Document:

Services Agreement dated as of January 1, 2008

 Exhibit 10.2 
 SERVICES AGREEMENT 
 This Services Agreement (this “Agreement”)
is dated as of January 1, 2008 (the “Effective Date”), between Los Gatos Ltd. (“Los Gatos”) and Tigris Financial (International) LP (“Tigris”). 

The parties agree as follows: 
  

	 	1.	Effective as of the Effective Date, Los Gatos engages Tigris as a business and financial adviser, its services consisting primarily of business and financial advice
with respect to the strategic business development and corporate finance activities of Los Gatos and its subsidiaries (the “Engagement”). 

  

	 	2.	Tigris’s services with respect to the Engagement shall be performed on an as-required basis as mutually determined by Los Gatos and Tigris from time to time. In
performing the services hereunder, Tigris shall comply with Los Gatos’s Code of Ethics and applicable laws and regulations. 

  

	 	3.	During the term of this Agreement, Tigris shall charge Los Gatos the fees described on Exhibit A to this Agreement (as such Exhibit A may be amended from time to
time by the parties hereto). The amounts to be charged to Los Gatos under this Section 3 are referred to herein as the “Fees.” 

  

	 	4.	Los Gatos shall, upon request from time to time, promptly reimburse Tigris for all reasonable and necessary out-of-pocket expenses incurred in the performance of its
duties hereunder; provided, however, that any single out-of-pocket expense in excess of $10,000 shall require the prior approval of Los Gatos, which approval shall not be unreasonably withheld. Tigris shall furnish reasonably detailed backup
documentation evidencing its out-of-pocket expenses. 

  

	 	5.	Tigris acknowledges that it is an independent contractor and is not entitled to any compensation or employee benefits (other than as set forth in this Agreement) that
would otherwise accrue to any employee provided by Tigris if such employee were an employee of Los Gatos. 

  

	 	6.	 Tigris shall, and shall cause its employees, advisors, agents and representatives to, keep secret and retain in confidence all confidential information
relating to Los Gatos, including, but not limited to, know-how, trade secrets, customer lists, details of contracts, pricing policies, operational methods, marketing plans or strategies, product development techniques or plans, personnel
information, processes, designs and design projects, inventions and research projects and other business affairs relating to Los Gatos, and shall not disclose such confidential information to anyone outside of Los Gatos, either during or after the
term of the 

	 	
Engagement except (i) as necessary or advisable in the course of performing its duties hereunder or (ii) with Los Gatos’s express written consent. Notwithstanding the foregoing,
the obligations of Tigris in this Section 6 shall not apply to information: 

 (1) which is or becomes a
matter of public knowledge without breach by Tigris of this Agreement; 
 (2) which is required to be disclosed by law,
regulation or legal process; or 
 (3) which is received from a third party not known to Tigris to be bound by any duty of
confidentiality to Los Gatos. 
  

	 	7.	Los Gatos acknowledges that Tigris provides advisory services to other clients and that this Agreement does not, and shall not be construed to, limit or restrict
Tigris’s ability to provide such services to its existing and future clients, including to clients engaged in businesses competitive with Los Gatos. 

  

	 	8.	This Agreement may not be assigned by Tigris without the consent of Los Gatos (which consent shall not be unreasonably withheld), provided, however, that Tigris shall
have the right to assign all or any portion of the Fees to any affiliated person or entity, and provided, further, that Tigris may delegate any of its obligations hereunder to its affiliates, including, without limitation, Tigris Financial Group
Ltd. 

  

	 	9.	This Agreement may be terminated by Los Gatos or Tigris at any time upon not less than thirty (30) days’ prior written notice to the other, and upon the
effective date of such termination (the “Termination Date”) the Fees otherwise payable shall cease; provided, however, that Los Gatos shall continue to be responsible for, and shall pay, on a pro rated basis, all accrued and unpaid Fees
and reimbursements through the Termination Date. 

  

	 	10.	 Los Gatos hereby agrees to indemnify and hold harmless Tigris, its affiliates, and each of their directors, officers, employees, partners, shareholders
and related persons (the “Indemnified Parties”) against any losses, claims, damages or liabilities (joint or several), including, without limitation, all reasonable legal fees and other expenses incurred in connection with investigating,
defending, paying, settling or compromising any such loss, claim, damage or liability, to which any Indemnified Party becomes subject and which is related to or arises out of any act, omission, transaction or event contemplated by this Agreement.
Los Gatos will promptly reimburse any Indemnified Party for all expenses as reasonably incurred in connection with the foregoing; provided, however, that each Indemnified Party so reimbursed shall repay such

  
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expenses in the event that it is ultimately determined that such Indemnified Party is not entitled to indemnification for such loss, claim, damage or liability pursuant to this Section 10.
Notwithstanding the foregoing, the indemnity contained herein shall not apply to amounts paid in settlement of any such loss, claim, damage or liability if such settlement is effected without the consent of Los Gatos (which consent shall not be
unreasonably withheld), nor shall Los Gatos be liable in any such case for any loss, claim, damage or liability to the extent that a court of competent jurisdiction shall have determined by final judgment that such loss, claim, damage or liability
resulted from an Indemnified Party’s gross negligence, willful misconduct or bad faith. 

