Document:

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                                                                  EXHIBIT 10.6.1

                                 AMENDMENT #1
                                      TO
             STRATEGIC RELATIONSHIP AND SOFTWARE LICENSE AGREEMENT
                    BY AND BETWEEN HEWLETT-PACKARD COMPANY
                         AND CLEARCOMMERCE CORPORATION
                           DATED SEPTEMBER 30, 1999

WHEREAS, Hewlett-Packard Company ("HP") and ClearCommerce Corporation
("ClearCommerce") have entered into a Strategic Relationship and Software
License Agreement dated September 30, 1999 (the "Agreement"); AND

WHEREAS, HP and ClearCommerce desire to amend the Agreement;

NOW THEREFORE, in consideration of the mutual covenants contained herein, the
parties hereby agree to amend the Agreement as follows:

1) Section 5.4.  Delete the title and text of this Section and Exhibit F of the
   ------------                                                ---------
Agreement and replace with the following language:

"HP Access to Program Source Code. ClearCommerce shall deliver to HP a complete
---------------------------------
copy of the Program source code and all associated documentation ("Source Code
Materials"), at no charge, within ten (10) days from the date of HP's request,
under the following conditions: (i) termination of this Agreement by HP under
Section 10.2 ("Termination for Breach") due to a material breach by
ClearCommerce of its Program support obligations and the failure of
ClearCommerce to cure such breach within thirty (30) days of HP's giving written
notice to ClearCommerce, (ii) ClearCommerce ceases to do business in the normal
course or enters into any proceeding in bankruptcy or insolvency, whether
voluntary or involuntary; however this condition will not apply if
ClearCommerce continues to perform its Program support obligations under the
Agreement; or (iii) termination of this Agreement by HP under Section 13.6
("Assignment"); however this condition will not apply if the new entity commits
in writing to providing support in accordance with the Agreement for new and
existing Program licensees for which HP has support obligations for a period of
up to three (3) years from the date of termination.

If HP receives the Source Code Materials as provided hereunder, then
ClearCommerce hereby grants HP and its subsidiaries a worldwide, non-exclusive,
fully paid-up license to use the Source Code Materials solely to support Program
licensees for which HP has support obligations, and to fulfill ClearCommerce's
support obligations as set forth in this Agreement, for a period not to exceed
three (3) years from the date of receipt. After HP has fulfilled all of its
support obligations to Program licensees subject to the time limitations set
forth above, HP shall return the Source Code Materials, including all copies and
Enhancements made thereto by HP, to ClearCommerce, and all licenses granted to
HP with respect to the Source Code Materials shall terminate. HP's license
includes the right to use subcontractors provided they comply with any
confidentiality obligations assumed by HP in Section 12 of this Agreement and
are under HP's direct control and supervision at HP facilities. HP shall obtain
the written approval of ClearCommerce prior to disclosing Source Code Materials
to a particular subcontractor.

In addition, ClearCommerce grants to HP the right to use the materials from
ClearCommerce's vendors and subcontractors reasonably required for the continued
manufacture, support and distribution of the products to which the Program
relates ("Related Materials") or will use commercially reasonable efforts to
allow HP to procure the Related Materials from ClearCommerce's vendors and
subcontractors.

                                       1
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Any additional or contrary terms of license in this Agreement will take
precedence over the terms described in this Section 5.4.

HP will treat the Source Code Materials as Confidential Information as defined
and specified in Section 12.2 and 12.3 of this Agreement."

2) Section 8.3.  Change the last sentence to read as follows:
   ------------
"This Year 2000 Compliance warranty will remain in effect through December 31,
2001, notwithstanding any other warranty period specified in this Agreement."

3) Section 11. Change the 3rd sentence, 1/st/ paragraph of this Section to read
   -----------
as follows: "NOTWITHSTANDING THE ABOVE, CLEARCOMMERCE WILL BE RESPONSIBLE: (i)
FOR ANY DAMAGES OF ANY KIND INCLUDED IN AN AWARD OR SETTLEMENT OF A THIRD PARTY
CLAIM UNDER SECTION 8.5 ABOVE ("INTELLECTUAL PROPERTY PROTECTION"); OR (ii) FOR
ANY DAMAGES OF ANY KIND INCURRED BY HP UNDER SECTION 9 ABOVE ("INDEMNIFICATION
FOR NON COMPLIANT YEAR 2000 PROGRAMS") UP TO A LIMIT OF FIVE MILLION DOLLARS
($5,000,000)."

