Document:

<PAGE>

                                                                   Exhibit 10.44

                            AMENDMENT AGREEMENT NO. 7

         This Amendment Agreement No. 7 (this "Agreement"), dated as of October
21, 2003, is among is among the Persons that have executed this Agreement (the
"Parties"). Capitalized terms used, but not defined, in this Agreement are used
as defined in the Lease Agreement, dated as of November 30, 2001, between Wells
Fargo Bank Northwest, National Association, as Owner Trustee under S&F Trust
1998-1, as lessor, and Smart & Final Inc., as lessee, as amended by Waiver and
Amendment Agreement No. 1, dated as of June 4, 2002, by Waiver and Amendment
Agreement No. 2, dated as of February 14, 2003, by Amendment Agreement No. 3,
dated as of June 1, 2003, by Waiver and Amendment Agreement No. 4, dated as of
July 11, 2003 and by Consent, Waiver, Collateral Release and Amendment Agreement
No. 5A, dated as of September 3, 2003, and Sixth Amendment and Waiver to Lease
Agreement, dated as of September 12, 2003 (the "Lease"). Capitalized terms used
herein without definition have the meanings ascribed to them in the Lease.

                                    RECITALS

         A. As a result of the recent sale of the Lessee's northern California
broadline foodservice operations to Sysco Corp. and Pacific Fresh Seafood
Company, the Lessee's Florida broadline foodservice operations and nine of the
fourteen Smart & Final stores located in Florida to GFS Holding Inc. ("GFS") and
certain of GFS's subsidiaries, and the pending sale of the Port Stockton dry
grocery warehouse (collectively, the "Sale Transactions"), the Lessee will not
be in compliance with certain of the financial covenants set forth in the Lease.

         B. The Lessee has requested that the Lenders, the Holder and the Agent
amend certain of the financial covenants contained in the Lease and the
definitions related thereto.

         C. The Agent, the Holder and the Lenders have agreed to amend certain
of the financial covenants and the definitions related thereto, all as provided
herein.

         NOW THEREFORE, in consideration of the premises and the mutual
covenants herein contained, the Parties agree as follows:

         Section 1. Section References. Unless otherwise expressly stated
herein, all section references herein refer to sections of the Lease, and all
references to "Appendix A" refer to Appendix A to the Participation Agreement.

         Section 2. Amendment to Appendix A (Rules of Usage and Definitions).

                 (a) The definition of "Adjusted EBITDA" set forth in Appendix A
is amended by deleting it in its entirety and replacing it with the following:

                 "Adjusted EBITDA" means, for any period, determined for the
         Lessee and its Subsidiaries on a Consolidated basis, EBITDA plus, with
         respect to any fiscal quarter of the Lessee up to and including the
         second fiscal quarter of Fiscal Year 2003, the interest component of
         all amounts paid as rent under the Lease.

<PAGE>

               (b) The definition of "Adjusted Leverage Ratio" set forth in
Appendix A is amended by deleting it in its entirety and replacing it with the
following:

               "Adjusted Leverage Ratio" means, as of any date of determination,
         the ratio of (i) the sum of (A) Consolidated Indebtedness (excluding
         for all periods up to and including the second fiscal quarter of
         Lessee's fiscal year 2003 Indebtedness under the Lease and the other
         Operative Agreements) as of the end of the most recently ended fiscal
         quarter of the Lessee plus (B) the product of (1) rent expense
         (including amounts paid as rent under the Lease) for the Lessee and its
         Subsidiaries on a Consolidated basis for the four most recently
         completed fiscal quarters of the Lessee multiplied by (2) 8 to (ii) the
         sum of (A) EBITDA for the Lessee and its Subsidiaries on a Consolidated
         basis for the four most recently completed fiscal quarters of the
         Lessee plus (B) rent expense (including amounts paid as rent under the
         Lease) for the Lessee and its Subsidiaries on a Consolidated basis for
         the four most recently completed fiscal quarters of the Lessee;
         provided, that for purposes of determining the Adjusted Leverage Ratio,
         "rent expense" shall be deemed to be (i) $6,900,000 for the fourth
         fiscal quarter of Lessee's fiscal year 2002, (ii) $6,900,000 for the
         first fiscal quarter of Lessee's fiscal year 2003 and (iii) $7,100,000
         for the second fiscal quarter of Lessee's fiscal year 2003.

               (c) The definition of "EBITDA" set forth in Appendix A is amended
by deleting it in its entirety and replacing it with the following:

               "EBITDA" means, for any period, net income (or net loss)
         excluding all non-cash extraordinary items of gain or loss, plus, to
         the extent deducted in determining such net income (or net loss), the
         sum of (a) interest expense, (b) income tax expense, (c) depreciation
         expense, (d) amortization expense, (e) all other non-cash charges
         (including impairment charges with respect to assets and goodwill) and
         (f) for the third fiscal quarter of Lessee's fiscal year 2003, up to
         $13,300,000 of after-tax charges for discontinued operations, in each
         case determined in accordance with GAAP for such period (to the extent
         not already included in clause (e) above); provided, that EBITDA shall
         be calculated using the quarterly amounts of (i) $20,500,000 for the
         fourth fiscal quarter of Lessee's fiscal year 2002, (ii) $16,200,000
         for the first fiscal quarter of Lessee's fiscal year 2003 and (iii)
         $20,200,000 for the second fiscal quarter of Lessee's fiscal year 2003.

