Document:

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                                                                  EXHIBIT 10.7

                                    AGREEMENT

         THIS AGREEMENT, made and entered into this _______ day of
_______________, 2001, by and between WESBANCO BANK, INC., hereinafter referred
to as "Bank" and VALERIE (STAATS) HURST, hereinafter referred to as "Employee",
and WESBANCO, INC., a West Virginia corporation, hereinafter referred to as
"Wesbanco".

         WHEREAS, Employee is serving as an executive officer of the Bank as of
the date hereof; and

         WHEREAS, the Bank wishes to assure itself of the Employee's full time
employment and continuing services in an executive capacity.

         WITNESSETH THAT: In consideration of the mutual promises and
undertakings hereinafter set forth, the parties hereto agree as follows:

         1. OFFER OF EMPLOYMENT. The Bank agrees to, and hereby does, continue
the employment of Employee at Bank in an executive capacity. In that capacity,
Employee shall be answerable to the Board of Directors of the Bank and such
other officers of Wesbanco, the parent company of the Bank, as the Board of
Directors of Wesbanco shall direct. Employee shall perform such duties,
compatible with his employment under the Agreement, as the Bank, and Wesbanco,
from time to time may assign to her.

         2. COMPENSATION. As compensation for the performance of the services
specified in Paragraph (1) and the observance of all of the provisions of this
Agreement, the Bank agrees to pay Employee, and Employee agrees to accept, the
following amounts and benefits during her term of employment:

                  (A) Salary at a rate to be determined by the Board of
         Directors of the Bank, with notice to be given to employee in April of
         each calendar year, but in no event shall Employee's salary be less
         than $________ per year, plus any increases granted by the Board of
         Directors after the date hereof, and payable in equal biweekly
         installments; and

                  (B) Such other miscellaneous benefits and perquisites as the
         Bank provides to its executive employees generally.

         3. ACCEPTANCE OF EMPLOYMENT. Employee accepts the employment provided
for herein, at the salary set forth above, and agrees to devote her talents and
best efforts to the diligent, faithful, and efficient discharge of the duties of
her employment, and in furtherance of the operations and best interests of Bank,

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and observe and abide by all rules and regulations promulgated by Bank for the
guidance and direction of its employees and the conduct of its business,
operations, and activities.

         4. TERM OF AGREEMENT. The employment term provided for herein shall
consist of a revolving period of three years, with the initial term beginning on
the ____ day of __________, _____, and ending on the ____ day of ___________,
______. The term of this Agreement shall automatically be extended on each
anniversary of the beginning date of the term hereof for an additional one year,
thereby creating a new three year term, unless written notice of termination
hereof is given by either party at least ninety (90) days prior to the
anniversary date of the beginning date of this Agreement. Any such notice of
non-renewal shall not affect the continuation of the term of this Agreement
existing at the time of such non-renewal.

         5. CONFIDENTIALITY. Employee agrees that such information concerning
the business, affairs, and records of Bank as she may acquire in the course of,
or as incident to, her employment hereunder, shall be regarded and treated as
being of a confidential nature, and that she will not disclose any such
information to any person, firm, or corporation, for her own benefit or to the
detriment of Bank, during the term of her employment under this Agreement or at
any time following the termination thereof.

         6. MISCELLANEOUS BENEFITS. This Agreement is not intended, and shall
not be deemed to be in lieu of any rights, benefits, and privileges to which
Employee may be entitled as an Employee of Bank under any retirement, pension,
profit sharing, insurance, hospital, bonus, vacation, or other plan or plans
which may now be in effect or which may hereafter be adopted by Bank, it being
understood that Employee shall have the same rights and privileges to
participate in such plans and benefits, as any other employee, during the period
of her employment.

         7. BINDING EFFECT. This Agreement shall inure to the benefit of and be
binding upon Bank's successors and assigns, including, without limitation, any
company or corporation which may acquire substantially all of Bank's assets or
business, or with, or into which Bank may be merged or otherwise consolidated.

         8. TERMINATION. The Employee's employment hereunder shall terminate
upon the earliest to occur of any one of the following:

                  (A) The expiration of the initial term of this Agreement, or
         any extended term of this Agreement by written notice of termination as
         provided in Paragraph (4) hereof; or

                  (B) By the Bank for cause, after thirty (30) days written
         notice to Employee. Cause for purposes of this Agreement shall mean as
         follows:

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                           (i) An act of dishonesty, willful disloyalty or fraud
                  by the Employee that the Bank determines is detrimental to the
                  best interests of the Bank; or

                           (ii) The Employee's continuing inattention to,
                  neglect of, or inability to perform, the duties to be
                  performed under this Agreement, or

                           (iii) Any other breach of the Employee's covenants
                  contained herein or of any of the other terms and provisions
                  of this Agreement, or

                           (iv) The deliberate and intentional engaging by the
                  Employee in gross misconduct which is materially and
                  demonstrably injurious to the Bank.

                  (C) Employee shall have the right to terminate this Agreement
         and her active employment hereunderat any time upon ninety (90) days
         written notice to the Bank.

                  (D) Upon the death of Employee, this Agreement shall
         automatically terminate.

