Document:

Exhibit 10.5
                                                                    ------------
                             JOINT FILING AGREEMENT

         In accordance  with Rule 13d-1(k) under the Securities  Exchange Act of
1934, as amended,  the undersigned hereby agree to the joint filing on behalf of
each of them of a statement on Schedule 13D  (including  amendments  thereto) or
any  subsequent  filings on Schedule 13G  (including  amendments  thereto)  with
respect to the Common Stock, $.001 par value ("Common Stock"),  of Source Media,
Inc.,  a  Delaware  corporation,  and that this  Joint  Filing  Agreement  (this
"Agreement") be included as an Exhibit to such joint filing.

         IN WITNESS WHEREOF, the undersigned hereby execute this Agreement as of
this __th day of January, 2000.

                                            Insight Interactive, LLC

                                            BY:   Insight communications
                                                  company, inc., its sole member

                                            By:   /s/Kim D. Kelly
                                                  ------------------------------
                                                  Kim D. Kelly
                                                  Executive Vice President,
                                                  Chief Operating and Financial
                                                  Officer and Secretary

                                            INSIGHT COMMUNICATIONS COMPANY, INC.

                                            By:  /s/Kim D. Kelly
                                                 -------------------------------
                                                 Kim D. Kelly
                                                 Executive Vice President, Chief
                                                 Operating and Financial Officer
                                                 and SecretaryASSET SERVICING CORPORATION
                             SUBSCRIPTION AGREEMENT

                                January __, 2000

ASSET SERVICING CORPORATION
709 B West Rusk, Suite 580
Rockwall, Texas 75087

Ladies and Gentlemen:

    1.  PURCHASE OF COMMON STOCK.  Intending to be legally bound, I hereby agree
to purchase  ________ shares of voting, no par value common stock (the "Shares")
of Asset Servicing  Corporation  (the  "Corporation")  for  ______________  U.S.
Dollars  (number of Shares to be purchased  multiplied by $1.00).  This offer to
purchase is submitted in accordance with and subject to the terms and conditions
described in this Subscription  Agreement (the "Agreement").  I acknowledge that
the  Corporation  reserves the right,  in its sole and absolute  discretion,  to
accept or reject  this  subscription  and the  subscription  will not be binding
until accepted by the Corporation in writing.

    2.  PAYMENT.  I agree to deliver to the  Corporation  immediately  available
funds in the full amount due under this  Agreement,  by  certified  or cashier's
check payable to the "ASC 2000 Public Offering Escrow  Account." The Corporation
shall promptly deposit the funds into the Escrow Account.

    3.  ISSUANCE OF SHARES. The Shares subscribed for herein will only be issued
upon acceptance by the Corporation as evidenced by the Corporation  returning to
the  investor  an  executed   Agreement   acknowledging   acceptance   and  upon
satisfaction of the terms and conditions of the Escrow Agreement.

    4.  REPRESENTATION AND WARRANTIES.
         A. I understand  that the offering and sale of the Shares is registered
under (i) the Securities  Act of 1933, as amended (the  "Securities  Act"),  and
(ii)  various   States'   Divisions  of  Securities  in  compliance  with  their
administration  and  enforcement  of the  respective  States'  Blue Sky Laws and
Regulations. In accordance therewith and in furtherance thereof, I represent and
warrant to and agree with the Corporation as follows:

         [1] I am a resident of the State of  ________________ as of the date of
this  Agreement  and I have no present  intention  of becoming a resident of any
other state or jurisdiction;

         [2] I have received and have reviewed the Corporation's Prospectus
dated _____________, 2000;

<PAGE>

         [3] I have had a reasonable opportunity to ask questions of and receive
answers from a person or persons acting on behalf of the Corporation  concerning
this  investment,  including the terms and conditions of this offering,  and all
such questions have been answered to my full satisfaction;

