Document:

ROYALTY  AGREEMENT

            THIS  AGREEMENT  made  this  14th  day  of  September,  2000,  by
and  through  its  General  Partner  and  authorized  representative,  ROBERT L.
TIGER  TUMA  of  TIGER  TRADING,  LTD.  (hereinafter  known as TTL), a limited
liability  company  organized  and existing under the laws of the State of Ohio,
with  its  principal  office  at,  8221  Brecksville  Road, Bldg. #3 Suite #204,
Brecksville,  Ohio  and  AFFILIATED  RESOURCE  CORPORATION  and  its
subsidiaries  including  but  not  limited  to  CHEMWAY (hereinafter known as
AFFILIATED), a corporation organized and existing under the laws of the State
of  Texas,  with  its  principal  office at 3050 Post Oak Boulevard, Suite 1080,
Houston,  Texas.

 WHEREAS  ROBERT  L.  TIGER  TUMA  the  representative  of  TTL  has
brought  together  AFFILIATED  and  JORDAN  GRAND  PRIX  LIMITED
(hereinafter  known  as  JGPL),  a  limited liability company with its principal
business  at  Dadford  Road,  Silverstone,  Northhamptonshire, UK NN128T J, in a
business  arrangement  in  which  AFFILIATED  agrees  to  the  terms  of
consideration  described  in  paragraph  (1)  hereof  this  agreement.

 WHEREAS  AFFILIATED  is  the  manufacturer  and  producer  of  a
collection  of automobile aftermarket fluids and performance products which will
be  sponsored  and  promoted  by  the  JORDAN  RACE  TEAM.

 NOW,  THEREFORE,  in  consideration  of  the  mutual  covenants  of  this
Agreement,  the  parties  hereto  have  agreed  and  do hereby agree as follows:

 (1)  AFFILIATED  and  its  subsidiaries  including  but not  limited to CHEMWAY
  grants  and  agrees  to  pay  ROBERT L. TUMA and TTL exclusive royalties
 of  five-percent  (5%)  of all gross sales in the entire WORLD for all products
 used,  purchased  and/or  produced  by  AFFILIATED  for the benefit of JGPL and
 any  future  products  manufactured,  produced,  marketed,  sponsored, promoted
 and  distributed  pursuant  to  the  contract  between AFFILIATED and JGPL. The
 royalties  to  ROBERT L. TUMA and TTL shall be paid on a quarterly basis within
 thirty  (30)  days after the first day of the month commencing  on ______, 2000
(In  conjunction  with  payments  received  under  the  Jordan  Contract)
Quarterly  payments  will  continue  in  _____,  ______,  and  _____  of
each  year  for the life of the products. All royalties due from sales generated
in other  countries  and  in  the  United  States  must  be paid in US dollars.

 (2)  AFFILIATED  agrees  to  honor  the  terms  prescribed  in paragraph (1 )
hereof for the thirty-six (36) months that it is bound by the contract with JGPL
and  an additional seven (7) months prior to the official launch of the products
in the United  States.  Upon  renewal  of  the  contract between  AFFILIATED and
JGPL,  this agreement, which protects the interest of TTL, will automatically be
renewed.  Any  revisions  made  to  the existing contract or the renewal must be
 mutually  agreed  upon  by  TTL  and  AFFILIATED. The renewed contract at the
end  of  the  forty-two  (42) months will reflect any modified time limit agreed
upon by  AFFILIATED  and  JGPL.

 (3)  For  the  purpose  of  computing  royalties,  all  products  shall  be
 considered  sold  when delivered or when paid for, if paid for before delivery,
it being understood, however, that upon mutual expiration of this Agreement, all
shipments  made  on  or  before  the  date  of  such termination, which have not
 been billed out previously shall be considered as sold and therefore subject to
 royalty.  AFFILIATED  shall  use  its  best effort to collect monies from its
affiliates promptly.

