Document:

Exhibit 10.1

                      NON-QUALIFIED STOCK OPTION AGREEMENT

     Agreement made as of January 20, 2005, between AMCORE Financial, Inc. (the
"Company") and [First Name, Last Name], an employee of the Company (the
"Optionee") residing at [address].

     Pursuant to the AMCORE Financial, Inc. 2000 Stock Incentive Plan (the
"Plan"), the Committee has determined that the Optionee is to be granted, on the
terms and conditions set forth herein, an option (the "Option") to purchase
shares of the common stock of the Company, par value $.22 per share (the
"Stock") and hereby grants such Option. Capitalized terms used but not otherwise
defined herein shall have the meanings accorded them in the Plan.

     1. Number of Shares and Option Price. The Option is to purchase
[Options Granted] shares of Stock (the "Option Shares") at a price (the "Option
Price") of $29.89 per share, which is not less than the fair market value of the
Option Shares as of the date hereof.

     2. Period of Option and Conditions of Exercise.
        -------------------------------------------

          (a) Period of Option. Unless the Option is previously terminated
     pursuant to this Option Agreement, the term of the Option and of this
     Option Agreement shall commence on the date hereof (the "Date of Grant")
     and terminate on January 20, 2015 at 5:00 p.m. Upon the termination of the
     Option, all rights of the Optionee hereunder shall cease.

          (b) Conditions of Exercise. Subject to paragraphs 2(c) and 2(d) below,
     the Option shall become exercisable pursuant to the following schedule:
     one-third of the total number of Option Shares on the date twelve (12)
     months after the date of its grant and with respect to an additional
     one-third of the total number of Option Shares at the end of each
     twelve-month period thereafter during the succeeding two (2) years. The
     Option may be exercised only to purchase whole shares, and in no case may a
     fraction of a share be purchased. The right of the Optionee to purchase
     shares with respect to which this Option has become exercisable as herein
     provided may be exercised in whole or in part at any time or from time to
     time, prior to 5:00 p.m. on January 20, 2015.

          (c) Change in Control. Subject to the terms of Section 12 of the Plan
     in the event of a Change of Control of the Company (as defined in the Plan)
     during the term of the Option, the Option immediately shall become fully
     exercisable.

     3. Rights Upon Termination of Employment.
        -------------------------------------

          (a) Except as provided in this Section 3, the Option may not be
     exercised after the holder thereof has ceased to be employed by the
     Company.

          (b) If the Optionee ceases to be employed by the Company or its
     subsidiaries for cause, all options are immediately forfeited.

          (c) If the Optionee ceases to be employed by the Company or its
     subsidiaries due to voluntary termination or involuntary termination
     without cause, the Optionee or his or her legal representative may exercise
     the Option at any time within the period ending on the date three months
     after such cessation of employment to the extent that the Option was
     exercisable on the date of his or her cessation of employment.

                                       1
<PAGE>

          (d) If the Optionee ceases to be employed by the Company or its
     subsidiaries due to mandatory retirement at age 65, the Optionee or his or
     her legal representative may exercise the Option at any time within the
     period beginning on the date of his or her retirement until the stated term
     of the Option. All unvested Options will continue to vest at their normal
     rate.

          (e) If the Optionee ceases to be employed by the Company or its
     subsidiaries due to retirement meeting the Company's guidelines for normal
     retirement, the Optionee or his or her legal representative may exercise
     the Option at any time within the period, beginning on the date of his or
     her voluntary retirement and ending on the earlier of five years from the
     date of such retirement by the Optionee or the expiration of the stated
     term of the Option, whichever period is shorter.

          (f) If the Optionee ceases to be employed by the Company or its
     subsidiaries by reason of death or Disability prior to the expiration of
     his or her Option, the Optionee or his or her legal representative may
     exercise the Option at any time within the period ending on the date one
     year after such cessation of employment or the expiration of the stated
     term of the Option, whichever period is shorter.

          (g) Notwithstanding anything to the contrary in this Section 3, the
     Option shall not be exercisable later than 5:00 p.m. on January 20, 2015.

