Document:

<PAGE>

                                                                    EXHIBIT 10.9

                  INTRACREDITOR SUBORDINATION AND CONFIRMATION

THIS INTRACREDITOR SUBORDINATION AND CONFIRMATION ("Subordination") is made and
effective as of the 30th day of September, 2002, by Bank One, N.A. with its main
office in Chicago, Illinois successor by merger to Bank One Texas, N.A
("Lender"), and is acknowledged by the Person(s) identified as Borrower
("Borrower") on the signature page hereof.

WHEREAS, pursuant to that certain Export Loan Agreement of even date herewith by
and between Borrower and Lender (said Agreement, as it may be amended, modified,
renewed and extended, the "Export Loan Agreement"), Lender extended to Borrower
a pre-export working capital credit facility (said credit facility, as it may be
amended, modified, renewed and extended, the "Export Loan") to finance the cost
of manufacturing, producing, purchasing and selling of Borrower's finished goods
and services which are intended for export ("Export Purpose");

WHEREAS, the Export Loan and Borrower's Obligations related thereto
(collectively, "Borrower's Export Obligations") are secured by Liens in and upon
Collateral in favor of Lender created and granted by the Financing Documents,
including without limitation the Security Interest created by that certain
Security Agreement dated as of September 30, 2002, as amended by and between
Borrower, as debtor, and Lender, as secured party (said agreement, as it may be
amended, modified, renewed and extended, the "Security Agreement"), which
Financing Documents also secure or may secure other indebtedness of Borrower to
Lender ("Other Indebtedness") not related to the Export Purpose;

WHEREAS, the Collateral includes, but is not limited to, Export-Related
Collateral;

WHEREAS, the Export Loan has been made pursuant to Lender's delegated authority
from Ex-Im Bank, and it is intended that Borrower's Export Obligations be
guaranteed by Ex-Im Bank pursuant to the Ex-Im Bank Guarantee;

WHEREAS, to satisfy Ex-Im Bank's requirement that Borrower's Export Obligations
be secured by a first priority Lien (subject only to Permitted Liens) in
Borrower's Export-Related Collateral, Lender desires to subordinate its Liens in
Borrower's Export-Related Collateral, to the extent they secure Other
Indebtedness, to Lender's Liens in Borrower's Export-Related Collateral securing
Borrower's Export Obligations; and

WHEREAS, to satisfy Ex-Im Bank's requirement that Borrower's Export Obligations
be secured by a junior Lien in and upon Collateral other than Export-Related
Collateral (such Collateral other than Export-Related Collateral, the "Other
Collateral"), Lender desires to confirm that its Liens in and upon the Other
Collateral secure Borrower's Export Obligations but that such Liens are subject
and inferior to Lender's Liens in and upon the Other Collateral securing Other
Indebtedness.

<PAGE>

NOW, THEREFORE, in consideration of the premises, Lender hereby agrees, confirms
and certifies as follows:

1.   Subordination. Lender's Liens in and upon the Export-Related Collateral, to
the extent they secure Other Indebtedness, are and shall hereafter be and remain
subject, junior and subordinate to Lender's Liens in and upon such
Export-Related Collateral securing Borrower's Export Obligations.

2.   Confirmation. Lender's Liens in and upon Other Collateral secure Borrower's
Export Obligations and are and shall hereafter be and remain subject, junior and
subordinate to Lender's Liens in and upon such Other Collateral to the extent
they secure Other Indebtedness.

3.   Remedies. Notwithstanding the subordinations and priorities provided
herein, Lender's Liens in and upon the Collateral shall secure Borrower's Export
Obligations and Other Indebtedness to the full extent provided for in the
Financing Documents, including without limitation the Security Agreement. The
exercise by Lender of any rights or remedies under the Financing Documents in
connection with a default in the payment or performance of either (a) Borrower's
Export Obligations or (b) Other Indebtedness shall not limit or impair Lender's
rights or remedies under the Financing Documents with respect to a default in
the payment or performance of Borrower's other obligations to Lender. Without
limiting the generality of the foregoing, in the event Lender sells, leases,
transfers, or otherwise disposes of any Collateral or Proceeds thereof pursuant
to the Financing Documents, including without limitation the Security Agreement,
to satisfy either (i) Borrower's Export Obligations or (ii) Other Indebtedness
and, after application of all amounts received from the exercise of Lender's
rights provided in the Financing Documents and in accordance with the
subordinations and priorities hereby effected, there remains outstanding any of
Borrower's Export Obligations or Other Indebtedness, Lender shall continue to
have and hold all rights and remedies provided for under the Financing Documents
(including, without limitation, the right to sell, lease, transfer or otherwise
dispose of any other Collateral or Proceeds thereof) in satisfaction of all
outstanding obligations secured by such Collateral to Lender prior to any rights
of Borrower or any other Person in or to any such Collateral or Proceeds.

4.   Extent of Subordination. The subordinations and priorities specified herein
shall remain in full force and effect, regardless of whether Lender rescinds,
amends, waives any provision of, terminates or reforms, by litigation or
otherwise, any of the Financing Documents, including without limitation the
Security Agreement, in connection with Borrower's Export Obligations or Other
Indebtedness. No delay or waiver on the part of Lender in exercising any right,
power or privilege granted under the Export Loan Agreement or any other
Financing Document shall have any effect on the subordinations and priorities
specified herein.

5.   Collateral Segregation. Unless the Export-Related Inventory can be
effectively segregated from other Inventory of Borrower, the amount of
Export-Related Inventory will be determined on a Pro Rata Inventory Basis. For
purposes hereof, the term "Pro Rata Inventory Basis" shall mean, as of the date
of determination, the principal balance of the Credit Accommodations made or
incurred under the Export Loan Agreement that is supported by

                                      - 2 -

<PAGE>

Borrower's Export-Related Inventory as a percentage of the aggregate principal
balance of all loans and other credit accommodations from Lender to Borrower
supported by Borrower's Inventory including without limitation the outstanding
principal balance of the Credit Accommodations made or incurred under the Export
Loan Agreement that is supported by Borrower's Export-Related Inventory.

6.   Term. This Subordination will be for a term beginning on the effective date
hereof and continuing through the payment and performance in full of all of
Borrower's Export Obligations.

7.   Amendment. This Subordination shall not be amended except in writing by
Lender and acknowledged by Borrower.

8.   Successors and Assigns. This Subordination shall be binding upon Lender and
each acknowledgment party and their respective successors and assigns.
References herein to any Person shall be deemed to refer to such entity and its
successors and assigns.

9.   Definitions. All capitalized terms used and not otherwise defined herein
shall have the meanings assigned to them in the Export Loan Agreement.

IN WITNESS WHEREOF, this Subordination has been duly authorized and executed by
Lender and duly authorized and acknowledged by each acknowledgment party as of
the date first above written.

                                                   Bank One, N.A.
                                                   Main Office Chicago

                                                   By: /s/ Fred Points
                                                      --------------------------
                                                       Authorized Representative

ACKNOWLEDGED:

AMX CORPORATION, a Texas Corporation,              BANK ONE, NA
formerly known as PANJA INC.                       Main Office Chicago

By: /s/ Jean M. Nelson                             By: /s/ Martha Gentry
   ---------------------------                        --------------------------
    Authorized Representative                      Authorized Representative
                                                   Martha Gentry, Vice President

                                      - 3 -<PAGE>

                                                                   EXHIBIT 10.10

                              EXPORT LOAN AGREEMENT

THIS EXPORT LOAN AGREEMENT between AMX Corporation, formerly known as Panja,
Inc., and Bank One, N.A. with its main off ice in Chicago, Illinois is made and
executed as of September 30, 2002. This Agreement governs the Credit
Accommodations described herein. Borrower understands and agrees that: (a) in
granting, issuing, renewing, or extending such, Credit Accommodations, Lender is
relying upon Borrower's representations, warranties, and agreements set forth in
this Agreement and the other Financing Documents; and (b) such Credit
Accommodations shall be and remain subject to the following terms and conditions
of this Agreement until all Borrower's Obligations hereunder have been paid and
performed in full.

DEFINITIONS.

     Defined Terms. The following words shall have the following meanings when
     used in this Agreement.

     Affiliate. The word "Affiliate" means any Person directly or indirectly
     controlling, controlled by or under common control with, another Person.

     Agreement. The word "Agreement" means this Export Loan Agreement, as it may
     be amended, modified, restated, renewed and extended from time to time,
     together with all exhibits and schedules attached hereto from time to time.
     The Agreement is the Loan Agreement, as defined in the Borrower Agreement.

     Borrower. The word "Borrower" means AMX Corporation, formerly known as
     Panja, Inc., its successors and assigns.

     Borrower Agreement. The words "Borrower Agreement" mean the Borrower
     Agreement relating to Loan executed by Borrower for the benefit of Lender
     and Ex-Im Bank, in the form prescribed by Ex-Im Bank attached hereto as
     Exhibit B.

     Borrower's Obligations. The words "Borrower's Obligations" mean all loans,
     advances, debts, expenses, fees, liabilities, and obligations for the
     performance of covenants, tasks or duties or for payment of monetary
     amounts (whether or not such performance is then required or contingent, or
     such amounts are liquidated or determinable) owing by Borrower to Lender,
     of any kind or nature, present or future, arising in connection with the
     Loan. Borrower's Obligations are the Loan Facility Obligations, as defined
     in the Borrower Agreement, and are included in the Indebtedness, as defined
     in the Security Agreement and the Guaranty.

