Document:

EX-10.1

 Exhibit 10.1 

TAX MATTERS AGREEMENT 

BY AND BETWEEN 
 CASH
AMERICA INTERNATIONAL, INC. 
 AND 

ENOVA INTERNATIONAL, INC. 

Dated as of November 12, 2014 

 TABLE OF CONTENTS 

 

									
	 	 	 	    	 	  	Page	 
			
	 SECTION 1.
	    	DEFINITION OF TERMS	  	 	1	  
			
	 SECTION 2.
	    	ALLOCATION OF TAX LIABILITIES	  	 	10	  
				
		 	 Section 2.01
	    	General Rule	  	 	10	  
		 	 Section 2.02
	    	Allocation of United States Federal Income Tax and Federal Other Tax	  	 	10	  
		 	 Section 2.03
	    	Allocation of State Income and State Other Taxes	  	 	11	  
		 	 Section 2.04
	    	Allocation of Foreign Taxes	  	 	12	  
		 	 Section 2.05
	    	Certain Transaction and Other Taxes	  	 	12	  
			
	 SECTION 3.
	    	PRORATION OF TAXES FOR STRADDLE PERIODS	  	 	13	  
			
	 SECTION 4.
	    	PREPARATION AND FILING OF TAX RETURNS	  	 	13	  
				
		 	 Section 4.01
	    	General	  	 	13	  
		 	 Section 4.02
	    	Parent’s Responsibility	  	 	13	  
		 	 Section 4.03
	    	Enova’s Responsibility	  	 	14	  
		 	 Section 4.04
	    	Tax Accounting Practices	  	 	14	  
		 	 Section 4.05
	    	Consolidated or Combined Tax Returns	  	 	15	  
		 	 Section 4.06
	    	Right to Review Tax Returns	  	 	16	  
		 	 Section 4.07
	    	Enova Carrybacks and Claims for Refund	  	 	17	  
		 	 Section 4.08
	    	Apportionment of Earnings and Profits and Tax Attributes	  	 	17	  
			
	 SECTION 5.
	    	TAX PAYMENTS	  	 	17	  
				
		 	 Section 5.01
	    	Payment of Taxes With Respect to Joint Returns (other than a Parent Federal Consolidated Income Tax Return with respect to a Post-Deconsolidation Period) and Certain Returns of Other Taxes	  	 	17	  
		 	 Section 5.02
	    	Payment of Separate Company Taxes	  	 	20	  
		 	 Section 5.03
	    	Indemnification Payments	  	 	20	  
			
	 SECTION 6.
	    	TAX BENEFITS	  	 	20	  
				
		 	 Section 6.01
	    	Tax Benefits	  	 	20	  
		 	 Section 6.02
	    	Parent and Enova Income Tax Deductions in Respect of Certain Equity Awards and Incentive Compensation	  	 	21	  
			
	 SECTION 7.
	    	TAX-FREE STATUS	  	 	22	  
				
		 	 Section 7.01
	    	Tax Opinions/Rulings and Representation Letters	  	 	22	  
		 	 Section 7.02
	    	Restrictions on Enova	  	 	22	  
		 	 Section 7.03
	    	Procedures Regarding Opinions and Rulings	  	 	24	  
		 	 Section 7.04
	    	Liability for Tax-Related Losses	  	 	25	  
		 	 Section 7.05
	    	Section 336(e) Elections	  	 	27	  
			
	 SECTION 8.
	    	ASSISTANCE AND COOPERATION	  	 	28	  
				
		 	 Section 8.01
	    	Assistance and Cooperation	  	 	28	  
		 	 Section 8.02
	    	Income Tax Return Information	  	 	29	  

  
 i 

									
		 	 Section 8.03
	    	 Reliance by Parent
	  	 	29	  
		 	 Section 8.04
	    	 Reliance by Enova
	  	 	29	  
			
	 SECTION 9.
	    	 TAX RECORDS
	  	 	30	  
				
		 	 Section 9.01
	    	 Retention of Tax Records
	  	 	30	  
		 	 Section 9.02
	    	 Access to Tax Records
	  	 	30	  
			
	 SECTION 10.
	    	TAX CONTESTS	  	 	31	  
				
		 	 Section 10.01
	    	Notice	  	 	31	  
		 	 Section 10.02
	    	Control of Tax Contests	  	 	31	  
			
	 SECTION 11.
	    	EFFECTIVE DATE; TERMINATION OF PRIOR INTERCOMPANY TAX ALLOCATION AGREEMENTS	  	 	33	  
			
	 SECTION 12.
	    	SURVIVAL OF OBLIGATIONS	  	 	33	  
			
	 SECTION 13.
	    	TREATMENT OF PAYMENTS; TAX GROSS UP	  	 	34	  
				
		 	 Section 13.01
	    	 Treatment of Tax Indemnity and Tax Benefit Payments
	  	 	34	  
		 	 Section 13.02
	    	 Tax Gross Up
	  	 	34	  
		 	 Section 13.03
	    	 Interest Under This Agreement
	  	 	34	  
			
	 SECTION 14.
	    	DISAGREEMENTS	  	 	34	  
			
	 SECTION 15.
	    	LATE PAYMENTS	  	 	35	  
			
	 SECTION 16.
	    	EXPENSES	  	 	35	  
			
	 SECTION 17.
	    	GENERAL PROVISIONS	  	 	36	  
				
		 	 Section 17.01
	    	 Addresses and Notices
	  	 	36	  
		 	 Section 17.02
	    	 Binding Effect
	  	 	36	  
		 	 Section 17.03
	    	 Waiver
	  	 	36	  
		 	 Section 17.04
	    	 Severability
	  	 	36	  
		 	 Section 17.05
	    	 Authority
	  	 	37	  
		 	 Section 17.06
	    	 Further Action
	  	 	37	  
		 	 Section 17.07
	    	 Integration
	  	 	37	  
		 	 Section 17.08
	    	 Construction
	  	 	37	  
		 	 Section 17.09
	    	 No Double Recovery
	  	 	37	  
		 	 Section 17.10
	    	 Counterparts
	  	 	38	  
		 	 Section 17.11
	    	 Governing Law
	  	 	38	  
		 	 Section 17.12
	    	 Jurisdiction
	  	 	38	  
		 	 Section 17.13
	    	 Amendment
	  	 	38	  
		 	 Section 17.14
	    	 Enova Subsidiaries
	  	 	38	  
		 	 Section 17.15
	    	 Successors
	  	 	38	  
		 	 Section 17.16
	    	 Injunctions
	  	 	38	  

  
 ii 

 TAX MATTERS AGREEMENT 

This TAX MATTERS AGREEMENT (this “Agreement”) is entered into as of November 12, 2014 by and between Cash America
International, Inc., a Texas corporation (“Parent”), and Enova International, Inc., a Delaware corporation and a wholly owned subsidiary of Parent (“Enova”) (Parent and Enova are sometimes referred to
together as the “Companies” and, as the context requires, individually as the “Company”). 

RECITALS 
 WHEREAS, the
Board of Directors of Parent has determined that it would be appropriate and desirable to completely separate the Enova Business from Parent; 

WHEREAS, as of the date hereof, Parent is the common parent of an affiliated group of corporations, including Enova, which has elected to file
consolidated Federal income tax returns; 
 WHEREAS, pursuant to the Separation and Distribution Agreement, Parent and Enova have agreed to
separate the Enova Business from Parent by means of, among other actions, the Distribution (as defined below); 
 WHEREAS, as a result of
the Distribution, Enova and its subsidiaries will cease to be members of the affiliated group (as that term is defined in Section 1504 of the Code) of which Parent is the common parent (the “Deconsolidation”); 

WHEREAS, the parties desire to provide for and agree upon the allocation between the parties of liabilities for Taxes arising prior to, as a
result of, and subsequent to the Distribution, and to provide for and agree upon other matters relating to Taxes; 
 NOW THEREFORE, in
consideration of the mutual agreements contained herein, the parties hereby agree as follows: 
 Section 1. Definition of
Terms. For purposes of this Agreement (including the recitals hereof), the following terms have the following meanings, and capitalized terms used but not otherwise defined herein shall have the meaning ascribed to them
in the Separation and Distribution Agreement: 
 “Accounting Cutoff Date” means any date as of the end of which
there is a closing of the financial accounting records of Enova. 
 “Active Trade or Business” means the active conduct (as
defined in Section 355(b)(2) of the Code and the regulations thereunder) by (i) Enova and its “separate affiliated group” (as defined in Section 355(b)(3)(B) of the Code) of the Enova Business as conducted immediately prior
to the Distribution, and (ii) Parent and its “separate affiliated group” (as defined in Section 355(b)(3)(B) of the Code) of the Parent Business as conducted immediately prior to the Distribution. 

 “Adjustment Request” means any formal or informal claim or request filed with
any Tax Authority, or with any administrative agency or court, for the adjustment, refund, or credit of Taxes, including (a) any amended Tax return claiming adjustment to the Taxes as reported on the Tax Return or, if applicable, as previously
adjusted, (b) any claim for equitable recoupment or other offset, and (c) any claim for refund or credit of Taxes previously paid. 

“Affiliate” means, when used with respect to a specified Person, a Person that, directly or indirectly, through one or more
intermediaries, controls, is controlled by or is under common control with such specified Person. “Control” means the possession, directly or indirectly, of the power to direct or cause the direction of the management and policies of a
Person, whether through ownership of voting securities, by contract or otherwise. The term Affiliate shall refer to Affiliates of a Person as determined immediately after the Distribution. 

“Agreement” shall mean this Tax Matters Agreement. 

“Ancillary Agreements” has the meaning set forth in the Separation and Distribution Agreement. 

“Board Certificate” shall have the meaning set forth in Section 7.02(e) of this Agreement. 

“Business Day” means a day other than a Saturday, a Sunday or a day on which banking institutions located in the State of
Texas or the State of Illinois are authorized or obligated by Law to close. 
 “Code” means the U.S. Internal Revenue Code
of 1986, as amended. 
 “Companies” and “Company” shall have the meaning provided in the first sentence of
this Agreement. 
 “Controlling Party” shall have the meaning set forth in Section 10.02(f) of this Agreement. 

“Deconsolidation” shall have the meaning provided in the Recitals. 

“Deconsolidation Date” means the last date on which Enova qualifies as a member of the affiliated group (as defined in
Section 1504 of the Code) of which Parent is the common parent. 
 “DGCL” means the Delaware General Corporation Law.

 “Distribution” has the meaning set forth in the Separation and Distribution Agreement. 

“Distribution Date” has the meaning set forth in the Separation and Distribution Agreement. 

“Enova” shall have the meaning provided in the first sentence of this Agreement. 

“Enova Adjustment” means any proposed adjustment by a Tax Authority or claim for refund asserted in a Tax Contest to the
extent Enova would be exclusively liable for any resulting Tax under this Agreement or exclusively entitled to receive any resulting Tax Benefit under this Agreement. 

  
 2 

 “Enova Business” has the meaning set forth in the Separation and Distribution
Agreement. 
 “Enova Capital Stock” means all classes or series of capital stock of Enova, including (i) the Enova
Common Stock, (ii) all options, warrants and other rights to acquire such capital stock and (iii) all instruments properly treated as stock in Enova for U.S. federal income tax purposes. 

“Enova Carryback” means any net operating loss, net capital loss, excess tax credit, or other similar Tax item of any member
of the Enova Group which may or must be carried from one Tax Period to another prior Tax Period under the Code or other applicable Tax Law. 

“Enova Common Stock” has the meaning set forth in the Separation and Distribution Agreement. 

“Enova Federal Consolidated Income Tax Return” shall mean any United States federal Income Tax Return for the affiliated
group (as that term is defined in Section 1504 of the Code) of which Enova is the common parent. 
 “Enova Group”
means Enova and its Affiliates, as determined immediately after the Distribution. 
 “Enova Pre-Deconsolidation Federal Income
Taxes” means any Federal Income Taxes with respect to the Enova Business for a Pre-Deconsolidation Period. 
 “Enova
Pre-Deconsolidation Foreign Income Taxes” means any Foreign Income Taxes with respect to the Enova Business for a Pre-Deconsolidation Period. 

“Enova Pre-Deconsolidation State Income Taxes” means any State Income Taxes with respect to the Enova Business for a
Pre-Deconsolidation Period. 
 “Enova Separate Return” means any Separate Return of Enova or any member of the Enova Group.

 “Federal Income Tax” means any Tax imposed by Subtitle A of the Code, and any interest, penalties, additions to tax, or
additional amounts in respect of the foregoing. 
 “Federal Other Tax” means any Tax imposed by the federal government of
the United States of America other than any Federal Income Taxes, and any interest, penalties, additions to tax, or additional amounts in respect of the foregoing. 

“Fifty-Percent or Greater Interest” shall have the meaning ascribed to such term for purposes of Sections 355(d) and
(e) of the Code. 
 “Filing Date” shall have the meaning set forth in Section 7.04(d) of this Agreement. 

  
 3 

 “Final Determination” means the final resolution of liability for any Income Tax
or Other Tax, which resolution may be for a specific issue or adjustment or for a Tax Period, (a) by IRS Form 870 or 870-AD (or any successor forms thereto), on the date of acceptance by or on behalf of the taxpayer, or by a comparable form
under the laws of a State, local, or foreign taxing jurisdiction, except that a Form 870 or 870-AD or comparable form shall not constitute a Final Determination to the extent that it reserves (whether by its terms or by operation of law) the right
of the taxpayer to file a claim for refund or the right of the Tax Authority to assert a further deficiency in respect of such issue or adjustment or for such Tax Period (as the case may be); (b) by a decision, judgment, decree, or other order
by a court of competent jurisdiction, which has become final and unappealable; (c) by a closing agreement or accepted offer in compromise under Sections 7121 or 7122 of the Code, or a comparable agreement under the laws of a State, local, or
foreign taxing jurisdiction; (d) by any allowance of a refund or credit in respect of an overpayment of Income Tax or Other Tax, but only after the expiration of all periods during which such refund may be recovered (including by way of offset)
by the jurisdiction imposing such Income Tax or Other Tax; (e) by a final settlement resulting from a treaty-based competent authority determination; or (f) by any other final disposition, including by reason of the expiration of the
applicable statute of limitations or by mutual agreement of the parties. 
 “Foreign Combined Income Tax” means any Foreign
Income Tax with respect to any profit and/or loss sharing group, group payment or similar group or fiscal unity that actually includes, by election or otherwise, one or more members of the Parent Group together with one or more members of the Enova
Group. 
 “Foreign Income Tax” means any Tax imposed by any foreign country or any possession of the United States, or by
any political subdivision of any foreign country or United States possession, which is an income tax as defined in Treasury Regulation Section 1.901-2, and any interest, penalties, additions to tax, or additional amounts in respect of the
foregoing. 
 “Foreign Income Tax Return” means any report of Foreign Income Taxes due, any claim for refund of Foreign
Income Taxes paid, any information return with respect to Foreign Income Taxes, or any other similar report, statement, declaration, or document required to be filed under the Tax Law of any foreign country or by any political subdivision of a
foreign country, including any attachments, exhibits, or other materials submitted with any of the foregoing, and including any amendments or supplements to any of the foregoing. 

“Foreign Other Tax” means any Tax imposed by any foreign country or any possession of the United States, or by any political
subdivision of any foreign country or United States possession, other than any Foreign Income Taxes, and any interest, penalties, additions to tax, or additional amounts in respect of the foregoing. 

“Foreign Tax” means any Foreign Income Taxes or Foreign Other Taxes. 

“Group” means the Parent Group or the Enova Group, or both, as the context requires. 

“High-Level Dispute” means any dispute or disagreement (a) relating to liability under Section 7.04 of this
Agreement or (b) in which the amount of liability in dispute exceeds $1.0 million. 

  
 4 

 “Income Tax” means any Federal Income Tax, State Income Tax or Foreign Income
Tax. 
 “Indemnitee” shall have the meaning set forth in Section 13.03 of this Agreement. 

“Indemnitor” shall have the meaning set forth in Section 13.03 of this Agreement. 

“IRS” means the United States Internal Revenue Service. 

“Joint Adjustment” means any proposed adjustment by a Tax Authority or claim for refund asserted in a Tax Contest which is
neither an Enova Adjustment nor a Parent Adjustment. 
 “Joint Return” shall mean any Return of a member of the Parent
Group or the Enova Group that is not a Separate Return. 
 “Non-Controlling Party” shall have the meaning set forth in
Section 10.02(f) of this Agreement. 
 “Notified Action” shall have the meaning set forth in Section 7.03(a) of
this Agreement. 
 “Other Tax” means any Federal Other Tax, State Other Tax, or Foreign Other Tax. 

“Parent” shall have the meaning provided in the first sentence of this Agreement. 

“Parent Adjustment” means any proposed adjustment by a Tax Authority or claim for refund asserted in a Tax Contest to the
extent Parent would be exclusively liable for any resulting Tax under this Agreement or exclusively entitled to receive any resulting Tax Benefit under this Agreement. 

“Parent Affiliated Group” shall have the meaning provided in the definition of “Parent Federal Consolidated Income Tax
Return.” 
 “Parent Business” shall have the meaning provided in the Separation and Distribution Agreement. 

“Parent Federal Consolidated Income Tax Return” means any United States federal Income Tax Return for the affiliated group
(as that term is defined in Section 1504 of the Code and the regulations thereunder) of which Parent is the common parent (the “Parent Affiliated Group”). 

“Parent Foreign Combined Income Tax Return” means a consolidated, combined or unitary or other similar Foreign Income Tax
Return or any Foreign Income Tax Return with respect to any profit and/or loss sharing group, group payment or similar group or fiscal unity that actually includes, by election or otherwise, one or more members of the Parent Group together with one
or more members of the Enova Group. 
 “Parent Group” means Parent and its Affiliates, excluding any entity that is a
member of the Enova Group. 

  
 5 

 “Parent Group Transaction Returns” shall have the meaning set forth in
Section 4.04(b) of this Agreement. 
 “Parent Separate Return” means any Separate Return of Parent or any member of
the Parent Group. 
 “Parent State Combined Income Tax Return” means a consolidated, combined or unitary State Income Tax
Return that actually includes, by election or otherwise, one or more members of the Parent Group together with one or more members of the Enova Group. 

“Past Practices” shall have the meaning set forth in Section 4.04(a) of this Agreement. 

“Payment Date” means (i) with respect to any Parent Federal Consolidated Income Tax Return, the due date for any
required installment of estimated taxes determined under Section 6655 of the Code, the due date (determined without regard to extensions) for filing the return determined under Section 6072 of the Code, and the date the return is filed,
and (ii) with respect to any other Tax Return, the corresponding dates determined under the applicable Tax Law. 

“Payor” shall have the meaning set forth in Section 5.03(a) of this Agreement. 