     4. Non-Transferability of Option. The Option and this Option Agreement
shall not be transferable otherwise than by will or by the laws of descent and
distribution, pursuant to a qualified domestic relations order or by such other
means as the Committee may approve from time to time; and the Option may be
exercised, during the lifetime of the Optionee, only by the Optionee or by his
or her legal representative.

     5. Stock Withholding.
        -----------------

          (a) When the Optionee is required to pay to the Company an amount
     required to be withheld under applicable federal, state and/or local
     withholding tax laws in connection with the exercise of stock options, the
     Optionee may satisfy this obligation, in whole or in part, by:

               (i) electing to have the Company withhold shares of Common Stock
          otherwise issuable upon the exercise of such Option;

               (ii) electing to tender back shares of Stock acquired upon the
          exercise of such Options to the Company; or

               (iii) electing to surrender previously held shares of Stock which
          were not acquired pursuant to the exercise of such Options to the
          Company (collectively referred to as "Stock Withholding", an election
          to participate in Stock Withholding being referred to as an
          "Election").

The maximum number of shares of Stock which may be so withheld, tendered back,
or surrendered is that number of shares of Stock having a Fair Market Value
equal to the maximum federal, state and local withholding tax (calculated at the
supplemental income tax rates applicable at the time of exercise), attributable
to the particular Option exercise transaction.

          (b) Elections by the Optionee will be subject to the following
     restrictions:

               (i) Elections by Optionees whose transactions in Stock are
          subject to Section 16(b) of the Exchange Act ("Insiders") are subject
          to the additional requirements imposed by paragraph 5(e) below;

                                       2
<PAGE>

               (ii) Optionees whose transactions in Stock are not subject to
          Section 16(b) of the Exchange Act ("Non-Insiders") may elect only to
          have the Company withhold shares of Stock which would otherwise be
          issuable upon the exercise of an Option;

               (iii) Subject to paragraph 5(e) below, elections must be made in
          writing and delivered to the Secretary of the Company at its principal
          office on or prior to the first date that the amount of tax to be
          withheld can be determined (the "Tax Date"); and

               (iv) Elections will be subject to the disapproval of the
          Committee which may require that such taxes be paid in cash.

          (c) Elections by the Optionee will be revocable; provided, however,
     that revocations must be made, in the case of Insiders, in one of the time
     periods in which an Election must be made, as provided in paragraph 5(e)
     below.

          (d) The Fair Market Value of the shares of stock to be withheld,
     tendered back or surrendered shall be calculated pursuant to Section 2 of
     the Plan. Fractional amounts will be paid in cash.

          (e) Elections by Insiders will be subject to the following additional
     restrictions:

               (i) such Elections may not be made within six months of the grant
          of an option (except that this limitation will not apply in the event
          that death or Disability of the Optionee occurs prior to the
          expiration of the six-month period);

               (ii) such Elections must be made either (i) six months or more
          prior to the Tax Date or (ii) prior to the Tax Date in a ten-day
          "window period" beginning on the third day following the release of
          the Company's quarterly or annual summary statement of earnings;

               (iii) where the Tax Date of an Insider is the date of exercise of
          an Option (which will be the case if an election is made under Section
          83(b) of the Code), such Insider may elect only to have the Company
          withhold shares of Stock which would otherwise be issuable upon the
          exercise of the Option. Such Insider may not, in the alternative,
          elect to tender shares of Stock acquired upon the exercise of the
          Option back to the Company or to surrender shares of Stock which were
          otherwise acquired to the Company; and

               (iv) where the Tax Date of an Insider is deferred until six
          months after the exercise of an Option (which will be the case if no
          election is made under Section 83(b) of the Code), and the Insider
          elects to participate in Stock Withholding, the full number of shares
          will be issued upon exercise of the Option, but such Insider will be
          unconditionally obligated to tender back to the Company the proper
          number of shares of Stock on the Tax Date or to surrender to the
          Company the proper number of previously held shares of Stock on the
          Tax Date.

