Document:

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                                                                   Exhibit 10.21

                              TRI-PARTY AGREEMENT
                               -------------------

Dated this 9th day of February, 2001:

This Agreement is entered into among:

                      CYBERBANK CORP., a Korean corporation
                         18th Floor, Mirae Bldg. 1306-6
                             Seocho-dong, Seocho-gu
                             Seoul, Korea   137-855

                            (hereinafter "Cyberbank")

                                       AND

                      PC-EPHONE, INC., a Nevada corporation
                            #515, 3440 Wilshire Blvd.
                             Los Angeles, California

                               (hereinafter "PCE")

                                       AND

                  FUTURECOM GLOBAL, INC., a Nevada corporation
                               15690 N. 83rd Way,
                           Scottsdale, Arizona  85260

                               (hereinafter "FCG")

                   (collectively referred to as the "Parties")

WHEREAS Cyberbank and PCE are parties to a Distribution Agreement dated November
6, 2000 whereby Cyberbank granted to PCE, inter alia, the exclusive marketing
rights to the United States and Canada for the PC-EPhone convergence device also
referred to in the agreement as the Multipalm (hereinafter referred to as
"PC-EPhone"); and

WHEREAS PCE and FCG have entered into a Subdistribution Agreement dated November
15, 2000 whereby PCE granted to FCG the exclusive rights for the PC-EPhone to
the United States and Canadian markets; and

WHEREAS the Parties hereto wish to enter into this Agreement to confirm, clarify
and supplement certain matters pertaining to the aforementioned agreements.

NOW THEREFORE the Parties agree as follows:

1.   FCG shall have a first priority in terms of production capacity and
     deliverables supported by a purchase order of FCG issued by FCG.

2.   FCG shall have a right of first refusal with respect to excess capacity.
     The terms and conditions of purchase shall be in accordance with the
     Subdistribution Agreement.

3.   Cyberbank shall provide to PCE and FCG a schedule detailing the first 3
     months production.  [                 *               ]  Partial shipments
     shall be allowed.

* Confidential Treatment Requested
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4.   A purchase order supported by a Standby Letter of Credit shall be issued
     at least 3 months prior to the shipment date.

5.   Cyberbank shall, on a best efforts basis, provide assistance to FCG with
     respect to obtaining carrier approval from Verizon which, without limiting
     the generality of the foregoing, shall include providing loaner test units,
     or financial assistance with respect to the supply of such test units.

6.   Cyberbank shall within the next three (3) weeks upgrade the 1,000 units of
     PC-EPhone by providing new software, [     *     ]

7.   [                    *                     ]

8.   [                    *                     ]

     [                    *                     ]

9.   In the event of a conflict between a provision in this Agreement and the
     two agreements referred to in the recitals, this Agreement shall prevail.

10.  The Parties hereto shall execute all other agreements and shall do all
     things necessary to give effect to the intent of the Parties hereto.

/s/ Young-sun Cho
--------------------------------------------------------------------------------
Young-sun Cho, President and CEO, Cyberbank Corp.

/s/ Ronald R. Kelly
--------------------------------------------------------------------------------
Ronald R. Kelly, President and CEO, FutureCom Global, Inc.

/s/ Douglas Yee
--------------------------------------------------------------------------------
Douglas Yee, President, PC-EPhone, Inc.

* Confidential Treatment Requested<PAGE>

                                                                   Exhibit 10.22

          THIS AGREEMENT made as of the 1st day of October, 2000,

BETWEEN:

          NEWLANDS OIL & GAS INC., a company duly incorporated under
          the laws of the State of Nevada and having its Head Office
          at #1388 - 888 West Georgia Street, Vancouver, BC  V6C 3E8

          (the "Company")

                                                               OF THE FIRST PART

AND:

          ALL SEASONS CONSULTING INC. (beneficial owner - Negar
          Towfigh), a company duly incorporated under the laws of
          British Columbia and having its Head Office at 1403
          Chippendale Road, West Vancouver, BC  V7S 2N7

          (the "Representative")

                                                              OF THE SECOND PART

WHEREAS:

A.     The Company is desirous of retaining the management services of the
Representative on a continuing basis and the Representative has agreed to
provide such services to the Company upon the terms and conditions hereinafter
set forth;

WITNESS THAT in consideration of the mutual agreements and covenants contained
herein and other valuable consideration, the receipt and sufficiency of which is
hereby acknowledged, it is agreed as follows:

1.   The Company engages the Representative for a term of 1-year commencing
October 1, 2000, unless extended or terminated earlier as hereinafter provided
(the "Term").

2.   This Agreement may be terminated at any time by either party on 30 days'
prior written notice to the other party.

3.   During the Term, the Representative shall serve the Company (and/or such
subsidiary or subsidiaries as the Company may from time to time require) in such
senior management and/or Representative capacity or capacities as may from time
to time be determined by the Board of Directors of the Company (the "Board") and
shall perform such duties and exercise such powers as may from time to time be
determined by the Board, Company, or of any such subsidiary.

