Document:

110 Media Group, Inc.
                         95 Broadhollow Road, Suite 101
                            Melville, New York 11747

                                                               September 1, 2005

William A. Mobley, Jr.
Chief Executive Officer
Global Portals Online, Inc.
100 West Lucerne Circle, Suite 600
Orlando, Florida 32801

Dear Mr. Mobley:

      This letter confirms your and our mutual intentions with respect to the
potential transactions described herein between 110 Media Group, Inc., a
Delaware corporation ("OTEN") and Global Portals Online, Inc., a Florida
corporation ("Global").

      1. Proposed Transaction. OTEN would acquire all of the issued and
outstanding shares of common stock of Global in exchange for a certain number of
shares of common stock of OTEN, pursuant to a share exchange to be effected
under the laws of the State of Florida (the "Exchange"). The number of shares of
common stock of OTEN to be issued to the shareholders of Global pursuant to the
Exchange would be equal to 70% of the total number of issued and outstanding
shares of common stock of OTEN prior to the financing and the reverse stock
split contemplated by paragraphs 1 and 3 below.

      2. Financing. At or prior to Closing, OTEN would receive at least $200,000
in cash for the sale of not more than 750,000 post-split shares of its common
stock.

      3. Reverse Split. At or prior to Closing, OTEN would effect a 15 to 1
reverse stock split.

      4. Employment Agreements. At or prior to Closing, OTEN would enter into
employment agreements with William A. Mobley, Jr. and Andre L. Forde.

      5. Agreement and Plan of Share Exchange. OTEN and Global would endeavor to
negotiate, prepare, execute and deliver an agreement and plan of share exchange
(the "Agreement and Plan of Share Exchange") and related documentation.

<PAGE>

      6. Closing. The closing of the transactions to be memorialized in an
Agreement and Plan of Share Exchange (the "Closing") would be held on or before
September 15, 2005, subject to the fulfillment of all conditions of Closing,
including without limitation the following:

      (a) the parties shall have executed and delivered an Agreement and Plan of
Share Exchange and related definitive documentation containing representations,
warranties, covenants, terms, and conditions customary in a transaction of this
nature;

      (b) OTEN's due diligence review of Global and its business, operations and
affairs shall have been completed to its satisfaction prior to its execution of
definitive documentation;

      (c) Globals's due diligence review of OTEN and its business, operations
and affairs shall have been completed to its satisfaction prior to its execution
of definitive documentation;

      (d) the parties shall have obtained all board and shareholder approvals,
and such consents and approvals of governmental authorities and other persons or
entities, as are necessary to consummate the transactions contemplated hereby;

      (e) no legal proceedings shall have been instituted or threatened seeking
to enjoin any of the transactions contemplated hereby;

      (f) the financing contemplated by paragraph 2 above shall have been
completed;

      (g) the reverse stock split contemplated by paragraph 3 above shall have
been effected;

      (h) at Closing, the total debt of OTEN shall not exceed $750,000; and

      (i) at Closing, the total debt of Global to its Affiliates shall not
exceed $1,300,000.

      7. Due Diligence Review. Each party will provide the other party and its
respective legal, accounting and other representatives with reasonable access to
its books, records, documents, premises, personnel, agents, and representative
pertaining to it and its business, operations and affairs as any of them
reasonably requests in connection with the transactions contemplated hereby for
purposes of conducting a due diligence review thereof.

      8. Publicity. Neither party shall make any press release or other public
or trade announcement or notification regarding the contents of this letter or
the transactions contemplated hereby without the prior written approval of the
other party, which consent shall not be unreasonably withheld.

                                       2
<PAGE>

      9. Expenses. Each of the parties will each bear its own expenses in
connection with the transactions contemplated hereby.

      10. Standstill/Exclusivity. In consideration of the time and resources
that the parties will devote to the transactions contemplated hereby, through
September 15, 2005, each party and its respective affiliates, directors,
officers, employees, representative and agents will not, directly or indirectly,
solicit, initiate, enter into or participate in any discussions or transactions
with, or encourage or provide any information to any corporation, partnership or
other entity, person or group (a "person") (other than one another and the
parties' respective representatives) concerning any direct or indirect sale,
transfer, conveyance, exchange or other disposition of its respective shares of
capital stock, business or assets, or any merger, consolidation share exchange
or other extraordinary transaction to which it would be a party.

      11. Ordinary Course of Business. Through September 15, 2005, each of the
parties shall conduct its respect business, operations and affairs only in the
ordinary and usual course.

      12. Confidential Information. Each of the parties and their Affiliates,
directors, officers, employees, representatives and agents agree as follows with
respect to any Confidential Information of the other party that may be disclosed
to it:

      (a) As used herein, the "Confidential Information" of a party shall mean
all information concerning or related to the business, operations, financial
condition or prospects of such party or any of its Affiliates, regardless of the
form in which such information appears and whether or not such information has
been reduced to a tangible form, and shall specifically include (i) all
information regarding the officers, directors, employees, equity holders,
customers, suppliers, distributors, sales representatives and licenses of such
party and its Affiliates, in each case whether present or prospective, (ii) all
inventions, discoveries, trade secrets, processes, techniques, methods,
formulae, ideas and know-how of such party and its Affiliates, (iii) all
financial statements, audit reports, budgets and business plans or forecasts of
such party and its Affiliates and (iv) all information concerning or elated to
the transactions contemplated hereby; provided, that the Confidential
Information of a party shall not include (A) information which is or becomes
generally known to the public though no act or omission of the other party and
(B) information which has been or hereafter is lawfully obtained by the other
party from a source other than the party to who such Confidential Information
belongs (or any of its Affiliates or their respective officers, directors,
employees, equity holders or agents) so long as, in the case of information
obtained from at third party, such third part was or is not, directly or
indirectly, subject to an obligation of confidentiality owed to the party to
whom such Confidential Information belongs or any of its Affiliates at the time
such Confidential Information was or is disclosed to the other party.

                                       3
<PAGE>

      (b) As used herein, an "Affiliate" of a party shall mean a person who or
which controls, is controlled by or is under common control with such party, and
the term "control" shall mean the possession, direct or indirect, of the power
to direct or cause the direction of the management and policies of an entity,
whether through ownership of voting securities, by contract or otherwise.

      (c) Except as otherwise permitted by paragraph 12(d) below, each party
agrees that it will not, without the prior written consent of the other party,
disclose or use for its own benefit any Confidential Information of the other
party.

      (d) Notwithstanding the provisions of paragraph 12(c) above, each of the
parties shall be permitted to:

          (i) disclose Confidential Information of the other party to its
officers, directors, employees, equity holders, lenders, counsel, accountants
and other agents, but only to the extend reasonably necessary in order for such
party to negotiate execute and deliver definitive documents for the consummation
of the transactions contemplated hereby (collectively, the "Transaction
Documents") and to perform its obligations and exercise its rights and remedies
under the Transaction Documents, and such party shall take all such action as
shall be necessary or desirable in order to ensure that each of such persons
maintains the confidentiality of any Confidential Information that is so
disclosed; and

          (ii) disclose Confidential Information of the other party to the
extent, but only to the extent, required by law; provided, that prior to making
any disclosure pursuant to this clause (ii) the party required to make such
disclosure (the "Disclosing Party") shall notify the other party (the "Affected
Party") of the same, and the Affected Party shall have the right to participate
with the Disclosing Party in determining the amount and type of Confidential
Information of the Affected Party, if any, which must be disclosed in order to
comply with applicable Law.

      (e) If negotiations concerning the transactions contemplated hereby shall
cease without such transactions being consummated then, promptly after the
written request of either party, the other party shall return to the requesting
party all Confidential Information (including all duplicates and copies thereof)
of the requesting party which is in tangible or electronic form and which is
then in its possession (or in the possession of any of its officers, directors,
employees, equity holders or agents).

      (f) The parties acknowledge and agree that each would be irreparably
damaged in the event that any of the provisions of this paragraph 12 are not
performed by the other in accordance with their specific terms or are otherwise
breached. Accordingly, it is agreed that each party shall be entitled to an
injunction or injunctions to prevent breaches of this paragraph 12 by the other
and shall have the right to specifically enforce this paragraph 12 and the terms
and provisions hereof against the other, in addition to any other remedy to
which such aggrieved party may be entitled at law or in equity.

                                       4
<PAGE>

      13. Miscellaneous Provisions. This letter may be signed in counterparts,
each of which will constitute the same agreement, shall be governed by the laws
of the State of Florida without giving effect to the principles of the conflicts
of law thereof, constitutes the entire agreement of the parties with respect to
the subject matter hereof, and shall bind and inure to the benefit of the
parties and their respective successors and assigns.

      14. Effect of Letter. Paragraphs 1 through 6 of this letter are not
binding on, and create no rights in favor of, either OTEN or Global. Paragraphs
7 through 15 of this letter are intended to be legally binding (collectively,
the "Legally Binding Provisions") on each of the parties. Except for the Legally
Binding Provisions, neither party may claim any legal rights against the other
by reason of its signing this letter or by taking any action in reliance on this
letter, and each party fully understands that neither party shall have any legal
obligations to the other, or with respect to the proposed transactions, unless
and until all of the terms and conditions of the proposed transactions have been
negotiated, agreed to by both parties and set forth in a definitive Agreement
and Plan of Share Exchange and related documentation that has been signed and
delivered by all appropriate parties. The only legal obligations that either
party shall have to the other shall be those contained in the Legally Binding
Provisions and in such signed and delivered definitive agreements and documents.

      15. No Broker. OTEN and Global represent and warrant to each other that
neither party has dealt with any broker, finder, agent, consultant or other
similar person in connection with the transactions contemplated hereby, and that
no broker, finder or similar fee shall be payable to any person in connection
with the transactions contemplated hereby.

                                       5
<PAGE>

      If the foregoing sets forth our mutual understanding, please execute the
enclosed copy of this letter and return it to the undersigned not later that
4:00 p.m. on September 1, 2005.

                                  Sincerely,

                                  110 Media Group, Inc.

                                  By: /s/ Darren Cioffi
                                      ----------------------------------------
                                      Darren Cioffi, Chief Financial Officer

The foregoing is accepted as of September 1, 2005:

Global Portals Online, Inc.

By:  /s/ William A. Mobley, Jr.
     -------------------------------
         William A. Mobley, Jr.
         Chief Executive Officer

                                       6Unassociated Document

    

      Exhibit
        10.1

      

      MALL
        OUTPARCEL LEASE AGREEMENT

      

      This
        Mall
        Outparcel Lease Agreement (the “Lease”) is made this 2nd
        day of
        September, 2005, this being the date the Landlord has executed this Lease,
        (the
“Effective Date”) by and between Landlord and the Tenant and shall consist of
        the following Specific Lease Provisions and the attached Exhibits which are
        incorporated by reference provided Bank is diligently pursuing
        opening:

      

      SPECIFIC
        LEASE PROVISIONS

      

      
        	1.	
                Exhibits:
                  (Line through non-applicable
                  Exhibits)

              

      

      A. Mall
        Outparcel General Lease Provisions

      B. Mall
        Site
        Plan

      C. None

      D. Mall
        Outparcel Tenant Construction Obligations

      E. None

      F. Construction
        Drawings and Photographs

      G. Mall
        Outparcel Exclusives

      H. None

      

      
        	2.	
                Mall: Wilson
                  Mall, formerly known as Parkwood
                  Mall

              

      

      

      
        	3.	
                Landlord: 

              

      

      

      
        	 Post Office Box
                Address	 Street
                Address	 
	 	 	 
	(Required
                Rent Payment and	 	 
	Sales Reporting
                Address)	 	 
	H/S WILSON, LLC	H/S WILSON, INC. 	 
	c/o Hull Storey Retail Group,
                LLC	c/o
                Hull Storey Retail Group, LLC	 
	PO Box 204227	1190 Interstate Parkway	 
	Augusta, GA 30917-4227	Augusta, GA 30909	 
	Phone (706) 863-2222	 	 
	Fax: (706) 868-7457	 	 
	Email: Leasingadmin@hullstorey.com 	 	 
	 	 	 

      

         

      
        	4.	
                Tenant: 

              

      

      

      
        	Street Address	Post Office Box
                Address	 
	 	 	 
	Cornerstone Bank and	Cornerstone Bank and	 
	CB Financial Corporation 	CB Financial Corporation 	 
	3710 Nash Street North	PO Box 8189	 
	Wilson, NC 27896	Wilson, NC 27893	 
	Phone: (252) 243-5588	Fax: (252) 243-7811	 
	Email: nosborn@thecornerstonebank.com 	 	 
	 	 	 

      

      

      
        	5.	
                Tenant’s
                  Trade Name:
                  Cornerstone Bank and CB Financial Corporation

              

      

      

      
        	6.	
                Guarantor:
                  Intentionally left blank. 

              

      

      

      
        
           

        

        
           

          
            

          

        

        
           

        

      

      
        	
                7.

              	
                Premises:
                  All that parcel of land situated and being in the City of Wilson,
                  Wilson
                  County, North Carolina and consisting of approximately 18,750 square
                  feet
                  and fronting 150 feet more or less on Ward Boulevard and with a
                  depth of
                  approximately 125 feet more or less all as outlined on Exhibit
                  B-1.

              

      

      

      
        	8.	
                Building
                  Square Feet: 3,422
                  approximately

              

      

      

      
        	
                9.

