Document:

<PAGE>

                                                                   Exhibit10(jj)

                                                                 January 6, 2005

Mr. Kenneth R. Rieth
President
Riviera Tool Company
5460 Executive Parkway S.E.
Grand Rapids, MI 49512-5507

RE:     FORBEARANCE AGREEMENT AMONG COMERICA BANK ("BANK") AND RIVIERA TOOL
        COMPANY ("BORROWER") DATED NOVEMBER 16, 2004, AS AMENDED BY A FIRST
        AMENDMENT DATED DECEMBER 15, 2004 AND A SECOND AMENDMENT DATED DECEMBER
        22, 2004 (AS AMENDED, "FORBEARANCE AGREEMENT")

Dear Mr. Rieth:

Borrower has requested that Bank extend its forbearance under the Forbearance
Agreement to March 15, 2005.

Subject to timely, written acceptance by Borrower of the following conditions in
this third amendment to the Forbearance Agreement ("Third Amendment"), and the
additional acknowledgment required below, Bank is willing to continue to forbear
until March 15, 2005, subject to earlier termination as provided below, from
further action to collect the Liabilities:

    1) Future administration of the Liabilities and the financing arrangements
    between Bank and Borrower shall continue to be governed by the covenants,
    terms and conditions of the Forbearance Agreement and the other Loan
    Documents, which are ratified and confirmed and incorporated by this
    reference, except to the extent that the Forbearance Agreement and the other
    Loan Documents have been superseded, amended, modified or supplemented by
    this Third Amendment or are inconsistent with this Third Amendment, then
    this Third Amendment shall govern.

    2) Borrower acknowledges Bank is under no obligation to advance funds or
    extend credit to Borrower under the Loan Documents, or otherwise.

    3) 100% of Borrower's cash inflows will continue to be applied to the Line
    of Credit Note. Subject to maintaining an advisory "Formula Amount" (defined
    below) equal to or greater than the balance owing on the Line of Credit Note
    (plus the amount of outstanding letters of credit), and provided there are
    no defaults under the terms of the Forbearance Agreement as amended by this
    Third Amendment, and no further defaults under the other Loan Documents,
    Bank may, in its sole discretion, continue to advance to Borrower under the
    Line of Credit Note, in accordance with the Loan Documents, through March
    15, 2005. Effective immediately, the maximum amount available under the Line
    of Credit Note is $5,000,000. Effective as of January 28, 2005, the maximum
    amount available under the Line of Credit Note will be reduced to
    $4,000,000. The "Formula Amount" is as defined as follows: as of the date of
    any determination, the sum of: (a) eighty percent (80%) of Eligible Accounts
    Receivable, less than 120 days past invoice, plus; (b) eighty percent (80%)
    of Retention Billings less than 180 days past invoice for Drive Automotive,
    that are related to the Mercedes BR-164 and BR-251 Programs; plus (c) an
    overformula equal to the lesser of (i) the amount owing to Borrower by
    Mercedes-Benz U. S. International, Inc. as assignee of Oxford Automotive,
    Inc. ("Oxford") from time to time based on invoices dated prior to December
    17, 2004 and (ii) $3,094,947, provided, however, that the maximum amount
    included in the Formula Amount under this subparagraph (c) will reduce
    permanently to $300,000 on January 28, 2005 and to zero ($0) on February 25,
    2005, in both cases, to the extent not already reduced by the payment of
    amounts owing by Mercedes-Benz; plus (d) an additional overformula equal to
    $400,000 until February 18, 2005, at which time such additional overformula
    shall reduce permanently to $200,000 until February 25, 2005, at which time
    it shall reduce permanently to zero ($0). Accounts owing by Benteler de
    Mexico that are otherwise Eligible Accounts, shall be included in
    determining the Formula Amount. Accounts

                                       14
<PAGE>

    owed by Oxford shall not be included in Eligible Accounts. All previous
    definitions of Advance Formula or Formula Amount are superceded by the
    foregoing. In the event the balance on the Line of Credit Note (plus the
    amount of outstanding letters of credit) exceeds the Advance Formula at any
    time, no advances will be allowed. Effective immediately, there shall be no
    availability to Borrower for letters of credit except for the currently
    outstanding letters of credit. Each borrowing request must be accompanied by
    an accounts receivable report, in form satisfactory to Bank, with a minimum
    of one report per week. Each report shall also include a detailed list of
    current ineligible accounts and a statement of those ineligible accounts
    collected.

