Document:

THIRD AMENDMENT TO
                                CREDIT AGREEMENT

         This Third Amendment to Credit Agreement (the "Amendment") is entered
into this 31st day of May, 2001, by and between FIFTH THIRD BANK, an Ohio
banking corporation (the "Bank") and INTERLOTT TECHNOLOGIES, INC., a Delaware
corporation (the "Borrower").

         WHEREAS, Bank and Borrower entered into that certain Credit Agreement
dated as of January 25, 2001, as amended by the First Amendment to Credit
Agreement dated January 25, 2001, as amended by the Second Amendment to Credit
Agreement dated April 12, 2001 (as amended, the "Agreement");

         WHEREAS, Bank and Borrower desire to amend the Agreement, pursuant to
the terms and conditions set forth herein.

         NOW THEREFORE, intending to be legally bound, the parties hereto agree
as follows:

1.       Amendments.

         (a)      Section 2, Subsections 2.1(a), (c) and (g) of the Agreement
         are hereby amended and restated in their entirety as follows:

                  2.1. Revolving Loans. (a) Subject to the terms and conditions
                  hereof, Bank hereby extends to Borrower a line of credit
                  facility (the "Facility") under which Bank will make loans
                  (the "Revolving Loans") to Borrower at Borrower's request from
                  time to time during the term of this Agreement in amounts not
                  exceeding the lesser of (A) Thirty Million Dollars
                  ($30,000,000.00) less (i) Letter of Credit Liabilities and
                  less (ii) the Swap Reserve (as defined in this paragraph); or
                  (B) the sum of (i) 85% of the net amount of Borrower's
                  Eligible Accounts plus (ii) the lesser of (a) 50% of the net
                  amount of Borrower's Eligible Inventory or (b) Four Million
                  Five Hundred Thousand Dollars ($4,500,000.00) plus (iii) 70%
                  of the net amount of Borrower's Eligible Lease Payments
                  (subject to Section 4.12 hereof)less (iv) Letter of Credit
                  Liabilities, and less (v) the Swap Reserve. Notwithstanding
                  the foregoing, Bank may create and maintain reserves taken as
                  reductions of Revolving Loan availability (the "Reserves")
                  from time to time based on such credit and collateral
                  considerations as Bank may commercially reasonably deem
                  appropriate. Additionally, Bank shall create and maintain a
                  reserve, taken in connection with the potential liability of
                  Bank under the Indemnity Agreement in the amount of $150,000,
                  which amount may be increased at any time as Bank in its sole
                  discretion elects (the "Swap Reserve"). Subject to the
                  foregoing, Borrower may borrow, prepay, and reborrow under the
                  Facility, provided that the principal amount of all Revolving
                  Loans outstanding at any one time under the Facility will not
                  exceed Thirty Five Million Dollars ($30,000,000.00) less the
                  Letter of Credit Liabilities, and less the Swap Reserve. If
                  the amount of Revolving Loans outstanding at any time under
                  the Facility exceeds the limits set forth above, Borrower will
                  immediately pay the amount of such excess to Bank in cash,
                  provided however if the excess results from the Bank taking
                  Reserves which had not been previously taken or from Bank
                  deeming previously Eligible Accounts, Eligible Inventory or
                  Eligible Lease Payments to be no longer eligible, then
                  Borrower will, within two (2) days of written notice from
                  Bank, pay the amount of the excess to Bank in cash. In the
                  event Borrower fails to pay such excess, Bank may, in its
                  discretion, setoff such amount against Borrower's accounts at
                  Bank.

                  (c) On the execution of the Amendment, Borrower shall duly
                  issue and deliver to Bank an amended and restated Revolving
                  Note in the form of Exhibit 2.1 attached to the Amendment (the
                  "Revolving Note") in the principal amount of $30,000,000.00
                  bearing interest as set forth in the Revolving Note.

                  (g) The term of the Facility will expire on May 31, 2004 (the
                  "Termination Date") and the Revolving Note will become payable
                  in full on that date.

<PAGE>

          (b)      Section 2, Subsection 2.2(f) is hereby amended and restated
          as follows:

                  (f) Borrower shall have the right to prepay the Revolving
                  Loans in whole at any time, or in part from time to time,
                  provided that, at any time when a Pricing Option is in effect,
                  no prepayment of such portion of the principal amount of the
                  Revolving Loans as is subject to such Pricing Option shall be
                  made except on the last day of the applicable Interest Period
                  unless such prepayment shall include all fees and costs
                  relating to such prepayment including but not limited to break
                  funding fees. Each notice of prepayment shall be irrevocable
                  and shall obligate Borrower to prepay the amount stated
                  therein on the date stated therein. Notwithstanding the
                  foregoing, in the event that Borrower prepays the Revolving
                  Loans in full on or before May 31, 2002, Borrower shall pay a
                  prepayment penalty equal to 1.5% of the face amount of the
                  Revolving Note. In the event that Borrower prepays the
                  Revolving Loans in full after May 31, 2001, but on or before
                  May 31, 2003, Borrower shall pay a prepayment penalty equal to
                  1.0% of the face amount of the Revolving Note. In no other
                  event shall any prepayment penalty be applicable.

