Document:

Exhibit 10.6(b)

 

TRUST AGREEMENT FOR

SUPPLEMENTAL RETIREMENT PLAN

FOR EXECUTIVES OF EQUIFAX INC.

 

(Effective As of September 16, 2011)

 

This Trust Agreement made
and entered into as of the 16th day of September, 2011 by and between EQUIFAX INC., a Georgia corporation (hereinafter
referred to as the “Company”), and WELLS FARGO BANK, N.A (hereinafter referred to as “Trustee”).

 

WITNESSETH:

 

WHEREAS, the Company
has adopted the Supplemental Retirement Plan for Executives of Equifax Inc., as amended and restated effective as of January 1,
2005, and as further amended (the “Plan”), such Plan constituting a non-qualified deferred compensation plan;

 

WHEREAS, the Company
has incurred or expects to incur liability under the terms of the Plan with respect to employees (and former employees) participating
in such Plan and their beneficiaries (collectively hereinafter referred to as “Participants”);

 

WHEREAS, the Company
hereby establishes a trust (hereinafter referred to as the “Trust”) and shall contribute to the Trust assets that are
held therein, subject to the claims of the Company’s creditors in the event of the Company’s Insolvency, as herein
defined, until paid to Participants in such manner and at such times as specified in the Plan and this Trust Agreement;

 

WHEREAS, it is the
intention of the parties that this Trust shall constitute an unfunded arrangement and shall not affect the status of the Plan as
an unfunded plan, maintained primarily for the purpose of providing deferred compensation for a select group of management or highly
compensated employees, for purposes of Title I of the Employee Retirement Income Security Act of 1974, as amended;

 

    	1

    	 

    

 

WHEREAS, it is the
intention of the Company to make contributions to the Trust (hereinafter referred to as “Contributions”) on the terms
set forth in the Trust to provide itself with a source of funds to assist it in meeting its liabilities under the Plan;

 

NOW, THEREFORE,
the parties do hereby agree to establish the Trust and agree that the Trust shall be comprised, held and disposed of as follows:

 

SECTION
I

ESTABLISHMENT
OF TRUST

 

		(a)	The Company hereby appoints the Trustee as trustee and deposits with Trustee in trust, One Thousand
Dollars ($1,000) which constitutes the initial principal of the Trust to be held, administered and disposed of by Trustee as provided
in this Trust Agreement.

 

		(b)	The Trust hereby established shall be irrevocable.

 

		(c)	The Trust is intended to be a grantor trust, of which the Company is the grantor, within the meaning
of subpart E, part 1, subchapter J, chapter 1, subtitle A of the Internal Revenue Code of 1986, as amended, and shall be construed
accordingly.

 

    	2

    	 

    

 

		(d)	The principal of the Trust, and any earnings thereon shall be held separate and apart from other
funds of the Company and shall be used exclusively for the uses and purposes of paying benefits to Participants and of general
creditors of the Company as herein set forth. Participants shall have no preferred claim on, or any beneficial ownership interest
in, any assets of the Trust. Any rights created under the Plan and this Trust Agreement shall be mere unsecured contractual rights
of Participants against the Company and as provided in subsection (b) of Section XIV, shall not be assignable or transferable or
subject to the claims of creditors of Participants. Any assets held by the Trust will be subject to the claims of general creditors
of the Company under federal and state law in the event of Insolvency, as defined in Section III(a) herein.

 

		(e)	Notwithstanding anything in this Agreement to the contrary, the Trustee shall be accountable for
all property and Contributions received, but the Trustee shall have no duty to see that the Contributions received are sufficient
to provide for the benefits of Participants, nor, except as otherwise expressly provided herein, shall the Trustee be obligated
to enforce or collect any Contributions from the Company prior to a Change in Control (as defined in Section XIII) or to give notice
of any default in making Contributions to any person. Notwithstanding the foregoing, in the event of a Change in Control, the Trustee
shall have the obligation to monitor, enforce and/or collect any Contributions due and owing from the Company as provided in subsections
(g) and (h) below.

 

		(f)	The Company, in its sole discretion, may at any time, and from time to time, make additional deposits
of cash or other property, including Company Securities, acceptable to the Trustee, to augment the principal of the Trust to be
held, administered and disposed of by the Trustee as provided in this Trust Agreement. Prior to a Change of Control, neither the
Trustee nor any Participant shall have any right to compel additional deposits.

 

    	3

    	 

    

 

		(g)	Upon the occurrence of a Change in Control, the Company shall as soon as possible, but in no event
later than ten (10) days following the occurrence of a Change in Control, make an additional irrevocable contribution to the Trust
in cash of an amount such that, as of the date of the Change in Control, the aggregate amount held in the Trust is equal to (i)
the aggregate present value of the accrued benefits to which Participants would be entitled pursuant to the terms of the Plan as
of the date on which the Change in Control occurred (the “Accrued Benefit Amount”), and (ii) an amount sufficient to
pay the expenses of operating and maintaining the Trust and managing the assets of the Trust for the following twelve (12) months,
taking into consideration the expanded duties of the Trustee provided for herein. The Accrued Benefit Amount shall be equal to
the amount of the liability the Company has accrued on its financial statements for the benefits accrued by Participants (vested
and unvested) under the Plan as of the last day of the calendar quarter preceding the date of the Change in Control, determined
in the customary manner that such liability has been calculated. Within thirty (30) days after the end of each calendar year ending
after the date of the Change in Control, the Company shall irrevocably deposit cash in the Trust in an amount determined by the
CIC GPAC (as defined in subsection (i) below) equal to (i) the aggregate present value (determined in the same manner as the Accrued
Benefit Amount) of the additional benefits accrued by Participants pursuant to the terms of the Plan during such calendar year,
and (ii) the expenses of operating and maintaining the Trust for an additional twelve (12) months, as determined by the Trustee
and provided in writing to the CIC GPAC.

 

    	4

    	 

    

 

		(h)	If the Company fails to deposit the Accrued Benefit Amount and expenses in the Trust as required
by subsection (g) within the required ten-day period, and if the Trustee has received written notice of the Change of Control,
the Trustee shall, as soon as reasonably practicable after receiving written directions to commence legal action from the CIC GPAC,
commence legal action to compel the Company to pay the amounts to the Trust required by subsection (g). The Company shall be obligated
to contribute an additional amount to the Trust (as determined by the CIC GPAC in good faith) to pay for the costs and expenses
(including legal fees) of such legal action within ten (10) days of the commencement of such action and to replenish such amount
every ninety (90) days thereafter at the written direction of the CIC GPAC. As provided in Section VIII, the Trustee shall have
the power and authority to hire legal counsel to pursue such action against the Company, provided that the Trustee shall review
in advance the selection of such counsel with the CIC GPAC (but the Trustee shall have final authority in the selection of such
counsel). The costs of such legal counsel and all other fees and expenses of any such litigation incurred by the Trustee may be
charged to and paid from and shall be a lien upon the Trust until paid by the Company, provided that the Trustee has given prior
written notice to the CIC GPAC of the retention of such counsel.

