Document:

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                                                                    Exhibit 10.1

                       FIRST AMENDMENT TO CREDIT AGREEMENT

          THIS FIRST AMENDMENT TO CREDIT AGREEMENT dated as of June 1, 2005 (the
"First Amendment"), is by and among GAYLORD ENTERTAINMENT COMPANY, a Delaware
corporation (together with any permitted successors and assigns, the
"Borrower"), the Guarantors (as defined in the Credit Agreement), the Lenders
(as defined in the Credit Agreement), BANK OF AMERICA, N.A., as Administrative
Agent and L/C Issuer, BANC OF AMERICA SECURITIES LLC, as Joint Lead Arranger and
Joint Book Manager, DEUTSCHE BANK SECURITIES, INC., as Joint Lead Arranger and
Joint Book Manager and DEUTSCHE BANK TRUST COMPANY AMERICAS, as Syndication
Agent and is an amendment to that certain Credit Agreement dated as of March 9,
2005 by and among the Borrower, the Guarantors, Lenders, the Administrative
Agent, the L/C Issuer, the Joint Lead Arrangers, the Joint Book Managers and the
Syndication Agent (as the same may have been further amended, restated,
supplemented or otherwise modified prior to the date hereof, the "Credit
Agreement").

                                   WITNESSETH

     WHEREAS, the Borrower and each of the Guarantors have requested and the
Lenders and Administrative Agent have agreed to amend the Credit Agreement on
the terms and conditions set forth herein;

     NOW, THEREFORE, for good and valuable consideration, the receipt of which
is hereby acknowledged by the parties hereto, the parties hereto agree as
follows:

     1. AMENDMENTS TO CREDIT AGREEMENT.

Section 8.11(e) of the Credit Agreement is hereby deleted in its entirety and
replaced with the following:

     "(a) Investments in Persons Other Than Wholly Owned Subsidiaries. Excluding
     those Investments existing as of the Closing Date which are described in
     Schedule 6.13(c), item 1, and Schedule 8.02, item 4, permit the Investments
     of the Borrower and the other Loan Parties in Persons other than Wholly
     Owned Subsidiaries of the Borrower to, at any time, exceed an amount equal
     to ten percent (10.0%) of Consolidated Total Assets."

     2. CONDITIONS PRECEDENT. The effectiveness of this First Amendment is
subject to receipt by the Administrative Agent of each of the following, each in
form and substance satisfactory to the Administrative Agent:

          (a) a counterpart of this First Amendment duly executed by the
     Borrower, the Guarantors and Required Lenders; and

          (b) such other documents, instruments and agreements as the
     Administrative Agent may reasonably request.

     Upon satisfaction of the foregoing conditions precedent, the provisions of
this First Amendment shall be effective as of the Closing Date.

     3. REPRESENTATIONS. The Borrower and each of the Guarantors collectively
represent and warrant to the Administrative Agent and the Lenders that:

          (a) Authorization. The Borrower and each of the Guarantors,
     respectively, has the right and power and has obtained all authorizations
     necessary to execute and deliver this First Amendment and to perform its
     respective obligations hereunder and under the Credit Agreement, as amended
     by this First Amendment, in accordance with their respective terms. This
     First Amendment has been duly executed and delivered by a duly authorized
     officers of the Borrower and each Guarantor, respectively, and each of this
     First Amendment and the Credit Agreement, as amended by this First
     Amendment, is a legal, valid and binding obligation of the Borrower and
     each Guarantor (each as applicable), enforceable against the Borrower and

<PAGE>

     each Guarantor (each as applicable) in accordance with its respective
     terms, except as the same may be limited by bankruptcy, insolvency, and
     other similar laws affecting the rights of creditors generally and by
     equitable principles generally.

