Document:

<PAGE>

                                 Exhibit 10.2

                       RESTRICTED STOCK BONUS AGREEMENT

          THIS RESTRICTED STOCK BONUS AGREEMENT (this "Agreement") is made as of
the 17th day of April, 2001, by and between TenFold Corporation, a Delaware
corporation (the "Company"), and Nancy M. Harvey ("Employee").

                                  WITNESSETH:

          WHEREAS, the Company has adopted the TenFold Corporation 1993 Flexible
Stock Incentive Plan, as amended (the "Plan"), which Plan is hereby incorporated
in this Agreement by reference and made a part of it;

          WHEREAS, the Company regards Employee as a valuable contributor to the
Company, and has determined that it would be in the interest of the Company and
its shareholders to sell or grant the stock provided for in this Agreement to
the Employee as an incentive for continued service with the Company and
increased achievements in the future by Employee;

          WHEREAS, the Company and Employee enter into this Agreement pursuant
to that certain Employment Agreement between the Company and Employee that was
executed before the execution of this Agreement and made effective January 11,
2001, (the "Employment Agreement"), which Employment Agreement is hereby
incorporated in this Agreement by reference and made a part of it; and

          NOW, THEREFORE, for good and valuable consideration, the receipt and
sufficiency of which are hereby acknowledged, the parties agree as follows:

          1.  Definitions.  Unless otherwise defined herein, the defined terms
used herein shall have the meanings set forth in the Employment Agreement.

          2.  Sale and Issuance of Common Stock.  In consideration of the mutual
covenants set forth in the Employment Agreement, the Company issued to Employee
Eight Hundred Thousand (800,000) shares of the Company's common stock (the
"Stock"), par value of $0.001 per share, contemporaneous with the execution of
the Employment Agreement. Employee has provided services in consideration for
the Stock issued under the Employment Agreement and shall have no obligation to
pay money in consideration of the issuance of Stock.

          All shares of Stock shall be issued pursuant to the Plan and shall be
deemed issued to Employee as fully paid and nonassessable shares. Employee shall
have all rights of a shareholder with respect thereto, including the right to
vote, receive dividends (including stock dividends), participate in stock splits
or other recapitalizations, and exchange such shares in a merger, consolidation
or other reorganization.  The term "Stock" also refers to the purchased Stock
and all securities received in replacement of the Stock, as a stock dividend or
as a result of any stock split, recapitalization, merger, reorganization,
exchange or the like, and all new, substituted or
<PAGE>

additional securities or other properties to which Employee is entitled by
reason of Employee's ownership of the Stock.

     3.   Loan and Withholdings.  If Employee files an election under Internal
Revenue Code (S)83(b) (an "83(b) Election") with respect to the transfer of the
Stock hereunder, the Company agrees to loan Employee an amount of money equal to
50% of the amount of compensation income recognized by Employee on account of
such 83(b) Election on the terms and conditions provided in Section 4(b) of the
Employment Agreement; provided, however, that an appropriate amount of the
proceeds of such loan shall be retained by the Company in order to satisfy
applicable minimum federal, state and local tax withholding requirements and
social security tax withholding requirements associated with the transfer of the
Stock, with the balance promptly paid over to Employee. Employee shall provide
the Company with a copy of any timely 83(b) Election, a form of which is set
forth as Exhibit A hereto.
         ---------

     4.   Promissory Note.  Employee agrees to deliver a promissory note and
security pledge agreement evidencing the loan described above in Section 3 of
this Agreement in substantially the form of Exhibit B attached hereto (the
                                            ---------
"Promissory Note"). Employee agrees to pledge all of the Stock as security for
the full and timely payment of Promissory Note.

     5.   Restrictions on Stock Issued to Employee. No Stock issued to Employee
hereunder shall be sold, transferred by gift, pledged (other than pursuant to
the Promissory Note), hypothecated, or otherwise transferred or disposed of by
Employee prior to January 1, 2002; provided, however, that such restriction
shall terminate entirely upon the occurrence of a Change in Control before
January 1, 2002.

     In addition, the Stock issued to Employee hereunder shall be subject to a
repurchase option in favor of the Company (the "Repurchase Option"). The
Repurchase Option shall be subject to the following terms and conditions. The
Company may repurchase from Employee, or any person receiving the Stock by
operation of law or other involuntary transfer, all (and not less than all) of
the Stock issued to Employee hereunder for the aggregate purchase price of
$1,000 if the Employee incurs a Voluntary Termination or a Termination for Cause
(each defined in Section 5 of the Employment Agreement) before January 1, 2002.
The Repurchase Option shall terminate entirely upon the occurrence of a Change
in Control before January 1, 2002.

     The Repurchase Option shall be subject to the foregoing terms and
conditions, and shall be exercised by written notice by the Company to Employee
or her executor, at the Company's option, (i) by delivery to the Employee or her
executor of such notice, along with a check in the amount of $1,000 for the
Stock being repurchased, or (ii) in the event the Employee is indebted to the
Company, by the Company's cancellation of an amount of such indebtedness equal
to $1,000 for the Stock being repurchased, or (iii) by a combination of (i) and
(ii) so that the combined payment and cancellation of indebtedness equals
$1,000. Upon delivery by the Company of such notice and payment of $1,000 in any
of the ways described above, the Company shall become the legal and beneficial
owner of the Stock being repurchased and all rights and interest therein or
related thereto, and the Company shall have the right to transfer to its own
name all 800,000 shares of the Stock being repurchased by the Company, without
further action by Employee. The Repurchase Option may be assigned by the Company
in its sole discretion to any third party.

                                       2
<PAGE>

     If, before January 1, 2002, there is any stock dividend or liquidating
dividend of cash and/or property, stock split, or other change in the character
or amount of any of the outstanding securities of the Company, or there is any
consolidation, merger or sale of all, or substantially all, of the assets of the
Company, then, in such event, any and all new, substituted or additional
securities or other property to which Employee is entitled by reason of
Employee's ownership of the Stock shall be immediately subject to the Company's
Repurchase Option.

     Any attempt to transfer Stock in violation of this Section 5 shall be null
and void and shall be disregarded by the Company.

