Document:

EXHIBIT  10.4

10.4     Database  Access  Agreement.

<PAGE>
              AGREEMENT BETWEEN SOUTHWESTERN BELL TELEPHONE COMPANY
                 AND NETWORKS ON-LINE FOR CPSOS DATABASE ACCESS
                     ----------------

This  Agreement  ("Agreement')  sets  forth the terms and conditions under which
(Southwestern  Bell Telephone Company a corporation. (Pacific Bell, a California
corporation.)  for  itself  and its affiliates (hereinafter Company') will allow
N.O.L., a TEXAS CORP. ("Applicant),   (collectively   the  Verities)  access  to
------    -----------
Company's proprietary Complex Products Service Order System ("CPSOS') database.

Whereas;  Company  offers  Digital  Subscriber  Use (DSL") related services from
designated  central  offices  to  customers  with  qualified  local  loops;  and

Whereas,  Applicant  desires  to  access  and  Company  desires  to  facilitate
Applicant's  use  of  Company's  csos  database  to assist in placing authorized
queries  regarding  loop  qualification  status  and  authorized  orders for the
provisioning  of  DSL;  and

Whereas,  Applicant  understands  that  Company's  CPSOS  database  provides
preliminary information concerning the basic services (e.g. individual line fiat
rated residential service- IFR; individual line measured business service - 1MB)
provided  to  Company's  end  user  customers  ('Customers');

The  parties  agree  as  follows:

1     Term. This  Agreement shall  become effective the 2 day of Sept, 1999, and
      ----                                             ---      -----
shall  remain in effect thereafter until terminated as provided herein ("Term').

2.     Applicant's  Representations  and  Responsibilities.

     a)     Confidentiality.  By  signing  this Agreement Applicant acknowledges
and  agrees that, in the performance of this Agreement. Applicant may receive or
have  access to technical, customer (including but not limited to CPNI, customer
proprietary  information,  non-published or any other customer information which
is  protected  by  law  or  regulation),  personnel  and business information in
written, graphic. oral or other tangible or intangible forms, including, but not
limited  to,  ideas, discoveries, concepts. techniques, know-how, trade secrets,
designs,  specifications,  records,  data,  computer programs, drawings, models,
business,  product,  engineering  and  deployment  plans,  reports  and  samples
(collectively  referred  to  as information') owned or controlled by Company. In
addition,  such Information may contain proprietary or confidential Information,
disclosures  of patentable inventions with respect to which patents may not have
been  issued  or  for  which  patent  applications  may  not have been filed, or
material which is subject to applicable laws regarding secrecy of communications
or  trade  secrets.  Applicant  agrees:

    (i)     that  all  such  Information  and  data  so  acquired or accessed by
    Applicant  which is owned by  Company will  be  and  will  remain  Company's
    Exclusive property;

    (ii)     to  inform  its  employees  engaged  in  the  handling  of  such
    Information  of  its  confidential  character  and  of  the  existence  of
    The requirements  to  maintain  its confidentiality and to employ  the same
    degree of care  used  in the protection of its own confidential information
    to protect and maintain  the  confidentiality  of  such  Information;

    (iii)      to  stratify  maintain  the  confidentiality  of the data stored
    within  CPSOS  and  to  use it only for the performance of  this  Agreement
    and no other purpose. Information stored in CPSOS includes  customer record
    information, and  restricted  and  confidential  Information  that
    Applicant  also  agrees  to  protect  from  unauthorized  access  by
    Applicant's  employees;

    (iv)     to  prohibit  access  to  the CPSOS database or to any  information
    derived from the CPSOS database by any agents or third parties of Applicant;
    and

    (v)     to  keep  any  and  all  such  Information and data  confidential in
    perpetuity  after  termination  of  this  Agreement

     b)     CPSOS  Database  Access and Use. Applicant shall use Company's CPSOS
            -------------------------------
database  only  to  assist  in  placing  authorized  queries  regarding  loop
qualification status and authorized orders for the provisioning of DSL. Prior to
initiating  a CPSO query concerning customer information or qualification status
stored  on  CPSOS,  Applicant  shall either first (1) obtain the bona tide name,
address  and  telephone number for each customer about whom the information will
be sought, or (2) obtain explicit written consent from each customer authorizing
the  release  of  such  information. Nothing contained herein shall be deemed to
authorize  Applicant to access customer information for which Applicant does not
have  the  requisite  customer  authorization,  Any  breach of this section is a
material  breach  of  this  Agreement  and  Company  shall  have  the  right  to
immediately  terminate  this  Agreement

CPSOS  agreement

<PAGE>
     c) Ordering. Applicant acknowledges that DSL is available only to Company's
        --------
customers  with  qualified loops and equipment served out of DSL enabled central
offices.  Applicant  will  accurately  and  completely disclose to customers all
relevant  restrictions,  rates  and charges applicable to Company's OSL service.
Applicant  shall  only  place  orders  for  DSL  service pursuant to a bona tide
request  from  the  customer, after the customer has been thoroughly informed of
all  pertinent  restrictions,  rates,  charges,  terms,  conditions and Customer
obligations.

     d)  Letters of Authorization. If Applicant is ordering DSL on behalf of its
         ------------------------
subscriber(s),  it must obtain a written or electronic letter of agency ('LOA"),
in  conformance  with Company's business practices in effect at the time of such
authorization,  from the customer. Applicant shall store all original written or
electronic LOAS in a secure location for four (4) years following the end of the
Term and shall produce the same for SBC'slPaaftc's inspection within twenty tour
(24)  hours  of  written  notice  in response to a legal, regulatory or customer
service review or investigation, or within two (2) days of written notice in the
event  of  an  audit  of  the  Company.

     e)  Software  and  Hardware.  Applicant  is  responsible  for obtaining all
         -----------------------
necessary  approvals,  operating  support system software and hardware to access
CPSOS functionality, and all orders initiated through CPSOS must comply with the
requirements  set  forth  in  the  CPSOS training manual and in the SBC Toolbar.

     f)  Indemnification.  Applicant agrees to indemnify and defend Company, its
         ---------------
affiliates,  and  the  officers,  directors, employees and agents of any of them
('Indemnities'),  from  and  against  any  loss,  cost, damage, claims, expense,
fines,  penalties, or liability, including costs of defense and attorneys' fees,
arising  from  Applicant's  failure  to adhere to any of terms and conditions of
this  Agreement  and  specifically  Applicant's  access  and  use  of  the CPSOS
database,  or  Applicant's  failure  to  comply with any applicable law, rule or
regulation, including, but not limited to, any injury to any person or damage to
any  property, except to the extent that such loss, cost, damage, claim, expense
or  liability arises from the active negligence or willful misconduct of Company
or  its  employees. Applicant will also keep Company informed as to the progress
of  such  defense  and  afford Company an opportunity to participate on an equal
basis  in  the  defense  or  settlement  of  such  claim.

     g)  Audit.  Applicant  hereby agrees that Company may inspect and audit its
         -----
activities  to  ensure  compliance  with  this Agreement during regular business
hours  with  advanced  notice  and Applicant will make any pertinent records and
flies  available  to  Company.

3.     Company's  Representations.

     a)  CPSOS Access.  Company  shall endeavor to provide secure limited access
         ------------
to CPSOS  functionality  during  normal  business  hours.  Applicant must obtain
confidential identification and password, documentation and CPSOS training prior
to  being  allowed  to  utilize  CPSOS.

     b)  Company  reserves  the  night  in  its  sole  discretion  to  modify or
discontinue the use of any system or interface as it deems appropriate, provided
however,  that  Company  shall  provide  the  Applicant reasonable prior written
notice  of  any  plan  to  discontinue  the  system,  interface
or  of  any  significant  system  modification.

     c)  COMPANY  MAKES  NO  REPRESENTATIONS  OR WARRANTIES, EXPRESS OR IMPLIED,
INCLUDING  BUT  NOT LIMITED TO ANY WARRANTY AS TO MERCHANTABILITY OR FITNESS FOR
INTENDED  OR  PARTICULAR  PURPOSE  WITH  RESPECT  TO THE CPSOS SERVICES PROVIDED
HEREIN.

     d)  COMPANY  RESERVES  THE RIGHT TO MONITOR IN ITS SOLE DISCRETION. WITHOUT
NOTICE  OR  REPORT  TO  APPLICANT,  ACCESS  TO  AND USE OF THE CPSOS DATABASE BY
APPLICANT,  FOR  COMPLIANCE  WITH  THE  TERMS  OF  THIS  AGREEMENT.

