Document:

EX-10.27

 EXHIBIT 10.27 

VISHAL GARG 
 175
GREENWICH STREET, FL 59 
 NEW YORK, NY 10007 

November 30, 2021 
 SB Northstar LP 

c/o Walkers Corporate Limited 
 190 Elgin Avenue; George Town 

Grand Cayman, Cayman Islands 
  

	 	Re:	 $750,000,000 Convertible Note Syndication Commitment 

Ladies and Gentlemen: 
 This letter agreement (this
“Letter Agreement”) is being entered into in connection with the obligation of SB Northstar LP, a Cayman Islands exempted limited partnership (the “Committed Party”) to purchase $750,000,000 aggregate
principal amount (the “Commitment Amount”) of convertible promissory notes (the “Convertible Notes”) issued by Aurora Acquisition Corp., a Cayman Islands exempted company limited by shares (the
“Issuer”), convertible into shares of Class A common stock of the Issuer, on certain terms agreed to among the Issuer, Better HoldCo, Inc., a Delaware corporation (the “Company”) and the Committed
Party (the foregoing, the “Commitment”). 
 In consideration of the Commitment and for other good and valuable consideration, the
receipt and sufficiency of which is hereby acknowledged, Vishal Garg, the President and founder of the Company (the “Founder” and each of the Committed Party and the Founder, a “Party” and together,
the “Parties”) does hereby agree with the Committed Party as follows: 
 1.    Covenant of
the Founder. (a) The Founder agrees to use his reasonable best efforts to, and to cause the Company to use its reasonable best efforts to, upon the provision of a written notice by the Committed Party to the Founder, either
(i) replace the Commitment of the Committed Party with a similar or alternative financing commitment, resulting in a release of the Committed Party’s Commitment in full or in part (an “Alternative Financing”) or
(ii) to the extent Alternative Financing for the Commitment Amount has not been arranged that would replace the Committed Party’s Commitment in full, assist the Committed Party to assign its remaining Commitment to third parties (and
obtain a release) in full of such remaining Commitment prior to the issuance of the Convertible Notes (a “Syndication”). 

(b)    Such efforts in connection with a Syndication shall include, but not be limited to, using reasonable best efforts
in: 
  

	 	(i)	 Causing the Company to engage one or more investment banks to undertake a customary syndication process, with
all customary fees and expenses for such to be paid by the Committed Party; 

	 	(ii)	 Causing the Company to prepare, as such investment bank may request, customary presentations or marketing
materials; 

  

	 	(iii)	 Causing the Company’s independent auditors and counsel to provide customary “comfort letters”
and opinions; and 

  

	 	(iv)	 Providing all documentation and other information and diligence materials about the Company that are reasonably
requested by the investment banks engaged with respect to the Syndication, including applicable “know your customer” and anti- money laundering rules and regulations. 

2.    Indemnification for Losses or Payment to Founder of Gains on the Commitment Amount. At any time, any
of the Founder, the Company or the Committed Party, shall have the non-exclusive right to Syndicate, or otherwise arrange the sale of, the Convertible Notes to third-party purchasers, on arm’s length
terms, including by engaging a nationally recognized investment bank. Any such Syndication or sale arranged by the Company or the Founder or arranged by the Committed Party (only if such Syndication or sale by the Committed Party occurs after the
second anniversary of the final funding of the Convertible Notes) shall be an “Indemnification Event”. Any Syndication or sale arranged by the Committed Party finalized prior to such second anniversary shall not be an
Indemnification Event. To the extent that the Committed Party realizes any gain on sale from the Syndication, sale or holding to maturity or redemption of the Convertible Notes (including any previously received interest or principal payments or any
other proceeds), such gain shall be paid in immediately available funds to the Founder. In addition, upon any conversion of any portion of Notes into equity and/or other consideration, the Committed Party shall pay to the Founder in immediately
available funds the amount equal to any gain based on the market value of such equity and/or other consideration on the date of such conversion (which in the case of listed Company common stock shall be based on closing price). Upon the occurrence
of an Indemnification Event, to the extent the Committed Party realizes a loss on sale (including any previously received interest or principal payments or any other proceeds), the Founder shall pay an amount equal to such realized loss in
immediately available funds to the Committed Party. For the avoidance of doubt, (A) any loss suffered by the Committed Party post the conversion of the Convertible Notes into common shares of the Company, shall not be subject to any loss
indemnification by the Founder and (B) the Founder shall not be responsible for any losses realized due to customary fees paid to any investment bank for the Syndication or sale of the Convertible Notes. 

