Document:

EX-4.2

 Exhibit 4.2 

 
  
 FIRSTMERIT CORPORATION, 
 Company, 

AND 

WELLS FARGO BANK, NATIONAL ASSOCIATION, 
 Trustee 
 FIRST 

SUPPLEMENTAL 

INDENTURE 

Dated as of 

February 4, 2013 

TO 

SUBORDINATED 
 NOTES 
 INDENTURE 

Dated as of 

February 4, 2013 
 4.350% SUBORDINATED NOTES DUE 2023 
  

 

 TABLE OF CONTENTS 

 

							
	 	 	 	  	Page	 
			
	ARTICLE I	 	DEFINITIONS	  	 	2	  
			
	 Section 1.1
	 	 Definitions
	  	 	2	  
			
	ARTICLE II	 	GENERAL TERMS AND CONDITIONS OF THE NOTES	  	 	2	  
			
	 Section 2.1
	 	 Designation and Principal Amount
	  	 	2	  
			
	 Section 2.2
	 	 Form and Denomination of Notes
	  	 	2	  
			
	 Section 2.3
	 	 Initial Limit on Amount of Series
	  	 	2	  
			
	 Section 2.4
	 	 Rank; Subordination
	  	 	3	  
			
	 Section 2.5
	 	 Further Issues Without Holders’ Consent
	  	 	3	  
			
	 Section 2.6
	 	 Form and Payment
	  	 	3	  
			
	 Section 2.7
	 	 No Redemption; No Sinking Fund
	  	 	3	  
			
	 Section 2.8
	 	 Special Mandatory Redemption
	  	 	3	  
			
	 Section 2.9
	 	 Events of Default
	  	 	4	  
			
	 Section 2.10
	 	 Global Securities
	  	 	4	  
			
	ARTICLE III	 	ORIGINAL ISSUE OF NOTES	  	 	4	  
			
	 Section 3.1
	 	 Original Issue of Notes
	  	 	4	  
			
	ARTICLE IV	 	MISCELLANEOUS	  	 	4	  
			
	 Section 4.1
	 	 Ratification of Indenture
	  	 	4	  
			
	 Section 4.2
	 	 Conflict with Trust Indenture Act
	  	 	4	  
			
	 Section 4.3
	 	 Effect of Headings and Table of Contents
	  	 	5	  
			
	 Section 4.4
	 	 Successors and Assigns
	  	 	5	  
			
	 Section 4.5
	 	 Separability Clause
	  	 	5	  
			
	 Section 4.6
	 	 Benefits of Indenture
	  	 	5	  
			
	 Section 4.7
	 	 Governing Law
	  	 	5	  
			
	 Section 4.8
	 	 Waiver of Jury Trial
	  	 	5	  
			
	 Section 4.9
	 	 Counterparts
	  	 	5	  
			
	 Section 4.10
	 	 Trustee
	  	 	6	  

  
 -i-

 FIRST SUPPLEMENTAL INDENTURE, dated as of February 4, 2013 (this “Supplemental
Indenture”), between FirstMerit Corporation, an Ohio corporation having an address at III Cascade Plaza, 7th Floor, Akron, Ohio 44308-1103 (hereinafter called the “Company,” which term shall include any successors and
assigns pursuant to the terms of this Supplemental Indenture), and Wells Fargo Bank, National Association, a national banking association having an address at 230 W. Monroe Street, Suite 2900, Chicago, Illinois 60606 (hereinafter called the
“Trustee”). 
 WHEREAS, the Company executed and delivered the Subordinated Notes Indenture (the
“Indenture”), dated as of February 4, 2013, to the Trustee, to provide for the issuance from time to time of the Company’s notes or other evidences of indebtedness (the “Securities”), to be issued in one
or more series; 
 WHEREAS, pursuant to the terms of the Indenture, the Company desires to provide for the establishment of a
series of its Securities under the Indenture to be known as its “4.350% Subordinated Notes due 2023” (the “Notes”), the form and substance of and the terms, provisions and conditions thereof to be set forth as provided in
the Indenture and this Supplemental Indenture; 
 WHEREAS, the Board of Directors of the Company, pursuant to resolutions duly
adopted on October 18, 2012, has duly authorized the issuance of the Notes and the amendments to the Indenture provided for in this Supplemental Indenture, and has authorized the proper officers of the Company to execute any and all appropriate
documents necessary or appropriate to effect each such issuance; 
 WHEREAS, this Supplemental Indenture is being entered into
pursuant to the provisions of Section 201, Section 301, Section 303 and Article IX of the Indenture; 
 WHEREAS,
the Company has requested that the Trustee execute and deliver this Supplemental Indenture; and 
 WHEREAS, all things necessary
to make this Supplemental Indenture a valid agreement of the Company, in accordance with its terms, and to make each of the Notes, when executed by the Company and authenticated and delivered by the Trustee or an authentication agent, the valid
obligations of the Company, have been performed, and the execution and delivery of this Supplemental Indenture has been duly authorized in all respects; 
 NOW THEREFORE, in consideration of the premises and the purchase and acceptance of the Notes by the Holders thereof, and for the purpose of setting forth, as provided in the Indenture, the forms and terms
of the Notes, the Company covenants and agrees, with the Trustee, for the equal and proportionate benefit of each other, the Holders of Senior Indebtedness and all Holders of the Notes, as follows: 

 ARTICLE I 
 DEFINITIONS 
  

	 	Section 1.1	Definitions. 

 For all
purposes of this Supplemental Indenture, except as otherwise expressly provided or unless the context otherwise requires: 
 (1)
all references in this instrument to designated “Articles,” “Sections” and other subdivisions are to be designated Articles, Sections and other subdivisions of this instrument unless the context otherwise requires; the words
“herein,” “hereof” and “hereunder” and other words of similar import refer to this Supplemental Indenture as a whole and not to any particular Article, Section or other subdivision; and 

(2) each term defined in the Indenture has the same meaning when used in this Supplemental Indenture, except to the extent specifically
defined herein, in which case the meaning ascribed to it in this Supplemental Indenture shall control. 
 ARTICLE II 

GENERAL TERMS AND CONDITIONS OF THE NOTES 
  

	 	Section 2.1	Designation and Principal Amount. 

 There is hereby authorized and established a series of Securities under the Indenture, designated as the “4.350% Subordinated Notes due 2023.” 

 

	 	Section 2.2	Form and Denomination of Notes. 

 The definitive form of the Notes and the Trustee’s Certificate of Authentication to be endorsed thereon shall be substantially in the form set forth in Exhibit A attached hereto, which is
incorporated herein and made part hereof. The Notes shall bear interest and have such other terms as are stated in the form of definitive Notes or in the Indenture, as supplemented by this Supplemental Indenture. The Stated Maturity of the Notes
shall be February 4, 2023. The Notes shall be issued in denominations of $2,000 and integral multiples of $1,000 in excess thereof. The Notes shall not be issued as Original Issue Discount Securities. 

 

	 	Section 2.3	Initial Limit on Amount of Series. 

 The Notes shall initially be limited to U.S.$250,000,000 in aggregate principal amount, and may, upon the execution and delivery of this Supplemental Indenture or from time to time thereafter, be executed
by the Company and delivered to the Trustee for authentication, and the Trustee shall thereupon authenticate and deliver said Notes to or upon the delivery of a Company Order. Following the initial issuance of the Notes, the aggregate principal
amount of Notes may be increased as provided in Section 2.5 hereof. 

  
 2 

	 	Section 2.4	Rank; Subordination. 

 The
Notes are unsecured and shall rank junior, to the extent and in the manner set forth in the Indenture, in right of payment and upon liquidation of the Company’s obligations to the holders of Senior Indebtedness of the Company. The Notes shall
rank equally among themselves and with all of the Company’s other unsecured indebtedness that, in the instrument creating or evidencing the same or pursuant to which the same is outstanding, provides that such obligations are not superior in
right of payment to the Notes or to other Debt that is pari passu with, or subordinate to, the Notes. 
  

	 	Section 2.5	Further Issues Without Holders’ Consent. 

 The Company may, without notice to or the consent of the Holders of the Notes, but in compliance with the terms of the Indenture and this Supplemental Indenture, issue additional Notes having the same
ranking, interest rate, maturity date and other terms as the Notes (other than the date of issuance and the initial interest accrual date). Any such additional Notes will rank equally and ratably with the Notes. Any such additional Notes, together
with the Notes initially issued hereunder, will constitute a single series of Securities for all purposes under the Indenture. Notwithstanding anything to the contrary in the foregoing, no additional Notes may be issued unless they will be fungible
with the Notes offered hereby for United States federal income tax and securities law purposes and unless the additional Notes have the same CUSIP number as the Notes offered hereby. No additional Notes may be issued if any Event of Default has
occurred and is continuing with respect to the Notes. 
  

	 	Section 2.6	Form and Payment. 

Principal of, premium, if any, and interest on the Notes shall be payable in U.S. Dollars. 

 

	 	Section 2.7	No Redemption; No Sinking Fund. 

 Except as provided in Section 2.8 below, the Notes shall not be redeemable by the Company at any time prior to the Stated Maturity Date (as defined in the Form of Note attached hereto as
Exhibit A). No sinking fund will be provided with respect to the Notes. In no event shall any Holder of the Notes have the right to require the Company to redeem or repurchase the Notes, in whole or in part, and Section 1301 of the
Indenture shall not be applicable to the Notes. Nothing in this Section 2.7 shall limit the ability of Holders of Notes to enforce their rights to the payment of principal, premium, if any, and interest on the Notes at maturity as provided in
Section 2.8 hereof and in the Indenture, including Section 507 thereof. Sections 401(b)(ii)-(iv) of the Indenture shall not be applicable to the Notes. 
  

	 	Section 2.8	Special Mandatory Redemption. 

 The Notes shall be redeemed by the Company (i) if the Company’s acquisition (the “Acquisition”) of Citizens Republic Bancorp, Inc. (“Citizens”) is not completed
on or prior to June 12, 2013, as such date may be extended by the Company in its discretion to not later than September 12, 2013 (such later date, the “Outside Date”) or (ii) if the Agreement and Plan of Merger, dated
as of September 12, 2012, by and between the Company and Citizens, relating to the Acquisition is terminated prior to the Outside Date (other than as a result of the completion of the Acquisition). In either case, the Company will be required
to mandatorily redeem all of the outstanding Notes at a redemption price equal to 101% of the aggregate principal amount of the Notes, plus accrued and unpaid interest to, but excluding, the date of redemption. The Company’s mandatory
redemption rights and obligations will terminate and be of no force or effect upon and following the effective time of the Acquisition. 

  
 3 

	 	Section 2.9	Events of Default. 

 The
Events of Default described in Section 501(1), Section 501(2), Section 501(3) and Section 501(4) of the Indenture shall not apply to the Notes. 
  

	 	Section 2.10	Global Securities. 

 The
Notes shall be issued as Registered Securities and in the form of one or more permanent global Securities, without coupons, registered in the name of the Depository or its nominee. Except as otherwise provided in Section 305 of the Indenture,
the Global Securities described above may be transferred by the Depository, in whole but not in part, only to a nominee of the Depository, or by a nominee of the Depository to the Depository, or to a successor Depository or to a nominee of such
successor Depository. 
 Owners of beneficial interests in such Global Securities will not be considered the Holders thereof for
any purpose under the Indenture. The rights of owners of beneficial interests in such Global Securities shall be exercised only through the Depository. 
 ARTICLE III 
 ORIGINAL ISSUE OF NOTES 

 

	 	Section 3.1	Original Issue of Notes. 

The Notes may, upon execution of this Supplemental Indenture, be executed by the Company and delivered to the Trustee for authentication,
and the Trustee shall, upon Company Order, authenticate and deliver such Notes as in such Company Order provided. 
 ARTICLE IV

 MISCELLANEOUS 
  

	 	Section 4.1	Ratification of Indenture. 

The Indenture, as supplemented by this Supplemental Indenture, is in all respects ratified and confirmed, and this Supplemental Indenture
shall be deemed part of the Indenture in the manner and to the extent herein and therein provided; provided, however, that the provisions of this Supplemental Indenture apply solely with respect to the Notes and shall govern in the event of
any difference with the Indenture. 
  

	 	Section 4.2	Conflict with Trust Indenture Act. 

 If any provision hereof limits, qualifies or conflicts with a provision of the Trust Indenture Act that is required under such Act to be a part of and govern this Indenture, the latter provision shall
control. If any provision of this Supplemental Indenture modifies or excludes any provision of the Trust Indenture Act that may be so modified or excluded, the latter provision shall be deemed to apply to this Indenture as so modified or to be
excluded, as the case may be. 

  
 4 

	 	Section 4.3	Effect of Headings and Table of Contents. 

 The Article and Section headings herein and the Table of Contents are for convenience only and shall not affect the construction hereof. 

 

	 	Section 4.4	Successors and Assigns. 

All covenants and agreements in this Supplemental Indenture by the Company shall bind its successors and assigns, whether expressed or
not. 
  

	 	Section 4.5	Separability Clause. 

 In
case any provision in this Supplemental Indenture or in the Notes shall be invalid, illegal or unenforceable, the validity, legality and enforceability of the remaining provisions shall not in any way be affected or impaired thereby. 

 

	 	Section 4.6	Benefits of Indenture. 

Nothing in this Supplemental Indenture or in the Notes, express or implied, shall give to any Person, other than the Holders of the
Securities, the parties hereto and their successors hereunder, any benefit of any legal or equitable right, remedy or claim under this Supplemental Indenture. 
  

