Document:

EX-4.2

 Exhibit 4.2 
  

 
  

REGISTRATION RIGHTS AGREEMENT 

by and between 
 AssetMark
Financial Holdings, Inc. 
 and 

Huatai International Investment Holdings Limited 

Dated as of [     ], 2019 
  

 
  

 TABLE OF CONTENTS 

 

							
	 	 	 	  	PAGE	 
			
	 Section 1.
	 	Certain Definitions	  	 	1	 
			
	 Section 2.
	 	Demand Registration	  	 	5	 
			
	 Section 3.
	 	Piggyback Registrations	  	 	8	 
			
	 Section 4.
	 	Lock-up Arrangements	  	 	9	 
			
	 Section 5.
	 	Participating in Underwritten Offering	  	 	10	 
			
	 Section 6.
	 	Registration Procedures	  	 	10	 
			
	 Section 7.
	 	Registration Expenses	  	 	14	 
			
	 Section 8.
	 	Indemnification	  	 	15	 
			
	 Section 9.
	 	Securities Act Restrictions	  	 	17	 
			
	 Section 10.
	 	Transfers of Rights	  	 	17	 
			
	 Section 11.
	 	 Miscellaneous
	  	 	18	 

  

  
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 THIS REGISTRATION RIGHTS AGREEMENT, dated as of [     ], 2019, is by and
between AssetMark Financial Holdings, Inc., a Delaware corporation (the “Company”), and Huatai International Investment Holdings Limited, a company organized under the laws of the Cayman Islands (“Huatai”). 

WHEREAS, in connection with the Company’s initial public offering (the “IPO”) of its shares of common stock, par value
$0.001 per share (the “Common Stock”), the parties desire to enter into this Agreement to grant certain registration rights to Huatai on the terms and conditions set forth below; 

NOW, THEREFORE, in consideration of the mutual covenants and agreements herein contained and other good and valid consideration, the receipt
and sufficiency of which are hereby acknowledged, the parties to this Agreement hereby agree as follows: 
 Section 1. Certain
Definitions. 
 (a) The following terms shall have the following meanings: 

“Affiliate” of any Person means any other Person that, directly or indirectly through one or more intermediaries, controls,
is controlled by or is under common control with such Person. The term “control” (including the terms “controlling,” “controlled” and “under common control with”) as used with respect to any Person means the
possession, direct or indirect, of the power to direct or cause the direction of the management and policies of such Person, whether through the ownership of voting securities, by contract or otherwise. 

“Agreement” means this Registration Rights Agreement, including all amendments, modifications and supplements and any
exhibits or schedules to any of the foregoing, and shall refer to this Registration Rights Agreement as the same may be in effect at the time such reference becomes operative. 

“beneficially own” means, with respect to any Person, securities of which such Person or any of such Person’s
Affiliates, directly or indirectly, has “beneficial ownership” as determined pursuant to Rule 13d-3 and Rule 13d-5 of the Exchange Act, including
securities beneficially owned by others with whom such Person or any of its Affiliates has agreed to act together for the purpose of acquiring, holding, voting or disposing of such securities; provided that a Person shall not be deemed to
“beneficially own” (i) securities tendered pursuant to a tender or exchange offer made by such Person or any of such Person’s Affiliates until such tendered securities are accepted for payment, purchase or exchange, (ii) any
security as a result of an oral or written agreement, arrangement or understanding to vote such security if such agreement, arrangement or understanding: (a) arises solely from a revocable proxy given in response to a public proxy or consent
solicitation made pursuant to, and in accordance with, the applicable provisions of the Exchange Act, and (b) is not also then reportable by such Person on Schedule 13D under the Exchange Act (or any comparable or successor report).
Without limiting the foregoing, a Person shall be deemed to be the beneficial owner of all Registrable Shares owned of record by any majority-owned subsidiary of such Person. 

“Common Stock” has the meaning set forth in the second Recital hereto. 

 “Company” has the meaning set forth in the first paragraph of this
Agreement. 
 “Damages” has the meaning set forth in Section 8(a). 

“Demand Registration” has the meaning set forth in Section 2(a). 

“Exchange Act” means the Securities Exchange Act of 1934, as amended. 

“Form S-1” means a registration statement on Form
S-1 under the Securities Act or such successor forms thereto permitting registration of securities under the Securities Act. 

“Form S-3” means a registration statement on Form S-3 under the Securities Act or such successor forms thereto permitting registration of securities under the Securities Act. 

“Governmental Entity” means any national, federal, state, municipal, local, territorial, foreign or other government or any
department, commission, board, bureau, agency, regulatory authority or instrumentality thereof, or any court, judicial, administrative or arbitral body or public or private tribunal. 

“Holder” means Huatai or any Transferee. 

“Huatai” has the meaning set forth in the first paragraph of this Agreement. References herein to Huatai shall apply to
Transferees, provided that for purposes of all thresholds and limitations herein, the actions of the Transferees shall be aggregated. 

“Inspectors” has the meaning set forth in Section 6(a)(viii). 

“IPO” has the meaning set forth in the second Recital hereto. 

“Lock-Up Agreement” has the meaning set forth in Section 4(a). 

“Maximum Offering Size” has the meaning set forth in Section 2(b). 

“Minimum Amount” means $60,000,000. 

“Non-Requesting Holder” has the meaning set forth in Section 2(a)(i). 

“Permitted Transferee” means any Person that is an Affiliate of Huatai. 

“Person” means any individual, sole proprietorship, partnership, limited liability company, joint venture, trust,
incorporated organization, association, corporation, institution, public benefit corporation, Governmental Entity or any other entity. 

“Piggyback Registration” has the meaning set forth in Section 3(a). 

“Prospectus” means the prospectus or prospectuses (whether preliminary or final) included in any Registration Statement and
relating to Registrable Shares, as amended or supplemented and including all material incorporated by reference in such prospectus or prospectuses. 

  
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 “Records” has the meaning set forth in Section 6(a)(viii). 

“Registering Holder” has the meaning set forth in Section 2(a)(i). 

“Registrable Shares” means, at any time, (i) the shares of Common Stock received by Huatai pursuant to the dissolution
of AssetMark Holdings LLC in connection with the IPO and (ii) any securities issued by the Company after the date hereof in respect of the Common Stock by way of conversion, exchange, stock dividend or stock split or in connection with a
combination of shares, recapitalization, merger, consolidation or other reorganization, but excluding (iii) any and all Common Stock referred to in clauses (i) and (ii) that at any time after the date hereof (a) have been disposed of
pursuant to an effective registration statement as declared effective by the SEC, (b) have been sold pursuant to Rule 144 under the Securities Act, (c) have been sold in a transaction where a subsequent public distribution of such
securities would not require registration under the Securities Act, (d) are eligible for sale pursuant to Rule 144 under the Securities Act without limitation thereunder on volume or manner of sale, (e) are not outstanding or (f) have
been transferred in violation of Section 9 hereof, or to a Person that is not a Permitted Transferee (or any combination of clauses (a), (b), (c), (d), (e) and (f)). It is understood and agreed that, once a security of the kind described in
clause (i) or (ii) above becomes a security of the kind described in clause (iii) above, such security shall cease to be a Registrable Share for all purposes of this Agreement and the Company’s obligations regarding Registrable
Shares hereunder shall cease to apply with respect to such security. 
 “Registration Expenses” has the meaning set forth
in Section 7(a). 
 “Registration Statement” means any registration statement of the Company which covers any of the
Registrable Shares pursuant to the provisions of this Agreement, including the Prospectus, amendments and supplements to such Registration Statement, including post-effective amendments, all exhibits and all documents incorporated by reference in
such Registration Statement. 
 “Requesting Holders” has the meaning set forth in Section 2(a)(i). 

“SEC” means the Securities and Exchange Commission or any successor agency. 

“Securities Act” means the Securities Act of 1933, as amended. 

“Shares” means shares of Common Stock and, if at any time “Registrable Shares” includes securities of the Company
other than Common Stock, the class or classes of such other securities of the Company. 
 “Shelf Registration” has the
meaning set forth in Section 2(e). 
 “Suspension Period” has the meaning set forth in Section 2(c)(iv). 

“Termination Date” means the first date on which neither Huatai nor a Transferee holds any Registrable Shares. 

  
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 “Transferee” means any Permitted Transferee to which Huatai has transferred
or assigned all or a portion of its rights hereunder pursuant to Section 10. 
 “underwritten offering” means a
registered offering in which Shares of the Company are sold to one or more underwriters on a firm-commitment basis for reoffering to the public pursuant to an effective registration statement under the Securities Act, other than pursuant to a
registration statement on Form S-4 or S-8 or any similar or successor form. 

(b) Other Definitional and Interpretative Provisions. Unless the context requires otherwise: 

(i) references to any statute, regulation, rule or form as of any time shall mean such statute, regulation, rule or form as
amended or modified and shall also include any successor statute, regulation, rule or form from time to time; 
 (ii)
references to any agreement or contract are to that agreement or contract as amended, modified or supplemented from time to time in accordance with the terms hereof and thereof; 

(iii) “including” shall be construed as inclusive without limitation, in each case notwithstanding the absence of any
express statement to such effect, or the presence of such express statement in some contexts and not in others; 
 (iv) any
singular term in this Agreement shall be deemed to include the plural, and any plural term the singular; 
 (v)
“Writing,” “written” and comparable terms refer to printing, typing and other means of reproducing words (including electronic media) in a visible form; 

(vi) references to “Section” are references to Sections of this Agreement; 

(vii) words such as “herein,” “hereof,” “hereunder” and words of like import when used in this
Agreement refer to this Agreement as a whole; 
 (viii) captions herein are included for convenience of reference only and
shall be ignored in the construction or interpretation hereof; 
 (ix) references to “business day” mean any day
except Saturday, Sunday, any day that is a legal holiday and any day on which banking institutions in the State of New York generally are authorized or required by law or other governmental action to close; 

(x) references from or through any date mean, unless otherwise specified, from and including or through and including,
respectively; and 
 (xi) references to “dollars” and “$” mean U.S. dollars. 

  
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 Section 2. Demand Registration. 

(a) Right to Request Registration. 

(i) Subject to the provisions hereof, if, at any time following the date of the pricing of the IPO until the Termination Date,
a Holder or group of Holders holding at least 25% of the Registrable Shares held by all Holders (the “Requesting Holders”) requests registration under the Securities Act of all or part of the Registrable Shares held by such
Requesting Holders (a “Demand Registration”), then the Company shall promptly give notice of such requested registration, at least 20 business days prior to the anticipated filing date of the Registration Statement relating to such
Demand Registration, to each Holder who did not make such request (the “Non-Requesting Holders”) and thereupon shall use its reasonable best efforts to effect, as promptly as practicable, the
registration under the Securities Act of (i) all Registrable Shares for which the Requesting Holders have requested registration under this Section 2(a) and (ii) subject to the restrictions set forth in Section 2(a)(ii),
Section 2(c) and Section 3, all Registrable Shares that any Non-Requesting Holder has requested the Company to register by request received by the Company not more than 10 business days after such Non-Requesting Holder receives the Company’s notice of the Demand Registration (such Non-Requesting Holders, together with the Requesting Holders, the
“Registering Holders”). 
 (ii) Promptly after the expiration of the
10-business day-period referred to in Section 2(a)(i), the Company shall notify all Registering Holders of the identities of the other Registering Holders and the
number of Registrable Shares requested to be included therein. At any time prior to the effective date of the Registration Statement relating to such Demand Registration, the Requesting Holders may revoke such request, without liability to any of
the other Registering Holders, by providing a notice to the Company revoking such request. 
 (iii) If any of the Registrable
Shares covered by a Demand Registration are to be sold in an underwritten offering, the Company shall have the right to select the managing underwriter or underwriters to lead the offering. 

(iv) The Company shall be liable for and pay all Registration Expenses in connection with any Demand Registration, regardless
of whether such Registration is effected. 
 (b) Priority on Demand Registration. If such Demand Registration is an underwritten
offering and the managing underwriters of the requested Demand Registration advise the Company and the Requesting Holders that in their opinion the number of Shares proposed to be included in the Demand Registration (including any securities that
the Company proposes to include that are not Registrable Shares) exceeds the largest number of Shares which can be sold in such underwritten offering without having an adverse effect on such offering (including the price per share of the Shares
proposed to be sold in such underwritten offering) (the “Maximum Offering Size”), the Company shall include in such Demand Registration, in the priority listed below, up to the Maximum Offering Size: 

  
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 (i) first, all Registrable Shares requested to be registered by the
Requesting Holders (in the case of multiple Requesting Holders, allocated, if necessary for the offering not to exceed the Maximum Offering Size, pro rata among such Requesting Holders on the basis of the relative number of Registrable Shares so
requested to be included in such Demand Registration by each); 
 (ii) second, all Registrable Shares requested to be
included in such registration by any other Registering Holder (in the case of multiple other Registering Holders, allocated, if necessary for the offering not to exceed the Maximum Offering Size, pro rata among such other Registering Holders on the
basis of the relative number of Registrable Shares so requested to be included in such Demand Registration by each such Registering Holder); and 

(iii) third, any Shares proposed to be registered by any other Persons (including the Company), with such priorities among them
as the Company shall determine. 
 (c) Restrictions on Demand Registration. 

(i) Subject to Section 2(c)(iii), the Company shall not be obligated to effect more than four Demand Registrations in
total, other than Demand Registrations to be effected pursuant to a Registration Statement on Form S-3, for which an unlimited total number of Demand Registrations shall be permitted, and in no event shall the
Company be required to effect more than one Demand Registration hereunder within any six-month period. 

(ii) Neither Huatai nor any Transferee shall be entitled to request a Demand Registration (i) within six months after
Huatai or any Transferee has sold Shares in a Piggyback Registration or (ii) at any time when the Company is diligently pursuing a primary or secondary underwritten offering. 

(iii) The Company shall not be obligated to effect a Demand Registration unless the aggregate gross proceeds expected to be
received from the sale of the Registrable Shares by the Requesting Holders equals or exceeds the Minimum Amount (based on the then-current market prices). 

(iv) The Company may postpone effecting a Registration Statement pursuant to this Section 2 and, if it so chooses,
withdraw any Registration Statement that has been filed, on one occasion during any period of six consecutive months for a reasonable time specified in the notice but not exceeding 90 days, if (1) an investment banking firm of recognized
national standing shall advise the Company and the Requesting Holders in writing that effecting the registration would materially and adversely affect an offering of securities of the Company the preparation of which had then been commenced,
(2) the Company is in possession of material non-public information the disclosure of which during the period specified in such notice the Company reasonably believes would not be in the best interests of
the Company, or (3) the Company determines, in good faith and in its sole discretion, that the registration or offering to be delayed would, if not delayed, 

  
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adversely affect the Company and its subsidiaries taken as a whole or interfere with, or jeopardize the success of, any pending or proposed material transaction, including any debt or equity
financing, any acquisition or disposition, any recapitalization or reorganization or any other material transaction, whether due to commercial reasons or any other reason. Any period during which the Company has delayed effecting a Registration
Statement pursuant to this Section 2(c)(iv) is herein referred to as a “Suspension Period.” If, pursuant to this Section 2(c)(iv), the Company delays or withdraws a Demand Registration requested by the Requesting Holders,
the Requesting Holders shall be entitled to withdraw such request and, if so withdrawn, such request shall not count as a registration for purposes of this Section 2. The Company shall provide prompt written notice to the Registering Holders of
the commencement and termination of any Suspension Period (and any withdrawal of a registration statement pursuant to this Section 2(c)(iv)), but shall not be obligated under this Agreement to disclose the reasons therefor. The Registering
Holders receiving such notice shall keep the existence of each Suspension Period confidential and refrain from making offers and sales of Registrable Shares (and direct any other Persons making such offers and sales to refrain from doing so) during
each Suspension Period. In no event shall a Suspension Period or Suspension Periods be in effect for an aggregate of more than 180 days in any calendar year. 

(d) Effective Demand Registration. A Demand Registration shall not be deemed to have occurred: 

(i) unless the Registration Statement relating thereto (1) has become effective under the Securities Act and (2) has
remained effective for a period of at least 60 days (or such shorter period in which all Registrable Shares of the Registering Holders included in such registration have actually been sold thereunder); provided that such Registration
Statement shall not be considered a Demand Registration if (x) after such Registration Statement becomes effective, such Registration Statement or the related offer, sale or distribution of Registrable Shares thereunder is interfered with by
any stop order, injunction or other order or restriction imposed by the SEC or any other Governmental Entity for any reason not attributable to the Registering Holders and such interference is not thereafter eliminated so as to permit the completion
of the contemplated distribution of Registrable Shares or (y) in the case of an underwritten offering, the conditions specified in the related underwriting agreement, if any, are not satisfied or waived for any reason not attributable to the
Registering Holders; and as a result of any such circumstances described in clause (x) or (y), less than 75% of the Registrable Shares covered by such Registration Statement have been sold thereunder; or 

(ii) if the Maximum Offering Size is reduced in accordance with Section 2(b) such that less than 50% of the Registrable
Shares of the Requesting Holders sought to be included in such registration are included.  
 (e) Shelf Registration. At any
time when the Company is eligible to use Form S-3 prior to the Termination Date, upon the request of the Requesting Holders, the Company shall use its reasonable best efforts to file a “shelf”
registration statement (the “Shelf Registration”) with respect to the Registrable Shares and to cause such Shelf Registration to become effective 

  
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and to keep such Shelf Registration in effect until the earlier of (x) the three-year anniversary of the most recent effective date of such Shelf Registration and (y) the date the
Registering Holders cease to hold any of the Registrable Shares covered by such Shelf Registration. Any offer or sale of Registrable Shares pursuant to the Shelf Registration in any underwritten offering shall be deemed to be a Demand Registration
subject to the provisions of this Section 2. The Company may, in its sole discretion, elect to effectuate a Demand Registration pursuant to a Shelf Registration if, at the time the request for such Demand Registration was made, the Company had
in effect a Shelf Registration pursuant to which such offering can be effected. 
 Section 3. Piggyback Registrations. 

(a) Right to Piggyback. If, at any time following the IPO at which any Holder owns any Registrable Shares (but prior to the Termination
Date), the Company proposes to register any Shares under the Securities Act (other than on a registration statement on Form S-8, F-8,
S-4 or F-4 or any other registration relating to Shares issuable upon exercise or vesting of employee equity grants or in connection with any employee benefit plan of
the Company or in connection with a direct or indirect acquisition by the Company of another Person), whether for its own account or for the account of one or more holders of Shares (other than the Holders), the Company shall, each such time, give
prompt notice at least 10 business days prior to the anticipated filing date of the registration statement relating to such registration to each Holder (to the extent such Holder holds any Registrable Shares on the date such notice is to be sent),
which notice shall set forth such Holder’s rights under this Section 3 and shall offer such Holder the opportunity to include in such registration statement the number of Registrable Shares such Holder may request (a “Piggyback
Registration”), subject to the provisions of Section 3(b). Upon the request of a Holder made within 5 business days after its receipt of notice from the Company, or such shorter time as is reasonably specified by the Company in light
of the circumstances in the case of a primary offering but in no event less than two business days (which request shall specify the number of Registrable Shares requested to be registered in such Piggyback Registration), the Company shall use its
reasonable best efforts to effect the registration under the Securities Act of all Registrable Shares with respect to which the Company has received a written request for inclusion therein from such Holder; provided that (i) any Holder
requesting to include its Registrable Shares in the Company’s registration must sell its Registrable Shares on the same terms and conditions provided for in the underwriting or other distribution arrangements approved by the Company and that
apply to the Company or the other holders of Shares involved in the registration, as applicable, and (ii) if, at any time after giving notice of its intention to register any Shares pursuant to this Section 3(a) and prior to the effective
date of the Registration Statement filed in connection with such registration, the Company shall determine for any reason not to register such securities, the Company shall give notice to each Holder that requested its Registrable Shares to be
included therein and, thereupon, shall be relieved of its obligation to register any Registrable Shares in connection with such registration. No registration effected under this Section 3 shall relieve the Company of its obligations to effect a
Demand Registration to the extent required by Section 2. The Company shall pay all Registration Expenses in connection with each Piggyback Registration. 

  
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 (b) Priority on Primary Piggyback Registrations. If a Piggyback Registration is
initiated as a primary underwritten offering on behalf of the Company and the managing underwriters advise the Company that in their opinion the number of Shares proposed to be included in such offering exceeds the Maximum Offering Size, the Company
shall include in such registration and offering, in the following priority, up to the Maximum Offering Size (i) first, the number of Shares that the Company proposes to sell, and (ii) second, the number of Shares requested to be included
therein by holders of Shares, including the Holders (to the extent such Holders have requested to include Registrable Shares in such Piggyback Registration), pro rata among all such holders on the basis of the number of Shares requested to be
included therein by such holders or as such holders and the Company may otherwise agree. 
 (c) Priority on Secondary Piggyback
Registrations. If a Piggyback Registration is initiated as an underwritten registration on behalf of a holder of Shares other than a Holder, and the managing underwriters advise the Company that in their opinion the number of Shares proposed to
be included in such registration exceeds the Maximum Offering Size, then the Company shall include in such registration (i) first, the number of Shares requested to be included therein by the holder(s) requesting such registration,
(ii) second, the number of Shares requested to be included therein by other holders of Shares including the Holders (to the extent such Holders have requested to include Registrable Shares in such Piggyback Registration), pro rata among such
holders on the basis of the number of Shares requested to be included therein by such holders or as such holders and the Company may otherwise agree and (iii) third, the number of Shares that the Company proposes to sell. 

(d) Selection of Underwriters. If any Piggyback Registration is a primary or secondary underwritten offering, the Company shall have the
right to select the managing underwriter or underwriters to administer such offering. 
 Section 4.
Lock-up Arrangements. 
 (a) If the Company sells Shares or other securities convertible into
or exchangeable for (or otherwise representing a right to acquire) Shares in a primary underwritten offering pursuant to any registration statement under the Securities Act (whether or not any Holder is given an opportunity to participate), or if
any other Person sells Shares in a secondary underwritten offering pursuant to a Piggyback Registration, and if the managing underwriters for such offering advise the Company (in which case the Company promptly shall notify the Holders), or if the
Company determines in its sole discretion, that a public sale or distribution of Shares outside such offering would adversely affect such offering, then, if requested by the Company, neither the Company nor any Holder shall sell, transfer, pledge,
issue, grant or otherwise dispose of, directly or indirectly (including by means of any short sale), or request the registration of, any Registrable Shares or former Registrable Shares (or any securities of any Person that are convertible into or
exchangeable for, or otherwise represent a right to acquire, any such shares) (except as part of such underwritten offering or with the consent of the underwriters in such offering) (such agreement not to sell, a “Lock-Up Agreement”) during the period beginning 7 days prior to, and extending through the 90th day after, the effective date of the applicable
registration statement (or, in the case of an offering on a delayed or continuous basis pursuant to Rule 415 (or any successor rule) under the Securities Act, the date that the applicable public offering commences), or such earlier time as the
Company and the managing underwriters shall agree. Notwithstanding the foregoing, no Holder shall be obligated to execute a Lock-Up Agreement unless the Company and each other selling stockholder, if any, in
such offering also executes agreements substantially similar to such Lock-Up Agreement. The provisions of this Section 4 shall apply as long as any Holder is the beneficial owner of any Registrable Shares
or any Shares that were but have ceased to be Registrable Shares. 

  
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 (b) Notwithstanding any other provision of this Agreement, the Company shall not be
obligated to take any action hereunder that would violate any lock-up or similar restriction binding on the Company in connection with a prior or pending registration or underwritten offering. 

Section 5. Participating in Underwritten Offering. No Holder may participate in any underwritten offering hereunder unless
such Holder (i) agrees to sell such Holder’s Registrable Shares on the basis provided in any underwriting arrangements approved by the Persons entitled hereunder to approve such arrangements and (ii) completes and executes all
questionnaires, powers of attorney, indemnities, underwriting agreements and other documents reasonably required under the terms of such underwriting arrangements and the provisions of this Agreement in respect of registration rights, including
without limitation arranging for any necessary opinions of counsel with respect to such Holder and its Registrable Shares. 

Section 6. Registration Procedures. 

(a) Whenever a Holder requests that any Registrable Shares be registered pursuant to this Agreement, subject to the provisions of this
Agreement, the Company shall use its reasonable best efforts to effect the registration and the sale of such Registrable Shares in accordance with the intended methods of disposition thereof as soon as practical as provided herein, and, pursuant
thereto, the Company shall, as soon as practical as provided herein: 
 (i) use its reasonable best efforts to prepare and
file with the SEC a Registration Statement on any form for which the Company then qualifies or that counsel for the Company shall deem appropriate and which form shall be available for the sale of the Registrable Shares to be registered thereunder
in accordance with the intended method of distribution thereof and cause such Registration Statement to become effective (unless it is automatically effective upon filing); 

(ii) use its reasonable best efforts to prepare and file with the SEC such amendments and supplements to such Registration
Statement and the Prospectus used in connection therewith as may be necessary to comply with the applicable requirements of the Securities Act and to keep such Registration Statement effective for the relevant period required hereunder, but no
longer than is necessary to complete the distribution of the Shares covered by such Registration Statement; and before filing such Registration Statement or Prospectus used in connection therewith or any amendments or supplements thereto, if
requested, furnish to the Registering Holders and their counsels copies of all such documents proposed to be filed, including documents incorporated by reference in the Prospectus and one set of the exhibits incorporated by reference, and such
Holders and their counsels shall have a reasonable opportunity to review and comment on any information pertaining to such Holders that is contained in such Registration Statement or Prospectus (or amendment or supplement thereto); 

  
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 (iii) furnish to each Registering Holder and each managing underwriter, if
any, without charge, conformed copies of each Registration Statement and amendment thereto and copies of each supplement thereto promptly after they are filed with the SEC (but only one set of exhibits thereto need be provided) and deliver, without
charge, such number of copies of the preliminary and final Prospectus and any supplement thereto as the Registering Holders may reasonably request to facilitate the disposition of the Registrable Shares covered by such Registration Statement in
conformity with the requirements of the Securities Act; 
 (iv) promptly notify the Registering Holders of any stop order
issued or threatened by the SEC or any state securities commission and take all reasonable actions required to prevent the entry of such stop order, or to remove or withdraw any order suspending the effectiveness of any Registration Statement, or
lift any suspension of the qualification or exemption from qualification of any Registrable Shares for sale in any jurisdiction in the United States; 

(v) use reasonable best efforts to register or qualify such Registrable Shares under such other securities or “blue
sky” laws of such U.S. jurisdictions as the Registering Holders reasonably request (in light of such Holders’ intended plan of distribution) and continue such registration or qualification in effect in such jurisdictions for as long as the
applicable Registration Statement may be required to be kept effective under this Agreement; provided that the Company will not be required to (x) qualify generally to do business in any jurisdiction where it would not otherwise be
required to qualify but for this subparagraph, (y) subject itself to taxation in any such jurisdiction or (z) consent to general service of process in any such jurisdiction; 

(vi) promptly notify the Registering Holders, at any time when a Prospectus relating thereto would be required under the
Securities Act to be delivered by such distributor, of the occurrence of any event as a result of which the Prospectus included in such Registration Statement contains an untrue statement of a material fact or omits a material fact necessary to make
the statements therein, in light of the circumstances under which they were made, not misleading, and the Company shall use its reasonable best efforts to prepare, as soon as practical, a supplement or amendment to such Prospectus so that, as
thereafter delivered to any prospective purchasers of such Registrable Shares, such Prospectus shall not contain an untrue statement of a material fact or omit to state any material fact necessary to make the statements therein, in light of the
circumstances under which they were made, not misleading. The Registering Holders agree that, upon receipt of any notice form the Company of the happening of any event of the kind described in this subparagraph, the Registering Holders shall
immediately discontinue (and direct any other Persons making offers and sales of Registrable Shares to immediately discontinue) offers and sales of the Registrable Shares pursuant to the Registration Statement covering such Registrable Share until
the Registering Holders are advised in writing by the Company that the use of the Prospectus may be resumed or it is furnished with a supplemented or amended Prospectus and, if so directed by the Company, the Registering Holders will deliver to the
Company all copies, other than permanent file copies then in any Registering Holder’s possession, of the Prospectus covering such Registrable Shares as of the time of receipt of such notice from the Company; 

  
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 (vii) in the case of an underwritten offering in which a Holder participates
pursuant to a Demand Registration or a Piggyback Registration, enter into customary agreements (including an underwriting agreement in customary form), and take all such other customary and reasonable actions as are reasonably required to expedite
or facilitate the disposition of such Registrable Shares (including making members of senior management of the Company available at reasonable times and places to participate in “road shows,” investor calls and similar marketing efforts);

 (viii) upon execution of confidentiality agreements in form and substance reasonably satisfactory to the Company (should
the Company, in its sole discretion, require such confidentiality agreements), make available for inspection by the Registering Holders and any managing underwriter participating in any disposition pursuant to a Registration Statement being filed by
the Company pursuant to this Agreement and any attorney, accountant or other professional retained by the Registering Holders or such managing underwriter (collectively, the “Inspectors”), all financial and other records, pertinent
corporate documents and properties of the Company (collectively, the “Records”) as shall be reasonably necessary or desirable to enable them to exercise their due diligence responsibility, and cause the Company’s officers,
directors and employees to supply all information reasonably requested by any Inspector in connection with such Registration Statement. Records that the Company determines, in good faith, to be confidential and that it notifies the Inspectors are
confidential shall not be disclosed by the Inspectors unless (1) the disclosure of such Records is necessary to avoid or correct a misstatement or omission in such Registration Statement or (2) the release of such Records is ordered
pursuant to a subpoena or other order from a court of competent jurisdiction; provided that in no event shall the Company be required to disclose Records the disclosure of which is prohibited by applicable law or pre-existing applicable contractual restrictions. Each Holder agrees that information obtained by it as a result of such inspections shall be deemed confidential and shall not be used by it or its Affiliates as the
basis for any market transactions in the Registrable Shares unless and until such information is made generally available to the public. Each Holder further agrees that, upon learning that disclosure of such Records is sought in a court of competent
jurisdiction, it shall give notice to the Company and allow the Company, at its expense, to undertake appropriate action to prevent disclosure of the Records deemed confidential; 

(ix) use its reasonable best efforts to cause all such Registrable Shares to be listed on any securities exchange or quotation
system on which any of the Registrable Shares are then listed or traded; 
 (x) provide a transfer agent and registrar for
all such Registrable Shares not later than the effective date of such Registration Statement; 

  
 - 12 - 

 (xi) furnish to each managing underwriter, if any, a signed counterpart,
addressed to such managing underwriter, of (1) an opinion or opinions of counsel to the Company and (2) a comfort letter or comfort letters from the Company’s independent public accountants, each in customary form and covering such
matters of the kind customarily covered by opinions or comfort letters, as the case may be, as the managing underwriter reasonably requests; 

(xii) make generally available to its stockholders a consolidated earnings statement (which need not be audited) for a period
of 12 months beginning after the effective date of the Registration Statement as soon as reasonably practicable after the end of such period, which earnings statement shall satisfy the requirements of an earnings statement under
Section 11(a) of the Securities Act and Rule 158 thereunder; and 
 (xiii) promptly notify the Registering Holders and
the managing underwriter of any underwritten offering, if any: 
 (1) when the Registration Statement, any pre-effective amendment, the Prospectus or any Prospectus supplement or any post-effective amendment to the Registration Statement has been filed and, with respect to the Registration Statement or any post-effective
amendment, when the same has become effective; 
 (2) of any request by the SEC for amendments or supplements to the
Registration Statement or the Prospectus or for any additional information regarding Huatai and/or any Transferee; and 
 (3)
of the receipt by the Company of any notification with respect to the suspension of the qualification of any Registrable Shares for sale under the applicable securities or blue sky laws of any jurisdiction. 

For the avoidance of doubt, the provisions of clauses (vii), (viii), (xii) and (xiii) of this Section 6(a) shall apply only in
respect of an underwritten offering and only if (based on market prices at the time the offering is requested by Huatai and/or any Transferee) the number of Registrable Shares to be sold in the offering would reasonably be expected to yield gross
proceeds to the Requesting Holders of at least the Minimum Amount. 
 (b) At all times after the Company has filed a registration statement
with the SEC pursuant to the requirements of the Securities Act that covers any Registrable Shares and until the Termination Date, the Company shall use reasonable best efforts to continuously maintain in effect the registration statement of Common
Stock under Section 12 of the Exchange Act and to use reasonable best efforts to file all reports required to be filed by it under the Securities Act and the Exchange Act and the rules and regulations adopted by the SEC thereunder, all to the
extent required to enable the Holders to be eligible to sell Registrable Shares (if any) pursuant to Rule 144 under the Securities Act. 

(c) The Company may require, and each Holder agrees to provide, information regarding the Holders and any distributor of the Registrable Shares
and the distribution of such securities as the Company may from time to time reasonably request. Notwithstanding anything to the contrary in this Agreement, the Company shall not be required to file a Registration Statement or include Registrable
Shares in a Registration Statement unless it has received from the Registering Holders, at least five days prior to the anticipated filing date of the Registration Statement, requested information required to be provided by Huatai and/or any
Transferee for inclusion therein. 

  
 - 13 - 

 (d) The Company may prepare and deliver an issuer free-writing prospectus (as such term is
defined in Rule 405 under the Securities Act) in lieu of any supplement to a prospectus, and references herein to any “supplement” to a Prospectus shall include any such issuer free-writing prospectus. No Holder or any other seller of
Registrable Shares may use a free-writing prospectus to offer or sell any such shares without the Company’s prior written consent. 

(e) It is understood and agreed that any failure of the Company to file a Registration Statement or any amendment or supplement thereto or to
cause any such document to become or remain effective or usable within or for any particular period of time as provided in this Agreement, due to reasons that are not reasonably within its control, or due to any refusal of the SEC to permit a
registration statement or prospectus to become or remain effective or to be used because of unresolved SEC comments thereon (or on any documents incorporated therein by reference) despite the Company’s good faith and reasonable best efforts to
resolve those comments, shall not be a breach of this Agreement. 
 (f) It is further understood and agreed that the Company shall not have
any obligations under this Section 6 at any time on or after the Termination Date, unless an underwritten offering in which a Holder participates has been priced but not closed prior to the Termination Date, in which event the Company’s
obligations hereunder shall continue with respect to such offering until it is so closed (but not more than 60 days after the commencement of the offering). 

Section 7. Registration Expenses. 

(a) Subject to the next sentence, all expenses incident to the Company’s performance of or compliance with this Agreement, including all
registration and filing fees; fees and expenses of compliance with securities or “blue sky” laws; FINRA fees; listing application fees; expenses in connection with the preparation and printing of any Registration Statements, Prospectuses
and other documents in connection therewith and any amendments or supplements thereto; cost of distributing Prospectuses in preliminary and final form as well as any supplements thereto; transfer agent’s and registrar’s fees; and fees and
disbursements of counsel for the Company and all independent certified public accountants and other Persons retained by the Company (all such expenses being herein referred to as “Registration Expenses”) (but not including any
underwriting discounts or commissions attributable to the sale of Registrable Shares or fees and expenses of counsel and any other advisor representing any underwriters or other distributors), shall be borne by the Company. The Registering Holders
shall bear all underwriting discounts and commissions associated with any sale of Registrable Shares and shall pay all of their costs and expenses, including all fees and expenses of any counsel (and any other advisers) representing the Holders and
any expenses in connection with the Stock Exchange of Hong Kong Limited, the Shanghai Stock Exchange or the China Securities Regulatory Commission as well as any stock transfer taxes. 

  
 - 14 - 

 (b) The obligation of the Company to bear the expenses described in Section 7(a) shall
apply irrespective of whether a registration, once properly demanded or requested, becomes effective or is withdrawn or suspended; provided, however, that Registration Expenses for any Registration Statement withdrawn solely at the
request of a Holder (unless withdrawn following commencement of a Suspension Period pursuant to Section 2(c)(iv)) shall be borne by the Holders. 

Section 8. Indemnification. 

(a) The Company shall indemnify, to the fullest extent permitted by law, each Holder and each Person who controls a Holder (within the meaning
of the Securities Act) against all losses, claims, damages, liabilities, judgments, costs (including reasonable costs of investigation) and expenses (including reasonable attorneys’ fees) (“Damages”) arising out of or based
upon any untrue or alleged untrue statement of a material fact contained in any Registration Statement or Prospectus relating to the Registrable Shares or any amendment thereof or supplement thereto or arising out of or based upon any omission or
alleged omission of a material fact required to be stated therein or necessary to make the statements therein not misleading, except insofar as such Damages arise out of or are based upon information furnished to the Company by or on behalf of a
Holder expressly for use therein. In connection with an underwritten offering in which a Holder participates conducted pursuant to a registration effected hereunder, the Company shall indemnify each participating underwriter and each Person who
controls such underwriter (within the meaning of the Securities Act) to the same extent as provided in this Section 8(a) with respect to the indemnification of the Holders, mutatis mutandis. 

(b) Each Holder holding Registrable Shares included in any Registration Statement shall jointly and severally indemnify, to the fullest extent
permitted by law, the Company, its officers and directors and each Person (other than Holders) who controls the Company (within the meaning of the Securities Act) against all Damages arising out of or based upon any untrue or alleged untrue
statement of material fact contained in such Registration Statement or related Prospectus, or any amendment or supplement thereto, or any preliminary or free writing prospectus, or arising out of or based upon any omission or alleged omission of a
material fact required to be stated therein or necessary to make the statements therein not misleading, but only insofar as such Damages arise out of or are based upon information furnished to the Company by or on behalf of a Holder expressly for
use therein. In connection with an underwritten offering in which a Holder participates conducted pursuant to a registration effected hereunder, each Holder holding Registrable Shares included in any Registration Statement shall jointly and
severally indemnify each participating underwriter and each Person who controls such underwriter (within the meaning of the Securities Act) to the same extent as provided in this Section 8(b) with respect to the Holders’ indemnification of
the Company. No Holder shall be liable under this Section 8(b) for any Damages in excess of the aggregate net proceeds realized by the Holders in the sale of Registrable Shares to which such Damages relate. 

(c) Any Person entitled to indemnification hereunder shall (i) give prompt written notice to the indemnifying Person of any claim with
respect to which it seeks indemnification and (ii) permit such indemnifying Person to assume the defense of such claim with counsel reasonably satisfactory to the indemnified Person. Failure so to notify the indemnifying Person shall not
relieve the indemnifying Person from any liability that it may have to an indemnified Person except to the extent that the indemnifying Person is materially and adversely prejudiced thereby. The indemnifying Person shall not be subject to any
liability for any settlement made by 

  
 - 15 - 

 
the indemnified Person without its consent (but such consent may not be unreasonably withheld). An indemnifying Person who is entitled to, and elects to, assume the defense of a claim shall not
be obligated to pay the fees and expenses of more than one counsel (in addition to one local counsel, if applicable) for all Persons indemnified (hereunder or otherwise) by such indemnifying Person with respect to such claim (and all other claims
arising out of the same circumstances), unless in the reasonable judgment of any indemnified Person there may be one or more legal or equitable defenses available to such indemnified Person which are in addition to or may conflict with those
available to another indemnified Person with respect to such claim, in which case such maximum number of counsel for all indemnified Persons shall be two rather than one. If an indemnifying Person is entitled to, and elects to, assume the defense of
a claim, the indemnified Person shall continue to be entitled to participate in the defense thereof, with counsel of its own choice, but, except as set forth above, the indemnifying Person shall not be obligated to reimburse the indemnified Person
for the costs thereof. The indemnifying Person shall not consent to the entry of any judgment or enter into or agree to any settlement relating to a claim or action for which any indemnified Person would be entitled to indemnification by any
indemnified Person hereunder unless such judgment or settlement imposes no ongoing obligations on any such indemnified Person and includes as an unconditional term the giving, by all relevant claimants and plaintiffs to such indemnified Person, a
release, satisfactory in form and substance to such indemnified Person, from all liabilities in respect of such claim or action for which such indemnified Person would be entitled to such indemnification. The indemnifying Person shall not be liable
hereunder for any amount paid or payable or incurred pursuant to or in connection with any judgment entered or settlement effected with the consent of an indemnified Person unless the indemnifying Person has also consented to such judgment or
settlement. 
 (d) The indemnification provided for under this Agreement shall remain in full force and effect regardless of any
investigation made by or on behalf of the indemnified Person or any officer, director or controlling Person of such indemnified Person and shall survive the transfer of Registrable Shares and the Termination Date but only with respect to offers and
sales of Registrable Shares made before the Termination Date or during the period following the Termination Date referred to in Section 6(f). 