“Person” means an individual, a partnership, a corporation, a limited liability company, an association, a joint stock
company, a trust, a joint venture, an unincorporated organization or a governmental entity or any department, agency or political subdivision thereof, without regard to whether any entity is treated as disregarded for U.S. federal income tax
purposes. 
 “Post-Deconsolidation Period” means any Tax Period beginning after the Deconsolidation Date, and, in the case
of any Straddle Period, the portion of such Straddle Period beginning the day after the Deconsolidation Date. 

“Pre-Deconsolidation Period” means any Tax Period ending on or before the Deconsolidation Date, and, in the case of any
Straddle Period, the portion of such Straddle Period ending on the Deconsolidation Date. 
 “Privilege” means any privilege
that may be asserted under applicable law, including, any privilege arising under or relating to the attorney-client relationship (including the attorney-client and work product privileges), the accountant-client privilege and any privilege relating
to internal evaluation processes. 
 “Proposed Acquisition Transaction” means a transaction or series of transactions (or
any agreement, understanding or arrangement, within the meaning of Section 355(e) of the Code and Treasury Regulation Section 1.355-7, or any other regulations promulgated thereunder, to enter into a transaction or series of transactions),
whether such transaction is supported by Enova management or shareholders, is a hostile acquisition, or otherwise, as a result of which Enova would merge or consolidate with any other Person or as a result of which any Person or any group of Persons
would (directly or indirectly) acquire, or have the right to acquire, from Enova and/or one or more holders of outstanding shares of Enova Capital Stock, a number of shares of Enova Capital Stock that would, when combined with any other changes in
ownership of Enova Capital Stock pertinent for purposes of Section 355(e) of the Code, comprise 50% or more of 

  
 6 

 (A) the value of all outstanding shares of stock of Enova as of the date of such transaction, or
in the case of a series of transactions, the date of the last transaction of such series, or 
 (B) the total combined voting power of all
outstanding shares of voting stock of Enova as of the date of such transaction, or in the case of a series of transactions, the date of the last transaction of such series. 

Notwithstanding the foregoing, a Proposed Acquisition Transaction shall not include 

(A) the adoption by Enova of a shareholder rights plan or 

(B) issuances by Enova that satisfy Safe Harbor VIII (relating to acquisitions in connection with a person’s performance of services) or
Safe Harbor IX (relating to acquisitions by a retirement plan of an employer) of Treasury Regulation Section 1.355-7(d). 
 For purposes of determining
whether a transaction constitutes an indirect acquisition, any recapitalization resulting in a shift of voting power or any redemption of shares of stock shall be treated as an indirect acquisition of shares of stock by the non-exchanging
shareholders. This definition and the application thereof are intended to monitor compliance with Section 355(e) of the Code and shall be interpreted accordingly. Any clarification of, or change in, the statute or regulations promulgated under
Section 355(e) of the Code shall be incorporated in this definition and its interpretation. 
 “Representation
Letters” means the representation letters and any other materials (including, without limitation, a Ruling Request and any related supplemental submissions to the IRS) delivered or deliverable by Parent and others in connection with the
rendering by Tax Advisors, and/or the issuance by the IRS, of the Tax Opinions/Rulings. 
 “Required Party” shall have the
meaning set forth in Section 5.03(a) of this Agreement. 
 “Responsible Company” means, with respect to any Tax
Return, the Company having responsibility for preparing and filing such Tax Return under this Agreement. 
 “Retention
Date” shall have the meaning set forth in Section 9.01 of this Agreement. 
 “Ruling” means a private letter
ruling (including a supplemental private letter ruling) issued by the IRS to Parent in connection with the Transactions. 
 “Ruling
Request” means the letter from Parent to the IRS dated May 8, 2014 and filed on May 13, 2014 requesting a ruling regarding certain tax consequences of the Transactions (including all attachments, exhibits, and other materials
submitted with such ruling request letter) and any amendment or supplement to such ruling request letter. 
 “Section 336(e)
Election” has the meaning set forth in Section 7.05. 
 “Senior Executives” shall have the meaning set forth
in Section 14 of this Agreement. 

  
 7 

 “Separate Return” means (a) in the case of any Tax Return of any member of
the Enova Group (including any consolidated, combined or unitary return), any such Tax Return that does not include any member of the Parent Group and (b) in the case of any Tax Return of any member of the Parent Group (including any
consolidated, combined or unitary return), any such Tax Return that does not include any member of the Enova Group. 
 “Separation
and Distribution Agreement” means the Separation and Distribution Agreement, as amended from time to time, by and between Parent and Enova dated [date]. 

“Specified Acquisition Transaction” means any transaction or series of transactions that is not a Proposed Acquisition
Transaction but would be a Proposed Acquisition Transaction if the percentage reflected in the definition of Proposed Acquisition Transaction were 25% instead of 50%. 

“Split Parent State Combined Income Tax Return” shall have the meaning set forth in Section 4.05(b). 

“State Income Tax” means any Tax imposed by any State of the United States or by any political subdivision of any such State
which is imposed on or measured by net income, including state and local franchise or similar Taxes measured by net income, and any interest, penalties, additions to tax, or additional amounts in respect of the foregoing. 

“State Other Tax” means any Tax imposed by any State of the United States or by any political subdivision of any such State
other than any State Income Taxes, and any interest, penalties, additions to tax, or additional amounts in respect of the foregoing. 

“State Tax” means any State Income Taxes or State Other Taxes. 

“Straddle Period” means any Tax Period that begins on or before and ends after the Deconsolidation Date. 

“Tax” or “Taxes” means any income, gross income, gross receipts, profits, capital stock, franchise,
gross margin, net margin, withholding, payroll, social security, workers compensation, unemployment, disability, property, ad valorem, stamp, excise, escheat, unrecovered property, severance, occupation, service, sales, use, license, lease,
transfer, import, export, value added, alternative minimum, estimated or other tax (including any assessment, or other charge in the nature of or in lieu of any tax but excluding, for the avoidance of doubt, any assessment under applicable escheat,
abandoned property or unclaimed property laws) imposed by any governmental entity or political subdivision thereof, and any interest, penalties, additions to tax, or additional amounts in respect of the foregoing. 

“Tax Advisor” means a United States tax counsel or accountant of recognized national standing. 

“Tax Advisor Dispute” shall have the meaning set forth in Section 14 of this Agreement. 

  
 8 

 “Tax Attribute” or “Attribute” shall mean a net
operating loss, net capital loss, unused investment credit, unused foreign tax credit, excess charitable contribution, general business credit or any other Tax Item that could reduce a Tax. 

“Tax Authority” means, with respect to any Tax, the governmental entity or political subdivision thereof that imposes such
Tax, and the agency (if any) charged with the collection of such Tax for such entity or subdivision. 
 “Tax Benefit” means
any refund, credit, or other reduction in otherwise required Tax payments. 
 “Tax Contest” means an audit, review,
examination, or any other administrative or judicial proceeding with the purpose or effect of redetermining Taxes (including any administrative or judicial review of any claim for refund). 

“Tax Contest Committee” shall have the meaning provided in Section 10.02(e) of this Agreement. 

“Tax Control” means the definition of “control” set forth in Section 368(c) of the Code (or in any successor
statute or provision), as such definition may be amended from time to time. 
 “Tax-Free Status” means (A) the
qualification of the Distribution, (a) as a reorganization described in Sections 355 of the Code, (b) as a transaction in which the stock distributed thereby is “qualified property” for purposes of Sections 355(d), 355(e) and
361(c) of the Code and (c) as a transaction in which Parent, Enova and the shareholders of Parent recognize no income or gain for U.S. federal income tax purposes pursuant to Sections 355, 361 and 1032 of the Code, other than, in the case of
Parent and Enova, intercompany items or excess loss accounts taken into account pursuant to the Treasury Regulations promulgated pursuant to Section 1502 of the Code, and (B) the qualification of any other transaction described in the
Ruling consistent with the treatment set forth therein. 
 “Tax Item” means, with respect to any Income Tax, any item of
income, gain, loss, deduction, or credit. 
 “Tax Law” means the law of any governmental entity or political subdivision
thereof relating to any Tax. 
 “Tax Opinions/Rulings” means the opinions of Tax Advisors and/or the rulings by the IRS
deliverable to Parent in connection with the Distribution. 
 “Tax Period” means, with respect to any Tax, the period for
which the Tax is reported as provided under the Code or other applicable Tax Law. 
 “Tax Records” means any Tax Returns,
Tax Return workpapers, documentation relating to any Tax Contests, and any other books of account or records (whether or not in written, electronic or other tangible or intangible forms and whether or not stored on electronic or any other medium)
required to be maintained under the Code or other applicable Tax Laws or under any record retention agreement with any Tax Authority. 

  
 9 

 “Tax-Related Losses” means (i) all federal, state and local Taxes
(including interest and penalties thereon) imposed pursuant to any settlement, Final Determination, judgment or otherwise; (ii) all accounting, legal and other professional fees, and court costs incurred in connection with such Taxes; and
(iii) all costs, expenses and damages associated with stockholder litigation or controversies and any amount paid by Parent (or any Parent Affiliate) or Enova (or any Enova Affiliate) in respect of the liability of shareholders, whether paid to
shareholders or to the IRS or any other Tax Authority, in each case, to the extent resulting from the failure of the Distribution to have Tax-Free Status. 

“Tax Return” or “Return” means any report of Taxes due, any claim for refund of Taxes paid, any
information return with respect to Taxes, or any other similar report, statement, declaration, or document required to be filed under the Code or other Tax Law, including any attachments, exhibits, or other materials submitted with any of the
foregoing, and including any amendments or supplements to any of the foregoing. 
 “Transactions” means the Distribution
and the other transactions contemplated by the Separation and Distribution Agreement. 
 “Transfer Pricing Adjustment”
shall mean any proposed or actual allocation by a Tax Authority of any Tax Item between or among any member of the Parent Group and any member of the Enova Group with respect to any Pre-Deconsolidation Period. 

“Treasury Regulations” means the regulations promulgated from time to time under the Code as in effect for the relevant Tax
Period. 
 “Unqualified Tax Opinion” means an unqualified “will” opinion of a Tax Advisor, which Tax Advisor is
acceptable to Parent, on which Parent may rely to the effect that a transaction will not affect the Tax-Free Status. Any such opinion must assume that the Distribution would have qualified for Tax-Free Status if the transaction in question did not
occur. 
 Section 2. Allocation of Tax Liabilities. 

Section 2.01 General Rule. 

(a) Parent Liability. Parent shall be liable for, and shall indemnify and hold harmless the Enova Group from and against any liability
for, Taxes which are allocated to Parent under this Section 2. 
 (b) Enova Liability. Enova shall be liable for, and shall indemnify
and hold harmless the Parent Group from and against any liability for, Taxes which are allocated to Enova under this Section 2. 

Section 2.02 Allocation of United States Federal Income Tax and Federal Other Tax. Except as provided in Section 2.05,
Federal Income Tax and Federal Other Tax shall be allocated as follows: 

  
 10 

 (a) Allocation of Tax Relating to Parent Federal Consolidated Income Tax Returns. With
respect to any Parent Federal Consolidated Income Tax Return, Parent shall be responsible for any and all Federal Income Taxes due or required to be reported on any such Parent Federal Consolidated Income Tax Return (including any increase in such
Tax as a result of a Final Determination), provided, however, notwithstanding the foregoing, Enova shall be primarily liable for any Enova Pre-Deconsolidation Federal Income Taxes. Federal Income Taxes with respect to a Pre-Deconsolidation Period
shall be allocated between Parent and Enova in accordance with the principles of Treasury Regulation Section 1.1502-76(b) as reasonably interpreted and applied by the Companies. 

(b) Allocation of Tax Relating to Federal Separate Income Tax Returns. (i) Parent shall be responsible for any and all Federal
Income Taxes due with respect to or required to be reported on any Parent Separate Return (including any increase in such Tax as a result of a Final Determination); and (ii) Enova shall be responsible for any and all Federal Income Taxes due
with respect to or required to be reported on any Enova Separate Return (including any increase in such Tax as a result of a Final Determination). 

(c) Allocation of Federal Other Tax. Parent shall be responsible for any and all Federal Other Taxes attributable to the Parent
Business. Enova shall be responsible for any and all Federal Other Taxes attributable to the Enova Business. 
 Section 2.03
Allocation of State Income and State Other Taxes. Except as provided in Section 2.05, State Income Tax and State Other Tax shall be allocated as follows: 

(a) Allocation of Tax Relating to Parent State Combined Income Tax Returns. Parent shall be responsible for any and all State Income
Taxes due with respect to or required to be reported on any Parent State Combined Income Tax Return and any Split Parent State Combined Income Tax Return (including any increase in such Tax as a result of a Final Determination) provided, however,
notwithstanding the foregoing, Enova shall be primarily liable for any Enova Pre-Deconsolidation State Income Taxes. State Income Taxes with respect to a Pre-Deconsolidation Period shall be allocated between Parent and Enova in accordance with the
principles of Treasury Regulation Section 1.1502-76(b) (or similar state statutes) as reasonably interpreted and applied by the Companies. 

(b) Allocation of Tax Relating to Separate Returns. (i) Parent shall be responsible for any and all State Income Taxes due with
respect to or required to be reported on any Parent Separate Return (including any increase in such Tax as a result of a Final Determination); and (ii) Enova shall be responsible for any and all State Income Taxes due with respect to or required to
be reported on any Enova Separate Return (including any increase in such Tax as a result of a Final Determination). 
 (c) Allocation of
State Other Tax. Parent shall be responsible for any and all State Other Taxes attributable to the Parent Business. Enova shall be responsible for any and all State Other Taxes attributable to the Enova Business. 

  
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 Section 2.04 Allocation of Foreign Taxes. Except as provided in Sections 2.05,
Foreign Income Tax and Foreign Other Tax shall be allocated as follows: 
 (a) Allocation of Tax Relating to Parent Foreign Combined
Income Tax Returns. With respect to any Parent Foreign Combined Income Tax Return, Parent shall be responsible for any and all Foreign Combined Income Taxes due with respect to or required to be reported on any Parent Foreign Combined Income Tax
Return (including any increase in such Tax as a result of a Final Determination) provided, however, notwithstanding the foregoing, Enova shall be liable for any Enova Pre-Deconsolidation Foreign Income Taxes. 

(b) Allocation of Tax Relating to Separate Returns. (i) Parent shall be responsible for any and all Foreign Income Taxes due with
respect to or required to be reported on any Parent Separate Return (including any increase in such Foreign Income Tax as a result of a Final Determination); and (ii) Enova shall be responsible for any and all Foreign Income Taxes due with
respect to or required to be reported on any Enova Separate Return (including any increase in such Foreign Income Tax as a result of a Final Determination). 

(c) Allocation of Foreign Other Tax. Parent shall be responsible for any and all Foreign Other Taxes attributable to the Parent
Business. Enova shall be responsible for any and all Foreign Other Taxes attributable to the Enova Business. 
 Section 2.05 Certain
Transaction and Other Taxes. 
 (a) Enova Liability. Enova shall be liable for, and shall indemnify and hold harmless the Parent
Group from and against any liability for: 
 (i) any Tax resulting from a breach by Enova of any covenant in the Separation
and Distribution Agreement, this Agreement or any other Ancillary Agreement; and 
 (ii) any Tax-Related Losses for which
Enova is responsible pursuant to Section 7.04 of this Agreement. 
 (b) Parent Liability. Parent shall be liable for, and shall
indemnify and hold harmless the Enova Group from and against any liability for: 
 (i) Any stamp, sales and use, gross
receipts, value-added or other transfer Taxes imposed by any Tax Authority on any member of the Parent Group or any member of the Enova Group (if such member is primarily liable for such Tax) on the transfers made pursuant to the Separation and
Distribution Agreement or any Ancillary Agreements in order to effect the Separation and the Distribution; 
 (ii) any Tax
resulting from a breach by Parent of any covenant in the Separation and Distribution Agreement, this Agreement or any other Ancillary Agreement; and 

(iii) any Tax-Related Losses for which Parent is responsible pursuant to Section 7.04 of this Agreement. 

  
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 Section 3. Proration of Taxes for Straddle Periods.  

(a) General Method of Proration. In the case of any Straddle Period, Tax Items shall be apportioned between Pre-Deconsolidation Periods
and Post-Deconsolidation Periods in accordance with the principles of Treasury Regulation Section 1.1502-76(b) (or similar state statutes) as reasonably interpreted and applied by the Companies. No election shall be made under Treasury
Regulation Section 1.1502-76(b)(2)(ii) (relating to ratable allocation of a year’s items). If the Deconsolidation Date is not an Accounting Cutoff Date, the provisions of Treasury Regulation Section 1.1502-76(b)(2)(iii) will be
applied to ratably allocate the items (other than extraordinary items) for the month which includes the Deconsolidation Date. 
 (b)
Transaction Treated as Extraordinary Item. In determining the apportionment of Tax Items between Pre-Deconsolidation Periods and Post-Deconsolidation Periods, any Tax Items relating to the Transactions shall be treated as extraordinary items
described in Treasury Regulation Section 1.1502-76(b)(2)(ii)(C) and shall (to the extent occurring on or prior to the Deconsolidation Date) be allocated to Pre-Deconsolidation Periods, and any Taxes related to such items shall be treated under
Treasury Regulation Section 1.1502-76(b)(2)(iv) as relating to such extraordinary item and shall (to the extent occurring on or prior to the Deconsolidation Date) be allocated to Pre-Deconsolidation Periods. 

Section 4. Preparation and Filing of Tax Returns.  

Section 4.01 General. Except as otherwise provided in this Section 4, Tax Returns shall be prepared and filed when due
(including extensions) by the person obligated to file such Tax Returns under the Code or applicable Tax Law. The Companies shall provide, and shall cause their Affiliates to provide, assistance and cooperation to one another in accordance with
Section 8 with respect to the preparation and filing of Tax Returns, including providing information required to be provided in Section 8. 

Section 4.02 Parent’s Responsibility. Parent has the exclusive obligation and right to prepare and file, or to cause
to be prepared and filed: 
 (a) Parent Federal Consolidated Income Tax Returns for any Tax Periods ending on, before or after the
Deconsolidation Date; 
 (b) Parent State Combined Income Tax Returns, Parent Foreign Combined Income Tax Returns and any other Joint
Returns which Parent reasonably determines are required to be filed (or which Parent chooses to be filed) by the Companies or any of their Affiliates for Tax Periods ending on, before or after the Deconsolidation Date; provided, however, that
Parent shall provide written notice to Enova of such determination to file such Parent State Combined Income Tax Returns, Parent Foreign Combined Income Tax Returns or other Joint Returns within 10 business days of Parent’s making such
determination; and 
 (c) Parent Separate Returns and Enova Separate Returns which Parent reasonably determines are required to be filed by
the Companies or any of their Affiliates for Tax Periods ending on, before or after the Deconsolidation Date (limited, in the case of Enova Separate Returns, to such Returns as are required to be filed for Tax Periods ending on or prior to the
Deconsolidation Date), provided, however, that Parent shall provide written notice to Enova of such determination that Parent Separate Returns and Enova Separate Returns are required to be filed within 10 business days of such determination.

