Document:

exv10w4w3

 

Exhibit 10.4.3

AMENDMENT NO. 5

TO

LOAN AGREEMENT

     AMENDMENT NO. 5 dated and effective as of March 31, 2005, among NICHOLAS FINANCIAL, INC.
(“Borrower”), the financial institutions listed on the signature pages hereof (the “Lenders”) and
BANK OF AMERICA, N.A., as agent for the Lenders (the “Agent”).

     WHEREAS, the Borrower, the Agent and the Lenders are parties to a certain Amended and Restated
Loan and Security Agreement, dated as of August 1, 2000 (the “Loan Agreement”), pursuant to which
the Lenders have agreed, subject to the terms and conditions therein set forth, to provide certain
financial accommodations to the Borrower; and

     WHEREAS, the Borrower desires that the Lenders amend certain provisions of the Loan Agreement,
and the Lenders are willing, subject to the terms and conditions hereinafter set forth, to do so;

     NOW, THEREFORE, the parties hereto hereby agree as follows:

     SECTION 1. CAPITALIZED TERMS. Capitalized terms used but not defined herein shall
have the respective meanings set forth in the Loan Agreement.

     SECTION 2. AMENDMENTS. The Loan Agreement is hereby amended as follows:

          (a) Section 9.9 (Debt) of the Loan Agreement is hereby amended in its entirety to read
as follows:

                    “Debt The Borrower shall not incur or maintain any Debt, other than: (a) the
Obligations; (b) trade payables and contractual obligations to suppliers and customers incurred in
the ordinary course of business; (c) other Debt existing on the Closing Date; and (d) Debt owing to
Peter L. Vosotas representing loans made to Borrower in an amount not to exceed $1,000,000 at any
one time outstanding.

          (b) Section 9.10 (Prepayment) of the Loan Agreement is hereby amended in its
entirety to read as follows:

                    “Prepayment . The Borrower shall not voluntarily prepay any Debt, except the
Obligations, Debt permitted to be incurred under Section 9.9(d) (so long as no Default or Event of
Default then exists) and any Subordinated Debt in accordance with the terms of this Agreement.”

          (c) Section 9.11 (Transactions with Affiliates) of the Loan Agreement is hereby
amended in its entirety to read as follows:

                    “Transactions with Affiliates. Except as expressly provided in this Section 9.11,
Borrower shall not sell, transfer, distribute, or pay any money or Property to any Affiliate or
make any Distribution to any Affiliate, or lend any money to an Affiliate, or invest in (by capital
contribution or otherwise) or purchase or repurchase any stock or indebtedness, or any Property of
any Affiliate, or become liable on any guaranty of an Affiliate. (The foregoing transactions are

 

 

hereinafter referred to as “Prohibited Transactions”). A Prohibited Transaction shall not include
(i) a distribution of cash by Borrower to Nicholas Data Services, Inc. (a) for the limited portion
of state and federal tax liabilities imposed on Nicholas Data Services, Inc. resulting from the
inclusion of Borrower’s taxable income in the income of Nicholas Data Services, Inc. and (b) to
fund dividends declared by Nicholas Data Services, Inc. or its parent, to the extent consented to
in writing by Agent and Majority Lenders and (ii) payment of compensation, benefits and
reimbursement of expenses, in the ordinary course of business, to employees and directors.
Notwithstanding the foregoing, so long as no Default or Event of Default then exists, Borrower may
(i) repay Debt (including interest) owing to Peter L. Vosotas and permitted under Section 9.9(d)
and (ii) engage in additional Prohibited Transactions provided the aggregate amount of such
additional transactions in any Fiscal Year of the Borrower do not exceed the lesser of (a) $150,000
(“Permitted Amount”) or (b) twenty-five percent (25%) of Borrower’s Adjusted Net Earnings from
Operations for such Fiscal Year.”

     SECTION 3. EFFECTIVENESS. The amendment made herein shall become effective when
Lenders shall have duly executed and delivered this Agreement and counterparts hereof shall have
been duly executed and delivered to the Agent by the Borrower.

     SECTION 4. COUNTERPARTS AND GOVERNING LAW. This Agreement may be executed in
counterparts, each of which shall be an original, and all of which, taken together, shall
constitute a single instrument. This Agreement shall be governed by, and construed in accordance
with the law of the State of New York.

     SECTION 5. REFERENCES TO LOAN AGREEMENT. From and after the effectiveness of this
Agreement and the waivers and agreements contemplated hereby, all references in the Loan Agreement
to “this Agreement”, “hereof”, “herein”, and similar terms shall mean and refer to the Loan
Agreement as certain provisions thereof are amended or supplemented by this Agreement, and all
references in other documents to the Loan Agreement shall mean such agreement as certain provisions
thereof are amended or supplemented by this Agreement.

     SECTION 6. INVALIDITY. Whenever possible, each provision of this Agreement shall be
interpreted in such manner as to be effective and valid under all applicable laws and regulations.
If, however, any provision of this Agreement shall be prohibited by or invalid under any such law
or regulation, it shall be deemed modified to conform to the minimum requirements of such law or
regulation, or if for any reason it is not deemed so modified, it shall be ineffective and valid
only to the extent of such prohibition or invalidity without the remainder thereof or any of the
remaining provisions of this Agreement being prohibited or invalid.

     SECTION 7. RATIFICATION AND CONFIRMATION. The Loan Agreement is hereby ratified and
confirmed and, except as herein otherwise agreed, remains unmodified and in full force and effect.

     IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be duly executed by their
respective authorized officers as of the day and year first above written.

	 	 	 	 	 
	 	Borrower:	 
	 
	 	NICHOLAS FINANCIAL, INC.	 
	 	 	 

-2-

 

	 	 	 	 	 
	 	By:  	/s/ Peter L Vosotas
 	 
	 	 	Peter L. Vosotas, President 	 

	 	 	 	 	 
	 	 Agent:

BANK OF AMERICA, N.A.,

   as Agent	 

	 	 	 	 	 
	 	By:  	/s/ James C Smith
 	 
	 	 	James C. Smith, Vice President 	 

	 	 	 	 	 
	 	Lenders:

BANK OF AMERICA, N.A.

 	 
	 	By:  	/s/ James C Smith
 	 
	 	 	James C. Smith, Vice President 	 

	 	 	 	 	 
	 	HIBERNIA NATIONAL BANK	 
	 	By:  	/s/ Anita G Kennedy
 	 
	 	 	Anita G. Kennedy, Vice President 	 

	 	 	 	 	 
	 	FIRST TENNESSEE BANK NATIONAL

   ASSOCIATION

 	 
	 	By:  	/s/ David Perry
 	 
	 	 	David Perry, Senior Vice President 	 

	 	 	 	 	 
	 	BoS (USA), INC.

 	 
	 	By:  	/s/ Amena Nabi
 	 
	 	 	Amena Nabi, Assistant Vice President 	 
	 	 	 	 
	 

-3-exv10w9

 

EXHIBIT 10.9

[NICHOLAS LOGO] NICHOLAS FINANCIAL, INC.

AUTOMOBILE DEALER RETAIL PURCHASE AGREEMENT

The undersigned Dealer proposes to sell to the undersigned Nicholas Financial,
Inc. (NFI), from time to time, Promissory Notes, Security Agreements, Retail
Installment contracts, Conditional Sales Contracts, or other instruments
hereinafter referred to as “Contracts”, evidencing installment payment
obligations owing Dealer arising from the time sale of motor vehicle(s) and
secured by such Contracts. It is understood that NFI shall have the sole
discretion to determine which Contracts it will purchase from Dealer.

1. Dealer represents and warrants that Contracts submitted to NFI for purchase
shall represent valid, bonafide sales for the respective amount therein set
forth in such Contracts and that such Contracts represent sales of motor
vehicles owned by the Dealer and are free and clear of all liens and
encumbrances.

2. Upon purchase by NFI of any contracts hereunder from dealer, dealer shall
endorse and assign to NFI the obligations and all pertinent security, security
instruments, along with such provisional endorsements as may be stipulated for
such contracts purchased by NFI.

3. This Agreement, and sums payable hereunder, may not be assigned by Dealer
without written consent of NFI.

4. Dealer acknowledges that NFI charges an acquisition fee and a $75.00 loan
processing charge on all contracts purchased and funded by NFI. The acquisition
fee and loan processing charge are taken from Dealer Proceeds and are
Non-Refundable. The amount is disclosed on each transaction and is set by
Nicholas Financial, Inc.

6. NFI and Dealer agree to abide by all Federal Privacy laws with respect to the
customer’s nonpublic personal information they collect and share with one
another, using such information only as permitted by the Privacy Laws.

 

 

7. No Provisions hereof may be modified, changed or supplemented, unless both
parties agree to the amendment in writing.

	 	 	 
	NICHOLAS FINANCIAL, INCORPORATED

	 	     Dealer                                                                                
	 
	 	 
	By:                                                                                

	 	By:                                                                                
	 
	 	 
	Date:                                                                                

	 	Date:                                                                                

	 	 	 
	Nicholas Financial, Inc.
	 	 
	Corporate Offices
	 	 
	2454 McMullen Booth Road
	 	 
	Building C, Suite 501B
	 	 
	Clearwater, FL 33759
	 	 
	Telephone (727) 726-0763
	 	 
	Facsimile (727) 726-2140
	 	 

 

 

Nicholas Financial, Inc. March 31, 2005

                         Dealer Agreement List

A & B MOTORS

A TO Z AUTO SALES

AACC AUTO CAR SALES, INC

ABUNDANT LIFE AUTO, INC

ACE AUTO WHOLESALE, INC.

ACURA OF ORANGE PARK

ADRIAN DODGE CHRYSLER JEEP

AFFORDABLE RENTAL SALES

AL HENDRICKSON TOYOTA

AL PACKER FORD

AL SMITH COMPANY

ALAN JAY TOYOTA

ALL AMERICAN MOTORS

ALL STATE MOTORS INC

ALLEN TURNER AUTOMOTIVE

AMAR AUTO COMPANY, INC

AMERICAN AUTO SALES

AMERICAR II

AMERICA’S CHOICEINTERNATIONAL, INC

ANDERSON AUTOMOTIVE GROUP INCDBA FRED ANDERSON TOYOTA

ANDERSON TRUCK FARM INC

ANDY CHEVROLET COMPANY

ANDY SIMS BUICK, INC

ANGELO MICHAEL TROY DBA ANGELO AUTO WHOLESALE

ANTHONY WAYNE AUTO SALES

APOSTOLAKIS HONDA

ARCADIA CHEVROLET

ARCH ABRAHAM SUZUKI

ARIAN ENTERPRISES, INC

ARLINGTON TOYOTA INC.