(e) If the indemnification provided for in or pursuant to this Section 8 is due in accordance with the terms hereof, but is held by a
court to be unavailable or unenforceable in respect of any losses, claims, Damages, liabilities or expenses referred to herein, then each applicable indemnifying Person, in lieu of indemnifying such indemnified Person, shall contribute to the amount
paid or payable by such indemnified Person as a result of such losses, claims, Damages, liabilities or expenses in such proportion as is appropriate to reflect the relative fault of the indemnifying Person on the one hand and of the indemnified
Person on the other in connection with the statements or omissions which result in such losses, claims, damages, liabilities or expenses as well as any other relevant equitable considerations. The relative fault of the indemnifying Person on the one
hand and of the indemnified Person on the other shall be determined by reference to, among other things, whether the untrue or alleged untrue statement of a material fact or the omission or alleged omission to state a material fact relates to
information supplied by the indemnifying Person or by the indemnified Person, and by such Person’s relative intent, knowledge, access to information and opportunity to correct or prevent such statement or omission. In no event shall the
liability of the indemnifying Person be greater in amount than the amount for which such indemnifying Person would have been obligated to pay by way of indemnification if the indemnification provided for under Section 8(a) or Section 8(b)
hereof had been available under the circumstances. 

  
 - 16 - 

 Section 9. Securities Act Restrictions. 

The Registrable Shares are restricted securities under the Securities Act and may not be offered or sold except pursuant to an effective
registration statement or an available exemption from registration under the Securities Act. Accordingly, Huatai and any Transferee shall not, directly or through others, offer or sell any Registrable Shares except pursuant to a Registration
Statement as contemplated herein or pursuant to Rule 144 or another exemption from registration under the Securities Act, if available. Prior to any transfer of Registrable Shares other than pursuant to an effective registration statement,
Huatai or a Transferee, as applicable, shall notify the Company of such transfer and the Company may require Huatai or the Transferee, as applicable, to provide, prior to such transfer, such evidence that the transfer will comply with the Securities
Act (including written representations or an opinion of counsel) as the Company may reasonably request. The Company may impose stop-transfer instructions with respect to any Registrable Shares that are to be transferred in contravention of this
Agreement. Any certificates representing the Registrable Shares may bear a legend (and the Company’s share registry may bear a notation) referencing the restrictions on transfer contained in this Agreement until such time as such securities
have ceased to be (or are to be transferred in a manner that results in their ceasing to be) Registrable Shares. Subject to the provisions of this Section 9, the Company will replace any such legended certificates with unlegended certificates
promptly upon surrender of the legended certificates to the Company or its designee, to facilitate a lawful transfer or at any time after such shares cease to be Registrable Shares. 

Section 10. Transfers of Rights. 

(a) None of the rights of Huatai under this Agreement shall be transferrable to any other Person except for Permitted Transferees. If Huatai
transfers any rights under this Agreement to a Permitted Transferee, such Permitted Transferee shall, together with all other such Permitted Transferees and Huatai (to the extent Huatai continues to hold Registrable Shares), have the rights of
Huatai under this Agreement, but only if the Permitted Transferee signs and delivers to the Company a written acknowledgment (in form and substance satisfactory to the Company) that it has joined with Huatai and the other Permitted Transferees
as a party to this Agreement and has assumed the rights and obligations of Huatai hereunder with respect to the rights transferred to it by Huatai. Each such transfer shall be effective when (but only when) the Permitted Transferee has signed and
delivered such written acknowledgment to the Company. Upon any such effective transfer, the Permitted Transferee shall automatically have the rights and obligations so transferred, and Huatai’s obligations under this Agreement and the rights
not so transferred shall continue. Notwithstanding any other provision of this Agreement, no Person who acquires securities transferred in violation of this Agreement or who acquires securities that are not or upon acquisition cease to be
Registrable Shares (including any securities acquired in an underwritten offering or pursuant to Rule 144), shall have any rights under this Agreement with respect to such securities, and such securities shall not have the benefits afforded
hereunder to Registrable Shares. 

  
 - 17 - 

 Section 11. Miscellaneous. 

(a) Notices. Any notice or communication to the Company or Huatai and/or any Transferee by the other shall be duly given if sent by
facsimile or in writing and delivered in person or mailed by first-class mail, postage prepaid, addressed as follows:  
 If to the Company: 

AssetMark Financial Holdings, Inc. 

1655 Grant Street, 10th Floor 

Concord, California 94520 

Attention: Ted Angus, General Counsel 

E-mail: ted.angus@assetmark.com 

Telephone: (925) 521-2237 

If to any Holder: 
 Huatai International
Investment Holdings Limited 
 Unit 5801-05, 58/F, The Center, 99 Queen’s Road Central 

Hong Kong 
 Attention: Gene Liu,
Business Development 
 E-mail: geneliu.htsc.com 

Telephone: (+852) 3658 6109 
 The Company, on the
one hand, and the Holders, on the other hand, may by notice to the other designate additional or different addresses for subsequent notices or communications. 

(b) No Waivers. No failure or delay by any party in exercising any right, power or privilege hereunder shall operate as a waiver thereof
nor shall any single or partial exercise thereof preclude any other or further exercise thereof or the exercise of any other right, power or privilege. The rights and remedies herein provided shall be cumulative and not exclusive of any rights or
remedies provided by law. 
 (c) Assignment. Neither this Agreement nor any right, remedy, obligation nor liability arising hereunder
or by reason hereof shall be assignable by any party hereto without the prior written consent of the other parties, and any attempt to assign any right, remedy, obligation or liability hereunder without such consent shall be void, except (i) an
assignment, in the case of a merger or consolidation where such party is not the surviving entity, or a sale of substantially all of its assets, to the entity which is the survivor of such merger or consolidation or the purchaser in such sale or
(ii) an assignment by Huatai to a Permitted Transferee in accordance with the terms hereof. 
 (d) No Third-Party Beneficiaries.
Nothing contained in this Agreement, expressed or implied, is intended to confer upon any person or entity other than the Company and Huatai (and any Transferee), any benefits, rights, or remedies (except as specified in Section 8 hereof). 

  
 - 18 - 

 (e) Governing Law; Submission to Jurisdiction; Waiver of Jury Trial. This
Agreement will be governed by and construed in accordance with the laws of the State of New York applicable to contracts made and to be performed entirely within such State. Each of the parties hereto agrees (a) to submit to the non-exclusive personal jurisdiction of the State or Federal courts in the Borough of Manhattan, The City of New York, (b) that non-exclusive jurisdiction
and venue shall lie in the State or Federal courts in the State of New York, and (c) that notice may be served upon such party at the address and in the manner set forth for such party in Section 11(a). To the
extent permitted by applicable law, each of the parties hereto hereby unconditionally waives trial by jury in any legal action or proceeding arising out of or relating to this Agreement or the transactions contemplated hereby. 

(f) Counterparts. This Agreement may be executed in any number of counterparts (including by
e-mail, PDF or facsimile) and by different parties hereto in separate counterparts, with the same effect as if all parties had signed the same document. All such counterparts shall be deemed an original, shall
be construed together and shall constitute one and the same instrument. 
 (g) Entire Agreement. This Agreement contains the entire
agreement between the parties hereto with respect to the subject matter hereof and supersedes and replaces all other prior agreements, written or oral, among the parties hereto with respect to the subject matter hereof. 

(h) Severability. If any term, provision, covenant or restriction of this Agreement is held by a court of competent jurisdiction or
other authority to be invalid, void or unenforceable, the remainder of the terms, provisions, covenants and restrictions of this Agreement shall remain in full force and effect and shall in no way be affected, impaired or invalidated so long as the
economic or legal substance of the transactions contemplated hereby is not affected in any manner materially adverse to any party. Upon such a determination, the parties shall negotiate in good faith to modify this Agreement so as to effect the
original intent of the parties as closely as possible in an acceptable manner such that the transactions contemplated hereby be consummated as originally contemplated to the fullest extent possible. 

(i) Amendments. The provisions of this Agreement, including the provisions of this sentence, may not be amended, modified or
supplemented, and waivers or consents to departures from the provisions hereof may not be given without the prior written consent of the Company and Huatai. 

[Signature Pages Follow] 

  
 - 19 - 

 IN WITNESS WHEREOF, this Agreement has been duly executed by each of the parties hereto as
of the date first written above. 
  

			
	ASSETMARK FINANCIAL HOLDINGS, INC.
		
	By:	 	        
	Name:
	Title:
	
	HUATAI INTERNATIONAL INVESTMENT HOLDINGS LIMITED
		
	By:	 	        
	Name:
	Title:

 [Signature Page to Registration Rights Agreement]EX-10.1

 Exhibit 10.1 

OFFICE LEASE 
 1655
GRANT STREET, CONCORD, CALIFORNIA 
 SFG OWNER A, LLC 

a Delaware limited liability company, 

as Landlord, 
 and 

GENWORTH FINANCIAL WEALTH MANAGEMENT, INC., 

a California corporation, 
 as
Tenant 

  

					
		  		 	1655 Grant Street

					
		  		  	Genworth Financial Wealth Management, Inc.

 TABLE OF CONTENTS 

 

					
	 	  	Page	 
		
	 ARTICLE 1 PREMISES, BUILDING, PROJECT, AND COMMON AREAS
	  	 	1	 
		
	 ARTICLE 2 LEASE TERM; OPTION TERMS
	  	 	2	 
		
	 ARTICLE 3 BASE RENT
	  	 	7	 
		
	 ARTICLE 4 ADDITIONAL RENT
	  	 	7	 
		
	 ARTICLE 5 USE OF PREMISES
	  	 	9	 
		
	 ARTICLE 6 SERVICES AND UTILITIES
	  	 	11	 
		
	 ARTICLE 7 REPAIRS
	  	 	14	 
		
	 ARTICLE 8 ADDITIONS AND ALTERATIONS
	  	 	15	 
		
	 ARTICLE 9 COVENANT AGAINST LIENS
	  	 	17	 
		
	 ARTICLE 10 INDEMNIFICATION AND INSURANCE
	  	 	17	 
		
	 ARTICLE 11 DAMAGE AND DESTRUCTION
	  	 	21	 
		
	 ARTICLE 12 NONWAIVER
	  	 	23	 
		
	 ARTICLE 13 CONDEMNATION
	  	 	24	 
		
	 ARTICLE 14 ASSIGNMENT AND SUBLETTING
	  	 	24	 
		
	 ARTICLE 15 SURRENDER OF PREMISES; OWNERSHIP AND REMOVAL OF TRADE FIXTURES
	  	 	28	 
		
	 ARTICLE 16 HOLDING OVER
	  	 	29	 
		
	 ARTICLE 17 ESTOPPEL CERTIFICATES
	  	 	29	 
		
	 ARTICLE 18 SUBORDINATION, NON-DISTURBANCE &
ATTORNMENT
	  	 	30	 
		
	 ARTICLE 19 DEFAULTS; REMEDIES
	  	 	31	 
		
	 ARTICLE 20 COVENANT OF QUIET ENJOYMENT
	  	 	34	 
		
	 ARTICLE 21 INTENTIONALLY OMITTED
	  	 	34	 
		
	 ARTICLE 22 INTENTIONALLY OMITTED
	  	 	34	 

  

					
		  		 	1655 Grant Street

					
		  		  	Genworth Financial Wealth Management, Inc.

 (i) 

					
	 ARTICLE 23 SIGNS
	  	 	34	 
		
	 ARTICLE 24 COMPLIANCE WITH LAW
	  	 	35	 
		
	 ARTICLE 25 LATE CHARGES
	  	 	36	 
		
	 ARTICLE 26 LANDLORD’S RIGHT TO CURE DEFAULT; PAYMENTS BY TENANT
	  	 	36	 
		
	 ARTICLE 27 ENTRY BY LANDLORD
	  	 	36	 
		
	 ARTICLE 28 TENANT PARKING
	  	 	37	 
		
	 ARTICLE 29 MISCELLANEOUS PROVISIONS
	  	 	39	 

  

			
	 EXHIBITS
	 	
		
	 EXHIBIT A -
	 	LEGAL DESCRIPTION OF PROPERTY
		
	 EXHIBIT B -
	 	TENANT WORK LETTER
		
	 EXHIBIT C -
	 	OPERATING EXPENSE DEFINITIONS AND CALCULATION PROCEDURES
		
	 EXHIBIT D -
	 	RULES AND REGULATIONS
		
	 EXHIBIT E -
	 	FORM OF TENANT’S ESTOPPEL CERTIFICATE
		
	 EXHIBIT F -
	 	NOTICE OF LEASE TERM DATES
		
	 EXHIBIT G -
	 	FORM OF SNDA
		
	 EXHIBIT H -
	 	JANITORIAL SERVICES
		
	 EXHIBIT I -
	 	CRITICAL ENVIRONMENTS

  

					
		  		 	1655 Grant Street

					
		  		  	Genworth Financial Wealth Management, Inc.

 (ii) 

					
	 Accountant
	  	 	9	 
	 Additional Rent
	  	 	7	 
	 Alterations
	  	 	15	 
	 Applicable Laws
	  	 	35	 
	 Award
	  	 	6	 
	 Bank
	  	 	10	 
	 Base Building
	  	 	15	 
	 Base Rent
	  	 	7	 
	 Base Year
	  	 	1	 
	 Brokers
	  	 	43	 
	 Building
	  	 	1	 
	 Building Common Areas,
	  	 	2	 
	 Building Common Areas
	  	 	2	 
	 Building Hours
	  	 	11	 
	 CAP Process
	  	 	10	 
	 CEWA Work
	  	 	10	 
	 Comparable Deals
	  	 	3	 
	 Comparable Term
	  	 	4	 
	 Control,
	  	 	27	 
	 Cosmetic Alterations
	  	 	15	 
	 Cost Pools
	  	 	9	 
	 Critical Environments
	  	 	10	 
	 Direct Expenses
	  	 	1	 
	 Estimate
	  	 	9	 
	 Estimate Statement
	  	 	9	 
	 Estimated Excess
	  	 	9	 
	 Excess
	  	 	9	 
	 Exercise Notice
	  	 	4	 
	 Expense Year
	  	 	1	 
	 Force Majeure
	  	 	42	 
	 Garage
	  	 	3	 
	 Handbook
	  	 	10	 
	 Holidays
	  	 	11	 
	 HVAC
	  	 	11	 
	 Interest Rate
	  	 	36	 
	 Landlord
	  	 	1	 
	 Landlord Parties
	  	 	17	 
	 Landlord’s Option Rent Calculation
	  	 	4	 
	 Lease
	  	 	1	 
	 Lease Commencement Date
	  	 	2	 
	 Lease Expiration Date
	  	 	2	 
	 Lease Term
	  	 	2	 
	 Lines
	  	 	45	 
	 Market Rent
	  	 	3	 

  

					
		  		 	1655 Grant Street

					
		  		  	Genworth Financial Wealth Management, Inc.

 (iii) 

					
	 MPOE
	  	 	13	 
	 Neutral Arbitrator
	  	 	5	 
	 Operating Expenses
	  	 	1	 
	 Option Rent
	  	 	3	 
	 Option Term
	  	 	3	 
	 Option Term Improvement Allowance
	  	 	4	 
	 Other Improvements
	  	 	45	 
	 Outside Agreement Date
	  	 	5	 
	 Parking Rules
	  	 	37	 
	 Permitted Transferee
	  	 	27	 
	 Permitted Use
	  	 	2	 
	 Premises
	  	 	1	 
	 Project
	  	 	1	 
	 Project Common Areas
	  	 	2	 
	 Project Common Areas,
	  	 	2	 
	 Proposition 13
	  	 	8	 
	 Renovations
	  	 	44	 
	 Rent Concessions
	  	 	3	 
	 Rent
	  	 	7	 
	 Review Period
	  	 	8	 
	 Rules and Regulations
	  	 	10	 
	 Statement
	  	 	9	 
	 Summary
	  	 	1	 
	 Swift Plaza
	  	 	1	 
	 Tax Expenses
	  	 	7	 
	 Tenant
	  	 	1	 
	 Tenant Parties
	  	 	18	 
	 Tenant Response Notice
	  	 	4	 
	 Tenant’s Option Rent Calculation
	  	 	4	 
	 Tenant’s Share
	  	 	8	 
	 Third Party Contractor
	  	 	21	 
	 Transfer
	  	 	27	 
	 Transfer Premium
	  	 	26	 
	 Transferee
	  	 	24	 
	 Transfers
	  	 	24	 
	 Work Letter
	  	 	1	 

  

					
		  		 	1655 Grant Street

					
		  		  	Genworth Financial Wealth Management, Inc.

 (iv) 

 Execution Version 

1655 GRANT STREET 

SWIFT PLAZA–CONCORD, CALIFORNIA 

OFFICE LEASE 
 This
Office Lease (this “Lease”), dated as of the date set forth in Section 1 of the Summary of Basic Lease Information (the “Summary”), below, is made by and between SFG Owner A, LLC, a
Delaware limited liability company (“Landlord”), and Genworth Financial Wealth Management, Inc., a California corporation (“Tenant”). 

SUMMARY OF BASIC LEASE INFORMATION 
  

							
	 	  	TERMS OF LEASE	  	 DESCRIPTION

	1.	  	Date:	  		  	May 29, 2013.
			
	2.	  	Premises:	  	
				
		  	2.1	  	Building:	  	That certain thirteen (13)-story office building (the “Building”) located at 1655 Grant Street, Concord, California 94520, which Building contains approximately 291,992 rentable square feet of space
				
		  	2.2	  	Premises:	  	48,128 rentable square feet of space comprising all of the ninth and tenth (9th-10th) floors of the Building, as further set
forth in Exhibit A to this Lease.
				
		  	2.3	  	Project:	  	The Building is part of an office project known as “Swift Plaza,” as further set forth in Section 1.1.2 of this Lease.
			
	3.	  	Lease Term
 (Article 2):
	  	
				
		  	3.1	  	Length of Term:	  	Ninety-four (94) months.
				
		  	3.2	  	Lease Commencement Date:	  	The earlier to occur of (i) the date upon which Tenant first commences to conduct business in the Premises and (ii) the date upon which the Premises are “Ready for Occupancy,” as that term is set forth in Section
5.1 of the Work Letter attached as Exhibit B to the Lease, which Lease Commencement Date is anticipated to be September 19th,
2013.

  

					
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		  	Summary P-1           	  	Genworth Financial Wealth Management, Inc.

							
				
		  	3.3	  	Lease Expiration Date:	  	The last day of the calendar month in which the date which is ninety-four (94) months after the Lease Commencement Date occurs; provided, however, to the extent the Lease Commencement Date occurs on the first day of a calendar
month, then the Lease Expiration Date shall be the day immediately preceding the date which is ninety-four (94) months after the Lease Commencement Date. For example, if the Lease Commencement Date is September 1st, 2013 the Lease Expiration Date will be June 30th, 2021 and if the Lease Commencement Date is between September 2nd, 2013 and September 30th, 2013 the Lease Expiration Date will be July 31st,
2021.
				
		  	3.4	  	Option Term(s):	  	Two (2) five (5)-year option(s) to renew, as more particularly set forth in Section 2.2 of this Lease.

  

	4.	 Base Rent (Article 3): 

 

													
	 Period During

Lease Term
	  	Annual
Base Rent	 	  	Monthly
Installment
of Base Rent	 	  	Monthly
Rental Rate
per Rentable
Square Foot	 
	 Months 01 - 10
	  	$	0.00	 	  	$	0.00	 	  	$	0.00	 
	 Months 11 - 22
	  	$	1,097,318.40	 	  	$	91,443.20	 	  	$	1.90	 
	 Months 23 - 34
	  	$	1,126,195.20	 	  	$	93,849.60	 	  	$	1.95	 
	 Months 35 - 46
	  	$	1,155,072.00	 	  	$	96,256.00	 	  	$	2.00	 
	 Months 47 - 58
	  	$	1,183,948.80	 	  	$	98,662.40	 	  	$	2.05	 
	 Months 59 - 70
	  	$	1,212,825.60	 	  	$	101,068.80	 	  	$	2.10	 
	 Months 71 - 82
	  	$	1,241,702.40	 	  	$	103,475.20	 	  	$	2.15	 
	 Months 83 - 94
	  	$	1,270,579.20	 	  	$	105,881.60	 	  	$	2.20	 

  

					
	5.	  	 Base Year
 (Exhibit C):
	  	Calendar year 2014.
			
	6.	  	 Tenant’s Share
 (Exhibit
C):
	  	16.48%.
			
	7.	  	 Permitted Use
 (Article 5):
	  	Tenant shall use the Premises solely for general office use and uses incidental thereto (the “Permitted Use”); provided, however, that notwithstanding anything to the contrary set forth hereinabove, and as more
particularly set forth in the Lease, Tenant shall be responsible for operating and maintaining the Premises pursuant to, and in no event may Tenant’s Permitted Use violate, (A) Landlord’s “Rules and Regulations,” as that term is
set forth in Article 5 of this Lease, (B) all “Applicable Laws,” as that term is set forth

  

					
		  		 	1655 Grant Street

					
		  	Summary P-2           	  	Genworth Financial Wealth Management, Inc.

					
		  		  	in Article 24 of this Lease, (C) all applicable zoning, building codes and the “CC&Rs,” as that term is set forth in Article 1 of this Lease, and (D) the character of the Building as a first-class office
building.
			
	8.	  	Security Deposit	  	
		  	(Article 21) :	  	$0.00.
			
	9.	  	 Parking
 (Article 28):
	  	A total of two hundred forty one (241) unreserved parking passes for the five (5) level parking structure located at 1575 Grant Street between Clayton Road and Oak Street (the “Garage). Additionally, two (2) reserved
parking spaces and five (5) visitor spaces identified as designated for Tenant.
			
	10.	  	 Legal Notice Address of Tenant
 (Section
29.16):
	  	 Genworth Financial Wealth Management, Inc.
 6620
West Broad Street, Building I
 Richmond, VA 23230
 Attention:
Sarah Bagby

			
		  		  	with a copy to:
			
		  		  	 Genworth Financial Wealth Management, Inc.
 1655
Grant Street
 Concord, CA 94520
 Attention: Ted F.
Angus

			
	11.	  	Legal Notice Address of Landlord	  	
		  	(Section 29.16):	  	 SFG Owner A, LLC
 c/o Swift Realty Partners
LLC
 260 California Street, Suite 300
 San Francisco,
California 94111
 Attention: Craig Firpo 
  

with a copy to:
  

Orrick, Herrington & Sutcliffe, LLP
 405 Howard Street

San Francisco, California 94605
 Attention: MJ.
Pritchett

  

					
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		  	Summary P-3           	  	Genworth Financial Wealth Management, Inc.

					
	12.	  	Broker(s)	  	
		  	(Section 29.20):	  	
		  		  	Representing Landlord:
		  	Representing Tenant:	  	Cornish & Carey Commercial
		  	Peter R. McGill, Cassidy Turley	  	Newmark Knight Frank
		  	Mark McNally, Cassidy Turley	  	Breck Lutz
			
	13.	  	Moving Allowance:	  	
		  		  	None

  

					
		  		 	1655 Grant Street

					
		  	Summary P-4           	  	Genworth Financial Wealth Management, Inc.

 Execution Version 

ARTICLE 1 

PREMISES, BUILDING, PROJECT, AND COMMON AREAS 

1.1 Premises, Building, Project and Common Areas. 

1.1.1 The Premises. Landlord hereby leases to Tenant and Tenant hereby leases from Landlord the premises set forth in
Section 2.2 of the Summary (the “Premises”). The outline of the Premises is set forth in Exhibit A-1 attached hereto and the Premises has
approximately the number of rentable square feet as set forth in Section 2.2 of the Summary. The parties hereto agree that the lease of the Premises is upon and subject to the terms, covenants and conditions (the
“TCCs”) herein set forth, and Tenant covenants as a material part of the consideration for this Lease to keep and perform each and all of such TCCs by it to be kept and performed and that this Lease is made upon the condition of
such performance. The parties hereto hereby acknowledge that the purpose of Exhibit A-1 is to show the location of the Premises in the “Building,” as that term is defined
in Section 1.1.2, below, only, and such Exhibit is not meant to constitute an agreement, representation or warranty as to the construction of the Premises, the precise area thereof or the specific location of the
“Common Areas,” as that term is defined in Section 1.1.3, below, or the elements thereof or of the accessways to the Premises or the “Project,” as that term is defined in Section 1.1.2,
below. Except as specifically set forth in this Lease and in the Work Letter attached hereto as Exhibit B (the “Work Letter”), Landlord shall not be obligated to provide or pay for any improvement work or
services related to the improvement of the Premises. Tenant also acknowledges that neither Landlord nor any agent of Landlord has made any representation or warranty regarding the condition of the Premises, the Building or the Project or with
respect to the suitability of any of the foregoing for the conduct of Tenant’s business, except as specifically set forth in this Lease and the Work Letter. 

1.1.2 The Building and The Project. The Premises are a part of the building set forth in Section 2.1
of the Summary (the “Building”). The Building is located on a legal parcel of land described on Exhibit A-2 (the “Property”). The Property is operated as
part of an office project known as “Swift Plaza” which includes four office buildings and a parking structure. The term “Project,” as used in this Lease, shall mean (i) the Building, (ii) the Property,
(iii) the adjacent properties included in the Project, which are owned by others, and which are 1755 Grant Street, 2000 Clayton Road and 2001 Clayton Road and the five-level parking structure commonly known as 1575 Grant Street, and
(iv) at Landlord’s discretion, any additional real property, areas, land, buildings or other improvements added thereto. The Project is subject to a recorded Reciprocal Easements, Covenants, Conditions and Restrictions Agreement as amended
(the “CC&Rs”) which governs the operation of the exterior common areas, certain mechanical systems and the parking structure. Swift Realty Partners, LLC is currently the Project Manager and Garage Operator under the CC&Rs.

 1.1.3 Common Areas. Tenant shall have the non-exclusive right to use
in common with other tenants in the Building or the Project, and subject to the rules and regulations referred to in Article 5 of this Lease, those portions of the Building, the Property and the Project which are provided, from time to time,
for use in common by Landlord, Tenant 

  

					
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and any other tenants of Building or the Project (such areas, together with such other portions of the Project designated by Landlord, in its discretion, including certain areas designated for
the exclusive use of certain tenants (provided such use does not materially and adversely impact Tenant’s access to or Permitted Use of the Premises or the shared common areas), or to be shared by Landlord and certain tenants, are collectively
referred to herein as the “Common Areas”). The Common Areas shall consist of the “Project Common Areas” and the “Building Common Areas,” all of which shall be operated in manner consistent with
other Class A office buildings in the Concord BART Submarket. The term “Project Common Areas,” as used in this Lease, shall mean the portion of the Project designated as “Exterior Common Areas” in the CC&Rs. The
term “Building Common Areas,” as used in this Lease, shall mean the portions of the Building designated as common areas by Landlord. The manner in which the Building Common Areas are maintained and operated shall be at the sole
discretion of Landlord and the use thereof shall be subject to such rules, regulations and restrictions as Landlord may make from time to time, provided that such rules, regulations and restrictions do not unreasonably interfere with the rights
granted to Tenant under this Lease and the permitted use granted under Article 5, below. Landlord reserves the right to close temporarily, make alterations or additions to, or change the location of elements of the Building and the
Common Areas; provided that no such changes shall be permitted which materially reduce Tenant’s rights or access hereunder. Tenant shall have the right of access to the Premises, the Building, the Property and, subject to TCCs of
Article 28, the Garage twenty-four (24) hours per day, seven (7) days per week during the “Lease Term,” as that term is defined in Article 2. 

1.2 Stipulation of Rentable Square Feet of Premises and Building. For purposes of this Lease, “rentable square feet”
of the Premises shall be deemed as set forth in Section 2.2 of the Summary and the rentable square feet of the Building shall be deemed as set forth in Section 2.1 of the Summary. 

ARTICLE 2 

LEASE TERM; OPTION TERMS 

2.1 Initial Lease Term. The TCCs and provisions of this Lease shall be effective as of the date of this Lease. The term of this
Lease (the “Lease Term”) shall be as set forth in Section 3.1 of the Summary, shall commence on the date set forth in Section 3.2 of the Summary (the “Lease Commencement Date”), and shall
terminate on the date set forth in Section 3.3 of the Summary (the “Lease Expiration Date”) unless this Lease is sooner terminated as hereinafter provided. Within ninety (90) days following commencement of the Lease
Term, Landlord shall deliver to Tenant a notice in the form as set forth in Exhibit F, attached hereto, as a confirmation only of the information set forth therein, which Tenant shall execute and return to Landlord. Should Tenant fail
to do so within forty five (45) days after Landlord’s delivery of the notice, the information set forth in the confirmation notice shall be conclusively presumed to be correct. 

  

					
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 2.2 Option Term(s). 

2.2.1 Option Right. Landlord hereby grants the originally named Tenant and its Permitted Transferees, as that term is set forth
in Section 14.6 of this Lease, two (2) options to extend the Lease Term for the entire Premises each by a period of five (5) years (each, an “Option Term”). Such option shall be exercisable only by Notice
delivered by Tenant to Landlord as provided below, provided that, as of the date of delivery of such Notice, (i) Tenant is not then in default under this Lease (beyond any applicable notice and cure periods), (ii) Tenant has not been in
monetary or any other material default under this Lease (beyond any applicable notice and cure periods) more than once during the prior twelve (12) month period, and (iii) Tenant has not been in monetary or any other material default under
this Lease (beyond any applicable notice and cure periods) more than three (3) times during the Lease Term. Upon the proper exercise of such option to extend, and provided that, as of the end of the then applicable Lease Term, (A) Tenant
is not in default under this Lease (beyond any applicable notice and cure periods), (B) Tenant has not been in monetary or any other material default under this Lease (beyond any applicable notice and cure periods) more than once during the prior
twelve (12) month period, and (C) Tenant has not been in monetary or any other material default under this Lease (beyond any applicable notice and cure periods) more than three (3) times during the Lease Term, then the Lease Term, as
it applies to the entire Premises, shall be extended for a period of five (5) years. The rights contained in this Section 2.2 shall only be exercised by the originally named Tenant or its Permitted Transferee (and not any other
assignee, sublessee or other transferee of the originally named Tenant’s interest in this Lease). 
 2.2.2 Option Rent.
The Rent payable by Tenant during the Option Term (the “Option Rent”) shall be equal to the Market Rent as set forth below. For purposes of this Lease, the term “Market Rent” shall mean rent (including additional
rent, and considering (x) any “base year” or “expense stop” applicable thereto, as well as (y) the inclusion of any utility expenses as a part thereof), including all escalations, at which tenants, as of the
commencement of the applicable term are, pursuant to transactions completed within the twenty-four (24) months prior to the first day of the applicable Option Term, leasing non-sublease, non-encumbered, non-synthetic, non-equity space (unless such space was leased pursuant to a definition of “fair market” comparable to the definition of Market Rent)
comparable in size, location and quality to the Premises for a “Comparable Term,” as that term is defined in this Section 2.2.2 (the “Comparable Deals”), which comparable space is located in the
“Comparable Buildings,” as that term is defined in this Section 2.2.2, giving appropriate consideration to the annual rental rates per rentable square foot, the standard of measurement by which the rentable square footage is
measured, the ratio of rentable square feet to usable square feet, and taking into consideration only, and granting only, the following concessions (provided that the rent payable in Comparable Deals in which the terms of such Comparable Deals are
determined by use of a discounted fair market rate formula shall be equitably increased in order that such Comparable Deals will not reflect a discounted rate) (collectively, the “Rent Concessions”): (a) rental abatement concessions
or build-out periods, if any, being granted such tenants in connection with such comparable spaces; (b) improvements or allowances provided or to be provided for such comparable space, taking into account
the value of the existing improvements in the Premises, such value to be based upon the age, quality and layout of the improvements and the extent to which the same could be utilized by general office users as contrasted with this specific Tenant,
and (c) all other monetary concessions, if any, being granted such tenants in connection with 

  

					
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such comparable space; provided, however, that notwithstanding anything to the contrary herein, no consideration shall be given to the fact that Landlord is or is not required to pay a real
estate brokerage commission in connection with the applicable term or the fact that the Comparable Deals do or do not involve the payment of real estate brokerage commissions. The term “Comparable Term” shall refer to the length of
the lease term, without consideration of options to extend such term, for the space in question. If in determining the Market Rent, Tenant is entitled to a improvement or comparable allowance for the improvement of the Premises (the “Option
Term Improvement Allowance”), Landlord may, at Landlord’s sole option, elect any or a portion of the following: (A) to grant some or all of the Option Term Improvement Allowance to Tenant in the form as described above
(i.e., as an improvement allowance), and/or (B) to reduce the rental rate component of the Market Rent to be an effective rental rate which takes into consideration that Tenant will not receive the total dollar value of such excess
Option Term Improvement Allowance (in which case the Option Term Improvement Allowance evidenced in the effective rental rate shall not be granted to Tenant). The term “Comparable Buildings” shall mean the Building and other
first-class institutionally-owned office buildings which are comparable to the Building in terms of age (based upon the date of completion of construction or major renovation as to the building containing the portion of the Premises in question),
quality of construction, level of services and amenities (including the type (e.g., surface, covered, subterranean) and amount of parking), size and appearance, and are located in the “Comparable Area,” which is the
“Concord BART Submarket” (defined below) in the East Bay portion of the San Francisco Bay Area. The “Concord BART Submarket” in the East Bay portion of the San Francisco Bay Area shall be the area containing Comparable
Buildings having reasonably comparable access to the Bay Area Rapid Transit (“BART”) system as well as reasonably comparable freeway access as the Project, and located within the City of Concord. 

2.2.3 Exercise of Option. The option contained in this Section 2.2 shall be exercised by Tenant, if at all, only in
the manner set forth in this Section 2.2.3. Tenant shall deliver notice (the “Exercise Notice”) to Landlord not more than fifteen (15) months nor less than nine (9) months prior to the expiration of the then
Lease Term, stating that Tenant is exercising its option. Landlord shall then deliver notice (the “Landlord Response Notice”) to Tenant on or before the date which is thirty (30) days after Landlord’s receipt of the
Exercise Notice, which Landlord Response Notice shall contain Landlord’s calculation of the Market Rent (the “Landlord’s Option Rent Calculation”). Tenant shall deliver notice (the “Tenant Response
Notice”) to Landlord on or before the date which is fifteen (15) days after Tenant’s receipt of the Landlord Response Notice and Landlord’s Option Rent Calculation, stating that Tenant is (A) accepting Landlord’s
Option Rent Calculation as the Market Rent, (B) rejecting Landlord’s Option Rent Calculation and setting forth Tenant’s calculation of the Market Rent so as to proceed with the process of extending the Lease Term (the
“Tenant’s Option Rent Calculation”), or (C) withdrawing and rescinding its Exercise Notice. If Tenant does not timely respond within such fifteen (15) day period, Landlord may send a second notice, including a
prominently displayed, conspicuous caption stating that Tenant’s failure to respond within five (5) business days shall be deemed to constitute Tenant’s acceptance of Landlord’s Option Rent Calculation. If following such second
notice, Tenant fails to respond within such five (5) business day period, Tenant shall be deemed to have accepted Landlord’s Option Rent Calculation. If Tenant timely sends notice of its election to withdraw its Exercise Notice

  

					
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pursuant to clause (C) above, such Exercise Notice shall be rescinded without liability or obligation; provided, however, if Tenant does not timely withdraw its Exercise Notice pursuant to
clause (C), such Exercise Notice from Tenant shall be irrevocable and the parties will proceed in accordance with the TCCs of this Section 2.2. Within ten (10) business days of its receipt of the Tenant Response Notice and Tenant Option
Rent Calculation, Landlord may, at its option, accept the Market Rent contained in the Tenant’s Option Rent Calculation. If Landlord does not affirmatively accept or Landlord rejects the Market Rent specified in the Tenant’s Option Rent
Calculation, the parties shall follow the procedure, and the Market Rent shall be determined as set forth in Section 2.2.4. 

2.2.4 Determination of Market Rent. In the event Landlord rejects or is deemed to have rejected the Market Rent contained in
Tenant’s Option Rent Calculation, Landlord and Tenant shall attempt to agree upon the Market Rent using reasonable good-faith efforts. If Landlord and Tenant fail to reach agreement within thirty (30) days following Landlord’s
rejection or deemed rejection of the Tenant’s Option Rent Calculation (the “Outside Agreement Date”), then, within two (2) business days following such Outside Agreement Date, (x) Tenant may reestablish the
Tenant’s Option Rent Calculation by delivering written notice thereof to Landlord, and (y) Landlord may reestablish the Landlord’s Option Rent Calculation by delivering written notice thereof to Tenant. If Landlord and Tenant
thereafter fail to reach agreement within seven (7) business days of the Outside Agreement Date, then in connection with the Option Rent, Landlord’s Option Rent Calculation and Tenant’s Option Rent Calculation, each as most recently
delivered to the other party pursuant to the TCCs of this Section 2.2, shall be submitted to the “Neutral Arbitrator,” as that term is defined in Section 2.2.4.1 of this Lease, pursuant to the TCCs of this
Section 2.2.4. The submittals shall be made concurrently with the selection of the Neutral Arbitrator pursuant to this Section 2.2.4 and shall be submitted to arbitration in accordance with Section 2.2.4.1 through
2.2.4.5 of this Lease, but subject to the conditions, when appropriate, of Section 2.2.3. 
 2.2.4.1 Landlord and Tenant
shall mutually, reasonably appoint one (1) arbitrator who shall by profession be a real estate broker or appraiser who shall have been active over the five (5) year period ending on the date of such appointment in the leasing or the
appraisal of (as the case may be) of first-class commercial office properties in the Comparable Area (the “Neutral Arbitrator”). The determination of the Neutral Arbitrator shall be limited solely to the issue of whether
Landlord’s Option Rent Calculation or Tenant’s Option Rent Calculation, each as submitted to the Neutral Arbitrator pursuant to Section 2.2.4. above, is the closest to the actual Market Rent as determined by such
Neutral Arbitrator, taking into account the requirements of Section 2.2.2 of this Lease. Such Neutral Arbitrator shall be appointed within fifteen (15) days after the applicable Outside Agreement Date. Neither the
Landlord or Tenant may, directly or indirectly, consult with the Neutral Arbitrator prior to subsequent to his or her appearance. The Neutral Arbitrator shall be retained via an engagement letter jointly prepared by Landlord’s counsel and
Tenant’s counsel. 
 2.2.4.2 The Neutral Arbitrator shall, within thirty (30) days of his/her appointment, reach a decision as to
Market Rent and determine whether the Landlord’s Option Rent Calculation or Tenant’s Option Rent Calculation, each as submitted to the Neutral Arbitrator pursuant to Section 2.2.4. above, is closest to Market Rent as determined
by such 

  

					
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Neutral Arbitrator and simultaneously publish a ruling (“Award”) indicating whether Landlord’s Option Rent Calculation or Tenant’s Option Rent Calculation is closest to
the Market Rent as determined by such Neutral Arbitrator. Following notification of the Award, the Landlord’s Option Rent Calculation or Tenant’s Option Rent Calculation, whichever is selected by the Neutral Arbitrator as being closest to
Market Rent, shall become the then applicable Option Rent. 
 2.2.4.3 The Award issued by such Neutral Arbitrator shall be binding upon
Landlord and Tenant. 
 2.2.4.4 If Landlord and Tenant fail to appoint the Neutral Arbitrator within fifteen (15) days after the
applicable Outside Agreement Date, either party may petition the presiding judge of the Superior Court of Contra Costa County to appoint such Neutral Arbitrator subject to the criteria in Section 2.2.4.1 of this Lease, or
if he or she refuses to act, either party may petition any judge having jurisdiction over the parties to appoint such Neutral Arbitrator. 

2.2.4.5 The cost of arbitration shall be paid by Landlord and Tenant equally. 

2.3 Option to Early Terminate. Notwithstanding anything to the contrary herein, Tenant shall have the right, which may be
exercised in its sole and absolute discretion (but once exercised as provided below shall be binding and irrevocable), to terminate the Lease Term under this Lease, effective as of the last day of the seventieth (70th) month after the Lease Commencement Date (such early termination date, the “Early Termination Date”) by providing written notice (the “Early Termination Notice”) to
Landlord on or before the last day of the sixty-first (61st) month after the Lease Commencement Date. The Termination Notice must be accompanied by a termination payment (“Termination
Fee”) equal to $1,000,000.00. Upon the timely receipt of the Termination Notice and the Termination Fee, the Lease Expiration Date will become the Early Termination Date and the Lease Term will expire on the Early Termination Date for all
purposes of this Lease. 
 2.4 Completion of Tenant Improvements. Landlord acknowledges that, pursuant to that certain Lease,
dated October 18th, 1999, as amended from time to time, between Pleasant Hill Holdings, Inc., as landlord, and Tenant, as successor in interest to AssetMark Investment Services, Inc., as tenant,
Tenant may become subject to monthly incremental holdover rent, i.e., the amount in excess of Tenant’s current monthly rent under such lease (“Incremental Holdover Rent”), in the event that Tenant does not vacate the premises
under such lease prior to September 30, 2013. In the event that the Premises are not Ready For Occupancy on or prior to September 1, 2013 (provided that such date shall be extended on a day-for-day basis by any delays caused by or arising out of the matters described in Sections 5.2.1-5.2.7 of the Work Letter or Force Majeure events), upon delivery by
Tenant to Landlord of satisfactory documentation, Landlord shall provide Tenant with a credit against Tenant’s future Base Rent obligations under this Lease in an amount equal to the Incremental Holdover Rent actually paid by Tenant for the
period between September 30, 2013, and the date on which the Premises are Ready For Occupancy; provided that such credit shall be subject to a maximum of $50,000 per month of Incremental Holdover Rent. In the event that the Premises are not
Ready For Occupancy on or prior to December 1, 2013 (provided that such date shall be extended on a day-for-day basis by any delays caused by or arising out of the
matters described in Sections 5.2.1-5.2.7 of the Work Letter or Force Majeure events), Tenant shall have the right to terminate this Lease without penalty upon written notice to Landlord. 

