Document:

Exhibit 10.1

                             SECURED PROMISSORY NOTE

$1,250,000.00                                                 September 05, 2006
Los Angeles, California

FOR VALUE RECEIVED, without right of offset, Western Architectural Services, a
Utah limited liability company, and Voyager Entertainment International, Inc., a
Nevada corporation ("Voyager"), individually and collectively the "Maker",
promises to pay to the order of Diversified Lending Group, Inc., a California
Corporation ("DLG"), at 15260 Ventura Boulevard, Suite 1240, Sherman Oaks, CA
91403, the sum of One Million Two Hundred Fifty Thousand Dollars ($1,250,000.00)
in lawful money of the United States of America, together with interest thereon
and stock as hereinafter provided.

Loan Consideration.
------------------

As consideration for making this loan, Maker shall deliver to DLG fifty thousand
dollars ($50,000.00) and four million (4,000,000) shares of Voyager common stock
registered in the name of DLG at the time of the loan funding.

Interest.
--------

Prior to maturity or default, the principal balance remaining unpaid from
time-to-time shall bear interest at a rate (the "Interest Rate") of fourteen
percent (14%) per annum, calculated daily on the basis of a 360-day year for
each day any part of the principal balance shall remain outstanding.

Debt Service.
------------

Monthly installments of interest only shall be due and payable on the fifth
(5th) day of each month immediately following the date hereof and on the fifth
(5th) day of each month thereafter.

All payments shall be made when due without set-off, deduction or counterclaim.
Maker shall have the right to prepay all or any part of the principal amount of
this Note at any time, without notice, penalty or fee. Prepayments shall be
applied first to the payment of accrued and unpaid interest and the balance, if
any, to the payment of installments of principal in inverse order of maturity.

                                       1
<PAGE>

All payments received by DLG on this Note shall be applied by DLG as follows:
first, to the payment of delinquency, or "late" charges, if any; second, to the
cost of collection; third, to accrued and unpaid interest then due and owing;
and then to reduction of principal.

Initial Term.
------------

Twelve (12) months from date of funds receipt by Maker, a final payment of all
principal funded to date, interest and other amounts unpaid hereunder shall be
due and payable in full ("Maturity Date").

Option Term.
-----------

Maker may extend the Maturity Date of this loan one time for a period of six (6)
months provided that (a) all interest payments due are paid in full at the time
the extension is requested and (b) DLG receives with the extension request an
additional payment of a three percent (3%) of the unpaid principal amount as an
extension fee that shall not be applied to or credited against loan balance.
Interest payable during the extension period shall be paid monthly as provided
above. Notice of exercising this option shall be received by DLG in writing not
less than thirty (30) days prior to the Maturity Date.

Security.
--------
This Note is secured by pledge of seven million five hundred thousand
(7,500,000) shares of Voyager common stock as per the terms and conditions of
the Stock Pledge Agreement attached hererto as Exhibit A.

Default.
-------

The occurrence of any of the following shall constitute an event of default
under this Note ("Event of Default"):

         (a)      The failure of Maker to pay any payment or charge under this
                  Note; or

         (b)      The default of Maker in the performance of any other term,
                  covenant or agreement contained in (i) this Note or (ii) the
                  Stock Pledge Agreement which default is not cured within
                  fifteen (15) days of notice from DLG to Maker; or,

         (c)      The admission in writing by the Maker of its inability to pay
                  its debts generally as they come due, the commission by the
                  Maker of an act of bankruptcy or insolvency, or the filing by
                  the Maker of any petition or action for relief under any
                  bankruptcy, reorganization or insolvency law, or any other law
                  or laws for the relief of, or relating to, debtors, or any
                  involuntary petition filed, under any bankruptcy statute
                  against the Maker, or the appointment of a receiver or trustee
                  to take possession of any of the assets of the Maker.

         (d)      There are ninety nine million seven hundred ninety four
                  thousand four hundred sixty (99,794,460) issued and
                  outstanding shares of Voyager stock. If additional shares of
                  any class are issued a proportionate number shares shall be
                  issued to DLG so that the four million (4,000,000) shares it
                  is receiving as loan consideration when expressed as a
                  percentage of the total of now outstanding shares (agreed as
                  4.0%) remain constant. Present or future stock options,
                  warrants, or contractual commitments to issue future shares
                  shall not impact or change DLG's non-dilutable percentile
                  interest in ether the consideration or pledged shares. This
                  anti-dilution provision shall remain in effect for a period of

                                       2
<PAGE>

                  two (2) years from the date the loan is paid in full. For all
                  intents and purposes this clause shall be construed broadly in
                  favor of DLG.