	 	Section 4.7	Governing Law. 

 This
Supplemental Indenture and the Notes shall be governed by and construed in accordance with the laws of the State of New York. 
  

	 	Section 4.8	Waiver of Jury Trial. 

EACH OF THE COMPANY, THE TRUSTEE, AND EACH HOLDER OF A SECURITY BY ITS ACCEPTANCE THEREOF, HEREBY IRREVOCABLY WAIVES, TO THE FULLEST
EXTENT PERMITTED BY APPLICABLE LAW, ANY AND ALL RIGHT IT MAY HAVE TO TRIAL BY JURY IN ANY LEGAL PROCEEDING DIRECTLY OR INDIRECTLY ARISING OUT OF OR RELATING TO THIS SUPPLEMENTAL INDENTURE, THE SECURITIES OR THE TRANSACTIONS CONTEMPLATED HEREBY OR
THEREBY. 
  

	 	Section 4.9	Counterparts. 

 This
Supplemental Indenture may be executed in several counterparts, each of which shall be an original and all of which shall constitute but one and the same instrument. Each signed copy shall be an original, but all of them together represent the same
agreement. The exchange of copies of this Supplemental Indenture and of signature pages by facsimile or PDF transmission shall constitute effective execution and delivery of this Supplemental Indenture as to the parties hereto and may be used in
lieu of the original Supplemental Indenture for all purposes. Signatures of the parties hereto transmitted by facsimile or PDF shall be deemed to be their original signatures for all purposes. 

  
 5 

	 	Section 4.10	Trustee. 

 The Trustee
shall not be responsible for and makes no representation as to the validity, sufficiency or adequacy of this Supplemental Indenture, and it shall not be responsible for any statement of the Company in this Supplemental Indenture. The Trustee makes
no representations with respect to the effectiveness or adequacy of this Supplemental Indenture. 
 [signature page follows]

  
 6 

 IN WITNESS WHEREOF, the parties hereto have caused this Supplemental Indenture to be duly
executed all as of the day and year first above written. 
  

			
	FIRSTMERIT CORPORATION
		
	By:	 	 /s/ Terrence E. Bichsel

	Name:	 	Terrence E. Bichsel
	Title:	 	Executive Vice President and Chief Financial Officer
	
	 WELLS FARGO BANK, NATIONAL ASSOCIATION,
 as Trustee

		
	By:	 	 /s/ Gregory S. Clarke

	Name:	 	Gregory S. Clarke
	Title:	 	Vice President

  
 7 

 Exhibit A 
 FORM OF NOTE 
 THIS SECURITY IS A GLOBAL SECURITY WITHIN THE MEANING OF THE
INDENTURE HEREINAFTER REFERRED TO AND IS REGISTERED IN THE NAME OF A DEPOSITORY OR A NOMINEE THEREOF. EXCEPT AS OTHERWISE PROVIDED IN SECTION 305 OF THE INDENTURE, THIS SECURITY MAY BE TRANSFERRED, IN WHOLE BUT NOT IN PART, ONLY TO A NOMINEE OF THE
DEPOSITORY, OR BY A NOMINEE OF THE DEPOSITORY TO THE DEPOSITORY, OR TO A SUCCESSOR DEPOSITORY OR TO A NOMINEE OF SUCH SUCCESSOR DEPOSITORY. 
 UNLESS THIS SECURITY IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE ISSUER OR ITS AGENT FOR REGISTRATION OR TRANSFER,
EXCHANGE OR PAYMENT, AND ANY SECURITY ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS
REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER, CEDE & CO., HAS AN INTEREST HEREIN. 

THIS SECURITY IS NOT A DEPOSIT OR OTHER OBLIGATION OF A DEPOSITORY INSTITUTION AND IS NOT INSURED BY THE FEDERAL DEPOSIT INSURANCE
CORPORATION OR ANY OTHER GOVERNMENTAL AGENCY. 
 FIRSTMERIT CORPORATION 

4.350% Subordinated Note due 2023 
  

			
	No:	  	1
		
	CUSIP:	  	337915AA0
		
	ISIN:	  	US337915AA08

 FIRSTMERIT CORPORATION, an Ohio corporation (hereinafter called the “Company”, which term
includes any successor corporation under the Indenture hereinafter referred to), for value received, hereby promises to pay to Cede & Co., or registered assigns, the principal sum of TWO-HUNDRED AND FIFTY MILLION DOLLARS ($250,000,000), or
such other principal amount as may be set forth in the records of the Depository or the Securities Registrar hereinafter referred to in accordance with the Indenture, on February 4, 2023 (the “Stated Maturity Date”). The Company
further promises to pay interest on said principal sum from February 4, 2013 or from the most recent interest payment date (each such date, an “Interest Payment Date”) on which interest has been paid or made available for payment to
but excluding the Interest Payment Date or Stated Maturity Date, as the case may be, semi-annually in arrears on February 4 and August 4 of each year, commencing August 4, 2013, at the rate of

 
4.350% per annum until the principal hereof is paid or made available for payment. Interest will be computed on the basis of a 360-day year consisting of twelve 30-day months. In the event
that any date on which a payment of interest and/or principal is payable on this Security is not a Business Day, then such payment will be made on the next succeeding Business Day (and without any interest or other payment in respect of any such
delay). A “Business Day” shall mean any day other than a Saturday, Sunday or a legal holiday or any other day on which banking institutions in Akron, Ohio or New York, New York are authorized or required by law, regulation or executive
order to close. The interest installment so payable, and punctually paid or made available for payment, on any Interest Payment Date will, as provided in the Indenture, be paid to the Person in whose name this Security (or one or more Predecessor
Securities) is registered at 5:00 p.m., New York City time, on the preceding January 20 and July 20 of each year (each a “Regular Record Date”) whether or not such day is a Business Day. Any such interest installment not so
punctually paid or made available for payment shall forthwith cease to be payable to the Holder on such Regular Record Date and may either be paid to the Person in whose name this Security (or one or more Predecessor Securities) is registered at the
close of business on a Special Record Date for the payment of such Defaulted Interest to be fixed by the Company and which shall be not more than 15 days and not less than 10 days prior to the date of the proposed payment and not less than 10 days
after providing the Trustee of the notice of the proposed payment, notice whereof shall be given to Holders of Securities of this series not less than 10 days prior to such Special Record Date, or be paid at any time in any other lawful manner
not inconsistent with the requirements of any securities exchange on which the Securities of this series may be listed, and upon such notice as may be required by such exchange, all as more fully provided in said Indenture. 

Payment of the principal of and interest on this Security will be made at the Corporate Trust Office of the Trustee, or such other office
or agency of the Company maintained for that purpose, in such coin or currency of the United States of America as at the time of payment is legal tender for payment of public and private debts; provided, however, that at the option of the Company
payment of interest may be made by check mailed to Holders of Registered Securities entitled thereto as such Holders shall appear in the Securities Register. 
 Reference is hereby made to the further provisions of this Security set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

 Unless the certificate of authentication hereon has been executed by the Trustee referred to on the reverse hereof by manual
signature, this Security shall not be entitled to any benefit under the Indenture or be valid or obligatory for any purpose. 

[Signature on next page] 

 IN WITNESS WHEREOF, the Company has caused this instrument to be duly executed under its
corporate seal. 
  

			
	FIRSTMERIT CORPORATION
		
	By:	 	  

	Name:	 	Terrence E. Bichsel
	Title:	 	Executive Vice President and Chief Financial Officer

 TRUSTEE’S CERTIFICATE OF AUTHENTICATION 

This is one of the Securities of the series designated herein referred to in the within-mentioned Indenture. 

 

			
	WELLS FARGO BANK, NATIONAL ASSOCIATION
		 	as Trustee
		
	By:	 	  

	Name:	 	Gregory S. Clarke
	Title:	 	Vice President

 [Reverse of Security] 

This Security is one of a duly authorized issue of securities of the Company (herein called the “Securities”), issued and to be
issued in one or more series under a Subordinated Notes Indenture, dated as of February 4, 2013, as supplemented by that First Supplemental Indenture, dated as of February 4, 2013 (together, the “Indenture”), between the Company
and Wells Fargo Bank, National Association, as Trustee (herein called the “Trustee”, which term includes any successor trustee under the Indenture), to which the Indenture and all indentures supplemental thereto reference is hereby made
for a statement of the respective rights, limitations of rights, duties and immunities thereunder of the Trustee, the Company and the Holders of the Securities, and to which Indenture reference is hereby made for a statement of the terms upon which
the Securities of this series are, and are to be, authenticated and delivered. By the terms of the Indenture, the Securities are issuable in series that may vary as to amount, date of maturity, rate of interest, rank and in any other respect
provided in the Indenture. 
 The Securities of this series shall initially be limited to U.S.$250,000,000 in aggregate
principal amount. Following the initial issuance of the Securities of this series, the aggregate principal amount of the Securities of this series may be increased as provided in the Indenture. 

All terms used in this Security that are defined in the Indenture and not otherwise defined herein shall have the meanings assigned to
such terms in the Indenture. 
 No sinking fund will be provided with respect to the Securities of this series. 

Except as set forth below, the Securities of this series shall not be redeemable by the Company at any time prior to the Stated Maturity
Date. 
 If, for any reason, (i) the Acquisition is not completed on or prior to the Outside Date or (2) the Merger
Agreement is terminated prior to the Outside Date (other than as a result of the completion of the Acquisition), the Company will be required to redeem all of the Securities of this series on the Special Redemption Date at the Special Redemption
Price. Notice of a redemption will be mailed or electronically delivered according to the procedures of DTC by the Company (with a copy to the Trustee) promptly after the occurrence of the event triggering such redemption to each registered holder
in accordance with the indenture; provided that notice to each Holder (and a copy to the Trustee) of such redemption may be given less than 30 days but in any event not less than two Business Days prior to the Special Redemption Date. On the date
that funds sufficient to pay the Special Redemption Price of the Securities of this series on the Special Redemption Date are deposited with the paying agent or the Trustee, the Securities of this series will cease to accrue interest and, other than
the right to receive the Special Redemption Price, all rights under the Securities of this series will terminate. The Company’s mandatory redemption rights and obligations will terminate and be of no force or effect upon and following the
effective time of the Acquisition. 
 For purposes of the foregoing discussion of a special redemption, the following
definitions are applicable: 
 “Acquisition” means the acquisition of Citizens by the Company pursuant to the terms
and conditions of the Merger Agreement. 

 “Citizens” means Citizens Republic Bancorp, Inc. 

“Merger Agreement” means the Agreement and Plan of Merger, dated as of September 12, 2012, between the Company and
Citizens Republic Bancorp, Inc., as may be amended from time to time. 
 “Outside Date” means June 12, 2013, or
such later date as may be determined by the Company’s Board of Directors, which is not later than September 12, 2013. 

“Special Redemption Date” means the earlier to occur of (1) the Outside Date, if the Acquisition has not been completed on
or prior to the Outside Date, or (2) the 15th day (or if such day is not a Business Day, the first Business Day thereafter) following the termination of the Merger Agreement (other than in connection with the completion of the Acquisition)
prior to the Outside Date. 
 “Special Redemption Price” means 101% of the aggregate principal amount of the
Securities of this series being redeemed, plus accrued and unpaid interest to, but excluding, the Special Redemption Date. 

The indebtedness evidenced by this Security is, to the extent provided in the Indenture, subordinate and junior in right of payment to
the Company’s obligations to holders of Senior Indebtedness of the Company, and this Security is issued subject to the provisions of the Indenture with respect thereto. Each Holder of this Security, by accepting the same, (a) agrees to and
shall be bound by such provisions, (b) authorizes and directs the Trustee on its behalf to take such action as may be necessary or appropriate to effectuate the subordination so provided and (c) appoints the Trustee its attorney-in-fact
for any and all such purposes. 
 If an Event of Default with respect to Securities of this series shall occur and be
continuing, the principal of the Securities of this series may be declared due and payable in the manner and with the effect provided in the Indenture. 
 The Indenture permits, with certain exceptions as therein provided, the Company, when authorized by a Board Resolution, and the Trustee at any time to enter into a supplemental indenture or indentures for
the purpose of adding any provisions to or changing in any manner or eliminating any provisions of the Indenture or modifying in any manner the rights and obligations of the Holders of the Securities of each such series under the Indenture, with the
consent of the Holders of not less than a majority in principal amount of the Outstanding Securities of all series (voting as one class) to be affected by such supplemental indenture. The Indenture also contains provisions permitting Holders of a
specified percentage in principal amount of the Securities of each series at the time Outstanding, on behalf of the Holders of all Securities of such series, to waive compliance by the Company with certain provisions of the Indenture and certain
past defaults under the Indenture and their consequences. Any such consent or waiver by the Holder of this Security shall be conclusive and binding upon such Holder and upon all future Holders of this Security and of any Security issued upon the
registration of transfer hereof or in exchange herefor or in lieu hereof, whether or not notation of such consent or waiver is made upon this Security. 