  

					
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 ARTICLE 3 

BASE RENT 
 Tenant
shall pay, without prior notice or demand, to Landlord or Landlord’s agent at the management office of the Building, or, at Landlord’s option, at such other place as Landlord may from time to time designate in writing, by a check or
electronic funds transfer for currency which, at the time of payment, is legal tender for private or public debts in the United States of America, base rent (“Base Rent”) as set forth in Section 4 of the Summary, payable
in equal monthly installments as set forth in Section 4 of the Summary in advance on or before the first day of each and every calendar month during the Lease Term, without any setoff or deduction whatsoever. The Base Rent for the first
full month of the Lease Term which occurs after the expiration of any free rent period shall be paid on or prior to the Lease Commencement Date. If any payment of Base Rent is for a period which is shorter than one month, the Base Rent for any such
fractional month shall accrue on a daily basis during such fractional month and shall total an amount equal to the product of (i) a fraction, the numerator of which is the number of days in such fractional month and the denominator of which is
the actual number of days occurring in such calendar month, and (ii) the then-applicable Monthly Installment of Base Rent. All other payments or adjustments required to be made under the TCCs of this Lease that require proration on a time basis
shall be prorated on the same basis. 
 ARTICLE 4 

ADDITIONAL RENT 

4.1 In General. In addition to paying the Base Rent specified in Article 3 of this Lease, Tenant shall pay
“Tenant’s Share” of the annual “Direct Expenses,” as those terms are defined in Sections 1.1.6 and 1.1.2, respectively, of Exhibit C attached to this Lease, which are in excess of
the amount of Direct Expenses applicable to the “Base Year,” as that term is defined in Section 1.1.1 of Exhibit C; provided, however, that in no event shall any decrease in Direct Expenses for any Expense Year
below Direct Expenses for the Base Year entitle Tenant to any decrease in Base Rent or any credit against sums due under this Lease. Such payments by Tenant, together with any and all other amounts payable by Tenant to Landlord pursuant to the TCCs
of this Lease, other than payments of Base Rent, are hereinafter collectively referred to as the “Additional Rent,” and the Base Rent and the Additional Rent are herein collectively referred to as “Rent.” All
amounts due under this Article 4 and Exhibit C as Additional Rent shall be payable for the same periods and in the same manner as the Base Rent; provided, however, the parties hereby acknowledge that the first monthly
installment of Tenant’s Share of any “Estimated Excess,” as that term is set forth in, and pursuant to the terms and conditions of, Section 1.3.2 of Exhibit C, shall first be due and payable for the calendar
month occurring immediately following the expiration of the Base Year. Without limitation on other obligations of Tenant which survive the expiration of the Lease Term, the obligations of Tenant to pay the Additional Rent provided for in this
Article 4 and Exhibit C shall survive the expiration of the Lease Term. 

  

					
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 4.2 Taxes and Other Charges for Which Tenant Is Directly Responsible. 

4.2.1 Tenant shall be liable for and shall pay prior to delinquency, taxes levied against Tenant’s equipment, furniture, fixtures and any
other personal property located in or about the Premises. If any such taxes on Tenant’s equipment, furniture, fixtures and any other personal property are levied against Landlord or Landlord’s property or if the assessed value of
Landlord’s property is increased by the inclusion therein of a value placed upon such equipment, furniture, fixtures or any other personal property and if Landlord pays the taxes based upon such increased assessment, which Landlord shall have
the right to do regardless of the validity thereof but only under proper protest if requested by Tenant, Tenant shall upon demand repay to Landlord the taxes so levied against Landlord or the proportion of such taxes resulting from such increase in
the assessment, as the case may be. 
 4.2.2 If the improvements in the Premises (other than those installed by Landlord pursuant to the
Lease and/or Work Letter), whether installed and/or paid for by Landlord or Tenant and whether or not affixed to the real property so as to become a part thereof, are assessed for real property tax purposes at a valuation higher than the valuation
at which improvements conforming to Landlord’s “building standard” in other space in the Building are assessed, then the Tax Expenses levied against Landlord or the property by reason of such excess assessed valuation shall be deemed
to be taxes levied against personal property of Tenant and shall be governed by the provisions of Section 4.2.1, above. 
 4.2.3
Notwithstanding any contrary provision herein, Tenant shall pay prior to delinquency any (i) rent tax or sales tax, service tax, transfer tax or value added tax, or any other applicable tax on the rent or services herein or otherwise respecting
this Lease, (ii) taxes assessed upon or with respect to the possession, leasing, operation, management, maintenance, alteration, repair, use or occupancy by Tenant of the Premises or any portion of the Project, including the Garage; or
(iii) taxes assessed upon this transaction or any document to which Tenant is a party creating or transferring an interest or an estate in the Premises. 

4.3 Landlord’s Books and Records. Upon Tenant’s written request given not more than ninety (90) days after
Tenant’s receipt of a Statement for a particular Expense Year, and provided that Tenant is not then in default under this Lease beyond any applicable cure period provided in this Lease, specifically including, but not limited to, the timely
payment of Additional Rent (whether or not the same is subject of the dispute), Landlord shall furnish Tenant with such reasonable supporting documentation in connection with said Direct Expenses as Tenant may reasonably request. Landlord shall
provide said information to Tenant within sixty (60) days after Tenant’s written request therefor. Within two hundred forty (240) days after receipt of a Statement by Tenant (the “Review Period”), if Tenant
disputes the amount of Additional Rent set forth in the Statement, an employee of Tenant or its affiliate, or a third party providing lease administration services (which is not working on a contingency fee basis) or an independent certified public
accountant (which accountant (A) is a member of a nationally or regionally recognized accounting firm which has previous experience in reviewing financial operating records of landlords of office buildings, (B) shall not already be
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accounting and/or lease administration services to Tenant and shall not have provided primary accounting and/or lease administration services to Tenant in the past three (3) years, (C) is
not working on a contingency fee basis [i.e., Tenant must be billed based on the actual time and materials that are incurred by the accounting firm in the performance of the audit], and (D) shall not currently or in the future be
providing accounting and/or lease administration services to another tenant in the Building and/or the Project in connection with a review or audit by such other tenant of Direct Expenses) designated and paid for by Tenant, may, after reasonable
notice to Landlord and at reasonable times, inspect Landlord’s records with respect to the Statement at Landlord’s corporate offices, provided that (i) Tenant is not then in default under this Lease (beyond any applicable
notice and cure periods), (ii) Tenant has paid all amounts required to be paid under the applicable Estimate Statement and Statement, as the case may be, and (iii) , unless an employee of Tenant is performing the audit, a copy of the
audit agreement between Tenant and its particular auditor has been delivered to Landlord prior to the commencement of the audit. In connection with any such inspection, Tenant and Tenant’s agents must agree in advance to follow Landlord’s
reasonable rules and procedures regarding inspections of Landlord’s records, and shall execute a commercially reasonable confidentiality agreement regarding such inspection. At the request of Tenant, such auditor shall be provided office space
to perform such audit and shall be permitted to make copies of relevant documents (subject to commercially reasonable requirements to ensure the preserved confidentiality of any audited materials, including without limitation the requirement that
all such copies be returned to Landlord or destroyed). Any audit report prepared by Tenant’s auditors shall be delivered concurrently to Landlord and Tenant within the two hundred forty (240) day period referenced above. Excepting the Base
Year Statement, Tenant’s failure to dispute the amount of Additional Rent set forth in any Statement within the Review Period shall be deemed to be Tenant’s approval of such Statement and Tenant, thereafter, waives the right or ability to
dispute the amounts set forth in such Statement. If after such inspection, Tenant still disputes such Additional Rent, a determination as to the proper amount shall be made, at Tenant’s expense, by an independent certified public accountant
(the “Accountant”) selected by Landlord and subject to Tenant’s reasonable approval; provided that if such determination by the Accountant proves that Direct Expenses for the applicable Expense Year were overstated by more than
five percent (5%), then the cost of the Accountant and any other out-of-pocket, third-party Tenant costs of such determination shall be paid for by Landlord. Tenant
hereby acknowledges that Tenant’s sole right to inspect Landlord’s books and records and to contest the amount of Direct Expenses payable by Tenant shall be as set forth in this Section 4.3, and Tenant hereby waives any and all
other rights pursuant to applicable law to inspect such books and records and/or to contest the amount of Direct Expenses payable by Tenant. 

ARTICLE 5 
 USE
OF PREMISES 
 5.1 Permitted Use. Tenant shall use the Premises solely for the “Permitted Use,” as that term
is defined in Section 7 of the Summary, and Tenant shall not use or permit the Premises to be used for any other purpose or purposes whatsoever without the prior written consent of Landlord, which may be withheld in Landlord’s sole
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allow occupancy density of use of the Premises which is greater than the seven (7) persons per 1,000 rentable square feet of space located in the Premises or which would exceed any maximum
densities permitted by applicable law or governmental authority. Tenant covenants and agrees that it shall not use, or suffer or permit any person or persons to use, the Premises or any part thereof for any use or purpose contrary to the rules and
regulations promulgated by Landlord from time to time (“Rules and Regulations”), the current set of which (as of the date of this Lease) is attached to this Lease as Exhibit D; or in violation of the laws
of the United States of America, the State of California, or the ordinances, regulations or requirements of the local municipal or county governing body or other lawful authorities having jurisdiction over the Building, or in a manner otherwise
inconsistent with the character of the Building as a first-class office building. Tenant shall faithfully observe and comply with the Rules and Regulations. Tenant shall comply with all recorded covenants, conditions, and restrictions currently
affecting the Project including the CC&Rs. Additionally, Tenant acknowledges that the Project may be subject to any future CC&Rs which Landlord, in Landlord’s discretion, deems reasonably necessary or desirable, and which do not violate
the terms of this Lease or its Permitted Use, and Tenant agrees that this Lease shall be subject and subordinate to such CC&Rs and Tenant shall promptly recognize such CC&Rs by executing a commercially reasonable form of recognition. 

5.2 CAP Process. Tenant acknowledges that during the Lease Term, Bank of America, National Association (the
“Bank”) will be conducting operations critical to the Bank’s business within portions of the Property as shown on Exhibit I hereto (such portions, as the same may be modified from time to time by written notice from Landlord to
Tenant, the “Critical Environments”). Tenant agrees that it will not perform, or allow any utility provider, vendor, or other third party to perform, any “Alterations” as that term is defined in Section 8.1, below, or
any construction, repair, maintenance, testing, or other work that requires entry into the Critical Environments, or that could potentially impact or interrupt the Bank’s operations within the Critical Environments (e.g., outdoor activities
that produce vibration (such as jack hammering), airborne particulates, or the release of water) (collectively, “CEWA Work”) unless it complies with and causes the utility providers, vendors, and other third parties performing the
CEWA Work to comply with, the Bank’s Critical Awareness Process (“CAP Process”), as set forth in the Bank’s Critical Awareness Learning Guide (the “Handbook”). Tenant hereby acknowledges receipt of the
current Handbook. Landlord shall notify Tenant of any changes to the Handbook and/or the CAP Process after the Lease Commencement Date, which changes shall not materially affect Tenant’s obligations under the CAP Process existing as of the date
of this Lease. Landlord shall coordinate communications between Tenant and the Bank regarding the CAP Process. Bank may pay certain costs incurred by Tenant in implementing the CAP Process. Landlord will use good faith efforts to coordinate the
Bank’s payment of Tenant’s implementation costs, but will have no liability for Tenant’s costs of compliance with the CAP Process. Tenant also agrees to obtain the prior written consent of Landlord to such CEWA Work, which consent
shall be requested by Tenant not less than thirty (30) days prior to the commencement thereof, and which consent shall not be unreasonably withheld by Landlord, provided that it shall be deemed reasonable for Landlord to withhold its consent to
any CEWA Work that may result in Landlord being in breach or default under the Bank’s lease. 

  

					
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 ARTICLE 6 

SERVICES AND UTILITIES 

6.1 Standard Tenant Services. Landlord shall provide the following services on all days (unless otherwise stated below) during
the Lease Term. 
 6.1.1 Subject to reasonable changes implemented by Landlord and all governmental rules, regulations and guidelines
applicable thereto, Landlord shall provide heating and air conditioning (“HVAC”) when necessary for normal comfort for normal office use in the Premises from 7:00 A.M. to 6:00 P.M. Monday through Friday (collectively, the
“Building Hours”), except for the date of observation of New Year’s Day, Presidents’ Day, Memorial Day, Independence Day, Labor Day, Thanksgiving Day, Christmas Day (collectively, the “Holidays”). The
daily time periods identified hereinabove are sometimes referred to as the “Business Hours.” 
 6.1.2 On a twenty-four
(24) hour, seven (7)-day a week basis, Landlord shall provide adequate electrical equipment to bring electricity to the Premises for lighting, convenience outlets and for other normal office use. 

6.1.3 Landlord shall replace lamps, starters and ballasts for Building standard lighting fixtures within the Premises with new, unused
fixtures that are in good working order. Tenant shall bear the cost of replacement of lamps, starters and ballasts for non-Building standard lighting fixtures within the Premises, except as provided in the
Work Letter. 
 6.1.4 Landlord shall provide city water from the regular Building outlets for drinking, lavatory and toilet purposes on a
twenty-four (24) hour, seven (7) day a week basis. 
 6.1.5 Landlord shall provide janitorial services in accordance with the
specifications of Exhibit H attached hereto. Such service shall occur, after normal business hours, five (5) days per week, consistent with other first class office buildings in the vicinity of the Project, in and about the Premises. Landlord
shall provide window washing services in a manner consistent with other comparable buildings in the vicinity of the Project. 
 6.1.6
Landlord shall provide nonexclusive, non-attended automatic passenger elevator service during the Building Hours. At least one elevator shall be available at all other times, including the Holidays. 

6.1.7 Landlord shall provide on-site access control equipment, personnel, procedures and systems
consistent with other first class office buildings in the vicinity of the Project. 
 6.1.8 Subject to Landlord’s rules, regulations,
and restrictions and the terms of this Lease, Landlord shall permit Tenant to utilize the existing Building risers, raceways, shafts and conduit to the extent (i) there is available space in the Building risers, raceways, shafts and/or conduit
for Tenant’s use, which availability shall be determined by Landlord in Landlord’s sole and absolute discretion, and (ii) Tenant’s requirements are consistent with the requirements of a typical general office user. Tenant may
only use vendors approved by Landlord, which approval shall not be unreasonably withheld, to provide services to Tenant through the use of the Building risers, raceways, shafts and conduit. 

  

					
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 6.1.9 Landlord shall provide on-site security guards
and closed circuit surveillance cameras, including but not limited to: an on-site security officer located at the front desk of the Building during normal business hours and roving security guard(s) to patrol
the outside of the Building and the Project, as provided in the CC&Rs, with not less than one on-duty security guard to be provided for the Project on a 24-hour, 7-day a week basis. 
 Tenant shall cooperate fully with Landlord at all times and abide by all
regulations and requirements that Landlord may reasonably prescribe for the proper functioning and protection of the security, life safety, HVAC, electrical, mechanical and plumbing systems. 

6.2 Overstandard Tenant Use. Excepting those improvements described in the Work Letter, Tenant shall not, without
Landlord’s prior written consent, use heat-generating machines, machines other than normal office machines, or equipment or lighting other than Building standard lights in the Premises, which may affect the temperature otherwise maintained by
the air conditioning system or increase the water normally furnished for the Premises by Landlord pursuant to the terms of Section 6.1 of this Lease. If such consent is given, Landlord shall have the right, at the time of consent, to
require installation of supplementary air conditioning units or other facilities in the Premises, including supplementary or additional metering devices, and the cost thereof, including the cost of installation, operation and maintenance, increased
wear and tear on existing equipment and other similar charges, shall be paid by Tenant to Landlord upon billing by Landlord. If Tenant uses water, electricity, heat or air conditioning in excess of that supplied by Landlord pursuant to Section
6.1 of this Lease, Tenant shall pay to Landlord, upon billing, the cost of such excess consumption, the cost of the installation, operation, and maintenance of equipment which is installed in order to supply such excess consumption, and the cost
of the increased wear and tear on existing equipment caused by such excess consumption; and Landlord may install devices to separately meter (or sub-meter) any increased use and in such event Tenant shall pay
the increased cost directly to Landlord, on demand, at the rates charged by the public utility company furnishing the same, including the cost of such additional metering (or sub-metering) devices.
Tenant’s use of electricity shall never exceed the capacity of the feeders to the Building or the risers or wiring installation, and shall be subject to the terms of Section 29.26 below. If Tenant desires to use heat, ventilation or
air conditioning during hours other than those for which Landlord is obligated to supply such utilities pursuant to the terms of Section 6.1 of this Lease, Tenant shall give Landlord such prior notice, if any, as Landlord shall from time
to time establish as appropriate, of Tenant’s desired use in order to supply such utilities, and Landlord shall supply such utilities to Tenant at such hourly cost to Tenant (which shall be treated as Additional Rent) as Landlord shall from
time to time establishes as its Building standard rate; provided, however, that if no Event of Default exists, Landlord shall abate the first $11,000 of such amount during each calendar year. If Tenant utilizes a specialized or dedicated cooling
unit within the Premises (in or adjacent to a Tenant server room or otherwise), notwithstanding any provision hereof to the contrary, Tenant shall be solely responsible the maintenance and repair of such unit and for the cost of electricity for such
unit; provided, however, if applicable, Landlord shall install separate metering in connection with such unit at Landlord’s cost. 

  

					
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 6.3 Interruption of Use. Tenant agrees that, except to the extent caused by
Landlord’s or Landlord’s agents’, contractors’ or employees’ negligence or willful misconduct, Landlord shall not be liable for damages, by abatement of Rent or otherwise, for failure to furnish or delay in furnishing any
service (including telephone and telecommunication services), or for any diminution in the quality or quantity thereof, when such failure or delay or diminution is occasioned, in whole or in part, by breakage, repairs, replacements, or improvements,
by any strike, lockout or other labor trouble, by inability to secure electricity, gas, water, or other fuel at the Building, Property or Project after reasonable effort to do so, by any riot or other dangerous condition, emergency, accident or
casualty whatsoever, by act or default of Tenant or other parties, or by any other cause beyond Landlord’s reasonable control; and such failures or delays or diminution shall never be deemed to constitute an eviction or disturbance of
Tenant’s use and possession of the Premises or relieve Tenant from paying Rent or performing any of its obligations under this Lease; provided however, that if such interruption of service is the result of Landlord’s or Landlord’s
agents’, contractors’ or employees’ negligence or willful misconduct, and if such interruption of service makes the Premises or any material portion thereof unsuitable for occupancy or Tenant’s Permitted Use, Landlord shall allow
Tenant a proportionate abatement of Rent, during the time and to the extent the Premises are unsuitable, and not occupied by Tenant as a result thereof, and additionally, if such interruption of service makes the Premises unfit for the Permitted Use
for a period continuing for one hundred eighty (180) days, then Tenant shall have the right to terminate this Lease upon written notice to Landlord within thirty (30) days thereafter. Furthermore, Landlord shall not be liable under any
circumstances for a loss of, or injury to, property or for injury to, or interference with, Tenant’s business, including, without limitation, loss of profits, however occurring, through or in connection with or incidental to a failure to
furnish any of the services or utilities as set forth in this Article 6. 
 6.4 Use of Shafts and Utility Connections.
Landlord shall have reasonable access, and shall be entitled to allow other tenants reasonable access, through existing Building shafts to other portions of the Building (including the roof and mechanical floors), or to utility connections outside
the Building, for the installation, repair, and maintenance of ducts, pipes, connections, and equipment for cables, conduits, transmitters, receivers, and other office, computer, communications and word and data processing equipment and facilities,
including any technological devices not yet developed, whether similar or dissimilar to the foregoing, which may hereafter become necessary or desirable for any permitted use of the Property; provided, however, that to the extent such
shafts or utility connections are located within the Premises, such access shall not materially interfere with Tenant’s occupancy of the Premises. 

6.5 Main Point of Entry. Tenant acknowledges all telecommunication services must be routed through the Main Point of Entry
located on the ground floor of the Building (the “MPOE”). Landlord shall coordinate access to the MPOE for Tenant’s telecommunications service providers. 

  

					
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 ARTICLE 7 

REPAIRS 
 Tenant
shall, at Tenant’s own expense, keep the Premises, including all improvements, fixtures, equipment, window coverings, and furnishings therein, in good order, repair and condition at all times during the Lease Term. In addition, Tenant shall, at
Tenant’s own expense, but under the supervision and subject to the prior approval of Landlord, and within any reasonable period of time specified by Landlord, promptly and adequately repair all damage to the Premises and repair all damaged,
broken, or worn fixtures and appurtenances, except for damage caused by ordinary wear and tear, or beyond the reasonable control of Tenant; provided however, that, at Landlord’s option, or if Tenant fails to make such repairs, Landlord may,
after written notice to Tenant and Tenant’s failure to repair or commence and diligently proceed to repair within ten (10) days thereafter, but need not, make such repairs and replacements, and Tenant shall pay Landlord the cost thereof,
including a percentage of the cost thereof (to be uniformly established for the Building and not to exceed seven percent (7%)) sufficient to reimburse Landlord for all overhead, general conditions, fees and other costs or expenses arising from
Landlord’s involvement with such repairs and replacements forthwith upon being billed for same. Notwithstanding the foregoing, Landlord shall be responsible for (i) maintaining the Building Common Areas in a manner consistent with the
character of the Building as a first-class office building, and (ii) repairs to the exterior windows, walls, floor slabs, foundation and roof of the Building, the structural portions of the floors of the Building, and the systems and equipment
including without limitation (except as expressly provided to the contrary herein) all mechanical, electrical, plumbing and HVAC of the Building, except to the extent that such repairs are required due to the negligence or willful misconduct of
Tenant; provided, however, that if such repairs are due to the negligence or willful misconduct of Tenant, Landlord shall nevertheless make such repairs at Tenant’s expense, or, if covered by Landlord’s insurance, Tenant shall only be
obligated to pay any deductible in connection therewith. Landlord may, but shall not be required to, enter the Premises at all reasonable times to make such repairs, alterations, improvements or additions to the Premises or to the Building or to any
equipment located in the Building as Landlord shall desire or deem necessary or as Landlord may be required to do by governmental or quasi-governmental authority or court order or decree; provided, however, except for (i) emergencies, (ii)
repairs, alterations, improvements or additions required by governmental or quasi-governmental authorities or court order or decree, or (iii) repairs which are the obligation of Tenant hereunder, any such entry into the Premises by Landlord
shall be performed in a manner so as not to materially interfere with Tenant’s use of, or access to, the Premises; provided that, with respect to items (ii) and (iii) above, Landlord shall use commercially reasonable efforts to provide
reasonable notice and to not materially interfere with Tenant’s use of, or access to, the Premises. If Landlord fails to make such repair, Tenant may, after written notice to Landlord and Landlord’s failure to repair or commence to repair
within ten (10) business days thereafter, but need not, make such repairs and replacements, and Landlord shall pay Tenant the cost thereof upon being billed for same. If Landlord’s failure to perform such required repair makes the Premises
unfit for the Permitted Use for a period continuing for one hundred eighty (180) days beyond notice to Landlord, then Tenant shall have the right to terminate this Lease upon written notice to Landlord within thirty (30) days thereafter.
Tenant hereby waives any and all rights under and benefits of subsection 1 of Section 1932 and Sections 1941 and 1942 of the California Civil Code or under any similar law, statute, or ordinance now or hereafter in effect. 

  

					
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 ARTICLE 8 

ADDITIONS AND ALTERATIONS 

8.1 Landlord’s Consent to Alterations. With the exception of cosmetic alterations totaling less than ten thousand dollars
($10,000.00) per instance, and which do not impact any mechanical, HVAC, plumbing, structural or building facilities or systems, Tenant may not make any improvements, alterations, additions or changes to the Premises or any mechanical, plumbing or
HVAC facilities or systems in the Building pertaining to the Premises (collectively, the “Alterations”) without first procuring the prior written consent of Landlord to such Alterations, which consent shall be requested by
Tenant not less than fifteen (15) business days prior to the commencement thereof, and which consent shall not be unreasonably withheld by Landlord, provided it shall be deemed reasonable for Landlord to withhold its consent to any Alteration
which may result in Landlord being in breach or default under the Bank’s lease, or may adversely affect the structural portions or the systems or equipment of the Building, or is visible from the exterior of the Building. Notwithstanding the
foregoing, Tenant shall be permitted to make Alterations following ten (10) business days notice to Landlord, but without Landlord’s prior consent, to the extent that such Alterations do not (i) adversely affect the systems and
equipment of the Building, exterior appearance of the Building, or structural aspects of the Building; (ii) adversely affect the value of the Premises or Building; or (iii) constitute CEWA Work as defined in Section 5.2 of the
Lease (the “Cosmetic Alterations”). The construction of the initial improvements to the Premises shall be governed by the terms of the Work Letter and not the terms of this Article 8. Landlord may impose, as a condition of
its consent (to the extent such consent is required hereunder) to any and all Alterations or repairs of the Premises or about the Premises, such requirements as Landlord in its reasonable discretion may deem desirable, including, but not limited to,
the requirement that Tenant utilize for such purposes only contractors reasonably approved by Landlord. If Landlord shall give its consent, the consent shall be deemed conditioned upon Tenant acquiring a permit to do the work from appropriate
governmental agencies, the furnishing of a copy of such permit to Landlord prior to the commencement of the work, and the compliance by Tenant with all conditions of said permit in a prompt and expeditious manner. If such Alterations will involve
the use of or disturb hazardous materials or substances existing in the Premises, Tenant shall comply with Landlord’s rules and regulations concerning such hazardous materials or substances. Tenant shall construct such Alterations and perform
such repairs in a good and workmanlike manner, in conformance with any and all applicable federal, state, county or municipal laws, rules and regulations and pursuant to a valid building permit, issued by the City of Concord, all in conformance with
Landlord’s construction rules and regulations. In the event Tenant performs any Alterations in the Premises which require or give rise to governmentally required changes to the “Base Building,” as that term is defined below, then
Landlord shall, at Tenant’s expense, make such changes to the Base Building. The “Base Building” shall include the structural portions of the Building, and the public restrooms, elevators, exit stairwells and the systems and
equipment, including without limitation all mechanical, electrical, plumbing and HVAC systems and equipment, located in the internal core of the Building on the floor or floors on which the Premises are located. In performing the work of any such
Alterations, Tenant shall have the work performed in such manner so as not to obstruct access to the Project or any portion thereof, by any other tenant of the Project, and so as not to obstruct the business of Landlord or other

  

					
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tenants in the Project. In addition to Tenant’s obligations under Article 9 of this Lease, upon completion of any Alterations, Tenant agrees to cause a Notice of Completion to be
recorded in the office of the Recorder of the County of Contra Costa in accordance with Section 3093 of the Civil Code of the State of California or any successor statute, and as a condition precedent to the enforceability and validity of
Landlord’s consent, Tenant shall deliver to the management office for the Project a reproducible copy of the “as built” and CAD drawings of the Alterations, to the extent applicable, as well as all permits, approvals and other
documents issued by any governmental agency in connection with the Alterations. 
 8.2 Payment for Improvements. If payment is
made directly to contractors, Tenant shall (i) comply with Landlord’s requirements for final lien releases and waivers in connection with Tenant’s payment for work to contractors, and (ii) sign Landlord’s standard
contractor’s rules and regulations. If Tenant orders any work directly from Landlord, Tenant shall pay to Landlord an amount equal to four percent (4%) of the cost of such work to compensate Landlord for all overhead, general conditions, fees
and other costs and expenses arising from Landlord’s involvement with such work. If Tenant does not order any work directly from Landlord, Tenant shall reimburse Landlord for Landlord’s reasonable, actual, out-of-pocket costs and expenses actually incurred in connection with Landlord’s review of such work. Notwithstanding the foregoing, this Section 8.2 shall not apply to Landlord’s work as
contemplated in the Work Letter (including any repair of elements therof by Landlord to the extent provided in the Work Letter), and only the first sentence of this Section 8.2 shall apply to any Tenant’s improvements, Alterations or work
conducted prior to the Lease Commencement Date. 
 8.3 Construction Insurance. In addition to the requirements of Article
10 of this Lease, in the event that Tenant makes any Alterations, prior to the commencement of such Alterations, Tenant shall provide Landlord with evidence that Tenant carries “Builder’s All Risk” insurance in an amount
reasonably approved by Landlord covering the construction of such Alterations, and such other insurance as Landlord may reasonably require, it being understood and agreed that all of such Alterations shall be insured by Tenant pursuant to Article
10 of this Lease immediately upon completion thereof. 
 8.4 Landlord’s Property. Landlord and Tenant hereby
acknowledge and agree that (i) all Alterations, improvements, fixtures, equipment and/or appurtenances which may be installed or placed in or about the Premises (excluding Tenant’s removable trade fixtures, personal property, furniture or non-affixed office equipment), from time to time, shall be at the sole cost of Tenant (except as otherwise provided in the Work Letter) and shall be and become part of the Premises and the property of Landlord, and
(ii) the Improvements to be constructed in the Premises pursuant to the TCCs of the Work Letter shall, upon completion of the same, be and become a part of the Premises and the property of Landlord. For any improvements or Alterations other
than those contemplated in the Work Letter, Landlord may, by written notice to Tenant given prior to or at the time of Landlord’s consent or notice of the same, require Tenant, at Tenant’s expense, to remove any Alterations or improvements
in the Premises, and to repair any damage to the Premises and Building caused by such removal and return the affected portion of the Premises to a building standard improved condition as determined by Landlord. If Tenant fails to complete such
removal and/or to repair any damage caused by the removal of any Alterations or improvements in the Premises, and return the affected portion of the Premises to a 

  

					
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building standard improved condition as determined by Landlord, then Landlord may do so and may charge the cost thereof to Tenant. Tenant hereby protects, defends, indemnifies and holds Landlord
harmless from any liability, cost, obligation, expense or claim of lien in any manner relating to the installation, placement, removal or financing of any such Alterations, improvements, fixtures and/or equipment in, on or about the Premises, which
obligations of Tenant shall survive the expiration or earlier termination of this Lease. 
 ARTICLE 9 

COVENANT AGAINST LIENS 

Tenant shall keep the Premises and Property free from any liens or encumbrances arising out of the work performed, materials furnished or
obligations incurred by or on behalf of Tenant, and shall protect, defend, indemnify and hold Landlord harmless from and against any claims, liabilities, judgments or costs (including, without limitation, reasonable attorneys’ fees and costs)
arising out of same or in connection therewith. Tenant shall remove any such lien or encumbrance by bond or otherwise within five (5) business days after notice by Landlord, and if Tenant shall fail to do so, Landlord may pay the amount
necessary to remove such lien or encumbrance, without being responsible for investigating the validity thereof. The amount so paid shall be deemed Additional Rent under this Lease payable upon demand, without limitation as to other remedies
available to Landlord under this Lease. Notwithstanding any such payment or removal by Landlord, Tenant shall have the right but not the obligation to contest any such lien, and if Tenant’s contest ultimately results in any portion of
Landlord’s payment being refunded to Landlord, to the extent that Tenant has already paid the Additional Rent to Landlord on account of such amount, Landlord shall pay over such amount to Tenant. 

ARTICLE 10 

INDEMNIFICATION AND INSURANCE 

10.1 Indemnification and Waiver. Except to the extent of the negligence or willful misconduct of the Landlord or the
“Landlord Parties” (as that term is defined below), Tenant hereby assumes all risk of damage to property or injury to persons in, upon or about the Premises from any cause whatsoever and agrees that Landlord, its members, managers,
partners, subpartners and their respective owners, investors, principals, officers, agents, servants, employees, and independent contractors (collectively, “Landlord Parties”) shall not be liable for, and are hereby released from
any responsibility for, any damage either to person or property or resulting from the loss of use thereof, which damage is sustained by Tenant or by other persons claiming through Tenant. Other than to the extent arising out of the negligence or
willful misconduct of the Landlord or the Landlord Parties, Tenant shall indemnify, defend, protect, and hold harmless the Landlord Parties from any and all loss, cost, damage, expense and liability (including without limitation court costs and
reasonable attorneys’ fees) incurred in connection with or arising from: (a) any causes in, on or about the Premises or the Project; (b) the use or occupancy of the Premises or the Project by Tenant or any person claiming under
Tenant; (c) any activity, work, or thing done, or permitted or suffered by Tenant in or about the Premises or the Project; (d) any acts, omission, or negligence of Tenant or any person claiming

  

					
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under Tenant, or its members, managers, partners, subpartners and their respective owners, investors, principals, officers, agents, servants, employees, contractors, invitees, or visitors
(collectively, “Tenant Parties”); (e) any breach, violation, or non-performance by Tenant or any person claiming under Tenant or the employees, agents, contractors, invitees, or visitors of
Tenant or any such person of any term, covenant, or provision of this Lease or any law, ordinance, or governmental requirement of any kind; (f) any injury or damage to the person, property, or business of Tenant, its employees, agents,
contractors, invitees, visitors, or any other person entering upon the Premises or the Project under the express or implied invitation of Tenant; or (g) the placement by any Tenant Parties of any personal property or other items within the
Premises or the Project. Landlord shall indemnify, defend, protect, and hold harmless the Tenant Parties from any and all loss, cost, damage, expense and liability (including without limitation court costs and reasonable attorneys’ fees)
incurred as a result of Landlord’s gross negligence or willful misconduct. Should Landlord be named as a defendant in any suit brought against Tenant in connection with or arising out of Tenant’s occupancy of the Premises or use of the
Project, Tenant shall pay to Landlord its costs and expenses incurred in such suit, including without limitation, its actual professional fees such as appraisers’, accountants’ and attorneys’ fees. Further, the parties’
agreements to indemnify each other pursuant to this Section 10.1 are not intended and shall not relieve any insurance carrier of its obligations under policies required to be carried by either party pursuant to the
provisions of this Lease, to the extent such policies cover the matters subject to such party’s indemnification obligations; nor shall they supersede any inconsistent agreement of the parties set forth in any other provision of this Lease. The
provisions of this Section 10.1 shall survive the expiration or sooner termination of this Lease with respect to any claims or liability arising in connection with any event occurring prior to such expiration or
termination. 
 10.2 Tenant’s Compliance With Landlord’s Fire and Casualty Insurance. Tenant shall, to the extent
Tenant is made aware, and at Tenant’s expense, comply with Landlord’s insurance company requirements pertaining to the use of the Premises (which requirements shall not prohibit the Permitted Use). If Tenant’s conduct or use of the
Premises causes any increase in the premium for such insurance policies then Tenant shall reimburse Landlord for any such increase. Tenant, at Tenant’s expense, shall comply with all rules, orders, regulations or requirements of the American
Insurance Association (formerly the National Board of Fire Underwriters) and with any similar body. 
 10.3 Tenant’s
Insurance. Tenant shall maintain the following coverages in the following amounts. The required evidence of coverage must be delivered to Landlord on or before the date required under Section 10.4(I) sub-sections (x) and
(y), or Section 10.4(II) below (as applicable). Such policies shall be for a term of at least one (1) year, or the length of the remaining term of this Lease, whichever is less. 

10.3.1 Commercial General Liability Insurance, including Broad Form contractual liability covering the insured against claims of bodily
injury, personal injury and property damage (including loss of use thereof) based upon or arising out of Tenant’s operations, occupancy or maintenance of the Premises and all areas appurtenant thereto. Such insurance shall be written on an
“occurrence” basis. Landlord and any other party the Landlord so specifies that has a material financial interest in the Project, including Landlord’s managing 

  

					
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agent, ground lessor and/or lender, if any, shall be named as additional insureds as their interests may appear using Insurance Service Organization’s form CG2011 or a comparable form
approved by Landlord. Tenant shall provide an endorsement or policy excerpt showing that Tenant’s coverage is primary with respect to the Premises except in the case of an insured loss resulting from Landlord’s negligence, in which case
Landlord’s insurance shall be primary (without imposing any liability or obligation on Landlord in the event that Landlord’s insurance does not cover such loss), or as otherwise expressly provided in this Lease. With respect to any primary
coverage by Tenant, any insurance carried by Landlord shall be excess and non-contributing. The coverage shall also be extended to include damage caused by heat, smoke or fumes from a hostile fire. The policy shall not contain any intra-insured
exclusions as between insured persons or organizations. This policy shall include coverage for all liabilities assumed under this Lease as an insured contract for the performance of all of Tenant’s indemnity obligations under this Lease. The
limits of said insurance shall not, however, limit the liability of Tenant nor relieve Tenant of any obligation hereunder. Limits of liability insurance shall not be less than the following; provided, however, such limits may be achieved through the
use of an Umbrella/Excess Policy: 
  

			
	Bodily Injury and Property Damage Liability	  	$3,000,000 each occurrence
		
	Personal Injury and Advertising Liability	  	$3,000,000 each occurrence

 10.3.2 Property Insurance covering (i) all office furniture, personal property, business and trade
fixtures, office equipment, free-standing cabinet work, movable partitions, merchandise and all other items of Tenant’s business personal property on the Premises installed by, for, or at the expense of Tenant, (ii) the Tenant Improvements
and any other improvements existing in the Premises as of the date of this Lease (excluding the Base Building), and (iii) all Alterations performed in the Premises. Such insurance shall be written on a Special Form basis, for the full
replacement cost value (subject to reasonable deductible amounts), without deduction for depreciation of the covered items and in amounts that meet any co-insurance clauses of the policies of insurance and
shall include coverage for (a) all perils included in the CP 10 30 04 02 Coverage Special Form, (b) water damage from any cause whatsoever, including, but not limited to, backup or overflow from sprinkler leakage, bursting, leaking or
stoppage of any pipes, explosion, and backup of sewers and drainage, and (c) terrorism (to the extent such terrorism insurance is available as a result of the Terrorism Risk Insurance Act of 2002 (Pub. L.
107-297, 116 Stat. 2322), the Terrorism Risk Insurance Program Reauthorization Act of 2005 (Pub. 1. 109-144), and the Terrorism Risk Insurance Program Reauthorization
Act of 2007 (Pub. L. 110-160, 121 Stat. 183), any successor statute or regulation, or is otherwise available at commercially reasonable rates). 

10.3.3 Worker’s Compensation or other similar insurance pursuant to all applicable state and local statutes and regulations, and
Employer’s Liability with minimum limits of not less than $1,000,000 each accident/employee/disease. 

  

					
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 10.3.4 Commercial Automobile Liability Insurance covering all Owned (if any), Hired, or Non-owned vehicles with limits not less than $1,000,000 combined single limit for bodily injury and property damage. 

10.3.5 Adjacent Premises. Tenant shall pay for any increase in the premiums for the property insurance of the Building if said
increase is caused by Tenant’s acts, omissions, use or occupancy of the Premises other than as permitted by the TCCs of this Lease. 

10.3.6 Property Damage. Tenant may, but shall not be obligated to (without prejudice to the provisions of Article 7), use the
proceeds from any such insurance for the replacement of personal property, trade fixtures and Alterations. 
 10.3.7 No representation
of Adequate Coverage. Landlord makes no representation that the limits or forms of coverage of insurance specified herein are adequate to cover Tenant’s property, business operations or obligations under this Lease. 

