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                                                                     EXHIBIT 4.6

                          CERTIFICATE OF INCORPORATION
                           FINTUBE TECHNOLOGIES, INC.

         For the purposes of incorporating and organizing a corporation under
the Oklahoma General Corporation Act, the undersigned does execute this
Certificate of Incorporation and does hereby certify as follows:

                                 ARTICLE 1 NAME

         The name of the corporation (herein referred to as the "Corporation")
is:

                           FINTUBE TECHNOLOGIES, INC.

                      ARTICLE 2 REGISTERED OFFICE AND AGENT

         The address of the Corporation's registered office in the State of
Oklahoma is: Suite 500, 320 South Boston, Tulsa, Tulsa County, Oklahoma 74103.
The name of the Corporation's registered agent at such address is William F.
Riggs.

                               ARTICLE 3 DURATION

         The duration of the Corporation is perpetual.

                          ARTICLE 4 PURPOSES AND POWERS

         The purpose of the Corporation is to engage in any lawful act or
activity for which corporations may be organized under the Oklahoma General
Corporation Act.

                             ARTICLE 5 CAPITAL STOCK

         The total number of shares of capital stock of all classes which the
Corporation shall have authority to issue is 1,000 shares, each of the shares
having a par value of ten cents ($.10), all of which shall be Common Stock.
Each holder of any of the shares of the capital stock of the Corporation shall
be entitled to a preemptive right to purchase or subscribe for any unissued
stock of any class or any additional shares of any class to be issued by
reason of any increase of the authorized capital stock of the Corporation of
any class, or bonds, certificates of indebtedness, debentures, or other
securities convertible into stock of the Corporation, or carrying any rights
to purchase stock of any class, whether said unissued stock shall be issued
for cash, property, or any other lawful consideration.

                             ARTICLE 6 INCORPORATOR

         The name and mailing address of the sole incorporator is as follows:

                                William F. Riggs
                                    Suite 500
                                320 South Boston
                              Tulsa, Oklahoma 74103

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                          ARTICLE 7 BOARD OF DIRECTORS

         Unless and except to the extent that the bylaws of the Corporation
shall so require, the election of directors of the Corporation need not be by
written ballot. No cumulative voting shall be permitted in the election of
directors. In furtherance and not in limitation of the powers conferred by
statute, the Board of Directors is expressly authorized:

     SECTION 7.1 BYLAWS To make, amend, alter, or repeal the Bylaws of the
Corporation.

     SECTION 7.2 MORTGAGES To authorize and cause to be executed or granted
mortgages, security interests, and liens upon the real and personal property
of the Corporation.

     SECTION 7.3 RESERVES To set apart out of any of the funds of the
Corporation available for dividends a reserve or reserves for any proper
purpose and to abolish any such reserve in the manner in which it was created.

     SECTION 7.4 COMMITTEES By a majority of the whole Board of Directors, to
designate one or more committees, each committee to consist of one (1) or more
of the directors of the Corporation. The Board of Directors may designate one
(1) or more directors as alternate members of any committee, who may replace
any absent or disqualified member at any meeting of the committee. Any such
committee, to the extent provided in the resolution or in the Bylaws of the
Corporation, shall have and may exercise the powers of the Board of Directors
in the management of the business and affairs of the Corporation, and may
authorize the seal of the Corporation to be affixed to all papers which may
require it; provided, however, the Bylaws may provide that in the absence or
disqualification of any member of such committee or committees, the member or
members thereof present at any meeting and not disqualified from voting,
whether or not he or they constitute a quorum, may unanimously appoint another
member of the Board of Directors to act at the meeting in the place of any
such absent or disqualified member.

                              ARTICLE 8 COMPROMISE

         Whenever a compromise or arrangement is proposed between this
Corporation and its creditors or any class of them and/or between this
Corporation and its shareholders or any class of them, any court of equitable
jurisdiction within the State of Oklahoma, on the application in a summary way
of this Corporation or of any creditor or shareholder thereof, or on the
application of any receiver or receivers appointed for this Corporation under
the provisions of Section 1106 of the Oklahoma General Corporation Act or on
the application of trustees in dissolution or of any receiver or receivers
appointed for this Corporation under the provisions of Section 1100 of the
Oklahoma General Corporation Act may order a meeting of the creditors or class
of creditors, and/or of the shareholders or class of shareholders of this
Corporation, as the case may be, to be summoned in such manner as the court
directs. If a majority in

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number representing three-fourths (3/4ths) in value of the creditors or class
of creditors, and/or of the shareholders or class of shareholders of this
Corporation, as the case may be, agree to any compromise or arrangement, the
compromise or arrangement and the reorganization shall, if sanctioned by the
court to which the application has been made, be binding on all the creditors
or class of creditors and/or on all the shareholders or class of shareholders
of this Corporation, as the case may be, and also on this Corporation.

