Document:

Exhibit 10.1 AmendmentNo2toCreditAgreement

EXHIBIT 10.1

AMENDMENT NO. 2 TO CREDIT AGREEMENT
This AMENDMENT NO. 2 TO CREDIT AGREEMENT (this “Amendment”), dated as of March 11, 2014, is entered into by and among MOHAWK INDUSTRIES, INC., a Delaware corporation (the “Company”), ALADDIN MANUFACTURING CORPORATION, a Delaware corporation (“Aladdin”), DAL-TILE DISTRIBUTION, INC., a Delaware corporation (“Dal-Tile”), MOHAWK UNITED INTERNATIONAL B.V., a private limited liability company (besloten vennootschap met beperkte aansprakelijkheid) incorporated under the laws of the Netherlands, having its official seat (statutaire zetel) in Oisterwijk, the Netherlands and its office at Beneluxstraat 1 (5061 KD) Oisterwijk, the Netherlands, and registered with the Trade Register of the Chambers of Commerce under number 17229715 (“Mohawk BV”), MOHAWK FOREIGN HOLDINGS S.À R.L., a company organized and existing under the laws of Luxembourg as a société à responsibilité limitée (“Mohawk Foreign”), MOHAWK INTERNATIONAL HOLDINGS S.À R.L., a company organized and existing under the laws of Luxembourg as a société à responsibilité limitée (“Mohawk International”), MOHAWK FOREIGN FUNDING S.À R.L., a company organized and existing under the laws of Luxembourg as a société à responsibilité limitée (“Mohawk Funding”), UNILIN BVBA, a private limited liability company (besloten vennootschap met beperkte aansprakelijkheid) organized under the laws of Belgium (“Unilin”, and collectively with the Company, Aladdin, Dal-Tile, Mohawk BV, Mohawk Foreign, Mohawk International and Mohawk Funding, the “Borrowers”), each Lender party hereto and WELLS FARGO BANK, NATIONAL ASSOCIATION, as Administrative Agent, Swing Line Lender and an L/C Issuer.
RECITALS
WHEREAS, the Borrowers, the Lenders and the Administrative Agent are parties to the Credit Agreement, dated as of September 25, 2013 and as amended as of October 10, 2013, (the “Credit Agreement”, and as amended by this Amendment, the “Amended Credit Agreement”), pursuant to which the Lenders have extended a revolving credit facility to the Borrowers; and
WHEREAS, the Borrowers have requested that the Administrative Agent and the Lenders signatory hereto agree to certain amendments to the Credit Agreement as provided herein, and the Administrative Agent and each of the undersigned Lenders have agreed to such requests, subject to the terms and conditions of this Amendment.
NOW, THEREFORE, for valuable consideration, the receipt and adequacy of which are hereby acknowledged, the parties hereto hereby agree as follows:
1.Defined Terms.  Unless otherwise defined herein, capitalized terms used herein shall have the meanings, if any, assigned to such terms in the Amended Credit Agreement.  
2.    Amendment to Credit Agreement.  Effective as of the date hereof but subject to the satisfaction of the conditions precedent set forth in Section 4 below, Section 4.02(a) of the Credit Agreement is amended by inserting the text “(other than the representations and warranties in Section 5.05(c) and Section 5.06(b))” immediately after the text “contained in Article V” appearing in clause (i) of such section.
3.    Representations and Warranties.  The Borrowers and the Guarantors hereby represent and warrant to the Administrative Agent and the Lenders as follows:
(a)    no Default has occurred and is continuing, or would result from this Amendment;

