Document:

FGDI Incentive Plan

 Exhibit 10.63 
  
 FGDI LLC 
  
 AN FCSTONE GROUP, INC. COMPANY 
  
 PO Box 149, 19901 N. Dixie Highway 
 Bowling
Green, OH 43402 (419) 373-6311 
  
 FGDI Incentive Plan

  
 The purpose of the incentive plan is to provide additional salary flow
to the revenue-producing employees of FGDI and also allow support and administrative personnel to participate in the wealth of the company through a discretionary bonus program. 
  
 The monetary distributions are unrestricted to revenue producing employees and capped for support and administrative employees at a maximum
of 50% of the employees’ annual salary or wage. 
  
 Distributions Will be
determined as follows: 
  

			
	FGDI – President & CEO:	  	See Schedule I
		
	FGDI – Chief Financial Officer:	  	See Schedule II
		
	FGDI – Executive VP & COO:	  	See Schedule II
		
	Individual FGDI office pool allocation:	  	See Schedule III
		
	Designated office managers:	  	See Schedule III

  
 The President & CEO of FGDI will
administrate this program and make adjustments or modifications as needed. 
  
 The
Chairman of the FGDI management committee will be responsible for review and administration of the FGDI- President & CEO. 
  

					
	 Paul Anderson
	 	 	 	 Steve Speck

			
	 /s/ Paul Anderson
	 	 	 	 /s/ Steve Speck

	 Chairman – FGDI management committee
	 	 	 	 FGDI – President & CEO

  
 Dated: August 1, 2003 
  

 Schedule I 
  

			
	FGDI – President & CEO:	 	8.5% of FGDI income before overhead and taxesChange In Terms Agreement

  
 Exhibit 10.65

  
 CHANGE IN TERMS AGREEMENT 
  
 This Change in Terms Agreement (“Agreement”) is entered into as of July 9, 2004,
between Deere Credit, Inc., a Delaware corporation (“Deere”) and FC Stone L.L.C., West Des Moines, Iowa 50266, an Iowa corporation (the “Borrower”). 
  
 Whereas, Deere is currently providing Borrower an Amended and Restate Unsecured Revolving Operating Facility
(“Loan”) in the amount of $39,500,000 as governed by a Master Loan Agreement, dated February 15, 2001 as amended by the Change in Terms Agreement to Master Loan Agreement dated March 15, 2002 and evidenced by an Amended and Restate
Unsecured Revolving Operating Note (“Note”) in the amount of $40,000,000, dated March 15, 2002, and 
  
 Whereas, the Borrower requested modifications to the Loan granted by Deere including the request for a decrease of $500,000 in the amount of the
Loan and Deere approved the requested decrease making a total amended Loan of $39,500,000, as reflected in a certain Change in Terms Agreement dated June 28, 2004, which decreased the amount of the Note to $39,500,000, and 
  
 Whereas, the Borrower has requested modifications to the Loan granted
by Deere including the request for a decrease of $500,000 in the amount of the Loan and Deere has approved the requested decrease making a total amended Loan of $39,000,000. 
  
 Therefore, the amount of the Loan will be decreased by the amount of $500,000 making a total Loan of $39,000,000 and
the amount of the Note shall be decreased to $39,000,000 wherein the principal paragraph of said Note shall be amended to read as follows: 
  
 FOR VALUE RECEIVED, FC STONE, L.L.C., an Iowa Corporation, of West Des Moines, Iowa (the “Borrower”), promises to pay to the order of
Deere Credit, Inc., a Delaware corporation (the “Lender”), at Lender’s office at such place as Lender may designate in writing, the principal sum of Thirty-Nine Million and 00/100 DOLLARS ($39,000,000), together with interest as
provided in this Note, all in lawful money of the United States of America. 
  
 Except as expressly changed by this Agreement, the terms of the original obligation or obligations, including all agreements evidenced or securing the obligation(s), remain unchanged and in full force and effect.

