Document:

Exhibit 10.11

                              ENGAGEMENT AGREEMENT

THIS AGREEMENT is made this 1ST day of DECEMBER, 2004 between MILLENIUM HOLDING
GROUP, INC., 12 WINDING ROAD, HENDERSON, NEVADA, 89052, hereinafter known as
"Client" and KMA Capital Partners, Ltd., hereinafter known as "Advisor".

WHEREAS, Client desires to retain Advisor under the terms and conditions set
forth herein to provide various advisory services to Client and Advisor desires
to provide those services to Client.

NOW THEREFORE, in consideration of the mutual terms and conditions contained
herein, the parties hereto agree as follows:

1. Advisory Services to be Provided

Client hereby retains Advisor to consult with and advise Client regarding its
business, business plan and contemplated business operations and, in particular,
to provide those services set forth on the attached EXHIBIT A. Advisor shall
advise the Client using its best efforts and shall assist the Client in
preparing any materials that may be required in conjunction with any services
provided.

Advisor has the right to refuse to perform any other services for Client other
than those specifically set forth herein.

If required, Advisor will assist the Client in obtaining the services of any
engineers, appraisers, attorneys, accountants or other professionals. The Client
understands that any fee arrangements between the Client and such professionals
shall be entered into between the Client and the professionals. Advisor shall
not be responsible for the payment of those fees nor are those fees included in
the fees payable to Advisor hereunder.

Client acknowledges that the employees of Advisor are not necessarily licensed
attorneys or certified public accountants and, therefore, may not be authorized
to provide legal or accounting advice.

Advisor will determine the method, details, and means of performing those
services requested in EXHIBIT A.

Advisor may, at the Advisors' own expense, employ such assistants as Advisor
deems necessary to perform the services required of Advisor by this Agreement.
Advisor assumes full and sole responsibility for the payment of all compensation
and expenses of these assistants and for all state and federal withholding taxes
which may be applicable.

Advisor shall perform the services required by this Agreement at any place or
location, and at such times, as Advisor shall determine. Advisor will supply all
equipment and supplies required to perform the services under this Agreement.
Advisor is not obliged to purchase or rent any equipment, supplies or services
from the Client.

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2. Independent Contractor Status of Advisor

It is the express intention of the parties that in providing its services to the
Client hereunder, Advisor is acting as an independent contractor and not as
employee, agent, joint venture or partner of the Client. Nothing in this
Agreement shall be interpreted or construed as creating or establishing the
relationship of employer and employee between Client and Advisor or any employee
or agent of Advisor. This Agreement is not exclusive. Advisor shall retain the
right to perform services for other clients during the term of this Agreement.
Advisor has no authority to bind or speak for the Client except as may be
specifically requested and authorized in writing by the Client.

Because Advisor is not an employee of Client, Advisor shall be responsible for
and shall fully discharge all federal, state and local taxes that may be due
with respect to any payments made by Client to Advisor hereunder. Client will
not withhold any taxes or unemployment or worker's compensation insurance
contributions from Advisor's payments. All American clients shall be responsible
for preparing and filing Form 1099 and other documents required by US Federal or
State tax agencies as a consequence of payments made to Advisor.

3. Compensation to be paid to Advisor

In consideration of the services performed by Advisor as shown in EXHIBIT A, the
Client agrees to pay Advisor the fees and payments specified in EXHIBIT B and
any expenses listed in Section 4. Advisor shall submit invoices for all services
rendered to the Client on a twice-monthly basis. The Client agrees to pay
Advisor's invoices within 7 days of receipt, except as may be specified in
EXHIBIT B. Any invoices not paid in full when due will bear interest at the rate
of 15% per annum.

4. Payment of Advisor's Expenses

Client shall be responsible for all costs and expenses incidental to the
performance of services for the Client, as set forth in EXHIBIT A, each attached
hereto, including but not limited to, printing, postage, all costs of necessary
equipment incurred by Advisor, all fees, fines, licenses, bonds or taxes
required of or imposed against Advisor, any authorized travel and all other of
Advisor's costs of doing business.

The Client shall not be responsible for any expenses incurred by Advisor in
performing services for Client with exception of such expenses as are agreed to
by the Client, in advance.

Advisor does not accept responsibility for the payment of any refundable or
non-refundable deposits or prepayment that may be requested by any other service
providers.

5. Indemnification By Advisor

Advisor shall indemnify and hold the Client harmless against any and all
liability imposed or claimed, including attorney's fees and other legal
expenses, arising directly or indirectly from any act or failure of Advisor and
Advisor's assistants, employees or person or damage to any property.

