Document:

Exhibit 10(fg)

                                FINDER AGREEMENT

Finder Agreement, dated as of August 1, 2004 ("Agreement") between Artera Group,
Inc., a Delaware  corporation  having a place of business at 20 Ketchum  Street,
Westport, CT 06880 ("Artera"), and Spyder Technologies Group, LLC, a Connecticut
limited liability company having a place of business at 147 Leffingwell  Avenue,
Waterbury, CT 06710, a Federal Employer  Identification Number of 32-0027124,  a
primary   telephone  number  of  203-858-1915,   a  primary  e-mail  address  of
jon@spydergroup.com   and  a   primary   World   Wide   Web  site   address   of
www.spydergroup.com ("Finder").

In consideration of the mutual promises contained in this Agreement,  Artera and
Finder hereby agree as follows:

1.   Duties and Rights of Finder.  Finder shall assist Artera in finding  master
     distributors  and  resellers  (collectively,  "Distributors")  for Artera's
     "Artera Turbo" service (the  "Service").  Finder shall describe the Service
     to prospective Distributors and generate sufficient interest in the Service
     to set up  introductory  and other  meetings  between  Artera and  Finder's
     prospects.  Such meetings shall be at times, places and manners (whether by
     conference,  telephone,  letter or otherwise) as Artera and Finder mutually
     determine.  Finder shall be responsible for obtaining  sufficient knowledge
     about the Service to enable Finder to describe the Service  accurately  and
     otherwise to perform its duties hereunder. Finder shall make available such
     time  as  Finder,  in  its  sole  discretion,  deems  appropriate  for  the
     performance of its duties under this Agreement.  Finder may perform similar
     services for other companies during the term of this Agreement, except that
     Finder may not do so for  companies  whose  products or  services  directly
     compete with the Service. All expenses incurred by Finder in performing its
     duties  under this  Agreement  shall be the sole  responsibility  of Finder
     unless otherwise agreed in writing by Artera.

2.   Term and Termination.

     (a)  The term of this  Agreement  shall  commence as of the date hereof and
          shall continue until terminated (i) by either party via 30 days' prior
          written notice to the other party; or (ii) by either party via written
          notice to the other party for the material breach of this Agreement by
          the other party or for the willful  misconduct or gross  negligence by
          the other party in the course of performing under this Agreement.

     (b)  In the event of a termination of this  Agreement,  the  obligations of
          the parties  hereunder shall cease as of  termination,  except (i) for
          obligations  that  accrued  prior  to  termination;  (ii)  that if the
          termination was not by Artera under Section 2(a)(ii),  Finder shall be
          entitled to commissions  at the  applicable  rates in Section 3 hereof
          until 48 months after the date of termination or, if earlier, the date
          on which  commissions  would  have  ended  under  Section 3; (iii) any
          person or entity that is a Protected  Account (as defined in Section 4
          hereof) on the date of termination  shall, for purposes of determining
          whether  Finder's right to  commissions  under Section 3 is triggered,
          remain a  Protected  Account  until the  expiration  of its  Protected
          Account  period  under  Section  4 and  Schedule  A;  and  (iv) as may
          otherwise be expressly provided in this Agreement.

3.   Compensation.  As sole  compensation  for the services  provided under this
     Agreement, Artera shall pay Finder a monthly commission, as mutually agreed
     by Artera and Finder in writing and listed in  Schedule B attached  hereto,
     either as a fixed amount per End User (as defined below) or a percentage of
     Net Revenues (as defined below) actually received by Artera for the Service
     that arise out of or through agreements with Distributors reached by Artera
     as a result of Finder's  performance  under this  Agreement.  For  purposes
     hereof,  "End User"  shall mean a client  computer  of an  individual  user
     configured to utilize the Service under a  subscription  to use the Service
     that arose out of or through agreements with Distributors reached by Artera
     as a result of

<PAGE>

     Finder's  performance  under this Agreement and "Net  Revenues"  shall mean
     Service royalties received by Artera, or gross Service retail revenues less
     sales taxes and  commissions  to or  deductions by  Distributors  and their
     subdistributors. Each month's commission to Finder shall be payable 30 days
     after  the end of the  calendar  month in  which  Artera  receives  the Net
     Revenues giving rise to the commission.

