Document:

<PAGE>

                      AMENDMENT NUMBER THREE TO
                     LOAN AND SECURITY AGREEMENT

     THIS AMENDMENT NUMBER THREE TO LOAN AND SECURITY AGREEMENT, dated as of
April 14, 2000 (this "Amendment"), amends that certain Loan and Security
Agreement, dated as of June 30, 1999 (as amended from time to time, the "Loan
Agreement"), by and between TURF PARTNERS,INC., a Delaware corporation
("Borrower"), on the one hand, and COAST BUSINESS CREDIT, a division of
Southern Pacific Bank, a California corporation ("Coast"), on the other hand.
All initially capitalized terms used in this Amendment shall have the
meanings ascribed thereto in the Loan Agreement unless specifically defined
herein.

                               RECITALS

     WHEREAS, Borrower and Coast wish to amend the Loan Agreement pursuant to
the terms and provisions set forth in this Amendment; and

     NOW, THEREFORE, the parties hereto agree as follows:

                              AMENDMENT

     Section 1.     WAIVER OF MAXIMUM DIVIDENDS LIMITATION SET FORTH IN
SECTION 7.5(j) LOAN AGREEMENT. Section 8.5(i) of the Agreement allows the
upstreaming of funds to Guarantor in an amount not to exceed 75% of net
income per month PROVIDED, HOWEVER, that the total of such upstreaming cannot
exceed 75% of period to date net income and 75% of fiscal year end net
income. Borrower has violated this section by upstreaming funds to Guarantor
in excess of 75% of its fiscal year end net income. Such violation concerns
the fiscal year end period ending December 31, 1999. Such violation
constitutes an Event of Default under the Agreement.

     Borrower has requested and Coast has agreed to waive such Event of
Default.

     Coast's waiver of such Event of Default is limited precisely as written
and shall not be deemed to (a) be a waiver or modification of any other term
or condition of the Agreement or any other loan document or (b) prejudice any
right or remedy which Coast may now have or may have in the future (except to
the extent such right or remedy is based upon the foregoing Event of Default)
under or in connection with the Agreement or any loan document.

     Section 2.     AMENDMENT TO THE DEFINITION OF "NET WORTH" SET FORTH IN
SECTION 1.1 OF THE LOAN AGREEMENT. The definition of "Net Worth" set forth in
Section 1.1 of the Loan Agreement is hereby amended by deleting such
definition in its entirety and replacing it with the following:

          "NET WORTH" means shareholder's equity, PLUS subordinated debt
          otherwise permitted hereunder LESS Goodwill, as that term is
          defined by generally accepted principles."

<PAGE>

     Section 3.     AMENDMENT TO THE SECTION 8.5(i) OF THE LOAN AGREEMENT.
Section 8.5(i) of the Loan Agreement is hereby amended by deleting such
paragraph in its entirety and replacing it with the following:

     "(i) pay or declare any dividends or distributions on the ownership
     interests in Borrower except for: (i) dividends or distributions payable
     solely in stock form of ownership interests in Borrower, and (ii)
     upstreaming of funds to Guarantor in an amount not to exceed the lesser
     of: (i) 75% of year-to-date net income, or (ii) the sum of 75% of
     year-to-date net income PLUS projected net income for the
     remaining periods of the year.

     Section 4.     AMENDMENT TO THE SECTION 8.1 OF THE SCHEDULE TO THE LOAN
AGREEMENT. Section 8.1 of the Schedule to the Loan Agreement is hereby
amended by deleting such paragraph in its entirety and replacing it with the
following:

     "Borrower's ongoing Net Worth shall be no less the following amounts set
     forth below for the corresponding quarterly periods:

<TABLE>
<CAPTION>

     <S>                                 <C>
      QUARTERLY PERIOD ENDING             NET WORTH REQUIREMENT

      March 31, 2000                      $3,675,000

      June 30, 2000                       $6,800,000

      September 30, 2000 and              An amount equal to Borrower's actual
      each quarterly period thereafter    Net Worth as of 12/31/99 plus 80% of
                                          Borrower's projected year-to-date net
                                          income."

