Document:

Exhibit 10.37

 Exhibit 10.37 
 AMENDMENT NO. 2 TO 
 SECOND AMENDED AND RESTATED FINANCING AGREEMENT 
 THIS AMENDMENT NO. 2 (this “Amendment”), dated this 9th day of May, 2006, is made by and among 
 UNDER ARMOUR, INC., a Maryland corporation, and its wholly owned Domestic Subsidiaries UNDER ARMOUR RETAIL, INC., a Maryland
corporation, UNDER ARMOUR RETAIL OF MARYLAND, L.L.C., a Maryland limited liability company, UNDER ARMOUR RETAIL OF VIRGINIA, LLC, a Virginia limited liability company, UNDER ARMOUR HONG KONG, LLC, a Maryland limited liability
company, UNDER ARMOUR RETAIL OF OHIO, LLC, a Maryland limited liability company, and UNDER ARMOUR RETAIL OF FLORIDA, LLC, a Florida limited liability company (collectively, the “Companies” and, individually, a
“Company”); 
 The lenders and other financial institutions that are parties to the Financing Agreement hereinafter
described (the “Lenders”); and 
 THE CIT GROUP/COMMERCIAL SERVICES, INC., a New York corporation, as agent for the
Lenders under the Financing Agreement (in such capacity, the “Agent”), to the Second Amended and Restated Financing Agreement, dated September 28, 2005, as previously amended by Amendment No. 1 thereto dated
October 12, 2005 (as amended, modified, restated or supplemented from time to time, the “Financing Agreement”). All capitalized terms used herein without definition shall have the meanings ascribed to such terms in the
Financing Agreement. 
 RECITALS 
 A. Pursuant to the Financing Agreement, each Lender has agreed to make Loans to the Companies secured by the Collateral upon the terms and subject to the conditions set forth therein. 
 B. The Companies, the Agent and the Lenders wish to enter into this Amendment for the purposes of (i) making certain changes to the Financing
Agreement, and (ii) granting the Companies extensions of time to comply with the requirements of Section 7.4(g)(i) of the Financing Agreement with respect to Under Armour Retail of Ohio, LLC, a Maryland limited liability company, and a
recently created wholly-owned Domestic Subsidiary, and Under Armour Europe B.V., a corporation incorporated under the laws of the Netherlands, all as more particularly set forth herein. 

 STATEMENT OF AGREEMENT 
 NOW, THEREFORE, in consideration of the premises and for other good and valuable consideration, the receipt and sufficiency of which are hereby expressly
acknowledged, the Companies, the Lenders and the Agent hereby agree as follows: 
 ARTICLE I 
 AMENDMENTS TO FINANCING AGREEMENT 
 The Financing Agreement is hereby amended as follows: 
 1.1 Definitions. New definitions of “Retail Domestic
Subsidiary” and “Retail Holding Subsidiary” are added to Section 1 of the Financing Agreement in proper alphabetical sequence as follows: 
 Retail Domestic Subsidiary shall mean Under Armour Retail of Maryland, L.L.C., a Maryland limited liability company, Under
Armour Retail of Virginia, LLC, a Virginia limited liability company, Under Armour Retail of Ohio, LLC, a Maryland limited liability company, Under Armour Retail of Florida, LLC, a Florida limited liability company, and each future Domestic
Subsidiary of Under Armour that (i) pursuant to a Joinder Agreement becomes one of the Companies hereunder, (ii) is a wholly owned Subsidiary of the Retail Holding Subsidiary, and (iii) is engaged solely in the operation of one or
more retail stores. 
 Retail Holding Subsidiary shall mean Under Armour Retail, Inc., a Maryland corporation,
and a Domestic Subsidiary of Under Armour and one of the Companies hereunder. 
 1.2 Handling of Proceeds of Collateral; Cash
Dominion. Section 3.2 is amended and restated in its entirety to read as follows: 
 3.2 Handling of Proceeds
of Collateral; Cash Dominion. 
 (a) Collection of Accounts and Other Proceeds. The Companies, at
their expense, will enforce and collect payments and other amounts owing on all Accounts in the ordinary course of the Companies’ business subject to the terms hereof. The Companies agree to direct their account debtors to send payments on all
Accounts directly to the Agent Lockbox or other lockbox associated with a 

  

