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                                                                   Exhibit 10.59

                           AMENDMENT NUMBER TWO TO THE
                         METLIFE AUXILIARY PENSION PLAN
               (As amended and restated effective January 1, 2008)

     The MetLife Auxiliary Pension Plan is hereby amended, except as expressly
provided in any provision below, effective December 31, 2008, as follows:

1. Part I, Article 2, Section 2.2 (c) of the Plan is hereby amended effective
January 1, 2008, to read as follows:

"(c) is listed on Appendix A attached hereto and updated from time to time by
the Plan Administrator."

2. Part I Article 4, Section 4.3 of the Plan is hereby amended by adding a new
subsection (c) to read as follows:

"(c) A Commissioned Employee who becomes a Participant in this Plan after
     attaining both age 60 and Benefit Eligibility will have benefits
     distributed to him/her as soon as administratively practicable after the
     October 1st of the year following the fifth anniversary of the date on
     which he/she commenced participation in this Plan."

The remaining paragraphs in Section 4.3 of the plan shall be re-designated
accordingly.

3. Part I, Article 4, Section 4.7, the first paragraph of the Section, preceding
subsection (a) is hereby amended as follows:

"Except as described in (a) through (e) immediately below, Grandfathered
Benefits shall be payable in the same form(s) and at the same times as benefits
are payable under the Retirement Plan. The specific provisions that govern
payment and calculation of Grandfathered benefits can be found in Part II of
this Plan."

4. Part I, Article 4A, Section 4A.3, the second paragraph is hereby amended to
read as follows:

"A form requesting that Grandfathered Benefits under this Plan be paid in the
form of an Alternative Distribution must be made in accordance with the
requirements of this paragraph. The form must be submitted by the Participant to
the Committee no later than the day before the Participant's Retirement date.
For Participants who are separating from service with the Company or an Employer
before they are Benefit Eligible, the form requesting an Alternative
Distribution must be submitted by the Participant to the Committee no later than
12 months before the Distribution Date indicated on the election form. All
requests must be in writing, signed by the Participant, and follow the format
prescribed by the Committee. On the request form the Participant must also
designate (i) the mode of payment requested and (ii) the Participant's
Retirement or Distribution Date. A request form shall be deemed submitted by the
Participant to the Committee on the day that such form is received by the
Committee. Prior to the Participant's Retirement date, the request form can be
revoked by the Participant. Any

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revocation must be in writing and comply with the procedures of the Committee. A
request form submitted by the Participant shall become irrevocable and binding
as to all elections and designations made by the Participant as of the
Retirement date. In the event that a Participant's request form is not filed
before his/her Retirement date, the Participant's Grandfathered Benefits will be
paid in the same form as the benefits paid to the Participant under the
Retirement Plan. For Participants who separate from service before they are
Benefit Eligible, the request form shall become irrevocable and binding, as to
all elections and designations, 12 months before the Distribution Date."

     IN WITNESS WHEREOF, the Company has caused this Amendment to be adopted in
its name and behalf this 12th day of December, 2008, by its officer
thereunto duly authorized.

                                        METROPOLITAN LIFE INSURANCE COMPANY

                                        By: /s/ Margery Brittain
                                            ------------------------------------
                                            Margery Brittain, Plan Administrator

ATTEST:

/s/ Bonita Haskins
-------------------------------------

                                        2

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                                   Appendix A

             LIST OF ADDITIONAL INDIVIDUALS COVERED UNDER THIS PLAN
                              AS OF JANUARY 1, 2008

The following additional individuals are grandfathered as Participants under
Section 2.2 of this Plan:

     Anthony E. Amodeo
     Oliver N. Greeves
     Sibyl C. Jacobson
     Leonard S. Kasendorf
     William D. Kerrigan
     Alan E. Lazarescu
     Richard J. Leist
     Fred Magaletta
     John F. Rao
     Felix Schirripa
     Anthony F. Trani

                                        3<PAGE>
                                                                   Exhibit 10.69

                          AMENDMENT NUMBER EIGHTEEN TO
             THE METLIFE PLAN FOR TRANSITION ASSISTANCE FOR OFFICERS

THE METLIFE PLAN FOR TRANSITION ASSISTANCE FOR OFFICERS (the "Plan") is hereby
amended as follows, effective as of the dates set forth below:

     1.   Effective May 30, 2008, the Plan is hereby amended by adding the
          following sentence at the end of the first paragraph of subsection
          1.4.19 to read as follows:

          "'Service' shall also mean the whole number of the Employee's
          completed years of employment with the following entity or any of its
          affiliates immediately prior to the closing of the acquisition of all
          or a portion of the stock or assets of such entity by the Company,
          Subsidiary or an Affiliate, as reflected in the records of such
          acquired entity immediately prior to such closing:

               (i)  EverBank Reverse Mortgage, LLC."