4) Section 13.6. Add the following sentence to the end of this Section:
   -------------
"HP agrees that it will not unreasonably withhold its consent for ClearCommerce
to assign the Agreement to a person or entity into which ClearCommerce has
merged or which has otherwise succeeded to all or substantially all of its
business and assets to which the Agreement pertains, provided however, that if
such assignment is to a person or entity which in HP's reasonable opinion would
be detrimental to the performance of the Agreement or to HP's business, then HP
may immediately terminate the Agreement with no further obligations (subject to
Section 10.3 and 10.4 above) and ClearCommerce shall be required to refund to HP
any unaccrued prepaid license fees and other service fees within thirty (30)
days of HP's written notice termination. Notwithstanding termination under this
Section by HP, HP shall have a continuing worldwide, non-exclusive license to
use, reproduce, display, distribute, import and disclose the Program in object
code format for an additional one (1) year from the termination date, and HP
will continue to pay Program license royalties to ClearCommerce as accrued in
                                                                ----------
accordance with the rates set forth in Exhibit C for any additional Program
                                       ------------------------------------
licenses sold by HP. If the new entity continues to provide support for the
-------------------
Program under Section 5.4 above, HP will continue to pay Support royalties to
ClearCommerce as accrued in accordance with the rates set forth in Exhibit C
                                                                   ---------
for any additional Support sold by HP to Program licensees from the termination
date."

5) Exhibit C, Section 1. Change the 2/nd/ sentence of the 4/th/ paragraph to
   ---------------------
read as follows: "Royalties for CFTM Hosting Engine Licenses will only accrue to
HP as follows: (i) for HP's CFTM customers who choose to use the Program to
obtain any functionality of the Program within the CFTM system, Program
royalties will accrue to HP upon shipment of the CFTM system to HP's CFTM
customer; (ii) for HP's CFTM customers who choose to use software other than the
Program inside the CFTM system or any software outside of the CFTM system (such
as through Card Service International) to obtain the Program functionalities, no
Program royalties (including those specified in Section 2 of this Exhibit C)
will accrue to HP."

                                       2

<PAGE>

6) Exhibit C, Section 4. Change this Section to read as follows:
   ---------------------
"For the [*] of the License Fee to be paid by HP to ClearCommerce under this
Section, HP shall make 5 monthly payments of [*] each. The first payment shall
be due by January 15, 2000. The remaining 4 payments shall be due in accordance
with the following schedule:

Payment                       Due Date
-------                       --------
[*]                           January 31, 2000
[*]                           February 29, 2000
[*]                           March 31, 2000
[*]                           April 30, 2000

7) Exhibit C, Section 5. Change this Section to read as follows:
   ---------------------

"If prior to January 31, 2000, ClearCommerce completes the Enhancements set
forth on Exhibit B, HP shall pay ClearCommerce [*] of the License Fee according
to the following schedule:

Payment                       Due Date
-------                       --------
[*]                           January 31, 2000
[*]                           February 29, 2000
[*]                           March 31, 2000

For every week that ClearCommerce is late in completing its obligations under
Exhibit B, provided the delay is solely caused by ClearCommerce, HP shall
subtract [*] from the [*]."

The parties agree that this Amendment #1 shall take effect upon the date of the
execution by HP's duly authorized representative below.

Agreed:

HEWLETT-PACKARD COMPANY                 CLEARCOMMERCE CORPORATION

By: _______________________________     By: ______________________________

Print Name: _______________________     Print Name: ______________________

Title: ____________________________     Title: ___________________________

Date: _____________________________     Date: ____________________________

[*] Certain information on this page has been omitted and filed separately with
    the Commission. Confidential treatment has been requested with respect to
    the omitted portions.

                                       3<PAGE>

                                                                    EXHIBIT 10.7
                         LICENSE AND SERVICE AGREEMENT

     THIS LICENSE AND SERVICE AGREEMENT ("Agreement") is entered into as of the
date set forth below between ClearCommerce CORPORATION, a Delaware corporation
("CCC"), and the undersigned customer ("Customer").

     1.   Purpose of Agreement. CCC licenses and provides proprietary software
          --------------------
products that enable a merchant to operate an Internet storefront at which the
merchant's customers may effect payment transactions for the online purchase of
the merchant's products or services. Pursuant to this Agreement, CCC is granting
Customer a license to use the object code versions of the Hosting Engine
software product indicated on the Product and Pricing Schedule attached to this
Agreement ("Licensed Products") and to engage in sublicensing and service bureau
activities with respect to other CCC software as described in Attachment A.