         9. EFFECT OF TERMINATION. In the event of a termination of this
Agreement, Employee shall be paid the following severance benefits, payable
promptly after the date of termination of her employment, in the following
manner:

                  (A) In the event that this Agreement is terminated by the
         death of Employee, this Agreement shall be deemed to have been
         terminated as of the date of such death except, however, that Bank
         shall pay to the surviving spouse of Employee, or in lieu thereof, to
         Employee's estate, an amount equal to six months of the base salary at
         her then current base rate, provided, however, that if such death
         occurs within six months of the normal retirement date as provided by
         the Bank's defined benefit pension plan, or after such normal
         retirement date, so that a pension distribution or benefit is payable
         to the surviving spouse of Employee, such payment shall be reduced to
         an amount equal to one month of the base salary at her then current
         base rate.

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                  (B) In the event that this Agreement is terminated by Employee
         and Bank by mutual agreement, then Bank shall pay such severance
         benefits, if any, as shall have been agreed upon by Bank and Employee.

                  (C) In the event that Bank attempts to terminate this
         Agreement, other than for cause, death of Employee, or by mutual
         agreement with Employee, in addition to any other rights or remedies
         which Employee may have, Employee shall receive an amount equal to the
         greater of (i) six months of base salary at her then current base rate,
         or (ii) the base salary Employee would have received had she continued
         to be employed pursuant to this Agreement throughout the end of the
         then existing term of employment hereunder.

                  (D) In the event Bank terminates this Agreement for cause, no
         severance benefits shall be payable hereunder.

         10. ENTIRE UNDERSTANDING; AMENDMENT. This Agreement supersedes all
previous agreements between Employee and Bank and contains the entire
understanding and agreement between the parties with respect to the subject
matter hereof, and cannot be amended, modified, or supplemented in any respect
except by a subsequent written agreement executed by both parties.

         11. APPLICABLE LAW. This Agreement shall be governed by and construed
in accordance with the laws of the State of West Virginia.

         12. CERTAIN OBLIGATIONS OF WESBANCO. While the parties acknowledge that
certain provisions of this Agreement may be unenforceable in some respects
against the Bank, pursuant to applicable banking law, it is nonetheless the
intention of the parties to create pursuant to this Agreement a valid employment
for a definite term with specified benefits. As an inducement for Employee and
Bank to enter into this Agreement whereby Employee would be employed by Bank for
a definite term, Wesbanco hereby undertakes the independent, separate and
unconditional obligation to Employee to pay all amounts which are or may become
due to Employee under this Agreement as set forth herein, regardless of the
status of the direct or indirect enforceability or validity of Bank's obligation
to pay any or all such amounts as may be due hereunder to Employee; provided,
however, that for purposes of this Paragraph 12, Wesbanco shall be obligated to
the Employee for any bonuses or any increases in base salary in excess of the
rate of $_________ per annum only to the extent that it has consented to such
bonuses or increases. Wesbanco also acknowledges that it may or may not be
entitled to indemnification or contribution from

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Bank or to be subrogated to the claim of Employee hereunder for any payments
Wesbanco may make to Employee; and Wesbanco hereby specifically waives any
rights it may otherwise have to indemnification or contribution from Bank or to
be subrogated to the claim of Employee hereunder in the event that such payments
as are made by Wesbanco would be unenforceable or invalid for any reason against
Bank.

         13. MISCELLANEOUS. The invalidity or unenforceability of any term or
provision of this Agreement as against any one or more parties hereto, shall not
impair or effect the other provisions hereof or the enforceability of said term
or provision against the other parties hereto, and notwithstanding any such
invalidity or unenforceability, each term or provision hereof shall remain in
full force and effect to the full extent consistent with law.

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         IN WITNESS WHEREOF, Bank and Wesbanco have caused these presents to be
signed and their corporate seals to be hereto affixed, and Employee has hereto
affixed her signature and seal, at ______________, _______________, as of the
day and year first above written.

                                           WESBANCO BANK, INC.

                                           By
                                              ---------------------------------
                                                   Its
                                                       ------------------------

(SEAL)

ATTEST:

-----------------------------
        Secretary

                                                                          (SEAL)
                                           ------------------------------------
                                           VALERIE (STAATS) HURST

                                           WESBANCO, INC.

                                           By
                                              ---------------------------------
                                                   Its
                                                       ------------------------

(SEAL)

ATTEST:

-----------------------------
        Secretary<PAGE>   1
                                                                  EXHIBIT 10.8

                           CHANGE IN CONTROL AGREEMENT

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                           CHANGE IN CONTROL Agreement

                                TABLE OF CONTENTS

Article    Section                                                       Page
-------    -------                                                       ----
    1               Definitions                                           2

    2               Severance Benefits                                    6

           2.1      Right to Severance Benefits                           6
           2.2      Services during Certain Events                        6
           2.3      Qualifying Termination                                6
           2.4      Description of Severance Benefits                     7
           2.5      Termination for Total and Permanent
                    Disability                                            8
           2.6      Termination for Retirement or Death                   8
           2.7      Termination for Cause or by the
                    Executive Other Than for Good Reason                  8
           2.8      Notice of Termination                                 8
           2.9      Effectiveness of Agreement                            8

    3               Form and Timing of Severance Benefits                 8

           3.1      Form and Timing of Severance Benefits                 8
           3.2      Withholding of Taxes                                  8

    4               Tax Limitation Provision                              8

           4.1      Limitation on Termination Payment                     8

    5               The Company's and the Bank's Payment
                    Obligation                                            9

           5.1      Payment Obligations Absolute                          9

           5.2      Contractual Rights to Benefits                        9

    6               Term of Agreement                                    10

    7               Legal Remedies                                       10

           7.1      Arbitration                                          10
           7.2      Payment of Legal Fees                                10

