Document:

Exhibit 10.4

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                              EMPLOYMENT AGREEMENT

                                     BETWEEN

                                   DARYL DOISE

                                       AND

                                 LHC GROUP, INC.

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                              EMPLOYMENT AGREEMENT

     1. Effective Date.........................................................1
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     2. Employment.............................................................1
        ----------

     3. Employment Period......................................................1
        -----------------

     4. Extent of Service......................................................1
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     5. Compensation and Benefits..............................................2
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           (a)   Base Salary...................................................2

           (b)   Incentive, Savings and Retirement Plans.......................2

           (c)   Welfare Benefit Plans.........................................2

           (d)   Expenses......................................................2

           (e)   Fringe Benefits...............................................2

           (g)   Vacation......................................................3

           (h)   Office and Support Staff......................................3

     6. Change of Control......................................................3
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     7. Termination of Employment..............................................4
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           (a)   Death or Retirement...........................................4

           (b)   Disability....................................................4

           (c)   Termination by the Company....................................4

           (d)   Termination by Executive......................................5

           (e)   Notice of Termination.........................................6

           (f)   Date of Termination...........................................6

     8. Obligations of the Company upon Termination............................6
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           (a)   Termination by Executive for Good Reason;
                 Termination by the Company Other Than for Cause or
                 Disability....................................................6

           (b)   Death, Disability or Retirement...............................8

           (c)   Cause or Voluntary Termination without Good Reason............8

           (d)   Expiration of Employment Period...............................8

           (e)   Resignations..................................................8

     9. Non-exclusivity of Rights..............................................9
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     10. Full Settlement; No Obligation to Mitigate............................9
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     11. Certain Additional Payments by the Company............................9
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     12. Costs of Enforcement.................................................11
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     14. Restrictions on Conduct of Executive.................................12
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           (a)   General......................................................12

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           (b)   Definitions..................................................12

           (c)   Restrictive Covenants........................................14

           (d)   Enforcement of Restrictive Covenants.........................16

     15. Consent to Jurisdiction..............................................16
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     16. Assignment and Successors............................................17
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     17. Miscellaneous........................................................17
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                              EMPLOYMENT AGREEMENT

       THIS EMPLOYMENT AGREEMENT (this "Agreement") is entered into as of the
3rd day of January, 2008, but shall be effective as of June 1, 2008, by and
between LHC Group, Inc., a Delaware corporation (the "Company"), and Daryl Doise
("Executive"), to be effective as of the Effective Date, as defined in Section
1.

                                   BACKGROUND
                                   ----------

       The Company desires to engage Executive as Senior Vice President for
Corporate Development from and after the Effective Date, in accordance with the
terms of this Agreement. Executive is willing to serve as such in accordance
with the terms and conditions of this Agreement. All prior employment agreements
between Executive and the Company shall be terminated upon the Effective Date of
this Agreement and neither party shall have any further obligations under any
such terminated employment agreements.

       NOW, THEREFORE, in consideration of the foregoing and of the mutual
covenants and agreements set forth herein, and other good and valuable
consideration, the receipt and sufficiency of which are hereby acknowledged, the
parties hereto agree as follows:

       1.  Effective Date. The effective date of this Agreement (the "Effective
Date") shall be June 1, 2008.

       2.  Employment. Executive is hereby employed on the Effective Date as
Senior Vice President for Corporate Development. In his capacity as Senior Vice
President for Corporate Development, Executive shall have the duties,
responsibilities and authority commensurate with such position as shall be
assigned to him by the Chief Executive Officer and/or the Board of Directors of
the Company. In his capacity as Senior Vice President for Corporate Development,
Executive will report directly to the Chief Executive Officer of the Company.

       3.  Employment Period. Unless earlier terminated herein in accordance
with Section 7 hereof, Executive's employment shall be for a two (2)- year and
seven (7)-month term, beginning on the Effective Date and ending on December 31,
2010 (the "Employment Period"). Beginning on January 1, 2011 and on each
subsequent anniversary thereof, the Employment Period shall, without further
action by Executive or the Company, be extended by an additional one-year
period; provided, however, that either the Company or the Executive may, by
notice to the other given at least sixty (60) days prior to the scheduled
expiration of the Employment Period, cause the Employment Period to cease to
extend automatically. Upon such notice, the Employment Period shall terminate
upon the expiration of the then-current term, including any prior extensions.

       4.  Extent of Service. During the Employment Period, and excluding any
periods of vacation, holiday, sick leave and Company-approved leave of absence
to which Executive is entitled in accordance with Company policies, Executive
agrees to devote substantially all of his business time, attention, skill and
efforts exclusively to the faithful performance of his duties hereunder. It
shall not be a violation of this Agreement for Executive to (i) devote
reasonable time to charitable or community activities, (ii) serve on corporate,
civic, educational or charitable boards or committees, subject to the Company's
standards of business conduct or other code of ethics, (iii) deliver lectures or
fulfill speaking engagements from time to time on an infrequent basis, and/or
(iv) manage personal business interests and investments, subject to the
Company's standards of business conduct or other code of ethics, and so long as
such activities do not interfere in a material manner or on a routine basis with
the performance of Executive's responsibilities under this Agreement.

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       5.  Compensation and Benefits.

           (a) Base Salary. During the Employment Period, the Company will pay
to Executive base salary at the rate of U.S. $231,750 per year ("Base Salary"),
less normal withholdings, payable in approximately equal bi-weekly or other
installments as are or become customary under the Company's payroll practices
for its employees from time to time. The Compensation Committee of the Board of
Directors of the Company (or the full Board, if there is no Compensation
Committee) shall review Executive's Base Salary annually and may increase (but
not decrease) Executive's Base Salary from year to year. Such adjusted salary
then shall become Executive's Base Salary for purposes of this Agreement. The
annual review of Executive's salary by the Board will consider, among other
things, Executive's own performance, and the Company's performance.

           (b) Incentive, Savings and Retirement Plans. During the Employment
Period, Executive shall be entitled to participate in all incentive, savings and
retirement plans, practices, policies and programs available to senior executive
officers of the Company ("Peer Executives"). Without limiting the foregoing, the
following shall apply:

               (i) during the Employment Period, Executive will be entitled to
participate in the Company's executive bonus plan, pursuant to which he will
have an opportunity to receive an annual cash bonus based upon the achievement
of performance goals established from year to year by the compensation committee
of the Board of Directors of the Company (such bonus earned at the stated "goal"
level of achievement being referred to herein as the "Target Bonus"); and

               (ii) during the Employment Period, Executive will be eligible for
grants, under the Company's long-term incentive plan or plans, of stock options
and/or restricted stock awards (or such other stock-based awards as the Company
makes to Peer Executives). Nothing herein requires the Board of Directors to
make grants of options or other awards in any year.

           (c) Welfare Benefit Plans. During the Employment Period, Executive
and Executive's eligible dependents shall be eligible for participation in, and
shall receive all benefits under, the welfare benefit plans, practices, policies
and programs provided by the Company (including, without limitation, medical,
prescription drug, dental, disability, employee life, dependent life, accidental
death and travel accident insurance plans and programs) ("Welfare Plans") to the
extent available to other Peer Executives.

           (d) Expenses. During the Employment Period, Executive shall be
entitled to receive prompt reimbursement for all reasonable expenses incurred by
Executive in the course of performing his duties and responsibilities under this
Agreement, in accordance with the policies, practices and procedures of the
Company to the extent available to other Peer Executives with respect to travel,
entertainment and other business expenses.

           (e) Fringe Benefits. During the Employment Period, Executive shall be
entitled to fringe benefits in accordance with the plans, practices, programs
and policies of the Company available to other Peer Executives.

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           (f) Vacation. During the Employment Period, Executive will be
entitled to such paid vacation time as may be provided from time to time under
any plans, practices, programs and policies of the Company available to other
Peer Executives.

           (g) Office and Support Staff. During the Employment Period, Executive
will be entitled to office, furnishings and equipment of similar type and
quality made available to other Peer Executives. During the Employment Period,
Executive will be entitled to secretarial and other assistance reasonably
necessary for the performance of his duties and responsibilities.

       6.  Change of Control. For the purposes of this Agreement, a "Change of
Control" shall mean the occurrence of any of the following events:

           (a) individuals who, on the Effective Date, constitute the Board of
           Directors of the Company (the "Incumbent Directors") cease for any
           reason to constitute at least a majority of such Board, provided that
           any person becoming a director after the Effective Date and whose
           election or nomination for election was approved by a vote of at
           least a majority of the Incumbent Directors then on the Board shall
           be an Incumbent Director; provided, however, that no individual
           initially elected or nominated as a director of the Company as a
           result of an actual or threatened election contest with respect to
           the election or removal of directors ("Election Contest") or other
           actual or threatened solicitation of proxies or consents by or on
           behalf of any "person" (such term for purposes of this Section 6
           being as defined in Section 3(a)(9) of the Securities Exchange Act of
           1934 (the "Exchange Act") and as used in Section 13(d)(3) and
           14(d)(2) of the Exchange Act) other than the Board ("Proxy Contest"),
           including by reason of any agreement intended to avoid or settle any
           Election Contest or Proxy Contest, shall be deemed an Incumbent
           Director; or

           (b) any person is or becomes a "beneficial owner" (as defined in Rule
           13d-3 under the Exchange Act), directly or indirectly, of either (i)
           35% or more of the then-outstanding shares of common stock of the
           Company ("Company Common Stock") or (ii) securities of the Company
           representing 35% or more of the combined voting power of the
           Company's then outstanding securities eligible to vote for the
           election of directors (the "Company Voting Securities"); provided,
           however, that for purposes of this paragraph (b), the following
           acquisitions of Company Common Stock or Company Voting Securities
           shall not constitute a Change of Control: (A) an acquisition directly
           from the Company, (B) an acquisition by the Company or a subsidiary
           of the Company, (C) an acquisition by any employee benefit plan (or
           related trust) sponsored or maintained by the Company or any
           subsidiary of the Company, or (D) an acquisition pursuant to a
           Non-Qualifying Transaction (as defined in paragraph (c) below); or

           (c) the consummation of a recapitalization, reorganization, merger,
           consolidation, statutory share exchange or similar form of
           transaction involving the Company or a subsidiary of the Company (a
           "Reorganization"), or the sale or other disposition of all or
           substantially all of the Company's assets (a "Sale") or the
           acquisition of assets or stock of another entity (an "Acquisition"),
           unless immediately following such Reorganization, Sale or
           Acquisition: (A) all or substantially all of the individuals and
           entities who were the beneficial owners, respectively, of the
           outstanding Company Common Stock and outstanding Company Voting
           Securities immediately prior to such Reorganization, Sale or
           Acquisition beneficially own, directly or indirectly, more than 50%
           of, respectively, the then outstanding shares of common stock and the

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           combined voting power of the then outstanding voting securities
           entitled to vote generally in the election of directors, as the case
           may be, of the entity resulting from or surviving such
           Reorganization, Sale or Acquisition (including, without limitation,
           an entity which as a result of such transaction owns the Company or
           all or substantially all of the Company's assets or stock either
           directly or through one or more subsidiary entities, the "Surviving
           Entity") in substantially the same proportions as their ownership,
           immediately prior to such Reorganization, Sale or Acquisition, of the
           outstanding Company Common Stock and the outstanding Company Voting
           Securities, as the case may be, and (B) no person (other than (x) the
           Company or any subsidiary of the Company, (y) the Surviving Entity or
           its ultimate parent entity, or (z) any employee benefit plan (or
           related trust) sponsored or maintained by any of the foregoing) is
           the beneficial owner, directly or indirectly, of 35% or more of the
           total common stock or 35% or more of the total voting power of the
           outstanding voting securities eligible to elect directors of the
           Surviving Entity, and (C) at least a majority of the members of the
           board of directors of the Surviving Entity were Incumbent Directors
           at the time of the Board's approval of the execution of the initial
           agreement providing for such Reorganization, Sale or Acquisition (any
           Reorganization, Sale or Acquisition which satisfies all of the
           criteria specified in (A), (B) and (C) above shall be deemed to be a
           "Non-Qualifying Transaction"); or

           (d) approval by the members or stockholders of the Company, as the
           case may be, of a complete liquidation or dissolution of the Company.

       7.  Termination of Employment.

           (a) Death or Retirement. Executive's employment shall terminate
automatically upon Executive's death or Retirement during the Employment Period.
For purposes of this Agreement, "Retirement" shall mean normal retirement as
defined in the Company's then-current retirement plan, or if there is no such
retirement plan, "Retirement" shall mean voluntary termination after age 65 with
at least ten years of service.

           (b) Disability. If the Company determines in good faith that the
Disability (as defined below) of Executive has occurred during the Employment
Period, it may give to Executive written notice of its intention to terminate
Executive's employment. In such event, Executive's employment with the Company
shall terminate effective on the 30th day after receipt of such written notice
by Executive (the "Disability Effective Date"), provided that, within the 30
days after such receipt, Executive shall not have returned to full-time
performance of Executive's duties. For purposes of this Agreement, "Disability"
shall have the same meaning as provided in the long-term disability plan or
policy maintained by the Company and covering Executive. If no such long-term
disability plan or policy is maintained, "Disability" shall mean the inability
of Executive, as determined by the Board, to perform the essential functions of
his regular duties and responsibilities, with or without reasonable
accommodation, due to a medically determinable physical or mental illness which
has lasted (or can reasonably be expected to last) for a period of six
consecutive months.

