Document:

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                                                                    EXHIBIT 10.2

                                 PROMISSORY NOTE

                                 Houston, Texas
$3,000,000.00                                                 September 15, 2000

         FOR VALUE RECEIVED, PowerBrief, Inc., a Delaware corporation with its
chief executive office and principal place of business at 5858 Westheimer, Suite
500, Houston, Texas 77057 ("Maker") promises to pay to Integrated Orthopaedics,
Inc., a Texas corporation ("Payee"), at Payee's office at 1800 W. Loop South,
Suite 1030, Houston, Texas 77027 (or such other place as the holder hereof may
hereafter designate in writing), in immediately available funds and in lawful
money of the United States of America, the lesser of (a) the principal sum of
Three Million and No/100 Dollars ($3,000,000.00) and (b) the unpaid balance of
all principal advanced against this Promissory Note (this "Note") if that amount
is less, in each case together with interest on the unpaid principal balance of
this Note from time to time outstanding at the lesser of the (x) Ceiling Rate
and (y) twelve percent (12.0%) per annum.

1. DEFINITIONS. As used in this Note, the following terms shall have the
respective meanings indicated:

         "Business Day" means a day other than a Saturday, Sunday or other day
on which commercial banks in Houston, Texas are authorized or required by law to
close.

         "Ceiling Rate" means, on any day, the maximum non-usurious rate of
interest permitted for that day by whichever of applicable federal or state laws
permits the higher interest rate, stated as a rate per annum.

         "Commitment Period" has the meaning specified in Paragraph 3 hereof.

         "Debt" means the indebtedness evidenced by this Note.

         "Maturity Date" means the earlier of (a) March 31, 2001, (b) the date
upon which the Merger Agreement is terminated, for any reason and (c) the date
upon which the Debt may be accelerated pursuant to the provisions of this Note.

         "Merger Agreement" means that certain Agreement and Plan of Merger
dated as of September 15, 2000, by and between Maker and Payee pursuant to which
Maker will merge with and into Payee, with Payee surviving the merger.

2. COMMITMENT. Subject to the terms and conditions hereof, Payee agrees to make
advances to Maker under this Note during the Commitment Period. Maker may prepay
and reborrow amounts under this Note in accordance with the terms hereof.

3. PROCEDURE FOR BORROWING. Maker may borrow under this Note during the period
commencing on October 1, 2000 and ending on the Maturity Date (the "Commitment
Period") on any Business Day; provided (a) Borrower gives irrevocable notice to
Payee at least three Business Days prior to the requested borrowing, (b) such
notice specifies the requested borrowing date and amount to be borrowed, (c) (i)
after October 1, 2000, but prior to January 1, 2001, no more than $500,000 may
be requested per calendar month and (ii) on and after January 1, 2001 through
the Maturity Date, no more than $750,000 may be requested per calendar month and
(d) each borrowing shall be in a minimum aggregate amount of $50,000.

<PAGE>   2

4. OBLIGATIONS. All loans and advances and all payments and permitted
prepayments made hereon may be endorsed by the holder of this Note on a schedule
which may be attached hereto (and thereby made a part hereof for all purposes)
or otherwise recorded in the holder's records, which schedule shall constitute
prima facie evidence of the amounts owing under this Note; provided, that any
failure to make notation of any advance shall not cancel, limit or otherwise
affect Maker's obligations or any holder's rights with respect to that advance.

5. COMPUTATION OF INTEREST. Interest on the amount of each advance against this
Note shall be computed on the amount of that advance and from the date it is
made. Such interest shall be computed for the actual number of days elapsed in a
year consisting of 360 days, unless the Ceiling Rate would thereby be exceeded,
in which event, to the extent necessary to avoid exceeding the Ceiling Rate,
interest shall be computed on the basis of the actual number of days elapsed in
the applicable calendar year in which accrued.

6. PAYMENTS.

         (a) The principal of this Note shall be due and payable on the Maturity
Date.

         (b) Accrued and unpaid interest owing on the principal balance of this
Note shall be paid quarterly in arrears, commencing on December 31, 2000.

         (c) This Note may be prepaid in whole or in part, without penalty.

         (d) All payments hereon made pursuant to this paragraph shall be
applied first to accrued and unpaid interest, and the balance to outstanding
principal.

