Document:

EX-10.72

 Exhibit 10.72 
  

 
 License Agreement 

for 
 Nortridge Loan
System 
 READ THE TERMS AND CONDITIONS OF THIS LICENSE AGREEMENT CAREFULLY BEFORE INSTALLING THE DOWNLOADED EXECUTABLE FOR THE NORTRIDGE LOAN SERVICING
SYSTEM. THE SOFTWARE AND RELATED USER DOCUMENTATION (THE “PROGRAM”) IS COPYRIGHTED AND LICENSED (NOT SOLD). BY INSTALLING AND/OR UTILIZING THE PROGRAM, YOU ARE ACCEPTING AND AGREEING TO THE TERMS OF THIS LICENSE AGREEMENT. IF YOU ARE NOT
WILLING TO BE BOUND BY THE TERMS OF THIS LICENSE AGREEMENT, YOU SHOULD NOT PROCEED WITH INSTALLATION AND PROMPTLY ERASE ANY DOWNLOADED PROGRAM FILES AND DESTROY ANY BACK UP COPIES THAT MAY HAVE BEEN CREATED. UPON DOING SO, YOU WILL BE ENTITLED TO A
REFUND OF ANY MONEY, EXPRESSLY INDICATED BY CONTRACT, AS PROGRAM LICENSE PURCHASE FEES. THIS LICENSE AGREEMENT REPRESENTS THE ENTIRE AGREEMENT CONCERNING THE PROGRAM LICENSING BETWEEN YOU AND NORTRIDGE SOFTWARE, LLC (REFERRED TO AS
“LICENSOR”). 
  

	1.	License Grant: Licensor hereby grants to you, and you accept, a nonexclusive license to use the computer programs in machine-readable, object code form only (collectively referred to as the “Software”),
and the accompanying User Documentation, only as authorized in this License Agreement. The Software may be used only on a single server owned, leased, or otherwise controlled by you; or in the event of the inoperability of that server , on a back-up
server selected by you. Neither concurrent use on two or more computers nor use in a local area network or other network is permitted without separate authorization and the payment of other license fees as defined in purchase agreement. You agree
that you will not assign, sublicense, transfer, pledge, lease, rent, or share your rights under this License Agreement without the prior written consent of the other party, which consent shall not unreasonably be withheld, except to a successor of
all or substantially all of its business properties. You agree that you may not reverse assemble, reverse compile, or otherwise translate the Software. Upon loading the Software into your computer, you may create copies of the Software Program for
back-up purposes. Any such copies of the Software shall include Licensor’s copyright and other proprietary notices. Except as authorized under this paragraph, no copies of the Program or any portions thereof may be made by you or any person
under your authority or control. For clarification, Licensee is an enterprise and Licensor hereby grants the base license to the enterprise and grants as many physical implementations as is necessary or convenient. 

 

	2.	Licensor’s Rights: You acknowledge and agree that the Software and the User’s Manual are proprietary products of Licensor protected under U.S. copyright law. You further acknowledge and agree that all
right, title, and interest in and to the Program, including associated intellectual property rights, are and shall remain with Licensor. This License Agreement does not convey to you an interest in or to the Program, but only a limited right of use
revocable in accordance with the terms of this License Agreement. 

  

	3.	License Fees: The license fees paid by you are paid in consideration of the licenses granted under License Agreement. 

  

	4.	Escrow Agreement: Licensor and Licensee agree to enter into a “Software Escrow Agreement” within thirty (30) calendar days of Licensee’s receipt of Licensor’s software, the purpose of
which is to place all source code, documentation, and related materials into escrow with an escrow agent during the term of this License Agreement. 

  

	5.	Term: This License Agreement is effective upon installation of the Program Software on your server and shall continue until terminated. You may terminate this License Agreement at any time by notifying the
Licensor in writing, uninstalling the Program from your server, and destroying all back-up copies of the Software Program. Licensor may terminate this License Agreement upon the breach by you of any term hereof. Upon such termination by Licensor,
you agree to remove the Program from your server and destroy all back-up copies of the Program. 