(b)    the execution, delivery and performance by the Borrowers of this Amendment have been duly authorized by all necessary corporate and other action and do not and will not require any registration with, consent or approval of, or notice to or action by, any Person (including any Governmental Authority) in order to be effective and enforceable; 
(c)    this Amendment constitutes the legal, valid and binding obligations of each Borrower, enforceable against it in accordance with its terms, without defense, counterclaim or offset; and
(d)    both before and immediately after giving effect to this Amendment, the representations and warranties contained in Article V of the Amended Credit Agreement (with each reference therein to “this Agreement”, “hereunder”, “Loan Document” and words of like import referring to the Credit Agreement being deemed to be a reference to the Amended Credit Agreement) are true and correct in all material respects (or, if qualified by materiality or Material Adverse Effect, in all respects) on and as of the date hereof, except to the extent that such representations and warranties specifically refer to an earlier date, in which case they are true and correct as of such earlier date, and except that the representations and warranties contained in subsections (a) and (b) of Section 5.05 of the Amended Credit Agreement shall be deemed to refer to the most recent statements furnished pursuant to subsections (a) and (b), respectively, of Section 6.01 of the Amended Credit Agreement.
4.    Conditions to Effectiveness.  
(a)    This Amendment will become effective as of the date hereof when and if each of the following conditions has been satisfied:
(i)    the Administrative Agent shall have received counterparts of this Amendment duly executed by the Borrowers, the L/C Issuers, the Swing Line Lender and Lenders constituting Required Lenders; and
(ii)    unless waived by the Administrative Agent, the Company shall have paid all fees, charges and disbursements of counsel to the Administrative Agent (directly to such counsel if requested by the Administrative Agent) to the extent invoiced at least two (2) Business Days prior to or on the date hereof, plus such additional amounts of such fees, charges and disbursements as shall constitute its reasonable estimate of such fees, charges and disbursements incurred or to be incurred by it through the closing proceedings (provided that such estimate shall not thereafter preclude a final settling of accounts between the Company and the Administrative Agent).
(b)    For purposes of determining compliance with the conditions specified in this Section 4, each Lender that has executed this Amendment and delivered it to the Administrative Agent shall be deemed to have consented to, approved or accepted, or to be satisfied with, each document or other matter required under Section 4 to be consented to or approved by or acceptable or satisfactory to such Lender unless the Administrative Agent shall have received notice from such Lender prior to the proposed date of this Amendment specifying its objection thereto.
(c)    From and after the date hereof, the Credit Agreement is amended as set forth herein.  Except as expressly amended pursuant hereto, the Credit Agreement shall remain unchanged and in full force and effect and is hereby ratified and confirmed in all respects.
(d)    The Administrative Agent will notify the Company and the Lenders of the occurrence of the effectiveness of this Amendment.

2

5.    Miscellaneous.
(a)    Except as herein expressly amended, all terms, covenants and provisions of the Credit Agreement and each other Loan Document are and shall remain in full force and effect.  Upon the effectiveness of this Amendment, each reference in the Credit Agreement to “this Agreement”, “hereunder”, “hereof” or words of like import referring to the Credit Agreement, and each reference in the other Loan Documents to “the Credit Agreement”, “thereunder”, “thereof” or words of like import referring to the Credit Agreement, shall mean and be a reference to the Amended Credit Agreement.  This Amendment shall be deemed incorporated into, and a part of, the Credit Agreement.
(b)    This Amendment shall be binding upon and inure to the benefit of the parties hereto and their respective successors and assigns under the Loan Documents.
(c)    THIS AMENDMENT IS SUBJECT TO THE PROVISIONS OF SECTIONS 10.14 AND 10.15 OF THE AMENDED CREDIT AGREEMENT RELATING TO GOVERNING LAW, VENUE AND WAIVER OF RIGHT TO TRIAL BY JURY, THE PROVISIONS OF WHICH ARE BY THIS REFERENCE INCORPORATED HEREIN IN FULL.
(d)    This Amendment may be executed in counterparts (and by different parties hereto in different counterparts), each of which shall constitute an original, but all of which when taken together shall constitute a single contract.  This Amendment and the other Loan Documents constitute the entire contract among the parties relating to the subject matter hereof and supersede any and all previous agreements and understandings, oral or written, relating to the subject matter hereof.  Except as provided in Section 4, this Amendment shall become effective when it shall have been executed by the Administrative Agent and when the Administrative Agent shall have received counterparts hereof that, when taken together, bear the signatures of each of the other parties required to be a party hereto.  Delivery of an executed counterpart of a signature page of this Amendment by telecopy or other electronic imaging means shall be effective as delivery of a manually executed counterpart of this Amendment.  This Amendment may not be amended except in accordance with the provisions of Section 10.01 of the Amended Credit Agreement.
(e)    If any provision of this Amendment or the other Loan Documents is held to be illegal, invalid or unenforceable, (i) the legality, validity and enforceability of the remaining provisions of this Amendment and the other Loan Documents shall not be affected or impaired thereby and (ii) the parties shall endeavor in good faith negotiations to replace the illegal, invalid or unenforceable provisions with valid provisions the economic effect of which comes as close as possible to that of the illegal, invalid or unenforceable provisions.  The invalidity of a provision in a particular jurisdiction shall not invalidate or render unenforceable such provision in any other jurisdiction.  
(f)    The Company agrees to pay in accordance with Section 10.04 of the Credit Agreement all reasonable out of pocket expenses actually incurred by the Administrative Agent and its Affiliates in connection with the preparation, execution, delivery, administration of this Amendment and the other instruments and documents to be delivered hereunder, including, without limitation, the reasonable and documented fees, charges and disbursements of counsel to the Administrative Agent with respect thereto and with respect to advising the Administrative Agent as to its rights and responsibilities hereunder and thereunder. 
(g)    This Amendment shall constitute a “Loan Document” under and as defined in the Amended Credit Agreement.
[Signature Pages Follow]