          (b) Compliance with Laws, etc. The execution and delivery by the
     Borrower and each of the Guarantors of this First Amendment and the
     performance by the Borrower and/or the Guarantors of this First Amendment
     and the Credit Agreement, as amended by this First Amendment, in accordance
     with their respective terms, does not and will not, by the passage of time,
     the giving of notice or otherwise: (i) require any approval (other than
     those already obtained) by any Governmental Authority or violate any law
     (including any Environmental Law) which is applicable to a Borrower, any
     Guarantors, any Consolidated Party, the Credit Documents or the
     transactions contemplated herein or therein; (ii) conflict with, result in
     a breach of or constitute a default under the organizational documents of
     any Borrower, any of the Guarantors or any other Consolidated Party, or any
     indenture, agreement/or other instrument to which any Borrower, any of the
     Guarantors or any other Consolidated Party is a party or by which it or any
     of its respective properties may be bound; or (iii) result in or require
     the creation or imposition of any Lien upon or with respect to any property
     now owned or hereafter acquired by any Borrower, any Guarantor or any other
     Consolidated Party other than in favor of the Administrative Agent for the
     benefit of the Lenders; and

          (c) No Default. After giving effect to this First Amendment, no
     Default or Event of Default has occurred and is continuing as of the date
     hereof.

     4. REAFFIRMATION OF REPRESENTATIONS. The Borrower and each of the
Guarantors hereby repeat and reaffirm all representations and warranties made by
such party to the Administrative Agent and the Lenders in the Credit Agreement
and the other Credit Documents to which it is a party on and as of the date
hereof (other than any representation or warranty expressly relating to an
earlier date) with the same force and effect as if such representations and
warranties were set forth in this First Amendment in full.

     5. REAFFIRMATION OF GUARANTY. Each of the Guarantors hereby reaffirms its
continuing obligations to the Administrative Agent and the Lenders under the
Credit Agreement and agrees that the transactions contemplated by this First
Amendment shall not in any way affect the validity and enforceability of their
respective guaranty obligations thereunder or reduce, impair or discharge the
obligations of such Guarantors thereunder.

     6. SEVERABILITY. If any provision of any of this First Amendment or of the
Credit Agreement, as amended hereby, is determined to be illegal, invalid or
unenforceable, such provision shall be fully severable and the remaining
provisions shall remain in full force and effect and shall be construed without
giving effect to the illegal, invalid or unenforceable provisions.

     7. CERTAIN REFERENCES. Each reference to the Credit Agreement in any of the
Credit Documents shall be deemed to be a reference to the Credit Agreement as
amended by this First Amendment and this First Amendment shall be deemed a
Credit Document for purposes of the application of provisions of the Credit
Agreement generally applicable thereto (including, without limitation, any
arbitration provisions or waiver provisions).

     8. BENEFITS. This First Amendment shall be binding upon and shall inure to
the benefit of the parties hereto and their respective successors and assigns.

     9. DEFAULT. The failure of the Borrower or any of the Guarantors to perform
any of their respective obligations under this First Amendment or the material
falsity of any representation or warranty made herein shall, at the option of
the Administrative Agent and/or Lenders (as determined in accordance with the
Credit Agreement) after expiration of any applicable cure period, constitute an
Event of Default under the Credit Documents.

     10. NO NOVATION. The parties hereto intend this First Amendment to evidence
the amendments to the terms of the existing indebtedness of the Borrower and
Guarantors to the Lenders as specifically set forth herein and do not intend for
such amendments to constitute a novation in any manner whatsoever.

                                        2

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     11. GOVERNING LAW. THIS FIRST AMENDMENT SHALL BE GOVERNED BY, AND CONSTRUED
IN ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW YORK APPLICABLE TO CONTRACTS
EXECUTED, AND TO BE FULLY PERFORMED, IN SUCH STATE.

     12. NO IMPLIED AGREEMENTS. Except as expressly herein amended, the terms
and conditions of the Credit Agreement and the other Credit Documents remain in
full force and effect. The amendments contained herein shall be deemed to have
prospective application only, unless otherwise specifically stated herein.

