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                                                                     EXHIBIT 4.1

                         WESTERN UNITED HOLDING COMPANY

                STATEMENT OF RIGHTS, DESIGNATIONS AND PREFERENCES
                                       OF
               VARIABLE RATE CUMULATIVE PREFERRED STOCK, SERIES A

         Resolved, that pursuant to the authority expressly granted and vested
in the Board of Directors (the "Board") of this Corporation by its Articles of
Incorporation, a series of preferred stock, Series A, of the Corporation be, and
hereby is, established which will have a par value of $2.50 per share,
designated "Variable Rate Cumulative Preferred Stock, Series A" (hereafter
called "Series A Preferred Stock"). The Series A Preferred Stock shall consist
of 6,000,000 shares, which number may be increased or decreased by the Board,
and which shall have rights, preferences, qualifications and restrictions as
follows:

         1.       DIVIDENDS.

                  (a) Dividends (or other distributions deemed dividends for
         purposes of this resolution) on the issued and outstanding shares of
         Series A Preferred Stock shall be declared and paid monthly at a
         percentage rate per annum of the liquidation preference of $25.00 per
         share equal to the "Distribution Rate," as hereinafter defined, or such
         greater rate as may be determined by the Corporation's pricing
         committee. Notwithstanding the foregoing, the Distribution Rate for any
         monthly dividend period shall, after taking into account any additional
         rate authorized by the pricing committee, in no event, be less than 4%
         per annum or greater than 14% per annum. Such dividends shall be
         cumulative from the date of original issue of each share and shall be
         payable, when and as declared by the Board, on such dates as the Board
         deems advisable, but at least once a year, commencing July 1, 2002.
         Each such dividend shall be paid to the holders of record of shares of
         Series A Preferred Stock as they appear on the stock register of the
         Corporation on such record date as shall be fixed by the Board in
         advance of the payment date thereof. Dividends on account of arrears
         for any past Dividend Periods may be declared and paid at any time,
         without reference to any regular dividend payment date, to holders of
         record on such date as shall be fixed by the Board in advance of the
         payment date thereof.

                  (b) Except as provided below in this section, the Distribution
         Rate for any monthly dividend period shall be adjusted monthly and
         shall be equal to the Five Year Constant Maturity Rate (as defined in
         Exhibit A attached hereto and incorporated by reference herein), plus
         2.00%. In the event that the Board determines in good faith that for
         any reason the Five Year Constant Maturity Rate cannot be determined
         for any dividend period, then the Board shall in good faith select a
         substitute index that is as similar as possible to the Five Year
         Constant Maturity Rate. In the event that the Board determines in good
         faith that none of such rates can be determined for any dividend
         period, then the Distribution Rate in effect for the preceding dividend
         period shall be continued for such dividend period. The Five Year
         Constant Maturity Rate shall be rounded to the nearest five hundredths
         of a percentage point.

                  (c) No dividend shall be paid upon, or declared or set apart
         for, any share of Series A Preferred Stock for any Dividend Period
         unless at the same time a like dividend

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         shall be paid upon, or be declared and set apart for, all shares of
         Series A Preferred Stock then issued and outstanding. Holders of Series
         A Preferred Stock shall not be entitled to any dividend, whether
         payable in cash, property or stock, in excess of full cumulative
         dividends as herein provided. No interest, or sum of money in lieu of
         interest, shall be payable in respect of any dividend payment or
         payments which may be in arrears on Series A Preferred Stock.

                  (d) Dividends payable for each full monthly Dividend Period
         shall be computed by dividing the Distribution Rate for such monthly
         Dividend Period by 12 and multiplying such resulting rate by the
         liquidation preference of $25.00 per share. Dividends per share shall
         be rounded to the nearest whole cent. Dividends payable for any period
         less than a full monthly Dividend Period shall be computed on the basis
         of 30-day months and a 360-day year. The Distribution Rate with respect
         to each monthly Dividend Period shall be calculated as promptly as
         practicable by the Corporation according to the method provided herein.
         The Corporation will cause notice of such Distribution Rate to be
         enclosed with the dividend payment check next mailed to the holders of
         shares of Series A Preferred Stock.

                  (e) So long as any shares of Series A Preferred Stock are
         outstanding, (i) no dividend (other than a dividend in common stock or
         in any other stock ranking junior to Series A Preferred Stock as to
         dividends and upon liquidation and other than as provided in the
         foregoing section 1(c)) shall be declared or paid or set aside for
         payment; (ii) no other distribution shall be declared or made upon
         common stock or upon any other stock ranking junior to or on a parity
         with Series A Preferred Stock as to dividends or upon liquidation; and
         (iii) no common stock or any other stock of the Corporation ranking
         junior to or on a parity with Series A Preferred Stock as to dividends
         or upon liquidation shall be redeemed, purchased or otherwise acquired
         by the Corporation for any consideration (or any monies paid to or made
         available for a sinking fund for the redemption of any shares of any
         such stock) except by conversion into or exchange for stock of the
         Corporation ranking junior to Series A Preferred Stock as to dividends
         and upon liquidation unless, in each case, the full cumulative
         dividends on all outstanding shares of Series A Preferred Stock shall
         have been paid or declared and set apart for all past dividend payment
         periods.