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6. Cooperation to be Provided by Client

The Client agrees to comply with all reasonable requests of Advisor (and provide
access to all related and respected documents) necessary for the performance of
Advisor's duties under this Agreement. Accordingly, the Client agrees, at its
expense, to furnish any authentication, information, documents, certificates,
evidence, title insurance, plans and specifications, financial statements,
projections, appraisals, mortgage insurance, or any other information that
Advisor, or any financing source located by Advisor may require in connection
with this Agreement or the services contemplated hereby. The Client understands
that without full cooperation of the Client, its agents and or assigns, Client
will prevent Advisor from performing in full accordance with this Agreement.

7. Advisor's Reliance Upon Information Provided by Client

The Client affirms that all assertions, statements and representations to be
made or furnished to Advisor hereunder will be true and will be made with intent
and purpose of influencing Advisor to act in accordance with the terms of this
Agreement and to induce financing sources located by Advisor to provide
financing to the Client. It is further understood that Advisor is under no
obligation to verify any matter submitted to Advisor by the Client, and the
truth or veracity of any such matter submitted by Advisor to prospective
financing sources shall be the sole responsibility of the Client. The Client
also agrees to hold Advisor, its officers, directors, employees and agents
harmless from and against any, every and all claims which may hereinafter be
made or asserted against Advisor, its officers, directors, employees or agents
arising out of or resulting from any misrepresentations or omissions of facts by
the Client, its agents or assigns to Advisor or whomsoever. The Client also
agrees to promptly reimburse Advisor for all expenses incurred by Advisor as the
result or any false, incomplete or misleading information provided by the Client
or its agent to Advisor hereunder.

8. Conflicts and Confidentiality

It is understood that this Agreement is not exclusive and that Advisor provides
similar services to other clients. It is agreed, however, that Advisor shall not
provide similar services to any other client that can reasonably be viewed as
conflicting in a direct and material way with Advisor's obligations to the
Client.

Advisor agrees that it shall treat any and all information received from Client
as confidential and shall not release such information nor communicate it to any
third party without the prior permission of Client. Client also agrees to treat
the relationship with Advisor and this Agreement as confidential and not to
disclose it to any third party without the prior permission of Advisor unless
such disclosure is required to be made pursuant to the regulations of a
government agency or a Court of Law.

9. Confidential Information of Advisor

The Client hereby agrees and acknowledges that Advisor's sources and contracts
are the foundation of Advisor's financial services. The Client fully agrees not
to discuss or disclose the identity of any of Advisor's sources to any person
and agrees not to communicate with those sources for any reason whatsoever,
without Advisor's prior agreement. Furthermore, the Client agrees that its
employees, agents or Advisors will not deal with any sources or agents
introduced to Client by Advisor without using Advisor as their intermediary.

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In addition, the Client agrees to contact or transact business with sources
referred to Client by Advisor only with the prior knowledge and consent of
Advisor. This provision shall apply for each and every such contract or
transaction within a period of three (3) years from the date hereof, unless
released by Advisor. The Client shall make this Agreement a part of any request
submitted as a result of Advisor's advice and referral. Any such resultant
services shall not be consummated unless and until the fee to be paid to Advisor
is allocated for payment to Advisor.

10. Equitable Relief

Because Advisor does not have an adequate remedy at law to protect its interest
in its confidential information as described in Sections 8 and 9, including but
not limited to, lists of sources of funds or clients, trade secrets, privileged,
proprietary or confidential information and similar commercial assets, Advisor
shall be entitled to injunctive relief, in addition to such other remedies and
relief that would, in the event of a breach of this Agreement, be available to
Advisor. In the event of such a breach, in addition to any other remedies,
Advisor shall be entitled to receive from Client payment of, or reimbursement
for, its reasonable attorneys' fees and disbursements incurred in enforcing and
such provision.

11. Term

This Agreement will continue in effect until 1 December 2005, unless earlier
terminated in accordance with the provisions of Section 12 of this Agreement.
Sections 3, 4, 8 and 9 shall survive the termination of this Agreement.

12. Termination

This Agreement shall terminate automatically on the occurrence of any of the
following events;

          bankruptcy or insolvency of either party;
          sale of the business of either party;
          or death of either party.

Should either party breach any of the material provisions of this Agreement,
which breach shall not be cured within ten days after notice of that breach
given by the other party, the non-breaching party may terminate this Agreement
by giving written notification of termination to the breaching party.

Should Client fail to pay Advisor all or any part of the compensation set forth
in Section 3 of this Agreement on the date due, Advisor, at the Advisor's
option, may terminate this Agreement if the failure is not remedied by Client
within 10 days from the payment due date.