     6.   Stock Assignment.  To insure that the Stock will be available for
delivery upon exercise of the Company's Repurchase Option, Employee agrees,
immediately upon receipt of the certificate(s) for the Stock, to deliver to and
deposit with the Secretary or Assistant Secretary of the Company, or their
designee ("Escrow Agent"), as escrow agent in this transaction, a Stock
Assignment duly endorsed by Employee and, if required for transfer, Employee's
spouse (with the date and number of shares blank) substantially in the form of
Exhibit C attached hereto, together with the certificate(s) evidencing the
---------
Stock. If the Employee incurs a Voluntary Termination or a Termination for Cause
before January 1, 2002 and the Company elects to exercise its Repurchase Option
pursuant to paragraph 5 above, the Employee authorizes the Escrow Agent to date
and fill in the number of shares of Stock (800,000) on the Stock Assignment, in
which event all 800,000 shares of the Stock shall be automatically transferred
to the Company, without further action by Employee, and the Company shall become
the legal and beneficial owner of said Stock and all rights and interest therein
or related thereto. Except upon the Company exercising its Repurchase Option,
the Escrow Agent shall not transfer the Stock to the Company. Employee hereby
acknowledges that the appointment of the Secretary or Assistant Secretary of the
Company (or their designee) as the Escrow Agent hereunder with the stated
authorities is a material inducement to the Company to make this Agreement and
that such appointment is coupled with an interest and is accordingly
irrevocable. Employee agrees that the Escrow Agent shall not be liable to any
party hereto (or to any other party) for any actions or omissions unless the
Escrow Agent is negligent relative thereto. The Escrow Agent may rely upon any
letter, notice or other document executed by any signature purported to be
genuine and may resign at any time.

     7.   Stock Transfers in Violation of the Agreement.  The Company shall not
be required to (i) transfer on its books any Shares which have been sold or
transferred in violation of any of the provisions set forth in this Agreement or
(ii) treat as owner of such Shares or to accord the right to vote as such owner
or to pay dividends to any transferee to whom such Shares have been so
transferred.

     8.   Rights and Privileges of a Shareholder of the Company.  Subject to the
terms and conditions of this Agreement (including, without limitation, the
provisions of Sections 5, 6, and 7 above), Employee shall, during the term of
this Agreement, exercise all rights and privileges of a shareholder of the
Company with respect to the Shares.

     9.   Legend. All certificates for shares of the Stock shall bear the
following legend:

                                       3
<PAGE>

          THE SHARES REPRESENTED BY THIS CERTIFICATE ARE SUBJECT TO RESTRICTIONS
          PROVIDED IN THAT CERTAIN RESTRICTED STOCK AGREEMENT DATED APRIL 17,
          2001 BETWEEN TENFOLD CORPORATION AND NANCY M. HARVEY, INCLUDING A
          RESTICTION ON THE SALE OR TRANSFER OF THE SHARES AND A REPURCHASE
          OPTION PRIOR TO JANUARY 1, 2002.

     10.  Consent of Spouse. Employee agrees to use her best efforts to cause
her spouse to execute a Consent of Spouse in substantially in the form of
Exhibit D hereto appointing Employee as his attorney-in-fact with respect to the
---------
exercise of any rights of the Agreement insofar as Employee's spouse may have
any rights under laws relating to marital property in effect in the state of his
residence as of the date of the signing of the Agreement.

     11.  Further Assurances. The parties agree to execute such further
instruments and to take such further action as may reasonably be necessary to
carry out the intent of this Agreement.

     12.  Notices. Any notice required or permitted hereunder shall be given in
writing and shall be deemed effectively given upon personal delivery or delivery
by express courier, or four days after deposit in the United States Post Office,
by registered or certified mail with postage and fees prepaid, addressed to the
other party hereto at its address hereinafter shown below its signature or at
such other address as such party may designate by ten days' advance written
notice to the other party hereto.

     13.  Delaware Law. This Agreement shall be governed by the laws of the
State of Delaware and interpreted and determined in accordance with the laws of
the State of Delaware, as such laws are applied by Delaware courts to contracts
made and to be performed entirely in Delaware by residents of that state.

     14.  Section 83(b) Election.  Employee hereby represents that she
understands (a) the contents and requirements of the 83(b) Election, (b) the
application of Section 83(b) to the transfer of the Stock to Employee pursuant
to this Agreement, (c) the nature of the election to be made by Employee under
Section 83(b), and (d) the effect and requirements of the 83(b) Election under
relevant state and local tax laws.  Employee further represents that if she
makes the 83(b) Election with respect to the Stock issued hereunder, she will
file a copy of such election with her federal tax return for the calendar year
in which the date of this Agreement falls.  Employee covenants to inform the
Company of any change in Employee's state of residency.

     15.  NO EMPLOYMENT RIGHTS.  THIS AGREEMENT SHALL NOT CONFER UPON EMPLOYEE
ANY RIGHT WITH RESPECT TO CONTINUATION OF HER EMPLOYMENT WITH THE COMPANY, NOR
SHALL IT INTERFERE IN ANY WAY WITH THE RIGHT AND OBLIGATIONS OF EMPLOYEE OR THE
COMPANY UNDER THE EMPLOYMENT AGREEMENT.

     16.  Successors and Assigns. This Agreement shall be binding upon and shall
inure to the benefit of the parties hereto and their respective heirs,
executors, administrators, successors and assigns. No rights under this
Agreement shall be assignable by Employee, either voluntarily

                                       4
<PAGE>

or by operation of law, except where such assignment is required by law or
expressly authorized by the terms of the Agreement. The restrictions on transfer
herein set forth shall be binding upon the Employee, her heirs, executors,
administrators, successors and assigns.

     17.  Entire Agreement.  This Agreement, together with the Exhibits hereto,
the Plan and the Employment Agreement, constitutes the entire, final and
exclusive statement of the agreement of the parties with respect to the subject
matter hereof. The terms of this Agreement supersede all prior written and oral
understandings with respect to the subject matter hereof and may not be
contradicted by evidence of any prior or contemporaneous agreement.  The parties
further intend that this Agreement shall constitute the complete and exclusive
statement of its terms and that no extrinsic evidence whatsoever to the contrary
may be introduced in any judicial, administrative, or other legal proceeding
involving this Agreement.

