Document:

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AMENDMENT NO. 1

This Amendment No. 1 dated as of September 30, 2004 ("Amendment") is among LYONDELL-CITGO Refining LP, a Delaware limited partnership (the "Borrower"), Credit Suisse First Boston, as administrative agent for the Lenders ("Agent"), and the lenders listed on the signature pages to this Amendment ("Lenders").

INTRODUCTION

	The Borrower, the Agent, and the Lenders are parties to the Credit Agreement dated as of May 21, 2004 (the "Credit Agreement").

	The Borrower, the Agent, and the Lenders wish to amend the Credit Agreement in certain respects as provided herein.

THEREFORE, the Borrower, the Administrative Agent, and the Lenders hereby agree as follows:

	Definitions.  Unless otherwise defined in this Amendment, terms used in this Amendment which are defined in the Credit Agreement shall have the meanings assigned to such terms in the Credit Agreement.

	Definitions.  In Section 1.01 of the Credit Agreement:

	the definition of  "Applicable Margin" is amended in its entirety to read as follows:

"Applicable Margin" means: (a) for Revolving Loans, (i) with respect to any Eurodollar Rate Loan, 2.5%; and (ii) with respect to any Base Rate Loan, 1.5% and (b) for Term Loans, (i) with respect to any Eurodollar Rate Loan, 2.0%; and (ii) with respect to any Base Rate Loan, 1.0%.

	the definition of "Consolidated Net Worth" is amended in its entirety to read as follows:

"Consolidated Net Worth" means, as of the date of any determination, without duplication of amounts, (a) the remainder of (i) the aggregate amount of total assets of the Borrower and the Subsidiary Guarantors and (ii) the aggregate amount of the total liabilities of the Borrower and the Subsidiary Guarantors, in each case as of the end of the Borrower's most recently ended fiscal quarter and determined on a consolidated basis in accordance with GAAP; all as adjusted to exclude the effect of asset write-downs and other restructuring charges which are non-cash charges that are taken after March 31, 2004 not to exceed $25,000,000 in the aggregate.

	Voluntary Prepayments.  Section 3.03 of the Credit Agreement is amended (a) by inserting "(except as otherwise provided in this section)" immediately after the text "without premium or penalty" and (b) by inserting the following at the end of the section:

The Borrower shall pay for each voluntary prepayment in respect of a reduction in pricing of the Term Loans made on or before September 25, 2005 a prepayment premium equal to 1% of the then aggregate outstanding principal amount of the Term Loans on the date of such prepayment.

	Debt to Total Capitalization Ratio.  Section 7.17(a) of the Credit Agreement is amended by substituting "0.85 to 1.00" for "0.75 to 1.00".

	Substitution of Lender.  Section 3.07 of the Credit Agreement is amended in its entirety to read as follows:

If (a) the obligation of any Lender to make or Convert Loans into Eurodollar Rate Loans has been suspended pursuant to Section 2.06(b), (b) any Lender has demanded compensation under Section 3.05, (c) any Lender has notified the Borrower that it is not capable of receiving payments without deduction or withholding pursuant to Section 3.06, or (d) any Lender fails to execute and deliver any consent, amendment or waiver to the Credit Agreement requested by the Borrower by a date specified by the Borrower (or gives the Borrower written notice prior to such date of its intention not to do so), the Borrower may replace such Lender by designating in a notice given to the Agent one or more Eligible Assignees to replace such Lender, which Eligible Assignee(s), if not already a Lender, shall be subject to the approval of the Issuers and Agent, which approval shall not be unreasonably withheld.  If the Borrower so designates one or more Eligible Assignees, then the Agent shall give notice thereof to the Lender to be replaced, and thereupon, such Lender shall promptly consummate an assignment of such Lender's Commitment, Loans, Notes, participations in Letters of Credit and other rights and obligations hereunder relative to the Commitment of such Lender to such Eligible Assignee(s) (pro rata, if there is more than one Eligible Assignee, in accordance with the portions being assigned) in accordance with Section 10.06.  For purposes of Section 3.04(a), a Lender consummating an assignment pursuant to this Section 3.07 shall be deemed to have been paid on the effective date of such assignment all its Loans then being assigned.

	Representations and Warranties.  The Borrower represents and warrants to the Agent and the Lenders that:

	the representations and warranties set forth in Article V of the Credit Agreement are true and correct in all material respects (unless made as of a specific date set forth therein) as of the date of this Amendment;

	(i) the execution, delivery and performance of this Amendment are within the power and authority of the Borrower under its Charter Documents and the DRULPA and have been duly authorized by all proceedings required under its Charter Documents and the DRULPA and (ii) this Amendment constitutes a legal, valid, and binding obligation of the Borrower, enforceable against the Borrower in accordance with its terms, except as limited by applicable bankruptcy, insolvency, reorganization, moratorium, or similar laws affecting the rights of creditors generally and general principles of equity (regardless of whether such enforceability is considered a proceeding in equity or at law); and

	as of the date of this Amendment, no Default or Event of Default has occurred and is continuing.

	Effectiveness.  This Amendment shall become effective as of the date of this Amendment, and the Credit Agreement shall be amended as provided in this Amendment, when (a) the Borrower shall have delivered to the Agent duly and validly executed by the Borrower originals of this Amendment, (b) the Required Lenders and each Term Lender shall have executed and delivered this Amendment to the Agent and the Borrower, (c) the Borrower shall have provided evidence to the Agent's reasonable satisfaction of its partnership authority to enter into this Amendment, and (d) the Borrower shall have paid to the Lead Arrangers the fees payable in connection with this Amendment under the engagement letter between the Borrower and the Lead Arrangers.  The Agent will confirm in writing to the Borrower when these conditions have been satisfied.

	Effect on Loan Documents.

	Except as amended herein, the Credit Agreement and the Loan Documents remain in full force and effect as originally executed.  Nothing herein shall act as a waiver of any of the Agent's or Lenders' rights under the Loan Documents, as amended.

	This Amendment is a Loan Document for the purposes of the provisions of the other Loan Documents.

	Choice of Law.  This Amendment shall be governed by and construed and enforced in accordance with the laws of the State of New York.

	Counterparts.  This Amendment may be signed in any number of counterparts, each of which shall be an original.

 

[The remainder of this page has been left blank intentionally.]