     Collateral. The word "Collateral" means all property and interests in
     property in and upon which Lender has been granted a Lien, including the
     Security Interest, as security for the payment and performance of
     Borrower's Obligations, including the Collateral identified in Section 6 of
     the Loan Authorization Notice and all Proceeds thereof. The Collateral is
     included in the Collateral, as defined in the Security Agreement.

     Commitment. The word "Commitment" means the commitment of Lender to extend
     to Borrower the Loan in accordance with the terms and conditions of this
     Agreement.

     Commitment Period. The words "Commitment Period" mean the period commencing
     on the Effective Date and ending on the Commitment Termination Date.

     Commitment Termination Date. The words "Commitment Termination Date" mean
     the Final Disbursement Date for the Loan, unless the Commitment Termination
     Date is accelerated in accordance with the Section titled "EFFECT OF AN
     EVENT OF DEFAULT."

     Debt Service Coverage Ratio. The words "Debt Service Coverage Ratio" mean,
     as of the date of determination, the ratio of (i) the sum of Borrower's net
     income, non-cash charges and interest expenses to (ii) the sum of Current
     Maturities of Funded Debt and interest expenses of Borrower.

     Dollars. "Dollars" and the sign "$" mean dollars in lawful money of the
     United States of America and, in relation to all payments in Dollars
     hereunder, (i) same day funds paid through the Regional Clearing House
     Interbank Payments System, or (ii) immediately available funds paid through
     the Regional Federal Reserve Bank, or (iii) such other funds as may then be
     required by the customary procedure of member banks of the Regional
     Clearing House Association for the settlement of payments.

     EBITDA. "EBITDA" means, Net Income plus, to the extent deducted in
     determining Net Income, (i) Interest Expense, (ii) expense for income taxes
     paid or accrued, (iii) depreciation, and (iv) amortization.

     Event of Default. The words "Event of Default" have the meaning assigned
     them in the Section titled "EVENTS OF DEFAULT."

     Ex-Im Bank. The word "Ex-Im Bank" means the Export-Import Bank of the
     United States, its successors and assigns.

     Ex-Im Bank Guarantee. The words "Ex-Im Bank Guarantee" mean the Master
     Guarantee Agreement between Bank One, NA with its main office in Chicago,
     Illinois and Ex-Im Bank, together with (i) the Delegated Authority Letter
     Agreement between Bank One, NA with its main office in Chicago, Illinois
     and Ex-Im Bank, (ii) the Affiliate Guarantee Authorization Agreement
     between Bank One, NA with its main office in Chicago, Illinois and Ex-Im
     Bank, and (iii) the Loan Authorization Notice.

     Export-Related Collateral. The words "Export-Related Collateral" mean all
     Export-Related Inventory, Export-Related Accounts Receivable,
     Export-Related General Intangibles, and all Proceeds.

     Financing Documents. The words "Financing Documents" mean, collectively,
     this Agreement, the Note, the Security Agreement, the Borrower Agreement,
     the Ex-Im Bank Guarantee, the Letter of Credit Application(s), all Letters
     of Credit issued pursuant hereto, and any other documents, certificates and
     agreements which are executed and delivered by Borrower, any Guarantor or
     any other Person evidencing, securing, guaranteeing or otherwise relating
     to Borrower's Obligations. The Financing Documents are the Loan Documents,
     as defined in the Borrower Agreement, and are included in the Loan
     Documents, as defined in the Security Agreement and the Guaranty.

     Interest Expense. "Interest Expense" means, with reference to any period,
     the interest expense of Borrower during such period as reflected in the
     financial statements of Borrower prepared in accordance with generally
     accepted accounting principals ("GAAP").

     Lender. The word "Lender" means Bank One, NA with its main office in
     Chicago, Illinois, its successors and assigns.

<PAGE>

     Leverage Ratio. The words "Leverage Ratio" mean, as of the date of
     determination, the ratio of Borrower's (i) total liabilities to (ii)
     Tangible Net Worth.

     Loan. The word "Loan" means the credit facility described in the Section
     titled "LOAN." The Loan is the Loan Facility, as defined in the Borrower
     Agreement.

     Loan Authorization Notice. The words "Loan Authorization Notice" mean the
     Loan Authorization Notice executed by Lender or Bank One, NA with its main
     office in Chicago, Illinois and delivered to and acknowledged by Ex-Im Bank
     setting forth the terms and conditions of the Loan, a copy of which is
     attached hereto as Annex A. The Loan Authorization Notice is the Loan
     Authorization Notice, as defined in the Borrower Agreement.

     Maturity Date. The words "Maturity Date" mean the first Business Day
     following the Stated Final Disbursement Date; provided, however, that with
     regard to Letter of Credit Obligations outstanding on the Stated Final
     Disbursement Date, the Maturity Date for any Disbursement under the
     Letter(s) of Credit related thereto shall be the earlier to occur of (i)
     the first Business Day following the date of such Disbursement, or (ii) the
     20th day after the expiry date of the Letter(s) of Credit related to such
     Letter of Credit Obligations.

     Net Income. The words "Net Income" means, with reference to any period, the
     net income (or loss) of Borrower during such period as reflected in the
     financial statements of Borrower prepared in accordance with GAAP.

     Note. The word "Note" means the promissory note of even date herewith in
     the original principal amount of Five Million and 00/100 Dollars
     ($5,000,000) executed by Borrower and payable to Lender evidencing
     Borrower's Obligations, together with all renewals, extensions,
     modifications, refinancings and consolidations of and substitutions for
     such promissory note.

     Proceeds. The words "Proceeds" or "proceeds" mean, when used with respect
     to any of the Collateral, all products and proceeds, cash and non-cash,
     within the meaning of the UCC and shall include the proceeds of any and all
     contracts, letters of credit and insurance policies.

     Security Agreement. The words "Security Agreement" means collectively, the
     Security Agreement dated as of September 30, 2002, Intellectual Property
     Security Agreement dated as of September 30, 2002, and Pledge Agreement
     dated as of September 30, 2002 executed by Borrower in favor of Lender
     creating the Security Interest in the Collateral, together with all
     amendments, modifications and extensions thereof.

     Security Interest. The words "Security Interest" have the meaning assigned
     to them in the Security Agreement.

     Stated Final Disbursement Date. The words "Stated Final Disbursement Date"
     mean the date stipulated as the Final Disbursement Date in Section 10 of
     the Loan Authorization Notice.

     Tangible Net Worth. The words "Tangible Net Worth" means, as of any date,
     the total shareholder's equity ( including capital stock, additional
     paid-in-capital and retained earnings after deducting treasury stock) which
     would appear on a balance sheet of Borrower, less the aggregate book value
     of intangible assets shown on such balance sheet, plus any subordinated
     debt as of such date.

     Working Capital. The words "Working Capital" mean, as of the date of
     determination, the amount by which Borrower's current assets exceed its
     current liabilities, determined as to classification of items and as to
     amounts in accordance with GAAP, except that there shall be excluded from
     current assets (i) all prepaid expenses and (ii) all amounts due from
     Affiliates (including, without limitation, officers and directors) of
     Borrower.

Additional Definitions. Capitalized terms used but not defined in this Agreement
shall have the meanings assigned those terms in the Borrower Agreement. All
accounting terms used but not defined in this Agreement or the Borrower
Agreement shall be construed in accordance and conformity with GAAP applied on a
consistent basis. Except as expressly provided herein, terms used herein that
are defined in the UCC and are not otherwise defined in this Agreement or the
Borrower Agreement shall have the meanings assigned to such terms in the UCC.

LOAN. Subject to the provisions of this Agreement, including without limitation
the satisfaction of the conditions described in the Section titled "CONDITIONS
PRECEDENT AND SUBSEQUENT," Lender agrees to establish a Revolving Loan Facility
and make and incur Credit Accommodations in support of Export Orders as
hereinafter provided, provided the aggregate Credit Accommodation Amount
outstanding at any time shall not exceed the lesser at such time of (a) the
Export-Related Borrowing Base and (b) the Maximum Amount. All Disbursements
hereunder shall be made in Dollars.

     Advances. Lender agrees to make advances directly to Borrower or for
     Borrower's account during the Commitment Period. Borrower shall request
     each advance under the Loan by delivering to Lender a written request
     therefor, an Export-Related Borrowing Base Certificate, a copy of the
     Export Order(s) against which Borrower is requesting an advance, and such
     other information and documentation as Lender may require, in accordance
     with the Subsection titled "Export-Related Borrowing Base Certificates."
     Upon receipt of the above described information and documents by Lender,
     Lender shall make such advance within one Business Day following Lender's
     determination that all conditions to the making of such advance have been
     satisfied. Each advance shall be conclusively deemed to have been made at
     the request of and for the benefit of Borrower (a) when credited to any
     deposit account of Borrower maintained with Lender, or (b) when advanced in
     accordance with the instructions of an authorized Person. Lender, at its
     option, may set a cutoff time, after which all requests for advances under
     the Loan will be treated as having been requested on the next succeeding
     Business Day.

     Modification of Eligible Export-Related Accounts Receivable.
     Notwithstanding the definition of the term "Eligible Export-Related
     Accounts Receivable" in the Borrower Agreement, for purposes of this
     Agreement and furnishing Export-Related Borrowing Base Certificates (1) in
     no event will the Accounts Receivable of any single Buyer be deemed to be
     eligible pursuant to the Financing Documents if more than 20% of the
     Accounts Receivable of such Buyer have not been paid within 90 days from
     the invoice date, and (2) there shall be excluded from Eligible
     Export-Related Accounts Receivable that portion of all Accounts Receivable
     from Buyers located in any single country which exceeds 25% of all of the
     Eligible Export- Related Accounts Receivable (excluding AMX (UK) Limited).

