Document:

exv10w1

 

EXHIBIT 10.1

	 	 	 	 	 	 	 
	Contact:	 	Customer Services — CTSLink
	 	 	Wells Fargo Bank Minnesota, N.A.
	 	 	Securities Administration Services
	 	 	7485 New Horizon Way
	 	 	Frederick, MD 21703
	 	 	www.ctslink.com
	 

	 	Telephone:
	 	(301) 815-6600	 	 
	 

	 	Fax:
	 	(301) 315-6660	 	 

SMT SERIES 2004-12

Record Date: December 30, 2005

Distribution Date: January 20, 2006

Certificateholder Distribution Summary

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	Certificate	 	 	Certificate	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	Class	 	 	Pass-Through	 	 	Beginning	 	 	Interest	 	 	Principal	 	 	Current	 	 	Ending Certificate	 	 	Total	 	 	Cumulative
	Class	 	 	CUSIP	 	 	Description	 	 	Rate	 	 	Certificate Balance	 	 	Distribution	 	 	Distribution	 	 	Realized Loss	 	 	Balance	 	 	Distribution	 	 	Realized Loss
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	A-1
	 	 	 	81744FFY8	 	 	 	SEN	 	 	 	4.64000	%	 	 	 	235,661,678.28	 	 	 	 	911,225.15	 	 	 	 	18,326,976.83	 	 	 	 	0.00	 	 	 	 	217,334,699.45	 	 	 	 	19,238,201.98	 	 	 	 	0.00	 
	A-2
	 	 	 	81744FFZ5	 	 	 	SEN	 	 	 	4.95688	%	 	 	 	125,975,887.41	 	 	 	 	520,372.80	 	 	 	 	8,744,187.97	 	 	 	 	0.00	 	 	 	 	117,231,699.44	 	 	 	 	9,264,560.77	 	 	 	 	0.00	 
	A-3
	 	 	 	81744FGA9	 	 	 	SEN	 	 	 	4.98688	%	 	 	 	110,889,704.22	 	 	 	 	460,828.04	 	 	 	 	7,750,855.56	 	 	 	 	0.00	 	 	 	 	103,138,848.65	 	 	 	 	8,211,683.60	 	 	 	 	0.00	 
	X-A1
	 	 	 	81744FGB7	 	 	 	IO	 	 	 	0.65129	%	 	 	 	0.00	 	 	 	 	196,275.28	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	196,275.28	 	 	 	 	0.00	 
	X-A2
	 	 	 	81744FGC5	 	 	 	IO	 	 	 	0.36439	%	 	 	 	0.00	 	 	 	 	33,672.52	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	33,672.52	 	 	 	 	0.00	 
	X-B
	 	 	 	81744FGD3	 	 	 	IO	 	 	 	0.30936	%	 	 	 	0.00	 	 	 	 	4,077.19	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	4,077.19	 	 	 	 	0.00	 
	B-1
	 	 	 	81744FGF8	 	 	 	SUB	 	 	 	4.87000	%	 	 	 	8,588,000.00	 	 	 	 	34,852.97	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	8,588,000.00	 	 	 	 	34,852.97	 	 	 	 	0.00	 
	B-2
	 	 	 	81744FGG6	 	 	 	SUB	 	 	 	5.22000	%	 	 	 	6,134,000.00	 	 	 	 	26,682.90	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	6,134,000.00	 	 	 	 	26,682.90	 	 	 	 	0.00	 
	B-3
	 	 	 	81744FGH4	 	 	 	SUB	 	 	 	5.62000	%	 	 	 	3,680,000.00	 	 	 	 	17,234.67	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	3,680,000.00	 	 	 	 	17,234.67	 	 	 	 	0.00	 
	B-4
	 	 	 	81744FGJ0	 	 	 	SUB	 	 	 	5.40253	%	 	 	 	2,453,000.00	 	 	 	 	11,043.66	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	2,453,000.00	 	 	 	 	11,043.66	 	 	 	 	0.00	 
	B-5
	 	 	 	81744FGK7	 	 	 	SUB	 	 	 	5.40253	%	 	 	 	920,000.00	 	 	 	 	4,141.94	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	920,000.00	 	 	 	 	4,141.94	 	 	 	 	0.00	 
	B-6
	 	 	 	81744FGL5	 	 	 	SUB	 	 	 	5.40253	%	 	 	 	2,762,778.00	 	 	 	 	12,438.31	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	2,762,778.00	 	 	 	 	12,438.31	 	 	 	 	0.00	 
	A-R
	 	 	 	81744FGE1	 	 	 	RES	 	 	 	4.81920	%	 	 	 	0.00	 	 	 	 	0.23	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.23	 	 	 	 	0.00	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	Totals
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	497,065,045.91	 	 	 	 	2,232,845.66	 	 	 	 	34,822,020.36	 	 	 	 	0.00	 	 	 	 	462,243,025.54	 	 	 	 	37,054,866.02	 	 	 	 	0.00	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 

All distributions required by the Pooling and Servicing Agreement have been calculated by the
Certificate Administrator on behalf of the Trustee.

 

 

Principal Distribution Statement

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	Beginning	 	 	Scheduled	 	Unscheduled	 	 	 	 	 	 	 	 	 	 	Total	 	 	Ending	 	 	Ending	 	 	Total
	 	 	 	Original Face	 	 	Certificate	 	 	Principal	 	Principal	 	 	 	 	 	Realized	 	 	Principal	 	 	Certificate	 	 	Certificate	 	 	Principal
	Class	 	 	Amount	 	 	Balance	 	 	Distribution	 	Distribution	 	Accretion	 	Loss	 	 	Reduction	 	 	Balance	 	 	Percentage	 	 	Distribution
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	A-1
	 	 	 	380,510,000.00	 	 	 	 	235,661,676.28	 	 	 	 	1,423.18	 	 	 	18,325,553.65	 	 	 	0.00	 	 	 	0.00	 	 	 	 	18,326,976.83	 	 	 	 	217,334,699.45	 	 	 	 	0.571167	 	 	 	 	18,326,976.83	 
	A-2
	 	 	 	208,392,000.00	 	 	 	 	125,975,887.41	 	 	 	 	439.03	 	 	 	8,743,748.94	 	 	 	0.00	 	 	 	0.00	 	 	 	 	8,744,187.97	 	 	 	 	117,231,699.44	 	 	 	 	0.562554	 	 	 	 	8,744,187.97	 
	A-3
	 	 	 	218,330,615.00	 	 	 	 	110,889,704.22	 	 	 	 	0.00	 	 	 	7,750,855.56	 	 	 	0.00	 	 	 	0.00	 	 	 	 	7,750,855.56	 	 	 	 	103,138,848.65	 	 	 	 	0.472398	 	 	 	 	7,750,855.56	 
	X-A1
	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.000000	 	 	 	 	0.00	 
	X-A2
	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.000000	 	 	 	 	0.00	 
	X-B
	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.000000	 	 	 	 	0.00	 
	B-1
	 	 	 	8,588,000.00	 	 	 	 	8,588,000.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	8,588,000.00	 	 	 	 	1.000000	 	 	 	 	0.00	 
	B-2
	 	 	 	6,134,000.00	 	 	 	 	6,134,000.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	6,134,000.00	 	 	 	 	1.000000	 	 	 	 	0.00	 
	B-3
	 	 	 	3,680,000.00	 	 	 	 	3,680,000.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	3,680,000.00	 	 	 	 	1.000000	 	 	 	 	0.00	 
	B-4
	 	 	 	2,453,000.00	 	 	 	 	2,453,000.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	2,453,000.00	 	 	 	 	1.000000	 	 	 	 	0.00	 
	B-5
	 	 	 	920,000.00	 	 	 	 	920,000.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	920,000.00	 	 	 	 	1.000000	 	 	 	 	0.00	 
	B-6
	 	 	 	2,762,778.00	 	 	 	 	2,762,778.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	2,762,778.00	 	 	 	 	1.000000	 	 	 	 	0.00	 
	A-R
	 	 	 	100.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.000000	 	 	 	 	0.00	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	Totals
	 	 	 	831,770,493.00	 	 	 	 	497,065,045.91	 	 	 	 	1,862.21	 	 	 	34,820,158.15	 	 	 	0.00	 	 	 	0.00	 	 	 	 	34,822,020.36	 	 	 	 	462,243,025.54	 	 	 	 	0.555734	 	 	 	 	34,822,020.36	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 

Principal Distribution Factors Statement

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	Beginning	 	 	Scheduled	 	Unscheduled	 	 	 	 	 	 	 	 	 	 	Total	 	 	Ending	 	 	Ending	 	 	Total
	 	 	 	Original Face	 	 	Certificate	 	 	Principal	 	Principal	 	 	 	 	 	Realized	 	 	Principal	 	 	Certificate	 	 	Certificate	 	 	Principal
	Class	 	 	Amount	 	 	Balance	 	 	Distribution	 	Distribution	 	Accretion	 	Loss	 	 	Reduction	 	 	Balance	 	 	Percentage	 	 	Distribution
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	A-1
	 	 	 	380,510,000.00	 	 	 	 	619.331098	 	 	 	 	0.003740	 	 	 	48.160505	 	 	 	0.000000	 	 	 	0.000000	 	 	 	 	48.164245	 	 	 	 	571.166854	 	 	 	 	0.571167	 	 	 	 	48.164245	 
	A-2
	 	 	 	208,392,000.00	 	 	 	 	604.514028	 	 	 	 	0.002107	 	 	 	41.958179	 	 	 	0.000000	 	 	 	0.000000	 	 	 	 	41.960286	 	 	 	 	562.553742	 	 	 	 	0.562554	 	 	 	 	41.960286	 
	A-3
	 	 	 	218,330,615.00	 	 	 	 	507.898099	 	 	 	 	0.000000	 	 	 	35.500544	 	 	 	0.000000	 	 	 	0.000000	 	 	 	 	35.500544	 	 	 	 	472.397555	 	 	 	 	0.472398	 	 	 	 	35.500544	 
	X-A1
	 	 	 	0.00	 	 	 	 	0.000000	 	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	 	0.000000	 	 	 	 	0.000000	 	 	 	 	0.000000	 	 	 	 	0.000000	 
	X-A2
	 	 	 	0.00	 	 	 	 	0.000000	 	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	 	0.000000	 	 	 	 	0.000000	 	 	 	 	0.000000	 	 	 	 	0.000000	 
	X-B
	 	 	 	0.00	 	 	 	 	0.000000	 	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	 	0.000000	 	 	 	 	0.000000	 	 	 	 	0.000000	 	 	 	 	0.000000	 
	B-1
	 	 	 	8,588,000.00	 	 	 	 	1000.000000	 	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	 	0.000000	 	 	 	 	1000.000000	 	 	 	 	1.000000	 	 	 	 	0.000000	 
	B-2
	 	 	 	6,134,000.00	 	 	 	 	1000.000000	 	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	 	0.000000	 	 	 	 	1000.000000	 	 	 	 	1.000000	 	 	 	 	0.000000	 
	B-3
	 	 	 	3,680,000.00	 	 	 	 	1000.000000	 	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	 	0.000000	 	 	 	 	1000.000000	 	 	 	 	1.000000	 	 	 	 	0.000000	 
	B-4
	 	 	 	2,453,000.00	 	 	 	 	1000.000000	 	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	 	0.000000	 	 	 	 	1000.000000	 	 	 	 	1.000000	 	 	 	 	0.000000	 
	B-5
	 	 	 	920,000.00	 	 	 	 	1000.000000	 	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	 	0.000000	 	 	 	 	1000.000000	 	 	 	 	1.000000	 	 	 	 	0.000000	 
	B-6
	 	 	 	2,762,778.00	 	 	 	 	1000.000000	 	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	 	0.000000	 	 	 	 	1000.000000	 	 	 	 	1.000000	 	 	 	 	0.000000	 
	A-R
	 	 	 	100.00	 	 	 	 	0.000000	 	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	 	0.000000	 	 	 	 	0.000000	 	 	 	 	0.000000	 	 	 	 	0.000000	 

