Document:

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                     AIRCRAFT MAINTENANCE SERVICES AGREEMENT

                          dated as of October 26, 1999

                                 by and between

                            HAWAIIAN AIRLINES, INC.,
                                   as Customer

                                      and

                          CONTINENTAL AIRLINES, INC.,
                            as Maintenance Provider

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                                     INDEX

ARTICLE HEADING

                                                                           Page

ARTICLE 1 -- DEFINITIONS                                                     1
ARTICLE 2 -- TERM OF AGREEMENT                                               6
ARTICLE 4 -- CERTAIN REGULATORY REQUIREMENTS                                14
ARTICLE 5 -- DELIVERY AND REDELIVERY OF AIRCRAFT; INVENTORY                 15
ARTICLE 6 -- DESIGNATED CUSTOMER REPRESENTATIVE                             16
ARTICLE 7 -- MATERIAL SUPPLY                                                18
ARTICLE 8 -- OFFICE SPACE, MONITORING, AUDITS AND INSPECTION                18
ARTICLE 9 -- CHARGES                                                        19
ARTICLE 10 -- PAYMENTS                                                      21
ARTICLE 11 -- COST RECOVERY                                                 25
ARTICLE 12 -- EXCUSABLE DELAY                                               26
ARTICLE 13 -- ASSURANCE OF SUPPLY                                           27
ARTICLE 15 -- WARRANTIES                                                    27
ARTICLE 16 -- PATENT PROTECTION                                             29
ARTICLE 17 -- COMPLIANCE WITH LEGAL REQUIREMENTS                            30
ARTICLE 18 -- MAINTENANCE PROVIDER'S INSURANCE                              30
ARTICLE 19 -- INDEMNIFICATION                                               31
ARTICLE 20 -- CANCELLATION, DEFAULT, AND TERMINATION                        32
ARTICLE 21 -- NOTICES AND REQUESTS                                          33
ARTICLE 22 -- CONFIDENTIALITY                                               35
ARTICLE 23 -- MAINTENANCE PROVIDER AS INDEPENDENT CONTRACTOR                35
ARTICLE 24 -- ASSIGNMENT                                                    35
ARTICLE 25 -- SUBCONTRACTING                                                35
ARTICLE 26 -- SAVINGS CLAUSE                                                36
ARTICLE 27 -- WAIVER CLAUSE                                                 36
ARTICLE 28 -- GOVERNING LAW                                                 36
ARTICLE 29 -- COSTS OF ENFORCEMENT                                          36
ARTICLE 30 -- INTEGRATION CLAUSE                                            37
ARTICLE 31 -- HEADINGS                                                      37
ARTICLE 32 -- COUNTERPARTS                                                  37
ARTICLE 33 -- NON-LIABILITY OF CERTAIN PERSONS                              37
ARTICLE 34 -- CONSEQUENTIAL, INCIDENTAL AND EXEMPLARY DAMAGES.              37

                                       i
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                               INDEX TO EXHIBITS

Exhibit     Exhibit Heading                                               Page
-------     ---------------                                               ----

A           Schedule of Charges for Initial Conversion Services
            and Line Maintenance Services..................................A-1

B           Schedule of Time and Material Charges For Additional Services..B-1

C           Statement of Work..............................................C-1

D           Delivery/Redelivery Receipt....................................D-1

E           Loose Equipment Inventory List.................................E-1

F           Daily Aircraft Status Summary .................................F-1

G           Customer Work Change Authorization ............................G-1

H           Invoicing Cost Categories .....................................H-1

I           Monthly Aircraft Usage Report..................................I-1

                                       ii

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                   AIRCRAFT MAINTENANCE SERVICES AGREEMENT

      THIS AIRCRAFT MAINTENANCE SERVICES AGREEMENT is made and entered into to
have effect as of this 26th day of October, 1999 (the "Effective Date"), by and
between HAWAIIAN AIRLINES, INC., a Hawaii corporation ("Customer") and
CONTINENTAL AIRLINES, INC., a Delaware corporation ("Continental" or
"Maintenance Provider").

                                   RECITALS:

1.    On the date hereof, Customer is entering into aircraft sublease agreements
      for two DC-10-30 aircraft with Continental Micronesia, Inc., an indirect,
      wholly-owned subsidiary of Continental.

2.    Customer desires that Maintenance Provider perform certain Services (as
      hereinafter defined) on the Aircraft (as hereinafter defined).

3.    Maintenance Provider is willing and able to perform the Services pursuant
      to the terms and subject to the conditions hereinafter set forth.

      NOW, THEREFORE, in consideration of the mutual covenants and agreements
hereinafter set forth, the parties agree as follows:

ARTICLE 1 -- DEFINITIONS

      Unless the context otherwise requires, the following terms shall have the
following meanings for all purposes of this Agreement and shall be equally
applicable to both the singular and the plural forms of the terms herein
defined. Any agreement referred to below shall mean such agreement as amended,
supplemented and modified from time to time. The word "including" means
"including without limitation".

"Additional Services" shall have the meaning ascribed to such term in Article
3.A.4.

"Agreement", "herein", "hereof", "hereunder", and like terms shall refer to this
Aircraft Maintenance Services Agreement, as the same may be amended or
supplemented from time to time.

"Aircraft" shall mean the two McDonnell Douglas DC10-30 aircraft bearing U.S.
Registration Nos. N12061 and N68060, respectively, and manufacturer's serial
numbers 47851 and 47850, respectively, in each case including the airframe, all
attached engines and instruments, and all other equipment, apparatus,
assemblies, Parts, and accessories attached thereto, incorporated therein, or
installed thereon from time to time.

                                       1
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"Current  Heavy  Maintenance  Facilities"  shall mean FLS  Aerospace  Limited,
Mobile Aerospace Engineering, Inc., Israeli Aircraft Industries and Alitalia.

"Customer" shall mean the legal entity identified as "Customer" in the
introductory paragraph of this Agreement.

"Customer-Furnished Material" shall mean all Parts and Materials provided by
Customer as required for the provision of any Services.

"Customer-Requested Services" shall have the meaning ascribed to such term in
Article 3.A.4.C.

"Customer Parties" shall mean and include Customer and its successors and
assigns and their respective affiliates, officers, directors, agents and
employees.

"Customer Work Change Authorization" shall mean a document, in substantially the
form of Exhibit G and executed on behalf of both Maintenance Provider and
Customer, used to document any changes in respect of a Statement of Work,
including, without limitation, any addition to or deletion permitted under this
Agreement from the scope of Services initially described on such Statement of
Work and any change to the Scheduled Redelivery Date specified therein.

"Cycle" shall mean, with respect to any Aircraft, one (1) take-off of such
Aircraft and the next subsequent landing of such Aircraft.

"Default" shall have the meaning set forth in Article 20, Paragraph B of this
Agreement.

"Delivery" shall mean the act by which Customer delivers or causes to be
delivered an Aircraft to Maintenance Provider for the provision of Services.

"Delivery/Redelivery Receipt" shall have the meaning ascribed to such term in
Article 5.A.

"Designated Customer Representative" shall mean, with respect to any Aircraft,
(1) the on-site representative of Customer, designated in writing by Customer to
Maintenance Provider, pursuant to paragraph (B) of Article 6, designated as such
or (2) in the absence of any such designation by Customer, Customer's
Vice-President or Assistant Vice President of Technical Services.

"Discrepancy" shall mean any condition of any Aircraft, Engine, Part, or other
component or system of any of the foregoing, that is outside of permissible
limits under the applicable Maintenance Manual whether or not this condition
could eventually result in failure, confirmed as such by Maintenance Provider.

"Effective Date" shall have the meaning specified in the first paragraph of this
Agreement.

                                       2
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"Engine" shall mean (1) any aircraft engine installed on or attached to any
Aircraft at the time of Delivery to the Maintenance Provider for the performance
of Services under this Agreement, and (2) any replacement or spare General
Electric model CF6-50C2 engine owned or otherwise operated by Customer from time
to time in conjunction with the Aircraft, whether or not such engine is
installed on an Aircraft at the time Services are requested in respect of such
engine under this Agreement.

"Environmental Laws" shall mean any and all applicable federal, state, or local
laws, statutes, ordinances, codes, rules, decrees, regulations, guides, or
orders relating to health, safety, or the environment as now or at any time
hereafter in effect during the Term.

"Expendable Part" means any Part that, in the ordinary course of correcting a
Discrepancy, is replaced rather than Overhauled, Repaired, or calibrated.

"Expiration Date" shall mean January 2, 2002.

"FAA" shall mean the Federal Aviation Administration of the United States
Department of Transportation, or any agency succeeding to the power and
authority thereof.

"FARs" shall mean any and all regulations promulgated by the FAA or any
predecessor agency, as well as those promulgated by any other Federal agency
that are applicable to the provision of the Services, including, without
limitation, those set out in Title 14 of the Code of Federal Regulations, as
from time to time in effect.

"Flight Hour" shall mean, with respect to any Aircraft, the amount of time
(expressed in hours and rounded to the nearest one-hundredth (1/100th of an
hour) between the time the wheels of the Aircraft leave the ground on take-off
to the time the wheels touch down on the ground at landing.

"Hazardous Materials" shall mean and include any petroleum, including crude oil
or any fraction thereof, natural gas, natural gas liquids, liquified natural
gas, synthetic gas usable for fuel, or any mixture thereof, flammable
explosives, asbestos, polychlorinated biphenyls, radioactive materials, or other
substance now or in the future defined or listed in, or otherwise classified
pursuant to, or regulated by, any Environmental Law as a hazardous substance,
hazardous material, hazardous waste, infectious waste, toxic substance,
pollutant, or contaminant, or any other term used to define, list, classify, or
regulate substances by reason of properties such as their threshold limit
concentrations, ignitability, corrosivity, reactivity, carcinogenicity,
toxicity, reproductive toxicity, or "EP toxicity."

"Heavy Maintenance Checks" shall have the meaning ascribed to such term in
Article 3.A.3.

"Heavy Maintenance Check Location" shall mean the heavy maintenance base from
time to time selected in accordance with this Agreement for the performance of
Heavy Maintenance Checks.

"Initial Conversion Services" shall have the meaning ascribed to such term in
Article 3.A.1.

                                       3
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"Inventory" shall mean all loose equipment, manuals, certificates, and other
items on board an Aircraft at the time of Delivery, as evidenced by their
inclusion on the relevant Loose Equipment Inventory List.

"Line Maintenance" shall have the meaning ascribed to such term in Article
3.A.2.

"Line Maintenance  Location" shall mean (1) Los Angeles  International Airport
and (2) Honolulu International Airport in Honolulu, Hawaii.

"Loose Equipment Inventory List" shall mean each completed form, in
substantially the form of Exhibit E, required to be delivered pursuant to
Article 5.

"Maintenance" shall mean that work required to maintain an Aircraft in, or
return it to, serviceable and airworthy condition, whether through inspection,
Overhaul, Repair, calibration, or replacement.

"Maintenance Provider" shall mean Continental Airlines, Inc.

"Maintenance Manual" shall mean any maintenance manual or portion of a
maintenance manual prepared, distributed or approved by Continental in respect
of any Aircraft, Engine or Part.

"Maintenance Program" shall mean Maintenance Provider's FAA-approved Continuous
Airworthiness Maintenance Program for aircraft operated by the Maintenance
Provider that are of the same manufacturer, make and model as the Aircraft,
including Maintenance Provider's FAA-approved Reliability Program (per
Continental Continuous Maintenance Performance Audit Report #020R001, Revision
No. 58), Maintenance Provider's procedures for the reliability program (per
Continental General Maintenance Manual), and Maintenance Provider's Operations
Specifications (per Continental Operations Specifications Part D, including DC10
Task Oriented Maintenance Specification Engineering Report No. 0520R00134, and
CF6-50 Engine Repair Specification Report No. ER7200R00033).

"Manufacturer" shall mean (1) The Boeing Company, as successor in interest to
McDonnell Douglas Aircraft Corporation, with respect to each Aircraft, (2) GE
Aircraft Engines with respect to the Engines, and (3) with respect to any Part,
the original equipment manufacturer of such Part.

"Materials" shall mean raw stock (as opposed to pre-manufactured Parts) and
other supplies used or consumed in the performance of Services.

"Modification"  shall  mean the work  required  to modify  the  Aircraft  in a
specified manner.

                                       4
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"Monthly Aircraft Usage Report" shall mean a Monthly Aircraft Usage Report
substantially in the form of Exhibit I attached hereto, duly completed and
submitted by Customer to Maintenance Provider pursuant to Article 10(A).

"Monthly Credit" shall mean the sum of Thirty Five Thousand U.S. Dollars
($________) per month during the Term, which shall be deducted from Customer's
obligation to pay the Monthly Payment on each Monthly Payment Date in accordance
with Article 10(A) below.

"Monthly Payment" shall have the meaning specified in Article 9(B) of this
Agreement.

"Monthly Payment Date" shall mean the fifth (5th) calendar day of each calendar
month, commencing with the calendar month immediately following the month in
which the Effective Date occurs, and ending with the calendar month immediately
following the month in which the Expiration Date occurs or in which the Term of
this Agreement otherwise terminates in accordance with the provisions hereof,
except that if such fifth (5th) calendar day in any month is not a day on which
banks are open in New York City, New York and Honolulu, Hawaii, then the Monthly
Payment Date for such month shall be on the next calendar day when such banks
are open.