EXECUTED to be effective as of the date first above written.
LYONDELL-CITGO REFINING LP

 

By:/s/ William F. Thompson

By:       William F. Thompson 

Title:    Vice President and

             General Manager

CREDIT SUISSE FIRST BOSTON, acting through its Cayman Islands Branch, as Agent and Lender

 

By:/s/  James P. Moran_______

Name:  James P. Moran 

Title:    Director

 

By:/s/ Denise L. Alvarez

Name:  Denise L. Alvarez 

Title:    Associate

BANK OF AMERICA, N.A.

 

By:/s/  Ronald E. McKaig

Name:  Ronald E. McKaig

Title:  Managing Director

WESTLB AG, NEW YORK BRANCH

 

By:/s/  Salvatore Battinelli

Name:   Salvatore Battinelli 

Title:      Managing Director

By:/s/  Daniel Hitchcock

Name:  Daniel Hitchcock 

Title:    Associate Director 
 Credit Americas

SUNTRUST BANK

 

By:/s/  David Edge

Name:   David Edge 

Title:      Managing Director 

FORTIS CAPITAL CORP

 

By:/s/  Darrell W. Holley____________

Name:   Darrell W. Holley 

Title:     Managing Director

 

By:_____/s/  Casey Lowary__________

Name:   Casey Lowary

Title:     Senior Vice President

BANK OF OKLAHOMA N.A.

 

By:/s/  Robert D. Mattax

Name:   Robert D. Mattax 

Title:     Senior Vice President

THE BANK OF NOVA SCOTIA

 

By:/s/   William E. Zarrett

Name:    William E. Zarrett 

Title:      Managing Director

BAYERISCHE HYPO- UND VEREINSBANK AG, NEW YORK BRANCH

By:______/s/  Yoram Dankner____________

Name:     Yoram Dankner

Title:        Managing Director

 

By:  ______/s/  Luc Perrot_______________

Name:       Luc Perrot

Title:         Associate Director

 

CALYON NEW YORK BRANCH

 

By: ____/s/  Olivier Audemard__________

Name:     Olivier Audemard

Title:       Managing Director

By:_____/s/  Pierre Debray_____________

Name:      Pierre Debray

Title:        Managing Director

BANK OF SCOTLAND

 

By:/s/  Karen Workman

Name:   Karen Workman 

Title:     Assistant Vice President

ALLIED IRISH BANKS PLC

 

By_______/s/  Aidan Lanigan______________

Name:      Aidan Lanigan

Title:        Assistant Vice President

By_______/s/  Mark K. Connelly____________

Name:      Mark K. Connelly

Title:        Vice President

NATIONAL CITY BANK

 

By:  _____/s/  Michael A. Moose__________

Name:       Michael A. Moose

Title:         Assistant Vice President

SCOTIABANC INC.

 

By:_____/s/  William E. Zarrett____________

Name:      William E. Zarrett

Title:         Managing Director

 

BNP PARIBAS

 

By_______/s/  J. Onischuk______________

Name:      J. Onischuk

Title:        Director

 

By_______/s/  Larry Robinson______________

Name:      Larry Robinson

Title:        Director

NATEXIS BANQUES POPULAIRES

 

By:/s/  Daniel Payer _____________

Name:    Daniel Payer 

Title:     Vice President

 

By:________/s/  Louis P. Laville, III________

Name:   Louis P. Laville, III

Title:     Vice President and Group Manager

SOCIETE GENERALE, NEW YORK BRANCH

 

By:  _____/s/  Jeff Wood________________

Name:       Jeff Wood

Title:         Managing Director

UNION PLANTERS BANK N.A.

 

By:  _____/s/  Keith S. Page______________

Name:       Keith S. Page

Title:         Vice President

 

COMMERZEBANK AG, NEW YORK AND GRAND CAYMAN BRANCHES

 

By:  ____/s/  Steven R. Pottle_____________

Name:     Steven R. Pottle

Title:       Vice President

 

By:/s/  Andrew Kjoller

Name:   Andrew Kjoller 

Title:     Vice President

JPMORGAN CHASE BANK

 

By:/s/  Robert C. Mertensotto

Name:    Robert C. Mertensotto 

Title:      Managing Director

SUMITOMO MITSUI BANKING CORPORATION

 

By:  _____/s/  Robert H. Riley III___________

Name:      Robert H. Riley III

Title:        Senior Vice President

ERSTE BANK DER OESTERREICHISCHEN SPARKASSAN AG

By:  _____/s/  Bryan J. Lynch______________

Name:       Bryan J. Lynch

Title:         First Vice President

By:  _____/s/  Patrick W. Kunkel____________

Name:       Patrick W. Kunkel

Title:         Director, Erste Bank 

New York Branch

1888 FUND, LTD.

 

By:  _____/s/  Kaitlin Trinh________________

Name:       Kaitlin Trinh

Title:         Vice President

 

ADDISON CDO, Limited

By:  Pacific Investment Management Company

        LLC, as its Investment Advisor

By:  _____/s/  Mohan V. Phansalkar_________

Name:        Mohan V. Phansalkar

Title:           Managing Director

AIB DEBT MANAGEMENT LIMITED

 

By:/s/.  Mark K. Connolly

Name:   Mark K.  Connolly

Title:     Assistant Vice President

              Investment Advisor to AIB Debt

              Management, Limited

 

By:____/s/  Aidan Lanigan________________

Name:    Aidan Lanigan

Title:      Assistant Vice President

American Express Certificate Company

By:  American Express Asset Management

        Group as Collateral Manager

        By:  ___/s/  Yvonne Stevens___________

        Name:     Yvonne Stevens

        Title:        Senior Managing Director

AMMC CDO II, LIMITED

By:  American Money Management Corp.,

        As Collateral Manager

         By:  ____/s/  Chester M. Eng___________

         Name:      Chester M. Eng

         Title:         Senior Vice President

AMMC CDO III, LIMITED

By:  American Money Management Corp.,

        As Collateral Manager

         By:  ____/s/  Chester M. Eng___________

         Name:      Chester M. Eng

         Title:         Senior Vice President

APEX (TRIMARAN) CDO I LTD.

By:  Trimaran Advisors, L.L.C.

        By:  ___/s/  David M. Millison__________

        Name:       David M. Millison

        Title:         Managing Director

ATRIUM CDO

 

By:  _____/s/  David H. Lerner____________

Name:      David H. Lerner

Title:        Authorized Signatory

AVENUE CLO FUND LTD.

