Document:

Exhibit 10.13

                                  VSOURCE, INC.

                          REGISTRATION RIGHTS AGREEMENT

     This Registration Rights Agreement (this "Agreement") is entered into as of
_________________  by  and  among  VSource,  Inc.,  a  Delaware corporation (the
"Company"),  the  persons  whose signatures appear on the signature pages hereto
under  "OTT  Shareholder" (the "OTT Shareholders"), and persons whose signatures
appear  on  the  signature  pages  hereto  under  "OTT Warrant Holder" (the "OTT
Warrant  Holders")

     WHEREAS, the Company, OTT Acquisition Corp., a California corporation and a
wholly-owned  subsidiary  of  the  Company  ("Merger  Sub"),  Online Transaction
Technologies,  Inc.,  a  California corporation ("OTT"), and Colin P. Kruger and
Michael  Shirman  (the  "Founders")  have  entered into an Agreement and Plan of
Merger  dated  as  of December 14, 2000 (the "Merger Agreement"), whereby Merger
Sub  will  be merged with and into OTT (the "Merger"), OTT will be the surviving
corporation  and  become  a wholly-owned subsidiary of the Company and shares of
the  common  stock  of  the  Company will be issued to the OTT Shareholders; and

     WHEREAS, in connection with the Merger Agreement, the Company has agreed to
enter  into  this  Agreement.

     NOW  THEREFORE,  in  consideration  of  the mutual agreements and covenants
contained  herein,  the  parties  hereby  agree  as  follows:

     1.  DEFINITIONS.  As  used  herein:

          1.1     The term "Common Stock" means the common stock, $.01 par value
per  share,  of  the  Company,  or  any  capital  stock of the Company or of any
successor  issued  in  exchange  therefor.

          1.2     The term "Holder" means any person who is the record holder of
Registrable Shares; provided that if such person is not an OTT Shareholder or an
OTT Warrant Holder, such person shall be deemed a Holder only if the Registrable
Shares  were  transferred  to  such  person  in  accordance  with  Section  6.

          1.3     The  term  "Ownership  Percentage" means, with respect to each
Holder  requesting  inclusion  of  Registrable  Shares in a Public Offering, the
number  of Registrable Shares held by such Holder at the applicable date divided
by  the  aggregate  of (i) all Registrable Shares held by all Holders requesting
registration  in such offering and (ii) the total number of all other securities
entitled  to registration pursuant to any agreement with the Company and held by
others  participating  in  the  Public  Offering.

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          1.4     The  term  "person"  means  an  individual,  corporation,
partnership,  association,  trust,  estate  or  other  entity  or  organization.

          1.5     The term "Public Offering" means and includes the closing of a
public  offering  pursuant  to  an  effective  registration  statement under the
Securities  Act,  covering  the  offer  and  sale  of Common Stock issued to the
general public, other than an offering made solely in connection with a business
combination  or  a  compensatory  benefit  plan.

          1.6     The  terms  "register," "registered," and "registration" refer
to  a  registration effected by preparing and filing a registration statement in
compliance  with  the Securities Act (as defined below) and the applicable rules
and regulations thereunder, and the declaration or ordering of the effectiveness
of  such  registration  statement.

          1.7     The  term  "Registrable Shares" means (i) the shares of Common
Stock issued to the OTT Shareholders by operation of the Merger, (ii) the shares
of  Common  Stock  issued  to  the  OTT  Warrant  Holders  upon  exercise of the
Replacement  Warrants (as defined in the Merger Agreement), and (iii) any shares
of  Common  Stock  issued  as  a  result  of  a  stock  split, dividend or other
distribution  with respect to or in exchange for or in replacement of the shares
referenced in (i) or (ii) above; excluding in all cases, however, any shares (A)
sold  by a person in a transaction in which such person's rights under Section 2
are  not  transferred in accordance with Section 6, (B) held in escrow under the
Escrow  Agreement  of even date herewith by and among the Company, the Founders,
Colin  P.  Kruger,  as  the  "Shareholder Representative," and Sheppard, Mullin,
Richter  &  Hampton  LLP,  as  escrow  agent,  or  (C)  subject  to  the lock-up
restrictions  imposed by the Employment Agreements of even date herewith between
the  Company  and  each  of the Founders.  In addition, any particular shares of
Common  Stock  shall  cease  to  be Registrable Shares when:  (w) a registration
statement  with  respect  to  the  sale  of  such  securities  shall have become
effective  under the Securities Act and such securities shall have been disposed
of  in  accordance  with  such  registration statement, (x) they shall have been
distributed  to  the  public  pursuant  to Rule 144 (or any successor provision)
under the Securities Act or may be so distributed within any three month period,
(y)  they shall have been otherwise transferred, new certificates for them shall
have  been delivered by the Company and subsequent disposition of them shall not
require  registration  or  qualification of them under the Securities Act or any
similar  state  law  then  in  force,  or  (z)  they  shall  have  ceased  to be
outstanding.

          1.8     The term "Securities Act" means the Securities Act of 1933, as
amended.

          1.9     The  term  "Series 2-A Shareholder" means any holder of shares
of  the  Company's  Series 2-A Convertible Preferred Stock (or shares of capital
stock  issued  upon  conversion thereof) or of the warrants issued to holders of
such  preferred  stock  (or  the  shares  of  capital stock issued upon exercise
thereof).

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          1.10     The  term  "Series  2-A  Registration" means the registration
statement  to be filed by the Company, on behalf of the Series 2-A Shareholders,
as  amended  from  time  to  time.

     2.  REGISTRATION  RIGHTS.

          2.1     If,  at  any time following the closing of the Public Offering
to  be  effected  by the Series 2-A Registration, the Company shall determine to
effect  a  Public  Offering, it shall send to each Holder written notice of such
determination  and,  if  within ten (10) days after receipt of such notice, such
Holder  shall  so  request in writing, the Company shall cause to be included in
the  registration  statement all or any part of the Registrable Shares that such
Holder  requests  to  be  registered.

          2.2     If  the  shares  being  sold  by  the  Company  under  such
registration  are  to  be  underwritten, each Holder of Registrable Shares to be
included in such registration shall enter into and perform its obligations under
the  underwriting  agreement  required  by  the  underwriter.

          2.3     Notwithstanding Section 2.1, if, in connection with any Public
Offering,  the  managing  underwriter,  if  any,  or the Company, if there is no
managing  underwriter,  shall  impose  a  limitation  on the number of shares of
Common  Stock  included  in  the  registration  because, in the judgment of such
underwriter or the Company, as applicable, such limitation is necessary based on
market  conditions,  the  Company  may  exclude, to the extent so advised by the
managing  underwriter  or  so  determined  by  the  Company,  as applicable, the
Registrable  Shares  from  the  underwriting;  provided,  however,  that  if the
managing  underwriter  or  the Company, as applicable, does not entirely exclude
the  Registrable Shares from the underwriting or registration, the Company shall
be  obligated  to  include  in  such registration statement, with respect to the
requesting  Holder,  an amount of Registrable Shares equal to the product of (i)
the  number  of  Registrable Shares that remain available for registration after
the  underwriter's  or  Company's  cut  back  and  (ii)  such Holder's Ownership
Percentage.  Registrable  Shares  may  not be excluded from such underwriting or
registration  to any greater extent than securities held by any other person who
has  exercised registration rights with respect to such securities in connection
with  such  underwriting  or  registration  (including,  without  limitation,
securities  held  by  management  or  other affiliates of the Company); it being
agreed  that  such  limitation  shall  not  apply  to  any of the following: (i)
securities held by Series 2-A Shareholders, (ii) securities held by shareholders
exercising demand registration rights, and (iii) securities being offered by the
Company  for  its  own  account.

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          2.4     The Company may require each Holder selling Registrable Shares
to  furnish  to  the Company such information and documents regarding the Holder
and  the  distribution  of such securities as may be required to be disclosed in
the Registration Statement by the rules and regulations under the Securities Act
or  under  any  other  applicable  securities or blue sky laws of the applicable
jurisdictions.