           (c) Termination by the Company. The Company may terminate Executive's
employment during the Employment Period with or without Cause. For purposes of
this Agreement, "Cause" shall mean:

               (i) any conduct by Executive involving moral turpitude;

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               (ii) Executive's commission or conviction of, or pleading guilty
or nolo contendere (or any similar plea or admission) to, a felony or a criminal
act involving dishonesty or other moral turpitude;

               (iii) any misconduct on the part of Executive in complying with
the terms of this Agreement, in connection with his employment or in connection
with or affecting the business of Company or any parent or subsidiary of
Company;

               (iv) any failure to abide by laws applicable to him in his
capacity as an employee or executive of Company or applicable to Company or any
of its parents or subsidiaries;

               (v) any failure or refusal on the part of Executive to perform
his duties under this Agreement or to obey lawful directives from the Chief
Executive Officer or Board of Directors of Company, or either of their
designees, if not remedied within ten (10) business days after Company's
providing notice thereof;

               (vi) any violation of any policy of Company relating to equal
employment opportunity, harassment, business conduct or conflict of interest;

               (vii) knowing neglect of reasonably assigned duties, use of
illegal drugs, abuse of other controlled substances or working under the
influence of alcohol or other controlled substances;

               (viii) any breach by Executive of any obligation under this
Agreement if not remedied within ten (10) business days after Company's
providing notice thereof; and

               (ix) Executive's failure to meet performance expectations which
are reasonable and consistent with Executive's position, as determined by the
Company's Chief Executive Officer, provided, however, that in the event of this
subsection (ix) being the sole reason for termination for Cause, Executive shall
have the following cure provisions and rights: in the event of a determination
by the Company's Chief Executive Officer that Executive has failed to meet
performance expectations, the Company shall furnish to Executive in writing a
notice of proposed termination setting forth a specific statement of the
deficiencies in his performance. Executive shall then have a period of thirty
(30) days after the giving of such written notice of proposed termination by the
Company in which to attempt to effect a cure of the specified deficiencies. If
at the end of such thirty (30) day period no such cure has been effected to the
reasonable satisfaction of the Chief Executive Officer of the Company, then
Executive's employment shall be terminated as of the end of such thirty (30) day
period. The Company shall be obligated to provide to Executive only one such
notice of proposed termination, and if subsequent to effecting a cure of
specified deficiencies Executive is determined by the Chief Executive Officer to
have again failed to meet performance expectations, then his employment may be
terminated immediately upon the Company's giving of notice of termination to
Executive which specifies his deficiencies in performance.

           (d) Termination by Executive. Executive's employment may be
terminated by Executive for Good Reason or no reason. For purposes of this
Agreement, unless written consent of Executive is obtained, "Good Reason" shall
mean:

               (i) a material reduction by the Company in Executive's Base
Salary as in effect on the Effective Date (which reduction in base salary is not
permitted by Section 5(a) hereof) or as the same may be increased from time to
time;

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               (ii) any failure by the Company to comply with and satisfy 16(c)
of this Agreement; or

               (iii) the material breach by the Company of any of the financial
obligations of Company set forth in this Agreement.

       Any claim of "Good Reason" under this Agreement shall be communicated by
Executive to the Company in writing, which writing shall specifically identify
the factual details concerning the event(s) giving rise to Executive's claim of
Good Reason under this Section 7(d). The Company shall have an opportunity to
cure any claimed event of Good Reason within 30 days of such notice from
Executive. Good Reason shall cease to exist for an event or condition described
in clauses (i), (ii) and (iii) above on the 90th day following its occurrence,
unless Executive has given the Company written notice thereof prior to such
date.

           (e) Notice of Termination. Any termination by the Company for Cause,
or by Executive for Good Reason, shall be communicated by Notice of Termination
to the other party hereto given in accordance with Section 17(f) of this
Agreement. For purposes of this Agreement, a "Notice of Termination" means a
written notice which (i) indicates the specific termination provision in this
Agreement relied upon, (ii) to the extent applicable, sets forth in reasonable
detail the facts and circumstances claimed to provide a basis for termination of
Executive's employment under the provision so indicated, and (iii) specifies the
termination date. The failure by Executive or the Company to set forth in the
Notice of Termination any fact or circumstance which contributes to a showing of
Good Reason or Cause shall not waive any right of Executive or the Company,
respectively, hereunder or preclude Executive or the Company, respectively, from
asserting such fact or circumstance in enforcing Executive's or the Company's
rights hereunder.

           (f) Date of Termination. "Date of Termination" means (i) if
Executive's employment is terminated by the Company for Cause, or by Executive
for Good Reason, the date of receipt of the Notice of Termination or a date
within 30 days after receipt of the Notice of Termination, as specified in such
notice, (ii) if Executive's employment is terminated by the Company other than
for Cause or Disability, the Date of Termination shall be the date of receipt of
the Notice of Termination or a date within 90 days after receipt of the Notice
of Termination, as specified in such notice, (iii) if Executive's employment is
terminated by reason of death or Disability, the Date of Termination shall be
the date of death of Executive or the Disability Effective Date, as the case may
be, and (iv) if Executive's employment is terminated by Executive without Good
Reason, the Date of Termination shall be 60 days following the Company's receipt
of the Notice of Termination, unless the Company specifies an earlier Date of
Termination.

       8.  Obligations of the Company upon Termination.

           (a) Termination by Executive for Good Reason; Termination by the
Company Other Than for Cause or Disability. If, during the Employment Period,
the Company shall terminate Executive's employment other than for Cause or
Disability, or Executive shall terminate employment for Good Reason within a
period of 180 days after the occurrence of the event giving rise to Good Reason,
then and, with respect to the payments and benefits described below, only if
Executive executes a Release in substantially the form of Exhibit A hereto (the
"Release"):

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               (i) the Company shall provide to Executive in a single lump sum
cash payment within 30 days after the Date of Termination, or if later, within
five days after the Release becomes effective and nonrevocable (but in no event
shall such amount be payable later than March 15 of the year following the year
in with the Executive's employment was terminated), the aggregate of the
following amounts:

                   A. the sum of the following amounts, to the extent not
       previously paid to Executive (the "Accrued Obligations"): (1) Executive's
       Base Salary through the Date of Termination, (2) a pro-rata bonus for the
       year in which the Date of Termination occurs, computed as the product of
       (x) Executive's Target Bonus for such year and (y) a fraction, the
       numerator of which is the number of days in the current fiscal year
       through the Date of Termination, and the denominator of which is 365, (3)
       any accrued pay in lieu of unused vacation (in accordance with the
       Company's vacation policy), and (4) unless Executive has a later payout
       date that is required in connection with the terms of a deferral plan or
       agreement, any vested compensation previously deferred by Executive
       (together with any amount equivalent to accrued interest or earnings
       thereon); and

                   B. a severance payment as determined pursuant to clause (x)
       or (y) below, as applicable:

                       (x) if the Date of Termination occurs before, or more
       than two years after, the occurrence of a Change of Control, the
       severance payment shall be the product one times Executive's Base Salary
       in effect as of the Date of Termination (ignoring any decrease in
       Executive's Base Salary unless consented to by Executive); or

                       (y) if the Date of Termination occurs within two years
       after the occurrence of a Change of Control, the severance payment shall
       be the product of 2.5 times the sum of (1) Executive's Base Salary in
       effect as of the Date of Termination, and (2) the greater of the average
       of the annual bonuses earned by Executive for the two fiscal years in
       which annual bonuses were paid immediately preceding the year in which
       the Date of Termination occurs, or Executive's Target Bonus for the year
       in which the Date of Termination occurs; and

               (ii) to the extent not theretofore paid or provided, the Company
shall timely pay or provide to Executive any other amounts or benefits required
to be paid or provided or which Executive is eligible to receive under any plan,
program, policy or practice of the Company to the extent provided to Peer
Executives prior to the Date of Termination (such other amounts and benefits
shall be hereinafter referred to as the "Other Benefits").

               (iii) If the Date of Termination occurs within two years after
the occurrence of a Change of Control, then in addition to the payments and
benefits described in clauses (i) and (ii) above, the Executive shall be
entitled to the following additional benefits:

                   A. all grants of stock options and other equity awards
       granted by the Company and held by Executive as of the Date of
       Termination will become immediately vested and exercisable as of the Date
       of Termination and, to the extent necessary, this Agreement is hereby
       deemed an amendment of any such outstanding stock option or other equity
       award; and

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                   B. If Executive elects to continue participation in any group
       medical, dental, vision and/or prescription drug plan benefits to which
       Executive and/or Executive's eligible dependents would be entitled under
       Section 4980B of the Code (COBRA), then during the period that Executive
       is entitled to such coverage under COBRA (the "Coverage Period"), the
       Company shall pay the excess of (i) the COBRA cost of such coverage, over
       (ii) the amount that Executive would have had to pay for such coverage if
       he had remained employed during the Coverage Period and paid the active
       employee rate for such coverage, provided, however, that the cost so paid
       on behalf of Executive by the Company will be deemed taxable income to
       Executive to the extent required by law, and provided, further, that if
       Executive becomes eligible to receive group health benefits under a
       program of a subsequent employer or otherwise (including coverage
       available to Executive's spouse), the Company's obligation to pay the
       cost of health coverage as described herein shall cease, except as
       otherwise provided by law

           If Executive's employment is terminated by the Company without Cause
prior to the occurrence of a Change in Control and if it can reasonably be shown
that Executive's termination (i) was at the direction or request of a third
party that had taken steps reasonably calculated to effect a Change in Control
after such termination, or (ii) otherwise occurred in anticipation of a Change
in Control, and in either case a Change in Control as defined hereunder does, in
fact, occur, then Executive shall have the rights described in this Section 8(a)
as if the Change in Control had occurred on the date immediately preceding the
Date of Termination.

           Executive acknowledges and agrees that the receipt of severance
benefits provided in this Section 8(a) constitutes consideration for the
restrictions on the conduct of Executive contained in Section 14 of this
Agreement.

           (b) Death, Disability or Retirement. If Executive's employment is
terminated by reason of his death, Disability or Retirement during the
Employment Period, this Agreement shall terminate without further obligations to
Executive or his estate, beneficiaries or legal representatives, other than for
payment of Accrued Obligations and the timely payment or provision of Other
Benefits. Accrued Obligations shall be paid to Executive or his estate,
beneficiary or legal representative, as applicable, in a lump sum in cash within
30 days of the Date of Termination. With respect to the provision of Other
Benefits, the term Other Benefits as used in this Section 8(b) shall include,
without limitation, and Executive or his estate, beneficiaries or legal
representatives, as applicable, shall be entitled to receive, benefits under
such plans, programs, practices and policies relating to death, disability or
retirement benefits, if any, as are applicable to Executive or his family on the
Date of Termination.

           (c) Cause or Voluntary Termination without Good Reason. If
Executive's employment shall be terminated for Cause during the Employment
Period, or if Executive voluntarily terminates employment during the Employment
Period without Good Reason, this Agreement shall terminate without further
obligations to Executive, other than for payment of Accrued Obligations
(excluding the pro-rata bonus described in clause 2 of Section 8(a)(i)(A)) and
the timely payment or provision of Other Benefits.

           (d) Expiration of Employment Period. If Executive's employment shall
be terminated due to the normal expiration of the Employment Period, this
Agreement shall terminate without further obligations to Executive, other than
for payment of Accrued Obligations and the timely payment or provision of Other
Benefits.

           (e) Resignations. Termination of Executive's employment for any
reason whatsoever shall constitute Executive's resignation from the Board of
Directors of the Company and resignation as an officer of the Company, its
subsidiaries and affiliates.

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       9.  Non-exclusivity of Rights. Nothing in this Agreement shall prevent or
limit Executive's continuing or future participation in any employee benefit
plan, program, policy or practice provided by the Company and for which
Executive may qualify, except as specifically provided herein. Amounts which are
vested benefits or which Executive is otherwise entitled to receive under any
employee benefit plan, policy, practice or program of the Company, its
subsidiaries or any of its affiliated companies at or subsequent to the Date of
Termination shall be payable in accordance with such plan, policy, practice or
program except as explicitly modified by this Agreement.

       10. Full Settlement; No Obligation to Mitigate. The Company's obligation
to make the payments provided for in this Agreement and otherwise to perform its
obligations hereunder shall not be affected by any set-off, counterclaim,
recoupment, defense or other claim, right or action which the Company may have
against Executive or others. In no event shall Executive be obligated to seek
other employment or take any other action by way of mitigation of the amounts
payable to Executive under any of the provisions of this Agreement and, except
as explicitly provided herein, such amounts shall not be reduced whether or not
Executive obtains other employment.

       11. Certain Additional Payments by the Company.

           (a) Anything in this Agreement to the contrary notwithstanding and
except as set forth below, in the event it shall be determined that any payment
or distribution by the Company to or for the benefit of Executive (whether paid
or payable or distributed or distributable pursuant to the terms of this
Agreement or otherwise, but determined without regard to any additional payments
required under this Section 11) (a "Payment") would be subject to the excise tax
imposed by Section 4999 of the Internal Revenue Code of 1986, as amended (the
"Code") or any interest or penalties are incurred by Executive with respect to
such excise tax (such excise tax, together with any such interest and penalties,
are hereinafter collectively referred to as the "Excise Tax"), then Executive
shall be entitled to receive an additional payment (a "Gross-Up Payment") in an
amount such that after payment by Executive of all taxes (including any interest
or penalties imposed with respect to such taxes), including, without limitation,
any income taxes (and any interest and penalties imposed with respect thereto)
and Excise Tax imposed upon the Gross-Up Payment, Executive retains an amount of
the Gross-Up Payment equal to the Excise Tax imposed upon the Payments.
Notwithstanding the foregoing provisions of this Section 11(a), if it shall be
determined that Executive is entitled to a Gross-Up Payment, but that Executive,
after taking into account the Payments and the Gross-Up Payment, would not
receive a net after-tax benefit of at least $50,000 (taking into account both
income taxes and any Excise Tax) as compared to the net after-tax proceeds to
Executive resulting from an elimination of the Gross-Up Payment and a reduction
of the Payments, in the aggregate, to an amount (the "Reduced Amount") such that
the receipt of Payments would not give rise to any Excise Tax, then no Gross-Up
Payment shall be made to Executive and the Payments, in the aggregate, shall be
reduced to the Reduced Amount. Executive may select the Payments to be limited
or reduced.

           (b) Subject to the provisions of Section 11(c), all determinations
required to be made under this Section 11, including whether and when a Gross-Up
Payment is required and the amount of such Gross-Up Payment and the assumptions
to be used in arriving at such determination, shall be made by a certified
public accounting firm selected by Executive (other than the Company's regular
accounting firm) and reasonably acceptable to the Company (the "Accounting
Firm") which shall provide detailed supporting calculations both to the Company
and Executive within 15 business days of the receipt of notice from Executive
that there has been a Payment, or such earlier time as is reasonably requested
by the Company. All fees and expenses of the Accounting Firm shall be borne

                                       9
<PAGE>

solely by the Company. Any Gross-Up Payment, as determined pursuant to this
Section 11, shall be paid by the Company to Executive within five days of the
receipt of the Accounting Firm's determination. Any determination by the
Accounting Firm shall be binding upon the Company and Executive. As a result of
the uncertainty in the application of Section 4999 of the Code at the time of
the initial determination by the Accounting Firm hereunder, it is possible that
Gross-Up Payments which will not have been made by the Company should have been
made ("Underpayment"), consistent with the calculations required to be made
hereunder. In the event that the Company exhausts its remedies pursuant to
Section 11(c) and Executive thereafter is required to make a payment of any
Excise Tax, the Accounting Firm shall determine the amount of the Underpayment
that has occurred and any such Underpayment shall be promptly paid by the
Company to or for the benefit of Executive, but no later than December 31 of the
year after the year in which Executive remits the Excise Tax.