     IN WITNESS WHEREOF, the parties hereto have executed this Agreement as of
the day and year first above written.

EMPLOYEE: Nancy M. Harvey                COMPANY:  TenFold Corporation

Signature: __________________________    By:___________________________________
                                         Its:__________________________________
Address:                                 Address:

                                         TenFold Corporation
Nancy M. Harvey                          Attn: General Counsel
714 South Garfield                       180 West Election Road, Suite 10
Hinsdale, Illinois 60521                 Draper, Utah 84020

                                       5
<PAGE>

                                   EXHIBIT A

                   ELECTION PURSUANT TO SECTION 83(b) OF THE
                     INTERNAL REVENUE CODE WITH RESPECT TO
                      PROPERTY TRANSFERRED IN CONNECTION
                       WITH THE PERFORMANCE OF SERVICES
                       --------------------------------

             The undersigned taxpayer hereby makes the election, authorized by
Section 83(b) of the Internal Revenue Code of 1986, as amended (the "Code") and
the regulations thereunder, with respect to shares of common stock of TenFold
Corporation, a Delaware corporation, (the "Company") described below acquired by
the taxpayer on the date shown below.  To the extent permitted, this election
shall also serve as an election under analogous state law.  As required by the
Treasury Regulations under Section 83(b), the taxpayer supplies herewith the
following information:

     1.   The taxpayer's name and address are:

                    Name:    Nancy M. Harvey

                    Address: 714 South Garfield
                             Hinsdale, Illinois 60521

     2.   The taxpayer's spouse's name and address are:

                    Name:    Jeffrey A. Harvey

                    Address: 714 South Garfield
                             Hinsdale, Illinois 60521

     3.   The taxpayer's identification number is

                         ________-________-________

     4.   The taxpayer's spouse's identification number is

                         ________-________-________

     5.   The property with respect to which this election is made consists of
          800,000 shares of common stock of the Company.

     6.   The date on which the above-described property was transferred to the
          taxpayer was April 17, 2001, and this election applies to the
          taxpayer's 2001 tax year.

     7.   As of the date of transfer, the property was subject to the following
          substantial risk of forfeiture:
<PAGE>

          In the event of a termination of employment before January 1, 2002,
          the Company would repurchase the stock for $1,000.

     8.   The fair market value of the property at the time of transfer
          (determined without regard to any restrictions other than restrictions
          which by their terms will never lapse) was $0.35 (thirty-five cents)
          per share, for a total value of $280,000.

     9.   The taxpayer paid no cash consideration for the property, but has
          performed services in connection with the transfer of the property.

     10.  A copy of this election has been furnished to the Company, and a copy
          of this election will be attached to the taxpayer's federal income tax
          return for the year to which this election relates.

     11.  The undersigned taxpayer is the person performing the services in
          connection with the transfer of the property and understands that the
          foregoing election may not be revoked except with the consent of the
          Commissioner of the Internal Revenue Service.

Date: _________________________    _____________________________________

                                   Nancy M. Harvey, Taxpayer

The undersigned spouse of taxpayer joins in this election.

Date: _________________________    _____________________________________

                                   Name: Jeffrey A. Harvey
<PAGE>

                                   EXHIBIT B
                 PROMISSORY NOTE AND SECURITY PLEDGE AGREEMENT

CREDITOR:      TenFold Corporation (the "Company")

BORROWER:      Nancy M. Harvey (the "Borrower")

<TABLE>
<CAPTION>
--------------------------------------------------------------------------------------------------------------
     *ANNUAL             *FINANCE               AMOUNT                TOTAL OF             TOTAL SALES
    PERCENTAGE           CHARGE*               FINANCED               PAYMENTS                PRICE
      RATE*
--------------------------------------------------------------------------------------------------------------
<S>                  <C>                  <C>                  <C>                      <C>
                                                                  The amount the        The total cost of
                                                                Borrower will have        my purchase on
 The cost of my      The dollar amount      The amount of      paid after making all    credit, including
   credit as a        the credit will     credit provided to   payments as scheduled    down payment of $0
   yearly rate            cost me                 me
--------------------------------------------------------------------------------------------------------------
      4.25%               $9,116              $140,000                $149,116               $149,116
--------------------------------------------------------------------------------------------------------------
--------------------------------------------------------------------------------------------------------------
 PAYMENT SCHEDULE will be:
--------------------------------------------------------------------------------------------------------------
     NUMBER OF PAYMENTS                   AMOUNT OF EACH PAYMENT                        WHEN PAYMENTS ARE
                                                                                               DUE
--------------------------------------------------------------------------------------------------------------
            One                                  $149,116                               October 17, 2002
--------------------------------------------------------------------------------------------------------------

--------------------------------------------------------------------------------------------------------------
 Security:  The Borrower is executing this promissory note and security pledge agreement (this "Note")
 giving as security the 800,000 shares of stock transferred to Borrower pursuant to that certain
 Restricted Stock Agreement dated April 17, 2001 between the Company and Borrower (the "Pledged Shares").
 In the event Borrower defaults on the Note as described in Section 2, and the security is insufficient to
 satisfy the full amount due, the Company may satisfy no more than thirty five percent (35%) of the
 balance due under the Note by proceeding against the Borrower's personal assets.

 Demand Feature:  This note has no demand feature, but can be accelerated at the Company's option on
 certain events.

 Prepayment:  There is no prepayment penalty if the Borrower makes any payment before it is due, including
 the complete loan payoff.

 Late Payments and Rebates:  There is no late payment penalty, but late payment can accelerate the loan.
 There is no rebate of accrued interest for refinancing or prepayment except that prepayment will stop the
 continued accrual of interest.