         (e) If any payment provided for in this Note shall become due on a day
other than a Business Day, such payment may be made on the next succeeding
Business Day, and such extension of time shall in such case be included in the
computation of interest on this Note.

7. NO USURY INTENDED; SPREADING. Notwithstanding any provision to the contrary
contained in this Note, it is expressly provided that in no case or event shall
the aggregate of (i) all interest on the unpaid balance of this Note, accrued or
paid from the date hereof and (ii) the aggregate of any other amounts accrued or
paid pursuant to this Note, which under applicable laws are or may be deemed to
constitute interest upon the indebtedness evidenced by this Note from the date
hereof, ever exceed the Ceiling Rate. In this connection, Maker and Payee
stipulate and agree that it is their common and overriding intent to contract in
strict compliance with applicable usury laws. In furtherance thereof, none of
the terms of this Note shall ever be construed to create a contract to pay, as
consideration for the use, forbearance or detention of money, interest at a rate
in excess of the Ceiling Rate. Maker or other parties now or hereafter becoming
liable for payment of the indebtedness evidenced by this Note shall never be
liable for interest in excess of the Ceiling Rate. If, for any reason whatever,
the interest paid or received on this Note during its full term produces a rate
which exceeds the Ceiling Rate, the holder of this Note shall credit against the
principal of this Note (or, if such indebtedness shall have been paid in full,
shall refund to the payor of such interest) such portion of said interest as
shall be necessary to cause the interest paid on this Note to produce a rate
equal to the Ceiling Rate. All sums paid or agreed to be paid to the holder of
this Note for the use, forbearance or detention of the indebtedness evidenced
hereby shall, to the extent permitted by applicable law, be amortized, prorated,
allocated and spread in equal parts throughout the full term of this Note, so
that the interest rate is uniform throughout the full term of this Note. The

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provisions of this Paragraph 7 shall control all agreements, whether now or
hereafter existing and whether written or oral, between Maker and Payee.

8. DEFAULT. The occurrence of any of the following events shall constitute a
default under this Note, whereupon the obligation (if any) of Payee to make any
further advances against this Note shall cease and terminate, the commitment of
Payee to make advances against this Note shall automatically terminate, and the
owner or holder hereof may, at its, his or her option, exercise any or all
rights, powers and remedies afforded by law or in equity, including the right to
declare the unpaid balance of principal and accrued interest on this Note at
once mature and payable:

         (a) any part of the Debt and/or interest owing with respect thereto is
not paid when due, whether by lapse of time or acceleration or otherwise;

         (b) the Maker: (i) voluntarily suspends transaction of business; (ii)
becomes insolvent or unable to pay its debts as they mature; (iii) commences a
voluntary case in bankruptcy or a voluntary petition seeking reorganization or
to effect a plan or other arrangement with creditors; (iv) makes an assignment
for the benefit of creditors; (v) applies for or consents to the appointment of
any receiver or trustee for any such party or for any substantial portion of its
property; or (vi) make an assignment to an agent authorized to liquidate any
substantial part of its assets;

         (c) in respect of the Maker: (i) an involuntary case shall be commenced
against it with any court or other authority seeking liquidation, reorganization
or a creditor's arrangement of it; (ii) an order of any court or other authority
shall be entered against it appointing any receiver or trustee for it or for any
substantial portion of its property; or (iii) a writ or warrant of attachment or
any similar process shall be issued by any court or other authority against any
substantial portion of its property and such petition seeking liquidation,
reorganization or a creditor's arrangement or such order appointing a receiver
or trustee is not vacated or stayed, or such writ, warrant of attachment or
similar process is not vacated, released or bonded off within thirty (30) days
after it receives notice of its entry or levy; and

         (d) (i) Maker shall be in default of any covenant, agreement or
obligation under the Merger Agreement; or (ii) any representation made or deemed
made by Maker under the Merger Agreement shall prove to have been inaccurate in
any material respect on or as of the date made or deemed made.

Maker shall pay interest on the overdue Debt and, to the extent permitted by
applicable law, overdue interest with respect thereto, at a rate per annum equal
to the lesser of (x) the Ceiling Rate or (y) eighteen percent (18%).