     13. COUNTERPARTS. This First Amendment may be executed in any number of
counterparts, each of which when so executed and delivered shall be an original,
but all of which shall constitute one and the same instrument. It shall not be
necessary in making proof of this First Amendment to produce or account for more
than one such counterpart for each of the parties hereto. Delivery by facsimile
by any of the parties hereto of an executed counterpart of this First Amendment
shall be as effective as an original executed counterpart hereof and shall be
deemed a representation that an original executed counterpart hereof will be
delivered. Each counterpart hereof shall be deemed to be an original and shall
be binding upon all parties, their successors and assigns.

     14. BINDING EFFECT. This First Amendment shall become effective as of the
date hereof at such time when all of the conditions set forth in Section 2
hereof have been satisfied or waived by the Lenders and it shall have been
executed by the Borrower, the Guarantors and the Administrative Agent, and the
Administrative Agent shall have received copies hereof (telefaxed or otherwise)
which, when taken together, bear the signatures of the Required Lenders, and
thereafter this First Amendment shall be binding upon and inure to the benefit
of the Borrower, the Guarantors, the Administrative Agent and each Lender and
their respective successors and assigns.

     15. RELEASE. Each Loan Party hereby represents and warrants that it has no
claims, counterclaims, offsets, or defenses to the Credit Agreement or any of
the Credit Documents, or to the performance of their respective obligations
thereunder and, in consideration of the Lenders' and Administrative Agent's
willingness to grant the amendment referenced herein, hereby releases the
Administrative Agent, the Lenders, the Sole Lead Arranger, the Sole Book
Manager, the Syndication Agent and the Documentation Agent and each of their
respective officers, employees, representatives, agents, counsel and directors
from any and all actions, causes of action, claims, demands, damages and
liabilities of whatever kind or nature, in law or in equity, now known or
unknown, suspected or unsuspected to the extent that any of the foregoing arises
from any action or failure to act on or prior to the date hereof.

     16. DEFINITIONS. All capitalized terms not otherwise defined herein are
used herein with the respective definitions given them in the Credit Agreement.
The interpretive provisions set forth in Sections 1.02 through 1.06 of the
Credit Agreement shall apply to this First Amendment as though set forth herein.

                           [SIGNATURE PAGES TO FOLLOW]

                                        3

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     IN WITNESS WHEREOF, each of the parties hereto has caused a counterpart of
this First Amendment to be duly executed and delivered as of the date written
above.

BORROWER:

                                        GAYLORD ENTERTAINMENT COMPANY

                                        By: /s/ David C. Kloeppel
                                            ------------------------------------
                                            David C. Kloeppel
                                            Executive Vice President

GUARANTORS:

                                        OPRYLAND HOTEL NASHVILLE, LLC

                                        By: /s/ David C. Kloeppel
                                            ------------------------------------
                                            David C. Kloeppel
                                            Executive Vice President

                                        OPRYLAND HOTEL-FLORIDA LIMITED
                                        PARTNERSHIP
                                        By: Opryland Hospitality, LLC,
                                        its general partner

                                        BY: /s/ David C. Kloeppel
                                            ------------------------------------
                                            David C. Kloeppel
                                            Executive Vice President

                                        OPRYLAND HOTEL-TEXAS LIMITED PARTNERSHIP
                                        BY: OPRYLAND HOSPITALITY, LLC,
                                        ITS GENERAL PARTNER

                                        By: /s/ David C. Kloeppel
                                            ------------------------------------
                                            David C. Kloeppel
                                            Executive Vice President

                                        GAYLORD NATIONAL, LLC

                                        By: /s/ David C. Kloeppel
                                            ------------------------------------
                                            David C. Kloeppel
                                            Executive Vice President

                                        RESORTQUEST INTERNATIONAL, INC.