  

	6.	Limited Warranty: Licensor warrants, for your benefit alone, for a period of 90 days from the date of commencement of this License Agreement (referred to as the “Warranty Period”) that the Software is
free from defects in material and workmanship. Licensor further warrants, for your benefit alone, that during the Warranty Period the Program shall operate substantially in accordance with the functional specifications in th e User’s Manual. If
during the Warranty Period, a defect in the Program appears, you may make a request of the Licensor to correct such defect. , If correction of the defect cannot be accomplished by Licensor, Licensor, may elect to refund amounts paid by you under
this License Agreement. You agree that the foregoing constitutes your sole and exclusive remedy for breach by Licensor of any warranties made under this agreement. Except for the warranties set forth above, the Program, and the Software contained
therein, are licensed “as is”, and Licensor disclaims any and all other warranties, whether express or implied, including, without limitation, any implied warranties of merchantability or fitness for a particular purpose.

  

	7.	Limitation of Liability: Licensor’s cumulative liability to you or any other party for any loss or damages resulting from any claims, demands, or actions arising out of or relating to this agreement shall
not exceed the license fee paid to Licensor for the use of the Program. In no event shall Licensor be liable for any indirect, incidental, consequential, special, or exemplary damages or lost profits, even if Licensor has been advised of the
possibility of such damages. Some states do not allow the limitation or exclusion of liability for incidental or consequ ential damages, so the above limitation or exclusion may not apply to you. 

 

	8.	Trademark: Nortridge TM and NLS TM are trademarks of Licensor. No right, license, or interest to such trademark is granted hereunder, and you agree that no such right, license, or interest shall be
asserted by you with respect to such trademark. 

  

	9.	Governing Law: This License Agreement shall be construed and governed in accordance with the laws of the State of California. 

 

	10.	Costs of Litigation: If any action is brought by either party to this License Agreement against the other party regarding the subject matter hereof, the prevailing party shall be entitled to recover, in addition
to any other relief granted, reasonable attorney fees and expenses of litigation. 

	11.	Marketing: Customer agrees that during the term of this agreement, Licensor may publicly refer to licensee, orally and in writing, as a customer of licensor and may use customer’s name and /or logo in
connection with any such reference. Any other reference to licensee by licensor requires licensee’s written consent. 

  

	12.	Severability: If any term of this License Agreement is declared void or unenforceable by any court of competent jurisdiction, such declaration shall have no effect on the remaining terms hereof.

  

	13.	No Waiver: The failure of either party to enforce any rights granted hereunder or to take action against the other party in the event of any breach hereunder shall not be deemed a waiver by that party as to
subsequent enforcement of rights or subsequent actions in the event of future breaches. 

 IN WITNESS WHEREOF, the parties have caused this
Agreement to be executed by their duly authorized representatives as set forth below. 
  

									
	Nortridge Software, LLC	 		  	TC Loan Service, LLC
					
	By:	 	 /s/ Chris Ewoldt
	 		  	By:	 	 /s/ Kenneth E. Rees

	Name: Chris Ewoldt	 		  	Name: Kenneth E. Rees
	Date: 05/13/2013	 		  	Date 05/09/2013

 Keep for your own recordsEX-10.73

 Exhibit 10.73 
  

 
 Support Agreement 

For 
 Nortridge Loan
System 
 This SUPPORT Agreement (the “Agreement”) is made and entered into on this 9th day of May, 2013 by and between
Nortridge Software, LLC (hereinafter “Nortridge”), a Limited Liability Company, with offices at 2 South Pointe, Suite 250, Lake Forest, CA 92630 and TC Loan Service, LLC (hereinafter “Customer”), a Limited Liability Company with
offices at 4150 International Plaza, Suite 400, Fort Worth, Texas 76109. 
  

