Document:

EXHIBIT 10.45

 

EMPLOYMENT AGREEMENT

 

This EMPLOYMENT AGREEMENT (the “Agreement”)
is made and entered into effective as of March 3, 2015 between FindEx.com, Inc., a Nevada corporation (“Findex”)
and ESCT Acquisition Corp., a Delaware corporation and a wholly-owned subsidiary of Findex (jointly with Findex, the “Corporation”),
and Bo Inge Hakan Gimvang (“Employee”).

 

WHEREAS, Employee desires to become
employed by the Corporation as a senior level corporate executive pursuant to the terms and conditions set forth in this Agreement.

 

WHEREAS, the Corporation desires to
employ Employee in such capacity pursuant to the terms and conditions set forth in this Agreement.

 

Nanotechnology

 

NOW, THEREFORE, the parties agree as follows:

 

1.            Definitions.
For purposes of this Agreement, and in addition to those terms defined in the preamable above, the following terms shall have
the following meanings:

 

“Board of Directors”
– as of any given point in time, the board of directors of the Corporation, as then constituted.

 

“Corporation Materials”
– any documents or other media or tangible items that contain or embody Proprietary Information or any other information
concerning the business, products, services, operations, or plans of the Corporation, irrespective of who they were prepared or
produced by, and including without limitation any printed, typewritten, handwritten, or digital file-based documents, lab reports,
test reports, test results, data compilations, notes, notebooks, blueprints, drawings, photographs, charts, graphs, customer lists,
audio and/or video recordings, as well as product samples, prototypes, or models, and related apparatus, equipment and other physical
property.

 

“Copyrights” –
registered and unregistered copyrights in both published and unpublished works.

 

“Fiscal Year” –
for purposes of financial reporting, the fiscal year of the Corporation, or, if the Corporation uses the calendar year, the calendar
year.

 

“Intellectual Property”
means: (i) Proprietary Information; (ii) trademarks and service marks (whether or not registered), trade names, logos,
trade dress and other proprietary indicia and all goodwill associated therewith, in each case as developed for purposes of the
Corporation; (iii) documentation, advertising copy, marketing materials, web-sites, specifications, mask works, drawings,
graphics, databases, recordings and other works of authorship, whether or not protected by Copyright, in each case as developed
for purposes of the Corporation; (iv) Software, in each case as developed for purposes of the Corporation; and (v) Intellectual
Property Rights, including all Patents, Copyrights, Marks, trade secret rights, mask works, moral rights or other literary property
or authors rights, and all applications, registrations, issuances, divisions, continuations, renewals, reissuances and extensions
of the foregoing, in each case as pursued for purposes of the Corporation.

 

“Intellectual Property Rights”
– all forms of legal rights and protections that may be obtained for, arise out of, or pertain to, any Intellectual Property in
any country of the world.

 

    	1

    	 

    

 

“Intellectual Property Assignment
Agreement” – that certain Intellectual Property Assignment Agreement between the Corporation and Employee entered
into contemporaneously herewith and dated the date hereof, a copy of which is annexed hereto as Exhibit A.

 

“Inventions” –
any original, as-yet unpatented technologies, inventions (whether or not patentable), technologies and/or improvements reflected
by existing Patents, know-how, or trade secrets, and related data.

 

“Knowledge” –
of a given Person (or any similar phrase) means, with respect to any fact or matter, the actual knowledge of any individual, or
in the case of any Person other than an individual, the actual knowledge of any one or more directors, executive officers, or
employees of such Person (inclusive of its subsidiaries) or such knowledge that any such individual, or any director, executive
officer or employee of a Person could be reasonably expected to discover after due investigation concerning the existence of the
fact or matter in question.

 

“Marks” means trademarks,
service marks and other proprietary indicia (whether or not registered).

 

“Moral Rights” –
collectively, all rights of paternity, integrity, disclosure and withdrawal, and any other rights, that may be known as or referred
to within a given legal jurisdiction as “moral rights.”

 

“Patents” means letters
patent, patent applications, provisional patents, design patents, PCT filings, invention disclosures and other rights to Inventions
or designs.

 

“Person” – any
individual, a corporation, a partnership, a limited liability company, a trust, an unincorporated association, governmental authority,
a person, or any political subdivision, agency or instrumentality of a governmental authority, or any other entity or body.

 

“Proprietary Information”
– collectively, any information that was or will be developed, created, or discovered by or on behalf of the Corporation,
or which became or will become known by, or was or is conveyed to the Corporation, which has commercial or other value (realized,
unrealized, or potential) in the Corporation’s business, including without limitation, information (whether conveyed orally
or in writing) relating to technology, ideas, Inventions, products, product road maps, services, processes, formulations, chemical
compounds, combinations, and/or compositions, material compounds, combinations, and/or compositions, algorithms, application programming
interfaces, protocols, Software, designs, data, techniques, works of authorship, business and product development plans, and other
information concerning the Corporation’s actual or anticipated business, research or development, customers, pricing, terms
of sale, personnel (including the salaries and terms of compensation of other Corporation employees), financial data, or which
is received in confidence by or for the Corporation or any affiliates from any other Person.