9. NO WAIVER BY PAYEE. No delay or omission of Payee or any other holder hereof
to exercise any power, right or remedy accruing to Payee or any other holder
hereof shall impair any such power, right or remedy or shall be construed to be
a waiver of the right to exercise any such power, right or remedy. Payee's right
to accelerate this Note for any late payment or Maker's failure to timely
fulfill its other obligations hereunder shall not be waived or deemed waived by
Payee by Payee's having accepted a late payment or late payments in the past or
Payee otherwise not accelerating this Note or exercising other remedies for
Maker's failure to timely perform its obligations hereunder. Payee shall not be
obligated or be deemed obligated to notify Maker that it is requiring Maker to
strictly comply with the terms and provisions of this Note before accelerating
this Note and exercising its other remedies hereunder because of Maker's failure
to timely perform its obligations under this Note.

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10. COSTS AND ATTORNEY'S FEES. Should the Debt or any part thereof be collected
at law or in equity or through any bankruptcy, receivership, probate or other
court proceedings or if this Note is placed in the hands of attorneys for
collection after default, the undersigned agrees to pay to the holder of this
Note, in addition to the principal and interest due and payable hereon,
reasonable attorneys' and collection fees.

11. WAIVERS BY MAKER AND OTHERS. Maker and any and all co-makers, endorsers,
guarantors and sureties severally waive notice (including, but not limited to,
notice of intent to accelerate and notice of acceleration, notice of protest and
notice of dishonor), demand, presentment for payment, protest, diligence in
collecting and the filing of suit for the purpose of fixing liability and
consent that the time of payment hereof may be extended and re-extended from
time to time without notice to any of them. Each such person agrees that his,
her or its liability on or with respect to this Note shall not be affected by
any release of or change in any guaranty or security at any time existing or by
any failure to perfect or to maintain perfection of any lien against or security
interest in any such security or the partial or complete unenforceability of any
guaranty or other surety obligation, in each case in whole or in part, with or
without notice and before or after maturity.

12. PARAGRAPH HEADINGS. Paragraph headings appearing in this Note are for
convenient reference only and shall not be used to interpret or limit the
meaning of any provision of this Note.

13. VENUE; CHOICE OF LAW. THIS NOTE IS BEING EXECUTED AND DELIVERED, AND IS
INTENDED TO BE PERFORMED, IN THE STATE OF TEXAS. EXCEPT TO THE EXTENT THAT THE
LAWS OF THE UNITED STATES MAY APPLY TO THE TERMS HEREOF, THE SUBSTANTIVE LAWS OF
THE STATE OF TEXAS SHALL GOVERN THE VALIDITY, CONSTRUCTION, ENFORCEMENT AND
INTERPRETATION OF THIS NOTE. IN THE EVENT OF A DISPUTE INVOLVING THIS NOTE OR
ANY OTHER INSTRUMENTS EXECUTED IN CONNECTION HEREWITH, THE UNDERSIGNED PARTIES
IRREVOCABLY AGREE THAT VENUE FOR SUCH DISPUTE SHALL LIE IN ANY COURT OF
COMPETENT JURISDICTION IN HARRIS COUNTY, TEXAS.

14. SUCCESSORS AND ASSIGNS. This Note and all the covenants and agreements
contained herein shall be binding upon, and shall inure to the benefit of, the
respective legal representatives, heirs, successors and assigns of Maker and
Payee.

15. SEVERABILITY. If any provision of this Note is held to be illegal, invalid
or unenforceable under present or future laws, the legality, validity and
enforceability of the remaining provisions of this Note shall not be affected
thereby, and this Note shall be liberally construed so as to carry out the
intent of the parties to it. Each waiver in this Note is subject to the
overriding and controlling rule that it shall be effective only if and to the
extent that (a) it is not prohibited by applicable law and (b) applicable law
neither provides for nor allows any material sanctions to be imposed against
Payee for having bargained for and obtained it.

16. NOTICES. Any notice, request or other communication required or permitted to
be given hereunder shall be given in accordance with Section 9.2 of the Merger
Agreement.

17. BUSINESS LOANS. Maker warrants and represents to Payee and all other holders
of this Note that all loans evidenced by this Note are and will be for business,
commercial, investment or other similar purpose and not primarily for personal,
family, household or agricultural use.