 

 

 

Interest Distribution- Statement

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	Payment	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	of	 	 	 	 	 	Non-	 	 	 	 	 	 	 	Remaining	 	 	Ending
	 	 	 	 	 	 	 	 	 	 	 	 	 	Current	 	 	Beginning	 	 	Current	 	Unpaid	 	Current	 	Supported	 	 	 	 	 	 	 	Unpaid	 	 	Certificate/
	 	 	 	 	 	 	 	 	Accrual	 	 	Certificate	 	 	Certificate/	 	 	Accrued	 	Interest	 	Interest	 	Interest	 	 	Total Interest	 	 	Interest	 	 	Notational
	Class	 	 	Accural Dates	 	 	Days	 	 	Rate	 	 	Notional Balance	 	 	Interest	 	Shortfall	 	Shortfall	 	Shortfall(1)	 	 	Distribution	 	 	Shortfall(2)	 	 	Balance
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	A-1
	 	 	 	12/20/05 – 01/19/06	 	 	 	 	30	 	 	 	 	4.64000	%	 	 	 	235,661,676.28	 	 	 	 	911,225.15	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	911,225.15	 	 	 	 	0.00	 	 	 	 	217,334,699.45	 
	A-2
	 	 	 	12/20/05 – 01/19/06	 	 	 	 	30	 	 	 	 	4.95688	%	 	 	 	125,975,887.41	 	 	 	 	520,372.80	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	520,372.80	 	 	 	 	0.00	 	 	 	 	117,231,699.44	 
	A-3
	 	 	 	12/20/05 – 01/19/06	 	 	 	 	30	 	 	 	 	4.98688	%	 	 	 	110,889,704.22	 	 	 	 	460,828.04	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	460,828.04	 	 	 	 	0.00	 	 	 	 	103,138,848.65	 
	X-A1
	 	 	 	12/01/05 – 12/30/05	 	 	 	 	30	 	 	 	 	0.65129	%	 	 	 	361,637,563.69	 	 	 	 	196,275.28	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	196,275.28	 	 	 	 	0.00	 	 	 	 	334,566,398.89	 
	X-A2
	 	 	 	12/01/05 – 12/30/05	 	 	 	 	30	 	 	 	 	0.36439	%	 	 	 	110,889,704.22	 	 	 	 	33,672.52	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	33,672.52	 	 	 	 	0.00	 	 	 	 	103,138,848.65	 
	X-B
	 	 	 	12/01/05 – 12/30/05	 	 	 	 	30	 	 	 	 	0.30936	%	 	 	 	18,402,000.00	 	 	 	 	4,744.11	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	4,077.19	 	 	 	 	0.00	 	 	 	 	18,402,000.00	 
	B-1
	 	 	 	12/20/05 – 01/19/06	 	 	 	 	30	 	 	 	 	4.87000	%	 	 	 	8,588,000.00	 	 	 	 	34,852.97	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	34,852.97	 	 	 	 	0.00	 	 	 	 	8,588,000.00	 
	B-2
	 	 	 	12/20/05 – 01/19/06	 	 	 	 	30	 	 	 	 	5.22000	%	 	 	 	6,134,000.00	 	 	 	 	26,682.90	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	26,682.90	 	 	 	 	0.00	 	 	 	 	6,134,000.00	 
	B-3
	 	 	 	12/20/05 – 01/19/06	 	 	 	 	30	 	 	 	 	5.62000	%	 	 	 	3,680,000.00	 	 	 	 	17,234.67	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	17,234.67	 	 	 	 	0.00	 	 	 	 	3,680,000.00	 
	B-4
	 	 	 	12/01/05 – 12/30/05	 	 	 	 	30	 	 	 	 	5.40253	%	 	 	 	2,453,000.00	 	 	 	 	11,043.66	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	11,043.66	 	 	 	 	0.00	 	 	 	 	2,453,000.00	 
	B-5
	 	 	 	12/01/05 – 12/30/05	 	 	 	 	30	 	 	 	 	5.40253	%	 	 	 	920,000.00	 	 	 	 	4,141.94	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	4,141.94	 	 	 	 	0.00	 	 	 	 	920,000.00	 
	B-6
	 	 	 	12/01/05 – 12/30/05	 	 	 	 	30	 	 	 	 	5.40253	%	 	 	 	2,762,778.00	 	 	 	 	12,438.31	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	12,438.31	 	 	 	 	0.00	 	 	 	 	2,762,778.00	 
	A-R
	 	 	 	N/A	 	 	 	 	N/A	 	 	 	 	4.81920	%	 	 	 	0.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.23	 	 	 	 	0.00	 	 	 	 	0.00	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	Totals
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	2,233,512.35	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	2,232,845.66	 	 	 	 	0.00	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 

(1, 2) Amount also includes coupon cap or basis risk shortfalls, if applicable.

Interest Distribution Factors Statement

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	Beginning	 	 	 	 	 	 	Payment of	 	 	 	 	 	Non-	 	 	 	 	 	 	 	Remaining	 	 	Ending
	 	 	 	 	 	 	 	 	 	 	 	 	 	Current	 	 	Certificate/	 	 	Current	 	Unpaid	 	Current	 	Supported	 	 	 	 	 	 	 	Unpaid	 	 	Certificate/
	 	 	 	 	 	 	 	 	Original Face	 	 	Certificate	 	 	Notional	 	 	Accrued	 	Interest	 	Interest	 	Interest	 	 	Total Interest	 	 	Interest	 	 	Notational
	Class	 	 	Accural Dates	 	 	Amount	 	 	Rate	 	 	Balance	 	 	Interest	 	Shortfall	 	Shortfall(1)	 	Shortfall	 	 	Distribution	 	 	Shortfall(2)	 	 	Balance
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	A-1
	 	 	 	12/20/05 – 01/19/06	 	 	 	 	380,510,000.00	 	 	 	 	4.64000	%	 	 	 	619.331098	 	 	 	 	2.394747	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	 	2.394747	 	 	 	 	0.000000	 	 	 	 	571.166854	 
	A-2
	 	 	 	12/20/05 – 01/19/06	 	 	 	 	208,392,000.00	 	 	 	 	4.95688	%	 	 	 	604.514028	 	 	 	 	2.497086	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	 	2.497086	 	 	 	 	0.000000	 	 	 	 	562.553742	 
	A-3
	 	 	 	12/20/05 – 01/19/06	 	 	 	 	218,330,615.00	 	 	 	 	4.98688	%	 	 	 	507.898099	 	 	 	 	2.110689	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	 	2.110689	 	 	 	 	0.000000	 	 	 	 	472.397555	 
	X-A1
	 	 	 	12/01/05 – 12/30/05	 	 	 	 	0.00	 	 	 	 	0.65129	%	 	 	 	614.087851	 	 	 	 	0.333290	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	 	0.333290	 	 	 	 	0.000000	 	 	 	 	568.118972	 
	X-A2
	 	 	 	12/01/05 – 12/30/05	 	 	 	 	0.00	 	 	 	 	0.36439	%	 	 	 	507.898099	 	 	 	 	0.154227	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	 	0.154227	 	 	 	 	0.000000	 	 	 	 	472.397555	 
	X-B
	 	 	 	12/01/05 – 12/30/05	 	 	 	 	0.00	 	 	 	 	0.30936	%	 	 	 	1000.000000	 	 	 	 	0.257804	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	 	0.221562	 	 	 	 	0.000000	 	 	 	 	1000.000000	 
	B-1
	 	 	 	12/20/05 – 01/19/06	 	 	 	 	8,588,000.00	 	 	 	 	4.87000	%	 	 	 	1000.000000	 	 	 	 	4.058334	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	 	4.058334	 	 	 	 	0.000000	 	 	 	 	1000.000000	 
	B-2
	 	 	 	12/20/05 – 01/19/06	 	 	 	 	6,134,000.00	 	 	 	 	5.22000	%	 	 	 	1000.000000	 	 	 	 	4.350000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	 	4.350000	 	 	 	 	0.000000	 	 	 	 	1000.000000	 
	B-3
	 	 	 	12/20/05 – 01/19/06	 	 	 	 	3,680,000.00	 	 	 	 	5.62000	%	 	 	 	1000.000000	 	 	 	 	4.683334	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	 	4.683334	 	 	 	 	0.000000	 	 	 	 	1000.000000	 
	B-4
	 	 	 	12/01/05 – 12/30/05	 	 	 	 	2,453,000.00	 	 	 	 	5.40253	%	 	 	 	1000.000000	 	 	 	 	4.502104	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	 	4.502104	 	 	 	 	0.000000	 	 	 	 	1000.000000	 
	B-5
	 	 	 	12/01/05 – 12/30/05	 	 	 	 	920,000.00	 	 	 	 	5.40253	%	 	 	 	1000.000000	 	 	 	 	4.502109	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	 	4.501109	 	 	 	 	0.000000	 	 	 	 	1000.000000	 
	B-6
	 	 	 	12/01/05 – 12/30/05	 	 	 	 	2,762,778.00	 	 	 	 	5.40253	%	 	 	 	1000.000000	 	 	 	 	4.502103	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	 	4.502103	 	 	 	 	0.000000	 	 	 	 	1000.000000	 
	A-R
	 	 	 	N/A	 	 	 	 	100.00	 	 	 	 	4.81920	%	 	 	 	0.000000	 	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	 	2.300000	 	 	 	 	0.000000	 	 	 	 	0.000000	 

 

(1, 2) Amount also includes coupon cap or basis risk shortfalls, if applicable.

