Document:

DISTRIBUTION PARTNER AGREEMENT

THIS DISTRIBUTION PARTNER AGREEMENT ("Agreement") is made as of this 14 day of
June 2000 (the "Effective Date") by and between:

VOCALTEC COMMUNICATIONS INC., a Delaware corporation located at 1 Executive
Drive, Fort Lee, NJ ("VocalTec"): and

CLICK AND CALL CORP. a corporation duly existing pursuant to the laws of the
State of Florida with offices at 1001 Brickell Bay Drive, Suite 1402, Miami, FL
33131, Doing Business as "StartCall.com, Inc." (Start Call)

WITNESSETH:

WHEREAS: VocalTec (through its Surf&CAll Network Services division) develops,
markets and manages Voice over IP, e-commerce and customer care applications and
services; and

WHEREAS: Start Call provides e-commerce customer care services

WHEREAS: Start Call wishes to distribute to its customers VocalTec's
web-to-phone Internet telephony and multimedia services (the "Partner
Agreement").

NOW THEREFORE the parties hereto agree as follows:

1. DEFINITIONS

"Services" shall mean providing Internet Telephony customer interaction services
using VocalTec systems, software and/or the Surf&Call plug in for Web-to-Phone
communication by Start Call to its corporate customers.

"Software" shall mean the Surf&Call template software package distributed by
Start Call to its customers, and the Surf&Call plug-in software provided to
Start Call's customer's end-users from a VocalTec Website within the Partner
Agreement.

"Web Site" shall mean VocalTec's "www.vocaltec.com" web site or other website
designated by VocalTec.

"Customer/s" shall mean Start Call corporate and business customers, which shall
engage Start Call for the purpose of using the Services.

"VocalTec Systems" shall mean products including hardware, software or any part
thereof maintained by VocalTec for Start Call's Service purposes.

"S&C Plug-in" shall mean the portion of the Software distributed by Start Call
customers to their customers within the Partner Agreement.

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"End-Users" shall mean the consumer end-users of the software on the websites of
Start Call's customers.

2. START CALL'S OBLIGATIONS

During the term of this Agreement:

2.1 Start Call shall promote the Services to the Customers indicating that the
Software and Infrastructure are VocalTec products and services.

2.2 Start Call shall provide customers with the Services using the Software and
VocalTec Systems only.

2.3 Start Call shall diligently use VocalTec's name and trademarks according to
the guidelines attached to this Agreement as Exhibit A, in any publication
designated to advertise the

Software and/or the Service.

2.4 Start Call's distribution of the Services to the Customers shall be made
pursuant to a written agreement the terms and conditions of which shall not be
less protective of VocalTec's rights than the terms and conditions herein and
shall include, without limitation, the guidelines
attached as Exhibit A to this Agreement. Start Call shall be responsible for
obtaining such agreements in its own name and not that of VocalTec.

2.5 Upon agreement between the Customer and Start Call for the provision of the
Services, Start Call shall provide the Customer with the Software directly.
VocalTec shall provide the Surf&Call plug-in to all Customers and End-users
directly, in the form of download of the Software from the Web Site. Start Call
shall not provide the Customers with the Software or

 Surf&Call plug-in via any other method.

2.6 Start Call is aware that the Customers shall engage in an agreement for the
use of the Software (the "License Agreement") and explicitly undertake to
immediately cease all Services to any Customer upon VocalTec's request due to
the Customer's failure to comply with the terms and conditions of the License
Agreement.

2.7 Start Call shall be solely responsible for providing first level technical
support to the Customers relating to use of the Software and Services. VocalTec
shall provide reasonable second level technical support to Start Call upon
demand, subject to the terms and conditions of VocalTec's standard support
agreement. Start Call shall explicitly indicate in its agreement with the
customers that support for the Services will be provided by Start Call.

2.8 Start Call shall be responsible for inserting all VocalTec Surf&Call
supporting HTML code into the Customer's web page. Start Call shall provide
VocalTec with all the necessary account information including:

        o         Customer's Company Name
        o         Phone Number to be dialed
        o         URL location of the plug-in.

<PAGE>

3.  VOCALTEC'S OBLIGATIONS

VocalTec shall provide Start Call with:

     o    Location (IP address) of the gatekeeper serving the Surf&Call
          deployment
     o    "short cut name" associated with the phone number/account.