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18. ENTIRE AGREEMENT. THIS NOTE AND THE MERGER AGREEMENT EMBODY THE ENTIRE
AGREEMENT AND UNDERSTANDING BETWEEN PAYEE AND MAKER AND OTHER PARTIES WITH
RESPECT TO THEIR SUBJECT MATTER AND SUPERSEDE ALL PRIOR CONFLICTING OR
INCONSISTENT AGREEMENTS, CONSENTS AND UNDERSTANDINGS RELATING TO SUCH SUBJECT
MATTER. MAKER ACKNOWLEDGES AND AGREES THAT THERE IS NO ORAL AGREEMENT BETWEEN
MAKER AND PAYEE WHICH HAS NOT BEEN INCORPORATED IN THIS NOTE AND THE MERGER
AGREEMENT.

                  [REMAINDER OF PAGE LEFT INTENTIONALLY BLANK]

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         IN WITNESS WHEREOF, the undersigned has executed this Promissory Note
as of the date first written above.

                                     MAKER:

                                     POWERBRIEF, INC., a Delaware corporation

                                     By:
                                        -------------------------------------
                                         Name:
                                              -------------------------------
                                         Title:
                                               ------------------------------

                                     PAYEE:

                                     INTEGRATED ORTHOPAEDICS, INC.,
                                     a Texas Corporation

                                     By:
                                        -------------------------------------
                                         Name:
                                              -------------------------------
                                         Title:
                                               ------------------------------

                               SIGNATURE PAGE TO
                                 PROMISSARY NOTE<PAGE>   1
                                                                  EXHIBIT 10(i)

                      SECOND AMENDMENT TO CREDIT AGREEMENT

                  This Second Amendment to Credit Agreement (this "SECOND
AMENDMENT") is made and entered into as of the 29th day of September, 2000, by
and among EGL, INC., a Texas corporation ("BORROWER"), formerly known as Eagle
USA Airfreight, Inc., and BANK OF AMERICA, N.A., a national banking association,
as a Bank, Swing Line Lender, Issuing Bank, and Administrative Agent for the
Banks, and SOUTHTRUST BANK, an Alabama state chartered bank, as a Bank.

                                   WITNESSETH

                  WHEREAS, pursuant to that certain Credit Agreement (as
heretofore amended, the "CREDIT AGREEMENT") dated as of January 13, 2000, the
Banks agreed to make certain loans to Borrower upon the terms and conditions
therein contained; and

                  WHEREAS, pursuant to a First Amendment dated as of May 31,
2000, Borrower and Lender modified and amended certain terms and provisions of
the Loan Agreement; and

                  WHEREAS, the parties hereto desire to further modify and amend
certain terms and provisions of the Credit Agreement.

                  NOW, THEREFORE, for good and valuable consideration, the
receipt and sufficiency of which are hereby acknowledged, Borrower,
Administrative Agent, and each Bank agree as follows:

         1. Defined Terms. Words and terms used herein which are defined in the
Credit Agreement are used herein as defined therein, except as specifically
modified by the terms of this Second Amendment.

         2. Conditions Precedent. The obligations of Administrative Agent, the
Swing Line Lender, the Issuing Bank, and the Banks under this Second Amendment,
and the effectiveness of the amendments to the Credit Agreement set forth
herein, are subject to the full, complete, and timely satisfaction of each of
the following conditions precedent:

                  (a) The Administrative Agent shall have received and approved
         a fully executed original of this Second Amendment, executed by
         authorized officers of Borrower and each Subsidiary of Borrower and by
         each Bank;

                  (b) The Administrative Agent shall have received replacement
         Revolving Loan Notes for each Bank holding a Revolving Loan Commitment,
         executed by an authorized officer of Borrower;

                  (c) Borrower shall have reimbursed the Administrative Agent
         and Banks for all their reimbursable costs and expenses (including
         without
<PAGE>   2

         limitation, attorneys' fees) incurred in connection with the
         preparation, negotiation, review, and execution of this Second
         Amendment and the transaction described herein, and have paid the
         Administrative Agent for all other amounts then due and owing by
         Borrower to Banks under the Credit Agreement and the Revolving Loan
         Notes; and

                  (d) The representations and warranties contained in Section 4
         of the Credit Agreement shall be true and unbreached and no Event of
         Default shall have occurred and be then existing (after giving effect
         to this Second Amendment).