 

    	5

    	 

    

 

		(i)	As set forth in this Trust Agreement, immediately upon a Change in Control, certain duties and
responsibilities of the Company shall be transferred to the Trustee and the CIC GPAC. The CIC GPAC shall mean those specific persons
who constituted the members of the “Group Plans Administrative Committee” (or successor committee to such Committee)
of the Company immediately prior to the Change in Control (such Committee is referred to herein as the “CIC GPAC”).
After a Change in Control, the CIC GPAC shall have the authority and responsibility set forth in this Trust Agreement. In the event
that, following a Change in Control, an individual member or members resigns from the CIC GPAC or is unable to continue to serve
due to death or disability, then the remaining member or members shall appoint a successor, who may or may not be a Participant.
If the remaining member or members do not appoint a successor member within 45 days after receiving notice of the resignation or
inability to serve of a member, then the entity then serving as Trustee will have the power to designate a successor who must,
however, be a Participant. In making such designation, such Trustee shall select the Participant or Participants who have the greatest
present value of accrued benefits (determined in the same manner as the Accrued Benefit Amount) remaining due under the Plan as
of the date of such designation.

 

    	6

    	 

    

 

SECTION
II

PAYMENTS
TO PARTICIPANTS

 

		(a)	The Company shall deliver, or cause to be delivered, to Trustee from time to time schedules (the
"Payment Schedules") that indicate the amounts payable in accordance with the terms of the Plan to each Participant,
that provide a formula or other instructions acceptable to Trustee for determining the amounts so payable, the form in which such
amount is to be paid (as provided for or available under such Plan), and the time of commencement and termination of payment of
such amounts. The Company may from time to time amend the Payment Schedules then in effect or substitute new Payment Schedules
in accordance with the Participants’ elections under the Plan. Prior to a Change in Control, Trustee shall make such payments
to Participants in accordance with the Payment Schedules as may be directed by the Company and to the extent assets are available.
Prior to a Change in Control, the Company shall have the right to add additional plans to this Trust, to add additional Participants
to the Plan and to provide for the participation of additional employers (hereinafter “Participating Employers”) in
the Trust. Upon a Change in Control, the Company shall not have the right to add additional plans to the Trust, to add additional
Participants to the Plan or to provide for the participation of additional Participating Employers in the Trust, except with the
prior written consent of the CIC GPAC. The Trustee shall, in accordance with the written instructions of the Company withhold and
report any federal, state or local taxes that may be required to be withheld and reported with respect to the payment of benefits
pursuant to the terms of the Plan and shall pay amounts withheld to the appropriate taxing authorities. In addition, the Trustee
shall be authorized to pay any federal, state or local taxes to any governmental body that presents a tax deficiency notice to
the Trustee with respect to the income or assets of the Trust. The Company shall deliver to the Trustee each year a schedule which
specifies the amount of taxes to be withheld, if any, with respect to benefit payments to be made hereunder. The Trustee shall
be entitled to rely without further inquiry on the written instructions of the Company as to all tax reporting and withholding
requirements.

 

    	7

    	 

    

 

		(b)	Prior to a Change in Control, the entitlement of a Participant to benefits under the Plan shall
be determined in accordance with the terms of the Plan by the Company, the Plan Administrator or such other party (other than the
Trustee) as the Company shall designate under the Plan, and any claim for such benefits shall be considered and reviewed under
the procedures set out in the Plan.

 

    	8

    	 

    

 

		(c)	The Company may make payment of benefits directly to Participants as they become due in accordance
with the Payment Schedules, and if such payments occur prior to a Change in Control, the Trustee shall upon written request by
the Company and evidence satisfactory to the Trustee that such payments have been made, reimburse the Company from the Trust to
the extent assets are available for the amount of such payments. The Company shall notify Trustee of its decision to make payment
of benefits directly, prior to the time amounts are payable to Participants. In addition, if the principal of the Trust and any
earnings thereon, are not sufficient to make payments of benefits in accordance with the terms of the Plan, the Company shall make
the balance of each such payment as it falls due. Trustee shall notify the Company if and when such principal and earnings are
not sufficient to discharge obligations currently due under the Payment Schedules and shall have no further obligation hereunder
to anyone interested in the Trust, except as provided in Sections I(g) or (h) in the event of a Change in Control, in which case
Trustee shall enforce on behalf of Participants the Company's obligation to make contributions as provided in Section 1(g) and
I(h), and except as provided in II(d) below.

 

		(d)	After a Change in Control:

 

(i)   The
Trustee shall, after it has notice thereof as provided in Section XIV(d)), without direction from the Company, to the extent funds
are available in the Trust for such purpose, make payments to Participants in such manner and in such amounts as the Trustee shall
determine they are entitled to be paid under the Plan based on the most recent Payment Schedules furnished to the Trustee by the
Company and any supplemental information furnished to the Trustee by a Participant or the CIC GPAC upon which the Trustee may reasonably
rely in making such determination. The Trustee shall have the power to interpret the provisions of the Plan and this Agreement
in making its determination.

 

    	9

    	 

    

 

(ii)   The
Company shall within ten (10) days of a request furnish the Trustee with such data relating to Participants as may be necessary
for the Trustee to confirm or to calculate the Participants’ benefits under the Plan and shall, from time to time but not
less frequently than annually, update such data for all Participants. The Company shall also provide the Trustee with such other
information relating to Participants’ benefits as the Trustee may request in writing within ten (10) days of such request.

 

(iii)   As
provided in Section VIII, the Trustee shall have the authority and power to retain actuaries, accountants, legal counsel, consultants
and other agents (who may but need not be the persons providing such services to the Company) to assist it in confirming or making
any benefit determinations and/or in calculating the amount of payments that are due to Participants.