 

By:  ___/s/  Richard D'Addario____________

Name:      Richard D'Addario

Title:        Senior Portfolio Manager

BABSON CLO LTD 2003-I

By:  Babson Capital Management LLC as

        Collateral Manager

 

        By:  ____/s/  John W. Stelwagon_______

        Name:  John W. Stelwagon

        Title:    Managing Director

BABSON CLO LTD 2004-I

By:  Babson Capital Management LLC 

          By:____/s/  John W. Stelwagon_______

          Name:  John W. Stelwagon

          Title:    Managing Director

 

        

BANK OF MONTREAL

 

By:  ____/s/  S. Valia___________________

Name:     S. Valia

Title:       Managing Director

BILL & MELINDA GATES FOUNDATION

By:  Babson Capital Management LLC as

        Investment Adviser

 

        By:  ____/s/  John W. Stelwagon_______

        Name:  John W. Stelwagon

        Title:    Managing Director

BLACKROCK SENIOR INCOME SERIES

By:  ____/s/  Tom Colwell________________

Name:     Tom Colwell

Title:        Authorized Signatory

BUSHNELL CBNA LOAN FUNDING LLC

 

By:  _____/s/___Janet Haack______________

Name:     Janet Haack

Title:       As Attorney-In-Fact

CALLIDUS DEBT PRTNS-CLO FD III

By:  Callidus Debt Partners CLO Fund III, LLC

        By:  Its Collateral Manager, Callidus

                Capital Management, LLC

 

By:  _____/s/___Peter R. Bennitt____________

Name:     Peter R. Bennitt

Title:       Principal

 

CARLYLE HIGH YIELD PARTNERS II, LTD.

 

By:  _____/s/___Linda Pace______________

Name:      Linda Pace

Title:        Managing Director

CARLYLE HIGH YIELD PARTNERS III, LTD.

 

By:  _____/s/___Linda Pace______________

Name:      Linda Pace

Title:        Managing Director

CARLYLE HIGH YIELD PARTNERS IV, LTD.

 

By:  _____/s/___Linda Pace______________

Name:      Linda Pace

Title:        Managing Director

CARLYLE HIGH YIELD PARTNERS VI, LTD.

 

By:  _____/s/___Linda Pace______________

Name:      Linda Pace

Title:        Managing Director

Centurion CDO VII, Ltd.

By:  American Express Asset Management

       Group, Inc., as Collateral Manager

 

By:  ________/s/__Robin C. Stancil________

Name:         Robin C. Stancil

Title:           Supervisor-Fixed Income

                    Support Team

CITADEL HILL 2000 LTD

 

By:  ____/s/___Harry Amyette____________

Name:      Harry Amyette

Title:        Authorized Signatory

 

Citigroup Investments Corporate Loan Fund,

Inc.

By:  Travelers  Assest Management International Company LLC

 

By:  ____/s/___Roger Yee________________

Name:       Roger Yee

Title:         Vice President

Close International Custody Services Limited as Custodian of 

CYPRESSTREE INTERNATIONAL LOAN HOLDING COMPANY LIMITED

 

By:  ____/s/___Jeffrey Megar______________

Name:      Jeffrey Megar

Title:        Director

 

By:  ____/s/___Preston I. Carnes, Jr.________

Name:      Preston I. Carnes, Jr.

Title:        Managing Director

CLYDESDALE CLO 2001-1 LTD

By:  NOMURA CORPORATE RESEARCH AND ASSET MANAGEMENT INC. AS COLLATERAL MANAGER

 

By:  ____/s/__Elizabeth MacLean___________

Name:       Elizabeth MacLean

Title:          Director

CLYDESDALE CLO 2003 LTD

By:  NOMURA CORPORATE RESEARCH AND ASSET MANAGEMENT INC. AS COLLATERAL MANAGER

 

By:  ____/s/__Elizabeth MacLean___________

Name:       Elizabeth MacLean

Title:          Director

 

CLYDESDALE CLO 2004 LTD

By:  NOMURA CORPORATE RESEARCH AND ASSET MANAGEMENT INC. AS COLLATERAL MANAGER

 

By:  ____/s/__Elizabeth MacLean___________

Name:       Elizabeth MacLean

Title:          Director

Columbus Loan Funding Ltd.

By:  Travelers Asset Management International Company LLC

 

By:  ___/s/___Roger Yee__________________

Name:       Roger Yee

Title:         Vice President

CONSTANTINUS EATON VANCE CDO V, LTD.

BY:  EATON VANCE MANAGEMENT AS INVESTMENT ADVISOR

 

By:  ____/s/__Michael B.  Botthof__________

Name:      Michael B. Botthof

Title:        Vice President

CREDIT SUISSE FIRST BOSTON INTERNATIONAL

 

By:  ___/s/__Irina Borisova________________

Name:          Irina Borisova

Title:            Assistant Vice President

By:  ___/s/__Maria Delellis________________
Name:           Maria Delellis      

Title:            Assistant Vice President

 

 

CSAM FUNDING I

 

By:  ____/s/__David H. Lerner______________

Name:      David H. Lerner

Title:        Authorized Signatory

 

CSAM FUNDING IV

 

By:  ____/s/__David H. Lerner______________

Name:      David H. Lerner

Title:        Authorized Signatory

CYPRESS POINT TRADING LLC

 

By:  ____/s/__Meredith J. Koslick___________

Name:     Meredith J. Koslick

Title:       Assistant Vice President

DIAMOND SPRINGS TRADING LLC

 

By:  ____/s/__Meredith J. Koslick___________

Name:     Meredith J. Koslick

Title:       Assistant Vice President

EATON VANCE CDO III, LTD.

BY:  EATON VANCE MANAGEMENT AS INVESTMENT ADVISOR

 

By:  ____/s/__Michael B.  Botthof__________

Name:      Michael B. Botthof

Title:        Vice President

EATON VANCE CDO VI, LTD.

BY:  EATON VANCE MANAGEMENT AS INVESTMENT ADVISOR

 

By:  ____/s/__Michael B.  Botthof__________

Name:      Michael B. Botthof

Title:        Vice President

 

EATON VANCE INSTITUTIONAL SENIOR  LOAN FUND

BY:  EATON VANCE MANAGEMENT AS INVESTMENT ADVISOR

 

By:  ____/s/__Michael B.  Botthof__________

Name:      Michael B. Botthof

Title:        Vice President

EATON VANCE LIMITED DURATION INCOME FUND

BY:  EATON VANCE MANAGEMENT AS INVESTMENT ADVISOR

 

By:  ____/s/__Michael B.  Botthof__________

Name:      Michael B. Botthof

Title:        Vice President

EATON VANCE SENIOR FLOATING RATE TRUST

BY:  EATON VANCE MANAGEMENT AS INVESTMENT ADVISOR

 

By:  ____/s/__Michael B.  Botthof__________

Name:      Michael B. Botthof

Title:        Vice President

EATON VANCE SENIOR INCOME TRUST

BY:  EATON VANCE MANAGEMENT AS INVESTMENT ADVISOR

 

By:  ____/s/__Michael B.  Botthof__________

Name:      Michael B. Botthof

Title:        Vice President

 

ENDURANCE CLO I, LTD.