         3. Amendments to Agreement. Upon the full and complete satisfaction of
each of the conditions precedent listed in numerical section 2, the Credit
Agreement is amended and modified as follows:

                  3.1 The definitions of the following terms are deleted in
their entirety and the following are substituted in place thereof:

                  "MAJORITY BANKS" means (a) so long as Borrower may make
         Revolving Loan Borrowings under this Agreement, Banks holding more than
         66-2/3% of the Revolving Loan Commitments at such time, and (b) upon
         and after the expiration of the commitment of the Banks to advance
         Revolving Loan Borrowings under this Agreement, Banks holding more than
         66-2/3% of the then aggregate unpaid balances of the Revolving Notes,
         plus the Letter of Credit Exposure of the Banks, at such time. Without
         limiting the foregoing, in no event shall the Majority Banks constitute
         less than two Banks.

                  "PERMITTED DEBT" of Borrower or any Subsidiary of Borrower
         means:

                  (a) the Debt included in the Credit Obligations;

                  (b) the Subsidiary Guaranties;

                  (c) Debt of any Subsidiary of Borrower owing to Borrower or
         any other Subsidiary of Borrower or Debt of Borrower to any of its
         Subsidiaries;

                  (d) any Interest Hedge Agreements not entered into for
         speculative purposes;

                  (e) Debt of Borrower or any Subsidiary incurred in connection
         with an Acquisition to the sellers (or their representatives),
         including, without limitation, contingent earn-out payments, but only
         to the extent such Debt is unsecured;

                                       -2-

<PAGE>   3

                  (f) Debt assumed by Borrower (or a Subsidiary) in its
         acquisition of Circle International Group, Inc., together with
         additional Debt (including, without limitation, purchase money
         indebtedness and secured trade payables and any Debt assumed by
         Borrower in connection with an Acquisition) of Borrower and its
         Subsidiaries not to exceed at any time an outstanding aggregate
         principal amount of such additional Debt equal to $30,000,000.00;

                  (g) Debt constituting reimbursement obligations to sureties
         issuing payment and performance bonds in the ordinary and usual course
         of Borrower's and its Subsidiaries' business operations; and

                  (h) extensions and renewals of any of the foregoing (to the
         extent otherwise permitted under this Agreement).

                  3.2 The aggregate Revolving Loan Commitment is hereby
increased from$50,000,000.00 to $75,000,000.00. Each Bank's Revolving Loan
Commitment is amended to be the amount next to that Bank's name in the signature
page of this Second Amendment.

                  3.3 Schedule I to the Credit Agreement is deleted in its
entirety and replaced for all purposes with the Schedule I attached to this
Second Amendment.

         4. Approval. Subject to the satisfaction of the conditions listed in
numerical paragraph 2, the Banks approve the Acquisition of Circle International
Group, Inc. Nothing herein shall limit the obligations of Borrower with respect
to that acquisition under Section 5.21 of the Credit Agreement.

         5. Note Status. Nothing herein shall in any manner diminish, impair or
extinguish the Revolving Loan Notes or the Swing Loan Note. Borrower agrees that
the indebtedness evidenced by the Revolving Loan Notes and the Swing Loan Note
is just, due, owing and unpaid, and is subject to no offsets, deductions,
credits, charges or claims of whatsoever kind or character, and further agrees
that all offsets, credits, charges and claims of whatsoever kind or character
are fully settled and satisfied. This Second Amendment is a Credit Document
under and for purposes of the Credit Agreement.

         6. Representations and Warranties. The representations and warranties
made by Borrower in Article 4 of the Credit Agreement are true and correct as of
the date of this Second Amendment.

         7. NO CONTROL BY BANKS AND ADMINISTRATIVE AGENT. BORROWER AGREES AND
ACKNOWLEDGES THAT ALL OF THE COVENANTS AND AGREEMENTS PROVIDED FOR AND MADE BY
BORROWER IN THIS SECOND AMENDMENT, THE CREDIT AGREEMENT, AND IN THE OTHER LOAN
DOCUMENTS

