Document:

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                                                                   Exhibit 4.5

                    **SEE NOTATIONS ON REVERSE SIDE OF THIS
                   CERTIFICATE FOR RESTRICTIONS ON TRANSFERS**
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                    INCORPORATED UNDER THE LAWS OF DELAWARE
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                            BiznessOnline.com, Inc.
               Senior Preferred Stock, Par Value $0.01 Per Share
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                                                             SEE REVERSE FOR
                                                           CERTAIN DEFINITIONS

THIS IS TO CERTIFY THAT              SAMPLE                    IS THE OWNER OF
                       ----------------------------------------
                     ZERO                                       FULLY PAID AND
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NON-ASSESSABLE SHARES OF THE ABOVE CORPORATION TRANSFERABLE ONLY ON THE BOOKS
OF THE CORPORATION BY THE HOLDER HEREOF IN PERSON OR BY DULY AUTHORIZED
ATTORNEY UPON SURRENDER OF THIS CERTIFICATE PROPERLY ENDORSED.

WITNESS, THE SEAL OF THE CORPORATION AND THE SIGNATURES OF ITS DULY
AUTHORIZED OFFICERS.

DATED

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PRESIDENT                                          TREASURER

                                   [SEAL]
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NOTICE: THE SIGNATURE TO THIS ASSIGNMENT MUST CORRESPOND WITH THE NAME AS
WRITTEN UPON THE FACE OF THE CERTIFICATE IN EVERY PARTICULAR WITHOUT
ALTERATION OR ENLARGEMENT OR ANY CHANGE WHATEVER.

     THE FOLLOWING ABBREVIATIONS, WHEN USED IN THE INSCRIPTION ON THE FACE OF
THIS CERTIFICATE, SHALL BE CONSTRUED AS THOUGH THEY WERE WRITTEN OUT IN FULL
ACCORDING TO APPLICABLE LAWS OR REGULATIONS:

TEN COM  - as tenants in common       UNIF GIFT MIN ACT - ....Custodian......
                                                         (Cust)       (Minor)
TEN ENT  - as tenants by the          under Uniform Gifts to Minors
           entireties                 Act......................
                                              (State)
JT TEN   - as joint tenants with
           right of survivorship and
           not as tenants in common

     Additional abbreviations may also be used though not in the above list

FOR VALUE RECEIVED        HEREBY SELL, ASSIGN AND TRANSFER UNTO
                  --------

PLEASE INSERT SOCIAL SECURITY OR OTHER
IDENTIFICATION NUMBER OF ASSIGNEE
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                          (PLEASE PRINT OR TYPEWRITE
            NAME AND ADDRESS INCLUDING POSTAL ZIP CODE OF ASSIGNEE)

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                                                                        SHARES
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REPRESENTED BY THE WITHIN CERTIFICATE, AND DO HEREBY IRREVOCABLY CONSTITUTE
AND APPOINT
                                                                      ATTORNEY
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TO TRANSFER THE SAID SHARES ON THE BOOKS OF THE WITHIN NAMED CORPORATION WITH
FULL POWER OF SUBSTITUTION IN THE PREMISES.

              DATED
                   ----------------------  --------
                       IN PRESENCE OF
                                           -----------------------------------

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THESE SECURITIES MAY NOT BE SOLD OR OFFERED FOR SALE UNLESS SUCH TRANSFER
COMPLIES WITH THAT CERTAIN INVESTOR RIGHTS AGREEMENT, DATED AS OF DECEMBER
31, 2001, BY AND AMONG BIZNESSONLINE.COM, INC. AND CERTAIN OF ITS
STOCKHOLDERS, A COPY OF WHICH IS AVAILABLE FROM THE SECRETARY OF
BIZNESSONLINE.COM, INC. SUCH INVESTOR RIGHTS AGREEMENT COVERS MATTERS
RELATING TO THE VOTING AND TRANSFER OF THE SECURITIES REPRESENTED BY THIS
CERTIFICATE.