     2.   License. CCC grants to Customer a non-exclusive and single production
          -------
site license to use the Licensed Products solely on computer equipment owned by
or leased to Customer and solely for the purpose of enabling Customer to enable
Customer's clients ("Merchants") to sell their merchandise or services using
other CCC software products (as described in Attachment A) in each Merchant's
own account (the "License"). At no time shall Customer have any marketing,
resale or licensing rights to Licensed Products, except as expressly provided in
Attachment A, and if this restriction on Customer rights afforded in this
Agreement should conflict with any interpretation of this Agreement, this
restriction shall prevail. Customer will operate Licensed Products only for
itself on a service bureau basis, thus offering World Wide Web bank card
transaction services only to Merchants which have licensed one of the Licensed
Products under terms described in Attachment A. Customer shall not use, or
permit Merchants to use, the Licensed Products to engage, directly or
indirectly, in the offering or "factoring" of products or services for the
account of third parties. Customer may make one copy of the Licensed Products
solely for backup or archival purposes. The License shall include Customer's
right to use, but not duplicate, CCC software and end-user documentation
provided by CCC, except as expressly provided in Attachment A. Neither the
License nor any Licensed Products shall be transferable to any third party by
Customer. The term of the License shall continue until termination or expiration
of this Agreement. During the term of this Agreement, Customer shall use only
the CCC Licensed Products for acceptance and processing of payment transactions
from Customer's and its Merchant's respective Internet web sites.

     3.   Initial Support Services. For a period of ninety (90) days following
          ------------------------
the date of this Agreement, CCC shall provide, at no additional charge and from
CCC's location, reasonable assistance related to installation, configuration and
operation of the Licensed Products (excluding, for example, assistance related
to computer operating systems, hardware, software or other products or services
if not otherwise provided by CCC). Any support services requested after such 90
day period shall be provided by CCC as per Product Support Services (as defined
in Section 4).

     4.   Product Support Services. Customer shall be entitled to receive
          ------------------------
further support services ("Product Support Services") as follows: (a) new
versions of the Licensed Products as developed and generally made available by
CCC: (b) corrections to reported and documented errors in the Licensed Products
and updates to the Licensed Products, as prioritized and scheduled by CCC; and
(c) telephone help desk support provided during business hours designated by
CCC. Product Support Services specifically excludes reissuing of licenses for
the License Products resultant from the reconfiguration of information with
respect to Merchant's bank card processing account which CCC shall update for a
nominal fee according to CCC's then-current standard prices. Product Support
Services shall begin at the end of the 90 day period described in Section 3 and
shall continue on an annual basis thereafter until cancelled by either party.
Customer shall be invoiced for Product Support Services in advance on an annual
basis. If Product Support Services are requested at any time subsequent to the
date of this Agreement or a request for reinstatement of Product Support
Services is made after the Initial Term of this Agreement, the initiation or
reinstatement of the Product Support Services shall be subject to CCC's then
current standard policies and prices. CCC will only respond to Product Support
requests that are sent via the Internet to support@clearcommerce.com.

     5.   Term of Agreement. The Term of this Agreement shall begin upon
          -----------------
execution of this Agreement by CCC and Customer and shall continue for the
Initial Term set forth in the Product and Pricing Schedule ("Initial Term"). The
term of this Agreement shall continue to renew automatically following
expiration of the Initial Term for periods of time equal to that of the Initial
Term unless either CCC or Customer notifies the other party in writing at least
ninety (90) days prior to expiration of the Initial Term or any renewal term of
its election not to renew the term of this Agreement. The term of the Product
Support Services shall continue to renew automatically on an annual basis
following expiration of the initial annual term unless either CCC or Customer
notifies the other party in writing at least ninety (90) days prior to
expiration of the initial annual term or any renewal term of its election not to
renew the term of this Agreement.

     6.   Termination. Either party may terminate this Agreement upon the
          -----------
material breach of this Agreement by the other party (including failure to
timely pay amounts due hereunder) and failure of the breaching party to cure
such breach within thirty (30) days following its receipt of written notice of
such breach from the other party. Upon termination or expiration of this
Agreement for any reason, Customer shall return to CCC all CCC software,
documentation and related materials.

     7.   Payment Terms. In consideration of CCC's grant of the License and
          -------------
the related services to be provided by CCC under this Agreement. Customer shall
pay CCC the fees set forth in the Product and Pricing Schedule and also
Attachment A, attached to this Agreement. All fees shall be due, if not
otherwise specified, within thirty (30) days of invoice date unless CCC has
breached this agreement. If any fees are not paid when due, CCC may, in its
discretion suspend provision of any services under this Agreement. All License
fees and other payments provided for in this Agreement are exclusive of all
state, local and other taxes or other charges (other than income or franchise
taxes payable by CCC) applicable to the licensing, installation, support or use
of the Licensed Products or the services provided pursuant to this Agreement,
and Customer shall pay any such taxes or charges within thirty (30) days of
invoice date. All amounts due to CCC not paid when due shall bear interest at
the lesser of 1.5% per month or the maximum allowable rate of interest under
applicable law.