                               ARTICLE 9 MEETINGS

         Meetings of shareholders may be held within or without the State of
Oklahoma, as the Bylaws may provide. The books of the Corporation may be kept
(subject to applicable law) inside or outside the State of Oklahoma at such
place or places as may be designated from time to time by the Board of
Directors or in the Bylaws of the Corporation, but unless a contrary
designation is made, such books will be kept at the Corporation's principal
office. Elections of directors need not be by written ballot unless the Bylaws
of the Corporation shall so provide.

                      ARTICLE 10 CONTRACTS WITH AFFILIATES

         To the extent permitted by law, no contract or transaction between
the Corporation and one or more of its directors or officers, or between the
Corporation and any other corporation, partnership, association, or other
organization in which one or more of its directors or officers are directors
or officers or have a financial interest, shall be void or voidable solely for
this reason, or solely because the directors or officers are present at or
participate in the meeting of the board of directors or committee thereof
which authorizes the contract or transaction, or solely because the directors
or officers or their vote are counted for such purpose.

                              ARTICLE 11 LIABILITY

         No shareholder, director, or officer of the Corporation shall be
personally liable for the payment of the debts of the Corporation except as
the shareholder, director, or officer may be liable by reason of his or her
own conduct or acts. No director of the Corporation shall be liable to the
Corporation or its shareholders for monetary damages for any breach of
fiduciary duty as a director, provided that this paragraph shall not eliminate
the liability of a director for any breach of the director's duty of loyalty
to the Corporation or its shareholders, or for acts or omissions not in good
faith or which involve intentional misconduct or a knowing violation of law,
or for violations of Section 1053 of the Oklahoma General Corporation Act, or
for any transaction from which the director received an improper personal
benefit.

                              ARTICLE 12 AMENDMENTS

         The Corporation reserves the right to amend, alter, change, or repeal
any provision contained in this Certificate of Incorporation, in the manner
now or hereafter prescribed by law. All rights conferred upon the shareholders
herein are granted subject to this reservation.

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         THE UNDERSIGNED, being the sole incorporator hereinbefore named, for
the purpose of forming a corporation pursuant to the Oklahoma General
Corporation Act, makes this Certificate of Incorporation, hereby declaring and
certifying that this is the act and deed of the undersigned and that the facts
herein stated are true, as of this 7th day of October, 1999.

                                            /s/ William F. Riggs
                                            ---------------------------------
                                            William F. Riggs, Incorporator

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                                                                     EXHIBIT 4.7

                                     BYLAWS

                                       OF

                           FINTUBE TECHNOLOGIES, INC.

                           (Adopted: October 9, 1999)

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                                TABLE OF CONTENTS

<TABLE>
<S>                                                                                   <C>
Article 1 Name; Offices...............................................................1
   Section 1.1 Name...................................................................1
   Section 1.2 Offices................................................................1
Article 2 Meetings of Shareholders....................................................1
   Section 2.1 Meetings...............................................................1
   Section 2.2 Annual Meetings........................................................1
   Section 2.3 Notice of Annual Meetings..............................................1
   Section 2.4 Special Meetings.......................................................1
   Section 2.5 Notice of Special Meeting..............................................1
   Section 2.6 Business at Special Meeting............................................2
   Section 2.7 List of Shareholders...................................................2
   Section 2.8 Quorum; Adjournment....................................................2
   Section 2.9 Voting.................................................................2
   Section 2.10 Voting Authority......................................................2
   Section 2.11 Action Without Meeting................................................3
Article 3 Directors...................................................................3
   Section 3.1 Management of Business and Affairs.....................................3
   Section 3.2 Number.................................................................3
   Section 3.3 Vacancies and Newly Created Directorships..............................3
   Section 3.4 Meetings...............................................................3
   Section 3.5 Organizational Meetings................................................3
   Section 3.6 Regular Meetings.......................................................3
   Section 3.7 Special Meetings.......................................................4
   Section 3.8 Quorum; Adjournment....................................................4
   Section 3.9 Committees.............................................................4
   Section 3.10 Records of Committees.................................................4
   Section 3.11 Telecommunication Meetings............................................4
   Section 3.12 Action Without Meeting................................................4
   Section 3.13 Expenses..............................................................5
   Section 3.14 Removal by Shareholders...............................................5
   Section 3.15 Resignation...........................................................5
Article 4 Notices.....................................................................5
   Section 4.1 Notice.................................................................5
   Section 4.2 Waiver of Notice.......................................................5
Article 5 Officers....................................................................5
   Section 5.1 Officers...............................................................5
   Section 5.2 Election...............................................................6
   Section 5.3 Salaries...............................................................6
   Section 5.4 Term...................................................................6
   Section 5.5 Removal by Directors...................................................6
   Section 5.6 Chairman...............................................................6
   Section 5.7 President..............................................................6
   Section 5.8 Vice-President.........................................................6
   Section 5.9 Secretary..............................................................6
   Section 5.10 Assistant Secretary...................................................7
   Section 5.11 Treasurer.............................................................7
   Section 5.12 Assistant Treasurer...................................................7
Article 6 Stock; Transfer Records.....................................................7
   Section 6.1 Certificate............................................................7
   Section 6.2 Facsimile Signatures...................................................7
   Section 6.3 Lost Certificates......................................................8
   Section 6.4 Transfer...............................................................8