 

“Software” –
collectively, computer programs, including any and all software implementations of algorithms, models and methodologies, whether
in source code or object code, design documents, flow-charts, user manuals and training materials relating thereto and any translations
thereof.

 

“Term” – the
term of this Agreement as specifically set forth in Section 3 hereof.

 

“Termination for Cause”
– termination by the Corporation of Employee’s employment for reason of (i) Employee’s willful and persistent
inattention to his duties and/or acts amounting to gross negligence or willful dishonesty towards, fraud upon, or deliberate injury
or attempted injury to, the Corporation, (ii) Employee’s willful breach of any term or provision of this Agreement; or (iii)
the commission by Employee of any act or any failure by Employee to act involving serious criminal conduct or moral turpitude,
whether or not directly relating to the business and affairs of the Corporation.

 

    	2

    	 

    

 

“Termination other than
for Cause” – termination by the Corporation of Employee’s employment other than a Termination for
Cause.

 

“Voluntary Termination”
– termination by Employee of Employee’s employment by the Corporation and shall exclude termination by reason
of Employee’s death or disability as described in Sections 3.5 and 3.6.

 

2.            Duties.
During the term of this Agreement, Employee agrees to be employed by and to serve the Corporation as Vice President, Research
and Development, and the Corporation agrees to employ and retain Employee in such capacity. Employee shall devote his reasonable
best efforts and all of his business time, energy, and skill to the affairs of the Corporation; provided, however, that
Employee may undertake such additional charitable and business activities as would not be unreasonable for a full-time senior
level corporate executive with comparable responsibilities to Employee’s employed by a company reasonably comparable to
the Corporation. In the performance of his duties hereunder, Employee shall at all times be subject to the reasonable directions
of the Board of Directors.

 

3.            Term of Employment.

 

3.2       Basic Term. The term of
employment of Employee by the Corporation shall terminate, unless extended by mutual written agreement of Employee and the Corporation,
or unless earlier terminated in accordance with this Agreement three (3) years from the date hereof.

 

3.3       Termination for Cause. Termination
for Cause may be effected by the Corporation at any time during the term of this Agreement and shall be effected by written notification
to Employee. Upon Termination for Cause, Employee shall be immediately paid all accrued base salary, bonuses, any vested deferred
compensation (other than pension plan or profit sharing plan benefits which will be paid in accordance with the applicable plan),
reimbursements for certain expenses and taxes as provided in this Agreement and vacation pay, through the date of termination,
but Employee shall not be paid any other compensation of any kind, including without limitation, severance compensation.

 

3.4       Termination Other than for Cause. Notwithstanding
anything else in this Agreement, the Corporation may effect a Termination other than for Cause at any time upon giving notice
to Employee and tendering immediately therewith all accrued base salary, bonuses, any vested deferred compensation (other than
pension plan or profit sharing plan benefits which will be paid in accordance with the applicable plan) reimbursements for certain
expenses and taxes as specifically provided in this Agreement and vacation pay, through the date of termination in addition, the
Corporation shall pay Employee severance compensation as provided in Section 5 of this Agreement. Employee shall be entitled to
no other compensation of any kind.

 

3.5       Termination by Reason of Disability.
In the event that Employee should, in the reasonable judgment of the Board of Directors of the Corporation, fail to perform his
duties under this Agreement on account of illness or physical or mental incapacity, and such illness or incapacity shall continue
for a period of more than three (3) months, the Corporation shall have the right to terminate Employee’s employment hereunder
by written notification to Employee and payment to Employee of all accrued base salary, bonuses, any vested deferred compensation
(other than pension plan or profit sharing plan benefits which will be paid in accordance with the applicable plan), reimbursements
for certain expenses and taxes as specifically provided in this Agreement and vacation pay. In addition, in the event of a termination
for the disability of Employee, the Corporation shall pay to Employee severance compensation as provided in Section 4 of this
Agreement until the later to occur of (i) one year, or (ii) the expiration of Employee’s employment as provided in section
3.2 of this Agreement.

 

    	3

    	 

    

 

3.6       Death. In the event of Employee’s
death during the term of this Agreement, Employee’s employment shall be deemed to have terminated as of the last day of
the month during which his death occurred, and the Corporation shall pay to his estate accrued base salary, bonuses, any vested
deferred compensation (other than pension plan or profit sharing plan benefits which will be paid in accordance with the applicable
plan), reimbursements for certain expenses and taxes as specifically provided in this Agreement and vacation days, through the
date of termination. In addition, in the event of termination for reason of the death of Employee, the Corporation shall pay to
Employee’s spouse, if she survives him, or, if Employee is not married on the date of his death, then to his estate, severance
compensation as provided in Section 4 of this Agreement until the earliest of (i) the expiration of one year from the date of
Employee’s death, or (ii) if Employee is married on the date of his death, the date of death of such spouse, or (iii) the
expiration of Employee’s employment as provided in Section 2.2 of this Agreement.