Per $1 denomination

 

 

Certificateholder Account Statement

Certificate Account

	 	 	 	 	 
	Beginning Balance
	 	 	0.00	 
	 
	 	 	 	 
	Deposits
	 	 	 	 
	Payments of Interest and Principal
	 	 	37,163,185.46	 
	Reserve Funds and Credit Enhancements
	 	 	0.00	 
	Proceeds from Repurchased Loans
	 	 	0.00	 
	Servicer Advances
	 	 	55,603.86	 
	Realized Loss (Gains, Subsequent Expenses & Recoveries)
	 	 	0.00	 
	Prepayment Penalties
	 	 	0.00	 
	Swap/Cap Payments
	 	 	0.00	 
	 
	 	 	 
	Total Deposits
	 	 	37,218,789.32	 
	 
	 	 	 	 
	Withdrawals
	 	 	 	 
	Swap Payments
	 	 	0.00	 
	Reserve Funds and Credit Enhancements
	 	 	0.00	 
	Reimbursement for Servicer Advances
	 	 	39,992.05	 
	Total Administration Fees
	 	 	123,931.25	 
	Payment of Interest and Principal
	 	 	37,054,866.02	 
	 
	 	 	 
	Total Withdrawals (Pool Distribution Amount)
	 	 	37,218,789.32	 
	 
	 	 	 	 
	Ending Balance
	 	 	0.00	 
	 
	 	 	 

Prepayment/Curtailment Interest Shortfall

	 	 	 	 	 
	Total Prepayment/Curtailment Interest Shortfall
	 	 	0.00	 
	Servicing Fee Support
	 	 	0.00	 
	 
	 	 	 
	 
	 	 	 	 
	Non-Supported Prepayment Curtailment Interest Shortfall
	 	 	0.00	 
	 
	 	 	 

Administration Fees

	 	 	 	 	 
	Gross Servicing Fee*
	 	 	120,713.12	 
	Master Servicing Fee
	 	 	3,218.13	 
	Supported Prepayment/Curtailment Interest Shortfall
	 	 	0.00	 
	 
	 	 	 	 
	 
	 	 	 	 
	Total Administration Fees
	 	 	123,931.25	 
	 
	 	 	 	 

 

*Servicer Payees include: BANK OF AMERICA (NY); GMAC MTG CORP;
MORGAN STANLEY DEAN WITTER; PHH US MTG CORP

 

 

Reserve Accounts

	 	 	 

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	Beginning	 	Current	 	Current	 	Ending
	Account Type	 	Balance	 	Withdrawals	 	Deposits	 	Balance
	 
	Class X-A1 Pool 1 Comp. Sub Amount
	 	 	3,000.00	 	 	 	0.00	 	 	 	0.00	 	 	 	3,000.00	 
	Class X-A1 Pool 2 Comp. Sub Amount
	 	 	3,000.00	 	 	 	0.00	 	 	 	0.00	 	 	 	3,000.00	 
	Class X-A2 Sub Amount
	 	 	3,000.00	 	 	 	0.00	 	 	 	0.00	 	 	 	3,000.00	 
	Class X-B Sub Amount
	 	 	1,000.00	 	 	 	666.92	 	 	 	666.92	 	 	 	1,000.00	 

Collateral Statement

	 	 	 	 	 
	Collateral Description	 	Fixed & Mixed Arm	 
	Weighted Average Gross Coupon
	 	 	5.786321	%
	Weighted Average Net Coupon
	 	 	5.411217	%
	Weighted Average Pass-Through Rate
	 	 	4.649583	%
	Weighted Average Remaining Term
	 	 	327	 
	 
	 	 	 	 
	Beginning Scheduled Collateral Loan Count
	 	 	1,191	 
	Number of Loans Paid in Full
	 	 	70	 
	Ending Scheduled Collateral Loan Count
	 	 	1,121	 
	 
	 	 	 	 
	Beginning Scheduled Collateral Balance
	 	 	386,175,342.60	 
	Ending Scheduled Collateral Balance
	 	 	359,104,177.80	 
	Ending Actual Collateral Balance at 30-Dec-2005
	 	 	359,105,272.68	 
	 
	 	 	 	 
	Monthly P&I Constant
	 	 	1,863,974.27	 
	Special Servicing Fee
	 	 	0.00	 
	Prepayment Penalty Waived Amount
	 	 	0.00	 
	Prepayment Penalty Waived Count
	 	 	0	 
	Prepayment Penalty Paid Amount
	 	 	0.00	 
	Prepayment Penalty Paid Count
	 	 	0	 
	Realized Loss Amount
	 	 	0.00	 
	Cumulative Realized Loss
	 	 	0.00	 
	 
	 	 	 	 
	Scheduled Principal
	 	 	1,862.21	 
	Unscheduled Principal
	 	 	27,069,302.59	 

 

 

	 	 	 	 	 	 	 	 	 	 	 	 	 
	Group	 	Group One	 	Group Two	 	Total
	Collateral Description	 	Mixed ARM	 	 	6 Month LIBOR ARM	 	 	Mixed ARM	 
	Weighted Average Coupon Rate
	 	 	5.732201	 	 	 	5.887406	 	 	 	5.786321	 
	Weighted Average Net Rate
	 	 	5.357170	 	 	 	5.512168	 	 	 	5.411217	 
	 
	 	 	0.000000	 	 	 	0.000000	 	 	 	4.649583	 
	Weighted Average Remaining Term
	 	 	326	 	 	 	331	 	 	 	327	 
	Record Date
	 	 	12/30/2005	 	 	 	12/30/2005	 	 	 	12/30/2005	 
	Principal and Interest Constant
	 	 	1,202,875.35	 	 	 	661,098.92	 	 	 	1,863,974.27	 
	Beginning Loan Count
	 	 	749	 	 	 	442	 	 	 	1,191	 
	Loans Paid in Full
	 	 	47	 	 	 	23	 	 	 	70	 
	Ending Loan Count
	 	 	702	 	 	 	419	 	 	 	1,121	 
	Beginning Scheduled Balance
	 	 	251,516,395.13	 	 	 	134,658,947.47	 	 	 	386,175,342.60	 
	Ending Scheduled Balance
	 	 	233,189,418.30	 	 	 	125,914,759.50	 	 	 	359,104,177.80	 
	Scheduled Principal
	 	 	1,423.18	 	 	 	439.03	 	 	 	1,862.21	 
	Unscheduled Principal
	 	 	18,325,553.65	 	 	 	8,743,748.94	 	 	 	27,069,302.59	 
	Scheduled Interest
	 	 	1,201,452.17	 	 	 	660,659.89	 	 	 	1,862,112.06	 
	Servicing Fee
	 	 	78,605.51	 	 	 	42,107.61	 	 	 	120,713.12	 
	Master Servicing Fee
	 	 	2,095.97	 	 	 	1,122.16	 	 	 	3,218.13	 
	Trustee Fee
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	FRY Amount
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Special Hazard Fee
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Other Fee
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Pool Insurance Fee
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Spread 1
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Spread 2
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Spread 3
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Net Interest
	 	 	1,120,750.69	 	 	 	617,430.12	 	 	 	1,738,180.81	 
	Realized Loss Amount
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Cumulative Realized Loss
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Percentage of Cumulative Losses
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Prepayment Penalty Waived Amount
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Prepayment Penalty Waived Count
	 	 	0	 	 	 	0	 	 	 	0	 
	Prepayment Penalty Paid Amount
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Prepayment Penalty Paid Count
	 	 	0	 	 	 	0	 	 	 	0	 
	Special Servicing Fee
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 

 

 

Miscellaneous Reporting

	 	 	 	 	 
	Rapid Prepay Event?
	 	NO
	Underlying Certificate Balance
	 	 	0.00	 
	Underlying Certificate Interest
	 	 	0.00	 
	Underlying Certificate Principal
	 	 	0.00	 

Miscellaneous Reporting

	 	 	 	 	 
	Group One
	 	 	 	 
	One Month Libor Loan Balance
	 	 	129,897,352.54	 
	Six Month Libor Loan Balance
	 	 	103,292,065.76	 
	Principal Transfer Amount
	 	 	0.00	 
	Interest Transfer Amount
	 	 	0.00	 
	Pro Rata Senior Percent
	 	 	93.696348	%
	Senior Percent
	 	 	100.000000	%
	Senior Prepayment Percent
	 	 	100.000000	%
	Subordinate Percent
	 	 	0.000000	%
	Subordinate Prepayment Percent
	 	 	0.000000	%
	 
	 	 	 	 
	Group Two
	 	 	 	 
	Principal Transfer Amount
	 	 	0.00	 
	Interest Transfer Amount
	 	 	0.00	 
	Pro Rata Senior Percent
	 	 	93.551814	%
	Senior Percent
	 	 	100.000000	%
	Senior Prepayment Percent
	 	 	100.000000	%
	Subordinate Percent
	 	 	0.000000	%
	Subordinate Prepayment Percent
	 	 	0.000000	%

 

 