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   Section 6.5 Record Date............................................................8
   Section 6.6 Record Owner...........................................................8
Article 7 Dividends and Reserves......................................................8
   Section 7.1 Dividends..............................................................8
   Section 7.2 Reserves...............................................................9
Article 8 Indemnification.............................................................9
   Section 8.1 Indemnity for Actions not by or in the Right of the Corporation........9
   Section 8.2 Indemnity for Actions by or in the Right of the Corporation............9
   Section 8.3 Expenses..............................................................10
   Section 8.4 Determination of Indemnification......................................10
   Section 8.5 Payment of Expenses...................................................10
   Section 8.6 Not Exclusive.........................................................10
   Section 8.7 Insurance.............................................................10
   Section 8.8 Contracts Relating to Indemnification.................................10
Article 9 General Provisions.........................................................11
   Section 9.1 Statement of Condition................................................11
   Section 9.2 Instruments...........................................................11
   Section 9.3 Fiscal Year...........................................................11
   Section 9.4 Seal..................................................................11
   Section 9.5 Books and Records.....................................................11
   Section 9.6 Amendments............................................................11

</TABLE>

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                                     BYLAWS

                                       OF

                           FINTUBE TECHNOLOGIES, INC.

                           (Adopted: October 9, 1999)

                            ARTICLE 1  NAME; OFFICES

     SECTION 1.1 NAME This corporation shall be known as Fintube Technologies,
Inc. (the "Corporation").

     SECTION 1.2 OFFICES The registered office of the Corporation shall be in
the City of Tulsa, County of Tulsa, State of Oklahoma. The Corporation may
have offices at such other places both within and without the State of
Oklahoma as the Board of Directors may from time to time determine or the
business of the Corporation may require.

                         ARTICLE 2  MEETINGS OF SHAREHOLDERS

     SECTION 2.1 MEETINGS Meetings of Shareholders for any purpose may be held
at such time and place, within or without the State of Oklahoma, as shall be
stated in the notice of the meeting or in a duly executed waiver of notice
thereof.

     SECTION 2.2 ANNUAL MEETINGS Annual meetings of Shareholders, commencing
with the year 2000, shall be held on the second Tuesday in October of each
year, if not a legal holiday, and if a legal holiday, then on the next
business day following, at 10:00 o'clock A.M., at which the Shareholders shall
elect a Board of Directors and transact such other business as may be properly
brought before the meeting.

     SECTION 2.3 NOTICE OF ANNUAL MEETINGS Written notice of the annual
meeting, stating the place, date, and hour of the meeting, shall be given to
each Shareholder entitled to vote at the meeting not less than ten (10) days
nor more than sixty (60) days before the date of the meeting unless otherwise
required by law.

     SECTION 2.4 SPECIAL MEETINGS Special meetings of the Shareholders, for
any purpose or purposes, unless otherwise prescribed by law or by the
Certificate of Incorporation, may be called by the President and shall be
called by the President or Secretary at the request in writing of a majority
of the Board of Directors, or at the request in writing of Shareholders owning
a majority in amount of the entire capital share of the Corporation issued and
outstanding and entitled to vote. Such request shall state the purpose or
purposes of the proposed meeting.

     SECTION 2.5 NOTICE OF SPECIAL MEETING Written notice of a special meeting
of the Shareholders, stating the place, date, hour, and the purpose or
purposes thereof, shall be given to each Shareholder entitled to vote thereat,
not less than ten (10) nor more than sixty (60) days before the date fixed for
the meeting unless otherwise required by law.

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     SECTION 2.6 BUSINESS AT SPECIAL MEETING Business transacted at any
special meeting of the Shareholders shall be limited to the purposes stated in
the notice.

     SECTION 2.7 LIST OF SHAREHOLDERS The officer who has charge of the stock
ledger of the Corporation shall prepare and make, at least ten (10) days
before every meeting of Shareholders, a complete list of the Shareholders
entitled to vote at the meeting, arranged in alphabetical order, showing the
address of and the number of shares registered in the name of each
Shareholder. Such list shall be open to the examination of any Shareholder,
for any purpose germane to the meeting, during ordinary business hours, for a
period of at least ten (10) days prior to the meeting, either at a place
within the city where the meeting is to be held and which place shall be
specified in the notice of the meeting, or, if not specified, at the place
where the meeting is to be held, and the list shall be produced and kept at
the time and place of the meeting during the whole time thereof, and subject
to the inspection of any Shareholder who may be present.

     SECTION 2.8 QUORUM; ADJOURNMENT The holders of a majority of the shares
of capital stock issued and outstanding and entitled to vote thereat present
in person or represented by proxy, shall constitute a quorum at all meetings
of the Shareholders for the transaction of business except as otherwise
provided by law or by the Certificate of Incorporation. If, however, such
quorum shall not be present or represented at any meeting of the Shareholders,
the Shareholders entitled to vote thereat, present in person or represented by
proxy, shall have power to adjourn the meeting from time to time, without
notice other than announcement at the meeting, until a quorum shall be present
or represented; provided, however, that if the date of any adjourned meeting
is more than thirty (30) days after the date of which the meeting was
originally noticed, or if a new record date is fixed for the date of which the
meeting was originally noticed, or if a new record date is fixed for the
adjourned meeting, written notice of the place, date, and hour of the
adjourned meeting shall be given in conformity herewith. At such adjourned
meeting at which a quorum shall be present or represented, any business may be
transacted at the meeting as originally notified.

