Document:

<PAGE>
                                                                    EXHIBIT 10.6

                             INCENTIVE STOCK OPTION

JONATHAN MORGAN, Optionee:

      On JULY 26, 2004 (the "Grant Date"), First Virtual Communications, Inc.
(the "Company"), pursuant to its 1997 Equity Incentive Plan, as amended (the
"Plan"), has granted to you, the optionee named above, an option to purchase
shares of the common stock of the Company ("Common Stock"). This option is
intended to qualify to the full extent permitted by law as an "incentive stock
option" within the meaning of Section 422 of the Internal Revenue Code of 1986,
as amended (the "Code"). To the extent required to comply with the above code, a
portion of the shares within this grant may be designated non-qualified shares.

      The grant hereunder is in connection with and in furtherance of the
Company's compensatory benefit plan for participation of the Company's employees
(including officers), directors or consultants. Defined terms not explicitly
defined in this agreement but defined in the Plan shall have the same
definitions as in the Plan.

      The details of your option are as follows:

      1.    TOTAL NUMBER OF SHARES SUBJECT TO THIS OPTION. The total number of
shares of Common Stock subject to this option is 300,000.

      2.    VESTING. All of the underlying shares subject to this Option shall
vest (become exercisable) on July 26, 2008, the fourth anniversary following the
grant date. Additionally, the Option is a Performance-Accelerated Option having
the performance milestones as defined below ("Milestones") upon the satisfaction
of each of which, the vesting as to certain shares will be accelerated as shown:

      MILESTONE 1: Q4 2004 QUARTERLY OPERATING PROFIT(1) OF $50,000 OR GREATER

            Upon successful attainment of Milestone 1, the executive will
            immediately vest in options to purchase 25,000 shares effective
            January 1, 2005 and the executive will begin to vest in options to
            purchase 75,000 shares in equal monthly installments such that the
            75,000 shares are fully vested on the fourth anniversary of the
            Grant Date.

      MILESTONE 2: Q1 AND Q2 2005 AGGREGATE OPERATING PROFIT FOR THE TWO
      QUARTERLY PERIODS OF $500,000 OR GREATER

            Upon successful attainment of Milestone 2, the executive will
            immediately vest in options to purchase 25,000 shares effective July
            1, 2005 and the executive will begin to vest in options to purchase
            75,000 shares in equal monthly installments such that the 75,000
            shares are fully vested on the fourth anniversary of the Grant Date.

----------
(1) Operating Profit: Operating profit is defined as net income for the
appropriate period as calculated under US GAAP, including the impact of any
executive or employee bonuses or incentive compensation, but excluding the
actual incremental expenses (as defined below) incurred as a result of the
special investigation of the audit committee (as defined below), which were
recognized in the related period.

  Incremental Expenses: Incremental expenses incurred as a result of the special
investigation of the audit committee, include costs incurred by Morrison &
Foerster, Huron Consulting, ADI, PricewaterhouseCoopers, Heller Ehrman, Woodruff
- Sawyer (D&O Insurance only) which would not have otherwise been incurred had
the investigation not been initiated.
<PAGE>
      MILESTONE 3: FY 2005 ANNUAL OPERATING PROFIT OF $1,000,000 OR GREATER

            Upon successful attainment of Milestone 3, the executive will
            immediately vest in options to purchase 25,000 shares effective
            January 1, 2006 and the executive will begin to vest in options to
            purchase 75,000 shares in equal monthly installments such that the
            75,000 shares are fully vested on the fourth anniversary of the
            Grant Date.

      3.    EFFECT OF EXECUTIVE OFFICERS' CHANGE OF CONTROL AGREEMENT

      Notwithstanding anything to the contrary herein or in the Executive
Officers' Change of Control Agreement in effect at any time between the Company
and Optionee, in the event of a Change of Control (as that term is defined in
the Change of Control Agreement) the following shall apply:

            (a)   prior to the occurrence of a Milestone if that Milestone was
attained, then the entire portion of this option that is subject to that
particular Milestone shall be accelerated in accordance with the Change of
Control Agreement; and

            (b)   in the event that a Change of Control occurs after the
occurrence of a Milestone without that Milestone having been attained, then the
entire portion of this option that is subject to that particular Milestone would
not accelerate pursuant to the provisions of the Change of Control Agreement.