10.3.8 Property Insurance Subrogation. Landlord and Tenant intend that their respective property loss risks shall be borne by
insurance carriers to the extent herein provided, and Landlord and Tenant hereby agree to look solely to, and seek recovery only from, their respective insurance carriers in the event of a property loss to the extent that such coverage is agreed to
be provided hereunder. The parties each hereby waive all rights and claims against each other for such losses, and waive all rights of subrogation of their respective insurers. Landlord and Tenant hereby represent and warrant that their respective
“all risk” property insurance policies include a waiver of (i) subrogation by the insurers, and (ii) all rights based upon an assignment from its insured, against Landlord and/or any of the Landlord Parties or Tenant and/or any
of the Tenant Parties (as the case may be) in connection with any property loss risk thereby insured against. Tenant will cause all other occupants of the Premises claiming by, under, or through Tenant to execute and deliver to Landlord a waiver of
claims similar to the waiver in this Section 10.3.3 and to obtain such waiver of subrogation rights endorsements. If either party hereto fails to maintain the waivers set forth in items (i) and (ii) above, the party
not maintaining the requisite waivers shall indemnify, defend, protect, and hold harmless the other party for, from and against any and all claims, losses, costs, damages, expenses and liabilities (including, without limitation, court costs and
reasonable attorneys’ fees) arising out of, resulting from, or relating to, such failure. 
 10.4 Form of Policies. The
minimum limits of policies of insurance required of Tenant and Landlord under this Lease shall in no event limit the liability of Tenant or Landlord, respectively, under this Lease. Such insurance shall (i) be issued by an insurance company
having an AM Best rating of not less than A-X or a Fitch rating of not less than AA, or which is otherwise reasonably acceptable to Landlord and licensed to do business in the State of California, (ii) be
in form and content reasonably acceptable to Landlord and complying with the requirements of Section 10.3 (including, Sections 10.3.1 through 10.3.5) with respect to Tenant or Section 10.7 with respect to Landlord,
(iii) neither Tenant nor Landlord shall do or permit to be done anything which invalidates their respective required insurance policies, and (iv) provide that said insurance shall not be canceled or coverage changed unless thirty
(30) days’ prior written notice shall have been given to Landlord and any mortgagee of Landlord, the identity of whom has been provided to Tenant in writing. Tenant shall deliver said policy or policies or

  

					
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certificates thereof and applicable endorsements which meet the requirements of this Article 10 to Landlord on or before (I) the earlier to occur of: (x) the Lease Commencement
Date, and (y) the date Tenant and/or its employees, contractors and/or agents first enter the Premises for occupancy, construction of improvements, alterations, or any other move-in activities, and
(II) five (5) business days after the renewal of such policies. In the event Tenant shall fail to procure such insurance, or to deliver such policies or certificates and applicable endorsements, Landlord may, at its option, after written notice
to Tenant and Tenant’s failure to obtain such insurance within five (5) days thereafter, procure such policies for the account of Tenant and the sole benefit of Landlord, and the cost thereof shall be paid to Landlord after delivery to
Tenant of bills therefor. 
 10.5 Additional Insurance Obligations. Tenant shall carry and maintain during the entire Lease
Term, at Tenant’s sole cost and expense, the amounts of the insurance required to be carried by Tenant pursuant to this Article 10 and such other commercially reasonable types of insurance coverage and in such commercially reasonable
amounts covering the Premises and Tenant’s operations therein. Any additional insurance amounts may only be imposed by Landlord in connection with Tenant exercising an extension option under Section 2.2 of this Lease or ROFR under
Section 29.33 of this Lease. Any and all insurance obligations shall be consistent with common market practices in the Concord BART Submarket. 

10.6 Third-Party Contractors. Tenant shall obtain and deliver to Landlord, Third Party Contractor’s certificates of
insurance and applicable endorsements at least seven (7) business days prior to the commencement of work in or about the Premises by any vendor or any other third-party contractor (collectively, a “Third Party Contractor”). All
such insurance shall (a) name Landlord as an additional insured under such party’s liability policies as required by Section 10.3.1 above and this Section 10.6, (b) provide a waiver of subrogation in favor
of Landlord under such Third Party Contractor’s commercial general liability insurance, (c) be primary and any insurance carried by Landlord shall be excess and non-contributing, and (d) comply with
Landlord’s minimum insurance requirements. 
 10.7 Landlord’s Insurance. Landlord shall cause the Building Common
Areas to be covered by a policy or policies of commercial general liability insurance and, to the extent that Landlord has any employees, workers compensation insurance, in such amounts as are customarily carried by reasonably prudent landlords of
buildings similar to the Building or as may be required under the CC&Rs or by law. Additionally, Landlord shall maintain “all risk” property insurance on the Base Building in an amount equal to the full replacement value thereof,
subject to Landlord’s deductable amount, provided however that Landlord may, but has no obligation to carry earthquake or business income insurance. 

ARTICLE 11 

DAMAGE AND DESTRUCTION 

11.1 Repair of Damage to Premises by Landlord. If the Premises or any Building Common Areas serving or providing access to the
Premises shall be damaged by fire or other casualty (collectively, a “Casualty”), Landlord shall promptly and diligently, subject to reasonable delays for insurance adjustment or other matters beyond Landlord’s reasonable

  

					
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control, and subject to all other terms of this Article 11, restore the base, shell and core of the Premises and such Common Areas. Such restoration shall be to substantially the same
condition of the base, shell and core of the Premises and Building Common Areas prior to the casualty, except for modifications required by zoning and building codes and other laws or by the holder of a mortgage on the Building, or any other
modifications to the common areas deemed desirable by Landlord, provided access to the Premises and any common restrooms serving the Premises shall not be materially impaired. Additionally, if any Casualty occurs with respect to the Garage, Landlord
will use commercially reasonable efforts to cause the owner of the Garage to restore such damage. Notwithstanding any other provision of this Lease, upon the occurrence of any damage to the Premises, Tenant shall assign to Landlord (or to any party
designated by Landlord) all insurance proceeds payable to Tenant under Tenant’s insurance required to be carried under Section 10.3.2(ii) and 10.3.2(iii) of this Lease, and Landlord shall repair any injury or damage to
the improvements installed in the Premises and shall return such improvements to their original condition; provided that if the cost of such repair by Landlord exceeds the amount of insurance proceeds received by Landlord from Tenant’s
insurance carrier, as assigned by Tenant, the deficiency in the cost of such repairs shall be paid by Tenant to Landlord prior to Landlord’s repair of the damage. In connection with such repairs and replacements, Tenant shall, prior to the
commencement of construction, submit to Landlord, for Landlord’s review and approval, all plans, specifications and working drawings relating thereto, and Landlord shall select the contractors to perform such improvement work. Landlord shall
not be liable for any inconvenience or annoyance to Tenant or its visitors, or injury to Tenant’s business resulting in any way from such damage or the repair thereof; provided however, that if such Casualty shall have damaged the Premises or
common areas necessary to Tenant’s occupancy, and if such damage is not the result of the willful misconduct of Tenant or Tenant’s employees, contractors, licensees, or invitees, Landlord shall allow Tenant a proportionate abatement of
Rent, during the time and to the extent the Premises are unfit for occupancy for the purposes permitted under this Lease, and not occupied by Tenant as a result thereof. 

11.2 Landlord’s Option to Repair. Notwithstanding the terms of Section 11.1 of this Lease,
Landlord may elect not to rebuild and/or restore the Premises and/or Building and instead terminate this Lease by notifying Tenant in writing of such termination within sixty (60) days after the date of discovery of such damage, such
notice to include a termination date giving Tenant ninety (90) days to vacate the Premises, but Landlord may so elect only if the Building shall be damaged by Casualty or other cause, whether or not the Premises are affected, and one or more of
the following conditions is present: (i) repairs cannot reasonably be completed within one hundred eighty (180) days of the date of discovery of damage (when such repairs are made without the payment of overtime or other premiums);
(ii) the holder of any mortgage on the Building shall require that the insurance proceeds or any portion thereof be used to retire the mortgage debt; or (iii) the damage is not fully covered, except for deductible amounts, by Landlord’s
insurance policies. Additionally, in the event of a Casualty that renders the Premises unfit for occupancy for the Permitted Purpose, or the Garage unfit for use by Tenant as provided hereunder, if the repair thereof (to the extent necessary to make
the Premises fit for the Permitted Use or the Garage fit for Tenant’s use, as the case may be) cannot, in the reasonable opinion of Landlord, be completed within two hundred seventy (270) days, Landlord shall, immediately upon such
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notice to Tenant and Tenant shall have the option to terminate this Lease upon written notice to Landlord delivered within thirty (30) days of Landlord’s notice to Tenant of such
determination. If no cure has been completed and no notice has been received by Tenant within the two hundred seventy (270) day period, Tenant shall have the option to terminate this Lease upon written notice to Landlord delivered within thirty
(30) days thereafter. Notwithstanding the foregoing, Landlord may in its sole discretion elect to provide alternative convenient parking for Tenant during any period following a Casualty affecting the Garage, and for purposes of the preceding
two sentences, such provision of alternate parking shall be deemed equivalent to restoring the Garage. In addition, in the event that the Premises or the Building is destroyed or damaged to any substantial extent during the last twelve
(12) months of the Lease Term, then notwithstanding anything contained in this Article 11, Landlord and Tenant shall each individually have the option to terminate this Lease by giving written notice to the other of the exercise of such
option within thirty (30) days after the date of such damage or destruction, in which event this Lease shall cease and terminate as of the date of such notice. Upon any such termination of this Lease pursuant to this Section 11.2,
Tenant shall pay the Base Rent and Additional Rent, properly apportioned up to such date of termination, and both parties hereto shall thereafter be freed and discharged of all further obligations hereunder, except as provided for in provisions of
this Lease which by their terms survive the expiration or earlier termination of the Lease Term. 
 11.3 Waiver of Statutory
Provisions. The provisions of this Lease, including this Article 11, constitute an express agreement between Landlord and Tenant with respect to any and all damage to, or destruction of, all or any part of the Premises, the Building
or any other portion of the Project, and any statute or regulation of the state in which the Building is located, including, without limitation, Sections 1932(2) and 1933(4) of the California Civil Code, with respect to any rights or obligations
concerning damage or destruction in the absence of an express agreement between the parties, and any other statute or regulation, now or hereafter in effect, shall have no application to this Lease or any damage or destruction to all or any part of
the Premises, the Building or any other portion of the Project. 
 ARTICLE 12 

NONWAIVER 
 No
waiver of any provision of this Lease shall be implied by any failure of Landlord or Tenant to enforce any remedy on account of the violation of such provision, even if such violation shall continue or be repeated subsequently, any waiver by
Landlord or Tenant of any provision of this Lease may only be in writing, and no express waiver shall affect any provision other than the one specified in such waiver and that one only for the time and in the manner specifically stated. No receipt
of monies by Landlord from Tenant or by Tenant from Landlord after the termination of this Lease shall in any way alter the length of the Lease Term or of Tenant’s or Landlord’s right of possession hereunder or after the giving of any
notice shall reinstate, continue or extend the Lease Term or affect any notice given Tenant or Landlord prior to the receipt of such monies, it being agreed that after the service of notice or the commencement of a suit or after final judgment for
possession of the Premises, Tenant may pay and Landlord may receive and collect any Rent due, and the payment and/or receipt of said Rent shall not waive or affect said notice, suit or judgment. 

  

					
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 ARTICLE 13 

CONDEMNATION 
 If
the whole or any material part of the Premises, Garage (unless Landlord elects in its sole discretion to provide alternate convenient parking to Tenant) or Building shall be taken by power of eminent domain or condemned by any competent authority
for any public or quasi-public use or purpose, or if any adjacent property or street shall be so taken or condemned, or reconfigured or vacated by such authority in such manner as to require the use, reconstruction or remodeling of the whole or any
material part of the Premises, Garage (unless Landlord elects in its sole discretion to provide alternate convenient parking to Tenant) or Building, or if Landlord shall grant a deed or other instrument in lieu of such taking by eminent domain or
condemnation, this Lease shall automatically terminate as of the date possession is required to be surrendered to the applicable authority. Tenant shall not because of such taking assert any claim against Landlord or the authority for any
compensation because of such taking and Landlord shall be entitled to the entire award or payment in connection therewith, except that Tenant shall have the right to file any separate claim available to Tenant for any taking of Tenant’s
personal property and fixtures belonging to Tenant and removable by Tenant upon expiration of the Lease Term pursuant to the terms of this Lease. All Rent shall be apportioned as of the date of such termination. Tenant hereby waives any and all
rights it might otherwise have pursuant to Section 1265.130 of The California Code of Civil Procedure. 
 ARTICLE 14 

ASSIGNMENT AND SUBLETTING 

14.1 Transfers. Tenant shall not, without the prior written consent of Landlord, assign, mortgage, pledge, hypothecate,
encumber, or permit any lien to attach to, or otherwise transfer, this Lease or any interest hereunder, permit any assignment, or other transfer of this Lease or any interest hereunder by operation of law, sublet the Premises or any part thereof, or
enter into any license or concession agreements or otherwise permit the occupancy or use of the Premises or any part thereof by any persons other than Tenant and its employees and contractors (all of the foregoing are hereinafter sometimes referred
to collectively as “Transfers” and any person to whom any Transfer is made or sought to be made is hereinafter sometimes referred to as a “Transferee” and the Premises or portion thereof to be transferred
hereinafter referred to as the “Subject Space”). In connection with any such transfer contemplated by Tenant, Tenant shall submit a written request for consent notice to Landlord, together with any information reasonably required by
Landlord which will enable Landlord to determine (i) the financial responsibility, character, and reputation of the proposed transferee, (ii) the nature of such transferee’s business, (iii) the proposed use of the applicable
portion of the Premises, and (iv) any other reasonable consent parameters. Any transfer made without Landlord’s prior written consent shall, at Landlord’s option, be null, void and of no effect, and shall, at Landlord’s option,
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proposed transfer, Tenant shall pay Landlord’s reasonable, internal review and processing fees not to exceed two thousand five hundred dollars ($2,500), as well as any reasonable, out-of-pocket third-party fees (including, without limitation, attorneys’, accountants’, architects’, engineers’ and consultants’ fees) incurred by
Landlord, within forty five (45) days after written request by Landlord. 
 14.2 Landlord’s Consent. Landlord shall
not unreasonably withhold its consent to any proposed Transfer of the Subject Space to the Transferee on the terms specified in the Transfer Notice. If Landlord does not respond to the Transfer Notice within fifteen (15) days, Tenant may
send a second copy of the Transfer Notice, containing a prominently displayed, bold-faced caption stating that failure to respond to such second notice within an additional fifteen (15) day period will result in the deemed approval of the
Transfer contemplated in the Transfer Notice. If Landlord fails to respond to such second Transfer Notice within fifteen (15) days thereafter, the applicable Transfer shall be deemed approved. Without limitation as to other reasonable grounds
for withholding consent, the parties hereby agree that it shall be reasonable under this Lease and under any applicable law for Landlord to withhold consent to any proposed Transfer where one or more of the following apply: (i) transferee is of
a character or reputation or engaged in a business which is not consistent with the quality of the Building or the Project; (ii) transferee is not a party of reasonable financial worth and/or financial stability in light of the responsibilities to
be undertaken in connection with the transfer on the date consent is requested; (iii) transferee intends to use the applicable portion(s) of the Premises for purposes which are not permitted under this Lease; (iv) transferee is either a
governmental agency or instrumentality thereof; (v) the proposed transfer would cause a violation of another lease for space in the Project, or would give an occupant of the Project a right to cancel its lease; or (vi) either the proposed
transferee, or any person or entity which directly or indirectly, controls, is controlled by, or is under common control with, the proposed transferee, (A) occupies space in the Project at the time of the request for consent, or (B) is
negotiating or has negotiated with Landlord to lease space in the Project within the previous six (6) months. Notwithstanding anything to the contrary in this Lease, if Tenant or any proposed transferee claims that Landlord has unreasonably
withheld or delayed its consent under this Section 14.2 or otherwise has breached or acted unreasonably under this Article 14, their sole remedies shall be a declaratory judgment and an injunction for the relief
sought without any monetary damages, and Tenant hereby waives all other remedies, including, without limitation, any right at law or equity to terminate this Lease, on its own behalf and, to the extent permitted under all applicable laws, on behalf
of the proposed Transferee. Tenant shall indemnify, defend and hold harmless Landlord from any and all liability, losses, claims, damages, costs, expenses, causes of action and proceedings involving any third party or parties (including without
limitation Tenant’s proposed subtenant or assignee) who claim they were damaged by Landlord’s wrongful withholding or conditioning of Landlord’s consent. 

14.3 Transfer Premium. If Landlord consents to a proposed transfer, as a condition thereto which the parties hereby agree is
reasonable, Tenant shall pay to Landlord fifty percent (50%) of any “Transfer Premium,” as that term is defined in this Section 14.3, received by Tenant from such Transferee. “Transfer Premium” shall mean all
rent, additional rent or other consideration payable by such transferee in connection with the Transfer in excess of the Rent 

  

					
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and Additional Rent payable by Tenant under this Lease during the term of the Transfer (on a per rentable square foot basis if less than all of the Premises is transferred); provided, however,
such Transfer Premium shall also include, but not be limited to, key money, bonus money or other cash consideration paid by transferee to Tenant in connection with such transfer, and any payment in excess of fair market value for services rendered
by Tenant to transferee or for assets, fixtures, inventory, equipment, or furniture transferred by Tenant to transferee in connection with such Transfer, and shall be reduced dollar for dollar (on a straight-line amortized basis over the term of the
applicable sublease or the remaining Lease Term other than with respect to a sublease) by any reasonable, out-of-pocket expenses incurred by Tenant in connection with
such Transfer. No Transfer Premium shall apply for any transaction not requiring Landlord consent under this Article 14. 
 14.4
Landlord’s Option as to Subject Space. Notwithstanding anything to the contrary contained in this Article 14, Landlord shall have the option, by giving written notice to Tenant within thirty (30) days after receipt of
Tenant’s written request for consent to so transfer, to recapture the corresponding portion of the Premises. Such recapture notice shall cancel and terminate this Lease with respect to such portion of the Premises as of the effective date of
the proposed transfer. In the event of a recapture by Landlord, if this Lease shall be canceled with respect to less than the entire Premises, the Rent reserved herein shall be prorated on the basis of the number of rentable square feet retained by
Tenant in proportion to the number of rentable square feet contained in the Premises, and this Lease as so amended shall continue thereafter in full force and effect, and upon request of either party, the parties shall execute written confirmation
of the same. If Landlord declines, or fails to elect in a timely manner to recapture the Subject Space under this Section 14.4, then, provided Landlord has consented to the proposed transfer, Tenant shall be entitled to proceed to
transfer the Subject Space to the proposed transferee, subject to provisions of this Article 14. Landlord shall have no option to recapture space under this Section 14.4 as a result of any transaction not requiring
Landlord consent under this Article 14. 
 14.5 Effect of Transfer. If Landlord consents to a transfer, (i) the
TCCs of this Lease shall in no way be deemed to have been waived or modified, (ii) such consent shall not be deemed consent to any further transfer by either Tenant or a transferee, (iii) Tenant shall deliver to Landlord, promptly after
execution, an original executed copy of all documentation pertaining to the transfer in form reasonably acceptable to Landlord, (iv) Tenant shall furnish upon Landlord’s request a complete statement, certified by an independent certified
public accountant, or Tenant’s chief financial officer, setting forth in detail the computation of any Transfer Premium Tenant has derived and shall derive from such Transfer, and (v) no Transfer relating to this Lease or agreement entered
into with respect thereto, whether with or without Landlord’s consent, shall relieve Tenant or any guarantor of the Lease from any liability under this Lease, including, without limitation, in connection with the Subject Space. Landlord or its
authorized representatives shall have the right at all reasonable times to audit the books, records and papers of Tenant relating to any Transfer, and shall have the right to make copies thereof. If the Transfer Premium respecting any Transfer shall
be found understated, Tenant shall, within forty five (45) days after demand, pay the deficiency, and if understated by more than four percent (4%), Tenant shall pay Landlord’s costs of such audit. 

  

					
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 14.6 Permitted Transfers. Notwithstanding the foregoing, Tenant shall have the
right to assign this Lease in whole or in part, or to sublet any portion or all of the Premises, by operation of law or otherwise, without the requirement to obtain Landlord’s consent, but upon written notice, and without the need to provide
any form of transfer fee, premium or other fees and costs payable to Landlord and with no right of recapture of any kind on the part of Landlord (i) to any entity controlling, controlled by, or under common control with Tenant), (ii) to any
entity into or with which Tenant may be merged or consolidated, or (iii) to any entity that has acquired, or is concurrently therewith acquiring, ownership or control of all or substantially all of the assets of and/or ownership interest in
Tenant; provided that Tenant notifies Landlord of any such assignment or sublease and promptly supplies Landlord with any documents or information reasonably requested by Landlord regarding such assignment or sublease or such affiliate, and further
provided that such assignment or sublease is not a subterfuge by Tenant to avoid its obligations under this Lease or otherwise effectuate any “release” by Tenant of such obligations and such Permitted Transferee shall thereafter become
liable under this Lease, on a joint and several basis, with Tenant. The transferee under a transfer specified in items (i), (ii) or (iii) above shall be referred to as a “Permitted Transferee.” “Control,” as
used in this Section 14.6, shall mean the ownership, directly or indirectly, of at least fifty-one percent (51%) of the voting securities of, or possession of the right to vote, in the ordinary
direction of its affairs, of at least fifty-one percent (51%) of the voting interest in, any person or entity. Notwithstanding any provision of this Lease to the contrary (including Section 14.7 below),
the recently announced potential sale transaction, pursuant to which, if consummated, ownership interests in AssetMark Holdings, Inc. (Tenant’s corporate parent) would be transferred to a partnership owned by Aquiline Capital Partners and
Genstar Capital, will not be deemed a Transfer hereunder, and therefore no prior notice or fee obligations, consent, cost reimbursement or recapture rights will arise in connection therewith; provided, however, Tenant shall notify Landlord in the
event that such potential sale is consummated. In addition, notwithstanding anything herein to the contrary, Tenant shall not mortgage, give as security, pledge or encumber this Lease, in whole or in part, without Landlord’s prior written
consent, which consent may be withheld by Landlord in its sole and absolute discretion. 
 14.7 Additional Transfers. For
purposes of this Lease, the term “Transfer” shall also include (i) if Tenant is a partnership or limited liability company, the withdrawal or change, voluntary, involuntary or by operation of law, of more than fifty percent
(50%) or more of the partners or members, or transfer of more than fifty percent (50%) or more of partnership or membership interests, within a twelve (12)-month period, or the dissolution of the partnership without immediate reconstitution thereof,
and (ii) if Tenant is a closely held corporation (i.e., whose stock is not publicly held and not traded through an exchange or over the counter), (A) the dissolution, merger, consolidation or other reorganization of Tenant or
(B) the sale or other transfer of an aggregate of more than fifty percent (50%) or more of the voting shares of Tenant (other than to immediate family members by reason of gift or death), within a twelve (12)-month period, or (C) the sale,
mortgage, hypothecation or pledge of an aggregate of more than fifty percent (50%) or more of the value of the unencumbered assets of Tenant within a twelve (12)-month period. 

  

					
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 14.8 Occurrence of Default. Any Transfer hereunder shall be subordinate and
subject to the provisions of this Lease, and if this Lease shall be terminated during the term of any Transfer, Landlord shall have the right to: (i) treat such Transfer as cancelled and repossess the Subject Space by any lawful means, or
(ii) require that such Transferee attorn to and recognize Landlord as its landlord under any such Transfer. If Tenant shall be in default under this Lease beyond any applicable cure period, Landlord is hereby irrevocably authorized, as
Tenant’s agent and attorney-in-fact, to direct any Transferee to make all payments under or in connection with the Transfer directly to Landlord (which Landlord
shall apply towards Tenant’s obligations under this Lease) until such default is cured. Such Transferee shall rely on any representation by Landlord that Tenant is in default hereunder, without any need for confirmation thereof by Tenant. Upon
any assignment, the assignee shall assume in writing all obligations and covenants of Tenant thereafter to be performed or observed under this Lease. No collection or acceptance of rent by Landlord from any Transferee shall be deemed a waiver of any
provision of this Article 14 or the approval of any Transferee or a release of Tenant from any obligation under this Lease, whether theretofore or thereafter accruing. In no event shall Landlord’s enforcement of any provision of this
Lease against any Transferee be deemed a waiver of Landlord’s right to enforce any term of this Lease against Tenant or any other person. If Tenant’s obligations hereunder have been guaranteed, Landlord’s consent to any Transfer shall
not be effective unless the guarantor also consents to such Transfer. 
 ARTICLE 15 

SURRENDER OF PREMISES; OWNERSHIP AND 

REMOVAL OF TRADE FIXTURES 

15.1 Surrender of Premises. No act or thing done by Landlord or any agent or employee of Landlord during the Lease Term shall be
deemed to constitute an acceptance by Landlord of a surrender of the Premises unless such intent is specifically acknowledged in writing by Landlord. The delivery of keys to the Premises to Landlord or any agent or employee of Landlord shall not
constitute a surrender of the Premises or effect a termination of this Lease, whether or not the keys are thereafter retained by Landlord, and notwithstanding such delivery Tenant shall be entitled to the return of such keys at any reasonable time
upon request until this Lease shall have been properly terminated. The voluntary or other surrender of this Lease by Tenant, whether accepted by Landlord or not, or a mutual termination hereof, shall not work a merger, and at the option of Landlord
shall operate as an assignment to Landlord of all subleases or subtenancies affecting the Premises or terminate any or all such sublessees or subtenancies. 

15.2 Removal of Tenant Property by Tenant. Upon the expiration of the Lease Term, or upon any earlier termination of this Lease,
Tenant shall, subject to the provisions of this Article 15, quit and surrender possession of the Premises to Landlord in as good order and condition as when Tenant took possession and as thereafter improved by Landlord and/or Tenant,
reasonable wear and tear, Casualty, Condemnation and repairs which are specifically made the responsibility of Landlord hereunder excepted (it being acknowledged that the provisions of Article 7 shall apply with respect to any Casualty). Upon
such expiration or termination, Tenant shall, without expense to Landlord, remove or cause to be removed from the Premises all debris and rubbish, and such items of furniture, equipment, business and trade

  

					
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fixtures, free-standing cabinet work, movable partitions and other articles of personal property owned by Tenant or installed or placed by Tenant at its expense in the Premises, and such similar
articles of any other persons claiming under Tenant, and Tenant shall repair at its own expense all damage to the Premises and Building resulting from such removal. 

ARTICLE 16 

HOLDING OVER 
 If
Tenant holds over after the expiration of the Lease Term or earlier termination thereof, with or without the express or implied consent of Landlord, such tenancy shall be from
month-to-month only, and shall not constitute a renewal hereof or an extension for any further term, and in such case Rent shall be payable at a monthly rate equal to
the product of (i) the Rent applicable during the last rental period of the Lease Term under this Lease, and (ii) a percentage equal to one hundred fifty percent (150%). Such
month-to-month tenancy shall be subject to every other applicable term, covenant and agreement contained herein. Nothing contained in this Article 16 shall be
construed as consent by Landlord to any holding over by Tenant, and Landlord expressly reserves the right to require Tenant to surrender possession of the Premises to Landlord as provided in this Lease upon the expiration or other termination of
this Lease. The provisions of this Article 16 shall not be deemed to limit or constitute a waiver of any other rights or remedies of Landlord provided herein or at law. If Tenant fails to surrender the Premises upon the termination or
expiration of this Lease, in addition to any other liabilities to Landlord accruing therefrom, Tenant shall protect, defend, indemnify and hold Landlord harmless from all loss, costs (including reasonable attorneys’ fees) and liability
resulting from such failure, including, without limiting the generality of the foregoing, any claims made by any succeeding tenant founded upon such failure to surrender and any lost profits to Landlord resulting therefrom. 

ARTICLE 17 

ESTOPPEL CERTIFICATES 

Within ten (10) business days following a request in writing by Landlord or Tenant (the “Requesting Party”), the other
party (the “Delivering Party”) shall execute, acknowledge and deliver to the Requesting Party an estoppel certificate, which, as submitted by the Requesting Party, if the Requesting Party is Landlord, shall be substantially in the
form of Exhibit E attached hereto (or such other form as may be required by any prospective mortgagee or purchaser of the Project, or any portion thereof), or, if the Requesting Party is Tenant, in a form reasonably agreeable to
Landlord and Tenant and consistent with commercially reasonable market practices for landlords and tenants similarly situated to Landlord and Tenant, in either case indicating therein any exceptions thereto that may exist at that time, and shall
also contain any other information concerning this Lease reasonably requested by the Requesting Party or its mortgagee or prospective mortgagee. Any such certificate may be relied upon solely by any prospective mortgagee or purchaser of all or any
portion of the Project or transferee of Tenant, as the case may be. Tenant shall execute and deliver whatever other instruments may be reasonably required for such purposes. At any time during the Lease Term (but not more frequently than

  

					
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once annually, twice during the initial Lease Term or twice during any Option Term), Landlord may require Tenant to provide Landlord with a current financial statement and financial statements of
the two (2) years prior to the current financial statement year. Such statements shall be prepared in accordance with generally accepted accounting principles, certified by an officer of Tenant and, if such is the normal practice of Tenant,
shall be audited by an independent certified public accountant. Failure of Tenant to timely execute, acknowledge and deliver such estoppel certificate shall constitute an acceptance of the Premises and an acknowledgment by Tenant that statements
included in the estoppel certificate are true and correct, without exception. 
 ARTICLE 18 

SUBORDINATION, NON-DISTURBANCE & ATTORNMENT 

This Lease shall be subject and subordinate to all present and future ground or underlying leases of the Building or Project and to the lien
of any mortgage, trust deed or other encumbrances now or hereafter in force against the Building or Project or any part thereof, if any, and to all renewals, extensions, modifications, consolidations and replacements thereof, and to all advances
made or hereafter to be made upon the security of such mortgages or trust deeds, unless the holders of such mortgages, trust deeds or other encumbrances, or the lessors under such ground lease or underlying leases, require in writing that this Lease
be superior thereto; provided, however, any such lessor or lender shall enter into an SNDA as provided below or otherwise agree, as set forth in the SNDA, not to disturb Tenant’s possession, occupancy, access or quiet enjoyment of the Premises
under this Lease. Tenant covenants and agrees in the event any proceedings are brought for the foreclosure of any such mortgage or deed in lieu thereof (or if any ground lease is terminated), to attorn, without any deductions or set-offs whatsoever, to the lienholder or purchaser or any successors thereto upon any such foreclosure sale or deed in lieu thereof (or to the ground lessor), if so requested to do so by such purchaser or
lienholder or ground lessor, and to recognize such purchaser or lienholder or ground lessor as the lessor under this Lease, provided such lienholder or purchaser or ground lessor shall agree to accept this Lease and not disturb Tenant’s
occupancy, so long as Tenant timely pays the rent and observes and performs the TCCs of this Lease to be observed and performed by Tenant. Landlord’s interest herein may be assigned as security at any time to any lienholder. Tenant shall,
within ten (10) business days of request by Landlord, execute a subordination, non-disturbance and attornment agreement in form and content substantially comparable to that attached to this Lease as
Exhibit G, and otherwise reasonably acceptable to Landlord’s mortgage-holder and to Tenant (an “SNDA”) to evidence or confirm the subordination or superiority of this Lease to the lien of any such mortgages, trust deeds, ground
leases or underlying leases. Tenant waives the provisions of any current or future statute, rule or law which may give or purport to give Tenant any right or election to terminate or otherwise adversely affect this Lease and the obligations of the
Tenant hereunder in the event of any foreclosure proceeding or sale. 

  

					
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 ARTICLE 19 

DEFAULTS; REMEDIES 

19.1 Tenant Events of Default. The occurrence of any of the following shall constitute an “Event of Default” by
Tenant: 
 19.1.1 Any failure by Tenant to pay any Rent or any other charge required to be paid under this Lease, or any part thereof, when
due unless such failure is cured within five (5) days after notice; or 
 19.1.2 Except where a specific time period is otherwise set
forth for Tenant’s performance in this Lease, in which event the failure to perform by Tenant within such time period shall be a default by Tenant under this Section 19.1.2, any failure by Tenant to observe or perform any other
provision, covenant or condition of this Lease to be observed or performed by Tenant where such failure continues for thirty (30) days after written notice thereof from Landlord to Tenant; provided that if the nature of such default is such
that the same cannot reasonably be cured within a thirty (30) day period, Tenant shall not be deemed to be in default if it diligently commences such cure within such period and thereafter diligently proceeds to rectify and cure such default,
but in no event exceeding a period of time in excess of sixty (60) days after written notice thereof from Landlord to Tenant; or 

19.1.3 To the extent permitted by law, a general assignment by Tenant or any guarantor of this Lease for the benefit of creditors, or the
taking of any corporate action in furtherance of bankruptcy or dissolution whether or not there exists any proceeding under an insolvency or bankruptcy law, or the filing by or against Tenant or any guarantor of any proceeding under an insolvency or
bankruptcy law, unless in the case of a proceeding filed against Tenant or any guarantor the same is dismissed within sixty (60) days, or the appointment of a trustee or receiver to take possession of all or substantially all of the assets of
Tenant or any guarantor, unless possession is restored to Tenant or such guarantor within thirty (30) days, or any execution or other judicially authorized seizure of all or substantially all of Tenant’s assets located upon the Premises or
of Tenant’s interest in this Lease, unless such seizure is discharged within thirty (30) days; or 
 19.1.4 The failure by Tenant
to observe or perform according to the provisions of Articles 5, 14, 17 or 18 of this Lease where such failure continues for more than two (2) business days after notice from Landlord. 

The notice periods provided herein are in lieu of, and not in addition to, any notice periods provided by law. 

19.2 Remedies Upon Tenant Default. Upon the occurrence of any Event of Default by Tenant, Landlord shall have, in addition to
any other remedies available to Landlord at law or in equity (all of which remedies shall be distinct, separate and cumulative), the option to pursue any one or more of the following remedies, each and all of which shall be cumulative and
nonexclusive, without any notice or demand whatsoever. 

  

					
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 19.2.1 Terminate this Lease, in which event Tenant shall immediately surrender the Premises
to Landlord, and if Tenant fails to do so, Landlord may, without prejudice to any other remedy which it may have for possession or arrearages in rent, enter upon and take possession of the Premises and expel or remove Tenant and any other person who
may be occupying the Premises or any part thereof, without being liable for prosecution or any claim or damages therefor; and Landlord may recover from Tenant the following: 

(a) The worth at the time of award of any unpaid rent which has been earned at the time of such termination; plus 

(b) The worth at the time of award of the amount by which the unpaid rent which would have been earned after termination until the time of
award exceeds the amount of such rental loss that Tenant proves could have been reasonably avoided; plus 
 (c) The worth at the time of
award of the amount by which the unpaid rent for the balance of the Lease Term after the time of award exceeds the amount of such rental loss that Tenant proves could have been reasonably avoided; plus 

(d) Any other amount necessary to compensate Landlord for the detriment proximately caused by Tenant’s failure to perform its
obligations under this Lease, specifically including but not limited to, brokerage commissions and advertising expenses incurred; and 

(e) At Landlord’s election, such other amounts in addition to or in lieu of the foregoing as may be permitted from time to time by
applicable law. 
 The term “rent” as used in this Section 19.2 shall be deemed to be and to mean all sums of
every nature required to be paid by Tenant pursuant to the terms of this Lease to Landlord. As used in Sections 19.2.1(a) and (b), above, the “worth at the time of award” shall be computed by allowing interest at the Interest
Rate. As used in Section 19.2.1(c), above, the “worth at the time of award” shall be computed by discounting such amount at the discount rate of the Federal Reserve Bank of San Francisco at the time of award plus one percent
(1%). 
 19.2.2 Landlord shall have the remedy described in California Civil Code Section 1951.4 (lessor may continue lease in effect
after lessee’s breach and abandonment and recover rent as it becomes due, if lessee has the right to sublet or assign, subject only to reasonable limitations). Accordingly, if Landlord does not elect to terminate this Lease on account of any
Event of Default by Tenant, Landlord may, from time to time, without terminating this Lease, enforce all of its rights and remedies under this Lease, including the right to recover all rent as it becomes due. 

19.2.3 Landlord shall at all times have the rights and remedies (which shall be cumulative with each other and cumulative and in addition to
those rights and remedies available under Sections 19.2.1 and 19.2.2, above, or any law or other provision of this Lease), without prior demand or notice except as required by applicable law, to seek any declaratory, injunctive or
other equitable relief, and specifically enforce this Lease, or restrain or enjoin a violation or breach of any provision hereof. 
 19.3
Subleases of Tenant. Whether or not Landlord elects to terminate this Lease on account of any Event of Default by Tenant, as set forth in this Article 19, Landlord shall have the right to terminate any and all subleases,
licenses, concessions or other consensual arrangements for possession entered into by Tenant and affecting the Premises or may, in Landlord’s sole discretion, succeed to Tenant’s interest in such subleases, licenses, concessions or
arrangements. 

  

					
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 In the event of Landlord’s election to succeed to Tenant’s interest in any such subleases,
licenses, concessions or arrangements, Tenant shall, as of the date of notice by Landlord of such election, have no further right to or interest in the rent or other consideration receivable thereunder. 

19.4 Mitigation of Damages. Landlord acknowledges and agrees that, with respect to any Event of Default, to the extent that
Landlord fails to make any effort required by applicable law to mitigate its damages resulting from such Event of Default, the damages to which Landlord may be entitled to receive pursuant to Section 19.2 may be reduced according to
applicable law. 
 19.5 Efforts to Relet. No re-entry or repossession, repairs,
maintenance, changes, alterations and additions, reletting, appointment of a receiver to protect Landlord’s interests hereunder, or any other action or omission by Landlord shall be construed as an election by Landlord to terminate this Lease
or Tenant’s right to possession, or to accept a surrender of the Premises, nor shall same operate to release Tenant in whole or in part from any of Tenant’s obligations hereunder, unless express written notice of such intention is sent by
Landlord to Tenant. 
 19.6 Landlord Default. Notwithstanding anything to the contrary set forth in this Lease, Landlord shall
be in default in the performance of any obligation required to be performed by Landlord pursuant to this Lease if Landlord fails to perform such obligation within thirty (30) days after the receipt of notice from Tenant specifying in detail
Landlord’s failure to perform (except in the case of an emergency that presents an immediate and material threat of harm to Tenant’s property, the Premises or persons therein, in which case such thirty (30) day period shall be reduced
to a reasonable period required for Landlord to act); provided, however, if the nature of Landlord’s obligation is such that more than thirty (30) days are required for its performance, then, during a period not to exceed one hundred
twenty (120) additional days, Landlord shall not be in default under this Lease if it shall commence such performance within such thirty (30) day period and thereafter diligently pursue the same to completion. Upon any such default by
Landlord under this Lease, Tenant may, except as otherwise specifically provided in this Lease to the contrary, exercise any of its rights provided at law or in equity, subject to the TCCs of this Lease, including the right to perform
Landlord’s obligation at Landlord’s expense, which shall be billed to Landlord. Any award from a court or arbitrator in favor of Tenant requiring payment by Landlord which is not paid by Landlord within the time period directed by such
award, may be offset by Tenant from Rent next due and payable under this Lease; provided, however, Tenant may not deduct the amount of the award against more than fifty percent (50%) of Base Rent next due and owing (until such time as the entire
amount of such judgment is deducted) unless the remaining Lease Term and/or Base Rent payable during the same is inadequate to satisfy such reward (in which case such deductions shall be straight-line amortized over the remaining Lease Term). 

  

					
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 ARTICLE 20 

COVENANT OF QUIET ENJOYMENT 

Landlord covenants that Tenant, on paying the Rent, charges for services and other payments herein reserved and on keeping, observing and
performing all the other TCCs, provisions and agreements herein contained on the part of Tenant to be kept, observed and performed, shall, during the Lease Term, peaceably and quietly have, hold and enjoy the Premises subject to the TCCs, provisions
and agreements hereof without interference by any persons lawfully claiming by or through Landlord. The foregoing covenant is in lieu of any other covenant of quiet enjoyment express or implied. 

ARTICLE 21 

INTENTIONALLY OMITTED 

ARTICLE 22 

INTENTIONALLY OMITTED 

ARTICLE 23 

SIGNS 
 23.1
Full Floors. Subject to Landlord’s prior written approval in its reasonable discretion, and provided all signs are in keeping with the quality, design and style of the Building and Project, Tenant, if the Premises comprise an
entire floor of the Building, at its sole cost and expense, may install identification signage anywhere in such entire floor in the Premises, including in the elevator lobby of the Premises. The installation of any such sign shall be subject to the
TCC of Article 8 of this Lease. 
 23.2 Interior and Monument Signage. Landlord shall provide Tenant with identifying
signage to be included in the Building standard directory at Landlord’s cost, and on any free-standing monument signage at Landlord’s cost; provided however, if at the request of Tenant such monument signage includes elements in excess of
Landlord’s standard monument signage, Tenant shall be responsible for any corresponding incremental cost or expense. Such signage shall be comparable to that used by Landlord for other similar floors in the Building and shall comply with
Landlord’s Building standard signage program. 
 23.3 Building Top Signage. Provided such sign is in keeping with the
quality, design and style of the Building and Project, Tenant shall be given the right to one building top or “eyebrow” sign on the Building, to be placed in a location of Tenant’s choosing and subject to Landlord’s reasonable
approval and any governmental regulation or code requirement. The cost and of the production and installation of the building top or “eyebrow” sign shall be at Tenant’s expense. The installation of any such sign shall be subject to
the TCC of Article 8 of this Lease. 
 23.4 Multi-Tenant Floors. If other tenants occupy space on any floor on which
the Premises is located, Tenant’s identifying signage on such floor shall be provided by Landlord, at Tenant’s costs, and such signage shall be comparable to that used by Landlord for other similar floors in the Building and shall comply
with Landlord’s Building standard signage program. 