     SECTION 2.9 VOTING When a quorum is present at any meeting, the
affirmative vote of the holders of a majority of the shares of capital stock
having voting power present in person or represented by proxy shall decide any
question brought before the meeting, unless the question is one upon which, by
express provision of law or of the Certificate of Incorporation, a different
vote is required, in which case such express provision shall govern and
control the decision of such question.

     SECTION 2.10 VOTING AUTHORITY Each Shareholder shall at every meeting of
the Shareholders be entitled to one vote in person or by proxy for each share
of the capital stock having voting power held by such Shareholder, but no
proxy shall be voted or acted upon after three (3) years from its date unless
the proxy provides for a longer period, and, except where the transfer books
of the Corporation have been closed or a date has been fixed as a record date
for the determination of its shareholders entitled to vote, no share of
capital stock shall be voted on at any election for directors which has been
transferred on the books of the Corporation within twenty (20) days preceding
such election of directors.

                                    -2-

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     SECTION 2.11 ACTION WITHOUT MEETING Any action required to or which may
be taken at any annual or special meeting of the Shareholders, may be taken
without a meeting, without prior notice, and without a vote, if a consent in
writing, setting forth the action so taken, shall be signed by the holders of
outstanding capital stock having not less than the minimum number of votes
that would be necessary to authorize or take such action at a meeting at which
all shares entitled to vote thereon were present and voted. Such written
consent, which may be executed in multiple counterparts, shall be filed with
the minutes of the meetings of Shareholders. Prompt notice of the taking of
the corporate action by the Shareholders without a meeting by less than
unanimous written consent shall be given to those Shareholders who have not
consented in writing.

                           ARTICLE 3  DIRECTORS

     SECTION 3.1 MANAGEMENT OF BUSINESS AND AFFAIRS The business and affairs
of the Corporation shall be managed and controlled by its Board of Directors
which may exercise all such powers of the Corporation and do all such lawful
acts and things as are not by law or by the Certificate of Incorporation or by
these Bylaws directed or required to be exercised or done by the Shareholders.

     SECTION 3.2 NUMBER The number of Directors which shall constitute the
whole Board shall be not less than one (1) nor more than ten (10). As of the
date of incorporation of the Corporation, the Board of Directors shall consist
of three (3) Directors. Thereafter, within the limits above specified, the
number of Directors shall be determined by resolution of the Board of
Directors or by the Shareholders at the annual or a special meeting of the
Shareholders. Except as provided in Section 4.4 and in Section 4.15, the
Directors shall be elected at the annual meeting of Shareholders. Each
Director elected shall hold office until such director's successor is elected
and qualified, or until such director's earlier resignation or removal.

     SECTION 3.3 VACANCIES AND NEWLY CREATED DIRECTORSHIPS Except as provided
in Section 4.15, vacancies and newly created Directorships resulting from any
increase in the authorized numbers of Directors may be filled by a majority of
the Directors then in office, though less than a quorum, or by a sole
remaining Director, and any Director so chosen shall hold office until the
next annual election and until such Director's successor is duly elected and
shall qualify, unless such Director resigns or is removed.

     SECTION 3.4 MEETINGS The Board of Directors of the Corporation may hold
meetings, both regular and special, either within or without the State of
Oklahoma.

     SECTION 3.5 ORGANIZATIONAL MEETINGS The organizational meeting of each
Board of Directors shall be held immediately following the annual meeting of
Shareholders, and no notice of such meeting shall be necessary to the newly
elected Directors in order to constitute the meeting legally, provided a
quorum shall be present.

     SECTION 3.6 REGULAR MEETINGS Regular meetings of the Board of Directors
may be held at such time and at such place as shall from time to time be
determined by the Board of Directors. Five (5) days' notice of all regular
meetings shall be given, and such notice

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shall state the place, date, hour, and business to be transacted at and the
purpose of such meeting.

     SECTION 3.7 SPECIAL MEETINGS Special meetings of the Board of Directors
may be called by the President on three (3) days' notice to each Director
either personally or by mail, courier, or facsimile transmission. Special
meetings shall be called by the President or Secretary in like manner and on
like notice on the written request of two (2) Directors unless the Corporation
has at that time less than three (3) Directors, in which latter event the
request of only one (1) Director shall be required. Notice of any special
meeting shall state the place, date, hour, and business to be transacted at
and the purpose of such meeting.

