Document:

Prepared by R.R. Donnelley Financial -- Standard Lease Agreement, dated June 10, 2004

 Exhibit 10.15 
 GOLD POINTE CORPORATE CENTER 
 STANDARD LEASE AGREEMENT (OFFICE) 
 BETWEEN 
 GOLD POINTE E LLC,

 A LIMITED LIABILITY COMPANY 
 AS “LANDLORD” 
 AND 
 EHEALTHINSURANCE SERVICES, INC. 
 A DELAWARE CORPORATION, 
 AS “TENANT” 
 JUNE 10, 2004

 GOLD POINTE CORPORATE CENTER ‘E’ 
 OFFICE GROSS LEASE AGREEMENT 
 Basic Lease Information 
 Terms and Definitions. For the purpose of this Lease, the following capitalized terms shall have the following definitions: 
  

			
	Lease Date:	  	June 10, 2004
		
	Landlord:	  	 Gold Pointe E LLC,
 A limited liability
company
 c/o Panattoni Development Company
 8401 Jackson
Road
 Sacramento, California 95826

		
	Tenant:	  	 eHealthlnsurance Services, Inc.
 A Delaware
Corporation

		
	Tenant’s Notice Address:	  	 11919 Foundation Place, Suite 100
 Gold River, CA
95670

		
	Tenant’s Billing Address:	  	 11919 Foundation Place, Suite 100
 Gold River, CA
95670

		
	Tenant Contact:	  	 Stuart Huizinga
 Phone Number: (408)
542-4880
 Fax Number (408) 541-0882

		
	Project:	  	That office development commonly known as Gold Pointe Corporate Center, which is comprised of five office buildings.
		
	Building:	  	The two story building commonly known as 11919 Foundation Place, Gold River, California.
		
	Premises:	  	For purposes of this Lease, “Usable Area” shall mean a measure of area expressed in square feet computed using BOMA Standards in effect as of the Commencement Date. BOMA Standards
calculate Rentable Area to Usable Area factors (the “R/U Ratio”) for all floors of the Building. These R/U Ratios shall be averaged to determine an overall, full building R/U Ratio (the “Load Factor”). The Usable Area multiplied
by the Load Factor shall determine the rentable area of the Premises, (the “Rentable Area”).
		
		  	The Premises referred to in this Lease consist of approximately 25,000 rentable square feet, as shown in Exhibit A, Suite 100, on the east side of the first floor of the Building,
which is 39.55% (“Tenant’s Proportionate Share”) of the rentable square feet of the Building. The actual square footage to be determined after final space planning. In no event shall the square footage be less than 20,000 rentable
square feet.
		
	Term:	  	The term shall be Sixty five (65) months from the Scheduled Lease Commencement Date (as hereinafter defined), which includes a five-month rent free period during the term as set forth in Section
5(b) below.
		
	 Scheduled Lease
 Commencement
Date:
	  	December 1, 2004
		
	 Scheduled Lease
 Expiration
Date:
	  	April 30, 2010
		
	Business Hours:	  	The hours of 7:00 a.m. to 6:00 p.m., Monday through Friday, and 9:00 a.m. to 1:00 p.m. Saturday (excepting Federally recognized holidays).
		
	Base Rent:	  	$1.76 per rentable square foot of the Premises per month, as adjusted pursuant to Section 5.
		
	Base Year:	  	2005 calendar year.
		
	Lease Year:	  	The Base Year and each succeeding calendar year.
		
	Use:	  	General office and any other lawful use approved in writing by Landlord, which shall not be unreasonably withheld.
		
	Security Deposit:	  	$100,000.00

  

 eHealth Lease 06/04/04 – Page 1 

			
	Broker for Landlord:	  	 Aguer Havelock
 655 University Avenue, Suite
215
 Sacramento, CA 95825

		
	Broker for Tenant:	  	 Aguer Havelock
 655 University Avenue, Suite
215
 Sacramento, CA 95825

 LIST OF EXHIBITS 
  

			
	A	  	Description of Premises
	A-l	  	Space Plans
	B	  	Tenant Improvement Agreement
	C	  	First Amendment to Lease and Acknowledgment
	D	  	Rules and Regulations
	E	  	Janitorial Specifications
	F	  	Lender’s Standard Form Subordination Non-Disturbance Agreement
	G	  	Signage Guidelines
	H	  	Tenant Parking Area
	I	  	Exclusions From Operating Expenses and Taxes

  

 eHealth Lease 06/04/04 – Page 2 

 GOLD POINTE CORPORATE CENTER 
 STANDARD LEASE AGREEMENT 
 (OFFICE) 
 This Standard Lease Agreement (“Lease”) is made and entered into by the Landlord and Tenant referred to in the Basic Lease Information.
The Basic Lease Information attached to this Lease as page 1 and page 2 is hereby incorporated into this Lease by this reference. 
 1. PREMISES

 (a) This Lease shall be effective as between Landlord and Tenant as of the Lease Date. Landlord hereby leases to Tenant and Tenant
hereby leases from Landlord upon the terms and conditions contained herein the Premises, which are more particularly described in Exhibit A attached hereto and made a part hereof (the “Premises”), including the tenant
improvements (the “Tenant Improvements”) thereon presently existing or to be constructed in accordance with the “Tenant Improvement Agreement” attached as Exhibit B, which is made a part hereof by this reference. As
hereinafter used in this Lease, the term “Building” shall refer to the entire structure in which the Premises are located, the term “Lot” shall refer to the Assessor’s tax parcel on which the Building is situated, and
the term “Project” shall collectively refer to the Lot, the Building, and the Project Common Areas. This Lease confers no rights either with regard to the subsurface of the land below the ground level of the Building or with regard to
airspace above the roof of the Building. 
 2. ACCEPTANCE OF PREMISES 
 Except as otherwise provided in this Lease, Tenant’s taking possession of the Premises shall constitute Tenant’s acknowledgment that the Premises are in good condition and that the Tenant Improvements are
constructed in accordance with the Tenant Improvement Agreement, and that Tenant agrees to accept the same in its condition existing as of the date of such entry and subject to all applicable municipal, county, state and federal statutes, laws,
ordinances, including zoning ordinances, and regulations governing and relating to the use, occupancy or possession of the Premises. Notwithstanding the foregoing, within fifteen (15) days following the date that Tenant takes possession of the
Premises, Tenant shall deliver to Landlord a list of items (“Punch List Items”) that Tenant reasonably deems that Landlord must complete or correct in order for the Premises to be reasonably acceptable (which shall not include any
items damaged by Tenant, its agents, employees, contractors and/or subcontractors) per Exhibit B. Within thirty (30) days following Landlord’s receipt of the Punch List Items, to the extent commercially possible, Landlord shall complete
and/or correct such items set forth on the Punch List Items using its good faith efforts and due diligence. No promise of Landlord to alter, remodel, repair or improve the Premises or the Building and no representation, express or implied,
respecting any matter or thing related to the Premises or Building or this Lease (including, without limitation, the condition of the Building or Premises) have been made to Tenant by Landlord, its agents or employees, other than as set forth in the
Tenant Improvement Agreement and as otherwise provided in this Lease. 
 3. PROJECT COMMON AREAS 
 The term “Project Common Areas” shall refer to all areas and facilities outside the Premises and within the Project that are provided and designated by
Landlord from time to time for the general nonexclusive use of Landlord, Tenant, and of other lessees in the Project and their respective employees, suppliers, shippers, customers, and invitees. Landlord hereby grants to Tenant, during the term of
this Lease, the nonexclusive right to use, in common with others entitled to such use, the Project Common Areas as they exist from time to time, subject to any rules, regulations, and restrictions governing the use of the Project as from time to
time made or amended by Landlord. Under no circumstances shall the right granted herein to use the Project Common Areas be deemed to include the right to store any property in the Project Common Areas. Provided that Landlord, using its commercially
reasonable efforts, does not unreasonably interfere with Tenant’s use of the Premises, Landlord reserves the right at any time and from time to time, to: (i) make alterations in or additions to the Project and to the Project Common Areas;
(ii) close the Project Common Areas to whatever extent required in the opinion of Landlord’s counsel to prevent a dedication of any of the Project Common Areas or the accrual of any rights of any person or of the public to the Project
Common Areas; (iii) temporarily close any of the Project Common Areas for maintenance purposes; and (iv) promulgate reasonable and nondiscriminatory rules and regulations governing the use of the Project Common Areas. 
 4. TERM AND POSSESSION 
 Subject to and upon the terms and conditions
set forth herein, the Term of this Lease shall be for the period specified in the Basic Lease Information, commencing upon the earlier of the following dates (the “Scheduled Lease Commencement Date”): (i) the date on which the
Premises are Substantially Complete (as defined below); (ii) the date on which the Premises would have been Substantially Complete had there been no delays caused by or attributable to the Tenant; or (iii) the date upon which the Tenant
takes possession of the Premises with the Landlord’s written consent. Landlord shall give Tenant forty-five (45) days prior written notice as to when the Scheduled Lease Commencement Date shall occur. Within thirty (30) days after the
Commencement Date, Landlord and Tenant shall execute an amendment to this Lease (“First Amendment to Lease and Acknowledgment”) setting forth the Lease Commencement Date and the expiration date of the term of the Lease, which shall
be in the form attached hereto as Exhibit C. For purposes of the foregoing, the Premises shall be deemed to be “Substantially Complete” when (i) Tenant is tendered direct access to the Premises with building services (sanitary
sewer, public water, electrical, elevator, HVAC service and fire suppression services operational) ready to be furnished to the Premises, (ii) a certificate of occupancy (temporary or final) has been issued by the 
  

 eHealth Lease 06/04/04 – Page 3 

 appropriate governmental entity, and (iii) the identified construction to be provided by Landlord, as set forth in
the Tenant Improvement Agreement has been completed, with the exception of the Punch List Items. Landlord shall provide Tenant with not less than thirty (30) days prior written notice of the anticipated date that the Premises shall be
Substantially Complete. Tenant shall be permitted access to the Premises prior to the Commencement Date to perform construction relating to the installation of telephone, computers, data/phone cabling, furniture and special fixtures not installed by
Landlord, provided Tenant does not interfere or impede Landlord in construction of tenant improvements, and provided further that evidence of insurance as hereinafter required is delivered to Landlord prior to occupancy. Landlord shall Substantially
Complete the Premises by the Scheduled Lease Commencement Date as set forth in the Basic Lease Information, plus extensions thereto equal to the durations of (i) any delays beyond the reasonable control of Landlord, such as acts of God, fire,
earthquake, acts of a public enemy, riot, insurrection, unavailability of materials, governmental delays in issuing permits, approvals or inspections, governmental restrictions on the sale of materials or supplies or on the transportation of such
materials or supplies, strike or shortages directly affecting construction or transportation of materials or supplies, shortages of materials or labor resulting from government controls, weather conditions, or any other cause or events beyond the
reasonable control of Landlord (collectively, “Force Majeure Event”), or (ii) delays caused by or attributable to the Tenant (“Tenant Delays”). The parties agree that if Landlord is unable to Substantially
Complete the Premises by the Scheduled Lease Commencement Date, plus any extension thereto pursuant to this Section, this Lease shall not be void or voidable, nor shall Landlord be liable to Tenant for any loss or damage resulting therefrom, and the
expiration date of the Term of this Lease shall be extended for such delay; but in such event, Tenant shall not be liable for any Rent until the Lease Commencement Date; provided, however if such delays were caused or attributable to the Tenant,
Rent shall commence as of the Scheduled Lease Commencement Date. Notwithstanding the foregoing, and provided that the Lease Agreement is fully executed by June 14, 2004, in the event Landlord is unable to Substantially Complete the Premises by
December 22, 2004 for any reason (other than as a result of Tenant Delays). (i) Tenant shall receive two (2) rent free days for each day following December 22, 2004 that Landlord is unable to Substantially Complete the Premises and
deliver possession to Tenant, and (ii) if Landlord’s failure to Substantially Complete the Premises continues for a period longer than sixty (60) days after the December 22, 2004 date. Tenant shall have the right to terminate
this Lease without further liability and receive a full refund of the Security Deposit (defined below) upon written notice to that effect delivered to Landlord at any time after such sixty (60) day period and prior to the date that Landlord is
able to Substantially Complete the Premises and tender possession of the Premises to Tenant. 
 5. BASE RENT 
 (a) Tenant agrees to pay Landlord the Base Rent for the Premises, without prior notice, demand, deduction or offset (except as expressly set forth in this
Lease), as adjusted from time to time in the manner set forth in this Section 5. Landlord agrees to accept payment of Base Rent pursuant to wire transfer from Tenant. The term “Rent” as used in this Lease shall mean Base Rent,
Tenant’s Proportionate Share of Operating Expenses and any other amounts owing from Tenant to Landlord pursuant to the provisions of this Lease. The Base Rent shall be payable in advance on or before the first day of each month throughout the
term of the Lease. Base Rent for any period during the term hereof which is for less than one month shall be a prorated portion of the monthly installment based upon a thirty (30) day month. 
 (b) The Base Rent shall be as follows: 
 Months 00-05:    Free of Rent and Operating Expenses. 
 Months 06-35:    $1.76 per
rentable square foot per month. 
 Months 36-65:    $1.85 per rentable square foot per month. 
 (c) If the amount of Rent or any other payments due under this Lease violates the terms of any governmental restrictions on such Rent or payment, then
the Rent or payment due during the period of such restrictions shall be the maximum amount allowable under those restrictions. 
 6. SECURITY DEPOSIT

 Tenant agrees to deposit with Landlord upon execution of this Lease, a security deposit as stated in the Basic Lease Information (the “Security
Deposit”), which sum shall be held and owned by Landlord, without obligation to pay interest, as security for the performance of Tenant’s covenants and obligations under this Lease. The Security Deposit is not an advance rental deposit
or a measure of damages incurred by Landlord in case of Tenant’s default. Upon the occurrence of any event of default by Tenant, Landlord may from time to time, without prejudice to any other remedy provided herein or by law, use such fund as a
credit to the extent necessary to credit against any arrears of Rent or other payments due to Landlord hereunder, and any other foreseeable damage, injury, expense or liability caused by such event of default, and Tenant shall pay to Landlord, on
demand, the amount so applied in order to restore the Security Deposit to its original amount. Although the Security Deposit shall be deemed the property of Landlord, any remaining balance of such deposit shall be returned by Landlord to Tenant
within forty five (45) days after the termination of this Lease, reduced by such amounts as may be reasonably required by Landlord to remedy defaults on the part of Tenant in the payment of Rent or other obligations of Tenant under this Lease,
to repair damage to the Premises, Building or Project caused by Tenant or any Tenant’s Parties and to clean the Premises. Landlord may use and co-mingle the Security Deposit with other funds of Landlord. Tenant hereby waives the provisions of
Section 1950.7 of the California Civil Code, and all other provisions of any Regulations, now or hereinafter in force, which restricts the amount or types of claim that a landlord may make upon a security deposit or imposes upon a landlord (or
its successors) any obligation with respect to the handling or return of security deposits. 
  

 eHealth Lease 06/04/04 – Page 4 

 7. OPERATING EXPENSES 
  

	 	(a)	For the purpose of this Section 7(a) and this Lease, the following terms are defined as follows: 

  

	 	(1)	“Base Year” shall mean the calendar year set forth in the Basic Lease Information. 

  

	 	(2)	“Tenant’s Proportionate Share” of the total rentable area of the Building as set forth as a percentage in the Basic Lease Information, however, Landlord and
Tenant acknowledge that if the number of buildings which constitute the Project increases or decreases, or if physical changes are made to the Premises, Building or Project or the configuration of any thereof, Landlord may at its discretion
reasonably adjust Tenant’s Proportionate Share of the Building or Project to reflect the change. Landlord’s determination of Tenant’s Proportionate Share of the Building and of the Project shall be conclusive so long as it is
reasonably and consistently applied. 

  

	 	(3)	“Operating Expenses” shall mean all costs and expenses paid or incurred by or on behalf of Landlord (whether directly or through independent contractors) in
connection with the operation, repair, replacement and maintenance of the Building and the Project, including the following costs by way of illustration, but not limitation: (i) salaries, wages, compensation, benefits, pension or contributions
and all medical, insurance and other fringe benefits paid to, for or with respect to all persons (whether they be employees of Landlord, its managing agent or any independent contractor) for their services in the operation (including security
services), maintenance, repair or cleaning of the Project or Building, and payroll taxes, worker’s compensation, uniforms and dry cleaning costs for such persons; (ii) payments under service contracts with independent contractors for
operating (including providing security services, if any), maintaining, repairing or cleaning the Project or Building or any portion thereof or any fixtures or equipment therein; (iii) all costs for electricity, water, gas, steam, sewer and
other utility services to the Project or Building, including any taxes on any such utilities; (iv) repairs and replacements which are appropriate to the continued operation of the Building as a first-class office building; (v) cost of
lobby decoration, painting and decoration of non-tenant areas; (vi) cost of landscaping in, on or about the Project or Building; (vii) cost of building and cleaning supplies and equipment, cost of replacements for tools and equipment used
in the operation, maintenance and repair of the Project or Building and charges for lobby and elevator telephone service for the Building; (viii) financial expenses incurred in connection with the operation of the Project or Building, such as
insurance costs, including, but not limited to, any premiums, deductibles and other costs of insurance, as Landlord may, in its reasonable discretion, from time to time carry (including, without limitation, liability insurance, fire and casualty
insurance, rental interruption insurance, flood and earthquake insurance, and any other insurance), attorneys’ fees and disbursements, auditing and other professional fees and expenses, association dues and any other ordinary and customary
financial expenses incurred in the ordinary course in connection with the operation of the Project and Building; (ix) fees payable to a property management company (which may be owned or controlled by Landlord or Landlord’s principals) for
the property and asset management of a first-class office building. Such property management fee (“PMF”) shall initially be set at two percent (2%) of the Building’s Gross Revenue, and in any subsequent Lease Year such PMF shall
not exceed one hundred and ten percent (110%) of the previous years PMF; (x) the cost of capital improvements made by Landlord in order (i) to conform to any changes enacted after the Commencement Date in laws, rules, regulations or
requirements of any governmental authority having jurisdiction, or of the board of fire underwriters or similar insurance body, provided that such expense, if a capital expenditure as determined by generally accepted accounting procedures, shall be
amortized on a straight line basis over such expenditure’s useful life using a useful life determined under generally accepted accounting procedures and commercially reasonable standards, and only such amortized portion shall be included in
Operating Expenses, not to exceed One Hundred Thousand and No/100ths Dollars ($100,000.00) in any given Lease Year (which limitation shall apply only during the initial Term of this Lease), or (ii) to effect a labor saving, energy saving or
other economy, which cost shall be included in Operating Expenses for the Lease Year in which such improvement was made not in excess of the savings resulting from such expenditure; (xi) reasonable costs for accounting, legal and other
professional services incurred in the operation of the Project and Building; (xii) rental payments made for equipment used in the operation and maintenance of the Project; (xiii) the cost of governmental licenses and permits, or renewals
thereof, necessary for the operation of the Project and/or Building; (xiv) sales, use and excise taxes on goods and services; (xv) real property taxes, assessments and bonds (collectively, “Real Estate Taxes”), which shall
include, but not be limited to, any and all taxes, assessments, water and sewer charges and other similar governmental charges levied on or attributable to the Project, including the Building and the Lot, or their operation, ordinary and
extraordinary, substitute and additional, unforeseen as well as foreseen, present and future, of any kind and nature whatsoever, including without limitation, (i) real property taxes or assessments levied or assessed against the Project,
including the Building and the Lot, (ii) assessments or charges levied or assessed against the Project, including the Building and the Lot by any redevelopment agency, (iii) any tax measured by gross rentals received from the leasing of
the Premises, Building or Project, excluding any net income, franchise, capital stock, estate or inheritance taxes imposed by the state or federal government or their agencies, branches or departments; provided that 

  

 eHealth Lease 06/04/04 – Page 5 

 if at any time during the term any governmental entity levies, assesses or imposes on Landlord any
(1) general or special, ad valorem or specific, excise, capital levy or other tax, assessment, levy or charge directly on the rent received under this Lease or on the rent received under any other leases of space in the Building or the Project,
or (2) any license fee, excise or franchise tax, assessment, levy or charge measured by or based, in whole or in part upon such rent, or (3) any transfer, transaction, succession, gift, transit, or similar tax, assessment, levy or charge
based directly or indirectly upon the transaction represented by this Lease or such other leases, or (4) any occupancy, use, per capita or other tax, assessment, levy or charge based directly or indirectly upon the use or occupancy of the
Premises or other premises within the Building or the Project, then any such taxes, assessments, levies and charges shall be deemed to be included in real property taxes and assessments (real estate taxes and assessments shall also include the
reasonable cost to Landlord of contesting the amount, validity, or applicability of any real estate taxes and assessments); (xvi) costs associated with the maintenance of the Building management offices or related facilities in the Building,
including the fair rental value of any space occupied for such purposes in the event the Landlord performs such management services itself, or the rental paid to Landlord for such space by any management company in the event that Landlord employs a
management company to provide such services (in no event, however, will such management office or related facility exceed 2,000 square feet); and (xvii) all other reasonable or necessary expenses paid in connection with the operation,
maintenance, repair, replacement and cleaning of the Project and Building. 
 Any costs or expenses of the nature described above shall be
included in Operating Expenses for any Lease Year no more than once, notwithstanding that such cost or expenses may fall under more than one of the categories listed above. Operating Expenses shall not be reduced as a result of Tenant performing for
itself any of the services that Landlord provides for the Project or the tenants thereof. Landlord may use related or affiliated entities to provide service or furnish materials for the Project; provided the fees and charges of such related and
affiliated entities do not exceed the reasonable fees charged in the applicable industry for a project similar to the Project. 
 The
Operating Expenses that vary with occupancy (“Varying Operating Expenses”) and that are attributable to any Lease Year (including the Base Year) in which less than ninety-five percent (95.00%) of the rentable area of the
Building is occupied by tenants will be adjusted by Landlord to the amount that Landlord reasonably believes they would have been if ninety-five percent (95.00%) of the rentable area of the Building had been occupied. Additionally, Real Estate
Taxes for the Base Year shall be adjusted to be based upon a fully completed Building, with full completion of all tenant improvements constructed therein consistent with finishes generally utilized by similar first-class projects in the vicinity of
the Building. 
 Operating Expenses specifically exclude the items listed in Exhibit I “Exclusion From Operating Expenses and Real
Estate Taxes.” 
  

	 	(4)	Tenant’s Proportionate Share of Operating Expenses shall be payable by Tenant to Landlord as follows: 

  

	 	(i)	Beginning with the Lease Year following the Base Year and for each Lease Year thereafter, Tenant shall pay Landlord an amount equal to Tenant’s Proportionate Share of the
Operating Expenses incurred by Landlord in the Lease Year which exceeds the total amount of Operating Expenses payable by Landlord for the Base Year. This excess is referred to as the “Excess Expenses.” 

  

	 	(ii)	To provide for current payments of Excess Expenses, Tenant shall, at Landlord’s request, pay as additional rent during each Lease Year, an amount equal to Tenant’s
Proportionate Share of the Excess Expenses payable during such Lease Year, as estimated and modified by Landlord from time to time, but not in excess of once per Lease Year. Such payments shall be made in monthly installments, commencing on the
first day of the month following the month in which Landlord notifies Tenant of the amount it is to pay hereunder and continuing until the first day of the month following the month in which Landlord gives Tenant a new notice of estimated Excess
Expenses. It is the intention hereunder to estimate from time to time the amount of the Excess Expenses for each Lease Year, including the Lease Year immediately following the Base Year, and Tenant’s Proportionate Share thereof, and then to
make an adjustment in the following year based on the actual Excess Expenses incurred for that Lease Year. 

  

	 	(iii)	On or before April 1 of each Lease Year after the first Lease Year (or as soon thereafter as is practical), Landlord shall deliver to Tenant a statement (“Expense
Statement”) setting forth Tenant’s Proportionate Share of the Excess Expenses for the preceding Lease Year; provided, however, that the failure of Landlord to supply such statement shall not constitute a waiver of Landlord’s
rights to collect for such Excess Expenses, except, however, in the event that Landlord’s failure to provide such statement exceeds three hundred sixty five (365) days after the Expiration Date 

  

 eHealth Lease 06/04/04 – Page 6 

 of the Lease, Landlord’s right to collect such Excess Expenses shall terminate at such time. If
Tenant’s Proportionate Share of the actual Excess Expenses for the previous Lease Year exceeds the total of the estimated monthly payments made by Tenant for such year, Tenant shall pay Landlord the amount of the deficiency within thirty
(30) days of the receipt of the statement. If such total exceeds Tenant’s Proportionate Share of the actual Excess Expenses for such Lease Year, then Landlord shall credit against Tenant’s next ensuing monthly installment(s) of Excess
Expense an amount equal to the difference until the credit is exhausted. If a credit is due from Landlord on the Expiration Date, Landlord shall pay Tenant the amount of the credit within thirty (30) days following the determination of such
amount. The obligations of Tenant and Landlord to make payments required under this Section 7 shall survive the Expiration Date. Tenant’s Proportionate Share of Excess Expenses in any Lease Year having less than 365 days shall be
appropriately prorated. 
  

	 	(iv)	For a period of six (6) months after receipt of the Expense Statement, Tenant, or its representatives, shall be entitled, upon ten (10) days prior written notice and
during normal business hours, at the office of the Building’s property manager or such other place as Landlord shall reasonably designate, to inspect, copy and examine those books and records of Landlord relating to the determination of Excess
Expenses for the immediately preceding Lease Year. Failure of Tenant to request such inspection within such six (6) month period shall render such Expense Statement conclusive and binding on Tenant. If, after inspection and examination of such
books and records, Tenant disputes the amounts of the Excess Expenses charged by Landlord, Tenant may, by written notice to Landlord, request an independent audit of such books and records. The independent audit of the books and records shall be
conducted by an independent public accounting firm reasonably acceptable to both Landlord and Tenant, which shall be compensated on an hourly basis only. If, within thirty (30) days after Landlord’s receipt of Tenant’s notice
requesting an audit, Landlord and Tenant are unable to agree on an independent public accounting firm to conduct such audit, then Landlord may designate a nationally recognized accounting firm not then employed by Landlord or Tenant to conduct such
audit. The audit shall be limited to the determination of the amount of Excess Expenses for the subject Lease Year. If the audit discloses that the amount of Excess Expenses billed to Tenant was incorrect, the appropriate party shall pay to the
other party the deficiency or overpayment, as applicable. All costs and expenses of the audit shall be paid by Tenant unless the audit shows that Landlord overstated Excess Expenses for the subject Lease Year by more than five percent (5.00%), in
which case Landlord shall pay all costs and expenses of the audit. Tenant and the CPA shall keep any information gained from such audit confidential and shall not disclose it to any other party. The exercise by Tenant of the audit rights hereunder
shall not relieve Tenant of its obligation to timely pay all sums due hereunder, except the disputed Excess Expenses which shall be paid by Tenant within fifteen (15) days of the completion of the audit. 

