Document:

Exhibit 10.48

                       RENMINBI LOAN CONTRACT (Short Term)

                                           Loan No.: 2003 Nian Liu Dai Zi No.002

Borrower: Shandong Shengda Nanomaterials Co., Ltd

Enterprise Legal Person Business License No.: 3709001107491

Legal representative: Shan Chuanpo

Address:  Mountain Tai Economic and Development Zone, Tai'an City

Financial institution of Deposit and Account No.:
 Bank of China Tai'an Branch

Contact Information: 0538-8560618

Lender: Bank of China Tai'an Branch

Legal representative or Person in Charge: Qin Ruiming

Address: No.48, Dongyue Street, Tai'an City

Contact Information:

The  Borrower  and  Lender,   after  reaching  an  agreement   through  friendly
negotiation,  hereby enter into this Contract pursuant to Borrower's application
to Lender for a short-term Renminbi loan.

Article 1. The Amount

The total loan  amount  under this loan:  RMB ten million  (10,000,000.00)  yuan
exactly.

Article 2. Term of The Loan

The period of this loan is twelve  months from the date of  draw-down  agreed by
both parties to the last date of repayment.  If the time of draw-down  agreed by
both parties is a specified period,  the  aforementioned  "date of draw-down" is
the starting date of the period of draw-down.

Article 3. Purpose of the Loan

The Loan under this Contract shall be solely for buying raw  materials.  Without
getting written consent from the Lender, the Borrower shall not divert the funds
under this Contract to any other purpose.

<PAGE>

Article 4. Interest Rate and Calculation of Interest

The annual  interest  rate of the Loan is:  7.965%.  During the  duration of the
contract, the interest rate agreed herein shall remain unchanged.

The interest shall be calculated  from the actual date of draw-down and based on
the  actual  amount of  draw-down  and  actual  days of use.  One year  shall be
calculated as 360 days.

The Borrower shall pay the interests on a monthly basis, and the settlement date
is the 20th day of each month. If the payment for the last installment is not on
the settlement date, the Borrower shall pay off all due interest on the payment
for the last installment.

Article 5. Conditions for Draw-down

If the Borrower  fails to satisfy the following  conditions,  the Lender has the
right to reject the draw-down application:

1.    To send a written draw-down  application and relevant  certificate for the
      purpose of the loan days in advance;
2.    This Contract and the appendices have become officially effective;
3.    The  Guaranty  stipulated  in  Article  9  of  this  Contract  has  become
      effective;
4.    The Borrower has opened an account  according to the  requirements  of the
      Lender for the use of draw-down, payment of interests, payment of expenses
      and repayment.
5.    The  Borrower has  provided  the  resolution  and power of attorney of the
      board of directors or other authorized department regarding the consent of
      signing and performing this Contract;
6.    The  Borrower  has  provided  the list and the  signature  samples  of the
      authorized  persons who have been  authorized  to sign this  Contract  and
      relevant documents and receipts;
7.    The Borrower has been  satisfied  the  warrants  under  Article 11 of this
      contract;
8.    Other  requirements  for the  draw-down  stipulated  in relevant  laws and
      agreed by both parties have been satisfied.

Article 6   Draw-down Time

The Borrower  shall make the draw-down in accordance  with the _____ item of the
following:

(1)  The  Borrower  shall  make  the  draw-down  at one go on the  _____  day of
__________.

(2) The Borrower  shall  withdraw the entire loan amount within __ days starting
from the _____ day of __________  pursuant to the stipulations in this Contract.
If the Borrower  fails to withdraw the entire loan amount before the above date,
the  Lender has the right to reject to grant the loan.  If the Lender  agrees to
grant the loan, it has the right to charge  obligation  expenses for the delayed
amount  on the  daily  basis of  _____%;  if the  Lender  rejects  to grant  the
remaining amount of the loan, it has the right to charge obligation  expenses in
accordance with a percentage of _____.

Article 7: Procedures for Draw-down

The Borrower  should submit a draw-down  application  as required by the Lender,
and go through other formalities for a draw-down.

Article 8: Repayment

The Borrower shall repay the loan under this Contract in strict  accordance with
the following repayment plan:

The Repayment Date: January 9, 2004
The Payment Amount: RMB 10,000,000 yuan.

The  Borrower  shall submit a written  application  to Lender 7 days before each
loan term  expires if  readjustment  of the  above-mentioned  repayment  plan is
necessary.  Except as otherwise provided, any change in the repayment plan needs
the written consent of both parties.

If there exist more than one due payment  between  the  Borrower  and the Lender
pursuant  to  the  Contracts,   the  Lender  has  the  right  to  determine  the
implementation order of the contracts.