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Article    Section                                                      Page
-------    -------                                                      ----
    8               Successors                                           10

    9               Miscellaneous                                        11

           9.1      Employment Status                                    11
           9.2      Beneficiaries                                        11
           9.3      Entire Agreement                                     11
           9.4      Gender and Number                                    11
           9.5      Notices                                              11
           9.6      Execution in Counterparts                            12
           9.7      Conflicting Agreements                               12
           9.8      Severability                                         12
           9.9      Modification                                         12
           9.10     Applicable Law                                       12

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                           CHANGE IN CONTROL Agreement

         THIS AGREEMENT is made and entered into as of this _____ day of
_________, 2001, by and among WESBANCO, INC., a West Virginia bank holding
company (hereinafter referred to as the "Company"); and WESBANCO BANK, INC., a
West Virginia banking corporation and a wholly-owned subsidiary of the Company
(hereinafter referred to as the "Bank"); and MICHAEL H. HUDNALL (hereinafter
referred to as the "Executive").

                              W I T N E S S E T H:

         WHEREAS, the Board of Directors of the Company and the Board of
Directors of the Bank have approved the Company and the Bank entering into
change in control agreements with certain key executives of the Company and the
Bank;

         WHEREAS, the Executive is a key executive of the Company and the Bank;

         WHEREAS, the Board of the Company and the Board of the Bank each
believes that, should the possibility of a Change in Control of the Company
and/or the Bank arise, it is imperative that the Company and the Bank be able to
rely upon the Executive to continue in his position, and that the Company and
the Bank be able to receive and rely upon his advice, if they request it, as to
the best interests of the Company, the Bank, and their shareholders without
concern that he might be distracted by the personal uncertainties and risks
created by the possibility of a Change in Control;

         WHEREAS, should the possibility of a Change in Control arise, in
addition to the Executive's regular duties, he may be called upon to assist in
the assessment of such possible Change in Control, advise management and the
Board of the Company and the Board of the Bank as to whether such Change in
Control would be in the best interests of the Bank, the Company, and their
shareholders, and to take such other actions as the Boards determine to be
appropriate; and

         WHEREAS, the Executive, the Company, and the Bank desire that the terms
of this Agreement shall act as a supplement to the benefits under the
Executive's Employment Agreement; and

         WHEREAS, it is intended by the parties hereto that the benefits under
the terms of this Change in Control Agreement shall supersede and replace the
termination benefits under the Executive's Employment Contract in the event of a
termination or severance of his employment subsequent to a Change in Control;
and

         NOW THEREFORE, to assure the Company and the Bank that they will have
the continued dedication of the Executive and the availability of his advice and
counsel notwithstanding the possibility, threat, or occurrence of a Change in
Control of the Company and/or the Bank, and to induce the Executive to remain in
the employ of the Company and the Bank, and for other good and valuable
consideration, the Company, the Bank, and the Executive, intending to be legally
bound, agree as follows:

                             Article 1. Definitions

         Whenever used in this Agreement, the following terms shall have the
meanings set forth below when the initial letter of the word is capitalized:

         (a)      "Agreement" means this Change in Control Agreement, as the
                  same may be amended from time to time in accordance with
                  Section 9.9 herein.

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<PAGE>   5

         (b)      "Bank" means Wesbanco Bank Wheeling, a West Virginia banking
                  corporation, or any successor thereto as provided in Article 8
                  herein.

         (c)      "Base Salary" means the salary of record paid by the Company
                  and/or the Bank to the Executive as annual salary, excluding
                  amounts received under incentive bonus and option plans,
                  whether or not deferred.

         (d)      "Beneficial Owner" shall have the meaning ascribed to such
                  term in Rule 13d-3 of the General Rules and Regulations under
                  the Exchange Act.

         (e)      "Beneficiary" means the persons or entities designated or
                  deemed designated by the Executive pursuant to Section 9.2
                  herein.

         (f)      "Board" means the Board of Directors of Wesbanco, Inc.

         (g)      "Cause" shall be determined by the Board of the Company and
                  the Board of the Bank, in exercise of good faith and
                  reasonable judgment, and shall mean the occurrence of any one
                  or more of the following:

                  (i)      An act of dishonesty, willful disloyalty or fraud by
                           the Employee that the Bank determines is detrimental
                           to the best interests of the Bank; or

                  (ii)     The Employee's continuing inattention to , neglect
                           of, or inability to perform, the duties to be
                           performed under this Agreement, or

                  (iii)    Any other breach of the Employee's covenants
                           contained herein or of any of the other terms and
                           provisions of this Agreement; or

                  (iv)     The deliberate and intentional engaging by the
                           Employee in gross misconduct which is materially and
                           demonstrably injurious to the Bank.