 8. USE 
 Tenant shall use the Premises for the uses set forth in the
Basic Lease Information, and shall not use the Premises for any other purposes. Tenant shall be solely responsible for obtaining any necessary governmental approvals of such use. Tenant shall not do, bring, or keep anything in or about the Premises
that will cause a cancellation of any insurance covering the Premises. If the rate of any insurance carried by Landlord is increased as a result of Tenant’s use, Tenant shall pay to Landlord within thirty (30) days before the date Landlord
is obligated to pay a premium on the insurance, or within thirty (30) days after Landlord delivers to Tenant a certified statement from Landlord’s insurance carrier stating that the rate increase was caused solely by an activity of Tenant
on the Premises as permitted in this Lease, whichever date is later, a sum equal to the difference between the original premium and the increased premium. Landlord reserves the right to prescribe the weight and position of all safes, fixtures and
heavy installations that Tenant desires to place in the Premises so as to distribute properly the weight, or to require plans prepared by a qualified structural engineer for such heavy objects, which shall be prepared at Tenant’s sole cost and
expense. 
 9. COMPLIANCE WITH THE LAW 
 (a) Tenant shall not use the Premises or permit anything to be done in or about the Premises which will in any way conflict with any law, statute, zoning restriction, ordinance or governmental law or rule, regulation, or requirement of any
duly constituted public authorities now in force or which may hereafter be enacted or promulgated, or subject Landlord to any liability for injury to any person or property by reason of any business operation being conducted in or about the
Premises. Subject to Section 9(b) below, to the extent required due to Tenant’s specific use of the Premises, alterations of the Premises, or as a result of Tenant’s application for permits or authorizations, as opposed to compliance
required by all tenants of the Project, Tenant shall, at its sole cost and expense, promptly comply with all laws, statutes, ordinances, and governmental rules, regulations, including, but not limited to, the Americans with Disabilities Act
(“ADA”) of 1990 (42 U.S.C. 12101 et seq.), any amendment thereto or regulations promulgated thereunder, or state or local ordinances or codes enacted pursuant thereto; or requirements of any board or fire insurance
underwriters or other similar bodies, now or hereafter constituted, relating to or affecting the condition, use, or occupancy of the Premises by Tenant, excluding structural changes not related to or affected by Tenant’s improvements or acts.
The final judgment of any court of competent jurisdiction or the admission of Tenant in any action against Tenant, whether Landlord be a party thereto or not, that Tenant has violated any law, statute, ordinance, or governmental rule, regulation, or
requirement, shall be conclusive of that fact as between Landlord and Tenant. 
  

 eHealth Lease 06/04/04 – Page 7 

 (b) Landlord represents and warrants that the Building, Premises and Project Common Area, as of the
Commencement Date to the extent such were constructed by or caused to be constructed by Landlord, are in compliance with all laws, statutes, ordinances and governmental rules, regulations including, but not limited to ADA. At its sole expense,
Landlord shall correct any noncompliance noted by Tenant (only to the extent that such non-compliance existed under the laws effective at the Commencement Date of the Lease), in writing during the period of one hundred and eighty (180) days
after the Commencement Date (the “Warranty Period”). The foregoing representation and warranty of Landlord does not (i) include any improvements constructed or caused to be constructed by any other tenant of the Project and/or Tenant,
and/or (ii) affect the Tenant’s obligations pursuant to Section 9(a) above and/or (iii) apply to the use to which Tenant will put the Premises. In the event Landlord’s representation or warranty in this section is finally
determined to be incorrect, as Tenant’s sole remedy, Landlord shall be responsible for promptly taking actions to cause such compliance, at Landlord’s sole cost and expense. 
 10. ALTERATIONS AND ADDITIONS 
 (a) Excepting the supplemental HVAC approved by Landlord pursuant to
Schedule 2 to Exhibit B attached hereto, Tenant shall not make or suffer to be made any non-structural alterations, additions, or improvements (collectively, “Alterations”) to or of the Premises, or any part thereof,
without first obtaining the written consent of Landlord, which shall not be unreasonably withheld or delayed; provided, however, if the Alterations would adversely affect the structure or safety of the Building or its electrical, plumbing, HVAC,
mechanical or safety systems, or if such Alterations would create an obligation on Landlord’s part to make modifications to the Building, Landlord may withhold its consent in its sole and absolute discretion. Notwithstanding the foregoing,
without the prior consent of Landlord, but with the prior notice to Landlord, Tenant shall be entitled to make Alterations within the Premises, provided that (i) the cost of construction such Alterations does not exceed Ten Thousand and
No/l00ths Dollars ($10,000.00) per project in the aggregate, and (ii) does not effect the plumbing, electrical, structural or mechanical systems of the Building, and (iii) Tenant otherwise complies with the provisions of this Section. All
Alterations shall comply with all applicable laws, statutes and ordinances, which include, but are not limited to ADA. Any Alterations to or of said Premises, including, but not limited to, wall covering, paneling, and built-in cabinet work, but
excepting movable furniture and trade fixtures, shall on the expiration of the Term become a part of the realty and belong to Landlord, and shall be surrendered with the Premises. However, Landlord shall provide written notice to Tenant prior to the
construction of such Alteration whether Tenant will be required to remove such Alteration and restore the Premises to its original condition upon the expiration of the Term. If Landlord so states, Tenant, at its own cost shall restore the Premises
to its original condition upon the expiration of the Term. Upon Landlord’s approval of the requested Alterations, Tenant shall secure all necessary permits, if applicable. Before Landlord’s consent to such Alterations, Tenant shall submit
detailed specifications, floor plans and necessary permits (if applicable) to Landlord for review. In no event shall any Alterations affect the structure of the Building or its facade. As a condition to its consent, Landlord may request adequate
assurance that all contractors who will perform such work have in force workman’s compensation and such other employee and public liability insurance as Landlord deems necessary, and where the Alterations are material, Landlord may require
Tenant or its contractors to post adequate completion and performance bonds. In the event Landlord consents to the making of any Alterations to the Premises by Tenant, the same shall be made by Tenant at Tenant’s sole cost and expense,
completed to the reasonable satisfaction of Landlord, and the contractor or person selected by Tenant to make the same must first be approved in writing by Landlord which approval shall not be unreasonably withheld or delayed. If Tenant makes any
Alterations to the Premises as provided in this Section, the Alterations shall not be commenced until ten (10) business days after Landlord has received notice from Tenant stating the date the installation of the Alterations is to commence so
that Landlord can post and record an appropriate notice of non-responsibility. Tenant shall reimburse Landlord for any expenses incurred by Landlord in connection with the Alterations made by Tenant, including any reasonable fees charged by
Landlord’s contractors or consultants to review plans and specifications prepared by Tenant, and the cost of updating the existing as-built plans of the Building to reflect the Alterations, not to exceed One Thousand and No/l00ths Dollars
($1,000.00) in total per Alteration. Tenant shall indemnify, defend and hold the Landlord, the Building and the Premises free and harmless from any liability, loss, damage, cost, attorneys’ fees and other expenses incurred on account of such
construction, or claims by any person performing work or furnishing materials or supplies for Tenant or any persons claiming under Tenant. 
 (b) Landlord agrees that, subject to Tenant’s compliance with Section 10(a) above, Tenant shall be entitled to install a satellite/microwave dish upon the roof of the Building in a location reasonably acceptable to Landlord and
Tenant. Tenant acknowledges that view aesthetics of the Building shall be considered in the placement of such dish. Tenant shall be responsible for the maintenance and repair of such dish and shall remove, at Tenant’s cost, such dish from the
roof of the Building upon the expiration or earlier termination of this Lease and shall repair any damage caused thereby and reseal any roof penetrations. 
 11. REPAIRS AND MAINTENANCE: 
 (a) By taking possession of the Premises, Tenant shall be deemed to have accepted the Premises
as being in good and sanitary order, condition and repair, excepting the Punch List Items, any defects (or noncompliance with laws) in the Premises noted by Tenant in writing to the Landlord during the Warranty Period and latent defects in the
construction done by Landlord, its agents, employees, contractors, and subcontractors. Tenant shall, at Tenant’s sole cost and expense, maintain the Premises, in good, clean and first-class condition and repair. Without limiting the generality
of the foregoing, Tenant shall be solely responsible for maintaining and repairing all fixtures, non-building standard electrical lighting, ceilings and floor coverings, windows, doors, plate glass, skylights, and interior walls within the Premises
using the same quality of materials as used in the original construction. In addition, Tenant shall be responsible for all repairs made necessary by Tenant or Tenant’s invitees. 
  

 eHealth Lease 06/04/04 – Page 8 

 Landlord acknowledges that Tenant shall have no obligation to repair or maintain any areas of the Project outside of the
Premises, unless such repair or maintenance is required due to acts of Tenant, its agents, employees, contractors and subcontractors. Excepting maintenance, repairs or replacements required due to the negligence or willful misconduct of Landlord,
its agents, employees, contractors and subcontractors, Tenant acknowledges that Landlord shall have no obligation to maintain, repair or replace any telecommunications or computer cabling or wiring which is located in the Premises or which
exclusively serves the Premises (collectively, “Cabling”), except in the event that such would be required due to Landlord’s negligent acts or omissions. Tenant shall, at Tenant’s expense, contract with Pacific Bell or
another reputable contractor to maintain the Cabling. Landlord shall have no obligation to alter, remodel, improve, repair, decorate or paint the Premises except as specifically set forth in this Lease. Under no circumstances shall Tenant make any
repairs to the Building or to the mechanical, electrical or heating, ventilating or air conditioning systems of the Premises or the Building, unless such repairs are previously approved in writing by Landlord. Tenant waives the provisions of
1931(1), 1941 and 1942 of the California Civil Code, and any similar or successor law regarding Tenant’s right to make repairs and deduct expenses of such repairs from the Rent due under this Lease. 
 (b) Landlord shall operate the Building to a standard or quality consistent with that of other first-class projects in the immediate geographical area
and shall (i) provide janitorial service to the Premises on a five (5) day a week basis (excepting holidays described in the Basic Lease Information), consistent with the janitorial specification attached hereto as Exhibit E,
(ii) provide nonexclusive, non-attended automatic passenger elevator service at all times, (iii) replace Building standard lamps, starters and ballasts (all nonstandard lighting within the Premises shall be the responsibility of Tenant).

 (c) Landlord shall be responsible for maintaining and repairing all structural portions and latent defects of the Building (to the extent
constructed by Landlord, its agents, employees, contractors and/or subcontractors), and shall maintain the roof, sidewalls, and foundations of the Building in good, clean and safe condition and repair. Landlord shall be entitled to approve, in its
sole discretion, the sealing of any roof penetrations caused by Tenant Improvements. Landlord shall also maintain all landscaping, driveways, parking lots, fences, signs, sidewalks and the Project Common Areas. Landlord shall be responsible for
maintenance and repair of all plumbing, heating, electrical, air conditioning and ventilation systems. Except as otherwise provided in this Lease, Landlord shall have no liability to Tenant, nor shall Tenant’s obligations under this Lease be
reduced or abated in any manner whatsoever by reason of any inconvenience, annoyance, interruption or injury to business arising from Landlord making any reasonable repairs or changes which Landlord is required or permitted by this Lease or by any
other tenants’ lease or required by law to make in or to any portion of the Building or the Premises. Landlord shall use reasonable efforts to minimize any interference with Tenant’s business at the Premises. If Tenant fails to maintain
the Premises as required in Section 11(a), Landlord may give Tenant thirty (30) days’ written notice to do such acts as are reasonably required to so maintain the Premises. If Tenant fails to promptly commence such work within such
time period and diligently prosecute it to completion, then Landlord shall have the right to do such acts and expend such funds at the expense of Tenant as are reasonably required to perform such work. Any amount so expended by Landlord shall be
paid by Tenant promptly after demand with interest at the Prime Rate plus two percent (2%) per annum, from the date of such work, but not to exceed the maximum amount then allowed by law. Landlord shall have no liability to Tenant for any
damage, inconvenience, or interference with the use of the Premises by Tenant as the result of performing any such work. For the purpose of this Lease, the “Prime Rate” shall mean the rate, or base rate, reported in the Money Rates
column or section of The Wall Street Journal as being the base rate on corporate loans at large U.S. money center commercial banks (whether or not such rate has actually been charged by any such bank) on the first date on which The Wall Street
Journal is published in the month preceding the month in which the subject costs are incurred. 
 (d) If Landlord fails to provide repairs or
maintenance as required under this Lease, and such failure interferes with Tenant’s use of the Premises, and Tenant has notified Landlord of the necessity of such repairs or maintenance in writing, then Tenant may perform such repairs or
maintenance at Landlord’s cost by taking whatever action is reasonably necessary to do so, provided: 
 (1) Tenant gives
Landlord (and any mortgagee whose address has been provided to Tenant) notice of Tenant’s intent to take such action at least ten (10) business days prior to taking any such action. Landlord further fails or refuses to commence repairs
within three (3) business days after a second written notice to Landlord and such mortgagee (which notice cannot be effective until the lapse of the aforementioned ten (10) business day period) (if the nature of the required repair is such
that Landlord’s failure to act is reasonably likely to result in injury to Tenant’s employees or visitors, or damage to Tenant’s personal property, the aforementioned notice period shall be one (1) business day, and there shall
be no requirement that Tenant notify Landlord’s mortgagee); 
 (2) If such repairs or maintenance will affect the
Building’s electrical or mechanical systems, or the structural integrity of the Building. Tenant shall use only those contractors used by Landlord in the Building that work on the Building’s systems, equipment or structure (unless such
contractors are unwilling or unable to perform such work, or the urgent nature of the required repair makes using those contractors impractical, in which events Tenant may utilize the services of any other qualified contractor approved by Landlord,
which approval shall not be unreasonably withheld, conditioned or delayed). 
 If Landlord does not deliver a detailed written
reasonable objection to Tenant within thirty (30) days after receipt of any invoice from Tenant of the reasonable costs and expenses incurred by Tenant in so repairing or maintaining (such invoice to contain a reasonably particularized
breakdown of the costs and expenses incurred by Tenant in connection therewith) then Tenant shall be entitled to deduct from Rent next due the amount set forth in such invoice (to the extent not previously paid by Landlord). 
  

 eHealth Lease 06/04/04 – Page 9 

 12. WASTE 
 Tenant
shall not use the Premises in any manner that will constitute waste, nuisance, or unreasonable annoyance (which includes excessive noise and/or vibration) to owners or occupants of adjacent properties or to other tenants of the Building. 

13. LIENS 
 Tenant shall keep the Premises and the Project is free
from any liens arising out of any work performed, materials furnished, or obligations incurred by Tenant. For any work in excess of One Hundred Thousand and No/l00ths Dollars ($100,000.00), Landlord may require, at its sole option, that Tenant shall
provide to Landlord, at Tenant’s sole cost and expense, labor and materials or a completion bond in an amount equal to one and one-half (1 1/2) times any and all estimated cost of any improvements, additions, or alterations to the Premises to be made by Tenant, to insure Landlord against any liability for mechanics’ and
materialmen’s liens and to insure completion of work. Landlord may, at its election, and upon ten (10) days’ notice to Tenant, remove any liens, in which case Tenant shall pay to Landlord the cost of removing the lien, including
reasonable attorneys’ fees. Landlord shall have the right at all times to post on the Premises any notices permitted or required by law for the protection of Landlord, the Premises, the Building or the Project from mechanics’ and
materialmen’s liens. To the extent a lien arises out of any work performed, materials furnished, or obligations incurred by Tenant, Tenant shall have thirty (30) days to remove such lien, or provide a bond to Landlord in an amount
sufficient to satisfy the lien. 
 14. UTILITIES AND SERVICES 
 (a) Landlord agrees to furnish to the Premises during the Business Hours, subject to the conditions and in accordance with the standards set forth in this Lease, adequate quantities of electric current for normal
lighting and fractional horsepower office machines, water for lavatory and drinking purposes (hot and cold), heat and air conditioning required in the comfortable use and occupation of the Premises, and elevator service by non-attended automatic
elevators. Tenant acknowledges and agrees that Landlord may impose a reasonable charge for the use of any additional or unusual janitorial services required by Tenant’s carelessness or the nature of Tenant’s business. Landlord shall not be
obligated to service, maintain, repair or replace any system or improvement in the Premises that has not been installed by Landlord at Landlord’s expense, or which is a specialized improvement requiring additional or extraordinary maintenance
or repair (by way of example only, if the standard premises in the Building contain fluorescent light fixtures, Landlord’s obligation shall be limited to the replacement of fluorescent light tubes, irrespective of any incandescent fixtures that
may have been installed in the Premises at Tenant’s expense). Landlord shall not be liable for, and Tenant shall not be entitled to any abatement or reduction of rent by reason of Landlord’s failure to furnish any of the foregoing when
such failure is caused by accident, breakage, repairs, strikes, lockouts or other labor disturbances or labor disputes of any character or for any other causes; provided, however, Landlord shall use its reasonable efforts to cause such services to
be restored as soon as possible. Tenant hereby waives the provisions of California Civil Code Section 1932(1) or any other applicable existing or future law, ordinance or governmental regulation permitting the termination of this Lease due to
the interruption or failure of any services to be provided under this Lease. 
 (b) If the temperature otherwise maintained in any portion of
the Premises by the HVAC systems of the Building is affected by reason of any lights, machines or equipment used by Tenant in the Premises utilized in excess of the utilities provided to the Premises, or by the occupancy of the Premises by more
persons than are contemplated by the design criteria of the HVAC systems, then Landlord shall have the right to install machines or equipment that Landlord reasonably deems necessary to restore temperature balance, including modifications to the
standard air-conditioning equipment and electrical systems serving the Premises. The cost of any such equipment and modifications, including the cost of installation and any additional cost of operation and maintenance of the same, shall be paid by
Tenant to Landlord upon demand. 
 (c) Tenant acknowledges and agrees that Tenant’s use of the Premises during Non-Business Hours
imposes additional burden on the Project’s janitorial services, fluorescent light tubes, HVAC and electrical services, and the Project Common Areas. Accordingly, non-Business Hours use of services will be made available to Tenant through an
access or override switch accessible to Tenant from the Premises and will be billed as an after hours rent assessment. After hours use will be metered and such costs will be payable by Tenant to Landlord upon demand. Such costs are estimated to be
$20.00 per hour per unit and subject to change due to increases in electrical and maintenance costs. Tenant shall be entitled to access to the Premises, Building and Project Common Areas, twenty-four (24) hours a day, three hundred sixty
five (365) days a calendar year. 
 (d) Except as otherwise provided in the Tenant Improvement Agreement, Tenant shall not, without the
prior consent of Landlord, connect to the utility systems of the Building any apparatus, machinery or other equipment except typical office machines, devices such as electric typewriters, word processors, mini and micro-computers and office-size
photocopiers, and microwave ovens and coffee machines. Nor shall Tenant, without the prior written consent of Landlord, connect to any electrical circuit in the Premises any apparatus or equipment with power requirements that exceed the designed
electrical capacity of the Premises as described in the Work Letter. Tenant shall pay the cost of all utilities and services supplied to Tenant in connection with Tenant’s use of additional office equipment approved by Landlord hereunder.
Except as provided in the Tenant Working Drawings, Tenant shall not, without the prior consent of Landlord, connect to any dedicated electrical circuit in the Premises electrical apparatus or equipment of any type having in the aggregate electrical
power requirements in excess of one and one-half (1.5) amps per outlet. Notwithstanding Landlord’s consent to such excess loading of circuits, Tenant shall pay the cost of any additional or above-standard capacity electrical circuits
necessitated by such excess loading circuits and the installation thereof. 
 (e) All sums payable hereunder by Tenant for additional
services or for excess utility usage shall be payable within thirty (30) days after written request from Landlord, including reasonable supporting documentation, 
  

 eHealth Lease 06/04/04 – Page 10 

 except that Landlord may require Tenant to pay monthly for the estimated cost of Tenant’s excess utility usage if
such usage occurs on a regular basis, and such estimated amounts shall be payable in advance on the first day of each month. 
 15. ASSIGNMENT AND
SUBLETTING 
 (a) Tenant shall not, without the prior written consent of Landlord, which shall not be unreasonably withheld or delayed as
provided in this Section 15: (a) assign, mortgage, pledge, encumber or otherwise transfer this Lease, the term or estate hereby granted, or any interest hereunder; (b) permit the Premises or any part thereof to be utilized by anyone
other than Tenant (whether as concessionaire, franchisee, licensee, permittee or otherwise); or (c) except as hereinafter provided, sublet or offer or advertise for subletting the Premises or any part thereof. Any assignment, mortgage, pledge,
encumbrance, transfer or sublease without Landlord’s consent shall be voidable and, at Landlord’s election, shall constitute a default. 
 Notwithstanding the foregoing and Subsections (b) and (c) below, Tenant may assign this Lease or sublet the Premises or a portion thereof, without Landlord’s consent, but with prior written notice, to any corporation,
partnership, individual or other entity which controls, is controlled by or is under common control with Tenant; or to any corporation, partnership, individual or other entity, resulting from the merger or consolidation with Tenant; or to any person
or entity which acquires all of the assets of Tenant’s business going concern, provided that (i) the assignee or subtenant assumes, in full, the obligations of Tenant under this Lease, (ii) Tenant remains fully liable under this
Lease, (iii) the use of the Lease by such transferee conforms with the requirements of this Lease, and (iv) if Tenant is no longer a viable operating business, the proposed transferee shall have a net worth which is comparable to that of
Tenant as of the Lease Date. Provided that Tenant is a corporation, and (i) the stock of Tenant is traded on a national exchange, the transfer of stock in Tenant shall not be considered an assignment, sublease or transfer under the Lease, or
(ii) the stock of Tenant is not traded on a national exchange, the collective transfer of thirty percent (30.00%) or less of such stock shall not be considered an assignment, sublease or transfer under this Lease. 
 (b) If at any time or from time to time during the Term of this Lease, Tenant desires to assign this Lease with respect to, or to sublet, all or any part
of the Premises, then at least thirty (30) days prior to the date when Tenant desires the assignment or subletting to be effective (the “Transfer Date”), Tenant shall give Landlord a notice (the “Transfer
Notice”) which shall set forth the name, address and business of the proposed assignee or subtenant, information (including financial statements and references) concerning the character of the proposed assignee or subtenant, in the case of
a proposed sublease, a detailed description of the space proposed to be sublet, which must be a single, self-contained unit (the “Space”), any rights of the proposed assignee or subtenant to use Tenant’s improvements and the
like, the Transfer Date, and the fixed rent and/or other consideration and all other material terms and conditions of the proposed assignment or subletting, all in such detail as Landlord may reasonably require, if Landlord promptly requests
additional detail, the Transfer Notice shall not be deemed to have been received until Landlord receives such additional detail. Notwithstanding the foregoing, upon receipt of such proposal, among Landlord’s other rights, Landlord may elect to
terminate the Lease as to the portion of the Premises proposed to be sublet or assigned and/or to enter into a direct lease with the proposed sublessee or assignee as to the portion of the Premises proposed to be sublet or assigned if such portion
is greater than fifty percent (50%) of the square footage of the Premises and the sublease is for a term greater than fifty percent (50%) of the initial Term. If this Lease or any interest in this Lease is sold, assigned or transferred by
Tenant, or Tenant subleases any part of the Premises, without Landlord’s consent, Landlord may, cumulative of any other right or remedy available to Landlord, elect to terminate this Lease (as it affects the portion of the Premises sought to be
sublet or assigned) as of the effective date of the proposed transfer. Landlord’s acceptance of any name for listing on the Building directory will not be deemed, not will it substitute for, Landlord’s consent, as required by this lease,
to any sublease, assignment or other occupancy of the Premises. 
 (c) Landlord shall be permitted to consider any reasonable factor in
determining whether or not to withhold its consent to a proposed assignment or sublease and Landlord shall make such determination within ten (10) business days following Landlord’s receipt of the Transfer Notice. The failure of Landlord
to deliver written notice of such determination within such time period shall be deemed Landlord’s approval thereof. Without limiting the other instances in which it may be reasonable for Landlord to withhold its consent to an assignment or
sublease, it shall be reasonable for Landlord to withhold its consent if any of the following conditions are not satisfied: 
 (1) The proposed use by the transferee shall (i) comply with Tenant’s permitted use, (ii) be consistent with the general character of businesses carried on by tenants of the Building, (iii) not materially increase the
likelihood of damage or destruction, (iv) not materially increase the density of occupancy of the Premises or increase the amount of pedestrian and other traffic through the Building, (v) not be likely to cause an increase in insurance
premiums for insurance policies applicable to the Building, (vi) not require new tenant improvements incompatible with then-existing Building systems and components, (vii) unless paid by Tenant, not require Landlord to make material
modifications to the Building outside of the Premises (in order, for example, to comply with laws such as the ADA), (viii) not materially increase the electrical or HVAC usage in the Premises, and (ix) not otherwise have or cause a
material adverse impact on the Premises, the Building, the Project, or Landlord’s interest therein; 
 (2) The proposed
transferee shall not be a labor union, foreign or domestic government entity. 
 (3) If Landlord has vacant space at the
Building suitable for such proposed transferee, the proposed transferee shall not be an existing tenant or occupant of the Building or a person or entity with whom Landlord is then dealing, or with whom Landlord has had any dealings within the
previous three (3) months, with respect to the leasing of space in the Building; and 
  

 eHealth Lease 06/04/04 – Page 11 

 (4) Any ground lessor or mortgagee whose consent to such transfer is required fails to
consent thereto. Tenant shall have the burden of demonstrating that each of the foregoing conditions has been satisfied. 
 d) Provided
Landlord has consented to such assignment or subletting, Tenant shall be entitled to enter into such Assignment or Sublease with the third party identified in the Transfer Notice subject to the following conditions: 
 (1) At the time of the transfer, no event of default under this Lease shall have occurred and be continuing; 
 (2) The assignment or sublease shall be on the same terms substantially set forth in the Transfer Notice given to Landlord; 
 (3) No assignment or sublease shall be valid and no assignee or sublessee shall take possession until an executed counterpart of the
assignment or sublease has been delivered to Landlord; 
 (4) No assignee or sublessee shall have a right further to assign or
sublet without Landlord’s consent thereto in each instance, which consent in the case of a future assignment should not be unreasonably withheld or delayed; 
 (5) Any assignee shall have assumed in writing the obligations of Tenant under this Lease; 
 (6) Any subtenant shall have agreed in writing to comply with all applicable terms and conditions of this Lease with respect to the Space;

