Document:

<PAGE>

                                                              Exhibit 4(c)(iv).3

                                 PRACOVNA ZMLUVA
                             CONTRACT OF EMPLOYMENT

medzi
between
Zamestnavatel:      EuroTel Bratislava,a.s., Stefanikova 17, Bratislava
Employer
zastupeny           ...................,
represented by
a
and
Zamestnanec:        ..................
Employee

datum narodenia     ........                      rodne cislo    ......
date of birth                                     birth reg.No
trvale  bydlisko    ..................
permanent address

1.   Zamestnanec nastupi do prace dna   .............
     The Employee will begin working on

     Do funkcie  .....................
     position

     v tarifnom stupni  ..............
     for salary class

     place where the work will be performed

2.   Pracovny pomer je dohodnuty  na dobu  urcitu do............................
     The employment is agreed for a period limited till

     - so  skusobnou  dobou              3 mesiace
       with a trial period                months

3.   So zamestnancom je dohodnuta:
     The emloyee agreed with the salary
     Zakladna  mesacna mzda                  ..................,-- Sk
     Basic monothly salary

     Nadstavbova zlozka mzdy:            premie  a rocna odmena
     Extended component of salary        bonus and yearly bonus

     Vyska nadstavbovej zlozky mzdy, hodnotiace obdobie, podmienky pre
     vyplatenie nadstavbovej zlozky mzdy su upravene v Smernici pre odmenovanie
     zamestnancov spolocnosti EuroTel Bratislava, a.s. Mzda bude poukazana na
     ucet zamestnanca v slovenskom penaznom ustave v slovenskych korunach,
     mesacne pozadu jednou platbou.
     The amount of the extended salary component, appraisal period, criteria for
     payment of the extended salary component are defined in the Directive on
     Remuneration of Employees of EuroTel Bratislava, a.s. The salary of an
     Employee will be transferred to the Employee's bank account with a monetary
     institution in Slovakia, in form of a single monthly payment in Slovak
     crowns credited in the current month for the foregone month.

4.   Zamestnanec svojim podpisom potvrdzuje, ze bol oboznameny s obsahom
     Smernice S 048 o Ochrane informacii a zavazuje sa ju plne respektovat.
     Employee by his/her signature confirms that he/she was briefed on the
     provisions of Directive S 048 on the Protection of Information and he/she
     undertakes to fully respect it.

                                       1
<PAGE>

5.   Zamestnanec tymto vyhlasuje, ze informacie povazovane zamestnavatelom za
     osobitne chranene, najma informacie obchodnej, technickej a vyrobnej povahy
     suvisiace s cinnostou zamestnavatela bude vyuzivat vylucne za ucelom
     plnenia pracovnych uloh pre zamestnavatela, nezverejni ich a ani inym
     sposobom nezneuzije vo svoj prospech ani v prospech tretich osob a to pocas
     trvania pracovneho pomeru so zamestnavatelom a rovnako aj po jeho skonceni.
     Employee herewith declares that during his/her employment and also after
     its termination any information deemed by the Employer to be subject to
     special protection, particularly business, technological and operational
     information related to the Employer's activities, shall be used by him/her
     only for performing his/her work duties for the Employer, shall be neither
     disclosed by him/her nor misused in any other way for own benefit or
     benefits of third parties.

6.   Zmestnanec si je vedomy, ze v pripade porusenia zavazkov vyplyvajucich zo
     Smernice S 048 resp. zneuzitia osobitne chranenych informacii, je taketo
     konanie klasifikovane ako zvlast hrube porusenie pracovnej discipliny a
     zamestnavatel ma pravo skoncit pracovny pomer vypovedou alebo okamzitym
     zrusenim v sulade s prislusnymi ustanoveniami Zakonnika prace. Tymto nie su
     dotknute prava zamestnavatela na pripadnu nahradu skody.
     Employee acknowledges that in the case of any breach of obligations arising
     under Directive S 048 or misuse of information subject to special
     protection, such conduct shall be classified as a gross breach of work
     discipline and the Employer shall have the right to terminate his/her
     employment by notice or immediate dismissal pursuant to the applicable
     provisions of the Labour Code. The Employer's rights for compensation of
     damages shall remain unaffected.

