Document:

Exhibit 10.7

CONSULTING AGREEMENT

 

This consulting agreement ("Agreement")
is entered into on the date written below by and between NCM Financial Inc a Texas, Corporation whose address is 2101 Cedar Springs
Road, Suite 1050 Dallas, TX 75201 ("NCM") and Iota Capital Corp. a corporation whose
address is 2236 Albert Hoy Street, Belize City, Belize C.A.,
("Consultant"). 

 Whereas, NCM desires to retain Consultant as an independent
contractor to be available to perform marketing, business development, and consulting services for NCM. Consultant is willing
to be available to perform such services, as the need arises.

 

In consideration of the mutual promises contained herein,
NCM and Consultant agree as follows:

Availability:
CONSULTANT agrees to be available to perform marketing, business development and consulting services for NCM
("Services") on an "as needed" basis, beginning September 6th, 2013 through September 6th,
2016 on a monthly basis.

Compensation:
In consideration for Consultant making himself available to NCM and perform the services as provided herein, NCM agrees
to pay Consultant, in marketable securities of 24,950,000 free-trading shares.

Relationship
of Parties: Consultant shall perform the Services as requested by NCM, but Consultant shall determine, in his sole discretion,
the manner and means by which the Services are accomplished, subject to the express condition that Consultant shall at all times
comply with applicable law. Consultant is an independent contractor, he or she is not an agent or employee of NCM, and has no authority
to bind NCM by contract or otherwise. Further, 

Consultant
attests to NCM that any and all communication with the public will include full disclosure of Consultant’s compensation as
well as the Consultants ability to sell any or all of its stock obtained through the execution of the consulting agreement, in
the open market, once conditions of Rule 144 of the Securities Act of 1933, as amended have been met.

Termination:
This Agreement shall commence on the date, September 6th, 2013 and shall continue until September 6th, 2016.
Upon termination of this agreement for any reason, each party shall be released from all obligations and liabilities to the other
or arising after the date of such termination, except that any termination shall not relieve Consultant or NCM of any liability
arising from any breach of this agreement. 

General:

Assignment:
The rights and liabilities of the parties hereto shall bind and inure to the benefit of their respective successors, executors
and administrators, as the case may be, provided that, as NCM has contracted for Consultant's services, Consultant may not assign
or delegate its obligations under this agreement either in whole or in part without the prior written consent of NCM.

Attorney's
Fees: If any action at law or in equity is necessary to enforce the terms of this agreement, the prevailing party shall be entitled
to reasonable attorney's fees, costs and expenses in addition to any other relief to which such prevailing party may be entitled.

    	 

    	 

    

 

Governing
Law: This agreement shall be governed by and construed in accordance with the laws of the State of Texas, as applied without reference
to conflict of law principles. If any provision of this agreement is for any reason found by a court of competent jurisdiction
to be unenforceable, the remained of this agreement shall continue in full force.

Complete
Understanding Modification: This agreement constitutes the full and complete understanding and agreement of the parties hereto
and supersedes all prior understandings and agreements. Any waiver, modification or amendment of any provision of this agreement
shall be effective only if in writing and signed by the parties hereto.

Notices:
Any notices required or permitted hereunder shall be given to the appropriate party at the address specified in this Agreement
or at such other address as the party shall specify in writing. Such notice shall be deemed given upon personal delivery to the
appropriate address or sent by certified or registered mail, three days after the date of mailing.

If to the Company:

NCM Financial, Inc.

Rosewood Court

2101 Cedar Springs Road, Suite
1050

Dallas, TX 75201

 

If to the Consultant:

Attn: Kar Man Lau

Iota Capital Corp.

2236 Albert Hoy Street

Belize City, Belize C.A.

 

IN WITNESS WHEREOF, the parties hereto have signed this agreement
as of the date written below.