</TABLE>

     Section 5.     CONDITIONS PRECEDENT. The effectiveness of this Amendment
is expressly conditioned upon: (a) the receipt by Coast of a fully executed
copy of this Amendment; (b) the receipt by Coast of an executed copy of that
certain waiver/forbearance letter, of even date herewith, concerning Guarantor
(the "Waiver/Forbearance Letter"); and (c) receipt of that certain
"Waiver/Modification Fee" of $25,000 as set forth in the Waiver/Forbearance
Letter.

     Section 6.     ENTIRE AGREEMENT. The Loan Agreement, as amended hereby,
embodies the entire agreement and understanding between the parties hereto
and supersedes all prior agreements and understandings relating to the
subject matter hereof. Borrower represents, warrants and agrees that in
entering into the Loan Agreement and consenting to this Amendment, it has not
relied on any representation, promise, understanding or agreement, oral or
written, of, by or with, Coast or any of its agents, employees, or counsel,
except the representations, promises, understandings and agreements
specifically contained in or referred to in the Loan Agreement, as amended
hereby.

     Section 7.     CONFLICTING TERMS. In the event of a conflict between the
terms and provisions of this Amendment and the terms and provisions of the
Loan Agreement, the

<PAGE>

terms of this Amendment shall govern.  In all other respects, the Loan
Agreement, as amended and supplemented hereby, shall remain in full force and
effect.

     Section 8.     MISCELLANEOUS. This Amendment shall be governed by and
construed in accordance with the laws of the State of California. This
Amendment may be executed in any number of counterparts, all of which taken
together shall constitute one agreement, and any party hereto may execute
this Amendment by signing such counterpart.

     IN WITNESS WHEREOF, the parties hereto have caused this Amendment to be
duly executed by their respective officers thereunto duly authorized as of
the date first above written.

                                            BORROWER:

                                            TURF PARTNERS, INC.,
                                            a Delaware corporation

                                            By /s/ Dennis N. Sentz
                                              ------------------------------

                                            By /s/ Dennis N. Sentz
                                              ------------------------------
                                                        Secretary

                                            COAST:

                                            COAST BUSINESS CREDIT,
                                            A division of Southern Pacific Bank

                                            By:  /s/ PHILLIP GOESSLER
                                              ------------------------------

                                            Title: Vice President
                                                 ---------------------------

<PAGE>

                            CONSENT OF GUARANTOR

     This undersigned, as guarantor of the Obligations (as defined in that
certain Loan Security Agreement, dated as of June 30, 1999, (as amended,
together with all supplements, addenda, exhibits and schedules thereto, the
"Agreement"), entered into by and between Coast Business Credit, a division
of Southern Pacific Bank, a California corporation ("Coast"), and Turf
Partners, Inc., a Delaware corporation ("Borrower")), under its respective
Continuing Guaranty, dated as of June 30, 1999, entered into by the
undersigned (the "Guaranty"), hereby acknowledges notice of the foregoing
Amendment Number Three to Loan and Security Agreement, dated as of April 14,
2000 (the "Amendment"), between Coast and Borrower, consents to the terms
contained therein, and agrees that its respective Continuing Guaranty shall
remain in full force and effect.

Dated as of April 14, 2000                  ECO SOIL SYSTEMS, INC.,
                                            a Nebraska corporation

                                            By /s/ Dennis Sentz
                                              -----------------------
                                            Title CFO
                                                 --------------------<PAGE>

                                                                    Exhibit 10.6

                             ECO SOIL SYSTEMS, INC.
                              10740 THORNMINT ROAD
                           SAN DIEGO, CALIFORNIA 92127

                                                       Dated as of July 28, 2000

TO EACH OF THE PURCHASERS LISTED IN
     THE ATTACHED ANNEX 1

                               Amendment No. 6 to
                       Note and Warrant Purchase Agreement

                               Amendment No. 2 to
                          REGISTRATION RIGHTS AGREEMENT

Ladies and Gentlemen:

                  Reference is made to the Note and Warrant Purchase Agreement,
dated as of August 25, 1998, as amended by letter agreements dated March 31,
1999, June 30, 1999, November 12, 1999, December 21, 1999, January 21, 2000 and
April 6, 2000 (as so amended, the "Note Agreement"), among Eco Soil Systems,
Inc., a Nebraska corporation (the "Company"), and Albion Alliance Mezzanine
Fund, L.P. and Paribas Capital Funding LLC (collectively, the "Purchasers"); and
to the Registration Rights Agreement, dated as of December 21, 1999, as amended
by a letter agreement dated January 21, 2000 (as so amended, the "Registration
Rights Agreement"), among the Company and each of the Purchasers. The Purchasers
hold 100% of the Notes outstanding under the Note Agreement. Capitalized terms
used herein without definition have the meanings specified therefor in the Note
Agreement.

                  The Company requests the consent of the Purchasers to certain
transactions and to certain amendments of the Note Agreement and the
Registration Rights Agreement, and the Purchasers are willing to consent to such
transactions and amendments, on the terms and subject to the conditions set
forth herein.

                  The parties agree as follows:

                  1. CONDITIONAL CONSENT TO SALE OF ASSETS. (a) The Purchasers
hereby consent to the sale today (the "Asset Sale") by Turf Partners, Inc., a
Delaware corporation and wholly-owned subsidiary of the Company ("Turf"), of
substantially all its assets to J.R. Simplot Company, a Nevada corporation
("Simplot"), pursuant to and in accordance with the terms and conditions

<PAGE>

contained in that certain the Amended and Restated Asset Purchase Agreement
dated as of April 5, 2000 (as amended by the First Amendment to Amended and
Restated Asset Purchase Agreement dated as of June 9, 2000, the "Purchase
Agreement"), by and among the Company, Turf and Simplot, and the various
supporting documents thereto (collectively, the "Purchase Documents"), in each
case as the same may be amended, modified or supplemented from time to time, and
the consummation of the other transactions contemplated by the Purchase
Documents; PROVIDED, HOWEVER, that such consent shall only be effective if the
proceeds of the Asset Sale are applied to the payment of the Notes in accordance
with section 5.1 hereof.

                  2. AMENDMENTS TO THE NOTE AGREEMENT. 2.1. ADDITION TO SECTION
9.1. Section 9.1 of the Note Agreement is hereby amended by adding at the
beginning thereof a new section 9.1(a), to read in its entirety as follows:

                           "(a) REQUIRED PREPAYMENTS. The Company will repay the
         principal amount of the Notes remaining outstanding, after giving
         effect to Amendment No. 6 to this Agreement, in eighteen equal payments
         of principal and interest. Each payment will be $87,486 and will be
         payable on the twenty-eighth day of each calendar month commencing on
         August 28, 2000. No partial prepayment of the Notes pursuant to section
         9.1(b) shall relieve the Company from its obligation to make the
         required prepayments provided for in this section 9.1(a)."

Existing section 9.1 of the Note Agreement is renumbered to be section 9.1(b),
and all references thereto are renumbered accordingly.

                  2.2. AMENDMENT OF SECTION 10.1. Section 10.1 of the Note
Agreement is hereby amended and restated to read in its entirety as follows:

                           "10.1. DEBT. The Company will not, and will not
         permit any Subsidiary to, directly or indirectly, create, incur,
         assume, guarantee, or otherwise become or remain directly or indirectly
         liable with respect to, any Debt."

                  2.3. CERTAIN SECTIONS DELETED. Sections 10.2 and 10.18 of the
Note Agreement are hereby deleted.

                  2.4. REFERENCES TO "NOTES". From and after the effectiveness
of this Amendment No. 6 and the execution and delivery of the amended Notes as
contemplated by section 5.2, any reference to the "Notes" in the Note Agreement
and the Guaranty

                                       2
<PAGE>

Agreement shall be deemed to refer to the Notes as amended pursuant to this
Amendment No. 6.