7.   Zamestnanec sa zavazuje:
     Employee undertakes the following:
     a)   vykonavat prace dohodnute v tejto pracovnej zmluve osobne, svedomite a
          riadne, v opacnom pripade zodpoveda za skodu, ktora porusenim jeho
          povinnosti zamestnavatelovi vznikne
          perform the work agreed in this Contract of Employment personally,
          dutifully and duly, otherwise he/she shall be held liable for any loss
          on part of the Employer incurred as a result of a breach of his/her
          duties;
     b)   dodrziavat predpisy o bezpecnosti a ochrane zdravia pri praci,
          protipoziarne predpisy, predpisy bezprostredne suvisiace s vykonom
          jeho prace a dodrziavat pracovnu disciplinu
          observe work safety and health protection regulations, fire protection
          regulations as well as regulations directly related to the performance
          of his/her work, and not to violate work discipline;
     c)   nevykonavat pocas trvania pracovneho pomeru inu zarobkovu cinnost
          zhodnu s predmetom cinnosti zamestnavatela, bez jeho prechadzajuceho
          pisomneho suhlasu
          not to carry out during the term of his/her employment any other
          gainful activity identical with the business activity of the Employer
          without the Employer's prior written consent;
     d)   zachovavat mlcanlivost o pracovnych postupoch zamestnavatela ako aj o
          svojich mzdovych nalezitostiach
          not to disclose any information on operational procedures of the
          Employer as well as on the his/her salary scheme;
     e)   oznamit zamestnavatelovi bez zbytocneho odkladu akekolvek zmeny
          osobnych udajov
          notify the Employer of any changes in his/her personal data without
          any undue delay.

8.   Zamestnanec prehlasuje, ze bol pred podpisanim pracovnej zmluvy
     oboznameny s:
     Employee confirms that prior to the execution of his/her Contract of
     Employment he/she was briefed on:
     a)   pravami a povinnostami, ktore mu z obsahu jeho pracovnej zmluvy
          vyplyvaju
          his/her rights and duties arising from the content of his/her Contract
          of Employment;
     b)   pracovnymi a mzdovymi podmienkami zamestnavatela
          work and salary terms provided by the Employer;

                                       2
<PAGE>

     c)   predpismi o bezpecnosti a ochrane zdravia pri praci
          work safety and health protection regulations;
     d)   protipoziarnymi predpismi a predpismi bezprostredne suvisiacimi s
          vykonom jeho prace.
          fire protection regulations and regulations directly related to the
          performance of his/her job.

9.   Dalsie dohodnutia           xxx
     Further arrangements

10.  Ostatne prava a povinnosti zmluvnych stran, vyplyvajuce z tejto pracovnej
     zmluvy, sa riadia ustanoveniami Zakonnika prace a dalsimi predpismi,
     upravujucimi pracovnopravne vztahy. Pracovna zmluva sa vyhotovuje v dvoch
     exemplaroch rovnakej hodnoty, z ktorych po podpisani obdrzi po jednom
     zamestnanec aj zamestnavatel.
     Other rights and duties of the parties hereto resulting from this Contract
     of Employment shall be governed by the provisions of the Labour Code and
     other regulations applicable to labour relations.
     This Contract of Employment shall be executed in two counterparts of equal
     value - one for the Employee and one for the Employer

   Bratislava..............            Bratislava .............
   Miesto, datum/Place,date            Miesto, datum/Place,date

 ................................        .................................
    Ing. Silvia Nemethova                         zamestnanec
    Veduca sekcie spravy                            employee
 pohladavok a administrativy

                                       3<PAGE>

                                                               EXHIBIT  4-B (c)

                                [FACE OF NOTE]

IF THE REGISTERED OWNER OF THIS NOTE (AS INDICATED BELOW) IS THE DEPOSITORY
TRUST COMPANY OR A NOMINEE OF THE DEPOSITORY TRUST COMPANY, THIS NOTE IS A
GLOBAL NOTE AND THE FOLLOWING LEGENDS APPLY:

UNLESS THIS NOTE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY
TRUST COMPANY (THE "DEPOSITARY") (55 WATER STREET, NEW YORK, NEW YORK) TO THE
ISSUER HEREOF OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT,
AND ANY NOTE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME
AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITARY AND ANY PAYMENT
IS MADE TO CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF,
CEDE & CO., HAS AN INTEREST HEREIN.

THIS NOTE MAY NOT BE TRANSFERRED EXCEPT AS A WHOLE BY THE DEPOSITARY TO A
NOMINEE OF THE DEPOSITARY OR BY A NOMINEE OF THE DEPOSITARY TO THE DEPOSITARY OR
ANOTHER NOMINEE OF THE DEPOSITARY OR BY THE DEPOSITARY OR ANY SUCH NOMINEE TO A
SUCCESSOR DEPOSITARY OR A NOMINEE OF SUCH SUCCESSOR DEPOSITARY.