    4) Upon execution of this Third Amendment, Borrower will pay to Bank a fully
    earned, non-refundable fee of $25,000.

    5) Notwithstanding Borrower's default under the Loan Documents, subject to
    HillStreet's execution of this Third Amendment as provided below, Bank
    consents to Borrower's payment to The HillStreet Fund II, L.P.
    ("HillStreet"), and any other holders of Subordinated Debt (only as defined
    in that certain Senior Subordination Agreement ("Subordination Agreement")
    among Bank, Borrower and HillStreet dated July 9, 2004) of $105,000 due on
    December 31, 2004 under the Subordinated Loan Documents (as defined in the
    Subordination Agreement). HillStreet, by its signature below, (a) represents
    and warrants to Bank that it is the only holder of Subordinated Debt, (b)
    consents to and acknowledges the terms of the Forbearance Agreement, as
    amended by this Third Amendment and (c) agrees to forbear from exercising
    any rights or remedies against Borrower or its assets until the termination
    of Bank's forbearance under this Third Amendment (and the failure of
    HillStreet to do so shall be a default under this Third Amendment).

    6) Concurrently with execution of this Third Amendment, Borrower will
    deliver to Bank updated borrowing resolutions in a form satisfactory to
    Bank.

    7) On or before January 31, 2005, Borrower will provide to Bank all
    documents requested by Bank with respect to life insurance policies pledged
    to Bank under the Loan Documents.

    8) In addition to all reporting currently required by the Forbearance
    Agreement and other Loan Documents, Borrower shall provide Bank and
    HillStreet:

        (a.)  on or before Monday of each week, a 13-week cash forecast and
              budget (including a weekly analysis of availability and the
              outstanding balance under the Line of Credit Note);

        (b.)  on or before January 15, 2005, (i) Borrower's monthly financial
              statements for September, October and November 2004 and (ii) an
              updated monthly forecast of Borrower's income statement, balance
              sheet, cash flow and borrowing base analysis for fiscal year 2004,
              incorporating actual results for September through November 2004
              and any changes to assumptions in the previous forecast;

        (c.)  on or before January 15, 2005, Borrower's backlog report as of
              November 30, 2004, including margins (percentage of completion
              format);

        (d.)  on or before January 15, 2005, all information requested by Bank
              with respect to (i) potential tooling lien claims by or against
              Borrower and (ii) Borrower's relationship with Oxford Automotive,
              Inc. (and its subsidiaries and affiliates), Gestamp Automocion,
              S.L. and Mercedes-Benz U.S. International, Inc.; and

        (e.)  within 30 days after each month end, monthly financial statements,
              including without limitation, income statements, balance sheet and
              cash flow.

    9) This Third Amendment shall be governed and controlled in all respects by
    the laws of the State of Michigan, without reference to its conflict of law
    provisions, including interpretation, enforceability, validity and
    construction.

                                       15
<PAGE>

    10) Bank expressly reserves the right to exercise any or all rights and
    remedies provided under the Forbearance Agreement and the other Loan
    Documents and applicable law except as modified herein. Bank's failure to
    exercise immediately such rights and remedies shall not be construed as a
    waiver or modification of those rights or an offer of forbearance.

    11) This Third Amendment will inure to the benefit of Bank and all its past,
    present and future parents, subsidiaries, affiliates, predecessors and
    successor corporations and all of their subsidiaries and affiliates.

