Document:

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                                                                   EXHIBIT 10.57

                                                    As of November 13, 2002

TO: Purchasers of Units (each a "Lender" and collectively the "Lenders")
consisting of $6,585,000 principal amount of 15% Senior Secured Notes of World
Wireless Communications, Inc. (the "Company").

                  Re:  Amendment of Agreements

Gentlemen:

                  Reference is made to the Loan Agreement between the Lenders
and the Company dated as of May 17, 2001, as amended on August 7, 2001,
effective as of May 17, 2001 (the "Agreement"), including each note issued
pursuant thereto (individually a "Note" and collectively the "Notes"), each
warrant issued pursuant thereto (individually a "Warrant" and collectively the
"Warrants") and the Amended and Restated Pledge/Security Agreement related
thereto.

                  For good and valuable consideration, the adequacy and
sufficiency of which is hereby acknowledged by the Lenders, and as an additional
inducement for the Company to continue its offering of units of its Additional
2002 Notes and detachable warrants pursuant to the Confidential Private
Placement Memorandum covering such offering, the Company and each Lender agree
as follows:

                  1.   Each Note shall be amended to change the amount now
appearing in Section 3(ii) thereof to "$6,585,000" with the same force and
effect as if originally set forth therein, effective as of November 13, 2002.

                  2.   Section 1.1(a) of the Loan Agreement shall be amended to
read as follows, effective as of November 13, 2002:

                       "(a) Simultaneously with the execution and the delivery
of this Agreement, Lancer Offshore, Inc. agrees to lend to Borrower the
aggregate sum of $2,250,000, of which (i) the sum of $1,125,000 shall be paid to
Borrower upon the execution and the delivery of this Agreement and (ii) the sum
of $1,125,000 shall be paid to Borrower on July 15, 2001, provided that Borrower
has raised the sum of $2,000,000 in equity from persons other than Michael Lauer
and his affiliates, including, without limitation, Lancer Offshore Inc., Lancer
Partners, L.P., and The Orbiter Fund Ltd.(such loan, together with any other
amounts loaned pursuant to this Agreement by any Lender from time to time,
including that specified in Section 1.1 (b) hereof, with the consent of the
parties hereto, up to a total sum of $6,435,000, shall be referred to
collectively as the "Loan"). The Loan shall be used solely by Borrower in the
operation of its business as determined by the President of Borrower, subject to
supervision thereof by Board of Directors of Borrower. As of April 25, 2002,
Lancer Offshore, Inc. loaned

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the Borrower the principal amount of $4,335,000 and, as of November 13, 2002,
will have loaned Borrower the principal amount of $5,385,000. The Loan shall be
repaid on December 31, 2002 unless it is mandatorily converted into shares of
Borrower's Common Stock before that date as provided in Section 1.5 hereof."

                  3.      Section 1.5 of the Loan Agreement shall be amended to
read as follows, effective as of November 13, 2002:

                  " (a) Notwithstanding anything contained in this Agreement to
the contrary, the Loan shall be mandatorily converted into shares of the Common
Stock of Borrower at the rate of one share per each $0.05 principal amount of
debt, including interest (subject to adjustment for stock dividends, stock
splits and reverse stock splits, if any) immediately upon (i) the approval of
such conversion by Borrower's shareholders at a meeting of shareholders held for
such purpose (among other purposes) and (ii) Borrower's receipt of $6,585,000 in
equity from persons other than Michael Lauer and his affiliates, including,
without limitation, Lancer Offshore, Inc., Lancer Partners L.P. and The Orbiter
Fund Ltd., on or before December 31, 2002."

                  In consideration of the foregoing, each Lender unconditionally
acknowledges that the Company is not in default under the Loan Agreement, any of
the Notes or any other agreement which is a part of the Loan Agreement.

                  Except as amended as set forth herein, the Agreement,
including, without limitation, the Amended and Restated Pledge/Security
Agreement, shall continue in full force and effect in accordance with its terms.

                  If this letter accurately sets forth our understanding, please
sign your name below and return your signed original to us immediately.

                                             Very truly yours,

                                             WORLD WIRELESS COMMUNICATIONS, INC.

                                                /s/ David D. Singer
                                             -----------------------------------
                                                    David D. Singer, President

LANCER OFFSHORE, INC.                        LANCER PARTNERS L.P.

