Document:

Exhibit 4.2

       

        

      Execution Version

        

      

      

      

      

      SPRINGLEAF FINANCE CORPORATION,

       

        

      As Issuer

      ----------

          

      

      ONEMAIN HOLDINGS, INC.,

       

        

      As Guarantor

      

      

      SEVENTH SUPPLEMENTAL INDENTURE

      

      

      Dated as of

       

        

      February 22, 2019

      

          

          ----------

      

          

          WILMINGTON TRUST, NATIONAL ASSOCIATION,

       

        

      As Trustee

      

      

      

      

      ===================================================================

      
        
          

      

      TABLE OF CONTENTS

       

        

      
         

        

        	 	 	PAGE
	 	 	 
	
                ARTICLE 1

              	 
	
                DEFINITIONS

                 

                  

              	 
	
                Section 1.01.

              	
                Rules of Construction

              	
                2

              
	
                Section 1.02.

              	
                Definition of Terms

              	
                2

              
	
                 

                  

                ARTICLE 2

              	 
	
                TERMS AND CONDITIONS OF THE NOTES

                 

                  

              	 
	
                Section 2.01.

              	
                Designation and Principal Amount

              	
                5

              
	
                Section 2.02.

              	
                Original Issue of Notes; Further Issuances

              	
                5

              
	
                Section 2.03.

              	
                Maturity

              	
                6

              
	
                Section 2.04.

              	
                Interest

              	
                6

              
	
                Section 2.05.

              	
                Place of Payment

              	
                6

              
	
                Section 2.06.

              	
                Form; Denomination

              	
                6

              
	
                Section 2.07.

              	
                Depositary

              	
                6

              
	
                 

                  

                ARTICLE 3

              	 
	
                REDEMPTION OF THE NOTES

                 

                  

              	 
	
                Section 3.01.

              	
                Optional Redemption

              	 6

              
	
                Section 3.02.

              	
                Optional Redemption by the Company

              	
                7

              
	
                 

                  

                ARTICLE 4

              	 
	
                COVENANTS

                 

                  

              	 
	
                Section 4.01.

              	
                Covenants

              	
                7

              
	
                 

                  

                ARTICLE 5

              	 
	
                NO SINKING FUNDS

                 

                  

              	 
	
                Section 5.01.

              	
                No Sinking Funds

              	
                13

              
	
                 

                  

                ARTICLE 6

              	 
	
                EVENTS OF DEFAULT

                 

                  

              	 
	
                Section 6.01.

              	
                Events of Default

              	
                13

              

        

        

        
          
            

        

        	
                 

                  

                ARTICLE 7 

                

              	 
	
                DEFEASANCE; SATISFACTION AND DISCHARGE 

                

                 

                  

              	 
	
                Section 7.01.

              	
                Defeasance

              	
                14

              
	
                Section 7.02.

              	
                Satisfaction and Discharge

              	
                14

              
	
                 

                  

                ARTICLE 8

              	 
	
                MODIFICATION AND WAIVER

                 

                  

              	 
	
                Section 8.01.

              	
                Modification and Waiver

              	
                14

              
	
                 

                  

                ARTICLE 9

              	 
	
                GUARANTEES

                 

                  

              	 
	
                Section 9.01.

              	
                Guarantees

              	
                15

              
	
                 

                  

                ARTICLE 10

              	 
	
                MISCELLANEOUS

                 

                  

              	 
	
                Section 10.01.

              	
                Section Provisions of Base Indenture Not Applicable

              	
                15

              
	
                Section 10.02.

              	
                Ratification of Indenture

              	
                15

              
	
                Section 10.03.

              	
                Effects of Headings and Table of Contents

              	
                15

              
	
                Section 10.04.

              	
                Governing Law; Waiver of Trial by Jury

              	
                15

              
	
                Section 10.05.

              	
                Counterparts Originals

              	
                16

              
	
                Section 10.06.

              	
                Force Majeure

              	
                16

              
	
                Section 10.07.

              	
                U.S.A. Patriot Act

              	
                16

              
	
                Section 10.08.

              	
                Notices to the Company and Trustee

              	
                16

              
	
                Section 10.09.

              	
                Notices to Holders of Notes; Waiver

              	
                16

              
	
                Section 10.10.

              	
                Successors and Assigns

              	
                17

              
	
                Section 10.11.

              	
                Separability Clause

              	
                17

              
	
                Section 10.12.

              	
                Benefits of Supplemental Indenture

              	
                17

              

         

      

      

      
        
          

      

      SEVENTH SUPPLEMENTAL INDENTURE, dated as of February 22, 2019 (this “Supplemental Indenture”), among Springleaf Finance Corporation, an Indiana corporation (the “Company”), OneMain Holdings, Inc.
          (formerly Springleaf Holdings, Inc.), a Delaware corporation (“OMH”), as a Guarantor, and Wilmington Trust, National Association, a national banking
          association, as trustee (the “Trustee”), under the base Indenture, dated as of December 3, 2014, among the Company, the Guarantor and the Trustee (as
          amended, supplemented or otherwise modified from time to time, the “Base Indenture” and, together with this Supplemental Indenture, the “Indenture”).

       

        

      WHEREAS, the Company executed and delivered the Base Indenture to the Trustee to provide, among other things, for the future issuance of
          the Company’s Securities to be issued from time to time in one or more series as might be determined by the Company under the Base Indenture, in an unlimited aggregate principal amount which may be authenticated and delivered as provided in the
          Base Indenture;

       

        

      WHEREAS, Section 15.01 of the Base Indenture provides for various matters with respect to any series of Securities issued under the
          Indenture to be established in an indenture supplemental to the Indenture;

       

        

      WHEREAS, Section 15.01 of the Base Indenture provides for the Company and the Trustee to enter into an indenture supplemental to the Base
          Indenture to establish the form or terms of Securities of any series as provided by Sections 2.01 and 3.01 of the Base Indenture;

       

        

      WHEREAS, the Board of Directors has duly adopted resolutions authorizing the Company to execute and deliver this Supplemental Indenture;

       

        

      WHEREAS, the Company desires to provide for the establishment of a new series of its Securities to be known as its 6.125% Senior Notes
          due 2024 (the “Initial Notes”), the form and substance of such Notes and the terms, provisions and conditions thereof to be set forth as provided in the Base
          Indenture and this Supplemental Indenture;

       

        

      WHEREAS, the Company now wishes to issue Notes in an initial aggregate principal amount of $1,000,000,000;

       

        

      WHEREAS, the Company has requested that the Trustee execute and deliver this Supplemental Indenture and all requirements necessary to
          make (i) this Supplemental Indenture a valid instrument in accordance with its terms, and (ii) the Notes, when executed by the Company and authenticated and delivered by the Trustee, the valid obligations of the Company, have been performed, and
          the execution and delivery of this Supplemental Indenture has been duly authorized in all respects;

       

        

      
        
          

      

      
      NOW THEREFORE, in consideration of the purchase and acceptance of the Notes by the Holders thereof, and for the purpose of setting forth,
          as provided in the Base Indenture, the form and substance of the Notes and the terms, provisions and conditions thereof, the Company covenants and agrees with the Trustee as follows:

       

        

      ARTICLE 1 

      DEFINITIONS

      Section 1.01.          Rules

              of Construction.  Unless the context otherwise requires:

      
        	
                 (a)

              	
                a term has the meaning assigned to it;

                 

                  

              

      

      
        	
                (b)

              	
                an accounting term not otherwise defined has the meaning assigned to it in accordance with GAAP;

                 

                  

              

      

      
        	
                (c)

              	
                “or” is not exclusive;

                 

                  

              

      

      
        	
                (d)

              	
                words in the singular include the plural, and in the plural include the singular;

                 

                  

              

      

      
        	
                (e)

              	
                the words “herein,” “hereof” and “hereunder” and other words of similar import refer to this Indenture as a whole and not to
                    any particular Article, Section or other subdivision;

                 

                  

              

      

      
        	
                (f)

              	
                all references to Sections or Articles or Exhibits refer to Sections or Articles or Exhibits of or to the Indenture unless
                    otherwise indicated;

                 

                  

                 

      

      
        	
                (g)

              	
                “including” means including without limitation;

                 

                  

              

      

      
        	
                (h)

              	
                “will” shall be interpreted to express a command; and

                 

                  

              

      

      
        	
                (i)

              	
                provisions apply to successive events and transactions; and references to sections of or rules under the Securities Act, the
                    Exchange Act and the TIA shall be deemed to include substitute, replacement and successor sections or rules adopted by the SEC from time to time.

                 

                  

              

      

      

      

      Section 1.02.          Definition

              of Terms.  Unless the context otherwise requires:

       

        

      
        	
                (a)

              	
                a term defined in the Base Indenture has the same meaning when used in this Supplemental Indenture unless the definition of
                    such term is amended and supplemented pursuant to this Supplemental Indenture, in which case the definition in this Supplemental Indenture shall govern solely with respect to the Notes;

                 

                  

              

      

      
        	
                (b)

              	
                a term defined anywhere in this Supplemental Indenture has the same meaning throughout;

                 

                  

              

      

      
        	
                (c)

              	
                the singular includes the plural and vice versa;

                 

                  

              

      

      
        	
                (d)

              	
                a reference to a Section or Article is to a Section or Article in this Supplemental Indenture;

                 

                  

              

      

      
        	
                (e)

              	
                headings are for convenience of reference only and do not affect interpretation;

                 

                  

              

      

      
        	
                (f)

              	
                the following terms have the meanings given to them in this  Section 1.02(f):

                 

                  

              

      

      “Additional Notes” has the meaning set forth in
          Section 2.02(b).

      
        -2-

        
          

      

       

        

      “Applicable Premium” means with respect to any
          Note on any Redemption Date, the excess, if any, as determined by the Company, of:

       

        

      (a)          the sum of the present values of the remaining
          scheduled payments of principal and interest on the Note (excluding accrued but unpaid interest to the Redemption Date), through September 15, 2023 (six months prior to the Stated Maturity of the Notes), discounted to the Redemption Date on a
          semi-annual basis using a discount rate equal to the Treasury Rate as of such Redemption Date plus 50 basis points; over

       

        

      (b)          the principal amount of the Note.

       

        

      The Company shall calculate the Applicable Premium and the Trustee shall have no responsibility to verify such amount.

       

        

      “Applicable Procedures” means, with respect to
          any transfer, exchange, payment, redemption offer, or communication delivered of or for beneficial interests in any Global Note, the rules and procedures of the Depositary that apply to such transfer, exchange, payment, redemption offer, or
          communication delivered.

       

        

      “Base Indenture” has the meaning set forth in
          the preamble hereto.

       

        

      “Board of Directors” of any Person means the
          Board of Directors of such Person, or comparable governing body, or any committee thereof duly authorized to act on behalf of such Board of Directors.

       

        

      “Business Day” means any day other than a
          Saturday, a Sunday or a day on which banking institutions in the City of New York, in the city where the Corporate Trust Office is located, or at a place of payment are authorized by law, regulation or executive order to remain closed. If a
          payment date is not a Business Day at a place of payment, payment may be made at that place on the next succeeding day that is a Business Day, and no interest shall accrue for the intervening period.

       

        

      “Consolidated Net Tangible Assets” means the
          total amount of assets (less depreciation and valuation reserves and other reserves and items deductible from the gross book value of specific asset amounts under generally accepted accounting principles) which under generally accepted accounting
          principles would be included on a balance sheet of the Company and its Subsidiaries, after deducting therefrom (i) all liability items except indebtedness (whether incurred, assumed or guaranteed) for borrowed money maturing by its terms more
          than one year from the date of creation thereof or which is extendible or renewable at the sole option of the obligor in such manner that it may become payable more than one year from the date of creation thereof, shareholder’s equity and
          reserves for deferred income taxes and (ii) all good will, trade names, trademarks, patents, unamortized debt discount and expense and other like intangibles, which in each case would be so included on such balance sheet.

       

        

      “Company” has the meaning set forth in the
          preamble hereto.

       

        

      “Default” means any event which is, or after
          notice or passage of time or both would be, an Event of Default.