     SECTION 3.8 QUORUM; ADJOURNMENT At all meetings of the Board of
Directors, a majority of the Directors shall constitute a quorum for the
transaction of business, and the act of a majority of the Directors present at
any meeting at which there is a quorum shall be the act of the Board of
Directors, except as may be otherwise specifically provided by law or by the
Certificate of Incorporation. If a quorum shall not be present at any meeting
of the Board of Directors, the Directors present thereat may adjourn the
meeting from time to time, without notice other than announcement at the
meeting, until a quorum shall be present.

     SECTION 3.9 COMMITTEES The Board of Directors may, by resolution, passed
by a majority of the whole Board of Directors, designate one or more
committees, each committee to consist of one (1) or more of the Directors of
the Corporation, which, to the extent provided in the resolution, shall have
and may exercise the powers of the Board of Directors in the management of the
business and affairs of the Corporation and may authorize the seal of the
Corporation to be affixed to all papers which may require it. Such committee
or committees shall have such name or names as may be determined from time to
time by resolution adopted by the Board of Directors.

     SECTION 3.10 RECORDS OF COMMITTEES Each committee shall keep regular
minutes of its meetings and report the same to the Board of Directors when
required.

     SECTION 3.11 TELECOMMUNICATION MEETINGS Members of the Board of
Directors, or of any committee thereof, may participate in a meeting of such
Board or committee by means of conference telephone or similar communications
equipment that enables all persons participating in the meeting to hear each
other. Such participation shall constitute presence in person at such meeting.

     SECTION 3.12 ACTION WITHOUT MEETING Unless otherwise restricted by the
Certificate of Incorporation or these Bylaws, any action required or permitted
to be taken at any meeting of the Board of Directors or of any committee
thereof may be taken without a meeting, if a written consent to such action is
signed by all members of the Board of Directors or of such committee as the
case may be, and such written consent is filed with the minutes of proceedings
of the Board of Directors or committee.

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     SECTION 3.13 EXPENSES The Directors may be paid their expenses, if any,
of attendance at any meeting of the Board of Directors and may be paid a fixed
sum for attendance at such meeting of the Board of Directors or a stated
salary as Director. The compensation of Directors may be on such basis as is
determined by the Board of Directors. Any Director may waive compensation for
any meeting. No such payment shall preclude any Director from serving the
Corporation in any other capacity and receiving compensation therefor. Members
of special or standing committees may be allowed like compensation for
attending committee meetings.

     SECTION 3.14 REMOVAL BY SHAREHOLDERS Any Director may be removed, with or
without cause, by a majority vote of the Shareholders entitled to vote for the
election of such Director at any annual or special meeting of the
Shareholders. Upon such removal of a Director, the Shareholders (and not the
remaining Directors) shall elect a Director to replace such removed Director
at the same Shareholders' meeting at which such removal took place or at a
subsequent Shareholders' meeting.

     SECTION 3.15 RESIGNATION Any Director may resign at any time by giving
written notice to the Board of Directors or the President or Secretary of the
Corporation. Unless otherwise specified in such written notice, a resignation
shall take effect upon delivery thereof to the Board of Directors or the
designated officer. It shall not be necessary for a resignation to be accepted
before it becomes effective.

                               ARTICLE 4 NOTICES

     SECTION 4.1 NOTICE Notices to Directors and Shareholders shall be in
writing and delivered personally or mailed to the Directors or Shareholders at
their addresses appearing on the books of the Corporation. Notice by mail
shall be deemed to be given at the time when the same shall be deposited in
the United States mail, postage prepaid. Notice to Directors may also be given
by facsimile transmission. Notice by facsimile transmission shall be deemed to
be given when legibly received.

     SECTION 4.2 WAIVER OF NOTICE Whenever any notice is required to be given
under the provisions of law or of the Certificate of Incorporation or of these
Bylaws, a waiver thereof in writing, signed by the person or persons entitled
to such notice, whether before or after the time stated therein, shall be
deemed equivalent to notice. Attendance of a person at a meeting shall be
deemed to constitute a waiver of notice of such meeting, except when the
person attends a meeting for the express purpose of objecting, at the
beginning of the meeting, to the transaction of any business because the
meeting is not lawfully called or convened.

                             ARTICLE 5 OFFICERS

     SECTION 5.1 OFFICERS The officers of the Corporation shall be chosen by
the Board of Directors and shall, at a minimum, consist of a President and a
Secretary. The Board of Directors may also choose additional officers,
including a Chairman or Vice-Chairman of the Board of Directors, one or more
Vice-Presidents who may be classified by their specific function, a Secretary,
a Treasurer, and one or more Assistant Secretaries and

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Assistant Treasurers. Two or more offices may be held by the same person,
except the offices of President and Secretary.

     SECTION 5.2 ELECTION The Board of Directors at its first meeting and at
its organizational meeting after each annual meeting of Shareholders shall
choose a President and a Secretary, and may choose such other officers and
agents as it shall deem necessary.

     SECTION 5.3 SALARIES The salaries of all officers and agents of the
Corporation shall be fixed by the Board of Directors.

     SECTION 5.4 TERM The officers of the Corporation shall hold office until
their successors are chosen and qualify, or until their earlier resignation or
removal. Any vacancy occurring in any office of the Corporation shall be
filled for the unexpired portion of the term by the Board of Directors.