 As provided in and subject to the provisions of the Indenture, the Holder of this Security
shall not have any right to institute any proceeding, judicial or otherwise, with respect to the Indenture, or for the appointment of a receiver or trustee, or for any other remedy thereunder, unless such Holder shall have previously given written
notice to the Trustee of a continued Event of Default or Default with respect to the Securities of this series, the Holders of not less than 25% in principal amount of the Outstanding Securities of this series shall have made written request to the
Trustee to institute proceedings in respect of such Event of Default or Default in its own name as Trustee thereunder and offered to the Trustee security or indemnity reasonably satisfactory to the Trustee against the costs, expenses and liabilities
to be incurred in compliance with such request, the Trustee for 60 days after its receipt of such notice, request and offer of indemnity has failed to institute any such proceedings, and no direction inconsistent with such written request has
been given to the Trustee during such 60-day period by the Holders of a majority in principal amount of the Outstanding Securities of this series. The foregoing shall not apply to any suit instituted by the Holder of this Security for the
enforcement of any payment of principal hereof or any premium or interest on or after the respective Stated Maturities expressed in this Security. 
 No reference herein to the Indenture and no provision of this Security or of the Indenture shall alter or impair the obligation of the Company, which is absolute and unconditional, to pay the principal
of, premium (if any) and interest on this Security at the times, place and rate, and in the coin or currency, herein prescribed. 
 As provided in the Indenture and subject to certain limitations therein set forth, the transfer of this Security is registrable in the Securities Register, upon presentment of this Security for
registration of transfer at the office or agency of the Company maintained under Section 1002 of the Indenture duly endorsed by, or accompanied by a written instrument of transfer substantially in the form attached hereto duly executed by, the
Holder hereof or his attorney duly authorized in writing, and thereupon one or more new Securities of this series, of authorized denominations and for the same aggregate principal amount, will be issued to the designated transferee or transferees.
No service charge shall be made for any such registration of transfer or exchange, but, subject to certain exceptions set forth in the Indenture, the Company may require payment of a sum sufficient to cover any tax or other governmental charge
payable in connection therewith. 
 Prior to due presentment of this Security for registration of transfer, the Company, the
Trustee and any agent of the Company or the Trustee shall treat the Person in whose name this Security is registered as the owner hereof for all purposes, whether or not this Security be overdue, and neither the Company, the Trustee nor any such
agent shall be affected by notice to the contrary. 
 The Securities of this series are issuable only in registered form without
coupons in denominations of $2,000 and any integral multiples of $1,000 in excess thereof. As provided in the Indenture and subject to certain limitations therein set forth, Securities of this series are exchangeable for a like aggregate principal
amount of Securities of such series of a different authorized denomination, as requested by the Holder surrendering the same. 

 THE INDENTURE AND THIS SECURITY SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE
LAWS OF THE STATE OF NEW YORK. 

 [FORM OF TRANSFER NOTICE] 

To assign this Security, fill in the form below: 
  

					
		 	(I) or (we) assign and transfer this Note to:	 	  

		 		 	(Insert Assignee’s legal name)

 (Insert assignee’s soc. Sec. or tax I.D. no.) 

(Print or type assignee’s name, address and zip code) 
 and irrevocably appoint
                                         to
transfer this Security on the books of the Company. The agent may substitute another to act for him. 
  

			
	 Date:
	  	
		
	 Your signature:
	  	  

		  	(Sign exactly as your name appears on the face of this Security)
		
	 Signature Guarantee*:
	  	

  

	*	Participant in a recognized Signature Guarantee Medallion Program (or other signature guarantor acceptable to the Trustee).EX-4.3

 Exhibit 4.3 
 DEPOSIT AGREEMENT 
 DEPOSIT AGREEMENT, dated as of February 4, 2013, between
FirstMerit Corporation, an Ohio corporation, and American Stock Transfer & Trust Company, LLC, a New York limited liability trust company, as Depositary, and all holders from time to time of Depositary Shares (as hereinafter defined).

 WITNESSETH: 
 WHEREAS, it is desired to provide, as hereinafter set forth in this Deposit Agreement, for the deposit of the Company’s Preferred Shares (as hereinafter defined) with the Depositary for the purposes
set forth in this Deposit Agreement and for the issuance hereunder of the Receipts (as hereinafter defined) evidencing Depositary Shares representing a fractional interest in the Preferred Shares deposited; and 

WHEREAS, the Receipts are to be substantially in the form of Exhibit A annexed to this Deposit Agreement, with appropriate insertions,
modifications and omissions, as hereinafter provided in this Deposit Agreement; 
 NOW, THEREFORE in consideration of the
premises contained herein, it is agreed by and among the parties hereto as follows: 
 ARTICLE I 

DEFINITIONS 

The following definitions shall apply to the respective terms (in the singular and plural forms of such terms) used in this Deposit
Agreement and the Receipts: 
 SECTION 1.01. “Amendment to the Articles” shall mean the Amendment to the
Articles of Incorporation establishing the Preferred Shares as a series of Series Preferred Stock, without par value, of the Company. 
 SECTION 1.02. “Articles of Incorporation” shall mean the Second Amended and Restated Articles of Incorporation, as amended, and as may be further amended from time to time, of the
Company. 
 SECTION 1.03. “Company” shall mean FirstMerit Corporation, an Ohio corporation, and its successors.

 SECTION 1.04. “Corporate Office” shall mean the corporate office of the Depositary at which at any
particular time its business in respect of matters governed by this Deposit Agreement shall be administered, which at the date of this Deposit Agreement is located at American Stock Transfer & Trust Company, LLC, 6201 15th Avenue, Brooklyn,
NY 11219. 
 SECTION 1.05. “Deposit Agreement” shall mean this agreement, as the same may be amended, modified
or supplemented from time to time. 

 SECTION 1.06. “Depositary” shall mean American Stock Transfer &
Trust Company, LLC, a New York limited liability trust company, having its principal office in the United States, and any successor as Depositary hereunder. 
 SECTION 1.07. “Depositary Share” shall mean a fractional interest of 1/40 of a Preferred Share deposited with the Depositary hereunder and the same proportionate interest in any and all
other property received by the Depositary in respect of such Preferred Share and held under this Deposit Agreement, all as evidenced by the Receipts. Subject to the terms of this Deposit Agreement, each owner of a Depositary Share is entitled,
proportionately, to all the rights, preferences and privileges of the Preferred Share represented by such Depositary Share, including the dividend, voting, redemption, and liquidation rights contained in the Amendment to the Articles and the
Articles of Incorporation. 
 SECTION 1.08. “Depositary’s Agent” shall mean an agent appointed by the
Depositary as provided, and for the purposes specified, in Section 7.07. 
 SECTION 1.09. “Dividend Payment
Date” shall have the meaning assigned to such term in the Amendment to the Articles. 
 SECTION 1.10.
“Preferred Shares” shall mean the 5.875% Non-Cumulative Perpetual Preferred Stock, Series A, without par value, heretofore validly issued, fully paid and nonassessable. 

SECTION 1.11. “Receipt” shall mean a depositary receipt issued hereunder to evidence one or more Depositary Shares,
whether in definitive or temporary form, substantially in the form set forth as Exhibit A hereto. 
 SECTION 1.12.
“record date” shall mean the date fixed pursuant to Section 4.04. 
 SECTION 1.13. “record
holder” or “holder” as applied to a Receipt shall mean the person in whose name a Receipt is registered on the books maintained by the Depositary for such purpose. 

SECTION 1.14. “Registrar” shall mean American Stock Transfer & Trust Company, LLC, a New York limited liability
trust company, or any bank or trust company appointed to register ownership and transfers of Receipts or the deposited Preferred Shares, as the case may be, as herein provided. 

SECTION 1.15. “Securities Act” shall mean the Securities Act of 1933. 

SECTION 1.16. “Special Redemption Right” shall mean the rights assigned to the Company upon a “Regulatory Capital
Treatment Event,” as such term is defined in the Amendment to the Articles. 
 SECTION 1.17. “Transfer
Agent” American Stock Transfer & Trust Company, LLC, a New York limited liability trust company, or any bank or trust company appointed to transfer the Receipts, as herein provided. 

SECTION 1.18. Other capitalized terms used but not defined herein shall have the respective meanings specified in the Amendment to the
Articles. 

  
 2 

 ARTICLE II 
 FORM OF RECEIPTS; DEPOSIT OF PREFERRED SHARES; 
 EXECUTION AND DELIVERY, TRANSFER,

 SURRENDER AND REDEMPTION OF RECEIPTS 
 SECTION 2.01. Form and Transferability of Receipts. (a) Definitive Receipts issued on or after the date hereof shall be engraved or printed or lithographed with steel- engraved borders and
underlying tint and shall be substantially in the form set forth in Exhibit A annexed to this Deposit Agreement, with appropriate insertions, modifications and omissions, as hereinafter provided. Pending the preparation of definitive Receipts, the
Depositary, upon, and pursuant to, the written order of the Company, delivered in compliance with Section 2.02, shall be authorized and instructed to, and shall, execute and deliver temporary Receipts which may be printed, lithographed,
typewritten, mimeographed or otherwise substantially of the tenor of the definitive Receipts in lieu of which they are issued and with such appropriate insertions, omissions, substitutions and other variations as the persons executing such Receipts
may determine (but which do not affect the rights or duties of the Depositary), as evidenced by their execution of such Receipts. If temporary Receipts are issued, the Company and the Depositary will cause definitive Receipts to be prepared without
unreasonable delay. After the preparation of definitive Receipts, the temporary Receipts shall be exchangeable for definitive Receipts upon surrender of the temporary Receipts at the Corporate Office or such other offices, if any, as the Depositary
may designate, without charge to the holder. Upon surrender for cancellation of any one or more temporary Receipts, the Depositary is authorized and instructed to, and shall, execute and deliver in exchange therefor definitive Receipts representing
the same number of Depositary Shares as represented by the surrendered temporary Receipt or Receipts. Such exchange shall be made at the Company’s expense and without any charge therefor. Until so exchanged, the temporary Receipts shall in all
respects be entitled to the same benefits under this Deposit Agreement, and with respect to the Preferred Shares deposited, as definitive Receipts. 
 (b) Receipts issued on or after the date hereof shall be executed by the Depositary by the manual or facsimile signature of a duly authorized signatory of the Depositary, provided that if a
Registrar (other than the Depositary) shall have been appointed then such Receipts shall also be countersigned by manual or facsimile signature of a duly authorized signatory of the Registrar. No Receipt issued on or after the date hereof shall be
entitled to any benefits under this Deposit Agreement or be valid or obligatory for any purpose unless it shall have been executed as provided in the preceding sentence. The Depositary shall record on its books each Receipt executed as provided
above and delivered as hereinafter provided. 
 (c) Receipts issued on or after the date hereof shall be in denominations of any
number of whole Depositary Shares. All Receipts issued on or after the date hereof shall be dated the date of their issuance. 

  
 3 

 (d) Receipts may be endorsed with or have incorporated in the text thereof such legends or
recitals or changes not inconsistent with the provisions of this Deposit Agreement as may be required by the Depositary and approved by the Company, or which the Company has determined are required to comply with any applicable law or regulation or
with the rules and regulations of any securities exchange upon which the Preferred Shares or the Depositary Shares may be listed for trading or to conform with any usage with respect thereto, or to indicate any special limitations or restrictions to
which any particular Receipts are subject. 
 (e) Title to any Receipt (and the beneficial ownership of the Depositary Shares
evidenced by such Receipt) that is properly endorsed or accompanied by a properly executed instrument of transfer or endorsement shall be transferable by delivery with the same effect as in the case of a negotiable instrument; provided,
however, that until a Receipt shall be transferred on the books of the Depositary as provided in Section 2.04, the Depositary may, notwithstanding any notice to the contrary, treat the record holder thereof at such time as the absolute
owner thereof for all purposes, including without limitation, for the purpose of determining the person entitled to (i) distribution of dividends or other distributions or (ii) any notice provided for in this Deposit Agreement and for all
other purposes. 
 (f) Notwithstanding the foregoing, all Receipts shall initially be issued in global form for book-entry
settlement through DTC. The Company hereby appoints the Depositary acting through any authorized officer thereof as its attorney-in-fact, with full power to delegate, for purposes of executing any agreements, certifications or other instruments or
documents necessary or desirable in order to effect and maintain such Receipts for DTC eligibility. So long as the Receipts are eligible for book-entry settlement with DTC, unless otherwise required by law, all Depositary Shares shall be represented
by a single receipt (the “Global Receipt”), which shall be deposited with DTC (or its custodian) evidencing all such Depositary Shares and registered in the name of the nominee of DTC (initially expected to be Cede & Co.). The
Global Receipt shall be in such form and shall bear such legend or legends as may be appropriate or required by DTC in order for it to accept the Depositary Shares for its book-entry settlement system. The Depositary or such other entity as is
agreed to by DTC may hold the Global Receipt as custodian for DTC. Ownership of beneficial interests in the Global Receipt shall be shown on, and the transfer of such ownership shall be effected through, records maintained by (i) DTC or its
nominee for such Global Receipt, or (ii) institutions that have accounts with DTC. The Global Receipt shall be exchangeable for Definitive Receipts only if (i) DTC notifies the Company at any time that it is unwilling or unable to continue
to make its book-entry settlement system available for the Receipts and a successor to DTC is not appointed by the Company within 90 days of the date the Company is so informed in writing or (ii) DTC notifies the Company at any time that it has
ceased to be a clearing agency registered under applicable law and a successor to DTC is not appointed by the Company within 90 days of the date the Company is so informed in writing. The Company shall provide written notice to the Depositary upon
receipt of a notice described in cause (i) or (ii) of the preceding sentence. Until such written notice is received by the Depositary, the Depositary may presume conclusively for all purposes that the events described in clause
(i) and (ii) of the first sentence of this paragraph have not occurred. If the beneficial owners of interests in Depositary Shares are entitled to exchange such interests for Definitive Receipts as the result of an event described in
clause (i), or (ii) of the first sentence of this paragraph, then without unnecessary delay, the Depositary is hereby directed to and shall provide written instructions to DTC to deliver to the Depositary for cancellation the Global Receipt,
and the Company shall instruct the Depositary in writing to execute and deliver to the beneficial owners of the Depositary Shares previously evidenced by the Global Receipt Definitive Receipts in physical form evidencing such Depositary Shares.

