6.2 MANNER OF DISTRIBUTION. A Participant's Deferred Compensation Account shall
be distributed according to the procedures set forth below.

     (a)  Distributions while employed. A Participant may elect to receive a
          distribution from the vested portion of their Account during their
          period of employment. Such election may either be for a Scheduled
          Distribution or an Unscheduled Distribution, each as defined below.

          (i)  Scheduled Distribution. During the Enrollment Period when a
               Participant makes their deferral election (or, in the case of an
               award of Non-Elective Deferred Compensation, at such time and
               manner as is specified by the Award Statement), the Participant
               may specify a future Payment Date when the amount deferred or
               portion thereof will be distributed. To be valid, such future
               Payment Date must not be within 3 years of the Plan anniversary
               to which such election first applied (or, in the case of an award
               of Non-Elective Deferred Compensation, within 3 years of the Plan
               anniversary for which such was granted), and such future Payment
               Date must precede the Participant's Termination Date. The amount
               distributed shall be allocated against the Account as provided
               under Section 5.6. The Plan Administrator may disregard any
               invalid Scheduled Distribution election.

          (ii) Unscheduled Distribution. During the Enrollment Period, a
               Participant may submit a written request to the Plan
               Administrator for an unscheduled distribution from their Account.
               If the Plan Administrator approves such request, the amount shall
               be payable upon the Payment Date following such approval. The
               amount distributed shall be subject to a 10% penalty, with the
               Participant's Account being debited an amount equal to 10% of the
               Unscheduled Distribution amount. The withdrawn amounts and the
               Unscheduled Distribution penalty shall be allocated against the
               Account as provided under Section 5.6. Any Participant electing
               an Unscheduled Distribution during an Enrollment Period shall be
               considered ineligible to defer any Compensation under the Plan
               for the remainder of the Plan Year in which the Unscheduled
               Distribution occurs and for the next following Plan Year.
               Notwithstanding the foregoing, no Participant may elect an
               unscheduled distribution from their Account of any Elective
               Deferral, Non-Elective Deferred Compensation, or any gain
               attributable to if such Elective Deferral or Non-Elective
               Deferred Compensation was first credited to their Deferred
               Compensation Account under the Plan (or to a similar account
               under an Other Plan) on or after January 1, 2005.

          (iii) Notwithstanding the foregoing, no Covered Executive shall be
               eligible to make an election for either a Scheduled Distribution
               or Unscheduled Distribution, and the Plan Administrator is hereby
               empowered to disregard a Scheduled Distribution election made by
               a Participant at a time prior their first becoming a Covered
               Executive.

     (b)  Distributions following employment. A Participant may receive either a
          Termination Distribution or a Retiree Distribution following their
          period of employment, each as defined below.

          (i)  Termination Distribution. A Participant who is not a Retirement
               Eligible Employee shall have their Account balance valued as of
               the Evaluation Date first following their Termination Date. Such
               balance shall be distributed in a lump sum on the Payment Date
               first following such Evaluation Date (the "Termination
               Distribution Payment Date").

          (ii) Retiree Distribution. A Participant who is a Retirement Eligible
               Employee shall have their Account paid according to the following
               procedures:

               1)   Notwithstanding sections 2) and 3) below, if the
                    Participant's Account, determined as of the first Evaluation
                    Date following their Termination Date, is equal to or less
                    than an amount established

                                       9

<PAGE>

                    by the Plan Administrator from time to time (the "Minimum
                    Installment Amount"), such amount shall be distributed
                    according to section (i) above.

               2)   If the Participant has made an election as described in
                    Section 6.3 prior to his Termination Date and such election
                    has been in effect for at least twelve months prior to the
                    Termination Distribution Payment Date, the Participant's
                    Account shall be paid in accordance with such payment
                    election.

               3)   If the Participant has not made a payment election prior to
                    his Termination Date, or if such payment election that has
                    not been in effect for at least twelve months prior to the
                    Termination Distribution Payment Date, the Participant's
                    Account shall be paid in annual installments over a period
                    of 10 years, as provided in the Section 6.3.