 (4)  AFFILIATED  agrees  to  make  quarterly,  written  reports  to  TTL at its
 office  at  Brecksville,  Ohio,  within thirty (30) days after the first day of
January, April,  July  and  October  of  each  year  for  the  life  of  the
product.

 (5)  AFFILIATED  agrees  to  keep  true  and  accurate  records  showing  the
number  of  products sold hereunder in sufficient detail to enable the royalties
payable  hereunder  by  AFFILIATED.  Furthermore  AFFILIATED agrees to permit
its  pertinent  records  to  be examined during business hours. Such examination
shall  be  made  to the extent necessary but in no event more often than twice a
year and for the sole purpose of verifying the reports provided for in paragraph
(4)  hereof  and  shall  be  made  at  the  expense  of  TTL  and  by an auditor
appointed  by  TTL  to  whom  AFFILIATED  has  no  objection. Such auditor shall
agree  to  maintain  any  of  AFFILIATED'S  customers'  secret,  and TTL shall
maintain  in confidence the information conveyed to it hereunder by such auditor
except  insofar  as  it may be necessary for TTL to disclose such information to
enforce  its  rights  hereunder.

 (6)  Should  AFFILIATED  at  any  time  default in the payment of any royalty
or  the  making  of  any  report  hereunder,  or  commit any breach of agreement
herein  contained, or make any false report, and fail to remedy any such default
or  breach  within thirty (30) days after written notice thereof by TTL, TTL may
file a  cause  of action on account of any such default or breach to seek remedy
and

<PAGE>

shall be entitled to its reasonable attorney fees and court costs in addition to
any  award  received.

 (7)  This  Agreement  shall  be  binding  upon  the  successors  in  business
and  assignee  of  TTL,  and upon the successors in business of AFFILIA TED, but
shall  not  be  assigned  by  AFFILIATED without the consent in writing of TTL
first. Any  attempt  to  assign  without  TTL  approval  will  be  void.

 (8)  This  Agreement  and  all  matters  in  issue  related  hereto  shall  be
generally  bound  by  the  laws  of  the  State  of  Ohio.

 IN  WITNESS  WHEREOF,  the  parties  hereto  have  executed  this Agreement  in
duplicate  (and  caused  their  respective  corporate seals to be affixed)  as
of  the  day  and  year  first  above  written.

ATTEST:                           TIGER TRADING LTD.

______________________            By: ___________________________________
Beth Kucera                          Tiger Trading

ATTEST:                          AFFILIATED RESOURCE CORPORATION

______________________           By: ____________________________________PROMISSORY  NOTE
                                ----------------

$625,000.000                                        DATE:  September  26,  2000

     On  this  26th  day  of  September, 2000, Affiliated Resources Corporation,
promises  to  pay  to the order of Way Energy, Inc., a Delaware Corporation, the
amount  of  Six  Hundred Twenty Five Thousand ($625,000.00) with interest at the
rate  of  10  2%  percent  per  annum  from date with principal and interest due
twelve  (12)  months  and  one  (1)  day  after the 1st business day immediately
following  the date that Affiliated Resources Corporation closes its acquisition
of  Modular Processing Technology, Inc., a Nevada Corporation, or upon obtaining
shareholder  approval  of  the  transaction  entered into between the Settlement
Recission  Agreement entered into the 26th day of September, 2000 by and between
Evans  Systems,  Inc.,  a  Texas  Corporation,  Way  Energy, Inc. and Affiliated
Resources  Corporation,  and, it is agreed that in the event this note is placed
in  the  hands  of  an  attorney  at  law  for collection after maturity, to pay
reasonable  attorney's  fees  and  interest  thereon  from  date  of  demand.