By:  ING  Capital Advisors LLC,

       As Collateral Manager

 

By:  _____/s/__Robert D. Cohen___________

Name:     Robert D. Cohen

Title:       Vice President

ARCHIMEDES FUNDING III, LTD.

By:  ING  Capital Advisors LLC,

       As Collateral Manager

 

By:  _____/s/__Robert D. Cohen___________

Name:     Robert D. Cohen

Title:       Vice President

SEQUILS-ING I (HBDGM), LTD.

By:  ING  Capital Advisors LLC,

       As Collateral Manager

 

By:  _____/s/__Robert D. Cohen___________

Name:     Robert D. Cohen

Title:       Vice President

NEMEAN CLO, LTD.

By:  ING  Capital Advisors LLC,

       As Collateral Manager

 

By:  _____/s/__Robert D. Cohen___________

Name:     Robert D. Cohen

Title:       Vice President

EV-SENIOR DEBT PORTFOLIO

By:  Boston Management and Research 

As Investment Advisor

 

By:  ____/s/__Michael B. Botthof___________

Name:      Michael B. Botthof

Title:        Vice President

 

FIDELITY ADV SERIES II:FAFR

 

By:  ____/s/__John H. Costello___________

Name:      John H. Costello

Title:        Assistant Treasurer

FLAGSHIP CLO II

By:  Flagship Capital Management, Inc.

 

By:  ____/s/__Eric S. Meyer______________

Name:       Eric S. Meyer

Title:         Director

FLAGSHIP CLO 2001-1

By:  Flagship Capital Management, Inc.

 

By:  ____/s/__Eric S. Meyer______________

Name:       Eric S. Meyer

Title:         Director

FLOATING RATE INCOME STRATEGIES FUND, INC.

 

By:  ___/s/__Omar Jama__________________

Name:         Omar Jama

Title:           Authorized Signatory

FOOTHILL INCOME TRUST, L.P.

By:  FIT GP, LLC, its General Partner

 

By:  ____/s/___Dennis R. Ascher____________

Name:          Dennis R. Ascher

Title:            Managing Member

 

Forest Multi-Strategy Master Fund SPC,

On behalf of its Multi-Strategy Segregated Portfolio

 

By:  ____/s/__David Teolis________________

Name:           David Teolis

Title:             Portfolio Manager

FRANKLIN CLO I LTD.

 

By:  ____/s/__Tyler Chan_________________

Name:           Tyler Chan

Title:             Vice President

FRANKLIN CLO II LTD.

 

By:  ____/s/__Tyler Chan_________________

Name:           Tyler Chan

Title:             Vice President

FRANKLIN FLOATING RATE MASTER

 

By:  ____/s/__Tyler Chan_________________

Name:           Tyler Chan

Title:             Vice President

 

FRANKLIN FLOATING RATE TRUST

 

By:  ____/s/__Tyler Chan_________________

Name:           Tyler Chan

Title:             Vice President

FRANKLIN FLOATING RATE DAILY ACCESS FUND

 

By:  ____/s/__Tyler Chan_________________

Name:           Tyler Chan

Title:             Vice President

GALAXY CLO 1999-1, LTD.

By:  AIG Global Investment Corp., Its

Collateral Manager

 

By:  _____/s/  W. Jeffrey Baxter____________

Name:         W. Jeffrey Baxter

Title:            Vice President

GALAXY III CLO LTD.

By:  AIG Global Investment Corp., Its

Collateral Manager

 

By:  _____/s/  W. Jeffrey Baxter____________

Name:         W. Jeffrey Baxter

Title:            Vice President

GENERAL ELECTRIC CAPITAL CORP

 

By:  _____/s/  Kevin P. Walsh_____________

Name:           Kevin P. Walsh

Title:             Manager -- Operations

State Street Bank and Trust Company as Trustee for GMAM GROUP PENSION TRUST I

 

By:  ____/s/  Matthew C. Daly______________

Name:           Matthew C. Daly

Title:              Vice President

GOLDENTREE LOAN OPPORTUNITIES I, LTD.

By:  GoldenTree Asset Management, LP

By:  ____/s/  Thomas H. Shandell__________

Name:           Thomas H. Shandell

Title:

 

GOLDENTREE LOAN OPPORTUNITIES II, LTD.

By:  GoldenTree Asset Management, LP

By:  ____/s/  Thomas H. Shandell__________

Name:           Thomas H. Shandell

Title

GRAYSON & CO

BY:  BOSTON MANAGEMENT AND RESEARCH 

AS INVESTMENT ADVISOR

 

By:  ____/s/__Michael B.  Botthof__________

Name:      Michael B. Botthof

Title:        Vice President

HARBOURVIEW CLO IV LTD

 

By:  ____/s/  Bill Campbell________________

Name:         Bill Campbell

Title:           Manager

HARBOURVIEW CLO V LTD

 

By:  ____/s/  Bill Campbell________________

Name:         Bill Campbell

Title:           Manager

HARCH CLO I LIMITED

 

By:  _____/s/  Michael E. Lewitt___________

Name:           Michael E. Lewitt

Title:             Authorized Signatory

 

HIGHLAND OFFSHORE PARTNERS LP

By:  Highland Capital Management, L.P.

As General Partner

 

By:  _____/s/  Todd Travers_______________

Name:         Todd Travers

Title:           Senior Portfolio Manager

                    Highland Capital Management, L.P.

IDS Life Insurance Company

By:  American Express Asset Management Group, Inc. as Collateral Manager

 

By:  ____/s/  Yvonne Stevens_______________

Name:            Yvonne Stevens

Title:               Senior Managing Director

ING PRIME RATE TRUST

 

By:  ____/s/  Charles E. LeMieux____________

Name:            Charles E. LeMieux CFA

Title:               Vice President

ING SENIOR INCOME FUND 

 

By:  ____/s/  Charles E. LeMieux____________

Name:            Charles E. LeMieux CFA

Title:               Vice President

KATONAH I, LTD.