13. Standard Terms, Conditions and Exhibits

The Parties agree that EXHIBIT C attached hereto on Standard Terms and
Conditions are deemed part of this Agreement for all purposes as though fully
set forth herein. Further, the Parties agree and acknowledge that any other
Exhibits or Schedules that are made a

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part of this Agreement or provided in connections with this Agreement are deemed
to be a part of this Agreement for all purposes.

IN WITNESS WHEREOF, the parties have executed this Agreement as of the date
first set forth above.

WITNESS: ____________________________________

KMA Capital Partners, Ltd.

------------------------------------
Ellen M. Salisbury
General Partner

Its Address:

7380 Sand Lake Road, #500
Sand Lake Center IV
Orlando, Florida 32819

Company: Millenium Holding Group, Inc.

------------------------------------
By: Richard L. Ham
Its: President/CEO

Its Address:

12 Winding Road
Henderson, Nevada 89052
Ph: 702.492.7721
Fax: 702.492.7728

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EXHIBIT A

Initial Specific Services to be Provided by Advisor (indicated by "X"):

X    1. Strategic Planning Advisory Services

     Advisor will provide strategy planning services for corporate development
     of Millenium Holding Group, Inc. These services will include: a general
     evaluation of the business, its business plan, financials and proformas;
     consulting with client to help determine ultimate objectives and
     environmental constraints; structure, schedule and conduct strategy
     planning conference; proposing specific means of achieving objectives;
     other related services Advisor determines are necessary to effect a
     successful transaction; and consolidate results in an overall company
     strategic management document.

     Available Upon Request:

     Crisis Management

X    2. Financing Advisory Services

     Advisor will provide financial advisory services to structure financing for
     Millenium Holding Group, Inc. These services will include: document
     preparation, including revision of any existing/in use private placement
     documents (if necessary); providing support in due diligence preparation
     and disclosure; targeting, conferencing with and introduction of
     underwriter(s) and negotiation of terms of engagement for financing; and
     other related services Advisor determines are necessary to effect a
     successful transaction.

     Available Upon Request:

     Commercial Real Estate
     Purchase Order Financing
     Receivables Factoring
     Equipment Leasing
     Corporate Workout

X    3. Mergers and Acquisitions Advisory Services

     Advisor will conduct comprehensive search for join venture, merger, or
     acquisition targets or prospective buyers for liquidation of specific
     businesses of Millenium Holding Group, Inc. These services will include:
     identification of acquisition criteria and a preliminary review target
     companies or prospective buyers; advising client with regard to most
     suitable targets and/or buyers; pursuit of selected candidates to determine
     probability and type of transaction that may be concluded; conduct
     negotiations to conclusion; and other related services Advisor determines
     are necessary to effect a successful transaction.

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     4.   Financial Media and Publication Services (Media products are provided
          in conjunction with the above listed services.)

     Advisor will prepare and distribute financial media and publications
     identifying and portraying Millenium Holding Group, Inc. and conduct
     follow-up calls to recipients. Duration, format and quantity for (b): TO BE
     DETERMINED

N/A  a) Postcard Brief: 4.25x5.5 postcard including brief company profile
     including ticker symbol, contact information and website (if available).
     (Lead time for the direct mail pieces is no less than two (2) weeks.)

     Duration -
     Quantity -

X    b) Investor Fact Sheet/Company Newsletter: An 8.5x11 document giving the
     generic basics on the client company. It does not include analyst opinion
     or valuation. This item may be e-mailed, faxed, or mailed in a #10 envelope
     or via self-mailer. (Lead time for the direct mail pieces is no less than
     two (2) weeks.); and/or

     Duration -
     Format -
     Quantity -

X    c) Corporate Report: Two page 8.5x11 document including company highlights,
     stock information and performance, plus an analyst's opinion. This item may
     be mailed in a #10 envelope or via self-mailer. (Lead time for the direct
     mail pieces is no less than two (2) weeks.); and/or

X    d) CEO/CFO Interview: A set of 15 - 20 questions which the CEO or CFO of a
     featured company answers edited into the form of a media/publicity document
     highlighting the company, its status, and initiatives planned and underway.
     This item, typically accompanying either the Investor Fact Sheet/Company
     Newsletter or Corporate Report may be mailed in a #10 envelope or via
     self-mailer. (Lead time for the direct mail pieces is no less than two (2)
     weeks.)

N/A  e) Sector Report (Available Upon Request ONLY per individual quote; billed
     separately): A two to four page 8.5x11 compilation of research reports
     produces on the top 24 or so corporation in a particular sector. It is done
     in black and white on slick paper. It is used as a basis of comparison for
     other clients/prospects on which we are doing reports.