       

        

      “Government Obligations,” with respect to any
          Note, means (i) direct obligations of the United States of America where the timely payment or payments thereunder are supported by the full faith and credit of the United State of America or (ii) obligations of a Person controlled or supervised
          by and acting as an agency or instrumentality of the United States of America where the timely payment or payments thereunder are unconditionally guaranteed as a full faith and credit obligation by the United States of America, and which, in the
          case of (i) or (ii), are not callable or redeemable at the option of the issuer or issuers thereof, and shall also include a depository receipt issued by a bank or trust company as custodian with respect to any such Government Obligation or a
          specific payment of interest on or principal of or other amount with respect to any such Government Obligation held by such custodian for the account of the holder of a depository receipt; provided, however that (except as required by law) such
          custodian is not authorized to make any deduction from the amount payable to the holder of such depository receipt from any amount received by the custodian in respect of the Government Obligation or the specific payment of interest on or
          principal of or other amount with respect to the Government Obligation evidenced by such depository receipt.

       

        

      
        -3-

        
          

      

      “Indebtedness” means all obligations which in
          accordance with generally accepted accounting principles would be classified upon a balance sheet as liabilities, including without limitation by the enumeration thereof, obligations arising through direct or indirect guarantees (including
          agreements, contingent or otherwise, to purchase Indebtedness or to purchase property or services for the primary purpose of enabling the payment of Indebtedness or assuring the owner of Indebtedness against loss) or through agreements,
          contingent or otherwise, to supply or advance funds for the payment or purchase of Indebtedness of others; provided, however, that in determining Indebtedness of any Person, there shall not be included rental obligations under any lease of such
          Person, whether or not such rental obligations would, under generally accepted accounting principles, be required to be shown on the balance sheet of such Person as a liability item.

       

        

      “Initial Notes” has the meaning assigned to it
          in the preamble to this Supplemental Indenture.

       

        

      “Issue Date” means February 22, 2019, the date
          of original issuance of Notes.

       

        

      “Maturity,” when used with respect to any Note,
          means the date on which the principal of such Note becomes due and payable as provided in the Notes and the Indenture, whether at the Stated Maturity or by declaration of acceleration, notice of redemption, notice of option to elect repayment or
          otherwise and includes any Redemption Date.

       

        

      “Mortgage” means any mortgage, pledge, lien,
          security interest, conditional sale or other title retention agreement or other similar encumbrance.

       

        

      “Notes” means the Initial Notes and more
          particularly means any Note authenticated and delivered under this Indenture. The Initial Notes and the Additional Notes shall be treated as a single class for all purposes under this Indenture and will vote on all matters as one class, and
          unless the context otherwise requires, all references to the Notes shall include the Initial Notes and any Additional Notes.

       

        

      “Person” means any individual, corporation,
          limited liability company, partnership, joint venture, joint-stock company, trust, unincorporated organization or government or any agency or political subdivision thereof.

       

        

      “Redemption Date” means, with respect to any
          Note to be redeemed, the date fixed for such redemption by or pursuant to this Indenture.

          

        

      “Redemption Price” means the amount payable for
          the redemption of any Note on a Redemption Date, exclusive of accrued and unpaid interest thereon to the Redemption Date.

       

        

      “Stated Maturity,” when used with respect to any
          Note or any installment of principal thereof or any premium or interest thereon, means the fixed date on which the principal of such Note or such installment of principal or premium or interest is due and payable.

       

        

      “Subsidiary” means any corporation of which at
          the time of determination the Company and/or one or more Subsidiaries owns or controls directly or indirectly more than 50% of the total voting power of shares of stock or other equity interests having general voting power under ordinary
          circumstances (without regard to the occurrence of any contingency) and entitled to vote in the election of directors, managers or trustees of such corporation.

       

        

      “Supplemental Indenture” has the meaning set
          forth in the preamble hereto.

          

        

      
        -4-

        
          

      

      “Treasury Rate” means, as of any Redemption
          Date, the yield to maturity as of such Redemption Date of United States Treasury securities with a constant maturity (as compiled and published in the most recent Federal Reserve Statistical Release H.15 (519) that has become publicly available
          at least two business days prior to the Redemption Date (or, if such Statistical Release is no longer published, any publicly available source of similar market data)) most nearly equal to the period from the Redemption Date to September 15,
          2023  (six months prior to the Stated Maturity of the Notes); provided, however, that if the period from the redemption date to September 15, 2023  (six months prior to the Stated Maturity of the Notes) is less than one year, the weekly average
          yield on actively traded United States Treasury securities adjusted to a constant maturity of one year will be used.

       

        

      “Trustee” has the meaning set forth in the
          preamble hereto.

       

        

      “Wholly-owned,” when used with reference to a
          Subsidiary, means a Subsidiary of which all of the outstanding capital stock (except directors’ qualifying shares) is owned by the Company and/or one or more wholly-owned Subsidiaries.

       

        

      ARTICLE 2 

      TERMS AND CONDITIONS OF THE NOTES

       

        

      Section 2.01.          Designation

              and Principal Amount. There is hereby authorized a series of Securities designated the “6.125% Senior Notes due 2024” initially offered in the aggregate principal amount of $1,000,000,000, which amount shall be as set forth in a
          Company Order for the authentication and delivery of such Notes pursuant to Section 3.03 of the Base Indenture.  The aggregate principal amount of Notes that may be authenticated and delivered under this Indenture is unlimited.  Upon the
          execution of this Supplemental Indenture, or from time to time thereafter, Notes may be executed by the Company and delivered to the Trustee for authentication, and the Trustee shall thereupon authenticate and deliver Notes upon a written order
          of the Company, such order signed by an Officer of the Company, without any further action by the Company hereunder.  The Trustee shall authenticate Additional Notes from time to time for original issue in aggregate principal amounts specified by
          the Company upon delivery by the Company of such Additional Notes together with a Company Order for the authentication and delivery of such Additional Notes.

       

        

      Section 2.02.          Original

              Issue of Notes; Further Issuances.

       

        

      (a)          Notes having an aggregate principal amount of $1,000,000,000 may, upon
          execution of this Supplemental Indenture, be executed by the Company and delivered to the Trustee for authentication, and the Trustee shall thereupon authenticate and deliver said Notes upon a Company Order, without any further action by the
          Company, except as otherwise required by the Indenture. The terms and provisions contained in the Notes shall constitute, and are hereby expressly made, a part of this Indenture and the Company, OMH and the Trustee, by their execution and
          delivery of this Indenture, expressly agree to such terms and provisions and to be bound thereby. Each Holder of (and Holder of beneficial interests in) any Note, by benefiting from such Note, agrees to be bound by the terms and conditions of
          this Indenture. To the extent any provision of any Note conflicts with the express provisions of this Indenture, the provisions of this Indenture shall govern and be controlling.

       

        

      (b)          The Company may, without notice to or the consent of the Holders of the
          Notes, issue additional Notes having identical terms and conditions as the Initial Notes, other than with respect to the date of issuance, issue price and first Interest Payment Date, in an unlimited aggregate principal amount (the “Additional Notes”).  Any such Additional Notes will be part of the same series as the Initial Notes and will be treated as one class with such Initial Notes,
          including, without limitation, for purposes of voting and redemptions; provided, that if any such Additional Notes are not fungible with the Initial Notes for U.S. federal income tax purposes, such Additional Notes shall have a separate CUSIP
          number.

      
        -5-

        
          

      

       

        

      Section 2.03.          Maturity. 

          The Notes will mature on March 15, 2024.

       

        

      Section 2.04.          Interest.
          The Notes will bear interest at the rate of 6.125% per annum from the most recent Interest Payment Date to which interest has been paid or duly provided for or, if no interest has been paid, from the Issue Date until the principal thereof becomes
          due and payable, payable semi-annually in arrears on March 15 and September 15 of each year (each, an “Interest Payment Date”), commencing on September 15,
          2019, to the Person in whose name such Note or any Predecessor Security is registered, at the close of business on the Record Date for such interest installment, which shall be the close of business on March 1 or September 1 (whether or not a
          Business Day), as the case may be, immediately preceding such Interest Payment Date, and at the foregoing respective rates on overdue principal.

       

        

      Section 2.05.          Place

              of Payment.  The Place of Payment where Notes may be presented or surrendered for payment, where Notes may be surrendered for registration of transfer or exchange initially is the Corporate Trust Office of the Trustee.

       

        

      Section 2.06.          Form;

              Denomination.

       

        

      (a)          The Notes and the Trustee’s Certificate of Authentication to be endorsed
          thereon are to be substantially in the form of Exhibit A hereto.

       

        

      (b)          The Notes shall be issued initially in the form of one or more permanent
          Global Notes in registered form, without coupons, substantially in the form herein below recited and attached as Exhibit A hereto (each, a “Global Note” and
          collectively, the “Global Notes”), deposited with the Trustee, as custodian for the Depositary, duly executed by the Company and authenticated by the Trustee
          as herein provided.

       

        

      The aggregate principal amount of each Global Note may from time to time be increased or decreased by adjustments made on the records of
          the Trustee, as custodian for the Depositary or its nominee, as provided in Section 3.03 of the Base Indenture.

       

        

      (c)          The Notes shall be issuable only in registered form, without coupons, in
          minimum denominations of $2,000 and integral multiples of $1,000 in excess thereof.  The Notes shall be numbered, lettered, or otherwise distinguished in such manner or in accordance with such plans as the officers of the Company executing the
          same may determine.

       

        

      Section 2.07.          Depositary. 

          The Depository Trust Company shall be the initial Depositary, until a successor shall have been appointed and become such pursuant to the applicable provisions of this Supplemental Indenture, and thereafter, “Depositary” shall mean or include such successor.

       

        

      ARTICLE 3

      REDEMPTION OF THE NOTES

       

        

      Section 3.01.          Optional

              Redemption.

       

        

      The Notes may be redeemed, in whole or in part, at the option of the Company pursuant to Section 3.02 hereof.  Other than as specifically
          provided in this ARTICLE 3, any redemption pursuant to this ARTICLE 3 will be made pursuant to the provisions of Article IV of the Base Indenture.

      
        -6-

        
          

      

       

        

      Section 3.02.          Optional

              Redemption by the Company.

       

        

      Except as set forth in the next two succeeding paragraphs, the Notes are not subject to redemption prior to the Stated Maturity, and
          there is no sinking fund for the Notes.

       

        

      At any time or from time to time prior to September 15, 2023 (six months prior to the Stated Maturity of the Notes), the Company may
          redeem, at its option, all or part of the Notes  at a redemption price equal to the sum of (i) 100% of the principal amount thereof, plus (ii) the Applicable Premium as of the Redemption Date, plus (iii) accrued and unpaid interest on the Notes,
          if any, to, but excluding, the Redemption Date (subject to the right of Holders of record on the relevant Record Date to receive interest due on the relevant Interest Payment Date).

       

        

      In addition, at any time on or after September 15, 2023 (six months prior to the Stated Maturity of the Notes), the Company may redeem,
          at its option, all or part of the Notes at a redemption price equal to the sum of (i) 100% of the principal amount thereof, plus (ii) accrued and unpaid interest on the Notes, if any, to, but excluding, the Redemption Date (subject to the right
          of Holders of record on the relevant Record Date to receive interest due on the relevant Interest Payment Date).

       

        

      ARTICLE 4 

      COVENANTS

       

        

      Section 4.01.          Covenants.          With respect to the Notes, Article VI of the Base Indenture shall be replaced in its entirety with the following:

       

        

      ARTICLE VI

       

        

      PARTICULAR COVENANTS OF THE COMPANY

       

            

      The Company hereby covenants and agrees as follows:

       

        

      Section 6.01.          Payments of Notes.

       

        

      The Company shall promptly pay or cause to be paid the principal or the Redemption Price of, and interest, if
          any, on, the Notes on the dates, in the amounts and in the manner provided in the Notes and in this Indenture. Principal or the Redemption Price and interest, if any, shall be considered paid on the date due if on such date the Trustee or the
          Paying Agent holds in accordance with this Indenture no later than 10:00 a.m. New York City time, money sufficient to pay all principal or Redemption Price and interest, if any, then due.