Witnesseth: 
 WHEREAS, Nortridge and
Customer entered into that certain License Agreement dated May 9, 2013, (the “License Agreement”) under which Customer obtained a non-exclusive, non-transferable enterprise license to use certain computer programs in object code form and
related user documentation (the “LICENSED PROGRAM”) on certain terms and conditions; 
 WHEREAS, Nortridge is the owner of
LICENSED PROGRAM, the source code and other user documentation for the LICENSED PROGRAM and offers Customers of the LICENSED PROGRAM the maintenance modifications, ENHANCEMENTS, and new RELEASES provided for herein; and 

WHEREAS, Nortridge desires to offer Customer certain services with respect to the LICENSED PROGRAM on the terms and conditions set forth
herein; 
 NOW THEREFORE, in consideration of the premises hereof, and the mutual obligations herein, the parties hereto, intending to be
legally bound, hereby agree as follows: 
 ARTICLE 1 

Definitions 
 For the
purposes of this Agreement, the following definitions shall apply to the respective capitalized terms: 
 1.1 “ENHANCEMENT” Any
modification or addition that, when made or added to the LICENSED PROGRAM, materially changes it’s utility, efficiency, functional capability, or application, but that does not constitute solely an ERROR CORRECTION. ENHANCEMENTS may be
designated by Nortridge as minor or major, depending on Nortridge’s assessment of their value and of the function added to the preexisting LICENSED PROGRAM. 

1.2 “ERROR” Any failure of the LICENSED PROGRAM to conform in all material respects to its functional specifications as published
from time to time by Nortridge, the current version of which is in the Nortridge Loan System operating manual. However, any nonconformity resulting from Customer’s misuse, improper use, alteration, or damage of the LICENSED PROGRAM or
Customer’s combining or merging the LICENSED PROGRAM with any hardware or software not supplied by or identified as compatible by Nortridge, shall not be considered an ERROR. 

1.3 “ERROR CORRECTION” Either a modification or addition that, when made or added to the LICENSED PROGRAM, brings the LICENSED
PROGRAM into material conformity with it’s published functional specifications, or a procedure or routine that, when observed in the regular operation of the LICENSED PROGRAM, avoids the practical adverse effect on Customer of such
nonconformity. 
 1.4 “LICENSED PROGRAM” The Nortridge Loan System, including any extracts from this program, derivative works of
this program, or collective works including this program (e.g., subsequent RELEASES) to the extent offered to Customer under this Agreement or the License Agreement. 
 

1.5 “NORMAL BUSINESS HOURS” The hours between 8 A.M. and 5 P.M. pacific standard time on the days Monday through Friday, excluding
regularly scheduled holidays of Nortridge. 
 1.6 “RELEASES” New versions of the LICENSED PROGRAM, which may include both ERROR
CORRECTIONS and/or ENHANCEMENTS. 
 1.7 “TERM” An initial period of one (1) year commencing on the first day following the
warranty period that applies to the LICENSED PROGRAM pursuant to the License Agreement. Thereafter, the TERM shall automatically renew for successive periods of one (1) year each, at it’s current Nortridge rate for the Software or additions to,
unless and until terminated pursuant to Article 6 hereof. In no event, however, shall the TERM extend beyond the prescribed term of the License Agreement. 

1.8 “SUPPORT” Assistance with the standard functionality of the LICENSED PROGRAM as it is used for day-to-day operations. 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

 ARTICLE 2 

Scope of Services 
 During
the TERM OF THIS AGREEMENT, Nortridge shall render the following services in support of the LICENSED PROGRAM, during CUSTOMER’S NORMAL BUSINESS HOURS, subject to the compensation as provided for in purchase agreement for SUPPORT services. 

2.1 Nortridge shall maintain a program control center capable of receiving by telephone transmission operator reports of system
irregularities. 
 2.2 Nortridge shall maintain a telephone hot-line during NORMAL BUSINESS HOURS, and offer on-call support for critical
support AFTER NORMAL BUSINESS HOURS, that allows Customer to report system problems and seek assistance in use of the LICENSED PROGRAM. 