REGISTERED                CUSIP No:194 16 QCU2           PRINCIPAL
No. FXR-                                                 AMOUNT:
                                                         $100,000,000

                           COLGATE-PALMOLIVE COMPANY
                          MEDIUM-TERM NOTE, SERIES D
                                (Indexed Note)

ORIGINAL ISSUE DATE:        INTEREST RATE:  N/A         STATED MATURITY
November 21, 2000                                       DATE: November 21,
                                                        2001

INTEREST PAYMENT DATE(S)    [ ] CHECK IF DISCOUNT NOTE
[ ]   N/A and N/A           Issue Price: %
[ ] Other:

INITIAL REDEMPTION          INITIAL REDEMPTION          ANNUAL REDEMPTION

DATE: N/A                   PERCENTAGE:    %            PERCENTAGE
                                                        REDUCTION:   %

HOLDER'S OPTIONAL REPAYMENT
DATE(S): N/A

AUTHORIZED DENOMINATION:    SPECIFIED CURRENCY: U.S.
[ ] $1,000 and integral     Dollars
    multiples thereof
<PAGE>

[X] Other: $100,000 and
integral multiples of $10,000
in excess thereof

ADDENDUM ATTACHED           OTHER / ADDITIONAL PROVISIONS:
[ ] Yes                     N/A
[X] No

                                       2
<PAGE>

         Colgate-Palmolive Company, a Delaware corporation (the "Company", which
term includes any successor corporation under the Indenture hereinafter referred
to), for value received, hereby promises to pay to CEDE & CO., or registered
assigns, on the Stated Maturity Date specified above (or any earlier date of
acceleration of maturity) (each such date being hereinafter referred to as the
"Maturity Date" with respect to the principal repayable on such date) the
Indexed Principal Amount calculated by the Determination Agent (as defined
below) in accordance with the formula set forth below (the "Indexed Principal
Amount") and to pay interest on any overdue Indexed Principal Amount (to the
extent legally enforceable) at the interest rate per annum specified below,
until the Indexed Principal Amount is paid or duly made available for payment.

         The Indexed Principal Amount payable in respect of this Note on the
Maturity Date will be determined by Goldman, Sachs & Co., or its duly appointed
successor (the "Determination Agent"), in accordance with the following formula:

                  IPA=FA[0.9500+2.30[USD/EUR End Rate-0.8850]
                        [           [-----------------------]
                        [           [        0.8850         ]

where "IPA" refers to the Indexed Principal Amount; "FA" refers to the Face
Amount of this Note and "USD/EUR End Rate" refers to the average of the daily
Federal Reserve Bank of New York fixing rates for the U.S. Dollar per Euro for
the five consecutive business days up to and including November 16, 2001, or if
such day is not a Business Day, the immediately preceding day which is a
Business Day (the "Determination Date"). The Federal Reserve fixing rate is
posted daily at approximately 10:00 a.m. New York City time on Reuters Page 1
FED under the caption "10 A.M. Midpoints". If the Federal Reserve fixing rate is
not available on any of the five Business Days prior to and including the
Determination Date, the Determination Agent will determine the fixing rate for
that date for the purpose of calculating the USD/EUR End Rate and the Indexed
Principal Amount in a commercially reasonable manner. The payment in respect of
the Indexed Principal Amount will in no event be less than 95.000% of the Face
Amount or greater than 132.864% of the Face Amount. In calculating the USD/EUR
End Rate and the Indexed Principal Amount, the Determination Agent will round to
the nearest one-thousandth of a percentage point, with five ten-thousandth of a
percentage point rounded upwards (e.g., 79.9995%) (or 0.799995) would be rounded
to 80.000% (or 0.80000), and all dollar amounts used in or resulting from any
calculation in respect of the Notes will be rounded to the nearest cent (with
one-half cent being rounded upward).

         Payment of the Indexed Principal Amount due on the Maturity Date will
be made in immediately available funds upon presentation and surrender of this
Note at the office of the Trustee maintained for that purpose in the Borough of
Manhattan, The City of New York, New York in such coin or currency of the United
States of America as at the time of payment is legal tender for payment of
public and private debts.

         If any Maturity Date falls on a day that is not a Business Day, the
required payment of the Indexed Principal Amount shall be made on the next
succeeding Business Day with the same force and effect as if made on such
Maturity Date, and no interest shall accrue with respect to
<PAGE>

such payment for the period from and after such Maturity Date, to the date of
such payment on the next succeeding Business Day.

