Document:

THIS AGREEMENT made effective the 17th day of October, 2000.

BETWEEN:

         VARIEGATED VENTURES LTD. O/A THEMOTORPAGES.COM, INC. a corporation duly
         incorporated with its head offices located in Toronto, Ontario, Canada
         (Hereinafter referred to as "TheMotorpages")

                                     - and -

         JIM PEPLINSKI'S LEASEMASTER NATIONAL, a corporation duly incorporated
         pursuant to the laws of the Dominion of Canada (Hereinafter referred to
         as "JIM PEPLINSKI'S LEASEMASTER NATIONAL")

                             SALES/SERVICE AGREEMENT
                             -----------------------

WHEREAS:

A.       TheMotorpages.com has developed proprietary Internet technologies. The
         Internet site www.themotorpages.com is a Business to Business Internet
         automotive portal designed to enhance and promote the sale of "off
         lease" vehicles between remarketer and an exclusive automotive Dealer
         Network. The venue is TheMotorpages.com's Virtual Private Dealer
         Network.

B.       JIM PEPLINSKI'S LEASEMASTER NATIONAL is a fleet lease company
         consisting of off-lease and repossessed vehicles.

C.       This Agreement contains the provision of computer-mediated information
         services for JIM PEPLINSKI'S LEASEMASTER NATIONAL's inventories to
         feature their inventories on the Internet site www.themotorpages.com
         for resale through the Virtual Private Dealer Network and On-line
         Tendering System.

D.       This Agreement sets out the terms by which TheMotorpages and JIM
         PEPLINSKI'S LEASEMASTER NATIONAL will work co-operatively in the
         promotion and sale of vehicles supplied by JIM PEPLINSKI'S LEASEMASTER
         NATIONAL through the Online Tendering System contained in
         TheMotorpages.com's Virtual Private Dealer Network.

E.       TheMotorpages shall customize its Internet technology and develop the
         implementation of an Internet Marketing Strategy for the JIM
         PEPLINSKI'S LEASEMASTER NATIONAL vehicle inventory.

F.       The Parties wish to enter into a strategic alliance whereby they commit
         to collaborate to providing automotive industry dealerships with
         information on the availability of JIM PEPLINSKI'S LEASEMASTER NATIONAL
         vehicles to facilitate the auto purchase process through the
         utilization of the On-line Tendering System.

<PAGE>
                                       2

         NOW THEREFORE THIS AGREEMENT WITNESSETH that in consideration of these
provisions and the representations and agreements herein contained it is hereby
mutually agreed as follows:

1.       Internet Services
         -----------------

         TheMotorpages shall provide to JIM PEPLINSKI'S LEASEMASTER NATIONAL
         full access to the Online Tendering System technology as contained in
         the Virtual Private Dealer Network of the web site
         www.themotorpages.com. JIM PEPLINSKI'S LEASEMASTER NATIONAL shall be
         entitled to up-load its full remarketing automotive inventory with no
         limitation as to quantity. Each inventory vehicle shall be described by
         the provision of a digitally generated color image including all four
         sides of the vehicle from the exterior and one interior image of the
         dash and front seat area, conditioning report (if applicable) and full
         vehicle particulars as to model, year, odometer reading,
         specifications, options, minimum acceptable tender price (reserve bid)
         and all other relevant information to allow a prospective purchaser to
         make an informed decision with respect to the tender amount.

2.       Term
         ----

         If either such party wishes to cancel this agreement, the party must
         provide a 90 day written notice of such cancellation. Until this
         Agreement is canceled, JIM PEPLINSKI'S LEASEMASTER NATIONAL shall place
         its auto inventory (as required) with the Virtual Private Dealer
         Network and TheMotorpages shall provide JIM PEPLINSKI'S LEASEMASTER
         NATIONAL with its services as contained in the Virtual Private Dealer
         Network.

3.       Exclusivity
         -----------

         JIM PEPLINSKI'S LEASEMASTER NATIONAL agrees that during the term of
         this Agreement it shall not utilize the services of any other Internet
         automotive service portal for the listing or sale of its automotive
         inventories, with the exception of its own Internet site.