3

XIN WITNESS WHEREOF, the parties hereto have caused this Amendment No. 2 to Credit Agreement to be duly executed as of the date first above written.
MOHAWK INDUSTRIES, INC.

By:  /s/Shailesh Bettadapur    
Name:  Shailesh Bettadapur    
Title:  Treasurer and Vice President

ALADDIN MANUFACTURING CORPORATION

By:  /s/Shailesh Bettadapur    
Name:  Shailesh Bettadapur    
Title:  Treasurer and Vice President

DAL-TILE DISTRIBUTION, INC.

By:  /s/Shailesh Bettadapur    
Name:  Shailesh Bettadapur    
Title:  Treasurer and Vice President

MOHAWK UNITED INTERNATIONAL B.V.

By:  /s/Shailesh Bettadapur    
Name:  Shailesh Bettadapur    
Title:  Attorney

MOHAWK FOREIGN HOLDINGS S.À R.L.

By:  /s/Shailesh Bettadapur    
Name:  Shailesh Bettadapur    
Title:  Authorized Representative

4

MOHAWK INTERNATIONAL HOLDINGS S.À R.L.

By:  /s/Shailesh Bettadapur    
Name:  Shailesh Bettadapur    
Title:  Authorized Representative

UNILIN BVBA

By:  /s/Shailesh Bettadapur    
Name:  Shailesh Bettadapur    
Title:  Attorney

MOHAWK FOREIGN FUNDING S.À R.L.

By:  /s/Shailesh Bettadapur    
Name:  Shailesh Bettadapur    
Title:  Authorized Representative

Mohawk Industries, Inc.
Signature Pages 
Amendment No. 2 to Credit Agreement

WELLS FARGO BANK, NATIONAL 
ASSOCIATION, as Administrative Agent, as Swing Line Lender, as an L/C Issuer and as a Lender

By:  /s/ Kay Reedy    
Name:  Kay Reedy
Title:  Managing Director

BANK OF AMERICA, N.A., as an L/C Issuer and as a Lender

By:  /s/ David McCauley    
Name:  David McCauley
Title:  Senior Vice President

JPMORGAN CHASE BANK, N.A., as an L/C Issuer and as a Lender

By:  /s/ John A. Horst    
Name:  John A. Horst
Title:  Credit Executive

SUNTRUST BANK, as a Lender

By:  /s/ Vinay Desai    
Name:  Vinay Desai
Title:  Vice President

BARCLAYS BANK PLC, as a Lender 

By:  /s/ Irina Dimova    
Name:  Irina Dimova
Title:  Vice President

MIZUHO BANK, LTD, as a Lender 

By:  /s/ David Lim    
Name:  David Lim
Title:  Authorized Signatory

Mohawk Industries, Inc.
Signature Pages 
Amendment No. 2 to Credit Agreement

REGIONS BANK, as a Lender 

By:  /s/ Donald Q. Dalton    
Name:  Donald Q. Dalton
Title:  Executive Vice President

THE BANK OF TOKYO-MITSUBISHI UFJ, LTD., as a Lender 

By:  /s/ Belinda Tucker    
Name:  Belinda Tucker
Title:  Managing Director

US BANK, NATIONAL ASSOCIATION, as a Lender 

By:  /s/ Steven Dixon    
Name:  Steven Dixon
Title:  Vice President

BRANCH BANKING AND TRUST COMPANY, as a Lender 

By:  /s/ Bradley B. Sands    
Name:  Bradley B. Sands
Title:  Assistant Vice President