           (c) Executive shall notify the Company in writing of any claim by the
Internal Revenue Service that, if successful, would require the payment by the
Company of a Gross-Up Payment (or an additional Gross-Up Payment). Such
notification shall be given as soon as practicable but no later than ten
business days after Executive is informed in writing of such claim and shall
apprise the Company of the nature of such claim and the date on which such claim
is requested to be paid. Executive shall not pay such claim prior to the
expiration of the 30-day period following the date on which he gives such notice
to the Company (or such shorter period ending on the date that any payment of
taxes with respect to such claim is due). If the Company notifies Executive in
writing prior to the expiration of such period that it desires to contest such
claim, Executive shall:

               (i) give the Company any information reasonably requested by the
Company relating to such claim,

               (ii) take such action in connection with contesting such claim as
the Company shall reasonably request in writing from time to time, including,
without limitation, accepting legal representation with respect to such claim by
an attorney reasonably selected by the Company,

               (iii) cooperate with the Company in good faith in order
effectively to contest such claim, and

               (iv) permit the Company to participate in any proceedings
relating to such claim; provided, however, that the Company shall bear and pay
directly all costs and expenses (including additional interest and penalties)
incurred in connection with such contest and shall indemnify and hold Executive
harmless, on an after-tax basis, for any Excise Tax or income tax (including
interest and penalties with respect thereto) imposed as a result of such
representation and payment of costs and expenses. Without limitation of the
foregoing provisions of this Section 11(c), the Company shall control all
proceedings taken in connection with such contest (to the extent applicable to
the Excise Tax and the Gross-Up Payment) and, at its sole option, may pursue or
forgo any and all administrative appeals, proceedings, hearings and conferences
with the taxing authority in respect of such claim and may, at its sole option,
either direct Executive to pay the tax claimed and sue for a refund or contest
the claim in any permissible manner, and Executive agrees to prosecute such
contest to a determination before any administrative tribunal, in a court of
initial jurisdiction and in one or more appellate courts, as the Company shall

                                       10
<PAGE>

determine; provided, however, that if the Company directs Executive to pay such
claim and sue for a refund, the Company shall advance the amount of such payment
to Executive, on an interest-free basis and shall indemnify and hold Executive
harmless, on an after-tax basis, from any Excise Tax or income tax (including
interest or penalties with respect thereto) imposed with respect to such advance
or with respect to any imputed income with respect to such advance; and further
provided that any extension of the statute of limitations relating to payment of
taxes for the taxable year of Executive with respect to which such contested
amount is claimed to be due is limited solely to such contested amount.
Furthermore, the Company's control of the contest shall be limited to issues
with respect to which a Gross-Up Payment would be payable hereunder and
Executive shall be entitled to settle or contest, as the case may be, any other
issue raised by the Internal Revenue Service or any other taxing authority.

           (d) If, after the receipt by Executive of an amount advanced by the
Company pursuant to Section 11(c), Executive becomes entitled to receive any
refund with respect to such claim, Executive shall (subject to the Company's
complying with the requirements of Section 11(c)) promptly pay to the Company
the amount of such refund (together with any interest paid or credited thereon
after taxes applicable thereto). If, after the receipt by Executive of an amount
advanced by the Company pursuant to Section 11(c), a determination is made that
Executive shall not be entitled to any refund with respect to such claim and the
Company does not notify Executive in writing of its intent to contest such
denial of refund prior to the expiration of 30 days after such determination,
then such advance shall be forgiven and shall not be required to be repaid and
the amount of such advance shall offset, to the extent thereof, the amount of
Gross-Up Payment required to be paid.

       12. Costs of Enforcement.

           (a) In any action taken in good faith relating to the enforcement of
this Agreement or any provision herein, Executive shall be entitled to
reimbursement for any and all costs and expenses incurred by him in enforcing or
establishing his rights thereunder, including, without limitation, reasonable
attorneys' fees, whether suit be brought or not, and whether or not incurred in
arbitration, trial, bankruptcy or appellate proceedings, but only if and to the
extent Executive is successful in asserting such rights. If Executive becomes
entitled to recover fees and expenses under this Section 12(a), the
reimbursement of an eligible expense shall be made within 10 business days after
delivery of Executive's respective written requests for payment accompanied with
such evidence of fees and expenses incurred as the Company reasonably may
require, but in no event later than March 15 of the year after the year in which
such rights are established.

           (b) Executive shall also be entitled to be paid all reasonable legal
fees and expenses, if any, incurred in connection with any tax audit or
proceeding to the extent attributable to the application of Section 4999 of the
Internal Revenue Code to any payment or benefit hereunder. Such reimbursement of
expenses shall be made on a current basis, as incurred, and in no event later
than December 31 of the year following the calendar year in which the taxes that
are the subject of the audit or proceeding are remitted to the taxing authority,
or where as a result of such audit or proceeding no taxes are remitted, December
31 of the year following the calendar year in which the audit is completed or
there is a final and nonappealable settlement or other resolution of the
proceeding.

       13. [Intentionally Omitted]

                                       11
<PAGE>

       14. Restrictions on Conduct of Executive.

           (a) General. Executive and the Company understand and agree that the
purpose of the provisions of this Section 14 is to protect legitimate business
interests of the Company, as more fully described below, and is not intended to
impair or infringe upon Executive's right to work, earn a living, or acquire and
possess property from the fruits of his labor. Executive hereby acknowledges
that Executive has received good and valuable consideration for the
post-employment restrictions set forth in this Section 14 in the form of the
compensation and benefits provided for herein. Executive hereby further
acknowledges that the post-employment restrictions set forth in this Section 14
are reasonable and that they do not, and will not, unduly impair his ability to
earn a living after the termination of this Agreement.

           In addition, the parties acknowledge: (A) that Executive's services
under this Agreement require unique expertise and talent in the provision of
Competitive Services and that Executive will have substantial contacts with
customers, suppliers, advertisers and vendors of the Company; (B) that pursuant
to this Agreement, Executive will be placed in a position of trust and
responsibility and he will have access to a substantial amount of Confidential
Information and Trade Secrets and that the Company is placing him in such
position and giving him access to such information in reliance upon his
agreement to abide by the covenants set forth in this Section 14; (C) that due
to Executive's unique experience and talent, the loss of Executive's services to
the Company under this Agreement cannot reasonably or adequately be compensated
solely by damages in an action at law; (D) that Executive is capable of
competing with the Company; and (E) that Executive is capable of obtaining
gainful, lucrative and desirable employment that does not violate the
restrictions contained in this Agreement.

           Therefore, Executive shall be subject to the restrictions set forth
in this Section 14.

           (b) Definitions. The following capitalized terms used in this Section
14 shall have the meanings assigned to them below, which definitions shall apply
to both the singular and the plural forms of such terms:

               "Competitive Services" means the business of providing post-acute
healthcare services, including home-based services through home nursing agencies
and facility-based services through long-term acute care hospitals.

               "Confidential Information" means all information regarding the
Company, its activities, business or clients that is the subject of reasonable
efforts by the Company to maintain its confidentiality and that is not generally
disclosed by practice or authority to persons not employed by the Company, but
that does not rise to the level of a Trade Secret. "Confidential Information"
shall include, but is not limited to, financial plans and data concerning the
Company; management planning information; business plans; operational methods;
market studies; marketing plans or strategies; product development techniques or
plans; customer lists; customer files, data and financial information, details
of customer contracts; current and anticipated customer requirements;
identifying and other information pertaining to business referral sources; past,
current and planned research and development; business acquisition plans; and
new personnel acquisition plans. "Confidential Information" shall not include
information that has become generally available to the public by the act of one
who has the right to disclose such information without violating any right or
privilege of the Company. This definition shall not limit any definition of
"confidential information" or any equivalent term under state or federal law.

                                       12
<PAGE>

               "Determination Date" means the date of termination of Executive's
employment with the Company for any reason whatsoever or any earlier date
(during the Employment Period) of an alleged breach of the Restrictive Covenants
by Executive.

               "Person" means any individual or any corporation, partnership,
joint venture, limited liability company, association or other entity or
enterprise.

               "Principal or Representative" means a principal, owner, partner,
stockholder, joint venturer, investor, member, trustee, director, officer,
manager, employee, agent, representative or consultant.

               "Protected Customers" means any Person to whom the Company has
sold its products or services or solicited to sell its products or services,
other than through general advertising targeted at consumers, during the 12
months prior to the Determination Date.

               "Protected Employees" means employees of the Company who were
employed by the Company or its affiliates at any time within six months prior to
the Determination Date, other than those who were discharged by the Company or
such affiliated employer without cause.

               "Restricted Period" means the Employment Period plus 24 months
(or the Employment Period plus 6 months if Executive's termination occurs within
two years after the occurrence of a Change in Control); provided, however, that
the Restricted Period shall end with respect to the covenants in clauses (ii),
(iii) and (iv) of Section 14(c) on the 60th day after the Date of Termination in
the event the Company breaches its obligation, if any, to make any payment
required under Section 8(a)(i).

               "Restricted Territory" means the geographical territories
described on Exhibit B hereto. The Company and Executive agree that Exhibit B
shall be periodically reviewed and updated as necessary to maintain a current
and complete description of the geographic territories in which the Company does
business.

               "Restrictive Covenants" means the restrictive covenants contained
in Section 14(c) hereof.

               "Third Party Information" means confidential or proprietary
information subject to a duty on the Company's and its affiliates' part to
maintain the confidentiality of such information and to use it only for certain
limited purposes.

               "Trade Secret" means all information, without regard to form,
including, but not limited to, technical or nontechnical data, a formula, a
pattern, a compilation, a program, a device, a method, a technique, a drawing, a
process, financial data, financial plans, product plans, distribution lists or a
list of actual or potential customers, advertisers or suppliers which is not
commonly known by or available to the public and which information: (A) derives
economic value, actual or potential, from not being generally known to, and not
being readily ascertainable by proper means by, other persons who can obtain
economic value from its disclosure or use; and (B) is the subject of efforts
that are reasonable under the circumstances to maintain its secrecy. Without
limiting the foregoing, Trade Secret means any item of confidential information
that constitutes a "trade secret(s)" under the common law or statutory law of
the State of Louisiana.

                                       13
<PAGE>

               "Work Product" means all inventions, innovations, improvements,
developments, methods, processes, programs, designs, analyses, drawings,
reports, and all similar or related information (whether or not patentable) that
relate to the Company's or its affiliates' actual or anticipated business,
research and development, or existing or future products or services and that
are conceived, developed, contributed to, made, or reduced to practice by
Executive (either solely or jointly with others) while employed by the Company
or its affiliates.

           (c) Restrictive Covenants.

               (i) Restriction on Disclosure and Use of Confidential Information
and Trade Secrets. Executive understands and agrees that the Confidential
Information and Trade Secrets constitute valuable assets of the Company and its
affiliated entities, and may not be converted to Executive's own use.
Accordingly, Executive hereby agrees that Executive shall not, directly or
indirectly, at any time during the Restricted Period reveal, divulge, or
disclose to any Person not expressly authorized by the Company any Confidential
Information, and Executive shall not, directly or indirectly, at any time during
the Restricted Period use or make use of any Confidential Information in
connection with any business activity other than that of the Company. Throughout
the term of this Agreement and at all times after the date that this Agreement
terminates for any reason, Executive shall not directly or indirectly transmit
or disclose any Trade Secret of the Company to any Person, and shall not make
use of any such Trade Secret, directly or indirectly, for himself or for others,
without the prior written consent of the Company. The parties acknowledge and
agree that this Agreement is not intended to, and does not, alter either the
Company's rights or Executive's obligations under any state or federal statutory
or common law regarding trade secrets and unfair trade practices.

               Anything herein to the contrary notwithstanding, Executive shall
not be restricted from disclosing or using Confidential Information or any Trade
Secret that is required to be disclosed by law, court order or other legal
process; provided, however, that in the event disclosure is required by law,
Executive shall provide the Company with prompt notice of such requirement so
that the Company may seek an appropriate protective order prior to any such
required disclosure by Executive.

               Executive acknowledges that any and all Confidential Information
is the exclusive property of the Company and agrees to deliver to the Company on
the Date of Termination, or at any other time the Company may request in
writing, any and all Confidential Information which he may then possess or have
under his control in whatever form same may exist, including, but not by way of
limitation, hard copy files, soft copy files, computer disks, and all copies
thereof.

               (ii) Nonsolicitation of Protected Employees. Executive
understands and agrees that the relationship between the Company and each of its
Protected Employees constitutes a valuable asset of the Company and may not be
converted to Executive's own use. Accordingly, Executive hereby agrees that
during the Restricted Period, Executive shall not directly or indirectly on
Executive's own behalf or as a Principal or Representative of any Person or
otherwise solicit or induce any Protected Employee to terminate his employment
relationship with the Company or to enter into employment with any other Person.

               (iii) Restriction on Relationships with Protected Customers.
Executive understands and agrees that the relationship between the Company and
each of its Protected Customers constitutes a valuable asset of the Company and
may not be converted to Executive's own use. Accordingly, Executive hereby
agrees that, during the Restricted Period and in the Restricted Territory,

                                       14
<PAGE>

Executive shall not, without the prior written consent of the Company, directly
or indirectly, on Executive's own behalf or as a Principal or Representative of
any Person, solicit, divert, take away or attempt to solicit, divert or take
away a Protected Customer for the purpose of providing or selling Competitive
Services; provided, however, that the prohibition of this covenant shall apply
only to Protected Customers with whom Executive had Material Contact on the
Company's behalf during the 12 months immediately preceding the Date of
Termination; and, provided further, that the prohibition of this covenant shall
not apply to the conduct of general advertising activities. For purposes of this
Agreement, Executive had "Material Contact" with a Protected Customer if (a) he
had business dealings with the Protected Customer on the Company's behalf; (b)
he was responsible for supervising or coordinating the dealings between the
Company and the Protected Customer; or (c) he obtained Trade Secrets or
Confidential Information about the customer as a result of his association with
the Company.