4.       Coding of Information
         ---------------------

         JIM PEPLINSKI'S LEASEMASTER NATIONAL shall be responsible for the
         accuracy and completeness of the information and photos up-loaded to
         the Online Tendering System for all vehicles and shall provide all
         required personnel to complete the task of up-loading such vehicle
         information and photos. In the event that JIM PEPLINSKI'S LEASEMASTER
         NATIONAL requires the services of TheMotorpages to assist with the
         process of up-loading vehicle information to the Online Tendering
         System, then JIM PEPLINSKI'S LEASEMASTER NATIONAL agrees to compensate
         The Motorpages.com in accordance with its standard rate.

<PAGE>
                                       3

5.       Tendering Process - Ongoing
         ---------------------------

         TheMotorpages shall conduct an ongoing tendering process for JIM
         PEPLINSKI'S LEASEMASTER NATIONAL which shall commence on each Wednesday
         at 10:00 a.m. EST and shall close on the Friday of that week at 3:00
         p.m. EST. The vehicles that have not reached a bid greater than the
         reserve bid can be reactivated on TheMotorpage's On-line Tendering
         System the following Monday, for the tendering closing the following
         Thursday, with the bids from the previous week being voided and
         starting at the minimum bid amount for each vehicle. Should JIM
         PEPLINSKI'S LEASEMASTER NATIONAL choose not ot have these vehicles
         reactivated on the Virtual Private Dealer Network for the next
         tendering process, they must notify TheMotopages with 24 hours of
         tender closing.

6.       Fees
         ----

         JIM PEPLINSKI'S LEASEMASTER NATIONAL shall pay to TheMotorpages a
         transaction fee of $150 ($75.00 buyers fee/$75.00 sellers fee) for
         every vehicle that receives a tender price offer equal to or in excess
         of the minimum acceptable tender price (reserve bid) as set out for any
         particular vehicle. JIM PEPLINSKI'S LEASEMASTER NATIONAL shall be
         responsible to finalize the sale to the successful purchaser, deliver
         the vehicle to the successful purchaser, and to collect the $75 buyers
         fee from the successful purchaser. TheMotorpages shall have no right or
         authority to negotiate any sale of JIM PEPLINSKI'S LEASEMASTER NATIONAL
         vehicles and shall not be involved in the transfer of funds or
         ownership of any such vehicle. All information provided to
         TheMotorpages shall remain the property of JIM PEPLINSKI'S LEASEMASTER
         NATIONAL and TheMotorpages shall have no right to use any such
         information for any purpose other than to effect the on-line tendering
         process unless permission in writing is received from JIM PEPLINSKI'S
         LEASEMASTER NATIONAL.

7.       Payment of Fees
         ---------------

         JIM PEPLINSKI'S LEASEMASTER NATIONAL shall submit payment (buyer and
         sellers fees) for any particular tendering process within fifteen days
         of closing of tender.

8.       Use of Trademark
         ----------------

         TheMotorpages shall be entitled to use the JIM PEPLINSKI'S LEASEMASTER
         NATIONAL trademark on the Virtual Private Dealer Network and to create
         an "icon" with such trademark. TheMotorpages shall not be entitled to
         use the JIM PEPLINSKI'S LEASEMASTER NATIONAL trademark for any other
         purpose whatsoever unless approval in writing is provided to
         TheMotorpages by JIM PEPLINSKI'S LEASEMASTER NATIONAL.