 

By:  ____/s/  Ralph Della Rocca_____________

Name:           Ralph Della Rocca

Title:             Authorized Officer 

                      Katonah Capital, L.L.C.

                      As Manager

KATONAH II, LTD.

 

By:  ____/s/  Ralph Della Rocca_____________

Name:           Ralph Della Rocca

Title:             Authorized Officer 

                      Katonah Capital, L.L.C.

                      As Manager

KATONAH VI, LTD.

 

By:  ____/s/  Ralph Della Rocca_____________

Name:           Ralph Della Rocca

Title:             Authorized Officer 

                      Katonah Capital, L.L.C.

                      As Manager

LANDMARK IV CDO LTD.

By:  Aladdin Capital Management LLC, as Manager

 

By:  ____/s/  Angela Bozorgmir____________

Name:            Angela Bozorgmir

Title:              Director

LCM II LIMITED PARTNERSHIP

By:  Lyon Capital Management LLC,

As Attorney-In-Fact

 

By:  ____/s/  Farboud Tavanger____________

Name:           Farboud Tavanger

Title:             Senior Portfolio Manager

LIGHTPOINT CLO 2004-1, LTD.

 

By:  ____/s/  Thomas A. Kramer____________

Name:           Thomas A. Kramer

Title:             Senior Managing Director &

                     Chief Executive Officer

 

Loan Funding III LLC

By:  Pacific Investment Management Company

        LLC, as its Investment Advisor

By:  _____/s/  Mohan V. Phansalkar_________

Name:        Mohan V. Phansalkar

Title:           Managing Director

 

LOAN FUNDING VII LLC 

By:  Highland Capital Management, L.P.

As Collateral Manager 

 

By:  _____/s/  Todd Travers_______________

Name:         Todd Travers

Title:           Senior Portfolio Manager

                    Highland Capital Management, L.P.

LONG LANE MASTER TRUST II

 

By:  ____/s/  Ann E. Morris_______________

Name:           Ann E. Morris

Title:             Authorized Agent

MAINSTAY FLOATING RATE FUND, a series of Eclipse Funds Inc.

By:  New York Life Investment Management LLC

 

By:  ____/s/  F. David Melka______________

Name:              F. David Melka

Title:                Director

MASSACHUSETTS MUTUAL LLIFE INSURANCE 

By:  Babson Capital Management LLC as Investment Adviser 

By:____/s/  John W. Stelwagon_____________

Name:  John W. Stelwagon

Title:    Managing Director

 

MASTER SENIOR FLOATING RATE TRUST

 

By:  ___/s/__Omar Jama__________________

Name:         Omar Jama

Title:           Authorized Signatory

 

MERRILL LYNCH GLOBAL INVESTMENT SERIES: BANK LOAN INCOME PORTFOLIO

By:  Merrill Lynch Investment Managers, L.P.

As Investor Advisor

 

By:  ___/s/__Omar Jama__________________

Name:         Omar Jama

Title:           Authorized Signatory

ML CLO XV PILGRIM AMERICA 

 

By:  ____/s/  Charles E. LeMieux____________

Name:            Charles E. LeMieux CFA

Title:               Vice President

MONUMENT CAPITAL LTD. As Assignee

By:  Alliance Capital Management L.P., as Investment Manager

By:  Alliance Capital Management Corporation, as General Partner

 

By:  _____/s/  Joel Serebransky_____________

Name:            Joel Serebransky

Title:              Senior Vice President

MONUMENT PARK CDO LTD

By:  Blackstone Debt Advisors L.P.

As Collateral Manager

 

By:  ____/s/  Dean Criares_________________

Name:           Dean Criares

Title:             Managing Director

MORGAN STANLEY PRIME INCOME TRUST

 

By:  ____/s/  Elizabeth Bodisch_____________

Name:             Elizabeth Bodisch

Title:               Authorized Signatory

MOUNTAIN CAPITAL CLO III LTD

 

By:  ____/s/___Regina Forman_____________

Name:              Regina Forman

Title:                Director

NATIONWIDE LIFE INS CO

 

By:  ____/s/  Thomas S. Leggett_____________

Name:             Thomas S. Leggett

Title:               Associate Vice President

                        Public Bonds

 

NATIONWIDE MUTUAL INSURANCE CO

 

By:  ____/s/  Thomas S. Leggett_____________

Name:             Thomas S. Leggett

Title:               Associate Vice President

                        Public Bonds

NUVEEN FLOATING RATE INCOME FUND, as a Lender

 

By:  ____/s/  Lanny Mason_________________

Name:         Larry Mason

Title:           Portfolio Manager

 

NYLIM FLATIRON CLO 2004-1 LTD

By:  New York Life Investment Management LLC, as Collateral Manager and Attorney-In-Fact

 

By:  ____/s/  F. David Melka______________

Name:              F. David Melka

Title:                Director

OLYMPIC CLO I

 

By:  ___/s/  John M. Casparian_____________

Name:           John M. Casparian

Title:             Chief Operating Officer

                     Centre Pacific Manager

ONE GROUP INCOME BOND FUND

 

By:  ____/s/  James E. Gibson______________

Name:            James E. Gibson

Title:     Executive Vice President

 

OXFORD STRATEGIC INCOME FUND

BY:  EATON VANCE MANAGEMENT AS INVESTMENT ADVISOR

 

By:  ____/s/__Michael B.  Botthof__________

Name:      Michael B. Botthof

Title:        Vice President

PAMCO CAYMAN LTD 

By:  Highland Capital Management, L.P.

As Collateral Manager 

 

By:  _____/s/  Todd Travers_______________

Name:         Todd Travers

Title:           Senior Portfolio Manager

                    Highland Capital Management, L.P.

 

PILGRIM CLO 1999 -- 1 LTD

 

By:  ____/s/  Charles E. LeMieux____________

Name:            Charles E. LeMieux CFA

Title:               Vice President

PINEHURST TRADING, INC.

 

By:  ____/s/  Meredith J. Koslick____________

Name:             Meredith J. Koslick

Title:               Assistant Vice President

PRINCIPAL LIFE INSURANCE COMPANY

By:  Principal Global Investors, LLC

A Delaware limited liability company,

Its authorized signatory

By:  ___/s/  Jon C. Heiny_______________

Name:          Jon C. Heiny

Title:            Counsel

By:  ___/s/___James Fifield____________

Name:            James Fifield

Title:               Counsel

PROMETHEUS INVESTMENT FUNDING NO. 1 LTD.