                                      -3-
<PAGE>   4

ARE THE RESULT OF EXTENSIVE AND ARMS-LENGTH NEGOTIATIONS AMONG BORROWER,
ADMINISTRATIVE AGENT, AND BANKS. BANKS' RIGHTS AND REMEDIES PROVIDED FOR IN THE
CREDIT AGREEMENT AND IN THE OTHER LOAN DOCUMENTS ARE INTENDED TO PROVIDE BANK
WITH A RIGHT TO OVERSEE BORROWER'S ACTIVITIES AS THEY RELATE TO THE LOAN
TRANSACTIONS PROVIDED FOR IN THE CREDIT AGREEMENT, WHICH RIGHT IS BASED ON
BANKS' VESTED INTEREST IN BORROWER'S ABILITY TO PAY THE RESPECTIVE NOTES
EXECUTED BY BORROWER AND PERFORM THE OTHER CREDIT OBLIGATIONS. NONE OF THE
COVENANTS OR OTHER PROVISIONS CONTAINED IN THE CREDIT AGREEMENT SHALL, OR SHALL
BE DEEMED TO, GIVE BANKS OR ADMINISTRATIVE AGENT THE RIGHT OR POWER TO EXERCISE
CONTROL OVER, OR OTHERWISE IMPAIR, THE DAY-TO-DAY AFFAIRS, OPERATIONS, AND
MANAGEMENT OF BORROWER.

         8. ARBITRATION.

                  (a) ANY CONTROVERSY OR CLAIM BETWEEN OR AMONG THE PARTIES
         HERETO INCLUDING BUT NOT LIMITED TO THOSE ARISING OUT OF OR RELATING TO
         THE CREDIT AGREEMENT (AS HEREBY AMENDED) OR ANY RELATED AGREEMENTS OR
         INSTRUMENTS, INCLUDING ANY CLAIM BASED ON OR ARISING FROM AN ALLEGED
         TORT, SHALL BE DETERMINED BY BINDING ARBITRATION IN ACCORDANCE WITH THE
         FEDERAL ARBITRATION ACT (OR IF NOT APPLICABLE, THE APPLICABLE STATE
         LAW). THE RULES OF PRACTICE AND PROCEDURE FOR THE ARBITRATION OF
         COMMERCIAL DISPUTES OF JUDICIAL ARBITRATION AND MEDIATION SERVICES,
         INC. (J.A.M.S.), AND THE "SPECIAL RULES" SET FORTH BELOW. IN THE EVENT
         OF ANY INCONSISTENCY, THE SPECIAL RULES SHALL CONTROL. JUDGMENT UPON
         ANY ARBITRATION AWARD MAY BE ENTERED IN ANY COURT HAVING JURISDICTION.
         ANY PARTY TO THIS SECOND AMENDMENT MAY BRING AN ACTION, INCLUDING A
         SUMMARY OR EXPEDITED PROCEEDING, TO COMPEL ARBITRATION OF ANY
         CONTROVERSY OR CLAIM TO WHICH THE CREDIT AGREEMENT (AS HEREBY AMENDED)
         APPLIES IN ANY COURT HAVING JURISDICTION OVER SUCH ACTION.

                  (b) SPECIAL RULES. THE ARBITRATION SHALL BE CONDUCTED IN THE
         CITY OF THE BORROWER'S DOMICILE AT THE TIME OF THIS SECOND AMENDMENT'S
         EXECUTION AND ADMINISTERED BY J.A.M.S. WHO WILL APPOINT AN ARBITRATOR;
         IF J.A.M.S. IS UNABLE OR LEGALLY PRECLUDED FROM ADMINISTERING THE
         ARBITRATION, THEN THE AMERICAN ARBITRATION ASSOCIATION WILL SERVE. ALL
         ARBITRATION HEARINGS WILL BE

                                      -4-
<PAGE>   5

         COMMENCED WITHIN 90 DAYS OF THE DEMAND FOR ARBITRATION; FURTHER, THE
         ARBITRATOR SHALL ONLY, UPON A SHOWING OF CAUSE, BE PERMITTED TO EXTEND
         THE COMMENCEMENT OF SUCH HEARING FOR UP TO AN ADDITIONAL 60 DAYS.