4.     Termination.
       -------------

     a)  Either  party may terminate this Agreement for convenience upon 30 days
prior  written  notice  to  the other Party. This Agreement may be terminated by
either  party  upon  providing  notice  to  the  other  of the following events:

     b) If the other party fails to perform or to observe, or commits the breach
of  any representation, obligation, or covenant of Agreement, and fails to cures
such  breach  or  failure  to perform within 15 days, except as set forth below.

     c)  Company  may  terminate this Agreement immediately upon the delivery of
written  notice  to  Applicant  for Applicants breach which implicates Company's
legal or regulatory obligations or restrictions, including but not limited to an
act  or omission by Applicant which causes or may cause Company to be subject to
any review, inquiry or proceeding regarding its regulatory or legal requirements
or obligations, including but not limited to: initiating unauthorized queries of
the  CPSOS  database;  placing  unauthorized  orders  for  customers; failing to
obtain,  maintain,  or  provide  to  Company  or any authorized third party upon
request  any  required  LOAs; misrepresentation of Applicant's relationship with
Company;  or  actions  or omissions which dishonor, discredit, reflect adversely
upon  or  injure  the  reputation  of  Company

     d)  The  right  of  either  party  to  terminate  this  Agreement is not an
exclusive  remedy.  and  either  party  shall  be  entitled to other remedies as
provided  by  law  or  in  equity

<PAGE>
5.     Miscellaneous.
       --------------

     a) Assignment. The parties agree that neither this Agreement, nor any right
        ----------
or  obligation  hereunder,  is  assignable  by  Applicant,  in whole or in part,
whether by operation of law or otherwise, by Applicant without the prior written
consent  of  Company.

     b)  Notices  arid  Other Communications. Every notice, consent, approval or
        ------------------------------------
other  communication  required or contemplated by this Agreement by either party
shall  be  in writing arid shall be delivered in person, by postage prepaid mail
or  by overnight courier service addressed to the party for whom intended at the
address  specified  below  or  at  such  other address as the intended recipient
previously  shall  have  designated  by  written  notice  to  the  other  party.

To: Applicant: NetWorks Online, Inc.          To:  Company
    ---------                                 5400  Foxridge
10497 Town & Country Way #460                 Room  240
Houston TX 77024                              Mission,  KS  66202
ATTN: Don Brown                               Attention:  Kimberly  Poores,
                                              Manager  -  Sales  Agency

Phone:  713-554-7100                          Phone:  (913)  676-6308
Fax:    713-554-0488                          Fax:  (913)  676-0940
E-mail: DONB@NOL.NET                          E-mail:  kp5575@sbc.com

     c)  Waiver  of  Rights.  Failure of either party at any time to require the
         ------------------
other  party's  performance  of  any  obligation  under this Agreement shall not
affect the right to require performance of that obligation. Any waiver by either
party  of  any breach of any provision hereof shall not be construed as a waiver
of  any  continuing  or  succeeding  breach  of  such  provision,  a  waiver  or
modification  of  the provision itself, or a waiver or modification of any right
under  this  Agreement.

     d)  Regulatory  Changes.  Company  reserves the right to amend or terminate
         -------------------
this  Agreement  to  conform  it  to  any  requirement  of  applicable  laws  or
regulations  or  to  any  requirement imposed by the California Public Utilities
Commission  or  the  Federal  Communications Commission in the exercise of their
jurisdiction over Company, or to any requirement of the United States Department
of  Justice  or  the  state  or  federal  courts  in  connection  with  the
Telecommunications  Act  of  1996.

     e)  Compliance  with  Laws.  Each  party  will  comply  with  any  and  all
         ----------------------
applicable  tariffs,  rules  and  orders  of judicial and regulatory bodies, and
local,  state.  and  federal  laws.

     f)  No  Proprietary  Rights  Conferred.  Nothing contained in the Agreement
         ----------------------------------
shall  be  construed  as conferring to either party by implication. estoppel, or
otherwise,,  any  license  or  right, under any patent, trademark, service mark,
trade  name,  copyright,  or  other  proprietary  right of Company or Applicant.

     g)  Modification.  No  modification or amendment of this Agreement shall be
         ------------
valid or binding on the parties unless such modification or amendment is made in
writing  and  duly  executed  by  the  authorized  representative of each party.

     h)  Entire  Agreement.  This  Agreement sets forth the entire understanding
         -----------------
between  the  parties relating to the subject matter contained herein and merges
all  prior  discussions  between  them.

IN  WITNESS  WHEREOF,  the  duly  authorized  persons  below  have executed this
Agreement  as  of  the  date  first  above  written  on  behalf  of the parties.

Southwestern  Bell  Telephone        Applicant: NETWORKS ON-LINE, INC.
                                                ----------------------------
By: Amy E. Cook                      By:          Don Brown
-------------------------------      ---------------------------------------

    Amy E. Cook
-------------------------------      ---------------------------------------
         (Print  Name)                            (Print  Name)

Title: Area Manager Sales Agency     Title:   DB
-------------------------------      ---------------------------------------
       Southwestern  Bell
-------------------------------      ---------------------------------------

Date  Signed:    9/7/99              Date  Signed:  9/2/99
-------------------------------      ---------------------------------------

<PAGE>EXHIBIT  10.5

10.5     Ascend  Lease  Agreements.

<PAGE>
================================================================================
||    ASCEND  CREDIT  CORPORATION  GRAND  SLAM  LEASE  AGREEMENT  #  GS-130   ||
================================================================================

                       US. Version GS Lease -30 Month Term
--------------------------------------------------------------------------------
Legal  Business  Name  (Lessee):     Networks  On-Line
--------------------------------------------------------------------------------
D.B.A.  (if  any):     Subsidiary  of  Comtech  Consolidation  Group,  Inc.
--------------------------------------------------------------------------------
Lessee  Address:  10497  Town  &  Country  Way  #460          Houston,  TX 77024
--------------------------------------------------------------------------------
Equipment  Location  (if  different  from  above):
--------------------------------------------------------------------------------