WITNESSES:                                  AFFILIATED  RESOURCES  CORPORATION

______________________________              BY: ______________________________

_____________________________               ATTEST: __________________________SYSTEMS AND MARKETING AGREEMENT

SYSTEMS AND MARKETING AGREEMENT

 

This Systems and Marketing Agreement ("Agreement") is entered into as of July 1, 2000 ("Effective Date") between H&R Block Mortgage Corporation, a Massachusetts corporation having an address at 3 Ada, Irvine, California 92618
("HRBM") and E-LOAN, Inc., a Delaware corporation having an office at 5875 Arnold Road, Dublin, California 94568 ("E-LOAN") (collectively, the "Parties")

WHEREAS, HRBM is engaged in providing mortgage services that include processing, origination, and funding mortgage loans secured by residential properties located in the United States; and

WHEREAS, E-LOAN is engaged in marketing mortgage services via the Internet including attracting visitors to E-LOAN's website, providing visitors with a variety of mortgage options, and displaying a variety of competitive loan products
available on the market;

WHEREAS, HRBM and E-LOAN wish to develop and continue a systems communication and marketing program("Program") to facilitate and market HRBM's loan products to visitors of E-LOAN's website;

NOW, THEREFORE, in consideration of their mutual promises, the Parties hereby agree as follows:

 
1.The Program.

(a) E-LOAN shall market HRBM's various mortgage programs and products to Internet users.  The Program shall include a comprehensive marketing plan designed, executed, and paid for by E-LOAN, to attract visitors to E-LOAN's website
("Customers") for the purpose of obtaining mortgage loans from HRBM and other mortgage companies. All Customers meeting HRBM Specified Criteria, as set forth in Exhibit A, will be noted and the on-line preliminary application will be transferred to HRBM
for processing; provided, however, that all such preliminary applications relating to Customers sourced by or through any of E-LOAN's affinity relationships ("Affinity Customers") shall be processed by E-LOAN and shall not be transferred to HRBM under this
Agreement.  For purposes of this Agreement, "Affinity Customers" are Customers (1) who are employed by or in like manner associated with companies or other entities with which E-LOAN has a significant strategic relationship evidenced by a strategic
alliance agreement (or similarly named agreement), and (2) for whom E-LOAN elects to retain the right to process such loans in order to maintain or support a strategic alliance in accordance with a strategic alliance agreement (or similarly named
agreement), including the fulfillment of promotion or special advantage programs offered to such Customers by virtue of such alliance. 

(b)Although E-LOAN shall market HRBM to its Customers as required by the Program: (i) E-LOAN shall not be required to, and shall not, endorse HRBM, in any communications under the Program that are targeted to Customers;(ii) E-LOAN
shall not be required to recommend HRBM as a mortgage provider and (iii) E-LOAN shall not be required to, and shall not as part of the Program, provide advice, counseling or assistance to Customers (other than Affinity Customers) in connection with any
particular HRBM mortgage product or program, for which they have applied. E-Loan shall not hold itself out as a partner, joint venturer, or similar business affiliate of HRBM.

(c)E-LOAN agrees that in the event E-LOAN makes loans meeting the Specified Criteria set forth on Exhibit A to Affinity Customers, E-LOAN will make its best efforts to work with HRBM to transfer such loans to HRBM on a wholesale
basis.

2.Compensation.

(a)HRBM shall pay E-Loan a marketing fee of [*] per month (the "Monthly Marketing Fee") for the marketing activities provided under this Agreement in connection with the Program. Each Monthly Marketing Fee shall be paid on or
before the twentieth (20th) day following the end of each month. To illustrate, the Monthly Marketing Fee due for October, 2000 marketing shall be due on or before November 20,2000. The Parties each acknowledge and agree that the Monthly Marketing Fee
reflects the reasonable and fair market value of the goods and services to be provided by E-LOAN under the Program, without regard to the value or volume of mortgage loans that may be attributable to the Program.

3.Term and Termination.

(a)The term of this Agreement shall be for a period of three (3) months commencing on its Effective Date unless earlier terminated in accordance with the provisions of this Section 3.