                  (f) The holders of Series A Preferred Stock shall be entitled
         to receive, when and as declared by the Board, dividend distributions
         out of the funds of the Corporation legally available therefor. Any
         distribution made which may be deemed to have been made out of the
         capital surplus of Series A Preferred Stock shall not reduce either the
         redemption process or the liquidation rights as hereafter specified.

         2.       REDEMPTION.

                  (a) REDEMPTION AT THE OPTION OF THE CORPORATION. The
         Corporation, at its option, may redeem shares of Series A Preferred
         Stock, in whole or in part, at any time or from time to time, at
         redemption prices hereafter set forth plus accrued and unpaid dividends
         to the date fixed for redemption.

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                           (i) In the event of a redemption of shares pursuant
                  to this subsection, the redemption price shall be $25.00 per
                  share.

                           (ii) In the event that fewer than all of the
                  outstanding shares of Series A Preferred Stock are to be
                  redeemed, the number of shares to be redeemed shall be
                  determined by the Corporation and the shares to be redeemed
                  shall be determined by lot, or pro rata, or by any other
                  method, as may be determined by the Corporation in its sole
                  discretion to be equitable.

                           (iii) In the event that the Corporation shall redeem
                  shares hereunder, notice of such redemption shall be given by
                  first class mail, postage prepaid, mailed not less than 30
                  days or more than 60 days prior to the redemption date, to
                  each holder of record of the shares to be redeemed, at such
                  holder's address as it appears on the stock register of the
                  Corporation. Each such notice shall state: (A) the redemption
                  date; (B) the number of shares to be redeemed and, if fewer
                  than all shares held by such holder are to be redeemed, the
                  number of such shares to be redeemed from such holder; (C) the
                  redemption price; (D) the place or places where certificates
                  for such shares are to be surrendered for payment of the
                  redemption price; and (E) that dividends on the shares to be
                  redeemed will cease to accrue on such redemption date.

                           (iv) Notice having been mailed as aforesaid, from and
                  after the redemption date (unless default shall be made by the
                  Corporation in providing money for the payment of the
                  redemption price), dividends on the shares so called for
                  redemption shall no longer be deemed to be outstanding, and
                  all rights of the holders thereof as stockholders of the
                  Corporation (except the right to receive from the Corporation
                  the redemption price) shall cease. Upon surrender in
                  accordance with said notice of the certificates representing
                  shares redeemed (properly endorsed or assigned for transfer,
                  if the Board shall so require and the notice shall so state),
                  such shares shall be redeemed by the Corporation at the
                  redemption price aforesaid. In case fewer than all of the
                  shares represented by any such certificate are redeemed, a new
                  certificate shall be issued representing the unredeemed shares
                  without cost to the holder thereof.

                  (b) DISCRETIONARY REDEMPTION UPON REQUEST OF THE HOLDER. The
         shares of Series A Preferred Stock are not redeemable at the option of
         the holder. If, however, the Corporation receives an unsolicited
         written request for redemption of shares from any holder, the
         Corporation may, in its sole discretion and subject to the limitations
         described below, accept such shares for redemption. Any shares so
         tendered, which the Corporation in its discretion allows for
         redemption, shall be redeemed by the Corporation directly, and not from
         or through a broker or dealer, at a price established from time to time
         by the Board in its sole discretion, plus any declared but unpaid
         dividends.

                  The Corporation may not redeem any such shares tendered for
         redemption if to do so would be unsafe or unsound in light of the
         Corporation's financial condition (including its liquidity position);
         if payment of interest or principal on any outstanding instrument of
         indebtedness is in arrears or in default; or if payment of any dividend
         on

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         Series A Preferred Stock or share of any stock of the Company ranking
         on parity with or senior to the Series A Preferred Stock is in arrears
         as to dividends.

                  (c) Any shares of Series A Preferred Stock which shall at any
         time have been redeemed shall, after such redemption, have the status
         of authorized but unissued shares of preferred stock, without
         designation as to series until such shares are designated as part of a
         particular series by the Board.

                  (d) Notwithstanding the foregoing provisions of this Section
         2, if any dividends on Series A Preferred Stock are in arrears, no
         shares of Series A Preferred Stock shall be redeemed unless all
         outstanding shares of Series A Preferred Stock are simultaneously
         redeemed, and the Corporation shall not purchase or otherwise acquire
         any shares of Series A Preferred Stock; provided, however, that the
         foregoing shall not prevent the purchase or acquisition of shares of
         Series A Preferred Stock pursuant to a purchase or exchange offer made
         on the same terms to holders of all of the outstanding shares of Series
         A Preferred Stock. Notwithstanding anything herein to the contrary, no
         share of Series A Preferred Stock may be redeemed prior to July 15,
         2005, except in the case of death or major medical emergency of the
         holder.

         3.       CONVERSION OR EXCHANGE. The holders of shares of Series A
Preferred Stock shall not have any rights to convert such shares into or
exchange such shares for shares of any other class or series of any class of
securities of the Corporation.