Loan Status Stratification/Credit Enhancement Statement

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	DELINQUENT	 	 	BANKRUPTCY	 	 	FORECLOSURE	 	 	REO	 	 	TOTAL
	 	 	No. of	 	Principal	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	No. of	 	 	Principal
	 	 	Loans	 	Balance	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	Loans	 	 	Balance
	0-29 Days
	 	 	0	 	 	 	0.00	 	 	 	0-29 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	0-29 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	0-29 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	0-29 Days	 	 	 	0	 	 	 	 	0.00	 
	30 Days
	 	 	26	 	 	 	10,532,340.94	 	 	 	30 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	30 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	30 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	30 Days	 	 	 	26	 	 	 	 	10,532,340.94	 
	60 Days
	 	 	4	 	 	 	1,167,553.82	 	 	 	60 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	60 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	60 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	60 Days	 	 	 	4	 	 	 	 	1,167,553.82	 
	90 Days
	 	 	0	 	 	 	0.00	 	 	 	90 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	90 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	90 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	90 Days	 	 	 	0	 	 	 	 	0.00	 
	120 Days
	 	 	1	 	 	 	185,466.73	 	 	 	120 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	120 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	120 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	120 Days	 	 	 	1	 	 	 	 	185,466.73	 
	150 Days
	 	 	1	 	 	 	168,000.00	 	 	 	150 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	150 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	150 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	150 Days	 	 	 	1	 	 	 	 	168,000.00	 
	180+ Days
	 	 	0	 	 	 	0.00	 	 	 	180+ Days	 	 	 	0	 	 	 	 	0.00	 	 	 	180+ Days	 	 	 	0	 	 	 	 	0.00	 	 	 	180+ Days	 	 	 	0	 	 	 	 	0.00	 	 	 	180+ Days	 	 	 	0	 	 	 	 	0.00	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 
	 	 	32	 	 	 	12,053,361.49	 	 	 	 	 	 	 	0	 	 	 	 	0.00	 	 	 	 	 	 	 	0	 	 	 	 	0.00	 	 	 	 	 	 	 	0	 	 	 	 	0.00	 	 	 	 	 	 	 	32	 	 	 	 	12,053,361.49	 
	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	No. of	 	Principal	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	No. of	 	 	Principal
	 	 	Loans	 	Balance	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	Loans	 	 	Balance
	0-29 Days
	 	 	0.000000	%	 	 	0.000000	%	 	 	0-29 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	0-29 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	0-29 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	0-29 Days	 	 	 	0.000000	%	 	 	 	0.000000	%
	30 Days
	 	 	2.319358	%	 	 	2.932940	%	 	 	30 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	30 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	30 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	30 Days	 	 	 	2.319358	%	 	 	 	2.932940	%
	60 Days
	 	 	0.356824	%	 	 	0.325129	%	 	 	60 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	60 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	60 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	60 Days	 	 	 	0.356824	%	 	 	 	0.325129	%
	90 Days
	 	 	0.000000	%	 	 	0.000000	%	 	 	90 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	90 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	90 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	90 Days	 	 	 	0.000000	%	 	 	 	0.000000	%
	120 Days
	 	 	0.089206	%	 	 	0.051647	%	 	 	120 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	120 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	120 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	120 Days	 	 	 	0.089206	%	 	 	 	0.051647	%
	150 Days
	 	 	0.089206	%	 	 	0.046783	%	 	 	150 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	150 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	150 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	150 Days	 	 	 	0.089206	%	 	 	 	0.046783	%
	180+ Days
	 	 	0.000000	%	 	 	0.000000	%	 	 	180+ Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	180+ Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	180+ Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	180+ Days	 	 	 	0.000000	%	 	 	 	0.000000	%
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 
	 	 	2.854594	%	 	 	3.356598	%	 	 	 	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	 	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	 	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	 	 	 	 	2.854594	%	 	 	 	3.356598	%

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	Current Period Class A Insufficient Funds:

	 	 	0.00	 	 	Principal Balance of Contaminated Properties
	 	 	0.00	 	 	Periodic Advance
	 	 	55,603.86	 

 

 

Delinquency Status by Group

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	DELINQUENT	 	 	 	BANKRUPTCY	 	 	FORECLOSURE	 	 	REO	 	 	TOTAL
	Group One	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	No. of	 	Principal	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	No. of	 	 	Principal
	 	 	Loans	 	Balance	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	Loans	 	 	Balance
	0-29 Days
	 	 	0	 	 	 	0.00	 	 	 	0-29 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	0-29 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	0-29 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	0-29 Days	 	 	 	0	 	 	 	 	0.00	 
	30 Days
	 	 	12	 	 	 	6,316,122.89	 	 	 	30 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	30 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	30 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	30 Days	 	 	 	12	 	 	 	 	6,316,122.89	 
	60 Days
	 	 	1	 	 	 	275,305.00	 	 	 	60 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	60 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	60 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	60 Days	 	 	 	1	 	 	 	 	275,305.00	 
	90 Days
	 	 	0	 	 	 	0.00	 	 	 	90 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	90 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	90 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	90 Days	 	 	 	0	 	 	 	 	0.00	 
	120 Days
	 	 	1	 	 	 	184,466.73	 	 	 	120 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	120 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	120 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	120 Days	 	 	 	1	 	 	 	 	184,466.73	 
	150 Days
	 	 	1	 	 	 	168,000.00	 	 	 	150 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	150 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	150 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	150 Days	 	 	 	1	 	 	 	 	168,000.00	 
	180+ Days
	 	 	0	 	 	 	0.00	 	 	 	180+ Days	 	 	 	0	 	 	 	 	0.00	 	 	 	180+ Days	 	 	 	0	 	 	 	 	0.00	 	 	 	180+ Days	 	 	 	0	 	 	 	 	0.00	 	 	 	180+ Days	 	 	 	0	 	 	 	 	0.00	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 
	 	 	15	 	 	 	6,944,894.62	 	 	 	 	 	 	 	0	 	 	 	 	0.00	 	 	 	 	 	 	 	0	 	 	 	 	0.00	 	 	 	 	 	 	 	0	 	 	 	 	0.00	 	 	 	 	 	 	 	15	 	 	 	 	6,944,894.62	 
	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	No. of	 	Principal	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	No. of	 	 	Principal
	 	 	Loans	 	Balance	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	Loans	 	 	Balance
	0-29 Days
	 	 	0.000000	%	 	 	0.000000	%	 	 	0-29 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	0-29 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	0-29 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	0-29 Days	 	 	 	0.000000	%	 	 	 	0.000000	%
	30 Days
	 	 	1.709402	%	 	 	2.708573	%	 	 	30 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	30 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	30 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	30 Days	 	 	 	1.709402	%	 	 	 	2.708573	%
	60 Days
	 	 	0.142450	%	 	 	0.118060	%	 	 	60 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	60 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	60 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	60 Days	 	 	 	0.142450	%	 	 	 	0.118060	%
	90 Days
	 	 	0.000000	%	 	 	0.000000	%	 	 	90 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	90 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	90 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	90 Days	 	 	 	0.000000	%	 	 	 	0.000000	%
	120 Days
	 	 	0.142450	%	 	 	0.079535	%	 	 	120 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	120 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	120 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	120 Days	 	 	 	0.142450	%	 	 	 	0.079535	%
	150 Days
	 	 	0.142450	%	 	 	0.072044	%	 	 	150 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	150 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	150 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	150 Days	 	 	 	0.142450	%	 	 	 	0.072044	%
	180+ Days
	 	 	0.000000	%	 	 	0.000000	%	 	 	180+ Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	180+ Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	180+ Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	180+ Days	 	 	 	0.000000	%	 	 	 	0.000000	%
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 
	 	 	2.136752	%	 	 	2.978212	%	 	 	 	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	 	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	 	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	 	 	 	 	2.136752	%	 	 	 	2.978212	%

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	DELINQUENT	 	 	BANKRUPTCY	 	 	FORECLOSURE	 	 	REO	 	 	TOTAL
	Group Two	 	 	 	 	 	 	 	 	 	 	 	 	 	1.183654%	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	No. of	 	Principal	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	No. of	 	 	Principal
	 	 	Loans	 	Balance	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	Loans	 	 	Balance
	0-29 Days
	 	 	0	 	 	 	0.00	 	 	 	0-29 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	0-29 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	0-29 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	0-29 Days	 	 	 	0	 	 	 	 	0.00	 
	30 Days
	 	 	14	 	 	 	4,216,218.05	 	 	 	30 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	30 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	30 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	30 Days	 	 	 	14	 	 	 	 	4,216,218.05	 
	60 Days
	 	 	3	 	 	 	892,248.82	 	 	 	60 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	60 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	60 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	60 Days	 	 	 	3	 	 	 	 	892,248.82	 
	90 Days
	 	 	0	 	 	 	0.00	 	 	 	90 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	90 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	90 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	90 Days	 	 	 	0	 	 	 	 	0.00	 
	120 Days
	 	 	0	 	 	 	0.00	 	 	 	120 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	120 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	120 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	120 Days	 	 	 	0	 	 	 	 	0.00	 
	150 Days
	 	 	0	 	 	 	0.00	 	 	 	150 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	150 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	150 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	150 Days	 	 	 	0	 	 	 	 	0.00	 
	180+ Days
	 	 	0	 	 	 	0.00	 	 	 	180+ Days	 	 	 	0	 	 	 	 	0.00	 	 	 	180+ Days	 	 	 	0	 	 	 	 	0.00	 	 	 	180+ Days	 	 	 	0	 	 	 	 	0.00	 	 	 	180+ Days	 	 	 	0	 	 	 	 	0.00	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 
	 	 	17	 	 	 	5,108,466.87	 	 	 	 	 	 	 	0	 	 	 	 	0.00	 	 	 	 	 	 	 	0	 	 	 	 	0.00	 	 	 	 	 	 	 	0	 	 	 	 	0.00	 	 	 	 	 	 	 	17	 	 	 	 	5,108,466.87	 
	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	No. of	 	Principal	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	No. of	 	 	Principal
	 	 	Loans	 	Balance	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	Loans	 	 	Balance
	0-29 Days
	 	 	0.000000	%	 	 	0.000000	%	 	 	0-29 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	0-29 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	0-29 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	0-29 Days	 	 	 	0.000000	%	 	 	 	0.000000	%
	30 Days
	 	 	3.341289	%	 	 	3.348458	%	 	 	30 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	30 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	30 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	30 Days	 	 	 	3.341289	%	 	 	 	3.348458	%
	60 Days
	 	 	0.715990	%	 	 	0.708611	%	 	 	60 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	60 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	60 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	60 Days	 	 	 	0.715990	%	 	 	 	0.708611	%
	90 Days
	 	 	0.000000	%	 	 	0.000000	%	 	 	90 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	90 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	90 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	90 Days	 	 	 	0.000000	%	 	 	 	0.000000	%
	120 Days
	 	 	0.000000	%	 	 	0.000000	%	 	 	120 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	120 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	120 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	120 Days	 	 	 	0.000000	%	 	 	 	0.000000	%
	150 Days
	 	 	0.000000	%	 	 	0.000000	%	 	 	150 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	150 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	150 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	150 Days	 	 	 	0.000000	%	 	 	 	0.000000	%
	180+ Days
	 	 	0.000000	%	 	 	0.000000	%	 	 	180+ Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	180+ Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	180+ Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	180+ Days	 	 	 	0.000000	%	 	 	 	0.000000	%
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 
	 	 	4.057279	%	 	 	4.057069	%	 	 	 	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	 	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	 	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	 	 	 	 	4.057279	%	 	 	 	4.057069	%exv10w1