 

 

	Signature	 	Title	 	Date
	 	 	 	 	 
	/s/ Michael Noel	 	Chief Executive Officer and Director	 	November 23, 2013
	Michael Noel	 	 	 	 

 

 

	Signature	 	Title	 	Date
	 	 	 	 	 
	/s/ Kar Man Lau	 	Managing Director	 	November 23, 2013
	Kar Man LauExhibit 10.8

Servcorp Virtual Office Service
Agreement

Client details

Name of Member: Michael Noel

Signature: (Signed for and on behalf of the Member)

Referred to as the (“The Guarantor”) I hereby
agree to comply with the terms and conditions as set out on the following page.

Home Address: 2101 Cedar Springs Road, Suite 1050

City: Dallas    State: Texas    Postcode:
75201    Country: US

Contact Phone: 1-800-686-3259

Company details

Company Name: NCM Financial Inc.

Company Address: 2101 Cedar Springs Road, Suite 1050

City: Dallas    State: Texas    Postcode:
75201    Country: US

Telephone: 800-626-3259

Website: www.ncmfinancial.com          Email:
mnoel@ncmfinancial.com

Please choose required location (from the dropdown box)

Commencement date: 04 / 02 / 2013

Method of payment

Monthly charges: Payment for service charges and/or
rent is to be made by credit card deduction. I provide the particulars listed below by way of authorization of such deductions,
including the signature of the person authorized to use such credit, the authority of whom is hereby warranted by myself.

Please enter the unique security code (Verification
Number) on your card for the following cards: VISA/MasterCard/Diners Club/JCB: last three digit code on the back of the card. AMEX:
four digit code on the front of the card.

 

 

 

    	 

    	 

    

 

I agree to the Terms & Conditions as set out on
the following page.

Cardholder Signature: Michael NoelServcorp Representative:
Ashlyn Castenson

	Signature	 	Title	 	Date
	 	 	 	 	 
	/s/ Ashlyn Castenson	 	Center Manager	 	April 2, 2013
	Ashlyn Castenson	 	 	 	 

 

	Signature	 	Title	 	Date
	 	 	 	 	 
	/s/ Michael Noel	 	Chief Executive Officer and Director	 	April 2, 2013
	Michael Noel	 	 	 	 

Preliminary Invoice

Rent (first month): $245.00    Setup
fee: Waived

Security Deposit: Not required if paying by credit cardMiscellaneous
Charges: n/a

Total Initial Payment: $245.00

Monthly Rental: $245.00

To activate your membership, complete the Service Agreement
and fax to 214-347-0750.

To complete your Virtual Office Agreement, acceptable
100 point identification documentation is required.

TERMS & CONDITIONS

RENT: The rent shall be paid monthly in advance on the
first day of each month. In respect of any broken period a pro-rata adjustment shall be made. A setup fee will be applicable to;
all new packages, upgrades, downgrades and suspended accounts re-activating, per location.

CREDIT CARD BILLING & SECURITY DEPOSIT: Credit card
billing is a requirement of membership. If a credit card is used, the Member irrevocably authorizes Servcorp to deduct all amounts
charged to the Member by Servcorp on such credit card at any time during any billing period. Servcorp reserves the right to require
a security deposit and agrees to notify Member in advance. Should a security deposit be required, refund of security deposit shall
be made to the Member 60 days after the termination

    	 

    	 

    

 

of the Agreement. The security deposit shall not be
deemed as advance payment however Servcorp is entitled to deduct from the security deposit any monies owed to Servcorp for services
provided. Such deduction shall not be deemed to waive any breach by the Member of this Agreement. If the Member fails to demand
the refund of the security deposit within 365 days after the date of termination of this Agreement, the security deposit shall
be deemed forfeited to Servcorp Virtual Office absolutely.

TERMINATION: Contracts are on a month to month basis.
One month’s written notification is required by either party to terminate this Membership Agreement. Receipt of termination
notification and the termination date will be confirmed in writing by Servcorp. Only once this confirmation has taken place will
outstanding rental be confirmed. Upon receipt of notice to downgrade or terminate the Virtual Office service, an administration/disconnection
fee will be applied to the member’s account. Servcorp reserves the right to terminate this agreement immediately in the event
that its team members are being harassed by the Member or persons attempting to contact the Member. Should Servcorp have reason
to suspect immoral, unethical, illegal or fraudulent business practice it reserves the right to immediately terminate this agreement
and all services being provided.