 (7) In the event Tenant sublets the entire Premises or any part thereof, Tenant shall deliver to Landlord fifty percent
(50.00%) of any excess rent within thirty (30) days of Tenant’s receipt thereof pursuant to such subletting. As used herein, “excess rent” shall mean any sums or economic consideration per square foot of the Premises
received by Tenant pursuant to such subletting in excess of the amount of the rent per square foot of the Premises payable by Tenant under this Lease applicable to the part or parts of the Premises so sublet; provided, however, that no excess
payment shall be payable until Tenant shall have recovered therefrom all of the costs incurred by Tenant for brokerage commissions, tenant improvement work approved by Landlord, reasonable rent concessions, reasonable attorneys fees, and reasonable
marketing fees, in conjunction with such sublease; and 
 (8) In the event Tenant assigns this Lease, Tenant shall deliver to
Landlord fifty percent (50.00%) of any excess payment within thirty (30) days of Tenant’s receipt thereof pursuant to such assignment. As used herein, “excess payment” shall mean the amount of payment received for
such assignment of this Lease in excess of the rent payable by Tenant under this Lease; provided, however, that no excess payment shall be payable until Tenant shall have recovered therefrom all of the costs incurred by Tenant for brokerage
commissions, tenant improvement work approved by Landlord, rent concessions, reasonable attorneys fees, and reasonable marketing fees, in conjunction with such assignment. 
 e) No subletting or assignment shall release Tenant of Tenant’s obligations under this Lease or alter the liability of Tenant to pay the rent and to
perform all other obligations to be performed by Tenant hereunder. The acceptance of rent by Landlord from any other person shall not be deemed to be a waiver by Landlord of any provision hereof. Consent to one assignment or subletting shall not be
deemed consent to any subsequent assignment or subletting. In the event of default by an assignee or subtenant of Tenant or any successor of Tenant in the performance of any of the terms hereof, Landlord may proceed directly against Tenant without
the necessity of exhausting remedies against such assignee, subtenant or successor. Landlord may consent to subsequent assignments of the Lease or sublettings or amendments or modifications to the Lease with assignees of Tenant, after notifying
Tenant, or any successor of Tenant, and after obtaining its or their consent thereto and any such actions shall not relieve Tenant of liability under this Lease. 
 (f) If Tenant assigns the Lease or sublets the Premises or requests the consent of Landlord to any assignment or subletting or if Tenant requests the consent of Landlord for any act that Tenant proposes to do, then
Tenant shall, upon demand, pay Landlord an administrative fee not to exceed Five Hundred and No/l00ths Dollars ($500.00) in connection with such act or request. 
 16. INDEMNITY 
 (a) Subject to the provisions of Section 18(e) below and to the extent not funded and paid to Landlord
by any insurance maintained by Tenant, Tenant shall indemnify, defend and hold harmless Landlord against and from any and all claims, damages, liabilities, and expenses (including reasonable attorneys’ fees) to the extent arising from
Tenant’s use of the Premises for the conduct of its business or from any activity, work or other thing done or permitted by the Tenant in or about the Building, and shall further indemnify, defend and hold harmless Landlord against and from any
and all claims to the extent arising from any breach or default in the performance of any obligation on Tenant’s part to be performed under the terms of this Lease, or from any act or negligence of the Tenant, or any officer, agent, employee,
guest or invitee of Tenant, and from all and against all reasonable cost, attorney’s fees, expenses and liabilities incurred in or about any such claim or any action or proceeding brought thereon, and, if any case, action or proceeding be
brought against Landlord by reason of any such claim, Tenant upon notice from Landlord shall defend the same at Tenant’s expense by counsel selected by Tenant and approved in writing by Landlord such approval not to be unreasonably withheld or
delayed. Notwithstanding the preceding sentence, such indemnification by Tenant and such assumption and waiver of claims shall not include damage or injury to the extent caused by the negligence or willful misconduct of Landlord, its agents,
employees or contractors. 
  

 eHealth Lease 06/04/04 – Page 12 

 (b) Neither Landlord nor any of its Affiliates shall be liable for and there shall be no abatement of
rent for (i) any damage to Tenant’s property stored with Affiliates of Landlord, (ii) loss of or damage to any property by theft or any other wrongful or illegal act, or (iii) any injury or damage to persons or property resulting
from fire, explosion, wind, earthquake, falling plaster, steam, gas, electricity, flood, water or rain which may leak from any part of the Building or the Project or from the pipes, appliances, appurtenances or plumbing works therein or from the
roof, street or sub-surface or from any other place or resulting from dampness or any other cause whatsoever or from the acts or omissions of other tenants, occupants or other visitors to the Building or the Project or from any other cause
whatsoever, except to the extent caused by the negligence or willful misconduct of Landlord, its agents, employees or contractors or (iv) any diminution or shutting off of light, air or view by any structure which may be erected on lands
adjacent to the Building, whether within or outside of the Property. Tenant agrees that in no case shall Landlord ever be responsible or liable on any theory for any injury to Tenant’s business, loss of profits, loss of income or any other form
of consequential damage. Tenant shall give prompt notice to Landlord in the event of (a) the occurrence of a fire or accident in the Premises or in the Building, or (b) the discovery of any defect therein or in the fixtures or equipment
thereof. 
 17. DAMAGE TO PREMISES OR BUILDING 
 All
injury to the Premises or the Building caused by moving the property of Tenant or its employees, agents, guests or invitees into, in or out of the Building and all breakage done by Tenant or the agents, servants, employees, and visitors of Tenant
shall be repaired as reasonably determined by the Landlord at the expense of the Tenant. 
 18. TENANT’S INSURANCE 
 (a) All insurance required to be carried by Tenant hereunder shall be issued by responsible insurance companies which are rated by Best Insurance Reports
as A-VII or better and acceptable to Landlord and Landlord’s lender and licensed or authorized to do business in the State of California. Each general liability policy shall include Landlord, and at Landlord’s request any mortgagee of
Landlord, as an additional insured, as their respective interests may appear. Each policy shall contain (i) a separation of insureds condition, (ii) a provision that such policy and the coverage evidenced thereby shall be primary and
non-contributing with respect to any policies carried by Landlord and that any coverage carried by Landlord shall be excess insurance for Landlord’s interest only, and (iii) a waiver by the insurer of any right of subrogation against
Landlord, its agents, employees and representatives, which arises or might arise by reason of any payment under such policy or by reason of any act or omission of Landlord, its agents, employees or representatives. A copy of each certificate of the
insurer evidencing the existence and amount of each insurance policy required hereunder shall be delivered to Landlord before the date Tenant is given possession of the Premises, and annually thereafter, within thirty (30) days after any demand
by Landlord therefore. No such policy shall be cancelable, materially changed or reduced in coverage except after thirty (30) days’ written notice to Landlord. In any event deductible amounts under all general liability insurance policies
required to be carried by Tenant under this Lease shall not exceed Ten Thousand Dollars ($10,000.00) per occurrence. Tenant agrees that if Tenant does not take out and maintain such insurance, Landlord may (but shall not be required to) procure said
insurance on Tenant’s behalf and charge the Tenant the premiums, which shall be payable upon demand. Tenant shall have the right to provide such insurance coverage pursuant to blanket policies obtained by the Tenant, provided such blanket
policies expressly afford coverage to the Premises, Landlord, Landlord’s mortgagee and Tenant as required by this Lease. 
 (b)
Beginning on the date Tenant is given access to the Premises for any purpose and continuing until expiration of the term of the Lease, Tenant shall procure, pay for and maintain in effect policies of property insurance covering (i) any
alterations, additions or improvements as may be made and funded by Tenant pursuant to the provisions of Section 10 hereof, and (ii) trade fixtures, merchandise and other personal property from time to time, in, on or about the Premises,
in an amount not less than one hundred percent (100%) of their actual replacement cost from time to time, providing protection against all risks of physical loss or damage. The proceeds of such insurance shall be used for the repair or
replacement of the property so insured. Upon termination of this Lease following a casualty as set forth herein, the proceeds shall be paid to Tenant. 
 (c) Beginning on the date Tenant is given access to the Premises for any purpose and continuing until expiration of the Term of the Lease, Tenant shall procure, pay for and maintain in effect workers’
compensation and employer’s liability insurance and commercial general liability insurance which includes coverage for personal injury, contractual liability and Tenant’s independent contractors. The commercial general liability should be
procured and maintained with not less than Two Million and No/l00ths Dollars ($2,000,000.00) per occurrence combined single limit, and a Five Million and No/l00ths Dollars ($5,000,000.00) aggregate limit, for bodily injury, personal injury or
property damage liability. If such insurance covers more than one location, and general aggregate limit shall apply on a per location basis. 
 (d) Intentionally Deleted. 
 (e) Landlord and Tenant each hereby waive all rights of recovery against the other and against the
officers, employees, agents and representatives of the other, on account of loss by or damage to the waiving party of its property or the property of others under its control, to the extent that such loss or damage is insured against and payment is
made under any “all risk” insurance policy which either may have in force at the time of the loss or damage. Tenant and Landlord shall, upon obtaining the policies of insurance required under this Lease, give notice to its insurance
carrier or carriers that the foregoing mutual waiver of subrogation as contained in this Lease. 
 (f) During the term of this Lease,
Landlord shall maintain the following policies of insurance with insurers of recognized responsibility, licensed to do business in the State of California, rated by Best Insurance 
  

 eHealth Lease 06/04/04 – Page 13 

 Reports as A-VII or better: (i) commercial general liability of One Million and No/l00ths Dollars ($1,000,000.00)
per occurrence combined single limit, and Two Million and No/l00ths Dollars ($2,000,000.00) aggregate limit, for bodily injury, personal injury and property damage liability, (ii) workers’ compensation insurance, in accordance with
applicable law, and employer’s liability insurance and bodily injury by accident of One Million and No/l00ths Dollars ($1,000,000.00) per accident, and bodily injury by disease One Million and No/l00ths Dollars ($1,000,000.00) policy limit, and
(iii) property insurance, on “all risk” basis, insuring the Building for the full replacement costs thereof. Landlord shall be responsible for insuring the Tenant Improvements funded and installed by Landlord pursuant to the
provisions of the Tenant Improvement Agreement. 
 19. AD VALOREM TAXES 
 Tenant shall pay, or cause to be paid, before delinquency, any and all taxes levied or assessed and which become payable during the term hereof upon all Tenant’s leasehold improvements, equipment, furniture,
fixtures, and personal property located in the Premises, except that which has been paid for by Landlord and is the standard of the Building. In the event any or all of the Tenant’s leasehold improvements, equipment, furniture, fixtures, and
personal property shall be assessed and taxed with the Building, Tenant shall pay to Landlord its share of such taxes within thirty (30) days after delivery to Tenant by Landlord of a statement in writing setting forth the amount of such taxes
applicable to Tenant’s property with supporting documentation. 
 20. WAIVER 
 No delay or omission in the exercise of any right or remedy of Landlord or Tenant on any default by Tenant or Landlord shall impair such a right or remedy or be construed as a waiver. The subsequent acceptance of Rent
by Landlord after breach by Tenant of any covenant or term of this Lease shall not be deemed a waiver of such breach, other than a waiver of timely payment for the particular Rent involved, and shall not prevent Landlord from maintaining an unlawful
detainer or other action based on such breach. No act or conduct of Landlord, including without limitation the acceptance of the keys to the Premises, shall constitute an acceptance of the surrender of the Premises by Tenant before the expiration of
the term. Prior to the scheduled expiration of the term of the Lease, only a notice from Landlord to Tenant shall constitute acceptance of the surrender of the Premises and accomplish an early termination of the Lease. Landlord’s consent to or
approval of any act by Tenant requiring Landlord’s consent or approval shall not be deemed to waive or render unnecessary Landlord’s consent to or approval of any subsequent act by Tenant. Any waiver by Landlord or Tenant of any default
must be in writing and shall not be a waiver of any other default concerning the same or any other provision of the Lease. The review, approval, or inspection by Landlord of any item to be reviewed, approved, or inspected by Landlord under the terms
of this Lease shall not constitute the assumption of any responsibility by Landlord for the accuracy or sufficiency of any such item or the quality or suitability of such item for its intended use. 
 21. ENTRY BY LANDLORD 
 Landlord reserves, and shall at any and all
reasonable times, upon advance oral or written notice to Tenant, have the right to enter the Premises to inspect the same, to supply any service to be provided by Landlord to Tenant hereunder, to show the Premises to prospective purchasers or
tenants (with regard to prospective tenants, such entrance shall not occur earlier than one hundred eighty (180) days prior to the expiration of the Term), to post notices of non-responsibility, and to maintain and repair the Premises and any
portion of the Building that Landlord may deem necessary or desirable, without abatement of Rent, and may for that purpose erect scaffolding and other necessary structures, where reasonably required by the character of the work to be performed,
always providing that the entrance to the Premises shall not be blocked thereby and further providing that the business of the Tenant shall not be interfered with unreasonably. For each of the aforesaid purposes, Landlord shall at all times have and
retain a key with which to unlock all of the doors in, upon and about the Premises, excluding Tenant’s vaults, safes and files, and Landlord shall have the right to use any and all means which Landlord may deem proper to open said doors in the
event of an emergency (as determined by Landlord or its employees or representatives acting in good faith), in order to obtain entry to the Premises without liability to Landlord. Any entry to the Premises obtained by Landlord by any of said means
or otherwise shall not under any circumstances be construed or be deemed to be a forcible or unlawful entry into, or a detainer of the Premises, or an eviction of Tenant from the Premises or any portion thereof. 
 22. CASUALTY DAMAGE 
 (a) During the Term hereof, if
the Premises or any part thereof shall be damaged by fire or other casualty, Tenant shall give prompt written notice thereof to Landlord. In case the Building shall be so damaged by fire or other casualty that substantial alteration or
reconstruction of the Building shall be required (whether or not the Premises shall have been damaged by such fire or other casualty), (i) if such damage cannot be repaired within ninety (90) days thereafter, as reasonably determined by
Landlord, (ii) if any mortgagee under a mortgage or deed of trust covering the Building requires that the insurance proceeds payable as a result of said fire or other casualty be used to retire or reduce such mortgage debt, or (iii) if
such damage is not covered by insurance carried by Landlord, Landlord may, at its option, terminate this Lease and the term and estate hereby granted by notifying Tenant in writing of such termination within thirty (30) days after the date of
such damage, in which event the Rent shall be abated as of the date of such damage. If Landlord elects to repair the Premises and/or the Building, Landlord shall within forty five (45) days after the date of such damage commence to repair and
restore the Building and shall proceed with reasonable diligence to restore the Building (except that Landlord shall not be responsible for delays outside its control) to substantially the same condition in which it was immediately prior to the
happening of the casualty, except that Landlord shall not be required to rebuild, repair or replace any part of Tenant’s furniture and furnishings or fixtures and equipment removable by Tenant under the provisions of this Lease, but such work
shall not exceed the scope of the work done by Landlord in originally constructing the Building. Tenant shall not be entitled to any compensation or damages from Landlord, and Landlord shall not be liable, for any loss of the use of the whole or any
part of the Premises, the Building, Tenant’s personal property, or any inconvenience or annoyance 
  

 eHealth Lease 06/04/04 – Page 14 

 occasioned by such loss of use, damage, repair, reconstruction or restoration, except that, subject to the provisions of
the next sentence, Landlord shall allow Tenant a diminution of Rent on a square footage basis during the time and to the extent the Premises are unfit or unavailable for occupancy. If the Premises or any other portion of the Building are damaged by
fire or other casualty resulting from the negligence of Tenant or any of Tenant’s agents, employees, or invitees, Tenant shall be liable to Landlord for the cost and expense of the repair and restoration of the Building caused thereby to the
extent such cost and expense is not covered by insurance proceeds. Any insurance which may be carried by Landlord or Tenant against loss or damage to the Building or to the Premises shall be for the sole benefit of the party carrying such insurance
and under its sole control. Tenant hereby specifically waives any and all rights it may have under any law, statute, ordinance or regulation to terminate the Lease by reason of casualty or damage to the Premises or Building, and the parties hereto
specifically agree that the Lease shall not automatically terminate by law upon destruction of the Premises. Except as otherwise provided in this Section 22, Tenant hereby waives the provisions of Sections 1932(2), 1933(4), 1941 and 1942 of the
California Civil Code. 
 (b) In the event that Landlord elects to repair any damage to the Premises and/or Building (if such damage prevents
Tenant from using the Premises pursuant to this Lease), Landlord shall deliver written notice to Tenant indicating Landlord’s good faith estimate of the number of days required to repair such damage within thirty (30) days following the
date of such damage. If Landlord’s estimate is in excess of one hundred eighty (180) days following receipt of such notice, Tenant shall have the right, by delivery of written notice to Landlord within fifteen (15) days of receiving
the estimate notice from Landlord, to terminate this Lease, which termination shall be effective upon delivery of such notice to Tenant by Landlord. The failure of Tenant to provide such written notice within such time period, shall be deemed a
waiver of Tenant’s right to terminate this Lease pursuant to the preceding sentence. 
 23. CONDEMNATION 
 (a) If the whole of the Building or Premises should be condemned, this Lease shall terminate as of the date when physical possession of the Building or
the Premises is taken by the condemning authority. If less than substantially the whole of the Building or the Premises is thus taken or sold, this Lease shall be unaffected by such taking, provided that (i) Tenant shall have the right to
terminate this Lease by written notice to Landlord given within ninety (90) days after the date of such taking if twenty percent (20%) or more of the Premises is taken and the remaining area of the Premises is not reasonably sufficient for
Tenant to continue operation of its business, and (ii) Landlord (whether or not the Premises are affected thereby) may terminate this Lease by giving written notice thereof to Tenant within sixty (60) days after the date of such taking, in
which event this Lease shall terminate as of the date when physical possession of such portion of the Building or Premises is taken by the condemning authority. If, upon any such condemnation of less than substantially the whole of the Building or
the Premises, this Lease shall not be thus terminated, the Rent payable hereunder shall be diminished by an amount representing that part of the Rent as shall properly be allocable to the portion of the Premises which was so condemned, and Landlord
shall, at Landlord’s sole expense, restore and reconstruct the remainder of the Building and the Premises to substantially their former condition to the extent that the same, in Landlord’s reasonable judgment, may be feasible, but such
work shall not exceed the scope of the work done in originally constructing the Building, nor shall Landlord in any event be required to spend for such work an amount in excess of the amount received by Landlord as compensation awarded upon a taking
of any part or all of the Building or the Premises. Subject to the rights of any mortgagee under a mortgage or deed of trust covering the Building, Landlord shall be entitled to and shall receive the total amount of any award made with respect to
condemnation of the Premises or Building, regardless of whether the award is based on a single award or a separate award as between the respective parties, and to the extent that any such award or awards shall be made to Tenant or to any person
claiming through or under Tenant, Tenant hereby irrevocably assigns to Landlord all of its rights, title and interest in and to any such awards. No portion of any such award or awards shall be allocated to or paid to Tenant for any so-called bonus
or excess value of this Lease by reason of the relationship between the rental payable under this Lease and what may at the time be a fair market rental for the Premises, nor for Tenant’s unamortized costs of leasehold improvements. The
foregoing notwithstanding, and if Tenant be not in default for any reason, Landlord shall turn over to Tenant, promptly after receipt thereof by Landlord, that portion of any such award received by Landlord hereunder which is attributable to
Tenant’s fixtures and equipment which are condemned as part of the property taken but which Tenant would otherwise be entitled to remove, and the appraisal of the condemning authority with respect to the amount of any such award allocable to
such items shall be conclusive. The foregoing shall not, however, be deemed to restrict Tenant’s right to pursue a separate award specifically for its relocation expenses or the taking of Tenant’s personal property or trade fixtures so
long as such separate award does not diminish any award otherwise due Landlord as a result of such condemnation or taking. Tenant hereby specifically waives any and all rights it may have under any law, statute, ordinance or regulation (including,
without limitation, Sections 1265.120 and 1265.130 of the California Code of Civil Procedure), to terminate or petition to terminate this Lease upon partial condemnation of the Premises or Building, and the parties hereto specifically agree that
this Lease shall not automatically terminate upon condemnation. 
 (b) Landlord may, without any obligation or liability to Tenant and
without affecting the validity and existence of this Lease other than as hereafter expressly provided, agree to sell and/or convey to the condemner the Premises or portion thereof sought by the condemner, without first requiring that any action or
proceeding be instituted, or if such action or proceeding shall have been instituted, without first requiring any trial or hearing thereof (and Landlord is expressly empowered to stipulate to judgment therein), free from this Lease and the rights of
Tenant hereunder. 
 (c) If all or any portion of the Premises is condemned or otherwise taken for a period (i) of less than ninety
(90) days, this Lease shall remain in full force and effect and Tenant shall continue to perform all terms and covenants of this Lease; provided, however, Rent shall abate during such limited period in proportion to the portion of the Premises
that is rendered unusable as a result of such condemnation or other taking, or (ii) of ninety (90) days or more, Tenant shall have the right to terminate this Lease by providing written notice of such election within thirty (30) days
of such condemnation, in which case Rent shall be abated as of the date of such condemnation. 
  

 eHealth Lease 06/04/04 – Page 15 

 (d) The words “condemnation” or “condemned” as used herein shall mean
the taking for any public or quasi-public use under any governmental law, ordinance, or regulation, or the exercise of, or the intent to exercise, the power of eminent domain, expressed in writing, as well as the filing of any action or proceeding
for such purpose, by any person, entity, body, agency, or authority having the right or power of eminent domain, and shall include a voluntary sale by Landlord to any such person, entity, body agency or authority, either under threat of condemnation
expressed in writing or while condemnation proceedings are pending, and shall occur in point of time upon the actual physical taking of possession pursuant to the exercise of said power of eminent domain. 
 24. TENANT’S DEFAULT 
 The occurrence of any one or more of the
following events shall constitute a default and breach of this Lease by Tenant: 
 (a) The abandonment of the Premises by Tenant (failure to
occupy and operate the Premises for thirty (30) days or more shall be deemed an abandonment). 
 (b) The failure by Tenant to make any
payment of Rent or any other payment required to be made by Tenant hereunder as and when due, which such failure shall continue for a period of five (5) days following Tenant’s receipt of written demand from Landlord. 
 (c) Tenant’s failure to observe or perform any of the covenants, conditions, or provisions of this Lease to be observed or performed by Tenant,
other than as described in subparagraph (b) above, where such failure shall continue for a period of fifteen (15) days after written notice thereof by Landlord to Tenant; provided, however, that if the nature of Tenant’s default is
such that more than fifteen (15) days are reasonably required for its cure, then Tenant shall not be deemed to be in default if Tenant commences such cure within said fifteen (15) day period and thereafter diligently prosecutes such cure
to completion; provided that such cure shall not be in excess of ninety (90) days. 
 (d) The making by Tenant of any general assignment
or general arrangement for the benefit of creditors, or the appointment of a trustee or a receiver to take possession of substantially all of Tenant’s assets located at the Premises or of Tenant’s interest in this Lease, where possession
is not restored to Tenant within sixty (60) days, or the attachment, execution, or other judicial seizure of substantially all of Tenant’s assets located at the Premises or of Tenant’s interest in this Lease, where such seizure is not
discharged in sixty (60) days. 
 (e) The filing of any voluntary petition in bankruptcy by Tenant, or the filing of any involuntary
petition by Tenant’s creditors, which involuntary petition remains undischarged for a period of sixty (60) days. In the event that under applicable law the trustee in bankruptcy or Tenant has the right to affirm this Lease and perform the
obligations of Tenant hereunder, such trustee or Tenant shall, in such time period as may be permitted by the bankruptcy court having jurisdiction, cure all defaults of Tenant hereunder outstanding as of the date of the affirmance of this Lease, and
provide to Landlord such adequate assurances as may be necessary to ensure Landlord of the continued performance of Tenant’s obligation under this Lease. 
 (f) Without the prior written consent of Landlord, which shall not be unreasonably withheld or delayed, selling, leasing, assigning, encumbering, hypothecating, transferring, or otherwise disposing of all or
substantially all of the Tenant’s assets, except as permitted pursuant to Section 15(a) above. 
 (g) If Tenant is a partnership or
consists of more than one (1) person or entity, if any partner of the partnership or other person or entity is involved in any of the acts or events described in Sections (d) or (e) above. 
 25. REMEDIES FOR TENANT’S DEFAULT 
 In the event of Tenant’s
default, Landlord may: 
 (a) Terminate Tenant’s right to possession of the Premises by any lawful means, in which case this Lease shall
terminate and Tenant shall immediately surrender possession of the Premises to Landlord. In such event, Landlord shall be entitled to recover from Tenant: 
 (1) the worth at the time of the award of any unpaid rent which had been earned at the time of such termination; plus 
 (2) the worth at the time of the award of the amount by which the unpaid rent which would have been earned after termination until the time of award exceeds the amount of such rental loss which Tenant proves could
have been reasonably avoided; plus 
 (3) the worth at the time of the award of the amount by which the unpaid rent for the
balance of the term after the time of award exceeds the amount of such rental loss which Tenant proves could be reasonably avoided; plus 
 (4) any other amount necessary to compensate Landlord for all the detriment proximately caused by Tenant’s failure to perform its obligations under this Lease or which in the ordinary course of things would be
likely to result therefrom (including, without limitation, the cost of recovering possession of the Premises, expenses of reletting including necessary renovation and alteration of the Premises, reasonable attorneys’ fees, and real estate
commissions actually paid and that portion of the leasing commission paid by Landlord and applicable to the unexpired portion of this Lease); plus 
  

 eHealth Lease 06/04/04 – Page 16 

 (5) such other amounts in addition to or in lieu of the foregoing as may be permitted
from time to time by applicable California law. 
 As used in Subsections (1) and (2) above, the “worth at the time of the award”
shall be computed by allowing interest at the lesser of ten percent (10%) per annum, or the maximum rate permitted by law per annum. As used in Subsection (3) above, the “worth at the time of award” shall be computed by
discounting such amount at the discount rate of the Federal Reserve Bank of San Francisco at the time of award plus one percent (1%). 
 (b)
Continue this Lease in full force and effect, and the Lease will continue in effect, as long as Landlord does not terminate Tenant’s right to possession, and Landlord shall have the right to collect Rent when due consistent with California
Civil Code Section 1951.4. During the period Tenant is in default, Landlord may enter the Premises and relet them, or any part of them, to third parties for Tenant’s account. Tenant shall be liable immediately to Landlord for all costs
Landlord reasonably incurs in reletting the Premises, including, without limitation, brokers’ commissions, expenses of remodeling the Premises required by the reletting, and like costs. Reletting can be for a period shorter or longer than the
remaining term of this Lease. Tenant shall pay to Landlord the Rent due under this Lease on the dates the Rent is due, less the rent Landlord receives from any reletting. In no event shall Tenant be entitled to any excess rent received by Landlord.
No act by Landlord allowed by this paragraph shall terminate this Lease unless Landlord notifies Tenant in writing that Landlord elects to terminate this Lease. After Tenant’s default and for as long as Landlord does not terminate Tenant’s
right to possession of the Premises, if Tenant obtains Landlord’s consent, Tenant shall have the right to assign or sublet its interest in this Lease, but Tenant shall not be released from liability. 
 (c) Cause a receiver to be appointed to collect Rent. Neither the filing of a petition for the appointment of a receiver nor the appointment itself shall
constitute an election by Landlord to terminate the Lease. 
 (d) Cure the default at Tenant’s cost. If Landlord at any time, by reason
of Tenant’s default, reasonably pays any sum or does any act that requires the payment of any sum, the sum paid by Landlord shall be due immediately from Tenant to Landlord at the time the sum is paid, and if paid at a later date shall bear
interest at the lesser of ten percent (10%) per annum, or the maximum rate an individual is permitted by law to charge from the date the sum is paid by Landlord until Landlord is reimbursed by Tenant. The sum, together with interest on it,
shall be additional Rent. 
 The foregoing remedies are not exclusive; they are cumulative, in addition to any remedies now or later allowed by law, to any
equitable remedies Landlord may have, and to any remedies Landlord may have under bankruptcy laws or laws affecting creditors’ rights generally. The waiver by Landlord of any breach of any term, covenant or condition of this Lease shall not be
deemed a waiver of such term, covenant or condition or of any subsequent breach of the same or any other term, covenant or condition. Acceptance of Rent by Landlord subsequent to any breach hereof shall not be deemed a waiver of any proceeding
breach other than a failure to pay the particular Rent so accepted, regardless of Landlord’s knowledge of any breach at the time of such acceptance of Rent. Landlord shall not be deemed to have waived any term, covenant or condition unless
Landlord gives Tenant written notice of such waiver. 
 26. SURRENDER OF PREMISES 
 On expiration of this Lease or within five (5) days after the earlier termination of the Term, Tenant shall surrender to Landlord the Premises in good condition (except for ordinary wear and tear, repair and
maintenance which is the obligation of Landlord, and destruction to the Premises covered by Section 22). Tenant shall remove all its personal property within the above-stated time. Tenant shall perform all restoration made necessary by the
removal of any alterations or Tenant’s personal property within the time periods stated in this paragraph. 
 Landlord may elect to retain or dispose of
in any manner any alterations or any of Tenant’s personal property that Tenant does not remove from the Premises on expiration or termination of the term as allowed or required by this Lease by giving at least ten (10) days’ notice to
Tenant. Title to any such alterations or any of Tenant’s personal property that Landlord elects to retain or dispose of on expiration of the ten (10) day period shall vest in Landlord. Tenant waives all claims against Landlord for any
damage to Tenant resulting from Landlord’s retention or disposition of any such alterations or any of Tenant’s personal property. Tenant shall be liable to Landlord for Landlord’s costs for storing, removing, and disposing of any
alterations or any of Tenant’s personal property. If Tenant fails to surrender the Premises to Landlord on expiration or five (5) days after termination of the term as required by this paragraph, Tenant shall indemnify and hold Landlord
harmless from all claims, liability and damages resulting from Tenant’s failure to surrender the Premises, including, without limitation, claims made by a succeeding tenant resulting from Tenant’s failure to surrender the Premises.