By:  HVB Credit Advisors LLC

By:  ____/s/  Irv Roa_____________________

Name:            Irv Roa

Title:              Director

By:  ____/s/  Charles P. Strause_____________

Name:            Charles P. Strause

Title:               Associate Director

 

REGIMENT CAPITAL LTD.

By:  Regiment Capital Management, LLC

  As its Investment Advisor

By:   Regiment Capital Advisors, LLC

   Its Manager and pursuant to delegated

   Authority

 

By:  _____/s/  Mark  A. Brostowski_________

Name:              Mark A. Brostowski

Title:                Authorized Signatory

SEABOARD CLO 2000 LTD.

By:  Babson Capital Management LLC as Collateral Manager

 

By:  _____/s/__John W. Stelwagon__________

Name:               John W. Stelwagon

Title:                 Managing Director

SEMINOLE FUNDING LLC

 

By:  ____/s/__Meredith J. Koslick___________

Name:     Meredith J. Koslick

Title:       Assistant Vice President

 

SENIOR DEBT PORTOLIO

BY:  EATON VANCE MANAGEMENT AS INVESTMENT ADVISOR

 

By:  ____/s/__Michael B.  Botthof__________

Name:      Michael B. Botthof

Title:        Vice President

 

SEQUILS-Cumberland I, Ltd.

By:  Deerfield Capital Management LLC as its Collateral Manager

By:  ____/s/  Peter Sakon_________________

Name:          Peter Sakon

Title:            Vice President

SEQUILS-MAGNUM, LTD. 

By:  Pacific Investment Management Company

        LLC, as its Investment Advisor

By:  _____/s/  Mohan V. Phansalkar_________

Name:        Mohan V. Phansalkar

Title:           Managing Director

SEQUILS PILGRIM I LTD

 

By:  ____/s/  Charles E. LeMieux____________

Name:            Charles E. LeMieux CFA

Title:               Vice President

SOL LOAN FUNDING LLC

 

By:  _____/s/___Janet Haack______________

Name:     Janet Haack

Title:       As Attorney-In-Fact

Southport CLO, Limited 

By:  Pacific Investment Management Company

        LLC, as its Investment Advisor

By:  _____/s/  Mohan V. Phansalkar_________

Name:        Mohan V. Phansalkar

Title:           Managing Director

STONE TOWER CLO II LTD

By:  Stone Tower Debt Advisors LLC,

As their Collateral Manager

 

By:  ____/s/  William Sheoris______________

Name:             William Sheoris

Title:               Authorized Signatory

THE SUMITOMO TRUST & BANKING CO., LTD.

 

By:  ____/s/  Elizabeth A. Quirk_____________

Name:           Elizabeth A. Quirk

Title:             Vice President

THE ONE GROUP HIGH YIELD BOND

 

By:  ____/s/  James E. Gibson______________

Name:            James E. Gibson

Title:     Executive Vice President

TOLLI & CO.

BY:  EATON VANCE MANAGEMENT AS INVESTMENT ADVISOR

 

By:  ____/s/__Michael B.  Botthof__________

Name:      Michael B. Botthof

Title:        Vice President

TORONTO DOMINION (NEW YORK) INC.

 

By:  ____/s/  Gwen Zirkle_________________

Name:             Gwen Zirkle

Title:                Vice President

VAN KAMPEN CLO I, LIMITED

By:  Van Kampen Investment Advisory Corp

As Collateral Manager

 

By:  ____/s/  Brad Langs_________________

Name:           Brad Langs

Title:             Executive Director

 

VAN KAMPEN CLO II, LIMITED

By:  Van Kampen Investment Advisory Corp

As Collateral Manager

 

By:  ____/s/  Brad Langs_________________

Name:           Brad Langs

Title:             Executive Director

 

VAN KAMPEN SENIOR INCOME TRUST

By:  Van Kampen Investment Advisory Corp.

As Collateral Manager

 

By:  ____/s/  Brad Langs_________________

Name:           Brad Langs

Title:             Executive Director

VENTURE III CDO LIMITED

 

By:  ____/s/  Gretchen Bergstresser________

Name:             Gretchen Bergstresser

Title:                Managing Director

VENTURE IV CDO LIMITED

 

By:  ____/s/  Gretchen Bergstresser________

Name:             Gretchen Bergstresser

Title:                Managing Director

VERITAS CLO I LTD.

 

By:  ____/s/  John Randolph Watkins________

Name:            John Randolph Watkins

Title:              Executive Director

 

Waveland-INGOTS, LTD.

By:  Pacific Investment Management Company

        LLC, as its Investment Advisor

By:  _____/s/  Mohan V. Phansalkar_________

Name:        Mohan V. Phansalkar

Title:           Managing Director

WHITEHORSE I, LTD.

By:  WHITEHORSE CAPITAL PARTNERS, LP, AS COLLATERAL MANAGER

 

By:  ____/s/  Jay Carvell__________________

Name:            Jay Carvell

Title:              Portfolio ManagerSecond Amendment to Credit Agreement.

 Exhibit 10.1 
  
 SECOND AMENDMENT TO CREDIT AGREEMENT  
  
 This Second Amendment to Credit Agreement (this “Amendment”), dated as of September 29, 2004, is entered
into between WORLD FUEL SERVICES CORPORATION, a Florida corporation (the “Company”), the LENDERS (as hereinafter defined) and LASALLE BANK NATIONAL ASSOCIATION, a national banking association, as a Lender and as
the Administrative Agent for Lenders (the “Administrative Agent”), and amends the Credit Agreement, dated as of December 19, 2003, between the Company, the Administrative Agent and the Lenders from time to time party thereto (the
“Lenders”), as amended by the First Amendment to Credit Agreement, dated as of March 31, 2004, between the Company, Administrative Agent and the Lenders (as heretofore or hereinafter modified, supplemented, restated or otherwise
amended, hereinafter referred to as the “Agreement”). 
  
 WITNESSETH: 
  
 WHEREAS, the Company
desires to amend the Agreement to, among other things, increase the amount available for borrowing and other issuances of credit up to the aggregate amount of $145,000,000; and 
  
 WHEREAS, the Administrative Agent and Lenders are willing to so amend such provisions of the Agreement in accordance
with the terms and conditions hereof. 
  
 NOW, THEREFORE,
in consideration of the foregoing, and for other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereto agree as follows: 
  
 1. Incorporation of Defined Terms. Each capitalized term used in this Amendment but not otherwise defined herein
shall have the meaning ascribed thereto in the Agreement. 
  