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Depository Account, and to include on all of the Companies’ invoices the address of the Agent Lockbox or such other lockbox, as the sole address for
remittance of payment. Notwithstanding the foregoing, subject to Section 3.2(b) below, should any Company ever receive any payment on an Account or other Proceeds of the sale or other disposition of Collateral, including checks, cash,
receipts from credit card sales and receipts, notes or other instruments or property with respect to any Collateral, such Company agrees to hold such proceeds in trust for the Agent, for the benefit of the Lenders, separate from such Company’s
other property and funds, and to deposit such proceeds directly into a Depository Account as promptly as practicable following receipt, but in no event later than the next Business Day; provided, however, with respect to credit card
receipts due from American Express, until the Agent requires that all sums due to the Companies from American Express be deposited directly to a Depository Account or the Agent’s Bank Account pursuant to Section 3.2(g) of this
Financing Agreement, the Companies shall deposit such credit card receipts directly into a Depository Account no later than the end of the week in which such payment is received or as more frequently as the Agent shall require. 
 (b) Collection of Proceeds of Inventory by Retail Domestic Subsidiaries. If and for so long as Net Availability is more than
$30 million, and no Event of Default exists, the provisions of Section 3.2(a) hereof shall not apply to payments received by a Retail Domestic Subsidiary (including checks, cash, and receipts from credit card sales) from the sale or
other disposition of Inventory, provided that (i) such Retail Domestic Subsidiary establishes and maintains one or more separate bank accounts into which it deposits all such payments, (ii) such Retail Domestic Subsidiary causes the funds
in such separate bank account to be transferred from time to time to a Depository Account maintained by the Retail Holding Subsidiary, and (iii) in all events, credit card sales by a Domestic Retail Subsidiary shall be handled in the manner set
forth in Section 3.2(g) below. If and for so long as Net Availability is less than $30 million, or an Event of Default exists, each Retail Domestic Subsidiary shall comply with the provisions of Sections 3.2(a) and 3.2(f) hereof.

 (c) Transfer of Funds from Depository Account. Funds remaining on deposit in a Depository Account shall be
transferred as follows: (i) if and for so long as Net Availability is less than $30 million, or an Event of Default exists, such funds shall be transferred to the Agent’s Bank Account on each Business Day in accordance with the terms and
provisions of the applicable Depository Account Control Agreement; and (ii) if and for so long as Net Availability is more than $30 million, and no Event of Default exists, such funds shall be transferred to an account of the Companies as the
Funds Administrator shall direct in accordance with the terms and provisions of the applicable Depository Account Control Agreement. The Agent and the Companies agree to take all actions 

  

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reasonably necessary or requested by the other party or by any bank at which a Depository Account is maintained in order to effectuate the transfer of funds
in this manner. 
 (d) Transfer of Funds from Agent Lockbox. All items of payment constituting Proceeds of
Collateral which are received by the Agent in the Agent Lockbox shall be applied to the Obligations in accordance with Section 3.5 hereof. 
 (e) Receipt of Funds by the Agent. Subject to charges for Collection Days, all items received from a Depository Account or in the Agent Lockbox and deposited into the Agent’s Bank Account will, for
purposes of calculating Net Availability and interest, be credited to the Revolving Loan Account on the date of deposit in the Agent’s Bank Account. No checks, drafts or other instruments received by the Agent shall constitute final payment to
the Agent unless and until such instruments have actually been collected. 
 (f) New Depository Accounts. Each
Company (except for a Company that is a Retail Domestic Subsidiary if and for so long as Net Availability is more than $30 million and no Event of Default exists) agrees not to open any lockbox or new bank account into which Proceeds of Collateral
are to be delivered or deposited unless concurrently with the opening of such lockbox and/or bank account, the Agent, such Company and the bank which will maintain such lockbox or at which such account will be maintained, execute a Depository
Account Control Agreement with respect to such lockbox and/or related bank account. Upon compliance with the terms set forth above, such lockbox and/or bank account shall constitute a Depository Account for purposes of this Financing Agreement.

 (g) Credit Card Receipts. Each Company agrees, promptly upon the Agent’s request, to direct all credit
card processors handling proceeds of sale of such Company’s Inventory to transfer all funds due to such Company pursuant to such arrangement directly to a Depository Account or to the Agent’s Bank Account. Promptly after the establishment
of any credit card processing or depository relationship, the Companies agree to notify the Agent in writing of the establishment of such relationship and, promptly upon the Agent’s request, shall cause the credit card processor to execute and
deliver to the Agent an agreement in form and substance satisfactory to the Agent, pursuant to which the credit card processor agrees to deposit all sums due to the Companies (or any of them) pursuant to such arrangement directly to a Depository
Account or the Agent’s Bank Account. 
  