     8.   Limited Warranty. CCC warrants that the Licensed Products will perform
          ----------------
substantially in accordance with the then current operating documentation for
the Licensed Products for a period of ninety (90) days from the date of
installation, provided that: (a) the Licensed Products are installed on computer
equipment with specifications approved by CCC and the computer equipment is in
good operating order and is installed in a suitable operating environment: (b)
the error or defect in the Licensed Products is not caused by Customer, its
contractors or another third party: (c) Customer promptly notifies CCC of the
error or defect after it is discovered: (d) any amounts due and payable to CCC
by Customer have been paid: and (e) only the most recent version of the Licensed
Products are installed. THERE ARE NO OTHER WARRANTIES OF ANY KIND, WHETHER
EXPRESS OR IMPLIED, WITH RESPECT TO THIS AGREEMENT, THE LICENSED PRODUCTS OR ANY
SERVICES PROVIDED BY CCC TO CUSTOMER IN CONNECTION WITH THIS AGREEMENT,
INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OF MERCHANTABILITY OR
FITNESS FOR A PARTICULAR PURPOSE. The Customer will not be charged for any
warranty work performed.

<TABLE>
<S>                                  <C>
Agreed and accepted:                 CCC: /s/ [ILLEGIBLE]     Customer: /s/ [ILLEGIBLE]   (initial)
                                         ------------------            ------------------
</TABLE>

                                      -1-

<PAGE>

     9.   Remedies; Limitation or Liability. Customer's sole and exclusive
          ---------------------------------
remedy and CCC's only obligation in the event of any breach of the warranty set
forth in Section 8 shall be to use its commercially reasonable efforts to make
such corrections and modifications necessary to the Licensed Products to cause
the Licensed Products to operate substantially in accordance with the then
current operating documentation for the Licensed Products. In the event of any
breach of warranty or other breach of this Agreement by CCC. CCC shall have no
liability for any loss, cost, expense or damage to Customer in an amount
exceeding the amounts paid by Customer to CCC for the Licensed Products or other
services provided by CCC for the month preceding the month in which any claim
for such loss, cost, expense or damage is asserted by Customer or an aggregate
amount not to exceed $100,000 whichever is greater. CCC shall not be liable for
indirect, incidental, punitive, exemplary, special or consequential damages of
any kind whatsoever, including lost profits, sustained or alleged to have been
sustained by Customer, including, without limitation, indirect, incidental,
punitive, exemplary, special or consequential damages resulting from any claim
made by Customer or against Customer by any other party, including claims by any
merchant, payment card issuer, membership association, processor or agent bank,
even if CCC has been advised of the claim or potential claim. Customer retains
responsibility for compliance with all rules and regulations related to
issuance, acceptance, and settlement and clearing of payment transactions.
Customer shall indemnify, hold harmless and defend CCC against any claim,
demand, loss or action resulting from Customer's possession or use of the
Licensed Products. Any action by Customer for breach of this Agreement or
warranty must be brought within one (1) year after the cause of action has
accrued.

     10.  Proprietary Rights. Except as set forth in Section 16, Customer
          ------------------
acknowledges that: (a) the Licensed Products and also the CCC products in
Attachment A, together with any other documentation and materials supplied by
CCC, are the property of CCC and remain so even after delivery to Customer; (b)
the Licensed Products, together with any other documentation and materials
supplied by CCC, are confidential and proprietary trade secrets of CCC,
protected by law and of substantial value to CCC, and their use and disclosure
must be carefully and continuously controlled; and (c) the Licensed Products are
protected by the copyright laws of the United States. Customer shall implement
all reasonable safeguards to protect CCC intellectual property and shall not,
directly or indirectly, or knowingly permit others to: copy, duplicate, gain
access to or furnish to others any physical, magnetic or electronic version of
the Licensed Products; remove any copyright or other notice contained or
included in any material provided by CCC; create or attempt to create the source
computer programs or any part of them from the object code version of the
Licensed Products; change or modify the Licensed Products or create derivative
works from them; or reverse engineer or attempt to reverse engineer the Licensed
Products. Customer shall notify CCC immediately of the unauthorized possession,
use or knowledge of any item supplied to Customer pursuant to this Agreement. In
the event of any breach of this Section 10, CCC shall have the right, in
addition to such other remedies that may be available to it, to injunctive
relief enjoining such breach or attempted breach, it being acknowledged that
legal remedies are inadequate. The provisions of this Section 10 shall survive
any termination or expiration of this Agreement.