          (c)      Section 2, Subsection 2.10 (b) is hereby amended in its
          entirety as follows:

                  2.10(b) Unused Facility Fee. So long as this Agreement is in
                  effect, Borrower will pay to Bank an unused facility fee at an
                  annual rate in an amount equal to a) the Facility Fee Margin
                  multiplied by b) an amount equal to that portion of the
                  Facility that is not outstanding on each day (the "Unused
                  Facility Fee"), which will be payable on the first (1st) day
                  of each calendar quarter in arrears for the previous calendar
                  quarter with a final payment due on the termination of this
                  Agreement.

          (d)      Section 2, Subsection 2.12 (f) is hereby amended and restated
          in its entirety as follows:

                  2.12(f). Letter of Credit Fees. (i) As to commercial Letters
                  of Credit, Borrower shall pay to Bank a letter of credit fee
                  equal to the Bank's standard Letter of Credit fees as to
                  commercial Letters of Credit (which are currently as set forth
                  on Exhibit. 2.12 (f)) payable upon issuance of such Letter of
                  Credit(s) ("Commercial Letter of Credit Fee") with respect to
                  the stated amount of each such Letter of Credit. Borrower
                  shall also be responsible for fees customarily charged by the
                  Bank in connection with the issuance, drawings or transfers of
                  a commercial Letter of Credit. All computations of interest
                  and fees shall be made by Bank; interest and all fees stated
                  as an annual rate shall be calculated on the basis of a year
                  of 360 days, and charged in each case for the actual number of
                  days (including the first day but excluding the last day)
                  occurring in the period for which such interest or fees are
                  payable. Each determination by Bank of an interest rate or fee
                  hereunder shall be conclusive and binding for all purposes,
                  absent manifest error.

                  (ii) As to standby Letters of Credit, Borrower shall pay to
                  Bank a per annum letter of credit fee in an amount equal to a)
                  the Applicable Revolver LIBOR Margin in effect at the issuance
                  of, and at each one year's anniversary of, each standby Letter
                  of Credit, multiplied by b) the face amount of each such
                  standby Letter of Credit, payable upon issuance of, and upon
                  each one year anniversary of, each such standby Letter of
                  Credit, in advance, prorated for any partial year (the
                  "Standby Letter of Credit Fee"). Notwithstanding the
                  foregoing, for purpose of the calculating the Standby Letter
                  of Credit Fee on the existing standby Letter of Credit issued
                  by Bank in favor of Firstar Bank, N.A. in the amount of Three
                  Hundred Fifty Thousand Dollars ($350,000) the Standby Letter
                  of Credit Fee shall be 1.50% per annum of the face amount of
                  such standby Letter of Credit payable annually in advance
                  through its current expiration date. Borrower shall also be
                  responsible for fees customarily charged by Bank in connection
                  with the issuance, drawings or transfers of a standby Letter
                  of Credit. All computations of interest and fees shall be made
                  by Bank; interest and fees as an annual rate shall be
                  calculated on the basis of a year of 360 days, and charged in
                  each case for the actual number of days (including the first
                  day but excluding the last day) occurring in the period for
                  which such interest or fees are payable. Each determination by
                  Bank of an interest rate or fee hereunder shall be conclusive

<PAGE>
                  and binding for all purposes, absent manifest error. As used
                  in this Agreement, "Letter of Credit Fees" shall mean the
                  Commercial Letter of Credit Fees and the Standby Letter of
                  Credit Fees.

          (e)      Section 2 is hereby amended to add the following
          Subsection 2.12:

                  2.12 Hedge Agreements.Borrower shall by not later than June
                  30, 2001 enter into and continuously maintain throughout the
                  term of this Agreement, one or more Hedge Agreements in form
                  reasonably acceptable to Bank in which Borrower maintains at
                  least an amount equal to 50% of the face amount of the
                  Facility. Borrower's $10,000,000 Swap Agreement with Firstar
                  Bank. N.A., shall be credited toward Borrower's compliance
                  with this covenant. For purposes of this Subsection 2.12,
                  "Hedge Agreement" shall mean any interest rate swap agreement,
                  any interest rate cap agreement, any interest rate collar
                  agreement, or similar agreements or arrangement designed to
                  protect against interest rate exposure or interest rate
                  fluctuations, with a financial institution or institutions
                  reasonably acceptable to Bank and which conforms to ISDA (or
                  any successor) standards.