This  Lease  Agreement  ("Lease")  is  entered into by and between Ascend Credit
Corporation  ("ACC"),  a California Corporation, and Lessee. Lessee and ACC may.
from  time  to  time,  enter  into  similar  Lease  agreements  for the Lease of
equipment  which  collectively  with  this  Lease  arc  Leases  ("Leases").
LEASE:  ACC  agrees to Lease to Lessee, and Lessee agrees to Lease from ACC, the
equipment  referenced  herein  ("Equipment").
LEASE  COMMENCEMENT  DATE:  The  tease  Commencement  Date shall be the date the
Equipment is shipped by Ascend Communications. Inc. ("Ascend") or its authorized
reseller  ("Reseller") as evidenced-by a shipping document provided by Ascend or
Reseller  related  to  the  Equipment.
LEASE  TERM:  Lessee will pay Lease payments on a prorated monthly basis for the
period  beginning  90  days after the Lease Commencement Date until the next l5"
day of the calendar month and thereafter for each consecutive month of the Lease
Term. After the initial Term, and until Lessee returns the Equipment to ACC, the
Lease  shall  continue on a month-to-month basis, unless Lessee has notified ACC
of  its  intent  to  purchase the equipment by paying the then Fair Market Value
(FMV)  of  the Equipment The FMV of the Equipment shall be equal to the value of
the  Equipment  installed  and  in  use,  with  consideration  given to the age,
condition,  utility  and  replacement  costs  for  the  Equipment.
WARRANTIES.  ACC  MAKES  NO  REPRESENTATION  OR WARRANTY OF ANY KIND. EXPRESS OR
IMPLIED,  WITH  RESPECT  TO  ANY  OF  THE EQUIPMENT, ITS Merchantability. OR ITS
FITNESS FOR A PARTICULAR PURPOSE. ACC SHALL NOT BE LIABLE TO LESSEE OR ANY OTHER
PERSON  FOR  DIRECT,  INDIRECT,  SPECIAL.  INCIDENTAL  OR  CONSEQUENTIAL DAMAGES
ARISING  FROM  LESSEE'S  USE OF THE EQUIPMENT. OR FOR DAMAGES BASED ON STRICT OR
ABSOLUTE  TORT  LIABILITY OR ACC'S PASSIVE NEGUGENCE. LESSEE HEREBY ACKNOWLEDGES
THAT  ANY  MANUFACTURER'S OR SUPPLIER'S WARRANTIES WITH RESPECT TO THE EQUIPMENT
ARE  FOR  THE  BENEFIT  OF  Both  ACC AND LESSEE. NOTWITHSTANDING THE FOREGOING,
LESSEE'S  OBLIGATIONS  TO  PAY  EACH LEASE PAYMENT DUE, OR OTHERWISE PERFORM ITS
OBLIGATIONS,  UNDER  THIS  LEASE  ARE  ABSOLUTE  AND  UNCONDITIONAL.
TITLE  TO  AND  LOCATION  OF  EQUIPMENT.  ACC shall retain title to each item of
Equipment  Lessee,  at  its  expense,  shall  protect  ACC's  title and keep the
Equipment  free  from  all  claims, liens. encumbrances and legal processes. The
Equipment  is  personal  property  and is not to be regarded as part of the real
estate  on  which  it  may  be  situated.  ACC  is  authorized to file financing
statements signed only by the ACC in accordance with the Uniform Commercial Code
or financing statements signed by ACC as Lessee's attorney-in-fact The Equipment
shall  not  be moved without the written consent of ACC. Lessee shall, upon ACCs
request, affix and maintain plates, tags or other indenting labels, showing ACCs
ownership  of  the  Equipment  in  a  prominent  position  on  the  Equipment.
INDEMNIFICATION.  Lessee  assumes  liability for, and hereby agrees to indemnify
protect  and hold harmless. ACC, and its agents, employees. officers. directors,
partners  and  successors  and  assigns,  from  and  against,  all  liabilities.
obligations,  losses.  damages.  injuries,  claims. demands, penalties, actions,
costs and expenses, including, without limitation, reasonable attorneys fees, of
whatever  kind  and  nature,  in  contract  or  in tort, arising out of the use,
condition,  operation,  ownership,  selection,  delivery, lease or return of any
item  of Equipment, regardless of when, how and by whom operated, or any failure
on  the  part  of  Lessee to perform or comply with any of its obligations under
this Lease, excluding, however, any of the foregoing which result from the gross
negligence  or  willful  misconduct  of ACC. Such indemnities and assumptions of
liabilities  and  obligations  shall  continue  in  lull  force  and  effect,
notwithstanding  the  expiration  or  other  termination  of this Lease. Nothing
contained in this Lease shall authorize Lessee to operate the Equipment so as to
incur  or  impose  any  liability  on,  or  obligation  for or on behalf of ACC.
NO  OFF-SET.  All  Leases  shall  be paid by Lessee irrespective of any off-set,
counterclaim,  recoupment,  defense or other right which Lessee may have against
ACC,  the  manufacturer  or  supplier  of the Equipment or any other party. This
includes,  but is not limited to, any claim Lessee may have against any supplier
or  manufacturer's  reseller.
ASSIGNMENT  BY LESSEE. Lessee shall not, without ACCs prior written consent, (a)
sell, as tgn, transfer, pledge, hypothecate, or otherwise dispose of encumber or
suffer to exist a lien upon or against, any of the Equipment or any Lease or any
interest  therein, by operation of law or otherwise, or (b) sublease or lend any
of  the Equipment or permit any of the Equipment to be used by anyone other than
Lessee.
ASSIGNMENT  BY  ACC  ACC may assign, sell or encumber its interest in any of the
Equipment  and  any Lease. Upon ACC's written consent, Lessee shall pay directly
to  the  assignee  of  any  such  interest all Lease and other sums due under an
assigned  Lease.  THE  RIGHTS  OF  ANY SUCH ASSIGNEE SHALL NOT BE SUBJECT TO ANY
ABATEMENT,  DEDUCTION,  OFF-SET, COUNTERCLAIM RECOUPMENT, DEFENSE OR OTHER RIGHT
WHICH LESSEE MAY HAVE AGAINST ACC OR ANY OTHER PERSON OR ENTITY. Notwithstanding
the  foregoing,  any  such  assignment (a) shall be subject to Lessee's right to
possess  and  use  the  Equipment subject to a Lease so long as Lessee is not in
default thereunder, and (b) shall not release any of ACCs obligations hereunder.
RETURN  OF  EQUIPMENT.  After  the  initial  Term,  upon  which  time Lessee has
exercised its option to terminate the Lease, Lessee shall, at its expense, cause
such  Equipment to be removed, disassembled, and placed in the same condition as
when  delivered to Lessee (reasonable wear and tear excepted) and properly crate
such  Equipment  for  shipment  and deliver it to a common carrier designated by
ACC.  Lessee  will  ship  such  Equipment,  F.O.B.  destination,  to any address
specified in writing by ACC within the continental United States. All additions,
attachments.  alterations  and  repairs made or placed upon any of the Equipment
shall  become  part  of  such  Equipment  and  shall  be  the  property  of ACC.
EVENTS  OF  DEFAULT.  The  occurrence of any of the following shall be deemed to
constitute  an  Event  of Default hereunder with respect to this Lease or any of
the  Leases:  (a)  Lessee  fails  to  pay Lease payments, any other amount it is
obligated  to pay under a Lease, or any other amount it is obligation pay to ACC
and  does  not cure such failure within 10 days of such amount becoming due, (b)
Lessee fails to perform or observe any obligation or covenant to be performed or
observed  by  Lessee  hereunder,  including,  without  limitation, supplying all
requested  documentation,  and  does  not  cure  such  failure within 10 days of
receiving  written  notice thereof from ACC; (c) any warranty, representation or
statement  made  or furnished to ACC by or on behalf of Lessee is proven to have
been  false  in  any  material respect when made or furnished. (d) the attempted
sale  or  encumbrance  by  Lessee  of  the Equipment, or the making of any levy,
seizure or attachment thereof or thereon; or (e) the dissolution, termination of
existence,  discontinuance of business, insolvency, or appointment of a receiver
of  any  part of the property of Lessee, assignment by Lessee for the benefit of
creditors,  the commencement of proceedings under any bankruptcy, reorganization
or  arrangement laws by or against Lessee, or any other act of bankruptcy on the
pert  of  Lessee.
REMEDIES  OF  ACC  At any time after the occurrence of any Event of Default, ACC
may exercise one or more of the following remedies with respect to this Lease or
any  of the Leases: (a) ACC may terminate this Lease or any or all of the Leases
with  respect  to  any  or  all  items of Equipment subject thereto; (b) ACC may
recover  from Lessee all Lease payments and other amounts then due and to become
due  under  any  or all of the Leases; (c) ACC may take possession of any or all
items of Equipment subject to this Lease or any of the Leases, wherever the same
may  be  located,  without  demand  or  notice, without any court order or other
process  of  law  and  without liability to Lessee for any damages occasioned by
such  taking  of  possession,  and  any  such  taking  of  possession  shall not
constitute a termination of any Lease; (d) ACC may demand that Lessee return any
or  all  items  of  Equipment  subject  to  this  Lease  or any Leases to ACC in
accordance  with  the  provisions  described  herein; and (e) ACC may pursue any
other  remedy  available  at  law  or  in equity, including, without limitation,
seeking  damages,  specific  performance  or an injunction. Upon repossession or
return  of any item of the Equipment, ACC shall sell, Lease or otherwise dispose
of  such item in a commercially reasonable manner, with or without notice and on
public  or private bid, and apply the net thereof (after deducting the estimated
fair  market  value of such item at the expiration of the term of the applicable
Lease,  in  the  case  of  a sale, or the payments due for any period beyond the
scheduled  expiration of such Lease, in the case of any subsequent Lease of such
item,  and  all  expenses,  including,  limitation,  reasonable attorneys' fees,

         Page 1 of 3 Grand Slam Lease Agreement #GS-130 Lessee Initials: DB
                                                                         --