                                        By: /s/ David C. Kloeppel
                                            ------------------------------------
                                            David C. Kloeppel
                                            Executive Vice President

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AGENTS AND LENDERS:

                                        BANK OF AMERICA, N.A., in its
                                        respective capacities as Administrative
                                        Agent and L/C Issuer

                                        By: /s/ Roger C. Davis
                                            ------------------------------------
                                        Name: Roger C. Davis
                                        Title: Senior Vice President

                                        BANK OF AMERICA, N.A., in its capacity
                                        as a Lender

                                        By: /s/ Roger C. Davis
                                            ------------------------------------
                                        Name: Roger C. Davis
                                        Title: Senior Vice President

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                                        DEUTSCHE BANK TRUST COMPANY AMERICAS,
                                        in its capacity as a Lender and in its
                                        capacity as Syndication Agent

                                        By: /s/ George R. Reynolds
                                            ------------------------------------
                                        Name: George R. Reynolds
                                        Title: Vice President

                                        By: /s/ James Rolison
                                            ------------------------------------
                                        Name: James Rolison
                                        Title: Director

<PAGE>

                                        KEY BANK, NATIONAL ASSOCIATION, in
                                        its capacity as a Lender and in its
                                        capacity as Co-Documentation Agent

                                        By: /s/ Michael M. Pomposelli
                                            ------------------------------------
                                        Name: Michael M. Pomposelli
                                        Title: Relationship Manager

<PAGE>

                                        WACHOVIA BANK, NATIONAL ASSOCIATION,
                                        in its capacity as a Lender and in
                                        its capacity as Co-Documentation Agent

                                        By: /s/ David M. Blackman
                                            ------------------------------------
                                        Name: David M. Blackman
                                        Title: Managing Director

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                                        WELLS FARGO BANK, NATIONAL ASSOCIATION,
                                        in its capacity as a Lender and in its
                                        capacity as Co-Documentation Agent

                                        By: /s/ Kent Howard
                                            ------------------------------------
                                        Name: Kent Howard
                                        Title: Senior Vice President

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                                        CITICORP NORTH AMERICA INC., in its
                                        capacity as a Lender and in its
                                        capacity as Managing Agent

                                        By: /s/ Jeanne M. Craig
                                            ------------------------------------
                                        Name: Jeanne M. Craig
                                        Title: Vice President

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                                        CIBC INC., in its capacity as a Lender

                                        By: /s/ Dean J. Decker
                                            ------------------------------------
                                        Name: Dean J. Decker
                                        Title: Managing Director
                                               CIBC World Markets Corp.,
                                               AS AGENT

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                                        CALYON NEW YORK BRANCH, in its capacity
                                        as a Lender

                                        By: /s/ Jan Hazelton
                                            ------------------------------------
                                        Name: Jan Hazelton
                                        Title: Director

                                        By: /s/ David Bowers
                                            ------------------------------------
                                        Name: David Bowers
                                        Title: Director

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                                        MIDFIRST BANK, A FEDERALLY CHARTERED
                                        SAVINGS ASSOCIATION, in its capacity
                                        as a Lender

                                        By: /s/ Todd G. Wright
                                            ------------------------------------
                                        Name: Todd G. Wright
                                        Title: Vice President

<PAGE>

                                        EMIGRANT SAVINGS BANK, in its capacity
                                        as a Lender

                                        By: /s/ Patricia Goldstein
                                            ------------------------------------
                                        Name: Patricia Goldstein
                                        Title: Senior Executive Vice President

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                                        BANK MIDWEST, N.A., in its capacity
                                        as a Lender

                                        By: /s/ Timothy B. Kenney
                                            ------------------------------------
                                        Name: Timothy B. Kenney
                                        Title: Senior Vice President

<PAGE>

                                        UNITED OVERSEAS BANK LIMITED
                                        LOS ANGELES AGENCY, in its capacity
                                        as a Lender

                                        By: /s/ Hoong Chen
                                            ------------------------------------
                                        Name: Hoong Chen
                                        Title: First VP and General Manager<PAGE>
                                                                  EXHIBIT 10(KK)