     Available Credit Accommodations. The amount of the Credit Accommodations
     available to be made or incurred hereunder at any particular time from time
     to time shall be equal to the difference between (a) the lesser at such
     time of (i) the Maximum Amount, (ii) the Export-Related Borrowing Base, and
     (iii) Borrower's unfunded export-related working capital needs; and (b) the
     Credit Accommodation Amount at such time. The Export-Related Borrowing Base
     shall be determined in accordance with this Agreement, the Borrower
     Agreement and the Export-Related Borrowing Base Certificate.

                                      - 2 -

<PAGE>

          (a) Any Eligible Export-Related Account Receivable or Eligible
          Export-Related Inventory included in the Export-Related Borrowing Base
          which subsequently fails to satisfy any of the applicable eligibility
          criteria shall immediately cease to be included in the Export-Related
          Borrowing Base.

          (b) Upon the sale, shipment, delivery to and acceptance by Buyer of
          any Item of Eligible Export-related Inventory, such Item shall cease
          to be included in the Export-related Borrowing Base as Export-related
          Inventory; however, the resulting Export-related Account Receivable
          shall be included in the Export-related Borrowing Base provided that
          it otherwise satisfies all of the eligibility criteria for Eligible
          Export-related Accounts Receivable.

     Prohibited Credit Accommodations. Notwithstanding anything contained in
     this Agreement to the contrary:

          (a) Lender shall not at any time make or incur a Credit Accommodation
              under this Agreement:

                    (i)    after the Final Disbursement Date, except
                           for Disbursements to fund drawings under Letters of
                           Credit outstanding on the Final Disbursement Date
                           made within 30 days after the expiry date of the
                           Letter of Credit related thereto;

                    (ii)   following the occurrence of an Event of Default
                           hereunder;

                    (iii)  if the Credit Accommodation has been or will be used
                           in a manner prohibited by the Borrower Agreement; or

                    (iv)   if no outstanding Export Order(s) exist with respect
                           to Borrower.

          (b) No Warranty Letters of Credit shall be issued by Lender
              under this Agreement without the prior written approval of Lender
              and Ex-Im Bank; and if such approval is obtained, any Warranty
              Letter of Credit so approved shall be issued only upon the
              satisfaction of all conditions to such issuance, including
              reserves from the Export-Related Borrowing Base, established by
              Lender and Ex-Im Bank.

     PAYMENT AND PREPAYMENT OF BORROWER'S OBLIGATIONS.

          (a) Borrower's Obligations shall be paid (and may be prepaid) in
          accordance with the provisions of this Agreement, the Borrower
          Agreement and the Note. Unless sooner due and payable or paid pursuant
          to the other provisions of this Agreement, the Borrower Agreement and
          the Note, Borrower shall pay to Lender in full on the Maturity Date
          all outstanding Borrower's Obligations, including, without limitation,
          the aggregate principal amount of all Disbursements then outstanding
          and all accrued but unpaid interest, together with all other
          applicable fees, costs and charges, if any, not yet paid. If the Loan
          is a Revolving Loan Facility, Disbursements made to Borrower or for
          Borrower's account and repaid by Borrower during the Commitment Period
          shall be available on a continuous basis until the Final Disbursement
          Date to fund Credit Accommodations made or incurred under the Loan in
          accordance with the terms of this Agreement and the Borrower
          Agreement.

          (b) In accordance with the Borrower Agreement, upon demand by Lender,
          Borrower shall provide additional Collateral or make additional
          payment(s) to Lender to ensure that at all times (i) the
          Export-related Borrowing Base equals or exceeds the Credit
          Accommodation Amount; and (ii) if the Loan is a Revolving Loan
          Facility (other than a Transaction Specific Revolving Loan Facility),
          the outstanding principal balance of the Credit Accommodations that is
          supported by Export-Related Inventory does not exceed 60% of the sum
          of (y) the outstanding principal balance of the Disbursement(s), and
          (z) the undrawn face amount of all outstanding Commercial Letters of
          Credit hereunder.

     Application of Payments. All payments made by or received from Borrower or
     for Borrower's account in respect of Borrower's Obligations (including
     prepayments by Borrower and Proceeds received by Lender) shall be applied
     by Lender first to the payment of accrued and unpaid interest, second to
     the payment of the principal amount of Borrower's Obligations, and third to
     any unpaid costs, fees and expenses due under this Agreement and the other
     Financing Documents.

     Reliance by Lender on Communications and Authorizations from Borrower. In
     making or incurring any Credit Accommodation pursuant to this Agreement and
     the other Financing Documents, Lender shall be authorized to rely on any
     Export-related Borrowing Base Certificate, or other information,
     documentation, notice or communication which appears to have been executed
     and delivered by any of the authorized representatives of Borrower who are
     designated in the general certificate delivered by Borrower to Lender. In
     the event that the Person(s) authorized to execute and deliver such
     documents or to take action hereunder on behalf of Borrower become(s)
     unavailable or unable to do so, Borrower promptly shall appoint one or more
     successor representative(s) and shall furnish Lender with a certificate
     satisfactory to Lender which shall contain a copy of the resolutions or
     other actions taken by Borrower to authorize such appointment(s) and the
     specimen signature of each Person so appointed to act on behalf of Borrower
     pursuant to this Agreement.

CONDITIONS PRECEDENT AND SUBSEQUENT.

     Conditions Precedent. The obligation of Lender to make or incur any Credit
     Accommodation in each case is subject to satisfaction of the following
     conditions precedent, with all documents, instruments, opinions, reports,
     and other items required under this Agreement to be in form and substance
     satisfactory to Lender:

          (a) Lender shall have received evidence that this Agreement and all
          other Financing Documents have been duly authorized, executed, and
          delivered by the parties thereto and shall be and remain valid and
          enforceable.

          (b) To the extent not previously received by Lender, Lender shall have
          received a general certificate of the Secretary of Borrower, dated no
          later than the date of the execution and delivery of this Agreement,
          certifying (i) that attached thereto is a true, complete and correct
          copy of the Certificate or Articles of Incorporation of Borrower as in
          effect on the date of such certification and a true, complete and
          correct copy of the By-Laws of Borrower, (ii) that attached thereto is
          a true, complete and correct copy of resolutions adopted by the Board
          of Directors of Borrower authorizing the execution and delivery of
          this Agreement and each of the other Financing Documents and
          authorizing Borrower to incur Borrower's Obligations and to perform
          all other covenants and agreements of Borrower contained in this
          Agreement and in the other Financing Documents, and (iii) as to the
          incumbency and specimen signature of each officer of Borrower who is
          authorized to execute and deliver this Agreement, all Export-related
          Borrowing Base Certificates and Letter of Credit Applications to be
          delivered pursuant hereto, and any other Financing Documents and other
          instruments, certificates and documents to be executed and delivered
          by Borrower hereunder.

                                      - 3 -

<PAGE>

          (c) Lender shall have received satisfactory evidence that the
          insurance which Borrower is required to maintain pursuant to this
          Agreement is in full force and effect.

          (d) Borrower shall have paid all of the fees, costs and expenses which
          are due and payable under this Agreement and any other Financing
          Document.

          (e) Ex-Im Bank shall have acknowledged receipt of the Loan
          Authorization Notice to Lender to effect the coverage of Borrower's
          Obligations under the Ex-Im Bank Guarantee and Lender shall have
          provided a copy of the fully executed and acknowledged Loan
          Authorization Notice to Borrower.

          (f) All conditions set forth in the Loan Authorization Notice that
          were to be satisfied as of the date of Lender's making or incurring
          the requested Credit Accommodation shall have been satisfied, and
          Lender otherwise shall be permitted under the Ex-Im Bank Guarantee to
          make and incur Credit Accommodations hereunder.

          (g) All legal matters incident to the Loan and all documents necessary
          in the opinion of Lender to the making or incurring of Credit
          Accommodations shall be satisfactory in all respects to counsel for
          Lender.

          (h) All Liens, including the Security Interest, in and upon the
          Collateral shall have been duly authorized, created and perfected,

          (i) with first priority, with respect to the Collateral described in
          Section 6(A) of the Loan Authorization Notice, and (ii) with the
          priorities set forth in Sections 6(E) and (F) of the Loan
          Authorization Notice with respect to other Collateral, in each case
          subject only to Permitted Liens, and shall be and remain valid and
          enforceable.

          (i) Lender, at its option and for its sole benefit, shall have
          conducted an audit of Borrower's Export-related Collateral, books,
          records, and operations, and Lender shall be satisfied as to their
          condition.

          (j) Lender shall have received a completed and executed Export-related
          Borrowing Base Certificate and any other information and documentation
          that Lender may require, in accordance with the Subsection titled
          "Export-related Borrowing Base Certificates."

          (k) (i) Borrower shall have complied with, and shall then be in
          compliance with, all the terms, covenants, and conditions of this
          Agreement, the Borrower Agreement, and all other Financing Documents
          which are binding upon it, (ii) there shall exist no Event of Default
          under this Agreement, and (iii) all representations and warranties of
          Borrower contained in this Agreement and all other Financing Documents
          shall be true and correct.

          (l) Borrower shall have complied with, and shall then be in compliance
          with, all the terms, covenants, and conditions of any other agreement
          now existing or hereafter arising between Lender and Borrower, and
          there shall exist no default or event of default thereunder.