4.   Protected Accounts. Certain persons or entities may be "Protected Accounts"
     under this  Agreement.  For purposes of the  commission  rules of Section 3
     hereof,  a Distribution  Agreement  entered into by Artera with a Protected
     Account   during  the  period  of  its  Protected   Account   status  shall
     automatically  be  deemed  to have been  reached  as a result  of  Finder's
     performance  under this  Agreement.  Only persons or entities with at least
     25,000 potential  Service end users are eligible to be Protected  Accounts.
     Any  Protected  Accounts as of the date of this  Agreement are set forth in
     Schedule A hereto. After the date hereof,  Finder may in writing propose to
     add persons or entities to Schedule A. A person or entity so proposed shall
     become a  Protected  Account if Artera  grants its  written  consent to the
     addition.  Artera shall be under no obligation  to grant such consent,  and
     may condition  such consent on its entering into a  Distribution  Agreement
     with the applicable  Protected Account within a specified period of time or
     on any other conditions.

5.   Confidentiality. Except to its accountants or attorneys, as required by law
     or upon the prior written  consent of the other party  hereto,  (a) neither
     party shall disclose the terms or conditions of this Agreement to any third
     party and (b) Finder shall not disclose any trade secret, know-how or other
     proprietary  information of Artera to any third party. Such confidentiality
     obligations  shall  survive  the  expiration  or any  termination  of  this
     Agreement. This confidentiality provision shall not limit the generality of
     any separate  confidentiality or nondisclosure  agreement in effect between
     Artera and Finder; provided, however, that if such other agreement and this
     provision cover the same  information,  the stricter of the two shall apply
     with respect thereto.

6.   Notice.  All notices under this Agreement  shall be in writing and shall be
     deemed duly given upon delivery by hand,  by fax, by recognized  commercial
     courier or by certified mail (return receipt requested),  in each case with
     postage or delivery charges pre-paid, as follows:

     If to Artera:                             If to Finder:
     ------------                              ------------

     Artera Group, Inc.                        Spyder Technologies Group, LLC
     20 Ketchum St.                            147 Leffingwell Ave.
     Westport, CT  06880                       Waterbury, CT 06710
     Fax:  203-226-3123                        Fax:  203-454-3094
     Attn:  Chairman & President               Attn:  Jonathan Parrella

     with a copy to:
     --------------
     Artera Group, Inc.
     20 Ketchum St.
     Westport, CT  06880
     Fax:  203-226-4338
     Attn:  General Counsel

                                       2
<PAGE>

7.   Miscellaneous.

     (a)  No term or  provision  of this  Agreement  may be waived  or  modified
          unless  such  waiver or  modification  is in writing and signed by the
          party  against  whom  such  waiver  or  modification  is  sought to be
          enforced.  No waiver of any breach of any provision of this  Agreement
          shall  constitute  a waiver of any  prior,  concurrent  or  subsequent
          breach of the same or any other  provision  hereof.  Any  provision of
          this Agreement that is prohibited or held to be void or  unenforceable
          shall  be   ineffective   to  the  extent  of  such   prohibition   or
          unenforceability,  without  invalidating  the remaining  provisions of
          this Agreement.

     (b)  This  Agreement  shall  bind  and  inure  to  the  benefit  of  and be
          enforceable  by the  parties  hereto  and their  respective  permitted
          successors  and assigns.  Neither party may assign this  Agreement nor
          any rights or obligations  hereunder except to its affiliated entities
          or with the prior  written  consent of the other party,  which consent
          shall not be unreasonably withheld.

     (c)  Finder shall be considered an  independent  contractor to Artera,  and
          nothing  in  this   Agreement   shall  be  construed  as  creating  an
          employment,  agency, partnership or joint venture relationship between
          the parties.

     (d)  No provision of this Agreement  shall be  interpreted  against a party
          solely because such party or its attorney drafted such provision.