2.3 Nortridge shall maintain a trained staff capable of rendering the services set forth in this Agreement. 

2.4 Nortridge shall be responsible for using all reasonable diligence to correct verifiable and reproducible ERRORS when reported to Nortridge
in accordance with Nortridge’s standard reporting procedures. Nortridge shall, within 24 hours of verifying that such an ERROR is present, initiate work in a diligent manner toward development of an ERROR CORRECTION. Nortridge does not
guarantee a deadline for completion of ERROR CORRECTIONS because the nature and complexity of the errors may not be identifiable at the time this Agreement was made. Following completion of the ERROR CORRECTION, Nortridge shall provide the ERROR
CORRECTION by means of a “temporary fix”, consisting of sufficient programming and operating instructions to implement the ERROR CORRECTION. Nortridge shall include the ERROR CORRECTION in all subsequent RELEASES of the LICENSED PROGRAM.
Nortridge shall not be responsible for correcting ERRORS in any version of the LICENSED PROGRAM other than the most recent RELEASE of the LICENSED PROGRAM, provided that Nortridge shall continue to provide SUPPORT services for prior RELEASES
superseded by recent RELEASES for a reasonable period sufficient to allow Customer to implement the newest RELEASE, not to exceed ninety (90) days (unless otherwise agreed to by Customer & Nortridge). 

2.5 Nortridge reserves the right to update and enhance the LICENSED PROGRAM based solely upon their internal decision. Nortridge is not
required to make changes for any reason other than those that Nortridge deems necessary, reasonable, or practical. 
 2.6 The original or
master disk(s) from Nortridge will not be used by Customer as a working disk. The disk(s) will be solely for the purpose of transferring programs to the Customer’s particular computer system. 

2.7 Nortridge may, from time to time, issue new RELEASES of the LICENSED PROGRAM to its customers generally, containing ERROR CORRECTIONS,
minor ENHANCEMENTS, and, in certain instances if Nortridge so elects, major ENHANCEMENTS. User documentation and manual changes, if necessary, will be sent along with the updated release to Customer. Nortridge shall provide Customer with one (1)
copy of each new RELEASE, (without additional charge) within a reasonable amount of time after completion by Nortridge. Nortridge shall provide reasonable assistance to help Customer install and operate each new RELEASE. Assistance, if required to
be provided at Customer’s facility, shall be subject to supplemental charges. 
 2.8 Nortridge may, from time to time, offer major
ENHANCEMENTS to its customers, generally for an additional charge. To the extent Nortridge offers such ENHANCEMENTS, it shall allow Customer to license one (1) copy of each major ENHANCEMENT for each copy of the LICENSED PROGRAM being maintained
under this Agreement upon payment of applicable fees. 
 2.9 Subject to space availability, Customer may enroll its employees in
Nortridge’s training classes, held at Nortridge’s facility in Lake Forest, California for additional or advanced training. 
 2.10
If Nortridge publishes a monthly newsletter designed to keep its customers generally informed about the use and operation of the LICENSED PROGRAM, features of new RELEASES and ENHANCEMENTS, or current additional SUPPORT service offerings, Nortridge
shall provide Customer with one (1) copy of the newsletter without charge and make additional copies available for a reasonable charge. 

2.11 Nortridge shall consider and evaluate the development of additional ENHANCEMENTS for the specific use of Customer and shall respond to
Customer’s requests for additional services pertaining to the LICENSED PROGRAM (including, without limitation, data-conversion and report-formatting assistance), provided that such assistance, if agreed to be provided, shall be subject to
supplemental charges mutually agreed to by Nortridge and Customer. 
 2.12 Nortridge and Customer agree to enter into a “Software
Escrow Agreement” within thirty (30) calendar days of execution of this Agreement, the purpose of which is to place all source code, documentation, and related materials into escrow with an escrow agent during the term of this License
Agreement. 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