                   [This section continued on following page.]

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     FINANCIAL MEDIA AND PUBLICATION SERVICE REQUIREMENTS

     Millenium Holding Group, Inc., or its agent, has completed, as required,
     the attached checklist before a final proposal will be executed.

     In utilizing our services, Millenium Holding Group, Inc will need to
     maintain consistent press releases throughout the duration of the media
     distribution. Millenium Holding Group, Inc will be required to provide KMA
     Capital Partners, Ltd. will the nature of these releases before they are
     issued.

     Millenium Holding Group, Inc will be required to make a website available
     to the financial community to coincide with the distribution of media. At a
     minimum, the site should contain the following: company description,
     company contact, company location, company phone number, company e-mail
     address.

N/A  5. Technology Review: Available Upon Request per individual quote (billed
     separately).

N/A  6. Website Development: Available Upon Request per individual quote (billed
     separately).

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EXHIBIT B

Engagement Fees:

     All engagement fees to KMA Capital Partners, Ltd. for services to be
     rendered, as specified in EXHIBIT A.

     Strategic Planning, Financing and Mergers and Acquisitions

          SEE SUCCESS FEES BELOW.

          For financing and merger and acquisition services, Client shall issue
          _N/A_ shares of 144 (Restricted) stock*. All 144 stock shall be
          transferred to an account designated by KMA Capital Partners, Ltd.

     Financial Media and Publications

          THIS SERVICE ONLY: $25,000 per month

          KMA Capital Partners, Ltd. requires that all clients PREPAY (on a
          monthly basis) for these services. Client will be required to PREPAY
          fees as indicated below.

          Cash payments shall be in either of the following forms: (1) wire
          transfer to an account designated by KMA Capital Partners, Ltd.; or
          (2) company checks, cashier's or certified check made payable to KMA
          Capital Partners, Ltd. Account information shall be available upon the
          execution of this Agreement.

          All common stock shall be transferred to an account designated by KMA
          Capital Partners, Ltd. Account information shall be available upon the
          execution of this Agreement.

          The total cost of services checked off in EXHIBIT A are payable as
          follows:

          Cash (only)                            $ N/A

          Cash and Common Stock*                 $10,000; $15,000 paid in
                                                 restricted (term: 3 months)
                                                 common stock (price based on
                                                 running 10-day average of the
                                                 closing price)

          Free Trading Common Stock (only)*      $ N/A (price based on running
                                                 10-day average)

Success Fees:

     1. In lieu of ENGAGEMENT FEES normally charged for services involving
     raising capital, acquiring companies or assets, merging with other
     businesses, selling businesses or similar transactions, the client shall
     reward KMA Capital Partners, Ltd. the following:

          a. 3% finder's fee on any capital raised; and

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          b. 3% on any acquisitions negotiated and closed by KMA Capital
          Partners, Ltd.; and

          c. 4.9% equity (one time).

     2. For services to be rendered in accordance with this Engagement Agreement
     with Millenium Holding Group, Inc., KMA Capital Partners, Ltd. also
     requires the following:

          a. Options/Warrants - 1) N/A

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EXHIBIT C

Standard Terms and Conditions

Time. Time is of the essence in this Agreement and the transactions contemplated
by it.

Good faith and fair dealing. The parties agree this Agreement imposes an implied
duty of good faith and fair dealing on all the respective obligations of the
Parties.

Headings. The headings of Articles and paragraphs contained in this Agreement
are for convenience of reference only and shall not be considered in construing
this Agreement.

Modification and Waiver. This Agreement constitutes the entire Agreement between
the Parties pertaining to the subject matter contained in it and supersedes all
prior and contemporaneous agreements, representations, and understandings of the
Parties. No supplement, modification, or amendment of this Agreement shall be
binding unless executed in writing by all of the Parties. No waiver of any of
the provisions of this Agreement shall be deemed or shall constitute, a waiver
of any other provision, whether or not similar, nor shall any waiver constitute
a continuing waiver. No waiver shall be binding unless executed in writing by
the party making the waiver.

Counterparts & Facsimile. This Agreement and Exhibit may be executed
simultaneously in one or more counter-parts or by facsimile, each of which shall
be deemed an original, but all of which together shall constitute one and the
same instrument.

Rights of Parties. Nothing in this Agreement, whether express or implied, is
intended to confer any rights or remedies under or by reason of this Agreement
on any persons other than the Parties to it and their respective heirs, legal
representatives, successors and assigns, nor is anything in this Agreement
intended to relieve or discharge the obligation or liability of any third
persons not a party to this Agreement, nor shall any provision give any such
third persons any right of subrogation or action over against any party to this
Agreement.