              	
                Permitted
                  Use: Commercial
                  and Retail Banking and related purposes and for no other purpose
                  without
                  Landlord’s consent.

              

      

      

      
        	10.	
                Lease
                  Term: Approximately
                  seven (7) years commencing upon the Effective Date and expiring
                  on
                  September 30, 2012.

              

      

      

      
        	11.	
                Target
                  Tender Date: September
                  1, 2005

              

      

      

      
        	
                12.

              	
                Rent
                  Commencement Date:
                  November 1, 2005 or date Bank opens, whichever is later. Provided
                  Bank is
                  diligently pursuing opening.

              

      

      

      
        	13.	
                Expiration
                  Date: October
                  31, 2012

              

      

      

      
        	
                14.

              	
                Options:
                  One option term of eight (8) years commencing on September 1, 2012
                  and
                  expiring on August 31, 2020.

              

      

      

      
        	 	 	 	 	
                First
                  Option

              
	 	 	
                Per

                Month

              	
                Per

                Annum

              	
                Per

                Month

              	
                Per

                Annum

              
	
                15.

              	
                Minimum
                  Rent:

              	
                $3,600

              	
                $43,200

              	
                $4,200

              	
                $50,400

              
	
                16.

              	
                Common
                  Area

                Maintenance,
                  Taxes and

                Insurance

              	
                 

                 

                $-0-

              	
                 

                 

                $-0-

              	
                 

                 

                $-0-

              	
                 

                 

                -0-

              
	
                17.

              	
                Trash
                  Removal

              	
                $-0-

              	
                $-0-

              	
                $-0-

              	
                -0-

              
	
                18.

              	
                Promotional
                  Fee

              	
                $-0-

              	
                $-0-

              	
                $-0-

              	
                -0-

              
	
                19.

              	
                HVAC
                  Maintenance

              	
                $-0-

              	
                $-0-

              	
                $-0-

              	
                -0-

              
	
                20.

              	
                Access
                  Point Maintenance

              	
                $-0-

              	
                $-0-

              	
                $-0-

              	
                $-0-

              
	
                21.

              	
                Monthly
                  Rent

              	
                $3,600

              	
                $43,200

              	
                $4,200

              	
                $50,400

              

      

      

      
        	22.	
                Percentage
                  Rent Rate:  N/A  Breakpoint:
                  N/A

              

      

      

      
        	23.	
                Prepaid
                  Rent Deposit: 
                  Waived

              

      

      

      
        	24.	
                Security
                  Deposit: Waived

              

      

      

      
        	25.	
                Brokers: None

              

      

      

      
        	26.	
                Special
                  Stipulations - Mall Outparcel Landlord Construction
                  Obligations:

              

      

      

      
        
           

        

        
          2

          
            

          

        

        
           

        

      

      None.
        The
        Premises are delivered “As Is”.

      

      
        	27.	
                Special
                  Stipulations - Mall Outparcel Tenant Construction
                  Obligations:

              

      

      

      The
        parties contemplate that Tenant will remodel and renovate the Premises to
        the
        standard of a first class retail branch banking facility in accordance with
        plans and specifications (the “Improvements”), which will be previously approved
        by Landlord, which consent will not be unreasonably withheld. 

      

      
        	28.	
                Special
                  Stipulations - Other:

              

      

      

      	·  	
              Tenant
                shall insure the Improvements upon the Premises naming the Landlord
                as an
                additional loss payee. Tenant shall be responsible for all maintenance
                and
                all required replacements for all Improvements upon the Premises
                including
                without limitation all roofing, paving, plumbing, electrical and
                HVAC to
                keep in good repair and condition, reasonable wear and tear excepted.
                This
                is a “net” lease with Tenant being financially responsible for all taxes,
                insurance and maintenance as provided more specifically in Exhibit
                A. The
                parties will cooperate in having the Premises subdivided into a separate
                tax parcel and Landlord shall pay for the cost of any necessary
                survey.

            

      	·  	
              Tenant
                is granted the non-exclusive right to access and use parking areas
                within
                100 feet of the Premises within the Landlord’s parking lot as shown on
                Exhibit B-1.

            

      	·  	
              Tenant
                shall be entitled to a rent credit of up to $43,200 during the course
                of
                the Lease Term (and any option period provided hereunder or other
                additional extension of hereof agreed to by Landlord and Tenant)
                in
                consideration for Improvements that Tenant plans to make to the Premises
                and existing structures on the Premises subject to the following
                conditions:

            

      	o  	
              Documentation
                that Tenant has made real property Improvements to the Premises equal
                to
                or more than the credit claimed with such claims to be submitted
                not more
                than four (4) times during the Lease Term, Option Term and other
                extension, as applicable; and

            

      	o  	
              Tenant
                shall not otherwise be in default
                hereunder.

            

      	·  	
              Upon
                submission of documentation of such Improvements as provided above,
                Tenant
                shall receive an abatement of Monthly Rent in the amount of the documented
                improvements of up to the maximum rent credit as set forth above
                for the
                next succeeding month(s) until the amount of the Monthly Rent abatement
                hereunder equals the amount of Improvements for which documentation
                was
                submitted at which time Tenant shall then resume making Monthly Rent
                payments in accordance with the terms of this
                lease.

            

      

      
        	
                29.

              	
                As
                  of the Effective Date, Section V contained in the Mall Outparcel
                  General
                  Lease Provisions of the Lease shall be deleted in its entirety
                  and the
                  following be substituted in lieu
                  thereof:

              

      

      

      “Quiet
        Enjoyment and Title

      

      
        	 	
                5.1

              	
                Covenant
                  of Quiet Enjoyment.
                  Subject to the terms of this Lease, upon paying the Monthly Rent
                  and
                  Additional Rent and performing the other terms, covenants and conditions
                  of this Lease on Tenant’s part to be performed, Tenant shall and may
                  peaceably and quietly have, hold, occupy, possess and enjoy the
                  Premises
                  during the Lease Term.

              

      

      

      
        	 	
                5.2

              	
                Right
                  to Possession.
                  Landlord covenants, warrants and represents that: (a) the Premises
                  are now
                  unoccupied and tenant-free, (b) absolute, tenant-free possession
                  of the
                  Premises will be delivered to Tenant on the Effective Date, and
                  (c) the
                  Premises will thereafter remain tenant-free up to and including
                  the date
                  of Tenant’s acceptance of possession of the Premises on the Rent
                  Commencement Date.

              

      

      
         

        
          
             

          

          
            3

            
              

            

          

          
             

          

        

        
          	 	
                  5.3

                	
                  Ownership;
                    Authority; Restrictions.
                    Landlord covenants, warrants and represents that: (a) Landlord
                    is the fee
                    simple owner of the Premises; (b) Landlord has the full right
                    and lawful
                    authority to lease the Premises for the Lease Term and as set
                    forth in
                    this Lease; (c) there are no zoning or other ordinance, restrictive
                    covenant or other encumbrance or restriction affecting the Premises
                    which
                    would prohibit the construction of the Improvements or the use
                    and
                    occupancy of the Premises for the use described in Paragraph
                    9 of the
                    Specific Lease Provisions or is inconsistent with the terms of
                    this Lease;
                    (d) no joinder or approval of any person or entity is required
                    with
                    respect to Landlord’s right and authority to enter into this Lease,
                    including any lender; (e) there is no underlying or superior
                    lease with
                    respect to the Premises; and (f) there are no exclusive use agreements
                    affecting Tenant’s use of the Premises as provided for under this
                    Lease.”

                

        

      

      

      
        	
                30.

              	
                As
                  of the Effective Date, Section 7.7 contained in the Mall Outparcel
                  General
                  Lease Provisions of the Lease shall be deleted in its entirety
                  and the
                  following be substituted in lieu
                  thereof:

              

      

      

      “Hazardous
        Materials.

      
        	 	
                (a)

              	
                Landlord’s
                  Liability.
                  Landlord hereby represents and warrants that, to the best of its
                  actual
                  knowledge without investigation, there does not exist on, in or
                  under the
                  Premises any “hazardous substance” or “hazardous waste” as those terms are
                  used under the various applicable federal and state environmental
                  laws,
                  including, without limitation, petroleum, petroleum products and
                  asbestos-containing materials (“Hazardous Material”).
                  

              

      

      
        	 	
                (b)

              	
                Tenant’s
                  Liability.
                  Tenant shall not (either with or without negligence) cause or permit
                  the
                  escape, disposal or release of any biologically or chemically active
                  or
                  other hazardous substances or materials on or from the Premises.
                  Tenant
                  shall not allow the storage or use of such substances or materials
                  in or
                  on the Premises in any manner not sanctioned by law and by the
                  highest
                  standards prevailing in the industry for the storage and use of
                  such
                  substances or materials, nor allow to be brought into or on the
                  Premises,
                  any such materials or substances except to use in the ordinary
                  course of
                  business. If any such Hazardous Material is discovered at any time
                  during
                  the Lease Term or any time thereafter under circumstances in which
                  it is
                  reasonably clear that such Hazardous Material became present at
                  any time
                  between the Rent Commencement Date and the expiration or earlier
                  termination of this Lease, Tenant shall indemnify, defend with
                  counsel
                  reasonably satisfactory to Landlord, and hold and save Landlord
                  harmless
                  from and against all claims, liabilities, actions, judgments,
                  responsibilities and damages of every kind and nature arising from
                  or
                  related to the presence of such Hazardous Material during said
                  period,
                  including investigation costs, engineering fees, remediation costs
                  and
                  reasonable attorney’s fees.

              

      

      
        	 	
                (c)

              	
                Reporting.
                  Tenant shall notify Landlord in writing immediately after any of
                  the
                  following: (i) Tenant has knowledge, or has reasonable cause to
                  believe,
                  that any Hazardous Material(s) have been released, discharged or
                  located
                  on, under or about the Premises or the Mall, or (ii) Tenant receives
                  any
                  warning, notice of inspection, notice of violation or alleged violation,
                  or Tenant receives notice or knowledge of any proceeding, investigation,
                  order or enforcement action, under any Environmental Law regarding
                  the
                  Premises or the Mall Site.

              

      

       

      
        
           

        

        
          4

          
            

          

        

        
           

        

      

      
        	
              	
                (d)

              	
                Definitions.
                  

              

      

      “Hazardous
        Materials” shall mean any materials, substances, wastes, chemical substances, or
        mixtures presently listed, defined, designated, or classified as hazardous,
        toxic, or dangerous, or otherwise regulated, under any Environmental Laws,
        whether by type, quantity or concentration, including without limitation
        pesticides, pollutants, contaminants, toxic chemicals, oil, or other petroleum
        products, byproducts or additives, asbestos or materials containing (or presumed
        to contain) asbestos, polychlorinated biphenyls, urea formaldehyde foam
        insulation, lead, radon, methyl tertiary butyl ether (“MTBE”) or radioactive
        material.

      

      “Environmental
        Laws” shall mean, without limitation:

      

      
        	 	
                (i)

              	
                all
                  federal, state and local statutes, regulations, ordinances, orders,
                  decrees, and similar provisions having the force or effect of law
                  for the
                  protection of human health, natural resources, or the environment
                  (including without limitation the Comprehensive Environmental Response,
                  Compensation and Liability Act; the Superfund Amendment and
                  Reauthorization Act; the Federal Insecticide, Fungicide and Rodenticide
                  Act; the Hazardous Materials Transportation Act; the Resource Conservation
                  and Recovery Act; the Clean Water Act; the Clean Air Act; the Toxic
                  Substances Control Act; the Oil Pollution Act; the Coastal Zone
                  Management
                  Act; any “Superfund” or “Superlien” law; the North Carolina Oil Pollution
                  and Hazardous Substances Control Act; the North Carolina Water
                  and Air
                  Resources Act; and the North Carolina Occupational Safety and Health
                  Act,
                  including any amendments thereto from time to time);
                  and

              

      

      

      
        	 	
                (ii)

              	
                all
                  common law concerning public health and safety, worker health and
                  safety,
                  and pollution or protection of the environment, including without
                  limitation all standards of conduct and bases of obligations relating
                  to
                  the presence, use, production, generation, handling, transportation,
                  treatment, storage, disposal, distribution, labeling, reporting,
                  testing,
                  processing, discharge, release, threatened release, control, or
                  clean-up
                  of any “Hazardous Materials” (as defined
                  above).”

              

      

      

      
        	
                31.

              	
                As
                  of the Effective Date, Section IX contained in the Mall Outparcel
                  General
                  Lease Provisions of the Lease shall be amended to add the following
                  provision:

              

      

      

      “9.4 Title
        to Improvements.  At
        all
        times while this Lease is in force and effect, title to the Improvements
        shall
        belong solely to Tenant. Upon the termination or expiration of this Lease,
        title
        to the Improvements shall pass free and clear of any and all liens or
        encumbrances to Landlord, without payment therefor to Tenant, and Tenant
        shall
        have no further rights therein.”

      

      
        
          
            	32.	
                    As
                      of the Effective Date, Section X contained in the Mall Outparcel
                      General
                      Lease Provisions of the Lease shall be deleted in its entirety
                      and the
                      following be substituted in lieu
                      thereof:

                  

          

        

      

      

      “X. COMMON
        AREAS.