  
 4 

 SECTION 2.02. Deposit of Preferred Shares; Execution and Delivery of Receipts in Respect
Thereof. (a) Concurrently with the execution of this Deposit Agreement, the Company is initially depositing the Preferred Shares with the Depositary and delivering instructions to the Depositary to issue 4,000,000 Depositary Shares in
book-entry form by registering such Preferred Shares in the name of the Depositary in the records maintained by the Depositary in its capacity as the Registrar of the Preferred Shares, together with all such certifications as may be required by the
Depositary in accordance with the provisions of this Deposit Agreement and a written order of the Company directing the Depositary to deliver to, or upon the written order of, the person or persons stated in such order a Receipt or Receipts for the
Depositary Shares representing such deposited Preferred Shares or directing the Depositary to issue and register the Depositary Shares representing such deposited Preferred Shares in book-entry form in the name of, or in the name of the person or
persons designated by, the person or persons stated in such order, as the case may be. The Depositary is acknowledging the receipt of such Preferred Shares and related documentation and is agreeing to hold such Preferred Shares in book-entry form in
an account to be established by the Depositary at the Corporate Office or at such other office as the Depositary shall determine. To the extent that the Company issues additional Preferred Shares and (i) causes such Preferred Shares to be
issued in book-entry form by registration thereof in the name of the Depositary upon the records maintained by the Registrar of the Preferred Shares, or (ii) deposits with the Depositary certificates representing such Preferred Shares
registered in the name of the Depositary, properly endorsed or accompanied, if required by the Depositary, by a duly executed instrument of transfer or endorsement, in form satisfactory to the Depositary, together with all such certifications as may
be required by the Depositary in accordance with the provisions of this Deposit Agreement, the Company shall deliver to the Depositary a written order of the Company directing the Depositary to execute and deliver to, or upon the written order of,
the person or persons stated in such order a Receipt or Receipts for the Depositary Shares representing such Preferred Shares or directing the Depositary to issue and register the Depositary Shares representing such deposited Preferred Shares in
book-entry form in the name of, or in the name of the person or persons designated by, the person or persons stated in such order, as the case may be. 
 (b) If required by the Depositary, Preferred Shares presented for deposit by the Company at any time, whether or not the register of shareholders of the Company is closed, shall also be accompanied by an
agreement or assignment, or other instrument satisfactory to the Depositary, that will provide for the prompt transfer to the Depositary or its nominee of any dividend or to receive other property that any person in whose name the Preferred Shares
is or has been registered may thereafter receive upon or in respect of such deposited Preferred Shares, or in lieu thereof such agreement of indemnity or other agreement as shall be satisfactory to the Depositary. 

(c) Upon receipt by the Depositary (or the then Registrar of the Preferred Shares if other than the Depositary) of instructions to issue
and register Preferred Shares in book-entry form in the name of the Depositary or upon receipt by the Depositary of a certificate or certificates (if applicable) for Preferred Shares issued on or after the date hereof and deposited hereunder,
together with the other documents specified above, and upon the registration of such 

  
 5 

 
Preferred Shares in the name of the Depositary, the Depositary, subject to the terms and conditions of this Deposit Agreement, shall execute and deliver to, or upon the order of, the person or
persons in the written order delivered to the Depositary referred to in Section 2.02(a), a Receipt or Receipts for (or issue in book-entry form to the applicable persons, as the case may be) the number of whole Depositary Shares representing
such Preferred Shares and registered in such name or names as may be requested by such person or persons. The Depositary shall execute and deliver such Receipt or Receipts at the Corporate Office, except that, at the request, risk and expense of any
person requesting such delivery, such delivery may be made at such other place as may be designated by such person. To the extent that the Company issues any Preferred Shares after the date hereof, the Company shall notify the Depositary of such
issuance. 
 (d) Other than in the case of splits, combinations or other reclassifications affecting the Preferred Shares, or in
the case of dividends or other distributions of Preferred Shares, if any, there shall be deposited hereunder not more than the number of Preferred Shares as set forth in the Amendment to the Articles, as such may be amended. 

(e) The Company shall deliver to the Depositary from time to time such quantities of Receipts as the Depositary may request to enable the
Depositary to perform its obligations under this Deposit Agreement. 
 SECTION 2.03. Optional Redemption and Special
Redemption of Preferred Shares. (a) Preferred Shares will only be redeemable on a Dividend Payment Date (i) on or after February 4, 2018 and on a Dividend Payment Date and (ii) pursuant to the Special Redemption Right, in
each case subject to the terms and conditions set forth in the Amendment to the Articles. Whenever the Company shall elect to redeem deposited Preferred Shares in accordance with the provisions of the Amendment to the Articles, it shall (unless
otherwise agreed with the Depositary) give the Depositary not less than 30 days and not more than 60 days prior written notice of the date of such proposed redemption and of the number of such Preferred Shares held by the Depositary to be redeemed
and the applicable redemption price, determined pursuant to the Amendment to the Articles, including the amount, if any, of declared and unpaid dividends to, but not including, the date of such redemption. The Depositary shall mail, first-class
postage prepaid, notice of the redemption of Preferred Shares and the proposed simultaneous redemption of the Depositary Shares representing the Preferred Shares to be redeemed, not less than 30 and not more than 60 days prior to the date fixed for
redemption of such Preferred Shares and Depositary Shares (the “redemption date”), to the holders of record of the Receipts evidencing the Depositary Shares to be so redeemed (such holders to be the holders of record on the record date
fixed for such redemption pursuant to Section 4.04, if one is so fixed), at the addresses of such holders as the same appear on the records of the Depositary (provided that, if the Receipts evidencing the Depositary Shares are held in
book-entry form, the Company may give such notice in any manner permitted by the Depositary), or by such other method approved by the Depositary, in its reasonable discretion; but neither failure to mail any such notice nor any defect in any such
notice or in the mailing thereof shall affect the validity of the proceedings for the redemption of any Depositary Shares except as to the holder of the Depositary Shares as to whom such notice was defective or not given. 

  
 6 

 In connection with the exercise of the right to redeem Preferred Shares, the Company shall
provide the Depositary with such notice in a timely manner sufficient to enable such notice to be mailed to holders in accordance with this Section, and each such notice shall state: (i) the redemption date; (ii) the redemption price;
(iii) the number of deposited Preferred Shares and Depositary Shares to be redeemed; (iv) if fewer than all the Depositary Shares held by any holder are to be redeemed, the number of such Depositary Shares held by such holder to be so
redeemed; (v) the place or places where Receipts evidencing Depositary Shares to be redeemed are to be surrendered for payment of the redemption price; and (vi) the dividend on the Depositary Shares to be redeemed shall cease to accrue on
the redemption date. 
 (b) In the event that notice of redemption has been made as described in Section 2.03(a) and the
Company shall then have paid in full to the Depositary the redemption price (determined pursuant to Section 5(e) of the Amendment to the Articles) of the Preferred Shares deposited with the Depositary to be redeemed (including any declared and
unpaid dividends to, but not including, the Redemption Date), the Depositary shall redeem the number of Depositary Shares representing such Preferred Shares so called for redemption by the Company and from and after the redemption date (unless the
Company shall have failed to redeem the Preferred Shares to be redeemed by it as set forth in the Company’s notice provided for in Section 2.03(a)), the Depositary Shares called for redemption shall be deemed no longer to be outstanding
and all rights of the holders of Receipts evidencing such Depositary Shares (except the right to receive the redemption price) shall, to the extent of such Depositary Shares, cease and terminate as provided in Section 5(e) of the Amendment to
the Articles. Upon surrender in accordance with said notice of the Receipts evidencing such Depositary Shares (properly endorsed or assigned for transfer, if the Depositary shall so require), such Depositary Shares shall be redeemed at a redemption
price of $25.00 per Depositary Share plus any declared and unpaid dividends, without regard to any undeclared dividends, to, but not including, the Redemption Date. The foregoing shall be further subject to the terms and conditions of the Amendment
to the Articles. 
 (c) If fewer than all of the Depositary Shares evidenced by a Receipt are called for redemption, the
Depositary will deliver upon or promptly after the related Redemption Date, to the holder of such Receipt upon its surrender to the Depositary, together with payment of the redemption price payable in respect of the Depositary Shares called for
redemption, a new Receipt evidencing the Depositary Shares evidenced by such prior Receipt and not called for redemption. 

SECTION 2.04. Registration of Transfers of Receipts. The Company hereby appoints the Depositary as the Registrar and Transfer
Agent for the Depositary Shares, and the Depositary hereby accepts such appointment and, as such, shall register on its books from time to time transfers of the Depositary Shares, including transfers of Receipts, upon any surrender thereof by the
holder in person or by a duly authorized attorney, agent or representative properly endorsed or accompanied by a properly executed instrument of transfer or endorsement, together with evidence of the payment by the applicable party of any transfer
taxes as may be required by law. Upon such surrender, the Depositary shall execute a new Receipt or Receipts and deliver the same to or upon the order of the person entitled thereto evidencing the same aggregate number of Depositary Shares evidenced
by the Receipt or Receipts surrendered. 

  
 7 

 SECTION 2.05. Combinations and Split-Ups of Receipts. Upon surrender of a Receipt or
Receipts at the Corporate Office or such other office as the Depositary may designate for the purpose of effecting a split-up or combination of Receipts, subject to the terms and conditions of this Deposit Agreement, the Depositary shall execute and
deliver a new Receipt or Receipts in the authorized denominations requested evidencing the same aggregate number of Depositary Shares evidenced by the Receipt or Receipts surrendered. 

SECTION 2.06. Surrender of Receipts and Withdrawal of Preferred Shares. (a) Any holder of a Receipt or Receipts may withdraw
any or all of the deposited Preferred Shares represented by the Depositary Shares evidenced by such Receipt or Receipts and all money and other property, if any, represented by such Depositary Shares by surrendering such Receipt or Receipts at the
Corporate Office or at such other office as the Depositary may designate for such withdrawals, provided that a holder of a Receipt or Receipts may not withdraw such Preferred Shares (or money and other property, if any, represented thereby)
which have previously been called for redemption. After such surrender, without unreasonable delay, the Depositary shall notify the Transfer Agent for the Preferred Shares and shall deliver, or cause to be delivered, to such holder, or to the person
or persons designated by such holder as hereinafter provided, the number of Preferred Shares and all such money and other property, if any, represented by the Depositary Shares evidenced by the Receipt or Receipts so surrendered for withdrawal, but
holders of such Preferred Shares will not thereafter be entitled to deposit such Preferred Shares hereunder or to receive Depositary Shares therefor. If the Receipt or Receipts delivered by the holder to the Depositary in connection with such
withdrawal shall evidence a number of Depositary Shares in excess of the number of Depositary Shares representing the number of deposited Preferred Shares to be withdrawn, the Depositary shall at the same time, in addition to such Preferred Shares
and such money and other property, if any, to be withdrawn, deliver to such holder, or (subject to Section 2.04) upon his order, a new Receipt or Receipts evidencing such excess number of Depositary Shares. Delivery of such Preferred Shares and
such money and other property being withdrawn may be made by the delivery of such certificates, documents of title and other instruments as the Depositary may deem appropriate, which, if required by the Depositary, shall be properly endorsed or
accompanied by proper instruments of transfer. 
 (b) If the deposited Preferred Shares and the money and other property being
withdrawn are to be delivered to a person or persons other than the record holder of the Receipt or Receipts being surrendered for withdrawal of Preferred Shares, such holder shall execute and deliver to the Depositary a written order so directing
the Depositary and the Depositary may require that the Receipt or Receipts surrendered by such holder for withdrawal of such Preferred Shares be properly endorsed in blank or accompanied by a properly executed instrument of transfer or endorsement
in blank and such other document as the Depositary shall determine are reasonably required hereunder, including those documents specified in Section 3.01. 
 (c) The Depositary shall deliver, or cause to be delivered, the deposited Preferred Shares and the money and other property, if any, represented by the Depositary Shares evidenced by Receipts surrendered
for withdrawal at the Corporate Office, except that, at the request, risk and expense of the holder surrendering such Receipt or Receipts and for the account of the holder thereof, such delivery may be made at such other place as may be designated
by such holder. 

  
 8 

 SECTION 2.07. Limitations on Execution and Delivery, Transfer, Split-Up, Combination,
Surrender and Exchange of Receipts. (a) As a condition precedent to the execution and delivery, transfer, split-up, combination, surrender or exchange of any Receipt, the Depositary, any of the Depositary’s Agents or the Company may
require any or all of the following: (i) payment to it of a sum sufficient for the payment (or, in the event that the Company shall have made such payment, the reimbursement to it) of any tax or other charge and stock transfer or registration
fee with respect thereto (including any such tax or charge with respect to the Preferred Shares being deposited or withdrawn); (ii) the production of proof satisfactory to it as to the identity and genuineness of any signature (or the authority
of any signature); and (iii) compliance with such regulations, if any, as the Depositary or the Company may establish consistent with the provisions of this Deposit Agreement as may be required by any securities exchange upon which the
deposited Preferred Shares, the Depositary Shares or the Receipts may be included for quotation or listed on any applicable self-regulatory body. 
 (b) The deposit of Preferred Shares may be refused, the delivery of Receipts against Preferred Shares may be suspended, the transfer of Receipts may be refused, and the transfer, split-up, combination,
surrender, exchange or redemption of outstanding Receipts may be suspended (i) during any period when the register of shareholders of the Company is closed or (ii) if any such action is deemed reasonably necessary or advisable by the
Depositary, any of the Depositary’s Agents or the Company at any time or from time to time because of any requirement of law or of any government or governmental body or commission, or under any provision of this Deposit Agreement. 