CREDIT AGRICOLE CORPORATE AND INVESTMENT BANK, as a Lender 

By:  /s/ Blake Wright    
Name:  Blake Wright
Title:  Managing Director

By:  /s/ James Austin    
Name:  James Austin
Title:  Vice President

Mohawk Industries, Inc.
Signature Pages 
Amendment No. 2 to Credit Agreement

FIFTH THIRD BANK, as a Lender 

By:  /s/ Kenneth W. Deere    
Name:  Kenneth W. Deere
Title:  Senior Vice President

HSBC BANK USA, N.A., as a Lender 

By:  /s/ Jaron R. Campbell    
Name:  Jaron R. Campbell
Title:  SVP, Large Corporate Banking

PNC BANK, NATIONAL ASSOCIATION, as a Lender 

By:  /s/ Susan J. Dimmick    
Name:  Susan J. Dimmick
Title:  Senior Vice President

SYNOVUS BANK, as a Lender 

By:  /s/ John R. Frierson    
Name:  John R. Frierson
Title:  Vice President

Mohawk Industries, Inc.
Signature Pages 
Amendment No. 2 to Credit AgreementExhibit 10.2 Agreement De Cock

EXHIBIT 10.2

SERVICE AGREEMENT

		
	BETWEEN:
	UNILIN INDUSTRIES BVBA with registered office at B-8710 Wielsbeke, Belgium, Ooigemstraat 3 hereinafter referred to as “the Company”;

		
	AND:
	BVBA “F. De Cock Management”, with registered office at B-8300 Knokke-Heist, Belgium, Zeedijk 831 bus 25, hereinafter referred to as “the Service Provider”.

PREAMBLE

Whereas, the Service Provider explains that it has the necessary skills and expertise, and is allowed under applicable laws, to provide services in connection with the management of commercial companies, and 

Whereas, in view of the fact that the Company needs the above-mentioned services to support the Company, of the experience of the Service Provider and its wish to provide said services with maintenance of its independence, the Parties have chosen to enter into the present service agreement (the Service Agreement), and

Whereas, the Service Provider can also be appointed member of the Management Committee of the Company, if any; and

Whereas, the parties wish to specify the terms and conditions of their collaboration:

IT HAS BEEN AGREED AS FOLLOWS:

1    Object

		
	1.1
	The Service Provider shall provide all necessary and appropriate services (hereinafter the Services) concerning (i) assisting in the transition of the management of the Laminate and Wood segment to a new management team, (ii) providing advice and support regarding various Laminate and Wood segment issues as they may arise, (iii) providing advice and support to Laminate and Wood segment regarding strategic matters and transactions and (iv) responding to issues and questions as they arise.

		
	1.2
	The Service Provider shall perform the Services with the diligence, loyalty, seriousness and competence that the Company is entitled to expect from an experienced specialist in this position. The Service Provider shall comply with the general guidelines and policy of the Company. The Service Provider is bound by an obligation of best result.

		
	1.3
	Taking into account the skills, reputation, expertise and capabilities of Mr. Frans De Cock, being director / manager of the Service Provider, it has been agreed that Mr. De Cock will render the services on behalf of the Service Provider at least 2.5 days per week. It being understood that Mr. De Cock may be replaced at any time by the Service Provider to the extent the replacement provides the same level of skills, reputation, expertise and capabilities as mutually agreed upon by the parties.

		
	1.4
	The Company will grant the Service Provider all powers necessary to execute the Services in a good manner.

		
	1.5
	Moreover, the Service Provider can be appointed as a member of the Management Committee of the Company, if any.

2    Duration

		
	2.1
	The present agreement is concluded for a definite duration commencing on the execution date and expiring on December 31, 2018 but is automatically renewed for 1 year except if one of both parties give notice in line with 2.2 hereunder.  

		
	2.2
	The present agreement can be terminated at any time by the Company and by the Service Provider upon notice of 3 (three) months.  Notice shall be given by registered mail.  

2.3    This contract may, immediately and without notice or indemnity, be terminated for     serious cause by each party.

Will be considered a serious cause entitling each party to terminate the present agreement     without any indemnity:

(i)    the commission of a criminal offence;

(ii)    fraud or embezzlement;

(iii)    the failure to comply with or the breach of any of the material terms and     conditions of the present agreement and/or the Company’s subsidiaries’ or branch     offices’ policies within thirty(30) days after written notification of such non-    compliance if such failures or breaches are capable of remedy.  If the default or     breach is not capable of remedy, the present agreement can be terminated without     prior notification;

(iv)    the willful or gross neglect of the duties under the present agreement and/or the     willful or gross misconduct in the performance of such duties.