<PAGE>
                                       4

9.       Confidentiality
         ---------------

         a.       It is understood that in the provision of these services
                  TheMotorpages may disclose confidential and proprietary
                  information to JIM PEPLINSKI'S LEASEMASTER NATIONAL and JIM
                  PEPLINSKI'S LEASEMASTER NATIONAL may disclose confidential
                  information to TheMotorpages as per the following:

         b.       Confidential Information and Confidential Materials are
                  proffered to each of the parties as such. All Confidential
                  Information and Confidential Materials disclosed by the
                  parties will thus be received and held in confidence by the
                  Recipient.

         c.       TheMotorpages will furnish to JIM PEPLINSKI'S LEASEMASTER
                  NATIONAL documentary information and tangible items relating
                  to the development of the Online Tendering System to the
                  extent necessary to permit JIM PEPLINSKI'S LEASEMASTER
                  NATIONAL to determine the applicability of the Online
                  Tendering system to JIM PEPLINSKI'S LEASEMASTER NATIONAL's
                  operations, JIM PEPLINSKI'S LEASEMASTER NATIONAL's interest in
                  negotiating this Agreement and JIM PEPLINSKI'S LEASEMASTER
                  NATIONAL's special Online Tendering system development
                  requirements.

         d.       JIM PEPLINSKI'S LEASEMASTER NATIONAL will provide
                  TheMotorpages with information relating to its operations
                  individual Online Tendering System requirements. TheMotorpages
                  shall return any such documentary information to JIM
                  PEPLINSKI'S LEASEMASTER NATIONAL.

         e.       The parties hereto will restrict disclosure of Confidential
                  Information and Confidential Materials to the minimum number
                  of persons required to enable each of them to further appraise
                  its value, including relevant members of their respective
                  staff. However, each person to whom disclosure is made shall,
                  before the disclosure takes place, enter into a
                  confidentiality agreement.

         f.       The parties agree that the confidentiality and use provisions
                  of this Agreement shall not apply to any information which
                  appears in printed publications in integrated form or which
                  otherwise is or becomes generally known in the industry; any
                  information which the Parties can show by written records was
                  in the Parties' possession prior to the disclosure; or any
                  information which comes into the Parties' possession without
                  covenants of secrecy from another party who is under no
                  obligation to maintain the confidentiality of the information.

         g.       The burden of proving these exceptions to the confidentiality
                  and use provisions of this Agreement resides with the
                  recipient of such information.

         h.       The parties shall return all Confidential Materials that it
                  has received from the other Party such as summaries, records,
                  descriptions, modifications, drawings and adaptations that the
                  Parties have made from the Confidential Materials and
                  Information provided by the other.

<PAGE>
                                       5
10.      Breach of Contract
         ------------------

         In the event that TheMotorpages or JIM PEPLINSKI'S LEASEMASTER NATIONAL
         breaches any of the terms or conditions of this Agreement, it is hereby
         acknowledged and agreed that the parties shall be entitled to equitable
         relief, including injunction of specific performance in addition to all
         other remedies available. It is acknowledged that no failure by either
         of the parties in exercising any right, power or privilege hereunder
         will operate as a waiver thereof, nor will any single or partial
         exercise of any right, power or privilege preclude any other or further
         exercise thereof.

11.      Severability
         ------------

         The invalidity of all or any part of any section of this Agreement
         shall not render invalid the remainder of this Agreement or section and
         any such provision of this Agreement that is so broad as to be
         unenforceable shall be interpreted to be only so broad as is
         enforceable.

12.      Headings
         --------

         The headings of sections, subsections and paragraphs of this Agreement
         are inserted for convenience only and shall not control or effect the
         meaning of construction of any of its provisions.

13.      Expenses, Etc.
         --------------

         Except as otherwise provided for herein, whether or not the
         transactions contemplated by this Agreement are consummated, each party
         hereto shall pay his or its own expenses and the fees and expenses of
         their respective counsel, accountants and other experts.

14.      Waiver
         ------

         No action taken pursuant to this Agreement, including any investigation
         by or on behalf of any party, shall be deemed to constitute a waiver by
         the party taking such action or compliance with any representation,
         warranty, covenant or agreement contained herein, and the waiver by any
         party hereto of a breach of any provision of this Agreement shall not
         operate or be construed as a waiver of any subsequent breach.

15.      Binding Effect, Benefit
         -----------------------

         This Agreement shall enure to the benefit of and shall be binding upon
         the parties hereto and their respective heirs, personal
         representatives, successors and assigns.