ARO OF PALM BEACH

ATLAS IMPORTS ENTERPRISE INC

AUSTIN MOTORS, INC

AUTO BUY, INC

AUTO EXCHANGE, INC.

AUTO GALLERY OF RICHMOND

AUTO IMAGE

AUTO JUNCTION

AUTO MART OF COLUMBIA INC

AUTO MART, INC.

AUTO MAX AUTO’S INC

AUTO MAX, INC.

AUTO RITE, INC

AUTO SALES & LEASING OFFLORIDA, INC.

AUTO SPORT OF VA BCH, INC

AUTO TRUCK WAREHOUSE USA INC.

AUTO USA, INC

AUTOLAND

AUTOMART OF OCALA

AUTOMAX

AUTOMOTIVE CONSULTANTS

AUTOMOTIVE WHOLESALE

AUTONET USA

AUTOPLEX OF RICHMOND

AUTOQUEST INTERNATIONAL

AUTORAMA PREOWNED CARS

AUTOS UNLIMITED

AUTOVILLE

AUTOVILLE, USA

AUTOWAY CHEVROLET

AUTOWAY FORD LINCOLN MERCURY

AUTOWAY FORD OF BRADENTON

AUTOWAY FORD OF ST PETE

AUTOWAY HONDA ISUZU

AUTOWAY LINCOLN-MERCURY

AUTOWAY TOYOTA

AVON PARK, LLC.

AZZA MOTORS, INC.

B & G AUTO SALES, INC.

BA-KARS INC

BANK AUTO SALES

BARANCO PONTIAC GMC INC

BASIC AUTO SALES

BAY AUTO WHOLESALE

BEASLEY CROSS CHEVY CO

BEDFORD AUTO WHOLESALE

BELL MOTORS

 

 

BELLE GLADE CHEVROLET

BELOW BOOK MOTORCARS INC

BEN MYNATT CHEVY

BENSON FORD MERCURY

BENSON NISSAN

BERT SMITH INTERNATIONAL

BEST BUY

BEV SMITH FORD, INC.

BG SOUTHSIDE MOTORS

BIG HEARTED BOB’S

BIG THREE AUTO SALES

BILL BLACK CHEVROLET,CADILLAC, INC

BILL BOND AUTO SALES INC.

BILL BRANCH CHEVROLET

BILL BUCK CHEVROLET, INC

BILL CURRIE FORD

BILL HEARD CHEVROLET

BILL HEARD CHEVROLET CO.

BILL HEARD CHEVROLET INC

BILL LEGGETT AUTOMOTIVE, INC

BILL RAY NISSAN

BILLS AUTO SALES & LEASING,LTD

BLACK’S AUTOMOTIVE GROUP

BLUE BOOK CARS

BOB BOAST DODGE

BOB DANCE DODGE, INC

BOB KING MITSUBISHI

BOB KING’S MAZDA

BOB PRICE MOTORS, INC

BOB STEELE CHEVROLET INC.

BOB WILSON DODGE

BOBB CHEVROLET

BOBB DUNN FORD, INC

BOBBY MURRAY CHEVROLET

BOMAR CORPORATION

BOYETTE AUTOMOTIVE SALES

BP AUTO BROKERS

BRADSHAW ACURA

BRAMAN HONDA OF PALM BEACH

BRANDON HONDA

BRANDON MITSUBISHI

BRANIS MOTORS, INC

BREAKAWAY HONDA

BROCKMAN AUTOMOTIVE

BRONDES FORD, INC

BROWN MOTOR SALES

BROWN’S QUALITY CARS INC.

BRUNSWICK AUTO MART

BUCHANAN JENKINS HONDA,ACURA, HYUNDAI

BUCHANAN JENKINS HYUNDAI OF BRADENTON

BUD LAWRENCE INC

BUDGET RESALE, INC

BUY WISE USED CARS, INC

BYERS CHRYSLER PLYMOUTH

BYERS DELAWARE

C & J AUTO SALES

 

 

C & J AUTO SALES INC.

C G AUTO SUPERCENTER

CALLAHAN AUTO SALES

CALVARY CARS & SERVICE, INC

CANNON AND GRAVES AUTO SALES

CANNON BUICK-MITSUBISHI

CAPITAL CAR SALES & LEASING

CAPITAL SALES

CAR AMERICA

CAR CITY AUTOS OFPENSACOLA, INC

CAR CORRAL, INC

CAR FINDERS, INC

CAR MEL AUTO SALES

CAR QUEST OF TAMPA BAY, INC.

CAR STORE OF ALTAMONTE, INC

CAR TIME AUTOMOTIVE GROUP

CAREY PAUL HONDA

CARLISLE DODGEDBA AUTOWAY DODGE

CAROLINA AUTO CENTER, INC

CAROLINA AUTO IMPORTS

CAROLINA AUTO WHOLESALE, INC.

CAROLINA KIA

CAROLINA KIA OF HIGHPOINT

CARR CONNECTION, INC.

CAR-RIGHT

CARS ON 33

CARS TRUCKS AND SUV’S INC.

CARUSO CHRYSLER

CASTRIOTA CHEVROLET GEO INC.

CECIL CLARK CHEVROLET,INC.

CENTRAL AUTO MART, INC

CENTRAL AUTO SALES

CENTRAL CAROLINA PRE-OWNED

CENTRAL FLORIDA TOYOTA

CENTURY DODGE, INC

CERTIFIED AUTO WORLD, INC

CHAMPION CHEVROLET INC.