VocalTec shall activate the services for Start Call Customers within two
business days from the date of written request (email acceptable) of connection
by Start Call (the "Activation Period"). In the event that Start Call shall
provide VocalTec with more than 200 connection requests per day, the Activation
Period may be extended.

VocalTec shall make new services available to Start Call for provision to
Customers upon commercial availability, terms, conditions and pricing to be
determined by VocalTec, and subject to approval by Start Call.

VocalTec shall provide Start Call with a hyper-link on its Surf&Call Network
Services website. The timing and placement of such hyper-link shall be subject
to discretion of VocalTec.

Upon reaching wholesale volume level of higher than one million sessions per
month for two consecutive months, Start Call will reach designation of "Premium
Distribution Partner."

4.  DISTRIBUTION PRICING AND VOLUME COMMITMENTS.

VocalTec shall provide Start Call with following wholesale pricing.

4.1      Session Pricing

A Customer Session is defined as a connection between an End-User and the
Customer's toll- free telephone services via Surf&Call that is longer than 6
seconds in duration. The volume price per session of a given month billing
period will be defined by the volume level achieved in the previous billing
period.

The volume pricing for Start Call is represented in the following table:

< 20,000 Customer Sessions per month               $0.20 per Customer Session
20,001  -50,000 Customer Sessions per month        $0.15 per Customer Session
50,001 -100,000 Customer Sessions per month        $0.10 per Customer Session
100,001 - 200,000 Customer Sessions per month      $0.05 per Customer Session
> 200,000 Customer Sessions per month              $0.04 per Customer Session

4.3      Minimum Volume Commitments:

In order to receive the benefits provided under this Agreement, Start Call shall
pay VocalTec a Minimum Commitment of one thousand dollars ($1,000.00) per month,
with twelve non- refundable Minimum Commitment payments payable in advance: the
amount of twelve thousand dollars ($12,000.00) due upon execution of this
Agreement.

<PAGE>

One Minimum commitment shall be applied against the first one thousand dollars
($1,000.00) of charges due each month under this Agreement, with amounts above
the Minimum Commitment payable according to the terms of Section 5 hereof. The
Minimum Commitments are not refundable and any amounts of Minimum Commitments
unused in any month do not carry forward to other months.

1.4      Programming Fees

Start Call shall pay a one-time "Start Up Fee" to VocalTec for Start Up
Programming in the amount of $50 per Customer at the time such Customer is
connected to VocalTec's system.

VocalTec may waive or decrease the Start Up Fee from time to time as part of
specific promotional offerings.

5.       PAYMENT AND PAYMENT TERMS

Each calendar month of the term of this Agreement shall constitute a Billing
Cycle.

VocalTec shall provide Start Call with Customer Data Records (CDRs) of all Start
Call wholesale accounts within five (5) days of the end of each Billing Cycle,
sorted by account (phone number dialed and account name).

On or before the 15th day of each month, Start Call shall issue bills to its
Customers for service provided during the previous Billing Cycle with payments
required by such Customers in thirty (30) days or less.

Payment for services provided to Start Call's Customers within a Billing Cycle
shall be due and payable to Start Call to VocalTec within forty five (45) days
of the end of such Billing Cycle, at which time VocalTec shall sens a notice to
Start Call to pay outstanding fees.

Overdue payments shall bear interest at the lesser of twelve percent (12%) per
annum or the maximum rate allowed under law.

If any amount due to VocalTec from Start Call is not paid within sixty (60) days
from the end of the Billing Cycle in which such charges were incurred, VocalTec
may, at its sole discretion, cease service to Start Call's Customers on a
selective or complete basis. VocalTec may resume service when all amounts due
have been paid by Start Call.

Amounts remaining payable more than sixty (60) days following the end of a
Billing Cycle in which such charges were incurred shall constitute a breach of
this Agreement

Start Call shall be responsible for all taxes imposed on the Services, excluding
income taxes imposed on VocalTec.

<PAGE>

6.        TERM AND TERMINATION

6.1 This Agreement shall commence upon the Effective Date and shall continue in
force for a term of one year unless terminated earlier under any provision
hereof. This Agreement shall be automatically renewed for additional one-year
terms unless either party provides notice in writing to the other party no less
than thirty (30) days prior to the expiration of the then- effective term.