The  Borrower  can make  advance  repayment,  but it  shall  inform  the  Lender
__7__days  in  advance.  The  Lender  has the right to  charge  the  Borrower  a
compensation  fee  amounting to 0.5% of the  receivable  interest of the advance
repayment.  The  amount  of  advance  repayment  shall be used to repay the last
installment  and repayment  shall be in an inverted  order. If the Lender agrees
with the advance  repayment,  the Borrower shall not request to withdraw for the
second time.

Article 9: Guaranty

Shandong Shengda  Construction Co., Ltd (the "Guarantor") shall be the guarantor
for the loan under this Contract and take jointly liabilities, and the Guarantor

<PAGE>

shall sign a Guaranty  Contract  in its own  right,  the number of the  Guaranty
Contract is: 2003 Tai Dan Zi 002.

During the term of this contract, if the guarantor's financial status become
deteriorated or the liabilities for repayment of debts become weak, the Lender
shall have right to request the Borrower changes guarantor or provide mortgage
and pawn secured for this loan under this contract.

Article 10 Representations and Warranties

The Borrowers hereby represents as follows:

1.    The Borrower is a company duly  organized and validly  existing  under the
      law of the People's Republic of China;
2.    The Borrower has the power and authority to sign this Contract.
3.    All documents,  materials, reports and certificates provided to the Lender
      by the Borrower for consummation of this Contract is true,  real,  compete
      and effective
4.    The  Borrower  shall  not  conceal  the  following  events  which is being
      happened  or have  been  happened  which  will  prevent  the  Lender  from
      correctly  judging  the  capability  of  performing  this  Contract of the
      Borrower:

      (1)   The Borrower or the principal  executives of the Borrower involve in
            material  events which breach  regulations,  laws or compensation to
            others;
      (2)   The  Borrower  breached  contract  which is between the Borrower and
            other creditors.
      (3)   The   Borrower's   debts  or  proposed  debts  or  liens  and  other
            encumbrances;
      (4)   Pending actions and arbitration;
      (5)   The other matters will impact the  financial  status or abilities of
            repayment for the debts.

The Borrower hereby warrants as follows:

1.    Providing  update financial  statement or financial  bulletin every month;
      Providing  the audited  financial  report at the first quart of each year;
      Providing operation report, financial report or other files and materials;
2.    If the  Borrower  has  signed  or shall  sign any  anti-guaranty  or other
      similar  documents with the Guarantor,  the anti-guaranty or other similar
      documents  will not make any  impact on the  rights  and  benefits  of the
      Lenders set forth in this Contract;
3.    Accepting  the  supervision  of  the  Lender,   provides   assistance  and
      cooperation for the Lender's supervisions;

<PAGE>

4.    If the Borrower shall reduce the registration capital or there are changes
      of shareholders and operation  manner  (including but not limited to joint
      venture,  cooperation,   jointly  cooperation;   dissolution,   closedown,
      liquidation,  transformation;  merger; change to share company; trading of
      operation   right  or  own   right  by   contracting,   joint   operation,
      trusteeship),   the  Lender   shall  be  informed   in  advance.   If  the
      abovementioned  activities  shall have negative  impact on the  Borrower's
      abilities of repaying the loan, the consent of the Lender has to be got.
5.    The Borrower  warrants that will not dispose of the assets which will make
      adverse  impact on its ability of paying debts.  The Borrower shall inform
      the Lender and warrants  the  liability  under its security  will not more
      than times that of net assets of the Borrower when the Borrower guarantees
      for other party or mortgage its assets.
6.    The Borrower will not pay the other similar loans prior to the Lender;
7.    The Borrower warrants  informing the Lender immediately when the following
      events occurred:

      (1)   The event of breach of  contract  under this  Contract  or any other
            contract;
      (2)   Any changes happen to the Borrowers'  relationship of administrative
            subordination,  top  management,  and the article of association and
            substantial restructuring of its internal organizational structure;
      (3)   The Borrower  suffers  difficulties  in operation  and its financial
            status deteriorates;
      (4)   The Borrower involves in material actions or arbitration;
      (5)   Any other  event  which has  negative  impact  on its  abilities  of
            repaying the loan.

8.    The Borrower shall keep  sufficient  balance for repayment prior [one day]
      to the due date.
9.    The Borrower's  settlement business under this Contract shall be conducted
      at the Lender or other  branches of Bank of China.  The  turn-over for the
      capital shall satisfy the demand of the Lender;
10.   When the after-tax net profit of a fiscal year is zero or negative, or the
      after-tax  profit is not sufficient to make up for the accumulated  losses
      of previous  fiscal years,  or the pre-tax profit is not used to repay the
      principal,  interest and expenses due before the end of the current fiscal
      year,  or  the  pre-tax  profit  is  insufficient  to  pay  off  the  next
      installment  of principal,  interest and expenses,  the Borrower shall not
      give any dividend and bonus to its shareholders in any form.