     6. Exercise of Option. The Option shall be exercised in the following
manner: the Optionee, or the person(s) having the right to exercise the Option
upon the death or Disability of the Optionee, shall deliver to the Company
written notice, in substantially the form of the notice attached hereto,
specifying the number of Option Shares which he or she elects to purchase,
together with:

          (i) cash;

                                       3
<PAGE>

          (ii) a number of shares of the Stock having a fair market value (as of
     the date of exercise) equal to the price to be paid upon the exercise of
     the Option;

          (iii) Stock Withholding (as defined in paragraph 5 above); or

          (iv) any combination of cash, shares of Stock and Stock Withholding,
     the sum of which equals the total price to be paid upon the exercise of the
     Option.

Following receipt of the consideration, the Company shall deliver the option
shares to the Optionee.

     7. Notices. Any notice required or permitted under this Option Agreement
shall be deemed given when delivered personally, upon receipt by overnight
delivery, or when deposited in a United States Post Office, postage prepaid,
addressed, as appropriate, to the Optionee either at his address hereinabove set
forth or such other address as he or she may designate in writing to the
Company.

     8. Failure to Enforce Not a Waiver. The failure of the Company to enforce
at any time any provision of this Option Agreement shall in no way be construed
to be a waiver of such provision or of any other provision hereof.

     9. Incorporation of Plan. The Plan is hereby incorporated by reference and
made a part hereof, and the Option and this Option Agreement are subject to all
terms and conditions of the Plan. In the event of a conflict between this Option
Agreement and the Plan, the terms and conditions of the Plan shall govern.

     10. General Restrictions. This award of an Option shall be subject to the
requirement that, if at any time the Committee shall determine that (i) the
listing, registration or qualification of the shares of Stock subject or related
thereto upon any securities exchange or under any state or federal law, or (ii)
the consent or approval of any government regulatory body, or (iii) an agreement
by the recipient of an award with respect to the disposition of Option Shares,
is necessary or desirable as a condition of, or in connection with, the granting
of such award or the issuance or purchase of Option Shares thereunder, such
award may not be consummated in whole or in part unless such listing,
registration, qualification, consent, approval or agreement shall have been
effected or obtained free of any conditions not acceptable to the Committee.

     11. Rights of a Stockholder. The Optionee shall have no rights as a
stockholder with respect to any Option Shares granted to him unless and until
certificates for Option Shares are issued to him.

     12. Rights to Terminate Employment. Nothing in the Plan or in this
Agreement shall confer upon the Optionee the right to continue in the employment
of the Company or affect any right which the Company may have to terminate the
employment of the Optionee.

     13. Withholding. Whenever the Company proposes or is required to issue or
transfer shares of Stock under the Plan, the Company shall have the right to
require the Optionee to remit to the Company an amount sufficient to satisfy any
federal, state and/or local withholding tax requirements prior to the delivery
of any certificate or certificates for such shares. Whenever under the Plan
payments are to be made in cash, such payments shall be net of an amount
sufficient to satisfy any federal, state and/or local withholding tax
requirements.

     14. Non Assignability. Pursuant to the terms of Section 19 of the Plan, no
award under the Plan shall be assignable or transferable by the Optionee except
by will or by the laws of descent and distribution or pursuant to a qualified
domestic relations order or by such other means as the Committee may approve
from time to time. During the life of the Optionee, such award shall be

                                       4
<PAGE>

exercisable only by such person or by such person's guardian or legal
representative.

     15. Amendment. The terms and conditions of the Plan and this Option
Agreement may be amended by the Company as provided in the Plan, including
without limitation, amendments necessary to comply with the requirements of
Section 16(b) of the Exchange Act.

     IN WITNESS WHEREOF, the parties hereto have executed this Option Agreement
as of the date and year set forth above.

                                          AMCORE Financial, Inc.

                                          By /s/ authorized signor
                                             ---------------------------------

                                          The undersigned hereby accepts and
                                          agrees to all the terms and provisions
                                          of the foregoing Option Agreement and
                                          to all the terms and provisions of
                                          the AMCORE Financial, Inc. 2000
                                          Stock Incentive Plan herein
                                          incorporated by reference.

                                          ------------------------------------
                                          Optionee [First Name, Last Name]

                                       5EXHIBIT 10.1

            AGREEMENT, dated as of January 11, 2005, between MILITARY RESALE
GROUP, INC., a New York corporation with offices located at 2180 Executive
Circle Colorado Springs, Colorado 80906 (the "COMPANY"); and LEE BRUKMAN, an
individual residing at c/o Data Recovery Continuum, Inc., P.O. Box 105, La
Jolla, California 92038 ("BRUKMAN").