         As used herein, "Business Day" means, unless otherwise specified above,
any day, other than a Saturday or Sunday, that is neither a legal holiday nor a
day on which commercial banks are authorized or required by law, regulation or
executive order to close in New York City, Frankfurt and London.

         Any overdue payment in respect of the Indexed Principal Amount of this
Note on the Maturity Date shall bear interest until the date upon which all sums
due in respect of this Note are received by or on behalf of the relevant holder,
at the rate per annum which is the rate for deposits in U.S. Dollars for a
period of six months which appears on the Reuters Screen LIBO Page as of 11:00
a.m., London time, on the first Business Day following the failure to pay. The
applicable rate shall be determined by the Determination Agent. If interest is
required to be calculated for a period of less than one year, it shall be
calculated on the basis of a 360-day year consisting of 12 months of 30 days
each, and, in the case of an incomplete month, the number of days elapsed.

         Reference is hereby made to the further provisions of this Note set
forth on the reverse hereof, which further provisions shall have the same force
and effect as if set forth on the face hereof.

         Unless the Certificate of Authentication hereon has been executed by
the Trustee by manual signature of one of its authorized officers, this Note
shall not be entitled to any benefit under the Indenture or be valid or
obligatory for any purpose.

                                       2
<PAGE>

         IN WITNESS WHEREOF, Colgate-Palmolive Company has caused this Note to
be duly executed by one of its duly authorized officers.

                                           COLGATE-PALMOLIVE COMPANY

                                           By: ________________________________
                                               Title:

Dated:

TRUSTEE'S CERTIFICATE OF AUTHENTICATION:

This is one of the Debt Securities
of the series designated therein referred
to in the within-mentioned Indenture.

THE BANK OF NEW YORK,
as Trustee

By____________________________
     Authorized Signatory

                                       3
<PAGE>

                               [REVERSE OF NOTE]

                           COLGATE-PALMOLIVE COMPANY
                          MEDIUM-TERM NOTE, SERIES D
                                 (Fixed Rate)

         This Note is one of a duly authorized series of Debt Securities (the
"Debt Securities") of the Company issued and to be issued under a Senior
Indenture, dated as of November 15, 1992, as amended, modified or supplemented
from time to time (the "Indenture"), between the Company and The Bank of New
York, as trustee (the "Trustee", which term includes any successor trustee under
the Indenture), to which Indenture and all indentures supplemental thereto
reference is hereby made for a statement of the respective rights, limitations
of rights, duties and immunities thereunder of the Company, the Trustee and the
Holders of the Debt Securities, and of the terms upon which the Debt Securities
are, and are to be, authenticated and delivered. This Note is one of the series
of Debt Securities designated as "Medium-Term Notes, Series D, Due One Year or
More From Date of Issue" (the "Notes"). All terms used but not defined in this
Note or in an Addendum hereto shall have the meanings assigned to such terms in
the Indenture or on the face hereof, as the case may be.

         Except as otherwise provided in the Indenture and as set forth below,
the Notes will be issued in global form only, registered in the name of the
Depositary or its nominee and ownership of the Notes shall be maintained in
book-entry form by the Depositary for the accounts of participating
organizations of the Depositary. If this Note is a global Note, this Note is
exchangeable only if (i) the Depositary notifies the Company that it is
unwilling or unable to continue as Depositary for this global Note and a
successor depositary is not appointed by the Company within 60 days after the
Depositary notifies the Company, (ii) the Company in its sole discretion
determines that this global Note shall be exchangeable for certificated Notes of
this series in registered form or (iii) an Event of Default with respect to the
Notes represented hereby has occurred and is continuing.

         This Note will not be subject to any sinking fund and will not be
redeemable or repayable prior to the Stated Maturity Date.

         If an Event of Default shall occur and be continuing, the Indexed
Principal Amount may be accelerated in the manner and with the effect provided
herein and in the Indenture. Any declaration of acceleration of this Note must
specify an acceleration date that in no case shall be less than 20 Business Days
subsequent to the date of any such declaration of acceleration. Upon
acceleration prior to the Stated Maturity Date, the Indexed Principal Amount
payable in respect of this Notes will be an amount determined by the
Determination Agent based on the USD/EUR End Rate at the time of acceleration
and the period of time remaining to the Stated Maturity Date, which would have
the effect of preserving for the holder of this Note the economic equivalent on
the acceleration date of the Company's obligation to make the payment of the
Indexed Principal Amount which, absent the acceleration of this Note, would have
been payable on the Stated Maturity Date.