                  A failure to issue shares within ten (10) days following the
                  filing of the quarterly reports by Maker to the SEC to DLG to
                  prevent dilution shall be an event of default.

Upon the occurrence of an Event of Default hereunder, the entire balance of
principal and interest and any other charges then remaining unpaid hereunder
shall become immediately due and payable at the option of DLG of this Note.

Acceptance by DLG hereof of a payment after its due date shall not waive the
right of DLG to require prompt payment as and when due of any and all other
payments hereunder or of the right of DLG to declare a default for failure to
make prompt payment.

No failure or delay on the part of DLG in exercising any right, power or
privilege hereunder shall operate as a waiver of any privilege or right
hereunder or preclude any other or further exercise of any other right, power or
privilege.

The rights and remedies herein expressed are cumulative and not exclusive of any
right or remedy which DLG may otherwise have.

If there is a default in the payment of this Note when due and this note is
placed in the hands of an attorney for collection, or suit is brought, or the
note is collected through any judicial proceeding whatsoever, then Maker agrees
and promises to pay all costs and expenses of collection, including reasonable
attorneys' fees whether or not suit is filed in relation thereto.

Maker hereby agrees to indemnify DLG from any and all trustee's fees and
expenses, court costs and attorneys' fees arising out of an Event of Default
hereunder.

Late Charges.
------------

Maker agrees that it would be extremely difficult and impractical to ascertain
DLG's actual damages if any installment (excluding a payment of the Note in
full) of principal or interest is not paid when due. Therefore, Maker agrees to
immediately pay to DLG an amount equal to five percent (5 %) of such late
installment. Maker agrees that under the circumstances existing at the date this
Note is executed, such late charge represents a reasonable estimate of the
administrative costs and expenses which DLG will incur as a result of such late
payment. The provisions of this paragraph are intended only to govern the
determination of damages in the event of a breach in the performance of the
obligation of Maker to make timely payments hereunder.

Nothing herein shall be construed as an express or implied agreement by DLG to
forebear in the collection of any delinquent payment, or be construed as in any
way giving Maker the right, express or implied, to fail to make timely payments
hereunder, whether upon payment of such damages or otherwise. The right of DLG
to receive payment of such liquidated and actual damages, and receipt thereof,
are without prejudice to the right of such Maker to collect such delinquent
payments and any other amounts provided to be paid hereunder and, shall not
constitute a waiver of any Default by Maker, and shall not in any way prejudice
or prevent DLG from enforcing or exercising any or all of its rights and
remedies against Maker or any other party.

If this Note is not paid in full on the Maturity Date, or the expiration of the
Option Term if the option is exercised, interest shall continue to accrue after
the Maturity Date at the Overdue Rate both on the principal amount and the
aggregate interest accrued as of the Maturity Date. The Overdue Rate shall be
eighteen percent (18%) per annum.

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<PAGE>

No failure on the part of DLG or other holder hereof to exercise any right or
remedy hereunder, whether before or after the happening of a default shall
constitute a waiver thereof, and no waiver of any past default shall constitute
waiver of any future default or of any other default.

No failure to accelerate the debt evidenced hereby by reason of default
hereunder, or acceptance of a past due installment, or indulgence granted from
time-to-time shall be construed to be a waiver of the right to insist upon
prompt payment thereafter or to impose late charges retroactively or
prospectively, or shall be deemed to be a novation of this Note or as a
reinstatement of the debt evidenced hereby or as a waiver of such right or
acceleration or any other right, or be construed so as to preclude the exercise
of any right which DLG may have, whether by the laws of the State of California,
by agreement or otherwise; and Maker and each endorser or guarantor hereby
expressly waives the benefit of any statute or rule of law or equity which would
produce a result contrary to or in conflict with the foregoing.

Interest Law.
------------

DLG is a California licensed loan broker and the terms and conditions of the
loan that is the subject matter of this Agreement were negotiated in Los
Angeles, California.

It is the intention of Maker and DLG to conform strictly to the Interest Law, as
herein defined below, if applicable to this loan transaction.

Accordingly, it is agreed that notwithstanding any provisions to the contrary,
the aggregate of all interest and any other charges or consideration
constituting interest under applicable Interest Law that is taken, reserved,
contracted for, charged or received under this Note or otherwise in connection
with this transaction shall under no circumstances exceed the maximum amount of
interest allowed by the applicable Interest Law.