6.3 Notwithstanding anything herein to the contrary, this Agreement may be
terminated by either party with seven (7) days prior written notice to the other
party upon the occurrence of one of

the following events:

          6.3.1 either party commits a material breach of this Agreement and
                fails to cure such breach within thirty (30) days after receipt
                of written notice providing the details of such material breach;
                or

          6.3.2 either party commits an act of bankruptcy, becomes insolvent,
                enters into any arrangement for the benefit of its creditors,
                goes into liquidation, or winding-up receivership proceedings
                against it have been initiated, and such event is not dismissed
                or canceled within sixty (60) days of its occurrence.

6.4 Upon termination of this agreement, Start Call shall immediately cease the
provision of the Services to al Customers.

6.8 VocalTec will turn off individual Start Call accounts at Start Call's
written request within three business days.

7. REPRESENTATIONS AND WARRANTIES

7.1 Each of VocalTec and Start Call represent that it is legally qualified,
empowered, and able to enter this Agreement and that the execution, delivery,
and performance hereof shall not constitute a breach or violation of any
material agreement, contract, law, or other obligation to which it is subject or
by which it is bound.

7.2 VOCALTEC DISCLAIMS ALL IMPLIED AND EXPRESSED WARRANTIES OF ANY KIND,
INCLUDING WITHOUT LIMITATION, ALL IMPLIED WARRANTIES OF MERCHANTABILITY AND
FITNESS FOR A PARTICULAR PURPOSE. VOCALTEC SHALL NOT BE LIABLE TO START CALL FOR
ANY DIRECT DAMAGE EXCEPT AS THE RESULT OF GROSS NEGLIGENCE ON THE PART OF
VOCALTEC. IN NO EVENT SHALL VOCALTEC BE LIABLE TO START CALL FOR ANY
CONSEQUENTIAL, INDIRECT, SPECIAL, OR INCIDENTAL DAMAGES, INCLUDING WITHOUT
LIMITATION LOST PROFITS, LOSS OF DATA , EVEN IF VOCALTEC HAS BEEN ADVISED OF THE
POSSIBILITY OF SUCH POTENTIAL LOSS OR DAMAGE. THE FOREGOING LIMITATION OF THE
LIABILITY AND EXCLUSION OF CERTAIN DAMAGES SHALL APPLY REGARDLESS OF THE SUCCESS
OR EFFECTIVENESS OF OTHER REMEDIES.

<PAGE>

8.  INDEMNIFICATION AND LIABILITY

Each party to this Agreement shall defend, indemnify and hold harmless the other
party from and against any claim resulting from any breach of the indemnifying
party's representations and warranties under this Agreement.

9.  PROPRIETARY INFORMATION AND TITLE

The Software contains proprietary technology of VocalTec or third parties. No
ownership or title to the Software is hereby transferred to Start Call or the
Customers. The Software shall at all times remain the sole property of VocalTec.
Start Call shall not take any actions inconsistent with VocalTec's ownership of
the Software. Under no circumstances may this Agreement be interpreted as a sale
or rental of the Software.

10.  CONFIDENTIALITY

The parties recognize that it will be necessary to disclose confidential
information to each other under this Agreement, and that such confidential
information shall be governed by the terms and conditions of the Non-Disclosure
Agreement, entered into by the parties on Feb. 1st, 2000 and attached hereto as
Exhibit B.

11.  NON SOLICITATION

Unless terminated by breach of contract, neither party shall, during the term
hereof, or for a period of one year thereafter, intentionally and purposefully
solicit the business of the other party's client base, to replace services
offered by the other party.

Neither party shall, during the term hereof, or for a period of one year
thereafter solicit or attempt to solicit or in any way recruit any employee or
officer of the other party.

12.  NOTICES

All notices required under this Agreement shall be in writing and sent by first
class mail or overnight mail (or courier), or transmitted by facsimile (if
confirmed by such mailing), to the addresses indicated on the first page of this
Agreement, or such other address as either party may indicate by at least ten
(10) days prior written notice to the other party. Notices to VocalTec shall be
sent to the Contracts Administration Department.

13. MISCELLANEOUS

This Agreement shall be governed and constructed in accordance with the laws of
the State of New York, without giving reference to its rules regarding conflicts
of laws. Neither party may assign this Agreement without the prior written
consent of the other party. It is acknowledged and agreed that the relationship
of Start Call to VocalTec created under this Agreement is that of an independent
contractor and not an employee, joint venture or partner. This Agreement sets
forth the entire agreement and understanding of the parties relating to the
subject matter and supersedes all prior agreements and representations, oral or
written, regarding such subject matter. No modification of or Amendment to this
Agreement or any waiver of rights under this

Agreement shall be effective unless in writing signed by authorized
representatives of all parties. The failure by either party at any time to
require such performance at any later time; nor shall the waiver by either party
of a breach of any provision hereof be taken or held to be a waiver of such
provision.