          2.5     The  Company  will  from  time to time amend or supplement the
registration  statement  and the prospectus contained therein used in any Public
Offering  under  which  Registrable  Shares  are  being  sold  pursuant  to this
Agreement  as  and to the extent necessary to comply with the Securities Act and
any  applicable  state  securities  statute  or  regulation.

          2.6     Each  Holder selling Registrable Shares shall, upon receipt of
any  notice  from Company of the happening of any event of the kind described in
Section 4(c), immediately discontinue disposition of Registrable Shares pursuant
to  the  Registration Statement until such Holder's receipt of the copies of the
supplemented  or  amended  prospectus  contemplated  by Section 4(c), and, if so
directed  by  Company,  each  such  Holder will deliver to Company (at Company's
expense)  all  copies,  other  than  permanent file copies then in such Holder's
possession,  of  the  prospectus covering such Registrable Shares current at the
time  of  receipt  of  such  notice.

     3.  INDEMNIFICATION.

          3.1     In the event that the Company registers any of the Registrable
Shares  under  the  Securities Act, the Company will indemnify and hold harmless
each  Holder  and  each  underwriter  of  the  Registrable  Shares so registered
(including  any broker or dealer through which such shares may be sold) and each
person,  if  any,  who  controls  such Holder or any such underwriter within the
meaning of Section 15 of the Securities Act from and against any and all losses,
claims,  damages,  expenses  or  liabilities (or any action in respect thereof),
joint  or  several,  to  which  they  or  any  of  them become subject under the
Securities  Act  or  under any other statute or at common law or otherwise, and,
except  as  hereinafter  provided,  will  reimburse  each such Holder, each such
underwriter  and  each  such  controlling person, if any, for any legal or other
expenses  reasonably  incurred  by  them  or  any  of them, as such expenses are
incurred,  in  connection with investigating or defending any actions whether or
not  resulting  in  any  liability,  insofar  as  such  losses, claims, damages,
expenses,  liabilities  or actions arise out of or are based upon (i) any untrue
statement  or  alleged  untrue  statement  of  a  material fact contained in the
registration  statement, in any preliminary or amended preliminary prospectus or
in  the  prospectus (or the registration statement or prospectus as from time to
time  amended  or  supplemented  by  the  Company); (ii) any omission or alleged
omission  to  state  therein  a  material  fact required to be stated therein or
necessary  in  order to make the statements therein not misleading; or (iii) any
violation  by  the Company of the Securities Act, the Securities Exchange Act of
1934,  as  amended  (the  "Exchange Act"), a state securities law or any rule or
regulation  under  the  Securities Act, the Exchange Act or any state securities
law;  provided,  however,  that the indemnity contained in this Section 3.1 will

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not  apply where such untrue statement or omission was made in such registration
statement,  preliminary  or  amended,  preliminary  prospectus  or prospectus in
reliance  upon  and  in  conformity with information furnished in writing to the
Company  in  connection therewith by such Holder of Registrable Shares, any such
underwriter  or  any such controlling person for use therein or arises from such
Holder's breach of its obligations under this Agreement.  Promptly after receipt
by  any  Holder of Registrable Shares, any underwriter or any controlling person
of notice of the commencement of any action in respect of which indemnity may be
sought  against  the  Company,  such  Holder  of  Registrable  Shares,  or  such
underwriter  or  such  controlling  person,  as the case may be, will notify the
Company  in  writing of the commencement thereof, and, subject to the provisions
hereinafter  stated,  the  Company  shall  assume  the  defense  of  such action
(including  the  employment  of  counsel,  who  shall  be  counsel  reasonably
satisfactory  to  such  Holder  of  Registrable Shares, such underwriter or such
controlling  person, as the case may be), and the payment of expenses insofar as
such  action shall relate to any alleged liability in respect of which indemnity
may  be sought against the Company. The Company shall not be liable to indemnify
any person under this Section 3.1 for any settlement of any such action effected
without  the  Company's  consent  (which  consent  shall  not  be  unreasonably
withheld).  The  Company shall not, except with the approval of each party being
indemnified  under  this  Section  3.1  (which approval will not be unreasonably
withheld),  consent  to  entry of any judgment or enter into any settlement that
does  not include as an unconditional term thereof the giving by the claimant or
plaintiff to the parties being so indemnified of a release from all liability in
respect  to  such  claim  or  litigation.

          3.2     In the event that the Company registers any of the Registrable
Shares  under  the  Securities  Act,  each  Holder  of the Registrable Shares so
registered  will indemnify and hold harmless the Company, each of its directors,
each  of  its  officers  who  have  signed  the  registration  statement,  each
underwriter  of  the  Registrable  Shares so registered (including any broker or
dealer  through  which  any of such shares may be sold) and each person, if any,
who  controls the Company within the meaning of Section 15 of the Securities Act
and  all  other Holders and their respective officers, directors and controlling
persons  from  and  against  any  and  all  losses, claims, damages, expenses or
liabilities  (or any action in respect thereof), joint or several, to which they
or  any  of  them may become subject under the Securities Act or under any other
statute or at common law or otherwise, and, except as hereinafter provided, will
reimburse  the  Company  and  each  such  director,  officer,  underwriter  or
controlling  person  for any legal or other expenses reasonably incurred by them
or  any of them, as such expenses are incurred, in connection with investigating
or  defending  any actions whether or not resulting in any liability, insofar as
such  losses,  claims, damages, expenses, liabilities or actions arise out of or
are  based  upon  any untrue statement or alleged untrue statement of a material
fact  contained  in  the  registration  statement, in any preliminary or amended

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preliminary  prospectus  or  in the prospectus (or the registration statement or
prospectus  as from time to time amended or supplemented) or arise out of or are
based  upon  the  omission  or alleged omission to state therein a material fact
required  to  be  stated  therein  or  necessary in order to make the statements
therein  not  misleading, but only insofar as any such statement or omission was
made in reliance upon and in conformity with information furnished in writing to
the  Company  in connection therewith by such Holder, for use therein.  Promptly
after  receipt  of  notice of the commencement of any action in respect of which
indemnity  may  be sought against such Holder of Registrable Shares, the Company
will  notify  such  Holder  of Registrable Shares in writing of the commencement
thereof,  and such Holder of Registrable Shares shall, subject to the provisions
hereinafter  stated, assume the defense of such action (including the employment
of counsel, who shall be counsel reasonably satisfactory to the Company) and the
payment of expenses insofar as such action shall relate to the alleged liability
in  respect  of which indemnity may be sought against such Holder of Registrable
Shares.  The Company and each such director, officer, underwriter or controlling
person shall have the right to employ separate counsel in any such action and to
participate  in  the  defense  thereof  in  the  event the representation of the
Company,  any  of  its  officers  or directors or any underwriter or controlling
person  by  counsel  retained  by  or  on  the  behalf  of  such Holder would be
inappropriate due to conflicts of interest between any such person and any other
party  represented  by  such counsel in such proceeding or action, in which case
such  Holder  shall  pay,  as incurred, the reasonable fees and expenses of such
separate  counsel.  Such  Holder shall not be liable to indemnify any person for
any  settlement of any such action effected without such Holder's consent (which
consent shall not be unreasonably withheld).  Such Holder shall not, except with
the  approval  of  the  person  being  indemnified  (which approval shall not be
unreasonably  withheld),  consent  to  entry  of  any judgment or enter into any
settlement  that does not include as an unconditional term thereof the giving by
the  claimant  or  plaintiff to the party being so indemnified of a release from
all  liability  in  respect  to  such  claim  or  litigation.