         (h)      "Change in Control" shall be deemed to have occurred as of the
                  first day that any one or more of the following conditions
                  shall have been satisfied:

                  (i)      Final regulatory approval is obtained for any Person
                           (other than those Persons in control of the Company
                           and/or the Bank, as applicable, as of the Effective
                           Date, or other than a trustee or other fiduciary
                           holding securities under an employee benefit plan of
                           the Company and/or the Bank, as applicable, or a
                           corporation owned directly or indirectly by the
                           stockholders of the Company and/or the Bank, as
                           applicable, in substantially the same proportions as
                           their ownership of stock of the Company and/or the
                           Bank), becomes the Beneficial Owner, directly or
                           indirectly, of securities of the Company and/or the
                           Bank, as applicable, representing twenty percent
                           (20%) or more of the combined voting power of the
                           Company's (or the Bank's, as applicable) then
                           outstanding securities; or

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<PAGE>   6

                  (ii)     During any period of two (2) consecutive years (not
                           including any period prior to the execution of this
                           Agreement), individuals who at the beginning of such
                           period constitute the Board of the Company (and any
                           new Director, whose election by the Company's
                           stockholders or the Bank's stockholders, as
                           applicable, was approved by a vote of at least
                           two-thirds (2/3) of the Directors then still in
                           office who either were Directors at the beginning of
                           the period or whose election or nomination for
                           election was so approved), cease for any reason to
                           constitute a majority thereof; or

                  (iii)    Final regulatory approval is obtained with respect
                           to: (A) a plan of complete liquidation of the Company
                           or the Bank; or (B) an agreement for the sale or
                           disposition of all or substantially all the Company's
                           or the Bank's assets; or (C) a merger, consolidation,
                           or reorganization of the Company and/or the Bank with
                           or involving any other corporation, other than a
                           merger, consolidation, or reorganization that would
                           result in the voting securities of the Company or the
                           Bank (as applicable) outstanding immediately prior
                           thereto continuing to represent (either by remaining
                           outstanding or by being converted into voting
                           securities of the surviving entity), at least fifty
                           percent (50%) of the combined voting power of the
                           voting securities of the Company or the Bank (as
                           applicable) (or such surviving entity) outstanding
                           immediately after such merger, consolidation, or
                           reorganization.

         However, in no event shall a Change in Control be deemed to have
         occurred, with respect to the Executive, if the Executive is part of a
         purchasing group which consummates the Change in Control transaction.
         The Executive shall be deemed "part of a purchasing group" for purposes
         of the preceding sentence if the Executive is an equity participant in
         the purchasing company or group (except for: (i) passive ownership of
         less than three percent (3%) of the stock of the purchasing company; or
         (ii) ownership of equity participation in the purchasing company or
         group which is otherwise not significant, as determined prior to the
         Change in Control by a majority of the non-employee continuing
         Directors of the Company, as applicable).

         (i)      "Code" means the Internal Revenue Code of 1986, as amended.

         (j)      "Company" means Wesbanco, Inc., a West Virginia bank holding
                  company, or any successor thereto as provided in Article 8
                  herein.

         (k)      "Disability" means the inability of the Executive due to
                  mental or physical defect or disease to perform the services
                  required of the Executive in the position he or she held prior
                  to the manifestation of that defect or disease.

         (l)      "Effective Date" means the date this Agreement is approved by
                  the Company's Board, or such other date as the Company's Board
                  shall designate in its resolution approving this Agreement.

         (m)      "Effective Date of Termination" means the date on which a
                  Qualifying Termination occurs which triggers the payment of
                  Severance Benefits hereunder.

                                       4
<PAGE>   7

         (n)      "Exchange Act" means the Securities Exchange Act of 1934, as
                  amended.

         (o)      "Executive" means Michael H. Hudnall.

         (p)      "Good Reason" means, without the Executive's express written
                  consent, the occurrence after a Change in Control of the
                  Company or the Bank of any one or more of the following:

                  (i)      The assignment of the Executive to duties materially
                           inconsistent with the Executive's authorities,
                           duties, responsibilities, and status (including
                           offices, titles, and reporting requirements) as an
                           officer of the Company and/or the Bank, or a
                           reduction or alteration in the nature or status of
                           the Executive's authorities, duties, or
                           responsibilities from those in effect as of ninety
                           (90) days prior to the Change in Control, other than
                           an insubstantial and inadvertent act that is remedied
                           by the Company and/or the Bank promptly after receipt
                           of notice thereof given by the Executive, and other
                           than any such alteration which is consented to by the
                           Executive in writing;

                  (ii)     The Company's requiring the Executive to be based at
                           a location in excess of thirty-five (35) miles from
                           the location of the Executive's principal job
                           location or office immediately prior to the Change in
                           Control; except for required travel on the Company's
                           and/or the Bank's business to an extent substantially
                           consistent with the Executive's present business
                           obligations;

                  (iii)    A reduction by the Company or the Bank of the
                           Executive's Base Salary by at least ten percent (10%)
                           from that in effect on the Effective Date;

                  (iv)     The failure of the Company or the Bank to obtain a
                           satisfactory agreement from any successor to the
                           Company or the Bank to assume and agree to perform
                           the Company's and the Bank's obligations under this
                           Agreement, as contemplated in Article 8 herein; and

                  (v)      Any purported termination by the Company or the Bank
                           of the Executive's employment that is not effected
                           pursuant to a Notice of Termination satisfying the
                           requirements of Section 2.8 herein, and for purposes
                           of this Agreement, no such purported termination
                           shall be effective.

         The Executive's right to terminate employment for Good Reason shall not
         be affected by the Executive's incapacity due to physical or mental
         illness. The Executive's continued employment shall not constitute
         consent to, or a waiver of rights with respect to, any circumstance
         constituting Good Reason herein.