                  (c) RESERVATION OF RIGHTS. NOTHING IN THIS SECOND AMENDMENT
         SHALL BE DEEMED TO (I) LIMIT THE APPLICABILITY OF ANY OTHERWISE
         APPLICABLE STATUTES OF LIMITATION OR REPOSE AND ANY WAIVERS CONTAINED
         IN THIS AGREEMENT; OR (II) BE A WAIVER BY BANK OF THE PROTECTION
         AFFORDED TO IT BY 12 U.S.C. SEC. 91 OR ANY SUBSTANTIALLY EQUIVALENT
         STATE LAW; OR (III) LIMIT THE RIGHT OF A BANK (A) TO EXERCISE SELF HELP
         REMEDIES SUCH AS (BUT NOT LIMITED TO) SETOFF, OR (B) TO FORECLOSE
         AGAINST ANY REAL OR PERSONAL PROPERTY COLLAT ERAL, OR (C) TO OBTAIN
         FROM A COURT PROVISIONAL OR ANCILLARY REMEDIES SUCH AS (BUT NOT LIMITED
         TO) INJUNCTIVE RELIEF, WRIT OR POSSESSION OR THE APPOINTMENT OF A
         RECEIVER. BANKS MAY EXERCISE SUCH SELF HELP RIGHTS, FORECLOSE UPON SUCH
         PROPERTY, OR OBTAIN SUCH PROVISIONAL OR ANCILLARY REMEDIES BEFORE,
         DURING OR AFTER THE PENDENCY OF ANY ARBITRATION PROCEEDING BROUGHT
         PURSUANT TO THIS AGREEMENT. NEITHER THIS EXERCISE OF SELF HELP REMEDIES
         NOR THE INSTITUTION OR MAINTENANCE OF AN ACTION FOR FORECLOSURE OR
         PROVISIONAL OR ANCILLARY REMEDIES SHALL CONSTITUTE A WAIVER OF THE
         RIGHT OF ANY PARTY, INCLUDING THE CLAIMANT IN ANY SUCH ACTION, TO
         ARBITRATE THE MERITS OF THE CONTROVERSY OR CLAIM OCCASIONING RESORT TO
         SUCH REMEDIES.

         9. Miscellaneous.

                  9.1 Preservation of the Credit Agreement. Except as
specifically amended and modified by the terms of this Second Amendment, all of
the terms, provisions, covenants, warranties, and agreements contained in the
Credit Agreement and in the other Loan Documents shall remain in full force and
effect (any irreconcilable conflicts or inconsistencies between the terms of
this Second Amendment and the Credit Agreement, or any other Loan Document,
shall be governed and controlled by this Second Amendment).

                  9.2 Counterparts. This Second Amendment may be executed in two
or more counterparts, and it shall not be necessary that any one of the
counterparts be executed by all of the parties hereto. Each fully or partially
executed counterpart shall be deemed an original, but all such counterparts
taken together shall constitute but one and the same instrument.

                                      -5-
<PAGE>   6

                  9.3  NO ORAL AGREEMENTS. THIS WRITTEN AGREEMENT AND THE OTHER
WRITTEN LOAN DOCUMENTS REPRESENT THE FINAL AGREEMENT BETWEEN THE PARTIES AND MAY
NOT BE CONTRADICTED BY EVIDENCE OF PRIOR, CONTEMPORANEOUS, OR SUBSEQUENT ORAL
AGREEMENTS OF THE PARTIES. THERE ARE NOT UNWRITTEN ORAL AGREEMENTS BETWEEN THE
PARTIES.

                  9.4 Joinder by Subsidiaries. Each Subsidiary of Borrower joins
in the execution and delivery of this Second Amendment to agree to the
modification of the Guaranty as provided for in Section 2 above and to evidence
that each of their obligations under the Guaranty remains in full force and
effect and are not impaired or adversely affected in any way by the execution
and delivery of this Second Amendment by Borrower and that they continue to
secure all indebtedness, and obligations of Borrower to Banks, whether now
existing or hereafter created.

                                      -6-
<PAGE>   7

                  IN WITNESS WHEREOF, the parties have executed this Second
Amendment as of the date first above written.

                                 BORROWER:

                                 EGL, INC.

                                 By: /s/ DOUGLAS A. SECKEL
                                     -------------------------------------------
                                       Douglas A. Seckel, Treasurer

                                 ADMINISTRATIVE AGENT:

                                 BANK OF AMERICA, N.A., as Administrative
                                 Agent

                                 By: /s/ WILLIAM B. BORUS
                                     -------------------------------------------
                                       William B. Borus, Senior Vice President

                                 BANKS:
Revolving Loan
Commitment:                      BANK OF AMERICA, N.A.