               (d) The definition of "Fixed Charge Coverage Ratio" set forth in
Appendix A is amended by deleting it in its entirety and replacing it with the
following:

               "Fixed Charge Coverage Ratio" means, as of any date of
         determination, determined for the period of four consecutive fiscal
         quarters ending as of the last day of each fiscal quarter of the
         Lessee, the ratio of (a) the sum of (i) Consolidated EBITDA of the
         Lessee and its Subsidiaries and (ii) rent expense (not including
         amounts paid as rent under the Lease) for the Lessee and its
         Subsidiaries on a Consolidated basis for the four most recently
         completed fiscal quarters of the Lessee to (b) the sum of (i)
         Consolidated Interest Expense of the

                                       2

<PAGE>

         Lessee and its Subsidiaries and (ii) rent expense for the Lessee and
         its Subsidiaries on a Consolidated basis for the four most recently
         completed fiscal quarters of the Lessee; provided, that for purposes of
         determining the Fixed Charge Coverage Ratio, (i) the quarterly amounts
         of "rent expense" shall be deemed to be (A) $6,900,000 for the fourth
         fiscal quarter of Lessee's fiscal year 2002, (B) $6,900,000 for the
         first fiscal quarter of Lessee's fiscal year 2003 and (C) $7,100,000
         for the second fiscal quarter of Lessee's fiscal year 2003 and (ii) the
         quarterly amounts of Consolidated Interest Expense shall be deemed to
         be (A) $4,400,000 for the fourth fiscal quarter of Lessee's fiscal year
         2002, (B) $4,600,000 for the first fiscal quarter of Lessee's fiscal
         year 2003 and (C) $4,500,000 for the second fiscal quarter of Lessee's
         fiscal year 2003.

         Section 3. Amendment to Section 28.5 (Financial Covenants). Section
28.5 is amended to read in its entirety as follows:

               Section  28.5.  Financial Covenants.  So long as the Advance or
         any other Obligation of any Credit Party under any Operative Agreements
         remains unpaid, the Lessee shall:

               (a) Net Worth. Maintain at all times a Consolidated Net Worth of
         not less than the sum of (i) $195,000,000, plus (ii) 50% of positive
         cumulative Consolidated Net Income for any fiscal quarter of the Lessee
         ending after the fiscal quarter ending October 21, 2003 (but without
         any deduction for any period in which Consolidated Net Income is a
         negative number) plus (iii) 100% of the amount of all cash proceeds of
         any equity issuances by the Lessee or any of its Subsidiaries after
         November 30, 2001; provided, however, that changes in other
         comprehensive income after October 21, 2003 shall be disregarded in
         calculating Consolidated Net Worth.

               (b) Senior Leverage Ratio. Not permit the Senior Leverage Ratio
         at the end of the fiscal quarters of the Lessee set forth below to
         exceed the correlative ratio indicated:

            ------------------------------------------------------------
            Fiscal Quarter                   Senior Leverage Ratio
            --------------                   ---------------------
            ------------------------------------------------------------
            Fourth Quarter 2001                   3.25 to 1.0
            ------------------------------------------------------------
            First Quarter 2002                    3.25 to 1.0
            ------------------------------------------------------------
            Second Quarter 2002                   3.50 to 1.0
            ------------------------------------------------------------
            Third Quarter 2002                    3.50 to 1.0
            ------------------------------------------------------------
            Fourth Quarter 2002                   3.25 to 1.0
            ------------------------------------------------------------
            First Quarter 2003                    3.55 to 1.0
            ------------------------------------------------------------
            Second Quarter 2003                   3.00 to 1.0
            ------------------------------------------------------------
            Third Quarter 2003                    2.75 to 1.0
            ------------------------------------------------------------
            Fourth Quarter 2003                   2.75 to 1.0
            ------------------------------------------------------------
            First Quarter 2004                    2.75 to 1.0
            ------------------------------------------------------------
            Second Quarter 2004                   2.75 to 1.0
            ------------------------------------------------------------
            Third Quarter 2004                    2.75 to 1.0
            ------------------------------------------------------------
            Fourth Quarter 2004                   2.75 to 1.0
            ------------------------------------------------------------

                                       3

<PAGE>

              -------------------------------------------------
              First Quarter 2005            2.75 to 1.0
              -------------------------------------------------
              Second Quarter 2005           2.75 to 1.0
              -------------------------------------------------
              Third Quarter 2005            2.75 to 1.0
              -------------------------------------------------
              Fourth Quarter 2005           2.75 to 1.0
              -------------------------------------------------
              First Quarter 2006            2.75 to 1.0
              -------------------------------------------------
              Second Quarter 2006           2.75 to 1.0
              -------------------------------------------------
              Third Quarter 2006            2.75 to 1.0
              -------------------------------------------------

               (c) Adjusted Leverage Ratio. Not permit the Adjusted Leverage
         Ratio at the end of the fiscal quarters of the Lessee set forth below
         to exceed the correlative ratio indicated:

              -------------------------------------------------------------
              Fiscal Quarter                   Adjusted Leverage Ratio
              --------------                   -----------------------
              -------------------------------------------------------------
              Fourth Quarter 2001                    4.50 to 1.0
              -------------------------------------------------------------
              First Quarter 2002                     4.60 to 1.0
              -------------------------------------------------------------
              Second Quarter 2002                    4.80 to 1.0
              -------------------------------------------------------------
              Third Quarter 2002                     4.75 to 1.0
              -------------------------------------------------------------
              Fourth Quarter 2002                    4.70 to 1.0
              -------------------------------------------------------------
              First Quarter 2003                     5.00 to 1.0
              -------------------------------------------------------------
              Second Quarter 2003                    4.50 to 1.0
              -------------------------------------------------------------
              Third Quarter 2003                     4.50 to 1.0
              -------------------------------------------------------------
              Fourth Quarter 2003                    4.50 to 1.0
              -------------------------------------------------------------
              First Quarter 2004                     4.50 to 1.0
              -------------------------------------------------------------
              Second Quarter 2004                    4.50 to 1.0
              -------------------------------------------------------------
              Third Quarter 2004                     4.50 to 1.0
              -------------------------------------------------------------
              Fourth Quarter 2004                    4.25 to 1.0
              -------------------------------------------------------------
              First Quarter 2005                     4.25 to 1.0
              -------------------------------------------------------------
              Second Quarter 2005                    4.25 to 1.0
              -------------------------------------------------------------
              Third Quarter 2005                     4.25 to 1.0
              -------------------------------------------------------------
              Fourth Quarter 2005                    4.25 to 1.0
              -------------------------------------------------------------
              First Quarter 2006                     4.25 to 1.0
              -------------------------------------------------------------
              Second Quarter 2006                    4.25 to 1.0
              -------------------------------------------------------------
              Third Quarter 2006                     4.25 to 1.0
              -------------------------------------------------------------