      4.    EXERCISE PRICE AND METHOD OF PAYMENT.

            (a)   EXERCISE PRICE. The exercise price of this option is $0.93 per
share, being not less than the fair market value of the Common Stock on the date
of grant of this option.

            (b)   METHOD OF PAYMENT. Payment of the exercise price per share is
due in full upon exercise of all or any part of each installment which has
accrued to you. You may elect, to the extent permitted by applicable statutes
and regulations, to make payment of the exercise price under one of the
following alternatives:

                  (i)   Payment of the exercise price per share in cash
(including check) at the time of exercise;

                  (ii)  Payment pursuant to a program developed under Regulation
T as promulgated by the Federal Reserve Board which, prior to the issuance of
Common Stock, results in either the receipt of cash (or check) by the Company or
the receipt of irrevocable instructions to pay the aggregate exercise price to
the Company from the sales proceeds;

                  (iii) Provided that at the time of exercise the Company's
Common Stock is publicly traded and quoted regularly in the Wall Street Journal,
payment by delivery of already-owned shares of Common Stock, held for the period
required to avoid a charge to the Company's reported earnings, and owned free
and clear of any liens, claims, encumbrances or security interests, which Common
Stock shall be valued at its fair market value on the date of exercise; or

                  (iv)  Payment by a combination of the methods of payment
permitted by subparagraph 4(b)(i) through 4(b)(iii) above.

      5.    WHOLE SHARES. This option may not be exercised for any number of
shares which would require the issuance of anything other than whole shares.

                                       2
<PAGE>
      6.    SECURITIES LAW COMPLIANCE. Notwithstanding anything to the contrary
contained herein, this option may not be exercised unless the shares issuable
upon exercise of this option are then registered under the Securities Act of
1933, as amended (the "Act"), or, if such shares are not then so registered, the
Company has determined that such exercise and issuance would be exempt from the
registration requirements of the Act.

      7.    TERM. The term of this Option commences on the date of grant as set
forth in the Notice and expires on the tenth anniversary of said Grant Date (the
"Expiration Date"), unless this Option expires sooner as set forth below or in
the Plan. In no event may this Option be exercised on or after the Expiration
Date. Following the date of termination of Optionee's continuous status as an
Employee, Officer, Director or Consultant with the Company or an Affiliate
("Continuous Status") for any or no reason (such final day of Continuous Status,
the "Termination Date"), this Option shall be exercisable only as to shares of
Common Stock that were vested as of the Termination Date as provided in
paragraph 2 of this Option and then only for the applicable period specified in
(i) and (ii) below (the "Post-Termination Exercise Period"). This Option shall
terminate prior to the Expiration Date as follows: (i) in the case of an
Optionee who is an Employee or Consultant, ninety (90) days after the
Termination Date, or (ii) in the case of an Optionee who is an Officer or
Director, nine (9) months after the Termination Date, unless:

            (a)   Your termination of Continuous Status as an Employee, Officer,
Director or Consultant is due to your disability. This Option will then expire
on the earlier of the Expiration Date set forth above or six (6) months
following such termination of Continuous Status as an Employee, Officer,
Director or Consultant. You should be aware that if your disability is not
considered a permanent and total disability within the meaning of Section
422(c)(6) of the Code, and you exercise this Option more than three (3) months
following the date of your termination of employment, your exercise will be
treated for tax purposes as the exercise of a "nonstatutory stock option"
instead of an "incentive stock option."

            (b)   Your termination of Continuous Status as an Employee, Officer,
Director or Consultant is due to your death or your death occurs within thirty
(30) days following your termination of Continuous Status as an Employee,
Officer, Director or Consultant for any other reason. This Option will then
expire on the earlier of the Expiration Date set forth above or eighteen (18)
months after your death.

            (c)   If during any part of the Post Termination Exercise Period you
may not exercise your option solely because of the condition set forth in
paragraph 6 above, then this Option will not expire until the earlier of the
Expiration Date set forth above or until this Option shall have been exercisable
for an aggregate period equal to the applicable Post-Termination Period after
your termination of Continuous Status as an Employee, Officer, Director or
Consultant.