 27. SUBSTITUTION (Intentionally Deleted) 
 28.
PARKING 
 During the Term of the Lease, Tenant shall be entitled to the use of four and one tenth (4.1) parking spaces for every one thousand
(1,000) rentable square feet within the Premises at no cost to Tenant in the area exclusively-designated by Landlord for the Building (the “Tenant Parking Area”) pursuant to the parking map in Exhibit H attached
hereto. Tenant agrees not to overburden the parking facilities and agrees to cooperate with Landlord and other tenants in the use of the parking facilities. Tenant acknowledges that Landlord may be required to allocate and assign parking spaces
among Tenant and the other tenants, in order to comply with the policies of any transportation management association or any governmental ordinance, law or regulation. Landlord shall have the right, in 
  

 eHealth Lease 06/04/04 – Page 17 

 addition to pursuing any other legal remedy available, to tow any vehicle belonging to Tenant or Tenant’s employees
which is not in compliance with the regulations for the parking facility then in effect if a violation continues after the second notice of such violation, at the expense of Tenant. Notwithstanding the aforementioned, Landlord shall use reasonable
efforts to ensure that Tenant has use of Tenant’s designated number of parking spaces within the Tenant Parking Area throughout the Term. To this end, Landlord shall, enforce such parking rights by providing notice of violations to improperly
parked cars, towing such cars and using other means reasonably necessary to ensure Tenant’s parking rights within the Tenant Parking Area. Landlord shall not be liable for any claims, losses, damages, expenses or demands with respect to injury
or damage to the vehicles of Tenant or Tenant’s customers or employees that park in the parking areas of the Project, except for such loss or damage as may be caused by Landlord’s gross negligence or willful misconduct. If Tenant leases
additional space in the Building or Project, Tenant’s reserved parking rights shall be increased on a proportionate basis within the Tenant Parking Area. 
 29. ESTOPPEL CERTIFICATE 
 Tenant shall at any time and from time to time upon not less than fifteen (15) days’ prior written
notice from Landlord execute, acknowledge, and deliver to Landlord a statement in writing, (a) certifying that this Lease is unmodified and in full force and effect (or, if modified, stating the nature of such modification and certifying that
this Lease as modified is in full force and effect) and the date to which the Rental and other charges are paid in advance, if any; (b) certifying that the Premises have been accepted by Tenant; (c) confirming the Commencement Date and the
expiration date of the Lease; (d) acknowledging that there are not, to Tenant’s knowledge, any uncured defaults on the part of the Landlord hereunder, or specifying such defaults, if any are claimed, and (e) such other matters
requested by Landlord. Any such statement may be relied upon by a prospective purchaser or encumbrancer of all or any portion of the real property of which the Premises are a part. 
 30. SALE OF PREMISES 
 In the event of any sale of the Project, Landlord shall be and hereby is entirely freed and
relieved of all further liability under any and all of its covenants and obligations contained in or derived from this Lease and the purchaser, at such sale or any subsequent sale of the Premises, shall be deemed, without any further agreement
between the parties or their successors in interest or between the parties and any such purchaser, to have assumed and agreed to carry out any and all of the covenants and obligations of Landlord under this Lease. If any Security Deposit or prepaid
Rent has been paid by Tenant, Landlord will transfer the Security Deposit and prepaid Rent to Landlord’s successor and upon such transfer, Landlord shall be relieved of any and all further liability with respect thereto. 
 31. SUBORDINATION, ATTORNMENT 
 (a) This Lease is and
shall be subordinate to any encumbrance now of record or recorded after the date of this Lease affecting the Building, other improvements, and land of which the Premises are a part. Such subordination is effective without any further act of Tenant.
If any mortgagee, trustee, or ground lessor shall elect to have this Lease and any options granted hereby prior to the lien of its mortgage, deed of trust, or ground lease, and shall give written notice thereof to Tenant, this Lease and such options
shall be deemed prior to such mortgage, deed of trust, or ground lease, whether this Lease or such options are deeded prior or subsequent to the date of said mortgage, deed of trust, or ground lease, or the date of recording thereof. 
 (b) In the event any proceedings are brought for foreclosure, or in the event of a sale or exchange of the real property on which the Building is
located, or in the event of the exercise of the power of sale under any mortgage or deed of trust made by Landlord covering the Premises, Tenant shall attorn to the purchaser upon any such foreclosure and sale and recognize such purchaser as the
Landlord under this Lease. 
 (c) Tenant agrees to execute any documents reasonably required to effectuate an attornment or to make this
Lease or any options granted herein prior to the lien of any mortgage, deed of trust, or ground lease, as the case may be, provided the rights of Tenant are not diminished or adversely affected as a result thereof. 
 (d) Landlord agrees that Tenant’s obligations to subordinate under this Section 31 to any existing and future ground lease, mortgage, or deed
of trust shall be conditioned upon Tenant’s receipt of a non-disturbance agreement from the party requiring such subordination (which party is referred to for the purposes of this Section as the “Superior Lienor”). Such
non-disturbance agreement shall provide, at a minimum, that Tenant’s possession of the Premises shall not be interfered with following a foreclosure, provided Tenant is not in default beyond any applicable cure periods. Landlord’s
obligation with respect to such a non-disturbance agreement shall be limited to obtaining the non-disturbance agreement in such form as the Superior Lienor generally provides in connection with its standard commercial loans, however, Tenant shall
have the right to negotiate, and Landlord shall use its good faith efforts and due diligence in assisting Tenant in the negotiation of, revisions to that non-disturbance directly with the Superior Lienor. Tenant agrees to use its good faith efforts
to reach agreement with the Superior Lienor upon acceptable terms and conditions of a non-disturbance agreement. Lender’s standard form non-disturbance agreement is attached as Exhibit F. 
 32. AUTHORITY OF TENANT 
 If Tenant is a corporation, each individual
executing this Lease on behalf of said corporation represents and warrants that he is duly authorized to execute and deliver this Lease on behalf of said corporation, and that this Lease is binding upon said corporation in accordance with its terms.

 33. BROKER 
 (a) Landlord and Tenant
each warrants that it has had no dealings with any real estate broker or agents 
  

 eHealth Lease 06/04/04 – Page 18 

 in connection with the negotiation of this Lease except for the broker or brokers listed in the Basic Lease Information
of this Lease (“Broker”), and it knows of no other real estate broker or agent who is entitled to a commission in connection with the Lease. Landlord agrees to pay any commission to which its Broker is entitled in connection with
this Lease. Tenant agrees to indemnify and defend Landlord and hold Landlord harmless from any claims for brokerage commissions arising out of any discussion allegedly had by Tenant with any broker other than Broker. If the Broker has acted as the
Broker for both the Landlord and Tenant in connection with the negotiation and execution of this Lease, by execution hereof, Landlord and Tenant acknowledge and agree that Broker has made a full disclosure of its representation of both Landlord and
Tenant, and that Landlord and Tenant consent and approve of Broker’s dual representation of their interests in connection with this transaction. 
 34. HOLDING OVER 
 Upon termination of the Lease or expiration of the Term hereof, if Tenant retains possession of the Premises without
Landlord’s written consent first had and obtained, then Tenant’s possession shall be deemed a month-to-month tenancy upon all of the terms and conditions contained in this Lease, except the base rent portion of the Rent which shall be
increased to one hundred twenty five percent (125%) of the amount of the base rent portion of the Rent at the expiration or earlier termination of the Lease, as the case may be. Rent, as adjusted pursuant to this Section, shall be payable in
advance on or before the first day of each month. If either party desires to terminate such month-to-month tenancy, it shall give the other party not less than thirty (30) days’ advance written notice of the date of termination.

 35. RULES AND REGULATIONS 
 Tenant shall faithfully
observe and comply with the reasonable rules and regulations that Landlord shall from time to time promulgate. Landlord reserves the right from time to time to make all reasonable modifications to said rules. The additions and modifications to those
rules shall be binding upon Tenant upon delivery of a copy to them to Tenant (a copy of the present Rules and Regulations is attached hereto as Exhibit D). Landlord shall use its reasonable efforts to enforce compliance with such rules in a
uniform manner, but shall not be responsible to Tenant for the nonperformance of any of said rules by other tenants or occupants. 
 36. OTHER RIGHTS
RESERVED BY LANDLORD 
 In addition to any other rights contained in this Lease, Landlord retains and shall have the rights set forth below, exercisable
without notice and without liability to Tenant for damage or injury to property, person or business and without effecting an eviction, constructive or actual, or disturbance of Tenant’s use or possession of the Premises or giving rise to any
claim for setoff or abatement of Rent: (a) to install, affix and maintain any and all signs on the exterior and interior of the Building; (b) to grant to anyone the exclusive right to conduct any business or render any service in or to the
Building and its tenants, provided such exclusive right shall not operate to require Tenant to use or patronize such business or service or to exclude Tenant from its use of the Premises expressly permitted herein; (c) to prohibit the placing
of vending or dispensing machines of any kind in or about the Premises without the prior written permission of Landlord, unless such vending or dispensing machines are for the exclusive use of Tenant’s employees, visitors, and representatives,
in which case no Landlord consent shall be required; and (d) to reduce, increase, enclose or otherwise change at any time and from time to time the size, number, location, layout and nature of the Project Common Area and facilities and other
tenancies and premises in the Project and to create additional rentable areas through use or enclosure of Project Common Area, provided that access to and from the Premises is not impaired thereby. 
 37. GENERAL PROVISIONS 
 (a) Plats and Riders:
Clauses, plats, and riders, if any, signed by the Landlord and Tenant and endorsed on or affixed to this Lease are a part hereof. 
 (b)
Consents: Except as provided in the Lease, whenever the Lease requires the consent or approval of Landlord, Landlord agrees that such consent or approval shall not be unreasonably withheld or delayed. 
 (c) Joint Obligation: If there be more than one Tenant, the obligations hereunder imposed upon Tenant shall be joint and several. 
 (d) Marginal Headings: The marginal headings and titles to the paragraphs of this Lease are not a part of this Lease and shall have no effect upon
the construction or interpretation of any part hereof. 
 (e) Time: Time is of the essence in this Lease and with respect to each and
all of its provisions in which performance is a factor. 
 (f) Quiet Possession: Upon Tenant paying the Rent reserved hereunder, and
observing and performing all of the covenants, conditions, and provisions on Tenant’s part to be observed and performed hereunder, Tenant shall have quiet possession of the Premises for the entire term hereof, subject to all the provisions of
this Lease. 
 (g) Prior Agreements: This Lease contains all of the agreements of the parties hereto with respect to any matter
covered or mentioned in this Lease, and no prior agreements or understanding pertaining to any such matters shall be effective for any purpose. No provision of this Lease may be amended or added to except by an agreement in writing signed by the
parties hereto or their respective successors in interest. This Lease shall not be effective or binding on any party until fully executed by both parties hereto. 
  

 eHealth Lease 06/04/04 – Page 19 

 (h) Force Majeure. Except as provided in this Lease, in the event Landlord or Tenant, is delayed,
interrupted or prevented from performing any of its obligations under this Lease, and such delay, interruption or prevention is due to fire, act of God, failure of utility service provider to provide utility service, government regulation or
restriction, governmental delay in issuing permits, approvals and inspections, weather which causes delay of construction, strike, labor dispute, unavailability of materials or any other cause outside the reasonable control of such party (excepting,
however, such party’s financial inability), then the time for performance of the affected obligations of such party shall be extended for a period equivalent to the period of such delay, interruption or prevention (but in no event shall the
time for performance of any obligation for payment of money be extended pursuant to this provision). 
 (i) Jury Trial: The parties
hereto shall, and they hereby do, waive trial by jury in any action, proceeding, or counterclaim brought by either of the parties hereto against the other on any matters whatsoever arising out of or in any way connected with this Lease, the
relationship of Landlord and Tenant, Tenant’s use or occupancy of the Premises and/or any claim of injury or damage. 
 (j)
Limitation on Liability: In consideration of the benefits accruing hereunder, Tenant and all successors and assigns covenant and agree that, in the event of any actual or alleged failure, breach or default hereunder by Landlord (except for a
default under the Tenant Improvement Agreement prior to the Commencement Date): (1) Tenant’s sole and exclusive recourse shall be against Landlord’s interest in the Project. Tenant shall not have any right to satisfy any judgment
which it may have against Landlord from any other assets of Landlord; (2) no partner, stockholder, director, officer, employee, beneficiary or trustee (collectively, “Partner”) of Landlord shall be sued or named as a party in any suit
or action (except as may be necessary to secure jurisdiction over Landlord); (3) no service of process shall be made against any Partner of Landlord (except as may be necessary to secure jurisdiction over Landlord); (4) no Partner of
Landlord shall be required to answer or otherwise plead to any service of process; (5) no judgment will be taken against any Partner of Landlord; (6) any judgment taken against any Partner of Landlord may be vacated and set aside at any
time nunc pro tunc; (7) no writ of execution will ever be levied against the assets of any Partner of Landlord; and (8) these covenants and agreements are enforceable both by Landlord and also by any Partner of Landlord. 
 (k) Limitation on Liability: The obligations of Tenant under this Lease do not constitute personal obligations of the individual officers and
employees of Tenant. The liability of Tenant and each of its successors for any default by Tenant (or its successors) under the terms of this Lease shall be limited to such claims and causes of action which accrue during Tenant’s and each of
its successors’ respective occupancy of the Premises. 
 (l) Modification For Lender: If, in connection with obtaining
construction, interim or permanent financing for the Building, the lender shall request reasonable modifications to this Lease as a condition to such financing, Tenant will not unreasonably withhold, delay or defer its consent thereto, provided that
such modifications do not increase the obligations of Tenant hereunder or adversely affect the leasehold interest hereby created or Tenant’s rights hereunder. 
 (m) No Construction Against Drafter: The provisions of this Lease shall be construed in accordance with the fair meaning of the language used and shall not be strictly construed against either party.

 (n) Separability: Any provisions of this Lease which shall prove to be invalid, void, and illegal shall in no way affect, impair,
or invalidate any other provision hereof, and such other provisions shall remain in full force and effect. 
 (o) Choice of Law: This
Lease shall be governed by the laws of the State in which the Premises are located. 
 (p) Signage: 
 (i) Tenant shall be entitled to one (1) building standard door sign and one (1) strip on the Building’s main directory, the
initial listing for which shall be at Landlord’s expense. Subsequent modification to Tenant’s name or information on the door sign or within the main directory shall be at Tenant’s expense. 
 (ii) Tenant shall be entitled, on a non-exclusive basis, to Building parapet signage (“Building Signage”) to be installed
on the west side of the Building. The size (not to exceed three (3) feet high), style, material and attachment of such exterior signage shall be subject to the reasonable approval of Landlord and Tenant and such exterior signage shall comply
with all applicable laws, statutes and ordinances, and the conditions, covenants and restrictions encumbering the Project per the attached Exhibit G, and Landlord shall not restrict the size of Building Signage to anything less than what is
permitted under Exhibit G. Upon the termination of this Lease, the Building Signage shall be removed by Landlord, at Tenant’s expense. In the event that Landlord leases any space in the Building to Health Net of California, Inc. (“Health
Net”) during the Term of this Lease and provided that Tenant does not exercise Tenant’s right to terminate this Lease pursuant to Section 40(f) below, Landlord shall not permit Health Net to install any Building Signage. 

(q) Project Name: Tenant may use the name of the Project in which the Premises are located in all Tenant’s advertising in connection with
Tenant’s business at the Premises and for no other purpose, except with Landlord’s consent. 
 (r) Late Charges: Tenant
acknowledges that late payment by Tenant to Landlord of Rent will cause Landlord to incur costs not contemplated by this Lease, the exact amount of such costs being extremely difficult and 
  

 eHealth Lease 06/04/04 – Page 20 

 impracticable to fix. Such costs include, without limitation, processing charges, accounting charges, and late charges
that may be imposed on Landlord by the terms of any encumbrance and note secured by any encumbrance covering the Premises. Therefore, if any delinquent installment of Rent or other sums due from Tenant is not received by Landlord on or before the
first day of each calendar month, Tenant shall pay to Landlord an additional sum equal to ten percent (10.00%) of such overdue amount as a late charge. The parties agree that this late charge represents a fair and reasonable estimate of the
administrative and other costs that Landlord will incur by reason of late payment by Tenant. Acceptance of any late charge shall not constitute a waiver of Tenant’s default with respect to the overdue amount, nor prevent Landlord from
exercising any of the other rights and remedies available to Landlord. 
 (s) Interest: Notwithstanding any other provisions of this
Lease, any installment of Rent or other amounts due under this Lease not paid to Landlord when due shall bear interest from the date due or from the date of expenditure by Landlord for the account of Tenant, until the same have been fully paid, at a
rate per annum which is equal to the Prime Rate, plus two (2) percentage points, but not to exceed the highest rate permitted under applicable law. The payment of such interest shall not constitute a waiver of any default by Tenant hereunder.

 (t) Attorneys’ Fees: If Tenant or Landlord shall be in breach or default under this Lease, such party (the “Defaulting
Party”) shall reimburse the other party (the “Non-Defaulting Party”) upon demand for any costs or expenses that the Non-Defaulting Party incurs in connection with any breach or default of the Defaulting Party under this
Lease. Such costs shall include legal fees and costs incurred for the negotiation of a settlement, enforcement of rights or otherwise. Furthermore, if any action for breach of or to enforce the provisions of this Lease is commenced, the court in
such action shall award to the party in whose favor a judgment is entered, a reasonable sum as attorneys’ fees and costs. The losing party in such action shall pay such attorneys’ fees and costs. 
 (u) Modification: This Lease and all exhibits attached hereto contain the entire agreement between the parties relating to the rights herein
granted and the obligations herein assumed. Any oral representations or modifications concerning this Lease shall be of no force or effect, excepting a subsequent modification in writing signed by the party to be charged. 
 (v) Successors and Assigns: Subject to the provisions of Section 15, this Lease and each of its covenants and conditions shall be binding
upon and shall inure to the benefit of the parties hereto and their respective heirs, executors, administrators, legal representatives, successors and assigns. 
 (w) Waiver of California Code Sections: Notwithstanding any other provision of this Lease and in addition to any waivers which may be contained in this Lease, Tenant waives the provisions of Civil Code
Section 1932(2) and 1933(4) with respect to the destruction of the Premises; Civil Code Sections 1932(1), 1941 and 1942 with respect to Landlord’s repair duties and Tenant’s right of repair; and Code of Civil Procedure
Section 1265.130 allowing either party to petition the Superior Court to terminate this Lease in the event of a partial taking of the Premises for public or quasi-public use by statute, by right of imminent domain, or by purchase in lieu of
imminent domain; and any right of redemption or reinstatement of Tenant under any present of future case law or statutory provision (including Code of Civil Procedure Section 473, 1174(c) and 1179 and Civil Code Section 3275) in the event
Tenant is dispossessed from the premises for any reason. This waiver applies to future statutes enacted in addition or in substitution to the statue specified herein, and this waiver shall apply even though Tenant may be the subject of a voluntary
or involuntary petition in bankruptcy. 
 (x) Government Energy or Utility Controls: In the event of imposition of federal, state or
local governmental controls, regulations or restrictions on the use or consumption of energy or other utilities during the term, both Landlord and Tenant shall be bound thereby. 
 (y) Accord and Satisfaction; Allocation of Payments: No payment by Tenant or receipt by Landlord of a lesser amount than the Rent
provided for in this Lease shall be deemed to be other than account of the earliest due Rent, nor shall any endorsement or statement on any check or letter accompanying any check or payment as Rent be deemed an accord and satisfaction, and Landlord
may accept such check or payment without prejudice to Landlord’s right to recover the balance of the Rent or pursue any other remedy provided for in this Lease. In connection with the foregoing, Landlord shall have the absolute right in its
sole discretion to apply any payment received from Tenant to any account or other payment of Tenant which is then due or delinquent. 
 (z)
Furnishing Financial Statements: In order to induce Landlord to enter into this Lease, and at any time during the Term, Tenant agrees that it shall promptly furnish Landlord, upon Landlord’s written request, with annual financial
statements reflecting Tenant’s current financial condition. Tenant represents and warrants that all financial statements, records and information furnished by Tenant to Landlord in connection with the Lease are true, correct and complete in all
respects as of the date of delivery. 
 (aa) Recording: Tenant shall not record this Lease or a memorandum thereof, or any other
reference to this Lease, without the prior written consent of Landlord. Tenant, upon the request of Landlord, shall execute and acknowledge a “short form” memorandum of this Lease for recording purposes. 
 (bb) Execution of Lease, No Options: The submission of this Lease to Tenant shall be for examination purposes only, and does not and shall not
constitute a reservation of or option for Tenant to Lease, or otherwise created any interest of Tenant in the Premises or any other Premises within the Building. Execution of this Lease by Tenant and its return to Landlord shall not be binding on
Landlord notwithstanding any time interval, until Landlord has in fact signed and delivered this Lease to Tenant. 
 38. NOTICES 
 All notices and demands required to be sent to the Landlord or Tenant under the terms of this Lease shall be 
  

 eHealth Lease 06/04/04 – Page 21 

 personally delivered or sent by certified mail, postage prepaid or by overnight courier (i.e., Federal Express), to the
addresses indicated in the Basic Lease Information, or to such other addresses as the parties may from time to time designate by notice pursuant to this paragraph. In addition, Notices to Tenant shall also be sent to Stuart Huizinga at (a) 281
East Java Drive, Sunnyvale, CA 94089 (if such Notice is made prior to September 1, 2004) and (b) 440 Middlefield Avenue, Mountain View, CA 94043 (if such Notice is made after September 1, 2004). Notices shall be deemed received upon
the earlier of (i) if personally delivered, the date of delivery to the address of the person to receive such notice (ii) if mailed, two (2) days following the date of posting by the U.S. Postal Service, and (iii) if by overnight
courier, on the business day following the deposit of such notice with such courier. 
 39. TRANSPORTATION MANAGEMENT ASSOCIATION 
 Tenant hereby agrees to designate one (1) of its employees to act as a liaison with Landlord to facilitate and coordinate such programs as may be required by
governmental agencies to reduce the traffic generated by the Gold Pointe Corporate Center office project, as required by the County of Sacramento, and to facilitate the use of public transportation. Tenant further agrees to become a member of, and
participate in the programs initiated by Highway 50 Transportation Management Association (Highway 50 TMA). Membership dues for the Highway 50 TMA are based upon number of employees located at the site. The annual estimate of dues for Tenant is
$500.00. 
 40. ADDENDA/ADDITIONAL PROVISIONS 
  

	(a)	Telecommunications Carrier’s Access. 

 (1)
Tenant’s right to select and utilize a telecommunications and data carrier (the “Carrier”) shall be conditioned on the execution by such Carrier of a mutually acceptable license agreement, pursuant to which Landlord shall grant to the
Carrier a license (which shall be coextensive with the rights and privileges granted to Tenant under this Lease) to install, operate, maintain, repair, replace, and remove cable and related equipment within the Premises and the Building’s main
telephone/electrical closet and vertical and horizontal pathways within the Building but outside of the Premises that are necessary to provide telecommunications and data services to Tenant at the Premises. 
 (2) The license contemplated herein to be granted to the Carrier shall permit the Carrier to provide services only to Tenant and not to any other tenants
or occupants of the Building and shall require all of the Carrier’s equipment (other than connecting wiring) to be located in the Tenant’s Premises. The License shall not grant an exclusive right to Tenant or to the Carrier. Landlord
reserves the right, at its sole discretion, to grant, renew, or extend licenses to other telecommunications and data carriers for the purposes of locating telecommunications equipment in the Building which may serve Tenant or other tenants in the
Building. 
 (3) Except to the extent expressly set forth herein, nothing herein shall grant to the Carrier any greater rights or privileges
than Tenant is granted pursuant to the terms of this Lease or diminish Tenant’s obligations or Landlord’s rights hereunder. 
 (4)
Tenant shall be responsible for ensuring that the Carrier complies with the terms and conditions or the license agreement relating to the use of the Premises or the making of any physical Alterations imposed upon Tenant under this Lease to the
extent the Carrier operates or maintains any equipment or delivers any services in the Premises. Any failure by the Carrier to observe and comply with such terms, conditions, agreement, and covenants on behalf of Tenant, to the extent the Carrier
operates or maintains any equipment or delivers any services in the Premises or the Licensed Areas, shall be a default under the Lease. 
  

	(b)	Exclusivity. 

 Landlord agrees that no other
health insurance companies shall be allowed to lease or sublease space on the first floor of the Building. 
  

	(c)	Lunch Area. 

 Landlord, at Landlord’s
sole expense, shall construct a private fenced patio area, including associated furniture, for Tenant’s exclusive use on the northwest side of the building, or other area as mutually agreed upon between Landlord and Tenant. It is envisioned
that this patio area will be located adjacent to their break room. 
  

	(d)	Option to Renew. 