     11.  Arbitration. Any controversy or claim between CCC and Customer arising
          -----------
out of, or relating to, this Agreement or its performance or breach, but
excluding actions for injunctive relief pursuant to Section 12, shall be settled
by arbitration in Los Angeles, California in accordance with the Commercial
Arbitration Rules of the American Arbitration Association; and judgment entered
upon the award by the arbitrator may be entered in any court having jurisdiction
thereof. The prevailing party in any arbitration shall be entitled to
reimbursement from the other party of its fees, costs and expenses incurred in
the arbitration. Texas rules of discovery shall apply during this arbitration.

     12.  Applicable Law. This Agreement shall be governed by the laws of the
          --------------
State of Texas other than the conflicts of law principles thereof.

     13.  Force Majeure. CCC shall have no liability and shall not be deemed in
          -------------
breach of this Agreement or the License in the event any act or omission is the
result of any event beyond the reasonable control of CCC, including without
limitation, equipment failure or natural disasters.

     14.  Severability. Any invalidity, in whole or in part of any provision of
          ------------
this Agreement shall not affect the validity of any other of its provisions.

     15.  Notices. All notices required or permitted to be given hereunder by
          -------
either party hereto shall be in writing and shall be deemed to have been duly
given when delivered, when sent by facsimile transmission if receipt of same is
confirmed by hard copy report, or five (5) days after deposited in the United
States mail, first class certified mail, postage prepaid, return receipt
requested, to the party for which intended at the respective addresses set forth
in the Products and Pricing Schedule attached hereto (or at such other addresses
as shall be specified by the parties by like notice)

     16.  Intellectual Property Rights. This Section describes the
          ----------------------------
intellectual property rights deriving from the development of an Internet
electronic commerce product known as "CyberPoint". This software product,
CyberPoint will be created as two components: the server component and the
client component.

Server Component

The Server component implementation of the CyberPoint product includes
modifications to the ClearCommerce Hosting Engine product. The modifications
may include but are not limited to the following existing Hosting Engine
components: Server interface, Reports, Payment, Fraud, ESD, Database interface,
Payment handler, Shipping, Taxes, Transaction recovery, fulfillment house API,
security, encryption, etc.
These modifications and all associated elements of the ClearCommerce Hosting
Engine remain wholly and solely the intellectual property of ClearCommerce.

Client Component

The CyberPoint product further includes development of a client side work
product. This work product will provide a Graphical User Interface (GUI) for a
merchant input device interfaced with the server component of the Hosting
Engine. The client side components are described as those which derive from a
ClearCommerce development project. The Parties agree that the CyberPoint product
and any derivative products will only be interfaced to the ClearCommerce Hosting
Engine Server component.

Development includes but is not limited to the following items:
     .  New user interface pages
     .  Password management
     .  Integrated installation with CSI merchant set up

The work product described generally above in this Client Component section will
be jointly owned by CCC and CSI but shall be subject to the terms of the Value
Added Reseller License Agreement attached as Attachment A. Each party retains a
mutually shared, royalty free license to the client side work product.
Derivatives from each party's ownership thereof remain the sole ownership of the
deriving party, such changes not precluding the other party from making similar
or even exactly the same alterations to their copy of the product. Modifications
to the CyberPoint product by CSI removes the responsibility of CCC for support
of that CyberPoint Client software. Ownership of any original CCC work serving
as the base of the development of the CyberPoint client component, if any, also
remains with CCC.

<TABLE>
<S>                                    <C>                               <C>
Agreed and accepted:                   CCC: /s/ [ILLEGIBLE]              Customer: /s/ [ILLEGIBLE]   (initial)
                                           ------------------                      -----------------
</TABLE>