THE SHARES REPRESENTED BY THIS CERTIFICATE HAVE NOT BEEN REGISTERED UNDER THE
SECURITIES ACT OF 1933, AS AMENDED, OR CERTAIN STATE SECURITIES LAWS AND MAY
NOT BE SOLD, OFFERED FOR SALE, ASSIGNED, TRANSFERRED OR OTHERWISE DISPOSED OF
IN THE ABSENCE OF AN EFFECTIVE REGISTRATION STATEMENT FOR SUCH SHARES UNDER
THE SECURITIES ACT OF 1933, AS AMENDED AND SUCH STATE LAWS AS MAY BE
APPLICABLE, OR DELIVERY OF AN OPINION OF COUNSEL TO THE COMPANY SATISFACTORY
TO THE COMPANY THAT SUCH REGISTRATION IS NOT REQUIRED.<PAGE>

THE WARRANTS EVIDENCED BY THIS CERTIFICATE HAVE NOT BEEN REGISTERED UNDER THE
SECURITIES ACT OF 1933 OR THE SECURITIES LAWS OF ANY STATE. SUCH WARRANTS MAY
NOT BE SOLD, TRANSFERRED, PLEDGED OR HYPOTHECATED IN THE ABSENCE OF AN EFFECTIVE
REGISTRATION STATEMENT FOR SUCH WARRANTS UNDER THE SECURITIES ACT OF 1933 AND
APPLICABLE STATE SECURITIES LAWS OR AN OPINION OF COUNSEL REASONABLY
SATISFACTORY TO COMPANY PRIOR TO THE PROPOSED TRANSACTION THAT SUCH REGISTRATION
IS NOT REQUIRED.

TRANSFER OF THE SECURITIES REPRESENTED BY THIS CERTIFICATE IS SUBJECT TO THE
TERMS AND CONDITIONS OF A CERTAIN PREFERRED STOCK AND WARRANT PURCHASE
AGREEMENT, DATED AS OF DECEMBER 31, 2001, A COPY OF WHICH MAY BE OBTAINED FROM
COMPANY UPON WRITTEN REQUEST. NO TRANSFER OR OTHER DISPOSITION OF THE SECURITIES
REPRESENTED HEREBY SHALL BE VALID OR ENTITLE ANY TRANSFEREE TO ANY RIGHT OF A
STOCKHOLDER OR WARRANTHOLDER OF COMPANY UNLESS AND UNTIL THE TERMS OF SUCH
AGREEMENT SHALL HAVE FIRST BEEN COMPLIED WITH.

                               WARRANT CERTIFICATE

                     EVIDENCING WARRANTS TO PURCHASE EQUITY
                                       OF
                       BIZNESSONLINE.COM, INC. ("COMPANY")

No. 1                                      Certificate for Warrants to Purchase
                                              10,124,384 Shares of Common Stock

                                                           Issued and Delivered
                                                        as of December 31, 2001

         This Warrant Certificate is issued under and in accordance with a
Preferred Stock and Warrant Purchase Agreement dated as of December 31, 2001 (as
may be amended from time to time, the "Purchase Agreement") between Company (as
issuer) and MCG Capital Corporation, as assignee of MCG Finance Corporation (as
purchaser), and is subject to the terms and provisions contained therein. The
holder of this Warrant Certificate, by acceptance hereof, accepts all of such
terms and conditions. The Purchase Agreement is hereby incorporated herein by
reference and made a part hereof. Reference is hereby made to the Purchase
Agreement for a full description of the rights, benefits, limitations,
obligations, duties and immunities thereunder of Company and the holders of the
Warrants. All terms used in this Warrant Certificate, including the terms set
forth below, shall have the meaning assigned to them in the Purchase Agreement.
The summary of the terms of the Purchase Agreement contained in this Warrant
Certificate is qualified in its entirety by express reference to the Purchase
Agreement. Copies of the Purchase Agreement and forms of Certificate of
Surrender are on file at the office of Company and may be obtained by writing to
Company at the following address: 1720 Route 34, P.O. Box 1347, Wall, New Jersey
07719.

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         Warrants evidenced by this Certificate are exercisable at any time and
from time to time in accordance with the Purchase Agreement until 11:59 P.M.
EASTERN TIME ON DECEMBER 31, 2006.

