Document:

<PAGE>

                           LOAN AND SECURITY AGREEMENT

                             DATED AS OF MAY , 2000

                                      AMONG

                      GENERAL ELECTRIC CAPITAL CORPORATION

                                    AS LENDER

                                       AND

                        MANAGEMENT ALLIANCE CORPORATION,
                      INFORMATION SYSTEMS CONSULTING CORP.,
                      DATATEK CONSULTING GROUP CORPORATION,
                             TEXCEL SERVICES, INC.,
                                       AND
                                 MOUNTAIN, LTD.

                                  AS BORROWERS

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                         INDEX OF EXHIBITS AND SCHEDULES

Schedule A   -   Definitions
Schedule B   -   Lender's and Borrowers' Addresses for Notices
Schedule C   -   Letters of Credit
Schedule D   -   Cash Management System
Schedule E   -   Fees and Expenses
Schedule F   -   Schedule of Documents
Schedule G   -   Financial Covenants

Disclosure Schedule  (3.2)    -   Places of Business; Corporate Names
Disclosure Schedule  (3.6)    -   Real Estate
Disclosure Schedule  (3.7)    -   Stock; Affiliates
Disclosure Schedule  (3.9)    -   Taxes
Disclosure Schedule  (3.11)   -   ERISA
Disclosure Schedule  (3.12)   -   Litigation
Disclosure Schedule  (3.13)   -   Intellectual Property
Disclosure Schedule  (3.15)   -   Environmental Matters
Disclosure Schedule  (3.16)   -   Insurance
Disclosure Schedule  (3.18)   -   Contracts (Offset Risk)
Disclosure Schedule  (5(b))   -   Indebtedness
Disclosure Schedule  (5(e))   -   Liens
Disclosure Schedule  (6.1)    -   Actions to Perfect Liens

Exhibit A   -   Form of Notice of Revolving Credit Advance
Exhibit B   -   Other Reports and Information
Exhibit C   -   Form of Borrowing Base Certificate
Exhibit D   -   Form of Accounts Payable Analysis
Exhibit E   -   Form of Accounts Receivable Rollforward Analysis
Exhibit F   -   Form of Revolving Credit Note
Exhibit G   -   Intentionally Left Blank
Exhibit H   -   Form of Secretarial Certificate
Exhibit I   -   Form of Power of Attorney
Exhibit J   -   Form of Certificate of Compliance
Exhibit K   -   Form of Lockbox Agreement
Exhibit L   -   Form of Landlord's Waiver and Consent
Exhibit M   -   Form of Subsidiary Joinder Agreement
Exhibit N   -   Form of Guarantee
Exhibit O   -   Form of Opinion of Counsel to Borrower
Exhibit P   -   Intentionally Left Blank
Exhibit Q   -   Form of Standard Payoff Letter
Exhibit R   -   Form of U.C.C. Schedule
Exhibit S   -   Form of Payment of Proceeds Letter

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                                                                      GE CAPITAL

              TRANSACTION SUMMARY AS OF THE DATE OF THIS AGREEMENT
--------------------------------------------------------------------------------
<TABLE>
<CAPTION>

REVOLVING CREDIT LOAN
<S>                                          <C>

         MAXIMUM AMOUNT:                     $15,000,000

         TERM:                               3 years

         REVOLVING CREDIT RATE:              Index Rate plus  0.125%

         LETTER OF CREDIT SUBFACILITY:       n/a

       BORROWING BASE:                       the sum of (i) 85% of the value (as
                                             determined by Lender) of each
                                             Borrower's Eligible Accounts
                                             arising from the rendition of
                                             contract staffing services;
                                             provided, that Lender shall reduce
                                             the foregoing percentage by one
                                             percentage point for each
                                             percentage point that the dilution
                                             of such Borrower's Accounts arising
                                             from the rendition of contract
                                             staffing services (calculated by
                                             Lender as the average dilution over
                                             the most recent three months)
                                             exceeds 5% and (ii) 75% of the
                                             value (as determined by Lender) of
                                             each Borrower's Eligible Accounts
                                             arising from the rendition of
                                             permanent placement services;
                                             provided, that Lender shall reduce
                                             the foregoing percentage by one
                                             percentage point for each
                                             percentage point that the dilution
                                             of such Borrower's Accounts arising
                                             from the rendition of permanent
                                             placement services (calculated by
                                             Lender as the average dilution over
                                             the most recent three months)
                                             exceeds 10%.

FEES

         CLOSING FEE:                        n/a

         UNUSED LINE FEE:                    0.25%

         LETTER OF CREDIT FEE:               n/a

       PREPAYMENT FEE:                       2% in year one; 1% in year two; and
                                             0.5% in year three.

</TABLE>

THE LOANS DESCRIBED GENERALLY HERE ARE ESTABLISHED AND GOVERNED BY THE TERMS AND
CONDITIONS SET FORTH BELOW IN THIS AGREEMENT AND THE OTHER LOAN DOCUMENTS, AND
IF THERE IS ANY CONFLICT BETWEEN THIS GENERAL DESCRIPTION AND THE EXPRESS TERMS
AND CONDITIONS BELOW OR ELSEWHERE IN THE LOAN DOCUMENTS, SUCH OTHER EXPRESS
TERMS AND CONDITIONS SHALL CONTROL.

--------------------------------------------------------------------------------

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         THIS LOAN AND SECURITY AGREEMENT is dated as of May ______, 2000, and
agreed to by and among MANAGEMENT ALLIANCE CORPORATION, a Texas corporation
("Leading Borrower" or "MAC"), INFORMATION SYSTEMS CONSULTING CORP., a Texas
corporation ("ISCC"), DATATEK CONSULTING GROUP CORPORATION, a Texas corporation
("DCGC"), TEXCEL SERVICES, INC., a Pennsylvania corporation ("TSI"), and
MOUNTAIN, LTD., a Maine corporation ("ML" and, together with MAC, ISCC, DCGC and
TSI, the "Borrowers" and each a "Borrower"), DIVERSIFIED CORPORATE RESOURCES,
INC., a Texas corporation ("Parent") and any other Credit Party executing this
Agreement, and GENERAL ELECTRIC CAPITAL CORPORATION, a New York corporation
("Lender").

                                    RECITALS

         A.       Borrowers desire to obtain the Loans and other financial
accommodations from Lender and Lender is willing to provide the Loans and
accommodations all in accordance with the terms of this Agreement.

         B.       Capitalized terms used herein shall have the meanings assigned
to them in SCHEDULE A and, for purposes of this Agreement and the other Loan
Documents, the rules of construction set forth in SCHEDULE A shall govern. All
schedules, attachments, addenda and exhibits hereto, or expressly identified to
this Agreement, are incorporated herein by reference, and taken together with
this Agreement, constitute but a single agreement.

                                    AGREEMENT

         NOW, THEREFORE, in consideration of the premises and the mutual
covenants hereinafter contained, the parties hereto agree as follows:

1.       AMOUNT AND TERMS OF CREDIT

1.1      LOANS. (a) Subject to the terms and conditions of this Agreement, from
the Closing Date and until the Commitment Termination Date (i) Lender agrees (A)
to make available advances (each, a "Revolving Credit Advance") and (B) to incur
Letter of Credit Obligations, in an aggregate outstanding amount for any
Borrower not to exceed the Borrowing Availability of such Borrower, and (ii) any
Borrower may at the request of Leading Borrower as agent for such Borrower from
time to time borrow, repay and reborrow, and may cause Lender to incur Letter of
Credit Obligations, under this Section 1.1.

         (b)      Leading Borrower, as agent for each Borrower, shall request
each Revolving Credit Advance by written notice to Lender substantially in the
form of EXHIBIT A (each a "Notice of Revolving Credit Advance") given no later
than 11:00 A.M. (New York City time) on the Business Day of the proposed
advance. Lender shall be fully protected under this Agreement in relying upon,
and shall be entitled to rely upon, (i) any Notice of Revolving Credit Advance
believed by Lender to be genuine, and (ii) the assumption that the Persons
making electronic requests or executing and delivering a Notice of Revolving
Credit Advance were duly authorized, unless the responsible individual acting
thereon for Lender shall have actual knowledge to the contrary. As an
accommodation to Borrowers, Lender may permit telephonic, electronic, or
facsimile requests for a Revolving Credit Advance and electronic or facsimile

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transmittal of instructions, authorizations, agreements or reports to Lender
by any Borrower. Unless each Borrower specifically directs Lender in writing
not to accept or act upon telephonic, facsimile or electronic communications
from any Borrower, Lender shall have no liability to any Borrower for any
loss or damage suffered by any Borrower as a result of Lender's honoring of
any requests, execution of any instructions, authorizations or agreements or
reliance on any reports communicated to it telephonically, by facsimile or
electronically and purporting to have been sent to Lender by any Borrower and
Lender shall have no duty to verify the origin of any such communication or
the identity or authority of the Person sending it. The Revolving Credit Loan
shall be evidenced by, and be repayable in accordance with the terms of, the
Revolving Credit Note and this Agreement.

         (c)      In making any Loan hereunder Lender, shall be entitled to rely
upon the most recent Borrowing Base Certificate delivered to Lender by such
Borrower and other information available to Lender. Lender shall be under no
obligation to make any further Revolving Credit Advance to any Borrower or incur
any other Obligation if any Borrower shall have failed to deliver a Borrowing
Base Certificate to Lender by the time specified in Section 4.1(b).

         (d)      Letters of Credit. Notwithstanding anything to the contrary
contained in this Agreement, including SCHEDULE C, Lender shall have no
obligations to incur Letter of Credit Obligations for the account of Borrower.

1.2      TERM AND PREPAYMENT. (a) Upon the Commitment Termination Date the
obligation of Lender to make Revolving Credit Advances and extend other credit
hereunder shall immediately terminate and Borrowers shall pay to Lender in full,
in cash: (i) all outstanding Revolving Credit Advances and all accrued but
unpaid interest thereon; (ii) an amount sufficient to enable Lender to hold cash
collateral as specified in SCHEDULE C; and (iii) all other non-contingent
Obligations due to or incurred by Lender.

         (b)      If the Revolving Credit Loan attributable to any Borrower
shall at any time exceed such Borrower's Borrowing Availability, then such
Borrower shall immediately repay the Revolving Credit Loan in the amount of such
excess.

         (c)      Borrowers shall have the right, at any time upon 30 days prior
written notice to Lender, to (i) terminate voluntarily Borrowers' right to
receive or benefit from, and Lender's obligation to make and to incur, Revolving
Credit Advances and Letter of Credit Obligations and (ii) prepay all of the
Obligations. The effective date of termination of the Revolving Credit Loan
specified in such notice shall be the Commitment Termination Date. If Borrowers
exercise their right of termination for any reason prior to the Stated Expiry
Date then in effect or if Lender terminates this Agreement as a result of the
occurrence of a Default, Borrowers shall pay to Lender the applicable Prepayment
Fee. If Lender terminates this Agreement for any reason other than the
occurrence of a Default, no Prepayment Fee shall be required.

1.3      USE OF PROCEEDS. Borrowers shall use the proceeds of the Loans as
follows: (a) on the Closing Date, a Revolving Credit Advance shall be made (i)
to ISCC which shall be used to make a lawful dividend or advance to Parent, and
to MAC, which collectively shall be used by Parent and MAC to refinance on the
Closing Date certain outstanding Indebtedness as provided in Section 2.1(b), and
(ii) to Borrowers for the payment of the fees and expenses incurred in
connection with the consummation of the transactions contemplated by this
Agreement; and (b) after the Closing Date, for working capital and other general

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corporate purposes.

1.4      SINGLE LOAN. The Loans and all of the other Obligations of any Borrower
to Lender shall constitute one general obligation of such Borrower secured by
all of the Collateral.

1.5      INTEREST (a) Each Borrower shall pay interest to Lender on the
aggregate outstanding Revolving Credit Advances attributable to such Borrower at
a floating rate equal to the Index Rate plus one hundred twenty five thousandths
percent (0.125%) per annum (the "Revolving Credit Rate"). All computations of
interest, and all calculations of the Letter of Credit Fee, shall be made by
Lender on the basis of a three hundred and sixty (360) day year, in each case
for the actual number of days occurring in the period for which such interest or
fee is payable. Each determination by Lender of an interest rate hereunder shall
be conclusive and binding for all purposes, absent manifest error. In no event
will Lender charge interest at a rate that exceeds the highest rate of interest
permissible under any law that a court of competent jurisdiction shall, in a
final determination, deem applicable.

         (b)      Interest shall be payable on the outstanding Revolving Credit
Advances (i) in arrears for the preceding calendar month on the first day of
each calendar month, (ii) on the Commitment Termination Date, and (iii) if any
interest accrues or remains payable after the Commitment Termination Date, upon
demand by Lender.

         (c)      Effective upon the occurrence of any Event of Default and for
so long as any Event of Default shall be continuing, the Revolving Credit Rate
and the Letter of Credit Fee shall automatically be increased by two percentage
points (2%) per annum (such increased rate, the "Default Rate"), and all
outstanding Obligations, including unpaid interest and Letter of Credit Fees,
shall continue to accrue interest from the date of such Event of Default at the
Default Rate applicable to such Obligations.

         (d)      If any interest or any other payment (including Unused Line
Fees and Collateral Monitoring Fees) to Lender under this Agreement becomes due
and payable on a day other than a Business Day, such payment date shall be
extended to the next succeeding Business Day and interest thereon shall be
payable at the then applicable rate during such extension.

1.6      CASH MANAGEMENT SYSTEM. On or prior to the Closing Date and until the
Termination Date, each Borrower will establish and maintain the cash management
system described in SCHEDULE D. All payments in respect of the Collateral shall
be made to or deposited in the blocked or lockbox accounts described in
SCHEDULE D in accordance with the terms thereof.

1.7      FEES. Borrowers agree to pay to Lender the Fees set forth in
Schedule E.

1.8      RECEIPT OF PAYMENTS. Each Borrower shall make each payment under this
Agreement (not otherwise made pursuant to Section 1.9) without set-off,
counterclaim or deduction and free and clear of all Taxes not later than 11:00
A.M. (New York City time) on the day when due in lawful money of the United
States of America in immediately available funds to the Collection Account. If
any Borrower shall be required by law to deduct any Taxes from any payment to
Lender under any Loan Document, then the amount payable to Lender shall be
increased so that, after making all required deductions, Lender receives an
amount equal to that which it would have received had no such deductions been
made. For purposes of

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computing interest and Fees, all payments shall be deemed received by Lender
1 Business Day following receipt of immediately available funds in the
Collection Account. For purposes of determining the Borrowing Availability,
payments shall be deemed received by Lender upon receipt of immediately
available funds in the Collection Account.

1.9      APPLICATION AND ALLOCATION OF PAYMENTS. Each Borrower irrevocably
agrees that Lender shall have the continuing and exclusive right to apply any
and all payments against the then due and payable Obligations in such order as
Lender may deem advisable. Lender is authorized to, and at its option may
(without prior notice or precondition and at any time or times), but shall not
be obligated to, make or cause to be made Revolving Credit Advances on behalf of
any Borrower for: (a) payment of all Fees, expenses, indemnities, charges,
costs, principal, interest, or other Obligations owing by such Borrower under
this Agreement or any of the other Loan Documents, (b) the payment, performance
or satisfaction of any of such Borrower's obligations with respect to
preservation of the Collateral, or (c) any premium in whole or in part required
in respect of any of the policies of insurance required by this Agreement, even
if the making of any such Revolving Credit Advance causes the outstanding
balance of the Revolving Credit Loan attributable to any Borrower to exceed such
Borrower's Borrowing Availability, and each Borrower agrees to repay
immediately, in cash, any amount by which the Revolving Credit Loan attributable
to such Borrower exceeds its Borrowing Availability.

1.10     ACCOUNTING. Lender is authorized to record on its books and records the
date and amount of each Loan and each payment of principal thereof and such
recordation shall constitute prima facie evidence of the accuracy of the
information so recorded. Lender shall provide Borrowers on a monthly basis a
statement and accounting of such recordations but any failure on the part of the
Lender to keep any such recordation (or any errors therein) or to send a
statement thereof to any Borrower shall not in any manner affect the obligation
of any Borrower to repay any of the Obligations.. Except to the extent that any
Borrower shall, within 30 days after such statement and accounting is sent,
notify Lender in writing of any objection such Borrower may have thereto
(stating with particularity the basis for such objection), such statement and
accounting shall be deemed final, binding and conclusive upon such Borrower,
absent manifest error.

1.11     INDEMNITY. Each Borrower and each other Credit Party executing this
Agreement jointly and severally agree to indemnify and hold Lender and its
Affiliates, and their respective employees, attorneys and agents (each, an
"Indemnified Person"), harmless from and against any and all suits, actions,
proceedings, claims, damages, losses, liabilities and expenses of any kind or
nature whatsoever (including attorneys' fees and disbursements and other costs
of investigation or defense, including those incurred upon any appeal) which may
be instituted or asserted against or incurred by any such Indemnified Person as
the result of credit having been extended, suspended or terminated under this
Agreement and the other Loan Documents or with respect to the execution,
delivery, enforcement, performance and administration of, or in any other way
arising out of or relating to, this Agreement and the other Loan Documents or
any other documents or transactions contemplated by or referred to herein or
therein and any actions or failures to act with respect to any of the foregoing,
including any and all product liabilities, Environmental Liabilities, Taxes and
legal costs and expenses arising out of or incurred in connection with disputes
between or among any parties to any of the Loan Documents (collectively,
"Indemnified Liabilities"), except to the extent that any such Indemnified
Liability is finally determined by a court of competent jurisdiction to have
resulted solely from such Indemnified Person's gross negligence or willful
misconduct.

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NO INDEMNIFIED PERSON SHALL BE RESPONSIBLE OR LIABLE TO ANY CREDIT PARTY, ANY
SUCCESSOR, ASSIGNEE OR THIRD PARTY BENEFICIARY OR ANY OTHER PERSON ASSERTING
CLAIMS DERIVATIVELY THROUGH SUCH PARTY, FOR ANY ACT OR FAILURE TO ACT UNDER
ANY POWER OF ATTORNEY OR FOR INDIRECT, PUNITIVE, EXEMPLARY OR CONSEQUENTIAL
DAMAGES WHICH MAY BE ALLEGED AS A RESULT OF CREDIT HAVING BEEN EXTENDED,
SUSPENDED OR TERMINATED UNDER THIS AGREEMENT OR ANY OTHER LOAN DOCUMENT OR AS
A RESULT OF ANY OTHER TRANSACTION CONTEMPLATED HEREUNDER OR THEREUNDER.

1.12     BORROWING BASE; RESERVES. The Borrowing Base of each Borrower shall be
determined by Lender (including the eligibility of Accounts and Inventory) based
on the most recent Borrowing Base Certificate delivered to Lender in accordance
with Section 4.1(b) and such other information available to Lender. The
Revolving Credit Loan shall be subject to Lender's continuing right to withhold
from any Borrower's Borrowing Availability reserves, and to increase and
decrease such reserves from time to time, if and to the extent that in Lender's
good faith credit judgment such reserves are necessary, including to protect
Lender's interest in the Collateral or to protect Lender against possible
non-payment of Accounts for any reason by Account Debtors or possible diminution
of the value of any Collateral or possible non-payment of any of the Obligations
or for any Taxes or in respect of any state of facts which could constitute a
Default. Lender may, at its option, implement reserves by designating as
ineligible a sufficient amount of Accounts or Inventory which would otherwise be
Eligible Accounts or Eligible Inventory, as the case may be, so as to reduce any
Borrower's Borrowing Base by the amount of the intended reserves.

2.       CONDITIONS PRECEDENT

2.1      CONDITIONS TO THE INITIAL LOANS. Lender shall not be obligated to make
any of the Loans or to perform any other action hereunder, until the following
conditions have been satisfied in a manner satisfactory to Lender in its sole
discretion, or waived in writing by Lender:

         (a)      the Loan Documents to be delivered on or before the Closing
Date shall have been duly executed and delivered by the appropriate parties, all
as set forth in the Schedule of Documents (SCHEDULE F);

         (b)      all of the obligations of Borrowers to Compass Bank under
their financing documentation as in effect immediately prior to the Closing Date
will be performed and paid in full from the proceeds of the initial Loans and
all Liens upon any of the property of any Borrower or any other Credit Party in
respect thereof shall have been terminated immediately upon such payment;

         (c)      Lender shall have received evidence satisfactory to it that
the insurance policies provided for in Section 3.16 are in full force and
effect, together with appropriate evidence showing loss payable or additional
insured clauses or endorsements in favor of Lender as required under such
Section;

         (d)      (i) as of the Closing Date Net Borrowing Availability for all
Borrowers combined shall be not less than $2,500,000 after giving effect to the
initial Revolving Credit Advance and Letter of Credit Obligations (on a pro
forma basis, with trade payables being paid currently, and expenses and
liabilities being paid in the ordinary course of business and without
acceleration of sales); (ii) effective upon the

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granting of Lender's consent to the Treasury Stock Purchase (as defined in
Schedule G hereto), Net Borrowing Availability for all Borrowers combined
shall be not less than $2,000,000; and (iii) effective upon the granting of
Lender's consent to the Target Acquisition (as defined in Schedule G hereto),
Net Borrowing Availability for all Borrowers combined shall be not less than
$1,000,000;

         (e)      Lender shall have received an opinion of counsel to the
Borrowers and the other Credit Parties with respect to the Loan Documents in
substantially the form of Exhibit O to this Agreement and otherwise in form and
substance satisfactory to Lender;

         (f)      Lender shall have received a pro forma consolidated and
consolidating balance sheet of Parent and each of its Subsidiaries, as of the
end of the month preceding the Closing Date, prepared in accordance with GAAP on
a pro forma basis, setting forth the assumptions on which such balance sheet was
prepared, in each case giving effect to the consummation of the transactions
contemplated by this Agreement and the other Loan Documents, and certified by
the chief financial officer of the Credit Parties; and

         (g)      Lender shall have received satisfactory evidence that certain
of the Indebtedness owing to Parent by some of the Borrowers or their respective
Subsidiaries, as more particularly set forth and described on the pro-forma
balance sheet referred in Section 2.1(f) of this Agreement, shall have been
converted to additional equity of such Borrower or Subsidiary, as the case may
be.

2.2      FURTHER CONDITIONS TO THE LOANS. Lender shall not be obligated to fund
any Loan (including the initial Loans), if, as of the date thereof:

         (a)      any representation or warranty by any Credit Party contained
herein or in any of the other Loan Documents shall be untrue or incorrect as of
such date, except to the extent that any such representation or warranty is
expressly stated to relate to a specific earlier date, in which case, such
representation and warranty shall be true and correct as of such earlier date;
or

         (b)      any event or circumstance which has had or reasonably could be
expected to have a Material Adverse Effect shall have occurred since the Closing
Date; or

         (c)      any Default shall have occurred and be continuing or would
result after giving effect to such Loan; or

         (d)      after giving effect to such Loan, the Revolving Credit Loan
attributable to any Borrower would exceed the Borrowing Availability of such
Borrower.

2.3      AGENT. The request and acceptance by Leading Borrower, as agent for
each Borrower, of the proceeds of any Loan, and the request by Leading Borrower,
as agent for each Borrower, for the incurrence by Lender of any Letter of Credit
Obligations, as the case may be, shall be deemed to constitute, as of the date
of such request and the date of such acceptance, (i) a representation and
warranty by each Borrower that the conditions in Section 2.2 have been satisfied
and (ii) a restatement by each Borrower of each of the representations and
warranties made by such Borrower in any Loan Document and a reaffirmation by
each Borrower of the granting and continuance of Lender's Liens pursuant to the
Loan Documents.

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3.       REPRESENTATIONS, WARRANTIES AND AFFIRMATIVE COVENANTS

To induce Lender to enter into this Agreement and to make the Loans, each
Borrower and each other Credit Party executing this Agreement represent and
warrant to Lender (each of which representations and warranties shall survive
the execution and delivery of this Agreement), and promise to and agree with
Lender until the Termination Date as follows:

3.1      CORPORATE EXISTENCE; COMPLIANCE WITH LAW. Each Corporate Credit Party:
(a) is, as of the Closing Date, and will continue to be (i) a corporation duly
organized, validly existing and in good standing under the laws of the
jurisdiction of its incorporation or formation, (ii) duly qualified to do
business and in good standing in each other jurisdiction where its ownership or
lease of property or the conduct of its business requires such qualification,
except where the failure to be so qualified could not reasonably be expected to
have a Material Adverse Effect, and (iii) in compliance with all Requirements of
Law and Contractual Obligations, except to the extent failure to comply
therewith could not, individually or in the aggregate, reasonably be expected to
have a Material Adverse Effect; and (b) has and will continue to have (i) the
requisite corporate power and authority and the legal right to execute, deliver
and perform its obligations under the Loan Documents, and to own, pledge,
mortgage or otherwise encumber and operate its properties, to lease the property
it operates under lease, and to conduct its business as now, heretofore or
proposed to be conducted, and (ii) all licenses, permits, franchises, rights,
powers, consents or approvals from or by all Persons or Governmental Authorities
having jurisdiction over such Corporate Credit Party which are necessary or
appropriate for the conduct of its business.

3.2      EXECUTIVE OFFICES; CORPORATE OR OTHER NAMES. The location of each
Corporate Credit Party's chief executive office, corporate offices, warehouses,
other locations of Collateral and locations where records with respect to
Collateral are kept (including in each case the county of such locations) are as
set forth in DISCLOSURE SCHEDULE (3.2) and, except as set forth in such
Disclosure Schedule, such locations have not changed during the preceding twelve
months. As of the Closing Date, during the prior five years, except as set forth
in DISCLOSURE SCHEDULE (3.2), no Corporate Credit Party has been known as or
conducted business in any other name (including trade names).

3.3      CORPORATE POWER; AUTHORIZATION; ENFORCEABLE OBLIGATIONS. The execution,
delivery and performance by each Credit Party of the Loan Documents to which it
is a party, and the creation of all Liens provided for herein and therein: (a)
are and will continue to be within such Credit Party's power and authority; (b)
have been and will continue to be duly authorized by all necessary or proper
action; (c) are not and will not be in violation of any Requirement of Law or
Contractual Obligation of such Credit Party; (d) do not and will not result in
the creation or imposition of any Lien (other than Permitted Encumbrances) upon
any of the Collateral; and (e) do not and will not require the consent or
approval of any Governmental Authority or any other Person. As of the Closing
Date, each Loan Document shall have been duly executed and delivered on behalf
of each Credit Party party thereto, and each such Loan Document upon such
execution and delivery shall be and will continue to be a legal, valid and
binding obligation of such Credit Party, enforceable against it in accordance
with its terms, except as such enforcement may be limited by bankruptcy,
insolvency and other similar laws affecting creditors' rights generally.

3.4      FINANCIAL STATEMENTS AND PROJECTIONS; BOOKS AND RECORDS. (a) The
Financial Statements delivered

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by each Borrower to Lender for its most recently ended Fiscal Year and Fiscal
Month, are true, correct and complete and reflect fairly and accurately the
financial condition of such Borrower as of the date of each such Financial
Statement in accordance with GAAP. The Projections most recently delivered by
each Borrower to Lender have been prepared in good faith, with care and
diligence and use assumptions that are reasonable under the circumstances at the
time such Projections were prepared and as of the date delivered to Lender and
all such assumptions are disclosed in the Projections.

         (b)      Each Borrower and each other Corporate Credit Party shall keep
adequate Books and Records with respect to the Collateral and its business
activities in which proper entries, reflecting all consolidated and
consolidating financial transactions, and payments and credits received on, and
all other dealings with, the Collateral, will be made in accordance with GAAP
and all Requirements of Law and on a basis consistent with the Financial
Statements.

3.5      MATERIAL ADVERSE CHANGE. Between the date of each Borrower's most
recently audited Financial Statements delivered to Lender and the Closing Date:
(a) no Corporate Credit Party has incurred any obligations, contingent or
non-contingent liabilities, or liabilities for Charges, long-term leases or
unusual forward or long-term commitments which are not reflected in the
Projections delivered on the Closing Date and which could, alone or in the
aggregate, reasonably be expected to have a Material Adverse Effect; (b) there
has been no material deviation from such Projections; and (c) no events have
occurred which alone or in the aggregate has had or could reasonably be expected
to have a Material Adverse Effect. No Requirement of Law or Contractual
Obligation of any Credit Party has or have had or could reasonably be expected
to have a Material Adverse Effect. No Credit Party is in default, and to such
Credit Party's knowledge no third party is in default, under or with respect to
any of its Contractual Obligations, which alone or in the aggregate has had or
could reasonably be expected to have a Material Adverse Effect.

3.6      REAL ESTATE; PROPERTY. The real estate listed in DISCLOSURE SCHEDULE
(3.6) constitutes all of the real property owned, leased, or used by each
Corporate Credit Party in its business, and such Credit Party will not execute
any material agreement or contract in respect of such real estate after the date
of this Agreement without giving Lender prompt prior written notice thereof.
Each Corporate Credit Party holds and will continue to hold good and marketable
fee simple title to all of its owned real estate, and good and marketable title
to all of its other properties and assets, and valid and insurable leasehold
interests in all of its leases (both as lessor and lessee, sublessee or
assignee), and none of the properties and assets of any Corporate Credit Party
are or will be subject to any Liens, except Permitted Encumbrances. With respect
to each of the premises identified in DISCLOSURE SCHEDULE (3.2) on or prior the
Closing Date a bailee, landlord or mortgagee agreement acceptable to Lender has
been obtained.

3.7      VENTURES, SUBSIDIARIES AND AFFILIATES; OUTSTANDING STOCK AND
INDEBTEDNESS. Except as set forth in DISCLOSURE SCHEDULE (3.7), as of the
Closing Date no Corporate Credit Party has any Subsidiaries, is engaged in any
joint venture or partnership with any other Person, or is an Affiliate of any
other Person. All of the issued and outstanding Stock of each Corporate Credit
Party (including all rights to purchase, options, warrants or similar rights or
agreements pursuant to which any Corporate Credit Party may be required to
issue, sell, repurchase or redeem any of its Stock) as of the Closing Date is
owned by each of the Stockholders (and in the amounts) set forth on DISCLOSURE
SCHEDULE (3.7). All outstanding Indebtedness of each Corporate Credit Party as
of the Closing Date is described in DISCLOSURE SCHEDULE (5(b)).

                                       8

<PAGE>

3.8      GOVERNMENT REGULATION; MARGIN REGULATIONS. No Corporate Credit Party
is subject to or regulated under or any Federal or state statute, rule or
regulation that restricts or limits such Person's ability to incur
Indebtedness, pledge its assets, or to perform its obligations under the Loan
Documents. The making of the Loans, the application of the proceeds and
repayment thereof, and the consummation of the transactions contemplated by
the Loan Documents do not and will not violate any Requirement of Law. No
Corporate Credit Party is engaged, nor will it engage in the business of
extending credit for the purpose of "purchasing" or "carrying" any "margin
security" as such terms are defined in Regulation U of the Federal Reserve
Board as now and hereafter in effect (such securities being referred to
herein as "Margin Stock"). No Corporate Credit Party owns any Margin Stock,
and none of the proceeds of the Loans or other extensions of credit under
this Agreement will be used, directly or indirectly, for the purpose of
purchasing or carrying any Margin Stock or reducing or retiring any
Indebtedness which was originally incurred to purchase or carry any Margin
Stock. No Corporate Credit Party will take or permit to be taken any action
which might cause any Loan Document to violate any regulation of the Federal
Reserve Board.

3.9      TAXES; CHARGES. Except as disclosed on DISCLOSURE SCHEDULE (3.9) all
tax returns, reports and statements required by any Governmental Authority to
be filed by Borrower or any other Credit Party have, as of the Closing Date,
been filed and will, until the Termination Date, be filed with the
appropriate Governmental Authority and no tax Lien has been filed against any
Credit Party or any Credit Party's property. Proper and accurate amounts have
been and will be withheld by Borrower and each other Credit Party from their
respective employees for all periods in complete compliance with all
Requirements of Law and such withholdings have and will be timely paid to the
appropriate Governmental Authorities. DISCLOSURE SCHEDULE (3.9) sets forth as
of the Closing Date those taxable years for which any Credit Party's tax
returns are currently being audited by the IRS or any other applicable
Governmental Authority and any assessments or threatened assessments in
connection with such audit, or otherwise currently outstanding. Except as
described on Disclosure Schedule (3.9), none of the Credit Parties and their
respective predecessors are liable for any Charges: (a) under any agreement
(including any tax sharing agreements or agreement extending the period of
assessment of any Charges) or (b) to each Credit Party's knowledge, as a
transferee. As of the Closing Date, no Credit Party has agreed or been
requested to make any adjustment under IRC Section 481(a), by reason of a
change in accounting method or otherwise, which could reasonably be expected
to have a Material Adverse Effect

3.10     PAYMENT OF OBLIGATIONS. Each Credit Party will pay, discharge or
otherwise satisfy at or before maturity or before they become delinquent, as
the case may be, all of its Charges and other obligations of whatever nature,
except where the amount or validity thereof is currently being contested in
good faith by appropriate proceedings and reserves in conformity with GAAP
with respect thereto have been provided on the books of such Credit Party and
none of the Collateral is or could reasonably be expected to become subject
to any Lien or forfeiture or loss as a result of such contest.

3.11     ERISA. No ERISA Event has occurred or is reasonably expected to
occur that, when taken together with all other existing ERISA Events, could
reasonably be expected to result in a liability of any Credit Party of more
than the Minimum Actionable Amount. The present value of all accumulated
benefit obligations of the Credit Parties under each Plan

                                       9
<PAGE>

(based on the assumptions used for purposes of Statement of Financial
Accounting Standards No. 87) did not, as of the date of the most recent
Financial Statements reflecting such amounts, exceed the fair market value of
the assets of such Plan by more than the Minimum Actionable Amount, and the
present value of all accumulated benefit obligations of all underfunded Plans
(based on the assumptions used for purposes of Statement of Financial Account
Standards No. 87) did not, as of the date of the most recent Financial
Statements reflecting such amounts, exceed the fair market value of the
assets of such underfunded Plans by more than the Minimum Actionable Amount.
No Credit Party or ERISA Affiliate has incurred or reasonably expects to
incur any Withdrawal Liability in excess of the Minimum Actionable Amount.

3.12     LITIGATION. No Litigation is pending or, to the knowledge of any
Credit Party, threatened by or against any Credit Party or against any Credit
Party's properties or revenues (a) with respect to any of the Loan Documents
or any of the transactions contemplated hereby or thereby, or (b) which could
reasonably be expected to have a Material Adverse Effect. Except as set forth
on DISCLOSURE SCHEDULE (3.12), as of the Closing Date there is no Litigation
pending or threatened against any Credit Party which seeks damages in excess
of $50,000 or injunctive relief or alleges criminal misconduct of any Credit
Party. Each Credit Party shall notify Lender promptly in writing upon
learning of the existence, threat or commencement of any Litigation against
any Credit Party, any ERISA Affiliate or any Plan or any allegation of
criminal misconduct against any Credit Party.

3.13     INTELLECTUAL PROPERTY. As of the Closing Date, all material
Intellectual Property owned or used by any Corporate Credit Party is listed,
together with application or registration numbers, where applicable, in
DISCLOSURE SCHEDULE (3.13). Each Corporate Credit Party owns, or is licensed
to use, all Intellectual Property necessary to conduct its business as
currently conducted except for such Intellectual Property the failure of
which to own or license could not reasonably be expected to have a Material
Adverse Effect. Each Corporate Credit Party will maintain the patenting and
registration of all Intellectual Property with the United States Patent and
Trademark Office, the United States Copyright Office, or other appropriate
Governmental Authority and each Corporate Credit Party will promptly patent
or register, as the case may be, all new Intellectual Property and notify
Lender in writing five (5) Business Days prior to filing any such new patent
or registration.

3.14     FULL DISCLOSURE. No information contained in any Loan Document, the
Financial Statements or any written statement furnished by or on behalf of
any Credit Party under any Loan Document, or to induce Lender to execute the
Loan Documents, contains any untrue statement of a material fact or omits to
state a material fact necessary to make the statements contained herein or
therein not misleading in light of the circumstances under which they were
made.

3.15     HAZARDOUS MATERIALS. Except as set forth on DISCLOSURE SCHEDULE
(3.15), as of the Closing Date, (a) each real property location owned, leased
or occupied by each Corporate Credit Party (the "Real Property") is
maintained free of contamination from any Hazardous Material, (b) no
Corporate Credit Party is subject to any Environmental Liabilities or, to any
Credit Party's knowledge, potential Environmental Liabilities, in excess of
$50,000 in the aggregate, (c) no notice has been received by any Corporate
Credit Party identifying it as a "potentially responsible party" or
requesting information under CERCLA or analogous state statutes, and to the
knowledge of any Credit Party, there are no facts, circumstances or
conditions that may result in any Corporate Credit Party being identified as
a "potentially responsible party" under CERCLA or analogous state statutes;
and (d) each Corporate Credit Party has provided to Lender copies of all
existing environmental reports, reviews and audits and all written
information pertaining to actual or potential Environmental Liabilities, in
each case relating to any Corporate Credit Party. Each Corporate Credit
Party: (i) shall comply in all material respects with all applicable
Environmental Laws and

                                       10
<PAGE>

environmental permits; (ii) shall notify Lender in writing within seven days
if and when it becomes aware of any Release, on, at, in, under, above, to,
from or about any of its Real Property; and (iii) shall promptly forward to
Lender a copy of any order, notice, permit, application, or any communication
or report received by it or any other Credit Party in connection with any
such Release.

3.16     INSURANCE. As of the Closing Date, DISCLOSURE SCHEDULE (3.16) lists
all insurance of any nature maintained for current occurrences by Borrowers
and each other Corporate Credit Party, as well as a summary of the terms of
such insurance. Each Corporate Credit Party shall deliver to Lender certified
copies and endorsements to all of its and those of its Subsidiaries (a) "All
Risk" and business interruption insurance policies naming Lender loss payee,
and (b) general liability and other liability policies naming Lender as an
additional insured. All policies of insurance on real and personal property
will contain an endorsement, in form and substance acceptable to Lender,
showing loss payable to Lender (Form 438 BFU or equivalent) and extra expense
and business interruption endorsements. Such endorsement, or an independent
instrument furnished to Lender, will provide that the insurance companies
will give Lender at least 30 days prior written notice before any such policy
or policies of insurance shall be altered or canceled and that no act or
default of any Borrower or any other Person shall affect the right of Lender
to recover under such policy or policies of insurance in case of loss or
damage. Each Corporate Credit Party shall direct all present and future
insurers under its "All Risk" policies of insurance to pay all proceeds
payable thereunder directly to Lender. If any insurance proceeds are paid by
check, draft or other instrument payable to any Credit Party and Lender
jointly, Lender may endorse such Credit Party's name thereon and do such
other things as Lender may deem advisable to reduce the same to cash. Lender
reserves the right at any time, upon review of each Credit Party's risk
profile, to require additional forms and limits of insurance. Each Corporate
Credit Party shall, on each anniversary of the Closing Date and from time to
time at Lender's request, deliver to Lender a report by a reputable insurance
broker, satisfactory to Lender, with respect to such Person's insurance
policies.

3.17     DEPOSIT AND DISBURSEMENT ACCOUNTS. Attachment I to SCHEDULE D lists
all banks and other financial institutions at which any Borrower or any other
Corporate Credit Party, maintains deposits and/or other accounts, including
the Disbursement Accounts, and such Attachment correctly identifies the name,
address and telephone number of each such depository, the name in which the
account is held, a description of the purpose of the account, and the
complete account number.

3.18     ACCOUNTS AND INVENTORY. As of the date of each Borrowing Base
Certificate delivered to Lender, each Account listed thereon as an Eligible
Account shall be an Eligible Account and all Inventory listed thereon as
Eligible Inventory shall be Eligible Inventory. No Borrower has made, nor
will any Borrower make, any agreement with any Account Debtor for any
extension of time for the payment of any Account, any compromise or
settlement for less than the full amount thereof, any release of any Account
Debtor from liability therefor, or any deduction therefrom except a discount
or allowance for prompt or early payment allowed by any Borrower in the
ordinary course of its business consistent with historical practice and as
previously disclosed to Lender in writing. DISCLOSURE SCHEDULE (3.18) sets
forth each Contract of any Borrower with any Account Debtor which gives such
Account Debtor the right (under such Contract, under common law or otherwise)
to offset any Accounts for such Borrower's failure to perform under such
Contract and each Borrower has obtained an offset waiver for each such
contract in form and substance satisfactory to Lender. With respect to the
Accounts pledged as collateral pursuant to any Loan Document (a) the amounts
shown on all invoices, statements and reports which may be delivered to the
Lender with

                                       11
<PAGE>

respect thereto are actually and absolutely owing to the relevant Credit
Party as indicated thereon and are not in any way contingent; (b) no payments
have been or shall be made thereon except payments immediately delivered to
the applicable accounts described in paragraph 1 to Schedule D or the Lender
as required hereunder; and (c) to each Borrower's knowledge all Account
Debtors have the capacity to contract. Each Borrower shall notify Lender
promptly of any event or circumstance which to such Borrower's knowledge
would cause Lender to consider any then existing Account or Inventory as no
longer constituting an Eligible Account or Eligible Inventory, as the case
may be.

3.19     CONDUCT OF BUSINESS. Each Corporate Credit Party (a) shall conduct
its business substantially as now conducted or as otherwise permitted
hereunder, and (b) shall at all times maintain, preserve and protect all of
the Collateral and such Credit Party's other property, used or useful in the
conduct of its business and keep the same in good repair, working order and
condition and make, or cause to be made, all necessary or appropriate
repairs, replacements and improvements thereto consistent with industry
practices.

3.20     FURTHER ASSURANCES. At any time and from time to time, upon the
written request of Lender and at the sole expense of Borrowers, Borrowers and
each other Credit Party shall promptly and duly execute and deliver any and
all such further instruments and documents and take such further action as
Lender may reasonably deem desirable (a) to obtain the full benefits of this
Agreement and the other Loan Documents, (b) to protect, preserve and maintain
Lender's rights in any Collateral, or (c) to enable Lender to exercise all or
any of the rights and powers herein granted.

4.       FINANCIAL MATTERS; REPORTS

4.1      REPORTS AND NOTICES. From the Closing Date until the Termination
Date, each Borrower shall deliver to Lender:

         (a)      within 15 days following the end of each Fiscal Month, an
aged trial balance by Account Debtor and an Inventory Perpetual or Physical
(as requested by Lender) and as soon as available but in no event later than
30 days following the end of each Fiscal Month, a reconciliation of the aged
trial balance and the Inventory Perpetual or Physical (as the case may be) to
such Borrower's general ledger and from the general ledger to the Financial
Statements for such Fiscal Month accompanied by supporting detail and
documentation as Lender may request;

         (b)      as frequently as Lender may request and in any event no
later than 15 days following the end of each Fiscal Month, a Borrowing Base
Certificate in the form of EXHIBIT C as of the last day of the previous
Fiscal Month detailing ineligible Accounts and Inventory for adjustment to
the Borrowing Base, certified as true and correct by the Chief Financial
Officer of such Borrower or such other officer as is acceptable to Lender;

         (c)      within 15 days following the end of each Fiscal Month, an
Accounts Payable Analysis in the Form of EXHIBIT D (together with an accounts
payable aging) and an Accounts Receivable Roll Forward Analysis in the Form
of EXHIBIT E, each certified as true and correct by the Chief Financial
Officer of such Borrower or such other officer as is acceptable to Lender;

         (d)      within 45 days following the end of each Fiscal Month that
is also the end of a Fiscal Quarter,

                                       12
<PAGE>

and within 35 days following the end of each other Fiscal Month, the
Financial Statements for such Fiscal Month, which shall provide comparisons
to budget and actual results for the corresponding period during the prior
Fiscal Year, both on a monthly and year-to-date basis, and accompanied by a
certification in the form of EXHIBIT J by the Chief Executive Officer or
Chief Financial Officer of such Borrower that such Financial Statements are
complete and correct, that there was no Default (or specifying those Defaults
of which he or she was aware), that each Borrower is able to pay all of its
Indebtedness as such Indebtedness matures and has capital sufficient to carry
on its business and transactions and all business and transactions in which
it is engaging, and showing in reasonable detail the calculations used in
determining compliance with the financial covenants hereunder;

         (e)      within 90 days following the close of each Fiscal Year, the
Financial Statements for such Fiscal Year certified without qualification by
an independent certified accounting firm acceptable to Lender, which shall
provide comparisons to the prior Fiscal Year, and shall be accompanied by (i)
a statement in reasonable detail showing the calculations used in determining
compliance with the financial covenants hereunder, and (ii) a report from
such Borrower's accountants to the effect that in connection with their audit
examination nothing has come to their attention to cause them to believe that
a Default resulting the failure of any Credit Party to comply with the
provisions of the financial covenants set forth In SCHEDULE G hereof has
occurred or specifying those Defaults of which they are aware; and, within
120 days following the close of each Fiscal Year, any management letter that
may be issued in connection with such audited Financial Statements;

         (f)      not less than 30 days prior to the close of each Fiscal
Year, the Projections, which will be prepared by such Borrower in good faith,
with care and diligence, and using assumptions which are reasonable under the
circumstances at the time such Projections are delivered to Lender and
disclosed therein when delivered;

         (g)      not less than 35 days following the end of each Fiscal
Month, a schedule of the principal balance of all Indebtedness owing by a
Credit Party to each other Credit Party, and accompanied by a certification
by the Chief Executive Officer or Chief Financial Officer of each Borrower
that such schedule is complete and correct;

         (h)      not later than September 30 of each year, a good faith
estimate of the Datatek April 15 Seller Payment that will be payable on April
15 of the following year, with such supporting detail as Lender as may
reasonably require; and

         (i)      all the reports and other information set forth on EXHIBIT
B in the time frames set forth therein.

4.2      FINANCIAL COVENANTS. Each Borrower shall not breach any of the
consolidated financial covenants set forth in SCHEDULE G.

4.3      OTHER REPORTS AND INFORMATION. Each Borrower shall advise Lender
promptly, in reasonable detail, of: (a) any Lien, other than Permitted
Encumbrances, attaching to or asserted against any of the Collateral or any
occurrence causing a material loss or decline in value of any Collateral and
the estimated (or actual, if available) amount of such loss or decline; (b)
any material change in the composition of the Collateral; and (c) the
occurrence of any Default or other event which has had or could reasonably be
expected to have

                                       13
<PAGE>

a Material Adverse Effect. Each Borrower shall, upon request of Lender,
furnish to Lender such other reports and information in connection with the
affairs, business, financial condition, operations, prospects or management
of such Borrower or any other Credit Party or the Collateral as Lender may
request, all in reasonable detail. Parent shall also deliver to Lender,
immediately upon receipt, any notice received from Compass Bank under the
Note Purchase Agreement requiring Parent to purchase the interest of Compass
Bank under the DCRI L.P. No. 2 Loan Documents.

5.       NEGATIVE COVENANTS

Each Borrower and each Credit Party executing this Agreement covenants and
agrees (for itself and each other Credit Party) that, without Lender's prior
written consent, from the Closing Date until the Termination Date, neither
any Borrower nor any other Corporate Credit Party shall, directly or
indirectly, by operation of law or otherwise:

         (a)      form any Subsidiary or merge with, consolidate with,
acquire all or substantially all of the assets or capital stock of, or
otherwise combine with or make any investment in or, except as provided in
clause 5(c) below, loan or advance to, any Person; PROVIDED, HOWEVER, a
Borrower or a Credit Party executing this Agreement may form a new Subsidiary
after the Closing Date (each, a "New Subsidiary") if (and only if) (i)
written notice is given to Lender of the formation of such New Subsidiary no
later than ten (10) days after its formation, (ii) notwithstanding any term
or provision of this Agreement to the contrary, no assets of any kind are
transfered by, and no loans or advances of any kind are made by, a Borrower
or any other Credit Party executing this Agreement to such New Subsidiary,
and (iii) at the same time as notice of the formation of such New Subsidiary
is given to Lender pursuant to the foregoing clause (i), the following
documents are also delivered to Lender: (a) a Subsidiary Joinder Agreement
duly exected by such New Subsidiary, Borrowers and each Credit Party that is
a party to this Agreement, (b) a Guaranty duly executed by such New
Subsidiary, (c) copies of the certificate of incorporation or organization of
such New Subsidiary, and all amendments thereto, certified by the Secretary
of State or other appropriate official of its jurisdiction of incorporation
or formation, (d) good standing certificates for such New Subsidiary issued
by the Secretary of State or other appropriate official of such New
Subsidiary's jurisdiction of incorporation or formation, (e) a Secretary
Certificate in the form of Exhibit H to this Agreement duly completed and
executed by the Secretary of such New Subsidiary, together with all
attachments thereto, (f) certified copies of insurance policies described in
Section 3.16, together with evidence showing loss payable or additional
insured clauses or endorsements in favor of Lender, with respect to such New
Subsidiary and its Collateral, (g) proper financing statements (Form UCC-l)
for filing under the Code in all jurisdictions as may be necessary to perfect
Lender's Lien on the Collateral of such New Subsidiary, (h) agreements
relating to the granting to Lender of a security interest in Intellectual
Property of such New Subsidiary to the extent applicable in a form suitable
for filing with the appropriate Federal filing office, (i) a Power of
Attorney duly executed by such New Subsidiary, and (j) an opinion of counsel
to such New Subsidiary with respect to the Loan Documents executed and
delivered by such New Subsidiary in substantially the form of Exhibit O to
this Agreement and otherwise in form and substance satisfactory to Lender and
its counsel;

         (b)      cancel any debt owing to it or create, incur, assume or
permit to exist any Indebtedness, except: (i) the Obligations, (ii)
Indebtedness existing as of the Closing Date set forth on Disclosure Schedule
5(b),

                                       14
<PAGE>

(iii) deferred taxes, (iv) by endorsement of instruments or items of payment
for deposit to the general account of such Credit Party, (v) for Guaranteed
Indebtedness incurred for the benefit of a Borrower if the primary obligation
is permitted by this Agreement; (vi) additional Indebtedness (including
Purchase Money Indebtedness) incurred after the Closing Date in an aggregate
outstanding amount for all such Corporate Credit Parties combined not
exceeding $50,000; (vii) the Indebtedness under the Note Purchase Agreement;
(viii) Subordinated Debt; and (ix) the conversion of Indebtedness owing to
Parent to additional equity as contemplated by Section 2.1(f) of this
Agreement;

         (c)      enter into any lending, borrowing or other commercial
transaction with any of its employees, directors, Affiliates or any other
Credit Party (including upstreaming and downstreaming of cash and
intercompany advances and payments by a Credit Party on behalf of another
Credit Party which are not otherwise permitted hereunder) except for: (i)
loans or advances to employees in the ordinary course of business not to
exceed either $225,000 in an aggregate of such loans or advances made during
any Fiscal Quarter or $450,000 in an aggregate of such loans and advances
outstanding at any one time; and (ii) loans from one Borrower to another
Borrower, provided that (1) such loans are evidenced by the Subordinated
Intercompany Notes, (2) are subordinated in right of payment to the
Obligations pursuant to the express terms of the Subordinated Intercompany
Notes, (3) the Subordinated Intercompany Notes, and the Indebtedness
evidenced thereby, are assigned to Lender as additional security for the
Obligations, and (4) the amount of such loans outstanding at the end of each
month are accurately and completely set forth in the monthly certifications
to be delivered to Lender pursuant to Section 4.1(g) of this Agreement;

         (d)      make any changes in any of its business objectives,
purposes, or operations which could reasonably be expected to adversely
affect repayment of the Obligations or could reasonably be expected to have a
Material Adverse Effect or engage in any business other than that presently
engaged in or proposed to be engaged in the Projections delivered to Lender
on the Closing Date or amend its charter or by-laws or other organizational
documents;

         (e)      create or permit any Lien on any of its properties or
assets, except for Permitted Encumbrances;

         (f)      sell, transfer, issue, convey, assign or otherwise dispose
of any of its assets or properties, including its Accounts or any shares of
its Stock or engage in any sale-leaseback, synthetic lease or similar
transaction (provided, that the foregoing shall not prohibit the sale of
Inventory or obsolete or unnecessary Equipment in the ordinary course of its
business);

         (g)      change its name, chief executive office, corporate offices,
warehouses or other Collateral locations, or location of its records
concerning the Collateral, or acquire, lease or use any real estate after the
Closing Date without such Person, in each instance, giving thirty (30) days
prior written notice thereof to Lender and taking all actions deemed
necessary or appropriate by Lender to continuously protect and perfect
Lender's Liens upon the Collateral;

         (h)      establish any depository or other bank account of any kind
with any financial institution (other than the accounts set forth on
Attachment 1 to Schedule D) without Lender's prior written consent; or

         (i)      make or permit any Restricted Payment.

                                       15
<PAGE>

6.       SECURITY INTEREST

6.1      GRANT OF SECURITY INTEREST. (a) As collateral security for the
prompt and complete payment and performance of the Obligations, each of the
Borrowers and each other Credit Party executing this Agreement hereby grants
to the Lender a security interest in and Lien upon all of its property and
assets, whether real or personal, tangible or intangible, and whether now
owned or hereafter acquired, or in which it now has or at any time in the
future may acquire any right, title, or interest, including all of the
following property in which it now has or at any time in the future may
acquire any right, title or interest: all Accounts; all bank and deposit
accounts and all funds on deposit therein; all cash and cash equivalents; all
commodity contracts; all investments, Stock and Investment Property; all
Inventory and Equipment; all Goods; all Chattel Paper, Documents and
Instruments; all Books and Records; all General Intangibles; and to the
extent not otherwise included, all Proceeds and products of all and any of
the foregoing and all collateral security and guarantees given by any Person
with respect to any of the foregoing, but excluding in all events Hazardous
Waste (all of the foregoing, together with any other collateral pledged to
the Lender pursuant to any other Loan Document, collectively, the
"Collateral").

         (b)      Each Borrower, Lender and each other Credit Party executing
this Agreement agree that this Agreement creates, and is intended to create,
valid and continuing Liens upon the Collateral in favor of Lender. Each
Borrower and each other Credit Party executing this Agreement represents,
warrants and promises to Lender that: (i) each Borrower and each other Credit
Party granting a Lien in Collateral is the sole owner of each item of the
Collateral upon which it purports to grant a Lien pursuant to the Loan
Documents, and has good and marketable title thereto free and clear of any
and all Liens or claims of others, other than Permitted Encumbrances; (ii)
the security interests granted pursuant to this Agreement, upon completion of
the filings and other actions listed on DISCLOSURE SCHEDULE 6.1 (which, in
the case of all filings and other documents referred to in said Schedule,
have been delivered to the Lender in duly executed form) will constitute
valid perfected security interests in all of the Collateral in favor of the
Lender as security for the prompt and complete payment and performance of the
Obligations, enforceable in accordance with the terms hereof against any and
all creditors of and purchasers from any Credit Party (other than purchasers
of Inventory in the ordinary course of business) and such security interests
are prior to all other Liens on the Collateral in existence on the date
hereof except for Permitted Encumbrances which have priority by operation of
law; and (iii) no effective security agreement, financing statement,
equivalent security or Lien instrument or continuation statement covering all
or any part of the Collateral is or will be on file or of record in any
public office, except those relating to Permitted Encumbrances. Each Borrower
and each other Credit Party executing this Agreement promise to defend the
right, title and interest of Lender in and to the Collateral against the
claims and demands of all Persons whomsoever, and each shall take such
actions, including (x) the prompt delivery of all original Instruments,
Chattel Paper and certificated Stock owned by such Borrower and each other
Credit Party granting a Lien on Collateral to Lender, (y) notification of
Lender's interest in Collateral at Lender's request, and (z) the institution
of litigation against third parties as shall be prudent in order to protect
and preserve each Credit Party's and Lender's respective and several
interests in the Collateral. Each Borrower (and any other Credit Party
granting a Lien in Collateral) shall mark its Books and Records pertaining to
the Collateral to evidence the Loan Documents and the Liens granted under the
Loan Documents. All Chattel Paper shall be marked with the following legend:
"This writing and the obligations evidenced or secured hereby are subject to
the security interest of General Electric Capital Corporation."

                                       16
<PAGE>

6.2      LENDER'S RIGHTS. (a) Lender may, (i) at any time in Lender's own
name or in the name of any Borrower, communicate with Account Debtors,
parties to Contracts, and obligors in respect of Instruments, Chattel Paper
or other Collateral to verify to Lender's satisfaction, the existence, amount
and terms of any such Accounts, Contracts, Instruments or Chattel Paper or
other Collateral, and (ii) at any time during the existence of an Event of
Default, and without prior notice to any Borrower or any other Credit Party,
notify Account Debtors, parties to Contracts, and obligors in respect of
Chattel Paper, Instruments, or other Collateral that the Collateral has been
assigned to Lender and that payments shall be made directly to Lender. Upon
the request of Lender, each Borrower shall so notify such Account Debtors,
parties to Contracts, and obligors in respect of Instruments, Chattel Paper
or other Collateral. Each Borrower hereby constitutes Lender or Lender's
designee as such Borrower's attorney with power to endorse such Borrower's
name upon any notes, acceptance drafts, money orders or other evidences of
payment or Collateral.

         (b)      Each Borrower shall remain liable under each Contract,
Instrument and License to observe and perform all the conditions and
obligations to be observed and performed by it thereunder, and Lender shall
have no obligation or liability whatsoever to any Person under any Contract,
Instrument or License (between any Borrower or any other Credit Party and any
Person other than Lender) by reason of or arising out of the execution,
delivery or performance of this Agreement, and Lender shall not be required
or obligated in any manner (i) to perform or fulfill any of the obligations
of any Borrower, (ii) to make any payment or inquiry, or (iii) to take any
action of any kind to collect, compromise or enforce any performance or the
payment of any amounts which may have been assigned to it or to which it may
be entitled at any time or times under or pursuant to any Contract,
Instrument or License.

         (c)      Each Borrower and each other Credit Party shall, with
respect to each owned, leased, or controlled property, during normal business
hours and upon reasonable advance notice (unless a Default shall have
occurred and be continuing, in which event no notice shall be required and
Lender shall have access at any and all times): (i) provide access to such
property to Lender and any of its officers, employees and agents, as
frequently as Lender determines to be appropriate; (ii) permit Lender and any
of its officers, employees and agents to inspect, audit and make extracts and
copies (or take originals if reasonably necessary) from all of such
Borrower's and such Credit Party's Books and Records; and (iii) permit Lender
to inspect, review, evaluate and make physical verifications and appraisals
of the Inventory and other Collateral in any manner and through any medium
that Lender considers advisable, and each Borrower and such Credit Party
agree to render to Lender, at such Borrower's and such Credit Party's cost
and expense, such clerical and other assistance as may be reasonably
requested with regard thereto.

         (d)      After the occurrence and during the continuance of a
Default, each Borrower at its own expense, shall cause the certified public
accountant then engaged by such Borrower to prepare and deliver to Lender at
any time and from time to time, promptly upon Lender's request, the following
reports: (i) a reconciliation of all Accounts; (ii) an aging of all Accounts;
(iii) trial balances; and (iv) test verifications of such Accounts as Lender
may request. Lender shall be permitted to observe and consult with each
Borrower's accountants in the performance of these tasks.