CHEQUERED FLAG AUTO SALES, INC

CHESROWN OLDSMOBILE GMC, INC

CHOICE ENDEAVORS

CHRIS LEITH CHEVROLET

CHRISTIAN AUTO BROKERS, INC

CITY CHEVROLET

CITY MITSUBISHI

CITY USED CARS, INC

CJ’S USED CARS, INC

CLEARWATER TOYOTA

CLINTON FAMILY FORD

CLOVERHILL MOTORS

COASTAL AUTO GROUP INC. DBA SNIDERS TRUCK & AUTO SALES

COASTAL CARS INC.

COASTAL MITSUBISHI

COBB PARKWAY CHEVROLET

COCOA HYUNDAI

COCONUT CREEK MITSUBISHI

COGGIN CHEVROLET ATTHE AVENUES

 

 

COGGIN HONDA

COGGIN NISSAN

COGGIN PONTIAC OF ORANGE PARK

COGGIN PONTIAC-GMC

COKER AUTOMOTIVE SALES

COLLINS MOTOR SALES, INC

COLUMBUS AUTO RESALE, INC

CONYERS TOYOTA

CORNERSTONE MOTORS, INC

COUGHLIN CHEVROLET-TOYOTANISSAN INC

COUNTRY CLUB MOTORS

COURTESY CHRYSLER JEEP

COURTESY CHRYSLER JEEP OFCASSELBERRY

COURTESY FORD

COURTESY KIA OF ALLIANCE

COURTESY NISSAN

COURTESY PONTIAC-GMC

COURTESY TOYOTA

COX CHEVROLET INC

CREDIT MOTORS

CRESCENT FORD, INC

CREST CHEVROLET

CROWN AUTO DEALERSHIPS INC.

CROWN POINT AUTO

CURRY HONDA

D & D MOTORS, INC.

DAB INTERNATIONAL, INC

DAEWOO OF TAMPA

DALE JARRETT FORD

DALGLEISH CADILLAC-OLDS

DAN RIVER SALES & LEASING

DAN THOMAS PONTIAC, INC

DARBY SOUTH

DARRYL BURKE CHEVROLET,PONTIAC, BUICK

DAVE’S DISCOUNT AUTOSALES, INC

DAVID SMITH AUTOLAND, INC.

DAYTON ANDREWS DODGE

DAYTON ANDREWS INC.

DAYTONA MITSUBISHI

DECKER AUTO MART

DEECO AUTO SALES

DELAND FORD

DELRAY IMPORTS, INCDBA AUTO ADVICE

DELUCA TOYOTA INC

DENNY’S AUTO SALES, INC.

DENTEL CARS INC.

DESTINYS AUTO SALES

DEVOE VOLVO & INFINITY

DG MOTORS

DIAMOND MOTORS OF DAYTONA

DICK KEFFER PONTIACGMC TRUCK INC

DIRECT AUTOMOTIVEWHOLESALE, INC

DISCOUNT AUTO BROKERS

DMC AUTO EXCHANGE

DOLPHIN AUTOMOTIVE, INC

DON MAYS PONTIAC BUICK GMC

 

 

DON REID FORD INC.

DOUGLAS JEEP, INC

DOWN THE ROAD MOTORS

DRAKE MOTOR COMPANY

DURHAM AUTOMOTIVE CO DBA RICK HENDRICK CHEVROLET

DUVAL FORD

E CITY MOTORS, INC

E&M USED CAR SALES, INC

EASTERN AUTO IMPORTS

ECONOMY MOTORS, INC

ED HARRISON AUTO SALES INC.

ED MURDOCK SUPER STORES

ED SCHMIDT AUTOMOTIVE GROUP

ED SCHMIDT PONTIAC-GMCTRUCK, INC

ED THOMAS AUTOS & LEASING INC.

ED TILLMAN AUTO SALES

ED VOYLES CHRYSLER PLYMOUTH, INC.

ED VOYLES CHRYSLER-PLYMOUTH

ED VOYLES HONDA

EDD LINDLEY AUTO SALES

EDDIE ANDRESON MOTORS

EJ’S AUTO WORLD, INC.

ENTERPRISE LEASING CO. OF ORL.

ERNIE HAIRE FORD

EXECUTIVE CARS, INC.

EXECUTIVE MOTORS, INC.

EXOTIC MOTORCARS

EXPO AUTO BROKERS, INC

EXPRESS MOTOR SPORTS

F & W AUTO SALES

FAIRFIELD 4 AUTO SALES, INC.

FAIRLANE FORD

FAIRWAY FORD

FAMILY EXPRESS, INC.

FAMILY KIA

FAMILY MOTORS

FARM & RANCH AUTO SALES INC.

FARRELL CHEVROLET KIA

FERMAN CHEVROLET

FERMAN CHEVROLET

FERMAN CHEVROLET OF WAUCHULA

FERMAN CHRYSLER PLYMOUTH

FERMAN NEW PORT RICHEY

FERMAN NISSAN

FERMAN OLDSMOBILE

FERN PARK AUTO SALES, INC

FIELDS CADILLAC-OLDSMOBILE-BUICK-PONTIAC, INC

FINAST AUTO SALES

FIRKINS C.P.J.S.

FIRKINS NISSAN

FIRST CHOICE AUTOMOTIVE INC

FIRST COAST AUTO SALES

FIRST COAST AUTO SALES OFCASSAT INC.