                                      -2-
<PAGE>

     17.  Exclusivity Period. CCC will grant CSI a period of exclusivity for 90
          ------------------
days from delivery of the Phase I CyberPoint Product. CCC will not use the
Client-side product to develop or deliver a similar new work product to another
customer during this period of time. Cardservice will have exclusivity to
re-license the CyberPoint Product to FDMS as a distribution channel, unless this
is in violation of the CCC/FDMS Marketing and License agreement dated March 9,
1998. Based on CCC's legal review of this license agreement, CCC's opinion is
that this would not violate the terms of the agreement and thus CCC would not be
obligated to supply the CyberPoint product to FDMS. If CSI is able to re-license
the CyberPoint/(LinkPoint) product to FDMS by Jan. 1, 1999, CCC would have the
right to re-license the product from FDMS for re-licensing to FDMS Alliance
partners in conjunction with CCC's Hosting Engine or as part of an outsourced
Hosting service offering. The price will remain the same if the product is
licensed on the CSI Hosting Engine, or in conjunction with a separately licensed
Hosting Engine, or as part of an outsourced Hosting service offering. If CSI is
not able to enter into a CyberPoint or (LinkPoint) re-licensing agreement with
FDMS by January 1, 1999, CCC has the right to include the CyberPoint product in
the FDMS Marketing and License agreement, at a price that is no lower than that
offered to CSI for similar quantities. The CyberPoint or (LinkPoint) product or
any derivative thereof can only be interfaced to a CCC Hosting Engine, including
a per copy license fee paid to CCC as referenced in this CSI/CCC agreement.

     18.  Entire Agreement. This Agreement constitutes the entire agreement
          ----------------
between the parties hereto concerning the subject matter hereof and supersedes
all prior agreements and understandings, both written and oral, between the
parties with respect to such subject matter.

     19.  Assignment. Neither the License, this Agreement nor any rights or
          ----------
responsibilities of Customer hereunder may be assigned or delegated to any third
party without the prior written consent of CCC, which will not be unreasonably
withheld.

     20.  Amendment. This Agreement may not be amended or modified in any
          ---------
respect except by written amendment signed by both parties.

     21.  Waiver. Any term or condition of this Agreement may be waived at any
          ------
time by a party hereto which is entitled to the benefit thereof, but such waiver
shall only be effective if evidenced by a writing signed by such party. A waiver
on one occasion shall not be deemed to be a waiver of the same or any other type
of breach on a future occasion. No failure or delay by a party hereto in
exercising any right or power hereunder shall operate as a waiver thereof.

     22.  Publicity. CCC shall be permitted to include Customer's name in CCC's
          ---------
customer list and, with Customer's prior approval not to be unreasonably
withheld, to use Customer's name and logo in CCC's marketing materials. Customer
will participate in not less than one press release at CCC's expense. Customer
agrees to be a standing client reference for CCC.

     23.  Non Hire. Neither party shall hire or attempt to hire any employee of
          --------
the other party (or any person who was employed by the party within six months
prior to the date the other party would otherwise hire such person) during the
term of this Agreement and for a period of one (1) year after expiration or any
termination of this Agreement.

     24.  Audit Rights. CCC shall have the right, at its sole cost and expense,
          ------------
to have an audit conducted during normal business hours and not more frequently
than annually, an audit of the Licensed Products to verify that with the sole
exceptions of the integration of the products in Attachment A, and the operation
of essential web server hardware and software, no form of integration of the
Licensed Products with any other, without limitation, software or hardware
systems has occurred. If an audit discovers otherwise, this shall constitute a
material breach of this Agreement by Customer.

     IN WITNESS WHEREOF, the parties have entered into this Agreement as of the
30 day of June, 1998.

CLEARCOMMERCE CORPORATION                CUSTOMER: CARDSERVICE INTERNATIONAL

BY: /s/ [ILLEGIBLE]                    BY: /s/ [ILLEGIBLE]
   -------------------------------          -----------------------------------

TITLE: President & CEO                   TITLE: S. Vice President
      ----------------------------             --------------------------------

Agreement is valid only if signed by     CCC may refuse to execute any Agreement
an officer of CCC.                       not duly signed and returned to CCC
                                         within 30 days of the date issued by
Notices and payments to CCC should be    CCC.
sent to: ClearCommerce Corporation.
Attention CFO                            Notices to Customer will be sent to the
                                         location given in the Product and
9101 Burnet Rd., Suite #207,             Pricing Schedule unless otherwise
Austin, TX 78758 USA                     specified by the Customer in writing.
Voice: (512) 832-0132;
Fax:(512)832-8901;
Email: info@clearcommerce.com

<TABLE>
<S>                                     <C>
Agreed and accepted:                    CCC: /s/ [ILLEGIBLE]         Customer: /s/ [ILLEGIBLE]   (initial)
                                             ------------------                ------------------
</TABLE>

                                      -3-
<PAGE>

                         PRODUCT AND PRICING SCHEDULE

                             CUSTOMER INFORMATION

Company Name Cardservice International   Fed. Tax ID#_____________________
Company Physical Address, Phone and Fax Numbers, Email Address and Web Site URL:

Address: 26775 Malibu Hills Road         Phone/Fax:

City/State/Zip:  Agoura Hills, CA 91301  Email:

                                         Web Site URL

Company Billing Address (if different):  Contact Information:

Address 1____________________________    General Business/Sales:

Address 2____________________________    Accounting/Administrative______________

City/State/Zip_______________________    Technical______________________________

                        LICENSE AND SERVICE INFORMATION

Initial Term of Agreement: 99 Years      CCC Contact: Craig Winterhalder

Software Products Licensed:
Hosting Engine license fee is [*].  Hosting Engine consists of software running
on a Sun Solaris platform Rel 2.6, Oracle Data Base Rel 8.0, that: accepts
transaction from any of Customer's Internet merchants (when transaction are able
to be received by the Hosting Engine) who are using one of the software products
in Attachment A; routes bankcard transaction to First Data Merchant Services
(FDMS); on-line reporting, digital content delivery (storefront products
allowing), email receipt to the merchant and consumer (storefront products
allowing), fraud protection; SSL security is provided when used in conjunction
with the CCC Hosting Engine Store Front SSL API, or with browser security when
using the CyberPoint or HTML Wrapper licensed products. With the sole exception
of the products in Attachment A, and the operation of essential web server
hardware and software, this agreement does not permit any form of integration of
the Licensed products with any other, without limitation, software or hardware
systems.

The Hosting Engine also allows for one (1) fulfillment house API per merchant.

For the purposes of this agreement, the Hosting Engine can only be used to route
transactions to FDMS Nashville using a lease line.

Product Support Services
Product Support Services for Hosting Engine as defined in Section 4 is [*]
during the first term and also includes monthly update of tax table.

Licensed Products:
CCC will operate Licensed Product on a 7 by 24 basis for [*] routed to FDMS via
leased line supplied by Customer or FDMS. The term of this service is for a
minimum term of one year. Customer to supply required estimated Hardware and
Software for [*] CyberPoint Users, and [*] storefront SSL API users. The
estimated cost of the Hardware is [*] plus the cost of the Oracle DB license as
specified by CCC. Hardware for additional merchants will be supplied by
Customer. CCC will use CCC's current FDMS lease line to Nashville until volume
no longer permits. Additional lease line capacity to be the responsibility of
Customer. In addition, Customer will provide dial-up or lease lines as required
for ACH and check guarantee. After the initial one year term, CCC will install
the Licensed Products at the Customer's location upon 90 days written notice
that the Customer wants to bring the Licensed Product in-house. Customer agrees
to pay CCC a mutually agreed to fee for technical assistance in transitioning of
the Licensed Products from CCC to the Customer location and the new hosting
system must be on a platform then support by CCC.

CyberPoint Development: CCC will develop a product described in Attachment B
(Software requirements documentation - CyberPoint) for: [*]. The detailed
project schedule for development of this product is in Attachment C (CyberPoint-
Project Schedule). The above estimate is based on the original information
supplied by CSI. Included in the above price is the effort to interface into the
current CSI ACH and check verification system based on specifications supplied
by CSI. It is further agreed that additional information is required on ACH and
check verification, to be delivered within 14 working days of contract signing
by CSI working with CCC. If it is mutually agreed by CSI and CCC that the new
specifications exceed the original estimate, additional development cost may be
incurred by CSI.

HTML Wrapper Development: CCC will develop a product described in Attachment E
(Software requirements documentation-HTML Wrapper) for: [*]. The detailed
project schedule for development of this product is in Attachment F (HTML
Wrapper-Project Schedule).

INCENTIVES AND CREDITS FOR CYBERPOINT DEVELOPMENT: For each day (after a grace
period of 10% of the project deliverable schedule Attachment C) that CCC has not
delivered the CyberPoint product to CSI, CCC will be liable for a 1% credit fee
against future billings for each day the CyberPoint deliverable is not meet. The
credit will be on a phase by phase basis. This assumes that there was no change
in the scope of the project and that such delays were not caused by an event
beyond CCC's reasonable control or CSI's failure to respond within 2 business
days to request made for additional information or sign off on various design
and development documents. The credit would be based on the amount CSI has
contracted with CCC for each phase of the CyberPoint product development. For
example: if the project schedule was for 10 weeks, the grace period would be 1
week, and the penalties would be based on the contracted price to CSI for that
phase only.

Agreed and accepted:          CCC:_____________  Customer: _________(Initial)

[*] Certain information on this page has been omitted and filed separately with
    the Commission. Confidential treatment has been requested with respect to
    the omitted portions.