                  2.5. AMENDMENT OF SCHEDULE A. Schedule A is hereby amended and
restated to read in its entirety as set forth in Schedule A attached to this
Amendment No. 6.

                  3. AMENDMENTS TO THE REGISTRATION RIGHTS AGREEMENT. 3.1.
ADDITION OF SECTION 2.1(a). The Registration Rights Agreement is hereby amended
by adding at the beginning of Section 2.1 thereof a new section 2.1(a), to read
in its entirety as follows:

          "(a) MAINTENANCE OF EFFECTIVE REGISTRATION. The Company agrees to
         prepare and file with the Commission not later than January 28, 2002,
         and upon the effectiveness thereof to maintain on a current basis and
         until the expiration of the Warrants in accordance with the terms
         thereof, a registration under the Securities Act of the Warrant Shares
         so as to permit an offering thereof at other than a fixed price into an
         existing trading market on or through the facilities of a national
         securities exchange or from time to time through one or more
         underwriters, including by means of a shelf registration pursuant to
         Rule 415 under the Securities Act. The Company will pay all
         Registration Expenses in connection with any registration effected
         pursuant to this section 2.1(a). If, in the discretion of the holders
         of a majority (by number of shares) of the Registrable Securities, any
         offering pursuant to this section 2.1(a) shall constitute an
         underwritten offering, the underwriter or underwriters thereof shall be
         selected, after consultation with the Company, by such holders and
         shall be acceptable to the Company, which shall not unreasonably
         withhold its acceptance of such underwriter or underwriters."

Existing section 2.1 of the Registration Rights Agreement is renumbered to be
section 2.1(b), and section 2.1(b) is renumbered to be section 2.1(c), and all
references to such sections are renumbered accordingly.

                  3.2. AMENDMENT OF SECTION 2.8. Section 2.8 of the Registration
Rights Agreement is hereby amended by changing the date "January 21, 2001" in
the first sentence thereof to the date "January 28, 2002".

                  3.3. WAIVER OF ADJUSTMENT. The Purchasers hereby waive the
adjustment to the number of Warrant Shares that might be caused, pursuant to
section 2.1 of the Warrants, by the reduction, being granted by the Company
today, of the exercise

                                       3
<PAGE>

price of the Company's warrants issued to certain investors pursuant to the
Convertible Debentures and Warrants Purchase Agreement, dated as of January 17,
2000, among the Company, certain of its subsidiaries and such investors.

                  4. REPRESENTATIONS AND WARRANTIES. The Company hereby
represents and warrants as follows:

                  4.1. ORGANIZATION, STANDING, ETC. Each of the Company and its
Subsidiaries is a corporation duly organized, validly existing and in good
standing under the laws of the jurisdiction of its incorporation and has all
requisite corporate power and authority to own and operate its properties and to
carry on its business as now conducted and as proposed to be conducted; and the
Company has all requisite power and authority to enter into and carry out the
terms of this Amendment No. 6 and the transactions contemplated by this
Amendment No. 6.

                  4.2. NO DEFAULTS. As of the date hereof, no condition or event
exists which constitutes an Event of Default or Potential Event of Default.

                  5. CONDITIONS TO EFFECTIVENESS. The effectiveness of the
waivers, amendments and other agreements contemplated hereby is subject to the
fulfillment, to the satisfaction of the Purchasers, of the following conditions:

                  5.1. PARTIAL PREPAYMENT OF NOTES. Concurrently with the
closing of the Asset Sale, the Company shall have caused a portion of the
proceeds thereof equal to $14,000,000 to be applied to the partial prepayment of
the Notes, at the principal amount so prepaid. Interest on such $14,000,000
principal amount accrued and unpaid to the date of such prepayment shall not be
required to be paid but shall have been added to the remaining unpaid principal
amount of the Notes, to be paid and to accrue interest in accordance with the
terms of the Notes as amended pursuant to section 5.2.