 

    	10

    	 

    

  

		(e)	Notwithstanding anything contained in Section II of this Trust Agreement to the contrary, if at
any time a tax, as a result of a Final Determination (as defined below), is payable by one or more Participants in respect of any
interest in the Trust prior to payment of such interest to any such Participants, then the Trustee shall pay to any affected Participants
the amount of tax so payable (to the extent of assets available in the Trust). Notwithstanding any other provision of this Trust
Agreement, if any amounts held in the Trust are found in a Final Determination to have been includible in gross income of a Participant
prior to payment of such amount from the Trust, the Trustee shall, as soon as practicable, pay such amounts to such Participant.
For purposes of this Section II(f), the Trustee shall be entitled to rely on an affidavit from a Participant to the effect that
a Final Determination has occurred. A "Final Determination" means (i) an assessment of tax by the Internal Revenue Service
addressed to the Participant which is not timely appealed to the courts; (ii) a final determination by the United States Tax Court
or any other Federal Court, the time for an appeal thereof having expired or been waived; or (iii) an opinion by the Company's
counsel, addressed to the Company and the Trustee and in form and substance satisfactory to the Trustee, to the effect that amounts
held in the Trust are subject to federal income tax to the Participant prior to payment to such Participant. Notwithstanding the
foregoing, no Final Determination shall be deemed to have occurred until the Trustee has actually received a copy of the assessment,
court order or opinion which forms the basis thereof and such other documents as it may reasonable request. To the extent necessary
to provide the Company with a tax deduction with respect to any payments made pursuant to this Section II(f), the Trustee shall
establish a separate account for the benefit of each affected Participant.

 

    	11

    	 

    

 

SECTION
III

TRUSTEE
RESPONSIBILITY REGARDING PAYMENTS TO

TRUST BENEFICIARY WHEN THE COMPANY IS INSOLVENT

 

		(a)	Trustee shall cease payment of benefits to Participants if the Company is Insolvent. The Company
shall be considered "Insolvent" for purposes of this Trust Agreement if (i) the Company notifies the Trustee in writing
as provided in (b) below that the Company is unable to pay its debts as they become due after using reasonable efforts to pay such
debts or (ii) the Company is subject to a pending proceeding as a debtor under the United States Bankruptcy Code.

 

		(b)	At all times during the continuance of this Trust, as provided in Section I(d) hereof, the principal
and income of the Trust shall be subject to claims of general creditors of the Company under federal and state law as set forth
below.

 

		(1)	The Chief Executive Officer of the Company shall have the duty to inform Trustee in writing of
the Company's Insolvency. If a person claiming to be a creditor of the Company alleges in writing to Trustee that the Company has
become Insolvent, Trustee shall determine whether the Company is Insolvent and, pending such determination, Trustee shall discontinue
payment of benefits to Participants.

 

    	12

    	 

    

 

		(2)	Unless Trustee has actual knowledge of the Company's Insolvency, or has received notice from the
Company or a person claiming to be a creditor alleging that the Company is Insolvent, Trustee shall have no duty to inquire whether
the Company is Insolvent. Trustee may in all events rely on such evidence concerning the Company's solvency as may be furnished
to Trustee and that provides Trustee with a reasonable basis for making a determination concerning the Company's solvency. Trustee
shall have no liability for any payments to Participants after the occurrence of an Insolvency but prior to its actual knowledge
thereof.

 

		(3)	If at any time Trustee has determined that the Company is Insolvent, Trustee shall discontinue
payments to and shall hold the assets of the Trust for the benefit of the Company's general creditors. Nothing in this Trust Agreement
shall in any way diminish any rights of Participants to pursue their rights as general creditors of the Company with respect to
benefits due under the Plan or otherwise.

 

		(4)	Trustee shall resume the payment of benefits to Participants in accordance with Section II of this
Trust Agreement only after Trustee has determined that the Company is not (or is no longer) Insolvent.

 

		(c)	Provided that there are sufficient assets, if Trustee discontinues the payment of benefits from
the Trust pursuant to Section III(b) hereof and subsequently resumes such payments, the first payment following such discontinuance
shall include the aggregate amount of all payments due to Participants under the terms of the applicable Plan for the period of
such discontinuance. To the extent that there are insufficient assets in the Trust for all such payments, payments shall be made
pro rata among Participants.

 

    	13

    	 

    

 

SECTION
IV

PAYMENTS
TO THE COMPANY

 

Except as provided in Sections
II(c), III, and XII hereof, the Company shall have no right or power to direct Trustee to return to the Company or to divert to
others any of the Trust assets before all payments of benefits have been made to Participants pursuant to the terms of the Plan.

 

SECTION
V

TRUSTEE'S
POWERS

 

		(a)	(i) Subject to the Company’s right to appoint
an Investment Manager as provided in Section V(c) below, prior to a Change in Control, the assets of the Trust shall be held,
invested and reinvested by the Trustee in accordance with written investment guidelines or directions provided by the Company
(or its designee) from time to time. The Trustee shall not be under any duty to review such investment guidelines or directions
or to review any securities or other property held pursuant to such guidelines or directions. After a Change in Control and upon
the Trustee having notice thereof as provided in Section XIV, the Trustee shall have the exclusive authority and discretion to
manage and control the Trust’s assets and the Company shall no longer have such authority and the Trustee may remove any
Investment Manager appointed by the Company; provided, that, within the thirty (30) day period prior to the date of the Change
in Control, the Company may provide the Trustee with general written investment guidelines that take into consideration the Change
in Control and the nature and liabilities of the Plan. After a Change in Control, in investing the Trust’s assets, the Trustee
shall consider: (1) the needs of the Plan; (2) the need for matching of the Trust’s assets with the liabilities of the Plan;
and (3) the duty of the Trustee to act solely in the best interests of the Participants and their Beneficiaries. After a Change
in Control, the Trustee may hire and employ investment managers, including affiliates of the Trustee, to manage the investments
of the Trust. Prior to the Trustee having notice under Section XIV that a Change in Control has occurred, the Company shall have
the right at any time, and from time to time in its sole discretion, to substitute assets (acceptable to the Trustee) of equal
fair market value, as determined by the Company and certified to the Trustee (upon which certificate the Trustee may rely without
further inquiry), for any asset held by the Trust. This right is exercisable by the Company in a nonfiduciary capacity without
the approval or consent of any person in a fiduciary capacity.

 

    	14

    	 

    

 

(ii) If
the Trust holds stock or other securities or obligations of the Company (“Company Securities”), the Company shall prior
to a Change in Control have the authority to direct the Trustee to sell such Company Securities, to determine the amount of such
Company Securities to sell, and to whom and the manner in which the Company Securities will be sold (including to the Company or
its affiliates). After a Change in Control, the Trustee shall have the authority to determine whether to sell Company Securities
and the manner in which such Company Securities will be sold. Prior to any sales of Company Securities by the Trust, the Company
shall be required to comply with the registration obligations set forth in subsection (iii) below.

 

(iii) Within
a reasonable time after the Trust acquires any Company Securities, the Company shall use reasonable efforts to effect a registration
under the Securities Act of 1933 (“Securities Act”) to permit the Trustee to sell from time to time all or a portion
of the Company Securities held by the Trust including, if necessary, filing with the SEC a new Registration Statement or a post-effective
amendment or a supplement to an existing Registration Statement or the related prospectus or any document incorporated therein
by reference or by filing any other required document or otherwise supplementing or amending an existing Registration Statement.