               (iv) Noncompetition with the Company In consideration of the
compensation and benefits being paid and to be paid by the Company to Executive
hereunder, Executive understands and agrees that, during the Restricted Period
and within the Restricted Territory, he shall not, directly or indirectly, carry
on or engage in Competitive Services on his own or on behalf of any Person, or
any Principal or Representative of any Person; provided, however, that the
provisions of this Agreement shall not be deemed to prohibit the ownership by
Executive of any securities of the Company or its affiliated entities or not
more than five percent (5%) of any class of securities of any corporation having
a class of securities registered pursuant to the Exchange Act. Executive
acknowledges that the Restricted Territory is reasonable because the Company
carries on and engages in Competitive Services throughout the Restricted
Territory and that in the performance of his duties for the Company he is
charged with operating on the Company's behalf throughout the Restricted
Territory.

               (v) Ownership of Work Product. Executive acknowledges that the
Work Product belongs to the Company or its affiliates and Executive hereby
assigns, and agrees to assign, all of the Work Product to the Company or its
affiliates. Any copyrightable work prepared in whole or in part by Executive in
the course of his work for any of the foregoing entities shall be deemed a "work
made for hire" under the copyright laws, and the Company or such affiliate shall
own all rights therein. To the extent that any such copyrightable work is not a
"work made for hire," Executive hereby assigns and agrees to assign to the
Company or such affiliate all right, title, and interest, including without
limitation, copyright in and to such copyrightable work. Executive shall
promptly disclose such Work Product and copyrightable work to the Board and
perform all actions reasonably requested by the Board (whether during or after
the Employment Period) to establish and confirm the Company's or such
affiliate's ownership (including, without limitation, assignments, consents,
powers of attorney, and other instruments).

               (vi) Third Party Information. Executive understands that the
Company and its affiliates will receive Third Party Information. During the
Employment Period and thereafter, and without in any way limiting the provisions
of Section 14(c)(i) above, Executive will hold Third Party Information in the
strictest confidence and will not disclose to anyone (other than personnel of
the Company or its affiliates who need to know such information in connection
with their work for the Company or its affiliates) or use, except in connection
with his work for the Company or its affiliates, Third Party Information unless
expressly authorized by a member of the Board (other than Executive) in writing.

                                       15
<PAGE>

               (vii) Use of Information of Prior Employers. During the
Employment Period, Executive will not improperly use or disclose any
confidential information or trade secrets, if any, of any former employers or
any other person to whom Executive has an obligation of confidentiality, and
will not bring onto the premises of the Company or any of its affiliates any
unpublished documents or any property belonging to any former employer or any
other person to whom Executive has an obligation of confidentiality unless
consented to by in writing the former employer or person. Executive will use in
the performance of his duties only information which is (i) generally known and
used by persons with training and experience comparable to Executive's and which
is (x) common knowledge in the industry or (y) is otherwise legally in the
public domain, (ii) is otherwise provided or developed by the Company or its
affiliates or (iii) in the case of materials, property or information belonging
to any former employer or other person to whom Executive has an obligation of
confidentiality, approved for such use in writing by such former employer or
person.

           (d) Enforcement of Restrictive Covenants.

               (i) Rights and Remedies Upon Breach. In the event Executive
breaches, or threatens to commit a breach of, any of the provisions of the
Restrictive Covenants, the Company shall have the right and remedy to enjoin,
preliminarily and permanently, Executive from violating or threatening to
violate the Restrictive Covenants and to have the Restrictive Covenants
specifically enforced by any court or tribunal of competent jurisdiction, it
being agreed that any breach or threatened breach of the Restrictive Covenants
would cause irreparable injury to the Company and that money damages would not
provide an adequate remedy to the Company. Such right and remedy shall be
independent of any others and severally enforceable, and shall be in addition
to, and not in lieu of, any other rights and remedies available to the Company
at law or in equity.

               (ii) Severability of Covenants. Executive acknowledges and agrees
that the Restrictive Covenants are reasonable and valid in time and scope and in
all other respects. The covenants set forth in this Agreement shall be
considered and construed as separate and independent covenants. Should any part
or provision of any covenant be held invalid, void or unenforceable, such
invalidity, voidness or unenforceability shall not render invalid, void or
unenforceable any other part or provision of this Agreement. If any portion of
the foregoing provisions is found to be invalid or unenforceable because its
duration, the territory, the definition of activities or the definition of
information covered is considered to be invalid or unreasonable in scope, the
invalid or unreasonable term shall be redefined, or a new enforceable term
provided, such that the intent of the Company and Executive in agreeing to the
provisions of this Agreement will not be impaired and the provision in question
shall be enforceable to the fullest extent of the applicable laws.

               (iii) Reformation. The parties hereunder agree that it is their
intention that the Restrictive Covenants be enforced in accordance with their
terms to the maximum extent possible under applicable law. The parties further
agree that, in the event any tribunal of competent jurisdiction shall find that
any provision hereof is not enforceable in accordance with its terms, the
tribunal shall reform the Restrictive Covenants such that they shall be
enforceable to the maximum extent permissible at law.

       15. Consent to Jurisdiction. The Company and Executive irrevocably
consent to the exclusive jurisdiction and venue of the 15th Judicial District
Court in Lafayette, Louisiana, in any judicial proceeding brought to enforce
this Agreement. The parties agree that any forum is an inconvenient forum and
that a lawsuit (or non-compulsory counterclaim) brought by one party against
another party, in a court of any jurisdiction other than the 15th Judicial
District Court in Lafayette, Louisiana should be forthwith dismissed or
transferred to 15th Judicial District Court in Lafayette, Louisiana.

                                       16
<PAGE>

       16. Assignment and Successors.

           (a) This Agreement is personal to Executive and without the prior
written consent of the Company shall not be assignable by Executive otherwise
than by will or the laws of descent and distribution. This Agreement shall inure
to the benefit of and be enforceable by Executive's legal representatives.

           (b) This Agreement shall inure to the benefit of and be binding upon
the Company and its successors and assigns.

           (c) The Company will require any Surviving Entity resulting from a
Reorganization, Sale or Acquisition (if other than the Company) to assume
expressly and agree to perform this Agreement in the same manner and to the same
extent that the Company would be required to perform it if no Reorganization,
Sale or Acquisition had taken place. As used in this Agreement, "Company" shall
mean the Company as hereinbefore defined and any successor to its business
and/or assets as aforesaid which assumes and agrees to perform this Agreement by
operation of law, or otherwise.

       17. Miscellaneous.

           (a) Waiver. Failure of either party to insist, in one or more
instances, on performance by the other in strict accordance with the terms and
conditions of this Agreement shall not be deemed a waiver or relinquishment of
any right granted in this Agreement or of the future performance of any such
term or condition or of any other term or condition of this Agreement, unless
such waiver is contained in a writing signed by the party making the waiver.

           (b) Severability. If any provision or covenant, or any part thereof,
of this Agreement should be held by any tribunal of competent jurisdiction to be
invalid, illegal or unenforceable, either in whole or in part, such invalidity,
illegality or unenforceability shall not affect the validity, legality or
enforceability of the remaining provisions or covenants, or any part thereof, of
this Agreement, all of which shall remain in full force and effect.

           (c) Other Agents. Nothing in this Agreement is to be interpreted as
limiting the Company from employing other personnel on such terms and conditions
as may be satisfactory to it, except that this Section 17(c) shall not override
the provision of Section 7(d)(i).

           (d) Entire Agreement. Except as provided herein, this Agreement
contains the entire agreement between the Company and Executive with respect to
the subject matter hereof and, from and after the Effective Date, this Agreement
shall supersede any other agreement between the parties with respect to the
subject matter hereof, including without limitation, the Prior Agreement.

           (e) Governing Law. Except to the extent preempted by federal law, and
without regard to conflict of laws principles, the laws of the State of
Louisiana shall govern this Agreement in all respects, whether as to its
validity, construction, capacity, performance or otherwise.

                                       17
<PAGE>

           (f) Notices. All notices, requests, demands and other communications
required or permitted hereunder shall be in writing and shall be deemed to have
been duly given if delivered or three days after mailing if mailed, first class,
certified mail, postage prepaid:

           To the Company:   LHC Group, Inc.
                             Suite A
                             420 W. Pinhook Road
                             Lafayette, LA 70503
                             Attention: General Counsel

                             To Executive:

Any party may change the address to which notices, requests, demands and other
communications shall be delivered or mailed by giving notice thereof to the
other party in the same manner provided herein.

           (g) Amendments and Modifications. This Agreement may be amended or
modified only by a writing signed by both parties hereto, which makes specific
reference to this Agreement.

           (h) Construction. Each party and his or its counsel have reviewed
this Agreement and have been provided the opportunity to revise this Agreement
and accordingly, the normal rule of construction to the effect that any
ambiguities are to be resolved against the drafting party shall not be employed
in the interpretation of this Agreement. Instead, the language of all parts of
this Agreement shall be construed as a whole, and according to its fair meaning,
and not strictly for or against either party.

           (i) Code Section 409A. Notwithstanding anything in this Agreement to
the contrary, if any amount or benefit that would constitute non-exempt
"deferred compensation" for purposes of Section 409A of the Code would otherwise
be payable or distributable under this Agreement by reason of Executive's
separation from service during a period in which he is a Specified Employee (as
defined below), then, subject to any permissible acceleration of payment by the
Company under Treas. Reg. Section 1.409A-3(j)(4)(ii) (domestic relations order),
(j)(4)(iii) (conflicts of interest), or (j)(4)(vi) (payment of employment
taxes):

               (i) if the payment or distribution is payable in a lump sum,
Executive's right to receive payment or distribution of such non-exempt deferred
compensation will be delayed until the earlier of Executive's death or the first
day of the seventh month following Executive's separation from service; and

               (ii) if the payment or distribution is payable over time, the
amount of such non-exempt deferred compensation that would otherwise be payable
during the six-month period immediately following Executive's separation from
service will be accumulated and Executive's right to receive payment or
distribution of such accumulated amount will be delayed until the earlier of
Executive's death or the first day of the seventh month following Executive's
separation from service, whereupon the accumulated amount will be paid or
distributed to Executive and the normal payment or distribution schedule for any
remaining payments or distributions will resume.

                                       18
<PAGE>

       For purposes of this Agreement, the term "Specified Employee" has the
meaning given such term in Code Section 409A and the final regulations
thereunder ("Final 409A Regulations"), provided, however, that, as permitted in
the Final 409A Regulations, the Company's Specified Employees and its
application of the six-month delay rule of Code Section 409A(a)(2)(B)(i) shall
be determined in accordance with rules adopted by the Board of Directors or a
committee thereof, which shall be applied consistently with respect to all
nonqualified deferred compensation arrangements of the Company, including this
Agreement.

           (j) Withholding. The Company or its subsidiaries, if applicable,
shall be entitled to deduct or withhold from any amounts owing from the Company
or any such affiliate to Executive any federal, state, local or foreign
withholding taxes, excise taxes, or employment taxes ("Taxes") imposed with
respect to Executive's compensation or other payments from the Company or any of
its affiliates. In the event the Company or its affiliates do not make such
deductions or withholdings, Executive shall indemnify the Company and its
affiliates for any amounts paid with respect to any such Taxes.

       IN WITNESS WHEREOF, the parties hereto have duly executed and delivered
this Employment Agreement as of the date first above written.

                                           LHC GROUP, INC.

                                           By:
                                              ---------------------------
                                           Title:
                                                 ------------------------

                                           EXECUTIVE:

                                           ------------------------------
                                           Daryl Doise

                                       19
<PAGE>

                                    EXHIBIT A
                                Form of Release
                                ---------------

       THIS RELEASE ("Release") is granted effective as of the ____ day of
_________, 20__, by ________ ("Executive") in favor of LHC Group, Inc. (the
"Company"). This is the Release referred to that certain Employment Agreement
effective as of _________, 200_ by and between the Company and Executive (the
"Employment Agreement"), with respect to which this Release is an integral part.

       FOR AND IN CONSIDERATION of the payments and benefits provided by Section
8 of the Employment Agreement and the Company's other promises and covenants as
recited in the Employment Agreement, the receipt and sufficiency of which are
hereby acknowledged, Executive, for himself, his successors and assigns, now and
forever hereby releases and discharges the Company and all its past and present
officers, directors, stockholders, employees, agents, parent corporations,
predecessors, subsidiaries, affiliates, estates, successors, assigns, benefit
plans, consultants, administrators, and attorneys (hereinafter collectively
referred to as "Releasees") from any and all claims, charges, actions, causes of
action, sums of money due, suits, debts, covenants, contracts, agreements,
promises, demands or liabilities (hereinafter collectively referred to as
"Claims") whatsoever, in law or in equity, whether known or unknown, which
Executive ever had or now has from the beginning of time up to the date this
Release ("Release") is executed, including, but not limited to, claims under the
Age Discrimination in Employment Act, as amended by the Older Workers Benefit
Protection Act, Title VII of the Civil Rights Act of 1964 (and all of its
amendments), the Americans with Disabilities Act, as amended, or any other
federal or state statutes, all tort claims, all claims for wrongful employment
termination or breach of contract, and any other claims which Executive has,
had, or may have against the Releasees on account of or arising out of
Executive's employment with or termination from the Company; provided, however,
that nothing contained in this Release shall in any way diminish or impair (i)
any rights of Executive to the benefits conferred or referenced in the
Employment Agreement or Executive's Retention Bonus Agreement with the Company,
(ii) any rights to indemnification that may exist from time to time under the
Company's bylaws, certificate of incorporation, Louisiana law or otherwise, or
(iii) Executive's ability to raise an affirmative defense in connection with any
lawsuit or other legal claim or charge instituted or asserted by the Company
against Executive.

       Without limiting the generality of the foregoing, Executive hereby
acknowledges and covenants that in consideration for the sums being paid to him
he has knowingly waived any right or opportunity to assert any claim that is in
any way connected with any employment relationship or the termination of any
employment relationship which existed between the Company and Executive.
Executive further understands and agrees that he has knowingly relinquished,
waived and forever released any and all remedies arising out of the aforesaid
employment relationship or the termination thereof, including, without
limitation, claims for backpay, front pay, liquidated damages, compensatory
damages, general damages, special damages, punitive damages, exemplary damages,
costs, expenses and attorneys' fees.