         4.       VOTING. Except as required from time to time by law, the
shares of Series A Preferred Stock shall have no voting powers. Provided,
however, notwithstanding the foregoing, that whenever and as often as dividends
payable on any shares of Series A Preferred Stock shall be in arrears in an
amount equal to 24 full monthly dividends or more per share, the holders of
Series A Preferred Stock together with the holders of any other preferred stock
then outstanding, voting separately and as a single class shall be entitled to
elect a majority of the Board of Directors of the Corporation. Such right shall
continue until all dividends in arrears on preferred stock have been paid in
full. In addition, no change in the rights, privileges or preferences of the
Series A Preferred Stock may be made without the approval of the holders of at
least two-thirds of the then outstanding Series A Preferred Stock, voting
together as a class. Further, no new class of preferred stock senior to the
Series A Preferred Stock may be created by the Corporation without the approval
by the holders of at least two-thirds of the then outstanding Series A Preferred
Stock, voting together as a class. Further, no new class of preferred stock
equal in preference to the Series A Preferred Stock may be created by the
Corporation without the approval by the holders of at least a majority of the
then outstanding Series A Preferred Stock, voting together as a class.

         5.       LIQUIDATION RIGHTS.

                  (a) Upon the dissolution, liquidation or winding up of the
         Corporation, the holders of the shares of Series A Preferred Stock
         shall be entitled to receive out of the assets of the Corporation,
         before any payment or distribution shall be made on the Common Stock,
         or on any other class of stock ranking junior to Series A Preferred
         Stock, upon liquidation, the amount of $25.00 per share, plus a sum
         equal to all dividends

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         (whether or not earned or declared) on such shares accrued and unpaid
         thereon to the date of final distribution.

                  (b) Neither the sale, lease or conveyance of all or
         substantially all the property or business of the Corporation, nor the
         merger or consolidation of the Corporation into or with any other
         corporation or the merger or consolidation of any other corporation
         into or with the Corporation, shall be deemed to be a dissolution,
         liquidation or winding up, voluntary or involuntary, for the purposes
         of this Section.

                  (c) After the payment to the holders of the shares of Series A
         Preferred Stock of the full preferential amounts provided for in this
         Section, the holders of Series A Preferred Stock as such shall have no
         right or claim to any of the remaining assets of the Corporation.

                  (d) In the event the assets of the Corporation available for
         distribution to the holders of shares of Series A Preferred Stock upon
         any dissolution, liquidation or winding up of the Corporation, whether
         voluntary or involuntary, shall be insufficient to pay in full all
         amounts to which such holders are entitled pursuant to this Section, no
         such distribution shall be made on account of any shares or any other
         series of preferred stock ranking on parity with the Series A Preferred
         Stock or any other class of stock ranking on a parity with the shares
         of Series A Preferred Stock upon such dissolution, liquidation or
         winding up, unless proportionate distributive amounts shall be paid on
         account of the shares of Series A Preferred Stock, ratably in
         accordance with the sums which would be payable in such distribution if
         all sums payable in respect of the shares of all series of preferred
         stock and any such other class of stock, both as aforesaid, were
         discharged in full.

         6.       PRIORITIES. For purposes of this Resolution, any stock of any
class or classes of the Corporation shall be deemed to rank:

                  (a) Prior to the shares of Series A Preferred Stock, either as
         to dividends or upon liquidation if the holders of such class or
         classes shall be entitled to the receipt of dividends or of amounts
         distributable upon dissolution, liquidation or winding up of the
         Corporation, as the case may be, in preference or priority to the
         holders of shares of Series A Preferred Stock.

                  (b) On a parity with shares of Series A Preferred Stock,
         either as to dividends or upon liquidation, whether or not the dividend
         rates, dividend payment dates or redemption or liquidation prices per
         share or sinking fund provisions, if any, are different from those of
         Series A Preferred Stock, if the holder of such stock shall be entitled
         to the receipt of dividends or of amounts distributable upon
         dissolution, liquidation or winding up of the Corporation, as the case
         may be, in proportion to their respective dividend rates or liquidation
         prices, without preference or priority, one over the other, as between
         the holder of such stock and the holders of Series A Preferred Stock;
         and

                  (c) Junior to shares of Series A Preferred Stock, either as to
         dividends or upon liquidation, if the holders of shares of Series A
         Preferred Stock shall be entitled to receipt

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         of dividends or of amounts distributable upon dissolution, liquidation
         or winding up of the Corporation, as the case may be, in preference or
         priority to the holders of shares of such class or classes.

         7.       SHARES NON-ASSESSABLE. Any and all shares of Series A
Preferred Stock issued, and for which the full consideration has been paid or
delivered, shall be deemed fully paid stock and the holder of such shares shall
not be liable for any further call or assessment or any other payment thereon.

         8.       PRE-EMPTIVE RIGHTS. Holders of Series A Preferred Stock shall
have no pre-emptive rights to acquire additional shares of the Corporation.

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                                    EXHIBIT A