3    Fees

		
	3.1
	The Services as described above are compensated by the Company on the basis of a basic lump sum amount of EUR 265,679 (excl. VAT) per annum, which amount may be subsequently modified by the parties upon mutual agreement (hereinafter the “Annual Fee”). The Annual Fee, initially, shall consist of a base amount of EUR 253,547 (“Base Amount”) and a retainer amount of EUR 12,132 (“Retainer”).  Said Annual Fee has been determined based on an expected average volume of work corresponding to 2.5 days per week.  

		
	3.2
	An advanced payment representing 1/12 of the Annual Fee shall be paid each month into the bank account of the Service Provider, against remittance of a detailed monthly invoice which meets all applicable legal & tax requirements and is payable within 15 days from the date of issuance.

		
	3.3
	In addition to the Annual Fee as set forth in 3.1 and subject to approval of the Compensation Committee of the Board of Directors of Mohawk Industries, Inc., the Service Provider shall be eligible to receive an annual bonus ranging from 0 to 85% of the Base Amount of the year concerned.  

		
	3.4
	In addition to the above mentioned fees, the Service Provider is eligible to receive up to 2,000 RSUs in Mohawk stock per year, subject to Compensation Committee approval.

		
	3.5
	The Service provider shall not be entitled to any other compensation or benefits other than those set forth under sections 3.1, 3.2, 3.3 and 3.4 above.

4    Reimbursement of business expenses

All reasonable business expenses incurred by the Service Provider exclusively in the performance and for the purposes of its duties will be borne by the Company and reimbursed to the Service Provider by means of the above mentioned monthly invoices or separated invoices provided that supporting evidences are remitted, provided the Company’s approval with respect to the type of expenses.

5    Independence

5.1    The Service Provider shall act on an independent basis with the Company.

To the extent the Company gives instructions to the directors, managers, representatives, officers or employees of the Service Provider entrusted with the performance of the Services on behalf of the Service Provider, such instructions would be strictly limited to the well-being of workers in the performance of their work, working time and the agreed work arising from the Services. The Company can otherwise in no way exercise authority over the directors, representatives, officers or employees of the Service Provider.

		
	5.2
	Without prejudice to its obligation to perform the management of the Company’s subsidiaries or branch offices in good faith, the Service Provider shall freely determine its work organization, work agenda and vacation arrangements with full respect for the needs of the business.

		
	5.3 
	All documents and correspondences between the Company and the Service Provider must be considered as necessary tools to enable the parties to execute their tasks according to their obligations.  These documents can in no way be interpreted as an indication of any relationship of authority towards the directors, representatives, officers or employees of the Service Provider.

		
	5.4
	The Service Provider, its directors, managers, representatives, employees, officers, etc. are entirely responsible for complying with all statutory and legal requirements (including, but without limiting the general nature of the foregoing, paying taxes and social security contributions) and will indemnify and agree to keep indemnified in full the Company in respect of any claims that may be made by the relevant authorities against the Company in respect of social security contributions and/or income tax in relation to any payment made pursuant to this Service Agreement.

6    Confidentiality 

		
	6.1
	The Service Provider acknowledges and agrees that any information disclosed to the Service Provider or its directors, managers, officers or employees by the Company in relation with the present agreement and/or the Service Provider’ duties is confidential.  The Service Provider also acknowledges and accepts that any such information will be treated and held in strict confidence and not used by the Service Provider nor revealed in any way whatsoever, either directly or indirectly, to any third parties during the course of the present agreement or after its termination.

		
	6.2
	The Service Provider acknowledges and agrees that any information the Service Provider its directors, managers, officers, representatives or employees develop under or as a result of the performance of his duties is confidential and that any such information will be held in strict confidence and not revealed in any way whatsoever, either directly or indirectly, to any third parties.

		
	6.3
	The confidentiality undertakings of articles 6.2 and 6.3 will end when the confidential information falls in the public domain, without fault of the Service Provider or its directors, managers, officers or employees.

		
	6.4
	The Service Provider must not make any publicity or media releases in the framework of the present agreement, using the name of the Company, without its prior written consent.