 2.
Definitional Amendments. 
  
 (A) The definitions of
“Revolving Commitment”, “Termination Date”, “Total Debt”, and “Total Debt to EBITDA Ratio” that appear in the Agreement shall be deleted in their entirety and replaced with the following: 
  
 Revolving Commitment means $145,000,000.00 plus the
Incremental Commitment, if any, as reduced from time to time pursuant to Section 6.1. 
  
 Termination Date means the earlier to occur of (a) December 19, 2006 or (b) such other date on which the Commitments terminate
pursuant to this Agreement. The Company may, upon written request delivered to the Administrative Agent not later than ninety (90) days prior to December 19, 2006, and provided that no Event of Default or Unmatured Event of Default then exists,
request the Lenders to extend the Termination Date for one (1) 

 additional year, subject to the approval of the Lenders as set forth in Section 15.1 hereof. The
Administrative Agent shall provide written notice of the decision of the Lenders to the Company within thirty (30) days of receipt of the Company’s request therefor. In the event Administrative Agent fails to provide such written notice to the
Company, the Company’s request shall be deemed to be denied. 
  
 Total Debt means all Debt of the Company and its Subsidiaries, determined on a consolidated basis, excluding (a) contingent obligations in respect of Contingent Liabilities (except with respect to standby
Letters of Credit issued for the account of a Loan Party), (b) Hedging Obligations and (c) Debt of the Company to Subsidiaries and Debt of Subsidiaries to the Company or to other Subsidiaries. 
  
 Total Debt to EBITDA Ratio means, as of the last day
of any Fiscal Quarter, the ratio of (a) Total Debt (less 100% of the amount, if any, by which the average daily cash balance for the three-month period ending on the date of determination thereof exceeds $15,000,000) as of such day to (b) EBITDA for
the Computation Period ending on such day. 
  
 (B) Clauses (b),
(c) and (d) of the definition of Applicable Margin shall be deleted in their entirety and replaced with the following: 
  
 and (b) no reduction to any Applicable Margin shall become effective at anytime when an Event of Default or Unmatured Event of Default has occurred and is
continuing. 
  
 3. Amendments. 
  
 (A) The following definition shall be added to the Agreement: 
  
 Incremental Commitment has the meaning specified in Section 2.1.3.

  
 (B) Section 2.1.2 of the Agreement shall be amended by
replacing the amount of $40,000,000 in clause (a) of the proviso thereto with the amount of $60,000,000. 
  
 (C) New Section 2.1.3 shall be added to the Agreement to read in its entirety as follows: 
  
 The Company may, at one time prior to the Termination Date, by written notice to the Administrative Agent, request an
increase in the Revolving Commitment (an “Incremental Commitment”) in an amount not less than $1,000,000 and not to exceed such amount as would cause the Revolving Commitment to exceed $150,000,000 from one or more Lenders (which
may include any existing Lender) provided, that any new Lender shall be subject to the approval of the Administrative Agent. Such 
  

 2 

 notice shall set forth the amount of the Incremental Commitment (which shall be in minimum increments of
$1,000,000) and the date on which such Incremental Commitment is requested to become effective (which shall not be less than 10 Business Days nor more than 30 Business Days after the date of such notice). The Company and the Lender providing the
Incremental Commitment shall execute and deliver to the Administrative Agent such documentation as the Administrative Agent shall reasonably specify to evidence the Incremental Commitment, including, without limitation, (if applicable) an agreement
pursuant to which any new Lender shall agree to be bound by the terms of this Agreement and the other Loan Documents. Each of the parties hereto agrees that, upon acceptance of such documents and approval of the Incremental Commitment by the
Administrative Agent, (a) the Incremental Commitment shall be deemed effective without further action or approval by any other Lender, (b) Annex A hereto shall be automatically replaced with a revised Annex A reflecting the Incremental
Commitment and (c) this Agreement shall be deemed amended to the extent (but only to the extent) necessary to reflect the existence thereof. 
  
 (D) Section 10.6 of the Agreement shall be deleted in its entirety and replaced with the following: 
  
 Use of Proceeds. Use the proceeds of the Loans and the Letters of
Credit solely for (i) working capital purposes, (ii) Capital Expenditures, (iii) other general business purposes, (iv) subject to the limitations set forth in Section 11.5, Acquisitions, and (v) the purpose of refinancing existing Debt of the
Company; and not use or permit any proceeds of any Loan to be used, either directly or indirectly, for the purpose, whether immediate, incidental or ultimate, of “purchasing or carrying” any Margin Stock. 
  
 (E) Annex A to the Agreement shall be replaced with the Annex A
attached hereto. 
  
 (F) Section 11.11(e) of the Agreement
shall be deleted in its entirety and replaced with the following: 
  
 (e) bank deposits in the ordinary course of business, provided that the aggregate amount of all such deposits which are maintained with banks other than a Lender shall not at any time exceed an average monthly
balance of $20,000,000 and provided further that the amount of any such deposits which are maintained with any single bank other than a Lender shall not at any time exceed an average monthly balance of $10,000,000; 
  

 3 

 (G) Section 11.13.1 of the Agreement is deleted in its entirety and replaced with the following:

  
 11.13.1 Tangible Net Worth. Not permit Tangible Net
Worth as of the end of each Fiscal Quarter to be an amount less than (i) 85% of the Tangible Net Worth as of the Closing Date plus (ii) 50% of Consolidated Net Income for such Fiscal Quarter. 
  
 (H) Section 11.13.2 of the Agreement is deleted in its entirety and
replaced with the following: 
  
 11.13.2 Leverage Ratio.
Not permit the ratio of Total Liabilities (less 100% of the amount, if any, by which the average daily cash balance for the three-month period ending on the date of determination thereof exceeds $15,000,000) to Tangible Net Worth as of the last day
of each calendar month to be greater than 3.25 to 1.00. 
  
 (I)
Section 11.13.6 of the Agreement is hereby amended by replacing the words “at any time” with the words “as of the last day of each calendar month”. 
  
 (J) Section 2.6 of the Agreement shall be deleted in its entirety and of no further force and effect. 
  
 (K) Section 12.2.1 of the Agreement is hereby amended by inserting the
words “, renewal, extension or amendment” after the words “and the issuance”. 
  
 4. Modifications. All references in the Agreement and the other Loan Documents to the term “Loan Documents” shall be deemed to include
this Amendment and the Notes executed in connection herewith. 
  