       

        

      Interest on the Notes will accrue from the most recent date to which interest has been paid or, of no interest
          has been paid, from and including the Issue Date to but excluding the date of payment.

       

        

      The Company shall pay interest (including post-petition interest in any proceeding under Bankruptcy Law) on
          overdue principal or the Redemption Price at the rate specified therefor in the Notes, and it shall pay interest (including post-petition interest in any proceeding under Bankruptcy Law) on overdue installments of interest at the same rate to the
          extent lawful.

      
        -7-

        
          

      

       

        

      Section 6.02.          Paying Agent.

       

        

      (a)          The Company will maintain in each Place of Payment for the Notes, if
          any, an office or agency where Notes may be presented or surrendered for payment, where Notes may be surrendered for registration of transfer or exchange (the “Paying

            Agent”). The Company will give prompt written notice to the Trustee of the location, and any change in the location, of such office or agency. If at any time the Company shall fail to maintain any such required office or agency or shall
          fail to furnish the Trustee with the address thereof, such presentations and surrenders may be made at the Corporate Trust Office of the Trustee, and the Company hereby appoints the Trustee as Paying Agent to receive all presentations and
          surrenders.

       

        

      (b)          The Company may also from time to time designate different or additional
          offices or agencies where the Notes may be presented or surrendered for any or all such purposes (in or outside of such Place of Payment), and may from time to time rescind any such designations; provided, however, that no such designation or rescission shall in any manner relieve the Company of its obligations described in the
          preceding paragraph. The Company will give prompt written notice to the Trustee of any such additional designation or rescission of designation and of any change in the location of any such different or additional office or agency. The Company
          shall enter into an appropriate agency agreement with any Paying Agent not a party to the Indenture. The agreement shall implement the provisions of the Indenture that relate to such agent. The Company shall notify the Trustee of the name and
          address of each such agent. The Company or any Affiliate thereof may act as Paying Agent.

       

        

      Section 6.03.          To Hold Payment in Trust.

       

        

      (a)          If the Company or an Affiliate thereof shall at any time act as Paying
          Agent with respect to any Notes, then, on or before the date on which the principal of and premium, if any, or interest on the Notes by their terms or as a result of the calling thereof for redemption shall become payable, the Company or such
          Affiliate will segregate and hold in trust for the benefit of the Holders of the Notes or the Trustee a sum sufficient to pay such principal and premium, if any, or interest which shall have so become payable until such sums shall be paid to such
          Holders or otherwise disposed of as herein provided, and will notify the Trustee of its action or failure to act in that regard. Upon any proceeding under any federal bankruptcy laws with respect to the Company or any Affiliate thereof, if the
          Company or such Affiliate is then acting as Paying Agent, the Trustee shall replace the Company or such Affiliate as Paying Agent.

       

        

      (b)          If the Company shall appoint, and at the time have, a Paying Agent for
          the payment of the principal of and premium, if any, or interest any the Notes, then prior to 10:00 a.m., New York City time, on the date on which the principal of and premium, if any, or interest on the Notes shall become payable as aforesaid,
          whether by their terms or as a result of the calling thereof for redemption, the Company will deposit with such Paying Agent a sum sufficient to pay such principal and premium, if any, or interest so becoming due, such sum to be held in trust for
          the benefit of the Holders entitled to such principal, premium, if any, or interest, and (unless such Paying Agent is the Trustee), the Company or any other obligor of the Notes will promptly notify the Trustee of such action or any failure to so
          act.

       

        

      (c)          If the Paying Agent shall be other than the Trustee, the Company will
          cause such Paying Agent to execute and deliver to the Trustee an instrument in which such Paying Agent shall agree with the Trustee, subject to the provisions of this Section 6.03, that such Paying Agent shall:

       

        

      
        	
                (i)

              	
                hold all sums held by it for the payment of the principal of and premium, if any, or interest on the Notes in trust for the
                    benefit of the Holders entitled thereto until such sums shall be paid to such Holders or otherwise disposed of as herein provided;

                 

                  

              

      

      
         

        

        
          -8-

          
            

        

        	
                (ii)

              	
                give to the Trustee notice of any Default by the Company or any other obligor upon the Notes in the making of any payment of
                    the principal of and premium, if any, or interest on the Notes;

                 

                  

              

      

      
        	
                (iii)

              	
                at any time during the continuance of any such Default, upon the written request of the Trustee, pay to the Trustee all sums so
                    held in trust by such Paying Agent; and

                 

                  

              

      

      
        	
                (iv)

              	
                acknowledge, accept and agree to comply in all aspects with the provisions of this Indenture relating to the duties, rights and
                    liabilities of such Paying Agent.

                 

                  

              

      

      (d)          Anything in this Section 6.03 to the contrary notwithstanding, the
          Company may at any time, for the purpose of obtaining a release, satisfaction or discharge of this Indenture or for any other reason, pay or cause to be paid to the Trustee all sums held in trust by the Company or by any Paying Agent other than
          the Trustee as required by this Section 6.03, such sums to be held by the Trustee upon the same trusts as those upon which such sums were held by the Company or such Paying Agent.

       

        

      (e)          Subject to applicable abandoned property law, any money deposited with
          the Trustee or any Paying Agent, or then held by the Company, in trust for the payment of the principal of and premium, if any, or interest on any Notes and remaining unclaimed for two years after such principal and premium, if any, or interest
          has become due and payable shall be paid to the Company upon Company Order along with interest (if any) that has accumulated thereon as a result of such money being invested at the direction of the Company, or (if then held by the Company) shall
          be discharged from such trust, and the Holder of such Note shall thereafter, as an unsecured general creditor, look only to the Company for payment of such amounts without interest thereon, and all liability of the Trustee or such Paying Agent
          with respect to such trust money, and all liability of the Company as trustee thereof, shall thereupon cease; provided, however, that the Trustee or such Paying Agent before being required to make any such repayment, may at the expense of the Company cause to be published once, in a newspaper published in the English language,
          customarily published on each Business Day and of general circulation in The City of New York, notice that such money remains unclaimed and that, after a date specified therein, which shall not be less than 30 days from the date of such
          publication, any unclaimed balance of such money then remaining will be repaid to the Company.

       

        

      Section 6.04.          Corporate Existence.  Subject to Article VII, the Company will do or cause to be done all things necessary to preserve and keep in full force and effect the corporate existence, rights (charter and statutory),
          licenses and franchises of the Company; provided, however, that the Company will not be required to preserve any such existence, right, license or franchise if the Board of Directors shall determine that the preservation thereof is no longer
          desirable in the conduct of the business of the Company and that the loss thereof is not adverse in any material respect to the Holders.

       

        

      Section 6.05.          Compliance Certificate.

       

        

      (a)          The Company shall deliver to the Trustee, within 120 days after the end
          of each fiscal year of the Company, a written statement, which need not comply with Section 18.01, signed by the principal executive officer, principal financial officer or principal accounting officer of the Company, as to his or her knowledge
          of the Company’s compliance with all conditions and covenants under the Indenture.  For purposes of this Section 6.05, such compliance shall be determined without regard to any period of grace or requirement of notice under this Indenture.

       

        

      (b)          The Company shall deliver to the Trustee, within ten days after the
          occurrence thereof written notice of any event which would constitute a Default.

      
        -9-

        
          

      

       

        

      Section 6.06.          SEC Reports.

       

        

      (a)          The Company, to the extent required pursuant to Section 314(a) of the
          TIA, shall file with the Trustee, within fifteen days after the Company is required to file the same with the SEC, copies of the annual reports and of the information, documents and other reports (or copies of such portions of any of the
          foregoing as the SEC may from time to time by rules and regulations prescribe) which the Company may be required to file with the SEC pursuant to Section 13 or Section 15(d) of the Exchange Act, or, if the Company is not required to file
          information, documents or reports pursuant to either of such Sections, then to file with the Trustee and the SEC, in accordance with the rules and regulations prescribed from time to time by the SEC, such of the supplementary and periodic
          information, documents and reports which would be required pursuant to Section 13 of the Exchange Act in respect of a security listed and registered on a national securities exchange as may be prescribed from time to time in such rules and
          regulations.

       

        

      (b)          The Company, to the extent required pursuant to Section 314(a) of the
          TIA, shall file with the Trustee and the SEC, in accordance with the rules and regulations prescribed from time to time by the SEC, such additional information, documents and reports with respect to compliance by the Company with the conditions
          and covenants provided for in the Indenture as may be required from time to time by such rules and regulations.

       

        

      (c)          The Company, to the extent required pursuant to Section 314(a) of the
          TIA, shall transmit to the Holders of the Notes within 30 days after the filing thereof with the Trustee, in the manner and to the extent provided in Section 313(c) of the TIA, such summaries of any information, documents and reports required to
          be filed by the Company pursuant to the two immediately preceding sentences as may be required by rules and regulations prescribed from time to time by the SEC.

       

        

      (d)          The Company shall notify the Trustee when and as the Notes become
          admitted to trading on any national securities exchange.

       

        

      (e)          Delivery of such reports, information and documents to the Trustee
          pursuant to this Section 6.06 is for informational purposes only, and the Trustee’s receipt thereof shall not constitute constructive notice of any information contained therein or determinable from information contained therein, including the
          Company’s compliance with any of its covenants under the Indenture (as to which the Trustee is entitled to certificates).

       

        

      Section 6.07.          Limitation on Liens.

       

        

      (a)          The Company shall not at any time, directly or indirectly, create,
          assume or suffer to exist, and shall not cause, suffer or permit any Subsidiary to create, assume or suffer to exist, any Mortgage of or upon any of its or their properties or assets, real or personal, whether owned at the Issue Date or
          thereafter acquired, or of or upon any income or profit therefrom, without making effective provision, and the Company covenants that in any such case the Company will make or cause to be made effective provision, whereby the Notes shall be
          secured by such Mortgage equally and ratably with or prior to any and all other obligations and indebtedness to be secured thereby, so long as any such other obligations and indebtedness shall be so secured.

      
        -10-

        
          

      

       

        

      (b)          Nothing in this Section 6.07 shall be construed to prevent the Company
          or any Subsidiary from creating, assuming or suffering to exist, and the Company or any Subsidiary is hereby expressly permitted to create, assume or suffer to exist, without securing the Notes as hereinabove provided, any Mortgage of the
          following character:

       

        

      (1)          any Mortgage on any properties or assets of the Company or any
          Subsidiary existing on the Issue Date;

       

        

      (2)          any Mortgage on any properties or assets of the Company or any
          Subsidiary, in addition to those otherwise permitted by this subsection (b) of this Section 6.07, securing Indebtedness of the Company or any Subsidiary and refundings or extensions of any such Mortgage and the Indebtedness secured thereby for
          amounts not exceeding the principal amount of the Indebtedness so refunded or extended at the time of the refunding or extension thereof and covering only the same property theretofore securing the same; provided that at the time such Indebtedness was initially incurred, the aggregate amount of secured Indebtedness permitted by this paragraph (2), after giving effect to such incurrence, does not
          exceed 10% of Consolidated Net Tangible Assets;

       

        

      (3)          any Mortgage on any property or assets of any Subsidiary to secure
          Indebtedness owing by it to the Company or to a Wholly-owned Subsidiary;

       

        

      (4)          any Mortgage on any property or assets of any Subsidiary to secure, in
          the ordinary course of business, its Indebtedness, if as a matter of practice, prior to the time it became a Subsidiary, it had borrowed on the basis of secured loans or had customarily deposited collateral to secure any or all of its
          obligations;

       

        

      (5)          any purchase money Mortgage on property, real or personal, acquired or
          constructed by the Company or any Subsidiary after the Issue Date, to secure the purchase price of such property (or to secure Indebtedness incurred for the purpose of financing the acquisition or construction of any such property to be subject
          to such Mortgage), or Mortgages existing on any such property at the time of acquisition, whether or not assumed, or any Mortgage existing on any property of any corporation at the time it becomes a Subsidiary, or any Mortgage with respect to any
          property hereafter acquired; provided, however, that the aggregate principal amount of the
          Indebtedness secured by all such Mortgages on a particular parcel of property shall not exceed 75% of the cost of such property, including the improvements thereon, to the Company or any such Subsidiary; and provided, further, that any such Mortgage does not spread to other property owned prior to such acquisition or
          construction or to property thereafter acquired or constructed other than additions to such property;