If any such excess of interest is provided for, then in such event (a) the
provisions of this Section shall govern and control, (b) neither Maker nor
Maker's successors or assigns shall be obligated to pay the amount of such
interest to the extent that it is in excess of the maximum amount of interest
allowed by the applicable Interest Law, (c) any excess shall be deemed a mistake
and cancelled automatically and, if theretofore paid, shall be credit on this
Note by DLG (or if this Note shall have been paid in full, refunded to Maker),
and (d) the effective rate of interest shall be automatically subject to
reduction to the Maximum Legal Rate of Interest allowed under such Interest Law
as now or hereafter construed by courts of appropriate jurisdiction.

To the extent permitted by the applicable Interest Law, all sums paid or agreed
to be paid to DLG for the use, forbearance or detention of the indebtedness
evidenced hereby shall be amortized, prorated, allocated and spread throughout
the full term of this Note.

For purposes of this Note, "Interest Law" shall mean any present or future law
of the State of California, the United States of America, or other jurisdiction
which has application to the interest and other charges under this Note.

The "Maximum Legal Rate of Interest" shall mean the maximum rate of interest
that DLG may from time to time charge Maker and in regard to which Maker would
be prevented successfully from raising the claim or defense of usury under the
Interest Law.

Notices.
-------

                                       4
<PAGE>

Unless otherwise specified by law, all notices, demands or other communications
which are required or are permitted to be given hereunder shall be in writing
and may be given by personal service or shall be deemed to have been duly given
if sent by certified United States mail, return receipt requested, postage
prepaid, addressed to the party intended, at its address set forth below or at
such other address as it may designate by notice given to the other party.

If to Maker, to:

Western Architectural Services, LLC           Voyager Entertainment
                                              International, Inc.
12552 South 125 West, Suite B                 4483 West Reno Avenue
Draper, Utah 84020                            Las Vegas, Nevada 89118
Attention:  Tracy M. Jones Ave.

with copy to:                                 with copy to:

Jeffrey N. Walker                             Jeffrey N. Walker
Holman & Walker                               Holman & Walker
9537 South 700 East, Suite 100                9537 South 700 East, Suite 100
Sandy, Utah 84070                             Sandy, Utah 84070

If to DLG, to:

Diversified Lending Group, Inc.
15260 Ventura Boulevard, Suite 1240
Sherman Oaks, CA 91403
ATTN: Mr. Bruce Friedman, President

with a copy to:

Robert Mayer, Esq.
Mayer & Glassman Law Corporation
12400 Wilshire Blvd., Suite 400
Los Angeles, CA 90025

In the case of a mailed notice, such notice shall be deemed to have been given
four (4) days after such mailing.

Miscellaneous.
-------------

Maker and each signatory represents and warrants that it has all requisite power
and authority to enter into and perform this Agreement, and that this Agreement
constitutes a legally valid and binding obligation in accordance with its terms.

This Note shall bind the Maker and its successors and assigns, and the benefits
hereof shall inure to DLG and their successors and assigns.

                                       5
<PAGE>

This Note may not be changed orally, but only by an agreement in writing signed
by the party against whom such agreement is sought to be enforced.

This Note, Pledge Agreement, and any attachments or modifications pursuant to
the provisions above are to be construed as one contract and each hereby
referred to and made a part of the other. This Note is being executed and
delivered and is intended to be performed in the State of California and shall
be construed and enforced in accordance with and governed by the laws of the
State of California.

If any terms or provisions of this Note or the application thereof to any person
or circumstances shall, to any extent, be invalid or unenforceable, the
remainder of this Note, or the application of such term or provision to persons
or circumstances other than those as to which it is held invalid or
unenforceable, shall not be affected thereby, and each term and provision of
this Note shall be valid and be enforced to the fullest extent permitted by law.

Maker waives the benefit of any laws which now or hereafter might authorize the
stay of any execution to be issued on any judgment recovered on this Note or the
exemption of any property from levy or sale thereunder. Maker waives and
releases DLG from all errors, defects and imperfections whatsoever of a
procedural nature in the entering of any judgment or any process or proceedings
relating thereto.

Time is of the essence with respect to the performance by the Maker of its
obligations under this Note and under the Pledge Agreement.

Arbitration/Mediation.
---------------------

If a dispute arises from or relates to this contract or the breach thereof and
if the dispute cannot be settled through direct discussions, the parties agree
to endeavor first to settle the dispute in an amicable manner by mediation
administered by ADR in Los Angeles, California before resorting to binding
arbitration. Thereafter, any unresolved controversy or claim arising from or
relating to this contract or breach thereof shall be settled by binding
arbitration administered by ADR in Los Angeles, California in accordance with
California law and ADR's then Rules and Procedures. Judgment on the award
rendered by the arbitrator may be entered in any court having jurisdiction
thereof.