          For information on nonpayment, default, and acceleration, see the remainder of this Note.
--------------------------------------------------------------------------------------------------------------
</TABLE>

 Itemization of the Amount Financed of $140,000

 $49,140  Amount given to you directly

 $90,860  Amount paid to others on your behalf

 1.    PROMISE TO PAY. The Borrower hereby unconditionally promises to pay the
 Company, at the Company's principal office in Draper, Utah or at such other
 place as the Company may designate in writing, in lawful money of the United
 States of America and in immediately available funds or other medium accepted
 in writing by the Company, the Amount Financed, together with interest accrued
 from
<PAGE>

May 17, 2001 on the unpaid principal at the Annual Percentage Rate compounded
annually. The Number of Payments, Amount of Each Payment and When Payments are
Due are set forth above.

2.    EVENTS OF DEFAULT. Any of the following events shall constitute an "Event
of Default" hereunder:

 .  any scheduled payment of interest or principal is not made when due and
   payable as set forth in the Payment Schedule;

 .  breach of any material condition of the Company's 1993 Flexible Stock
   Incentive Plan (the "Plan") or this Note; and

 .  the insolvency of the Borrower, the commission of an act of bankruptcy by the
   Borrower, the execution by the Borrower of a general assignment for the
   benefit of creditors, or the filing by or against the Borrower of a petition
   in bankruptcy or a petition for relief under the provisions of the federal
   bankruptcy act or another state or federal law for the relief of debtors and
   the continuation of such petition without dismissal for a period of 90 days
   or more.

3.    APPLICATION OF PAYMENTS. All payments on this Note shall be applied first
to interest and then to principal.

4.    WAIVERS AND FEES. The Borrower hereby waives presentment, protest and
notice of protest, demand for payment, notice of dishonor and all other notices
or demands in connection with the delivery, acceptance, performance, default or
endorsement of this Note. All other waivers related to this Note must be made in
writing. The Company shall be entitled to recover, and the Borrower agrees to
pay when incurred, all costs and expenses of collection and enforcement of this
Note, including, without limitation, reasonable attorneys' fees, and expenses
incurred at trial, on appeal, or whether or not any legal proceedings are
commenced.

5.    PLEDGE AGREEMENT. In consideration of the Amount Financed by the Company
for the Borrower, receipt and sufficiency of which are acknowledged, the
Borrower grants a security interest to the Company in the Pledged Shares as
security for the full and timely payment of this Note. The Borrower shall, upon
execution of this Note, deliver all certificates representing the Pledged Stock
together with a stock power exercised in blank by maker and maker's spouse with
respect to such stock certificates to the Chief Financial Officer of the Company
to be held in escrow until full satisfaction of maker's obligations hereunder
between the Company and the Borrower with the authority to take all such actions
and to effectuate all such transfers and/or releases as may be necessary or
appropriate to accomplish the objectives of this Note. In the event of any
default in the payment of this Note the Company shall have and may exercise any
and all remedies of a secured party under the laws of the State of California,
and any other remedies available at law or in equity, with respect to the
Pledged Stock. Borrower appoints the Company her attorney-in-fact to arrange for
the transfer of the Pledged Shares on the books of the issuer to the name of the
Company. The Company shall hold the Pledged Shares as security for repayment of
the Loan, and shall not encumber or dispose of the Pledged Shares except in
accordance with this Note. If any of the Pledged Shares are held in escrow, the
escrow agent will be bound by the terms of this Note and the Company will retain
all its rights under this Note with respect to Pledged Shares.

6.    DIVIDENDS AND VOTING RIGHTS.  All dividends and other amounts received by
the Company as a result of the Borrower's record ownership of the Pledged Shares
shall be applied to the payment of the principal and interest on this Note.  The
Borrower shall have the right to vote the Pledged Shares unless the Borrower is
in default.
<PAGE>

7.   ADJUSTMENTS, WARRANTS AND RIGHTS.  In the event that, during the term of
this pledge, any share dividend, reclassification, readjustment, or other change
is declared or made in the capital structure of the company that issued the
Pledged Shares, new, substituted, and additional securities issued by reason of
any change shall be held by the Company in the same manner as the Pledged
Shares.  Subscription warrants or any other rights or options issued in
connection with the Pledged Shares shall be immediately assigned by the Company
to the Borrower, and if exercised, acquired securities shall be immediately
assigned to the Company to be held in the same manner as the Pledged Shares.

8.   PAYMENT OF THIS NOTE.  On final payment of the Amount Financed and all
interest due, the Company shall transfer to the Borrower all of the Pledged
Share certificates and all rights received by the Company as a result of this
Note.  Any shares placed in escrow may remain subject to escrow, but will not be
subject to this Note after final payment of this Note.

9.   REMEDIES.  Upon the occurrence and during the continuance of any Event of
Default, the Company shall have the right to declare this Note immediately due
and payable without notice or demand. Such right shall be in addition to the
rights and remedies provided in the California Commercial Code (as now or
hereafter in effect), including (without limitation) the power to dispose of the
Pledged Shares by public or private sale or to accept the Pledged Shares in
payment of this Note. In the event that proceeds do not satisfy the Borrower's
obligation under this Note, the Borrower shall remain personally liable for
thirty five percent (35%) of the deficiency. No remedy conferred upon the
Company hereunder shall be exclusive of any other remedy herein, and all such
remedies shall be cumulative.

10.  CONSTRUCTION AND SEVERABILITY.  This Note shall be governed by, and
construed, enforced and interpreted in accordance with, the laws of the State of
California.  If any provision of this Note is held invalid under applicable law,
then such provision shall be ineffective only to the extent of such invalidity,
and neither the remainder of such provision nor any other provision of this Note
shall be affected.

IN WITNESS WHEREOF, this Note has been executed by the Borrower and the Company
as of May 17, 2001.

--------------------------------------------------------------------------------
Signature of Company's Agent                   Signature of Borrower

--------------------------------------------------------------------------------

--------------------------------------------------------------------------------
Title                                          Borrowers Address:

--------------------------------------------------------------------------------

--------------------------------------------------------------------------------
<PAGE>

                                   EXHIBIT C

                               STOCK ASSIGNMENT

     FOR VALUE RECEIVED, Nancy M. Harvey hereby sells, assigns and transfers
unto TenFold Corporation, a Delaware corporation ("TenFold"), 800,000 shares of
the Common Stock of TenFold Corporation, standing in her name on the books of
TenFold, represented by Certificate No. ______________ herewith, and does hereby
irrevocably constitute and appoint the Secretary or Assistant Secretary of the
Company, or their designee ("Escrow Agent"), as escrow agent in this
transaction, to transfer the said stock in the books of the within named
Corporation with full power of substitution in the premises.