          (f)      Section 4, Subsection 4.2 is hereby amended to add the
          following Subsection 4.2(j):

                  (j) Borrower shall within fifteen days of the close of each
                  fiscal quarter complete, execute and deliver to Bank a
                  certificate evidencing its Funded Debt to EBITDA Ratio in form
                  to be supplied by Bank and reasonably acceptable to Borrower.

          (g)      Section 4, Subsection 4.10 is hereby amended and restated in
          its entirety as follows:

                  4.10 Depository/Banking Services. So long as this Agreement is
                  in effect, Bank will be the principal depository in which a
                  majority of Borrower's funds are deposited (excepting de
                  minimus accounts for the Borrower's convenience provided that
                  Borrower gives Bank notice of the existence of any such
                  accounts within thirty (30) days of being opened)), and the
                  principal bank account of Borrower, as long as this Agreement
                  is in effect, and Borrower will maintain in its principal bank
                  account at all times collected funds in a minimum amount equal
                  to .875% of the face amount of the Facility and shall grant
                  Bank the first opportunity to provide any corporate banking
                  services required by Borrower and its Affiliates, including,
                  without limitation, payroll, cash management, treasury
                  management, and employee benefit plan services.

          (h)      Section 4.12 of the Agreement is hereby amended and restated
          in its entirety as follows:

                  4.12 Assignment of Lease Proceeds. Borrower shall use its best
                  efforts to deliver to Bank no later than August 1, 2001
                  original fully executed Assignment of Lease Proceeds for all
                  of Borrower's Leases outstanding as of January 25, 2001.
                  Borrower shall use its best efforts to deliver to Bank
                  Assignment of Lease Proceeds for all of Borrower's Leases
                  executed after such date within sixty (60) days of the
                  execution of any such Leases. Borrower shall use its best
                  efforts to deliver to Bank Assignments of Lease Proceeds for
                  all Leases acquired by Borrower from On Point within ninety
                  (90) days of the date such Leases are acquired. All
                  Assignments of Lease Proceeds shall be in the form set forth
                  in Exhibit 7.1 (g) or with such minor variations therefrom as
                  reasonably approved by Bank. In the event that any Assignment
                  of Lease Proceeds is not delivered to Bank within the time
                  periods set forth herein, the revenue generated by such Leases
                  shall be excluded from the definition of Eligible Lease
                  Payments in determining Borrower's availability under the
                  Facility.

          (i)      Section 5, Subsection 5.1 is hereby amended and restated in
          its entirety as follows:

                  5.1 Indebtedness. Borrower will not incur, create, assume or
                  permit to exist any additional Indebtedness for borrowed money
                  (other than the Obligations) or Indebtedness on account of
                  deposits, advances or progress payments under contracts,

<PAGE>

                  notes, bonds, debentures or similar obligations or other
                  indebtedness evidenced by notes, bonds, debentures,
                  capitalized leases or similar obligations in excess of
                  $750,000.00 in the aggregate in any calendar year without the
                  written consent of Bank in its sole discretion, except that
                  the limitation contained herein shall not apply to: (a)
                  performance bonds required to be obtained in connection with
                  lottery Leases, and (b) the Subordinated Debt.

         (j)      Section 5, Subsection 5.12 of the Agreement is deleted in its
         entirety.

         (k)      Section 5, Subsection 5.13 of the Agreement is hereby amended
         and restated in its entirety as follows:

                  5.13     Minimum Tangible Net Worth.  Borrower will not permit
                  its Tangible Net Worth to be less than the amounts set forth
                  below on the dates set forth below:

                  Date                                   Minimum Amount

                  5/31/01                                $15,953,000
                  9/30/01                                $16,617,000
                  12/31/01                               $18,142,000
                  3/31/02                                $18,151,000
                  6/30/02                                $18,738,000
                  9/30/02                                $19,365,000
                  12/31/02                               $19,221,000
                  3/31/03                                $19,726,000
                  6/30/03                                $19,968,000
                  9/30/03                                $20,000,000
                  12/31/03                               $20,000,000
                  3/31/04                                $20,000,000

         (l)      Section 5, Subsection 5.14 of the Agreement is deleted in its
         entirety.