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 1.3 Capital Expenditures. Section 7.3(c) is amended and restated in its entirety to read as
follows: 
 (c) Capital Expenditures. The Companies and their Subsidiaries shall not contract for, purchase,
make expenditures for, lease pursuant to a Capital Lease or otherwise incur obligations with respect to Capital Expenditures (whether subject to a security interest or otherwise) which in the aggregate amount for each Testing Period shall exceed the
amount set forth below corresponding to such fiscal quarter: 
  

				
	 Testing Period Ending
	  	Maximum Amount
	 Any Testing Period ending in the fiscal year 2005
	  	$	15,000,000
	 Any Testing Period ending in the fiscal year 2006
	  	$	18,000,000
	 Any Testing Period ending in the fiscal year 2007
	  	$	19,000,000
	 Any Testing Period ending in the fiscal year 2008
	  	$	20,000,000
	 Any Testing Period ending in the fiscal year 2009
	  	$	21,000,000
	 Any Testing Period ending in the fiscal year 2010
	  	$	22,000,000

 1.4 Subsidiaries; Investments; Acquisitions. Section 8.5 is amended and restated in
its entirety to read as follows: 
 (g) Subsidiaries; Investments; Acquisitions. (i) Create any new
Subsidiary, unless by no later than thirty (30) days after the creation thereof: (1) in the case of a new wholly-owned Domestic Subsidiary, the Companies and such new Domestic Subsidiary execute and deliver a Joinder Agreement and satisfy
each of the other conditions to such new Domestic Subsidiary’s becoming a co-borrower and “Company” under this Financing Agreement and the other Loan Documents that are set forth in Article II of the Joinder Agreement, (2) in the
case of a new Domestic Subsidiary that is not wholly-owned, the Company or Domestic Subsidiary owing the Capital Stock of such Domestic Subsidiary executes and delivers to the Agent, for the benefit of the Lenders, a Pledge Agreement covering all of
the Capital Stock of such Domestic Subsidiary owned 

  

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by such Company or Domestic Subsidiary, together with all stock certificates and duly executed stock powers (undated and in-blank) with respect thereto, and
(3) in the case of a new Foreign Subsidiary, if it is a First-Tier Foreign Subsidiary, the Company or Domestic Subsidiary owing the Capital Stock of such First-Tier Foreign Subsidiary executes and delivers to the Agent, for the benefit of the
Lenders, a Pledge Agreement covering sixty-five percent (65%) of the Capital Stock of such First-Tier Foreign Subsidiary, together with all stock certificates and duly executed stock powers (undated and in-blank) with respect thereto;
(ii) make any advance or loan to, or any investment in, any firm, entity, person or corporation except for (x) Permitted Intercompany Loans, (y) Permitted Investments, and (z) advances, loans and investments outstanding at any
one time from the Companies to Subsidiaries of the Companies that are not Companies hereunder up to an aggregate amount which, when added to the then outstanding aggregate amount of all unpaid Accounts of the Companies arising from sales of
Inventory by the Companies to Subsidiaries of the Companies that are not Companies hereunder, does not exceed $5.0 million; or (iii) except as otherwise permitted in clauses (i) or (ii) above, acquire all or substantially all of the
assets of, or any Capital Stock or any equity interests in, any firm, entity or corporation. 
 1.5 Collection Days. Section 8.5
is amended and restated in its entirety to read as follows: 
 8.5 Line of Credit Fee; Collection Days.
On the last day of each month, commencing on the last day of the month in which the Closing Date occurs, the Companies agree to pay to the Agent, for the ratable benefit of the Lenders, the Line of Credit Fee, and, for any month in which any
Revolving Loans are outstanding, interest at the rate set forth in Section 8.1 (or Section 8.2, if applicable) hereof on the Collection Days for the month then ended. 
 ARTICLE II 
 REPRESENTATIONS AND WARRANTIES 
 The Companies hereby represent and warrant to the Agent and each Lender that: 
 2.1 Compliance with the Financing Agreement. As of the execution of this Amendment, the Companies and each of its respective Subsidiaries are in
compliance with all of the terms and provisions set forth in the Financing Agreement and the other Loan Documents to be observed or performed by the Companies and each of its respective Subsidiaries, except where the failure of the Companies and its
respective Subsidiaries has been waived in writing by the Required Lenders or, with the written consent of the Required Lenders, the Agent. 
  