 Tenant shall, provided
this Lease is in full force and effect and Tenant is not and has not been in default under any of the terms and conditions of this Lease, have one (1) successive option to renew this Lease for a term of five (5) years, for the Premises in
“as is” condition and on the same terms and conditions set forth in this Lease, except as modified by the terms, covenants and conditions set forth below: 
  

	 	(1)	If Tenant elects to exercise such option, then Tenant shall provide Landlord with written notice no earlier than the date which is two hundred seventy (270) days prior to the
expiration of the then current term of this Lease, but no later than 5:00 p.m. (Pacific Standard Time) on the date which is one hundred eighty (180) days prior to the expiration of the then current term of this Lease. If Tenant fails to provide
such notice, Tenant shall have no further or additional right to extend or renew the term of this Lease. 

  

 eHealth Lease 06/04/04 – Page 22 

	 	(2)	The Base Rent in effect at the expiration of the then current term of this Lease shall reflect ninety-five percent (95%) of the prevailing fair market rental rate. For purposes
hereof, the term “Fair Market Rental Rate” or “FMRR” shall mean the current annual rent per rentable square foot that a willing, comparable, full floor or greater non-renewal, non-sublease, non-expansion, non-equity Tenant would
pay, and a willing comparable Landlord of like and comparable buildings found in the Highway 50 office submarket would accept, at arm’s length, for comparable space, giving consideration to annual rental rates per rentable square foot,
escalation (including type, gross or net, and if gross, whether Base Year or Expense “Stop”), abatement provisions reflecting free rent and/or no rent during the lease term, the building standard work letter, tenant improvement allowances,
the age and location of the Building, the location and floor levels of the Premises being leased (giving full consideration to the distinction between the office and retail premises), the quality of the construction of the Building and the Premises,
the services provided under the terms of the leases, the types, quantity, quality, costs and location (on site, adjacent, off site, underground, above ground) of parking rights and obligations, and other generally applicable terms and considerations
of tenancy for the space in question at or about the time that such FMRR is deemed to take effect Additionally, Tenant shall be granted a new Base Year for the Renewal Term. 

  

	 	(3)	Landlord shall advise Tenant of the new Base Rent for the Premises for the applicable renewal term which will be based on Landlord’s determination of 95% of the FMRR, no later
than fifteen (15) days after receipt of notice of Tenant’s exercise of its option to renew. Tenant shall have thirty (30) days after receipt of such notification from Landlord to accept the new Base Rent, terms and conditions. If
Landlord and Tenant are unable to agree upon the FMRR for Base Rent for the Renewal Term within such thirty (30) day period, then within fifteen (15) days after the expiration of the thirty (30) day period, each party, by giving
notice to the other party, shall appoint a commercial real estate broker who is active in the greater Sacramento office market, with at least ten (10) years of experience. If the two (2) brokers are unable to agree on the FMRR for the
Renewal Term within twenty (20) days, they shall select a third broker meeting the qualifications stated in this Section within five (5) days after the last day the two (2) brokers are given to set the FMRR for the Renewal Term. The
third broker, however selected, shall be a person who has not previously acted in any capacity for either party. Within twenty (20) days after the selection of the third broker, a majority of the brokers shall set the FMRR for the Renewal Term.
If a majority of the brokers is unable to set the FMRR within the twenty (20) day period, the two (2) closest FMRR shall be added together and their total divided by two (2). The resulting quotient shall be the FMRR and Tenant shall pay to
Landlord said 95% of the FMRR for the Renewal Term. Each party shall be responsible for the costs, charges and fees of the broker appointed by that party plus one-half of the cost of the third broker. 

  

	 	(4)	Tenant’s right to exercise any option(s) to renew under this Section shall be conditioned upon Tenant occupying the entire Premises and the same not being occupied by any
assignee, subtenant or licensee other than Tenant or its affiliate at the time of exercise of any option and commencement of the renewal term. Tenant’s exercise of any option to renew shall constitute a representation by Tenant to Landlord that
as of the date of exercise of the option and the commencement of the applicable renewal term, Tenant does not intend to seek to assign this Lease in whole or in part, or sublet all or any portion of the Premises. 

  

	 	(5)	Any exercise by Tenant of any option to renew under this Section shall be irrevocable. If requested by Landlord, Tenant agrees to execute a lease amendment or, at Landlord’s
option, a new lease agreement on Landlord’s then standard lease form for the Building, reflecting the foregoing terms and conditions, prior to the commencement of the renewal term. The option(s) to renew granted under this Section is/are not
transferable; the parties hereto acknowledge and agree that they intend that each option to renew this Lease under this Section shall be “personal” to the specific Tenant named in this Lease and that in no event will any assignee or
sublessee have any rights to exercise such option(s) to renew. 

  

	(e)	Right of First Refusal. 

 Provided Tenant is
not, and has not been, in default if its obligations under this Lease, and if Landlord receives an offer to lease space on the first floor of the Building, Tenant shall have a Right of First Refusal to lease such space notwithstanding provisions to
the contrary in this Section. 
 In the event Landlord receives a bona fide offer to lease from an initial third party, Landlord will notify
Tenant and Tenant shall have five (5) business days to notify Landlord in writing of Tenant’s desire to exercise its Right of First Refusal, on the same terms and conditions as the offer to lease that Landlord has received. In the event
Tenant fails to give Landlord notice of Tenant’s election to lease the adjacent space within such time period, Landlord shall be free to lease the premises to a third party and Tenant’s Right of First Refusal shall continue to be in
effect. If, on the other hand, Tenant exercises its Right of First Refusal in the manner provided above, Tenant shall immediately deliver to Landlord payment for the first month’s rent and security deposit for the adjacent premises (in the same
manner as provided for in this Lease), and the lease of such expansion premises shall be consummated without delay in accordance with the terms set forth in the lease offer, the terms of which shall be made a part of this Lease by an appropriate
amendment to this Lease to incorporate such terms. 
 Notwithstanding anything to the contrary herein contained, Tenant’s right to the
expansion premises shall be conditioned upon the following: (i) at the time Tenant agrees to accept the expansion premises and at 
  

 eHealth Lease 06/04/04 – Page 23 

 the time of the commencement of the term for the expansion premises, Tenant shall be in possession of and
occupying the primary premises for the conduct of its business therein and the same shall not be occupied by any assignee, subtenant or licensee and, provided further, that the option for additional space shall be applicable hereunder only if the
expansion premises will actually be occupied by Tenant and (ii) the agreement of acceptance shall constitute a representation by Tenant to Landlord, effective as of the date of the agreement of acceptance and as of the date of commencement of
the lease for the expansion premises, that Tenant intends to use the expansion premises for Tenant’s purposes in the conduct of Tenant’s business therein. 
  

	(f)	Health Net Lease/Sublease and Lease Termination Option. 

 During the first twenty four (24) months of the Term, Landlord shall notify Tenant within five (5) business days of either executing a signed letter of intent to lease space in the Building with Health Net
or of approving a sublease of space to Health Net in the Building (each, a “Notice Date”). On or after the Notice Date, Tenant shall have the option to terminate this Lease provided all the following conditions are met: 
  

	 	(1)	Tenant gives Landlord at least sixty (60) days prior written notice of Tenant’s intent to terminate the Lease and vacate the Premises, provided that– if the Scheduled
Lease Commencement Date is less than sixty (60) days from the Notice Date– then the effective date of the Lease termination pursuant to this option (the “Lease Termination Date”) shall be the later of (a) thirty
(30) days prior to scheduled commencement date set forth in any letter of intent, sublease agreement or other agreement that sets forth Health Net’s acquisition of a leasehold interest in the Building, or (b) the date Tenant vacates
the Premises, the “Lease Termination Date”; 

  

	 	(2)	Tenant is not in material default of the terms of this Lease; and 

  

	 	(3)	As of the Lease Termination Date, Tenant is current with Rent, Additional Rent and all other amounts payable under this Lease; 

 On the Lease Termination Date, Tenant shall delivers the Premises to Landlord in the condition required under Section 26 of this Lease. Additionally,
Tenant shall still be obligated for reconciliation of Operating Expenses and for all other obligations under this Lease accrued prior to the Lease Termination Date, and any obligations which survive expiration or termination of this Lease. Any
security deposit or prepaid rental or portion thereof that Tenant may be entitled to under this Lease shall be returned to Tenant per Section 6 of this Lease. 
  

	(g)	Fair Dealing Clause. 

 Tenant does not have
any rights to expand within the Building, other than the First Right of Refusal granted in Section 40(e) above, however, if Tenant wishes to expand and there is additional space within the Building available Landlord will consider a request by
Tenant to lease additional space. Such request shall at all times be secondary to any First Right of Refusal action, as defined above, or any First Right of Refusal or expansion right held by any other tenant in the Building. Additionally, any space
under negotiation with Tenant on the second floor of the Building shall be subject to the prior right of taking by a third party. 
 Should
Tenant wish to lease additional space in the building (Expansion Space), Tenant shall notify Landlord of such wish to expand. Landlord shall advise Tenant if there is available space in the Building and if so, what the base rental rate shall be
within five (5) days of such notice. Such rental rate shall be based upon Landlord’s determination of the Fair Market Rental Rate. For purposes hereof, the term “Fair Market Rental Rate” or “FMRR” shall mean the same as
defined in Section 40(d) above. Tenant shall have five (5) days after receipt of such notification from Landlord to accept the FMRR, terms and conditions. If Landlord and Tenant are unable to agree upon the FMRR for the Expansion Space
within such five (5) day period, then within five (5) days after the expiration of the five (5) day period, each party, by giving notice to the other party, shall appoint a commercial real estate broker who is active in the greater
Sacramento office market, with at least ten (10) years of experience. If the two (2) brokers are unable to agree on the FMRR for the Expansion Space within ten (10) days, they shall select a third broker meeting the qualifications
stated in this Section within five (5) days after the last day the two (2) brokers are given to set the FMRR for the Expansion Space. The third broker, however selected, shall be a person who has not previously acted in any capacity for
either party. Within five (5) days after the selection of the third broker, a majority of the brokers shall set the FMRR for the Expansion Space. If a majority of the brokers are unable to set the FMRR within the five (5) day period, the
two (2) closest FMRR shall be added together and their total divided by two (2). The resulting quotient shall be the FMRR and Tenant shall pay to Landlord said FMRR for the Expansion Space. Each party shall be responsible for the costs, charges
and fees of the broker appointed by that party plus one-half of the cost of the third broker. 
 (The remainder of the page intentionally left
blank.) 
  

 eHealth Lease 06/04/04 – Page 24 

 SIGNATURE PAGE 
 IN WITNESS WHEREOF, this Lease is executed on the date and year first above written. 
  

					
	LANDLORD:	 	 GOLD POINTE E, LLC,
 A limited
liability company

			
		 	By:	 	 /s/ Michael E. Diepenbrock

		 		 	Michael E. Diepenbrock
		 	Title:	 	Managing Member
		
	TENANT:	 	 EHEALTHINSURANCE SERVICES, INC.,
 a Delaware Corporation

			
		 	By:	 	 /s/ Stuart Huizinga

		 	Name:	 	Stuart Huizinga
		 	Title:	 	CFO

  

 eHealth Lease 06/04/04 – Page 25 

 EXHIBIT A 
 DESCRIPTION OF PREMISES-SPACE PLAN 

 EXHIBIT B 
 LEASE IMPROVEMENT AGREEMENT 
 This Lease Improvement Agreement (“Improvement
Agreement”) sets forth the terms and conditions relating to construction of the initial tenant improvements described in the Plans to be prepared and approved as provided below (the “Tenant Improvements”) in the Premises.
Capitalized terms used but not otherwise defined herein shall have the meanings set forth in the Lease (the “Lease”) to which this Improvement Agreement is attached and forms a part. 
 1. Base Building Work. The “Base Building Work” described on Schedule 1 to this Exhibit B, if any, has been or will be performed by Landlord at
Landlord’s sole cost and expense. 
 2. Plans and Specifications. 
 2.1. Landlord shall retain the services of the space planner/architect designated by Landlord (the “Space Planner”) to prepare a detailed space plan (the “Space Plan”) mutually satisfactory
to Landlord and Tenant for the construction of the Tenant Improvements in the Premises. Tenant shall approve or disapprove the Space Plan and any proposed revisions thereto in writing within three (3) business days after receipt thereof, which
approval shall not be unreasonably withheld. Additionally, all other consultants, contractor/subcontractors retained by Landlord or Space Planner to perform services related to the construction of the Tenant Improvements shall be subject to
Tenant’s approval, which shall not be unreasonably withheld. 
 2.2. Based on the approved Space Plan, Landlord shall cause the Space
Planner to prepare detailed plans, specifications and working drawings for the construction of the Tenant Improvements (the “Plans”). Landlord and Tenant shall diligently pursue the preparation of the Plans. Tenant shall approve or
disapprove the Plans and any proposed revisions thereto, including the estimated cost of the Tenant Improvements, in writing within three (3) business days after receipt thereof. If Tenant fails to approve or disapprove the Space Plan or Plans
or any revisions thereto within the time limits specified herein, Tenant shall be deemed to have approved the same. Landlord and Tenant shall use diligent efforts to cause the final Plans to be prepared and approved no later than thirty
(30) days after the execution of the Lease. Landlord and Tenant shall use diligent efforts to prepare and approve the tenant improvement cost estimate no later than thirty (30) days after completion of the final Plans. 
 2.3. Landlord shall obtain from Contractor, and cause Contractor to obtain from each subcontractor for the express benefit of Landlord and Tenant, a
warranty that the Tenant Improvements have been constructed in accordance with the Plans and Applicable Laws, and in a good and workmanlike manner, and that they shall be free from defects in material and workmanship. Such warranty(ies) shall be
effective for a minimum of one (1) year following completion of the Tenant Improvements (collectively, the “Warranties”) and Landlord hereby assigns to Tenant all Warranties, and Tenant hereby waives all claims against Landlord
relating to, or arising out of the design or construction of, the Tenant Improvements. Landlord shall not be responsible for errors or omissions contained in the furniture layout design plan, verification of such furniture dimensions, compliance
with applicable regulations, or installation of such furniture systems, all of which shall be the responsibility of Tenant’s furniture vendor. 
 3.
Specifications for Standard Tenant Improvements. 
 3.1. Specifications and quantities of standard building components which will
comprise and be used in the construction of the Tenant Improvements (“Standards”) are set forth in Schedule 2 to this Exhibit B. As used herein, “Standards” or “Building Standards” shall mean the
standards set forth on Schedule 2 of this Exhibit B, or such other standards of equal or better quality as may be mutually agreed between Landlord and Tenant in writing. 
 3.2. No deviations from the Standards are permitted. 
 4. Tenant Improvement Cost. 
 4.1. Except for the Tenant Improvement Allowance (defined below), the cost of the Tenant Improvements shall be paid for by Tenant, including, without
limitation, the cost of: space plans and studies; architectural and engineering fees; permits, approvals and other governmental fees; labor, material, equipment and supplies; construction fees and other amounts payable to contractors or
subcontractors; taxes; sales taxes on materials used; filing and recording fees; premiums for insurance and bonds, and all other costs expended or to be expended in the construction of the Tenant Improvements to the extent approved by Tenant
pursuant to Section 4.4 below. To the extent that any services performed pursuant to this Agreement are performed by a party affiliated with Landlord, the costs and fees charged by such affiliated entity must be equivalent to those costs or
fees charged by a non-affiliated entity involved in an arms-length transaction with Landlord. 
 4.2. Provided Tenant is not in default
(following notice and passage of the applicable cure period) under the Lease, including this Improvement Agreement, Landlord shall contribute a one-time tenant improvement allowance not to exceed $28.00 per rentable square foot, or
$700,000.00 based upon 25,000 rentable square feet (which may be adjusted per Section l(c), (“Tenant Improvement Allowance”) to be credited by Landlord toward the cost of the initial Tenant Improvements. If the cost of
the Tenant Improvements exceeds the Tenant Improvement Allowance, and Tenant has approved such excess in writing, Tenant shall pay Landlord such excess cost within twenty (20) business days following Substantial Completion. If the final cost of
construction is less than the Tenant Improvement Allowance, Landlord shall credit the unused balance against Tenant’s rent obligation. 
 4.3. If Tenant requests any change(s) in the Plans after approval of the estimate of the cost of the Tenant Improvements and any such requested changes are approved by Landlord in writing in Landlord’s sole discretion, Landlord shall
advise Tenant promptly of any cost increases and/or delays such approved change(s) will 

 cause in the construction of the Tenant Improvements. Tenant shall approve or disapprove any or all such change(s) within
three (3) business days after notice from Landlord of such cost increases and/or delays. To the extent Tenant disapproves any such cost increase and/or delay attributable thereto, Landlord shall have the right, in its sole discretion, to
disapprove Tenant’s request for any changes to the approved Plans. If the cost of the Tenant Improvements increases due to any changes in the Plan(s) requested by Tenant, Tenant shall pay Landlord the amount of such increase (to the extent that
the Tenant Improvement Allowance is exhausted) within twenty (20) business days following Substantial Completion. 
 4.4. 
 (a) In no event shall any of the following costs or expenses be deducted from the Tenant Improvement Allowance, it being acknowledged that the following
costs shall be borne by Landlord: 
 (i) the Base Building Work; 
 (ii) attorneys’ fees; and 
 (iii) any
costs which have not been authorized by Tenant pursuant to the procedure set forth in Paragraph (b) below. 
 (b) All work shall be
competitively bid by Landlord, and Tenant may require Landlord to solicit bids from individual qualified, acceptable contractors requested by Tenant. To the extent that any of the above services are performed by a party affiliated with Landlord, the
costs and fees charged by such affiliated entity must be equivalent to what would be charged by an entity unaffiliated with Landlord in an arms-length transaction. Prior to commencing construction, Landlord shall present Tenant with a final budget
for the cost of construction, and unless such budget is exceeded by virtue of Tenant’s request for a change orders or additional work, Tenant’s responsibility for construction costs shall be limited to those shown on the approved budget.

 5. Construction of Tenant Improvements. 
 5.1. Upon Tenant’s approval of the Plans including the estimate of the cost of the Tenant Improvements, Landlord shall cause its contractor to proceed to secure a building permit and commence construction of the Tenant Improvements
provided that Tenant shall cooperate with Landlord in executing permit applications and performing other actions reasonably necessary to enable Landlord to obtain any required permits or certificates of occupancy; and provided further that the
Building has in Landlord’s discretion reached the stage of construction where it is appropriate to commence construction of the Tenant Improvements in the Premises. 
 5.2. Landlord shall not be liable for any direct or indirect damages suffered by Tenant as a result of delays in construction beyond Landlord’s reasonable control, including, but not limited to, delays due to
strikes or unavailability of materials or labor, or delays caused by Tenant (including delays by the Space Planner, the contractor or anyone else performing services on behalf of Landlord or Tenant). 
 5.3. If any work is to be performed on the Premises by Tenant or Tenant’s contractor or agents: 
 (a) Such work shall proceed upon Landlord’s written approval of Tenant’s contractor, public liability and property damage insurance carried by
Tenant’s contractor, and detailed plans and specifications for such work, shall be at Tenant’s sole cost and expense and shall further be subject to the provisions of Paragraphs 10 and 13 of the Lease. 
 (b) All work shall be done in conformity with a valid building permit when required, a copy of which shall be furnished to Landlord before such work is
commenced, and in any case, all such work shall be performed in accordance with all applicable Regulations. Notwithstanding any failure by Landlord to object to any such work, Landlord shall have no responsibility for Tenant’s failure to comply
with all applicable Regulations. 
 (c) If required by Landlord or any lender of Landlord, all work by Tenant or Tenant’s contractor or
agents shall be done with union labor in accordance with all union labor agreements applicable to the trades being employed. 
 (d) All work
by Tenant or Tenant’s contractor or agents shall be scheduled through Landlord. 
 (e) Tenant or Tenant’s contractor or agents
shall arrange for necessary utility, hoisting and elevator service with Landlord’s contractor and shall pay such reasonable charges for such services as may be charged by Tenant’s or Landlord’s contractor. 
 (f) Tenant’s entry to the Premises for any purpose, including, without limitation, inspection or performance of Tenant construction by Tenant’s
agents, prior to the date Tenant’s obligation to pay rent commences shall be subject to all the terms and conditions of the Lease except the payment of Rent. Tenant’s entry shall mean entry by Tenant, its officers, contractors, licensees,
agents, servants, employees, guests, invitees, or visitors. 
 (g) Tenant shall promptly reimburse Landlord upon demand for any reasonable
expense actually incurred by the Landlord by reason of faulty work done by Tenant or its contractors or by reason of any delays caused by such work, or by reason of inadequate clean-up. 

 6. Completion and Rental Commencement Date. 
 6.1. Tenant’s obligation to pay Rent under the Lease shall commence on the applicable date described in Paragraph 4 of the Lease. However:

 (a) If Tenant delays in preparing or approving the Space Plans or the Plans, or fails to approve the estimate of the cost of the Tenant
Improvements or any other matter requiring Tenant’s approval, or to pay the excess cost of Tenant Improvements, in each case within the time limits specified herein; or 
 (b) If the construction period is extended because Tenant requests any changes in construction, or modifies the approved Plans or if the same do not
comply with applicable Regulations; or 
 (c) If Landlord is otherwise delayed in the construction of the Tenant Improvements for any act or
omission of or breach by Tenant or anyone performing services on behalf of Tenant or on account of any work performed on the Premises by Tenant or Tenant’s contractors or agents, 
 then the December 1, 2004 delivery date described in Paragraph 4 of the Lease shall be deemed to be postponed by the total number of days of Tenant delays described in (a) through (c) above (each, a
“Tenant Delay”), calculated in accordance with the provisions of Paragraph 6.2 below. Notwithstanding the foregoing, no Tenant Delay shall be deemed to have occurred unless and until Landlord has provided notice to Tenant (the
“Delay Notice”), specifying the action or inaction by Tenant which Landlord contends constitutes the Tenant Delay. If such action or inaction is not cured by Tenant within three (3) business days of receipt of such Delay Notice
(the “Grace Period”), then a Tenant Delay, as set forth in such Delay Notice, shall be deemed to have occurred commencing as of the expiration of the Grace Period. The remedy set forth in this Section 6 for a Tenant Delay shall
be the sole remedy of Landlord for such Tenant Delay. 
 6.2. If the Term of the Lease has not already commenced pursuant to the provisions
of Paragraph 4 of the Lease and Substantial Completion of the Tenant Improvements has been delayed on account of any Tenant Delays, then upon actual Substantial Completion of the Tenant Improvements (as defined in Paragraph 4 of the Lease), Landlord
shall notify Tenant in writing of the date Substantial Completion of the Tenant Improvements would have occurred but for such Tenant Delays, and such date shall thereafter be deemed to be the Commencement Date for all purposes under the Lease.
Tenant shall pay to Landlord, within three (3) business days after receipt of such written notice (which notice shall include a summary of Tenant Delays), the per diem Base Rent times the number of days between the date the Commencement Date
would have otherwise occurred but for the Tenant Delays (as determined by the Space Planner or Landlord’s contractor), and the date of actual Substantial Completion of the Tenant Improvements. 
 6.3. Promptly after Substantial Completion of the Tenant Improvements, Landlord shall give notice to Tenant and Tenant shall conduct an inspection of the
Premises with a representative of Landlord and develop with such representative of Landlord a punchlist of items of the Tenant Improvements that are not complete or that require corrections. Upon receipt of such punchlist, Landlord shall proceed
diligently to remedy such items at Landlord’s cost and expense provided such items are part of the Tenant Improvements to be constructed by Landlord hereunder and are otherwise consistent with Landlord’s obligations under this Improvement
Agreement and provided Tenant has fully paid Landlord for the cost of the Tenant Improvements exceeding the Tenant Improvement Allowance (with any dispute between Landlord and Tenant pertaining thereto to be resolved by the Space Planner or
Landlord’s general contractor). Substantial Completion shall not be delayed notwithstanding delivery of any such punchlist. 
 6.4. A
default under this Improvement Agreement shall constitute a default under the Lease, and the parties shall be entitled to all rights and remedies under the Lease in the event of a default hereunder by the other party (notwithstanding that the Term
thereof has not commenced). 

 SCHEDULE 1 
 TO EXHIBIT B 
 BASE BUILDING WORK 
 1. The Building shall include a built-out and finished interior core with stairwell enclosures. The Building core on each floor will include men’s
and women’s rest room facilities, with showers in the first floor restrooms, drinking fountain(s), electrical, telephone, janitorial and mechanical closets, stairways and an elevator lobby, all of which shall be of sufficient capacity to serve
the Premises. The rest room facilities on each floor of the Premises and in the common areas of the Building meet current applicable federal, state and local governmental codes including ADA. 
 2. The concrete floor shall have a smoothed trowel finish, level consistent with current industry standards (1/8” within a distance of 10’) for
installation of glued-down carpet. Perimeter walls may be utilized for grounded electrical, data communications and telephone wiring installations in the Premises, at locations to be determined by Tenant. Landlord cannot guarantee that upon shell
building completion, the moisture content or Ph of the concrete slab and decks are at acceptable levels for floorcovering installation. Any bead blasting, sealing, or other special treatment of the slab or concrete decks necessary for Tenant’s
floorcovering is excluded from the Base Building Work. 
 3. The ground-level building lobby, elevator lobbies and common corridors, shall be
fully finished, including finished walls, ceiling, lighting, mechanical and floorcovering. 
 4. The Building shall be equipped with a
fire-alarm system as required by the Fire Marshall having jurisdiction over the property. It shall consist of sprinklers, smoke detectors, internal fire alarm and enunciator system, elevator recall, emergency lighting, self-illuminating exit signs,
and extinguishers as required by applicable codes. The sprinkler system will have an approved water flow alarm connection and tamper-proof detection device, connected to a central station or direct to the fire/police departments. It will include all
distribution of mains, laterals, uprights and upright heads. 
 5. Electrical distribution will be provided to the main panel boxes in the
electrical closets on each floor. The Building is serviced by a 2,500-amp main service breaker. All panel boards are currently provided with typewritten identification labels identifying what each breaker feeds. 
 6. The Building ground system is in accordance with the N.E.C. All existing metal conduits, cabinets, raceways, wireways, and non-current carrying metal
components of the electrical system are grounded to the equipment grounding system and building steel. 
 7. The Building is equipped with
two 75-ton TRANE units with hot water re-heat variable air volume boxes controlled by an ALC energy management system. Trunk lines are stubbed to first floor and distributed in an “L” formation into each of the two wings of the Building.
The system will be designed to maintain temperature and humidity levels specified in accordance with ASHRAE (American Society of Heating, Refrigeration and Air Conditioning Engineers) Standard 55-1981, Thermal Environmental Conditions for Human
Occupancy, for employees in typical business attire. Ventilation shall comply with the most current ASHRAE Ventilation Standard with the conditions set forth in ASHRAE 62-1989 as a minimum requirement. 
 8. Telephone service, as provided by the local utility, will be brought to Building’s main telephone room. If conduit or sleeves are required by
local code, base building will include necessary conduit/sleeves to distribute data and telephone cables between floors. 
 9. One hydraulic
passenger/freight elevator is provided. The elevator cab is equipped with an emergency communications/alarm system, including a bell enunciator, connected to a central alarm system. The elevator and elevator controls shall conform to current ADA and
be in strict compliance with federal, state and local codes and regulations governing the same. 

