Document:

Exhibit
4.6

 

English
Translations for Reference

 

LOAN
AGREEMENT

 

THIS
LOAN AGREEMENT (“this Agreement”) is entered into by the following two parties in Shenzhen as of December 6, 2021:

 

Party
A: Fanhua Insurance Sales Service Group Company Limited

 

Party
B: Shuangping Jiang

ID Card No.:

 

 WHEREAS:

 

		1.	Party A is a limited liability company duly incorporated under
the laws of the People’s Republic of China (the “PRC”)

 

		2.	Party B is a Chinese citizen and holds 51% equity interest in
Shenzhen Xinbao Investment Management Co., Ltd. (“ Shenzhen Xinbao”);

 

		3.	Party B desires to borrow a loan from Party A by pledging its
equity interest in Shenzhen Xinbao, and Party A agrees to extend a loan in an amount of RMB4,080,000.00 to Party B.

 

NOW
THEREFORE, after friendly negotiations, both parties hereby agree as follows for mutual observance:

 

		1.	In accordance with the terms and conditions of this Agreement,
Party A agrees to grant an interest-free loan in an amount of RMB4,080,000.00 to Party B, and Party B agrees to accept such loan.

 

		2.	The term of the loan under this Agreement shall start from the
date when the loan is withdrawn until ten (10) years after signing this Agreement, and may be extended subject to the mutual agreement
between both parties. During the loan term or any extension thereof, Party A shall have the right, by giving written notice to Party
B, to decide that the loan under this Agreement is due immediately and request Party B to repay the loan in the manner as specified herein
if Party B has any of the following circumstances:

 

		2.1	Party B resigns from or is dismissed by Party A or any of
its affiliates;

 

		2.2	Party B dies or loses its civil capacity or its capacity
for civil conduct is restricted;

 

		2.3	Party B commits a crime or is involved in a crime;

 

		2.4	Any other third party claims more than One Hundred Thousand
Renminbi (RMB100,000) against Party B; or

 

		2.5	Party A has given to Party B a written notice regarding the
purchase of Party B’s equity interest in Shenzhen Xinbao according to the provisions of the “Exclusive Purchase Option Agreement”
as set forth in Article 3 hereof to exercise its call option.

 

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		3.	Both parties hereby agree and acknowledge that, subject to the
permission of and to the extent permitted by the PRC laws, Party A shall be entitled but not obliged to, at any time, purchase, or designate
other person (including natural person, legal person or any other entity), to purchase all or part of the equity interest held by Party
B in Shenzhen Xinbao (the “Call Option”), provided, however, that Party A gives a written notice about equity purchase
to Party B. Once such written notice about exercising the Call Option is given by Party A, Party B shall, according to Party A’s
intention and instructions, transfer its equity interest in Shenzhen Xinbao to Party A or other person designated by Party A at its original
investment price (the “Original Investment Price”) or if otherwise specified by laws, at another price agreed upon
by Party A. Both parties hereby agree and acknowledge that when Party A exercises the Call Option, if the lowest equity price permitted
by the applicable laws and regulations then in effect is higher than the Original Investment Price, the purchase price for Party A or
its designee shall be the lowest price permitted by laws. Both parties agree to execute the “Exclusive Purchase Option Agreement”
with respect thereto.

 

		4.	Both parties hereby agree and acknowledge that Party B shall repay
the loan in the manner as given below only: when the loan is due, Party B (or any of its successors, heirs or assignees) shall, at Party
A’s written request, transfer its equity interest in Shenzhen Xinbao to Party A or its designee subject to the permission of the
PRC laws, and shall use the proceeds from such equity transfer to repay the loan under this Agreement.

 

		5.	Both parties hereby agree and acknowledge that except as otherwise
provided for herein, the loan under this Agreement is interest-free. But when the loan is due and Party B needs to transfer its equity
interest hereunder to Party A or its designee, if the actual equity transfer price is higher than Party B’s loan principal, due
to legal requirements or other reasons, the excess shall be deemed as loan interest or fund utilization costs to the extent permitted
by laws, and shall paid to Party A together with loan principal.