                  5.2. AMENDED NOTES. The Company shall have executed and
delivered to each of the Purchasers an amended Note, substantially in the form
set out in Exhibit A, in the principal amount specified opposite each such
Purchaser's name in Schedule A (in each case against surrender by such Purchaser
of the original Note being replaced by such amended Note), and in each case
having attached thereto an amended endorsement of Guaranty executed by the
Subsidiaries of the Company.

                  5.3. EXCHANGE OF SECURITIES. The Company shall have executed
and delivered to each of the Purchasers (I) a new Warrant, substantially in the
form set out in Exhibit B, for the

                                       4
<PAGE>

purchase of the number of Shares specified opposite such Purchaser's name in
Schedule A and (II) a new share certificate representing the number of Shares
issued to it pursuant to section 5.1 of Amendment No. 5, as set forth opposite
such Purchaser's name in Schedule A (in each case against surrender by such
Purchaser of the original Amended and Restated Warrant and the original share
certificate or certificates being replaced by the Warrant and share certificate
to be issued hereunder).

                  5.4. CONSENTS, AGREEMENTS. The Company shall have obtained all
consents and waivers necessary in connection with the transactions contemplated
hereby, and such consents and waivers shall be in full force and effect on the
date hereof.

                  5.5. PROCEEDINGS AND DOCUMENTS. All corporate and other
proceedings in connection with the transactions contemplated by this Amendment
No. 6 and all documents and instruments incident to such transactions shall be
satisfactory to the Purchasers and their special counsel, and the Purchasers and
their special counsel shall have received all such counterpart originals or
certified or other copies of such documents as it or they may reasonably
request.

                  5.6. LEGAL FEES. The Company shall have paid the fees and
disbursements of the Purchasers' special counsel incurred in connection with the
transactions contemplated by this Amendment No. 6 and set forth in a statement
delivered to the Company on or prior to the date hereof.

                  6. RATIFICATION. Except as amended hereby, all of the
provisions of the Note Agreement shall remain in full force and effect.

                  7. MISCELLANEOUS. This Amendment No. 6 shall be binding upon
and inure to the benefit of and be enforceable by the respective successors and
assigns of the parties hereto, whether so expressed or not. THIS AMENDMENT NO. 6
SHALL BE CONSTRUED AND ENFORCED IN ACCORDANCE WITH AND GOVERNED BY THE LAW OF
THE STATE OF NEW YORK. The headings in this Amendment No. 6 are for purposes of
reference only and shall not limit or otherwise affect the meaning hereof. This
Amendment No. 6 may be executed in any number of counterparts, each of which
shall be an original, but all of which together shall constitute one instrument.

                    [SIGNATURES APPEAR ON THE FOLLOWING PAGE]

                                       5
<PAGE>

                  If the Purchasers are in agreement with the foregoing, please
sign the form of agreement on the accompanying counterparts of this Amendment
No. 6 and return one of the same to the Company, whereupon this Amendment No. 6
shall become a binding agreement between the Purchasers and the Company.

                                          Very truly yours,

                                          ECO SOIL SYSTEMS, INC.

                                          By: /s/ DENNIS N. SENTZ
                                             ---------------------------
                                              CFO

The foregoing Amendment is
hereby agreed to as of the
date hereof.

ALBION ALLIANCE MEZZANINE FUND, L.P.

By:  Albion Alliance LLC,
     its General Partner

         By: /s/ JAMES C. PENDERGAST
            -------------------------
         Name:  James C. Pendergast
         Title: Senior Vice President

PARIBAS CAPITAL FUNDING LLC

By: /s/ JEFFREY J. YONTZ
   ------------------------
Name:  Jeffrey J. Yontz
Title: Managing Director

                                       6
<PAGE>

                                                                         ANNEX 1

                                                                      SCHEDULE A

                             SCHEDULE OF PURCHASERS

<TABLE>
<CAPTION>

                                                                               Principal Amount of Notes; Number of
                                                                                           Warrants and
                            Name and Address                                                 Shares of
                              Of Purchaser                                                 Common Stock
                              ------------                                                 ------------
<S>                                                                            <C>
ALBION ALLIANCE MEZZANINE FUND, L.P.
                                                                               Principal Amount of Notes:
(1) All payments by wire transfer of immediately available funds
(other than in respect of transaction fees) to:                                              $753,596