6.3 FORM OF PAYMENT ELECTION. Each Participant may submit a payment election
form specifying how the Participant's accumulated Deferred Compensation Account
shall be paid. The following distribution options shall be available:

     (a)  Distributions following employment. A Participant who is a Retirement
          Eligible Employee, having an accumulated Account of at least the
          Minimum Installment Amount, as provided in Section 6.2(b)(ii) above,
          may elect their Account to be distributed in either of the following
          forms:

          (i)  Lump Sum Distribution. The amount payable shall equal the Account
               balance determined as of the Evaluation Date. Pursuant to the
               Participant's election, the Evaluation Date may be any Evaluation
               Date following the Termination Date. If the Participant fails to
               elect a date, the Evaluation Date will be the last day of the
               Plan Year in which the Termination Date occurs. The amount so
               determined shall be paid on the Payment Date next following such
               Evaluation Date.

          (ii) Annual Installments. The amount of the first distribution shall
               be based on the Account balance as determined on the last
               Evaluation Date in the Plan Year in which the Participant's
               Termination Date occurs. Such amount shall be divided by the
               number of payments elected (being either 5 or 10, or other period
               as determined by the Plan Administrator) to determine the
               distribution. The distribution shall be made on the Payment Date
               next following such Evaluation Date. Subsequent distributions
               shall be determined annually thereafter using the procedure
               established herein, with the exception that the divisor shall be
               the number of payments remaining.

          (iii) Participants not making a valid election shall have their
               Account distributed over a period of ten years as provided in
               Section 6.3(a)(ii) above.

6.4 PLAN ADMINISTRATOR'S DISCRETION. The Plan Administrator shall have the
discretion to distribute the Account of any Participant who is not a Covered
Executive in a single distribution following their Termination Date. Such
distribution shall be based on the balance of the Participant's Account as of
the Evaluation Date immediately following their Termination Date. Such amount
shall be paid on the Payment Date next following such Evaluation Date.

6.5 PAYMENTS UPON DEATH OF PARTICIPANT.

     (a)  A Participant may designate any person or persons (not exceeding 5),
          including a trust, as his or her beneficiary to receive his or her
          Deferred Compensation Account in the event of the Participant's death.
          Any such designation shall be made by filing the form designated for
          that purpose by the Plan Administrator. The Participant may change or
          cancel his or her beneficiary designation at any time prior to death
          without the consent of any designated beneficiary. If no beneficiary
          has been designated by the Participant, or if no beneficiary is alive
          at the date of the Participant's death, payment shall be made to the
          Participant's estate.

                                       10

<PAGE>

     (b)  If the Participant's death occurs during Employment, the Participant's
          Account shall be distributed in a lump sum as provided in 6.3(a)(i) to
          each of the Participant's surviving beneficiaries in the portions
          designated by the Participant in 6.5(a).

     (c)  If the Participant's death occurs after installment payments have
          commenced, the Participant's Account shall be distributed in a lump
          sum on the next scheduled Payment Date to each of the Participant's
          surviving beneficiaries in the portions designated by the Participant
          in 6.5(a).

6.6 WITHHOLDING TAXES.

     (a)  Distributions from Cash Sub-Account. The Corporation shall have the
          right to deduct from distributions from a Participant's Cash
          Sub-Account under the Plan any and all taxes required to be collected
          under federal, state or local laws, using procedures established by
          the Plan Administrator for such purpose.

     (b)  Distributions from Deferred Share Sub-Account. The Corporation shall
          have the right to condition any distribution of Common Stock due under
          the Plan upon the Participant and the Corporation having reached a
          mutual agreement with respect to all taxes required to collected under
          federal tax or local laws.