               (d) Fixed Charge Coverage Ratio. Not permit the Fixed Charge
         Coverage Ratio at the end of the fiscal quarters of the Lessee set
         forth below to be less than the correlative ratio indicated:

              ------------------------------------------------------------------
              Fiscal Quarter                   Fixed Charge Coverage Ratio
              --------------                   ---------------------------
              ------------------------------------------------------------------
              Fourth Quarter 2001                      2.00 to 1.0
              ------------------------------------------------------------------
              First Quarter 2002                       1.85 to 1.0
              ------------------------------------------------------------------
              Second Quarter 2002                      1.85 to 1.0
              ------------------------------------------------------------------
              Third Quarter 2002                       1.85 to 1.0
              ------------------------------------------------------------------
              Fourth Quarter 2002                      1.85 to 1.0
              ------------------------------------------------------------------

                                       4

<PAGE>

         -----------------------------------------------------------------------
          First Quarter 2003                      1.75 to 1.0
         -----------------------------------------------------------------------
          Second Quarter 2003                     1.95 to 1.0
         -----------------------------------------------------------------------
          Third Quarter 2003                       2.0 to 1.0
         -----------------------------------------------------------------------
          Fourth Quarter 2003                      2.0 to 1.0
         -----------------------------------------------------------------------
          First Quarter 2004                       2.0 to 1.0
         -----------------------------------------------------------------------
          Second Quarter 2004                      2.0 to 1.0
         -----------------------------------------------------------------------
          Third Quarter 2004                       2.0 to 1.0
         -----------------------------------------------------------------------
          Fourth Quarter 2004                      2.0 to 1.0
         -----------------------------------------------------------------------
          First Quarter 2005                       2.0 to 1.0
         -----------------------------------------------------------------------
          Second Quarter 2005                      2.0 to 1.0
         -----------------------------------------------------------------------
          Third Quarter 2005                       2.0 to 1.0
         -----------------------------------------------------------------------
          Fourth Quarter 2005                      2.0 to 1.0
         -----------------------------------------------------------------------
          First Quarter 2006                       2.0 to 1.0
         -----------------------------------------------------------------------
          Second Quarter 2006                      2.0 to 1.0
         -----------------------------------------------------------------------
          Third Quarter 2006                       2.0 to 1.0
         -----------------------------------------------------------------------

              (e)   Capital Expenditures.

                    (i)     Not make, or permit any of its Subsidiaries to make,
              any Capital Expenditures that would cause the aggregate of all
              such Capital Expenditures made by the Lessee and its Subsidiaries
              to exceed $50,000,000 during the Fiscal Year ending December 29,
              2002 and $40,000,000 during each Fiscal Year thereafter; and

                    (ii)    Not make, or permit any of its Subsidiaries to make,
              any Capital Expenditures that would cause the aggregate of all
              such Capital Expenditures made by the Lessee and its Subsidiaries
              to exceed $12,500,000 during any fiscal quarter of the Lessee
              commencing with the fiscal quarter of the Lessee ending March 23,
              2003.

    Section 4.      Conditions Precedent.  The effectiveness of this Agreement
is subject to the satisfaction of the following conditions precedent:

              (a)   The Agent shall have received all of the following, in form
and substance satisfactory to the Agent:

                    (i)     Amendment Documents.  This Agreement and any other
instrument, document or certificate required by the Agent to be executed or
delivered by the Lessee or any other Person in connection with this Agreement
(the "Amendment Documents"), duly executed by each party hereto and thereto;

                    (ii)    Consent of Majority Secured Parties.  The written
consent of the Majority Secured Parties to this Agreement;

                    (iii)   Amendment to and Waiver in connection with Lessee
Credit Agreement.  (A) Copies of the amendment and waiver documents with respect
to the Lessee

                                       5

<PAGE>

Credit Agreement (the "Lessee Credit Agreement Amendments"), pursuant to which
(1) the financial covenants and related definitions contained in the Lessee
Credit Agreement are amended in the same manner as set forth in this Agreement
and (2) any other conforming changes to the Lessee Credit Agreement reasonably
requested by the Agent are made and (B) evidence that the Lessee Credit
Agreement Amendments have been executed and are in full force and effect;

                    (iv)    Diligence Materials.  All diligence materials
requested by the Agent; and

                    (v)     Additional Information.  Such additional documents,
instruments and information as the Agent may reasonably request to effect the
transactions contemplated hereby.

              (b)   Each Secured Party (other than the A-1 Lender) consenting to
this Agreement by 5:00 p.m. (EDT) on October 21, 2003 shall have received an
amendment fee of 0.125% of its Commitment.

              (c)   Each Credit Party's representations and warranties contained
herein and in the Operative Agreements shall be true and correct as of the date
hereof as if made on the date hereof (except for those that by their terms
specifically refer to an earlier date, which shall have been true and correct as
of such earlier date).