            (d)   If your exercise of the Option within thirty (30) days after
termination of your Continuous Status with the Company or with an Affiliate of
the Company would result in liability under section 16(b) of the Securities
Exchange Act of 1934, then your option will expire on the earlier of (i) the
Expiration Date set forth above, (ii) the tenth (10th) day after the last date
upon which exercise would result in such liability or (iii) six (6) months and
ten (10) days after the termination of your Continuous Status with the Company
or an Affiliate of the Company.

      However, this Option may be exercised following termination of Continuous
Status only as to that number of shares as to which it was vested on the
Termination Date under the provisions of paragraph 2 of this Option.

      In order to obtain the federal income tax advantages associated with an
"incentive stock option," the Code requires that at all times beginning on the
date of grant of the Option and ending on the day three (3) months before the
date of the Option's exercise, you must be an Employee of the Company or an
Affiliate of the Company, except in the event of your death or permanent and
total disability. The

                                       3
<PAGE>
Company has provided for extended exercisability of your option under certain
circumstances for your benefit, but cannot guarantee that your option will
necessarily be treated as an "incentive stock option" if you provide services to
the Company or an Affiliate of the Company as a consultant or if you exercise
your option more than three (3) months after the date your employment with the
Company and all Affiliates of the Company terminates.

      8.    EXERCISE.

            (a)   This option may be exercised, to the extent specified above,
by delivering a notice of exercise (in a form designated by the Company)
together with the exercise price to the Secretary of the Company, or to such
other person as the Company may designate, during regular business hours,
together with such additional documents as the Company may then require pursuant
to subsection 11(e) of the Plan.

            (b)   By exercising this option you agree that:

                  (i)   as a precondition to the completion of any exercise of
this option, the Company may require you to enter an arrangement providing for
the payment by you to the Company of any tax withholding obligation of the
Company arising by reason of (1) the exercise of this option; (2) the lapse of
any substantial risk of forfeiture to which the shares are subject at the time
of exercise; or (3) the disposition of shares acquired upon such exercise; and

                  (ii)  you will notify the Company in writing within fifteen
(15) days after the date of any disposition of any of the shares of the Common
Stock issued upon exercise of this option that occurs within two (2) years after
the date of this option grant or within one (1) year after such shares of Common
Stock are transferred upon exercise of this option.

      9.    TRANSFERABILITY. This option is not transferable, except by will or
by the laws of descent and distribution, and is exercisable during your life
only by you. Notwithstanding the foregoing, by delivering written notice to the
Company, in a form satisfactory to the Company, you may designate a third party
who, in the event of your death, shall thereafter be entitled to exercise this
option.

      10.   OPTION NOT A SERVICE CONTRACT. This option is not an employment
contract and nothing in this option shall be deemed to create in any way
whatsoever any obligation on your part to continue in the employ of the Company,
or of the Company to continue your employment with the Company. In addition,
nothing in this option shall obligate the Company or any Affiliate of the
Company, or their respective shareholders, Board of Directors, officers or
employees to continue any relationship which you might have as a Director or
Consultant for the Company or Affiliate of the Company.

      11.   NOTICES. Any notices provided for in this option or the Plan shall
be given in writing and shall be deemed effectively given upon receipt or, in
the case of notices delivered by the Company to you, five (5) days after deposit
in the United States mail, postage prepaid, addressed to you at the address
specified below or at such other address as you hereafter designate by written
notice to the Company.

      [remainder of page intentionally left blank]

                                       4
<PAGE>
12.         GOVERNING PLAN DOCUMENT. This option is subject to all the
provisions of the Plan, a copy of which is attached hereto and its provisions
are hereby made a part of this option, including without limitation the
provisions of Section 6 of the Plan relating to option provisions, and is
further subject to all interpretations, amendments, rules and regulations which
may from time to time be promulgated and adopted pursuant to the Plan. In the
event of any conflict between the provisions of this option and those of the
Plan, the provisions of the Plan shall control.

      Dated the 13th day of September, 2004.