SECTION 2.08. Lost Receipts, etc. In case any Receipt shall be mutilated and surrendered to the Depositary or destroyed or lost or
stolen, the Depositary shall execute and deliver a Receipt of like form and tenor in exchange and substitution for such mutilated Receipt or in lieu of and in substitution for such destroyed, lost or stolen Receipt, provided that the holder
thereof provides the Depositary with (i) evidence reasonably satisfactory to the Depositary of such destruction, loss or theft of such Receipt, of the authenticity thereof and of such holder’s ownership thereof, (ii) a request for
such execution and delivery, which must be received by the Depositary before the Depositary has notice that the Receipt has been acquired by such holder, (iii) indemnification satisfactory to the Depositary and the Company, and (iv) any
other documents reasonably required by the Depositary. 
 SECTION 2.09. Cancellation and Destruction of Surrendered
Receipts. All Receipts surrendered to the Depositary or any Depositary’s Agent shall be cancelled by the Depositary. Except as prohibited by applicable law or regulation, the Depositary is authorized, but not required, to destroy such
Receipts so cancelled. 
 ARTICLE III 
 CERTAIN OBLIGATIONS OF HOLDERS OF RECEIPTS AND THE COMPANY 
 SECTION 3.01.
Filing Proofs, Certificates and Other Information. Any person presenting Preferred Shares for deposit or any holder of a Receipt may be required from time to time to file with the Depositary such proof of residence, guarantee of signature or
other information, and to execute such certificates and to make such representations and warranties as the Depositary may reasonably deem necessary or proper or the Company may reasonably require by written request to the Depositary. The Depositary
or the Company may withhold or 

  
 9 

 delay the delivery of any Receipt, the transfer, redemption, or exchange of any Receipt, the withdrawal of
the deposited Preferred Shares represented by the Depositary Shares evidenced by any Receipt, the distribution of any dividend or other distribution or the sale of any rights or of the proceeds thereof, until such proof or other information is
filed, such certificates are executed or such representations and warranties are made. 
 SECTION 3.02. Payment of Fees and
Expenses. The Company will pay the charges of the Depositary in connection with the initial deposit of the Preferred Shares, the initial issuance of the Depositary Shares and any redemption or exchange of the Preferred Shares. Any other charges
and expenses of the Depositary incident to the performance of its respective obligations arising from the Depositary arrangements will only be paid by the Company only after prior consultation and agreement between the Depositary and the Company and
consent by the Company to the incurrence of such expenses, which consent will not be unreasonably withheld. Holders of Receipts shall be obligated to make payments to the Depositary of certain fees and expenses and taxes or other charges to the
extent provided in Section 5.07, or provide evidence reasonably satisfactory to the Depositary that such fees and expenses and taxes or other charges have been paid. Until such payment is made, transfer of any Receipt or any withdrawal of the
Preferred Shares or money or other property, if any, represented by the Depositary Shares evidenced by such Receipt may be refused, any dividend or other distribution may be withheld, and any part or all of the Preferred Shares or other property
represented by the Depositary Shares evidenced by such Receipt may be sold for the account of the holder thereof (after attempting by reasonable means to notify such holder a reasonable number of days prior to such sale). Any dividend or other
distribution so withheld and the proceeds of any such sale may be applied to any payment of such fees or expenses, the holder of such Receipt remaining liable for any deficiency. 

SECTION 3.03. Representations and Warranties as to Preferred Shares. In the case of the initial deposit of the Preferred Shares
hereunder, the Company and, in the case of subsequent deposits thereof, each person so depositing Preferred Shares under this Deposit Agreement shall be deemed thereby to represent and warrant that such Preferred Shares and each certificate
therefor, if any, are valid and that the person making such deposit is duly authorized to do so. The Company hereby further represents and warrants that such Preferred Shares, when issued, will be, validly issued, fully paid and nonassessable. Such
representations and warranties shall survive the deposit of the Preferred Shares and the issuance of Receipts. 
 SECTION 3.04.
Representation and Warranties as to Receipts and Depositary Shares. The Company hereby represents and warrants that the Receipts, when issued, will evidence legal and valid interests in the Depositary Shares and each Depositary Share will
represent a legal and valid 1/40 fractional interest in a deposited Preferred Share. Such representation and warranty shall survive the deposit of the Preferred Shares and the issuance of Receipts. 

  
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 ARTICLE IV 
 THE PREFERRED SHARES; NOTICES 
 SECTION 4.01. Cash Distributions. Whenever
the Depositary shall receive any cash dividend or other cash distribution on the deposited Preferred Shares, including any cash received upon redemption of any Preferred Shares pursuant to Section 2.03, the Depositary shall, subject to
Section 3.02, distribute to record holders of Receipts on the record date fixed for such distribution pursuant to Section 4.04 such amounts of such dividend or distribution as are, as nearly as practicable, in proportion to the respective
numbers of Depositary Shares evidenced by the Receipts held by such holders; provided, however, that (i) in case the Company or the Depositary shall be required to and shall withhold from any cash dividend or other cash
distribution in respect of the Preferred Shares represented by the Receipts held by any holder an amount on account of taxes or as otherwise required by law, regulation or court order, the amount made available for distribution or distributed in
respect of Depositary Shares represented by such Receipts subject to such withholding shall be reduced accordingly and (ii) holders of Receipts on such record date will be entitled to receive the dividend or distribution payable in respect of
the Preferred Shares represented by the Receipts, notwithstanding the redemption of such Receipts after such record date and on or prior to the corresponding Dividend Payment Date or the Company’s default in the payment of the dividend due on
such Preferred Shares on such Dividend Payment Date. The Depositary shall distribute or make available for distribution, as the case may be, only such amount as can be distributed without attributing to any holder of Receipts a fraction of one cent,
and any balance not so distributable shall be held by the Depositary (without liability for interest thereon) and shall be added to and be treated as part of the next sum received by the Depositary for distribution to record holders of Receipts then
outstanding. Prior to any such distribution, to the extent the Depositary does not have the requisite tax form from a holder, the Depositary may require such holder to provide the Depositary with a properly completed Form W-8 (i.e., Form W-8BEN,
Form W-8EXP, Form W-8IMY, Form W8ECI or another applicable Form W-8) or Form W-9 (which form shall set forth such holder’s certified taxpayer identification number if requested on such form), as may be applicable. Each holder of a Receipt
acknowledges that, in the event of non-compliance with the preceding sentence, the Internal Revenue Code of 1986, as amended (or any successor law), may require withholding by the Depositary of a portion of any of the distribution to be made
hereunder. 
 SECTION 4.02. Distributions Other Than Cash. Whenever the Depositary shall receive any distribution other
than cash on the deposited Preferred Shares, the Depositary shall, subject to Section 3.02, distribute to record holders of Receipts on the record date fixed pursuant to Section 4.04 such amounts of the securities or property received by
it as are, as nearly as practicable, in proportion to the respective numbers of Depositary Shares evidenced by the Receipts held by such holders, in any manner that the Depositary and the Company may deem equitable and practicable for accomplishing
such distribution. If, in the opinion of the Depositary after consultation with the Company, such distribution cannot be made proportionately among such record holders, or if for any other reason (including any requirement that the Company or the
Depositary withhold an amount on account of taxes), the Depositary deems, after consultation with the Company, such distribution not to be feasible, the Depositary may, with the approval of the Company, adopt such method as it deems equitable and
practicable for the purpose of effecting such distribution, including the sale (at public or private sale) of the 

  
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securities or property thus received, or any part thereof, at such place or places and upon such terms as it may deem proper. The net proceeds of any such sale shall, subject to
Section 3.02, be distributed or made available for distribution, as the case may be, by the Depositary to record holders of Receipts as provided by Section 4.01 in the case of a distribution received in cash. The Company shall not make any
distribution of such securities or property to the holders of Receipts unless the Company shall have provided to the Depositary an opinion of counsel stating that the distribution of such securities or property has been registered under the
Securities Act or that registration is not required. The Company shall advise the Depositary of the nature of any property, and if the Depositary in its reasonable judgment determines that it may incur liability by reason of being deemed an owner
thereof, the Depositary shall have the right to refuse such property, but the Depositary shall assist the Company in determining an appropriate means of distributing such property. 

SECTION 4.03. Subscription Rights, Preferences or Privileges. (a) If the Company shall at any time offer or cause to be
offered to the persons in whose names deposited Preferred Shares are registered on the books of the Company any rights, preferences or privileges to subscribe for or to purchase any securities or any rights, preferences or privileges of any other
nature, such rights, preferences or privileges shall in each such instance be made available by the Depositary to the record holders of Receipts in such manner as the Company shall instruct (including by the issue to such record holders of warrants
representing such rights, preferences or privileges); provided, however, that (i) if at the time of issue or offer of any such rights, preferences or privileges the Company determines upon advice of its legal counsel that it is
not lawful or feasible to make such rights, preferences or privileges available to the holders of Receipts (by the issue of warrants or otherwise) or (ii) if and to the extent instructed by holders of Receipts who do not desire to exercise such
rights, preferences or privileges, the Depositary shall then, if so instructed by the Company, and if applicable laws or the terms of such rights, preferences or privileges so permit, sell such rights, preferences or privileges of such holders at
public or private sale, at such place or places and upon such terms as it may deem proper. The net proceeds of any such sale shall, subject to Section 3.01 and Section 3.02, be distributed by the Depositary to the record holders of
Receipts entitled thereto as provided by Section 4.01 in the case of a distribution received in cash. The Depositary shall not make any distribution of such rights, preferences or privileges, unless the Company shall have provided to the
Depositary the opinion of counsel required by Section 4.03(b). 
 (b) If registration under the Securities Act of the
securities to which any rights, preferences or privileges relate is required in order for holders of Receipts to be offered or sold the securities to which such rights, preferences or privileges relate, the Company agrees that it will promptly file
a registration statement pursuant to the Securities Act with respect to such rights, preferences or privileges and securities and use its commercially reasonable efforts and take all steps available to it to cause such registration statement to
become effective sufficiently in advance of the expiration of such rights, preferences or privileges to enable such holders to exercise such rights, preferences or privileges. In no event shall the Depositary make available to the holders of
Receipts any right, preference or privilege to subscribe for or to purchase any securities unless and until such a registration statement shall have become effective or unless the offering and sale of such securities to such holders are exempt from
registration under the provisions of the Securities Act and the Company shall have provided to the Depositary an opinion of counsel to such effect. 

  
 12 

 (c) If any other action under the law of any jurisdiction or any governmental or
administrative authorization, consent or permit is required in order for such rights, preferences or privileges to be made available to holders of Receipts, the Company agrees to use its commercially reasonable efforts to take such action or obtain
such authorization, consent or permit sufficiently in advance of the expiration of such rights, preferences or privileges to enable such holders to exercise such rights, preferences or privileges. 

(d) The Depositary will not be deemed to have any knowledge of any item for which it is supposed to receive notification under any
Section of this Deposit Agreement unless and until it has received such notification. 
 SECTION 4.04. Notice of Dividends;
Fixing of Record Date for Holders of Receipts. Whenever any cash dividend or other cash distribution shall become payable, any distribution other than cash shall be made, or any rights, preferences or privileges shall at any time be offered,
with respect to the deposited Preferred Shares, or whenever the Depositary shall receive notice of (i) any meeting at which holders of such Preferred Shares are entitled to vote or of which holders of such Preferred Shares are entitled to
notice or (ii) any election on the part of the Company to redeem any such Preferred Shares, the Depositary shall in each such instance fix a record date if a record date is fixed by the Company with respect to the Preferred Shares (which record
date shall be the same date as the record date fixed by the Company with respect to the Preferred Shares), for the determination of the holders of Receipts who shall be entitled to receive such dividend, distribution, rights, preferences or
privileges or the net proceeds of the sale thereof, to give instructions for the exercise of voting rights at any such meeting or to receive notice of such meeting or the determination of holders of Receipts who shall be entitled to receive the
amount of the Redemption Price on the Preferred Shares on a Redemption Date payable with respect to their Receipts. 
 SECTION
4.05. Voting Rights. Upon receipt of notice of any meeting at which the holders of deposited Preferred Shares are entitled to vote, the Depositary shall, as soon as practicable thereafter, mail (or otherwise transmit by an authorized method),
to the record holders of Receipts a notice, which shall be provided by the Company and which shall contain (i) such information as is contained in such notice of meeting, (ii) a statement that the holders of Receipts at the close of
business on a specified record date fixed pursuant to Section 4.04 will be entitled, subject to any applicable provision of law, to instruct the Depositary as to the exercise of the voting rights pertaining to the amount of Preferred Shares
represented by their respective Depositary Shares and (iii) a brief statement as to the manner in which such instructions may be given. Upon the written request of a holder of a Receipt on such record date, the Depositary shall vote or cause to
be voted the amount of Preferred Shares represented by the Depositary Shares evidenced by such Receipt in accordance with the instructions set forth in such request. To the extent any such instructions request the voting of a fractional interest of
a share of deposited Preferred Shares, the Depositary shall aggregate such interest with all other fractional interests resulting from requests with the same voting instructions and shall vote the number of whole votes resulting from such
aggregation in accordance with the instructions received in such requests. Each Preferred Share is entitled to one vote on all matters as to which the Preferred Shares vote and, accordingly, each Depositary Share is entitled to 1/40 of a vote on
such matters. The Company hereby agrees to take all reasonable actions that may be deemed necessary by the Depositary in order to enable the Depositary to vote such Preferred Shares or cause such

  
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Preferred Shares to be voted. In the absence of specific instructions from the holder of a Receipt, the Depositary will abstain from voting to the extent of the Preferred Shares represented by
the Depositary Shares evidenced by such Receipt. The Depositary shall not be required to exercise discretion in voting any Preferred Shares represented by the Depositary Shares evidenced by such Receipt. 