 

		6.	Both parties hereby agree and acknowledge that Party B’s
obligations under this Agreement are deemed to be fully performed only if all the following conditions are met:

 

		6.1	Party B has transferred all its equity interest in Shenzhen
Xinbao to Party A and/or its designee; and

 

		6.2	Party B has paid to Party A as loan repayment all proceeds
from equity transfer or the maximum amount permitted by laws (including principal and the highest loan interest permitted by applicable
laws then in force).

 

		7.	To secure the performance of the debts under this Agreement, Party
B agrees to pledge all its equity interest in Shenzhen Xinbao to Party A (the “Equity Pledge”). Both parties agree
to execute an “Equity Pledge Agreement” with respect thereto.

 

		8.	As of the execution date of this Agreement, Party A hereby represents
and warrants to Party B that:

 

		8.1	Party A is a limited liability company incorporated in the
PRC and validly existing under the PRC laws;

 

		8.2	Party A has the authority to execute and perform this Agreement.
The execution and performance by Party A of this Agreement comply with its business scope, articles of association or other organizational
documents, and Party A has obtained all necessary and appropriate approvals and authorizations with respect to the execution and performance
of this Agreement;

 

		8.3	The execution and performance of this Agreement by Party
A do not violate any laws, regulations, government approvals, authorizations, notices or other government documents binding upon or influencing
it, any agreement signed by it with any third party or any undertaking made by it to any third party; and

 

		8.4	Once executed, this Agreement constitutes a legal, valid
and binding obligation of Party A, enforceable against Party A in accordance with its provisions.

 

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		9.	From the execution date of this Agreement until the termination
hereof, Party B hereby represents and warrants to Party A that:

 

		9.1	Shenzhen Xinbao is a limited liability company incorporated
in the PRC and validly existing under the PRC laws. Shenzhen Xinbao has completed all government approvals, authorizations, licenses,
registrations, filing, etc necessary to carry out the business activities within its business scope and to possess its assets;

 

		9.2	Party B legally owns 51% equity interest in Shenzhen Xinbao;

 

		9.3	Party B has the authority to execute and perform this Agreement.
The execution and performance by Party B of this Agreement comply with the articles of association or other organizational documents
of Shenzhen Xinbao, and Party B has obtained all necessary and appropriate approvals and authorizations with respect to the execution
and performance of this Agreement;

 

		9.4	The execution and performance of this Agreement by Party
B do not violate any laws, regulations, government approvals, authorizations, notices or other government documents binding upon or influencing
it, any agreement signed by it with any third party or any undertaking made by it to any third party;

 

		9.5	Once executed, this Agreement constitutes a legal, valid
and binding obligation of Party B, enforceable against Party B in accordance with its provisions;

 

		9.6	Except for the provisions stipulated in the “Equity
Pledge Agreement” and “Exclusive Purchase Option Agreements”, Party B has not mortgaged, pledged or otherwise encumbered
its equity interest in Shenzhen Xinbao, given an offer about the transfer of such equity interest to any third party, made any commitment
about the offer of any third party to purchase its equity interest, or executed any agreement with any third party to transfer its equity
interest in Shenzhen Xinbao;

 

		9.7	There are no existing or potential disputes, litigations,
arbitrations, administrative proceedings or other legal proceedings in connection with Party B’s equity interest in Shenzhen Xinbao.

 

		10.	Party B covenants that it shall, during the term of this Agreement:

 

		10.1	Without Party A’s prior written consent, not sell,
transfer, mortgage or otherwise dispose of or cause any other security interest to be created on its equity interest or other interests
in Shenzhen Xinbao, except for the equity pledge and other rights created for the benefit of Party A;

 

		10.2	Without Party A’s prior written consent, not vote for
or support or execute at the shareholders’ meetings of Shenzhen Xinbao any shareholders’ resolution approving the sale, transfer,
mortgage or otherwise disposal of, or causing any other security interest to be created on, its legal or beneficial interest in the equity
interest of Shenzhen Xinbao;

 

		10.3	Without Party A’s prior written consent, not vote for
or support or execute at the shareholders’ meetings of Shenzhen Xinbao any resolution approving Shenzhen Xinbao to be merged or
consolidated with, acquire or invest in, any person;

 

		10.4	Promptly inform Party A of any existing or potential litigation,
arbitration or administrative proceedings relating to Party B’s equity interest in Shenzhen Xinbao;