       

        

      (6)          refinancing, refunding, extension, renewal or replacement (or
          successive refinancings, refundings, extensions, renewals or replacements) of any Mortgage permitted by this subsection (b) of this Section 6.07 (other than pursuant to paragraph (2) hereof) for amounts not exceeding (A) the principal amount of
          the Indebtedness so refinanced, refunded, extended, renewed or replaced at the time of the refunding or extension thereof, and (B) an amount necessary to pay any fees and expenses, including premiums, related to such refinancing, refunding,
          extension, renewal or replacement, and covering only the same property theretofore securing the same;

       

        

      (7)          deposits, liens or pledges to enable the Company or any Subsidiary to
          exercise any privilege or license, or to secure payments of workmen’s compensation, unemployment insurance, old age pensions or other social security, or to secure the performance of bids, tenders, contracts or leases to which the Company or any
          Subsidiary is a party, or to secure public or statutory obligations of the Company or any Subsidiary, or to secure surety, stay or appeal bonds to which the Company or any Subsidiary is a party; or other similar deposits, liens or pledges made in
          the ordinary course of business;

       

        

      (8)          mechanics’, workmen’s, repairmen’s, materialmen’s, or carriers’ liens;
          or other similar liens arising in the ordinary course of business; or deposits or pledges to obtain the release of any such liens;

      
        -11-

        
          

      

       

        

      (9)          liens arising out of judgments or awards against the Company or any
          Subsidiary with respect to which the Company or such Subsidiary shall in good faith be prosecuting an appeal or proceedings for review; or liens incurred by the Company or any Subsidiary for the purpose of obtaining a stay or discharge in the
          course of any legal proceeding to which the Company or such Subsidiary is a party;

       

        

      (10)          liens for taxes not yet subject to penalties for non-payment or
          contested, or minor survey exceptions, or minor encumbrances, easements or reservations of, or rights of others for, rights of way, sewers, electric lines, telegraph and telephone lines and other similar purposes, or zoning or other restrictions
          as to the use of real properties, which encumbrances, easements, reservations, rights and restrictions do not in the aggregate materially detract from the value of said properties or materially impair their use in the operation of the business of
          the Company or of the Subsidiary owning the same;

       

        

      (11)          other liens, charges and encumbrances incidental to the conduct of
          its business or the ownership of its property and assets which were not incurred in connection with the borrowing of money or the obtaining of advances or credit, and which do not in the aggregate materially detract from the value of its property
          and assets or materially impair the use thereof in the operation of its business; and

       

        

      (12)          any Mortgage created by the Company or any Subsidiary in connection
          with a transaction intended by the Company or such Subsidiary to be one or more sales of properties or assets of the Company or such Subsidiary; provided that such
          Mortgage shall only apply to the properties or assets involved in such sale or sales, the income from such properties or assets and/or the proceeds of such properties or assets.

       

        

      (c)          If at any time the Company or any Subsidiary shall create or assume any
          Mortgage not permitted by subsection (b) of this Section 6.07, to which the covenant in subsection (a) of this Section 6.07 is applicable, the Company shall promptly deliver to the Trustee (1) an Officer’s Certificate stating that the covenant
          contained in subsection (a) of this Section 6.07 has been complied with, and (2) an Opinion of Counsel to the effect that the covenant contained in subsection (a) of this Section 6.07 has been complied with, and that any instruments executed by
          the Company in the performance of such covenant comply with the requirements of such Section.

       

        

      (d)          In the event that the Company shall hereafter secure the Notes equally
          and ratably with (or prior to) any other obligation or indebtedness pursuant to the provisions of this Section 6.07, the Trustee is hereby authorized to enter into an indenture or agreement supplemental hereto and to take such other actions, if
          any, as the Company may deem advisable to enable the Trustee to enforce effectively the rights of the Holders of the Notes so secured equally and ratably with (or prior to) such other obligation or indebtedness.

       

        

      Section 6.08.          Conditional Waiver by Holders of Notes.  Anything in the Indenture to the contrary notwithstanding, the Company may fail or omit in any particular instance to comply with a covenant or condition set forth
          herein with respect to the Notes if the Company shall have obtained and filed with the Trustee, prior to the time of such failure or omission, evidence (as provided in Article IX) of the consent of the Holders of a majority in aggregate principal
          amount of the Notes at the time Outstanding, either waiving such compliance in such instance or generally waiving compliance with such covenant or condition, but no such waiver shall extend to or affect such covenant or condition except to the
          extent so expressly waived, or impair any right consequent thereon and, until such waiver shall have become effective, the obligations of the Company and the duties of the Trustee in respect of any such covenant or condition shall remain in full
          force and effect.

      
        -12-

        
          

      

       

        

      ARTICLE 5 

      NO SINKING FUNDS

       

        

      Section 5.01.          No

              Sinking Funds.  The provisions of Article V of the Base Indenture shall not be applicable to the Notes.

       

        

      ARTICLE 6 

      EVENTS OF DEFAULT

       

        

      Section 6.01.          Events

              of Default.  With respect to the Notes, Section 8.01 of the Base Indenture shall be replaced in its entirety with the following:

       

        

      Section 8.01.          Events of Default.

       

        

      An “Event of Default” wherever used herein, means any one of
          the following events:

       

        

      
        	
                (a)

              	
                a default in the payment of any interest payable in respect of any Note, when such interest becomes due and payable, and
                    continuance of such default for a period of 30 days;

                 

                  

              

      

      
        	
                (b)

              	
                a default in the payment of the principal of and any premium on any Note when it becomes due and payable at its Maturity;

                 

                  

              

      

      
        	
                (c)

              	
                a default in the performance, or breach, of any covenant or warranty of the Company in this Indenture or the Notes, and
                    continuance of such default or breach for a period of 90 days;

                 

                  

              

      

      
        	
                (d)

              	
                an event of default, as defined in any mortgage, indenture or instrument under which there may be issued, or by which there may
                    be secured or evidenced, any Indebtedness for money borrowed of the Company, whether such Indebtedness now exists or shall hereafter be created, shall happen and shall result in a principal amount in excess of $25,000,000 of
                    Indebtedness becoming or being declared due and payable prior to the date on which it would otherwise have become due and payable, and such acceleration shall not have been rescinded or annulled, or such Indebtedness shall not have been
                    discharged, within a period of 15 days;

                 

                  

              

      

      
        	
                (e)

              	
                a court having jurisdiction in the premises shall have entered a decree or order for relief in respect of the Company in an
                    involuntary proceeding under any Bankruptcy Law, or appointing a receiver, liquidator, assignee, custodian, trustee, sequestrator (or other similar official) of the Company or of all or any substantial part of its property, or ordering
                    the winding-up or liquidation of its affairs, and such decree or order shall remain unstayed and in effect for a period of 60 consecutive days; and

                 

                  

              

      

      
        	
                (f)

              	
                the Company shall have commenced a voluntary proceeding under any Bankruptcy Law, or shall have, consented to the entry, of an
                    order for, relief in an involuntary case under any such law, or shall have consented to the appointment of or taking possession by a receiver, liquidator, assignee, trustee, custodian, sequestrator (or other similar official) of the
                    Company, or of all or any substantial part of its property, or shall have made an assignment for the benefit of creditors.

                 

                  

              

      

      
        -13-

        
          

      

      A Default under clause (c) or (d) is not an Event of Default until the Trustee or the Holders of at least 25% in aggregate principal
          amount of the Outstanding Notes notify the Company in writing of the Default, and the Company does not cure the Default within the time specified in such clause after receipt of such notice.

       

        

      When a Default under clause (c) or (d) is cured or remedied within the specified period, it ceases to exist.

       

        

      The foregoing will constitute Events of Default whatever the reason for any such Event of Default and whether it is voluntary or
          involuntary or is effected by operation of law or pursuant to any judgment, decree or order of any court or any order, rule or regulation of any administrative or governmental body.

       

        

      ARTICLE 7

        DEFEASANCE; SATISFACTION AND DISCHARGE

       

        

      Section 7.01.          Defeasance.  Legal defeasance of the Notes under Section 13.02 of the Base Indenture and covenant defeasance of the Notes under Section 13.03 of the Base
          Indenture shall be applicable to the Notes, and the Company may at its option, at any time, with respect to the Notes, elect to have Section 13.02 or Section 13.03 of the Base Indenture be applied to the Outstanding Notes upon compliance with the
          conditions set forth in Section 13.04 of the Base Indenture. In addition to Section 7.01 of the Base Indenture, Article 4 of this Supplemental Indenture shall be subject to covenant defeasance under Section 13.03 of the Base Indenture.

       

        

      Section 7.02.          Satisfaction

              and Discharge.  Satisfaction and discharge of the Indenture under Section 13.09 of the Base Indenture shall be applicable to the Notes.

       

        

      ARTICLE 8 

      MODIFICATION AND WAIVER

       

        

      Section 8.01.          Modification

              and Waiver.  With respect to the Notes, Section 15.01 of the Base Indenture shall be replaced in its entirety with the following:

       

        

      Section 15.01          Without Consent of Holders of Notes.

       

        

      Notwithstanding Section 15.02 of this Indenture, the Company and the Trustee may modify or append this Indenture or the Notes without the
          consent of any Holder of a Note:

       

        

      
        	
                (a)

              	
                to evidence that another entity is our successor and has assumed our obligations with respect to the Notes;

                 

                  

              

      

      
        	
                (b)

              	
                to add to our covenants or to add guarantees of any Person for the benefit of the Holders of the Notes or to surrender any of
                    our rights or powers under this Indenture;

                 

                  

              

      

      
        	
                (c)

              	
                to add any Events of Default;

                 

                  

              

      

      
        	
                (d)

              	
                to change or eliminate any restrictions on the payment of the principal of, or any premium or interest on, any Notes, to modify
                    the provisions relating to Global Notes, or to permit the issuance of Notes in uncertificated form, so long as in any such case the interests of the Holders of Notes are not adversely affected in any material respect;

                 

                  

              

      

      
        	
                (e)

              	
                to secure the Notes;

                 

                  

              

      

      
         

        

        
          -14-

          
            

        

        	
                (f)

              	
                to provide for the appointment of a successor Trustee with respect to the Notes;

                 

                  

              

      

      
        	
                (g)

              	
                to provide for the discharge of this Indenture with respect to the Notes by the deposit in trust of money, Government
                    Obligations or a combination thereof, in accordance with the provisions of Article XIII;

                 

                  

              

      

      
        	
                (h)

              	
                to make certain changes to this Indenture to provide for the issuance of Additional Notes;

                 

                  

              

      

      
        	
                (i)

              	
                to cure any ambiguity, defect or inconsistency in this Indenture or to make any other provisions with respect to matters or
                    questions arising under this Indenture, so long as the action does not adversely affect the interests of the Holders of the Notes in any material respect; or

                 

                  

              

      

      
        	
                (j)

              	
                to conform the text of this Indenture or the Notes to any provision of the “Description of the Notes” in the Company’s
                    prospectus supplement dated February 20, 2019.

                 

                  

              

      

      ARTICLE 9 

      GUARANTEES

       

        

      Section 9.01.          Guarantees.
          The provisions of Article XVII of the Base Indenture shall be applicable to the Notes.  The Notes shall be guaranteed by OMH as provided in the Base Indenture.

       

        

      ARTICLE 10 

      MISCELLANEOUS

       

        

      Section 10.01.          Section Provisions of Base Indenture Not Applicable. Notwithstanding anything to the contrary in the Indenture, Article V and Article XVI of the Base Indenture shall not apply with respect to the Notes.

       

        

          Section 10.02.          Ratification of Indenture.  The Base Indenture, as supplemented by this Supplemental Indenture, is in all
          respects ratified and confirmed, and this Supplemental Indenture shall be deemed part of the Indenture in the manner and to the extent herein and therein provided.