SECTION 4.06. Changes Affecting Preferred Shares and Reclassifications, Recapitalizations, etc. Upon any change in par or stated
value, split-up, combination or any other reclassification of Preferred Shares, or upon any recapitalization, reorganization, merger or consolidation affecting the Company or to which it is a party or sale of all or substantially all of the
Company’s assets, the Depositary shall, upon the written instructions of the Company, make such adjustments in (i) the fraction of an interest represented by one Depositary Share in one Preferred Share and (ii) the ratio of the
redemption price per Depositary Share to the Redemption Price of a Preferred Share, in each case as may be required by or as is consistent with the provisions of the Amendment to the Articles and the Articles of Incorporation to fully reflect the
effects of such change in par or stated value, split-up, combination or other reclassification, or of such recapitalization, reorganization, merger, consolidation or sale. In any such case the Depositary may, upon the written instructions of the
Company, execute and deliver additional Receipts. Anything to the contrary herein notwithstanding but subject to the rights of holders of Depositary Shares provided for in Section 2.04, holders of Receipts shall have the right from and after
the effective date of any such change in par or stated value, split-up, combination or other reclassification of the Preferred Shares or any such recapitalization, reorganization, merger or consolidation or sale of substantially all the assets of
the Company to surrender such Receipts to the Depositary with instructions to exchange or surrender the Preferred Shares represented thereby only into or for, as the case may be, the kind and amount of shares and other securities and property and
cash into which the deposited Preferred Shares evidenced by such Receipts for which such Preferred Shares might have been exchanged or surrendered immediately prior to the effective date of such transaction. The Company shall cause an effective
provision to be made in the corporate charter of the resulting or surviving corporation (if other than the Company) for protection of such rights as may be applicable upon exchange of the deposited Preferred Shares for securities or property or cash
of the surviving corporation in connection with the transactions set forth above. The Company shall cause any such surviving corporation (if other than the Company) expressly to assume the obligations of the Company hereunder. 

SECTION 4.07. Inspection of Reports. The Depositary shall make available for inspection by holders of Receipts at the Corporate
Office and at such other places as it may from time to time deem advisable during normal business hours any reports and communications received from the Company that are both received by the Depositary as the holder of deposited Preferred Shares and
made generally available to the holders of the Preferred Shares. In addition, the Depositary shall transmit certain notices and reports to the holders of Receipts as provided in Section 5.05. 

SECTION 4.08. Lists of Receipt Holders. Promptly upon request from time to time by the Company, the Depositary or Registrar, as
applicable, shall furnish to the Company a list, as of a recent date specified by the Company, of the names, addresses and holdings of Depositary Shares of all persons in whose names Receipts are registered on the books of the Depositary or
Registrar, as applicable. 

  
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 SECTION 4.09. Tax and Regulatory Compliance. The Depositary shall be responsible for
(i) preparation and mailing of 1099 and similar and successor forms for all open and closed accounts, (ii) foreign tax withholding, (iii) withholding at the then applicable rate of dividends from holders of Receipts subject to back-up
withholding, (iv) mailing W-9 and similar and successor forms to new holders of Receipts without a certified taxpayer identification number, (v) processing certified W-9 and similar and successor forms, (vi) preparation and filing of
state information returns and (vii) escheatment services. 
 SECTION 4.10. Withholding. Notwithstanding any other
provision of this Deposit Agreement, but subject to Section 5(e) of the Amendment to the Articles, in the event that the Depositary determines that any distribution in property is subject to any tax or other charge which the Depositary is
obligated by law to withhold, the Depositary may dispose of all or a portion of such property in such amounts and in such manner as the Depositary deems necessary and practicable to pay such taxes, by public or private sale, and the Depositary shall
distribute the net proceeds of any such sale or the balance of any such property after deduction of such taxes to the holders of Receipts entitled thereto in proportion to the number of Depositary Shares held by them, respectively. 

ARTICLE V 
 THE
DEPOSITARY AND THE COMPANY 
 SECTION 5.01. Maintenance of Offices, Agencies and Transfer Books by the Depositary and the
Registrar. (a) The Depositary shall maintain at the Corporate Office facilities for the execution and delivery transfer, surrender and exchange, split-up, combination and redemption of Receipts and for the deposit and withdrawal of
Preferred Shares and at the offices of the Depositary’s Agents, if any, facilities for the delivery, transfer, surrender and exchange, split-up, combination and redemption of Receipts and for the deposit and withdrawal of Preferred Shares, all
in accordance with the provisions of this Deposit Agreement. 
 (b) The Depositary or Registrar, as applicable, shall keep books
at the Corporate Office for the registration and transfer of Receipts, which books at all reasonable times shall be open for inspection by the record holders of Receipts as provided by applicable law. The Depositary may close such books, at any time
or from time to time, when deemed expedient by it in connection with the performance of its duties hereunder. 
 (c) If the
Receipts or the Depositary Shares evidenced thereby or the Preferred Shares represented by such Depositary Shares shall be listed on the New York Stock Exchange or any other stock exchange, the Depositary may, with the approval of the Company,
appoint a Registrar (acceptable to the Company) for registration of such Receipts or Depositary Shares in accordance with the requirements of such exchange. Such Registrar (which may be the Depositary if so permitted by the requirements of such
exchange) may be removed and a substitute registrar appointed by the Depositary upon the request or with the approval of the Company. If the Receipts, such Depositary Shares or such Preferred Shares are listed on one or more other stock exchanges,
the Depositary will, at the request and expense of the Company, arrange such facilities for the delivery, transfer, surrender, redemption and exchange of such Receipts, such Depositary Shares or such Preferred Shares as may be required by law or
applicable stock exchange regulations. 

  
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 SECTION 5.02. Prevention or Delay in Performance by the Depositary, the Depositary’s
Agents, the Registrar or the Company. Neither the Depositary, any Depositary’s Agent, the Registrar nor the Company shall incur any liability to any holder of any Receipt, if by reason of any provision of any present or future law or
regulation thereunder of the United States of America or of any other governmental authority or, in the case of the Company, the Depositary, the Depositary’s Agent or the Registrar, by reason of any provision, present or future, of the Articles
of Incorporation or the Amendment to the Articles or, in the case of the Company, the Depositary, the Depositary’s Agent or the Registrar, by reason of any act of God or war or other circumstance beyond the control of the relevant party, the
Depositary, any Depositary’s Agent, the Registrar or the Company shall be prevented or forbidden from doing or performing any act or thing that the terms of this Deposit Agreement provide shall be done or performed; nor shall the Depositary,
any Depositary’s Agent, the Registrar or the Company incur any liability to any holder of a Receipt by reason of any nonperformance or delay, caused as aforesaid, in the performance of any act or thing that the terms of this Deposit Agreement
provide shall or may be done or performed, or by reason of any exercise of, or failure to exercise, any discretion provided for in this Deposit Agreement. 
 SECTION 5.03. Scope of the Depositary’s Obligations. (a) The Depositary shall act solely as agent for the Company under this Deposit Agreement and owes no duties hereunder to any other
person. The Depositary undertakes to perform the duties and only the duties that are specifically set forth in this Deposit Agreement, and no implied covenants or obligations shall be read into this Deposit Agreement against the Depositary.

 (b) None of the Depositary, any Depositary’s Agent, the Registrar or the Company shall be under any obligation to appear
in, prosecute or defend any action, suit or other proceeding with respect to the deposited Preferred Shares, Depositary Shares or Receipts that in its opinion may involve it in expense or liability, unless indemnity satisfactory to it against all
expense and liability be furnished as often as may be required. 
 (c) The Depositary, any Depositary’s Agent and the
Registrar may rely upon, and shall be protected in acting or refraining from acting in reliance upon, (i) any communication from Company, any predecessor Depositary or Depositary’s Agent, any predecessor co-Depositary or any Registrar
(other than Depositary), predecessor Registrar or co-Registrar; (ii) any instruction, notice, request, direction, consent, report, certificate, opinion or other instrument, paper, document or electronic transmission believed by the Depositary
to be genuine and to have been signed or given by the proper party or parties; (iii) the identity, authority or rights of the parties (other than with respect to the Depositary) executing or delivering or purporting to execute or deliver this
Deposit Agreement or any documents or papers deposited or called for under this Deposit Agreement, (iv) any guaranty of signature by an “eligible guarantor institution” that is member or participant in the Securities Transfer Agents
Medallion Program, Foreign Investor Registered Securities Transfer Global Program or other comparable “signature guarantee program” or insurance program in addition to, or in substitution for, the foregoing, (v) any instructions
received through Direct Registration System/Profile; or (vi) any law, act, regulation or any reasonable interpretation of the same even though such law, act, or regulation may thereafter have been altered, changed, amended or repealed.

  
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 (d) In connection with any question of law arising in the course of the Depositary
performing its duties hereunder, the Depositary may consult with legal counsel (including internal counsel) whose advice shall be an indication of good faith in respect of any action taken, suffered or omitted by the Depositary hereunder.

 (e) The Depositary, its parent, affiliate, or subsidiaries, any Depositary’s Agent, and the Registrar may own, buy, sell
or deal in any class of securities of the Company and its affiliates and its Receipts or Depositary Shares or become pecuniarily interested in any transaction in which the Company or its affiliates may be interested or contract with or lend money to
or otherwise act as fully or as freely as if it were not the Depositary or the Depositary’s Agent hereunder. The Depositary may also act as transfer agent or registrar of any of the securities of the Company and its affiliates or act in any
other capacity for the Company or its affiliates. 
 (f) It is intended that neither the Depositary nor any Depositary’s
Agent shall be deemed to be an “issuer” of securities under the federal securities laws or applicable state securities laws, it being expressly understood and agreed that the Depositary and any Depositary’s Agent are acting only in a
ministerial capacity as Depositary for the deposited Preferred Shares; provided, however, that the Depositary agrees to comply with all information reporting and withholding requirements applicable to it under law or this Deposit
Agreement in its capacity as Depositary. Neither the Depositary, the Depositary’s Agent nor the Registrar shall be under any duty or responsibility to ensure compliance with any applicable federal or state securities laws in connection with the
issuance, transfer or exchange of the Receipts, Preferred Shares or Depositary Shares; provided, however, that each of the Depositary, the Depositary’s Agent and the Registrar agrees to comply with all federal and state securities
laws applicable to it in its respective capacity as Depositary, Depositary’s Agent and Registrar. 
 (g) Neither the
Depositary (or its officers, directors, employees or agents) nor any Depositary’s Agent makes any representation or has any responsibility as to the validity of any registration statement pursuant to which the Depositary Shares may be
registered under the Securities Act, the deposited Preferred Shares, the Depositary Shares, the Receipts (except its countersignature thereon) or any instruments referred to therein or herein, or as to the correctness of any statement made in any
such registration statement or herein; provided, however, that the Depositary is responsible for its representations in this Deposit Agreement, for the validity of any action taken or required to be taken by the Depositary in
connection with this Deposit Agreement and for any information provided to the Company in writing for the purpose of including such information in any such registration statement. 

(h) In the event the Depositary, the Depositary’s Agent or the Registrar believes any ambiguity, uncertainty or conflict exists in
any notice, instruction, direction, request or other communication, paper or document received by it pursuant to this Deposit Agreement, the Depositary, the Depositary’s Agent or Registrar shall promptly notify the Company of the details of
such alleged ambiguity, uncertainty or conflict, and may, in its sole discretion, refrain from taking any action, and the Depositary, the Depositary’s Agent or Registrar shall be fully 

  
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protected and shall incur no liability to any person from refraining from taking such action, absent gross negligence or intentional misconduct (as determined by a final judgment of a court of
competent jurisdiction), unless and until (i) the rights of all parties have been fully and finally adjudicated by a court of appropriate jurisdiction or (ii) the Depositary, the Depositary’s Agent or Registrar receives written
instructions with respect to such matter signed by the Company that eliminates such ambiguity, uncertainty or conflict to the satisfaction of the Depositary, the Depositary’s Agent or Registrar. 