7    Return of property 

		
	7.1
	All records, files, memoranda, reports, price lists, customer lists, drawings, plans, sketches, documents and the like (together with all copies thereof) relating to the business of the Company and all other property of the Company related to the Service Provider’ duties (including but not limited to documents, notes, memoranda, floppy disks, computer programs, reports, software and all other information and data), which the Service Provider or directors, managers, officers or employees uses or prepares or comes in contact with in the course of executing this agreement remains, as between the Parties to the present agreement, the sole property of the Company.

		
	7.2
	Upon the termination of the present agreement (however caused), the Service Provider will immediately return to the Company all the Company’s property in its possession or under its control without keeping copies of such items or passing them (or the copies) to any third party, whatever the importance of it may be.

8    Exclusivity and non-competition 

		
	8.1
	The Service Provider explicitly agrees and undertakes that it shall not, except with the prior written consent of the Company, whether directly or indirectly, whether remunerated or not, for a period of  2 (two) years following the termination of the present agreement by the Company or by itself and for whatsoever reason:

(i)    engage itself or through a third party, be employed by, consult for, have an interest         in or in any way assist any person or company directly or indirectly engaged in the         business of the Company or any related activities;

(ii)    solicit or endeavour to entice away from or discourage from being employed by             the Company any Manager or client of the Company, its subsidiaries or branch             offices, whether or not such person would commit a breach of contract by reason             of leaving employment.

(iii)    canvass or solicit the custom of or deal with or provide services to any person, firm         or company who at any time was client of or dealt with the course of providing the         services, to the extent it relates to competing products.

The aforementioned obligations apply in all the countries in which the Laminate and Wood segment is active.

		
	8.2
	The Service Provider agrees that it will exclusively act in the interest of the Company and its shareholders.

9    Intellectual property

		
	9.1
	The Service Provider undertakes to inform the Company about any work, invention, discovery or improvement, patentable or protectable by any other intellectual right, including copyright or not, which it may create, design or produce, either alone or in conjunction with others, including but not limited to all documents, drawings, plants, designs and models, printed circuit boards, software programs and semi-conductor chips and related documentation, in the course of his employment or relating to, or which is likely to become connected with, any matter whatsoever constituting or which might constitute a Company’s activity, or which has been or may be investigated by the latter.

		
	9.2
	The Service Provider agrees that such work, inventions, discoveries or improvements belong exclusively to the Company and hereby assigns and transfers any and all right including the copyright therein to the Company.  The Service Provider shall refrain from any act which would infringe the Company’s rights, shall execute and deliver all documents or statements necessary to implement such assignment or transfer and shall not register any patent relating to these inventions without the approval of the Company.

		
	9.3
	The Service Provider acknowledges that such assignment and transfer of rights are adequately compensated by the remuneration as provided in the present agreement.

10    Contractual provisions

10.1    The nullity or the enforceability of the present agreement does not affect the validity and     the enforceability of the other provisions, unless this would upset the balance between the     reciprocal rights and obligations of the parties.

10.2    In such case, the parties will add one or more new provisions to the agreement in order to     achieve, as much as possible, the same or a similar result.

11    Varia

		
	11.1
	The Service Provider shall procure that each company under his control, its directors, managers, officers, representatives or employees and former directors, managers, officers, representatives or employees comply with the obligations imposed on the Service Provider under articles 6, 7, 8, 9 and 12 above.

12    Applicable law and jurisdiction

12.1    The present agreement shall be governed by and being interpreted according to Belgian     law.

12.2    In case of dispute arising from or further to the present agreement, the courts or Kortrijk     will be exclusively competent.

13    Prior agreements 

The present agreement supersedes any and all prior agreements, whether oral or in writing, that possibly could have existed between the concerned parties with respect to the same object and can only be modified by means of a written agreement between all parties.

Done at Wielsbeke, on March 11, 2014, in two original copies, each party acknowledging having received on original copy duly signed.

	
				
	For the Company
	 
	 
	The Service Provider

	[read and approved]
	 
	 
	[read and approved]

	 
	 
	 
	 

	/s/ R. David Patton
	 
	 
	/s/ Frans G. De Cock

	R. David Patton
	 
	 
	Frans G. De Cock

	 
	 
	 
	 

	 
	 
	 
	 

	/s/ Frank H. Boykin
	 
	 
	 

	Frank H. Boykin

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