       

        

          Section 10.03.          Effects of Headings and Table of Contents.  The Article and Section headings herein and the Table of Contents
          are for convenience only and shall not affect the construction hereof.

       

        

          SECTION 10.04.          GOVERNING LAW; WAIVER OF TRIAL
              BY JURY.  THIS SUPPLEMENTAL INDENTURE AND THE NOTES SHALL BE DEEMED TO BE CONTRACTS MADE UNDER THE LAW OF THE STATE OF NEW YORK, AND FOR ALL PURPOSES SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE LAW OF SAID STATE.

       

        

      EACH PARTY HERETO, AND EACH HOLDER OF A SECURITY BY ACCEPTANCE THEREOF, HEREBY WAIVES, TO THE FULLEST EXTENT PERMITTED
          BY APPLICABLE LAW, ANY RIGHT IT MAY HAVE TO A TRIAL BY JURY IN RESPECT OF ANY LITIGATION DIRECTLY OR INDIRECTLY ARISING OUT OF, UNDER OR IN CONNECTION WITH THIS SUPPLEMENTAL INDENTURE.

       

        

      
        -15-

        
          

      

      Section 10.05.          Counterparts; Originals.  This Supplemental Indenture may be executed in any number of counterparts, each of which so executed shall be deemed to be an original, but all such counterparts shall together constitute but one
          and the same instrument. The exchange of copies of this Supplemental Indenture and of signature pages by facsimile or PDF transmission shall constitute effective execution and delivery of this Supplemental Indenture as to the parties hereto and
          may be used in lieu of the original Supplemental Indenture for all purposes. Signatures of the parties hereto transmitted by facsimile or PDF shall be deemed to be their original signatures for all purposes.

       

        

      Section 10.06.          Force Majeure.  In no event shall the Trustee be responsible or liable for any failure or delay in the performance of its obligations hereunder arising out of or caused by, directly or indirectly, forces beyond its
          control, including, without limitation, strikes, work stoppages, accidents, acts of war or terrorism, civil or military disturbances, nuclear or natural catastrophes or acts of God, and interruptions, loss or malfunctions of utilities,
          communications or computer (software and hardware) services; it being understood that the Trustee shall use reasonable efforts which are consistent with accepted practices in the banking industry to resume performance as soon as practicable under
          the circumstances.

       

        

      Section 10.07.          U.S.A. Patriot Act.  The parties hereto acknowledge that in accordance with Section 326 of the U.S.A. Patriot Act, the Trustee, like all financial institutions and in order to help fight the funding of terrorism and money
          laundering, is required to obtain, verify, and record information that identifies each person or legal entity that establishes a relationship or opens an account with the Trustee. The parties to this Supplemental Indenture agree that they will
          provide the Trustee with such information as it may request in order for the Trustee to satisfy the requirements of the U.S.A. Patriot Act.

       

        

      Section 10.08.          Notices to the Company and Trustee.  Any notice or demand authorized by this Supplemental Indenture to be made upon, given or furnished to, or filed with, the Company or the Trustee shall be sufficiently made, given,
          furnished or filed for all purposes if it shall be given, delivered or transmitted by facsimile to:

       

        

      (a)          the Company, at 601 N.W. Second Street, Evansville,
          Indiana 47708, Attention:  Treasurer, Facsimile No.: (812) 468-5352 or at such other address or facsimile number as may have been furnished in writing to the Trustee by the Company.

       

        

      (b)          the Trustee, at the Corporate Trust Office of the
          Trustee, at Wilmington Trust, National Association, 1100 N. Market Street, Wilmington, Delaware 19890, Attention: Springleaf Finance Corporation Administrator, Facsimile No.: (302) 636-4145.

       

        

      Any such notice, demand or other document shall be in the English language.

       

        

      Section 10.09.          Notices to Holders of Notes; Waiver.  Any notice required or permitted to be given to Holders of Notes shall be sufficiently given (unless otherwise herein expressly provided),

       

        

      (a)          if to Holders, if given in writing by first class mail, postage prepaid,
          to such Holders at their addresses as the same shall appear on the Register of the Company; provided, that in the event of suspension of regular mail service or by
          reason of any other cause it shall be impracticable to give notice by mail, then such notification as shall be given with the approval of the Company shall constitute sufficient notice for every purpose hereunder; or

       

        

      (b)          if a series of Notes has been issued in global form through DTC as
          Depositary or through another Depositary, notice may be provided in all cases by delivery of such notice to DTC or such other Depositary, as applicable, pursuant to its then Applicable Procedures or a successor system thereof.

      
        -16-

        
          

      

       

        

      Where this Supplemental Indenture provides for notice in any manner, such notice may be waived in writing by the Person entitled to
          receive such notice, either before or after the event, and such waiver shall be the equivalent of such notice. Waivers of notice by Holders shall be filed with the Trustee, but such filing shall not be a condition precedent to the validity of any
          action taken in reliance on such waiver. In any case where notice to Holders is given by mail; neither the failure to mail such notice nor any defect in any notice so given to any particular Holder shall affect the sufficiency of such notice with
          respect to other Holders, and any notice that is given in the manner herein provided shall be conclusively presumed to have been duly given. In any case where notice to Holders is given by publication, any defect in any notice so published as to
          any particular Holder shall not affect the sufficiency of such notice with respect to other Holders, and any notice that is published in the manner herein provided shall be conclusively presumed to have been duly given.

       

        

      Section 10.10.          Successors and Assigns.  All covenants and agreements in this Supplemental Indenture by the parties hereto shall bind their respective successors and assigns and inure to the benefit of their permitted successors and
          assigns, whether so expressed or not.

       

        

      Section 10.11.          Separability Clause.  In case any provision in this Supplemental Indenture or in the Notes shall be invalid, illegal or unenforceable, the validity, legality and enforceability of the remaining provisions shall not in any
          way be affected or impaired thereby.

       

        

      Section 10.12.          Benefits of Supplemental Indenture.  Nothing in this Supplemental Indenture expressed and nothing that may be implied from any of the provisions hereof is intended, or shall be construed, to confer upon, or to give to,
          any Person or corporation other than the parties hereto and their successors and the Holders of the Notes any benefit or any right, remedy or claim under or by reason of this Supplemental Indenture or any covenant, condition, stipulation, promise
          or agreement hereof, and all covenants, conditions, stipulations, promises and agreements in this Supplemental Indenture contained shall be for the sole and exclusive benefit of the parties hereto and their successors and of the Holders of the
          Notes.

      
        -17-

        
          

      

      

      

      IN WITNESS WHEREOF, the parties hereto have caused this Supplemental Indenture to be duly executed.

       

        

      SPRINGLEAF FINANCE CORPORATION, as the Company

       

        

      	
              By:          

            	 	
              /s/David R. Schulz

            
	 	 	
              Name: David R. Schulz

            
	 	 	
              Title: Senior Vice President and Treasurer

            
	 	 	 
	
              ONEMAIN HOLDINGS, INC., as Guarantor

               

                

            
	
              By:          

            	 	
              /s/David R. Schulz

            
	 	 	
              Name: David R. Schulz

            
	 	 	
              Title: Senior Vice President and Treasurer

            
	 	 	 
	
              WILMINGTON TRUST, NATIONAL ASSOCIATION, as Trustee

               

                

            
	
              By:          

            	 	
              /s/W. Thomas Morris, II

            
	 	 	
              Name: W. Thomas Morris, II

            
	 	 	
              Title: Vice President

            

      

      

      

      

      
        
          

      

       Exhibit A

        

       

        

      [FORM OF FACE OF SECURITY]

       

        

      THIS SECURITY IS A GLOBAL SECURITY WITHIN THE MEANING OF THE INDENTURE HEREINAFTER REFERRED TO AND IS REGISTERED IN THE NAME OF THE
          DEPOSITARY OR A NOMINEE OF THE DEPOSITARY, WHICH MAY BE TREATED BY THE COMPANY, THE TRUSTEE AND ANY AGENT THEREOF AS OWNER AND HOLDER OF THIS SECURITY FOR ALL PURPOSES.

       

        

      UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITARY TO THE COMPANY OR ITS AGENT FOR REGISTRATION OF
          TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF THE NOMINEE OF THE DEPOSITARY OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITARY (AND ANY PAYMENT HEREON IS MADE TO THE
          NOMINEE OF THE DEPOSITARY OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITARY), ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER
          HEREOF, THE NOMINEE OF THE DEPOSITARY, HAS AN INTEREST HEREIN.

       

        

      TRANSFERS OF THIS GLOBAL SECURITY SHALL BE LIMITED TO TRANSFERS IN WHOLE, BUT NOT IN PART, BY THE DEPOSITARY TO A NOMINEE OF THE
          DEPOSITARY, OR BY A NOMINEE OF THE DEPOSITARY TO THE DEPOSITARY OR ANOTHER NOMINEE OF THE DEPOSITARY, OR BY THE DEPOSITARY OR ANY SUCH NOMINEE TO A SUCCESSOR DEPOSITARY OR A NOMINEE OF SUCH SUCCESSOR DEPOSITARY.

      
        
          

      

      

      

      CUSIP No. 85172FAP4

      ISIN No. US85172FAP45

      Springleaf Finance Corporation

          6.125% SENIOR NOTES DUE 2024

       

        

      
        	
                No. ___          

              	 	 	
                $_________

              
	 	 	
                As revised by the                    

                

              
	 	 	
                Schedule of Increases                    

                

              
	 	 	
                or Decreases in Global Security                    

                

              
	 	 	
                attached hereto

              

        

      

      

      Interest. Springleaf Finance Corporation, an
          Indiana corporation (herein called the “Company,” which term includes any successor Person under the Indenture hereinafter referred to), for value received, hereby promises to pay to ___________ or registered assigns, the principal sum of ___
          million dollars ($_________), as revised by the Schedule of Increases or Decreases in Global Security attached hereto, on March 15, 2024 and to pay interest thereon from February 22, 2019 or from the most recent Interest Payment Date to which
          interest has been paid or duly provided for, semi-annually in arrears on March 15 and September 15 of each year, commencing September 15, 2019 at the rate of 6.125% per annum, until the principal hereof is paid or made available for payment.

       

        

      Method of Payment. The interest so payable, and
          punctually paid or duly provided for, on any Interest Payment Date will, as provided in such Indenture, be paid to the Person in whose name this Note (or one or more Predecessor Securities) is registered at the close of business on the Record
          Date for such interest, which shall be March 1 or September 1, as the case may be, next preceding such Interest Payment Date. Any such interest not so punctually paid or duly provided for will forthwith cease to be payable to the Holder on such
          Record Date and may either be paid to the Person in whose name this Note (or one or more Predecessor Securities) is registered at the close of business on a Special Record Date for the payment of such Defaulted Interest to be fixed by the
          Company, notice thereof having been given to Holders of Notes of this series not less than 10 days prior to such Special Record Date, all as more fully provided in said Indenture. Payment of the principal of (and premium, if any) and any such
          interest on this Note will be made at the Corporate Trust Office in U.S. Dollars.

       

        

      Reference is hereby made to the further provisions of this Note set forth on the reverse hereof, which further provisions shall for all
          purposes have the same effect as if set forth at this place.

       

        

      Authentication. Unless the certificate of
          authentication hereon has been executed by the Trustee referred to on the reverse hereof by manual signature, this Note shall not be entitled to any benefit under the Indenture or be valid or obligatory for any purpose.

      
        
          

      

       

        

      IN WITNESS WHEREOF, the Company has caused this instrument to be duly executed.

       

        

      

      	 	
              SPRINGLEAF FINANCE CORPORATION

            
	 	 	 
	 	By:  

                	
                                

                

            
	 	 	
              Name:

            
	 	 	
              Title:

            

      

      

      

      

       

        

       TRUSTEE’S CERTIFICATE OF AUTHENTICATION
         

          

         This is one of the Notes of the series designated therein referred to in the within-mentioned Indenture.