          (i)  By sale of shares. Unless the Participant chooses to satisfy the
               tax withholding obligation by some other means in accordance with
               clause (ii) below, Participant's direction to have Elective
               Deferrals and/or Non-Elective Deferred Compensation credited to
               the Deferred Share Sub-Account shall constitutes the
               Participant's instruction and authorization to the Corporation
               and any brokerage firm determined acceptable to the Corporation
               for such purpose to sell on the Participant's behalf a whole
               number of shares from those shares paid to the Participant as the
               Corporation determines to be appropriate to generate cash
               proceeds sufficient to satisfy the tax withholding obligation.
               Such shares will be sold on the day the tax withholding
               obligation arises or as soon thereafter as practicable. The
               Participant will be responsible for all broker's fees and other
               costs of sale, and will indemnify and hold the Corporation
               harmless from any losses, costs, damages, or expenses relating to
               any such sale. The Corporation or its designee shall be under no
               obligation to arrange for such sale at any particular price. In
               the event that the proceeds of any such sale may not be
               sufficient to satisfy tax withholding obligation, the Participant
               shall pay to the Corporation as soon as practicable, including
               through additional payroll withholding, any amount of the tax
               withholding obligation that is not satisfied by the sale of
               shares of Common Stock described above.

          (ii) By check, wire transfer or other means. At any time not less than
               five (5) business days before any tax withholding obligation
               arises, the Participant may elect to satisfy the tax withholding
               obligation by delivering to the Corporation an amount that the
               Corporation determines is sufficient to satisfy the tax
               withholding obligation by (a) wire transfer to such account as
               the Corporation may direct, (b) delivery of a certified check
               payable to the Corporation, or (c) such other means as the
               Corporation may establish or permit.

                                       11

<PAGE>

                           ARTICLE VII ADMINISTRATION

7.1 POWERS AND DUTIES OF PLAN ADMINISTRATOR.

     (a)  The Plan Administrator shall have discretionary authority to determine
          eligibility for benefits and to interpret the terms of the Plan. The
          Plan Administrator shall have such other discretionary authority as
          may be necessary to enable it to discharge its responsibilities under
          the Plan as administrator and, including, but not limited to, the
          power:

          (1)  To value Participant's Accounts.

          (2)  To distribute Participant's Accounts.

          (3)  To establish and change Investment Options.

          (4)  To appoint or employ one or more persons to assist in the
               administration of the Plan. Such assistants shall serve at the
               pleasure of the Plan Administrator, and shall perform such
               functions as may be assigned by the Plan Administrator.

          (5)  To adopt such rules as it deems appropriate for the
               administration of the Plan.

          (6)  To establish procedures to be followed by Participants.

          (7)  To prepare and distribute information relating to the Plan.

          (8)  To request from Employers and Participants such information as
               shall be necessary for proper administration of the Plan.

     (b)  Decisions of the Plan Administrator must be made by a quorum
          consisting of a majority of the constituent members of the Plan
          Administrator, and decisions may also be made by unanimous written
          consent of members of the Plan Administrator. The decision of the Plan
          Administrator upon any matter within its authority shall be final and
          binding on all parties, including the Corporation, the Participants
          and their beneficiaries.

     (c)  Neither Plan Administrator, including its individual constituent
          members, nor any assistant shall be liable to any person for any
          action taken or omitted in connection with the interpretation and
          administration of this Plan unless attributable to his or her own
          willful misconduct or lack of good faith.

7.2 RELIANCE UPON INFORMATION. In making decisions under the Plan, the Plan
Administrator shall be entitled to rely upon information furnished by a
Participant, beneficiary or Employer.

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                        ARTICLE VIII CLAIMS FOR BENEFITS

8.1 CLAIMS PROCEDURE.

     (a)  Claims Must be Filed. An Employee, Participant, beneficiary or estate
          of a deceased Participant (the "claimant") who has a claim for
          benefits or concerning any other matter under the Plan must give
          written notice of such claim or other matter to the Plan
          Administrator.

     (b)  Review of Claim. After the Plan Administrator has reviewed the claim
          and obtained any other information it deems necessary to render a
          decision on the claim, the Plan Administrator shall notify the
          claimant within 90 days after receipt of the claim of the acceptance
          or denial of the claim, unless special circumstances require an
          extension of time for processing the claim. Such an extension of time
          may not exceed 90 additional days and notice of the extension shall be
          provided to the claimant prior to the termination of the initial 90
          day period indicating the special circumstances requiring the
          extension and the date by which a final decision on the claim is
          expected.