     SECTION 5.5 REMOVAL BY DIRECTORS The Board of Directors at any time may,
by affirmative vote of a majority of the members of the Board of Directors
then in office, remove any officer elected or appointed by the Board of
Directors for cause or without cause.

     SECTION 5.6 CHAIRMAN The Chairman, or, in the absence of the Chairman, a
Vice-Chairman of the Board of Directors, if chosen, shall preside at all
meetings of the Board of Directors, and shall perform such other duties and
have such other powers as the Board of Directors may from time to time
prescribe.

     SECTION 5.7 PRESIDENT The President shall be the chief executive officer
of the Corporation, shall preside at all meetings of the Shareholders and,
unless a Chairman or Vice-Chairman of the Board has been chosen, at all
meetings of the Board of Directors, and, subject to the direction of the Board
of Directors, shall have general and active management of the business of the
Corporation and shall see that all orders and resolutions of the Board of
Directors, are carried into effect. The President shall execute bonds,
mortgages, and other contracts requiring a seal, under the seal of the
Corporation, except where required or permitted by law to be otherwise signed
and executed and except where the signing and execution thereof shall be
expressly delegated by the Board of Directors to some other officer or agent
of the Corporation.

     SECTION 5.8 VICE-PRESIDENT The Vice-President, or if there shall be more
than one, the Vice-Presidents in the order determined by the Board of
Directors, shall, in the absence or disability of the President, perform the
duties and exercise the powers of the President and shall perform such other
duties and have such other powers as the Board of Directors may from time to
time prescribe.

     SECTION 5.9 SECRETARY The Secretary shall attend all meetings of the
Board of Directors and all meetings of the Shareholders and record all the
proceedings of the meetings of the Corporation and the Board of Directors in a
book to be kept for that purpose and shall perform like duties for the
standing committees when required. The Secretary shall give, or cause to be
given, notice of all meetings of the Shareholders and

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regular and special meetings of the Board of Directors, and shall perform such
other duties as may be prescribed by the Board of Directors or President,
under whose supervision the Secretary shall be. Additionally, the Secretary
shall have custody of the corporate seal of the Corporation, and the Secretary
or an Assistant Secretary, shall have authority to affix the same to any
instrument requiring it, and when so affixed, it may be attested by the
Secretary's signature or by the signature of such Assistant Secretary. The
Board of Directors may give general authority to any other officer to affix
the seal of the Corporation and to attest the affixing by the Secretary's
signature.

     SECTION 5.10 ASSISTANT SECRETARY The Assistant Secretary, or if there be
more than one, the Assistant Secretaries in the order determined by the Board
of Directors, shall, in the absence or disability of the Secretary, perform
the duties and exercise the powers of the Secretary and shall perform such
other duties and have such other powers as the Board of Directors from time to
time prescribe.

     SECTION 5.11 TREASURER The Treasurer, if one is chosen or, if not, the
Secretary, shall have the custody of the corporate funds and securities and
shall keep full and accurate accounts of receipts and disbursements in books
belonging to the Corporation and shall deposit all moneys and other valuable
effects in the name and to the credit of the Corporation in such depositories
as may be designated by the Board of Directors. The Treasurer, if one is
chosen or, if not, the Secretary, shall disburse the funds of the Corporation
as may be ordered by the Board of Directors' taking proper vouchers for such
disbursements, and shall render to the President and the Board of Directors,
at its regular meetings, or when the Board of Directors so requires, an
account of all transactions performed by the Treasurer (or Secretary, as the
case may be) and of the financial condition of the Corporation.

     SECTION 5.12 ASSISTANT TREASURER The Assistant Treasurer, or if there
shall be more than one, the Assistant Treasurers in the order determined by
the Board of Directors, shall, in the absence or disability of the Treasurer,
perform the duties and exercise the powers of the Treasurer and shall perform
such other duties and have such other powers as the Board of Directors may
from time to time prescribe.

                        ARTICLE 6 STOCK; TRANSFER RECORDS

     SECTION 6.1 CERTIFICATE Every holder of stock in the Corporation shall be
entitled to have a certificate, signed by, or in the name of, the Corporation
by the Chairman or Vice-Chairman of the Board of Directors, if any, or the
President or a Vice-President, and by the Treasurer or an Assistant Treasurer,
if any, or the Secretary or an Assistant Secretary of the Corporation,
certifying the number of shares owned by the shareholder in the Corporation,
and bearing the seal of the Corporation. The signatures and seal may be a
facsimile.

     SECTION 6.2 FACSIMILE SIGNATURES In case any officer, transfer agent, or
registrar who has signed or whose facsimile signature has been placed upon a
certificate shall have ceased to be such officer, transfer agent, or registrar
before such certificate is issued, it

                                    -7-

<PAGE>

may be issued by the Corporation with the same effect as if the person who
signed the certificate was such officer, transfer agent, or registrar at the
date of issue.