 5. Ratification. Except as modified hereby, the terms and conditions of the Agreement and the other Loan Documents including, without limitation, the Pledge Agreements to which the Company is a party, shall remain in full force and
effect and are hereby ratified and confirmed in all respects. 
  
 6. Representations and Warranties. The Company represents and warrants to, and agrees with, Administrative Agent and the Lenders that (i) it has no defenses, set-offs or counterclaims of any kind or nature whatsoever against the
Administrative Agent or any Lender with respect to any Obligations created under the Agreement and the other Loan Documents, any of the other agreements among the parties hereto, or any action previously taken or not taken by the Administrative
Agent or any Lender with respect thereto or with respect to any Lien or Collateral in connection therewith to secure such Obligations, and (ii) this Amendment has been duly authorized by all necessary action on the part of the Company, has been duly
executed by Company, and constitutes the valid and binding obligation of the Company, enforceable against the Company in accordance with the terms hereof. 
  

 4 

 7. Agreement Representations and Warranties. The Company hereby certifies that the representations
and warranties contained in the Agreement continue to be true and correct and that no Unmatured Event of Default or Event of Default has occurred that has not been cured or waived. 
  
 8. Conditions to Effectiveness of Amendment. This Amendment shall become effective when the Administrative Agent
shall have received: 
  
 (A) counterparts of this Amendment duly
executed by the Company and each Lender, 
  
 (B) counterparts of
the Reaffirmation and Consents attached hereto executed by each Pledgor and Guarantor, as applicable, 
  
 (C) resolutions of the applicable governing body of the Company, officer’s certificates, incumbency certificates, organizational documents and such
other entity documents as the Administrative Agent may request, 
  
 (D) payment of all costs and expenses incurred by the Administrative Agent in connection herewith, including all Attorney Costs of the Administrative Agent, 
  
 (E) payment of lending fees to The International Bank of Miami, N.A. and JPMorgan Chase Bank, 
  
 (F) an opinion of counsel to the Company, Pledgors and Guarantors in form and
substance acceptable to Administrative Agent, 
  
 (G) with respect
to each Lender whose Revolving Commitment Amount has changed, an executed copy of a new Note for such Lender, and the original canceled existing Note of such Lender to be returned to the Company, and 
  
 (H) such other documents as the Administrative Agent may request. 

 
 9. Counterparts. This Amendment may be executed in any number of
counterparts which, when taken together, shall constitute one original. Any telecopied signature hereto shall be deemed a manually executed and delivered original. 
  
 10. Governing Law. This Amendment shall be governed by, and construed and interpreted in accordance with, the laws of
the State of Florida. 
  
 11. Titles. The section titles
contained in this Amendment are and shall be without substantive meaning or content of any kind whatsoever and are used for convenience of reference only. 
  
 12. WAIVER OF TRIAL BY JURY. EACH OF THE COMPANY, THE ADMINISTRATIVE AGENT AND EACH LENDER HEREBY WAIVES ANY RIGHT TO A 
  

 5 

 TRIAL BY JURY IN ANY ACTION OR PROCEEDING TO ENFORCE OR DEFEND ANY RIGHTS UNDER THIS AMENDMENT, ANY OTHER LOAN
DOCUMENT AND ANY AMENDMENT, INSTRUMENT, DOCUMENT OR AGREEMENT DELIVERED OR WHICH MAY IN THE FUTURE BE DELIVERED IN CONNECTION HEREWITH OR THEREWITH OR ARISING FROM ANY BANKING RELATIONSHIP EXISTING IN CONNECTION WITH ANY OF THE FOREGOING, AND AGREES
THAT ANY SUCH ACTION OR PROCEEDING SHALL BE TRIED BEFORE A COURT AND NOT BEFORE A JURY. 
  
 IN WITNESS WHEREOF, the parties hereto have caused this Amendment to be executed as of the date first above written. 
  

			
	 WORLD FUEL SERVICES
 CORPORATION, a Florida corporation

		
	 By:
	 	 /s/ Peter D. Tonyan

	 	 	 Peter D. Tonyan, Treasurer

  

 6 

			
	LASALLE BANK NATIONAL ASSOCIATION
		
	 By:
	 	 /s/ John C. Thurston

	 	 	 John Thurston

  

 7 

			
	COMMERCE BANK, N.A.
		
	 By:
	 	 /s/ Alan Hills

	 	 	 Alan Hills, Vice President

  

 8 

			
	HSBC BANK USA
		
	 By:
	 	 /s/ Bruce Wicks

	 	 	 Bruce Wicks, VFP

	 	 	 September 28, 2004

  

 9 

			
	ISRAEL DISCOUNT BANK OF NEW YORK
		
	 By:
	 	 /s/ Roberto R. Munoz

	 	 	 Roberto R. Munoz, Senior Vice President
 Chief Lending Officer for Florida

		
	 	 	and
		
	 By:
	 	 /s/ Herbert K. Fried

	 	 	 Herbert K. Fried, Sr. VP

  

 10 

			
	 THE INTERNATIONAL BANK OF
 MIAMI,
N.A.

		
	 By:
	 	 /s/ Caridad C. Errazquin

	 	 	Caridad C. Errazquin, Vice President

  

 11 

			
	JPMORGAN CHASE BANK
		
	 By:
	 	 /s/ B.B. Wuthrich

	 	 	B.B. Wuthrich, Vice President

  

 12 

			
	MERRILL LYNCH BUSINESS FINANCIAL SERVICES, INC.
		
	 By:
	 	 /s/ Phillip J. Salter

	 	 	Phillip J. Salter, Vice President

  

 13 

 ANNEX A 
  

						
	 Lender

	  	Revolving Commitment Amount

	  	Pro Rata Share

	 LaSalle Bank National Association
	  	$	55,000,000.00	  	.379310345
	 Commercebank, N.A.
	  	$	15,000,000.00	  	.103448276
	 HSBC Bank USA
	  	$	30,000,000.00	  	.206896552
	 Israel Discount Bank of New York
	  	$	10,000,000.00	  	.068965517
	 The International Bank of Miami, N.A.
	  	$	10,000,000.00	  	.068965517
	 Merrill Lynch Business Financial Services Inc.
	  	$	15,000,000.00	  	.103448276
	 JPMorgan Chase Bank
	  	$	10,000,000.00	  	.068965517
	 	  	
	
	  	 
	 TOTALS
	  	$	145,000,000.00	  	1.00

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