              (d)   All corporate proceedings taken in connection with the
transactions contemplated by this Agreement and all other agreements, documents
and instruments executed or delivered pursuant hereto, and all legal matters
incident thereto, shall be satisfactory to the Agent.

              (e)   No Default or Event of Default shall have occurred and be
continuing, after giving effect to this Agreement.

    Section 5.      Representations and Warranties.  The Lessee hereby
represents and warrants to the Agent, the Holder and the Lenders that, as of the
date of and after giving effect to this Agreement, (a) the execution, delivery
and performance of this Agreement and any other Amendment Documents executed or
delivered in connection herewith have been authorized by all requisite corporate
action on the part of the Lessee and will not violate the Lessee's certificate
of incorporation or bylaws, (b) all representations and warranties set forth in
the Lease and in any other Operative Agreement are true and correct as if made
again on and as of such date (except those, if any, that by their terms
specifically relate only to an earlier date, which were true and correct as of
such earlier date), (c) no Default or Event of Default has occurred and is
continuing, and (d) the Lease (after giving effect to this Agreement) and all
other Operative Agreements are and remain legal, valid, binding and enforceable
obligations in accordance with the terms thereof.

    Section 6.      Survival of Representations and Warranties.  All
representations and warranties made in this Agreement or any other Operative
Agreement shall survive the execution and delivery of this Agreement and the
other Operative Agreements, and no investigation by the

                                       6

<PAGE>

Agent, the Holder or the Lenders, or any closing, shall affect the
representations and warranties or the right of the Agent, the Holder and the
Lenders to rely upon them.

    Section 7.      Certain Waivers.  None of the Agent, the Holder and any
Lender shall be liable under a claim of, and each Credit Party waives any claim
against the Agent, the Holder and the Lenders based upon, lender liability
(including, but not limited to, liability for breach of the implied covenant of
good faith and fair dealing, fraud, negligence, conversion, misrepresentation,
duress, control and interference, infliction of emotional distress and
defamation and breach of fiduciary duties) as a result of any discussions or
actions taken or not taken by the Agent, the Holder or the Lenders on or before
the date hereof or the discussions conducted pursuant hereto, or any course of
action taken by the Agent, the Holder or any Lender in response thereto or
arising therefrom. This Section 7 shall survive the execution and delivery of
this Agreement and the other Operative Agreements and the termination of the
Lease.

    Section 8.      Reference to Agreement.  Each Operative Agreement and any
other agreements, documents or instruments now or hereafter executed or
delivered pursuant to the terms hereof or pursuant to the terms of the Lease as
amended hereby, are hereby amended so that any reference in the Operative
Agreements to the Lease or Appendix A, as applicable, whether direct or
indirect, is a reference to the Lease or Appendix A, as applicable, as amended
hereby.

    Section 9.      Costs and Expenses.  The Lessee shall pay on demand all
reasonable costs and expenses of the Agent (including the reasonable fees, costs
and expenses of counsel to the Agent) incurred in connection with the
preparation, execution and delivery of this Agreement.

    Section 10.     Governing Law.  THIS AGREEMENT SHALL BE GOVERNED BY, AND
CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF CALIFORNIA, WITHOUT
REGARD TO CONFLICT-OF-LAWS PRINCIPLES.

    Section 11.     Execution.  This Agreement may be executed in any number of
counterparts and by different parties hereto in separate counterparts, each of
which when so executed shall be deemed to be an original and all of which taken
together shall constitute one and the same agreement. Delivery of an executed
counterpart of a signature page to this Agreement by telecopier shall be
effective as delivery of a manually executed counterpart of this Agreement.

    Section 12.     Limited Effect.  This Agreement relates only to the specific
matters covered herein, shall not be considered to be a waiver of any rights the
Holder or any Lender may have under the Lease (other than as expressly set forth
herein), and shall not be considered to create a course of dealing or to
otherwise obligate the Holder or any Lender to execute similar amendments or
grant any waivers under the same or similar circumstances in the future.

    Section 13.     Ratification By Guarantors.  Each Guarantor hereby agrees to
this Agreement and acknowledges that its Guaranty remains in full force and
effect without modification thereto.

                            [Signature Pages Follow]

                                       7

<PAGE>

                                                               EXECUTION VERSION

         IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be
executed by their respective officers thereunto duly authorized, as of the date
first above written.

LESSOR:
Wells Fargo Bank Northwest, National Association,
 as Owner Trustee under S&F Trust 1998-1

By:    /s/ Val T. Orton
   -----------------------------------
Name:      Val T. Orton
     ---------------------------------
Title:     Vice President
      --------------------------------

LESSEE:
Smart & Final Inc.

By:   /s/  Richard N. Phegley
   -----------------------------------
Name:      Richard N. Phegley
     ---------------------------------
Title:     Senior Vice President &
      --------------------------------
           Chief Financial Officer
--------------------------------------

                           [Amendment Agreement No. 7]

<PAGE>

A-2 LENDER, B LENDER AND HOLDER:
Casino USA, Inc.