"Non-Routine Items" shall mean all Discrepancies detected through or in the
course of performance of routine items that, in accordance with the Maintenance
Program require inspection, Repair or Overhaul before the affected Aircraft or
Part can be returned to service.

"Off-line Maintenance" shall have the meaning ascribed to such term in Article
3.A.4.a.

"Overhaul" shall mean to disassemble, clean, inspect, repair and re-assemble, in
each case as required, any Rotable Part to return such Rotable Part to a
condition of compliance with such limits of tolerance as are established by the
Maintenance Program.

"Parts" shall mean any one or more Rotable Parts or Expendable Parts that is
used or installed on any Aircraft or Engine.

"Redelivery" shall mean the act by which Maintenance Provider returns, or causes
to be returned, the Aircraft to Customer after completion (or cancellation) of
the Services requested to be performed thereon pursuant to the applicable
Statement of Work and any applicable Customer Work Change Authorizations.

"Repair" shall mean the work required to return a Rotable Part to a serviceable
(and, where applicable, airworthy) condition in accordance with the Maintenance
Program.

"Rotable Parts" shall mean Parts that are renewable and inventory- or
time-controlled on a unit basis, usually (but not necessarily) by serial number,
and have a definite potential for reuse through inspection, Overhaul, Repair, or
calibration in connection with the Maintenance Program.

                                       5
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"Schedule of Charges" shall mean Exhibit B, as the same may be amended or
supplemented from time to time.

"Scheduled Redelivery Date" shall have the meaning ascribed to such term in
Article 5.A.

"Services" shall mean all services (including Off-Line Maintenance) to be
provided by Maintenance Provider for Customer pursuant to this Agreement, as
described on any Statement of Work or Customer Work Change Authorization,
whether consisting of the performance of Initial Conversion Services, Line
Maintenance Services, Heavy Maintenance Checks, Additional Services or AOG
Services, and whether such services constitute routine items or Non-Routine
Items.

"Statement of Work" shall have the meaning ascribed to such term in Article 3.B.

"Sublease" shall mean each Aircraft Sublease Agreement dated the date hereof in
respect of an Aircraft between Continental Micronesia, Inc., as sublessor and
Customer as sublessee.

"Sublease Delivery" with respect to each Aircraft shall mean the delivery of
such Aircraft to Customer under the applicable Sublease.

"Term" shall have the meaning specified in Article 2.

"U.S.  Dollars" and "U.S. $" shall mean legal currency of the United States of
America.

"Weekly Aircraft Status Summary" shall mean a weekly report with respect to the
status of Heavy Maintenance Checks requested to be performed on a particular
Aircraft, in substantially the form of Exhibit F or of such replacement form as
Customer and Maintenance Provider may agree from time to time for the purpose of
monitoring the status of Heavy Maintenance Checks being performed.

"Work Cards" shall mean the work cards submitted by Customer to Maintenance
Provider in connection with any Statement of Work or Customer Work Change
Authorization to assist in describing the nature of the Services to be performed
pursuant thereto.

ARTICLE 2 -- TERM OF AGREEMENT

      Except as may be otherwise provided herein, the term of this Agreement
shall commence as of the Effective Date and shall continue in full force and
effect until the Expiration Date, subject to earlier termination pursuant to the
terms hereof (the "Term").

ARTICLE 3 - SERVICES COVERED

                                       6
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      A. General. On the terms and subject to the conditions set forth in this
Agreement, Maintenance Provider shall provide to Customer, and Customer shall
purchase from Maintenance Provider, the following services during the Term of
this Agreement:

     1.   Initial Conversion Services. Maintenance Provider agrees to provide
          the following initial services ("Initial Conversion Services") to
          Customer:

          a.   install five (5) Sceptre computer terminals (four on premises
               used by the Customer at Honolulu airport and the fifth terminal
               on premises used by the Customer at Los Angeles International
               Airport) and provide access to Continental's Sceptre computer
               terminals until such five (5) terminals are installed,

          b.   provide training at a mutually acceptable location to a
               reasonable number of employees of the Customer designated by the
               Customer with respect to the Maintenance Program and operation of
               the Sceptre computer system,

          c.   prepare, with the assistance of Customer, a standard practice
               manual, which shall be subject to Customer's approval (not to be
               unreasonably withheld, conditioned or delayed) for reference in
               the performance of the Services hereunder and which shall include
               definitions of organizational responsibilities and interfaces,
               together with any amendments made thereto from time to time
               agreed upon by the parties hereto,

          d.   reconfigure each of the Aircraft to a Continental standard 28
               first class and 254 coach interior seating configuration, and

          e.   install the Customer's logo to the exterior of each Aircraft
               (either by painting or by installation of decals provided by the
               Customer to Maintenance Provider, as the Customer may elect so
               long as such decals or stencils are provided by October 25, 1999
               for Aircraft N68060 and March 1, 2000 for Aircraft N12061), with
               the specifications to be provided by Customer to Maintenance
               Provider.

               Maintenance Provider shall complete the Initial Conversion
            Services (1) described in clause "b" above not later than the date
            on which the first Aircraft is delivered to Customer under the
            applicable Sublease, (2) described in clauses "a" and "c" above as
            soon as reasonably practicable after the delivery of the first
            Aircraft to Customer under the relevant Sublease and (3) described
            in clauses "d" and "e" above with respect to each Aircraft not later
            than the date on which such Aircraft is delivered to Customer under
            the applicable Sublease.

               The Maintenance Provider may commence the provision of Initial
            Conversion Services at any time after the execution and delivery of
            this Agreement.

                                       7
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               Maintenance Provider also agrees to provide as Additional
            Services (as defined in Article 3.A.4 below) such other Services
            prior to the Sublease Delivery of an Aircraft as the Customer may
            reasonably request hereunder, subject to the conditions applicable
            to the provision of Customer-Requested Services hereunder, and such
            Services provided prior to the Sublease Delivery of an Aircraft
            shall be treated as Customer-Requested Services.

     2.   Line Maintenance. Maintenance Provider will provide the following line
          maintenance services to Customer with respect to each Aircraft and
          each Engine ("Line Maintenance"):

          a.   line maintenance work required to maintain an Aircraft in, or
               return it to, serviceable and airworthy condition, whether
               through inspection, Overhaul, Repair, calibration or replacement
               of Parts and Modification -- all in accordance with the
               Maintenance Program,

          b.   spares provisioning as and when required under the Maintenance
               Program, including the provision of spare engines and auxiliary
               power units ("APUs"), at an inventory level no less than that
               maintained by Maintenance Provider in respect of like model and
               vintage aircraft in its fleet as reasonably adjusted to account
               for such factors as the total number of aircraft being supported
               by such spares inventory, the location of such spares inventory
               and the utilization and stage lengths of the aircraft being
               supported by such spares inventory,

          c.   Phase "A" checks,

          d.   other customary line maintenance services,

          e.   all engineering, maintenance, inspection and testing work
               required in connection with the completion of "service checks",
               "Phase `A' checks", "transit checks", "time control inspection"
               and "MEL recovery" (as such terms are used in the Maintenance
               Program), and

          f.   washing services at Honolulu or Los Angeles through a third party
               vendor mutually agreed upon by Maintenance Provider and Customer.

          but excluding the following: (u) cleaning the interior of the
          Aircraft, (v) ground handling of the Aircraft, including fueling the
          Aircraft, pushing the Aircraft back from the gate, moving the Aircraft
          from gate to gate and similar tasks customarily performed as part of
          ground handling, (w) "meet and greet" maintenance performed on an
          Aircraft upon arrival and departure at Honolulu, Kailua-Kona and Maui
          and, if Customer elects, Los Angeles International Airport, (x)
          providing any passenger convenience and safety items, including
          pillows, blankets, magazines, soap, paper towels, audio headphones,
          galley equipment, video cassettes, emergency briefing cards, life
          vests, cockpit and cabin logbooks, galley equipment, etc., (y) Heavy
          Maintenance Checks (as defined in Article 3.A.3), and (z) all
          Additional Services (as defined in Article 3.A.4).

                                       8
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             The Maintenance Provider shall commence the provision of Line
          Maintenance with respect to each Aircraft at the time of the
          Sublease Delivery of such Aircraft.

     3.   Heavy Maintenance Checks. Maintenance Provider agrees to perform or
          cause to be performed on the Aircraft the "C" check, the mid-"D"
          check, the "D" check (including all phases and multiples thereof) as
          defined in the Maintenance Program, including all work required to
          correct all Discrepancies identified in the course of such check,
          whether such work consists of routine items or Non-Routine Items
          (collectively, "Heavy Maintenance Checks"). Each Heavy Maintenance
          Check will be performed on each Aircraft at or prior to the intervals
          prescribed for such Heavy Maintenance Check under the Maintenance
          Program. Maintenance Provider shall use reasonable efforts to schedule
          the next Heavy Maintenance Check for Aircraft N68060 to coincide with
          the delivery of Aircraft N12061 to Customer under the relevant
          Sublease and sufficiently in advance of June 1, 2000 so as to result
          in Aircraft N68060 being returned from such Heavy Maintenance Check
          and available to Customer for service not later than June 1, 2000,
          provided that such date is subject to adjustment pursuant to Article
          5.D. In any case, Maintenance Provider shall ensure that the next
          Heavy Maintenance Check for Aircraft N68060 does not occur until the
          delivery of Aircraft N12061 under the applicable Sublease. Maintenance
          Provider will develop the work scope for each Heavy Maintenance Check,
          including estimates of man-hours required for such Heavy Maintenance
          Check, approximately 30 to 45 days prior to induction of the Aircraft
          into the applicable Heavy Maintenance Check Location and shall present
          such work scope to Customer for review. Maintenance Provider shall
          give due consideration to any request by Customer to exclude any task
          proposed to be included in a workscope (a) if such task is not
          normally performed under the Maintenance Program during the scheduled
          Heavy Maintenance Check or (b) if such task is one that would not
          otherwise be due until the next Heavy Maintenance Check or within
          thirty (30) days after the end of the term of the relevant Sublease,
          if earlier.

     4.   Additional Services. Maintenance Provider agrees to provide the
          following additional services to Customer ("Additional Services"),
          subject to the limitations and conditions set forth in this Agreement:

          a.   all inspection, work, maintenance, Repair or Overhaul of any
               Aircraft, Engine or Part required to maintain the airworthiness
               or serviceability of an Aircraft as determined by the Maintenance
               Program and required in a circumstance that makes it impractical
               (due to scheduling, routing, unplanned failure or other reasons)
               for the Services to be performed at a Heavy Maintenance Check
               Location or a Line Maintenance Location, including maintenance
               services for charter flights to locations other than a Line
               Maintenance Location ("Off-Line Maintenance"). Customer shall use
               reasonable efforts to fly a mechanic on board the Aircraft during
               operations to locations other than Line Maintenance Locations,

                                       9
<PAGE>

          b.   all inspection, work, maintenance, Repair or Overhaul of any
               Aircraft, Engine or Part required under the Maintenance Program
               as a result of ground damage, foreign object damage (whether to
               the airframe of such Aircraft, any Engine or both), installation
               of Customer-Furnished Material that is a damaged Part or the
               wrong Part, misuse or abuse of such equipment or operation of
               such equipment in violation or outside the parameters of the
               Maintenance Manual, the flight manual for such Aircraft (or its
               equivalent), applicable FARs or the applicable manufacturer's
               guidelines or negligent performance of line maintenance by a
               maintenance provider other than Continental, its employees,
               agents or subcontractors and replacement of any Part lost or
               stolen while the Aircraft or such Part is in Customer's custody
               ("Extraordinary Maintenance"), and

          c.   all other maintenance services not included in the definitions of
               Extraordinary Maintenance, Off-Line Maintenance, Heavy
               Maintenance Checks, Line Maintenance or Initial Conversion
               Services that Customer desires to have performed with respect to
               any Aircraft, Engine or Part and that are accepted by the
               Maintenance Provider ("Customer-Requested Services"). Maintenance
               Provider shall provide Customer-Requested Services so long as (1)
               Maintenance Provider receives notice of such Customer-Requested
               Service reasonably in advance of when such Services are to be
               performed, (2) the labor or materials required to perform such
               Services are available (either from Maintenance Provider's own
               staff and inventory or from third party vendors) without imposing
               an unreasonable burden on Maintenance Provider, (3) the
               Customer-Requested Service would not violate the applicable
               Sublease or (4) would not unreasonably delay Redelivery of the
               Aircraft.

          5.   AOG Services. Maintenance Provider agrees to provide all support
               reasonably required and available to return to service as
               promptly as practicable an Aircraft that is grounded at any
               location where repair or recovery is feasible (an "AOG
               Aircraft"). If a parts shortage at a Line Maintenance Location
               results in an AOG Aircraft, Maintenance Provider agrees to exert
               all commercially reasonable efforts to obtain, through whatever
               means available, the parts required to return the Aircraft to
               service. If Off-Line Maintenance Services would be required with
               respect to an AOG Aircraft, Maintenance Provider agrees to
               dispatch (or cause to be dispatched) a field service team to the
               relevant location as promptly as feasible. If under the
               circumstances Customer and Maintenance Provider jointly conclude
               that an AOG Aircraft could be rectified more promptly and/or
               efficiently through the retention of a third party vendor,
               Maintenance Provider shall use the services of the appropriate
               third party vendor to perform the relevant Off-Line Maintenance
               Services.