  The Chase Manhattan Bank, N.A.                                               Number of Replacement Warrants
  110 West 52nd Street                                                         Issued in Connection with Amendment
  New York, New York  10019                                                    No. 6:
  ABA No. 021-000-021
                                                                                               353,313
  A/C Albion Alliance Mezzanine Fund,
    L.P.                                                                       Number of Shares of Common Stock
  Account No. 910-2-795953                                                     Issued in Connection with Amendment
  Tax ID No. 13-3975300                                                        No. 4:

Each such wire transfer shall set forth the name of the Company, the                       214,511
private placement number, the due date of the payment being made and
if such payment is a final payment.                                            Number of Shares of Common Stock
                                                                               Issued in Connection with Amendment
Payments by wire transfer of immediately available funds in respect of         No. 5:
transaction fees to:
                                                                                           106,667
  IBJ Schroder Bank & Trust Co.
  1 State Street Plaza
  New York, New York  10004
  ABA No. 026-007-825

  A/C Albion Alliance LLC
  Account No. 01098103
  Tax ID No. 13-3903734

</TABLE>

                                       7
<PAGE>

(2) All notices of payment and written confirmation of such wire transfers to:

  Albion Alliance Mezzanine Fund, L.P.
  c/o Alliance Capital Management, L.P.
  500 Plaza Drive
  6th Floor
  Secaucus, New Jersey  07094
  Attention:  Cash Operations

(3) All other communications to be sent to:

  Albion Alliance Mezzanine Fund, L.P.
  c/o Albion Alliance LLC
  1345 Avenue of the Americas
  37th Floor
  New York, New York 10105
  Attention:  Jim Pendergast

(4) Private securities to be delivered to:

    The Equitable Life Assurance Society
     of the United States
    1290 Avenue of the Americas
    12th Floor
    New York, New York  10104
    Attention:  Lynda Scales

                                       8
<PAGE>

<TABLE>
<CAPTION>

PARIBAS CAPITAL FUNDING LLC                                                    Principal amount of Notes:
<S>                                                                            <C>
(1) All payments by wire transfer of immediately available funds to:                    $659,396

  State Street Bank & Trust Co.                                                Number of Replacement Warrants
  Corporate Trust Department                                                   Issued in Connection with Amendment
  Attention:  Matt Callahan                                                    No. 6:
  ABA No. 011-00-0028
                                                                                           309,148
  A/C Paribas Capital Funding LLC
  Account No. 99039422                                                         Number of Shares of Common Stock
                                                                               Issued in Connection with Amendment
(2) All notices of payment and written confirmation of such wire No. 4:
transfers to:
                                                                                           187,697
  Paribas Capital Funding LLC
  787 Seventh Avenue                                                           Number of Shares of Common Stock
  32nd Floor                                                                   Issued in Connection with Amendment
  New York, New York  10019                                                    No. 5:
  Telephone:  212-841-2544
  Facsimile:  212-841-2144                                                                  93,333
  Attention:  Michael Weinberg

(3) All notices relating to financial or legal information to:

  Paribas Capital Funding LLC
  787 Seventh Avenue
  32nd Floor
  New York, New York  10019
  Telephone:  212-841-2634
  Facsimile:  212-841-2144
  Attention:  Joseph Kaufman

(4) All other communications to be sent to:

  Paribas Capital Funding LLC
  787 Seventh Avenue
  32nd Floor
  New York, New York  10019
  Telephone:  212-841-2634
  Facsimile:  212-841-2144
  Attention:  Joseph Kaufman

</TABLE>

                                       9
<PAGE>

With a copy to:

  State Street Bank & Trust Co.
  Corporate Trust Department
  Telephone:  617-664-5924
  Facsimile:  617-644-5466
                     -5467
                     -5468
  Attention:  Andrew Lennon

                                       10

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