Assignment. The Parties shall not assign or transfer their respective
obligations under this Agreement. This Agreement shall be binding on, and shall
inure to the benefit of, the Parties to it and their respective heirs, legal
representatives, successors and permitted assigns, and any of their respective
companies, subsidiaries, entities, agents, associates, partners, directors,
officers, employees, and representatives.

Severability. To the extent any provision of this Agreement shall be determined
by a court of competent jurisdiction to be invalid or unenforceable, such
provision shall be deleted from this Agreement, and the validity and
enforceability of the remainder of such provision and of this Agreement shall be
unaffected.

Attorneys' Fees. If legal action or any arbitration or other proceeding is
brought for the enforcement of this Agreement, or because of any alleged
dispute, breach, default, or misrepresentation, in connection with any of the
provisions of this Agreement, the successful or prevailing party or parties
shall be entitled to recover reasonable attorney's fees and other costs
incurred, including expert witness fees, in that action or proceeding, in
addition to any other relief to which it or they may be entitled.

Governing Law. This Agreement will be governed by and construed in accordance
with the laws of the State of Florida without regard to its principles of
conflicts of laws.

Force Majeure. No party to this Agreement shall be responsible to the other
party for nonperformance or delay in performance of the terms or conditions of

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this Agreement due to acts of God, acts of governments, war, riots, strikes,
accidents in transportation, or other causes beyond the reasonable control of
such party.

Authority. Both Parties acknowledge that by execution of this Agreement they
have the right, power, legal capacity, and authority to enter into, and perform
their respective obligations under this Agreement, and no approvals or consents
of any persons other than the Parties are necessary in connection with this
Agreement. The execution and delivery of this Agreement has been individually
consented to in writing by all the disclosed individuals of each Party.

No Conflict with Prior Agreements. Both Parties acknowledge, warrant and agree
that the execution of this Agreement, the consummation of the transactions
contemplated herein, and compliance with the terms of this Agreement, do not and
will not, conflict with, or constitute a default under any indenture, mortgage,
deed of trust or other agreement (oral or written) or instrument to which the
Parties are now a party, or the articles, (and any amendments thereto) or bylaws
of Parties, or any law, order, rule or regulations, injunction, or decree or any
government agency or court, domestic or foreign, having jurisdiction over the
Parties or their respective businesses or properties.

Entire Agreement. This Agreement supersedes any and all agreements, either oral
or written, between the parties hereto with respect to the rendering of services
by Advisor to the Client and contains all the covenants and agreements between
the parties with respect to the rendering of such services in any manner
whatsoever. Each party to the Agreement acknowledges that no representations,
inducements, promises, or agreements, orally or otherwise, have been made by any
party, or anyone acting on behalf of any parties, which are not embodied herein,
and that no other agreement, statement, or promise not contained in this
Agreement shall be valid or binding. Any modification of this Agreement will be
effective only if it is in writing and signed by both parties.

Notices. Any notices to be given hereunder by either party to the other may be
effected either by personal delivery in writing or by mail, registered or
certified, postage prepaid with return receipt requested. Mailed notices shall
be addressed to the parties at the addresses set forth below, but each party may
change the address by written notice in accordance with this Section. Notice
delivered personally will be deemed communicated as of actual receipt; mailed
notices will be deemed communicated as of three days after mailing.

If to:            KMA Capital Partners, Ltd.
                  ATTN: Ellen M. Salisbury, General Partner
                  7380 Sand Lake Road #500, Sand Lake Center IV
                  Orlando, Florida 32819
                  Fax: 270.675.5103

If to:            Millenium Holding Group, Inc.
                  Attn: Richard L. Ham, President/CEO
                  12 Winding Road
                  Henderson, Nevada 89052
                  Fax: 702.492.7728

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                                                                 Page 12 of 12Exhibit 10.12

February 7, 2005

Richard Ham
Millenium Holding Group, Inc.
12 Winding Road
Henderson, NV  89052
Phn:  702-492-7721

Dear Richard:

We are pleased to set forth the terms of the retention of Cochran Edwards and
Partners ("CEandP") by Millenium Holding Group, Inc., a Nevada corporation
("MNHG").

1.   CEandP shall provide management consulting and related services to MNHG,
     including, without limitation, assisting the management of MNHG in its
     relations with the insurance community, government agencies, as well as
     with the owners, management and affiliates of any one or more potential
     acquisition candidates brought to MNHG (each a "Target").