 

    	15

    	 

    

 

In
addition, upon the occurrence of a Change in Control, the Trustee may request the Company to file a Registration Statement to effect
the registration of all or a portion of the Company Securities held by the Trust (the “Trustee Demand Registration Right”).
The Trustee Demand Registration Right shall be exercised by delivery of a written notice to the Company by the Trustee. Upon delivery
of such notice, the Company shall, not later than the 60th calendar day after the receipt of such a request, cause to be filed
a Registration Statement providing for the registration under the Securities Act of the Company Securities which the Company has
been so requested to register, to the extent necessary to permit the disposition of such Company Securities in accordance with
the intended methods of distribution thereof specified in such request. The Company shall use its reasonable best efforts to have
such Registration Statement declared effective by the SEC as soon as practicable thereafter (but in no event later than the 150th
calendar day after the receipt of such a request) and to keep such Registration Statement continuously effective for a period of
time necessary following the date on which such Registration Statement is declared effective to sell all the Company Securities
covered by such Registration Statement, or such shorter period that will terminate when all of the Company Securities covered by
such Registration Statement have been sold pursuant thereto (including, if necessary, by filing with the SEC a post-effective amendment
or a supplement to the Registration Statement or the related prospectus or any document incorporated therein by reference or by
filing any other required document or otherwise supplementing or amending the Registration Statement, if required by the rules,
regulations or instructions applicable to the registration form used by the Company for such Registration Statement or by the Securities
Act, any state securities or blue sky laws, or any other rules and regulations thereunder).

 

    	16

    	 

    

 

The Company
shall pay all Registration Expenses in connection with each registration pursuant to this subsection (iii).

 

In connection
with any such Registration Statement, the Company shall indemnify and hold harmless the Trustee and its respective shareholders,
directors, officers and employees:

 

		(A)	against any and all losses, liabilities, claims, damages, judgments and reasonable expenses whatsoever,
as incurred, arising out of any untrue statement or alleged untrue statement of a material fact contained in any Registration Statement
(or any amendment thereto) pursuant to which securities were registered under the Securities Act, including all documents incorporated
therein by reference, or the omission or alleged omission therefrom of a material fact required to be stated therein or
necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading or
arising out of any untrue statement or alleged untrue statement of a material fact contained in any prospectus (or any amendment
or supplement thereto) including all documents incorporated therein by reference, or the omission or alleged omission therefrom
of a material fact necessary in order to make the statements therein, in the light of the circumstances under which they were made,
not misleading;

 

    	17

    	 

    

 

		(B)	against any and all losses, liabilities, claims, damages, judgments and reasonable expenses whatsoever,
as incurred, to the extent of the aggregate amount paid in settlement of any litigation, investigation or proceeding by any governmental
agency or body, commenced or threatened, or of any other claim whatsoever based upon any such untrue statement or omission, or
any such alleged untrue statement or omission, if such settlement is effected with the written consent of the Company; and

 

		(C)	against any and all reasonable expenses whatsoever, as incurred (including fees and disbursements
of counsel) incurred in investigating, preparing or defending against any litigation, investigation or proceeding by any governmental
agency or body, commenced or threatened, in each case whether or not such person is a party, or any claim whatsoever based upon
any such untrue statement or omission, or any such alleged untrue statement or omission, to the extent that any such expense is
not paid under subparagraph (A) or (B) above;

 

provided, however,
that this indemnity agreement does not apply to the Trustee with respect to any loss, liability, claim, damage, judgment or expense
to the extent arising out of any untrue statement or omission or alleged untrue statement or omission made in reliance upon and
in conformity with written information furnished to the Company by the Trustee.

 

		(b)	Subject to the subsection (a) above, Trustee shall have the following powers and authority in the
administration and investment of the assets of the Trust, in addition to those vested in it elsewhere in this Trust Agreement or
by law:

 

    	18

    	 

    

 

(i)   Subject
to directions issued by the Company prior to a Change in Control and to Section V(c) generally, to invest and reinvest the assets
of the Trust, without distinction between principal and income, in any kind of property, real, personal or mixed, tangible or intangible,
and in any kind of investment, security or obligation suitable for the investment of Trust assets (including Company Securities),
including federal, state and municipal tax-free obligations and other tax-free investment vehicles, mutual funds, private equity
investments, private investment partnerships and similar investment vehicles (including hedge funds), insurance policies and annuity
contracts, and any mutual fund maintained by the Trustee (or any affiliate) or any other bank or entity for trust investment purposes
in which the Trust is eligible to invest and the provisions governing such fund shall be part of the Trust Agreement as though
fully restated herein;

 

(ii)   To
purchase, and maintain as owner, a life insurance policy or policies with respect to Participants; provided, however, that
the Trustee shall not be required to purchase or take any action under a life insurance policy or policies with respect to Participants
unless directed to do so by the Company prior to a Change in Control which shall designate the face amount of said policy or policies,
the terms of the policy or policies and the insurance company. The Trustee shall have no duty to monitor the financial status
of any such insurance company. 

 

    	19

    	 

    

 

(iii)   To
sell for cash or on credit, to grant options, convert, redeem, exchange for other securities or other property, or otherwise to
dispose of, any security or other property at any time held except that, prior to a Change in Control, the Trustee shall have no
right or obligation to take any action with respect to any insurance contract or policy unless so directed by the Company;

 

(iv)   At
the direction of the Company, to settle, compromise or submit to arbitration, any claims, debts or damages, due or owing to or
from the Trust, to commence or defend suits or legal proceedings and to represent the Trust in all suits or legal proceedings provided,
however, that prior to a Change in Control, the Trustee shall not be expected or required to undertake any of the foregoing
unless the Trustee has received assurances from the Company satisfactory to the Trustee, of the payment or reimbursement of the
payment of the expenses connected therewith; provided further that, after a Change in Control, the Trustee shall be authorized
to pay such expenses out of the Trust’s assets;

 

    	20

    	 

    

 

(v)   To
exercise any conversion privilege (other than conversion privileges with respect to any insurance policy, which shall be exercised
only upon direction of the Company prior to a Change in Control) and/or subscription right available in connection with securities
or other property at any time held, to oppose or to consent to the reorganization, consolidation, merger or readjustment of the
finances of any corporation, bank or association or to the sale, mortgage, pledge or lease of the property of any corporation,
bank or association any of the securities of which may at any time be held and to do any act with reference thereto, including
the exercise of options, the making of agreements or subscriptions, which may be deemed necessary or advisable in connection therewith,
and to hold and retain any securities or other properties so acquired;

 

(vi)   To
hold cash uninvested for a reasonable period of time under the circumstances without liability for interest, pending investment
thereof or the payment of expenses or making distributions therewith;

 

(vii)   To
form corporations and to create trusts to hold title to any securities or other property, all upon such terms and conditions as
may be deemed advisable;

 

(viii)   To
employ suitable agents and legal counsel and to pay their reasonable expenses and compensation;

 

    	21

    	 

    
 

(ix)   To
register any securities held hereunder in the name of the Trustee or in the name of a nominee with or without the addition of words
indicating that such securities are held in a fiduciary capacity and to combine certificates representing such securities with
certificates of the same issue held by Trustee in other fiduciary or representative capacities, or to deposit securities in any
qualified central depository where such securities may be held in bulk in the name of the nominee of such depository with securities
deposited by other depositors, or deposit securities issued by the United States Government, or any agency or instrumentalities
thereof, with a Federal Reserve Bank;

 

(x)   To
make, execute and deliver, as Trustee, any and all conveyances, contracts, waivers, releases or other instruments in writing necessary
or proper for the accomplishment of any of the foregoing powers; and

 

(xi)   To have any and all other powers or authority, under the laws of the state in which
the Trustee's principal executive offices are located, relevant to performance in the capacity as Trustee.