                                        FIRST VIRTUAL COMMUNICATIONS, INC.

                                        By /s/ Truman Cole
                                           -------------------------------------
                                               Duly authorized on behalf of the
                                               Board of Directors

ATTACHMENTS:

      First Virtual Communications, Inc. 1997 Equity Incentive Plan

--------------------------------------------------------------------------------
                                 ACKNOWLEDGEMENT

The undersigned:

            (a)   Acknowledges receipt of the foregoing option and the
attachments referenced therein and understands that all rights and liabilities
with respect to this option are set forth in the option and the Plan; and

            (b)   Acknowledges that as of the date of grant of this option, it
sets forth the entire understanding between the undersigned optionee and the
Company and its Affiliates regarding the acquisition of stock in the Company and
supersedes all prior oral and written agreements on that subject with the
exception of (i) the options and any other stock awards previously granted and
delivered to the undersigned under stock award plans of the Company.

                                        /s/ JONATHAN MORGAN
                                        ----------------------------------------
                                        JONATHAN MORGAN

                                        September 13, 2004
                                        ----------------------------------------
                                        DATE

                                        5
<PAGE>

                   ADDENDUM TO NOTICE OF GRANT OF STOCK OPTION
                           AND STOCK OPTION AGREEMENT

To: JONATHAN MORGAN

Effective JULY 26, 2004, you have been granted option number 1000232 to buy
300,000 shares of common stock of First Virtual Communications, Inc. (the
"Company") at $0.93 per share (the "Option"), subject to the terms and
conditions of the Notice of Grant of Stock Option, the 1997 Equity Incentive
Plan, as amended, and the Option Agreement (together, the "Option Documents"),
each of which documents are incorporated herein by this reference.

At the time the Option was granted to you, the Company had suspended the use of
all registration statements filed with the SEC pursuant to which the Company
issues shares of capital stock, including the registration statements filed with
the SEC on Form S-8 covering employee stock plans and the issuance of shares of
the Company's Common Stock thereunder.

Notwithstanding anything to the contrary contained in the Option Documents, and
notwithstanding the fact that you may be vested in shares thereunder, by signing
this Addendum below, you hereby acknowledge that you may not exercise the Option
while the Company is unable to issue the shares upon such exercise in compliance
with all applicable securities laws, that is, until the Company is once again
current in its filings as required by the SEC and the applicable registration
statements on Form S-8 are once again declared effective.

You also acknowledge your understanding that the Company cannot be certain when
it will (and can provide no assurances that it will be able to) comply with
applicable securities laws in order to permit exercise of the Option once the
shares are vested or at any time prior to expiration of the Option.

Your stock options under the Option will continue to vest on their regular
vesting schedule for so long as you continue to be employed by or to serve as an
officer, director or consultant with the Company.

This prohibition on exercising options will continue until the Company is once
again current in its filings as required by the SEC. You will be notified
immediately when the Company can again begin processing option exercises.

                                ACKNOWLEDGED:

                                /s/ Jonathan Morgan
                                ------------------------------------------------
                                Optionee

                                September 13, 2004
                                ------------------------------------------------
                                Date

Attachments: Notice of Grant of Stock Option 1000232
             Form of Stock Option Agreement
             1997 Equity Incentive Plan<PAGE>
                                                                   EXHIBIT 10.10

                        TEMPORARY FOREBEARANCE AGREEMENT

        This Temporary Forbearance Agreement is entered into as of September 13,
2004 between Silicon Valley Bank ("Silicon"), and First Virtual Communications,
Inc ("First Virtual") and Cuseeme Networks, Inc. ("Cuseeme") (First Virtual and
Cuseeme being referred to herein jointly and severally as "Borrower"), with
reference to the following facts:

        A. Silicon and the Borrower are parties to that certain Loan and
Security Agreement dated April 3, 2003 (as amended, the "Loan Agreement").
(Capitalized terms used in this Agreement, which are not defined herein, shall
have the meanings set forth in the Loan Agreement. The Loan Agreement and all
other present and future documents, instruments and agreements relating thereto
are referred to herein collectively as the "Loan Documents".)