6.3      LENDER'S APPOINTMENT AS ATTORNEY-IN-FACT. On the Closing Date, each
Borrower and each other Credit Party executing this Agreement shall execute
and deliver a Power of Attorney in the form attached as EXHIBIT I. The power
of attorney granted pursuant to the Power of Attorney and all powers granted

                                       17
<PAGE>

under any Loan Document are powers coupled with an interest and shall be
irrevocable until the Termination Date, at which time they shall be cancelled
by Lender. The powers conferred on Lender under the Power of Attorney are
solely to protect Lender's interests in the Collateral and shall not impose
any duty upon it to exercise any such powers. Lender agrees not to exercise
any power or authority granted under the Power of Attorney unless an Event of
Default has occurred and is continuing. Each Borrower and each other Credit
Party executing this Agreement authorizes Lender to file any financing or
continuation statement without the signature of such Borrower or such Credit
Party to the extent permitted by applicable law.

6.4      GRANT OF LICENSE TO USE INTELLECTUAL PROPERTY COLLATERAL. Each
Borrower and each other Credit Party executing this Agreement hereby grants
to Lender an irrevocable, non-exclusive license (exercisable upon the
occurrence and during the continuance of an Event of Default without payment
of royalty or other compensation to any Borrower or such Credit Party) to
use, transfer, license or sublicense any Intellectual Property now owned,
licensed to, or hereafter acquired by such Borrower or such Credit Party, and
wherever the same may be located, and including in such license access to all
media in which any of the licensed items may be recorded or stored and to all
computer software and programs used for the compilation or printout thereof,
and represents, promises and agrees that any such license or sublicense is
not and will not be in conflict with the contractual or commercial rights of
any third Person; provided, that such license will terminate on the
Termination Date.

7.       EVENTS OF DEFAULT: RIGHTS AND REMEDIES

7.1      EVENTS OF DEFAULT. The occurrence of any one or more of the
following events (regardless of the reason therefor) shall constitute an
"Event of Default" hereunder which shall be deemed to be continuing until
waived in writing by Lender in accordance with Section 10.3:

         (a)      any Borrower shall fail to make any payment in respect of
any Obligations when due and payable or declared due and payable; or

         (b)(i)   any Borrower or any other Credit Party shall fail or
neglect to perform, keep or observe any of the covenants, promises,
agreements, requirements, conditions, or other terms or provisions contained
in Section 1, Sections 3.1, 3.2, 3.17, 3.18, 3.19, 3.20, 4.2 or Section 5 of
this Agreement; or (ii) Borrower or any other Credit Party shall fail or
neglect to perform, keep or observe any of the covenants, promises,
agreements, requirements, conditions or other terms or provisions contained
in this Agreement (other than those set forth in the Sections referred to in
clause (i) immediately above) or any of the other Loan Documents, regardless
of whether such breach involves a covenant, promise, agreement, condition,
requirement, term or provision with respect to a Credit Party, and such
breach is not remediable or, if remediable, continues unremedied for a period
of ten (10) Business Days after the earlier to occur of (x) the date on which
such breach is known or reasonably should have become known to any officer of
such Borrower or such Credit Party and (y) the date on which Lender shall
have notified such Borrower or such Credit Party of such breach; or

         (c)      an event of default shall occur under any Contractual
Obligation of any Borrower or any other Credit Party (other than this
Agreement and the other Loan Documents), and such event of default (i)
involves the failure to make any payment (whether or not such payment is
blocked pursuant to the terms

                                       18
<PAGE>

of an intercreditor agreement or otherwise), whether of principal, interest
or otherwise, and whether due by scheduled maturity, required prepayment,
acceleration, demand or otherwise, in respect of any Indebtedness (other than
the Obligations) of such Person in an aggregate amount exceeding the Minimum
Actionable Amount, or (ii) causes (or permits any holder of such Indebtedness
or a trustee to cause) such Indebtedness, or a portion thereof, in an
aggregate amount exceeding the Minimum Actionable Amount to become due prior
to its stated maturity or prior to its regularly scheduled date of payment; or

         (d)      any representation or warranty in this Agreement or any
other Loan Document, or in any written statement pursuant hereto or thereto,
or in any report, financial statement or certificate made or delivered to
Lender by any Borrower or any other Credit Party shall be untrue or incorrect
as of the date when made or deemed made, regardless of whether such breach
involves a representation or warranty with respect to a Credit Party that has
not signed this Agreement; or

         (e)      there shall be commenced against any Borrower or any other
Credit Party any Litigation seeking issuance of a warrant of attachment,
execution, distraint or similar process against all or any substantial part
of its assets which results in the entry of an order for any such relief
which remains unstayed or undismissed for thirty (30) consecutive days; or
any Borrower or any other Credit Party shall have concealed, removed or
permitted to be concealed or removed, any part of its property with intent to
hinder, delay or defraud any of its creditors or made or suffered a transfer
of any of its property or the incurring of an obligation which may be
fraudulent under any bankruptcy, fraudulent transfer or other similar law; or

         (f)      a case or proceeding shall have been commenced
involuntarily against any Borrower or any other Credit Party in a court
having competent jurisdiction seeking a decree or order: (i) under the United
States Bankruptcy Code or any other applicable Federal, state or foreign
bankruptcy or other similar law, and seeking either (x) the appointment of a
custodian, receiver, liquidator, assignee, trustee or sequestrator (or
similar official) for such Person or of any substantial part of its
properties, or (y) the reorganization or winding up or liquidation of the
affairs of any such Person, and such case or proceeding shall remain
undismissed or unstayed for sixty (60) consecutive days or such court shall
enter a decree or order granting the relief sought in such case or
proceeding; or (ii) invalidating or denying any Person's right, power, or
competence to enter into or perform any of its obligations under any Loan
Document or invalidating or denying the validity or enforceability of this
Agreement or any other Loan Document or any action taken hereunder or
thereunder; or

         (g)      any Borrower or any other Credit Party shall (i) commence
any case, proceeding or other action under any existing or future law of any
jurisdiction, domestic or foreign, relating to bankruptcy, insolvency,
reorganization, conservatorship or relief of debtors, seeking to have an
order for relief entered with respect to it or seeking appointment of a
custodian, receiver, liquidator, assignee, trustee or sequestrator (or
similar official) for it or any substantial part of its properties, (ii) make
a general assignment for the benefit of creditors, (iii) consent to or take
any action in furtherance of, or, indicating its consent to, approval of, or
acquiescence in, any of the acts set forth in paragraphs (e) or (f) of this
Section 7.1 or clauses (i) and (ii) of this paragraph (g), or (iv) shall
admit in writing its inability to, or shall be generally unable to, pay its
debts as such debts become due; or

         (h)      a final judgment or judgments for the payment of money in
excess of the Minimum Actionable

                                       19
<PAGE>

Amount in the aggregate shall be rendered against any Borrower or any other
Credit Party, unless the same shall be (i) fully covered by insurance and the
issuer(s) of the applicable policies shall have acknowledged full coverage in
writing within fifteen (15) days of judgment, or (ii) vacated, stayed,
bonded, paid or discharged within a period of fifteen (15) days from the date
of such judgment; or

         (i)      any other event shall have occurred which has had or could
reasonably be expected to have a Material Adverse Effect; or

         (j)      any provision of any Loan Document shall for any reason
cease to be valid, binding and enforceable in accordance with its terms, or
any Lien granted, or intended by the Loan Documents to be granted, to Lender
shall cease to be a valid and perfected Lien having the first priority (or a
lesser priority if expressly permitted in the Loan Documents) in any of the
Collateral (or any Credit Party shall so assert any of the foregoing); or

         (k)      a Change of Control shall have occurred with respect to any
Corporate Credit Party; or

         (l)      an ERISA Event shall have occurred that, in the opinion of
the Lender, when taken together with all other ERISA Events that have
occurred and are then continuing, could reasonably be expected to result in
liability of any Credit Party in an aggregate amount exceeding the Minimum
Actionable Amount; or

         (m)      the giving of notice by Compass Bank to Parent under the
Note Purchase Agreement requiring Parent to purchase the interest of Compass
Bank under the DCRI L.P. No. 2 Loan Documents.

7.2      REMEDIES. (a) If any Default shall have occurred and be continuing,
then Lender may terminate or suspend its obligation to make further Revolving
Credit Advances and to incur additional Letter of Credit Obligations. In
addition, if any Event of Default shall have occurred and be continuing,
Lender may, without notice, take any one or more of the following actions:
(i) declare all or any portion of the Obligations to be forthwith due and
payable, including contingent liabilities with respect to Letter of Credit
Obligations, whereupon such Obligations shall become and be due and payable;
(ii) require that all Letter of Credit Obligations be fully cash
collateralized pursuant to SCHEDULE C; or (iii) exercise any rights and
remedies provided to Lender under the Loan Documents or at law or equity,
including all remedies provided under the Code; PROVIDED, that upon the
occurrence of any Event of Default specified in Sections 7.1 (e), (f) or (g),
the Obligations shall become immediately due and payable (and any obligation
of Lender to make further Loans, if not previously terminated, shall
immediately be terminated) without declaration, notice or demand by Lender.

         (b)      Without limiting the generality of the foregoing, each
Borrower and each other Credit Party executing this Agreement expressly
agrees that upon the occurrence of any Event of Default, Lender may collect,
receive, assemble, process, appropriate and realize upon the Collateral, or
any part thereof, and may forthwith sell, lease, assign, give an option or
options to purchase or otherwise dispose of and deliver said Collateral (or
contract to do so), or any part thereof, in one or more parcels at public or
private sale or sales, at any exchange at such prices as it may deem best,
for cash or on credit or for future delivery without assumption of any credit
risk. Lender shall have the right upon any such public sale, to the extent
permitted by law, to purchase for the benefit of Lender the whole or any part
of said Collateral so sold,

                                       20
<PAGE>

free of any right of equity of redemption, which right each Borrower and each
other Credit Party executing this Agreement hereby releases. Such sales may
be adjourned, or continued from time to time with or without notice. Lender
shall have the right to conduct such sales on any Credit Party's premises or
elsewhere and shall have the right to use any Credit Party's premises without
rent or other charge for such sales or other action with respect to the
Collateral for such time as Lender deems necessary or advisable.

         (c)      Upon the occurrence and during the continuance of an Event
of Default and at Lender's request, each Borrower and each other Credit Party
executing this Agreement further agrees to assemble the Collateral and make
it available to Lender at places which Lender shall reasonably select,
whether at its premises or elsewhere. Until Lender is able to effect a sale,
lease, or other disposition of the Collateral, Lender shall have the right to
complete, assemble, use or operate the Collateral or any part thereof, to the
extent that Lender deems appropriate, for the purpose of preserving such
Collateral or its value or for any other purpose. Lender shall have no
obligation to any Credit Party to maintain or preserve the rights of such
Credit Party as against third parties with respect to any Collateral while
such Collateral is in the possession of Lender. Lender may, if it so elects,
seek the appointment of a receiver or keeper to take possession of any
Collateral and to enforce any of Lender's remedies with respect thereto
without prior notice or hearing. To the maximum extent permitted by
applicable law, each Borrower and each other Credit Party executing this
Agreement waives all claims, damages, and demands against Lender, its
Affiliates, agents, and the officers and employees of any of them arising out
of the repossession, retention or sale of any Collateral except such as are
determined in a final judgment by a court of competent jurisdiction to have
arisen solely out of the gross negligence or willful misconduct of such
Person. Each Borrower and each other Credit Party executing this Agreement
agrees that ten (10) days prior notice by Lender to such Credit Party of the
time and place of any public sale or of the time after which a private sale
may take place is reasonable notification of such matters. Each Borrower and
each other Credit Party shall remain liable for any deficiency if the
proceeds of any sale or disposition of the Collateral are insufficient to pay
all amounts to which Lender is entitled.

         (d)      Lender's rights and remedies under this Agreement shall be
cumulative and nonexclusive of any other rights and remedies which Lender may
have under any Loan Document or at law or in equity. Recourse to the
Collateral shall not be required. All provisions of this Agreement are
intended to be subject to all applicable mandatory provisions of law that may
be controlling and to be limited, to the extent necessary, so that they do
not render this Agreement invalid or unenforceable, in whole or in part.

7.3      WAIVERS BY CREDIT PARTIES. Except as otherwise provided for in this
Agreement and to the fullest extent permitted by applicable law, each
Borrower and each other Credit Party executing this Agreement waives: (a)
presentment, demand and protest, and notice of presentment, dishonor, intent
to accelerate, acceleration, protest, default, nonpayment, maturity, release,
compromise, settlement, extension or renewal of any or all Loan Documents,
the Notes or any other notes, commercial paper, Accounts, Contracts,
Documents, Instruments, Chattel Paper and guaranties at any time held by
Lender on which such Credit Party may in any way be liable, and hereby
ratifies and confirms whatever Lender may do in this regard; (b) all rights
to notice and a hearing prior to Lender's taking possession or control of, or
to Lender's replevy, attachment or levy upon, any Collateral or any bond or
security which might be required by any court prior to allowing Lender to
exercise any of its remedies; and (c) the benefit of all valuation, appraisal
and exemption laws. Each Borrower and each other Credit Party executing this
Agreement acknowledges that it has been advised by counsel of its choices and
decisions with respect to this Agreement, the other

                                       21
<PAGE>

Loan Documents and the transactions evidenced hereby and thereby.

7.4      PROCEEDS. The Proceeds of any sale, disposition or other realization
upon any Collateral shall be applied by Lender upon receipt to the
Obligations in such order as Lender may deem advisable in its sole discretion
(including the cash collateralization of any Letter of Credit Obligations),
and after the indefeasible payment and satisfaction in full in cash of all of
the Obligations, and after the payment by Lender of any other amount required
by any provision of law, including Section 9-504(1)(c) of the Code (but only
after Lender has received what Lender considers reasonable proof of a
subordinate party's security interest), the surplus, if any, shall be paid to
Borrowers or their representatives or to whomsoever may be lawfully entitled
to receive the same, or as a court of competent jurisdiction may direct.

8.       SUCCESSORS AND ASSIGNS

Each Loan Document shall be binding on and shall inure to the benefit of each
Borrower and each other Credit Party executing such Loan Document, Lender,
and their respective successors and assigns, except as otherwise provided
herein or therein. Neither any Borrower nor any other Credit Party may
assign, transfer, hypothecate, delegate or otherwise convey its rights,
benefits, obligations or duties under any Loan Document without the prior
express written consent of Lender. Any such purported conveyance by such
Borrower or such Credit Party without the prior express written consent of
Lender shall be void. There shall be no third party beneficiaries of any of
the terms and provisions of any of the Loan Documents. Lender reserves the
right at any time to create and sell participations in the Loans and the Loan
Documents and to sell, transfer or assign any or all of its rights in the
Loans and under the Loan Documents.

9.       GUARANTOR WAIVERS BY BORROWERS

IF AND TO THE EXTENT THAT ANY OBLIGATION OF ANY BORROWER TO LENDER SHALL BE
CONSIDERED AN OBLIGATION OF GUARANTY OR SURETYSHIP, THEN THE FOLLOWING
PROVISIONS OF THIS SECTION 9 SHALL APPLY WITH RESPECT TO EACH SUCH BORROWER
SOLELY TO THE EXTENT THAT SUCH BORROWER IS DEEMED TO ACT IN THE CAPACITY OF A
GUARANTOR AND SHALL NOT EFFECT A WAIVER OF RIGHTS IN SUCH PERSON'S CAPACITY
AS A BORROWER:

         (A) SUCH BORROWER EXPRESSLY WAIVES THE RIGHT TO REQUIRE LENDER FIRST
TO PURSUE ANY OTHER PERSON, THE COLLATERAL, OR ANY OTHER SECURITY OR GUARANTY
THAT MAY BE HELD FOR THE OBLIGATIONS, OR TO APPLY ANY SUCH SECURITY OR
GUARANTY TO THE OBLIGATIONS BEFORE SEEKING FROM SUCH BORROWER PAYMENT IN FULL
OF ITS LIABILITIES TO LENDER OR PROCEEDING AGAINST SUCH BORROWER FOR SAME.

         (B) SUCH BORROWER ACKNOWLEDGES THAT IF LENDER MAY, UNDER APPLICABLE
LAW, PROCEED TO REALIZE ITS BENEFITS UNDER ANY OF THE LOAN DOCUMENTS GIVING
LENDER A LIEN UPON ANY COLLATERAL, WHETHER OWNED BY ANY BORROWER OR BY ANY
OTHER PERSON, EITHER BY JUDICIAL FORECLOSURE OR BY NON-JUDICIAL SALE OR
ENFORCEMENT, LENDER MAY, AT ITS SOLE OPTION, DETERMINE WHICH OF ITS REMEDIES

                                       22
<PAGE>

OR RIGHTS IT MAY PURSUE WITHOUT AFFECTING ANY OF ITS RIGHTS AND REMEDIES. IF,
IN THE EXERCISE OF ANY OF ITS RIGHTS AND REMEDIES, LENDER SHALL FORFEIT ANY
OF ITS RIGHTS OR REMEDIES, INCLUDING ITS RIGHT TO ENTER A DEFICIENCY JUDGMENT
AGAINST ANY BORROWER OR ANY OTHER PERSON, WHETHER BECAUSE OF ANY APPLICABLE
LAWS PERTAINING TO "ELECTION OF REMEDIES" OR THE LIKE, SUCH BORROWER HEREBY
CONSENTS TO SUCH ACTION BY LENDER AND WAIVES ANY CLAIM BASED UPON SUCH
ACTION, EVEN IF SUCH ACTION BY LENDER SHALL RESULT IN A FULL OR PARTIAL LOSS
OF ANY RIGHTS OF SUBROGATION WHICH SUCH BORROWER MIGHT OTHERWISE HAVE HAD BUT
FOR SUCH ACTION BY LENDER. ANY ELECTION OF REMEDIES WHICH RESULTS IN THE
DENIAL OR IMPAIRMENT OF THE RIGHT OF LENDER TO SEEK A DEFICIENCY JUDGMENT
AGAINST ANY BORROWER SHALL NOT IMPAIR ANY OTHER BORROWER'S OBLIGATION TO PAY
THE FULL AMOUNT OF THE OBLIGATIONS. IN THE EVENT LENDER SHALL BID AT ANY
FORECLOSURE OR TRUSTEE'S SALE OR AT ANY PRIVATE SALE PERMITTED BY LAW OR THE
LOAN DOCUMENTS, LENDER MAY BID ALL OR LESS THAN THE AMOUNT OF THE OBLIGATIONS
AND THE AMOUNT OF SUCH BID NEED NOT BE PAID BY LENDER BUT SHALL BE CREDITED
AGAINST THE OBLIGATIONS. THE AMOUNT OF THE SUCCESSFUL BID AT ANY SUCH SALE,
WHETHER LENDER OR ANY OTHER PARTY IS THE SUCCESSFUL BIDDER, SHALL BE
CONCLUSIVELY DEEMED TO BE THE FAIR MARKET VALUE OF THE COLLATERAL AND THE
DIFFERENCE BETWEEN SUCH BID AMOUNT AND THE REMAINING BALANCE OF THE
OBLIGATIONS SHALL BE CONCLUSIVELY DEEMED TO BE THE AMOUNT OF THE OBLIGATIONS
GUARANTEED BY SUCH BORROWER, NOTWITHSTANDING THAT ANY PRESENT OR FUTURE LAW
OR COURT DECISION OR RULING MAY HAVE THE EFFECT OF REDUCING THE AMOUNT OF ANY
DEFICIENCY CLAIM TO WHICH LENDER MIGHT OTHERWISE BE ENTITLED BUT FOR SUCH
BIDDING AT ANY SUCH SALE.

         (C) SUCH BORROWER AGREES THAT LENDER SHALL BE UNDER NO OBLIGATION TO
(I) MARSHAL ANY ASSETS IN FAVOR OF SUCH BORROWER, (II) PROCEED FIRST AGAINST
ANY OTHER BORROWER OR PERSON OR ANY PROPERTY OF ANY OTHER BORROWER OR PERSON
OR AGAINST ANY COLLATERAL, (III) ENFORCE FIRST ANY OTHER GUARANTY OBLIGATIONS
WITH RESPECT TO, OR SECURITY FOR, THE OBLIGATIONS, OR (IV) PURSUE ANY OTHER
REMEDY IN LENDER'S POWER THAT SUCH BORROWER MAY NOT BE ABLE TO PURSUE ITSELF
AND THAT MAY LIGHTEN SUCH BORROWER'S BURDEN, ANY RIGHT TO WHICH SUCH BORROWER
HEREBY EXPRESSLY WAIVES.

         (D) EACH BORROWER ACKNOWLEDGES THAT THE FOREGOING WAIVERS ARE A
MATERIAL INDUCEMENT TO LENDER'S ENTERING INTO THIS AGREEMENT AND THAT LENDER
IS RELYING UPON THE FOREGOING WAIVERS IN ITS FUTURE DEALINGS WITH SUCH
BORROWER. EACH BORROWER WARRANTS AND REPRESENTS THAT IT HAS REVIEWED THE
FOREGOING WAIVERS WITH ITS LEGAL COUNSEL AND HAS KNOWINGLY AND VOLUNTARILY
WAIVED ITS JURY TRIAL RIGHTS FOLLOWING CONSULTATION WITH LEGAL COUNSEL. IN
THE EVENT OF LITIGATION, THIS AGREEMENT MAY BE FILED AS A WRITTEN CONSENT TO
A TRIAL BY THE COURT.

10.      MISCELLANEOUS

                                       23
<PAGE>

10.1     COMPLETE AGREEMENT; MODIFICATION OF AGREEMENT. This Agreement and
the other Loan Documents constitute the complete agreement between the
parties with respect to the subject matter hereof and thereof, supersede all
prior agreements, commitments, understandings or inducements (oral or
written, expressed or implied). No Loan Document may be modified, altered or
amended except by a written agreement signed by Lender, and each other Credit
Party a party to such Loan Document. Each Borrower and each other Credit
Party executing this Agreement or any other Loan Document shall have all
duties and obligations under this Agreement and such other Loan Document from
the date of its execution and delivery, regardless of whether the initial
Loan has been funded at that time.

10.2     EXPENSES. Borrower agrees to pay or reimburse Lender for all costs
and expenses (including the fees and expenses of all counsel, advisors,
consultants (including environmental and management consultants) and auditors
retained in connection therewith), incurred in connection with: (a) the
preparation, negotiation, execution, delivery, performance and enforcement of
the Loan Documents and the preservation of any rights thereunder; (b)
collection including deficiency collections; (c) the forwarding to Borrower
or any other Person on behalf of Borrower by Lender of the proceeds of any
Loan (including a wire transfer fee of $20 per wire transfer); (d) any
amendment, waiver or other modification with respect to any Loan Document or
advice in connection with the administration of the Loans or the rights
thereunder; (e) any litigation, dispute, suit, proceeding or action (whether
instituted by or between any combination of Lender, Borrower or any other
Person), and an appeal or review thereof, in any way relating to the
Collateral, any Loan Document, or any action taken or any other agreements to
be executed or delivered in connection therewith, whether as a party, witness
or otherwise; and (f) any effort (i) to monitor the Loans, (ii) to evaluate,
observe or assess Borrower or any other Credit Party or the affairs of such
Person, and (iii) to verify, protect, evaluate, assess, appraise, collect,
sell, liquidate or otherwise dispose of the Collateral.

10.3     NO WAIVER. Neither Lender's failure, at any time, to require strict
performance by any Borrower or any other Credit Party of any provision of any
Loan Document, nor Lender's failure to exercise, nor any delay in exercising,
any right, power or privilege hereunder, shall operate as a waiver thereof or
waive, affect or diminish any right of Lender thereafter to demand strict
compliance and performance therewith. No single or partial exercise of any
right, power or privilege hereunder shall preclude any other or future
exercise thereof or the exercise of any other right, power or privilege. Any
suspension or waiver of a Default or other provision under the Loan Documents
shall not suspend, waive or affect any other Default or other provision under
any Loan Document, and shall not be construed as a bar to any right or remedy
which Lender would otherwise have had on any future occasion. None of the
undertakings, indemnities, agreements, warranties, covenants and
representations of any Borrower or any other Credit Party to Lender contained
in any Loan Document and no Default by any Borrower or any other Credit Party
under any Loan Document shall be deemed to have been suspended or waived by
Lender, unless such waiver or suspension is by an instrument in writing
signed by an officer or other authorized employee of Lender and directed to
such Borrower specifying such suspension or waiver (and then such waiver
shall be effective only to the extent therein expressly set forth), and
Lender shall not, by any act (other than execution of a formal written
waiver), delay, omission or otherwise, be deemed to have waived any of its
rights or remedies hereunder.

10.4     SEVERABILITY; SECTION TITLES. Wherever possible, each provision of
the Loan Documents shall be interpreted in such manner as to be effective and
valid under applicable law, but if any provision of any

                                       24
<PAGE>

Loan Document shall be prohibited by or invalid under applicable law, such
provision shall be ineffective to the extent of such prohibition or
invalidity, without invalidating the remainder of such provision or the
remaining provisions of such Loan Document. Except as otherwise expressly
provided for in the Loan Documents, no termination or cancellation
(regardless of cause or procedure) of any financing arrangement under the
Loan Documents shall in any way affect or impair the Obligations, duties,
covenants, representations and warranties, indemnities, and liabilities of
any Borrower or any other Credit Party or the rights of Lender relating to
any unpaid Obligation (due or not due, liquidated, contingent or
unliquidated), or any transaction or event occurring prior to such
termination, or any transaction or event, the performance of which is not
required until after the Commitment Termination Date, all of which shall not
terminate or expire, but rather shall survive such termination or
cancellation and shall continue in full force and effect until the
Termination Date; provided, that all indemnity obligations of the Credit
Parties under the Loan Documents shall survive the Termination Date. The
Section titles contained in any Loan Document are and shall be without
substantive meaning or content of any kind whatsoever and are not a part of
the agreement between the parties hereto.

10.5     AUTHORIZED SIGNATURE. Until Lender shall be notified in writing by
any Borrower or any other Credit Party to the contrary, the signature upon
any document or instrument delivered pursuant hereto and believed by Lender
or any of Lender's officers, agents, or employees to be that of an officer of
such Borrower or such other Credit Party shall bind such Borrower and such
other Credit Party and be deemed to be the act of such Borrower or such other
Credit Party affixed pursuant to and in accordance with resolutions duly
adopted by such Borrower's or such other Credit Party's Board of Directors,
and Lender shall be entitled to assume the authority of each signature and
authority of the person whose signature it is or appears to be unless the
person acting in reliance thereon shall have actual knowledge to the contrary.

10.6     NOTICES. Except as otherwise provided herein, whenever any notice,
demand, request or other communication shall or may be given to or served
upon any party by any other party, or whenever any party desires to give or
serve upon any other party any communication with respect to this Agreement,
each such communication shall be in writing and shall be deemed to have been
validly served, given or delivered (a) upon the earlier of actual receipt or
three (3) days after deposit in the United States Mail, registered or
certified mail, return receipt requested, with proper postage prepaid, (b)
upon transmission, when sent by telecopy or other similar facsimile
transmission (with such telecopy or facsimile promptly confirmed by delivery
of a copy by personal delivery or United States Mail as otherwise provided in
this Section 10.6), (c) one (1) Business Day after deposit with a reputable
overnight courier with all charges prepaid or (d) when hand-delivered, all of
which shall be addressed to the party to be notified and sent to the address
or facsimile number indicated in SCHEDULE B or to such other address (or
facsimile number) as may be substituted by notice given as herein provided.
Failure or delay in delivering copies of any such communication to any Person
(other than any Borrower or Lender) designated in SCHEDULE B to receive
copies shall in no way adversely affect the effectiveness of communication.

10.7     COUNTERPARTS. Any Loan Document may be executed in any number of
separate counterparts by one or more of the parties thereto, and all of said
counterparts taken together shall constitute one and the same instrument.

10.8     TIME OF THE ESSENCE. Time is of the essence for performance of the
Obligations under the Loan Documents.

                                       25
<PAGE>

10.9     GOVERNING LAW. THE LOAN DOCUMENTS AND THE OBLIGATIONS ARISING UNDER
THE LOAN DOCUMENTS SHALL BE GOVERNED BY, AND CONSTRUED AND ENFORCED IN
ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW YORK APPLICABLE TO CONTRACTS
MADE AND PERFORMED IN SUCH STATE, WITHOUT REGARD TO THE PRINCIPLES THEREOF
REGARDING CONFLICTS OF LAWS.

10.10    SUBMISSION TO JURISDICTION; WAIVER OF JURY TRIAL. (A) EACH BORROWER
AND EACH OTHER CREDIT PARTY EXECUTING THIS AGREEMENT HEREBY CONSENT AND AGREE
THAT THE STATE OR FEDERAL COURTS LOCATED IN NEW YORK SHALL HAVE EXCLUSIVE
JURISDICTION TO HEAR AND DETERMINE ANY CLAIMS OR DISPUTES BETWEEN SUCH
BORROWER AND SUCH CREDIT PARTY AND LENDER PERTAINING TO THIS AGREEMENT OR ANY
OF THE OTHER LOAN DOCUMENTS OR TO ANY MATTER ARISING OUT OF OR RELATED TO
THIS AGREEMENT OR ANY OF THE OTHER LOAN DOCUMENTS; PROVIDED, THAT LENDER,
SUCH BORROWER AND SUCH CREDIT PARTY ACKNOWLEDGE THAT ANY APPEALS FROM THOSE
COURTS MAY HAVE TO BE HEARD BY A COURT LOCATED OUTSIDE OF NEW YORK; AND
FURTHER PROVIDED, THAT NOTHING IN THIS AGREEMENT SHALL BE DEEMED OR OPERATE
TO PRECLUDE LENDER FROM BRINGING SUIT OR TAKING OTHER LEGAL ACTION IN ANY
OTHER JURISDICTION TO COLLECT THE OBLIGATIONS, TO REALIZE ON THE COLLATERAL
OR ANY OTHER SECURITY FOR THE OBLIGATIONS, OR TO ENFORCE A JUDGMENT OR OTHER
COURT ORDER IN FAVOR OF LENDER. SUCH BORROWER AND EACH OTHER CREDIT PARTY
EXECUTING THIS AGREEMENT EXPRESSLY SUBMIT AND CONSENT IN ADVANCE TO SUCH
JURISDICTION IN ANY ACTION OR SUIT COMMENCED IN ANY SUCH COURT, AND SUCH
BORROWER AND SUCH CREDIT PARTY HEREBY WAIVE ANY OBJECTION WHICH IT MAY HAVE
BASED UPON LACK OF PERSONAL JURISDICTION, IMPROPER VENUE OR FORUM NON
CONVENIENS. EACH BORROWER AND EACH OTHER CREDIT PARTY EXECUTING THIS
AGREEMENT HEREBY WAIVE PERSONAL SERVICE OF THE SUMMONS, COMPLAINT AND OTHER
PROCESS ISSUED IN ANY SUCH ACTION OR SUIT AND AGREE THAT SERVICE OF SUCH
SUMMONS, COMPLAINT AND OTHER PROCESS MAY BE MADE BY REGISTERED OR CERTIFIED
MAIL ADDRESSED TO SUCH BORROWER OR SUCH CREDIT PARTY AT THE ADDRESS SET FORTH
IN SCHEDULE B OF THIS AGREEMENT AND THAT SERVICE SO MADE SHALL BE DEEMED
COMPLETED UPON THE EARLIER OF SUCH BORROWER'S OR SUCH CREDIT PARTY'S ACTUAL
RECEIPT THEREOF OR THREE (3) DAYS AFTER DEPOSIT IN THE U.S. MAILS, PROPER
POSTAGE PREPAID.

         (B) THE PARTIES HERETO WAIVE ALL RIGHTS TO TRIAL BY JURY IN ANY
ACTION, SUIT, OR PROCEEDING BROUGHT TO RESOLVE ANY DISPUTE, WHETHER ARISING
IN CONTRACT, TORT, OR OTHERWISE BETWEEN LENDER, ANY BORROWER AND ANY CREDIT
PARTY ARISING OUT OF, CONNECTED WITH, RELATED OR INCIDENTAL TO THE
RELATIONSHIP ESTABLISHED BETWEEN THEM IN CONNECTION WITH THE LOAN DOCUMENTS
OR THE TRANSACTIONS RELATED THERETO.

10.11    PRESS RELEASES. Neither any Credit Party nor any of its Affiliates
will in the future issue any press release or other public disclosure using
the name of General Electric Capital Corporation or its affiliates or
referring to this Agreement or the other Loan Documents without at least two
(2) Business Days' prior notice to Lender and without the prior written
consent of Lender unless (and only to the extent that) such Credit Party or
Affiliate is required to do so under law and then, in any event, such Credit
Party or

                                       26
<PAGE>

Affiliate will consult with Lender before issuing such press release or other
public disclosure.

10.12    REINSTATEMENT. This Agreement shall continue to be effective, or be
reinstated, as the case may be, if at any time payment of all or any part of
the Obligations is rescinded or must otherwise be returned or restored by
Lender upon the insolvency, bankruptcy, dissolution, liquidation or
reorganization of any Borrower or any other Credit Party, or otherwise, all
as though such payments had not been made.

11.      CROSS-GUARANTY

11.1     CROSS-GUARANTY. Each Borrower hereby absolutely and unconditionally
guarantees to Lender and its successors and assigns the full and prompt
payment (whether at stated maturity, by acceleration or otherwise) and
performance of all Obligations owed or hereafter owing to Lender by each
other Borrower, including that portion of the Revolving Credit Loan
attributable to each other Borrower. Each Borrower agrees that its guaranty
obligation hereunder is a continuing guaranty of payment and performance and
not of collection, and that its obligations under this Section 11 shall be
absolute and unconditional, irrespective of, and unaffected by:

         (a)      the genuineness, validity, regularity, enforceability or
any future amendment of, or change in, this Agreement, any other Loan
Document or any other agreement, document or instrument to which any Borrower
is or may become a party;

         (b)      the absence of any action to enforce this Agreement
(including this Section 11) or any other Loan Document or the waiver or
consent by Lender with respect to any of the provisions hereof or thereof;

         (c)      the existence, value or condition of, or failure to perfect
its Lien against, any security for the Obligations or any action, or the
absence of any action, by Lender in respect thereof (including the release of
any such security);

         (d)      the insolvency of any Credit Party; or

         (e)      any other action or circumstances which might otherwise
constitute a legal or equitable discharge or defense of a surety or guarantor,

it being agreed by each Borrower that its obligations under this Section 11
shall not be discharged until the payment and performance, in full, of the
Obligations has occurred. Each Borrower shall be regarded, and shall be in
the same position, as principal debtor with respect to the Obligations
guaranteed hereunder.

11.2     WAIVERS BY BORROWERS. Each Borrower expressly waives all rights it
may have now or in the future under any statute, or at common law, or at law
or in equity, or otherwise, to compel Lender to marshall assets or to proceed
in respect of the Obligations guaranteed hereunder against any other Credit
Party, any other party or against any security for the payment and
performance of the Obligations before proceeding against, or as a condition
to proceeding against, such Borrower. It is agreed among each Borrower and
Lender that the foregoing waivers are of the essence of the transactions
contemplated by this Agreement and the other Loan Documents and that, but for
the provisions of this Section 11 and such waivers, Lender would decline to
enter into this Agreement.

11.3     BENEFIT OF GUARANTY. Each Borrower agrees that the provisions of
this Section 11 are for the benefit

                                       27
<PAGE>

of Lender and its successors, transferees, endorsees and assigns, and nothing
herein contained shall impair, as between any other Borrower and Lender, the
obligations of such other Borrower under the Loan Documents.

11.4     SUBORDINATION OF SUBROGATION. Notwithstanding anything to the
contrary in this Agreement or in any other Loan Document, and except as set
forth in Section 11.7, each Borrower hereby expressly and irrevocably
subordinates to payment of the Obligations any and all rights at law or in
equity to subrogation, reimbursement, exoneration, contribution,
indemnification or set off and any and all defenses available to a surety,
guarantor or accommodation co-obligor until the Obligations are indefeasibly
paid in full in cash. Each Borrower acknowledges and agrees that this waiver
is intended to benefit Lender and shall not limit or otherwise affect such
Borrower's liability hereunder or the enforceability of this Section 11, and
that Lender and its successors and assigns are intended third party
beneficiaries of the waivers and agreements set forth in this Section 11.4.

11.5     ELECTION OF REMEDIES. If Lender may, under applicable law, proceed
to realize its benefits under any of the Loan Documents giving Lender a Lien
upon any Collateral, whether owned by any Borrower or by any other Person,
either by judicial foreclosure or by non-judicial sale or enforcement, Lender
may, at its sole option, determine which of its remedies or rights it may
pursue without affecting any of its rights and remedies under this Section
11. If, in the exercise of any of its rights and remedies, Lender shall
forfeit any of its rights or remedies, including its right to enter a
deficiency judgment against any Borrower or any other Person, whether because
of any applicable laws pertaining to "election of remedies" or the like, each
Borrower hereby consents to such action by Lender and waives any claim based
upon such action, even if such action by Lender shall result in a full or
partial loss of any rights of subrogation which such Borrower might otherwise
have had but for such action by Lender. Any election of remedies which
results in the denial or impairment of the right of Lender to seek a
deficiency judgment against any Borrower shall not impair any other
Borrower's obligation to pay the full amount of the Obligations. In the event
Lender shall bid at any foreclosure or trustee's sale or at any private sale
permitted by law or the Loan Documents, Lender may bid all or less than the
amount of the Obligations and the amount of such bid need not be paid by
Lender but may be credited against the Obligations. The amount of the
successful bid at any such sale, whether Lender or any other party is the
successful bidder, shall be conclusively deemed to be the fair market value
of the Collateral and the difference between such bid amount and the
remaining balance of the Obligations shall be conclusively deemed to be the
amount of the Obligations guaranteed under this Section 11, notwithstanding
that any present or future law or court decision or ruling may have the
effect of reducing the amount of any deficiency claim to which Lender might
otherwise be entitled but for such bidding at any such sale.

11.6     LIMITATION. Notwithstanding any provision herein contained to the
contrary, each Borrower's liability under this Section 11 (which liability is
in any event in addition to amounts for which such Borrower is primarily
liable under Section 1) shall be limited to an amount not to exceed as of any
date of determination the greater of:

         (a)      the net amount of all Loans advanced to any other Borrower
under this Agreement and then re-loaned or otherwise transferred to, or for
the benefit of, such Borrower; and

         (b)      the amount which could be claimed by Lender from such
Borrower under this Section 11

                                       28

<PAGE>

without rendering such claim voidable or avoidable under Section 548 of
Chapter 11 of the United States Bankruptcy Code or under any applicable state
Uniform Fraudulent Transfer Act, Uniform Fraudulent Conveyance Act or similar
statute or common law after taking into account, among other things, such
Borrower's right of contribution and indemnification from each other Borrower
under Section 11.7.

11.7     CONTRIBUTION WITH RESPECT TO GUARANTY OBLIGATIONS. (a) To the extent
that any Borrower shall make a payment under this Section 11 of all or any of
the Obligations (other than Loans made to that Borrower for which it is
primarily liable) (a "Guarantor Payment") which, taking into account all
other Guarantor Payments then previously or concurrently made by any other
Borrower, exceeds the amount which such Borrower would otherwise have paid if
each Borrower had paid the aggregate Obligations satisfied by such Guarantor
Payment in the same proportion that such Borrower's "Allocable Amount" (as
defined below) (as determined immediately prior to such Guarantor Payment)
bore to the aggregate Allocable Amounts of each of the Borrowers as
determined immediately prior to the making of such Guarantor Payment, then,
following indefeasible payment in full in cash of the Obligations and
termination of the Commitments, such Borrower shall be entitled to receive
contribution and indemnification payments from, and be reimbursed by, each
other Borrower for the amount of such excess, pro rata based upon their
respective Allocable Amounts in effect immediately prior to such Guarantor
Payment.

         (b)      As of any date of determination, the "Allocable Amount" of
any Borrower shall be equal to the maximum amount of the claim which could
then be recovered from such Borrower under this Section 11 without rendering
such claim voidable or avoidable under Section 548 of Chapter 11 of the
United States Bankruptcy Code or under any applicable state Uniform
Fraudulent Transfer Act, Uniform Fraudulent Conveyance Act or similar statute
or common law.

         (c)      This Section 11.7 is intended only to define the relative
rights of Borrowers and nothing set forth in this Section 11.7 is intended to
or shall impair the obligations of each Borrower to pay any amounts as and
when the same shall become due and payable in accordance with the terms of
this Agreement, including Section 11.1. Nothing contained in this Section
11.7 shall limit the liability of any Borrower to pay the Loans made directly
or indirectly to that Borrower and accrued interest, Fees and expenses with
respect thereto for which such Borrower shall be primarily liable.

         (d)      The parties hereto acknowledge that the rights of
contribution and indemnification hereunder shall constitute assets of
Borrower to which such contribution and indemnification is owing.

         (e)      The rights of the indemnifying Borrowers against other
Credit Parties under this Section 11.7 shall be exercisable upon the full and
indefeasible payment of the Obligations and the termination of Lender's
obligation to extend any credit under this Agreement.

11.8     LIABILITY CUMULATIVE. The liability of Borrowers under this Section
11 is in addition to and shall be cumulative with all liabilities of each
Borrower to Lender under this Agreement and the other Loan Documents to which
such Borrower is a party or in respect of any Obligations or obligation of
the other Borrower, without any limitation as to amount, unless the
instrument or agreement evidencing or creating such other liability
specifically provides to the contrary.

                                       29

<PAGE>

         IN WITNESS WHEREOF, this Loan and Security Agreement has been duly
executed as of the date first written above.

                                 BORROWERS:

                                 MANAGEMENT ALLIANCE CORPORATION

                                 By:
                                    ---------------------------------------
                                 Name:
                                      -------------------------------------
                                 Title:
                                       ------------------------------------

                                 INFORMATION SYSTEMS CONSULTING CORP.

                                 By:
                                    ---------------------------------------
                                 Name:
                                      -------------------------------------
                                 Title:
                                       ------------------------------------

                                 DATATEK CONSULTING GROUP CORPORATION

                                 By:
                                    ---------------------------------------
                                 Name:
                                      -------------------------------------
                                 Title:
                                       ------------------------------------

                                 TEXCEL SERVICES, INC.

                                 By:
                                    ---------------------------------------
                                 Name:
                                      -------------------------------------
                                 Title:
                                       ------------------------------------

                                 MOUNTAIN, LTD.

                                 By:
                                    ---------------------------------------
                                 Name:
                                      -------------------------------------
                                 Title:
                                       ------------------------------------

                                       30
<PAGE>

                                 OTHER CREDIT PARTIES:

                                 DIVERSIFIED CORPORATE RESOURCES, INC.

                                 By:
                                    ---------------------------------------
                                 Name:
                                      -------------------------------------
                                 Title:
                                       ------------------------------------

                                 PREFERRED FUNDING CORPORATION

                                 By:
                                    ---------------------------------------
                                 Name:
                                      -------------------------------------
                                 Title:
                                       ------------------------------------

                                 MAGIC NORTHEAST, INC.

                                 By:
                                    ---------------------------------------
                                 Name:
                                      -------------------------------------
                                 Title:
                                       ------------------------------------

                                 LENDER:

                                 GENERAL ELECTRIC CAPITAL CORPORATION

                                 By:
                                    ---------------------------------------
                                 Name:  Peter B. Cooney
                                 Title: Duly Authorized Signatory

                                       31

<PAGE>

                            SCHEDULE A - DEFINITIONS

Capitalized terms used in this Agreement and the other Loan Documents shall have
(unless otherwise provided elsewhere in this Agreement or in the other Loan
Documents) the following respective meanings:

"Account Debtor" shall mean any Person who is or may become obligated with
respect to, or on account of, an Account.

"Accounts" shall mean all "accounts," as such term is defined in the Code, now
owned or hereafter acquired by any Person, including: (i) all accounts
receivable, other receivables, book debts and other forms of obligations (other
than forms of obligations evidenced by Chattel Paper, Documents or Instruments),
whether arising out of goods sold or services rendered or from any other
transaction (including any such obligations which may be characterized as an
account or contract right under the Code); (ii) all of such Person's rights in,
to and under all purchase orders or receipts for goods or services; (iii) all of
such Person's rights to any goods represented by any of the foregoing (including
unpaid sellers' rights of rescission, replevin, reclamation and stoppage in
transit and rights to returned, reclaimed or repossessed goods); (iv) all moneys
due or to become due to such Person under all purchase orders and contracts for
the sale of goods or the performance of services or both by such Person or in
connection with any other transaction (whether or not yet earned by performance
on the part of such Person), including the right to receive the proceeds of said
purchase orders and contracts; and (v) all collateral security and guarantees of
any kind given by any other Person with respect to any of the foregoing.

"Accounts Payable Analysis" shall mean a certificate in the form of Exhibit D

"Accounts Receivable Roll Forward Analysis" shall mean a certificate in the form
of Exhibit E.

"Affiliate" shall mean, with respect to any Person: (i) each other Person that,
directly or indirectly, owns or controls, whether beneficially, or as a trustee,
guardian or other fiduciary, ten percent (10%) or more of the Stock having
ordinary voting power for the election of directors of such Person; (ii) each
other Person that controls, is controlled by or is under common control with
such Person or any Affiliate of such Person; or (iii) each of such Person's
officers, directors, joint venturers and partners. For the purpose of this
definition, "control" of a Person shall mean the possession, directly or
indirectly, of the power to direct or cause the direction of its management or
policies, whether through the ownership of voting securities, by contract or
otherwise. "Affiliate" shall not include, however, any institutional shareholder
of Parent that may own more than ten percent (10%) of its issued and outstanding
Stock.

"Agreement" shall mean this Agreement including all appendices, exhibits or
schedules attached or otherwise identified thereto, restatements and
modifications and supplements thereto, and any appendices, exhibits or schedules
to any of the foregoing, each as in effect at the time such reference becomes
operative; provided, that except as specifically set forth in this Agreement,
any reference to the Disclosure Schedules to this Agreement shall be deemed a
reference to the Disclosure Schedules as in effect on the Closing Date or in a
written amendment thereto executed by Borrower and Lender.

"Books and Records" shall mean all books, records, board minutes, contracts,
licenses, insurance policies, environmental audits, business plans, files,
computer files, computer discs and other data and software

                                       32

<PAGE>

storage and media devices, accounting books and records, financial statements
(actual and pro forma), filings with Governmental Authorities and any and all
records and instruments relating to the Collateral or any Borrower's business.

"Borrower" and "Borrowers" shall have the meanings assigned to them in the
preamble of this Agreement.

"Borrowing Availability" shall mean, at any time with respect to any
Borrower, the lesser of (i) the Maximum Amount less the sum of the aggregate
Revolving Credit Loans attributable to the other Borrowers or (ii) such
Borrower's Borrowing Base, in each case less reserves established by Lender
from time to time.

"Borrowing Base" shall mean at any time with respect to any Borrower, an
amount equal to the sum at such time of:

         (a) eighty five percent (85%) of the value (as determined by Lender)
of such Borrower's Eligible Accounts arising from the rendition of contract
staffing services; provided that Lender shall reduce the foregoing percentage
by one percentage point for each percentage point that the dilution of such
Borrower's Accounts arising from the rendition of contract staffing services
(calculated by Lender as the average dilution over the most recent 12 months)
exceeds five percent (5%); PLUS

         (b) seventy-five percent (75%) of the value (as determined by
Lender) of such Borrower's Eligible Accounts arising from the rendition of
permanent placement services; provided that Lender shall reduce the foregoing
percentage by one percentage point for each percentage point that the
dilution of such Borrower's Accounts arising from the rendition of permanent
placement services (calculated by Lender as the average dilution over the
most recent 12 months) exceeds ten percent (10%); LESS

         (c) the amount of the Seller Payment Reserve at such time.

"Borrowing Base Certificate" shall mean a certificate in the form of Exhibit
C.

"Business Day" shall mean any day that is not a Saturday, a Sunday or a day
on which banks are required or permitted to be closed in the State of New
York.

"Capital Expenditures" shall mean all payments or accruals (including Capital
Lease Obligations) for any fixed assets or improvements or for replacements,
substitutions or additions thereto, that have a useful life of more than one
year and that are required to be capitalized under GAAP.

"Capital Lease" shall mean, with respect to any Person, any lease of any
property (whether real, personal or mixed) by such Person as lessee that, in
accordance with GAAP, either would be required to be classified and accounted
for as a capital lease on a balance sheet of such Person or otherwise would
be disclosed as such in a note to such balance sheet, other than, in the case
of any Borrower, any such lease under which such Borrower is the lessor.

"Capital Lease Obligation" shall mean, with respect to any Capital Lease, the
amount of the obligation of the lessee thereunder that, in accordance with
GAAP, would appear on a balance sheet of such lessee in

                                       33

<PAGE>

respect of such Capital Lease or otherwise be disclosed in a note to such
balance sheet.

"Cash Collateral Account" shall have the meaning assigned to it in Schedule C.

"Change of Control" shall mean, with respect to any Person on or after the
Closing Date, that any change in the composition of such Person's
stockholders as of the Closing Date shall occur which would result in any
stockholder or group acquiring 49.9% or more of any class of Stock of such
Person, or that any Person (or group of Persons acting in concert) shall
otherwise acquire, directly or indirectly (including through Affiliates), the
power to elect a majority of the Board of Directors of such Person or
otherwise direct the management or affairs of such Person by obtaining
proxies, entering into voting agreements or trusts, acquiring securities or
otherwise.

"Charges" shall mean all Federal, state, county, city, municipal, local,
foreign or other governmental taxes (including taxes owed to PBGC at the time
due and payable), levies, customs or other duties, assessments, charges,
liens, and all additional charges, interest, penalties, expenses, claims or
encumbrances upon or relating to (i) the Collateral, (ii) the Obligations,
(iii) the employees, payroll, income or gross receipts of any Credit Party,
(iv) the ownership or use of any assets by any Credit Party, or (v) any other
aspect of any Credit Party's business.

"Chattel Paper" shall mean all "chattel paper," as such term is defined in
the Code, now owned or hereafter acquired by any Person, wherever located.

"Closing Date" shall mean the Business Day on which the conditions precedent
set forth in Section 2 have been satisfied or specifically waived in writing
by Lender, and the initial Loan has been made.

"Closing Fee" shall have the meaning assigned to it in Schedule E.

"Code" shall mean the Uniform Commercial Code as the same may, from time to
time, be in effect in the State of New York; provided, that in the event
that, by reason of mandatory provisions of law, any or all of the attachment,
perfection or priority of Lender's security interest in any Collateral is
governed by the Uniform Commercial Code as in effect in a jurisdiction other
than the State of New York, the term "Code" shall mean the Uniform Commercial
Code as in effect in such other jurisdiction for purposes of the provisions
of this Agreement relating to such attachment, perfection or priority and for
purposes of definitions related to such provisions.

"Collateral" shall have the meaning assigned to it in Section 6.1.

"Collection Account" shall mean that certain account of Lender, account
number 50-232-854 in the name of GECC CAF Depository at Bankers Trust
Company, 1 Bankers Trust Plaza, New York, New York, ABA number 021-001-033.

"Commitment Termination Date" shall mean the earliest of (i) the Stated
Expiry Date, (ii) the date Lender's obligation to advance funds is terminated
pursuant to Section 7.2, and (iii) the date of indefeasible prepayment in
full by Borrowers of the Obligations in accordance with the provisions of
Section 1.2(c).

                                       34

<PAGE>

"Contracts" shall mean all the contracts, undertakings, or agreements (other
than rights evidenced by Chattel Paper, Documents or Instruments) in or under
which any Person may now or hereafter have any right, title or interest,
including any agreement relating to the terms of payment or the terms of
performance of any Account.

"Contractual Obligation" shall mean as to any Person, any provision of any
security issued by such Person or of any agreement, instrument, or other
undertaking to which such Person is a party or by which it or any of its
property is bound.

"Copyright License" shall mean rights under any written agreement now owned
or hereafter acquired by any Person granting the right to use any Copyright
or Copyright registration.

"Copyrights" shall mean all of the following now owned or hereafter acquired
by any Person: (i) all copyrights in any original work of authorship fixed in
any tangible medium of expression, now known or later developed, all
registrations and applications for registration of any such copyrights in the
United States or any other country, including registrations, recordings and
applications, and supplemental registrations, recordings, and applications in
the United States Copyright Office; and (ii) all Proceeds of the foregoing,
including license royalties and proceeds of infringement suits, the right to
sue for past, present and future infringements, all rights corresponding
thereto throughout the world and all renewals and extensions thereof.

"Corporate Credit Party" shall mean any Credit Party that is a corporation,
partnership or limited liability company.

"Credit Party" shall mean each Borrower, Parent, and each other Person (other
than Lender) that is or may become a party to this Agreement or any other
Loan Document.

"DCRI L.P." shall mean DCRI L.P. No. 2, Inc., a Texas corporation.

"DCRI L.P. No. 2 Loan Documents" shall mean the two promissory notes, dated
January 12, 1999, executed by DCRI L.P. payable to the order of Compass Bank
in the aggregate principal amount of $500,000 and all instruments securing
such notes, including a pledge agreement related to 165,000 shares of
Parent's common Stock and a guarantor of J. Michael Moore.

"DCRI L.P. No. 2 Note Purchase Agreement" shall mean the Note Purchase
Agreement, dated January 12, 1999, among Parent, DCRI L.P., Compass Bank, and
J. Michael Moore, pursuant to which Parent agreed to purchase from Compass
Bank, upon the terms set forth therein, the DCRI L.P. No. 2 Loan Documents
for a purchase price equal of the amount owing by DCRI L.P. thereunder.

"Datatek Purchase Agreement" shall mean the Purchase Agreement, dated March ___,
2000, among the Datatek Seller, as the seller, DCGC, as the purchaser, and the
other parties thereto, providing for the sale by the Datatek Seller, and the
purchase by DCGC, of the Datatek Seller's business of providing staffing
services.

"Datatek Seller" shall mean Datatek Corporation, a Delaware corporation.

                                       35

<PAGE>

"Datatek January 1 Seller Payments" shall mean the sum of $170,625 which is an
estimate of the amount to be payable by DCGC to the Datatek Seller on January 1
of the years 2001, 2002, 2003 and 2004 as required by Section 2.1(b)(2) of the
Datatek Purchase Agreement.

"Datatek April 15 Seller Payments" shall mean the amount payable by DCGC to
the Datatek Seller on April 15, 2001, 2002, 2003, 2004 and 2005 as required
by Section 2.1(b)(3) of the Datatek Purchase Agreement

"Datatek January 1 Payment Reserve" shall be in the amount of $71,094 on the
Closing Date but shall thereafter (a) increase by the sum of $14,219 on the
first day of each month, commencing on the first day of the month next
following the Closing Date, and (b) decrease by the amount of each Datatek
Seller January 1 Payment made after the Closing Date for which Lender shall
have received satisfactory evidence of the payment thereof. At such time as
the Datatek January 1 Seller Payment due on January 1, 2001 and on January 1
of each year thereafter have been paid in full and Lender shall have received
satisfactory evidence thereof, the amount of the Datatek January 1 Payment
Reserve in effect as of January 1 of such year shall be reduced to zero. At
such time as all of the Datatek Seller January 1 Payments have been paid in
full and Lender shall have received satisfactory evidence of the payment
thereof, the Datatek January 1 Payment Reserve shall be permanently reduced
to zero.

"Datatek April 15 Payment Reserve" shall initially be in the amount of zero,
but the amount of the Datatek April 15 Payment Reserve shall thereafter (a)
increase, commencing on September 1 of each year and continuing on the first
day of each month thereafter through April 1 of the following year, by an
amount equal to (i) the product obtained by multiplying the amount of the
Datatek April 15 Seller Payment due to be paid on the following April 15, as
determined by Lender, TIMES seven (7), and (ii) dividing the product so
obtained by twelve (12), and (b) decrease by the amount of each Datatek April
15 Seller Payment for which Lender shall have received satisfactory evidence
of the payment thereof. At such time as the Datatek April 15 Seller Payment
in each year has been paid in full and Lender shall have received
satisfactory evidence thereof, the amount of the Datatek April 15 Payment
Reserve in effect as of April 15 of each year shall be reduced to zero. At
such time as all of the Datatek April 15 Seller Payments have been paid in
full and Lender shall have received satisfactory evidence of the payment
thereof, the Datatek April 15 Payment Reserve shall be permanently reduced to
zero.

"Default" shall mean any Event of Default or any event which, with the
passage of time or notice or both, would, unless cured or waived, become an
Event of Default.

"Default Rate" shall have the meaning assigned to it in Section 1.5(c).

"Documents" shall mean all "documents," as such term is defined in the Code,
now owned or hereafter acquired by any Person, wherever located, including
all bills of lading, dock warrants, dock receipts, warehouse receipts, and
other documents of title, whether negotiable or non-negotiable.

"Eligible Accounts" shall mean as at the date of determination with respect
to any Borrower, all Accounts of such Borrower except any Account:

         (a) that does not arise from the sale of goods or the performance of
services by such Borrower in

                                       36

<PAGE>

the ordinary course of such Borrower's business;

         (b) upon which (i) such Borrower's right to receive payment is not
absolute or is contingent upon the fulfillment of any condition whatsoever or
(ii) such Borrower is not able to bring suit or otherwise enforce its
remedies against the Account Debtor through judicial process;

         (c) against which any defense, counterclaim or setoff, whether
well-founded or otherwise, is asserted or which is a "contra" Account;

         (d) that is not a true and correct statement of a bona fide
indebtedness incurred in the amount of the Account for merchandise sold or
services performed and accepted by the Account Debtor obligated upon such
Account;

         (e) with respect to which an invoice, acceptable to Lender in form
and substance, has not been sent;

         (f) that is not owned by such Borrower or is subject to any right,
claim, or interest of another Person, other than the Lien in favor of Lender;

         (g) that arises from a sale to or performance of services for an
employee, Affiliate, Subsidiary or Stockholder of any Borrower or any other
Credit Party, or an entity which has common officers or directors with any
Borrower or any other Credit Party;

         (h) that is the obligation of an Account Debtor that is the Federal
(or local) government or a political subdivision thereof, unless Lender has
agreed to the contrary in writing and such Borrower has complied with the
Federal Assignment of Claims Act of 1940 (or the state equivalent thereof, if
any) with respect to such obligation;

         (i) that is the obligation of an Account Debtor located in a foreign
country unless such Account is supported by a letter of credit in which
Lender has a first priority perfected security interest by possession or
credit insurance acceptable to Lender (and naming Lender as loss payee);

         (j) that is the obligation of an Account Debtor to whom any Borrower
is or may become liable for goods sold or services rendered by the Account
Debtor to any Borrower, to the extent of any Borrower's liability to such
Account Debtor;

         (k) that arises with respect to goods which are delivered or
services rendered on a cash-on-delivery basis or placed on consignment,
guaranteed sale or other terms by reason of which the payment by the Account
Debtor may be conditional, except in the case of those Accounts arising from
the rendition of permanent placement services for which a Borrower may extend
to the Account Debtor a guarantee of placement in the event that employment
is terminated no more than sixty (60) days after the commencement of
employment;

         (l) that is an obligation for which the total unpaid Accounts of the
Account Debtor exceed 20% of the aggregate of all Accounts, to the extent of
such excess;

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<PAGE>

         (m) that is not paid within 60 days from its due date or 90 days
from its invoice date or that are Accounts of an Account Debtor if 50% or
more of the Accounts owing from such Account Debtor remain unpaid within such
time periods;

         (n) is an obligation of an Account Debtor that has suspended
business, made a general assignment for the benefit of creditors, is unable
to pay its debts as they become due or as to which a petition has been filed
(voluntary or involuntary) under any law relating to bankruptcy, insolvency,
reorganization or relief of debtors;

         (o) that arises from any bill-and-hold or other sale of goods which
remain in any Borrower's possession or under any Borrower's control;

         (p) as to which Lender's interest therein is not a first priority
perfected security interest;

         (q) to the extent that such Account exceeds any credit limit
established by Lender in Lender's good faith credit judgement;

         (r) as to which any of such Borrower's representations or warranties
pertaining to Accounts are untrue;

         (s) that represents interest payments, late or finance charges, or
service charges owing to such Borrower; or

         (t) that is not otherwise acceptable in the good faith discretion of
Lender, provided, that Lender shall have the right to create and adjust
eligibility standards and related reserves from time to time in its good
faith credit judgment..