         

          

        	 Date of authentication: ___________	
                WILMINGTON TRUST, NATIONAL ASSOCIATION,

                    as Trustee

              
	 	 	 
	 	By:  

                  	
                                  

                  

              
	 	 	Authorized Signatory
	 	 	

              

      

                 

        

      
        
          

      

      

      

      [FORM OF REVERSE OF SECURITY]

       

        

      Indenture. This Note is one of a duly
          authorized issue of securities of the Company (herein called the “Notes”), issued and to be issued in one or more series under an Indenture, dated as of
          December 3, 2014, as supplemented by a Seventh Supplemental Indenture dated February 22, 2019 (as amended, supplemented, or otherwise modified from time to time, herein called the “Indenture”), among the Company, OneMain Holdings, Inc. (formerly
          Springleaf Holdings, Inc.), as a Guarantor (“OMH,” which term includes any successor Person under the Indenture), and Wilmington Trust, National Association,
          as Trustee (herein called the “Trustee,” which term includes any successor trustee under the Indenture), to which Indenture and all indentures supplemental thereto reference is hereby made for a statement of the respective rights, limitations of
          rights, duties and immunities thereunder of the Company, the Trustee and the Holders of the Notes and of the terms upon which the Notes are, and are to be, authenticated and delivered. This Note is one of the series designated on the face hereof,
          initially limited in aggregate principal amount to $1,000,000,000.  The Initial Notes and Additional Notes shall be treated as a single class of securities for all purposes under the Indenture. The terms of the Notes include those stated in the
          Indenture and those made part of the Indenture by reference to the Trust Indenture Act of 1939, as amended. The Notes are subject to all such terms, and Holders are referred to the Indenture and such act for a statement of such terms. The Notes
          are general obligations of the Issuer. To the extent a provision of this Note conflicts with the express provisions of the Indenture, the provisions of the Indenture shall govern and be controlling.

       

        

      Optional Redemption.

       

        

      At any time or from time to time prior to September 15, 2023 (six months prior to the Stated Maturity of the Notes), the Company may
          redeem, at its option, all or part of the Notes at a redemption price equal to the sum of (i) 100% of the principal amount thereof, plus (ii) the Applicable Premium as of the Redemption Date, plus (iii) accrued and unpaid interest on the Notes,
          if any, to, but excluding, the Redemption Date (subject to the right of Holders of record on the relevant Record Date to receive interest due on the relevant Interest Payment Date).

       

        

      In addition, at any time on or after September 15, 2023 (six months prior to the Stated Maturity of the Notes), the Company may redeem,
          at its option, all or part of the Notes at a redemption price equal to the sum of (i) 100% of the principal amount thereof, plus (ii) accrued and unpaid interest on the Notes, if any, to, but excluding, the Redemption Date (subject to the right
          of Holders of record on the relevant Record Date to receive interest due on the relevant Interest Payment Date).

       

        

      For purposes of determining the optional redemption price, the following definitions are applicable:

       

        

      “Applicable Premium” means with respect to any
          Note on any Redemption Date, the excess, if any, as determined by the Company, of:

       

        

      (a)          the sum of the present values of the remaining
          scheduled payments of principal and interest on the Note (excluding accrued but unpaid interest to the date of redemption), through September 15, 2023 (six months prior to the Stated Maturity of the Notes), discounted to the Redemption Date on a
          semi-annual basis using a discount rate equal to the Treasury Rate as of such Redemption Date plus 50 basis points; over

       

        

      (b)          the principal amount of the Note.

      
        
          

      

       

        

      The Company shall calculate the Applicable Premium and the Trustee shall have no responsibility to verify such amount.

       

        

      “Stated Maturity,” when used with respect to any
          Note or any installment of principal thereof or any premium or interest thereon, means the fixed date on which the principal of such Note or such installment of principal or premium or interest is due and payable.

       

        

      “Treasury Rate” means, as of any Redemption
          Date, the yield to maturity as of such Redemption Date of United States Treasury securities with a constant maturity (as compiled and published in the most recent Federal Reserve Statistical Release H.15 (519) that has become publicly available
          at least two business days prior to the Redemption Date (or, if such Statistical Release is no longer published, any publicly available source of similar market data)) most nearly equal to the period from the Redemption Date to September 15, 2023
          (six months prior to the Stated Maturity of the Notes); provided, however, that if the period from the Redemption Date to September 15, 2023 (six months prior to the Stated Maturity of the Notes) is less than one year, the weekly average yield on
          actively traded United States Treasury securities adjusted to a constant maturity of one year will be used.

       

        

      Notice of any redemption will be given at least 30 days but not more than 60 days before the Redemption Date to each registered Holder of
          the Notes to be redeemed; provided that redemption notices may be given more than 60 days prior to a Redemption Date if such notice is given in connection with a Legal
          Defeasance or a Covenant Defeasance or a satisfaction and discharge pursuant to Article XIII of the Base Indenture. Unless the Company defaults in payment of the Redemption Price, on and after the Redemption Date, interest will cease to accrue on
          the Notes or portions of the Notes called for redemption. If fewer than all of the Outstanding Notes are to be redeemed, the Trustee will select, not more than 60 days prior to the Redemption Date, the particular Notes or portions thereof for
          redemption from the Outstanding Notes not previously called by such method as the Trustee deems fair and appropriate (or in accordance with Applicable Procedures of the Depositary).

       

        

      Except as set forth above, the Notes will not be redeemable by the Company prior to Maturity and will not be entitled to the benefit of
          any sinking fund.

       

        

      Defaults and Remedies. If an Event of Default with respect to the Notes shall occur and be continuing, the principal of the Notes may be declared due and payable in the manner and with the effect
          provided in the Indenture.

       

        

      Amendment, Supplement, Modification and Waiver.
          The Indenture and the Notes may be amended, supplemented or modified as provided in the Indenture.

       

        

      Guarantees.  The Notes shall be guaranteed by
          OMH as provided in the Indenture.

       

        

      Denominations, Transfer and Exchange. The Notes are issuable only in registered form without coupons in minimum denominations of $2,000 and in integral multiples of $1,000 in excess thereof. As
          provided in the Indenture and subject to certain limitations therein set forth, the Notes are exchangeable for a like aggregate principal amount of Notes of like tenor of a different authorized denomination, as requested by the Holder
          surrendering the same.

       

        

      As provided in the Indenture and subject to certain limitations therein set forth, the transfer of this Note is registerable in the
          Security Register, upon surrender of this Note for registration of transfer at the Registrar accompanied by a written request for transfer in form satisfactory to the Company and the Registrar duly executed by, the Holder hereof or his attorney
          duly authorized in writing, and thereupon one or more new Notes and of like tenor, of authorized denominations and for the same aggregate principal amount, will be issued to the designated transferee or transferees.

      
        
          

      

       

        

      No service charge shall be made for any such registration of transfer or exchange, but the Company may require payment of a sum
          sufficient to cover any tax or other governmental charge payable in connection therewith.

       

        

      Persons Deemed Owners. Prior to due presentment
          of this Note for registration of transfer, the Company, the Trustee and any agent of the Company or the Trustee may treat the Person in whose name this Note is registered as the owner hereof for all purposes, whether or not this Note be overdue,
          and neither the Company, the Trustee nor any such agent shall be affected by notice to the contrary.

       

        

      Miscellaneous. The Indenture and this Note
          shall be deemed to be contracts made under the law of the State of New York, and for all purposes shall be governed by and construed in accordance with the law of said State.

       

        

      All terms used in this Note and not defined herein shall have the meanings assigned to them in the Indenture.

      
        
          

      

       

        

      SCHEDULE OF INCREASES OR DECREASES IN GLOBAL SECURITY

       

        

      The following increases or decreases in this Global Security have been made:

       

        

      	
              
                Date of 

                Exchange

              

            	 	
              
                Amount of increase

                 in Principal Amount 

                of this Global 

                Security

              

            	 	
              
                Amount of decrease

                 in Principal Amount

                 of this Global

                 Security

              

            	 	
              
                Principal Amount 

                of this Global 

                Security following 

                each decrease or

                 increase

              

            	 	
              
                Signature of

                 authorized 

                signatory of Trusteetvpt_Ex10_14

		
			Exhibit 10.14
		

		
			 
		

		
			TRAVELPORT OFFICER DEFERRED COMPENSATION PLAN
		

		
			(Amended and Restated as of January 1, 2019)
		

		
			 
		

		
			ARTICLE 1 - INTRODUCTION
		

		
			 
		

		
			1.1   Purpose of Plan
		

		
			 
		

		
			The Company has established the Plan set forth herein to provide a means by which certain employees may elect to defer receipt of designated percentages or amounts of their Compensation and to provide a means for certain other deferrals of Compensation.
		

		
			 
		

		
			1.2   Status of Plan
		

		
			 
		

		
			The Plan is intended to be “a plan which is unfunded and is maintained by an employer primarily for the purpose of providing deferred compensation for a select group of management or highly compensated employees” within the meaning of Sections 201(2) and 301(a)(3) of the Employee Retirement Income Security Act of 1974 (“ERISA”), and shall be interpreted and administered to the extent possible in a manner consistent with such intent. The Plan is also intended to comply with the American Jobs Creation Act of 2004 and Internal Revenue Code Section 409A and the regulations and guidance thereunder and shall be interpreted accordingly.
		

		
			 
		

		
			ARTICLE 2 - DEFINITIONS
		

		
			 
		

		
			Wherever used herein, the following terms have the meanings set forth below, unless a different meaning is clearly required by the context:
		

		
			 
		

		
			2.1   Account means, for each Participant, the account established for his or her benefit under Section 6.1.
		

		
			 
		

		
			2.2   Base Compensation means a Participant’s annual base salary and commissions in excess of the compensation limit of Section 401(a)(17) of the Code (as annually adjusted) in effect during the Plan Year. For the avoidance of doubt, Base Compensation shall not include any amounts that will be paid or received in income following a Participant’s Separation from Service, except for the final payment of the Participant’s base salary.
		

		
			 
		

		
			2.3   Bonus Compensation means any bonus compensation paid to a Participant under the performance-based bonus plan payable in cash which, for the avoidance of doubt, also includes payments under any sales incentive plan a/k/a “SIP,” a deal or transaction bonus, annual or semi-annual bonus, retention bonus, discretionary bonus and any other short or long-term cash incentive plan.
		

		
			 
		

		
			2.3   Change of Control means a change in the ownership or effective control of the Company, or in the ownership of a substantial portion of the Company’s assets, within the meaning of Treasury Regulation Section 1.409A-3(i)(5).
		

		
			 
		

		
			2.4   Code means the Internal Revenue Code of 1986, as amended from time to time. Reference to any section or subsection of the Code includes reference to any comparable or succeeding provisions of any legislation which amends, supplements or replaces such section or subsection.
		

		
			 
		

		
			2.5   Company means Travelport Inc.
		

		
			 
		

		
			2.6   Compensation means, collectively, a Participant’s Base Compensation and Bonus Compensation.
		

		
			 
		

		
			2.7   Discretionary Matching Contribution means a contribution for the benefit of a Participant as described in Section 5.2.
		

		
			 
		

		
			 
		

		
			

		 

 

		

		
			 
		

		
			2.9   Election Form means the deferral election form as approved and prescribed by the Employee Benefits Committee. The Election Form and any related enrollment forms may be provided under an electronic or web-based program or format as approved by the Employee Benefits Committee.
		

		
			 
		

		
			2.10   Elective Deferral means the portion of Compensation which is deferred by a Participant under Section 4.1.
		

		
			 
		

		
			2.11   Eligible Employee means each employee of the Employer who is classified by the Employer as Band 9 level and above.
		

		
			 
		

		
			2.12   Employee Benefits Committee means the committee whose members shall from time to time be appointed by the Company and its designee(s).
		

		
			 
		

		
			2.13   Employer means the Company and any majority-owned U.S. subsidiary of Travelport Worldwide Limited, whether directly or indirectly held, that participates in the Plan with the approval of the Board of Directors of the Company, or their designees, including the Employee Benefits Committee.
		

		
			 
		

		
			2.14   ERISA means the Employee Retirement Income Security Act of 1974, as amended from time to time. Reference to any section or subsection of ERISA includes reference to any comparable or succeeding provisions of any legislation which amends, supplements or replaces such section or subsection.
		