    12) Bank anticipates that discussions addressing the Liabilities may take
    place in the future. During the course of such discussions, Borrower and
    Bank, may touch upon and possibly reach a preliminary understanding on one
    or more issues prior to concluding negotiations. Notwithstanding this fact
    and absent an express written waiver by Bank, Bank will not be bound by an
    agreement on any individual issues unless and until an agreement is reached
    on all issues and such agreement is reduced to writing and signed by
    Borrower and Bank.

    13) As of the date of this Third Amendment, there are no other offers
    outstanding from Bank to Borrower. Any prior offer by Bank, whether oral or
    written is hereby rescinded in full. There are no oral agreements between
    Bank and Borrower; any agreements concerning the Liabilities are expressed
    only in the Forbearance Agreement (as amended by this Third Amendment) and
    the other Loan Documents. The duties and obligations of Borrower and Bank
    shall be only as set forth in the Forbearance Agreement, the other Loan
    Documents and this Third Amendment, when executed by all parties.

    14) Borrower acknowledges that it has reviewed (or has had the opportunity
    to review) this Third Amendment with counsel of its choice and has executed
    this Third Amendment of its own free will and accord and without duress or
    coercion of any kind by Bank or any other person or entity.

    15) BORROWER AND BANK ACKNOWLEDGE AND AGREE THAT THE RIGHT TO TRIAL BY JURY
    IS A CONSTITUTIONAL ONE, BUT THAT IT MAY BE WAIVED. EACH PARTY, AFTER
    CONSULTING (OR HAVING HAD THE OPPORTUNITY TO CONSULT) WITH COUNSEL OF THEIR
    CHOICE, KNOWINGLY AND VOLUNTARILY, AND FOR THEIR MUTUAL BENEFIT WAIVES ANY
    RIGHT TO TRIAL BY JURY IN THE EVENT OF LITIGATION REGARDING THE PERFORMANCE
    OR ENFORCEMENT OF, OR IN ANY WAY RELATED TO, THIS THIRD AMENDMENT, THE
    FORBEARANCE AGREEMENT, THE OTHER LOAN DOCUMENTS OR THE LIABILITIES.

    16) DEFAULTS HAVE OCCURRED UNDER THE LOAN DOCUMENTS. BORROWER, TO THE
    FULLEST EXTENT ALLOWED UNDER APPLICABLE LAW, WAIVES ALL NOTICES THAT BANK
    MIGHT BE REQUIRED TO GIVE BUT FOR THIS WAIVER, INCLUDING ANY NOTICES
    OTHERWISE REQUIRED UNDER SECTION 6 OF ARTICLE 9 OF THE UNIFORM COMMERCIAL
    CODE AS ENACTED IN THE STATE OF MICHIGAN OR THE RELEVANT STATE CONCERNING
    THE APPLICABLE COLLATERAL (AND UNDER ANY SIMILAR RIGHTS TO NOTICE GRANTED IN
    ANY ENACTMENT OF REVISED ARTICLE 9 OF THE UNIFORM COMMERCIAL CODE).
    FURTHERMORE, BORROWER WAIVES (A) THE RIGHT TO NOTIFICATION OF DISPOSITION OF
    THE COLLATERAL UNDER SECTION 9-611 OF THE UNIFORM COMMERCIAL CODE, (B) THE
    RIGHT TO REQUIRE DISPOSITION OF THE COLLATERAL UNDER SECTION 9-620(E) OF THE
    UNIFORM COMMERCIAL CODE, AND (C) ALL RIGHTS TO REDEEM ANY OF THE COLLATERAL
    UNDER SECTION 9-623 OF THE UNIFORM COMMERCIAL CODE.