       Executive specifically acknowledges and agrees that he has knowingly and
voluntarily released the Company and all other Releasees from any and all claims
arising under the Age Discrimination in Employment Act ("ADEA"), 29 U.S.C. ss.
621, et seq., which Executive ever had or now has from the beginning of time up
to the date this Release is executed, including but not limited to those claims
which are in any way connected with any employment relationship or the

                                        1
<PAGE>

termination of any employment relationship which existed between the Company and
Executive. Executive further acknowledges and agrees that he has been advised to
consult with an attorney prior to executing this Release and that he has been
given twenty-one (21) days to consider this Release prior to its execution.
Executive also understands that he may revoke this Release at any time within
seven (7) days following its execution. Executive understands, however, that
this Release shall not become effective and that none of the consideration
described above shall be paid to him until the expiration of the seven-day
revocation period.

       Executive agrees never to seek reemployment or future employment with the
Company or any of the other Releasees.

       Executive acknowledges that the terms of this Release must be kept
confidential. Accordingly, Executive agrees not to disclose or publish to any
person or entity, except as required by law or as necessary to prepare tax
returns, the terms and conditions or sums being paid in connection with this
Release.

       It is understood and agreed by Executive that the payment made to him is
not to be construed as an admission of any liability whatsoever on the part of
the Company or any of the other Releasees, by whom liability is expressly
denied.

       This Release is executed by Executive voluntarily and is not based upon
any representations or statements of any kind made by the Company or any of the
other Releasees as to the merits, legal liabilities or value of his claims.
Executive further acknowledges that he has had a full and reasonable opportunity
to consider this Release and that he has not been pressured or in any way
coerced into executing this Release.

       Executive acknowledges and agrees that this Release may not be revoked at
any time after the expiration of the seven-day revocation period and that he
will not institute any suit, action, or proceeding, whether at law or equity,
challenging the enforceability of this Release. Executive further acknowledges
and agrees that, with the exception of an action to challenge his waiver of
claims under the ADEA, he shall not ever attempt to challenge the terms of this
Release, attempt to obtain an order declaring this Release to be null and void,
or institute litigation against the Company or any other Releasee based upon a
claim which is covered by the terms of the release contained herein, without
first repaying all monies paid to him under Section 8 of the Employment
Agreement. Furthermore, with the exception of an action to challenge his waiver
of claims under the ADEA, if Executive does not prevail in an action to
challenge this Release, to obtain an order declaring this Release to be null and
void, or in any action against the Company or any other Releasee based upon a
claim which is covered by the release set forth herein, Executive shall pay to
the Company and/or the appropriate Releasee all their costs and attorneys' fees
incurred in their defense of Executive's action.

       This Release and the rights and obligations of the parties hereto shall
be governed and construed in accordance with the laws of the State of Louisiana.
If any provision hereof is unenforceable or is held to be unenforceable, such
provision shall be fully severable, and this document and its terms shall be
construed and enforced as if such unenforceable provision had never comprised a
part hereof, the remaining provisions hereof shall remain in full force and
effect, and the court construing the provisions shall add as a part hereof a
provision as similar in terms and effect to such unenforceable provision as may
be enforceable, in lieu of the unenforceable provision.

                                        2
<PAGE>

       This document contains all terms of the Release and supersedes and
invalidates any previous agreements or contracts. No representations,
inducements, promises or agreements, oral or otherwise, which are not embodied
herein shall be of any force or effect.

       IN WITNESS WHEREOF, the undersigned acknowledges that he has read these
three pages and he sets his hand and seal this ____ day of ____________, 20___.

Sworn to and subscribed before
me this _____ day of
______________, 20___.

---------------------
Notary Public

My Commission Expires:

---------------------

                                       3
<PAGE>

                                    EXHIBIT B

                              Restricted Territory
                              --------------------

The Restricted Territory shall include the following counties and parishes in
the states where the Company and its subsidiaries and affiliates conduct
business:

ALABAMA
-------
Crenshaw, Coffee, Geneva, Butler, Baldwin, Mobile, Washington, Clarke, Monroe,
Escambia, Escambia, Baldwin, Monroe, Conecuh, Covington

ARKANSAS
--------
Carroll, Benton, Madison, Boone, Washington, Crawford, Franklin, Johnson,
Newton, Marion, St. Francis, Lee, Woodruff, Monroe, Cross, Crittenden,
Mississippi, Poinsett, Jackson, White, Prairie, Arkansas, Phillips, Polk, Scott,
Montgomery, Yell, Logan, Franklin, Sebastian, Hot Spring, Clark, Hempstead,
Pike, Howard, Sevier, Garland, Garland, Hot Spring, Clark, Saline, Montgomery,
Perry, Pike, Hempstead, Nevada, Dallas, Grant, Pulaski, Faulkner, Conway, Pope,
Yell, Scott, Dallas, Cleveland, Calhoun, Bradley, Ouachita, Grant, Saline, Hot
Springs, Clark, Nevada, Columbia, Union, Ashley, Drew, Lincoln, Jefferson,
Fulton, Izard, Baxter, Sharp, Marion, Searcy, Stone, Cleburne, Independence,
Lawrence, Randolph, Jackson

FLORIDA
-------
Alachua, Bradford, Charlotte, Citrus, Collier, Columbia, DeSoto, Dixie,
Gilchrist, Glades, Hamilton, Hardee, Hendry, Hernando, Highlands, Hillsborough,
Lafayette, Lake, Lee, Levy, Manatee, Marion, Monroe, Polk, Putnam, Sarasota,
Sumter, Suwannee, Union

GEORGIA
-------
Bartow, Chattooga, Floyd, Gordon, Haralson, Harris, Muscogee, Paulding, Pickens,
Polk, Troup

KENTUCKY
--------
Allen, Anderson, Butler, Caldwell, Casey, Christian, Clinton, Crittenden,
Cumberland, Daviess, Edmonson, Fayette, Fulton, Green, Hart, Hickman, Jessamine,
Lincoln, Livingston, Logan, Lyon, McCreary, Pulaski, Russell, Simpson, Taylor,
Todd, Trigg, Warren, Wayne, Woodford

LOUISIANA
---------
Acadia, Allen, Ascension, Assumption, Avoyelles, Beauregard, Bienville, Bossier,
Caddo, Calcasieu, Caldwell, Cameron, Catahoula, Claiborne, Concordia, De Soto,
East Baton Rouge, East Carroll, East Feliciana, Evangeline, Franklin, Grant,
Iberia, Iberville, Jackson, Jefferson Davis, Jefferson, La Salle, Lafayette,
Lafourche, Lincoln, Livingston, Madison, Morehouse, Natchitoches, Orleans,
Ouachita, Plaquemines, Pointe Coupee, Rapides, Red River, Richland, Sabine, St.
Bernard, St. Charles, St. Helena, St. James, St. John the Baptist, St. Landry,
St. Martin, St. Mary, St. Tammany, Tangipahoa, Tensas, Terrebonne, Union,
Vermilion, Vernon, Washington, Webster, West Baton Rouge, West Carroll, West
Feliciana, Winn

MISSISSIPPI
-----------
Attala, Calhoun, Carroll, Chickasaw, Choctaw, Claiborne, Clarke, Clay, Copiah,
Covington, Forrest, George, Greene, Grenada, Hancock, Harrison, Hinds,
Issaquena, Jasper, Jefferson, Jones, Kemper, Lamar, Leake, Lowndes, Madison,
Marion, Montgomery, Neshoba, Noxubee, Oktibbeha, Pearl River, Perry, Rankin,
Scott, Sharkey, Simpson, Smith, Stone, Walthall, Warren, Wayne, Webster,
Winston, Yazoo

                                        1
<PAGE>

OHIO
----
Athens, Belmont, Coshocton, Franklin, Gallia, Guernsey, Harrison, Hocking,
Jackson, Lawrence, Licking, Meigs, Monroe, Morgan, Muskingum, Noble, Perry,
Pickaway, Pike, Ross, Scioto, Tuscarawas, Vinton, Washington

TENNESSEE
---------
Anderson, Benton, Blount, Campbell, Carroll, Cheatham, Chester, Claiborne,
Cocke, Crockett, Davidson, Decatur, Dyer, Fayette, Gibson, Grainger, Hamblen,
Hardeman, Hardin, Haywood, Henderson, Henry, Jefferson, Knox, Lake, Lauderdale,
Loudon, Madison, McNairy, Monroe, Montgomery, Morgan, Obion, Roane, Robertson,
Scott, Sevier, Shelby, Sumner, Tipton, Union, Weakley

TEXAS
-----
Anderson, Angelina, Bowie, Camp, Cass, Cherokee, Collin, Delta, Fannin,
Franklin, Grayson, Gregg, Hardin, Harrison, Henderson, Hopkins, Hunt, Jefferson,
Kaufman, Lamar, Liberty, Marion, Morris, Nacogdoches, Orange, Panola, Polk,
Rains, Red River, Rusk, San Jacinto, Shelby, Smith, Titus, Tyler, Upshur, Van
Zandt, Wood

WEST VIRGINIA
-------------
Boone, Calhoun, Doddridge, Fayette, Gilmer, Greenbrier, Jackson, Lincoln, Logan,
Marshall, McDowell, Mercer, Mingo, Monroe, Nicholas, Pleasants, Pocahontas,
Raleigh, Ritchie, Roane, Summers, Tyler, Wetzel, Wirt, Wood, Wyoming

                                       2Exhibit 4.1

J.P. MORGAN ACCEPTANCE CORPORATION I

as Depositor

HSBC BANK USA, NATIONAL ASSOCIATION,

as Trustee

U.S. BANK NATIONAL ASSOCIATION,

as Securities Administrator

_________________________________________

TRUST AGREEMENT

Dated as of November 1, 2007

__________________________________________

TABLE OF CONTENTS

ARTICLE I  DEFINED TERMS

1

ARTICLE II  THE TRUST

7

Section 2.01.  Transfer of Exchangeable REMIC Certificates

7

Section 2.02.  Certificates

7

Section 2.03.  Exchanges

7

Section 2.04.  Delivery of Instruments

8

Section 2.05.  Distribution Date Statements to Certificateholders

8

ARTICLE III  CERTIFICATES; DISTRIBUTIONS

9

Section 3.01.  Issuance of Certificates

9

Section 3.02.  Trust Account

9

Section 3.03.  Distributions

9

Section 3.04.  Allocation of Realized Losses

10

ARTICLE IV  LIMITATION OF LIABILITY

10

ARTICLE V  THE TRUSTEE

10

ARTICLE VI  TERMINATION

11

ARTICLE VII  SUPPLEMENTAL AGREEMENTS

11

ARTICLE VIII  MISCELLANEOUS

11

Section 8.01.  Certificateholders

11

Section 8.02.  Governing Law

12

Section 8.03.  Demands, Notices and Communications

12

Section 8.04.  Severability of Provisions

12

Section 8.05.  Tax Status and Reporting

12

APPENDIX A

A-1

APPENDIX A

Available Combinations

APPENDIX B

Sequential Pay Exchangeable Combinations

APPENDIX C

Super Senior Exchangeable Combinations

EXHIBIT I

Form of Certificates

EXHIBIT II

Form of Exchange Letter

This TRUST AGREEMENT (this “Trust Agreement”), dated as of November 1, 2007, is executed by and among J.P. MORGAN ACCEPTANCE CORPORATION I, as depositor under the Pooling and Servicing Agreement (as defined below), HSBC BANK USA, NATIONAL ASSOCIATION, as trustee (the “Trustee”), and U.S. BANK NATIONAL ASSOCIATION, as securities administrator (in such capacity, the “Securities Administrator”).

RECITALS

WHEREAS, the J.P. Morgan Acceptance Corporation I, as depositor, U.S. Bank National Association, as master servicer and securities administrator and HSBC Bank USA, National Association, as trustee, have entered into the Pooling and Servicing Agreement dated as of November 1, 2007 (the “Pooling and Servicing Agreement”), creating and establishing J.P. Morgan Mortgage Trust 2007-A6 (the “Underlying Trust”);

WHEREAS, the Underlying Trust has issued a series of certificates known as the Mortgage Pass-Through Certificates, Series 2007-A6, which series includes the REMIC Classes (as defined herein), evidencing the entire beneficial interests in the Underlying Trust;

WHEREAS, each Exchangeable REMIC Class issued hereunder represents an undivided beneficial ownership interest in the REMIC Class having a like alpha-numerical class designation;

WHEREAS, all or a portion of the Exchangeable Classes (as defined herein) issued hereunder in the applicable Exchangeable Combination (as defined herein), may be exchanged for a proportionate interest in the Exchangeable REMIC Classes in the related REMIC Combination;

WHEREAS, all or a portion of the Exchangeable REMIC Classes in a REMIC Combination may be exchanged for the Exchangeable Classes in the related Exchangeable Combination in the same manner; and

WHEREAS, the parties hereto desire to create this Trust to issue the Exchangeable Classes and the Exchangeable REMIC Classes subject to the terms and conditions set forth herein.

NOW THEREFORE, the parties to this Trust Agreement, in the several capacities hereinabove set forth, do hereby declare and establish this Trust Agreement and do hereby undertake and otherwise agree as follows:

ARTICLE I

DEFINED TERMS

Capitalized terms used and not defined herein shall have the respective meanings assigned to them in the Pooling and Servicing Agreement and the rules of construction set forth therein shall apply hereto.  In addition, whenever used in this Trust Agreement, the following words and phrases, unless the context otherwise requires, shall have the following meanings:

“Aggregate Denomination”:  As to any Class and date of determination, the aggregate of the denominations of the Outstanding Certificates of such Class on such date.

“Allocation Ratio”:  With respect to each Class of Exchangeable REMIC Certificates, a fraction, the numerator of which is equal to the Aggregate Denomination of such Class of Exchangeable REMIC Certificates at the close of business on the related Record Date and the denominator of which is the Initial Authorized Denomination with respect to such Exchangeable REMIC Class.

“Authorized Officer”:  The Chairman of the Board, the President or any Executive Vice President, Senior Vice President or Vice President.

“Certificate”:  A grantor trust pass-through security issued hereunder in a book-entry form as authorized by this Trust Agreement, substantially in the form of Exhibit I hereto.

“Certificate Principal Balance”:  With respect to any Certificate, the product of the related Class Principal Balance multiplied by a fraction the numerator of which is the Denomination of such Certificate and the denominator of which is the related Class Principal Balance.

“Certificate Registrar”:  For the purposes of this Trust Agreement, the Certificate Registrar appointed pursuant to Section 3.02 of the Pooling and Servicing Agreement which shall act as Certificate Registrar under this Trust Agreement subject to the terms and conditions and entitled to the same rights, protections and indemnities set forth in the Pooling and Servicing Agreement.