         (q)      "Person" shall have the meaning ascribed to such term in
                  Section 3(a)(9) of the Exchange Act and used in Sections 13(d)
                  and 14(d) thereof, including a "group"

                                       5
<PAGE>   8

                  as defined in Section 13(d). The term Person shall not include
                  the Company or the Bank, any executive officer or Director of
                  the Company, the Bank, or a subsidiary of the Company or Bank,
                  or a group controlled by such Directors or executive officers,
                  or any employee benefit plan of the Company, the Bank, or a
                  subsidiary of the Company or Bank; provided, however, that the
                  term Person shall include any individual who is a Director on
                  the Effective Date, and who as of the Effective Date
                  beneficially owned five percent (5%) or more of the voting
                  shares of common stock of the Company, or a group controlled
                  by such a Director.

         (r)      "Qualifying Termination" means any of the events described in
                  Section 2.3 herein, the occurrence of which triggers the
                  payment of Severance Benefits hereunder.

         (s)      "Severance Benefits" means the payment of severance
                  compensation as provided in Section 2.4 herein.

                          Article 2. Severance Benefits

         2.1. Right to Severance Benefits. Subject to Section 2.9 herein, the
Executive shall be entitled to receive from the Company and the Bank, jointly
and severally, Severance Benefits as described in Section 2.4 herein, if a
Change in Control of the Company and/or the Bank has occurred and if, within
twenty-four (24) calendar months thereafter, the Executive's employment with the
Company and/or the Bank shall end for any reason specified in Section 2.3 herein
as being a Qualifying Termination.

         The Executive shall not be entitled to receive Severance Benefits if he
is terminated for Cause, or if his employment with the Company ends due to
death, Disability, retirement (as defined under the then established rules of
the Company's tax-qualified retirement plan), or due to a voluntary termination
of employment by the Executive without Good Reason.

         2.2. Services During Certain Events. In the event a Person begins a
tender or exchange offer, solicits proxies from shareholders of the Company
and/or the Bank, or takes other steps seeking to effect a Change in Control, the
Executive agrees that he will not voluntarily leave the employ of the Company or
the Bank and will render services until such Person has abandoned or terminated
his or its efforts to effect a Change in Control, or, if later, until
twenty-four (24) months after a Change in Control has occurred; provided,
however, that the Company and the Bank may terminate the Executive for Cause at
any time, and the Executive may terminate his employment any time after the
Change in Control for Good Reason.

         2.3. Qualifying Termination. The occurrence of any one or more of the
following events within twenty-four (24) calendar months after a Change in
Control of the Company or the Bank shall trigger the payment of Severance
Benefits to the Executive under this Agreement:

         (a)      An involuntary termination of the Executive's employment with
                  the Company or the Bank without Cause;

         (b)      A voluntary termination of the Executive's employment with the
                  Company or the Bank for Good Reason;

         (c)      A successor company fails or refuses to assume the Company's
                  and the Bank's obligations under this Agreement, as required
                  by Article 8 herein; or

         (d)      The Company, the Bank, or any successor company breaches any
                  of the provisions of this Agreement.

                                       6
<PAGE>   9

         For purposes of this Agreement, a Qualifying Termination shall not
include a termination of employment by reason of death, Disability, or
retirement (as such term is defined under the then-established rules of the
Company's tax-qualified retirement plan), a voluntary termination without Good
Reason, or an involuntary termination for Cause.

         2.4. Description of Severance Benefits. Subject to Section 2.9 herein,
in the event that the Executive becomes entitled to receive Severance Benefits,
as provided in Sections 2.1 and 2.3 herein, and subject to the limits set forth
in Article 4 herein, the Company and/or the Bank shall pay to the Executive and
provide him with total Severance Benefits equal to the following:

         (a)      An amount equal to three (3) times the highest rate of the
                  Executive's annual Base Salary in effect at any time up to and
                  including the Effective Date of Termination.

         (b)      An amount equal to three (3) times the greater of: (i) the
                  Executive's average annual bonus earned over the most recent
                  three (3) bonus plan years ending prior to the Effective Date
                  of Termination; or (ii) the Executive's bonus established for
                  the annual bonus plan year in which the Executive's Effective
                  Date of Termination occurs.

         (c)      An amount equal to the Executive's unpaid Base Salary and
                  accrued vacation pay through the Effective Date of
                  Termination.

         (d)      A continuation of all medical benefits pursuant to plans under
                  which the Executive and/or the Executive's family is eligible
                  to receive medical benefits and/or coverage as of the
                  effective date of the Change in Control. These benefits shall
                  be provided by the Company and/or the Bank to the Executive
                  immediately upon the Effective Date of Termination and shall
                  continue to be provided for eighteen (18) months from the
                  Effective Date of Termination. Such benefits shall be provided
                  to the Executive at the same coverage level as in effect as of
                  the Executive's Effective Date of Termination. The Company
                  and/or the Bank shall pay the full cost of such continued
                  benefits, except that the Executive shall bear any portion of
                  such cost as is required to be borne by key executives of the
                  Company and/or the Bank generally at the time of such Change
                  in Control.

                  The medical benefits described in this Subsection 2.4(d) shall
                  continue for eighteen (18) months following the Effective Date
                  of Termination; provided, however, that such benefits shall be
                  discontinued prior to the end of the eighteen (18) month
                  period to the extent, but only to the extent, that the
                  Executive receives substantially similar benefits from a
                  subsequent employer, as determined by the Company or the Bank.