 

		10.5	Execute all necessary or appropriate documents, take all
necessary or appropriate actions and bring all necessary or appropriate lawsuits or make all necessary and appropriate defenses against
all claims in order to maintain the ownership over its equity interest in Shenzhen Xinbao;

 

		10.6	Not do any act and/or omission that may materially affect
the assets, business and liabilities of Shenzhen Xinbao without Party A’s prior written consent;

 

		10.7	At Party A’s request, appoint any person nominated
by Party A as the director of Shenzhen Xinbao;

 

		10.8	When Party A exercises its Call Option described herein,
transfer all of Party B’s equity interest in Shenzhen Xinbao promptly and unconditionally to Party A and/or its designee subject
to the permission of and to the extent permitted by the PRC laws;

 

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		10.9	Not request Shenzhen Xinbao to distribute dividends or profits
to it;

 

		10.10	In case its equity interest in Shenzhen Xinbao is transferred
to Party A or its designee, Party B will, subject to compliance with legal requirements, pay all equity transfer proceeds to Party A
as the loan principal and as the loan interests or fund utilization costs permitted by laws;

 

		10.11	Comply strictly with the provisions of this Agreement, fully
perform its obligations under this Agreement and not do any act/omission that affects or impairs the validity and enforceability of this
Agreement.

 

		11.	Party B undertakes that within the term of this Agreement, it
will, in the capacity of the shareholder of Shenzhen Xinbao, cause Shenzhen Xinbao:

 

		11.1	Not to supplement, amend or modify its articles of association
in any way, or to increase or decrease its registered capital, or to change its capital structure in any way without Party A’s
prior written consent;

 

		11.2	To maintain its existence, and to operate its business and
deal with matters prudently and effectively, subject to good financial and business rules and practices;

 

		11.3	Not to sell, transfer, mortgage or otherwise dispose of,
or cause any other security interest to be created on, the legal or beneficial interests in any of its assets, business or income at
any time after the signing of this Agreement without Party A’s prior written consent;

 

		11.4	Not to create, succeed to, guarantee or permit any liability,
without Party A’s prior written consent, except (i) the liability arising from the normal course of business, but not arising
from the loan;

 

		a)	and (ii) the liability disclosed to Party A and approved by Party A in writing;

 

		11.5	To operate persistently all the business in the normal course
of business to maintain the value of its assets;

 

		11.6	Not to execute any material contracts (a contract will be
deemed material if its value exceeds One Hundred Thousand Renminbi (RMB100,000)), without Party A’s prior written consent, other
than those executed during the normal course of business;

 

		11.7	To provide information concerning all of its operations and
financial performance at Party A’s request;

 

		11.8	Not to be merged or consolidated with, acquire or invest
in, any other person without Party A’s prior written consent;

 

		11.9	Not to distribute dividends to each shareholder in any way
without Party A’s prior written consent. However, Shenzhen Xinbao shall promptly distribute all its distributable profits to Party
A’s shareholders upon Party A’s request;

 

		11.10	To inform promptly Party A of any existing or potential litigation,
arbitration or administrative proceedings concerning its assets, business or income;

 

		11.11	To execute all necessary or appropriate documents, to take
all necessary or appropriate actions and to bring all necessary or appropriate lawsuits or to make all necessary and appropriate defenses
against all claims in order to maintain the ownership over all its assets;

 

		11.12	To comply strictly with the agreements with respect to the
technological support and consulting services (the “Service Agreements”) and other agreements executed by it with Party A’s
affiliates, to perform its obligations under the Service Agreements and other agreements, and not to do any act/omission that affects
the validity and enforceability of such agreements.

 

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		12.	This Agreement shall be binding on and inure to the benefit of
both parties hereto and their respective successors, heirs and permitted assignees. Without the prior written approval of Party A, Party
B shall not transfer, pledge or otherwise assign any of its rights, benefits or obligations under this Agreement.

 

		13.	Party B hereby agrees that Party A may assign its rights and obligations
under this Agreement to any other third parties when necessary. Party A shall only be required to notify Party B in writing when such
transfer occurs and no further consent from Party B shall be needed in respect of the transfer.