The arbitrator shall determine all questions of arbitrability, including,
without limitation, the scope of this agreement to arbitrate, the subject matter
of the dispute, and any other disagreement or conflict among the parties whether
such dispute existed prior to, or arises after, the date of this Agreement in
accordance with California law.

The arbitrator, in the interest of justice, shall have the power to order
discovery reasonably necessary to enable the parties to participate effectively
in the evidentiary hearing. Consistent with the parties' intent that the
arbitration be an efficient and economical proceeding, the scope of discovery
shall include, but not limited to, a prehearing exchange of non-privileged
documents, depositions, summaries of testimony of proposed witnesses, and other
appropriate discovery of information.

The arbitrator shall have the authority to award any remedy or relief that a
California court, or any federal court sitting in California, could order or
grant including, without limitation, specific performance of any obligation
created under this agreement. The arbitrator is empowered to award damages in
excess of compensatory damages including punitive damages, exemplary or similar
damages, and as award of arbitration, costs to a party to compensate for
dilatory or bad faith conduct in the arbitration.

The arbitrator is authorized to award any party such sums as he or she deems
proper for the expense and trouble of arbitration including arbitrator's and
attorneys' fees and interest, at such rate and from such date the arbitrator may
fix.

                                       6
<PAGE>

                                MAKER:

                                Western Architectural Services, LLC
                                A Utah limited liability company

                                /S/ Tracy Jones
                                --------------------------------
                                By Tracy Jones, its Managing Member

                                Voyager Entertainment International, Inc.
                                A Nevada corporation

                                /S/ Richard Hannigan, Sr.
                                ---------------------------------
                                By Richard Hannigan, Sr., its CEO/President

                                /S/ Mimi Hannigan
                                ---------------------------------
                                By Mimi Hannigan, its Secretary-

                                       7Exhibit 10.2

                             STOCK PLEDGE AGREEMENT

         THIS STOCK PLEDGE AGREEMENT (the "Agreement") is made and entered into
this 5th day of September 2006, by and between VOYAGER ENTERTAINMENT
INTERNATIONAL, INC., a Nevada corporation (the "Pledgor") and DIVERSIFIED
LENDING GROUP, INC., a California corporation (the "Pledgee").

                                 R E C I T A L S
                                 ---------------

         WHEREAS, the Pledgor is obligated and indebted to the Pledgee in the
principal amount of ONE MILLION TWO HUNDRED FIFTY THOUSAND DOLLARS ($1,250,000)
pursuant to and as provided in a certain Promissory Note (the "Note") between
the Pledgor and the Pledgee executed concurrently herewith; and

         WHEREAS, in order to induce the Pledgee to enter into the Note, the
Pledgor is entering into this Pledge Agreement to provide collateral security
for its obligations under the Note;

         NOW, THEREFORE, in consideration of the premises and the mutual
promises contained herein, the parties hereto agree as follows:

                                   SECTION ONE
                                     PLEDGE

         1.1. To secure the due and punctual payment and performance of the
Liabilities (hereinafter defined), the Pledgor hereby pledges, hypothecates,
assigns, transfers, sets over and delivers unto the Pledgee, and hereby grants
to the Pledgee a security interest in the following:

                  1.1.1. the shares of stock listed in Exhibit A attached hereto
         and incorporated herein by this reference (herein collectively called
         the "Pledged Securities") and the certificates representing or
         evidencing the Pledged Securities, and all cash, securities, interest,
         dividends, rights and other property at any time and from time to time
         received, receivable or otherwise distributed in respect of or in
         exchange for any or all of the Pledged Securities;

                  1.1.2. the Pledged Securities are restricted shares of stock
         and subject to Rule 144, including, but not limited to, holding period,
         reporting requirements of the Securities Exchange Act of 1934, trading
         volume restrictions, brokerage requirements and notice filings.

                  1.1.3. all other property hereafter delivered to the Pledgee
         in substitution for or in addition to any of the foregoing, all
         certificates and instruments representing or evidencing such other
         property and all cash, securities, interest, dividends, rights and
         other property at any time and from time to time received, receivable
         or otherwise distributed in respect of or in exchange for any or all
         thereof, and

                  1.1.4. all proceeds of all of the foregoing (all such Pledged
         Securities, additional shares, certificates, instruments, cash,
         securities, interest, dividends, rights and other property being herein
         collectively called the "Collateral");

TO HAVE AND TO HOLD the Collateral, together with all rights, titles, interests,
privileges and preferences appertaining or incidental thereto, unto the Pledgee,
its successors and assigns, forever, subject, however, to the terms, covenants
and conditions hereafter set forth.

