Document:

NORTHLAND FINANCIAL GROUP. INC.

The Leader in Specialty Equipment Leasing

LEASE                                                              250181.2
Equipment                                                          Lease Number

--------------------------------------------------------------------------------
Quant.                      Model                   Description and Serial No.

                                                    Reference supplier invoice#

Equipment Location                   City                            State, Zip
3560 Cypress Gardens Rd              Winterhaven                     FL 33884

Equipment Contact                    Phone
                                     941-326-1006

--------------------------------------------------------------------------------
<TABLE>
<CAPTION>
---------------------------------------------------------------------------------------------------------------
Lease Terms

Term                No. of           Monthly            Tax      Total              Advance            Purchase
(in months)         Payments         Rental                      Rent payment       Rental             Option

<S>                 <C>                 <C>              <C>            <C>         <C>                <C>
60                  60                  $580.00          $37.00         $614.50     $1235.40           $101.00
-----------------------------------------------------------------------------------------------------------------
</TABLE>

Lessee (Billing Information)                        Supplier

Billing Contact   Floridino Pizza & Pasta           Name     See Addendum
Address    3560 Cypress Gardens Rd                  Address
City       Winterhaven                              City
State      FL           Zip 33884                   State                 Zip
County                                              Sale Rep.
Phone# 9410326-1006     Fax #                       Phone #               Fax #

Terms and Conditions of Lease (See reverse side of Lease for additional Terms
and Conditions)

                                        1

<PAGE>

1. Lease. Lessor agrees to lease to Lessee and Lessee agrees to lease from
Lessor the equipment described above.

2. Term and Rent. Lessee agrees to pay to Lessor the monthly rental shown above
for the number of months shown as the term. Rental payments are due monthly
beginning on the date Lessee accepts the equipment and the same day of each
month thereafter until all monthly rental payments have been paid in full. Any
Advance Rentals will be used for the first rental payment at the discretion of
Lessor and any balance will be held by Lessor (without interest) as security for
Lessee's obligations under this Lease. Advance Rentals will not be refunded if
this Lease does not commence due to any act or omission of Lessee. All rental
payments will be paid at Lessor's office shown on Lessor's invoice.

--------------------------------------------------------------------------------
This Lease will not be binding on Lessor This Lease is non-cancellable and
cannot be changed until it is accepted below except in writing signed by Lessor
and Lessee
--------------------------------------------------------------------------------

Lessor                                   Lessee (Print Full Legal Name)

Northland Financial Group, Inc.          George Pirgousis dba Floridino Pizza
                                         & Pasta
By  /s/ William Marceau
    -----------------------
                                         By  /s/George Pirgousis
                                             --------------------
Title President

                                         Title
                                               ------------------------
Date
     ------------------------------
                                         Date
                                              --------------------------

                                        2

<PAGE>

3. Late Charge. If any payment is more than five day late, Lessee agrees to pay
each month, a late charge of 5% of that payment, with a minimum of $15.00 and a
maximum of $100.00, as liquidated damages to cover Lessor's costs.

4. Acceptance. Lessee agrees to deliver to Lessor a written statement signed by
Lessee accepting the equipment as satisfactory for this Lease. Lessee authorizes
Lessor to insert in this Lease the serial numbers and other identification data
of the equipment when made available to Lessor. Lessee authorizes Lessor to
insert in the Lease or written acceptance statement all applicable dates and
titles of signators.

5. Agency. Lessee agrees that no salesman or representative of the manufacturer
or supplier is acting on behalf of Lessor.

6. Disclaimer of Warranty. Lessor makes NO WARRANTIES, EXPRESS OR IMPLIED,
INCLUDING WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OF
THE EQUIPMENT and Lessor is leasing the equipment to Lessee "AS IS". Lessee
agrees not to make any claim for any reason against Lessor for consequential
damages. Lessee acknowledges that it has been advised that it may have rights
against the supplier of the equipment and that it should contact the supplier
for a description of any such rights. Lessor assigns to Lessee any warranty
received by Lessor in connection with the equipment.

7. Noncancelable Lease. This Lease cannot be cancelled and Lessee agrees that
all payment obligations are unconditional.

8. Ownership of Equipment. Lessor is the owner of the equipment and Lessee
agrees to keep the equipment clear of all liens or claims.

9. Location and Use of Equipment. Lessee agrees to use the equipment only for
business purposes and to keep the equipment at the address shown above (unless
it is portable). Lessee agrees not to change the location of the equipment
without the advance written consent of Lessor. At the end of the lease term (or
any renewal term), Lessee agrees, at its expense, to return the equipment to the
location specified by Lessor in the same condition it was delivered except for
ordinary wear and tear.