     Condition Subsequent. The obligation of Lender to make or incur any Credit
     Accommodation hereunder is conditioned upon Lender's receipt at Borrower's
     expense of a post closing lien search confirming that all UCC financing
     statements and other documents necessary to perfect the Liens in the
     Collateral in favor of Lender in the priorities required hereunder have
     been filed among all appropriate records.

COLLATERAL. To secure payment and performance of all Borrower's Obligations,
Borrower shall grant to Lender valid, enforceable and duly perfected Liens,
including the Security Interest, in all Collateral. The Liens shall be of first
priority with respect to the Collateral described in Section 6(A) of the Loan
Authorization Notice, and the Liens shall have the priorities set forth in
Sections 6(E) and (F) of the Loan Authorization Notice with respect to the other
Collateral, in each case subject only to Permitted Liens. Borrower agrees that
Lender shall have in respect of all Collateral that is subject to the UCC all of
the rights and remedies of a secured party under the UCC in all states in which
any portion of the Collateral may be located, as well as those provided in this
Agreement. In the event Lender has extended or extends a loan or other credit
accommodation to Borrower in addition to the Loan and receives a Lien on any
assets or property, the Lien on such assets and property shall also secure
Borrower's Obligations, and Borrower agrees to execute such documents and
instruments as Lender requires to extend such security to Borrower's
Obligations.

     Perfection of Security Interest. Borrower agrees to execute such financing
     statements and other documents and to take whatever other actions are
     requested by Lender to perfect and continue Lender's Liens upon the
     Collateral. Borrower hereby appoints Lender as its irrevocable
     attorney-in-fact for the purpose of executing any financing statements and
     other documents necessary to perfect or to continue its Liens. Lender may
     at any time, and without further authorization from Borrower, file a
     carbon, photograph, facsimile, or other reproduction of any financing
     statement for use as a financing statement. Borrower will reimburse Lender
     for all expenses for the perfection, termination, and the continuation of
     the perfection of Lender's Liens upon the Collateral. Borrower will
     promptly notify Lender of any change in Borrower's name including any
     change to the assumed business names of Borrower. Borrower also will
     promptly notify Lender of any change in Borrower's social security number
     or employer identification number. Lender's Security Interest in any
     Export-Related Accounts Receivable shall be further perfected by Borrower's
     execution and delivery to Lender of any instruments, the giving of any
     notices and the taking of any additional steps that may be required under
     foreign law in order to ensure the effectiveness of the assignment of such
     Export-Related Accounts Receivable against the Buyer.

     Collateral Records and Reports. Borrower does now, and at all times
     hereafter shall keep correct and accurate books and records of the
     Collateral, all of which books and records shall be available to Lender or
     Lender's representative upon demand for inspection and copying at any
     reasonable time. In this connection, Borrower acknowledges that Lender is
     required by Ex-Im Bank to perform (or contract to perform) a field
     examination of Borrower and the Collateral in accordance with Lender's
     customary procedures but in no event less than every six months. Such field
     examination shall include without limitation an inspection and valuation of
     Inventory and Other Assets, a book audit of Accounts Receivable and a
     review of the Accounts Receivable aging report For Revolving Loan
     Facilities, if Lender elects in its sole discretion to make Credit
     Accommodations based upon summaries of Export Orders, then at least once
     each quarter, Lender shall review a sampling selected by Lender of those
     Export Orders representing at least 10% of the aggregate Dollar volume of
     Export Orders and 10% of the number of Export Orders supporting Credit
     Accommodations made or incurred during the past quarter. Specifically with
     respect to Export-Related Collateral, Borrower agrees to keep and maintain
     such books and records as Lender may require, including, without
     limitation, information concerning the eligibility of Export-Related
     Collateral for Export-Related Borrowing Base purposes, Export-Related
     Accounts Receivable balances and number of days outstanding, descriptions
     and itemizations of the kind, type, quality, and quantity of Export-Related
     Inventory, Inventory costs and selling prices, and records of daily
     withdrawals and additions to Export-rRlated Inventory. Borrower shall
     submit to Lender in writing from time to time upon Lender's request and in
     any event no later than the 20th day of each month (a) an Inventory
     schedule for the immediately preceding month, which schedule shall include
     the location of each Item of Inventory, (b) an Accounts Receivable aging
     report for the immediately preceding month, which report shall include the
     customer name,

                                      - 4 -

<PAGE>

     Dollar amount due and number of days outstanding for each Export-Related
     Account Receivable, (c) information concerning the status of completion of
     Export Orders, and (d) such other information, reports, contracts, invoices
     and other data relating to the Collateral as Lender may request.

     Assignment of Foreign Credit Insurance Policy Proceeds and Buyer/Supplier
     Financing. Borrower shall, simultaneously with the execution of this
     Agreement and as and when such policies are put into effect or financing is
     obtained by Borrower for the benefit of any Buyer, at any time prior to the
     payment and performance in full of Borrower's Obligations, assign to Lender
     the proceeds of all foreign credit insurance policies maintained by
     Borrower and any financing obtained by Borrower for the benefit of any
     Buyer, including, without limitation, any financing the repayment of which
     is guaranteed or insured by Ex-Im Bank, such assignment to provide for
     payment to be made directly into Borrower's account with Lender or to
     Lender.

     Loss of Collateral. Lender shall not be liable for the loss of any
     Collateral in its possession, nor shall such loss diminish Borrower's
     Obligations.

REPRESENTATIONS AND WARRANTIES. Borrower represents and warrants the following
to Lender and Ex-Im Bank, as of the Effective Date, as of the date each Credit
Accommodation is made or incurred hereunder, as of the date of any Renewal,
extension or modification of the Loan, and at all times any of Borrower's
Obligations are outstanding, and it is the affirmative obligation of Borrower to
notify Lender in writing promptly, but in any event within five (5) Business
Days, of any occurrence, circumstance or fact which would affect its ability to
make the representations and warranties contained herein:

     Organization. Borrower is a corporation which is duly organized, validly
     existing, and in good standing under the laws of the state of Borrower's
     incorporation and is duly qualified and in good standing in all other
     states in which Borrower is doing business. Borrower has the full power and
     authority to own its properties and to transact the businesses in which it
     is presently engaged or presently proposes to engage. Borrower has not been
     suspended or debarred from doing business with the United States
     government.

     Authorization. The execution, delivery, and performance of this Agreement
     and all other Financing Documents to which Borrower is a party have been
     duly authorized by all necessary action by Borrower; do not require the
     consent or approval of any other Person; and do not conflict with, result
     in a violation of, or constitute a default under (a) any provision of its
     certificate or articles of incorporation or organization, or bylaws, or
     partnership, limited liability or operating agreement, or any other
     agreement or instrument binding upon Borrower, or (b) any law, governmental
     regulation, court decree, or order applicable to Borrower. Borrower has all
     requisite power and authority to execute and deliver this Agreement and all
     other Financing Documents to which Borrower is a party.

     Financial Information. Each financial statement of Borrower supplied to
     Lender truly and completely discloses financial condition of Borrower as of
     the date of the statement, and there has been no change in Borrower's
     financial condition subsequent to the date of the most recent financial
     statement supplied to Lender, which has had or could reasonably be expected
     to have a Material Adverse Effect. Borrower has no material contingent
     obligations except as disclosed in such financial statements.

     Legal Effect. This Agreement and all other Financing Documents to which
     Borrower is a party constitute legal, valid and binding obligations of
     Borrower enforceable against Borrower in accordance with their respective
     terms.

     Properties. Borrower is the sole owner of, and has good title to, all of
     Borrower's properties free and clear of all security interests except for
     liens and security interests in favor of Lender and Permitted Liens, and
     has not executed any security documents or financing statements relating to
     such properties. Title to all of Borrower's properties are in Borrower's
     legal name, and Borrower has not used, or filed a UCC financing statement
     under, any other name for at least the last six (6) years.

     Compliance. Except as disclosed to and acknowledged by Lender in writing,
     (a) Borrower is conducting Borrower's businesses in material compliance
     with all applicable federal, state and local laws, statutes, ordinances,
     rules, regulations, orders, determinations and court decisions, including,
     without limitation, those pertaining to health or environmental matters,
     and (b) Borrower otherwise does not have any contingent liability in
     connection with the release into the environment, disposal or the improper
     storage of any toxic or hazardous substance or solid waste which has had or
     could reasonably be expected to have a Material Adverse Effect.

     Licenses. All necessary licenses, permits and authorizations required for
     the exporting of the Export-related Inventory have been or will be timely
     obtained by Borrower, and to the best of Borrower's knowledge, all required
     necessary licenses, permits and authorizations have been or will be timely
     obtained by each importer.

     Performance. Borrower has an operating history of at least one year.
     Borrower has sufficient financial resources with which to perform its
     Export Orders and to pay any costs of completing its Export Orders which
     are not paid from the proceeds of the Loan.

     Litigation and Claims. No litigation, claim, investigation, administrative
     proceeding or similar action (including those for unpaid taxes) against
     Borrower is pending or threatened, and no other event has occurred which
     has had or could reasonably be expected to have a Material Adverse Effect
     other than litigation, claims, or other events, if any, that have been
     disclosed to and acknowledged by Lender in writing.

     Taxes. All tax returns and reports of Borrower that are or were required to
     be filed have been filed in a timely manner, and all taxes, assessments and
     other governmental charges have been paid in full, except those that have
     been disclosed in writing to Lender which are presently being or to be
     contested by Borrower in good faith in the ordinary course of business and
     for which adequate reserves have been provided.