FIRST TEAM AUTO SUPERSTORE,INC

FIRST TEAM ISUZU

FITZGERALD MOTORS, INC.

 

 

FLORIDA AUTO & TRUCK BROKERS

FLORIDA AUTO & TRUCKEXCHANGE, INC

FLORIDA AUTO CORP., INC,

FLORIDA AUTO EXCHANGE

FLORIDA SPORT TRUCKS, INC

FOOTHILL FORD

FOOTHILLS PREOWNED OF ANDERSON

FORD OF OCALA

FORT MYERS LINCOLN MERCURY

FORT MYERS TOYOTA INC.

FRANCO MOTORS

FRANK MYERS AUTO SALES, INC

FRED MARTIN MOTOR COMPANY

FREEDOM FORD INC

FRIENDLY KIA

GAINESVILLE AUTO MALL

GAINESVILLE FORD

GALAXY ACCEPTANCE &AUTOMOTIVE, INC

GANLEY CHEVROLET, INC

GANLEY CHRYSLER-JEEP, INC

GANLEY DODGE

GANLEY DODGE WEST, INC

GANLEY EAST, INC

GANLEY FORD WEST, INC.

GANLEY NISSAN

GANLEY, INC

GARNER AUTO BROKERS

GARY YEOMANS FORD

GATEWAY HONDA

GATOR CHRYSLER-PLYMOUTH, INC.

GENE GORMAN & ASSOC. INC. DBA GENE GORMAN’S AUTO SALES

GEORGE MATICK CHEVY

GERMAIN CHEVROLET

GERMAIN NISSAN OF ALBANY, INC

GERMAIN OF SARASOTA

GETTEL NISSAN INC

GETTEL TOYOTA

GIBSON TRUCK WORLD

GLOBAL IMPORTS

GOLD BAY CLASSICS

GOLDEN OLDIES

GRACE AUTOMOTIVE

GRAND 54 AUTO SALES INC.

GREAT NECK AUTO SALES

GREENBRIER OLDS GMC PONTIACKIA

GREENBRIER VW LLC

GRIFFIN FORD

GRIFFIN MOTOR CO, INC

GUARANTEE AUTO SALES

GUILFORD MOTORS

GULF COAST AUTO BROKERS, INC.

GULF COAST AUTOS INC

GULF COAST DODGE

GULF SOUTH AUTOMOTIVE

GULF WEST AUTOMOTIVE, INC.

GWINNETT PLACE FORD

 

 

HAINES CITY PARTNERS, LLCD/B/A LOTT MATHER CHEVROLET

HAKAN FINANCE CORPDBA HK FINANCE

HALPERT CHRYSLER JEEP, INC

HAMPTON CHEVROLET

HANCOCK BUICK BMW ISUZUVW DAEWOO

HANSELMAN AUTO SALES INC.

HARDY CHEVROLETC/L HARDY AUTO RESALE

HARRELSON FORD, INC

HARRELSON MAZDA, INC

HART GREEN MOTORS LLC

HATCHER’S AUTO SALES

HAYES CHRYSLER D/J OFGAINSVILLE

HEARTLAND FORD LINCOLN MERCURY

HEARTLAND MOTORS

HEBRON AUTO SALES

HENDRICK HONDA

HENRY SEIVE MOTOR CO/SEIVEPONTIAC

HERITAGE CADILLAC-OLDS, INC.

HERNANDO MITSUBISHI

HERNDON QUALITY CARS INC.

HIGH POINT NISSAN

HIGHLAND AUTO SALES INC.

HI-LINE IMPORTS

HILL KELLY DODGE, INC

HILL OLDSMOBILE

HILLMAN MOTORS, INC.

HILLSIDE AUTO SALES

HOGSTEN AUTO WHOLESALE

HOLLER OLDSMOBILE

HONDA CARS OF BRADENTON

HONDA CARS OF CONCORD

HOPKINS PONTIAC-OLDS-GMC TRUCK

HOUSE ENTERPRISES, INC

HUNT’S USED CARS

HUSTON MOTORS INC.

HWY 70 AUTO SALES INC

HYUNDAI OF NEW PORT RICHEY

IMPORT MOTORSPORT, INC

INDIAN MOUND PONTIAC MAZDA

INDIAN RIVER AUTO WHOLESALERS

INTERNATIONAL CAR PORT

J & C AUTO SALES

J B M, INC

J. M. MATERA INC.

JACK MAXTON CHEVROLET INC

JAKE SUTHERLIN OLDS-CADILLACNISSAN-ISUZU

JARRETT FORD HAINES CITY

JARRETT FORD MERCURYLINCOLN, INC

JARRETT FORD OF PLANT CITY

JC AUTOMAX

JEFF WYLER CHEVROLET, INC

JENKINS NISSAN, INC.

JERRY HUNT AUTO SALES

JERRY ULM DODGE INC.

JERRY’S AUTO SALES

JIM ELLIS MAZDA

 

 

JIM PACE PONTIAC, INC

JIM QUINLAN CHEVROLET DBA AUTO WAY CHEVROLET

JIMMIE M. JAMES JR AUTO CENTER

JIMMIE VICKERS INC.

JJ AUTO SALES, INC.

JO MAX AUTO SALES INC.

JOE FIRMENT CHEVROLET

JOEY D’S AUTO OUTLET

JOHN M. LANCE FORD LLC

JOHNSON’S SELECT MOTORCARS

JON HALL CHEVROLET INC.