      

      	10.1  	
              Definition
                of Common Areas.
                Landlord shall make available within the Mall Site such common areas,
                including, but not limited to, parking areas, driveways, truckways,
                delivery passages, loading docks, pedestrian sidewalks and ramps,
                access
                and egress roads, and other facilities necessary to provide access
                to and
                reasonable use of the Premises and as Landlord in its sole discretion
                shall deem appropriate (“Common Area” or “Common Areas”). It is hereby
                expressly understood and agreed by Landlord and Tenant that Landlord
                shall
                operate, manage, equip, light, repair and maintain said Common Areas
                such
                that the Common Areas are fit for their intended purposes and in
                such
                manner as Landlord in its sole discretion shall reasonably determine,
                and
                Landlord reserves the right to change from time to time the size,
                location, nature and use of any Common Area, to sell or lease any
                portion
                thereof, and to make additional installations therein and to move
                and
                remove the same. The Mall Outparcel does not constitute part of the
                Common
                Areas. 

            

       

      
        
          	                       10.2	
                  Useof
                    Common Areas.
                    Tenant and its concessionaires, officers, employees, agents,
                    customers and
                    invitees shall have the non-exclusive right in common with Landlord
                    and
                    all others to whom Landlord has or may hereafter grant rights,
                    to use the
                    Common Areas as designated from time to time by Landlord, subject
                    to such
                    reasonable rules and regulations as Landlord may from time to
                    time impose.
                    Tenant agrees after notice thereof to abide by such rules and
                    regulations
                    and to use its best efforts to cause its concessionaires, officers,
                    employees, agents, customers and invitees to conform thereto.
                    Landlord may
                    at any time close temporarily any Common Area to make repairs
                    or changes,
                    to prevent the acquisition of public rights in such area or to
                    discourage
                    non-customer parking; and Landlord may do such other acts in
                    and to the
                    Common Areas as in its judgment may be desirable to improve the
                    convenience thereof. Tenant shall not at any time interfere with
                    the
                    rights of Landlord and other tenants, its and their concessionaires,
                    officers, employees, agents, customers and invitees, to use any
                    part of
                    the parking areas and other Common Areas.

                

        

      

      

      Landlord
        reserves the right to grant to third persons the non-exclusive right to cross
        over and use, in common with Landlord and all tenants of the Mall Site, the
        Common Areas as designated from time to time by Landlord.”

      

      
        	                      
                10.3	
                SEE
                  ATTACHED FOR SECTION 10.3

              

      

      

      
        	
                33.

              	
                As
                  of the Effective Date, Section XIII contained in the Mall Outparcel
                  General Lease Provisions of the Lease shall be deleted in its entirety
                  and
                  the following be substituted in lieu
                  thereof:

              

      

      

      “XIII. INDEMNITY
        AND INSURANCE

      

      
        	 	
                13.1

              	
                Tenant’s
                  Indemnification of Landlord. Tenant
                  agrees to indemnify, protect, defend and hold Landlord and Landlord’s
                  partners, shareholders, employees, lender and managing agent harmless
                  from
                  and against any and all claims, losses, costs, liabilities, actions
                  and
                  damages, including, without limitation, reasonable attorneys’ fees and
                  costs by or on behalf of any person or persons, firm or firms,
                  corporation
                  or corporations, arising from any breach or default on the part
                  of Tenant
                  in the performance of any representation, warranty, covenant or
                  other
                  agreement on the part of Tenant to be performed, pursuant to the
                  terms of
                  this Lease, or arising from the gross negligence or willful misconduct
                  on
                  the part of Tenant or its agents, contractors, servants, employees
                  or
                  licensees, or arising from any accident, injury or damage to the
                  extent
                  caused by Tenant or its agents or employees to any person, firm
                  or
                  corporation occurring during the Term of this Lease or any renewal
                  thereof, in or about the Mall Site, and from and against all costs,
                  reasonable attorneys’ fees, expenses and liabilities actually incurred in
                  or about any such claim or action or proceeding brought thereon,
                  provided
                  Tenant is given written notice of any such claims, losses, costs,
                  liabilities, actions and damages and the opportunity to participate
                  in the
                  defense thereof; and in case any action or proceeding be brought
                  against
                  Landlord or its managing agent by reason of any such claim, Tenant,
                  upon
                  notice from Landlord, covenants to resist or defend such action
                  or
                  proceeding by counsel reasonably satisfactory to
                  Landlord.

              

      

      

      
        
           

        

        
          5

          
            

          

        

        
           

        

      

      
        	 	
                13.2

              	
                Landlord’s
                  Indemnification of Tenant. Landlord
                  agrees to indemnify, protect, defend and hold Tenant and Tenant’s
                  partners, shareholders, and employees harmless from and against
                  any and
                  all claims, losses, costs, liabilities, actions and damages, including,
                  without limitation, attorneys’ fees and costs by or on behalf of any
                  person or persons, firm or firms, corporation or corporations,
                  arising
                  from any breach or default on the part of Landlord in the performance
                  of
                  any representation, warranty, covenant or other agreement on the
                  part of
                  Landlord to be performed, pursuant to the terms of this Lease,
                  or arising
                  from the gross negligence or willful misconduct of Landlord or
                  its agents,
                  contractors, servants, employees or licensees occurring during
                  the term of
                  this Lease or any renewal thereof, in or about the Mall Site, and
                  from and
                  against all costs, reasonable attorney fees, expenses and liabilities
                  actually incurred in or about any such claim or action or proceeding
                  brought thereon; and in case any action or proceeding be brought
                  against
                  Tenant or its managing agent by reason of any such claim, Landlord,
                  upon
                  notice from Tenant, covenants to resist or defend such action or
                  proceeding by counsel reasonably satisfactory to Tenant and assist
                  or
                  cooperate in the defense thereof.

              

      

      

      
        	 	
                13.3

              	
                Insurance.
                  Tenant shall procure and maintain throughout the Lease Term a policy
                  or
                  policies of:

              

      

      

      (i) Liability.
        Comprehensive general liability insurance with broad form contractual liability
        coverage, at its sole cost and expense, insuring both Landlord and Tenant
        against all claims, demands or actions arising out of or in connection with
        Tenant’s use or occupancy of the Premises, or by the condition of the Premises,
        or Tenant’s indemnity obligations set forth in this Lease; the limits of such
        policy or policies to be in an amount of not less than $1,000,000 in respect
        of
        injuries or death due to any one accident or disaster, and in an amount of
        no
        less than $1,000,000 in respect to property damage; and 

      

      (ii) Casualty.
        Property insurance covering any peril generally included in the classification
        “all risks” covering the improvement upon the Premises in an amount not less
        than one hundred percent (100%) of their full replacement cost.

      

      Tenant
        shall provide Landlord at its Post Office Box address with a copy of such
        insurance with Landlord named as an Additional Insured prior to Tenant taking
        possession of the Premises. All such insurance shall be written by insurance
        companies licensed to do business in the State to which the Premises is located
        and otherwise reasonably satisfactory to Landlord. Tenant shall obtain a
        written
        obligation on the part of each insurance company to notify Landlord at least
        thirty (30) days prior to cancellation of such insurance. Such policies or
        duly
        executed certificates of insurance shall be promptly delivered to Landlord
        and
        renewals thereof shall be delivered to Landlord at least thirty days prior
        to
        the expiration of the respective policy terms. If Tenant should fail to comply
        with the foregoing requirements relating to insurance, Landlord may obtain
        such
        insurance and Tenant shall pay the Landlord on demand as Additional Rent
        hereunder the premium cost thereof plus interest at the Interest Rate from
        the
        date of payment by Landlord until repaid by Tenant.”

      

      
        
           

        

        
          6

          
            

          

        

        
           

        

      

      
        	
                34.

              	
                As
                  of the Effective Date, Section XV contained in the Mall Outparcel
                  General
                  Lease Provisions of the Lease shall be deleted in its entirety
                  and the
                  following be substituted in lieu
                  thereof:

              

      

      

      “XV. DAMAGE
        BY CASUALTY

      

      
        	 	
                15.1

              	
                No
                  Abatement of Rent.
                  Notwithstanding any statute or rule of law of the state in which
                  the
                  Premises are located to the contrary, if the Premises, any improvements
                  thereon or any part thereof are damaged or destroyed by fire or
                  other
                  casualty, this Lease shall continue in full force and effect and
                  such
                  damage or destruction shall not affect, abate or mitigate Tenant’s
                  obligation to pay rental or other sums due hereunder except as
                  provided in
                  the Special Stipulation unless such fire or other casualty is caused
                  by or
                  arises from any negligent act or omission on the part of Landlord
                  or
                  Landlord’s agents, employees, representatives or contractors in which case
                  the payment of Monthly Rent and Additional Rent hereunder shall
                  abate or
                  be mitigated in accordance with applicable laws of the State of
                  North
                  Carolina and Tenant shall be entitled to indemnification as provided
                  herein.

              

      

      

      
        	 	
                15.2

              	
                Restoration
                  of Improvements.
                  In the event of damage to or destruction of the Improvements, then,
                  within
                  a reasonable period of time after the date of the damage or destruction,
                  Tenant shall proceed to repair, restore, and replace the Improvements.
                  The
                  proceeds received from Tenant’s property insurance on the Premises and any
                  Improvements shall be placed in an escrow account and shall be
                  applied
                  exclusively to the costs of repairs and replacements. The escrow
                  account
                  shall be maintained by Landlord or by Tenant’s leasehold mortgagee, if
                  required, and shall be disbursed during the course of the repairs.
                  If the
                  insurance proceeds are insufficient to pay the costs of the repair
                  work,
                  Tenant shall pay any and all deficiency. Except as expressly provided
                  otherwise in this Lease, Landlord shall not be obligated to make
                  any
                  payment, disbursement or contribution towards the cost of the repairs
                  or
                  replacements. If the proceeds exceed the cost of such work, Tenant
                  may
                  retain the excess, except that, where any leasehold mortgage contains
                  a
                  contrary provision regarding the excess, such provision shall govern
                  the
                  application of the excess insurance proceeds. Notwithstanding the
                  foregoing, if such damage or destruction occurs within two (2)
                  years prior
                  to the end of the Term, then Tenant may elect to terminate this
                  Lease by
                  giving Landlord written notice of the same within thirty (30) days
                  following such damage or destruction, in which event all insurance
                  proceeds by reason of such damage or destruction shall be payable
                  to
                  Landlord subject to any superior right of Tenant’s mortgages in such
                  proceeds under a deed of trust or other similar instrument evidencing
                  indebtedness. Promptly following any fire or other casualty damage
                  to the
                  Improvements, Tenant shall remove any debris or other materials
                  that may
                  interfere with or create a hazard with respect to the Shopping
                  Center.”

              

      

      

      
        
           

        

        
          7

          
            

          

        

        
           

        

      

      
        	
                35.

              	
                As
                  of the Effective Date, Section XVI contained in the Mall Outparcel
                  General
                  Lease Provisions of the Lease shall be deleted in its entirety
                  and the
                  following be substituted in lieu
                  thereof:

              

      

      

      “XVI. EMINENT
        DOMAIN

      

      
        	 	
                16.1

              	
                Complete
                  Taking.
                  If, at any time during the Lease Term, the whole of the Premises
                  is taken
                  for any public or quasi-public purpose by any lawful power or authority
                  by
                  the exercise of the right of condemnation or eminent domain, including
                  any
                  such taking by “inverse condemnation,” then this Lease shall terminate as
                  of the earlier of the date that title vests in the condemnor or
                  the date
                  that the condemnor takes possession of the property so taken (“Date of
                  Taking”). In such event, Monthly Rent, all Additional Rent, and all other
                  charges payable hereunder shall be prorated and paid to such date
                  of
                  termination. 

              

      

      

      
        	 	
                16.2

              	
                Partial
                  Taking.
                  If, at any time during the Lease Term, more than fifteen percent
                  (15%) of
                  the square footage of the Improvements including parking areas
                  on the
                  Premises, or any part of a driveway or other access way which is
                  reasonably necessary for access to the business on the Premises
                  is taken
                  for the purposes set forth in Section 16.1 and Landlord cannot
                  provide
                  alternative and reasonable parking areas, driveways or access,
                  and such
                  taking materially, adversely affects the operation of Tenant’s business on
                  the Premises, Tenant shall have the right to terminate this Lease
                  as of
                  the Date of Taking, by giving written notice of such termination
                  to
                  Landlord within ninety (90) days after the date of Tenant’s receipt of
                  notice of such taking. In such event, Monthly Rent, all Additional
                  Rent,
                  and all other charges payable hereunder shall be prorated and paid
                  to the
                  date of termination. 

              

      

      

      
        	 	
                16.3

              	
                Allocation
                  of Condemnation Award.
                  If the whole or a part of the Premises is taken by condemnation,
                  Landlord
                  shall have the unqualified right to pursue its remedies against
                  the
                  condemnor for the full value of Landlord’s fee interest and other property
                  interests in and to the Premises. Similarly, Tenant shall have
                  the
                  unqualified right to pursue its remedies against the condemnor
                  for the
                  full value of Tenant’s leasehold interest and other property interests in
                  and to the Premises. If the laws of the state in which the Premises
                  are
                  located allow or require the recovery from the condemnor to be
                  paid into a
                  common fund or to be paid to Landlord only, and if such recovery
                  is so
                  paid into a common fund or to Landlord only, then the recovery
                  so paid
                  shall be apportioned between the parties according to the value
                  of their
                  respective property interests as they existed on the date of the
                  condemnation, giving due consideration for the number of years
                  remaining
                  in the Term and the condition of the buildings and other Improvements
                  comprising the Premises. Tenant shall not be entitled to share
                  in any
                  awards to Landlord for the value of any land owned by Landlord,
                  which is
                  the subject of the taking. The provisions of this Section 16.3
                  shall
                  survive any termination of this Lease pursuant to the provisions
                  of
                  Section 16.1 or 16.2.