<PAGE>
incurred  in  connection  therewith) towards the Lease payable and other amounts
duo under such Lease with any excess net proceeds to be retained by ACC. Each of
the  remedies  under  this Lease shall be cumulative, 'and not exclusive, and in
addition to any other remedy referred to herein or otherwise available to ACC in
law or in equity. Any repossession or subsequent sah or Lease by ACC of any item
of  Equipment  shall  not bar an action for a deficiency as herein provided, and
the  bringing  of  an  action or the enter judgment against Lessee shall not bar
ACC's  right  to  repossess any or all items of Equipment the Term of this Lease
INSURANCE.  As  of the date that the Equipment is shipped from the manufacturer,
Lessee  shall  obtain and maintain during     (as extended), at its own expense,
property  damage  and personal liability insurance and insurance against loss or
damage  to the Equipment, including, without limitation, loss by fire, theft and
other  such risks. Lessee shall give ACC prompt notice of any damage to, or loss
of  any of the Equipment, or any part thereof or any personal injury or property
damage  occasioned  by  the  use  of  any  of  the  Equipment.
TAXES.  Lessee  hereby  assumes liability for, and shall pay when due, and, on a
net  after-tax basis, shall indemnify, protect and hold harmless ACC against all
fees,  taxes  and  governmental charges (including, without limitation, interest
and  penalties)  of any nature imposed on or in any way relating to ACC, Lessee,
any  item of Equipment or any Lease, except state and local taxes on or measured
by  ACCs  net  income  (other  than any such tax which is in substitution for or
relieves Lessee from the payment of taxes it would otherwise be obligated to pay
or  reimburse  to  ACC as herein provided) and federal taxes on ACCs net income.
Lessee shall, at its expense, file when due with the appropriate authorities any
and  all  tax and similar returns, and reports required to be filed with respect
thereto,  for  which  it  has indemnified ACC hereunder or, if requested by ACC,
notify  ACC  of  all  such  requirements  and  furnish  ACC with all information
required  for  ACC to effect such filings. Any fees, taxes or other charges paid
by  ACC  upon  failure  of  Lessee to make such payments shall, at ACC's option,
become  immediately  due  from Lessee to ACC and shall be subject to the Overdue
Charge  from  the  date  paid  by  ACC  until  the  date  reimbursed  by Lessee.
NOTICES.  All  notices  hereunder shall be in writing and shall ,be deemed given
when  sent  by  certified  mail,  postage  prepaid,  return  receipt  requested,
addressed  to  the  party  to which it is being sent at its business address set
forth  in  this doc4ment or to such other address as such party may designate in
writing  to  the  other  party.
GENERAL  If  any  provision  of  any  Lease  is held to be invalid by a court of
competent jurisdiction, such invalidity shall not affect the other provisions of
such  Lease or any provision of any other Lease. This Lease shall be governed by
and  construed  in accordance with the internal laws, but not the choice of laws
provisions,  of  the State of California. An overdue charge will be assessed and
Lessee  agrees  to  pay  an amount equal to 2% per month of any payment which is
past  due  under this Lease or ("Overdue Charge"). The titles of the sections of
this  Lease Agreement are for convenience only and shall not define or limit any
of  the  terms  or  provisions hereof. No provision of any Lease may be changed,
waived,  amended  or terminated except by a written agreement signed by both ACC
and  Lessee,  except that ACC may insert missing or corrected information in the
sections entitled "Direct Debit/Payment Information" and "Agreement Details" and
also  in the "Grand Slam Lease Application" form. Time is of the essence in each
of  the  provisions  hereof.  This Lease shall be binding upon, and inure to the
benefit  o  the  permitted  assigns,  representatives  and successors of ACC and
Lessee.  If  there  is  more  than one Lessee named in this Lease Agreement, the
liability  of  each  shall  be  joint  and  several.
AGREEMENT  DETAILS.

Equipment Description: See  Schedule  A.

Equipment Sales Price: $21,760 (exclusive of sales and/or use tax)
                      --------
Monthly Lease Payment: $   904 (exclusive of sales and/or use tax)
                      --------

Payment:              $  1,088 (exclusive of sales and/or use tax)
                      --------
Lease Term:               30   Months
                      --------

THIS  DOWN  PAYMENT AMOUNT WILL BE DIRECT DEBITED FREES YOUR BANK ACCOUNT BEFORE
EQUIPMENT  CAN  BE SHIPPED. LESSEE WILL PAY LEASE PAYMENTS ON A PRORATED MONTHLY
BASIS  FOR  THE PERIOD BEGINNING 90 DAYS AFTER THE LEASE COMMENCEMENT DATE UNTIL
THE  NEXT  151B  DAY  OF  THE CALENDAR MONTH AND THEREAFTER FOR EACH CONSECUTIVE
MONTH  OF THE LEASE. APPLICABLE SALES TAXES WILL BE INCLUDED ON THE DIRECT DEBIT
WHEN  APPLICABLE.

The  person  executing  this Agreement on behalf of Lessee hereby certifies that
the  Lessee  is  a duly constituted business entity and that he or she has read,
and  is  duly  authorized  to  Lease.

Accepted  by:  Less                Ascend  Credit  Corporation
X      DB                          By:_________________________________
Name:  Don Brown                   Name:_______________________________
Title: PRESIDENT                   Title:______________________________
Date:   5/20/98                    Date:_______________________________

================================================================================

DIRECT  DEBIT  PAYMENT  INFORMATION:  This information must be completed and  to
fill  your  order.

Bank  Name:  BANK ONE      Bank  Address: 910 TRAVIS 9th FLOOR, HOUSTON TX.77008
           ----------------              ---------------------------------------
Bank Contact Name:SHARON REYNOLDS  Bank  Phone   713-751-3804
                  -----------------            ---------------------------------
Bank  Routing#(9digits):  1 1 1 0 0 0 6 1 4         Account#: 18424132615
                          - - - - - - - - -                  -------------------
Exact  Account  Name: NETWORKS ON-LINE
                     -----------------------------------------------------------
     Account  Category  (circle  one):     I  -  Individual    (C) -  Commercial
     Account  Type  (circle  one):        (C) -  Checking       S  -  Savings

By  completing  this  information, I hereby authorize Ascend Credit Corporation,
its  assignee,  and  its  bank  to  initiate  ACM Debit entries to the financial
institution  account indicated above, for payment of all charges concerning this
Lease  Agreement.  I  further authorize the financial institution named above to
debit  such  entries  in  the  account indicated above. This authorization is to
remain  in full force and effect until Ascend Credit Corporation or its assignee
have  received written notification\n me of termination in such time and in such
manner  as  to  afford  a  reasonable  opportunity  to  act  on  it.

Signature  X  /s/ DB        Name:    DON B BROWN           Date:  5/20/98
            ---------------      --------------------------     ----------------

      Page 2 of 3 Grand Slam Lease Agreement #GS-130 Lessee Initials DB
                                                                    ----

<PAGE>
================================================================================
||    ASCEND  CREDIT  CORPORATION  GRAND  SLAM  LEASE  AGREEMENT  #  GS-155   ||
================================================================================

                       US. Version GS Lease -30 Month Term
--------------------------------------------------------------------------------
Legal  Business  Name  (Lessee):    Comtech Consolidastion Group
--------------------------------------------------------------------------------
D.B.A.  (if  any):     Subsidiary  of  Comtech  Consolidation  Group,  Inc.
--------------------------------------------------------------------------------
Lessee  Address:  10497  Town  &  Country  Way  #460          Houston,  TX 77024
--------------------------------------------------------------------------------
Equipment  Location  (if  different  from  above):
--------------------------------------------------------------------------------