 

EXHIBIT 10.1

	 	 	 	 	 
	Contact:	 	Customer Services — CTSLink
	 	 	Wells Fargo Bank Minnesota, N.A.
	 	 	Securities Administration Services
	 	 	7485 New Horizon Way
	 	 	Frederick, MD 21703
	 	 	www.ctslink.com
	 
	 	Telephone:	 	(301) 815-6600
	 
	 	Fax:	 	(301) 315-6660

SMT SERIES 2005-1

Record Date: December 30, 2005

Distribution Date: January 20, 2006

Certificateholder Distribution Summary

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	Certificate	 	 	Certificate	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	Class	 	 	Pass-Through	 	 	Beginning	 	 	Interest	 	 	Principal	 	 	Current	 	 	Ending Certificate	 	 	Total	 	 	Cumulative
	Class	 	 	CUSIP	 	 	Description	 	 	Rate	 	 	Certificate Balance	 	 	Distribution	 	 	Distribution	 	 	Realized Loss	 	 	Balance	 	 	Distribution	 	 	Realized Loss
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	A-1
	 	 	 	81744FGM3	 	 	 	SEN	 	 	 	4.60000	%	 	 	 	191,031,092.69	 	 	 	 	732,285.86	 	 	 	 	9,157,511.26	 	 	 	 	0.00	 	 	 	 	181,873,581.43	 	 	 	 	9,899,797.12	 	 	 	 	0.00	 
	A-2
	 	 	 	81744FGN1	 	 	 	SEN	 	 	 	4.10000	%	 	 	 	69,108,349.47	 	 	 	 	236,120.19	 	 	 	 	2,976,663.21	 	 	 	 	0.00	 	 	 	 	66,131,686.26	 	 	 	 	3,212,783.40	 	 	 	 	0.00	 
	X-A
	 	 	 	81744FGP6	 	 	 	IO	 	 	 	0.78367	%	 	 	 	0.00	 	 	 	 	169,885.61	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	169,885.61	 	 	 	 	0.00	 
	X-B
	 	 	 	81744FGS0	 	 	 	IO	 	 	 	0.29384	%	 	 	 	0.00	 	 	 	 	2,540.64	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	2,540.64	 	 	 	 	0.00	 
	B-1
	 	 	 	81744FGQ4	 	 	 	SUB	 	 	 	4.79000	%	 	 	 	7,067,000.00	 	 	 	 	28,209.11	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	7,067,000.00	 	 	 	 	28,209.11	 	 	 	 	0.00	 
	B-2
	 	 	 	81744FGR2	 	 	 	SUB	 	 	 	5.07000	%	 	 	 	3,949,000.00	 	 	 	 	16,684.53	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	3,949,000.00	 	 	 	 	16,684.53	 	 	 	 	0.00	 
	B-3
	 	 	 	81744FGU5	 	 	 	SUB	 	 	 	5.62000	%	 	 	 	2,495,000.00	 	 	 	 	11,684.92	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	2,495,000.00	 	 	 	 	11,684.92	 	 	 	 	0.00	 
	B-4
	 	 	 	81744FGV3	 	 	 	SUB	 	 	 	5.25076	%	 	 	 	1,455,000.00	 	 	 	 	6,366.55	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	1,455,000.00	 	 	 	 	6,366.55	 	 	 	 	0.00	 
	B-5
	 	 	 	81744FGW1	 	 	 	SUB	 	 	 	5.25076	%	 	 	 	831,000.00	 	 	 	 	3,636.15	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	831,000.00	 	 	 	 	3,636.15	 	 	 	 	0.00	 
	B-6
	 	 	 	81744FGX9	 	 	 	SUB	 	 	 	5.25076	%	 	 	 	1,871,544.03	 	 	 	 	8,189.19	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	1,871,544.03	 	 	 	 	8,189.19	 	 	 	 	0.00	 
	A-R
	 	 	 	81744FGT8	 	 	 	RES	 	 	 	3.93565	%	 	 	 	0.00	 	 	 	 	0.11	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.11	 	 	 	 	0.00	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	Totals
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	277,807,986.19	 	 	 	 	1,215,602.86	 	 	 	 	12,134,174.47	 	 	 	 	0.00	 	 	 	 	265,673,811.72	 	 	 	 	13,349,777.33	 	 	 	 	0.00	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 

Principal Distribution Statement

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	Beginning	 	 	Scheduled	 	Unscheduled	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	Original Face	 	 	Certificate	 	 	Principal	 	Principal	 	 	 	 	 	Realized	 	 	Total Principal	 	 	Ending Certificate	 	 	Ending Certificate	 	 	Total Principal
	Class	 	 	Amount	 	 	Balance	 	 	Distribution	 	Distribution	 	Accretion	 	Loss	 	 	Reduction	 	 	Balance	 	 	Percentage	 	 	Distribution
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	A-1
	 	 	 	298,055,000.00	 	 	 	 	191,031,092.69	 	 	 	 	0.00	 	 	 	9,157,511.26	 	 	 	0.00	 	 	 	0.00	 	 	 	 	9,157,511.26	 	 	 	 	181,873,581.43	 	 	 	 	0.610201	 	 	 	 	9,157,511.26	 
	A-2
	 	 	 	100,000,000.00	 	 	 	 	69,108,349.47	 	 	 	 	0.00	 	 	 	2,976,663.21	 	 	 	0.00	 	 	 	0.00	 	 	 	 	2,976,663.21	 	 	 	 	66,131,686.26	 	 	 	 	0.661317	 	 	 	 	2,976,663.21	 
	X-A
	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.000000	 	 	 	 	0.00	 
	X-B
	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.000000	 	 	 	 	0.00	 
	B-1
	 	 	 	7,067,000.00	 	 	 	 	7,067,000.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	7,067,000.00	 	 	 	 	1.000000	 	 	 	 	0.00	 
	B-2
	 	 	 	3,949,000.00	 	 	 	 	3,949,000.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	3,949,000.00	 	 	 	 	1.000000	 	 	 	 	0.00	 
	B-3
	 	 	 	2,495,000.00	 	 	 	 	2,495,000.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	2,495,000.00	 	 	 	 	1.000000	 	 	 	 	0.00	 
	B-4
	 	 	 	1,455,000.00	 	 	 	 	1,455,000.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	1,455,000.00	 	 	 	 	1.000000	 	 	 	 	0.00	 
	B-5
	 	 	 	831,000.00	 	 	 	 	831,000.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	831,000.00	 	 	 	 	1.000000	 	 	 	 	0.00	 
	B-6
	 	 	 	1,871,544.03	 	 	 	 	1,871,544.03	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	1,871,544.03	 	 	 	 	1.000000	 	 	 	 	0.00	 
	A-R
	 	 	 	100.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.000000	 	 	 	 	0.00	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	Totals
	 	 	 	415,723,644.03	 	 	 	 	277,807,986.19	 	 	 	 	0.00	 	 	 	12,134,174.47	 	 	 	0.00	 	 	 	0.00	 	 	 	 	12,134,174.47	 	 	 	 	265,673,811.72	 	 	 	 	0.639064	 	 	 	 	12,134,174.47	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 

 

 

Principal Distribution Factors Statement

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	Beginning	 	 	Scheduled	 	Unscheduled	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	Ending	 	 	 
	 	 	 	Original Face	 	 	Certificate	 	 	Principal	 	Principal	 	 	 	 	 	Realized	 	 	Total Principal	 	 	Ending Certificate	 	 	Certificate	 	 	Total Principal
	Class	 	 	Amount	 	 	Balance	 	 	Distribution	 	Distribution	 	Accretion	 	Loss	 	 	Reduction	 	 	Balance	 	 	Percentage	 	 	Distribution
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	A-1
	 	 	 	298,055,000.00	 	 	 	 	640.925644	 	 	 	 	0.000000	 	 	 	30.724233	 	 	 	0.000000	 	 	 	0.000000	 	 	 	 	30.724233	 	 	 	 	610.201411	 	 	 	 	0.610201	 	 	 	 	30.724233	 
	A-2
	 	 	 	100,000,000.00	 	 	 	 	691.083495	 	 	 	 	0.000000	 	 	 	29.766632	 	 	 	0.000000	 	 	 	0.000000	 	 	 	 	29.766632	 	 	 	 	661.316863	 	 	 	 	0.661317	 	 	 	 	29.766632	 
	X-A
	 	 	 	0.00	 	 	 	 	0.000000	 	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	 	0.000000	 	 	 	 	0.000000	 	 	 	 	0.000000	 	 	 	 	0.000000	 
	X-B
	 	 	 	0.00	 	 	 	 	0.000000	 	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	 	0.000000	 	 	 	 	0.000000	 	 	 	 	0.000000	 	 	 	 	0.000000	 
	B-1
	 	 	 	7,067,000.00	 	 	 	 	1000.000000	 	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	 	0.000000	 	 	 	 	1000.000000	 	 	 	 	1.000000	 	 	 	 	0.000000	 
	B-2
	 	 	 	3,949,000.00	 	 	 	 	1000.000000	 	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	 	0.000000	 	 	 	 	1000.000000	 	 	 	 	1.000000	 	 	 	 	0.000000	 
	B-3
	 	 	 	2,495,000.00	 	 	 	 	1000.000000	 	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	 	0.000000	 	 	 	 	1000.000000	 	 	 	 	1.000000	 	 	 	 	0.000000	 
	B-4
	 	 	 	1,455,000.00	 	 	 	 	1000.000000	 	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	 	0.000000	 	 	 	 	1000.000000	 	 	 	 	1.000000	 	 	 	 	0.000000	 
	B-5
	 	 	 	831,000.00	 	 	 	 	1000.000000	 	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	 	0.000000	 	 	 	 	1000.000000	 	 	 	 	1.000000	 	 	 	 	0.000000	 
	B-6
	 	 	 	1,871,544.03	 	 	 	 	1000.000000	 	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	 	0.000000	 	 	 	 	1000.000000	 	 	 	 	1.000000	 	 	 	 	0.000000	 
	A-R
	 	 	 	100.00	 	 	 	 	0.000000	 	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	 	0.000000	 	 	 	 	0.000000	 	 	 	 	0.000000	 	 	 	 	0.000000	 