By:    /s/ Andre Delolmo
   -----------------------------------
Name:      Andre Delolmo
     ---------------------------------
Title:     President
      --------------------------------

A-2 LENDER:
GMAC Commercial Finance, LLC,
 successor by merger to GMAC Business Credit, LLC

By:    /s/ David W. Berry
   -----------------------------------
Name:      David W. Berry
     ---------------------------------
Title:     Vice President
      --------------------------------

A-2 LENDER:
Natexis Banques Populaires

By:    /s/ Anne Ulrich                    By:    /s/ Pieter J. van Tulder
   -----------------------------------       -----------------------------------
Name:      Anne Ulrich                    Name:      Pieter J. van Tulder
     ---------------------------------         ---------------------------------
Title:     Vice President                 Title:     Vice President And Manager
      --------------------------------          --------------------------------
                                                     Multinational Group
                                                --------------------------------

A-2 LENDER:
BNP Paribas

By:    /s/ Sean T. Conlon                 By:    /s/ Mitchell M. Ozawa
   -----------------------------------       -----------------------------------
Name:      Sean T. Conlon                 Name:      Mitchell M. Ozawa
     ---------------------------------         ---------------------------------
Title:     Managing Director              Title:     Managing Director
      --------------------------------          --------------------------------

A-2 LENDER AND AGENT:
Cooperative Centrale Raiffeisen-Boerenleenbank B.A.
 "Rabobank Nederland," New York Branch

By:    /s/ Bradford F. Scott              By:    /s/ Ian Reece
   -----------------------------------       -----------------------------------
Name:      Bradford F. Scott              Name:      Ian Reece
     ---------------------------------         ---------------------------------
Title:     Executive Director             Title:     Managing Director
      --------------------------------          --------------------------------

                           [Amendment Agreement No. 7]

<PAGE>

B LENDER:
Transamerica Equipment Financial Services Corporation

By:    /s/ James R. Bates
   -----------------------------------
Name:      James R. Bates
     ---------------------------------
Title:     Vice President
      --------------------------------

                           [Amendment Agreement No. 7]

<PAGE>

GUARANTOR:
American Foodservice Distributors

By:    /s/ Richard N. Phegley
   -----------------------------------------
Name:      Richard N. Phegley
     ---------------------------------------
Title:     Senior Vice President &
      --------------------------------------
           Chief Financial Officer
--------------------------------------------

GUARANTOR:
Smart & Final Stores Corporation

By:    /s/ Richard N. Phegley
   -----------------------------------------
Name:      Richard N. Phegley
     ---------------------------------------
Title:     Senior Vice President &
      --------------------------------------
           Chief Financial Officer
--------------------------------------------

GUARANTOR:
Smart & Final Oregon, Inc.

By:    /s/ Richard N. Phegley
   -----------------------------------------
Name:      Richard N. Phegley
     ---------------------------------------
Title:     Senior Vice President &
      --------------------------------------
           Chief Financial Officer
--------------------------------------------

GUARANTOR:
Port Stockton Food Distributors, Inc.

By:    /s/ Richard N. Phegley
   -----------------------------------------
Name:      Richard N. Phegley
     ---------------------------------------
Title:     Senior Vice President - Finance
      --------------------------------------

GUARANTOR:
Amerifoods Trading Company

By:    /s/ Richard N. Phegley
   -----------------------------------------
Name:      Richard N. Phegley
     ---------------------------------------
Title:     Senior Vice President &
      --------------------------------------
           Chief Financial Officer
--------------------------------------------

                          [Amendment Agreement No. 7]

<PAGE>

GUARANTOR:
Casino Frozen Foods, Inc.

By:    /s/ Richard N. Phegley
   -----------------------------------------
Name:      Richard N. Phegley
     ---------------------------------------
Title:     Senior Vice President &
      --------------------------------------
           Chief Financial Officer
--------------------------------------------

GUARANTOR:
FoodServiceSpecialists.Com, Inc.

By:    /s/ Richard N. Phegley
   -----------------------------------------
Name:      Richard N. Phegley
     ---------------------------------------
Title:     Senior Vice President &
      --------------------------------------
           Chief Financial Officer
--------------------------------------------

GUARANTOR:
Okun Produce International, Inc.

By:    /s/ Richard N. Phegley
   -----------------------------------------
Name:      Richard N. Phegley
     ---------------------------------------
Title:     Senior Vice President &
      --------------------------------------
           Chief Financial Officer
--------------------------------------------

GUARANTOR:
HL Holding Corporation

By:    /s/ Richard N. Phegley
   -----------------------------------------
Name:      Richard N. Phegley
     ---------------------------------------
Title:     Senior Vice President &
      --------------------------------------
           Chief Financial Officer
--------------------------------------------

                           [Amendment Agreement No. 7]Amendment to the Three Year Credit Agreement, dated as of September 27, 2003

  
 EXHIBIT
10.33 
  
 HEWITT ASSOCIATES
LLC 
 FIRST AMENDMENT TO THREE YEAR CREDIT
AGREEMENT 
  
 This First Amendment to Three
Year Credit Agreement (herein, the “Amendment”) is entered into as of September 29, 2003, by and among Hewitt Associates LLC, an Illinois limited liability company (the “Borrower”), the several financial
institutions listed on the signature pages hereof, as Lenders, and Harris Trust and Savings Bank, as Administrative Agent (the “Administrative Agent”) for the Lenders. 
  
 PRELIMINARY STATEMENTS 
  
 A. The Borrower, the Lenders and the Administrative Agent are parties to a
Three Year Credit Agreement dated as of September 27, 2002 (the “Credit Agreement”). All capitalized terms used herein without definition shall have the same meanings herein as such terms have in the Credit Agreement. 
  
 B. The Borrower has requested that the Lenders replace the Tangible Net Worth
Covenant with a Total Debt to Total Capitalization Covenant, change certain financial reporting requirements and make certain other changes to the Credit Agreement, and the Lenders are willing to do so under the terms and conditions set forth in
this Amendment. 
  
 NOW, THEREFORE,
for good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, the parties hereto agree as follows: 
  
 SECTION 1. AMENDMENTS. 
  