 

		(c)	(i) The Company may, from time to time, prior to a
Change in Control by written instrument delivered to the Trustee, designate any part or all of the assets of the Trust Fund to
be allocated to any one or more separate accounts (“Separate Account”). The Company shall appoint and employ upon
such terms as may be satisfactory to the Company, an Investment Manager with respect to each Separate Account, and may, from time
to time, direct the Trustee to reallocate assets from one Separate Account to another, or to reallocate assets to or from the
Trust Fund to a Separate Account. The Trustee may rely conclusively upon a written instrument appointing an Investment Manager
until such time as the Trustee receives written notice of the removal of the Investment Manager.

 

    	22

    	 

    

 

(ii) If
a Separate Account is established, the Company shall appoint an Investment Manager who shall execute a written instrument providing,
among other things, which assets are to be allocated to the Separate Account. The Trustee shall retain custody of all assets allocated
to the Separate Account, and shall act upon the instructions of the Investment Manager subject to written confirmation to complete
receipt or delivery of assets in the custody of the Trustee which have been purchased or sold by the Investment Manager. If the
Trustee shall have notice that a Change in Control has occurred, the Trustee may remove any Investment Manager and may also retain
or liquidate or attempt to sell or otherwise liquidate any investment in any Separate Account, but the Trustee shall have no liability
to the Company, any Participant or any other person arising from or relating to the retention or liquidation of such investment
or the timing or manner thereof.

 

    	23

    	 

    

 

(iii) Prior
to a Change in Control, if the Trustee shall not have received instructions with respect to the investment of any funds of the
Trust or a Separate Account, the Trustee shall invest such funds held by it from time to time in short term cash equivalents including,
but not limited to, through the medium of any short term common, collective or commingled trust fund established and maintained
by the Trustee subject to the instrument establishing such trust fund, or in U.S. Treasury Bills, commercial paper (including such
forms of commercial paper as may be available through the Trustee’s Trust Department), certificates of deposit (including
certificates issued by the Trustee in its separate corporate capacity), and similar type securities, with a maturity not to exceed
one year; and, furthermore, sell such short term investments as may be necessary to carry out the instructions of the Company or
an Investment Manager regarding more permanent investment.

 

(iv) An
Investment Manager shall have the investment powers and duties hereinabove granted to or imposed upon the Trustee in Section V
with respect to any asset contained in its Separate Account.

 

SECTION
VI

DISPOSITION
OF INCOME

 

During the term of this
Trust, all income received by the Trust, net of distributions, expenses and taxes, shall be accumulated and reinvested together
with the principal of the Trust.

 

    	24

    	 

    

 

SECTION
VII

ACCOUNTING
BY TRUSTEE

 

		(a)	Trustee shall keep accurate and detailed records of all investments, receipts, disbursements, and
all other transactions required to be made, including such specific records as shall be agreed upon in writing between the Company
and Trustee, provided that, prior to a Change in Control, the Trustee may rely without further investigation on all reports of
Investment Managers in the preparation of Trustee’s records required hereby. Within ninety (90) days following the close
of each calendar year and within sixty (60) days after the removal or resignation of Trustee, Trustee shall deliver to the Company
a written account of its administration of the Trust during such year or during the period from the close of the last preceding
year to the date of such removal or resignation, setting forth all investments, receipts, disbursements and other transactions
effected by it, including a description of all securities and investments purchased and sold with the cost or net proceeds of such
purchases or sales (accrued interest paid or receivable being shown separately), and showing all cash, securities and other property
held in the Trust at the end of such year or as of the date of such removal or resignation, as the case may be. Unless the Company
objects in writing to any item in the account within ninety (90) days following its receipt thereof, such account, or so much thereof
as to which no objections have been made, shall be deemed approved by the Company. After a Change in Control, the Trustee shall
also provide copies of the reports regarding the operation of the Trust required by this section to the CIC GPAC and if requested
to do so by the CIC GPAC, to the Participants.

 

    	25

    	 

    

 

		(b)	The Company shall be solely responsible for keeping and providing to the Plan Administrator accurate
books and records with respect to the employees of the Company, their compensation ’ rights and benefits under the Trust.
The Trustee shall not be required to keep any record or accounts with respect to any Participant, and any records or accounts required
to be made under the Plan shall be the responsibility of the Company or the Plan Administrator; provided, however, the Trustee
shall cooperate and coordinate with the Company and the Plan Administrator in the provision of information required for the preparation
of records and accounts.

 

		(c)	The amounts contributed to the Trust by the Company (or a Participating Employer) shall be credited
to separate accounts established by the Trustee with respect to the Plan and with respect to the Company and each Participating
Employer with respect to such Plan upon direction from the Company. The Trustee, at the direction of the Company, may establish
such other accounts or subaccounts as may be necessary for the proper operation and administration of the Trust. The Trustee, for
investment purposes only, may commingle all Trust assets and treat them as a single fund, but the records of the Trustee shall
at all times show the percentages of the Trust Fund allocable to the separate accounts and subaccounts.

 

    	26

    	 

    

 

SECTION
VIII

RESPONSIBILITY
OF TRUSTEE

 

		(a)	Subject to Article V(c), the Trustee shall act with the care, skill, prudence and diligence under
the circumstances then prevailing that a prudent person acting in like capacity and familiar with such matters would use in the
conduct of an enterprise of a like character and with like aims, provided, however, that Trustee shall incur no liability
to any person for any action taken pursuant to a guideline, direction, request or approval given by the Company, the Plan Administrator
or any Investment Manager (or, if applicable, the CIC GPAC) which is contemplated by, and in conformity with, the terms of this
Trust and is given in writing by the Company, the Plan Administrator or any Investment Manager (or, if applicable, the CIC GPAC).
In the event of a dispute between the Company and a party relating to the Trust, Trustee may apply at the expense of the Trust
(including, but not limited to, the Trustee’s reasonable attorneys’ fees) to a court of competent jurisdiction to resolve
the dispute.