     2.   Effective September 1, 2008, the Plan is hereby amended by restating
          the final sentence of the first paragraph of subsection 1.4.19 to read
          as follows:

          "'Service' shall also mean the whole number of the Employee's
          completed years of employment with the following entities or any of
          such entities' affiliates immediately prior to the closing of the
          acquisition of all or a portion of the stock or assets of such
          entities by the Company, Subsidiary or an Affiliate, as reflected in
          the records of such acquired entities immediately prior to such
          closing:

               (i)  EverBank Reverse Mortgage, LLC

               (ii) First Horizon Home Loans, an operating division of First
                    Tennessee Bank National Association."

IN WITNESS WHEREOF, the Company has caused this amendment to be executed by an
officer thereunto duly authorized on the date noted below the officer's
signature.

METROPOLITAN LIFE INSURANCE COMPANY

By: /s/ Debra Capolarello
    ---------------------------------
Name/Title: Debra Capolarello SVP
            -------------------------
Date:  8-13-08
      -------------------------------
Witness: /s/ Lucida Bullard
         ----------------------------<PAGE>
                                                                   Exhibit 10.70

                          AMENDMENT NUMBER NINETEEN TO
             THE METLIFE PLAN FOR TRANSITION ASSISTANCE FOR OFFICERS

THE METLIFE PLAN FOR TRANSITION ASSISTANCE FOR OFFICERS (the "Plan") is hereby
amended as follows, effective as of the dates set forth below:

     1.   Section 10.3 of the Plan is hereby amended by deleting "or 2007" each
          time it appears therein and replacing it in each such instance with ",
          2007, 2008 or 2009."

     2.   This amendment shall be effective as of January 1, 2008.

IN WITNESS WHEREOF, the Company has caused this amendment to be executed by an
officer thereunto duly authorized on the date noted below the officer's
signature.

METROPOLITAN LIFE INSURANCE COMPANY

By: /s/ Lynne E. DiStasio
    ---------------------------------
Name/Title: Lynne E. DiStasio, V.P.
            -------------------------
Date:  12/8/08
      -------------------------------

Witness: /s/ Lucida Plummer
         ----------------------------<PAGE>

                                                                   Exhibit 10.71

                           AMENDMENT NUMBER TWENTY TO
             THE METLIFE PLAN FOR TRANSITION ASSISTANCE FOR OFFICERS

THE METLIFE PLAN FOR TRANSITION ASSISTANCE FOR OFFICERS (the "Plan") is hereby
amended as follows, effective as of the dates set forth below:

     1.   Section 1.4.21 of the Plan is hereby amended by adding the following
          new subsidiary at the end of the list therein and to be lettered
          accordingly:

          "SafeGuard Health Plans, Inc., a California Corporation."

     2.   The Plan is hereby amended by restating the final sentence of the
          first paragraph of subsection 1.4.19 to read as follows:

          "'Service' shall also mean the whole number of the Employee's
          completed years of employment with the following entities or any of
          such entities' affiliates immediately prior to the closing of the
          acquisition of all or a portion of the stock or assets of such
          entities by the Company, Subsidiary or an Affiliate, as reflected in
          the records of such acquired entities immediately prior to such
          closing:

          (i)  EverBank Reverse Mortgage, LLC

          (ii) First Horizon Home Loans, an operating division of First
               Tennessee Bank National Association

          (iii) SafeGuard Health Plans, Inc., a California Corporation."

     3.   This amendment shall be effective as of January 1, 2009.

IN WITNESS WHEREOF, the Company and the Subsidiary below (solely with respect to
paragraph 1 above) have caused this amendment to be executed by an officer
thereunto duly authorized on the date noted below the officer's signature.

METROPOLITAN LIFE INSURANCE COMPANY     SAFEGUARD HEALTH PLANS, INC.
                                        A CALIFORNIA CORPORATION

By: /s/ Lynne E. DiStasio               By: /s/ Michael Schwartz
    ---------------------------------       ------------------------------------
Name/Title: Lynne E. DiStasio, VP       Name/Title: Michael Schwartz, President
            -------------------------               ----------------------------
Date: 12/8/08                           Date: December 16, 2008
      -------------------------------         ----------------------------------

Witness: /s/ Lucida Plummer             Witness: /s/ Illegible
         ----------------------------            -------------------------------

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