 

		14.	The formation, validity, interpretation, performance, amendment
and termination of and resolution of disputes in connection with this Agreement shall be governed by the PRC laws.

 

		15.	Arbitration:

 

		15.1	Any dispute, controversy or claim arising from the interpretation
and performance in connection with this Agreement (including any question regarding its existence, validity or termination) shall be
settled by both parties through friendly consultations. In case no settlement can be reached within thirty (30) days after one party
makes a request for settlement, either party may submit such dispute to the China International Economic and Trade Arbitration Commission
(“CIETAC”) for arbitration in accordance with its arbitration rules then in effect at the time of applying for arbitration.
The arbitration award shall be final and binding upon both parties;

 

		15.2	The seat of arbitration shall be Shenzhen;

 

		15.3	The language of arbitration proceedings shall be Chinese.

 

		16.	This Agreement shall be formed on its signing date. This Agreement
shall be effective as of the date on which the loan is released until both parties have performed their obligations under this Agreement.

 

		17.	Party B shall not terminate or revoke this Agreement unless Party
A commits a gross negligence, fraud or other material illegal acts; or Party A goes bankrupt.

 

		18.	This Agreement shall not be amended or modified except with the
written consent of both parties. In case of anything not covered herein, both parties may make supplements hereto by signing a written
agreement. Any amendment, modification, supplement or annex to this Agreement shall form an integral part of this Agreement.

 

		19.	This Agreement constitutes the entire agreement between both parties
with respect to the transactions contemplated herein and supersedes all prior oral discussions or written agreements reached by both
parties with respect to the transactions mentioned above.

 

		20.	This Agreement is severable. If any provision of this Agreement
is held to be invalid or unenforceable, such provision shall not affect the validity and enforceability of the remainder of this Agreement.

 

		21.	Each party hereto shall keep in strict confidence the information
concerning the other party’s business, operation, financial performance or other confidential data obtained under this Agreement
or during the performance of this Agreement.

 

		22.	Any obligation arising out of this Agreement or that is due before
the expiration or early termination of this Agreement shall survive such expiration or early termination. Articles 14, 15 and 21 hereof
shall survive the termination of this Agreement.

 

		23.	This Agreement is executed in two originals, with each of Party
A and Party B holding one original. All originals have the same legal effect.

 

[No
text below]

  

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[No
text below]

 

IN
WITNESS WHEREOF, Party A’s legal representative or authorized representative and Party B have executed this Agreement as of
the date as first above written.

 

Party
A: Fanhua Insurance Sales Service Group Company Limited

 

Chop: [Chop affixed]

 

Party
B: Shuangping Jiang

 

	Signature: 	/s/ Shuangping Jiang	 

 

 

6Exhibit 4.7

 

English Translation for Reference

 

EQUITY PLEDGE AGREEMENT

 

THIS EQUITY PLEDGE AGREEMENT (hereinafter “this
Agreement”) is entered into in Shenzhen as of December 6, 2021 by the following parties:

 

Party A: Fanhua Insurance Sales Service Group
Company Limited

 

Party B: Shuangping Jiang

ID card No.:

 

Third Party: Shenzhen Xinbao Investment Management
Co., Ltd.

Address: Room 6D-120, Floor 6, Building 213, Tairan
Science and Technology Park, Tairan 6th Road, Futian District, Shenzhen

 

WHEREAS: 

 

		1.	Party A is a limited liability company incorporated in Guangzhou, the People’s Republic of China
(hereinafter the “ PRC ”);

 

		2.	Party B is a Chinese citizen and holds 51% equity interest in Shenzhen Xinbao Investment Management Co.,
Ltd. (hereinafter “Shenzhen Xinbao”), a limited liability company incorporated in Shenzhen, China.

 

		3.	Party A and Party B signed the Loan Agreement on December 6, 2021, pursuant to which, Party A will
provide an interest-free loan in the total amount of RMB4,080,000.00 (hereinafter the “Loan”) to Party B, and Party B will
provide the Pledged Equity Interest to Party A as a guarantee for the Loan.

 

NOW THEREFORE, Party A (hereinafter the “Pledgee”)
and Party B (hereinafter the “Pledgor”) hereby enter into this Agreement after friendly negotiation.