10. Maintenance of Equipment. Lessee is responsible, at its expense, for
installing and keeping the equipment in good working order. If any of the
equipment is damaged, lost or does not work satisfactorily for any reason,
Lessee agrees to continue to pay all monthly rentals. Any insurance proceeds
received by Lessor will be held by Lessor as additional Advance Rentals.

11. Indemnity. Lessor is not responsible for any losses or injuries caused by
the installation or use of the equipment. Lessee agrees to reimburse Lessor for
and defend lessor against any claims, including negligence and strict liability,
whenever made for losses or injuries caused by the equipment.

                                        3

<PAGE>

12. Taxes and Fees. Lessee agrees to pay when due all taxes, filing fees,
interest, and penalties relating to the Lease and the equipment. If Lessor makes
any of these payments, Lessee agrees to reimburse Lessor on demand and pay
Lessor a service charge of $15. Lessee also agrees to pay to the Lessor at the
beginning of this Lease a one-time documentation fee of up to $100.00

13. Insurance. Lessee agrees to keep the equipment fully insured against loss
until this Lease is paid in full, with any loss payable to Lessor. Lessee also
agrees to obtain a liability insurance policy from an insurance company that is
acceptable to Lessor and to include Lessor as an insured on the policy. Before
this Lease begins, Lessee agrees to provide Lessor with satisfactory evidence of
the required insurance. If Lessee falls to obtain any of the required insurance
within thirty (30) days after the commencement of the Lease, Lessee shall pay
Lessor as liquidated damages, an additional amount equal to 1.5% of each monthly
rent payment until insurance is provided. Lessee continues to bear risk of loss
to Equipment whether or not insurance is in force.

14. Default and Remedies. If Lessee fails to pay any monthly rental when due or
fails to comply with any requirement of this Lease, Lessee will be in default
and Lessor can require that Lessee pay the remaining balance of this Lease and
return the equipment to Lessor. Lessee agrees that Lessor is not required to
repossess the equipment and, if the equipment is not returned to Lessor, Lessee
agrees to pay to Lessor the value of the equipment as of the date of Lessee's
default. Lessor can also use any of the remedies available under the Uniform
Commercial Code or any other law. Lessee agrees to pay all costs of Lessor
required for the enforcement of this Lease, including attorney's fees and the
cost of the repossession of the equipment. Lessor maintains offices in both
California (San Francisco Bay Area) and Minnesota (Twin Cities Area) and this
Lease has been entered into in one of those offices and, therefor, any legal
action relating to this Lease shall be brought in (a) San Mateo County,
California if Lessee is located in the Pacific or Mountain Time Zone, or (b)
Hennepin County, Minnesota if Lessee is located in the Central or Eastern Time
Zones; and Lessee consents to personal jurisdiction therein.

15. Assignment. LESSEE AGREES IT HAS NO RIGHT TO SELL, TRANSFER, ASSIGN OR
SUBLEASE THE EQUIPMENT OR THIS LEASE WITHOUT THE ADVANCE WRITTEN CONSENT OF
LESSOR. Lessor may sell, assign or transfer this Lease or the equipment and
Lessee agrees if that occurs, the new owner will have all the rights and
benefits that Lessor has but will not have to perform any of Lessor's
obligations. Lessee also agrees that the rights of the new owner will not be
subject to any claims, defenses or setoffs that Lessee may have against Lessor
or Supplier.

16. Renewal and Purchase Option. Unless the equipment has been returned to the
Lessor by the expiration date, this Lease will be automatically renewed on a
month-to-month basis at the end of the original term for the same monthly rent
payment. Lessee can terminate this automatic renewal by sending written notice
to Lessor at least 90 days before the end of any renewal term. If it is
indicated above that Lessee has been given a purchase option and if Lessee is
not in default under this Lease, Lessee may purchase the equipment at the end of
the lease term for the started price plus applicable taxes.

                                        4

<PAGE>

17. Miscellaneous. Lessee agrees that this Lease is the entire agreement with
Lessor and cannot be changed except in writing signed by Lessor and Lessee.
Lessee agrees that any delay or failure by Lessor to enforce its rights under
this Lease does not prevent Lessor from enforcing any rights at a later time.
Lessee agrees that Lessor can sign any UCC financing statement as
attorney-in-fact for Lessee. This Lease is binding upon the successors and
assigns of Lessor and Lessee and is to be interpreted under either California or
Minnesota law, depending upon where a legal action is brought. If more than one
Lessee has signed this Lease, the liability of each Lessee is joint and several.