<PAGE>
                                       6

16.      Notices
         -------

         All notices, requests, demands and other communications which are
         required to be or may be given under this Agreement shall be in writing
         and shall be deemed to have been duly given when delivered in person or
         transmitted by telex or other telecommunication facility or on receipt
         after dispatch by certified or registered first class mail, postage
         prepaid, return receipt requested, to the party to whom the same is so
         given or made as follows:

         if to    THEMOTORPAGES.COM to:
                  54 Murray Rd.
                  Toronto, Ontario
                  M5K 1T2
                  Tel: 416 630 5287

         if to    JIM PEPLINSKI'S LEASEMASTER NATIONAL to:
                  3109 Bloor Street West
                  Toronto, Ontario
                  M8X 1E2

17.      Entire Agreement, Amendment
         ---------------------------

         This Agreement constitutes the entire agreement and supersedes all
         prior agreements and understandings, oral and written, between the
         parties hereto with respect to the subject matter hereof and may not be
         amended, modified or terminated unless in a written instrument executed
         by the party or parties sought to be bound.

18.      Counterparts
         ------------

         This Agreement may be executed in any number of counterparts, each of
         which when executed, shall be deemed to be an original and all of which
         together shall be deemed to be one and the same instrument.

19.      Gender, Singular and Plural
         ---------------------------

         Any reference in this Agreement in the masculine gender shall include
         the feminine and neuter genders, and vice versa, as appropriate and any
         reference in this Agreement in the singular shall mean the plural, and
         vice versa, as appropriate.

20.      Third Parties
         -------------

         Nothing in this Agreement, whether expressed or implied, is intended to
         confer any rights or remedies on any person other than the parties to
         this Agreement, nor is anything in this Agreement intended to relive or
         discharge the obligation or liability of any third party, nor shall any
         provision give any third party any right of subrogation or action
         against any party to this Agreement.

<PAGE>
                                       7

21.      Governing Law
         -------------

         This Agreement shall be construed as to both validity and performance
         and enforced in accordance with and governed by the laws of the
         Province of Ontario and both parties agree to attorn to the
         jurisdiction of the Courts of Ontario in the event of any dispute.

22.      Currency
         --------

         All currencies referred to in this Agreement are stated in the lawful
         currency of Canada.

23.      Waiver of Breach
         ----------------

         The waiver of any breach of any provision of this Agreement or failure
         to enforce any provisions hereof shall not operate or be construed as a
         waiver of any subsequent breach by any party.

24.      Disputes
         --------

         In any litigation or disputes arising out of this Agreement they
         prevailing party will be entitled to recover all reasonable costs and
         attorney fees, including costs and fees on appeal.

25.      Rights Cumulative
         -----------------

         The provisions of this Agreement shall not be construed as limiting any
         rights or remedies that either party may otherwise have under the
         applicable law.

26.      Independent Counsel
         -------------------

         Each party acknowledges that it has retained independent counsel to
         review the terms of this Agreement and to advise as to the legal effect
         this effect will have upon the respective rights and obligations
         arising hereunder.

27.      Time of Essence
         ---------------

         Time is of the Essence.

28.      Assignment Clause
         -----------------

         This Agreement may not be assigned without the written consent of the
         TheMotorpages.

29.      Force Majeure
         -------------

         Neither party hereto shall be responsible for the failure or delay in
         performing any of its obligations due to causes beyond its control and
         these causes shall include, but shall not be restricted to, fire,
         storm, flood, earthquake, explosion, accident, acts of a public enemy,
         war, rebellion, insurrection, sabotage, epidemic, labor disputes,
         transportation embargoes, or acts of God, rules, regulations, orders or
         directives of any national government or agency thereof, acts, rules,
         regulations, orders or directives of any provincial or local government
         or agency thereof, or the order of any court of competent jurisdiction.

<PAGE>
                                       8

30.      Relationship of Parties
         -----------------------

         The parties to this Agreement are independent contractors, and nothing
         herein shall be construed as creating or evidencing either a
         partnership or an agency or any employment relationship between the
         parties or giving one party the authority to contract for or bind the
         other.