                             FIRST OMNIBUS AMENDMENT

     This First Omnibus Amendment, dated as of August 21, 2002, but effective as
of October 31,2001 as set forth below (this "Amendment") is among AARON RENTS,
INC., a Georgia corporation ("Aaron Rents" or "Lessee"), SUNTRUST BANKS, INC., a
Georgia corporation (the "Lessor"), SOUTHTRUST BANK, N.A., a national banking
association, as Iender (the "Lender"), and SUNTRUST BANK, a Georgia banking
corporation, as lease participant (the "Lease Participant") and as agent for the
Lenders (in such capacity, the "Agent").

                                   BACKGROUND

     1. Aaron Rents, the Lessor, the Lender and the Agent are parties to that
certain Amended and Restated Master Agreement, dated as of October 31, 2001 (the
"Master Agreement").

     2. Aaron Rents and the Lessor are party to that certain Amended and
Restated Lease Agreement, dated as of October 31,2001 (the "Lease").

     3. The parties hereto desire to amend the Master Agreement and the Lease in
certain respects as set forth herein.

     NOW, THEREFORE, in consideration of the foregoing and other good and
valuable consideration, the receipt and sufficiency of which are hereby
acknowledged, the parties hereto hereby agree as follows:

     SECTION 1. Definitions. Capitalized terms used in this Amendment and not
otherwise defined herein shall have the meanings assigned thereto in the Master
Agreement.

     SECTION 2. Separate Land and Building Allocations. The parties hereto
hereby agree that, notwithstanding anything to the contrary in any of the
Operative Documents, with respect to (and only with respect to) the Leased
Properties identified on Schedule I hereto (the "Subject Properties"), the
Recourse Deficiency Amount shall be separately calculated for the Land and the
related Buildings. The Loans and the Invested Amounts related to the Subject
Properties shall be allocated between the Land and the related Buildings on the
basis of the original cost thereof that was funded by the Funding Parties. In
the event that Lessee exercises the Remarketing Option in accordance with
Section 14.6 of the Lease, the proceeds of the resulting sale of the Subject
Properties shall be allocated between the related Land and the related Buildings
based upon the fair market value of each thereof, as such fair market value is
set forth in an appraisal by an independent appraiser chosen by the Lessor and
reasonably acceptable to Lessee. If the sum of the gross proceeds from such sale
allocated pursuant to the foregoing sentence to the Land or the related
Building, as the case may be, plus the Recourse Deficiency Amount paid by Lessee
on the Lease Termination Date pursuant to Section 14.6(i) of the Lease for such
Land or Buildings, as the case may be, minus any and all costs and expenses
(including broker fees, appraisal costs, Iegal fees and transfer taxes incurred
by the Agent or Lessor in connection with the marketing of such Land or Building
or the sale thereof (which cost shall be apportioned between the Land and the
related Building on the same basis as the proceeds pursuant to the foregoing
sentence) exceeds the portion of the related Leased Property Balance allocated
to such Land or Building, then the excess shall be paid to Lessee on the Lease
Termination Date.

<PAGE>

     SECTION 3. Fundings. Section 2.2 of the Master Agreement is hereby amended
by adding an additional paragraph thereto as follows:

     (g) Funding by Agent. Unless the Agent shall have been notified by any
     Funding Party prior to close of business one Business Day prior to the date
     of a Funding that such Funding Party will not make available to the Agent
     such Funding Party's share of such Funding, the Agent may assume that such
     Funding Party has made such amount available to the Agent on such date, and
     the Agent, in reliance on such assumption, may make available to the Lessee
     or the Construction Agent, as the case may be, on such date a corresponding
     amount. If such corresponding amount is not in fact made available to the
     Agent by such Funding Party on the date of such Funding, the Agent shall be
     entitled to recover such corresponding amount on demand from such Funding
     Party, together with interest at the Federal Funds Rate for up to two days
     and thereafter at the rate specified for such Funding pursuant to the
     Operative Documents. To the extent that the Agent is not reimbursed for
     such Funding by such Funding Party, the Agent shall be entitled to retain
     the interest or Yield, as the case may be, on such amount that is paid by
     Lessee.