This  Lease  Agreement  ("Lease")  is  entered into by and between Ascend Credit
Corporation  ("ACC"),  a California Corporation, and Lessee. Lessee and ACC may.
from  time  to  time,  enter  into  similar  Lease  agreements  for the Lease of
equipment  which  collectively  with  this  Lease  arc  Leases  ("Leases").
LEASE:  ACC  agrees to Lease to Lessee, and Lessee agrees to Lease from ACC, the
equipment  referenced  herein  ("Equipment").
LEASE  COMMENCEMENT  DATE:  The  tease  Commencement  Date shall be the date the
Equipment is shipped by Ascend Communications. Inc. ("Ascend") or its authorized
reseller  ("Reseller") as evidenced-by a shipping document provided by Ascend or
Reseller  related  to  the  Equipment.
LEASE  TERM:  Lessee will pay Lease payments on a prorated monthly basis for the
period  beginning  90  days after the Lease Commencement Date until the next l5"
day of the calendar month and thereafter for each consecutive month of the Lease
Term. After the initial Term, and until Lessee returns the Equipment to ACC, the
Lease  shall  continue on a month-to-month basis, unless Lessee has notified ACC
of  its  intent  to  purchase the equipment by paying the then Fair Market Value
(FMV)  of  the Equipment The FMV of the Equipment shall be equal to the value of
the  Equipment  installed  and  in  use,  with  consideration  given to the age,
condition,  utility  and  replacement  costs  for  the  Equipment.
WARRANTIES.  ACC  MAKES  NO  REPRESENTATION  OR WARRANTY OF ANY KIND. EXPRESS OR
IMPLIED,  WITH  RESPECT  TO  ANY  OF  THE EQUIPMENT, ITS Merchantability. OR ITS
FITNESS FOR A PARTICULAR PURPOSE. ACC SHALL NOT BE LIABLE TO LESSEE OR ANY OTHER
PERSON  FOR  DIRECT,  INDIRECT,  SPECIAL.  INCIDENTAL  OR  CONSEQUENTIAL DAMAGES
ARISING  FROM  LESSEE'S  USE OF THE EQUIPMENT. OR FOR DAMAGES BASED ON STRICT OR
ABSOLUTE  TORT  LIABILITY OR ACC'S PASSIVE NEGUGENCE. LESSEE HEREBY ACKNOWLEDGES
THAT  ANY  MANUFACTURER'S OR SUPPLIER'S WARRANTIES WITH RESPECT TO THE EQUIPMENT
ARE  FOR  THE  BENEFIT  OF  Both  ACC AND LESSEE. NOTWITHSTANDING THE FOREGOING,
LESSEE'S  OBLIGATIONS  TO  PAY  EACH LEASE PAYMENT DUE, OR OTHERWISE PERFORM ITS
OBLIGATIONS,  UNDER  THIS  LEASE  ARE  ABSOLUTE  AND  UNCONDITIONAL.
TITLE  TO  AND  LOCATION  OF  EQUIPMENT.  ACC shall retain title to each item of
Equipment  Lessee,  at  its  expense,  shall  protect  ACC's  title and keep the
Equipment  free  from  all  claims, liens. encumbrances and legal processes. The
Equipment  is  personal  property  and is not to be regarded as part of the real
estate  on  which  it  may  be  situated.  ACC  is  authorized to file financing
statements signed only by the ACC in accordance with the Uniform Commercial Code
or financing statements signed by ACC as Lessee's attorney-in-fact The Equipment
shall  not  be moved without the written consent of ACC. Lessee shall, upon ACCs
request, affix and maintain plates, tags or other indenting labels, showing ACCs
ownership  of  the  Equipment  in  a  prominent  position  on  the  Equipment.
INDEMNIFICATION.  Lessee  assumes  liability for, and hereby agrees to indemnify
protect  and hold harmless. ACC, and its agents, employees. officers. directors,
partners  and  successors  and  assigns,  from  and  against,  all  liabilities.
obligations,  losses.  damages.  injuries,  claims. demands, penalties, actions,
costs and expenses, including, without limitation, reasonable attorneys fees, of
whatever  kind  and  nature,  in  contract  or  in tort, arising out of the use,
condition,  operation,  ownership,  selection,  delivery, lease or return of any
item  of Equipment, regardless of when, how and by whom operated, or any failure
on  the  part  of  Lessee to perform or comply with any of its obligations under
this Lease, excluding, however, any of the foregoing which result from the gross
negligence  or  willful  misconduct  of ACC. Such indemnities and assumptions of
liabilities  and  obligations  shall  continue  in  lull  force  and  effect,
notwithstanding  the  expiration  or  other  termination  of this Lease. Nothing
contained in this Lease shall authorize Lessee to operate the Equipment so as to
incur  or  impose  any  liability  on,  or  obligation  for or on behalf of ACC.
NO  OFF-SET.  All  Leases  shall  be paid by Lessee irrespective of any off-set,
counterclaim,  recoupment,  defense or other right which Lessee may have against
ACC,  the  manufacturer  or  supplier  of the Equipment or any other party. This
includes,  but is not limited to, any claim Lessee may have against any supplier
or  manufacturer's  reseller.
ASSIGNMENT  BY LESSEE. Lessee shall not, without ACCs prior written consent, (a)
sell, assign, transfer, pledge, hypothecate, or otherwise dispose of encumber or
suffer to exist a lien upon or against, any of the Equipment or any Lease or any
interest  therein, by operation of law or otherwise, or (b) sublease or lend any
of  the Equipment or permit any of the Equipment to be used by anyone other than
Lessee.
ASSIGNMENT  BY  ACC  ACC may assign, sell or encumber its interest in any of the
Equipment  and  any Lease. Upon ACC's written consent, Lessee shall pay directly
to  the  assignee  of  any  such  interest all Lease and other sums due under an
assigned  Lease.  THE  RIGHTS  OF  ANY SUCH ASSIGNEE SHALL NOT BE SUBJECT TO ANY
ABATEMENT,  DEDUCTION,  OFF-SET, COUNTERCLAIM RECOUPMENT, DEFENSE OR OTHER RIGHT
WHICH LESSEE MAY HAVE AGAINST ACC OR ANY OTHER PERSON OR ENTITY. Notwithstanding
the  foregoing,  any  such  assignment (a) shall be subject to Lessee's right to
possess  and  use  the  Equipment subject to a Lease so long as Lessee is not in
default thereunder, and (b) shall not release any of ACCs obligations hereunder.
RETURN  OF  EQUIPMENT.  After  the  initial  Term,  upon  which  time Lessee has
exercised its option to terminate the Lease, Lessee shall, at its expense, cause
such  Equipment to be removed, disassembled, and placed in the same condition as
when  delivered to Lessee (reasonable wear and tear excepted) and properly crate
such  Equipment  for  shipment  and deliver it to a common carrier designated by
ACC.  Lessee  will  ship  such  Equipment,  F.O.B.  destination,  to any address
specified in writing by ACC within the continental United States. All additions,
attachments.  alterations  and  repairs made or placed upon any of the Equipment
shall  become  part  of  such  Equipment  and  shall  be  the  property  of ACC.
EVENTS  OF  DEFAULT.  The  occurrence of any of the following shall be deemed to
constitute  an  Event  of Default hereunder with respect to this Lease or any of
the  Leases:  (a)  Lessee  fails  to  pay Lease payments, any other amount it is
obligated  to pay under a Lease, or any other amount it is obligation pay to ACC
and  does  not cure such failure within 10 days of such amount becoming due, (b)
Lessee fails to perform or observe any obligation or covenant to be performed or
observed  by  Lessee  hereunder,  including,  without  limitation, supplying all
requested  documentation,  and  does  not  cure  such  failure within 10 days of
receiving  written  notice thereof from ACC; (c) any warranty, representation or
statement  made  or furnished to ACC by or on behalf of Lessee is proven to have
been  false  in  any  material respect when made or furnished. (d) the attempted
sale  or  encumbrance  by  Lessee  of  the Equipment, or the making of any levy,
seizure or attachment thereof or thereon; or (e) the dissolution, termination of
existence,  discontinuance of business, insolvency, or appointment of a receiver
of  any  part of the property of Lessee, assignment by Lessee for the benefit of
creditors,  the commencement of proceedings under any bankruptcy, reorganization
or  arrangement laws by or against Lessee, or any other act of bankruptcy on the
pert  of  Lessee.
REMEDIES  OF  ACC  At any time after the occurrence of any Event of Default, ACC
may exercise one or more of the following remedies with respect to this Lease or
any  of the Leases: (a) ACC may terminate this Lease or any or all of the Leases
with  respect  to  any  or  all  items of Equipment subject thereto; (b) ACC may
recover  from Lessee all Lease payments and other amounts then due and to become
due  under  any  or all of the Leases; (c) ACC may take possession of any or all
items of Equipment subject to this Lease or any of the Leases, wherever the same
may  be  located,  without  demand  or  notice, without any court order or other
process  of  law  and  without liability to Lessee for any damages occasioned by
such  taking  of  possession,  and  any  such  taking  of  possession  shall not
constitute a termination of any Lease; (d) ACC may demand that Lessee return any
or  all  items  of  Equipment  subject  to  this  Lease  or any Leases to ACC in
accordance  with  the  provisions  described  herein; and (e) ACC may pursue any
other  remedy  available  at  law  or  in equity, including, without limitation,
seeking  damages,  specific  performance  or an injunction. Upon repossession or
return  of any item of the Equipment, ACC shall sell, Lease or otherwise dispose
of  such item in a commercially reasonable manner, with or without notice and on
public  or private bid, and apply the net thereof (after deducting the estimated
fair  market  value of such item at the expiration of the term of the applicable
Lease,  in  the  case  of  a sale, or the payments due for any period beyond the
scheduled  expiration of such Lease, in the case of any subsequent Lease of such
item,  and  all  expenses,  including,  limitation,  reasonable attorneys' fees,