Article 11: Events of Breach Contract and Settlement

If the Borrower  fails to repay the loan and cannot reach an agreement  with the
Lender regarding the extension,  the Lender shall collect an overdue penalty for

<PAGE>

[0.5/oo]  of the  overdue  amount  per day.  If there  is an  adjustment  of the
interest  rate,  the interest shall be calculated by basing on different rate in
different time period.

If the Borrower  fails to repay the interest in full on time, the Lender has the
right to demand a compound  interest  for the  overdue  interest on a monthly or
quarterly  basis  and the  interest  rate set  forth in this  Contract  shall be
applied. When the loan becomes overdue, the calculation of the compound interest
shall be  charged  at the  overdue  interest  rate of  0.1/oo  per  day.  If the
principal has been repaid on time and the interests  become overdue,  a compound
interest of the overdue  interest shall be charged at the overdue interest rate.
If there is an adjustment of the interest rate, the interest shall be calculated
by basing on different rate in different time period.

If the Borrower  fails to uses the loan in accordance  with the  provisions  set
forth in this contract, the Lender shall have right to collect a penalty for the
misusing  part at a rate of [0.5/oo] per day. If there is an  adjustment  of the
interest  rate,  the penalty shall be calculated by basing on different  rate in
different time period.

In the event of any of the following circumstances,  the Lender has the right to
refuse the Borrower's  draw-town  request or cancel the amount of the loan which
has not been  withdrawn,  and declare all the principal and interest of the loan
under this Contract due immediately:

      (1)   The Borrower  fails to repay the principal or interest 10 days after
            it is due;
      (2)   The Borrower's  total overdue amount or total misused amount reaches
            RMB 100,000 yuan.
      (3)   The  Borrower's  representations  made in  Article  10 are untrue or
            breaks its warranties;
      (4)   The  Borrower  breached  contract  which is between the Borrower and
            other creditors;
      (5)   The Guarantor,  the mortgagor and the pledger breach the contract of
            the Guaranty  Contract,  and the breach shall hamper the  Borrower's
            performing the obligations set forth in this Contract.
      (6)   The Borrower goes out of business or is dissolved,  revoked, or goes
            bankrupt;
      (7)   The  financial  status of the  Borrower or the  Guarantor  seriously
            deteriorates;
      (8)   When the estates  under  mortgage or in pledge  devaluate,  damaged,
            become lost, are sealed up or frozen,  the Borrower fails to provide
            new guarantees in accordance with the requirements of the Lender.

Article 12: Deduction

<PAGE>

The  Borrower  agrees that the  Borrower's  any payable  amount  pursuant to the
stipulations  in this Contract can be directly  deducted from the account opened
by the Borrower in the institutions of Bank of China by the Lender.

Article 13: Taxes and Expenses

All taxes and  expenses  relevant to the  establishment,  execution  and dispute
settlement of this Contract,  including but not limiting to stamp tax,  interest
withholding tax, legal cost, execution fee, attorney's  procuration and notarial
fee, shall be paid or reimbursed by the Borrower.

Article 14: Counteraction, Assignment and Reservation of the Debt and Credit

The Borrower shall pay the payable amount in full under this Contract, and shall
not maintain to  counteract  any amount,  but an exception  shall be made if the
Lender agrees.

The Borrower  shall not assign its right and  liability  under this  Contract to
other third party without any written approval of the Lender;

The Lender give any extension,  toleration,  favor to the Borrower or permit the
Borrower to delay of performance  any  obligation  under this Contract shall not
impair any  rights of the  Lender in  accordance  with this  Contract  and laws,
regulation, it shall be deemed to have waived its rights under this Contract and
the obligation shall be performed by the Borrower under this contract.

Article 15: Amendment and Cancel

This  contract  could be  amended,  supplemented  or  canceled  upon the written
agreements  conclude by the  parties.  Any  amendment  and  supplement  shall be
integral party of this Contract.

If any provision  contained in this Contract become  invalid,  the other part of
this Contract shall not be impaired by it.

Article 16: Applicable Law, Dispute Settlement and Judicial Jurisdiction

This Contract shall be governed by the relevant laws of the PRC.

Any disputes  arising from the execution of, or in connection with this Contract
shall be settled through friendly  negotiation  between both parties hereto.  In
case no settlement to disputes can be reached through friendly negotiation,  the
disputes  shall be submitted to the  Arbitration  Commission  of Tai'an City for
arbitration.

<PAGE>

Article 17: Appendices

The following  appendices and other appendices jointly confirmed by both parties
shall be integral part of this contract, and shall have the same legal effect as
this Contract:

      1.
        ---------------
      2.
        ---------------
      3.
        ---------------
      4.
        ---------------

Article 18: Becoming Effective of This Contract

This Loan  Contract  shall become  effective  upon  signature (or seal) by legal
representatives  or  authorized  representatives  of both  parties  and upon the
affixing of the official seals of both parties.