 

		(b)	If Trustee undertakes or defends any litigation arising in connection with this Trust, except where
it is finally determined by a court of competent jurisdiction that the Trustee breached its duties under this Agreement, the Company
agrees to indemnify Trustee, its directors, officers, employees and agents against Trustee's (or any of their) costs, expenses
and liabilities (including, without limitation, reasonable attorneys' fees) relating thereto and to be primarily liable for such
payments. If the Company does not pay such costs, expenses and liabilities within thirty (30) days, Trustee may obtain payment
from the Trust.

 

		(c)	Trustee may consult with legal counsel (who may also be counsel for the Company generally) with
respect to any of its duties or obligations hereunder and charge their fees to the Trust if they are not paid within thirty (30)
days by the Company.

 

    	27

    	 

    

 

		(d)	Trustee may hire agents, accountants, actuaries, investment advisors, financial consultants or
other professionals to assist it in performing any of its duties or obligations hereunder.

 

		(e)	Trustee shall have, without exclusion, all powers conferred on trustees by applicable law, unless
expressly provided otherwise herein, provided, however, that if an insurance policy is acquired or held at the direction
of the Company as an asset of the Trust, Trustee shall have no power to name a beneficiary of the policy other than the Trust,
to assign the policy other than to a successor trustee, or to loan to any person (including the Company) the proceeds of any borrowing
against such policy.

 

		(f)	Notwithstanding any powers granted to Trustee pursuant to this Trust Agreement or to applicable
law, Trustee shall not have any power that could give this Trust the objective of carrying on a business and dividing the gains
therefrom, within the meaning of section 301.7701-2 of the Procedure and Administrative Regulations promulgated pursuant to the
Internal Revenue Code.

 

		(g)	Trustee shall be entitled to conclusively rely upon any written notice, direction, instruction,
certificate or other communication believed by it to be genuine and to be signed by the proper person or persons.

 

    	29

    	 

    

 

		(h)	Nothing contained in this Trust Agreement shall require Trustee to risk or expend its own funds
in the performance of its duties hereunder. In the acceptance and performance of its duties hereunder, Trustee acts solely as trustee
of the Trust and not in its individual capacity, and all persons, other than the Company, having any claim against Trustee related
to this Trust Agreement or the actions or agreements of Trustee contemplated hereby shall look solely to the Trust for the payment
or satisfaction thereof, except to the extent that Trustee has engaged in willful misconduct or negligence, or Trustee has willfully
breached its obligation under this Trust Agreement.

 

		(i)	Trustee shall not be responsible for determining whether a Change in Control (as defined in Section
XIII) has occurred; provided, however, that if the Trustee has been notified in writing by the Plan Administrator of the
Plan or any Participant (or his representative) that a Change in Control has occurred, Trustee shall take reasonable steps to determine
whether a Change in Control has occurred. The Company shall be responsible for notifying Trustee of the occurrence of a Change
in Control, and Trustee shall be entitled to rely conclusively upon such notification for all purposes hereunder without any liability
or further duty with respect thereto. Any amendment or amendments that are or may be made to the Plan shall not increase the Trustee's
duties hereunder without the express written consent of the Trustee.

 

		(j)	Prior to a Change in Control, upon the written direction of the Company, the Trustee shall waive
the receipt of any distribution of property made by the Company with respect to the Company Securities held in the Trust. After
a Change in Control, the Trustee shall make any such determination with respect to a distribution of property on Company Securities.

 

    	30

    	 

    

 

		(k)	The Company shall indemnify the Trustee and defend it and hold it harmless from and against any
and all liabilities, losses, claims, suits or expenses (including reasonable attorneys’ fees) of whatsoever kind and nature
which may be imposed upon, asserted against or incurred by the Trustee by reason of its carrying out its responsibilities or providing
services under this Trust Agreement, or its status as Trustee, or by reason of any act or failure to act under this Trust Agreement,
except that Trustee shall not be indemnified for costs, expenses, and liabilities incurred by Trustee to the extent such costs,
expenses and liabilities arise from Trustee’s negligence or willful misconduct in the performance of responsibilities specifically
allocated to it under the Trust Agreement. If Company does not pay the costs, expenses and liabilities for which Trustee is entitled
to indemnification hereunder in a reasonably timely manner, Trustee may obtain payment from the Trust. This paragraph shall survive
the termination of this Trust Agreement.

 

		(i)	The Company shall indemnify and hold harmless each member of the CIC GPAC and any employees of
the Company providing services with respect to the Plan and Trust against any and all liabilities, losses, claims, suits or expenses
(including reasonable attorneys’ fees) of whatsoever kind and nature, arising out of their membership on the CIC GPAC or
any actions taken as a member of the CIC GPAC, or as an employee performing services with respect to the Plan or Trust, excepting
only such costs, expenses or liabilities arising from the member’s or employee’s negligence or willful misconduct.

 

    	31

    	 

    

 

 SECTION
IX

COMPENSATION
AND EXPENSES OF TRUSTEE

 

The Company shall pay all
administrative fees of the Plan and Trust and Trustee's fees and expenses. If not paid by the Company within thirty (30) days of
being invoiced, the fees and expenses shall be paid from the Trust, and until paid shall constitute a lien against the Trust. Trustee
shall be entitled to compensation for its services as Trustee as the Company and Trustee agree upon from time to time and if such
compensation is not paid by the Company within thirty (30) days of being invoiced, it shall constitute a lien against the Trust
until paid.

 

SECTION
X

RESIGNATION
AND REMOVAL OF TRUSTEE

 

		(a)	Trustee may resign at any time by written notice to the Company and if a Change in Control has
occurred, by also providing written notice to the CIC GPAC, which resignation shall be effective sixty (60) days after receipt
of such notice by the Company, unless the Company and Trustee agree otherwise.

 

		(b)	Prior to a Change in Control, Trustee may be removed by the Company at any time by written notice
to Trustee, which shall be effective sixty (60) days after receipt of such notice or upon shorter notice accepted by Trustee.

 

    	32

    	 

    

 

		(c)	Upon a Change of Control, as defined herein, Trustee may only be removed by the CIC GPAC, which
removal shall require sixty (60) days prior written notice, and the CIC GPAC shall have the authority to designate a successor
Trustee as provided in Section XI.

 

		(d)	Upon resignation or removal of Trustee and appointment of a successor Trustee, all assets shall
subsequently be transferred to the successor Trustee. The resigning or removed Trustee is authorized, however, to reserve such
amount as may be necessary for the payment of its fees and expenses incurred prior to resignation or removal. The transfer shall
be completed as soon as practicable after receipt of notice of resignation, removal or transfer.