     DATED:_________

                                        ________________________________
                                        (Signature)

                                        ________________________________
                                        (Printed Name)
<PAGE>

                                   EXHIBIT D

                               CONSENT OF SPOUSE

     I, Jeffrey A. Harvey, the spouse of Nancy M. Harvey, have read and approved
the foregoing Restricted Stock Bonus Agreement.  In consideration of the
transfer to my spouse of shares of TenFold Corporation as set forth in the
Agreement, I hereby appoint my spouse as my attorney-in-fact with respect to the
exercise of any rights of the Agreement insofar as I may have any rights under
relating to marital property in effect in the state of our residence as of the
date of the signing of the foregoing Agreement, including the exhibits thereto.

Dated: _______, 2001        By: ________________________
                            Name: Jeffrey A. Harvey<PAGE>

                                 Exhibit 10.3

April 24, 2001

Bernard C. Mazon
519 Regency Crossing
Southlake, Texas 76092

Re:  Separation of Employment from TenFold Insurance and Engagement as a
     Consultant

Dear Bernie:

As we discussed, you have made the decision to terminate your employment with
TenFold Insurance, Inc. (the "TenFold Insurance"), effective as of April 30,
2001 (the "Separation Date"). The purpose of this letter agreement (this
"Agreement") between you, TenFold Corporation ("TenFold") and TenFold Insurance
is to document the terms and conditions of the termination of your employment
with TenFold Insurance, the engagement by TenFold of you as a consultant and
other related matters. As the former President of TenFold Insurance, you possess
specialized experience, expertise and knowledge that may be important in
litigation which has been or may be filed against TenFold Insurance and/or
TenFold. Consequently, subject to the terms and conditions of this Agreement,
TenFold desires to engage you as an independent contractor to consult with
TenFold for the duration of any governmental investigation, litigation,
regulatory, or other proceeding involving TenFold Insurance or TenFold which may
have arisen or which may arise following the signing of this Agreement. In
consideration of the mutual promises set forth below, and other good and
valuable consideration, the receipt and sufficiency of which are hereby
acknowledged, the parties hereto agree as follows:

     1.   You hereby resign, effective as of the Separation Date as an employee,
officer, and director, as the case may be, of TenFold Insurance and TenFold.

     2.   On or about the Separation Date, TenFold Insurance or TenFold agrees
to pay you (i) your current base rate of pay for all work you have performed
during the current payroll period through the Separation Date, to the extent not
previously paid, (ii) your current base rate of pay for the vacation days, as
reflected on the books of TenFold Insurance, you have earned but not used as of
the Separation Date, and (iii)
<PAGE>

sales commissions for the first calendar quarter of 2001 in the amount of
$48,898.78 pursuant to the terms and conditions of the TenFold Corporation 2001
Sales Compensation Plan, Sales Directors.

     3.   Within thirty (30) days of the Separation Date, TenFold will reimburse
you in full for all unpaid normal and customary travel and related business
expenses incurred on behalf of the Company prior to the Severance Date upon your
submission and the TenFold's approval of the applicable expense forms and
vouchers.

     4.   TenFold will pay on your behalf the full premium cost and any
administrative fee for you to continue your participation in the TenFold group
health and dental plans under applicable federal law ("COBRA") for a period of
six (6) months following the Separation Date. Except as set forth in this
Agreement, neither TenFold Insurance nor TenFold will have any obligation to you
for the provision of benefits, including, without limitation, the obligation to
provide medical, dental, vision, life or disability insurance.

     5.   You agree that the payments by TenFold Insurance or TenFold in
accordance with the terms of Paragraphs 2, 3 and 4 of this Agreement shall be in
full and complete satisfaction of any and all sums which are now or might
hereafter have become owing to you for services rendered by you during your
employment with TenFold Insurance and TenFold.

     6.   TenFold hereby agrees to comply in full with the terms of the stock
option grants dated July 22, 1998, January 20, 1999, August 15, 2000, and
December 15, 2000 and hereby amends the terms of all such option grants to
permit you to exercise all or any such option grants vested as of the Separation
Date at any time within six (6) months of the Separation Date. You acknowledge
that, as of the Separation Date, no options have vested under the terms of the
grants dated August 15, 2000 and December 15, 2000.

     7.   Effective as of the Separation Date, you hereby transfer to TenFold
the 200,000 shares of Class A Common Stock of TenFold Insurance which you
purchased pursuant to that certain TenFold Insurance, Inc. Restricted Stock
Purchase Agreement dated February 18, 2000 between TenFold Insurance and you
(the "Shares"), in exchange for consideration of $1,000 as set forth in
Paragraph 8 below. Effective as of the Separation Date, the TenFold Insurance,
Inc. Restricted Stock Purchase Agreement dated February 18, 2000 is hereby
automatically, irrevocably and without further action of either party thereto
completely cancelled and terminated. You acknowledge and agree that the stock
option grant provided in the TenFold Insurance, Inc. Restricted Stock Purchase
Agreement dated February 18, 2000 is null and void and of no further force and
effect, and that neither TenFold Insurance nor TenFold shall have any obligation
thereunder.
<PAGE>

     8.   In return for the releases provided in Paragraphs 14 and 15 below, and
as an adjustment to the original purchase price of the Shares TenFold will cause
TenFold Insurance to reduce, effective as of the Separation Date, the aggregate
amount that you owe to TenFold Insurance under that certain Promissory Note
dated February 18, 2000 from the principal amount of $960,000 plus accrued
interest to $1,000 (and no accrued interest). TenFold will cause TenFold
Insurance to accept repayment of the remaining balance of the Promissory Note by
delivery of the Shares as provided in Paragraph 7 above and the Promissory Note
shall be deemed paid in-full as of the Separation Date. Further, you represent
to Tenfold and TenFold Insurance that you would be entitled to claim a tax
deduction under federal and applicable state income tax laws for the payment of
any accrued interest on the Promissory Note.