3.    Amendment or Termination. This Letter Agreement may only be amended or terminated by the mutual
written agreement of the Parties. 
 4.    Counterparts. This Letter Agreement may be executed in any
number of counterparts, each of which shall be an original, but all of which together shall constitute one instrument. Counterparts may be delivered via facsimile, electronic mail (including pdf or any electronic signature complying with the U.S.
federal ESIGN Act of 2000) or other transmission method and any counterpart so delivered shall be deemed to have been duly and validly delivered and be valid and effective for all purposes. 

  
 2 

 5.    Governing Law. This Letter Agreement and all acts
and transactions pursuant hereto and the rights and obligations of the parties hereto shall be governed, construed and interpreted in accordance with the laws of [***]. 

6.    Assignment. Neither this Letter Agreement nor any rights, interests or obligations that may accrue to
the Parties hereunder may be transferred or assigned without the prior written consent of the other Party hereto and any such purported assignment shall be null and void ab initio. Notwithstanding the foregoing, the Committed Party may assign
its rights and obligations under this Letter Agreement to one or more of its Affiliates (as defined in the subscription agreement entered into by the Committed Party to purchase Convertible Notes) (provided that such Committed Party shall not
be relieved from the obligation to perform this Letter Agreement upon any failure of the Affiliate assignee). 

7.    Arbitration. Any dispute, claim or controversy arising out of or relating to this Letter Agreement or
the breach, termination, enforcement, interpretation or validity thereof, including the determination of the scope or applicability of this agreement to arbitrate or any other questions of arbitrability, shall be determined by arbitration in [***]
before three arbitrator(s). The arbitration shall be administered by JAMS pursuant to its Comprehensive Arbitration Rules and Procedures and in accordance with the Expedited Procedures in those Rules or JAMS’ Streamlined Arbitration Rules and
Procedures, if applicable (the “Rules”). The selection of the arbitrator(s) shall be done in accordance with the Rules. In any arbitration arising out of or related to this Letter Agreement, the arbitrator(s) is not empowered to award
indirect, special, incidental, exemplary, punitive or consequential damages or losses or damages or losses for, measured by, or based on lost profits, sales or revenue, multiple of earnings or other similar measures, and the Parties waive any right
to recover any such damages. Judgment on the award may be entered in any court having jurisdiction. The Parties shall maintain the confidential nature of the arbitration proceedings, including all discovery associated with the proceedings, except as
may be necessary to prepare for or conduct the arbitration hearing on the merits. The arbitration shall be conducted on an individualized basis only, solely between the parties to this Letter Agreement, and shall not be consolidated with any other
arbitration or conducted on any type of class-wide, class-action, collective or other representative basis. By agreeing to submit all disputes, claims and controversies to arbitration, each Party expressly waives any rights to have such matters
heard or tried in court before a judge or jury or in another tribunal. 
 [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] 

  
 3 

 If the foregoing correctly sets forth our understanding of the subject matter hereof, please so indicate by
executing this Letter Agreement in the space provided below. 
  

	
	Very truly yours,
	
	 /s/ Vishal Garg

	Vishal Garg

 Accepted and agreed: 
 SB
NORTHSTAR LP 
  

			
	By:	 	 /s/ Samuel Merksamer

	Name:	 	Samuel Merksamer
	Title:	 	Director

  
 4EX-10.31

 Exhibit 10.31 

LICENSE AGREEMENT 

This LICENSE AGREEMENT (this “License Agreement”), dated as of November    , 2020, by and between Embark
Corp. (“Licensor”) and Better Holdco, Inc. (“Licensee”). Licensor and Licensee collectively referred to herein as the “Parties,” or individually, a “Party,” 

A.    Joseph P. Day Realty Corp., as agent for 32 East 57th Street LLC (“Landlord”) and Licensor are
parties to that certain Lease dated as of March 27, 2014 between (the “Lease”), respecting those certain premises located on the [***] floor at 32 East 57th Street, New York, New York 10022 (the “Building”), as
more particularly described in the Lease (the “Premises”). A copy of the Lease is attached to this License Agreement as Exhibit A. 