         1.2. The term "Liabilities," as used herein, shall mean all obligations
and liabilities of the Pledgor to the Pledgee, howsoever created, arising or
evidenced, whether direct or indirect, primary or secondary, absolute or
contingent, joint or several, or now or hereafter existing, or due or to become
due, under and in connection with (i) the Note, (ii) any promissory note taken
in extension, renewal, exchange or substitution of or for the Note, (iii) the

                                       1
<PAGE>

Indebtedness Agreement, and (iv) this Agreement. The Pledgor waives notice of
the existence or creation of all or any of the Liabilities.

                                   SECTION TWO
                         REPRESENTATIONS AND WARRANTIES

         The Pledgor represents and warrants as follows:

         2.1. The Pledgor owns all of the Pledged Securities, free and clear of
any liens, encumbrance, charge or security interest of any nature whatsoever,
other than the security interest granted hereunder.

         2.2. All shares of stock included in the Pledged Securities are duly
authorized and validly issued, fully paid, non-assessable and subject to no
options to purchase or similar rights of any person or entity. The Pledgor is
not and will not become a party to or otherwise bound by any agreement, other
than this Pledge Agreement, which restricts in any manner the rights of any
present or future holder of any of the Pledged Securities with respect thereto.

         2.3. This Pledge Agreement has been duly authorized, executed and
delivered by the Pledgor and constitutes a valid and binding obligation of the
Pledgor. Upon delivery of the Pledged Securities to the Pledgee hereunder, the
Pledgee will have valid and perfected security interests in the Collateral
subject to no prior lien. No registration, recordation or filing with any
governmental body, agency or official is required in connection with the
execution or delivery of this Pledge Agreement, or necessary for the validity or
enforceability hereof or for the perfection of the security interests granted
herein. The execution, delivery, performance and enforcement of this Pledge
Agreement do not and will not contravene, or constitute a default under, any
provision of applicable law or regulation or of the certificate of incorporation
or by-laws of the Pledgor or any person controlling the Pledgor or of any
agreement, judgment, injunction, order, decree or other instrument binding upon
the Pledgor or any person controlling the Pledgor or result in the creation or
imposition of any lien (other than the security interests granted herein) upon
any asset of the Pledgor or any of its subsidiaries.

                                  SECTION THREE
                         DELIVERY OF PLEDGED SECURITIES

         All Pledged Securities delivered to the Pledgee by the Pledgor pursuant
hereto shall be in suitable form for transfer by delivery, or shall be
accompanied by duly executed instruments of transfer or assignment in blank,
with signatures appropriately guaranteed, and accompanied in each case by any
required transfer tax stamps, all in form and substance reasonably satisfactory
to the Pledgee.

                                  SECTION FOUR
                           FILING; FURTHER ASSURANCES

         4.1. The Pledgor will, at its expense and in such manner and form as
the Pledgee may reasonably require, execute, deliver, file and record any
financing statement, specific assignment or other paper and take any other
action that may reasonably be necessary or desirable, or that the Pledgee may
reasonably request, in order to create, preserve, perfect or validate any
security interest or to enable the Pledgee to exercise and enforce its rights
hereunder with respect to any of the Collateral.

         4.2. To the extent permitted by applicable law, the Pledgor hereby
authorizes the Pledgee to execute and file, in the name of the Pledgor or
otherwise, Uniform Commercial Code financing statements which the Pledgee in its
sole discretion may deem necessary or appropriate to further perfect the
security interest granted herein.

                                       2
<PAGE>

                                  SECTION FIVE
                     RECORD OWNERSHIP OF PLEDGED SECURITIES

         The Pledgee may at any time or from time to time, if in its sole
discretion exercised in good faith it shall conclude that a Default shall have
occurred and be continuing, cause any or all of the Pledged Securities to be
transferred of record into the name of the Pledgee or its nominee. The Pledgor
will promptly give to the Pledgee copies of any notices or other communication
received by it with respect to Pledged Securities registered in the name of the
Pledgor and the Pledgee will promptly give to the Pledgor copies of any notices
and communications received by the Pledgee with respect to Pledged Securities
registered in the name of the Pledgee or its nominee.