     9.   TenFold Insurance and TenFold will continue to indemnify you pursuant
to the terms and conditions of, respectively, the TenFold Corporation
Indemnification Agreement dated March 1, 2000 and the TenFold Insurance, Inc.
Indemnification Agreement dated September 27, 1999.

     10.  (a) You represent and warrant that you have not disclosed prior to the
execution of this Agreement, and that you will not disclose in the future, this
Agreement or any of its terms or provisions, directly or by implication, except
to members of your immediate family and to your legal and tax advisors, and then
only on condition that they agree not to further disclose this Agreement or any
of its terms or provisions to any other party, and that you understand such
representations and warranties are a material inducement to TenFold and TenFold
Insurance entering into this Agreement. You acknowledge and agree that the
obligations set forth in this Sub-Paragraph are an essential portion of the
consideration received by TenFold and TenFold Insurance in exchange for the
Agreement and the amounts to be paid to you hereunder, and you expressly
recognize the delays, expenses and difficulties involved in proving, in a legal
proceeding, the actual damages or losses suffered by TenFold or TenFold
Insurance if there is a breach of this confidentiality clause. Accordingly, you
agree that, as liquidated damages for any breach of this confidentiality clause,
but not as a penalty, you shall pay TenFold or TenFold Insurance all amounts
paid to date by TenFold or TenFold Insurance hereunder, as the case may be, upon
any breach of that obligation. Neither the breach of this clause nor the payment
of liquidated damages by you shall affect the validity of this Agreement.

     (b)  TenFold and TenFold Insurance each represent and warrant that neither
has disclosed prior to the execution of this Agreement, and that, except as
required by applicable law, neither will disclose in the future, this Agreement
or any of its terms or provisions, directly or by implication, except to either
of their respective legal and tax advisors, and then only on condition that they
agree not to further disclose this Agreement or any of its terms or provisions
to any other party.
<PAGE>

     11.  You agree, without reservation, to and give unconditional assurance to
TenFold and TenFold Insurance that you have returned to TenFold or TenFold
Insurance any and all documents, materials and information related to the
business, whether present or otherwise, of TenFold or TenFold Insurance, and all
copies, and all keys and other property of TenFold or TenFold Insurance in your
possession or control.  Recognizing that your employment with TenFold Insurance
has terminated, you agree that you will not, for any purpose, attempt to access
or use any computer or computer network or system of the Company including,
without limitation, its electronic mail systems.

     12.  You reconfirm and agree to all terms, conditions, and obligations
under the TenFold Corporation Employee Confidential Information and Inventions
Agreement executed by you and dated June 28, 1998 and the TenFold Corporation
and Affiliated Companies Employee Confidential Information and Inventions
Agreement executed by you and dated May 15, 2000, both of which agreement s are
hereby incorporated by reference into this Agreement in their entirety, and you
expressly disclaim any and all interest in all such Confidential Information.

     13.  (a) You represent and warrant that you have not disparaged prior to
the execution of this Agreement, and that you will not in disparage in the
future, TenFold, TenFold Insurance, or their respective affiliates or employees
or their business reputations to any person or entity or engage in conduct which
disrupts, damages, impairs or interferes with the business reputations of
TenFold, TenFold Insurance or their respective affiliates and employees, and
that you understand such representations and warranties are a material
inducement to TenFold and TenFold Insurance entering into this Agreement. You
acknowledge and agree that the obligations set forth in this Paragraph are an
essential portion of the consideration received by TenFold and TenFold Insurance
in exchange for the Agreement and the amounts to be paid to you hereunder, and
you expressly recognize the delays, expenses and difficulties involved in
proving, in a legal proceeding, the actual damages or losses suffered by TenFold
or TenFold Insurance if there is a breach of this confidentiality clause.
Accordingly, you agree that, as liquidated damages for any such breach of this
non-disparagement clause, but not as a penalty, you shall pay TenFold or TenFold
Insurance all amounts paid to date by TenFold or TenFold Insurance hereunder, as
the case may be, upon any breach of that obligation. Neither the breach of this
clause nor the payment of liquidated damages by you shall affect the validity of
this Agreement.

     (b)  TenFold and TenFold Insurance each represent and warrant that the
officers and directors of neither entity have disparaged prior to the execution
of this Agreement, and that the officers and directors of neither entity will
disparage in the future, you or your business reputations to any person or
entity nor engage in conduct which disrupts, damages, impairs or interferes with
your business reputation.
<PAGE>

     14.  In consideration of the promises made by TenFold and TenFold Insurance
in this Agreement, you on behalf of yourself and any past, present or future
heirs, executors, administrators, or assigns, hereby irrevocably and
unconditionally release and hold harmless TenFold, TenFold Insurance and each of
TenFold's and TenFold Insurance's respective agents, directors, officers,
employees, representatives, attorneys and affiliated companies, divisions,
subsidiaries and parents (and agents, directors, officers, employees,
representatives and attorneys of such affiliates), and their predecessors,
successors, heirs, executors, administrators and assigns, and all persons acting
by, through, under or in concert with any of them (collectively "Releasees"), or
any of them, from any and all actions, causes of action, suits, debts, charges,
complaints, claims, demands, losses, liabilities and obligations of any nature
whatsoever, in law or equity, known or unknown, suspected or unsuspected, which
you ever had, now have, or you or your heirs, executors, administrators or
assigns hereafter may claim to have against each or any of the Releasees
(hereinafter the "Claims"), arising from or relating in any way to your
employment relationship with TenFold or TenFold Insurance or the termination
thereof, whether the Claims arise from any alleged violation by TenFold or
TenFold Insurance of any federal, state or local statutes, ordinances or common
law, and whether based on contract, tort, or statute or any other legal or
equitable theory of recovery. Such claims include, without limitation, any
claims relating to severance, stock options or other benefits, unpaid wages,
salary or incentive payment, breach of express or implied contract, wrongful
discharge, or employment discrimination under any applicable federal, state or
local statute, provision, order or regulation, including but not limited to, any
claim under Title VII and the Age Discrimination in Employment Act. You
understand the forgoing to be a general release of all Claims. You agree that
the release contained in this Paragraph extends to all claims whatsoever. You
                                                   ---
further agree that neither you nor any person, organization or any other entity
acting on your behalf will file, charge, claim, sue, participate in, join or
cause or permit to be filed, charged or claimed, any action, claim, grievance or
demand for damages or other relief (including injunctive, declaratory, monetary
or other) against TenFold, TenFold Insurance, their respective affiliates and
successors and their respective officers, directors, employees, agents and
representatives, past, present or future, with respect to the Claims which are
the subject of this Agreement.

