Document:

ex-10.28

 

 LOAN AGREEMENT
 10th September 2018
 

 Hampshire Avenue Sdn Bhd, (the “Lender”) of Room B, 3rd Floor, 309-K, Perak Road, 10150 Georgetown, P. Penang, Malaysia agrees to advance MYR$100,000.00 (the “Principal Sum”) to VGrab Communications Malaysia Sdn Bhd (the “Borrower”) of Business Suites, Unit 704, Level 7, Uptown 1,1 Jalan SS21/58, Damansara Uptown, 47400 Petaling Jaya, Selangor Darul Ehsan, Malaysia. The funds will be advanced on September 12, 2018 (the “Effective date”).
 

 The Borrower agrees to repay the Principal Sum on demand, together with interest calculated and compounded monthly at the rate of 4% per year (the “Interest”) from September 12, 2018. The Borrower is liable for repayment for the Principal Sum and accrued Interest and any costs that the Lender incurs in trying to collect the Principal Sum and the Interest.
 

 The Borrower will evidence the debt and its repayment of the Principal Sum and the Interest with a promissory note in the attached form.
 

 	 	
	 LENDER
	 BORROWER

	 Hampshire Avenue Sdn Bhd
	 VGrab Communications Malaysia Sdn Bhd

	  
	  

	 Per:
	 Per:

	  
	  

	 /s/ Ahmad Mazlanbin Ahmad
	 /s/ Lim Hun Beng

	 Name: Ahmad Mazlanbin Ahmad
	 Name: Lim Hun Beng

	 Position: CFO
	 Position: Executive Director / CEO

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 
 

 

 PROMISSORY NOTE
 

 	 	
	 Principal Amount:  MYR$100,000.00
	 September 12, 2018

 

 

 FOR VALUE RECEIVED VGrab Communications Malaysia Sdn Bhd, (the “Borrower”) promises to pay on demand to the order of Hampshire Avenue Sdn Bhd (the “Lender”) the sum of $100,000.00 lawful money of Malaysia (the “Principal Sum”) together with interest on the Principal Sum from September 12, 2018 (“Effective Date”) both before and after maturity, default and judgment at the Interest Rate as defined below.
 

 For the purposes of this promissory note, Interest Rate means 4 per cent per year.  Interest at the Interest Rate must be calculated and compounded monthly not in advance from and including the Effective Date (for an effective rate of 4.0% per annum calculated monthly), and is payable together with the Principal Sum when the Principal Sum is repaid.
 

 The Borrower may repay the Principal Sum and the Interest in whole or in part at any time.
 

 The Borrower waives presentment, protest, notice of protest and notice of dishonour of this promissory note.
 

 

 BORROWER
 VGrab Communications Malaysia Sdn Bhd
 

 Per:
 

 /s/ Lim Hun Beng
 Name: Lim Hun Beng
 Position: Executive Director / CEOex-10.29

 

 LOAN AGREEMENT
 17th September 2018
 

 Hampshire Avenue Sdn Bhd, (the “Lender”) of Room B, 3rd Floor, 309-K, Perak Road, 10150 Georgetown, P. Penang, Malaysia agrees to advance MYR$10,000.00 (the “Principal Sum”) to VGrab Communications Malaysia Sdn Bhd (the “Borrower”) of Business Suites, Unit 704, Level 7, Uptown 1,1 Jalan SS21/58, Damansara Uptown, 47400 Petaling Jaya, Selangor Darul Ehsan, Malaysia. The funds will be advanced on September 21, 2018 (the “Effective date”).
 

 The Borrower agrees to repay the Principal Sum on demand, together with interest calculated and compounded monthly at the rate of 4% per year (the “Interest”) from September 21, 2018. The Borrower is liable for repayment for the Principal Sum and accrued Interest and any costs that the Lender incurs in trying to collect the Principal Sum and the Interest.
 

 The Borrower will evidence the debt and its repayment of the Principal Sum and the Interest with a promissory note in the attached form.
 

 	 	
	 LENDER
	 BORROWER

	 Hampshire Avenue Sdn Bhd
	 VGrab Communications Malaysia Sdn Bhd

	  
	  

	 Per:
	 Per:

	  
	  

	 /s/ Ahmad Mazlanbin Ahmad
	 /s/ Lim Hun Beng

	 Name: Ahmad Mazlanbin Ahmad
	 Name: Lim Hun Beng

	 Position: CFO
	 Position: Executive Director / CEO

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 
 

 

 PROMISSORY NOTE
 

 	 	
	 Principal Amount:  MYR$10,000.00
	 September 21, 2018

 

 

 FOR VALUE RECEIVED VGrab Communications Malaysia Sdn Bhd, (the “Borrower”) promises to pay on demand to the order of Hampshire Avenue Sdn Bhd (the “Lender”) the sum of $10,000.00 lawful money of Malaysia (the “Principal Sum”) together with interest on the Principal Sum from September 21, 2018 (“Effective Date”) both before and after maturity, default and judgment at the Interest Rate as defined below.
 

 For the purposes of this promissory note, Interest Rate means 4 per cent per year.  Interest at the Interest Rate must be calculated and compounded monthly not in advance from and including the Effective Date (for an effective rate of 4.0% per annum calculated monthly), and is payable together with the Principal Sum when the Principal Sum is repaid.
 

 The Borrower may repay the Principal Sum and the Interest in whole or in part at any time.
 

 The Borrower waives presentment, protest, notice of protest and notice of dishonour of this promissory note.
 