"Environmental Laws" shall mean all Federal, state and local laws, statutes,
ordinances and regulations, now or hereafter in effect, and in each case as
amended or supplemented from time to time, and any applicable judicial or
administrative interpretation thereof relating to the regulation and
protection of human health, safety, the environment and natural resources
(including ambient air, surface water, groundwater, wetlands, land surface or
subsurface strata, wildlife, aquatic species and vegetation).

"Environmental Liabilities" shall mean all liabilities, obligations,
responsibilities, remedial actions, removal costs, losses, damages of
whatever nature, costs and expenses (including all reasonable fees,
disbursements and expenses of counsel, experts and consultants and costs of
investigation and feasibility studies), fines, penalties, sanctions and
interest incurred as a result of any claim, suit, action or demand of
whatever nature by any Person, and which relate to any health or safety
condition regulated under any Environmental Law, environmental permits or in
connection with any Release, threatened Release, or the presence of a
Hazardous Material.

"Equipment" shall mean all "equipment" as such term is defined in the Code,
now owned or hereafter acquired by any Person, wherever located, including
any and all machinery, apparatus, equipment, fittings, furniture, fixtures,
motor vehicles and other tangible personal property (other than Inventory) of
every kind and description which may be now or hereafter used in such
Person's operations or which are owned by

                                       38

<PAGE>

such Person or in which such Person may have an interest, and all parts,
accessories and accessions thereto and substitutions and replacements
therefor.

"ERISA" shall mean the Employee Retirement Income Security Act of 1974 (or
any successor legislation thereto), as amended from time to time, and any
regulations promulgated thereunder.

"ERISA Affiliate" shall mean any trade or business (whether or not
incorporated) that, together with any Credit Party, is treated as a single
employer under Section 414(b), (c), (m) or (o) of the IRC, or, solely for the
purposes of Section 302 of ERISA and Section 412 of the IRC, is treated as a
single employer under Section 414 of the IRC.

"ERISA Event" shall mean (a) any "reportable event", as defined in Section
4043 of ERISA or the regulations issued thereunder with respect to a Plan
(other than an event for which the 30-day notice period is waived); (b) the
existence with respect to any Plan of an "accumulated funding deficiency" (as
defined in Section 412 of the IRC or Section 302 of ERISA), whether or not
waived; (c) the filing pursuant to Section 412(b) of the IRC or Section
303(d) of ERISA of an application for a waiver of the minimum funding
standard with respect to any Plan; (d) the incurrence by any Credit Party or
any ERISA Affiliate of any liability under Title IV of ERISA with respect to
the termination of any Plan; (e) the receipt by any Credit Party or any ERISA
Affiliate from the PBGC or a plan administrator of any notice relating to an
intention to terminate any Plan or to appoint a trustee to administer any
Plan; (f) the incurrence by any Credit Party or any ERISA Affiliate of any
liability with respect to any withdrawal or partial withdrawal from any Plan
or Multiemployer Plan; or (g) the receipt by any Credit Party or any ERISA
Affiliate of any notice, or the receipt by any Multiemployer Plan from any
Credit Party or any ERISA Affiliate of any notice, concerning the imposition
of Withdrawal Liability or a determination that a Multiemployer Plan is, or
is expected to be, insolvent or in reorganization, within the meaning of
Title IV of ERISA.

"Event of Default" shall have the meaning assigned to it in Section 7.1.

"Fees" shall mean the fees due to Lender as set forth in Schedule E.

"Financial Statements" shall mean the consolidated and consolidating income
statement, balance sheet and statement of cash flows of each Borrower and its
Subsidiaries, internally prepared for each Fiscal Month, and audited for each
Fiscal Year, prepared in accordance with GAAP; PROVIDED, HOWEVER, in the case
of interim statements for each Fiscal Month, (i) the statement of cash flows
shall only be on a consolidated basis and (ii) footnotes may be omitted.

"Fiscal Month" shall mean any of the monthly accounting periods of Borrowers.

"Fiscal Quarter" shall mean any of the quarterly accounting periods of
Borrowers.

"Fiscal Year" shall mean the 12 month period of Borrowers ending December 31
of each year. Subsequent changes of the fiscal year of Borrowers shall not
change the term "Fiscal Year" unless Lender shall consent in writing to such
change.

"GAAP" shall mean generally accepted accounting principles in the United
States of America as in effect

                                       39

<PAGE>

from time to time, consistently applied.

"General Intangibles" shall mean all "general intangibles," as such term is
defined in the Code, now owned or hereafter acquired by any Person, including
all right, title and interest which such Person may now or hereafter have in
or under any Contract, Intellectual Property, interests in partnerships,
joint ventures and other business associations, permits, proprietary or
confidential information, inventions (whether or not patented or patentable),
technical information, procedures, designs, knowledge, know-how, software,
data bases, data, skill, expertise, experience, processes, models, drawings,
materials, Books and Records, Goodwill (including the Goodwill associated
with any Intellectual Property), all rights and claims in or under insurance
policies (including insurance for fire, damage, loss, and casualty, whether
covering personal property, real property, tangible rights or intangible
rights, all liability, life, key-person, and business interruption insurance,
and all unearned premiums), uncertificated securities, choses in action,
deposit accounts, rights to receive tax refunds and other payments and rights
of indemnification.

"Goods" shall mean all "goods," as such term is defined in the Code, now
owned or hereafter acquired by any Person, wherever located, including
movables, fixtures, equipment, inventory, or other tangible personal property.

"Goodwill" shall mean all goodwill, trade secrets, proprietary or
confidential information, technical information, procedures, formulae,
quality control standards, designs, operating and training manuals, customer
lists, and distribution agreements now owned or hereafter acquired by any
Person.

"Governmental Authority" shall mean any nation or government, any state or
other political subdivision thereof, and any agency, department or other
entity exercising executive, legislative, judicial, regulatory or
administrative functions of or pertaining to government.

"Guaranteed Indebtedness" shall mean, as to any Person, any obligation of
such Person guaranteeing any indebtedness, lease, dividend, or other
obligation ("primary obligations") of any other Person (the "primary
obligor") in any manner, including any obligation or arrangement of such
guaranteeing Person (whether or not contingent): (i) to purchase or
repurchase any such primary obligation; (ii) to advance or supply funds (a)
for the purchase or payment of any such primary obligation or (b) to maintain
working capital or equity capital of the primary obligor or otherwise to
maintain the net worth or solvency or any balance sheet condition of the
primary obligor; (iii) to purchase property, securities or services primarily
for the purpose of assuring the owner of any such primary obligation of the
ability of the primary obligor to make payment of such primary obligation; or
(iv) to indemnify the owner of such primary obligation against loss in
respect thereof.

"Guarantor" shall mean each Person which executes a guaranty or a support,
put or other similar agreement in favor of Lender in connection with the
transactions contemplated by this Agreement.

"Guaranty" shall mean any agreement to perform all or any portion of the
Obligations on behalf of Borrower or any other Credit Party, in favor of, and
in form and substance satisfactory to, Lender, together with all amendments,
modifications and supplements thereto, and shall refer to such Guaranty as
the same may be in effect at the time such reference becomes operative.

                                       40

<PAGE>

"Hazardous Material" shall mean any substance, material or waste which is
regulated by or forms the basis of liability now or hereafter under, any
Environmental Laws, including any material or substance which is (a) defined
as a "solid waste," "hazardous waste," "hazardous material," "hazardous
substance," "extremely hazardous waste," "restricted hazardous waste,"
"pollutant," "contaminant," "hazardous constituent," "special waste," "toxic
substance" or other similar term or phrase under any Environmental Laws, (b)
petroleum or any fraction or by-product thereof, asbestos, polychlorinated
biphenyls (PCB's), or any radioactive substance.

"Hazardous Waste" shall have the meaning ascribed to such term in the
Resource Conservation and Recovery Act (42 U.S.C. Sections 6901 et. seq.).

"Indebtedness" of any Person shall mean: (i) all indebtedness of such Person
for borrowed money or for the deferred purchase price of property or services
(including reimbursement and all other obligations with respect to surety
bonds, letters of credit and bankers' acceptances, whether or not matured,
but not including obligations to trade creditors incurred in the ordinary
course of business and not more than 45 days past due); (ii) all obligations
evidenced by notes, bonds, debentures or similar instruments; (iii) all
indebtedness created or arising under any conditional sale or other title
retention agreements with respect to property acquired by such Person (even
though the rights and remedies of the seller or lender under such agreement
in the event of default are limited to repossession or sale of such
property); (iv) all Capital Lease Obligations; (v) all Guaranteed
Indebtedness; (vi) all Indebtedness referred to in clauses (i), (ii), (iii),
(iv) or (v) above secured by (or for which the holder of such Indebtedness
has an existing right, contingent or otherwise, to be secured by) any Lien
upon or in property (including accounts and contract rights) owned by such
Person, even though such Person has not assumed or become liable for the
payment of such Indebtedness; (vii) the Obligations; and (viii) all
liabilities under Title IV of ERISA.

"Indemnified Liabilities" and "Indemnified Person" shall have the meaning
assigned to such terms in Section 1.11.

"Index Rate" shall mean the latest "Prime Rate", which normally is published
in the "Money Rates" section of The Wall Street Journal (or if such rate
ceases to be so published, as quoted from such other generally available and
recognizable source as Lender may select). The Index Rate shall be determined
(i) on the first Business Day immediately prior to the Closing Date and (ii)
thereafter, on the last Business Day of each calendar month for calculation
of interest for the following month.

"Instruments" shall mean all "instruments," as such term is defined in the
Code, now owned or hereafter acquired by any Person, wherever located,
including all certificated securities and all notes and other evidences of
indebtedness, other than instruments that constitute, or are a part of a
group of writings that constitute, Chattel Paper.

"Intellectual Property" shall mean any and all Licenses, Patents, Copyrights,
Trademarks, trade secrets and customer lists.

"Inventory" shall mean all "inventory," as such term is defined in the Code,
now or hereafter owned or acquired by any Person, wherever located, including
all inventory, merchandise, goods and other personal property which are held
by or on behalf of such Person for sale or lease or are furnished or are to
be

                                       41

<PAGE>

furnished under a contract of service or which constitute raw materials, work
in process or materials used or consumed or to be used or consumed in such
Person's business or in the processing, production, packaging, promotion,
delivery or shipping of the same, including other supplies.

"Investment Property" shall mean all "investment property," as such term is
defined in the Code, now or hereafter acquired by any Person, wherever
located.

"IRC" and "IRS"shall mean respectively, the Internal Revenue Code of 1986 and
the Internal Revenue Service, and any successors thereto.

"Lender" shall mean General Electric Capital Corporation and, if at any time
Lender shall decide to assign or syndicate all or any of the Obligations,
such term shall include such assignee or such other members of the syndicate.

"Letters of Credit" shall mean any and all commercial or standby letters of
credit issued at the request and for the account of any Borrower for which
Lender has incurred Letter of Credit Obligations.

"Letter of Credit Fee" shall have the meaning assigned to it in Schedule E.

"Letter of Credit Obligations" shall mean all outstanding obligations
(including all duty, freight, taxes, costs, insurance and any other charges
and expenses) incurred by Lender, whether direct or indirect, contingent or
otherwise, due or not due, in connection with the issuance or guarantee, by
Lender or another, of Letters of Credit, all as further set forth in Schedule
C.

"License" shall mean any Copyright License, Patent License, Trademark License
or other license of rights or interests now held or hereafter acquired by any
Person.

"Lien" shall mean any mortgage, security deed or deed of trust, pledge,
hypothecation, assignment, deposit arrangement, lien, charge, claim, security
interest, security title, easement or encumbrance, or preference, priority or
other security agreement or preferential arrangement of any kind or nature
whatsoever (including any lease or title retention agreement, any financing
lease having substantially the same economic effect as any of the foregoing,
and the filing of, or agreement to give, any financing statement perfecting a
security interest under the Code or comparable law of any jurisdiction).

"Litigation" shall mean any claim, lawsuit, litigation, investigation or
proceeding of or before any arbitrator or Governmental Authority.

"Loan Documents" shall mean this Agreement, the Notes, the Financial
Statements, each Guaranty, the Power of Attorney, the Lock Box Account
Agreements, each Subsidiary Joinder Agreement, and the other documents and
instruments listed in Schedule F, and all security agreements, mortgages and
all other documents, instruments, certificates, and notices at any time
delivered by any Person (other than Lender) in connection with any of the
foregoing.

"Loans" shall mean the Revolving Credit Loan including the Letter of Credit
Obligations.

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<PAGE>

"Lock Box Account" and "Lock Box Account Agreement" shall have the meanings
assigned to such terms in Schedule D.

"Magic" shall mean Magic Northeast, Inc., a Delaware corporation.

"Material Adverse Effect" shall mean: (i) a material adverse effect on (a)
the business, assets, operations, prospects or financial or other condition
of any Borrower or any other Credit Party or the industry within which such
Borrower or any other Credit Party operates, (b) any Borrower's or any other
Credit Party's ability to pay or perform the Obligations under the Loan
Documents to which such Credit Party is a party in accordance with the terms
thereof, (c) the Collateral or Lender's Liens on the Collateral or the
priority of any such Lien, or (d) Lender's rights and remedies under this
Agreement and the other Loan Documents.

"Maximum Amount" shall mean $15,000,000.

"Minimum Actionable Amount" shall mean $100,000.

"Mountain Purchase Agreement" shall mean the Purchase Agreement, dated August
6, 1999, among the Mountain Sellers, as the seller, Magic Northeast, Inc., as
the purchaser, and the other parties thereto, providing for the sale by the
Mountain Sellers, and the purchase by Magic Northeast, Inc., of all of the
issued and outstanding stock of ML.

"Mountain Sellers" shall mean Joseph H. Hosmer and Sandra Hosmer.

"Mountain Seller Payments" shall mean the sum of $1,178,490 which is an
estimate of the amount to be payable to the Mountain Sellers on October 1 of
the years 2000, 2001 and 2002 as required by Section 2.1(a)(ii) of the
Mountain Purchase Agreement.

"Mountain Payment Reserve" shall be in the amount of $687,167 on the Closing
Date but shall thereafter (a) increase by the sum of $98,167 on the first day
of each month, commencing on the first day of the month next following the
Closing Date, and (b) decrease by the amount of each Mountain Seller Payment
made after the Closing Date for which Lender shall have received satisfactory
evidence of the payment thereof. At such time as the Mountain Seller Payments
due on October 1, 2000 and on October 1 of each year thereafter have been
paid in full and Lender shall have received satisfactory evidence thereof,
the amount of the Mountain Payment Reserve in effect as of October 1 of such
year shall be reduced to zero. At such time as all of the Mountain Seller
Payments have been paid in full and Lender shall have received satisfactory
evidence of the payment thereof, the Mountain Payment Reserve shall be
permanently reduced to zero.

"Multiemployer Plan" shall mean a "multiemployer plan," as defined in Section
4001(a) (3) of ERISA, to which Borrower, any other Credit Party or any ERISA
Affiliate is making, is obligated to make, has made or been obligated to
make, contributions on behalf of participants who are or were employed by any
of them.

"Net Borrowing Availability" shall mean at any time with respect to any
Borrower, such Borrower's

                                       43

<PAGE>

Borrowing Availability less the Revolving Credit Loan attributable to such
Borrower.

"New Subsidiary" shall have the meaning assigned to it in Section 5(a).

"Notes" shall mean the Revolving Credit Notes.

"Notice of Revolving Credit Advance" shall have the meaning assigned to it in
Section 1.1(b).

"Obligations" shall mean all loans, advances, debts, expense reimbursement,
fees, liabilities, and obligations for the performance of covenants, tasks or
duties or for payment of monetary amounts (whether or not such performance is
then required or contingent, or amounts are liquidated or determinable) owing
by any Borrower and any other Credit Party to Lender, of any kind or nature,
present or future, whether or not evidenced by any note, agreement or other
instrument, whether arising under any of the Loan Documents or under any
other agreement between such Borrower, such Credit Party and Lender, and all
covenants and duties regarding such amounts. This term includes all
principal, interest (including interest accruing at the then applicable rate
provided in this Agreement after the maturity of the Loans and interest
accruing at the then applicable rate provided in this Agreement after the
filing of any petition in bankruptcy, or the commencement of any insolvency,
reorganization or like proceeding, whether or not a claim for post-filing or
post-petition interest is allowed in such proceeding), Fees, Charges,
expenses, attorneys' fees and any other sum chargeable to any Borrower under
any of the Loan Documents, and all principal and interest due in respect of
the Loans and all obligations and liabilities of any Guarantor under any
Guaranty.

"Patent License" shall mean rights under any written agreement now owned or
hereafter acquired by any Person granting any right with respect to any
invention on which a Patent is in existence.

"Patents" shall mean all of the following in which any Person now holds or
hereafter acquires any interest: (i) all letters patent of the United States
or any other country, all registrations and recordings thereof, and all
applications for letters patent of the United States or any other country,
including registrations, recordings and applications in the United States
Patent and Trademark Office or in any similar office or agency of the United
States, any State or Territory thereof, or any other country; and (ii) all
reissues, continuations, continuations-in-part or extensions thereof.

"PBGC" shall mean the Pension Benefit Guaranty Corporation or any successor
thereto.

"PFC" shall mean Preferred Funding Corporation, a Texas corporation.

"Permitted Encumbrances" shall mean the following encumbrances: (i) Liens for
taxes or assessments or other governmental Charges or levies, either not yet
due and payable or to the extent that nonpayment thereof is permitted by the
terms of Section 3.10; (ii) pledges or deposits securing obligations under
worker's compensation, unemployment insurance, social security or public
liability laws or similar legislation; (iii) pledges or deposits securing
bids, tenders, contracts (other than contracts for the payment of money) or
leases to which any Credit Party is a party as lessee made in the ordinary
course of business; (iv) deposits securing public or statutory obligations of
any Credit Party; (v) inchoate and unperfected workers', mechanics', or
similar liens arising in the ordinary course of business so long as such
Liens

                                       44

<PAGE>

attach only to Equipment, fixtures or real estate; (vi) carriers',
warehouseman's', suppliers' or other similar possessory liens arising in the
ordinary course of business and securing indebtedness not yet due and payable
in an outstanding aggregate amount not in excess of $25,000 at any time so
long as such Liens attach only to Inventory; (vii) deposits of money
securing, or in lieu of, surety, appeal or customs bonds in proceedings to
which any Credit Party is a party; (viii) zoning restrictions, easements,
licenses, or other restrictions on the use of real property or other minor
irregularities in title (including leasehold title) thereto, so long as the
same do not materially impair the use, value, or marketability of such real
estate; (ix) Purchase Money Liens securing Purchase Money Indebtedness (or
rent) to the extent permitted under Section 5(b)(vi); (x) Liens in existence
on the Closing Date as disclosed on Disclosure Schedule 5(e) provided that no
such Lien is spread to cover additional property after the Closing Date and
the amount of Indebtedness secured thereby is not increased.; and (xi) Liens
in favor of Lender securing the Obligations.

"Person" shall mean any individual, sole proprietorship, partnership, limited
liability partnership, joint venture, trust, unincorporated organization,
association, corporation, limited liability company, institution, public
benefit corporation, entity or government (whether Federal, state, county,
city, municipal or otherwise, including any instrumentality, division,
agency, body or department thereof), and shall include such Person's
successors and assigns.

"Plan" shall mean any employee pension benefit plan (other than a
Multiemployer Plan) subject to the provisions of Title IV of ERISA or Section
412 of the IRC or Section 302 of ERISA, and in respect of which any Credit
Party or any ERISA Affiliate is (or, if such plan were terminated, would
under Section 4069 of ERISA be deemed to be) an "employer" as defined in
Section 3(5) of ERISA.

"Prepayment Fee" shall mean the prepayment fee specified in Schedule E.

"Proceeds" shall mean "proceeds," as such term is defined in the Code and, in
any event, shall include: (i) any and all proceeds of any insurance,
indemnity, warranty or guaranty payable to any Borrower or any other Credit
Party from time to time with respect to any Collateral; (ii) any and all
payments (in any form whatsoever) made or due and payable to any Borrower or
any other Credit Party from time to time in connection with any requisition,
confiscation, condemnation, seizure or forfeiture of any Collateral by any
governmental body, authority, bureau or agency (or any person acting under
color of governmental authority); (iii) any claim of any Borrower or any
other Credit Party against third parties (a) for past, present or future
infringement of any Intellectual Property or (b) for past, present or future
infringement or dilution of any Trademark or Trademark License or for injury
to the goodwill associated with any Trademark, Trademark registration or
Trademark licensed under any Trademark License; (iv) any recoveries by any
Borrower or any other Credit Party against third parties with respect to any
litigation or dispute concerning any Collateral; and (v) any and all other
amounts from time to time paid or payable under or in connection with any
Collateral, upon disposition or otherwise.

                                       45

<PAGE>

"Projections" shall mean as of any date the consolidated and consolidating
balance sheet, statements of income and cash flow for each Borrower and its
Subsidiaries (including forecasted Capital Expenditures and Net Borrowing
Availability) (i) by month for the next Fiscal Year, and (ii) by year for the
following three Fiscal Years, in each case prepared in a manner consistent
with GAAP and accompanied by senior management's discussion and analysis of
such plan; PROVIDED, HOWEVER, the statement of cash flows included within the
Projections shall only be on a consolidated basis.

"Purchase Money Indebtedness" shall mean (i) any Indebtedness incurred for
the payment of all or any part of the purchase price of any fixed asset, (ii)
any Indebtedness incurred for the sole purpose of financing or refinancing
all or any part of the purchase price of any fixed asset, and (iii) any
renewals, extensions or refinancings thereof (but not any increases in the
principal amounts thereof outstanding at that time).

"Purchase Money Lien" shall mean any Lien upon any fixed assets which secures
the Purchase Money Indebtedness related thereto but only if such Lien shall
at all times be confined solely to the asset the purchase price of which was
financed or refinanced through the incurrence of the Purchase Money
Indebtedness secured by such Lien and only if such Lien secures only such
Purchase Money Indebtedness.

"Real Property" shall have the meaning assigned to it in Section 3.15.

"Release" shall mean, as to any Person, any release, spill, emission,
leaking, pumping, injection, deposit, disposal, discharge, dispersal,
dumping, leaching or migration of Hazardous Materials in the indoor or
outdoor environment by such Person, including the movement of Hazardous
Materials through or in the air, soil, surface water, ground water or
property.

"Requirement of Law" shall mean as to any Person, the Certificate or Articles
of Incorporation and ByLaws or other organizational or governing documents of
such Person, and any law, treaty, rule or regulation or determination of an
arbitrator or a court or other Governmental Authority, in each case binding
upon such Person or any of its property or to which such Person or any of its
property is subject.

"Restricted Payment" shall mean: (i) the declaration or payment of any
dividend or the incurrence of any liability to make any other payment or
distribution of cash or other property or assets on or in respect of any
Borrower's or any other Credit Party's Stock; (ii) any payment or
distribution made in respect of any subordinated Indebtedness of any Borrower
or any other Credit Party in violation of any subordination or other
agreement made in favor of Lender; (iii) any payment on account of the
purchase, redemption, defeasance or other retirement of any Borrower's or any
other Credit Party's Stock or Indebtedness or any other payment or
distribution made in respect of any thereof, either directly or indirectly;
other than (a) that arising under this Agreement or (b) interest and
principal, when due without acceleration or modification of the amortization
as in effect on the Closing Date, under Indebtedness (not including
subordinated Indebtedness, payments of which shall be permitted only in
accordance with the terms of the relevant subordination agreement made in
favor of Lender) described in Disclosure Schedule (5(b)) or otherwise
permitted under Section 5(b)(vi); or (iv) any payment, loan, contribution, or
other transfer of funds or other property to any Stockholder of such Person
which is not expressly and specifically permitted in this Agreement;
provided, that no payment to Lender shall constitute a Restricted Payment.

"Revolving Credit Advance" shall have the meaning assigned to it in
Section 1.1(a).

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"Revolving Credit Loan" shall mean at any time the sum of (i) the aggregate
amount of Revolving Credit Advances then outstanding, plus (ii) the total
Letter of Credit Obligations incurred by Lender and outstanding at such time,
plus (iii) the amount of accrued but unpaid interest thereon and Letter of
Credit Fees with respect thereto.

"Revolving Credit Note" shall mean each promissory note dated the Closing
Date, executed by a Borrower substantially in the form of Exhibit F.

"Revolving Credit Rate" shall have the meaning assigned to it in Section
1.5(a).

"Seller Payment Reserve" shall mean, as of any date of determination thereof,
the aggregate amount of the Datatek January 1 Payment Reserve, the Datatek
April 15 Payment Reserve, the Mountain Payment Reserve and the Texcel Payment
Reserve in effect at such date.

"Stated Expiry Date" shall mean May __, 2003.

"Stock" shall mean all certificated and uncertificated shares, options,
warrants, membership interests, general or limited partnership interests,
participation or other equivalents (regardless of how designated) of or in a
corporation, partnership, limited liability company or equivalent entity
whether voting or nonvoting, including common stock, preferred stock, or any
other "equity security" (as such term is defined in Rule 3a11-1 of the
General Rules and Regulations promulgated by the Securities and Exchange
Commission under the Securities Exchange Act of 1934).

"Stockholder" shall mean each holder of Stock of any Borrower or any other
Credit Party.

"Subordinated Debt" shall mean any Indedtedness of Parent or any of its
Subsidiaries which is subordinated to the prior payment in full of the
Obligations upon terms satisfactory to Lender and is subject to the terms and
provisions of a subordination agreement executed by the holder of such
subordinated Indebtedness and Lender, and acknowledged and agreed to by the
issuer of such subordinated Indebtedness, in form and substance satisfactory
to Lender.

"Subordinated Intercompany Notes" shall mean the master Subordinated Demand
Promissory Notes, each dated on or about the Closing Date, executed by each
Borrower to the order of each other Borrower, in form and substance
satisfactory to Lender, and assigned to Lender as additional security for the
Obligations.

"Subsidiary" shall mean, with respect to any Person, (i) any corporation of
which an aggregate of more than 50% of the outstanding Stock having ordinary
voting power to elect a majority of the board of directors of such
corporation (irrespective of whether, at the time, Stock of any other class
or classes of such corporation shall have or might have voting power by
reason of the happening of any contingency) is at the time, directly or
indirectly, owned legally or beneficially by such Person and/or one or more
Subsidiaries of such Person, or with respect to which any such Person has the
right to vote or designate the vote of 50% or more of such Stock whether by
proxy, agreement, operation of law or otherwise, and (ii) any partnership or
limited liability company in which such Person or one or more Subsidiaries of
such Person has an equity interest (whether in the form of voting or
participation in profits or capital

                                       47

<PAGE>

contribution) of more than 50% or of which any such Person is a general
partner or manager or may exercise the powers of a general partner or manager.

"Subsidiary Joinder Agreement" shall mean a Subsidiary Joinder Agreement in
the form of Exhibit M to this Agreement.

"Taxes" shall mean taxes, levies, imposts, deductions, Charges or
withholdings, and all liabilities with respect thereto, excluding taxes
imposed on or measured by the net income of Lender.

"Termination Date" shall mean the date on which all Obligations under this
Agreement are indefeasibly paid in full, in cash (other than amounts in
respect of Letter of Credit Obligations if any, then outstanding, provided
that Borrowers shall have funded such amounts in cash in full into the Cash
Collateral Account), and Borrowers shall have no further right to borrow any
moneys or obtain other credit extensions or financial accommodations under
this Agreement.

"Texcel Purchase Agreement" shall mean the Asset Purchase Agreement, dated
October 7, 1998, among the Texcel Sellers, as the seller, TSI (as the
successor to DCRI Acquisition Corporation), as the purchaser, and the other
parties thereto, providing for the sale by the Texcel Sellers, and the
purchase by DCGC, of the Texcel Sellers' business of providing staffing
services.

"Texcel Sellers" shall mean Texcel, Inc. and Texcel Technical Services, Inc.,
each a Pennsylvania corporation.

"Texcel Seller Payments" shall mean the sum of $930,000 which is an estimate
of the amount to be payable by TSI to the Texcel Sellers on October 1 of the
years 2000 and 2001 as required by Section 2.1(a)(ii) of the Texcel Purchase
Agreement.

"Texcel Payment Reserve" shall be in the amount of $542,500 on the Closing
Date but shall thereafter (a) increase by the sum of $77,500 on the first day
of each month, commencing on the first day of the month next following the
Closing Date, and (b) decrease by the amount of each Texcel Seller Payment
made after the Closing Date for which Lender shall have received satisfactory
evidence of the payment thereof. At such time as the Texcel Seller Payments
due on October 1, 2000 and on October 1 of each year thereafter have been
paid in full and Lender shall have received satisfactory evidence thereof,
the amount of the Texcel Payment Reserve in effect as of October 1 of such
year shall be reduced to zero. At such time as all of the Texcel Seller
Payments have been paid in full and Lender shall have received satisfactory
evidence of the payment thereof, the Texcel Payment Reserve shall be
permanently reduced to zero.

"Trademark License" shall mean rights under any written agreement now owned
or hereafter acquired by any Person granting any right to use any Trademark
or Trademark registration.

"Trademarks" shall mean all of the following now owned or hereafter acquired
by any Person: (i) all trademarks, trade names, corporate names, business
names, trade styles, service marks, logos, other source or business
identifiers, prints and labels on which any of the foregoing have appeared or
appear, designs and general intangibles of like nature, now existing or
hereafter adopted or acquired, all registrations and recordings thereof, and
all applications in connection therewith, including all registrations,
recordings and

                                       48

<PAGE>

applications in the United States Patent and Trademark Office or in any
similar office or agency of the United States, any State or Territory
thereof, or any other country or any political subdivision thereof, and (ii)
all reissues, extensions or renewals thereof.

"Unused Line Fee" shall have the meaning assigned to it in Schedule E.

"Withdrawal Liability" shall mean liability to a Multiemployer Plan as a
result of a complete or partial withdrawal from such Multiemployer Plan, as
such terms are defined in Part I of Subtitle E of Title IV of ERISA.

Any accounting term used in this Agreement or the other Loan Documents shall
have, unless otherwise specifically provided therein, the meaning customarily
given such term in accordance with GAAP, and all financial computations
thereunder shall be computed, unless otherwise specifically provided therein,
in accordance with GAAP consistently applied; provided, that all financial
covenants and calculations in the Loan Documents shall be made in accordance
with GAAP as in effect on the Closing Date unless Borrower and Lender shall
otherwise specifically agree in writing. That certain items or computations
are explicitly modified by the phrase "in accordance with GAAP" shall in no
way be construed to limit the foregoing. All other undefined terms contained
in this Agreement or the other Loan Documents shall, unless the context
indicates otherwise, have the meanings provided for by the Code. The words
"herein," "hereof" and "hereunder" or other words of similar import refer to
this Agreement as a whole, including the exhibits and schedules thereto, as
the same may from time to time be amended, modified or supplemented, and not
to any particular section, subsection or clause contained in this Agreement.

For purposes of this Agreement and the other Loan Documents, the following
additional rules of construction shall apply, unless specifically indicated
to the contrary: (a) wherever from the context it appears appropriate, each
term stated in either the singular or plural shall include the singular and
the plural,; (d) all references to statutes and related regulations shall
include any amendments of same and any successor statutes and regulations;
and (e) all references to any instruments or agreements, including references
to any of the Loan Documents, shall include any and all modifications or
amendments thereto and any and all extensions or renewals thereof.

                                       49

<PAGE>

                                   Schedule B

                  LENDER'S AND BORROWERS' ADDRESSES FOR NOTICES

Lender's Address:

Address:          Suite 350, 6100 Fairview Road
                  Charlotte, NC  28210
Att'n:            Diversified Corporate Resources, Inc. and Subsidiaries Account
                  Manager
Telephone:        704-643-6377
Facsimile:        704-553-4150

Address for each Borrower and each Credit Party:

Address:          12801 North Central Expressway, Suite 350
                  Dallas, Texas  75243
Att'n:            President
Telephone:        972-458-8500
Facsimile:        972-458-2801

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<PAGE>

                                   SCHEDULE C

                                LETTERS OF CREDIT

1.       Lender agrees, subject to the terms and conditions hereinafter set
forth, to incur Letter of Credit Obligations in respect of the issuance of
Letters of Credit issued on terms acceptable to Lender and supporting
obligations of each Borrower incurred in the ordinary course of such
Borrower's business, in order to support the payment of such Borrower's
inventory purchase obligations, insurance premiums, or utility or other
operating expenses and obligations, as Diversified Corporate Resources, Inc.
shall request as agent for such Borrower by written notice to Lender that is
received by Lender not less than five Business Days prior to the requested
date of issuance of any such Letter of Credit; PROVIDED, that: (a) that the
aggregate amount of all Letter of Credit Obligations in favor of such
Borrower at any one time outstanding (whether or not then due and payable)
shall not exceed [n/a]; (b) no Letter of Credit shall have an expiry date
which is later than the Stated Expiry Date or one year following the date of
issuance thereof; and (c) Lender shall be under no obligation to incur any
Letter of Credit Obligation if after giving effect to the incurrence of such
Letter of Credit Obligation, the Net Borrowing Availability would be less
than zero. The maximum amount payable in respect of each Letter of Credit
requested by any Borrower will be guaranteed by Lender in favor of the
issuing bank under terms of a separate agreement between Lender and the
issuing bank. Each Borrower will enter into an application and agreement for
such Letter of Credit with the issuing bank selected by Lender (which may be
an Affiliate of Lender). The bank that issues any Letter of Credit pursuant
to this Agreement shall be determined by Lender in its sole discretion.

2.       The notice to be provided to Lender requesting that Lender incur
Letter of Credit Obligations shall be in the form of a Letter of Credit
application in the form customarily employed by the issuing bank, together
with a written request by the applicable Borrower and the bank that Lender
approve such Borrower's application. Upon receipt of such notice Lender shall
establish a reserve against such Borrower's Borrowing Availability in the
amount of 100% of the face amount of the Letter of Credit Obligation to be
incurred. Approval by Lender in the written form agreed upon between Lender
and the issuing bank (a) will authorize the bank to issue the requested
Letter of Credit, and (b) will conclusively establish the existence of the
Letter of Credit Obligation as of the date of such approval.

3.       In the event that Lender shall make any payment on or pursuant to
any Letter of Credit Obligation, Borrower shall be unconditionally obligated
to reimburse Lender therefor, and such payment shall then be deemed to
constitute a Revolving Credit Advance in favor of such Borrower. For purposes
of computing interest under SECTION 1.5, a Revolving Credit Advance made in
satisfaction of a Letter of Credit Obligation shall be deemed to have been
made as of the date on which the issuer or endorser makes the related payment
under the underlying Letter of Credit.

4.       In the event that any Letter of Credit Obligations, whether or not
then due or payable, shall for any reason be outstanding on the Commitment
Termination Date, Borrower will either (a) cause the underlying Letter of
Credit to be returned and canceled and each corresponding Letter of Credit
Obligation to be terminated, or (b) pay to Lender, in immediately available
funds, an amount equal to 105% of the maximum amount then available to be
drawn under all Letters of Credit in favor of such Borrower not so returned
and canceled to be held by Lender as cash collateral in an account under the
exclusive dominion and control of Lender (the "Cash Collateral Account").

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<PAGE>

5.       In the event that Lender shall incur any Letter of Credit
Obligations in favor of any Borrower, such Borrower agrees to pay the Letter
of Credit Fee to Lender as compensation to Lender for incurring such Letter
of Credit Obligations. In addition, such Borrower shall reimburse Lender for
all fees and charges paid by Lender on account of any such Letters of Credit
or Letter of Credit Obligations to the issuing bank.

6.       Each Borrower's Obligations to lender with respect to any Letter of
Credit or Letter of Credit Obligation shall be evidenced by Lender's records
and shall be absolute, unconditional and irrevocable and shall not be
affected, modified or impaired by (a) any lack of validity or enforceability
of the transactions contemplated by or related to such Letter of Credit or
Letter of Credit Obligation; (b) any amendment or waiver of or consent to
depart from all or any of the terms of the transactions contemplated by or
related to such Letter of Credit or Letter of Credit Obligation; (c) the
existence of any claim, set-off, defense or other right which any Borrower or
any other Credit Party may have against Lender, the issuer or beneficiary of
such Letter of Credit, or any other Person, whether in connection with this
Agreement, any other Loan Document or such Letter of Credit or the
transactions contemplated thereby or any unrelated transactions; or (d) the
fact that any draft, affidavit, letter, certificate, invoice, bill of lading
or other document presented under or delivered in connection with such Letter
of Credit or any other Letter of Credit proves to have been forged,
fraudulent, invalid or insufficient in any respect or any statement therein
proves to have been untrue or incorrect in any respect.

7.       In addition to any other indemnity obligations which any Borrower
may have to Lender under this Agreement and without limiting such other
indemnification provisions, Each Borrower hereby agrees to indemnify Lender
from and to hold Lender harmless against any and all claims, liabilities,
losses, costs and expenses (including, attorneys' fees and expenses) which
Lender may (other than as a result of its own gross negligence or willful
misconduct) incur or be subject to as a consequence, directly or indirectly,
of (a) the issuance of or payment of or failure to pay under any Letter of
Credit or Letter of Credit Obligation or (b) any suit, investigation or
proceeding as to which Lender is or may become a party as a consequence,
directly or indirectly, of the issuance of any Letter of Credit, the
incurring of any Letter of Credit Obligation or any payment of or failure to
pay under any Letter of Credit or Letter of Credit Obligation. The
obligations of each Borrower under this paragraph shall survive any
termination of this Agreement and the payment in full of the Obligations.

8.       Each Borrower hereby assumes all risks of the acts, omissions or
misuse of each Letter of Credit by the beneficiary or issuer thereof and, in
connection therewith, Lender shall not be responsible (a) for the validity,
sufficiency, genuineness or legal effect of any document submitted in
connection with any drawing under any Letter of Credit even if it should in
fact prove in any respect to be invalid, insufficient, inaccurate, untrue,
fraudulent or forged; (b) for the validity or sufficiency of any instrument
transferring or assigning or purporting to transfer or assign any Letter of
Credit or any rights or benefits thereunder or any proceeds thereof, in whole
or in part, even if it should prove to be invalid or ineffective for any
reason; (c) for the failure of any issuer or beneficiary of any Letter of
Credit to comply fully with the terms thereof, including the conditions
required in order to effect or pay a drawing thereunder; (d) for any errors,
omissions, interruptions or delays in transmission or delivery of any
messages, by mail, telecopy, telex or otherwise; (e) for any loss or delay in
the transmission or otherwise of any document or draft required in order to
make a drawing under any Letter of Credit; or (f) for any consequences
arising from causes beyond the direct control of Lender.

                                       52

<PAGE>

                                   Schedule D

                                 CASH MANAGEMENT

Borrowers agree to establish, and to maintain, until the Termination Date,
the cash management system described below:

1.       No Corporate Credit Party: (i) shall not (nor shall it permit any of
its Subsidiaries to) open or maintain any deposit, checking, operating or
other bank account, or similar money handling account, with any bank or other
financial institution except for those accounts identified in ATTACHMENT I
hereto (to include a petty cash account not to exceed $5,000 during any
Fiscal Month, and a payroll account not to exceed an amount equal to one
regular payroll at any time); and (ii) shall close or permit to be closed any
of the accounts listed in ATTACHMENT I hereto, in each case without Lender's
prior written consent, and then only after such Credit Party has implemented
agreements with such bank or financial institution and Lender acceptable to
Lender. Notwithstanding the foregoing, any Corporate Credit Party may
maintain a miscellaneous disbursment account, provided that the balance of
any such disbursment account shall not at any time exceed $1,000 and the
aggregate balances of all such disbursment accounts maintained by all of the
Corporate Credit Parties shall not at any time exceed $10,000 in the
aggregate.

2.       Commencing on the Closing Date and until the Termination Date, each
Corporate Credit Party shall cause to be deposited directly all cash, checks,
notes, drafts or other similar items relating to or constituting proceeds of or
payments made in respect of any and all Collateral into lock boxes or lock box
accounts in such Credit Party's name (collectively, the "Lock Box Accounts") set
forth in paragraph 1 of ATTACHMENT I hereto.

3.       On or before the Closing Date, each bank at which the Lock Box
Accounts are held shall have entered into tri-party lock box agreements (the
"Lock Box Account Agreements") with Lender and the applicable Credit Party,
in form and substance acceptable to Lender. Each such Lock Box Account
Agreement shall provide, among other things, that (a) such bank executing
such agreement has no rights of setoff or recoupment or any other claim
against such Lock Box Account, other than for payment of its service fees and
other charges directly related to the administration of such account, and (b)
such bank agrees to sweep on a daily basis all amounts in the Lock Box
Account to the Collection Account.

4.       On the Closing Date, (a) the lock box and blocked account
arrangements shall immediately become operative at the banks at which the
Lock Box Accounts are maintained, and (b) amounts outstanding under the
Revolving Credit Loan (for purposes of the Borrowing Availability) shall be
reduced through daily sweeps, by wire transfer, of the Lock Box Accounts into
the Collection Account. Borrowers acknowledge that they shall have no right
to gain access to any of the moneys in the Lock Box Accounts until after the
Termination Date.

5.       Each Borrower may maintain, in its name, accounts (the "Disbursement
Accounts") at a bank or banks acceptable to Lender into which Lender shall,
from time to time, deposit proceeds of Revolving Credit Advances made
pursuant to Section 1.1 for use solely in accordance with the provisions of
Section 1.3. All of the Disbursement Accounts as of the Closing Date are
listed in paragraph 2 of ATTACHMENT I hereto.

6.       Upon the request of Lender, each Corporate Credit Party shall
forward to Lender, on a daily basis,

                                       53

<PAGE>

evidence of the deposit of all items of payment received by such Credit Party
into the Lock Box Accounts and copies of all such checks and other items,
together with a statement showing the application of those items relating to
payments on Accounts to outstanding Accounts and a collection report with
regard thereto in form and substance satisfactory to Lender.

                                       54

<PAGE>

                           ATTACHMENT I to SCHEDULE D

LIST OF BANK ACCOUNTS

         1. LOCK BOX ACCOUNTS.

         2. DISBURSEMENT ACCOUNTS.

         3. PETTY CASH ACCOUNT. (not to exceed $$5,000).

         4. PAYROLL ACCOUNT (not to exceed one regular payroll).

                                       55

<PAGE>

                                SCHEDULE E - FEES

1. UNUSED LINE FEE: For each day from the Closing Date, and through and
including the Termination Date, an amount equal to the product obtained by
multiplying (a) the sum of (i) until the first day of the month following any
day when the outstanding balance of the Revolving Credit Loan is more than
$10,000,000, $10,000,000, and, at all times thereafter, the Maximum Amount,
less (ii) the Revolving Credit Loan for such day, times (b) .25%, and then
dividing such product by 360. The Unused Line Fee for each month (except for
the month in which the Termination Date occurs) is payable on the first day
of each calendar month following the Closing Date; the final monthly
installment of the Unused Line Fee is payable on the Termination Date.
Notwithstanding the foregoing, any unpaid Unused Line Fee is immediately due
and payable on the Commitment Termination Date.

2. LETTER OF CREDIT FEE: For each day for which Lender maintains Letter of
Credit Obligations outstanding, an amount equal to the amount of the Letter
of Credit Obligations outstanding on such day, multiplied by [n/a]%, the
product of which is then divided by 360. The Letter of Credit Fee incurred
for each month is payable at the same time each payment of the Unused Line
Fee is due. Notwithstanding the foregoing, any unpaid Letter of Credit Fee is
immediately due and payable on the Commitment Termination Date.

3. PREPAYMENT FEE: For the Revolving Credit Loan, an amount equal to product
obtained by multiplying (a) until the first day of the month following any
day when the outstanding balance of the Revolving Credit Loan is more than
$10,000,000, $10,000,000, and, at any times thereafter, the Maximum Amount,
TIMES (b) the following percentage:

         (i) 2% if Lender's obligation to make further Revolving Credit
Advances or incur additional Letter of Credit Obligations is terminated
(voluntarily by Borrowers or upon Default) on or after the Closing Date and
on or before the first anniversary of the Closing Date, payable on the
Commitment Termination Date;

         (ii) 1% if Lender's obligation to make further Revolving Credit
Advances or incur additional Letter of Credit Obligations is terminated
(voluntarily by Borrowers or upon Default) after the first anniversary of the
Closing Date and on or before the second anniversary of the Closing Date,
payable on the Commitment Termination Date; or

         (iii) 0.5% if Lender's obligation to make further Revolving Credit
Advances or incur additional Letter of Credit Obligations is terminated
(voluntarily by Borrowers or upon Default) after the second anniversary of
the Closing Date and on or before the Stated Expiry Date then in effect,
payable on the Commitment Termination Date.

Each Borrower acknowledges and agrees that (i) it would be difficult or
impractical to calculate Lender's actual damages from early termination of
Lender's obligation to make further Revolving Credit Advances and incur
additional Letter of Credit Obligations for any reason pursuant to Section
1.2(c) or Section 7.2, (ii) the Prepayment Fees provided above are intended
to be fair and reasonable approximations of such damages, and (iii) the
Prepayment Fees are not intended to be penalties.

5. AUDIT FEES: Borrowers jointly and severally agree to reimburse Lender at
the rate of $750 per person per day, plus out of pocket expenses, for the
audit reviews, field examinations and collateral examinations conducted by
Lender.

                                       56

<PAGE>

                                   Schedule F

                              SCHEDULE OF DOCUMENTS

The obligation of Lender to make the initial Revolving Credit Advances and
extended other credit is subject to satisfaction of the condition precedent
that Lender shall have received the following, each, unless otherwise
specified below or the context otherwise requires, dated the Closing Date, in
form and substance satisfactory to Lender and its counsel:

PRINCIPAL LOAN DOCUMENTS

1.       AGREEMENT. The Loan and Security Agreement duly executed by Borrowers
         and the other Credit Parties.

2.       NOTES. Duly executed Notes to the order of Lender evidencing the Loans.

3.       BORROWING BASE CERTIFICATE. An original Borrowing Base Certificate duly
         executed by a responsible officer of Borrowers.

4.       NOTICE OF REVOLVING CREDIT ADVANCE. An original Notice of Revolving
         Credit Advance duly executed by a responsible officer of Leading
         Borrower.

COLLATERAL DOCUMENTS.

1.       ACKNOWLEDGMENT COPIES OF FINANCING STATEMENTS. Acknowledgment copies of
         proper Financing Statements (Form UCC-l) (the "Financing Statements")
         duly filed under the Code in all jurisdictions as may be necessary or,
         in the opinion of Lender, desirable to perfect Lender's Lien on the
         Collateral.

2.       UCC SEARCHES. Certified copies of UCC Searches, or other evidence
         satisfactory to Lender, listing all effective financing statements
         which name Borrowers and the other Credit Parties (under present name,
         any previous name or any trade or doing business name) as debtor and
         covering all jurisdictions referred to in paragraph (1) immediately
         above, together with copies of such other financing statements.

3.       INTELLECTUAL PROPERTY DOCUMENTS. Agreements relating to the granting to
         Lender of a security interest in Intellectual Property of Borrowers and
         the other Credit Parties to the extent applicable in a form suitable
         for filing with the appropriate Federal filing office.

4.       OTHER RECORDINGS AND FILINGS. Evidence of the completion of all other
         recordings and filings (including UCC-3 termination statements and
         other Lien release documentation) as may be necessary or, in the
         opinion of and at the request of Lender, desirable to perfect Lender's
         Lien on the Collateral and ensure such Collateral is free and clear of
         other Liens.

5.       POWER OF ATTORNEY. Powers of Attorney duly executed by each Credit
         Party executing the Agreement.

6.       INTERCOMPANY NOTES. The originals of the Subordinated Intercompany
         Notes, duly endorsed to the order of Lender.

THIRD PARTY AGREEMENTS.

1.       LANDLORD AND MORTGAGEE CONSENTS. Unless otherwise agreed to in writing
         by Lender, duly executed landlord and mortgagee waivers and consents
         from the landlords and mortgagees of all of each Borrower's leased or
         owned locations where Collateral is held, in each case, in form and
         substance satisfactory to Lender.

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<PAGE>

2.       CASH MANAGEMENT SYSTEM. Duly executed Lock Box Account Agreements and,
         if required by Lender, pledged account agreements in respect of the
         Disbursement Accounts as contemplated by Schedule D.

3.       GUARANTEES. Guarantees executed by each Credit Party that is not a
         Borrower.

OTHER DOCUMENTS.

1.       SECRETARY CERTIFICATE. A Secretary Certificate in the form of Exhibit H
         to the Agreement duly completed and executed by the Secretary of each
         Credit Party executing the Agreement, together with all attachments
         thereto.

2.       FINANCIAL STATEMENTS AND PROJECTIONS. Copies of the Financial
         Statements and Projections, which Projections shall include a capital
         expenditures budget for Borrowers in form and substance satisfactory to
         Lender.

4.       INSURANCE POLICIES. Certified copies of insurance policies described in
         Section 3.16, together with evidence showing loss payable or additional
         insured clauses or endorsements in favor of Lender.

5.       EXISTING LEASE AGREEMENTS. Copies of any existing real property leases
         and equipment leases to which each Borrower is a party and any other
         document or instrument evidencing or relating to existing Indebtedness
         of Borrowers, together with all certificates, opinions, instruments,
         security documents and other documents relating thereto, all of which
         shall be satisfactory in form and substance to Lender, certified by an
         authorized officer of Borrowers as true, correct and complete copies
         thereof.

                                       58

<PAGE>

                                   Schedule G
                               FINANCIAL COVENANTS

A.  DEFINITIONS

As used in this Agreement (including this Schedule G covenant), the following
terms shall have the following meanings:

"EBITDA" shall mean, for any period, the Net Income (Loss) of Parent and its
Subsidiaries on a consolidated basis for such period, PLUS interest expense,
income tax expense, amortization expense, depreciation expense and
extraordinary losses and MINUS extraordinary gains, in each case, of Parent
and its Subsidiaries on a consolidated basis for such period determined in
accordance with GAAP to the extent included in the determination of such Net
Income (Loss).

"FIXED CHARGE COVERAGE RATIO" shall mean, for any period, the ratio of the
following for Parent and its Subsidiaries on a consolidated basis determined
in accordance with GAAP: (a) EBITDA for such period LESS Capital Expenditures
for such period which are not financed through the incurrence of any
Indebtedness (excluding the Revolving Credit Loan) to (b) the sum of (I)
interest expense paid or accrued in respect of any Indebtedness during such
period, PLUS (ii) taxes to the extent accrued or otherwise payable with
respect to such period PLUS (iii) regularly scheduled payments of principal
paid or that were required to be paid on Funded Debt (excluding the Revolving
Credit Loan) during such period PLUS (iv) any decreases to consolidated
shareholders equity resulting from treasury stock purchases or dividends
distributed or declared.

"FUNDED DEBT" shall mean, for any Person, all of such Person's Indebtedness
which by the terms of the agreement governing or instrument evidencing such
Indebtedness matures more than one year from, or is directly or indirectly
renewable or extendible at the option of such Person under a revolving credit
or similar agreement obligating the lender or lenders to extend credit over a
period of more than one year from, the date of creation thereof, including
current maturities of long-term debt, revolving credit, and short-term debt
extendible beyond one year at the option of such Person but excluding capital
leases.

"NET INCOME (LOSS)" shall mean with respect to any Person and for any period,
the aggregate net income (or loss) after taxes of such Person for such
period, determined in accordance with GAAP.

"TANGIBLE NET WORTH" shall mean, with respect to Parent and its Subsidiaries,
at any date, the total consolidated assets (excluding any assets attributable
to any issuances by Parent or any of its Subsidiaries of any Stock after the
Closing Date and excluding any intangible assets) minus the total
consolidated liabilities (excluding any Subordinated Debt), in each case, of
Parent and its Subsidiaries at such date determined on a consolidated basis
in accordance with GAAP.

"TREASURY STOCK PURCHASE" shall mean the purchase by a Credit Party of One
Million Dollars ($1,000,000) U.S. Treasury stock, which purchase shall be
made by Borrowers only upon the receipt of written consent from Lender, such
consent to be given or withheld by Lender in its sole and unfettered
discretion.

"TARGET ACQUISITION" shall mean the acquisition by a Credit Party of
substantially all of the assets of a target corporation, which acquisition
shall be made by Borrowers only upon the receipt of written consent from
Lender, such consent to be given or withheld by Lender in its sole and
unfettered discretion..

B.  COVENANTS

1.       FIXED CHARGE COVERAGE RATIO. Parent and its Subsidiaries shall
maintain a Fixed Charge Coverage Ratio of not less than the ratio shown below
for the period corresponding thereto regardless of whether Lender has granted
its consent to the Treasury Stock Purchase or the Target Acquisition:

                PERIOD                            FIXED CHARGE COVERAGE RATIO

                                       59

<PAGE>

<TABLE>
<CAPTION>
         <S>                                                                    <C>
         Fiscal Quarter ending March 31, 2000                                   1.00 to 1.0
         Two Consecutive Fiscal Quarters ending June 30, 2000                   1.50 to 1.0
         Three Consecutive Fiscal Quarters ending
            September 30, 2000                                                  1.65 to 1.0
         Fiscal Year Ending December 31, 2000                                   1.00 to 1.0
         Four Consecutive Fiscal Quarters ending March 30, 2001
         and Each Period of Four Consecutive Fiscal Quarters
         Ending Thereafter                                                      1.10 to 1.0
</TABLE>

2.       CAPITAL EXPENDITURES. Parent and its Subsidiaries on a consolidated
basis shall not make aggregate Capital Expenditures, other than Capital
Expenditures financed through the incurrence of Indebtedness (excluding the
Revolving Credit Loan), in any Fiscal Year in excess of $1,500,000 regardless
of whether Lender has granted its consent to the Treasury Stock Purchase or
the Target Acquisition.

3.       MINIMUM TANGIBLE NET WORTH.

         a.       Until such time as the Lender shall have granted its
consent either to the Treasury Stock Purchase or the Target Acquisition, the
Parent and its Subsidiaries shall maintain, as at the date set forth below,
Tangible Net Worth on a consolidated basis of not less than the amount set
forth below as of the date corresponding thereto:

<TABLE>
<CAPTION>

                  DATE                                                 MINIMUM NET WORTH
                  ----                                                 -----------------
                  <S>                                                  <C>
                  March 31, 2000                                           $3,000,000
                  June 30, 2000                                            $3,000,000
                  September 30, 2000                                       $3,000,000
                  December 31, 2000                                        $3,000,000
                  March 31, 2001 and End of Each
                    Fiscal Quarter Thereafter                              $3,400,000
</TABLE>

         b.       Effective upon the granting of Lender's written consent to
the Treasury Stock Purchase, the Parent and its Subsidiaries shall maintain,
as at the date set forth below, Tangible Net Worth on a consolidated basis of
not less than the amount set forth below as of the date corresponding thereto:

<TABLE>
<CAPTION>

                  DATE                                                 MINIMUM NET WORTH
                  ----                                                 -----------------
                  <S>                                                  <C>
                  March 31, 2000                                           $3,000,000
                  June 30, 2000                                            $2,750,000
                  September 30, 2000                                       $2,750,000
                  December 31, 2000                                        $2,750,000
                  March 31, 2001 and End of Each
                    Fiscal Quarter Thereafter                              $3,000,000
</TABLE>

                                       60

<PAGE>

         c.       Effective upon the granting of Lender's written consent to
the Target Acquisition, the Parent and its Subsidiaries shall maintain, as at
the date set forth below, Tangible Net Worth on a consolidated basis of not
less than the amount set forth below as of the date corresponding thereto:

<TABLE>
<CAPTION>

                  DATE                                                 MINIMUM NET WORTH
                  ----                                                 -----------------
                  <S>                                                  <C>
                  March 31, 2000                                            $3,000,000
                  June 30, 2000                                             $1,200,000
                  September 30, 2000                                        $1,200,000
                  December 31, 2000                                         $1,200,000
                  March 31, 2001 and End of Each
                    Fiscal Quarter Thereafter                               $1,500,000
</TABLE>

                                       61

<PAGE>

                                    EXHIBIT F

                          FORM OF REVOLVING CREDIT NOTE

$15,000,000                                                         MAY   , 2000

For value received, the receipt and sufficiency of which are hereby
acknowledged, the undersigned, as one of the Borrowers under and as defined
in that certain Loan and Security Agreement (as the same may be amended,
restated or supplemented from time to time, the "Agreement") of even date
herewith among this Borrower, General Electric Capital Corporation, a New
York corporation ("Lender"), and the other parties signatory thereto, hereby
promises to pay to the order of Lender the sum of $15,000,000 or such greater
or lesser amount as shall be advanced by Lender to this Borrower from time to
time, together with interest on the unpaid balance of such amount from the
date of the initial Revolving Credit Advance made to this Borrower. This note
is one of the Revolving Credit Notes issued under the Agreement to which a
reference is made for a statement of all of the terms and conditions of the
Loan evidenced hereby. Capitalized terms not defined in this Note shall have
the respective meanings assigned to them in the Agreement. This Note is
secured by the Agreement, the other Loan Documents and the Collateral, and is
entitled to the benefit of the rights and security provided thereby.

Interest on the outstanding principal balance under this Note is payable at
the Revolving Credit Rate, or, under the circumstances contemplated by the
Agreement, at the Default Rate, in immediately available United States
Dollars at the time and in the manner specified in the Agreement. The
outstanding principal and interest under this Note shall be immediately due
and payable on the Commitment Termination Date. Payments received by Lender
shall be applied against principal and interest as provided for in the
Agreement. Borrower acknowledges that (a) Lender is authorized under the
Agreement to charge to the Revolving Credit Loan unpaid Obligations of
Borrower to Lender, (b) the principal amount of the Revolving Credit Loan
will be increased by such amounts, and (c) the principal, as so increased,
will bear interest as provided for herein and in the Agreement.

To the fullest extent permitted by applicable law, Borrower waives: (a)
presentment, demand and protest, and notice of presentment, dishonor, intent
to accelerate, acceleration, protest, default, nonpayment, maturity, release,
compromise, settlement, extension or renewal of any or all of the Obligation,
the Loan Documents or this Note; (b) all rights to notice and a hearing prior
to Lender's taking possession or control of, or to Lender's replevy,
attachment or levy upon, the Collateral or any bond or security that might be
required by any court prior to allowing Lender to exercise any of its
remedies; and (c) the benefit of all valuation, appraisal and exemption laws.

Borrower acknowledges that this Note is executed as part of a commercial
transaction and that the proceeds of this Note will not be used for any
personal or consumer purpose.

Upon the occurrence of any one or more of the Events of Default specified in
the Agreement, all amounts then remaining unpaid on this Note shall become,
or may be declared to be, immediately due and payable, all as provided
therein.

Borrower agrees to pay to Lender all Fees and expenses described in the
Agreement.

                                       62

<PAGE>

BORROWER ACKNOWLEDGES THAT BORROWER HAS WAIVED THE RIGHT TO TRIAL
BY JURY IN ANY ACTION OR PROCEEDING ON THIS NOTE. THIS NOTE IS GOVERNED
BY THE LAW OF THE STATE OF NEW YORK.