              

      

      

      
        
           

        

        
          8

          
            

          

        

        
           

        

      

      
        	 	
                16.4

              	
                Rent
                  Reduction in Case of Partial Taking; Restoration.
                  If, at any time during the Lease Term, a part of the Premises is
                  taken by
                  condemnation and Tenant is not entitled to or does not exercise
                  its right
                  to terminate, this Lease shall continue in full force and effect,
                  except
                  that Minimum Monthly Rent shall be reduced as of the Date of Taking,
                  so
                  that for the remainder of the Term, Tenant shall pay only such
                  portion of
                  the Monthly Rent as the rental value of the part remaining after
                  condemnation bears to the rental value of the entire Premises at
                  the date
                  of condemnation with such amount to be determined by multiplying
                  the
                  Monthly Rent then in effect by a fraction of which the numerator
                  is the
                  square footage of the Premises after the condemnation and the denominator
                  is the square footage of the Premises prior to the condemnation.
                  Tenant
                  shall perform the construction, repair, alteration or restoration
                  of the
                  remaining part of the Premises so the same shall continue to be
                  suitable
                  for the use made by Tenant immediately prior to the condemnation;
                  provided, however, that the condemnation award shall be made available
                  to
                  pay for such repairs and Tenant shall not be obligated to expend
                  an amount
                  greater than the amount awarded to Landlord and Tenant on account
                  of the
                  taking of the Improvements, exclusive of that portion of the award
                  attributable to real property taken. If the amount awarded to Landlord
                  and
                  Tenant on account of the taking is not sufficient to permit Tenant
                  to so
                  alter, repair, and restore the Premises, Tenant shall notify Landlord
                  of
                  such deficiency within thirty (30) days after the Date of Taking
                  and
                  Landlord may elect to contribute the amount of the deficiency to
                  the cost
                  of the repair and restoration or to terminate this Lease. Landlord
                  shall
                  notify Tenant of its election within thirty (30) days after the
                  date on
                  which Landlord receives the notice of deficiency from Tenant. If
                  Landlord
                  elects to terminate the Lease, the termination shall be effective
                  as of
                  the Date of Taking and all Monthly Rent, Additional Rent and other
                  charges
                  payable hereunder shall be prorated and paid to such date of termination.
                  The condemnation award received by Landlord and Tenant shall be
                  allocated
                  as set forth in Section 16.3 above.”

              

      

      

      
        	
                36.

              	
                As
                  of the Effective Date, Section XVIII contained in the Mall Outparcel
                  General Lease Provisions of the Lease shall be deleted in its entirety
                  and
                  the following be substituted in lieu
                  thereof:

              

      

      

      “XVIII. TAXES

      

      
        	 	
                18.1

              	
                Real
                  Property Taxes and Assessments.
                  From and after the Rent Commencement Date, Tenant shall pay directly
                  to
                  the taxing authority all real property taxes and assessments, or
                  installments thereof, whether general or special, or ordinary or
                  extraordinary, every nature, name and kind whatever, including
                  all
                  governmental charges of whatever nature or kind, which are levied,
                  assessed, charged or imposed against the Premises or any part of
                  the
                  Premises, the Improvements, the leasehold of Tenant under this
                  Lease or
                  against Tenant by reason of ownership of the Improvements and become
                  due
                  during the Term, at least ten (10) days before the date on which
                  payment
                  of such taxes or assessments would be delinquent. The amount of
                  such taxes
                  and assessments shall constitute “Additional Rent” hereunder. If any tax
                  or assessment is payable in installments, Tenant may pay the tax
                  or
                  assessment in the maximum number of installments permitted by the
                  applicable taxing authority as each becomes due and prior to the
                  delinquency date therefor. In no event shall Tenant be required
                  to pay any
                  taxes or assessments attributable to any period before the Rent
                  Start Date
                  or after the expiration of the
                  Term.

              

      

      

      
        	 	
                18.2

              	
                Personal
                  Property Taxes.
                  During the Lease Term, Tenant shall pay all personal property taxes
                  levied
                  upon the personal property on the Premises, before the date on
                  which such
                  taxes would be delinquent.

              

      

      

      
        
           

        

        
          9

          
            

          

        

        
           

        

      

      
        	 	
                18.3

              	
                Proration.
                  All of the costs, expenses and charges referred to in this Article
                  XVIII
                  (“Impositions”), except personal property taxes and utility or other
                  charges attributable solely to the operation of Tenant’s business on the
                  Premises, shall be prorated between the parties for the first year
                  of the
                  Term, as of the Rent Commencement Date, and for the last year of
                  the Term,
                  as of the expiration or termination date. Landlord and Tenant agree
                  that
                  until such time as Wilson County assigns the Premises a separate
                  tax lot
                  number and assesses taxes against the Premises separate from the
                  remainder
                  of the Mall Site, Tenant shall pay Landlord on demand as Additional
                  Rent a
                  pro-rata share of the ad valorem taxes assessed against the Mall
                  Site
                  based on the relationship of the square footage of the Premises
                  to the
                  total square footage of the Mall
                  Site.

              

      

      

      
        	 	
                18.4

              	
                Contest.
                  Tenant may, at its expense, contest any Impositions levied or charged
                  against the Premises in any manner permitted by law, in Tenant’s name and,
                  whenever necessary, in Landlord’s name. Landlord shall cooperate with
                  Tenant and execute any documents or pleadings required for such
                  purpose.
                  Such contest may include appeals from any judgments, decrees or
                  orders
                  until a final determination is made by a court or governmental
                  department
                  or authority having final jurisdiction in the matter. Before commencing
                  any such contest, Tenant shall obtain a surety bond in favor of
                  Landlord
                  sufficient to cover the amount of the possible Imposition which
                  would be
                  due if the decision were adverse to Tenant.”

              

      

      

      
        	
                37.

              	
                As
                  of the Effective Date, Section XX contained in the Mall Outparcel
                  General
                  Lease Provisions of the Lease shall be deleted in its entirety
                  and the
                  following be substituted in lieu
                  thereof:

              

      

      

      “XX. LEASE
        CONTINGENCY

      

      This
        Lease is contingent upon Tenant’s receipt of all required regulatory approvals
        for opening and operating a bank branch location at the Premises. In the
        event
        this contingency is not satisfied, this Lease shall be null and void and
        neither
        the Landlord nor the Tenant shall have any further obligation to the other
        and
        neither shall be liable to the other for any damages.”

      

      
        	
                38.

              	
                As
                  of the Effective Date, Section XXII contained in the Mall Outparcel
                  General Lease Provisions of the Lease shall be deleted in its entirety
                  and
                  the following be substituted in lieu
                  thereof:

              

      

      

      “XXII. SUBORDINATION
        & ESTOPPEL.

      

      This
        Lease is subordinate to any mortgage, deed of trust, or deed to secure debt
        (hereinafter referred to as “Mortgage”) that Landlord may now or hereafter be
        placed upon the Mall and/or the Mall Outparcel and to any and all advances
        to be
        made thereunder, or modifications, replacements or extensions thereof. If
        Landlord sells, transfers, or conveys Landlord’s interest in the Premises or
        this Lease, or if the same is foreclosed judicially or nonjudicially, or
        otherwise acquired, by a Mortgagee, upon the request and at the sole election
        of
        Landlord’s successor, Tenant shall attorn to said successor, provided said
        successor accepts the Premises subject to this Lease. 

      

      Provided
        that Landlord delivers to Tenant an agreement in writing and in recordable
        form
        from any future mortgagee or holder of a deed of trust or other encumbrance
        with
        respect to the Premises to the effect that:

      

      
        
           

        

        
          10

          
            

          

        

        
           

        

      

      a.  Such
        person shall not for any reason disturb the possession, use or enjoyment
        of the
        Premises by Tenant, its successors and assigns, so long as all of the
        obligations of Tenant are fully performed in accordance with the terms of
        this
        Lease; and

      

      b.  Such
        person shall permit application of any insurance proceeds and condemnation
        proceeds in accordance with Section 13.2 and Article XVI above, respectively,
        in
        the event of damage to or destruction of the Improvements, or condemnation
        of
        the Improvements or any part of the Premises, 

      

      Tenant
        agrees that this Lease is subject and subordinate to the lien of such mortgage,
        deed of trust or other encumbrance which may hereafter affect the Premises.
        Provided such agreement is obtained, Tenant shall promptly execute and deliver
        to Landlord such instrument as may be reasonably necessary to effect such
        subordination, form and content reasonably acceptable to Landlord.”

      

      
        	
                39.

              	
                As
                  of the Effective Date, Section XXIII contained in the Mall Outparcel
                  General Lease Provisions of the Lease shall be deleted in its entirety
                  and
                  the following be substituted in lieu
                  thereof:

              

      

      

      “Any
        notice, demand or other communication is required or permitted by law or
        any
        provision of this Lease shall be in writing, addressed to the parties hereto
        at
        the respective addresses set out in the Specific Lease Provisions (even if
        Tenant shall have vacated) or at such other addresses as the party receiving
        notice shall have theretofore specified by written notice, and (a) deposited
        with a receipted courier mail service (e.g. Federal Express), (b) deposited
        in
        the United States Mail, postage prepaid, Certified or Registered Mail, Return
        Receipt Requested, or (c) personally delivered to such address. All
        communications delivered as set forth herein shall be deemed received at
        the
        earlier of actual delivery, forty-eight (48) hours after deposit in registered
        or certified United States mail, postage prepaid or twenty-four (24) hours
        after
        deposit with an institutional overnight delivery service. In the event that
        Tenant moves, Tenant shall notify Landlord in writing within ten (10) days
        of
        such new address.”

      

      
        	
                40.

              	
                As
                  of the Effective Date, Section XXIV contained in the Mall Outparcel
                  General Lease Provisions of the Lease shall be deleted in its entirety
                  and
                  the following be substituted in lieu
                  thereof:

              

      

      

      “XXIV. EXCULPATION
        AND LIMITATION ON LANDLORD’S LIABILITY

      

      
        	 	
                24.1

              	
                Exculpation
                  of Landlord. It
                  is expressly understood and agreed by and between Landlord and
                  Tenant that
                  Landlord shall have no liability for damage or injury to any person
                  or
                  property in, on or about the Premises caused by or resulting from
                  acts or
                  omissions of any tenant, occupant, licensee or invitee of the Mall,
                  electricity, gas, rain, ice, snow, or leakage or flow of water
                  from or
                  into any part of the Improvements, or from any other cause or occurrence,
                  unless such damage or injury is caused by or results from the gross
                  negligence or willful misconduct of Landlord or Landlord’s agents,
                  employees, representatives, or contractors or Landlord’s failure to comply
                  with any of its obligations under this
                  Lease.

              

      

      

      
        	 	
                24.2

              	
                Limitation
                  on Landlord’s Liability.
                  Except with regard to Landlord’s obligation to indemnify Tenant as
                  provided under this Lease or in the event of the negligent act
                  or other
                  omission of Landlord or Landlord’s agents, contractors, servants,
                  employees or licensees, in the event of a default or breach by
                  Landlord in
                  the performance of Landlord’s obligations hereunder or a violation by
                  Landlord of any of the provisions of this Lease, there shall be
                  no
                  personal liability of Landlord and Tenant shall look solely to
                  the equity
                  of Landlord in the Premises and the Mall as well as the current
                  rents,
                  issues, profits and other income Landlord receives from operation
                  of the
                  Mall, net of all current operating expenses, liabilities, reserves
                  and
                  debt service associated with such operation for satisfaction of
                  Tenant’s
                  remedies.”

              

      

      

      
        
           

        

        
          11

          
            

          

        

        
           

        

      

      In
        the
        event of a conflict between these Specific Lease Provisions and the General
        Lease Provisions and Exhibits, the Specific Lease Provisions shall
        control.

      

      Executed
        under seal as of the Effective Date stated above.

      

      
        	LANDLORD:	 	TENANT:	 
	H/S WILSON, INC.	 	CORNERSTONE BANK	 
	By: Hull Storey Retail Group, LLC	 	 	 
	 	 	 	 
	/s/ John W. Gibson                  	
                (Seal)

              	/s/ Norman B. Osborn	(Seal)
	By: John
                W. Gibson	 	By: Norman
                B. Osborn	 
	As Its:  President
                & CEO	 	As Its: President
                & CEO 	 
	 	 	 	 
	 	 	TENANT:	 
	 	 	CB FINANCIAL CORPORATION	 
	 	 	/s/ Norman B. Osborn 	(Seal)
	 	 	By: Norman
                B. Osborn	 
	 	 	As Its: President
                & CEO	 

      

       

      
        
           

        

        
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      Additional
        provision under Paragraph 32 of the Specific Lease Provisions to the Mall
        Outparcel Lease between H/S Wilson, LLC and Cornerstone Bank.