 Subject to the satisfaction of the conditions precedent set forth in Section 2 below, the Credit Agreement shall be and
hereby is amended as follows: 
  
 1.1. The
definition of “Applicable Margin” set forth in Section 4.1 of the Credit Agreement shall be amended by deleting the paragraph immediately following the pricing table set forth therein and replacing it with a new paragraph, to read
in its entirety as follows: 
  
 For purposes hereof, the term
“Pricing Date” means, for any fiscal quarter of the Borrower ending on or after September 30, 2002, the date on which the Administrative Agent is in receipt of the Borrower’s most recent financial statements (and, in the case
of the year-end financial statements, audit report of the Borrower or HAI, as required under Section 7.5 hereof) for the fiscal quarter then ended, pursuant to Section 7.5 hereof. The Applicable Margin shall be established based on the Leverage
Ratio for the most recently completed fiscal quarter and the Applicable Margin established on a Pricing Date shall remain in effect until the next 

  

 
Pricing Date. If the Borrower has not delivered its financial statements by the date such financial statements (and, in the case of the year-end financial
statements, audit report of the Borrower or HAI, as required under Section 7.5 hereof) are required to be delivered under Section 7.5 hereof, until such financial statements and audit report are delivered, the Applicable Margin shall be the highest
Applicable Margin (i.e., the Leverage Ratio shall be deemed to be greater than 1.50 to 1.0). If the Borrower subsequently delivers such financial statements before the next Pricing Date, the Applicable Margin established by such late
delivered financial statements shall take effect from the date of delivery until the next Pricing Date. In all other circumstances, the Applicable Margin established by such financial statements shall be in effect from the Pricing Date that occurs
immediately after the end of the fiscal quarter covered by such financial statements until the next Pricing Date. Each determination of the Applicable Margin made by the Administrative Agent in accordance with the foregoing shall be conclusive and
binding on the Borrower and the Lenders if reasonably determined. 
  
 1.2. Section 4.1 of the Credit Agreement shall be amended by adding the following new defined terms thereto, each in its appropriate place in the alphabetical sequence, each to read in its entirety as follows:

  
 “Other Senior Debt” means, collectively,
the following: 
  
 Hewitt Properties I LLC-$75,000,000-Secured
Credit Tenant Notes due October 30, 2018; 
  
 Hewitt Properties
II LLC-$45,000,000-6.73% Secured Credit Tenant Notes due November 30, 2019; 
  
 Hewitt Properties III LLC-$40,000,000, 6.89% Secured Credit Tenant Notes due April 27, 2014; 
  
 Hewitt Properties IV LLC-$85,000,000-7.13% Secured Credit Tenant Notes due February 27, 2020; 
  
 Hewitt Associates LLC-$50,000,000 Senior Notes due May 30, 2008;

  
 Hewitt Associates LLC-$15,000,000 7.94% Senior Notes, Series
A, Tranche 1 due March 30, 2007; $35,000,000-8.08% Senior Notes, Series A, Tranche 2 due March 30, 2012; 
  

 2 

 Hewitt Associates LLC $10,000,000 8.11% Senior Notes, Series B, due June 30, 2010; 
  
 Hewitt Associates LLC $15,000,000 7.93% Senior Notes, Series C, due June
30, 2007; 
  
 Hewitt Associates LLC $10,000,000 7.65% Senior
Notes, Series D due October 15, 2005; and 
  
 Hewitt Associates
LLC $15,000,000 7.90% Senior Notes, Series E due October 15, 2010. 
  
 “Total Capitalization” means, at any time the same is to be determined, the sum of Total Debt at such time plus Net Worth at such time. 
  
 1.3. Section 7.4 of the Credit Agreement is amended by deleting the reference to “$25,000,000” set
forth therein and replacing it with “$100,000,000”. 
  
 1.4. Section 7.5(b) of the Credit Agreement shall be amended and restated to read in its entirety as follows: 
  
 (b)(i) as soon as available, and in any event within ninety (90) days after the close of the annual accounting period ending on September
30, 2003 and each annual accounting period thereafter for which such audit report is provided to the holders of any of the Borrower’s Other Senior Debt, a copy of the annual audit report for the Borrower and its Subsidiaries as of the close of
such period with accompanying financial statements (including consolidated balance sheet and profit and loss and cash flow statements of the Borrower and its Subsidiaries for such period), and accompanying notes thereto, each in reasonable detail
showing in comparative form the figures for the previous fiscal year, accompanied by an unqualified opinion thereon of Ernst & Young LLP or another firm of independent public accountants of recognized national standing, selected by the Borrower
and satisfactory to the Required Lenders, to the effect that the financial statements have been prepared in accordance with GAAP and present fairly in accordance with GAAP the consolidated financial condition of the Borrower and its Subsidiaries as
of the close of such fiscal year and the results of their operations and cash flows for the fiscal year then ended and that an examination of such accounts in connection with such financial statements has been made in accordance with generally
accepted auditing standards and, accordingly, such examination included such tests of the accounting records and such other auditing procedures as were considered necessary in the circumstances; or 
  

 3 

 (b)(ii) for any fiscal year with respect to which audited financial statements of the
Borrower and its Subsidiaries are not being provided to the Lenders pursuant to the immediately foregoing clause (b)(i), as soon as available, and in any event within ninety (90) days after the close of each annual accounting period of HAI, a copy
of the annual audit report for HAI and its Subsidiaries as of the close of such period with accompanying financial statements (including consolidated balance sheet and profit and loss and cash flow statements of HAI and its Subsidiaries for such
period), and accompanying notes thereto, together with unaudited consolidating financial statements of HAI and its Subsidiaries for such period, each in reasonable detail showing in comparative form the figures for the previous fiscal year,
accompanied by, in the case of the audited financial statements, an unqualified opinion thereon of Ernst & Young LLP or another firm of independent public accountants of recognized national standing, selected by HAI and satisfactory to the
Required Lenders, to the effect that the audited financial statements have been prepared in accordance with GAAP and present fairly in accordance with GAAP the consolidated financial condition of HAI and its Subsidiaries as of the close of such
fiscal year and the results of their operations and cash flows for the fiscal year then ended and that an examination of such accounts in connection with such financial statements has been made in accordance with generally accepted auditing
standards and, accordingly, such examination included such tests of the accounting records and such other auditing procedures as were considered necessary in the circumstances; and 
  