                                  INTRODUCTION

            Brukman has served as a director and officer of the Company on dates
prior to the date hereof. In such capacity, Brukman incurred expenses on behalf
of the Company (the "BRUKMAN EXPENSES") and was entitled to, but did not
receive, salary during his period of service as an officer of the Company (the
"BRUKMAN UNPAID SALARY"). On JUNE 11, 2004, Brukman made a loan (the "BRUKMAN
LOAN") to the Company in the amount of $75,000 represented by the 8% note, dated
June 11, 2004, by the Company in favor of Brukman. On June 11, 2004, Brukman
caused his affiliate Data Recovery Continuum, Inc. to transfer its ownership of
Ohio Street Partners, LLC ("OHIO STREET") to the Company in exchange for
1,920,000 shares (the "DISPUTED SHARES") of common stock, par value $0.0001 per
share (the "COMPANY COMMON STOCK"), of the Company, and warrants (the "DISPUTED
WARRANTS", and, together with the Disputes Shares, the "DISPUTED SECURITIES") to
purchase an aggregate of 960,000 shares of Company Common Stock.

         Disputes  exist  between the Company  and Brukman  with  respect to (i)
whether Brukman is currently serving in any capacity with the Company,  (ii) the
amount and  existence of the Brukman  Expenses,  (iii) the amount of the Brukman
Unpaid Salary, and (iv) the title to the assets of Ohio Street.

         The parties  desire to resolve such disputes on the terms,  and subject
to the conditions, set forth herein.

         The parties  hereto,  intending  to be legally  bound,  hereby agree as
follows:

I.       RESIGNATION

         SECTION 1.01      OFFICERSHIPS.

         To the extent that Brukman is or may be currently serving as an officer
of the Company, effective upon the execution hereof, Brukman hereby resigns from
all positions as an officer of the Company.

         SECTION 1.02      DIRECTORSHIPS.

         To the extent that Brukman is or may be currently serving as a director
of the Company, effective upon the execution hereof, Brukman hereby resigns from
his position as a director of the Company.

<PAGE>

         SECTION 1.03      BENEFITS.

         Commencing upon the execution and delivery  hereof,  the parties hereto
hereby  agree that  Brukman  shall no longer be eligible to  participate  in any
employee or executive benefit,  pension, health, or other plan or program of the
Company,  subject to  availability  of healthcare  benefits under any applicable
COBRA continuation and other legal requirements.

II.      BRUKMAN LOAN; BRUKMAN EXPENSES; BRUKMAN UNPAID SALARY

         SECTION 2.01      AGREEMENT AS TO AGGREGATE AMOUNTS.

         The parties  hereby  agree that the amount of the  Brukman  Loan is and
shall be $75,000.  the amount of the Brukman Expenses shall be $20,000;  and the
amount of the Brukman Unpaid Salary shall be $25,000.

         SECTION 2.02      STRUCTURE OF PAYMENT.

         The aggregate amount of the Brukman Loan, the Brukman Expenses, and the
Brukman Unpaid Salary shall be paid as set forth in the note attached  hereto as
Exhibit 2.02 hereof.

III.     UNWINDING OF OHIO STREET TRANSACTION

         SECTION 3.01      DELIVERY OF EVIDENCE OF OWNERSHIP.

         Upon the  execution and delivery  hereof,  the Company shall deliver to
Brukman evidence of the Company's ownership of Ohio Street, duly endorsed and in
proper form for transfer.

         SECTION 3.02      DELIVERY OF DISPUTED SECURITIES.

         Upon the  execution  and  delivery  hereof,  Brukman  shall  cause  his
affiliates  to  deliver  to the  Company  the stock  certificates  and  warrants
comprising  the  Disputed  Securities,  duly  endorsed  and in  proper  form for
transfer.  Upon receipt thereof,  the Company shall cause the Disputed Shares to
become  authorized,  but unissued,  shares of Company  Common  Stock,  and shall
cancel the Disputed Warrants.

IV.      RELEASES; INDEMNIFICATION; NON-DISPARAGEMENT

         SECTION 4.01      RELEASES.