     SECTION 4. Investments. Section 5.17(j) of the Master Agreement is hereby
amended by deleting the number "$500,000" where it appears therein and
substituting therefor the number $2,500,000".

     SECTION 5. Subleases. Article IX of the Lease is hereby amended by adding
the phrase "or to any franchisee of Lessee" immediately after the phrase "any
Subsidiary of the Guarantor" where it appears in the second sentence thereof.

     SECTION 6. Effectiveness. It is the intention of the parties hereto that
the terms of this Amendment be effective as of October 31, 2001 and that the
provisions set forth above be deemed to have been incorporated into the Lease
and the Master Agreement, as the case may be, as of October 31,2001. The parties
hereto hereby acknowledge that the Remarketing Option under Section 14.6 of the
Lease has not been exercised, and that there have been no payments of any
Recourse Deficiency Amounts under the Lease.

     SECTION 7. Representations and Warranties. Aaron Rents hereby represents
and warrants that, after giving effect to this Amendment (i) each representation
and warranty of the Lessee contained in the Operative Documents is true and
correct in all material respects on and as of the date hereof as though made on
and as of the date hereof, except to the extent such representations or
warranties relate solely to an earlier date, in which case such representations
and warranties were true and correct in all material respects on and as of such
earlier date, (ii) no Event of Default or Potential Event of Default has
occurred and is continuing, (iii) each Operative Document to which the Lessee is
a party is in full force and effect with respect to it and (iv) no event that
could reasonably be expected to have a Material Adverse Effect has occurred
since December 31, 2001.

     SECTION 8. Reaffirmation of Guaranty. Aaron Rents hereby reaffirms and
acknowledges that, after giving effect to this Amendment, the Guaranty remains
in full force and effect.

     SECTION 9. Miscellaneous. This Amendment shall be governed by, and
construed in accordance with, the laws of the State of Georgia. This Amendment
may be executed by the parties hereto in separate counterparts (including by
facsimile) each of which when so executed and delivered shall be an original,
but all such counterparts shall together constitute one and the

<PAGE>

same agreement. Each of the Operative Documents, as amended hereby, remains in
full force and effect. Any reference to each of the Operative Documents from and
after the date hereof shall be deemed to refer to such Operative Document as
amended hereby, unless otherwise expressly stated.

IN WITNESS WHEREOF, the parties hereto have caused this Amendment to be executed
by their respective duly authorized officers as of the date first above written.

                                        AARON RENTS, INC., as Lessee and as
                                        Guarantor

                                        By: /s/ Gilbert L. Danielson
                                            ------------------------------------
                                        Name Printed: Gilbert L. Danielson
                                        Title: Executive Vice President and
                                        Chief Financial Officer

<PAGE>

                                        SUNTRUST BANKS, INC., as Lessor

                                        By: /s/ Donald M. Thompson
                                            ------------------------------------
                                        Name Printed: Donald M. Thompson
                                        Title: Director

<PAGE>

                                        SUNTRUST BANK, as Agent and as
                                        Lease Participant

                                        By: /s/ Donald M. Thompson
                                            ------------------------------------
                                        Name Printed: Donald M. Thompson
                                        Title: Director

<PAGE>

                                        SOUTHTRUST BANK, N.A., as Lender

                                        By: /s/ Ronald Fontenot
                                            ------------------------------------
                                        Name Printed: Ronald Fontenot
                                        Title: Vice President

<PAGE>

                                   SCHEDULE I

SUBJECT PROPERTIES
Farmers Branch, Texas
Matthews, North Carolina
College Park, Florida
Largo, Florida
Rockledge, Florida

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