Interest Distribution- Statement

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	Payment	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	of	 	 	 	 	 	Non-	 	 	 	 	 	 	 	Remaining	 	 	Ending
	 	 	 	 	 	 	 	 	 	 	 	 	 	Current	 	 	Beginning	 	 	Current	 	Unpaid	 	Current	 	Supported	 	 	 	 	 	 	 	Unpaid	 	 	Certificate/
	 	 	 	 	 	 	 	 	Accrual	 	 	Certificate	 	 	Certificate/	 	 	Accrued	 	Interest	 	Interest	 	Interest	 	 	Total Interest	 	 	Interest	 	 	Notational
	Class	 	 	Accural Dates	 	 	Days	 	 	Rate	 	 	Notional Balance	 	 	Interest	 	Shortfall	 	Shortfall	 	Shortfall(1)	 	 	Distribution	 	 	Shortfall(2)	 	 	Balance
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	A-1
	 	 	 	12/20/05 – 01/19/06	 	 	 	 	30	 	 	 	 	4.60000	%	 	 	 	191,031,092.69	 	 	 	 	732,285.86	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	732,285.86	 	 	 	 	0.00	 	 	 	 	181,873,581.43	 
	A-2
	 	 	 	12/20/05 – 01/19/06	 	 	 	 	30	 	 	 	 	4.10000	%	 	 	 	69,108,349.47	 	 	 	 	236,120.19	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	236,120.19	 	 	 	 	0.00	 	 	 	 	66,131,686.26	 
	X-A
	 	 	 	12/01/05 – 12/30/05	 	 	 	 	30	 	 	 	 	0.78367	%	 	 	 	260,139,442.16	 	 	 	 	169,885.61	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	169,885.61	 	 	 	 	0.00	 	 	 	 	248,005,267.69	 
	X-B
	 	 	 	12/01/05 – 12/30/05	 	 	 	 	30	 	 	 	 	0.29384	%	 	 	 	13,511,000.00	 	 	 	 	3,308.35	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	2,540.64	 	 	 	 	0.00	 	 	 	 	13,511,000.00	 
	B-1
	 	 	 	12/20/05 – 01/19/06	 	 	 	 	30	 	 	 	 	4.79000	%	 	 	 	7,067,000.00	 	 	 	 	28,209.11	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	28,209.11	 	 	 	 	0.00	 	 	 	 	7,067,000.00	 
	B-2
	 	 	 	12/20/05 – 01/19/06	 	 	 	 	30	 	 	 	 	5.07000	%	 	 	 	3,949,000.00	 	 	 	 	16,684.53	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	16,684.53	 	 	 	 	0.00	 	 	 	 	3,949,000.00	 
	B-3
	 	 	 	12/20/05 – 01/19/06	 	 	 	 	30	 	 	 	 	5.62000	%	 	 	 	2,495,000.00	 	 	 	 	11,684.92	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	11,684.92	 	 	 	 	0.00	 	 	 	 	2,495,000.00	 
	B-4
	 	 	 	12/01/05 – 12/30/05	 	 	 	 	30	 	 	 	 	5.25076	%	 	 	 	1,455,000.00	 	 	 	 	6,366.55	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	6,366.55	 	 	 	 	0.00	 	 	 	 	1,455,000.00	 
	B-5
	 	 	 	12/01/05 – 12/30/05	 	 	 	 	30	 	 	 	 	5.25076	%	 	 	 	831,000.00	 	 	 	 	3,636.15	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	3,636.15	 	 	 	 	0.00	 	 	 	 	831,000.00	 
	B-6
	 	 	 	12/01/05 – 12/30/05	 	 	 	 	30	 	 	 	 	5.25076	%	 	 	 	1,871,544.03	 	 	 	 	8,189.19	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	8,189.19	 	 	 	 	0.00	 	 	 	 	1,871,544.03	 
	A-R
	 	 	 	N/A	 	 	 	 	N/A	 	 	 	 	3.93565	%	 	 	 	0.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.11	 	 	 	 	0.00	 	 	 	 	0.00	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	Totals
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	1,216,370.46	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	1,215,602.86	 	 	 	 	0.00	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 

 

			
	(1, 2)	 	Amount also includes coupon cap or basis risk shortfalls, if applicable.

 

 

Interest Distribution Factors Statement

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	Beginning	 	 	 	 	 	 	Payment of	 	 	 	 	 	Non-	 	 	 	 	 	 	 	Remaining	 	 	Ending
	 	 	 	 	 	 	 	 	 	 	 	 	 	Current	 	 	Certificate/	 	 	 	 	 	 	Unpaid	 	Current	 	Supported	 	 	 	 	 	 	 	Unpaid	 	 	Certificate/
	 	 	 	 	 	 	 	 	Original Face	 	 	Certificate	 	 	Notional	 	 	Current Accrued	 	Interest	 	Interest	 	Interest	 	 	Total Interest	 	 	Interest	 	 	Notational
	Class	 	 	Accural Dates	 	 	Amount	 	 	Rate	 	 	Balance	 	 	Interest	 	Shortfall	 	Shortfall(1)	 	Shortfall	 	 	Distribution	 	 	Shortfall(2)	 	 	Balance
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	A-1
	 	 	 	12/20/05 – 01/19/06	 	 	 	 	298,055,000.00	 	 	 	 	4.60000	%	 	 	 	640.925644	 	 	 	 	2.456882	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	 	2.456882	 	 	 	 	0.000000	 	 	 	 	610.201411	 
	A-2
	 	 	 	12/20/05 – 01/19/06	 	 	 	 	100,000,000.00	 	 	 	 	4.10000	%	 	 	 	691.083495	 	 	 	 	2.361202	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	 	2.361202	 	 	 	 	0.000000	 	 	 	 	661.316863	 
	X-A
	 	 	 	12/01/05 – 12/30/05	 	 	 	 	0.00	 	 	 	 	0.78367	%	 	 	 	653.526377	 	 	 	 	0.426789	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	 	0.426789	 	 	 	 	0.000000	 	 	 	 	623.042714	 
	X-B
	 	 	 	12/01/05 – 12/30/05	 	 	 	 	0.00	 	 	 	 	0.29384	%	 	 	 	1000.000000	 	 	 	 	0.244863	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	 	0.188042	 	 	 	 	0.000000	 	 	 	 	1000.000000	 
	B-1
	 	 	 	12/20/05 – 01/19/06	 	 	 	 	7,067,000.00	 	 	 	 	4.79000	%	 	 	 	1000.000000	 	 	 	 	3.991667	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	 	3.991667	 	 	 	 	0.000000	 	 	 	 	1000.000000	 
	B-2
	 	 	 	12/20/05 – 01/19/06	 	 	 	 	3,949,000.00	 	 	 	 	5.07000	%	 	 	 	1000.000000	 	 	 	 	4.225001	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	 	4.225001	 	 	 	 	0.000000	 	 	 	 	1000.000000	 
	B-3
	 	 	 	12/20/05 – 01/19/06	 	 	 	 	2,495,000.00	 	 	 	 	5.62000	%	 	 	 	1000.000000	 	 	 	 	4.683335	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	 	4.683335	 	 	 	 	0.000000	 	 	 	 	1000.000000	 
	B-4
	 	 	 	12/01/05 – 12/30/05	 	 	 	 	1,455,000.00	 	 	 	 	5.25076	%	 	 	 	1000.000000	 	 	 	 	4.375636	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	 	4.375636	 	 	 	 	0.000000	 	 	 	 	1000.000000	 
	B-5
	 	 	 	12/01/05 – 12/30/05	 	 	 	 	831,000.00	 	 	 	 	5.25076	%	 	 	 	1000.000000	 	 	 	 	4.375632	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	 	4.375632	 	 	 	 	0.000000	 	 	 	 	1000.000000	 
	B-6
	 	 	 	12/01/05 – 12/30/05	 	 	 	 	1,871,544.03	 	 	 	 	5.25076	%	 	 	 	1000.000000	 	 	 	 	4.375633	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	 	4.375633	 	 	 	 	0.000000	 	 	 	 	1000.000000	 
	A-R
	 	 	 	N/A	 	 	 	 	100.00	 	 	 	 	3.93565	%	 	 	 	0.000000	 	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	0.000000	 	 	 	 	1.100000	 	 	 	 	0.000000	 	 	 	 	0.000000	 

 

			
	(1, 2)	 	Amount also includes coupon cap or basis risk shortfalls, if applicable. 
Per $1 denomination

Certificateholder Account Statement

Certificate Account

	 	 	 	 	 
	Beginning Balance
	 	 	0.00	 
	 
	 	 	 	 
	Deposits
	 	 	 	 
	Payments of Interest and Principal
	 	 	13,417,717.22	 
	Reserve Funds and Credit Enhancements
	 	 	0.00	 
	Proceeds from Repurchased Loans
	 	 	0.00	 
	Servicer Advances
	 	 	21,837.31	 
	Realized Losses (Gains, Subsequent Expenses & Recoveries)
	 	 	0.00	 
	Prepayment Penalties
	 	 	0.00	 
	Swap/Cap Payments
	 	 	0.00	 
	 
	 	 	 
	Total Deposits
	 	 	13,439,554.53	 
	 
	 	 	 	 
	Withdrawals
	 	 	 	 
	Swap Payments
	 	 	0.00	 
	Reserve Funds and Credit Enhancements
	 	 	0.00	 
	Reimbursement for Servicer Advances
	 	 	0.00	 
	Total Administration Fees
	 	 	89,777.20	 
	Payment of Interest and Principal
	 	 	13,349,777.33	 
	 
	 	 	 
	Total Withdrawals (Pool Distribution Amount)
	 	 	13,439,554.53	 
	 
	 	 	 	 
	Ending Balance
	 	 	0.00	 
	 
	 	 	 

 

 

Prepayment/Curtailment Interest Shortfall

	 	 	 	 	 
	Total Prepayment/Curtailment Interest Shortfall
	 	 	0.00	 
	Servicing Fee Support
	 	 	0.00	 
	 