     (c)  Denied Claims. In the event any application for benefits is denied, in
          whole or in part, the Plan Administrator shall notify the claimant of
          such denial in writing and shall advise the claimant of the right to
          appeal the denial and to request a review thereof. Such notice shall
          be written in a manner calculated to be understood by the claimant and
          shall contain:

          (1)  Specific reason for such denial.

          (2)  Specific reference to the Plan provisions on which such denial is
               based.

          (3)  A description of any information or material necessary for the
               Employee to perfect the claim.

          (4)  An explanation of why such material is necessary.

          (5)  An explanation of the Plan's appeal and review procedure.

8.2 APPEAL AND REVIEW PROCEDURE.

     (a)  Appeal to Committee. If the claimant's claim for benefits is denied in
          whole or in part, the claimant, or the claimant's duly authorized
          representative, may appeal the denial by submitting to the Plan
          Administrator a written request for review of the application by the
          Committee within 180 days after receiving written notice of such
          denial. The Plan Administrator shall give the applicant (upon request)
          an opportunity to review pertinent Plan documents (other than legally
          privileged documents) in preparing such request for review.

     (b)  Contents of Appeal. The request for review must be in writing and
          shall be addressed to the Committee c/o the Plan Administrator. The
          request for review shall set forth all of the grounds upon which it is
          based, all facts in support thereof and any other matters which the
          claimant deems pertinent. The Committee may require the claimant to
          submit (at the claimant's expense) such additional facts, documents or
          other material as the Committee deems necessary or advisable in making
          its review.

     (c)  Review of Appeal. The Committee shall act upon each request for review
          within 120 days after its receipt thereof unless special circumstances
          require further time for processing. Written notice of an extension of
          time beyond 120 days shall be furnished to the claimant prior to the
          commencement of the extension. In no event shall the decision on
          review be rendered more than 365 days after the Committee receives the
          request for review.

     (d)  Denied Appeals. In the event the Committee confirms the denial of the
          claim for benefits in whole or in part, it shall give written notice
          of its decision to the claimant. Such notices shall be written in a
          manner calculated to be understood by the claimant and shall contain
          the specific reasons for the denial.

8.3 EXHAUSTION OF REMEDIES. No legal action for benefits under the Plan shall be
brought unless and until the following steps have occurred:

     (a)  The claimant has submitted a written application for benefits in
          accordance with Section 8.1.

     (b)  The claimant has been notified that the claim has been denied.

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     (c)  The claimant has filed a written request appealing the denial in
          accordance with Section 8.2.

     (d)  The claimant has been notified in writing that the Committee has
          denied the claimant appeal or has failed to take any action on the
          appeal within the time prescribed by Section 8.2.

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                          ARTICLE IX GENERAL PROVISIONS

9.1 SOURCE OF PAYMENTS. The Deferred Compensation Accounts established under the
Plan are unfunded bookkeeping accounts and are payable from the general assets
of the Corporation. The Corporation is not required to physically segregate any
cash or securities or establish any separate funds to pay any benefits under the
Plan. Nothing in this Plan shall be deemed to create a trust or fund of any kind
or any fiduciary relationship.

9.2 PROHIBITION ON ALIENATION. No amount payable under the Plan shall be subject
to anticipation, alienation, sale, transfer, assignment, pledge, encumbrance,
hypothecation, charge, attachment, garnishment, execution, or levy of any kind
or any other process of law, voluntary or involuntary. Any attempt to dispose of
any rights to benefits payable under the Plan shall be void. Notwithstanding the
preceding sentence, the Corporation shall have the right to offset from a
Participant's Account balance any amounts due and owing from the Participant to
the extent permitted by law. Notwithstanding the foregoing, the Corporation may
transfer a Participant's rights under the Plan to a successor entity in
connection with a sale, spin-off, or other similar event, if and only if the
successor entity agrees to enforce the terms and provisions hereof.

9.3 NOT A CONTRACT OF EMPLOYMENT. Participation in this Plan by an Employee
shall not give such Employee any right to be retained in the employ of the
Employer and the ability of the Employer to dismiss or discharge an Employee is
specifically reserved.