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 2.2 Representations in the Financing Agreement. The representations and warranties of the
Companies set forth in the Financing Agreement are true and correct in all material respects as of the date of this Amendment except to the extent that such representations and warranties relate solely to or are specifically expressed as of a
particular date or period which is past or expired. 
 2.3 No Event of Default. No Default or Event of Default exists. 
 ARTICLE III 
 EXTENSIONS OF TIME BY
THE AGENT AND THE LENDERS; MODIFICATION OF 
 FINANCING AGREEMENT AND OTHER LOAN DOCUMENTS 
 3.1 Extensions of Time by the Agent and the Lenders. The Agent and the Lenders do hereby extend the time for the Companies to comply with the
following provisions of the Financing Agreement: 
 (a) To and including May 15, 2006 for the Companies to comply with
the requirements of Section 7.4(g)(i) of the Financing Agreement with respect to Under Armour Retail of Ohio, LLC, a Maryland limited liability company, and a newly created wholly-owned Domestic Subsidiary; and 
 (b) To and including August 31, 2006 for the Companies to comply with the requirements of Section 7.4(g)(i) of the Financing
Agreement with respect to Under Armour Europe B.V., a corporation incorporated under the laws of the Netherlands. 
 3.2 Loan
Documents. The Financing Agreement and each of the other Loan Documents are amended to provide that any reference to the Financing Agreement in the Financing Agreement or any of the other Loan Documents shall mean the Financing Agreement as
amended by this Amendment, and as it is further amended, modified, restated or supplemented from time to time. 
 ARTICLE IV

 GENERAL 
 4.1
Full Force and Effect. As expressly amended hereby, the Financing Agreement shall continue in full force and effect in accordance with the provisions thereof. As used in the Financing Agreement, “hereinafter”, “hereto”,
“hereof” or words of similar import, shall, unless the context otherwise requires, mean the Financing Agreement as amended by this Amendment. 
  

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 4.2 Applicable Law. This Amendment shall be governed by and construed in accordance with the
internal laws and judicial decisions of the State of New York. 
 4.3 Counterparts. This Amendment may be executed in one or more
counterparts, each of which shall constitute an original, but all of which when taken together shall constitute but one and the same instrument. 
 4.4 Expenses. The Companies shall reimburse the Agent for all reasonable legal fees and expenses incurred by the Agent in connection with the preparation, execution and delivery of this Amendment. 
 4.5 Headings. The headings in this Amendment are for the purpose of reference only and shall not affect the construction of this Amendment.

 4.6 Waiver of Jury Trial. THE PARTIES HERETO WAIVE THE RIGHT TO TRIAL BY JURY IN ANY ACTION OR PROCEEDING ARISING OUT OF OR
RELATING TO THE FINANCING AGREEMENT, THIS AMENDMENT, THE OTHER LOAN DOCUMENTS OR THE TRANSACTIONS CONTEMPLATED THEREUNDER. 
 [Signatures
Begin on the Next Page] 
  

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 IN WITNESS WHEREOF, the parties hereto have caused this Amendment to be executed and delivered as of the
date first above written. 
  

			
	COMPANIES:
	
	 UNDER ARMOUR, INC.
  
 UNDER ARMOUR RETAIL, INC.
  
 UNDER ARMOUR HONG KONG, LLC
 By: Under Armour, Inc., its sole
member
  
 UNDER ARMOUR RETAIL OF MARYLAND, L.L.C.
 By: Under Armour Retail, Inc., its sole member
  
 UNDER ARMOUR RETAIL OF VIRGINIA, LLC
 By: Under Armour Retail, Inc., its sole member
  
 UNDER ARMOUR RETAIL OF
FLORIDA, LLC
 By: Under Armour Retail, Inc., its sole member
  
 UNDER ARMOUR RETAIL OF OHIO, LLC
 By: Under Armour Retail, Inc., its sole member

		
	By:	 	 /s/ Wayne A. Marino

	 Title:
	 	 CFO

	
	LENDERS:
	
	THE CIT GROUP/COMMERCIAL SERVICES, INC.
		