          3.3     If  the indemnification provided for in Sections 3.1 or 3.2 is
held  by  a  court of competent jurisdiction to be unavailable to an indemnified
party with respect to any loss, liability, claim, damage, or expense referred to
therein,  then  the indemnifying party, in lieu of indemnifying such indemnified
party  hereunder,  shall  contribute  to  the  amount  paid  or  payable by such
indemnified party as a result of such loss, liability, claim, damage, or expense
in  such  proportion  as  is  appropriate  to  reflect the relative fault of the
indemnifying  party on the one hand and of the indemnified party on the other in
connection  with  the  statements  or  omissions  that  resulted  in  such loss,
liability,  claim,  damage,  or  expense as well as any other relevant equitable
considerations.  The  relative  fault  of  the  indemnifying  party  and  of the
indemnified  party  shall  be  determined  by  reference to, among other things,
whether  the  untrue  or  alleged  untrue  statement  of  a material fact or the
omission  to  state  a  material  fact  relates  to  information supplied by the
indemnifying party or by the indemnified party and the parties' relative intent,
knowledge,  access  to  information,  and opportunity to correct or prevent such
statement or omission, provided, that the maximum liability of a Holder shall be

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limited  to  an  amount  equal to the proceeds to such holder of the Registrable
Securities  Sold in such registration.  No person or entity guilty of fraudulent
misrepresentation  (within  the  meaning of Section 11(f) of the Securities Act)
will be entitled to contribution from any person or entity who was not guilty of
such  fraudulent  misrepresentation.

     4.  OBLIGATIONS OF THE COMPANY.  Whenever the Company is required hereunder
to  register  Registrable  Shares,  it  shall  also  do  the  following:

               (a)     Furnish  to  each  selling  Holder  such  copies  of each
     preliminary  and  final prospectus and any other documents that such Holder
     may reasonably request to facilitate the public offering of its Registrable
     Shares;

               (b)     Use  reasonable  efforts  to  register  or  qualify  the
     Registrable  Shares  to  be registered pursuant to this Agreement under the
     applicable  securities  or  "blue  sky"  laws  of such jurisdictions as any
     selling  Holder may reasonably request; provided, however, that the Company
     shall  not be obligated to qualify to do business in any jurisdiction where
     it  is not then so qualified or to take any action that would subject it to
     the  service  of process in suits other than those arising out of the offer
     or  sale  of  the  securities  covered by the registration statement in any
     jurisdiction  where  it  is  not  then  so  subject;

               (c)     Notify  each Holder of Registrable Shares covered by such
     registration  statement  at  any time when a prospectus relating thereto is
     required  to  be delivered under the Securities Act of the happening of any
     event  as  a  result  of which the prospectus included in such registration
     statement,  as  then  in effect, includes an untrue statement of a material
     fact  or  omits  to  state a material fact required to be stated therein or
     necessary to make the statements therein not misleading in the light of the
     circumstances  then  existing  and  then use its reasonable best efforts to
     correct  promptly  such  statement  or  omission;

               (d)     Cause all such Registrable Shares registered hereunder to
     be listed on each securities exchange on which similar securities issued by
     the  Company  are  then  listed if such listing is then permitted under the
     rules  of  the  exchange;

               (e)     Provide  a  transfer  agent  and  registrar  for  all
     Registrable Shares registered pursuant hereunder and a CUSIP number for all
     such  Registrable Shares, in each case not later than the effective date of
     such  registration;

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               (f)     In  the  event of any underwritten public offering, enter
     into  and perform its obligations under an underwriting agreement, in usual
     and  customary  form,  with  the  managing  underwriter  of  such offering;

               (g)     Permit  each  selling  Holder  or  its  counsel  or other
     representatives upon the receipt of commercially reasonable confidentiality
     agreements, to inspect and copy such corporate documents and records as may
     reasonably  be  requested  by  them;  and

               (h)     Furnish  to  each selling Holder, upon request, a copy of
     all  documents  filed  and all correspondence from or to the Securities and
     Exchange  Commission  in  connection  with  any  such  offering  unless
     confidential  treatment  of  such  information  has  been  requested of the
     Securities  and  Exchange  Commission.

     5.  EXPENSES.  In  the  case  of  a  registration under this Agreement, the
Company  shall bear all costs and expenses of each such registration, including,
but  not  limited  to,  printing,  legal and accounting expenses, Securities and
Exchange  Commission  filing  fees  and  "blue sky" fees and expenses; provided,
however,  that the Company shall have no obligation to pay or otherwise bear (i)
any  portion  of  the  fees  or  disbursements of any counsel for the Holders in
connection with the registration of their Registrable Shares or (ii) any portion
of  the  underwriter's  commissions or discounts attributable to the Registrable
Shares  being  offered  and  sold  by  the  Holders  of  Registrable  Shares.

     6.  TRANSFER OF REGISTRATION RIGHTS.  If a Holder transfers any Registrable
Shares,  the  transferee shall be entitled to the rights of the Holder hereunder
with  respect  to  the transferred shares only if (i) the transfer of the shares
complies with all applicable law, (ii) such transfer is not made to a competitor
of  the Company, and (iii) the transferee executes and delivers to the Company a
Registration Rights Agreement Joinder in the form of Exhibit A.  For purposes of
                                                     ---------
this  Section  6,  "competitor  of  the Company" means a company whose principal
lines  of business include business-to-business electronic procurement services.

     7.  "MARKET  STAND-OFF"  AGREEMENT.  Following  the  effective  date of any
Public  Offering,  no  Holder,  if  requested by the managing underwriter or, if
there is no managing underwriter, by an executive officer of the Company, shall,
directly  or  indirectly,  sell,  offer  to  sell,  contract to sell (including,
without  limitation,  any short sale), grant any option to purchase or otherwise
transfer  or  dispose  of (other than to donees who agree to be similarly bound)
any  securities  of  the  Company  held  by  such Holder at any time during such
period,  not to exceed 180 days, as may be specified by such underwriter or such
executive  officer,  as  applicable,  except  Registrable  Securities,  if  any,
included  in  such  offering.  The  Holders  shall  enter into customary written
"lock-up"  agreements with the managers of the relevant underwriting or with the

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Company,  as applicable. In order to enforce the foregoing covenant, the Company
may  impose  stop transfer instructions with respect to Registrable Shares until
the  end  of  such  period.

     8.  SUSPENSION  AND  WITHDRAWAL.  Notwithstanding  any  provision  of  this
Agreement, the Company reserves the right in its sole and absolute discretion to
suspend  or  withdraw  any  registration  statement  at  any  time.

     9.  DELAY  OF  REGISTRATION.  No  Holder  shall have any right to obtain or
seek  an  injunction  restraining  or otherwise delaying any registration as the
result of any controversy that might arise with respect to the interpretation or
implementation  of  this  Agreement.

     10.  TERMINATION OF REGISTRATION RIGHTS.  The obligations of the Company to
register  any  Holder's  Registrable  Shares  pursuant  to  this Agreement shall
terminate  three  (3)  years  after  the  date  hereof.

     11.  MISCELLANEOUS.

          11.1     All  notices,  requests,  demands  and  other  communications
required  or  permitted  to  be given hereunder shall be in writing and shall be
deemed  to  have been duly given (i) upon receipt, if delivered personally, (ii)
upon  confirmation of receipt, if given by electronic facsimile and (iii) on the
third  business  day  following mailing, if mailed first-class, postage prepaid,
registered  or  certified  mail  addressed  as  follows:

               (a)     If  to  the  Company  to:

                       VSource,  Inc.
                       5740  Ralston,  Suite  110
                       Ventura,  California  93003
                       Facsimile:(805)676-1193
                       Attention:  Sandford  T.  Waddell

                       with  a  copy  to:

                       Sheppard,  Mullin,  Richter  &  Hampton  LLP
                       650  Town  Center  Drive,  4th  Floor
                       Costa  Mesa,  California  92626
                       Attn:  John  J.  Giovannone,  Esq.
                       Facsimile:  (714)  513-5130

               (b)     If  to  the OTT Shareholders to:  the addresses indicated
     for  them  on  those certain Acknowledgement, Joinder and Release documents
     executed  by  them  in  connection  with  the  Merger.

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               (c)     If  to  the  OTT  Warrant  Holders  to:  the  addresses
     indicated  for  them on those certain Warrant Holder Agreements executed by
     them  in  connection  with  the  Merger.

               (d)     If  to  any  other  Holder, to that address indicated for
     such  Holder  on  the  applicable  Registration  Rights  Agreement Joinder.