JON HALL PONTIAC

JOSEPH MOTORS

JULIUS AUTOMOTIVE GROUP, INC.

JUPITER MOTORS

K & B FINANCIAL SERVICES INC

K J ENTERPRISES

KAZMA AUTO SALES

KEFFER CHRY PLYM JEEP

KEFFER DODGE, INC

KEFFER HYUNDAI

KEITH HAWTORNE FORD

KEITH PIERSON TOYOTA

KELLEY BUICK PONTIAC GMC

KELLY FORD

KERNERSVILLE DODGE

KERRY FORD

KEY CHRYLSER PLYMOUTH INC

KIA AUTO SPORT

KIA MALL OF GEORGIA

KING MOTOR COMPANY

KINGS FORD, INC

KING’S NISSAN

KISTLER FORD, INC

KOE-MAK CORPDBA AMERICAN AUTO SALES

KRAFT MOTORCARS/NISSANVOLVO OLDS

L & W MOTORS INC

LAFONTAINE AUTO GROUP

LAKE PLACID MOTOR CAR, INCDBA THRIFTY CAR SALES

LAKELAND AUTO MALL

LAKELAND TOYOTA INC.

LANDMARK DODGE CHRY/PLYMJEEP/EAGLE, INC

LANTANA MOTORS

LARRY JAY IMPORTS, INCDBA LARRY JAY MITSUBISHI

LARRY’S CAR CONNECTION

LARRY’S USED CARS

LAW AUTO SALES, INC

LEADER FLEET SERVICES, INC.

LEE AUTO SALES

LEE’S SALES & SERVICE

LEGACY TOYOTA

LEITH FORD

LEITH TOYOTA

LES STANFORD CHEVROLET

LEXINGTON AUTOMOTIVE &TRUCK OUTLET, INC

LIBERTY FORD SOUTHWEST, INC

 

 

LIBERTY FORD, INC

LIBERTY PONTIAC GMC TRUCK, INC

LINDELL MAZDA

LIPTON TOYOTA

LISA GUAY

LIVONIA CHRYSLER JEEP, INC

LOKEY MOTOR CO.

LOKEY NISSAN

LOU BACHRODT CHEVROLET

LOU BACHRODT CHEVROLET INC.

LOU SOBH BUICK PONTIAC GMC

LOU SOBH FORD INC

LOU SOBH PONTIAC/BUICK/GMC

LTD MOTORS

M97 AUTO PARTS

MABRY AUTOLAND

MACKENNEY AUTO SALES

MAHER CHEVROLET INC

MAIN STREET CHEVROLET

MAIN STREET MOTORS

MAINELINE AUTO SALES

MANATEE MOTORS

MANATEE PRIDE AUTO SALES, INC

MANN MOTORS, LLC

MARCH AUTO, INC

MARCH MOTORS INC.

MARIANNA TOYOTA

MARIETTA PONTIAC

MARK CHEVROLET

MARKET MOTOR COMPANY

MARLOWE-WERNER PONTIACBUICK GMC

MAROONE CHEVROLET

MAROONE CHEVROLETFT, LAUDERDALE, INC

MAROONE FORD OF DELRAY

MAROONE NISSAN

MARSHALL FORD

MARTY FELDMAN CHEVY

MARVIN MOTORS

MARYSVILLE MOTORS

MASON AUTO SALES, INC

MASTERS AUTO SALES

MATHEWS FORD OREGON, INC

MATIA MOTORS, INCDBA JACK MATIA HONDA, INC

MATTHEWS MOTORS INC.

MCCOTTER FORD INC

MCGHEE AUTO SALES INC.

MCGUIRE AUTO CENTER

McNAMARA PONTIAC, INC.

MEROLLIS CHEVROLET SALESAND SERVICE

METRO USED CARS

METROLINA S & H AUTO SALES INC

MICHAEL JORDON NISSAN

MICHAEL’S AUTO

MICHAEL’S IMPORTS

MID-LAKE MOTORS, INC.

MIKE DAVIDSON FORD

 

 

MIKE ERDMAN TOYOTA

MIKE SHAD NISSAN

MILESTONE MOTORS, L.L.C.

MILLENNIUM KIA EAST

MILLENNIUM MOTORS

MINCER MOTORS, INC.

MIRACLE TOYOTA

MODERN CORPORATION

MONROE DODGE/CHRYSLER INC.

MORRIS PONTIAC GMC

MOTOR CAR CONCEPTS II

MOTORCARS ACURA/VOLVO

MOTORCARS AUTO IMPORTS, INC

MT. CLEMONS DODGE, INC

MURPHY MOTOR COMPANY

NALLEY HONDA

NALLEY INFINITI

NAPLES AUTOMOTIVE GROUP INC

NAPLES DODGE

NAPLETON’S NORTH PALM AUTO PK

NATIONAL AUTO SALES

NATIONAL MOTOR CARSOF JAX, INC

NATIONAL SALES & LEASING, INC

NEW CAR ALTERNATIVE

NEW PORT LINCOLN MERCURY

NEWTON AUTO SALES

NICHOLS DODGE, INC.

NIMNICHT CHEVROLET

NISSAN OF BRANDON

NISSAN OF MELBOURNE

NORSIDE IMPORTS

NORTH FLORIDA AUTO INC.