(i) Whenever in the performance of its duties under this Deposit Agreement, the Depositary, the Depositary’s Agent or Registrar
shall deem it necessary that any fact or matter be proved or established by the Company prior to taking, suffering or omitting to take any action hereunder, such fact or matter (unless other evidence in respect thereof be herein specifically
prescribed) may be deemed to be conclusively provided and established by a certificate signed by any one of the President and Chief Executive Officer, the Chief Financial Officer, any Executive Vice President, the Treasurer, the Secretary or any
other officer of the Company that any of the foregoing officers expressly designates in writing, and delivered to the Depositary, the Depositary’s Agent or Registrar; and such certificate shall be full and complete authorization and protection
to the Depositary, the Depositary’s Agent or Registrar and the Depositary, the Depositary’s Agent or Registrar shall incur no liability for or in respect of any action taken, suffered or omitted by it under the provisions of this Deposit
Agreement in reliance upon such certificate. The Depositary, the Depositary’s Agent or Registrar shall not be liable for or by reason of any of the statements of fact or recitals contained in this Deposit Agreement or in the Receipts (except
its countersignature thereof) or be required to verify the same, but all such statements and recitals are and shall be deemed to have been made by the Company only. 
 (j) Notwithstanding anything herein to the contrary, no amendment to the Amendment to the Articles shall affect the rights, duties, obligations or immunities of the Depositary, the Depositary’s Agent
or Registrar hereunder, except as may be agreed to in writing by the Depositary or Registrar, and the Company. 
 (k) The
Depositary and the Registrar hereunder: 
 (i) shall have no duties or obligations other than those specifically set forth herein
(and no implied duties or obligations), or as may subsequently be agreed to in writing by the parties; and 
 (ii) shall have no
obligation to make payment hereunder to holders of Receipts unless the Company shall have provided the necessary federal or other immediately available funds or securities or property, as the case may be, to pay in full amounts due and payable with
respect thereto. 
 SECTION 5.04. Limitation of Liability. In the absence of bad faith, gross negligence, misconduct or
breach of this Deposit Agreement on its part, the Depositary, any Depositary’s Agent or the Registrar shall not be liable for any action taken, suffered or omitted by it or for any error of judgment made by it in the performance of its duties
under this Deposit Agreement. Any liability of the Depositary under this Agreement will be limited to the amount of annual fees paid by the Company to the Depositary. Without limiting the indemnification

  
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obligations described in Section 5.06, in no event will the Depositary or the Company be liable for special, indirect, incidental, consequential or punitive losses or damages of any kind
whatsoever (including but not limited to lost profits), even if the Depositary or the Company has been advised of the possibility of such losses or damages and regardless of the form of action. 

SECTION 5.05. Notices, Reports and Documents. The Company agrees that it will deliver to the Depositary, and the Depositary will,
promptly after receipt thereof, transmit to the record holders of Receipts, in each case at the address recorded in the Depositary’s books, copies of all notices and reports (including financial statements) required by law, by the rules of any
national securities exchange upon which the Preferred Shares, the Depositary Shares or the Receipts are included for quotation or listed or by the Articles of Incorporation, as amended by the Amendment to the Articles to be furnished by the Company
to holders of the deposited Preferred Shares and, if requested by the holder of any Receipt, a copy of this Deposit Agreement, the form of Receipt, the Articles of Incorporation as amended, and the form of Preferred Shares. Such transmission will be
at the Company’s expense and the Company will provide the Depositary with such number of copies of such documents as the Depositary may reasonably request. In addition, the Depositary will transmit to the record holders of Receipts at the
Company’s expense such other documents as may be requested by the Company. 
 SECTION 5.06. Indemnification. The
Company shall indemnify the Depositary, any Depositary’s Agent and any Registrar for, and hold each of them harmless from and against, any loss, liability, claim (whether with or without basis in fact or law), demand, cost or expense
(collectively, “Loss”) arising out of or in connection with its acting as Depositary, Depositary’s Agent or Registrar, respectively, under this Deposit Agreement and the Receipts or this appointment, including the reasonable costs and
expenses of defending itself against any Loss or enforcing this Deposit Agreement, except to the extent that such Loss shall have been determined by a final judgment of a court of competent jurisdiction to be a result of the Depositary’s,
Depositary’s Agent or any Registrar’s gross negligence or intentional misconduct. The Depositary shall indemnify the Company for, and hold it harmless from and against, any Loss arising out of or in connection with the services provided by
the Depositary, Depositary’s Agent and any Registrar under this Deposit Agreement or this appointment, including the reasonable costs and expenses of defending itself against any Loss or enforcing this Deposit Agreement to the extent that such
Loss shall have been determined by a final judgment of a court of competent jurisdiction to be a result of the Depositary’s, Depositary’s Agent or any Registrar’s gross negligence or intentional misconduct. If a party
(“Indemnitor”) shall be obligated to provide indemnification for any Loss to the other party (“Indemnitee”), such Indemnitor shall be entitled to assume the defense of such Loss with counsel approved by the Indemnitee (which
approval shall not be unreasonably withheld or delayed) upon delivery to Indemnitee of written notice of Indemnitor’s election to do so, provided that Indemnitor shall not be entitled to assume such defense if (a) Indemnitee has reasonably
concluded that there may be legal defenses available to it that are different from or in addition to those available to Indemnitor or (b) there is a conflict or potential conflict of interest between Indemnitor and Indemnitee. 

SECTION 5.07. Fees, Charges and Expenses. No charges and expenses of the Depositary or any Depositary’s Agent hereunder shall
be payable by the Company, except as provided in this Section, and no charges and expenses of the Depositary or any Depositary’s 

  
 19 

 
Agent hereunder shall be payable by any other person except as provided in this Section. The Company shall pay all transfer and other taxes and governmental charges arising solely from the
existence of this Deposit Agreement. The Company shall also pay all charges and expenses of the Depositary in connection with the initial deposit of the Preferred Shares and the initial issuance of the Depositary Shares, any redemption or exchange
of the Preferred Shares at the option of the Company and all withdrawals of the Preferred Shares by holders of Depositary Shares. If a holder of Receipts requests the Depositary to perform duties not required under this Deposit Agreement, the
Depositary shall notify the holder of the cost of the performance of such duties prior to the performance thereof. Such holder will be liable for the charges and expenses related to such performance. The Depositary may refuse to effect any transfer
of a Receipt or any withdrawal of Preferred Shares evidenced thereby until all such charges and expenses with respect to such Receipt or Preferred Shares are paid. 
 ARTICLE VI 
 AMENDMENT, TERM AND TERMINATION 

SECTION 6.01. Amendment. This Deposit Agreement may not be amended or modified in any manner except by a written agreement signed
by both the Company and the Depositary; provided, however, that no such amendment (other than any change in the fees of any Depositary, Registrar or Transfer Agent) which (i) would materially and adversely alter the rights of the
holders of the Receipts or (ii) imposes additional charges or (iii) would be materially and adversely inconsistent with the rights granted to the holders of the Preferred Shares pursuant to the Articles of Incorporation as amended by the
Amendment to the Articles shall be effective unless such amendment shall have been approved by the holders of at least a majority of the Depositary Shares then outstanding. In no event shall any amendment impair the right, subject to the provisions
of Section 2.05 and Section 2.06 of Article II, of any holder of any Depositary Shares to surrender the Receipt evidencing such Depositary Shares with instructions to the Depositary to deliver to the holder the deposited Preferred Shares
and all money and other property, if any, represented thereby, except in order to comply with mandatory provisions of applicable law. Every holder of an outstanding Receipt at the time any such amendment becomes effective shall be deemed, by
continuing to hold such Receipt, to consent and agree to such amendment and to be bound by this Deposit Agreement as amended thereby. 
 SECTION 6.02. Term of Agreement. The Depositary’s appointment hereunder shall commence on February 4, 2013, and shall continue through February 4, 2023 (the “Initial
Term”). The Company may terminate this agreement at any time. Following the Initial Term, this Deposit Agreement shall automatically renew for successive additional one-year terms. 

SECTION 6.03. Automatic Termination. (a) This agreement shall automatically terminate and shall cease to have any force or
effect in the event that (i) all outstanding Depositary Shares have been redeemed; (ii) a final distribution in respect of the Preferred Shares has been made to the holders of Depositary Shares in connection with any liquidation,
dissolution or winding up of the Company, and such distribution has been paid to the holders of Depositary Shares; or (iii) there has been consent of holders of Depositary Shares representing not less than two-thirds of the Depositary Shares
outstanding. 

  
 20 

 (b) The Depositary may suspend providing services hereunder or terminate this Deposit
Agreement at any time by delivering to the Company notice of its resignation and the Company may at any time remove the Depositary, with any such resignation or removal taking effect upon the appointment of a successor depositary and its acceptance
of such appointment. Such successor depositary will be appointed by the Company within 60 days after delivery of the notice of resignation or removal. Upon termination of the Deposit Agreement, the Depositary will discontinue the transfer of
Receipts, will suspend the distribution of dividends to the holders thereof and will not give any further notices (other than notice of such termination) or perform any further acts under this Deposit Agreement, except that the Depositary will
continue to collect dividends and other distributions pertaining to Preferred Stock and will continue to deliver Preferred Stock certificates together with such dividends and distributions and the net proceeds of any sales of rights, preferences,
privileges, or other property in exchange for Receipts surrendered. At a time after the expiration of three years from the date of termination, the Depositary may sell the Preferred Stock and hold the proceeds of such sale, without interest, for the
benefit of the holders of Receipts who have not then surrendered their Receipts. After making such sale, the Depositary will be discharged from all obligations under this Deposit Agreement, except to account for such proceeds. 

(c) Upon termination of this Deposit Agreement, all fees earned and expenses incurred by the Depositary up to and including the date of
such termination shall be immediately due and payable to the Depositary on or before the effective date of such termination. 

(d) Prior to termination of this Deposit Agreement, the Company shall provide the Depositary with written instructions as to the
disposition of records, as well as any additional documentation reasonably requested by the Depositary. Except as otherwise expressly provided in this Deposit Agreement, the respective rights and duties of the Company and the Depositary under this
Deposit Agreement shall cease upon termination of this Deposit Agreement. 
 (e) In case at any time this Deposit Agreement
shall be terminated, the Company shall, within 60 days after the delivery of the notice of termination, appoint a successor depositary, which shall be a bank or trust company having its principal office in the United States of America and having a
combined capital and surplus of at least $100,000,000. If a successor depositary shall not have been appointed and accepted appointment in 60 days, the resigning Depositary may petition a court of competent jurisdiction to appoint a successor
depositary. Every successor depositary shall execute and deliver to its predecessor and to the Company an instrument in writing accepting its appointment hereunder, and thereupon such successor depositary, without any further act or deed, shall
become fully vested with all the rights, powers, duties and obligations of its predecessor and for all purposes shall be the Depositary under this Deposit Agreement, and such predecessor, upon payment of all sums due it and on the written request of
the Company, shall promptly execute and deliver an instrument transferring to such successor all rights and powers of such predecessor hereunder, shall duly assign, transfer and deliver all rights, title and interest in the deposited Preferred
Shares and any moneys or property held hereunder to such successor and shall deliver to such successor a list of the record holders of all outstanding Receipts. Any successor depositary shall promptly mail notice of its appointment to the record
holders of Receipts. 

  
 21 

 (f) Subject to the right of the Company to terminate this Deposit Agreement pursuant to
Section 6.03, any corporation or association or other entity into or with which the Depositary may be merged, consolidated or converted, or any corporation or association or other entity to which all or a substantial part of the assets of the
Depositary may be transferred, shall be the successor of such Depositary without the execution or filing of any document or any further act. Such successor depositary may execute the Receipts either in the name of the predecessor depositary or in
the name of the successor depositary. 
 (g) The provisions of Section 6.03(e) and (f) as they apply to the Depositary
apply to the Registrar as if specifically enumerated therein. 
 ARTICLE VII 

MISCELLANEOUS 

SECTION 7.01. Counterparts. This Deposit Agreement may be executed manually in any number of counterparts, each of which such
counterparts, when so executed and delivered, shall be deemed an original, and all such counterparts when taken together shall constitute one and the same original instrument. Copies of this Deposit Agreement shall be filed with the Depositary and
the Depositary’s Agents and shall be open to inspection during business hours at the Corporate Office and the respective officer of the Depositary’s Agents, if any, by any holder of a Receipt. 

SECTION 7.02. Exclusive Benefits of Parties. Nothing in this Deposit Agreement shall be construed to give any person or entity
other than the parties hereto and their respective successors hereunder any legal or equitable right, remedy or claim under this Deposit Agreement; but this Deposit Agreement shall be for the sole and exclusive benefit of the parties hereto and
their respective successors hereunder. 
 SECTION 7.03. Severability. Whenever possible, each provision of this Deposit
Agreement will be interpreted in such a manner as to be effective and valid under applicable law, but if any provision of this Deposit Agreement is found to violate a law, it will be severed from the rest of the Deposit Agreement and ignored.

 SECTION 7.04. Conflicts with Amendment to the Articles. In the event of any conflict between the provisions of this
Deposit Agreement and the provisions of the Amendment to the Articles, the provisions of the Amendment to the Articles will govern, and the Company will instruct the Depositary accordingly. 

SECTION 7.05. Assignment. This Deposit Agreement shall be binding upon the parties hereto and their respective successors and
assigns; provided that this Deposit Agreement may not be assigned, or otherwise transferred, in whole or in part, by either party without the prior written consent of the other party, which the other party will not unreasonably withhold,
condition or delay; provided further that consent is not required for an assignment by the Depositary to affiliates, another division, subsidiaries or in connection with its reorganization or to successors of all or a majority of the
Depositary’s assets or business. Any attempted assignment in violation of the foregoing will be void. 

  
 22 

 SECTION 7.06. Notices. (a) All notices, demands and other communications given
pursuant to this Deposit Agreement shall be in writing, shall be deemed effective on the date of receipt or first refusal by the recipient, and may be sent by e-mail, facsimile, overnight delivery service, or by certified or registered mail, return
receipt requested to: 
  

			
	 If to the Company:
  

FirstMerit Corporation
 III Cascade Plaza, 7th
Floor
 Akron, Ohio 44308
 (330)
996-6300
 Attention: Judith A. Steiner
	  	 with an additional copy to:
  

FirstMerit Corporation
 III Cascade Plaza, 7th
Floor
 Akron, Ohio 44308
 (330)
996-6300
 Attention: Carlton E. Langer

  

			
	 If to the Depositary:
  

American Stock Transfer & Trust Company, LLC

6201 15th Avenue
 Brooklyn, New York
11219
 Attention: Corporate Trust Department
	  	 with an additional copy to:
  

American Stock Transfer & Trust Company, LLC

6201 15th Avenue
 Brooklyn, New York
11219
 Attention: General Counsel

 (b) Any notices given to any record holder of a Receipt hereunder or under the Receipts shall be in
writing and shall be deemed to have been duly given if personally delivered or sent by mail, or by telegram or telex or telecopier confirmed by letter, addressed to such record holder at the address of such record holder as it appears on the books
of the Depositary or, if such holder shall have filed with the Depositary in a timely manner a written request that notices intended for such holder be mailed to some other address, at the address designated in such request. 