2.   In connection with CEandP's activities on MNHG's behalf, MNHG agrees to
     cooperate with CEandP and will furnish to, or will cause to be furnished to
     CEandP any and all information and data concerning MNHG, any Transaction
     and, to the extent available to MNHG, the Target (the "Information") which
     CEandP deems appropriate and will provide CEandP with access to MNHG's
     officers, directors, members, employees, appraisers, independent
     accountants, legal counsel and other consultants and advisors with prior
     MNHG permission. MNHG represents and warrants that all Information (a) made
     available to CEandP, the Target or any Agency by and with respect to MNHG
     or (b) contained in any filing by MNHG with any court of governmental or
     regulatory agency, commission or instrumentality (each, an "Agency") with
     respect to any Transaction will, at all times during the period of the
     engagement of CEandP hereunder, be complete and correct in all material
     respects and will not contain any untrue statement of a material fact or
     omit to state a material fact necessary in order to make the statements
     therein not misleading in the light of the circumstances under which such
     statements are made. MNHG further represents and warrants that any
     projections or other Information prepared and provided by it to CEandP, the
     Target or any Agency will have been prepared in good faith and will be
     based upon assumptions which, in light of the circumstances under which
     they are made, are reasonable. MNHG acknowledges and agrees that, in
     rendering its services hereunder, CEandP will be using and relying on the
     Information (and information available from public sources and other
     sources deemed reliable by CEandP) without independent verification thereof
     by CEandP or independent appraisal by CEandP of any of MNHG's or the
     Target's assets. CEandP does not assume responsibility for the accuracy or
     completeness of the Information or any other information regarding MNHG,
     the Target or any Transaction. Any advice rendered by CEandP pursuant to
     this Agreement may not be disclosed publicly by MNHG without, and any
     reference to CEandP in any communication with the Target or its security
<PAGE>
     holder, or with any Agency, shall be subject to, CEandP's prior written
     consent except as may be required by law or regulatory authority or whose
     consent cannot be unreasonably withheld.

3.   In consideration of our services pursuant to this Agreement, CEandP shall
     be entitled to receive, and MNHG agrees to pay CEandP, the following
     compensation:

     (a)  Upon execution of this Agreement, MNHG shall issue to David Cochran
          25,000 shares of MNHG (restricted shares) common stock, $.05 par value
          per share (the "MNHG Common Stock"). The Shares to be issued shall be
          subject to the restrictions pursuant to Rule 144 of the Securities Act
          of 1933 and will have "piggy back" rights of registration.

     (b)  If a Transaction is consummated with any Target, then MNHG shall pay
          CEandP, immediately upon such consummation (i) 100,000 shares of MNHG
          Common Stock, less (ii) any shares of MNHG Common Stock previously
          paid on upfront, as provided in Section 3(a) above. The Shares to be
          issued shall be subject to the restrictions pursuant to Rule 144 of
          the Securities Act of 1933 and will have "piggy back" rights of
          registration.

     (c)  CEandP shall be entitled to the fees enumerated in this Section 3 in
          the event that (i) a Transaction shall be consummated with any
          Identified Target during the term of this Agreement or within eighteen
          (18) months after the date of termination of this Agreement, or (ii)
          in the event that MNHG shall execute a definitive agreement with a
          Identified Target or its affiliates to consummate a Transaction prior
          to the expiration of eighteen (18) months after the date of
          termination of this Agreement and such Transaction shall thereafter be
          consummated.

4.   If MNHG requires debt or equity financing to consummate a Transaction, MNHG
     shall have the right, but not the obligation, to engage the services of
     CEandP to act as MNHG's agent in connection with raising such financing
     (the "Financing"), subject to good faith negotiation of customary and
     mutually acceptable fees and other terms and conditions in respect of such
     proposed Financing. MNHG agrees to discuss in good faith with CEandP the
     terms of such engagement for the Financing; provided, that MNHG may elect
     to retain the services of CeandP.

5.   In addition to the fees described in paragraph 3 above, MNHG agrees to
     reimburse CEandP on a monthly basis, promptly upon request and following
     submission of appropriate backup and itemization, for all reasonable
     out-of-pocket expenses incurred by CEandP in connection with the matters
     contemplated by this Agreement; provided, however, that CEandP shall not
     incur out-of-pocket expenses in excess of $250 in the aggregate, without
     the prior approval of MNHG.