         (m)      Section 5, Subsection 5.15 is hereby added to the Agreement
         as follows:

                  5.15 Funded Debt / EBITDA Ratio. Borrower will not at any time
                  permit its Funded Debt to EBITDA ratio to exceed the ratio set
                  forth below for Funded Debt as calculated on the date below
                  and for EBITDA calculated based on a trailing twelve month
                  period from the date set forth below:

                  Determination Date                              Ratio

                  6/30/01                                         3.00 : 1
                  9/30/01                                         3.10 : 1
                  12/31/01                                        3.00 : 1
                  3/31/02                                         3.00 : 1
                  6/30/02                                         2.50 : 1
                  9/30/02                                         2.50 : 1
                  12/31/02                                        2.25 : 1
                  3/31/03                                         2.25 : 1
                  6/30/03                                         2.00 : 1
                  9/30/03                                         2.00 : 1
                  12/31/03                                        1.75 : 1
                  3/31/04                                         1.75 : 1
                  6/30/04                                         1.75 : 1

<PAGE>
         (n)      Section 5, Subsection 5.16 is hereby added to the Agreement
         as follows:

                  5.16 Indebtedness to EBITDA Ratio. Borrower will not at any
                  time permit its Indebtedness to EBITDA ratio to exceed the
                  ratio set forth below for Indebtedness as calculated on the
                  date below and for EBITDA calculated based on a trailing
                  twelve month period from the date set forth below:

                  Determination Date                               Ratio

                  6/30/01                                          3.50 : 1
                  9/30/01                                          3.50 : 1
                  12/31/01                                         3.50 : 1
                  3/31/02                                          3.50 : 1
                  6/30/02                                          3.25 : 1
                  9/30/02                                          3.25 : 1
                  12/31/02                                         3.00 : 1
                  3/31/03                                          3.00 : 1
                  6/30/03                                          2.75 : 1
                  9/30/03                                          2.75 : 1
                  12/31/03                                         2.50 : 1
                  3/31/04                                          2.50 : 1
                  6/30/04                                          2.50 : 1

         (o)      Section 5, Subsection 5.17 is hereby added to the Agreement
         as follows:

                  5.17 Maximum Annual Capital Expenditures. Borrower will not
                  make any capital expenditure, or any commitment therefore, or
                  obtain equipment subject to a purchase money security
                  interest, trust deed or lease, in an amount exceeding $500,000
                  in the aggregate in any calendar year, without the written
                  consent of Bank in its sole discretion.
         .

         (p)      Section 5, Subsection 5.18 is hereby added to the Agreement
         as follows:

                  5.18 Minimum Fixed Charge Coverage Ratio. Borrower will not at
                  any time permit its Fixed Charge Coverage Ratio to be less
                  than the ratio set forth below calculated based on a trailing
                  twelve month period from the date set forth below:

                  Determination Date                                 Ratio

                  6/30/01                                            2.25 : 1
                  9/30/01                                            2.25 : 1
                  12/31/01                                           2.25 : 1
                  3/31/02                                            2.25 : 1
                  6/30/02                                            3.00 : 1
                  9/30/02                                            3.00 : 1
                  12/31/02                                           3.00 : 1
                  3/31/03                                            3.00 : 1
                  6/30/03                                            3.00 : 1
                  9/30/03                                            3.00 : 1
                  12/31/03                                           3.00 : 1
                  3/31/04                                            3.00 : 1
                  6/30/04                                            3.00 : 1

<PAGE>

          (q)       Section 5, Subsection 5.19 is hereby added to the Agreement
          as follows:

                  5.19 Cancelled Lease Units. Commencing on June 30, 2001, and
                  measured at the end of each subsequent fiscal quarter,
                  Borrower shall not permit lottery machines subject to Leases
                  to be unilaterally cancelled without a corresponding sale or
                  lease of replacement lottery machines during the preceding
                  twelve month period which exceeds a number equal to 15% of the
                  total number of lottery machines being leased by Borrower as
                  of the end of such fiscal quarter.

          (r)        Section 5, Subsection 5.20 is hereby added to the Agreement
          as follows:

                   5.20 Subordinated Debt. Borrower shall make no payments upon
                   the Subordinated Debt, except that Borrower shall be
                   permitted to make the scheduled monthly interest payment
                   provided that: (i) Borrower is in compliance with all
                   covenants set forth in Section 5 of the Credit Agreement;
                   (ii) there is no Event of Default or breach of the Credit
                   Agreement or the Loan Documents (as defined therein), (iii)
                   payment of the proposed payment will not cause Borrower to be
                   in violation of the terms of the Credit Agreement or the Loan
                   Documents (as defined therein). Borrower shall further be
                   permitted to make one principal payment per fiscal quarter
                   provided that Borrower has met each of conditions (i), (ii),
                   and (iii) above, and further provided that Borrower shall
                   have maintained available credit under the Facility (as
                   defined in the Credit Agreement) of at least $2,000,000 plus
                   the amount of the proposed principal payment on a proforma
                   basis on each of: a) the last day of each month for the
                   fiscal quarter prior to the quarter in which the proposed
                   principal payment is to be made, and b) the last day of each
                   month for the fiscal quarter in which the payment is made.