                                   SECTION SIX
                          PLEDGEE RIGHTS AND OBLIGATION

         6.1. The Pledgee shall have the right to receive and to retain as
Collateral hereunder all dividends, interest and other payments and
distributions made upon or with respect to the Collateral, and the Pledgor shall
take all such action as the Pledgee may deem necessary or appropriate to give
effect to such right. All such dividends, interest and other payments and
distributions (except as aforesaid) which are received by the Pledgor shall be
received in trust for the benefit of the Pledgee, and, if the Pledgee so
directs, shall be segregated from other funds of the Pledgor and shall,
forthwith upon demand by the Pledgee, be paid over to the Pledgee as Collateral
in the same form as received (with any necessary endorsement).

         6.2. The Pledgee shall not pledge, hypotheticate, transfer, mortgage or
otherwise encumber the Pledged Securities or Collateral in any manner, until a
Default shall have occurred and be continuing pursuant to Section 10.

                                  SECTION SEVEN
                        RIGHT TO VOTE PLEDGED SECURITIES

         7.1. Unless a Default shall have occurred and be continuing, the
Pledgor shall have the right, from time to time, to vote and to give consents,
ratifications and waivers with respect to the Pledged Securities, and the
Pledgee shall, upon receiving a written request from the Pledgor accompanied by
a certificate signed by its principal financial officer stating that no Default
has occurred and is continuing, deliver to the Pledgor or as specified in such
request such proxies, powers of attorney, consents, ratifications and waivers in
respect of any Pledged Securities which is registered in the Pledgee's name as
shall be specified in such request and be in form and substance reasonably
satisfactory to the Pledgee.

         7.2. If a Default shall have occurred and be continuing, the Pledgee
shall have the right to the extent permitted by law, and the Pledgor shall take
all such action as may be necessary or appropriate to give effect to such right,
to vote and to give consents, ratifications and waivers, and take any other
action with respect to all the Pledged Securities with the same force and effect
as if the Pledgee were the absolute and sole owner thereof

                                  SECTION EIGHT
                                GENERAL AUTHORITY

         8.1. The Pledgor hereby irrevocably appoints the Pledgee its true and
lawful attorney, with full power of substitution, for the sole use and benefit
of the Pledgee, but at the Pledgor's expense, to the extent permitted by law to
exercise, at any time and from time to time while Default has occurred and is
continuing, all or any of the following powers with respect to all or any of the
Collateral:

                  8.1.1. to demand, sue for, collect, receive and give
         acquittance for any and all monies due or to become due upon or by
         virtue thereof,

                                       3
<PAGE>

                  8.1.2. to settle, compromise, compound, prosecute or defend
         any action or proceeding with respect thereto, and

                  8.1.3. to sell, transfer, assign or otherwise deal in or with
         the same or the proceeds or avails thereof, as fully and effectually as
         if the Pledgee were the absolute owner thereof;

provided that the Pledgee shall give the Pledgor not less than ten days' prior
written notice of the time and place of a sale or other intended disposition of
any of the Collateral.
                                  SECTION NINE
                                     DEFAULT

         9.1. The occurrence of any of the following shall constitute a Default
hereunder: nonpayment, when due, whether by acceleration or otherwise, of any
amount payable on any of the Liabilities; any representation or warranty of the
Pledgor contained herein or given pursuant hereto shall be untrue in any
material respect; the Pledgor shall fail to perform any covenant or agreement
contained herein; or the Pledgor shall dissolve, become insolvent, make an
assignment for benefit of creditors, institute any insolvency or bankruptcy
proceeding, or any involuntary proceeding shall be instituted against the
Pledgor in insolvency or bankruptcy and such involuntary proceeding shall be
consented to or acquiesced in by the Pledgor or shall not have been dismissed
within thirty (30) days after the same shall have been instituted, or a receiver
shall be appointed for any part of the Pledgor's property and said receivership
shall be consented to or acquiesced in by the Pledgor or shall continue for a
period of thirty (30) consecutive days.

         9.2.     Upon the occurrence of a Default:

                  9.2.1 the Pledgee may exercise from time to time any rights
and remedies available to it under the Uniform Commercial Code as in effect from
time to time in California or otherwise available to it, including, but not
limited to, sale, assignment, or other disposal of the Pledged Securities in
exchange for cash or credit, and

                  9.2.2. the Pledgee may, without demand or notice of any kind,
appropriate and apply toward the payment of such of the Liabilities, and in such
order of application, as the Pledgee may from time to time elect, any balances,
credits, deposits, accounts or moneys of the Pledgor. If any notification of
intended disposition of any of the Collateral is required by law, such
notification, if mailed, shall be deemed reasonably and properly given if mailed
at least five (5) days before such disposition, postage prepaid, addressed to
the Pledgor, either at the address of the Pledgor shown below, or at any other
address of the Pledgor appearing on the records of the Pledgee. Any proceeds of
any disposition of Collateral shall be applied as provided in Section 10 hereof
All rights and remedies of the Pledgee expressed hereunder are in addition to
all other rights and remedies possessed by it, including those under any other
agreement or instrument relating to any of the Liabilities or security therefor.
No delay on the part of the Pledgee in the exercise of any right or remedy shall
operate as a waiver thereof, and no single or partial exercise by the Pledgee of
any right or remedy shall preclude other or further exercise thereof or the
exercise of any other right or remedy. No action of the Pledgee permitted
hereunder shall impair or affect the rights of the Pledgee in and to the
Collateral.