                                       4
<PAGE>

         The Indenture permits, with certain exceptions as therein provided, the
amendment thereof and the modification of the rights and obligations of the
Company and the rights of the Holders of any series of Debt Securities to be
adversely affected thereby at any time by the Company and the Trustee with the
consent of the Holders of a majority in aggregate principal amount of each
series of Debt Securities at the time outstanding, adversely affected thereby.
The Indenture also contains provisions permitting the Holders of specified
percentages in aggregate principal amount of the outstanding Debt Securities of
each series, on behalf of the Holders of Debt Securities of such series, to
waive compliance by the Company with certain provisions of the Indenture and
certain past defaults under the Indenture and their consequences. Any such
consent or waiver by the Holder of this Note shall be conclusive and binding
upon such Holder and upon all future Holders of this Note and of any Note issued
upon the registration of transfer hereof or in exchange herefor or in lieu
hereof, whether or not notation of such consent or waiver is made upon this
Note.

         No reference herein to the Indenture and no provision of this Note or
of the Indenture shall alter or impair the obligation of the Company, which is
absolute and unconditional, to pay principal, premium, if any, and interest in
respect of this Note at the times, places and rate or formula, and in the coin
or currency, herein prescribed.

         As provided in the Indenture and subject to certain limitations therein
set forth, the transfer of this Note may be registered on the Security Register
of the Company upon surrender of this Note for registration of transfer at the
office or agency of the Company in the Borough of Manhattan, The City of New
York, duly endorsed by, or accompanied by a written instrument of transfer in
form satisfactory to the Company and the Security Registrar duly executed by,
the Holder hereof or by his attorney duly authorized in writing, and thereupon
one or more new Notes of Authorized Denominations and for the same aggregate
principal amount with the same terms and provisions, will be issued by the
Company to the designated transferee or transferees.

         The Notes are issuable only in registered form without coupons and only
in denominations of U.S.$100,000 and any integral multiple of U.S. $10,000 in
excess thereof. As provided in the Indenture and subject to certain limitations
therein set forth, Notes of this series are exchangeable for a like aggregate
principal amount of Notes of this series of a different authorized denomination,
as required by the Holder surrendering the same.

         No service charge shall be made for any such registration of transfer
or exchange, but the Company may require payment of a sum sufficient to cover
any tax or other governmental charge payable in connection therewith.

         Prior to due presentment of this Note for registration of transfer, the
Company, the Trustee and any agent of the Company or the Trustee may treat the
Holder as the owner hereof for all purposes, whether or not this Note be
overdue, and neither the Company, the Trustee nor any such agent shall be
affected by notice to the contrary, except as required by law.

         THE INDENTURE AND THIS NOTE SHALL BE GOVERNED BY, AND CONSTRUED IN
ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW YORK WITHOUT REGARD TO CONFLICT OF
LAW PRINCIPLES.

                                       5
<PAGE>

         Capitalized terms used herein without definition which are defined in
the Indenture shall have the meanings assigned to them in the Indenture.

                                       6
<PAGE>

                                 ABBREVIATIONS

         The following abbreviations, when used in the inscription on the face
of this Note, shall be construed as though they were written out in full
according to applicable laws or regulations:

<TABLE>
<CAPTION>

<S>             <C>                                   <C>

TEN COM           - as tenants in common                UNIF GIFT MIN         - -------- Custodian
                                                        ACT
                                                                           ------
TEN ENT           - as tenants by the entireties                           (Cust)                 (Minor)
JT TEN            - as joint tenants with right of                         Under Uniform Gifts to
                    survivorship and not as tenants                        Minors Act
                    in common
                                                                    ---------------------------------
                                                                                 (State)
</TABLE>

    Additional abbreviations may also be used though not in the above list.

                      ----------------------------------

                                       7
<PAGE>

                                  ASSIGNMENT

         FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and
transfer(s) unto

PLEASE INSERT SOCIAL SECURITY OR

            OTHER

IDENTIFYING NUMBER OF ASSIGNEE

[                            ]

--------------------------------------------------------------------------------

(Please print or typewrite name and address including postal
 zip code of assignee)
--------------------------------------------------------------------------------
this Note and all rights thereunder hereby irrevocably constituting
and appointing
--------------------------------------------------------------------------------
Attorney to transfer this Note on the books of the Company, with full power of
substitution in the premises.

Dated:

      -----------------------------        --------------------------------

      -----------------------------        --------------------------------
                                             Notice: The signature(s) on
                                             this Assignment must correspond
                                             with the name(s) as written upon
                                             the face of this Note in every
                                             particular, without alteration
                                             or enlargement or any change
                                             whatsoever.

                                       8

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