         Page 1 of 3 Grand Slam Lease Agreement #GS-130 Lessee Initials: DB
                                                                         --
                                                                         6/12/98

<PAGE>
incurred  in  connection  therewith) towards the Lease payable and other amounts
duo under such Lease with any excess net proceeds to be retained by ACC. Each of
the  remedies  under  this Lease shall be cumulative, 'and not exclusive, and in
addition to any other remedy referred to herein or otherwise available to ACC in
law or in equity. Any repossession or subsequent sah or Lease by ACC of any item
of  Equipment  shall  not bar an action for a deficiency as herein provided, and
the  bringing  of  an  action or the enter judgment against Lessee shall not bar
ACC's  right  to repossess any or all items of Equipment the Term of this Lease.
INSURANCE.  As  of the date that the Equipment is shipped from the manufacturer,
Lessee  shall  obtain and maintain during     (as extended), at its own expense,
property  damage  and personal liability insurance and insurance against loss or
damage  to the Equipment, including, without limitation, loss by fire, theft and
other  such risks. Lessee shall give ACC prompt notice of any damage to, or loss
of  any of the Equipment, or any part thereof or any personal injury or property
damage  occasioned  by  the  use  of  any  of  the  Equipment.
TAXES.  Lessee  hereby  assumes liability for, and shall pay when due, and, on a
net  after-tax basis, shall indemnify, protect and hold harmless ACC against all
fees,  taxes  and  governmental charges (including, without limitation, interest
and  penalties)  of any nature imposed on or in any way relating to ACC, Lessee,
any  item of Equipment or any Lease, except state and local taxes on or measured
by  ACCs  net  income  (other  than any such tax which is in substitution for or
relieves Lessee from the payment of taxes it would otherwise be obligated to pay
or  reimburse  to  ACC as herein provided) and federal taxes on ACCs net income.
Lessee shall, at its expense, file when due with the appropriate authorities any
and  all  tax and similar returns, and reports required to be filed with respect
thereto,  for  which  it  has indemnified ACC hereunder or, if requested by ACC,
notify  ACC  of  all  such  requirements  and  furnish  ACC with all information
required  for  ACC to effect such filings. Any fees, taxes or other charges paid
by  ACC  upon  failure  of  Lessee to make such payments shall, at ACC's option,
become  immediately  due  from Lessee to ACC and shall be subject to the Overdue
Charge  from  the  date  paid  by  ACC  until  the  date  reimbursed  by Lessee.
NOTICES.  All  notices  hereunder shall be in writing and shall ,be deemed given
when  sent  by  certified  mail,  postage  prepaid,  return  receipt  requested,
addressed  to  the  party  to which it is being sent at its business address set
forth  in  this doc4ment or to such other address as such party may designate in
writing  to  the  other  party.
GENERAL  If  any  provision  of  any  Lease  is held to be invalid by a court of
competent jurisdiction, such invalidity shall not affect the other provisions of
such  Lease or any provision of any other Lease. This Lease shall be governed by
and  construed  in accordance with the internal laws, but not the choice of laws
provisions,  of  the State of California. An overdue charge will be assessed and
Lessee  agrees  to  pay  an amount equal to 2% per month of any payment which is
past  due  under this Lease or ("Overdue Charge"). The titles of the sections of
this  Lease Agreement are for convenience only and shall not define or limit any
of  the  terms  or  provisions hereof. No provision of any Lease may be changed,
waived,  amended  or terminated except by a written agreement signed by both ACC
and  Lessee,  except that ACC may insert missing or corrected information in the
sections entitled "Direct Debit/Payment Information" and "Agreement Details" and
also  in the "Grand Slam Lease Application" form. Time is of the essence in each
of  the  provisions  hereof.  This Lease shall be binding upon, and inure to the
benefit  o  the  permitted  assigns,  representatives  and successors of ACC and
Lessee.  If  there  is  more  than one Lessee named in this Lease Agreement, the
liability  of  each  shall  be  joint  and  several.
AGREEMENT  DETAILS.

Equipment Description: See  Schedule  A.

Equipment Sales Price: $21,760 (exclusive of sales and/or use tax)
                      --------
Monthly Lease Payment: $   904 (exclusive of sales and/or use tax)
                      --------

Payment:              $  1,088 (exclusive of sales and/or use tax)
                      --------
Lease Term:               30   Months
                      --------

THIS  DOWN  PAYMENT AMOUNT WILL BE DIRECT DEBITED FREES YOUR BANK ACCOUNT BEFORE
EQUIPMENT  CAN  BE SHIPPED. LESSEE WILL PAY LEASE PAYMENTS ON A PRORATED MONTHLY
BASIS  FOR  THE PERIOD BEGINNING 90 DAYS AFTER THE LEASE COMMENCEMENT DATE UNTIL
THE  NEXT  151B  DAY  OF  THE CALENDAR MONTH AND THEREAFTER FOR EACH CONSECUTIVE
MONTH  OF THE LEASE. APPLICABLE SALES TAXES WILL BE INCLUDED ON THE DIRECT DEBIT
WHEN  APPLICABLE.

The  person  executing  this Agreement on behalf of Lessee hereby certifies that
the  Lessee  is  a duly constituted business entity and that he or she has read,
and  is  duly  authorized  to  Lease.

Accepted  by:  Less                Ascend  Credit  Corporation
X      DB                          By:_________________________________
Name:  Don Brown                   Name:_______________________________
Title: EXEC V.P.                   Title:______________________________
Date:   6/12/98                    Date:_______________________________

================================================================================

DIRECT  DEBIT  PAYMENT  INFORMATION:  This information must be completed and  to
fill  your  order.

Bank  Name:  Nations Bank  Bank  Address: 11288 WESTHIEMER, HOUSTON TX.
           ----------------              ---------------------------------------
Bank Contact Name:SHARON REYNOLDS  Bank  Phone   713-751-3804
                  -----------------            ---------------------------------
Bank  Routing#(9digits):  1 1 3 0 0 0 0 2 3         Account#: 281-856-1901
                          - - - - - - - - -                  -------------------
Exact  Account  Name: NETWORKS ON-LINE
                     -----------------------------------------------------------
     Account  Category  (circle  one):     I  -  Individual    (C) -  Commercial
     Account  Type  (circle  one):        (C) -  Checking       S  -  Savings

By  completing  this  information, I hereby authorize Ascend Credit Corporation,
its  assignee,  and  its  bank  to  initiate  ACM Debit entries to the financial
institution  account indicated above, for payment of all charges concerning this
Lease  Agreement.  I  further authorize the financial institution named above to
debit  such  entries  in  the  account indicated above. This authorization is to
remain  in full force and effect until Ascend Credit Corporation or its assignee
have  received written notification\n me of termination in such time and in such
manner  as  to  afford  a  reasonable  opportunity  to  act  on  it.

