Document:

Exhibit 10.2

 

FEDERAL DEPOSIT INSURANCE CORPORATION

 

WASHINGTON, D.C.

 

NEVADA FINANCIAL INSTITUTIONS DIVISION

 

LAS VEGAS, NEVADA

 

	
   

  	
  )

  	
   

  
	
  In the Matter of

  	
  )

  	
  STIPULATION AND CONSENT

  
	
   

  	
  )

  	
  TO THE ISSUANCE

  
	
  NEVADA SECURITY BANK

  	
  )

  	
  OF AN ORDER

  
	
  RENO, NEVADA

  	
  )

  	
  TO CEASE AND DESIST 

  
	
   

  	
  )

  	
   

  
	
  (INSURED STATE
  NONMEMBER BANK)

  	
  )

  	
  FDIC-09-173b

  
	
   

  	
  )

  	
   

  

 

Subject
to the acceptance of this STIPULATION AND CONSENT TO THE ISSUANCE OF AN ORDER
TO CEASE AND DESIST (“CONSENT AGREEMENT”) by the Federal Deposit Insurance
Corporation (“FDIC”) and the Nevada Financial Institutions Division (“NFID”),
it is hereby stipulated and agreed by and between a representative of the Legal
Division of FDIC, the NFID, by and through its undersigned counsel, and Nevada
Security Bank, Reno, Nevada (“Bank”), as follows:

 

1.           The Bank has been advised of
its right to receive a NOTICE OF CHARGES AND OF HEARING (“NOTICE”) detailing
the unsafe or unsound banking practices and violations of law alleged to have been committed by the Bank and of its right to a
public hearing on the alleged charges under section 8(b)(1) of the Federal
Deposit Insurance Act (“Act”), 12 U.S.C. § 1818(b)(1), and 658.115 (“Nevada
Revised Statutes”), and has waived those rights.

 

2.           The Bank,
solely for the purpose of this proceeding and without admitting or denying any
of the alleged charges of unsafe or unsound banking practices and any
violations of law, hereby consents and agrees to the issuance of an ORDER TO
CEASE AND DESIST (“ORDER”) by the FDIC and the NFID. The Bank further
stipulates and agrees that such

 

 

ORDER
will be deemed to be an order which has become final under the Act and the
Nevada Revised Statutes, and that said ORDER shall become effective upon its
issuance by the FDIC and the NFID, and fully enforceable by the FDIC and the
NFID pursuant to the provisions of the Act and the Nevada Revised Statutes.

 

3.           In the event
the FDIC and the NFID accepts the CONSENT AGREEMENT and issues the ORDER, it is
agreed that no action to enforce said ORDER in the United States District Court
will be taken by the FDIC, and no action to enforce said ORDER in State
Superior Court will be taken by the NFID, unless the Bank or any
institution-affiliated party, as such term is defined in section 3(u) of
the Act, 12 U.S.C. § 1813(u), has violated or is about to violate any provision
of the ORDER.

 

4.           The Bank hereby waives:

 

(a)          The receipt of a NOTICE;

 

(b)         All defenses in this
proceeding;

 

(c)          A public hearing for the purpose of taking evidence
on such alleged charges;

 

(d)         The filing of Proposed Findings
of Fact and Conclusions of Law;

 

(e)          A recommended decision of an
Administrative Law Judge; and

 

(f)          Exceptions and briefs with
respect to such recommended decision.