   /s/ Michael Lauer                            /s/ Michael Lauer
-------------------------------              -----------------------------------
       Michael Lauer, Manager                       Michael Lauer, Manager

                                        2PROMISSORY NOTE

September 3, 2002                                                      $5,000.00

         1. PROMISSORY  NOTE.  Subject to all the following terms and conditions
set forth in this  Promissory  Note (this  "Note"),  FinancialContent,  Inc.,  a
Delaware  corporation  (the "Company"),  for value received,  promises to pay to
Wing Yu, (the "Holder"),  in accordance with the provisions  hereof, on November
3, 2002 the principal amount of $5,000.00 (Five Thousand Dollars), plus interest
as set forth in Section 2 below accrued on such unpaid and principal amount from
time to time  outstanding  until paid. All payments of principal and/or interest
under this Note will be made at the office of the Company.

         2.  INTEREST.  Interest under this Note shall accrue at the rate of 5%,
compounded  annually,  from  the date of such  Note  until  paid in  full.  Such
interest shall only be payable upon the repayment of all principal due hereunder
or as otherwise specified herein.

         3. ACCELERATION. Notwithstanding the provisions contained in this Note,
the entire  amount of  principal  advanced  to the  Company  under this Note and
remaining unpaid,  plus all unpaid interest on unpaid principal under this Note,
shall  immediately  be due and payable upon an Event of Default (as  hereinafter
defined).

         4. EVENTS OF DEFAULT.  If any of the following events shall occur (each
herein  individually  referred to as an "Event of  Default"),  the Company shall
immediately  provide  notice thereof to the Holder of this Note, who may declare
the entire unpaid  principal and accrued  interest on this Note  immediately due
and payable,  by written notice to the Company effective upon dispatch (provided
that upon the  occurrence of an event  described in subsection 4.1 or 4.2 below,
the entire unpaid principal and accrued interest on this Note shall  immediately
become due and payable), without any other presentment, demand, protest or other
notice of any kind or  character,  all of which  are  hereby  expressly  waived,
anything herein to the contrary notwithstanding:

            4.1. The institution by the Company of proceedings to be adjudicated
bankrupt or  insolvent,  or the consent by it to  institution  of  bankruptcy or
insolvency proceedings against it or the filing by it of a petition or answer or
consent seeking  reorganization or release under the Federal Bankruptcy Code, or
any other  similar  federal or state law,  or the consent by it to the filing of
any such  petition  or the  appointment  of a  receiver,  liquidator,  assignee,
trustee,  or other similar official,  of the Company, or of any substantial part
of its  property,  or the  making  by it of an  assignment  for the  benefit  of
creditors,  or the  admission by it in writing of its inability to pay its debts
generally as they become due or the taking of corporate action by the Company in
furtherance of any such actions; or

            4.2. If, within sixty (60) days after the  commencement of an action
against  the  Company  seeking  any  bankruptcy,   insolvency,   reorganization,
liquidation,  dissolution or similar relief under any present or future statute,
law or  regulation,  such action shall not have been  dismissed or all orders or
proceedings  thereunder  affecting the operations or the business of the Company
stayed,  or if the stay of any such order or proceeding  shall thereafter be set
aside, or if, within sixty (60) days after the  appointment  without the consent
or  acquiescence  of the Company of any trustee,  receiver or  liquidator of the
Company or of all or any substantial part of the properties of the Company, such
appointment shall not have been vacated; or

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            4.3.  The Company  shall have  defaulted  in payment of principal or
interest  under this Note and such  default  shall have  continued  for ten days
following written notice thereof from the Holder.

         5. REPRESENTATIONS. The Company hereby represents and warrants that:

            5.1.  Organization  and Good Standing.  The Company is a corporation
duly  organized,  validly  existing and in good  standing  under the laws of the
State of Delaware.

            5.2. Due Authorization,  Execution and Enforceability. The execution
and delivery by the Company of and the performance of its obligations under this
Note have been duly authorized by all necessary  corporate action on the part of
the Company and this Note has been duly and validly  executed  and  delivered by
the  Company  and  constitutes  a valid and  binding  agreement  of the  Company
enforceable in accordance with its terms.

            5.3. No Default or  Conflicts.  The  execution  and delivery of this
Note by the Company and the performance by the Company of its obligations  under
this Note do not and will not  conflict  with or result in a violation or breach
of, or require any consent,  approval,  authorization  or order  under,  (i) any
applicable law, statute, rule or regulation, judgment, injunction, order, decree
or agreement or (ii) the certificate of incorporation or bylaws of the Company.