	 	 	 
	 
	 	 	 	 
	Non-Supported Prepayment Curtailment Interest Shortfall
	 	 	0.00	 
	 
	 	 	 

Administration Fees

	 	 	 	 	 
	Gross Servicing Fee*
	 	 	86,883.36	 
	Master Servicing Fee
	 	 	2,893.84	 
	Supported Prepayment/Curtailment Interest Shortfall
	 	 	0.00	 
	 
	 	 	 
	 
	Total Administration Fees
	 	 	89,777.20	 
	 
	 	 	 

 

			
	*	 	Servicer Payees include: BANK OF AMERICA (NY); GMAC MTG CORP; MORGAN STANLEY DEAN WITTER; PHH US MTG CORP

Reserve Accounts

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 
	 	Beginning	 	Current	 	Current	 	Ending
	Account Type
	 	Balance	 	Withdrawals	 	Deposits	 	Balance

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	X-A Pool 1 Reserve Fund
	 	 	4,500.00	 	 	 	0.00	 	 	 	0.00	 	 	 	4,500.00	 
	X-A Pool 2 Reserve Fund
	 	 	4,500.00	 	 	 	0.00	 	 	 	0.00	 	 	 	4,500.00	 
	X-B Reserve Fund
	 	 	1,000.00	 	 	 	767.71	 	 	 	767.71	 	 	 	1,000.00	 

 

 

Collateral Statement

	 	 	 	 	 
	Collateral Description
	 	Mixed ARM
	Weighted Average Gross Coupon
	 	 	5.637919	%
	Weighted Average Net Coupon
	 	 	5.262624	%
	Weighted Average Pass-Through Rate
	 	 	5.250124	%
	Weighted Average Remaining Term
	 	 	326	 
	 
	 	 	 	 
	Beginning Scheduled Collateral Loan Count
	 	 	852	 
	Number of Loans Paid in Full
	 	 	36	 
	Ending Scheduled Collateral Loan Count
	 	 	816	 
	 
	 	 	 	 
	Beginning Scheduled Collateral Balance
	 	 	277,807,986.19	 
	Ending Scheduled Collateral Balance
	 	 	265,673,811.72	 
	Ending Actual Collateral Balance at 30-Dec-2005
	 	 	265,674,168.55	 
	 
	 	 	 	 
	Monthly P&I Constant
	 	 	1,305,215.81	 
	Special Servicing Fee
	 	 	0.00	 
	Prepayment Penalty Waived Amount
	 	 	0.00	 
	Prepayment Penalty Waived Count
	 	 	0	 
	Prepayment Penalty Paid Amount
	 	 	0.00	 
	Prepayment Penalty Paid Count
	 	 	0	 
	Realized Loss Amount
	 	 	0.00	 
	Cumulative Realized Loss
	 	 	0.00	 
	 
	 	 	 	 
	Class A Optimal Amount
	 	 	13,271,698.42	 
	 
	 	 	 	 
	Scheduled Principal
	 	 	0.00	 
	Unscheduled Principal
	 	 	12,134,174.47	 

 

 

	 	 	 	 	 	 	 	 	 	 	 	 	 
	Group	 	Pool One	 	Pool Two	 	Total
	Collateral Description
	 	Mixed ARM	 	 	6 Month LIBOR ARM	 	Mixed ARM
	Weighted Average Coupon Rate
	 	 	5.636256	 	 	 	5.642539	 	 	 	5.637919	 
	Weighted Average Net Rate
	 	 	5.261057	 	 	 	5.266975	 	 	 	5.262624	 
	Pass-Through Rate
	 	 	5.248557	 	 	 	5.254475	 	 	 	5.250124	 
	Weighted Average Remaining Term
	 	 	325	 	 	 	331	 	 	 	326	 
	Record Date
	 	 	12/30/2005	 	 	 	12/30/2005	 	 	 	12/30/2005	 
	Principal and Interest Constant
	 	 	959,388.86	 	 	 	345,826.95	 	 	 	1,305,215.81	 
	Beginning Loan Count
	 	 	620	 	 	 	232	 	 	 	852	 
	Loans Paid in Full
	 	 	25	 	 	 	11	 	 	 	36	 
	Ending Loan Count
	 	 	595	 	 	 	221	 	 	 	816	 
	Beginning Scheduled Balance
	 	 	204,260,898.67	 	 	 	73,547,087.52	 	 	 	277,807,986.19	 
	Ending Scheduled Balance
	 	 	195,103,387.41	 	 	 	70,570,424.31	 	 	 	265,673,811.72	 
	Scheduled Principal
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Unscheduled Principal
	 	 	9,157,511.26	 	 	 	2,976,663.21	 	 	 	12,134,174.47	 
	Scheduled Interest
	 	 	959,388.86	 	 	 	345,826.95	 	 	 	1,305,215.81	 
	Servicing Fee
	 	 	63,865.28	 	 	 	23,018.08	 	 	 	86,883.36	 
	Master Servicing Fee
	 	 	2,127.72	 	 	 	766.12	 	 	 	2,893.84	 
	Trustee Fee
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	FRY Amount
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Special Hazard Fee
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Other Fee
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Pool Insurance Fee
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Spread 1
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Spread 2
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Spread 3
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Net Interest
	 	 	893,395.86	 	 	 	322,042.75	 	 	 	1,215,438.61	 
	Realized Loss Amount
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Cumulative Realized Loss
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Percentage of Cumulative Losses
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Prepayment Penalty Waived Amount
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Prepayment Penalty Waived Count
	 	 	0	 	 	 	0	 	 	 	0	 
	Prepayment Penalty Paid Amount
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Prepayment Penalty Paid Count
	 	 	0	 	 	 	0	 	 	 	0	 
	Special Servicing Fee
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 

Miscellaneous Reporting

	 	 	 	 	 
	Pro Rata Senior Percent
	 	 	93.640016	%

 

 

Additional
Reporting — Group Level

Miscellaneous Reporting

	 	 	 	 	 
	Group Pool One

	 	 	 	 
	One Month Libor Loan Balance
	 	 	109,375,134.27	 
	Six Month Libor Loan Balance
	 	 	85,728,253.14	 
	Senior Percent
	 	 	100.000000	%
	Senior Prepayment Percent
	 	 	100.000000	%
	Subordinate Percent
	 	 	0.000000	%
	Subordinate Prepayment Percent
	 	 	0.000000	%
	Principal Transfer Amount
	 	 	0.00	 
	Interest Transfer Amount
	 	 	0.00	 
	 
	 	 	 	 
	Group Pool Two

	 	 	 	 
	Senior Percent
	 	 	100.000000	%
	Senior Prepayment Percent
	 	 	100.000000	%
	Subordinate Percent
	 	 	0.000000	%
	Subordinate Prepayment Percent
	 	 	0.000000	%
	Principal Transfer Amount
	 	 	0.00	 
	Interest Transfer Amount
	 	 	0.00	 

 

 

Loan Status Stratification/Credit Enhancement Statement

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	DELINQUENT	 	 	BANKRUPTCY	 	 	FORECLOSURE	 	 	REO	 	 	TOTAL
	 	 	No. of	 	Principal	 	 	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	 	 	No. of	 	 	Principal
	 	 	Loans	 	Balance	 	 	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	 	 	Loans	 	 	Balance
	0-29 Days
	 	 	0	 	 	 	0.00	 	 	 	0-29 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	0-29 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	0-29 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	0-29 Days	 	 	 	0	 	 	 	 	0.00	 
	30 Days
	 	 	12	 	 	 	3,509,569.90	 	 	 	30 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	30 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	30 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	30 Days	 	 	 	12	 	 	 	 	3,509,569.90	 
	60 Days
	 	 	2	 	 	 	686,835.44	 	 	 	60 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	60 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	60 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	60 Days	 	 	 	2	 	 	 	 	686,835.44	 
	90 Days
	 	 	1	 	 	 	429,999.99	 	 	 	90 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	90 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	90 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	90 Days	 	 	 	1	 	 	 	 	429,999.99	 
	120 Days
	 	 	0	 	 	 	0.00	 	 	 	120 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	120 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	120 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	120 Days	 	 	 	0	 	 	 	 	0.00	 
	150 Days
	 	 	0	 	 	 	0.00	 	 	 	150 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	150 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	150 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	150 Days	 	 	 	0	 	 	 	 	0.00	 
	180+ Days
	 	 	0	 	 	 	0.00	 	 	 	180+ Days	 	 	 	0	 	 	 	 	0.00	 	 	 	180+ Days	 	 	 	0	 	 	 	 	0.00	 	 	 	180+ Days	 	 	 	0	 	 	 	 	0.00	 	 	 	180+ Days	 	 	 	0	 	 	 	 	0.00	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 
	 	 	15	 	 	 	4,626,405.33	 	 	 	 	 	 	 	 	 	0	 	 	 	 	0.00	 	 	 	 	 	 	 	 	 	0	 	 	 	 	0.00	 	 	 	 	 	 	 	 	 	0	 	 	 	 	0.00	 	 	 	 	 	 	 	 	 	15	 	 	 	 	4,626,405.33	 
	 
	 	No. of	 	Principal	 	 	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	 	 	No.2 of	 	 	Principal	 	 	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	 	 	No. of	 	 	Principal
	 
	 	Loans	 	Balance	 	 	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	 	 	Loans	 	 	Balance
	0-29 Days
	 	 	0.000000	%	 	 	0.000000	%	 	 	0-29 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	0-29 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	0-29 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	0-29 Days	 	 	 	0.000000	%	 	 	 	0.000000	%
	30 Days
	 	 	1.470588	%	 	 	1.321005	%	 	 	30 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	30 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	30 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	30 Days	 	 	 	1.470588	%	 	 	 	1.321005	%
	60 Days
	 	 	0.245098	%	 	 	0.258525	%	 	 	60 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	60 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	60 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	60 Days	 	 	 	0.245098	%	 	 	 	0.258525	%
	90 Days
	 	 	0.122549	%	 	 	0.161852	%	 	 	90 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	90 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	90 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	90 Days	 	 	 	0.122549	%	 	 	 	0.161852	%
	120 Days
	 	 	0.000000	%	 	 	0.000000	%	 	 	120 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	120 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	120 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	120 Days	 	 	 	0.000000	%	 	 	 	0.000000	%
	150 Days
	 	 	0.000000	%	 	 	0.000000	%	 	 	150 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	150 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	150 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	150 Days	 	 	 	0.000000	%	 	 	 	0.000000	%
	180+ Days
	 	 	0.000000	%	 	 	0.000000	%	 	 	180+ Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	180+ Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	180+ Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	180+ Days	 	 	 	0.000000	%	 	 	 	0.000000	%
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 
	 	 	1.838235	%	 	 	1.741383	%	 	 	 	 	 	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	 	 	 	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	 	 	 	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	 	 	 	 	 	 	1.838235	%	 	 	 	1.741383	%