  

					
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 23.5 Prohibited Signage and Other Items. Any signs, notices, logos, pictures,
names or advertisements which are installed and that have not been separately approved by Landlord may be removed without notice by Landlord at the sole expense of Tenant. Tenant may not install any signs on the exterior or roof of the Project or
the Common Areas other than signs installed in accordance with the TCC’s of Article 23. Any signs, window coverings or blinds (even if the same are located behind the Landlord-approved window coverings for the Building), or other items
displayed in the windows of the Premises which are visible from the ground-level, exterior of the Premises, shall be in keeping with the quality, design and style of the Building and Project and shall be subject to the prior approval of Landlord, in
its reasonable discretion. 
 23.6 Building Name. Landlord shall not name the Building after any of the following competitors
of Tenant: Envestnet, Inc.; SEI Investments Company; or Avantria Consultants, LLC (or any of their respective affiliates whose names are derivative of the same). In the event that any of such parties changes its name, or is the subject of a merger
or similar transaction and is the surviving party thereof, Tenant may inform Landlord of the new name of such entity and the prohibition of this Section 23.5 shall apply to such new name. Subject to the foregoing, Landlord shall retain
all rights with respect to the name of the Building and may select or change such name in its sole discretion. 
 ARTICLE 24

 COMPLIANCE WITH LAW 

Landlord shall comply with all Applicable Laws relating to the Base Building, provided that compliance with such Applicable Laws is not the
responsibility of Tenant under this Lease, and provided further that Landlord’s failure to comply therewith would prohibit Tenant from obtaining or maintaining a certificate of occupancy for the Premises, or would unreasonably and materially
affect the safety of Tenant’s employees or create a significant health hazard for Tenant’s employees. Landlord shall be permitted to include in Operating Expenses any costs or expenses incurred by Landlord under this Article 24 to
the extent consistent with the terms of Section 1.1.4 of Exhibit C. Tenant shall not do anything or suffer anything to be done in or about the Premises which will in any way conflict with any law, statute, ordinance or
other governmental rule, regulation or requirement now in force or which may hereafter be enacted or promulgated (collectively, “Applicable Laws”). At its sole cost and expense, Tenant shall promptly comply with all such
governmental measures (including the making of any alterations to the Premises required by Applicable Laws) excluding changes to fire and life/safety requirements and structural changes to the Building or Premises. Should any standard or regulation
now or hereafter be imposed on Tenant by a state, federal or local governmental body charged with the establishment, regulation and enforcement of occupational, health or safety standards for employers, employees, landlords or tenants, then Tenant
agrees, at its sole cost and expense, to comply promptly with such standards or regulations. 

  

					
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 ARTICLE 25 

LATE CHARGES 
 If
Tenant fails to pay any installment of Rent or any other sum due from Tenant within five (5) business days following the date such amount is due, then, Landlord shall provide notice to Tenant in writing of such failure, and without prejudice to
any other right or remedy available to Landlord, including without limitation pursuant to Article 29, Tenant shall pay to Landlord a late charge equal to five percent (5%) of the overdue amount plus any attorneys’ fees incurred by
Landlord by reason of Tenant’s failure to pay Rent and/or other charges when due hereunder; provided, however, with regard to the first such failure in any twelve (12) month period, Landlord will waive such late charge to the extent Tenant
cures such failure within three (3) business days following Tenant’s receipt of written notice from Landlord that the same was not received when due. The late charge shall be deemed Additional Rent and the right to require it shall be in
addition to all of Landlord’s other rights and remedies hereunder or at law and shall not be construed as liquidated damages or as limiting Landlord’s remedies in any manner. In addition to the late charge described above, any Rent or
other amounts owing by either party hereunder which are not paid within ten (10) business days after the date they are due shall bear interest from the date when due until paid at the “Interest Rate.” For purposes of this Lease, the
“Interest Rate” shall be an annual rate equal to the lesser of (i) six percent (6%), and (ii) the highest rate permitted by applicable law. 

ARTICLE 26 

LANDLORD’S RIGHT TO CURE DEFAULT; PAYMENTS BY TENANT 

All covenants and agreements to be kept or performed by Tenant under this Lease shall be performed by Tenant at Tenant’s sole cost and
expense and without any reduction of Rent, except as may be expressly provided herein. If Tenant shall fail to perform any of its obligations under this Lease, within the time period applicable for the same to become a default beyond all applicable
notice and cure periods, or such shorter time period specified herein as the case may be, Landlord may, but shall not be obligated to, after reasonable prior notice to Tenant, make any such payment or perform any such act on Tenant’s part
without waiving its right based upon any default of Tenant and without releasing Tenant from any obligations hereunder. Except as may be specifically provided to the contrary in this Lease, Tenant shall pay to Landlord, within forty five
(45) days after delivery by Landlord to Tenant of statements therefore: (i) sums equal to expenditures reasonably made and obligations incurred by Landlord in connection with the remedying by Landlord of Tenant’s defaults pursuant to
the provisions of this Article 26; (ii) sums equal to all losses, costs, liabilities, damages and expenses referred to in Article 10 of this Lease; and (iii) sums equal to all expenditures made and obligations incurred by Landlord
in collecting or attempting to collect the Rent or in enforcing or attempting to enforce any rights of Landlord under this Lease or pursuant to law, including, without limitation, all legal fees and other amounts so expended. Tenant’s
obligations under this Article 26 shall survive the expiration or sooner termination of the Lease Term. 
 ARTICLE 27

 ENTRY BY LANDLORD 

Landlord reserves the right at all reasonable times and upon reasonable notice to the Tenant to enter the Premises to (i) inspect them;
(ii) show the Premises to prospective purchasers, mortgagees or tenants, or to the ground or, during the last nine (9) months of the Lease Term, underlying lessors; (iii) post notices of
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repair the Premises or the Building if necessary to comply with current building codes or other applicable laws, or for structural alterations, repairs or improvements to the Building.
Notwithstanding anything to the contrary contained in this Article 27, Landlord may enter the Premises at any time to (A) with reasonable prior notice, perform services required of Landlord; (B) take possession due to any breach of
this Lease in the manner provided herein; and (C) perform any covenants of Tenant which Tenant fails to perform. Any such entries shall be without the abatement of Rent and shall include the right to take such reasonable steps as required to
accomplish the stated purposes. Tenant hereby waives any claims for damages or for any injuries or inconvenience to or interference with Tenant’s business, lost profits, any loss of occupancy or quiet enjoyment of the Premises, and any other
loss occasioned thereby. For each of the above purposes, Landlord shall at all times have a key with which to unlock all the doors in the Premises, excluding Tenant’s vaults, safes and special security areas designated from time to time in
writing by Tenant. In an emergency, Landlord shall have the right to use any means that Landlord may deem proper to open the doors in and to the Premises. Any entry into the Premises in the manner hereinbefore described shall not be deemed to be a
forcible or unlawful entry into, or a detainer of, the Premises, or an actual or constructive eviction of Tenant from any portion of the Premises. 

ARTICLE 28 

TENANT PARKING 

28.1 In General. During the Lease Term, Tenant shall lease from Landlord and Landlord shall lease to Tenant, the number and type
of parking passes set forth on Section 9 of the Summary. This right to park in the Garage shall be on a free, unreserved, nonexclusive, first come, first served basis, for passenger-size
automobiles and is subject to the following terms and conditions: 
 28.1.1 Tenant shall at all times abide by and shall cause each of
Tenant’s Parties to abide by any rules and regulations (“Parking Rules”) for use of the Garage that are established from time to time pursuant to the CC&Rs, and otherwise agrees to use the Garage in a safe and lawful
manner. Landlord will provide Tenant with two (2) reserved stalls and five (5) visitor parking spaces marked as designated for Tenant in the Garage subject to the CC&Rs and the Parking Rules. Tenant acknowledges that the Parking Rules
governing the use of the Garage may be modified from time to time including any key-card, sticker or other identification or entrance system and hours of operation. Landlord or the Garage Operator may refuse
to permit any person who violates such Parking Rules to park in the Garage, and any violation of the Parking Rules shall subject the car to removal from the Garage in accordance with Section 28.2 below. Landlord will provide Tenant with one
(1) keycard to access the Garage for each parking space provided hereunder at no expense; provided that any replacement access cards will be subject to Landlord’s standard charge therefor. 

28.1.2 Except for Tenant’s two (2) reserved parking spaces and five (5) designated visitor parking spaces, the parking spaces
hereunder shall be provided on a non-designated “first-come, first-served” basis. Landlord and the Garage Operator reserves the right to assign specific spaces, and to reserve spaces for visitors,
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other tenants or guests, and Tenant shall not park and shall not allow Tenant’s Parties to park in any such assigned or reserved spaces. The Garage has designated visitor parking and Tenant
may validate visitor parking by such method as Landlord may approve, at the validation rate from time to time generally applicable to visitor parking. Tenant acknowledges that the Garage may be closed entirely or in part in order to make repairs or
perform maintenance services, or to alter, modify, re-stripe or renovate the Garage, or if required by casualty, strike, condemnation, act of God, governmental law or requirement or other reason beyond the
operator’s reasonable control. In the event that the Garage is closed due to Landlord’s negligence, Landlord shall provide alternate convenient parking for Tenant’s use during such closing period. 

28.1.3 Tenant acknowledges that to the fullest extent permitted by law, Landlord shall have no liability for any damage to property or other
items located in the Garage (including without limitation, any loss or damage to tenant’s automobile or the contents thereof due to theft, vandalism or accident), nor for any personal injuries or death arising out of the use of the Garage by
Tenant or any Tenant’s Parties, unless such loss or damage results from the gross negligence or willful misconduct of Landlord, its agents, employees or contractors. Without limiting the foregoing, if Landlord arranges for the parking areas to
be operated by an independent contractor not affiliated with Landlord, Tenant acknowledges that Landlord shall have no liability for claims arising through acts or omissions of such independent contractor. Except for loss or damage resulting from
the gross negligence or willful misconduct of Landlord, its agents, employees or contractors, Tenant and Tenant’s Parties each hereby voluntarily releases, discharges, waives and relinquishes any and all actions or causes of action for personal
injury or property damage occurring to Tenant or any of Tenant’s Parties arising as a result of parking in the Garage, or any activities incidental thereto, wherever or however the same may occur, and further agrees that Tenant will not
prosecute any claim for personal injury or property damage against Landlord or any of its officers, agents, servants or employees for any said causes of action and in all events, Tenant agrees to look first to its insurance carrier and to require
that Tenant’s Parties look first to their respective insurance carriers for payment of any losses sustained in connection with any use of the Garage. Tenant hereby waives on behalf of its insurance carriers all rights of subrogation against
Landlord or Landlord’s agents. 
 28.1.4 Tenant’s right to park as described in this Article 28 and this Lease is exclusive
to Tenant and its Permitted Transferees and shall not pass to any assignee or sublessee without the express written consent of Landlord, not to be unreasonably withheld, conditioned or delayed. 

28.1.5 In the event any surcharge or regulatory fee is at any time imposed by any governmental authority with reference to parking, Tenant
shall (commencing after two (2) weeks’ notice to Tenant) pay, per parking pass, such surcharge or regulatory fee to Landlord in advance on the first day of each calendar month concurrently with the month installment of rent due under this
Lease. Landlord will enforce any surcharge or fee in an equitable manner amongst the Building tenants. 
 28.2 Violation. If
Tenant violates any of the terms and conditions of this Article 28, the Garage Operator shall have the right to remove from the Garage any vehicles hereunder which shall have been involved or shall have been owned or driven by parties
involved in causing such violation, without liability therefor whatsoever, provided however the Garage 

  

					
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Operator shall notify Tenant or the owner of such vehicle of any such removal. In addition, Landlord shall have the right to cancel any individual user’s (including any Tenant Party’s)
right to use the Garage pursuant to this Article upon ten (10) days’ written notice, unless within such ten (10) day period, Tenant or such user cures any applicable default. Such cancellation right shall be cumulative and in addition
to any other rights or remedies available to Landlord at law or equity, or provided under this Lease. 
 ARTICLE 29 

MISCELLANEOUS PROVISIONS 

29.1 Binding Effect. Subject to all other provisions of this Lease, each of the covenants, conditions and provisions of this
Lease shall extend to and shall, as the case may require, bind or inure to the benefit not only of Landlord and of Tenant, but also of their respective heirs, personal representatives, successors or assigns, provided this clause shall not permit any
assignment by Tenant contrary to the provisions of Article 14 of this Lease. 
 29.2 Generator. Subject to
Landlord’s prior approval of all plans and specifications, which approval shall not be unreasonably withheld, and otherwise subject to the TCC of Article 8 and the CC&Rs, Tenant shall have the right to install and maintain, at Tenant’s
sole cost and expense, a backup generator in a location to be agreed to by Landlord and Tenant (with due consideration given to the visibility and noise of such generator). Such backup generator shall be used by Tenant only during (i) testing
and regular maintenance, and (ii) any period of electrical power outage in the Building. Tenant shall be entitled to operate the generator for testing and regular maintenance only upon reasonable advance notice to Landlord and at times
reasonably approved by Landlord. Tenant shall submit the specifications for design, operation, installation and maintenance of the generator for Landlord’s consent, which consent shall not be unreasonably withheld or delayed and may be
conditioned on Tenant complying with such reasonable requirements imposed by Landlord, based on the advice of Landlord’s structural and mechanical engineers, so that the Building’s systems and equipment are not adversely affected. In
addition, Tenant shall ensure that the backup generator does not result in any hazardous substances being introduced to the Building or Project. Further, Tenant shall be responsible for ensuring that the backup generator does not unreasonably
interfere with the use of the Building or Project by other tenants. Tenant shall ensure that the design and installation of the backup generator is performed in a manner so as to minimize any excessive noise or vibration caused by such generator.
Any generator installed by Tenant shall remain the personal property of Tenant throughout the Lease Term. Landlord may, by written notice to Tenant at the time of Landlord’s approval only, and as a condition of such approval, require Tenant to
remove and repair any damage caused by such removal of the generator. 
 29.3 No Air Rights. No rights to any view or to light
or air over any property, whether belonging to Landlord or any other person, are granted to Tenant by this Lease. If at any time any windows of the Premises are temporarily darkened or the light or view therefrom is obstructed by reason of any
repairs, improvements, maintenance or cleaning in or about the Project, the same shall be without liability to Landlord and without any reduction or diminution of Tenant’s obligations under this Lease. 

  

					
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 29.4 Omitted. 

29.5 Transfer of Landlord’s Interest. Tenant acknowledges that Landlord has the right to transfer all or any portion
of its interest in the Project or Building and in this Lease, and Tenant agrees that in the event of any such transfer, Landlord shall automatically be released from all liability under this Lease arising after the effective date of such transfer,
and Tenant agrees to look solely to such transferee for the performance of Landlord’s obligations hereunder after the date of transfer and such transferee shall be deemed to have fully assumed and be liable for all obligations of this Lease to
be performed by Landlord (including the return of any security deposit, if applicable at any time under this Lease), and Tenant shall attorn to such transferee. Tenant further acknowledges that Landlord may assign its interest in this Lease to a
mortgage lender as additional security and agrees that such an assignment shall not release Landlord from its obligations hereunder and that Tenant shall continue to look to Landlord for the performance of its obligations hereunder. 

29.6 Prohibition Against Recording or Publication. Neither this Lease, nor any memorandum, affidavit or other writing
with respect thereto, shall be recorded or otherwise published by Tenant or by anyone acting through, under or on behalf of Tenant. 
 29.7
Landlord’s Title. Landlord’s title is and always shall be paramount to the title of Tenant. Nothing herein contained shall empower Tenant to do any act which can, shall or may encumber the title of Landlord. 

29.8 Application of Payments. Landlord shall have the right to apply payments received from Tenant pursuant to this
Lease, regardless of Tenant’s designation of such payments, to satisfy any obligations of Tenant hereunder, in such order and amounts as Landlord, in its sole discretion, may elect; provided, however, if Tenant designates any amount as a
payment to cure any continuing default under this Lease, Landlord shall not apply such payment toward any amount not yet due and delinquent under this Lease in lieu of the obligation designated by Tenant. 

29.9 Tenant’s Right to “Go Dark”. At any time during the Lease Term, Tenant shall have the right to cease
operations in and close any or all of the Premises and to remove any and all furniture and equipment therefrom in accordance with the TCC of this Lease, provided that (i) Tenant notifies Landlord in advance or immediately thereafter,
(ii) Tenant continues to pay all Rent as and when due and otherwise to satisfy all of its obligations under this Lease, and (iii) Tenant complies with Landlord’s reasonable closing requirements. 

29.10 Time of Essence. Time is of the essence with respect to the performance of every provision of this Lease in which
time of performance is a factor. 
 29.11 Partial Invalidity. If any term, provision or condition contained in this
Lease shall, to any extent, be invalid or unenforceable, the remainder of this Lease, or the application of such term, provision or condition to persons or circumstances other than those with respect to which it is invalid or unenforceable, shall
not be affected thereby, and each and every other term, provision and condition of this Lease shall be valid and enforceable to the fullest extent possible permitted by law. 

  

					
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 29.12 No Warranty. In executing and delivering this Lease, Tenant has
not relied on any representations, including, but not limited to, any representation as to the amount of any item comprising Additional Rent or the amount of the Additional Rent in the aggregate or that Landlord is furnishing the same services to
other tenants, at all, on the same level or on the same basis, or any warranty or any statement of Landlord which is not set forth herein or in one or more of the exhibits attached hereto. 

29.13 Landlord Exculpation. The liability of Landlord or the Landlord Parties to Tenant for any default by Landlord under
this Lease or arising in connection herewith or with Landlord’s operation, management, leasing, repair, renovation, alteration or any other matter relating to the Project or the Premises shall be limited solely and exclusively to the interest
of Landlord in the Building, provided that in no event shall such liability extend to any sales or insurance proceeds received by Landlord or the Landlord Parties in connection with the Project, Building or Premises. Neither Landlord, nor any of the
Landlord’s Parties or Tenant’s Parties shall have any personal liability therefor, and both Landlord and Tenant hereby expressly waive and release such personal liability on behalf of itself and all persons claiming by, through or under
Landlord or Tenant. The limitations of liability contained in this Section 29.13 shall inure to the benefit of Landlord’s and the Landlord Parties’ and Tenant’s and Tenant’s Parties’ present and future partners,
beneficiaries, officers, directors, trustees, shareholders, agents and employees, and their respective partners, heirs, successors and assigns. Under no circumstances shall any present or future partner of Landlord (if Landlord is a partnership) or
Tenant (if Tenant is a partnership), or trustee or beneficiary (if Landlord or any partner of Landlord is a trust) or Tenant (if Tenant or any partner of Tenant is a Trust), have any liability for the performance of Landlord’s or Tenant’s
obligations under this Lease. Notwithstanding any contrary provision herein, neither Landlord nor the Landlord Parties nor Tenant nor Tenant Parties shall be liable under any circumstances for injury or damage to, or interference with, Landlords
business or operation or Tenant’s business, including but not limited to, loss of profits, loss of rents or other revenues, loss of business opportunity, loss of goodwill or loss of use, consequential and/or punitive or otherwise, in each case,
however occurring. 
 29.14 Entire Agreement. It is understood and acknowledged that there are no oral agreements
between the parties hereto affecting this Lease and this Lease constitutes the parties’ entire agreement with respect to the leasing of the Premises and supersedes and cancels any and all previous negotiations, arrangements, brochures,
agreements and understandings, if any, between the parties hereto or displayed by Landlord to Tenant with respect to the subject matter thereof, and none thereof shall be used to interpret or construe this Lease. None of the terms, covenants,
conditions or provisions of this Lease can be modified, deleted or added to except in writing signed by the parties hereto. 
 29.15
Right to Lease. Landlord reserves the absolute right to effect such other tenancies in the Project as Landlord in the exercise of its sole business judgment shall determine to best promote the interests of the Building or
Project. Tenant does not rely on the fact, nor does Landlord represent, that any specific tenant or type or number of tenants shall, during the Lease Term, occupy any space in the Building or Project. 

  

					
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 29.16 Force Majeure. Any prevention, delay or stoppage due to strikes,
lockouts, labor disputes, acts of God, inability to obtain services, labor, or materials or reasonable substitutes therefor, governmental actions, civil commotions, fire or other casualty, and other causes beyond the reasonable control of the party
obligated to perform, except with respect to the obligations imposed with regard to Rent and other charges to be paid by Tenant pursuant to this Lease and except as to Tenant’s obligations under Articles 5 and Landlord’s and
Tenant’s obligations under Section 24 of this Lease (collectively, a “Force Majeure”), notwithstanding anything to the contrary contained in this Lease, shall excuse the performance of such party for a period equal
to the period of any such prevention, delay or stoppage and, therefore, if this Lease specifies a time period for performance of an obligation of either party, that time period shall be extended by the period of any delay in such party’s
performance caused by a Force Majeure. 
 29.17 Waiver of Redemption by Tenant. Tenant hereby waives, for Tenant and
for all those claiming under Tenant, any and all rights now or hereafter existing to redeem by order or judgment of any court or by any legal process or writ, Tenant’s right of occupancy of the Premises after any termination of this Lease. 

29.18 Notices. All notices, demands, statements or communications (collectively, “Notices”) given or
required to be given by either party to the other hereunder shall be in writing, shall be (A) delivered by a nationally recognized overnight courier, or (B) delivered personally. All Notices shall be deemed to have been duly given either
(a) immediately upon hand delivery, or (b) the next business day after being deposited (in time for delivery by such service on such business day) with Federal Express or another national courier service, for delivery or (c) two (2)
business days after having been mailed, postage prepaid, by U.S. certified mail, for delivery to the parties at the following addresses (which such addresses may be changed by either party by giving written notice thereof to the other): (i) to
Tenant at the appropriate address set forth in Section 10 of the Summary; or (ii) to Landlord at the addresses set forth in Section 11 of the Summary. If Tenant is notified of the identity and address of Landlord’s
mortgagee or ground or underlying lessor, Tenant shall give to such mortgagee or ground or underlying lessor written notice of any default by Landlord under the terms of this Lease, and such mortgagee or ground or underlying lessor shall be given a
reasonable opportunity to cure such default prior to Tenant’s exercising any remedy available to Tenant. The party delivering Notice shall use commercially reasonable efforts to provide a courtesy copy of each such Notice to the receiving party
via electronic mail. 
 29.19 Authority. Tenant hereby represents and warrants that Tenant is a duly formed and
existing entity qualified to do business in California and that Tenant has full right and authority to execute and deliver this Lease and that each person signing on behalf of Tenant is authorized to do so. 

29.20 Attorneys’ Fees. In the event that either Landlord or Tenant should bring suit for the possession of the
Premises, for the recovery of any sum due under this Lease, or because of the breach of any provision of this Lease or for any other relief against the other, then all costs and expenses, including reasonable attorneys’ fees, incurred by the
prevailing party therein shall be paid by the other party, which obligation on the part of the other party shall be deemed to have accrued on the date of the commencement of such action and shall be enforceable whether or not the action is
prosecuted to judgment. 

  

					
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 29.21 Governing Law; WAIVER OF TRIAL BY JURY. This Lease shall be
construed and enforced in accordance with the laws of the State of California. IN ANY ACTION OR PROCEEDING ARISING HEREFROM, LANDLORD AND TENANT HEREBY CONSENT TO (I) THE JURISDICTION OF ANY COMPETENT COURT WITHIN THE STATE OF CALIFORNIA,
(II) SERVICE OF PROCESS BY ANY MEANS AUTHORIZED BY CALIFORNIA LAW, AND (III) IN THE INTEREST OF SAVING TIME AND EXPENSE, TRIAL WITHOUT A JURY IN ANY ACTION, PROCEEDING OR COUNTERCLAIM BROUGHT BY EITHER OF THE PARTIES HERETO AGAINST THE
OTHER OR THEIR SUCCESSORS IN RESPECT OF ANY MATTER ARISING OUT OF OR IN CONNECTION WITH THIS LEASE, THE RELATIONSHIP OF LANDLORD AND TENANT, TENANT’S USE OR OCCUPANCY OF THE PREMISES, AND/OR ANY CLAIM FOR INJURY OR DAMAGE, OR ANY EMERGENCY OR
STATUTORY REMEDY. IN THE EVENT LANDLORD COMMENCES ANY SUMMARY PROCEEDINGS OR ACTION FOR NONPAYMENT OF BASE RENT OR ADDITIONAL RENT, TENANT SHALL NOT INTERPOSE ANY COUNTERCLAIM OF ANY NATURE OR DESCRIPTION (UNLESS SUCH COUNTERCLAIM SHALL BE
MANDATORY) IN ANY SUCH PROCEEDING OR ACTION, BUT SHALL BE RELEGATED TO AN INDEPENDENT ACTION AT LAW. 
 29.22 Brokers.
Landlord and Tenant hereby warrant to each other that they have had no dealings with any real estate broker or agent in connection with the negotiation of this Lease, excepting only the real estate brokers or agents specified in
Section 12 of the Summary (the “Brokers”), and that they know of no other real estate broker or agent who is entitled to a commission in connection with this Lease. Landlord shall pay the Brokers pursuant to the terms of
separate commission agreements. Each party agrees to indemnify and defend the other party against and hold the other party harmless from any and all claims, demands, losses, liabilities, lawsuits, judgments, costs and expenses (including without
limitation reasonable attorneys’ fees) with respect to any leasing commission or equivalent compensation alleged to be owing on account of any dealings with any real estate broker or agent, other than the Brokers, occurring by, through, or
under the indemnifying party. 
 29.23 Independent Covenants. This Lease shall be construed as though the covenants
herein between Landlord and Tenant are independent and not dependent and Tenant hereby expressly waives the benefit of any statute to the contrary and agrees that if Landlord fails to perform its obligations set forth herein, Tenant shall not be
entitled to any setoff of the Rent or other amounts owing hereunder against Landlord except as may be expressly in this Lease. 
 29.24
Counterparts. This Lease may be executed in counterparts with the same effect as if both parties hereto had executed the same document. Both counterparts shall be construed together and shall constitute a single lease. 

29.25 Confidentiality. Tenant acknowledges that the content of this Lease and any related documents are confidential
information. Tenant shall keep such confidential information strictly confidential and shall not disclose such confidential information to any person or entity other than Tenant’s financial, legal, and space planning consultants or as otherwise
required by court of law or state or Federal regulator. As a result of entering the Premises pursuant to any provision of the Lease, Landlord and its agents may become aware of certain confidential, non-public and proprietary information about the
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agrees that (i) it shall keep all such information confidential, (ii) it shall require, by way of contractual obligation or otherwise, that its employees, contractors, and agents do the
same, and (iii) it shall use reasonable efforts to enforce such contractual or other obligations of its employees, contractors, and agents. Landlord agrees to indemnify, defend, and hold Tenant harmless from damages, losses, and expenses
incurred by Tenant in connection with a breach by Landlord of its obligations set forth in the preceding sentence. 
 29.26 Building
Renovations. It is specifically understood and agreed that Landlord has made no representation or warranty to Tenant and has no obligation and has made no promises to alter, remodel, improve, renovate, repair or decorate the Premises,
Building, or any part thereof and that no representations respecting the condition of the Premises or the Building have been made by Landlord to Tenant except as specifically set forth herein or in the Work Letter. However, Tenant hereby
acknowledges that Landlord may during the Lease Term renovate, improve, alter, or modify (collectively, the “Renovations”) the Project, the Building and/or the Premises including without limitation the parking structure, common
areas, systems and equipment, roof, and structural portions of the same, which Renovations may include, without limitation, (i) installing sprinklers in the Building common areas and tenant spaces, (ii) modifying the common areas and
tenant spaces to comply with applicable laws and regulations, including regulations relating to the physically disabled, seismic conditions, and building safety and security, and (iii) installing new floor covering, lighting, and wall coverings
in the Building common areas, and in connection with any Renovations, Landlord may, among other things, erect scaffolding or other necessary structures in the Building, limit or eliminate access to portions of the Project, including portions of the
common areas, or perform work in the Building, which work may create noise, dust or leave debris in the Building. Tenant hereby agrees that such Renovations and Landlord’s actions in connection with such Renovations shall in no way constitute a
constructive eviction of Tenant nor entitle Tenant to any abatement of Rent, subject to the provisions of Section 6.3 and Article 11, which shall apply if such Renovations materially impair Tenant’s access to the Premises or
render the Premises unsuitable for the Permitted Use. Landlord shall have no responsibility or for any reason be liable to Tenant for any direct or indirect injury to or interference with Tenant’s business arising from the Renovations, nor
shall Tenant be entitled to any compensation or damages from Landlord for loss of the use of the whole or any part of the Premises or of Tenant’s personal property or improvements resulting from the Renovations or Landlord’s actions in
connection with such Renovations, or for any inconvenience or annoyance occasioned by such Renovations or Landlord’s actions. 
 29.27
No Violation. Tenant hereby warrants and represents that neither its execution of nor performance under this Lease shall cause Tenant to be in violation of any agreement, instrument, contract, law, rule or regulation by which
Tenant is bound, and Tenant shall protect, defend, indemnify and hold Landlord harmless against any claims, demands, losses, damages, liabilities, costs and expenses, including, without limitation, reasonable attorneys’ fees and costs, arising
from Tenant’s breach of this warranty and representation. 

  

					
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 29.28 Communications and Computer Lines. Tenant may install, maintain,
replace, remove or use any communications or computer wires and cables (collectively, the “Lines”) in the Premises or in the Building which serve the Premises, provided that (i) Tenant shall obtain Landlord’s prior written
consent, which consent shall not be unreasonably withheld, conditioned or delayed, and use an experienced and qualified contractor reasonably designated by Landlord and mutually acceptable to both Landlord and Tenant, and comply with all of the
other provisions of Articles 7 and 8 of this Lease, (ii) an acceptable number of spare Lines and space for additional Lines shall be maintained for existing and future occupants of the Building, as determined in Landlord’s
reasonable opinion, (iii) the Lines therefor (including riser cables) shall be (x) appropriately insulated to prevent excessive electromagnetic fields or radiation, (y) surrounded by a protective conduit reasonably acceptable to
Landlord, and (z) identified in accordance with the “Identification Requirements,” as that term is set forth hereinbelow, (iv) any new or existing Lines servicing the Premises shall comply with all applicable governmental laws
and regulations, and (v) except as otherwise provided for in this Lease, Tenant shall pay all costs in connection therewith. All Lines shall be clearly marked with adhesive plastic labels (or plastic tags attached to such Lines with wire) to
show Tenant’s name, suite number, telephone number and the name of the person to contact in the case of an emergency (A) every four feet (4’) outside the Premises (specifically including, but not limited to, the electrical room risers
and other Common Areas), and (B) at the Lines’ termination point(s) (collectively, the “Identification Requirements”). Upon the expiration of the Lease Term, or immediately following any earlier termination of this Lease,
Tenant shall, at Tenant’s sole cost and expense, remove all Lines installed by Tenant, and repair any damage caused by such removal. In the event that Tenant fails to complete such removal and/or fails to repair any damage caused by the removal
of any Lines, Landlord may do so and may charge the cost thereof to Tenant. Landlord reserves the right to require that Tenant remove any Lines located in or serving the Premises which are installed by Tenant in violation of these provisions, or
which are at any time (1) are in violation of any Applicable Laws, (2) are inconsistent with then-existing industry standards (such as the standards promulgated by the National Fire Protection Association (e.g., such
organization’s “2002 National Electrical Code”)), or (3) otherwise represent a dangerous or potentially dangerous condition. 

29.29 Development of the Project. 

29.29.1 Subdivision. Landlord reserves the right to further subdivide all or a portion of the Property or the Project. Tenant
agrees to execute and deliver, upon demand by Landlord and in the form requested by Landlord, any additional documents needed to conform this Lease to the circumstances resulting from such subdivision. 

29.29.2 The Other Improvements. If portions of the Project or property adjacent to the Project (collectively, the
“Other Improvements”) are owned by an entity other than Landlord, Landlord, at its option, may enter into an agreement with the owner or owners of any or all of the Other Improvements to provide (i) for reciprocal rights of
access and/or use of the Property and the Other Improvements, (ii) for the common management, operation, maintenance, improvement and/or repair of all or any portion of the Property and the Other Improvements, (iii) for the allocation of a
portion of the Direct Expenses to the Other Improvements and the operating expenses and taxes for the Other Improvements to the Property (in which event Tenant’s Share shall be adjusted to reflect the inclusion of the rentable square footage of
the Other Improvements in the calculation thereof), and (iv) for the use or improvement of the Other Improvements and/or the Property in connection with the 

  

					
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improvement, construction, and/or excavation of the Other Improvements and/or the Property. Nothing contained herein shall be deemed or construed to limit or otherwise affect Landlord’s
right to convey all or any portion of the Property or any other of Landlord’s rights described in this Lease including rights under Section 1.1.4(ix) of Exhibit C. 

29.29.3 Construction of Project and Other Improvements. Tenant acknowledges that portions of the Property and/or the
Other Improvements may be under construction following Tenant’s occupancy of the Premises, and that such construction may result in levels of noise, dust, obstruction of access, etc. which are in excess of that present in a fully constructed
project. Tenant hereby waives any and all rent offsets or claims of constructive eviction which may arise in connection with such construction. 

29.30 Hazardous Substances. Tenant shall not cause or permit any hazardous materials to be generated, produced, brought
upon, used, stored, treated or disposed of in or about the Premises, the Property or the Project by Tenant, its agents, employees, contractors, affiliates, sublessees or invitees. However, notwithstanding the preceding sentence, Landlord agrees that
Tenant may use, store and properly dispose of commonly available household cleaners and chemicals to maintain the Premises and Tenant’s routine office operations (such as printer toner and copier toner). At any time following Tenant’s
receipt of a request from Landlord, Tenant shall promptly complete a “hazardous materials questionnaire” using the form then-provided by Landlord. Landlord shall be responsible at its sole cost and expense for any hazardous materials and
any asbestos-containing materials existing in the Premises, Building or Project as of the Lease Commencement Date. 
 29.31 Joint and
Several. If there is more than one Tenant, the obligations imposed upon Tenant under this Lease shall be joint and several. 

29.32 Green Cleaning/Recycling Program. Tenant shall cooperate if and to the extent Landlord implements a green cleaning
program and/or recycling program for the Property, and hereby agrees that the reasonable costs associated with any such green cleaning and/or recycling program shall be included in Operating Expenses. In accordance with the definition of
“Operating Expenses” set forth in Exhibit C, Landlord shall adjust Tenant’s Base Year with the inclusion of any such program. 

29.33 Right of First Refusal. Landlord grants to Tenant a right of first refusal (“ROFR”)
with respect to any or all leasable space located on the eighth (8th) or eleventh (11th) floors of the Building (the “ROFR
Space”) on the TCC set forth in this Section 29.33. 
 29.33.1 Superior Rights. Tenant
acknowledges that certain other tenants at the Project under existing leases (together with their successors and assigns, the “Existing ROFO Holders”) hold rights of first offer (the “Existing
ROFOs”), with respect to the ROFR Space (i.e., the right to receive and accept a first offer from Landlord as to the covered space, prior to Landlord entering into a lease for the covered space on terms preferable to those in the
first offer). Except for the Existing ROFOs held by the Existing ROFO Holders, no other tenant at the Project currently holds preferential rights with respect to the ROFR Space. Tenant’s ROFR, and the provisions of this
Section 29.33, shall be subordinate and subject in all respect to the Existing ROFO’s held by the Existing ROFO Holders. 

  

					
		  		 	1655 Grant Street

					
		  		  	Genworth Financial Wealth Management, Inc.

 -46- 

 29.33.2 Procedure for Offer. If Landlord desires to enter into a new lease or
expansion of space under an existing lease with one or more prospective tenants for ROFR Space, Landlord shall provide Tenant with written notice (“ROFR Notice”) of such circumstance. Tenant, following its receipt of a
ROFR Notice, may (i) exercise its ROFR in accordance with the procedures set forth in Section 29.33.3 below, or (ii) decline to exercise its ROFR. If Tenant fails to exercise its ROFR within the time period
provided below, Landlord may proceed to lease the ROFR Space to the prospective tenant(s) on terms acceptable to Landlord in its sole discretion. 

29.33.3 Procedure for Acceptance. If Tenant wishes to exercise Tenant’s ROFR with respect to the ROFR, then
within ten (10) business days of delivery of the ROFR Notice to Tenant, Tenant shall deliver notice (the “ROFR Exercise Notice”) to Landlord of Tenant’s election to exercise its ROFR with respect to the entire ROFR Space
on the terms determined pursuant to Section 29.33.4 below. If Tenant does not so notify Landlord within the seven (7) business day period, then Tenant shall be deemed to have declined to exercise its ROFR. Notwithstanding anything
to the contrary contained herein, Tenant must elect to exercise its ROFR, if at all, with respect to all of the ROFR Space offered by Landlord to Tenant at any particular time, and Tenant may not elect to lease only a portion thereof. 

29.33.4 ROFR Space Terms. In the event the ROFR is exercised in accordance with Section 29.31.3 above,
the terms of Tenant’s lease of the ROFR Space will be determined as follows: 
 (a) If the ROFR is exercised on or prior to the second
(2nd) anniversary of the Lease Commencement Date, the lease of the ROFR Space will be on the same TCC as included in this Lease (including, without limitation, rental rate per rentable square
foot); provided, however, that any Landlord allowances or inducements provided herein will be prorated for the remaining term at such time and will be proportional to the rental square feet of the applicable ROFR Space and the term shall be co-terminous with the Lease Term; 
 (b) If the ROFR is exercised following the second (2nd) anniversary of the Lease Commencement Date, the lease of the ROFR Space will be on then-current market terms as determined under the procedures described in Section 2.2.2 above;
provided, however, that the term shall be co-terminous with the Lease Term; 
 (c) In any case:
(i) Tenant shall have not less than 120 days prior to the earlier of rent commencement or occupancy in which to arrange for the improvement of the ROFR Space; and (ii) if fewer than three (3) years remain in the Lease Term at the rent
commencement date for the ROFR Space, the Lease Term shall be extended for a period so that three (3) years remain (with respect to both the Premises and the ROFR Space), with the terms of such extension determined under the procedures
described in Section 2.2.2 above. 
 29.33.5 Construction In ROFR Space. Except to the extent
otherwise provided pursuant to Section 29.33.4 above, Tenant shall take the ROFR Space in its then “as is” condition, and the construction of improvements in the ROFR Space shall comply with the terms of Article 8 of this
Lease. 

  

					
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		  		  	Genworth Financial Wealth Management, Inc.

 -47- 

 29.33.6 Amendment. If Tenant timely exercises Tenant’s
ROFR, Landlord and Tenant shall within twenty (20) days thereafter negotiate in good faith and execute an amendment to this Lease adding such ROFR Space to the Premises upon the terms set forth in this
Section 29. 
 29.33.7 Restriction on ROFR. The ROFR shall be exercisable only by the originally named Tenant and any of
its Permitted Transferees (and not any other assignee, sublessee or transferee of Tenant’s interest in this Lease). The originally named Tenant or its Permitted Transferee may exercise the ROFR only if that Tenant (and/or its Permitted
Transferee) occupies the entire Premises as of the date of the ROFR Notice. Tenant shall not have the right to lease ROFR Space, as provided in this Section 29.31, if, as of the date of the attempted exercise by Tenant, an Event of
Default shall have occurred. 
 29.34 Conference Room. The first floor of the Building currently contains
a conference center (the “Conference Center”). To the extent that no other tenant in the Building holds exclusive or superior rights to the use of such Conference Center as of the date of this Lease, Tenant shall be allowed to
access and use the Conference Center, provided that Tenant will be required to (i) schedule use of the Conference Center with Landlord’s property manager or other designated representative and (ii) abide by such reasonable rules and
procedures as Landlord may from time to time adopt with respect to use of the Conference Center. Upon reasonable prior written notice by Tenant, Landlord shall provide Tenant with conference space for Tenant’s
“all-employee” meetings of up to 200 people, within the Project or within a reasonable distance from the Project. To the extent such conference space is provided outside of the Project, the provision
of such space shall be at Landlord’s cost; provided that such “all-employee” meetings do not occur more frequently than five (5) times per calendar year (and Tenant shall be responsible for the costs of “all-employee” meetings occurring more frequently). 
 29.35 Government
Incentive Programs. Landlord shall cooperate with Tenant, at Tenant’s sole cost, to obtain any local, State or Federal incentives that may be available to Tenant by virtue of its organization, operations or business
(“Tenant Benefits”). To the extent that any such Tenant Benefits in the form of cash payments are required by the applicable governmental agency or authority to be paid to Landlord, Landlord shall pay over such Tenant Benefits to
Tenant. Any taxes, assessments or other charges resulting from such Tenant Benefits shall be the sole responsibility of Tenant, and Tenant shall reimburse and hold harmless Landlord from the same. 

[signature page follows] 

  

					
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		  		  	Genworth Financial Wealth Management, Inc.

 -48- 

 IN WITNESS WHEREOF, Landlord and Tenant have caused this Lease to be executed the day and date first above
written. 
  

					
	“LANDLORD”:
	
	 SFG Owner A, LLC,
 a Delaware
limited liability company

		
	By:	 	Swift Realty Partners, LLC, a Delaware limited partnership its Managing Agent
			
		 	By:	 	

		 	Name:	 	Craig Firpo
		 	Its:	 	Vice President

  

			
	“TENANT”:
	
	Genworth Financial Wealth Management, Inc., a California corporation

 
			
		
	By:	 	 
	Name:	 	 
	Its:	 	 

  

  

					
		  		 	1655 Grant Street

					
		  		  	Genworth Financial Wealth Management, Inc.