SERVICES: The services provided by Servcorp may vary
at Servcorp’s absolute discretion during the term of membership and shall be provided during our normal business hours. Services
include, but are not limited to telephone call charges, excessive incoming call charges, secretarial services, photocopying and
printing, facsimile charges, postage and courier services, sundries including stationery, conference rooms/private offices rental,
refreshments, Email and Internet. The Member acknowledges that Servcorp owns all telephone numbers and I.P addresses allocated
for use by the Member. Servcorp retains the right to not accept any excessively large, unreasonable or unlawful packages. All services
are to be paid 7 days after date of invoice. During the term of membership, should the level of service not meet the Member’s
expectations, please contact our Head Office at customerservice@servcorp.net and we will respond within two working days.

INCLUSIONS: The Virtual Office and Meeting members receive
three days per calendar month (non accumulative) complimentary access to an office/business lounge in cities where Members are
not a Servcorp or Servcorp Virtual Office client. Subject to availability and consecutive days are generally not available. The
Global Virtual Office members are entitled to four days per calendar month (non accumulative) complimentary access to an office/business
lounge anywhere in the Servcorp network, including your city’s membership. Office access is booked in daily blocks only via
Servcorp Online® (referred to as ‘Day Suite’ or ‘Office Suite’) and cannot exceed more than four complimentary
days in one location. A secretarial booking fee applies for any resource when bookings are not made via Servcorp Online®. Offices
booked in advance which are not utilized will be charged full price for the duration of the booking. Cancellation of complimentary
day suites within 24 hours incurs a 100% hire charge and cancellation within 48 hours incurs a 50% hire charge. Multiple package
holders will be capped at 4 days complimentary office use. When the day suite is not available for the time that you require, simply
contact your Servcorp team to confirm if an additional day suite can be made available. Where availability is possible at the location
you require, the team will setup an office as per your request. This office will be equipped with broadband internet and Cisco
IP phone connections (call charges & internet charges do apply for usage). Dedicated teams on hand to provide you support.
A setup fee will apply for this additional office per day.

    	 

    	 

    

 

BUSINESS LOUNGE: Access to the Business Lounge is available
during standard business hours. The Global Virtual Office members receive 5 hours complimentary access per day, The Virtual
Office members receive 3 hours complimentary access per day and Address & Meetings members receive 1 hour complimentary access
per day (non accumulative and subject to availability). Members can utilize complimentary business lounges at any Servcorp
location worldwide. Subsequent hours are available on a pay as you use basis.

INCREASES: The Member shall pay during the term of this
Agreement all charges for services rendered at the rates stipulated and documented by Servcorp at its absolute discretion. The
Member agrees that Servcorp reserves the right to change, or vary the charges for such services upon giving one month’s notice
in writing of such change, and such new charges shall apply from the date of expiration of notice.

CALL TRANSFER OPTIONS: Servcorp will be in contact with
The Global Virtual Office, The Virtual Office and Virtual Communication Members to confirm up to three telephone numbers where
your calls can be transferred. These numbers may include mobile phone, home or office numbers. Fourth and each additional number
incur an additional charge. Call charges will apply to all transferred calls. Mobile calls incur a higher rate. Check the setup
of your telephone number and transfer options and notify your Virtual Office Manager of any changes. In the case of Unified Messaging
email message delivery, the Member is responsible for browser and ISP security settings which enable or prevent delivery of voicemail
packets. Changes to the communications services must be notified in writing.

VOICEMAIL MESSAGE NOTIFICATION: The voicemail system
will automatically notify The Global Virtual Office, The Virtual Office and Virtual Communication Members as each new message is
received (only call charges apply).