  
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 (d) Split Parent State Combined Income Tax Returns required to be filed for Tax Periods ending on
or prior to the Deconsolidation Date. 
 (e) To the extent that the date that Parent makes a determination under Section 4.02(b) to
file Parent State Combined Income Tax Returns, Parent Foreign Combined Income Tax Returns or other Joint Returns or under Section 4.02(c) to file Parent Separate Returns and Enova Separate Returns and that determination is made less than 60
days prior to the due date for filing such Return, then Parent shall provide written notice to Enova of such determination within 5 business days of such determination. 

Section 4.03 Enova’s Responsibility. Enova shall prepare and file, or shall cause to be prepared and filed, all Tax
Returns required to be filed by or with respect to members of the Enova Group other than those Tax Returns which Parent is required to prepare and file under Section 4.02. The Tax Returns required to be prepared and filed by Enova under this
Section 4.03 shall include (a) any Enova Federal Consolidated Income Tax Return for Tax Periods ending after the Deconsolidation Date and (b) Enova Separate Returns required to be filed for Tax Periods ending after the Deconsolidation
Date. At Parent’s request, Enova shall prepare or cause to be prepared the portions of the Tax Returns which Parent is required to prepare and file under Section 4.02 that relate to Enova and/or the Enova Business with respect to any
Pre-Deconsolidation Period and timely provide such portions of such Tax Returns to Parent. 
 Section 4.04 Tax Accounting
Practices. 
 (a) General Rule. Except as provided in Section 4.04(b), any Tax Return that Enova has the obligation and
right to prepare and file, or cause to be prepared and filed, under Section 4.03, for any Pre-Deconsolidation Period or any Straddle Period shall be prepared in accordance with past practices, accounting methods, elections or conventions
(“Past Practices”) used with respect to the Tax Returns in question (unless there is no reasonable basis, as jointly determined by the parties, for the use of such Past Practices or unless there is no adverse effect to Parent), and
to the extent any items are not covered by Past Practices (or in the event that there is no reasonable basis, as jointly determined by the parties, for the use of such Past Practices or there is no adverse effect to Parent), in accordance with
reasonable Tax accounting practices selected by Enova. Enova agrees to provide Parent with prior written notice of any change in accounting methods, elections or conventions with respect to any taxable period beginning after the Deconsolidation Date
to the extent items reported on such Tax Return might reasonably be expected to affect items reported on any Tax Return for any Pre-Deconsolidation Period or any Straddle Period. 

Except as provided in Section 4.04(b), Parent shall prepare any Tax Return which it has the obligation and right to prepare and file, or cause to be
prepared and filed, under Section 4.02, in accordance with Past Practice (unless there is no reasonable basis, as jointly determined by the parties, for the use of such Past Practice or unless there is no adverse effect to Enova), and to the
extent any items are not covered by Past Practices (or in the event that there is no reasonable basis, as jointly determined by the parties, for the use of such Past Practices or there is no 

  
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adverse effect to Enova), in accordance with reasonable Tax accounting practices selected by Parent, provided that, in the case of Enova Separate Returns prepared and filed pursuant to
Section 4.01(c), any such Tax accounting practices selected by Parent shall be reasonably acceptable to Enova and should not reasonably be expected to affect items reported on any Tax Return for any Pre-Deconsolidation Period or any Straddle
Period. 
 (b) Reporting of Transactions. The Tax treatment of the Transactions reported on any Tax Return shall be consistent with
the treatment thereof in the Ruling Requests and the Tax Opinions/Rulings. The Tax treatment of the Transactions reported on any Tax Return for which Enova is the Responsible Company shall be consistent with that on any Tax Return filed or to be
filed by Parent or any member of the Parent Group or caused or to be caused to be filed by Parent, in each case with respect to periods prior to the Distribution Date or with respect to Straddle Periods (“Parent Group Transaction
Returns”), to the extent Parent notifies Enova in writing of such Tax treatment. To the extent there is a Tax treatment relating to the Transactions which is not covered by the Ruling Requests, the Tax Opinions/Rulings or Parent Group
Transaction Returns, the Tax treatment to be reported on any Tax Return shall be determined by Parent and the Responsible Company shall not take any position on any Tax Return that is inconsistent with such determination, provided that if
(i) there is no reasonable basis, in the opinion of a Tax advisor from a nationally recognized legal, accounting or professional tax services firm, for the Tax treatment determined by Parent, or (ii) such Tax treatment is inconsistent with
the Tax treatment contemplated in the Ruling Requests, the Tax Opinions/Rulings and/or the Parent Group Transaction Returns, then such Tax Return shall be submitted for review pursuant to Section 4.06 (a), and any dispute regarding such proper
Tax treatment shall be referred for resolution pursuant to Section 14, sufficiently in advance of the filing date of such Tax Return (including extensions) to permit timely filing of the Tax Return. 

Section 4.05 Consolidated or Combined Tax Returns. 

(a) Enova will elect and join, and will cause its respective Affiliates to elect and join, in filing any Parent State Combined Income Tax
Returns, Parent Foreign Combined Income Tax Returns, Split Parent State Combined Income Tax Returns and any Joint Returns that Parent determines are required to be filed or that Parent chooses to file pursuant to Sections 4.02(b) and 4.05(b). With
respect to any Enova Separate Returns relating to any Tax Period (or portion thereof) ending on or prior to the Distribution Date, Enova will elect and join, and will cause its respective Affiliates to elect and join, in filing consolidated,
unitary, combined, or other similar joint Tax Returns, to the extent each entity is eligible to join in such Tax Returns, if Parent reasonably determines that the filing of such Tax Returns is consistent with past reporting practices, or, in the
absence of applicable past practices, will result in the minimization of the net present value of the aggregate Tax to the entities eligible to join in such Tax Returns. 

(b) At Parent’s discretion, Parent may amend any Parent State Combined Income Tax Return or propose in respect of an audit of any Parent
State Combined Income Tax Return, or use any other means available, including filing additional Enova Separate Returns, in order to separate such Parent State Combined Income Tax Return into one or more consolidated, unitary or combined state income
Tax Returns (each a “Split Parent State Combined Income Tax Return”), provided that, if such action would increase the liability of Enova or any other Member of the Enova Group for Taxes for which Enova is responsible under
this Agreement, 

  
 15 

 
then Parent shall either not take such action without the prior consent of Enova (such consent not to be unreasonably withheld, conditioned or delayed) or shall not be permitted to seek indemnity
from Enova with respect to such additional Taxes under this Agreement. Subject to the foregoing provision, Enova shall cooperate with Parent in the filing of any additional Enova Separate Returns, including by providing any necessary powers of
attorney, signing Tax Returns, amending any Tax Returns that Enova has the obligation and right to prepare and file pursuant to Section 4.03 and complying with its obligations under Section 8 hereof. 

Section 4.06 Right to Review Tax Returns. 

(a) General. The Responsible Company with respect to any material Tax Return shall make such Tax Return and related workpapers
available for review by the other Company, if requested, to the extent (i) such Tax Return relates to Taxes for which the requesting party would reasonably be expected to be liable, (ii) such Tax Return relates to Taxes and the requesting
party would reasonably be expected to be liable in whole or in part for any additional Taxes owing as a result of adjustments to the amount of such Taxes reported on such Tax Return, (iii) such Tax Return relates to Taxes for which the
requesting party would reasonably be expected to have a claim for Tax Benefits under this Agreement, or (iv) the requesting party reasonably determines that it must inspect such Tax Return to confirm compliance with the terms of this Agreement.
The Responsible Company shall use its reasonable best efforts to make such Tax Return available for review as required under this paragraph sufficiently in advance of the due date for filing of such Tax Return to provide the requesting party with a
meaningful opportunity to analyze and comment on such Tax Return and shall use its reasonable best efforts to have such Tax Return modified before filing, taking into account the Person responsible for payment of the Tax (if any) reported on such
Tax Return and whether the amount of Tax liability with respect to such Tax Return is material. The Companies shall attempt in good faith to resolve any issues arising out of the review of such Tax Return. For purposes of this Section 4.06(a),
a Tax Return is “material” if it could reasonably be expected to reflect (A) Tax liability equal to or in excess of $500,000, (B) a credit or credits equal to or in excess of $500,000 or (C) a loss or losses equal to or in
excess of $1.5 million. Notwithstanding anything to the contrary in this Agreement, Parent shall not be required to provide Enova with any Parent Federal Consolidated Income Tax Returns, Parent State Combined Income Tax Returns, Parent Foreign
Combined Income Tax Returns or Parent Separate Returns, or any workpapers related to such Tax Returns, except for workpapers that relate solely to one or more members of the Enova Group and are necessary for Enova to fulfill its responsibilities
under Section 4.03. 
 (b) Execution of Returns Prepared by Other Party. In the case of any Tax Return which is required to be
prepared and filed by one Company under this Agreement and which is required by law to be signed by the other Company (or by its authorized representative), the Company which is legally required to sign such Tax Return shall not be required to sign
such Tax Return under this Agreement if there is no reasonable basis, in the opinion of a Tax advisor from a nationally recognized legal, accounting or professional tax services firm, for the Tax treatment of any item reported on the Tax Return or
the Tax treatment of any item reported on the Tax Return should, in the opinion of a Tax Advisor from a nationally recognized legal, accounting or professional tax services firm, subject the other Company (or its authorized representatives) to
material penalties. 

  
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 Section 4.07 Enova Carrybacks and Claims for Refund. Enova hereby agrees that,
unless Parent consents in writing, (i) no Adjustment Request with respect to any Joint Return (or any Return of Other Taxes described in clause (II) of Section 5.01) shall be filed, and (ii) any available elections to waive the right
to claim in any Pre-Deconsolidation Period with respect to any Joint Return (or any Return of Other Taxes described in clause (II) of Section 5.01) any Enova Carryback arising in a Post-Deconsolidation Period shall be made, and no affirmative
election shall be made to claim any such Enova Carryback; provided, however, that the parties agree that any such Adjustment Request shall be made with respect to any Enova Carryback related to U.S. federal or State Taxes, upon the reasonable
request of Enova, if such Enova Carryback is necessary to prevent the loss of the federal and/or State Tax Benefit of such Enova Carryback (including, but not limited to, an Adjustment Request with respect to an Enova Carryback of a federal or State
capital loss arising in a Post-Deconsolidation Period to a Pre-Deconsolidation Period) and such Adjustment Request, based on Parent’s sole, reasonable determination, will cause no Tax detriment to Parent, the Parent Group or any member of the
Parent Group. Any Adjustment Request which Parent consents to make under this Section 4.07 shall be prepared and filed by the Responsible Company for the Tax Return to be adjusted. 

Section 4.08 Apportionment of Earnings and Profits and Tax Attributes. Parent shall in good faith advise Enova in writing of the
portion, if any, of any earnings and profits, Tax Attribute, overall foreign loss or other consolidated, combined or unitary attribute which Parent determines shall be allocated or apportioned to the Enova Group under applicable law. Enova and all
members of the Enova Group shall prepare all Tax Returns in accordance with such written notice. In the event that any temporary or final amendments to Treasury Regulations are promulgated after the date of this Agreement that provide for any
election to apply such regulations retroactively, then any such election shall be made only to the extent that Parent and Enova both agree to make such election. As soon as practicable after receipt of a written request from Enova, Parent shall
provide copies of any studies, reports, and workpapers supporting the earnings and profits and other Tax Attributes allocable to Enova. Any dispute regarding the apportionment of such earnings and profits or any Tax Attribute shall be resolved
pursuant to the provisions of Section 14 of this Agreement. All Tax Returns that are required to be filed under this Agreement after such resolution shall be filed in accordance with such resolution. In the event of a subsequent adjustment to
the earnings and profits or any Tax Attributes determined by Parent, Parent shall promptly notify Enova in writing of such adjustment. For the absence of doubt, Parent shall not be liable to Enova or any member of the Enova Group for any failure of
any determination under this Section 4.08 to be accurate under applicable law. 
 Section 5. Tax Payments. 

 Section 5.01 Payment of Taxes With Respect to Joint Returns (other than a Parent Federal Consolidated Income Tax Return with
respect to a Post-Deconsolidation Period) and Certain Returns of Other Taxes. In the case of (I) any Joint Return (including any Parent Federal Consolidated Income Tax Return, any Parent State Combined Income Tax Return, and any Parent
Foreign Combined Income Tax Return but excluding any Parent Federal Consolidated Tax Return with respect to a Post-Deconsolidation Period) and (II) any Return of Other Taxes reflecting both Taxes for which Parent is responsible under Section 2
and Taxes for which Enova is responsible under Section 2: 

  
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 (a) Computation and Payment of Tax Due. The Responsible Company shall compute the amount
of Tax required to be paid to the applicable Tax Authority (taking into account the requirements of Section 4.04 relating to consistent accounting practices, as applicable) with respect to such Tax Return on such Payment Date. The Responsible
Company shall pay such amount to such Tax Authority on or before such Payment Date (and provide notice and proof of payment to the other Company). 

(b) Computation and Payment of Estimated and True-up Tax Payments. 

 

	 	(i)	Estimated Tax Payments. 

 (A) Computation and Payment of Estimated Federal Income
Taxes Due for a Pre-Deconsolidation Tax Period. Not later than five (5) business days prior to the estimated tax installment date (as prescribed in Section 6655(c) of the Code) following the date hereof for a Parent Federal
Consolidated Income Tax Return with respect to a Pre-Deconsolidation Tax Period, Parent shall determine under Section 6655 of the Code the estimated amount of the Parent’s estimated federal income tax installment payment that is properly
allocable to the Enova Group for the Pre-Deconsolidation Tax Period. Parent shall provide Enova with a copy of this calculation at least five (5) business days prior to the estimated tax installment date determined above. Enova shall then pay
to Parent, not later than such estimated tax installment date, the amount thus determined. 
 (B) Computation and Payment of Estimated
Non-Federal Combined Taxes for a Pre-Deconsolidation Tax Period. Not later than five (5) business days prior to any estimated tax installment date (as prescribed by applicable Tax law) following the date hereof with respect to a
Parent-State Combined Income Tax Return and any Parent Foreign Combined Income Tax Return with respect to a Pre-Deconsolidation Tax Period, Parent shall determine the estimated amount of the related installment tax payment that is properly allocable
to the Enova Group for that Pre-Deconsolidation Tax Period. Parent shall provide Enova with a copy of this calculation at least five (5) business days prior to the estimated tax installment date determined above. Enova shall then pay to Parent,
not later than such estimated tax installment date, the amount thus determined. 
  

	 	(ii)	True-up Tax Payments for Pre-Deconsolidation Tax Periods. 

 (A) Federal Income
Taxes. Not later than thirty (30) business days after the filing of a Parent Federal Consolidated Income Tax Return with respect to a Pre-Deconsolidation Tax Period, Parent shall deliver to Enova a pro forma Enova Group consolidated

  
 18 

 
return or other comparable schedule reflecting the Enova Group’s federal income tax liability for such Pre-Deconsolidation Tax Period and Enova’s estimated tax payments made either
prior to the Distribution or under Section 5(b)(i) above with respect to such Pre-Deconsolidation Tax Period. Not later than five (5) business days following the delivery of such pro forma Enova Group consolidated return or other schedule,
Enova shall pay to Parent, or Parent shall pay to Enova, as appropriate, an amount equal to the difference, if any, between the Enova Group federal income tax liability for such taxable period and the aggregate amount paid by Enova with respect to
such taxable period prior to the Distribution and under Section 5(b)(i) above. 
 (B) Non-Federal Combined Taxes. Not later than
thirty (30) business days after the filing of a Parent-State Combined Return or a Parent Foreign Combined Return with respect to a Pre-Deconsolidation Tax Period, Parent shall deliver to Enova a pro forma Parent-Enova Group combined state
return, combined foreign return or other comparable schedule reflecting the Enova Group’s state or foreign income tax liability for such Pre-Deconsolidation Tax Period and Enova’s estimated tax payments made either prior to the
Distribution or under Section 5(b)(ii) above with respect to such Pre-Deconsolidation Tax Period. Not later than five (5) business days following the delivery of such pro forma Parent-Enova Group combined state return, combined foreign
return or other schedule, Enova shall pay to Parent, or Parent shall pay to Enova, as appropriate, an amount equal to the difference, if any, between the Enova Group combined state or foreign tax liability for such taxable period and the aggregate
amount paid by Enova with respect to such taxable period prior to the Distribution and under Section 5(b)(ii) above. 
 (c) Payment
of Other Taxes computed on a consolidated, combined, or unitary basis. To the extent that there are any Taxes with respect to a Pre-Deconsolidation Tax Period that are computed on a combined, consolidated or unitary basis where such group
includes at least one member of both the Parent Group and the Enova Group and the payment of such Taxes is not included under Section 5.01(b) above, then: (i) if a member of Parent Group is the party primarily responsible for the payment
of such Tax, then Parent shall provide Enova with a calculation of the amount of such Tax properly allocable to the Enova Group and Enova shall pay Parent the amount of the Enova Group’s allocable portion of such Tax within five
(5) business days of the receipt of such calculation; and (ii) if a member of Enova Group is the party primarily responsible for the payment of such Tax, then Enova shall provide Parent with a calculation of the amount of such Tax properly
allocable to the Parent Group and Parent shall pay Enova the amount of the Parent Group’s allocable portion of such Tax within five (5) business days of the receipt of such calculation. 

  
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 (d) Adjustments Resulting in Underpayments. In the case of any adjustment pursuant to a
Final Determination with respect to any such Tax Return, the Responsible Company shall pay to the applicable Tax Authority when due any additional Tax due with respect to such Tax Return required to be paid as a result of such adjustment pursuant to
a Final Determination. The Responsible Company shall compute the amount attributable to the Enova Group in accordance with Section 2 and Enova shall pay to Parent any amount due Parent (or Parent shall pay Enova any amount due Enova) under
Section 2 within 30 days from the later of (i) the date the additional Tax was paid by the Responsible Company or (ii) the date of receipt of a written notice and demand from the Responsible Company for payment of the amount due,
accompanied by evidence of payment and a statement detailing the Taxes paid and describing in reasonable detail the particulars relating thereto. Any payments required under this Section 5.01(d) shall include interest computed in accordance
with Section 15. 
 Section 5.02 Payment of Separate Company Taxes. Each Company shall pay, or shall cause to be
paid, to the applicable Tax Authority when due all Taxes owed by such Company or a member of such Company’s Group with respect to a Separate Return of Income Taxes and with respect to a Separate Return of Other Taxes (provided that
Separate Returns of Other Taxes described in clause (II) of Section 5.01 shall be governed by Section 5.01). 
 Section 5.03
Indemnification Payments. 
 (a) If any Company (the “Payor”) is required under applicable Tax Law to pay to a Tax
Authority a Tax that another Company (the “Required Party”) is liable for under this Agreement, the Required Party shall pay the Payor the amount of such Tax (and any other amount required to be paid by the Required Party to the
Payor pursuant to this Agreement in connection with such payment) no later than 5 days prior to the due date for payment of such amount by the Payor to the applicable Tax Authority (including any applicable extensions). 