     (e)  Neither  party  shall be deemed in  breach  of this  Agreement  to the
          extent that  performance of its obligations is prevented or delayed by
          reason of any act of God, fire, natural disaster,  accident, riot, act
          of  government,   shortage  of  materials  or  supplies,   failure  of
          transportation   or   communication,    third   party   nonperformance
          (including,  without  limitation,  failure  of  performance  by common
          carriers,  interexchange  carriers and local exchange carriers) or any
          other cause beyond such party's reasonable control.

     (f)  This Agreement  shall be construed in accordance  with the laws of the
          State of  Connecticut  (U.S.),  without  regard to the  principles  of
          conflicts  of laws  thereof.  Jurisdiction  for any action  under this
          Agreement  shall lie solely in the Federal or state courts  located in
          the State of Connecticut, and venue in any such action shall be proper
          only therein.

     (g)  Except  as  may  be  expressly  set  forth  herein,   this   Agreement
          constitutes the entire  agreement  between the parties with respect to
          the subject matter hereof and supersedes all prior and contemporaneous
          written or oral agreements or communications between such parties with
          respect to such subject matter.

IN WITNESS  WHEREOF,  Artera and Finder have duly executed this  Agreement as of
the date first above written.

ARTERA GROUP, INC.                             SPYDER TECHNOLOGIES GROUP, LLC

By:  /s/  Cy Hammond                           By:  /s/  Jonathan Parrella
     -----------------------------                  ----------------------------
          Cy. E. Hammond                                 Jonathan Parrella
          Treasurer                                      President

                                       3
<PAGE>

                                                                      Schedule A
                                                                      ----------

                               PROTECTED ACCOUNTS

This Schedule A lists the Protected Accounts,  including any time limitations or
other conditions that apply with respect thereto.  Unless otherwise specified in
writing,  a person or entity is a Protected Account for an initial period of two
months. If a Protected Account does not enter into a Distribution Agreement with
Artera during the initial period, such person or entity  automatically ceases to
be a Protected  Account as of the end of the initial period unless Artera grants
extension(s)  of the  period in  writing.  Each such  extension  shall be for an
additional two-month period unless otherwise specified in writing.  Artera shall
be under no obligation to grant any such extensions.  If, after the date of this
Agreement, Finder proposes to add to the list of Protected Accounts or to extend
a Protected  Account  period,  Finder shall provide Artera the  information  set
forth below,  as well as the name and title of Finder's  contact at the proposed
Protected  Account,  Finder's  relationship to that contact,  an estimate of the
number of potential  Service end users for the Protected  Account and such other
information as is requested by Artera.  Any  inaccuracy or error  contained in a
proposal  by  Finder  to add to the list of  Protected  Accounts  or to extend a
Protected  Account period shall void the addition or extension,  notwithstanding
any consent to the addition or extension by Artera.

                                         Start Date                 Extended End
Name of Protected       Division             As        End Date As     Date As
    Account                or             Protected     Protected     Protected
(Person or Entity)   Geographical Area     Account       Account       Account
------------------   -----------------     -------       -------       ---------

                                       4
<PAGE>

                                                                      Schedule B
                                                                      ----------

                           MUTUALLY AGREED COMMISSIONS

                             Commission
                             Percentage    Number   Agreed Artera
               Distributor    Or Dollar      of     (President or  Agreed Spyder
Name of         Contract       Amount      Months     Treasurer     (President
Account           Date      Per End User  Payable*    signature)     signature)
-------           ----      ------------  --------    ---------     ------------

Unete Tele-      8/14/03**      10%         n/a
Comunicacione,
Ltda

Cable &
 Wireless plc of
Jamaica

Incredibill, Ltd.
dba Adrenaline

Global Speed
Master

*    If the  commission  percentages  or dollar amounts for a given account vary
     based  on a number  of  months  or  otherwise,  list  each  period  and the
     corresponding percentage or amount on a separate line above.

**   Revenues  are  expected  to begin to be  generated  under this  distributor
     contract after the date of this Agreement.