 IN WITNESS WHEREOF, Landlord and Tenant have caused this Lease to be executed the day and date first above
written. 
  

					
	“LANDLORD”:
	
	 SFG Owner A, LLC,
 a Delaware
limited liability company

		
	By:	 	Swift Realty Partners, LLC, a Delaware limited partnership its Managing Agent
			
		 	By:	 	 
		 	Name:	 	Craig Firpo
		 	Its:	 	Vice President

  

			
	“TENANT”:
	
	Genworth Financial Wealth Management, Inc., a California corporation

 
			
		
	By:	 	

	Name:	 	Gurinder S. Ahluwalia
	Its:	 	CEO + President

  

					
		  		 	1655 Grant Street

					
		  		  	Genworth Financial Wealth Management, Inc.

 EXHIBIT A-1 

FLOOR PLAN OF THE PREMISES 

  

					
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		  	EXHIBIT A-1          	  	Genworth Financial Wealth Management, Inc.

 -1- 

 

 

 

 

 EXHIBIT A-2 

1655 GRANT 

LEGAL DESCRIPTION OF PROPERTY 

Parcel 3, as shown on the map of subdivision 6388, “Concord Center” filed October 25, 1984, in Book 284 of Maps, at Pages 7, 8,
9, 10 and 11, Contra Costa Records 

  

					
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		  	EXHIBIT A-2          	  	Genworth Financial Wealth Management, Inc.

 -1- 

 EXHIBIT B 

1655 GRANT 

WORK LETTER 
 This
Work Letter shall set forth the terms and conditions relating to the construction of the tenant improvements in the Premises. This Work Letter is essentially organized chronologically and addresses the issues of the construction of the Premises, in
sequence, as such issues will arise during the actual construction of the Premises. All references in this Work Letter to Articles or Sections of “this Lease” shall mean the relevant portion of Articles 1 through 29 of the Office Lease to
which this Work Letter is attached as Exhibit B and of which this Work Letter forms a part, and all references in this Work Letter to Sections of “this Work Letter” shall mean the relevant portion of Sections 1 through
6 of this Work Letter. 
 SECTION 1 

CONSTRUCTION DRAWINGS FOR THE PREMISES 

Landlord shall, at its sole cost and expense, construct the improvements in the Premises pursuant to that certain space plan, a copy of which
is attached hereto on Schedule 1 (the “Space Plan”). Promptly following the full execution and delivery of this Lease, Tenant shall cooperate in good faith with Landlord’s architects and engineers to supply the necessary
information, if any, required to allow the Landlord’s architects and engineers to complete any additional architectural and engineering drawings for the Premises in a form, as approved by Tenant (such approval not to be unreasonably withheld or
delayed), which is complete to allow subcontractors to bid on the work and to obtain all applicable permits and in a manner consistent with, and which are a logical extension of, the Space Plan (collectively, the “Approved Working
Drawings”). Landlord shall, at its sole cost and expense, construct the improvements in the Premises (the “Tenant Improvements”) pursuant to the Approved Working Drawings and in accordance with Building standard methods,
materials and finishes described on Schedule 2 attached hereto unless such specific fixtures are called for in the Approved Working Drawings. Tenant shall make no changes or modifications to the Approved Working Drawings without the prior written
consent of Landlord, which consent may be withheld in Landlord’s sole discretion if such change or modification would directly or indirectly delay the “Substantial Completion,” as that term is defined in Section 5.1 of
this Work Letter, of the Premises or, unless the incremental cost of such change or modification is paid for 100% by Tenant, increase the cost of designing or constructing the Tenant Improvements. 

SECTION 2 

OVER-ALLOWANCE AMOUNT 

In the event that after Tenant’s execution of this Lease, any revisions, changes, or substitutions shall be made to (i) the Space
Plan, (ii) the Approved Working Drawings (once the same are completed), or (iii) the Tenant Improvements, or in the event that Tenant requests revisions, changes, or substitutions which cause the Approved Working Drawings to not be a
logical extension of the Space Plan, then any additional costs which arise in connection with such revisions, changes or substitutions shall be paid by Tenant to Landlord promptly following Landlord’s request. 

  

					
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		  	EXHIBIT B          	  	Genworth Financial Wealth Management, Inc.

 -1- 

 SECTION 3 

CONTRACTOR’S WARRANTIES AND GUARANTIES 

Landlord hereby assigns to Tenant all warranties and guaranties by the contractor who constructs the Tenant Improvements (the
“Contractor”) relating to the Tenant Improvements, and Tenant hereby waives all claims against Landlord relating to, or arising out of the construction of, the Tenant Improvements (it being acknowledged that
such waiver is not intended and shall not be interpreted to in any way limit or waive the liability of any contractor or third party under a warranty or guaranty described above). 

SECTION 4 

TENANT’S COVENANTS 

Tenant hereby protects, defends, indemnifies and holds Landlord harmless for any loss, claims, damages or delays arising from the actions of
Tenant’s space planner/architect (to the extent Tenant, as opposed to Landlord, engages any such space planner or architect) on the Premises or in the Building. In addition, immediately after the Substantial Completion of the Premises, Landlord
shall have prepared and delivered to the Tenant a copy of the record set of plans and specifications (including all working drawings) for the Tenant Improvements. 

SECTION 5 

COMPLETION OF THE TENANT IMPROVEMENTS; 

LEASE COMMENCEMENT DATE 

5.1 Ready for Occupancy. The Premises shall be deemed “Ready for Occupancy” upon the
Substantial Completion of the Premises. For purposes of this Lease, “Substantial Completion” of the Premises shall occur upon the completion of construction of the Tenant Improvements in the Premises pursuant to the
Approved Working Drawings, with the exception of any “Punch List Items” (hereinafter defined) and any tenant fixtures, work-stations, built-in furniture, or equipment to be installed by Tenant or
under the supervision of Contractor. Tenant shall have a period of thirty (30) days from Tenant’s receipt of notification from Landlord of the Substantial Completion of the Premises to provide Landlord with a written list of any defects or
any incomplete or unsatisfactory items with respect to the Tenant Improvements (“Punch List Items”). Landlord will then be obligated within a reasonable period of time, not to exceed thirty (30) days after receipt
of Tenant’s written notice, to cure any such Punch List Items (unless such Punch List Items, due to their nature, cannot reasonably be cured within thirty (30) days, in which case Landlord shall promptly commence to cure same and
diligently pursue same to completion). This time provision shall not apply to latent defects in the Tenant Improvements, and Landlord shall promptly repair the same in a good and workmanlike manner, provided that Tenant delivers written notice to
Landlord specifying such latent defect prior to the date that is twelve (12) months following the Substantial Completion of the Premises. 

  

					
		  		 	1655 Grant Street

					
		  	EXHIBIT B          	  	Genworth Financial Wealth Management, Inc.

 -2- 

 5.2 Tenant Delay of the Substantial Completion of the Premises. Except as
provided in this Section 5.2, the Lease Commencement Date shall occur as set forth in Article 2 of the Lease and Section 5.1, above. If there shall be a delay or there are delays in the Substantial Completion of the
Premises or in the occurrence of any of the other conditions precedent to the Lease Commencement Date, as set forth in Article 2 of the Lease, as a result of any of the following (a “Tenant Delay”): 

5.2.1 Changes by Tenant in or additions to the Approved Working Drawings after the same have been approved by Tenant; 

5.2.2 Tenant’s failure to approve or disapprove any matter requiring Tenant’s approval within five (5) business days (or
Tenant’s unreasonable delay or withholding of approval for any such matter); including delays in the submission, revision or re-submission of changes or in the giving by Tenant of authorizations or
approvals as set forth herein; 
 5.2.3 A breach by Tenant of the terms of this Work Letter or the Lease; 

5.2.4 Any physical interference with the performance of the construction of the Base Building Work or Tenant Improvements by Tenant or any of
its employees, agents or contractors, to the extent that such interference does, in fact, cause a delay; 
 5.2.5 Tenant’s request for
materials, components, finishes or improvements, other than those specifically contemplated in the Approved Working Drawings, and which are not available in a commercially reasonable time given the anticipated date of Substantial Completion of the
Tenant Improvements, and which are different from, or not included in, Landlord’s standard improvement package items for the Building; 

5.2.6 Changes to the base, shell and core of the Building, other than as specified in the Approved Working Drawings; 

5.2.7 Any delays resulting from errors or omissions contained in Tenants requests for changes to the Approved Working Drawings which directly
cause a delay; or 
 5.2.8 Any delay otherwise due to acts or inaction by Tenant or any of its employees, agents or contractors, provided
Landlord has provided written notice to Tenant and Tenant has failed to cure such delay within a reasonable time period; 
 then, notwithstanding anything
to the contrary set forth in the Lease or this Work Letter and regardless of the actual date of the Substantial Completion of the Premises, the Substantial Completion of the Premises shall be deemed to be the date the Substantial Completion of the
Premises would have occurred if no Tenant Delays had occurred. 
 Landlord shall notify Tenant of any Tenant Delay, or the reasonable
likelihood of a Tenant Delay, within three (3) business days after Landlord first becomes aware of such Tenant Delay or reasonable likelihood thereof. Landlord and Tenant shall cooperate to obtain the necessary bids and pricing for the Tenant
Improvements and to determine the availability of 

  

					
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		  	EXHIBIT B          	  	Genworth Financial Wealth Management, Inc.

 -3- 

 
materials that could cause a Tenant Delay. For those items identified by Landlord as a Tenant Delay, Tenant shall, within five (5) business days after such determination, notify Landlord
that it will either (i) accept such items as Tenant Delay items or (ii) substitute or remove materials, components, finishes, or improvements in order to eliminate such delay. 

Notwithstanding the foregoing, any such delay in Substantial Completion shall not be deemed to be a “Tenant Delay” if Landlord could
have avoided such delay through commercially reasonable efforts without incurring any additional cost or expense (not including any cost or expense that Landlord passes on to Tenant pursuant to the terms of this Work Letter or the Lease) or
potential liability. 
 SECTION 6 

MISCELLANEOUS 
 6.1
Tenant’s Entry Into the Premises Prior to Substantial Completion. Thirty (30) days prior to the anticipated Lease Commencement Date, and provided that Tenant and its agents do not interfere with Contractor’s work
in the Building and the Premises, Contractor shall allow Tenant access to the Premises prior to the Substantial Completion of the Premises for the purpose of Tenant installing overstandard equipment or fixtures (including Tenant’s data and
telephone equipment) in the Premises. Prior to Tenant’s entry into the Premises as permitted by the terms of this Section 6.1, Tenant shall submit a schedule to Landlord and Contractor, for their approval, which schedule shall
detail the timing and purpose of Tenant’s entry. Tenant shall hold Landlord harmless from and indemnify, protect and defend Landlord against any loss or damage to the Building or Premises and against injury to any persons caused by
Tenant’s actions pursuant to this Section 6.1. During such thirty (30) days period, subject to the CC&Rs and the Parking Rules, Landlord shall provide reasonable, free access to parking spaces in the Garage for
Tenant’s contractors, subcontractors, and agents for the purpose of moving and installing Tenant’s furniture, fixtures and equipment and generally preparing the Premises for Tenant’s Use and occupancy (it being acknowledged that the
Garage may not be able to accommodate specialized or above-standard sized trucks or vans). 
 6.2 Tenant’s
Representative. Tenant has designated Gurinder Ahluwalia as its sole representative with respect to the matters set forth in this Work Letter, who, until further notice to Landlord, shall have full authority and responsibility to act
on behalf of the Tenant as required in this Work Letter. 
 6.3 Landlord’s Representative. Landlord has designated
Willard Lund as its representative with respect to the matters set forth in this Work Letter, who, until further notice to Tenant, shall have full authority and responsibility to act on behalf of the Landlord as required in this Work Letter. 

6.4 Tenant’s Agents. All subcontractors, laborers, materialmen, and suppliers retained directly by Tenant shall all
be union labor in compliance with the then existing master labor agreements. 

  

					
		  		 	1655 Grant Street

					
		  	EXHIBIT B          	  	Genworth Financial Wealth Management, Inc.

 -4- 

 6.5 Time of the Essence in this Work Letter. Unless otherwise
indicated, all references herein to a “number of days” shall mean and refer to calendar days. In all instances where Tenant is required to approve or deliver an item, if no written notice of approval is given or the item is not delivered
within the stated time period, at Landlord’s sole option, at the end of such period the item shall automatically be deemed approved or delivered by Tenant and the next succeeding time period shall commence. 

6.6 Tenant’s Lease Default. Notwithstanding any provision to the contrary contained in this Lease, if an
Event of Default as described in Section 19.1 of the Lease or Work Letter, has occurred at any time on or before the Substantial Completion of the Premises, then (i) in addition to all other rights and remedies granted to Landlord
pursuant to the Lease, Landlord shall have the right to cause Contractor to cease the construction of the Premises (in which case, Tenant shall be responsible for any delay in the Substantial Completion of the Premises caused by such work stoppage
as set forth in Section 5 of this Work Letter), and (ii) all other obligations of Landlord under the terms of this Work Letter shall be forgiven until such time as such Event of Default or default is cured pursuant to the terms of
the Lease. 

  

					
		  		 	1655 Grant Street

					
		  	EXHIBIT B          	  	Genworth Financial Wealth Management, Inc.

 -5- 

 WORK LETTER 

SCHEDULE 1 – SPACE PLAN 

  

					
		  		 	1655 Grant Street

					
		  	EXHIBIT B          	  	Genworth Financial Wealth Management, Inc.

 -1- 

 

 

 

 

 WORK LETTER 

SCHEDULE 2 – BUILDING STANDARD SPECIFICATIONS 

OFFICE FINISHES 
  

			
	CARPET	  	TANDUS - INCLINE COLLECTION 04122
		
	PAINT	  	SHERWIN-WILLIAMS - COLOR LOW LUSTER
		
	BASE	  	BURKE RUBBER WALLBASE - UNI-COLOR 701/BLACK
		
	VCT	  	ARMSTRONG - STANDARD EXCELON
		
	LAMINATE	  	WILSONART
		
	ELECTRICAL	  	
		
	FIXTURE & LAMPS:	  	2’x 2’ LUNERA LED FIXTURE, 3500K
		
	BALLAST:	  	277 ELECTRONIC BALLAST
		
	WHIP SYSTEM:	  	AFC #12AWG 277/480V 20AMP
		
	LIGHT SENSORS:	  	WATT STOPPER W-500A OR SAME STYLE FOR PROPER SQFT
		
	RELAY PACK:	  	WATT STOPPER MODEL# B277EP
		
	EXIT LIGHTS:	  	SURE LITE MD# U.S.E.T. 911-B 277V DC BACKUP RED LETTERS PASS ELEV. LOBBY IS LITHONIA MD# LQM SW3R 120/277ELN
		
	WATT METER:	  	REPLACE WITH LIKE
		
	CEILING	  	
		
	GRID:	  	FINELINE 1/8 STANDARD METAL T-BAR. 2x2 GRID PATTERN
		
	TILE:	  	ARMSTRONG DUNE (1775) OR EQUIVALENT
		
	DOORS	  	SLICED WHITE OAK 3’ - 0" X 1 3/4" THK. FULL HEIGHT SOLID CORE (height 8’3")
		
	PARTITION	  	
		
	STANDARD:	  	2 1/2" 25GA METAL STUD, 5/8" GYPSUM BOARD, SLAB TO CEILING
		
	DEMISING:	  	3 5/8" 20GA METAL STUD, 5/8" GYPSUM BOARD, SLAB TO STRUCTURE ABOVE. BATT INSULATION IN CAVITY

  

					
		  		 	1655 Grant Street

					
		  	EXHIBIT B          	  	Genworth Financial Wealth Management, Inc.

 -1- 

 EXHIBIT C 

1655 GRANT 

OPERATING EXPENSE DEFINITIONS AND CALCULATION PROCEDURES 

1.1 Definitions of Key Terms Relating to Additional Rent. As used in this Exhibit C, the following terms shall
have the meanings hereinafter set forth: 
 1.1.1 “Base Year” shall mean the period set forth in Section 5 of
the Summary. 
 1.1.2 “Direct Expenses” shall mean “Operating Expenses” and “Tax Expenses”; provided,
however, that during any Expense Year, any Operating Expenses that are for controllable spending items (i.e., all Operating Expenses other than real estate taxes, personal property taxes and other governmental assessments, electrical utilities,
insurance, required association costs, and impositions) (“Controllable Expenses”) more than five percent (5%) higher than the amount of Controllable Expenses for the immediately prior Expense Year shall not be considered Direct
Expenses. 
 1.1.3 “Expense Year” shall mean each calendar year in which any portion of the Lease Term falls, through and
including the calendar year in which the Lease Term expires, provided that Landlord, upon notice to Tenant, may change the Expense Year from time to time to any other twelve (12) consecutive month period, and, in the event of any such change,
Tenant’s Share of Direct Expenses shall be equitably adjusted for any Expense Year involved in any such change. 
 1.1.4
“Operating Expenses” shall mean all expenses, costs and amounts of every kind and nature which Landlord pays or accrues during any Expense Year because of or in connection with the ownership, management, maintenance, security,
repair, replacement, restoration or operation of the Building, the Property or the Project, or any portion thereof, in accordance with sound real estate management and accounting practices, consistently applied. Without limiting the generality of
the foregoing, Operating Expenses shall specifically include any and all of the following: (i) the cost of supplying all utilities to the Building, the cost of operating, repairing, maintaining, replacing, and renovating the utility, telephone,
mechanical, sanitary, storm drainage, and elevator systems, and the cost of maintenance and service contracts in connection therewith; (ii) the cost of licenses, certificates, permits and inspections and the cost of contesting any governmental
enactments which may affect Operating Expenses, and the costs incurred in connection with a governmentally mandated transportation system management program or similar program; (iii) the cost of all insurance carried by Landlord in connection
with the Building, the Property or the Project; (iv) the cost of landscaping, relamping, and all supplies, tools, equipment and materials used in the operation, repair and maintenance of the Building, or any portion thereof; (v) costs
incurred in connection with the Garage; (vi) fees and other costs, including management fees not to exceed three (3%) percent of gross revenue, consulting fees, legal fees and accounting fees, of all contractors and consultants in connection
with the management, operation, maintenance, replacement, renovation and repair of the Building, the Property or the Project; (vii) payments under any equipment rental agreements and the fair rental value of any management office space;
(viii) wages, salaries and other compensation and 

  

					
		  		 	1655 Grant Street

					
		  	EXHIBIT C          	  	Genworth Financial Wealth Management, Inc.

 -1- 

 
benefits, including taxes levied thereon, of all persons (other than persons generally considered to be higher in rank than the position of “Senior Asset Manager”) to the extent such
person is engaged in the operation, maintenance and security of the Building; (ix) all costs incurred by Landlord under the CC&Rs for the Project, including, but not limited to Landlord’s share of costs related to the operation and
maintenance of the Project Common Areas and the Garage; any shared electrical, mechanical, plumbing and life safety systems which provide services to the Building or the Project and costs of the project manager and the garage manager;
(x) operation, repair, maintenance, renovation and replacement of all systems and equipment and components thereof of the Building; (xi) the cost of janitorial, alarm, security and other services, replacement of wall and floor coverings,
ceiling tiles and fixtures in common areas, maintenance and replacement of curbs and walkways, repair to roofs and re-roofing; (xii) amortization of the cost of acquiring or the rental expense of personal
property used in the maintenance, operation and repair of the Building, or any portion thereof (which amortization calculation shall include interest at the “Interest Rate,” as that term is set forth in Article 25 of this Lease);
(xiii) the cost of capital improvements or other costs incurred in connection with the Building or the Project (A) which advantageously effect economies in the operation or maintenance of the Building or the Project, or any portion thereof,
(B) that are required to comply with present or anticipated conservation programs required by law, (C) which are replacements or modifications of nonstructural items located in the Common Areas required to keep the Common Areas in good
order or condition, or (D) that are required under any governmental law or regulation by a federal, state or local governmental agency, except for capital repairs, replacements or other improvements to remedy a condition existing prior to the
Lease Commencement Date which an applicable governmental authority, if it had knowledge of such condition prior to the Lease Commencement Date, would have then required to be remedied pursuant to then-current governmental laws or regulations in
their form existing as of the Lease Commencement Date and pursuant to the then-current interpretation of such governmental laws or regulations by the applicable governmental authority as of the Lease Commencement Date; provided, however, that any
capital expenditure shall be amortized with interest at the Interest Rate as defined in Article 25 over its useful life determined in accordance with sound real estate management and accounting practices; (xiv) costs, fees, charges or
assessments imposed by, or resulting from any mandate imposed on Landlord by, any federal, state or local government for fire and police protection, trash removal, community services, or other services which do not constitute “Tax
Expenses” as that term is defined in Section 1.1.5.1, below; (xv) payments under any easement, license, operating agreement, declaration, restrictive covenant, or instrument pertaining to the sharing of costs by the Building,
and (xvi) costs of any additional services not provided to the Building and/or the Project as of the Lease Commencement Date but which are thereafter provided by Landlord in connection with its prudent management of the Building and/or the
Project. Notwithstanding the foregoing, for purposes of this Lease, Operating Expenses shall not, however, include: 
 (a) costs, including
marketing costs, association dues (other than BOMA), legal fees, space planners’ fees, advertising and promotional expenses, brokerage fees and leasing commissions incurred in connection with the original construction or development, or
original or future leasing rent concessions, allowances, space planning, lease takeover obligations, and other inducements, costs, disbursements and expenses incurred in connection 

  

					
		  		 	1655 Grant Street

					
		  	EXHIBIT C          	  	Genworth Financial Wealth Management, Inc.

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with leasing space in the Building, and costs, including permit, license and inspection costs, incurred with respect to the installation of improvements made for new tenants initially occupying
space in the Building after the Lease Commencement Date or incurred in renovating or otherwise improving, decorating, painting or redecorating vacant space for tenants or other occupants of the Building (excluding, however, such costs relating to
any Building Common Areas of the Project or parking facilities); 
 (b) except as set forth in items (xii), (xiii), and (xiv) above,
depreciation, interest and principal payments on mortgages, deeds of trust and other debt costs, equity distributions, participation fees, returns on investment kickers, or similar costs and expenses incurred in connection with alternatively
structured financing, or any, penalties and interest of any kind whatsoever; 
 (c) except as expressly provided Section 1.14 of this
Exhibit C to Lease, any and all costs of a capital nature, incurred in connection with the Project, the Garage, or the Building as determined under GAAP, but excluding items which, though capital for accounting purposes according to GAAP, are
properly considered maintenance and repair items, such as painting of Common Areas, replacement of carpet in elevator lobbies and like items; 

(d) costs for which the Landlord is reimbursed by any tenant or occupant of the Building or by insurance by its carrier (excepting
deductibles) or any tenant’s carrier or by anyone else, and electric power costs for which any tenant directly contracts with the local public service company; 

(e) costs incurred because the Landlord violated the terms of any lease, or any penalties for which Landlord becomes liable pursuant to the
terms of any lease or any bad debt loss, rent loss, or reserves for bad debts or rent loss; 
 (f) costs, fines and penalties incurred
because Landlord violated governmental law, rule or authority; 
 (g) costs associated with the operation of the business of the
partnership or entity which constitutes the Landlord, as the same are distinguished from the costs of operation of the Building (which shall specifically include, but not be limited to, accounting costs associated with the operation of the
Building). Costs associated with the operation of the business of the partnership or entity which constitutes the Landlord include costs of partnership accounting and legal matters, costs of defending any lawsuits with any mortgagee (except as the
actions of the Tenant may be in issue), costs of selling, syndicating, financing, mortgaging or hypothecating any of the Landlord’s interest in the Building, and costs incurred in connection with any disputes between Landlord and its employees,
between Landlord and Building management, or between Landlord and other tenants or occupants, and Landlord’s general corporate overhead and general and administrative expenses; 

(h) Landlord and Property Manager’s general corporate overhead, including payroll administration and external asset management and legal
services unrelated to day-to-day operations; 

  

					
		  		 	1655 Grant Street

					
		  	EXHIBIT C          	  	Genworth Financial Wealth Management, Inc.

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 (i) the wages and benefits and other compensation of any employee who does not devote
substantially all of his or her employed time to the Building unless such wages and benefits are prorated to reflect time spent on operating and managing the Building
vis-a-vis time spent on matters unrelated to operating and managing the Building; provided, that in no event shall Operating Expenses for purposes of this Lease include
wages and/or benefits attributable to personnel above the level of Senior Asset Manager; or any and all bonuses paid to persons above the level of Senior Asset Manager, or otherwise outside of the ordinary course of business; 

(j) rent or any amount paid as ground rental pursuant to any ground lease or underlying lease(s), for the Property by the Landlord; 

(k) overhead and profit increment paid to the Landlord or to subsidiaries or affiliates of the Landlord for services in the Project to the
extent the same exceeds the costs of such services rendered by qualified, first-class unaffiliated third parties on a competitive basis; 

(l) any compensation paid to clerks, attendants or other persons in commercial concessions operated by the Landlord, provided that any
compensation paid to any concierge or parking attendants at the Project shall be includable as an Operating Expense; 
 (m) rentals and
other related expenses incurred in leasing air conditioning systems, elevators or other equipment which if purchased the cost of which would be excluded from Operating Expenses as a capital cost, except equipment not affixed to the Project which is
used in providing janitorial or similar services and, further excepting from this exclusion such equipment rented or leased to remedy or ameliorate an emergency or temporary condition in the Project; 

(n) all items and services for which Tenant or any other tenant in the Building reimburses Landlord or which Landlord provides selectively to
one or more tenants (other than Tenant) without reimbursement; 
 (o) costs for the purchase of sculpture, paintings fountains or other
objects of art following the Lease Commencement Date; 
 (p) any costs expressly excluded from Operating Expenses elsewhere in this Lease;

 (q) cost of repairs or replacements covered by insurance (or required to be covered by insurance pursuant to the terms of this Lease),
warranty, litigation or settlement proceeds; 
 (r) costs incurred by Landlord to the extent that Landlord is reimbursed; 

(s) rent for any office space occupied by Building management personnel to the extent the size or rental rate of such office space exceeds
the size or fair market rental value of office space occupied by management personnel of the Comparable Buildings in the vicinity of the Building, with adjustment where appropriate for the size of the applicable project; 

  

					
		  		 	1655 Grant Street

					
		  	EXHIBIT C          	  	Genworth Financial Wealth Management, Inc.

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 (t) costs to the extent arising from the gross negligence or willful misconduct of Landlord
or its agents, employees, vendors, contractors, or providers of materials or services; 
 (u) costs associated with the correction of
defects (patent or latent) in the Building, Project, or any other improvements; 
 (v) costs incurred to comply with laws relating to the
removal of hazardous material (as defined under applicable law) which was in existence in the Building or on the Project prior to the Lease Commencement Date, and was of such a nature that a federal, State or municipal governmental authority, if it
had then had knowledge of the presence of such hazardous material, in the state, and under the conditions that then existed in the Building or on the Project, would have then required the removal of such hazardous material or other remedial or
containment action with respect thereto but only to the extent those laws were then being actively enforced by the applicable government authority; and costs incurred to remove, remedy, contain, or treat hazardous material, which hazardous material
is brought into the Building or onto the Project after the date hereof by Landlord or any other tenant of the Project and is of such a nature, at that time, that a federal, State or municipal governmental authority, if it had then had knowledge of
the presence of such hazardous material, in the state, and under the conditions that then exist in the Building or on the Project, would have then required the removal of such hazardous material or other remedial or containment action with respect
thereto, but only to the extent those laws were then being actively enforced by the applicable government authority; or 
 (w) costs
incurred to test, survey, cleanup, contain, abate, remove or otherwise remedy hazardous substances or asbestos-containing materials (excepting the cost of such activities to the extent part of the normal operation and maintenance of a project
similar to the Project) and those expenses related to investigating and correction of building conditions associated with what the real estate industry refers to as “Sick Building” conditions, to include such examples as mold, chemical
fumes, etc.; provided, however, if and to the extent that Tenant is liable to Landlord pursuant to Section 28.25, then Tenant shall remain directly liable to Landlord for any such costs 

(x) legal fees, costs and disbursements (w) based upon or resulting from Landlord’s negligence or other tortious conduct,
(x) relating to the enforcement of any lease provisions except for enforcing any lease provisions for the benefit of the Building tenants generally, (y) relating to the defense of Landlord’s title to or interest in the Land, the
Building or the Garage, (z) relating to the negotiation and preparation of tenant leases and related documents, or related to either the Landlord’s or its property management company’s business entity as distinguished from the costs
of operating the Building, including accounting and legal costs of defending lawsuits with any mortgagee, or costs of selling or financing any of Landlord’s interests in, or any equity participations in, the Project 

(y) reserves of any kind for future Landlord; 

(z) costs incurred by Landlord in discharging its obligations under the Work Letter pertaining to this Lease; 

(aa) impositions paid pursuant to Section 1.1.5 below; 

  

					
		  		 	1655 Grant Street

					
		  	EXHIBIT C          	  	Genworth Financial Wealth Management, Inc.

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 (bb) membership dues not associated with BOMA and any franchise fees whether imposed on the
project, Landlord’s business entity, or Property Manager’s business entity; 
 (cc) charitable, political, and civic
contributions of the Landlord or Property Manager; 
 (dd) Late payment fees incurred by the Landlord and the Property Manager, as well as
any payment discounts made available by any entity, both private and public, which the Landlord and Property Manager fail to take advantage of; 

(ee) legal fees and other costs incurred by Landlord and the Property Manager, (i) in the preparation or negotiation of any lease in the
Building and/or any amendment thereto, and/or (ii) in connection with disputes with prospective tenants, employees, purchasers or mortgagees of the Project or any part thereof; 

(ff) any cost which the Landlord is reimbursed under any insurance policy or warranty of a third-party; provided, however, Landlord shall be
obligated to use reasonable efforts to claim any reimbursements to which it is entitled under any insurance policy or warranty of a third-party; 

(gg) any profit increment paid to either the Landlord or Property Manager, or to subsidiaries or affiliates of the Landlord or Property
Manager, for services in the Building or to the Project to the extent that the amounts exceed the market costs of such services rendered by comparable unaffiliated third parties on an arms length competitive basis; 

(hh) travel costs associated with the on-site management personnel attending social events; 

(ii) costs incurred in connection with the sale, financing (whether debt or equity), refinancing, mortgaging, selling, or change of ownership
of the Project, or any part thereof, or the Landlord; 
 (jj) losses sustained from “bad debt,” rent loss, or the cost of
establishing reserves for any such losses; 
 (kk) fees for licenses and permits required to be obtained by or for Landlord in connection
with Tenant’s use of the Premises for the Permitted Use (including the use and operation of the Garage), but excluding fees for licenses and permits required in connection with any activity other than the Permitted Use; 

(ll) costs associated with parties, gifts, and awards for personnel above the level of Senior Asset Manager; 

(mm) payments to vendors, contractors, etc., that are not specifically authorized by the contracts with those parties such as, for the
purpose of illustration, holiday bonuses, gifts, etc.; 
 (nn) commissions or fees of any kind in connection with the use of an employment
placement agency or similar service; provided, however, that this exclusion shall not be deemed to apply to advertising costs incurred in connection with attempting to hire personnel; 

  

					
		  		 	1655 Grant Street

					
		  	EXHIBIT C          	  	Genworth Financial Wealth Management, Inc.

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 (oo) all other costs and expenses that under GAAP would not be considered maintenance,
repair, or operating costs; and 
 (pp) all consultant fees and application or certification costs related to initially qualifying the
Project, Garage and Building for any form of LEED designation. 
 If Landlord is not furnishing any particular work or service (the cost of
which, if performed by Landlord, would be included in Operating Expenses) to a tenant who has undertaken to perform such work or service in lieu of the performance thereof by Landlord, Operating Expenses shall be deemed to be increased by an amount
equal to the additional Operating Expenses which would reasonably have been incurred during such period by Landlord if it had at its own expense furnished such work or service to such tenant. If the Building is not at least one hundred percent
(100%) occupied during all or a portion of the Base Year or any Expense Year, Landlord shall make an appropriate adjustment to the components of Operating Expenses for such year to determine the amount of Operating Expenses that would have been
incurred had the Building been one hundred percent (100%) occupied; and the amount so determined shall be deemed to have been the amount of Operating Expenses for such year. To the extent that any amenity or service is provided following the Base
Year, the cost of which would be included as an Operating Expense, Landlord shall make a good faith, building standard adjustment to the Base Year to incorporate both the costs and any cost savings that would have been incurred and/or realized
during the Base Year had such service or amenity been provided at the time. Landlord shall not (i) make a profit by charging items to Operating Expenses that are otherwise also charged separately to others and (ii) subject to
Landlord’s right to adjust the components of Operating Expenses described above in this paragraph, collect Operating Expenses from Tenant and all other tenants in the Building in an amount in excess of what Landlord incurs for the items
included in Operating Expenses. 
 During the term of the Bank’s lease of space in the Building, Tenant will pay for the actual cost of
the electricity provided to the Premises (including electricity related to chilled water usage), the cost of electricity will not be included in Operating Expenses and Tenant will receive a credit against the Base Rent equal to such electricity
payments. If not separately metered, the cost of electricity provided to the Premises will be based on a reasonable estimate by a third party engineer of usage by Tenant and other tenants in the Building, including Bank. Upon the termination of the
Bank’s lease, the cost of electricity will be included in Operating Expenses and the Base Year Operating Expenses will be adjusted to reflect the inclusion of electricity in Operating Expenses. 

  

					
		  		 	1655 Grant Street

					
		  	EXHIBIT C          	  	Genworth Financial Wealth Management, Inc.

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 1.1.5 Taxes. 

1.1.5.1 “Tax Expenses” shall mean all federal, state, county, or local governmental or municipal taxes, fees, charges or
other impositions of every kind and nature, whether general, special, ordinary or extraordinary, (including, without limitation, real estate taxes, general and special assessments, transit taxes, leasehold taxes or taxes based upon the receipt of
rent, including gross receipts or sales taxes applicable to the receipt of rent, unless required to be paid by Tenant, personal property taxes imposed upon the fixtures, machinery, equipment, apparatus, systems and equipment, appurtenances,
furniture and other personal property used in connection with the Project, or any portion thereof), which shall be paid or accrued during any Expense Year (without regard to any different fiscal year used by such governmental or municipal authority)
because of or in connection with the ownership, leasing and operation of the Project, or any portion thereof. 
 1.1.5.2 Tax Expenses shall
include, without limitation: (i) Any tax on the rent, right to rent or other income from the Building, or any portion thereof, or as against the business of leasing the Building, or any portion thereof; (ii) Any assessment, tax, fee, levy
or charge in addition to, or in substitution, partially or totally, of any assessment, tax, fee, levy or charge previously included within the definition of real property tax, it being acknowledged by Tenant and Landlord that Proposition 13 was
adopted by the voters of the State of California in the June 1978 election (“Proposition 13”) and that assessments, taxes, fees, levies and charges may be imposed by governmental agencies for such services as fire protection,
street, sidewalk and road maintenance, refuse removal and for other governmental services formerly provided without charge to property owners or occupants, and, in further recognition of the decrease in the level and quality of governmental services
and amenities as a result of Proposition 13, Tax Expenses shall also include any governmental or private assessments or the Building’s contribution towards a governmental or private cost-sharing agreement for the purpose of augmenting or
improving the quality of services and amenities normally provided by governmental agencies; (iii) Any assessment, tax, fee, levy, or charge allocable to or measured by the area of the Premises or the Rent payable hereunder, including, without
limitation, any business or gross income tax or excise tax with respect to the receipt of such rent, or upon or with respect to the possession, leasing, operating, management, maintenance, alteration, repair, use or occupancy by Tenant of the
Premises, or any portion thereof; and (iv) Any assessment, tax, fee, levy or charge, upon this transaction or any document to which Tenant is a party, creating or transferring an interest or an estate in the Premises. 

1.1.5.3 Any costs and expenses (including, without limitation, reasonable attorneys’ fees) incurred in attempting to protest, reduce or
minimize Tax Expenses shall be included in Tax Expenses in the Expense Year such expenses are paid. Except as set forth in Section 1.1.5.4, below, refunds of Tax Expenses shall be credited against Tax Expenses and refunded to Tenant
regardless of when received, based on the Expense Year to which the refund is applicable. If Tax Expenses for any period during the Lease Term or any extension thereof are increased after payment thereof for any reason, including, without
limitation, error or reassessment by applicable governmental or municipal authorities, Tenant shall pay Landlord upon demand Tenant’s Share of any such increased Tax Expenses included by Landlord as Building Tax Expenses pursuant to the TCCs of
this Lease. Notwithstanding anything to the 

  

					
		  		 	1655 Grant Street

					
		  	EXHIBIT C          	  	Genworth Financial Wealth Management, Inc.

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contrary contained in this Section 1.1.5 (except as set forth in Section 1.1.5.4, below), there shall be excluded from Tax Expenses (i) all excess profits taxes, franchise
taxes, gift taxes, capital stock taxes, inheritance and succession taxes, estate taxes, federal and state income taxes, and other taxes to the extent applicable to Landlord’s general or net income (as opposed to rents, receipts or income
attributable to operations at the Building), (ii) any items included as Operating Expenses, and (iii) any items paid by Tenant under Section 4.2 of the Lease. 

1.1.6 “Tenant’s Share” shall mean the percentage set forth in Section 6 of the Summary. 

1.2 Allocation of Direct Expenses. 

1.2.1 Method of Allocation. The parties acknowledge that the Property is part of the Project and that significant costs
and expenses incurred in connection with the Project are shared between the owners of the properties in the Project as provided in the CC&Rs and the portion allocated to Landlord is included in the Direct Expenses to be paid by Tenant. The
expenses under the CC&Rs may be allocated on a building by building basis, based on occupied square footage or on rentable square footage and Tenant agrees to be bound by the allocation of expenses to Landlord under the CC&Rs. 

1.2.2 Cost Pools. Landlord shall have the right, from time to time, to equitably allocate some or all of the Direct
Expenses for the Building among different portions or occupants of the Project (the “Cost Pools”), in Landlord’s discretion. Such Cost Pools may include, but shall not be limited to, the office space tenants of the Building,
and the retail space tenants of the Building. The Direct Expenses allocable to each such Cost Pool shall be allocated to such Cost Pool and charged to the tenants within such Cost Pool in an equitable manner. 

1.3 Calculation and Payment of Additional Rent. If for any Expense Year ending or commencing within the Lease Term,
Tenant’s Share of Direct Expenses for such Expense Year exceeds Tenant’s Share of Direct Expenses applicable to the Base Year, then Tenant shall pay to Landlord, in the manner set forth in Section 1.3.1, below, and as
Additional Rent, an amount equal to the excess (the “Excess”). 
 1.3.1 Statement of Actual Direct Expenses and
Payment by Tenant. Landlord shall give to Tenant following the end of each Expense Year, a statement (the “Statement”) which shall state in general major categories the Direct Expenses incurred or accrued for the Base Year
or such preceding Expense Year, as applicable, and which shall indicate the amount of the Excess. Landlord shall use commercially reasonable efforts to deliver such Statement to Tenant on or before May 1 following the end of the Expense Year to
which such Statement relates. Upon receipt of the Statement for each Expense Year commencing or ending during the Lease Term, if an Excess is present, Tenant shall pay, within thirty (30) days after receipt of the Statement, the full amount of
the Excess for such Expense Year, less the amounts, if any, paid during such Expense Year as “Estimated Excess,” as that term is defined in Section 1.3.2, below, and if Tenant paid more as Estimated Excess than the actual
Excess, Tenant shall receive a credit in the amount of Tenant’s overpayment against Rent next due under this Lease. The failure of Landlord to timely furnish the Statement for any Expense Year shall not prejudice Landlord or Tenant from
enforcing its rights under this Exhibit C. Even though the Lease Term has expired and Tenant has vacated the Premises, when the final determination is 

  

					
		  		 	1655 Grant Street

					
		  	EXHIBIT C          	  	Genworth Financial Wealth Management, Inc.