$50,000,000.00

                                 By: /s/ WILLIAM B. BORUS
                                     -------------------------------------------
                                       William B. Borus, Senior Vice President

Revolving Loan
Commitment:                      SOUTHTRUST BANK

$25,000,000.00

                                 By: /s/ JOHN E. ELAM, JR.
                                     -------------------------------------------
                                       John E. Elam, Jr., Group Vice President

                                      -7-
<PAGE>   8

THE UNDERSIGNED JOIN IN THE
EXECUTION OF THIS INSTRUMENT
FOR THE PURPOSES DESCRIBED ABOVE:

EGL EAGLE GLOBAL LOGISTICS, LP,
a Delaware limited partnership

By:      EGL Management, LLC, Managing Partner

         By: /s/  JAMES R. CRANE
             --------------------------------------------
                  James R. Crane, Chief Executive Officer

EGL MANAGEMENT, LLC, a Delaware corporation

By: /s/  JAMES R. CRANE
    -----------------------------------------------------
         James R. Crane, Chief Executive Officer

EGL DELAWARE LIMITED LIABILITY COMPANY,
a Delaware limited liability company

By: /s/  E. JOSEPH BENTO
    -----------------------------------------------------
         E. Joseph Bento, President

EAGLE FREIGHT SERVICES, INC.,
a Texas corporation

By: /s/  JAMES R. CRANE
    -----------------------------------------------------
         James R. Crane, President

EAGLE FREIGHT SERVICES, INC.,
a California corporation

By: /s/  JAMES R. CRANE
    -----------------------------------------------------
         James R. Crane, President

                                      -8-
<PAGE>   9

EAGLE USA TRANSPORTATION SERVICES,
INC., a Texas corporation

By:  /s/ JAMES R. CRANE
    -----------------------------------------------------
         James R. Crane, Chief Executive Officer

EAGLE MARITIME SERVICES, INC.,
a Texas corporation

By:  /s/ VITTORIO FAVATI
    -----------------------------------------------------
         Vittorio Favati, President

FREIGHT SERVICES MANAGEMENT, INC.,
a Texas corporation

By:  /s/ JAMES R. CRANE
    -----------------------------------------------------
         James R. Crane, Chief Executive Officer

EAGLE USA IMPORT BROKERS, INC.,
a Texas corporation

By:  /s/ STEPHEN CARATTINI
    -----------------------------------------------------
         Stephen Carattini, President

EAGLE URBAN RENEWAL CORPORATION,
a New Jersey Urban Renewal Entity

By:  /s/ JAMES R. CRANE
    -----------------------------------------------------
         James R. Crane, Chief Executive Officer

                                      -9-
<PAGE>   10

EAGLE INTERNATIONAL HOLDINGS, INC.,
a Delaware corporation

By: /s/  VITTORIO FAVATI
    -----------------------------------------------------
         Vittorio Favati, President

EUSA PARTNERS, INC., a Delaware corporation

By: /s/  KELLY BIAR
    -----------------------------------------------------
         Kelly Biar, President

EUSA HOLDINGS, INC., a Delaware corporation

By: /s/  KELLY BIAR
    -----------------------------------------------------
         Kelly Biar, President

EAGLE PARTNERS, a Texas general partnership

By:      EUSA PARTNERS, INC., General Partner

         By: /s/  KELLY BIAR
             --------------------------------------------
                  Kelly Biar, President

                           - and -

By:      EUSA HOLDINGS, INC., General Partner

         By: /s/  KELLY BIAR
             --------------------------------------------
                  Kelly Biar, President

                                      -10-
<PAGE>   11

                                   Schedule I

                               NOTICE INFORMATION

1.       Eagle USA Airfreight, Inc.

         15350 Vickery Drive
         Houston, Texas 77032
         Attention: Douglas A. Seckel
         Telephone No: (281) 618-3420
         Telecopy No.:  (281) 618-3429

2.       Bank of America, N.A.

         700 Louisiana
         7th Floor
         Houston, Texas 77002
         Attention: William B. Borus
         Telephone No.: (713) 247-7756
         Telecopy No.:   (713) 247-7748

3.       SouthTrust Bank

         One Riverway, Suite 400
         Houston, Texas 77056
         Attention: John E. Elam, Jr.
         Telephone No.: (713) 402-3603
         Telecopy No.:   (713) 627-1492

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