      

      
        	10.3	
                Landlord
                  Obligations for Mall and Mall Site
                  Improvements

              

      

      

      As
        a
        material inducement for Tenant to enter into this Lease, Landlord agrees
        to
        complete the following improvements to the Mall and Mall Site within a
        reasonable time period not to exceed two (2) years after execution of this
        Agreement or such other reasonable period of time as may be agreed to by
        Tenant
        and Landlord in writing:

       

      
        	 	a. 	Remove existing theater & Wendy’s, then
                build new 10-plex theater

        	 	
                b.

              	
                Resurface
                  the parking lot 

              

        	 	c. 	Relight the parking
                areas

        	 	d.	Intentionally
                deleted

        	 	e. 	And other exterior and interior
                improvements

      

       

      In
        the
        event that Landlord fails to comply with its agreement and obligations under
        this Section 10.3 and such failure continues for a period of sixty (60) days
        after written notice from Tenant to Landlord (or such other reasonable period
        of
        time as Tenant and Landlord may agree to in writing), Landlord shall be in
        default under the provisions of this Lease. Upon the occurrence of such default
        by Landlord, and at any time thereafter, at Tenant’s option, and without
        limiting Tenant in the exercise of any other rights or remedies which Tenant
        may
        have at law or in equity by reason of such breach, with or without notice
        or
        demand, Tenant may and shall be entitled to terminate this Lease by giving
        written notice to Landlord of Tenant’s election to so
        terminate.

      
        
           

        

        
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      EXHIBIT
        A

      

      MALL
        OUTPARCEL GENERAL LEASE PROVISIONS

      

      I. DEMISE

      

      1.1 Demise.
        In
        consideration of the obligation of Tenant to pay rent as herein provided
        and in
        consideration of the other terms, covenants and conditions hereof, Landlord
        hereby demises and leases to Tenant, and Tenant hereby takes from Landlord,
        the
        Premises, TO HAVE AND TO HOLD said Premises for the Lease Term upon the terms
        and conditions set forth in this Lease.

      

      II. LEASE
        TERM

      

      2.1 Lease
        Term.
        The
        Lease shall become fully effective and binding as of the Effective Date.
        The
“Lease Term” means that period commencing on the Effective Date and continuing
        through the Expiration Date, unless sooner terminated as provided in this
        Lease
        or by law or unless extended in accordance with the provisions of the Specific
        Lease Provisions (if applicable). 

      

      2.2 Ratification
        of Dates.
        At any
        time following the Rent Commencement Date, Landlord may furnish to Tenant
        a
        notice that will set forth and confirm the Rent Commencement Date and the
        Expiration Date of the Lease Term and shall be conclusive of those dates
        unless
        Tenant responds to the contrary in writing within thirty (30) days after
        the
        notice was mailed.

      

      2.3 Option
        Term.
        Any
        option to extend the Lease Term shall be exercisable upon the following
        conditions: (i) this Lease is in full force and effect; (ii) Tenant is open
        and
        operating in the Premises; (iii) Tenant is not in default under this Lease;
        (iv)
        written notice of exercise of the option must be given to Landlord at least
        one
        hundred eighty (180) days prior to the expiration of the then existing Lease
        Term or the option will be lost; and (v) Tenant shall renovate and upgrade
        the
        Premises to the then prevailing standards for occupancies similar to Tenant’s
        business in first class regional malls.

      

      III. OCCUPANCY
        AND ACCEPTANCE OF PREMISES

      

      3.1 Acceptance
        of Premises.
        By
        occupying the Premises, Tenant shall be deemed to have inspected and accepted
        the same and to have acknowledged that the same comply fully with Landlord’s
        covenants and obligations hereunder including without limitation the Mall
        Outparcel Landlord Construction Obligations (if applicable). Except as otherwise
        specifically provided herein, Tenant acknowledges that the Premises are leased
        to the Tenant on an “AS IS, WHERE IS” basis, without any representations or
        warranties, express or implied.

      

      3.2 Deleted
        intentionally.

      

      IV. RENT

      

      4.1 Monthly
        Rent:
        Monthly
        Rent, including both Minimum Rent and all other monthly payments and changes
        provided under the Specific Lease Provisions, shall accrue hereunder from
        the
        Rent Commencement Date, and shall be payable to Landlord at Landlord’s Post
        Office Box Address. Monthly Rent shall be payable in advance, without notice,
        demand or offset. The Prepaid Rent Deposit set forth in the Specific Lease
        Provisions shall be due and payable upon the execution of this Lease Agreement,
        and all other installments of monthly Rent shall be due on the first day
        of each
        calendar month succeeding the Rent Commencement Date during the Lease Term.
        If
        the Rent Commencement Date is other than the first day of the calendar month,
        then the Monthly Rent for such fractional month shall be prorated based on
        the
        ratio of number of days remaining in such calendar month to the number of
        days
        in such calendar month.

      

      
        
           

        

        
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      4.2 Deleted
        intentionally.

      

      4.3 Deleted
        intentionally.

      

      4.4 Late
        Payment.
        In the
        event any payment of Monthly Rent is received more than five (5) days after
        the
        due date for any reason whatsoever it is agreed that the Monthly Rent for
        the
        month shall be increased by an amount equal to five (5%) percent of the total
        Monthly Rent after written notice and a right to cure. If any Monthly Rent
        shall
        remain unpaid for thirty (30) days after the payment is due, the Monthly
        Rent
        for that month shall be further increased by an additional five (5%) percent
        (for a total of 10%). Any such increases shall be payable as Additional Rent
        hereunder and shall be payable immediately on demand. If any such increase
        in
        Additional Rent is payable more than twice during any calendar year, the
        Landlord may terminate the Lease by giving thirty (30) days written notice
        to
        Tenant and the Tenant shall have no right to cure such default. If twice
        during
        the Lease Term a Tenant check shall be returned unpaid by Tenant’s bank,
        Landlord may require, by giving written notice to Tenant (and in addition
        to any
        penalty arising out of the above), that all future rent payments be made
        by
        cash, cashier’s check, or money order, and that the delivery of Tenant’s
        personal or corporate check will no longer constitute a payment of rent provided
        in this Lease. Any acceptance by personal or corporate check thereafter by
        Landlord shall not be construed as a subsequent waiver of said
        rights.

      

      V. Deleted
        intentionally.

      

      VI. MALL
        SITE ACCESS EASEMENT

      

      6.1 Grant.
        Landlord grants Tenant during the Lease Term a non-exclusive easement for
        ingress and egress to and from the Mall Site at all entrance/exit points
        shown
        on the Mall Site Plan and such other entrance/exit points as Landlord may
        establish in the future. Landlord reserves the absolute and unfettered right
        to
        relocate any such access points as well as to subdivide and sell areas of
        the
        Mall Site, change from time to time the size, dimensions and location of
        any
        common areas, roadways and parking fields, as well as the size, dimensions,
        identity and type of any buildings constituting the Mall or located on the
        Mall
        Site and to build additional buildings and improvements on the Mall
        Site.

      

      6.2 No
        Parking Easement.
        Tenant
        specifically has no parking easement upon or over the Mall Site other than
        the
        Premises and Tenant’s employees, customers and invitees shall park only on the
        Premises except as provided in the Special Stipulations and as outlined on
        Exhibit
        B-1.
        Upon
        the request of Landlord, Tenant shall furnish within ten (10) days a list
        of all
        persons employed by Tenant at the Premises and the license registration numbers
        of all vehicles owned or used by them. Landlord may, at its election, fine
        the
        Tenant a reasonable amount not to exceed $50.00 per occurrence if any of
        Tenant’s employees do not park within the Premises or the area specified in the
        Special Stipulations and as outlined on Exhibit
        B-1.
        If any
        such employee violates the parking requirement on more than two (2) occasions
        the Landlord may elect to ban the employee from parking at locations on the
        Mall
        Site other than the Mall Outparcel. 

      

      6.3 Maintenance.
        Landlord shall be responsible for the proper maintenance of the Premises
        access
        points, and the manner of maintenance and the expenditures therefore shall
        be in
        the sole discretion of Landlord. 

      

      5.4 Deleted
        intentionally.

      

      
        
           

        

        
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      VII. USE
        AND CARE OF PREMISES

      

      7.1 Permitted
        Use and Continuous Operation.
        The
        Premises shall be used only for the Permitted Use specified in the Specific
        Lease Provisions, and for no other purpose without Landlord’s consent which will
        not be unreasonably withheld based on Landlord’s intent in operating a first
        class enclosed regional mall. Tenant shall use in the transaction of business
        in
        the Premises the Tenant’s Trade Name specified in the Specific Lease Provisions
        and no other Trade Name. Tenant shall not at any time leave the Premises
        vacant,
        but shall in good faith continuously operate throughout the Lease Term and
        conduct and carry on its business in the entire Premises for the Permitted
        Use.
        Tenant shall operate its business in an efficient and reputable manner. Tenant
        shall not use the Premises in any manner which would violate the exclusive
        rights of any other existing Tenant as outlined in Exhibit
        “G”
        Mall
        Outparcel Exclusives. Tenant shall procure at its sole expense any permits
        and
        licenses required for the transaction of business in the Premises. 

      

      7.2 Tenant’s
        Use and Insurance.
        Tenant
        shall not, without Landlord’s prior written consent, keep anything within the
        Premises or use the Premises for any purpose which increases the insurance
        premium cost or invalidates any insurance policy carried by Landlord on the
        Premises or other parts of the Mall Site. All property kept, stored or
        maintained within the Premises by Tenant shall be at Tenant’s sole
        risk.

      

      7.3 Noxious
        Use.
        Tenant
        shall not permit any objectionable or unpleasant odors nor any sounds to
        emanate
        from the Premises; nor take any other action which would disturb or endanger
        other tenants of the Mall Site or unreasonably interfere with their use of
        their
        respective Premises; nor do anything which would tend to injure the reputation
        of the Mall.

      

      7.4 Maintenance.
        Tenant
        shall take good care of the Premises and keep the same free from waste at
        all
        times (except in waste containers designated by Landlord). Tenant shall keep
        the
        Premises and sidewalks, serviceways and loading areas adjacent to the Premises
        and in the Common Areas it uses for the disposal of trans and grease, neat,
        clean and free from dirt, grease and rubbish at all times, and shall store
        all
        trash and garbage within the Premises, and the removal of garbage and trash
        shall be made only in the manner and areas prescribed from time to time by
        Landlord. Tenant shall not operate an incinerator or burn trash or garbage.
        The
        Tenant shall contract for and provide pest control service for the Premises.
        Tenant shall maintain all buildings and signs located on Premises in keeping
        with a first class shopping center. Tenant shall also keep all exterior electric
        signs, exterior canopy, lighting and any exterior display windows lighted
        from
        dusk until 11:00 p.m. every day of the year, including Sundays and
        holidays.

      

      7.5 Prohibited
        Use.
        Tenant
        shall not use the Premises, or permit or fail to prevent the Premises to
        be
        used, (a) for any purpose or in any manner that violates any laws, ordinances,
        or governmental regulations or which is a public or private nuisance or which
        would result in an increase in the Landlord’s insurance premiums, (b) for the
        sale or display of pornography, nudity, graphic violence, drug paraphernalia,
        or
        any goods or services that, in the sole and absolute discretion of Landlord,
        are
        inconsistent with the image of a family-oriented mall, (c) as a massage parlor,
        adult bookstore or second-hand store, or (d) to conduct an auction, distress,
        fire, bankruptcy or going-out-of business sale or similar sales.

      

      7.6 Deleted
        intentionally.

      

      7.7 Deleted
        Intentionally

      

      
        
           

        

        
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      VIII. MAINTENANCE
        AND REPAIRS

      

      8.1. SEE
        SPECIAL STIPULATIONS

      

      8.2 Tenant
        Obligations.
        Tenant
        shall keep the Premises in good clean condition and make all needed repairs
        and
        replacements to the Premises, including without limitation, to glass, windows,
        doors, exterior and interior openings, opening and closing devices, frames,
        moldings, locks and hardware, lighting, electrical, heating, air conditioning
        and plumbing systems, fixtures, ducts, conduits, fire protection and sprinkler
        systems, pipes, wiring, electrical, plumbing and other utility outlets,
        fixtures, bulbs, and tubes but specifically excluding those items to be
        maintained by Landlord pursuant to Section 8.1 above. In addition, Tenant
        shall
        also make any repairs to the Premises or the Mall Site occasioned by the
        act or
        negligence of Tenant, its agents, employees, licensees and
        invitees.

      

      Tenant
        shall keep and maintain the Premises in a clean, sanitary and safe condition
        in
        accordance with applicable lawn and all directions, rules and regulations
        of the
        heal officer, fire marshal, building inspector or other proper officials
        of the
        governmental agencies having jurisdiction and Tenant shall comply with all
        requirements of law, ordinances and otherwise, affecting the Premises
        (including, without limitation, the Americans With Disabilities Act (the
“ADA”),
        if required by that Act), all at Tenant’s sole cost and expense. Notwithstanding
        the foregoing, under no circumstances is Tenant obligated hereunder to bring
        structures existing on the Premises prior to the Effective Date of this Lease
        into compliance with the ADA unless required by that Act as a result of Tenant’s
        renovations. Tenant shall make any alterations, modifications or repairs
        to the
        Premises which may be required by such requirements, including without
        limitation, the installation of grease traps, backflow regulators and fire
        protection devices. Tenant also agrees to comply with requirements of any
        insurance underwriters, inspection bureaus or a similar agency designated
        by
        Landlord with respect to the Premises. At the end of the Lease Term, Tenant
        shall surrender the Premises in good order, condition and repair, reasonable
        wear and tear excepted. Tenant at its own expense, shall install and maintain
        such fire extinguishers and other fire protection devices as may be required
        from time to time by any agency having jurisdiction thereof or by the insurance
        underwriter insuring the Mall Site upon which the Premises are
        located.