FIVE YEAR CONSTANT MATURITY RATE

         Except as provided below in this paragraph, the "Five Year Constant
Maturity Rate" for each dividend period shall be the arithmetic average of the
two most recent weekly per annum Five Year Average Yields (or the one weekly per
annum Five Year Average Yield, if only one such Yield shall be published during
the relevant Calendar Period as provided below), as published weekly by the
Federal Reserve Board during the Calendar Period that begins 24 days prior to
the first day of the dividend period for which the dividend rate on Preferred
Stock, Series A is being determined. In the event that the Federal Reserve Board
does not publish such a weekly per annum Five Year Average Yield during such
Calendar Period, then the Five Year Constant Maturity Rate for such dividend
period shall be the arithmetic average of the two most recent weekly per annum
Five Year Average Yields (or the one weekly per annum Five Year Average Yield,
if only one such Yield shall be published during such Calendar Period), as
published weekly during such Calendar Period by any Federal Reserve Bank or by
any U.S. Government department or agency selected by the Company. In the event
that a per annum Five Year Average Yield shall not be published by the Federal
Reserve Board or by any Federal Reserve Bank or by any U.S. Government
department or agency during such Calendar Period, then the Five Year Constant
Maturity Rate for such dividend period shall be the arithmetic average of the
two most recent weekly per annum average yields to maturity (or the one weekly
average yield to maturity, if only one such yield shall be published during the
relevant Calendar Period) for all of the actively traded marketable U.S.
Treasury fixed interest rate securities (other than Special Securities (as
defined below)) then having maturities of not less than three nor more than
seven years, as published during such Calendar Period by the Federal Reserve
Board or, if the Federal Reserve Board shall not publish such yields, by any
Federal Reserve Bank or by any U.S. Government department or agency selected by
the Company. In the event that the Company determines in good faith that for any
reason the Company cannot determine the Five Year Constant Maturity Rate for any
dividend period as provided above in this paragraph, then the Five Year Constant
Maturity Rate for such dividend period shall be the arithmetic average of the
per annum average yields to maturity based upon the closing bids during such
Calendar Period for each of the issues of actively traded marketable U.S.
Treasury fixed interest rate securities (other than Special Securities) with a
final maturity date not less than three nor more than seven years from the date
of each such quotation, as quoted daily for each business day in New York City
(or less frequently if daily quotations shall not be generally available) to the
Company by at least three recognized primary U.S. Government securities dealers
selected by the Company.

                                      A-1<PAGE>
                                                                   EXHIBIT 10.17
                            THIRD AMENDMENT TO LEASE

         THIS THIRD AMENDMENT TO LEASE ("Third Amendment") is made as of January
22, 2002, by and between AMERICAN OSTEOPATHIC ASSOCIATION, an Illinois
not-for-profit corporation ("Landlord") and BROADVIEW MEDIA, INC., formerly
known as NORTHWEST TELEPRODUCTIONS/CHICAGO, INC., a Minnesota corporations
("Tenant").

RECITALS:

         A.       Landlord and Tenant executed that certain Lease dated January
31, 1994, as amended by that certain First Amendment to Lease dated July, 1996,
and that certain Second Amendment to Lease dated April 2, 1998 (the "Lease") for
7, 510 square feet of space (the "Current Premises") located on the third floor
of that certain office building situated in Chicago, Illinois, and commonly
known as 142 East Ontario Street (the "Building").

         B.       Landlord and Tenant wish to amend the Lease to delete the
third floor from the lease, substitute the twelfth floor and extend the Term.

         NOW, THERFORE, in consideration of the mutual promises contained herein
         and for other good and valuable consideration, the receipt and
         sufficiency of which are hereby acknowledged, Landlord and Tenant agree
         to amend the lease as follows.

         1.       INCORPORATION OF RECITAL. The foregoing Recitals and all
exhibits to this Third Amendment, by this reference, are incorporated herein as
if the same had been set forth in this Third Amendment.

         2.       SECOND SUBSTITUTE PREMISES. Landlord and Tenant have agreed
that in place of the Current Premises Tenant will lease the 7,510 rentable
square feet on the twelfth floor (the "Second Substitute Premises") as shown on
Exhibit A attached hereto. Landlord will deliver possession of the Second
Substitute Premises to Tenant in order for Tenant to perform improvements in the
Second Substitute Premises. During the period commencing with the delivery of
the Second Substitute Premises and ending on the Second Substitute Premises
Commencement Date, the term "Premises" shall mean the Current Premises and the
Second Substitute Premises unless the context requires otherwise (for example,
Tenant will be required to insure its operations in both spaces but will be
required to pay Rent during this period on the equivalent of only one space.) As
of the earlier of the date Tenant opens for business in the Second Substitute
Premises or June 1, 2002 (the "Second Substitute Premises Commencement Date),
Tenants rights and obligations with respect to the third floor will cease in the
same manner as if that date had been originally fixed in the Lease for the
expiration of the Term with respect to the third floor. (Thus, Tenant shall only
be required to pay Rent on both the Current Premises and the Second Substitute
Premises if Tenant holds over in the Current Premises beyond the Second
Substitute Premises Commencement Date). Tenant agrees to vacate the third floor
and deliver possession thereof to Landlord by the Second Substitute Premises
Commencement Date. In addition, Tenant shall remove the items listed on Exhibit
F and the audio room windows and doors from the Current Premises by the Second
Substitute Premises Commencement Date, such removal to be in compliance with
Tenant's obligations under article 16. Tenant shall pay to Landlord all Rent and
other charges as specified in the Lease as amended hereby through the Second
Substitute Premises Commencement Date, for the third floor in accordance with
the terms of the Lease as if that date had been originally fixed in the Lease
for the expiration of the Term with respect to the third floor. Therefore, as of
the Second Substitute Premises Commencement Date, and with respect to periods
thereafter, the term "Premises" shall mean the Second Substitute Premises unless
the context requires otherwise. Notwithstanding the above, Landlord

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acknowledges that the items listed on Exhibit F and the audio room windows and
doors are the property of Tenant and may be reinstalled in the Second Substitute
Premises, and, if Tenant does so, such items may be removed by Tenant at the
expiration of the Extension Term (as hereinafter defined), subject to Tenant's
obligations under Article 16.