        B. Material Events of Default have occurred and are continuing under the
Loan Documents. Said material Events of Default include without limitation the
following (the "Existing Defaults"): (i) Borrower is in breach of the liquidity
covenant set forth in Section 5(B) of the Schedule to the Loan Agreement; (ii)
Borrower is not generally paying its debts as they become due; and (iii)
Material Adverse Changes have occurred and are continuing.

        E. Borrower and Silicon are discussing a longer-term forbearance and
restructuring agreement, and Borrower has requested that Silicon agree to a
short-term forbearance, to enable those discussions to continue.

        NOW, THEREFORE, THE PARTIES AGREE AS FOLLOWS:

1. Forbearance.

        1.1. Forbearance. Silicon agrees to forbear from exercising its rights
and remedies against the Borrower, as a result of the Existing Defaults, until
the earlier of the following dates (the "Forbearance Period"): (i) September 21,
2004, or (ii) the date any Additional Default shall occur. In agreeing to
forbear from exercising its rights and remedies, Silicon is not waiving the
Existing Defaults or any rights or remedies in connection therewith, all of
which are expressly reserved. Upon the expiration of the Forbearance Period,
Silicon may, at its option, exercise any and all rights or remedies in
connection with the Existing Defaults, without further notice.

        1.2. "Additional Default." As used in this Agreement, "Additional
Default" means any of the following (but not including the Existing Defaults):
(i) any present or future Default or Event of Default under any Loan Document
(including, without limitation, any breach of any term or provision of this
Agreement, and any Default or Event of Default under any other Loan Document
which has occurred as of this date, but of which Silicon does not have actual
knowledge on this date), (ii) any event which, with notice or passage of time or
both, would constitute a Default or Event of Default under any Loan Document,
(iii) any breach of any representation or warranty in this Agreement or any
other Loan Document. Without limiting any other provision of this Agreement,
Silicon may, in its sole and absolute discretion, waive an Additional Default,
but only in a specific written waiver signed by Silicon, and no such waiver
shall imply or constitute an agreement on the part of Silicon to waive any other
Additional Defaults, whether or not similar to the Additional Default waived.

                                      -1-
<PAGE>

        1.3. Rights and Remedies. Borrower agrees that the exercise by Silicon
of any and all rights or remedies in connection with the Existing Defaults and
(if applicable) any Additional Default, upon the expiration of the Forbearance
Period, or the occurrence of any Additional Default, shall not be affected by
reason of this Agreement, and the Borrower shall not assert as a defense thereto
the passage of time, estoppel, laches or any statute of limitations.

        1.4. No Commitment as to Further Forbearance. Borrower acknowledges that
Silicon, by entering into this Agreement and discussing further forbearance
and/or restructuring with respect to the Loan Agreement, is not agreeing or
committing to any further forbearance and/or restructuring with respect to the
Loan Agreement, and no such agreement or commitment shall be effective against
Silicon unless set forth in a specific written agreement signed by Silicon.

2. Acknowledgment of Default. Borrower acknowledges that: (i) material Events of
Default have occurred and presently exist under the Loan Documents, (ii) the
unpaid principal balance of the Obligations is $3,000,000, as of September 13,
2004, plus interest accruing after August 31, 2004, plus reasonable costs
and attorneys fees as set forth in the Loan Documents; (iii) the Obligations are
due and owing from Borrower to Silicon without any defense, offset or
counterclaim of any kind; (iv) pursuant to the Loan Documents, Silicon has a
valid perfected first priority security interest in all of the Borrower's
present and future accounts, general intangibles, inventory, equipment,
documents, instruments, and all other property and assets of the Borrower and
the proceeds and products thereof (collectively, the "Collateral"), subject to
Permitted Liens; and (v) Silicon is not obligated to make any additional Loans
to the Borrower, under the Loan Documents or otherwise.

3. Fee. In consideration for Silicon entering into this Agreement, Borrower
shall concurrently pay Silicon a fee in the amount of $5,000, which shall be in
addition to all other fees and charges and all interest, is fully-earned on the
date hereof, and is non-refundable. Silicon is authorized to charge said fee to
any of the Deposit Accounts maintained by Borrower with Silicon.