         This certifies that MCG Capital Corporation, a Delaware corporation, as
assignee of MCG Finance Corporation (including registered assigns thereof,
"MCG"), is the owner of the number of Warrants set forth above, each of which
represents the right to purchase from Company, one Warrant Share (as defined in
the Warrant Agreement) at a price equal to the Exercise Price (as defined in the
Purchase Agreement), in each case subject to adjustment pursuant to the Purchase
Agreement, upon surrender hereof at the office of Company which at the date
hereof is located at the address indicated above, or at such other address as
may be specified by Company in writing to the holder, with the Exercise
Subscription Form attached hereto (or a substantially similar form) duly
executed, with simultaneous payment in full (in cash, or by certified or
official bank or bank cashier's check payable to the order of Company, or by
wire transfer) of the Exercise Price or upon a Cashless Exercise for the Warrant
Shares as to which the Warrants represented by this Warrant Certificate are
exercised, all subject to the terms and conditions hereof and of the Purchase
Agreement, referred to above. The holder hereof also has certain other rights
and benefits set forth in the Purchase Agreement and the Investors' Rights
Agreement.

         Capitalized terms used, but not defined, herein have the meanings
ascribed thereto in the Purchase Agreement.

                      [BALANCE OF PAGE INTENTIONALLY BLANK]

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         IN WITNESS WHEREOF, this WARRANT CERTIFICATE has been duly authorized,
executed, and delivered to the holder hereof as of the date indicated above.

ATTEST:                                     BIZNESSONLINE.COM, INC. (Company)

By: /s/ Daniel J. Sullivan                  By:  /s/ Mark E. Munro
   -----------------------------                ---------------------------
    Name: Daniel J. Sullivan                Name:  Mark E. Munro
    Title: Vice President                   Title: President

                                            Address: 1720 Route 34
                                                     Wall, NJ 07719

                                            Facsimile:        (732) 280-6408
                                            Telephone:        (732) 280-6409

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                         REVERSE OF WARRANT CERTIFICATE
                           EXERCISE SUBSCRIPTION FORM

                 (TO BE EXECUTED ONLY UPON EXERCISE OF WARRANT)

To:                                 ("Company")
         ------------------------

         The undersigned irrevocably exercises _____ of the Warrants for the
purchase of _____ shares (subject to adjustment) of ___________, par value
$_____ per share, of Company, for each Warrant represented by the Warrant
Certificate and, unless pursuant to a Cashless Exercise, herewith makes payment
of $_____ (such payment being in cash, or by certified or official bank or bank
cashier's check payable to the order of Company, or by wire transfer being
concurrently delivered herewith), all at the exercise price and on the terms and
conditions specified in the within Warrant Certificate and the Purchase
Agreement therein referred to, surrenders this Warrant Certificate and all
right, title and interest therein to Company and directs that the shares of
equity deliverable upon the exercise of said Warrants be registered or placed in
the name and at the address specified below and delivered thereto.

Dated:   ____________, ____.

                                                                         1/
                                    -------------------------------------
                                    (Signature of Holder)

                                    -------------------------------------
                                    (Street Address)

                                    -------------------------------------
                                    (City)          (State)     (Zip Code)

Signature Guaranteed or Notarized By:

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Securities and/or check to be issued to: [Please insert social security or
identifying number]

Name:
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Street Address:
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City, State and Zip Code:
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1/The signature must correspond with the name as written upon the face of the
within Warrant Certificate in every particular, without alteration or
enlargement or any change whatever (other than a reference to a successor in
interest or new legal name), and either must be notarized or must be guaranteed
by a national bank or trust company or by a member firm of any national
securities exchange.

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                                   ASSIGNMENT

         FOR VALUE RECEIVED, the undersigned registered holder of the within
Warrant Certificate hereby sells, assigns, and transfers unto the Assignee(s)
named below all of the rights of the undersigned under the within Warrant
Certificate (except as may be otherwise provided below), with respect to the
number of Warrants set forth below:

NAMES OF                                                       NO. OF
ASSIGNEES                ADDRESS             SSN/TIN           WARRANTS
---------                -------             -------           --------

Please describe any limitations on the rights being transferred:.

and does hereby irrevocably constitute and appoint _______________ the
undersigned's attorney-in-fact to make such transfer on the books of Company
maintained for the purpose, with full power of substitution in the premises.

Dated:   _______________, ____.

                            Signature of Holder:                            2/
                                                 ---------------------------

Signature Guaranteed or Notarized By:

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2/The signature must correspond with the name as written upon the face of the
within Warrant Certificate in every particular, without alteration or
enlargement or any change whatever (other than a reference to a successor in
interest or new legal name), and either must be notarized or must be guaranteed
by a national bank or trust company or by a member firm of any national
securities exchange.

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