INDEMNITY CLAUSE: The Landlord shall be expressly indemnified
by the Member against any loss, damage which is caused by corruption of data or any loss of information from hardware, software,
mechanical, Internet damage or any errors by Servcorp Team Members. The member guarantees that it will not use the Virtual Office
for any immoral or illegal purposes.

INVOICE: Detailed invoices are only available online
at Servcorp Online®. Credit card processing of invoices shall occur on approximately the 1st day of each month. Declined credit
cards, insufficient funds from direct debit payments or dishonoured cheques will incur a USD30 service fee. Should payment not
be receipted by the 20th of any month, for any reason, Servcorp at their absolute discretion; may request a security deposit if
late payment occurs and/or suspend or terminate all services. Any monies owing to Servcorp for more than 20 days shall bear a fixed
penalty charge equivalent to USD50 and an administration fee at a rate of 5% on the overdue balance per month until payment. All
bank fees will be paid by the member. All payment queries after the 21st of the month may bear an administration fee.

STAFF: If the Member, or any business of which the ownership
or control is directly or indirectly associated with the Member at any time during the term of Membership or within 12 months after
termination of the membership employs any of the staff employed or who were employed by Servcorp or any business affiliated with
Servcorp during the term of the membership then the Member shall pay to Servcorp by way of liquidated and ascertained damages an
amount equal to 30% of the new annual wage

    	 

    	 

    

 

or package of the employee which the parties agree is
a genuine pre-estimate of the loss suffered by Servcorp. The applicability of liquidated and ascertained damages applies to all
staff whether permanent, part-time or otherwise.

CALL VOLUME: The Global Virtual Office, The Virtual
Office and Virtual Communication Members receive 15 incoming calls per day included in the service. Charges do apply for higher
incoming call volume.

GUARANTOR: In consideration of Servcorp entering into
this Agreement with the Member, the Guarantor, for themselves and each of their executors and administrators unconditionally agree
that they and each of them will be with the Member jointly and severally liable to Servcorp for the payment of the rent and all
other monies payable by the Member and also for the due performance of all the terms and conditions on the part of the Member contained
or implied in this document.

DRESS CODE: When utilizing Servcorp locations businesslike
dress standard applies at all times.

SERVCORP LOYALTY PROGRAM: Each month, the Member will
accumulate points equal to 20% of their Servcorp Virtual Office® expenditure.  The credit amount can be redeemed in the
form of a VIRTUAL UPGRADE or a VIRTUAL PAUSE.  A VIRTUAL UPGRADE allows the member to use loyalty points towards the office
rental costs of a Servcorp Smart Office® of any size, any price, at any Servcorp location internationally. The minimum lease
term is 1 month. VIRTUAL PAUSE enables the member to use loyalty points to “pause” their Virtual Office package by
using loyalty points to offset their rental costs. A pause may be taken for a maximum of 3 months per annum, either intermittently
or in total. A copy of the full terms and conditions for Servcorp Loyalty Program can be viewed at www.servcorp.com.

MEMBERSHIP: The Global Virtual Office primary location
will be assigned in the city of the residing member, where a location in the member’s local city is required. Any additional
companies for which you use services of any kind for must be advised in advance. An additional charge per week and per company
name will apply if it is not in the name as stated on your Servcorp Agreement. Your membership will automatically be upgraded for
you should you utilize a service not included in your package.

REFERRAL REWARDS:  For every successful referral
for a Servcorp Virtual Office or Serviced Office the Member has a choice of rewards offered on Servcorp Online. A copy of the full
terms and conditions and list of rewards can be viewed at www.servcorponline.com.

TAXES: All prices quoted are exclusive to any government
taxes where applicable and allowable by law.

100 POINTS OF IDENTIFICATION: It is a requirement of
Communications and Meetings packages to provide photo identification and for all The Global Virtual Office, The Virtual Office
and Address packages to provide acceptable 100 point identification documentation (“the Documentation”). If Servcorp
does not receive the Documentation from the member they have the right in their absolute discretion to terminate the membership.

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