(b) All indemnification payments under this Agreement shall be made by Parent directly to Enova and by Enova directly to Parent; provided,
however, that if the Companies mutually agree with respect to any such indemnification payment, any member of the Parent Group, on the one hand, may make such indemnification payment to any member of the Enova Group, on the other hand, and vice
versa. 
 Section 6. Tax Benefits.  

Section 6.01 Tax Benefits. 

(a) Except as set forth below, Parent shall be entitled to any refund (and any interest thereon received from the applicable Tax Authority) of
Income Taxes and Other Taxes for which Parent is liable hereunder, Enova shall be entitled to any refund (and any interest thereon received from the applicable Tax Authority) of Income Taxes and Other Taxes for which Enova is liable hereunder and a
Company receiving a refund to which another Company is entitled hereunder shall pay over such refund to such other Company within 30 days after such refund is received (together with interest computed in accordance with Section 15). 

  
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 (b) If a member of the Enova Group actually realizes in cash any Tax Benefit as a result of an
adjustment pursuant to a Final Determination to any Taxes for which a member of the Parent Group is liable hereunder (or to any Tax Attribute of a member of the Parent Group) and such Tax Benefit would not have arisen but for such adjustment
(determined on a “with and without” basis), or if a member of the Parent Group actually realizes in cash any Tax Benefit as a result of an adjustment pursuant to a Final Determination to any Taxes for which a member of the Enova Group is
liable hereunder (or to any Tax Attribute of a member of the Enova Group) and such Tax Benefit would not have arisen but for such adjustment (determined on a “with and without” basis), Enova or Parent, as the case may be, shall make a
payment to either Parent or Enova, as appropriate, within 30 days following such actual realization of the Tax Benefit, in an amount equal to such Tax Benefit actually realized in cash (including any Tax Benefit actually realized as a result of the
payment), plus interest on such amount computed in accordance with Section 15 based on the number of days from the date of such actual realization of the Tax Benefit to the date of payment of such amount under this Section 6.01(b). 

(c) No later than 30 days after a Tax Benefit described in Section 6.01(b) is actually realized in cash by a member of the Parent Group
or a member of the Enova Group, Parent (if a member of the Parent Group actually realizes such Tax Benefit) or Enova (if a member of the Enova Group actually realizes such Tax Benefit) shall provide the other Company with a written calculation of
the amount payable to such other Company by Parent or Enova pursuant to this Section 6. In the event that Parent or Enova disagrees with any such calculation described in this Section 6.01(c), Parent or Enova shall so notify the other
Company in writing within 30 days of receiving the written calculation set forth above in this Section 6.01(c). Parent and Enova shall endeavor in good faith to resolve such disagreement, and, failing that, the amount payable under this
Section 6 shall be determined in accordance with the disagreement resolution provisions of Section 14 as promptly as practicable. 

(d) Enova shall be entitled to any refund that is attributable to, and would not have arisen but for, an Enova Carryback pursuant to the
proviso set forth in Section 4.07. Any such payment of such refund made by Parent to Enova pursuant to this Section 6.01(d) shall be recalculated in light of any Final Determination (or any other facts that may arise or come to light after
such payment is made, such as a carryback of a Parent Group Tax Attribute to a Tax Period in respect of which such refund is received) that would affect the amount to which Enova is entitled, and an appropriate adjusting payment shall be made by
Enova to Parent such that the aggregate amounts paid pursuant to this Section 6.01(d) equals such recalculated amount (with interest computed in accordance with Section 15). 

Section 6.02 Parent and Enova Income Tax Deductions in Respect of Certain Equity Awards and Incentive Compensation. Solely
the member of the Group for which the relevant individual is currently employed or, if such individual is not currently employed by a member of the Group, was most recently employed at the time of the vesting, exercise, disqualifying disposition,
payment or other relevant taxable event, as appropriate, in respect of equity awards and other incentive compensation issued to such individual, shall be entitled to claim any Income Tax deduction in respect of such equity awards and other incentive
compensation on its respective Tax Return associated with such event. 

  
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 Section 7. Tax-Free Status.  

Section 7.01 Tax Opinions/Rulings and Representation Letters. 

(a) Each of Enova and Parent hereby represents and agrees that (A) it has, in the case submitted prior to the date hereof, read or, in the
case not submitted as of the date hereof, will read the Representation Letters prior to the date submitted and (B) subject to any qualifications therein, all information contained in such Representation Letters that concerns or relates to such
Company or any member of its Group is and will be true, correct and complete. 
 (b) To the extent that any Tax Opinions/Rulings or
Representation Letters have not yet been obtained or submitted as of the date hereof, Enova and Parent shall use their commercially reasonable best efforts and shall cooperate in good faith to finalize the Representation Letters for the Distribution
as soon as possible hereafter and to cause the same to be submitted to the Tax Advisors, the IRS or such other governmental authorities as Parent shall deem necessary or desirable and shall take such other commercially reasonable actions as may be
necessary or desirable to obtain the Tax Opinions/Rulings in order to confirm the Tax-Free Status. 
 Section 7.02 Restrictions on
Enova. 
 (a) Enova agrees that it will not take or fail to take, or permit any Enova Affiliate to take or fail to take, any action where
such action or failure to act would be inconsistent with or cause to be untrue any material, information, covenant or representation in any Representation Letters or Tax Opinions/Rulings. Enova agrees that it will not take or fail to take, or permit
any Enova Affiliate, to take or fail to take, any action which prevents or could reasonably be expected to prevent (A) the Tax-Free Status, or (B) any transaction contemplated by the Separation and Distribution Agreement which is intended
by the parties to be tax-free from so qualifying, including, in the case of Enova, issuing any Enova Capital Stock that would prevent the Distribution from qualifying as a tax-free distribution within the meaning of Section 355 of the Code.

 (b) Pre-Distribution Period. During the period from the date hereof until the completion of the Distribution, Enova shall not take
any action (including the issuance of Enova Capital Stock) or permit any Enova Affiliate directly or indirectly controlled by Enova, as the case may be, to take any action if, as a result of taking such action, Enova could have a number of shares of
Enova Capital Stock (computed on a fully diluted basis or otherwise) issued and outstanding, including by way of the exercise of stock options (whether or not such stock options are currently exercisable) or the issuance of restricted stock, that
could cause Parent to cease to have Tax Control of Enova. 
 (c) Enova agrees that, from the date hereof until the first day after the
two-year anniversary of the Distribution Date, it will (i) maintain its status as a company engaged in the Active Trade or Business for purposes of Section 355(b)(2) of the Code and (ii) not engage in any transaction that would result
in it ceasing to be a company engaged in the Active Trade or Business for purposes of Section 355(b)(2) of the Code, in each case, taking into account Section 355(b)(3) of the Code. 

(d) Enova agrees that, from the date hereof until the first day after the two-year anniversary of the Distribution Date, it will not 

  
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 (i) enter into any Proposed Acquisition Transaction or, to the extent Enova has
the right to prohibit any Proposed Acquisition Transaction, permit any Proposed Acquisition Transaction to occur (whether by (a) redeeming rights under a shareholder rights plan, (b) finding a tender offer to be a “permitted
offer” under any such plan or otherwise causing any such plan to be inapplicable or neutralized with respect to any Proposed Acquisition Transaction, or (c) approving any Proposed Acquisition Transaction, whether for purposes of
Section 203 of the DGCL or any similar corporate statute, any “fair price” or other provision of Enova’s charter or bylaws or otherwise), 

(ii) merge or consolidate with any other Person or liquidate or partially liquidate, 

(iii) in a single transaction or series of transactions sell or transfer (other than sales or transfers of inventory in the
ordinary course of business) 25% or more of the gross assets of the Active Trade or Business or 25% or more of the consolidated gross assets of Enova and its Affiliates (such percentages to be measured based on fair market value as of the
Distribution Date), 
 (iv) redeem or otherwise repurchase (directly or through a Enova Affiliate) any Enova stock, or rights
to acquire stock, except to the extent such repurchases satisfy Section 4.05 (l)(b) of Revenue Procedure 96-30 (as in effect prior to the amendment of such Revenue Procedure by Revenue Procedure 2003-48), 

(v) amend its certificate of incorporation (or other organizational documents), or take any other action, whether through a
stockholder vote or otherwise, affecting the voting rights of Enova Capital Stock (including, without limitation, through the conversion of one class of Enova Capital Stock into another class of Enova Capital Stock) or 

(vi) take or fail to take any other action or actions (including any action or transaction that would be reasonably likely to
be inconsistent with any representation made in the Representation Letters or the Tax Opinions/Rulings) which in the aggregate (and taking into account any other transactions described in this subparagraph (d)) would be reasonably likely to have the
effect of causing or permitting one or more persons (whether or not acting in concert) to acquire directly or indirectly stock representing a Fifty-Percent or Greater Interest in Enova or otherwise jeopardize the Tax-Free Status, unless prior to
taking any such action set forth in the foregoing clauses (i) through (vi): 
 (A) Enova shall have requested that Parent obtain a
Ruling in accordance with Section 7.03(b) and (d) of this Agreement to the effect that such transaction will not affect the Tax-Free Status and Parent shall have received such a Ruling in form and substance satisfactory to Parent in its
sole and absolute discretion, which discretion shall be exercised in good faith solely to preserve the Tax-Free Status (and in determining whether a Ruling is satisfactory, Parent may consider, among other factors, the appropriateness of any
underlying assumptions and management’s representations made in connection with such Ruling); or 

  
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 (B) Enova shall provide Parent with an Unqualified Tax Opinion in form and substance
satisfactory to Parent in its sole and absolute discretion, which discretion shall be exercised in good faith solely to preserve the Tax-Free Status (and in determining whether an opinion is satisfactory, Parent may consider, among other factors,
the appropriateness of any underlying assumptions and management’s representations if used as a basis for the opinion and Parent may determine that no opinion would be acceptable to Parent); or 

(C) Parent shall have waived the requirement to obtain such Ruling or Unqualified Tax Opinion. 

(e) Certain Issuances of Enova Capital Stock. If Enova proposes to enter into any Specified Acquisition Transaction or, to the extent
Enova has the right to prohibit any Specified Acquisition Transaction, proposes to permit any Specified Acquisition Transaction to occur, in each case, during the period from the date hereof until the first day after the two-year anniversary of the
Distribution Date, Enova shall provide Parent, no later than ten days following the signing of any written agreement with respect to the Specified Acquisition Transaction, with a written description of such transaction (including the type and amount
of Enova Capital Stock to be issued in such transaction) and a certificate of the Board of Directors of Enova to the effect that the Specified Acquisition Transaction is not a Proposed Acquisition Transaction or any other transaction to which the
requirements of Section 7.02(d) apply (a “Board Certificate”). 
 (f) Distributions by Foreign Enova
Subsidiaries. Until January 1st of the calendar year immediately following the calendar year in which the Distribution occurs, Enova shall neither cause nor permit any foreign subsidiary of Enova to enter into any transaction or take any
action that would be considered under the Code to constitute the declaration or payment of a dividend (including pursuant to Section 304 of the Code) without obtaining the prior written consent of Parent (such prior written consent not to be
unreasonably withheld). 
 (g) Internal Restructurings. Enova agrees that, from the date hereof until the first day after the
two-year anniversary of the Distribution Date, it will not undertake any internal restructuring of the Enova Group (including, without limitation, any merger, therein) that might reasonably impact the Tax-Free Status of the Distribution without the
prior written consent of Parent, which consent shall not be unreasonably delayed, conditioned or withheld. 
 Section 7.03
Procedures Regarding Opinions and Rulings. 
 (a) If Enova notifies Parent that it desires to take one of the actions described in
clauses (i) through (vi) of Section 7.02(d) (a “Notified Action”), Parent and Enova shall reasonably cooperate to attempt to obtain the Ruling or Unqualified Tax Opinion referred to in Section 7.02(d),
unless Parent shall have waived the requirement to obtain such Ruling or Unqualified Tax Opinion. 

  
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 (b) Rulings or Unqualified Tax Opinions at Enova’s Request. Parent agrees that at the
reasonable request of Enova pursuant to Section 7.02(d), Parent shall cooperate with Enova and use its reasonable best efforts to seek to obtain, as expeditiously as possible, a Ruling from the IRS or an Unqualified Tax Opinion for the purpose
of permitting Enova to take the Notified Action. Further, in no event shall Parent be required to file any Ruling Request under this Section 7.03 (b) unless Enova represents that (A) it has read the Ruling Request, and (B) all
information and representations, if any, relating to any member of the Enova Group, contained in the Ruling Request documents are (subject to any qualifications therein) true, correct and complete. Enova shall reimburse Parent for all reasonable
costs and expenses incurred by the Parent Group in obtaining a Ruling or Unqualified Tax Opinion requested by Enova within ten Business Days after receiving an invoice from Parent therefor. 

(c) Rulings or Unqualified Tax Opinions at Parent’s Request. Parent shall have the right to obtain a Ruling or an Unqualified Tax
Opinion at any time in its sole and absolute discretion. If Parent determines to obtain a Ruling or an Unqualified Tax Opinion, Enova shall (and shall cause each Affiliate of Enova to) cooperate with Parent and take any and all actions reasonably
requested by Parent in connection with obtaining the Ruling or Unqualified Tax Opinion (including, without limitation, by making any representation or covenant or providing any materials or information requested by the IRS or Tax Advisor;
provided that Enova shall not be required to make (or cause any Affiliate of Enova to make) any representation or covenant that is inconsistent with historical facts or as to future matters or events over which it has no control). Parent
shall reimburse Enova for all reasonable costs and expenses incurred by the Enova Group in obtaining a Ruling or an Unqualified Tax Opinion requested by Parent within 10 business days after receiving an invoice from Enova therefor. 

(d) Enova hereby agrees that Parent shall have sole and exclusive control over the process of obtaining any Ruling, and that only Parent shall
apply for a Ruling. In connection with obtaining a Ruling pursuant to Section 7.03(b), (A) Parent shall keep Enova informed in a timely manner of all material actions taken or proposed to be taken by Parent in connection therewith;
(B) Parent shall (1) reasonably in advance of the submission of any Ruling Request documents provide Enova with a draft copy thereof (2) reasonably consider Enova’s comments on such draft copy, and (3) provide Enova with a
final copy; and (C) Parent shall provide Enova with notice reasonably in advance of, and Enova shall have the right to attend, any formally scheduled meetings with the IRS (subject to the approval of the IRS) that relate to such Ruling. Neither
Enova nor any Enova Affiliate directly or indirectly controlled by Enova shall seek any guidance from the IRS or any other Tax Authority (whether written, verbal or otherwise) at any time concerning the Distribution (including the impact of any
transaction on the Distribution). 
 Section 7.04 Liability for Tax-Related Losses. 

(a) Notwithstanding anything in this Agreement or the Separation and Distribution Agreement to the contrary, subject to Section 7.04(c),
Enova shall be responsible for, and shall indemnify and hold harmless Parent and its Affiliates and each of their respective officers, directors and employees from and against, one hundred percent (100%) of any Tax-Related Losses that are
attributable to or result from any one or more of the following: (A) the acquisition (other than pursuant to the Distribution) of all or a portion of Enova’s stock and/or its or its subsidiaries’ assets by any means whatsoever by any
Person, (B) any negotiations, 

  
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understandings, agreements or arrangements by Enova with respect to transactions or events (including, without limitation, stock issuances, pursuant to the exercise of stock options or otherwise,
option grants, capital contributions or acquisitions, or a series of such transactions or events) that cause the Distribution to be treated as part of a plan pursuant to which one or more Persons acquire directly or indirectly stock of Enova
representing a Fifty-Percent or Greater Interest therein, (C) any action or failure to act by Enova after the Distribution (including, without limitation, any amendment to Enova’s certificate of
incorporation (or other organizational documents), whether through a stockholder vote or otherwise) affecting the voting rights of Enova stock (including, without limitation, through the conversion of one class of Enova Capital Stock into another
class of Enova Capital Stock), (D) any act or failure to act by Enova or any Enova Affiliate described in Section 7.02 (regardless whether such act or failure to act is covered by a Ruling, Unqualified Tax Opinion or waiver described in
clause (A), (B) or (C) of Section 7.02(d), a Board Certificate described in Section 7.02(e) or a consent described in Section 7.02(f) or (g)) or (E) any breach by Enova of its agreement and representation set forth in
Section 7.01(a). 
 (b) Notwithstanding anything in this Agreement or the Separation and Distribution Agreement to the contrary,
subject to Section 7.04(c), Parent shall be responsible for, and shall indemnify and hold harmless Enova and its Affiliates and each of their respective officers, directors and employees from and against, one hundred percent (100%) of any
Tax-Related Losses that are attributable to, or result from any one or more of the following: (A) the acquisition (other than pursuant to the Distribution) of all or a portion of Parent’s stock and/or its assets by any means whatsoever by
any Person, (B) any negotiations, agreements or arrangements by Parent with respect to transactions or events (including, without limitation, stock issuances, pursuant to the exercise of stock options or otherwise, option grants, capital
contributions or acquisitions, or a series of such transactions or events) that cause the Distribution to be treated as part of a plan pursuant to which one or more Persons acquire directly or indirectly stock of Parent representing a Fifty-Percent
or Greater Interest therein, or (C) any breach by Parent of its agreement and representation set forth in Section 7.01(a). 
 (c)
Tax-Related Losses 
 (i) To the extent that any Tax-Related Loss is subject to indemnity under both Sections 7.04(a)
and (b), responsibility for such Tax-Related Loss shall be shared by Parent and Enova according to relative fault. 
 (ii)
Notwithstanding anything in Section 7.04(b) or (c)(i) or any other provision of this Agreement or the Separation and Distribution Agreement to the contrary with respect to (I) any Tax-Related Loss resulting from Section 355(e) of the
Code (other than as a result of an acquisition of a Fifty-Percent or Greater Interest in Parent) and (II) any other Tax-Related Loss resulting (for the absence of doubt, in whole or in part) from an acquisition after the Distribution of any stock or
assets of Enova (or any Enova Affiliate) by any means whatsoever by any Person or any action or failure to act by Enova affecting the voting rights of Enova stock, Enova shall be responsible for, and shall indemnify and hold harmless Parent and its
Affiliates and each of their respective officers, directors and employees from and against, one hundred percent (100%) of such Tax-Related Loss. 