 

		(e)	If Trustee resigns or is removed, a successor trustee shall be appointed, in accordance with Section
XI hereof, by the effective date of resignation or removal under subsections (a), (b) or (c) of this section. If no such appointment
has been made, Trustee may apply to a court of competent jurisdiction for appointment of a successor or for instructions. All expenses
of Trustee in connection with the proceeding shall be allowed as administrative expenses of the Trust.

 

    	33

    	 

    

 

SECTION
XI

APPOINTMENT
OF SUCCESSOR

 

		(a)	Prior to a Change in Control, if Trustee resigns or is removed in accordance with Sections 11(a)
or 11(b) hereof, Company may appoint any third party, such as a bank trust department or other party that may be granted corporate
trustee powers under state law, as a successor to replace Trustee upon such resignation or removal; provided, that any such successor
trustee shall have assets of at least $10 billion and have a significant office in Atlanta, Georgia. After a Change in Control,
the CIC GPAC shall have the authority to appoint a successor Trustee. The appointment shall be effective when accepted in writing
by the new Trustee, which shall have all of the rights and powers of the former Trustee. The former Trustee shall execute any instrument
necessary or reasonably requested by Company or the successor Trustee to evidence the transfer.

 

		(b)	The successor trustee need not examine the records and acts of any prior Trustee and may retain
or dispose of existing trust assets, subject to Sections VII and VIII hereof. The successor trustee shall not be responsible for,
and the Company shall indemnify and defend the successor trustee from any claim or liability resulting from, any action or inaction
of any prior trustee or from any other past event, or any condition existing at the time it becomes successor trustee.

 

    	34

    	 

    
 

SECTION
XII

AMENDMENT
OR TERMINATION

 

		(a)	Except as provided in subsection (b) below:

 

		(i)	prior to a Change in Control, this Trust Agreement may be amended by a written instrument executed
by Trustee and the Company, provided that no such amendment shall conflict with the terms of the Plan, amend Sections 1(g), 1(h),
1(i) or X in a manner directly or indirectly adverse to Participants, amend or delete this subsection (a) or subsection (b) below,
or make the Trust revocable; and

 

		(ii)	the Trust shall not be terminated until all Participants have been paid all benefits to which they
are entitled pursuant to the terms of the Plan, provided that any assets remaining in the Trust after satisfaction of such liabilities
shall be returned to the Company.

 

		(b)	On or after the date of a Change in Control, this Trust Agreement shall not be amended and this
Trust Agreement shall not be terminated except with the prior written consent of the CIC GPAC.

 

    	35

    	 

    

 

SECTION
XIII

DEFINITIONS

 

		(a)	For purposes of this Trust, a Change in Control of the Company means the occurrence of any of the
following events:

 

		(i)	Voting Stock Accumulations. The accumulation by any Person of Beneficial Ownership of twenty
percent (20%) or more of the combined voting power of the Company’s Voting Stock; provided that for purposes of this subparagraph
(i), a Change in Control will not be deemed to have occurred if the accumulation of twenty percent (20%) or more of the voting
power of the Company’s Voting Stock results from any acquisition of Voting Stock (A) the Compensation Committee of the Board
of Directors of the Company, as constituted immediately prior to such acquisition, determines after review shall not be treated
as a Change in Control for purposes of this Trust, which determination shall be made within thirty (30) days of such acquisition
of Voting Stock; (B) directly from the Company that is approved by the Incumbent Board; (C) by the Company, (D) by any employee
benefit plan (or related trust) sponsored or maintained by the Company or any subsidiary, or (E) by any Person pursuant to a Business
Combination that complies with all of the provisions of Clauses (A), (B) and (C) of subparagraph (ii); provided, further, that
in the event of an accumulation by any Person of Beneficial Ownership of fifty percent (50%) or more of the combined voting power
of the Company’s Voting Stock, the exclusion from constituting a Change in Control in Clause (A) of this subparagraph (i)
shall not apply; or

 

    	36

    	 

    

 

		(ii)	Business Combinations. Consummation of a Business Combination, unless, immediately following
that Business Combination, (A) all or substantially all of the Persons who were the beneficial owners of Voting Stock of the Company
immediately prior to that Business Combination beneficially own, directly or indirectly, more than sixty-six and two-thirds percent
(66-2/3%) of the then outstanding shares of common stock and the combined voting power of the then outstanding voting securities
entitled to vote generally in the election of Directors of the entity resulting from that Business Combination (including, without
limitation, an entity that as a result of that transaction owns the Company or all or substantially all of the Company’s
assets either directly or through one or more subsidiaries) in substantially the same proportions relative to each other as their
ownership, immediately prior to that Business Combination, of the Voting Stock of the Company, (B) no Person (other than the Company,
that entity resulting from that Business Combination, or any employee benefit plan (or related trust) sponsored or maintained by
the Company, any Eighty Percent (80%) Subsidiary or that entity resulting from that Business Combination) beneficially owns, directly
or indirectly, twenty percent (20%) or more of the then outstanding shares of common stock of the entity resulting from that Business
Combination or the combined voting power of the then outstanding voting securities entitled to vote generally in the election of
directors of that entity, and (C) at least a majority of the members of the Board of Directors of the entity resulting from that
Business Combination were members of the Incumbent Board at the time of the execution of the initial agreement or of the action
of the Board providing for that Business Combination; or

 

		(iii)	Sale of Assets. A sale or other disposition of all or substantially all of the assets of
the Company; or

 

    	37

    	 

    

 

		(iv)	Liquidation or Dissolutions. Approval by the shareholders of the Company of a complete liquidation
or dissolution of the Company, except pursuant to a Business Combination that complies with all of the provisions of Clauses (A),
(B), and (C) of subparagraph (ii).

 

		(b)	Definitions: For purposes of this Section XIII, the following additional definitions will
apply:

 

		(i)	“Beneficial Ownership” means beneficial ownership as that term is used in Rule 13d-3
promulgated under the Exchange Act.

 

		(ii)	“Business Combination” means a reorganization, merger or consolidation of the Company.

 

		(iii)	“Eighty Percent (80%) Subsidiary” means an entity in which the Company directly or
indirectly beneficially owns eighty percent (80%) or more of the outstanding Voting Stock.

 

		(iv)	“Exchange Act” means the Securities Exchange Act of 1934, including amendments, or
successor statutes of similar intent.