     Lien Priority. Unless otherwise previously disclosed to and approved by
     Lender in writing, Borrower has not entered into any security agreements,
     granted a Lien or permitted the filing or attachment of any Lien (other
     than Permitted Liens) on or affecting any of the Collateral, except in
     favor of Lender.

     Use of Proceeds. Borrower shall not use any Loan proceeds for the
     purchasing or carrying of "margin stock" as defined in Regulation U issued
     by the Board of Governors of the Federal Reserve System.

     Employee Benefit Plans. Each employee benefit plan as to which Borrower may
     have any liability complies in all material respects with all applicable
     requirements of law and regulations, and (a) no Reportable Event nor
     Prohibited Transaction (as defined in ERISA) has occurred with respect to
     any such plan, (b) Borrower has not withdrawn from any such plan or
     initiated steps to do so, (c) no steps have been taken to terminate any
     such plan, and (d) there are no unfunded liabilities other than those
     previously disclosed to Lender in writing.

                                      - 5 -

<PAGE>

     Location of Borrower's Offices and Records. Borrower's place of business,
     or Borrower's chief executive office if Borrower has more than one place of
     business, is located at the address for notices to Borrower set forth in
     the Subsection titled "Notices". Unless Borrower has notified Lender and
     Lender has acknowledged in writing to the contrary, said address is also
     the location of Borrower's books and records concerning the Collateral.

     Information. All information heretofore or contemporaneously herewith
     furnished by Borrower to Lender for the purposes of or in connection with
     this Agreement or any transaction contemplated hereby is, and all
     information hereafter furnished by or on behalf of Borrower to Lender will
     be, true and accurate in every material respect on the date as of which
     such information is dated or certified; and none of such information is or
     will be incomplete by omitting to state any material fact necessary to make
     such information not misleading.

     Export-related Accounts Receivable. (a) All Export-related Accounts
     Receivable represented by Borrower to constitute Eligible Export-related
     Accounts Receivable satisfy all relevant eligibility criteria; (b) all
     Export-related Receivables information contained in Export-related
     Borrowing Base Certificates and related reports delivered to Lender will be
     true and correct, subject to immaterial variance; and (c) Lender shall have
     the right at any time during normal business hours and at Borrower's
     expense to confirm with Buyers the accuracy of such Export-related Accounts
     Receivable information.

     Export-related Inventory and Other Assets. (a) All Export-related Inventory
     represented by Borrower to constitute Eligible Export-related Inventory
     satisfies all relevant eligibility criteria; (b) all information regarding
     Export-related Inventory and Other Assets (if any) contained in
     Export-related Borrowing Base Certificates and related schedules delivered
     to Lender will be true and correct, subject to immaterial variance; (c) the
     Export-related Inventory Value and the Other Assets Value (if any) will be
     determined in accordance with GAAP; (d) except as agreed to the contrary by
     Lender in writing, all Eligible Export-related Inventory and Other Assets
     are now and at all times hereafter will be in Borrower's physical
     possession; (e) all Eligible Export-related Inventory is now and at all
     times hereafter will be of good and merchantable quality, free from
     defects; (f) no Eligible Export-related Inventory is now and none at any
     time hereafter will be stored with a processor, bailee, warehouseman, or
     similar party without Lender's prior written consent; and (g) Lender and
     Ex-Im Bank shall have the right at any time during normal business hours
     and at Borrower's expense to check and test Export-related Inventory and
     Other Assets (if any) as to quality, value, and condition.

Borrower understands and agrees that Lender, without independent investigation,
is relying upon the above representations and warranties in extending the Loan
to Borrower. Borrower further agrees that the foregoing representations and
warranties shall be continuing in nature and shall remain in full force and
effect as long as any of Borrower's Obligations remain outstanding.

AFFIRMATIVE COVENANTS. Borrower covenants and agrees with Lender that, while
this Agreement is in effect and until all of Borrower's Obligations are fully
paid and performed, Borrower shall:

     Additional Liabilities. Promptly, but in any event within five (5) Business
     Days, inform Lender in writing (a)in the event any litigation, claim,
     investigation, administrative proceeding or similar action affecting
     Borrower or any Guarantor which could reasonably be expected to have a
     Material Adverse Effect is filed or threatened against Borrower or any
     Guarantor, and (b) of the creation, occurrence or assumption by Borrower of
     any actual or contingent liabilities not permitted under this Agreement.

     Financial Records. Maintain or cause to be maintained books and records in
     accordance with GAAP, and permit Lender and Ex-Im Bank or their
     representatives to examine, review, audit and make and take away copies or
     reproductions of Borrower's books and records at all reasonable times. If
     any books and records, including, without limitation, computer generated
     records and computer software programs for the generation of such records,
     now or hereafter are maintained in the possession of a third party,
     Borrower, upon request of Lender, shall instruct such party to permit
     Lender and Ex-Im Bank or their representatives free access to such records
     at all reasonable times and to provide Lender with copies of any records it
     may request, all at Borrower's expense.

     Reporting Requirements. Furnish to Lender:

          (a) As soon as available and in any event not later than 45 days after
          the end of each fiscal quarter, the unaudited balance sheets of
          Borrower as of the end of such quarter, and the related unaudited
          statements of income, shareholders' equity and cash flows for the
          period commencing at the end of the previous year and ending with the
          end of such quarter, and the corresponding figures as at the end of,
          and for, the corresponding period in the preceding fiscal year, all in
          reasonable detail and duly certified with respect to such statements
          (subject to year-end audit adjustments) by an authorized financial
          officer of Borrower as having been prepared in accordance with GAAP;

          (b) As soon as available and in any event not later than [90] days
          after the end of each fiscal year of Borrower and any Guarantor (other
          than an individual Guarantor), a copy of the annual audit for such
          year for Borrower and any such Guarantor ,including therein audited
          balance sheets of Borrower and any such Guarantor as of the end of
          such fiscal year and the related statements of income, shareholders'
          equity and cash flows for such fiscal year, and the corresponding
          figures as at the end of, and for, the preceding fiscal year, in each
          case audited and certified by a firm of independent certified public
          accountants of recognized standing acceptable to Lender and including
          any management letters delivered by such accounting firm to Borrower
          or such Guarantor in connection with such audit together with a
          certificate of such accounting firm to Lender stating that, in the
          course of the regular audit of the business of Borrower or such
          Guarantor which audit was conducted by such accounting firm in
          accordance with generally accepted auditing standards, such accounting
          firm has obtained no knowledge that an Event of Default has occurred
          and is continuing, or if, in the opinion of such accounting firm, an
          Event of Default has occurred and is continuing, a statement as to the
          nature thereof;

          (c) Within 30 days after filing with the Internal Revenue Service and
          in any event not later than 90 days after March 31 of each year,
          copies of each Guarantor's signed federal income tax returns for the
          prior year; and

          (d) To the extent not hereinabove described, the financial statements
          of Borrower and each Guarantor deliverable pursuant to the Loan
          Authorization Notice by the dates set forth therein.

     Taxes, Charges and Liens. Pay and discharge when due all of Borrower's
     indebtedness and obligations, including, without limitation, all
     assessments, taxes, governmental charges, levies and liens, of every kind
     and nature, imposed upon Borrower or its properties, income, or profits,
     prior to the date on which penalties would attach, and all lawful claims
     that, if unpaid, might become a lien or charge upon any of Borrower's
     properties, income, or profits; provided, however, Borrower will not be
     required to pay and discharge any such assessment, tax, charge, levy, lien
     or claim so long as (a) the legality of the same shall be contested in good
     faith by appropriate proceedings, and (b) Borrower shall have established
     or caused to have been established adequate reserves with respect to such
     contested assessment, tax, charge, levy, lien, or claim in accordance with
     GAAP. Borrower, upon demand of Lender, will furnish to Lender evidence of
     payment of

                                      - 6 -

<PAGE>

     the assessments, taxes, charges, levies, liens and claims and will
     authorize the appropriate governmental official to deliver to Lender at any
     time a written statement of any assessments, taxes, charges, levies, liens
     and claims against Borrower's properties, income, or profits.

     Additional Information. Furnish to Lender such additional information and
     statements, lists of assets and liabilities, agings of receivables and
     payables, inventory schedules, budgets, forecasts, financial information on
     principal suppliers of Borrower, and other reports with respect to
     Borrower's financial condition and business operations as Lender may
     request from time to time, including, without limitation, those reports
     listed in Section 9 of the Letter Loan Agreement dated as of September 30,
     2002.

     Insurance. Maintain fire and other risk insurance, public liability
     insurance, and such other insurance as Lender may require with respect to
     Borrower's properties and operations, in form, amounts, coverages and with
     insurance companies reasonably acceptable to Lender. If Borrower fails to
     provide any required insurance or fails to continue such insurance in
     force, Lender may, but shall not be required to, obtain such insurance at
     Borrower's expense, and the cost of such insurance will be added to
     Borrower's Obligations. Borrower, upon request of Lender, will deliver to
     Lender from time to time the policies or certificates of insurance in form
     and substance satisfactory to Lender, including stipulations that coverages
     will not be canceled or changed without at least 10 days' prior written
     notice to Lender. In connection with all policies covering any of the
     Collateral, Borrower will provide Lender with such loss payable or other
     endorsements as Lender may require; and each such policy in any event shall
     contain a standard non-contributing, non-reporting mortgagee or loss payee
     clause naming Lender as mortgagee and loss payee. Each liability insurance
     policy shall name Lender as additional insured. At Lender's request
     Borrower shall furnish to Lender from time to time reports on each existing
     insurance policy including, without limitation, the following: (a) the name
     of the insurer; (b) the risks insured; (c) the amount of the policy; (d)
     the properties insured; (e) the then current property values on the basis
     of which insurance has been obtained, and the manner of determining those
     values; (f) the expiration date of the policy; and (g) such additional
     information as Lender may request.