                                            -----------------------------------
                                            ("Borrower")

                                            By:
                                               --------------------------------
                                            Name:
                                                 ------------------------------
                                            Title:
                                                  -----------------------------

                                       63

<PAGE>

                                    EXHIBIT G

                           [INTENTIONALLY LEFT BLANK]

                                       64

<PAGE>

                                    EXHIBIT H

                             SECRETARIAL CERTIFICATE

The undersigned hereby certifies that he or she is the duly elected and acting
Secretary or Assistant Secretary of ________________________, a __________
corporation ("Credit Party"), and as such is the custodian of Credit Party's
Books and Records and is authorized to execute and deliver this Certificate in
connection with the Loans being made to Management Alliance Corporation, a Texas
corporation, Information Systems Consulting Corp., a Texas corporation, Train
International, Inc., a Texas corporation, Preferred Funding Corporation, a Texas
corporation, Datatek Consulting Group Corporation, a Texas corporation, Texcel
Services, Inc., a Pennsylvania corporation, and Mountain, LTD., a Maine
corporation, by General Electric Capital Corporation, as Lender under the Loan
and Security Agreement ("Agreement") of even date herewith. Capitalized terms
not defined in this Certificate shall have the meanings ascribed to them in the
Agreement. In order to induce General Electric Capital Corporation to execute
the Agreement and make the Loans, the undersigned certifies (in his or her
secretarial capacity, and on behalf of Credit Party as follows:

1. Attached as ATTACHMENT 1 is a full, complete, and correct copy of Credit
Party's articles or certificate of incorporation or other creating instrument
("charter") as filed and recorded with the Secretary of State of Texas, which
Charter has not been rescinded or amended and remains in full force and
effect in its entirety.

2. Attached as ATTACHMENT 2 is a copy of a written confirmation from the
Secretary of State of Texas, dated _______, confirming that the Charter of
Credit Party in the form of ATTACHMENT I remains on file and that Credit
Party is a corporation in good standing in the State of Texas.

3. Attached as ATTACHMENT 3 is a copy of the By-Laws of Credit Party, and as
of the Closing Date the By-Laws are in full force and effect and have not
been amended or rescinded.

4. Attached as ATTACHMENT 4 are copies of good standing certificates dated
prior to the Closing Date for each state or jurisdiction in which Credit
Party does business confirming that Credit Party is qualified to engage in
business in such jurisdiction and such qualification is in good standing.

5. Attached as ATTACHMENT 5 are copies of the Resolutions of the Board of
Directors of Credit Party duly adopted by Credit Party's Board of Directors
in a meeting duly called upon proper notice, or by written consent in
conformity with the corporate and other laws of such Credit Party's state of
incorporation and with Credit Party's Charter and Bu-Laws, which Resolutions
authorize (a) Credit Party to execute and deliver the Loan Documents to which
it is a party and to borrow the funds intended to be borrowed thereunder, and
(b) the officers of Credit Party to execute and deliver the Loan Documents to
which it is a party. There is no provision of Credit Party's Charter or
By-Laws limiting or contravening the Resolutions attached as ATTACHMENT 5,
which Resolutions have not been amended, modified, revoked or rescinded and
are in full force and effect.

6. The undersigned officers and employees of Credit Party have been elected
to the positions set forth opposite their respective names below, are
qualified to act in such capacities and to execute and deliver the Loan
Documents on behalf of Credit Party, and the signature set opposite each name
is the authentic signature of such officer or employee:

                                       65

<PAGE>

<TABLE>
<CAPTION>

NAME                             OFFICE                               SIGNATURE
<S>                              <C>                                  <C>

-----------------------          -----------------------              -----------------------

-----------------------          -----------------------              -----------------------
</TABLE>

IN WITNESS WHEREOF, the undersigned have executed this Certificate on May   ,
2000.

                           -------------------------------
                                    Secretary

The Undersigned, the ___________________________ of Credit Party, hereby
certifies that___________________________ is the Secretary of Credit Party
and is authorized to execute and deliver this Certificate.

                                            ---------------------------------
                                            Name:
                                                 ----------------------------
                                      Date: May  , 2000

                                       66

<PAGE>

                                    EXHIBIT I

                                POWER OF ATTORNEY

         This Power of Attorney is executed and delivered by
________________________ ("Credit Party"), to General Electric Capital
Corporation (hereinafter referred to as "Attorney"), as Lender, under a Loan
and Security Agreement dated of even date herewith (the "Agreement";
capitalized terms are used herein as defined in the Agreement) among
Management Alliance Corporation, a Texas corporation, Information Systems
Consulting Corp., a Texas corporation, Train International, Inc., a Texas
corporation, Preferred Funding Corporation, a Texas corporation, Datatek
Consulting Group Corporation, a Texas corporation, Texcel Services, Inc., a
Pennsylvania corporation, and Mountain, Ltd., a Maine corporation, Lender and
the other parties thereto. No person to whom this Power of Attorney is
presented, as authority for Attorney to take any action or actions
contemplated hereby, shall inquire into or seek confirmation from Credit
Party as to the authority of Attorney to take any action described below, or
as to the existence of or fulfillment of any condition to this Power of
Attorney, which is intended to grant to Attorney unconditionally the
authority to take and perform the actions contemplated herein, and Credit
Party irrevocably waives any right to commence any suit or action, in law or
equity, against any person or entity which acts in reliance upon or
acknowledges the authority granted under this Power of Attorney. The power of
attorney granted hereby is coupled with an interest, and may not be revoked
or canceled by Credit Party without Attorney's written consent upon payment
in full of all Obligations due to Attorney under the Loan Documents.

         Credit Party hereby irrevocably constitutes and appoints Attorney
(and all officers, employees or agents designated by Attorney), with full
power of substitution, as Credit Party's true and lawful attorney-in-fact
with full irrevocable power and authority in the place and stead of Credit
Party and in the name of Credit Party or in its own name, from time to time
in Attorney's discretion, to take any and all appropriate action and to
execute and deliver any and all documents and instruments which may be
necessary or desirable to accomplish the purposes of the Loan Documents and,
without limiting the generality of the foregoing, Credit Party hereby grants
to Attorney the power and right, on behalf of Credit Party, without notice to
or assent by Credit Party, and at any time, to do the following: (a) change
the address for delivery of mail, open mail for Credit Party, and ask,
demand, collect, give acquittances and receipts for, take possession of,
endorse and receive payment of, any checks, drafts, notes, acceptances, or
other instruments for the payment of moneys due, and sign and endorse any
invoices, freight or express bills, bills of lading, storage or warehouse
receipts, drafts against debtors, assignments, verifications, and notices in
connection with any property of Credit Party; (b) effect any repairs to any
asset of Credit Party, or continue or obtain any insurance and pay all or any
part of the premiums therefor and costs thereof, and make, settle and adjust
all claims under such policies of insurance, and make all determinations and
decisions with respect to such policies; (c) pay or discharge any taxes,
liens, security interests, or other encumbrances levied or placed on or
threatened against Credit Party or its property; (d) defend any suit, action
or proceeding brought against Credit Party if Credit Party does not defend
such suit, action or proceeding or if Attorney believes that Credit Party is
not pursuing such defense in a manner that will maximize the recovery to
Attorney, and settle, compromise or adjust any suit, action, or proceeding
described above and, in connection therewith, give such discharges or
releases as Attorney may deem appropriate; (e) file or prosecute any claim,
litigation, suit or roceeding in any court of competent jurisdiction or
before any arbitrator, or take any other action otherwise deemed appropriate
by

                                       67
<PAGE>

Attorney for the purpose of collecting any and all such moneys due to Credit
Party whenever payable and to enforce any other right in respect of Credit
Party's property; (f) sell, transfer, pledge, compromise payment or make any
other agreement with respect to, or otherwise deal with any property of
Credit Party, and execute, in connection with such sale or action, any
endorsements, assignments or other instruments of conveyance or transfer in
connection therewith; and (g) cause the certified public accountants then
engaged by Credit Party to prepare and deliver to Attorney at any time and
from time to time, promptly upon Attorney's request, the following reports:
(1) a reconciliation of all accounts; (2) an aging of all accounts; (3) trial
balances; (4) test verifications of such accounts as Attorney may request,
and (5) the results of each physical verification of inventory, ALL as though
Attorney were the absolute owner of the property of Credit Party for all
purposes, and to do, at Attorney's option and Credit Party's expense, at any
time or from time to time, all acts and other things that Attorney reasonably
deems necessary to perfect, preserve, or realize upon Credit Party's property
or assets and Attorney's Liens thereon, all as fully and effectively as
Credit Party might do. Credit Party hereby ratifies, to the extent permitted
by law, all that said attorneys shall lawfully do or cause to be done by
virtue hereof.

         IN WITNESS WHEREOF, this Power of Attorney is executed by Credit
Party, and Credit Party has caused its seal to be affixed on this ______ day
of May, 2000.

                                            ------------------------------------

                                            By:
                                               ---------------------------------
                                            Name:
                                                 -------------------------------
                                            Title:
                                                  ------------------------------

                                       68

<PAGE>

                                    EXHIBIT J

                        FORM OF CERTIFICATE OF COMPLIANCE

              [Use the Letterhead of Credit Parties with this Form]

[Date]

To:   Account Manager

This is to certify that in accordance with Section 4.1 (d) of the Loan and
Security Agreement dated May  , 2000 (the "Agreement"; capitalized terms are
used herein as defined in the Agreement) that the attached Financial
Statements are complete and true and have been prepared in conformance with
GAAP. In addition there are no Defaults or Events of Default continuing as of
such date [if there are acceptable exceptions, list them].

This is also to certify that each Borrower is able to pay all of its
Indebtedness as such Indebted ness matures and has capital sufficient to
carry on its business and transactions and all business and transactions in
which it is engaging.

Also attached are the covenant calculations used in determining compliance
with the financial covenants contained in Schedule G to the Agreement.

Very truly yours,

-----------------------
Chief Executive Officer

                                       69

<PAGE>

CLIENT NAME:
FYE:
COVENANT:

<TABLE>
<CAPTION>
                                    CAS                 Mo.    Rolling  Rolling  Rolling
            EBIT   CAP  TOT  INTER  H      PRINCIP TOT  FIXED  3 mo.    6. mo    12 mo.   Require
            DA     EX   AL   EST    TAX    AL      AL   CHARG  FCC      FCC      FCC      d
                                    ES                  E
----------- ------ ---- ---- ------ ----- -------- ---- ------ -------- -------- -------- --------
<S>         <C>    <C>  <C>  <C>    <C>   <C>      <C>  <C>    <C>      <C>      <C>      <C>
    Month 1
----------- ------ ---- ---- ------ ----- -------- ---- ------ -------- -------- -------- --------
    Month 2
----------- ------ ---- ---- ------ ----- -------- ---- ------ -------- -------- -------- --------
    Month 3
----------- ------ ---- ---- ------ ----- -------- ---- ------ -------- -------- -------- --------
    Month 4
----------- ------ ---- ---- ------ ----- -------- ---- ------ -------- -------- -------- --------
    Month 5
----------- ------ ---- ---- ------ ----- -------- ---- ------ -------- -------- -------- --------
    Month 6
----------- ------ ---- ---- ------ ----- -------- ---- ------ -------- -------- -------- --------
    Month 7
----------- ------ ---- ---- ------ ----- -------- ---- ------ -------- -------- -------- --------
    Month 8
----------- ------ ---- ---- ------ ----- -------- ---- ------ -------- -------- -------- --------
    Month 9
----------- ------ ---- ---- ------ ----- -------- ---- ------ -------- -------- -------- --------
   Month 10
----------- ------ ---- ---- ------ ----- -------- ---- ------ -------- -------- -------- --------
   Month 11
----------- ------ ---- ---- ------ ----- -------- ---- ------ -------- -------- -------- --------
   Month 12
----------- ------ ---- ---- ------ ----- -------- ---- ------ -------- -------- -------- --------

----------- ------ ---- ---- ------ ----- -------- ---- ------ -------- -------- -------- --------
1st Quarter
----------- ------ ---- ---- ------ ----- -------- ---- ------ -------- -------- -------- --------
2nd Quarter
----------- ------ ---- ---- ------ ----- -------- ---- ------ -------- -------- -------- --------
3rd Quarter
----------- ------ ---- ---- ------ ----- -------- ---- ------ -------- -------- -------- --------
4th Quarter
----------- ------ ---- ---- ------ ----- -------- ---- ------ -------- -------- -------- --------
     ANNUAL
     TOTALS
----------- ------ ---- ---- ------ ----- -------- ---- ------ -------- -------- -------- --------
</TABLE>

                                       70
<PAGE>

------------------------------------------------
             COVENANT: MINIMUM NET WORTH
           YEAR ENDING
            MINIMUM NW
                ACTUAL

--------------------------------------------------------------------
             COVENANT:                CAPITAL EXPENDITURES

                                                                 YEAR ENDING

                                                                   MAXIMUM

                                                                    ACTUAL

In Compliance:   VP Portfolio _______________  Account Manager ________________

                                       71
<PAGE>

                      EXHIBIT K - LOCKBOX ACCOUNT AGREEMENT

         THIS LOCKBOX ACCOUNT AGREEMENT ("Agreement") is made and entered
into as of May ____, 2000, by and among ___________________________ ("Bank"),
________________________________________ ("Company"), and GENERAL ELECTRIC
CAPITAL CORPORATION, a New York corporation (together with any successors and
assigns, "Lender").

         A.       Pursuant to that certain Loan and Security Agreement dated
as of May _____, 2000 among Management Alliance Corporation, a Texas
corporation, Information Systems Consulting Corp., a Texas corporation,
Datatek Consulting Group Corporation, a Texas corporation, Texcel Services,
Inc., a Pennsylvania corporation, and Mountain, Ltd., a Maine corporation, as
borrowers, Lender and the other parties thereto (as amended, supplemented or
otherwise modified from time to time, the "Loan Agreement"), Lender has
agreed to make loans and extend other financial accommodations to Company.

         B.       Pursuant to an Agreement between Company and Bank (the
"Lockbox Agreement"), Company has established a post office lockbox with Bank
(the "Lockbox") through which cash, checks, money orders and other items of
value of Company are processed by Bank for deposit in Account No. __________
established by Company with Bank (the "Lockbox Account").

         C.       The parties hereto desire to enter into this Agreement in
order to set forth their relative rights and duties with respect to the
Lockbox, Lockbox Account and all funds on deposit therein from time to time.

         NOW, THEREFORE, in consideration of the premises and the mutual
covenants and agreements hereinafter set forth, the parties hereto agree as
follows:

         1.       EFFECTIVENESS. This Agreement shall take effect immediately
upon its execution by all parties hereto and shall supersede any blocked
account or similar agreement in effect with respect to the Lockbox or the
Lockbox Account.

         2.       SECURITY INTEREST; AGENCY. As collateral security for
Company's obligations to Lender under the Loan Agreement and the other loan
documents described therein, Company hereby grants to Lender a present and
continuing security interest in (a) the Lockbox and the Lockbox Account, (b)
all contract rights and privileges in respect of the Lockbox or the Lockbox
Account, and (c) all cash, checks, money orders and other items of value of
Company now or hereafter paid, deposited, credited, held (whether for
collection, provisionally or otherwise) or otherwise in the possession or
under the control of, or in transit to, Bank or any agent, bailee or
custodian thereof (collectively, "Receipts"), and all proceeds of the
foregoing, and Bank acknowledges that this Agreement constitutes notice, in
accordance with the Uniform Commercial Code, of Lender's security interest in
such collateral. Lender hereby appoints Bank as Lender's bailee and
pledgee-in-possession for the Lockbox, Lockbox Account and all Receipts, and
Bank hereby accepts such appointment and

                                       72
<PAGE>

agrees to be bound by the terms of this Agreement. Company hereby agrees to
such appointment and further agrees that Bank, on behalf of Lender, shall be
entitled to exercise, upon the written instructions of Lender, any and all
rights which Lender may have under the Loan Agreement, the other loan
documents described therein or under applicable law with respect to the
Lockbox, Lockbox Account, all Receipts and all other collateral described in
this paragraph 2.

         3.       CONTROL OF LOCKBOX ACCOUNT. The Lockbox and the Lockbox
Account shall be under the sole dominion and control of Lender and shall be
maintained by Bank in the name of "_________________________."
Notwithstanding anything set forth herein to the contrary, neither Company
nor any other person or entity, through or under Company, shall have any
control over the use of, or any right to withdraw any amount from, the
Lockbox Account or the Lockbox.

         4.       PROCEDURES FOR LOCKBOX ACCOUNT. Bank shall follow the
following procedures with respect to the Lockbox Account:

                  (a)      Bank shall have exclusive and unrestricted access
to the Lockbox and shall have complete and exclusive authority to receive,
pickup and open all regular, registered, certified or insured mail addressed
to Company at the Lockbox (the "Mail") pursuant to the terms of the Lockbox
Agreement.

                  (b)      Bank shall open all Mail addressed to the Lockbox
and remove and inspect the enclosures. Bank shall apply and credit for
deposit to the Lockbox Account all Receipts consisting of checks, money
orders, drafts, collection remittances and other instruments or items of
value from time to time tendered by or on behalf of Company for deposit
(collectively, "Checks") in the Lockbox Account in accordance with the
Lockbox Agreement or otherwise, and apply and credit to the Lockbox Account
all Receipts from time to time tendered by or on behalf of Company for
deposit therein, including without limitation all wire transfers and other
payments directed to the Lockbox Account. Checks bearing the legend "Payment
in Full" or words of similar import, either typed or handwritten, shall be
withheld from the clearing system and sent to Company or, at any time after
written notice by Lender, to Lender.

                  (c)      Bank shall determine, on each business day, the
balance of all available funds on deposit in the Lockbox Account and
automatically initiate a federal funds wire transfer of all such funds not
later than 10:00 a.m. (New York Time) on such business day to the account
designated below, or to such other account as may be designated in writing
from time to time by Lender (the "Collection Account"):

                      Bankers Trust Company

                      One Bankers Trust Plaza

                      New York, New York

                      ABA No. 021-001-033

                      Account No. 50-232-854 in the name of GECC CAF Depository

         5.       STATEMENTS AND OTHER INFORMATION. Bank shall send to Lender
copies of all

                                       73
<PAGE>

returned and dishonored Receipts promptly upon Bank's receipt thereof, and
upon Lender's request Bank shall provide Lender with copies of the regular
monthly bank statements provided to Company and such other information
relating to the Lockbox Account as shall reasonably be requested by Lender.
Bank shall also deliver a copy of all notices and statements required to be
sent to Company pursuant to any agreement governing or related to the Lockbox
Account (including the Lockbox Agreement).

         6.       FEES. Company agrees to pay on demand all usual and
customary service charges, transfer fees and account maintenance fees
(collectively, "Fees") of Bank in connection with the Lockbox and Lockbox
Account. In the event Company fails to timely make a payment to Bank of any
Fees, Bank may thereafter exercise its right of set-off against the Lockbox
Account for such amounts. Lender shall not have any responsibility or
liability for the payment of any Fees.

         7.       UNCOLLECTED FUNDS. If any Checks or other Receipts
deposited in the Lockbox Account are returned unpaid or otherwise dishonored
Bank shall have the right to charge any and all such returned or dishonored
items against the Lockbox Account or to demand reimbursement therefor
directly from Company.

         8.       SET-OFF. Bank hereby agrees that, prior to the effective
date of a termination of this Agreement, Bank will not exercise or claim any
right of set-off or banker's lien against the Lockbox, Lockbox Account or any
Receipts on deposit therein, and Bank hereby further waives until such date
any such right or lien which it may have against any Receipts deposited in
the Lockbox Account, except to the extent expressly set forth in paragraphs 6
and 7 above.

         9.       EXCULPATION OF BANK; INDEMNIFICATION BY COMPANY. Company
and Lender agree that Bank shall have no liability to either of them for any
loss or damage that either or both may claim to have suffered or incurred,
either directly or indirectly, by reason of this Agreement or any transaction
or service contemplated by the provisions hereof, unless occasioned by the
gross negligence or willful misconduct of Bank. In no event shall Bank be
liable for losses or delays resulting from computer malfunction, interruption
of communication facilities, labor difficulties or other causes beyond Bank's
reasonable control or for indirect, special or consequential damages. Company
agrees to indemnify Bank and hold it harmless from and against any and all
claims, other than those ultimately determined to be founded on gross
negligence or willful misconduct of Bank, and from and against any damages,
penalties, judgments, liabilities, losses or expenses (including reasonable
attorney's fees and disbursements) incurred as a result of the assertion of
any claim, by any person or entity, arising out of, or otherwise related to,
any transaction conducted or service provided by Bank through the use of any
account or Lockbox at Bank pursuant to the procedures provided for or
contemplated by this Agreement.

         10.      TERMINATION. This Agreement may be terminated by Company
only upon delivery to Bank of a written notification thereof jointly executed
by Company and Lender. This Agreement may be terminated by Lender at any
time, with or without cause, upon its delivery of written notice thereof to
each of Company and Bank. This Agreement may be terminated by Bank at any
time on not less than 30 days prior written notice delivered to each of
Company and Lender.

                                       74
<PAGE>

Upon delivery or receipt of such notice of termination to or by Bank, Bank
will: (a) immediately transmit to the Collection Account (i) all funds, if
any, then on deposit in, or otherwise to the credit of, the Lockbox Account,
and (ii) upon receipt, all Receipts (other than Checks) received after such
notice for deposit in, or otherwise to the credit of, the Lockbox Account;
and (b) deliver directly to Lender all Checks, whether then in the possession
of Bank or received by Bank after such notice, without depositing such Checks
in the Lockbox Account or any other account. The provisions of paragraphs 2,
3 and 8 shall survive termination of this Agreement unless and until
specifically released by Lender in writing. All rights of Bank under
paragraphs 6, 7 and 9 shall survive any termination of this Agreement.

         11.      IRREVOCABLE AGREEMENTS. Company acknowledges that the
agreements made by it and the authorizations granted by it in paragraphs 2,
3, and 4 hereof are irrevocable and that the authorizations granted in
paragraphs 2, 3 and 4 hereof are powers coupled with an interest.

         12.      NOTICES. All notices, requests or other communications
given to Company, Lender or Bank shall be given in writing (including by
facsimile) at the address specified below:

                         Lender:      General Electric Capital Corporation
                                      Suite 350, 6100 Fairview Road
                                      Charlotte, NC 28210
                         Attention:   Diversified Corporate Resources, Inc. and
Subsidiaries                                - Account Manager
                         Telephone:   704-643-6377
                         Facsimile:   704-553-4150

                         Bank:
                                      -----------------------------
                         Attention:
                                      -----------------------------
                         Telephone:
                                      -----------------------------
                         Facsimile:
                                      -----------------------------

                         Company:     Diversified Corporate Resources, Inc.
                                      12801 North Central Expressway, Suite 350
                                      Dallas, Texas 75243
                         Attention:   President
                         Telephone:   972-458-8500
                         Facsimile:   972-458-2801

Any party may change its address for notices hereunder by notice to each
other party hereunder given

                                       75
<PAGE>

in accordance with this paragraph 12. Each notice, request or other
communication shall be effective (a) if given by facsimile, when such
facsimile is transmitted to the facsimile number specified in this paragraph
12 and confirmation of receipt is made by the appropriate party, (b) if given
by overnight courier, 24 hours after such communication is deposited with the
overnight courier for delivery, addressed as aforesaid, or (c) if given by
any other means, when delivered at the address specified in this paragraph 12.

         13.      MISCELLANEOUS.

                  (a)      This Agreement may be amended only by a written
instrument executed by Lender, Bank, and Company acting by their respective
duly authorized representatives.

                  (b)      This Agreement shall be binding upon and shall
inure to the benefit of the parties hereto and their respective successors
and assigns, but neither Company nor Bank shall be entitled to assign or
delegate any of its rights or duties hereunder without first obtaining the
express prior written consent of Lender.

                  (c)      This Agreement may be executed in any number of
several counterparts, each of which shall be deemed an original but all of
which together shall constitute one and the same instrument.

                  (d)      THIS AGREEMENT SHALL BE GOVERNED BY, AND CONSTRUED
AND ENFORCED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW YORK APPLICABLE
TO CONTRACTS MADE AND PERFORMED WITHIN SUCH STATE.

                                       76
<PAGE>

         IN WITNESS WHEREOF, each of the parties has executed and delivered
this Lockbox Account Agreement as of the day and year first above set forth.

                                        -------------------------------------

                                        By:
                                           ----------------------------------
                                        Name:
                                             --------------------------------
                                        Title:
                                              -------------------------------

                                        -------------------------------------

                                        By:
                                           ----------------------------------
                                        Name:
                                             --------------------------------
                                        Title:
                                              -------------------------------

                                        GENERAL ELECTRIC CAPITAL CORPORATION

                                        By:
                                            ---------------------------------
                                        Name: Peter B. Cooney
                                        Title: Duly Authorized Signatory

                                       77
<PAGE>

                                    EXHIBIT L

                          LANDLORD'S WAIVER AND CONSENT

         THIS LANDLORD'S WAIVER AND CONSENT ("Waiver and Consent") is made
and entered into as of May _____, 2000 by and among
__________________________ ("Landlord"), ________________________________
("Company"), and GENERAL ELECTRIC CAPITAL CORPORATION, a New York corporation
(together with any successors and assigns, "Lender").

         A.       Landlord is the owner of the real property commonly known
as [common name of this premises], and as more fully described in APPENDIX A
attached hereto (the "Premises").

         B.       Landlord has entered into that certain lease agreement
dated ______________________ (together with all amendments and modifications
thereto and waivers thereof, the "Lease") with Company pursuant to which
Company has acquired a leasehold interest in all or a portion of the Premises.

         C.       Lender has previously entered into or is about to enter
into certain financing transactions with Company, and to secure such
financing Company has granted to Lender a security interest in and lien upon
certain of the tangible and intangible property of Company, including,
without limitation, all of Company's cash, cash equivalents, goods,
inventory, machinery, equipment, furniture and fixtures, together with all
additions, substitutions, replacements and improvements to, and proceeds of,
the foregoing (collectively, the "Collateral").

         NOW, THEREFORE, in consideration of any financial accommodation
extended by Lender to Company at any time, and other good and valuable
consideration the receipt and sufficiency of which is hereby acknowledged,
the parties agree as follows:

         1.       Landlord acknowledges that (a) a true and correct copy of
the Lease as in effect as of the date hereof is attached hereto as APPENDIX
B, (b) the Lease is in full force and effect and (c) Landlord is not aware of
any existing default under the Lease.

         2.       Landlord agrees to provide Lender with (a) a copy of any
cancellation, amendment, consent, or waiver under the Lease, and (b) written
notice of any default by Company or claimed default under the Lease (a
"Default Notice") at the same time as it sends such notice to Company;
PROVIDED, that (i) Lender shall have at least 15 days following receipt of
such Default Notice to cure such default before the Lease terminates, and
(ii) Lender shall not be under any obligation to cure any default by Company
under the Lease. No action by Lender pursuant to this Waiver and Consent
shall constitute or be deemed to be an assumption by Lender of any obligation
under the Lease, and, except as provided in paragraphs 6 and 7 below, Lender
shall not have any obligation to Landlord.

                                       78
<PAGE>

         3.       Landlord acknowledges the validity of Lender's lien on the
Collateral and, until such time as the obligations of Company to Lender are
indefeasibly paid in full, Landlord waives any interest in the Collateral and
agrees not to distrain or levy upon any Collateral or to assert any landlord
lien, right of distraint or other claim against the Collateral for any reason.

         4.       Landlord agrees that the Collateral may be stored,
utilized, and/or installed at the Premises and shall not be deemed a fixture
or part of the real estate but shall at all times be considered personal
property, whether or not any Collateral becomes so related to the real estate
that an interest therein would otherwise arise under applicable law.

         5.       Prior to a termination of the Lease, Lender or its
representatives or invitees may enter upon the Premises at any time without
any interference by Landlord to inspect or remove any or all of the
Collateral, including, without limitation, by public auction or private sale
pursuant to the provisions of paragraph 7 below.

         6.       Upon a termination of the Lease, Landlord will permit
Lender and its representatives and invitees to occupy and remain on the
Premises; PROVIDED, that (a) such period of occupation (the "Disposition
Period") shall not exceed up to 150 days following receipt by Lender of a
Default Notice or, if the Lease has expired by its own terms (absent a
default thereunder), up to 45 days following Lender's receipt of written
notice of such expiration, (b) for the actual period of occupancy by Lender,
Lender will pay to Landlord the basic rent due under the Lease pro-rated on a
per diem basis determined on a 30-day month, and shall provide and retain
liability and property insurance coverage, electricity and heat to the extent
required by the Lease, and (c) such amounts paid by Lender to Landlord shall
exclude any rent adjustments, indemnity payments or similar amounts payable
under the Lease for default, holdover status or other similar charges.

         7.       During any Disposition Period, (a) Lender and its
representatives and invitees may inspect, repossess, remove and otherwise
deal with the Collateral, and Lender may advertise and conduct public
auctions or private sales of the Collateral at the Premises, in each case
without interference by Landlord or liability of Lender to Landlord, and (b)
Lender shall make the Premises available for inspection by Landlord and
prospective tenants and shall cooperate in Landlord's reasonable efforts to
re-lease the Premises. If Lender conducts a public auction or private sale of
the Collateral at the Premises, Lender shall use reasonable efforts to notify
Landlord first and to hold such auction or sale in a manner which would not
unduly disrupt Landlord's or any other tenant's use of the Premises. Lender
shall promptly repair, at Lender's expense, any physical damage to the
Premises actually caused by the conduct of such auction or sale and any
removal of Collateral by or through Lender (ordinary wear and tear excluded).
Lender shall not be liable for any diminution in value of the Premises caused
by the absence of Collateral actually removed or by any necessity of
replacing the Collateral, and Lender shall have no duty or obligation to
remove or dispose of any Collateral or any other property left on the
Premises by Company.

         8.       If any order or injunction is issued or stay granted which
prohibits Lender from exercising any of its rights hereunder, then, at
Lender's option, the Disposition Period shall be stayed during the period of
such prohibition and shall continue thereafter for the greater of (a) the
number

                                       79
<PAGE>

of days remaining in the Disposition Period or (b) 90 days.

         9.       NOTICES. All notices hereunder shall be in writing, sent by
certified mail, return receipt requested, to the respective parties and the
following addresses:

                           Lender:     General Electric Capital Corporation
                                       Suite 350, 6100 Fairview Road
                                       Charlotte, NC 28210
                           Attention:  Diversified Corporate Resources, Inc. and
Subsidiaries                                     - Account Manager
                           Telephone:  704-643-6377
                           Facsimile:  704-553-4150

                           Bank:
                                       -------------------------------------

                                       -------------------------------------
                           Attention:
                                       -------------------------------------
                           Telephone:
                                       -------------------------------------
                           Facsimile:
                                       -------------------------------------

                           Company:    Diversified Corporate Resources, Inc.
                                       12801 North Central Expressway, Suite 350
                                       Dallas, Texas 75243
                           Attention:  President
                           Telephone:  972-458-8500
                           Facsimile:  972-458-2801

         10.      MISCELLANEOUS. This Waiver and Consent may be executed in
any number of several counterparts, shall be governed and controlled by, and
interpreted under, the laws of the State of New York, and shall inure to the
benefit of Lender and its successors and assigns and shall be binding upon
Landlord and its successors and assigns (including any transferees of the
Premises). Landlord agrees and consents to the filing of this document for
recording in the land records of the county in which the Premises is located.

                                       80
<PAGE>

         IN WITNESS WHEREOF, this Landlord's Waiver and Consent is entered
into as of the date first set forth above.

                                        -------------------------------------

                                        By:
                                           ----------------------------------
                                        Name:
                                             --------------------------------
                                        Title:
                                              -------------------------------

                                        -------------------------------------

                                        By:
                                           ----------------------------------
                                        Name:
                                             --------------------------------
                                        Title:
                                              -------------------------------

                                        GENERAL ELECTRIC CAPITAL CORPORATION

                             By:
                                 ----------------------------------
                             Name: Peter B. Cooney
                                Title: Duly Authorized Signatory

                                       81
<PAGE>

                             APPENDIX A TO EXHIBIT L

                          LEGAL DESCRIPTION OF PREMISES

                                       82
<PAGE>

                             APPENDIX B TO EXHIBIT L

                            COPY OF LEASE OF PREMISES

                                  See attached.

                                       83

<PAGE>

                                    EXHIBIT M

                      FORM OF SUBSIDIARY JOINDER AGREEMENT

                          SUBSIDIARY JOINDER AGREEMENT

         THIS SUBSIDIARY JOINDER AGREEMENT (this "Agreement") made and executed
this ______ day of _________________, 20__, by ________________________________,
a _____________________ (the "New Subsidiary"); MANAGEMENT ALLIANCE CORPORATION,
a Texas corporation, INFORMATION SYSTEMS CONSULTING CORP., a Texas corporation,
DATATEK CONSULTING GROUP CORPORATION, a Texas corporation, TEXCEL SERVICES,
INC., a Pennsylvania corporation, and MOUNTAIN, LTD., a Maine corporation ( the
"Borrowers" and each a "Borrower"), DIVERSIFIED CORPORATE RESOURCES, INC., a
Texas corporation ("Parent"), any other Credit Party executing the Loan
Agreement (as hereinafter described), and GENERAL ELECTRIC CAPITAL CORPORATION,
a New York corporation ("Lender").

                                   WITNESSETH

         WHEREAS, the Borrowers, the Parent, the other Credit Parties and Lender
are parties to a certain Loan and Security Agreement, dated May ___, 2000 (such
Loan and Security Agreement, as it may previously have been and may hereafter be
amended, modified, supplemented or restated from time to time, being herein
called the "Loan Agreement"), pursuant to which Lender has agreed to make loans
and extend credit to Borrowers, all as more particularly described therein;

         WHEREAS, the Loan Agreement prohibits a Borrower or any other Credit
Party from forming any Subsidiary unless the conditions precedent set forth in
the Loan Agreement are first satisfied, one of which is that the New Subsidiary
execute and deliver this Agreement by which it shall join in the execution of
the Loan Agreement as an additional Credit Party, become a Guarantor of all of
the Obligations owing to Lender in connection with the Loan Agreement, and grant
Lender a Lien in all of the Collateral of the New Subsidiary;

         WHEREAS, the Borrowers, the Parent, the other Credit Parties, and the
New Subsidiary share an identity of interests as members of a consolidated group
of companies engaged in substantially similar businesses, and the making of the
Loans has facilitated expansion and enhanced the overall financial strength and
stability of the Parent's corporate group, including the New Subsidiary;

         WHEREAS, the New Subsidiary, the Parent, the Borrowers and the other
Credit Parties desired to execute and deliver this Agreement to satisfy one of
the conditions precedent to the formation of the New Subsidiary;

         NOW, THEREFORE, in consideration of the premises, and for other good
and valuable

                                       84

<PAGE>

consideration, the receipt and sufficiency of which are hereby acknowledged,
and intending to be legally bound hereby, the parties hereto agree as follows:

         1.       DEFINED TERMS. Capitalized terms not otherwise defined
herein which are used in this Agreement are used herein with the meanings
specified for such terms in the Loan Agreement.

         2.       ADDITIONAL CREDIT PARTY. The New Subsidiary agrees that it
shall be and become a Credit Party for all purposes of the Loan Agreement and
shall be fully obligated and liable thereunder, as well as any Loan Document
to which it is or may become a party, to the same extent and with the same
effect as though the New Subsidiary had been one of the Credit Parties
originally executing and delivering the Loan Agreement. Without limiting the
generality of the foregoing, the New Subsidiary hereby grants to the Lender,
as collateral security for the prompt and complete payment and performance of
the Obligations, a security interest in and Lien upon all of its property and
assets, whether real or personal, tangible or intangible, and whether now
owned or hereafter acquired, or in which it now has or at any time in the
future may acquire any right, title, or interest, including all of the
following property in which it now has or at any time in the future may
acquire any right, title or interest: all Accounts; all bank and deposit
accounts and all funds on deposit therein; all cash and cash equivalents; all
commodity contracts; all investments, Stock and Investment Property; all
Inventory and Equipment; all Goods; all Chattel Paper, Documents and
Instruments; all Books and Records; all General Intangibles; and to the
extent not otherwise included, all Proceeds and products of all and any of
the foregoing and all collateral security and guarantees given by any Person
with respect to any of the foregoing, but excluding in all events Hazardous
Waste. All references in the Loan Agreement or any of the other Loan
Documents to the "Credit Parties" or a "Credit Party" shall be deemed to
include and to refer to the New Subsidiary.

         3.       GOVERNING LAW. THIS AGREEMENT AND THE RIGHTS AND
OBLIGATIONS OF THE PARTIES HEREUNDER SHALL BE GOVERNED BY, AND CONSTRUED AND
ENFORCED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW YORK APPLICABLE TO
CONTRACTS MADE AND PERFORMED IN SUCH STATE, WITHOUT REGARD TO THE PRINCIPLES
THEREOF REGARDING CONFLICTS OF LAWS.

         4.       SUBMISSION TO JURISDICTION; WAIVER OF JURY TRIAL.

         (A)      EACH BORROWER, THE PARENT, EACH OTHER CREDIT PARTY AND THE NEW
GUARANTOR HEREBY CONSENT AND AGREE THAT THE STATE OR FEDERAL COURTS LOCATED IN
NEW YORK SHALL HAVE EXCLUSIVE JURISDICTION TO HEAR AND DETERMINE ANY CLAIMS OR
DISPUTES BETWEEN SUCH BORROWER, THE PARENT, SUCH CREDIT PARTY, THE NEW
SUBSIDIARY AND THE LENDER PERTAINING TO THIS AGREEMENT, THE LOAN AGREEMENT OR
ANY OF THE OTHER LOAN DOCUMENTS OR TO ANY MATTER ARISING OUT OF OR RELATED TO
THIS AGREEMENT, THE LOAN AGREEMENT OR ANY OF THE OTHER LOAN DOCUMENTS; PROVIDED,
THAT THE LENDER, SUCH BORROWER, THE PARENT, SUCH CREDIT PARTY AND THE NEW
SUBSIDIARY ACKNOWLEDGE THAT ANY APPEALS FROM THOSE COURTS MAY HAVE TO BE HEARD
BY A COURT LOCATED OUTSIDE OF NEW YORK; AND FURTHER PROVIDED, THAT NOTHING IN
THIS AGREEMENT SHALL BE DEEMED OR OPERATE TO

                                       85

<PAGE>

PRECLUDE THE LENDER FROM BRINGING SUIT OR TAKING OTHER LEGAL ACTION IN ANY
OTHER JURISDICTION TO COLLECT THE OBLIGATIONS, TO REALIZE ON THE COLLATERAL
OR ANY OTHER SECURITY FOR THE OBLIGATIONS, OR TO ENFORCE A JUDGMENT OR OTHER
COURT ORDER IN FAVOR OF THE LENDER. EACH BORROWER, THE PARENT, EACH OTHER
CREDIT PARTY EXECUTING THIS AGREEMENT AND THE NEW SUBSIDIARY EACH EXPRESSLY
SUBMITS AND CONSENTS IN ADVANCE TO SUCH JURISDICTION IN ANY ACTION OR SUIT
COMMENCED IN ANY SUCH COURT, AND EACH BORROWER, THE PARENT, EACH OTHER CREDIT
PARTY AND THE NEW SUBSIDIARY EACH HEREBY WAIVES ANY OBJECTION WHICH IT MAY
HAVE BASED UPON LACK OF PERSONAL JURISDICTION, IMPROPER VENUE OR FORUM NON
CONVENIENS. EACH BORROWER, THE PARENT, EACH OTHER CREDIT PARTY, AND THE NEW
SUBSIDIARY EACH HEREBY WAIVES PERSONAL SERVICE OF THE SUMMONS, COMPLAINT AND
OTHER PROCESS ISSUED IN ANY SUCH ACTION OR SUIT AND AGREES THAT SERVICE OF
SUCH SUMMONS, COMPLAINT AND OTHER PROCESS MAY BE MADE BY REGISTERED OR
CERTIFIED MAIL ADDRESSED TO SUCH BORROWER, THE PARENT OR SUCH OTHER CREDIT
PARTY AT THE ADDRESS SET FORTH IN SCHEDULE B OF THE LOAN AGREEMENT OR, IN THE
CASE OF THE NEW SUBSIDIARY, AT THE ADDRESS SET FORTH BELOW ITS SIGNATURE
BELOW, AND THAT SERVICE SO MADE SHALL BE DEEMED COMPLETED UPON THE EARLIER OF
SUCH PARTY'S ACTUAL RECEIPT THEREOF OR THREE (3) DAYS AFTER DEPOSIT IN THE
U.S. MAILS, PROPER POSTAGE PREPAID.

         (B)      THE PARTIES HERETO WAIVE ALL RIGHTS TO TRIAL BY JURY IN ANY
ACTION, SUIT, OR PROCEEDING BROUGHT TO RESOLVE ANY DISPUTE, WHETHER ARISING
IN CONTRACT, TORT, OR OTHERWISE BETWEEN THE LENDER, ANY BORROWER, THE PARENT,
ANY OTHER CREDIT PARTY OR THE NEW SUBSIDIARY ARISING OUT OF, CONNECTED WITH,
RELATED OR INCIDENTAL TO THE RELATIONSHIP ESTABLISHED BETWEEN THEM IN
CONNECTION WITH THIS AGREEMENT, THE LOAN AGREEMENT OR ANY OF THE OTHER LOAN
DOCUMENTS OR THE TRANSACTIONS RELATED HERETO AND THERETO.

         5.       COUNTERPARTS. This Agreement may be executed in any number
of separate counterparts by one or more of the parties hereto, and all of
said counterparts taken together shall constitute one and the same instrument.

                                       86

<PAGE>

         IN WITNESS WHEREOF, this Agreement has been executed by the parties
hereto on the day and year first above written.

Address for Notices:                                NEW SUBSIDIARY:
__________________
__________________                ______________________________________________
__________________                [Name of New Subsidiary]

                                  By:___________________________________________
                                  Name:_________________________________________
                                  Title:________________________________________

                                  BORROWERS:

                                  MANAGEMENT ALLIANCE CORPORATION

                                  By:___________________________________________
                                  Name:_________________________________________
                                  Title:________________________________________

                                  INFORMATION SYSTEMS CONSULTING CORP.

                                  By:___________________________________________
                                  Name:_________________________________________
                                  Title:________________________________________

                                  DATATEK CONSULTING GROUP CORPORATION

                                  By:___________________________________________
                                  Name:_________________________________________
                                  Title:________________________________________

                                       87

<PAGE>

                                  TEXCEL SERVICES, INC.

                                  By:___________________________________________
                                  Name:_________________________________________
                                  Title:________________________________________

                                  MOUNTAIN, LTD.

                                  By:___________________________________________
                                  Name:_________________________________________
                                  Title:________________________________________

                                  OTHER CREDIT PARTIES:

                                  DIVERSIFIED CORPORATE RESOURCES, INC.

                                  By:___________________________________________
                                  Name:_________________________________________
                                  Title:________________________________________

                                  PREFERRED FUNDING CORPORATION

                                  By:___________________________________________
                                  Name:_________________________________________
                                  Title:________________________________________

                                  MAGIC NORTHEAST, INC.

                                  By:___________________________________________
                                  Name:_________________________________________
                                  Title:________________________________________

                                       88

<PAGE>

                                  [Signatures of any other Credit Parties]

                                  LENDER:

                                  GENERAL ELECTRIC CAPITAL CORPORATION

                                  By____________________________________________
                                  Name:_________________________________________
                                  Title: Duly Authorized Signatory

                                       89

<PAGE>

                                    EXHIBIT N

                                    GUARANTEE

         GUARANTEE, dated as of May ____, 2000, made by ________________ (the
"GUARANTOR"), in favor of GENERAL ELECTRIC CAPITAL CORPORATION, as Lender (the
"LENDER") under the Loan Agreement referred to below.

                              W I T N E S S E T H:

         WHEREAS, pursuant to the Loan and Security Agreement dated as of even
date herewith (as the same may be amended, supplemented or otherwise modified
from time to time, the "LOAN AGREEMENT") among Management Alliance Corporation,
a Texas corporation, Information Systems Consulting Corp., a Texas corporation,
Datatek Consulting Group Corporation, a Texas corporation, Texcel Services,
Inc., a Pennsylvania corporation, and Mountain, Ltd., a Maine corporation (each
a "BORROWER" and, collectively, the "BORROWERS"), Lender and the parties
thereto, the Lender has agreed to make extensions of credit to the Borrowers
upon the terms and subject to the conditions set forth therein;

         WHEREAS, it is a condition precedent to the effectiveness of the Loan
Agreement that the Guarantor guarantee payment and performance of the Borrowers'
obligations under the Loan Agreement and the other Loan Documents;

         WHEREAS, the Guarantor is interested in the financial success of each
Borrower and it is in the best interests of the Guarantor for the Lender to make
loans and extend credit to the Borrowers under the Loan Agreement;.

         NOW, THEREFORE, to induce the Lender to enter into the Loan Agreement
and to induce the Lender to make its extensions of credit to the Borrowers under
the Loan Agreement and for other consideration the receipt and sufficiency of
which is hereby acknowledged, the Guarantor hereby agrees with the Lender as
follows:

         1. DEFINED TERMS. (a) Unless otherwise defined herein, terms defined in
the Loan Agreement and used herein shall have the meanings given to them in the
Loan Agreement.

         (b)      As used herein, "OBLIGATIONS" shall mean all loans, advances,
debts, expense reimbursement, fees, liabilities, and obligations, for the
performance of covenants, tasks or duties

                                       90

<PAGE>

or for payment of monetary amounts (whether or not such performance is then
required or contingent, or amounts are liquidated or determinable) owing by
any Borrower and any other Credit Party to Lender, of any kind or nature,
present or future, whether or not evidenced by any note, agreement or other
instrument, whether arising under any of the Loan Documents or under any
other agreement between any Borrower, such Credit Party and Lender, and all
covenants and duties regarding such amounts. This term includes all
principal, interest (including interest accruing at the then applicable rate
provided in the Loan Agreement after the maturity of the Loans and interest
accruing at the then applicable rate provided in the Loan Agreement after the
filing of any petition in bankruptcy, or the commencement of any insolvency,
reorganization or like proceeding, whether or not a claim for post-filing or
post-petition interest is allowed in such proceeding), Fees, Charges,
expenses, attorneys' fees and any other sum chargeable to any Borrower under
any of the Loan Documents, and all principal and interest due in respect of
the Loans and all obligations and liabilities of the Guarantor under this
Guarantee.

         (c)      The words "hereof," "herein" and "hereunder" and words of
similar import when used in this Guarantee shall refer to this Guarantee as a
whole and not to any particular provision of this Guarantee, and section and
paragraph references are to this Guarantee unless otherwise specified.

         (d)      The meanings given to terms defined herein shall be equally
applicable to both the singular and plural forms of such terms.

         2. GUARANTEE. (a) The Guarantor hereby unconditionally and irrevocably
guarantees to the Lender and its successors, indorsees, transferees and assigns,
the prompt and complete payment and performance by the Borrowers when due
(whether at the stated maturity, by acceleration or otherwise) of the
Obligations.

         (b)      The Guarantor further agrees to pay any and all expenses
(including, without limitation, all fees and disbursements of counsel) which may
be paid or incurred by the Lender in enforcing, or obtaining advice of counsel
in respect of, any rights with respect to, or collecting, any or all of the
Obligations and/or enforcing any rights with respect to, or collecting against,
the Guarantor under this Guarantee.

         (c)      The Guarantor agrees that the Obligations may at any time and
from time to time exceed the amount of the liability of the Guarantor hereunder
without impairing this Guarantee or affecting the rights and remedies of the
Lender hereunder.

         (d)      No payment or payments made by any Borrower, any other
guarantor or any other Person or received or collected by the Lender from any
Borrower, any other guarantor or any other Person by virtue of any action or
proceeding or any set-off or appropriation or application at any time or from
time to time in reduction of or in payment of the Obligations shall be deemed to
modify, reduce,

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<PAGE>

release or otherwise affect the liability of the Guarantor hereunder which
shall, notwithstanding any such payment or payments, other than payments made
by the Guarantor in respect of the Obligations or payments received or
collected from the Guarantor in respect of the Obligations, remain liable for
the Obligations hereunder until the Obligations are indefeasibly paid in full.

         (e)      The Guarantor agrees that whenever, at any time, or from time
to time, it shall make any payment to the Lender on account of its liability
hereunder, it will notify the Lender in writing that such payment is made under
this Guarantee for such purpose.

         3. NO SUBROGATION. Notwithstanding any payment or payments made by the
Guarantor hereunder or any set-off or application of funds of the Guarantor by
the Lender, the Guarantor shall not be entitled to be subrogated to any of the
rights of the Lender against any Borrower or any other guarantor or any
collateral security or guarantee or right of offset held by the Lender for the
payment of the Obligations, nor shall the Guarantor seek or be entitled to seek
any contribution or reimbursement from any Borrower or any other Person in
respect of payments made by the Guarantor hereunder until all amounts owing to
the Lender by the Borrowers on account of the Obligations are indefeasibly paid
in full. If any amount shall be paid to the Guarantor on account of such
subrogation rights at any time when all of the Obligations shall not have been
indefeasibly paid in full, such amount shall be held by the Guarantor in trust
for the Lender, segregated from other funds of the Guarantor and shall forthwith
upon receipt by the Guarantor, be turned over to the Lender in the exact form
received by the Guarantor (duly indorsed by the Guarantor to the Lender, if
required), to be applied against the Obligations, whether matured or unmatured,
in such order as the Lender may elect.

         4. AMENDMENTS, ETC. WITH RESPECT TO THE OBLIGATIONS; WAIVER OF RIGHTS.
The Guarantor shall remain obligated hereunder notwithstanding that, without any
reservation of rights against the Guarantor and without notice to or further
assent by the Guarantor, any demand for payment of any of the Obligations made
by the Lender may be rescinded and any of the Obligations continued, and the
Obligations, or the liability of any other party upon or for any part thereof,
or any collateral security or guarantee therefor or right of offset with respect
thereto, may, from time to time, in whole or in part, be renewed, extended,
amended, modified, accelerated, compromised, waived, surrendered or released by
the Lender, and the Loan Agreement and the other Loan Documents and any other
documents executed and delivered in connection therewith may be amended,
modified, supplemented or terminated, in whole or in part, as the Lender) may
deem advisable from time to time, and any collateral security, guarantee or
right of offset at any time held by the Lender for the payment of the
Obligations may be sold, exchanged, waived, surrendered or released. The Lender
shall not have any obligation to protect, secure, perfect or insure any Lien at
any time held by it as security for the Obligations or for this Guarantee or any
property subject thereto. When making any demand hereunder against the
Guarantor, the Lender may, but shall be under no obligation to, make a similar
demand on the Borrowers or any other guarantor, and any failure by the Lender to
make any such demand or to collect any payments from any Borrower or any such
other guarantor or any release of any Borrower or such other or guarantor shall
not relieve the Guarantor of the obligations or liabilities hereunder, and shall
not impair or affect the rights and remedies, express or implied,

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or as a matter of law, of the Lender against the Guarantor. For the purposes
hereof "demand" shall include the commencement and continuance of any legal
proceedings.

         5. GUARANTEE ABSOLUTE AND UNCONDITIONAL. The Guarantor waives any and
all notice of the creation, renewal, extension or accrual of any of the
Obligations and notice of or proof of reliance by the Lender upon this Guarantee
or acceptance of this Guarantee, and the Obligations, and any of them, shall
conclusively be deemed to have been created, contracted or incurred, or renewed,
extended, amended or waived, in reliance upon this Guarantee; and all dealings
between the Borrowers and the Guarantor, on the one hand, and the Lender on the
other hand, likewise shall be conclusively presumed to have been had or
consummated in reliance upon this Guarantee. The Guarantor waives diligence,
presentment, protest, demand for payment and notice of default or nonpayment to
or upon the Borrowers or the Guarantor with respect to the Obligations. The
Guarantor understands and agrees that this Guarantee shall be construed as a
continuing, absolute and unconditional guarantee of payment without regard to
(a) the validity, regularity or enforceability of the Loan Agreement, or any
other Loan Document, any of the Obligations or any other collateral security
therefor or guarantee or right of offset with respect thereto at any time or
from time to time held by the Lender (b) any defense, set-off or counterclaim
(other than a defense of payment or performance) which may at any time be
available to or be asserted by any Borrower against the Lender, or (c) any other
circumstance whatsoever (with or without notice to or knowledge of any Borrower
or the Guarantor) which constitutes, or might be construed to constitute, an
equitable or legal discharge of any Borrower for the Obligations, or of the
Guarantor under this Guarantee, in bankruptcy or in any other instance. When
pursuing its rights and remedies hereunder against any Guarantor, the Lender
may, but shall be under no obligation to, pursue such rights and remedies as it
may have against the Borrowers or any other Person or against any collateral
security or guarantee for the Obligations or any right of offset with respect
thereto, and any failure by the Lender to pursue such other rights or remedies
or to collect any payments from any Borrower or any such other Person or to
realize upon any such collateral security or guarantee or to exercise any such
right of offset, or any release of any Borrower or any such other Person or any
such collateral security, guarantee or right of offset, shall not relieve the
Guarantor of any liability hereunder, and shall not impair or affect the rights
and remedies, whether express, implied or available as a matter of law, of the
Lender against the Guarantor. This Guarantee shall remain in full force and
effect and be binding in accordance with and to the extent of its terms upon the
Guarantor and the successors and assigns thereof, and shall inure to the benefit
of the Lender, and its successors, indorsees, transferees and assigns, until all
the Obligations and the obligations of the Guarantor under this Guarantee shall
have been satisfied by indefeasible payment in full in cash.

         6. REINSTATEMENT. This Guarantee shall continue to be effective, or be
reinstated, as the case may be, if at any time payment, or any part thereof, of
any of the Obligations is rescinded or must otherwise be restored or returned by
the Lender upon the insolvency, bankruptcy, dissolution, liquidation or
reorganization of any Borrower or the Guarantor, or upon or as a result of the
appointment of a receiver, intervenor or conservator of, or trustee or similar
officer for, any Borrower or the Guarantor or any substantial part of its
property, or otherwise, all as though such payments had not been made.

                                       93

<PAGE>

         7. PAYMENTS. The Guarantor hereby guarantees that payments hereunder
will be paid to the Lender without set-off or counterclaim in U.S. Dollars at
the office of the Lender located at 6100 Fairview Road, Suite 350, Charlotte, NC
28210.

         8. REPRESENTATIONS AND WARRANTIES. The Guarantor hereby represents and
warrants that:

         (a)      (i) it is a corporation or limited liability company duly
organized, validly existing and in good standing under the laws of the
jurisdiction of its incorporation or organization and has the power and
authority and the legal right to own and operate its property, to lease the
property it operates and to conduct the business in which it is currently
engaged, (ii) it has the power and authority and the legal right and capacity to
execute and deliver, and to perform its obligations under, this Guarantee and
has taken all necessary action to authorize its execution, delivery and
performance of this Guarantee;

         (b)      this Guarantee constitutes a legal, valid and binding
obligation of the Guarantor enforceable in accordance with its terms, except as
affected by bankruptcy, insolvency, fraudulent conveyance, reorganization,
moratorium and other similar laws relating to or affecting the enforcement of
creditors' rights generally, general equitable principles and an implied
covenant of good faith and fair dealing;

         (c)      the execution, delivery and performance of this Guarantee will
not violate any provision of any Requirement of Law or Contractual Obligation of
the Guarantor and will not result in or require the creation or imposition of
any Lien on any of the properties or revenues of the Guarantor pursuant to any
Requirement of Law or Contractual Obligation of the Guarantor;

         (d)      no consent or authorization of, filing with, or other act by
or in respect of, any arbitrator or Governmental Authority and no consent of any
other Person (including, any shareholder or creditor of the Guarantor) is
required in connection with the execution, delivery, performance, validity or
enforceability of this Guarantee;

         (e)      no litigation, investigation or proceeding of or before any
arbitrator or Governmental Authority is pending or, to the knowledge of the
Guarantor, threatened by or against the Guarantor or against any of its
properties or revenues (1) with respect to this Guarantee or any of the
transactions contemplated hereby, (2) which could have a material adverse effect
on the business, property, or financial or other condition of the Guarantor;

         (f)      the statements concerning the financial condition and net
worth of Guarantor previously provided to the Lender are true and correct; there
is no event, fact, circumstance or condition known to Guarantor which is
inconsistent with such statements or is required to be disclosed in order to

                                       94

<PAGE>

cause such statements not to be misleading.

         The Guarantor agrees that the foregoing representations and warranties
shall be deemed to have been made by the Guarantor on the date of each borrowing
by any Borrower under the Loan Agreement on and as of such date of borrowing as
though made hereunder on and as of such date.

         9. NOTICES. All notices, requests and demands to or upon the Lender or
the Guarantor to be effective shall be in writing (or by telex, fax or similar
electronic transfer) and shall be deemed to have been duly given or made (1)
when delivered by hand or (2) if given by mail, when deposited in the mails by
certified mail, return receipt requested, or (3) if by telex, fax or similar
electronic transfer, when sent and receipt has been confirmed, addressed as
follows:

         (a)      if to the Lender, at its address or transmission number for
notices provided in the Loan Agreement; and

         (b)      if to the Guarantor, at its address or transmission number for
notices set forth provided in the Loan Agreement.

         The Lender, and the Guarantor may change their respective addresses and
transmission numbers for notices by notice in the manner provided in this
Section.

         10. SEVERABILILITY. Any provision of this Guarantee which is prohibited
or unenforceable in any jurisdiction shall, as to such jurisdiction, be
ineffective to the extent of such prohibition or unenforceability without
invalidating the remaining provisions hereof, and any such prohibition or
unenforceability in any jurisdiction shall not invalidate or render
unenforceable such provision in any other jurisdiction.

         11. INTEGRATION. This Guarantee represents the agreement of the
Guarantor with respect to the subject matter hereof and there are no promises or
representations by the Lender relative to the subject matter hereof not
reflected herein.

         12. AMENDMENTS IN WRITING; NO WAIVER; CUMULATIVE REMEDIES. (a) None of
the terms or provisions of this Guarantee may be waived, amended, supplemented
or otherwise modified except by a written instrument executed by the Guarantor
and the Lender, provided that any provision of this Guarantee may be waived by
the Lender in a letter or agreement executed by the Lender or by telex or
facsimile transmission from the Lender.

                                       95

<PAGE>

         (b)      The Lender shall not by any act (except by a written
instrument pursuant to paragraph 12(a) hereof), delay, indulgence, omission or
otherwise be deemed to have waived any right or remedy hereunder or to have
acquiesced in any Default or Event of Default or in any breach of any of the
terms and conditions hereof. No failure to exercise, nor any delay in
exercising, on the part of the Lender, any right, power or privilege hereunder
shall operate as a waiver thereof. No single or partial exercise of any right,
power or privilege hereunder shall preclude any other or further exercise
thereof or the exercise of any other right, power or privilege. A waiver by the
Lender of any right or remedy hereunder on any one occasion shall not be
construed as a bar to any right or remedy which the Lender would otherwise have
on any future occasion.

         (c)      The rights and remedies herein provided are cumulative, may be
exercised singly or concurrently and are not exclusive of any other rights or
remedies provided by law.

         13. SECTION HEADINGS. The section headings used in this Guarantee are
for convenience of reference only and are not to affect the construction hereof
or be taken into consideration in the interpretation hereof.