         6. NO  RIGHTS  OR  LIABILITIES  AS  STOCKHOLDER.  This Note does not by
itself  entitle the Holder to any voting rights or other rights as a stockholder
of the Company

         7.  AMENDMENT;  WAIVER.  Any term of this Note may be amended,  and the
observance  of any term of this Note may be  waived  (either  generally  or in a
particular  instance and either  retroactively or  prospectively) by the written
consent of the Company  and the  Holder.  Any  amendment  or waiver  effected in
accordance  with the previous  sentence shall be binding upon each future holder
or transferee  of this Note (or part  thereof) and the Company.  The Company and
all endorsers  and  guarantors  of this Note hereby waive  presentment,  demand,
protest,  notice of  dishonor,  notice of  non-payment,  notice of maturity  and
notice of protest for  nonpayment  of this Note and consent to any  extension or
postponement of the time of payment or any other indulgence.

         8.  ASSIGNMENT.  This Note may not be  assigned or  transferred  by the
Holder without the prior written consent of the Company.

         9.  SUCCESSORS  AND  ASSIGNS.  Subject  to  Section  8, all  covenants,
agreements and  undertakings  in this Note by or on behalf of any of the parties
shall bind and inure to the benefit of the respective  successors and assigns of
the parties whether so expressed or not.

         10.  TREATMENT OF NOTE. To the extent  permitted by generally  accepted
accounting  principles,  the Company will treat,  account and report the Note as
debt and not equity for  accounting  purposes  and with  respect to any  returns
filed with federal, state or local tax authorities.

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         11. HEADINGS. The headings in this Note are for purposes of convenience
of
reference only, and shall not be used to interpret this Note.

         12. NOTICES.  Any notice,  request or other  communication  required or
permitted  hereunder  must be given in writing  and shall be deemed to have been
duly given when personally delivered or when deposited in the United States mail
by  registered  or  certified  mail,  postage  prepaid or sent via a  nationally
recognized  overnight  courier  service  to the  Company  or the Holder at their
respective addresses set forth below:

                  To the Company:

                  FinancialContent, Inc.
                  400 Oyster Point Boulevard, Suite 435
                  South San Francisco, CA 94080
                  Fax: 650-745-2677

                  To the Holder:

                  Wing Yu, c/o FinancialContent, Inc.
                  400 Oyster Point Boulevard, Suite 435
                  South San Francisco, CA 94080
                  Fax: 650-745-2677

The Company or Holder may each by written notice so given change its address for
future notices hereunder.

         13.  GOVERNING  LAW;  JURISDICTION.  This Note shall be  construed  and
enforced in accordance  with, and governed by, the internal laws of the State of
California, excluding that body of law applicable to conflicts of law.

         14. ATTORNEYS' FEES. The parties hereto shall pay their own legal fees.
If action is brought to enforce  the  provisions  of this Note,  the  prevailing
party shall be entitled to recover its reasonable costs and expenses,  including
legal fees and disbursements of counsel.

15.  TERMS  BINDING.  By  execution  hereof,  the  Holder of this Note (and each
subsequent  holder of this Note) accepts and agrees to be bound by all the terms
and conditions of this Note.

         16.  SEVERABILITY.  In the event any one or more of the  provisions  of
this Note shall for any reason be held to be invalid,  illegal or unenforceable,
in whole or in part or in any  respect,  or in the event that any one or more of
the provisions of this Note operate or would prospectively operate to invalidate
this Note, then and in any such event,  such  provision(s)  only shall be deemed
null and void and shall not  affect  any  other  provision  of this Note and the
remaining  provisions of this Note shall remain  operative and in full force and
effect and in no way shall be affected, prejudiced or disturbed thereby.

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         17. ENTIRE  AGREEMENT.  This Note  constitutes  and contains the entire
agreement  of the  parties  and  supersedes  any  and  all  prior  negotiations,
correspondence,  understandings,  agreements,  duties or obligations between the
parties respecting the subject matter hereof.

         IN WITNESS  WHEREOF,  the parties have entered into this Note as of the
date first written above.

                               FINANCIALCONTENT, INC.
                               a Delaware corporation

                               By:      /s/ Wilfred Shaw
                                        -------------------------
                               Name:        Wilfred Shaw
                               Title:       Chief Strategy Officer

                               WING YU

                               By:      /s/ Wing Yu
                                        -------------------------
                               Name:        Wing Yu

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