(b)Notwithstanding anything to the contrary in this Agreement, either party may terminate this Agreement at any time, in the following situations ("Events of Default"):

(1)Material breach or this Agreement by the other party which remains uncured after thirty (30) days' written notice thereof;

(2)A party makes a general assignment for the benefit of creditors, or files a voluntary petition in bankruptcy or for reorganization or arrangement under the bankruptcy laws, or a petition in bankruptcy is filed against a party
and is not dismissed within sixty (60) days after filing, or a receiver or trustee is appointed for all or any part of the property or assets of a party.

(c)Upon expiration or earlier termination of this Agreement, all of the parties' obligations hereunder shall terminate, except: (i) HRBM shall continue to process, in due course any mortgage loan applications submitted by any
Customer and transferred to HRBM prior to the date of termination; (ii) HRBM's obligation to pay any then due Monthly Marketing Fee will be prorated as of such date; and (iii) the provisions of Sections 7, 8 and 14 of this Agreement shall survive.

4.Relationship. The relationship between HRBM and E-LOAN shall be that of independent contractors and neither party shall be or represent itself to be an agent, employee, partner or joint venturer of the other, nor shall
either party have or represent itself to have any power or authority to act for, bind or commit the other.

5.Representations and Warranties.

(a)HRBM's Authority/Legal Actions. HRBM is a corporation duly organized, validly existing and in good standing under the laws of the Commonwealth of Massachusetts with full corporate power and authority to transact the business
contemplated by this Agreement and it possesses all requisite authority, power, license. permits and franchises to conduct its business as presently conducted. Its execution, delivery and compliance with its obligations under the terms of this Agreement
are not prohibited or restricted by any government agency. There is no claim, action, suit, proceeding or investigation pending or, to the best of HRBM's knowledge, threatened against it or against any of its principal officers, directors or key
employees, which, either in any one instance or in the aggregate may result in an adverse change in the business, operations, financial condition, properties or assets of HRBM, or in any impairment of the right or ability of HRBM to carry on its business
substantially as now conducted through its existing management group, or in any material liability on the part of HRBM, or which would draw into question the validity of this Agreement.

(b)E-LOAN's Authority/Legal Actions. E-LOAN is a corporation duly organized, validly existing and in good standing under the laws of the State or Delaware with full corporate power and authority to transact any and all
business contemplated by this Agreement and it possesses all requisite authority. power, license, permits and franchises to conduct its business as presently conducted. Its execution, delivery and compliance with its obligations under the terms of this
Agreement are not prohibited or restricted by any government agency. There is no claim, action, suit. proceeding or investigation pending or, to the best of E-LOAN's knowledge, threatened against it or against any of its principal officers, directors or
key employees which, either in any one instance or in the aggregate, may result in an adverse change in the business, operations, original condition, properties or assets of E-LOAN, or in any impairment of the right or ability of E-LOAN to carry on its
business substantially as now conducted through its existing management group, or in any material liability on the part of E-LOAN, or which would draw into question the validity of this Agreement. The information and content on the E-LOAN website (other
than information supplied by HRBM)and the E-LOAN Marks (as defined below) licensed hereunder, do not and will not infringe on the patent, copyright, trademark, trade name or other proprietary right of any third party.

(c)E-LOAN's Compliance. E-LOAN's website structure, format, information, and content, as built and as used by E-LOAN shall be in full compliance with all applicable federal and state laws and this Agreement. E-LOAN has
obtained, or will have obtained in connection with the transactions contemplated by this Agreement, all necessary federal and state approvals in connection with operation and ownership or its website and the content thereof and will make the necessary
changes to its website to reflect this Agreement and insure accurate representation. The Privacy notices and Privacy Policies of E-LOAN's website shall be consistent with the Federal Trade Commission's procedure or rules, and comply with acceptable trade
practices.