                                        5LESSOR                                               LEASE NUMBER

NORTHLAND FINANCIAL GROUP, INC.                      324270001
7701 Normandale Rd., Suite 102
Minneapolis, MN 55435

FULL LEGAL NAME AND ADDRESS OF LESSEE                SUPPLIER OF EQUIPMENT
                                                     (COMPLETE ADDRESS)

George Pirgousis dba Floridino's Pizza & Pasta       The Computer Banc
3560 Cypress Gardens Rd.                             7701 Northwest 56th Street
Winterhaven, FL 33884                                Miami, FL 33166

         JOINTLY AND SEVERALLY RESPONSIBLE

QUANTITY       DESCRIPTION, MODEL #, CATALOG#, SERIAL # OR OTHER IDENTIFICATION

                                 SEE EXHIBIT "A"
                            (Rest EZ Computer System)

Equipment Location   Street Address      1925 6th Street Northwest,
if Different         City  Winterhaven   County       State    FL      Zip 33880

<TABLE>
<CAPTION>

Terms      amount of each           monthly            term of lease      no of payment           security
           Payment                  other/specify      (no. of months)                            deposit
         (plus sales tax if
              applicable)

<S>       <C>                                                 <C>               <C>                 <C>
60        $319.80                                             60                60                  $340.59
</TABLE>

                          TERMS AND CONDITIONS OF LEASE

1. LEASE. Lessee hereby leases from Lessor, and Lessor leases to Lessee, the
personal property described above, together with any replacement parts,
additions, repairs or accessories now or hereafter incorporated in or affixed to
it (hereinafter referred to as the "Equipment").

<PAGE>

2. ACCEPTANCE OF EQUIPMENT. Lessee agrees to inspect the Equipment and to
execute an Acknowledgment and Acceptance of Equipment by Lessee notice, as
provided by Lessor, after the Equipment has been delivered and after Lessee is
satisfied that the Equipment is satisfactory in every respect. Lessee hereby
authorizes Lessor to insert in this Lease serial numbers or other identifying
data with respect to the Equipment.

3. DISCLAIMER OF WARRANTIES AND CLAIMS; LIMITATION OF REMEDIES. There are no
warranties by or on behalf of Lessor. Lessee acknowledges and agrees by his
signature below as follows:

         (a) LESSOR MAKES NO WARRANTIES EITHER EXPRESS OR IMPLIED AS TO THE
CONDITION OF THE EQUIPMENT, ITS MERCHANTABILITY, ITS FITNESS OR SUITABILITY FOR
ANY PARTICULAR PURPOSE, ITS DESIGN, ITS CAPACITY, ITS QUALITY, ON WITH RESPECT
TO ANY CHARACTERISTICS OF THE EQUIPMENT;

         (b) Lessee has fully inspected the Equipment which it has requested
Lessor to acquire and lease to Lessee, and the Equipment is in good condition
and to Lessee's complete satisfaction;

         (c) Lessee leases the Equipment "as is" and with all faults;

         (d) Lessee specifically acknowledges that the Equipment is leased to
Lessee solely for commercial or business purposes and not for personal, family,
household, or agricultural purposes;

         (e) If the Equipment is not properly installed, does not operate as
represented or warranted by the supplier or manufacturer, or is unsatisfactory
for any reason, regardless of cause or consequence, Lessee's only remedy, if
any, shall be against the supplier or manufacturer of the Equipment and not
against Lessor;

         (f) Provided Lessee is not in default under this Lease, Lessor assigns
to Lessee any warranties made by the supplier or the manufacturer of the
Equipment;

         (g) LESSEE SHALL HAVE NO REMEDY FOR CONSEQUENTIAL OR INCIDENTAL
DAMAGES AGAINST LESSOR; and

         (h) NO DEFECT, DAMAGE, OR UNFITNESS OF THE EQUIPMENT FOR ANY PURPOSE
SHALL RELIEVE LESSEE OF THE OBLIGATION TO PAY RENT OR RELIEVE LESSEE OF ANY
OTHER OBLIGATION UNDER THIS LEASE.

     The parties have specifically negotiated and agreed to the foregoing
paragraph. Initials GP
                    ---

4. STATUTORY FINANCE LEASE. Lessee agrees and acknowledges that it is the intent
of both parties to this Lease that it qualify as a statutory finance lease under
Article 2A of the Uniform Commercial Code. Lessee acknowledges and agrees that
Lessee has selected both: (1) the Equipment; and (2) the supplier from whom
Lessor is to purchase the Equipment. Lessee acknowledges that Lessor has not
participated in any way in Lessee's selection of the Equipment or of the
supplier, and Lessor has not selected, manufactured, or supplied the Equipment.