 

    	38

    	 

    

 

		(v)	“Incumbent Board” means a Board of Directors at least a majority of whom consist of
individuals who either are (A) members of the Company’s Board of Directors as of the Effective Date or (B) members who become
members of the Company’s Board of Directors subsequent to the Effective Date whose election, or nomination for election by
the Company’s shareholders, was approved by a vote of at least two-third (2/3) of the directors then comprising the Incumbent
Board (either by a specific vote or by approval of the proxy statement of the Company in which that person is named as a nominee
for director, without objection to that nomination), but excluding, for that purpose, any individual whose initial assumption of
office occurs as a result of an actual or threatened election contest (within the meaning of Rule 14a-11 of the Exchange Act) with
respect to the election or removal of directors or other actual or threatened solicitation of proxies or consents by or on behalf
of a Person other than the Board of Directors. “Person” means any individual, entity or group (within the meaning of
Section 13(d)(3) or 14(d)(2) of the Exchange Act).

 

		(vi)	“Voting Stock” means the then outstanding securities of an entity entitled to vote
generally in the election of members of that entity’s Board of Directors.

 

SECTION
XIV

MISCELLANEOUS

 

		(a)	Any provision of this Trust Agreement prohibited by law shall be ineffective to the extent of any
such prohibition, without invalidating the remaining provisions hereof.

 

    	39

    	 

    

 

		(b)	Except as otherwise permitted by the Plan, benefits payable to Participants under this Trust Agreement
shall not be subject to assignment, pledge, alienation, transfer or other encumbrance of any kind, whether voluntary or involuntary
and any purported assignment, alienation, pledge, transfer or other encumbrance shall be void and unenforceable against the Plan,
the Company and the Trust; the Participants’ benefits shall not be subject to legal and equitable process, claims of creditors
of the Participants, tort claims, or attachment for the payment of any claim against any Participant or other person entitled to
receive such benefits.

 

		(c)	This Trust Agreement shall be governed by and construed in accordance with the laws of the State
of Georgia. Nothing in this Trust Agreement shall be construed to subject the Trust to the Employee Retirement Income Security
Act of 1974, as amended.

 

		(d)	The Company shall be required to notify the Trustee in writing of a Change in Control. The Trustee
shall not be charged with actual knowledge of a Change in Control until it has received notice, in writing, of such Change in Control.

 

		(e)	Every direction or notice authorized hereunder shall be deemed delivered to the Company or the
Trustee as the case may be:

		(i)	on the date it is personally delivered to the Company or the Trustee, as provided in subsection
(g) below, or

 

		(ii)	three (3) business days after it is sent by registered or certified mail, or reliable overnight
delivery service, return receipt requested, cost or postage prepaid, addressed to the Company, the Trustee or the Plan Administrator
(and, if applicable, the CIC GPAC), as provided in subsection (g) below.

    	40

    	 

    

 

		(f)	The Trustee shall be fully protected in relying upon a certification of an authorized representative
of the Company or any Investment Manager with respect to any instruction, direction or approval of the Company or any Investment
Manager required or permitted hereunder, and shall also be protected in relying upon the certification until a subsequent certification
is filed with the Trustee. The Trustee shall be fully protected in acting upon any instrument, certificate, or paper believed by
it to be genuine and to be signed or presented by the proper person or persons, and the Trustee shall be under no duty to make
any investigation or inquiry as to any statement contained in any such writing, but may accept the same as conclusive evidence
of the truth and accuracy of the information contained therein.

 

		(g)	Communications under this Trust Agreement shall be in writing and shall be sent to the following
addresses:

 

	Trustee:	Wells Fargo Bank, NA
	 	One West Fourth Street, 5th Floor
	 	Winston-Salem, NC 27101
	 	 
	 	ATTN: Executive Benefits Group	 

  

	Company:	Equifax Inc.
	 	1550 Peachtree Street
	 	Atlanta, GA 30309
	 	ATTN:  Senior Vice President and
	 	Treasurer

 

After a CIC, a Copy Shall Be Sent
To:

 

CIC GPAC at Address To Be Provided 

 

    	41

    	 

    

 

		(h)	This Trust Agreement shall be binding upon, and inure to the benefit of, the Company and the Trustee
and their respective successors, transferors and assigns. In addition, the Company will require any successor to, or transferor
of, all or substantially all of the business and/or assets of the Company or stock of the Company to expressly assume and agree
to perform this Agreement, in the same manner and to the same extent that the Company would be required to perform if no such succession
had taken place.

 

		(i)	This Trust Agreement may be executed in any number of counterparts, each of which shall be deemed
to be an original, but all of which shall together constitute only one agreement.

 

		(j)	The provisions of subsection (b) of Section VIII and Section IX shall survive the termination of
this Agreement. The inclusion of this subsection does not imply that any other Section or subsection does not survive the termination
of this Agreement if survival of such Section or subsection is expressly set forth or in otherwise consistent with the terms of
this Agreement.

 

SECTION
XV

EFFECTIVE
DATE

The effective date
of this Trust Agreement shall be the 16th day of September, 2011 (“Effective Date”).

 

    	42

    	 

    

 

IN WITNESS WHEREOF,
the undersigned have executed this Trust Agreement as of the day and year first above written.

 

	 	EQUIFAX INC.
	 	 	 
	 	BY:	 
	 	 	 
	 	TITLE:	 
	 	 
	 	TRUSTEE: WELLS FARGO BANK, N.A.
	 	 
	 	BY:	 
	 	 
	 	TITLE:	 

 

    	43EXHIBIT 10.20

 

Description of Non-Employee Director Compensation

 

Compensation for non-employee directors of Equifax Inc. (the “Company”)
effective January 1, 2012 consists of the following:

 

		·	a $75,000 annual cash retainer, payable quarterly in arrears, for all non-employee directors; new directors receive a prorated
cash retainer in the quarter from the date they were elected;

 

		·	a supplemental annual cash retainer of $20,000 for the Chair of the Audit Committee, $15,000 for the Chair of the Compensation,
Human Resources & Management Succession Committee and $7,500 for the Chair of the Governance and Technology Committees;

 

		·	a supplemental annual cash retainer of $10,000 for non-Chair members of the Audit Committee, $7,500 for the non-Chair members
of the Compensation, Human Resources & Management Succession Committee and $3,750 for the non-Chair members of the Governance
and Technology Committees;

 

		·	following
each annual meeting of shareholders of the Company, continuing directors will receive a grant of Company common stock, in the
form of restricted stock units (“RSUs”) with a market value on the grant date of $125,000. These grants vest over
a period of one year, subject to accelerated vesting in certain events; and 

 

		·	upon first being elected a director of the Company, a director will
receive a one-time initial grant of RSUs vesting over a three-year period, with a grant date market value of $175,000. These grants
vest over a period of three years, subject to accelerated vesting in certain events.

 

Cash retainers and equity awards may be deferred under the applicable
Director deferred compensation plan.

 

The Board of Directors has a policy on stock ownership that requires
each non-employee director to beneficially own common stock of the Company having a value which is at least five times the annual
cash retainer fee, no later than the fifth anniversary of the annual meeting at which the director was first elected to the Board.

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00199-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00199-of-00352.parquet"}]]