 

3.7       Voluntary Termination. In the event
of a Voluntary Termination, the Corporation shall immediately pay all accrued salary, bonuses, any vested deferred compensation
(other than pension plan or profit sharing plan benefits which will be paid in accordance with the applicable plan), reimbursements
for certain expense and taxes as specifically provided in this Agreement and vacation days, through the date of termination, but
no other compensation of any kind, including without limitation severance pay.

 

4.            Salary and Benefits.

 

4.1       Base Salary. As compensation for the
services rendered by Employee as provided in Section 2 of this Agreement, and subject to the terms and conditions of Section 3
of this Agreement, the Corporation agrees to pay Employee a base annual salary of not less than one hundred and twenty thousand
dollars ($120,000), payable in such periodic installments as the Board of Directors may establish from time to time for senior
management, until the first (1st) anniversary of the effective date of this Agreement. The base salary payable to Employee
for each remaining year of the Term following the first (1st) anniversary of the effective date of this Agreement shall
be established on an annual basis by the Board of Directors; provided, however, that such base salary be no less than one
hundred and twenty thousand dollars ($120,000) for any given year during the Term.

 

4.2       Bonuses. In addition to
the base salary payable pursuant to Section 4.1 of this Agreement, for each Fiscal Year ended throughout the Term, the Corporation
shall pay Employee, as an incentive-based bonus, an amount in cash or other compensation, if any, determined in the exclusive
discretion of the Board of Directors. Such bonus shall be payable, or otherwise deliverable as appropriate, within thirty (30)
days of the end of the first fiscal quarter following each such corresponding Fiscal Year ended.

 

4.3       Employee Benefit Plans.
Employee shall be eligible to participate in such of the Corporations’ benefit plans as may be established by the Board
of Directors and made generally available of the Corporation (including without limitation any plans and programs of affiliates
of the Corporation in which the Corporation has elected to participate), including any retirement, profit sharing, deferred compensation,
stock option, medical, dental, and health insurance plans.

 

    	4

    	 

    

 

4.4       Required Travel and Accommodations.
It is hereby acknowledged that Employee currently resides in the greater Daytona Beach, FL area, and that, for the foreseeable
future, Employee shall be commuting to and from the offices of the Corporation on a weekly or other basis and Employee shall be
entitled to reimbursement by the Corporation for the entirety of his reasonable airfare and hotel or other hospitality accommodations
incurred as a result thereof, provided, however, that Employee promptly furnishes to the Corporation adequate records and
other documentary evidence required by federal and state statutes and regulations issued by the appropriate tax authorities for
the substantiation of each such expenditure as an income tax deduction.

 

4.5       Vacations; Taxes; Other Business and Travel
Expenses. Employee will be entitled to vacation periods each year similar to those taken by the Corporation’s other
key officers. Employee will be allowed up to four (4) weeks. Employee will also be entitled to reimbursement for his reasonable
business expenses incurred in connection with the performance of his duties hereunder commencing on the effective date hereof,
including expenditures for entertainment, gifts and other travel, provided, however, that (a) each such expenditure is
of a nature qualifying it as a prior deduction on the federal and state income tax returns of the Corporation, and (b) Employee
promptly furnishes to the Corporation adequate records and other documentary evidence required by federal and state statutes and
regulations issued by the appropriate tax authorities for the substantiation of each such expenditure as an income tax deduction.

 

4.6       Deferred Compensation. Any reduction
in the first year base salary, bonus, benefits, auto lease, vacation, expense, or tax reimbursement shall, nonetheless, be carried
forward as deferred compensation or reimbursement and be payable in cash in full upon termination of Employee’s employment,
without regard to the reason for such termination.

 

4.7       Indemnification. The Corporation shall
indemnify and hold harmless Employee in connection with the defense of any action, suit or proceeding to which he is a party or
threat thereof, by reason of his being or having been an Employee or director of the Corporation to the fullest extent that may
be permitted by applicable law.

 

5.            Severance Compensation.

 

5.1       Termination other than for Cause. In
the event that Employee’s employment is terminated in a termination other than for Cause, Employee shall be paid concurrently
with the notice of termination a severance pay an amount equal to his then base salary as would otherwise accrue throughout the
remainder of the Term.

 

5.2       Other Termination. In the event of
a Voluntary Termination or Termination for Cause, neither Employee nor his estate shall be paid or otherwise entitled to any severance
pay.

 

6.            Non-Competition.

 

6.1       During the Term of Employment.
During the term of his employment under this Agreement, Employee shall not directly or indirectly, as an owner, partner, shareholder,
employee, consultant, or in any similar manner, engage in any activity competitive with or adverse to the business in which the
Corporation is engaged at the time. Notwithstanding the foregoing, Employee shall be free, without the Corporation’s consent,
to purchase or hold as an investment or otherwise, up to one percent (1%) of the outstanding common stock or other securities
of any company or other entity which has its securities publicly traded on any recognized securities exchange or in the over-the-counter
market, or two and one half percent (2.5%) of the stock or other securities of any privately held company or other entity that
might be reasonably deemed to be in competition with the businesses of the Corporation.