         TheMotorpages.com reserves the right to disclose this relationship to
         its shareholders and pre-existing Dealer Members.

         IN WITNESS WHEREOF the parties hereto have hereunto executed this
Agreement by the hands of their duly authorized officers as of the day and year
first above written.

THEMOTORPAGES.COM

Per: /s/ signature                           Dated: October 16, 2000
     ---------------------------------             ------------------------

JIM PEPLINSKI'S LEASEMASTER NATIONAL

Per: /s/ signature                           Dated: Oct 17/ 2000
     ---------------------------------             ------------------------THIS AGREEMENT made effective the 24th day of January, 2001.

BETWEEN:

         VARIEGATED VENTURES LTD. o/a THEMOTORPAGES.COM, INC. a corporation duly
         incorporated with its head offices located in Toronto, Ontario, Canada
         (Hereinafter referred to as "TheMotorpages")

                                     - and -

         ARI FINANCIAL SERVICES INC., a corporation duly incorporated pursuant
         to the laws of the Dominion of Canada (Hereinafter referred to as "ARI
         FINANCIAL SERVICES INC.")

                             SALES/SERVICE AGREEMENT
                             -----------------------

WHEREAS:

A.       TheMotorpages.com has developed proprietary Internet technologies. The
         Internet site www.themotorpages.com is a Business to Business Internet
         automotive portal designed to enhance and promote the sale of "off
         lease" vehicles between remarketer and an exclusive automotive Dealer
         Network. The venue is TheMotorpages.com's Virtual Private Dealer
         Network.

B.       ARI FINANCIAL SERVICES INC. is a fleet lease company consisting of
         off-lease and repossessed vehicles.

C.       This Agreement contains the provision of computer-mediated information
         services for ARI FINANCIAL SERVICES INC.'s to feature their used
         vehicle inventories on the Internet site www.themotorpages.com for
         resale through the Virtual Private Dealer Network and On-line
         Tendering/Auction System.

D.       This Agreement sets out the terms by which TheMotorpages and ARI
         FINANCIAL SERVICES INC. will work co-operatively in the promotion and
         sale of vehicles supplied by ARI FINANCIAL SERVICES INC. through the
         Online Tendering/Auction System contained in TheMotorpages.com's
         Virtual Private Dealer Network.

E.       The parties agree to share and complement proprietary information
         technologies whereby TheMotorpages shall customize its Internet
         technology and develop the implementation of an Internet Marketing
         Strategy for the ARI FINANCIAL SERVICES INC. used vehicle inventory.

F.       The Parties wish to enter into a strategic alliance whereby they commit
         to collaborate to providing automotive industry dealerships with
         information on the availability of ARI FINANCIAL SERVICES INC. vehicles
         to facilitate the auto purchase process through the utilization of the
         On-line Tendering/Auction System.

<PAGE>
                                       2

         NOW THEREFORE THIS AGREEMENT WITNESSETH that in consideration of these
provisions and the representations and agreements herein contained it is hereby
mutually agreed as follows:

1.       Internet Services
         -----------------

         TheMotorpages shall provide to ARI FINANCIAL SERVICES INC. full access
to the Online Tendering/Auction System technology as contained in the Virtual
Private Dealer Network of the web site www.themotorpages.com. ARI FINANCIAL
SERVICES INC. shall be entitled to up-load its full remarketing automotive
inventory with no limitation as to quantity. Each inventory vehicle shall be
described by the provision of a digitally generated color image, conditioning
report and full vehicle particulars as to model, year, odometer reading,
specifications, options, minimum acceptable tender price (reserve bid) and all
other relevant information to allow a prospective purchaser to make an informed
decision with respect to the tender amount.

2.       Term
         ----

         If either such party wishes to cancel this agreement, the party must
provide a 90 day written notice of such cancellation. Until this Agreement is
canceled, ARI FINANCIAL SERVICES INC. shall place its auto inventory (as
required) with the virtual Private Dealer Network and TheMotorpages shall
provide ARI FINANCIAL SERVICES INC. with its services as contained in the
Virtual Private Dealer Network.