 SCHEDULE 2 
 TO EXHIBIT B 
 BUILDING STANDARDS 
 The following constitutes the Building Standard tenant improvements (“Standards”) in the quantities specified: 
  

			
	MAIN ENTRANCES
		
	Doors:	  	Recessed 8’ x 10”, single or double doors with sidelights.
		
	Flooring:	  	Building standard stone flooring in recessed doorway.
		
	DOORS	  	
	Interior:	  	3’ x 8’ 10” solid core, plain sliced cherry, with medium cherry stained finish to match building standard, rated where necessary by building code.
		
	Frames:	  	Black aluminum door frames with integral 18” sidelights standard on all office and conference room doors.
		
	Hardware:	  	Schlage ‘L’ series hardware in satin brass finish, non-locking except at entrance/exit doors or as otherwise specified in Plans.
	
	PARTITIONS
		
	Demising Walls:	  	2 1/2” metal studs at 24” o.c. with 5/8”
gypboard, each side.
		
	Interior Walls:	  	2 1/2” metal studs with 5/8” gypboard on each
side, grid height. Conference room walls to be built 6” above grid height with batt insulation.
		
	Paint:	  	All walls to be taped smooth and ready for finish. Paint color to be chosen by tenant from Landlord’s building standard selection.
	
	CEILING SYSTEM
		
	Height:	  	9’.
		
	Grid:	  	2’ x 4’ heavy duty, low gloss white ceiling grid.
		
	Tile:	  	2’ x 4’ lay in, “second look”, bevel edged, white tile.
		
	LIGHTING	  	2’ x 4’ fluorescent lights with parabolic lenses installed one fixture per 85 square feet or as required by Title 24.
		
	SPRINKLERS	  	Installed per code - semi-recessed.
	
	WINDOW COVERINGS
		
	Vertical Blinds:	  	Off-white color at exterior windows. Interior windows may have horizontal, metal miniblinds, color to match window frame.
	
	FLOORCOVERING
		
	Carpet:	  	26 ounce loop or cutpile carpeting, glue direct or over pad in private offices. Color to be chosen from Landlord’s building standard selection, or other as specified by
Tenant.
		
	Tile:	  	Armstrong Vinyl Composite Tile to be installed in storage, computer, telephone, break and copy rooms. Color to be chosen by tenant from Landlord’s building standard
selection.
		
	Base:	  	Roppe 4” rubber base set straight over cutpile carpet and coved over loop carpet or tile floor. Color to be chosen by Landlord’s building standard selection.
	
	SUPPLEMENTAL HVAC
		
		  	Tenant shall have the right to install Supplemental HVAC unit(s) within the premises at its sole cost or as a part of the Tenant Improvement. Tenant shall be responsible for all electrical,
maintenance and repair costs for such unit(s), as well as providing Landlord with copies of the maintenance logs provided by the mechanical service company.
	
	COMMUNICATION CABLING
		
		  	All communication cabling to be Tenant’s responsibility. Note- the Building has an open-air plenum and all cabling shall be required to be plenum rated.

 EXHIBIT C 
 FIRST AMENDMENT TO LEASE AND ACKNOWLEDGMENT 
 This First Amendment to Lease and Acknowledgment
(“First Amendment”) is made as of                     , 19    , with reference to that certain
Lease Agreement (“Lease”) by and between                     , a
                     corporation, as “Landlord” therein, and
                    , as “Tenant” therein, regarding that certain premises (“Premises”) located at
                                        
    , and which is more particularly described in the Lease. 
 The undersigned hereby confirms the following and the
provisions of the Lease are hereby amended by the following: 
 1) That Tenant accepted possession of the Premises from Landlord on
                    , 200  , and acknowledges that the Premises are as represented by Landlord, in good condition and repair;
and that the improvements, if any, required to be constructed for Tenant by Landlord pursuant to the Lease, have been so constructed and are satisfactory completed in all respects, excepting
                            . 
 2) That all conditions which are to be satisfied prior to the full effectiveness of the Lease have been satisfied and that Landlord has fulfilled all of
its duties of an inducement nature. 
 3) That in accordance with Section 4 of the Lease, the Commencement Date is
                    , 200  , and that, unless sooner terminated, the Expiration Date is
                    . 
 4) That
the Lease is in full force and effect and that the same represents the entire agreement between Landlord and Tenant concerning Tenant’s lease of the Premises. 
 5) That there are no existing defenses which Tenant has against the enforcement of the Lease by Landlord, and no offsets or credits against any amounts owed by Tenant pursuant to the Lease. 
 6) That Tenant’s obligations to pay the Rent is presently in effect and that all rentals, charges and other obligations on the part of Tenant under
the Lease commences to accrue on                     , 20    . 
 7) That Tenant has not made any prior assignment, hypothecation or pledge of the Lease or of the rents thereunder. 
 Except as modified herein, the Lease remains in full force and effect. 
 SIGNATURE PAGE 
 IN WITNESS WHEREOF, the parties have executed this First Amendment as of the date
set forth below. 
  

							
	LANDLORD:	 	
			
	By:	 	  
	 	
	Name:	 	  
	 	
	Title:	 	  
	 	
		
	TENANT:	 	
				
		 		 	  
	 	,
		 	a	 	  
	 	
			
	By:	 	  
	 	
	Name:	 	  
	 	
	Title:	 		 	  
	 	

 EXHIBIT D 
 RULES AND REGULATIONS 
  

	1.	Landlord shall have the right to control and operate the public portions of the Building and the public facilities, as well as facilities furnished for the common use of the
tenants, in such manner as it deems best for the benefit of the tenants generally. No tenant shall invite to the demised Premises, or permit the visit of, persons in such numbers or under such conditions as to interfere with the use and enjoyment of
the entrances, corridors, elevators and facilities of the Building by other tenants. 

  

	2.	Landlord reserves the right to close and keep locked all entrance and exit doors of the Building outside of normal business hours as Landlord may deem to be advisable for the
protection of the property. All tenants, their employees, or other persons entering or leaving the Building at any time when it is so locked may be required to sign the Building register when so doing, and the watchman in charge may refuse to admit
to the Building while it is so locked Tenant or any of Tenant’s employees, or any other person, without a pass previously arranged, or other satisfactory identification showing his right of access to the Building at such time. Landlord assumes
no responsibility for any damage resulting from any error in regard to any such pass or identification, or from the admission of any unauthorized person to the Building. 

  

	3.	Landlord reserves the right to exclude or expel from the Building or in regard to any such pass or identification, or from the admission of any unauthorized person to the Building,
or any person who, in the judgment of Landlord, is intoxicated or under the influence of liquor or drugs, or who shall in any manner do any act in violation of any of the Rules and Regulations of the Building or in violation of any law, order,
ordinance, or governmental regulation. 

  

	4.	The entries, corridors, stairways and elevators shall not be obstructed by any tenant, or used for any other purpose than ingress or egress to and from its respective offices.
Tenant shall not bring into or keep within the Building any animal or vehicle. 

  

	5.	Freight, furniture, business equipment, merchandise and bulky matter of any description ordinarily shall be delivered to and removed from the demised Premises only in the designated
freight elevator and through the service entrances and corridors, but special arrangements will be made for moving large quantities or heavy items of equipment and supplies into or out of the Building. 

  

	6.	All entrance doors in the demised Premises shall be left locked when the demised Premises are not in use. 

  

	7.	Tenant shall not attach or permit to be attached additional locks or similar devices to any door, transom or window of the demised Premises; change existing locks or the mechanism
thereof; or make or permit to be made any keys for any door thereof other than those provided by Landlord or as agreed to in the Lease Improvement Plan. (If more than two keys for one lock are desired, Landlord will provide them upon payment
therefore by Tenant). 

  

	8.	Canvassing, soliciting or peddling in the Building is prohibited and each tenant shall cooperate to prevent the same. 

  

	9.	Tenant shall not advertise the business, profession or activities of Tenant in any manner which violates the letter or spirit of any code of ethics adopted by any recognized
association or organization pertaining thereto or use the name of the Building for any purpose other than the business address of the Tenant. 

  

	10.	The drinking fountains, lavatories, water closets and urinals shall not be used for any purpose other than those for which they were installed. 

  

	11.	No awnings or other projections over or around the windows or entrances of the demised Premises shall be installed by any tenant. Tenant shall not change the draperies or the color
of induction unit enclosures in any manner which will alter the Building’s appearance from the outside of the Building. 

  

	12.	Rooms or other areas used in common by tenants shall be subject to such regulations. 

  

	13.	Landlord is not responsible to any tenant for the non-observance or violation of the Rules and Regulations by any other tenant, except if Landlord is separately at fault.

  

	14.	Landlord reserves the right by written notice to Tenant, to rescind, alter to waive any rule or regulation at any time prescribed for the Building when, in Landlord’s
reasonable judgment, it is necessary, desirable or proper for the best interest of the Building and its tenants. 

  

	15.	The Tenant shall not exhibit, sell or offer for sale on the demised Premises or in the Building any article or thing except those articles and things essentially connected with the
stated use of the demised Premises by the Tenant without the advance consent of the Landlord. 

  

	16.	The Tenant shall never use any picture or likeness of the Building in any circulars, notices, advertisements or correspondence without the Landlord’s consent.

  

	17.	The Tenant shall cooperate fully with the Landlord to assure the effective operation of the Building’s air conditioning system. If Tenant shall so use the demised Premises that
noxious or objectionable fumes, vapors and odors exist beyond the extent to which they are discharged or eliminated by means of the flues and other devices contemplated by the various plans, specifications and leases, then Tenant shall provide
proper ventilating equipment for the discharge of such excess fumes, vapors and odors so that they shall not enter into the air conditioning system or be discharged into other vents or flues of the Building or annoy any of the tenants of the
Building or adjacent properties. The design, location and installation of such equipment shall be subject to Landlord’s approval. 

  

	18.	All loading and unloading of merchandise, supplies, materials, garbage and refuse shall be made only through such entryways and elevators and at such times as the Landlord shall
designate. In its use of the loading areas in the basement, the Tenant shall not obstruct or permit the obstruction of said loading area and at no time shall park or allow its officers, agents or employees to park vehicles therein except for loading
or unloading. 

  

	19.	There shall not be used or kept anywhere in the Building by any tenant or persons or firms visiting or transacting business with a tenant any hand trucks, except those equipped with
rubber tires and side guards, or other vehicles of any kind. 

  

	20.	The Tenant shall not contract for any work or service which might involve the employment of labor incompatible with the Building employees or employees of contractors doing work or
performing services by or on behalf of the Landlord. 

  

	21.	No curtains, blinds, shades or screens shall be attached to or hung in, or used in connection with any window or door of the demised Premises without the prior written consent of
the Landlord. 

	22.	No sign, advertisement notice or other lettering shall be exhibited, inscribed, painted or affixed by Tenant on any part of the outside of the demised Premises or of the Building,
without the prior written consent of Landlord. In the event of any violation of the foregoing by Tenant, Landlord may remove same without any liability, and may charge the expense incurred by such removal to Tenant. Interior signs on doors and
directory tablet shall be inscribed, painted or affixed for Tenant by Landlord at the expense of Tenant, and shall be of a quality, quantity, type, design, color, size, style, composition, material, location and general appearance acceptable to
Landlord. 

  

	23.	The sashes, sash doors, skylights, windows and doors that reflect or admit light or air into the halls, passageways or other public places in the Building shall not be covered or
obstructed by Tenant, nor shall any bottles, parcels, or other articles be placed on the window sills, or in the public portions of the Building. 

  

	24.	Tenant shall not mark, paint, drill into or in any way deface any part of the demised Premises or the Building. No boring, cutting or stringing of wires shall be permitted, except
with the prior written consent of Landlord, and as Landlord may direct. 

  

	25.	No animal or bird of any kind shall be brought into or kept in or about the demised Premises or the Building. 

  

	26.	Neither Tenant nor any of Tenant’s agents, servants, employees, contractors, visitors or licensees shall at any time bring or keep upon the demised Premises any inflammable,
combustible or explosive fluid, chemical or substance. 

  

	27.	No additional locks, bolts or mail slots of any kind shall be placed upon any of the doors or windows by Tenant, nor shall any change be made in existing locks or the mechanism
thereof. Tenant must, upon the termination of the tenancy, restore to Landlord all keys of stores, offices and toilet rooms, either furnished to, or otherwise procured by Tenant, and in the event of the loss of any keys so furnished, Tenant shall
pay to Landlord the cost thereof. 

  

	28.	Landlord shall have the right to prohibit any advertising referring to the Building which, in Landlord’s reasonable opinion, tends to impair the reputation of the Building or
its desirability as a first-class building for offices, and upon notice from Landlord, Tenant shall refrain from or discontinue such advertising. 

  

	29.	Tenant’s contractors shall, while in the Building or elsewhere in the complex of which the Building forms a part, be subject to and under the control and direction of the
Superintendent of the Building (but not as agent or servant of said Superintendent or of Landlord). 

  

	30.	If the demised Premises is or becomes infested with vermin as a result of the use or any misuse or neglect of the demised Premises by Tenant, its agents, servants, employees,
contractors, visitors or licensees, Tenant shall forthwith at Tenant’s expense cause the same to be exterminated from time to time to the satisfaction of Landlord and shall employ such licensed exterminators as shall be approved in writing in
advance by Landlord. 

  

	31.	The requirements of Tenant will be attended to only upon application at the office of the Building. Building personnel shall not perform any work or do anything outside of their
regular duties, unless under special instructions from the office of Landlord. 

  

	32.	Excepting bottled water utilized by Tenant and the supplemental HVAC approved by Landlord pursuant to Schedule 2 to Exhibit B, no water cooler, air conditioning unit
or system or other apparatus shall be installed or used by Tenant without the written consent of Landlord. 

  

	33.	Tenant shall install and maintain, at Tenant’s sole cost and expense, an adequate visibly marked (at all times properly operational) fire extinguisher next to any duplicating
or photocopying machine or similar heat producing equipment, which may or may not contain combustible material, in the demised Premises. 

  

	34.	Tenant shall not use the name of the Building for any purpose other than as the address of the business to be conducted by Tenant in the demised Premises, nor shall Tenant use any
picture of the Building in its advertising, stationery or in any other manner without the prior written permission of Landlord. Landlord expressly reserves the right at any time to change said name without in any manner being liable to Tenant
therefore. 

 EXHIBIT E  
 JANITORIAL SPECIFICATIONS 
 RESTROOMS 
 DAILY: 
  

	1.	Clean and sanitize commodes, urinals, sinks and countertops. 

  

	2.	Clean and refill dispensers. 

  

	3.	Clean mirrors and polish chrome. 

  

	4.	Empty all trash receptacles and women’s sanitary receptacles. 

  

	5.	Spot wash walls, partitions and doors. 

  

	6.	Sweep and damp mop floors with disinfectants. 

 WEEKLY: 
  

	1.	Pour disinfectant down floor drains. 

  

	2.	Dust horizontal surfaces (mirrors, partitions, walls, etc.). 

 MONTHLY: 
  

	1.	Seal and wax floors; strip if necessary. 

  

	2.	Dust air vents. 

 COMMON
AREAS 
 DAILY: 
  

	1.	Vacuum all carpets (including edges and stairwells) and spot clean as required. 

  

	2.	Damp mop all tile floors, where applicable. 

  

	3.	Spot clean all glass entrances. 

  

	4.	Clean complete interior and exterior cab including vacuuming, wiping elevator thresholds/tracks, mirrors (if required), etc. 

  

	5.	Spot clean walls wherever needed. 

  

	6.	Maintain janitorial storage areas in a neat and orderly manner. 

  

	7.	Dust all horizontal surfaces to include picture frames, woodwork, doorjambs, window mullions, etc. 

  

	8.	Clean directory glass, drinking fountains and firehouse glass, as needed. 

  

	9.	Spot clean walls, door surfaces, glass, woodwork, etc. 

  

	10.	Spot clean carpet as needed. 

  

	11.	Empty building entrance ash urns and trash receptacles (interior & exterior). 

 WEEKLY: 
  

	1.	Clean and polish railing in lobby where applicable. 

  

	2.	Sweep and clean all walkways and verandas. 

  

	3.	Clean all air vents and signs. 

  

	4.	Clean kick plates and thresholds. 

 MONTHLY: 
  

	1.	Clean lobby tile floors. 

  

	2.	Sweep and dust stairwells. 

  

	3.	Shampoo elevator cabs and common area carpet. 

  

	4.	Dust return air vents. 

 AS REQUIRED:

  

	1.	Remove cobwebs from high areas. 

  

	2.	Clean smudges, marks, etc. on all doors (i.e. restrooms, tenant suites, janitorial closets, SMUD/Electrical rooms, etc.) 

 TENANT SUITES 
  

	1.	Vacuum all open carpet and spot clean as required. 

  

	2.	Empty all wastebaskets and remove trash to designated areas. 

  

	3.	If applicable to the building, empty any large recycle bins to designated areas. 

  

	4.	Thoroughly dust and clean all office furnishings including telephone sets, wall switches, kitchen countertops, shelving, credenzas, thermostats, etc. (Desk tops to be worked out
with property management, if required). 

  

	5.	Spot clean all walls, door surfaces, glass, woodwork, etc. 

  

	6.	Restock kitchen, break room, & restroom supplies, as required. 

 EXHIBIT E 
 CONTINUED 
 WEEKLY: 
  

	1.	Dust all table legs, chairs and windowsills. 

  

	2.	Clean and dust all high surfaces including ceiling vents, partition ledges, doorjambs, etc. 

 MONTHLY: 
  

	1.	Clean and dust all low surfaces including baseboards. 

  

	2.	Vacuum all non-reached areas including corners, behind desks, edges, etc. 

  

	3.	Wash all interior partition glass. 

  

	4.	Seal and wax any VCT (vinyl) and hard surface flooring; strip if necessary. 

 QUARTERLY: 
  

	1.	Dust blinds where applicable. 

 DAY CUSTODIAN ASSIGNMENTS

  

	1.	The entrance lobby and plaza areas are to be kept neat and clean at all times. 

  

	2.	Unlock doors of building at specified time. 

  

	3.	Clean and maintain all lobbies and hallways, doors, drinking fountains, exit signs, etc. 

  

	4.	Clean entry and exit doors on both sides of building daily. 

  

	5.	Clean window and side glass in all hallways weekly. 

  

	6.	Wipe down metal and marble surfaces daily. 

  

	7.	Dust and polish all brass daily. 

  

	8.	Clean cigarette urns and screen sand daily as necessary. 

  

	9.	Empty trash receptacles as necessary. 

  

	10.	Clean lobby elevator saddles, doors and frames daily. 

  

	11.	Clean sides of elevator cars daily. 

  

	12.	Check all rest rooms daily and restock. 

  

	13.	Sweep off walkways removing dirt and debris. 

  

	14.	Change lights and ceiling tiles as necessary. 

  

	15.	Wash lower lobby windows as necessary. 

  

	16.	Perform miscellaneous project for property manager. 

  

	17.	Report arrival and departure to property manager. 

  

	18.	Insure outside parking lot drains are free of debris. 

 Exhibit F 
 Lender’s Standard Form Subordination and Non-Disturbance Agreement 

 RECORDING REQUESTED BY 
 AND WHEN RECORDED RETURN TO: 
 CITYBANK 
 201 Merchant Street 
 Honolulu, Hawaii 96813 
 Attention:
                             
 Assessor’s Parcel No.: 
 SUBORDINATION, NONDISTURBANCE 
 AND ATTORNMENT AGREEMENT 
  

			
	NOTICE:	  	THIS SUBORDINATION AGREEMENT RESULTS IN THE LEASEHOLD ESTATE IN THE PROPERTY BECOMING SUBJECT TO AND OF LOWER PRIORITY THAN THE LIEN OF SOME OTHER OR LATER SECURITY
INSTRUMENT.

 THIS SUBORDINATION, NONDISTURBANCE AND ATTORNMENT AGREEMENT (“Agreement”)
made to be effective as of the      day of                      2003, by and among CITY BANK, a
Hawaii banking corporation (“Lender”), (“Landlord”), and (“Tenant”); 
 W I T N E S S E T H 
 WHEREAS, Lender is or will be the owner and holder of a Deed of Trust, Assignment of Rents, Security Agreement and Fixture Filing dated as of             
    , 2003 (the “Deed of Trust”), covering the real property described in EXHIBIT “A”, attached hereto and made a part hereof for all purposes, and the buildings and improvements thereon,
provided in the Lease (as hereinafter defined) (hereinafter collectively called the “Property”), which Deed of Trust shall be recorded in the Official Records of
                     County, California, securing the payment of a loan (the “Loan”) made by Lender to Borrower, pursuant to that
certain Loan Agreement dated as of                     , 2003 (“Loan Agreement”), and that certain Promissory Note by Borrower in
favor of Lender dated as of                     , 2003 (“Note”) (with the Loan Agreement, Note, Deed of Trust and the other
documents executed by Borrower in connection with the Loan being hereinafter sometimes referred to individually and collectively as “Loan Documents”); and 
 WHEREAS, Tenant is the holder of a leasehold estate pursuant to a lease (hereinafter called the “Lease”) covering a portion of the Property as more particularly described in Supplement I
(“Premises”); and 
 WHEREAS, Borrower (with such party and its successors and assigns occupying the position of landlord under the
Lease being referred to collectively hereinafter as “Landlord”) has assigned its rights as landlord under the Lease to Lender to facilitate repayment of the Loan and performance of its obligations under the Deed of Trust; and 

WHEREAS, Tenant and Lender desire to confirm their understanding with respect to the Lease and the Deed of Trust; 
 NOW, THEREFORE, in consideration of the mutual covenants and agreements herein contained, Lender and Tenant hereby agree and covenant as follows:

 1. SUBORDINATION. The Lease is hereby made, and shall at all times continue to be, subject and subordinate in each and every
respect, to the lien of the Deed of Trust and to any and all liens, interests and rights created thereby and to any and all increases, renewals, modifications, extensions, substitutions, replacements and/or consolidations of the Deed of Trust or the
indebtedness or other obligations secured thereby. 
 2. NONDISTURBANCE. So long as Tenant is not in default (beyond any period given
Tenant to cure such default) in the payment of rent or additional rent or in the performance of any of the terms, covenants or conditions of the Lease on Tenant’s part to be performed, (a) Tenant’s possession of the Premises and
Tenant’s rights and privileges under the Lease, or any extensions or renewals thereof, shall not be diminished or interfered with by Lender in the exercise of any of its rights under the Loan Documents or by any party who acquires the Property
from Lender as a result of the exercise by Lender of any such rights, (b) Tenant’s occupancy of the Premises shall not be disturbed by Lender in the exercise of any of its rights under the Loan Documents during the term of the Lease or any
extensions or renewals thereof or by any party who acquires the Property from Lender as a result of the exercise by Lender of any such rights, and (c) Lender will not join Tenant as a party defendant in any action or proceeding for the purpose
of terminating Tenant’s interest and estate under the Lease because of any default under the Deed of Trust or any other instrument evidencing or securing the Loan. 
 3. ATTORNMENT. If any proceedings are brought for the foreclosure of the Deed of Trust, or if the Property is sold pursuant to a trustee’s sale under the Deed of Trust, or if Lender becomes owner of the
Property by acceptance of a deed or assignment in lieu of foreclosure or otherwise, Tenant shall attorn to the Lender or purchaser, as the case may be, upon any such foreclosure sale or trustee’s sale, or acceptance by Lender of a deed or

 assignment in lieu of foreclosure, and Tenant shall recognize Lender or such purchaser, as the case may be, as the
Landlord under the Lease. Such attornment shall be effective and self-operative without the execution of any further instrument on the part of any of the parties hereto. Tenant agrees, however, to execute and deliver at any time, and from time to
time, within five (5) business days after the request of Landlord, any holder(s) of any of the indebtedness or other obligations secured by the Deed of Trust, or any such purchaser, all instruments or certificates which, in the reasonable
judgment of Landlord, such holder(s) or such purchaser, may be necessary or appropriate in any such foreclosure proceeding or otherwise to evidence such attornment. In the event of any such attornment, Tenant further waives the provisions of any
statute or rule of law, now or hereafter in effect, which may give or purport to give Tenant any right or election to terminate or otherwise adversely affect the Lease and the obligation of Tenant thereunder as a result of any such foreclosure
proceeding or trustee’s sale. 
 4. LENDER’S RIGHTS, REMEDIES AND LIABILITY AS A LANDLORD OR LENDER IN POSSESSION. If Lender
shall succeed to the interest of Landlord under the Lease in any manner, or if any purchaser acquires the Property upon any foreclosure of the Deed of Trust or any trustee’s sale under the Deed of Trust, Lender or such purchaser, as the case
may be, shall have the same remedies by entry, action or otherwise in the event of any default by Tenant (beyond any period given Tenant to cure such default) in the payment of rent or additional rent or in the performance of any of the terms,
covenants and conditions of the Lease on Tenant’s part to be performed that Landlord had or would have had if Lender or such purchaser had not succeeded to the interest of Landlord. Thereafter, Lender or such purchaser shall be bound to Tenant
under all the terms, covenants, and conditions of the Lease, and Tenant shall, from and after the succession to the interest of Landlord under the Lease by Lender or such purchaser, have the same remedies against Lender or such purchaser for the
breach of an agreement contained in the Lease that Tenant might have had under the Lease against Landlord if Lender or such purchaser had not succeeded to the interest of Landlord, and Tenant shall be bound to Lender or such purchaser under all of
the terms, covenants and conditions of the Lease. However, Lender or such purchaser shall not be: 
 (a) liable for any act or omission of any
prior landlord (including Landlord); or 
 (b) subject to offsets or defenses which Tenant might have against any prior landlord (including
Landlord); or 
 (c) bound by any rent or additional rent which Tenant might have paid for more than the current month to any prior landlord
(including Landlord), unless the same was paid to and received by Lender; or 
 (d) bound by any representation or warranty contained in the
Lease or made by any party to Tenant, including, but not limited to, Landlord; or 
 (e) bound by any amendment or modification of the Lease
made without Lender’s consent; or 
 (f) liable for any security deposit or other sum(s) paid by Tenant to Landlord. 
 Neither Lender nor any other party who from time to time shall be included in the definition of Lender hereunder, shall have any liability or responsibility under or
pursuant to the terms of this Agreement from the date it ceases to own an interest in or to the Property. Tenant further acknowledges and agrees that neither Lender nor any purchaser of the Property at any foreclosure sale nor any grantee of the
Property named in a deed-in-lieu of foreclosure, nor any heir, legal representative, successor, or assignee of Lender or of any such purchaser or grantee, has or shall have any personal liability for the obligations of Landlord under the Lease,
except to the extent of the rents, security deposits, and insurance and condemnation proceeds actually received and the equity in the Property then owned by such party. 
 5. NO WAIVER. Nothing herein contained is intended, nor shall it be construed, to abridge or adversely affect any right or remedy of Landlord under the Lease in the event of any default by Tenant (beyond any
period given Tenant to cure such default) in the payment of rent or additional rent or in the performance of any of the terms, covenants or conditions of the Lease on Tenant’s part to be performed. 
 6. NOTICES. Tenant hereby acknowledges and agrees that: 
 (a) From and after the date hereof, in the event of any act or omission of Landlord which would give Tenant the right, either immediately or after notice, the lapse of time, or both, to terminate the Lease or to claim
a partial or total eviction, Tenant will not exercise any such right (i) until it has given written notice of such act or omission to Lender, and (ii) until the expiration of thirty (30) days following such giving of notice to Lender
in which time period Lender shall be entitled to cure any such acts or omissions of Landlord, or begin the cure and diligently pursue the cure if such cure, by its nature, cannot reasonably be effected within such thirty (30) day period.