  
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 (iii) Notwithstanding anything in Section 7.04(a) or (c)(i) or any other
provision of this Agreement or the Separation and Distribution Agreement to the contrary, with respect to (I) any Tax-Related Loss resulting from Section 355(e) of the Code (other than as a result of an acquisition of a Fifty-Percent or
Greater Interest in Enova) and (II) any other Tax-Related Loss resulting (for the absence of doubt, in whole or in part) from an acquisition after the Distribution of any stock or assets of Parent (or any Parent Affiliate) by any means whatsoever by
any Person, Parent shall be responsible for, and shall indemnify and hold harmless Enova and its Affiliates and each of their respective officers, directors and employees from and against, one hundred percent (100%) of such Tax-Related Loss.

 (d) Enova shall pay Parent the amount of any Tax-Related Losses for which Enova is responsible under this Section 7.04: (A) in
the case of Tax-Related Losses described in clause (i) of the definition of Tax-Related Losses no later than two Business Days prior to the date Parent files, or causes to be filed, the applicable Tax Return for the year of the Distribution
(the “Filing Date”), provided that Parent delivers timely notice to Enova of the amount of such Tax-Related Losses then due and owing by Enova (provided that if such Tax-Related Losses
arise pursuant to a Final Determination described in clause (a), (b) or (c) of the definition of “Final Determination,” then Enova shall pay Parent no later than two Business Days after the date of such Final Determination with
interest calculated in accordance with Section 15) and (B) in the case of Tax-Related Losses described in clause (ii) or (iii) of the definition of Tax-Related Losses, no later than two Business Days after the date Parent
delivers Enova with notice that is has paid such Tax-Related Losses and the amount of such Tax-Related Losses then due and owing by Enova. Parent shall pay Enova the amount of any Tax-Related Losses (described in clause (ii) or (iii) of
the definition of Tax-Related Loss) for which Parent is responsible under this Section 7.04 no later than two Business Days after the date Enova pays such Tax-Related Losses. 

(e) For purposes of calculating the amount and timing of any Tax-Related Loss for which Enova is responsible under this Section 7.04,
Tax-Related Losses shall be calculated by assuming that Parent, the Parent Affiliated Group and each member of the Parent Group (I) pay Tax at the highest marginal corporate Tax rates in effect in each relevant taxable year and (II) have no Tax
Attributes in any relevant taxable year. 
 (f) For purposes of calculating the amount and timing of any Tax-Related Loss for which Parent
is responsible under this Section 7.04, Tax-Related Losses shall be calculated by assuming that Enova, and each member of the Enova Group (I) pay Tax at the highest marginal corporate Tax rates in effect in each relevant taxable year and
(II) have no Tax Attributes in any relevant taxable year. 
 Section 7.05 Section 336(e) Elections. Pursuant to Treasury
Regulation Sections 1.336-2(h)(1)(i) and 1.336-2(j), Parent and Enova agree that Parent shall make a timely protective election under Section 336(e) of the Code and the Treasury Regulations issued thereunder for Enova and each Affiliate of
Enova that is a domestic corporation for United States federal income Tax purposes with respect to the Distribution (a “Section 336(e) Election”). It is intended that a Section 336(e) Election will have no effect unless the
Distribution is a “qualified stock disposition,” as defined in Treasury Regulation Section 1.336(e)-1(b)(6), either because (a)

  
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the Distribution is not a transaction described in Treasury Regulations section 1.336-1(b)(5)(i)(B) or (b) Treasury Regulation Section 1.336-1(b)(5)(ii) applies to the Distribution. If
and to the extent that there is a violation of the Tax-Free Status of the Distribution, and the resulting Taxes (including any Taxes attributable to the Section 336(e) Election) are treated as Taxes of Enova (rather than Taxes of Parent)
pursuant to this Agreement, then, to that extent, Parent shall be entitled to quarterly payments from Enova equal to the actual Tax savings arising from the step-up in Tax basis resulting from the Section 336(e) Election, determined using a
“with and without” methodology (treating any deductions or amortization attributable to the step-up in tax basis resulting from the Section 336(e) Election as the last items claimed for any taxable year, including after the
utilization of any available net operating loss carryforwards), and less a reasonable charge for administrative expenses necessary to secure the Tax savings, provided, however, that that any payments to Parent by Enova under this
Section 7.05 shall be treated as payments by Enova in partial satisfaction of its indemnity obligation to Parent under Section 7.04(a) and that Parent and its Affiliated shall only be permitted to recover once hundred percent
(100%) of any Tax-Related Losses under Section 7.04(a) (including any payments made by Enova under this Section 7.05). 

Section 8. Assistance and Cooperation.  

Section 8.01 Assistance and Cooperation. 

(a) The Companies shall cooperate (and cause their respective Affiliates to cooperate) with each other and with each other’s agents,
including accounting firms and legal counsel, in connection with Tax matters relating to the Companies and their Affiliates including (i) preparation and filing of Tax Returns, (ii) determining the liability for and amount of any Taxes due
(including estimated Taxes) or the right to and amount of any refund of Taxes, (iii) examinations of Tax Returns, and (iv) any administrative or judicial proceeding in respect of Taxes assessed or proposed to be assessed. Such cooperation
shall include making all information and documents in their possession relating to the other Company and its Affiliates available to such other Company as provided in Section 9. Each of the Companies shall also make available to the other, as
reasonably requested and available, personnel (including officers, directors, employees and agents of the Companies or their respective Affiliates) responsible for preparing, maintaining, and interpreting information and documents relevant to Taxes,
and personnel reasonably required as witnesses or for purposes of providing information or documents in connection with any administrative or judicial proceedings relating to Taxes. In the event that a member of the Parent Group, on the one hand, or
a member of the Enova Group, on the other hand, suffers a Tax detriment as a result of a Transfer Pricing Adjustment, the Companies shall cooperate pursuant to this Section 8 to seek any competent authority relief that may be available with
respect to such Transfer Pricing Adjustment. 
 (b) Any information or documents provided under this Section 8 shall be kept
confidential by the Company receiving the information or documents, except as may otherwise be necessary in connection with the filing of Tax Returns or in connection with any administrative or judicial proceedings relating to Taxes. Notwithstanding
any provision of this Agreement or any other agreement, (i) neither Parent nor any Parent Affiliate shall be required to 

  
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provide Enova or any Enova Affiliate or any other Person access to or copies of any information or procedures (including the proceedings of any Tax Contest) other than information or procedures
that relate solely to Enova, the business or assets of Enova or any Enova Affiliate and (ii) in no event shall Parent or any Parent Affiliate be required to provide Enova, any Enova Affiliate or any other Person access to or copies of any
information if such action could reasonably be expected to result in the waiver of any Privilege. In addition, in the event that Parent determines that the provision of any information to Enova or any Enova Affiliate could be commercially
detrimental, violate any law or agreement or waive any Privilege, the parties shall use reasonable best efforts to permit compliance with its obligations under this Section 8 in a manner that avoids any such harm or consequence. If Enova
determines that the provision of any information to Parent or any Parent Affiliate could be commercially detrimental, violate any law or agreement or waive any Privilege, the parties shall use reasonable best efforts to avoid any such harm or
consequences. 
 Section 8.02 Income Tax Return Information. 

(a) Enova and Parent acknowledge that time is of the essence in relation to any request for information, assistance or cooperation made by
Parent or Enova pursuant to Section 8.01 or this Section 8.02. Enova and Parent acknowledge that failure to conform to the deadlines set forth herein or reasonable deadlines otherwise set by Parent or Enova could cause irreparable harm.

 (b) Each Company shall provide to the other Company information and documents relating to its Group required by the other Company to
prepare Tax Returns. Any information or documents the Responsible Company requires to prepare such Tax Returns shall be provided in such form as the Responsible Company reasonably requests and, to the extent practicable, in sufficient time for the
Responsible Company to file such Tax Returns on a timely basis. 
 Section 8.03 Reliance by Parent. If any member of the
Enova Group supplies information to a member of the Parent Group in connection with a Tax liability and an officer of a member of the Parent Group signs a statement or other document under penalties of perjury in reliance upon the accuracy of such
information, then upon the written request of such member of the Parent Group identifying the information being so relied upon, the chief financial officer of Enova (or any officer of Enova as designated by the chief financial officer of Enova)
shall certify in writing that to his or her knowledge (based upon consultation with appropriate employees) the information so supplied is accurate and complete. Enova agrees to indemnify and hold harmless each member of the Parent Group and its
directors, officers and employees from and against any fine, penalty, or other cost or expense of any kind attributable to a member of the Enova Group having supplied, pursuant to this Section 8, a member of the Parent Group with inaccurate or
incomplete information in connection with a Tax liability. 
 Section 8.04 Reliance by Enova. If any member of the Parent
Group supplies information to a member of the Enova Group in connection with a Tax liability and an officer of a member of the Enova Group signs a statement or other document under penalties of perjury in reliance upon the accuracy of such
information, then upon the written request of such member of the Enova Group identifying the information being so relied upon, the chief financial officer of 

  
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Parent (or any officer of Parent as designated by the chief financial officer of Parent) shall certify in writing that to his or her knowledge (based upon consultation with appropriate employees)
the information so supplied is accurate and complete. Parent agrees to indemnify and hold harmless each member of the Enova Group and its directors, officers and employees from and against any fine, penalty, or other cost or expense of any kind
attributable to a member of the Parent Group having supplied, pursuant to this Section 8, a member of the Enova Group with inaccurate or incomplete information in connection with a Tax liability. 

Section 9. Tax Records.  

Section 9.01 Retention of Tax Records. Each Company shall preserve and keep all Tax Records exclusively relating to the
assets and activities of its Group for Pre-Deconsolidation Periods, and Parent shall preserve and keep all other Tax Records relating to Taxes of the Groups for Pre-Deconsolidation Tax Periods, for so long as the contents thereof may become material
in the administration of any matter under the Code or other applicable Tax Law, but in any event until the later of (i) the expiration of any applicable statutes of limitations, or (ii) seven years after the Deconsolidation Date (such
later date, the “Retention Date”). After the Retention Date, each Company may dispose of such Tax Records provided that the other Company has not requested in writing within 30 days following the Retention Date the opportunity to
copy or remove all or any part of such Tax Records. Upon such written request, the requesting Company shall have the opportunity, at its cost and expense, to copy or remove, within 30 days of such request, all or any part of such Tax Records and the
other Company may dispose of such Tax Records following such 30 day period. If, prior to the Retention Date, a Company reasonably determines that any Tax Records which it would otherwise be required to preserve and keep under this Section 9 are
no longer material in the administration of any matter under the Code or other applicable Tax Law and the other Company agrees in writing, then such first Company may dispose of such Tax Records upon 90 days’ prior written notice to the other
Company. Any notice of an intent to dispose given pursuant to this Section 9.01 shall include a list of the Tax Records to be disposed of describing in reasonable detail each file, book, or other record accumulation being disposed. The notified
Company shall have the opportunity, at its cost and expense, to copy or remove, within such 90-day period, all or any part of such Tax Records. If, at any time prior to the Retention Date, Enova determines to decommission or otherwise discontinue
any computer program or information technology system used to access or store any Tax Records, then Enova may decommission or discontinue such program or system upon 90 days’ prior written notice to Parent and Parent shall have the opportunity,
at its cost and expense, to copy, within such 90-day period, all or any part of the underlying data relating to the Tax Records accessed by or stored on such program or system. 

Section 9.02 Access to Tax Records. The Companies and their respective Affiliates shall make available to each other for
inspection and copying during normal business hours upon reasonable notice all Tax Records (and, for the avoidance of doubt, any pertinent underlying data accessed or stored on any computer program or information technology system) in their
possession and shall permit the other Company and its Affiliates, authorized agents and representatives and any representative of a Taxing Authority or other Tax auditor access during normal business hours upon reasonable notice to any computer
program or information technology system used to access or store any Tax Records, in each case to the extent reasonably required by the other Company in connection with the preparation of Tax Returns or financial

  
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accounting statements, audits, litigation, or the resolution of items under this Agreement, and in all events subject to such reasonable requirements as the providing party’s information
technology department may impose to ensure compliance with such party’s data protection policies. 
 Section 10. Tax
Contests.  
 Section 10.01 Notice. Each of the Companies shall provide prompt notice to the other Company
of any written communication from a Tax Authority regarding any pending or threatened Tax audit, assessment or proceeding or other Tax Contest of which it becomes aware related to Taxes for Tax Periods for which it is indemnified by the other
Company hereunder. Such notice shall attach copies of the pertinent portion of any written communication from a Tax Authority and contain factual information (to the extent known) describing any asserted Tax liability in reasonable detail and shall
be accompanied by copies of any notice and other documents received from any Tax Authority in respect of any such matters. If an indemnified party has knowledge of an asserted Tax liability with respect to a matter for which it is to be indemnified
hereunder and such party fails to give the indemnifying party prompt notice of such asserted Tax liability and the indemnifying party is entitled under this Agreement to contest the asserted Tax liability, then (i) if the indemnifying party is
precluded from contesting the asserted Tax liability in any forum as a result of the failure to give prompt notice, the indemnifying party shall have no obligation to indemnify the indemnified party for any Taxes arising out of such asserted Tax
liability, and (ii) if the indemnifying party is not precluded from contesting the asserted Tax liability in any forum, but such failure to give prompt notice results in a material monetary detriment to the indemnifying party, then any amount
which the indemnifying party is otherwise required to pay the indemnified party pursuant to this Agreement shall be reduced by the amount of such detriment. 

Section 10.02 Control of Tax Contests. 

(a) Separate Company Taxes. In the case of any Tax Contest with respect to any Separate Return (other than a Separate Return of Other
Taxes described in clause (II) of Section 5.01), the Company having liability for the Tax shall have exclusive control over the Tax Contest, including exclusive authority with respect to any settlement of such Tax liability, subject to Sections
10.02(f) and (g) below. 
 (b) Parent Federal Consolidated Income Tax Return. In the case of any Tax Contest with respect to any
Parent Federal Consolidated Income Tax Return, Parent shall have exclusive control over the Tax Contest, including exclusive authority with respect to any settlement of such Tax liability, subject to Sections 10.02(f) and (g) below. 

(c) Parent State Combined Income Tax Return. In the case of any Tax Contest with respect to any Parent State Combined Income Tax
Return, Parent shall have exclusive control over the Tax Contest, including exclusive authority with respect to any settlement of such Tax liability, subject to Sections 10.02(f) and (g) below. 

(d) Parent Foreign Combined Income Tax Return. In the case of any Tax Contest with respect to any Parent Foreign Combined Income Tax
Return, Parent shall have exclusive control over the Tax Contest, including exclusive authority with respect to any settlement of such Tax liability, subject to Sections 10.02(f) and (g) below. 

  
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 (e) Joint Returns and Certain Other Returns. In the case of any Tax Contest with respect
to (I) any Joint Return (other than any Parent Federal Consolidated Income Tax Return, any Parent State Combined Income Tax Return or any Parent Foreign Combined Income Tax Return) or (II) any Return of Other Taxes described in clause (II) of
Section 5.01, (i) Parent shall control the defense or prosecution of the portion of the Tax Contest directly and exclusively related to any Parent Adjustment, including settlement of any such Parent Adjustment and (ii) Enova shall
control the defense or prosecution of the portion of the Tax Contest directly and exclusively related to any Enova Adjustment, including settlement of any such Enova Adjustment, and (iii) the Tax Contest Committee shall control the defense or
prosecution of Joint Adjustments and any and all administrative matters not directly and exclusively related to any Parent Adjustment or Enova Adjustment. The “Tax Contest Committee” shall be comprised of two persons, one person
selected by Parent (as designated in writing to Enova) and one person selected by Enova (as designated in writing to Parent). Each person serving on the Tax Contest Committee shall continue to serve unless and until he or she is replaced by the
party designating such person. Any and all matters to be decided by the Tax Contest Committee shall require the unanimous approval of both persons serving on the committee. In the event the Tax Contest Committee shall be deadlocked on any matter,
the provisions of Section 14 of this Agreement shall apply. 
 (f) Settlement Rights. The Controlling Party shall have the sole
right to contest, litigate, compromise and settle any Tax Contest without obtaining the prior consent of the Non-Controlling Party. Unless waived by the parties in writing, in connection with any potential adjustment in a Tax Contest as a result of
which adjustment the Non-Controlling Party may reasonably be expected to become liable to make any indemnification payment (or any payment under Section 6) to the Controlling Party under this Agreement: (i) the Controlling Party shall keep
the Non-Controlling Party informed in a timely manner of all actions taken or proposed to be taken by the Controlling Party with respect to such potential adjustment in such Tax Contest; (ii) the Controlling Party shall provide the
Non-Controlling Party copies of any written materials relating to such potential adjustment in such Tax Contest received from any Tax Authority; (iii) the Controlling Party shall timely provide the
Non-Controlling Party with copies of any correspondence or filings submitted to any Tax Authority or judicial authority in connection with such potential adjustment in such Tax Contest; (iv) the
Controlling Party shall consult with the Non-Controlling Party and offer the Non-Controlling Party a reasonable opportunity to comment before submitting any written materials prepared or furnished in
connection with such potential adjustment in such Tax Contest; and (v) the Controlling Party shall defend such Tax Contest diligently and in good faith. The failure of the Controlling Party to take any action specified in the preceding sentence
with respect to the Non-Controlling Party shall not relieve the Non-Controlling Party of any liability and/or obligation which it may have to the Controlling Party under this Agreement except to the extent that the Non-Controlling Party was actually
harmed by such failure, and in no event shall such failure relieve the Non-Controlling Party from any other liability or obligation which it may have to the Controlling Party. In the case of any Tax Contest described in Section 10.02(a), (b),
(c) or (d), “Controlling Party” means the Company entitled to control the Tax Contest under such Section and “Non-Controlling Party” means the other Company. In the case of any Tax Contest described in
Section 10.02(i), “Controlling Party” means Parent and “Non-Controlling Party” means Enova. 

  
 32 

 (g) Tax Contest Participation. Unless waived by the parties in writing, the Controlling
Party shall provide the Non-Controlling Party with written notice reasonably in advance of, and the Non-Controlling Party shall have the right to attend, any formally scheduled meetings with Tax Authorities or hearings or proceedings before any
judicial authorities in connection with any potential adjustment in a Tax Contest pursuant to which the Non-Controlling Party may reasonably be expected to become liable to make any indemnification payment (or any payment under Section 6) to
the Controlling Party under this Agreement. The failure of the Controlling Party to provide any notice specified in this Section 10.02(g) to the Non-Controlling Party shall not relieve the Non-Controlling Party of any liability and/or
obligation which it may have to the Controlling Party under this Agreement except to the extent that the Non-Controlling Party was actually harmed by such failure, and in no event shall such failure relieve the Non-Controlling Party from any other
liability or obligation which it may have to the Controlling Party. 
 (h) Power of Attorney. Each member of the Enova Group shall
execute and deliver to Parent (or such member of the Parent Group as Parent shall designate) any power of attorney or other similar document reasonably requested by Parent (or such designee) in connection with any Tax Contest (as to which Parent is
the Controlling Party) described in this Section 10. Each member of the Parent Group shall execute and deliver to Enova (or such member of the Enova Group as Enova shall designate) any power of attorney or other similar document requested by
Enova (or such designee) in connection with any Tax Contest (as to which Enova is the Controlling Party) described in this Section 10. 