“Class”:  Each Class of Certificates issued or issuable hereunder as set forth in Section 2.02 hereto.

 “Class Interest Distribution Amount”:  As to each Class of Exchangeable REMIC Certificates and Distribution Date, an amount equal to the product of (i) the aggregate of the distributions on such Distribution Date in respect of interest on the related REMIC Class and (ii) the related Allocation Ratio.  As to each Class of Exchangeable Certificates in an Exchangeable Combination, such class’s pro rata portion of the related Exchangeable Combination Interest Distribution Amount, based on the amount of interest due each such class at the related Certificate Interest Rate; provided, however, that with respect to any Exchangeable Combination which consists of only one Exchangeable Certificate, such class’s pro rata portion shall equal 100%.

“Class Notional Amount”:  With respect to the Class 1-A-4, Class 1-A-6, Class 3-A-7, Class 3-A-9, Class 3-A-11, Class 3-A-13, Class 3-A-15, Class 3-A-17, Class 3-A-19, Class 3-A-21 and Class 3-A-23 Certificates, the Class Notional Amount set forth in the Pooling and Servicing Agreement. 

 “Class Principal Balance”:  With respect to any Class of Exchangeable REMIC Certificates, at any time, the Class Principal Balance of the related REMIC Class multiplied by the related Allocation Ratio.  With respect to any Class of Exchangeable Certificates in an Exchangeable Combination, other than an Interest-Only Exchangeable Class, at any time, the product of (i) the Exchangeable Combination Principal Allocation for such Exchangeable Combination and (ii) the related Exchangeable Certificate Principal Allocation Ratio.

“Class Principal Distribution Amount”:  As to each Class of Exchangeable REMIC Certificates and Distribution Date, an amount equal to the product of (i) the aggregate of the distributions on such Distribution Date in respect of principal on the related REMIC Class and (ii) the related Allocation Ratio. As to each Class of Exchangeable Certificates in an Exchangeable Combination, other than an Interest-Only Exchangeable Class, and Distribution Date, an amount equal to the product of (i) the Exchangeable Combination Principal Distribution Amount for such Exchangeable Combination and (ii) the related Exchangeable Certificate Principal Allocation Ratio.

“Code”:  The Internal Revenue Code of 1986, as amended, including any successor or amendatory provisions.

“Denomination”:  As to any Certificate, the amount indicated on the face of such Certificate.

“Exchangeable Certificate Principal Allocation Ratio”: With respect to any Class of Exchangeable Certificates in an Exchangeable Combination, a fraction, the numerator of which is the Maximum Original Certificate Principal Amount for such Class of Exchangeable Certificates (as set forth in the table in Appendix A) and the denominator of which is the aggregate Maximum Original Certificate Principal Amount of all Exchangeable Certificates in such Exchangeable Combination.

“Exchangeable Class” or “Exchangeable Certificate”: The Class 1-A-3, Class 1-A-4, Class 1-A-5, Class 1-A-6, Class 3-A-1, Class 3-A-6, Class 3-A-7, Class 3-A-8, Class 3-A-9, Class 3-A-10, Class 3-A-11, Class 3-A-12, Class 3-A-13, Class 3-A-14, Class 3-A-15, Class 3-A-16, Class 3-A-17, Class 3-A-18, Class 3-A-19, Class 3-A-20, Class 3-A-21, Class 3-A-22 and Class 3-A-23 Certificates.

“Exchangeable Combination”: Any of the groupings of Exchangeable Certificates designated as an “Exchangeable Combination” in Appendix A hereto.

“Exchangeable Combination Interest Distribution Amount”: With respect to each Exchangeable Combination, an amount equal to the sum of the following amount with respect to each Exchangeable REMIC Certificate in the related REMIC Combination:

The product of:

(1) 

the aggregate of the distributions in respect of interest to the related REMIC Class under the Pooling and Servicing Agreement on such Distribution Date, and

(2) 

one minus the Allocation Ratio for such Exchangeable REMIC Certificate.

“Exchangeable Combination Principal Allocation”: With respect to each Exchangeable Combination, an amount equal to the sum of the following amount with respect to each REMIC Class related to each Class of Exchangeable REMIC Certificates in the related REMIC Combination:

The product of:

(1) 

the Class Principal Balance of such REMIC Class, and

(2) 

one minus the Allocation Ratio for the Exchangeable REMIC Certificates related to such REMIC Class. 

“Exchangeable Combination Principal Distribution Amount”: With respect to each Exchangeable Combination, an amount equal to the sum of the following amount with respect to each Exchangeable REMIC Certificate in the related REMIC Combination:

The product of:

(1) 

the aggregate of the distributions in respect of principal to the related REMIC Class under the Pooling and Servicing Agreement on such Distribution Date, and

(2) 

one minus the Allocation Ratio for such Exchangeable REMIC Certificate.

“Exchangeable Combination Realized Loss Allocation Amount”: With respect to each Exchangeable Combination, an amount equal to the sum of the following amount with respect to each Exchangeable REMIC Certificate in the related REMIC Combination:

The product of:

(1) 

the aggregate of the Realized Losses on such Distribution Date allocated to the related REMIC Class, and

(2) 

one minus the Allocation Ratio for such Exchangeable REMIC Certificate.

“Exchangeable Combination Voting Rights Allocation Amount”: With respect to each Exchangeable Combination, an amount equal to the sum of the following amount with respect to each Exchangeable REMIC Certificate in the related REMIC Combination:

The product of:

(1) 

the aggregate of the Voting Rights allocated to the related REMIC Class, and

(2) 

one minus the Allocation Ratio for such Exchangeable REMIC Certificate.

 “Exchangeable REMIC Classes” or “Exchangeable REMIC Certificates”:  The Class 1-A-1, Class 3-A-3, Class 3-A-4 and Class 3-A-5 Certificates, or the Certificates of each such Class, as the context may require, issued hereunder.

 “Initial Authorized Denomination”:  With respect to any Exchangeable Certificate or Exchangeable REMIC Certificate, the amount set forth with respect to such Class in Appendix A under the heading, “Maximum Class Principal Balance or Notional Amount.”

“Interest-Only Exchangeable Class”:  The Class 1-A-4, Class 1-A-6, Class 3-A-7, Class 3-A-9, Class 3-A-11, Class 3-A-13, Class 3-A-15, Class 3-A-17, Class 3-A-19, Class 3-A-21 and Class 3-A-23 Certificates, as the case may be.

“Issue Date”:  November 29, 2007.

“Outstanding Certificate”:  Any Outstanding Exchangeable Certificate and Outstanding Exchangeable REMIC Certificate.

“Outstanding Exchangeable Certificate”:  Any Exchangeable Certificate issued hereunder; provided, however, that upon the exchange of any Exchangeable Certificate pursuant to Section 2.03 hereof, the Exchangeable Certificate so exchanged shall be deemed no longer to be an Outstanding Certificate, and each Exchangeable REMIC Certificate issued in exchange therefor shall be deemed to be an Outstanding Exchangeable REMIC Certificate.

“Outstanding Exchangeable REMIC Certificate”:  Any Exchangeable REMIC Certificate issued on the Issue Date; provided, however, that upon the exchange of any Exchangeable REMIC Certificate pursuant to Section 2.03 hereof, the Exchangeable REMIC Certificate so exchanged shall be deemed no longer to be an Outstanding Exchangeable REMIC Certificate, and the Exchangeable Certificate issued in exchange therefor shall be deemed to be an Outstanding Exchangeable Certificate.

“Prospectus”:  The prospectus dated April 26, 2007 as supplemented by a prospectus supplement dated November 28, 2007, relating to the J.P. Morgan Mortgage Loan Trust 2007-A6 Mortgage Pass-Through Certificates.

“Realized Loss Allocation Amount”:  As to each Class of Exchangeable REMIC Certificates and each Distribution Date, an amount equal to the product of (i) the Realized Losses on such Distribution Date allocated to the related REMIC Class and (ii) the related Allocation Ratio.  As to each Class of Exchangeable Certificates in an Exchangeable Combination, other than an Interest-Only Exchangeable Class, and each Distribution Date, an amount equal to the product of (i) the Exchangeable Combination Realized Loss Allocation Amount for such Exchangeable Combination and (ii) the related Exchangeable Certificate Principal Allocation Ratio.

“REMIC Classes” or “REMIC Certificates”:  The Class 1-A-1, Class 3-A-3, Class 3-A-4, and Class 3-A-5 Certificates, or the Certificates of each such Class, as the context may require, issued by the Underlying Trust in uncertificated form.

“Related REMIC Class”:  As to any Exchangeable Class the related Exchangeable REMIC Class.

“REMIC Combination” means either of REMIC Combination 1, REMIC Combination 2, REMIC Combination 3, REMIC Combination 4, REMIC Combination 5, REMIC Combination 6, REMIC Combination 7, REMIC Combination 8, REMIC Combination 9, REMIC Combination 10, REMIC Combination 11 or REMIC Combination 12, as applicable.

“REMIC Combination 1” means the Class 1-A-1 Certificates.

“REMIC Combination 2” means the Class 1-A-1 Certificates.

“REMIC Combination 3” means the Class 3-A-3, Class 3-A-4 and Class 3-A-5 Certificates.

“REMIC Combination 4” means the Class 3-A-3, Class 3-A-4 and Class 3-A-5 Certificates.

“REMIC Combination 5” means the Class 3-A-3, Class 3-A-4 and Class 3-A-5 Certificates.

“REMIC Combination 6” means the Class 3-A-3, Class 3-A-4 and Class 3-A-5 Certificates.

“REMIC Combination 7” means the Class 3-A-3 Certificates.

“REMIC Combination 8” means the Class 3-A-3 Certificates.

“REMIC Combination 9” means the Class 3-A-4 Certificates. 

“REMIC Combination 10” means the Class 3-A-4 Certificates.

“REMIC Combination 11” means the Class 3-A-5 Certificates.

“REMIC Combination 12” means the Class 3-A-5 Certificates.

“Sequential Pay Exchangeable Combinations” means the Exchangeable Combinations set forth in Appendix B.

“Super Senior Exchangeable Combinations” means the Exchangeable Combinations set forth in Appendix C.

 “Trust”:  The trust created by this Trust Agreement, the corpus of which consists of the Trust Fund.

“Trust Account”:  As defined in Section 3.02 hereof.

“Trust Fund”:  The corpus of the trust created by this Trust Agreement, consisting of the Trust Account and the Uncertificated REMIC Interests issued by the Underlying Trust and all payments thereon and all rights thereunder.

“Uncertificated REMIC Interests”: The REMIC Classes.

“Underlying Trust”:  J.P. Morgan Mortgage Trust 2007-A6.

“Voting Rights Allocation”:  As to each Class of Exchangeable REMIC Certificates, the product of (i) the Voting Rights allocated the related REMIC Class and (ii) the related Allocation Ratio.  As to each Class of Exchangeable Certificates in an Exchangeable Combination, other than an Interest-Only Exchangeable Class, the product of (i) the Exchangeable Combination Voting Rights Allocation Amount for such Exchangeable Combination and (ii) the related Exchangeable Certificate Principal Allocation Ratio.  The Voting Rights Allocation for each Interest-Only Exchangeable Class shall be zero.

ARTICLE II

THE TRUST

Section 2.01.  Transfer of Exchangeable REMIC Certificates.  Upon the presentation and surrender by any Holder of its Exchangeable REMIC Certificates in the appropriate combination as set forth on Appendix A, such Holder shall hereunder transfer, assign, set over and otherwise convey to the Trustee, all of such Holder’s right, title and interest in and to such Exchangeable REMIC Certificates, including all payments of interest thereon received after the month of the Issue Date.

The Trustee acknowledges (i) the transfer and assignment to it of the Uncertificated REMIC Interests pursuant to Section 5.06 of the Pooling and Servicing Agreement and (ii) any transfer and assignment of certificated Exchangeable REMIC Certificates pursuant to the foregoing paragraph, and hereby declares that it will hold the same in trust for the Certificateholders on the terms in this Trust Agreement contained.

Section 2.02.  Certificates.  The Certificates authorized by this Trust Agreement shall consist of each Exchangeable Class and certificated Exchangeable REMIC Class having the characteristics specified or determined as described in Appendix A, and otherwise shall be subject to the terms and provisions set forth herein.

Section 2.03.  Exchanges.  Exchangeable Certificates shall be exchangeable on the books of DTC for Exchangeable REMIC Certificates, and Exchangeable REMIC Certificates shall be exchangeable on the books of The Depository Trust Company (“DTC”) for Exchangeable Certificates, on and after the Closing Date, by notice to the Securities Administrator substantially in the form of Exhibit II hereto or, under the terms and conditions hereinafter set forth and otherwise in accordance with the procedures specified in the Pooling and Servicing Agreement.

Certificates of the Classes of Exchangeable REMIC Certificates shall be exchangeable for the related Class of Exchangeable Certificates in respective denominations determined based on the proportion that the initial Certificate Principal Balances of such Exchangeable REMIC Certificates bear to the original Certificate Principal Balance or Notional Amount, as applicable, of the related Exchangeable Certificates, as set forth in Appendix A.  Upon any such exchange the portions of the Exchangeable REMIC Certificates designated for exchange shall be deemed cancelled and replaced by the Exchangeable Certificates issued in exchange therefor.  Correspondingly, Exchangeable Certificates may be further designated for exchange for Certificates of the related Exchangeable REMIC Classes in respective denominations determined based on the proportion that the initial Certificate Principal Balances of such Exchangeable REMIC Certificates bear to the original Certificate Principal Balances or Notional Amount, as applicable, of the related Exchangeable Certificates, as set forth in Appendix A.  There shall be no limitation on the number of exchanges authorized pursuant to this Section 2.03, and, except as provided in the following two paragraphs, no fee or other charge shall be payable to the Trustee, the Securities Administrator or DTC in connection therewith.

In order to effect an exchange of Certificates, the Certificateholder shall notify the Securities Administrator in writing or by e-mail at sfs.exchange@usbank.com no later than two Business Days before the proposed exchange date.  The exchange date with respect to the Certificates may be any Business Day other than the first or last Business Day of the month subject to the Securities Administrator’s approval.  The notice must be on the Certificateholder’s letterhead, carry a medallion stamp guarantee and set forth the following information: the CUSIP number of both Certificates to be exchanged and Certificates to be received; outstanding Certificate Principal Balance and the original Certificate Principal Balance of the Certificates to be exchanged; the Certificateholder’s DTC participant number; and the proposed exchange date.  After receiving the notice, the Securities Administrator shall e-mail the Certificateholder with wire payment instructions relating to the exchange fee.  A notice becomes irrevocable on the second Business Day before the proposed exchange date.

