Document:

Exhibit 10.28

Exhibit 10.28

QCR HOLDINGS INC. NON-QUALIFIED

SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN

JOINDER AGREEMENT

The Executive specified below is hereby participating in the QCR Holdings, Inc. Non-Qualified
Supplemental Executive Retirement Plan (the “Plan”). In addition to the terms of the Plan, the
Executive and the Employer agree that the Executive’s terms of participation are also subject to
the following terms and conditions. In the event that any terms or conditions of the Plan are
inconsistent with or contrary to the terms of this Joinder Agreement, the terms of this Joinder
Agreement shall control.

Section 1. Terms of Joinder Agreement. The following words and phrases relate to
Executive’s participation in the Plan:

(i) The “Executive” is Douglas M. Hultquist.

(ii) The “Employer” is QCR Holdings, Inc. and Quad City Bank and Trust Company, and any
successors thereto.

(iii) The “Original Effective Date” is May 14, 2004.

(iv) The “Benefit Age” is age 65.

(v) The “Survivor Benefit” covered by insurance is $255,912.00 annually for 15 years.

Section 2. Elections.

(i) I elect to have the Survivor’s Benefit
paid [_____] in a single lump sum*, or [_____] in
180 monthly installments. (Failure to elect one method will result in the Survivor’s
Benefit being paid in a single lump sum*.)

(ii) I elect to have the Change in Control Termination Benefit
paid [_____] in a single
lump sum*, or [_____] in 180 monthly installments. (Failure to elect one method will result in
the Change in Control Termination Benefit being paid in a single lump sum*.)

*      Lump sum payment amounts will be calculated based on a discounted present value using the
Interest Factor.

Section 3. Participation. Executive understands that this Joinder Agreement must be
executed and provided to the Administrator in order for Executive to continue his participation in
the Plan and that by executing this Joinder Agreement Executive acknowledges and agrees to the
amendment and restatement of the Plan as provided therein.

Section 4. Miscellaneous. Executive understands that he is entitled to review or
obtain a copy of the Joinder Agreement and the Plan, at any time, and may do so by contacting the
Employer.

 

 

 

Section 5. Effective Date. This Joinder Agreement shall become effective upon its
execution by both the Executive and a duly authorized officer of the Employer.

IN WITNESS WHEREOF, the Employer has caused this Joinder Agreement to be executed by its duly
authorized officer, and Executive has signed this Agreement as of the dates set forth below.

	 	 	 	 	 	 	 
	/s/ Douglas M. Hultquist	 	 	 	December 31, 2008
	 	 	 	 	 
	Douglas M. Hultquist	 	 	 	Date
	 
	 	 	 	 	 	 
	/s/ James J. Brownson	 	 	 	December 31, 2008
	 	 	 	 	 
	QCR Holdings, Inc.	 	 	 	Date
	 
	 	 	 	 	 	 
	By: 

	James J. Brownson	 	 	 	 
	 

	 	 	 	 	 
	 	Its: Chairman

	 	 	 	 
	 
	 	 	 	 	 	 
	/s/ Shellee R. Showalter	 	 	 	December 31, 2008
	 	 	 	 	 
	Quad City Bank and Trust Company	 	 	 	Date
	 
	 	 	 	 	 	 
	By: 

	Shellee R. Showalter	 	 	 	 
	 

	 	 	 	 	 
	 	Its: SecretaryExhibit 10.29

Exhibit 10.29

QCR HOLDINGS INC. NON-QUALIFIED

SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN

JOINDER AGREEMENT

The Executive specified below is hereby participating in the QCR Holdings, Inc. Non-Qualified
Supplemental Executive Retirement Plan (the “Plan”). In addition to the terms of the Plan, the
Executive and the Employer agree that the Executive’s terms of participation are also subject to
the following terms and conditions. In the event that any terms or conditions of the Plan are
inconsistent with or contrary to the terms of this Joinder Agreement, the terms of this Joinder
Agreement shall control.

Section 1. Terms of Joinder Agreement. The following words and phrases relate to
Executive’s participation in the Plan:

(i) The “Executive” is Larry Helling.

(ii) The “Employer” is Cedar Rapids Bank and Trust Company and any successors thereto.

(iii) The “Original Effective Date” is May 13, 2004.

(iv) The “Benefit Age” is age 65.

(v) The “Survivor Benefit” covered by insurance is $149,676.00 annually for 15 years.