 

2

 

	
  Dated:
  June 25, 2009

  	
   

  	
   

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  
	
  FEDERAL
  DEPOSIT INSURANCE

  	
   

  	
  NEVADA
  SECURITY BANK

  
	
  CORPORATION,
  LEGAL DIVISION

  	
   

  	
  RENO,
  NEVADA

  
	
  BY:

  	
   

  	
  BY:

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  
	
  /s/
  Sondea A. Pugley, for 

  	
   

  	
  /s/
  Edward Allison

  
	
  Iván
  Cintrón

  	
   

  	
  Edward
  Allison

  
	
  Deputy
  Regional Counsel

  	
   

  	
   

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
  Robert
  Barone

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  
	
  NEVADA
  FINANCIAL INSTITUTIONS DIVISION

  	
   

  	
   

  
	
  BY:

  	
   

  	
  Marybel
  Batjer

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  
	
  /s/
  Daniel Ebihara

  	
   

  	
  /s/
  Joe Boudeau

  
	
  Daniel
  Ebihara

  	
   

  	
  Joe
  Boudeau

  
	
  Senior Deputy Attorney General
  for Nevada Financial 

  	
   

  	
   

  
	
  Institutions
  Division

  	
   

  	
   

  
	
   

  	
   

  	
  /s/
  Keith Capurro

  
	
   

  	
   

  	
  Keith
  Capurro

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
  /s/
  Ed Coppin

  
	
   

  	
   

  	
  Ed
  Coppin

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
  /s/
  Harold Giomi

  
	
   

  	
   

  	
  Harold
  Giomi

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
  /s/
  Jesse Haw

  
	
   

  	
   

  	
  Jesse
  Haw

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
  /s/
  David A. Funk

  
	
   

  	
   

  	
  David
  A. Funk

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
  Comprising
  the Board of Directors of

  
	
   

  	
   

  	
  Nevada
  Security Bank, Reno, Nevada

  

 

3Exhibt
No. 10.1

 

EXECUTION
COPY

 

REGIS
CORPORATION

 

PREPAYMENT
AMENDMENT

 

Note Purchase
Agreement dated as of March 1, 2002, as

amended by a First Amendment to Note Purchase Agreement

dated as of March 1, 2005

 

Note Purchase
Agreement dated as of March 1, 2005

 

Dated as of June 29,
2009

 

To the Holders of the
Senior Notes

of Regis
Corporation

Named in the
Attached Schedule I

 

Ladies and Gentlemen:

 

Reference is made to (i) the
Note Purchase Agreement dated as of March 1, 2002, as amended by a First
Amendment to Note Purchase Agreement dated as of March 1, 2005 among Regis
Corporation, a Minnesota corporation (the “Company”), and each of the
Purchasers named in Schedule A thereto (as amended, the “2002 Note Purchase
Agreement”) and (ii) the Note Purchase Agreement dated as of March 1,
2005 among the Company and each of the Purchasers named in Schedule A thereto
(the “2005 Note Purchase Agreement” and together with the 2002 Note Purchase
Agreement, the “Note Purchase Agreements”).

 

Pursuant to the Note Purchase Agreements the following series of Senior
Notes were issued, all of which remain outstanding:

 

$67,000,000 7.20% Senior Notes, Series B, due March 15, 2012;

 

$30,000,000 4.97% Senior Notes, Series 2005-A, Tranche 1, due March 31,
2013;

 

$70,000,000 5.20% Senior Notes, Series 2005-A, Tranche 2, due March 31,
2015;

 

$70,000,000 Floating Rate Senior Notes, Series 2005-B, Tranche 1,
due March 31, 2013;

 

 

$30,000,000 Floating Rate Senior Notes, Series 2005-B, Tranche 2,
due March 31, 2015 (and, together with the Senior Notes referenced above,
the “Notes”).

 

Each
register for the registration and transfer of the Notes indicates that you and
each of the other parties named in Schedule 1 to this Prepayment Amendment to
Note Purchase Agreements (this “Prepayment Amendment”) are currently the
holders of the entire outstanding principal amount of the Notes.  You are referred to herein individually as a “Holder”
and collectively as the “Holders.” 
Capitalized terms used and not otherwise defined herein shall have the meanings
ascribed to them in the Note Purchase Agreements.