 (b)(iii) for any fiscal year with respect to which audited financial statements of the Borrower and its
Subsidiaries are not being provided to the Lenders pursuant to the foregoing clause (b)(i), as soon as available, and in any event within ninety (90) days after the close of each annual accounting period of Lincolnshire Insurance Company PPC Ltd.
(“Lincolnshire Insurance”), a copy of the annual audit report for Lincolnshire Insurance as of the close of such period with accompanying financial statements (including balance sheet and profit and loss and cash flow statements of
Lincolnshire Insurance for such period), and accompanying notes thereto, each in reasonable detail showing in comparative form the figures for the previous fiscal year, accompanied by an unqualified opinion thereon of Ernst & Young LLP or
another firm of independent public accountants of 

  

 4 

 
recognized national standing, selected by Lincolnshire Insurance and satisfactory to the Required Lenders, to the effect that the financial statements have
been prepared in accordance with GAAP and present fairly in accordance with GAAP the financial condition of the Lincolnshire Insurance as of the close of such fiscal year and the results of its operations and cash flows for the fiscal year then
ended and that an examination of such accounts in connection with such financial statements has been made in accordance with generally accepted auditing standards and, accordingly, such examination included such tests of the accounting records and
such other auditing procedures as were considered necessary in the circumstances; and 
  
 1.5. Section 7.8 of the Credit Agreement shall be amended and restated to read in its entirety as follows: 
  
 Section 7.8. Total Debt to Total Capitalization Ratio.
The Borrower will not at any time permit the ratio of Total Debt to Total Capitalization to exceed 0.45 to 1.0. 
  
 1.6. Section 7.20 of the Credit Agreement shall be amended by and restated to read in its entirety as follows: 
  
 Section 7.20. No Changes in Fiscal Year. The Borrower
shall not, nor shall it permit HAI or any Subsidiary to, change its fiscal year from its present basis without the prior written consent of the Required Lenders, except that each of HAI and the Borrower may change its fiscal year end to December 31
provided that, prior to such change becoming effective, the Borrower and the Required Lenders have entered into an amendment to the provisions of this Agreement with respect to the effects of such change on the provisions hereof. 

 
 1.7. Schedule I to Exhibit E of the Credit Agreement
shall be amended and restated in its entirety in the form of Exhibit A hereto. 
  
 SECTION 2. CONDITIONS PRECEDENT. 
  
 The effectiveness of this Amendment is subject to the satisfaction of all of
the following conditions precedent: 
  
 2.1. The
Borrower, the Administrative Agent and the Required Lenders shall have executed and delivered this Amendment. 
  

 5 

 2.2. The Borrower shall have paid all reasonable accrued and unpaid legal fees, expenses
and disbursements of Chapman and Cutler, counsel to the Administrative Agent, incurred in connection with the Credit Agreement or this Amendment. 
  
 2.3. The Borrower shall have executed and delivered new Revolving Notes to those Lenders which are increasing their Revolving Credit
Commitments as described in Section 4 hereof. 
  
 2.4. The Borrower shall have paid to the Administrative Agent, for the benefit of each Lender executing this Amendment, an amendment fee of 0.10% on the amount of such Lender’s Revolving Credit Commitment after giving effect to the
Revolving Credit Commitment increase described in Section 4 hereof. 
  
 2.5. The Borrower shall have paid the Commitment Increase Fees. 
  
 SECTION 3. REPRESENTATIONS. 
  
 In order to induce the Lenders to execute and deliver this Amendment, the Borrower hereby represents to the Lenders that as
of the date hereof the representations and warranties set forth in Section 5 of the Credit Agreement as amended hereby are and shall be and remain true and correct and the Borrower is in compliance with the terms and conditions of the Credit
Agreement and no Default or Event of Default has occurred and is continuing under the Credit Agreement or shall result after giving effect to this Amendment. 
  
 SECTION 4. REVOLVING CREDIT COMMITMENT INCREASE. 

 
 Prior to the date hereof, the Borrower has proposed to increase the
Revolving Credit Commitments to an aggregate amount of $75,000,000 pursuant to the provisions of Section 1.15 of the Credit Agreement. Certain of the Lenders have, pursuant to the provisions of said Section 1.15, elected to increase their respective
Revolving Credit Commitments such that the Revolving Credit Commitments of the Lenders effective from and after the date hereof shall be: 
  

	 Harris Trust and Savings Bank
	  	$	21,875,000.00
	 Bank of America, N.A.
	  	$	21,875,000.00
	 Wells Fargo Bank, National Association
	  	$	15,625,000.00
	 Wachovia Bank, N.A.
	  	$	15,625,000.00

  
 In connection with such increase, the
Borrower shall on the date hereof pay each Lender increasing its Revolving Credit Commitment a fee of 0.10% on the amount of such increase (the “Commitment Increase Fee”). 
  

 6 

 SECTION 5. MISCELLANEOUS. 
  
 5.1. Except as specifically amended herein, the Credit
Agreement shall continue in full force and effect in accordance with its original terms. Reference to this specific Amendment need not be made in the Credit Agreement, the Notes, or any other instrument or document executed in connection therewith,
or in any certificate, letter or communication issued or made pursuant to or with respect to the Credit Agreement, any reference in any of such items to the Credit Agreement being sufficient to refer to the Credit Agreement as amended hereby.