         9.3. The Pledgor agrees that in any sale of any of the Collateral
whenever a Default hereunder shall have occurred and be continuing, the Pledgee
is hereby authorized to comply with any limitation or restriction in connection
with such sale as it may be advised by counsel is necessary in order to avoid
any violation of applicable law (including, without limitation, compliance with
such procedures as may restrict the number of prospective bidders and
purchasers, require that such prospective bidders and purchasers have certain
qualifications, and restrict such prospective bidders and purchasers to persons
who will represent and agree that they are purchasing for their own account for
investment and not with a view to the distribution or resale of such
Collateral), or in order to obtain any required approval of the sale or of the
purchaser by any governmental regulatory authority or official, and the Pledgor
further agrees that such compliance shall not result in such sale being
considered or deemed not to have been made in a commercially reasonable manner,
nor shall the Pledgee be liable nor accountable to the Pledgor for any discount
allowed by the reason of the fact that such Collateral is sold in compliance
with any such limitation or restriction.

                                       4
<PAGE>

                                   SECTION TEN
                             APPLICATION OF PROCEEDS

         The proceeds of any sale of, or other realization upon, all or any part
of the Collateral shall be applied by the Bank in the following order of
priorities:

                  first, to payment of the expenses of such sale or other
realization, including reasonable compensation to the Pledgee and its agents and
counsel, and all expenses, liabilities and advances incurred or made by the
Pledgee in connection therewith, and any other un-reimbursed expenses for which
the Pledgee is to be reimbursed pursuant to Section 12;

                  second, to payment in full of the Liabilities; and

                  finally, to payment to the Pledgor, or its successors or
assigns, or as a court of competent jurisdiction may direct, of any surplus then
remaining from such proceeds.

                                 SECTION ELEVEN
                                    EXPENSES

         11.1.    The Pledgor will forthwith upon demand pay to the Pledgee:

                  11.1.1. the amount of any taxes which the Pledgee may have
         been required to pay by reason of the security interest granted herein
         (including any applicable transfer taxes) or to free any of the
         Collateral from any lien thereon, and

                  11.1.2. the amount of any and all reasonable out-of-pocket
         expenses, including the reasonable fees and disbursements of counsel,
         which the Pledgee may incur in connection with (i) the administration
         of this Pledge Agreement, (ii) the collection, sale or other
         disposition of any of the Collateral, (iii) the exercise by the Pledgee
         of any of the rights conferred upon it hereunder or (iv) any default on
         the part of the Pledgor hereunder.

                                 SECTION TWELVE
                       TERMINATION; RELEASE OF COLLATERAL

         12.1. Upon the repayment in full of all Liabilities and all obligations
of the Pledgor hereunder, this Agreement shall terminate and all rights to the
Collateral shall revert to the Pledgor, including, but not limited to, the
return of the Pledged Securities to Pledgor within ten (10) days upon the
repayment of all Liabilities.
         12.2. Upon any such termination, the Pledgee will, at the Pledgor's
expense, execute and deliver to the Pledgor such documents as the Pledgor shall
reasonably request to evidence such termination or the release of such
Collateral.

                                SECTION THIRTEEN
                                     NOTICES

         All notices, communications and distributions hereunder shall be given
or made as to the Pledgor or the Pledgee, to it at its address or facsimile
number set forth on the signature pages hereof, or at such other address as the
addressee may hereafter specify. All notices, requests and other communications
shall be in writing when delivered at the address specified in this Section.

                                SECTION FOURTEEN
                                     PLEDGEE

                                       5
<PAGE>

         14.1.    The Pledgor agrees with the Pledgee as follows:

                  14.1.1. The Pledgee is authorized to take all such action as
is provided to be taken by it hereunder and all other action reasonably
incidental thereto. As to any matters not expressly provided for herein, the
Pledgee shall act or refrain from acting in accordance with its discretion.