         (a)  Except as  otherwise  as set  forth,  and to the extent set forth,
herein, the Company hereby fully and unconditionally releases and discharges all
claims and  causes of action  which it or its  successors  (if  applicable),  or
assigns ever had, now have, or hereafter may have against Brukman, in connection
with any and all matters  relating to the  matters set forth  herein,  provided,
however,  that the Company expressly does not release Brukman for (i) violations
by Brukman of, and actions of Brukman in contravention  of, Federal,  state, and
other laws,  rules,  and  regulations,  whether in his capacity as an officer or
director of the Company or otherwise or (ii) this Agreement.

                                       2
<PAGE>

         (b)  Except as  otherwise  as set  forth,  and to the extent set forth,
herein,  Brukman  hereby fully and  unconditionally  releases and discharges all
claims and causes of action which he or his heirs,  successors (if  applicable),
or assigns ever had, now have, or hereafter may have against the Company and its
officers, directors,  employees, counsel, agents, and stockholders, in each case
past,  present,  or as they may  exist at any time  after  this  date,  and each
person, if any, who controls, controlled, or will control any of them within the
meaning of Section 15 of the  Securities  Act of 1933,  as  amended,  or Section
20(a) of the  Securities  Exchange Act of 1934,  as amended  (collectively,  the
"COMPANY PARTIES"),  provided,  however, that Brukman expressly does not release
the  Company  Parties  with  respect  to (i)  indemnification  and  contribution
hereunder,  under or pursuant to the certificate of  incorporation or by-laws of
the  Company,  or pursuant to the  General  Corporation  Law of the State of New
York, or (ii) this Agreement; provided, however, that Brukman expressly does not
release the Company for violations by the Company of, and actions of the Company
(and its  officers,  directors,  employees,  and  agents)  in  contravention  of
Federal, state, and other laws, rules, and regulations.

         SECTION 4.02      INDEMNIFICATION.

         (a) The Company agrees to indemnify and hold harmless  Brukman from any
and all losses,  liabilities,  damages,  and  expenses  whatsoever  (which shall
include for all purposes of this Section 4.02, but not be limited to, reasonable
counsel  fees  and  any and  all  reasonable  expenses  whatsoever  incurred  in
investigating,  preparing,  or defending  against any  litigation,  commenced or
threatened, or any claim whatsoever,  and any and all amounts paid in settlement
of any claim or litigation) as and when incurred  arising out of, based upon, or
in connection  with this Agreement,  to the maximum extent  permitted by the New
York General  Corporation Law. The foregoing  agreement to indemnify shall be in
addition to any liability the Company may otherwise have, including  liabilities
arising under this Agreement.

         (b) Brukman  agrees to indemnify and hold harmless the Company from any
and all losses,  liabilities,  damages,  and  expenses  whatsoever  (which shall
include for all purposes of this Section 4.02, but not be limited to, reasonable
counsel  fees  and  any and  all  reasonable  expenses  whatsoever  incurred  in
investigating,  preparing,  or defending  against any  litigation,  commenced or
threatened, or any claim whatsoever,  and any and all amounts paid in settlement
of any claim or litigation) as and when incurred  arising out of, based upon, or
in connection with this Agreement,  and violations by Brukman of, and actions of
Brukman  in  contravention  of,  Federal,  state,  and other  laws,  rules,  and
regulations, whether in his capacity as an officer or director of the Company or
otherwise,  in each case to the maximum extent permitted by the New York General
Corporation  Law. The foregoing  agreement to indemnify  shall be in addition to
any liability Brukman may otherwise have,  including  liabilities  arising under
this Agreement

                                       3
<PAGE>

         SECTION 4.03      NON-DISPARAGEMENT.

         Each party hereto hereby  agrees that it or he will not make,  and that
it or he will use its or his best efforts to prevent its affiliates from making,
any  written or oral  statements  that are  damaging  or  disparaging  to to the
activities,  image or reputation  of the other party  hereto.  Each party hereto
hereby agrees that any breach by it or him of the  provisions of this  paragraph
will cause the other party hereto irreparable harm and loss and a breach of this
clause will be  considered  a material  breach of this  Agreement  and,  without
limiting any other  remedies  that any party hereto may have,  each party hereto
hereby  consents to the  issuance  of an  injunction  to prohibit  any actual or
threatened such breach by it, its agents,  or its affiliates.  The right of each
party  hereto to obtain such  injunction  shall not  preclude  any other  remedy
available thereto,  including the right to obtain damages.  Notwithstanding  the
foregoing,  nothing shall prevent either party to make any disclosures which, in
the opinion of counsel, are legally required to be made by such party.