 ARTICLE 3 

Fees and Charges 
 3.1
Customer shall pay Nortridge its fees and charges based on the Nortridge’s current rates as provided for in the purchase agreement. Nortridge reserves the right to change its rate schedule for services other than annual SUPPORT contract fees
from time to time, provided that no such change will be effective until at least thirty (30) days after Nortridge has given Customer written notice of such change. Customer shall have the right to terminate this Agreement within ten (10) calendar
days of receipt of a notice of change to Nortridge’s rate schedule by providing Nortridge written notice of the same. If Customer does not provide Northridge with written notice within ten (10) calendar days of receipt of notice of change to
Nortridge’s rates, Customer will be deemed to have accepted the new rates proposed by Nortridge. 
 3.2 Customer shall reimburse
Nortridge for any travel expenses (i.e., transportation, lodging, and meals) and telephone expenses incurred by Nortridge in rendering services to Customer under this Agreement as long as such expenses are expressly approved by Customer in advance
of such expenditure. Customer agrees to pay such expenses, when and as the services are rendered and the expenses incurred, as invoiced by Nortridge. (Receipts for related expenses available upon request) Nortridge reserves the right to require
pre-payment or advance deposit for such additional charges or expenses that are expressly approved by Customer in advance. 
 3.3 Customer
is responsible for sales or use taxes and state or local property or excise taxes associated with Customer’s licensing, possession, or use of the LICENSED PROGRAM or any associated services. 

3.4 Nortridge shall invoice Customer at the beginning of each calendar month for all fees and charges accrued, and all reimbursable expenses
incurred, other than enhancements and support during the previous month. Customer shall pay the invoiced amount promptly upon receipt of such invoice. Any amount not paid within thirty (30) days after Customer’s receipt of the invoice shall
bear interest at the lesser of [****] per month or the highest rate allowed by applicable law from the date such fee or charge first became due. 

3.5 Customer shall be responsible for procuring, installing, and maintaining all equipment, telephone lines, communications interfaces, and
other hardware necessary to operate the LICENSED PROGRAM and to obtain from Nortridge the services called for by this Agreement. 

ARTICLE 4 
 Proprietary
Rights 
 4.1 To the extent that Nortridge may provide Customer with any ERROR CORRECTIONS or ENHANCEMENT or any other program,
including any new programs or components, or any compilations or derivative works prepared by Nortridge (collectively, “Vendor Programs”), Customer may: (1) install one (1) set of the Vendor Programs, in the most current form provided by
Nortridge, in Customer’s own facility; (2) use such Vendor Programs in connection with the LICENSED PROGRAMS, and in a manner consistent with the requirements of the License Agreement, for purposes of serving Customer’s internal business
needs; and (3) make one (1) copy of the Vendor Programs, or any copy, adaptation, transcription, or merged portion thereof, except as expressly authorized by Nortridge. Notwithstanding Article 6 hereof, Customer’s rights under this Section 4.1
shall remain in effect for so long as Customer is authorized to use the LICENSED PROGRAMS under the License Agreement. Upon termination of such License Agreement, Customer shall return or destroy the Vendor Programs, and returning the Vendor
Programs in the manner required by the License Agreement shall be sufficient for such purpose. 
 4.2 The Vendor Programs, including any
associated intellectual property rights, are and shall remain the sole property of Nortridge, regardless of whether Customer, it’s employees, or contractors may have contributed to the conception of such work, joined in the effort of its
development, or paid Nortridge for the use of the work product. Customer shall from time to time take any further action and execute and deliver any further instrument, including documents of assignment or acknowledgment, that Nortridge may
reasonably request in order to establish and perfect it’s exclusive ownership rights in such works, including any associated intellectual property rights. 

ARTICLE 5 
 Disclaimer of
Warranty and Limitation of Liability 
 5.1 EXCEPT AS EXPRESSLY SET FORTH IN THIS AGREEMENT, NORTRIDGE EXPRESSLY DISCLAIMS ANY AND ALL
WARRANTIES CONCERNING THE LICENSED PROGRAM OR THE SERVICES TO BE RENDERED HEREUNDER, WHETHER EXPRESS OR IMPLIED, INCLUDING (WITHOUT LIMITATION) ANY WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. 