Notwithstanding any other provision herein set forth, a fee of $5,000 shall be payable to the Securities Administrator in connection with each exchange.

The Securities Administrator shall make the first distribution on an Exchangeable Certificate or an Exchangeable REMIC Certificate received in an exchange transaction on the Distribution Date in the month following the month of the exchange to the Certificateholder of record as of the close of business on the last day of the month of the exchange.

Section 2.04.  Delivery of Instruments.  The Securities Administrator shall furnish to each Holder, upon request, copies of this Trust Agreement, without attachments, applicable to the Certificate(s) held by such Holder.

Section 2.05.  Distribution Date Statements to Certificateholders.  Not later than each Distribution Date, the Securities Administrator shall make available to each Certificateholder, the Depositor, the Trustee and any other interested parties a statement setting forth:

(i)

exchanges that took place since the last Distribution Date;

(ii)

the designations of the classes that were created;

(iii)

if the distribution to the Holders of such Class of Certificates is less than the full amount that would be distributable to such Holders if there were sufficient funds available therefor, the amount of the shortfall and the allocation thereof as between principal and interest;

(iv)

the balances of the Outstanding Exchangeable Certificates, including Notional Amounts;

(v)

the Certificate Interest Rates on the outstanding Classes of Exchangeable Certificates;

(vi)

interest and principal paid, and losses allocated, to the outstanding Classes of Exchangeable Certificates; and

(vii)

if no exchanges have occurred.

ARTICLE III

CERTIFICATES; DISTRIBUTIONS

Section 3.01.  Issuance of Certificates.  The Classes of Certificates shall be issued in book-entry form and shall be maintained in the names of the record owners thereof as entries on the books of DTC.  Such Certificates shall be in authorized denominations of $100,000 and integral multiples of $1 in excess thereof and may be transferred or pledged in accordance with and subject to regulations governing use of the book-entry system (as the same shall be in effect at the time of any such transfer or pledge) and procedures that are followed generally for book-entry securities.

Section 3.02.  Trust Account.  On or before the Issue Date, the Securities Administrator shall either (i) open with a depository institution one or more trust accounts in the name of the Trustee on behalf of the Trust Fund that shall collectively be the “Trust Account,” (ii) in lieu of maintaining any such account or accounts, maintain the Trust Account by means of appropriate entries on its books and records designating all amounts credited thereto in respect of the Uncertificated REMIC Interests and all investments of any such amounts as being held by it in its capacity as Securities Administrator for the benefit of the Holders of the Certificates or (iii) maintain the Trust Account in the form of any combination of accounts or book entries described in clauses (i) and (ii) above.  Any manner or manners in which the Trust Account is maintained may at any time be changed without notice to, or the approval of, Holders of the Certificates so long as funds held in the Trust Fund by, or for the account of, the Securities Administrator shall at all times be identified.  To the extent that the Trust Account is maintained by the Securities Administrator in the manner provided for in clause (ii) above, all references herein to deposits and withdrawals from the Trust Account shall be deemed to refer to credits and debits to the related books of the Securities Administrator.

The Securities Administrator shall deposit in the Trust Account all distributions in respect of the Uncertificated REMIC Interests received by it as Securities Administrator hereunder.  All such distributions deposited from time to time in the Trust Account and all investments made with such moneys, including all income or other gain from such investments, shall be held by the Securities Administrator in the Trust Account as part of the Trust Fund as herein provided, subject to withdrawal by the Securities Administrator for distributions on the Certificates.

Section 3.03.  Distributions.  On each Distribution Date, the Securities Administrator shall withdraw from the Trust Account the Class Interest Distribution Amount for each Class of Certificates entitled to interest and shall make the appropriate distributions to the Holders of each such Class.  On each Distribution Date, the Trust Administrator shall withdraw from the Trust Account the Class Principal Distribution Amount for each Class of Certificates entitled to principal and shall make the appropriate distributions to the Holders of each such Class; provided, however, that with respect to any Exchangeable Certificates in a Sequential Pay Exchangeable Combination, the aggregate of the Class Principal Distribution Amounts for such Classes of Exchangeable Certificates shall be distributed sequentially, in the amount and in the order of priority set forth in Appendix B hereto.  All distributions of such Class Principal Distribution Amounts and Class Interest Distribution Amounts that are made with respect to a particular Class shall be made pro rata among all Certificates of such class in proportion to their respective Certificate Principal Balances or Class Notional Amounts, as applicable, with no preference or priority of any kind.

Section 3.04.  Allocation of Realized Losses.  On each Distribution Date, the Realized Loss Allocation Amount for each applicable Class shall be applied to such Class in reduction of its Class Principal Amount; provided, however, that with respect to any Exchangeable Certificates in a Super Senior Exchangeable Combination, the aggregate of the Realized Loss Allocation Amounts for such Classes of Exchangeable Certificates shall be applied as set forth in Appendix C hereto.  As among any Class, such Realized Loss Allocation Amount shall be applied, pro rata, among all Certificates of such class in proportion to their respective Certificate Principal Balances with no preference or priority of any kind.

Section 3.05.  Voting Rights.  The Holders of the Exchangeable REMIC Classes and the Exchangeable Classes shall be entitled to exercise Voting Rights equal to their respective Voting Rights Allocation.

ARTICLE IV

LIMITATION OF LIABILITY

The Trustee and the Securities Administrator shall be entitled to the same rights, protections and indemnities afforded to them under the Pooling and Servicing Agreement.

ARTICLE V

THE TRUSTEE

In the event that there shall be any matter arising under the Pooling and Servicing Agreement that requires the vote of Holders of Certificates outstanding thereunder, the Trustee as the holder of the related Uncertificated REMIC Interests shall vote such Uncertificated REMIC Interests in such amounts and proportions as shall reflect instructions received from Holders of any Outstanding Exchangeable REMIC Certificates and any Outstanding Exchangeable Certificates outstanding.

ARTICLE VI

TERMINATION

The respective obligations and responsibilities of the Securities Administrator and the Trustee shall terminate as to the Trust Fund upon the same terms and conditions as the Pooling and Servicing Agreement.

ARTICLE VII

SUPPLEMENTAL AGREEMENTS

This Trust Agreement may be amended or supplemented from time to time by the Depositor, the Securities Administrator and the Trustee upon the same terms and conditions as the Pooling and Servicing Agreement may be amended or supplemented.

ARTICLE VIII

MISCELLANEOUS

Section 8.01.  Certificateholders.  The death or incapacity of any Certificateholder shall neither operate to terminate this Trust Agreement, nor entitle such Certificateholder’s legal representative or heirs to claim an accounting or to take any action or proceeding in any court for a partition or winding-up of the affairs of the Trust Fund, nor otherwise affect the rights, duties and obligations of any of the parties to this Trust Agreement.

Except as provided in Article III, Article V and Article VII, no Certificateholder shall have any right to vote or in any manner otherwise control the operation and management of the Trust Fund or the obligations of the parties hereto, nor shall anything herein set forth, or contained in the terms of the Certificates, be construed so as to constitute the Certificateholders from time to time as partners or members of an association; nor shall any Certificateholder be under any liability to any third person by reason of any action taken by the parties to this Trust Agreement pursuant to any provision hereof.

No Certificateholder shall have any right, by virtue of any provision of this Trust Agreement, to institute any suit, action or proceeding in equity or at law upon or under or with respect to this Trust Agreement unless an Event of Default shall have occurred and be continuing in respect of this Trust Agreement.  It is understood and intended, and is expressly covenanted by each Certificateholder with every other Certificateholder and the Trustee, that no one or more Holders of Certificates shall have any right in any manner whatever by virtue of any provision of this Trust Agreement to affect, disturb or prejudice the rights of the Holders of any other such Certificates, or to obtain or seek to obtain priority over or preference to any other such Holder, or to enforce any right under this Trust Agreement, except in the manner herein provided and for the equal, ratable and common benefit of all Certificateholders.  For the protection and enforcement of the provisions of the Section, each and every Certificateholder and the Trustee shall be entitled to such relief as can be given either at law or in equity.

Section 8.02.  Governing Law.  THIS TRUST AGREEMENT SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK, WITHOUT REFERENCE TO ITS CONFLICT OF LAW PROVISIONS (OTHER THAN SECTION 5-1401 OF THE GENERAL OBLIGATIONS LAW), AND THE OBLIGATIONS, RIGHTS AND REMEDIES OF THE PARTIES HEREUNDER SHALL BE DETERMINED IN ACCORDANCE WITH SUCH LAWS.

Section 8.03.  Demands, Notices and Communications.  All formal demands, notices and communications by and among the Trustee, the Securities Administrator, the Certificate Registrar and the Holder of any Certificate shall be in writing and delivered in person or by first class mail, postage prepaid to the Trustee and the Rating Agencies at their addresses set forth in the Pooling and Servicing Agreement.  Any notice so mailed within the time prescribed in this Trust Agreement shall be conclusively presumed to have been duly given whether or not the Person to whom such notice shall have been directed receives such notice.

Section 8.04.  Severability of Provisions.  If any one or more of the covenants, agreements, provisions or terms of this Trust Agreement shall be for any reason whatsoever held invalid, then such covenants, agreements, provisions or terms shall be deemed severable from the remaining covenants, agreements, provisions or terms of this Trust Agreement and shall in no way affect the validity or enforceability of the other provisions of this Trust Agreement or of the Certificates or the rights of the Holders thereof.

Section 8.05.  Tax Status and Reporting.  It is intended that the Trust Fund created hereunder be considered a “grantor trust” under the Code.  Based upon such characterization, within a reasonable period of time after the end of each calendar year but not later than the latest date permitted by law, the Securities Administrator shall mail to each person who so requests in writing and who at anytime during such calendar year shall have been a Certificateholder the necessary information under applicable law for preparation of such Holder’s federal and state income tax returns unless substantially similar information has been previously provided to such Certificateholder.

For federal income tax purposes, the grantor trust created hereunder shall have a calendar year taxable year.  The Securities Administrator shall prepare or cause to be prepared and shall file or cause to be filed with the Internal Revenue Service and applicable state or local tax authorities, income tax information returns for each taxable year with respect to the grantor trust.

IN WITNESS WHEREOF, the parties hereto hereby execute this Trust Agreement, as of the day and year first above written.

HSBC BANK USA, NATIONAL ASSOCIATION,

solely in its capacity as Trustee

By: /s/ Alexander Pabon

Name: Alexander Pabon 

Title: Vice President

U.S. BANK NATIONAL ASSOCIATION,

in its capacity as Securities Administrator

By: /s/ Shannon M. Rantz

Name: Shannon M. Rantz

Title: Vice President

J.P. MORGAN ACCEPTANCE CORPORATION I,

as Depositor

By:

/s/ Paul H. White

Name: Paul H. White

Title: Vice President

APPENDIX A

AVAILABLE COMBINATIONS(1) 

				
	REMIC Certificates

	Exchangeable Certificates

	

REMIC Class

	

Original Certificate Principal Amount or Certificate Notional Amount(1)

	

Exchangeable Classes 

	Maximum Original 

Certificate Principal Amount or 

Certificate Notional Amount

	

REMIC Combination 1

	 
	

Exchangeable Combination 1

	 

	1-A-1

	$18,560,000(2)

	1-A-3

	$18,560,000(2)

	 
	 
	1-A-4*

	$18,560,000(2)

	

REMIC Combination 2

	 
	

Exchangeable Combination 2

	 

	1-A-1

	$18,560,000(2)

	1-A-5

	$18,560,000(2)

	 
	 
	1-A-6*

	$18,560,000(2)

	

REMIC Combination 3

	 
	

Exchangeable Combination 3

	 

	3-A-3

	$86,359,000(3)

	3-A-1

	$149,375,000(3)

	3-A-4

	$20,800,000(3)

	 
	 

	3-A-5

	$42,216,000(3)

	 
	 

	

REMIC Combination 4

	 
	

Exchangeable Combination 4

	 

	3-A-3

	$86,359,000 (3)

	3-A-6

	$149,375,000(3)

	3-A-4

	$20,800,000(3)

	3-A-7*

	$149,375,000(3)

	3-A-5

	$42,216,000(3)

	 
	 

	 
	 
	 
	 

	 
	 
	 
	 

	

REMIC Combination 5

	 
	

Exchangeable Combination 5

	 

	3-A-3

	$86,359,000(3)

	3-A-8

	$149,375,000(3)

	3-A-4

	$20,800,000(3)

	3-A-9*

	$149,375,000(3)

	3-A-5

	$42,216,000(3)

	 
	 

	

REMIC Combination 6

	 
	

Exchangeable Combination 6

	 

	3-A-3

	$86,359,000(3)

	3-A-10

	$149,375,000(3)

	3-A-4

	$20,800,000(3)

	3-A-11*

	$149,375,000(3)

	3-A-5

	$42,216,000(3)

	 
	 

	

REMIC Combination 7

	 
	

Exchangeable Combination 7

	 

	3-A-3

	$86,359,000(4)

	3-A-12

	$86,359,000(4)

	 
	 
	3-A-13*

	$86,359,000 (4)

	

REMIC Combination 8

	 
	

Exchangeable Combination 8

	 

	3-A-3

	$86,359,000(4)

	3-A-14

	$86,359,000(4)

	 
	 
	3-A-15*

	$86,359,000(4)

	

REMIC Combination 9

	 
	

Exchangeable Combination 9

	 

	3-A-4

	$20,800,000(5)

	3-A-16

	$20,800,000(5)

	 
	 
	3-A-17*

	$20,800,000(5)

	

REMIC Combination 10

	 
	

Exchangeable Combination 10

	 

	3-A-4

	$20,800,000(5)

	3-A-18

	$20,800,000(5)

	 
	 
	3-A-19*

	$20,800,000(5)

	 
	 
	 
	 

	 
	 
	 
	 

	

REMIC Combination 11

	 
	

Exchangeable Combination 11

	 

	3-A-5

	$42,216,000(6)

	3-A-20

	$42,216,000(6)

	 
	 
	3-A-21*

	$42,216,000(6)

	

REMIC Combination 12

	 
	

Exchangeable Combination 12

	 

	3-A-5

	$42,216,000(6)

	3-A-22

	$42,216,000(6)

	 
	 
	3-A-23*

	$42,216,000(6)

         _____________

  *  Interest-Only Class

(1)

Classes of REMIC Certificates may be exchanged only in the proportion that the original balances of such certificates bear to one another as shown above.