         14. SUCCESSORS AND ASSIGNS. This Guarantee shall be binding upon the
successors and assigns of the Guarantor and shall inure to the benefit of the
Lender and its successors and assigns.

         15. GOVERNING LAW. THIS GUARANTEE SHALL BE GOVERNED BY, AND CONSTRUED
AND INTERPRETED IN ACCORDANCE WITH, THE LAW OF THE STATE OF NEW YORK.

         16. SUBMISSION TO JURISDICTION; WAIVERS. The Guarantor hereby
irrevocably and unconditionally:

         (a)      submits for itself and its property in any legal action or
proceeding relating to this Guarantee or any other Loan Document to which it is
a party, or for recognition and enforcement of any judgment in respect thereof,
to the non-exclusive general jurisdiction of the courts of the State of New
York, the courts of the United States of America located in the state of New
York, and appellate courts from any thereof;

         (b)      consents that any such action or proceeding may be brought in
such courts and waives trial by jury and any objection that it may now or
hereafter have to the venue of any such action or proceeding in any such court
or that such action or proceeding was brought in an inconvenient court and
agrees not to plead or claim the same;

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<PAGE>

         (c)      agrees that service of process in any such action or
proceeding may be effected by mailing a copy thereof by registered or certified
mail (or any substantially similar form of mail), postage prepaid, to such
Guarantor at its address set forth under its signature below or at such other
address of which the Lender shall have been notified pursuant to Section 9; and

         (d)      agrees that nothing herein shall affect the right to effect
service of process in any other manner permitted by law or shall limit the right
to sue in any other jurisdiction.

         IN WITNESS WHEREOF, the undersigned has caused this Guarantee to be
duly executed and delivered as of the day and year first above written.

                       __________________________________________

                       By:_______________________________________

                       Name:_____________________________________

                       Title:____________________________________

                                       97

<PAGE>

                                    EXHIBIT O

                FORM OF OPINION OF COUNSEL TO THE CREDIT PARTIES

          (Use Letterhead of Counsel to Credit Parties with this Form)

                                                                    May   , 2000

General Electric Capital Corporation

Suite 350, 6100 Fairview Road

Charlotte, North Carolina 28210

Ladies and Gentlemen:

         We have acted as counsel to Management Alliance Corporation, a Texas
corporation, Information Systems Consulting Corp., a Texas corporation, Datatek
Consulting Group Corporation, a Texas corporation, Texcel Services, Inc., a
Pennsylvania corporation, and Mountain, Ltd., a Maine corporation (the
"Borrowers" and, individually, a "Borrower"), and Diversified Corporate
Resources, Inc., a Texas corporation, Preferred Funding Corporation, a Texas
corporation, and Mountain Northeast, Inc., a Delaware corporation (the
"Guarantor" and, together with the Borrowers, the "Credit Parties" and,
individually, a "Credit Party"), in connection with the preparation,
authorization, execution and delivery of, and the consummation of the
transactions contemplated by, the Loan and Security Agreement dated as of even
date herewith (the "Loan Agreement") among you and the Credit Parties. Terms
defined in the Loan Agreement and not otherwise defined herein are used herein
as therein defined. This opinion is delivered to you pursuant to Section 2.1 of
the Loan Agreement.

         In so acting, we have examined originals or copies, certified or
otherwise identified to our satisfaction, of the Loan Agreement, the Notes,
[list all other Loan Documents] (collectively, the "Loan Documents") and such
corporate records, agreements, documents and other instruments, and such
certificates or comparable documents of public officials and of officers and
representatives of the Borrowers and each other Credit Party, and have made such
inquiries of such officers and representatives as we have deemed relevant and
necessary as a basis for the opinions hereinafter set forth.

         In such examination, we have assumed the genuineness of all signatures,
the authenticity of

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<PAGE>

all documents submitted to us as originals, the conformity to original
documents of documents submitted to us as certified or photostatic copies and
the authenticity of the originals of such latter documents. As to all
questions of fact material to this opinion that have not been independently
established, we have relied upon certificates or comparable documents of
officers and representatives of the Borrowers, and upon the representations
and warranties of the Borrowers contained in the Loan Agreement.

                  1.       Each of the Borrowers and each other Credit Party (a)
is duly organized, validly existing and in good standing under the laws of the
jurisdiction of its organization, (b) has the power and authority, and the legal
right, to own and operate its property, to lease the property it operates as
lessee and to conduct the business in which it is currently engaged and (c) is
duly qualified as a foreign corporation and in good standing under the laws of
each jurisdiction where its ownership, lease or operation of property or the
conduct of its business requires such qualification.

                  2.       Each Borrower and each other Credit Party has the
power and authority, and the legal right, to make, deliver and perform the Loan
Documents to which it is a party and to grant the Liens granted by it pursuant
thereto and each Borrower has the corporate or partnership power and authority
to borrow under the Loan Agreement.

                  3.       Each Borrower has taken all necessary corporate,
limited liability or partnership action to authorize the borrowings on the terms
and conditions of the Loan Agreement and the Notes and each Borrower and each
other Credit Party has taken all necessary action to authorize the granting of
the Liens pursuant to the Loan Documents and to authorize the execution,
delivery and performance of the Loan Documents to which it is a party.

                  4.       To the best of our knowledge, no consent or
authorization of, filing with, notice to or other act by or in respect of, any
Governmental Authority or any other Person is required in connection with the
borrowings under the Loan Agreement, the granting of the Liens under the Loan
Documents or with the execution, delivery, performance, validity or
enforceability of the Loan Documents.

                  5.       The Loan Agreement and each other Loan Document has
been duly executed and delivered on behalf of each Credit Party party thereto.

                  6.       Each Credit Party that is an individual has the legal
right and capacity to make deliver and perform the Loan Documents to which it is
a party.

                  7.       The Loan Agreement and each other Loan Document
constitutes a legal,

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<PAGE>

valid and binding obligation of each Credit Party party thereto enforceable
against each such Credit Party in accordance with its terms, except as
enforceability may be limited by applicable bankruptcy, insolvency,
reorganization, moratorium or similar laws affecting the enforcement of
creditors' rights generally and by general equitable principles (whether
enforcement is sought by proceedings in equity or at law).

                  8.       The execution, delivery and performance of the Loan
Documents to which each Borrower or any other Credit Party is or may be a party,
the borrowings under the Loan Agreement, the use of the proceeds thereof and the
granting of the Liens pursuant to the Loan Documents will not violate any
Requirement of Law or Contractual Obligation of any Borrower or of any other
Credit Party and will not result in, or require, the creation or imposition of
any Lien on any of its or their respective properties or revenues pursuant to
any such Requirement of Law or Contractual Obligation, except Liens created
pursuant to the Loan Documents.

                  9.       No litigation, investigation or proceeding of or
before any arbitrator or Governmental Authority is pending or, to the best of
our knowledge, threatened by or against any Borrower or any other Credit Party
or against any of its or their respective properties or revenues (a) with
respect to any of the Loan Documents or any of the transactions contemplated
hereby or thereby, or (b) which could reasonably be expected to have a Material
Adverse Effect.

                  10.      No Credit Party is an "investment company", or a
company "controlled" by an "investment company", within the meaning of the
Investment Company Act of 1940, as amended. No Borrower is subject to regulation
under any Federal or State statute or regulation which limits its ability to
incur Indebtedness.

                  11.      The provisions of the Loan Agreement are effective to
create in favor of the Lender a valid and enforceable security interest in the
Collateral. The security interest of the Lender in the Collateral in which a
security interest may be perfected by filing under Article 9 of the Uniform
Commercial Code shall constitute a perfected security interest in such
Collateral (prior to all other security interests except Permitted Encumbrances
which have priority by operation of law) upon the filing of financing statements
in the form examined by us and acceptance thereof for filing in the locations in
specified in Schedule I hereto.

                  12.      The courts of the State of Texas will enforce those
provisions of the Loan Documents which provide that the Loan Documents will be
governed by, and construed and interpreted in accordance with, the laws of the
State of New York.

         In rendering the opinion set forth in paragraph 11 as it relates to the
priority of Lender's security interest, we have examined and relied upon the
lien searches as of [date] in the jurisdictions set forth on Schedule I.

                                Very truly yours,

                                       100

<PAGE>

                        SCHEDULE I TO OPINION OF COUNSEL

                              Filing Jurisdictions

COUNTY/STATE

                                       101

<PAGE>

                                    EXHIBIT Q

                  FORM OF STANDARD PAY-OFF CONFIRMATION LETTER

                                ___________, 2000

Diversified Corporate Resources, Inc. and Subsidiaries

12801 North Central Expressway, Suite 350

Dallas, Texas  75243

General Electric Capital Corporation

Suite 350, 6100 Fairview Road

Charlotte, NC  28210

         Re:[Loan and Security Agreement], dated as of May __, 2000, among
         Diversified Corporate Resources, Inc., and its Subsidiaries (each a
         "BORROWER"; collectively "BORROWERS") and _________________ (the
         "LENDER"), as amended or supplemented from time to time (the "LOAN
         AGREEMENT").

Ladies and Gentlemen:

         Lender hereby certifies to each of the Borrowers and General
Electric Capital Corporation (the "NEW LENDER") that the Lender is the holder
of the Loan Agreement described above.

         Lender further certifies to each of the Borrowers and the New Lender
that the total amount necessary to pay in full as of this date the outstanding
loans under the Loan Agreement (collectively, the "LOANS") and all other
liabilities or indebtedness (collectively, the "LIABILITIES") of the Borrowers
to the Lender under the Loan Agreement and the other loan or collateral
documents related thereto (collectively, the "LOAN DOCUMENTS"), is as follows:

(i)      Aggregate outstanding principal balance of the Liabilities as of this
date ..............................................        ____________

(ii)     Accrued but unpaid interest on the Liabilities as of this date  _______

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<PAGE>

Other (describe):

      ______________________ ................                      _____________

      ______________________ ................                      _____________

      ______________________ ................                _____________

Total pay-off amount as of this

      date on the Loan(s) and the other

      Liabilities (sum of (i)-(iii)) .........................   $            *
                                                                   ===========

--------------

      * Per diem interest of $ ___________________ .

         Payment of the foregoing sum (such payment being herein called the
"PAY-OFF PAYMENT") should be made to Lender by way of wire transfer in
immediately available funds directed as follow:

Bank Name:
           ----------------------------------

City & State:
              -------------------------------

BA Routing No.:
                -----------------------------

For Credit to:
               ------------------------------

Re: Account:
             --------------------------------

Re:
    -----------------------------------------

         Lender hereby further certifies and confirms to each of the
Borrowers and the New Lender that, upon payment to Lender on this date of the
Pay-Off Payment in immediately available funds in accordance with the
preceding paragraph (i) Borrowers will not be indebted to Lender for any
reason under the Loan Agreement or the other Loan Documents, (ii) the Loan
Agreement, and the other Loan Documents and all of Lender's security
interests in, security titles to and other liens on all real and personal
property assets of each Borrower will be automatically terminated and
released, and (iii) Lender will execute any and all Uniform Commercial Code
financing statement terminations, mortgage releases and other such lien
release documents as any Borrower or the New Lender may request in order to
evidence or otherwise give public notice of such collateral terminations and
releases (provided, however, that any and all such termination statements,
mortgage releases and other such documents must be prepared and recorded at
Borrowers' expense).

         Lender further acknowledges that each of the Borrowers and the New
Lender will rely on this letter

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<PAGE>

and the acknowledgments, certifications, confirmations and agreements of
Lender contained herein in connection with the financing to be provided by
the New Lender to the Borrowers.

         Please note that the certifications, confirmations, acknowledgments
and agreements made by Lender in this letter are subject to and conditioned
on the Lender's receipt of not only the Pay-Off Payment described above, but
also the Lender's receipt of an agreement from the New Lender, in the form
set forth in Exhibit A attached hereto, pursuant to which the New Lender
shall agree to reimburse the Lender for certain dishonored or returned items.

                                       104

<PAGE>

         Lender hereby requests that each of the Borrowers and the New Lender
acknowledge its receipt and acceptance of and agreement to the terms and
conditions set forth in this letter by signing a copy of it in the
appropriate space indicated below and returning it to the Lender. This letter
may be signed by each of the Borrowers and the New Lender in several
counterparts but this letter shall not become effective unless and until it
is so accepted and agreed to by each of the Borrowers and the New Lender and
returned to Lender.

                                       Very truly yours,

                                       LENDER:

                                       By:
                                          -------------------------------
                                       Name:
                                            -----------------------------
                                       Title:
                                             ----------------------------

Each of the undersigned hereby acknowledges its receipt and acceptance of and
agreement to the terms and conditions of this letter:

BORROWERS:

DIVERSIFIED CORPORATE RESOURCES, INC. AND SUBSIDIARIES

By:
   -------------------------------
Name:
     -----------------------------
Title:
      ----------------------------

NEW LENDER:

GENERAL ELECTRIC CAPITAL

CORPORATION

By:
   -------------------------------

                                       105

<PAGE>

Name:
     -----------------------------
Title:
      ----------------------------

                                       106

<PAGE>

                                    EXHIBIT A

                             REIMBURSEMENT AGREEMENT

         The undersigned, GENERAL ELECTRIC CAPITAL CORPORATION (the "NEW
LENDER"), hereby acknowledges that ____________________ (the "LENDER"), in
calculating the loan balances owed to it by Diversified Corporate Resources,
Inc. and its Subsidiaries (each a "BORROWER"; collectively "BORROWERS") as of
this date, has credited to the loan accounts of the Borrowers the face amount
of all checks, drafts and other items for the payment of money from Borrowers
or their account debtors which have been heretofore received by (or on behalf
of) the Lender. The New Lender also understands that the Lender may not yet
have received full and final credit on or payment of all such checks, drafts
or other items. In consideration for the Lender's release of all of its
rights, titles and interests under the aforesaid Loan Agreement, and other
Loan Documents, the New Lender hereby agrees to reimburse and pay promptly to
the Lender, upon the Lender's demand therefore made at any time on or before
seven business days from the date hereof, in immediately available funds, the
full face amount of any checks or other instruments, whether made by
Borrowers or any of its account debtors, which have been heretofore received
by (or on behalf of) the Lender and credited to the loan accounts of
Borrowers at the Lender and which may be hereafter dishonored or returned to
the Lender or otherwise remain unpaid for any reason whatsoever. Lender
confirms and agrees that the amount for which Borrowers have been so credited
but for which Lender has not received full and final credit does not exceed
$ __________ .

                      NEW LENDER:

                      GENERAL ELECTRIC CAPITAL CORPORATION

                      By:
                         ------------------------------
                      Name:
                           ----------------------------
                      Title:
                            ---------------------------
                      Date: May ______, 2000

                                       107

<PAGE>

                      [EXHIBIT R - FORM OF U.C.C. SCHEDULE]

                      SCHEDULE A TO UCC FINANCING STATEMENT

Secured Party:        General Electric Capital Corporation

                      Commercial Finance

                      Suite 350, 6100 Fairview Road

                      Charlotte, North Carolina  28210

Debtor:

The Financing Statement covers the following types or items of property:

All of Debtor's property and assets, whether real or personal, tangible or
intangible, and whether now owned or hereafter acquired, or in which it now
has or at any time in the future may acquire any right, title, or interest,
including, all of the following property in which it now has or at any time
in the future may acquire any right, title or interest: all Accounts; all
bank and deposit accounts and all funds on deposit therein; all cash and cash
equivalents; all commodity contracts; all investments and Investment
Property; all Inventory and Equipment; all Goods; all Chattel Paper,
Documents and Instruments; all Books and Records; all General Intangibles
(including all Intellectual Property, Stock, contract rights, and choses in
action); and to the extent not otherwise included, all Proceeds and products
of all and any of the foregoing and all collateral security and guarantees
given by any Person with respect to any of the foregoing, but excluding in
all events Hazardous Waste (all of the foregoing, together with any other
collateral pledged to the Secured Party pursuant to any other Loan Document,
collectively, the "Collateral").

As used in this Financing Statement, the following terms shall have the
following meanings:

"Accounts" shall mean all "accounts," as such term is defined in the Code,
now owned or hereafter acquired by any Person, including: (i) all accounts
receivable, other receivables, book debts and other forms of obligations
(other than forms of obligations evidenced by Chattel Paper, Documents or
Instruments), whether arising out of goods sold or services rendered or from
any other transaction (including any such obligations which may be
characterized as an account or contract right under the Code); (ii) all of
such Person's rights in, to and under all purchase orders or receipts for
goods or services; (iii) all of such Person's rights to any goods represented
by any of the foregoing (including

                                       108

<PAGE>

unpaid sellers' rights of rescission, replevin, reclamation and stoppage in
transit and rights to returned, reclaimed or repossessed goods); (iv) all
moneys due or to become due to such Person under all purchase orders and
contracts for the sale of goods or the performance of services or both by
such Person or in connection with any other transaction (whether or not yet
earned by performance on the part of such Person), including the right to
receive the proceeds of said purchase orders and contracts; and (v) all
collateral security and guarantees of any kind given by any other Person with
respect to any of the foregoing.

"Books and Records" shall mean all books, records, board minutes, contracts,
licenses, insurance policies, environmental audits, business plans, files,
computer files, computer discs and other data and software storage and media
devices, accounting books and records, financial statements (actual and pro
forma), filings with Governmental Authorities and any and all records and
instruments relating to the Collateral.

"Chattel Paper" shall mean all "chattel paper," as such term is defined in
the Code, now owned or hereafter acquired by any Person, wherever located.

"Code" shall mean the Uniform Commercial Code as the same may, from time to
time, be in effect in the State of New York; provided, that in the event
that, by reason of mandatory provisions of law, any or all of the attachment,
perfection or priority of Secured Party's security interest in any Collateral
is governed by the Uniform Commercial Code as in effect in a jurisdiction
other than the State of New York, the term "Code" shall mean the Uniform
Commercial Code as in effect in such other jurisdiction for purposes of the
provisions of this Agreement relating to such attachment, perfection or
priority and for purposes of definitions related to such provisions.

"Contracts" shall mean all the contracts, undertakings, or agreements (other
than rights evidenced by Chattel Paper, Documents or Instruments) in or under
which any Person may now or hereafter have any right, title or interest,
including any agreement relating to the terms of payment or the terms of
performance of any Account.

"Copyright License" shall mean rights under any written agreement now owned
or hereafter acquired by any Person granting the right to use any Copyright
or Copyright registration.

"Copyrights" shall mean all of the following now owned or hereafter acquired
by any Person: (i) all copyrights in any original work of authorship fixed in
any tangible medium of expression, now known or later developed, all
registrations and applications for registration of any such copyrights in the
United States or any other country, including registrations, recordings and
applications, and supplemental registrations, recordings, and applications in
the United States Copyright Office; and (ii) all Proceeds of the foregoing,
including license royalties and proceeds of infringement suits, the right to
sue for past, present and future infringements, all rights corresponding
thereto throughout

                                       109

<PAGE>

the world and all renewals and extensions thereof.

"Credit Party" shall mean Debtor, and each other Person (other than Secured
Party) that is or may become a party to any Loan Document.

"Documents" shall mean all "documents," as such term is defined in the Code,
now owned or hereafter acquired by any Person, wherever located, including
all bills of lading, dock warrants, dock receipts, warehouse receipts, and
other documents of title, whether negotiable or non-negotiable.

"Equipment" shall mean all "equipment" as such term is defined in the Code,
now owned or hereafter acquired by any Person, wherever located, including
any and all machinery, apparatus, equipment, fittings, furniture, fixtures,
motor vehicles and other tangible personal property (other than Inventory) of
every kind and description which may be now or hereafter used in such
Person's operations or which are owned by such Person or in which such Person
may have an interest, and all parts, accessories and accessions thereto and
substitutions and replacements therefor.

"General Intangibles" shall mean all "general intangibles," as such term is
defined in the Code, now owned or hereafter acquired by any Person, including
all right, title and interest which such Person may now or hereafter have in
or under any Contract, Intellectual Property, interests in partnerships,
joint ventures and other business associations, permits, proprietary or
confidential information, inventions (whether or not patented or patentable),
technical information, procedures, designs, knowledge, know-how, software,
data bases, data, skill, expertise, experience, processes, models, drawings,
materials, Books and Records, Goodwill (including the Goodwill associated
with any Intellectual Property), all rights and claims in or under insurance
policies (including insurance for fire, damage, loss, and casualty, whether
covering personal property, real property, tangible rights or intangible
rights, all liability, life, key-person, and business interruption insurance,
and all unearned premiums), uncertificated securities, chooses in action,
deposit accounts, rights to receive tax refunds and other payments and rights
of indemnification.

"Goods" shall mean all "goods" as such term is defined in the Code, now owned
or hereafter acquired by any Person, wherever located, including movables,
fixtures, equipment, inventory, or other tangible personal property.

"Goodwill" shall mean all goodwill, trade secrets, proprietary or
confidential information, technical information, procedures, formulae,
quality control standards, designs, operating and training manuals, customer
lists, and distribution agreements now owned or hereafter acquired by any
Person.

"Governmental Authority" shall mean any nation or government, any state or
other political subdivision thereof, and any agency, department or other
entity exercising executive, legislative,

                                       110

<PAGE>

judicial, regulatory or administrative functions of or pertaining to
government.

"Hazardous Waste" shall have the meaning ascribed to such term in the
Resource Conservation and Recovery Act (42 USC Sections 6901 et seq.).

"Instruments" shall mean all "instruments," as such term is defined in the
Code, now owned or hereafter acquired by any Person, wherever located,
including all certificated securities and all notes and other evidences of
indebtedness, other than instruments that constitute, or are a part of a
group of writings that constitute, Chattel Paper.

"Intellectual Property" shall mean any and all Licenses, Patents, Copyrights,
Trademarks, trade secrets and customer lists.

"Inventory" shall mean all "inventory," as such term is defined in the Code,
now or hereafter owned or acquired by any Person, wherever located, including
all inventory, merchandise, goods and other personal property which are held
by or on behalf of such Person for sale or lease or are furnished or are to
be furnished under a contract of service or which constitute raw materials,
work in process or materials used or consumed or to be used or consumed in
such Person's business or in the processing, production, packaging,
promotion, delivery or shipping of the same, including other supplies.

"Investment Property" shall mean all "investment property," as such term is
defined in the Code, now or hereafter acquired by any Person, wherever
located.

"License" shall mean any Copyright License, Patent License, Trademark License
or other license of rights or interests now held or hereafter acquired by any
Person.

"Loan Documents" shall mean all agreements, notes, financial statements,
guaranties, powers of attorney, lock box agreements, and all other documents,
instruments, certificates, and notices relating to the loan made by Secured
Party to the Debtor (or any affiliate of Debtor) and any time delivered by
any Person (other than Secured Party) in connection with any of the foregoing.

"Patent License" shall mean rights under any written agreement now owned or
hereafter acquired by any Person granting any right with respect to any
invention on which a Patent is in existence.

"Patents" shall mean all of the following in which any Person now holds or
hereafter acquires any interest: (i) all letters patent of the United States
or any other country, all registrations and recordings thereof, and all
applications for letters patent of the United States or any other country,

                                       111

<PAGE>

including registrations, recordings and applications in the United States
Patent and Trademark Office or in any similar office or agency of the United
States, any State or Territory thereof, or any other country; and (ii) all
reissues, continuations, continuations-in-part or extensions thereof.

"Person" shall mean any individual, sole proprietorship, partnership, limited
liability partnership, joint venture, trust, unincorporated organization,
association, corporation, limited liability company, institution, public
benefit corporation, entity or government (whether Federal, state, county,
city, municipal or otherwise, including any instrumentality, division,
agency, body or department thereof), and shall include such Person's
successors and assigns.

"Proceeds" shall mean "proceeds," as such term is defined in the Code and, in
any event, shall include: (i) any and all proceeds of any insurance,
indemnity, warranty or guaranty payable to Debtor or any other Credit Party
from time to time with respect to any Collateral; (ii) any and all payments
(in any form whatsoever) made or due and payable to Debtor or any other
Credit Party from time to time in connection with any requisition,
confiscation, condemnation, seizure or forfeiture of any Collateral by any
governmental body, authority, bureau or agency (or any person acting under
color of governmental authority); (iii) any claim of Debtor or any other
Credit Party against third parties (a) for past, present or future
infringement of any Intellectual Property or (b) for past, present or future
infringement or dilution of any Trademark or Trademark License or for injury
to the goodwill associated with any Trademark, Trademark registration or
Trademark licensed under any Trademark License; (iv) any recoveries by Debtor
or any other Credit Party against third parties with respect to any
litigation or dispute concerning any Collateral; and (v) any and all other
amounts from time to time paid or payable under or in connection with any
Collateral, upon disposition or otherwise.

"Stock" shall mean all certificated and uncertificated shares, options,
warrants, general or limited partnership interests, participation or other
equivalents (regardless of how designated) of or in a corporation,
partnership, limited liability company or equivalent entity whether voting or
nonvoting, including common stock, preferred stock, or any other "equity
security" (as such term is defined in Rule 3a11-1 of the General Rules and
Regulations promulgated by the Securities and Exchange Commission under the
Securities Exchange Act of 1934).

"Trademark License" shall mean rights under any written agreement now owned
or hereafter acquired by any Person granting any right to use any Trademark
or Trademark registration.

"Trademarks" shall mean all of the following now owned or hereafter acquired
by any Person: (i) all trademarks, trade names, corporate names, business
names, trade styles, service marks, logos, other source or business
identifiers, prints and labels on which any of the foregoing have appeared or
appear, designs and general intangibles of like nature, now existing or
hereafter adopted or acquired, all registrations and recordings thereof, and
all applications in connection therewith, including all registrations,
recordings and applications in the United States Patent and Trademark

                                       112

<PAGE>

Office or in any similar office or agency of the United States, any State or
Territory thereof, or any other country or any political subdivision thereof,
and (ii) all reissues, extensions or renewals thereof.

A copy of the Loan and Security Agreement among Debtor, Secured Party and the
other parties thereto is on file with the Secured Party.

                                       113

<PAGE>

                                    EXHIBIT S

                       FORM FOR PAYMENT OF PROCEEDS LETTER

                                                          ___________ ___, 199__

General Electric Capital Corporation

Suite 350, 6100 Fairview Road

Charlotte, North Carolina  28210

Re:      Loan and Security Agreement, dated as of May ____ , 2000, (the "LOAN
         AGREEMENT"), among Management Alliance Corporation, a Texas
         corporation, Information Systems Consulting Corp., a Texas corporation,
         a Texas corporation, Datatek Consulting Group Corporation, a Texas
         corporation, Texcel Services, Inc., a Pennsylvania corporation, and
         Mountain, Ltd., a Maine corporation (the "BORROWERS"), General Electric
         Capital Corporation (the "LENDER") and the other parties thereto.

Ladies and Gentlemen:

All capitalized terms which are used in this letter and not otherwise
expressly defined in this letter shall have the meanings given to them in the
above-referenced Loan Agreement.

Please disburse $________________ in proceeds of the initial Revolving Credit
Loans to the Borrowers by delivering official checks or making wire or
automated clearing house transfers to the following recipients of the
following sums:

<TABLE>
<CAPTION>

NAME OF RECIPIENT             AMOUNT TO BE PAID    FORM AND PURPOSE OF PAYMENT
-----------------             -----------------    ---------------------------
<S>                           <C>                  <C>

Compass Bank                  $______________      Pay-Off Existing Indebtedness

Carruthers & Roth, P.A.       $ _____________      Lender's Attorney Fees
</TABLE>

                                       114

<PAGE>

The undersigned Borrowers hereby acknowledge and agree that the disbursement
on or about this date of the above Loan proceeds in accordance with the
foregoing instruments shall constitute the receipt on or about this date of
all such proceeds by the Borrowers.

BORROWERS:

MANAGEMENT ALLIANCE CORPORATION

INFORMATION SYSTEMS CONSULTING CORP.

DATATEK CONSULTING GROUP CORPORATION

TEXCEL SERVICES, INC.

MOUNTAIN, LTD.

By:
   ----------------------------------

   Title:
         ----------------------------

                                       115<PAGE>

                                                                EXHIBIT 10.1

                             PROMINENCE IN BUCKHEAD
                                ATLANTA, GEORGIA

                           STANDARD FORM OFFICE LEASE

                                     BETWEEN

           EOP-BUCKHEAD, L.L.C., A DELAWARE LIMITED LIABILITY COMPANY
                                  ("LANDLORD")

                                       AND

               VIEWLOCITY, INC., A DELAWARE CORPORATION ("TENANT")

<PAGE>

                                TABLE OF CONTENTS

<TABLE>
<S>                                                                          <C>
I.      BASIC LEASE INFORMATION; DEFINITIONS..................................1
II.     LEASE GRANT...........................................................5
III.    POSSESSION; TERMINATION OPTION FOR LATE DELIVERY......................5
IV.     RENT..................................................................7
V.      USE..................................................................15
VI.     SECURITY DEPOSIT.....................................................15
VII.    SERVICES TO BE FURNISHED BY LANDLORD.................................16
VIII.   LEASEHOLD IMPROVEMENTS...............................................17
IX.     GRAPHICS.............................................................18
X.      REPAIRS AND ALTERATIONS..............................................18
XI.     USE OF ELECTRICAL SERVICES BY TENANT.................................19
XII.    ENTRY BY LANDLORD....................................................20
XIII.   ASSIGNMENT AND SUBLETTING............................................21
XIV.    LIENS................................................................22
XV.     INDEMNITY AND WAIVER OF CLAIMS.......................................23
XVI.    TENANT'S INSURANCE...................................................24
XVII.   SUBROGATION..........................................................25
XVIII.  LANDLORD'S INSURANCE.................................................25
XIX.    CASUALTY DAMAGE......................................................25
XX.     DEMOLITION...........................................................27
XXI.    CONDEMNATION.........................................................27
XXII.   EVENTS OF DEFAULT....................................................27
XXIII.  REMEDIES.............................................................28
XXIV.   LIMITATION OF LIABILITY..............................................30
XXV.    NO WAIVER............................................................30
XXVI.   EVENT OF BANKRUPTCY..................................................30
XXVII.  WAIVER OF JURY TRIAL.................................................32
XXVIII. RELOCATION...........................................................32
XXIX.   HOLDING OVER.........................................................32
XXX.    SUBORDINATION TO MORTGAGES; ESTOPPEL CERTIFICATE.....................33
XXXI.   ATTORNEYS'FEES.......................................................33
XXXII.  NOTICE...............................................................33
XXXIII. LANDLORD'S LIEN......................................................34
XXXIV.  EXCEPTED RIGHTS......................................................34
XXXV.   SURRENDER OF PREMISES................................................34
XXXVI.  MISCELLANEOUS........................................................34
XXXVII. ENTIRE AGREEMENT.....................................................36
</TABLE>

                                        i

<PAGE>

                             OFFICE LEASE AGREEMENT

       THIS OFFICE LEASE AGREEMENT (the "Lease") is made and entered into as
of the 5th day of November, 1999, by and between EOP-BUCKHEAD, L.L.C., A
DELAWARE LIMITED LIABILITY COMPANY ("Landlord") and VIEWLOCITY, INC., A
DELAWARE CORPORATION ("Tenant").

I. BASIC LEASE INFORMATION; DEFINITIONS.

       A.     The following are some of the basic lease information and defined
              terms used in this Lease.

              1.     "Additional Base Rental" shall mean Tenant's Pro Rata Share
                     of Basic Costs and any other sums (exclusive of Base
                     Rental) that are required to be paid by Tenant to Landlord
                     hereunder, which sums are deemed to be additional rent
                     under this Lease. Additional Base Rental and Base Rental
                     are sometimes collectively referred to herein as "Rent".

              2.     "Base Rental" shall be payable by Tenant to Landlord in one
                     hundred twenty (120) monthly installments as follows:

<TABLE>
<CAPTION>
                  --------------------------- ---------------- --------------------- ---------------- ---------------
                          PERIOD IN               RSF FOR          ANNUAL RATE         BASE RENTAL       MONTHLY
                          LEASE TERM            BASE RENTAL      PER SQUARE FOOT       FOR PERIOD      BASE RENTAL
                  --------------------------- ---------------- --------------------- ---------------- ---------------
                  --------------------------- ---------------- --------------------- ---------------- ---------------
<S>                  <C>                          <C>                 <C>              <C>             <C>
                     10/15/99 - 10/31/99          15,000              $27.50           $18,850.79      $18,850.798
                  --------------------------- ---------------- --------------------- ---------------- ---------------
                  --------------------------- ---------------- --------------------- ---------------- ---------------
                      11/01/99 - 2/29/00          15,000              $27.50           $137,500.00      $34,375.00
                  --------------------------- ---------------- --------------------- ---------------- ---------------
                  --------------------------- ---------------- --------------------- ---------------- ---------------
                      3/01/00 - 5/31/00           19,413              $27.50           $133,464.39      $44,488.13
                  --------------------------- ---------------- --------------------- ---------------- ---------------
                  --------------------------- ---------------- --------------------- ---------------- ---------------
                      6/01/00 - 10/31/00          23,827              $27.50           $273,017.70      $54,603.54
                  --------------------------- ---------------- --------------------- ---------------- ---------------
                  --------------------------- ---------------- --------------------- ---------------- ---------------
                     11/01/00 - 10/31/01          23,827              $28.33           $675,018.96      $56,251.58
                  --------------------------- ---------------- --------------------- ---------------- ---------------
                  --------------------------- ---------------- --------------------- ---------------- ---------------
                     11/01/01 - 10/31/02          23,827              $29.18           $695,271.84      $57,939.32
                  --------------------------- ---------------- --------------------- ---------------- ---------------
                  --------------------------- ---------------- --------------------- ---------------- ---------------
                     11/01/02 - 10/31/03          23,827              $30.05           $716,001.36      $59,666.78
                  --------------------------- ---------------- --------------------- ---------------- ---------------
                  --------------------------- ---------------- --------------------- ---------------- ---------------
                     11/01/03 - 10/31/04          23,827              $30.95           $737,445.60      $61,453.80
                  --------------------------- ---------------- --------------------- ---------------- ---------------
                  --------------------------- ---------------- --------------------- ---------------- ---------------
                     11/01/04 - 10/31/05          23,827              $31.88           $759,604.80      $63,300.40
                  --------------------------- ---------------- --------------------- ---------------- ---------------
                  --------------------------- ---------------- --------------------- ---------------- ---------------
                     11/01/05 - 10/31/06          23,827              $32.84           $782,478.72      $65,206.56
                  --------------------------- ---------------- --------------------- ---------------- ---------------
                  --------------------------- ---------------- --------------------- ---------------- ---------------
                     11/01/06 - 10/31/07          23,827              $33.83           $806,067.36      $67,172.28
                  --------------------------- ---------------- --------------------- ---------------- ---------------
                  --------------------------- ---------------- --------------------- ---------------- ---------------
                     11/01/07 - 10/31/08          23,827              $34.84           $830,132.64      $69,177.72
                  --------------------------- ---------------- --------------------- ---------------- ---------------
                  --------------------------- ---------------- --------------------- ---------------- ---------------
                     11/01/08 - 10/31/09          23,827              $35.89           $855,151.08      $71,262.59
                  --------------------------- ---------------- --------------------- ---------------- ---------------
</TABLE>

              3.     "Building" shall mean the office building (sometimes
                     referred to herein as the "Phase I Building") at 3475
                     Piedmont Road, NE, Atlanta, Georgia, County of Fulton, City
                     of Atlanta, State of Georgia, commonly known as Prominence
                     in Buckhead and, at Landlord's option, shall include any
                     other office building to be constructed or acquired by
                     Landlord on the parcel of land located adjacent to the land
                     on which the Phase I Building is to be constructed
                     (sometimes referred to herein as the "Phase II Building").

              4.     The "Commencement Date," "Lease Term" and "Termination
                     Date" shall have the meanings set forth below:

                     a.     The "Lease Term" shall mean a period of one hundred
                            twenty (120) months and seventeen (17) days
                            commencing on October 15, 1999 (the "Commencement
                            Date") and, unless sooner terminated as provided
                            herein, ending on October 31, 2009 (the "Termination
                            Date").

                     b.     Intentionally Omitted.

                                      1
<PAGE>

              5.     The "Premises" shall mean the area to be located on the
                     17th floor of the Building, as generally outlined on
                     EXHIBIT A attached hereto. The Premises shall be known as
                     Suite No. 1700. It is acknowledged by the parties that
                     Landlord has not named any of the floors in the Building as
                     the "13th" floor and, therefore, the 12th and 14th floors
                     are actually contiguous to one another and there is no
                     intervening floor between them. (If a 13th floor were
                     named, then the Premises would be located on the 16th
                     floor.)

                     Landlord and Tenant hereby stipulate and agree that (i) the
                     "Rentable Area of the Premises shall mean 23,827 square
                     feet; and (ii) the "Rentable Area of the Building" shall
                     mean 424,635 square feet. If the Premises being leased to
                     Tenant hereunder include one or more floors within the
                     Building in their entirety, the definition of Premises with
                     respect to such full floor(s) shall include all corridors
                     and restroom facilities located on such floor(s).
                     Notwithstanding the foregoing, unless specifically provided
                     herein to the contrary and except for purposes of
                     calculating the Rentable Area of the Premises, the Premises
                     shall not include any telephone closets, electrical
                     closets, janitorial closets, equipment rooms or similar
                     areas on any full or partial floor that are used by
                     Landlord for the operation of the Building. However, if
                     Landlord acquires or constructs the Phase II Building and
                     elects to include the Phase II Building within the
                     definition of "Building" as provided in Section I.A.3. as
                     described above, then the Rentable Area of the Building and
                     Tenant's Pro Rata Share shall be appropriately adjusted by
                     Landlord.

              6.     "Permitted Use" shall mean general office use.

              7.     "Security Deposit" shall mean $1,212,468.06 in the form of
                     a letter of credit, as more fully described in Article VI.

              8.     "Tenant's Pro Rata Share" shall mean 5.6112%, which is the
                     quotient (expressed as a percentage), derived by dividing
                     the Rentable Area of Premises by the Rentable Area of the
                     Building.

              9.     "Guarantor(s)" NONE.

              10.    "Notice Addresses" shall mean the following addresses for
                     Tenant and Landlord, respectively:

                     Tenant:

                     On and after the Commencement Date, notices shall be sent
                     to Tenant at the Premises.

                                       2
<PAGE>

                     Prior to the Commencement Date, notices shall be sent to
                     Tenant at the following address:

                     Viewlocity, Inc.
                     c/o Frontec Amt
                     400 Perimeter Center Terrace
                     Suite 320
                     Atlanta, Georgia  30346
                     Attn:  _________________________

                     With a copy of any notices whereby Landlord is asserting a
                     claim or defense against the Tenant based upon the subject
                     matter of the notice (as opposed to routine notices
                     concerning the operation of the Building) to:

                     Nelson Mullins Riley & Scarborough, L.L.P.
                     999 Peachtree Street, N.E.
                     First Union Plaza
                     Suite 1400
                     Atlanta, Georgia  30309
                     Attn:    Wade H. Stribling, Esq.

                     Landlord:

                     EOP-Buckhead, L.L.C.
                     c/o Equity Office Properties Trust
                     3475 Piedmont Road, NE
                     Atlanta, Georgia  30305
                     Attention:  Building Manager

                     With a copy to:

                     Equity Office Properties Trust
                     Two North Riverside Plaza
                     Suite 2200
                     Chicago, Illinois 60606
                     Attention:  Regional Counsel - Southeast

                     Payments of Rent only shall be made payable to the order
                     of:

                     EQUITY OFFICE PROPERTIES

                     at the following address:

                     Equity Office Properties
                     Post Office Box 100768
                     Atlanta, Georgia  30384-0768

       B.     The following are additional definitions of some of the defined
              terms used in the Lease.

              1.     "Base Year" with respect to Taxes and Expenses shall mean
                     the calendar year 2000.

                     a.     "Tax Base Amount" shall mean Taxes for the Base
                            Year, per rentable square foot, multiplied by the
                            Rentable Area of the Building.

                     b.     "Expense Base Amount" shall mean Expenses for the
                            Base Year, per rentable square foot, multiplied by
                            the Rentable Area of the Building. For purposes of
                            this Section I.B.1. and Article IV, "Expenses" shall
                            mean all Basic Costs with the exception of Taxes. In
                            determining the Expense Base Amount under this
                            subsection I.B.1.(b), Expenses for the Base Year
                            shall be determined as if the Building had been
                            ninety-five percent (95%)

                                       3
<PAGE>

                            occupied and Landlord had been supplying services to
                            ninety-five percent (95%) of the Rentable Area of
                            the Building during such year. Such extrapolation of
                            Expenses shall be performed in the manner described
                            in Section IV.B.

                     If the Phase II Building is included in the
                     definition of "Building", as provided in Section
                     I.A.3. as described above, then, at such time, the
                     Tax Base Amount and the Expense Base Amount
                     described above shall be adjusted to include the
                     additional rentable square footage included in the
                     Phase II Building.

              2.     "Basic Costs" shall mean all costs and expenses paid or
                     incurred in connection with operating, maintaining,
                     repairing, managing and owning the Building and the
                     Property, as further described in Article IV hereof.

              3.     "Broker" means, collectively, (a) Insignia/ESG, Inc.
                     ("Tenant's Broker") and (b) Holder Properties, Inc. and the
                     in-house leasing representatives of Equity Office
                     Properties (collectively, the "Landlord's Broker").

              4.     "Building Standard" shall mean the type, grade, brand,
                     quality and/or quantity of materials Landlord designates
                     from time to time to be the minimum quality and/or quantity
                     to be used in the Building.

              5.     "Business Day(s)" shall mean Mondays through Fridays
                     exclusive of the normal business holidays ("Holidays") of
                     New Year's Day, Memorial Day, Independence Day, Labor Day,
                     Thanksgiving Day and Christmas Day. Landlord, from time to
                     time during the Lease Term, shall have the right to
                     designate additional Holidays, provided that such
                     additional Holidays are commonly recognized by other office
                     buildings in the area where the Building is located.

              6.     "Common Areas" shall mean those areas provided for the
                     common use or benefit of all tenants generally and/or the
                     public, such as corridors, elevator foyers, common mail
                     rooms, restrooms, vending areas, lobby areas (whether at
                     ground level or otherwise) and other similar facilities.

              7.     "Landlord Work" shall mean the work, if any, that Landlord
                     is obligated to perform in the Premises pursuant to the
                     Work Letter Agreement, if any, attached hereto as EXHIBIT
                     D.

              8.     "Maximum Rate" shall mean the greatest per annum rate of
                     interest permitted from time to time under applicable law.

              9.     "Normal Business Hours" for the Building shall mean 8:00
                     A.M. to 6:00 P.M. Mondays through Fridays, and 8:00 A.M. to
                     1:00 P.M. on Saturdays, exclusive of Holidays.

              10.    "Prime Rate" shall mean the per annum interest rate
                     publicly announced by The First National Bank of Chicago or
                     any successor thereof from time to time (whether or not
                     charged in each instance) as its prime or base rate in
                     Chicago, Illinois.

              11.    "Property" shall mean the Phase I Building and the
                     parcel(s) of land on which it is located and, at Landlord's
                     discretion, the Building garage, if any, and all other
                     improvements owned by Landlord and serving the Phase I
                     Building and the tenants thereof and the parcel(s) of land
                     on which they are located. If the definition of "Building"
                     also includes the Phase II Building as provided in Section
                     I.A.3. above, then, at Landlord's option, the "Property"
                     shall also include the Phase II Building and the parcel(s)
                     of land on which it is located and, at Landlord's
                     discretion, the Building garage, if any, and all other
                     improvements owned by Landlord and serving the Phase II
                     Building and the tenants thereof and the parcel(s) of land
                     on which they are located.

                                       4
<PAGE>

              12.    "Law(s)" means all applicable statutes, codes, ordinances,
                     orders, rules and regulations of any municipal or
                     governmental entity.

II. LEASE GRANT.

       Subject to and upon the terms herein set forth, Landlord leases to Tenant
and Tenant leases from Landlord the Premises, together with the right, in common
with others, to use the Common Areas.

III. POSSESSION; RENT CREDIT AND TERMINATION OPTION FOR LATE DELIVERY.

       A.     DETERMINATION OF SUBSTANTIAL COMPLETION DATE; RENT CREDIT AND
              TERMINATION OPTION.

              1.     RENT CREDIT. The Commencement Date shall not be postponed
                     if the Landlord Work in the Premises is not substantially
                     completed as of the Commencement Date. (The date that the
                     Landlord Work in the Premises is substantially completed,
                     as described in Subsection 4 below, is defined as the
                     "Substantial Completion Date"). However, if the Substantial
                     Completion Date has not occurred on or before ninety (90)
                     days after the later of (a) the date the final Plans (as
                     defined in EXHIBIT D) have been approved by Landlord and
                     Tenant and (b) the date that Tenant executes and delivers
                     this Lease and all prepaid rent and security deposits
                     required hereunder to Landlord (the date which is 90 days
                     after the later of the dates described in (a) and (b) above
                     is referred to herein as the "Credit Completion Date"),
                     then, following the Substantial Completion Date, Tenant
                     shall be entitled to a rent abatement equal to one day of
                     Base Rental (at the daily rate payable during the first
                     month of the Lease Term) for every day in the period
                     beginning on the Credit Completion Date and ending on the
                     Substantial Completion Date. Landlord and Tenant
                     acknowledge and agree that the Credit Completion Date shall
                     be postponed by the number of days the Substantial
                     Completion Date is delayed due to events of Force Majeure.
                     Further, if Landlord shall be delayed in substantially
                     completing the Landlord Work in the Premises as a result of
                     any Tenant Delays (defined in Subsection 3 below), then,
                     for purposes of determining the Substantial Completion
                     Date, the date of substantial completion of the Landlord
                     Work in the Premises shall be deemed to be the day that
                     said Landlord Work would have been substantially completed
                     absent any such Tenant Delay(s).

              2.     TERMINATION OPTION. If the Substantial Completion Date has
                     not occurred on or before the date which is 120 days after
                     the Commencement Date (the "Outside Completion Date"), then
                     Tenant, as its sole remedy, may terminate this Lease by
                     giving Landlord written notice of termination on or before
                     the earlier to occur of: (i) five (5) Business Days after
                     the Outside Completion Date; and (ii) the Substantial
                     Completion Date. In such event, this Lease shall be deemed
                     null and void and of no further force and effect and, so
                     long as Tenant has not previously defaulted under any of
                     its obligations under the Work Letter, Landlord shall
                     return the Security Deposit to Tenant as described in this
                     Lease, Landlord shall reimburse to Tenant any Base Rental
                     and Tenant's Pro Rata Share of Taxes and Operating Expenses
                     paid by Tenant for the period commencing as of the
                     Commencement Date through the date of termination described
                     above for any portion of the Premises not occupied by
                     Tenant during such period, and the parties hereto shall
                     have no further responsibilities or obligations to each
                     other with respect to this Lease. Landlord and Tenant
                     acknowledge and agree that the Outside Completion Date
                     shall be postponed by the number of days the Substantial
                     Completion Date is delayed due to events of Force Majeure.
                     Further, if Landlord shall be delayed in substantially
                     completing

                                       5
<PAGE>

                     the Landlord Work in the Premises as a result of any Tenant
                     Delays (defined below), then, for purposes of determining
                     the Substantial Completion Date, the date of substantial
                     completion of the Landlord Work in the Premises shall be
                     deemed to be the day that said Landlord Work would have
                     been substantially completed absent any such Tenant
                     Delay(s) . Notwithstanding anything herein to the contrary,
                     if Landlord determines that it will be unable to cause the
                     Substantial Completion Date to occur by the Outside
                     Completion Date, Landlord shall have the right to
                     immediately cease its performance of the Landlord Work and
                     provide Tenant with written notice (the "Outside Extension
                     Notice") of such inability, which Outside Extension Notice
                     shall set forth the date on which Landlord reasonably
                     believes that the Substantial Completion Date will occur.
                     Upon receipt of the Outside Extension Notice, Tenant shall
                     have the right to terminate this Lease by providing written
                     notice of termination to Landlord within five (5) Business
                     Days after the date of the Outside Extension Notice. If
                     Tenant does not terminate this Lease within such five (5)
                     Business Day period, the Outside Completion Date shall
                     automatically be amended to be the date set forth in
                     Landlord's Outside Extension Notice.

              3.     TENANT DELAYS. "Tenant Delay" means any act or omission of
                     Tenant or its agents, employees, vendors or contractors
                     that actually delays the substantial completion of the
                     Landlord Work, including, without limitation: (1) Tenant's
                     failure to furnish information or approvals within any time
                     period specified in this Lease, including the failure to
                     prepare or approve preliminary or final plans by any
                     applicable due date; (2) Tenant's selection of equipment or
                     materials that have long lead times after first being
                     informed by Landlord that the selection may result in a
                     delay; (3) changes requested or made by Tenant to
                     previously approved plans and specifications; (4)
                     performance of work in the Premises by Tenant or Tenant's
                     contractor(s) during the performance of the Landlord Work;
                     (5) if the performance of any portion of the Landlord Work
                     depends on the prior or simultaneous performance of work by
                     Tenant, a delay by Tenant or Tenant's contractor(s) in the
                     completion of such work; or (6) Tenant's failure to comply
                     with the time periods reflected on the Critical Date
                     Schedule attached hereto as EXHIBIT G. Landlord shall use
                     reasonable efforts to notify Tenant of any circumstances of
                     which Landlord is aware that have caused or may cause a
                     Tenant Delay, so that Tenant may take whatever action is
                     appropriate to minimize or prevent such Tenant Delay. The
                     Critical Date Schedule is included only as a guideline as
                     to the dates that must be complied with in order for the
                     Landlord Work to be substantially completed as of the
                     Commencement Date and, except as specifically described in
                     this Section III.A., shall not modify this Section III.A.
                     in any manner.

              4.     SUBSTANTIAL COMPLETION OF LANDLORD WORK. The Landlord Work
                     in the Premises shall be deemed to be substantially
                     completed on the later of (i) the date that Landlord
                     reasonably determines that all Landlord's Work in the
                     Premises has been performed (or would have been performed
                     absent any Tenant Delays), other than any details of
                     construction, mechanical adjustment or any other matter,
                     the noncompletion of which does not materially interfere
                     with Tenant's use of the Premises or (ii) the date Landlord
                     receives all governmental approvals which are required to
                     obtain a temporary or permanent certificate of occupancy
                     for the Premises from the local governmental authority (or
                     would have been received absent any Tenant Delays).
                     Tenant's right to terminate this Lease as described above
                     shall be Tenant's sole remedy and shall constitute full
                     settlement of all claims that Tenant might otherwise have
                     against Landlord by reason of the Substantial Completion
                     Date not occurring on or before the Outside Completion
                     Date.

       B.     By taking possession of the Premises, Tenant is deemed to have
              accepted the Premises and agreed that the Premises is in good
              order and satisfactory condition, with no representation or
              warranty by Landlord as to the condition of the Premises or the
              Building or suitability thereof for Tenant's use. Notwithstanding
              the foregoing, Tenant's acceptance of the Premises shall be
              subject to Landlord's obligation to correct portions of the
              Landlord Work as set forth on a construction punch list prepared
              by Landlord and Tenant in accordance with the terms hereof. Within
              fifteen (15) days after the substantial completion of the Landlord
              Work in the Premises, Landlord and Tenant shall together conduct
              an

                                       6
<PAGE>

              inspection of such portion of the Premises and prepare a "punch
              list" setting forth any portions of the Landlord Work that are not
              in conformity with the Landlord Work as required by the terms of
              this Lease. Notwithstanding the foregoing, at the request of
              Landlord, such construction punch list shall be mutually prepared
              by Landlord and Tenant prior to the date on which Tenant first
              begins to move its furniture, equipment or other personal property
              into the Premises. Landlord, as part of the Landlord Work, shall
              use good faith efforts to correct all such items within a
              reasonable time following the completion of the punch list.
              Notwithstanding anything contained herein to the contrary, Tenant
              shall have eleven (11) months from the completion of Landlord Work
              in the Premises in which to discover and notify Landlord of any
              latent defects in Landlord's Work in such portion of the Premises.
              Landlord shall be responsible for the correction of any latent
              defects with respect to which it received timely notice from
              Tenant.

       C.     Notwithstanding anything to the contrary contained in the Lease,
              Landlord shall not be obligated to tender possession of any
              portion of any other space leased by Tenant from time to time
              hereunder (exclusive of the initial Premises) that, on the date
              possession is to be delivered, is occupied by a tenant or other
              occupant or that is subject to the rights of any other tenant or
              occupant, nor shall Landlord have any other obligations to Tenant
              under this Lease with respect to such space until the date
              Landlord: (1) recaptures such space from such existing tenant or
              occupant; and (2) regains the legal right to possession thereof.
              This Lease shall not be affected by any such failure to deliver
              possession and Tenant shall have no claim for damages against
              Landlord as a result thereof, all of which are hereby waived and
              released by Tenant. The Commencement Date and Termination Date
              shall be determined as provided in Section III.A. above.

       D.     If Tenant takes possession of the Premises prior to the
              Commencement Date for any purpose (including for purposes of
              installing furniture or equipment or conducting business
              operations therein), such possession shall be subject to all the
              terms and conditions of the Lease and Tenant shall pay Additional
              Base Rental (but not Base Rental) for such portion of the Premises
              to Landlord for each day of occupancy prior to the Commencement
              Date. Tenant shall, however, be liable for the cost of any
              services (e.g. electricity, HVAC, freight elevators) that are
              provided to Tenant or the Premises during the period of Tenant's
              possession prior to the Commencement Date. Nothing herein shall be
              construed as granting Tenant the right to take possession of any
              portion of the Premises prior to the Commencement Date, whether
              for construction, fixturing or any other purpose, without the
              prior consent of Landlord.

IV. RENT.

       A.     During each calendar year, or portion thereof, falling within the
              Lease Term, Tenant shall pay to Landlord as Additional Base Rental
              hereunder the sum of (1) Tenant's Pro Rata Share of the amount, if
              any, by which Taxes (hereinafter defined) for the applicable
              calendar year exceed the Tax Base Amount plus (2) Tenant's Pro
              Rata Share of the amount, if any, by which Expenses for the
              applicable calendar year exceed the Expense Base Amount. Tenant's
              Pro Rata Share of increases in Taxes and Tenant's Pro Rata Share
              of increases in Expenses shall be computed separate and
              independent of each other prior to being added together to
              determine the "Excess". In the event that Taxes and/or Expenses,
              as the case may be, in any calendar year decrease below the amount
              of the Tax Base Amount or the Expense Base Amount, as applicable,
              Tenant's Pro Rata Share of Taxes and/or Tenant's Pro Rata Share of
              Expenses, as the case may be, for such calendar year shall be
              deemed to be $0, it being understood that Tenant shall not be
              entitled to any credit or offset if Taxes decrease below the Tax
              Base Amount or if Expenses decrease below the Expense Base Amount.
              Prior to January 1 of the calendar year immediately following the
              Base Year, and prior to January 1 of each subsequent calendar year
              during the Lease Term, or as soon thereafter as practical,
              Landlord shall make a good faith estimate of the Excess for the
              applicable calendar year and Tenant's Pro Rata Share thereof. On
              or before the first day of each month during such calendar year,
              Tenant shall pay to Landlord, as Additional Base Rental, a monthly
              installment equal to one-twelfth of Tenant's Pro Rata Share of
              Landlord's estimate of the Excess. Landlord shall have the right
              from time to time during any

                                       7
<PAGE>

              such calendar year to revise the estimate of Basic Costs and the
              Excess for such year and provide Tenant with a revised statement
              therefor, and thereafter the amount Tenant shall pay each month
              shall be based upon such revised estimate. If Landlord does not
              provide Tenant with an estimate of the Basic Costs and the Excess
              by January 1 of any calendar year, Tenant shall continue to pay a
              monthly installment based on the previous year's estimate until
              such time as Landlord provides Tenant with an estimate of Basic
              Costs and the Excess for the current year. Upon receipt of such
              current year's estimate, an adjustment shall be made for any month
              during the current year with respect to which Tenant paid monthly
              installments of Additional Base Rental based on the previous
              year's estimate. Tenant shall pay Landlord for any underpayment
              within thirty (30) days after demand. Any overpayment shall, at
              Landlord's option, be refunded to Tenant within thirty (30) days
              or credited against the next installments of Base Rental and
              Additional Base Rental due for the months immediately following
              the furnishing of such estimate. Any amounts paid by Tenant based
              on any estimate shall be subject to adjustment pursuant to the
              immediately following paragraph when actual Basic Costs are
              determined for such calendar year.

              As soon as is practical following the end of each calendar year
              during the Lease Term, Landlord shall furnish to Tenant a
              statement of Landlord's actual Basic Costs and the actual Excess
              for the previous calendar year. If, however, Landlord fails to
              furnish Tenant a statement of actual Basic Costs for a given
              calendar year within twelve (12) months after the end of said
              calendar year and such failure continues for an additional sixty
              (60) days after Landlord's receipt of a written request from
              Tenant that such statement of actual Basic Costs should be
              furnished (the "Request for Statement of Basic Costs"), and
              provided the Request for Statement of Basic Costs contains a
              statement that Landlord's failure to furnish such statement may
              prejudice Landlord's right to collect any underpayment of Basic
              Costs from Tenant as described in Section IV.A. of the Lease, then
              Landlord shall be deemed to have waived any rights to recover any
              underpayment of Basic Costs from Tenant applicable to said
              calendar year (except to the extent such underpayment is
              attributable to a default by Tenant in its obligation to make
              estimated payments of Basic Costs). Further, in no event shall the
              foregoing provision describing the time period during which
              Landlord is to deliver the statement of actual Basic Costs in any
              manner limit or otherwise prejudice Landlord's right to modify
              such statement of actual costs after such time period if new,
              additional or different information relating to such statement of
              actual costs is discovered or otherwise determined.

              If the estimated Excess actually paid by Tenant for the prior year
              is in excess of Tenant's actual Pro Rata Share of the Excess for
              such prior year, then Landlord shall apply such overpayment
              against Base Rental and Additional Base Rental due or to become
              due hereunder, provided if the Lease Term expires prior to the
              determination of such overpayment, Landlord shall refund such
              overpayment to Tenant within thirty (30) days after first
              deducting the amount of any Rent due hereunder. Likewise, Tenant
              shall pay to Landlord, within ten (10) days after demand, any
              underpayment with respect to the prior year, whether or not the
              Lease has terminated prior to receipt by Tenant of a statement for
              such underpayment, it being understood that this clause shall
              survive the expiration of the Lease.

       B.     Basic Costs shall mean Taxes and all costs and expenses paid or
              incurred in each calendar year in connection with operating,
              maintaining, repairing, managing the Building and the Property,
              including, but not limited to, the following:

              1.     All labor costs for all persons performing services
                     required or utilized in connection with the operation,
                     repair, replacement and maintenance of and control of
                     access to the Building and the Property, including but not
                     limited to amounts incurred for wages, salaries and other
                     compensation for services, payroll, social security,
                     unemployment and other similar taxes, workers' compensation
                     insurance, uniforms, training, disability benefits,
                     pensions, hospitalization, retirement plans, group
                     insurance or any other similar or like expenses or
                     benefits.

                                       8
<PAGE>

              2.     All management fees (not to exceed, an a per annum basis,
                     5% of the gross receipts for the Building), the cost of
                     equipping and maintaining a management office at the
                     Building, accounting services, legal fees not attributable
                     to leasing and collection activity, and all other
                     administrative costs relating to the Building and the
                     Property. If management services are not provided by a
                     third party, Landlord shall be entitled to a management fee
                     comparable to that due and payable to third parties
                     provided Landlord or management companies owned by, or
                     management divisions of, Landlord perform actual management
                     services of a comparable nature and type as normally would
                     be performed by third parties.