                  14.1.2. Neither the Pledgee nor any of its directors,
officers, attorneys, agents or employees shall be liable for any action taken or
omitted to be taken by it, or by them on its behalf, under this Pledge Agreement
or in respect of any of the Collateral or otherwise in connection with any of
the foregoing, except for its or their own gross negligence or willful
misconduct.

                  14.1.3. In connection with its duties under this Pledge
Agreement, the Pledgee shall be entitled to rely on any paper or document
believed by it to be genuine and correct and, in respect of legal matters, upon
the opinion of legal counsel selected by it; and any action taken or omitted in
good faith by the Pledgee in accordance with the opinion of such counsel shall
be full justification and protection to it.

                  14.1.4. The Pledgee shall not be responsible for the
genuineness, validity, or effectiveness of any of the Collateral nor shall it be
liable because of any invalidity of the security provisions hereof, whether
arising from law or by reason of any action or omission to act on its part, nor
shall the Pledgee be bound to ascertain or inquire as to the performance or
observance of any of the terms of this Pledge Agreement by the Pledgor.

                  14.1.5. The Pledgee may employ agents and attorneys-in-fact
and shall not be answerable, except as to money or securities received by it or
its authorized agents, for the default or misconduct of any such agents or
attorneys-in-fact selected in good faith.

                                 SECTION FIFTEEN
                         WAIVERS, NON-EXCLUSIVE REMEDIES

         No failure on the part of the Pledgee to exercise, and no delay in
exercising and no course of dealing with respect to, any right under this Pledge
Agreement shall operate as a waiver thereof; nor shall any single or partial
exercise by the Pledgee of any right under this Pledge Agreement preclude any
other or further exercise thereof or the exercise of any other right. The rights
in this Pledge Agreement are cumulative and are not exclusive of any other
remedies provided by law.

                                 SECTION SIXTEEN
                             SUCCESSORS AND ASSIGNS

         This Pledge Agreement is for the benefit of the Pledgee and successors
and assigns, and in the event of an assignment of all or any of the Liabilities,
the rights hereunder, to the extent applicable to the indebtedness so assigned,
may be transferred with such indebtedness. This Pledge Agreement shall be
binding on the Pledgor and its successors and assigns.

                                SECTION SEVENTEEN
                               CHANGES IN WRITING

         Neither this Pledge Agreement nor any provision hereof may be changed,
waived, discharged or terminated orally, but only by a statement in writing
signed by the party against which enforcement of the change, waiver, discharge
or termination is sought.

                                       6
<PAGE>

                                SECTION EIGHTEEN
                                 CALIFORNIA LAW

         This Pledge Agreement has been made and delivered at Las Vegas, Nevada,
and shall be construed in accordance with and governed by the internal laws of
the State of California, except as otherwise required by mandatory provisions of
law and except to the extent that remedies provided by the laws of any
jurisdiction other than California are governed by the laws of such
jurisdiction.

                                SECTION NINETEEN
                                  SEVERABILITY

         If any provision hereof is invalid and unenforceable in any
jurisdiction, then, to the fullest extent permitted by law, (i) the other
provisions hereof shall remain in full force and effect in such jurisdiction and
shall be liberally construed in favor of the Pledgor in order to carry out the
intentions of the parties hereto as nearly as may be possible; and (ii) the
invalidity or unenforceability of any provision hereof in any jurisdiction shall
not affect the validity or enforceability of such provision in any other
jurisdiction.

                                     VOAYGER ENTERTAINMENT INTERNATION, INC.,
                                     a Nevada corporation

                                     By: /S/ Richard L. Hannigan, Sr.
                                         --------------------------------------
                                         Name: Richard L. Hannigan, Sr.
                                         Title:   President/CEO

                                         Address: 4483 West Reno Avenue
                                         Las Vegas, Nevada 89118
                                         Attn.:  Richard Hannigan
                                         Telephone: (702) 221-8070
                                         Facsimile: (701) 221-8509

                                     DIVERSIFIED LENDING GROUP, INC., a
                                     California corporation

                                     Address:

                                               Attn.:  Bruce Friedman
                                     Telephone:
                                     Facsimile:

                                     By: /S/ Bruce Friedman
                                         --------------------------------------
                                         Name: Bruce Friedman
                                         Title:   President

                                       7
<PAGE>

                                    EXHIBIT A
                            TO STOCK PLEDGE AGREEMENT

                    Identification of the Pledged Securities

    Name of Issuer            Class      Certificate Number     Number of Shares
    --------------            -----      ------------------     ----------------

Voyager Entertainment         Common            0886               7,500,000
 International, Inc.

                                       8

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