 

    	5

    	 

    

 

6.2     After Termination.
In the event of a Voluntary Termination or Termination for Cause, Employee covenants that he shall not for one (1) year following
such termination directly or indirectly as an owner, partner, shareholder, employee, consultant, or in any similar manner engage,
in competition with the Corporation, in any of the same types of businesses as the Corporation is engaged at the time of the termination,
it being agreed that the existence of any competitive relationship in the ownership, employment, consultation or other activity
of Employee shall be a matter subject to determination in good faith, albeit exclusively, by the Board of Directors. Notwithstanding
the foregoing, the purchase or holding by Employee as an investment or otherwise of up to one percent (1%) of the outstanding
common stock or other securities of any company or other entity which has its securities publicly traded on any recognized securities
exchange or in the over-the-counter market, or two and one half percent (2.5%) of the stock or other securities of any privately
held company or other entity, that might be reasonably deemed to be in competition with the businesses of the Corporation shall
not constitute a breach of the covenant contained in this Section 6.2.

 

7.            Corporation Materials and Intellectual
Property Related Matters.

 

7.1      Certain Acknowledgements
and Related Covenants.

 

7.1.1      Confidentiality. Employee
understands and acknowledges that the Corporation does currently possess and shall throughout the Term continue to possess Proprietary
Information and Corporation Materials which are material to its business, and that his employment pursuant to this Agreement is
intended to and shall create a relationship of trust and confidence between Employee and the Corporation with respect to Proprietary
Information and Corporation Materials. Employee agrees and covenants that all confidential and Proprietary Information shall be
kept and treated as confidential both during and indefinitely after the Term, provided, however, that Employee shall not
incur any liability for disclosure of information which (a) was permitted by the Board of Directors, as evidenced by a written
authorization, or (b) is within the public domain or comes within the public domain without any breach of this Agreement.

 

7.1.2      Ownership and Possession of Corporation
Materials. Employee understands and acknowledges that all Corporation Materials shall be the sole and exclusive property of
the Corporation, and agrees and covenants (i) not to remove any Corporation Materials from the business premises of the Corporation
or deliver any Corporation Materials to any person or entity outside the Corporation, except as he may be required to do in connection
with performing his duties hereunder, and (ii) that, immediately upon the termination of his employment by himself or by the Corporation
for any reason, or for no reason, or during his employment if so requested by the Corporation, he shall surrender and return to
the Corporation all Corporation Materials, or any reproductions or other copies or excerpts thereof, excepting only (a) any
copies of records relating to his compensation, (b) personal copies of any such materials previously distributed generally
to stockholders of the Corporation, and (c) a copy of this Agreement and the Intellectual Property Assignment Agreement.

 

7.2      Intellectual Property
Rights. As a fundamental component of the consideration for the employment by the Corporation of the Employee and the compensation
received by Employee from the Corporation from time to time pursuant hereto, Employee hereby acknowledges, agrees and/or covenants
(as applicable) as follows:

 

(a)         all Intellectual Property
Rights shall be and remain the sole property of the Corporation.

 

    	6

    	 

    

 

(b)         except as may be limited in accordance
with section 7.2(h) below, Employee hereby irrevocably assigns to the Corporation any Intellectual Property Rights he may have,
be deemed hereinafter to have, acquire, or be deemed hereinafter to have acquired.

 

(c)         Employee shall promptly report
and disclose in writing to the chief executive officer of the Corporation all Inventions (i) made or conceived or reduced to practice
or developed by Employee (in whole or in part, either alone or jointly with any member(s) of his team or department) during the
term of his employment, or (ii) conceived, reduced to practice, or developed by him within twelve (12) months of the termination
of his employment by the Corporation.

 

(d)         all Inventions made, conceived,
reduced to practice or developed by Employee (in whole or in part, either alone or jointly with any member(s) of his team or department)
during his employment shall be the sole property of the Corporation to the maximum extent permitted by applicable state labor
or other law, copies of which laws Employee hereby represents that he has been furnished with by the Corporation and understands.

 

(e)         upon request by the Corporation,
Employee shall from time to time as may be reasonably required, perform, during and after cessation of his employment by the Corporation,
all acts deemed necessary or desirable by the Corporation to permit and assist it, at the Corporation’s expense, in perfecting,
establishing, securing, obtaining, maintaining, evidencing, defending and enforcing any Intellectual Property Rights and/or the
assignment contained herein with respect thereto in any and all countries, including without limitation, execution of documents
and assistance or cooperation in legal proceedings.

 

(f)         Employee hereby irrevocably
designates and appoints the Corporation and its duly authorized officers and agents, as his agents and attorneys-in-fact, with
full power of substitution, to act for and on his behalf and in his stead, to execute and file any documents and to do all other
lawfully permitted acts to further the above purposes with the same legal force and effect as if executed by Employee.