         3.       CONDITION OF SECOND SUBSTITUTE PREMISES. Tenant acknowledges
and agrees that the Second Substitute Premises are being leased in their "AS-IS"
condition without representation or warranty by Landlord or any other party, and
Landlord has no obligation to make any alterations, improvement or repairs to
the Premises or to provide Tenant with and allowance in connection therewith
Premises except that Landlord will make available an allowance of $25.00 per
square foot in the Second Substitute Premises to improve the Second Substitute
Premises (the "Allowance"). All work in the Second Substitute Premises shall be
done in accordance with the terms of the Lease with respect to the construction
of alterations, including the requirement of Landlord's prior approval of plans.
The Allowance shall be disbursed to Tenant's contractor upon receipt of final
lien waivers and other evidence of lien-free completion in accordance with
approval plans as Landlord shall reasonably determine. A portion of the
Allowance not to exceed $3.00 per square foot in the Second Substitute Premises
may be used to reimburse Tenant for moving costs and will be disbursed to Tenant
upon receipt of final paid bills. In addition, Tenant may request that Landlord
increase the Allowance up to an additional $6.00 per square foot in the Second
Substitute Premises. If Tenant so requests, the amount so advanced by Landlord
in excess of the Allowance (the "additional Improvement Allowance") shall be
recovered by Landlord by calculating the monthly amount necessary to amortize
the Additional Improvement Allowance over the balance of the Extension Term
commencing June 1, 2002 [i.e., ten (10) years] with interest at ten percent
(10%) per annum and such amount shall be added to and become part of the Base
Rent for the Second Substitute Premises. Promptly following the Commencement
Date, Tenant and Landlord will execute and deliver an amendment to the Lease
setting forth the adjusted Base Rent for the Premises.

         4.       EXTENSION OF TERM. The Term shall be extended from the current
Termination Date of April 30, 2002, until May 31, 2012 (the "Extension Term").

         5.       BASE RENT.  Base Rent with respect to the Second Substitute
Premises for the Extension Term shall be payable by Tenant to Landlord in
monthly installments, in advance, for the time periods and in the amounts set
forth below:

<TABLE>
<CAPTION>
        Time Period         Annual Base Rent           Monthly Installment
        -----------         ----------------           -------------------

<S>                         <C>                        <C>
        5/1/02-5/31/03      $187,750.00                $15,645.83
        6/1/03-5/31/04      $193,382.50                $16,115.21
        6/1/04-5/31/05      $199,183.97                $16,598.66
        6/1/05-5/31/06      $205,159.48                $17,096.62
        6/1/06-5/31/07      $211,314.26                $17,609.52
        6/1/07-5/31/08      $217,653.68                $18,137.81
        6/1/08-5/31/09      $224,183.29                $18,681.94
        6/1/09-5/31/10      $230,908.78                $19,242.40
        6/1/10-5/31/11      $237,836.04                $19,819.67
        6/1/11-5/31/12      $244,971.12                $20,414.26
</TABLE>

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The Base Rent may be increased to reflect Tenant's election to use the
Additional Improvement Allowance as provided in paragraph 3 above. In addition,
Tenant shall pay Rent Adjustments and Rent Adjustments Deposits pursuant to the
Lease.

         6.       PROPORTIONATE SHARE. Tenant's Proportionate Expense Share
shall remain 5.6627% and Tenant's Proportionate Tax Share shall remain 7.8993%,
subject to adjustment as provided in the Lease, except that from and after the
Second Substitute Premises Commencement Date, the Expense Stop shall be actual
2002 Operating Expenses (computed on a rentable square foot basis) and the Tax
Shop shall be actual 2002 taxes (computed on a non-exempt square foot basis)

         7.       SECURITY DEPOSIT. Concurrently with the execution of this
Third Amendment, Tenant shall deposit with Landlord the sum of $31,291.66 as the
Security Deposit. On June 1 of each year during the Term, Tenant shall deposit
with Landlord the amount needed to increase the Security Deposit to the product
of two (2) times the sum of (a) the monthly Installment of Base Rent plus for
the ensuing month (b) the estimated Expense Adjustment Amount for the ensuing
month, and (c) the estimated Tax Adjustment Amount for the ensuing month.
Article 25 if the Lease is hereby deleted in its entirety and replaced and
replaced with the following:

                         "ARTICLE 25 - SECURITY DEPOSIT

                  Tenant has deposited with Landlord the Security Deposit as
         security for the prompt, full and faithful performance by Tenant of
         each and every provision of this Lease and of all obligations of Tenant
         hereunder.

                  A.      USE. If Tenant fails to perform any of its obligations
         hereunder, Landlord may use, apply or retain the whole or any part of
         the Security Deposit for the payment of (i) and Rent or other sums of
         money which Tenant may not have paid when due. (ii) any sum expended by
         Landlord on Tenant's behalf in accordance with the provisions of the
         Lease, ad/or (iii) any sum which Landlord may expend or be required to
         expend by reason of Tenants default, including, without limitation, any
         damage or deficiency in or from the reletting of the Premises as
         provided in Article 22. The use, thereof, by Landlord shall not prevent
         Landlord from exercising any other right or remedy provided by this
         Lease or by law (it being intended that Landlord shall not first be
         required to proceed against the Security Deposit) and shall not operate
         as a limitation on any recovery to which Landlord may otherwise be
         entitled. If any portion of the Security Deposit is used, applied or
         retained by Landlord for the purposes set forth above, Tenant agrees,
         within ten (10) days after the written demand therefore made by
         Landlord, to deposit cash with the Landlord in an amount sufficient to
         restore the Security Deposit to its original amount.