This  contract  is  executed  in  quadruplicate  and be equally  authentic.  The
Borrower and the Lender shall hold 2 copies each.

Article 19: Special Notes

The  Borrower  has fully  negotiated  with the Lender about all articles in this
Contract.

The Lender has  requested  the  Borrower  to pay  special  attention  to all the
provisions  concerning  the rights and  obligations  of the two  parties  and to
understand  them  completely  and correctly.  The Lender has made  corresponding
explanations for the abovementioned provisions at the request of the Borrower.

The parties to this  Contract find in full accord with the other party about the
interpretation of the provisions in this Contract.

The Borrower: Shandong Shengda Nanomaterials Co., Ltd (seal)

Legal Representative (or Authorized Representative): /s/ Shan Chuanpo

Date: January 9, 2003

The Lender: Shandong Shengda Chemical Co., Ltd (seal)

Legal Representative (or Authorized Representative): /s/ Qin Ruiming

Date: January 9, 2003Form of Stock Certificate

    EXHIBIT
      4.1

     

    **RESTRICTED**

    

    INCORPORATED
      UNDER THE LAWS OF THE

    STATE
      OF DELAWARE

    

    
      	NUMBER	
              SHARES

            

    

    

    CUSIP
      NO. 362447 10 4

     

    GABRIEL
      Technologies Corp

    

    60,000,000
      AUTHORIZED SHARES $.001 PAR VALUE NON-ASSESSABLE

    

    THIS
      CERTIFIES THAT:

    

    IS
      THE RECORD HOLDER OF

    

    Shares
      of  
      GABRIEL
      TECHNOLOGIES CORPORATION  
      Common
      Stock transferable on the books of the Corporation in person or by duly
      authorized attorney upon surrender of this Certificate properly endorsed. This
      Certificate is not valid until countersigned by the Transfer Agent and
      registered by the Registrar.

     

    WITNESS
      the facsimile seal of the Corporation and the facsimile signatures of its duly
      authorized officers.

    

    
      	 	 	
              COUNTERSIGNED
                AND REGISTERED

            
	 	 	
              COLONIAL
                STOCK TRANSFER

            
	 	 	
              Salt
                Lake City, Utah

            
	
              Dated:

            	
              By:

            	______________________________________________ 
	 	 	
               Transfer
                agent and registrar-authorized
                signature

            

    

    

    AUTHORIZED
      SIGNATURE

     

    
      	
              CFO

            	
              (GABRIEL
                SEAL)

            	
              PRESIDENT
                / CEO

            

    

    
      
        

      

    

     

    The
      following abbreviations, when used in the inscription on the face of this
      certificate, shall be construed as though they were written out in full
      according to applicable laws or regulations:

    

    
      	 	
              TEN
                COM - as tenants in common

            	
              UNIF
                GIFT MIN ACT -  

            	
              ______________
                Custodian _______________

            
	 	
              TEN
                ENT - as tenants by the entireties

            	 	
                       (Cust)                                     (Minor)

            
	 	
              JT
                TEN  -  as joint tenants with right of survivorship
                

            	 	
              under
                Uniform Gifts Minors Act

            
	 	
              and
                not as tenants  in
                common

            	 	
              ______________________________________ (State)

            

    

     

    Additional
      abbreviations may also be used though not in the above list.

     

    For
      Value Received ___________________ hereby sell, assign and transfer
      unto

    

    PLEASE
      INSERT SOCIAL SECURITY OR OTHER

        
      IDENTIFYING NUMBER OF ASSIGNEE

    

    _________________________________

    

     

    
      
 (PLEASE
      PRINT OR
      TYPEWRITE NAME AND ADDRESS , INCLUDINGZIP CODE OF ASSIGNEE)

    
      

    

     

    
      

    

    
 

    
      

    

     

    Shares
      of the stock represented by the within Certificate, and do hereby irrevocably
      constitute and appoint _______________________________________

     

    Attorney
      to transfer the said stock on the books of the within named Corporation with
      full power of substitution in the premises.

    
       

    

    

    Dated___________________________

     

    
      
 NOTICE:
      SIGNATURE
      MUST CORRESPOND TO THE NAME AS WRITTEN UPON THE FACE OF THIS CERTIFICATE IN
      EVERY PARTICULAR, WITHOUT ALTERATION OR ENLARGEMENT OR ANY CHANGE WHATSOEVER,
      AND MUST BE GUARANTEED BY A BANK, BROKER OR ANY OTHER ELIGIBLE GUARANTOR
      INSTITUTION THAT IS AUTHORIZED TO DO SO UNDER THE SECURITIES TRANSFER AGENTS
      MEDALLION PROGRAM (STAMP) UNDER RULES PROMULGATED BY THE U.S. SECURITIES AND
      EXCHANGE COMMISSION.

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