 

(g)         to the extent any Moral Rights
cannot be assigned under applicable law and to the extent permissible under the laws in the various countries in which the doctrine
of Moral Rights is recognized, Employee hereby waives any Moral Rights, consents to any action of the Corporation that would violate
such Moral Rights in the absence of such consent, and shall confirm any such waivers and consents from time to time as requested
by the Corporation.

 

(h)         attached hereto as Schedule
7.2(h) is a complete list of all existing Inventions to which Employee claims ownership as of the date of this Agreement and
that Employee intends to specifically clarify as not being subject to either this Agreement or the Intellectual Property Assignment
Agreement, and Employee hereby represents that such list is complete.

 

8.            Non-Solicitation.
Throughout the Term and for a period of one (1) year thereafter, Employee shall not encourage or solicit any employee or consultant
of the Corporation to leave the Corporation for any reason; provided, however, that this prohibition obligation shall not affect
any dutiful responsibility Employee may have with respect to the bona fide hiring and firing of Corporation personnel.

 

9.            Non-Competition.
Throughout the Term and for a period of one (1) year thereafter, Employee shall not engage in any employment, business, or activity
that is in any way competitive with the business or proposed business of the Corporation, and will not assist, directly or indirectly,
any other person or organization in competing with the Corporation or in preparing to engage in competition with the business
or proposed business of the Corporation. The provisions of this paragraph shall apply both during normal working hours and at
all other times including, without limitation, evenings, weekends and vacation time, while Employee is employed by the Corporation.

 

    	7

    	 

    

 

10.          Miscellaneous.

 

10.1     Waiver. The waiver of the
breach of any provision of this Agreement shall not operate or be construed as a waiver of any subsequent breach of the same or
other provision hereof.

 

10.2    Entire Agreement; Modification.
Except as otherwise expressly provided herein, this Agreement represents the entire understanding among the parties with respect
to the subject matter hereof and supersedes any and all prior understandings, agreements, plans and negotiations, writer or oral,
with respect to the subject matter hereof, including without limitation any understandings, agreements or obligations respecting
any past or future compensation, bonuses, reimbursements, or other payments or entitlements to Employee from the Corporation.
All modifications to the Agreement must be in writing and signed by the party against whom enforcement of such modification is
sought.

 

10.3    Notices. All notices and
other communications under this Agreement shall be in writing and shall be delivered personally or given by telegraph or facsimile
transmission or first class mail and shall be deemed to have been duly given when personally delivered or seven days after mailing
or one day after facsimile or telegraph transmission to the respective persons named below:

 

	 	If to the Corporation:	FindEx.com, Inc.
	 	 	1313 South Killian Drive
	 	 	Lake Park, FL 33403
	 	 	 
	 	If to Employee:	Bo Inge Hakan Gimvang
	 	 	4170 South Ridgewood Ave.
	 	 	Port Orange, FL 32127

 

Any party may change its address for notices by notice duly
pursuant to this Section 10.3.

 

10.4    Headings. The Section headings
herein are intended for reference and shall not by themselves determine the construction or interpretation of this Agreement.

 

10.5    Governing Law; Consent to Jurisdiction.
This Agreement shall be governed by and construed in accordance with the laws of the State of Florida. Employee and the Corporation
each agree that service upon them in any such action may be made by first class mail, certified or registered, in the manner provided
for delivery of notices in Section 10.3.

 

10.6    Injunctive Relief. The
parties acknowledge and agree that the extent of damages to the Corporation in the event of a breach of Sections 6, 7, 8, or 9
of this Agreement would be difficult or impossible to ascertain and that there is and will be available to the Corporation no
adequate remedy at law in the event of any such breach. Accordingly, Employee agrees that, in the event of such breach, the Corporation
shall be entitled to enforce such sections by injunctive or other equitable relief in addition to any other relief to which the
Corporation may be entitled.

 

10.7    Attorneys. In the event
legal action in brought to interpret or enforce this Agreement, the prevailing party shall be entitled to recover its reasonable
attorney fees and related costs.

 

    	8

    	 

    

 

10.8    Survival; Non-Assignability.
The Corporation’s obligations hereunder shall not be terminated by reason of any liquidation, dissolution, bankruptcy, cessation
of business, or similar event relating to the Corporation. This Agreement shall not be terminated by any merger or consolidation
or other reorganization of the Corporation. In the event any such merger, consolidation, or reorganization shall be accomplished
by transfer of stock or by transfer of assets or otherwise, the provisions of this Agreement shall be binding upon and shall insure
to the benefit of the surviving or resulting Corporation or person. This Agreement shall be binding upon and insure to the benefit
of the executors, administrators, heirs, successors and assigns of the parties; provided, however, that, except as herein
expressly provided, this Agreement shall not be assignable either by the Corporation (except to an affiliate of the Corporation)
or by Employee.

 

10.9    Counterparts. This Agreement
may be executed in one or more counterparts, all of which taken together shall constitute one and the same Agreement.

 

10.10  Severability. If any portion
of this Agreement is determined to be invalid or unenforceable, the remainder shall be valid and enforceable to the maximum extent
possible.