B.    Licensor desires to license to Licensee, and Licensee desires to occupy certain designated space within the Premises
(the “Licensed Area”) on the terms and conditions set forth in this License Agreement. 
 NOW, THEREFORE, in consideration
of the mutual covenants contained in this License Agreement and other good and valuable consideration, the receipt and sufficiency of which are acknowledged, the parties agree as follows: 

 

	ITEM 1:	 LICENSE 

1.1    Licensor hereby grants to Licensee, and Licensee hereby accepts, a license (the “License”) to use and occupy a
portion of the Licensed Area subject to the terms and conditions set forth in this License Agreement. The Parties do not intend to create a lease or any other interest in real property for Licensee through this License Agreement, and the Parties
only intend to create a revocable license. Licensee and its employees, agents, and invitees are, except as otherwise specifically provided in this License Agreement, authorized to use the common areas in the Building for their intended purposes.

  

	ITEM 2:	 LICENSE FEE, UTILITIES AND REAL ESTATE TAXES 

2.1    Licensee shall pay Licensor a license fee at an annual rate of [***], per annum (the “License Fee”). License Fee
includes, but shall not be limited to, office management, the use of the assigned office and any furniture located therein and all utilities (including, but not limited to electric and heating). All of the foregoing are hereinafter referred to as
the “Services.” 
 2.2    Licensee agrees further, at Licensee’s sole cost and expense, to (i) contract for the
furnishing of electricity directly from the utility company pursuant to Section 68 of the Lease (Electricity), and (ii) to reasonably maintain the package air conditioning unit currently serving the Premises, which Licensor agrees
to deliver to Licensee in good working order on the date of delivery of possession of the Premises to Licensee under this License. Licensee shall be permitted to make payment of any amounts owed with respect to the Premises under this License
directly to the utility company and/or the Landlord, as applicable. The License Fee includes the use of all items of furniture (“Included Furniture”) located in the Premises as of the Commencement Date. 

 2.3    In addition to the License Fee and electricity charges specified above, during
the Term of this License, Licensee agrees to pay, in addition to the License Fee, all sums which Licensor is required to pay to Landlord under Section 39 of the Lease (Real Estate Tax Escalation) with respect to the Premises by reason of
all increases in Taxes over the Base Tax, which term shall be redefined for purposes of this License to mean the taxes payable for the 2020/2021 fiscal tax year of the City of New York. The definition of “Tenant’s Share” shall have
the same meaning as in the Lease as it pertains to the Premises. 
  

	ITEM 3:	 TERM 

3.1    The term of this License (the “Term”) shall be from the period beginning November 3, 2020 and ending on
January 31, 2022, and shall end promptly at 5:00 P.M. on the last day of the Term (the “End Date”) without any notice required by Licensor to Licensee. 

3.2    At 5:00 P.M. on the End Date, Licensor shall deliver the Licensed Area to Licensor vacant and broom clean in the same condition,
including furniture, telephone, carpeting, and other items provided to Licensee, as it was on the day the Term commenced and shall cease using all Services, return all keys, and pay to Licensor any unpaid License Fees (or parts thereof). 

3.3    The License provided for herein is revocable at will by Licensor for any reason, in its absolute discretion. In the event Licensor
wishes to revoke the License prior to the end of the Term, it shall deliver to Licensee a notice, in the manner provided in Item 9.4 below providing no less than sixty (60) days notice to Licensee that the License is being revoked. Provided,
however, that in the event of a Default, as defined below, Licensor shall have the right to revoke the License on one (1) day notice. 
  