    5.  IRREVOCABILITY;  BINDING EFFECT. I hereby acknowledge and agree that the
purchase hereunder is irrevocable,  that I am not entitled to cancel,  terminate
or revoke this Agreement or any agreements of the undersigned hereunder and that
this  Agreement and such other  agreements  shall survive my death or disability
and shall be  binding  upon and inure to the  benefit of the  parties  and their
heirs, executor, administrators,  successors, legal representatives and assigns.
If the  undersigned is more than one person,  the obligations of the undersigned
hereunder  shall be joint  and  several,  and the  agreements,  representations,
warranties and  acknowledgments  herein  contained shall be deemed to be made by
and are binding upon each such person and his heirs, executors,  administrators,
successors, legal representatives and assigns.

    6.   MODIFICATION.   Neither this Agreement not any provisions  hereof shall
be waived, modified, discharged or terminated except by an instrument in writing
signed by the party against  whom any  such  waiver, modification, discharge  or
termination is sought.

    7.   NOTICES.  Any notice, demand  or other  communication  which  any party
hereto may require, or may elect to give to anyone interested hereunder shall be
sufficiently  given if [a] deposited,  postage prepaid,  in a United States mail
box, stamped registered or certified mail, return receipt requested addressed to
such  address as may be listed on the books of the  Corporation,  [b]  delivered
personally  at such  address,  or [c]  delivered  (in person,  or by a facsimile
transmission, telex or similar telecommunications equipment) against receipt.

    8.   COUNTERPARTS.   This Agreement  may  be executed  through  the  use  of
separate  signature  pages or in any  number of  counterparts,  and each of such
counterparts  shall, for all purposes,  constitute one agreement  binding on all
parties,  notwithstanding  that  all  parties  are not  signatories  to the same
counterpart.

    9.  ENTIRE AGREEMENT.   This Agreement contains the  entire agreement of the
parties  with  respect  to  the  subject  matter   hereof,   and  there  are  no
representations,  covenants or other agreements  except as stated or referred to
herein.

    10.  SEVERABILITY.   Each  provision  of  the  Agreement is  intended  to be
severable  from every other  provision,  and the invalidity or illegality of any
portion  hereof  shall not affect the  validity  or  legality  of the  remainder
hereof.

<PAGE>

    11.  ASSIGNABILITY.  This Agreement is not transferable or assignable by the
undersigned except as may be provided herein.

    12.  APPLICABLE LAW.   This Agreement shall be governed by and construed  in
accordance  with the laws of the State of Texas as applied to  residents of that
state executing contracts wholly to be performed in that state.

INDIVIDUAL(S) SUBSCRIBER

IN  WITNESS  WHEREOF,  I have  executed  this  Agreement  as of the  ____ day of
___________, 2000.

---------------------------------------------
Signature of Purchaser

---------------------------------------------
Name(s) of Purchaser  (Please print or type)

---------------------------------------------
Purchaser(s) Social Security Number

STATE OF ________________)
                         ) SS
COUNTY OF ______________ )

    On the ________day of  _____________,  2000,  before me personally  appeared
___________________________________________, known to me to be the individual(s)
described herein and who  acknowledged  the foregoing  instruments and swore and
acknowledged that (he)(she)(they)  executed the same as  (his)(her)(their)  free
act and deed.

                  --------------------------------
                  Notary Public, State of _____________

                  My commission expires:  _____________

<PAGE>

ENTITY SUBSCRIBER

IN WITNESS  WHEREOF,  I have  executed  this  Agreement  as of the ______ day of
_________________, 2000.

------------------------------
Entity

------------------------------
Signed By

Its:
    --------------------------

------------------------------
Date

STATE OF _______________)
                        ) SS
COUNTY OF ______________)

    On the _____day of  _______________,  2000,  before me  personally  appeared
___________________________________________,  known  to me to be the  individual
described herein and who  acknowledged  the foregoing  instruments and swore and
acknowledged that (he)(she) executed the same as (his)(her) free act and deed.