3.       Exclusivity
         -----------

         ARI FINANCIAL SERVICES INC. agrees that during the term of this
Agreement it shall not utilize the services of any other Internet automotive
service portal for the listing or sale of its automotive inventories, with the
exception of its own Internet site.

4.       Coding of Information
         ---------------------

         ARI FINANCIAL SERVICES INC. shall be responsible for the accuracy and
completeness of the information and photos up-loaded to the Online
Tendering/Auction System for all vehicles and shall provide all required
personnel to complete the task of up-loading such vehicle information and
photos. In the event that ARI FINANCIAL SERVICES INC. requires the services of
TheMotorpages to assist with the process of up-loading vehicle information to
the Online Tendering/Auction System, then ARI FINANCIAL SERVICES INC. agrees to
compensate The Motorpages.com in accordance with its standard rate.

<PAGE>
                                       3

5.       Tendering/Auction Process - Ongoing
         -----------------------------------

         TheMotorpages shall conduct an ongoing tendering/auction process for
ARI FINANCIAL SERVICES INC. which shall commence each week on specified days and
shall close each week on specified days, in accordance with the needs of each
remarketing center. The vehicles that have not reached a bid greater than the
reserve bid can be reactivated on TheMotorpages' On-line Tendering/Auction
System the following week, for the tender/auction closing the following week,
with the bids from the previous week being voided and starting at the minimum
bid amount for each vehicle. Should ARI FINANCIAL SERVICES INC. choose not to
have these vehicles reactivated on the Virtual Private Dealer Network for the
next tendering/Auction process, they must notify TheMotorpages with 24 hours of
tender/auction closing.

6.       Fees
         ----

         ARI FINANCIAL SERVICES INC. shall pay to TheMotorpages a transaction
fee of $150 ($75.00 buyers fee/$75.00 sellers fee) for every vehicle that
receives a tender price offer equal to or in excess of the minimum acceptable
tender price (reserve bid) as set out for any particular vehicle. ARI FINANCIAL
SERVICES INC. shall be responsible to finalize the sale to the successful
purchaser, deliver the vehicle to the successful purchaser, and to collect the
$75 buyers fee from the successful purchaser. TheMotorpages shall have no right
or authoirty to negotiate any sale of ARI FINANCIAL SERVICES INC. vehicles and
shall not be involved in the transfer of funds or ownership of any such vehicle.
All information provided to TheMotorpages shall remain the property of ARI
FINANCIAL SERVICES INC. and TheMotorpages shall have no right to use any such
information for any purpose other than to effect the on-line tenderingAuction
process unless permission in writing is received from ARI FINANCIAL SERVICES
INC.

7.       Payment of Fees
         ----------------

         ARI FINANCIAL SERVICES INC. shall submit payment (buyer and sellers
fees) for any particular tendering process within fifteen days of closing of
tender.

8.       Use of Trademark
         ----------------

         TheMotorpages shall be entitled to use the ARI FINANCIAL SERVICE INC.
trademark on the Virtual Private Dealer Network and to create an "icon" with
such trademark. TheMotorpages shall not be entitled to use the ARI FINANCIAL
SERVICES INC. trademark for any other purpose whatsoever unless approval in
writing is provided to TheMotorpages by ARI FINANCIAL SERVICES INC.