 

		1.	Right of Pledge

 

The Pledgor pledges all of his Pledged
Equity Interest in Shenzhen Xinbao to the Pledgee as a guarantee for all of his liabilities under the Loan Agreement. The “Right
of Pledge” refers to the right owned by the Pledgee to be first compensated from the money converted from, or the proceeds from
the auction or sale of, such equity interest pledged by the Pledgor to the Pledgee.

 

		2.	Registration of Pledge

 

		2.1	Within ninety (90) days after the signing of this Agreement,
the Pledgor shall cause Shenzhen Xinbao to record the Pledgee’s Right of Pledge over his Pledged Equity Interest in the register
of shareholders and deliver the copy of the register of shareholders bearing the common seal of Shenzhen Xinbao, as well as the original
of equity contribution certificate of Shenzhen Xinbao to the Pledgee for safe-keeping.

 

		2.2	Both parties agree that if conditions permit, they will make
their best effort to file, and cause the pledge under this Agreement to be filed, with the industrial and commercial administrative department
in the place where Shenzhen Xinbao is registered, but both parties confirm that unless compulsorily stipulated by the PRC laws and regulations,
whether this Agreement is filed as above or not will not affect the validity of this Agreement.

 

		3.	Rights of the Pledgee

 

		3.1	Where the Pledgor does not perform his liabilities, the Pledgee
shall be entitled to be first compensated from the money converted from, or the proceeds from the auction or sale of, such Pledged Equity
Interest.

 

		3.2	The Pledgee shall be entitled to the bonus arising from the
Pledged Equity Interest.

 

		4.	Representation and Warranty of the Pledgor

 

		4.1	The Pledgor is the legal owner of the Pledged Equity Interest.

 

     

     

    

 

		4.2	Except for the interest of the Pledgee, the Pledgor has not created other pledges or any other kinds of
rights over the Pledged Equity Interest.

 

		4.3	The pledge of the equity interest by the Pledgor has obtained the consent of the other shareholders of
Shenzhen Xinbao, and other shareholders have unanimously agreed that they will give up the exercise of their respective preemptive right
when the Pledgee actually exercises the Right of Pledge.

 

		5.	Undertakings by the Pledgor

 

		5.1	During the term of this Agreement, the Pledgor undertakes to the Pledgee for the benefit of the Pledgee
that he will:

 

		5.1.1	Not transfer or other dispose of the Pledged Equity Interest, nor create or cause to be created any pledge
(except the pledge pursuant to this Agreement) on the Pledged Equity Interest without the prior written consent of the Pledgee.

 

		5.1.2	Timely notify the Pledgee of any events or any received notices which may affect the Pledgor’s right
over the Pledged Equity Interest or any part thereof, or may change the Pledgor’s any warranty and obligation under this Agreement
or may have effects on it.

 

		5.2	The Pledgor agrees that the Pledgee’s right to exercise the Right of Pledge obtained pursuant to
this Agreement shall not be interrupted or hindered by the Pledgor or any of its successors or principals or any other person through
legal proceedings.

 

		5.3	The Pledgor undertakes to the Pledgee that in order to protect or improve the guarantee for the repayment
of the loan under this Agreement, the Pledgor will execute in good faith and cause other interested persons relating to the Right of Pledge
to execute all right certificates and contracts required by the Pledgee and/or perform and cause other interested persons to perform the
acts required by the Pledgee and facilitate the exercise of the rights and authority granted to the Pledgee under this Agreement.

 

		5.4	The Pledgor undertakes to the Pledgee that he will execute all documents relating to any change in equity
interest that is pledged with the Pledgee and any persons designated by it (natural persons/ legal persons) within a reasonable period.

 

		5.5	The Pledgor undertakes to the Pledgee that for the purpose of the Pledgee’s benefits, he will comply
with and perform all warranties, undertakings, agreements, representations and conditions. Where the Pledgor does not perform, in whole
or in part, his warranties, undertakings, agreements, representations and conditions, the Pledgor shall compensate all losses suffered
by the Pledgee arising therefrom.