      

      If
        any
        repairs required to be made by Tenant under this Lease are not made within
        ten
        (10) days after written notice delivered to Tenant by Landlord (or such other
        reasonable time as Tenant and Landlord may agree), Landlord may at its option
        make such repairs without liability to Tenant for any loss or damage which
        may
        result to Tenant’s stock or business by reason of such repairs, and Tenant shall
        pay the Landlord upon demand as Additional Rent hereunder the cost of such
        repairs plus interest at the Interest Rate (as hereinafter defined) from
        the
        date of payment by Landlord until repaid by Tenant.

      

      8.3 HVAC.
        SEE
        SPECIAL STIPULATIONS. 

      

      IX. ALTERATIONS

      

      9.1 Alterations.
        Tenant
        shall not make any alterations, additions or improvements to the Premises
        without the prior written consent of Landlord, except for the installation
        of
        unattached, movable trade fixtures which may be installed without drilling,
        cutting or otherwise defacing the Premises. All alterations, additions,
        improvements and fixtures (other than unattached, movable trade fixtures)
        which
        may be made or installed by either party upon the Premises including any
        floor
        covering cemented or adhesively attached, shall remain upon and be surrendered
        with the Premises and become the property of Landlord at the termination
        of this
        Lease. 

      

      
        
           

        

        
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      9.2 Construction.
        All
        construction work performed by Tenant upon and within the Premises (including,
        without limitation, the Mall Outparcel Tenant Construction Obligation and
        any
        alterations performed in accordance with this Article) shall be performed
        in a
        good and workmanlike manner, in compliance with all governmental requirements,
        and in such manner as to cause a minimum of interference with other construction
        in progress and with the transaction of business in the Mall and on the Mall
        Site. In addition, all such construction shall be performed in compliance
        with
Exhibit
        “D”
        Mall
        Outparcel Tenant Construction Obligations. Tenant agrees to indemnify and
        hold
        Landlord harmless against any loss, liability or damage resulting from such
        work. Tenant shall given Landlord at least fifteen (15) days prior written
        notice of Tenant’s intention to commence any construction work upon or within
        the Premises. In connection therewith, Landlord or Landlord’s representatives
        shall have the right to go upon and inspect the Premises at all reasonable
        times, and shall have the right to post and keep posted thereon notices of
        non-responsibility or such other notices that Landlord may deem to be proper
        for
        the protection of Landlord’s interest in the Premises.

      

      9.3 Mechanics
        Liens.
        Tenant
        shall keep the Premises and all other parts of the Mall Site free from any
        and
        all liens arising out of any work performed, materials furnished or obligations
        incurred by or on behalf of Tenant. Within ten (10) days after written request
        therefore by Landlord, Tenant shall (a) bond against or discharge any mechanic’s
        or materialmens’ lien or (b) furnish Landlord with a copy of the recorded waiver
        of lien, recorded release of lien, or of the recorded bond discharging such
        lien. Tenant shall reimburse Landlord for any and all costs and expenses
        including, without limitation payment of the lien (if applicable), attorneys’
        fees, which may be incurred by Landlord by reason of the filing of any such
        liens and/or removal of same, such reimbursement to be made within ten (10)
        days
        after receipt by Tenant from Landlord of a statement setting forth the amount
        of
        such costs and expenses such reimbursement to be paid to Landlord in the
        manner
        and at the place provided in this Lease.

      

      X. Deleted
        Intentionally.

      

      XI. SIGNS;
        EXTERIOR ELEVATIONS

      

      11.1 Tenant’s
        Signs and Exterior Elevations.
        Except
        as provided below, Tenant shall not, without Landlord’s prior written consent
        (a) make any changes to the exterior elevations or (b) install any exterior
        lighting, decorations or paintings or (c) erect or install any signs, window
        or
        door lettering, placards, decorations or advertising media of any type which
        can
        be viewed from the exterior of the Premises, excepting only dignified displays
        of customary type for its display windows. Tenant’s exterior elevation and all
        signs, lettering, placards, decorations and advertising media shall conform
        in
        all respects to all legal requirements, and shall be subject to Landlord’s
        approval which shall not be unreasonably withheld. Tenant shall keep all
        signs
        and exterior elevations in good condition and in proper operating order at
        all
        times.

      

      11.2 Landlord’s
        Signs.
        Landlord may display an appropriate “For Rent” sign on the exterior of the
        Premises for the period commencing six (6) months prior to the end of the
        Lease
        Term.

      

      XII. UTILITIES

      

      12.1 Landlord’s
        Obligations.
        Landlord agrees to provide at the Rent Commencement Date the utility service
        connections necessary to supply water, electricity, telephone service and
        sewerage service to the Premises.

      

      12.2 Tenant’s
        Obligations.
        Tenant
        shall promptly pay all charges for electricity, water, gas, telephone service,
        sewerage service and other utilities furnished to the Premises including
        initial
        connection charges and shall furnish all electric light bulbs and tubes.
        Landlord may, if it so elects, furnish one or more utility services to Tenant,
        and in such event Tenant shall purchase the use of such services as are tendered
        by Landlord, and shall pay on demand as Additional Rent the rates established
        therefore by Landlord which shall not exceed the rates charged by the local
        public utility companies. Landlord may at any time discontinue furnishing
        any
        such service without obligation to Tenant.

      

      
        
           

        

        
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      12.3 Trash
        Removal Charge.
        Tenant,
        at Tenant’s expense, shall at all times keep the Premises orderly, neat, safe,
        clean and free from rubbish and direct, and shall store all trash and other
        solid waste within the Premises or in such areas as may be designated from
        time
        to time by Landlord for such storage. Landlord may direct the use of solid
        waste
        disposal contractors at such intervals as Landlord may require. Tenant shall
        be
        solely responsible for and shall promptly pay all fees and charges for trash
        removal required to properly service the Premises irrespective of whether
        such
        charges are initially paid in advance by Landlord, or otherwise. Landlord,
        at
        its sole option, may elect to furnish any or all services required for trash
        removal from the Premises, the cost of which will be, at Landlord’s election and
        upon notice to Tenant, paid as Additional Rent to Landlord (which payment
        shall
        include a fifteen percent (15%) administrative fee to Landlord), each calendar
        month during the Lease Term based upon Landlord’s allocation thereof amongst
        Mall Site tenants determined in its sole and absolute discretion. At any
        time
        during the Term hereof, Landlord may, upon thirty (30) days’ prior written
        notice to Tenant, discontinue furnishing trash removal services to the Premises
        without thereby affecting this Lease in any manner or otherwise incurring
        any
        liability to Tenant except that Landlord will no longer be required to furnish
        trash removal services to the Premises. If Landlord does not provide such
        services, Tenant shall arrange for the regular pickup of all trash, garbage
        and
        other solid waste.

      

      XIII. Deleted
        intentionally.

      

      XIV. NON-LIABILITY
        FOR CERTAIN DAMAGES & LIMITATION OF ACTIONS

      

      14.1 Limitation
        on Liability.
        Landlord and Landlord’s agents and employees shall not be liable to Tenant for
        any injury to persons or damage to property caused by the Premises or other
        portions of the Mall Site being or becoming out of repair or by defect in
        or
        failure of equipment, sprinkler systems, pipes or wiring, or broken glass,
        or by
        the backing up of drains, or by gas, water, steam, electricity or oil leaking,
        escaping or flowing into the Premises (except where due to Landlord’s willful
        failure to make repairs required to be made hereunder, after the expiration
        of a
        reasonable time after written notice to Landlord of the need for such repairs),
        nor shall Landlord be liable to Tenant for any loss or damage that may be
        occasioned by or through the acts or omissions of third parties or other
        Tenants
        of the Mall Site. Landlord shall not be liable in damage or otherwise for
        any
        discontinuance, failure or interruption of service to the Premises of Utilities
        or the air conditioning system and Tenant shall have no right to terminate
        this
        Lease or withhold rent because of the same. Landlord shall not be liable
        for any
        damages arising from any use, act or failure to act of any other tenant or
        occupant or their employees, invitees, customers, agents or contractors or
        any
        other person in or about the Mall Site.

      

      14.2 Limitation
        on Actions.
        Except
        as provided by any other provisions of this Lease which may prescribe a shorter
        period, any claim, demand, right or defense of any kind by Tenant which is
        based
        upon or arises in connection with this Lease or negotiations prior to execution,
        shall be barred unless Tenant commences an action thereon within twelve (12)
        months after the date of occurrence of the act or omission to which the claim,
        demand, right or defense relates; Tenant hereby waives any statutory limitation
        periods under applicable state law which may prescribe a longer
        period.

      

      XV. Deleted
        intentionally.

      

      XVI. Deleted
        Intentionally.

      

      
        
           

        

        
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      XVII. ASSIGNMENT
        AND SUBLETTING

      

      17.1 Assignment
        and Subletting by Tenant.
        Tenant
        shall not assign, mortgage, encumber, or in any manner transfer this Lease
        or
        any estate or interest therein, or sublet the Premises or any part thereof,
        or
        grant any license, concession or other right of occupancy of any portion
        of the
        Premises without the prior written consent of Landlord, which Landlord may
        grant
        or deny in its sole and absolute discretion. Prior to any transfer of this
        Lease, Tenant shall provide the following information to Landlord:

      

      (A) Name,
        address and ownership of the proposed transferee.

      

      (B) Current
        balance sheet and profit and loss statement for the proposed transferee covering
        at least three (3) years, which shall be certified as true and correct by
        the
        proposed transferee.

      

      (C) A
        full
        description of the terms and conditions of the proposed transferee, including
        copies of all purchase and sale agreements.

      

      (D) A
        full
        description of the proposed use of the Premises by the proposed
        transferee.

      

      (E) A
        list of
        personal, business and credit references of the proposed
        transferee.

      

      Consent
        by Landlord to one or more assignments or sublettings shall not operate as
        a
        waiver of Landlord’s rights as to any subsequent assignments and sublettings
        Landlord may, at his option, require payment of $500.00 and reasonable
        attorney’s fees as an administrative fee in consideration for granting any
        assignment or subletting of the Premises. Notwithstanding any assignment
        or
        subletting Tenant and any guarantor of Tenant’s obligations under this Lease
        shall at all times remain fully and primarily responsible and liable for
        the
        payment of the Rent herein specified and for compliance with all of its other
        obligations under the Lease. 

      

      17.2 Assignment
        by Landlord.
        In the
        event of the transfer and assignment by Landlord of its interest in this
        Lease
        to a person expressly assuming Landlord’s obligations under the Lease, Landlord
        shall thereby be released from any further obligations hereunder, and Tenant
        agrees to attorn to and look solely to such successor in interest of the
        Landlord for performance of such obligations. Any Prepaid Rent Deposit, Security
        Deposit or other security given by Tenant to secure performance of Tenant’s
        obligations hereunder shall be assigned and transferred by Landlord to such
        successor in interest, and Landlord upon such assignment or transfer shall
        thereby be discharged of any further obligation relating thereto. Tenant
        agrees
        promptly to execute such documents and shall evidence recognition of such
        succession to Landlord and attornment by Tenant. 

      

      XVIII. Deleted
        Intentionally.

      

      XIX. DEFAULT
        BY TENANT AND REMEDIES

      

      19.1 The
        following events shall be deemed to be events of default by Tenant under
        this
        Lease:

      

      (A) The
        failure by Tenant to make any payment of Minimum Rent, Additional Rent, Monthly
        Rent or any other payment required to be made by Tenant hereunder (collectively,
        “Rent”), when due, and such failure shall continue for a period of five (5) days
        after written notice from Landlord to Tenant that the same is due and payable
        or
        if notice has been given on two (2) occasions of default within a twelve
        (12)
        month period as provided by Section 4.4 hereof; or 

      

      
        
           

        

        
          20

          
            

          

        

        
           

        

      

      (B) The
        failure by Tenant to observe or perform any of the non-monetary covenants,
        conditions or provisions of this Lease to be observed or performed by Tenant,
        other than Paragraph (A) above, where such failure shall continue for a period
        of thirty (30) days after written notice thereof from Landlord to Tenant;
        or

      

      (C) The
        insolvency of the Tenant or the execution by Tenant of an assignment for
        the
        benefit of creditor; or

      

      (D) The
        filing by or for reorganization or arrangement by Tenant under any law relating
        to bankruptcy or insolvency; or

      

      (E) The
        appointment of a receiver or trustee to take possession of substantially
        all of
        Tenant’s assets located at the Premises or of Tenant’s interest in this Lease;
        or 

      

      Upon
        the
        occurrence of any such events of default, Landlord shall have the option
        to
        pursue any one or more of the following remedies without any notice or demand
        whatsoever.