<PAGE>

                                        4

9.       Confidentiality
         ---------------

a.       It is understood that in the provision of these services TheMotorpages
         may disclose confidential and proprietary information to ARI FINANCIAL
         SERVICES INC. and ARI FINANCIAL SERVICES INC. may disclose confidential
         information to TheMotorpages as per the following:

b.       Confidential Information and Confidential Materials are proffered to
         each of the parties as such. All Confidential Information and
         Confidential Materials disclosed by the parties will thus be received
         and held in confidence by the Recipient.

c.       TheMotorpages will furnish to ARI FINANCIAL SERVICES INC. documentary
         information and tangible items relating to the development of the
         Online Tendering/Auction System to the extent necessary to permit ARI
         FINANCIAL SERVICES INC. to determine the applicability of the Online
         Tendering/Auction system to ARI FINANCIAL SERVICES INC.'s operations,
         ARI FINANCIAL SERVICES INC.'s interest in negotiating this Agreement
         and ARI FINANCIAL SERVICES INC.'s special Online Tendering/Auction
         system development requirements.

d.       ARI FINANCIAL SERVICES INC. will provide TheMotorpages with information
         relating to its operations individual Online Tendering/Auction System
         requirements. TheMotorpages shall return any such documentary
         information to ARI FINANCIAL SERVICES INC.

e.       The parties hereto will restrict disclosure of Confidential Information
         and Confidential Materials to the minimum number of persons required to
         enable each of them to further appraise its value, including relevant
         members of their respective staff. However, each person to whom
         disclosure is made shall, before the disclosure takes place, enter into
         a confidentiality agreement.

f.       The parties agree that the confidentiality and use provisions of this
         Agreement shall not apply to any information which appears in printed
         publications in integrated form or which otherwise is or becomes
         generally known in the industry; any information which the Parties can
         show by written records was in the Parties' possession prior to the
         disclosure; or any information which comes into the Parties' possession
         without covenants of secrecy from another party who is under no
         obligation to maintain the confidentiality of the information.

g.       The burden of proving these exceptions to the confidentiality and use
         provisions of this Agreement resides with the recipient of such
         information.

h.       The parties shall return all Confidential Materials that it has
         received from the other Party such as summaries, records, descriptions,
         modifications, drawings and adaptations that the Parties have made from
         the Confidential Materials and Information provided by the other.

<PAGE>
                                       5

10.      Breach of Contract
         ------------------

         In the event that TheMotorpages or ARI FINANCIAL SERVICES INC. breaches
any of the terms or conditions of this Agreement, it is hereby acknowledged and
agreed that the parties shall be entitled to equitable relief, including
injunction of specific performance in addition to all other remedies available.
It is acknowledged that no failure by either of the parties in exercising any
right, power or privilege hereunder will operate as a waiver thereof, nor will
any single or partial exercise of any right, power or privilege preclude any
other or further exercise thereof.

11.      Severability
         ------------

         The invalidity of all or any part of any section of this Agreement
shall not render invalid the remainder of this Agreement or section and any such
provision of this Agreement that is so broad as to be unenforceable shall be
interpreted to be only so broad as is enforceable.

12.      Headings
         --------

         The headings of sections, subsections and paragraphs of this Agreement
are inserted for convenience only and shall not control or effect the meaning of
construction of any of its provisions.

13.      Expenses, Etc.
         --------------

         Except as otherwise provided for herein, whether or not the
transactions contemplated by this Agreement are consummated, each party hereto
shall pay his or its own expenses and the fees and expenses of their respective
counsel, accountants and other experts.

14.      Waiver
         ------

         No action taken pursuant to this Agreement, including any investigation
by or on behalf of any party, shall be deemed to constitute a waiver by the
party taking such action or compliance with any representation, warranty,
covenant or agreement contained herein, and the waiver by any party hereto of a
breach of any provision of this Agreement shall not operate or be construed as a
waiver of any subsequent breach.

15.      Binding Effect, Benefit
         -----------------------

         This Agreement shall enure to the benefit of and shall be binding upon
the parties hereto and their respective heirs, personal representatives,
successors and assigns.