Signature  X  /s/ DB        Name:    DON B BROWN           Date:  6/12/98
            ---------------      --------------------------     ----------------

      Page 2 of 3 Grand Slam Lease Agreement #GS-130 Lessee Initials: DB
                                                                      --

<PAGE>
================================================================================
||    ASCEND  CREDIT  CORPORATION  GRAND  SLAM  LEASE  AGREEMENT  #  GS-164   ||
================================================================================

                       US. Version GS Lease -30 Month Term
--------------------------------------------------------------------------------
Legal  Business  Name  (Lessee):    Comtech Consolidastion Group
--------------------------------------------------------------------------------
D.B.A.  (if  any):     Subsidiary  of  Comtech  Consolidation  Group,  Inc.
--------------------------------------------------------------------------------
Lessee  Address:  10497  Town  &  Country  Way  #460          Houston,  TX 77024
--------------------------------------------------------------------------------
Equipment  Location  (if  different  from  above):
--------------------------------------------------------------------------------

This  Lease  Agreement  ("Lease")  is  entered into by and between Ascend Credit
Corporation  ("ACC"),  a California Corporation, and Lessee. Lessee and ACC may.
from  time  to  time,  enter  into  similar  Lease  agreements  for the Lease of
equipment  which  collectively  with  this  Lease  arc  Leases  ("Leases").
LEASE:  ACC  agrees to Lease to Lessee, and Lessee agrees to Lease from ACC, the
equipment  referenced  herein  ("Equipment").
LEASE  COMMENCEMENT  DATE:  The  tease  Commencement  Date shall be the date the
Equipment is shipped by Ascend Communications. Inc. ("Ascend") or its authorized
reseller  ("Reseller") as evidenced-by a shipping document provided by Ascend or
Reseller  related  to  the  Equipment.
LEASE  TERM:  Lessee will pay Lease payments on a prorated monthly basis for the
period  beginning  90  days after the Lease Commencement Date until the next l5"
day of the calendar month and thereafter for each consecutive month of the Lease
Term. After the initial Term, and until Lessee returns the Equipment to ACC, the
Lease  shall  continue on a month-to-month basis, unless Lessee has notified ACC
of  its  intent  to  purchase the equipment by paying the then Fair Market Value
(FMV)  of  the Equipment The FMV of the Equipment shall be equal to the value of
the  Equipment  installed  and  in  use,  with  consideration  given to the age,
condition,  utility  and  replacement  costs  for  the  Equipment.
WARRANTIES.  ACC  MAKES  NO  REPRESENTATION  OR WARRANTY OF ANY KIND. EXPRESS OR
IMPLIED,  WITH  RESPECT  TO  ANY  OF  THE EQUIPMENT, ITS Merchantability. OR ITS
FITNESS FOR A PARTICULAR PURPOSE. ACC SHALL NOT BE LIABLE TO LESSEE OR ANY OTHER
PERSON  FOR  DIRECT,  INDIRECT,  SPECIAL.  INCIDENTAL  OR  CONSEQUENTIAL DAMAGES
ARISING  FROM  LESSEE'S  USE OF THE EQUIPMENT. OR FOR DAMAGES BASED ON STRICT OR
ABSOLUTE  TORT  LIABILITY OR ACC'S PASSIVE NEGUGENCE. LESSEE HEREBY ACKNOWLEDGES
THAT  ANY  MANUFACTURER'S OR SUPPLIER'S WARRANTIES WITH RESPECT TO THE EQUIPMENT
ARE  FOR  THE  BENEFIT  OF  Both  ACC AND LESSEE. NOTWITHSTANDING THE FOREGOING,
LESSEE'S  OBLIGATIONS  TO  PAY  EACH LEASE PAYMENT DUE, OR OTHERWISE PERFORM ITS
OBLIGATIONS,  UNDER  THIS  LEASE  ARE  ABSOLUTE  AND  UNCONDITIONAL.
TITLE  TO  AND  LOCATION  OF  EQUIPMENT.  ACC shall retain title to each item of
Equipment  Lessee,  at  its  expense,  shall  protect  ACC's  title and keep the
Equipment  free  from  all  claims, liens. encumbrances and legal processes. The
Equipment  is  personal  property  and is not to be regarded as part of the real
estate  on  which  it  may  be  situated.  ACC  is  authorized to file financing
statements signed only by the ACC in accordance with the Uniform Commercial Code
or financing statements signed by ACC as Lessee's attorney-in-fact The Equipment
shall  not  be moved without the written consent of ACC. Lessee shall, upon ACCs
request, affix and maintain plates, tags or other indenting labels, showing ACCs
ownership  of  the  Equipment  in  a  prominent  position  on  the  Equipment.
INDEMNIFICATION.  Lessee  assumes  liability for, and hereby agrees to indemnify
protect  and hold harmless. ACC, and its agents, employees. officers. directors,
partners  and  successors  and  assigns,  from  and  against,  all  liabilities.
obligations,  losses.  damages.  injuries,  claims. demands, penalties, actions,
costs and expenses, including, without limitation, reasonable attorneys fees, of
whatever  kind  and  nature,  in  contract  or  in tort, arising out of the use,
condition,  operation,  ownership,  selection,  delivery, lease or return of any
item  of Equipment, regardless of when, how and by whom operated, or any failure
on  the  part  of  Lessee to perform or comply with any of its obligations under
this Lease, excluding, however, any of the foregoing which result from the gross
negligence  or  willful  misconduct  of ACC. Such indemnities and assumptions of
liabilities  and  obligations  shall  continue  in  lull  force  and  effect,
notwithstanding  the  expiration  or  other  termination  of this Lease. Nothing
contained in this Lease shall authorize Lessee to operate the Equipment so as to
incur  or  impose  any  liability  on,  or  obligation  for or on behalf of ACC.
NO  OFF-SET.  All  Leases  shall  be paid by Lessee irrespective of any off-set,
counterclaim,  recoupment,  defense or other right which Lessee may have against
ACC,  the  manufacturer  or  supplier  of the Equipment or any other party. This
includes,  but is not limited to, any claim Lessee may have against any supplier
or  manufacturer's  reseller.
ASSIGNMENT  BY LESSEE. Lessee shall not, without ACCs prior written consent, (a)
sell, assign, transfer, pledge, hypothecate, or otherwise dispose of encumber or
suffer to exist a lien upon or against, any of the Equipment or any Lease or any
interest  therein, by operation of law or otherwise, or (b) sublease or lend any
of  the Equipment or permit any of the Equipment to be used by anyone other than
Lessee.
ASSIGNMENT  BY  ACC  ACC may assign, sell or encumber its interest in any of the
Equipment  and  any Lease. Upon ACC's written consent, Lessee shall pay directly
to  the  assignee  of  any  such  interest all Lease and other sums due under an
assigned  Lease.  THE  RIGHTS  OF  ANY SUCH ASSIGNEE SHALL NOT BE SUBJECT TO ANY
ABATEMENT,  DEDUCTION,  OFF-SET, COUNTERCLAIM RECOUPMENT, DEFENSE OR OTHER RIGHT
WHICH LESSEE MAY HAVE AGAINST ACC OR ANY OTHER PERSON OR ENTITY. Notwithstanding
the  foregoing,  any  such  assignment (a) shall be subject to Lessee's right to
possess  and  use  the  Equipment subject to a Lease so long as Lessee is not in
default thereunder, and (b) shall not release any of ACCs obligations hereunder.
RETURN  OF  EQUIPMENT.  After  the  initial  Term,  upon  which  time Lessee has
exercised its option to terminate the Lease, Lessee shall, at its expense, cause
such  Equipment to be removed, disassembled, and placed in the same condition as
when  delivered to Lessee (reasonable wear and tear excepted) and properly crate
such  Equipment  for  shipment  and deliver it to a common carrier designated by
ACC.  Lessee  will  ship  such  Equipment,  F.O.B.  destination,  to any address
specified in writing by ACC within the continental United States. All additions,
attachments.  alterations  and  repairs made or placed upon any of the Equipment
shall  become  part  of  such  Equipment  and  shall  be  the  property  of ACC.
EVENTS  OF  DEFAULT.  The  occurrence of any of the following shall be deemed to
constitute  an  Event  of Default hereunder with respect to this Lease or any of
the  Leases:  (a)  Lessee  fails  to  pay Lease payments, any other amount it is
obligated  to pay under a Lease, or any other amount it is obligation pay to ACC
and  does  not cure such failure within 10 days of such amount becoming due, (b)
Lessee fails to perform or observe any obligation or covenant to be performed or
observed  by  Lessee  hereunder,  including,  without  limitation, supplying all
requested  documentation,  and  does  not  cure  such  failure within 10 days of
receiving  written  notice thereof from ACC; (c) any warranty, representation or
statement  made  or furnished to ACC by or on behalf of Lessee is proven to have
been  false  in  any  material respect when made or furnished. (d) the attempted
sale  or  encumbrance  by  Lessee  of  the Equipment, or the making of any levy,
seizure or attachment thereof or thereon; or (e) the dissolution, termination of
existence,  discontinuance of business, insolvency, or appointment of a receiver
of  any  part of the property of Lessee, assignment by Lessee for the benefit of
creditors,  the commencement of proceedings under any bankruptcy, reorganization
or  arrangement laws by or against Lessee, or any other act of bankruptcy on the
pert  of  Lessee.
REMEDIES  OF  ACC  At any time after the occurrence of any Event of Default, ACC
may exercise one or more of the following remedies with respect to this Lease or
any  of the Leases: (a) ACC may terminate this Lease or any or all of the Leases
with  respect  to  any  or  all  items of Equipment subject thereto; (b) ACC may
recover  from Lessee all Lease payments and other amounts then due and to become
due  under  any  or all of the Leases; (c) ACC may take possession of any or all
items of Equipment subject to this Lease or any of the Leases, wherever the same
may  be  located,  without  demand  or  notice, without any court order or other
process  of  law  and  without liability to Lessee for any damages occasioned by
such  taking  of  possession,  and  any  such  taking  of  possession  shall not
constitute a termination of any Lease; (d) ACC may demand that Lessee return any
or  all  items  of  Equipment  subject  to  this  Lease  or any Leases to ACC in
accordance  with  the  provisions  described  herein; and (e) ACC may pursue any
other  remedy  available  at  law  or  in equity, including, without limitation,
seeking  damages,  specific  performance  or an injunction. Upon repossession or
return  of any item of the Equipment, ACC shall sell, Lease or otherwise dispose
of  such item in a commercially reasonable manner, with or without notice and on
public  or private bid, and apply the net thereof (after deducting the estimated
fair  market  value of such item at the expiration of the term of the applicable
Lease,  in  the  case  of  a sale, or the payments due for any period beyond the
scheduled  expiration of such Lease, in the case of any subsequent Lease of such
item,  and  all  expenses,  including,  limitation,  reasonable attorneys' fees,