 

 BORROWER
 VGrab Communications Malaysia Sdn Bhd
 

 Per:
 

 /s/ Lim Hun Beng
 Name: Lim Hun Beng
 Position: Executive Director / CEOex-10.30

 

 LOAN AGREEMENT
 5th October 2018
 

 Hampshire Avenue Sdn Bhd, (the “Lender”) of Room B, 3rd Floor, 309-K, Perak Road, 10150 Georgetown, P. Penang, Malaysia agrees to advance MYR$50,000.00 (the “Principal Sum”) to VGrab Communications Malaysia Sdn Bhd (the “Borrower”) of Business Suites, Unit 704, Level 7, Uptown 1,1 Jalan SS21/58, Damansara Uptown, 47400 Petaling Jaya, Selangor Darul Ehsan, Malaysia. The funds will be advanced on October 9, 2018 (the “Effective date”).
 

 The Borrower agrees to repay the Principal Sum on demand, together with interest calculated and compounded monthly at the rate of 4% per year (the “Interest”) from October 9, 2018. The Borrower is liable for repayment for the Principal Sum and accrued Interest and any costs that the Lender incurs in trying to collect the Principal Sum and the Interest.
 

 The Borrower will evidence the debt and its repayment of the Principal Sum and the Interest with a promissory note in the attached form.
 

 	 	
	 LENDER
	 BORROWER

	 Hampshire Avenue Sdn Bhd
	 VGrab Communications Malaysia Sdn Bhd

	  
	  

	 Per:
	 Per:

	  
	  

	 /s/ Ahmad Mazlanbin Ahmad
	 /s/ Lim Hun Beng

	 Name: Ahmad Mazlanbin Ahmad
	 Name: Lim Hun Beng

	 Position: CFO
	 Position: Executive Director / CEO

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 
 

 

 PROMISSORY NOTE
 

 	 	
	 Principal Amount:  MYR$50,000.00
	 October 9, 2018

 

 

 FOR VALUE RECEIVED VGrab Communications Malaysia Sdn Bhd, (the “Borrower”) promises to pay on demand to the order of Hampshire Avenue Sdn Bhd (the “Lender”) the sum of $50,000.00 lawful money of Malaysia (the “Principal Sum”) together with interest on the Principal Sum from October 9, 2018 (“Effective Date”) both before and after maturity, default and judgment at the Interest Rate as defined below.
 

 For the purposes of this promissory note, Interest Rate means 4 per cent per year.  Interest at the Interest Rate must be calculated and compounded monthly not in advance from and including the Effective Date (for an effective rate of 4.0% per annum calculated monthly), and is payable together with the Principal Sum when the Principal Sum is repaid.
 

 The Borrower may repay the Principal Sum and the Interest in whole or in part at any time.
 

 The Borrower waives presentment, protest, notice of protest and notice of dishonour of this promissory note.
 

 

 BORROWER
 VGrab Communications Malaysia Sdn Bhd
 

 Per:
 

 /s/ Lim Hun Beng
 Name: Lim Hun Beng
 Position: Executive Director / CEOex-10.31

 

 LOAN AGREEMENT
 8th October 2018
 

 Hampshire Avenue Sdn Bhd, (the “Lender”) of Room B, 3rd Floor, 309-K, Perak Road, 10150 Georgetown, P. Penang, Malaysia agrees to advance MYR$100,000.00 (the “Principal Sum”) to VGrab Communications Malaysia Sdn Bhd (the “Borrower”) of Business Suites, Unit 704, Level 7, Uptown 1,1 Jalan SS21/58, Damansara Uptown, 47400 Petaling Jaya, Selangor Darul Ehsan, Malaysia. The funds will be advanced on October 11, 2018 (the “Effective date”).
 

 The Borrower agrees to repay the Principal Sum on demand, together with interest calculated and compounded monthly at the rate of 4% per year (the “Interest”) from October 11, 2018. The Borrower is liable for repayment for the Principal Sum and accrued Interest and any costs that the Lender incurs in trying to collect the Principal Sum and the Interest.
 

 The Borrower will evidence the debt and its repayment of the Principal Sum and the Interest with a promissory note in the attached form.
 

 	 	
	 LENDER
	 BORROWER

	 Hampshire Avenue Sdn Bhd
	 VGrab Communications Malaysia Sdn Bhd

	  
	  

	 Per:
	 Per:

	  
	  

	 /s/ Ahmad Mazlanbin Ahmad
	 /s/ Lim Hun Beng

	 Name: Ahmad Mazlanbin Ahmad
	 Name: Lim Hun Beng

	 Position: CFO
	 Position: Executive Director / CEO

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 
 

 

 PROMISSORY NOTE
 

 	 	
	 Principal Amount:  MYR$100,000.00
	 October 11, 2018

 

 

 FOR VALUE RECEIVED VGrab Communications Malaysia Sdn Bhd, (the “Borrower”) promises to pay on demand to the order of Hampshire Avenue Sdn Bhd (the “Lender”) the sum of $100,000.00 lawful money of Malaysia (the “Principal Sum”) together with interest on the Principal Sum from October 11, 2018 (“Effective Date”) both before and after maturity, default and judgment at the Interest Rate as defined below.
 

 For the purposes of this promissory note, Interest Rate means 4 per cent per year.  Interest at the Interest Rate must be calculated and compounded monthly not in advance from and including the Effective Date (for an effective rate of 4.0% per annum calculated monthly), and is payable together with the Principal Sum when the Principal Sum is repaid.
 

 The Borrower may repay the Principal Sum and the Interest in whole or in part at any time.
 

 The Borrower waives presentment, protest, notice of protest and notice of dishonour of this promissory note.
 

 

 BORROWER
 VGrab Communications Malaysia Sdn Bhd
 

 Per:
 

 /s/ Lim Hun Beng
 Name: Lim Hun Beng
 Position: Executive Director / CEO

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