	By:	 	 /s/ Dan Upchurch

	 Title:
	 	 VP

	
	WACHOVIA BANK, NATIONAL ASSOCIATION
		
	By:	 	 /s/ [illegible]

	 Title:
	 	 Vice President

	
	SUNTRUST BANK
		
	By:	 	 /s/ [illegible]

	 Title:
	 	 Vice President

  

 9 

			
	AGENT:
	
	 THE CIT GROUP/COMMERCIAL SERVICES, INC.,
 as Agent

		
	By:	 	 /s/ Dan Upchurch

	 Title:
	 	 VP

  

 10Letter Agreement dated January 18, 2005

 Exhibit 10.27 
 SURRENDER AGREEMENT 
 THIS SURRENDER AGREEMENT, made the 18th day of January, 2005, between 300 CRA, LLC,
having an office at 2 Research Way, Princeton, NJ 08540 (“Landlord”), and Orchid BioSciences, Inc., successor in interest to Orchid Biocomputer, Inc., having an office at 4390 US Route 1, Princeton, N.J. 08540 (“Tenant”).

 WITNESSETH: 
 WHEREAS, Landlord
is the present owner of a leasehold interest in certain land and the fee owner of a building thereon, herein referred to a “Building”, and commonly known as 303 College Road East, Plainsboro Township, Middlesex County, New Jersey, 30,894
rentable square feet of which were leased to Tenant by Lease, dated March 6, 1998, made with College Road Associates, Limited Partnership; and 
 WHEREAS, 300 CRA, LLC is now the Landlord; and 
 WHEREAS, Orchid BioSciences, Inc., is now the Tenant; and 
 WHEREAS, the Lease has a termination date of December 31, 2008; and 
 WHEREAS, Tenant desires to surrender the Lease and the Premises and Landlord is willing to accept such surrender, all upon the terms and conditions hereinafter set forth. 
 NOW, THEREFORE, in consideration of the mutual covenants and agreements hereinafter set forth, and for other good and valuable consideration, the mutual receipt and legal sufficiency of which is hereby acknowledged,
the parties hereto agree to terminate said Lease on the following terms and conditions: 
  

	 	1.	Effective upon the date when Tenant receives notice in writing (the “Notice”) from Landlord that Landlord has entered into a lease (the “New Lease”) with another
tenant (the “New Tenant”) for the Premises, Tenant agrees to surrender possession of the Premises to Landlord on the date provided in the Notice (which date shall be no later than the earliest date the Landlord or New Tenant takes
possession of the Premises (including, without limitation, for purposes of fitting out the Premises)) (the “Surrender Date”), with the intent and purpose that effective on the Surrender Date, the said term of the Lease will be wholly
merged and extinguished and Tenant will give, grant and surrender to Landlord all of its right, title and interest therein and under the Lease. Anything in this Agreement to the contrary notwithstanding, this Agreement shall terminate and be of no
further force and effect if the Surrender Date, if any, has not occurred by June 30, 2005, regardless of whether Notice has been given prior thereto. 

  

	 	2.	 Tenant represents, covenants and agrees on behalf of itself, its successors and assigns, that it has not done or suffered and will not do or suffer anything whereby
the Lease or the term or estate thereby granted, or the Premises, or any part thereof, or any alterations, decorations, installations, additions and improvements in and to the Premises, or any part thereof, have or will become encumbered in any way
whatsoever and that Tenant owns and will own the Lease and has an will have good right to surrender the Premises, and that no one other than Tenant has acquired or will acquire through or under Tenant, any right, title or interest in or to the Lease
or the Premises, or any part thereof, or in 

	 	 
or to said alterations, decorations, installations, additions and/or improvements or any part thereof. 

  

	 	3.	Through and including the Surrender Date, Tenant shall continue to pay to Landlord any and all payments, sums or charges due or to become due pursuant to the terms of the Lease. In
addition, on or before the Surrender Date, Tenant shall pay to Landlord for such early termination of the Lease an amount equal to one-half of the Rent that remains due to Landlord by Tenant from the Surrender Date through December 31, 2008
plus a surrender settlement fee of $100,000; provided, Tenant may offset from such payment the amount of $115,852.50, which amount is the Security Deposit under the Lease (the net amount to be paid to the Landlord pursuant to this sentence, the
“Final Payment”). Other than the foregoing amounts, Tenant shall have no obligation to pay Rent or any other payments, sums or charges pursuant to the terms of the Lease. 

  

	 	4.	On or before the Surrender Date, the Premises shall be delivered to Landlord vacant and in good and broom clean condition, normal wear & tear excepted.