 

In consideration of the
premises and for good and valuable consideration, the receipt and sufficiency
of which are acknowledged, the Company and the Holders agree as follows:

 

1.             PREPAYMENT OF THE
NOTES

 

1.1           Obligation to Prepay. 
Notwithstanding any other provision of either Note Purchase Agreement,
in the event that the Company completes an equity and/or convertible securities
offering (an “Equity Raise”) on or prior to August 31, 2009, the Company
shall, upon notice as provided below, first use the net proceeds of such Equity
Raise to prepay the Notes in full.  In
the event that the net proceeds from such Equity Raise, together with any other
funds the Company in its discretion determines to use, are insufficient to
prepay the Notes in full, the Company shall use not less than all net proceeds
from such Equity Raise to prepay principal of the Notes in part, allocating the
principal amount of the Notes to be prepaid among all of the Notes pro rata, as
nearly as practicable, to the respective unpaid principal amounts thereof.

 

1.2           Prepayment Amount.  
Each fixed rate Note shall be prepaid at 100% of the principal amount so
prepaid, plus fifty percent (50%) of the Make-Whole Amount determined for the prepayment
date with respect to such principal amount, together with interest on such
principal amount to be prepaid accrued to the date of prepayment.
Notwithstanding the foregoing, in the event that a Default or Event of Default
occurs between the date hereof and August 31, 2009, each fixed rate Note
shall be prepaid at 100% of the principal amount so prepaid, together with
interest on such principal amount to be prepaid accrued to the date of
prepayment, plus one hundred percent (100%) of the Make-Whole Amount.  Prepayment of each floating rate Note shall
be at 100% of the principal amount so prepaid, together with interest on such
principal amount to be prepaid accrued to the date of prepayment.

 

1.3           Notice.  The Company
will give each Holder written notice of prepayment not less than 3 Business
Days prior to the date fixed for such prepayment (which date of prepayment
shall be not later than 10 days following the closing of the Equity
Raise).  Each such notice shall specify
such prepayment date, the aggregate principal amount of Notes to be prepaid on
such date, the principal amount of each Note held by such holder to be prepaid
(determined in accordance with Section 1.1), and the interest to be paid
on the prepayment date with respect to such principal amount being prepaid, and
in the case of each fixed rate Note, shall be accompanied by a certificate of a
Senior Financial Officer as to the estimated Make-Whole Amount due in
connection with such prepayment (calculated as if the date of such notice were

 

2

 

the date of the prepayment),
setting forth the details of such computation. 
Two Business Days prior to such prepayment, the Company shall deliver to
each holder of fixed rate Notes a certificate of a Senior Financial Officer
specifying the calculation of such Make-Whole Amount as of the specified
prepayment date.

 

2.             REAFFIRMATION;
REPRESENTATIONS AND WARRANTIES

 

2.1           Reaffirmation of Note Purchase Agreements. 
The Company reaffirms its agreement to comply with each of the
covenants, agreements and other provisions of the Note Purchase Agreements and
the Notes, including the amendment of such provisions effected by this
Prepayment Amendment.

 

2.2           Note Purchase Agreement. 
The Company represents and warrants that each of the representations and
warranties contained in Section 5 of each Note Agreement are true and
correct as of the date hereof, except (a) to the extent that any of such
representations and warranties specifically relate to an earlier date, (b) for
such changes, facts, transactions and occurrences that have arisen since March 1,
2005 in the ordinary course of business the Company’s business (and, to the
extent material to the Company’s operations, which have been disclosed in
writing by the Company (including in its financial statements and notes
thereto) to the Holders), (c) for such other matters as have been
previously disclosed in writing by the Company (including in its financial
statements and notes thereto) to the Holders and (d) for other changes
that could not reasonably be expected to have a Material Adverse Effect.

 

2.3           No Default or Event of Default. 
There exists and, after giving effect to the transactions contemplated
hereby there will exist, no Default or Event of Default.