      

      A.
        Terminate this Lease, in which event Tenant shall immediately surrender the
        Premises to Landlord, and if Tenant fails to do so, Landlord may, without
        prejudice to any other remedy which Landlord may have for possession or
        arrearage in rent, enter upon and take possession of the Premises and expel
        or
        remove Tenant and any other person who may be occupying said Premises or
        any
        part thereof, without being liable for prosecution or any claim of damages
        therefore; and Tenant agrees to pay to Landlord on demand the amount of all
        loss
        and damage which Landlord may suffer by reason of such termination, whether
        through inability to relet the perm on satisfactory terms or
        otherwise.

      

      B.
        Enter
        upon and take possession of the Premises and expel or remove Tenant and any
        other person who may be occupying said Premises or any part thereof, without
        being liable for prosecution or any claim for damages therefore, and, if
        Landlord so elects, relet the Premises on such terms as Landlord may deem
        advisable and receive the rent therefore; and Tenant agrees to pay to Landlord
        on demand any deficiency that may arise by reason of such reletting. No re-entry
        or re-taking possession of the Premises by Landlord shall be construed as
        an
        election to terminate this Lease, unless Landlord furnishes to Tenant a written
        notice of termination.

      

      C.
        Enter
        upon the Premises, without being liable for prosecution or any claim for
        damages
        therefore, and do whatever Tenant is obligated to do under the terms of this
        Lease; and Tenant agrees to reimburse Landlord on demand for any expenses
        which
        Landlord may incur in this effecting compliance with Tenant’s obligation under
        this Lease, and Tenant further agrees that Landlord shall not be liable for
        any
        damages resulting to the Tenant from such action.

      

      D.
        Enter
        upon the Premises and post a “For Rent” sign.

      

      E.
        Accelerate the maturity of all Rent then due or that would come due through
        the
        Lease Term (but excluding any Rent due for any unexercised option
        period).

      

      Pursuit
        of any of the foregoing remedies shall not preclude pursuit of any other
        remedies herein provided or provided by law, nor shall pursuit of any other
        such
        remedy constitute a forfeiture or waiver of any rent due to Landlord hereunder
        or of any damages accruing to Landlord by reason of the violation of any
        of the
        terms, provisions and covenants herein contained. Forbearance by Landlord
        to
        enforce one or more of the remedies herein provided upon an event of default
        shall not be deemed or construed to constitute a waiver of such default.
        In
        determining the amount of loss or damage which Landlord may suffer by reason
        of
        termination of this Lease or the deficiency arising by reason of any reletting
        by Landlord as above provided, allowance shall be made for the expense of
        repossession and any repairs or remodeling undertaken by Landlord following
        repossession.

      

      
        
           

        

        
          21

          
            

          

        

        
           

        

      

      Notwithstanding
        anything contained herein to the contrary if Tenant has other lease(s) with
        Landlord or its agent and Tenant is in default hereof or with respect to
        any one
        or more of those other lease(s) then, under the cross default provision,
        any or
        all such leases, including this Lease, may be deemed to be in default and
        all
        rights and remedies afforded to Landlord hereunder and/or with respect to
        such
        other leases shall become available to Landlord.

      

      19.2 Attorney’s
        Fees.
        In the
        event that at any time during the Lease Term either Landlord or Tenant shall
        institute any action or proceeding against the other relating to the provisions
        of this Lease, or any default hereunder, then and in that event, the
        unsuccessful party in such action or proceeding agrees to reimburse the
        successful party for the reasonable expense of attorney fees and attorney
        disbursements incurred therein by the successful party.

      

      19.3 Deleted
        intentionally.

      

      19.4 Interest
        on Unpaid Amounts.
        Any
        amounts which may be owing by Tenant to Landlord which remain unpaid for
        more
        than five (5) days after the due date shall accrue interest at the rate of
        the
        lesser of (i) four percent (4%) over the Prime Rate as set forth in the Wall
        Street Journal, and (ii) the highest amount permitted by law (the “Interest
        Rate”).

      

      XX. Deleted
        intentionally.

      

      XXI. Deleted
        intentionally. 

      

      XXII. Deleted
        intentionally.

      

      XXIII. Deleted
        intentionally.

      

      XXIV. Deleted
        Intentionally.

      

      XXV. SURRENDER
        OF POSSESSION

      

      Upon
        expiration or earlier termination of the Lease Term, Tenant agrees to deliver
        the Premises to Landlord, broomclean and in good condition and repair,
        reasonable use, wear and tear and natural deterioration excepted, together
        with
        all keys and combinations to locks, safes, vaults and security systems and
        all
        improvements, alterations, lighting fixtures and equipment at any time installed
        in, upon or to the interior or exterior of the Premises, all which shall
        thereupon become the property of Landlord. Before surrendering the Premises,
        Tenant shall remove all of Tenant’s personal property, signs and trade fixtures,
        and Tenant agrees to repair any holes, other damage or paint shadows caused
        thereby. If the exclusive property of Landlord, or Landlord shall have the
        right
        to remove and dispose of said property, at the expense of Tenant, and Tenant
        shall be responsible for all expenses incurred by Landlord therefore. If
        the
        Premises are not surrendered as and when aforesaid and after Landlord shall
        have
        given to Tenant three (3) days notice to quit, Tenant shall indemnify Landlord
        against all loss or liability resulting from the delay, including without
        limitation, claims made by any succeeding occupant founded on such day and
        attorneys fees and expenses and court costs incurred by Landlord in seeking
        to
        retake possession of the Premises.

      

      XXVI. Intentionally
        omitted.

      

      
        
           

        

        
          22

          
            

          

        

        
           

        

      

      XXVII. HOLDING
        OVER

      

      If
        Tenant
        fails to timely deliver possession of and vacate the Premise as required,
        Tenant’s occupation thereafter shall be a tenancy at sufferance on the same
        terms and conditions as this Lease (other than Lease Term), except the Minimum
        Rent shall be one hundred twenty-five percent (125%) of the Minimum Rent
        applicable to the period immediately prior to expiration or termination.
        Notwithstanding the foregoing, at Landlord’s election, any holding over shall
        constitute a breach of Tenant’s obligation to surrender the Premises, and Tenant
        shall be liable to Landlord for all damages (including consequential damages
        related to prospective tenants lost by the holding over) and costs and expenses,
        including reasonable attorney’s fees, related thereto, together with interest on
        all such sums at the Interest Rate.

      

      XXVIII. MISCELLANEOUS

      

      29.1 Relationship.
        Nothing
        herein contained shall be deemed or construed by the parties hereto, nor
        by any
        third party, as creating the relationship of principal and agent or of
        partnership or of joint venture between the parties hereto, it being understood
        that neither the method of occupations of rent, nor any other provision
        contained herein, nor any acts of the parties hereto, shall be deemed to
        create
        any relationship between the parties hereto other than the relationship of
        Landlord and Tenant. Whenever herein the singular number is used, the same
        shall
        include the plural, and words of gender shall include each other
        gender.

      

      29.2 Captions.
        The
        captions used herein are for convenience only and do not limit or amplify
        the
        provisions hereof.

      

      29.3 No
        Waiver.
        One or
        more waivers of any breach of covenant, term or condition of this Lease by
        either party shall not be construed as a waiver of a subsequent breach of
        the
        same covenant, term or condition. Landlord’s acceptance of partial Rent or
        performance by Tenant shall not be deemed to be an accord and satisfaction
        or a
        waiver of any preceding breach by Tenant or any term, covenant or condition
        of
        this Lease or of any right of Landlord to a forfeiture of this Lease by reach
        of
        such breach, regardless of Landlord’s knowledge of such preceding breach at the
        time of Landlord’s acceptance. The consent or approval by either party to or of
        any act by the other party requiring such consent or approval shall not be
        deemed to waive or render unnecessary consent to or approval of any subsequent
        similar act. No term, covenant or condition of this Lease shall be deemed
        to
        have been waived by Landlord unless such waiver is in writing and executed
        by
        Landlord.

      

      29.4 Force
        Majeure.
        Whenever a period of time is herein prescribed for action to be taken by
        Landlord, Landlord shall not be liable or responsible for, and there shall
        be
        excluded from the computation of any such period of time, any delays due
        to
        strikes, riots, acts of God, shortages of labor or materials, war, governmental
        laws, regulations or beyond the control of Landlord. At any time when there
        is
        outstanding a mortgage, deed of trust or similar security instrument covering
        Landlord’s interest in the Premises, Tenant may not exercise any remedies for
        default by Landlord hereunder unless and until the holder of the indebtedness
        secured by such mortgage, deed of trust or similar security instrument shall
        have received written notice of such default and a reasonable time for curing
        such default shall thereafter have elapsed.

      

      29.5 Deleted
        intentionally.

      

      29.6 Entire
        Agreement.
        This
        Lease contains the entire agreement between the parties, and no agreement
        shall
        be effective to change, modify or terminate this Lease in whole or in part
        unless such agreement is in writing and duly signed by the party against
        whom
        enforcement of such change, modification or termination is sought.

      

      
        
           

        

        
          23

          
            

          

        

        
           

        

      

      29.7 Controlling
        Law.
        The
        laws of the state in which the Mall Outparcel is located shall govern the
        interpretation, validity, performance and enforcement of this Lease. If any
        provision of this Lease should be held to be invalid or unenforceable, the
        validity and enforceability of the remaining provision of this Lease shall
        not
        be affected thereby.

      

      29.8 Successors
        and Assigns.
        The
        terms, provisions, and covenants contained in this Lease shall apply to,
        insure
        to the benefit of and be binding upon parties hereto and their respective
        heirs,
        successors, assigns and legal representatives.

      

      29.9 Tenant.
        If
        Tenant is more than one person, corporation or other entity (i) all persons,
        corporations and other entities constituting. Tenant shall be jointly and
        severally liable as Tenant hereunder.

      

      29.10 Brokers.
        Except
        for the Brokers specified in the Specific Lease Provisions, Tenant warrants
        to
        Landlord that all negotiations with respect to this Lease (including without
        limitation, preliminary consideration of the Premises, relevant economics
        and
        final Lease provisions) were accomplished without the aid, intervention or
        employment of any broker or finder of any kind. Tenant shall indemnify, protect,
        defend and hold Landlord (and Landlord’s partners, joint venturers, affiliates,
        shareholders and property managers, and their respective officers, directors,
        employees and agents) harmless from and against any and all Claims arising
        out
        of or in connection with any Claims made by any person claiming to be a broker
        or finder with regard to this Lease other than the Brokers, including without
        limitation, Claims for commissions and all costs of enforcing this indemnity
        against Tenant. The obligations of this Section shall survive the expiration
        or
        earlier termination of this Lease. Tenant acknowledges that neither Landlord
        nor
        any of Landlord’s employees, agents, representatives, contractors nor brokers
        has made any representation or warranty of any kind respecting (a) the condition
        of the Premises or the Mall (b) the suitability thereof for Tenant’s use and the
        conduct of Tenant’s business, (c) occupancy or operation within the Mall of any
        other person or entity, (d) occupancy costs (it being understood that any
        estimates of occupancy costs contained in this Lease are estimates only and
        are
        not binding upon Landlord).

      

      29.11 No
        Option.
        The
        submission of this Lease to Tenant for examination does not constitute a
        reservation of or option for the Premises and this Lease becomes effective
        only
        upon execution by Landlord and Tenant. Tenant acknowledges that Landlord
        or
        Landlord’s agents and employees have made no representation or promises, either
        express or implied, with respect to the Premises of the Mall except as herein
        expressly set forth and Tenant further acknowledges no rights, easements,
        or
        licenses are acquired by Tenant by implication or otherwise, except as herein
        expressly set forth.

      

      29.12 Security.
        Tenant
        shall be solely responsible for providing security for the Premises. Tenant
        acknowledges that Landlord is not an insurer of security for the Premises
        or the
        parking lot and that Landlord does not undertake to provide security for
        the
        Premises or the parking lot. Tenant hereby releases Landlord from and against
        all claims, actions or causes for alleged liability associated with the security
        of the Premises or the parking lot.

      

      29.13 Warranty
        of Authority.
        If in
        any event Tenant is a corporation or partnership, Tenant represents and warrants
        that it is duly formed and in good standing, and has full corporate or
        partnership power and authority, as the case may be, to enter into this Lease
        and has taken all corporate or partnership action, as the case may be, necessary
        to carry out the transaction contemplated herein, so that when executed,
        this
        Lease constitutes a valid and binding obligation enforceable in accordance
        with
        its terms. Tenant shall provide Landlord with corporate resolutions or other
        proof in a form acceptable to Landlord, authorizing the execution of this
        Lease
        a the time of such execution.

      

      
        
           

        

        
          24

          
            

          

        

        
           

        

      

      29.14 Time
        is of the Essence.
        Time is
        of the essence with respect to each and every provision of this
        Lease.

      

      29.15 Memorandum
        of Lease.
        This
        Lease shall not be recorded, but at the request of Landlord or Tenant, at
        any
        time after the Effective Date, Landlord and Tenant will execute and deliver
        a
        short from memorandum of Lease in recordable form containing the basic
        provisions of this Lease acknowledging that Tenant has accepted possession
        and
        reciting the exact Effective Date and termination of this Lease. Within thirty
        (30) days after the expiration or earlier termination of the Lease Term or
        any
        option to extend, as applicable, Tenant shall execute and deliver to Landlord
        a
        notice of termination in a recordable form reasonably acceptable to Landlord
        and
        sufficient to cause a title insurance company to insure over such short form
        memorandum of lease.