                                       5Exhibit 10(fg)1

                                 AMENDMENT NO. 1
                                       TO
                          MASTER DISTRIBUTOR AGREEMENT
           (United States, Canada, South America and Central America)

This Amendment No. 1 to Master Distributor  Agreement  ("Amendment") is dated as
of August 1, 2004 between Artera Group, Inc., a Delaware corporation ("Artera"),
and Spyder  Technologies  Group,  LLC, a Connecticut  limited  liability company
("Distributor"). Capitalized terms used herein without definition shall have the
meaning ascribed to such terms in the Distributor Agreement, as defined below.

WHEREAS,  Artera and Distributor are parties to that certain Master  Distributor
Agreement for the United States, Canada, South America and Central America dated
as of September 1, 2003 (the "Distributor Agreement");

WHEREAS,  the parties wish to amend  certain of the terms and  conditions of the
Distributor Agreement, as more fully described herein.

NOW,  THEREFORE,  in consideration of the mutual covenants  contained herein, as
well as other good and valuable  consideration,  the receipt and  sufficiency of
which are hereby acknowledged, the parties agree as follows:

     1. Notices.  Article 8 of the  Distributor  Agreement is hereby  amended to
replace   Distributor's  contact  information  set  forth  thereunder  with  the
following:

     "If to Distributor:   Spyder Technologies Group, LLC
                           147 Leffingwell Avenue
                           Waterbury, CT 06710
                           U.S.A. [if from outside U.S.A.]
                           Attn:  President
                           Facsimile:  203-454-3094"

     2. Royalty  Schedule.  Schedule 3.2 to the Distributor  Agreement is hereby
amended to read in its entirety as set forth in Schedule 3.2 to this Amendment.

     3.  Billing,  Collections  and  Payments  Schedule.  Schedule  3.3  to  the
Distributor  Agreement is hereby amended to read in its entirety as set forth in
Schedule 3.3 to this Amendment.

Except as  expressly  modified  or amended by this  Amendment,  the  Distributor
Agreement  will remain in full force and effect.  This Amendment may be executed
in one or more  counterparts.  Each counterpart will be deemed an original,  but
all counterparts together will constitute one and the same instrument.

<PAGE>

IN WITNESS WHEREOF, the parties have caused this Amendment to be signed by their
duly authorized representatives.

ARTERA GROUP, INC.                                 SPYDER TECNOLOGIES GROUP, LLC

By:  /s/  Cy E. Hammond                            By:  /s/  Jonathan Parrella
     ----------------------                             ------------------------
          Cy E. Hammond                                      Jonathan Parrella
          Treasurer                                          President

                                       2
<PAGE>

                                                                    Schedule 3.2
                                                                    ------------

                                     ROYALTY

The Royalty is payable in U.S.A.  dollars.  The monthly Royalty amounts, per End
User, are as follows:

1.      Single User Residential Subscribers. The monthly Royalty amount for each
residential  Subscriber  is based on whether  Artera or the Reseller  associated
with  such  Subscriber  provides  and  operates  the Data  Center  serving  such
Subscriber, as described in this Agreement, as provided in the table below.

          ------------------------------   -----------------------------
              Reseller Data Center              Artera Data Center
          ------------------------------   -----------------------------
                     $1.00                            $1.15
          ------------------------------   -----------------------------

2.      Small Business and Government  Entity  Subscribers.  The monthly Royalty
amount for each End User of a Small Business or Government  Entity Subscriber is
based on the number of End Users within the applicable Subscriber and on whether
Artera or the Reseller  associated  with such End User provides and operates the
Data Center serving such End User as described in this Agreement, as provided in
the table below. Small Business or Government Entity Subscribers with fewer than
five End Users  shall be treated  as if they had five End Users,  with a Royalty
that is five times the amount in the table.