 

2.4           Authorization. 
The execution, delivery and performance by the Company of this
Prepayment Amendment have been duly authorized by all necessary corporate
action and, except as provided herein, do not require any registration with,
consent or approval of, notice to or action by, any Person (including any
Governmental Authority) in order to be effective and enforceable.  The Note Purchase Agreements and this
Prepayment Amendment each constitute the legal, valid and binding obligations
of the Company, enforceable in accordance with their respective terms, except
as such enforceability may be limited by (i) applicable bankruptcy,
insolvency, fraudulent conveyance, reorganization, moratorium or other similar
laws affecting the enforcement of creditors’ rights generally and (ii) general
principles of equity (regardless of whether such enforceability is considered
in a proceeding in equity or at law).

 

3.             EFFECTIVE DATE

 

This Prepayment Amendment shall be deemed to have been
effective as of the date set forth above upon the satisfaction of the following
conditions:

 

3.1           Execution and Delivery of Prepayment
Amendment.  The Company and all Holders shall have
executed a counterpart of this Prepayment Amendment.

 

3.2           Expenses.  The Company
shall have paid all reasonable fees and expenses of Foley & Lardner LLP, special counsel to the Holders, to the
extent reflected in a statement of

 

3

 

such counsel rendered to the
Company at least one Business Day prior to the date this Prepayment Amendment
would otherwise become effective (such statement to include reasonable detail
as to the basis of such fees and expenses).

 

4.             MISCELLANEOUS

 

4.1           Termination. 
This Prepayment Amendment shall terminate at 11:59 p.m. New York
time on August 31, 2009 and, except for liabilities for any breach of the
terms hereof, the obligations of the parties hereunder shall cease.

 

4.2           Ratification. 
Except as amended hereby, each Note Purchase Agreement, including the
representations and warranties contained therein, shall remain in full force
and effect and is ratified, approved and confirmed in all respects as of the
date hereof (it being understood that the representations and warranties are
not hereby being remade, except as specifically set forth in Section 2.2
above).

 

4.3           Reference to and Effect on the Note
Purchase Agreement.  Upon the final effectiveness of this
Prepayment Amendment, each reference in either Note Purchase Agreement and in
other documents describing or referencing such Note Purchase Agreement to the “Agreement,”
“Note Purchase Agreement,” “hereunder,” “hereof,” “herein,” or words of like
import referring to the Note Purchase Agreement, shall mean and be a reference
to such Note Purchase Agreement, as amended hereby.

 

4.4           Binding Effect.  This Prepayment Amendment shall be binding
upon and inure to the benefit of the respective successors and assigns of the
parties hereto.

 

4.5           Governing Law. 
This Prepayment Amendment shall be governed by and construed in
accordance with Illinois law.

 

4.6           Counterparts. 
This Prepayment Amendment may be executed in any number of counterparts,
each executed counterpart constituting an original, but altogether only one
instrument.

 

4

 

IN WITNESS WHEREOF, the Company and the Holders have caused
this Prepayment Amendment to be executed and delivered by their respective
officer or officers thereunto duly authorized.

 

	
   

  	
   

  	
  REGIS CORPORATION

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
  By:

  	
  /s/ Randy L. Pearce

  
	
   

  	
   

  	
  Name:

  	
  Randy L. Pearce

  
	
   

  	
   

  	
  Title:

  	
  Senior
  Executive Vice President, Chief Financial and Administrative Officer

  

 

S-1

 

TEACHERS INSURANCE
AND ANNUITY

ASSOCIATION OF
AMERICA

 

 

	
  By:

  	
  /s/ Brian Roelke

  	
   

  
	
  Name:

  	
  Brain Roelke

  	
   

  
	
  Title:

  	
  Director

  	
   

  

 

S-2

 

MONUMENTAL LIFE INSURANCE COMPANY

 

 

	
  By:

  	
  /s/ Debra R. Thompson

  	
   

  
	
  Name:

  	
  Debra R. Thompson

  	
   

  
	
  Title:

  	
  Vice President

  	
   

  

 

 

TRANSAMERICA LIFE INSURANCE COMPANY

(successor by merger with Transamerica Life Insurance and Annuity
Company)

 

 

	
  By:

  	
  /s/ Debra R. Thompson

  	
   

  
	
  Name:

  	
  Debra R. Thompson

  	
   

  
	
  Title:

  	
  Vice President

  	
   

  

 

S-3

 

ASSURITY LIFE INSURANCE COMPANY

(successor in interest to Security Financial Life Insurance Co.)