      

      
        
           

        

        
          25

          
            

          

        

        
           

        

      

      EXHIBIT
        “B”

      

      [Graphic
        Omitted]

      
        
           

        

        
          26

          
            

          

        

        
           

        

      

      EXHIBIT
        “B-1”

      

      

      

      [Graphic
        Omitted]

      

      
        
           

        

        
          27

          
            

          

        

        
           

        

      

      EXHIBIT
        D

      

      MALL
        OUTPARCEL TENANT CONSTRUCTION OBLIGATIONS

      

      I. ACCEPTANCE

      

      Tenant
        acknowledges that in the absence of advance written notice to the contrary,
        Tenant’s taking occupancy of the Premises or the commencement of the Mall
        Outparcel Tenant Construction Obligations shall constitute Tenant’s
        acknowledgement that the Mall Outparcel Landlord Construction Obligations
        have
        been completed and the Tenant’s acceptance of the Premises in their “AS IS,
        WHERE IS” condition.

      

      II. DESIGN

      

      
        	
              	2.1	
                Plans
                  and Specifications

              

        	 	 	Unless
                otherwise provided in the Special Stipulations, Tenant shall within
                thirty
                (30) days after the Effective Date submit to Landlord for Landlord’s
                written approval detailed plans and specifications (the “Plans and
                Specifications”) of the Mall Outparcel Tenant Construction Obligations to
                be performed by Tenant in accordance with all governmental requirements,
                including without limitation any requirement for architect or engineer
                stamped drawings, and shall address any and all demolition, masonry,
                roofing, glass, drywall, lighting, carpeting, flooring, painting,
                ceiling,
                slat wall, electrical, plumbing, signage, storefront, gates, doors,
                counters, case goods, countertop, tile, detailed merchandise display
                and
                fixture plan, as well as sample boards relative to colors and materials
                relative to Tenant’s Work. Tenant shall under separate cover submit for
                specific Landlord written approval special plans (the “Special Plans”) for
                any proposed roof penetration or modification to any sprinkler, HVAC,
                electrical, gas, water, sewer or cable system.

           

      

      
        	
              	
                2.2

              	
                Deleted
                  intentionally.

              

      

      

      
        	
              	2.3	
                Class
                  A Prototype

              

        	 	 	Unless
                otherwise provided in the Special Stipulations, the Plans and
                Specifications shall provide for Tenant’s newest and leading Class A
                prototype to be constructed in the
                Premises.

      

      

      
        	
              	2.4.	
                Architect

              

        	 	 	If
                so provided in the Special Stipulations, Tenant shall employ a Landlord
                approved registered architect to prepare the Plans and
                Specifications.

      

       

      
        	 	2.5	Approval
                Process

        	 	 	
                Three
                  (3) sets of the Plans and Specifications as well as any Special
                  Plans
                  shall be submitted for Landlord review and approval, and Tenant
                  shall
                  allow two weeks for the initial review
                  process.

              

      

      

      
        	 	 	
                2.5.1

              	
                All
                  specifications shall be typed and placed on architectural drawings
                  or on a
                  separate 24” x 36” plan sheet.

              

      

      

      
        	 	 	
                2.5.2

              	
                All
                  revisions are to be made by change to the drawings and not by
                  addendum.

              

      

      

      
        
           

        

        
          28

          
            

          

        

        
           

        

      

      
        	 	 	
                2.5.3

              	
                Tenant’s
                  Plans and Specifications or Special Plans shall be approved by
                  the
                  Landlord prior to any applications for
                  permits.

              

      

      

      
        	 	 	
                2.5.4

              	
                One
                  (1) set of the final revised and approved Plans and Specifications
                  and
                  Special Plans, if any (the “Final Tenant Plans”) shall be returned to the
                  Tenant and marked “Approved for Construction”. Such Final Tenant Plans
                  must remain on the jobsite at all times for the use of the Landlord
                  or any
                  designated representative.

              

      

      

       

      
        	 	2.6 	Commencement

        	 	 	
                Mall
                  Outparcel Tenant Construction Obligations shall not commence unless
                  and
                  until Tenant has received Landlord’s written approval of the Final Tenant
                  Plans.

              

      

      

      III. CONSTRUCTION

      

      
        	 	
                3.1

              	
                Contractor
                  Approval

              

      

      
        	 	 	
                Tenant
                  shall obtain Landlord’s prior written approval of Tenant’s general
                  contractor. Landlord may require Tenant to use Landlord’s roofing or any
                  other necessary subcontractors, if any, in order to maintain existing
                  warranties.

              

      

      

      
        	 	
                3.2

              	
                Mobilization

              

      

      
        	 	 	
                No
                  mobilization of construction shall occur until the following items
                  have
                  been submitted to Landlord’s Tenant
                  Coordinator:

              

      

      

      
        	 	 	
                3.2.1

              	
                Tenant’s
                  Certificate of Liability insurance naming Landlord as an additional
                  insured with limits of at least One Million ($1,000,000) Dollars
                  for each
                  person and One Million ($1,000,000) Dollars for each occurrence
                  for bodily
                  injury and One Million ($1,000,000) Dollars aggregate for property
                  damage.

              

      

      

      
        	 	 	
                3.2.2

              	
                Tenant’s
                  Certificate of Worker’s Compensation for all Tenant’s
                  employees.

              

      

      

      
        	 	 	
                3.2.3

              	
                Contractor’s
                  Certificate of Liability insurance naming Landlord as an additional
                  insured with limits of at least One Million ($1,000,000) Dollars
                  for each
                  person and One Million ($1,000,000) Dollars for each occurrence
                  for bodily
                  injury and One Million ($1,000,000) Dollars aggregate for property
                  damage.

              

      

      

      
        	 	 	
                3.2.4

              	
                Contractor’s
                  Certificate of Worker’s Compensation for all of Contractor’s
                  employees.

              

      

      

      
        	 	 	
                3.2.5

              	
                A
                  copy of the Demolition (if necessary) and Building
                  Permit.

              

      

      

      
        	 	 	
                3.2.6

              	
                Completed
                  W-9 Tax form for Contractor.

              

      

      

      
        	 	 	
                3.2.7

              	
                Contractors
                  complete name, telephone number, fax number, email address, and
                  a copy of
                  License.

              

      

      

      
        	 	 	
                3.2.8

              	
                Name
                  and mobile telephone number of Contractor’s project manager and project
                  superintendent.

              

      

      

      
        	 	 	
                3.2.9

              	
                Copy
                  of Tenant’s contract with the general contractor and the construction
                  schedule of values. Such construction contract shall require the
                  general
                  contractor to waive all lien rights against the Mall or
                  Premises.

              

      

      

      
        
           

        

        
          29

          
            

          

        

        
           

        

      

       

      
        	 	3.3	Indemnification

        	 	 	
                Tenant
                  indemnifies Landlord against all liens filed as a result of Tenant’s
                  construction. Tenant shall bond any liens filed against the Mall
                  or the
                  Premises from Tenant’s work within ten (10) days of the filing of the
                  lien.

              

      

      

       

      
        	 	3.4	Notice to Proceed

        	 	 	
                Construction
                  shall not commence unless and until Tenant has received from Landlord
                  a
                  written Notice to Proceed.

              

      

      

      
        	 	
                3.5

              	
                Completion

              

      

      
        	 	 	
                Tenant
                  shall diligently prosecute the completion of the Mall Outparcel
                  Tenant
                  Construction Obligations and shall notify Landlord in writing when
                  the
                  Mall Outparcel Tenant Construction Obligations have been completed,
                  that
                  the Tenant’s architect (if required) has inspected and approved such work,
                  and that the work has been performed in accordance with Final Tenant
                  Plans
                  and all governmental requirements.

              

      

      

      
        	 	 	
                Upon
                  such completion and Landlord’s receipt of Tenant’s notice, Landlord will
                  make a final inspection of the Mall Outparcel Tenant Construction
                  Obligations, and Landlord will require the
                  following:

              

      

      

      
        	 	 	
                3.5.1

              	
                Certificate
                  of Occupancy.

              

      

      

      
        	 	 	
                3.5.2

              	
                Final
                  approval letter and inspection certificate from the State Fire
                  Marshal’s
                  Office.

              

      

      

      
        	 	 	
                3.5.3

              	
                Copy
                  of Certificate of Final Lien Waiver from Tenant’s general contractor,
                  running to the benefit of Landlord and
                  Tenant.

              

      

      

      
        	 	 	
                3.5.4

              	
                Any
                  work not conforming to the Final Tenant Plans shall be corrected
                  by
                  Tenant. If Tenant does not make the necessary corrections, after
                  receiving
                  written notice of same from Landlord, Landlord shall have the option
                  to
                  make the necessary corrections and Tenant shall, within ten (10)
                  days
                  after demand, reimburse Landlord for the actual costs
                  incurred.

              

      

      

      
        	 	 	
                3.5.5

              	
                If
                  required by the Special Stipulations, Tenant’s architect’s AIA Certificate
                  of Complete that the Premises has been constructed in accordance
                  with the
                  Final Tenant Plans and all government requirements and are one
                  hundred
                  percent (100%) complete.

              

      

      

      IV. CONTRACTOR
        PROCEDURES

      

       

      
        	 	4.1	Mall Outparcel Construction Conditions and
                Considerations

        	 	 	
                Tenant
                  specifically acknowledges that the Premises are located on the
                  Mall Site
                  which is open to the public and occupied by other tenants operating
                  seven
                  days a week and 3,600 hours per year and that the conduct of all
                  construction activity on the Premises shall be subject to Landlord
                  approval in consideration of the requirement not to interfere with
                  the
                  continuous operations of the Mall and the businesses of all other
                  Mall
                  tenants. Certain construction activities including noisy or dusty
                  processes may only take place during non-operating hours. Landlord
                  may in
                  its sole discretion determine the hours and the conditions for
                  certain
                  construction activities. Landlord reserves the right to approve
                  all
                  staging and work areas, and shall keep all such areas clean and
                  safe on a
                  daily basis.

              

      

      

      
        
           

        

        
          30

          
            

          

        

        
           

        

      

      
        	 	
                4.2

              	
                Specific
                  Mall Outparcel Procedures

              

      

      

      
        	 	 	
                4.2.1

              	
                Contractors
                  are to obtain their own trash containers, and their locations shall
                  be
                  determined by Landlord.

              

      

      

      
        	 	 	
                4.2.2

              	
                No
                  Mall Site utilities are used by
                  Contractors.

              

      

      

      
        	 	 	
                4.2.3

              	
                If
                  fire main is shut down, the Fire Department is to be notified.
                  All
                  sprinkler work is to be done by the Landlord’s sprinkler company, paid for
                  by the Tenant.

              

      

      

      
        	 	 	
                4.2.4

              	
                All
                  roof penetrations are to be done by Landlord’s room contractor, paid for
                  by Tenant.

              

      

      

      
        	 	 	
                4.2.5

              	
                No
                  fire exits or fire corridors are to be blocked or used for
                  storage.

              

      

      

      
        	 	 	
                4.2.6

              	
                All
                  construction workers are to maintain proper attire (including shirts)
                  at
                  all time.

              

      

      
        
           

        

        
          31

          
            

          

        

        
           

        

      

      EXHIBIT
        G

      

      PARKWOOD
        MALL EXCLUSIVES

      

      Camelot

      Landlord
        covenants and agrees that it shall not lease, rent or permit any premises
        in the
        Shopping Center to be occupied or otherwise used for the sale of entertainment
        recordings of pictures and/or sound and/or equipment and/or devices for the
        display and reproduction of pictures and/or sound either as a primary, or
        incidental use; excepting only existing tenants as of the date of execution
        hereof, wherein the leases of such existing tenants permit the sales herein
        above prohibited.

      

      Dollar
        Tree

      With
        the
        exception of (a) any operations with the word “Dollar” in their trade name
        operating in the Shopping Center at the time of execution of this Lease,
        (b) any
        operations currently operating pursuant to a lease that allows the tenant
        to
        change its trade name without Landlord’s prior consent, Tenant shall have an
“exclusive” for a single price point variety retail store. Landlord will not
        permit any other occupant to the Shopping Center to operate a retail variety
        store who Principal Business (hereinafter defined). Is selling merchandise
        at a
        single price point or retail operations with the word “Dollar” in their trade
        name.

      

      Firestone

      Landlord
        covenants that during the term of this lease or any extension thereof he
        will
        neither engage in the business of buying, selling or repairing tires, tubes
        or
        batteries within a radius of five hundred feet (500) feet of the Demised
        Premises, nor sell, lease or consent to a sale or lease of other lands in
        which
        he has an interest whereon shall be conducted a business that is engaged
        in the
        buying, selling or repairing of tires, tubes or batteries within a radius
        of
        five hundred (500) feet of Demised Premises. Any existing business currently
        engaged in the aforesaid buying, selling or repairing within Landlord’s shopping
        center is hereby excepted from the requirements of the proceeding sentence,
        to
        include Penney’s (who may go back in the TBA business).

      

      Movie
        Gallery

      During
        the term of this lease and any extension or holdover terms, Landlord grants
        to
        Tenant exclusive video rental store rights in the Center in which the Leased
        Premises are located, including out parcels thereof.

      

      The
        Shoe Dept.

      During
        the term of this Lease, Landlord grants to Tenant exclusive operation of
        a shoe
        store.

      

      
        
           

        

        
          32

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