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	Current Period Class A Insufficient Funds:
	 	 	0.00	 	 	Principal Balance of Contaminated Properties	 	 	0.00	 	 	Periodic Advance	 	 	21,837.31	 

Subordination Level/Credit Enhancement/Class Percentage and Prepayment Percentage

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	Original $	 	 	Original%	 	 	Current $	 	 	Current %	 	 	Current Class %	 	 	Prepayment %	 
	Class A
	 	 	17,668,544.03	 	 	 	4.25006956	%	 	 	17,668,544.03	 	 	 	6.65046506	%	 	 	93.349535	%	 	 	0.000000	%
	Class B-1
	 	 	10,601,544.03	 	 	 	2.55014219	%	 	 	10,601,544.03	 	 	 	3.99043623	%	 	 	2.660029	%	 	 	39.997636	%
	Class B-2
	 	 	6,652,544.03	 	 	 	1.60023230	%	 	 	6,652,544.03	 	 	 	2.50402702	%	 	 	1.486409	%	 	 	22.350455	%
	Class B-3
	 	 	4,157,544.03	 	 	 	1.00007399	%	 	 	4,157,544.03	 	 	 	1.56490548	%	 	 	0.939122	%	 	 	14.121141	%
	Class B-4
	 	 	2,702,544.03	 	 	 	0.65008187	%	 	 	2,702,544.03	 	 	 	1.01724141	%	 	 	0.547664	%	 	 	8.234974	%
	Class B-5
	 	 	1,871,544.03	 	 	 	0.45018946	%	 	 	1,871,544.03	 	 	 	0.70445183	%	 	 	0.312790	%	 	 	4.703274	%
	Class B-6
	 	 	0.00	 	 	 	0.00000000	%	 	 	0.00	 	 	 	0.00000000	%	 	 	0.704452	%	 	 	10.592520	%

Please refer to the prospectus supplement for a full description of loss exposure

 

 

Delinquency Status by Group

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	DELINQUENT	 	 	BANKRUPTCY	 	 	FORECLOSURE	 	 	REO	 	 	TOTAL
	Group One	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	No. of	 	Principal	 	 	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	 	 	No. of	 	 	Principal
	 	 	Loans	 	Balance	 	 	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	 	 	Loans	 	 	Balance
	0-29 Days
	 	 	0	 	 	 	0.00	 	 	 	0-29 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	0-29 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	0-29 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	0-29 Days	 	 	 	0	 	 	 	 	0.00	 
	30 Days
	 	 	8	 	 	 	2,320,904.37	 	 	 	30 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	30 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	30 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	30 Days	 	 	 	8	 	 	 	 	2,320,904.37	 
	60 Days
	 	 	2	 	 	 	686,835.44	 	 	 	60 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	60 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	60 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	60 Days	 	 	 	2	 	 	 	 	686,835.44	 
	90 Days
	 	 	1	 	 	 	429,999.99	 	 	 	90 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	90 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	90 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	90 Days	 	 	 	1	 	 	 	 	429,999.99	 
	120 Days
	 	 	0	 	 	 	0.00	 	 	 	120 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	120 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	120 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	120 Days	 	 	 	0	 	 	 	 	0.00	 
	150 Days
	 	 	0	 	 	 	0.00	 	 	 	150 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	150 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	150 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	150 Days	 	 	 	0	 	 	 	 	0.00	 
	180+ Days
	 	 	0	 	 	 	0.00	 	 	 	180+ Days	 	 	 	0	 	 	 	 	0.00	 	 	 	180+ Days	 	 	 	0	 	 	 	 	0.00	 	 	 	180+ Days	 	 	 	0	 	 	 	 	0.00	 	 	 	180+ Days	 	 	 	0	 	 	 	 	0.00	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 
	 	 	11	 	 	 	3,437,739.80	 	 	 	 	 	 	 	 	 	0	 	 	 	 	0.00	 	 	 	 	 	 	 	 	 	0	 	 	 	 	0.00	 	 	 	 	 	 	 	 	 	0	 	 	 	 	0.00	 	 	 	 	 	 	 	 	 	11	 	 	 	 	3,437,739.80	 
	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 
	 	No. of	 	Principal	 	 	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	 	 	No. of	 	 	Principal
	 
	 	Loans	 	Balance	 	 	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	 	 	Loans	 	 	Balance
	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	0-29 Days
	 	 	0.000000	%	 	 	0.000000	%	 	 	0-29 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	0-29 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	0-29 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	0-29 Days	 	 	 	0.000000	%	 	 	 	0.000000	%
	30 Days
	 	 	1.344538	%	 	 	1.189574	%	 	 	30 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	30 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	30 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	30 Days	 	 	 	1.344538	%	 	 	 	1.189574	%
	60 Days
	 	 	0.336134	%	 	 	0.352036	%	 	 	60 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	60 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	60 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	60 Days	 	 	 	0.336134	%	 	 	 	0.352036	%
	90 Days
	 	 	0.168067	%	 	 	0.220396	%	 	 	90 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	90 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	90 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	90 Days	 	 	 	0.168067	%	 	 	 	0.220396	%
	120 Days
	 	 	0.000000	%	 	 	0.000000	%	 	 	120 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	120 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	120 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	120 Days	 	 	 	0.000000	%	 	 	 	0.000000	%
	150 Days
	 	 	0.000000	%	 	 	0.000000	%	 	 	150 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	150 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	150 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	150 Days	 	 	 	0.000000	%	 	 	 	0.000000	%
	180+ Days
	 	 	0.000000	%	 	 	0.000000	%	 	 	180+ Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	180+ Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	180+ Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	180+ Days	 	 	 	0.000000	%	 	 	 	0.000000	%
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 
	 	 	1.848739	%	 	 	1.762006	%	 	 	 	 	 	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	 	 	 	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	 	 	 	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	 	 	 	 	 	 	1.848739	%	 	 	 	1.762006	%

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	DELINQUENT	 	 	BANKRUPTCY	 	 	FORECLOSURE	 	 	REO	 	 	TOTAL
	Group Two	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	1.183654%	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	No. of	 	Principal	 	 	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	 	 	No. of	 	 	Principal
	 	 	Loans	 	Balance	 	 	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	 	 	Loans	 	 	Balance
	0-29 Days
	 	 	0	 	 	 	0.00	 	 	 	0-29 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	0-29 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	0-29 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	0-29 Days	 	 	 	0	 	 	 	 	0.00	 
	30 Days
	 	 	4	 	 	 	1,188,665.53	 	 	 	30 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	30 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	30 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	30 Days	 	 	 	4	 	 	 	 	1,188,665.53	 
	60 Days
	 	 	0	 	 	 	0.00	 	 	 	60 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	60 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	60 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	60 Days	 	 	 	0	 	 	 	 	0.00	 
	90 Days
	 	 	0	 	 	 	0.00	 	 	 	90 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	90 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	90 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	90 Days	 	 	 	0	 	 	 	 	0.00	 
	120 Days
	 	 	0	 	 	 	0.00	 	 	 	120 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	120 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	120 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	120 Days	 	 	 	0	 	 	 	 	0.00	 
	150 Days
	 	 	0	 	 	 	0.00	 	 	 	150 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	150 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	150 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	150 Days	 	 	 	0	 	 	 	 	0.00	 
	180+ Days
	 	 	0	 	 	 	0.00	 	 	 	180+ Days	 	 	 	0	 	 	 	 	0.00	 	 	 	180+ Days	 	 	 	0	 	 	 	 	0.00	 	 	 	180+ Days	 	 	 	0	 	 	 	 	0.00	 	 	 	180+ Days	 	 	 	0	 	 	 	 	0.00	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 
	 	 	4	 	 	 	1,188,665.53	 	 	 	 	 	 	 	 	 	0	 	 	 	 	0.00	 	 	 	 	 	 	 	 	 	0	 	 	 	 	0.00	 	 	 	 	 	 	 	 	 	0	 	 	 	 	0.00	 	 	 	 	 	 	 	 	 	4	 	 	 	 	1,188,665.53	 
	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 
	 	No. of	 	Principal	 	 	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	 	 	No. of	 	 	Principal
	 
	 	Loans	 	Balance	 	 	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	 	 	Loans	 	 	Balance
	0-29 Days
	 	 	0.000000	%	 	 	0.000000	%	 	 	0-29 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	0-29 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	0-29 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	0-29 Days	 	 	 	0.000000	%	 	 	 	0.000000	%
	30 Days
	 	 	1.809955	%	 	 	1.684368	%	 	 	30 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	30 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	30 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	30 Days	 	 	 	1.809955	%	 	 	 	1.684368	%
	60 Days
	 	 	0.000000	%	 	 	0.000000	%	 	 	60 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	60 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	60 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	60 Days	 	 	 	0.000000	%	 	 	 	0.000000	%
	90 Days
	 	 	0.000000	%	 	 	0.000000	%	 	 	90 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	90 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	90 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	90 Days	 	 	 	0.000000	%	 	 	 	0.000000	%
	120 Days
	 	 	0.000000	%	 	 	0.000000	%	 	 	120 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	120 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	120 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	120 Days	 	 	 	0.000000	%	 	 	 	0.000000	%
	150 Days
	 	 	0.000000	%	 	 	0.000000	%	 	 	150 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	150 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	150 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	150 Days	 	 	 	0.000000	%	 	 	 	0.000000	%
	180+ Days
	 	 	0.000000	%	 	 	0.000000	%	 	 	180+ Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	180+ Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	180+ Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	180+ Days	 	 	 	0.000000	%	 	 	 	0.000000	%
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 
	 	 	1.809955	%	 	 	1.684368	%	 	 	 	 	 	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	 	 	 	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	 	 	 	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	 	 	 	 	 	 	1.809955	%	 	 	 	1.684368	%

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00097-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00097-of-00352.parquet"}]]