              3.     All rental and/or purchase costs of materials, supplies,
                     tools and equipment used in the operation, repair,
                     replacement (other than replacements deemed to be a capital
                     improvement under generally accepted accounting principles,
                     in which event Section IV.B.11 below shall control with
                     respect to such item) and maintenance and the control of
                     access to the Building and the Property.

              4.     All amounts charged to Landlord by contractors and/or
                     suppliers for services, replacement parts, components,
                     materials, equipment and supplies furnished in connection
                     with the operation, repair, maintenance, replacement of and
                     control of access to any part of the Building, or the
                     Property generally, including the heating, air
                     conditioning, ventilating, plumbing, electrical, elevator
                     and other systems and equipment.

              5.     All premiums and deductibles paid by Landlord for fire and
                     extended coverage insurance, earthquake and extended
                     coverage insurance, liability and extended coverage
                     insurance, rental loss insurance, elevator insurance,
                     boiler insurance and other insurance customarily carried
                     from time to time by landlords of comparable office
                     buildings in the Buckhead area of Atlanta, Georgia or
                     required to be carried by Landlord's Mortgagee.

              6.     Charges for water, gas, steam and sewer, but excluding
                     those charges for which Landlord is otherwise reimbursed by
                     tenants, and charges for Electrical Costs. For purposes
                     hereof, the term "Electrical Costs" shall mean: (i) all
                     charges paid by Landlord for electricity supplied to the
                     Building, Property and Premises, regardless of whether such
                     charges are characterized as distribution charges,
                     transmission charges, generation charges, public good
                     charges, disconnection charges, competitive transaction
                     charges, stranded cost recoveries or otherwise; (ii) except
                     to the extent otherwise included in Basic Costs, any costs
                     incurred in connection with the energy management program
                     for the Building, Property and Premises, including any
                     costs incurred for the replacement of lights and ballasts
                     and the purchase and installation of sensors and other
                     equipment that saves energy; and (iii) if and to the extent
                     permitted by law, a reasonable fee for the services
                     provided by Landlord in connection with the selection of
                     utility companies and the negotiation and administration of
                     contracts for the generation of electricity.
                     Notwithstanding the foregoing, Electrical Costs shall be
                     adjusted as follows: (a) any amounts received by Landlord
                     as reimbursement for above standard electrical consumption
                     shall be deducted from Electrical Costs, (b) the cost of
                     electricity incurred in providing overtime HVAC to specific
                     tenants shall be deducted from Electrical Costs, it being
                     agreed that the electrical component of overtime HVAC Costs
                     shall be calculated as a reasonable percentage of the total
                     HVAC costs charged to such tenants, and (c) if Tenant is
                     billed directly for the cost of electricity to the Premises
                     as a separate charge in addition to Base Rental and Basic
                     Costs, the cost of electricity to individual tenant spaces
                     in the Building shall be deducted from Electrical Costs.

              7.     "Taxes", which for purposes hereof, shall mean: (a) all
                     real estate taxes and assessments on the Property, the
                     Building or the Premises, and taxes and assessments levied
                     in substitution or supplementation in whole

                                       9
<PAGE>

                     or in part of such taxes, (b) all personal property taxes
                     for the Building's personal property, including license
                     expenses, (c) all taxes imposed on services of Landlord's
                     agents and employees, (d) all other taxes, fees or
                     assessments now or hereafter levied by any governmental
                     authority on the Property, the Building or its contents or
                     on the operation and use thereof (except as relate to
                     specific tenants), and (e) all costs and fees incurred in
                     connection with seeking reductions in or refunds in Taxes
                     including, without limitation, any costs incurred by
                     Landlord to challenge the tax valuation of the Building,
                     but excluding income taxes. For the purpose of determining
                     real estate taxes and assessments for any given calendar
                     year, the amount to be included in Taxes for such year
                     shall be as follows: (1) with respect to any special
                     assessment that is payable in installments, Taxes for such
                     year shall include the amount of the installment (and any
                     interest) due and payable during such year; and (2) with
                     respect to all other real estate taxes, Taxes for such year
                     shall, at Landlord's election, include either the amount
                     accrued, assessed or otherwise imposed for such year or the
                     amount due and payable for such year, provided that
                     Landlord's election shall be applied consistently
                     throughout the Lease Term. If a reduction in Taxes is
                     obtained for any year of the Lease Term during which Tenant
                     paid its Pro Rata Share of Basic Costs, then Basic Costs
                     for such year will be retroactively adjusted and Landlord
                     shall provide Tenant with a credit, if any, based on such
                     adjustment. Likewise, if a reduction is subsequently
                     obtained for Taxes for the Base Year (if Tenant's Pro Rata
                     Share is based upon increases in Basic Costs over a Base
                     Year), Basic Costs for the Base Year shall be restated and
                     the Excess for all subsequent years recomputed. Tenant
                     shall pay to Landlord Tenant's Pro Rata Share of any such
                     increase in the Excess within thirty (30) days after
                     Tenant's receipt of a statement therefor from Landlord.

              8.     All landscape expenses and costs of maintaining, repairing,
                     resurfacing and striping of the parking areas and garages
                     of the Property, if any.

              9.     Cost of all maintenance service agreements, including those
                     for equipment, alarm service, window cleaning, venetian
                     blind cleaning, janitorial services, pest control, uniform
                     supply, plant maintenance, landscaping, and any parking
                     equipment.

              10.    Cost of all other repairs, replacements and general
                     maintenance of the Property and Building neither specified
                     above nor directly billed to tenants.

              11.    The amortized cost of capital improvements made to the
                     Building or the Property which are: (a) primarily for the
                     purpose of reducing operating expense costs or otherwise
                     improving the operating efficiency of the Property or
                     Building; or (b) required to comply with any laws, rules or
                     regulations of any governmental authority. The cost of such
                     capital improvements shall be amortized over a period of
                     five (5) years and shall, at Landlord's option, include
                     interest at a rate that is reasonably equivalent to the
                     interest rate that Landlord would be required to pay to
                     finance the cost of the capital improvement in question as
                     of the date such capital improvement is performed, provided
                     if the payback period for any capital improvement is less
                     than five (5) years, Landlord may amortize the cost of such
                     capital improvement over the payback period.
                     Notwithstanding the foregoing, the portion of the annual
                     amortized costs to be included in Basic Costs in any
                     calendar year with respect to a capital improvement which
                     is intended to reduce expenses or improve the operating
                     efficiency of the Property or Building shall equal the
                     lesser of: a) such annual amortized costs; and b) the
                     actual annual amortized reduction in expenses for that
                     portion of the amortization period of the capital
                     improvement which falls within the Lease Term.

              12.    Any other expense or charge of any nature whatsoever which,
                     in accordance with general industry practice with respect
                     to the operation of

                                       10
<PAGE>

                     a first-class office building in Atlanta, Georgia, would be
                     construed as an operating expense.

              In addition, if Landlord incurs any Taxes or costs and
              expenses in connection with the operation, maintenance,
              repair, or management of the Building and one or more other
              buildings, such costs and expenses shall be equitably
              prorated between the Building and such other buildings and
              the Building's equitable share thereof shall be included in
              Basic Costs. Notwithstanding the foregoing, for purposes of
              computing Tenant's Pro Rata Share of Basic Costs, the
              Controllable Basic Costs (hereinafter defined) shall not
              increase by more than six percent (6%) per calendar year on
              a compounding basis over the course of the Lease Term. In
              other words, Controllable Basic Costs for the first
              calendar year after the Base Year shall not exceed one
              hundred six percent (106%) of the Controllable Basic Costs
              for the Base Year. Controllable Basic Costs for the second
              calendar year after the Base Year shall not exceed one
              hundred six percent (106%) of the limit on Controllable
              Basic Costs for the first calendar year after the Base
              Year, etc. By way of illustration, if Controllable Basic
              Costs were $10.00 per rentable square for the Base Year,
              then Controllable Basic Costs for the first (1st) calendar
              year following the Base Year shall not exceed $10.60 per
              rentable square foot, and Controllable Basic Costs for the
              second calendar year following the Base Year shall not
              exceed $11.24 per rentable square foot. "Controllable Basic
              Costs" shall mean all Basic Costs exclusive of the cost of
              Taxes, insurance, utilities and capital improvements.

              Basic Costs shall not include the cost of capital
              improvements (except as set forth above and as
              distinguished from replacement parts or components
              purchased and installed in the ordinary course),
              depreciation, interest (except as provided above with
              respect to the amortization of capital improvements), lease
              commissions, and principal payments on mortgage and other
              non-operating debts of Landlord.

              Basic Costs shall also exclude the following:

                            a.     Repairs or other work occasioned by (i) fire,
                                   windstorm, or other casualty of the type
                                   which Landlord has insured (to the extent
                                   that Landlord has received insurance proceeds
                                   and provided that the amount of any
                                   deductible paid by Landlord shall be included
                                   in Basic Costs), or (ii) the exercise of the
                                   right of eminent domain (to the extent that
                                   such repairs or other work are covered by the
                                   proceeds of the award, if any, received by
                                   Landlord).

                            b.     Leasing and brokerage commissions, attorney's
                                   fees, costs, and disbursements and other
                                   expenses incurred in connection with
                                   negotiation of leases with prospective
                                   tenants.

                            c.     Rental concessions granted to specific
                                   tenants and expenses incurred in renovating
                                   or otherwise improving or decorating,
                                   painting, or redecorating space for specific
                                   tenants, other than ordinary repairs and
                                   maintenance provided to all tenants.

                            d.     Overhead and profit increment paid to
                                   subsidiaries or other affiliates of Landlord
                                   for services (including management services
                                   and the fees paid in connection therewith) on
                                   or to the Property, Building and\or Premises
                                   to the extent only that the costs of such
                                   services exceed the competitive cost for such
                                   services rendered by persons or entities of
                                   similar skill, competence and experience.

                            e.     Advertising and promotional expenditures.

                            f.     Any penalties or liquidated damages that
                                   Landlord pays to Tenant under this Lease or
                                   to any other tenants in the Building under
                                   their respective leases.

                            g.     Attorney's fees, costs and other expenses
                                   incurred in connection with disputes with
                                   tenants or other occupants of the Building or

                                       11
<PAGE>

                                   incurred to enforce the obligations of
                                   tenants under leases of portions of the
                                   Building.

                            h.     The cost or expense of any services or
                                   benefits provided to other tenants in the
                                   Building and not provided or available to
                                   Tenant.

                            i.     The cost of operating any commercial
                                   concession which is operated by Landlord in
                                   the Building, including without limitation,
                                   any compensation paid to clerks, attendants
                                   or other persons operating such commercial
                                   concessions on behalf of Landlord, but only
                                   to the extent revenues from any such
                                   commercial concessions exceed such costs and
                                   compensation.

                            j.     Any fines or penalties incurred as a result
                                   of violation by Landlord of any law, order,
                                   rule or regulation of any governmental
                                   authority.

                            k.     Expenses incurred in connection with the
                                   initial construction of the Building, Garage
                                   and Common Areas.

                            l.     All costs of purchasing, repairing and
                                   replacing major sculptures, paintings or
                                   other major works or objects of art (as
                                   opposed to decorations purchased or leased by
                                   Landlord for display in the Common Areas of
                                   the Building).

                            m.     To the extent that parking revenues exceed
                                   parking expenses, the costs incurred in
                                   owning, operating, maintaining and repairing
                                   any underground or above-ground parking
                                   garage and/or any other parking facilities
                                   associated with the Building and Common
                                   Areas.

                            n.     Salaries or fringe benefits of (i) employees
                                   above the grade of building manager or
                                   general manager, and (ii) employees whose
                                   time is not spent directly and solely in the
                                   operation of the Property, provided that if
                                   any employee performs services in connection
                                   with the Building and other buildings, costs
                                   associated with such employee may be
                                   proportionately included in Basic Costs based
                                   on the percentage of time such employee
                                   spends in connection with the operation,
                                   maintenance and management of the Building.

                            o.     Any expenses for which Landlord has received
                                   actual reimbursement, whether by insurance or
                                   otherwise (other than through Basic Costs).

                            p.     Any costs, fines or penalties incurred due to
                                   violations by Landlord of any environmental
                                   law in effect (and as enforced) as of the
                                   Commencement Date (except where such costs,
                                   fines or penalties are incurred by Landlord
                                   for violations of any such law, order, rule
                                   or regulation that is ultimately determined
                                   to be invalid or inapplicable); and any cost
                                   or expense related to removal, cleaning,
                                   abatement or remediation of "hazardous
                                   materials" in or about the Building, Common
                                   Area or Property, including, without
                                   limitation, hazardous substances in the
                                   ground water or soil, except to the extent
                                   such removal, cleaning, abatement or
                                   remediation is related to the general repair
                                   and maintenance of the Building, Common Area
                                   or Property.

                            q.     All costs associated with the operation of
                                   the business of the ownership or entity which
                                   constitutes "Landlord" (as distinguished from
                                   the costs of operating, maintaining,
                                   repairing and managing the Building)
                                   including, but not limited to, Landlord's
                                   general corporate overhead and general
                                   administrative expenses.

                            r.     Costs incurred by Landlord in connection with
                                   the correction of defects in design and
                                   original construction of the Building, Garage
                                   and Common Areas.

                                       12
<PAGE>

                            s.     Any fines, costs, penalties or interest
                                   resulting from the adjudicated negligence or
                                   adjudicated willful misconduct of the
                                   Landlord or its agents, contractors, or
                                   employees.

                            t.     Ground lease rental.

                            u.     Landlord's charitable and political
                                   contributions.

                            v.     Costs incurred (less costs of recovery) for
                                   any items to the extent covered by a
                                   manufacturer's, materialman's, vendor's or
                                   contractor's warranty (a "Warranty") which
                                   are paid by such manufacturer, materialman,
                                   vendor or contractor (Landlord shall use
                                   reasonable efforts to pursue a warranty claim
                                   for items covered by a Warranty unless
                                   Landlord determines in good faith that such
                                   action would not be in the best interest of
                                   the Building).

                            w.     The cost of statements and reports rendered
                                   to shareholders of Landlord.

                            x.     All bad debt loss, rent loss, or reserves for
                                   bad debt or rent loss;

                            y.     To the extent any services (on a per square
                                   foot basis) are provided to a tenant or
                                   occupant of the Building at a level that is
                                   materially greater than the level at which
                                   such services are available to Tenant, the
                                   cost of providing such services at a level
                                   that is over and above the level available to
                                   Tenant shall be excluded from Basic Costs.

                     If the Building is not at least ninety-five percent (95%)
                     occupied during any calendar year of the Lease Term or if
                     Landlord is not supplying services to at least ninety-five
                     percent (95%) of the total Rentable Area of the Building at
                     any time during any calendar year of the Lease Term, actual
                     Basic Costs for purposes hereof shall be determined as if
                     the Building had been ninety-five percent (95%) occupied
                     and Landlord had been supplying services to ninety-five
                     percent (95%) of the Rentable Area of the Building during
                     such year. If Tenant pays for its Pro Rata Share of Basic
                     Costs based on increases over a "Base Year" and Basic Costs
                     for any calendar year during the Lease Term are determined
                     as provided in the foregoing sentence, Basic Costs for such
                     Base Year shall also be determined as if the Building had
                     been ninety-five percent (95%) occupied and Landlord had
                     been supplying services to ninety-five percent (95%) of the
                     Rentable Area of the Building. Any necessary extrapolation
                     of Basic Costs under this Article shall be performed by
                     adjusting the cost of those components of Basic Costs that
                     are impacted by changes in the occupancy of the Building
                     (including, at Landlord's option, Taxes) to the cost that
                     would have been incurred if the Building had been
                     ninety-five percent (95%) occupied and Landlord had been
                     supplying services to ninety-five percent (95%) of the
                     Rentable Area of the Building. In addition, if Tenant's Pro
                     Rata Share of Basic Costs is determined based upon
                     increases over a Base Year and Basic Costs for the Base
                     Year include exit and disconnection fees, stranded cost
                     charges and/or competitive transaction charges, such fees
                     and charges may, at Landlord's option, be imputed as a
                     Basic Cost for subsequent years in which such fees and
                     charges are not incurred. In no event, however, shall the
                     amount of such imputed fees and charges exceed the actual
                     amount of exit and disconnection fees, stranded cost
                     charges and/or competitive transaction charges that were
                     actually included in Basic Costs for the Base Year.

              C.     Tenant, within ninety (90) days after receiving Landlord's
                     statement of actual Basic Costs for a particular calendar
                     year, shall have the right to provide Landlord with written
                     notice (the "Review Notice") of its intent to review
                     Landlord's books and records relating to the Basic Costs
                     for such calendar year. Within a reasonable time after
                     receipt of a timely Review Notice, Landlord shall make such
                     books and records available to Tenant or Tenant's agent for
                     its review. If any records are maintained at a location
                     other than the office of the Building, Tenant may either
                     inspect the records at such other location or pay for the
                     reasonable

                                       13
<PAGE>

                     cost of copying and shipping the records. If Tenant retains
                     an agent to review Landlord's books and records for any
                     calendar year, such agent must be CPA firm licensed to do
                     business in the state in which the Building is located.
                     Tenant shall be solely responsible for any and all costs,
                     expenses and fees incurred by Tenant or Tenant's agent in
                     connection with such review. If Tenant elects to review
                     Landlord's books and records, within thirty (30) days after
                     such books and records are made available to Tenant, Tenant
                     shall have the right to give Landlord written notice
                     stating in reasonable detail any objection to Landlord's
                     statement of actual Basic Costs for such calendar year. If
                     Tenant fails to give Landlord written notice of objection
                     within such thirty (30) day period or fails to provide
                     Landlord with a Review Notice within the ninety (90) day
                     period provided above, Tenant shall be deemed to have
                     approved Landlord's statement of Basic Costs in all
                     respects and shall thereafter be barred from raising any
                     claims with respect thereto. Notwithstanding the foregoing,
                     if a subsequent review of Expenses in accordance with the
                     terms hereof discloses that a particular material item of
                     Expenses has been overstated by more than five percent (5%)
                     and there is a reasonable basis to assume such item was
                     similarly overstated in any of the three (3) immediately
                     previous calendar years, Landlord shall allow Tenant to
                     perform a review of Landlord's books and records with
                     respect to such particular item(s) for any of the three (3)
                     immediately previous calendar years in which Tenant elected
                     not to review Landlord's books and records. Upon Landlord's
                     receipt of a timely objection notice from Tenant, Landlord
                     and Tenant shall work together in good faith to resolve the
                     discrepancy between Landlord's statement and Tenant's
                     review. If Landlord and Tenant determine that Basic Costs
                     for the calendar year in question are less than reported,
                     Landlord shall provide Tenant with a credit against future
                     Base Rental and Additional Base Rental in the amount of any
                     overpayment by Tenant. Likewise, if Landlord and Tenant
                     determine that Basic Costs for the calendar year in
                     question are greater than reported, Tenant shall forthwith
                     pay to Landlord the amount of underpayment by Tenant. In
                     addition, if Landlord and Tenant determine that Basic Costs
                     for the Building for the year in question were less than
                     stated by more than five percent (5%), Landlord, within
                     thirty (30) days after its receipt of paid invoices
                     therefor from Tenant, shall reimburse Tenant for any
                     reasonable amounts paid by Tenant to third parties in
                     connection with such review by Tenant. Any information
                     obtained by Tenant pursuant to the provisions of this
                     Section shall be treated as confidential. Notwithstanding
                     anything herein to the contrary, Tenant shall not be
                     permitted to examine Landlord's books and records or to
                     dispute any statement of Basic Costs unless Tenant has paid
                     to Landlord the amount due as shown on Landlord's statement
                     of actual Basic Costs, said payment being a condition
                     precedent to Tenant's right to examine Landlord's books and
                     records.

              D.     Tenant covenants and agrees to pay to Landlord during the
                     Lease Term, without any setoff or deduction whatsoever, the
                     full amount of all Base Rental and Additional Base Rental
                     due hereunder. In addition, Tenant shall pay and be liable
                     for, as additional rent, all rental, sales and use taxes or
                     other similar taxes, if any, levied or imposed by any city,
                     state, county or other governmental body having authority,
                     such payments to be in addition to all other payments
                     required to be paid to Landlord by Tenant under the terms
                     and conditions of this Lease. Any such payments shall be
                     paid concurrently with the payments of the Rent on which
                     the tax is based. The Base Rental, Tenant's Pro Rata Share
                     of Basic Costs and any recurring monthly charges due
                     hereunder shall be due and payable in advance on the first
                     day of each calendar month during the Lease Term without
                     demand, provided that the installment of Base Rental for
                     the first full calendar month of the Lease Term shall be
                     payable upon the execution of this Lease by Tenant. All
                     other items of Rent shall be due and payable by Tenant on
                     or before ten (10) Business Days after Tenant's receipt of
                     billing by Landlord. If the Lease Term commences on a day
                     other than the first day of a calendar month or terminates
                     on a day other than the last day of a calendar month, then
                     the monthly Base Rental and Tenant's Pro Rata Share of
                     Basic Costs for such month shall be prorated for the number
                     of days in such month occurring within the Lease Term based
                     on a fraction, the numerator of which is the number of days
                     of the Lease Term that fell within such calendar month and
                     the denominator of which is thirty (30). All such payments
                     shall be by a good and sufficient check. No payment by
                     Tenant or receipt or acceptance by Landlord of a lesser
                     amount than the correct amount of Rent due under this Lease
                     shall be deemed to be

                                       14
<PAGE>

                     other than a payment on account of the earliest Rent due
                     hereunder, nor shall any endorsement or statement on any
                     check or any letter accompanying any check or payment be
                     deemed an accord and satisfaction, and Landlord may accept
                     such check or payment without prejudice to Landlord's right
                     to recover the balance or pursue any other available
                     remedy. The acceptance by Landlord of any Rent on a date
                     after the due date of such payment shall not be construed
                     to be a waiver of Landlord's right to declare a default for
                     any other late payment. Tenant's covenant to pay Rent shall
                     be independent of every other covenant set forth in this
                     Lease.

              E.     If Tenant fails to pay any installment of Rent when due and
                     payable hereunder, a service fee equal to five percent (5%)
                     of such unpaid amount will be due and payable immediately
                     by Tenant to Landlord (provided Tenant shall be entitled to
                     a grace period of five (5) days after notice from Landlord
                     with respect to the first two (2) late payments in any
                     calendar year). Landlord shall also be entitled to interest
                     on late payments of Rent as described in Section XXIII.D.
                     below.

V. USE.

       The Premises shall be used for the Permitted Use and for no other
purpose. Tenant agrees not to use or permit the use of the Premises for any
purpose which is illegal, dangerous to life, limb or property or which, in
Landlord's reasonable opinion, creates a nuisance or which would increase the
cost of insurance coverage with respect to the Building. Tenant shall conduct
its business and control its agents, servants, contractors, employees,
customers, licensees, and invitees in such a manner as not to unreasonably
interfere with, annoy or disturb other tenants, or in any way interfere with
Landlord in the management and operation of the Building. Tenant will maintain
the Premises in a clean and healthful condition, and comply with all laws,
ordinances, orders, rules and regulations of any governmental entity with
reference to the operation of Tenant's business and to the use, condition,
configuration or occupancy of the Premises, including without limitation, the
Americans with Disabilities Act (collectively referred to as "Laws") . Except to
the extent properly included in Basic Costs, Landlord shall be responsible for
the cost of correcting any violations of Title III of the Americans with
Disabilities Act (ADA) with respect to the Common Areas of the Building.
Notwithstanding the foregoing, Landlord shall have the right to contest any
alleged violation in good faith, including, without limitation, the right to
apply for and obtain a waiver or deferment of compliance, the right to assert
any and all defenses allowed by law and the right to appeal any decisions,
judgments or rulings to the fullest extent permitted by law. Landlord, after the
exhaustion of any and all rights to appeal or contest, will make all repairs,
additions, alterations or improvements necessary to comply with the terms of any
final order or judgment. Tenant, within ten (10) days after receipt thereof,
shall provide Landlord with copies of any notices it receives with respect to a
violation or alleged violation of any Laws. Tenant will comply with the rules
and regulations of the Building attached hereto as EXHIBIT B and such other
rules and regulations adopted and altered by Landlord from time to time and will
cause all of its agents, servants, contractors, employees, customers, licensees
and invitees to do so. All changes to such rules and regulations will be
reasonable and shall be sent by Landlord to Tenant in writing. The rules and
regulations shall be generally applicable, and generally applied in the same
manner, to all tenants of the Building.

VI. SECURITY DEPOSIT.

       A.     As security for the performance of Tenant's obligations under this
              Lease, upon the execution of this Lease by Tenant, Tenant shall
              deliver to Landlord a Security Deposit consisting of an
              irrevocable letter of credit (the "Letter of Credit"), which
              Letter of Credit shall: (a) be in the amount of $1,212,468.06; (b)
              be issued on the form attached hereto as EXHIBIT F; (c) name
              EOP-Buckhead, L.L.C. or such other designee of Landlord, as
              requested by Landlord, as its beneficiary; (d) be drawn on an FDIC
              insured financial institution satisfactory to the Landlord; and
              (e) expire no earlier than sixty (60) days after the Termination
              Date of this Lease.

       B.     The Security Deposit shall be delivered to Landlord and shall be
              held by Landlord without liability for interest (unless required
              by law). The Security Deposit is not an advance payment of Rent or
              a measure of Tenant's liability for damages. Landlord may, from
              time to time, without prejudice to any other remedy, use all or a
              portion of the Security Deposit to satisfy past due Rent or to
              cure any uncured default by Tenant. If Landlord uses the Security
              Deposit, Tenant shall on demand restore the Security Deposit to
              its original amount. Landlord shall return

                                       15
<PAGE>

              any unapplied portion of the Security Deposit to Tenant within 45
              days after the later to occur of: (1) the determination of
              Tenant's Pro Rata Share of any Excess (defined in Section IV.A.)
              for the final year of the Lease Term; (2) the date Tenant
              surrenders possession of the Premises to Landlord in accordance
              with this Lease; or (3) the Termination Date. If Landlord
              transfers its interest in the Premises, Landlord may assign the
              Security Deposit to the transferee and, following the assignment,
              Landlord shall have no further liability for the return of the
              Security Deposit. Landlord shall not be required to keep the
              Security Deposit separate from its other accounts.

       C.     Notwithstanding anything herein to the contrary, provided Tenant
              is not in default under this Lease as of the effective date of any
              reduction of the Letter of Credit, Tenant shall have the right to
              reduce the amount of the Letter of Credit by $242,493.61 effective
              as of the 3rd anniversary of the Commencement Date and each
              subsequent annual anniversary of the Commencement Date thereafter.
              Landlord may prevent any such reduction by delivering written
              notice to the issuer of the Letter of Credit that Tenant is in
              default under the Lease. Notwithstanding the foregoing, effective
              as of the 3rd anniversary of the Commencement Date, upon written
              request of Tenant and provided that Tenant is not in default under
              this Lease as of such date, Landlord agrees to review Tenant's
              then current financial statements and to discuss with Tenant the
              feasibility of reducing or eliminating the Security Deposit in its
              entirety or accelerating the reduction schedule described above.
              However, although Landlord agrees to discuss such matter with
              Tenant in good faith, any decision of Landlord with respect to
              such matter shall be made in Landlord's sole discretion.

VII. SERVICES TO BE FURNISHED BY LANDLORD.

       A.     Landlord, as part of Basic Costs (except as otherwise provided),
              agrees to furnish Tenant the following services:

              1.     Water for use in the lavatories on the floor(s) on which
                     the Premises is located. If Tenant desires water in the
                     Premises for any approved reason, including a private
                     lavatory or kitchen, cold water shall be supplied, at
                     Tenant's sole cost and expense, from the Building water
                     main through a line and fixtures installed at Tenant's sole
                     cost and expense with the prior reasonable consent of
                     Landlord. If Tenant desires hot water in the Premises,
                     Tenant, at its sole cost and expense and subject to the
                     prior reasonable consent of Landlord, shall install a hot
                     water heater in the Premises. Tenant shall be solely
                     responsible for maintenance and repair of any such hot
                     water heater.

              2.     Central heat and air conditioning in season during Normal
                     Business Hours, at such temperatures and in such amounts as
                     are appropriate to maintain the standards reflected on the
                     HVAC specifications reflected in the "Mechanical System for
                     Building" portion of EXHIBIT D-1 attached hereto, or as
                     required by governmental authority. If Tenant requires
                     central heat, ventilation or air conditioning at hours
                     other than Normal Business Hours, such central heat,
                     ventilation or air conditioning shall be furnished only
                     upon the oral request of an authorized representative of
                     Tenant (i.e. pre-authorized by Tenant in writing) or the
                     written request of Tenant delivered to Landlord at the
                     office of the Building prior to 12:00 P.M. on the date
                     excess usage is required if such date is a Business Day, or
                     (ii) 12:00 P.M. on the immediately preceding Business Day
                     if such excess usage is desired on a Saturday, Sunday or
                     Holiday. Tenant shall pay Landlord, as Additional Base
                     Rental, the entire cost of additional service as such costs
                     are determined by Landlord from time to time. As of the
                     date hereof, Landlord's charge for after hours heating and
                     air conditioning service is $30.00 per hour.

              3.     Maintenance and repair of all Common Areas in a first class
                     manner deemed by Landlord to be standard for buildings of
                     similar class, size, age and location in the Buckhead area
                     of Atlanta, Georgia.

                                       16
<PAGE>

              4.     Janitor service on Business Days; provided, however, if
                     Tenant's use, floor covering or other improvements require
                     special services, Tenant shall pay the additional cost
                     reasonably attributable thereto as Additional Base Rental.

              5.     Passenger elevator service in common with other tenants of
                     the Building, provided that, subject to Force Majeure, at
                     least one (1) passenger elevator servicing the Premises
                     shall be available for the use of Tenant, twenty-four (24)
                     hours a day, 365/6 days per year.

              6.     Electricity to the Premises for general office use, in
                     accordance with and subject to the terms and conditions set
                     forth in Article XI of this Lease.

              7.     Access to the Building for Tenant and its employees
                     24-hours a day, seven (7) days a week, subject to the terms
                     of this Lease and such security or monitoring systems as
                     Landlord may reasonably impose, including, without
                     limitation, sign in procedures and/or presentation of
                     identification cards.

              8.     Security to the Building consistent with a first-class
                     office building in the Buckhead area in Atlanta, Georgia,
                     which may be provided through a security system involving
                     any one or a combination of cameras, monitoring devices or
                     guards, sign-in or identification procedures or other
                     comparable system.

       B.     Landlord's failure to furnish, or any interruption or termination
              of, services due to the application of Laws (defined in Section
              I.B.12 above), the failure of any equipment, the performance of
              repairs, improvements or alterations, or the occurrence of any
              event or cause beyond the reasonable control of Landlord (a
              "Service Failure") shall not render Landlord liable to Tenant,
              constitute a constructive eviction of Tenant, give rise to an
              abatement of Rent, nor relieve Tenant from the obligation to
              fulfill any covenant or agreement. However, if the Premises, or a
              material portion of the Premises, is made untenantable for a
              period in excess of 3 consecutive Business Days as a result of the
              Service Failure, then Tenant, as its sole remedy, shall be
              entitled to receive an abatement of Rent payable hereunder during
              the period beginning on the 4th consecutive Business Day of the
              Service Failure and ending on the day the service has been
              restored. If the entire Premises has not been rendered
              untenantable by the Service Failure, the amount of abatement that
              Tenant is entitled to receive shall be prorated based upon the
              percentage of the Premises rendered untenantable and not used by
              Tenant.

       C.     Tenant expressly acknowledges that if Landlord, from time to time,
              elects to provide security services, Landlord shall not be deemed
              to have warranted the efficiency of any security personnel,
              service, procedures or equipment and Landlord shall not be liable
              in any manner for the failure of any such security personnel,
              services, procedures or equipment to prevent or control, or
              apprehend anyone suspected of personal injury, property damage or
              any criminal conduct in, on or around the Property.

VIII. LEASEHOLD IMPROVEMENTS.

       Any trade fixtures, unattached and movable equipment or furniture, or
other personalty brought into the Premises by Tenant ("Tenant's Property") shall
be owned and insured by Tenant. Tenant shall remove all such Tenant's Property
from the Premises in accordance with the terms of Article XXXV hereof. Any and
all alterations, additions and improvements to the Premises, including any
built-in furniture (collectively, "Leasehold Improvements") shall be owned and
insured by Landlord and shall remain upon the Premises, all without
compensation, allowance or credit to Tenant. Landlord may, nonetheless, at any
time prior to the expiration or earlier termination of this Lease or Tenant's
right to possession, require Tenant to remove any Leasehold Improvements
performed by or for the benefit of Tenant and all electronic, phone and data
cabling as are designated by Landlord (the "Required Removables") at Tenant's
sole cost. In the event that Landlord so elects, Tenant shall remove such
Required Removables within ten (10) Business Days after notice from Landlord,
provided that in no event shall Tenant be required to remove such Required
Removables prior to the expiration or earlier termination of

                                       17
<PAGE>

this Lease or Tenant's right to possession. In addition to Tenant's obligation
to remove the Required Removables, Tenant shall repair any damage caused by such
removal and perform such other work as is reasonably necessary to restore the
Premises to a "move in" condition. If Tenant fails to remove any specified
Required Removables or to perform any required repairs and restoration within
the time period specified above, Landlord, at Tenant's sole cost and expense,
may remove, store, sell and/or dispose of the Required Removables and perform
such required repairs and restoration work. Tenant, within fifteen (15) days
after demand from Landlord, shall reimburse Landlord for any and all reasonable
costs incurred by Landlord in connection with the Required Removables.
Notwithstanding the foregoing, Tenant may request in writing at the time it
submits its plans and specifications for an alteration, addition or improvement,
that Landlord advise Tenant whether Landlord will require Tenant to remove, at
the termination of this Lease or Tenant's right to possession hereunder, such
alteration, addition or improvement, or any particular portion thereof and
Landlord shall advise Tenant within twenty (20) days after receipt of Tenant's
request as to whether Landlord will require removal; provided, however, Landlord
shall have the right to require Tenant to remove any vault, stairway, raised
floor or structural alterations installed in the Premises, regardless of whether
Landlord timely notified Tenant that it would require such removal.

IX. GRAPHICS.

       Landlord shall provide and install, at Tenant's cost (subject to the
Allowance), any suite numbers and Tenant identification on the exterior of the
Premises using the standard graphics for the Building. Tenant shall not be
permitted to install any signs or other identification without Landlord's prior
written consent, which consent shall not be unreasonably withheld. Landlord
shall include Tenant's name, at Tenant's cost, in the Building lobby directory.

X. REPAIRS AND ALTERATIONS.

       A.     Except to the extent such obligations are imposed upon Landlord
              hereunder, Tenant, at its sole cost and expense, shall perform all
              maintenance and repairs to the Premises as are necessary to keep
              the same in good condition and repair throughout the entire Lease
              Term, reasonable wear and tear excepted. Tenant's repair and
              maintenance obligations with respect to the Premises shall
              include, without limitation, any necessary repairs with respect
              to: (1) any carpet or other floor covering, (2) any interior
              partitions, (3) any doors, (4) the interior side of any demising
              walls, (5) any telephone and computer cabling that serves Tenant's
              equipment exclusively, (6) any supplemental air conditioning
              units, private showers and kitchens, including any plumbing in
              connection therewith, and similar facilities serving Tenant
              exclusively, and (7) any alterations, additions or improvements
              performed by contractors retained by Tenant. All such work shall
              be performed in accordance with section X.B. below and the rules,
              policies and procedures reasonably enacted by Landlord from time
              to time for the performance of work in the Building. If Tenant
              fails to make any necessary repairs to the Premises within ten
              (10) days after notice from Landlord (provided that no prior
              notice shall be required in the event of an emergency), Landlord
              may, at its option, make such repairs, and Tenant shall pay the
              cost thereof to the Landlord on demand as Additional Base Rental,
              together with an administrative charge in an amount equal to ten
              percent (10%) of the cost of such repairs. Notwithstanding the
              foregoing, if the repair to be performed by Tenant cannot
              reasonably be completed within ten (10) days by Tenant or
              Landlord, Landlord shall not exercise its right to make such
              repair on Tenant's behalf so long as Tenant commences such repair
              within ten (10) days after notice from Landlord and is diligently
              pursuing the same to completion. Landlord shall, at its expense
              (except as included in Basic Costs), keep and maintain in good
              repair and working order and make all repairs to and perform
              necessary maintenance upon: (a) the roof, gutters, downspouts, if
              any, and all other structural elements of the Building; and (b)
              all mechanical, electrical and plumbing systems that serve the
              Building in general; and (c) the Building facilities common to all
              tenants including, but not limited to, the ceilings, walls and
              floors in the Common Areas.

       B.     Tenant shall not make or allow to be made any alterations,
              additions or improvements to the Premises without first obtaining
              the written consent of Landlord in each such instance which
              consent shall not be unreasonably withheld, conditioned or
              delayed. Prior to commencing any such work and as a condition to
              obtaining Landlord's consent, Tenant must furnish Landlord with

                                       18
<PAGE>

              plans and specifications reasonably acceptable to Landlord (which
              Landlord shall approve or disapprove within five (5) Business Days
              after receipt from Tenant provided Tenant includes a written
              reminder notice that Landlord is to respond within five (5)
              Business Days); names and addresses of contractors reasonably
              acceptable to Landlord; copies of contracts; necessary permits and
              approvals; evidence of contractor's and subcontractor's insurance
              in accordance with Article XVI section B. hereof; and payment bond
              or other security, all in form and amount satisfactory to
              Landlord. All such improvements, alterations or additions shall be
              constructed in a good and workmanlike manner using Building
              Standard materials or other new materials of equal or greater
              quality. Landlord, to the extent reasonably necessary to avoid any
              disruption to the tenants and occupants of the Building, shall
              have the right to designate the time when any such alterations,
              additions and improvements may be performed and to otherwise
              designate reasonable rules, regulations and procedures for the
              performance of work in the Building. Upon completion, Tenant shall
              furnish "as-built" plans, contractor's affidavits and full and
              final waivers of lien and receipted bills covering all labor and
              materials. All improvements, alterations and additions shall
              comply with all insurance requirements, codes, ordinances, laws
              and regulations, including without limitation, the Americans with
              Disabilities Act. Tenant shall reimburse Landlord upon demand as
              Additional Base Rental for all reasonable sums, if any, expended
              by Landlord for third party examination of the architectural,
              mechanical, electric and plumbing plans for any alterations,
              additions or improvements. In addition, if Landlord so requests,
              Landlord shall be entitled to oversee the construction of any
              alterations, additions or improvements that may affect the
              structure of the Building or any of the mechanical, electrical,
              plumbing or life safety systems of the Building. In the event
              Landlord elects to oversee such work, Landlord shall be entitled
              to receive a fee for such oversight in an amount equal to ten
              percent (10%) of the cost of such alterations, additions or
              improvements. Landlord's approval of Tenant's plans and
              specifications for any work performed for or on behalf of Tenant
              shall not be deemed to be a representation by Landlord that such
              plans and specifications comply with applicable insurance
              requirements, building codes, ordinances, laws or regulations or
              that the alterations, additions and improvements constructed in
              accordance with such plans and specifications will be adequate for
              Tenant's use.

XI. USE OF ELECTRICAL SERVICES BY TENANT.

       A.     All electricity used by Tenant in the Premises shall, at
              Landlord's option, be paid for by Tenant either: (1) through
              inclusion in Base Rental and Basic Costs (except as provided in
              Section XI.B. below with respect to excess usage); or (2) by a
              separate charge billed directly to Tenant by Landlord and payable
              by Tenant as Additional Base Rental within ten (10) days after
              billing; or (3) by a separate charge or charges billed by the
              utility company(ies) providing electrical service and payable by
              Tenant directly to such utility company(ies). It is understood
              that electrical service to the Premises may be furnished by one or
              more companies providing electrical generation, transmission
              and/or distribution services and that the cost of electricity may
              be billed as a single charge or divided into and billed in a
              variety of categories such as distribution charges, transmission
              charges, generation charges, public good charges or other similar
              categories. Landlord shall have the exclusive right to select the
              company(ies) providing electrical service to the Building,
              Premises and Property, to aggregate the electrical service for the
              Building, Premises and Property with other buildings, to purchase
              electricity for the Building, Premises and Property through a
              broker and/or buyers group and to change the providers and/or
              manner of purchasing electricity from time to time. Landlord shall
              be entitled to receive a reasonable fee (if permitted by law) for
              the services provided by Landlord in connection with the selection
              of utility companies and the negotiation and administration of
              contracts for the generation of electricity.

       B.     Tenant's use of electrical service in the Premises shall not
              exceed, either in voltage, rated capacity, use beyond Normal
              Business Hours or overall load, that which Landlord deems to be
              standard for the Building. For purposes hereof, the electrical
              "standard" for the Building is: (a) a design load of two (2) watts
              per square foot of net usable floor area for all Building Standard
              overhead lighting located within the Premises which requires a
              voltage of 480/277 volts; and (b) a

                                       19
<PAGE>

              connected load of five (5) watts per square foot of net usable
              area for all equipment located and operated within the Premises
              which requires a voltage of 120/208 volts single phase or less, it
              being understood that electricity required to operate the base
              building HVAC system is not included within or deducted from such
              five (5) watts per square foot. If Tenant shall consume (or
              request that it be allowed to consume) electrical service in
              excess of that deemed by Landlord to be standard for the Building,
              Landlord may refuse to consent to such excess usage or may
              condition its consent to such excess usage upon such conditions as
              Landlord reasonably elects (including the installation of utility
              service upgrades, submeters, air handlers or cooling units), and
              all such additional usage (to the extent permitted by law),
              installation and maintenance thereof shall be paid for by Tenant
              as Additional Base Rental. Landlord, at any time during the Lease
              Term, shall have the right to separately meter electrical usage
              for the Premises or to measure electrical usage by survey or any
              other method that Landlord, in its reasonable judgment, deems to
              be appropriate.

       C.     Notwithstanding Section A. above to the contrary, if Landlord
              permits Tenant to purchase electrical power for the Premises from
              a provider other than Landlord's designated company(ies), such
              provider shall be considered to be a contractor of Tenant and
              Tenant shall indemnify and hold Landlord harmless from such
              provider's acts and omissions while in, or in connection with
              their services to, the Building or Premises in accordance with the
              terms and conditions of Article XV. In addition, at the request of
              Landlord, Tenant shall allow Landlord to purchase electricity from
              Tenant's provider at Tenant's rate or at such lower rate as can be
              negotiated by the aggregation of Landlord's and Tenant's
              requirements for electricity power.

XII. ENTRY BY LANDLORD.

       Landlord and its agents or representatives shall have the right to enter
the Premises to inspect the same, or to show the Premises to prospective
purchasers, mortgagees, tenants (during the last twelve months of the Lease Term
or earlier in connection with a potential relocation) or insurers, or to clean
or make repairs, alterations or additions thereto, including any work that
Landlord deems necessary for the safety, protection or preservation of the
Building or any occupants thereof, or to facilitate repairs, alterations or
additions to the Building or any other tenants' premises. Except for any entry
by Landlord in an emergency situation or to provide normal cleaning and
janitorial service, Landlord shall provide Tenant with reasonable prior notice
of any entry into the Premises, which notice may be given verbally.
Notwithstanding the foregoing, except in emergency situations as determined by
Landlord, Landlord shall exercise reasonable efforts to perform any entry into
the Premises in a manner that is reasonably designed to minimize interference
with the operation of Tenant's business in the Premises. If reasonably necessary
for the protection and safety of Tenant and its employees, Landlord shall have
the right to temporarily close the Premises to perform repairs, alterations or
additions in the Premises, provided that Landlord shall use reasonable efforts
to perform all such work on weekends and after Normal Business Hours. Entry by
Landlord hereunder shall not constitute a constructive eviction or entitle
Tenant to any abatement or reduction of Rent by reason thereof. Notwithstanding
the foregoing, if Landlord temporarily closes the Premises as provided above for
a period in excess of three (3) consecutive Business Days, Tenant, as its sole
remedy, shall be entitled to receive a per diem abatement of Base Rental during
the period beginning on the fourth (4th) consecutive Business Day of closure and
ending on the date on which the Premises are returned to Tenant in a tenantable
condition. Tenant, however, shall not be entitled to an abatement if the
repairs, alterations and/or additions to be performed are required as a result
of the acts or omissions of Tenant, its agents, employees or contractors,
including, without limitation, a default by Tenant in its maintenance and repair
obligations under the Lease.

XIII. ASSIGNMENT AND SUBLETTING.

       A.     Subject to XIII.E. below, Tenant shall not assign, sublease,
              transfer or encumber this Lease or any interest therein or grant
              any license, concession or other right of occupancy of the
              Premises or any portion thereof or otherwise permit the use of the
              Premises or any portion thereof by any party other than Tenant
              (any of which events is hereinafter called a "Transfer") without
              the prior written consent of Landlord, which consent shall not be
              unreasonably withheld, conditioned or delayed with respect to any
              proposed assignment or subletting. Landlord's consent shall not be
              considered unreasonably withheld if: (1) the proposed

                                       20
<PAGE>

              transferee's financial responsibility does not meet the same
              criteria Landlord uses to select Building tenants; (2) the
              proposed transferee's business is not suitable for the Building
              considering the business of the other tenants and the Building's
              prestige or would result in a violation of an exclusive right
              granted to another tenant in the Building; (3) the proposed use is
              different than the Permitted Use; (4) the proposed transferee is a
              government agency or occupant of the Building; (5) Tenant is in
              default; or (6) any portion of the Building or Premises would
              become subject to additional or different governmental laws or
              regulations as a consequence of the proposed Transfer and/or the
              proposed transferee's use and occupancy of the Premises.
              Notwithstanding the foregoing, Landlord will not withhold its
              consent solely because the proposed subtenant or assignee is an
              occupant of the Building if Landlord does not have space available
              for lease in the Building that is comparable to the space Tenant
              desires to sublet or assign. For purposes hereof, Landlord shall
              be deemed to have comparable space if it has space available on
              any floor of the Building that is approximately the same size as
              the space Tenant desires to sublet or assign within six (6) months
              of the proposed commencement of the proposed sublease or
              assignment. Tenant acknowledges that the foregoing is not intended
              to be an exclusive list of the reasons for which Landlord may
              reasonably withhold its consent to a proposed Transfer. Any
              attempted Transfer in violation of the terms of this Article
              shall, at Landlord's option, be void. Consent by Landlord to one
              or more Transfers shall not operate as a waiver of Landlord's
              rights as to any subsequent Transfers. In addition, Tenant shall
              not, without Landlord's consent, publicly advertise the proposed
              rental rate for any Transfer.

       B.     If Tenant requests Landlord's consent to a Transfer, Tenant,
              together with such request for consent, shall provide Landlord
              with the name of the proposed transferee and the nature of the
              business of the proposed transferee, the term, use, rental rate
              and all other material terms and conditions of the proposed
              Transfer, including, without limitation, a copy of the proposed
              assignment, sublease or other contractual documents and evidence
              satisfactory to Landlord that the proposed transferee is
              financially responsible. Notwithstanding Landlord's agreement to
              act reasonably under Section XIII.A. above, Landlord may, within
              thirty (30) days after its receipt of all information and
              documentation required herein, either, (1) consent to or
              reasonably refuse to consent to such Transfer in writing; or (2)
              terminate this Lease, with thirty (30) days prior notice, with
              respect to the Premises (if Tenant is proposing to assign the
              Lease) or with respect to the portion of the Premises that Tenant
              is proposing to sublet if the proposed sublease, with or without
              renewal options, is to expire during the last twelve (12) months
              of the Lease Term. Notwithstanding the foregoing, Tenant, within
              ten (10) days after receipt of Landlord's notice of intent to
              terminate, may withdraw its request for consent to the Transfer.
              In such event, Landlord's election to terminate the Lease with
              respect to all or a portion of the Premises as described above
              shall be null and void and of no force and effect. If Landlord
              consents to any such Transfer, the Transfer and consent thereto
              shall be in a form approved by Landlord, and Tenant shall bear all
              costs and expenses incurred by Landlord in connection with the
              review and approval of such documentation, which costs and
              expenses shall be deemed to be at least Five Hundred Dollars
              ($500.00). Notwithstanding the foregoing, provided that Tenant
              does not request any changes to this Lease or Landlord's standard
              form of consent in connection with the proposed transfer, such
              costs and expenses shall not exceed Five Hundred Dollars
              ($500.00).

       C.     Fifty percent (50%) of all cash or other proceeds (the "Transfer
              Consideration") of any Transfer of Tenant's interest in this Lease
              and/or the Premises, whether consented to by Landlord or not,
              shall be paid to Landlord and Tenant hereby assigns all rights it
              might have or ever acquire in any such proceeds to Landlord. In
              addition to the Rent hereunder, Tenant hereby covenants and agrees
              to pay to Landlord fifty percent (50%) of all rent and other
              consideration which it receives which is in excess of the Rent
              payable hereunder within ten (10) days following receipt thereof
              by Tenant. Any assignee of Tenant's rights under this Lease shall
              pay all sums due under this Lease directly to Landlord. Further,
              if Tenant is in Monetary Default (defined in Section XXII.A.
              below), Landlord may require that all sublease payments be made
              directly to Landlord, in which case Tenant shall receive a credit
              against Rent in the amount of any payments received (less

                                       21
<PAGE>

              Landlord's share of any excess). However, by accepting any such
              payments directly from the assignee or subtenant, whether as a
              result of the foregoing or otherwise, Landlord does not waive any
              claims against the Tenant hereunder or release Tenant from any
              obligations under this Lease, nor recognize the subtenant as the
              tenant under the Lease.

       D.     If Tenant is a corporation, limited liability company or similar
              entity, and if at any time during the Lease Term the entity or
              entities who own the voting shares at the time of the execution of
              this Lease cease for any reason (including but not limited to
              merger, consolidation or other reorganization involving another
              corporation) to own a majority of such shares, or if Tenant is a
              partnership and if at any time during the Lease Term the general
              partner or partners who own the general partnership interests in
              the partnership at the time of the execution of this Lease, cease
              for any reason to own a majority of such interests (except as the
              result of transfers by gift, bequest or inheritance to or for the
              benefit of members of the immediate family of such original
              shareholder[s] or partner[s]), such an event shall be deemed to be
              a Transfer. The preceding sentence shall not apply whenever Tenant
              is a corporation, the outstanding stock of which is listed on a
              recognized security exchange, or if at least eighty percent (80%)
              of its voting stock is owned by another corporation, the voting
              stock of which is so listed.

       E.     Notwithstanding anything to the contrary contained in Section
              XIII.A or Section XIII.D., Tenant may assign its entire interest
              under this Lease or sublet the Premises to a wholly owned
              corporation, partnership or other legal entity or affiliate,
              subsidiary or parent of Tenant or to any successor to Tenant by
              purchase, merger, consolidation or reorganization (hereinafter,
              collectively, referred to as "Permitted Transfer" and the
              transferee of a Permitted Transfer a "Permitted Transferee")
              without the consent of Landlord, provided: (i) Tenant is not in
              default under this Lease; (ii) if such proposed transferee is a
              successor to Tenant by purchase, merger, consolidation or
              reorganization, the continuing or surviving entity shall own all
              or substantially all of the assets of Tenant and shall have a net
              worth which is at least equal to the greater of Tenant's net worth
              at the date of this Lease or Tenant's net worth at the date of the
              Transfer; (iii) such proposed transferee operates the business in
              the Premises for the Permitted Use and no other purpose; and (iv)
              in no event shall any Permitted Transfer release or relieve Tenant
              from any of its obligations under this Lease. Tenant shall give
              Landlord written notice at least thirty (30) days prior to the
              effective date of such Permitted Transfer. As used herein: (a)
              "parent" shall mean a company which owns a majority of Tenant's
              voting equity; (b) "subsidiary" shall mean an entity wholly owned
              by Tenant or at least fifty-one percent (51%) of whose voting
              equity is owned by Tenant; and (c) "affiliate" shall mean an
              entity controlled, controlling or under common control with
              Tenant. Notwithstanding the foregoing, sale of the shares of
              equity of any affiliate or subsidiary to which this Lease has been
              assigned or transferred other than to another parent, subsidiary
              or affiliate of the original Tenant named hereunder shall be
              deemed to be an assignment requiring the consent of Landlord
              hereunder.

       F.     Any Transfer consented to by Landlord in accordance with this
              Article XIII shall be only for the Permitted Use and for no other
              purpose. In no event shall any Transfer release or relieve Tenant
              or any Guarantors from any obligations under this Lease.

XIV. LIENS.

       Tenant will not permit any mechanic's liens or other liens to be placed
upon the Premises or Tenant's leasehold interest therein, the Building, or the
Property. Landlord's title to the Building and Property is and always shall be
paramount to the interest of Tenant, and nothing herein contained shall empower
Tenant to do any act that can, shall or may encumber Landlord's title. In the
event any such lien does attach, Tenant shall, within twenty (20) days of notice
of the filing of said lien, either discharge or bond over such lien to the
satisfaction of Landlord and Landlord's Mortgagee (as hereinafter defined), and
in such a manner as to remove the lien as an encumbrance against the Building
and Property. If Tenant shall fail to so discharge or bond over such lien, then,
in addition to any other right or remedy of Landlord, Landlord may, but shall
not be obligated to bond over or discharge the same. Any amount paid by Landlord
for any of the aforesaid purposes, including reasonable attorneys' fees (if and
to the

                                       22
<PAGE>

extent permitted by law) shall be paid by Tenant to Landlord on demand as
Additional Base Rental. Landlord shall have the right to post and keep posted on
the Premises any notices that may be provided by law or which Landlord may deem
to be proper for the protection of Landlord, the Premises and the Building from
such liens.

XV. INDEMNITY AND WAIVER OF CLAIMS.

       A.     Except to the extent caused by the negligence or willful
              misconduct of Landlord or any Landlord Related Parties (defined
              below), Tenant shall indemnify, defend and hold Landlord, its
              trustees, members, principals, beneficiaries, partners, officers,
              directors, employees, Mortgagee(s) (defined in Article XXX) and
              agents ("Landlord Related Parties") harmless against and from all
              liabilities, obligations, damages, penalties, claims, actions,
              costs, charges and expenses, including, without limitation,
              reasonable attorneys' fees and other professional fees (if and to
              the extent permitted by Law), which may be imposed upon, incurred
              by or asserted against Landlord or any of the Landlord Related
              Parties and arising out of or in connection with any damage or
              injury occurring in the Premises or any acts or omissions
              (including violations of Law) of Tenant, the Tenant Related
              Parties (defined below) or any of Tenant's transferees,
              contractors or licensees.

       B.     Except to the extent caused by the negligence or willful
              misconduct of Tenant or any Tenant Related Parties (defined
              below), Landlord shall indemnify, defend and hold Tenant, its
              trustees, members, principals, beneficiaries, partners, officers,
              directors, employees and agents ("Tenant Related Parties")
              harmless against and from all liabilities, obligations, damages,
              penalties, claims, actions, costs, charges and expenses,
              including, without limitation, reasonable attorneys' fees and
              other professional fees (if and to the extent permitted by Law),
              which may be imposed upon, incurred by or asserted against Tenant
              or any of the Tenant Related Parties and arising out of or in
              connection with the acts or omissions (including violations of
              Law) of Landlord, the Landlord Related Parties or any of
              Landlord's contractors.

       C.     Landlord and the Landlord Related Parties shall not be liable for,
              and Tenant hereby waives, all claims for loss or damage to
              Tenant's business or damage to person or property sustained by
              Tenant or any person claiming by, through or under Tenant
              [including Tenant's principals, agents and employees
              (collectively, the "Tenant Related Parties")] resulting from any
              accident or occurrence in, on or about the Premises, the Building
              or the Property, including, without limitation, claims for loss,
              theft or damage resulting from: (1) the Premises, Building, or
              Property, or any equipment or appurtenances becoming out of
              repair; (2) wind or weather; (3) any defect in or failure to
              operate, for whatever reason, any sprinkler, heating or
              air-conditioning equipment, electric wiring, gas, water or steam
              pipes; (4) broken glass; (5) the backing up of any sewer pipe or
              downspout; (6) the bursting, leaking or running of any tank, water
              closet, drain or other pipe; (7) the escape of steam or water; (8)
              water, snow or ice being upon or coming through the roof,
              skylight, stairs, doorways, windows, walks or any other place upon
              or near the Building; (9) the falling of any fixture, plaster,
              tile or other material; (10) any act, omission or negligence of
              other tenants, licensees or any other persons (not including
              Landlord's employees or agents acting in such capacity) or
              occupants of the Building or of adjoining or contiguous buildings,
              or owners of adjacent or contiguous property or the public, or by
              construction of any private, public or quasi-public work; or (11)
              any other cause of any nature except, as to items 1-9, where such
              loss or damage is due to Landlord's negligent or willful failure
              to make repairs required to be made pursuant to other provisions
              of this Lease, after the expiration of a reasonable time after
              written notice to Landlord of the need for such repairs. To the
              maximum extent permitted by law, Tenant agrees to use and occupy
              the Premises, and to use such other portions of the Building as
              Tenant is herein given the right to use, at Tenant's own risk.

XVI. TENANT'S INSURANCE.

         A.       At all times commencing on and after the earlier of the
                  Commencement Date and the date Tenant or its agents, employees
                  or contractors enters the Premises for any purpose, Tenant
                  shall carry and maintain, at its sole cost and expense:

                                       23
<PAGE>

              1.     Commercial General Liability Insurance applicable to the
                     Premises and its appurtenances providing, on an occurrence
                     basis, a minimum combined single limit of Two Million
                     Dollars ($2,000,000.00), with a contractual liability
                     endorsement covering Tenant's indemnity obligations under
                     this Lease.

              2.     All Risks of Physical Loss Insurance written at replacement
                     cost value and with a replacement cost endorsement covering
                     all of Tenant's Property in the Premises.

              3.     Workers' Compensation Insurance as required by the state in
                     which the Premises is located and in amounts as may be
                     required by applicable statute, and Employers' Liability
                     Coverage of One Million Dollars ($1,000,000.00) per
                     occurrence.

              4.     Whenever good business practice, in Landlord's reasonable
                     judgment, indicates the need of additional insurance
                     coverage or different types of insurance in connection with
                     the Premises or Tenant's use and occupancy thereof, Tenant
                     shall, upon request, obtain such insurance at Tenant's
                     expense and provide Landlord with evidence thereof.

       B.     Except for items for which Landlord is responsible under the Work
              Letter Agreement, before any repairs, alterations, additions,
              improvements, or construction are undertaken by or on behalf of
              Tenant, Tenant shall carry and maintain, at its expense, or Tenant
              shall require any contractor performing work on the Premises to
              carry and maintain, at no expense to Landlord, in addition to
              Workers' Compensation Insurance as required by the jurisdiction in
              which the Building is located, All Risk Builder's Risk Insurance
              in the amount of the replacement cost of any alterations,
              additions or improvements (or such other amount reasonably
              required by Landlord) and Commercial General Liability Insurance
              (including, without limitation, Contractor's Liability coverage,
              Contractual Liability coverage and Completed Operations coverage,)
              written on an occurrence basis with a minimum combined single
              limit of Two Million Dollars ($2,000,000.00) and adding "the named
              Landlord hereunder (or any successor thereto), Equity Office
              Properties Trust, a Maryland real estate investment trust, EOP
              Operating Limited Partnership, a Delaware limited partnership, and
              their respective members, principals, beneficiaries, partners,
              officers, directors, employees, agents and any Mortgagee(s)", and
              other designees of Landlord as the interest of such designees
              shall appear, as additional insureds (collectively referred to as
              the "Additional Insureds").