 Promptly after
receipt by an Indemnified Party of notice of the commencement of any action, such Indemnified Party shall deliver to Los Gatos a written notice of the commencement thereof, and Los Gatos shall have the right to participate in, and, to the extent Los
Gatos so desires, to assume the defense thereof with counsel satisfactory to the Indemnified Parties; provided, however, that an Indemnified Party shall have the right to retain its own counsel, with the fees and expenses to be paid by Los Gatos, if
representation of such Indemnified Party by the counsel retained by Los Gatos would be inappropriate due to actual or potential differing interests between such Indemnified Party and any other party represented by such counsel in such proceeding.
The failure to deliver written notice to Los Gatos within a reasonable time of the commencement of any such action, if materially prejudicial to its ability to defend such action, shall relieve Los Gatos of any liability to the Indemnified Party
under this Section 10 but the omission to so deliver written notice to Los Gatos will not relieve it of any liability that it may have to an Indemnified Party otherwise than under this Section 10. 

The obligations of Los Gatos referred to in this Section 10 shall be in addition to any rights that any Indemnified Party may have
otherwise. The obligations of Los Gatos under this Section 10 shall survive the termination of this Agreement. 
  

	 	11.	This Agreement is the entire agreement of the parties and supersedes all prior or contemporaneous written or oral negotiations, correspondence, agreements and
understandings regarding the subject matter hereof. No provisions of this Agreement may be changed, varied, discharged, discounted or assigned except in writing by the parties hereto. 

 

	 	12.	 This Agreement shall be governed by and construed in accordance with the internal laws of the State of New York without giving effect to any conflict
of laws principles. Any amendment hereto or waiver of any right or obligation must be in writing and signed by both parties. All disputes, claims or controversies arising between Los Gatos and Tigris in connection with this Agreement shall be
brought exclusively before the 

  
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Supreme Court of the State of New York, New York County. 

[Signature page follows] 

  
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 IN WITNESS WHEREOF, the parties have executed this Agreement as of the date first written
above. 
  

			
	 Tigris Financial (International) LP

		
	By:	 	 Tigris Management Limited,

its general partner

		
	By:	 	
/s/ Pearline McIntosh        /s/ Patrice 
Minors

	Name: Pearline McIntosh        Patrice Minors
	 Title: For and On Behalf of Miners Management (BVD) LTD., Sole Director

  

			
	 Agreed to and Accepted as of
 the Effective Date:

	
	LOS GATOS LTD.
		
	By:	 	
/s/ Pearline McIntosh        /s/ Patrice 
Minors

	Name: Pearline Mcintosh        Patrice Minors
	Title:   Director
                       Director

 [Signature page to Services Agreement effective January 1, 2008] 

  
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 Exhibit A – Annual Fees 

Effective as of January 1, 2008: $150,000 

Effective as of January 1, 2009: $375,000. In addition, effective October 2, 2009, Los Gatos shall make a one-time grant to Tigris of 4,771,318
ordinary shares in the capital of Los Gatos, free of any restrictions on transferability. 
 Effective as of January 1, 2010: $500,000

  
 6Services Agreement dated as of  May 11, 2010

 Exhibit 10.3 
 SERVICES AGREEMENT 
 This Services Agreement (this
“Agreement”) is dated as of May 11, 2010, between Tigris Financial Group Ltd. (“Provider”) and Silver Opportunity Partners LLC (“Recipient”). 

WHEREAS, Provider has the resources and capacity to provide certain professional consulting and administrative services that may be
useful to Recipient; and 
 WHEREAS, Recipient desires to utilize such services, and Provider is willing to provide such
services to Recipient, subject to the terms of this Agreement; 
 NOW, THEREFORE, the parties agree as follows: 

 

	 	1.	Services. During the term of this Agreement, Provider shall provide to Recipient the services described on Exhibit A to this Agreement, as well as
any additional services to which the parties may mutually agree from time to time (the “Services”). Provider shall provide the Services on an as-required basis as mutually determined by Provider and Recipient from time to time.
Provider shall use that degree of skill, care and diligence in the performance of the Services that (a) a reasonable person would use acting in like circumstances and in accordance with applicable laws and regulations and (b) is no less
than that exercised by Provider with respect to comparable services that it performs on its own behalf. 

  

	 	2.	Consideration. 

  

	 	a.	Fees. During the term of this Agreement, Provider shall receive from Recipient the annual fees described on Exhibit B to this Agreement (as such
Exhibit B may be amended from time to time by the parties hereto). Provider shall also charge Recipient at actual cost for any out-of-pocket expenses. The amounts to be charged to Recipient under this Section 2(a) are referred to herein as the
“Fees.” 

  

	 	b.	Payment. Provider shall bill Recipient for the Fees in advance on a quarterly or other periodic basis as the parties may agree from time to time. For the
calendar year 2010, Provider shall bill the Recipient for the Fees at the end of the year. Recipient shall pay the amount of the Fees shown on the applicable invoice within 30 days of receipt of the invoice. 