     15.  In addition to the release in Paragraph 14 above, you further agree
and acknowledge as follows:

          a.   In consideration of the promises made by TenFold and TenFold
Insurance in this Agreement, you specifically release Releasees from any and all
liabilities, claims, causes of action, demands for damages or remedies of any
kind or character, including claims for attorneys' fees and legal costs, arising
under or from the Age Discrimination in Employment Act of 1967 as amended, and
which are related to or arise out of your employment or the termination of your
employment with Releasees.
<PAGE>

          b.   You understand and acknowledge that by entering into this
Agreement, you do not waive any rights or claims relating to age discrimination
that may arise after the date of this Agreement.

          c.   Because you are not an attorney, you are specifically advised to
consult with an attorney regarding this Agreement prior to agreeing to and
signing it.

          d.   You acknowledge that, prior to signing this Agreement, you have
twenty-one (21) days from the date of your receipt of this Agreement within
which to consider it, and to consult with an attorney of your choice regarding
it.  Should you nevertheless elect to execute this Agreement sooner than 21 days
after you have received it, you specifically and voluntarily waive the right to
claim or allege that you have not been allowed by Releasees or by any
circumstances beyond your control to consider this Agreement for a full 21 days.

          e.   You acknowledge and agree that this Agreement will not become
effective or enforceable until after seven (7) days from the date it is signed
by you. During that 7-day period, you understand and agree that he may revoke
this Agreement by delivering written notice of your revocation to Jonathan E.
Johnson III at the following address:  TenFold Corporation, 180 West Election
Road, Suite 100, Draper, Utah 84020.

          f.   You acknowledge that you have read this Agreement and that the
language and meaning of this Agreement are sufficiently clear and that you
understand it.

     16.  Subject to the terms and conditions of this Agreement, TenFold hereby
engages you and you hereby agree to perform consulting services relating to
matters arising during or related to your employment with TenFold or TenFold
Insurance for the duration of any governmental investigation, litigation,
regulatory, or other proceeding involving TenFold or TenFold Insurance which may
have arisen or which may arise following the signing of this Agreement (the
"Consulting Services"). In providing the Consulting Services, you agree to make
yourself reasonably available to TenFold or TenFold Insurance to answer
questions and provide information concerning projects on which you have
experience and expertise, including, without limitation, Crawford, Trumbull,
Nationwide Insurance, Utica, Royal and Westfield projects, the securities class
action suit and the SEC investigation. In the event of customer disputes or
litigation concerning any such projects, you agree to make yourself reasonably
available for depositions and to serve as a witness at trial.

     17.  As compensation for the Consulting Services, TenFold will pay you a
total of $100,000, which you will be paid in 12 equal installments of $8,333.33
over the course of the six-month period beginning in May 1, 2001 (on the last
day and the 15/th/ day of the month). TenFold will also reimburse you for any
reasonable and pre-approved
<PAGE>

expenses you incur in connection with performing the Consulting Services. You
will not be entitled to any other compensation or benefits from TenFold or
TenFold Insurance other than as provided in this Agreement, unless the parties
agree in writing.

     18.  You agree that you are an independent contractor and not an employee
of TenFold or TenFold Insurance. Accordingly, with respect to the compensation
to be paid by TenFold for the Consulting Services pursuant to this Agreement,
TenFold shall not withhold on your behalf any sum or sums for income tax,
unemployment insurance, social security or any other withholding pursuant to any
law or requirement of any government or governmental body of any jurisdiction
that may apply to you.  Each and every one of such withholdings, payments and
benefits, if any, are your sole responsibility. You shall indemnify and hold
TenFold and TenFold Insurance harmless from and against any and all claims
asserting rights or remedies arising out of any actual or alleged employee
status with TenFold or TenFold Insurance from and after the Separation Date,
including, without limitation, any and all liability relating to any the
foregoing withholdings, payments and benefits, together with any penalties and
interest which might be assessed.  To the extent allowed by applicable law, in
the event any state or local government tax commission (the "Commission") or the
United States Internal Revenue Service (the "IRS") should question or challenge
your independent contractor status under this Agreement, the parties hereto
agree that you, TenFold and TenFold Insurance shall have the right to
participate in any discussion or negotiation occurring with the Commission or
the IRS, even if said party did not initiate such discussions or negotiations,
and each party hereto shall notify the other, in advance, of any such discussion
or negotiation. In addition, you shall indemnify and hold TenFold and TenFold
Insurance harmless from and against any taxes, penalties, interest or additions
to tax which may be assessed as a result of any other payments or other benefits
provided to you pursuant to any provision of this Agreement, including without
limitation any claim that TenFold or TenFold Insurance was obligated to file
income tax reports or withhold income, employment or other taxes with respect to
such payments or other benefits.