  
 IN WITNESS WHEREOF, the parties have caused this
Agreement to be executed by their duly authorized officers as of the date first shown above. 
  

									
	Deere Credit, Inc.	 	 	 	FC Stone L.L.C.
					
	 By:
	 	 /s/ Jack Harris
	 	 	 	 By:
	 	 /s/ Robert V. Johnson

					
	 Title:
	 	 Agribusiness Portfolio Admin.
	 	 	 	 Title:
	 	 CFOChange In Terms Agreement

 Exhibit 10.66 
  
 CHANGE IN TERMS AGREEMENT 
  
 This Change in Terms Agreement (“Agreement”) is entered into as of August 23, 2004, between Deere Credit, Inc., a Delaware corporation (“Deere”) and
FC Stone L.L.C., West Des Moines, Iowa 50266, an Iowa corporation (the “Borrower”). 
  
 Whereas, Deere is currently providing Borrower an Amended and Restate Unsecured Revolving Operating Facility (“Loan”) in the amount of $39,500,000 as governed by a Master Loan Agreement, dated
February 15, 2001 as amended by the Change in Terms Agreement to Master Loan Agreement dated March 15, 2002 and evidenced by an Amended and Restate Unsecured Revolving Operating Note (“Note”) in the amount of $40,000,000, dated March 15,
2002, and 
  
 Whereas, the Borrower requested modifications
to the Loan granted by Deere including the request for a decrease of $500,000 in the amount of the Loan and Deere approved the requested decrease making a total amended Loan of $39,500,000, as reflected in a certain Change in Terms Agreement dated
June 28, 2004, which decreased the amount of the Note to $39,500,000, and 
  
 Whereas, the Borrower requested modifications to the Loan granted by Deere including the request for a decrease of $500,000 in the amount of the Loan and Deere approved the requested decrease making a total
amended Loan of $39,000,000, as reflected in a certain Change in Terms Agreement dated July 9, 2004, which decreased the amount of the Note to $39,000,000, and 
  

Whereas, the Borrower has requested modifications to the Loan granted by Deere including the request for a decrease of $250,000 in the amount of
the Loan and Deere has approved the requested decrease making a total amended Loan of $38,750,000, now 
  
 Therefore, the amount of the Loan will be decreased by the amount of $250,000 making a total Loan of $39,000,000 and the amount of the Note shall
be decreased to $38,750,000 wherein the principal paragraph of said Note shall be amended to read as follows: 
  
 FOR VALUE RECEIVED, FC STONE, L.L.C., an Iowa Corporation, of West Des Moines, Iowa (the “Borrower”), promises to pay to the order of
Deere Credit, Inc., a Delaware corporation (the “Lender”), at Lender’s office at such place as Lender may designate in writing, the principal sum of Thirty Eight Million Seven Hundred Fifty Thousand and 00/100 DOLLARS ($38,750,000),
together with interest as provided in this Note, all in lawful money of the United States of America. 
  

 Page 1 of 2 

 Except as expressly changed by this Agreement, the terms of the original obligation or obligations,
including all agreements evidenced or securing the obligation(s), remain unchanged and in full force and effect. 
  
 IN WITNESS WHEREOF, the parties have caused this Agreement to be executed by their duly authorized officers as of the date first shown above.

  

									
	Deere Credit, Inc.	 	 	 	FC Stone L.L.C.
					
	 By:
	 	 /s/ Jack Harris
	 	 	 	 By:
	 	 /s/ Robert V. Johnson

					
	 Title:  
	 	 Agribusiness Portfolio Admin.
	 	 	 	 Title:  
	 	 Exec. V.P. & CFO

  

 Page 2 of 2Change In Terms Agreement

 Exhibit 10.67 
  
 CHANGE IN TERMS AGREEMENT 
 UNSECURED REVOLVING TERM LOAN NOTE 
  
 This
Change in Terms Agreement (“Agreement”) is entered into as of August 23, 2004, between Deere Credit, Inc., a Delaware corporation (“Deere”) and FCStone Group, Inc., West Des Moines, Iowa 50266, an Iowa corporation (the
“Borrower”). 
  