     Other Agreements. Comply with all material terms and conditions of all
     other agreements, whether now or hereafter existing, between Borrower and
     any other party and notify Lender immediately in writing of any material
     default in connection with any other such agreements.

     Performance. Perform and comply with all terms, conditions, and provisions
     set forth in this Agreement and in the other Financing Documents and in all
     Export Orders (including, without limitation, the delivery of the goods
     required thereby free and clear of defects and prior to the deadline
     specified therein) in a timely manner, and promptly notify Lender
     (including, without limitation, providing such notice of events as is
     required pursuant to the Borrower Agreement) of the occurrence of any event
     which constitutes or may constitute an Event of Default under this
     Agreement or a default under any of the other Financing Documents or Export
     Orders. Borrower shall, as soon as possible, take all actions necessary to
     entitle Borrower to receive any payments due under all Export Orders,
     including, without limitation, the timely drawing of drafts under any
     letters of credit issued for the benefit of Borrower in connection
     therewith and the timely presentation of any claims under any insurance
     policy issued by, or financing guaranteed by, Ex-Im Bank or any other
     insurer or guarantor.

     Operations. Conduct its business affairs in a reasonable and prudent manner
     and in compliance with all applicable federal, state, municipal, and
     foreign laws, ordinances, rules and regulations respecting its properties,
     charters, businesses and operations, including without limitation,
     compliance with the Americans with Disabilities Act, all applicable
     environmental statutes, rules, regulations and ordinances and with all
     minimum funding standards and other requirements of ERISA and other laws
     applicable to Borrower's employee benefit plans.

     Compliance Certificate. Unless waived in writing by Lender, provide Lender
     within 45 days after the end of each fiscal quarter with a certificate
     executed by Borrower's chief financial officer or other officer or person
     acceptable to Lender (a) certifying that the representations and warranties
     set forth in this Agreement and the other Financing Documents are true and
     correct in all material respects as of the date of the certificate and
     that, as of the date of the certificate, no Event of Default exists under
     this Agreement, and (b) demonstrating compliance with all financial
     covenants and ratios set forth in this Agreement.

     Export-Related Borrowing Base Certificates. In addition to deliveries at
     the time each request for a Credit Accommodation is made by Borrower (if
     required by Lender) or as otherwise required by Lender and Ex-Im Bank, and
     so long as there are any Credit Accommodations outstanding under the Loan,
     deliver to Lender no later than the 20th day of each calendar month an
     Exported-Related Borrowing Base Certificate, along with such supporting
     documentation as Lender may request. Without limiting the generality of the
     foregoing, each Export-Related Borrowing Base Certificate shall include or
     be accompanied by (a) in the event Borrower is requesting Credit
     Accommodations, a copy of the Export Order(s) (or, for Revolving Loan
     Facilities, if permitted in writing by Lender, a written summary of the
     Export Orders) and related invoice(s) against which Borrower is requesting
     Credit Accommodations, and copies of all other documentation pursuant to
     which the Buyer's obligations in respect of the Export Order(s) are
     evidenced, secured or guaranteed, and (b) in all cases, an Accounts
     Receivable aging report and Inventory schedule as described in the
     Subsection titled "Collateral Records and Reports," reconciled directly to
     Borrower's month-end Accounts Receivable report, its month-end Inventory
     schedule, and its general ledger, adjusted for intra-month sales, receipts,
     credits and other adjustments.

     Additional Assurances. Execute, acknowledge and deliver, or cause to be
     executed, acknowledged or delivered, to Lender and Ex-Im Bank such
     promissory notes, mortgages, deeds of trust, security agreements, financing
     statements, instruments, documents and other agreements as Lender or Ex-Im
     Bank may reasonably request to evidence and secure the Loan, to perfect the
     Liens or otherwise facilitate the performance of this Agreement and any of
     the other Financing Documents.

NEGATIVE COVENANTS. Borrower covenants and agrees with Lender that while this
Agreement is in effect and until all Borrower's Obligations are fully paid and
performed, Borrower shall not, without the prior written consent of Lender and,
to the extent required, Ex-Im Bank:

     FINANCIAL COVENANTS.

          (a) Permit its Leverage Ratio at any time to be in excess of 1.50 to
          1.0 as of the end of any fiscal quarter.

          (b) Permit its Tangible Net Worth at any time to be less than
          $14,000,000 as of the end of any fiscal quarter..

          (d) Maintain EBITDA (excluding tax refunds) at all times for the
          immediately preceding 12 month period of not less than $3,500,000.

     Maintain Basic Business. Engage in any business activities substantially
     different than those in which Borrower is presently engaged.

     Continuity of Operations. Cease operations, liquidate, dissolve or merge or
     consolidate with or into any other entity or make any material change in
     its corporate structure or identity, or enter into any agreement to do any
     of the following.

                                      - 7 -

<PAGE>

     Indebtedness. Create, incur or assume additional indebtedness for borrowed
     money, including capital leases, or guarantee any indebtedness owing by
     others, other than (a) current unsecured trade debt incurred in the
     ordinary course of business, (b) indebtedness owing to Lender, (c)
     borrowings outstanding as of the Effective Date and disclosed to Lender in
     writing, and (d) any borrowings otherwise approved by Lender in writing.

     Capital Expenditures. Make or advance any payment(s) directly or indirectly
     which in the aggregate exceed $4,000,000 during any 12 month period for the
     purpose of acquiring or constructing fixed assets, real property or
     equipment which in accordance with GAAP would be added as a debit to the
     Borrower's fixed asset account including, without limitation, amounts paid
     or payable for such purpose under any conditional sale or other title
     retention agreement or capital lease.

     Transfer of Assets and Liens. Transfer, sell or otherwise dispose of any of
     Borrower's assets other than in the ordinary course of business, or
     mortgage, assign, pledge, or grant a security interest in or otherwise
     encumber Borrower's assets other than liens in favor of Lender and
     Permitted Liens.

     Transfer of Ownership. Permit the sale, pledge or other transfer of any
     ownership interest in Borrower.

     Investments and Loans. Make any substantial investment in or loan to, or
     purchase, create, form or acquire any substantial interest in, any other
     Person or enterprise including, without limitation, any Affiliate
     (including, without limitation, any officer or director) of Borrower other
     than loans to Affiliates that do not exceed the aggregate amount of
     $150,000.

     Dividends. Pay any dividends of Borrower's capital stock or purchase,
     redeem, retire or otherwise acquire any of Borrower's capital stock or
     alter or amend Borrower's capital structure; provided, however if Borrower
     is and becomes a Subchapter S corporation, Borrower may make distributions
     to each of its shareholders equal to each shareholder's additional federal
     and state income tax liability attributable to such shareholder's ownership
     of capital stock in Borrower.

     Affiliates. Enter into any transaction, including, without limitation, the
     purchase, sale, lease or exchange of property or the rendering of any
     service, with any Affiliate (including, without limitation, any officer or
     director) of Borrower, except in the ordinary course of and pursuant to the
     reasonable requirements of Borrower's business and upon fair and reasonable
     terms no less favorable than would be obtained in a comparable arm's length
     transaction with a Person not an Affiliate of Borrower.

EVENTS OF DEFAULT. Each of the following shall constitute an Event of Default
under this Agreement:

     Default on Borrower's Obligations Regarding Payment. Failure of Borrower to
     make any payment within ten (10) days after the date when due on any of
     Borrower's Obligations, including, without limitation, any mandatory
     prepayments of Borrower's Obligations from the Proceeds of or comprising
     Export-related Accounts Receivable and Export-related Inventory.

     Other Defaults. (a) Failure of Borrower to comply with or to perform when
     due any other term, obligation, covenant or condition contained in this
     Agreement, the Note, the Borrower Agreement or in any of the other
     Financing Documents, and such failure remains uncured or uncorrected for a
     period of thirty (30) days; or (b) failure of Borrower to pay when due any
     amount payable to Lender under any other loan or credit accommodation to
     Borrower; or (c) the occurrence of any default or event of default under
     any other agreement now existing or hereafter arising between Lender and
     Borrower.

     False Statements. Any warranty, representation or statement made in or
     furnished to Lender under this Agreement or the other Financing Documents
     is false or misleading in any material respect when made or furnished, or
     becomes false or misleading at any time thereafter.

     Default toThird Party. The occurrence of any event which permits the
     acceleration of the maturity of any indebtedness in excess of $100,000
     owing by Borrower or any Guarantor to any third party under any agreement
     or undertaking, or any such indebtedness shall not be paid as and when due.

     Insolvency. Borrower or any Guarantor (a) applies for, consents to or
     suffers the appointment of, or the taking of possession by, a receiver,
     custodian, trustee, liquidator or similar fiduciary of itself or of all or
     a substantial part of its property or calls a meeting of its creditors, (b)
     admits in writing its inability, or is generally unable, to pay its debts
     as they become due or ceases operations of its present business, (c) makes
     a general assignment for the benefit of creditors, (d) commences a
     voluntary case under any state or federal bankruptcy laws (as now or
     hereafter in effect), (e) is adjudicated as bankrupt or insolvent, (f)
     files a petition seeking to take advantage of any other law providing for
     the relief of debtors, (g) acquiesces to, or fails to have dismissed within
     60 days, any petition filed against it in any involuntary case under such
     bankruptcy laws, (h) is the subject of any proceeding for the liquidation
     of its assets or dissolution, or (i) takes any action for the purpose of
     effecting any of the foregoing.