                                       10
<PAGE>

     B. Statements of Work. In each instance, any Extraordinary Maintenance or
Customer-Requested Services shall be initiated by Customer and Maintenance
Provider entering into a document in substantially the form of Exhibit C
delivered to Maintenance Provider by or on behalf of Customer defining and
describing the Services to be performed on one or more Aircraft or Engines and
which has been accepted by Maintenance Provider (a "Statement of Work") covering
such Services. Each Statement of Work shall specify, with respect to each item
or type of Service described therein, within which type of Additional Service
such Service falls (i.e., Extraordinary Maintenance or Customer-Requested
Services).

     No Statement of Work shall be required for the provision of Initial
Conversion Services, Line Maintenance, Heavy Maintenance Checks or Off-Line
Maintenance, but Customer may provide, at its election, a Statement of Work for
Initial Conversion Services.

     Any Statement of Work required hereunder shall be issued in a timely manner
to enable the relevant Services to be performed when required.

     C. Aircraft Routing Information; Scheduling and Coordination. Customer
agrees to provide Continental employees with:

     o    the anticipated routing and flight schedules for each of the Aircraft
          on a regular basis, not less frequently than once per week, provided
          two weeks in advance;

     o    any changes to such routing and flight schedules promptly after they
          become available to Customer and

     o    notice of any proposed ad hoc charter flights (i.e., non-recurring
          charter flights) of the Aircraft promptly after Customer knows of such
          charters.

Customer and Continental will use the routing and flight schedules to coordinate
the provision of Services under this Agreement and the locations at which
Services will be provided with the routing and scheduling of each Aircraft.
Customer acknowledges that each Aircraft will need to be scheduled for a
maintenance "hold" for certain Line Maintenance at Honolulu once per week on
Monday through Thursday for a minimum of 12 hours and approximately once per
month for 24 hours (in addition to longer removals of the Aircraft from
passenger service for more extensive periodic checks). Furthermore, each
Aircraft shall overnight in Los Angeles or Honolulu for a minimum of five (5)
nights per week for 12 hours per night. In addition, Customer agrees to provide
additional scheduled maintenance holds, subject to the fourth sentence of
Article 3.E, when reasonably requested by Maintenance Provider.

      D.  Location of Services.

      1.    Initial  Conversion  Services.  The  Initial  Conversion  Services
            shall be performed at a location selected by Continental.

                                       11
<PAGE>

     2.   Line Maintenance Services. All Line Maintenance shall be performed at
          a Line Maintenance Location; provided, however, that Maintenance
          Provider agrees that it shall provide transit checks to Customer at
          its facilities in San Francisco, and, if Maintenance Provider has
          available sufficient manpower and materials to provide other Line
          Maintenance Services at such location at the relevant time without
          disrupting its normal operations, shall also provide such additional
          Line Maintenance Services and that such checks shall occur no more
          than once per week on an unscheduled basis and as a result of an
          irregular operation. Any costs due to the shipment of any Parts or
          materials required to support any such transit check or other Line
          Maintenance in San Francisco shall be at the expense of the Customer
          and shall be in addition to the Monthly Payment.

     3.   Heavy Maintenance Check. Maintenance Provider anticipates contracting
          with one of its four Current Heavy Maintenance Facilities to provide
          the Heavy Maintenance Checks for the Aircraft. Maintenance Provider
          agrees that it shall ensure that all of the pricing, warranty and
          other material terms and conditions applicable to Services performed
          at one of the Current Heavy Maintenance Facilities on the Aircraft are
          at least as favorable to Customer as the terms and conditions
          applicable to similar services performed at such facilities on
          Continental's aircraft. Customer acknowledges that three of the four
          Current Heavy Maintenance Facilities are located outside the
          continental United States. In the event that Maintenance Provider
          determines that Heavy Maintenance Check should be performed by a third
          party vendor other than one of the Current Heavy Maintenance
          Facilities, reasonably in advance of the relevant Heavy Maintenance
          Check, Maintenance Provider shall advise Customer of the decision to
          use a different vendor and Maintenance Provider and Customer shall
          mutually agree upon the vendor to be used. Customer shall be entitled
          to receive reasonable assurances from Maintenance Provider that the
          third party vendor so selected to perform the Heavy Maintenance Check
          shall perform the relevant Services on terms and conditions that are
          fair and reasonable and no less favorable to Customer than the terms
          and conditions generally applicable to similar services performed for
          Continental on like model and vintage aircraft by the selected vendor,
          if Continental regularly uses such vendor for such services, or at the
          other vendors from whom Continental regularly obtains such services.

     4.   Off-Line Maintenance Services. Upon reasonable notice, Off-Line
          Maintenance Services shall be performed at such location as Customer
          may reasonably request subject to Continental's approval (not to be
          unreasonably withheld, conditioned or delayed), provided that the
          location proposed by Customer is capable of supporting DC-10-30
          operations. If Customer makes such a request, Maintenance Provider and
          Customer shall cooperate with one another to establish an appropriate
          plan for providing the Services at the requested location. Customer
          acknowledges that Maintenance Provider will be entitled to
          compensation on a time and material basis for establishing Services at
          any such location.

                                       12
<PAGE>

     5.   Extraordinary Maintenance. Extraordinary Maintenance shall be
          performed at a Line Maintenance Location, a Heavy Maintenance Check
          Location, at any other location as the parties may agree, and, in the
          case of an AOG Aircraft, at such location as may be required in
          accordance with Article 3.A.5 hereof.

     6.   Customer Requested Services. Customer Requested Services shall be
          performed at either a Heavy Maintenance Check Location (if the
          Aircraft at such Heavy Maintenance Check Location) or a Line
          Maintenance Location as specified in the applicable Statement of Work.

     E. Performance Standards. Maintenance Provider agrees that in providing
Services hereunder (including without limitation arranging, monitoring, and
auditing Services provided through third party vendors hereunder), Maintenance
Provider shall use at least the same degree of care and consideration as it
applies to performing similar services for similar aircraft in its fleet.
Maintenance Provider agrees that it shall not discriminate, and shall use its
reasonable best efforts not to permit any of its subcontractors to discriminate
against the Aircraft in favor of similar aircraft in Maintenance Provider's
fleet. Upon reasonable request by Customer in relation to any particular
circumstances, Continental shall provide Customer with reasonably satisfactory
assurances or, to the extent possible, substantiation that it has not
discriminated against the Aircraft (as compared to other equipment of the same
type owned or operated by Continental) with respect to the Services provided
under the Agreement; provided, however, that the foregoing agreement shall not
be construed as obligating Maintenance Provider (or its subcontractors) to give
Customer's Aircraft priority over Continental's servicing of its own aircraft,
it being the intention of the parties that Maintenance Provider afford to
Customer's Aircraft the same priority in the performance of Services as
Maintenance Provider affords to Continental's own operations. In this regard,
Maintenance Provider agrees to use its commercially reasonable efforts to
perform all Line Maintenance Services on a schedule that will coincide with the
flight scheduling information furnished by Customer pursuant Article 3.C, and
shall minimize, to the extent feasible, the risk of disruption to Customer's
scheduled service. Without limiting the generality of the foregoing, Maintenance
Provider agrees to include the Aircraft in Continental's reliability program as
if such Aircraft were operated in Continental's fleet. Maintenance Provider
shall endeavor to attain a dispatch reliability for the Aircraft from the line
stations it manages measured for each calendar quarter that equals or exceeds
the average dispatch reliability for the other DC-10-30 aircraft included in
Continental's reliability program, after adjusting the applicable statistics to
account for differences in flight operations. At the end of each calendar
quarter, beginning with the quarter ending in March 2000, Maintenance Provider
shall issue a reliability report comparing the performance of the Aircraft to
the other DC-10-30 aircraft included in Continental's reliability program.
Promptly following the issuance of such report, Maintenance Provider and
Customer shall meet to assess performance and identify any actions required of
Customer and/or Maintenance Provider to improve reliability. If the reliability
performance of the Aircraft during any such quarterly period falls in the lowest
(i.e., the fourth) quartile for Continental's DC-10-30 fleet, Maintenance
Provider agrees to promptly devote the resources appropriate to increasing such
reliability to at least equal the dispatch reliability for the third quartile of
Continental's DC-10-30 fleet in the following quarter.

                                       13
<PAGE>

      F. Reports. Maintenance Provider shall deliver to the Designated Customer
Representative and to Customer each week, for monitoring and verification
purposes, a Weekly Aircraft Status Summary relating to each Aircraft in a Heavy
Maintenance Check, setting forth with respect to the Services requested to be
performed on such Aircraft such information as may be called for by such form as
then may be in effect.

      G. Adoption of Maintenance Program. During the Term of this Agreement,
each of the Aircraft shall be on the Customer's operations specifications except
for when an Aircraft is in a Heavy Maintenance Check, at which time if required,
the Aircraft shall be placed on Continental's operations specifications during
such Heavy Maintenance Check. Not later than the date on which the first
Aircraft is delivered to Customer under a Sublease, Customer shall adopt
Continental's Maintenance Program for the Aircraft. If Continental makes any
change to the Maintenance Program, Continental shall communicate the change to
Customer, which shall accept such change. Following the adoption of the
Maintenance Program, such program as adopted by Customer with respect to the
Aircraft shall at all times remain under the exclusive control of Customer, and
the provision by Continental of the Services to be provided under this Agreement
shall not be interpreted to remove exclusive control of the Maintenance Program
as adopted by Customer with respect to the Aircraft from Customer. Customer
shall ensure that all maintenance and repair that it performs on the Aircraft
shall be accomplished in accordance with the Maintenance Program. Customer
agrees that the Services requested in any Statement of Work shall not be in
violation of any FAR or in violation of any applicable provision of the relevant
Sublease.

ARTICLE 4 -- CERTAIN REGULATORY REQUIREMENTS

      In performing the Services, Maintenance Provider shall comply in all
material respects with the Maintenance Program relating to the Aircraft. Without
limiting in any manner the generality of the foregoing (and without limiting in
any manner the obligations of Maintenance Provider under Article 17),
Maintenance Provider shall:

      A.    provide maintenance for the Aircraft in accordance with the
            provisions of FAR 121.379 by providing trained and qualified
            maintenance personnel authorized to execute an Airworthiness Release
            (returned to service) as outlined in FAR 121.709;

      B.    promptly report to the Designated Customer Representative any
            discrepancies between FAA requirements and Maintenance Provider's
            operations that are reported to Maintenance Provider by the FAA and
            that affect the Aircraft or the provision of Services hereunder;

      C.    provide  the  Designated  Customer  Representative  with access to
            records  of  all  Services  performed  that  are  required  to  be
            maintained in accordance with the FARs;

                                       14
<PAGE>

      D.    prepare and execute such forms and other  releases,  make such log
            entries,  and obtain such other FAA approvals,  as may be required
            for the return of an Aircraft to service  following  the provision
            of Services requested  pursuant to a particular  Statement of Work
            and any related Customer Work Change  Authorizations,  in any such
            case,   covering  all  major  Repairs,   Modifications  and  other
            alterations to such Aircraft  accomplished  during the performance
            of such Services;

      E.    Provide Customer and Engineering Documentation that provide repairs,
            alterations, and modifications to the Aircraft with the supporting
            justification including FAA approval, when required;

      F.    maintain  such  data and  records  as may be  necessary  to assist
            Customer  and  the  Designated  Customer   Representative  in  the
            preparation  of  alteration  and repair  reports  required  by FAR
            121.707,  and make such data and records available to Customer and
            the Designated Customer  Representative for inspection and copying
            at all  times  during  normal  business  hours.  All such data and
            records  shall  contain  such  information,  as may be  reasonably
            requested and required by Customer upon reasonable notice.

ARTICLE 5 -- DELIVERY AND REDELIVERY OF AIRCRAFT; INVENTORY

     A. Delivery of Aircraft for Services; Scheduled Redelivery Date. Prior to
the time when a particular Service is to be provided under this Agreement (other
than Initial Conversion Services), Customer shall deliver the Aircraft to the
applicable location at its sole risk and expense (including fuel, navigation
charges, landing fees and similar charges). Upon delivery of an Aircraft by
Customer to the Heavy Check Location, the parties shall execute an appropriately
completed receipt substantially in the form of Exhibit D (the
"Delivery/Redelivery Receipt") to evidence the delivery of such Aircraft. No
Delivery/Redelivery Receipt shall be required for delivery of an Aircraft to
Maintenance Provider for Line Maintenance, Off-Line Maintenance, Additional
Services or AOG Services.

     At the time an Aircraft is delivered for a Heavy Maintenance Check, the
parties shall agree upon a date (the "Scheduled Redelivery Date") on which such
Aircraft is expected to be redelivered to Customer upon completion of the
relevant Services, which date is subject to subsequent adjustment as provided in
Article 5.D below.