  

	 	5.	As of the Surrender Date, provided that Landlord has complied with all its obligations hereunder and under the Lease, Tenant does hereby release Landlord, its successors and
assigns, of and from any and all claims, damages, obligations, liabilities, actions and courses of action, of every kind and nature whatsoever, arising under, out of or in connection with, the Lease and the Premises from and after the Surrender
Date, except nothing herein contained shall be deemed to constitute a release or discharge of Landlord with respect to any obligations or liability accrued or incurred under the Lease up to and including the Surrender Date, or any obligation or
liability of Landlord expressly provided in the Lease to survive the expiration or earlier termination thereof. 

  

	 	6.	As of the Surrender Date, Landlord shall accept the surrender of the Premises, and, provided that Tenant has complied with all its obligations hereunder and under the Lease,
Landlord does hereby release Tenant and its successors and assigns of and from any and all claims, damages, obligations, liabilities, actions and courses of action, of every kind and nature whatsoever, arising under, out of or in connection with,
the Lease and the Premises, from and after the Surrender Date, except that nothing herein contained shall be deemed to constitute a release or discharge of Tenant with respect to any obligation or liability accrued or incurred under the Lease up to
and including the Surrender Date, or any obligation or liability of Tenant expressly provided in the Lease to survive the expiration or earlier termination thereof. 

  

	 	7.	Landlord represents and warrants to the Tenant that it has dealt with no broker, finder or like agent in connection with this Surrender Agreement. Tenant has engaged the services of
a broker in connection with this Surrender Agreement. Landlord and Tenant shall each hereby agree to indemnify and hold the other harmless from and against any and all claims of or liability, if any, to any broker, finder or like agent with whom
they have dealt in connection with the execution and delivery of this Surrender Agreement and all expenses related thereto, including, without limitation, reasonable attorneys’ fees and other charges. 

  

	 	8.	This Surrender Agreement shall not be binding upon or enforceable against Landlord or Tenant unless and until Landlord and Tenant shall have executed and unconditionally delivered
to the other an executed counterpart of this Surrender Agreement. 

	 	9.	All capitalized terms used herein shall have the meanings ascribed to them in the Lease, unless expressly stated to the contrary herein. 

  

	 	10.	This Surrender Agreement may not be modified, amended or terminated nor any of is provisions waived except by an agreement in writing signed by the party against whom enforcement of
any modifications, amendment or waiver is sought. 

  

	 	11.	The covenants, agreement, terms, provisions and conditions contained in this Surrender Agreement shall be binding upon and inure to the benefit of the parties hereto and their
respective successors and assigns. 

  

	 	12.	The terms and provisions of this Surrender Agreement shall be enforced in accordance with the laws of the State of New Jersey. 

  

	 	13.	Within ten (10) days after Landlord’s receipt from Tenant of the Final Payment, Landlord shall release and return the Letter of Credit it holds pursuant to the Lease, or
take such other steps with respect thereto requested by Tenant to evidence the termination and cancellation of the Letter of Credit. 

 IN
WITNESS WHEREOF, Landlord and Tenant have duly executed this Surrender Agreement as of the day and year first above written. 
  

			
	 300 CRA, LLC

	
	 By: College Road Associates, LLC

		
	 By:
	 	 /s/ John Zirinsky

		 	 John Zirinsky

	 Title:
	 	 President

	
	 Orchid BioSciences, Inc.

		
	 By:
	 	 /s/ Paul Kelly

	 Name:
	 	 Paul J. Kelly
                                        
    (print)

	 Title:
	 	 President & CEO

 STATE
OF            New Jersey 
 :ss: 
 COUNTY
OF            Mercer            ) 
 On this 12th day of January, 2005 before me personally came Paul J. Kelly, to me known and known to me to be the individual described in and who, as TENANT, executed the foregoing instrument and acknowledged to me
that (s)he executed the same. 

	
	
	 /s/ Catherine R. Poole

	             Notary Public

 STATE OF        New
York            ) 
 :ss: 
 COUNTY OF        New
York            ) 
 On this 18 day of January, 2005 before me personally came John Zirinsky, to
me known and known to me to be the individual described in and who, as TENANT, executed the foregoing instrument and acknowledged to me that (s)he executed the same. 
  

	
	
	/s/ Marc L. DeCecchis
	Notary Public
	 Marc L. DeCecchis
 Notary Public, State of New York
 No. 4963923
 Qualified in Westchester County
 Commission Expires 3/19/2006

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