 

 

	
  By:

  	
  /s/ Victor Weber

  	
   

  
	
  Name:

  	
  Victor Weber

  	
   

  
	
  Title:

  	
  Senior Director - Investments

  	
   

  

 

S-4

 

ALLSTATE
LIFE INSURANCE COMPANY

 

 

	
  By:

  	
  /s/
  Mary Ann Hawley

  	
   

  
	
  Name:

  	
  Mary
  Ann Hawley

  	
   

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  
	
  By:

  	
  /s/
  Jerry D. Zinkula

  	
   

  
	
  Name:

  	
  Jerry
  D. Zinkula

  	
   

  
	
   

  	
   

  	
   

  
	
   

  	
  Authorized
  Signatories

  	
   

  

 

S-5

 

ING
USA ANNUITY AND LIFE INSURANCE COMPANY

RELIASTAR
LIFE INSURANCE COMPANY

ING
LIFE INSURANCE AND ANNUITY COMPANY

By:  ING Investment Management LLC, as Agent

 

	
  By:

  	
  /s/
  Christopher P. Lyons

  	
   

  
	
  Name:

  	
  Christopher
  P. Lyons

  	
   

  
	
  Title:

  	
  Senior
  Vice President

  	
   

  

 

S-6

 

WACHOVIA
CAPITAL MARKETS, LLC

 

 

	
  By:

  	
  /s/
  Mark W. Ponder

  	
   

  
	
  Name:

  	
  Mark
  W. Ponder

  	
   

  
	
  Title:

  	
  Managing
  Director

  	
   

  

 

S-7

 

SUN
LIFE INSURANCE AND ANNUITY

COMPANY
OF NEW YORK

 

 

	
  By:

  	
  /s/
  David Belanger

  	
   

  
	
  Name:

  	
  David
  Belanger

  	
   

  
	
  Title:

  	
  Authorized
  Signer

  	
   

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  
	
  By:

  	
  /s/
  Deborah J. Foss

  	
   

  
	
  Name:

  	
  Deborah
  J. Foss

  	
   

  
	
  Title:

  	
  Authorized
  Signer

  	
   

  

 

 

SUN
LIFE ASSURANCE COMPANY

OF
CANADA (U.S.)

 

 

	
  By:

  	
  /s/
  David Belanger

  	
   

  
	
  Name:

  	
  David
  Belanger

  	
   

  
	
  Title:

  	
  Senior
  Director

  	
   

  
	
   

  	
  Private
  Fixed Income

  	
   

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  
	
  By:

  	
  /s/
  Deborah J. Foss

  	
   

  
	
  Name:

  	
  Deborah
  J. Foss

  	
   

  
	
  Title:

  	
  Managing
  Director, Head of Private Debt

  	
   

  
	
   

  	
  Private
  Fixed Income

  	
   

  

 

S-8

 

THE
GUARDIAN LIFE INSURANCE COMPANY

OF
AMERICA

 

 

	
  By:

  	
  /s/
  Gwendolyn S. Foster

  	
   

  
	
  Name:

  	
  Gwendolyn
  S. Foster

  	
   

  
	
  Title:

  	
  Senior
  Director

  	
   

  

 

 

THE
GUARDIAN INSURANCE & ANNUITY COMPANY, INC.

 

 

	
  By:

  	
  /s/
  Gwendolyn S. Foster

  	
   

  
	
  Name:

  	
  Gwendolyn
  S. Foster

  	
   

  
	
  Title:

  	
  Senior
  Director

  	
   

  

 

S-9

 

AMERICAN
FAMILY LIFE INSURANCE COMPANY

 

 

	
  By:

  	
  /s/
  Phillip Hannifan

  	
   

  
	
  Name:

  	
  Phillip
  Hannifan

  	
   

  
	
  Title:

  	
  Investment
  Director

  	
   

  

 

S-10

 

AMERITAS
LIFE INSURANCE CORP.