 

IN WITNESS WHEREOF, the parties have
executed this Agreement effective as of the day and year first above written.

 

 

	 	 
	 	Bo Inge Hakan Gimvang
	 	 	 
	 	COMPANY:
	 	 	 
	 	FINDEX.COM, INC.
	 	 	 
	 	By:	 
	 	Name:	John Kuehne
	 	Title:	Compensation Committee Chairman
	 	 	 
	 	ESCT ACQUISITION
    CORP.
	 	 	 
	 	By:	 
	 	Name:	John Kuehne
	 	Title:	Compensation Committee Chairman

 

    	9

    	 

    

 

SCHEDULE 7.2(h)

 

List of Preexisting Inventions

 

    	 

    	 

    

 

EXHIBIT A

 

Intellectual Property Assignment AgreementEXHIBIT 10.46

 

LOAN MODIFICATION AGREEMENT

 

This Loan Modification Agreement (this “Agreement”)
is made and entered into this 2nd day of March, 2015 by and between among FindEx.com, Inc., a Nevada corporation with its principal
place of business located at 1313 South Killian Drive, Lake Park, FL 33403 (“FIND”), and Phoebe H. Conway,
an individual residing Phoebe H. Conway, at 143 Pinnacle Point Drive, Seneca, SC 29672 (“Conway”).

 

WHEREAS, Conway is the record holder of a certain
promissory note dated July 23, 2014 in the principal amount of USD$250,000 issued by FIND which note is convertible at the election
of Conway and in accordance with certain terms into shares of FIND common stock, a copy of which note is annexed hereto as Exhibit
A and made a part hereof (the “July 2014 Note”);

 

WHEREAS, for reasons relating to certain constraints
currently being placed on FIND’s ability to obtain required financing from third parties based, among other things, on the
terms of the conversion feature contained in the July 2014 Note, FIND desires to cancel the July 2014 Note and issue and deliver
to Conway in its stead a certain replacement note not carrying a conversion feature;

 

WHEREAS, Conway is willing to accept a replacement
note in exchange for the July 2014 Note provided that the replacement note reflect an increase in the principal sum payable thereunder
from USD$250,000 to USD$300,000;

 

NOW THEREFORE, for and in consideration of the
premises and the mutual covenants contained herein, and for the other good and valuable consideration, the receipt, adequacy and
legal sufficiency of which are hereby acknowledged, the parties do hereby agree as follows:

 

1.        Cancellation
of July 2014 Note; Replacement with New Note. The July 2014 Note is hereby irrevocably terminated and rendered void for all
purposes from and after the date hereof, and FIND shall issue and deliver to Conway as of the date hereof and contemporaneously
herewith a new debt securities instrument in lieu thereof in the form annexed hereto as Exhibit B and made a part hereof
(the “Replacement Note”).

 

2.        Governing
Law. This Agreement shall be governed in all respects, including validity, interpretation and effect, by the laws of the State
of Florida.

 

3.        Counterparts.
This Agreement may be executed in one or more counterparts, all of which shall be considered one and the same agreement and shall
become effective when one or more counterparts have been signed by each of the parties and delivered to the other party, it being
understood that all parties need not sign the same counterpart.

 

IN WITNESS WHEREOF, the parties have caused this
Agreement to be executed as of the date first above written.

 

	 	 	FINDEX.COM, INC.
	 	 	 
	 	 	By:	 
	Phoebe H. Conway	 	Name:	Steven Malone
	 	 	Title:	President & Chief Executive Officer

 

    	 

    	 

    

 

EXHIBITS

 

	Exhibit A	July 2014 Note
	 	 
	Exhibit B	Replacement Note

 

    	2

    	 

    

 

THE SECURITY REPRESENTED BY THIS PROMISSORY
NOTE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “ACT”), OR UNDER THE SECURITIES OR
“BLUE SKY” LAWS OF ANY STATE. ACCORDINGLY, SUCH NOTE MAY NOT BE TRANSFERRED, SOLD, PLEDGED, ENCUMBERED OR OTHERWISE
DISPOSED OF (A “TRANSFER”) EXCEPT (i) PURSUANT TO AN EFFECTIVE REGISTRATION STATEMENT UNDER THE ACT OR (ii) UPON RECEIPT
OF AN OPINION OF COUNSEL REASONABLY SATISFACTORY TO THE COMPANY TO THE EFFECT THAT SUCH TRANSFER IS EXEMPT FROM REGISTRATION UNDER
THE ACT AND UNDER ANY APPLICABLE STATE SECURITIES OR ‘BLUE SKY’ LAWS. THIS LEGEND SHALL BE ENDORSED UPON ANY PROMISSORY
NOTE ISSUED IN EXCHANGE FOR THIS PROMISSORY NOTE.

 

Ecosmart
Surface & Coating Technologies, Inc.