<PAGE>

IN WITNESS WHEREOF, the undersigned have executed this Agreement:

VOCALTEC COMMUNICATIONS Inc.            START CALL INC. (CLICK AND
                                            CALL)

By: /s/ Bayard Gardinees                By: /s/ Antonio Treminio
------------------------------          --------------------------
Name:  Bayard Gardinees                 Name:  Antonio Treminio

Title: VP General Manager               Title: President

Date:  6/14/00                          Date:  June 15, 2000

<PAGE>

                                    EXHIBIT A

                          GRAPHIC TERMS AND CONDITIONS

1.   Customers shall not remove or altar in any manner and propriety rights
     notices included in or with the Software, or alter the Software or Software
     package in any manner.

2.   Customers must clearly identify VocalTec's ownership of the Software using
     VocalTec's name and trademarks.

3.   Customers may not customize the Software user interface in any manner.

4.   Customers shall include the VocalTec's :Surf&Call Powered" logo (the
     "Logo") on their web site.

     4.1  The Surf&Call Powered" text will be ab 8 point font, Ariel, black on a
          light background or white on a dark background, so it can be clearly
          read.

     4.2  The logo shall be placed under or adjacent to the S&C Plug-in so it is
          always visible.

     4.3  The logo shall be placed next to the S&C Plug-in so its relationship
          to the S&C Plug- in is clear.

     4.4  The logo is included in the Software Package downloaded from the Web
          Site. Sample is included below:

[GRAPHIC]

1.5      Nothing herein shall prohibit Start Call from utilizing its logo in
         connection with the VocalTec logo, as long as usage in within permitted
         style guide of VocalTec Communications (Exhibit C)SECOND AMENDMENT TO AGREEMENT
                          -----------------------------

     This Second  Amendment to Agreement  (the  "Agreement")  is effective as of
July  1,  2001,  and  is by  and  among  ZiaSun  Technologies,  Inc.,  a  Nevada
Corporation,  (hereinafter referred to as "ZiaSun"),  Online Investors Advantage
Incorporated,  a Utah corporation  ("OIA"), and D. Scott Elder, Ross W. Jardine,
David  McCoy and Scott  Harris,  (hereinafter  collectively  referred  to as the
"Shareholders"),  and amends and modifies that certain Acquisition Agreement and
Plan  of   Reorganization   between  the  parties  dated  March  31,  1999  (the
"Acquisition  Agreement") and that certain  Amendment to Agreement dated May 31,
2000 (the First Amendment").

                                    RECITALS
                                    --------

     A. Whereas,  on March 31, 1999,  ZiaSun and the  Shareholders  entered into
that certain  Acquisition  Agreement under which ZiaSun would acquire in a stock
for stock  exchange all of the capital stock of OIA. All of the capital stock of
OIA was owned by the Shareholders as of that date.

     B. Whereas, pursuant to the terms of the Acquisition Agreement, in exchange
for all of the capital stock of OIA owned by the Shareholders,  the Shareholders
were to receive total Acquisition Consideration from ZiaSun of:

          (a)  Cash in the amount of  $400,000  distributed  pro rata to the OIA
               Shareholders; and

          (b)  6,000,000   (post-split   adjusted)   shares  of  the  previously
               authorized but unissued unregistered and restricted shares of the
               Common  Stock of ZiaSun based on  anticipated  earnings of OIA of
               $2,500,000  for the period from April 1, 1999  through  March 31,
               2000 (the "Earn Out Period").

     C. Whereas,  pursuant paragraph 1.3 of the Acquisition  Agreement,  the OIA
shareholders  received  cash of $400,000  and  1,000,000  (post-split  adjusted)
shares of the  Common  Stock of ZiaSun at  closing  on April 7,  1999,  with the
balance of 5,000,000  (post-split adjusted) held in escrow pursuant to paragraph
1.4 of the Acquisition Agreement.

     D. Whereas,  paragraph 1.5 of the  Acquisition  Agreement  provides for the
calculation of the actual OIA earnings and provides that actual OIA earnings for
the earnings period shall be calculated  based on EBITDA determine in accordance
with general accepted accounting principals.  Actual OIA earnings shall mean the
total gross sales of OIA less the costs of sales,  less  general  administrative
expenses before interest, taxes, depreciation and amortization.