     Change in Ownership. Any change in ownership of 25% or more of the capital
     stock of Borrower, or Borrower becomes the subject of any merger or
     consolidation.

     Creditor or Forfeiture Proceedings. Commencement of foreclosure or
     forfeiture proceedings, whether by judicial proceeding, self-help,
     repossession or any other method, by any creditor of Borrower or any
     Guarantor, or by any governmental agency; or the issuance of any levy,
     assessment, attachment, seizure or Lien, other than a Permitted Lien,
     against any of the Collateral which is not stayed or lifted within 30 days.

     Ex-Im Bank Guarantee. The occurrence of an event of default under the Ex-Im
     Bank Guarantee or the Ex-Im Bank Guarantee ceases to be in effect for any
     reason whatsoever without Lender's prior written consent, including,
     without limitation, Borrower's failure to pay all fees due Ex-Im Bank.

     Contract Fulfillment; Change in Supplier Financial Condition. Any material
     delay occurs in Borrower's performance of its obligations under any
     material Export Order, unless such delay is due to force majeure and
     Borrower is able to satisfy Lender that the delay will not cause a default
     under the applicable Export Order or diminish the Buyer's payment
     obligations thereunder; or a material adverse change occurs in the
     financial condition of any material supplier to Borrower which could
     reasonably be expected to result in a material adverse effect on the
     financial condition of the Borrower.

     Material Adverse Effect. An event occurs which has had or could reasonably
     be expected to have a Material Adverse Effect.

                                      - 8 -

<PAGE>

     Failure of Lien. Any Lien in any of the Collateral granted or intended by
     the Financing Documents to be granted to Lender ceases to be a valid,
     enforceable, perfected, first priority Lien (or a lesser priority if
     expressly permitted pursuant to Section 6 of the Loan Authorization Notice)
     subject only to Permitted Liens.

     Invalidity. Any material provision of any Financing Document for any reason
     ceases to be valid, binding and enforceable in accordance with its terms.

     Litigation. Any litigation is filed against Borrower or any Guarantor which
     has had or could reasonably be expected to have a Material Adverse Effect
     and such litigation is not withdrawn or dismissed within 30 days of the
     filing thereof.

EFFECT OF AN EVENT OF DEFAULT. If any Event of Default shall occur, and unless
such Event of Default shall be cured to the satisfaction of Lender and Ex-Im
Bank, Lender may, at its option, without further notice or demand, (a)
accelerate the Commitment Termination Date, whereupon the Commitment shall
terminate as of the accelerated Commitment Termination Date; (b) terminate all
other commitments and obligations of Lender to make loans or other credit
accommodations to Borrower, if any; (c) declare the Loan and any other
indebtedness of Borrower to Lender immediately due and payable; (d) refuse to
make or incur any additional Credit Accommodations under this Agreement or the
Note; (e) assemble, sell, lease, buy, transfer or otherwise dispose of the
Collateral or the Proceeds thereof; and (f) exercise all the rights and remedies
provided in this Agreement, the Note or in any of the other Financing Documents
or available at law, in equity, or otherwise; provided, however, that if any
Event of Default of the type described in the Subsection titled "Insolvency"
shall occur, the Loan and any other indebtedness of Borrower to Lender shall
automatically become fully due and payable, without any notice, demand or action
by Lender. Except as may be prohibited by applicable law, all of Lender's rights
and remedies shall be cumulative and may be exercised singularly or
concurrently. Election by Lender to pursue any remedy shall not exclude pursuit
of any other remedy, and an election to make expenditures or to take action to
perform an obligation of Borrower or of any Guarantor shall not affect Lender's
right to declare a default and to exercise its rights and remedies.

MISCELLANEOUS PROVISIONS.

     Amendments. This Agreement, together with the other Financing Documents,
     constitute the entire understanding and agreement of the parties as to the
     matters set forth in this Agreement. No alteration of or amendment to this
     Agreement shall be effective unless given in writing and signed by the
     party or parties sought to be charged or bound by the alteration or
     amendment. This Agreement and the other Financing Documents supersede all
     existing agreements, oral or written, previously entered into between
     Borrower and Lender with respect to the Loan unless Borrower and Lender
     agree in writing to the contrary.

     Caption Headings. Caption headings in this Agreement are for convenience
     purposes only and are not to be used to interpret or define the provisions
     of this Agreement.

     Consent to Loan Participation. Borrower agrees and consents to Lender's
     sale or transfer, at Lender's sole discretion, whether now or later, of one
     or more participation interests in the Loan to one or more purchasers,
     whether related or unrelated to Lender. Lender may provide, without any
     limitation whatsoever, to any one or more purchasers, potential purchasers,
     or affiliates of Lender, any information or knowledge Lender may have about
     Borrower or about any other matter relating to the Loan, and Borrower
     hereby waives any rights to privacy it may have with respect to such
     matters. Borrower additionally waives any and all notices of sale of
     participation interests, as well as all notices of any repurchase of such
     participation interests.

     Notices. All communications and notices required to be given under this
     Agreement shall be hand delivered or sent by nationally recognized
     overnight courier or United States mail, certified or registered, postage
     prepaid, addressed to the party to whom the notice is to be given at the
     address shown below. All such communications and notices shall be effective
     upon delivery. Any party may change its address for notices under this
     Agreement by giving formal written notice to the other parties, specifying
     that the purpose of the notice is to change the party's address. To the
     extent permitted by applicable law, if there is more than one Borrower,
     notice to any Borrower will constitute notice to all Borrowers:

                    if to Borrower:
                    AMX Corporation
                    3000 Research Drive
                    Richardson, Texas  75082
                    ATTN: Jean Nelson

                    if to Lender:
                    Bank One, NA
                    1717 Main Street
                    Dallas, Texas  75201
                    ATTN: Fred Points

                                      - 9 -

<PAGE>

                    with copy to:

                    Bank One, NA
                    1700 Pacific Avenue, 21st Floor
                    Dallas, Texas 75201
                    ATTN: Martha Gentry

                    if to Ex-Im Bank:

                    Export-Import Bank of the United States
                    811 Vermont Avenue, N.W.
                    Washington, D.C.  20571
                    ATTN: Vice President, Business Credit Division

     Survival; Successors and Assigns. All covenants, agreements,
     representations and warranties of Borrower and any Guarantor made herein
     and in the other Financing Documents and in the certificates, instruments
     and other documents delivered pursuant hereto or thereto shall survive the
     making or incurring of Credit Accommodations hereunder, and shall continue
     in full force and effect until all of Borrower's Obligations have been paid
     and performed in full. Whenever in this Agreement any of the parties hereto
     is referred to, such reference shall be deemed to include the successors
     and permitted assigns of such party; and all covenants, promises and
     agreements by or on behalf of Borrower which are contained in this
     Agreement or in the other Financing Documents shall inure to the benefit of
     the successors and assigns of Lender and Ex-Im Bank, which is a third-party
     beneficiary of this Agreement and each of the other Financing Documents to
     which it is not a direct party. Borrower may not assign any interest that
     it may have under this Agreement, including, without limitation, the right
     to receive the benefit of the Loan to be extended hereunder, without the
     prior written consent of Lender and Ex-Im Bank. Any assignment made or
     attempted by Borrower without the prior written consent of Lender and Ex-Im
     Bank shall be void and of no effect. No consent by Lender and Ex-Im Bank to
     an assignment by Borrower shall release Borrower as the party primarily
     obligated and liable under the terms of this Agreement unless Borrower
     shall be released specifically by Lender and Ex-Im Bank in writing. No
     consent by Lender and Ex-Im Bank to an assignment shall be deemed to be a
     waiver of the requirement of prior written consent by Lender and Ex-Im Bank
     with respect to each and every further assignment and as a condition
     precedent to the effectiveness of such assignment. Lender may assign its
     interest in any or all of the Financing Documents to any Person, including
     Ex-Im Bank, without the consent of or notice to Borrower, any Guarantor, or
     any other Person, upon such terms as Lender in its sole discretion deems
     appropriate.

     Payment of Fees and Expenses. At Lender's discretion, Borrower will pay all
     out-of-pocket expenses, including, without limitation, the fees and
     disbursements of legal counsel employed by Lender, incurred by Lender in
     connection with (i) the preparation and negotiation of this Agreement and
     the other Financing Documents, (ii) the making or incurring of Credit
     Accommodations by Lender, (iii) the protection of the Collateral and any
     other security for the repayment of Borrower's Obligations, and (iv) the
     enforcement and protection of the rights of Lender in connection with this
     Agreement or any of the other Financing Documents. Prior to Lender's making
     or incurring any Credit Accommodations hereunder, Borrower shall pay to
     Lender, in consideration for the establishment of the Commitment and as an
     additional condition precedent to the making or incurring of Credit
     Accommodations, the Ex-Im Bank facility fee determined in accordance with
     the Loan Authorization Notice and all other fees and expenses due Lender.