     B. De-Catering the Aircraft; Loose Equipment Inventory. Prior to delivery
of an Aircraft for a Heavy Maintenance Check, phase "A" checks and such other
times as Maintenance Provider may reasonably request, Customer shall de-cater
the Aircraft by removing all pillows, blankets, headsets, galley carts, trays,
beverages and food and empty the lavatories and the potable water on the
Aircraft. At delivery of the Aircraft for a Heavy Maintenance Check, Maintenance
Provider and the Designated Customer Representative shall conduct an inventory
of all Inventory on board the Aircraft and prepare and sign a Loose Equipment
Inventory List listing all such Inventory on board the Aircraft at delivery.
Upon completion of the Services and at the time Maintenance Provider redelivers
the Aircraft to Customer, Maintenance Provider and the Designated Customer
Representative shall inspect the Aircraft to determine whether all such
Inventory is on board the Aircraft at redelivery. Maintenance Provider shall be
responsible to Customer for replacing any missing items of such Inventory at the
time the Aircraft is redelivered to Customer.

                                       15
<PAGE>

     C. Redelivery of Aircraft. Upon (1) completion of the Services to be
performed on an Aircraft or (2) if earlier, cancellation of the relevant
Services pursuant to Article 20, Maintenance Facility shall (subject to Article
10) redeliver the Aircraft to Customer, and (subject to its rights of inspection
and testing) Customer shall accept redelivery of the Aircraft at the location
where such Services were performed, at such other location as the parties may
mutually agree, or as specified in the applicable Statement of Work or any
related Customer Work Change Authorization, in each case at Customer's expense.
Upon redelivery of the Aircraft to Customer following completion of a Heavy
Maintenance Check, the parties shall sign an appropriately completed
Delivery/Redelivery Receipt. No Delivery/Redelivery Receipt shall be required
for redelivery of an Aircraft to Customer following the performance of Services
other than a Heavy Maintenance Check.

     D. Adjustments to Scheduled Redelivery Date. The Scheduled Redelivery Date
shall be adjusted in the following circumstances: (1) if there is any delay in
the delivery of any Aircraft to Maintenance Provider or in the issuance of any
Statement of Work required hereunder, (2) in the case of Heavy Maintenance
Checks, if the outside vendor performing such Heavy Maintenance Check acting in
accordance with procedures contained in the underlying agreement between
Continental and such vendor, at the conclusion of the condition determination
phase, an estimated date on which such Heavy Maintenance Check shall be
completed that differs from the originally Scheduled Redelivery Date, (3) if
there is any revision of the originally Scheduled Redelivery Date in or as a
result of a Customer Work Change Authorization or Customer Requested Services
and (4) if there is an excusable delay covered by Article 12. In such case, the
Scheduled Redelivery Date shall be adjusted to take into account such delayed
delivery, revision of the originally Scheduled Redelivery Date, revised
estimated redelivery date or excusable delay, as the case may be. Maintenance
Provider agrees to inform Customer of the procedures referred to in item (2) of
the preceding sentence at or prior to the time when an Aircraft is delivered to
the applicable vendor for a Heavy Maintenance Check. The Designated Customer
Representative shall be permitted to participate with Maintenance Provider in
the condition assessment phase of a Heavy Maintenance Check referred to in such
item (2).

ARTICLE 6 - DESIGNATED CUSTOMER REPRESENTATIVE

     Customer may designate a representative to Maintenance Provider to act on
behalf of the Customer with respect to the performance of the Services requested
with respect to any Aircraft (the "Designated Customer Representative" for
purposes of the Services to be provided to such Aircraft), and such Designated
Customer Representative shall be empowered by Customer to make in Customer's
name all required decisions with respect to such Aircraft , including the
following:

                                       16
<PAGE>

      A.    to observe the performance of all Services  hereunder  (including,
            without limitation, Heavy Maintenance Checks),

      B.    to monitor the progress of the  performance of Services  hereunder
            by Sceptre or other means,

      C.    to  authorize   changes  in  the  scope  or  terms  of  the  Heavy
            Maintenance   Checks  and  Additional   Services  to  be  provided
            pursuant to a Statement of Work with respect to an Aircraft,

      D.    to sign on  Customer's  behalf  any  relevant  Delivery/Redelivery
            Receipt, Statement of Work or Customer Work Change Authorization,

      E.    to carry out on  Customer's  behalf any other  function  described
            herein with respect to an Aircraft,

      F.    generally  to  liaise  with   Continental   personnel   performing
            Services hereunder in coordinating flight  routing/scheduling  and
            the timing and location of the Services performed hereunder and

      G.    to participate on a sampling basis in Continental's process of
            review and approval of invoices received from outside vendors for
            Heavy Maintenance Checks prior to the due date for such invoices.

      In observing and monitoring the performance of Services, the Designated
Customer Representative shall not unreasonably interfere with the Maintenance
Provider's performing the Services or Continental's operations unrelated to this
Agreement.

      The Designated Customer Representative may enhance or increase the scope
of work to be performed in a Heavy Maintenance Check, but he or she shall have
no authority to reduce or defer the scope of work to be performed during a Heavy
Maintenance Check other than in respect of tasks excluded in accordance with the
last sentence of Article 3.A.3. Continental will obtain Customer approval (which
shall not be unreasonably withheld, conditioned or delayed) for any Non-Routine
Item if the estimated amount of man-hours required to correct exceeds _____ man
hours of labor (or such higher limit as may be applicable in the underlying
agreement with the supplier performing such Heavy Maintenance Check, but not to
exceed _____ man hours of labor). Changes in or additions to Additional Services
requested by Customer to be provided to such Aircraft shall be authorized and
approved in writing by the Designated Customer Representative on a Customer Work
Change Authorization prior to the performance of such changed or additional
Services.

                                       17
<PAGE>

ARTICLE 7 -- MATERIAL SUPPLY

     A. General. Maintenance Provider shall provide all Parts (whether
Expendable Parts or Rotable Parts) and Materials required to accomplish the
Services, as well as all inventory support activities relating to those Parts
and Materials. Charges for Maintenance Provider's supply of such Parts and
Materials for Services other than Line Maintenance Services and Initial
Conversion Services specified in item A.1. of Exhibit A shall be as specified in
the Schedule of Charges (Exhibit B), and shall be inclusive of any and all
handling charges imposed by Maintenance Provider with respect to such Parts or
Materials. For the avoidance of doubt, there is no additional charge beyond the
Monthly Payment specified in Article 9.B. for the provisions of Parts and
Materials by Maintenance Provider in performing Line Maintenance.

     B. Inventory; Customer-Furnished Material. All Inventory listed on the
Loose Equipment Inventory List completed in connection with Delivery of an
Aircraft, and all Customer-Furnished Material, regardless of the source, shall
be handled by Maintenance Provider through its normal FAA-approved incoming
material receiving inspection procedures (i.e., FARs 145.2, 145.45(c), and
145.45(d)). All Customer Furnished Material will be delivered to Maintenance
Provider free from defects and in serviceable condition in conformity with
applicable FAR and manufacturers specifications.

     C. Waiver of Liens. MAINTENANCE PROVIDER EXPRESSLY WAIVES ANY RIGHT TO A
LIEN IN ANY CUSTOMER-FURNISHED MATERIAL PRIOR TO ITS INSTALLATION ON AN
AIRCRAFT, WHETHER ARISING UNDER CALIFORNIA BUSINESS AND PROFESSIONS CODE CHAPTER
19.5, CALIFORNIA CODE OF CIVIL PROCEDURE SECTIONS 1208.61 ET SEQ., CALIFORNIA
CIVIL CODE SECTIONS 3051 ET SEQ., SECTION 184 OF THE NEW YORK LIEN LAW, THE LAWS
OF THE STATE OF HAWAII, OR OTHERWISE; AND UNDER NO CIRCUMSTANCES SHALL
MAINTENANCE PROVIDER WITHHOLD REDELIVERY OF SUCH UNINSTALLED CUSTOMER-FURNISHED
MATERIAL BECAUSE OF ANY BREACH OR ALLEGED BREACH BY CUSTOMER OF ANY PAYMENT OR
OTHER OBLIGATION OF CUSTOMER UNDER THIS AGREEMENT.

ARTICLE 8 -- OFFICE SPACE, MONITORING, AUDITS AND INSPECTION

     A. Office Space and Facilities. Maintenance Provider agrees to arrange for
the third party performing any Heavy Maintenance Check to provide suitable
office space to Customer at the Heavy Check Maintenance Location as Customer may
reasonably request. Such office space may be shared with Continental and, if
applicable, will be at Customer's expense.

     B. Monitoring of Services. Upon reasonable notice to Continental, Customer
shall have the right to observe all work in progress at Line Maintenance
Locations and Heavy Maintenance Check Locations and all AOG Services and to
monitor on a sampling basis the inspection of Parts and Materials being
Repaired, Modified, Overhauled, or calibrated. For that purpose Maintenance
Provider shall permit the Designated Customer Representative, and other
representatives of Customer, to enter the relevant location at all reasonable
times during Maintenance Provider's business hours; provided that no such
inspection shall unreasonably interfere with the progress of the work.

                                       18
<PAGE>

     C. Auditing of Services. Maintenance Provider shall keep complete records
and accounts from which may be determined the actual cost any Heavy Maintenance
Check provided under this Agreement. Continental shall use commercially
reasonable efforts to ensure that, provided Customer agrees to be subject to the
same confidentiality provisions restrictions as are applicable to Continental
under the agreements between Continental and the provider of Heavy Maintenance
Checks, such records and accounts shall be open for inspection, examination,
audit, and copying by the Designated Customer Representative, and other
representatives of Customer, at all reasonable times and with reasonable notice
for a period 180 days after invoice. If such records and accounts are not open
to Customer for such inspection, examination, audit, and copying, upon
reasonable request by Customer, Maintenance Provider agrees to exercise such
rights as it may have under such agreements to provide Customer with reasonable
assurances that any items as to which Customer has expressed a reasonable
concern have been substantiated to the extent that Maintenance Provider is
entitled to receive substantiation.

     D. Inspection of Services. All Services with respect to any Aircraft are
subject to Customer's final inspection and acceptance (not to be unreasonably
delayed, conditioned or withheld) at the location at which Redelivery of such
Aircraft is effected, notwithstanding any prior payment(s) made in respect
thereof. Such inspection shall be made at the time of Redelivery and shall be
for the purposes of determining whether the Services provided comply with the
Maintenance Program and represent satisfactory completion of all tasks included
in the workscope. Acceptance of any Service, however, shall not be deemed to
alter or affect the obligations of Maintenance Provider, or the rights of
Customer, under Article 15, relating to Maintenance Provider's warranties.

     E. Flight Tests. Maintenance Provider shall conduct, with its own pilots
and covered by its own policies of insurance, any required flight test of the
Aircraft following the provision of Services hereunder. Customer shall be
responsible for all other costs associated with any such flight. Customer shall
be entitled to have an observer on board the Aircraft during any such test
flight. Any Discrepancies discovered during such flight testing and relating to
Services performed by Maintenance Provider shall be corrected at a location
determined by Maintenance Provider. Any warranty claims for reimbursement of the
costs of correcting such Discrepancies shall be settled in accordance with
Article 15.

ARTICLE 9 -- CHARGES

     A. Initial Conversion Services. Maintenance Provider's charges to Customer
in respect of the Initial Conversion Services shall be as set forth on Exhibit
A. Maintenance Provider shall invoice Customer for all charges in respect of
Initial Conversion Services in accordance with Article 10 below.

                                       19
<PAGE>

      B. Line Maintenance. As payment in full for all Line Maintenance required
in respect of the Aircraft during the Term of this Agreement (other than washing
services at Honolulu or Los Angeles), Customer shall pay to Maintenance Provider
for each Aircraft on each Monthly Payment Date the sum of the following amounts
(1) and (2) (such sum being referred to herein as the Monthly Payment): (1) the
product of (i) the number of Flight Hours flown by such Aircraft during the
immediately preceding calendar month, or portion thereof occurring during the
Term of this Agreement, and (ii) the amount set forth under "Total Cost Per
Flight Hour" under Part B of Exhibit A hereto, and (2) the product of (i) the
number of Cycles flown by such Aircraft during the immediately preceding
calendar month, or portion thereof occurring during the Term of this Agreement,
and (ii) the amount set forth under "Total Cost Per Cycle" under Part B of
Exhibit A hereto; provided, however, that (x) if the number of Flight Hours
flown by an Aircraft during any month is less than 50, the actual number of
Flight Hours for such month for such Aircraft shall be deemed to be 50 for
purposes of calculating the portion of the amount of the Monthly Payment
represented by clause (1) above unless such Aircraft is either in a Heavy
Maintenance Check for such month or out of service during such month as a result
of Maintenance Provider's negligence or improper provision of Services, in
either such case, the actual number of Flight Hours for such Aircraft shall be
used for such calculation, and (y) the portion of the Total Cost Per Cycle
consisting of charges in respect of a transit check shall be reduced to delete
each flight segment (other than a flight segment to either Los Angeles or
Honolulu) for which a transit check is not performed. Customer agrees to provide
Maintenance Provider with a report each week identifying the flight segments as
to which clause (y) of the preceding sentence is applicable. The amount invoiced
to Customer for washing services in Honolulu or Los Angeles (or both) shall be
equal to the amount invoiced to Continental by the third party vendor.

      C.    Heavy Maintenance Checks.

            1. Time. The amount invoiced to Customer for Heavy Maintenance
               Checks will be the sum of (A) the amount invoiced to Continental
               by the outside vender (which Customer acknowledges may include
               taxes), and (B) (1) labor charges for Continental employees in
               charge of supervising or monitoring such Heavy Maintenance Check
               and expenses as provided in the Schedule of Time and Material
               Charges for Additional Services and Heavy Maintenance Checks
               attached hereto as Exhibit B multiplied by (2) the actual number
               of labor hours or labor days (or fractions of such days), as
               applicable, performed, and (C) per diem and accommodation
               allowances and car rental expenses identified on Exhibit B.