       C.     Any company writing any insurance which Tenant is required to
              maintain or cause to be maintained pursuant to the terms of this
              Lease (all such insurance as well as any other insurance
              pertaining to the Premises or the operation of Tenant's business
              therein being referred to as "Tenant's Insurance"), as well as the
              form of such insurance, shall at all times be subject to
              Landlord's reasonable approval, and each such insurance company
              shall have an A.M. Best rating of "A-" or better and shall be
              licensed and qualified to do business in the state in which the
              Premises is located. All policies evidencing Tenant's Insurance
              (except for Workers' Compensation Insurance) shall specify Tenant
              as named insured and the Additional Insureds as additional
              insureds. Provided that the coverage afforded Landlord and any
              designees of Landlord shall not be reduced or otherwise adversely
              affected, all of Tenant's Insurance may be carried under a blanket
              policy covering the Premises and any other of Tenant's locations.
              All policies of Tenant's Insurance shall contain endorsements that
              the insurer(s) will give to Landlord and its designees at least
              thirty (30) days' advance written notice of any change,
              cancellation, termination or lapse of said insurance. Tenant shall
              be solely responsible for payment of premiums for all of Tenant's
              Insurance. Tenant shall deliver to Landlord at least fifteen (15)
              days prior to the time Tenant's Insurance is first required to be
              carried by Tenant, and upon renewals at least fifteen (15) days
              prior to the expiration of any such insurance coverage, a
              certificate of insurance of all policies procured by Tenant in
              compliance with its obligations under this Lease. The limits of
              Tenant's Insurance shall in no event limit Tenant's liability
              under this Lease.

                                       24
<PAGE>

       D.     Tenant shall not do or fail to do anything in, upon or about the
              Premises which will: (1) violate the terms of any of Landlord's
              insurance policies; (2) prevent Landlord from obtaining policies
              of insurance acceptable to Landlord or any Mortgagees; or (3)
              result in an increase in the rate of any insurance on the
              Premises, the Building, any other property of Landlord or of
              others within the Building. In the event of the occurrence of any
              of the events set forth in this Section, Tenant shall pay Landlord
              upon demand, as Additional Base Rental, the cost of the amount of
              any increase in any such insurance premium, provided that the
              acceptance by Landlord of such payment shall not be construed to
              be a waiver of any rights by Landlord in connection with a default
              by Tenant under the Lease. If Tenant fails to obtain the insurance
              coverage required by this Lease, Landlord may, at its option,
              obtain such insurance for Tenant, and Tenant shall pay, as
              Additional Base Rental, the cost of all premiums thereon and all
              of Landlord's costs associated therewith.

XVII. SUBROGATION.

       Notwithstanding anything in this Lease to the contrary, Landlord and
Tenant shall cause their respective insurance carriers to waive any and all
rights of recovery, claim, action or causes of action against the other and
their respective trustees, principals, beneficiaries, partners, officers,
directors, agents, and employees, for any loss or damage that may occur to
Landlord or Tenant or any party claiming by, through or under Landlord or
Tenant, as the case may be, with respect to Tenant's Property, the Building, the
Premises, any additions or improvements to the Building or Premises, or any
contents thereof, including all rights of recovery, claims, actions or causes of
action arising out of the negligence of Landlord or any Landlord Related Parties
or the negligence of Tenant or any Tenant Related Parties, which loss or damage
is (or would have been, had the insurance required by this Lease been carried)
covered by insurance.

XVIII. LANDLORD'S INSURANCE.

       Landlord shall maintain property insurance on the Building in such
amounts as Landlord reasonably elects, provided that, during the Lease Term
Landlord shall maintain standard so-called "all risk" property insurance,
covering the Building in an amount equal to the replacement cost thereof
(including Leasehold Improvements approved by Landlord but excluding foundations
and footings) at the time in question. Landlord also shall maintain Commercial
General Liability coverage written on an occurrence basis with a minimum
combined single limit of at least Two Million Dollars ($2,000,000.00). The cost
of such insurance shall be included as a part of the Basic Costs, and payments
for losses and recoveries thereunder shall be made solely to Landlord or the
Mortgagees of Landlord as their interests shall appear.

XIX. CASUALTY DAMAGE.

       A.     If the Premises or any part thereof shall be damaged by fire or
              other casualty, Tenant shall give prompt written notice thereof to
              Landlord. In case the Building shall be so damaged that in
              Landlord's reasonable judgment, substantial alteration or
              reconstruction of the Building shall be required (whether or not
              the Premises has been damaged by such casualty) or in the event
              Landlord will not be permitted by applicable law to rebuild the
              Building in substantially the same form as existed prior to the
              fire or casualty or in the event the Premises has been materially
              damaged and there is less than two (2) years of the Lease Term
              remaining on the date of such casualty or in the event any
              Mortgagee should require that the insurance proceeds payable as a
              result of a casualty be applied to the payment of the mortgage
              debt or in the event of any material uninsured loss to the
              Building, Landlord may, at its option, terminate this Lease by
              notifying Tenant in writing of such termination within ninety (90)
              days after the date of such casualty. Such termination shall be
              effective as of the date of fire or casualty, with respect to any
              portion of the Premises that was rendered untenantable, and the
              effective date of termination specified in Landlord's notice, with
              respect to any portion of the Premises that remained tenantable.
              If Landlord does not elect to terminate this Lease, Landlord shall
              commence and proceed with reasonable diligence to restore the
              Building (provided that Landlord shall not be required to restore
              any unleased premises in the Building) and the Leasehold
              Improvements (but excluding any improvements, alterations or
              additions made by Tenant in violation of this Lease) located
              within the Premises, if any, which Landlord has

                                       25
<PAGE>

              insured (or is required to insure) to substantially the same
              condition they were in immediately prior to the happening of the
              casualty. Notwithstanding the foregoing, Landlord's obligation to
              restore the Building, and the Leasehold Improvements, if any,
              shall not require Landlord to expend for such repair and
              restoration work more than the insurance proceeds actually
              received by the Landlord as a result of the casualty. When repairs
              to the Premises have been completed by Landlord, Tenant shall
              complete the restoration or replacement of all Tenant's Property
              necessary to permit Tenant's reoccupancy of the Premises, and
              Tenant shall present Landlord with evidence satisfactory to
              Landlord of Tenant's ability to pay such costs prior to Landlord's
              commencement of repair and restoration of the Premises. Landlord
              shall not be liable for any inconvenience or annoyance to Tenant
              or injury to the business of Tenant resulting in any way from such
              damage or the repair thereof, except that, subject to the
              provisions of the next sentence, Landlord shall allow Tenant a
              fair diminution of Rent on a per diem basis during the time and to
              the extent any damage to the Premises causes the Premises to be
              rendered untenantable and not used by Tenant. If the Premises or
              any other portion of the Building is damaged by fire or other
              casualty resulting from the negligence of Tenant or any Tenant
              Related Parties, the Rent hereunder shall not be diminished during
              any period during which the Premises, or any portion thereof, is
              untenantable (except to the extent Landlord is entitled to be
              reimbursed by the proceeds of any rental interruption insurance),
              and Tenant shall be liable to Landlord for the cost of the repair
              and restoration of the Building caused thereby to the extent such
              cost and expense is not covered by insurance proceeds. Landlord
              and Tenant hereby waive the provisions of any law from time to
              time in effect during the Lease Term relating to the effect upon
              leases of partial or total destruction of leased property.
              Landlord and Tenant agree that their respective rights in the
              event of any damage to or destruction of the Premises shall be
              those specifically set forth herein.

       B.     Notwithstanding anything in this Article XIX to the contrary, if
              all or any portion of the Premises shall be made untenantable by a
              fire or other casualty, Landlord shall, with reasonable
              promptness, cause an architect or general contractor selected by
              Landlord to estimate the amount of time required to substantially
              complete repair and restoration of the Premises and make the
              Premises tenantable again, using standard working methods (the
              "Completion Estimate"). If the Completion Estimate indicates that
              the Premises cannot be made tenantable within one hundred eighty
              (180) days from the date the repair and restoration is started,
              either party shall have the right to terminate this Lease by
              giving written notice to the other of such election within ten
              (10) days after its receipt of the Completion Estimate. Tenant,
              however, shall not have the right to terminate this Lease in the
              event that the fire or casualty in question was caused by the
              negligence or intentional misconduct of Tenant or any Tenant
              Related Parties. If the Completion Estimate indicates that the
              Premises can be made tenantable within one hundred eighty (180)
              days from the date the repair and restoration is started and
              Landlord has not otherwise exercised its right to terminate the
              Lease pursuant to the terms hereof, or if the Completion Estimate
              indicates that the Premises cannot be made tenantable within one
              hundred eighty (180) days but neither party terminates this Lease
              pursuant to this Article XIX, Landlord shall proceed with
              reasonable promptness to repair and restore the Premises.
              Notwithstanding the foregoing, if Tenant was entitled to but
              elected not to exercise its right to terminate the Lease and
              Landlord does not substantially complete the repair and
              restoration of the Premises within two (2) months after the
              expiration of the estimated period of time set forth in the
              Completion Estimate, which period shall be extended to the extent
              of any Reconstruction Delays, then Tenant may terminate this Lease
              by written notice to Landlord within fifteen (15) days after the
              expiration of such period, as the same may be extended. For
              purposes of this Lease, the term "Reconstruction Delays" shall
              mean: (i) any delays caused by the insurance adjustment process;
              (ii) any delays caused by Tenant; and (iii) any delays caused by
              events of Force Majeure. It is agreed that Reconstruction Delays
              attributable to items (i) or (iii) above shall not exceed ninety
              (90) days for each such type of delay.

       C.     Landlord shall not terminate this Lease in accordance with this
              Article XIX unless it also terminates the leases of all similarly
              affected office tenants in the Building.

                                       26
<PAGE>

              In determining whether other tenants are similarly affected,
              Landlord shall be entitled to consider all relevant factors such
              as the extent of damage, the time to rebuild, the availability of
              insurance proceeds and the rights of the tenants in question to
              impose penalties upon Landlord (including the right to terminate)
              if the repairs are not completed within a specified period of
              time. Landlord shall not, however, be entitled to consider the
              rental rates payable under the leases in question or the length of
              time remaining under the leases in question (unless there is less
              than two (2) years remaining on the Lease Term hereof) in its
              determination of whether to terminate or rebuild.

XX. DEMOLITION.

       INTENTIONALLY OMITTED.

XXI. CONDEMNATION.

       Either party may terminate this Lease if the whole or any material part
of the Premises, or any portion of the Building or Property such that the Tenant
no longer has safe access to the Premises, shall be taken or condemned for any
public or quasi-public use under law, by eminent domain or private purchase in
lieu thereof (a "Taking"). Landlord shall also have the right to terminate this
Lease if there is a Taking of any portion of the Building or Property which
would leave the remainder of the Building unsuitable for use as an office
building in a manner comparable to the Building's use prior to the Taking. In
order to exercise its right to terminate the Lease, Landlord or Tenant, as the
case may be, must provide written notice of termination to the other within
forty five (45) days after the terminating party first receives notice of the
Taking. Any such termination shall be effective as of the date the physical
taking of the Premises or the portion of the Building or Property occurs. If
this Lease is not terminated, the Rentable Area of the Building, the Rentable
Area of the Premises and Tenant's Pro Rata Share shall, if applicable, be
appropriately adjusted. In addition, Rent for any portion of the Premises taken
or condemned shall be abated during the unexpired Lease Term effective when the
physical taking of the portion of the Premises occurs. All compensation awarded
for any such taking or condemnation, or sale proceeds in lieu thereof, shall be
the property of Landlord, and Tenant shall have no claim thereto, the same being
hereby expressly waived by Tenant, except for any portions of such award or
proceeds which are specifically allocated by the condemning or purchasing party
for the taking of or damage to trade fixtures of Tenant, which Tenant
specifically reserves to itself.

XXII. EVENTS OF DEFAULT.

       The following events shall be deemed to be events of default under this
Lease:

       A.     Tenant shall fail to pay when due any Base Rental, Additional Base
              Rental or other Rent under this Lease and such failure shall
              continue for five (5) Business Days after Tenant's receipt of
              written notice from Landlord (hereinafter sometimes referred to as
              a "Monetary Default").

       B.     Any failure by Tenant (other than a Monetary Default) to comply
              with any term, provision or covenant of this Lease, including,
              without limitation, the rules and regulations, which failure is
              not cured within twenty (20) days after delivery to Tenant of
              notice of the occurrence of such failure (or such longer period of
              time as may be reasonably necessary to cure (not to exceed 60
              days), provided that Tenant commences to cure such default within
              twenty (20) days after notice from Landlord and, from time to time
              upon request of Landlord, furnishes Landlord with evidence that
              demonstrates, in Landlord's reasonable judgment, that Tenant is
              diligently pursuing a course that will remedy such failure),
              provided that if any such failure creates a hazardous condition,
              such failure must be cured immediately. Notwithstanding the
              foregoing, if Tenant fails to comply with any particular provision
              or covenant of this Lease, including, without limitation, Tenant's
              obligation to pay Rent when due, on three (3) occasions during any
              twelve (12) month period, any subsequent violation of such
              provision or covenant shall be considered to be an incurable
              default by Tenant.

       C.     Tenant or any Guarantor shall become insolvent, or shall make a
              transfer in fraud of creditors, or shall file bankruptcy or shall
              make a general assignment for the

                                       27
<PAGE>

              benefit of creditors, or Tenant or any Guarantor shall admit in
              writing its inability to pay its debts as they become due.

       D.     Tenant or any Guarantor shall file a petition under any section or
              chapter of the United States Bankruptcy Code, as amended,
              pertaining to bankruptcy, or under any similar law or statute of
              the United States or any State thereof, or Tenant or any Guarantor
              shall be adjudged bankrupt or insolvent in proceedings filed
              against Tenant or any Guarantor thereunder; or a petition or
              answer proposing the adjudication of Tenant or any Guarantor as a
              debtor or its reorganization under any present or future federal
              or state bankruptcy or similar law shall be filed in any court and
              such petition or answer shall not be discharged or denied within
              sixty (60) days after the filing thereof.

       E.     A receiver or trustee shall be appointed for all or substantially
              all of the assets of Tenant or any Guarantor or of the Premises or
              of any of Tenant's Property located thereon in any proceeding
              brought by Tenant or any Guarantor, or any such receiver or
              trustee shall be appointed in any proceeding brought against
              Tenant or any Guarantor and shall not be discharged within sixty
              (60) days after such appointment or Tenant or such Guarantor shall
              consent to or acquiesce in such appointment.

       F.     The leasehold estate hereunder shall be taken on execution or
              other process of law or equity in any action against Tenant.

       G.     INTENTIONALLY OMITTED.

       H.     INTENTIONALLY OMITTED.

       I.     The liquidation, termination, dissolution, forfeiture of right to
              do business, or death of Tenant or any Guarantor.

XXIII. REMEDIES.

       A.     Upon the occurrence of any event or events of default under this
              Lease, Landlord shall have the option to pursue any one or more of
              the following remedies without any notice (except as expressly
              prescribed in Article XXII above) or demand whatsoever (and
              without limiting the generality of the foregoing, Tenant hereby
              specifically waives notice and demand for payment of Rent or other
              obligations due [except as expressly prescribed in Article XXII
              above] and waives any and all other notices or demand requirements
              imposed by applicable law):

              1.     Terminate this Lease, in which event Tenant shall
                     immediately surrender the Premises to Landlord. If Tenant
                     fails to surrender the Premises upon termination of the
                     Lease hereunder, Landlord may without prejudice to any
                     other remedy which it may have, enter upon and take
                     possession of the Premises and expel or remove Tenant and
                     any other person who may be occupying said Premises, or any
                     part thereof, and Tenant hereby agrees to pay to Landlord
                     on demand the amount of all loss and damage, including
                     consequential damage, which Landlord may suffer by reason
                     of such termination, whether through inability to relet the
                     Premises on satisfactory terms or otherwise, specifically
                     including but not limited to all Costs of Reletting
                     (hereinafter defined) and any deficiency that may arise by
                     reason of any reletting or failure to relet.

              2.     Enter upon and take possession of the Premises and expel or
                     remove Tenant or any other person who may be occupying said
                     Premises, or any part thereof, by process of law, without
                     having any civil or criminal liability therefor and without
                     terminating this Lease. Landlord may (but shall be under no
                     obligation to, except as otherwise specifically provided in
                     this subsection 2) relet the Premises or any part thereof
                     for the account of Tenant, in the name of Tenant or
                     Landlord or otherwise, without notice to Tenant for such
                     term or terms which may be greater or less than the period
                     which would otherwise have constituted the balance of the
                     Lease Term and on such conditions (which may include
                     concessions, free rent and alterations of the Premises) and
                     for such uses as Landlord in its

                                       28
<PAGE>

                     absolute discretion may determine, and Landlord may collect
                     and receive any rents payable by reason of such reletting.
                     Tenant agrees to pay Landlord on demand all Costs of
                     Reletting and any deficiency that may arise by reason of
                     such reletting or failure to relet. Landlord shall not be
                     responsible or liable for any failure to relet the Premises
                     or any part thereof or for any failure to collect any Rent
                     due upon any such reletting. No such re-entry or taking of
                     possession of the Premises by Landlord shall be construed
                     as an election on Landlord's part to terminate this Lease
                     unless a written notice of such termination is given to
                     Tenant. Landlord agrees to use reasonable efforts to
                     mitigate damages, provided that such reasonable efforts
                     shall not require Landlord to relet the Premises in
                     preference to any other space in the Building or to relet
                     the Premises to any party that Landlord could reasonably
                     reject as a transferee pursuant to Article XIII hereof.

              3.     Enter upon the Premises without having any civil or
                     criminal liability therefor, and do whatever Tenant is
                     obligated to do under the terms of this Lease, and Tenant
                     agrees to reimburse Landlord on demand for any reasonable
                     expense which Landlord may incur in thus affecting
                     compliance with Tenant's obligations under this Lease
                     together with interest at the lesser of a per annum rate
                     equal to: (a) the Maximum Rate, or (b) the Prime Rate plus
                     four percent (4%).

              4.     In order to regain possession of the Premises and to deny
                     Tenant access thereto in any instance in which Landlord has
                     terminated this Lease or Tenant's right to possession, or
                     to limit access to the Premises in accordance with local
                     law in the event of a default by Tenant, Landlord or its
                     agent may, at the reasonable expense and liability of the
                     Tenant, alter or change any or all locks or other security
                     devices controlling access to the Premises without posting
                     or giving notice of any kind to Tenant. Landlord shall have
                     no obligation to provide Tenant a key or grant Tenant
                     access to the Premises so long as Tenant is in default
                     under this Lease beyond the applicable notice and cure
                     period. Tenant shall not be entitled to recover possession
                     of the Premises, terminate this Lease, or recover any
                     actual, incidental, consequential, punitive, statutory or
                     other damages or award of attorneys' fees, by reason of
                     Landlord's alteration or change of any lock or other
                     security device. Landlord may, without notice, remove and
                     either dispose of or store, at Tenant's reasonable expense,
                     any property belonging to Tenant that remains in the
                     Premises after Landlord has regained possession thereof.

              5.     Terminate this Lease, in which event, Tenant shall
                     immediately surrender the Premises to Landlord and pay to
                     Landlord the sum of: (a) all Rent accrued hereunder through
                     the date of termination, and (b) an amount equal to: the
                     total Rent that Tenant would have been required to pay for
                     the remainder of the Lease Term discounted to present value
                     at the Prime Rate then in effect, minus the then present
                     fair rental value of the Premises for the remainder of the
                     Lease Term, similarly discounted, after deducting all
                     anticipated Costs of Reletting (as defined below).

       B.     For purposes of this Lease, the term "Costs of Reletting" shall
              mean all reasonable costs and expenses incurred by Landlord in
              connection with the reletting of the Premises, including without
              limitation, the cost of cleaning, renovation, repairs, decoration
              and alteration of the Premises for a new tenant or tenants,
              advertisement, marketing, brokerage and legal fees (if and to the
              extent permitted by law), the cost of protecting or caring for the
              Premises while vacant, the cost of removing and storing any
              property located on the Premises, any increase in insurance
              premiums caused by the vacancy of the Premises and any other
              out-of-pocket expenses incurred by Landlord including tenant
              incentives, allowances and inducements.

       C.     Except as otherwise herein provided, no repossession or
              re-entering of the Premises or any part thereof pursuant to
              Article XXIII hereof or otherwise shall relieve Tenant or any
              Guarantor of its liabilities and obligations hereunder, all of
              which shall survive such repossession or re-entering.
              Notwithstanding any such

                                       29
<PAGE>

              repossession or re-entering by reason of the occurrence of an
              event of default, Tenant will pay to Landlord the Rent required to
              be paid by Tenant pursuant to this Lease.

       D.     If Landlord declares Tenant to be in default after expiration of
              the applicable notice and cure period, Landlord shall be entitled
              to receive interest on any unpaid and overdue item of Rent at a
              rate equal to the lesser of (i) the Maximum Rate, or (ii) the
              Prime Rate plus four percent (4%) per annum. No right or remedy
              herein conferred upon or reserved to Landlord is intended to be
              exclusive of any other right or remedy, and each and every right
              and remedy shall be cumulative and in addition to any other right
              or remedy given hereunder or now or hereafter existing by
              agreement, applicable law or in equity. In addition to other
              remedies provided in this Lease, Landlord shall be entitled, to
              the extent permitted by applicable law, to injunctive relief, or
              to a decree compelling performance of any of the covenants,
              agreements, conditions or provisions of this Lease, or to any
              other remedy allowed to Landlord at law or in equity. Forbearance
              by Landlord to enforce one or more of the remedies herein provided
              upon an event of default shall not be deemed or construed to
              constitute a waiver of such default.

       E.     This Article XXIII shall be enforceable to the maximum extent such
              enforcement is not prohibited by applicable law, and the
              unenforceability of any portion thereof shall not thereby render
              unenforceable any other portion.

XXIV. LIMITATION OF LIABILITY.

       NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED IN THIS LEASE, THE
LIABILITY OF LANDLORD (AND OF ANY SUCCESSOR LANDLORD HEREUNDER) TO TENANT SHALL
BE LIMITED TO THE INTEREST OF LANDLORD IN THE BUILDING, AND TENANT AGREES TO
LOOK SOLELY TO LANDLORD'S INTEREST IN THE BUILDING FOR THE RECOVERY OF ANY
JUDGMENT OR AWARD AGAINST THE LANDLORD, IT BEING INTENDED THAT NEITHER LANDLORD
NOR ANY MEMBER, PRINCIPAL, PARTNER, SHAREHOLDER, OFFICER, DIRECTOR OR
BENEFICIARY OF LANDLORD SHALL BE PERSONALLY LIABLE FOR ANY JUDGMENT OR
DEFICIENCY. TENANT HEREBY COVENANTS THAT, PRIOR TO THE FILING OF ANY SUIT FOR AN
ALLEGED DEFAULT BY LANDLORD HEREUNDER, IT SHALL GIVE LANDLORD AND ALL MORTGAGEES
WHOM TENANT HAS BEEN NOTIFIED HOLD MORTGAGES OR DEED OF TRUST LIENS ON THE
PROPERTY, BUILDING OR PREMISES NOTICE AND REASONABLE TIME TO CURE SUCH ALLEGED
DEFAULT BY LANDLORD.

XXV. NO WAIVER.

       Either party's failure to declare a default immediately upon its
occurrence, or delay in taking action for a default shall not constitute a
waiver of the default, nor shall it constitute an estoppel. Either party's
failure to enforce its rights for a default shall not constitute a waiver of its
rights regarding any subsequent default. Receipt by Landlord of Tenant's keys to
the Premises shall not constitute an acceptance or surrender of the Premises.

XXVI. EVENT OF BANKRUPTCY.

       In addition to, and in no way limiting the other remedies set forth
herein, Landlord and Tenant agree that if Tenant ever becomes the subject of a
voluntary or involuntary bankruptcy, reorganization, composition, or other
similar type proceeding under the federal bankruptcy laws, as now enacted or
hereinafter amended, then:

       A.     "Adequate protection" of Landlord's interest in the Premises
              pursuant to the provisions of Section 361 and 363 (or their
              successor sections) of the Bankruptcy Code, 11 U.S.C. Section 101
              et seq., (such Bankruptcy Code as amended from time to time being
              herein referred to as the "Bankruptcy Code"), prior to assumption
              and/or assignment of the Lease by Tenant shall include, but not be
              limited to all (or any part) of the following:

              1.     the continued payment by Tenant of the Base Rental and all
                     other Rent due and owing hereunder and the performance of
                     all other covenants and obligations hereunder by Tenant;

                                       30
<PAGE>

              2.     the furnishing of an additional/new security deposit by
                     Tenant in the amount of three (3) times the then current
                     monthly Base Rental.

       B.     "Adequate assurance of future performance" by Tenant and/or any
              assignee of Tenant pursuant to Bankruptcy Code Section 365 will
              include (but not be limited to) payment of an additional/new
              Security Deposit in the amount of three (3) times the then current
              monthly Base Rental payable hereunder.

       C.     Any person or entity to which this Lease is assigned pursuant to
              the provisions of the Bankruptcy Code, shall be deemed without
              further act or deed to have assumed all of the obligations of
              Tenant arising under this Lease on and after the effective date of
              such assignment. Any such assignee shall, upon demand by Landlord,
              execute and deliver to Landlord an instrument confirming such
              assumption of liability.

       D.     Notwithstanding anything in this Lease to the contrary, all
              amounts payable by Tenant to or on behalf of the Landlord under
              this Lease, whether or not expressly denominated as "Rent," shall
              constitute "rent" for the purposes of Section 502(b) (6) of the
              Bankruptcy Code.

       E.     If this Lease is assigned to any person or entity pursuant to the
              provisions of the Bankruptcy Code, any and all monies or other
              considerations payable or otherwise to be delivered to Landlord
              (including Base Rentals and other Rent hereunder), shall be and
              remain the exclusive property of Landlord and shall not constitute
              property of Tenant or of the bankruptcy estate of Tenant. Any and
              all monies or other considerations constituting Landlord's
              property under the preceding sentence not paid or delivered to
              Landlord shall be held in trust by Tenant or Tenant's bankruptcy
              estate for the benefit of Landlord and shall be promptly paid to
              or turned over to Landlord.

       F.     If Tenant assumes this Lease and proposes to assign the same
              pursuant to the provisions of the Bankruptcy Code to any person or
              entity who shall have made a bona fide offer to accept an
              assignment of this Lease on terms acceptable to the Tenant, then
              notice of such proposed offer/assignment, setting forth: (1) the
              name and address of such person or entity, (2) all of the terms
              and conditions of such offer, and (3) the adequate assurance to be
              provided Landlord to assure such person's or entity's future
              performance under the Lease, shall be given to Landlord by Tenant
              no later than twenty (20) days after receipt by Tenant, but in any
              event no later than ten (10) days prior to the date that Tenant
              shall make application to a court of competent jurisdiction for
              authority and approval to enter into such assumption and
              assignment, and Landlord shall thereupon have the prior right and
              option, to be exercised by notice to Tenant given at any time
              prior to the effective date of such proposed assignment, to accept
              an assignment of this Lease upon the same terms and conditions and
              for the same consideration, if any, as the bona fide offer made by
              such persons or entity, less any brokerage commission which may be
              payable out of the consideration to be paid by such person for the
              assignment of this Lease.

       G.     To the extent permitted by law, Landlord and Tenant agree that
              this Lease is a contract under which applicable law excuses
              Landlord from accepting performance from (or rendering performance
              to) any person or entity other than Tenant within the meaning of
              Sections 365(c) and 365(e) (2) of the Bankruptcy Code.

XXVII. WAIVER OF JURY TRIAL.

       Landlord and Tenant hereby waive any right to a trial by jury in any
action or proceeding based upon, or related to, the subject matter of this
Lease. This waiver is knowingly, intentionally, and voluntarily made by Tenant,
and Tenant acknowledges that neither Landlord nor any person acting on behalf of
Landlord has made any representations of fact to induce this waiver of trial by
jury or in any way to modify or nullify its effect. Tenant further acknowledges
that it has been represented (or has had the opportunity to be represented) in
the signing of this Lease and in the making of this waiver by independent legal
counsel, selected of its own free will, and that it has had the opportunity to
discuss this waiver with counsel.

                                       31
<PAGE>

XXVIII. RELOCATION.

       A.     Landlord, at its expense at any time before or during the Lease
              Term (but not more than twice), shall be entitled to cause Tenant
              to relocate from the Premises to space containing not less than
              95% of the Rentable Area of the Premises and a comparable layout,
              leasehold improvements and finishes as the Premises prior to the
              relocation (the "Relocation Space") within the Building or
              adjacent buildings within the same project at any time upon ninety
              (90) days' prior written notice to Tenant. Such a relocation shall
              not affect this Lease except that from and after the date of such
              relocation, "Premises" shall refer to the Relocation Space into
              which Tenant has been moved, rather than the original Premises as
              herein defined, and the Base Rental shall be adjusted so that
              immediately following such relocation the Base Rental for the
              Relocation Space per annum on a per square foot of Rentable Area
              basis shall be the same as the Base Rental per annum immediately
              prior to such relocation for the original Premises on a per square
              foot of Rentable Area basis, provided that the total monthly Base
              Rental for the Relocation Space shall in no event exceed the Base
              Rental for the Premises. Tenant's Pro Rata Share shall also be
              adjusted in accordance with the formula set forth in this Lease,
              provided that the Additional Base Rental for the Relocation Space
              shall not exceed the Additional Base Rental for the Premises.
              Landlord agrees to reimburse Tenant for all reasonable
              out-of-pocket costs incurred by Tenant in connection with the
              Relocation and not paid directly by Landlord, including the cost
              of moving furniture and equipment, installing cabling and wiring,
              and reprinting existing stationery and business cards and similar
              items of expense.

       B.     Notwithstanding the foregoing, if Landlord provides Tenant with a
              notice of relocation intending to relocate the Premises to any
              location other than the top three (3) floors in the Phase I
              Building or Phase II Building, Tenant shall have the right to
              terminate this Lease by giving written notice of termination to
              Landlord within twenty (20) days after the date of Landlord's
              notice of relocation to Tenant. Such termination shall be
              effective sixty (60) days after the date of Landlord's notice of
              relocation, provided that Landlord, within ten (10) days after
              receipt of Tenant's notice of termination, shall have the right to
              withdraw its notice of relocation. In such event, this Lease shall
              continue in full force and effect as if Landlord had never
              provided Tenant with notice of relocation.

XXIX. HOLDING OVER.

       In the event of holding over by Tenant after expiration or other
termination of this Lease or in the event Tenant continues to occupy the
Premises after the termination of Tenant's right of possession pursuant to
Articles XXII and XXIII hereof, occupancy of the Premises subsequent to such
termination or expiration shall be that of a tenancy at sufferance and in no
event for month-to-month or year-to-year. Tenant shall, throughout the entire
holdover period, be subject to all the terms and provisions of this Lease and
shall pay for its use and occupancy an amount (on a per month basis without
reduction for any partial months during any such holdover) equal to one hundred
fifty percent (150%) of the Base Rental and Additional Base Rental due for the
period immediately preceding such holding over, provided that in no event shall
Base Rental and Additional Base Rental during the holdover period be less than
the fair market rental for the Premises. No holding over by Tenant or payments
of money by Tenant to Landlord after the expiration of the term of this Lease
shall be construed to extend the Lease Term, to create a tenancy-at-will under
Georgia law, or prevent Landlord from recovery of immediate possession of the
Premises by summary proceedings or otherwise. In addition to the obligation to
pay the amounts set forth above during any such holdover period, Tenant also
shall be liable to Landlord for all damage, including any consequential damage,
which Landlord may suffer by reason of any holding over by Tenant, and Tenant
shall indemnify Landlord against any and all claims made by any other tenant or
prospective tenant against Landlord for delay by Landlord in delivering
possession of the Premises to such other tenant or prospective tenant.
Notwithstanding the foregoing, Tenant shall not be liable for consequential
damages unless: (1) Landlord notifies Tenant that it has entered into a lease
for the Premises or has received a bona fide offer to lease the Premises; and
(2) Tenant fails to vacate the Premises within ten (10) days after the date of
Landlord's notice.

XXX. SUBORDINATION TO MORTGAGES; ESTOPPEL CERTIFICATE.

                                       32
<PAGE>

       A.     Tenant accepts this Lease subject and subordinate to any
              mortgage(s), deed(s) of trust, ground lease(s) or other lien(s)
              now or subsequently arising upon the Premises, the Building or the
              Property, and to renewals, modifications, refinancings and
              extensions thereof (collectively referred to as a "Mortgage"). The
              party having the benefit of a Mortgage shall be referred to as a
              "Mortgagee". This clause shall be self-operative, but upon request
              from a Mortgagee, Tenant shall execute a commercially reasonable
              subordination agreement in favor of the Mortgagee. In lieu of
              having the Mortgage be superior to this Lease, a Mortgagee shall
              have the right at any time to subordinate its Mortgage to this
              Lease. If requested by a successor-in-interest to all or a part of
              Landlord's interest in the Lease, Tenant shall, without charge,
              attorn to the successor-in-interest. Notwithstanding the
              foregoing, upon written request by Tenant, Landlord will use
              reasonable efforts to obtain a non-disturbance, subordination and
              attornment agreement from Landlord's then current Mortgagee on
              such Mortgagee's then current standard form of agreement.
              "Reasonable efforts" of Landlord shall not require Landlord to
              incur any cost, expense or liability to obtain such agreement, it
              being agreed that Tenant shall be responsible for any fee or
              review costs charged by the Mortgagee. Upon request of Landlord,
              Tenant will execute the Mortgagee's form of non-disturbance,
              subordination and attornment agreement and return the same to
              Landlord for execution by the Mortgagee. Landlord's failure to
              obtain a non-disturbance, subordination and attornment agreement
              for Tenant shall have no effect on the rights, obligations and
              liabilities of Landlord and Tenant or be considered to be a
              default by Landlord hereunder. Landlord hereby represents and
              covenants to Tenant that, as of the date of this Lease, the
              Building is not subject to a loan secured by a Mortgage.

       B.     Landlord and Tenant shall each, within 10 days after receipt of a
              written request from the other, execute and deliver an estoppel
              certificate to those parties as are reasonably requested by the
              other (including a Mortgagee or prospective purchaser). The
              estoppel certificate shall include a statement certifying that
              this Lease is unmodified (except as identified in the estoppel
              certificate) and in full force and effect, describing the dates to
              which Rent and other charges have been paid, representing that, to
              such party's actual knowledge, there is no default (or stating the
              nature of the alleged default) and indicating other matters with
              respect to the Lease that may reasonably be requested.

XXXI. ATTORNEYS' FEES.

       If either party institutes a suit against the other for violation of or
to enforce any covenant or condition of this Lease, or if either party
intervenes in any suit in which the other is a party to enforce or protect its
interest or rights, the prevailing party shall be entitled to all of its costs
and expenses, including, without limitation, reasonable attorneys' fees.

XXXII. NOTICE.

       Whenever any demand, request, approval, consent or notice ("Notice")
shall or may be given to either of the parties by the other, each such Notice
shall be in writing and shall be sent by hand delivery or by registered or
certified mail with return receipt requested, or sent by overnight courier
service (such as Federal Express) at the respective addresses of the parties for
notices as set forth in Section I.A.10. of this Lease, provided that if Tenant
has vacated the Premises or is in default of this Lease Landlord may serve
Notice by any manner permitted by law. Any Notice under this Lease delivered by
registered or certified mail shall be deemed to have been given, delivered,
received and effective on the earlier of (A) the third day following the day on
which the same shall have been mailed with sufficient postage prepaid or (B) the
delivery date indicated on the return receipt. Notice effected by hand delivery
shall be deemed to have been received upon the earlier of actual receipt or
refusal thereof. Notice sent by overnight courier service shall be deemed given,
delivered, received and effective upon the day after such notice is delivered to
or picked up by the overnight courier service. Either party may, at any time,
change its Notice Address by giving the other party Notice stating the change
and setting forth the new address.

XXXIII. LANDLORD'S LIEN.

       INTENTIONALLY OMITTED.

                                       33
<PAGE>

XXXIV. EXCEPTED RIGHTS.

       This Lease does not grant any rights to light or air over or about the
Building. Landlord excepts and reserves exclusively to itself the use of: (1)
roofs, (2) telephone, electrical and janitorial closets, (3) equipment rooms,
Building risers or similar areas that are used by Landlord for the provision of
Building services, (4) rights to the land and improvements below the floor of
the Premises, (5) the improvements and air rights above the Premises, (6) the
improvements and air rights outside the demising walls of the Premises, and (7)
so long as Tenant's ability to use the Premises for the Permitted Use is not
materially affected, the areas within the Premises used for the installation of
utility lines and other installations serving occupants of the Building.
Landlord has the right to change the Building's name or address. Landlord also
has the right to make such other changes to the Property and Building as
Landlord deems appropriate, provided the changes do not materially affect
Tenant's ability to use the Premises for the Permitted Use. Landlord shall also
have the right (but not the obligation) to temporarily close the Building if
Landlord reasonably determines that there is an imminent danger of significant
damage to the Building or of personal injury to Landlord's employees or the
occupants of the Building. The circumstances under which Landlord may
temporarily close the Building shall include, without limitation, electrical
interruptions, hurricanes and civil disturbances. A closure of the Building
under such circumstances shall not constitute a constructive eviction nor
entitle Tenant to an abatement or reduction of Rent.

XXXV. SURRENDER OF PREMISES.

       At the expiration or earlier termination of this Lease or Tenant's right
of possession hereunder, Tenant shall remove all Tenant's Property from the
Premises, remove all Required Removables designated by Landlord and quit and
surrender the Premises to Landlord, broom clean, and in good order, condition
and repair, ordinary wear and tear, casualty and condemnation excepted. If
Tenant fails to remove any of Tenant's Property within two (2) days after the
termination of this Lease or Tenant's right to possession hereunder, Landlord,
at Tenant's sole cost and expense, shall be entitled to remove and/or store such
Tenant's Property and Landlord shall in no event be responsible for the value,
preservation or safekeeping thereof. Tenant shall pay Landlord, upon demand, any
and all reasonable expenses caused by such removal and all storage charges
against such property so long as the same shall be in the possession of Landlord
or under the control of Landlord. In addition, if Tenant fails to remove any
Tenant's Property from the Premises or storage, as the case may be, within ten
(10) days after written notice from Landlord, Landlord, at its option, may deem
all or any part of such Tenant's Property to have been abandoned by Tenant and
title thereof shall immediately pass to Landlord.

XXXVI. MISCELLANEOUS.

       A.     If any term or provision of this Lease, or the application thereof
              to any person or circumstance shall, to any extent, be invalid or
              unenforceable, the remainder of this Lease, or the application of
              such term or provision to persons or circumstances other than
              those as to which it is held invalid or unenforceable, shall not
              be affected thereby, and each term and provision of this Lease
              shall be valid and enforced to the fullest extent permitted by
              law. This Lease represents the result of negotiations between
              Landlord and Tenant, each of which has been (or has had
              opportunity to be) represented by counsel of its own selection,
              and neither of which has acted under duress or compulsion, whether
              legal, economic or otherwise. Consequently, Landlord and Tenant
              agree that the language in all parts of the Lease shall in all
              cases be construed as a whole according to its fair meaning and
              neither strictly for nor against Landlord or Tenant.

       B.     Tenant agrees not to record this Lease or any memorandum hereof
              without Landlord's prior written consent.

       C.     This Lease and the rights and obligations of the parties hereto
              shall be interpreted, construed, and enforced in accordance with
              the laws of the state in which the Building is located.

       D.     Events of "Force Majeure" shall include strikes, riots, war, acts
              of God, and shortages of labor or materials. Whenever a period of
              time is herein prescribed for the taking of any action by Landlord
              or Tenant, as the case may be, other than

                                       34
<PAGE>

              the payment of Rent or any other sums due hereunder, such party
              shall not be liable or responsible for, and there shall be
              excluded from the computation of such period of time, any delays
              due to events of Force Majeure.

       E.     Landlord shall have the right to transfer and assign, in whole or
              in part, all of its rights and obligations hereunder and in the
              Building and Property referred to herein, and in such event and
              upon such transfer Landlord shall be released from any further
              obligations hereunder, and Tenant agrees to look solely to such
              successor in interest of Landlord for the performance of such
              obligations.

       F.     Tenant hereby represents to Landlord that it has dealt directly
              with and only with the Broker as a broker in connection with this
              Lease. Tenant agrees to indemnify and hold Landlord and the
              Landlord Related Parties harmless from all claims of any brokers
              claiming to have represented Tenant in connection with this Lease.
              Landlord agrees to indemnify and hold Tenant and the Tenant
              Related Parties harmless from all claims of any brokers claiming
              to have represented Landlord in connection with this Lease.
              Landlord agrees to pay Tenant's Broker any commission due Tenant's
              Broker in connection with this Lease pursuant to the terms of a
              separate written agreement between Landlord and Tenant's Broker.

       G.     If there is more than one Tenant, or if the Tenant is comprised of
              more than one person or entity, the obligations hereunder imposed
              upon Tenant shall be joint and several obligations of all such
              parties. All notices, payments, and agreements given or made by,
              with or to any one of such persons or entities shall be deemed to
              have been given or made by, with or to all of them.

       H.     1.   Tenant covenants, warrants and represents that: (a) each
              individual executing, attesting and/or delivering this Lease on
              behalf of Tenant is authorized to do so on behalf of Tenant; (b)
              this Lease is binding upon Tenant; and (c) Tenant is duly
              organized and legally existing in the state of its organization
              and is qualified to do business in the state in which the Premises
              are located.

              2.   Landlord hereby covenants, warrants and represents that: (a)
              each individual executing, attesting and/or delivering this Lease
              on behalf of Landlord is authorized to do so on behalf of
              Landlord; (b) this Lease is binding upon Landlord; and (c)
              Landlord is duly organized and legally existing in the state of
              its organization and is qualified to do business in the state in
              which the Premises are located.

       I.     Tenant acknowledges that the financial capability of Tenant to
              perform its obligations hereunder is material to Landlord and that
              Landlord would not enter into this Lease but for its belief, based
              on its review of Tenant's financial statements, that Tenant is
              capable of performing such financial obligations. Tenant hereby
              represents, warrants and certifies to Landlord that its financial
              statements previously furnished to Landlord were at the time given
              true and correct in all material respects and that there have been
              no material subsequent changes thereto as of the date of this
              Lease. At any time during the Lease Term, Tenant shall provide
              Landlord, upon ten (10) days' prior written notice from Landlord,
              with a current financial statement and financial statements of the
              two (2) years prior to the current financial statement year and
              such other information as Landlord or its Mortgagee may request in
              order to create a "business profile" of Tenant and determine
              Tenant's ability to fulfill its obligations under this Lease. Such
              statement shall be prepared in accordance with generally accepted
              accounting principles and certified by Tenant's chief financial
              officer.

       J.     Except as expressly otherwise herein provided, with respect to all
              required acts of Tenant, time is of the essence of this Lease.
              This Lease shall create the relationship of Landlord and Tenant
              between the parties hereto. Tenant has only a usufruct, not
              subject to purchase or sale, which may not be assigned by Tenant
              except as expressly provided in this Lease.

       K.     This Lease and the covenants and conditions herein contained shall
              inure to the benefit of and be binding upon Landlord and Tenant
              and their respective permitted successors and assigns.

                                       35
<PAGE>

       L.     Notwithstanding anything to the contrary contained in this Lease,
              the expiration of the Lease Term, whether by lapse of time or
              otherwise, shall not relieve Tenant from Tenant's obligations
              accruing prior to the expiration of the Lease Term, and such
              obligations shall survive any such expiration or other termination
              of the Lease Term.

       M.     The headings and titles to the paragraphs of this Lease are for
              convenience only and shall have no affect upon the construction or
              interpretation of any part hereof.

       N.     LANDLORD HAS DELIVERED A COPY OF THIS LEASE TO TENANT FOR TENANT'S
              REVIEW ONLY, AND THE DELIVERY HEREOF DOES NOT CONSTITUTE AN OFFER
              TO TENANT OR OPTION. THIS LEASE SHALL NOT BE EFFECTIVE UNTIL AN
              ORIGINAL OF THIS LEASE EXECUTED BY BOTH LANDLORD AND TENANT AND AN
              ORIGINAL GUARANTY, IF ANY, EXECUTED BY EACH GUARANTOR IS DELIVERED
              TO AND ACCEPTED BY LANDLORD, AND THIS LEASE HAS BEEN APPROVED BY
              LANDLORD'S MORTGAGEES, IF REQUIRED.

       O.     QUIET ENJOYMENT. Tenant shall, and may peacefully have, hold, and
              enjoy the Premises, subject to the other terms of this Lease
              (including, without limitation, Article XXX hereof), without
              hindrance or molestation by Landlord or anyone claiming by,
              through or under Landlord, provided that Tenant pays the Rent
              herein recited to be paid by Tenant and performs all of Tenant's
              covenants and agreements herein contained. This covenant and any
              and all other covenants of Landlord shall be binding upon Landlord
              and its successors only during its or their respective periods of
              ownership of the Landlord's interest hereunder.

XXXVII. ENTIRE AGREEMENT.

This Lease Agreement, including the following Exhibits:

EXHIBIT A         -Outline and Location of Premises
---------
EXHIBIT A-1       -Outline and Location of Refusal Space
-----------
EXHIBIT B         -Rules and Regulations
---------
EXHIBIT C         -Commencement Letter (Intentionally Omitted)
---------
EXHIBIT D         -Work Letter Agreement
---------
EXHIBIT D-1       -Base Building Work in Premises
-----------
EXHIBIT E         -Additional Provisions
---------
EXHIBIT F         -Form of Letter of Credit
---------
EXHIBIT G         -Critical Date Schedule
---------

constitutes the entire agreement between the parties hereto with respect to the
subject matter of this Lease and supersedes all prior agreements and
understandings between the parties related to the Premises, including all lease
proposals, letters of intent and similar documents. TENANT EXPRESSLY
ACKNOWLEDGES AND AGREES THAT LANDLORD HAS NOT MADE AND IS NOT MAKING, AND
TENANT, IN EXECUTING AND DELIVERING THIS LEASE, IS NOT RELYING UPON, ANY
WARRANTIES, REPRESENTATIONS, PROMISES OR STATEMENTS, EXCEPT TO THE EXTENT THAT
THE SAME ARE EXPRESSLY SET FORTH IN THIS LEASE. ALL UNDERSTANDINGS AND
AGREEMENTS HERETOFORE MADE BETWEEN THE PARTIES ARE MERGED IN THIS LEASE WHICH
ALONE FULLY AND COMPLETELY EXPRESSES THE AGREEMENT OF THE PARTIES, NEITHER PARTY
RELYING UPON ANY STATEMENT OR REPRESENTATION NOT EMBODIED IN THIS LEASE. THIS
LEASE MAY BE MODIFIED ONLY BY A WRITTEN AGREEMENT SIGNED BY LANDLORD AND TENANT.
LANDLORD AND TENANT EXPRESSLY AGREE THAT THERE ARE AND SHALL BE NO IMPLIED
WARRANTIES OF MERCHANTABILITY, HABITABILITY, SUITABILITY, FITNESS FOR A
PARTICULAR PURPOSE OR OF ANY OTHER KIND ARISING OUT OF THIS LEASE, ALL OF WHICH
ARE HEREBY WAIVED BY TENANT, AND THAT THERE ARE NO WARRANTIES WHICH EXTEND
BEYOND THOSE EXPRESSLY SET FORTH IN THIS LEASE.

                                       36
<PAGE>

         IN WITNESS WHEREOF, Landlord and Tenant have executed this Lease as of
the day and year first above written.

                            LANDLORD:

                            EOP-BUCKHEAD, L.L.C., A DELAWARE LIMITED LIABILITY
                            COMPANY

                            By: EOP Operating Limited Partnership, a Delaware
                                limited partnership, its sole member

                                By: Equity Office Properties Trust, a Maryland
                                    real estate investment trust, its managing
                                    general partner

                                    By:      /s/ Jeff Sweeney
                                             --------------------------

                                    Name:    Jeff Sweeney
                                             --------------------------

                                    Title:   V.P. Leasing
                                             --------------------------

                            TENANT:

                            VIEWLOCITY, INC., A DELAWARE CORPORATION

                            By: /s/ Stan F. Stoudenmire
                                -------------------------------

                            Name: Stan F. Stoudenmire
                                  -----------------------------

                            Title: Sr. V.P. & CFO
                                   ----------------------------

                                       37
<PAGE>

                                    EXHIBIT A

                        OUTLINE AND LOCATION OF PREMISES

       This Exhibit is attached to and made a part of the Lease dated
_____________, 1999, by and between EOP-BUCKHEAD, L.L.C. ("Landlord") and
VIEWLOCITY, INC. ("Tenant") for space in the Building located at 3475 Piedmont
Road, NE, Atlanta, Georgia.

                                       38
<PAGE>

                                   EXHIBIT A-1

                      OUTLINE AND LOCATION OF REFUSAL SPACE

       This Exhibit is attached to and made a part of the Lease dated
_____________, 1999, by and between EOP-BUCKHEAD, L.L.C. ("Landlord") and
VIEWLOCITY, INC. ("Tenant") for space in the Building located at 3475 Piedmont
Road, NE, Atlanta, Georgia.

                                       39
<PAGE>

                                    EXHIBIT B

                         BUILDING RULES AND REGULATIONS

       The following rules and regulations shall apply, where applicable, to the
Premises, the Building, the parking garage associated therewith (if any), the
Property and the appurtenances thereto:

1.     Sidewalks, doorways, vestibules, halls, stairways and other similar areas
       shall not be obstructed by Tenant or used by Tenant for any purpose other
       than ingress and egress to and from the Premises. No rubbish, litter,
       trash, or material of any nature shall be placed, emptied, or thrown in
       those areas. At no time shall Tenant permit Tenant's employees to loiter
       in common areas or elsewhere in or about the Building or Property.

2.     Plumbing fixtures and appliances shall be used only for the purposes for
       which designed, and no sweepings, rubbish, rags or other unsuitable
       material shall be thrown or placed therein. Damage resulting to any such
       fixtures or appliances from misuse by Tenant or its agents, employees or
       invitees, shall be paid for by Tenant, and Landlord shall not in any case
       be responsible therefor.

3.     No signs, advertisements or notices shall be painted or affixed on or to
       any windows, doors or other parts of the Building, except those of such
       color, size, style and in such places as shall be first approved in
       writing by Landlord. Except in connection with the hanging of lightweight
       pictures, decorations and wall hangings, no nails, hooks or screws shall
       be driven or inserted into any part of the Premises or Building except by
       the Building maintenance personnel, nor shall any part of the Building be
       defaced by Tenant.

4.     Landlord may provide and maintain in the first floor (main lobby) of the
       Building an alphabetical directory board listing all Tenants, and no
       other directory shall be permitted unless previously consented to by
       Landlord in writing.

5.     Tenant shall not place any additional lock or locks on any door in the
       Premises or Building without Landlord's prior written consent. A
       reasonable number of keys to the locks on the doors in the Premises shall
       be furnished by Landlord to Tenant at the cost of Tenant, and Tenant
       shall not have any duplicate keys made. All keys shall be returned to
       Landlord at the expiration or earlier termination of this Lease.

6.     All contractors, contractor's representatives, and installation
       technicians performing work in the Building shall be subject to
       Landlord's prior approval and shall be required to comply with Landlord's
       standard rules, regulations, policies and procedures, as the same may be
       revised from time to time. Tenant shall be solely responsible for
       complying with all applicable laws, codes and ordinances pursuant to
       which said work shall be performed.

7.     Movement in or out of the Building of furniture or office equipment, or
       dispatch or receipt by Tenant of any merchandise or materials which
       require the use of elevators, stairways, lobby areas, or loading dock
       areas, shall be restricted to hours designated by Landlord. Tenant must
       seek Landlord's prior approval by providing in writing a detailed listing
       of any such activity. If approved by Landlord, such activity shall be
       under the supervision of Landlord and performed in the manner stated by
       Landlord. Landlord may prohibit any article, equipment or any other item
       from being brought into the Building. Tenant is to assume all risk for
       damage to articles moved and injury to any persons resulting from such
       activity. If any equipment, property, and/or personnel of Landlord or of
       any other tenant is damaged or injured as a result of or in connection
       with such activity, Tenant shall be solely liable for any and all damage
       or loss resulting therefrom.

8.     Landlord shall have the power to prescribe the weight and position of
       safes and other heavy equipment or items, which in all cases shall not in
       the opinion of Landlord exceed acceptable floor loading and weight
       distribution requirements. All damage done to the Building by the
       installation, maintenance, operation, existence or removal of any
       property of Tenant shall be repaired at the expense of Tenant.

9.     Corridor doors, when not in use, shall be kept closed.

                                       40
<PAGE>

10.      Tenant shall not: (1) make or permit any improper, objectionable or
         unpleasant noises or odors in the Building, or otherwise unreasonably
         interfere in any way with other tenants or persons having business with
         them; (2) solicit business or distribute, or cause to be distributed,
         in any portion of the Building any handbills, promotional materials or
         other advertising; or (3) conduct or permit any other activities in the
         Building that constitutes a nuisance.

11.    No animals, except seeing eye dogs, shall be brought into or kept in, on
       or about the Premises.

12.    No inflammable, explosive or dangerous fluid or substance shall be used
       or kept by Tenant in the Premises or Building. Except for those
       substances as are typically found in similar premises used for general
       business office purposes and are being used by Tenant in accordance with
       all applicable laws, rules and regulations, Tenant shall not, without
       Landlord's prior written consent, use, store, install, spill, remove,
       release or dispose of within or about the Premises or any other portion
       of the Property, any asbestos-containing materials or any solid, liquid
       or gaseous material now or hereafter considered toxic or hazardous under
       the provisions of 42 U.S.C. Section 9601 et seq. or any other applicable
       environmental law which may now or hereafter be in effect. If Landlord
       does give written consent to Tenant pursuant to the foregoing sentence,
       Tenant shall comply with all applicable laws, rules and regulations
       pertaining to and governing such use by Tenant, and shall remain liable
       for all costs of cleanup or removal in connection therewith. =

13.    Tenant shall not use or occupy the Premises in any manner or for any
       purpose which would injure the reputation or impair the present or future
       value of the Premises or the Building; without limiting the foregoing,
       Tenant shall not use or permit the Premises or any portion thereof to be
       used for lodging, sleeping or for any illegal purpose.

14.    Tenant shall not take any action which would violate Landlord's labor
       contracts affecting the Building or which would cause any work stoppage,
       picketing, labor disruption or dispute, or any interference with the
       business of Landlord or any other tenant or occupant of the Building or
       with the rights and privileges of any person lawfully in the Building.
       Tenant shall take any actions necessary to resolve any such work
       stoppage, picketing, labor disruption, dispute or interference and shall
       have pickets removed and, at the request of Landlord, immediately
       terminate at any time any construction work being performed in the
       Premises giving rise to such labor problems, until such time as Landlord
       shall have given its written consent for such work to resume. Tenant
       shall have no claim for damages of any nature against Landlord or any of
       the Landlord Related Parties in connection therewith, nor shall the date
       of the commencement of the Term be extended as a result thereof.

15.    Tenant shall utilize the termite and pest extermination service
       designated by Landlord to control termites and pests in the Premises.
       Except as included in Basic Costs, Tenant shall bear the cost and expense
       of such extermination services.

16.    Tenant shall not install, operate or maintain in the Premises or in any
       other area of the Building, any electrical equipment which does not bear
       the U/L (Underwriters Laboratories) seal of approval, or which would
       overload the electrical system or any part thereof beyond its capacity
       for proper, efficient and safe operation as determined by Landlord,
       taking into consideration the overall electrical system and the present
       and future requirements therefor in the Building. Tenant shall not
       furnish any cooling or heating to the Premises, including, without
       limitation, the use of any electronic or gas heating devices, without
       Landlord's prior written consent. Tenant shall not use more than its
       proportionate share of telephone lines available to service the Building.

17.    Tenant shall not operate or permit to be operated on the Premises any
       coin or token operated vending machine or similar device (including,
       without limitation, telephones, lockers, toilets, scales, amusement
       devices and machines for sale of beverages, foods, candy, cigarettes or
       other goods), except for those vending machines or similar devices which
       are for the sole and exclusive use of Tenant's employees, and then only
       if such operation does not violate the lease of any other tenant of the
       Building.

                                       41
<PAGE>

18.    Bicycles and other vehicles are not permitted inside or on the walkways
       outside the Building, except in those areas specifically designated by
       Landlord for such purposes.

19.    Landlord may from time to time adopt appropriate systems and procedures
       for the security or safety of the Building, its occupants, entry and use,
       or its contents. Tenant, Tenant's agents, employees, contractors, guests
       and invitees shall comply with Landlord's reasonable requirements
       relative thereto.

20.    Landlord shall have the right to prohibit the use of the name of the
       Building or any other publicity by Tenant that in Landlord's opinion may
       tend to impair the reputation of the Building or its desirability for
       Landlord or other tenants. Upon written notice from Landlord, Tenant will
       refrain from and/or discontinue such publicity immediately.

21.    Tenant shall carry out Tenant's permitted repair, maintenance,
       alterations, and improvements in the Premises only during times agreed to
       in advance by Landlord and in a manner which will not unreasonably
       interfere with the rights of other tenants in the Building.

22.    Canvassing, soliciting, and peddling in or about the Building is
       prohibited. Tenant shall cooperate and use its best efforts to prevent
       the same.

23.    At no time shall Tenant permit or shall Tenant's agents, employees,
       contractors, guests, or invitees smoke in any common area of the
       Building, unless such common area has been declared a designated smoking
       area by Landlord, or to allow any smoke from the Premises to emanate into
       the common areas or any other tenant's premises. Landlord shall have the
       right at any time to designate the Building as a non-smoking building.

24.    Tenant shall observe Landlord's rules with respect to maintaining
       standard window coverings at all windows in the Premises so that the
       Building presents a uniform exterior appearance. Tenant shall ensure that
       to the extent reasonably practicable, window coverings are closed on all
       windows in the Premises while they are exposed to the direct rays of the
       sun.

25.    All deliveries to or from the Premises shall be made only at such times,
       in the areas and through the entrances and exits designated for such
       purposes by Landlord. Tenant shall not permit the process of receiving
       deliveries to or from the Premises outside of said areas or in a manner
       which may unreasonably interfere with the use by any other tenant of its
       premises or of any common areas, any pedestrian use of such area, or any
       use which is inconsistent with good business practice.

26.    The work of cleaning personnel shall not be hindered by Tenant after 5:30
       P.M., and such cleaning work may be done at any time when the offices are
       vacant. Windows, doors and fixtures may be cleaned at any time. Tenant
       shall provide adequate waste and rubbish receptacles necessary to prevent
       unreasonable hardship to Landlord regarding cleaning service.

                                       42
<PAGE>

                                    EXHIBIT C

                               COMMENCEMENT LETTER

                              INTENTIONALLY OMITTED

                                       43
<PAGE>

                                    EXHIBIT D

                                   WORK LETTER

       This Exhibit is attached to and made a part of the Lease dated
____________, 1999, by and between EOP-BUCKHEAD, L.L.C. ("Landlord") and
VIEWLOCITY, INC. ("Tenant") for space in the Building located at 3475 Piedmont
Road, NE, Atlanta, Georgia.