SECTION 7.07. Depositary’s Agents. The Depositary may from time to time appoint Depositary’s Agents to act in any
respect for the Depositary for the purposes of this Deposit Agreement and may at any time appoint additional Depositary’s Agents and vary or terminate the appointment of such Depositary’s Agents. The Depositary will notify the Company of
any such action. 
 SECTION 7.08. Holders of Receipts Are Parties. The holders of Receipts from time to time shall be
deemed to be parties to this Deposit Agreement and shall be bound by all of the terms and conditions hereof and of the Receipts by acceptance of delivery thereof. 
 SECTION 7.09. Governing Law. This Deposit Agreement and the Receipts and all rights hereunder and thereunder and provisions hereof and thereof shall be governed by, construed and interpreted in
accordance with the laws of the State of Ohio, without regard to principles of conflicts of law; provided, however, that all provisions regarding the rights, duties and obligations of the Depositary shall be governed by and construed in accordance
with the laws of the State of New York applicable to contracts made to be performed entirely within such State. 

  
 23 

 SECTION 7.10. Inspection of Deposit Agreement. Copies of this Deposit Agreement shall
be filed with the Depositary and the Depositary’s Agents and shall be open to inspection during business hours at the Corporate Office and the respective offices of the Depositary’s Agents, if any, by any holder of any Receipt. 

SECTION 7.11. Headings. The headings contained in this Deposit Agreement and in the form of the Receipt set forth in Exhibit A are
for the purposes of convenience only and are not intended to define or limit the contents of this Deposit Agreement. 
 SECTION
7.12. Entire Agreement. This Deposit Agreement constitutes the entire understanding of the parties with respect to the subject matter hereof and supersedes all prior written or oral communications, understandings, and agreements with respect
to the subject matter of this Deposit Agreement. The parties acknowledge that the Exhibits hereto are an integral part of this Deposit Agreement. 
 SECTION 7.13. Confidentiality. (a) In connection with the Depositary’s appointment hereunder, each party shall obtain confidential information related to the other party or its
stockholders that is not available to the general public (“Confidential Information”), which Confidential Information shall include the terms and conditions of this Deposit Agreement and the exhibits attached hereto. Each party agrees that
the Confidential Information shall be held and treated by it, its directors, officers, employees, affiliates, agents and subcontractors (collectively, “Representatives”) in confidence and, except as hereinafter provided, shall not be
disclosed in any manner whatsoever except as otherwise required by law, regulation, subpoena or governmental authority. Confidential Information shall be used by each party and its Representatives only for the purposes for which provided and shall
be disclosed by such party only to those Representatives who have a need to know in order to accomplish the business purpose in connection with which the Confidential Information has been provided. Confidential Information does not include
information that (i) is now or subsequently becomes generally available to the public through no fault or breach on the part of the receiving party; (ii) the receiving party had rightfully in its possession prior to disclosure to it by the
disclosing party; (iii) is independently developed by the receiving party without the use of or reference to any Confidential Information; or (iv) the receiving party rightfully obtains on a non-confidential basis from a source other than
the disclosing party who has the right to transfer or disclose it. Nothing herein shall limit the disclosure of this Agreement as required hereby, including Exhibit A and applicable law, including federal securities laws. 

(b) In connection with the provision of services under this Deposit Agreement, the Company may direct the Depositary to release
information, including non-public personal information (“NPPI”), as defined in Title V of the Gramm Leach Bliley Act and the regulations issued thereunder (including but not limited to Regulation P of the Board of Governors of the Federal
Reserve) to the Company’s agents or other third party service providers, including, without limitation, broker/dealers, custodians and depositories. In addition, the Company consents to the release of information, including NPPI, (i) to
any of the Depositary’s Representatives in connection with the services provided hereunder and (ii) as required by law, regulation, subpoena or governmental authority. The Depositary shall not be liable for the release of information in
accordance with the foregoing provisions. 

  
 24 

 SECTION 7.14. Survival of Terms. Sections 5.04, 5.06, 5.07 and 7.13 shall survive the
termination of this Deposit Agreement and any succession of any Depositary, Registrar or Depositary’s Agent. 
 SECTION
7.15. Force Majeure. The Depositary shall not be liable for any failures, delays or losses, arising directly or indirectly out of conditions beyond its reasonable control, including, but not limited to, acts of government, exchange or market
ruling, suspension of trading, work stoppages or labor disputes, civil disobedience, riots, rebellions, electrical or mechanical failure, computer hardware or software failure, communications facilities failures including telephone failure, war,
terrorism, insurrection, fires, earthquakes, storms, floods, acts of God or similar occurrences. 
 SECTION 7.16. Submission
to Jurisdiction; Foreign Law. 
 (a) The parties irrevocably (i) submit to the non-exclusive jurisdiction of any New
York State court sitting in New York City or the United States District Court for the Southern District of New York in any action or proceeding arising out of or relating to this Deposit Agreement, and (ii) waive, to the fullest extent they may
effectively do so, any defense based on inconvenient forum, improper venue or lack of jurisdiction to the maintenance of any such action or proceeding. 
 (b) The Depositary shall not be required hereunder to comply with the laws or regulations of any country other than the United States of America or any political subdivision thereof. The Depositary may
consult with foreign counsel, at the Company’s expense, to resolve any foreign law issues that may arise as a result of the Company or any other party being subject to the laws or regulations of any foreign jurisdiction. 

SECTION 7.17. Patriot Act. The Company acknowledges that the Depositary is subject to the customer identification program
requirements under the USA PATRIOT Act and its implementing regulations (the “Customer Identification Program Requirements”), and that the Depositary must obtain, verify and record information that allows the Depositary to identify the
Company. Accordingly, prior to accepting an appointment hereunder, the Depositary has received information from the Company that will help the Depositary to identify the Company, including without limitation the Company’s physical address, tax
identification number, organizational documents, certificate of good standing, license to do business, or any other information that the Depositary deems necessary and that pending verification of received information, the Depositary may request
further such information. The Company agrees to provide all reasonably requested information necessary for the Depositary to verify the Company’s identity in accordance with the Customer Identification Program Requirements. 

[Remainder of Page Left Blank] 

  
 25 

 IN WITNESS WHEREOF, FirstMerit Corporation and American Stock Transfer & Trust Company, LLC have
duly executed this Deposit Agreement as of the day and year first above set forth and all holders of Receipts outstanding on the date hereof shall become parties hereto and all holders of Receipts issued after the date hereof shall become parties
hereto by and upon acceptance by them of delivery of Receipts issued in accordance with the terms hereof. 
  

			
	FIRSTMERIT CORPORATION
		
	 By:
	 	 /s/ Terrence E. Bichsel

	 Name:
	 	 Terrence E. Bichsel

	 Title:
	 	 Executive Vice President and Chief Financial Officer

	
	 AMERICAN STOCK TRANSFER & TRUST COMPANY, LLC,

as Depositary

		
	 By:
	 	 /s/ Michael A. Nespoli

	 Name:
	 	 Michael A. Nespoli

	 Title:
	 	 Senior Vice President

		 	

  

 Exhibit A 

SPECIMEN 

Form of Temporary Receipt – Exchangeable for Definitive Engraved Receipts – When Ready for Delivery. 

[If this Receipt is issued in global form, include the following:] Unless this Receipt is presented by an authorized representative
of The Depository Trust Company, a New York corporation (“DTC”), to FirstMerit Corporation or its agent for registration of transfer, exchange, or payment, and any Receipt issued is registered in the name of Cede & Co. or in such
other name as is requested by an authorized representative of DTC (and any payment is made to Cede & Co. or to such other entity as is requested by an authorized representative of DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL inasmuch as the registered owner hereof, Cede & Co., has an interest herein. 
 RECEIPT FOR DEPOSITARY SHARES, 
 EACH REPRESENTING 1/40 OF A SHARE OF

 5.875% NON-CUMULATIVE PERPETUAL PREFERRED STOCK, SERIES A, WITHOUT PAR VALUE 

FIRSTMERIT CORPORATION 
 CUSIP 337915 300 
 SEE REVERSE FOR CERTAIN DEFINITIONS 

INCORPORATED UNDER THE LAWS OF 

            THE STATE OF OHIO 
 American Stock Transfer & Trust Company, LLC, 
 as Depositary (the
“Depositary”), hereby certifies that 
  

			
	is the registered owner of	  	DEPOSITARY SHARES

 (“Depositary Shares”), each Depositary Share representing 1/40 of one share of 1/40th ownership interest in a
share of the 5.875% Non-Cumulative Perpetual Preferred Stock, Series A, without par value (the “Shares”) ($25.00 Liquidation Preference per Depositary Share), of FirstMerit Corporation, a corporation duly organized and existing under the
laws of the State of Ohio (the “Corporation”), on deposit with the Depositary, subject to the terms and entitled to the benefits of the Deposit Agreement, dated as of February 4, 2013 (the “Deposit Agreement”), among the
Corporation, the Depositary and the holders from time to time of Receipts for Depositary Shares. By accepting this Receipt, the holder hereof becomes a party to and agrees to be bound by all the terms and conditions of the Deposit Agreement. This
Receipt shall not be valid or obligatory for any purpose or entitled to any benefits under the Deposit Agreement unless it shall have been executed by the Depositary by the manual or facsimile signature of a duly authorized officer and, if a
Registrar in respect of the Receipt (other than the Depositary) shall have been appointed, also by the manual signature of a duly authorized officer of such Registrar. 
 Dated:                         

 

			
	AMERICAN STOCK TRANSFER & TRUST COMPANY, LLC,
		
	 By:
	 	
		 	Authorized Signature

 All capitalized terms in this legend have the meanings defined in the Corporation’s
Articles of Incorporation, a copy of which, including the restrictions on transfer, will be sent without charge to each Depositary Receipt holder who so requests. If the restrictions on transfer are violated, certain of the Preferred Shares
represented by the Depositary Shares evidenced by this Depositary Receipt may be subject to repurchase by the Corporation on the terms and conditions set forth in the Corporation’s Articles of Incorporation. 

FIRSTMERIT CORPORATION 
 FIRSTMERIT CORPORATION WILL FURNISH WITHOUT CHARGE WITHIN FIVE DAYS AFTER RECEIPT OF A WRITTEN REQUEST TO EACH REGISTERED HOLDER OF RECEIPTS WHO SO REQUESTS A COPY OF THE DEPOSIT AGREEMENT AND A COPY OF
THE ARTICLES OF INCORPORATION, WITH RESPECT TO THE 5.875% NON-CUMULATIVE PERPETUAL PREFERRED STOCK, SERIES A, WITHOUT PAR VALUE, OF FIRSTMERIT CORPORATION. ANY SUCH REQUEST IS TO BE ADDRESSED TO THE DEPOSITARY NAMED ON THE FACE OF THIS RECEIPT.

  
  

The following abbreviations, when used in the inscription on the face of this Receipt, shall be construed as though they were written out
in full according to applicable laws or regulations: 
  

							
	TEN COM	  	–      as tenants in common	  	UNIF GIFT MIN ACT	  	Custodian
	TEN ENT	  	 –      as tenants by the entireties
	  		  	            (Cust)                
                            (Minor)
	JT TEN	  	 –      as joint tenants with right of
	  		  	under Uniform Gifts to Minors
		  	 survivorship and not as tenants in
	  		  	Act
                                    
		  	 common
	  		  	                    (Date)

 Additional abbreviations may also be used though not in the above list. 

ASSIGNMENT 
 For value
received,                                       
                                         
             hereby sell(s), assign(s) and transfer(s) unto 
  

			
	 PLEASE INSERT SOCIAL SECURITY OR OTHER

IDENTIFYING NUMBER OF ASSIGNEE

 

		 
		 	 

  
  

 
  

			
	   
	  	Depositary Shares
	represented by the within Receipt, and do hereby irrevocably constitute and appoint
	  	  	Attorney

 to transfer the said Depositary Shares on
the books of the within names Depositary with full power of substitution in the premises. 
  

					
	
Dated:                       
                                      
	  	Signature(s):	  	 
	 	  	 	  	 
		  		  	NOTICE THE SIGNATURE TO THIS ASSIGNMENT MUST CORRESPOND WITH THE NAME(S) AS WRITTEN UPON THE FACE OF THE RECEIPT IN EVERY PARTICULAR, WITHOUT
ALTERATION OR ENLARGEMENT, OR ANY CHANGE WHATEVER.
			
		  	Signature(s) Guaranteed:  	  	 
		  		  	THE SIGNATURE(S) MUST BE GUARANTEED BY AN ELIGIBLE GUARANTOR INSTITUTION (BANKS, STOCKBROKERS, SAVINGS AND LOAN ASSOCIATIONS AND CREDIT UNIONS) WITH MEMBERSHIP IN AN APPROVED
SIGNATURE GUARANTEE MEDALLION PROGRAM, PURSUANT TO S.E.C. RULE 17Ad-15.

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