          Any  party may by notice given in accordance with this Section 11.1 to
the  other  parties  designate  another address or person for receipt of notices
hereunder.

          11.2     This  Agreement  (including the Exhibits hereto) contains the
entire  agreement  of  the parties with respect to the subject matter hereof and
supersedes all prior agreements, representation and warranties, written or oral,
with  respect  thereto.

          11.3     Any  provision  of  this  Agreement  may  be  amended and the
observance  thereof  may be waived (either generally or in a particular instance
and  either retroactively or prospectively) only with the written consent of the
Company  and  the  Holders  of fifty-one percent (51%) of the Registrable Shares
then  outstanding.  The  failure  of  a  party  to  insist,  in  any one or more
instances,  upon  performance of the terms or conditions of this Agreement shall
not be construed as a waiver or relinquishment of any right granted hereunder or
of the future performance of any such term, covenant or condition.  No waiver on
the  part  of  any  party  of  any  right, power or privilege, nor any single or
partial  exercise  of  any  such  right,  power or privilege, shall preclude any
further  exercise  thereof  or  the  exercise  of any other such right, power or
privilege.

          11.4     This  Agreement  shall  be  governed  by  and  construed  in
accordance  with  the substantive and procedural laws of the State of California
applicable  to  agreements  made and to be performed entirely within such State.
The  parties hereby agree that any action, suit, arbitration or other proceeding
arising  out  of or related to this Agreement or the relationship created hereby
shall  be  conducted  only in Los Angeles County, California.  Each party hereby
irrevocably  consents  and  submits to the personal jurisdiction of and venue in
United  States  District Court for the Central District of California and in the
Superior  Court  for  Los  Angeles County in any legal action, equitable suit or
other proceeding arising out of or related to this Agreement or the relationship
created  hereby.

          11.5     Notwithstanding  anything  herein  to  the contrary, if there
shall  be  a dispute among any of the parties arising out of or relating to this
Agreement  (including  without  limitation  the  issue  of  arbitrability or the
indemnities  provided  herein  or  therein,  or the breach thereof), the parties
agree  that  such  dispute shall be resolved by final and binding arbitration in
Los  Angeles,  California,  administered  by  Judicial  Arbitration  & Mediation
Services,  Inc.  ("JAMS"),  in  accordance with JAMS'  rules of practice then in
effect  or such other procedures as the parties may agree to.  Each party hereby

                                      -10-
<PAGE>
irrevocably  consents  and  submits  to  personal  jurisdiction  in the State of
California  for  any  arbitration  contemplated by this Section 11.5.  Any award
issued  as  a  result of such arbitration shall be final and binding between the
parties  thereto, and shall be enforceable by any court having jurisdiction over
the  party  against  whom  enforcement is sought.  The fees and expenses of such
arbitration  (including  reasonable attorneys' fees) or any action to enforce an
arbitration  award  shall  be  paid  by  the party that does not prevail in such
arbitration.

          11.6     If  any  legal action or dispute arises under this Agreement,
arises by reason of any asserted breach of it, or arises between the parties and
is  related  in  any  way to the subject matter of the Agreement, the prevailing
party  shall be entitled to recover all costs and expenses, including reasonable
attorneys'  fees,  arbitration costs, investigative costs, reasonable accounting
fees  and  charges  for  experts.

          11.7     This Agreement shall be binding upon and inure to the benefit
of  the parties and their respective permitted successors and permitted assigns.
Except  as  provided  herein,  neither  this  Agreement,  nor  any of the rights
hereunder,  may  be  assigned  by  any  party,  nor  may  any party delegate any
obligations  hereunder,  without  the written consent of the other party hereto.
Any  non-permitted  assignment  or  attempted  assignment  shall  be  void.

          11.8     Nothing  herein is intended or shall be construed to give any
person any legal or equitable right, remedy or claim under or in respect of this
Agreement  or  any  provision  contained  herein,  except  as otherwise provided
herein.  This Agreement may be executed by the parties in separate counterparts,
each  of which when so executed and delivered shall be an original, but all such
counterparts  shall  together  constitute  one  and  the  same instrument.  Each
counterpart  may  consist of a number of copies hereof or thereof each signed by
less  than  all, but together signed by all of the parties.  The headings herein
are  for  reference  only  and  shall  not  affect  the  interpretation  of this
Agreement.

          11.9     The  parties  hereto  are  sophisticated  and  have  been
represented  by lawyers throughout the transactions contemplated hereto who have
carefully  negotiated  the  provisions hereof.  As a consequence, the parties do
not  intend  that  the  presumptions  of  California Civil Code Section 1654 and
similar  laws  or  rules relating to the interpretation of contracts against the
drafter  of  any  particular  clause  should  be  applied  to this Agreement and
therefore  waive  their  effects.

          11.10     Whenever possible, each provision of this Agreement shall be
interpreted  in  such  manner as to be effective and valid under applicable law,
but  if  any  provision of this Agreement is held to be prohibited by or invalid
under  applicable law, such provision shall be ineffective only to the extent of
such  prohibition  or  invalidity  without  invalidating  the  remainder of such
provision  or  the  remaining  provisions  of  this  Agreement.

                                      -11-
<PAGE>
          IN  WITNESS  WHEREOF, the parties hereto have caused this Registration
Rights  Agreement  to  be  executed  as of the day and year first above written.

                                   VSOURCE,  INC.

                                   By: ____________________________

                                       ____________________________
                                       [Print  Name  and  Title]

                   [THE SIGNATURES OF THE OTT SHAREHOLDERS AND
             THE OTT WARRANT HOLDERS APPEAR ON THE FOLLOWING PAGES]

                                      -12-
<PAGE>
[SIGNATURE PAGE TO REGISTRATION RIGHTS AGREEMENT BY AND AMONG VSOURCE, INC., THE
                  OTT SHAREHOLDERS AND THE OTT WARRANT HOLDERS]

                                   "OTT  SHAREHOLDER"

                                   By: _________________________________________

                                       _________________________________________
                                       [print  name  and, if applicable, title]

                                       _________________________________________
                                       [print  address]

                                       _________________________________________
                                       [print  city,  state  and zip code]

                                       _________________________________________
                                       [print  facsimile  number]

                                      -13-
<PAGE>
[SIGNATURE PAGE TO REGISTRATION RIGHTS AGREEMENT BY AND AMONG VSOURCE, INC., THE
                  OTT SHAREHOLDERS AND THE OTT WARRANT HOLDERS]

                                  "OTT  WARRANT  HOLDER"

                                   By: _________________________________________

                                       _________________________________________
                                       [print  name  and, if applicable, title]

                                       _________________________________________
                                       [print  address]

                                       _________________________________________
                                       [print  city,  state  and zip code]

                                       _________________________________________
                                       [print  facsimile  number]

                                      -14-
<PAGE>
                                    EXHIBIT A

                      REGISTRATION RIGHTS AGREEMENT JOINDER
                      -------------------------------------

     As  of  the  date  set  forth  below,  the  undersigned  is  acquiring from
_________________  _____  shares  of  the  common  stock  of  VSource, Inc. (the
"Company").  By  execution  of  this  Registration Rights Agreement Joinder, the
undersigned  shall  be  deemed to be a party to, and bound by all the provisions
applicable  to  the  Holders  as  defined  in,  that certain Registration Rights
Agreement,  dated  as  of  ____________,  by  and  among  the  Company,  the OTT
Shareholders  and  the  OTT  Warrant  Holders  (as  defined  therein).

                                   Dated: ______________________________________

                                   By: _________________________________________

                                       _________________________________________
                                       [print  name  and, if applicable, title]

                                       _________________________________________
                                       [print  address]

                                       _________________________________________
                                       [print  city,  state  and zip code]

                                       _________________________________________
                                       [print  facsimile  number]

                                      A-1
<PAGE>Exhibit 10.14

                          AT WILL EMPLOYMENT AGREEMENT
                          ----------------------------

          This  At  Will  Employment  Agreement  (this  "Agreement") is made and
entered  into as of _______________ by and between VSource, Inc. ("VSource") and
Colin  P.  Kruger  ("Employee").  In  consideration of the promises set forth in
this  Agreement,  VSource  and  Employee  agree  as  follows:

     1.     Employment.  VSource  hereby  employs  Employee and Employee accepts
            ----------
employment  from  VSource  as Vice President, Business Development, on the terms
and  subject  to  conditions  the  set  forth  in  this  Agreement.