1.     This Work Letter shall set forth the obligations of Landlord and Tenant
       with respect to the preparation of the Premises for Tenant's occupancy.
       All improvements described in this Work Letter to be constructed in and
       upon the Premises by Landlord are hereinafter referred to as the
       "Landlord Work." It is agreed that construction of the Landlord Work will
       be completed at Tenant's sole cost and expense, subject to the Allowance
       (as defined below). Landlord shall also perform the Base Building Work in
       the Premises (as described in EXHIBIT D-1) at Landlord's sole cost and
       expense, subject to and in accordance with the terms of EXHIBIT D-1. Any
       portion of the Base Building Work or other work described in EXHIBIT D-1
       which is to be performed at Tenant's cost may be applied by Tenant
       against the Allowance described herein. Landlord shall enter into a
       direct contract for the Landlord Work with Griggs Contracting Inc. In
       addition, Landlord shall have the right to select and/or approve of any
       subcontractors used in connection with the Landlord Work. Landlord
       acknowledges that Landlord and its affiliates have previously bid general
       tenant improvement work performed in office buildings owned by Landlord
       and/or its affiliates in the Atlanta area. Such bids were obtained from
       at least five (5) different general contractors, and included unit
       pricing, and a construction management fee of four and one-half percent
       (4.5%) and an additional fee of two and 45/100 percent (2.45%).

2.     Tenant shall be solely responsible for the timely preparation and
       submission to Landlord of the final architectural, electrical and
       mechanical construction drawings, plans and specifications (called
       "Plans") necessary to construct the Landlord Work, which plans shall be
       subject to approval by Landlord and Landlord's architect and engineers
       and shall comply with their requirements to avoid aesthetic or other
       conflicts with the design and function of the balance of the Building.
       Tenant shall be responsible for all elements of the design of Tenant's
       plans (including, without limitation, compliance with law, functionality
       of design, the structural integrity of the design, the configuration of
       the premises and the placement of Tenant's furniture, appliances and
       equipment), and Landlord's approval of Tenant's plans shall in no event
       relieve Tenant of the responsibility for such design. If requested by
       Tenant, Landlord's architect will prepare the Plans necessary for such
       construction at Tenant's cost. Whether or not the layout and Plans are
       prepared with the help (in whole or in part) of Landlord's architect,
       Tenant agrees to remain solely responsible for the timely preparation and
       submission of the Plans and for all elements of the design of such Plans
       and for all costs related thereto. Tenant has assured itself by direct
       communication with the architect and engineers (Landlord's or its own, as
       the case may be) that the final approved Plans (i.e. approved by Tenant
       and Landlord and in condition required for submittal for a building
       permit) can be delivered to Landlord on or before August 23, 1999 (the
       "Plans Due Date"), provided that Tenant promptly furnishes complete
       information concerning its requirements to said architect and engineers
       as and when requested by them. Landlord agrees that Landlord shall review
       and comment on, as necessary, each submittal of Plans within five (5)
       Business Days after Landlord's receipt of each such Plans submittal, and
       Tenant shall take this time period(s) into consideration when determining
       whether it can deliver final approved Plans by the Plans Due Date. Tenant
       covenants and agrees to cause said final, approved Plans to be delivered
       to Landlord on or before said Plans Due Date and to devote such time as
       may be necessary in consultation with said architect and engineers to
       enable them to complete and submit the Plans within the required time
       limit. Time is of the essence in respect of preparation and submission of
       Plans by Tenant. In the event the Plans are not fully completed and
       approved by the Plans Due Date, Tenant shall be responsible for one (1)
       day of Tenant Delay (as defined in the Lease) for each day during the
       period beginning on the day following the Plans Due Date and ending on
       the date completed Plans are approved. (The word "architect" as used in
       this EXHIBIT D shall include an interior designer or space planner.)

3.     In the event Landlord's estimate and/or the actual cost of construction
       shall exceed the Allowance, Landlord, prior to commencing any
       construction of Landlord Work, shall submit to Tenant a written estimate
       setting forth the anticipated cost of the Landlord

                                       44
<PAGE>

       Work, including but not limited to labor and materials, contractor's fees
       and permit fees. Within three (3) Business Days thereafter, Tenant shall
       either notify Landlord in writing of its approval of the cost estimate,
       or specify its objections thereto and any desired changes to the proposed
       Landlord Work. In the event Tenant notifies Landlord of such objections
       and desired changes, Tenant shall work with Landlord to reach a mutually
       acceptable alternative cost estimate.

4      In the event Landlord's estimate and/or the actual cost of construction
       shall exceed the Allowance, if any (such amounts exceeding the Allowance
       being herein referred to as the "Excess Costs"), Tenant shall pay to
       Landlord such Excess Costs, plus any applicable state sales or use tax
       thereon, upon demand, in accordance with the following: 50% of the Excess
       Costs shall be paid prior to Landlord commencing any Landlord Work and
       the balance of any Excess Costs shall be paid upon completion of the
       Landlord Work. The statements of costs submitted to Landlord by
       Landlord's contractors shall be conclusive for purposes of determining
       the actual cost of the items described therein. The amounts payable by
       Tenant hereunder constitute Rent payable pursuant to the Lease, and the
       failure to timely pay same constitutes an event of default under the
       Lease.

5.     If Tenant shall request any change, addition or alteration in any of the
       Plans after approval by Landlord, Landlord shall have such revisions to
       the drawings prepared, and Tenant shall reimburse Landlord for the cost
       thereof, plus any applicable state sales or use tax thereon, upon demand.
       Promptly upon completion of the revisions, Landlord shall notify Tenant
       in writing of the increased cost which will be chargeable to Tenant by
       reason of such change, addition or deletion. Tenant, within three (3)
       Business Days, shall notify Landlord in writing whether it desires to
       proceed with such change, addition or deletion. In the absence of such
       written authorization, Landlord shall have the option to continue work on
       the Premises disregarding the requested change, addition or alteration,
       or Landlord may elect to discontinue work on the Premises until it
       receives notice of Tenant's decision, in which event Tenant shall be
       responsible for any Tenant Delay in completion of the Premises resulting
       therefrom. In the event such revisions result in a higher estimate of the
       cost of construction and/or higher actual construction costs which exceed
       the Allowance, such increased estimate or costs shall be deemed Excess
       Costs pursuant to Paragraph 4 hereof and Tenant shall pay such Excess
       Costs, plus any applicable state sales or use tax thereon, upon demand,
       in accordance with the schedule described in Section 4 above, provided,
       however, if Landlord has commenced the Landlord Work, then the initial
       50% of the additional Excess Costs described in this Section 5 shall be
       immediately payable.

6.     Following approval of the Plans and the payment by Tenant of the required
       portion of the Excess Costs, if any, Landlord shall obtain the permits
       for the Landlord Work and cause the Landlord Work to be constructed
       substantially in accordance with the approved Plans. Landlord shall
       notify Tenant of substantial completion of the Landlord Work.

7.     Landlord, provided Tenant is not in default, agrees to provide Tenant
       with an allowance (the "Allowance") in an amount not to exceed $30.00 per
       rentable square foot of the Premises to be applied toward the cost of the
       Landlord Work in the Premises. If the Allowance shall not be sufficient
       to complete the Landlord Work, Tenant shall pay the Excess Costs, plus
       any applicable state sales or use tax thereon, as prescribed in paragraph
       4 above. If the Allowance exceeds the cost of Landlord Work, any
       remaining Allowance ("Unused Allowance") shall accrue to the sole benefit
       of Landlord, it being agreed that, subject to the following, Tenant shall
       not be entitled to any credit, offset, abatement or payment with respect
       thereto; provided, however, upon completion of the Landlord Work and
       payment of all costs related thereto, Landlord shall apply up to 50% of
       the Unused Allowance (but in no event more than $1.50 per rentable square
       foot contained in the initial Premises) against the second and subsequent
       installments of Base Rental and Additional Base Rental due under this
       Lease. Landlord shall be entitled to deduct from the Allowance a
       construction management fee for Landlord's oversight of the Landlord Work
       in an amount equal to four and one-half percent (4.5%) of the total cost
       of the Landlord Work.

8.     In addition to the above described Allowance, Landlord, provided Tenant
       is not in default, agrees to be responsible for the cost to prepare the
       initial preliminary space plan and one (1) revision thereto (up to a
       maximum cost of $0.10 per rentable square foot in the initial Premises)
       (the "Space Planning Allowance") and Tenant shall be responsible for all

                                       45
<PAGE>

       other costs incurred in connection with the preparation of the
       preliminary space plans. The Space Planning Allowance shall be paid to
       Tenant concurrent with the first disbursement of the Allowance, or, at
       Landlord's election, the Space Planning Allowance may be applied against
       the Excess Costs to be paid by Tenant.

9.     FINANCE OF EXCESS COSTS. If Tenant has used the entire Allowance as
       provided herein, Tenant, provided it is not in default under this Lease,
       shall have the right to borrow up to $5.00 per rentable square foot in
       the initial Premises (the "Additional Allowance") from Landlord in order
       to finance the Excess Costs during the initial Lease Term. Any Additional
       Allowance borrowed by Tenant hereunder shall be repaid to Landlord as
       Additional Base Rental in equal monthly installments throughout the
       initial Lease Term at an interest rate equal to thirteen percent (13%)
       per annum. If Tenant is in default under this Lease after the expiration
       of applicable cure periods, the entire unpaid balance of the Additional
       Allowance borrowed by Tenant shall become immediately due and payable
       and, except to the extent required by applicable law, shall not be
       subject to mitigation or reduction in connection with a reletting of the
       Premises by Landlord.

10.    This EXHIBIT D shall not be deemed applicable to any additional space
       added to the original Premises at any time or from time to time, whether
       by any options under the Lease or otherwise, or to any portion of the
       original Premises or any additions to the Premises in the event of a
       renewal or extension of the original Term of this Lease, whether by any
       options under the Lease or otherwise, unless expressly so provided in the
       Lease or any amendment or supplement to the Lease.

       IN WITNESS WHEREOF, Landlord and Tenant have executed this exhibit as of
the day and year first above written.

                            LANDLORD:

                            EOP-BUCKHEAD, L.L.C., A DELAWARE LIMITED LIABILITY
                            COMPANY

                            By: EOP Operating Limited Partnership, a Delaware
                                limited partnership, its sole member

                                By: Equity Office Properties Trust, a Maryland
                                    real estate investment trust, its managing
                                    general partner

                                    By: /s/ Jeff Sweeney
                                        ----------------------------

                                    Name: Jeff Sweeney
                                          --------------------------

                                    Title: V.P. Leasing
                                           -------------------------

                            TENANT:

                            VIEWLOCITY, INC., A DELAWARE CORPORATION

                            By: /s/ Stan F. Stoudenmire
                                -------------------------------

                            Name: Stan F. Stoudenmire
                                  -----------------------------

                            Title: Sr. V.P. & CFO
                                   ----------------------------

                                       46
<PAGE>

                                   EXHIBIT D-1

                 BASE BUILDING WORK IN OR AFFECTING THE PREMISES

This Exhibit is attached to and made a part of the Lease dated ____________,
1999, by and between EOP-BUCKHEAD, L.L.C. ("Landlord") and VIEWLOCITY, INC.
("Tenant") for space in the Building located at 3475 Piedmont Road, NE, Atlanta,
Georgia.

EXTERIOR WALLS:

<TABLE>
<S>                                  <C>
Glazing:                             Floor to ceiling painted extruded aluminum
                                     "window wall" system with an 8" interior
                                     knee wall, allowing for flexible installation
                                     of telephone, electrical and data cabling
                                     along the perimeter wall. Energy efficient
                                     1" tinted "Low-E" vision glass provides
                                     Class "A" system performance and appearance.

Mini-Blinds:                         1"  horizontal mini-blinds on all exterior
                                     windows, except at the lobby level.

MECHANICAL SYSTEM FOR BUILDING:

General Description:                 Direct Digital Control (DDC) Energy Management
                                     System (EMS) controlled mechanical system.

Design                               Criteria: The HVAC equipment maintains
                                     conditions to plus or minus 1%, based upon
                                     Georgia Energy Code and the local conditions
                                     specified in the 1997 edition of ASHRAE
                                     Handbook of Fundamentals:

                                     SUMMER:   75 Deg.F@ 50% max. relative
                                     humidity interior, based upon outside conditions
                                     of 94 Deg.F dry bulb and 74 Deg.F wet bulb.

                                     WINTER:  72 Deg.F interior, based upon outside
                                     conditions of 22 Deg.F dry bulb.

                                     The foregoing criteria is based upon the
                                     Building standard usage of electricity and
                                     lighting and is based upon a maximum of 150
                                     square feet occupied per person

System Equipment:                    A two-cell, induced draft cooling tower with a
                                     motor in each cell. Water-cooled self-contained
                                     air-conditioned VAV units are connected to medium
                                     pressure duct. Primary conditioned air is
                                     distributed to the VAV/PIU units through medium
                                     pressure ductwork, perimeter low-pressure ductwork,
                                     perimeter slots and perforated metal diffusers.
                                     Exterior building zones are conditioned with PIU
                                     units with electric heat. Interior zones are
                                     conditioned with cooling only VAV units. The
                                     core zones are conditioned with constant volume
                                     PIU units with heat.

                                     Tenant is responsible for installing interior HVAC
                                     diffusers (but not exterior diffusers, which are
                                     part of Base Building Work), and the balancing of
                                     HVAC system serving the Premises once the tenant
                                     improvements in the Premises are in place.

LIFE SAFETY SYSTEM FOR BUILDING:

General Description:                 Base Building fire alarm system complying with all
                                     applicable NFPA requirements for shell building
                                     including

                                       47
<PAGE>

<S>                                  <C>
                                     life safety emergency lighting, exit signs,
                                     annunciators, smoke detectors, emergency generator,
                                     etc. on a full floor, non-partitioned basis.

                                     All heated areas of the building will have a
                                     "wet-pipe" sprinkler system configured on a full
                                     floor, non-partitioned basis with up-right turned up.

BUILDING CORE:

Gypsum Board Walls:                  Typical core partitions: 3 5/8" metal studs at 24" o.c.
                                     with 5/8" gypsum wallboard.

Wood Doors:                          Building standard doors are white birch 3'0", full height
                                     premium pre-finished stain grade solid core wood doors.

Frames:                              Frames at service level will be hollow metals, all others
                                     will be aluminum.

Hardware:                            Building standard hardware will be a satin finish chrome plated
                                     lever design with mortise lock sets.

Plumbing:                            One domestic  water heater with a re-circulating line provides
                                     hot water on four to five floor intervals. Two wet columns are
                                     available on each floor.

Power:                               Busway at 480/277 volts extending from the main switchboard to
                                     the electrical rooms on each floor. Junction box grid system
                                     on every floor for future tenant lighting receptacles.

Telephone:                           Telephone closets on each floor with grounded backboards.

Metering:                            Available based on tenant requirements.

Exit & Emergency Exits:              Emergency fixtures shall be located on a full floor,
                                     non-partitioned basis in stairwells, corridors, building exits,
                                     lobbies, and toilet rooms

BASE BUILDING "ABOVE THE CEILING" DEFINITION:

Ceiling:                             Acoustical tile ceiling is suspended 9'0" above the finished floor.
                                     Acoustical tile are 2'-0" x 2'-0" Eclipse by USG (or equal) with
                                     Donn Fineline grid by USG (or equal).  Tiles and light fixtures are
                                     stacked on the floor for installation by the tenant as a part of
                                     the tenant improvement installation. The grid is installed as a
                                     part of base building.

Lighting:                            The tenant spaces will be provided  with 2'x4', 3 lamp, 18 cell
                                     recessed troffer, 3" deep parabolic lenses and electronic ballast
                                     using T8 octron lamps. Base building fixtures are allotted at a
                                     ratio of approximately one fixture per 100 usable square feet of the
                                     premises and will be stacked on the floor and installed by the tenant
                                     as part of the tenant improvement installation.

Fire Sprinkler:                      Office sprinkler heads are upright turned heads at the concrete
                                     deck (1/225 usable square feet). The relocation of existing
                                     heads or any additional heads necessitated by the tenant's plan
                                     shall be provided by tenant as part of the tenant improvement
                                     installation.

Electrical:                          A tenant grid system  supporting  120 volt receptacle power and
                                     277 volt lighting will be installed on each floor. This

                                       48
<PAGE>

<S>                                  <C>
                                     system will consist of junction boxes located approximately 30'
                                     centers connected via a disconnect 75 KVA  transformer; 100 amp
                                     lighting panel and a 225 amp double section receptacle panel.
                                     Each junction box will contain branch circuiting capable of
                                     supporting the following load densities: receptacle power of 5
                                     watts per usable square foot on a connected load basis and
                                     lighting of 2 watts per usable square foot.

Window Sill:                         An 8 inch window sill condition exists below the exterior glass
                                     to facilitate Tenant's installation of electrical, telephone
                                     and computer cabling. The installation and finishing of the
                                     sheetrock at said sill as well as the installation of said
                                     electrical, telephone and computer cabling shall be provided by
                                     tenant as part of the tenant improvement installation.
</TABLE>

       IN WITNESS WHEREOF, Landlord and Tenant have executed this exhibit as of
the day and year first above written.

                            LANDLORD:

                            EOP-BUCKHEAD, L.L.C., A DELAWARE LIMITED LIABILITY
                            COMPANY

                            By: EOP Operating Limited Partnership, a Delaware
                                limited partnership, its sole member

                                By: Equity Office Properties Trust, a Maryland
                                    real estate investment trust, its managing
                                    general partner

                                    By: _____________________________

                                    Name: ___________________________

                                    Title: __________________________

                            TENANT:

                            VIEWLOCITY, INC., A DELAWARE CORPORATION

                            By: _____________________________

                            Name: _____________________________

                            Title: _____________________________

                                       49
<PAGE>

                                    EXHIBIT E

                              ADDITIONAL PROVISIONS

       This Exhibit is attached to and made a part of the Lease dated
____________, 1999, by and between EOP-BUCKHEAD, L.L.C. ("Landlord") and
VIEWLOCITY, INC. ("Tenant") for space in the Building located at 3475 Piedmont
Road, NE, Atlanta, Georgia.

I. PARKING.

       A.     During the initial Lease Term, Tenant shall have the right to
              lease up to 77 unreserved parking spaces and 6 reserved spaces
              (collectively, the "Spaces") in, or on the roof of, the Building
              garage ("Garage") for the use of Tenant and its employees. No
              deductions or allowances shall be made for days when Tenant or any
              of its employees does not utilize the parking facilities or for
              Tenant utilizing less than all of the Spaces. Tenant shall not
              have the right to lease or otherwise use more than the number of
              reserved and unreserved Spaces set forth above. In order to lease
              any of the parking Spaces available to Tenant hereunder, Tenant
              must provide Landlord with at least thirty (30) days prior written
              notice that it desires to lease the parking Spaces in accordance
              with this Section. Such notice shall specify the number of Spaces
              which Tenant elects to lease hereunder (up to an aggregate of 77
              unreserved parking spaces and 6 reserved spaces). If Tenant's
              notice specifies less than the maximum number of Spaces available
              to Tenant hereunder, Tenant may elect to lease additional Spaces
              (up to a maximum aggregate of 77 unreserved parking spaces and 6
              reserved spaces) by providing subsequent thirty (30) day notices
              to Landlord.

       B.     During the initial Lease Term, Tenant shall pay Landlord, as
              Additional Base Rental in accordance with Article IV of the Lease,
              the sum of $45.00 per month, plus applicable tax thereon, if any,
              for each unreserved Space leased by Tenant hereunder, and the sum
              of $75.00 per month, plus applicable tax thereon, if any, for each
              reserved Space leased by Tenant hereunder, as such rates may be
              adjusted from time-to-time to reflect the then current rate for
              parking in the Garage.

       C.     Except for particular spaces and areas designated by Landlord for
              reserved parking, all parking in the Garage and surface parking
              areas serving the Building shall be on an unreserved, first-come,
              first-served basis.

       D.     Landlord shall not be responsible for money, jewelry, automobiles
              or other personal property lost in or stolen from the Garage or
              the surface parking areas regardless of whether such loss or theft
              occurs when the Garage or other areas therein are locked or
              otherwise secured. Except as caused by the negligence or willful
              misconduct of Landlord and without limiting the terms of the
              preceding sentence, Landlord shall not be liable for any loss,
              injury or damage to persons using the Garage or the surface
              parking areas or automobiles or other property therein, it being
              agreed that, to the fullest extent permitted by law, the use of
              the Spaces shall be at the sole risk of Tenant and its employees.

       E.     Landlord shall have the right from time to time to designate the
              location of the Spaces and to promulgate reasonable rules and
              regulations regarding the Garage, the surface parking areas, if
              any, the Spaces and the use thereof, including, but not limited
              to, rules and regulations controlling the flow of traffic to and
              from various parking areas, the angle and direction of parking and
              the like. Tenant shall comply with and cause its employees to
              comply with all such rules and regulations as well as all
              reasonable additions and amendments thereto. Notwithstanding the
              foregoing, it is agreed that Tenant's reserved Spaces shall not be
              located on the roof of the Garage and shall be located within
              reasonable proximity to the Building entrance(s).

       F.     Tenant shall not store or permit its employees to store any
              automobiles in the Garage or on the surface parking areas without
              the prior written consent of Landlord. Except for emergency
              repairs, Tenant and its employees shall not perform any work on
              any automobiles while located in the Garage or on the Property. If
              it is necessary for Tenant or its employees to leave an automobile
              in

                                       50
<PAGE>

              the Garage or on the surface parking areas overnight, Tenant shall
              provide Landlord with prior notice thereof designating the license
              plate number and model of such automobile.

       G.     Landlord shall have the right to temporarily close the Garage or
              certain areas therein in order to perform necessary repairs,
              maintenance and improvements to the Garage or the surface parking
              areas, if any.

       H.     Tenant shall not assign or sublease any of the Spaces without the
              consent of Landlord, which consent shall not be unreasonably
              withheld or delayed provided such assignment or subletting of
              Spaces is to a permitted assignee of Tenant's rights under the
              Lease or a permitted subtenant of all or a portion of the Premises
              and does not exceed 3 Spaces per 1,000 rentable square feet in
              such portion of the Premises. Subject to the foregoing, Landlord
              shall have the right to terminate this Parking Agreement with
              respect to any Spaces that Tenant desires to sublet or assign.

       I.     Landlord may elect to provide parking cards or keys to control
              access to the Garage or surface parking areas, if any. In such
              event, Landlord shall provide Tenant with one card or key for each
              Space that Tenant is leasing hereunder, provided that Landlord
              shall have the right to require Tenant or its employees to place a
              deposit on such access cards or keys and to pay a fee for any lost
              or damaged cards or keys.

       J.     Landlord hereby reserves the right to enter into a management
              agreement or lease with an entity for the Garage ("Garage
              Operator"). In such event, Tenant, upon request of Landlord, shall
              enter into a parking agreement with the Garage Operator and pay
              the Garage Operator the monthly charge established hereunder, and
              Landlord shall have no liability for claims arising through acts
              or omissions of the Garage Operator unless caused by Landlord's
              negligence or willful misconduct. It is understood and agreed that
              the identity of the Garage Operator may change from time to time
              during the Lease Term. In connection therewith, any parking lease
              or agreement entered into between Tenant and a Garage Operator
              shall be freely assignable by such Garage Operator or any
              successors thereto.

       K.     Landlord agrees that, in entering into leases for the Building
              from and after the date of this Lease, Landlord shall not
              contractually agree to make available more than 3.5 parking spaces
              in the Garage per 1,000 rentable square feet in any tenant's
              premises, determined on an average basis among all leases for the
              Building, unless Landlord retains the right to revoke or reclaim
              any parking spaces which exceed such limit.

II. INTENTIONALLY OMITTED.

III. RENEWAL OPTION.

       A.     Tenant shall have the right to extend the Lease Term (the "Renewal
              Option") for one additional period of five (5) years commencing on
              the day following the Termination Date of the initial Lease Term
              and ending on the fifth (5th) anniversary of the Termination Date
              (the "Renewal Term"), if:

              1.     Landlord receives notice of exercise ("Initial Renewal
                     Notice") not less than nine (9) full calendar months prior
                     to the expiration of the initial Lease Term and not more
                     than fifteen (15) full calendar months prior to the
                     expiration of the initial Lease Term; and

              2.     Tenant is not in default under the Lease beyond any
                     applicable cure periods at the time that Tenant delivers
                     its Initial Renewal Notice or at the time Tenant delivers
                     its Binding Notice; and

              3.     No part of the Premises is sublet, other than to a
                     Permitted Transferee (as defined in Section XIII.E of the
                     Lease), at the time that Tenant delivers its Initial
                     Renewal Notice or at the time Tenant delivers its Binding
                     Notice; and

                                       51
<PAGE>

              4.     The Lease has not been assigned, other than to a Permitted
                     Transferee (as defined in Section XIII.E of the Lease),
                     prior to the date that Tenant delivers its Initial Renewal
                     Notice or prior to the date Tenant delivers its Binding
                     Notice.

       B.     The initial Base Rental rate per rentable square foot for the
              Premises during the Renewal Term shall equal the Prevailing Market
              (hereinafter defined) rate per rentable square foot for the
              Premises.

       C.     Tenant shall pay Additional Base Rental (i.e. Basic Costs) for the
              Premises during the Renewal Term in accordance with Article IV of
              the Lease and the Base Year(s) shall be adjusted, if at all, as
              part of the determination of the Prevailing Market rate.

       D.     Within thirty (30) days after receipt of Tenant's Initial Renewal
              Notice, Landlord shall advise Tenant of the applicable Base Rental
              rate for the Premises for the Renewal Term. Tenant, within thirty
              (30) days after the date on which Landlord advises Tenant of the
              applicable Base Rental rate for the Renewal Term, shall either (i)
              give Landlord final binding written notice ("Binding Notice") of
              Tenant's exercise of its option, or (ii) if Tenant disagrees with
              Landlord's determination, provide Landlord with written notice of
              rejection (the "Rejection Notice"). If Tenant fails to provide
              Landlord with either a Binding Notice or Rejection Notice within
              such fifteen (15) day period, Tenant's Renewal Option shall be
              null and void and of no further force and effect. If Tenant
              provides Landlord with a Binding Notice, Landlord and Tenant shall
              enter into the Renewal Amendment upon the terms and conditions set
              forth herein. If Tenant provides Landlord with a Rejection Notice,
              Landlord and Tenant shall work together in good faith to agree
              upon the Prevailing Market rate for the Premises during the
              Renewal Term. Upon agreement Tenant shall provide Landlord with
              Binding Notice and Landlord and Tenant shall enter into the
              Renewal Amendment in accordance with the terms and conditions
              hereof. Notwithstanding the foregoing, if Landlord and Tenant fail
              to agree upon the Prevailing Market rate within thirty (30) days
              after the date Tenant provides Landlord with the Rejection Notice,
              Tenant, by written notice to Landlord (the "Arbitration Notice")
              within five (5) days after the expiration of such thirty (30) day
              period, shall have the right to have the Prevailing Market rate
              determined in accordance with the arbitration procedures described
              in Section E below. If Landlord and Tenant fail to agree upon the
              Prevailing Market rate within the thirty (30) day period described
              and Tenant fails to exercise its right to arbitrate, Tenant's
              Renewal Option shall be deemed to be null and void and of no
              further force and effect.

       E.     ARBITRATION PROCEDURE.

              1.     If Tenant provides Landlord with an Arbitration Notice,
                     Landlord and Tenant, within five (5) days after the date of
                     the Arbitration Notice, shall each simultaneously submit to
                     the other, in a sealed envelope, its good faith estimate of
                     the Prevailing Market rate for the Premises during the
                     Renewal Term (collectively referred to as the "Estimates").
                     If the Estimates are not the same, then, within seven (7)
                     days after the exchange of Estimates, Landlord and Tenant
                     shall each select an appraiser to determine which of the
                     two Estimates most closely reflects the Prevailing Market
                     rate for the Premises during the Renewal Term.

                     Each appraiser so selected shall be certified as an MAI
                     appraiser or as an ASA appraiser and shall have had at
                     least five (5) years experience within the previous ten
                     (10) years as a real estate appraiser working in the
                     Buckhead area of Atlanta, Georgia, with working knowledge
                     of current rental rates and practices. For purposes of the
                     Lease, an "MAI" appraiser means an individual who holds an
                     MAI designation conferred by, and is an independent member
                     of, the American Institute of Real Estate Appraisers (or
                     its successor organization, or in the event there is no
                     successor organization, the organization and designation
                     most similar), and an "ASA" appraiser means an individual
                     who holds the Senior Member designation conferred by, and
                     is an independent member of, the American Society of
                     Appraisers (or its successor organization, or, in the

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<PAGE>

                     event there is no successor organization, the organization
                     and designation most similar).

              2.     Upon selection, Landlord's and Tenant's appraisers shall
                     work together in good faith to agree upon which of the two
                     Estimates most closely reflects the Prevailing Market rate
                     for the Premises. The Estimate chosen by such appraisers
                     shall be binding on both Landlord and Tenant as the Base
                     Rent rate for the Premises, subject to the terms of Section
                     III.E.4 below. If either Landlord or Tenant fails to
                     appoint an appraiser within the seven (7) day period
                     referred to above, the appraiser appointed by the other
                     party shall be the sole appraiser for the purposes hereof.
                     If the two appraisers cannot agree upon which of the two
                     Estimates most closely reflects the Prevailing Market
                     within twenty (20) days after their appointment, then,
                     within ten (10) days after the expiration of such twenty
                     (20) day period, the two (2) appraisers shall select a
                     third appraiser meeting the aforementioned criteria. Once
                     the third appraiser (i.e. arbitrator) has been selected as
                     provided for above, then, as soon thereafter as practicable
                     but in any case within fourteen (14) days, the arbitrator
                     shall make his determination of which of the two Estimates
                     most closely reflects the Prevailing Market rate and such
                     Estimate shall be binding on both Landlord and Tenant as
                     the Base Rent rate for the Premises. If the arbitrator
                     believes that expert advice would materially assist him, he
                     may retain one or more qualified persons to provide such
                     expert advice. The parties shall share equally in the costs
                     of the arbitrator and of any experts retained by the
                     arbitrator. Any fees of any appraiser, counsel or experts
                     engaged directly by Landlord or Tenant, however, shall be
                     borne by the party retaining such appraiser, counsel or
                     expert.

              3.     If the Prevailing Market rate has not been determined by
                     the commencement date of the Renewal Term for the Premises,
                     Tenant shall pay Base Rent at the Minimum Renewal Term Base
                     Rental Rate until such time as the Prevailing Market rate
                     has been determined. Upon such determination, the Base Rent
                     for the Premises shall be retroactively adjusted to the
                     commencement of the Renewal Term for the Premises. If such
                     adjustment results in an underpayment of Base Rent by
                     Tenant, Tenant shall pay Landlord the amount of such
                     underpayment within thirty (30) days after the
                     determination thereof. If such adjustment results in an
                     overpayment of Base Rent by Tenant, Landlord shall credit
                     such overpayment against the next installment of Base Rent
                     due under the Lease and, to the extent necessary, any
                     subsequent installments, until the entire amount of such
                     overpayment has been credited against Base Rent.

              4.     Notwithstanding anything to the contrary contained herein,
                     the parties hereby agree that Landlord shall not be
                     obligated to renew this Lease if the Prevailing Market rate
                     for the Premises during the Renewal Term is less than the
                     Base Rental rate, per rentable square foot per annum,
                     applicable during the last year of the initial Lease Term,
                     plus three (3%) of such rate (the "Minimum Renewal Term
                     Base Rental Rate"), regardless of any determination of
                     Prevailing Market rate made by the appraisers or
                     arbitrator, as described above.

       F.     If Tenant is entitled to and properly exercises its Renewal
              Option, Landlord shall prepare an amendment (the "Renewal
              Amendment") to reflect changes in the Base Rental, Lease Term,
              Termination Date and other appropriate terms. The Renewal
              Amendment shall be sent to Tenant within a reasonable time after
              receipt of the Binding Notice and Tenant shall execute and return
              the Renewal Amendment to Landlord within fifteen (15) days after
              Tenant's receipt of same, but an otherwise valid exercise of the
              Renewal Option shall, at Landlord's option, be fully effective
              whether or not the Renewal Amendment is executed.

       G.     For purposes hereof, "Prevailing Market" shall mean the arms
              length fair market annual rental rate per rentable square foot
              under renewal leases and amendments entered into on or about the
              date on which the Prevailing Market is being determined hereunder
              for space comparable to the Premises in the Building and office
              buildings comparable to the Building in the Buckhead area of

                                       53
<PAGE>

              Atlanta, Georgia. The determination of Prevailing Market shall
              take into account any material economic differences between the
              terms of this Lease and any comparison lease, such as rent
              abatements, construction costs and other concessions and the
              manner, if any, in which the landlord under any such lease is
              reimbursed for operating expenses and taxes. The determination of
              Prevailing Market shall also take into consideration any
              reasonably anticipated changes in the Prevailing Market rate from
              the time such Prevailing Market rate is being determined and the
              time such Prevailing Market rate will become effective under this
              Lease.

IV. RIGHT OF FIRST REFUSAL.

       A.     GRANT OF OPTION. Tenant shall have the right of first refusal with
              respect to the approximately 8,739 rentable square feet of space
              on the sixteenth (16th) floor of the Building shown on the
              demising plan attached hereto as EXHIBIT A-1 (the "Refusal
              Space"), which right of first refusal shall be exercised as
              follows: when Landlord has a prospective tenant ("Prospect")
              interested in leasing the Refusal Space, Landlord shall advise
              Tenant (the "Advice") of the terms under which Landlord is
              prepared to lease the Refusal Space to such Prospect, as modified
              by Landlord for Tenant to reflect a lease term for the Refusal
              Space which terminates coterminous with the initial Premises (the
              "Advice"), and Tenant may lease the Refusal Space, under such
              terms in the Advice, by providing Landlord with written notice of
              exercise ("Notice of Exercise") within five (5) days after the
              date of the Advice, except that Tenant shall have no such Right of
              First Refusal and Landlord need not provide Tenant with an Advice
              if:

              1.     Tenant is in default under the Lease beyond any applicable
                     cure period at the time Landlord would otherwise deliver
                     the Advice; or

              2.     more than twenty percent (20%) of the Premises is sublet,
                     other than to a Permitted Transferee (as defined in Section
                     XIII.E of the Lease), at the time Landlord would otherwise
                     deliver the Advice; or

              3.     the Lease has been assigned, other than to a Permitted
                     Transferee (as defined in Section XIII.E of the Lease),
                     prior to the date Landlord would otherwise deliver the
                     Advice; or

              4.     the Refusal Space is not intended for the exclusive use of
                     Tenant during the Lease Term; or

              5.     the Commencement Date has occurred and the Tenant is not
                     occupying the Premises on the date Landlord would otherwise
                     deliver the Advice.

       B.     TERMS FOR REFUSAL SPACE.

              1.     The term for the Refusal Space shall commence upon the
                     commencement date stated in the Advice and thereupon such
                     Refusal Space shall be considered a part of the Premises,
                     provided that all of the terms stated in the Advice
                     (including, without limitation, the expiration date set
                     forth in the Advice) shall govern Tenant's leasing of the
                     Refusal Space and only to the extent that they do not
                     conflict with the Advice, the terms and conditions of this
                     Lease shall apply to the Refusal Space.

              2.     The Refusal Space (including improvements and personalty,
                     if any) shall be accepted by Tenant in its condition and
                     as-built configuration existing on the earlier of the date
                     Tenant takes possession of the Refusal Space or the date
                     the term for such Refusal Space commences, unless the
                     Advice specifies work to be performed by Landlord in the
                     Refusal Space, in which case Landlord shall perform such
                     work in the Refusal Space.

       C.     TERMINATION OF RIGHT OF FIRST REFUSAL. The rights of Tenant
              hereunder with respect to the Refusal Space shall terminate on the
              earlier to occur of (i) September 30, 2005; (ii) Tenant's failure
              to exercise its Right of First Refusal within the five (5) day
              period provided in paragraph A above; and (iii) the date Landlord
              would have provided Tenant an Advice if Tenant had not been in

                                       54
<PAGE>

              violation of one or more of the conditions set forth in Paragraph
              A above. Notwithstanding item (ii) above, if (i) Tenant was
              entitled to exercise its Right of First Refusal, but failed to
              provide Landlord with a Notice of Exercise within the five (5) day
              period provided in paragraph A above, and (ii) Landlord does not
              enter into a lease for the Refusal Space within a period of six
              (6) months following the date of the Advice, Tenant shall once
              again have a Right of First Refusal with respect to the Refusal
              Space.

       D.     REFUSAL SPACE AMENDMENT

              1.     If Tenant exercises its Right of First Refusal, Landlord
                     shall prepare an amendment (the "Refusal Space Amendment")
                     adding the Refusal Space to the Premises on the terms set
                     forth in the Advice and reflecting the changes in the Base
                     Rental, Rentable Area of the Premises, Tenant's Pro Rata
                     Share and other appropriate terms.

              2.     A copy of the Refusal Space Amendment shall be (i) sent to
                     Tenant within a reasonable time after Landlord's receipt of
                     the Notice of Exercise, and (ii) executed by Tenant and
                     returned to Landlord within ten (10) Business Days
                     thereafter, but an otherwise valid exercise of the Right of
                     First Refusal shall, at Landlord's option, be fully
                     effective whether or not the Refusal Space Amendment is
                     executed.

       E.     Notwithstanding anything herein to the contrary, Tenant's Right of
              First Refusal is subject and subordinate to (i) the renewal or
              extension rights of any tenant leasing all or any portion of the
              Refusal Space, and (ii) the expansion rights (whether such rights
              are designated as a right or first offer, right of first refusal,
              expansion option or otherwise) of HTG Corporation (or any
              successor thereof) existing on the date hereof.

V.  SATELLITE DISH.

       A.     During the initial Lease Term, Tenant shall have the right, by
              providing written notice to Landlord (the "Antenna Notice"), to
              lease space on the roof of the Building or other appropriate space
              on or about the Building, as reasonably determined by Landlord,
              for the purpose of installing (in accordance with Section X.B of
              the Lease), operating and maintaining an antenna, satellite dish
              or other communication device approved by Landlord (the
              "Dish/Antenna"). If Tenant does not provide Landlord with the
              Antenna Notice and install the permitted Dish/Antenna equipment in
              the Roof Space on or before July 1, 2000 (the "Required Antenna
              Notice Date"), then Tenant's rights under this Section V shall be
              subject to the availability of appropriate space on the roof of
              the Building or on or about the Building, as reasonably determined
              by Landlord. If Tenant does not provide Landlord with the Antenna
              Notice and install the permitted Dish/Antenna equipment in the
              Roof Space on or before July 1, 2001, then Tenant's rights under
              this Section V shall be null and void, unless otherwise agreed by
              Landlord in writing. In consideration for Tenant's right to
              install, operate and maintain the Dish/Antenna as described
              herein, Tenant shall pay Landlord monthly payments of $300.00 per
              month, subject to 5% escalations each annual anniversary of the
              Required Antenna Notice Date (the "Dish/Antenna Payments"). The
              Dish/Antenna Payments shall constitute Additional Base Rental
              under the terms of the Lease and Tenant shall be required to make
              these payments in strict compliance with the terms of Section IV
              of the Lease. The exact location and size of the space on the roof
              or on or about the Building to be utilized by Tenant shall be
              designated by Landlord (the "Roof Space"). Landlord reserves the
              right to relocate the Roof Space as reasonably necessary during
              the Lease Term. Landlord's designation shall take into account
              Tenant's use of the Dish/Antenna. Notwithstanding the foregoing,
              Tenant's right to install the Dish/Antenna shall be subject to the
              approval rights of Landlord and Landlord's architect and/or
              engineer with respect to the plans and specifications of the
              Dish/Antenna, the manner in which the Dish/Antenna is attached to
              the roof of the Building and the manner in which any cables are
              run to and from the Dish/Antenna. The precise specifications and a
              general description of the Dish/Antenna along with all documents
              Landlord reasonably requires to review the installation of the
              Dish/Antenna (the "Plans and Specifications") shall be

                                       55
<PAGE>

              submitted to Landlord for Landlord's written approval no later
              than twenty (20) days before Tenant commences to install the
              Dish/Antenna. Tenant shall be solely responsible for obtaining all
              necessary governmental and regulatory approvals and for the cost
              of installing, operating, maintaining and removing the
              Dish/Antenna. Tenant shall notify Landlord upon completion of the
              installation of the Dish/Antenna. If Landlord determines that the
              Dish/Antenna equipment does not comply with the approved Plans and
              Specifications, that the Building has been damaged during
              installation of the Dish/Antenna or that the installation was
              defective, Landlord shall notify Tenant of any noncompliance or
              detected problems and Tenant promptly shall cure the defects. If
              the Tenant fails to promptly cure the defects, Tenant shall pay to
              Landlord upon demand the cost, as reasonably determined by
              Landlord, of correcting any defects and repairing any damage to
              the Building caused by such installation. If at any time Landlord,
              in its sole discretion, deems it necessary, Tenant shall provide
              and install, at Tenant's sole cost and expense, appropriate
              aesthetic screening, reasonably satisfactory to Landlord, for the
              Dish/Antenna (the "Aesthetic Screening").

       B.     Landlord agrees that Tenant, upon reasonable prior written notice
              to Landlord, shall have access to the roof of the Building and the
              Roof Space for the purpose of installing, maintaining, repairing
              and removing the Dish/Antenna, the appurtenances and the Aesthetic
              Screening, if any, all of which shall be performed by Tenant or
              Tenant's authorized representative or contractors, which shall be
              approved by Landlord, at Tenant's sole cost and risk. It is
              agreed, however, that only authorized engineers, employees or
              properly authorized contractors of Tenant, FCC inspectors, or
              persons under their direct supervision will be permitted to have
              access to the roof of the Building and the Roof Space. Tenant
              further agrees to exercise firm control over the people requiring
              access to the roof of the Building and the Roof Space in order to
              keep to a minimum the number of people having access to the roof
              of the Building and the Roof Space and the frequency of their
              visits.

       C.     It is further understood and agreed that the installation,
              maintenance, operation and removal of the Dish/Antenna, the
              appurtenances and the Aesthetic Screening, if any, is not
              permitted to damage the Building or the roof thereof, or interfere
              with the use of the Building and roof by Landlord. Tenant agrees
              to be responsible for any damage caused to the roof or any other
              part of the Building, which may be caused by Tenant or any of its
              agents or representatives.

       D.     Tenant agrees to install only equipment of types and frequencies
              which will not cause unreasonable interference to Landlord or
              existing tenants of the Building. In the event Tenant's equipment
              causes such interference, Tenant will change the frequency on
              which it transmits and/or receives and take any other steps
              necessary to eliminate the interference. If said interference
              cannot be eliminated within a reasonable period of time, in the
              judgment of Landlord, then Tenant agrees to remove the
              Dish/Antenna from the Roof Space.

       E.     Tenant shall, at its sole cost and expense, and at its sole risk,
              install, operate and maintain the Dish/Antenna in a good and
              workmanlike manner, and in compliance with all Building, electric,
              communication, and safety codes, ordinances, standards,
              regulations and requirements, now in effect or hereafter
              promulgated, of the Federal Government, including, without
              limitation, the Federal Communications Commission (the "FCC"), the
              Federal Aviation Administration ("FAA") or any successor agency of
              either the FCC or FAA having jurisdiction over radio or
              telecommunications, and of the state, city and county in which the
              Building is located. Under this Lease, the Landlord and its agents
              assume no responsibility for the licensing, operation and/or
              maintenance of Tenant's equipment. Tenant has the responsibility
              of carrying out the terms of its FCC license in all respects. The
              Dish/Antenna shall be connected to Landlord's power supply in
              strict compliance with all applicable Building, electrical, fire
              and safety codes. Neither Landlord nor its agents shall be liable
              to Tenant for any stoppages or shortages of electrical power
              furnished to the Dish/Antenna or the Roof Space because of any
              act, omission or requirement of the public utility serving the
              Building, or the act or omission of any other tenant, invitee or
              licensee or their respective agents, employees or contractors, or
              for any other cause beyond the reasonable control of Landlord, and
              Tenant shall not be entitled to

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<PAGE>

              any rental abatement for any such stoppage or shortage of
              electrical power. Neither Landlord nor its agents shall have any
              responsibility or liability for the conduct or safety of any of
              Tenant's representatives, repair, maintenance and engineering
              personnel while in or on any part of the Building or the Roof
              Space.

       F.     The Dish/Antenna, the appurtenances and the Aesthetic Screening,
              if any, shall remain the personal property of Tenant, and shall be
              removed by Tenant at its own expense at the expiration or earlier
              termination of this Lease or Tenant's right to possession
              hereunder. Tenant shall repair any damage caused by such removal,
              including the patching of any holes to match, as closely as
              possible, the color surrounding the area where the equipment and
              appurtenances were attached. Tenant agrees to maintain all of the
              Tenant's equipment placed on or about the roof or in any other
              part of the Building in proper operating condition and maintain
              same in satisfactory condition as to appearance and safety in
              Landlord's sole discretion. Such maintenance and operation shall
              be performed in a manner to avoid any interference with any other
              tenants or Landlord. Tenant agrees that at all times during the
              Lease Term, it will keep the roof of the Building and the Roof
              Space free of all trash or waste materials produced by Tenant or
              Tenant's agents, employees or contractors.

       G.     In light of the specialized nature of the Dish/Antenna, Tenant
              shall be permitted to utilize the services of its choice for
              installation, operation, removal and repair of the Dish/Antenna,
              the appurtenances and the Aesthetic Screening, if any, subject to
              the reasonable approval of Landlord. Notwithstanding the
              foregoing, Tenant must provide Landlord with prior written notice
              of any such installation, removal or repair and coordinate such
              work with Landlord in order to avoid voiding or otherwise
              adversely affecting any warranties granted to Landlord with
              respect to the roof. If necessary, Tenant, at its sole cost and
              expense, shall retain any contractor having a then existing
              warranty in effect on the roof to perform such work (to the extent
              that it involves the roof), or, at Tenant's option, to perform
              such work in conjunction with Tenant's contractor. In the event
              the Landlord contemplates roof repairs that could affect Tenant's
              Dish/Antenna, or which may result in an interruption of the
              Tenant's telecommunication service, Landlord shall formally notify
              Tenant at least thirty (30) days in advance (except in cases of an
              emergency) prior to the commencement of such contemplated work in
              order to allow Tenant to make other arrangements for such service.

       H.     Tenant shall not allow any provider of telecommunication, video,
              data or related services ("Communication Services") to locate any
              equipment on the roof of the Building or in the Roof Space for any
              purpose whatsoever, nor may Tenant use the Roof Space and/or
              Dish/Antenna to provide Communication Services to an unaffiliated
              tenant, occupant or licensee of another building, or to facilitate
              the provision of Communication Services on behalf of another
              Communication Services provider to an unaffiliated tenant,
              occupant or licensee of the Building or any other building.

       I.     Tenant acknowledges that Landlord may at some time establish a
              standard license agreement (the "License Agreement") with respect
              to the use of roof space by tenants of the Building. Tenant, upon
              request of Landlord, shall enter into such License Agreement with
              Landlord provided that such agreement does not materially alter
              the rights of Tenant hereunder with respect to the Roof Space.

       J.     Tenant specifically acknowledges and agrees that the terms and
              conditions of Article XV of the Lease (Indemnity and Waiver of
              Claims) shall apply with full force and effect to the Roof Space
              and any other portions of the roof accessed or utilized by Tenant,
              its representatives, agents, employees or contractors.

       K.     If Tenant defaults under any of the terms and conditions of this
              Section or the Lease, and Tenant fails to cure said default within
              the time allowed by Article XXII of the Lease, Landlord shall be
              permitted to exercise all remedies provided under the terms of the
              Lease, including removing the Dish/Antenna, the appurtenances and
              the Aesthetic Screening, if any, and restoring the Building and
              the Roof Space to the condition that existed prior to the
              installation of the Dish/Antenna, the appurtenances and the
              Aesthetic Screening, if any. If Landlord removes the Dish/Antenna,
              the appurtenances and the Aesthetic Screening, if any, as a result

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<PAGE>

              of an uncured default, Tenant shall be liable for all costs and
              expenses Landlord incurs in removing the Dish/Antenna, the
              appurtenances and the Aesthetic Screening, if any, and repairing
              any damage to the Building, the roof of the Building and the Roof
              Space caused by the installation, operation or maintenance of the
              Dish/Antenna, the appurtenances, and the Aesthetic Screening, if
              any.

VI.    STANDARD OF REASONABLENESS. Except as specifically provided otherwise in
       this Lease, and except with regard to requests for consent or approval
       that require Landlord to make a determination of the aesthetics of
       certain signage, alterations or other things that would be visible from
       outside the Premises or Building or to assume certain risks, including,
       without limitation, the risk that a certain alteration, addition and/or
       improvement could adversely affect the mechanical systems or structure of
       the Building or require excess removal costs, Landlord and Tenant agree
       to act reasonably in granting approval or disapproval of any requests by
       the other for consent or approval.

VII.   ENVIRONMENTAL MATTERS.

       A.     Landlord represents, to the best of its knowledge, that the
              Building and Premises are free of Hazardous Materials (as defined
              below) in amounts, and conditions which pose danger to human
              beings or are in violation of applicable environmental laws.

       B.     Tenant shall not use, generate, manufacture, store or dispose of,
              on or about the Premises or Building, or transport to or from the
              Premises or Building, any flammable explosives, radioactive
              materials, hazardous wastes, toxic substances, or any related
              materials or substances, including, without limitation, any
              substance defined as or included in the definition of "hazardous
              substances" under any applicable federal, state or local law,
              regulation or ordinance (collectively, "Hazardous Materials").

       C.     Notwithstanding the provisions of this Section VII, Tenant and
              Landlord shall have the right to use, generate and store on the
              Premises and the Building, and transport to and from the Premises
              and the Building, those Hazardous Materials which are generally
              used in the ordinary course in first class office buildings;
              provided, however, that Tenant's and Landlord's use, generation,
              storage and transport thereof is in compliance with all applicable
              federal, state and local laws, regulations and ordinances.

       D.     Promptly, upon either Landlord's or Tenant's obtaining actual
              knowledge thereof, such party shall immediately notify the other
              party in writing of (i) any and all enforcement, cleanup, removal
              or other governmental or regulatory actions instituted, completed
              or threatened with respect to Hazardous Materials in or at the
              Building pursuant to any applicable federal, state or local law,
              ordinance or regulation, and (ii) all claims made or threatened by
              any third party against Landlord, Tenant, or the Premises relating
              to any damage, loss or injury, whether to person or property,
              resulting from the Hazardous Materials.

VIII.  TELECOMMUNICATIONS PROVIDER.

       A.     Tenant, at its sole cost and expense, shall have the right to
              contract with an alternative telecommunications provider
              ("Alternative Provider") for the provision to the Premises of
              local telephone service or other telecommunication service and
              permit such Alternative Provider to install telephone, data or
              other information cabling or other telecommunications equipment in
              the Premises for such purpose. Tenant shall be permitted to use
              its pro rata share of the Building's riser system for the purpose
              of installing appropriate cabling for such use. The point of entry
              (and method and manner of same) into the Building by such
              Alternative Provider shall be subject to Landlord's reasonable
              approval.

       B.     The rights of Tenant provided herein are subject to (i) Landlord's
              approval of plans and specifications regarding any
              telecommunications equipment or cabling to be installed in the
              Building; (ii) Landlord's approval of the manner and method of any
              such installation; (iii) Landlord's approval of the Alternative
              Provider; and (iv) the Alternative Provider's execution and
              delivery of Landlord's standard telecommunications/communications
              license agreement. The approval of

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<PAGE>

              Landlord required in connection with the foregoing matters shall
              not be unreasonably withheld. Landlord shall not be entitled to
              receive any compensation from Tenant in connection with allowing
              the access described herein, provided such access is used
              exclusively to provide service to Tenant in the Building.

       C.     Tenant and/or its Alternative Provider shall be permitted access
              to the Building's riser system for the initial installation of the
              telecommunications cabling and other equipment and, in order to
              install, maintain, operate and remove the telecommunications
              cabling or other equipment, Tenant and the Alternative Provider
              shall be permitted access to the telecommunications closet(s) on
              the floors on which the Premises are located. Upon expiration or
              earlier termination of this Lease or Tenant's right to possession
              of the Premises, Tenant, at Tenant's cost, if requested by
              Landlord, shall remove all cabling and conduit from the riser
              system or other portions of the Building outside of the Premises
              and other equipment installed by or on behalf of Tenant in
              connection with the service to be provided in accordance with this
              Section XIII.

       IN WITNESS WHEREOF, Landlord and Tenant have executed this exhibit as of
the day and year first above written.

                            LANDLORD:

                            EOP-BUCKHEAD, L.L.C., A DELAWARE LIMITED LIABILITY
                            COMPANY

                            By: EOP Operating Limited Partnership, a Delaware
                                limited partnership, its sole member

                                By: Equity Office Properties Trust, a Maryland
                                    real estate investment trust, its managing
                                    general partner

                                    By: _____________________________

                                    Name: ___________________________

                                    Title: __________________________

                            TENANT:

                            VIEWLOCITY, INC., A DELAWARE CORPORATION

                            By: _____________________________

                            Name: _____________________________

                            Title: _____________________________

                                       59
<PAGE>

                                    EXHIBIT F

                            FORM OF LETTER OF CREDIT

       This Exhibit is attached to and made a part of the Lease dated
_____________, 1999, by and between EOP-BUCKHEAD, L.L.C. ("Landlord") and
VIEWLOCITY, INC. ("Tenant") for space in the Building located at 3475 Piedmont
Road, NE, Atlanta, Georgia.

                         -------------------------------
                         [Name of Financial Institution]

                                     Irrevocable Standby
                                     Letter of Credit
                                     No. ______________________
                                     Issuance Date:_____________
                                     Expiration Date:____________
                                     Applicant:__________________

BENEFICIARY

EOP-Buckhead, L.L.C.
c/o Equity Office Properties Trust
3475 Piedmont Road, NE
Atlanta, Georgia  30305
Attn:  Building Manager

Ladies/Gentlemen:

       We hereby establish our Irrevocable Standby Letter of Credit in your
favor for the account of the above referenced Applicant in the amount of One
Million Two Hundred Twelve Thousand Four Hundred Sixty Eight and 06/100 U.S.
Dollars ($1,212,468.06) available for payment at sight by your draft drawn on us
when accompanied by the following documents:

1.     An original copy of this Irrevocable Standby Letter of Credit.

2.     Beneficiary's dated statement purportedly signed by one of its officers
       reading: "This draw in the amount of ______________________ U.S. Dollars
       ($____________) under your Irrevocable Standby Letter of Credit No.
       ____________________ represents funds due and owing to us as a result of
       the Applicant's failure to comply with one or more of the terms of that
       certain lease by and between EOP-Buckhead, L.L.C., as landlord, and
       Viewlocity, Inc., as tenant."

       It is a condition of this Irrevocable Standby Letter of Credit that it
will be considered automatically renewed for a one year period upon the
expiration date set forth above and upon each anniversary of such date, unless
at least sixty (60) days prior to such expiration date or applicable anniversary
thereof, we notify you in writing by certified mail, return receipt requested,
that we elect not to so renew this Irrevocable Standby Letter of Credit. A copy
of any such notice shall also be sent to: Equity Office Properties Trust, 2
North Riverside Plaza, Suite 2200, Chicago, IL 60606, Attention: Treasurer. In
addition, provided that you have not provided us with written notice of
Applicant's default under the above referenced lease prior to the effective date
of any reduction, the amount of this Irrevocable Standby Letter of Credit shall
automatically reduce in accordance with the following schedule:

<TABLE>
<CAPTION>
EFFECTIVE DATE OF REDUCTION              NEW REDUCED AMOUNT OF LETTER OF CREDIT
<S>                                      <C>
OCTOBER 15, 2002                         $969,974.45
OCTOBER 15, 2003                         $727,480.84
OCTOBER 15, 2004                         $484,987.23
OCTOBER 15, 2005                         $242,493.62
OCTOBER 15, 2006                         $0.00
</TABLE>

In addition to the foregoing, we understand and agree that you shall be entitled
to draw upon this Irrevocable Standby Letter of Credit in accordance with 1. and
2. above in the event that we

                                       60
<PAGE>

elect not to renew this Irrevocable Standby Letter of Credit and, in addition,
you provide us with a dated statement proportedly signed by one of Beneficiary's
officers stating that the Applicant has failed to provide you with an acceptable
substitute irrevocable standby letter of credit in accordance with the terms of
the above referenced lease. We further acknowledge and agree that: (a) upon
receipt of the documentation required herein, we will honor your draws against
this Irrevocable Standby Letter of Credit without inquiry into the accuracy of
Beneficiary's signed statement and regardless of whether Applicant disputes the
content of such statement; (b) this Irrevocable Standby Letter of Credit shall
permit partial draws and, in the event you elect to draw upon less than the full
stated amount hereof, the stated amount of this Irrevocable Standby Letter of
Credit shall be automatically reduced by the amount of such partial draw; and
(c) you shall be entitled to assign your interest in this Irrevocable Standby
Letter of Credit from time to time without our approval and without charge. In
the event of an assignment, we reserve the right to require reasonable evidence
of such assignment as a condition to any draw hereunder.

       This Irrevocable Standby Letter of Credit is subject to the Uniform
Customs and Practice for Documentary Credits (1993 revision) ICC Publication No.
500.

       We hereby engage with you to honor drafts and documents drawn under and
in compliance with the terms of this Irrevocable Standby Letter of Credit.

       All communications to us with respect to this Irrevocable Standby Letter
of Credit must be addressed to our office located at
______________________________________________ to the attention of

________________________________________.

                                        Very truly yours,

                                        __________________________

                                        __________________________
                                                 [NAME]

                                        __________________________
                                                 [TITLE]

                                       61
<PAGE>

                                    EXHIBIT G

                             CRITICAL DATE SCHEDULE

<TABLE>
<CAPTION>
                                                                         CRITICAL DATE         ACTUAL DATE
                                                                         -------------         -----------

<S>                                                                         <C>                  <C>

1.     Equity releases Architect to commence preparation of Construction
       Drawings                                                             Done
                                                                         --------------------- ---------------------

2.     Customer supplies Architect final, approved finish selections        8/13/99
                                                                         --------------------- ---------------------

3.     Architect completes Construction Drawings
                                                                            8/27/99
                                                                         --------------------- ---------------------

4.     Equity and Customer approve Construction Drawings. Construction
       Release forwarded to TI and PM                                       8/30/99
                                                                         --------------------- ---------------------

5.     Equity substantially completes construction                          10/14/99
                                                                         --------------------- ---------------------

6.     Premises ready for Customer to begin furniture installation          10/15/99
                                                                         --------------------- ---------------------

7.     Move-in date                                                         10/15/99
                                                                         --------------------- ---------------------
</TABLE>

After commencement of construction drawings (step 1 above), Customer (tenant)
driven changes to the approved space plans, or to the construction drawings in
process, will be handled as follows:

       a.     Tenant will be responsible for the costs of additional drawings
              necessary to evaluate pricing alternates.

       b.     Tenant will be responsible for any additional costs associated
              with revising construction documents to reflect changes.

       c.     Tenant will be responsible for any delay in the above schedule.

       d.     Tenant will be billed for the cost of the changes plus an
              additional 17% project management fee.

                                       62

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