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made of Tenant’s Share of Direct Expenses for the Expense Year in which this Lease terminates, if an Excess is present, Tenant shall, within thirty (30) days after receipt of the
Statement, pay to Landlord such amount, and if Tenant paid more as Estimated Excess than the actual Excess, Landlord shall, within thirty (30) days, deliver a check payable to Tenant in the amount of the overpayment. The provisions of this
Section 1.3.1 shall survive the expiration or earlier termination of the Lease Term. Notwithstanding the immediately preceding sentence, Tenant shall not be responsible for Tenant’s Share of any Direct Expenses attributable to any
Expense Year which are first billed to Tenant more than one (1) calendar year after the Lease Expiration Date, provided that in any event Tenant shall be responsible for Tenant’s Share of Direct Expenses which were levied by any
governmental authority or by any public utility companies. 
 1.3.2 Statement of Estimated Direct Expenses. In addition,
Landlord shall give Tenant a yearly expense estimate statement (the “Estimate Statement”) which shall set forth in general major categories Landlord’s reasonable estimate (the “Estimate”) of what the total
amount of Direct Expenses for the then-current Expense Year shall be and the estimated excess (the “Estimated Excess”) as calculated by comparing the Direct Expenses for such Expense Year, which shall be based upon the Estimate, to
the amount of Direct Expenses for the Base Year. Landlord shall use commercially reasonable efforts to deliver such Estimate Statement to Tenant on or before May 1 following the end of the Expense Year to which such Estimate Statement relates.
The failure of Landlord to timely furnish the Estimate Statement for any Expense Year shall not preclude Landlord from enforcing its rights to collect any Additional Rent under this Exhibit C, nor shall Landlord be prohibited from
revising any Estimate Statement or Estimated Excess theretofore delivered to the extent necessary. Thereafter, Tenant shall pay, within thirty (30) days after receipt of the Estimate Statement, a fraction of the Estimated Excess for the
then-current Expense Year (reduced by any amounts paid pursuant to the second to last sentence of this Section 1.3.2). Such fraction shall have as its numerator the number of months which have elapsed in such current Expense Year,
including the month of such payment, and twelve (12) as its denominator. Until a new Estimate Statement is furnished (which Landlord shall have the right to deliver to Tenant at any time), Tenant shall pay monthly, with the monthly Base Rent
installments, an amount equal to one-twelfth (1/12) of the total Estimated Excess set forth in the previous Estimate Statement delivered by Landlord to Tenant. Throughout the Lease Term Landlord shall maintain
books and records with respect to Direct Expenses in accordance with generally accepted real estate accounting and management practices, consistently applied. 

  

					
		  		 	1655 Grant Street

					
		  	EXHIBIT C          	  	Genworth Financial Wealth Management, Inc.

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 EXHIBIT D 

1655 GRANT 

RULES AND REGULATIONS 

Tenant shall endeavor to observe and comply with the following Rules and Regulations. Landlord shall not be responsible to Tenant for the
nonperformance of any of said Rules and Regulations by or otherwise with respect to the acts or omissions of any other tenants or occupants of the Building. 

1. Tenant shall not alter any lock or install any new or additional locks or bolts on any doors or windows of the Premises without obtaining
Landlord’s prior written consent, which consent shall not be unreasonably withheld or delayed. Tenant shall bear the cost of any lock changes or repairs required by Tenant. Two keys will be furnished by Landlord for the Premises, and any
additional keys required by Tenant must be obtained from Landlord at a reasonable cost to be established by Landlord. Upon the termination of this Lease, Tenant shall restore to Landlord all keys of stores, offices, and toilet rooms, either
furnished to, or otherwise procured by, Tenant and in the event of the loss of keys so furnished, Tenant shall pay to Landlord the reasonable cost of replacing same or of changing the lock or locks opened by such lost key if Landlord shall deem it
necessary to make such changes. 
 2. All doors opening to public corridors shall be kept closed at all times except for normal ingress and
egress to the Premises. Tenant shall not obstruct any sidewalks, halls, passages, exits, entrances, elevators, or stairways. No tenant and no employee or invitee of any tenant shall go upon the roof of the Building. 

3. Landlord reserves the right to close and keep locked all entrance and exit doors of the Building during such hours as are customary for
comparable buildings in the Concord, California area. Tenant, its employees and agents must use reasonable care in ensuring that the doors to the Building are closed and secured when leaving the Premises if it is after the normal hours of business
for the Building. Any tenant, its employees, agents or any other persons entering or leaving the Building at any time when it is so locked, or any time when it is considered to be after normal business hours for the Building, may be required to sign
the Building register. Access to the Building may be refused unless the person seeking access has proper identification or has a previously arranged pass for access to the Building. Landlord will furnish passes to persons for whom Tenant requests
same in writing. Tenant shall be responsible for all persons for whom Tenant requests passes and shall be liable to Landlord for all acts of such persons. The Landlord and his agents shall in no case be liable for damages for any error with regard
to the admission to or exclusion from the Building of any person. In case of invasion, mob, riot, public excitement, or other commotion, Landlord reserves the right to prevent access to the Building or the Project during the continuance thereof by
any means it deems appropriate for the safety and protection of life and property. 

  

					
		  		 	1655 Grant Street

					
		  	EXHIBIT D          	  	Genworth Financial Wealth Management, Inc.

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 4. No furniture, freight or equipment of a material size or quantity shall be brought into
the Building without prior notice to Landlord. All moving activity into or out of the Building shall be scheduled with Landlord and done only at such time and in such manner as Landlord reasonably designates. Landlord shall have the right to
prescribe the weight, size and position of all safes and other heavy property brought into the Building and also the times and manner of moving the same in and out of the Building. Safes and other heavy objects shall, if considered necessary by
Landlord, stand on supports of such thickness as is necessary to properly distribute the weight. Landlord will not be responsible for loss of or damage to any such safe or property in any case. Any damage to any part of the Building, its contents,
occupants or visitors by moving or maintaining any such safe or other property shall be the sole responsibility and expense of Tenant. 
 5.
No furniture, packages, supplies, equipment or merchandise will be received in the Building or carried up or down in the elevators, except between such hours, in such specific elevator and by such personnel as shall be designated by Landlord. 

6. The requirements of Tenant will be attended to only upon application at the management office for the Project or at such office location
designated by Landlord. Employees of Landlord shall not perform any work or do anything outside their regular duties unless under special instructions from Landlord. Tenant requests for services must be submitted to the management office by an
authorized individual designated by Tenant. 
 7. Excepting signage as contemplated in Article 23 of the Lease, no sign, advertisement,
notice or handbill shall be exhibited, distributed, painted or affixed by Tenant on any part of the Premises or the Building without the prior written consent of the Landlord, which consent shall not be unreasonably withheld or delayed. Landlord
shall have the right to remove, at Tenant’s expense and without notice, any sign installed or displayed in violation of this rule. All approved signs or lettering on doors and walls shall be printed, painted, affixed or inscribed at
Tenant’s expense by a vendor designated or approved by Landlord. Any directory of the Project, if provided, will be exclusively for the display of the name and location of tenants only and Landlord reserved the right to exclude any other names.

 8. Tenant shall not disturb, solicit, peddle, or canvass any occupant of the Project and shall cooperate with Landlord and its agents of
Landlord to prevent same. Canvassing, soliciting, distribution of handbills or any other written material in the Project is prohibited and each tenant shall cooperate to prevent the same. No tenant shall solicit business from other tenants or permit
the sale of any good or merchandise in the Project without the written consent of Landlord. 
 9. The toilet rooms, urinals, wash bowls and
other apparatus shall not be used for any purpose other than that for which they were constructed, and no foreign substance of any kind whatsoever shall be thrown therein. The expense of any breakage, stoppage or damage resulting from the violation
of this rule shall be borne by the tenant who, or whose servants, employees, agents, visitors or licensees shall have caused same. 
 10.
Tenant shall not place a load upon the floor of the Premises which exceeds the load per square foot which such floor was designed to carry and which is allowed by law. Heavy objects shall stand on such platforms as determined by Landlord to be
necessary to properly distribute the weight. Except in the case of cosmetic alterations, Tenant shall not mark, drive nails or screws, or drill into the partitions, woodwork or drywall or in any way deface the Premises or any part thereof without
Landlord’s prior written consent, which consent shall not be unreasonably withheld or delayed. 

  

					
		  		 	1655 Grant Street

					
		  	EXHIBIT D          	  	Genworth Financial Wealth Management, Inc.

 -2- 

 11. Tenant shall not install, maintain or operate upon the Premises any vending machine
without Landlord’s prior written consent. 
 12. Tenant shall not use, bring or keep upon the Premises any flammable, combustible,
explosive, foul or noxious fluid, chemical or substance (except for those substances incidental to general office use including, but not limited to copier toner, cleaning materials, etc., in customary quantities), or do or permit anything to be done
in the leased Premises, or bring or keep anything therein, which shall in any way increase the rate of fire insurance on the Building or Project, or on the property kept therein, or obstruct or interfere with the rights of other tenants, or in any
way injure or annoy them, or conflict with the regulations of the Fire Department or the fire laws, or with any insurance policy upon the Building or Project, or any part thereof, or with any rules and ordinances established by the Board of Health
or other governmental authority. Upon request, Tenant shall provide material safety data sheets for any hazardous material used or kept on the Premises. 

13. Tenant shall not without the prior written consent of Landlord use any method of heating or air conditioning other than that supplied by
Landlord. 
 14. Tenant shall not use, keep or permit to be used or kept, any foul or noxious gas or substance in or on the Premises, or
permit or allow the Premises to be occupied or used in a manner offensive or objectionable to Landlord or other occupants of the Project by reason of noise, odors, or vibrations, or interfere with other tenants or those having business therein,
whether by the use of any musical instrument, radio, phonograph, or in any other way. Tenant shall not throw anything out of doors, windows or skylights or down passageways. 

15. Tenant shall not bring into or keep within the Project, the Building or the Premises any firearms, animals (other than service animals),
birds, aquariums, or, except in areas designated by Landlord, bicycles or other vehicles. 
 16. No commercial cooking shall be done or
permitted on the Premises, nor shall the Premises be used for the storage of merchandise, for lodging or for any purpose not consistent with general office use or the character or nature of the Building or Project. Notwithstanding the foregoing,
Underwriters’ laboratory-approved equipment and microwave ovens may be used in the Premises for heating food and brewing coffee, tea, hot chocolate and similar beverages for employees and visitors, provided that such use is in accordance with
all applicable federal, state, county and city laws, codes, ordinances, rules and regulations. 
 17. The Premises shall not be used for
manufacturing or for the storage of merchandise except as such storage may be incidental to the use of the Premises provided for in the Summary. Tenant shall not occupy or permit any portion of the Premises to be used for the manufacture or sale of
liquor, narcotics, or tobacco in any form, or as a medical office, or as an employment bureau without the express prior written consent of Landlord. Tenant shall not engage or pay any employees on the Premises except those actually working for such
tenant on the Premises nor advertise for laborers giving an address at the Premises. 

  

					
		  		 	1655 Grant Street

					
		  	EXHIBIT D          	  	Genworth Financial Wealth Management, Inc.

 -3- 

 18. Landlord reserves the right to exclude or expel from the Project any person who, in the
judgment of Landlord, is intoxicated or under the influence of liquor or drugs, or who shall in any manner do any act in violation of any of these Rules and Regulations. 

19. Tenant, its employees and agents shall not loiter in or on the entrances, corridors, sidewalks, lobbies, courts, halls, stairways,
elevators, vestibules or any Common Areas, nor in any way obstruct such areas, and shall use them only as a means of ingress and egress for the Premises. 

20. Tenant shall use reasonable care to not waste electricity, water or air conditioning and agrees to reasonably cooperate with Landlord to
ensure the most effective operation of the Building’s heating and air conditioning system, and shall endeavor to prevent any of its personnel from attempting to adjust any controls. 

21. Tenant shall store all its trash and garbage within the interior of the Premises. No material shall be placed in the trash boxes or
receptacles if such material is of such nature that it may not be disposed of in the ordinary and customary manner of removing and disposing of trash and garbage in Concord, California without violation of any law or ordinance governing such
disposal. Tenant shall participate in any recycling program provided by Landlord, so long as such program does not create an unreasonable burden or cost to Tenant. All trash, garbage and refuse disposal shall be made only through entry-ways and
elevators provided for such purposes at such times as Landlord shall designate. If the Premises is or becomes infested with vermin as a result of any misuse or neglect of the Premises by Tenant, its agents, servants, employees, contractors, visitors
or licensees, Tenant shall forthwith, at Tenant’s expense, cause the Premises to be exterminated from time to time to the reasonable satisfaction of Landlord and shall employ such licensed exterminators as shall be approved in writing in
advance by Landlord. 
 22. Tenant shall comply with all safety, fire protection and evacuation procedures established by Landlord or any
governmental agency. 
 23. All cleaning and janitorial services for the Project and the Premises shall be provided exclusively through
Landlord. Tenant shall not cause any unnecessary labor by carelessness or indifference to the good order and cleanliness of the Premises or the Project. 

24. Without Landlord’s consent, which shall not be unreasonably withheld, conditioned or delayed, no awnings or other projection shall be
attached to the outside walls of the Building without the prior written consent of Landlord, and no curtains, blinds, shades or screens shall be attached to or hung in, or used in connection with, any window or door of the Premises other than
Landlord standard window coverings. All electrical ceiling fixtures hung in the Premises or spaces along the perimeter of the Building must be of a quality, type, design approved by Landlord. Neither the interior nor exterior of any windows shall be
coated or otherwise sunscreened without the prior written consent of Landlord. 
 25. The sashes, sash doors, skylights, windows, and doors
that reflect or admit light and air into the halls, passageways or other public places in the Building shall not be covered or obstructed by Tenant, and Tenant shall endeavor prevent its personnel from placing any bottles, parcels or other articles
on the windowsills. 

  

					
		  		 	1655 Grant Street

					
		  	EXHIBIT D          	  	Genworth Financial Wealth Management, Inc.

 -4- 

 26. Tenant must comply with requests by the Landlord concerning the informing of their
employees of items of importance to the Landlord. 
 27. Tenant must comply with any City of Concord
“NO-SMOKING” ordinances. If Tenant is required by governmental law or code to adhere to a written smoking policy, a copy of said policy shall be on file in the office of the Building. In
addition, no smoking of any substance shall be permitted within the Building, Property or Project except in specifically designated outdoor areas. Within such designated outdoor areas, all remnants of consumed cigarettes and related paraphernalia
shall be deposited in ash trays and/or waste receptacles. No cigarettes shall be extinguished and/or left on the ground or any other surface of the Project. Cigarettes shall be extinguished only in ashtrays. Furthermore, in no event shall Tenant,
its employees or agents smoke tobacco products or other substances (x) within any interior areas of the Building, or (y) to the extent posted, within two hundred feet (200’) of the main entrance of the Building, or (z) to the
extent posted, within seventy-five feet (75’) of any other entryways into the Building. 
 28. Tenant hereby acknowledges that Landlord
shall have no obligation to provide guard service or other security measures for the benefit of the Premises, the Building or the Project, except for those services as specified in Article 6 of this Lease. Tenant hereby assumes all responsibility
for the protection of Tenant and its agents, employees, contractors, invitees and guests, and the property thereof, from acts of third parties, including keeping doors locked and other means of entry to the Premises closed. Tenant further assumes
the risk that any safety and security devices, services and programs which Landlord elects, in its sole discretion, to provide may not be effective, or may malfunction or be circumvented by an unauthorized third party, and Tenant shall, in addition
to its other insurance obligations under this Lease, obtain its own insurance coverage to the extent Tenant desires protection against losses related to such occurrences. Tenant shall cooperate in any reasonable safety or security program developed
by Landlord or required by law. 
 29. All office equipment of any electrical or mechanical nature shall be placed by Tenant in the Premises
in areas mutually agreeable to Landlord and Tenant, to absorb or prevent any vibration, noise and annoyance. 
 30. Tenant shall not use in
any space or in the public halls of the Building, any hand trucks except those equipped with rubber tires and rubber side guards, nor shall any hand trucks be used in the passenger elevators. All carts and hand trucks must be transported in the
service elevator. 
 31. No auction, liquidation, fire sale, going-out-of-business or bankruptcy sale shall be conducted in the Premises without the prior written consent of Landlord. 

32. No tenant shall use or permit the use of any portion of the Premises for living quarters, sleeping apartments or lodging rooms. 

33. Tenant shall not purchase towels, janitorial or maintenance or other similar services from any company or persons not approved by
Landlord. Landlord shall approve a sufficient number of sources of such services to provide Tenant with a reasonable selection, but only in such instances and to such extent as Landlord in its judgment shall consider consistent with the security and
proper operation of the Building. 

  

					
		  		 	1655 Grant Street

					
		  	EXHIBIT D          	  	Genworth Financial Wealth Management, Inc.

 -5- 

 Landlord reserves the right at any time to change or rescind any one or more of these Rules
and Regulations, or to make such other and further reasonable Rules and Regulations as in Landlord’s reasonable judgment may from time to time be necessary for the management, safety, care and cleanliness of the Premises, Building, the Common
Areas and the Project, and for the preservation of good order therein, as well as for the convenience of other occupants and tenants therein. Landlord shall notify Tenant in writing of any changes made to these Rules and Regulations which pertain to
Tenant. Landlord may waive any one or more of these Rules and Regulations for the benefit of any particular tenants, but no such waiver by Landlord shall be construed as a waiver of such Rules and Regulations in favor of any other tenant, nor
prevent Landlord from thereafter enforcing any such Rules or Regulations against any or all tenants of the Project. Tenant shall be deemed to have read these Rules and Regulations and to have agreed to abide by them as a condition of its occupancy
of the Premises. 

  

					
		  		 	1655 Grant Street

					
		  	EXHIBIT D          	  	Genworth Financial Wealth Management, Inc.

 -6- 

 EXHIBIT E 

1655 GRANT 

FORM OF TENANT’S ESTOPPEL CERTIFICATE 

The undersigned as Tenant under that certain Office Lease (the “Lease”) made and entered into as of
                    , 20     by and between
                     as Landlord, and the undersigned as Tenant, for Premises on the
                     floor(s) of the office building located at
                    ,
                    , California
                    , certifies as follows as of the date hereof: 

1. Attached hereto as Exhibit A is a true and correct copy of the Lease and all amendments and modifications thereto. The documents
contained in Exhibit A represent the entire agreement between the parties as to the Premises. 
 2. The undersigned currently
occupies the Premises described in the Lease, the Lease Term commenced on                     , and the Lease Term expires on
                    , and the undersigned has no option to terminate or cancel the Lease under the presently-existing circumstances (other
than the termination right provided in Section 2.3 [ANY OTHER THEN-EXISTING TERMINATION RIGHTS TO BE INCLUDED] of the Lease) or to purchase all or any part of the Premises, the Building and/or the Project. 

3. Base Rent became payable on
                    . 
 4. To
Tenant’s actual knowledge, the Lease is in full force and effect and has not been modified, supplemented or amended in any way except as provided in Exhibit A. 

5. Tenant has not transferred, assigned, or sublet any portion of the Premises nor entered into any license or concession agreements with
respect thereto except as follows: 
 6. All monthly installments of Base Rent, all Additional Rent and all monthly installments of estimated
Additional Rent have been paid when due through                     . The current monthly installment of Base Rent is
$                    . 
 7. All
conditions of the Lease to be performed by Landlord necessary to the enforceability of the Lease have been satisfied and, to Tenant’s actual knowledge, Landlord is not in default thereunder. In addition, the undersigned has not delivered any
notice to Landlord regarding a default by Landlord thereunder. 
 8. No rental has been paid more than thirty (30) days in advance and
no security has been deposited with Landlord except as provided in the Lease. 
 9. As of the date hereof, to Tenant’s actual
knowledge, there are no existing defenses, offsets or claims or any basis for a claim, that Tenant has against Landlord. 
 10. If Tenant is
a corporation or partnership, Tenant is a duly formed and existing entity qualified to do business in California and that Tenant has full right and authority to execute and deliver this Estoppel Certificate and that each person signing on behalf of
Tenant is authorized to do so. 

  

					
		  		 	1655 Grant Street

					
		  	EXHIBIT E          	  	Genworth Financial Wealth Management, Inc.

 -1- 

 11. There are no actions pending against the undersigned under the bankruptcy or similar
laws of the United States or any state. 
 12. Other than in compliance with all applicable laws and incidental to the ordinary course of
the use of the Premises, the undersigned has not used or stored any hazardous substances in the Premises other than as permitted in accordance with the Lease. 

13. To the undersigned’s actual knowledge, all improvement work to be performed by Landlord under the Lease has been completed in
accordance with the Lease and has been accepted by the undersigned and all reimbursements and allowances due to the undersigned under the Lease in connection with any improvement work have been paid in full. 

The undersigned acknowledges that this Estoppel Certificate may be delivered to Landlord or to a prospective mortgagee or prospective
purchaser, and acknowledges that said prospective mortgagee or prospective purchaser will be relying upon the statements contained herein in making the loan or acquiring the property of which the Premises are a part and that receipt by it of this
certificate is a condition of making such loan or acquiring such property. 
 Executed at
                     on the              day of
                    , 20    . 

 

					
	“Tenant”:
	
	                                    
                                         
                      ,

 
					
		
	a	 	 
		
	By:	 	 
		 	Its: 	 	 
		
	By: 	 	 
		 	Its:	 	 

  

  

					
		  		 	1655 Grant Street

					
		  	EXHIBIT E          	  	Genworth Financial Wealth Management, Inc.

 -2- 

 EXHIBIT F 

1655 GRANT 

NOTICE OF LEASE TERM DATES 
  

			
	To:	 	 
		
		 	 
		
		 	 
		
		 	 

  

	 	Re:	 Office Lease dated
                    , 20     between
                        , a
                         (“Landlord”), and
                        , a
                     (“Tenant”) concerning Suite              on
floor(s)                  of the office building located at
                            ,
                    , California. 

Ladies and Gentlemen: 
 In accordance with the
Office Lease (the “Lease”), we wish to advise you and/or confirm as follows: 
  

	 	1.	 The Lease Term shall commence on or has commenced on
                     for a term of
                     ending on
                    . 

  

	 	2.	 Rent commenced to accrue on
                    , in the amount of
                    . 

  

	 	3.	 If the Lease Commencement Date is other than the first day of the month, the first billing will contain a pro
rata adjustment. Each billing thereafter shall be for the full amount of the monthly installment as provided for in the Lease. 

  

	 	4.	 Your rent checks should be made payable to
                     at
                    . 

  

	 	5.	 The exact number of rentable square feet within the Premises is
                 square feet. 

  

					
		  		 	1655 Grant Street

					
		  	EXHIBIT F          	  	Genworth Financial Wealth Management, Inc.

 -1- 

 
					
	“Landlord”:
	
	 

 
					
	a 	 	 

 
					
		
	By:	 	 
		 	Its:	 	 

 Agreed to and Accepted 
 as
of                 , 20    . 
  

					
	“Tenant”:
	
	 

					
	a 	 	 

					
		
	By:	 	 
		 	Its:	 	 

  

					
		  		 	1655 Grant Street

					
		  	EXHIBIT F          	  	Genworth Financial Wealth Management, Inc.

 -2- 

 EXHIBIT G 

Form of SNDA 
 [attached]

  

					
		  		 	1655 Grant Street

					
		  	EXHIBIT G          	  	Genworth Financial Wealth Management, Inc.

 -1- 

 RECORDING REQUESTED BY 

AND WHEN RECORDED MAIL TO: 
 WELLS FARGO BANK, NATIONAL
ASSOCIATION 
 GROUP NAME (AU #AU NO.) 
 OFFICE ADDRESS 

Attn: LOAN ADMINISTRATOR’S NAME HERE 
 Loan No. LOAN NO. 

SUBORDINATION AGREEMENT; ACKNOWLEDGMENT OF LEASE ASSIGNMENT, ESTOPPEL, 

ATTORNMENT AND NON-DISTURBANCE AGREEMENT 

(Lease To Deed of Trust) 
  

	NOTICE:	 THIS SUBORDINATION AGREEMENT RESULTS IN YOUR SECURITY INTEREST IN THE PROPERTY BECOMING SUBJECT TO AND OF
LOWER PRIORITY THAN THE LIEN OF SOME OTHER OR LATER SECURITY INSTRUMENT. 

 THIS SUBORDINATION AGREEMENT; ACKNOWLEDGMENT OF LEASE
ASSIGNMENT, ESTOPPEL, ATTORNMENT AND NON-DISTURBANCE AGREEMENT (“Agreement”) is made DATE OF DOCUMENTS by and between BORROWER NAME, a general partnership (“Owner” or “Lessor”),
NAME OF LESSEE HERE (“Lessee”) and WELLS FARGO BANK, NATIONAL ASSOCIATION (“Lender”). 

R E C I T A L S 
  

	A.	 Pursuant to the terms and provisions of a lease dated DATE OF LEASE HERE (“Lease”), Owner, as
“Lessor”, granted to Lessee a leasehold estate in and to a portion of the property described on Exhibit A attached hereto and incorporated herein by this reference (which property, together with all improvements now or hereafter
located on the property, is defined as the “Property”). 

  

	B.	 Owner has executed, or proposes to execute, a deed of trust with absolute assignment of leases and rents,
security agreement and fixture filing (“Deed of Trust”) securing, among other things, a promissory note (“Note”) in the principal sum of LOAN AMOUNT AND NO/100THS DOLLARS ($LOAN AMOUNT NOS.), dated DATE OF DOCUMENTS, in favor of
Lender, which Note is payable with interest and upon the terms and conditions described therein (“Loan”). The Deed of Trust has been recorded prior to the date of this Agreement or is to be recorded concurrently herewith.

  

	C.	 As a condition to making the Loan secured by the Deed of Trust, Lender requires that the Deed of Trust be
unconditionally and at all times remain a lien on the Property, prior and superior to all the rights of Lessee under the Lease and that the Lessee specifically and unconditionally subordinate the Lease and the to the lien of the Deed of Trust.

  

	D.	 Owner and Lessee have agreed to the subordination, attornment and other agreements herein in favor of Lender.

  
 Page 1 of 7 

 LOAN NO. 
  

 NOW THEREFORE, for valuable consideration and to induce Lender to make the Loan, Owner and Lessee hereby
agree for the benefit of Lender as follows: 
  

	1.	 SUBORDINATION. Owner and Lessee hereby agree that: 

 

	 	1.1	 Prior Lien. The Deed of Trust securing the Note in favor of Lender, and any modifications,
renewals or extensions thereof (including, without limitation, any modifications, renewals or extensions with respect to any additional advances made subject to the Deed of Trust), shall unconditionally be and at all times remain a lien on the
Property prior and superior to the Lease; 

  

	 	1.2	 Subordination. Lender would not make the Loan without this agreement to subordinate; and

  

	 	1.3	 Whole Agreement. This Agreement shall be the whole agreement and only agreement with regard to
the subordination of the Lease to the lien of the Deed of Trust and shall supersede and cancel, but only insofar as would affect the priority between the Deed of Trust and the Lease, any prior agreements as to such subordination, including, without
limitation, those provisions, if any, contained in the Lease which provide for the subordination of the Lease to a deed or deeds of trust or to a mortgage or mortgages. 

AND FURTHER, Lessee individually declares, agrees and acknowledges for the benefit of Lender, that: 

 

	 	1.4	 Use of Proceeds. Lender, in making disbursements pursuant to the Note, the Deed of Trust or any
loan agreements with respect to the Property, is under no obligation or duty to, nor has Lender represented that it will, see to the application of such proceeds by the person or persons to whom Lender disburses such proceeds, and any application or
use of such proceeds for purposes other than those provided for in such agreement or agreements shall not defeat this agreement to subordinate in whole or in part; 

 

	 	1.5	 Waiver, Relinquishment and Subordination. Lessee intentionally and unconditionally waives,
relinquishes and subordinates all of Lessee’s right, title and interest in and to the Property to the lien of the Deed of Trust and understands that in reliance upon, and in consideration of, this waiver, relinquishment and subordination,
specific loans and advances are being and will be made by Lender and, as part and parcel thereof, specific monetary and other obligations are being and will be entered into which would not be made or entered into but for said reliance upon this
waiver, relinquishment and subordination. 

  

	2.	 ASSIGNMENT. Lessee acknowledges and consents to the assignment of the Lease by Lessor in favor of
Lender. 

  

	3.	 ESTOPPEL. Lessee acknowledges and represents that: 

 

	 	3.1	 Lease Effective. The Lease has been duly executed and delivered by Lessee and, subject to the
terms and conditions thereof, the Lease is in full force and effect, the obligations of Lessee thereunder are valid and binding and there have been no modifications or additions to the Lease, written or oral; 

 

	 	3.2	 No Default. To the best of Lessee’s knowledge, as of the date hereof: (i) there exists
no breach, default, or event or condition which, with the giving of notice or the passage of time or both, would constitute a breach or default under the Lease; and (ii) there are no existing claims, defenses or offsets against rental due or to
become due under the Lease; 

  

	 	3.3	 Entire Agreement. The Lease constitutes the entire agreement between Lessor and Lessee with
respect to the Property and Lessee claims no rights with respect to the Property other than as set forth in the Lease; and 

  

	 	3.4	 No Prepaid Rent. No deposits or prepayments of rent have been made in connection with the Lease,
except as follows: (if none, state “None”)
                                         
                   . 

  

	 	3.5	 No Broker Liens. Lessee has not incurred any fee or commission with any real estate broker which
would give rise to any lien right under state or local law, except as follows (if none, state “None”): LIST OF EXISTING CLAIMS HERE 

  
 Page 2 of 7 

 LOAN NO. 
  

	4.	 ADDITIONAL AGREEMENTS. Lessee covenants and agrees that, during all such times as Lender is the
Beneficiary under the Deed of Trust: 

  

	 	4.1	 Modification, Termination and Cancellation. Lessee will not consent to any modification,
amendment, termination or cancellation of the Lease (in whole or in part) without Lender’s prior written consent which shall not be unreasonably withheld, conditioned or delayed, and will not make any payment to Lessor in consideration of any
modification, termination or cancellation of the Lease (in whole or in part) without Lender’s prior written consent which shall not be unreasonably withheld, conditioned or delayed. Lender’s consent shall be deemed given if no response is
received from Lender within ten (10) business days following Lender’s receipt of such written notification and request for consent, together with a copy of such modification, amendment, termination or cancellation and such
additional information as Lender requires in order to determine whether to give its consent; 

  

	 	4.2	 Notice of Default. Lessee will notify Lender in writing concurrently with any notice given to
Lessor of any default by Lessor under the Lease, and Lessee agrees that Lender has the right (but not the obligation) to cure any breach or default specified in such notice within the time periods set forth below and Lessee will not declare a
default of the Lease, as to Lender, if Lender cures such default within fifteen (15) days from and after the expiration of the time period provided in the Lease for the cure thereof by Lessor; 

 

	 	4.3	 No Advance Rents. Lessee will make no payments or prepayments of rent more than one
(1) month in advance of the time when the same become due under the Lease; and 

  

	 	4.4	 Assignment of Rents. Upon receipt by Lessee of written notice from Lender that Lender has elected
to terminate the license granted to Lessor to collect rents, as provided in the Deed of Trust, and directing the payment of rents by Lessee to Lender, Lessee shall comply with such direction to pay and shall not be required to determine whether
Lessor is in default under the Loan and/or the Deed of Trust. 

  

	5.	 ATTORNMENT. In the event of a foreclosure under the Deed of Trust, Lessee agrees for the benefit
of Lender (including for this purpose any transferee of Lender or any transferee of Lessor’s title in and to the Property by Lender’s exercise of the remedy of sale by foreclosure under the Deed of Trust) as follows: 

 

	 	5.1	 Payment of Rent. Lessee shall pay to Lender all rental payments required to be made by Lessee
pursuant to the terms of the Lease for the duration of the term of the Lease; 

  

	 	5.2	 Continuation of Performance. Lessee shall be bound to Lender in accordance with all of the
provisions of the Lease for the balance of the term thereof, and Lessee hereby attorns to Lender as its landlord, such attornment to be effective and self-operative without the execution of any further instrument immediately upon Lender succeeding
to Lessor’s interest in the Lease and giving written notice thereof to Lessee; 

  

	 	5.3	 No Offset. Lender shall not be liable for, nor subject to, any offsets or defenses which Lessee
may have by reason of any act or omission of Lessor under the Lease, nor for the return of any sums which Lessee may have paid to Lessor under the Lease as and for security deposits, advance rentals or otherwise, except to the extent that such sums
are actually delivered by Lessor to Lender; and 

  

	 	5.4	 Subsequent Transfer. If Lender, by succeeding to the interest of Lessor under the Lease, should
become obligated to perform the covenants of Lessor thereunder, then, upon any further transfer of Lessor’s interest by Lender, all of such obligations shall terminate as to Lender. 

 

	6.	 NON-DISTURBANCE. In the event of a foreclosure under the Deed of Trust, so long as there shall
then exist no breach, default, or event of default on the part of Lessee under the Lease beyond any applicable notice and cure period, Lender agrees for itself and its successors and assigns that the leasehold interest of Lessee under the Lease
shall not be extinguished or terminated by reason of such foreclosure, but rather the Lease shall continue in full force and effect and Lender shall recognize and accept Lessee as tenant under the Lease subject to the terms and provisions of the
Lease except as modified by this Agreement; provided, however, that Lessee and Lender agree that the following provisions of the Lease (if any) shall not be binding on Lender: any option to purchase with respect to the Property; any
right of first refusal with respect to the Property except as contained in the Lease; any provision regarding the use of insurance proceeds or condemnation proceeds with respect to the Property which is inconsistent with the terms of the Deed of
Trust. 

  
 Page 3 of 7 

 LOAN NO. 
  

	7.	 MISCELLANEOUS. 

 

	 	7.1	 Heirs, Successors, Assigns and Transferees. The covenants herein shall be binding upon, and inure
to the benefit of, the heirs, successors and assigns of the parties hereto; and 

  

	 	7.2	 Notices. All notices or other communications required or permitted to be given pursuant to the
provisions hereof shall be deemed served upon delivery or, if mailed, upon the first to occur of receipt or the expiration of three (3) days after deposit in United States Postal Service, certified mail, postage prepaid and addressed to the
address of Lessee or Lender appearing below: 

 “OWNER” 

BORROWER NAME 
 STREET ADDRESS

 CITY, STATE ZIP 

“LENDER” 
 WELLS FARGO
BANK, NATIONAL ASSOCIATION 
 GROUP NAME (AU #AU NO.) 

OFFICE ADDRESS 
 Attn: LOAN
ADMINISTRATOR’S NAME HERE 
 Loan No. LOAN NO. 

“LESSEE” 
 NAME OF
LESSEE HERE 
 LESSEE’S ADDRESS (STACKED) HERE 

provided, however, any party shall have the right to change its address for notice hereunder by the giving of written notice
thereof to the other party in the manner set forth in this Agreement; and 
  

	 	7.3	 Counterparts. This Agreement may be executed in two or more counterparts, each of which shall be
deemed an original and all of which together shall constitute and be construed as one and the same instrument; and 

  

	 	7.4	 Remedies Cumulative. All rights of Lender herein to collect rents on behalf of Lessor under the
Lease are cumulative and shall be in addition to any and all other rights and remedies provided by law and by other agreements between Lender and Lessor or others; and 

 

	 	7.5	 Paragraph Headings. Paragraph headings in this Agreement are for convenience only and are not to
be construed as part of this Agreement or in any way limiting or applying the provisions hereof. 

 INCORPORATION.
Exhibit A attached hereto and incorporated herein by this reference. 

  
 Page 4 of 7 

 LOAN NO. 
  

 IN WITNESS WHEREOF, the parties hereto have executed this Agreement as of the day and year first above
written. 
  

	NOTICE:	 THIS SUBORDINATION AGREEMENT CONTAINS A PROVISION WHICH ALLOWS THE PERSON OBLIGATED ON YOUR REAL PROPERTY
SECURITY TO OBTAIN A LOAN A PORTION OF WHICH MAY BE EXPENDED FOR OTHER PURPOSES THAN IMPROVEMENT OF THE LAND. 

 IT IS RECOMMENDED
THAT, PRIOR TO THE EXECUTION OF THIS AGREEMENT, THE PARTIES CONSULT WITH THEIR ATTORNEYS WITH RESPECT HERETO. 
  

			
	“OWNER”
	
	BORROWING ENTITY
		
	By:	 	  

		
	Its:	 	  

	
	“LENDER”
	
	 WELLS FARGO BANK,
 NATIONAL
ASSOCIATION

		
	By:	 	  

		 	Signee’s Name
	Its:	 	Signee’s Title
	
	“LESSEE”
	
	NAME OF LESSEE HERE
	
	LESSEE SIGNATURE BLOCK HERE

 (ALL SIGNATURES MUST BE ACKNOWLEDGED) 

  
 Page 5 of 7 

 EXHIBIT A 

LOAN NO. 
 DESCRIPTION OF
PROPERTY 
 EXHIBIT A to Subordination Agreement; Acknowledgment of Lease Assignment, Estoppel, Attornment and
Non-Disturbance Agreement dated as of DATE OF DOCUMENTS, executed by BORROWER NAME, a general partnership as “Owner”, NAME OF LESSEE HERE, as “Lessee”, and WELLS FARGO BANK, NATIONAL
ASSOCIATION, as “Lender”. 
 All that certain real property located in the County of PROPERTY COUNTY, State of California, described as follows:

 APN 

  
 Page 6 of 7 

 STATE OF CALIFORNIA 

COUNTY OF                    ss. 

On
                                        
before me, (insert name and title of the officer), personally appeared                     , who proved to me on the basis of satisfactory
evidence to be the person(s) whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the
person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. 
 I certify under PENALTY OF PERJURY under the laws of the
State of California that the foregoing paragraph is true and correct. 
 WITNESS my hand and official seal 

Signature
                                         
                        
 My
commission expires
                                        .

  
 Page 7 of 7 

 EXHIBIT H 

Janitorial Services 

[attached] 

  

					
		  		 	1655 Grant Street

					
		  	EXHIBIT H          	  	Genworth Financial Wealth Management, Inc.

 -1- 

 SCOPE OF WORK 

LOBBIES, CORRIDORS, AND ENTRIES 

Nightly Services (5 Nights Per Week) 
  

	 	•	 	 Clean and remove smudges from entry door glass. 

 

	 	•	 	 Polish all entry handles, door plates and metal trim. 

 

	 	•	 	 Wipe clean all glass, wood, or metal doors and door jambs. 

 

	 	•	 	 Empty all ashtrays and wipe clean and polish 

 

	 	•	 	 Screen all sand urns of butts and debris. Clean container and add sand as needed 

 

	 	•	 	 Empty all trash receptacles, clean container with clean damp cloth and replace plastic liner.

  

	 	•	 	 Remove all debris from interior pots and planters. Clean and polish planters. (Report missing or dead plants).

  

	 	•	 	 Dust clean all horizontal surfaces under (7) feet. 

 

	 	•	 	 Vacuum all carpet areas completely and remove spots. 

 

	 	•	 	 Dust mop and damp mop hard surface floors. 

 

	 	•	 	 Clean and remove smudges and marks from walls and wall-coverings. 

 

	 	•	 	 Clean, polish and sanitize all drinking fountains. 

 

	 	•	 	 Wipe clean all directory boards (exterior) with clean, soft cloth and alcohol only. (Report burned out lights).

  

	 	•	 	 Wipe clean all fire extinguisher cabinets and glass. (Report broken glass or missing extinguishers).

  

	 	•	 	 Clean and sanitize all public telephone and enclosures. (Neatly arrange all phone books). 

 

	 	•	 	 Clean and polish all elevator doors, jambs, call plates. 

 

	 	•	 	 Clean, polish and straighten all furniture as needed. 

 

	 	•	 	 Dust and clean all lobby and corridor signage. 

 

	 	•	 	 Report any lights burned out. 

 

	 	•	 	 Clean all smudges and spots from mailroom walls and mailboxes. 

 

	 	•	 	 Secure all doors and turn off appropriate lights upon completion of work assignments. 

Weekly Services (One Time Per Week) 
  

	 	•	 	 Clean and polish all entry metal and sills. 

 

	 	•	 	 Dust and clean or polish all baseboards. 

 

	 	•	 	 Dust all ledges and exit signs. 

 

	 	•	 	 Detail clean all security entrance equipment. 

Monthly Services (One Time Per Month) 
  

	 	•	 	 Machine scrub all ceramic, brick or stone floors. 

 

	 	•	 	 Clean, reseal or refinish common area floors. 

 

	 	•	 	 Dust and clean all lobby fire doors inside and out. Polish door floor plates. 

Quarterly Service (Every Three Months) 
  

	 	•	 	 Clean all ceiling vents and grills. 

OFFICES/CUBICLES 
 Daily
Services (Fives Days Per Week) 
  

	 	•	 	 Empty all wastebaskets and carry trash to designated areas for removal or retention. Replace plastic liners as
needed. (Liners to be provided by client). Report any areas that need special cleaning. 

  

	 	•	 	 Police carpeting on non-scheduled floors. 

 

	 	•	 	 Remove hand spots or smudges from entry doors. 

 

	 	•	 	 Using a dustless mop, sweep all non-carpeted areas.

  

	 	•	 	 Properly position furniture in offices. 

 

	 	•	 	 Remove fingerprints and smudges from all walls, partitions and doors. 

 

	 	•	 	 Spot clean all partition glass and mirrors. 

 OFFICES/CUBICLES - Continued 

Weekly Services (One Time Per Week) 
  

	 	•	 	 Vacuum carpeted areas. 

 

	 	•	 	 Dust all desks, ornaments, phones and machines. Do not dust desk, conference tables or counters which are
cluttered with paper work. 

  

	 	•	 	 Brush all fabric furniture. 

 

	 	•	 	 Damp mop all tile and hardwood floor areas. 

Bi-Weekly Services (Every Other Week) 

 

	 	•	 	 Dust all windowsills and ledges. 