Section 2. Elections.

(i) I elect to have the Survivor’s Benefit
paid [_____] in a single lump sum*, or [_____] in
180 monthly installments. (Failure to elect one method will result in the Survivor’s
Benefit being paid in a single lump sum*.)

(ii) I elect to have the Change in Control Termination Benefit paid [_____] in a single
lump sum*, or [_____] in 180 monthly installments. (Failure to elect one method will result in
the Change in Control Termination Benefit being paid in a single lump sum*.)

*      Lump sum payment amounts will be calculated based on a discounted present value using the
Interest Factor.

Section 3. Participation. Executive understands that this Joinder Agreement must be
executed and provided to the Administrator in order for Executive to continue his participation in
the Plan and that by executing this Joinder Agreement Executive acknowledges and agrees to the
amendment and restatement of the Plan as provided therein.

Section 4. Miscellaneous. Executive understands that he is entitled to review or
obtain a copy of the Joinder Agreement and the Plan, at any time, and may do so by contacting the
Employer.

 

 

 

Section 5. Effective Date. This Joinder Agreement shall become effective upon its
execution by both the Executive and a duly authorized officer of the Employer.

IN WITNESS WHEREOF, the Employer has caused this Joinder Agreement to be executed by its duly
authorized officer, and Executive has signed this Agreement as of the dates set forth below.

	 	 	 	 	 	 	 
	/s/ Larry J. Helling	 	 	 	December 31, 2008
	 	 	 	 	 
	Larry J. Helling	 	 	 	Date
	 
	 	 	 	 	 	 
	/s/ Dana L. Nichols	 	 	 	December 31, 2008
	 	 	 	 	 
	Cedar Rapids Bank and Trust Company	 	 	 	Date
	 
	 	 	 	 	 	 
	By: 

	Dana L. Nichols	 	 	 	 
	 

	 	 	 	 	 
	 	Its: Senior Vice PresentExhibit 10.30

Exhibit 10.30

QCR HOLDINGS INC. NON-QUALIFIED

SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN

JOINDER AGREEMENT

The Executive specified below is hereby participating in the QCR Holdings, Inc. Non-Qualified
Supplemental Executive Retirement Plan (the “Plan”). In addition to the terms of the Plan, the
Executive and the Employer agree that the Executive’s terms of participation are also subject to
the following terms and conditions. In the event that any terms or conditions of the Plan are
inconsistent with or contrary to the terms of this Joinder Agreement, the terms of this Joinder
Agreement shall control.

Section 1. Terms of Joinder Agreement. The following words and phrases relate to
Executive’s participation in the Plan:

(i) The “Executive” is Todd A. Gipple.

(ii) The “Employer” is QCR Holdings, Inc. and any successors thereto.

(iii) The “Original Effective Date” is May 14,2004.

(iv) The “Benefit Age” is age 65.

(v) The “Survivor Benefit” covered by insurance is $270,024.00 annually for 15 years.

Section 2. Elections.

(i) I elect to have the Survivor’s Benefit
paid [_____] in a single lump sum*, or [_____] in
180 monthly installments. (Failure to elect one method will result in the Survivor’s
Benefit being paid in a single lump sum*.)

(ii) I elect to have the Change in Control
Termination Benefit paid [_____] in a single
lump sum*, or [_____] in 180 monthly installments. (Failure to elect one method will result in
the Change in Control Termination Benefit being paid in a single lump sum*.)

*      Lump sum payment amounts will be calculated based on a discounted present value using the
Interest Factor.

Section 3. Participation. Executive understands that this Joinder Agreement must be
executed and provided to the Administrator in order for Executive to continue his participation in
the Plan and that by executing this Joinder Agreement Executive acknowledges and agrees to the
amendment and restatement of the Plan as provided therein.

Section 4. Miscellaneous. Executive understands that he is entitled to review or
obtain a copy of the Joinder Agreement and the Plan, at any time, and may do so by contacting the
Employer.

 

 

 

Section 5. Effective Date. This Joinder Agreement shall become effective upon its
execution by both the Executive and a duly authorized officer of the Employer.

IN WITNESS WHEREOF, the Employer has caused this Joinder Agreement to be executed by its duly
authorized officer, and Executive has signed this Agreement as of the dates set forth below.