		
			 
		

		
			2.15   Matching Contribution means a contribution for the benefit of a Participant as described in Section 5.1.
		

		
			 
		

		
			2.16   Participant means any individual who participates in the Plan in accordance with Article 3.
		

		
			 
		

		
			2.17   Plan means this Travelport Officer Deferred Compensation Plan, as amended from time to time.
		

		
			 
		

		
			2.18   Plan Year means the consecutive twelve-month period commencing on January 1 and ending on the following December 31.
		

		
			 
		

		
			2.19   Separation from Service means a separation from service within the meaning of Treasury Regulation Section 1.409A-1(h).
		

		
			 
		

		
			2.20   Trust means the trust established by the Employer that identifies the Plan as a plan with respect to which assets are to be held by the Trustee.
		

		
			 
		

		
			2.21   Trustee means the trustee or trustees under the Trust.
		

		
			 
		

		
			2.22   Unforeseeable Emergency means, to the extent permitted by Section 409A of the Code, any financial hardship resulting from extraordinary and unforeseeable circumstances arising as a result of one or more recent events beyond the control of the Participant. In any event, payment may not be made to the extent such emergency is or may be relieved: (i) through reimbursement or compensation by insurance or otherwise; (ii) by liquidation of the Participant’s assets, to the extent the liquidation of such assets would not itself cause severe financial hardship; and by cessation of deferrals under the Plan. Withdrawals of amounts because of an Unforeseeable Emergency may only be permitted to the extent reasonably necessary to satisfy the emergency need. Examples of what are not considered to be severe financial hardships include the need to send a Participant’s child to college or the desire to purchase a home.
		

		
			 
		

		
			
		

		
			

		 

		

			-2-

		

 

		

		
			 
		

		
			ARTICLE 3 - PARTICIPATION
		

		
			 
		

		
			3.1   Commencement of Participation
		

		
			 
		

		
			Any individual who elects to defer part of his or her Compensation in accordance with Section 4.1 shall become a Participant in the Plan as of the date such deferrals commence.
		

		
			 
		

		
			3.2   Continued Participation
		

		
			 
		

		
			A Participant in the Plan shall continue to be a Participant so long as any amount remains credited to his or her Account. Notwithstanding the foregoing, Participation in respect of any Plan Year is not a guarantee of participation in respect of any future Plan Year.
		

		
			 
		

		
			ARTICLE 4 - ELECTIONS
		

		
			 
		

		
			4.1   Election to Defer Compensation
		

		
			 
		

		
			(a)          (i)          An individual who becomes an Eligible Employee may, by completing an Election Form and filing it as directed by the Employee Benefits Committee within 30 days following the date on which the Employee Benefits Committee gives such individual written notice that the individual is an Eligible Employee, elect to defer a percentage or dollar amount (if applicable) of his or her Base Compensation and/or Bonus Compensation, on such terms as the Employee Benefits Committee may permit, which are paid in respect of services performed by the Participant after the date on which the individual files the Election Form, provided that such election shall be applied in accordance with Section 409A of the Code.
		

		
			 
		

		
			(ii)         Any Eligible Employee who has not otherwise initially elected to defer Compensation in accordance with this Section 4.1 may elect to defer a percentage or dollar amount (if applicable) of his or her Base Compensation and/or Bonus Compensation, on such terms as the Employee Benefits Committee may permit, commencing with Compensation paid in respect of services for the succeeding Plan Year, by completing an Election Form prior to the last day of the preceding Plan Year.
		

		
			 
		

		
			(b)          A Participant’s Compensation shall be reduced in accordance with the Participant’s election hereunder and amounts deferred hereunder shall be paid by the Employer to the Trust as soon as administratively feasible and credited to the Participant’s Account as of the date the amounts are received by the Trustee.
		

		
			 
		

		
			(c)          A Participant may change or revoke his or her future deferral election by completing an Election Form prior to the last day of the Plan Year prior to the Plan Year in which such change or revocation shall take effect. A Participant’s election to defer a percentage or dollar amount of Compensation for any Plan Year shall not apply for subsequent Plan Years, and each Participant shall be required to make an annual deferral election by completing an Election Form prior to the last day of the preceding Plan Year.
		

		
			 
		

		
			4.2   Election as to Time and Manner of Payment
		

		
			 
		

		
			Subject to and in accordance with Section 8.1, a Participant shall make an annual election (on the Election Form used to elect to defer Compensation under Section 4.1) electing the date and manner in which the Elective Deferrals, Matching Contributions and Discretionary Matching Contributions (including any earnings attributable thereto) for such Plan Year will be paid to the Participant.
		

		
			 
		

		
			A Participant may change the time and/or manner of his or her distribution, provided such election is made at least 12 months in advance of the scheduled payment date, the election is effective not less than 12 months after it is made, and the payment date is deferred for at least 5 years beyond the date the payment would otherwise have been made and such change otherwise complies with Section 409A of the Code.
		

		
			 
		

		
			
		

		
			

		 

		

			-3-

		

 

		

		
			 
		

		
			ARTICLE 5 - MATCHING AND DISCRETIONARY MATCHING CONTRIBUTIONS
		

		
			 
		

		
			5.1   Matching Contributions
		

		
			 
		

		
			After each payroll period, monthly, quarterly, or annually, at the Employer’s discretion, the Employer may contribute to the Trust a Matching Contribution equal to the rate of Matching Contribution selected by the Employer at the beginning of the Plan Year and multiplied by the amount of the Elective Deferrals credited to the Participants’ Accounts for such period under Section 4.1. Each Matching Contribution will be credited, as of the later of the date it is received by the Trustee or the date the Trustee receives from the Employee Benefits Committee such instructions as the Trustee may reasonably require to allocate the amount received to the Participants’ Accounts pro rata in accordance with the amount of Elective Deferrals of each Participant which are taken into account in calculating the Matching Contribution.
		

		
			 
		

		
			5.2   Discretionary Matching Contributions
		

		
			 
		

		
			After each payroll period, monthly, quarterly, or annually, at the Employer’s discretion, the Employer may contribute to the Trust a Discretionary Matching Contribution based upon criteria established by the Employer. Each Discretionary Matching Contribution will be credited, as of the later of the date it is received by the Trustee or the date the Trustee receives from the Employee Benefits Committee such instructions as the Trustee may reasonably require to allocate the amount received among the asset accounts maintained by the Trustee, to the Participants’ Accounts.
		

		
			 
		

		
			5.3   Changes to Matching and Discretionary Matching Contributions
		

		
			 
		

		
			For the avoidance of doubt, the Matching Contributions and the Discretionary Matching Contributions described in Sections 5.1 and 5.2 above are made at the sole discretion of the Employer, the Employer is not required to make Matching Contributions or Discretionary Matching Contributions for any Plan Year and, subject to Section 10.3, the Employer may change, reduce or eliminate the level of Matching Contributions and/or Discretionary Matching Contributions at any time or from time to time.
		

		
			 
		

		
			ARTICLE 6 - ACCOUNTS
		

		
			 
		

		
			6.1   Accounts
		

		
			 
		

		
			The Employee Benefits Committee shall establish an Account for each Participant. The Participant’s Account shall reflect all Elective Deferrals, Matching Contributions and Discretionary Matching Contributions made for the Participant’s benefit together with any adjustments for income, gain or loss and any payments from the Account. The Employee Benefits Committee may cause the Trustee to maintain and invest separate asset accounts corresponding to each Participant’s Account. As of the last business day of each calendar quarter, the Employee Benefits Committee shall provide the Participant with a statement of his or her Account reflecting the income, gains and losses (realized and unrealized), amounts of deferrals, and distributions of such Account since the prior statement.
		

		
			 
		

		
			6.2   Investments
		

		
			 
		

		
			(a)          Designation by Employee Benefits Committee. The Employee Benefits Committee may designate investment funds, based on certain stock or mutual funds (the “Investment Funds”). In its sole discretion, the Employee Benefits Committee may provide that the Participant elect into which Investment Funds his or her Account will be invested or the Employee Benefits Committee may provide that such Investment Funds elected by the Participant are for measurement purposes only.
		

		
			 
		

		
			
		

		
			

		 

		

			-4-

		

 

		

		
			 
		

		
			(b)          Election of Investment Funds. A Participant, in connection with his or her initial deferral election in accordance with Section 4.1 above, shall elect, on the Election Form, one or more Investment Funds. Pursuant to procedures established from time to time by the Employee Benefits Committee, the Participant may (but is not required to) elect to add or delete one or more Investment Fund(s) or to change the portion of his or her Account allocated to each previously or newly elected Investment Fund. The Employee Benefits Committee may, from time to time in its sole discretion, discontinue, substitute, or add an Investment Fund. There is no guarantee that Accounts will not lose value due to performance of the Investment Funds.
		

		
			 
		

		
			(c)          Investment Funds for Measurement Purposes. In the event that the Employee Benefits Committee determines that the Investment Funds are to be used for measurement purposes only, a Participant’s election of any such Investment Fund, the allocation to his or her Account thereto, the calculation of additional amounts and the crediting or debiting of such amounts to a Participant’s Account shall not be considered or construed in any manner as an actual investment of his or her Account balance in any such Investment Fund. In such event, no Participant shall have any rights in or to such investments themselves and without limiting the foregoing, a Participant’s Account shall be a bookkeeping entry only and shall not represent any investment made on his or her behalf by the Company.
		

		
			 
		

		
			ARTICLE 7 - VESTING
		

		
			 
		

		
			7.1   General
		

		
			 
		

		
			A Participant shall be immediately vested in, i.e., shall have a nonforfeitable right to, all Elective Deferrals, all Matching Contributions and all Discretionary Matching Contributions, and all income and gain attributable thereto, credited to his or her Account.
		

		
			 
		

		
			ARTICLE 8 - DISTRIBUTIONS
		

		
			 
		

		
			8.1   Date Certain or Separation from Service
		

		
			 
		

		
			The Participant shall be paid his or her Account balance in accordance with the Participant’s election. A Participant may elect to be paid in either in a single lump-sum payment or in annual installments over a period elected by the Participant up to 10 years (the amount of each installment to equal the balance of his or her Account immediately prior to the installment divided by the number of unpaid installments) commencing on the earlier of: a date selected by the Participant or the Participant’s Separation from Service.
		

		
			 
		

		
			Except as provided in Sections 8.2 and 8.3, a Participant shall be paid, or begin to be paid, his or her Account balance at the earlier of: (i) the Participant’s Separation from Service or (ii) the date selected by the Participant in accordance with such Participant’s timely election as set forth on his or her Election Form. For distributions upon Separation from Service, subject to Sections 11.5(a) and 11.6, a Participant shall be paid, or begin to be paid, his or her Account balance within 90 days following his or her Separation from Service. If a Participant fails to make an election as to the date and/or manner of payment on either his or her initial Election Form or on any annual Election Form, deferrals of Compensation related to such elections shall be paid in a lump sum payment within 90 days following the Participant’s Separation from Service, subject to Sections 11.5(a) and 11.6.
		

		
			 
		

		
			8.2   Change of Control
		

		
			 
		

		
			Within 90 days following a Change of Control, each Participant shall be paid his or her entire Account balance in a single lump sum.
		

		
			 
		

		
			8.3   Death
		

		
			 
		

		
			If a Participant dies prior to the complete distribution of his or her Account, the balance of the Account shall be paid, or begin to be paid, within 90 days following the Participant’s death to the Participant’s designated beneficiary or beneficiaries, in the form elected by the Participant on his or her initial Election Form.
		

		
			 
		

		
			
		

		
			

		 

		

			-5-

		

 

		

		
			 
		

		
			Any designation of beneficiary shall be made by the Participant on an Election Form filed with the Employee Benefits Committee and may be changed by the Participant at any time by filing another Election Form. If no beneficiary is designated or no designated beneficiary survives the Participant, payment shall be made to the Participant’s surviving spouse, or, if none, to his or her issue per stirpes. If no spouse or issue survives the Participant, payment shall be made to the Participant’s estate.
		