NORTHPOINTE AUTO SALES

NORTHSTAR AUTOMOTIVE INC

OCALA NISSAN

O’CONNOR AUTOMOTIVE, INC

OLD SOUTH SALES INC.

OLSON MOTORS, INC

ORANGE AUTO SALES, INC

ORANGE AUTOMART INC.

ORLANDO ACTION AUTO, INC

ORLANDO AUTO SPECIALISTS, INC

ORVILLE BECKFORDFORD MERCURY

PALM AUTOMOTIVE GROUP

PALM BAY FORD

PALM BEACH AUTOMALL

PALM BEACH LINCOLN MERCURY

PALM BEACH TOYOTA

PALM CHEVROLET

PANHANDLE AUTOMOTIVE INC.

PARADISE FORD

PARK AUTO MALL, INC

PARK FORD

PARKS AUTOMOTIVE, INCDBA PARKS MAZDA

PARKS CHEVROLET - GEO

PARKS CHEVROLET, INC

 

 

PASCO MOTORS, INC

PAYLESS CAR SALES

PEFFLEY FORD, INC

PELHAM’S AUTO SALES

PENSACOLA AUTO BROKERS, INC

PERFORMANCE CHEVROLET BMWSUBARU ACURA PORSCHE

PETE MOORE IMPORTS, INC

PETERSBURG FORD-CHRYSLERHYUNDAI-PLYMOUTH-JEEP

PHIL STEINLE MOTORCARS

PHILLIPS CHRYSLER-JEEP, INC

PINES PONTIAC GMC BUICK

PLANT CITY MOTORS, INC

PLANTATION FORD

PLATINUM AUTO SALES

PLATTNER AUTOMOTIVE OF VENICE

PLATTNER’S

PLAZA AUTO MART

PLAZA DODGE INC.

PONDELLA AUTO MALL, INC

PRECISION AUTO SALES

PRECISION TOYOTA

PREMIER AUTO SALES

PREMIER AUTO WHOLESALE

PREMIER AUTO, INC

PREMIER MOTORCAR GALLERY

PRESTIGE LINCOLN MERCURY, INC

PRESTIGE MOTORS, LTD

PRESTON FORD

PRIMECAR CORP

PROCTOR & PROCTOR

PUGMIRE ISUZU

PUTNAM CITY MOTORS, INCDBA PC MOTORS

QUALITY AUTO LINK INC

QUALITY PONTIAC GMC TRUCKS, INC

QUALITY WHOLESALE CARS, INC

QUICK CAR SALES

RADAR CAR COMPANY

RAIMERS MOTORS INC.

RAM AUTO SERVICE, INC

RANKL & RIES MOTORCARS, INC

REGAL FORD, INC

REGAL PONTIAC, INC.

REGENCY DODGE

RELIABLE USED CARS

RICE TOYOTA

RICHARD’S AUTO SALES

RICK CASE ATLANTA

RICK CASE HONDA

RICK’S AUTO SALES INC.

RITEWAY AUTO SERVICE & SALES

RIVERSIDE TRUCK & AUTOSALES, INC

ROADWAY AUTO SALES, INC

ROB BRUCE AUTO SALES INC.

ROCKDALE AUTO MART

ROGER DEAN CHEVROLET-GEO

RON HELLER MOTOR SALES, INC

 

 

ROWAN LINCOLN MERCURY, INC.

ROY O’BRIEN, INC

ROYAL PALM AUTO SALES INC.

RUSTY’S PLACE, INCDBA AUTO NETWORK

SAMSON’S USED CARS INC.

SANSING CHEVROLET, INC

SARASOTA CHRYSLER PLYMOUTH

SATURN OF CLEARWATER

SATURN OF GREENSBORO

SATURN OF ORANGE PARK

SATURN OF ORLANDO, OSCEOLA

SATURN OF RALEIGH

SATURN OF REGENCY

SATURN OF ST PETE

SATURN OF TALLAHASSEE, INC

SATURN OF THE AVENUES

SATURN SW FLORIDA LLC DBASATURN OF FT MYERS

SBS AUTOS INC

SCHUMACHER AUTOMOBILE, INC

SCOTT BUICK

SECOND CHANCE MOTORS

SELECT AUTO SALES, INC

SEMINOLE SUBARU INC.

SERPENTINI CHEVROLET, INC.

SHAMBURG AUTO SALES

SHANNON AUTO SALES

SHARPNACK FORD

SHEEHAN PONTIAC

SHOWROOM AUTO BROKERS INC

SIGNATURE AUTO SALES

SIMONS AUTO DEPOT

SMART CARS, INC

SOUTH 41 AUTO SALES

SOUTH GEORGIA AUTO SALES

SOUTHEAST IMPORTS

SOUTHERN STATES NISSAN OF APEX

SOUTHERN STATES NISSAN, INC.

SOUTHERN STATES VOLKSWAGEN LLC

SOUTHERN TRUST AUTO SALES

SOUTHSIDE AUTOS

SOUTHSIDE DODGE

SOUTHTOWNE

SPECIALTY BANK LIQUIDATORS DBAWJ SPECIALTY MOTORS

SPEEDWAY KIA

SPIRIT AUTO BROKERS

SPITZER AUTOWORLDAMHERST, INC

SPITZER DODGE

SPORT MITSUBISHI

ST. PETE JEEP EAGLE

STADIUM TOYOTA

STARRS CARS AND TRUCKS, INC

STEARNS MOTORS OF NAPLES

STEWART TOYOTA OF NORTH PALMBEACH INC.