6.Execution/Conflict with Existing Laws or Contracts. The parties have taken all necessary action to authorize their respective execution, delivery and performance of this Agreement The execution and delivery of this
Agreement and the performance of the obligations of the respective parties hereunder will not (i) conflict with or violate the Certificate or Incorporation or By-laws of either party or any provision of any law or regulation or any decree, demand or order
to which either pad is subject or (ii) conflict with or result in a breach of or constitute a default (or an event which, with notice or lapse of time, or both, would constitute a default) under any or the terms, conditions or provisions of any agreement
or instrument to which either party is a party or by which it is bound, or any order or decree applicable to either party, or result in the creation or imposition of any lien on any of their assets or property.

7.Confidential Information. Each party recognizes that during the term of this Agreement, its directors, officers, employees and authorized representatives such as attorneys and accountants, may obtain knowledge or trade
secrets, customer lists, membership lists and other confidential information or the other party which is valuable, proprietary, special or unique to the continued business of that party, which information is initially delivered in written form including
electronic form or is summarized and delivered in writing within thirty (30) days after initial delivery in non-written form, and which writing is marked "Confidential" or in a similar nature to indicate its nonpublic and proprietary nature ("Confidential
information. However, Confidential Information does not include information that is or (i) becomes available to the general public other than through a breach by the recipient party, (ii) already known to the recipient party as or the time of
communication to the recipient party, (iii) developed by the recipient party independently or and without reference to information communicated by the other party, or (iv) rightfully received by the recipient party from a third party which third party is
not under a legal duty of confidentiality with respect to such information. Accordingly, each party as a recipient of the other's Confidential Information agrees to hold the Confidential Information of the communicating party and the terms and conditions
of this Agreement in confidence and to use diligent efforts to ensure that the communicating party's Confidential Information the terms hereof are held in confidence by it officers, directors, employees, representatives and others over whom it exercises
control Upon discovering any unauthorized disclosure of the communicating party's Confidential Information or the terms or this Agreement, the recipient will use diligent efforts to recover such information and to prevent its further disclosure to
additional third parties. In addition, the recipient party will promptly notify the communicating party in writing of any such unauthorized disclosure of the communicating party's Confidential Information. The parties' obligations under this paragraph
will survive for a period or three (3) years following the expiration or earlier termination of this Agreement.

8.Hold Harmless.

(a)HRBM agrees to indemnify, defend and hold E-LOAN harmless from and against any andall claims, suits, actions, liability, losses, expenses or damages which may hereafter arise, which E-LOAN, its affiliates, directors, officers,
agents or employees may sustain due to or arising out of any misrepresentation, negligent act or omission by HRBM, its affiliates, officers. agents, representatives or employees or out of any act by HRBM, its affiliates, officers, agents, representatives
or employees in violation of this Agreement or in violation of any applicable law or regulation. Provided, however, the above indemnification shall not provide coverage for (a) any claim, suit or action, liability or loss, expense or damage that resulted
from E-LOAN'S negligent act or omission or a breach by E-LOAN of any of its representations, warranties or obligations under this Agreement, or (b) the amount by which any cost, fee, expense or loss associated with any of the foregoing were increased as a
result of an act or omission on the part of F-LOAN. As a condition of the foregoing indemnity obligation, E-LOAN agrees to give HRBM reasonably prompt notice of any third party claim.

 

(b)E-LOAN agrees to indemnify, defend and hold HRBM harmless from and against any and all claims, suits, actions, liability, losses, expenses or damages which may hereafter arise, which HRBM, its affiliates, directors, officers,
agents or employees may sustain due to or arising out of any misrepresentation, negligent act or omission by E-LOAN, its affiliates, officers, agents, representatives or employees or out of any act by E-LOAN, its affiliates, officers, agents,
representatives or employees in violation of this Agreement or in violation of any applicable law or regulation. Provided, however, the above indemnification shall not provide coverage for (a) any claim, suit or action, liability or loss, expense or
damage that resulted from a negligent act or omission of HRBM or that is attributable to a breach by HRBM of any of its representations, warranties or obligations pursuant to this Agreement, or(b) the amount by which any cost, fee, expense or loss
associated with any of the foregoing were increased as a result of an act or omission on the part of HRBM. As a condition of the foregoing indemnity obligation, HRBM agrees to give E-LOAN reasonably prompt notice of any third party claim.