By:  Summit Investment Advisors Inc., as Agent

 

 

	
  By:

  	
  /s/
  Andrew S. White

  	
   

  
	
  Name:

  	
  Andrew
  S. White

  	
   

  
	
  Title:

  	
  Managing
  Director – Private Placements

  	
   

  

 

 

ACACIA
LIFE INSURANCE COMPANY

By:  Summit Investment Advisors Inc., as Agent

 

 

	
  By:

  	
  /s/
  Andrew S. White

  	
   

  
	
  Name:

  	
  Andrew
  S. White

  	
   

  
	
  Title:

  	
  Managing
  Director – Private Placements

  	
   

  

 

S-11

 

UNITED
OF OMAHA LIFE INSURANCE COMPANY

 

 

	
  By:

  	
  /s/
  Curtis R. Caldwell

  	
   

  
	
  Name:

  	
  Curtis
  R. Caldwell

  	
   

  
	
  Title:

  	
  Senior
  Vice President

  	
   

  

 

 

COMPANION
LIFE INSURANCE COMPANY

 

 

	
  By:

  	
  /s/
  Curtis R. Caldwell

  	
   

  
	
  Name:

  	
  Curtis
  R. Caldwell

  	
   

  
	
  Title:

  	
  Senior
  Vice President

  	
   

  

 

S-12

 

PHOENIX
LIFE INSURANCE COMPANY

 

 

	
  By:

  	
  /s/
  Christopher M. Wilkos

  	
   

  
	
  Name:

  	
  Christopher
  M. Wilkos

  	
   

  
	
  Title:

  	
  Senior
  Vice President

  	
   

  
	
   

  	
  Corporate
  Portfolio Management

  	
   

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  
	
  PHL
  VARIABLE INSURANCE COMPANY

  	
   

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  
	
  By:

  	
  /s/
  Christopher M. Wilkos

  	
   

  
	
  Name:

  	
  Christopher
  M. Wilkos

  	
   

  
	
  Title:

  	
  Senior
  Vice President

  	
   

  
	
   

  	
  Corporate
  Portfolio Management

  	
   

  

 

S-13

 

COUNTRY
LIFE INSURANCE COMPANY

 

 

	
  By:

  	
  /s/
  John Jacobs

  	
   

  
	
  Name:

  	
  John
  Jacobs

  	
   

  
	
  Title:

  	
  Director
  — Fixed Income

  	
   

  
	
   

  	
   

  	
   

  

 

S-14

 

	
  HARE &
  CO.

  	
   

  
	
   

  	
   

  
	
   

  	
   

  	
   

  
	
  By:

  	
  /s/
  A. Musella

  	
   

  
	
  Name:

  	
  A.
  Musella

  	
   

  
	
  Title:

  	
  Assistant
  Vice President

  	
   

  

 

S-15

 

CONFIRMATION

 

Each of the undersigned acknowledges receipt of the
foregoing Prepayment Amendment and confirms the continuing validity and
enforceability against such undersigned of each of the Note Agreement, the
Notes and the Subsidiary Guaranty to which such undersigned is a party.

 

 

	
   

  	
  REGIS
  CORPORATION

  
	
   

  	
  SUPERCUTS, INC.

  
	
   

  	
  THE BARBERS,
  HAIRSTYLING FOR MEN

  
	
   

  	
  AND WOMEN, INC.

  
	
   

  	
  REGIS
  INTERNATIONAL, LTD.