Section 11. Effective Date; Termination of Prior Intercompany Tax Allocation Agreements. This Agreement shall be effective
as of the date hereof. As of the date hereof (i) all prior intercompany Tax allocation agreements or arrangements shall be terminated, and (ii) amounts due under such agreements as of the date hereof shall be settled as of the date hereof.
Upon such termination and settlement, no further payments by or to Parent or by or to Enova, with respect to such agreements shall be made, and all other rights and obligations resulting from such agreements between the Companies and their
Affiliates shall cease at such time. Any payments pursuant to such agreements shall be disregarded for purposes of computing amounts due under this Agreement; provided that to the extent appropriate, as determined by Parent, payments made
pursuant to such agreements shall be credited to Enova or Parent, respectively, in computing their respective obligations pursuant to this Agreement, in the event that such payments relate to a Tax liability that is the subject matter of this
Agreement for a Tax Period that is the subject matter of this Agreement. 
 Section 12. Survival of Obligations. The
representations, warranties, covenants and agreements set forth in this Agreement shall be unconditional and absolute and shall remain in effect without limitation as to time. 

  
 33 

 Section 13. Treatment of Payments; Tax Gross Up.  

Section 13.01 Treatment of Tax Indemnity and Tax Benefit Payments. In the absence of any change in Tax treatment under the
Code or other applicable Tax Law, 
 (a) any Tax indemnity payments made by a Company under Section 5 shall be reported for Tax
purposes by the payor and the recipient as distributions or capital contributions, as appropriate, occurring immediately before the Deconsolidation (but only to the extent the payment does not relate to a Tax allocated to the payor in accordance
with Section 1552 of the Code or the regulations thereunder or Treasury Regulation Section 1.1502-33(d) (or under corresponding principles of other applicable Tax Laws)) or as payments of an assumed or retained liability, and 

(b) any Tax Benefit payments made by a Company under Section 6, shall be reported for Tax purposes by the payor and the recipient as
distributions or capital contributions, as appropriate, occurring immediately before the Deconsolidation (but only to the extent the payment does not relate to a Tax allocated to the payor in accordance with Section 1552 of the Code or the
regulations thereunder or Treasury Regulation Section 1.1502-33(d) (or under corresponding principles of other applicable Tax Laws)) or as payments of an assumed or retained liability. 

Section 13.02 Tax Gross Up. If notwithstanding the manner in which Tax indemnity payments and Tax Benefit payments were
reported, there is an adjustment to the Tax liability of a Company as a result of its receipt of a payment pursuant to this Agreement, such payment shall be appropriately adjusted so that the amount of such payment, reduced by the amount of all
Income Taxes payable with respect to the receipt thereof (but taking into account all correlative Tax Benefits resulting from the payment of such Income Taxes), shall equal the amount of the payment which the Company receiving such payment would
otherwise be entitled to receive pursuant to this Agreement. 
 Section 13.03 Interest Under This Agreement. Anything
herein to the contrary notwithstanding, to the extent one Company (“Indemnitor”) makes a payment of interest to another Company (“Indemnitee”) under this Agreement with respect to the period from the date that the
Indemnitee made a payment of Tax to a Tax Authority to the date that the Indemnitor reimbursed the Indemnitee for such Tax payment, the interest payment shall be treated as interest expense to the Indemnitor (deductible to the extent provided by
law) and as interest income by the Indemnitee (includible in income to the extent provided by law). The amount of the payment shall not be adjusted under Section 2.02 to take into account any associated Tax Benefit to the Indemnitor or increase
in Tax to the Indemnitee. 
 Section 14. Disagreements. The Companies mutually desire that friendly collaboration will
continue between them. Accordingly, they will try, and they will cause their respective Group members to try, to resolve in an amicable manner all disagreements and misunderstandings connected with their respective rights and obligations under this
Agreement, including any amendments hereto. In furtherance thereof, in the event of any dispute or disagreement (other than a High-Level Dispute) (a “Tax Advisor Dispute”) between any member of the Parent Group and any member of the
Enova Group as to the interpretation of any 

  
 34 

 
provision of this Agreement or the performance of obligations hereunder, the Tax departments of the Companies shall negotiate in good faith to resolve the Tax Advisor Dispute. If such good faith
negotiations do not resolve the Tax Advisor Dispute, then the matter, upon written request of either Company, will be referred for resolution to executives who hold, at a minimum, the office of Senior Vice President and/or General Counsel (the
“Senior Executives”), which executives will make a good faith effort to resolve the Tax Advisor Dispute pursuant to the procedures set forth in Section 4.2 of the Separation and Distribution Agreement. If the Senior Executives
do not agree to a resolution of a Tax Advisor Dispute within thirty (30) days after the reference of the Tax Advisor Dispute to it, then the matter will be referred to a Tax Advisor acceptable to each of the Companies. The Tax Advisor may, in
its discretion, obtain the services of any third-party appraiser, accounting firm or consultant that the Tax Advisor deems necessary to assist it in resolving such disagreement. The Tax Advisor shall furnish written notice to the Companies of its
resolution of any such Tax Advisor Dispute as soon as practical, but in any event no later than 45 days after its acceptance of the matter for resolution. Any such resolution by the Tax Advisor will be conclusive and binding on the Companies.
Following receipt of the Tax Advisor’s written notice to the Companies of its resolution of the Tax Advisor Dispute, the Companies shall each take or cause to be taken any action necessary to implement such resolution of the Tax Advisor. In
accordance with Section 16, each Company shall pay its own fees and expenses (including the fees and expenses of its representatives) incurred in connection with the referral of the matter to the Tax Advisor. All fees and expenses of the Tax
Advisor in connection with such referral shall be shared equally by the Companies. Any High-Level Dispute shall be resolved pursuant to the procedures set forth in Section 4.2 of the Separation and Distribution Agreement. Nothing in this
Section 14 will prevent either Company from seeking injunctive relief if any delay resulting from the efforts to resolve the Tax Advisor Dispute through the Senior Executives and the Tax Advisor (or any delay resulting from the efforts to
resolve any High-Level Dispute through the procedures set forth in Section 4.2 of the Separation and Distribution Agreement) could result in serious and irreparable injury to either Company. Notwithstanding anything to the contrary in this
Agreement, the Separation and Distribution Agreement or any Ancillary Agreement, Parent and Enova are the only members of their respective Group entitled to commence a dispute resolution procedure under this Agreement, and each of Parent and Enova
will cause its respective Group members not to commence any dispute resolution procedure other than through such party as provided in this Section 14. 

Section 15. Late Payments. Payments pursuant to this Agreement that are not made within the period prescribed in this
Agreement (the “Payment Period”) and that are not otherwise setoff against amounts owed by one party to the other party will bear interest for the period from and including the date immediately following the last date of the Payment Period
through and including the date of payment at a per annum rate equal to the applicable rate for large corporate underpayments set forth in Section 6621(c) of the Code. Such interest will be payable at the same time as the payment to which it
relates and will be calculated on the basis of a year of 365 days and the actual number of days for which due. 
 Section 16.
Expenses. Except as otherwise provided in this Agreement, each party and its Affiliates shall bear their own expenses incurred in connection with preparation of Tax Returns, Tax Contests, and other matters related to Taxes under the
provisions of this Agreement. 

  
 35 

 Section 17. General Provisions.  

Section 17.01 Any notice, instruction, direction or demand under the terms of this Agreement required to be in writing shall be duly given
upon receipt, if delivered by hand, generally accepted means of electronic transmission, any nationally recognized overnight courier service or mail (with postage prepaid), to the following addresses: 

 

	 	(a)	If to Enova to: 

 Enova International, Inc. 

200 West Jackson Blvd. 

Chicago, Illinois 60606 
 Attn:
General Counsel 
 E-mail: lyoung@enova.com 
  

	 	(b)	If to Parent, to: 

 Cash America International, Inc. 

1600 West 7th Street 

Fort Worth, Texas 76102 
 Attn:
General Counsel 
 E-mail: clinscott@casham.com 

or to such other addresses or e-mail address as may be specified by like notice to the other party. 

A party may change the address for receiving notices under this Agreement by providing written notice of the change of address to the other parties. 

Section 17.02 Binding Effect. This Agreement shall be binding upon and inure to the benefit of the parties hereto and their
successors and assigns. 
 Section 17.03 Waiver. The parties may waive a provision of this Agreement only by a writing
signed by the party intended to be bound by the waiver. A party is not prevented from enforcing any right, remedy or condition in the party’s favor because of any failure or delay in exercising any right or remedy or in requiring satisfaction
of any condition, except to the extent that the party specifically waives the same in writing. A written waiver given for one matter or occasion is effective only in that instance and only for the purpose stated. A waiver once given is not to be
construed as a waiver for any other matter or occasion. Any enumeration of a party’s rights and remedies in this Agreement is not intended to be exclusive, and a party’s rights and remedies are intended to be cumulative to the extent
permitted by law and include any rights and remedies authorized in law or in equity. 
 Section 17.04 Severability. If
any provision of this Agreement or the application thereof to any Person or circumstance is determined by a court of competent jurisdiction to be invalid, void or unenforceable, the remaining provisions hereof or thereof, or the application of such

  
 36 

 
provision to Persons or circumstances or in jurisdictions other than those as to which it has been held invalid or unenforceable, shall remain in full force and effect and shall in no way be
affected, impaired or invalidated thereby. Upon such determination, the parties shall negotiate in good faith in an effort to agree upon a suitable and equitable provision to effect the original intent of the parties. 

Section 17.05 Authority. Each of the parties represents to the other that (a) it has the corporate or other requisite
power and authority to execute, deliver and perform this Agreement, (b) the execution, delivery and performance of this Agreement have been duly authorized by all necessary corporate or other action, (c) it has duly and validly executed
and delivered this Agreement, and (d) this Agreement is a legal, valid and binding obligation, enforceable against it in accordance with its terms, subject to applicable bankruptcy, insolvency, reorganization, moratorium or other similar laws
affecting creditors’ rights generally and general equity principles. 
 Section 17.06 Further Action. The parties
shall execute and deliver all documents, provide all information, and take or refrain from taking action as may be necessary or appropriate to achieve the purposes of this Agreement, including the execution and delivery to the other parties and
their Affiliates and representatives of such powers of attorney or other authorizing documentation as is reasonably necessary or appropriate in connection with Tax Contests (or portions thereof) under the control of such other parties in accordance
with Section 10. 
 Section 17.07 Integration. This Agreement, together with each of the exhibits and schedules
appended hereto, constitutes the final agreement between the parties, and is the complete and exclusive statement of the parties’ agreement on the matters contained herein. All prior and contemporaneous negotiations and agreements between the
parties with respect to the matters contained herein are superseded by this Agreement, as applicable. In the event of any inconsistency between this Agreement and the Separation and Distribution Agreement, or any other agreements relating to the
transactions contemplated by the Separation and Distribution Agreement, with respect to matters addressed herein, the provisions of this Agreement shall control. 

Section 17.08 Construction. The language in all parts of this Agreement shall in all cases be construed according to its
fair meaning and shall not be strictly construed for or against any party. The captions, titles and headings included in this Agreement are for convenience only, and do not affect this Agreement’s construction or interpretation. Unless
otherwise indicated, all “Section” references in this Agreement are to sections of this Agreement. 
 Section 17.09 No
Double Recovery. No provision of this Agreement shall be construed to provide an indemnity or other recovery for any costs, damages, or other amounts for which the damaged party has been fully compensated under any other provision of this
Agreement or under any other agreement or action at law or equity. Unless expressly required in this Agreement, a party shall not be required to exhaust all remedies available under other agreements or at law or equity before recovering under the
remedies provided in this Agreement. 

  
 37 

 Section 17.10 Counterparts. This Agreement may be executed in one or more
counterparts, all of which shall be considered one and the same agreement, and shall become effective when one or more counterparts have been signed by each party and delivered to each other party. Any signature on this Agreement may be an
electronically delivered signature and all parties agree that any signature delivered electronically shall be treated as an original signature to any such document. 

Section 17.11 Governing Law. The internal laws of the State of Texas (without reference to its principles of conflicts of
law) govern the construction, interpretation and other matters arising out of or in connection with this Agreement and each of the exhibits and schedules hereto and thereto (whether arising in contract, tort, equity or otherwise). 

Section 17.12 Jurisdiction. If any dispute arises out of or in connection with this Agreement, except as expressly
contemplated by another provision of this Agreement, the parties irrevocably (and the parties will cause each other member of their respective Group to irrevocably) (a) consent and submit to the exclusive jurisdiction of federal and state
courts located in Fort Worth, Texas, (b) waive any objection to that choice of forum based on venue or to the effect that the forum is not convenient, and (c) WAIVE TO THE FULLEST EXTENT PERMITTED BY LAW ANY RIGHT TO TRIAL OR ADJUDICATION
BY JURY. 
 Section 17.13 Amendment. Except as otherwise expressly provided herein with respect to the Schedules hereto,
the parties may amend this Agreement only by a written agreement signed by each party to be bound by the amendment and that identifies itself as an amendment to this Agreement. 

Section 17.14 Enova Subsidiaries. If, at any time, Enova acquires or creates one or more subsidiaries that are includable
in the Enova Group, they shall be subject to this Agreement and all references to the Enova Group herein shall thereafter include a reference to such subsidiaries. 

Section 17.15 Successors. This Agreement shall be binding on and inure to the benefit of any successor by merger,
acquisition of assets, or otherwise, to any of the parties hereto (including but not limited to any successor of Parent or Enova succeeding to the Tax Attributes of either under Section 381 of the Code), to the same extent as if such successor
had been an original party to this Agreement. 
 Section 17.16 Injunctions. The parties acknowledge that irreparable
damage would occur in the event that any of the provisions of this Agreement were not performed in accordance with its specific terms or were otherwise breached. The parties hereto shall be entitled to an injunction or injunctions to prevent
breaches of the provisions of this Agreement and to enforce specifically the terms and provisions hereof in any court having jurisdiction, such remedy being in addition to any other remedy to which they may be entitled at law or in equity. 

[Remainder of page intentionally left blank] 

  
 38 

 IN WITNESS WHEREOF, each party has caused this Agreement to be executed on its behalf by a duly
authorized officer on the date first set forth above. 
  

									
	CASH AMERICA INTERNATIONAL, INC.	 		 	ENOVA INTERNATIONAL, INC.
					
	By:	 	 /s/ Thomas A. Bessant, Jr.
	 		 	By:	 	 /s/ David A. Fisher

	Name:	 	 Thomas A. Bessant, Jr.
	 		 	Name:	 	 David A. Fisher

	Title:	 	 Executive Vice President and Chief Financial Officer
	 		 	Title:	 	 Chief Executive Officer and President

  
 39EX-10.2

 Exhibit 10.2 

TRANSITION SERVICES AGREEMENT 

BY AND BETWEEN 
 CASH
AMERICA INTERNATIONAL, INC. 
 AND 

ENOVA INTERNATIONAL, INC. 

Dated as of November 12, 2014 

 TABLE OF CONTENTS 

 

					
	ARTICLE I	 	DEFINITIONS	  	  1
			
	ARTICLE II	 	SERVICES	  	  2
	 2.1
	 	Services	  	  2
	 2.2
	 	Service Coordinators	  	  3
	 2.3
	 	Additional Services	  	  3
	 2.4
	 	Third Party Services	  	  3
	 2.5
	 	Standard of Performance; Limitation of Liability	  	  4
	 2.6
	 	Service Boundaries and Scope	  	  4
	 2.7
	 	Cooperation	  	  5
	 2.8
	 	Transitional Nature of Services; Changes	  	  5
			
	ARTICLE III	 	SERVICE CHARGES	  	  5
	 3.1
	 	Service Fee	  	  5
	 3.2
	 	Performance under Ancillary Agreements	  	  5
			
	ARTICLE IV	 	PAYMENT	  	  5
	 4.1
	 	Payment	  	  5
	 4.2
	 	Payment Disputes	  	  6
	 4.3
	 	Error Correction	  	  6
	 4.4
	 	Taxes	  	  6
	 4.5
	 	Records; Audits	  	  7
			
	ARTICLE V	 	TERM	  	  7
			
	ARTICLE VI	 	DISCONTINUATION OF SERVICES	  	  7
	 6.1
	 	Discontinuation of Services	  	  7
	 6.2
	 	Procedures Upon Discontinuation or Termination of Services	  	  7
			
	ARTICLE VII	 	DEFAULT	  	  8
			
	ARTICLE VIII	 	INDEMNIFICATION	  	  8
	 8.1
	 	Personal Injury	  	  8
	 8.2
	 	Property Damage	  	  8
	 8.3
	 	Waiver of Consequential Damages	  	  9
	 8.4
	 	Services Received	  	  9
			
	ARTICLE IX	 	CONFIDENTIALITY	  	10
			
	ARTICLE X	 	FORCE MAJEURE	  	10
	 10.1
	 	Performance Excused	  	10
	 10.2
	 	Notice	  	10
	 10.3
	 	Cooperation	  	10
	 10.4
	 	No Liability	  	10

  
 - i - 

					
	 ARTICLE XI
	 	MISCELLANEOUS	  	11
	 11.1
	 	Construction	  	11
	 11.2
	 	Assignment	  	11
	 11.3
	 	Entire Agreement	  	11
	 11.4
	 	Notices	  	11
	 11.5
	 	Governing Law	  	12
	 11.6
	 	Severability	  	12
	 11.7
	 	Amendment	  	12
	 11.8
	 	Counterparts	  	12
	 11.9
	 	Authority	  	13
	 11.10
	 	Binding Effect	  	13
	 11.11
	 	Waiver	  	13
	 11.12
	 	Arbitration	  	13
	 11.13
	 	Relationship of Parties	  	13
	 11.14
	 	Further Assurances	  	13
	 11.15
	 	Survival	  	13

 Schedule 1 - Services 

  
 - ii - 

 TRANSITION SERVICES AGREEMENT 

This TRANSITION SERVICES AGREEMENT (this “Agreement”) is entered into as of November 12, 2014, between Cash America
International, Inc., a Texas corporation (“Parent”), and Enova International, Inc., a Delaware corporation (“Enova”). 