		
			 
		

		
			8.4   Unforeseeable Emergency
		

		
			 
		

		
			In the event the Participant establishes, to the satisfaction of the Employee Benefits Committee, that he or she has suffered an Unforeseeable Emergency, the Employee Benefits Committee may, in its sole discretion:
		

		
			 
		

		
			(a)          Provide that all or a portion of any previous deferrals by the Participant shall immediately be paid in a lump-sum cash payment, provided that the distribution is limited to the amount reasonably necessary to satisfy the emergency need (including any amounts of income taxes or penalties reasonably anticipated to result from such distribution); or
		

		
			 
		

		
			(b)          Authorize the cancellation of such Participant’s deferral elections as permitted under Treas. Reg. Section 1.409A-3(j)(4)(viii).
		

		
			 
		

		
			The severity of the unforeseeable emergency shall be judged by the Employee Benefits Committee. The Employee Benefits Committee’s decision with  respect to the severity of Unforeseeable Emergency and the manner in which, if at all, the Participant’s future deferral opportunities shall be ceased and/or the manner in which, if at all the payment of deferred amounts to the Participant shall be altered or modified, shall be final, conclusive, and not subject to appeal.
		

		
			 
		

		
			8.5   Income Inclusion Under Section 409A of the Code
		

		
			 
		

		
			If the Internal Revenue Service or a court of competent jurisdiction determines that Plan benefits are includible for federal income tax purposes in the gross income of a Participant before his or her actual receipt of such benefits due to a failure of the Plan to satisfy the requirements of Section 409A of the Code, the Participant’s vested Account balance shall be distributed to the Participant in a lump sum cash payment immediately following such determination or as soon as administratively practicable thereafter; provided, however, that such payment may not exceed the amount required to be included in income as a result of the failure to satisfy the requirements of Section 409A of the Code.
		

		
			 
		

		
			ARTICLE 9 -  PLAN ADMINISTRATOR
		

		
			 
		

		
			9.1   Plan Administration and Interpretation
		

		
			 
		

		
			The Company shall be the “administrator” of the Plan within the meaning of Section (3)(16)(A) of ERISA and the named fiduciary of the Plan under Section 402 of ERISA. The administration of the Plan shall be the responsibility of the Company except to the extent such responsibilities are designated to the Employee Benefits Committee, provided that the Company reserves the right to appoint from time to time another person or entity other than the Employee Benefits Committee to serve in such capacity. If another person or entity is so appointed by the Company, references in this document or in the Summary Plan Description, if any, to the Employee Benefits Committee shall be construed as references to such person or entity.
		

		
			 
		

		
			The Employee Benefits Committee shall have complete discretion to interpret the Plan and to decide all matters under the Plan. Such interpretation and decision shall be final, conclusive and binding on all Participants and any person claiming under or through any Participant, in the absence of clear and convincing evidence that the Employee Benefits Committee acted arbitrarily and capriciously. When making a determination or calculation, the Employee Benefits Committee shall be entitled to rely on information furnished by a Participant, a beneficiary, the Employer or the Trustee.
		

		
			 
		

		
			 
		

		
			
		

		
			

		 

		

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			If and while there is no Employee Benefits Committee, either because none is designated or no one or more individuals are at the time in question actively serving as members thereof, the responsibilities, rights, powers, authority and functions of the Employee Benefits Committee shall be vested in the Company. In such event, all references to the Employee Benefits Committee shall be construed to be references to the Company, and the Employee Benefits Committee and the Company need not furnish information, directions, instructions or notices, or make reports or demands, one to the other.
		

		
			 
		

		
			9.2   Powers, Duties, Procedures, Etc.
		

		
			 
		

		
			The Employee Benefits Committee shall have such powers and duties, may adopt such rules and tables, may act in accordance with such procedures, may appoint such officers or agents, may delegate such powers and duties, may receive such reimbursements and compensation, and shall follow such claims and appeal procedures with respect to the Plan as it may establish.
		

		
			 
		

		
			9.3   Information
		

		
			 
		

		
			To enable the Employee Benefits Committee to perform its functions, the Employer shall supply full and timely information to the Employee Benefits Committee on all matters relating to the compensation of Participants, their employment, retirement, death, termination of employment, and such other pertinent facts as the Employee Benefits Committee may require.
		

		
			 
		

		
			9.4   Indemnification of Employee Benefits Committee
		

		
			 
		

		
			The Employer agrees to indemnify and to defend to the fullest extent permitted by law any officer(s) or employee(s) who serve on the Employee Benefits Committee against all liabilities, damages, costs and expenses (including attorneys’ fees and amounts paid in settlement of any claims approved by the Employer) occasioned by any act or omission to act in connection with the Plan, if such act or omission is in good faith.
		

		
			 
		

		
			ARTICLE 10 - AMENDMENT AND TERMINATION
		

		
			 
		

		
			10.1   Amendments
		

		
			 
		

		
			The Company shall have the right to amend the Plan from time to time, subject to Section 10.3, by an instrument in writing which has been executed on the Employer’s behalf by its duly-authorized officer.
		

		
			 
		

		
			10.2   Termination of Plan
		

		
			 
		

		
			This Plan is strictly a voluntary undertaking on the part of the Company and shall not be deemed to constitute a contract between the Company and any Eligible Employee (or any other employee) or a consideration for, or an inducement or condition of employment for, the performance of the services by any Eligible Employee (or other employee). The Company reserves the right to terminate the Plan at any time, subject to Section 10.3, by an instrument in writing which has been executed on the Company’s behalf by its duly authorized officer. Upon termination, the Company may elect (a) to continue to maintain the Trust to pay benefits hereunder as they become due as if the Plan had not terminated or (b) in compliance with Treas. Reg. Section 1.409A-3(j)(4)(ix), direct the Trustee to pay promptly to Participants (or their beneficiaries) the vested balance of their Accounts in a lump sum.
		

		
			 
		

		
			
		

		
			

		 

		

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			10.3   Existing Rights
		

		
			 
		

		
			No amendment or termination of the Plan shall adversely affect the rights of any Participant with respect to amounts that have been credited to his or her Account prior to the date of such amendment or termination.
		

		
			 
		

		
			ARTICLE 11 – MISCELLANEOUS
		

		
			 
		

		
			11.1   No Funding
		

		
			 
		

		
			The Plan constitutes a mere promise by the Employer to make payments in accordance with the terms of the Plan and Participants and beneficiaries shall have the status of general unsecured creditors of the Employer. Nothing in the Plan will be construed to give any employee or any other person rights to any specific assets of the Employer or of any other person. In all events, it is the intent of the Employer that the Plan be treated as unfunded for tax purposes and for purposes of Title I of ERISA.
		

		
			 
		

		
			11.2   Non-Assignability
		

		
			 
		

		
			None of the benefits, payments, proceeds or claims of any Participant or beneficiary shall be subject to any claim of any creditor of any Participant or beneficiary and, in particular, the same shall not be subject to attachment or garnishment or other legal process by any creditor of such Participant or beneficiary, nor shall any Participant or beneficiary have any right to alienate, anticipate, commute, pledge, encumber or assign any of the benefits or payments or proceeds which he or she may expect to receive, contingently or otherwise under the Plan.
		

		
			 
		

		
			11.3   Limitation of Participants’ Rights
		

		
			 
		

		
			Nothing contained in the Plan shall confer upon any person a right to be employed or to continue in the employ of the Employer, or interfere in any way with the right of the Employer to terminate the employment of a Participant in the Plan at any time, with or without cause.
		

		
			 
		

		
			11.4   Participants Bound
		

		
			 
		

		
			Any action with respect to the Plan taken by the Employee Benefits Committee, the Employer or the Trustee or any action authorized by or taken at the direction of the Employee Benefits Committee, the Employee Benefits Committee, the Employer or the Trustee shall be conclusive upon all Participants and beneficiaries entitled to benefits under the Plan.
		

		
			 
		

		
			11.5   Taxes
		

		
			 
		

		
			(a)          It is the intention of the Company that this Plan comply with the requirements of Section 409A of the Code and any guidance issued thereunder, and the Plan shall be interpreted, operated and administered accordingly. To the extent that any provision of this Plan or in the Election Form is ambiguous as to its compliance with Section 409A of the Code, the provision shall be read in such a manner so that all payments under the Plan shall not be subject to excise tax under Section 409A of the Code. If, at the time of a Participant’s Separation from Service, to the extent required to avoid the applicable of additional taxes and penalties under Section 409A of the Code, amounts payable under this Plan on account of the Participant’s Separation from Service will be delayed (or will not be made in the case of a lump sum payment) until the earlier of the date that is six months following the Participant’s Separation from Service or, the Participant date of death, at which time all delayed payments will be paid and installment payments will be payable thereafter as if the six month delay had not occurred. Notwithstanding anything in this Plan to the contrary, the Company does not guarantee the tax treatment of any payments or benefits under this Plan, whether pursuant to the Code, federal, state or local tax laws or regulations. Amounts payable under the Plan shall be construed as separate identified payments for purposes of Section 409A of the Code.
		

		
			 
		

		
			
		

		
			

		 

		

			-8-

		

 

		

		
			 
		

		
			(b)          All federal, state or local taxes that the Employee Benefits Committee determines are required to be withheld from any payments made under the terms to the Plan shall be withheld.
		

		
			 
		

		
			11.6   Receipt and Release
		

		
			 
		

		
			Any payment to any Participant or beneficiary in accordance with the provisions of the Plan shall, to the extent thereof, be in full satisfaction of all claims against the Employer, the Company and the Trustee under the Plan, and the Company may require such Participant or beneficiary, as a condition precedent to such payment, to execute a receipt and release to such effect.
		

		
			 
		

		
			If any Participant or beneficiary is determined by the Company to be incompetent by reason of physical or mental disability (including minority) to give a valid receipt and release, the Company may cause the payment or payments becoming due to such person to be made to another person for his or her benefit without responsibility on the part of the Company, the Employer or the Trustee to follow the application of such funds.
		

		
			 
		

		
			A signed release must be returned to the Company no sooner than the Participant’s date of termination, but no later than 5:00 p.m. on the 60th day following receipt of the release or the Participant shall irrevocably lose the opportunity to receive any payments under the Plan; provided, however, that in the event that the Company requires a release and the sixty (60) day period following the Participant’s date of termination spans two taxable years, any payment under the Plan shall be made in the second taxable year.
		

		
			 
		

		
			11.7   Governing Law
		

		
			 
		

		
			The Plan shall be construed, administered, and governed in all respects under and by the laws of the State of Georgia, without effect to conflicts of laws provisions thereof that would direct the application of the law of any other state. If any provision shall be held by a court of competent jurisdiction to be invalid or unenforceable, the remaining provisions hereof shall continue to be fully effective.
		

		
			 
		

		
			11.8   Headings and Subheadings
		

		
			 
		

		
			Headings and subheadings in this Plan are inserted for convenience only and are not to be considered in the construction of the provisions hereof.
		

		
			 
		

		
			11.9   Offset to Benefits
		

		
			 
		

		
			To the extent permitted by applicable law, the Company shall have the right to offset amounts payable to a Participant under the Plan to reimburse the Company for liabilities or obligations of the Participant to the Company incurred in the ordinary course of business between the Company and the Participant, provided, that, the entire amount of the offset in any of the Company’s fiscal years does not exceed $5,000 and the offset is made at the same time and in the same amount as the debt otherwise would have been due and collected from the Participant.
		

		
			 
		

		
			Travelport Inc.
		

		
			 
		

			
					
						By:

					
					
						/s/ Kimberly J. Nancarrow

					
					
						 

				
	
					
						 

					
					
						 

					
					
						 

				
	
					
						Name:

					
					
						Kimberly J. Nancarrow

					
					
						 

				
	
					
						 

					
					
						 

					
					
						 

				
	
					
						Title:

					
					
						Vice President, Finance

					
					
						 

				
	
					
						 

					
					
						 

					
					
						 

				
	
					
						Date:

					
					
						Dec. 20, 2018

					
					
						 

				

		
			 
		

		
			 
		

		 

		

			-9-

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