4. General Release.

        4.1. General Release. In consideration for Silicon entering into this
Agreement, the Borrower hereby irrevocably releases and forever discharges
Silicon, and its successors, assigns, agents, shareholders, directors, officers,
employees, agents, attorneys, parent corporations, subsidiary corporations,
affiliated corporations, affiliates, participants, and each of them, from any
and all claims, debts, liabilities, demands, obligations, costs, expenses,
actions and causes of action, of every nature and description, known and
unknown, which Borrower now has or at any time may hold, by reason of any
matter, cause or thing occurred, done, omitted or suffered to be done prior to
the date of this Agreement (collectively, the "Released Claims"). Borrower
hereby irrevocably waives the benefits of California Civil Code Section 1542
which provides: "A general release does not extend to claims which the creditor
does not know or suspect to exist in his favor at the time of executing the
release, which if known by him must have materially affected his settlement with
the debtor." This release is fully effective on the date hereof.

        4.2. Additional Waivers. Borrower irrevocably waives and affirmatively
agrees not to allege or otherwise pursue any and all defenses, affirmative
defenses, counterclaims, claims, causes of action, set-offs or other rights that
they may have relating to the Obligations or the Loan Documents, including (but
not limited to) any right to contest any Events of Default which

                                      -2-
<PAGE>

have been declared or could have been declared by Silicon at the date hereof,
any provision of any of the Loan Documents, Silicon's lien and security interest
under the Loan Documents, and any acts or omissions of Silicon in connection
with the Loan Documents. Borrower acknowledges and agrees to the continuing
authenticity and enforceability of the Loan Documents and ratifies and confirms
the Loan Documents in their entirety, and agrees that the Loan Documents shall
remain in full force and effect until all Obligations have been paid and
performed in full (except that no further loans will be made to the Borrower
under the Loan Documents, except as set forth in this Agreement).

        4.3. No Prior Assignments.Borrower represents and warrants that it has
not assigned to any person, partnership, corporation, or other entity any
Released Claim. In the event that the foregoing representation and warranty is,
or is purported to be, untrue, then the Borrower agrees to indemnify and hold
harmless Silicon against, and to pay, any and all actions, demands, obligations,
causes of action, decrees, awards, claims, liabilities, losses and costs,
including but not limited to reasonable expenses of investigation, attorneys'
fees of counsel of Silicon's choice and costs, which Silicon may sustain or
incur as a result of the breach or purported breach of the foregoing
representation and warranty.

5. General Provisions.

        5.1. Integration; Amendment. This Agreement and the other Loan Documents
set forth in full the terms of agreement between the parties and are intended as
the full, complete and exclusive contract governing the relationship between the
parties. This Agreement and the other Loan Documents supersede all other
discussions, promises, representations, warranties, agreements and
understandings between the parties. All of the Obligations, and all of the Loan
Documents and all terms and provisions thereof shall continue in full force and
effect and the same are hereby ratified and confirmed. This Agreement may not be
modified or amended, nor may any rights hereunder be waived, except in a writing
signed by the party against whom enforcement of the modification, amendment or
waiver is sought. Nothing herein limits any of the covenants, agreements,
representations or warranties in the Loan Agreement or any of the other Loan
Documents.

        5.2. Investigation. Each of the parties acknowledges that it and its
counsel have had an adequate opportunity to make whatever investigation or
inquiry they may deem necessary or desirable in connection with the subject
matter of this Agreement prior to the execution hereof and the delivery and
acceptance of the consideration specified herein. Each party acknowledges that
(i) each has been represented by independent counsel of its own choice
throughout all of the negotiations which preceded the execution of this
Agreement, (ii) each has executed this Agreement with the consent and on the
advice of such independent legal counsel, and (iii) each has executed this
Agreement voluntarily and knowingly.

        5.3. Waivers. Any waiver of any condition in, or breach of, this
Agreement or any of the other Loan Documents in a particular instance shall be
only made by a specific written waiver signed by a duly authorized officer of
Silicon and Borrower, and any such waiver shall not operate as a waiver of other
or subsequent conditions or breaches of the same or a different kind. Silicon's
exercise or failure to exercise any rights under this Agreement or any of the
other Loan

                                      -3-
<PAGE>
Documents in a particular instance shall not operate as a waiver of its right to
exercise the same or different rights in subsequent instances.