	ITEM 4:	 DEFAULT 

4.1    [Reserved] 

4.2    The following shall constitute a default (“Default”) hereunder: (a) failure to pay the License Fee when due,
(b) failure to follow the Rules and Regulations set forth in Item 10 below, (c) breach of any other provision of this License Agreement or (d) objection by Licensor’s landlord to Licensee’s use of the Premises. 

4.3    In the case of a Default, the Licensor shall have the right to revoke the License as provided in Item 4.3 above, in which case the
License shall terminate immediately, and Licensee shall not remain liable for any unpaid License Fees, but shall surrender all of its rights and privileges under this License Agreement. 

4.4    In the case of a Default, Licensor shall immediately upon revocation, have the right to use self—help, if required, to regain
possession of the Licensed Area. 
  

	ITEM 5:	 [Reserved]. 

  

	ITEM 6:	 [Reserved]. 

  

	ITEM 7:	 [Reserved]. 

	ITEM 8:	 RULES AND REGULATIONS 

8.1    Without limiting any other provision of this License Agreement, Licensee shall be in Default if the Licensee violates any of the
following rules and regulations: 
 A.    Licensee (for purposes of this ITEM 8, “Licensee” includes Licensee,
its principals, employees, and agents, and anyone acting under or at the direction of any of them) shall not avoid or circumvent or attempt to avoid or circumvent any security locked doors or any other security features of the Premises. 

B.    Licensee shall not enter into another licensee’s office, or restricted areas, the written permission of
Licensor. 
 C.    Licensee shall not intentionally damage the property, equipment or furniture of the Licensor or
another licensee. 
 D.    Licensee shall not misrepresent to the Licensor its business intent or practice. 

E.    Licensee shall not, in the Licensed Area or the Premises, conduct or permit any illegal or illicit activity. 

F.    Licensee shall at all times observe the rules and regulations of the Licensor and master landlord of Licensor. 

G.    Except as expressly set forth herein, all of the terms, covenants and conditions of the Lease which relate to the
Licensed Area, the use thereof, the conduct of Sublandlord’s activities or operations therein or in the common areas of the Building are incorporated herein by reference and made a part hereof as if set forth in length and shall be applicable
to this License Agreement with the same force and effect as if Licensor were the landlord under the Lease and Licensee were the tenant thereunder, except that, for the purpose of this License Agreement, (i) all references in the Lease to
“Landlord” or “Owner” shall be deemed to mean Licensor, (ii) all references to “Tenant” shall be deemed to mean Licensee, (iii) all references to “Lease” shall mean this License Agreement,
(iv) all references to “Premises” shall mean the premises defined herein, (v) the Term is as set forth herein and references to the “Term” in the Lease shall be considered references to the Term, and (vi) the
provisions which are expressly excluded as provided in Section 8(b) below shall not be a part of this License Agreement. Notwithstanding the foregoing incorporation of the terms and conditions of the Lease, Licensor shall not be responsible for
the performance of any obligations to be performed by Landlord under the Lease, and Licensee agrees to look solely to Landlord for the performance of such obligations. Licensor shall not be liable to Licensee for any failure by Landlord to perform
its obligations under the Lease, nor shall such failure by Landlord excuse performance by Licensee of its obligations hereunder, provided, however, that in the event of any such default or failure of performance by Landlord, provided no
default on the part of Licensee shall be continuing, Licensor agrees, upon notice from Licensee, to make demand upon Landlord to perform its obligations under the Lease, except that Licensor shall not be required to commence any legal proceedings or
arbitration or terminate the Lease. 

 H.    Licensee shall not physically alter the Licensed Area and/or
Premises without the written consent of Licensor. 
 I.     [Reserved]. 

J.    Licensee shall conduct business in a non—Intrusive professional manner that does not disturb surrounding
licensees in any way. 
 K.    Licensee shall remove from the Premises any cardboard boxes or other materials which are
delivered to Licensee. All cardboard boxes and other delivery materials must be flattened and neatly stacked in for disposal at the back of the floor on which the Premises are located near the freight elevator. All such packages must be unpacked and
broken down in the Licensed Area. 
 L.    Licensee shall not, without written consent of Licensor in each instance,
permit any pets or other animals to enter the Premises except guide or service dogs permitted by law that are needed by an employee or guest of Licensee. 
  