     2.     Duties  and  Responsibilities.  Employee shall perform the following
            -----------------------------
specific  duties  on  behalf  of  VSource:   responsible  for  all activities of
VSource's Sales Department, including, without limitation, building and managing
direct  and  indirect  domestic  sales  representation,  building  and  managing
international  sales representation, sales forecasting, sales expense budgeting,
providing  Sales  Department  marketing  support  requirements  to  Marketing
Department,  and  providing  Sales  Department  product  and  technical  support
requirement  to Operations Department; and he shall perform such other duties as
are  necessary  to carry out the above enumerated duties or as may be reasonably
designated  by  the  President from time to time. Employee shall devote his full
time,  efforts,  abilities,  and energies to VSource's business.  Employee shall
use  his  best  efforts, skill, and abilities to promote the general welfare and
interests  of  VSource,  and any related enterprises of VSource.  Employee shall
loyally,  conscientiously,  and  professionally  do  and  perform all duties and
responsibilities  of  Employee's  position,  as  well  as  any  other duties and
responsibilities  as  shall be reasonably assigned by VSource from time to time.
Employee  shall  strictly  adhere  to  and  obey  all  VSource  rules, policies,
procedures,  regulations and guidelines now in effect, including but not limited
to  those  contained  in  VSource's  Employee  Handbook  (as  they  may apply to
Employee),  as  well  any  others  that VSource may establish from time to time.

          During  the  period  of  employment,  Employee  shall  not directly or
indirectly render any services of a business, commercial or professional nature,
whether  for  compensation  or otherwise, to any person or business entity which
directly  or  indirectly  competes  with  VSource,  or  divert  any  business
opportunities  from  VSource  to  Employee  or  to  any other person or business
entity,  without  the  prior  written  consent  of the President of the VSource.

          Employee shall not at any time enter into any contract with any person
or business entity that will purportedly bind VSource, without the prior written
authorization  of  either  the  President  of  VSource  or whoever the President
designates  to  give  such  authorization.

          Employee  shall indemnify and hold VSource harmless from all liability
for  loss,  damage, or injury to persons or business entities resulting from the
willful  misconduct  and/or  gross  negligence  of  Employee.  VSource  shall

                                        1
<PAGE>
indemnify,  protect,  defend  and  hold Employee harmless, to the fullest extent
permitted  by  law,  for,  from  and  against any and all losses, claims, costs,
expenses,  damages,  liabilities  or  actions  related  to  or  arising  out  of
Employee's  employment with and services as an officer of VSource (except to the
extent  that  Employee  is  required  to indemnify VSource with respect thereto,
pursuant  to  the  preceding  sentence).

          Employee  represents  that  Employee  did  not  bring any confidential
information  belonging  to  a  former  employer  (other  than Online Transaction
Technologies,  Inc.)  to VSource, and agrees that Employee will not use any such
confidential  information  while  employed  by  VSource.

     3.     Compensation.  VSource shall pay Employee, and Employee shall accept
            ------------
from VSource as full payment for the services rendered by Employee, compensation
at the rate of one hundred and twenty five thousand dollars ($125,000) per year,
which shall be payable semi-monthly.  In addition, Employee shall be entitled to
a bonus of fifty thousand dollars ($50,000) in respect of the fiscal year ending
January 31, 2001, which bonus shall be payable within thirty (30) days after the
date hereof; provided, that if Employee's employment with VSource terminates for
any  reason  (other than due to a termination by VSource without cause) prior to
January  31, 2001, Employee shall repay such amount to VSource upon termination.

     4.     Benefits.  Employee  shall  be entitled to participate in all of the
            --------
employee  benefit  programs (including, without limitation, medical coverage for
Employee  and  his dependants) for which other officers of VSource are generally
eligible  at  a  level  commensurate  with  Employee's  position  at  VSource.

     5.     Expenses.  During the Term, VSource shall reimburse Employee for any
            --------
expenses  reasonably  incurred  by  him  in furtherance of his duties hereunder,
including,  without  limitation,  travel,  meals,  and  accommodations,  and
memberships  in  and activities regarding professional associations pertinent to
VSource, upon submission of vouchers and or receipts and in compliance with such
rules  and  policies  relating thereto, including prior approval, as VSource may
from  time  to  time  adopt.

     6.     Directors  and  Officers  Insurance.  At  all  times  while Employee
            -----------------------------------
serves  as  officer  of  VSource,  VSource  will maintain directors and officers
liability  insurance  at  levels  established  by  its  board  of  directors.

     7.     Stock  Options. VSource shall grant to Employee, effective as of the
            --------------
date  hereof, a non-qualified stock option to purchase 100,000 shares of VSource
common stock at an exercise price of $6.41 per share. Such stock option shall be
unvested  during the first twelve months following the grant date and shall vest
50,000  shares  on  the  first  day thereafter and thereafter in equal 4,166 2/3
shares  increments  over  the  next  twelve  months.  Such stock option shall be
issued  under,  and  shall  be subject to the terms and conditions of, VSource's
2000  Stock  Option  Plan.

     8.     Non-Disclosure  of  Confidential  Information.  During the course of
            ---------------------------------------------
employment, VSource may disclose to Employee, or Employee may learn, have access
to,  or  become  aware  of,  valuable  confidential  information  ("Confidential
Information")  concerning  VSource's  products,  services,  methods  of  doing

                                        2
<PAGE>
business,  and  customers,  including  but  not  limited  to: customer names and
addresses,  customer  preferences,  pricing  information,  marketing techniques,
strategies and programs, selling techniques, expiration dates of agreements with
customers,  product  costs,  operations  costs, methods of operation, accounting
procedures,  financial  statements  and information, labor relations strategies,
employee  compensation,  new materials research, pending projects and proposals,
proprietary  production  processes,  inventions,  research  and  development
strategies,  scientific  data,  formulas  and prototypes, technological data and
prototypes,  product  designs,  data, specifications, processes and methodology,
product  know  how, source code listings, programmer's notes, flow charts, logic
diagrams, software programs, experiments, and any other confidential information
of  any  kind,  nature or description, tangible or intangible, in whatever form,
relating  to  VSource.  Employee  acknowledges  and agrees that the Confidential
Information is proprietary, a valuable trade secret of VSource, and is and shall
remain  the  sole  and  exclusive  property  of  VSource.  Employee  further
acknowledges  and  agrees that if any Confidential Information were disclosed to
or  used  by  competitors or other third parties that it could cause substantial
and  irreparable  damage and injury to the business, reputation and good will of
VSource.

          Employee  will  not  at  any time, while employed by VSource or at any
time  thereafter,  use,  divulge,  disclose  or  communicate, either directly or
indirectly, in any manner whatsoever, any Confidential Information to any person
or  business  entity,  or  remove  from the premises of VSource any Confidential
Information  in  whatever  form,  without the prior written authorization of the
President  of  VSource.

     9.     Non-Competition.  Employee  agrees  that  while  employed by VSource
            ---------------
Employee  will  not,  directly or indirectly, own an interest in, operate, join,
control,  participate  in,  or  be  an  officer,  director,  agent,  independent
contractor,  partner, shareholder, or principal of any person or business entity
which  directly  or  indirectly  competes  with  VSource.  Nothing  herein shall
prohibit  Employee from holding or being beneficially interested in less than 5%
of any single class of shares or securities of a corporation which are traded on
a  recognized  public  stock  exchange.