            2. Materials. Customer shall pay the cost of all Parts and Materials
               (whether supplied by Continental or an outside vendor) and other
               direct charges incurred in connection with the performance of
               Heavy Maintenance Checks by Maintenance Provider or the
               applicable outside vendor in accordance with the Schedule of Time
               and Material Charges for Additional Services and Heavy
               Maintenance Checks attached hereto as Exhibit B.

                                       20
<PAGE>

      D.    Additional Services and AOG Services.

            1. Time. The amount invoiced to Customer for labor charges for
               Additional Services and AOG Services will be computed by
               multiplying the hourly rate for the appropriate labor category
               specified on the Schedule of Time and Material Charges for
               Additional Services, AOG Services and Heavy Maintenance Checks
               attached hereto as Exhibit B by the actual number of labor hours
               performed under a particular Statement of Work or Customer Work
               Change Authorization.

            2. Materials. Customer shall pay the cost of all Parts and Materials
               (whether supplied by Continental or an outside vendor), and other
               direct charges (such as travel expenses, if required to perform
               Services) incurred in connection with the performance of
               Additional Services or AOG Services by Maintenance Provider in
               accordance with the Schedule of Time and Material Charges for
               Additional Services, AOG Services and Heavy Maintenance Checks
               attached hereto as Exhibit B.

            3. Engine FOD. Notwithstanding any other provision in this Agreement
               to the contrary, Maintenance Provider agrees to perform, at no
               cost to Customer, any Services (including Extraordinary Services)
               occasioned by the discovery of foreign object damage ("FOD") in
               any Engine during the first five hundred flight hours of
               operation after Sublease Delivery of such Engine, other than FOD
               that results from the operation of the Aircraft during such
               period (as reasonably demonstrated by Continental) and FOD that
               is related to a confirmed FOD incident occurring during such
               period.

            4. Off-Line Transit Checks. Customer shall be entitled to a credit
               in the amount of $_____ against the time and material charges
               assessed in accordance with this Article 9.D in respect of each
               transit check of an Aircraft at an Off-Line Maintenance Location.
               If Maintenance Provider retains Customer, rather than a third
               party vendor, to perform a transit check of an Aircraft at an
               Off-Line Maintenance Location, the charges by Customer for such
               check shall be deemed to exactly offset the associated charges
               under Article 9.D hereof in respect of such transit check.
               Customer agrees to provide Maintenance Provider with a report
               each week identifying the transit checks as to which this
               paragraph is applicable.

ARTICLE 10 -- PAYMENTS

                                       21
<PAGE>

      A. Payment for Line Maintenance. On each Monthly Payment Date, Customer
shall pay the Monthly Payment, less the amount of the Monthly Credit, to
Maintenance Provider in the manner specified in paragraph G of this Article 10.
If the Monthly Credit exceeds the amount of the Monthly Payment due from
Customer on any Monthly Payment Date and if no other amounts are due and payable
hereunder, Maintenance Provider shall promptly remit such excess to Customer in
immediately available funds at such account as Customer may designate in
writing. On each Monthly Payment Date, Customer shall submit to Maintenance
Provider a Monthly Aircraft Usage Report specifying the number of Flight Hours
and Cycles operated by each Aircraft during the immediately preceding calendar
month, which report shall also set forth Customer's calculation as to (i) the
gross amount of the Monthly Payment due in respect of the operations of the
Aircraft shown on such report, and (ii) the net amount of the Monthly Payment to
be remitted by Customer to Maintenance Provider after application of the Monthly
Credit, or the excess amount of the Monthly Credit to be remitted by Maintenance
Provider to Customer under the terms of this Article 10(A), as the case may be.
Maintenance Provider shall not be required to issue any invoices to Customer
under this Article 10 in respect of any Line Maintenance.

      B. Payment for Additional Services, Heavy Maintenance Checks and AOG
Services. In consideration of Additional Services and AOG Services rendered
under this Agreement, Customer agrees, subject to paragraphs D and E of this
Article 10, to pay Maintenance Provider all amounts due and payable for
Additional Services and AOG Services within 25 days following receipt of
Maintenance Provider's final invoice therefor. For the Heavy Maintenance Checks,
Customer shall pay Continental's invoice to Customer at the later of (i) the
date when such payment is due from Continental to the outside vendor performing
such Heavy Maintenance Check under Continental's agreement with such vendor, or
(ii) the twenty-fifth day following receipt of such invoice. The parties
acknowledge that the "fixed price" portion of invoices for Heavy Maintenance
Checks is sometimes due upon completion of such check and the remaining balance
within 30 days thereafter. At least five days prior to the date that an Aircraft
is scheduled for Redelivery, Continental shall give Customer written notice
setting forth the "fixed price" portion of the invoices for any Heavy
Maintenance Check.

      C. Changes in Charges Due by Reason of Customer Work Change
Authorizations. If a Customer Work Change Authorization causes an increase in
the estimated total labor charges of Additional Services to be performed on a
time-and-materials basis, all amounts payable by Customer and attributable to
such Customer Work Change Authorization shall be paid thirty days after receipt
of Maintenance Facility's invoice of all Additional Services requested with
respect to such Aircraft. If a Customer Work Change Authorization results in a
credit to Customer, such credit shall be issued by Maintenance Provider and
applied in reduction of the next scheduled payment due under paragraph (B) of
this Article 10 above.

      D. Invoices and Approvals.

      1.  Invoices for Additional Services, AOG Services and Heavy Maintenance
          Checks Generally. All invoices for Additional Services, AOG Services
          and Heavy Maintenance Checks submitted to Customer hereunder shall
          include the following information:

                                       22
<PAGE>

     a.    invoice number
     b.    invoice date
     c.    Statement of Work number
     d.    Aircraft registration number
     e.    Engine serial number (if relevant)
     f.    dates of work accomplished
     g.    all time-and-material charges

2.   Back-Up and Level of Itemization for Invoices for Additional Services and
     AOG Services. Detailed labor-and material back-up attached to or included
     with any invoice for Additional Services will include the following:

     a.    costs classified and identified by cost category
     b.    a report of all  labor,  divided  into  routine
           items  and  Non-Routine Items, identified by task
           description and total man-hours
     c.    an itemized report of Parts and Materials
     d.    an itemized report of all other applicable charges
     e.    number of approved hours worked for time-and-material work
     f.    part number or serial number
     g.    part manufacturer
     h.    quantity of part purchased
     i.    part cost
     j.    sub-contracted services cost, etc.

     Maintenance Provider shall not be required to itemize separately on
     invoices common commercial low value hardware and other items purchased in
     bulk, which may be carried as floor stock by Maintenance Provider, where
     individual item control is not considered practical or economical.

3.   Back-Up and Level of Itemization for Invoices for Heavy Maintenance Checks.
     Detailed labor-and material back-up attached to or included with any
     invoice for Heavy Maintenance Checks other than with respect to the "fixed
     price" portion of such invoice will include the following:

     a.   costs classified and identified by cost category
     b.   a report of all labor, divided into total approved man-hours for
          routine items and for Non-Routine Items
     c.   an itemized report of for man-hours for Non-Routine Items if the
          number of approved man-hours for any one Non-Routine Item exceeds 125
          (or such higher limit as may be applicable in the underlying agreement
          with the supplier performing such Heavy Maintenance Check, but not to
          exceed 150 man hours of labor)

                                       23
<PAGE>

     d.   an itemized report of Parts and Materials
     e.   an itemized report of all other applicable charges
     f.   part number or serial number
     g.   part manufacturer
     h.   quantity of part purchased
     i.   part cost
     j.   sub-contracted services cost, etc.

     For the portion of invoices for Heavy Maintenance Checks attributable to
     charges of the outside vendor performing such work, Continental shall
     provide to Customer a copy of such vendor's invoice to Continental
     (provided that Customer agrees to be bound by any restrictions imposed by
     confidentiality provisions in agreements between such vendor and
     Continental). Customer acknowledges that no itemized detail is normally
     provided with respect to the "fixed price" portion of such outside vendor
     invoice.

4.   Time Period Within Which Work Must Be Invoiced. Customer will not pay any
     invoice received beyond ____ days after Redelivery of the Aircraft to which
     such invoice relates (other than past-due invoices for previously invoiced
     and overdue amounts, which shall continue to be due and payable); provided
     however, if, prior to the expiration of such ____ day period, Maintenance
     Provider advises Customer in writing of any outstanding items to be
     invoiced, Customer shall pay the invoices for such items upon receipt as
     long as such invoices are received by Customer within ____ days after
     Redelivery of the Aircraft to which such invoice relates. In no event shall
     Customer be obligated to pay any invoice that is received by Customer more
     than ____ days after Redelivery of the Aircraft to which invoice relates.
     Notwithstanding the time limits expressed in the preceding two sentences,
     if the Services that give rise to the relevant invoice are performed by a
     third party vendor with whom Continental has an existing general terms
     agreement and under the terms applicable to such Services (and to other
     services performed for Continental at such facility) a later time limit for
     rendering invoices has been expressly agreed upon, then such later time
     limits shall be applicable to the affected invoice in lieu of the time
     limits set forth herein.

5.   Approval of Invoices. All invoices for Parts, Materials, and Services
     performed by subcontractors (i.e., all invoices except the final invoice
     for Maintenance Provider's labor charges) shall be submitted promptly to
     the Customer for payment. Customer may, but shall not be required to, pay
     any invoice before it becomes due, and in so doing may take advantage of
     any cash discounts made available to Maintenance Provider from time to
     time; no such payment, however, shall constitute a waiver of, or shall
     otherwise impair, Customer's right to reject the Services and to have a
     valid claim against Maintenance Provider for any loss, shortage, defect,
     delay, or other default in the Services reflected on the relevant
     invoice(s). Any adjustment in an invoice deemed appropriate by the parties
     shall be made by means of a subsequent invoice or by refund to Customer.

                                       24
<PAGE>

      E. Submittal of Invoices.  Maintenance  Provider shall send all invoices
to Customer at the address for notices set forth in Article 21.

      F. Disputes. The parties will negotiate in good faith to promptly resolve
any dispute as to an invoice. If a bona fide dispute occurs regarding the amount
of any payment due hereunder except for the "fixed price" portion of an invoice
for a Heavy Maintenance Check, Customer may withhold payment of the amount in
dispute, but shall pay the balance. Customer agrees to pay the agreed upon
"fixed price" portion of the cost of any completed Heavy Maintenance Check on or
prior to the due date, regardless of any dispute with respect to the balance of
the invoice for such Services or any other dispute hereunder in relation to
other Services. Customer agrees that it shall provide Maintenance Provider with
written notice of any dispute and the reasons for such dispute and supporting
detail not less than five (5) days prior to the date by which payment on the
invoice to which such dispute relates is due under this Agreement. No action
taken pursuant to this Article 10, however, shall be deemed to constitute a
waiver of either party's rights or obligations under this Agreement.

      G. Method  of  Payment.   All  payments  due  to  Maintenance   Provider
hereunder shall be made by wire transfer to Maintenance  Provider's account as
follows:

            The Chase Manhattan Bank
            ABA No. 021-000-21
            Account No.: _______________
            Account Name: Continental Airlines, Inc.
            Reference:  Hawaiian DC10-30 Maintenance Agreement

ARTICLE 11 -- COST RECOVERY

      A. Damage, Loss, and Other Occurrences Requiring Replacement of Customer's
Property. If any Aircraft, Engine, Inventory, Part, Customer-Furnished Material,
or other item delivered by Customer to Maintenance Provider hereunder is damaged
or lost or otherwise requires replacement while in the care, custody or control
of Maintenance Provider or any of its employees, agents, or subcontractors
(other than any Aircraft, Engine, Inventory, Part, Customer-Furnished Material
or other item that is damaged or lost or otherwise requires replacement because
it is damaged or lost by representatives of the Customer or, in the case of
Customer-Furnished Material, was delivered to Maintenance Facility damaged or is
the incorrect Part), Maintenance Provider shall pay the cost of replacing the
item damaged or lost or otherwise requiring replacement or provide a replacement
part. In addition, Maintenance Provider shall promptly notify the Designated
Customer Representative if the replacement cost of such items exceeds $________.

                                       25
<PAGE>

      B. Late Delivery Charge. If Redelivery of an Aircraft is delayed in a
Heavy Maintenance Check beyond the Scheduled Redelivery Date (as adjusted
pursuant to Article 5.D) for reasons other than those set forth in Article 12
hereof, Maintenance Provider agrees to review and evaluate the causes of such
delay and its rights in respect thereof under the agreement between Maintenance
Provider and the outside vendor contracted to perform such Services. If, under
the circumstances, Maintenance Provider concludes reasonably that it may be
entitled to a late delivery payment or similar compensation in respect of such
delay in completion of the subject Services, Maintenance Provider agrees that it
shall pursue such contractual rights that it may have under its agreement with
such outside vendor and pass the full amount of any payment or other
compensation (which may take the form of a credit) received from such vendor in
respect of the claim to Customer.