     E.  Whereas,  paragraph  1.6 of the  Acquisition  Agreement  provided  that
adjustments based on the actual OIA earnings shall be made as follows:

               (a)  Reduction  Adjustment.  In the  event  that the  actual  OIA
          earnings  are less than  $2,500,000,  then the total  number of Escrow
          Shares  shall be reduced on a one share basis for each $1.00  (i.e.  1
          share basis for each $0.50 on a post-split  adjusted  basis) of actual
          OIA earnings less than $2,500,000.

                                     Page 1
<PAGE>
               (b)  Increase  Adjustment.  In the  event  that  the  actual  OIA
          earnings  are greater  than  $2,500,000,  then ZiaSun shall issue such
          additional  shares on the basis of one additional share for each $1.00
          (i.e. 1 share basis for each $0.50 on a post-split  adjusted basis) of
          actual OIA earnings greater than $2,500,000.

     F.  Whereas,  following  the end of the Earn Out Period as  provided in the
Acquisition  Agreement,  OIA's audited EBITDA earnings for the period from April
1, 1999  through  March 31, 2000 was reported as  $10,910,076,  which would have
resulted in ZiaSun owing 21,820,152  (post-split  adjusted) shares of its common
stock at March 31, 2000 to the OIA  Shareholders.  The value of these  shares at
March 31 was $248,204,230  which amount would have been added to the goodwill on
the Company's  balance sheet.  OIA's audited EBITDA earnings for the period from
April 1, 1999 through March 31, 2000 was later adjusted  because of unpaid sales
tax  during  that  period  that were  later  accounted  for, a result of which a
potential adjustment may be required as set forth herein.

     G. Whereas,  ZiaSun and the Shareholders  jointly  recognized that it would
not be in the best  interests  of ZiaSun to have  such a large  goodwill  burden
going forward,  and the parties  agreed to and entered into the First  Amendment
under  which the  Shareholders  would  exchange  12,000,000  of the  (post-split
adjusted)  shares they were to receive  pursuant to the terms of the Acquisition
Agreement, for $6,000,000 in cash.

     H.  Whereas,  in  accordance  with the First  Amendment,  the  Shareholders
receive  $6,000,000  in cash  and  9,820,152  (post-split  adjusted)  shares  of
ZiaSun's  common stock of which 5,000,000  shares had been previously  issued to
the  Shareholders  and  were  held  in  escrow  pursuant  to  the  terms  of the
Acquisition  Agreement,  and an total of 4,820,152  new  restricted  shares were
issued collectively to the Shareholders.

     I.  Whereas,  following  the  completion  of the  audit  of  the  financial
statements of ZiaSun for the year ended December 31, 2000, by BDO Seidman,  LLP,
the independent auditors of ZiaSun, it was determined that OIA had inadvertently
failed to filed  certain  sales tax returns and make the payment of sales tax on
certain sales of the educational workshops of OIA for sales that had occurred in
1998,  1999 and 2000. As a result of the oversight in payment of sales taxes for
these years ZiaSun  accrued a sales tax liability of $3,004,914 on its financial
statements  for the year ended  December 31, 2000,  representing  the  potential
sales, tax, penalties and interest that ZiaSun may be liable for the years 1998,
1999 and 2000.

     J.  Whereas,  had OIA paid  sales  tax on sales  made  during  the Earn Out
Period, the audited EBITDA earnings of OIA during the Earn Out Period would have
been less than initially audited and consequently the number of shares which the
Shareholders  would  have been  entitled  to under the terms of the  Acquisition
Agreement and First Amendment, would have been less.

     K.  Whereas,  after an analysis of the  potential  sales tax  liability  of
ZiaSun on sales made  during the Earn Out Period and the  benefits  received  by
ZiaSun and the Shareholders as a result of the modified earn out as reflected in
the  First  Amendment,  ZiaSun  and the  Shareholders  have  agreed to a further
amendment  and  modification  of the  provisions  pertaining to an adjustment of
shares issuable to the Shareholders pursuant to paragraph 1.6 of the Acquisition
Agreement and First Amendment, as set forth herein.