          (s)      Exhibit A to the Agreement, paragraph 5 is hereby amended and
          restated in its entirety as follows:

                  "Applicable Revolver Prime Margin" shall mean the Applicable
                  Revolver Prime Margin, expressed as a percentage, which shall
                  be .50% from June 1, 2001 until the next Calculation Date, and
                  thereafter determined based on the Funded Debt to EBITDA Ratio
                  of Borrower as follows:
<TABLE>
<CAPTION>

                  Applicable Revolver Prime Margin            Funded Debt to EBITDA Ratio
<S>                                                                             <C>
                  - .50%                                      Less than 1.75:1.00

                  - .25%                                      Equal to or greater than 1.75:1.00 but
                                                              less than 2.25 : 1.00

                  0%                                          Equal to or greater than 2.25 : 1:00 but
                                                              less than 2.50 : 1.00

                  +.25%                                       Equal to or greater than 2.50 : 1:00 but
                                                              less than 2.75 : 1.00

                  +.50%                                       Equal to or greater than 2.75:1.00
</TABLE>

                  The Funded Debt to EBITDA Ratio shall be calculated as set
                  forth in the definition of Funded Debt to EBITDA Ratio on each
                  Calculation Date.
<PAGE>

          (t)      Exhibit A to the Agreement, paragraph 6 is hereby amended and
          restated in its entirety as follows:

                  "Applicable Revolver LIBOR Margin", expressed as a percentage,
                  shall be 3.00% from June 1, 2001 until the next Calculation
                  Date and thereafter as determined based on the Funded Debt to
                  EBITDA Ratio of Borrower, as follows:
<TABLE>
<CAPTION>

                  Applicable Revolver LIBOR Margin            Funded Debt to EBITDA Ratio
<S>                                                                        <C>
                  2.0%                                        Less than 1.75:1.00

                  2.25%                                       Equal to or greater than 1.75:1.00 but
                                                              less than 2.25 : 1.00

                  2.50%                                       Equal to or greater than 2.25 : 1:00 but
                                                              less than 2.50 : 1.00

                  2.75%                                       Equal to or greater than 2.50 : 1:00 but
                                                              less than 2.75 : 1.00

                  3.00%                                       Equal to or greater than 2.75:1.00
</TABLE>

                  The Funded Debt to EBITDA Ratio shall be calculated as set
         forth in the definitions of Funded Debt to EBITDA Ratio on each
         Calculation Date.

          (u)      Exhibit A to the Agreement, paragraph 11 is hereby amended
          and restated in its entirety as follows:

                  "Calculation Date" means in regards to the calculation of
                  Funded Debt to EBITDA Ratio the first day of the calendar
                  month following the month of receipt by Bank from Borrower of
                  Borrower's audited financial statement for any calendar year
                  end period or receipt from Borrower by Bank of Borrower's 10K
                  or 10Q for any other calendar quarter provided however if such
                  audited financial statement, 10K or 10Q is received in the
                  last three (3) business days of the month it shall be deemed
                  received in the next calendar month. Borrower shall deliver to
                  Bank its audited calendar year end financial statement within
                  5 days of its receipt by Borrower and its 10K or 10Q within
                  five (5) days of filing by the Borrower.

         (t)      Exhibit A to the Agreement, paragraph 17 is hereby amended and
         restated in its entirety as follows:

                  "EBITDA" means net income of Borrower before taxes, interest
                  expense, depreciation and amortization expenses, plus
                  principal payments received from sales type lease payments,
                  and less extraordinary gains.

         (t)      Exhibit A to the Agreement, paragraph 58 is hereby amended and
         restated in its entirety as follows:

                  "Standby and Commercial Letter of Credit Commitment" means Two
                  Million Five Hundred Thousand Dollars ($2,500,00.00).

          (u)      Exhibit A to the Agreement, paragraph 60 is hereby amended
          and restated in its entirety as follows:

                    "Tangible  Net Worth"  means the total of the capital  stock
                    (less treasury stock), paid-in surplus,  general contingency
                    reserves and retained  earnings  (deficit) of Borrower,  and
                    the  value of all  leases  acquired  from On  Point,  all as
                    determined   and/or  valued  in  accordance  with  generally
                    accepted  accounting   principles,   after  eliminating  all

<PAGE>
                    inter-company items and all amounts properly attributable to
                    minority interests, if any,  in the stock and  surplus of
                    any  Subsidiary  plus  subordinated  debt there to
                                     ----
                    Borrower's  shareholders as a result of cash loans to the
                    Borrower,  minus the following items (without duplication
                               -----
                    of deductions) if any, appearing on the consolidated balance
                    sheet  of   Borrower:   (i)  all  deferred   charges   (less
                    amortization,  unamortized  debt  discount  and  expense and
                    corporate  organization  expenses);  (ii) the book amount of
                    all  assets  which  would be treated  as  intangibles  under
                    generally accepted accounting principles, including, without
                    limitation, such items as good-will, trademark applications,
                    trade  names,   service  marks,  brand  names,   copyrights,
                    patents,  patent applications and licenses,  and rights with
                    respect  to  the  foregoing;   (iii)  the  amount  by  which
                    aggregate  net   inventories  or  aggregate  net  securities
                    appearing on the consolidated balance sheet exceed the lower
                    of cost or market value (at the date of such balance  sheet)
                    thereof;  (iv) any subsequent write-up in the book amount of
                    any asset resulting from a revaluation thereof from the book
                    amount entered upon  acquisition of such asset;  and (v) any
                    outstanding stock warrants.