         The obligation of the Company and the Bank to provide the Executive
with the Severance Benefits described herein shall be joint and several.
Regardless of how the Company and the Bank apportion the responsibility for
satisfying the obligations set forth herein, the total Severance Benefits
payable to the Executive shall equal the amounts set forth in this Article 2, as
limited by Article 4 herein.

                                       7
<PAGE>   10

         2.5. Termination for Total and Permanent Disability. Following a Change
in Control, if the Executive's employment is terminated with the Company or the
Bank due to Disability, the Executive shall receive his Base Salary and accrued
vacation through the Effective Date of Termination, at the rate then in effect,
plus all other amounts to which the Executive is entitled under any employment
contract or any compensation plans of the Company and the Bank, at the time such
payments are due, and otherwise the Executive's benefits shall be determined in
accordance with the Company's and the Bank's retirement, insurance, and other
applicable plans and programs then in effect.

         2.6. Termination for Retirement or Death. Following a Change in
Control, if the Executive's employment with the Company or the Bank is
terminated by reason of his retirement (as defined under the then established
rules of the Company's tax-qualified retirement plan), or death, the Executive
(or his Beneficiary) shall receive his Base Salary and accrued vacation through
the Effective Date of Termination, at the rate then in effect, plus all other
amounts to which the Executive is entitled under any compensation plans of the
Company and the Bank, at the time such payments are due, and otherwise the
Executive's benefits shall be determined in accordance with the Company's and
the Bank's retirement, survivor's benefits, insurance, and other applicable
programs then in effect.

         2.7. Termination for Cause or by the Executive Other Than for Good
Reason. Following a Change in Control, if the Executive's employment is
terminated either: (i) by the Company or the Bank for Cause; or (ii) by the
Executive other than for Good Reason, the Company and/or the Bank shall pay the
Executive his full Base Salary and accrued vacation through the Effective Date
of Termination, at the rate then in effect, plus all other amounts to which the
Executive is entitled under any employment contract or any compensation plans of
the Company and the Bank, at the time such payments are due, and the Company and
the Bank shall have no further obligations to the Executive under this
Agreement.

         2.8. Notice of Termination. Any termination by the Company or the Bank
for Cause or by the Executive for Good Reason shall be communicated by Notice of
Termination to the other party. For purposes of this Agreement, a "Notice of
Termination" shall mean a written notice which shall indicate the specific
termination provision in this Agreement relied upon, and shall set forth in
reasonable detail the facts and circumstances claimed to provide a basis for
termination of the Executive's employment under the provision so indicated.

         2.9. Effectiveness of Agreement. Notwithstanding any provision of this
Agreement to the contrary, this Agreement and any payments, benefits or rights
of the Executive as provided herein are subject to Section 18(k) of the Federal
Deposit Insurance Act, as amended, and any applicable regulations thereunder.

                Article 3. Form and Timing of Severance Benefits

         3.1. Form and Timing of Severance Benefits. Except as limited by
Article 4 herein, the Severance Benefits described in Sections 2.4(a), 2.4(b),
and 2.4(c) herein shall be paid in cash to the Executive in a single lump sum as
soon as practicable following the Effective Date of Termination, but in no event
beyond thirty (30) days from such date.

         3.2. Withholding of Taxes. The Company and/or the Bank, as applicable,
shall withhold from any amounts payable under this Agreement all federal, state,
city, or other taxes as legally shall be required.

                       Article 4. Tax Limitation Provision

         4.1.     Limitation on Termination Payment.

         (a)      Determination of Termination Payment Limit. Notwithstanding
                  any other provision of this Agreement, if any portion of the
                  Severance Benefits or any other payment under this Agreement,
                  or under any other agreement with or plan of the Company or
                  the Bank (in the aggregate "Total Payments") would constitute
                  an "excess parachute payment," then the payments to be made to
                  the Executive under

                                       8
<PAGE>   11

                  this Agreement shall be reduced or extended over an
                  installment period such that the value of the aggregate Total
                  Payments that the Executive is entitled to receive shall be
                  One Dollar ($1.00) less than the maximum amount which the
                  Executive may receive without becoming subject to the tax
                  imposed by Section 4999 of the Code, or which the Company and
                  the Bank may pay without loss of deduction under Section
                  28OG(a) of the Code. For purposes of this Agreement, the terms
                  "excess parachute payment" and "parachute payments" shall have
                  the meanings assigned to them in Section 28OG of the Code, and
                  such "parachute payments" shall be valued as provided therein.

         (b)      Procedure for Establishing Limitation on Termination Payment.
                  Within twenty (20) days following delivery of the Notice of
                  Termination (as described in Section 2.8 herein) or notice by
                  the Company or the Bank to the Executive of its belief that
                  there is a payment or benefit due the Executive which will
                  result in an "excess parachute payment" as defined in Section
                  280G of the Code, the Executive, the Company, and the Bank, at
                  the Company's and the Bank's expense, shall obtain the opinion
                  of the Company's principal outside accounting firm (the
                  "Accounting Firm"), which sets forth: (i) the amount of the
                  Executive's "annualized includible compensation for the base
                  period" (as defined in Code Section 280G(d)(1)); (ii) the
                  present value of the Total Payments; and (iii) the amount and
                  present value of any "excess parachute payment." Such opinion
                  shall be binding upon the Company, the Bank, and the
                  Executive.