 Whereas, Deere initially granted
Borrower an Unsecured Revolving Term Loan Facility (“Loan”) in the amount of $3,000,000 as governed by a Master Loan Agreement, dated November 3, 2003 and evidenced by an Unsecured Revolving Term Note (“Note”) in the amount of
$3,000,000, dated November 3, 2003, and 
  
 Whereas, the
Borrower requested modifications to the Loan granted by Deere including the request for an increase of $1,000,000 in the amount of the Loan and Deere approved the requested increase making a total amended Loan of $4,000,000, as reflected in a
certain Change in Terms Agreement dated March 19, 2003, which increased the amount of the Note to $4,000,000, and 
  
 Whereas, the Borrower requested modifications to the Loan granted by Deere including the request for an increase of $1,000,000 in the amount of the
Loan and Deere approved the requested increase making a total amended Loan of $5,000,000, as reflected in a certain Change in Terms Agreement dated April 12, 2004, which increased the amount of the Note to $5,000,000, and 
  
 Whereas, the Borrower requested modifications to the Loan granted by
Deere including the request for an increase of $2,000,000 in the amount of the Loan and Deere approved the requested increase making a total amended Loan of $7,000,000, as reflected in a certain Change in Terms Agreement dated May 24, 2004, which
increased the amount of the Note to $7,000,000, and 
  
 Whereas, the Borrower requested modifications to the Loan granted by Deere including the request for an increase of $500,000 in the amount of the Loan and Deere approved the requested increase making a total amended Loan of
$7,500,000, as reflected in a certain Change in Terms Agreement dated June 28, 2004, which increased the amount of the Note to $7,500,000, and 
  
 Whereas, the Borrower requested modifications to the Loan granted by Deere including the request for an increase of $500,000 in the amount of the
Loan and Deere approved the requested increase making a total amended Loan of $8,000,000, as reflected in a certain Change in Terms Agreement dated July 9, 2004, which increased the amount of the Note to $8,000,000, and 
  

 Page 1 of 2 

 Whereas, the Borrower has now requested modifications to the Loan granted by Deere including the
request for an increase of $250,000 in the amount of the Loan and Deere has approved the requested increase making a total amended Loan of $8,250,000. 
  
 Therefore, the amount of the Loan will be increased by the amount of $250,000 making a total Loan of $8,250,000 and the amount of the Note shall be
increase to $8,250,000 wherein the principal paragraph of said Note shall be amended to read as follows: 
  
 FOR VALUE RECEIVED, FCStone Group, Inc., of West Des Moines, IA (the “Borrower”), promises to pay to the order of Deere
Credit, Inc., a Delaware corporation (the “Lender”), at Lender’s office at such place as Lender may designate in writing, the principal sum of Eight Million Two Hundred Fifty Thousand and 00/100 DOLLARS ($8,250,000.00), together with
interest as provided in this Note, all in lawful money of the United States of America. 
  
 Except as expressly changed by this Agreement, the terms of the original obligation or obligations, including all agreements evidenced or securing the obligation(s), remain unchanged and in full force and effect.

  
 IN WITNESS WHEREOF, the parties have caused this
Agreement to be executed by their duly authorized officers as of the date first shown above. 
  

									
	Deere Credit, Inc.	 	 	 	FCStone Group, Inc.
					
	 By:
	 	 /s/ Jack Harris
	 	 	 	 By:
	 	 /s/ Robert V. Johnson

					
	 Title:
	 	 Agribusiness Portfolio Admin.
	 	 	 	 Title:
	 	 Exec. V.P. & CFO

  

 Page 2 of 2

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