  
 5.2. The Borrower agrees to pay on demand all
reasonable third party costs and expenses incurred by the Administrative Agent in connection with the negotiation, preparation, execution and delivery of this Amendment, including the reasonable fees and expenses of counsel for the Administrative
Agent. 
  
 5.3. This Amendment may be executed in
any number of counterparts, and by the different parties on different counterpart signature pages, all of which taken together shall constitute one and the same agreement. Any of the parties hereto may execute this Amendment by signing any such
counterpart and each of such counterparts shall for all purposes be deemed to be an original. This Amendment shall be governed by the internal laws of the State of Illinois. 
  
 [SIGNATURE PAGE TO FOLLOW] 
  

 7 

 This First Amendment and Waiver to Credit Agreement is entered into as of this 29th day of September,
2003. 
  

	BORROWER
	
	HEWITT ASSOCIATES LLC
		
	By:	 	/s/    JOHN M. RYAN        
	 	

	 Name:
	 	John M. Ryan
	 Title:
	 	Chief Administrative Officer

  

 8 

	“Lenders”
	
	 HARRIS TRUST AND SAVINGS BANK, in
its
individual capacity as a Lender, and as
Administrative Agent

		
	By:	 	/s/    JOANN L. HOLMAN        
	 	

	 Name:
	 	Joann L. Holman
	 Title:
	 	Vice President

  

 9 

	BANK OF AMERICA, N.A.
		
	By:	 	/s/    ROBERT MAURIELLO        
	 	

	 Name:
	 	Robert Mauriello
	 Title:
	 	Principal

  

 10 

	 WELLS FARGO BANK, NATIONAL
ASSOCIATION

		
	By:	 	/s/    ANDREW T. CAVALLARI        
	 	

	 Name:
	 	Andrew T. Cavallari
	 Title:
	 	Vice President

  

 11 

	 WACHOVIA BANK, N.A.

		
	By:	 	/s/    DANIEL L. EVANS        
	 	

	 Name:
	 	Daniel L. Evans
	 Title:
	 	Managing Director

  

 12 

 EXHIBIT A 
  
 SCHEDULE I 
 TO COMPLIANCE CERTIFICATE 
  
 HEWITT ASSOCIATES LLC 
  
 COMPLIANCE CALCULATIONS 
 FOR
CREDIT AGREEMENT DATED AS OF SEPTEMBER 27, 2002 
  
 CALCULATIONS AS OF
                    ,
                     
  

  

	 A.
	 	 Interest Coverage Ratio (Section 7.7)
	  	 	 
				
	 	 	 1.
	 	 Net Income for past 4 quarters
	  	$	___________
				
	 	 	 2.
	 	 Interest Expense for past 4 quarters
	  	$	___________
				
	 	 	 3.
	 	 Income taxes for past 4 quarters
	  	$	___________
				
	 	 	 4.
	 	 Depreciation and Amortization Expense for past 4 quarters
	  	$	___________
				
	 	 	 5.
	 	 Sum of lines A1, A2, A3, and A4
	  	$	___________
				
	 	 	 6.
	 	 Gains on sales of assets in past 4 quarters
	  	$	___________
				
	 	 	 7.
	 	 Difference of Line A5 minus Line A6 (“EBITDA”)
	  	$	___________
				
	 	 	 8.
	 	 Rental Expense for past 4 quarters
	  	$	___________
				
	 	 	 9.
	 	 Sum of Lines A7 and A8
	  	$	___________
				
	 	 	 10.
	 	 Interest Expense for past 4 quarters
	  	$	___________
				
	 	 	 11.
	 	 Sum of Lines A8 and A10
	  	$	___________
				
	 	 	 12.
	 	 Ratio of Line A9 to Line A11
	  	 	___:1.0
				
	 	 	 13.
	 	 Line A12 ratio must not be less than
	  	 	2.0:1.0
				
	 	 	 14.
	 	 The Borrower is in compliance (circle yes or no)
	  	 	yes/no
			
	 B.
	 	 Total Debt to Total Capitalization Ratio (Section 7.8)
	  	 	 
				
	 	 	 1.
	 	 Total Debt
	  	$	___________
				
	 	 	 2.
	 	 Net Worth
	  	$	___________
				
	 	 	 3.
	 	 Sum of Lines B1 and B2 (“Total Capitalization”)
	  	$	___________

  

				
	 	 	 4.
	 	 Ratio of Line B1 to B3 (“Total Debt to Total Capitalization Ratio”)
	  	 	___: 1.0
				
	 	 	 5.
	 	 The Borrower is in compliance (circle yes or no)
	  	 	yes/no
			
	 C.
	 	 Leverage Ratio (Section 7.9)
	  	 	 
				
	 	 	 1.
	 	 Total Debt
	  	$	___________
				
	 	 	 2.
	 	 Net income for past 4 quarters
	  	$	___________
				
	 	 	 3.
	 	 Interest Expense for past 4 quarters
	  	$	___________
				
	 	 	 4.
	 	 Income taxes for past 4 quarters
	  	$	___________
				
	 	 	 5.
	 	 Depreciation and Amortization Expense for past 4 quarters
	  	$	___________
				
	 	 	 6.
	 	 Sum of lines C2, C3, C4 and C5
	  	$	___________
				
	 	 	 7.
	 	 Gains on sales of assets in past 4 quarters
	  	$	___________
				
	 	 	 8.
	 	 Difference of Line C6 minus Line C7 (“EBITDA”)
	  	$	___________
				
	 	 	 9.
	 	 Ratio of Line C1 to Line C8
	  	 	___:1.0
				
	 	 	 10.
	 	 Line C9 ratio must not exceed
	  	 	2.25:1.0
				
	 	 	 11.
	 	 The Borrower is in compliance (circle yes or no)
	  	 	yes/no

  

 -2-

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00058-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00058-of-00352.parquet"}]]