          Employee  agrees that while employed by VSource, Employee will not (1)
undertake  planning of or organization of any business activity competitive with
VSource's  business  or  combine  or  conspire with other employees or any third
party  for the purpose of organizing any such competitive business activity, (2)
interfere with or disrupt, or attempt to interfere with or disrupt, any business
relationship,  contractual  or  otherwise,  between VSource and any other party,
including  clients  or  prospective  clients,  suppliers, agents or employees of
VSource,  and/or  (3)  solicit,  induce  or  influence,  or  seek  to  induce or
influence,  any  customer  or prospective customer of VSource for the purpose of
promoting or selling any products or services competitive with those of VSource,
directly  or  indirectly,  or  by  action  in  concert  with  others.

          Employee  agrees  that  after  Employee's  employment  with  VSource
terminates,  Employee will not at any time engage in any unfair competition with
VSource,  including but not limited to (1) the use or disclosure of Confidential
Information  to  any  person  or  business  entity  which directly or indirectly
competes with VSource, and (2) the use or disclosure of Confidential Information
to  directly  or indirectly or by action in concert with others, solicit, induce

                                        3
<PAGE>
or  influence,  or  seek  to  induce  or  influence, any customer or prospective
customer  of  VSource  for  the  purpose of promoting or selling any products or
services  competitive  with  those  of  VSource.

     10.     Non-Solicitation.  Employee  further  agrees that while employed by
             ----------------
VSource,  or  for  a  period  of  one  (1) year after Employee's separation from
VSource,  Employee will not directly or indirectly solicit, induce or influence,
or  seek  to  induce  or  influence,  any  person  who  is engaged as a regular,
temporary,  introductory, full-time or part-time employee, agent, or independent
contractor  by  VSource  to  terminate  his or her employment or engagement with
VSource  for  any  reason.

     11.     Assignment  of Invention Rights.  Employee promises and agrees that
             -------------------------------
Employee  will  promptly  and fully disclose to VSource all inventions, designs,
improvements,  discoveries,  ideas, concepts or themes that relate in any way or
are  similar  to  VSource's  business,  products  or  services  ("Intellectual
Properties")  that  Employee  conceives,  makes, formulates, develops, writes or
prepares  during  his  employment  with  VSource, whether on or off the job, and
whether  individually  or jointly in collaboration with others.  Employee hereby
assigns  to  VSource  any  rights  which  Employee  may have in any Intellectual
Properties  conceived,  made,  formulated,  developed,  written  or  prepared by
Employee  while  employed  by  VSource,  including but not limited to any patent
rights  and  copyrights  applicable  to  any  of  the  Intellectual  Properties,
provided,  however,  that  such assignment does not apply to any invention which
qualifies  fully  under  the  provisions of Section 2870 of the California Labor
Code,  which  states:  "Any  provision in an employment agreement which provides
that  an  employee shall assign, or offer to assign, any of his or her rights in
an  invention  to  his  or  her  employer  shall  not apply to an invention that
Employee  developed entirely on his or her own time without using the employer's
equipment,  supplies,  facilities,  or trade secret information except for those
inventions  that  either  (1)  relate  at the time of conception or reduction to
practice  of the invention to the employer's business, or actual or demonstrably
anticipated research or development of the employer, or (2) result from any work
performed  by  Employee  for  the  employer."

          Employee  agrees  that any and all Intellectual Properties, except for
those inventions that qualify fully under Section 2870, that Employee conceives,
makes,  formulates,  develops,  writes,  or  prepares while employed by VSource,
either individually or jointly in collaboration with others, shall belong to and
be  the  sole  and  exclusive  property  of VSource.  Employee further agrees to
cooperate  with  VSource  in  obtaining  patents  or  copyrights  on  all  such
Intellectual  Properties that are patentable or copyrightable, and shall execute
any  document  necessary  to  obtain  patent  or copyright registration, to vest
VSource  with  full  and exclusive title, and to protect against infringement by
others.  Employee  will  make  every  reasonable attempt to insure that any work
performed  by Employee for VSource does not infringe upon any patent, trademark,
copyright  or  any  intellectual  property  interest  of  any  third  party.

     12.     Enforcement.  Employee  agrees  that if, at the time of enforcement
             -----------
of Section 8, 9, 10 or 11, a court holds that any restriction stated in any such
Section  is  unreasonable  under  circumstances  then existing, then the maximum
period,  scope  or geographical area reasonable under such circumstances will be
substituted  for  the stated period, scope or area.  Because Employee's services
are  unique  and  because  of  Employee's  access  to  Confidential Information,
Employee  agrees that money damages would be an inadequate remedy for any breach
of  Section  8,  9  10 or 11.  Therefore, in the event of a breach or threatened

                                        4
<PAGE>
breach  of  Section,  8  9,10 or 11 VSource may, in addition to other rights and
remedies  existing  in their favor, apply to any court of competent jurisdiction
for  specific performance and/or injunctive or other relief in order to enforce,
or  prevent  any  violations  of, the provisions of Section 8 9,10 or 11 without
posting  a  bond  or  other  security.

     13.     Termination  At  Will.  EMPLOYEE'S  EMPLOYMENT  WITH VSOURCE CAN BE
             ---------------------
TERMINATED  AT  WILL,  WITH OR WITHOUT CAUSE, AND WITH OR WITHOUT NOTICE, AT ANY
TIME,  EITHER  AT  THE  OPTION  OF  EMPLOYEE  OR  VSOURCE.  NO  EMPLOYEE  OR
REPRESENTATIVE  OF  VSOURCE  HAS  THE AUTHORITY TO MODIFY THE AT WILL EMPLOYMENT
POLICY  EXCEPT FOR THE PRESIDENT OF VSOURCE, AND ANY SUCH MODIFICATION TO THE AT
WILL  EMPLOYMENT  POLICY  MUST BE IN A WRITTEN AGREEMENT SIGNED BY BOTH EMPLOYEE
AND  THE  PRESIDENT  OF  VSOURCE.  THE  PARTIES  AGREE  THAT THIS CONSTITUTES AN
INTEGRATED  AGREEMENT  WITH  RESPECT  TO  THE  AT  WILL NATURE OF THE EMPLOYMENT
RELATIONSHIP,  AND THERE ARE NOT NOW AND MAY NOT BE IN THE FUTURE ANY IMPLIED OR
ORAL AGREEMENTS THAT IN ANY WAY MODIFY THE AT WILL EMPLOYMENT POLICY.  EXCEPT AS
EXPRESSLY  PROVIDED  BY  SECTION 14 OR AS REQUIRED BY LAW, VSOURCE SHALL HAVE NO
OBLIGATIONS  WHATSOEVER  TO  EMPLOYEE  UPON  THE  TERMINATION OF HIS EMPLOYMENT.

     14.     Severance.  If  VSource  terminates  Employee's  employment without
             ---------
cause,  VSource  shall  continue to pay to Employee, as a severance payment, the
greater  of  (i) his base salary (as in effect but for such termination) through
the  first  anniversary  of  the date hereof (but only if the termination occurs
prior  to such first anniversary), or (ii) his base salary (as in effect but for
such  termination)  for  a  period  of  twelve weeks following such termination.
Notwithstanding the foregoing, in no event shall VSource be required to make any
severance  payment  unless and until Employee executes and delivers to VSource a
release  in  the  form  of  Exhibit  A  hereto  and  seven (7) days have elapsed
                            ----------
following  such  execution  and  delivery  without revocation of such release by
Employee.  Employee acknowledges and agrees that the rights and entitlements set
forth  in this Section 14 are his exclusive rights and entitlements from VSource
upon  the  termination  of  Employee's  employment  for  cause.

          As  used  in  this  Agreement,  "cause"  means (i) the commission of a
felony,  (ii)  the  commission  of  any act or an omission involving dishonesty,
disloyalty  or  fraud  with  respect  to VSource, (iii) conduct tending to bring
VSource  into  substantial  public  disgrace  or disrepute, (iv) disobedience of
lawful  orders  or  directives  of  the President or the Board of Directors, (v)
gross  negligence  or  willful  misconduct  in  the performance of his duties to
VSource,  (vi)  substantial  underperformance  in  carrying  out  his  duties to
VSource,  as  determined  by the Board of Directors of VSource in good faith, or
(vii)  a  material  breach  of  any  term  contained  herein.  VSource's  lawful
termination  of  Employee  due  to a disability shall not constitute termination
without  cause.