      C. AOG Charge. If an Aircraft incurs ground damage as a result of
Maintenance Provider's own negligence and such ground damage results in such
Aircraft becoming an AOG Aircraft for a period in excess of 24 hours,
Maintenance Provider agrees to pay Customer in respect of each additional period
of 24 hours that such Aircraft remains an AOG Aircraft, the sum of $--------.

      D. Rights Cumulative. Customer's rights under this Article 11 shall not be
exclusive, but shall be in addition to any and all other remedies available to
Customer upon the occurrence of an event referred to in this Article.

ARTICLE 12 -- EXCUSABLE DELAY

      Maintenance Provider shall not be liable for any delay in the Redelivery
of any Aircraft if the delay is due to causes beyond the reasonable control of
Maintenance Provider or the applicable subcontractor, including, but not limited
to acts or omissions of Customer, fire, explosion, flood or other natural
catastrophe, governmental act, order or regulation, acts of God or the public
enemy, war or warlike operations, inability or failure of suppliers to deliver
parts or materials in a timely manner, insurrection or riots, failure of public
transportation or common carrier, strikes or other labor disputes; provided,
that where reasonable efforts could have been taken by Maintenance Provider
under all the attendant circumstances to avert the results of such occurrences,
that such reasonable efforts were in fact taken by Maintenance Provider;
provided further, however, that delay due to any such cause shall be excused
only for so long as resumption of performance remains beyond the reasonable
control of Maintenance Provider due to any such cause. Maintenance Provider
shall use every reasonable effort to minimize the effects of any such cause of
delay. Maintenance Provider shall notify Customer promptly after a responsible
officer or employee of Maintenance Provider with management responsibilities
becomes aware of the occurrence of any such event claimed to be a cause of
excusable delay, and, in the absence of such notice, delayed performance by
Maintenance Provider shall not be considered excused pursuant to this Article
12.

                                       26
<PAGE>

ARTICLE 13 -- ASSURANCE OF SUPPLY

      Continental represents and warrants to Customer that Continental's
mechanics are covered by a collective bargaining agreement that becomes
amendable January 8, 2002. If Maintenance Provider's ability to continue to
render Services is adversely affected due to labor unrest, Maintenance Provider
shall use reasonable and diligent efforts to either redirect, reassign, or
transfer Service requirements to an unaffected facility operated by Maintenance
Provider or to procure Services from other sources, and in the case of
redirected Line Maintenance, such Line Maintenance shall be at no additional
cost to Customer.

ARTICLE 14 - TAXES

      Any bank fees, taxes, duties and other charges imposed or levied against
any payment for the Services performed pursuant to this Agreement shall be borne
by the Customer, unless such fees, taxes, duties or other charges are levied on
the income or profits of Continental, in which case they will be borne by
Continental.

ARTICLE 15 -- WARRANTIES

      A. Warranties. Maintenance Provider expressly warrants that all of the
Services (other than Services performed by third party vendors in relation to
Heavy Maintenance Checks) shall be performed in a workmanlike manner and that
all Parts manufactured by Continental and furnished under this Agreement will
conform to applicable specifications, drawings, parts numbers, samples, or other
descriptions given and with all applicable FARs, and that such Parts and such
Services will be free from defects, whether patent or latent, in materials and
workmanship, for a period of _______________ or _______ flight hours, whichever
expires earlier, after Redelivery of the Aircraft upon completion of such
Services. In the event of a defect covered by this warranty, Maintenance
Provider agrees to rectify such warranty failure and, if necessary, at no
additional charge to Customer, upon Customer's request, to dispatch to the
Aircraft location field service personnel, and subject to Maintenance Provider's
prior written consent (not to be unreasonably conditioned, withheld or delayed),
Customer may perform any repairs in accordance with the Maintenance Program
covered by this warranty and Maintenance Provider will reimburse Customer for
the actual reasonable costs incurred by Customer in the performance of such
repairs. For avoidance of doubt, Maintenance Provider confirms that any
component failure caused by negligent or improper performance of Line
Maintenance shall be rectified by Maintenance Provider without charge to
Customer even if the failure occurs while an Aircraft is away from a Line
Maintenance Location and the Services required to so rectify the failure must be
performed away from a Line Maintenance Location.

      Maintenance Provider warrants that all Parts and Materials (other than
Customer-Furnished Materials, as to which Continental disclaims any warranty
other than that they shall be free and clear of liens, charges and encumbrances
created by or arising through Continental) are, and will be, free and clear from
all liens, charges, and encumbrances of any nature whatsoever, except for liens,
charges and encumbrances created by or arising through Customer; the lien of the
applicable Sublease and liens permitted thereunder. All warranties, whether
express or implied, with respect to such Services and Parts manufactured by
Continental shall extend to the benefit of Customer, its successors and assigns.
The foregoing representations, warranties and conditions and the conditions set
forth in Paragraph E of this Article 15 shall survive Redelivery of the Aircraft
to which they relate, acceptance of the relevant Services and (unless they
expire earlier, as provided in the first sentence of this Article 15.A)
termination of this Agreement. THE CUSTOMER EXPRESSLY AGREES AND ACKNOWLEDGES
THAT SAVE AS PREVIOUSLY EXPRESSED IN THIS ARTICLE 15.A, MAINTENANCE PROVIDER
GIVES NO WARRANTIES, GUARANTEES OR REPRESENTATIONS, EXPRESS OR IMPLIED WITH
RESPECT TO THE AIRCRAFT OR WORK PERFORMED HEREUNDER BY MAINTENANCE PROVIDER OR
PERFORMED BY ANY SUBCONTRACTOR, AND ALL SUCH WARRANTIES, GUARANTEES OR
REPRESENTATIONS, EXPRESS OR IMPLIED, STATUTORY OR ARISING BY LAW OR OTHERWISE,
(INCLUDING WITHOUT LIMITATION ANY WARRANTIES AS TO MERCHANTABILITY OR FITNESS
FOR A PARTICULAR PURPOSE) ARE EXPRESSLY EXCLUDED.

                                       27
<PAGE>

      B. Limitation. Maintenance Provider does not warrant the quality or
fitness of Parts or Materials furnished to Maintenance Provider by Customer. In
no event shall Maintenance Provider have any liability in performing Services
under this Agreement for any lost profits or revenues of Customer or for
incidental or consequential damages.

      C. Manufacturers' Warranties. With regard to any Part or Material now or
at any time hereafter supplied by Maintenance Provider to Customer hereunder
having a warranty from the manufacturer of such Part or Material that is
assignable, but without limiting in any manner Maintenance Provider's warranty
set forth above in paragraph (A), Maintenance Provider hereby assigns to
Customer, to the extent possible, each such warranty and shall provide all
reasonable assistance to Customer in pursuing warranty claims (including without
limitation procuring any manufacturer consent as may be required or advisable
for such assignment).

      D. Third Party Vendor Warranties. Maintenance Provider shall ensure that
all Services performed by a third party vendor, including without limitation,
Heavy Maintenance Checks, are covered by a warranty (a "Vendor Warranty") that
is at least as protective of the interests of Customer in relation to such
Services as the warranty applicable to the services regularly performed by such
vendor on aircraft operated by Continental. So long as this Agreement remains in
effect, Maintenance Provider agrees to pursue any applicable Vendor Warranty in
its name but for Customer's account. If this Agreement terminates prior to its
scheduled expiration date, upon the Customer's request, Maintenance Provider
shall assign to Customer all Vendor Warranties that are assignable, and
Maintenance Provider shall seek such consents to and acknowledgments of
assignment from the relevant third party vendor as are appropriate to confirm to
Customer that Customer is entitled to enforce such Vendor Warranty. If a Vendor
Warranty is not assignable or the relevant third party vendor refuses for any
reason to permit the relevant warranty rights to be enforced by Customer,
Maintenance Provider agrees to pursue such warranty rights in its own name, but
for Customer's account.

                                       28
<PAGE>

      E. Maintenance Provider's warranty obligations for Services performed
hereunder are subject to the following conditions:

      1.    The warranted Aircraft has been used under normal operating
            conditions as established by the original equipment manufacturer and
            in compliance with airworthiness directives and has not been subject
            to misuse, neglect, accident or ingestion of foreign material or
            modifications of the Aircraft not authorized or consented to by
            Continental; and

      2.    Within the warranty period or within 30 days following discovery by
            Customer of malfunction, whichever is earlier, Customer notifies
            Maintenance Provider in writing of any claim and the basis for such
            claim. Customer shall reasonably endeavor to provide Maintenance
            Facility with notice of any malfunction or defect promptly following
            discovery.

ARTICLE 16 -- PATENT PROTECTION

      Maintenance Provider will indemnify and hold harmless Customer, its
affiliates and each of their employees, officers, and directors (each such
person or entity, a "User") from any loss, damage, or liability which may be
incurred on account of actual or alleged infringement of any patent, copyright,
trademark, trade name, or trade secret with respect to the Services or any Part
manufactured by Maintenance Provider or furnished by third party vendors or
manufacturers to the extent manufactured or designed by Maintenance Provider
(such Parts "Vendor Materials"), and will, at its own expense, defend each User
in any action, suit, or claim in which such infringement is alleged. Without
limiting in any manner the rights of any User under the foregoing sentence, if
any Part manufactured by Continental or the Services infringes a patent, etc.
and the affected user is deprived of the use of such Services or such Vendor
Material, Maintenance Provider shall also, at its expense and at the option of
any affected User, either (A) procure for each affected User the right to
continued use of Services or Vendor Materials, (B) replace same with
non-infringing Services or Vendor Materials satisfactory to such User, (C)
modify such Services or Vendor Materials to non-infringing status (but without
impairing their utility), or (D) remove the Services or Vendor Materials and
refund a portion of the purchase price and other costs incurred by such User for
the installation and removal thereof equal to the product of (A) such purchase
price and costs of such infringing Service or Vendor Material and (B) a
fraction, the numerator of which is the number of months of useful life of such
Service or Vendor Material remaining as of the date on which the Customer was
deprived of the use of such Service or Vendor Material and the denumerator of
which is the number of months of useful life of such Service or Vendor Material
at the time such Service or Vendor Material was originally performed or
installed. Any original design of Customer, and any design, literary property,
work of authorship, trade secret, invention, or other intellectual property
developed during the rendering of Services or in the custom manufacture of Parts
or Materials for Customer or for which Customer has paid the design or
development costs, either separately or as part of the purchase price, shall
become the property of Customer, and no patent or copyright application or other
use of such design, literary property, work of authorship, trade secret,
invention, or other intellectual property shall be made by Maintenance Provider
without Customer's prior written approval. This Article 16 shall survive the
termination of this Agreement.

                                       29
<PAGE>

ARTICLE 17 -- COMPLIANCE WITH LEGAL REQUIREMENTS

      Maintenance Provider shall be approved by the FAA and shall comply with
all applicable FARs and other federal, state and local laws and executive orders
and regulations issued pursuant thereto, except for immaterial, non-recurring
violations of such FARs, laws, orders and regulations either unrelated to any
Services performed hereunder or that would not result in a violation of any
provision of the applicable Sublease and except for FARs, laws, orders and
regulations the validity or application of which Continental is contesting in
good faith. Maintenance Provider shall (1) obtain and pay for any required
permits and licenses, applicable laws, zoning or other ordinances, fire
underwriting requirements, and (2) upon completion of the Services to be
performed hereunder with respect to an Aircraft prior to Redelivery, furnish
written evidence to Customer that the Services have been inspected and approved
by the FAA and/or other appropriate authorities if but only if required by law
or regulation.

ARTICLE 18 -- MAINTENANCE PROVIDER'S INSURANCE

      A. Throughout the course of this Agreement, Maintenance Provider shall
maintain in force (and, if applicable, cause each subcontractor that provides
services in fulfillment of Continental's obligations hereunder to maintain in
force) insurance as required in this Article 18, with insurers of recognized
responsibility. Maintenance Provider shall cause its independent insurance
broker, or the relevant insurer(s), to furnish to Customer, upon execution and
delivery of this Agreement and thereafter no later than thirty (30) days prior
to the expiration of any policy required to be maintained hereunder showing
renewal or replacement thereof for an additional term of at least twelve (12)
months, a Certificate of Insurance detailing all of such insurance required
hereunder, including, without limitation, expiration dates and limits of
coverage of such insurance and each insurer's acceptance of the applicable
provisions of this Agreement. All such policies of insurance shall be endorsed
to provide that (1) coverage thereunder may not be canceled or materially
altered without at least thirty (30) days' prior written notice to Customer, (2)
the insurer thereunder has waived the right of subrogation with respect to the
indemnification obligations hereunder, and (3) the coverage provided to
Customer, or with respect to its interests, will not be invalidated by any
breach of the insuring conditions by Maintenance Provider.

      B. Maintenance Provider agrees to maintain in force the following
insurance, in the following amounts and with the following endorsements.:

     1.   Comprehensive general liability insurance (including, among other
          things, premises, completed operations and products) with a combined
          single limit for bodily injury and property damage of Seven Hundred
          Fifty Million U.S. Dollars (U.S. $_________) in respect of any one
          Accident/Occurrence/Aircraft (which, with respect to product
          liability, shall be an annual aggregate limit). Customer shall be
          named as an additional insured on all polices maintained pursuant to
          this subparagraph (1);

                                       30
<PAGE>

      2.    Worker's compensation insurance as required by law, together with
            employer's liability insurance with limits of not less than One
            Million U.S. Dollars (U.S. $_________) per occurrence or such
            greater amount as may be required by law; and

      3.    Hangarkeepers legal liability insurance with a limit of not less
            than Twenty Million U.S. Dollars (U.S. $_________) each aircraft,
            and One Hundred Million U.S. Dollars (U.S. $_________) each
            occurrence.