     19.  You acknowledge that, by virtue of the Consulting Services to be
performed by you under this Agreement, you will have access to information that
is confidential to TenFold and/or TenFold Insurance ("Confidential
Information"). Confidential Information includes, without limitation, software,
data, trade secrets, business processes, organization charts, customer
information, information about costs, profits, markets, sales, plans for future
development and new product concepts, the terms of this Agreement and other
agreements, and all information that is clearly identified, or should under the
circumstances reasonably be considered, as confidential. You agree to hold
TenFold's and TenFold Insurance's Confidential Information in confidence during
the performance of your Consulting Services and thereafter. You further agree
that, unless required by a lawful court order, subpoena, or similar legal
request, not to make the TenFold's or TenFold Insurance's Confidential
Information
<PAGE>

available in any form to any third party or to use such Confidential Information
for any purpose other than to provide the Consulting Services. If you are
required to disclose TenFold's or TenFold Insurance's Confidential Information
by a lawful court order, subpoena, or similar legal request, you agree to
promptly notify TenFold's General Counsel of such requirement so that an
appropriate protective order may be sought. All files, software, records,
documents, blueprints, specifications, information, letters, notes, media lists,
original artwork/creative, notebooks, and all similar tangible materials and
property relating to the Consulting Services or to the business of TenFold or
TenFold Insurance, whether prepared by you or otherwise coming into your
possession, shall remain the exclusive property of TenFold or TenFold Insurance,
as the case may be. You shall not retain any copies of the foregoing without
TenFold's prior written permission. Upon the termination of your Consulting
Services, or whenever requested by TenFold, you shall immediately deliver to
TenFold all such materials and property in your possession or under your
control. You further agree that unless required by a lawful court order,
subpoena, or similar legal request, you will not disclose your engagement as an
independent contractor or the terms of this Agreement to any person without the
prior written consent of TenFold and that at all times you will preserve the
confidential nature of your relationship to TenFold and of the Consulting
Services hereunder.

     20.  This Agreement shall not render you an employee, partner, agent of, or
joint venture partner with TenFold or TenFold Insurance for any purpose. You are
and will remain an independent contractor in your relationship to TenFold and
TenFold Insurance and, as such, shall not be entitled to any employment rights
or benefits other than those expressly provided for in this Agreement. Except as
expressly set forth in this Agreement, you shall have no claim against TenFold
or TenFold Insurance hereunder or otherwise for vacation pay, sick leave,
retirement benefits, social security, worker's compensation, health or
disability benefits, unemployment insurance benefits, or employee benefits of
any kind.

     21.  The laws of the state of Utah shall govern the validity of this
Agreement, the construction of its terms and the interpretation of the rights
and duties of the parties hereto. Any litigation arising out of this Agreement
shall be conducted in state or federal courts in Salt Lake City, Utah, and the
parties hereto expressly agree upon and consent to such jurisdiction and venue.

     22.  You give, by executing this Agreement, TenFold and TenFold Insurance
your unconditional assurance that you have signed it voluntarily and with a full
understanding of its terms and that you have had the full and sufficient
opportunity to consider this Agreement before signing it.

     23.  You covenant and agree that for a period of 24 months from the
Separation Date you (a) shall not engage, anywhere within the geographical areas
in which TenFold is then conducting its business operations, directly or
indirectly, alone,
<PAGE>

in association with or as a shareholder, principal, agent, partner, officer,
director, employee or consultant of any other organization, in any business (a
"Competitive Business") which directly competes with any business then being
conducted by TenFold; provided, that the foregoing shall not prohibit you from
owning a maximum of two percent (2%) of the common stock of any publicly traded
corporation; provided, however, that this clause (a) shall not prohibit you from
working in the insurance industry to the extent that such work does not
otherwise violate this clause (a); (b) shall not solicit to leave the employ of
TenFold or TenFold Insurance or hire any officer, employee or consultant of
TenFold or TenFold Insurance; (c) shall not solicit, divert or to take away, the
business or patronage of any of the customers or accounts of TenFold, which were
contacted, solicited or served by you at any time during your employment by
TenFold or TenFold Insurance; provided, however, that you may recommend to
entities which are not customers of TenFold other vendors' software solutions to
the extent that such software solutions do not compete with software solutions
offered by TenFold; and (d) shall not acquire, or assist any other party in
acquiring, any shares of TenFold, or otherwise seek, or assist any other party
in seeking to gain control of TenFold. You acknowledge and agree that because of
the nature of the business in which TenFold is engaged and because of the nature
of the confidential information to which you have had access during your
employment or may have access to during your engagement as a consultant pursuant
to this Agreement, it would be impractical and excessively difficult to
determine the actual damages of TenFold in the event you breached any of the
covenants of this Paragraph or the Employee Confidential Information and
Inventions Agreements referenced in Paragraph 12 above, and remedies at law
(such as monetary damages) for any breach of your obligations under this Section
or the Employee Confidential Information and Inventions Agreement referenced in
Section 12 above would be inadequate. You therefore agree and consent that if
you commit any breach of a covenant under this Section or the Employee
Confidential Information and Inventions Agreements referenced in Paragraph 12
above or threaten to commit any such breach, TenFold shall have the right (in
addition to, and not in lieu of, any other right or remedy that may be available
to it) to temporary and permanent injunctive relief from a court of competent
jurisdiction. You acknowledge and agree that this Section is reasonable and is
necessary for the legitimate protection of TenFold, and will not deprive you of
a reasonable opportunity to practice you profession or trade. With respect to
any provision of this Paragraph or the Employee Confidential Information and
Inventions Agreements referenced in Paragraph 12 above that is finally
determined to be unenforceable, you and TenFold hereby agree that this Agreement
or any provision hereof shall be reformed in a manner that retains as much of
the original intent of the Agreement as is both practicable and consistent with
applicable law.

     24.  This letter contains the entire Agreement between you, TenFold, and
TenFold Insurance and replaces all prior and contemporaneous agreements,
communications and understandings, whether written or oral, with respect to your
<PAGE>

employment, the termination of your employment, your engagement as a consultant
and all related matters.

     25.  To the extent that any party to this Agreement is required to issue a
press release or other public disclosure regarding this Agreement or the
contents thereof, Customer, such party shall allow the other parties to this
Agreement the right to review the form of such press release or other public
disclosure prior to the issuance thereof.

If the terms of this Agreement are acceptable to you, please sign, date, and
return one fully executed copy to me.  The enclosed duplicate copy of this
letter, which you should also sign and date, is for your records.

Sincerely,

Nancy M. Harvey                                   Wynn K. Clayton
President and Chief Executive Officer             Chief Financial Officer
TenFold Corporation                               TenFold Insurance, Inc.

     I, Bernard C. Mazon, freely acknowledge, accept, and agree to be legally
bound by the foregoing terms and conditions of this Agreement without
reservation, condition, or limitation.

Signature: ___________________________

Date: ________________________________

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00027-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00027-of-00352.parquet"}]]