V.       REPRESENTATIONS AND WARRANTIES

         SECTION 5.01      REPRESENTATIONS AND WARRANTIES OF THE COMPANY.

         (a)  Brukman  has all  necessary  right  and  power to enter  into this
Agreement  and to carry out the  obligations  hereunder  and to  consummate  the
transactions  contemplated  hereby.  This  Agreement  has been duly executed and
delivered by Brukman, and constitutes a valid and binding obligation of Brukman,
and is enforceable against Brukman in accordance with its terms.

         (b) Brukman is an  individual  who has reached the age  majority in his
state of residence and has all necessary requisite power and authority,  and all
necessary consents,  authorizations,  approvals, orders, licenses, certificates,
and permits of and from, and declarations and filings with, all federal,  state,
local, and other governmental authorities and all courts and other tribunals, to
own,  lease,  license,  and use his  properties  and  assets and to carry on the
business in which he is now engage and the businesses in which she  contemplates
engaging.

         (c) The Disputed Securities are owned of record and beneficially solely
by Brukman  free and clear of any  security  interest,  pledge,  mortgage,  lien
(including,   without   limitation,   environmental  and  tax  liens),   charge,
encumbrance, adverse claim, preferential arrangement or restriction of any kind,
including,  without  limitation,  any restriction on the use,  voting,  transfer
(except as otherwise  provided  herein),  receipt of income or other exercise of
any  attributes of  ownership.  The Disputed  Securities  are not subject to any
options,   warrants,   convertible  securities  or  other  rights,   agreements,
arrangements  or  commitments  of any character  relating to interests  therein.
There are no voting trusts,  member agreements,  proxies, or other agreements or
understandings  in effect  with  respect to the voting or transfer of any of the
Disputed Securities.

         SECTION 5.02      REPRESENTATIONS AND WARRANTIES OF BRUKMAN.

         The Company has all requisite power and authority to execute,  deliver,
and  perform  each of this  Agreement  and the  Note.  All  necessary  corporate
proceedings  of the Company  have been duly taken to  authorize  the  execution,
delivery,  and performance  thereby of each of this Agreement and the Note. Each
of this Agreement and the Note has been duly authorized, executed, and delivered
by the Company,  constitutes  the legal,  valid,  and binding  obligation of the
Company,  and is enforceable as to the Company in accordance with its respective
terms.

                                       4
<PAGE>

VI.      MISCELLANEOUS

         SECTION 6.01      FURTHER ACTIONS.

         At any time and from time to time,  each  party  agrees,  at its or his
expense,  to take such actions and to execute and deliver such  documents as may
be reasonably necessary to effectuate the purposes of this Agreement.

         SECTION 6.02      AVAILABILITY OF EQUITABLE REMEDIES.

         Since a breach of the provisions of this Agreement could not adequately
be compensated by money damages, any party shall be entitled, in addition to any
other right or remedy available to it, to an injunction  restraining such breach
or a threatened breach and to specific performance of any such provision of this
Agreement,  and in either  case no bond or other  security  shall be required in
connection therewith,  and the parties hereby consent to the issuance of such an
injunction and to the ordering of specific performance.

         SECTION 6.03      SURVIVAL.

         The covenants, agreements, representations, and warranties contained in
or  made  pursuant  to  this  Agreement   shall  survive  any  delivery  of  the
consideration described herein,  irrespective of any investigation made by or on
behalf of any party.

         SECTION 6.04      MODIFICATION.

         This Agreement sets forth the entire  understanding of the parties with
respect to the subject matter hereof, supersedes all existing agreements between
them  concerning  such  subject  matter,  and may be modified  only by a written
instrument duly executed by each party.

         SECTION 6.05      NOTICES.