RECITALS 
 WHEREAS,
Parent is the holder of all of the equity interests in Enova; 
 WHEREAS, Parent has determined that for corporate non-tax business
purposes it is in the best interests of Parent and Enova to separate Enova from Parent; 
 WHEREAS, contemporaneously with the
execution and delivery of this Agreement, Parent and Enova have entered into a Separation and Distribution Agreement, dated as of the date hereof (the “Separation and Distribution Agreement”), and the other Ancillary
Agreements (as defined in the Separation and Distribution Agreement); 
 WHEREAS, Parent currently intends that, on the Distribution
Date (as defined in the Separation and Distribution Agreement), Parent shall distribute to holders of shares of Parent Common Stock (as defined in the Separation and Distribution Agreement), through a spin-off, 80 percent of the outstanding shares
of Enova Common Stock (as defined in the Separation and Distribution Agreement) (the “Distribution”); 

WHEREAS, immediately following the Distribution, Parent will own 20 percent of the issued and outstanding shares of Enova Common Stock;

 WHEREAS, in order to ensure an orderly transition under the Separation and Distribution Agreement, Parent intends to provide to
Enova certain services described herein for a transitional period. 
 AGREEMENT 

NOW, THEREFORE, in consideration of the foregoing and the mutual covenants and agreements set forth below, the parties hereby agree as
follows: 
 ARTICLE I 

DEFINITIONS 
 The following
terms used in this Agreement are defined as set forth below or in the sections indicated, as applicable. Capitalized terms used herein and not otherwise defined shall have the respective meanings assigned to them in Article I of the Separation and
Distribution Agreement. 
 “Additional Services” has the meaning given such term in Section 2.3. 

An “Affiliate” of any Person means another Person that directly, or indirectly through one or more
intermediaries, controls, is controlled by, or is under common control with, such  

  
 - 1 - 

 
Person. For this purpose, “control” means the possession, directly or indirectly, of the power to direct or cause the direction of the management and policies of the Person controlled,
whether through ownership of voting securities, by contract or otherwise. Notwithstanding anything herein to the contrary, no member of the Enova Group (as defined in the Separation and Distribution Agreement) shall be deemed to be an Affiliate of
any member of the Parent Group (as defined in the Separation and Distribution Agreement), and no member of the Parent Group shall be deemed to be an Affiliate of any member of the Enova Group. 

“Agreement” has the meaning given such term in the Preamble. 

“Distribution” has the meaning given such term in the Preamble. 

“Distribution Date” means the date of the consummation of the Distribution, which shall be determined by Parent in its
sole and absolute discretion. 
 “Enova” has the meaning given such term in the Preamble. 

“Enova Entities” means Enova and its Subsidiaries. 

“Force Majeure Event” has the meaning set forth in Section 10.1. 

“Invoice” has the meaning given such term in Section 4.1. 

“Parent” has the meaning given such term in the Preamble. 

“Separation and Distribution Agreement” has the meaning given such term in the Recitals. 

“Service Coordinator” has the meaning given such term in Section 2.2. 

“Service Fee” has the meaning given such term in Section 3.1. 

“Services” has the meaning given such term in Section 2.1(a). 

“Subsidiary” means an Affiliate controlled by a Person directly, or indirectly through one or more intermediaries.

 “Tax” has the meaning given such term in Section 4.4. 

“Third Party Service Provider” means any agent, consultant, temporary employee, independent contractor or
subcontractor engaged by Parent to perform any Service hereunder. 
 ARTICLE II 

SERVICES 
 2.1
Services. 
 (a) Subject to the terms and conditions of this Agreement, Parent, directly or acting through its
Affiliates and/or its or its Affiliates’ respective employees or Third 

  
 - 2 - 

 
Party Service Providers, agrees to provide or cause to be provided to the Enova Entities the services set forth in Schedule 1 hereto (together with any Additional Services provided
pursuant to Section 2.3 are collectively referred to herein as the “Services”). 
 (b) At
all times during the performance of the Services, all Persons performing such Services (including Third Party Service Providers) shall be construed as being independent from the Enova Entities and such Persons shall not be considered or deemed to be
an employee of any of the Enova Entities nor entitled to any employee benefits from any of the Enova Entities as a result of this Agreement. Enova acknowledges and agrees that, except as may be expressly set forth herein as a Service (including such
agreed Additional Services to be provided pursuant to Section 2.3 below) or otherwise expressly set forth in the Separation and Distribution Agreement, any other Ancillary Agreement, or other binding definitive agreement, Parent shall
not be obligated to provide, or cause to be provided, any service or goods to any of the Enova Entities. 
 (c) Parent shall
not be required to perform Services hereunder that conflict with or violate any applicable law, contract, license, authorization, certification, or permit by which it is bound. 

2.2 Service Coordinators. Parent and Enova each agree to appoint one of their respective employees who will have overall responsibility
for managing and coordinating the delivery of Services, including making available the services of appropriately qualified employees and resources to enable the provision of the Services (each, a “Service Coordinator”). The
Service Coordinators will consult and coordinate with each other regarding the provision of Services. 
 2.3 Additional Services.
From time to time during the term of this Agreement, Enova may request additional Services from Parent by providing written notice. Upon the mutual written agreement as to the nature, cost, duration, and scope of such additional Services, Parent and
Enova shall supplement in writing this Agreement and Schedule 1 hereto to include such additional Services (such agreed services, the “Additional Services”). 

2.4 Third Party Services. Parent shall have the right to subcontract with one or more Third Party Service Providers to provide all or
part of any Services hereunder so long as such subcontracting is consistent with past practices and the practice applied by Parent generally from time to time within its own organization. If subcontracting for a Service is not consistent with past
practices and the practice applied by Parent generally from time to time within its own organization, then Parent shall give Enova written notice of its intent to subcontract such Service and Enova shall have five (5) days to notify Parent in
writing as to whether Enova, in its sole discretion, agrees to permit such subcontracting or whether to cancel such Service in accordance with Article VI hereof and any failure of Enova to provide such written notice within such five
(5) day period shall be deemed to be Enova’s agreement to permit such subcontracting. If Parent engages a Third Party Service Provider to perform any Services hereunder as permitted by this Agreement, Parent shall be responsible for any
failure of such Third Party Service Provider to perform any such Service hereunder to the same extent as if Parent was performing such Service itself. 

  
 - 3 - 

 2.5 Standard of Performance; Limitation of Liability. 

(a) The Services to be provided hereunder shall be performed with the same general degree of care, at the same general level,
and at the same general degree of accuracy and responsiveness, as when performed within the Parent organization prior to the date of this Agreement. It is understood and agreed that Parent is not a professional provider of the types of services
included in the Services and that Parent personnel performing such Services have other responsibilities, and will not be dedicated full-time to performing the Services. 

(b) In the event Parent fails to provide, or cause to be provided, the Services in accordance herewith, the sole and exclusive
remedy of Enova shall be to, at Enova’s sole discretion, within ten (10) days from the date that Parent first fails to provide such Service, send written notice of such failure to Parent indicating that Parent should either
(i) reperform the Service, or (ii) discontinue such Service; provided, that in the event Parent defaults in the manner described in Article VII, Enova shall have the further rights set forth in Article VII. 

(c) EXCEPT AS EXPRESSLY SET FORTH IN THIS SECTION 2.5, NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, IMPLIED, OR
EXPRESSED, ARE MADE BY PARENT OR ANY AFFILIATE OF PARENT WITH RESPECT TO THE SERVICES UNDER THIS AGREEMENT AND ALL SUCH REPRESENTATIONS OR WARRANTIES ARE HEREBY WAIVED AND DISCLAIMED. ENOVA HEREBY EXPRESSLY WAIVES ANY RIGHT ENOVA OR ANY OF THE ENOVA
ENTITIES MAY OTHERWISE HAVE FOR ANY LOSSES, TO ENFORCE SPECIFIC PERFORMANCE, OR TO PURSUE ANY OTHER REMEDY AVAILABLE IN CONTRACT, AT LAW, OR IN EQUITY IN THE EVENT OF ANY NON-PERFORMANCE, INADEQUATE PERFORMANCE, FAULTY PERFORMANCE, OR OTHER FAILURE
OR BREACH BY PARENT OR ANY AFFILIATE OF PARENT UNDER OR RELATING TO THIS AGREEMENT, NOTWITHSTANDING THE NEGLIGENCE (WHETHER SOLE, JOINT, OR CONCURRENT, OR ACTIVE OR PASSIVE) OF PARENT, ANY AFFILIATE OF PARENT, OR ANY THIRD PARTY SERVICE PROVIDER AND
WHETHER DAMAGES ARE ASSERTED IN CONTRACT OR TORT, UNDER FEDERAL, STATE, OR NON-U.S. LAWS OR OTHER STATUTE OR OTHERWISE; PROVIDED, HOWEVER, THAT THE FOREGOING WAIVER SHALL NOT EXTEND TO COVER, AND PARENT SHALL BE RESPONSIBLE FOR, SUCH
LOSSES CAUSED BY THE GROSS NEGLIGENCE OR WILLFUL MISCONDUCT OF PARENT, ANY AFFILIATE OF PARENT, OR ANY THIRD PARTY SERVICE PROVIDER. IN NO EVENT WILL PARENT’S LIABILITY UNDER THIS AGREEMENT EXCEED AN AMOUNT EQUAL TO THE AGGREGATE SERVICE FEES
ACTUALLY PAID BY ENOVA. 
 2.6 Service Boundaries and Scope. Except as provided in Schedule 1, (a) Parent shall be
required to provide, or cause to be provided, the Services only at the locations such Services are being provided by Parent for any of the Enova Entities immediately prior to the Distribution Date, and (b) the Services shall be available only
for purposes of conducting the business of the Enova Entities substantially in the manner it was conducted immediately prior to the Distribution Date. Except as provided in Schedule 1, in providing, or causing to be provided, the Services,
Parent shall not be obligated to (a) maintain the employment of any specific employee or hire 

  
 - 4 - 

 
additional employees, (b) purchase, lease, or license any additional equipment (including, without limitation, computer equipment, software, furniture, furnishings, fixtures, machinery,
vehicles, tools, and other tangible personal property) that it would not acquire in the ordinary course of business, (c) make modifications to its existing systems, (d) pay any costs related to the transfer or conversion of data of any of
the Enova Entities, or (e) be directed by Enova with respect to the allocation or selection of the Parent employees used to provide the Services. 

2.7 Cooperation. Parent and Enova shall cooperate with one another and shall provide such further assistance as the other party may
reasonably request in connection with the provision of Services hereunder. 
 2.8 Transitional Nature of Services; Changes. The
parties acknowledge the transitional nature of the Services and that Parent may make changes from time to time in the manner of performing the Services if Parent (a) is making similar changes in performing similar services for Parent and its
Subsidiaries and (b) furnishes to Enova prompt notice respecting such changes. 
 ARTICLE III 

SERVICE CHARGES 
 3.1
Service Fee. In consideration for the provision of the Services, Enova shall pay to Parent a monthly fee of $[        ] (the “Service Fee”) and shall reimburse Parent for
all reasonable, direct or indirect, out-of-pocket costs that are incurred to provide any Service, including any expenses incurred pursuant to Sections 2.4 that are not invoiced directly to Enova, but excluding personnel and general overhead costs
incurred by the Parent Group; provided, however, to the extent it is not consistent with past practices prior to the date hereof for Enova to reimburse Parent for the costs of Services provided by Third Party Service Providers, then Enova shall have
no obligation to reimburse Parent for any such out-of-pocket costs incurred by Parent in connection with the use of such Third Party Service Provider to perform Services hereunder unless Parent receives Enova’s consent to such reimbursement
prior to engaging such Third Party Service Provider to perform the applicable Service. 
 3.2 Performance under Other Agreements.
Notwithstanding anything to the contrary contained herein, Enova shall not be charged under this Agreement for any services that are specifically required to be performed under the Separation and Distribution Agreement or any other Ancillary
Agreement and any such other services shall be performed and charged for in accordance with the terms of the applicable Ancillary Agreement. 

ARTICLE IV 
 PAYMENT

 4.1 Payment. 

(a) Unless otherwise agreed by the mutual agreement of the Service Coordinators, Parent shall deliver to Enova, on or before
the 15th day of each month, addressed to the attention of the Enova Chief Financial Officer or such other person as Enova may designate in writing, an invoice setting forth in reasonable detail
for the immediately preceding month (i) the Service Fee, (ii) the basis for the calculation of the 

  
 - 5 - 

 
out-of-pocket costs, and (iii) such additional information as Enova may reasonably request (the “Invoice”). Absent manifest error in calculations contained in an
Invoice (or if there is manifest error, Enova will correct such error show such recalculation and deliver written notice thereof to Parent within sixty (60) days following Enova’s receipt of the Invoice), Enova shall wire transfer or ACH to the
account of Parent, within thirty (30) days after the date of the Invoice, the invoiced amount, in U.S. dollars, in full in accordance with written wiring instructions previously provided by Parent. Adjustment credits or debits shall be shown
on, and settled concurrently with, the Invoice next succeeding the Invoice for which the adjustment is made. In addition, the parties may also process or settle any payments owed under this Agreement directly through electronic transfers between the
parties’ designated bank accounts. 
 (b) Any preexisting obligation to make payment for Services provided hereunder
shall survive the termination of this Agreement. 
 4.2 Payment Disputes. Enova may object to any amounts for any Service at any time
before, at the time of, or after payment is made, provided such objection is made in writing to Parent within 60 days following the date of the disputed Invoice. Enova must timely pay all amounts in the invoice not subject to dispute within the
thirty (30) day period described in Section 4.1 above; and Enova may withhold payment of the disputed items pending resolution of the dispute. Payment of any amount shall not constitute approval thereof. The Service Coordinators shall meet
as expeditiously as possible to resolve any dispute. Any dispute that is not resolved by the Service Coordinators within 60 days after Enova notifies Parent of the dispute in writing shall be resolved in accordance with the dispute resolution and
arbitration procedures set forth in Article IV of the Separation and Distribution Agreement. Neither party shall have a right of set-off against the other party for billed amounts hereunder. Upon written request, Parent will provide to Enova
reasonable detail and support documentation to permit Enova to verify the accuracy of an Invoice. 
 4.3 Error Correction. Parent
shall make adjustments to charges as required to reflect the discovery of errors or omissions in charges. Services under this Agreement and charges therefor shall be subject to audit in accordance with Section 4.5 hereof. 

4.4 Taxes. Any transfer taxes, excises, fees, or other charges (including, without limitation, value added, sales, use, or receipts
taxes, but not including a tax on or measured by the income, net or gross revenues, business activity, or capital of Parent), or any increase therein, now or hereafter imposed directly or indirectly by law upon any fees paid hereunder for Services,
which Parent is required to pay or incur in connection with the provision of Services hereunder (“Tax”), shall be passed on to Enova as an explicit surcharge and shall be paid by Enova in addition to any Service Fee payment,
whether included in the applicable Service Fee payment, or added retroactively. If Enova submits to Parent a timely and valid resale or other exemption certificate acceptable to Parent and sufficient to support the exemption from Tax, then such Tax
will not be added to the Service Fee payable pursuant to Article III; provided, however, if Parent is ever required to pay such Tax, Enova will promptly reimburse Parent for such Tax, including any interest, penalties, and
attorney’s fees related thereto. The parties will cooperate to minimize the imposition of any Taxes. 

  
 - 6 - 

 4.5 Records; Audits. 

(a) Parent shall maintain true and correct records of all receipts, invoices, reports, and such other documents relating to the
Services rendered hereunder in accordance with its standard accounting practices and procedures, consistently applied. Without limiting the generality of the foregoing, Parent’s accounting records shall be maintained in sufficient detail to
enable an auditor to verify the accuracy, completeness, and appropriateness of the charges for the Services hereunder. Parent shall retain such accounting records and make them available to Enova’s auditors for a period of not less than six
years from the close of each fiscal year of Parent; provided, however, that Parent may, at its option, transfer such accounting records to Enova upon termination of this Agreement. 

(b) Upon written request, Enova and its duly authorized representatives shall have access during customary business hours to
the accounting records and other documents maintained by Parent that relate to this Agreement and shall have the right to audit such records; provided, however, that the same period cannot be re-audited. Any dispute arising out of an
audit that is not resolved by the mutual agreement of the Service Coordinators shall be resolved in accordance with the dispute resolution and arbitration procedures set forth in Article IV of the Separation and Distribution Agreement. 

ARTICLE V 
 TERM 

Enova shall undertake to provide to itself and its Subsidiaries, and to terminate as soon as reasonably practicable in accordance with
Article VI, the Services provided to the Enova Entities hereunder. Except as otherwise expressly agreed or unless sooner terminated, this Agreement shall continue in full force and effect between the parties until the one-year anniversary
date of Distribution Date. 
 ARTICLE VI 

DISCONTINUATION OF SERVICES 

6.1 Discontinuation of Services. After the date hereof, Enova may, without cause and in accordance with the terms and conditions
hereunder, request the discontinuation or partial discontinuation of one or more specific Services or all of the Services provided thereunder by giving Parent at least 30 days’ prior written notice; provided, however, that
(a) Enova shall be liable to Parent for all costs and expenses Parent remains obligated to pay in connection with, and attributable to, the provision of the discontinued Service or Services and (b) Parent shall use reasonable best efforts
to minimize all such costs and expenses. In such case, by mutual agreement, the parties may agree to a corresponding reduction in consideration payable therefor pursuant to Article III. The parties shall cooperate as reasonably required to
effectuate an orderly and systematic transfer to the Enova Entities of all of the duties and obligations previously performed by Parent under this Agreement. 

6.2 Procedures Upon Discontinuation or Termination of Services. Upon the discontinuation or termination of a Service hereunder, this
Agreement shall be of no further force 

  
 - 7 - 

 
and effect with respect to such Service, except as to obligations accrued prior to the date of discontinuation or termination; provided, however, that Article I, Article
VIII, and Article IX of this Agreement shall survive such discontinuation or termination. Each party shall, within 60 days after discontinuation or termination of a Service, to the extent reasonably practicable, deliver to the other party
all property in its possession, including, but not limited to, (a) originals of all books, records, contracts, receipts for deposits, and all other papers or documents in its possession which pertain exclusively to the business of the other
party and relate to such Service, and (b) copies of books, records, contracts, receipts for deposits, and all other papers or documents maintained by the other party and which pertain in part to the business of the other party and relate to
such Service; provided, that a party may retain archival copies of material provided to the other party pursuant to this Section 6.2. 