      Maintenance Provider shall bear all costs of the insurance policies
maintained by Maintenance Provider as required hereunder. The insurance provided
pursuant to this Article 18 shall be primary and without right of contribution
from any other insurance carried by Customer. The Maintenance Provider shall
agree to waive any right of subrogation, set off, recoupment, counterclaim, or
any other deduction by attachment or otherwise, with respect to Maintenance
Provider's indemnification obligations hereunder. The policies shall provide in
respect of the interests of Customer as an additional insured in such policies,
the insurance shall not be invalidated by any action or inaction of Continental
and shall insure Customer regardless of any breach or violation of any warranty,
declaration or condition contained in such policy. With respect to the liability
coverage, all of the provisions thereof, except limits of liability, shall
operate in the same manner as if there were a separate policy covering Customer.

ARTICLE 19 -- INDEMNIFICATION

      A. Indemnity by Maintenance Provider. Maintenance Provider agrees to
indemnify, reimburse and hold harmless each of the Customer Parties (as herein
defined) from and against any and all damages, losses, liabilities, third party
or other claims, demands, suits, judgments, causes of action, legal proceedings,
whether civil or criminal, penalties, fines and sanctions, including any of the
same relating to an accident or incident involving an Aircraft, injury or death
to persons or damage to property, and any attorney's fees and other reasonable
costs and expenses in connection with any of the foregoing (any and all of which
are hereafter referred to as "Claims"), which in any way may result from or
arise in any manner out of (a) any gross negligence (whether active or passive)
or willful misconduct of Maintenance Provider, its subcontractors, agents or
employees and/or (b) any violation of applicable laws or regulations by
Maintenance Provider, its subcontractors, agents or employees.

      B. Apportionment. If an event or occurrence gives rise to rights of
indemnity under Article 19.A. in favor of any of the Customer Parties and also
gives rise to rights of indemnity under a Sublease in favor of Maintenance
Provider, the right of recovery of the claiming Customer Party shall be reduced
in the same proportion that the fault of the claiming Customer Party bears to
the combined fault of the claiming Customer Party and Maintenance Provider. If
an event or occurrence gives rise to rights of indemnity under a Sublease in
favor of any Maintenance Provider and also gives rise to rights of indemnity
under Article 19.A. in favor of any of the Customer Parties, the right of
recovery of Maintenance Provider shall be reduced in the same proportion that
the fault of Maintenance Provider bears to the combined fault of Maintenance
Provider and the claiming Customer Party.

                                       31
<PAGE>

      C. Survival of Indemnities; Interpretation. The indemnities, duties to
hold harmless and rights of contribution contained in this Article 19 shall
continue in full force and effect notwithstanding the expiration or other
termination of this Agreement. Maintenance Provider and Customer intend that the
provisions of this Article 19 apply to any and all Claims covered by Article 19
whether or not such Claims arise in a forum that recognizes the doctrine of
comparative negligence.

ARTICLE 20 -- CANCELLATION, DEFAULT, AND TERMINATION

      A. Cancellation of Services on Particular Aircraft. Without limiting in
any manner any other remedies of Customer in respect thereof, Customer reserves
the right to cancel a particular provision of Customer-Requested Services in a
particular instance, without penalty to Customer and without terminating this
Agreement upon fifteen days advance written notice to Maintenance Provider, if
the quality of the Customer-Requested Services being performed by or at the
direction of Maintenance Provider with respect to such Aircraft is, in
Customer's reasonable judgment, unsatisfactory. If Customer cancels all or part
of the Customer-Requested Services requested with respect to a particular
Aircraft as provided in the preceding sentence and there is no default on the
part of Maintenance Provider, Maintenance Provider shall be entitled to
compensation in accordance with Article 9 hereof for charges up to and including
the effective date of the cancellation. Upon any such cancellation, Customer
shall have the right, in addition to all other remedies it may have in respect
of the circumstances giving rise to its right of cancellation, to remove (if
such removal is practicable) from the relevant location the Aircraft and all
Inventory and Customer-Furnished Material, if any, delivered to Maintenance
Provider in connection with the canceled Customer-Requested Services, and obtain
replacement services for such Aircraft from any other source without liability
to Maintenance Provider except as provided in this paragraph A. In the event
that the Redelivery of an Aircraft undergoing Services at a third party vendor
is substantially delayed from the Schedule Redelivery Date (as adjusted pursuant
to Article 5.D), Maintenance Provider agrees to assess the circumstances causing
the delay and its rights under the contract with the relevant vendor.
Maintenance Provider and Customer shall consult with one another and attempt in
good faith to reach agreement as to the best course of action available to
return the affected Aircraft to service as promptly as possible.

      B. Default. Except as may be otherwise provided in this Agreement, if
either party shall refuse, neglect, or fail to substantially perform, observe,
and keep any of the material terms or conditions contained herein to be
performed, observed, and kept by such party and such refusal, neglect, or
failure shall continue for a period of thirty (30) days after written notice
thereof, such refusal, neglect, or failure shall constitute a "default" under
this Agreement in respect of which the other party shall have the right to
terminate this Agreement upon written notice, effective immediately. In addition
to and notwithstanding the foregoing, a party shall be deemed in "Default"
hereunder and this Agreement shall terminate automatically effective immediately
if an order for relief is entered with respect to such party, or any proceeding
shall be initiated, consented to or acquiesced in by such party, or shall be
filed against such party and not dismissed within 30 days thereafter, under any
bankruptcy, insolvency, reorganization or similar laws or seeking with respect
to such party liquidation, winding up, arrangement, adjustment, protection,
relief or composition of such party or its debts or the appointment of any
liquidator, receiver, sequestrator, trustee, custodian or similar official for
such party or a substantial part of its assets.

                                       32
<PAGE>

      C. Sublease. Maintenance Provider and Customer acknowledge and agree that
this Agreement and each Sublease have entered into as part of a single
transaction, and that this Agreement and each Sublease should be regarded as a
single agreement for purposes of assumption or rejection under Section 365 of
the U.S. Bankruptcy Code. If this Agreement terminates for any reason
(including, without limitation, due to Default by either party or rejection in a
bankruptcy proceeding) while such Sublease remains in effect, Maintenance
Provider agrees that it shall nevertheless pay Customer the Monthly Credit in
the amount of $________ per month for each month that such Sublease remains in
effect.

      D. Rights and Remedies Cumulative. In addition to any right or remedy
specifically provided to any party to this Agreement, in this Article 20 or
elsewhere in this Agreement, upon the happening of a given occurrence, such
party shall be entitled to all other rights or remedies to which it may be
entitled under this Agreement or under applicable law. All of such rights and
remedies shall be cumulative and not exclusive. Without limiting in any manner
the generality of the foregoing, upon any termination of this Agreement,
Customer shall have the right to Redelivery of all Aircraft and return of all
Inventory and Customer-Furnished Material described in paragraph (A) of this
Article 20 with respect to cancellation. All indemnities and warranties provided
for hereunder shall survive termination of this Agreement.

ARTICLE 21 -- NOTICES AND REQUESTS

      Except as otherwise expressly provided in this Agreement, any notice,
request, or other communication required or authorized hereunder shall be
sufficiently given if it is in writing and sent by (A) Registered Mail or
Certified Mail, with postage prepaid, (B) courier or other messenger, or (C)
fax, in any case, addressed as follows:

If to Customer:

            Hawaiian Airlines, Inc.
            Honolulu International Airport

            P.O. Box 30008
            Honolulu, HI 96820-0008

            Attn:  VP - Maintenance & Engineering

            Telecopy:   ______________
            Telephone: ______________

                                       33
<PAGE>

      With a copy to:

            Hawaiian Airlines, Inc.
            Honolulu International Airport

            P.O. Box 30008
            Honolulu, HI 96820-0008
            Attn:  VP - General Counsel

            Telecopy: ______________
            Telephone: ______________

If to Maintenance Provider:

            Continental Airlines, Inc.
            1600 Smith Street
            32nd Floor - HQSFM
            Houston, TX 77002

            Attn:  Vice President - Fleet Management

            Telecopy: ______________
            Telephone: ______________

      With a copy to:

            Continental Airlines, Inc.
            600 Jefferson Street
            11th Floor - HQT
            Houston, TX 77002

            Attention:  Vice President - Maintenance and Engineering

            Telecopy: ______________
            Telephone: ______________

      Any such notice, request, or other communication shall be deemed received
(X) if mailed, five (5) days after it is mailed, (Y) if sent by courier or
messenger, when it is delivered, and (Z) if faxed, when the fax is received.
Either party may change its address for purposes of this Article 21 by notice to
the other party given in accordance with the provisions of this Article.

      Any notice, request, or other communication required or authorized to be
delivered to the Designated Customer Representative shall be delivered to him by
hand at the Location or in such other manner as he may request in writing from
time to time. Notices, requests, and other communications required to be
delivered to both the Designated Customer Representative and Customer shall be
delivered to each of them.

                                       34
<PAGE>

ARTICLE 22 -- CONFIDENTIALITY

      Except as required by law or to enforce the terms hereof, neither party
(nor their respective advisors) shall disclose any details connected with this
Agreement to any third party other than Continental Micronesia, Inc. without
first obtaining the written consent of the other party. Advertising and
promotional material that mentions either party must be approved in writing by
such party prior to release.

ARTICLE 23 -- MAINTENANCE PROVIDER AS INDEPENDENT CONTRACTOR

      Maintenance Provider agrees that it is an independent contractor, and
under no circumstance an agent of Customer. Except as provided in Article 25.A,
all persons performing Services hereunder, and the manner and details of
performance thereof, shall be under the exclusive control of Maintenance
Provider, and Maintenance Provider shall have the sole right to direct such
persons.

ARTICLE 24 -- ASSIGNMENT

      Neither party may assign this Agreement, in whole or in part, without the
prior written consent of the other party, and any such transfer without the
other party's prior written consent shall be void and of no effect; provided,
however, either party may assign this Agreement to an affiliate of such party or
to a successor entity resulting from a merger or consolidation with such
successor or purchaser of all or substantially all of the assets of such party.

ARTICLE 25 -- SUBCONTRACTING

      A. Maintenance Provider will be permitted to subcontract Services to any
entity on its approved vendor list; provided, however, if requested by Customer,
Maintenance Provider shall identify each subcontractor that will provide
Additional Services hereunder. Maintenance Provider shall not subcontract a
material portion of the Line Maintenance Services with respect to any given
Aircraft without the prior written consent of Customer. Customer may reasonably
object to particular entities from Maintenance Provider's approved vendor list
in which case such entities shall not be used to provide Services hereunder if
it is practicable to use a different vendor.

      B. The engagement of a subcontractor by Maintenance Provider shall not
create any contractual relationship or agency between Customer and such
subcontractor. Maintenance Provider's obligation to pay its subcontractors shall
be an obligation independent from Customer's obligation to pay Maintenance
Provider, and Customer shall have no obligation to pay or to see to the payment
of any monies directly to any subcontractor except as otherwise expressly
provided in this Agreement.

                                       35
<PAGE>

ARTICLE 26 -- SAVINGS CLAUSE

      If any provision of this Agreement is declared unlawful or unenforceable
as a result of final administrative, legislative, or judicial action, the
parties agree that this Agreement shall be deemed to be amended to conform with
the requirements of such action, but in such a manner as to achieve the intent
of the parties to the fullest extent possible, and that all other provisions of
this Agreement shall remain in full force and effect.

ARTICLE 27 -- WAIVER CLAUSE

      Neither party's failure to require strict performance of, or to enforce,
 any provision of this Agreement, nor any delay in doing so, nor any previous
waiver or forbearance by such party with respect to the same or any other
provision of this Agreement, shall in any way be construed as a waiver or
continuing waiver of that provision or of any other provision of this Agreement.

ARTICLE 28 -- GOVERNING LAW

THIS AGREEMENT SHALL BE CONSTRUED AND GOVERNED ACCORDING TO THE LAWS OF THE
STATE OF NEW YORK APPLICABLE TO CONTRACTS ENTERED INTO BY RESIDENTS OF NEW YORK
AND TO BE PERFORMED WHOLLY WITHIN THAT STATE, EACH PARTY HERETO HEREBY SUBMITS
TO THE NONEXCLUSIVE JURISDICTION AND VENUE OF THE COURTS OF THE STATE OF NEW
YORK (AND OF THE COURTS OF THE UNITED STATES OF THE SOUTHERN DISTRICT OF NEW
YORK) WITH RESPECT TO ALL DISPUTES ARISING HEREUNDER, WAIVES ANY CLAIM OF
INCONVENIENT FORUM IN ANY PROCEEDING IN ANY SUCH COURT AND AGREES THAT LEGAL
PROCESS MAY BE SERVED ON IT AT ITS ADDRESS FOR NOTICES SET FORTH IN ARTICLE 21
HEREOF. WITHOUT LIMITING ANY OTHER PROVISION HEREOF, EACH PARTY REPRESENTS TO
AND AGREES WITH THE OTHER THAT THE CHOICE OF NEW YORK LAW AND FORUM IS A
MATERIAL INDUCEMENT TO IT TO ENTER INTO THIS AGREEMENT, THAT IT HAS CONSULTED
WITH LEGAL COUNSEL AND THAT THE FOREGOING AS TO SUCH PARTY IS A VALID AND
BINDING CHOICE OF LAW AND FORUM PURSUANT TO SECTIONS 5-1401 AND 5-1402 OF THE
NEW YORK GENERAL OBLIGATIONS LAW (WHICH THE PARTIES HERETO AGREE APPLY TO THIS
AGREEMENT).