                                        5
<PAGE>
     15.     Return  of Confidential Information And Property.  Upon termination
             ------------------------------------------------
of  employment  with  VSource  or  when  requested by VSource at any other time,
Employee  shall  promptly  return  to  VSource  all  Confidential Information in
whatever form, as well as any other property of VSource, which is or has been in
Employee's  possession  or  under  Employee's  control.

     16.     Lock-Up. Employee shall not, directly or indirectly, sell, encumber
             -------
or  in any other manner transfer (or enter into an agreement to transfer) Merger
Shares (as defined below) during the period described in the following paragraph
(the  "Lock-Up  Restriction"),  except  as  set  forth  therein  (and subject to
compliance  with  applicable  legal  and all other requirements for transferring
shares). The Lock-Up Restriction includes a prohibition on Employee, directly or
indirectly,  entering  into  any  hedging, short sale or other transaction which
could  require  Employee  to transfer Merger Shares.  Employee acknowledges that
the  Lock-Up  Restriction shall apply notwithstanding the fact that Employee may
have  certain  registration  rights  under  that  certain  Registration  Rights
Agreement  dated as of the date hereof by and among VSource and the shareholders
of  Online Transaction Technologies, Inc., and accordingly Employee acknowledges
and agrees that he shall not be entitled to exercise such registration rights to
the  extent  the  Lock-Up  Restriction  is  in  effect.

          The  Lock-Up Restriction shall be in effect until the end of the sixth
month  following the first anniversary of the date hereof.  However, the Lock-Up
Restriction  shall  automatically  terminate  if Employee is employed by VSource
through  the  first  6 months of the date hereof.  The Lock-Up Restriction shall
automatically terminate as to all Merger Shares if prior to the end of the sixth
month  period  (i)  VSource  terminates  Employee without cause, or (ii) VSource
merges  into  or consolidates with any corporation or other entity, or transfers
all  or  substantially all of its assets.  VSource may direct its transfer agent
to  decline to execute any transfer of Merger Shares which appears to contravene
the  Lock-Up  Restriction,  and  VSource  and  transfer agent shall not have any
liability  to  any  person for declining to execute any such transfer based on a
good  faith  belief  that  the  transfer  contravenes  the  Lock-Up Restriction.
Employee  agrees  that  all Merger Shares shall be registered in his name during
the  term  of  the  Lock-Up Restriction and that VSource shall have the right to
direct  its  transfer  agent  to  place a restrictive legend on the certificates
representing the Merger Shares, which legend will read substantially as follows:

          THESE  SECURITIES ARE SUBJECT TO RESTRICTIONS ON TRANSFER SET FORTH IN
          AN  EMPLOYMENT  AGREEMENT DATED AS OF ______________, BETWEEN VSOURCE,
          INC.  AND  THE  REGISTERED  HOLDER.

          Upon  a  partial  or  complete termination of the Lock-Up Restriction,
VSource,  shall, at the request of Employee, direct its transfer agent to remove
such legend from the certificates representing the Mergers Shares that have been
released  from  the  Lock-Up  Restriction.  VSource  shall  bear the cost of the
removal  of  such  legend.

          As used in this Agreement, the "Merger Shares" means (i) the shares of
capital stock of VSource that Employee acquires (or has the right to acquire) in
connection with the merger of Online Transaction Technologies, Inc. with VSource
being  consummated  on  or  about  the date hereof, and (ii) any other shares of
capital stock issued as a stock split or stock dividend in respect of the shares
referred  to  in  clause  (i).

                                        6
<PAGE>
     17.     Arbitration.  Notwithstanding  anything herein to the contrary (but
             -----------
except  in the case of an action for specific performance or injunctive relief),
if  there  shall  be  a  dispute  between VSource and Employee arising out of or
relating  to  this  Agreement  (including  without  limitation  the  issue  of
arbitrability),  the  parties agree that such dispute shall be resolved by final
and  binding  arbitration  in  Los Angeles, California, administered by Judicial
Arbitration  & Mediation Services, Inc. ("JAMS"), in accordance with JAMS' rules
of practice then in effect or such other procedures as the parties may agree to.
Each  party  hereby irrevocably consents and submits to personal jurisdiction in
the  State  of  California  for any arbitration contemplated by this Section 15.
Any  award  issued  as  a  result of such arbitration shall be final and binding
between  the  parties  thereto,  and  shall  be  enforceable by any court having
jurisdiction  over  the  party against whom enforcement is sought.  The fees and
expenses  of  such  arbitration  (including  reasonable  attorneys' fees) or any
action  to enforce an arbitration award shall be paid by the party that does not
prevail  in  such  arbitration.

     18.     Assignment.  VSource  shall have the right, but not the obligation,
             ----------
to  assign  this  Agreement, as well as its rights and obligations hereunder, to
any  corporation  or other entity with or into which VSource may hereafter merge
or  consolidate or to which VSource may transfer all or substantially all of its
assets  provided  such  corporation  or  other  entity  assumes all of VSource's
obligations  hereunder.  Employee  cannot  assign this Agreement, in whole or in
part,  because  it  is  a  contract  for  personal  services.

     19.     Severability.  In  the event that any one or more of the provisions
             ------------
of  this  Agreement  shall  be  held  invalid, illegal, or unenforceable, in any
respect,  by  a  court  of  competent  jurisdiction, the validity, legality, and
enforceability of the remaining provisions contained herein shall not in any way
be  affected  thereby.

     20.     Waivers.  Either  party's  failure  to  enforce  any  provision  or
             -------
provisions  of  this  Agreement shall not in any way be construed as a waiver of
any  such  provision  or  provisions,  or  prevent  that  party  thereafter from
enforcing  each  and  every  other provision of this Agreement.  A waiver of any
provision  of this Agreement shall not be valid unless such waiver is in writing
and  signed  by  the  party to be charged, and no waiver of any provision hereof
shall be deemed or construed as a waiver of the same or any different provisions
in  the  future.

     21.     Taxes.  To  the extent that any taxes become payable by Employee by
             -----
virtue  of  any payments made or benefits conferred hereunder, VSource shall not
be  liable  to  pay  or obligated to reimburse Employee for any such taxes or to
make any adjustment under this Agreement.  Any payments otherwise due under this
Agreement  to Employee shall be reduced by any required withholding for Federal,
state  and/or  local  taxes  and  other  appropriate  payroll  deductions.

                                        7
<PAGE>
     22.     Voluntary  Agreement.  The parties represent that they have had the
             --------------------
opportunity  to  consult  legal  counsel  of my own choosing with respect to the
execution and legal effect of this Agreement, and have not relied upon any other
representations  or  warranties  of  any  other  party  hereto.  The  parties
acknowledge that they have full authority to enter into this Agreement and to be
bound  by it, and that they have read and fully understand the provisions of the
Agreement  and  voluntarily choose to sign it. The parties acknowledge that they
are  sophisticated  and  have  carefully negotiated the provisions hereof.  As a
consequence, the parties do not intend that the presumptions of California Civil
Code  Section  1654  and similar laws or rules relating to the interpretation of
contracts against the drafter of any particular clause should be applied to this
Agreement  and  therefore  waive  their  effects.

     23.     Entire  Agreement.  This Agreement constitutes the entire agreement
             -----------------
and understanding between the parties with respect to the subject matter hereof,
and  supersedes  any  and  all other agreements, communications, understandings,
promises,  stipulations  and  arrangements,  whether oral or written, express or
implied,  between  the parties hereto with respect to the subject matter hereof,
including  but not limited to any implied-in-law or implied-in-fact covenants or
duties  relating  to employment or the termination of employment. This Agreement
cannot  be  changed, modified or terminated except in writing and signed by both
Employee  and  the  President  of  VSource.