         Any notice or other  communication  required or  permitted  to be given
hereunder  shall be in writing  and shall be mailed by  certified  mail,  return
receipt  requested (or by the most nearly comparable method if mailed from or to
a location outside of the United States) or by Federal Express, Express Mail, or
similar  overnight  delivery or courier  service or  delivered  (in person or by
telecopy, telex, or similar telecommunications equipment) against receipt to the
party to whom it is to be given at the  address  of such  party set forth in the
preamble  to this  Agreement  (or to such other  address as the party shall have
furnished in writing in  accordance  with the  provisions  of this Section 6.05)
with a copy to each of the other party hereto. Any notice given to any corporate
party shall be addressed to the attention of the Corporate Secretary.  Notice to
the  estate  of any  party  shall be  sufficient  if  addressed  to the party as
provided  in this  Section  6.05.  Any  notice or other  communication  given by
certified mail (or by such comparable  method) shall be deemed given at the time
of  certification  thereof (or comparable  act),  except for a notice changing a
party's address which will be deemed given at the time of receipt  thereof.  Any
notice given by other means permitted by this Section 6.05 shall be deemed given
at the time of receipt thereof.

                                       5
<PAGE>

         SECTION 6.06      WAIVER.

         Any waiver by any party of a breach of any term of this Agreement shall
not operate as or be  construed  to be a waiver of any other breach of that term
or of any breach of any other term of this Agreement.  The failure of a party to
insist  upon  strict  adherence  to any  term of this  Agreement  on one or more
occasions  will not be  considered  a waiver or deprive  that party of the right
thereafter  to insist  upon strict  adherence  to that term or any other term of
this  Agreement.  Any waiver must be in writing  and, in the case of a corporate
party,  be authorized by a resolution of the Board of Directors or by an officer
of the waiving party.

         SECTION 6.07      BINDING EFFECT.

         The provisions of this Agreement shall be binding upon and inure to the
benefit of the the Company,  Brukman,  and their  respective  successors and and
assigns  (if  not a  natural  person)  and  his  assigns,  heirs,  and  personal
representatives (if a natural person).

         SECTION 6.08      NO THIRD PARTY BENEFICIARIES.

         This Agreement does not create, and shall not be construed as creating,
any rights  enforceable by any person not a party to this  Agreement  (except as
provided in Section 6.07).

         SECTION 6.09      SEPARABILITY.

         If  any   provision  of  this   Agreement  is  invalid,   illegal,   or
unenforceable,  the balance of this Agreement shall remain in effect, and if any
provision is inapplicable to any person or circumstance,  it shall  nevertheless
remain applicable to all other persons and circumstances.

         SECTION 6.10      HEADINGS.

         The headings in this Agreement are solely for  convenience of reference
and shall be given no  effect  in the  construction  or  interpretation  of this
Agreement.

         SECTION 6.11      COUNTERPARTS; GOVERNING LAW.

         This Agreement may be executed in any number of  counterparts,  each of
which shall be deemed an original,  but all of which together  shall  constitute
one and the same instrument. It shall be governed by and construed in accordance
with the laws of the State of New York,  without  giving  effect to  conflict of
laws. Any action, suit, or proceeding arising out of, based on, or in connection
with this Agreement or the  transactions  contemplated  hereby may be brought in
the United States District Court for the Southern  District of New York and each
party  covenants and agrees not to assert,  by way of motion,  as a defense,  or
otherwise,  in any such action, suit, or proceeding,  any claim that it or he is
not  subject  personally  to the  jurisdiction  of such  court,  that its or his
property  is exempt or immune from  attachment  or  execution,  that the action,
suit, or proceeding is brought in an inconvenient  forum,  that the venue of the
action,  suit, or proceeding is improper,  or that this Agreement or the subject
matter hereof may not be enforced in or by such court.

                                       6
<PAGE>

                  [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK]

                                       7
<PAGE>

         IN WITNESS WHEREOF, the parties have duly executed this Agreement as of
the date first written above.

                                            MILITARY RESALE GROUP, INC.

                                            BY:---------------------------------
                                                  NAME:
                                                  TITLE:

                                            ------------------------------------
                                            LEE BRUKMAN

                                       8

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00077-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00077-of-00352.parquet"}]]