6.   MNHG agrees, and shall cause MNHG to agree, to indemnify CEandP in
     accordance with the indemnification provisions (the "Indemnification
     Provisions") attached to this Agreement, which Indemnification Provisions
     are incorporated herein and made part hereof and which shall survive the
     termination expiration or supersession of this Agreement.
<PAGE>
7.   This Agreement shall expire on July 15, 2005, except that either party may
     terminate this Agreement at any time prior or subsequent to July 15, 2005
     period upon thirty (30) days prior written notice to the other. Such
     termination shall not affect: (i) any compensation earned by CEandP up to
     the date of termination or completion, as the case may be, (ii) any
     compensation to be earned by CEandP after termination pursuant to Section 3
     hereof, (iii) the reimbursement of expenses incurred by CEandP up to the
     date of termination or completion, as the case may be, and (iv) the
     attached Indemnification Provisions which are incorporated herein, all of
     which shall remain operative and in full force and effect.

8.   CEandP hereby covenants and agrees to maintain in the strictest confidence
     all financial and related information concerning MNHG and/or MNHG that MNHG
     may disclose to CEandP, and shall not disclose such information to any
     third party, including any potential Identified Target, unless expressly
     authorized to do so by MNHG, either in writing or by email. If requested by
     MNHG, CEandP shall enter into a customary non-disclosure and
     confidentiality agreement.

9.   The validity and interpretation of this Agreement shall be governed by, and
     construed and enforced in accordance with, the laws of the State of Nevada
     applicable to agreements made and to be fully performed therein (excluding
     the conflicts of laws rules).

10.  The benefits of this Agreement shall inure to the parties hereto, their
     respective successors and assigns and to the indemnified parties hereunder
     and their respective successors and assigns and representatives, and the
     obligations and liabilities assumed in this Agreement by the parties hereto
     shall be binding upon their respective successors and assigns.

11.  If it is found in a final judgment by a court of competent jurisdiction
     (not subject to further appeal) that any term or provision hereof is
     invalid or unenforceable, (i) the remaining terms and provisions hereof
     shall be unimpaired and shall remain in full force and effect and (ii) the
     invalid or unenforceable provision or term shall be replaced by a term or
     provision that is valid and enforceable and that comes closest to
     expressing the intention of such invalid or unenforceable term or
     provision.

12.  This Agreement embodies the entire agreement and understanding of the
     parties hereto and supersedes any and all prior agreements, arrangements
     and understanding relating to the matters provided for herein. No
     alteration, waiver, amendment, change or addition hereto shall be binding
     or effective unless the same is set forth in writing signed by each party.

13.  Each of CEandP and MNHG has all requisite corporate power and authority to
     enter into this Agreement and the transactions contemplated hereby
     (including, without limitation, the Transaction). This Agreement has been
     duly and validly authorized by all necessary action on the part of CEandP
     and MNHG and has been duly executed and delivered by each of CEandP and
     MNHG and constitutes a legal, valid and binding agreement of each of CEandP
     and MNHG, enforceable in accordance with its terms.
<PAGE>
14.  This Agreement does not create, and shall not be construed as creating,
     rights enforceable by any person or entity not a party hereto, except those
     who may be entitled thereto by virtue of Section 7 and the Indemnification
     Provisions hereof. MNHG acknowledges and agrees that: (i) CEandP is being
     retained to assist MNHG in its efforts to effect a Transaction and that
     CEandP is not being retained to advise the Target on, or to express any
     opinions as to, the wisdom, desirability or prudence of consummating the
     Transaction and (ii) CEandP is not and shall not be construed as a
     fiduciary of MNHG and shall have no duties or liabilities to the equity
     holders or creators of MNHG or any other person by virtue of this Agreement
     or the retention of CEandP hereunder, all of which are hereby expressly
     waived.

15.  For the convenience of the parties, any number of counterparts of this
     Agreement may be executed by the parties hereto. Each such counterpart
     shall be, and shall be deemed to be, an original instrument, but all such
     counterparts taken together shall constitute one and the same Agreement.

     If the foregoing correctly sets forth our Agreement, please sign the
enclosed copy of this letter in the space provided and return it to us.

                                   Sincerely Yours,

                                   COCHRAN EDWARDS AND PARTNERS

                                   By:_____________________________
                                      David A. Cochran
                                      CEO/President

Confirmed and agreed to
this 7th day of February 2005

MILLENIUM HOLDING GROUP, INC.