                  B.      RETURN. If Tenant shall fully and faithfully comply
         with all of the provisions of this Lease, the Security Deposit, or any
         balance thereof, shall be returned to Tenant without interest after the
         expiration of the Term or upon any later date after which Tenant has
         vacated the Premises. In the absence of evidence satisfactory to
         Landlord if any permitted assignment of the right to receive the
         Security Deposit, or of the remaining balance thereof, Landlord may
         return the same to the original Tenant, regardless of one or more of
         the assignments of Tenants interest in this Lease or the Security
         Deposit. In such event, upon the return of the Security Deposit, or the
         remaining balance thereof to the original Tenant, Landlord shall be
         completely relieved.

                  C.      TRANSFER. Tenant acknowledges that Landlord has the
         right to transfer or mortgage its interest in the Land and the Building
         and in this Lease and Tenant agrees that in the event of any such
         transfer or mortgage, Landlord shall have the right to transfer or
         assign the

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         Security Deposit to such transferee or mortgagee. Upon such transfer or
         assignment, Landlord shall thereby be released by Tenant from all
         liability or obligation for the return of such Security Deposit and
         Tenant shall look solely to such transferee or mortgagee for the return
         of the Security Deposit."

         8.       CHILLED WATER. Tenant has requested that Landlord supply
approximately fifteen (15) ton of chilled water to the supplement air
conditioning units which Tenant wishes to install to service the Second
Substitute Premises. A riser with a vertical chilled water line is available for
tap in on the twelfth floor. Connections to the chiller water rise shall be made
pursuant to plans approved by Landlord and by a contractor reasonably acceptable
to Landlord at Tenant's expense. Tenant agrees to pay monthly with the each
Monthly Installment of Base Rent a fee equal to Five Dollars ($5.00) per ton of
chilled water and Landlord will supply for Tenant's use approximately use
approximately fifteen (15) ton of chilled water. In addition, Tenant shall
comply with Landlord's rules and regulations with respect to the use of such
water chiller. Tenant acknowledges that Landlord shall not be liable if the
water chiller does not function as designed and that the provisions of Paragraph
6(D) of the Lease (Interruptions of Service) shall apply to the provision of
chilled water service.

         9.       RIDER 3. Rider 3 of the Lease is hereby deleted in its
entirety and replaced with Rider 3 attached hereto.

         10.      RIDER 7. Rider 7 attached hereto is hereby added to the Lease.

         11.      RIDER 8. Rider 7 attached hereto is hereby added to the Lease.

         12.      BROKERS. Landlord and Tenant each represent and warrant to the
other that it has not dealt with any brokers in connection with this Third
Amendment other than Julien J. Studley, Inc. and The John Black Company, whose
commission shall be paid by Landlord. Landlord and Tenant each agrees to defend,
indemnify and hold the other harmless from and against any and all claims by any
other broker for fees, commissions or other compensation to the extent such
broker alleges to have been retained by the indemnifying party in connection
with the execution of this Third Amendment. The provisions of this Section 13
shall survive the expiration or termination of the Lease.

         13.      SEVERABILITY. If any provision of this Third Amendment or the
application thereof to any person or circumstance is or shall be deemed illegal,
invalid or unenforceable, the remaining provisions hereof shall remain in full
force and effect and this Third Amendment shall be interpreted as if such
illegal, invalid or unenforceable provision did not exist herein.

         14.      MISCELLANEOUS.

         (a)      Except to the extent stated or modified herein, all other term
and conditions of the Lease shall remain and continue in full force and effect
as originally written and shall apply to this Third Amendment as if set forth in
their entirety herein.

         (b)      Capitalized terms used but not defined herein shall have the
meanings ascribed thereto in the Lease.

         (c)      Time is of the essence of this Third Amendment and each
provision hereof.

                                       4
<PAGE>
         (d)      This Third Amendment may be executed in counterparts, each of
which shall be deemed to be an original and all of which shall together
constitute one and the same instrument.

         IN WITNESS WHEREOF, the parties hereto have caused this Third Amendment
to be executed by their duly authorized representatives, effective as of the
date hereinabove written.

LANDLORD:                                       TENANT:
AMERICAN OSTEOPATHIC                            BROADVIEW MEDIA, INC., a
ASSOCIATION, an Illinois not-for-profit         Minnesota corporation
corporation

By: ______________________                      By: _______________________
Name:_____________________                      Name:______________________
Title:____________________                      Title:_____________________
Date:_____________, 2002                        Date:_____________, 2002

                                       5
<PAGE>
                     EXHIBIT A - SECOND SUBSTITUTE PREMISES

                                   (FLOORPLAN)

                                       6
<PAGE>
                           RIDER 3 - EXTENSION OPTION

         Subject to the conditions set forth in paragraph 3 below, the Term of
this Lease may be extended, at the option of Tenant, for one addition of five
(5) (the "Renewal Term"). The Renewal Term shall be upon the same terms,
covenants and conditions contained in this Lease, excluding the provisions
modified hereby, and any reference in the Lease to the "Term" of the Lease shall
be deemed to include the Renewal Term and apply thereto, unless it is expressly
provided otherwise. Tenant shall have no extension option beyond the aforesaid
option. Any termination of this Lease during the Term of this Lease shall
terminate all rights under this Rider 3.