------------------------   ----------------------   ----------------------------
  Number of End Users              Reseller                   Artera
   Within Subscriber             Data Center                Data Center
------------------------   ----------------------   ----------------------------
         1-9                       $2.50                      $3.00
------------------------   ----------------------   ----------------------------
        10-24                      $2.38                      $2.85
------------------------   ----------------------   ----------------------------
        25-49                      $2.25                      $2.70
------------------------   ----------------------   ----------------------------
       50-250                      $2.00                      $2.40
------------------------   ----------------------   ----------------------------
     Road Warrior*                                  $2.50
------------------------   -----------------------------------------------------

* "Road Warrior"  refers to a version of the Service used with mobile  computers
that at times may be  connected  to the  Internet  through a local area  network
(LAN),  and at other times may be  connected  to the  Internet  on a  standalone
basis.  The monthly  Royalty  for a Road  Warrior End User is the sum of (a) the
applicable  ordinary Royalty amount described above plus (b) the applicable Road
Warrior amount described above.

                                       3
<PAGE>

                                                                    Schedule 3.3
                                                                    ------------

                        BILLING, COLLECTIONS AND PAYMENTS

Reseller shall perform Service Fee billing and related services, as follows:

1.   Billing:

     (a)  The Reseller shall bill the Subscriber each month. Upon receipt of the
          Service Fee, the Reseller shall deduct and retain any amount due to it
          under its Reseller Agreement.  The Reseller shall pay the remainder of
          such Service Fee to Distributor  (directly or via additional levels of
          Resellers).  From such amount received,  Distributor  shall pay Artera
          the Royalty. Payments by the Resellers to Distributor shall be made by
          the end of the  calendar  month,  for  Service  Fees  received  by the
          Resellers from Subscribers during the previous calendar month, by wire
          transfer  to  an  account   specified  by  Distributor.   Payments  by
          Distributor  to Artera  shall be made by the 15th day of the  calendar
          month,  for amounts  received by Distributor from the Resellers during
          the previous  calendar month, by wire transfer to an account specified
          by Artera.

     (b)  To further  assist  Artera in  calculating  the  Royalty and to enable
          Resellers to activate and  de-activate  End Users,  the Reseller shall
          implement an electronic interface, as reasonably agreed upon by Artera
          and the  Reseller,  between  the  Reseller's  back  office and the CRM
          System. Such interface shall be via the Service's  application program
          interface (the "API") and shall pass to the CRM System,  at a minimum,
          the End User's (or  prospective  End User's) name,  e-mail address and
          unique  identifier  number from the Reseller,  the  Reseller's  unique
          identifier  number from Artera and the Artera  product  identification
          number.  The Reseller  shall also  establish a non-public Web page and
          provide  its  address  and access to it to Artera,  so that Artera may
          report Service  activations,  de-activations and similar  transactions
          with  Subscribers as described in the API  documentation.  Distributor
          shall take  reasonable  steps to evaluate  the  creditworthiness  of a
          prospective Reseller prior to authorizing it to resell the Service.

2.   Subscription Periods Greater Than One Month: Notwithstanding the foregoing,
     Subscription   periods  may  be  greater  than  one  month  (e.g.,   annual
     Subscriptions). In such event, (a) the Royalty shall be based on the number
     of months within the Subscription period notwithstanding any discount given
     by the  Reseller to the  Subscriber  (unless  Artera  agrees  otherwise  in
     writing in advance); and (b) the Royalty for the entire Subscription period
     shall accrue to Artera in the first month of such Subscription period.

3.   Miscellaneous:  Royalty  payments  shall be based on  subscriptions  to the
     Service, irrespective of actual Service Fee collections and irrespective of
     amounts paid by the Reseller to Distributor. The Reseller shall (a) collect
     and pay to the appropriate  governmental  authorities all sales,  use, VAT,
     excise and similar  taxes due with respect to the Service Fees so processed
     and satisfy all reporting and filing requirements associated therewith; and
     (b)  keep  records  of  all  such  billing,  collection,  payment  and  tax

                                       4
<PAGE>

     transactions  in  sufficient  detail  to  demonstrate  compliance  with the
     procedures set forth herein.  Artera and  Distributor  may agree in writing
     from time to time, generally or in connection with specified Resellers,  to
     modify  the  procedures  set  forth  herein,  consistent  with the  overall
     purposes and intent of this Agreement.  Reseller  Agreements  shall require
     such Reseller to take the actions described for it herein.

                                       5

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