          (v)      Exhibit A to the Agreement, is hereby amended to add the
          following definitions:

                  "Facility Fee Margin", expressed as a percentage, shall be
                  .50% from the date of execution of this Amendment until the
                  next Calculation Date and thereafter as determined based on
                  the Funded Debt to EBITDA Ratio of Borrower, as follows:
<TABLE>
<CAPTION>

                  Facility Fee Margin                         Funded Debt to EBITDA Ratio
<S>                                                                   <C>
                  .125%                                       Less than 1.75:1.00

                  .25%                                        Equal to or greater than 1.75:1.00 but
                                                              less than 2.25 : 1.00

                  .25%                                        Equal to or greater than 2.25 : 1:00 but
                                                              less than 2.50 : 1.00

                  .375%                                       Equal to or greater than 2.50 : 1:00 but
                                                              less than 2.75 : 1.00

                  .50%                                        Equal to or greater than 2.75:1.00
</TABLE>

                  The Funded Debt to EBITDA Ratio shall be calculated as set
                  forth in the definitions of Funded Debt to EBITDA Ratio on
                  each Calculation Date

                  "Fixed Charges" means the sum of Borrower's scheduled
                  principal payments (including principal payments arising from
                  the acquisition of the assets of On-Point), interest,
                  dividends, income tax expense as reported on Borrower's profit
                  and loss statements, capital lease payments and unfinanced
                  capital expenditures (excluding Borrower's cost of lottery
                  machines subject to Leases) for the applicable measurement
                  period. Notwithstanding the foregoing, Fixed Charges shall not
                  include principal payments on the Subordinated Debt.

                  "Fixed Charge Coverage Ratio" means the ratio of (a)
                  Borrower's EBITDA for the applicable measurement period to (b)
                  Borrower's Fixed Charges for the applicable measurement
                  period.

                  "Funded Debt" means the sum of Borrower's Obligations to Bank
                  or any other lender or financial institution for borrowed
                  money, including capitalized leases, and Subordinated Debt,
                  and the total amount of outstanding debt of Borrower incurred
                  in acquiring the assets of On-Point (including but not limited
                  to the $9,000,000 seller note), as reflected on Borrower's
                  balance sheet.

<PAGE>

                  "Funded Debt to EBITDA Ratio" means the ratio of Borrower's
                  Funded Debt to the Borrower's EBITDA. The Funded Debt to
                  EBITDA Ratio shall be calculated for each calendar quarter on
                  each Calculation Date and shall be effective from each
                  Calculation Date to the subsequent Calculation Date. The
                  calculation of the Funded Debt to EBITDA Ratio shall be based
                  upon Borrower's audited year end financial statement for the
                  year end calculation and upon applicable securities filing
                  forms 10Q or 10K for other calendar quarterly periods. The
                  calculation shall be made on a trailing twelve month basis.
                  The first calculation period shall commence for the twelve
                  month period ending March 31, 2001.

                  "On Point" means On-Point Technology Systems, Inc., a Nevada
                  corporation.

                   "Subordinated Credit Agreement" means that certain
                  Subordinated Credit Agreement between Bank and Borrower of
                  even date herewith.

                  "Subordinated Debt" means all Obligations of Borrower to Bank
                  under the Subordinated Credit Agreement.

         2.       Representations, Warranties and Covenants of Borrower.  To
                  induce Bank to enter into this Amendment, Borrower represents
                  and warrants as follows:

         (a)      The representations and warranties of Borrower contained in
                  Section 3 of the Agreement are deemed to have been made again
                  on and as of the date of execution of this Amendment, and are
                  true and correct as of the date of execution hereof.

         (b)      The person executing this Amendment is a duly elected and
                  acting officer of Borrower and is duly authorized by the Board
                  of Directors of Borrower to execute and deliver this Amendment
                  and such note on behalf of Borrower.

         3.       Costs and Expenses.      Upon execution of this Amendment
                 Borrower shall pay to Bank a commitment fee of $125,000, as
                 well as all of Bank's costs and expenses, including reasonable
                attorney's fees, incurred in connection with this Amendment.