         1.       The Base Rent during the Renewal Term for any space then
                  constituting a portion of the Premises shall be at a rate
                  equal to the then prevailing market rate (including (i) market
                  concessions, if any, such as rent abatement, and (ii) Tenant;s
                  obligation to pay its Proportionate Share of Opening Expenses
                  and Taxes) for fuly credit worthy tenants for comparably
                  built-out space in the Building and other first class office
                  buildings in the vicinity of the Building as reasonably
                  determined by Landlord.

         2.       Such option to extend shall be exercised by Tenant delivering
                  an initial nonbonding written notice to Landlord not less than
                  twelve (12) full calendar months prior to the expiration of
                  the initial Term of this Lease. Thereafter, Landlord shall
                  calculate the prevailing market rate of the Premises, which
                  calculation shall reflect the market rate that would be
                  payable per annum for a term commencing on the first day of
                  the Renewal Term. Landlord shall deliver such calculation to
                  Tenant within thirty (30) days after Landlord receives
                  Tenant's initial non-binding written notice. Within five (5)
                  days after Landlord advises Tenant of its determination of the
                  prevailing market rate, Landlord and Tenant shall negotiate in
                  good faith to reach agreement on the prevailing market rate.

                  If Landlord and Tenant are unable to reach agreement on the
                  prevailing market rate within twenty-one (21) days after the
                  date negotiations commenced, then within seven (7) days
                  thereafter Landlord and Tenant shall each simultaneously
                  submit to the other in writing its good faith estimate of the
                  prevailing market rate, which estimate shall be a reduction to
                  writing of its final determination of the prevailing market
                  rate in the preceding negotiations and not a new position. If
                  the process of reducing the parties positions to writing does
                  not result in an agreement, the parties shall select, as an
                  arbitrator, a mutually acceptable independent MAI appraiser or
                  broker with experience in real estate activities, including at
                  least five (5) years experience in appraising or leasing
                  office space in the north Michigan Avenue area (a "Qualified
                  Appraiser"). If the parties cannot agree on a Qualified
                  Appraiser, then within ten (10) days thereafter the two
                  appointed Qualified Appraisers shall select a third Qualified
                  Appraiser and the third Qualified Appraiser shall be the
                  arbitrator and shall determine the prevailing market rate. If
                  one party shall fail to make such appointment within said
                  second seven (7) day period, then the Qualified Appraiser
                  chosen by the other party shall be the sole arbitrator. As
                  soon as practicable after his selection but in any case within
                  twenty-one (21) days, the arbitrator shall select one of the
                  two estimates of prevailing market rate submitted by Landlord
                  and Tenant, which shall be the one that is closer to the
                  prevailing market rate. The decision of the arbitrator as to
                  the prevailing market rate shall be submitted in writing to,
                  and be final and binding on, Landlord and Tenant. If the
                  arbitrator believes that expert advice would materially assist
                  him, he may retain one or more qualified persons, including
                  but not limited to, legal counsel, brokers, architects or
                  engineers, to provide such expert advice. The party whose
                  estimate is not chosen by the arbitrator shall pay the costs
                  of the arbitrator and any experts retained by the arbitrator.
                  Any fees of

                                       7
<PAGE>
                  any counsel or expert engaged directly by Landlord or Tenant
                  shall, at option, give Landlord final binding written notice
                  of intent to exercise its option to extend no later than ten
                  (10) months prior to the expiration of the initial term.

         3.       Tenant's right to exercise its option to extend this Lease and
                  to extend this Lease pursuant to this Rider 3, is subject to
                  the following conditions: (i) that on the date that Tenant
                  delivers its initial non-binding written notice of its
                  election to exercise its option to extend, Tenant is not in
                  default under any of the term, covenants or conditions of the
                  Lease (after the expiration of any applicable notice and cure
                  periods) (ii) that on the date that Tenant delivers its final
                  binding written notice of its election to exercise its option
                  to extend, Tenant is not in default under any of the terms,
                  covenants, or conditions of the Lease without regard to any
                  notice or cure periods, and (iii) that on the date that
                  Tenant's extension option commences, Tenant is not in default
                  under any of the terms, covenants or conditions of the Lease,
                  after the expiration of any applicable notice or cure periods.

         4.       If Tenant fails to give its initial non-binding written notice
                  of intent or its final binding written notice of intent to
                  exercise its option to extend when due as provided herein,
                  Tenant will be deemed to have waived the option to extend
                  provided by this Rider 3 for all purposes.

                                       8
<PAGE>
                        RIDER 7 - RIGHT OF FIRST REFUSAL

         Tenant Shall have and is hereby granted of first refusal ion any
portion of the _________ rentable square feet currently vacant on the thirteenth
floor of the Building (collectively, the "ROFR Space"), which shall be exercised
in accordance with the procedures set forth below.