<PAGE>

                                        6

16.      Notices
         -------

         All notices, requests, demands and other communications which are
required to be or may be given under this Agreement shall be in writing and
shall be deemed to have been duly given when delivered in person or transmitted
by telex or other telecommunication facility or on receipt after dispatch by
certified or registered first class mail, postage prepaid, return receipt
requested, to the party to whom the same is so given or made as follows:

         if to    THEMOTORPAGES.COM to:
                  3500 Dufferin Street, Suite 300
                  Toronto, Ontario
                  M5K 1N2

         if to    ARI FINANCIAL SERVICES INC. to:
                  1207 Central Parkway W. Suite 600
                  Mississauga, Ontario
                  L5C 4P4

17.      Entire Agreement, Amendment
         ---------------------------

         This Agreement constitutes the entire agreement and supersedes all
prior agreements and understandings, oral and written, between the parties
hereto with respect to the subject matter hereof and may not be amended,
modified or terminated unless in a written instrument executed by the party or
parties sought to be bound.

18.      Counterparts
         ------------

         This Agreement may be executed in any number of counterparts, each of
which when executed, shall be deemed to be an original and all of which together
shall be deemed to be one and the same instrument.

19.      Gender, Singular and Plural
         ---------------------------

         Any reference in this Agreement in the masculine gender shall include
the feminine and neuter genders, and vice versa, as appropriate and any
reference in this Agreement in the singular shall mean the plural, and vice
versa, as appropriate.

20.      Third Parties
         -------------

         Nothing in this Agreement, whether expressed or implied, is intended to
confer any rights or remedies on any person other than the parties to this
Agreement, nor is anything in this Agreement intended to relive or discharge the
obligation or liability of any third party, nor shall any provision give any
third party any right of subrogation or action against any party to this
Agreement.

<PAGE>

                                        7

21.      Governing Law
         -------------

         This Agreement shall be construed as to both validity and performance
and enforced in accordance with and governed by the laws of the Province of
Ontario and both parties agree to attorn to the jurisdiction of the Courts of
Ontario in the event of any dispute.

22.      Currency
         --------

         All currencies referred to in this Agreement are stated in the lawful
currency of Canada,.

23.      Waiver of Breach
         ----------------

         The waiver of any breach of any provision of this Agreement or failure
to enforce any provisions hereof shall not operate or be construed as a waiver
of any subsequent breach by any party.

24.      Disputes
         --------

         In any litigation or disputes arising out of this Agreement they
prevailing party will be entitled to recover all reasonable costs and attorney
fees, including costs and fees on appeal.

25.      Rights Cumulative
         -----------------

         The provisions of this Agreement shall not be construed as limiting any
rights or remedies that either party may otherwise have under the applicable
law.

26.      Independent Counsel
         -------------------

         Each party acknowledges that it has retained independent counsel to
review the terms of this Agreement and to advise as to the legal effect this
effect will have upon the respective rights and obligations arising hereunder.

27.      Time of Essence
         ---------------

         Time is of the Essence.

28.      Assignment Clause
         -----------------

         This Agreement may not be assigned without the written consent of the
TheMotorpages.

<PAGE>

                                        8

29.      Force Majeure
         -------------

         Neither party hereto shall be responsible for the failure or delay in
performing any of its obligations due to causes beyond its control and these
causes shall include, but shall not be restricted to, fire, storm, flood,
earthquake, explosion, accident, acts of a public enemy, war, rebellion,
insurrection, sabotage, epidemic, labor disputes, transportation embargoes, or
acts of God, rules, regulations, orders or directives of any national government
or agency thereof, acts, rules, regulations, orders or directives of any
provincial or local government or agency thereof, or the order of any court of
competent jurisdiction.

30.      Relationship of Parties
         -----------------------

         The parties to this Agreement are independent contractors, and nothing
herein shall be construed as creating or evidencing either a partnership or an
agency or any employment relationship between the parties or giving one party
the authority to contract for or bind the other.

         TheMotorpages.com reserves the right to disclose this relationship to
its shareholders and pre-existing Dealer Members.

         IN WITNESS WHEREOF the parties hereto have hereunto executed this
Agreement by the hands of their duly authorized officers as of the day and year
first above written.

THEMOTORPAGES.COM

Per: /s/ signature                                Dated: Jan 26/2001
     ----------------------------------

ARI FINANCIAL SERVICES INC.

Per: /s/ signature                                Dated: Jan 24, 2001
     ----------------------------------

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00022-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00022-of-00352.parquet"}]]