                                       16
<PAGE>

    17) BORROWER HEREBY WAIVES, DISCHARGES AND FOREVER RELEASES BANK, BANK'S
    EMPLOYEES, OFFICERS, DIRECTORS, ATTORNEYS, STOCKHOLDERS, AFFILIATES AND
    SUCCESSORS AND ASSIGNS, FROM AND OF ANY AND ALL CLAIMS, CAUSES OF ACTION,
    DEFENSES, COUNTERCLAIMS OR OFFSETS AND/OR ALLEGATIONS BORROWER MAY HAVE OR
    MAY HAVE MADE OR WHICH ARE BASED ON FACTS OR CIRCUMSTANCES ARISING AT ANY
    TIME UP THROUGH AND INCLUDING THE DATE OF THIS THIRD AMENDMENT, WHETHER
    KNOWN OR UNKNOWN, AGAINST ANY OR ALL OF BANK, BANK'S EMPLOYEES, OFFICERS,
    DIRECTORS, ATTORNEYS, STOCKHOLDERS, AFFILIATES AND SUCCESSORS AND ASSIGNS.

    18) This Third Amendment may be executed in counterparts and delivered by
    facsimile and the counterparts and/or facsimiles, when properly executed and
    delivered by the signing deadline, will constitute a fully executed complete
    agreement.

    19) Borrower shall properly execute this Third Amendment, obtain
    HillStreet's signature below, and deliver same to the undersigned by no
    later than 5:00 p.m. on January 6, 2005.

Bank reserves the right to terminate its forbearance prior to March 15, 2005, in
the event of any new defaults under the Loan Documents, defaults under the
Forbearance Agreement or this Third Amendment, in the event of further
deterioration in the financial condition of Borrower or further deterioration in
Bank's collateral position, and/or in the event Bank, for any reason, believes
that the prospect of payment or performance is impaired.

Very truly yours,

Thomas J. Stritzinger
Vice President -AGM
Middle Market Banking
99 Monroe Avenue, NW
Grand Rapids, MI 49503
(616) 776-6375
Fax: (616) 776-7885

ACKNOWLEDGED AND AGREED:

     "BORROWER"

RIVIERA TOOL COMPANY

By:
   --------------------------

Its:
    -------------------------

Date: January 6, 2005

                                       17
<PAGE>

        In consideration of the foregoing, The HillStreet Fund II, L.P.
("HillStreet") hereby consents to the foregoing Third Amendment and to the
Forbearance Agreement, and joins in agreement to paragraph 5 of the Third
Amendment:

    (1.)  Borrower agrees to furnish HillStreet with the same reporting
          information as detailed in paragraph 8 to be furnished to Bank.

    (2.)  HillStreet expressly reserves the right to exercise any or all rights
          and remedies provided under its loan documents with Borrower and
          applicable law except as modified in paragraph 5 of the Forbearance
          Agreement.

    (3.)  HillStreet's consent and forbearance shall be effective through the
          termination of Bank's forbearance under the Third Amendment (but not
          later than March 15, 2005) and HillStreet's failure to exercise
          immediately its rights and remedies shall not be construed as a waiver
          or modification of those rights or an offer of forbearance beyond such
          termination.

                                              The HillStreet Fund II, L.P.
                                              By:    HillStreet Capital II, Inc.
                                              Its:   Investment Manager

                                              By:
                                                 -------------------------------
                                                     Christian L. Meininger

                                              Its: President

                                              Date:  January 6, 2005

                                       18<PAGE>

                                                                     EXHIBIT 4.1

                           SPECIMEN STOCK CERTIFICATE

      COMMON SHARES                                               COMMON
                                                                  SHARES
                                                                   [   ]

     NUMBER
   TPO- [   ]

At no charge, any
shareholder may receive a                             CUSIP 876223 10 8
full statement of the                        SEE REVERSE FOR CERTAIN DEFINITIONS
designation, relative
rights, preferences, and
limitations of the shares
of each class or series of
the Corporation's shares
and the authority of the
Corporation's Board of
Directors to designate and
prescribe the relative
rights, preferences, and
limitations of series so
far as the same have been
prescribed, by sending a
written request for such
statement to the Transfer
Agent