ARTICLE VII 
 DEFAULT

 In the event of a (a) failure of Enova to pay for Services in accordance with the terms of this Agreement, (b) failure of
Parent to perform, or cause to be performed, the Services in accordance with the terms of this Agreement, which failure results or could reasonably result in a material adverse impact on the business, operations, or financial results of the Enova
Entities taken as a whole, or (c) default by any party, in any material respect, in the due performance or observance by it of any of the other terms, covenants, or agreements contained in this Agreement, then the non-defaulting party shall
have the right, at its sole discretion, to immediately terminate this Agreement if the defaulting party has (i) failed to cure the default within 30 days of receipt of the written notice of such default or (ii) if such default is not
reasonably susceptible to cure within a 30-day period, failed to take action within 30 days of receipt of the written notice of default reasonably designed to cure such default as soon as is reasonably practicable. Enova’s right to terminate
this Agreement set forth in (b) and (c) above and the rights set forth in Section 2.5 shall constitute Enova’s sole and exclusive rights and remedies for a breach by Parent hereunder (including, without
limitation, any breach caused by an Affiliate of Parent or other third party providing a Service hereunder). 
 ARTICLE VIII 

INDEMNIFICATION 
 8.1
Personal Injury. Each party (as an indemnifying party) shall assume all liability for and shall release, defend, indemnify, and hold the other party, its affiliates, and their respective employees, officers, directors, members, managers,
partners, Third Party Service Providers and agents (all as indemnified parties) free and harmless from and against all losses in connection herewith in respect of injury to or death or sickness of any employee, Third Party Service Provider, agent,
or representative of the indemnifying party, its affiliates or their contractors or subcontractors, howsoever arising and whether or not caused by the negligence (whether sole, joint, or concurrent, or active or passive) of the indemnified parties,
except to the extent such loss is caused by the gross negligence or willful misconduct of an indemnified party. 
 8.2 Property
Damage. Each party (as an indemnifying party) shall assume all liability for and shall release, defend, indemnify, and hold the other party, its affiliates, and their respective employees, officers, directors, members, managers, partners, Third
Party Service 

  
 - 8 - 

 
Providers and agents (all as indemnified parties) harmless from and against all losses in connection herewith in respect of loss of or damage to such indemnifying party’s property or
property of its affiliates, their contractors or subcontractors or their respective employees, agents, or representatives, howsoever arising and whether or not caused by the negligence (whether sole, joint, or concurrent, or active or passive) of
the indemnified parties, except to the extent such loss is caused by the gross negligence or willful misconduct of an indemnified party. 

8.3 Waiver of Consequential Damages. NEITHER PARTY SHALL BE LIABLE UNDER THIS AGREEMENT FOR ANY CONSEQUENTIAL, SPECIAL, INDIRECT,
INCIDENTAL, PUNITIVE OR EXEMPLARY DAMAGES UNDER ANY THEORY, ARISING OUT OF ACTIVITIES OR OBLIGATIONS UNDER OR RELATED TO THIS AGREEMENT, REGARDLESS OF THE ACTS, OMISSIONS, NEGLIGENCE, OR FAULT OF ANY PERSON. 

8.4 Services Received. Enova hereby acknowledges and agrees that: 

(a) the Services to be provided hereunder are subject to and limited by the provisions of Section 2.5, Article
VII, and the other provisions hereof, including, without limitation, the limitation of remedies available to Enova which restricts available remedies resulting from a Service not provided in accordance with the terms hereof to either non-payment
or reperformance of such defective Service and, in certain limited circumstances, the right to terminate this Agreement; 

(b) the Services are being provided solely to facilitate the transition of Enova to a separate company as a result of the
Distribution, and Parent and its Affiliates do not provide any such Services to non-Affiliates; 
 (c) it is not the intent
of Parent to render, nor of the Enova Entities to receive from Parent, professional advice or opinions, whether with regard to risk management, government relations, investor relations, internal audit, payroll, legal, finance, accounting, tax, human
resources, information systems, employment, or other business and financial matters, or technical advice, whether with regard to information systems or other matters; Enova shall not rely on, or construe, any Service rendered by or on behalf of
Parent as such professional advice or opinions or technical advice; and Enova shall seek all third party professional advice and opinions or technical advice as it may desire or need, and in any event Enova shall be responsible for and assume all
risks associated with the Services, except to the limited extent set forth in Section 2.5 and Article VII; 

(d) with respect to any software or documentation within the Services, Enova shall use such software and documentation
internally and for their intended purpose only, shall not distribute, publish, transfer, sublicense, or in any manner make such software or documentation available to other organizations or persons, and shall not act as a service bureau or
consultant in connection with such software; and 
 (e) a material inducement to Parent’s agreement to provide the
Services is the limitation of liability set forth herein and the release. 

  
 - 9 - 

 ACCORDINGLY, EXCEPT WITH REGARD TO THE LIMITED REMEDIES EXPRESSLY SET FORTH HEREIN AND THE
INDEMNITIES SET FORTH IN SECTION 8.1 AND SECTION 8.2 HEREOF, ENOVA SHALL ASSUME ALL LIABILITY FOR AND SHALL FURTHER RELEASE, DEFEND, INDEMNIFY, AND HOLD PARENT, ANY AFFILIATE OF PARENT, AND THEIR RESPECTIVE EMPLOYEES, OFFICERS,
DIRECTORS, MEMBERS, MANAGERS, THIRD PARTY SERVICE PROVIDERS, PARTNERS, AND AGENTS (ALL AS INDEMNIFIED PARTIES), FREE AND HARMLESS FROM AND AGAINST ALL LOSSES RESULTING FROM, ARISING UNDER OR RELATED TO THE SERVICES, HOWSOEVER ARISING AND WHETHER OR
NOT CAUSED BY THE NEGLIGENCE OF PARENT, ANY AFFILIATE OF PARENT, OR ANY THIRD PARTY SERVICE PROVIDER, OTHER THAN THOSE LOSSES CAUSED BY THE GROSS NEGLIGENCE OR WILLFUL MISCONDUCT OF PARENT, ANY AFFILIATE OF PARENT, OR ANY THIRD PARTY SERVICE
PROVIDER. 
 ARTICLE IX 

CONFIDENTIALITY 
 Enova and
Parent each acknowledge and agree that the terms of Article VII of the Separation and Distribution Agreement shall apply to information, documents, plans, and other data made available or disclosed by one party to the other in connection with this
Agreement. 
 ARTICLE X 

FORCE MAJEURE 
 10.1
Performance Excused. Continued performance of a Service may be suspended immediately to the extent caused by any event or condition beyond the reasonable control of the party suspending such performance including acts of God, fire, labor or
trade disturbance, war (declared or undeclared), terrorism, civil commotion or civil unrest, riots, sabotage, compliance in good faith with any Law, unavailability of materials, unusually bad weather, interference by civil or military authorities or
other event or condition whether similar or dissimilar to the foregoing (a “Force Majeure Event”). 
 10.2
Notice. The party claiming suspension due to a Force Majeure Event will give prompt notice to the other of the occurrence of the Force Majeure Event giving rise to the suspension and of its nature and anticipated duration. 

10.3 Cooperation. Upon the occurrence of a Force Majeure Event, the parties shall cooperate with each other to find alternative means
and methods for the provision of the suspended Service. 
 10.4 No Liability. Without limiting the generality of
Section 2.5, neither party shall be under any liability for failure to fulfill any obligation under this Agreement so long as and to the extent to which the fulfillment of such obligation is prevented, frustrated, hindered, or delayed as
a consequence of circumstances of Force Majeure. 

  
 - 10 - 

 ARTICLE XI 

MISCELLANEOUS 
 11.1
Construction. The parties have participated jointly in the negotiation and drafting of this Agreement. If an ambiguity or question of intent or interpretation arises, this Agreement shall be construed as if drafted jointly by the parties and
no presumption or burden of proof shall arise favoring or disfavoring any party because of the authorship of any provision of this Agreement. Any reference to any federal, state, provincial, territorial, local, or foreign law shall be deemed also to
refer to such law as amended and all rules and regulations promulgated thereunder, unless the context requires otherwise. Any reference to any contract or agreement (including schedules, exhibits and other attachments thereto), including this
Agreement, shall be deemed also to refer to such contract or agreement as amended, restated, or otherwise modified, unless the context requires otherwise. The words “include,” “includes,” and “including” shall be deemed
to be followed by “without limitation.” Pronouns in masculine, feminine, and neuter genders shall be construed to include any other gender, and words in the singular form shall be construed to include the plural and vice versa, unless the
context requires otherwise. The words “this Agreement,” “herein,” “hereof,” “hereby,” “hereunder,” and words of similar import refer to this Agreement as a whole and not to any particular subdivision
unless expressly so limited. Where this Agreement states that a party “will” or “shall” perform in some manner or otherwise act or omit to act, it means that such party is legally obligated to do so in accordance with this
Agreement. The captions, titles, and headings included in this Agreement are for convenience only and do not affect this Agreement’s construction or interpretation. Any reference to an Article, Section, or Schedule in this Agreement shall refer
to an Article or Section of, or Schedule to, this Agreement, unless the context otherwise requires. This Agreement is for the sole benefit of the parties (and, solely for purposes of Article VIII, the indemnified parties) and does not, and is
not intended to, confer any rights or remedies in favor of any Person (including any employee, director, shareholder or Third Party Service Provider of Parent or any employee, director or shareholder of Enova) other than the parties. 

11.2 Assignment. Except as set forth herein, neither party shall assign, transfer, or otherwise alienate any or all of its rights or
interest under this Agreement without the express prior written consent of the other party, which consent may be granted or withheld in such other party’s sole discretion; provided, however, that the foregoing shall in no way
restrict the performance of a Service by an Affiliate of Parent or a Third Party Service Provider as otherwise allowed hereunder. 
 11.3
Entire Agreement. This Agreement, and the exhibits and schedules referenced or attached hereto, constitutes the entire agreement between the parties with respect to the subject matter hereof and thereof and supersedes (a) all prior oral
or written proposals or agreements, (b) all contemporaneous oral proposals or agreements, and (c) all previous negotiations and all other communications or understandings between the parties, in each case with respect to the subject matter
hereof and thereof. To the extent any portion of this Agreement conflicts with any other Ancillary Agreement or the Separation and Distribution Agreement, such other Ancillary Agremeent or the Separation and Distribution Agreement, as the case may
be, shall control. 
 11.4 Notices. Any notice, instruction, direction or demand under the terms of this Agreement required to be in
writing shall be duly given upon receipt, if delivered by hand, 

  
 - 11 - 

 
generally accepted means of electronic transmission, any nationally recognized overnight courier service or mail (with postage prepaid), to the following addresses: 

 

			
	(a)	  	If to Enova to:
		
		  	Enova International, Inc.
		  	200 W. Jackson Blvd., Suite 2400
		  	Chicago, IL 60606
		  	Attention: General Counsel
		  	E-mail: lyoung@enova.com
		
	(b)	  	If to Parent, to:
		
		  	Cash America International, Inc.
		  	1600 W. 7th Street
		  	Fort Worth, TX 76102
		  	Attention: General Counsel
		  	E-mail: clinscott@casham.com

 or to such other addresses or telecopy numbers as may be specified by like notice to the other party. 

11.5 Governing Law. This Agreement shall be governed by and construed and interpreted in accordance with the laws of the State of
Texas, irrespective of the choice of laws principles of the State of Texas, including all matters of validity, construction, effect, enforceability, performance and remedies. 

11.6 Severability. If any provision of this Agreement or the application thereof is determined by a court of competent jurisdiction to
be invalid, void or unenforceable, the remaining provisions hereof or thereof, or the application of such provision to Persons or circumstances or in jurisdictions other than those as to which it has been held invalid or unenforceable, shall remain
in full force and effect and shall in no way be affected, impaired or invalidated thereby. Upon such determination, the parties shall negotiate in good faith in an effort to agree upon a suitable and equitable provision to effect the original intent
of the parties. 
 11.7 Amendment. No provisions of this Agreement shall be deemed amended, supplemented or modified by any party,
unless such amendment, supplement or modification is in writing and signed by the authorized representative of the party against whom such amendment, supplement or modification is sought to be enforced. 

11.8 Counterparts. This Agreement may be executed in one or more counterparts, all of which shall be considered one and the same
agreement, and shall become effective when one or more counterparts have been signed by each party and delivered to each other party. Any signature on this Agreement may be an electronically delivered signature and all parties agree that any
signature delivered electronically shall be treated as an original signature to any such document. 

  
 - 12 - 

 11.9 Authority. Each party represents to the other party that (a) it has the
corporate power and authority to execute, deliver, and perform this Agreement, (b) the execution, delivery, and performance of this Agreement by it have been duly authorized by all necessary corporate or other actions, (c) it has duly and
validly executed and delivered this Agreement, and (d) this Agreement is its legal, valid, and binding obligation, enforceable against it in accordance with its terms, subject to applicable bankruptcy, insolvency, reorganization, moratorium, or
other similar laws affecting creditors’ rights generally and general equity principles. 
 11.10 Binding Effect. This Agreement
binds and benefits the parties and their respective successors and permitted assigns. Other than those Persons entitled to indemnity under Article VIII, there are no third party beneficiaries having rights under or with respect to this
Agreement. 
 11.11 Waiver. A provision of this Agreement may be waived only by a writing signed by the party intended to be bound by
the waiver. A party is not prevented from enforcing any right, remedy, or condition in the party’s favor because of any failure or delay in exercising any right or remedy or in requiring satisfaction of any condition, except to the extent that
the party specifically waives the same in writing. A written waiver given for one matter or occasion is effective only in that instance and only for the purpose stated. A waiver once given is not to be construed as a waiver for any other matter or
occasion. Any enumeration of a party’s rights and remedies in this Agreement is not intended to be exclusive, and a party’s rights and remedies are intended to be cumulative to the extent permitted by Law and include any rights and
remedies authorized in Law or in equity. 
 11.12 Arbitration. All disputes and controversies which may arise out of or in connection
with this Agreement and are not resolved through good faith negotiation shall be settled in accordance with the provisions of Article IV of the Separation and Distribution Agreement. 

11.13 Relationship of Parties. This Agreement does not create a fiduciary relationship, partnership, joint venture, or relationship of
trust or agency between the parties. 
 11.14 Further Assurances. From time to time, each party agrees to execute and deliver such
additional documents, and will provide such additional information and assistance as any party may reasonably require to carry out the terms of this Agreement. 

11.15 Survival. The parties agree that Articles I, VIII, and IX will survive the termination of this Agreement and
that any such termination shall not affect any obligation for the payment of Services rendered prior to termination. 
 [Signature page
follows.] 

  
 - 13 - 

 IN WITNESS WHEREOF, the parties have signed this Transition Services Agreement effective
as of the date first set forth above. 
  

									
	CASH AMERICA INTERNATIONAL, INC.	 		 	ENOVA INTERNATIONAL, INC.
					
	By:	 	 /s/ Thomas A. Bessant, Jr.
	 		 	By:	 	 /s/ David A. Fisher

	Name:	 	 Thomas A. Bessant, Jr.
	 		 	Name:	 	 David A. Fisher

	Title:	 	 Executive Vice President and Chief Financial Officer
	 		 	Title:	 	 Chief Executive Officer and President

  
 - 14 - 

 SCHEDULE 1 

SERVICES 
  

	1.	Lawson (Infor) Software support: 

  

	 	a.	Maintain existing GL accounts, cost centers, companies, legal entities, attribute lists, GL uploads, and Lawson reports. 

  

	 	b.	Create new GL accounts, cost centers, companies, legal entities, attribute lists, GL uploads, and Lawson reports from time to time as reasonably required in the normal course of business, and consistent with past
practices. This service explicitly excludes the creation of new GL accounts, cost centers, companies, legal entities, attribute lists, GL uploads, and Lawson reports due to acquisitions, reorganizations, new businesses and similar transactions or
projects which if reasonably requested by Enova will be agreed to by Parent and treated as “Additional Services” as defined by section 2.3 of this agreement. 

 

	 	c.	Support Facility Master and any feeds into Lawson 

  

	 	d.	Manage and support existing FTP site used for GL imports and payroll uploads 

  

	 	e.	Open and close monthly periods 

  

	 	f.	Provide access to all historical information for Enova related companies. 

  

	2.	ImageNow Software: 

  

	 	a.	Support existing JE, Reconciliation, Treasury, Australia (Trust) and AP workflows and process queues 

  

	 	b.	Provide access to all historical invoices, journal entries and reconciliations for Enova. 

  

	3.	Hyperion Software 

  

	 	a.	Maintain Enova FinPL cube 

  

	 	b.	Manage feeds from Lawson to Hyperion 

  

	 	c.	Rebuild cubes as reasonably requested 

  

	4.	Ubiquiti Software- Provide historical fixed asset and HR images and records. 

  

	5.	Treasura Software- Provide access to the application 

  

	6.	Treasury support activities: 

  

	 	a.	Provide use and access to the Wells Fargo procurement card system via CAI’s license in the ordinary course of business until the earlier of: February 15, 2015 or date Enova has transitioned to a separate Pcard
program. CAT program administrators will forward Enova related communications to the Enova program administrator on a timely basis. 

  

	7.	Accounts Payable function activities 

  

	 	a.	Maintain existing vendors, and create new vendors from time to time as reasonably required in the normal course of business, and consistent with past practices. This service explicitly excludes the creation of new
vendors due to acquisitions, reorganizations, new businesses and similar transactions or projects which if reasonably requested by Enova will be agreed to by Parent and treated as “Additional Services” as defined by section 2.3 of this
agreement. . 

  

	 	b.	Process up to 1,200 invoices per month for payment. 

  

	 	c.	Close AP application monthly 

  

	 	d.	Prepare 2014 1099s for Enova 

  

	 	e.	Process escheatment of checks for Enova 

  

	8.	Fixed Assets, Prepaids, Lease Management Software modules- 

 SCHEDULE 1 

SERVICES 
  

	 	a.	Close modules monthly 

  

	 	b.	Process queries from Fixed Asset Cube, as necessary 

  

	 	c.	Support all depreciation books within Lawson, such as Internal, Tax, and State 

  

	9.	AIRS Software access 

  

	 	a.	Access to query data from ImageNow for Chicago Personal Property Transaction Tax 

  

	 	b.	Access to query data for tax account reconciliations 

  

	10.	Compensation and Benefits 

  

	 	a.	Provide technical support and review services of no more than 1 hour to be completed by January 15, 2015 to Enova People Resources so Enova may calculate 2014 SERP contributions. 

 

	11.	Technical Connections 

  

	 	a.	Existing VPN allowing companies to exchange files 

  

	 	b.	Enova employees will continue to reset their CashAm passwords by using passwords.enova.com 

 In order to
provide the foregoing Services or provide Enova with access to certain systems, it may be necessary to obtain additional software licenses or use rights. The cost of any such licenses or use rights incurred by Parent will be reimbursed by Enova
pursuant to Section 3.1. Parent is entering into modifications to its existing licenses to allow Enova continued software system access with the following vendors: lnfor (Lawson), Perceptive (ImageNow), Oracle (Hyperion, Essbase), MHC, and Wall
Street Systems (Treasura). Services do not include 3rd party professional services expenses, which may be required to facilitate any conversion of historical images, financial records and
personnel data to Enova systems, which, if necessary will be paid by Enova.

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