4.   The Representative shall well and faithfully serve the Company and/or any
subsidiary as aforesaid during the continuance of the Representative's
engagement hereunder, shall devote the time, effort and ability to the Company's
affairs and business necessary for the Representative to perform her duties
under this Agreement and shall perform the Representative's duties hereunder in
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an efficient, trustworthy and businesslike manner to the advantage and benefit
of the Company. The Representative's duties shall include the managing of the
daily operations and required personnel.

5.   The Company is aware that the Representative has now and will continue to
have obligations to and financial interests in other companies and businesses
and the Company recognizes that these companies and businesses will require a
certain portion of the Representative's time.  The Company agrees that the
Representative may continue to devote time to such outside interests, provided
that such interests do not conflict with the time required for the
Representative to perform the Representative's duties under this Agreement.

6.   The Representative shall not, either during the Term or at any time
thereafter, disclose the private affairs of the Company and/or its subsidiary or
subsidiaries, or any secrets of the Company and/or its subsidiary or
subsidiaries to any person other than the directors of the Company and/or its
subsidiary or subsidiaries or for the Company's purposes and shall not (either
during the Term or at any time thereafter) use for the Representative's own
purposes or for any purposes other than those of the Company, any information
the Representative may acquire in relation to the business and affairs of the
Company and/or its subsidiary or subsidiaries.

7.   The terms "subsidiary" and "subsidiaries" as used herein mean any
corporation or company of which more than 50% of the outstanding shares carrying
voting rights at all times (provided that the ownership of such shares confers
the right at all times to elect at least a majority of the board of directors of
such corporation or company) are for the time being owned by or held for the
Company and/or any other corporation or company in like relation to the Company
and include any corporation or company in like relation to a subsidiary.

8.   The basic fee for the Representative's services hereunder shall be at the
rate of US THIRTYSIX THOUSAND DOLLARS (US$36,000) per year, payable in equal
monthly installments of US THREE THOUSAND DOLLARS (US$3,000).

9.   The Representative may be compensated for special projects at the
discretion of the Board and shall be reimbursed for all travel and other
reasonable expenses actually and properly incurred by the Representative in
connection with his duties hereunder.  For all such expenses the Representative
shall furnish to the Company statements and vouchers as and when required by it.

10.  This Agreement may be terminated forthwith by the Company without prior
notice if at any time:

(a)  the Representative shall commit any breach of any of the provisions herein
     contained; or

(b)  the Representative shall be guilty of any misconduct or neglect in the
     discharge of his duties hereunder;

(c)  the Representative shall become bankrupt or make any arrangements or
     composition with his creditors; or

(d)  the Representative shall be convicted of any criminal offense other than an
     offense which, in the reasonable opinion of the Board, does not affect his
     position with the Company.
<PAGE>

11.  In the event this Agreement is terminated by reason of default on the part
of the Representative, then, at the request of the Board, the Representative
shall forthwith resign any position or office which she then holds with the
Company or any subsidiary.

12.  The services to be performed by the Representative pursuant hereto are
personal in character, and neither this Agreement nor any rights or benefits
arising thereunder are assignable by the Representative without the prior
written consent of the Company.

13.  If any provision, word or clause of this Agreement shall be held to be
illegal, invalid or unenforceable for any reason, such illegality, invalidity or
unenforceability shall not affect the remaining provisions which shall be fully
severable, and this Agreement shall be construed and enforced without regard to
such illegal, invalid or unenforceable provision.

14.  This Agreement contains the entire agreement of the parties in respect of
the subject matter hereof and can be modified only by an agreement in writing,
signed by the party against whom or which enforcement of any waiver, change,
modification or discharge is sought, and supersedes any other oral or written
agreements of the parties in respect of the subject matter hereof.  Any and all
previous agreements, written or oral, between the parties hereto or on their
behalf relating to the engagement of the Representative by the Company are
hereby terminated and cancelled and each of the parties hereby releases and
forever discharges the other party of and from all manner of actions, causes of
action, claims, suits and demands whatsoever under or in respect of any such
agreement.

15.  Any notice required or permitted to be given under this Agreement shall be
delivered personally, sent by courier or mailed by registered mail, postage
prepaid, to the address of the respective party set out on the first page hereof
and any such notice personally delivered or sent by courier as aforesaid shall
be deemed to have been given on the date of delivery and any such notice mailed
as aforesaid shall be deemed to have been given on the second business day
following the date of mailing.  Any address for the giving of notices hereunder
may be changed by notice in writing given hereunder.

16.  The provisions of this Agreement shall enure to the benefit of and be
binding upon the legal personal representatives of the Representative and the
successors and assigns of the Company.  For this purpose, the terms "successors"
and "assigns" shall include any person, firm or corporation or other entity
which at any time, whether by merger, purchase or otherwise, shall acquire all
or substantially all of the assets or business of the Company.

17.  This Agreement is being delivered and is intended to be performed in the
Province of British Columbia and shall be construed and enforced in accordance
with, and the rights of the parties shall be governed by and interpreted in
accordance with, the laws of such Province.
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IN WITNESS WHEREOF this Agreement has been executed as of the day, month and
year first above written.

NEWLANDS OIL & GAS INC.

By:     /s/ Douglas Yee
Name:   Douglas Yee
Title:  President

ALL SEASONS CONSULTING INC.

By:     /s/ Negar Towfigh
Name:   Negar Towfigh
Title:  President

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