 (b) Tenant shall send to the Lender a copy of any default, notice or statement sent by Tenant to Landlord under the Lease, at the same
time such default, notice or statement is sent to Landlord. 
 (c) If Lender notifies Tenant of a default under the Deed of Trust and demands
that Tenant pay its rent and all other sums due under the Lease to Lender, Tenant shall honor such demand and pay its rent and all of the sums due under the Lease directly to Lender or as otherwise required pursuant to such notice. In connection
therewith, Landlord, by its execution of this Agreement, hereby acknowledges and agrees that in the event of a default under the Deed of Trust, Tenant may pay all rents and all of the sums due under the Lease directly to Lender as provided
hereinabove upon notice from Lender that Landlord is in default. If Tenant shall make rental payments to the Lender following receipt of notice that Landlord is in default, Landlord hereby waives any claims against Tenant for the amount of such
payments made by Tenant to Lender. 

 7. COVENANTS. Tenant shall not, without obtaining the prior written consent of Lender,
(a) prepay any of the rents, additional rents or other sums due under the Lease for more than one (1) month in advance of the due dates thereof, (b) voluntarily surrender the Premises or terminate the Lease without cause, or
(c) assign the Lease or sublet the Premises other than pursuant to the provisions of the Lease. 
 8. AMENDMENTS/SUCCESSORS. This
Agreement and the Lease may not be amended or modified orally or in any manner other than by an agreement in writing signed by the parties hereto or their respective successors in interest. This Agreement shall inure to the benefit of and be binding
upon the parties hereto, their successors and permitted assigns, and any purchaser or purchasers at foreclosure of the Property, and their respective heirs, personal representatives, successors and assigns. 
 9. NOTICE OF MORTGAGE. To the extent that the Lease shall entitle the Tenant to notice of any mortgage or deed of trust, this Agreement shall
constitute such notice to the Tenant with respect to the Deed of Trust and to any and all modifications, renewals, extensions, replacements and/or consolidations of the Deed of Trust and to any and all other mortgages or deeds of trust which may
hereafter be subject to the terms of this Agreement as provided above. Tenant has not received notice of any assignment, hypothecation, mortgage, or pledge of Landlord’s interest in the Lease or the rents or other amounts payable thereunder
other than that given to Lender. Tenant consents to the Deed of Trust and to the assignment of Landlord’s rights under the Lease to Lender. Lender may, at its election, in its sole and absolute opinion and judgment, subordinate the lien of the
Deed of Trust to the Lease and the leasehold interest created thereby, and make said lien subject to the Lease by providing Landlord and Tenant written notice of such election at any time prior to completion of a foreclosure of the Deed of Trust,
whether judicial or through the power of sale contained in the Deed of Trust, or the acceptance of any assignment or deed in lieu of foreclosure. From and after delivery of such notice to Tenant, the lien of the Deed of Trust shall be subject and
subordinate to the Lease and the leasehold estate created thereby. 
 10. MULTIPLE COUNTERPARTS. This Agreement may be executed in
several counterparts, and all so executed shall constitute one agreement, binding on all parties hereto, notwithstanding that all parties are not signatories to the original or the same counterpart. 
 11. CAPTIONS. The captions, headings, and arrangements used in this Agreement are for convenience only and do not in any way affect, limit,
amplify, or modify the terms and provisions hereof. 
  

			
	NOTICE:	  	THIS SUBORDINATION AGREEMENT CONTAINS A PROVISION WHICH MAY ALLOW THE PARTIES AGAINST WHOM YOU CLAIM AN EQUITABLE INTEREST IN REAL PROPERTY TO OBTAIN A LOAN A PORTION OF WHICH MAY BE
EXPENDED FOR OTHER PURPOSES THAN IMPROVEMENT OF THE LAND.

 IN WITNESS WHEREOF, the parties hereto have hereunto caused this Agreement to be duly executed as of the
day and year first above written. 
  

			
	“Lender”
	
	 CITY BANK,
 a Hawaii banking
corporation

		
	By:	 	  

	Name:	 	  

	Title:	 	  

	
	“Landlord”
	
	  

		
	By:	 	  

	Name:	 	  

	Title:	 	  

		
	By:	 	  

	Name:	 	  

	Title:	 	  

	
	“Tenant”
	
	  

		
	By:	 	  

	Name:	 	  

	Its:	 	  

 [ALL SIGNATURES MUST BE ACKNOWLEDGED] 

			
	STATE OF CALIFORNIA	 	)
		 	) ss
	COUNTY OF                     	 	)

 On
                    , before me,
                                , a Notary Public in and for said County and
State, personally appeared                     , personally known to me (or proved to me on the basis of satisfactory evidence) to be the
person whose name is subscribed to the within instrument, and acknowledged to me that he executed the same in his authorized capacity, and that by his signature on the instrument the person, or the entity upon behalf of which the person acted,
executed the instrument. 
 WITNESS my hand and official seal. 
  

	
	  

	Notary Public

  

			
	STATE OF CALIFORNIA	 	)
		 	) ss
	COUNTY OF                     	 	)

 On
                    , before me,
                        , a Notary Public in and for said County and State, personally appeared
                    , personally known to me (or proved to me on the basis of satisfactory evidence) to be the person whose name is subscribed
to the within instrument, and acknowledged to me that he executed the same in his authorized capacity, and that by his signature on the instrument the person, or the entity upon behalf of which the person acted, executed the instrument. 

WITNESS my hand and official seal. 
  

	
	  

	Notary Public

 Exhibit G  
 Signage Guidelines 
 Gold Pointe Sign Criteria. The following criteria will aid in eliminating excessive and
confusing sign displays, preserve and enhance the appearance of the Gold Pointe Corporate Center development values, and will encourage signage, which by good design, is integrated with and is harmonious to the buildings and sites that it occupies.
These sign requirements are intended to complement the County of Sacramento sign ordinances. 
  

	1.	General Requirements. 

  

	 	a.	A sign program shall be submitted to the Architectural Committee along with each individual project special permit application to the County Planning staff.

  

	 	b.	In no case shall flashing, moving or audible signs be permitted. 

  

	 	c.	In no case shall the wording of the signs describe the product sold, prices, or any type of advertising except as part of the occupant’s trade name or insignia.

  

	 	d.	No signs shall be permitted on canopy roofs or building roofs. 

  

	 	e.	No sign or any portion thereof may project above the building or top of the wall upon which it is mounted. 

  

	 	f.	No signs perpendicular to the front of the building shall be permitted. 

  

	 	g.	No exposed bulb sign shall be allowed. 

  

	 	h.	No off-site signage shall be allowed. 

  

	2.	Design Requirements. 

  

	 	a.	The location of signs shall be only as shown on the special permit site plan approved by the Architectural Committee and Sacramento County. 

  

	 	b.	All electrical signs shall bear the UL label and their installation must comply with all local building and electrical codes. 

  

	 	c.	No exposed conduit, tubing, or raceways will be permitted. 

  

	 	d.	No exposed neon lighting shall be used on signs, symbols, or decorative elements. 

  

	 	e.	All conductors, transformers, and other equipment shall be concealed. 

  

	 	f.	All signs, fastenings, bolts and clips shall be of hot dipped galvanized iron, stainless steel, aluminum, brass or bronze, no black iron of any type will be permitted.

  

	 	g.	All exterior letters or signs exposed to the weather shall be mounted at least three-fourths inch (3/4”) from the building to permit proper dirt and water drainage.

  

	 	h.	Location of all openings for conduit and sleeves in sign panels of building shall be indicated by the sign contractor on drawings submitted to the Architectural Committee.
Installation shall be in accordance with the approved drawings. 

  

	 	i.	No signmakers labels or other identification will be permitted on the exposed surface of signs, except those required by local ordinance which shall be located in an inconspicuous
locations. 

  

	3.	Individual Lot Building Attached Signs. 

  

	 	a.	If the specific signage program is not known, the applicant shall designate a zone or alternative zones on the building facade(s) on which attached signage may be located and the
location or alternative locations of detached signage. The Architectural Committee shall approve the acceptable location(s) or zone(s) as part of a Special Permit application process. 

  

	 	b.	A specific or conceptual location sign program shall be submitted with individual project Special permit applications per Section 12.4.1(a). 

  

	 	c.	All signs shall comply with the following material, construction and Design, and shall be approved by the Architectural Committee and the appropriate Sacramento County Agency
consistent with these guidelines: 

  

	 	i.	Signs may be constructed of solid metal individual letters, marble, granite, ceramic tile or other comparable materials which convey a rich quality, complimentary to the material of
the building exterior. Examples of acceptable metal materials are chrome, brass, stainless steel or fabricated sheet metal. Plastics or wood signs are specifically prohibited. 

	 	ii.	Individual solid metal letters shall be applied to the building face with a non-distinguishable background. Letters shall be pegged-out from the building face at least one and
one-half (1 1/2) inches and be reverse pan channel construction in one of the following:

  

	 	a.	Fabricated aluminum letters with a polished chrome-plated finish in fourteen (14) gauge aluminum with three inch (3”) returns. 

  

	 	b.	Fabricated polished brass letters with clear lacquer finish in fourteen (14) gauge brass plate with three inch (3”) returns. 

  

	 	c.	Fabricated sheet metal letters painted Dourandodic Bronze #313 or semi-gloss enamel in fourteen (14) gauge sheet metal with three inch (3”) returns. If painted, only
subdued hues or color tones may be used. Examples of such color tones are dark blue, rust, green, brown and black. 

  

	4.	Illumination. 

  

	 	a.	Letters may be internally illuminated to create a halo backlighted effect or non-illuminated letters shall be lighted with white neon tubing and thirty (30) milliamperes
transformers. 

  

	 	b.	Lighting shall not produce a glare on another properties are in the vicinity and the source of light shall not be visible from adjacent property or a public street.

  

	 	c.	Internally lit plastic signs are prohibited. 

  

	5.	Location. 

  

	 	a.	Signs must be attached to and parallel to a building face. A sign may not project above the wall on which it is located. 

  

	 	b.	Signs may be located anywhere on face of building subject to (c) below and approval of the Architectural Committee, and may be oriented toward the freeway.

  

	 	c.	Signs may be located in the upper signage area. Upper signage area shall be defined as the area bounded by the (i) top of the windows of the tallest floor of the building;
(ii) the building parapet line; and (iii) the two vertical edges of the building face on which the sign is attached. 

  

	6.	Wording and Logos. 

  

	 	a.	A sign may consist of a company logo and /or a company name. No other wording is permitted. 

  

	7.	Maximum Signage. 

  

	 	a.	A sign located in the upper signage area shall not exceed 10 percent of that area. 

  

	 	b.	The length of a sign shall not exceed 30 percent of the length of linear building face on which the sign is affixed. 

  

	 	c.	In a scale consistent with (A), (B), and (C) above, the Planning Director shall determine the maximum size of the following types of signs: 

  

	 	i.	Signs located other than as specified in (a) and (c) above. 

  

	 	ii.	Signs located on buildings with a unique or unusual architectural design. 

 Exhibit H  
 Tenant Parking Area 
 

 
  

 Exhibit I 
 EXCLUSIONS FROM OPERATING EXPENSES 
 AND REAL ESTATE TAXES 
 Landlord and Tenant agree that the “Operating Expenses and Real Estate Taxes” shall not include any of the following” 
  

	 	(a)	Any ground lease rental; 

  

	 	(b)	Costs incurred by Landlord with respect to goods and service (including utilities sold and supplied to tenants and occupants of the Building) to the extent that Landlord is entitled
to reimbursement for such costs other than through the operating expense pass-through provisions of such tenants’ leases; 

  

	 	(c)	Costs incurred by Landlord for the repair of damage to the Building to the extent that Landlord is reimbursed by insurance or condemnation proceeds or by tenants, warrantors or
other third parties; 

  

	 	(d)	Costs, including permit, license and inspection costs, incurred with respect to the installation of tenant improvements made for other tenants in the Building or incurred in
renovating or otherwise improving, decorating, painting or redecorating vacant space for tenants or other occupants of the Building; 

  

	 	(e)	Salaries and bonuses of officers and executives of Landlord above the level of Building manager; 

  

	 	(f)	Depreciation and amortization, except as provided herein, and except on materials, tools, supplies and vendor-type equipment purchased by Landlord to enable Landlord to supply
services Landlord might otherwise contract for with a third party, all as determined in accordance with generally accepted accounting practices, consistently applied, and when depreciation or amortization is permitted or required, the item shall be
amortized over its useful life; 

  

	 	(g)	Attorneys’ fees and other costs and expenses incurred in connection with negotiations or disputes with present or prospective tenants or other occupants of the Building
(including costs incurred due to Violations by tenants of the terms and conditions of their leases); 

  

	 	(h)	Costs of a capital nature, including, without limitation, capital improvements, capital replacements, capital repairs, capital equipment and capital tools, all as determined in
accordance with generally accepted accounting practices, consistently applied; 

  

	 	(i)	Brokerage commissions, finders’ fees, attorneys’ fees and other costs incurred by Landlord in leasing or attempting to lease space in the Building;

  

	 	(j)	Expenses in connection with services or other benefits which are not offered to Tenant or for which Tenant is charged for directly but which are provided to another tenant or
occupant of the Building; 

  

	 	(k)	Costs incurred by Landlord due to the violation by Landlord of the terms and conditions of any lease of space in the Building; 

  

	 	(l)	Any costs representing an amount paid to any person, firm, corporation or other entity related to or affiliated with landlord, which amount is in excess of the amount which would
have reasonably been paid in the absence of such relationship for comparable work or services involving the Building or comparable buildings in the area in which the Building is located; 

  

	 	(m)	Interest, points, and fees on debt or amortization on any mortgage or mortgages encumbering the Building; 

  

	 	(n)	Landlord’s general corporate overhead, except as it relates to the specific management of the Building; 

  

	 	(o)	Subject to the provision set forth in subparagraph (h) above, rental payments incurred in leasing air conditioning systems, elevators or other equipment ordinarily considered
to be of a capital nature, except equipment not affixed to the Building which is used in providing janitorial, parking lot maintenance, window washing or similar services; 

  

	 	(p)	Advertising and promotional expenditures and, except for the Building directory and interior signs identifying retail use tenants and signage for various equipment room and common
areas, costs of signs in or on the Building identifying the owner or any tenant of the Building; 

  

	 	(q)	All items and services for which Tenant or any other tenant in the Building reimburses Landlord (other than through operating expenses pass-through provisions) or which Landlord
provides selectively to one or more, but not all, tenants without reimbursement; 

  

	 	(r)	Tax penalties and interest incurred as a result of landlord’s negligence or inability or unwillingness to make tax payments when due, so long as such penalties or interest do
not result from Tenant’s breach of the Lease or Tenant’s failure to make timely payment of any sum due under the Lease; 

 Exhibit I 
 Continued 
  

	 	(s)	Any charge or expense to the extent that it is in excess of that charged by landlords for similar buildings in the area in which the Building is located; 

 

	 	(t)	Costs due to violation of law; and 

 AMENDMENT NUMBER ONE TO THAT LEASE AGREEMENT BETWEEN GOLD POINTE E, LLC, A CALIFORNIA LIMITED LIABILITY COMPANY, AS
LANDLORD, AND EHEALTHINSURANCE SERVICES, INC, A DELAWARE CORPORATION, AS TENANT, DATED JUNE 10, 2004, FOR THE PREMISES LOCATED AT 11919 FOUNDATION PLACE, SUITE 100, GOLD RIVER, CALIFORNIA. 
 Effective December 23, 2005, the above described Lease Agreement shall be modified as follows: 
 The Basic Lease Information – Premises shall be replaced in its entirety as follows: 
  

					
	Tenant Contact:	  	 Stuart Huizinga
 eHealthInsurance
Services, Inc.
 440 Middlefield Avenue
 Mountain View, CA
94043
 650/210-3180
 650/961-2135

		
	Premises:	  	The Premises referred to in this Lease consist of approximately 25,747 rentable square feet on the first floor of the Building.
		
	Tenant’s Proportionate Share:	  	40.74%, based on a Building rentable area of approximately 63,202 square feet.
		
	Lease Commencement Date:	  	December 20, 2004
		
	Lease Expiration Date:	  	May 31, 2010
			
	Base Rent:	  	Months:	  	Monthly Base Rent for Premises
			
		  	12/20/04-05/19/05:	  	Free Rent and Building Operating Expenses.
		  	05/20/05-05/31/05:	  	$18,126.00
		  	06/01/05-11/30/07:	  	$45,315.00
		  	12/01/07-05/31/10:	  	$47,632.00

 All other terms and conditions shall remain in full force and effect. 
 IN WITNESS WHEREOF, the parties hereto have executed this Amendment the day and year written below. 
  

			
	LANDLORD:
	
	 GOLD POINTE E, LLC,
 a California
limited liability company

		
	By:	 	 /s/ Michael E. Diepenbrock,

		 	Michael E. Diepenbrock,
		 	Managing Member
	
	TENANT:
	
	 EHEALTHINSURANCE SERVICES, INC. 
 A
Delaware Corporation

		
	By:	 	 /s/ Stuart Huizinga

		 	Stuart Huizinga
	Its:	 	Chief Financial Officer

 ORIGINAL 
 SECOND AMENDMENT TO STANDARD LEASE AGREEMENT (OFFICE) 
 Gold Pointe Corporate Center 

11919 Foundation Place, Gold River, CA 95670 
 This Second Amendment to Standard Lease Agreement (Office) dated for reference purposes as June 15, 2005 (the “Second Amendment”), is entered into by and between Carlsen Investments, LLC a
California limited liability company as successor in interest to Gold Pointe E, LLC, a California limited liability company, (“Landlord”), and EHealthInsurance Services, Inc., a Delaware corporation
(“Tenant”). 
 RECITALS 
 A. Landlord’s predecessor-in-interest and Tenant entered into that certain Standard Lease Agreement (Office) dated as of June 10, 2004 (“Original Lease”), for certain premises, more
particularly described therein (“Premises”), located in the building at 11919 Foundation Place, Suite 100, Gold River, California 95670 (“Building”). 
 B. The Original Lease, Amendment Number One dated December 23, 2004 and Exhibits A, A-1, B, C, D, E, F, G, H and I shall hereinafter be referred to
as the “Lease.” 
 C. The Premises currently comprises a total of approximately twenty-five thousand seven hundred forty
seven (25,747) rentable square feet. It is now the intention of the parties to amend the Lease to expand the Premises into Suite 250 on the second floor of the Building by approximately three thousand sixty-six (3,066) rentable square feet
including (2,804) usable square feet, (the “Expansion Premises”) to total approximately twenty-eight thousand eight hundred thirteen (28,813) rentable square feet within the Building (the “Amended Premises”)
and to amend other matters as herein provided. 
 NOW, THEREFORE, in consideration of the foregoing and the mutual agreement of the
parties hereto to the terms and conditions set forth below, the parties agree as follows: 
 AGREEMENT 
 1. Effective Date. This Second Amendment shall be effective on the date when executed by both Landlord and Tenant and Landlord has delivered a
fully executed Second Amendment to Tenant, which date shall hereinafter be referred to as the “Effective Date.” 
 2.
Lease at 11919 Foundation Place, Suite 250. Landlord hereby leases to Tenant and Tenant hereby leases from Landlord, the “Expansion Premises”, 11919 Foundation Place, Suite 250, Gold River, California on all the terms and
conditions set forth in the Lease, subject to the terms and conditions of this Second Amendment. All references in the Lease to the “Amended Premises” and the “Expansion Premises” demised under this Second Amendment
and as referenced on the attached Exhibit A. 
 3. Term. The term of the Lease for the “Expansion Premises” shall be
co-terminus with the Lease Term for the “Premises” commencing upon the earlier of the following dates (the “Commencement Date”): (i) the date on which the “Expansion Premises” is Substantially
Complete (as defined below); (ii) the date on which the “Expansion Premises” would have been Substantially Complete had there been no delays caused by or attributable to the 
  

 1 

 Tenant; or (iii) the date upon which the Tenant takes possession of the “Expansion Premises” with
the Landlord’s written consent. Within thirty (30) days after the Commencement Date, Landlord and Tenant shall execute an amendment to this Lease setting forth the Commencement Date for the Expansion Premises. For purposes of the
foregoing, the “Expansion Premises” shall be deemed to be “Substantially Complete” when (i) Tenant is tendered direct access to the “Expansion Premises” with building services furnished to the
“Expansion Premises”, and (ii) the identified construction to be provided by Landlord, as set forth in this Second Amendment has been completed, with the exception of minor punch list items. Completion of Landlord’s
construction shall be certified by Landlord’s contractor that the defined scope of work has been completed. 
 4. Rent. The Base
Rent for the “Expansion Premises” shall be on the same terms and conditions as set forth in Amendment Number One to the Lease, Base Rent, excepting therefrom Tenant shall be entitled to Base Rent and Operating Expense abatement for
the “Expansion Premises” for the initial two (2) months of the lease term effective with the Commencement Date. Subject to the rent abatement, Tenant’s Base Rent for the “Expansion Premises” effective with
the Commencement Date shall be $5,396.16 per month. 
 5. Tenant’s Proportionate Share. Tenant’s proportionate share of the
total rentable area of the Building shall be increased by 4.85% to 45.59% effective with the “Commencement Date”. 
 6. Tenant Improvements. Landlord shall provide Tenant a tenant improvement allowance in the amount of $28.00 per rentable square foot, or $85,848, in accordance with Exhibit B, Lease Improvement Agreement to the Lease. 
 7. Ratification. Except as modified by this Second Amendment, the Lease is ratified, affirmed, in full force and effect, and incorporated herein
by this reference. This Second Amendment is intended to modify the lease and shall be deemed to amend any language in the Lease which is read or interpreted contrary to the agreements set forth herein. Any covenant or provision of the Lease which is
not inconsistent with this Amendment shall remain in full force and effect. 
 8. Counterparts. This Second Amendment may be executed
in any number of counterparts all of which taken together shall constitute one and the same instrument. 
 Signatures begin on next page

  

 2 

 SIGNATURE PAGE 
 IN WITNESS WHEREOF, the parties have executed this Second Amendment as of the date set forth below. 
  

			
	LANDLORD:
	
	 CARLSEN INVESTMENTS, LLC 
 a
California limited liability company

		
	By:	 	 /s/ James R. Carlsen

		 	James R. Carlsen,
		 	Managing Member
	
	Date: June 16, 2005
		
	Address:	 	 c/o PDC Properties, Inc.
 8395 Jackson Road, Suite
F
 Sacramento, CA 95826

	
	TENANT:
	
	 EHEALTHINSURANCE SERVICES, INC.
 a
Delaware corporation

		
	By:	 	 /s/ Stuart Huizinga

		 	Stuart Huizinga,
		 	Chief Financial Officer
	
	Date: June 24, 2005

  

 3Prepared by R.R. Donnelley Financial -- Office Lease Contract, dated March 31, 2006

 Exhibit 10.16 
  

			
	 Page 1 of 6
	  	Xiamen Software Industry Investment & Development Co., Ltd.
		  	(Xiamen Software Park Chuangxin Building)

 Office Lease Contract 
 Lessor: Xiamen Torch Hi-tech Industrial Development Zone Finance Services Center 
 (Hereinafter PARTY
A) 
 Office Address: #111, Ground Floor, Torch Building, Xiamen Torch Hi-tech Industrial 
 Development Zone 
  

					
	Zip Code: 361006	  	Tel: 0592-3923086	  	Fax: 0592-5716361
		
	Legal Representative: Shan, ZhongXin 

	  	Title: Chairman of the Board

 Bank Account: Chengjian Sub-branch of China Construction Bank, Xiamen 
 Account No: 35101564901052500460 
 Property Management:
Xiamen Software Industry Investment & Development Co., Ltd. 
 (Hereinafter PARTY B) 
 Office Address: 3F-B, Huaxun Building #2, Xiamen Software Park 
  

					
	Zip Code: 361005	  	Tel: 0592-2512525	  	Fax: 0592-2513132
	
	Legal Representative: Yu, Hong Sheng 

 Title: Chairman of the Board 
 Bank Account: Lianhua Sub-branch of Agricultural Bank of China, Xiamen 
 Account No: 324001040007103 
 Renter: eHealth China (Xiamen) Technology Co., Ltd. 
 (Hereinafter PARTY C) 
 Office Address: 6F,
Kexun Building, Xiamen Software Park 
  

					
	Zip Code: 361005	  	Tel: 0592-2517000	  	Fax: 0592-2517111
		
	Legal Representative: Gary Lauer	  	Title: Chairman of the Board

 Bank Account: Xiamen University Sub-branch of Bank of China 
 Account No: 840062474708091001 
 

 
  

			
	 Page 2 of 6
	  	Xiamen Software Industry Investment & Development Co., Ltd.
		  	(Xiamen Software Park Chuangxin Building)

 In accordance with relevant Chinese laws, decrees and pertinent rules and regulations, PARTY A, PARTY B and PARTY
C have reached an agreement based on the principles of equality, mutual benefits and friendly consultation and concluded the following office lease contract. 
 Site, Area, Property Rights, Usage 
 1. PARTY A will provide PARTY C with Room 9F-A (1423.21 m2) and 9F-B (1045.01 m2) of Chuangxin Building, Xiamen Software Park, with a designed load of 2.0KN/m2. PARTY A is required to reassure PARTY C that the leased premises is compatible with PARTY C’s business purposes, without any hidden peril, or any hypothec on the leased premises. 
 2. The 9F-A of Chuangxin Building, Xiamen Software Park, has an actual area of 1423.21m2, and the 9F-B of Chuangxin Building, Xiamen Software Park, has an actual area of 1045.01m2, while chargeable area reaches to 2715.04m2{actual area*(l+10%)}, 10% is the ratio for public area share which includes passage, elevator, staircase, scaling ladder, wash room, power distribution room, hallway and public facilities setup room etc. 
 3. The leased premises usage is limited to PARTY A’s ratified operation of PARTY C, and any subtenancy or sublet to the third party is not allowed without the prior
consent of PARTY A, which shall not be unreasonably withheld. This contract may be terminated in accordance with the provisions herein. The lease of the premises may be cancelled in accordance with the terms of this contract. Programs operated by
PARTY C should meet environmental standards. Operation of business or production with over rated noise, industrial water waste or exhaust gas, radioactive, toxic or corrosive materials are strictly prohibited. Any violation by PARTY C of such
standards that is not cured upon thirty (30) calendar days written notice by PARTY A to PARTY C will entitle PARTY A’s rights to terminate the contract and take back the premises. In this case PARTY A reserves the right to claim damages
from 
 PARTY C. 
 Rental Fees, Deposit, Expenses

 4. The standard rental will be RMB26.00/m2 per month. 
 5. The rental fee for 9F-A and 9F-B of Chuangxin Building, Xiamen Software Park will be
RMB70591.04 per month. 
 6. A deposit equal to two months’ standard rental is RMB 141182.08 in total. It shall be fully and promptly returned to PARTY
C at the expiration of the contract, or in the event of PARTY A breaching the contract. In case PARTY C breaches this contract with any actual loss caused to PARTY A, PARTY A has the right to deduct the relevant compensation for actual loss from the
deposit. In case the deposit is not sufficient to cover such items, PARTY A has the right to claim for compensation for actual loss. 
 