 

	 	•	 	 Dust all horizontal surfaces under 7 feet, furniture and equipment. 

Monthly Services (One Time Per Month) 
  

	 	•	 	 Damp wipe with a treated cloth all interior doors. 

 

	 	•	 	 Vacuum all furniture or wipe vinyl furniture clean. 

 

	 	•	 	 Dust all lower parts of furniture. 

 

	 	•	 	 Dust all ledges, walls, moldings, picture shelves, etc., over 10 feet. 

 

	 	•	 	 Clean all baseboards 

Quarterly Services (Every Three Months Or As Needed) 
  

	 	•	 	 Brush down and clean all vents and grills. 

RESTROOMS 
 Daily
Services (Five Days Per Week) 
  

	 	•	 	 Dust and clean restroom signage and doors. 

 

	 	•	 	 Vacuum all restrooms vestibules and remove spots. 

 

	 	•	 	 Wet mop and disinfect tile floors, paying particular attention to areas under urinals and toilet bowls.

  

	 	•	 	 Clean alkaline deposits and soap spills from floor tile grout. 

 

	 	•	 	 Wash and disinfect all basins, urinals, toilet bowls nightly, removing scale and stains. 

 

	 	•	 	 Clean underside rims of urinals and toilet bowls. 

 

	 	•	 	 Wash both sides of toilet seats with soap and water and disinfect. Leave all seats in an upright position.

  

	 	•	 	 Empty, clean, sanitize and polish all paper dispensers, replacing liners as necessary. 

 

	 	•	 	 Clean and polish all mirrors. 

 

	 	•	 	 Dust ledges and baseboards. 

 

	 	•	 	 Damp wipe, polish and shine all chromes, metal fixtures, hand plates, kick plates, utility covers, plumbing,
clean out covers and door knobs. 

  

	 	•	 	 Spot clean with disinfectant all partitions and tile walls. (Report any graffiti and remove if possible).

  

	 	•	 	 Fill all toilet tissue, seat covers, soap, towel and sanitary napkin dispensers as necessary. (Supplies to be
provided by Owner). 

  

	 	•	 	 Restroom doors will be propped open with a rubber stop and sign indicating restroom closed for cleaning, placed
outside. 

 Semi-Weekly Services (Two Times Per Week) 

 

	 	•	 	 Pour clean water down floor drains where required, to prevent sewer gases from escaping. 

Weekly Services (One Time Per Week) 
  

	 	•	 	 Wash all waste containers and disinfect. 

 RESTROOMS - Continued 

Monthly Services (One Time Per Month) 
  

	 	•	 	 Clean and polish all doors, door plates and hardware. 

 

	 	•	 	 Scrub all ceramic tile floors and strip as needed, protecting carpeting areas from seepage at restroom entrances.

  

	 	•	 	 Detail all toilet compartments and fixtures. 

 

	 	•	 	 Brush and clean all grills and vents as needed. 

Bi-Monthly Services (Every Two Months) 

 

	 	•	 	 Wash down all walls and partitions inside and out and disinfect. (Report any graffiti and clean if possible.)

 ELEVATORS 

Daily Services (Five Days Per Week) 
  

	 	•	 	 Vacuum and spot clean all carpeted cab floors. 

 

	 	•	 	 Sweep and mop all hard surface cab floors. 

 

	 	•	 	 Brush and spot clean carpeted wall covering. 

 

	 	•	 	 Dust and clean baseboards. 

 

	 	•	 	 Damp wipe and remove all spots and fingerprints from doors and walls (Interior and exterior).

  

	 	•	 	 Dust and clean elevator ceilings and lights. 

 

	 	•	 	 Remove gum, stains or debris from ceilings, handrails or elevator tracks. 

 

	 	•	 	 Dust and clean emergency phone and security compartments. 

 

	 	•	 	 Clean and call buttons, call plates and signage. 

 

	 	•	 	 Report any burned out lights or malfunctions of elevators. 

Weekly Services (One Time Per Week) 
  

	 	•	 	 Clean and polish elevator track. 

 

	 	•	 	 Detail all call buttons and call plates. 

 

	 	•	 	 Disinfect emergency phones. 

 

	 	•	 	 Shampoo/Extract as needed all carpeted cab floors. 

 

	 	•	 	 Clean and refinish as needed all hard surface cab floors 

STAIRWELLS 
 Weekly
Services (One Time Per Week) 
  

	 	•	 	 Police entire stairwell, removing all trash, cigarette butts, etc. 

 

	 	•	 	 Report any exit signs that are burned out. 

 

	 	•	 	 Report any lights burned out. 

Monthly Services (One Time Per Month) 
  

	 	•	 	 Sweep down all stairs and landings. 

 

	 	•	 	 Dust all handrails, banisters and ledges. 

 

	 	•	 	 Clean all walls of fingerprints and smudge marks, etc.. 

 

	 	•	 	 Dust and clean all stairwell signage. 

 

	 	•	 	 Dust and clean all emergency phones. 

 

	 	•	 	 Wipe clean all stairwell doors and door jambs. 

 

	 	•	 	 Wet mop all stairs and stair landings. (Clean baseboards if applicable). 

 

	 	•	 	 Dust and clean all lights and fixtures. 

 

	 	•	 	 Dust and clean all emergency fire equipment and plumbing. 

Bi-Monthly Services (Every Other Month) 

 

	 	•	 	 Scrub and refinish lower level stairwell landings. 

 EXHIBIT I 

Critical Environments 

[attached] 

  

					
		  		 	1655 Grant Street

					
		  	EXHIBIT I          	  	Genworth Financial Wealth Management, Inc.

 -1- 

 

 
 Building A, third floor 

 FIRST AMENDMENT TO OFFICE LEASE 

This FIRST AMENDMENT TO OFFICE LEASE (“First Amendment”) is made and entered into as of the 13th day of May, 2015, by and between SFG OWNER A, LLC, a Delaware limited liability company (“Landlord”), and ASSETMARK, INC., a California corporation (“Tenant”). 

R E C I T A L S : 

A. Landlord and Tenant (formerly known as Genworth Financial Wealth Management, Inc., a California corporation) entered into that certain
Office Lease dated May 29, 2013 (the “Lease”), whereby Landlord leased to Tenant and Tenant leased from Landlord those certain premises consisting of a total of 48,128 rentable square feet (“Existing Premises”)
commonly known as Suites 900 and 1000 and located on the ninth (9th) and tenth (10th) floors, respectively, of that certain office building
located at 1655 Grant Street, Concord, California (“Building”). 
 B. Landlord and Tenant acknowledge that
(i) Landlord delivered a “ROFR Notice,” as that term is defined in Section 29.33.2 of the Lease, to Tenant dated January 26, 2015 in accordance with the terms set forth in
Section 29.33 of the Lease, with respect to space consisting of 24,408 rentable square feet of space commonly known as Suite 1100 and located on the eleventh (11th)
floor of the Building, as delineated on Exhibit A attached hereto and made a part hereof (the “Expansion Premises”), (ii) Tenant thereafter timely exercised its “ROFR,” as that term is defined in
Section 29.33 of the Lease, with respect to the Expansion Premises by delivering a “ROFR Exercise Notice,” as that term is defined in Section 29.33.3 of the Lease, to Landlord dated
February 4, 2015, and (iii) each party now desires to document the addition of the Expansion Premises to the Existing Premises, and in connection therewith, Landlord and Tenant desire to amend the Lease as hereinafter provided. 

A G R E E M E N T : 

NOW, THEREFORE, in consideration of the foregoing recitals and the mutual covenants contained herein, and for other good and valuable
consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereto hereby agree as follows: 
 1.
Capitalized Terms. All capitalized terms when used herein shall have the same meaning as is given such terms in the Lease unless expressly superseded by the terms of this First Amendment. 

2. Modification of Premises. Effective as of October 1, 2015 (the “Expansion Commencement
Date”), Tenant shall lease from Landlord and Landlord shall lease to Tenant the Expansion Premises. Consequently, effective upon the Expansion Commencement Date, the Existing Premises shall be increased to include the Expansion Premises.
Landlord and Tenant hereby acknowledge that such addition of the Expansion Premises to the Existing Premises shall, effective as of the Expansion Commencement Date, increase the size of the Premises to 72,536 rentable square feet. The Existing
Premises and the Expansion Premises may hereinafter collectively be referred to as the “Premises”. 

  

					
		  	   

	  	 1655 GRANT STREET

[First Amendment]
 [AssetMark,
Inc.]

 3. Lease Term. 

3.1. Extension of Lease Term with Respect to the Existing Premises. Landlord and Tenant acknowledge that Tenant’s lease of
the Existing Premises is scheduled to expire on July 31, 2021, pursuant to the terms of the Lease. Notwithstanding any provision to the contrary in the Lease, the Lease Term with respect to the Existing Premises shall be extended to
August 31, 2022 (the “Lease Expiration Date”), unless sooner terminated as provided in the Lease, as hereby amended. 

3.2. Expansion Term. The term of Tenant’s lease of the Expansion Premises (the “Expansion
Term”) shall commence on the Expansion Commencement Date and shall expire coterminously with Tenant’s lease of the Existing Premises on the Lease Expiration Date (i.e., August 31, 2022), unless sooner terminated as provided in the
Lease, as hereby amended. 
 4. Base Rent. 

4.1. Existing Premises. Notwithstanding anything to the contrary in the Lease as hereby amended, Tenant shall
continue to pay Base Rent for the Existing Premises in accordance with the terms of Article 3 of the Lease, provided that for the period commencing on September 1, 2021 and ending on the Lease Expiration Date, Tenant shall pay Base Rent
for the Existing Premises in an amount equal to $2.70 per rentable square foot per month (i.e., $129,945.60 per month and $1,559,347.20 per year). 

4.2. Expansion Premises. Commencing on the Expansion Commencement Date and continuing throughout the Expansion
Term, Tenant shall pay to Landlord monthly installments of Base Rent for the Expansion Premises as follows: 
  

													
	 Period During

Expansion Term
	  	Annual Base Rent	 	  	Monthly Installment
of Base Rent	 	  	Monthly Rental Rate
per Rentable Square
Foot	 
	 October 1, 2015 – July 31, 2016
	  	$	571,147.20	 	  	$	47,595.60	 	  	$	1.95	* 
	 August 1, 2016 – July 31, 2017
	  	$	585,792.00	 	  	$	48,816.00	 	  	$	2.00	 
	 August 1, 2017 – July 31, 2018
	  	$	600,436.80	 	  	$	50,036.40	 	  	$	2.05	 
	 August 1, 2018 – July 31, 2019
	  	$	615,081.60	 	  	$	51,256.80	 	  	$	2.10	 
	 August 1, 2019 – July 31, 2020
	  	$	629,726.40	 	  	$	52,477.20	 	  	$	2.15	 
	 August 1, 2020 – August 31, 2021
	  	$	644,371.20	 	  	$	53,697.60	 	  	$	2.20	 
	 September 1, 2021 – August 31, 2022
	  	$	790,819.20	 	  	$	65,901.60	 	  	$	2.70	 

  

	*	 Notwithstanding the foregoing Base Rent schedule or any contrary provision of this Lease, but subject to the
terms of Section 4.3, below, Tenant shall not be obligated to pay Base Rent attributable to the Premises during the period commencing on October 1, 2015 and ending on April 14, 2016. 

  

					
		  	 -2-
	  	 1655 GRANT STREET

[First Amendment]
 [AssetMark,
Inc.]

 On or before the Expansion Commencement Date, Tenant shall pay to Landlord the Base Rent
payable for the Expansion Premises for the first full month of the Expansion Term. 
 4.3. Abated Base Rent.
Provided that Tenant is not then in default of the Lease (as hereby amended), then during the period commencing on October 1, 2015 and ending on April 14, 2016 (the “Rent Abatement Period”), Tenant shall not be
obligated to pay any Base Rent otherwise attributable to the Expansion Premises during such Rent Abatement Period (the “Rent Abatement”). Landlord and Tenant acknowledge that the aggregate amount of the Rent Abatement equals
$307,068.39. Tenant acknowledges and agrees that the foregoing Rent Abatement has been granted to Tenant as additional consideration for entering into this First Amendment, and for agreeing to pay the Rent and performing the terms and conditions
otherwise required under the Lease (as hereby amended). If Tenant shall be in default under this Lease, and shall fail to cure such default within the notice and cure period, if any, permitted for cure pursuant to terms and conditions of the Lease,
or if this Lease is terminated for any reason other than Landlord’s breach of this Lease, casualty or condemnation, then the dollar amount of the unapplied portion of the Rent Abatement as of the date of such default or termination, as the case
may be, shall be converted to a credit to be applied to the Base Rent applicable at the end of the Lease Term and Tenant shall immediately be obligated to begin paying Base Rent for the Premises in full. 

5. Tenant’s Share of Direct Expenses. 

5.1. Existing Premises. Tenant shall continue to pay Tenant’s Share of Direct Expenses in connection with the
Existing Premises in accordance with the terms of Article 4 and Exhibit C of the Lease. 
 5.2. Expansion
Premises. Except as specifically set forth in this Section 5.2, commencing on the Expansion Commencement Date, Tenant shall pay Tenant’s Share of Direct Expenses in connection with the Expansion Premises in
accordance with the terms of Article 4 and Exhibit C of the Lease, provided that with respect to the calculation of Tenant’s Share of Direct Expenses in connection with the Expansion Premises, Tenant’s Share shall equal
8.36%. 

  

					
		  	 -3-
	  	 1655 GRANT STREET

[First Amendment]
 [AssetMark,
Inc.]

 6. Expansion Improvements. Except as specifically set forth
herein, Landlord shall not be obligated to provide or pay for any improvement work or services related to the improvement of the Expansion Premises, and Tenant shall accept the Expansion Premises in its presently existing, “as-is” condition. Landlord shall construct the improvements in the Expansion Premises pursuant to the terms of the Tenant Work Letter attached hereto as Exhibit B. For purposes
of Section 1938 of the California Civil Code, Landlord hereby discloses to Tenant, and Tenant hereby acknowledges, that the Project, Building and Premises have not undergone inspection by a Certified Access Specialist (CASp). 

7. Notices. Notwithstanding anything to the contrary set forth in the Lease, effective as of the date of this
First Amendment, any Notices to Landlord and Tenant must be sent, transmitted, or delivered, as the case may be, to the following addresses: 

If to Landlord: 
 SFG
Owner A, LLC 
 260 California Street, Suite 300 

San Francisco, California 94111 

Attention: Craig Firpo 
 with a
copy to: 
 Allen Matkins Leek Gamble Mallory & Natsis LLP 

1901 Avenue of the Stars, Suite 1800 

Los Angeles, California 90067 

Attention: Anton N. Natsis, Esq. 

If to Tenant: 
 Ted Angus 

General Counsel 
 1655 Grant
Street, 10th Floor 
 Concord, CA 94520 

Attention: Ted Angus 
 8.
Broker. Landlord and Tenant hereby warrant to each other that they have had no dealings with any real estate broker or agent in connection with the negotiation of this First Amendment other than Newmark Cornish &
Carey (representing both Landlord and Tenant) (the “Broker”), and that they know of no other real estate broker or agent who is entitled to a commission in connection with this First Amendment. Each party agrees to indemnify and
defend the other party against and hold the other party harmless from and against any and all claims, demands, losses, liabilities, lawsuits, judgments, and costs and expenses (including, without limitation, reasonable attorneys’ fees) with
respect to any leasing commission or equivalent compensation alleged to be owing on account of the indemnifying party’s dealings with any real estate broker or agent, other than the Broker, occurring by, through, or under the indemnifying
party. The terms of this Section 8 shall survive the expiration or earlier termination of the term of the Lease, as hereby amended. 

  

					
		  	 -4-
	  	 1655 GRANT STREET

[First Amendment]
 [AssetMark,
Inc.]

 9. Parking. Effective as of the Expansion Commencement Date and
continuing throughout the Expansion Term, Tenant shall lease seventy-four (74) unreserved parking passes in the Garage in connection with Tenant’s lease of the Expansion Premises (the “Expansion Parking Passes”); provided
that Tenant shall have the right to convert one (1) of the Expansion Parking Passes to a reserved parking space and three (3) of the Expansion Parking Passes to three (3) visitor parking spaces marked as designated for Tenant in the
Garage (the “Converted Parking Passes”), all subject to the CC&Rs, Parking Rules and Article 28 of the Lease. The Expansion Parking Passes (including the Converted Parking Passes) shall be free of charge during the
Expansion Term (subject to the terms of Section 28.1.5). In addition, subject to availability, and on a month-to-month basis, Tenant shall have
the right to lease up to an additional twenty (20) unreserved parking passes (“Additional Expansion Parking Passes”), free of charge (subject to the terms of Section 28.1.5 of the Lease). Tenant shall
lease the Expansion Parking Passes in accordance with the provisions of Article 28 of the Lease. 
 10. ROFR.
As of the date hereof, Tenant’s ROFR shall no longer apply to the eleventh (11th) floor of the Building (i.e., the Expansion Premises). 

11. Option to Early Terminate. As of the date hereof, Section 2.3 of the Lease is
amended and restated as follows. “Notwithstanding anything to the contrary herein, Tenant shall have the right, which may be exercised in its sole an absolute discretion (but once exercised as provided below shall be binding and irrevocable),
to terminate Tenant’s lease of the Existing Premises, effective as of the last day of the eighty-second (82nd) month after the Lease Commencement Date (such early termination date, the
“Early Termination Date”) by providing written notice (the “Early Termination Notice”) to Landlord on or before the last day of the seventy-third (73rd) month
after the Lease Commencement Date. The Early Termination Notice must be accompanied by a termination payment (“Termination Fee”) equal to $1,000,000.00. Upon the timely receipt of Early Termination Notice and the Termination Fee,
the Lease Expiration Date for the Existing Premises only shall become the Early Termination Date and Tenant’s lease of the Existing Premises will expire on the Early Termination Date for all purposes of the Lease.” 

12. No Further Modification. Except as set forth in this First Amendment, all of the terms and provisions of the
Lease shall apply with respect to the Expansion Premises and shall remain unmodified and in full force and effect. 
 [signatures follow on
next page] 

  

					
		  	 -5-
	  	 1655 GRANT STREET

[First Amendment]
 [AssetMark,
Inc.]

 IN WITNESS WHEREOF, this First Amendment has been executed as of the day and year first
above written. 
  

											
	“LANDLORD”	 		 	  “TENANT”
			
	 SFG OWNER A, LLC
 a Delaware
limited liability company
	 		 	   ASSETMARK, INC.,

  a California corporation

				
	By:  	 	Swift Realty Partners, LLC,	 		 	

											
	      	 	 a Delaware limited liability company,

its Managing Agent
	 		 	By:	 	

											
		 	 By:	 	

	 		 	Its:	 	CEO

											
		 	Name:   Craig Firpo	 		 		 	
		 	Its:   Vice President	 		 		 	

  

					
		  	 -6-
	  	 1655 GRANT STREET

[First Amendment]
 [AssetMark,
Inc.]

 EXHIBIT A 

1655 GRANT STREET 

OUTLINE OF EXPANSION PREMISES 
  

 

  

					
		  	 EXHIBIT A

-1-
	  	 1655 GRANT STREET

[First Amendment]
 [AssetMark,
Inc.]

 EXHIBIT B 

1655 GRANT STREET 

TENANT WORK LETTER 

This Tenant Work Letter shall set forth the terms and conditions relating to the construction of the tenant improvements in the Expansion
Premises. This Tenant Work Letter is essentially organized chronologically and addresses the issues of the construction of the Expansion Premises, in sequence, as such issues will arise during the actual construction of the Expansion Premises. All
references in this Tenant Work Letter to Articles or Sections of “this First Amendment” shall mean the relevant portion of the First Amendment to which this Tenant Work Letter is attached as Exhibit B and of which this
Tenant Work Letter forms a part. All references in this Tenant Work Letter to Articles or Sections of “this Lease” shall mean the relevant portion of the “Lease,” as that term is defined in the First Amendment, all references in
this Tenant Work Letter to Sections of “this Tenant Work Letter” shall mean the relevant portion of Sections 1 through 6 of this Tenant Work Letter, and, unless otherwise expressly set forth to the contrary, all references in
this Tenant Work Letter to the “Premises” shall mean the Expansion Premises. 
 SECTION 1 

CONSTRUCTION DRAWINGS FOR THE PREMISES 

Following the full execution and delivery of this First Amendment, Tenant shall retain its architect/space planner to prepare a space plan for
the Premises which is mutually acceptable to Landlord and Tenant (the “Space Plan”). Promptly following the parties’ approval of the Space Plan, Tenant shall work with its architect to allow the architects to complete the
architectural and engineering drawings for the Premises, and the final architectural working drawings in a form which is complete to allow subcontractors to bid on the work and to obtain all applicable permits and in a manner consistent with, and
which are a logical extension of, the Space Plan (collectively, the “Approved Working Drawings”). Tenant shall construct the tenant improvements in the Premises (the “Tenant Improvements”) pursuant to the Approved
Working Drawings and in accordance with Building standard methods, materials and finishes described on Schedule 1 attached hereto unless such specific fixtures are called for in the Approved Working Drawings. Tenant shall make no
material changes or modifications to the Approved Working Drawings once completed without the prior written consent of Landlord, which consent will not be unreasonably withheld, delayed or conditioned. 

  

					
		  	 EXHIBIT B

-1-
	  	 1655 GRANT STREET

[First Amendment]
 [AssetMark,
Inc.]

 SECTION 2 

TENANT IMPROVEMENT ALLOWANCE 

2.1 Tenant Improvement Allowance. Tenant shall be entitled to a one-time tenant
improvement allowance (the “Tenant Improvement Allowance”), in an amount equal to Nine Hundred Ninety-Nine Thousand Two Hundred Sixty-Three and 52/100 Dollars ($999,263.52) (i.e., $40.94 per rentable square foot multiplied by 24,408
rentable square feet of the Premises), for the costs relating to the initial design and construction of the Tenant Improvements. In no event shall Landlord be obligated to make disbursements pursuant to this Tenant Work Letter in a total amount
which exceeds the Tenant Improvement Allowance. In the event that the Tenant Improvement Allowance is not fully disbursed by Landlord to, or on behalf of, Tenant on or before the date which is the first (1st) anniversary of Expansion Commencement Date, then such unused amounts shall revert to Landlord, and Tenant shall have no further rights with respect thereto. All Tenant Improvements for which the
Tenant Improvement Allowance has been made available shall be deemed Landlord’s property under the terms of the Lease, as amended. 

2.2 Disbursement of the Tenant Improvement Allowance. Except as otherwise set forth in this Tenant Work Letter, the Tenant
Improvement Allowance shall be disbursed by Landlord (each of which disbursements shall be made pursuant to Landlord’s disbursement process described at 2.3 below) only for the following items and costs (collectively, the “Tenant
Improvement Allowance Items”): 
 2.2.1 Payment of the fees of Tenant’s architect and engineers, and the cost of documents and
materials supplied by, Tenant’s consultants in connection with the preparation and review of the Space Plan and the Approved Working Drawings; 

2.2.2 The payment of plan check, permit and license fees relating to construction of the Tenant Improvements; 

2.2.3 The cost of construction of the Tenant Improvements, including, without limitation, testing and inspection costs, and contractors’
fees and general conditions; 
 2.2.4 The cost of any changes in the base, shell and core when such changes are required by the Approved
Working Drawings (including if such changes are due to the fact that such work is prepared on an unoccupied basis), such cost to include all direct architectural and/or engineering fees and expenses incurred in connection therewith; 

2.2.5 The cost of any changes to the Approved Working Drawings or Tenant Improvements required by all applicable building codes (the
“Code”); 
 2.2.6 The cost of connection of the Premises to the Building’s energy management systems; 

2.2.7 The cost of the “Landlord Supervision Fee,” as that term is defined below; 

  

					
		  	 EXHIBIT B

-2-
	  	 1655 GRANT STREET

[First Amendment]
 [AssetMark,
Inc.]

 2.2.8 Sales and use taxes and Title 24 fees; and 

2.2.9 All other costs to be expended in connection with the construction of the Tenant Improvements. 

Tenant shall supervise and manage the construction of the Tenant Improvements. In recognition of the support being offered by Landlord and
engineers employed by Landlord who will assist with matters ancillary to the Tenant Improvements, Tenant shall pay a construction supervision and management fee (the “Landlord Supervision Fee”) to Landlord in an amount equal to two
percent (2%) of the Tenant Improvement Allowance. 
 2.3 Landlord’s Disbursement Process. Tenant shall be directly
invoiced and be responsible for payment of invoices pursuant to the contractual relationships Tenant has entered into with architects, the general contractor and structural engineers. Tenant shall forward each invoice to Landlord (by email to
Willard Lund - lund@swiftrp.com and Elyse Cartmell - cartmell@swiftrp.com), and Landlord shall reimburse Tenant within thirty (30) days of receipt of each invoice, up to the Tenant Improvement Allowance, less the Landlord
Supervision Fee (ie $999,263.52 less $19,985.27). 
 2.4 Core Upgrade. In addition to the Tenant Improvement Allowance,
Landlord shall reimburse Tenant for the costs associated with the following upgrades: 
 2.4.1: Upgraded lighting in the elevator lobby (to
the current standard on the 9th and 10th floors); 

2.4.2: Reconfiguration of the women’s and men’s rest rooms, to meet ADA compliancy requirements; and 

2.4.3: Eight replacement toilets with water saving dual function handles (to the current standard in the 9th and 10th floor restrooms). 

SECTION 3 

CONTRACTOR’S WARRANTIES AND GUARANTIES 

Intentionally omitted. 

SECTION 4 

TENANT’S COVENANTS 

Tenant hereby indemnifies Landlord for any loss, claims, damages or delays arising from the actions of Tenant’s space planner/architect
(to the extent Tenant, as opposed to Landlord, engages any such span planner or architect) on the Premises or in the Building. In addition, immediately after the completion of the Premises, Tenant shall have prepared and delivered to the Building a
copy of the record set of plans and specifications (including all working drawings) for the Tenant Improvements. 

  

					
		  	 EXHIBIT B

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	  	 1655 GRANT STREET

[First Amendment]
 [AssetMark,
Inc.]

 SECTION 5 

MISCELLANEOUS 
 5.1
Tenant’s Representative. Tenant has designated Erich Elleson as its sole representative with respect to the matters set forth in this Tenant Work Letter, who, until further notice to Landlord, shall have full authority and
responsibility to act on behalf of the Tenant as required in this Tenant Work Letter. 
 5.2 Landlord’s Representative.
Landlord has designated Willard Lund as its sole representative with respect to the matters set forth in this Tenant Work Letter, who, until further notice to Tenant, shall have full authority and responsibility to act on behalf of the Landlord as
required in this Tenant Work Letter. 
 5.3 Time of the Essence in This Tenant Work Letter. Unless otherwise indicated, all
references herein to a “number of days” shall mean and refer to calendar days. In all instances where Tenant is required to approve or deliver an item, if no written notice of approval is given or the item is not delivered within the
stated time period, at Landlord’s sole option, at the end of such period the item shall automatically be deemed approved or delivered by Tenant and the next succeeding time period shall commence. 

5.4 Tenant’s Lease Default. Notwithstanding any provision to the contrary contained in this Lease, if an Event of Default
as described in Section 19.1 of the Lease, or a default by Tenant under this Tenant Work Letter, has occurred at any time on or before the completion of the Premises, then (i) in addition to all other rights and
remedies granted to Landlord pursuant to this Lease, Landlord shall have the right to cause Contractor to cease the construction of the Premises, and (ii) all other obligations of Landlord under the terms of this Tenant Work Letter shall be
forgiven until such time as such default is cured pursuant to the terms of this Lease (in which case, Tenant shall be responsible for any delay in the completion of the Premises caused by such inaction by Landlord). 

  

					
		  	 EXHIBIT B

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	  	 1655 GRANT STREET

[First Amendment]
 [AssetMark,
Inc.]

 Schedule 1 to Exhibit B 

Building Standard Specifications 

SWIFT PLAZA 
 1655 GRANT
STREET 
 BUILDING STANDARD SPECIFICATIONS 

NOTE: THIS LIST IS A GUIDLINE ONLY AND SOME PRODUCTS AND/OR EQUIPMENT ARE STILL BEING VERIFIED; SPECIFICATIONS MAY CHANGE FROM TIME TO TIME, OR AN
EQUIVALENT PRODUCT MAY BE USED, AT LANDLORD’S SOLE DISCRETION; VERIFY ALL MATERIALS WITH THE BUILDING ENGINEER PRIOR TO COMMENCEMENT OF ANY WORK 

OFFICE FINISHES 
  

			
	CARPET	  	TANDUS / INLINE (04122) or Shaw Cost Equivalent
		
	PAINT	  	KELLY MOORE
		
	BASE	  	BURKE
		
	VCT	  	MANNINGTON OR Armstrong - Standard Excelon Cost Equivalent
		
	 LAMINATE
	  	WILSONART
		
	ELECTRICAL	  	
		
	FIXTURE & LAMPS:	  	 GE - LUMINATION LED LUMINAIRES
 BT22 DIMMABLE
SERIES
 2x2 TROFFER - LED MODULE

		
	BALLAST: 	  	277 ELECTRONIC BALLAST
		
	WHIP SYSTEM:	  	
		
	LIGHT SENSORS:	  	
		
	RELAY PACK:	  	
		
	EXIT LIGHTS:	  	LITHONIA - EDG (Surface mounted LED edge-lit)
		
	WATT METER: 	  	REPLACE WITH LIKE
		
	LIFE SAFETY	  	
		
	PULL STATION:	  	SERVICED & MONITORED BY HONEYWELL
		
	STROBE:	  	SERVICED & MONITORED BY HONEYWELL
		
	SPEAKER:	  	SERVICED & MONITORED BY HONEYWELL
		
	FIRE BELL:	  	SERVICED & MONITORED BY HONEYWELL

  

					
	1 of 3	  		  	Building Standards REVISED 4 8 15
			
		  	 Schedule 2 to Exhibit B

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[First Amendment]
 [AssetMark,
Inc.]

			
	SMOKE DET:	  	SERVICED & MONITORED BY HONEYWELL
		
	DUCT DET:	  	SERVICED & MONITORED BY HONEYWELL
		
	SPRINKLER HEAD:	  	SERVICED & MONITORED BY HONEYWELL
		
	ESCUTCHEON:	  	SERVICED & MONITORED BY HONEYWELL
		
	HVAC	  	
		
	VAV BOXES:	  	KREUGER OR TITUS
		
	CONTROLLER:	  	TRANE TRACER (see Trane for graphic upgrades to DDC System)
		
	STAT:	  	TRANE TRACER 4190 1087
		
	REGISTERS:	  	MATCH EXISTING
		
	CEILING	  	
		
	GRID:	  	MATCH EXISTING
		
	TILE:	  	ARMSTRONG - TEGULAR (ULTIMA/1912) 2x2 panels
		
	DOORS	  	PACIFIC ARCHITECTURAL WOOD PRODUCTS - PS WHITE MAPLE (Clear finish)
		
	PARTITION	  	
		
	STANDARD:	  	2 1/2” 25GA METAL STUD, 5/8” “X” GYPSUM BOARD, SLAB TO CEILING
		
	CORRIDOR:	  	 3 5/8” 20GA METAL STUD, 5/8” “X” GYPSUM BOARD, SLAB TO

STRUCTURE ABOVE. BATT INSULATION IN CAVITY

		
	DEMISING:	  	 3 5/8” 20GA METAL STUD, 5/8” “X” GYPSUM BOARD, SLAB TO

STRUCTURE ABOVE. BATT INSULATION IN CAVITY

		
	HARDWARE	  	
		
	 LOCKS:
  

MORTISE:
	  	  
 SCHLAGE MORTISE FOR PRIMUS

- 6 pin preped for Primus large format
 SCHLAGE SCH L9080EL626

SCHLAGE SCH 30-007 626

		
	PLATES & PULLS:	  	MATCH EXISTING
		
	HINGES:	  	MATCH EXISTING
		
	BUTTS:	  	MATCH EXISTING
		
	DOOR CLOSER:	  	LCN
		
	STOPS:	  	MATCH EXISTING
		
	TRIM, MISC.:	  	MATCH EXISTING
		
	SILENCERS:	  	MATCH EXISTING

  

					
	2 of 3	  		  	Building Standards REVISED 4 8 15
			
		  	 Schedule 2 to Exhibit B

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	  	 1655 GRANT STREET

[First Amendment]
 [AssetMark,
Inc.]

			
	RESTROOMS	  	
		
	SINKS:	  	MATCH EXISTING
		
	FAUCETS:	  	 SLOAN OPTIMA SYSTEMS
 - Sensor Operated Faucet
(EBF615-1213)

		
	SOAP DISP:	  	AUTOSOAP - Automatic soap system (MSC#000042)
		
	PAPER TOWEL DISP:	  	GEORGIA PACIFIC ENMOTION
		
	SEAT COVER DISP:	  	REPLACE WITH LIKE
		
	TOILET PAPER DISP:	  	GEORGIA PACIFIC ENMOTION
		
	FLUSH KIT:	  	 SLOAN DUAL-FLUSH FLUSHOMETER (WES-111 - TOILET)

SLOAN ROYAL MODEL FLUSHMETER (186-HEU - URINAL)

		
	TOILET:	  	SLOAN ST-2059-A UNIVERSAL CLOSET
		
	URINAL:	  	SLOAN SU-7009-A UNIVERSAL HIGH EFFICIENCY URINAL
		
	PARTITIONS:	  	REPLACE WITH LIKE
		
	PLUMBING:	  	ALL copper pipe and fittings for plumbing fixtures to be plumbed in type L Copper

  

					
	3 of 3	  		  	Building Standards REVISED 4 8 15
			
		  	 Schedule 2 to Exhibit B

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	  	 1655 GRANT STREET

[First Amendment]
 [AssetMark,
Inc.]

 SECOND AMENDMENT TO OFFICE LEASE 

This SECOND AMENDMENT TO OFFICE LEASE (this “Second Amendment”) is made and entered into as of the 14th day of March, 2018 by and between SFG OWNER A, LLC, a Delaware limited liability company (“Landlord”), and ASSETMARK, INC., a California corporation
(“Tenant”). 
 R E C I T A L S : 

A. Landlord and Tenant (formerly known as Genworth Financial Wealth Management, Inc., a California corporation) entered into that certain
Office Lease dated May 29, 2013 (the “Office Lease”), as amended by that certain First Amendment to Office Lease dated May 13, 2015 (the “First Amendment”),
whereby Landlord leased to Tenant and Tenant leased from Landlord those certain premises consisting of a total of 72,536 rentable square feet (“Premises”) commonly known as Suites 900, 1000 and 1100 and located on
the ninth (9th), tenth (10th) and eleventh (11th) floors, respectively, of that certain
office building located at 1655 Grant Street, Concord, California (“Building”). The Office Lease and the First Amendment are, collectively, the “Lease.” 

B. Landlord and Tenant desire to amend the Lease as hereinafter provided. 

A G R E E M E N T : 

NOW, THEREFORE, in consideration of the foregoing recitals (which are incorporated herein by reference) and the mutual covenants contained
herein, and for other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereto hereby agree as follows: 

1. Capitalized Terms. All capitalized terms when used herein shall have the same meaning as is given such terms in
the Lease unless expressly superseded by the terms of this Second Amendment. 
 2. Landlord Contribution to Tenant’s
Furniture. Landlord hereby agrees to a one time contribution of $7,000.00 (the “Landlord Furniture Contribution”) towards the purchase of chairs and accompanying storage carts to be procured by
Tenant for use during certain all-employee meetings to be held as a part of Tenant’s business operations. In connection therewith, Landlord hereby agrees to reimburse Tenant up to the Landlord Furniture Contribution within thirty (30) days
of Landlord’s receipt of invoices marked paid, or other evidence of the amounts incurred and actually paid by Tenant in connection with the purchase of such chairs and storage carts, as reasonably requested by Landlord. 

3. Lease Modification. Effective as of the date of this Second Amendment, Section 29.34
of the Office Lease is hereby deleted in its entirety and replaced with the following: 
 “29.34 Conference
Room. The first floor of the Building currently contains a conference center (the “Conference Center”). To the extent that no other tenant in the Building holds exclusive or superior rights to the
use of such Conference Center as of the date of this Lease, Tenant shall be allowed to access and use the Conference Center, provided that Tenant will be required to (i) schedule use of the Conference Center with Landlord’s property
manager or other designated representative and (ii) abide by such reasonable rules and procedures as Landlord may from time to time adopt with respect to use of the Conference Center. In the event Tenant has completely built out the 11th Floor with private offices and cubicles such that there is no remaining space for an “all-employee” meeting, and upon reasonable written notice by Tenant, Landlord shall provide Tenant
with conference space for Tenant’s “all-employee” meetings of up to 200 people, within the Project or within a reasonable distance from the Project. To the extent such conference space is
provided within the Project, Tenant shall supply 

  

					
		  	 EXHIBIT A

-1-
	  	 1655 GRANT STREET

[Second Amendment]
 [AssetMark,
Inc.]

 
chairs for the meeting at no cost to Landlord. To the extent such conference space is provided outside of the Project, the provision of such space shall be at Landlord’s cost; provided that
such “all-employee” meetings do not occur more frequently than five (5) times per calendar year (and Tenant shall be responsible for the costs of
“all-employee” meetings occurring more frequently).” 
 4. California
Accessibility Disclosure. For purposes of Section 1938 of the California Civil Code, Landlord hereby discloses to Tenant, and Tenant hereby acknowledges, that the Premises has not undergone inspection by a Certified Access
Specialist (CASp). As required by Section 1938(e) of the California Civil Code, Landlord hereby states as follows: “A Certified Access Specialist (CASp) can inspect the subject premises and determine whether the subject premises comply
with all of the applicable construction-related accessibility standards under state law. Although state law does not require a CASp inspection of the subject premises, the commercial property owner or lessor may not prohibit the lessee or tenant
from obtaining a CASp inspection of the subject premises for the occupancy or potential occupancy of the lessee or tenant, if requested by the lessee or tenant. The parties shall mutually agree on the arrangements for the time and manner of the CASp
inspection, the payment of the fee for the CASp inspection, and the cost of making any repairs necessary to correct violations of construction-related accessibility standards within the premises.” In furtherance of the foregoing, Landlord and
Tenant hereby agree as follows: (a) any CASp inspection requested by Tenant shall be conducted, at Tenant’s sole cost and expense, by a CASp designated by Landlord, subject to Landlord’s reasonable rules and requirements;
(b) Tenant, at its sole cost and expense, shall be responsible for making any improvements or repairs within the Premises to correct violations of construction-related accessibility standards; and (c) if anything done by or for Tenant in
its use or occupancy of the Premises shall require any improvements or repairs to the Building or Project (outside the Premises) to correct violations of construction-related accessibility standards, then Tenant shall reimburse Landlord upon demand,
as Additional Rent, for the cost to Landlord of performing such improvements or repairs. 
 5. No Broker.
Landlord and Tenant hereby warrant to each other that they have had no dealings with any real estate broker or agent in connection with the negotiation of this Second Amendment and that they know of no real estate broker or agent who is entitled
to a commission in connection with this Second Amendment. Each party agrees to indemnify and defend the other party against and hold the other party harmless from any and all claims, demands, losses, liabilities, lawsuits, judgments, and costs and
expenses (including, without limitation, reasonable attorneys’ fees) with respect to any leasing commission or equivalent compensation alleged to be owing on account of the indemnifying party’s dealings with any real estate broker or
agent. The terms of this Section 6 shall survive the expiration or earlier termination of the term of the Lease, as hereby amended. 

6. No Further Modification; Lease in Full Force and Effect. Except as set forth in this Second Amendment, all of
the terms and provisions of the Lease are hereby ratified and confirmed and shall remain unmodified and in full force and effect. This Second Amendment contains the entire understanding between the parties with respect to the matters contained
herein. In the event of any conflict between the terms and conditions of the Lease and the terms and conditions of this Second Amendment, the terms and conditions of this Second Amendment shall prevail. Landlord and Tenant acknowledge and agree that
to each party’s actual knowledge, neither party is in default or violation of any covenant, provision, obligation, agreement or condition contained in the Lease. No representations, warranties, covenants or agreements have been made concerning
or affecting the subject matter of this Second Amendment, except as are contained herein and in the Lease. This Second Amendment may not be changed orally, but only by an agreement in writing signed by the party against whom enforcement of any
waiver, change or modification or discharge is sought. 
 [signatures contained on following page] 

 IN WITNESS WHEREOF, this Second Amendment has been executed as of the day and year first written above. 

 

											
	“LANDLORD”	 		 	“TENANT”
			
	SFG OWNER A, LLC	 		 	ASSETMARK, INC.,
	a Delaware limited liability company	 		 	a California corporation
					
	By:	 	Swift Realty Partners, LLC,	 		 	By: 	 	

		 	a Delaware limited liability company,	 		 	Its: 	 	CFO, EVP
		 	its Managing Agent	 		 		 	
					
		 	By: 	 	 

	 		 	
		 	Name: Craig Firpo	 		 	
		 	Its: Vice President

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