9.4 HEADINGS NOT TO CONTROL. Headings and titles within the Plan are for
convenience only and are not to be read as part of the text of the Plan.

9.5 SEPARABILITY OF PLAN PROVISIONS. If any provisions of the Plan are for any
reason declared invalid or not enforceable, such provisions will not affect the
remaining terms and conditions, but the Plan will be construed and enforced
thereafter as if such provisions had not been inserted.

9.6 APPLICABLE LAW. The validity and effect of the Plan and the rights and
obligations of all persons affected thereby, are to be construed and determined
in accordance with applicable federal law, and to the extent that federal law is
inapplicable, under the laws of the State of Ohio.

9.7 ENTIRE PLAN. This document is a complete statement of the Deferred
Compensation Plan and as of December 31, 2004 supersedes all representations,
prior plans, promises and inducements, proposals, written or oral, relating to
its subject matter. The Corporation shall not be bound by or liable to any
person for any representation, promise or inducement made by any person which is
not embodied in this document or in any authorized written amendment to the
Plan.

9.8 WITHHOLDING. Notwithstanding any other provision of the Plan to the
contrary, the Plan Administrator may establish procedures applicable to satisfy
FICA or other required withholding that may arise at the time Deferred
Compensation is allocated to a Participant's Account (or, if later, at the time
that Deferred Compensation previously allocated to Participant's Account is
vested). These procedures may call for such withholding to be satisfied either
(i) by reducing the amount of a Participant's Elective Deferrals prior to such
amount being allocated to the Participant's Account, (ii) by reducing other
compensation payable to the Participant at or about the same time the deferral
is allocated to a Participant's Account, (iii) by receiving a check or other
payment from the Participant for the amount(s) due, or (iv) in the case of a
Participant who is not a Covered Employee, by distributing an amount from the
Participant's Account.

                                       15

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        ARTICLE X SPECIAL RULES UNDER INTERNAL REVENUE CODE SECTION 409A

10.1 NO FURTHER ELECTIVE DEFERRALS OR AWARDS OF NON-ELECTIVE DEFERRED
COMPENSATION. Notwithstanding anything in the Plan to the contrary, no
Non-Elective Deferred Compensation shall be awarded and no Elective Deferrals of
Compensation shall be credited under this Plan after December 31, 2004.

10.2 SPECIAL RULES FOR DEFERRED COMPENSATION SUBJECT TO INTERNAL REVENUE CODE
SECTION 409A. Notwithdanding anything in the Plan to the contrary, any Elective
Deferrals made under this Plan and any Non-Elective Deferred Compensation
awarded under this Plan which are subject to the provisions of Section 409A of
the Internal Revenue Code shall be treated as if such amounts were deferred or
awarded, as the case may be, under the New Deferred Compensation Plan. For this
purpose, the terms and provisions of the New Deferred Compensation Plan shall be
incorporated herein by reference and any such amounts shall be administered
solely in accordance with the terms and provisions of the New Deferred
Compensation Plan.

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                      ARTICLE XI AMENDMENT AND TERMINATION

11.1 AMENDMENT AND TERMINATION. The Corporation expects to continue this Plan
indefinitely, but reserves the right, by action of the Committee, to amend it
from time to time or to discontinue it if such change is deemed necessary or
desirable. However, if the Plan is amended by the Committee, the Corporation
shall remain obligated under the Plan with respect to each Participant's
Deferred Compensation Account (including the earnings, gains, and losses
thereon, if any) for which, as of the date of such action, have been credited or
debited to the Account. No such amendment, modification or termination shall
reduce the amount credited to a Participants' Accounts as of the date of such
action. Upon Plan termination, all amounts credited to Participants' Accounts
shall be paid to Participants in a single payment within 120 days.

IN WITNESS WHEREOF, National City Corporation has caused this instrument to be
executed by its duly authorized officer, this ____ day of ________, 2006 but
effective as of January 1, 2005.

                                        NATIONAL CITY CORPORATION

                                        ----------------------------------------
                                        Name:
                                              ----------------------------------
                                        Title:
                                               ---------------------------------

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