 

	USD$250,000.00	As of July 23, 2014
	 	Lake Park, FL

 

CONVERTIBLE PROMISSORY NOTE

 

EcoSmart Surface & Coating Technologies, Inc.,
a Florida corporation with its principal place of business located at 1313 South Killian Drive, Lake Park, FL 33403 (inclusive
of any successors-in-interest, the “Company”), for cash value received, hereby promises to pay to Phoebe H.
Conway (inclusive of any designated assigns, “Holder”), at 143 Pinnacle Point Drive, Seneca, SC 29672, (i)
on each of November 1, 2014, February 1, 2015, and May 1, 2015, interest, calculated at the rate of ten percent (10%) per annum
(the “Applicable Interest Rate”) from the date of this convertible promissory note (this “Note”),
on the principal sum of two hundred fifty thousand U.S. dollars (USD$250,000.00) (the “Principal Face Amount”),
such interest payments to be made in equal, quarter-annual payments of six thousand two hundred fifty dollars (USD$6,250.00) each,
and (ii) unless re-paid in full prior to August 1, 2015 (the “Maturity Date”), on the Maturity Date, a lump-sum
balloon payment of the Principal Face Amount, together with any then-accrued but unpaid interest on such amount calculated at
the Applicable Interest Rate.

 

1.        Right of Conversion/Exchange. At all
times prior to repayment of the obligation reflected by this Note through the Maturity Date, Holder shall have the right, exercisable
at its election upon no less than ten (10) business days notice to the Company, to convert/exchange the principal and accrued
interest payable under and on this Note pursuant to Section 3(a)(9) of the Securities Act of 1933, as amended, into/for restricted
shares of the common stock, par value $0.0001 per share, of the Company (the “Company Common Stock”) on the
basis of a value per share of Company Common Stock equal to fifty percent (50%) of the the closing bid quoted public market trading
price for the Company Common Stock on the date of such notice, provided the Company Common Stock is being publicly traded and
quoted as of such date, or, if not publicly traded, at the pre-market valuation of the last completed private offering conducted
by the company in excess of one million U.S. dollars ($1,000,000); provided, however, that, in lieu of any fractional share
to which Holder would otherwise be entitled upon conversion/exchange of this Note, the Company shall pay to the Holder in the
form of cash the amount of the unconverted/unexchanged principal and interest of this Note that would otherwise be converted/exchanged
into such fractional share.

 

2.        Default. The occurrence of any of the
following shall constitute an “Event of Default” under this Note:

 

(a)     Any failure on the part of the Company
to remit to Holder any amounts of principal and/or interest due hereunder as and when due hereunder; 

 

(b)     Any failure or unreasonable delay on
the part of the Company to deliver a certificate representing the appropriate number of shares of Company Common Stock upon any
conversion/exchange of an amount otherwise due hereunder in accordance with Section 1 of this Note;

 

    	3

    	 

    

 

(c)     Any assignment on the part of the Company
for the benefit of creditors, or filing of a petition in bankruptcy or for reorganization or to effect a plan or arrangement with
creditors;

 

(d)     Any application on the part of the Company
for, or voluntary permission of, the appointment of a receiver or trustee for any or all Company property;

 

(e)     Any action or proceeding described in
the foregoing paragraphs (c) and (d) is commenced against the Company and such action or proceeding is not vacated within sixty
(60) days of its commencement;

 

(f)      Notwithstanding any one or more provisions
of the Company’s bylaws at any time hereunder, any election or other appointment to the board of directors of the Company
that has the effect of either (i) expanding the membership thereof to more than five (5) seats, and/or (ii) filling any one (1)
or two (2) of the current vacancies thereon with any individual not expressly approved in writing by Holder within its exclusive
discretion; or

 

(g)     Any dissolution or liquidation of the
Company.

 

3.        Remedies Upon Default. Upon any Event
of Default, Holder may, with or without further notice, declare the entire remaining principal sum of this Note, together with
all interest accrued thereon, immediately due and payable.

 

4.        Notices. Any notice, demand or request
relating to any matter set forth herein shall be made in writing and shall be deemed effective when hand delivered or when mailed,
postage pre-paid by registered or certified mail return receipt requested, when picked-up by or delivered to a recognized overnight
courier service, either to the Company at its address stated above, or to Holder at its address stated above, or such other address
as either party shall have notified the other in writing as aforesaid from and after the date hereof.

 

5.        Applicable Law. This Note is issued under
and shall for all purposes be governed by and construed in accordance with the laws of the State of Florida, without regard to
conflict of laws.

 

6.        Integration; Modification.
This Note constitutes the entirety of the rights and obligations of each of the Holder and the Company with respect to the subject
matter hereof. No provision of this Note may be modified except by an instrument in writing signed by the party against whom the
enforcement of any such modification is or may be sought.

 

IN WITNESS WHEREOF, the Company
has caused this Note to be signed on its behalf by its duly authorized officer, all as of the date first above written

 

	 	Ecosmart
    Surface & Coating

Technologies, Inc.
	 	 	 