STONE MOUNTAIN MOTORS

STU’S PREOWNED INC

SUBARU OF JACKSONVILLE INC.

 

 

SULLIVAN PONTIAC CADILLAC GMCTRUCK, INC.

SUN HONDA

SUN MOTORS OF PALM BEACH

SUN TOYOTA

SUNCOAST CHRYSLER PLYMOUTHJEEP, INC

SUNCOAST MITSUBISHI

SUNRISE AUTO SALES LLC

SUNRISE AUTOMOTIVE

SUNSET MOTORS, INC

SUNSHINE AUTO GROUP II, INC

SUNSHINE DODGE INC.

SUNSTATE FORD

SUPER SAVINGS AUTO SALES

SUPERIOR AUTO SALES

SUPERIOR CHEVROLET

SWEENEY CHRYSLER DODGE JEEP

TALLAHASSEE LINCOLN MERCURYCHRYSLER JEEP HUYUNDAI

TAMIAMI MOTORS INC.

TAMPA BAY AUTO MALL

TAYLOR MORGAN INCDBA NETWORK AUTO SALES

TAYLOR OLDSMOBILE, INC

TEAM FORD OF ATLANTA

TEAM NISSAN OF MARIETTA

TEAM TOYOTA

TED’S AUTO SALES, INC.

TERRY LABONTE CHEVROLET

TERRY’S AUTOMOTIVE, INC

THE AUTO PLACE

THE AUTO SOURCE, INC

THE CAR COMPANY, INC

THE CAR CONNECTION, INC.

THE TRUCK FARM OF EASLEY

THOMAS & SON INC.

THOMAS AUTO SALES, INC

THOMASVILLE HONDA

THOMASVILLE SALES COMPANY

THOMASVILLE TOYOTA

THORNTON CHEVROLET, INC

THRIFTY CAR RENTALOHIO EXECUTIVE TRANS SERVICES

THRIFTY CAR SALES

THRIFTY CAR SALES

THURSTON FLEET SALES

TIM LALLY CHEVROLET, INC

TOM ENDICOTT BUICK, INC.

TOM JUMPER CHEVROLET INC

TOM PRANGE AUTO VILLAGE, INC.

TOMLINSON MOTOR COMPANY OFGAINESVILLE, INC.

TONY’S AUTO SALES OFJACKSONVILLE

TOWN & COUNTRY FORD

TOWN N COUNTRY

TOWNE EAST AUTO

TOWNSEND MOTORS, INC

TOYOTA AT THE AVENUES INC

TOYOTA OF DURHAM

TOYOTA OF GREENVILLE, INC

TOYOTA OF ST. AUGUSTINE

 

 

TOYOTA OF STUART

TOYOTA-LEXUS OF MELBOURNE

TREASURE COAST IMPORTS LLC

TRIAD AUTO INC.

TRIAD DODGE, INC

TROPHY AUTOMOTIVE

TROPICAL AUTO SALES

TROPICAL FORD

TROUTMAN MOTORS

TRUCKS ETC, INC

TRUELY WHOLESALE AUTO SALES

TUFF TRUCKS & EQUIPMENTSALES, INC

U RIDE AUTO SALES

ULTIMATE IMAGE AUTO, INC

ULTIMATE IMPORTS

UNITED SALES AND LEASING, INC

UNIVERSAL FORD SALES, INC.

UNIVERSITY MOTORS

UNIVERSITY PRE-OWNED SUPERSTORE

USA AUTO CENTER INC.

USA AUTO DEALERS

USED CAR SUPERMARKET

VALUE AUTO STORE

VANN GANNAWAY CHEVY, INC

VANN YORK AUTO MALL

VANN YORK TOYOTA, INC

VERO TRK & AUTO DBA 1ST CHOICE

VETERAN’S AUTO SALES& LEASING, INC

VIC BAILEY FORD

VICAR MOTORS OF ORLANDO INC.

VILLAGE FORD INC

VILLAGE MOTOR SALES, INC.

VIN DEVERS, INC

VINCE WHIBBS PONTIAC-GMCTRUCKS, INC

WADE FORD INC

WADE RAULERSON

WALSH AUTO BODY, INCDBA CAR DEPOT OF MELBOURNE

WALT SWEENEY FORD, INC

WALTERS NEW CAR ALTERNATIVE

WALT’S AUTO SALES LLC

WAYNE AUTO WORLD, INC

WEINLE AUTO SALES

WEST 50 AUTO SALES

WEST COAST AUTO SALES, INC.

WEST COAST CAR & TRUCK SALESINC.

WEST PALM NISSAN, INC

WHEELS FOR SALE BY OWNER &STORAGE, INC

WHITES AUTOMOTIVE CO

WHITMAN FORD

WHITTEN BROTHERS INC.

WHOLESALE AUTO BROKERS, INC.

WILLOW LAWN AUTO

WILSON AUTO SALES, INC

WILSON’S AUTO FINANCE & SALES

WINTER HAVEN CHRYSLER PLYMOUTHDODGE JEEP EAGLE INC.

WINTER PARK AUTO MALL CORP

 

 

WORLD FORD

WORLEY AUTO SALES

XTREME ENTERPRISES OFPINELLAS INC.

YARK AUTOMOTIVE GROUP, INC

YERTON LEASING & AUTO SALESINC.

YOUNG FORD, INC

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