9.Notices. All notices required or permitted by this Agreement shall be in writing and shall be given by certified mail, return receipt requested or by reputable overnight courier with package tracing capability and sent to
the address at the read of this Agreement or such other address that a party specified in writing in accordance with this paragraph.

10.Disclaimer Concerning Tax Effects. Neither party to this Agreement makes any representation or warranty to the other regarding the effect that this Agreement and the consummation of the transactions contemplated hereby
may have upon the foreign, federal, state or local tax liability of the other.

11.Disclaimer of Warranties.  Neither E-LOAN nor HRBM guarantees continuous or uninterrupted display or distribution of any links contemplated hereunder, or continuous or uninterrupted operation of their respective websites.
In the event of interruption of display or distribution of E-LOAN's or HRBM's links or the parties' websites (or any portion there to the parties' sole obligation to each other shall be to restore service as soon as practical. In no event will either
party be liable for consequential, punitive. special or indirect damages in connection with this Agreement or the obligations contemplated hereby even if they are advised of the possibility of such damages.

Notwithstanding the foregoing, or any other provision in this Agreement, should operation be interrupted for eight or more hours throughout a day (an "Interrupted Day") for five consecutive calendar days or longer, the Monthly
Marketing Fee shall be reduced by that amount equal to $2,500 per day for each Interrupted Day.

12.Capitalized Terms. Capitalized terms used herein shall have the meanings set forth herein.

13.Amendment. The terms and conditions of this Agreement may not be modified or amended other than by a writing signed by both parties.

14.Trademark License. Neither party may use the other parties trademarks, service marks, trade names, logos, or other commercial or product designation (collectively, "Marks") for any purpose whatsoever without the prior
written consent of the other party.

15.Assignment/Binding Nature. Neither party may assign, voluntarily, by operation of law, or otherwise, any rights, or delegate any duties under this Agreement to any party that is not an affiliate of itself as of the
Effective Date, without the other party's prior written consent, except that either party may assign this Agreement or any of its rights or obligations arising hereunder to the surviving entity in a merger, acquisition, reorganization or consolidation in
which it participates, or to a purchaser of substantially all of its assets; providing that the assigning party will give reasonable written notice to the non-assigning party in advance of such merger, acquisition or other assignment and that the
surviving entity is not a competitor to the non-assigning party. Subject to the foregoing, this Agreement shall be binding upon and shall inure to the benefit of the successors and assigns of the Parties.

16.Entire Agreement. This Agreement and any Exhibits attached hereto constitute the entire Agreement between the Parties and supersede all oral and written negotiations of the Parties with respect to the subject matter hereof.

17.Governing Law.  This agreement shall be subject to and construed under the laws of the State of California, without reference to conflicts of law provisions thereof.

18.Severability.  If any provision of this Agreement should be invalid, illegal or in conflict with any applicable state or federal law or regulation, such law or regulation shall control, to the extent or such conflict,
without affecting the remaining provisions or this Agreement. This Agreement shall be deemed to be severable and, if any provision is determined to be void or unenforceable, then that provision will be deemed severed and the remainder or the Agreement
will remain in effect. Without limiting the foregoing, if either party is advised by counsel or a regulatory body having jurisdiction over the party's activities that any provision of this Agreement violates any applicable federal or state law or
regulation, then the parties agree cooperate to comply with such advice by modifying or terminating this Agreement (in whole or in part).

 IN WITNESS WHEREOF, the Parties have caused this Agreement to be executed the day and year first above written.

 

 

E-LOAN, Inc.,H&R Block Mortgage Corporation 

By:By:

 

 

 

 

 

Exhibit A

 

HRBM Specified Criteria

 

	[*]

[*].

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