         4.       Conditions.  Bank's obligations under this Amendment are
                  subject to the following conditions:

          (a)  Borrower has executed and delivered to Bank this Third  Amendment
               to Credit Agreement.

          (b)  Borrower  has  executed  and  delivered  to Bank the  Amended and
               Restated Revolving Note attached hereto as Exhibit 2.1.

          (c)  Borrower  shall have  available  credit under the Facility in the
               minimum amount of $1,750,000.

          (d)  The  representations  and  warranties  of  Borrower  in Section 2
               hereof shall be true and correct on the date of execution of this
               Amendment.

          (e)  Borrower has paid the  Commitment  Fee in the amount of $125,000,
               and has paid all expenses and attorneys' fees incurred by Bank in
               connection with the  preparation,  execution and delivery of this
               Amendment and related documents.

          (f)  Borrower  has  executed  and  delivered  to Bank  the  Borrower's
               Certificate attached hereto.

          (g)  Borrower  has  executed  and  delivered  to  Bank  such  security
               documents  as Bank  may  reasonably  request,  including  but not
               limited to such  documents as are sufficient to provide Bank with
               a first  and best lien upon all  assets  acquired  from On Point,
               including  but not limited to UCC-1  financing  statements  to be
               filed in  California,  Illinois and Missouri,  and mortgages upon
               all patents and other intellectual property.
<PAGE>

         5.       General

          (a)  Except  as  expressly  modified  hereby,  the  Agreement  remains
               unaltered  and in full force and  effect.  Borrower  acknowledges
               that  Bank  has made no oral  representations  to  Borrower  with
               respect to the Agreement and this Amendment  thereto and that all
               prior  understandings  between  the  parties  are merged into the
               Agreement as amended by this writing.  All Loans  outstanding  on
               the date of execution of this  Amendment  shall be considered for
               all  purposes  to be Loans  outstanding  under the  Agreement  as
               amended by this Amendment.

          (b)  Capitalized terms used and not otherwise defined herein will have
               the meanings set forth in the Agreement.

          (c)  This  Amendment  shall  be  considered  an  integral  part of the
               Agreement,  and all  references to the Agreement in the Agreement
               itself or any document  referring thereto shall, on and after the
               date of execution of this  Amendment,  be deemed to be references
               to the Agreement as amended by this Amendment.

          (d)  This  Amendment  will be binding upon and inure to the benefit of
               Borrower and Bank and their respective successors and assigns.

          (e)  All  representations,  warranties  and covenants made by Borrower
               herein will survive the execution and delivery of this Amendment.

          (f)  This Amendment  will, in all respects,  be governed and construed
               in accordance with the laws of the State of Ohio.

          (g)  This Amendment may be executed in one or more counterparts,  each
               of which  will be deemed an  original  and all of which  together
               will constitute one and the same instrument.

          (h)  Bank hereby  consents to Borrower's  acquisition of the assets of
               On Point pursuant to the Asset Purchase  Agreement by and between
               Borrower and On Point dated February 23, 2001and the transactions
               contemplated  therein, and agrees that the execution of the Asset
               Purchase  Agreement  and  the  effectuation  of the  transactions
               contemplated  thereby  shall  not  constitute  a  breach  of this
               Agreement as amended herein.

          (i)  Bank  acknowledges  that  Borrower  shall  or  may  establish  an
               additional  place  of  business  at  San  Marcos,  California  in
               connection with the acquisition of assets from On Point, consents
               to the  establishment  of such new place of business,  and agrees
               that such  shall not  constitute  an Event of  Default  under the
               Credit Agreement or the Loan Documents.

         IN WITNESS WHEREOF, Borrower and Bank have executed this Amendment by
their duly authorized officers as of the date first above written.

                                      INTERLOTT TECHNOLOGIES, INC.

                                      By:______________________________

                                      Its:______________________________

                                      FIFTH THIRD BANK

                                      By:______________________________

                                      Its:______________________________AMENDED AND RESTATED

                                 REVOLVING NOTE

$30,000,000.00
                                                               Cincinnati, Ohio
                                                               January 25, 2001
                                           Amended and Restatement June 1, 2001
                                                               (Effective Date)

         On May 31, 2004, INTERLOTT TECHNOLOGIES, INC. a Delaware corporation
("Borrower"), for value received, hereby promises to pay to the order of FIFTH
THIRD BANK, an Ohio banking corporation (the "Bank"), at its offices, located at
38 Fountain Square Plaza, Cincinnati, Ohio 45263, in lawful money of the United
States of America and in immediately available funds, the principal sum of
Thirty Million Dollars ($30,000,000.00) or such lesser unpaid principal amount
as may be advanced by Bank pursuant to the terms of the Credit Agreement by and
between Borrower and Bank dated January 25, 2001, as the same may be amended
from time to time (the "Agreement"). All defined terms contained herein but not
defined herein shall have the meaning as set forth in the Agreement.