	 	 	 	 	 	 	 
	/s/ Todd A. Gipple	 	 	 	December 31, 2008
	 	 	 	 	 
	Todd A. Gipple	 	 	 	Date
	 
	 	 	 	 	 	 
	/s/ James J. Brownson	 	 	 	December 31, 2008
	 	 	 	 	 
	QCR Holdings, Inc.	 	 	 	Date
	 
	 	 	 	 	 	 
	By: 

	James J. Brownson	 	 	 	 
	 

	 	 	 	 	 
	 	Its: ChairmanExhibit 10.31

Exhibit 10.31

QCR HOLDINGS INC. NON-QUALIFIED

SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN

JOINDER AGREEMENT

The Executive specified below is hereby participating in the QCR Holdings, Inc. Non-Qualified
Supplemental Executive Retirement Plan (the “Plan”). In addition to the terms of the Plan and any
Amendments thereto, the Executive and the Employer agree that the Executive’s terms of
participation are also subject to the following terms and conditions. In the event that any terms
or conditions of the Plan are inconsistent with or contrary to the terms of this Joinder Agreement,
the terms of this Joinder Agreement shall control.

Section 1. Terms of Joinder Agreement. The following words and phrases relate to
Executive’s participation in the Plan:

(i) The “Executive” is Michael A. Bauer.

(ii) The “Employer” is QCR Holdings, Inc. and Quad City Bank and Trust Company, and any
successors thereto.

(iii) The “Original Effective Date” is February 1, 2004.

(iv) The “Benefit Age” is age 60.

(v) The “Survivor Benefit” covered by insurance is $117,000.00 annually for 15 years.

Section 2. Benefits.

(i) Notwithstanding any provision in the Plan to the contrary, if the Executive is
continually employed by the Employer from the Effective Date until the date that he attains
the Benefit Age, the Executive shall begin receiving his Supplemental Retirement Benefit
within 30 days following the Executive’s attainment of the Benefit Age, regardless of
whether the Executive remains employed by the Employer subsequent to his attainment of the
Benefit Age.

(ii) Notwithstanding any provision in the Plan to the contrary, the Executive’s
Supplemental Retirement Benefit upon attainment of the Benefit Age shall be an annual amount
(before taking into account any applicable federal and state tax withholding) equal to
$117,000. Such annual amount shall be paid to the Executive for a period of 15 years in the
form of substantially equal monthly installment payments. The Supplemental Retirement
Benefit shall be paid to the Executive in lieu of any other the Supplemental Retirement
Benefit that would otherwise be paid to the Executive under the terms of the Plan.

(iii) If the Executive’s employment with the Employer terminates for any reason prior
to the Executive’s attainment of the Benefit Age, his benefit under the Plan and if
applicable, the benefit of his Beneficiaries under the Plan, shall be determined in
accordance with the terms of the Plan, including the benefit formula provided therein.

 

 

 

Section 3. Participation. Executive understands that this Joinder Agreement must be
executed and provided to the Administrator in order for Executive to continue his participation in
the Plan and that by executing this Joinder Agreement Executive acknowledges and agrees to the
amendment and restatement of the Plan as provided therein.

Section 4. Miscellaneous. Executive understands that he is entitled to review or
obtain a copy of the Joinder Agreement and the Plan, at any time, and may do so by contacting the
Employer.

Section 5. Effective Date. This Joinder Agreement shall become effective upon its
execution by both the Executive and a duly authorized officer of the Employer.

IN WITNESS WHEREOF, the Employer has caused this Joinder Agreement to be executed by its duly
authorized officer, and Executive has signed this Agreement as of the dates set forth below.

	 	 	 	 	 	 	 
	/s/ Michael A. Bauer	 	 	 	December 31, 2008
	 	 	 	 	 
	Michael A. Bauer	 	 	 	Date
	 
	 	 	 	 	 	 
	/s/ James J. Brownson	 	 	 	December 31, 2008
	 	 	 	 	 
	QCR Holdings, Inc.	 	 	 	Date
	 
	 	 	 	 	 	 
	By: 

	James J. Brownson	 	 	 	 
	 

	 	 	 	 	 
	 	Its: Chairman

	 	 	 	 
	 
	 	 	 	 	 	 
	/s/ Shellee R. Showalter	 	 	 	December 31, 2008
	 	 	 	 	 
	Quad City Bank and Trust Company	 	 	 	Date
	 
	 	 	 	 	 	 
	By: 

	Shellee R. Showalter	 	 	 	 
	 

	 	 	 	 	 
	 	Its: Secretary

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