         1.       Each and every time after June1, 2002, Landlord proposes to
                  lease RPFR Space or any portion thereof to a third party,
                  Landlord shall give written notice thereof to Tenant (the
                  "Landlord's ROFR Notice") identifying that portion of the ROFR
                  Space that is to be leased (the "Subject's ROFR Space") along
                  with a copy of the proposed lease terms (except that Landlord
                  may eliminate references to the name and address of the
                  proposed tenant). Within ten (10) business days after receipt
                  of Landlord's ROFR Notice, Tenant shall deliver to Landlord
                  binding written notice of intent to lease the Subject ROFR
                  Space. If Tenant fails to deliver its binding notice within
                  such 10-day period, Tenant shall be deemed to have refused to
                  exercise its right of first refusal. After Tenant refuses of
                  is deemed to have refused to exercise its rights under this
                  Rider 7, Tenant shall have no further rights to the Subject
                  ROFR Space and such lease expires or is otherwise terminated
                  during the Term of the Lease, then Landlord shall not enter
                  into a new lease for the Subject ROFR Space without first
                  offering such space to Tenant pursuant to this provision.

                  If Tenant exercises its right of first refusal with respect to
                  the Subject ROFR Space within the time period allowed, such
                  space shall be added to the Premises for the lesser of the
                  term set forth in the Landlord's ROFR Notice or the remaining
                  Term of the Lease (including the Renewal Term, if any) on all
                  the terms, covenants and conditions specified in the
                  Landlord's ROFR Notice. Tenant's obligations to pay Base Rent
                  and Additional Rent with respect to such ROFR Space shall
                  begin on the date such ROFR Space is added to the Premises.
                  Any ROFR Space added to the Premises pursuant to this Rider 7
                  shall become a part of the Premises for all purposes of this
                  Lease, and any references in this Lease to the term "Premises"
                  shall be deemed to refer to and included such portion of the
                  ROFR Space, except as expressly provided otherwise in this
                  Lease.

         2.       Tenant's right to exercise its right of first refusal with
                  respect to the Subject ROFR Space pursuant to this Rider 7 is
                  subject to the following condition: that in the date that
                  Tenant delivers its binding written notice of its election to
                  exercise it right of first refusal, Tenant is not in default
                  under any of the terms, covenants or conditions for the Lease
                  without regard to notice or cure periods. Promptly after
                  Tenant's exercise of its right of first refusal pursuant to
                  this Rider 7, Landlord shall prepare an amendment to the Lease
                  to reflect changes in the size of the Premises, Base Rent,
                  Tenant's Proportionate Share and any other appropriate terms
                  and provision of the Lease, due to the addition of the Subject
                  ROFR Space. Tenant shall execute and return such an amendment
                  to the Lease within thirty (30) days after its submission to
                  Tenant. Landlord and Tenant shall negotiate in good faith
                  during the thirty (30) days after submission of the draft
                  amendment to Tenant to reach agreement on any issue raised
                  concerning the amendment.

                                       9
<PAGE>
                          RIDER 8 - TERMINATION OPTION

         Notwithstanding anything contained herein to the contrary but provided
that the Option Conditions (defined below) are satisfied, Tenant shall have the
option to terminate this Lease in its entirety (the "Termination Option"),
effective as of May 31, 2009 (the "Early Termination Date"), by delivering to
Landlord its binding written notice of intent to terminate this Lease (the
"Termination Notice") no less than twelve (12) months prior to the Early
Termination Date.

If Tenant delivers its Termination Notice in accordance with the terms and
conditions of this Rider 8, then, as of the Early Termination Date, this Lease
shall be null and void and of no further force and effect, except that Tenant
shall be and remain liable for the payment to Landlord of all Rent and other
sums and the performance of all obligation then due or accrued. In the event
that Tenant fail to vacate the Premises completely and surrender possession
thereof to Landlord in accordance with Artile16 of the Lease on or prior to the
Early Termination Date. Tenant shall be and remain liable for the performance
and keeping of all the covenants, agreements and obligations under the Lease to
be performed, paid and kept. Alternatively, at Landlord's option, any such
failure shall be treated as a holding over by Tenant, and Landlord shall be
entitled to all of its remedies therefore pursuant to Article 17 or 22 of this
Lease.

         Tenant shall have the right to exercise the Termination Option only if
the following condition (the "Option Conditions") are fully satisfied:

         1.       Concurrent with the delivery of the Termination Notice, Tenant
                  shall pay to Landlord a fee equal to what the principal
                  balance remaining due in the Early Termination Date would have
                  been if the Expense Amount been loaned to Tenant on June 1,
                  2002 at an interest rate equal to ten percent (10%) per annum,
                  and had such loaned amount been repaid in monthly installments
                  of principal and interest in an amount that would completely
                  amortize such loaned amount on a straight line basis over ten
                  (10) years. The "Expense Amount" shall mean the sum of (i) the
                  Allowance, (ii) the Additional Improvement Allowance, (iii)
                  $57,727.20, and (iv) any brokerage commissions incurred by
                  Landlord in connection with the Third Amendment to Lease.

         2.       At the time Tenant delivers it Termination Notice there shall
                  be on uncured defaults by Tenant under the Lease (after the
                  expiration of any applicable notice and cure periods). If a
                  default shall occur at any time after delivery of the
                  Termination Notice and prior to the Early Termination Date,
                  such default shall be cured prior to the earlier to occur of
                  (i) the Early Termination Date and (ii) the end of any
                  applicable cure period for such default.

         If, upon delivery of a Termination Notice, Tenant shall fail to fully
and completely comply with all of the Option Conditions prior to the Early
Termination Date, Landlord may declare any Termination Notice null and void, and
this Lease shall continue in full force and effects as if Tenant had not
exercised the Termination Option and Tenant shall forfeit all right and options
under this Rider 8.

                                       10

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