<PAGE>

         LESSEE IS ADVISED THAT IT MAY HAVE RIGHTS UNDER THE CONTRACT EVIDENCING
THE LESSOR'S PURCHASE OF THE EQUIPMENT FROM THE SUPPLIER CHOSEN BY LESSEE AND
THAT LESSEE SHOULD CONTACT THE SUPPLIER OF THE EQUIPMENT FOR A DESCRIPTION OF
ANY SUCH RIGHTS.

5. ASSIGNMENT BY LESSEE PROHIBITED. Without Lessor's prior written consent,
Lessee shall not assign this Lease or sublease the Equipment or any interest
therein, or pledge or transfer this Lease, or otherwise dispose of the Equipment
covered hereby.

6.  COMMENCEMENT; RENTAL PAYMENTS; INTERIM RENTALS.  This Lease shall
commence upon the written acceptance hereof by Lessor and shall end upon full
performance and observance by Lessee of each and every term, condition and
covenant set forth in this Lease, any Schedules hereto and any extensions
hereof. Rental payments shall be in the amounts and frequency as set forth on
the face of this Lease or any Schedules hereto. In addition to regular rentals,
Lessee shall pay to Lessor interim rent for the use of the Equipment prior to
the due date of the first payment. Interim rent shall be in an amount equal to
1/30th of the monthly rental, multiplied by the number of days elapsing between
the date on which the Equipment is accepted by Lessee and the commencement date
of this Lease, together with the number of days elapsing between commencement of
the Lease and the due date of the first payment. The payment of interim rent
shall be due and payable upon Lessee's receipt of invoice from Lessor. The
rental period under the Lease shall terminate following the last day of the
terms stated on the face hereof or in any Schedule hereto unless such Lease or
Schedule has been extended or otherwise modified. Lessor shall have no
obligation to Lessee under this Lease. If the Equipment for whatever reason, is
not delivered to Lessee within ninety (90) days after Lessee signs this Lease.
Lessor shall have no obligation to Lessee under this Lease if Lessee fails to
execute and deliver to Lessor an Acknowledgment and Acceptance of Equipment by
Lessee acknowledging its acceptance of the Equipment within thirty (30) days
after it is delivered to Lessee, with respect to this Lease or any Schedule
hereto.

THIS LEASE IS NOT CANCELABLE OR TERMINABLE BY LESSEE.

LESSEE UNDERSTANDS AND ACKNOWLEDGES THAT NO BROKER OR SUPPLIER, NOR ANY
SALESMAN, BROKER, OR AGENT OF ANY BROKER OR SUPPLIER, IS AN AGENT OF LESSOR, NO
BROKER OR SUPPLIER, NOR ANY SALESMAN, BROKER, OR AGENT OF ANY BROKER OR
SUPPLIER, IS AUTHORIZED TO WAIVE OR ALTER ANY TERM OR CONDITION OF THIS LEASE,
AND NO REPRESENTATION AS TO THE EQUIPMENT OR ANY OTHER MATTER BY THE BROKER OR
SUPPLIER, NOR ANY SALESMAN, BROKER, OR AGENT OF ANY BROKER OR SUPPLIER, SHALL IN
ANY WAY AFFECT LESSEE'S DUTY TO PAY THE RENTALS AND TO PERFORM LESSEE'S
OBLIGATIONS SET FORTH IN THIS LEASE.

7. CHOICE OF LAW. This Lease shall not be effective until signed by Lessor at
its principal office listed above. This Lease shall be considered to have been
made in the state of Lessor's principal place of business listed above and shall
be interpreted in accordance with the laws and regulations of the state of
Lessor's principal place of business.

<PAGE>

         Lessee agrees to jurisdiction in the state of Lessor's principal place
of business listed above in any action, suit or proceeding regarding this Lease,
and concedes that it, and each of them, transacted business in the state of
Lessor's principal place of business listed above by entering into this Lease.
In the event of any legal action with regard to this Lease or the equipment
covered hereby, Lessee agrees that venue may be paid in the County of Lessor's
principal place of business.

LESSEE:   George Pirgousis dba Floridino's  LESSOR: Northland Financial
          Pizza & Pasta                             Group Inc.

                      Date                   /s/ William Marceau   Date 10/29/98
----------------------     --------              ---------------        --------

/s/George Pirgousis   Date 10/23/98
-------------------        --------

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00019-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00019-of-00352.parquet"}]]