         In the event that such opinion determines that there would be an
"excess parachute payment," the Severance Benefits hereunder or any other
payment determined by such accounting firm to be includible in Total Payments
shall be reduced or eliminated as specified by the Executive in writing
delivered to the Company and the Bank within ten (10) days of his receipt of
such opinion, or, if the Executive fails to so notify the Company and the Bank,
then as the Company or the Bank, as applicable, shall reasonably determine, so
that under the basis of calculations set forth in such opinion, there will be no
"excess parachute payment."

         The provisions of this Section 4.1(b), including the calculations,
notices, and opinion provided for herein, shall be based upon the conclusive
presumption that any compensation earned prior to the Effective Date of
Termination by the Executive pursuant to the Company's and the Bank's
compensation programs (if such compensation would have been paid in the future
in any event, even though the timing of payment thereof is triggered by the
Change in Control) is reasonable.

                  Article 5. The Company's and the Bank's Payment Obligation

         5.1. Payment Obligations Absolute. Except as otherwise provided in the
last sentence of Section 2.4(d) herein, the Company's and the Bank's obligation
to make the payments and the arrangements provided for herein shall be absolute
and unconditional, and shall not be affected by any circumstance, including,
without limitation, any offset, counterclaim, recoupment, defense, or other
right which the Company or the Bank may have against the Executive or any other
party. All amounts payable by the Company and the Bank hereunder shall be paid
without notice or demand. Each and every payment made hereunder by the Company
and the Bank shall be final, and neither the Company nor the Bank shall seek to
recover all or any part of such payment from the Executive or from whomsoever
may be entitled thereto, for any reasons whatsoever.

         The Executive shall not be obligated to seek other employment in
mitigation of the amounts payable or arrangements made under any provision of
this Agreement, and the obtaining of any such other employment shall in no event
effect any reduction of the Company's or the Bank's obligations to make the
payments and arrangements required to be made under this Agreement, except to
the extent provided in Section 2.4(d) herein.

         5.2. Contractual Rights to Benefits. This Agreement establishes and
vests in the Executive a contractual right to the benefits to which he is
entitled hereunder. However, nothing herein contained shall require or be deemed
to require, or prohibit or be deemed to prohibit, the Company or the Bank to
segregate, earmark, or

                                       9
<PAGE>   12

otherwise set aside any funds or other assets, in trust or otherwise, to
provide for any payments to be made or required hereunder.

                          Article 6. Term of Agreement

         6.1 Subject to Section 2.9 herein, this Agreement shall commence on the
Effective Date and shall continue in effect for three (3) full years, the last
day of which shall be the "Expiration Date." However, at the end of such
three-year period and, if extended, at the end of each additional year
thereafter, the term of this Agreement shall be extended automatically for one
(1) additional year, unless the Company or the Bank delivers written notice
three (3) months prior to the end of such term, or extended term, to the
Executive, that the Agreement will not be extended. In such case, the Agreement
will terminate at the end of the term, or extended term, then in progress.

         However, in the event a Change in Control occurs during the original or
any extended term, this Agreement will remain in effect for the longer of: (i)
twenty-four (24) months beyond the month in which such Change in Control
occurred; or (ii) until all obligations of the Company and the Bank hereunder
have been fulfilled, and until all benefits required hereunder have been paid to
the Executive or other party entitled thereto.

                            Article 7. Legal Remedies

         7.1. Arbitration. Any controversy or claim arising out of or relating
to this Agreement or the breach thereof (including the arbitrability of any
controversy or claim), shall be settled by arbitration in the City of Wheeling
in accordance with the laws of the State of West Virginia by three (3)
arbitrators, one of whom shall be appointed by the Company or the Bank, as
applicable, one by the Executive, and the third of whom shall be appointed by
the first two arbitrators. If the first two arbitrators cannot agree on the
appointment of a third arbitrator, then the third arbitrator shall be appointed
by the American Arbitration Association. The arbitration shall be conducted in
accordance with the rules of the American Arbitration Association, except with
respect to the selection of arbitrators which shall be as provided in this
Section 7.1. The cost of any arbitration proceeding hereunder shall be borne
equally by the Company or the Bank, as applicable, and the Executive. The award
of the arbitrators shall be binding upon the parties. Judgment upon the award
rendered by the arbitrators may be entered in any court having jurisdiction
thereof.

         7.2. Payment of Legal Fees. In the event that it shall be necessary or
desirable for the Executive to retain legal counsel and/or incur other costs and
expenses in connection with the enforcement of any or all of his rights under
this Agreement, and provided that the Executive substantially prevails in the
enforcement of such rights, the Company or the Bank, as applicable, shall pay
(or the Executive shall be entitled to recover from the Company or the Bank, as
the case may be) the Executive's reasonable attorneys, fees, costs and expenses
in connection with the enforcement of his rights including the enforcement of
any arbitration award.

                              Article 8. Successors

         The rights of the Company and the Bank hereunder shall run in favor of
the Company and the Bank, and their respective successors, assigns, nominees, or
other legal representatives. Termination of the Executive's employment shall not
operate to relieve him of any remaining obligations hereunder, and all such
obligations are binding upon his heirs, executors, administrators, or other
legal representatives. The Company and the Bank shall require any successor
(whether direct or indirect by purchase, merger, reorganization, consolidation,
acquisition of property or stock, liquidation, or otherwise) to all or a
significant portion of the assets of the Company or the Bank, as the case may
be, by agreement in form and substance satisfactory to the Executive, expressly
to assume and agree to perform this Agreement in the same manner and to the same
extent that the Company or the Bank, as the case may be, would be required to
perform if no such succession had taken place. Regardless of whether such
agreement is executed, this Agreement shall be binding upon any successor in
accordance with the operation of law and such successor shall be deemed the
"Company" or the "Bank," as the case may be, for purposes of this Agreement.