	ITEM 9:	 MISCELLANEOUS 

9.1    Governing Law; Jurisdiction. The construction, interpretation and performance of this License Agreement shall be governed by
the laws of the State of [***]. Any and all disputes which may arise between the Parties as a result of or in connection with this License Agreement, its interpretation, performance or breach shall be brought and enforced in the courts of the State
of [***]. 
 9.2    Successors and Assigns. The provisions hereof shall inure to the benefit of, and be binding upon, the
successors, assigns, heirs, executors and administrators of the Parties; provided, however, that Licensee may not assign its rights hereunder without the prior written consent of Licensor. 

9.3    Entire Agreement; Amendment. This License Agreement, and the other documents delivered pursuant thereto constitute the full
and entire understanding and agreement between the Parties with regard to the subject matters hereof and thereof and supersede all prior agreements and understandings relating thereto. Neither this License Agreement nor any term hereof may be
amended, waived, discharged or terminated except by an instrument in writing signed by all the Parties. 
 9.4    Notices. All
notices and other communications required or permitted to be given or sent hereunder shall be in writing and shall be deemed to have been sufficiently given or delivered for all purposes if transmitted by facsimile, delivered by hand, or sent by
email, to the Parties’ respective addresses set forth in the signature page hereto. 
 9.5    Delays or Omissions. No delay
or omission to exercise any right, power or remedy upon any breach or default under this License Agreement shall impair any such right, power or remedy of such holder nor shall it be construed to be a waiver of any such breach or default. 

 9.6    Waiver of Default. No waiver with respect to any breach or default in the
performance of any obligation under the terms of this License Agreement shall be deemed to be a waiver with respect to any subsequent breach or default, whether of similar or different nature. Any waiver, permit, consent or approval of any kind or
character shall be effective only if made in writing and only to the extent specifically set forth in such writing. All remedies, either under this License Agreement or by virtue of law or otherwise afforded to any holder, shall be cumulative and
not alternative. 
 9.7    Rights; Severability. If any provision of this License Agreement is held by a court of competent
jurisdiction to be unenforceable under applicable law, then such provision shall be excluded from this License Agreement and the remainder of this License Agreement shall be interpreted as if such provision were so excluded and shall be enforceable
in accordance with its terms; provided, however, that in such event this License Agreement shall be interpreted so as to give effect, to the greatest extent consistent with and permitted by applicable law, to the meaning and intention of the
excluded provision as determined by such an arbitrator or court of competent jurisdiction. 
 9.8    Titles and Subtitles. The
titles of the sections and subsections of this License Agreement are for convenience of reference only and are not to be considered in construing this License Agreement. 

9.9    Counterparts. This License Agreement may be executed in as many counterparts as may be required, and it shall not be
necessary that the signature of each Party, or on behalf of each Party, appear on each counterpart. It shall be sufficient that the signature of, or on behalf of each Party, appear on at least one counterpart. All counterparts shall collectively
constitute a single agreement. PDF, TIFF or other commonly accepted digital images of signatures shall be accepted and treated as originals. 

[remainder of page intentionally left blank; signature page follows] 

 IN WITNESS WHEREOF, the Parties hereto have duly executed this License Agreement as of the
date first above written. 
  

			
	LICENSOR:
	
	EMBARK CORP.
		
	By:	 	 /s/ Sarita James

	Name:	 	Sarita James
	Title:	 	Chief Executive Officer

 175 Greenwich Street, 59th Floor 

New York, New York 10007 
 [***] 

 

			
	LICENSEE:
	
	BETTER HOLDCO, INC.
		
	By:	 	 /s/ Paula Tuffin

	Name:	 	Paula Tuffin
	Title:	 	General Counsel

 175 Greenwich Street, 59th Floor 

New York, New York 10007 
 [***] 

 EXHIBIT A 

[LEASE]

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