----------------------------------------
         RICHARD HAM, PRESIDENT
<PAGE>
                           INDEMNIFICATION PROVISIONS

     MNHG (as such term is defined in the Agreement (as such term is defined
below)) agrees to indemnify and hold harmless CEandP (as such term is defined in
the Agreement (as such term is defined below)), to the fullest extent permitted
by law, from and against any and all losses, claims, damages, obligations,
penalties, judgments, awards, liabilities, costs, expenses and disbursements
(and any and all actions, suits, proceedings and investigations in respect
thereof and any and all legal and other costs, expenses or disbursements in
giving testimony or furnishing documents in response to a subpoena or
otherwise), including, without limitation, the costs, expenses and
disbursements, as and when incurred, of investigating, preparing or defending
any such action, suit, proceeding or investigation (whether or not in connection
with litigation in which CEandP is a party), directly or indirectly, caused by,
relating to, based upon, arising out of or in connection with (a) CEandP's
acting for MNHG, including, without limitation, any act or omission by CEandP in
connection with its acceptance of or the performance or non-performance of its
obligations under the agreement dated February 7, 2005 between Millenium Holding
Group, Inc. and Cochran Edwards and Partners, as it may be amended from time to
time (the "Agreement"), (b) any Transaction, Disposition or Distribution (as
such terms are defined in the Agreement, or (c) any untrue statement or alleged
untrue statement of a material fact contained in, or omissions or alleged
omissions from, any filing with any Agency (as such term is defined in the
agreement) or similar statements or omissions in or from any information
furnished by MNHG to CEandP, the Target (or its Board of Directors or
shareholders) in connection with a Transaction Disposition or Distribution;
provided, however, such indemnity agreement shall not apply to any portion of
such loss, claim, damage, obligation, penalty, judgment, award, liability, cost,
expense or disbursement to the extent it is found in a final judgment by a court
of competent jurisdiction (not subject to further appeal) to have resulted
primarily and directly from the gross negligence or willful misconduct of
CEandP.

     The Indemnification Provisions shall be in addition to any liability which
MNHG may otherwise have to CEandP or the persons indemnified below in this
sentence and shall extend to the following: CEandP and its affiliated entities,
directors, officers, members, employees, legal counsel, agents and controlling
persons (within the meaning of the federal securities laws). All references to
CEandP in these Indemnification Provisions shall be understood to include any
and all of the foregoing.

     If any action, suit, proceeding or investigation is commenced, as to which
CEandP proposes to demand indemnification, it shall notify MNHG with reasonable
promptness; provided, however, that any failure by CEandP to notify MNHG shall
not relieve MNHG from its obligations hereunder, except to the extent that MNHG
is prejudiced by such failure or delay. In the event that there shall exist a
conflict in MNHG's counsel representing both CEandP and MNHG, CEandP shall have
the right to retain counsel of its own choice to represent it, and MNHG shall
pay the reasonable fees, expenses and disbursements of such counsel; and such
counsel shall, to the extent consistent with its professional responsibilities,
cooperate with MNHG and any counsel designated by MNHG.
<PAGE>
Notwithstanding the foregoing, MNHG's counsel shall be lead counsel in the
defense of any claim brought against MNHG and CEandP for which indemnification
is sought hereunder. MNHG shall be liable for any settlement of any claim
against CEandP made with MNHG's written consent, which consent shall not be
unreasonably withheld or delayed. MNHG shall not, without the prior written
consent of CEandP, settle or compromise any claim, or permit a default or
consent to the entry of any judgment in respect thereof, unless such settlement,
compromise or consent includes, as an unconditional term thereof, the giving by
the claimant to CEandP of an unconditional and irrevocable release from all
liability in respect of such claim.

     In order to provide for just and equitable contribution, if a claim for
indemnification pursuant to these Indemnification Provisions is made but it is
found in a final judgment by a court of competent jurisdiction (not subject to
further appeal) that such indemnification may not be enforced in such case, even
though the express provisions hereof provide for indemnification in such case,
then MNHG, on the one hand, and CEandP, on the other hand, shall contribute to
the losses, claims, damages, obligations, penalties, judgments, awards,
liabilities, costs, expenses and disbursements to which the indemnified persons
may be subject in accordance with the relative benefits received by MNHG, on the
one hand, and CEandP, on the other hand, and also the relative fault of MNHG, on
the one hand, and CEandP, on the other hand, in connection with the statements,
acts or omissions which resulted in such losses, claims, damages, obligations,
penalties, judgments, awards, liabilities, costs, expenses and disbursements and
the relevant equitable considerations shall also be considered. No person found
liable for a fraudulent misrepresentation shall be entitled to contribution from
any person who is not also found liable for such fraudulent misrepresentation.
Notwithstanding the foregoing, CEandP shall not be obligated to contribute any
amount hereunder that exceeds the amount of fees previously received by CEandP
pursuant to the Agreement.

     Neither termination nor completion of the engagement of CEandP referred to
above shall affect these Indemnification Provisions which shall then remain
operative and in full force and effect.

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