 
  

			
	 Page 3 of 6
	  	Xiamen Software Industry Investment & Development Co., Ltd.
		  	(Xiamen Software Park Chuangxin Building)

 7. PARTY C shall conclude a Property Management Service Contract with a property management company designated by

 PARTY A and pay property management fees to such company. 
 8.
The rental fee will not cover electricity, water and other related service charges. Public share for water and electricity will be charged according to actual monthly consumption, as well as office architectural area. Such fees may vary with Xiamen
governmental charge adjustment. Other service expenses will be settled in detail under particular circumstances in accordance with relevant regulations. 
 Payment, Late Fee 
 9. Rental payments will be rendered monthly. The first rental (rental for June 1st, 2006 to June 30th, 2006) and deposit in the amount of RMB 211773.12 shall be paid within ten days of signing the contract by all the parties hereto. 
 10. Except for the first rental payment, PARTY C shall pay the rental for the coming month by the end of, each current month (starting from the end of June, 2006). PARTY C shall pay the rental to the designated bank
account of PARTY A as set forth in the first page of this contract. The date on the transfer receipt from the designated bank shall be deemed as the date of payment. 
 11. PARTY A will regularly issue a lease invoice to PARTY C before each rental payment, and PARTY C will pay each rental after receiving such invoices. Property management service invoice will be issued by the
property management company, while other invoices or receipts (e.g., water and electricity) will be issued by relevant service providers. 
 12. This
contract shall be automatically terminated in the event PARTY C fails to pay the deposit and first rental within the 10 days period referenced in Article 9 above. Each delayed payment for rental or property management fee shall be rendered
with a grace period of 15 days from the first day of each calendar month. Any delay in rendering the rental or property management fee after such grace period shall cost PARTY C 1% of the total amount due per day as late fee. PARTY A has the right
to take back the premises and take other legal actions in case of any non-payment by PARTY C for more than 30 days after the grace period. 
 Premises Transfer and Obligations 
 13. Within 3 days of PARTY C paying the first rental and deposit, PARTY A will hand over
the leased premises to PARTY C. PARTY A shall guarantee that the public facilities can properly function, including without limitation, windows, doors, fire hydrant, washing room, elevator and power distribution room, etc. 
 14. Before starting remodeling the leased premises, PARTY C shall submit its remodeling plan that accords with fire control requirements and has been approved by the
fire control department. The remodeling plan 
 

 
  

			
	 Page 4 of 6
	  	Xiamen Software Industry Investment & Development Co., Ltd.
		  	(Xiamen Software Park Chuangxin Building)

 shall state construction material, water, electricity capacity and number of phone lines, PARTY C Shall get a
prompt confirmation about the plan from PARTY A before commencement of the remodeling plan and such confirmation shall not be unreasonably withheld or delayed. PARTY C shall not damage the original structure of the leased premises main body as well
as outdoor construction layout. The usage of the leased premises by PARTY C shall be compliant with relevant regulations, and PARTY C shall compensate any damages to the premises or attached facilities, or public area caused by its fault and
negligence, except for natural erosion and normal wear and tear. 
 15. Both PARTY A and PARTY C shall operate in compliance with applicable Chinese laws,
municipal and Hi-Tech district’s pertinent rules and regulations. Either party may terminate the contract upon thirty (30) calendar days’ written notice to the other party in the event of illegal operation by the other party if such
illegal operation is not cured within such thirty (30) days period. Under such circumstances, the terminating party may claim compensation from the breaching party if such illegal operation causes actual loss to the terminating party.

 16. PARTY A shall cooperate with PARTY C in installing water and electricity supply and telephone lines; and PARTY A shall provide services in connection
with PARTY C’s governmental and/or business registration and documentation request. PARTY A is responsible for sanitation maintenance, and maintaining and repairing public facilities in the leased premises, if the public facilities are damaged
due to no fault of PARTY C. PARTY A shall repair the premises within a reasonable time. IF PARTY A fails to perform the forgoing obligations within a reasonable time, PARTY C may undertake such obligations on behalf of PARTY A and shall be
reimbursed for all actual costs and expenses incurred by PARTY A. If PARTY A’s failure to perform its obligations under this Article affects the normal usage of the premises by PARTY C, PARTY A shall accordingly deduct rent or extend the lease
as compensation. 
 17. When PARTY C returns the leased premises due to expiration or earlier termination of this, PARTY A and PARTY C shall conduct a site
inspection and PARTY A shall return any rental paid in advance and deposit per Article 6 of this contract. PARTY C shall repair or compensate for damages to the premises or facilities caused by PARTY C’s fault or negligence. Certain fixtures
such as pendant lamps, floor, solid partition wall, wire tubing, switch, and electrical outlet, installed by PARTY C shall not be removed, if PARTY A fairly reimburses PARTY C. In case of dissent on the amount of compensation, PARTY C has the right
to remove the fixtures without damaging the original structure, equipments and public facilities of the premises. Other equipments like air-conditioners may be moved by PARTY C. 
 Term and Miscellaneous Provisions 
 18. Unless PARTY C substantially breaches the contract and such
breach is not cured within thirty (30) calendar days written notice by PARTY A to PARTY C, PARTY A shall not unilaterally terminate the 
 

 
  

			
	 Page 5 of 6
	  	Xiamen Software Industry Investment & Development Co., Ltd.
		  	(Xiamen Software Park Chuangxin Building)

 contract during the Initial Term (as defined below) and renewal terms. The term of the contract is one year,
effective from April lst, 2006 to March 31st, 2007 (the “Initial Term”). PARTY A shall grant PARTY C a rent-free remodeling period of two months (April lst, 2006 to May 3lst, 2006). Rental is going to be charged commencing from June 1st, 2006. After the completion of
the Initial Term, this Agreement shall automatically renew for additional one-year periods on condition that no dissent arises between the two parties. The Initial Term and the renewal term shall not exceed five years all together. In the event mat
PARTY C terminates the contract in good faith prior to the expiration of the contract, PARTY C shall notify PARTY A, in writing, three months prior to such termination. Additionally, either party may terminate this contract upon thirty
(30) calendar days’ written notice of a material breach by the other party, provided such breach is not cured within such thirty (30) days period. 
 19. If PARTY C does not operate in the leased premises in the Xiamen Software Park for three consecutive months after the signing of the contract, PARTY A will have the right to take back the leased premises for other, arrangement in the
event of a housing shortage. If PARTY C doesn’t pay the rent, utility or property management fee for three consecutive months, PARTY A has the right to take back the leased premises. In either of the scenarios stated above, PARTY A will not
return the rent and other fees already paid by PARTY C; however under first situation mentioned above, PARTY A shall return the deposit in full amount on condition that PARTY C has paid rental and fees in full. In the event mat PARTY A takes back
the leased premises and PARTY C does not dispose its personal property left on the leased premises, PARTY A shall make a list of the items and keep such items for three months. For clarification, such items will remain the property of PARTY C within
the mentioned three months. If PARTY C does not claim or otherwise dispose of such properties in three months, PARTY A has the right of disposal. 
 20. For
matters not covered by this contract, PARTY A, PARTY B and PARTY C shall make supplementary agreement which shall become part of the contract through friendly consultation. If no such kind of supplementary agreement has been reached, then, any
issues arisen will be settled according to the Contract Law of China. In case that disputes may occur from execution of the contract, both parties shall settle the disputes through friendly consultation. If no agreement can be reached by
consultation, disputes shall be submitted to the Xiamen Arbitration Committee for resolution. 
 21. This contract is executed in both Chinese and English.
In case of any discrepancy between the terms of the English version and the terms of me Chinese version, the Chinese version shall prevail. 
 22. There are
three copies of the contract, and each bears equal legal validity. Each party holds one copy. The contract becomes effective once the representatives or authorized representatives of PARTY A, PARTY B and PARTY C sign and seal the contract with the
official stamps. 
 23. The office lease contracts concerning the premises located on the 6th floor of Kexun Building previously signed by PARTY A, PARTY B and PARTY C dated February 16, 2004, the first amendment thereto dated 
 

 
  

			
	 Page 6 of 6
	  	Xiamen Software Industry Investment & Development Co., Ltd.
		  	(Xiamen Software Park Chuangxin Building)

 November 18, 2004, and a supplementary agreement thereto dated July 11, 2005 (collectively, “Kexun
Contracts”) shall terminate on the day PARTY C moves into Chuangxin Building no later than May 31st, 2006,
PARTY C shall pay PARTY A rental of the premises located on the 6th floor of Kexun Building up to the termination
date of the Kexun Contracts. 
 24. All the terms and provisions of this contract shall inure to the benefit of the parties hereto and their respective
successors and permitted assigns. 
 25. During the term of this contract, PARTY A shall ensure the validity and legality of all the authorizations, permits,
approvals and licenses necessary for the performance of this contract. 
 26. This contract shall constitute an entire agreement and undertaking among PARTY
A, PARTY B and PARTY C on leasing an office space, and shall supersede all prior agreements and undertakings, both oral and written, between the parties hereto. Any waiver, modification or amendment of any provision of this contract will be
effective only if in writing and signed by the parties hereto. 
 27. Invalidity of any provision in the contract shall not affect the validity of any other
provisions herein. 
 PARTY A 
 Xiamen Torch Hi-tech
Industrial Development Zone Finance Services Center 
 Seal: 
 Representative: Hong Sheng Yu 
 PARTY B

 Xiamen Software Industry Investment & Development Co., Ltd. 
 Seal: 
 Representative: 
 PARTY C 
 eHealth China
(Xiamen) Technology Co., Ltd. 
 Seal: 
 Representative: 
 Date: March 31st, 2006. 
 

 
  

			
	 Appendix 1
	  	Xiamen Software Industry Investment & Development Co., Ltd.
		  	(Xiamen Software Park Chuangxin Building)

 Appendix 1 to Office Lease Contract 
 Party A: Xiamen Software Industry Investment & Development Co., Ltd. 
 Party B: eHealth China (Xiamen) Technology
Co., Ltd. 
 Both parties agree to following items based on friendly negotiation: 
  

	Item 1	This agreement is the Appendix 1 to the Office Lease Contract (the Office Lease Contract) signed by Party A, Party B and Xiamen Torch Hi-tech Industrial Development Zone Finance
Services Center on March 31st, 2006. This agreement shall be effective from the date the Office Lease Contract
comes into validity. 

  

	Item 2	For a period of 6 months from the effective date of the Office Lease Contract signed by Party A, Party B and Xiamen Torch Hi-tech Industrial Development Zone Finance Services Center
on March 31st, 2006, B-10F (approximate 934.9 m2) of Chuangxin Building, Xiamen Software Park shall be reserved for PARTY B by PARTY A (from April 1st, 2006 to September 30th, 2006). 

 PARTY A 
 Xiamen Software Industry Investment & Development Co., Ltd. 
 Seal: 
 Representative: Hong Sheng Yu 
 PARTY B

 eHealth China (Xiamen) Technology Co., Ltd. 
 Seal: 
 Representative: 
 Date: March 31st, 2006. 

 Property Management Service Contract 
 Chapter I: General Principals 
 Article 1: Parties of the Contract 
 Client (hereinafter referred to as “Party A”): eHealth China (Xiamen) Technology Co., Ltd. 
 Assignee (hereinafter referred to as “Party B”); Xiamen Software Industry Investment and Development Co, Ltd. 
 Party A and Party B shall hereinafter be referred to collectively as the Parties. 
 Article 2: In order to regulate the property management
within the Xiamen Software Park, (“Park”) to clarify the rights and obligations between the Owners (users) and the Property Management office, to ensure the reasonable usage of the property of the Xiamen Software Park, to build an
environment of neatness, security and comfort, in accordance with relevant state laws and regulations, considering the practice of the Software Park, the Parties concluded this contract, based on friendly negotiation. 
 Articles 3: Party A rents the property of the Xiamen Software Park. The premises of the lease are room 9F-A and 9F-B of Chuangxin Building, with a designed load
of 2715.04m2. In accordance with the relevant property management statutes and decrees, Party A and owners of this
property and other users consign the property to Party B, and Party B will provide Party A with uniform and chargeable property management services discussed below. 
 Article 4: The beneficiary of the service provided by Party B are the owners and users of the property of the Xiamen Software Park; Party A and owners of this property and any other users shall follow this
contract and bear corresponding responsibilities. 
 Chapter II Property Management Services 
 During the term of this Contract, Party B shall provide the following property management services: 
 Article 5: Maintenance, conservation, and management of the public area of the building, including without limitation: floor cap, roof, outside wallboard, bearing structure, staircase, hallway and hall.

 Article 6: Maintenance, conservation, operation and management of public facilities and equipment, including without limitation: shared main water
pipe, rainspout, public lighting, fire control water pump room, fire control facilities and equipment, rooftop water tank and elevator. 

 Article 7: Maintenance, conservation and management of the accessorial construction and structure of the property,
including without limitation: path, extraventricular service pipe and drainpipe, cesspool, ditch, pool, well, bicycle shed, parking lot and trash can. 
 Article 8: Conservation and management of public green belt. 
 Article 9: Sanitation of public area, including without limitation:
the sanitation of public area and shared area of the building, and gathering, transporting and cleaning garbage. 
 Article 10: Management of traffic
and parking. 
 Article 11: Maintenance of security, including without limitation: security at the gates, surveillance and patrolling. 
 Article 12: Safekeeping of archives and data of the property include but not limited to: archives of maintenance fee and corresponding income and expenses.

 Article 13: Safety management service. 
 Article
14: Owners and users are responsible for maintenance and conservation of the other areas of the building, facilities and equipments occupied or owned by themselves; if required and consigned, Party B may accept and charge the consigner based on
the price negotiated by both parties otherwise. 
 Article 15: Maintenance, conservation of the leased area of the building, adjacent parts of the
equipment of Party A and any item requiring services of Party B by special arrangement. By special arrangement with Party B, the maintenance and conservation of other areas of the building and equipment that are either occupied or owned by Party A.

 Chapter III Property Management Service Fees 
 Article 16: Party B accepts all of the above service requirements. In accordance to the statute of property management and Xiamen Price Control Article [2001] #033 issued by Xiamen Bureau of Price Stabilization of Buildings of the
civic OPS, Party B can charge all owners and users the following fees: 
 16.1 General Management Service Fee 
 The general management service fee is charged for property management services provided by Party B, which excludes fees for maintenance, renewal,
remodeling of public area of the building, shared facilities and shared equipment, and fees for maintenance of self-managed area, water and electricity, parking lots. Party B shall charge Party A RMB 2.8 per square meter per month as set forth
in the Xiamen Price Control Article [2001] #033 issued by Xiamen Bureau of Price Stabilization of Buildings. 
 The following items fall under
general management services: 1. Sanitation of the public area, including without limitation cleaning and clearing away the garbage in hallway, corridor, section paths, stairs, elevator (hall), green belt and parking lots; 2. Daily 

 conservation of shared area of the building, public facilities and shared equipment; 3. Safety
surveillance including: security, fire protection, patrolling around the building, 24-hour security shift; 4. Conservation and management of the landscape; 5. Management of parking lots and parking order of vehicles. 
 16.2 Public Maintenance Fee 
 Public
maintenance fee is charged for daily maintenance, renewal and remodeling of the public area of the building, public facilities and shared equipment. Any maintenance expenses, no matter regular routine expenses, or incidental large-amount maintenance
expense, major or medium maintenance, renewal, and remodeling expenses should be shared by all owners and users pro rate. In the event that such expenses exceed the aggregate public maintenance fee collected from all owners and users, Party B shall
be responsible for paying such excess amount. Maintenance expenses should be paid out of the aggregate public maintenance fee collected from all owners and users, referring to Xiamen Price Control Article [2001] #001 issued by Xiamen Bureau of Price
Stabilization “Administrative Regulation on Public Maintenance Fee of Buildings in Xiamen:” all owners and users using the premises shall pay RMB 0.5 yuan per m2
per month for the public maintenance fee from the day they begin to use the building. 
 16.3 Water and Electricity Fees 
 (1) Private-consumed water and electricity fees: 
 This fee shall be collected by actual readings of the relevant meters. Party A should pay water and electricity bills in time every month, otherwise,
Party A will be responsible for delaying the payment for water and electricity bills. In case Party A has difficulty paying such monthly bills due to its business reasons, a late fee free grace period of 15 days shall be granted; a late fee for
water and electricity charges will be collected from the end of the grace period till the actual payment date, at a rate of 0.03% of the total late fee each day. If Party A doesn’t pay water or electricity fees after notice from Party B, Party
B has the right to suspend the power and water supply in accordance to relevant laws and regulations regarding the supply of water and electricity, and Party B is entitled to claim the water and electricity fees as well as the late fees. 

(2) Public-consumed water and electricity fees: 
 The sharing of public-consumed electricity of the property is based on the Xiamen Price Control Article [2001] #004 issued by Xiamen Bureau of Price Stabilization “Interim Resolution on Sharing Public-Consumed Electricity for Xiamen
Residential Buildings”. The actual cost of public-consumed water shall be shared by all owners and users of this property at reasonable proportions; in each current month, Party A shall pay its monthly share of the cost for the previous month;
Party B shall calculate the shared costs based on the actual cost of the public-consumed water for the previous month and the square meters rented by each owner or user, and collect from all owners and users of the property. 
 16.4 Special Services Fees 
 Service
items that any individual owner (user) needs and consigns to Party B shall be reasonably charged based on negotiation of the parties. 

 Article 17: Management Service Fees to Be Paid by Party A: 
 17.1. General Management Fee and Public Building Maintenance Fee: shall be paid every quarter, calculated by the square meters rented by Party A. Party A
shall pay general management fee of RMB (¥22,806.34) for the current quarter (from April 1st,
2006 to June 30th, 2006): Party A should pay public maintenance fee of RMB (¥4072.56) for the current quarter (from April 1st, 2006 to June 30th, 2006); Party A shall pay Party B above items within one week of signing of this contract by both parties hereto. Each future payment shall be made quarterly, within
the first 7 days of each calendar quarter, with quarterly general management fee in the amount of (¥22,806.34) and quarterly public maintenance fee in the amount of (¥4072.56). 
 17.2 Water and Electricity Fee: Shall be paid promptly each month according to invoices provided by Party B (enclosed with a list of charged water and
electricity fees and a list of calculated share) 
 17.3 Special service fees and fixed parking lot fees shall be paid according to
negotiation of the parties. 
 Article 18 If Party A delays the payment of general management fees or pertinent fees due to its financial difficulties
or other reasons, Party B shall grant Party A a late fee free grace period of 15 days. Party A shall be liable for a late fee of 0.03% of total due payments each day, starting from the end of the grace period till the actual payment date.

 Chapter IV Rights and Obligations of Both Parties 
 Article 19 Rights and Obligations of Party A 
 Party A shall be: 
 19.01 Entitled to enjoy and protect legitimate rights and interests as the owners (users). 
 19.02 Entitled to make inquiries with the management department of Party B about pertinent proceedings of property management and receive corresponding
answers. 
 19.03 Entitled to make recommendations, express its opinion and criticism over any area of property management. 
 19.04 Entitled to make recommendations, express its opinion and criticism to management authority concerning the property management. 
 19.05 Entitled to request that Party B disclose the balance sheet of property management periodically. 
 19.06 Obligated to abide by the Pact of the Owners (users) of the building and pertinent property management regulations, and to comply with and carry out
the resolutions passed by the property management. 

 19.07 Obligated to pay property management fees and other fees set forth in this contract on a timely
basis. 
 19.08 Entitled to examine Party B’s budget and plans about major and medium maintenance, renewal, and remodeling of public
facilities and equipment. 
 19.09 Entitled to inspect and oversee the income and expenses of the aggregate public maintenance fee; examine
and approve maintenance items overspending the aggregate public maintenance fee. 
 19.10 Entitled to inspect the companies hired by Party B
to carry out the services stated in this contract; if any services provided fall short of the requirements in this contract, Party B shall be in breach of this contract and responsible for the damages. 
 19.11 Entitled to oversee and inspect the services provided by Party B. 
 19.12 Within the property of Xiamen Software Park, the following conduct is prohibited: 
 (1). Damaging the
main structure of the building. 
 (2). Altering the design and outside features of the building without Party B’s consent. 

(3). Misappropriate, mangle public facilities, common areas or equipment within the Park. Move or install elsewhere the shared equipment without Party
B’s consent. 
 (4). Littering or huddling garbage and sundries. 
 (5). Releasing toxic or harmful materials or emitting noises exceeding regulated standard. 
 (6). Failure to park vehicles in the designated lots. 
 (7). Other conducts prohibited by laws, regulations and the Pact of owners (users). 
 Owners (users) and property management
department have the right to dissuade and prohibit any above-mentioned conducts within the area of the Park, and have the right to claim rehabilitation or legal damages. 
 Article: 20 Rights and Obligations of Party B 
 Party B shall be: 
 20.01 Obligated to carry out responsibilities stated in this contract and responsible for duties that are corresponding to charged items stated in this
contract; but not responsible for management liability caused by delayed payment or non-payment by Party A; Party B should compensate Party A for any losses caused by any delay or failure in the maintenance, conservation or repair of the public
facilities. 
 20.02 Responsible for communication to Party A of public property management regulations, which shall be implemented after
consideration and approval of the owners (users) 
 20.03 In case of maintenance or remodeling of public facilities or equipment, responsible
for preparing scheme and budget for major or medium maintenance, renewal, and 

 remodeling of public facilities and equipment. Party B shall also prepare and update the project, scale,
status quo, and current major problems with the owners and users. Party B shall implement such projects and pay expenditure only with the prior approval of Owners’ committee or Party A, otherwise, Party A has the right to refuse to pay any
resulting expenses. In the event certain public facilities or equipments need immediate repair, Party B may arrange for immediate repair before report to Owners’ Committee or Party A but no later than 24 hours. Party B shall make proposals to
use the aggregate public maintenance fee and get approval from the Committee or Party A after immediate repair is done. 
 20.04 Entitled to
use the public maintenance fee upon approval for the purposes of maintenance or remodeling, and shall report the income and expenses of the project to owners (users) once in a year; any expenses exceeding the quota should be implemented after the
approval of the owners (users), but items requiring immediate repair can be reported after repairing but no later than 24 hours. 
 20.05
Entitled to charge Party A for property management services as stated in this contract. 
 20.06 Entitled to hire specialized companies to
perform property management services, responsible for services provided by the property management companies. 
 20.07 Entitled to manage in
accordance with the Pact of Owners (users) of the building and pertinent property management regulations. Any violation of the same shall be handled in according to the regulations. 
 20.08 Obligated to report to owners and users about the use of the aggregate public maintenance fee annually, accept the supervision of Owners’
Committee or Party A, and at the beginning of each year submit an annual accounting report of the previous year and an annual budget for the current year. Party A shall not bear any expenses recognized as unreasonable, and Party B shall pay such
expenses out of its own bankroll. 
 20.09 Obligated to, during the period of providing Party A with property management services, use the
income from managing other commercial buildings or public facilities, equipment, and lots consigned by Owners’ Committee or construction departments to fund the property management of the Park. 
 20.10 Entitled to, in order to protect interests of the public, owners, or users, and in the event of force majeure which includes but not limited to
creepage, fire, broken water pipes, life-saving, assisting the police, deal with Party A concerning Party A’s loss caused by emergent measures taken by Party B according to relevant laws and regulations. 
 Chapter V Miscellaneous Provisions 
 Article 21: The two
parties can supplement or amend terms of this contract if such supplement or amendment is agreed to in writing by the Parties. Such supplement or amendment shall have the same effectiveness as this contract. 

 Article 22: This contract may be signed in counterparts which, when signed, shall constitute one document. Matters
not covered in this contract, its accessories, or supplemental agreement shall follow laws, statutes and regulations of the People’s Republic of China. 
 Article 23: Any dispute occurred during the implementation of this contract shall be settled through negotiation of both parties or intermediation of the appropriate administrative authority. In the event of an unsuccessful
negotiation or intermediation, this dispute shall be referred to the Xiamen Arbitration Committee for resolution. 
 Article 24: The term of this
contract shall be for the same period as the Office Lease Contract between the Parties hereto and Xiamen Torch Hi-tech Industrial Development Zone Finance Services Center dated March 31, 2006. (i.e., April 1st, 2006 to March 31st,
2007), Upon termination of the Office Lease Contract, this contract will automatically terminate. 
 Article 25: There are two copies of the contract,
each party holds one copy, and each copies bears equal legal validity. The contract becomes effective once the representatives or authorized representatives of PARTY A and PARTY B sign and seal the contract with the official stamps. 
 Article 26: This contract is executed in both Chinese and English. In case of any discrepancy between the terms of the English version and the terms of the
Chinese version, the Chinese version shall prevail. 
 Article 27: All the terms and provisions of this contract shall inure to the benefit of the
parties hereto and their respective successors and permitted assigns. 
 Article 28: During the term of this contract, PARTY B shall ensure the
validity and legality of all the authorizations, permits, approvals and licenses necessary for the performance of this contract. 
 Article 29:
Invalidity of any provision in the contract shall not affect the validity of any other provisions herein. 
 Article 30: This contract shall
constitute an entire agreement and undertaking among PARTY A and PARTY B concerning property management, and shall supersede all prior agreements and undertakings, both oral and written, between the parties hereto. Any waiver, modification or
amendment of any provision of this contract will be effective only if in writing and signed by the parties hereto. The Property Management Service Contract concerning the premises located on the 6th floor of Kexun Building previously signed by PARTY
A and PARTY B dated March 22, 2004, and the first amendment thereto dated November 18, 2004 shall be terminated upon execution of this contract by the parties hereto. 

 Party A: eHealth China (Xiamen) Technology Co., Ltd. (EHC) 
  

					
		 	By:	 	 /s/ Sheldon Wang

		 	Name:	 	Sheldon Wang, President and CEO

 Date:
                                 
 Office Address: 6F, Kexun Building, Xiamen Software Park 
  

					
	Zip Code: 361005	  	Tel: 2517000	  	Fax: 2517111
		
	Legal Representative: Gary Lauer	  	Title: Chairman of the Board

 Bank Account: Xiamen University Sub-Branch of Bank of China 
 Account No: 840062474708091001 
 Party B: Xiamen Software
Industry Investment and Development Co., Ltd. 
  

					
		 	By:	 	 /s/ Hong Sheng Yu

		 	Name:	 	Hong Sheng Yu

 Date:
                                 
 Office Address: 3F-B, Zong He Building #2, Xiamen Software Park 
  

					
	Zip Code: 361005	  	Tel: 3929787/3929759	  	Fax: 2513132
		
	Legal Representative: Yu, Hong Sheng	  	Title: Chairman of the Board

 Bank Account: Lianhua Sub-branch of Agricultural Bank of China, Xiamen 
 Account No: 324001040007103

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00102-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00102-of-00352.parquet"}]]