	 	By:	 
	 	Steven Malone
	 	Chief Executive Officer

 

    	4

    	 

    

 

THE SECURITY REPRESENTED BY THIS PROMISSORY
NOTE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “ACT”), OR UNDER THE SECURITIES OR
“BLUE SKY” LAWS OF ANY STATE. ACCORDINGLY, SUCH NOTE MAY NOT BE TRANSFERRED, SOLD, PLEDGED, ENCUMBERED OR OTHERWISE
DISPOSED OF (A “TRANSFER”) EXCEPT (i) PURSUANT TO AN EFFECTIVE REGISTRATION STATEMENT UNDER THE ACT OR (ii) UPON RECEIPT
OF AN OPINION OF COUNSEL REASONABLY SATISFACTORY TO THE COMPANY TO THE EFFECT THAT SUCH TRANSFER IS EXEMPT FROM REGISTRATION UNDER
THE ACT AND UNDER ANY APPLICABLE STATE SECURITIES OR ‘BLUE SKY’ LAWS. THIS LEGEND SHALL BE ENDORSED UPON ANY PROMISSORY
NOTE ISSUED IN EXCHANGE FOR THIS PROMISSORY NOTE.

 

Findex.com,
Inc.

 

	USD$300,000.00	As of March 2, 2015
	 	Lake Park, FL

 

PROMISSORY NOTE

 

Findex.com, Inc., a Nevada corporation with its
principal place of business located at 1313 South Killian Drive, Lake Park, FL 33403 (inclusive of any successors-in-interest,
the “Company”), for cash value received, hereby promises to pay to Phoebe H. Conway (inclusive of any designated
assigns, “Holder”), at 143 Pinnacle Point Drive, Seneca, SC 29672, (i) on each of March 15, 2015, and May 1,
2015, interest, calculated at the rate of ten percent (10%) per annum (the “Applicable Interest Rate”) from
the date of this promissory note (this “Note”), on the principal sum of three hundred thousand U.S. dollars
(USD$300,000.00) (the “Principal Face Amount”), such interest payments to be made in equal quarter- annual
payments of seven thousand five hundred dollars (USD$7,500.00) each, and (ii) unless re-paid in full prior to August 1, 2015 (the
“Maturity Date”), on the Maturity Date, a lump-sum balloon payment of the Principal Face Amount, together with
any then-accrued but unpaid interest on such amount calculated at the Applicable Interest Rate.

 

1.        Default. The occurrence of any of
the following shall constitute an “Event of Default” under this Note:

 

(a)     Any failure on the part of the Company to remit to Holder any amounts of principal and/or interest due hereunder as and when due
hereunder;

 

(b)     Any failure or unreasonable delay on the part of the Company to deliver a certificate representing the appropriate number of shares
of Company Common Stock upon any conversion/exchange of an amount otherwise due hereunder in accordance with Section 1 of this
Note;

 

(c)     Any assignment on the part of the Company for the benefit of creditors, or filing of a petition in bankruptcy or for reorganization
or to effect a plan or arrangement with creditors;

 

(d)     Any application on the part of the Company for, or voluntary permission of, the appointment of a receiver or trustee for any or
all Company property;

 

(e)     Any
action or proceeding described in the foregoing paragraphs (c) and (d) is commenced against the Company and such action or proceeding
is not vacated within sixty (60) days of its commencement;

 

    	5

    	 

    

 

(f)      Notwithstanding any one or more provisions
of the Company’s bylaws at any time hereunder, any election or other appointment to the board of directors of the Company
that has the effect of either (i) expanding the membership thereof to more than five (5) seats, and/or (ii) filling any one (1)
or two (2) of the current vacancies thereon with any individual not expressly approved in writing by Holder within its exclusive
discretion; or

 

(g)     Any dissolution or liquidation of the Company.

 

3.        Remedies Upon Default.
Upon any Event of Default, Holder may, with or without further notice, declare the entire remaining principal sum of this Note,
together with all interest accrued thereon, immediately due and payable.

 

4.        Notices. Any notice,
demand or request relating to any matter set forth herein shall be made in writing and shall be deemed effective when hand delivered
or when mailed, postage pre-paid by registered or certified mail return receipt requested, when picked-up by or delivered to a
recognized overnight courier service, either to the Company at its address stated above, or to Holder at its address stated above,
or such other address as either party shall have notified the other in writing as aforesaid from and after the date hereof.

 

5.        Applicable Law.
This Note is issued under and shall for all purposes be governed by and construed in accordance with the laws of the State of
Florida, without regard to conflict of laws.

 

6.        Integration; Modification.
This Note constitutes the entirety of the rights and obligations of each of the Holder and the Company with respect to the subject
matter hereof. No provision of this Note may be modified except by an instrument in writing signed by the party against whom the
enforcement of any such modification is or may be sought.

 

IN WITNESS WHEREOF, the Company has caused this
Note to be signed on its behalf by its duly authorized officer, all as of the date first above written

 

	 	FINDEX.COM, INC.
	 	 	 
	 	By:	 
	 	Name: 	Steven Malone
	 	Title:	President

 

 

6

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00243-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00243-of-00352.parquet"}]]