     Applicable Law; Jurisdiction; Consent to Service of Process. Except as
     hereinafter expressly provided, this Agreement is governed by and shall be
     construed in accordance with the laws of the State of Texas. The Ex-Im Bank
     Guarantee is governed by New York law. Accordingly, notwithstanding any
     provision to the contrary contained herein or in any of the other Financing
     Documents, to the extent, but only to the extent, necessary to assure full
     satisfaction of and compliance with all terms and conditions of Ex-Im
     Bank's guaranty of Borrower's Obligations under the Ex-Im Bank Guarantee
     and to preserve Lender's rights thereunder, this Agreement and each of the
     other Financing Documents shall be governed by and construed in accordance
     with the laws of the State of New York. Lender and Borrower hereby submit
     to the non-exclusive jurisdiction of any New York court or federal court
     sitting in New York City over any suit, action or proceeding arising out of
     or relating to this Agreement. Final judgment in any such suit, action or
     proceeding brought in any such court shall be conclusive and binding upon
     Borrower and may be enforced in any court to the jurisdiction of which
     Borrower is subject, by a suit upon the judgment.

     No Liability of Lender. Neither Lender nor Ex-Im Bank shall be liable for
     any act or omission by it pursuant to the provisions of this Agreement, in
     the absence of fraud or gross negligence. Borrower hereby agrees that
     neither Lender nor Ex-Im Bank shall be chargeable for any negligence,
     mistake, act or omission of any accountant, examiner, agency or attorney
     employed by it in making examinations, investigations or collections, or
     otherwise in perfecting, maintaining, protecting or realizing upon any lien
     or Security Interest in the Collateral or any other interest in any
     security for Borrower's Obligations. Neither Lender nor Ex-Im Bank shall
     incur any liability to Borrower or to any other party in connection with
     the acts or omissions of Lender or Ex-Im Bank in reliance upon any
     certificate or other paper believed by Lender or Ex-Im Bank to be genuine
     or with respect to any other thing which Lender or Ex-Im Bank may do or
     refrain from doing, unless such act or omission amounts to fraud or gross
     negligence.

     Indemnification. Borrower agrees to protect, indemnify, defend and hold
     harmless Lender and Ex-Im Bank from and against any and all claims,
     damages, losses, liabilities, costs or expenses (including, without
     limitation, attorneys' fees) whatsoever which Lender and Ex-Im Bank may, at
     any time, sustain or incur by reason of or in consequence of or arising out
     of extending the Loan to Borrower, the making or incurring of Credit
     Accommodations, or the issuance of a guaranty of Borrower's Obligations, as
     the case may be except to the extent caused by the willful misconduct or
     gross negligence of Lender; it being the intention of the parties that this
     Agreement shall be construed and applied to protect, indemnify, defend and
     hold harmless Lender and Ex-Im Bank against any and all risks involved in
     the transactions contemplated by this Agreement and the other Financing
     Documents, all of which risks are hereby assumed by Borrower except to the
     extent any such claim, damage, loss, liability, cost or expense is caused
     by the willful misconduct or gross negligence of Lender. The provisions of
     this Section shall survive the expiration or termination of this Agreement,
     the other Financing Documents, and the Commitment and the payment and
     performance of Borrower's Obligations.

     No Partnership. Nothing contained in this Agreement shall be construed in a
     manner to create any relationship among Borrower, Lender and Ex-Im Bank
     other than the relationship of borrower, lender and credit enhancement
     provider, and Borrower, Lender and Ex-Im Bank shall not be considered
     partners or co-venturers for any purpose on account of this Agreement.

     Controlling Agreement. Borrower acknowledges and agrees that (a) the
     Borrower Agreement contains additional representations, terms, covenants
     and conditions related to Borrower and the Loan, and (b) as between Lender
     and Borrower this Agreement and the Borrower Agreement together govern the
     establishment of the Loan as a Loan Facility guaranteed pursuant to the
     Ex-Im Bank Guarantee and the making and incurring of Credit Accommodations
     under the Loan. In the event any of the representations, terms, covenants
     or conditions

                                     - 10 -

<PAGE>

     contained in this Agreement conflict with those contained in the Borrower
     Agreement, then as between Lender and Borrower, the more stringent
     provisions of each with respect to Borrower shall govern and prevail.

     WAIVER OF TRIAL BY JURY. EACH OF BORROWER AND LENDER HEREBY WAIVE TRIAL BY
     JURY IN ANY ACTION OR PROCEEDING TO WHICH BORROWER AND LENDER MAY BE
     PARTIES, ARISING OUT OF OR IN ANY WAY PERTAINING TO THIS AGREEMENT OR ANY
     OF THE OTHER FINANCING DOCUMENTS. IT IS AGREED AND UNDERSTOOD THAT THIS
     WAIVER CONSTITUTES A WAIVER OF TRIAL BY JURY OF ALL CLAIMS AGAINST ALL
     PARTIES TO SUCH ACTIONS OR PROCEEDINGS, INCLUDING CLAIMS AGAINST PARTIES
     WHO ARE NOT PARTIES TO THIS AGREEMENT. THIS WAIVER IS KNOWINGLY, WILLINGLY
     AND VOLUNTARILY MADE BY EACH OF BORROWER AND LENDER, AND BORROWER HEREBY
     REPRESENTS THAT NO REPRESENTATIONS OF FACT OR OPINION HAVE BEEN MADE BY ANY
     PERSON TO INDUCE THIS WAIVER OF TRIAL BY JURY OR TO IN ANY WAY MODIFY OR
     NULLIFY ITS EFFECT. BORROWER FURTHER REPRESENTS THAT IT HAS HAD THE
     OPPORTUNITY TO BE REPRESENTED IN THE SIGNING OF THIS AGREEMENT AND IN THE
     MAKING OF THIS WAIVER BY INDEPENDENT LEGAL COUNSEL, SELECTED OF ITS OWN
     FREE WILL, AND THAT IT HAS HAD THE OPPORTUNITY TO DISCUSS THIS WAIVER WITH
     COUNSEL.

     Severability. If a court of competent jurisdiction finds any provision of
     this Agreement to be invalid or unenforceable as to any person or
     circumstance, such finding shall not render that provision invalid or
     unenforceable as to any other persons or circumstances. If feasible, any
     such offending provision shall be deemed to be modified to be within the
     limits of enforceability or validity, however, if the offending provision
     cannot be so modified, it shall be stricken and all other provisions of
     this Agreement in all other respect shall remain valid and enforceable.

     Rules of Construction. For purposes of this Agreement, the following
     additional rules of construction shall apply, unless specifically indicated
     to the contrary: (a) wherever from the context it appears appropriate, each
     term stated in either the singular or plural shall include the singular and
     the plural, and pronouns stated in the masculine, feminine or neuter gender
     shall include the masculine, the feminine and the neuter; (b) the term "or"
     is not exclusive; (c) the term "including" (or any form thereof) shall not
     be limiting or exclusive; (d) all references to statutes and related
     regulations shall include any amendments of same and any successor statutes
     and regulations; (e) the words "this Agreement", "herein", "hereof",
     "hereunder" or other words of similar import refer to this Agreement as a
     whole including the exhibits hereto as the same may be amended, modified or
     supplemented; (f) all references in this Agreement to sections,
     subsections, paragraphs and exhibits shall refer to the corresponding
     sections, subsections, paragraphs and exhibits of or to this Agreement; and
     (g) all references to any instruments or agreements, including references
     to any of the Financing Documents, shall include any and all modifications,
     amendments and supplements thereto and any and all restatements, extensions
     or renewals thereof to the extent permitted under this Agreement.

     Counterparts. This Agreement may be executed in one or more counterparts,
     each of which shall be deemed an original and all of which together shall
     constitute the same document. Signature pages may be detached from the
     counterparts to a single copy of this Agreement to physically form one
     document.

     Time is of the Essence. Time is of the essence in the performance of this
     Agreement.

     Waiver. Lender shall not be deemed to have waived any rights under this
     Agreement unless such waiver is given in writing and signed by Lender. No
     delay or omission on the part of Lender in exercising any right shall
     operate as a waiver of such right or any other right. A waiver by Lender of
     a provision of this Agreement shall not prejudice or constitute a waiver of
     Lender's right otherwise to demand strict compliance with that provision or
     any other provision of this Agreement. No prior waiver by Lender, nor any
     course of dealing between Lender and Borrower, or between Lender and any
     Guarantor, shall constitute a waiver of any of Lender's rights or of any
     obligations of Borrower or of any Guarantor as to any future transactions.
     Whenever the consent of Lender is required under this Agreement, the
     granting of such consent by Lender in any instance shall not constitute
     continuing consent in subsequent instances where such consent is required,
     and in all cases such consent may be granted or withheld in the sole
     discretion of Lender.

BORROWER ACKNOWLEDGES HAVING READ ALL OF THE PROVISIONS OF THIS AGREEMENT, AND
BORROWER AGREES TO ITS TERMS. THIS AGREEMENT IS EXECUTED AS OF THE DATE FIRST
SET FORTH ABOVE.

BORROWER:

By: /s/ Jean M. Nelson
   -----------------------------
Name: Jean M. Nelson
     ---------------------------
Title: VP & CFO
      --------------------------

LENDER:                                            ACKNOWLEDGED:

BANK ONE, NA                                       BANK ONE, NA
Main Office Chicago                                Main Office Chicago

By: /s/ Fred Points, FVP                           By: /s/ Martha Gentry
   -----------------------------                      --------------------------
    Authorized Officer                                 Authorized Officer
                                                       Martha Gentry

                                     - 11 -

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00044-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00044-of-00352.parquet"}]]