 

		6.	Event of Default

 

		6.1	The following events shall be regarded as the Events of Default:

 

		6.1.1	The Pledgor fails to perform his obligations under the Loan Agreement;

 

		6.1.2	Any representation or warranty made by the Pledgor in Article 4 hereof contains misleading or false information
that is material and/or the Pledgor breaches any warranty in Article 4 hereof;

 

		6.1.3	The Pledgor breaches the undertakings under Article 5 hereof;

 

		6.1.4	The Pledgor breaches any of the other provisions of this Agreement;

 

		6.1.5	Any borrowing, guarantee, compensation, undertaking or other debt liabilities of the Pledgor (1) is required
to be repaid or performed in advance due to a default; or (2) has been due but cannot be repaid or performed on time, which, in the opinion
of the Pledgee, would have affected the ability of the Pledgor in performing his obligations under this Agreement;

 

		6.1.6	Shenzhen Xinbao is incapable of repaying the general debts or other debts;

 

		6.1.7	The properties owned by the Pledgor have significant adverse changes, which, in the opinion of the Pledgee,
would have affected the ability of the Pledgor in performing his obligations under this Agreement;

 

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		6.2	If the Pledgor knows or finds that any matter stated in Articles above hereof or any event possibly resulting
in any of the above matters has occurred, he shall immediately inform the Pledgee in writing.

 

		6.3	Unless the Events of Default listed in this Article 6.1 has been resolved to the satisfactory of the Pledgee,
the Pledgee may give a written Notice of Default to the Pledgor at any time when the Pledgor is in default or thereafter, requesting the
Pledgor to immediately pay the outstanding debts and other payables under the Loan Agreement or requesting to dispose of the Right of
Pledge according to Article 7 hereof.

 

		7.	Exercise of the Right of Pledge

 

		7.1	The Pledgor shall not transfer the Pledged Equity Interest before his obligations under the Loan Agreement
have been fully performed and without the prior written consent of the Pledgee.

 

		7.2	The Pledgee shall give a notice to the Pledgor when the Pledgee exercises the Right of Pledge.

 

		7.3	Subject to Article 6.3, the Pledgee may exercise the Right of Pledge when it gives a Notice of Default
in accordance with Article 6.3 or at any time thereafter.

 

		7.4	The Pledgee shall be entitled to be first compensated from the money converted from, or the proceeds from
auction or sale of, all or part of the equity interest hereunder in accordance with statutory procedures until the outstanding debts and
all other payables of the Pledgor under the Loan Agreement are repaid.

 

		7.5	When the Pledgee disposes of the Right of Pledge in accordance with this Agreement, the Pledgor shall
not pose any obstacles, and shall give necessary assistance in this regard so that the Pledgee can realize its Right of Pledge.

 

		8.	Assignment of this Agreement

 

		8.1	The Pledgor shall have no right to transfer any of his rights and obligations under this Agreement without
the prior consent of the Pledgee.

 

		8.2	The Pledgee may, at any time and to the extent permitted by laws, transfer or assign all or any of its
rights and obligations under the Loan Agreement to any person designated by it (natural person or legal person). In this case, such assignee
shall have the same rights and obligations hereunder as those of the Pledgee as if the assignee is a party hereto. When the Pledgee transfers
or assigns the rights and obligations under the Loan Agreement, only a written notice shall be given by the Pledgee to the Pledgor, and
the Pledgor shall, at the request of the Pledgee, execute the relevant agreements and/or documents with respect to such transfer or assignment.

 

		8.3	This Agreement shall be binding upon the Pledgor and his successors or heirs, and shall be valid and binding
upon the Pledgee and each of its successors, heirs or permitted assigns.

 

		9.	Termination

 

This Agreement shall be terminated
when the Loan under the Loan Agreement is paid off and the Pledgor ceases to undertake any obligations under the Loan Agreement, and the
Pledgee shall, within the earliest reasonable and practicable time, offer assistance to complete necessary formalities so as to discharge
the pledge of the Equity Interest.

 

		10.	Tax and Expenses

 

The Pledgee shall be responsible for
all the fees and actual expenses in relation to this Agreement, including but not limited to legal fees, cost of production, stamp tax
and any other taxes and charges. If the Pledgee shall pay the relevant taxes in accordance with the laws, it shall compensate all such
taxes paid by the Pledgor.