                                       3

<PAGE>

For each day that CCC is able to improve upon the agreed to delivery date
(Attachment C), CSI will pay an early delivery incentive payment of 1% of the
development cost based on a phase by phase basis. There will be no incentive
payments due if the Phase is delivered early and within a window that is 10%
less than the delivery schedule.

Based on a 6/22 start date:

Credits
-------
CyberPoint Development        Completion    Grace       Credit     Credit Per
                                 Date        Date       Start        [*]
Phase 1                          9/3        9/10        9/11
Phase 2                         11/24         1/2         1/3
Phase 3                          2/25         3/4         3/5

Incentives
----------
CyberPoint Development        Completion    Grace     Incentives   Incentives
                                 Date        Date       Start        Per Day

Phase 1                          9/3        8/27        8/26         [*]
Phase 2                         11/24       11/17       11/16
Phase 3                          2/25        2/18        2/17

Enhancement Requests: If CSI requests in writing enhancements to the products
listed on Attachment A, CCC agrees that CCC will: supply CSI with a price quote
for the requested enhancements and a date when those enhancements would be
delivered, CCC will agree to make enhancements to the products at a charge of
[*] for features that CCC has planned for future enhancements to CCC's products.
For product enhancement request that are CSI specific, CCC would charge [*].

Additional Contract Terms:

 .  CCC will allow CSI to bring up merchants on CCC's current hardware for a
   reasonable amount of time (estimated to be 120 days) while CSI supplies the
   required Hardware and Software for the CSI hosting system. It is estimated
   that with CCC's current capacity we could support up to [*] CSI Merchants.
 .  CSI will do all customers billing.  CCC to bill CSI.
 .  ALL 1st call support is the responsibility of CSI. 1st Call installation
   support for the Store Front SSL API and HTML wrapper will be a [*].
 .  The CyberPoint, Storefront SSL API, HTML Wrapper and StoreManager Plus
   licenses are not transferable and each new merchant is required to license a
   copy of the software.
 .  CSI will be responsible for end-user license agreements which need to be
   approved by CCC. CCC will work with CSI to automate this.
 .  CCC will conduct 22 day training classes at CCC's location at no charge
 .  CCC will work with CSI to develop an "end-user" license agreement, mutually
   agreeable to both parties within 3 weeks from contract signing to replace
   Schedule B

Payment Terms: Hosting Engine: [*] of License Fee upon execution of this
Agreement and [*] of delivery and acceptance of Licensed Products. Installation
of Licensed products shall be no later than 60 days after delivery unless sole
fault of delay is related to CCC. Based on a June 30, 1998 contract signing: [*]
on contract signing, [*] in July 1998.

Hosting Engine Support and Upgrade: [*] due 90 days from installation of the
licensed product, and [*] due 180 days from installation. The 2nd year support
and upgrade fee will be due 12 months from the second payment date. This in
effect gives CSI a 15 month initial support and upgrade window.

CyberPoint Development: payment due in advance on a month to month basis for
work scheduled to be completed that month on a phase by phase basis. Based on
the current schedule: Phase 1: [*] on contract signing [*] in July 1998, [*] in
August 1998 Phase 2: [*] in September 1998, [*] in October 1998, [*] in November
1998, Phase 3: [*] in Dec. 1998, [*] in Jan. 1998, [*] in Feb. 1998.

HTML Wrapper Development: payment due in advance on a month to month basis for
work scheduled to be completed. Based on the current schedule: [*] in June 1998,
[*] in July 1998 and [*] in August 1998.

CyberPoint, HTML Wrapper, and Storefront SSL API licenses: license prepayment of
[*] for [*] licenses of which a minimum of [*] will be for the Storefront SSL
API, and [*] for CyberPoint and/or HTML licenses. Payments will be made as
follows: [*] on contract signing, [*] in July 1998, [*] in August 1998, [*] in
September 1998, [*] in October 1998.

Shipping Schedule:  Hosting Engine will be shipped in June 1998: Quantity [*]
Storefront SSL API licenses will ship in June 1998. Based on the current
development schedule: Quantity [*] CyberPoint licenses will be shipped in August
1998: Quantity [*] HTML Wrapper licenses will be shipped in August 1998. A
single copy of the Storefront SSL API, HTML Wrapper, and CyberPoint licenses
will be shipped on separate CD's with CSI having the right to duplicate the
software for the number of licenses licensed.
CSI will have the right to exchange the HTML licenses for CyberPoint licenses on
a one for one basis.

Agreed and accepted:        CCC:_____________   Customer:____________(initial)

[*] Certain information on this page has been omitted and filed separately with
    the Commission. Confidential treatment has been requested with respect to
    the omitted portions.

                                       4

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