                  -------------------------------------
                  Notary Public, State of _____________

                  My commission expires:  _____________

PURCHASE ACCEPTED FOR _________ SHARES:

ASSET SERVICING CORPORATION

By: ________________________________
       Charles Smith, President

Date: ______________________________<PAGE>

                                                                     EXHIBIT 4.1

INCORPORATED UNDER THE LAWS
OF THE STATE OF DELAWARE

VICINITY CORPORATION

SEE REVERSE FOR
CERTAIN DEFINITIONS

CUSIP 925653 10 7

THIS CERTIFIES THAT

IS THE OWNER OF

FULLY PAID AND NON-ASSESSABLE SHARES OF COMMON STOCK, $0.001 PAR VALUE, OF
VICINITY CORPORATION
transferable on the books of the Corporation by the holder hereof in person or
by duly authorized attorney upon surrender of this certificate properly
endorsed. This certificate is not valid unless countersigned and registered by
the Transfer Agent and Registrar.
WITNESS the facsimile seal of the Corporation and the facsimile signatures of
its duly authorized officers.
Dated:

SECRETARY

PRESIDENT AND CEO

COUNTERSIGNED AND REGISTERED:
AMERICAN STOCK TRANSFER & TRUST COMPANY
(NEW YORK, N.Y.)
TRANSFER AGENT AND REGISTRAR
BY
AUTHORIZED SIGNATURE
<PAGE>

VICINITY CORPORATION

A statement of the powers, designations, preferences and relative,
participating, optional or other special rights of each class of stock or series
thereof and the qualifications, limitations or restrictions of such preferences
and/or rights as established, from time to time, by the Certificate of
Incorporation of the Corporation and by any certificate of designation, and the
number of shares constituting each class and series and the designations
thereof, may be obtained by the holder hereof upon request and without charge
from the Corporation at its principal office.

The following abbreviations, when used in the inscription on the face of this
certificate, shall be construed as though they were written out in full
according to applicable laws or regulations:

        TEN COM    N    as tenants in common
        TEN ENT    N    as tenants by the entireties
        JT TEN     N    as joint tenants with right of
                        survivorship and not as tenants
                        in common

                UNIF GIFT MIN ACT N     ......................... Custodian
 ..............................
                                     (Cust)
(Minor)
                                under Uniform Gifts to Minors
                                Act
 .................................................................
                                                          (State)
                UNIF TRF MIN ACT N   ................. Custodian (until age
 ....................)
                             (Cust)
                            ............................ under Uniform Transfers
                                          (Minor)
                                to Minors Act
 ........................................................
                                                                  (State)

Additional abbreviations may also be used though not in the above list.

    FOR VALUE RECEIVED,
hereby sell, assign and transfer unto

        PLEASE INSERT SOCIAL SECURITY OR OTHER
        IDENTIFYING NUMBER OF ASSIGNEE

(PLEASE PRINT OR TYPEWRITE NAME AND ADDRESS, INCLUDING ZIP CODE, OF ASSIGNEE)

Shares
of the common stock represented by the within Certificate, and do hereby
irrevocably constitute and appoint

Attorney
to transfer the said stock on the books of the within named Corporation with
full power of substitution in the premises.
Dated

THE SIGNATURE(S) TO THIS ASSIGNMENT MUST CORRESPOND WITH THE NAME(S) AS WRITTEN
UPON THE FACE OF THE CERTIFICATE IN EVERY PARTICULAR, WITHOUT ALTERATION OR
ENLARGEMENT OR ANY CHANGE WHATEVER.

X
X
NOTICE:

Signature(s) Guaranteed

By
THE SIGNATURE(S) MUST BE GUARANTEED BY AN ELIGIBLE GUARANTOR INSTITUTION (BANKS,
STOCKBROKERS, SAVINGS AND LOAN ASSOCIATIONS AND CREDIT UNIONS WITH MEMBERSHIP
IN AN APPROVED SIGNATURE GUARANTEE MEDALLION PROGRAM), PURSUANT TO S.E.C. RULE
17Ad-15.

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