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  
	
   

  	
  By:

  	
  /s/ Randy L.
  Pearce

  
	
   

  	
  Name:

  	
  Randy L. Pearce

  
	
   

  	
  Title:

  	
  Senior
  Executive Vice President,  Chief Financial and
  Administrative  Officer

  

 

S-16

 

SCHEDULE I

 

HOLDERS OF NOTES

 

2002 Note Purchase Agreement

 

	
  Teachers Insurance and Annuity Association of
  America

  	
   

  	
  $

  	
  35,000,000

  	
   

  
	
  Monumental Life Insurance Company

  	
   

  	
  $

  	
  30,000,000

  	
   

  
	
  Assurity Life Insurance Company

  	
   

  	
  $

  	
  2,000,000

  	
   

  

 

2005 Note Purchase Agreement

 

Series 2005-A,
Tranche 1, Notes

 

	
  ING USA Annuity and Life Insurance Company

  	
   

  	
  $

  	
  3,400,000

  	
   

  
	
  Reliastar Life Insurance Company

  	
   

  	
  $

  	
  3,000,000

  	
   

  
	
  Teachers Insurance and Annuity Association of
  America

  	
   

  	
  $

  	
  10,000,000

  	
   

  
	
  The Guardian Insurance & Annuity
  Company, Inc.

  	
   

  	
  $

  	
  3,300,000

  	
   

  
	
  Ameritas Life Insurance Corp.

  	
   

  	
  $

  	
  2,000,000

  	
   

  
	
  Acacia Life Insurance Company

  	
   

  	
  $

  	
  1,000,000

  	
   

  
	
  United of Omaha Life Insurance Company

  	
   

  	
  $

  	
  2,300,000

  	
   

  
	
  Companion Life Insurance Company

  	
   

  	
  $

  	
  2,000,000

  	
   

  
	
  Phoenix Life Insurance Company

  	
   

  	
  $

  	
  2,000,000

  	
   

  
	
  PHL Variable Insurance Company

  	
   

  	
  $

  	
  1,000,000

  	
   

  

 

Series 2005-A,
Tranche 2, Notes

 

	
  Transamerica Life Insurance Company (successor by
  merger with  Transamerica
  Life Insurance and Annuity Company)

  	
   

  	
  $

  	
  7,000,000

  	
   

  
	
  ING USA Annuity and Life Insurance Company

  	
   

  	
  $

  	
  11,000,000

  	
   

  
	
  Reliastar Life Insurance Company

  	
   

  	
  $

  	
  15,000,000

  	
   

  
	
  ING Life Insurance and Annuity Company

  	
   

  	
  $

  	
  3,000,000

  	
   

  
	
  Teachers Insurance and Annuity Association of
  America

  	
   

  	
  $

  	
  10,000,000

  	
   

  
	
  The Guardian Life Insurance Company of America

  	
   

  	
  $

  	
  13,000,000

  	
   

  
	
  American Family Life Insurance Company

  	
   

  	
  $

  	
  5,000,000

  	
   

  
	
  Ameritas Life Insurance Corp.

  	
   

  	
  $

  	
  1,000,000

  	
   

  
	
  Acacia Life Insurance Company

  	
   

  	
  $

  	
  1,000,000

  	
   

  
	
  Assurity Life Insurance Company

  	
   

  	
  $

  	
  1,000,000

  	
   

  
	
  Country Life Insurance Company

  	
   

  	
  $

  	
  2,000,000

  	
   

  
	
  Hare & Co.(1)

  	
   

  	
  $

  	
  1,000,000

  	
   

  

 

(1) Nominee
of Bank of New York Mellon

 

 

Series 2005-B, Tranche 1, Notes

 

	
  Allstate Life Insurance Company

  	
   

  	
  $

  	
  50,000,000

  	
   

  
	
  Monumental Life Insurance Company

  	
   

  	
  $

  	
  20,000,000

  	
   

  

 

Series 2005-B,
Tranche 2, Notes

 

	
  Sun Life Insurance and Annuity Company of New York

  	
   

  	
  $

  	
  8,000,000

  	
   

  
	
  Sun Life Assurance Company of Canada (U.S.)

  	
   

  	
  $

  	
  7,000,000

  	
   

  
	
  Wachovia Capital Markets, LLC

  	
   

  	
  $

  	
  15,000,000

  	
   

  

 

Schedule I

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00160-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00160-of-00352.parquet"}]]