         The principal balance outstanding hereunder, will bear interest from
the date of the first advance until paid at the interest rate as provided in the
Agreement.

          On May 31, 2004, all outstanding principal and all accrued and unpaid
interest will be due and payable. Interest will be calculated based on a 360-day
year and charged for the actual number of days elapsed, and will be payable in
arrears on the first day of each calendar month except for interest subject to a
Pricing Option which shall be payable as set forth in the Agreement. After
maturity, whether by acceleration or otherwise, this Note will bear interest
(computed and adjusted in the same manner, and with the same effect, as interest
hereon prior to maturity) payable on demand, at a rate per annum equal to the
Default Rate, until paid, and whether before or after the entry of judgment
hereon.

         The Prime Rate means the rate of interest per annum announced to be its
Prime Rate from time to time by Bank at its principal office Cincinnati, Ohio
whether or not Bank will at times lend to borrowers at lower rates of interest,
or, if there is no such Prime Rate, then its base rate or such other rate as may
be substituted by Bank for the Prime Rate.

         The principal amount of each loan made by Bank under this Note and the
amount of each prepayment made by Borrower under this Note will be recorded by
Bank on the schedule attached hereto or in the regularly maintained data
processing records of Bank. The aggregate unpaid principal amount of all loans
set forth in such schedule or in such records will be presumptive evidence of
the principal amount owing and unpaid on this Note. However, failure by Bank to
make any such entry will not limit or otherwise affect Borrower's obligations
under this Note or the Agreement.

         All payments received by Bank under this Note will be applied first to
payment of amounts advanced by Bank on behalf of Borrower or which may be due
for insurance, taxes and attorneys' fees or other charges to be paid by Borrower
pursuant to the Agreement and the Loan Documents (as defined in the Agreement),
then to accrued interest on this Note, then to principal which will be repaid in
the inverse order of maturity.

         This Note is the Revolving Note referred to in the Agreement, as the
same may be amended from time to time; and is entitled to the benefits, and is
subject to the terms, of the Agreement. Capitalized terms used but not otherwise
defined herein will have the meanings attributed thereto in the Agreement. The
principal of this Note is prepayable in the amounts and under the circumstances,
and its maturity is subject to acceleration upon the terms, set forth in the

<PAGE>

Agreement. Except as otherwise expressly provided in the Agreement, if any
payment on this Note becomes due and payable on a day other than one on which
Bank is open for business (a "Business Day"), the maturity thereof will be
extended to the next Business Day, and interest will be payable at the rate
specified herein during such extension period.

         After the occurrence of an Event of Default and the Event of Default is
Continuing, all amounts of principal outstanding as of the date of the
occurrence of such Event of Default will bear interest at the Default Rate, in
Bank's sole discretion, without notice to Borrower. This provision does not
constitute a waiver of any Events of Default or an agreement by Bank to permit
any late payments whatsoever.

         Any prepayments under this Note in advance of any amortized payments
will be applied to reduce the outstanding principal amount of this Note in the
inverse chronological order of maturity.

         In no event will the interest rate on this Note exceed the highest rate
permissible under any law which a court of competent jurisdiction will, in a
final determination, deem applicable hereto. In the event that a court
determines that Bank has received interest and other charges under this Note in
excess of the highest permissible rate applicable hereto, such excess will be
deemed received on account of, and will automatically be applied to reduce the
amounts due to Bank from Borrower under this Note, other than interest, and the
provisions hereof will be deemed amended to provide for the highest permissible
rate. If there are no such amounts outstanding, Bank will refund to Borrower
such excess.

         Borrower and all endorsers, sureties, guarantors and other persons
liable on this Note hereby waive presentment for payment, demand, notice of
dishonor, protest, notice of protest and all other demands and notices in
connection with the delivery, performance and enforcement of this Note, and
consent to one or more renewals or extensions of this Note.

         This Note may not be changed orally, but only by an instrument in
writing.

         This Note is being delivered in, is intended to be performed in, will
be construed and enforceable in accordance with, and be governed by the internal
laws of, the State of Ohio without regard to principles of conflict of laws.
Borrower agrees that the State and Federal courts in Hamilton County, Ohio or
any other court in which Bank initiates proceedings will have exclusive
jurisdiction over all matters arising out of this Note, and that service of
process in any such proceeding will be effective if mailed to Borrower at its
address described in the Notices section of the Agreement. BORROWER HEREBY
WAIVES THE RIGHT TO TRIAL BY JURY OF ANY MATTERS ARISING OUT OF THIS NOTE.

                                          INTERLOTT TECHNOLOGIES, INC.

                                          By: ____________________________

                                          Its: ____________________________

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