     24.     Notices.  All  notices,  requests, demands and other communications
             -------
required  or  permitted  to  be given hereunder shall be in writing and shall be
deemed  to  have been duly given (i) upon receipt, if delivered personally, (ii)
upon  confirmation of receipt, if given by electronic facsimile and (iii) on the
third  business  day  following mailing, if mailed first-class, postage prepaid,
registered  or  certified mail as follows: (A) If to VSource, VSource, Inc., 740
Ralston,  Suite  110,  Ventura,  California  93003,  Facsimile:  (805) 676-1193,
Attention:  Sandford  T.  Waddell,  and (B) If to Employee, Colin P. Kruger, 909
6th  Street  #6,  Santa  Monica,  CA  90403.  Any  party  may by notice given in
accordance  with this Section 22 to the other party designate another address or
person  for  receipt  of  notices  hereunder.

     25.     Survival.  Sections  6 through 25 will survive and continue in full
             --------
force  in  accordance  with  their  terms  notwithstanding  any  termination  of
employment.

     26.     Counterparts.  This  Agreement  may  be  executed by the parties in
             ------------
separate  counterparts, each of which when so executed and delivered shall be an
original,  but  all such counterparts shall together constitute one and the same
instrument.  The headings herein are for reference only and shall not affect the
interpretation  of  this  Agreement.

     27.     Choice  of  Law.  The  validity,  interpretation,  construction and
             ---------------
enforcement  of  this  Agreement  shall  be governed by the laws of the State of
California. The parties hereby agree that any action, suit, arbitration or other
proceeding  arising  out of or related to this Agreement shall be conducted only
in  Los  Angeles County, California.  Each party hereby irrevocably consents and

                                        8
<PAGE>
submits  to  the  personal  jurisdiction  of and venue in United States District
Court  for  the Central District of California and in the Superior Court for Los
Angeles  County  in any legal action, equitable suit or other proceeding arising
out  of  or  related  to  this Agreement or the relationship between the parties
created  hereby.  If  any such action, the prevailing party shall be entitled to
recover  all  costs  and  expenses,  including  reasonable  attorneys'  fees,
arbitration  costs,  investigative costs, reasonable accounting fees and charges
for  experts.

                   [balance of page intentionally left blank]

                                        9
<PAGE>
IN  WITNESS  WHEREOF, the parties hereto acknowledge that they have read this At
Will  Employment Agreement, fully understand it, and have freely and voluntarily
entered  into  it  as  of  the  date  first  set  forth  above.

                                               VSOURCE,  INC.

                                   BY:_________________________________

                                      _________________________________
                                      [print  name  and  title]

                                               "EMPLOYEE"

                                      _________________________________
                                       COLIN  P.  KRUGER

                                       10
<PAGE>
                                    EXHIBIT A
                                GENERAL RELEASE

          This General Release ("Release") is executed and delivered by Colin P.
Kruger  ("Employee")  to  and  for  the  benefit  of  VSource, Inc. ("Company").

          Company  has  agreed  to  pay  certain  severance payments to Employee
pursuant  to the terms of that certain Employment Agreement dated as of December
________,  2000,  by  and  between  Employee  and  Company  (the  "Employment
Agreement").

          In  consideration  of  the  above,  the  sufficiency of which Employee
hereby  acknowledges,  Employee  hereby  agrees  not  to sue and fully, finally,
completely  and  generally  releases,  absolves  and  discharges  Company,  its
shareholders, predecessors, successors, subsidiaries, parents, related companies
and  business  concerns,  affiliates,  partners,  trustees, directors, officers,
agents,  attorneys,  servants,  representatives and employees, past and present,
and  each of them (hereinafter collectively referred to as "Releasees") from any
and  all  claims,  demands,  liens,  agreements,  contracts, covenants, actions,
suits,  causes  of  action,  grievances,  arbitrations,  unfair  labor  practice
charges, wages, vacation payments, severance payments, obligations, commissions,
overtime  payments,  Workers Compensation claims, debts, profit sharing or bonus
claims, expenses, damages, judgments, orders and/or liabilities of whatever kind
or  nature  in  law,  equity  or otherwise, whether known or unknown to Employee
which  Employee  now  owns  or holds or has at any time owned or held as against
Releasees, or any of them ("Claims"), including specifically but not exclusively
and without limiting the generality of the foregoing, any and all Claims arising
out  of  or  in any way connected to Employee's employment with or separation of
employment  from  Company including any Claims based on contract, tort, wrongful
discharge,  fraud,  breach  of  fiduciary  duty,  attorneys'  fees  and  costs,
discrimination  in employment, any and all acts or omissions in contravention of
any  federal  or state laws or statutes (including but not limited to federal or
state securities laws, the California Unfair Practices Act or any similar act in
any other state and the Racketeer Influenced and Corrupt Organizations Act), and
any  right  to  recovery  based  on  state or federal age, sex, pregnancy, race,
color,  national  origin,  marital status, religion, veteran status, disability,
sexual  orientation,  medical  condition,  union  affiliation  or  other
anti-discrimination  laws,  including,  without  limitation,  Title VII, the Age
Discrimination  in  Employment  Act,  the  Americans  with Disabilities Act, the
National  Labor  Relations  Act, the California Fair Employment and Housing Act,
and  Texas Commission on Human Rights Act, all as amended, whether such claim be
based  upon  an  action filed by employee or by a governmental agency; provided,
however, that Employee is not hereby releasing any Claims he has against Company
under  the express terms of the Employment Agreement or any written stock option
agreement  between  Company  and  Employee.

          Employee acknowledges and agrees that neither anything in this Release
nor  the offer, execution, delivery, or acceptance thereof shall be construed as
an admission by Company of any kind, and this Release shall not be admissible as
evidence  in  any  proceeding  except  to  enforce  this  Release.

                                       11
<PAGE>
          Employee  acknowledges Employee may hereafter discover facts different
from,  or  in  addition to, those Employee now knows or believes to be true with
respect  to  the  Claims  released,  and  agrees the release herein shall be and
remain  in  effect  in  all respects as a complete and general release as to all
matters released herein, notwithstanding any such different or additional facts.
Employee  hereby  expressly  waives  and  relinquishes  all  rights and benefits
afforded  by  Section  1542  of the Civil Code of the State of California, which
states  as  follows:

          A  general  release  does not extend to claims which the creditor does
          not  know  or  suspect  to  exist  in  his or her favor at the time of
          executing  the  release,  which  if  known by him must have materially
          affected  his  or  her  settlement  with  the  debtor.

          If  any  provision  of  this  Release  or  application thereof is held
invalid, the invalidity shall not affect other provisions or applications of the
Release  which can be given effect without the invalid provision or application.
To  this end, the provisions of this Release are severable.  Employee represents
and warrants Employee has not heretofore assigned or transferred or purported to
assign or transfer to any person, firm or corporation any Claim herein released.

          NOTE:  THE  FOLLOWING  PARAGRAPH APPLIES ONLY IF EMPLOYEE IS AGE 40 OR
OLDER

                               NOTICE TO EMPLOYEE

          The  law  requires that Employee be advised and Company hereby advises
Employee  in writing to consult with an attorney and discuss this Release before
executing  it.  Employee  acknowledges Company has provided to Employee at least
21  days  within  which  to  review and consider this Release before signing it.
Should  Employee decide not to use the full 21 days, then Employee knowingly and
voluntarily waives any claims that Employee was not in fact given that period of
time  or  did  not use the entire 21 days to consult an attorney and/or consider
this  Release.  Employee  acknowledges that Employee may revoke this Release for
up  to  seven  calendar  days following Employee's execution of this Release and
that  it  shall  not become effective or enforceable until the revocation period
has  expired.  Employee  further acknowledge and agree that such revocation must
be  in writing addressed to Company as follows:  VSource, Inc., at its principal
executive  offices, Attn: President, and received by Company as so addressed not
later  than  midnight  on the seventh day following execution of this Release by
Employee.  If  Employee  so  revokes  this  Release,  the  Release  shall not be
effective  or  enforceable and Employee will not receive the monies and benefits
described  above.  If  Employee  does  not revoke this Release in the time frame
specified  above,  the  Release shall become effective at 12:00:01 on the eighth
day  after  it  is  signed  by  Employee.

Dated:  ______________________                "Employee"

                                               ____________________________
                                               Colin  P.  Kruger

                                       12
<PAGE>

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