     SECTION 6.3 LOST CERTIFICATES The Board of Directors may direct a new
certificate or certificates to be issued in place of any certificate or
certificates theretofore issued by the Corporation alleged to have been lost,
stolen, or destroyed, upon the making of an affidavit of that fact by the
person claiming the certificate of stock to be lost, stolen, or destroyed
and/or at the discretion of the Board of Directors by the furnishing of an
appropriate indemnity bond. When authorizing such issue of a new certificate
or certificates, the Board of Directors may, in its discretion and as a
condition precedent to the issuance thereof, require the owner of such lost,
stolen, or destroyed certificate or certificates, or such owner's legal
representative, advertise the same in such manner as the Corporation may
direct as indemnity against any claim that may be made against the Corporation
with respect to the certificate alleged to have been lost, stolen, or
destroyed.

     SECTION 6.4 TRANSFER Subject to transfer restrictions permitted by
Section 1055 of the Oklahoma General Corporation Act and to stop transfer
orders directed in good faith by the Corporation to any transfer agent to
prevent possible violations of federal or state securities laws, rules, or
regulations, upon surrender to the Corporation or the transfer agent of the
Corporation of a certificate for shares duly endorsed or accompanied by proper
evidence of succession, assignment, or authority to transfer, it shall be the
duty of the Corporation to issue a new certificate to the person entitled
thereto, cancel the old certificate and record the transaction upon its books.

     SECTION 6.5 RECORD DATE The Board of Directors may fix a record date,
which shall not be more than sixty (60) nor less than ten (10) days before the
date of any meeting of shareholders, nor more than sixty (60) days prior to
the time for the other action hereinafter described, as of which there shall
be determined the shareholders who are entitled: to notice of or to vote at
any meeting of shareholders or any adjournment thereof; to express consent to
corporate action in writing without a meeting; to receive payment of any
dividend or other distribution or allotment of any rights; or to exercise any
rights with respect to any change, conversion, or exchange of stock or with
respect to any other lawful action.

     SECTION 6.6 RECORD OWNER The Corporation shall be entitled to treat the
person in whose name any share of stock is registered on the books of the
Corporation as the owner thereof for all purposes and shall not be bound to
recognize any equitable or other claim or other interest in such shares in the
part of any other person, whether or not the Corporation shall have express or
other notice thereof.

                      ARTICLE 7 DIVIDENDS AND RESERVES

     SECTION 7.1 DIVIDENDS Dividends upon the capital stock of the
Corporation, subject to the provisions of the Certificate of Incorporation, if
any, may be declared by the Board of Directors at any regular or special
meeting, pursuant to law. Dividends may be paid in cash, in property, or in
shares of the Corporation's capital stock.

                                    -8-

<PAGE>

     SECTION 7.2 RESERVES There may be set apart out of any of the funds of
the Corporation available for dividends such amounts as the Board of Directors
deems proper as a reserve or reserves for working capital, depreciation,
losses in value, or for any other proper corporate purpose, and the Board of
Directors may increase, decrease, or abolish any such reserve in the manner in
which it was created.

                         ARTICLE 8 INDEMNIFICATION

     SECTION 8.1 INDEMNITY FOR ACTIONS NOT BY OR IN THE RIGHT OF THE
CORPORATION The Corporation shall have power to indemnify any person who was
or is a party or is threatened to be made a party to any threatened, pending,
or completed action, suit, or proceeding, whether civil, criminal,
administrative, or investigative (other than an action by or in the right of
the Corporation) by reason of the fact that such person is or was a Director,
officer, employee, or agent of the Corporation, or is or was serving at the
request of the Corporation as a Director, officer, employee, or agent of
another corporation, partnership, joint venture, trust, or other enterprise,
against expenses (including attorneys' fees), judgments, fines, and amounts
paid in settlement actually and reasonably incurred by such person in
connection with such action, suit, or proceeding, if such person acted in good
faith and in a manner such person reasonably believed to be in or not opposed
to the best interests of the Corporation, and, with respect to any criminal
action or proceeding, had no reasonable cause to believe such person's conduct
was unlawful. The termination of any action, suit, or proceeding by judgment,
order, settlement, conviction, or upon a plea of nolo contendere or its
equivalent, shall not, of itself, create a presumption that such person did
not act in good faith and in a manner which such person reasonably believed to
be in or not opposed to the best interests of the Corporation, and, with
respect to any criminal action or proceeding, had reasonable cause to believe
that his conduct was unlawful.

     SECTION 8.2 INDEMNITY FOR ACTIONS BY OR IN THE RIGHT OF THE CORPORATION
The Corporation shall have power to indemnify any person who was or is a party
or is threatened to be made a party to any threatened, pending, or completed
action or suit by or in the right of the Corporation to procure a judgment in
its favor by reason of the fact that such person is or was a Director,
officer, employee, or agent of the Corporation, or is or was serving at the
request of the Corporation as a Director, officer, employee, or agent of
another corporation, partnership, joint venture, trust, or other enterprise
against expenses (including attorneys' fees) actually and reasonably incurred
by such person in connection with the defense or settlement of such action or
suit, if such person acted in good faith and in a manner such person
reasonably believed to be in or not opposed to the best interests of the
Corporation; provided, however, that no indemnification shall be made in
respect of any claim, issue, or matter as to which such person shall have been
adjudged to be liable for negligence or misconduct in the performance of such
person's duty to the Corporation unless and only to the extent that the court
in which such action or suit was brought shall determine upon application
that, despite the adjudication of liability but in view of all the
circumstances of the case, such person is fairly and reasonably entitled to
indemnity for such expenses which the court shall deem proper.