        5.4. Binding Effect. This Agreement shall be binding upon and shall
inure to the benefit of the parties hereto and their respective heirs, personal
representatives, successors and assigns, provided, however, that Borrower may
not assign or transfer any rights hereunder without the prior written consent of
Silicon.

        5.5. Costs and Expenses. Borrower shall reimburse Silicon for all of the
reasonable costs, fees and expenses (including without limitation reasonable
attorneys fees) which Silicon has incurred or hereafter incurs in connection
with the negotiation, drafting or enforcement of this Agreement, or otherwise in
connection with this Agreement or the other Loan Documents, whether or not there
is any litigation between the parties hereto.

        5.6. Good Faith. Borrower acknowledges and agrees that Silicon has acted
in good faith and has conducted itself in a commercially reasonable manner its
relationships with Borrower and in connection with this Agreement and the Loan
Agreement and the other Loan Documents.

        5.7. No Third Party Beneficiaries. This Agreement does not create, and
shall not be construed as creating, any rights enforceable by any person not a
party to this Agreement.

        5.8. Separability. If any provision of this Agreement is held by a court
of competent jurisdiction to be invalid, illegal or unenforceable, the remaining
provisions of this Agreement shall nevertheless remain in full force and effect.

        5.9. Time of the Essence. Time is of the essence of each of the
obligations of the parties under, and each of the provisions of, this Agreement.

        5.10. Headings; Counterparts. The headings in this Agreement are solely
for convenience and shall be given no effect in the construction or
interpretation of this Agreement. This Agreement may be executed in any number
of counterparts, which together shall constitute one and the same agreement.

        5.11. Governing Law; Forum Selection. This Agreement is being entered
into in the State of California. This Agreement shall be governed by the laws of
the State of California. As a material part of the consideration to the parties
for entering into this Agreement, each party (1) agrees that, at the option of
Silicon, all actions and proceedings based upon, arising out of or relating in
any way directly or indirectly to, this Agreement shall be litigated exclusively
in courts located within Santa Clara County, California, (2) consents to the
jurisdiction of any such court and consents to the service of process in any
such action or proceeding by personal delivery, first-class mail, or any other
method permitted by law, and (3) waives any and all rights to transfer or change
the venue of any such action or proceeding to any court located outside Santa
Clara County, California.

        5.12. MUTUAL WAIVER OF RIGHT TO JURY TRIAL. EACH PARTY TO THIS AGREEMENT
HEREBY WAIVES THE RIGHT TO TRIAL BY JURY IN ANY ACTION OR PROCEEDING BASED UPON,
ARISING OUT OF, OR IN ANY WAY

                                      -4-
<PAGE>

RELATING TO: (i) THIS AGREEMENT OR ANY OF THE OTHER LOAN DOCUMENTS; OR (ii) ANY
OTHER PRESENT OR FUTURE INSTRUMENT OR AGREEMENT BETWEEN OR AMONG THEM; OR (iii)
ANY CONDUCT, ACTS OR OMISSIONS OF ANY PARTY TO THIS AGREEMENT OR ANY OF THEIR
DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, ATTORNEYS OR ANY OTHER PERSONS
AFFILIATED WITH THEM; IN EACH OF THE FOREGOING CASES, WHETHER SOUNDING IN
CONTRACT OR TORT OR OTHERWISE.

"Silicon":                            "Borrower":

Silicon Valley Bank                   First Virtual Communications, Inc

By                                    By /s/ TRUMAN COLE
  ------------------------------        ----------------------------------------
Title                                 Title VP/CFO
     ---------------------------           -------------------------------------

                                      By
                                        ----------------------------------------
                                      Title
                                           -------------------------------------

                                      Cuseeme Networks, Inc.

                                      By /s/ TRUMAN COLE
                                        ----------------------------------------
                                      Title VP/CFO
                                           -------------------------------------

                                      By
                                        ----------------------------------------
                                      Title
                                           -------------------------------------

                                      -5-

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00071-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00071-of-00352.parquet"}]]