                                     Page 2
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                                    AGREEMENT
                                    ---------

     NOW,  THEREFORE,  in consideration  of the mutual  promises,  covenants and
agreements  contained  herein and other  good and  valuable  consideration,  the
receipt  and  sufficiency  of which  are  hereby  acknowledged,  ZiaSun  and the
Shareholders hereby agree as follows:

     1. ZiaSun Obligation of Sales Tax Paid. ZiaSun and the Shareholders  hereby
agree,  that in light of the  benefits  received  by  ZiaSun  as a result of the
adjustment set forth in the First Amendment, and the uncertainly as to the exact
amount of sales tax  liability  which may be paid,  if during the three (3) year
period commencing from the date of this Agreement (July 1, 2001 through June 30,
2004),  any  sales tax  liability  is paid for sales  made  during  the Earn Out
Period,  then ZiaSun shall absorb and be solely  responsible  for the payment of
any actual sales tax  liability up to the amount of $554,000  (the "ZiaSun Sales
Tax Obligation"), on sales made by OIA during the Earn Out Period.

     2.  Shareholders  Obligation  of Sales  Tax Paid and  Adjustment  to Shares
Issued  Pursuant  to  Acquisition   Agreement,   as  amended,   ZiaSun  and  the
Shareholders  hereby  agree that in the event that the actual  sales tax paid by
ZiaSun on sales made by OIA during  the Earn Out  Period  exceeds  the amount of
ZiaSun Sales Tax  Obligation,  then the  Shareholders  shall reduce,  return and
deliver to ZiaSun,  1 share for each $0.50 of actual sales taxes paid by ZiaSun,
in excess of $554,000 (the "Shareholders Sales Tax Obligation").

     3. Delivery of INVESTools Restricted Shares. The Shareholders,  jointly and
severally  agree,  that the  shares,  if any,  to be  returned  to ZiaSun by the
Shareholders to cover the Shareholders Sales Tax Obligation, shall be restricted
shares of INVESTtools,  Inc., a Delaware corporation  ("INVESTools"),  which the
Shareholders  will receive as part of their transition  bonuses,  in conjunction
with the  consummation  of the  anticipated  merger by and  between  ZiaSun  and
Telescan, Inc., with INVESTools.  In this regard, the return of any Shares shall
first be made  through the  reduction of the number of  restricted  shares to be
issued  in  installments  pursuant  to the  transition  bonus,  from  the  later
installments and thereafter from the earlier installments.

     4. Contingent Delivery of INVESTools Registered Shares or Shares of ZiaSun.
The Shareholders,  jointly and severally agree, that in the event that there are
insufficient  INVESTtools  restricted  shares held by, or to be delivered to the
Shareholders,  pursuant to the transition  bonuses,  to satisfy any  adjustments
required to cover the Shareholders Sales Tax Obligation, then Shareholders shall
return and deliver to ZiaSun such  additional  registered  shares of  INVESTools
received by the  Shareholders as a result of the consummation of the anticipated
merger by and between ZiaSun and Telescan,  Inc., with INVESTools,  on the basis
of 1 share for each $0.50 of Shareholders  Sales Tax Obligation,  to satisfy the
Shareholders  Sales Tax Obligation.  Or, if the merger by and between ZiaSun and
Telescan, Inc., with INVESTools is not consummated,  then the Shareholders shall
return and deliver to ZiaSun such additional shares of ZiaSun,  as required,  on
the basis of 1 share for each $0.50 of  Shareholders  Sales Tax  Obligation,  to
satisfy the Shareholders Sales Tax Obligation.

                                     Page 3
<PAGE>
     5.  Adjustment of Shares  Deliverable  by  Shareholders.  In the event that
ZiaSun or  INVESTools  shall effect,  make or authorize,  the payment of a stock
dividend, any adjustment,  recapitalization,  reorganization, or other change in
ZiaSun's or INVESTool's  capital  structure or their business,  or any merger or
consolidation of ZiaSun or INVESTools,  or a change in the exchange ratio of the
contemplated  merger of ZiaSun and Telescan,  or other  increase or reduction of
the number of shares of the stock  outstanding,  or any other  corporate  act or
proceedings  of  ZiaSun  or  INVESTools,  whether  of  a  similar  character  or
otherwise, then the number of shares of stock subject to the satisfaction of the
Shareholders Sales Tax Obligation, shall: (1) in the event of an increase in the
number of  outstanding  shares,  be  proportionately  increased,  and the dollar
amount per share counterpart shall be proportionately  reduced;  and, (2) in the
event of a reduction in the number of  outstanding  shares,  be  proportionately
reduced,  and the dollar amount per share counterpart  shall be  proportionately
increased.