 

	 	c.	Books and Records. Provider shall use commercially reasonable efforts to maintain appropriate schedules, invoices and other documentation substantiating the
Fees. Upon reasonable advance notice, Recipient may review such books and records at any time to determine whether the Fees are proper under this Agreement. 

 

	 	3.	Termination. The term of this Agreement shall commence on the date hereof. This Agreement may be terminated with or without cause by either party upon 60
days’ prior written notice to the other party. Following termination of this Agreement, Recipient shall remain liable for any accrued but unpaid Fees. Sections 4, 5, 6 and 7 shall survive the termination of this Agreement.

	 	4.	Independent Contractor. The relationship of the parties hereto is that of contracting parties, and no partnership, joint venture or other similar
arrangement is created hereby. Provider is not entitled to any compensation or employee benefits that would accrue to any employee provided by Provider if such employee were an employee of Recipient. 

 

	 	5.	Limitation of Liability. Provider shall not be liable, responsible or accountable, in damages or otherwise, to Recipient for any act or omission performed
or omitted by Provider in good faith on behalf of Recipient and in a manner reasonably believed by Provider to be within the scope of the authority conferred upon Provider hereunder and in the interests of Recipient. 

 

	 	6.	Confidentiality. Provider shall, and shall cause its employees and representatives to, keep confidential all information in the possession of
Provider that in any way relates to Recipient, provided that Provider and its employees and representatives may disclose such information to the extent reasonably necessary or advisable in connection with the performance of the Services. In
addition, Provider and its employees or representatives may disclose information (a) which is, or becomes, publicly available, other than by reason of a breach of this Section 6, (b) received from a third party not known to be bound
by any duty of confidentiality to Recipient, or (c) required by applicable law or legal process to be disclosed. 

  

	 	7.	Indemnity. Recipient shall indemnify, defend and hold harmless Provider and its owners, affiliates, officers, directors, employees, agents and
representatives (collectively, the “Provider Parties”) from and against any and all claims, losses, damages, liabilities and expenses (including reasonable attorneys’ fees) of any nature whatsoever arising out of or in
connection with this Agreement, except to the extent attributable to the negligence or willful misconduct of one of the Provider Parties. 

  

	 	8.	Miscellaneous. 

  

	 	a.	Further Assurances. From time to time, each party shall execute and deliver such further instruments and take such further action as the other party reasonably
requests in order to discharge and perform the obligations and agreements hereunder. 

  

	 	b.	Assignment. This Agreement may not be assigned by either party without the prior written consent of the other party; provided, however, that
Provider may delegate any of its obligations hereunder to any third party (subject to receiving comparable assurances of confidentiality), including to affiliates of Provider. 

 

	 	c.	Reparability. The invalidity or unenforceability of any provision in this Agreement shall not affect the other provisions hereof, and this Agreement shall be
construed in all respects as if such invalid or unenforceable provision were omitted. 

  

	 	d.	 Interpretation; Jurisdiction. This Agreement shall be interpreted and construed in accordance with the laws of the State of New York, without
reference to the rules governing conflicts of laws. The parties hereto consent to personal jurisdiction 

  
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and venue in the State of New York, County of New York, with respect to any action or proceeding brought in connection with this Agreement. The captions of sections of this Agreement have been
inserted as a matter of convenience only and shall not control or affect the meaning or construction of any of the terms or provisions hereof. 

  

	 	e.	Entire Agreement. The parties agree that all understandings and agreements heretofore made among them are merged in this Agreement, which alone fully and
completely expresses their agreement with respect to the subject matter hereof. There are no promises, agreements, conditions, understandings, warranties or representations, oral or written, express or implied, among the parties hereto, other than
as set forth in this Agreement. 

  

	 	f.	Counterparts. This Agreement may be executed in one or more counterparts, each of which shall constitute an original. 

 

	 	g.	Binding Effect. This Agreement shall be binding upon, and shall inure to the benefit of, the parties hereto and their respective successors and permitted
assigns. 

  
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 IN WITNESS WHEREOF, the parties have executed this Agreement as of the date first written
above. 
  

			
	TIGRIS FINANCIAL GROUP LTD.
		
	By:	 	 /s/ William Natbony

	Name:	 	William Natbony
	Title:	 	Chief Executive Officer
	
	SILVER OPPORTUNITY PARTNERS LLC
		
	By:	 	 /s/ Michael H. Williams

	Name:	 	Michael H. Williams
	Title:	 	President

 [Signature page to Services Agreement between Silver Opportunity Partners LLC and

 Tigris Financial Group Ltd.] 

  
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 EXHIBIT A – SERVICES 

 

	•	 	 General business, investment, management and/or financial advice 

 

	•	 	 Internal bookkeeping services 

  

	•	 	 General administrative services 

  

	•	 	 Network and communications services 

  

	•	 	 Supervision of outside service providers (e.g., lawyers, accountants, advisers, human resources) 

 

	•	 	 Such other services as the parties may agree from time to time 

 EXHIBIT B – ANNUAL FEES 

 

					
	 Effective May 11, 2010 (and for the calendar year 2010):
	  	$	500,000	  

  
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