        Page 1 of 3 Grand Slam Lease Agreement #GS-130 Lessee Initials: DB
                                                                        --

<PAGE>
incurred  in  connection  therewith) towards the Lease payable and other amounts
duo under such Lease with any excess net proceeds to be retained by ACC. Each of
the  remedies  under  this Lease shall be cumulative, 'and not exclusive, and in
addition to any other remedy referred to herein or otherwise available to ACC in
law or in equity. Any repossession or subsequent sah or Lease by ACC of any item
of  Equipment  shall  not bar an action for a deficiency as herein provided, and
the  bringing  of  an  action or the enter judgment against Lessee shall not bar
ACC's  right  to repossess any or all items of Equipment the Term of this Lease.
INSURANCE.  As  of the date that the Equipment is shipped from the manufacturer,
Lessee  shall  obtain and maintain during     (as extended), at its own expense,
property  damage  and personal liability insurance and insurance against loss or
damage  to the Equipment, including, without limitation, loss by fire, theft and
other  such risks. Lessee shall give ACC prompt notice of any damage to, or loss
of  any of the Equipment, or any part thereof or any personal injury or property
damage  occasioned  by  the  use  of  any  of  the  Equipment.
TAXES.  Lessee  hereby  assumes liability for, and shall pay when due, and, on a
net  after-tax basis, shall indemnify, protect and hold harmless ACC against all
fees,  taxes  and  governmental charges (including, without limitation, interest
and  penalties)  of any nature imposed on or in any way relating to ACC, Lessee,
any  item of Equipment or any Lease, except state and local taxes on or measured
by  ACCs  net  income  (other  than any such tax which is in substitution for or
relieves Lessee from the payment of taxes it would otherwise be obligated to pay
or  reimburse  to  ACC as herein provided) and federal taxes on ACCs net income.
Lessee shall, at its expense, file when due with the appropriate authorities any
and  all  tax and similar returns, and reports required to be filed with respect
thereto,  for  which  it  has indemnified ACC hereunder or, if requested by ACC,
notify  ACC  of  all  such  requirements  and  furnish  ACC with all information
required  for  ACC to effect such filings. Any fees, taxes or other charges paid
by  ACC  upon  failure  of  Lessee to make such payments shall, at ACC's option,
become  immediately  due  from Lessee to ACC and shall be subject to the Overdue
Charge  from  the  date  paid  by  ACC  until  the  date  reimbursed  by Lessee.
NOTICES.  All  notices  hereunder shall be in writing and shall ,be deemed given
when  sent  by  certified  mail,  postage  prepaid,  return  receipt  requested,
addressed  to  the  party  to which it is being sent at its business address set
forth  in  this doc4ment or to such other address as such party may designate in
writing  to  the  other  party.
GENERAL  If  any  provision  of  any  Lease  is held to be invalid by a court of
competent jurisdiction, such invalidity shall not affect the other provisions of
such  Lease or any provision of any other Lease. This Lease shall be governed by
and  construed  in accordance with the internal laws, but not the choice of laws
provisions,  of  the State of California. An overdue charge will be assessed and
Lessee  agrees  to  pay  an amount equal to 2% per month of any payment which is
past  due  under this Lease or ("Overdue Charge"). The titles of the sections of
this  Lease Agreement are for convenience only and shall not define or limit any
of  the  terms  or  provisions hereof. No provision of any Lease may be changed,
waived,  amended  or terminated except by a written agreement signed by both ACC
and  Lessee,  except that ACC may insert missing or corrected information in the
sections entitled "Direct Debit/Payment Information" and "Agreement Details" and
also  in the "Grand Slam Lease Application" form. Time is of the essence in each
of  the  provisions  hereof.  This Lease shall be binding upon, and inure to the
benefit  o  the  permitted  assigns,  representatives  and successors of ACC and
Lessee.  If  there  is  more  than one Lessee named in this Lease Agreement, the
liability  of  each  shall  be  joint  and  several.
AGREEMENT  DETAILS.

Equipment Description: See  Schedule  A.

Equipment Sales Price: $11,208 (exclusive of sales and/or use tax)
                      --------
Monthly Lease Payment: $   465 (exclusive of sales and/or use tax)
                      --------

Payment:              $    568 (exclusive of sales and/or use tax)
                      --------
Lease Term:              30    Months
                      --------

THIS  DOWN  PAYMENT AMOUNT WILL BE DIRECT DEBITED FREES YOUR BANK ACCOUNT BEFORE
EQUIPMENT  CAN  BE SHIPPED. LESSEE WILL PAY LEASE PAYMENTS ON A PRORATED MONTHLY
BASIS  FOR  THE PERIOD BEGINNING 90 DAYS AFTER THE LEASE COMMENCEMENT DATE UNTIL
THE  NEXT  151B  DAY  OF  THE CALENDAR MONTH AND THEREAFTER FOR EACH CONSECUTIVE
MONTH  OF THE LEASE. APPLICABLE SALES TAXES WILL BE INCLUDED ON THE DIRECT DEBIT
WHEN  APPLICABLE.

The  person  executing  this Agreement on behalf of Lessee hereby certifies that
the  Lessee  is  a duly constituted business entity and that he or she has read,
and  is  duly  authorized  to  Lease.

Accepted  by:  Less                Ascend  Credit  Corporation
X      DB                          By:_________________________________
Name:  Don Brown                   Name:_______________________________
Title: EXEC V.P.                   Title:______________________________
Date:   6/18/98                    Date:_______________________________

================================================================================

DIRECT  DEBIT  PAYMENT  INFORMATION:  This information must be completed and  to
fill  your  order.

Bank  Name:  Bank One      Bank  Address: 910 Travis,  HOUSTON TX.77002
           ----------------              ---------------------------------------
Bank Contact Name:SONYA BUNCH      Bank  Phone   713-751-3826
                  -----------------            ---------------------------------
Bank  Routing#(9digits):  1 1 1 0 0 0 6 1 4         Account#: 15601931920
                          - - - - - - - - -                  -------------------
Exact  Account  Name: NETWORKS ON-LINE
                     -----------------------------------------------------------
     Account  Category  (circle  one):     I  -  Individual    (C) -  Commercial
     Account  Type  (circle  one):        (C) -  Checking       S  -  Savings

By  completing  this  information, I hereby authorize Ascend Credit Corporation,
its  assignee,  and  its  bank  to  initiate  ACM Debit entries to the financial
institution  account indicated above, for payment of all charges concerning this
Lease  Agreement.  I  further authorize the financial institution named above to
debit  such  entries  in  the  account indicated above. This authorization is to
remain  in full force and effect until Ascend Credit Corporation or its assignee
have  received written notification\n me of termination in such time and in such
manner  as  to  afford  a  reasonable  opportunity  to  act  on  it.

Signature  X  /s/ DB        Name:    DON B BROWN           Date:  6/18/98
            ---------------      --------------------------     ----------------

      Page 2 of 3 Grand Slam Lease Agreement #GS-130 Lessee Initials: DB
                                                                      --

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