 

		11.	Force Majeure

 

		11.1	“Force Majeure” means any event that is beyond the reasonable control of either party and
unavoidable or unpreventable and such event hinders, affects or delays any party to perform all or part of the obligations hereunder.
Such events include but not limited to earthquake, typhoons, flood, fire and other disasters, wars, riots, strikes or any other similar
events.

 

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		11.2	Both parties agree and acknowledge that the party who is affected by the “Force Majeure” and
cannot perform this Agreement shall not constitute the default as set forth in Articles 6.1 hereto and shall not be required to assume
any liabilities hereunder. However, the party who is affected by the “Force Majeure” shall inform the other party as soon
as possible of the event and shall take appropriate measures to minimize or eliminate the impact of “Force Majeure”, and make
endeavors to resume the performance of the obligations delayed or prevented by the “Force Majeure”. Both parties agree to
make their best efforts to resume the performance of this Agreement once the “Force Majeure” is eliminated.

 

		12.	Confidentiality

 

Both parties agree and acknowledge
that any oral or written information exchanged between them in connection with this Agreement shall be confidential information. Each
party shall keep confidential all such information, and shall not disclose any of the information to any third party without the prior
written consent of the other party, except for the following: (a) the information that is or will be known to the public (provided that
it is not disclosed to the public without authorization by the information receiving party); (b) the information required to be disclosed
by applicable laws or stock exchange’s rules or regulations; or (c) the information required to be disclosed by either party to
his/its legal or financial advisors with respect to the transaction contemplated under this Agreement, for which such legal or financial
advisors shall also comply with the confidentiality obligations similar to those stated in this Article. Any divulgence of confidential
information by any personnel of either party or any institutions engaged by him/it shall be deemed as the divulgence of confidential information
by such party, and such party shall be liable for the breach pursuant to this Agreement.

 

		13.	Dispute Resolution

 

		13.1	This Agreement shall be governed by and construed in accordance
with the PRC laws.

 

		13.2	Any dispute between the parties arising from the interpretation
and performance of the provisions of this Agreement shall be settled by both parties in good faith through negotiations. In case no settlement
can be reached by both parties, either party may refer such dispute to the China International Economic and Trade Arbitration Commission
(“CIETAC”) for arbitration in accordance with its arbitration rules then in effect. The seat of arbitration shall be Shenzhen
and the language of proceedings shall be Chinese. The arbitral award shall be final and binding upon both parties.

 

		14.	Integrity of this Agreement

 

This Agreement constitutes the entire
representations and agreement between both parties with respect to the subject matter thereof and supersedes and replaces all prior oral
and/or written representations, warranties, understandings and agreements reached by both parties made before the execution of the Agreement
with respect to the subject matter thereof.

 

		15.	Severability of this Agreement

 

Should any provision of this Agreement
be held invalid or unenforceable for any reasons, or violates any applicable laws, such provision shall not affect the legal effect of
the other provisions hereof.

 

		16.	Amendment or Supplement to this Agreement

 

		16.1	The parties hereto may make amendments or supplements to
this Agreement by written agreement. All amendment agreements and supplemental agreements in relation to this Agreement that are duly
signed by both parties shall form an integral part of this Agreement, and shall have the same legal effect as this Agreement.

 

		16.2	This Agreement and any amendments, supplements or changes
thereof shall be in writing and will come into effect upon being executed and sealed by both parties hereto.

 

		17.	Counterparts

 

This Agreement is executed in five
(5) originals in Chinese. Each of Party A and Party B shall hold one original and one original shall be held by Shenzhen Xinbao for filing
and the other originals shall be provided for approval by or filing with the relevant authorities. Each original shall have the same legal
effect.

 

[No text below]

 

    4

     

    

 

[No text below]

 

IN WITNESS WHEREOF, each party has caused
this Agreement to be executed by himself/itself or his/its legal representative or authorized representative as of the date first above
written.

 

Pledgee: Fanhua Insurance Sales Service Group
Company Limited

 

Chop: [Chop affixed]

 

Pledgor: Shuangping Jiang

 

	Signature: 	/s/ Shuangping Jiang	 

 

Third Party: Shenzhen Xinbao Investment
Management Co., Ltd.

 

Chop: [Chop affixed]

 

 

5

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00344-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00344-of-00352.parquet"}]]