                        [LOGO OF TARPON INDUSTRIES, INC.]
                             TARPON INDUSTRIES, INC.
              INCORPORATED UNDER THE LAWS OF THE STATE OF MICHIGAN

THIS CERTIFIES THAT [SPECIMEN]                      SEE REVERSE FOR CERTAIN
                                                    DEFINITIONS AND RESTRICTIONS
is the record holder of [   ]

FULLY PAID AND NONASSESSABLE COMMON SHARES, NO PAR VALUE, OF

TARPON INDUSTRIES, INC., transferable only on the books of the Corporation in
person or by duly authorized attorney upon surrender of this Certificate
properly endorsed. This Certificate is not valid until countersigned by the
Transfer Agent and registered by the Registrar.

      WITNESS the facsimile seal of the Corporation and the facsimile signatures
of its duly authorized officers.

DATED:

                                         COUNTERSIGNED AND REGISTERED:
                                         AMERICAN STOCK TRANSFER & TRUST COMPANY
                                         (New York, New York)
                                         TRANSFER AGENT AND REGISTRAR

                                                      AUTHORIZED SIGNATORY

_______________________    _________________________

CHIEF FINANCIAL OFFICER    CHAIRMAN, CHIEF EXECUTIVE
                             OFFICER AND PRESIDENT

                                                      TARPON INDUSTRIES, INC.

<PAGE>

________________________________________________________________________________
                        [FORM OF REVERSE OF CERTIFICATE]

      The following abbreviations, when used in the inscription on the face of
this certificate, shall be construed as though they were written out in full
according to applicable laws or regulations:

TEN COM-- as tenants in common           UNIF GIFT MIN ACT- _____Custodian_____
TEN ENT-- as tenants by the entireties                     (Cust.)       (Minor)
JT TEN -- as joint tenants with right of
          survivorship and notex
          as tenants in common
                                             under Uniform Gifts to Minors Act

                                             Act________________________________
                                                          (State)

                               UNIF TRF MIN ACT- ________Custodian(until age)
                                                 (Cust.)

                                                 ________under Uniform Transfers
                                                 (Minor)
                                                 to Minors Act__________________
                                                                  (State)

    Additional abbreviations may also be used though not in the above list.

FOR VALUE RECEIVED, __________________ hereby sell, assign and transfer unto

PLEASE INSERT SOCIAL
SECURITY OR OTHER
IDENTIFYING NUMBER OF
ASSIGNEE.
        [    ]

________________________________________________________________________________
 (PLEASE PRINT OR TYPEWRITE NAME AND ADDRESS INCLUDING ZIP CODE, OF ASSIGNEE)
________________________________________________________________________________
_________________________________________________________________________ shares
of the stock represented by the within Certificate, and do hereby irrevocably
constitute and appoint
______________________________________________________________________ Attorney
to transfer the said stock on the books of the within named Corporation with
full power of substitution in the premises.

Dated ________________________

                                 (Sign here)____________________________________
                                 NOTICE:    THE SIGNATURE(S) TO THIS ASSIGNMENT
                                            MUST CORRESPOND WITH THE NAME AS
                                            WRITTEN UPON THE FACE OF THE
                                            CERTIFICATE IN EVERY PARTICULAR
                                            WITHOUT ALTERATION OR ENLARGEMENT
                                            OR ANY CHANGE WHATEVER.

SIGNATURE(S) GUARANTEED:

____________________________________________________
THE SIGNATURE(S) SHOULD BE GUARANTEED BY AN ELIGIBLE
GUARANTOR INSTITUTION (BANKS, STOCKBROKERS, SAVINGS AND
LOAN ASSOCIATIONS AND CREDIT UNIONS WITH MEMBERSHIP IN
AN APPROVED SIGNATURE GUARANTEE MEDALLION PROGRAM) PURSUANT TO S.E.C.
RULE 17Ad-15.

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00076-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00076-of-00352.parquet"}]]