                                       10
<PAGE>   13

                            Article 9. Miscellaneous

         9.1. Employment Status. The Executive, the Company, and the Bank
acknowledge that, except as may be provided under any other agreement between
the Executive and the Company or the Bank, the employment of the Executive by
the Company and the Bank is "at will," and, except as set forth in Section 2.2
herein, prior to the effective date of a Change in Control, may be terminated by
either the Executive, the Company, or the Bank, at any time. Upon a termination
of the Executive's employment prior to the effective date of a Change in
Control, there shall be no further rights under this Agreement; provided,
however, that if such an employment termination shall arise in connection with,
or in anticipation of, a Change in Control, then the Executive's rights shall be
the same as if the termination had occurred within two (2) years following a
Change in Control.

         9.2 Beneficiaries. The Executive may designate one or more persons or
entities as the primary and/or contingent Beneficiaries of any Severance
Benefits owing to the Executive under this Agreement. Such designation must be
in the form of a signed writing acceptable to the Board of Directors of the
Company or the Board of the Bank, as applicable. The Executive may make or
change such designation at any time.

         9.3. Entire Agreement; Superseding Effect. This Agreement contains the
entire understanding of the Company, the Bank, and the Executive with respect to
the subject matter hereof. In particular, this Agreement completely replaces and
supersedes the terms of the Executive's employment agreement dated the _____ day
of ______________, 2001, concerning the Executive's entitlement to payments and
benefits arising as a result of a termination of employment. However, all terms
and provisions of the Executive's employment-agreement dated the ______ day of
________________, 2001, which do not concern the Executive's entitlement to
payments and benefits arising as a result of a Change in Control of the Company
or the Bank shall remain binding upon the Company, the Bank, and the Executive.

         In addition, the payments provided for under this Agreement in the
event of the Executive's termination of employment shall be in lieu of any
severance benefits payable under any severance plan, program, or policy of the
Company and the Bank to which he might otherwise be entitled.

         9.4. Gender and Number. Except where otherwise indicated by the
context, any masculine term used herein also shall include the feminine; the
plural shall include the singular, and the singular shall include the plural.

         9.5. Notices. All notices, requests, demands, and other communications
hereunder must be in writing and shall be deemed to have been duly given if
delivered by hand or mailed within the continental United States by first-class
certified mail, return receipt requested, postage prepaid, to the other party,
addressed as follows:

         (a)      if to the Company:

                  Wesbanco, Inc.
                  One Bank Plaza
                  Wheeling, WV  26003
         (b)      if to the Bank:

                  Wesbanco Bank Wheeling
                  One Bank Plaza
                  Wheeling, WV  26003

         (c)      if to Executive:

                  Michael H. Hudnall
                  P.O. Box 10
                  Belington, WV 26250

         Addresses may be changed by written notice sent to the other party at
the last recorded address of that party.

                                       11
<PAGE>   14

         9.6. Execution in Counterparts. This Agreement may be executed by the
parties hereto in counterparts, each of which shall be deemed to be original,
but all such counterparts shall constitute one and the same instrument, and all
signatures need not appear on any one counterpart.

         9.7. Conflicting Agreements. The executive hereby represents and
warrants to the Company and the Bank that his entering into this Agreement, and
the obligations and duties undertaken by him hereunder, will not conflict with,
constitute a breach of, or otherwise violate the terms of, any other employment
or other agreement to which he is a party, except to the extent any such
conflict, breach, or violation under any such agreement has been disclosed to
the Company's Board and the Bank's Board in writing in advance of the signing of
this Agreement.

         9.8. Severability. In the event any provision of this Agreement shall
be held illegal or invalid for any reason, the illegality or invalidity shall
not affect the remaining parts of the Agreement, and the Agreement shall be
construed and enforced as if the illegal or invalid provision had not been
included. Further, the captions of this Agreement are not part of the provisions
hereof and shall have no force and effect.

         Notwithstanding any other provision of this Agreement to the contrary,
the Company and the Bank shall have no obligation to make any payment to the
Executive hereunder to the extent, but only to the extent, that such payment is
prohibited by the terms of any final order of a Federal or state court or
regulatory agency of competent jurisdiction; provided, however, that such an
order shall not affect, impair, or invalidate any provision of this Agreement
not expressly subject to such order.

         9.9. Modification. No provision of this Agreement may be modified,
waived, or discharged unless such modification, waiver, or discharge is agreed
to in writing and signed by the Executive and by a member of the Company's Board
or the Bank's Board, as applicable, or by the respective parties, legal
representatives or successors.

         9.10. Applicable Law. To the extent not preempted by the laws of the
United States, the laws of the Commonwealth of Pennsylvania shall be the
controlling law in all matters relating to this Agreement.

                                       12
<PAGE>   15

         IN WITNESS WHEREOF, the parties have executed this Agreement on this
______ day of _________________, 2001.

                                             WESBANCO, INC.

                                             By
                                                 ------------------------------
                                                 Title
                                                       ------------------------

                                             WESBANCO BANK, INC.

                                             By
                                                 ------------------------------
                                                 Title
                                                       ------------------------

                                             ----------------------------------
                                             MICHAEL H. HUDNALL

                                       13

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