                                    -9-

<PAGE>

     SECTION 8.3 EXPENSES To the extent that a Director, officer, employee, or
agent of the Corporation has been successful on the merits or otherwise in
defense of any action, suit, or proceeding referred to in Sections 9.1 or 9.2,
or in defense of any claim, issue, or matter therein, he shall be indemnified
against expenses (including attorneys' fees) actually and reasonably incurred
by him in connection therewith.

     SECTION 8.4 DETERMINATION OF INDEMNIFICATION Any indemnification under
Sections 9.1 or 9.2 (unless ordered by a court) shall be made by the
Corporation only as authorized in the specific case upon a determination that
indemnification of the Director, officer, employee, or agent is proper in the
circumstances because he has met the applicable standard of conduct set forth
in Sections 9.1 and 9.2. Such determination shall be made (a) by the Board of
Directors by a majority vote of a quorum consisting of Directors who were not
parties to such action, suit, or proceeding, or (b) if such a quorum is not
obtainable, or, even if obtainable a quorum of disinterested Directors so
directs, by independent legal counsel in a written opinion, or (c) by the
Shareholders.

     SECTION 8.5 PAYMENT OF EXPENSES Expenses incurred by an officer or
Director in defending a civil or criminal action, suit, or proceeding may be
paid by the Corporation in advance of the final disposition of such action,
suit, or proceeding as authorized by the Board in the specific case upon
receipt of an undertaking by or on behalf of such Director or officer to repay
such amount unless it shall ultimately be determined that he is entitled to be
indemnified by the Corporation as authorized in this Section 9.5. Such
expenses incurred by other employees and agents may be so paid upon such terms
and conditions, if any, as the Board of Directors deems appropriate.

     SECTION 8.6 NOT EXCLUSIVE The indemnification provided by this Section 9
shall not be deemed exclusive of any other rights to which those seeking
indemnification may be entitled under any bylaw, agreement, vote of
Shareholders or disinterested Directors, or otherwise, both as to action in
his official capacity and as to action in another capacity while holding such
office, and shall continue as to a person who has ceased to be a Director,
officer, employee, or agent, and shall inure to the benefit of the heirs,
executors, and administrators of such a person.

     SECTION 8.7 INSURANCE The Corporation shall have power to purchase and
maintain insurance on behalf of any person who is or was a Director, officer,
employee, or agent of the Corporation, or is or was serving at the request of
the Corporation as a Director, officer, employee, or agent of another
corporation, partnership, joint venture, trust, or other enterprise against
any liability asserted against him and incurred by him in any such capacity,
or arising out of his status as such, whether or not the Corporation would
have the power to indemnify him against such liability under the provisions of
this Section 9.7.

     SECTION 8.8 CONTRACTS RELATING TO INDEMNIFICATION The Corporation shall
have the power to enter into contracts with its officers and Directors with
respect to the scope of indemnification granted herein and to further provide
security for the Corporation's obligations of indemnification.

                                   -10-

<PAGE>

                      ARTICLE 9 GENERAL PROVISIONS

     SECTION 9.1 STATEMENT OF CONDITION The Board of Directors shall present
at each annual meeting and at any special meeting of the shareholders when
called for by vote of the shareholders, a full and clear statement of the
business and condition of the Corporation.

     SECTION 9.2 INSTRUMENTS All checks or demands for money and notes of the
Corporation shall be signed by such officer or officers or such other person
or persons as the Board of Directors may from time to time designate.

     SECTION 9.3 FISCAL YEAR The fiscal year of the Corporation shall be as
fixed by the Board of Directors.

     SECTION 9.4 SEAL The Board of Directors may provide a suitable seal,
containing the name of the Corporation, which seal shall be in the charge of
the Secretary. If and when so directed by the Board of Directors or a
committee thereof, duplicates of the seal may be kept and used by the
Treasurer or by the Assistant Secretary or Assistant Treasurer. The seal may
be used by causing it, or a facsimile thereof, to be impressed or affixed or
in any other manner reproduced.

     SECTION 9.5 BOOKS AND RECORDS The books of account and other records of
the Corporation may be kept (subject to any provisions of the Oklahoma General
Corporation Act) at the principal place of business and chief executive office
of the Corporation.

     SECTION 9.6 AMENDMENTS These Bylaws may be amended or repealed, or new
bylaws may be adopted, by the Shareholders or by the Board of Directors at any
regular meeting of the Shareholders or of the Board of Directors, or at any
special meeting of the Shareholders or of the Board of Directors if notice of
such amendment, repeal, or adoption of new bylaws be contained in the notice
of such special meeting.

                                    -11-

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