(2)

On any date of determination, the maximum original Class Principal Amount of all classes of Certificates in the Class 1-A-1 Complex is $18,560,000.

(3)

On any date of determination, the maximum original Class Principal Amount of all classes of Certificates in the Class 3-A-1 Complex is $149,375,000.

  (4)

On any date of determination, the maximum original Class Principal Amount of all classes of Certificates in the Class 3-A-3 Complex is $86,359,000.

  (5)

On any date of determination, the maximum original Class Principal Amount of all classes of Certificates in the Class 3-A-4 Complex is $20,800,000.

  (6)

On any date of determination, the maximum original Class Principal Amount of all classes of Certificates in the Class 3-A-5 Complex is $42,216,000.

  

APPENDIX B

SEQUENTIAL PAY EXCHANGEABLE COMBINATIONS 

None.

APPENDIX C

SUPER SENIOR EXCHANGEABLE COMBINATIONS 

None. 

EXHIBIT I

(FORM OF CERTIFICATE)

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

THIS CERTIFICATE IS AN [EXCHANGEABLE REMIC CERTIFICATE] [EXCHANGE CERTIFICATE] AND MAY BE EXCHANGED FOR THE [EXCHANGE CERTIFICATES] [EXCHANGEABLE REMIC CERTIFICATES] IN THE RELATED COMBINATION GROUP.

FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS (1) A BENEFICIAL OWNERSHIP INTEREST OF ONE OR MORE “REGULAR INTERESTS” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”) OR (2) BENEFICIAL OWNERSHIP INTEREST OF CERTAIN PAYMENTS ON ONE OR MORE REGULAR INTERESTS.

[For Interest-Only Certificates Only] [THIS CERTIFICATE HAS NO PRINCIPAL BALANCE AND IS NOT ENTITLED TO ANY DISTRIBUTIONS IN RESPECT OF PRINCIPAL.]

		
	Certificate No.:

	[1]

	Cut-off Date:

	November 1, 2007

	First Distribution Date:

	December 25, 2007

	Last Scheduled Distribution Date:

	December 25, 2037    

	Pass-Through Rate:

	[________]%

[Variable in accordance with the Agreement]

	[Initial Certificate Principal Balance of this Certificate (“Denomination”):]

	$[____________]

	[Initial Certificate Principal Balances of all Certificates of this Class:]

	$[____________]

	[Initial Maximum Certificate Principal Balance of all Certificates of this Class:]

	$[_____________]

	[Initial Notional Amount of this Certificate (“Denomination”):]

	$[____________]

	[Initial Notional Amount of all Certificates of this Class:]

	$[____________]

	[Initial Maximum Notional Amount of all Certificates of this Class:]

	$[____________]

	CUSIP:

	[_____________]

J.P. MORGAN ACCEPTANCE CORPORATION I

J.P. MORGAN MORTGAGE TRUST 2007-A6

Mortgage Pass-Through Certificates, Series 2007-A6

Class [_]-A-[_] [Exchangeable REMIC Certificate][Exchangeable Certificate]

evidencing a percentage interest in the distributions allocable to the Certificates of the above-referenced Class with respect to a Trust Fund consisting primarily of the Trust Account and the Uncertificated REMIC Interests issued by the Underlying Trust (consisting primarily of adjustable-rate mortgage loans (the “Underlying Mortgage Loans”) secured by first liens on one- to four-family residential properties), and all payments thereon and all rights thereunder

J.P. Morgan Acceptance Corporation I, as Depositor

Principal in respect of this Certificate is distributable monthly as set forth herein.  Accordingly, the Certificate Principal Balance at any time may be less than the Certificate Principal Balance as set forth herein.  This Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Transferor, the Master Servicer, the Securities Administrator, the Custodians or the Trustee referred to below or any of their respective affiliates.  None of this Certificate, the Trust Fund or the Underlying Mortgage Loans are guaranteed or insured by any governmental agency or instrumentality.

This certifies that CEDE & CO. is the registered owner of the Percentage Interest evidenced by this Certificate in certain monthly distributions with respect to a Trust Fund consisting primarily of the Trust Account and the Uncertificated REMIC Interests deposited by J.P. Morgan Acceptance Corporation I (the “Depositor”) and issued by the Underlying Trust (consisting primarily of adjustable-rate mortgage loans (the “Underlying Mortgage Loans”) secured by first liens on one- to four-family residential properties), and all payments thereon and all rights thereunder.  The Trust Fund was created pursuant to a Trust Agreement dated as of the Cut-off Date specified above (the “Trust Agreement”) among the Depositor, HSBC Bank USA, National Association, as trustee (the “Trustee”), and U.S. Bank National Association, as securities administrator (the “Securities Administrator”).  The Underlying Trust was created pursuant to a Pooling and Servicing Agreement dated as of the Cut-off Date specified above (the “Pooling Agreement”) among the Depositor, U.S. Bank National Association, as master servicer (in such capacity, the “Master Servicer”) and as securities administrator (in such capacity, the “Securities Administrator”), JPMorgan Chase Bank, National Association, a national banking association, and The Bank of New York Trust Company, N.A., a national banking association, as custodians (each a “Custodian and together, the “Custodians”) and HSBC Bank USA, National Association, as trustee (the “Trustee”).  Distributions on this Certificate will be made primarily from collections on the Uncertificated REMIC Interests pursuant to the terms of the Trust Agreement, which in turn will be made primarily from collections on the applicable Underlying Mortgage Loans pursuant to the terms of the Pooling Agreement.  To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Trust Agreement.  This Certificate is issued under and is subject to the terms, provisions and conditions of the Trust Agreement, to which Trust Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound..

Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Certificate shall not be entitled to any benefit under the Trust Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Securities Administrator.

IN WITNESS WHEREOF, the Securities Administrator has caused this Certificate to be duly executed.

Dated: November __, 2007

U.S. BANK NATIONAL ASSOCIATION,

as Securities Administrator

By:                                                                      

Countersigned:

By:                                                                      

Authorized Signatory of

U.S. BANK NATIONAL ASSOCIATION,

as Securities Administrator

J.P. MORGAN ACCEPTANCE CORPORATION I

J.P. MORGAN ALTERNATIVE LOAN TRUST 2007-A6

Mortgage Pass-Through Certificates, Series 2007-A6

This Certificate is one of a duly authorized issue of Certificates designated as J.P. Morgan Acceptance Corporation I, J.P. Morgan Mortgage Trust 2007-A6, Mortgage Pass-Through Certificates, of the Series specified on the face hereof (herein collectively called the “Certificates”), and representing a beneficial ownership interest in the Trust Fund (consisting primarily of the Trust Account and the Uncertificated REMIC Interests issued by the Underlying Trust (consisting primarily of adjustable-rate mortgage loans (the “Underlying Mortgage Loans”) secured by first liens on one- to four-family residential properties) created by the Trust Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Trust Account for payment hereunder and that the Securities Administrator is not liable to the Certificateholders for any amount payable under this Certificate or the Trust Agreement or, except as expressly provided in the Trust Agreement, subject to any liability under the Trust Agreement.

This Certificate does not purport to summarize the Trust Agreement or Pooling Agreement and reference is made to the Trust Agreement and Pooling Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced thereby, and the rights, duties and immunities of the Securities Administrator.

Pursuant to the terms of the Trust Agreement and the Pooling Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the “Distribution Date”), commencing on the first Distribution Date specified on the face hereof, to the Person in whose name this Certificate is registered at the close of business on the applicable Record Date in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to Holders of Certificates of the Class to which this Certificate belongs on such Distribution Date pursuant to the Trust Agreement.  The Record Date applicable to each Distribution Date for the Certificates is the last Business Day of the month immediately preceding the month in which the related Distribution Date occurs.

Distributions on this Certificate shall be made by wire transfer of immediately available funds to the account of the Holder hereof at a bank or other entity having appropriate facilities therefor, if such Certificateholder shall have so notified the Securities Administrator in writing at least five Business Days prior to the related Record Date and such Certificateholder shall satisfy the conditions to receive such form of payment set forth in the Pooling Agreement, or, if not, by check mailed by first class mail to the address of such Certificateholder appearing in the Certificate Register.  The final distribution on each Certificate will be made in like manner, but only upon presentment and surrender of such Certificate at the Corporate Trust Office of the Securities Administrator or such other location specified in the notice to Certificateholders of such final distribution.

The Pooling Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Securities Administrator and the rights of the Certificateholders under the Pooling Agreement at any time by the Transferor, the Depositor, the Master Servicer, the Securities Administrator, the Custodians and the Trustee with the consent of the Holders of Certificates affected by such amendment evidencing the requisite Percentage Interest, as provided in the Pooling Agreement.  Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange therefor or in lieu hereof whether or not notation of such consent is made upon this Certificate.  The Pooling Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

The Trust Agreement may be amended or supplemented from time to time by the Depositor, the Securities Administrator and the Trustee upon the same terms and conditions as the Pooling Agreement may be amended or supplemented.

As provided in the Trust Agreement and Pooling Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register of the Securities Administrator upon surrender of this Certificate for registration of transfer at the offices that the Securities Administrator designates for such purposes, accompanied by a written instrument of transfer in form satisfactory to the Securities Administrator and the Certificate Registrar duly executed by the holder hereof or such holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest in the Trust Fund will be issued to the designated transferee or transferees.

The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Trust Agreement.  As provided in the Trust Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made for any such registration of transfer or exchange, but the Securities Administrator may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.

This Certificate is an [Exchangeable REMIC Certificate][Exchangeable Certificate] and may be exchanged for the [Exchangeable Certificates][Exchangeable REMIC Certificates] in the related Combination Group specified in the Trust Agreement, subject to certain terms and conditions specified in the Trust Agreement, including the payment to the Securities Administrator of a fee of $5,000 with respect to each exchange.  This Certificate may be exchanged for another Certificate or Certificates in the related Combination Group only on the days of each month specified in the Trust Agreement.

The Depositor, the Master Servicer, the Securities Administrator and the Trustee and any agent of the Depositor, the Master Servicer, the Securities Administrator or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and neither the Depositor, the Master Servicer, the Securities Administrator, the Trustee, nor any such agent shall be affected by any notice to the contrary.

On any Distribution Date on which the Pool Principal Balance (as defined in the Pooling Agreement) is less than 5% of the aggregate Cut-off Date Principal Balances of the Underlying Mortgage Loans, the Master Servicer will have the option to repurchase, in whole, from the Underlying Trust all remaining Underlying Mortgage Loans and all property acquired in respect of the Underlying Mortgage Loans at a purchase price determined as provided in the Pooling Agreement.  In the event that no such optional termination occurs, the obligations and responsibilities created by the Pooling Agreement will terminate upon the later of the maturity or other liquidation (or any advance with respect thereto) of the last Underlying Mortgage Loan remaining in the Underlying Trust or the disposition of all property in respect thereof and the distribution to Certificateholders of all amounts required to be distributed pursuant to the Pooling Agreement.  In no event, however, will the trust created by the Pooling Agreement continue beyond the expiration of 21 years from the death of the last survivor of the descendants living at the date of the Pooling Agreement of a certain person named in the Pooling Agreement.

Any term used herein that is defined in the Trust Agreement shall have the meaning assigned in the Trust Agreement, and nothing herein shall be deemed inconsistent with that meaning.  Any term used herein that is not defined in the Trust Agreement and that is defined in the Pooling Agreement shall have the meaning assigned in the Pooling Agreement, and nothing herein shall be deemed inconsistent with that meaning.

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto 

 

                                                                                                                                                             

                                                                                                                                                            

(Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust Fund.

I (We) further direct the Securities Administrator to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

Dated: 

                                                                     

Signature by or on behalf of assignor

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available funds to _______________________________________________________________ 

______________________________________________________________________________ 

______________________________________________________________________________ 

for the account of ______________________________________________________________, 

account number ______________, or, if mailed by check, to __________________________.  

Statements should be mailed to ________________________________________________ 

______________________________________________________________________________

_____________________________________________________________________________.

This information is provided by,                                                                                            

the assignee named above, or                                                                                                            ,

as its agent.

STATE OF 

)

)

ss.:

COUNTY OF 

)

On the

day of _______, 200_   before me, a notary public in and for said State, personally appeared ___________________________________, known to me who, being by me duly sworn, did depose and say that he executed the foregoing instrument.

                                                                     

Notary Public

[Notarial Seal]

EXHIBIT II

FORM OF EXCHANGE LETTER

 __________, 20__

U.S. Bank National Association

60 Livingston Avenue

EP-MN-WS3D

St. Paul, MN 55107

Attention: Structrued Finance/JPMMT2007-A6

E-Mail:  sfs.exchange@usbank.com

Attention: JPMMT Series 2007-A6

Re:

J.P. Morgan Mortgage Trust 2007-A6,

Mortgage Pass-Through Certificates, Series 2007-A6

Ladies and Gentlemen:

Pursuant to the terms of that certain Trust Agreement dated as of November 1, 2007 (the “Trust Agreement”), by and among J.P. Morgan Acceptance Corporation I., as depositor, HSBC Bank USA,  National Association, as trustee (the “Trustee”) and U.S. Bank National Association, as master servicer and securities administrator (the “Securities Administrator”), we hereby present and surrender the [Exchangeable REMIC Certificates] [Exchangeable Certificates] specified on Schedule I attached hereto [(the “Exchangeable REMIC Certificates”)] [(the “Exchangeable Certificates”)] and transfer, assign, set over and otherwise convey to the Securities Administrator, all of our right, title and interest in and to the [Exchangeable REMIC Certificates] [Exchangeable Certificates] including all payments of interest thereon received after _________________, 2007, in exchange for the [Exchangeable Certificates][Exchangeable REMIC Certificates] specified on Schedule I attached hereto.  

We agree that upon such exchange the portions of the [Exchangeable REMIC Certificates][Exchangeable Certificates] designated for exchange shall be deemed cancelled and replaced by the [Exchangeable Certificates][Exchangeable REMIC Certificates] issued in exchange therefor. We confirm that we have paid a fee of $5,000 to the Securities Administrator in connection with such exchange.

Sincerely,

By:                                                              

Name: 

Title:   

Acknowledged by:

U.S. BANK NATIONAL ASSOCIATION, 

as Securities Administrator

By:                                                                       

Name: 

Title:

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