     By way of  example  and for the  purpose  of  clarification,  in event that
ZiaSun or INVESTools  effects 1-for-2 reverse stock split, then the Shareholders
shall  reduce,  return and  deliver to ZiaSun,  1 share for each $1.00 of actual
sales taxes paid by ZiaSun, in excess of $554,000,  rather than 1 share for each
$0.50 of actual sales taxes paid by ZiaSun, in excess of $554,000.  In the event
of 1-for-4 reverse stock split, then the Shareholders  shall reduce,  return and
deliver to ZiaSun,  1 share for each $200 of actual  sales taxes paid by ZiaSun,
in excess of $554,000,  rather than 1 share for each $0.50 of actual sales taxes
paid by ZiaSun, in excess of $554,000.

     6. Amendment to Agreement.  The  Shareholders  and ZiaSun hereby agree that
the terms of the  Acquisition  Agreement  and First  Amendment,  are amended and
modified  to  reflect  the  agreement  and   undertakings   of  ZiaSun  and  the
Shareholders, as set forth herein.

     7. All other terms and  conditions of the  Acquisition  Agreement and First
Amendment shall remain in full force and effect.

     8. Entire Agreement.  This Agreement  contains the entire agreement between
the parties  relating to the subject  matter  contained in this  Agreement.  All
prior or contemporaneous agreements,  representations or warranties,  written or
oral,  between the parties are superseded by this Agreement.  This Agreement may
not  be  modified   except  by  written   document   signed  by  an   authorized
representative  of each party.  In the event that any part of this  Agreement is
found to be unenforceable, the remainder shall continue in effect, to the extent
consistent  with the  intent of the  parties  as of the  effective  date of this
Agreement.

     9. No Oral  Change.  This  Agreement  and any  provision  hereof may not be
waived,  changed,  modified or  discharged  orally,  but only by an agreement in
writing signed by the party against whom enforcement of any such waiver, change,
modification or discharge is sought.

                                     Page 4
<PAGE>
     10. Non-Waiver. The failure of any party to insist in any one or more cases
upon the performance of any of the  provisions,  covenants or conditions of this
Agreement or to exercise any option herein contained shall not be construed as a
waiver or  relinquishment  for the future of any such  provisions,  covenants or
conditions.  No waiver by any party of one  breach  by  another  party  shall be
construed as a waiver with respect to any subsequent breach.

     11. Choice of Law. This Agreement and its application  shall be governed by
the laws of the State of California.

     12. Counterparts and/or Facsimile Signature. This Agreement may be executed
in any number of counterparts,  including counterparts transmitted by telecopier
or FAX, any one of which shall  constitute an original of this  Agreement.  When
counterparts of facsimile  copies have been executed by all parties,  they shall
have the same effect as if the signatures to each  counterpart or copy were upon
the  same  document  and  copies  of such  documents  shall be  deemed  valid as
originals.  The parties agree that all such  signatures  may be transferred to a
single document upon the request of any party.

     13. Binding  Effect.  This Agreement shall inure to and be binding upon the
heirs, executors,  personal  representatives,  successors and assigns of each of
the parties to this Agreement.

                                            ZIASUN TECHNOLOGIES, INC.
                                            A Nevada Corporation

Dated: July 26, 2001                        /S/ Allen D. Hardman
                                            -----------------------------------
                                            By:  Allen D. Hardman
                                            Its: President and COO

                                            ONLINE INVESTORS ADVANTAGE, INC.
                                            A Utah Corporation

Dated: July 9, 2001                         /S/ D. Scott Elder
                                            -----------------------------------
                                            By:  D. Scott Elder
                                            Its: Chief Executive Officer

Dated: July 9, 2001                         /S/ David McCoy
                                            -----------------------------------
                                            By:  David McCoy
                                            Its: President

                                     Page 5
<PAGE>
                                            SHAREHOLDERS

Dated: July 9, 2001                         /S/ D. Scott Elder
                                            -----------------------------------
                                            D. Scott Elder

Dated: July 10, 2001                        /S/ Ross W. Jardine
                                            -----------------------------------
                                            Ross W. Jardine

Dated: July 9, 2001                         /S/ David McCoy
                                            -----------------------------------
                                            David McCoy

Dated: July 9, 2001                         /S/ Scott Harris
                                            -----------------------------------
                                            Scott Harris

                                     Page 6

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