5.2 In no event shall Nortridge’s cumulative liability for any claim arising in connection with the Agreement exceed the tot al fees and
charges paid to Nortridge for the last years enhancement and support by Customer. In no event shall Nortridge be liable for any indirect, consequential, special, exemplary, or incidental damages of whatever kind and however caused, even if Nortridge
knew or should have known of the possibility of such damages. 
 5.3 No action, whether based in contract, strict liability, or tort,
including any action based on negligence, arising out of the performance of services under this Agreement, may be brought by either party more than one (1) year after such cause of action was discovered, except that an action for non-payment may be
brought within two (2) years of the date of the last payment. 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

 ARTICLE 6 

Termination 
 6.1 This
Agreement may be terminated as follows: 
 6.1.1 This Agreement shall immediately terminate upon the termination of the License Agreement;
or 
 6.1.2 This Agreement may be terminated by either party upon the expiration of the then-current TERM of this Agreement, provided that
at least thirty (30) days prior written notice is given to the other party; or 
 6.1.3 This Agreement may be terminated by Customer within
ten (10) calendar days of receipt of any notice of rate change by Nortridge by providing written notice to Nortridge; or 
 6.1.4 This
Agreement may be terminated by either party upon thirty (30) days prior written notice if the other party has materially breached the provisions of this Agreement and has not cured such breach within such notice period. 

6.2 Following termination of this Agreement, Nortridge shall immediately invoice Customer for all accrued fees and charges and all
reimbursable expenses, and Customer shall pay the invoiced amount immediately upon receipt of such invoice. Customer may continue to use any work supplied to Customer by Nortridge for the remaining term of the License Agreement. Any amount not paid
within thirty (30) days of Customer’s receipt of the invoice shall bear interest at the lesser of [****] per month or the highest rate allowed by applicable law from the date such fee or charge first became due. 

ARTICLE 7 
 Miscellaneous

 7.1 Each party acknowledges that it has read this Agreement, understands it, and agrees to be bound by its TERMS. The parties further
agree that this is the complete and exclusive statement of the Agreement of the parties with respect to the subject matter hereof and that it supersedes and merges all prior proposals, understandings, and agreements, whether oral or written, between
the parties with respect to the subject matter hereof. This Agreement may not be modified except by a written instrument duly executed by the parties hereto. 

7.2. This Agreement and the party’s obligations hereunder shall be governed, construed, and enforced in accordance with the laws of the
State of California. 
 7.3 In the event that any provision of this Agreement is held invalid, illegal, or unenforceable, the remaining
provisions shall be enforced to the maximum extent permitted by applicable law. 
 7.4 Neither party may assign its rights or duties under
this Agreement without the prior written consent of the other party, which consent shall not unreasonably be withheld, except to a successor of all or substantially all of its business and properties. 

7.5 This Agreement may not be modified except by a writing signed by authorized representatives of both parties. It is agreed that no trade
usage or course of dealing between the parties hereto shall be used to modify, interpret, supplement, or alter in any manner the terms of this Agreement. 

7.6 The waiver by either party of any term or condition of this Agreement shall not be deemed to constitute a continuing waiver thereof nor of
any further or additional right that such party may hold under this Agreement. 
 7.7 All notices or other communications required to be
given hereunder shall be in writing and shall be delivered either personally or by U.S. mail, certified return receipt requested, postage pre-paid, and addressed as provided in this Agreement or as otherwise requested by the receiving party. Notices
delivered personally shall be effective upon delivery and notices delivered by mail shall be effective upon their receipt by the party to whom they are addressed. 

IN WITNESS WHEREOF, the parties have caused this Agreement to be executed by their duly authorized representatives as set forth below. 

  

									
	Nortridge Software, LLC	 	Client name here
					
	By:	 	 /s/ C. Ewoldt
	 		 	By:	 	 /s/ Kenneth E. Rees

	Title:	 	 Controller
	 		 	By:	 	 Kenneth E. Rees

	Date:	 	5 - 13, 2013	 		 	Date:	 	5/9/2013, 20    

 Keep for your own records 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED.

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