ARTICLE 29 -- COSTS OF ENFORCEMENT

      If any party seeks to enforce its rights under this Agreement, by legal
proceedings or otherwise, or seeks a declaration of any rights or obligations
under this Agreement, the non-prevailing party shall pay all costs and expenses
incurred by the prevailing party, including, without limitation, all reasonable
attorneys' fees and expert witnesses' and other consultants' fees.

                                       36
<PAGE>

ARTICLE 30 -- INTEGRATION CLAUSE

      This Agreement is the entire agreement of the parties and shall supersede
any previously executed agreements, and any prior or contemporaneous oral
understandings, between the parties which relate to the subject matter of this
Agreement.

ARTICLE 31 -- HEADINGS

      The headings to this Agreement are for convenience only and shall not
affect the meaning or construction of any paragraph.

ARTICLE 32 -- COUNTERPARTS

      This Agreement may be executed in one or more counterparts, all of which
counterparts shall be treated as the same binding agreement, which shall be
effective, as of the date set forth on the first page hereof, upon execution and
delivery by each party hereto to each other party of one or more such
counterparts.

ARTICLE 33 -- NON-LIABILITY OF CERTAIN PERSONS

      No director, officer, agent or employee of either party shall be charged
personally or held contractually liable by or to the other party under any term
or provision of this Agreement or any supplement, modification, or amendment to
this Agreement, because of any breach thereof, or because of its execution or
attempted execution.

ARTICLE 34 -- CONSEQUENTIAL, INCIDENTAL AND EXEMPLARY DAMAGES.

Neither party hereto shall be liable to the other for any consequential,
incidental or exemplary damages arising out of or relating to this Agreement.

                                       37
<PAGE>

      IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be
executed as of the date and year set forth in the first paragraph above by their
duly authorized representatives.

"CUSTOMER"                                HAWAIIAN AIRLINES, INC.

                                          By:  /S/______________________
                                          Name:  ______________________
                                          Title:  _______________________

                                          By:  /S/______________________
                                          Name:  ______________________
                                          Title:  _______________________

"MAINTENANCE PROVIDER"                    CONTINENTAL AIRLINES, INC.

                                          By: /S/______________________
                                          Name:  ______________________
                                          Title:  _______________________

                                       38
<PAGE>

                                  EXHIBIT A
                           SCHEDULE OF CHARGES FOR

          INITIAL CONVERSION SERVICES AND LINE MAINTENANCE SERVICES

A.    INITIAL CONVERSION SERVICES

      1.    Fixed Charges Covering both Aircraft

            Interior reconfiguration of both Aircraft to 28/254 seating $_______
            Sceptre Computer Installation (5 terminals)                 $_______
            Technical Training/Maintenance Program Set-Up                _______
                                                Total Fixed Costs:      $_______

      2.    Additional Charge for Painting of Aircraft

            Maintenance Provider's actual out-of-pocket expenses paid to any
            third party in respect of the exterior painting of both Aircraft,
            together with labor charges and per diem for Continental employees
            in charge of supervising or monitoring such painting.

B.    LINE MAINTENANCE SERVICES

      1.    Charges Per Flight Hour

            a.    Service Check:                      $________
            b.    Phase A Check:                      $________
            c.    Time Control Insp. and MEL Recovery $________
            d.    Engine(s):                          $________*
            e.    APU:                                $________**
            f.    Components:                         $________

                     Total Per Flight Hour Charge:  $__________

      2.    Charges Per Cycle

            a.    Transit Check:                      $________
            b.    Engine LLP:                         $________
            c.    Wheels Tires and Brakes:            $________

                    Total Per Cycle Charge:         $________

                                      A-1
<PAGE>

*     3.    Adjustments to Per Flight Hour Charge

            The rate set forth in Section B.1.d with respect to the charge per
            Flight Hour for Line Maintenance Services in respect of the Engines
            is based on the assumption that each Aircraft will be operated on
            4.5/1 Flight Hours to Cycles ratio calculated for the period
            coinciding with the Term of this Agreement. If actual usage of any
            Aircraft results in a different Flight Hours to Cycles operational
            ratio in any calendar month, then the rate set forth in Section
            B.1.d for such month shall be determined as follows:

--------------------------------------------------------------------------------
Hour/Cycle Ratio                         Hourly Rate
--------------------------------------------------------------------------------
4.0/1                                    $________
--------------------------------------------------------------------------------
4.5/1                                    $________
--------------------------------------------------------------------------------
5.0/1                                    $________
--------------------------------------------------------------------------------
5.5/1                                    $________
--------------------------------------------------------------------------------
6.0/1                                    $________
--------------------------------------------------------------------------------
6.5/1                                    $________
--------------------------------------------------------------------------------
7.0/1                                    $________
--------------------------------------------------------------------------------
7.5/1                                    $________
--------------------------------------------------------------------------------

            If the actual Hour-to-Cycle ratio falls between any two ratios shown
            in the foregoing table, the applicable Hourly Rate shall be
            determined by linear interpolation between the two values. If the
            actual Hour-to-Cycle ratio is less than 4.0 to 1.0 or greater than
            8.0 to 1, then this table will be expanded to cover the actual
            range. Upon any adjustment pursuant to the foregoing provision, the
            "Total Per Flight Hour Charge" as set forth in Section B.1 shall
            also be adjusted to reflect the difference in the Engine component
            thereof.

            The rate set forth in Section B.1.d with respect to the charge per
            Flight Hour for Line Maintenance Services in respect to the Engines
            is also based on the assumption that the corresponding rate in the
            Engine Maintenance Agreement ESI-98-2098 between GE Engine Services,
            Inc. and Continental covering General Electric CF6-50C2 Engines
            remains at the rate in effect on the date hereof. In the event that
            such rate is adjusted upward or downward, Maintenance Provider shall
            promptly notify Customer of the change and the per Flight Hour
            charge for Line Maintenance Services in respect of the Engines shall
            be adjusted by a like amount.

**    4.    Adjustments to APU per Flight Hour Charge

            The actual hours used by APUs shall be determined each month. If the
            APU hours multiplied by $____ is greater or less than the number of
            flight hours flown by the Aircraft multiplied by $_____, then
            Continental shall remit credit or debit to the Customer for such
            excess or credit.

                                      A-2
<PAGE>

        EXHIBIT B SCHEDULE OF TIME AND MATERIAL CHARGES FOR ADDITIONAL
                          SERVICES, AOG SERVICES AND
                           HEAVY MAINTENANCE CHECKS

A.    LABOR RATES FOR CONTINENTAL EMPLOYEES*

The current labor rates applicable to Additional Services performed and Heavy
Maintenance Checks overseen and prepared by Continental employees are as
follows:

      1.    Standard Basic Hourly Labor Rate

            Straight Time           $_____
            Time and a Half         $_____
            Double Time             $_____
            Double Time and a Half  $_____

      2.    Field Team Basic Hourly Labor Rate

            Straight Time           $_____  plus  travel and  lodging at cost
                                            and per diem
            Time and a Half         $_____
            Double Time             $_____
            Double Time and a Half  $_____

      3.    Field Team -- Management Personnel

            Straight Time           $_____
            Time and a Half         $_____
            Double Time             $_____
            Double Time and a Half  $_____

      4.    Engineering Hourly Labor Rate

            Straight Time           $_____

                                      B-1
<PAGE>

      5.    Heavy Maintenance Representative

            Straight Time           $_____ per day
            Per Diem                $_____
            Lodging                 $_____ per day

      6.    Heavy Maintenance Quality Assurance Representative

            Straight Time           $_____ per day
            Per Diem                $_____
            Lodging                 $_____ per day

The labor rates above may be adjusted for inflation (indexed to the Consumer
Price Index published by the U.S. Department of Labor) not more than once in any
calendar year. For items 1, 2 and 3 above, the basic hourly rate for personnel
based in Hawaii or dispatched from Hawaii shall be increased by ___%. For items
5 and 6 above, Continental shall allocate such charges on a reasonable basis if
the personnel assigned to the Aircraft are concurrently assigned to monitor
other aircraft in the facility.

The engineering labor rate may be charged, if and to the extent authorized by
Customer in writing, for the development of non-standard Repairs and to satisfy
other extraordinary engineering requirements.

B.    NONDESTRUCTIVE TESTING (NDT) FOR CONTINENTAL EMPLOYEES

      1.    Maintenance Provider will charge $_____ per man-hour for ultrasonic,
            eddy-current, dye penetrant, and magnetic particle testing, plus
            $_____ for tooling per event.

      2.    Maintenance Provider will charge $_____ per man-hour for X-ray
            inspections, plus film, plus $_____ for tooling per event.

C.    LABOR RATES FOR NON-CONTINENTAL EMPLOYEES

Engineering services and labor for Additional Services and Nondestructive
Testing obtained from outside vendors to perform Services required beyond the
capacity or capability of Maintenance Provider, if and to the extent authorized
by Customer in writing, will be charged at invoice. Charges related to
engineering services performed by such outside vendors shall include travel,
lodging, and per diem, and other directly related expenses when applicable.

                                      B-2
<PAGE>

D.   CONTRACTOR-FURNISHED SUPPLIES, MATERIALS, AND COMPONENTS.

      1.    Purchased Parts and Materials

            Maintenance Provider will charge vendor invoice without additional
            mark-ups by Maintenance Provider.

      2.    Maintenance Provider-Stocked Parts and Materials

            For all Parts and Materials, Maintenance Provider will charge
            replacement cost plus a _____% mark-up.

E.    OUTSIDE VENDOR SERVICES

            Services provided by outside vendors will be charged at invoice
            without additional mark-ups by Maintenance Provider.

F.    FREIGHT

      Invoiced at actual cost, without mark-up from Continental and shall
      include any freight charges incurred in shipping any Parts or Engines
      which result from an AOG Aircraft (unless under the terms of the
      applicable warranty charges associated with such AOG Aircraft are for the
      account of Maintenance Provider or the relevant third party vendor) or
      which are incurred in shipping an Engine to or from Hawaii, if required to
      support an unscheduled Engine change in Hawaii. If it is impracticable to
      schedule an Engine change in Los Angeles, Customer shall reimburse
      Maintenance Provider for one-half of the freight charges incurred in
      shipping any parts or Engines to or from Hawaii required to support a
      scheduled Engine change in Honolulu.

F.    STORAGE OF CUSTOMER-FURNISHED MATERIAL

      No charge for storage will be imposed when the quantity of
      Customer-Furnished Material is reasonable, taking into consideration the
      Services that Maintenance Provider has been requested to perform and
      availability of storage space. Taxes, insurance, and other direct costs
      relating to such storage will be passed through to Customer at actual
      cost, without mark-up.

                                      B-3
<PAGE>

G.    TRANSPORTATION -- FLIGHT CREW

      Flight crew transportation will be Customer's responsibility, but
      Maintenance Provider will provide flight crew transportation between the
      nearest commercial airport and the location where Services are performed,
      if requested, at no charge, if available, at no cost to Continental from
      the outside vendor performing the Heavy Maintenance Check.

H.    TRAVEL EXPENSES

      Reasonable travel and per diem expenses will be charged at actual cost,
      without mark-up.

      *     The specified labor rates apply to all direct personnel, such as
            working leads, inspectors, mechanics, parts coordinators, and
            painters.

                                      B-4
<PAGE>

                     EXHIBIT CSTATEMENT OF WORKNo._______

CHECK ONE OF THE FOLLOWING AND COMPLETE AS APPROPRIATE:

______ Aircraft Registration Number __________ and Serial Number__________
       (which shall include the engines installed thereon)

______ Model GE CF6-50C2 Engine Serial Number _______ (not installed on
       Aircraft)

COMPLETE FOLLOWING DATA:

Delivery Date __________________

Scheduled Redelivery Date ___________________

Location of Work:  _____________________

A.    Services requested in respect of the above-referenced Aircraft are set
      forth on Exhibit A attached hereto and incorporated herein.

B.    Designated  Customer  Representative  (if  separately  identified  as of
      Delivery
      Date):__________________________________________________________________

Customer:                           Maintenance Provider:

HAWAIIAN AIRLINES, INC.       CONTINENTAL AIRLINES, INC.

By:  ________________________       By:  _________________________
Name: ______________________        Name: _______________________
Title:_______________________       Title:________________________

By:  ________________________
Name:  ______________________
Title:  _______________________

                                      C-1
<PAGE>

                        EXHIBIT A TO STATEMENT OF WORK

                                         Pricing of Work
                                         (Initial Conversion Services,
                                                   or
Description of Work                       Additional Services)
-------------------                       --------------------

                                      C-2
<PAGE>

                                  EXHIBIT D
                         DELIVERY/REDELIVERY RECEIPT

      Date: ________________________
      Time: ________________________
      Location:  _____________________

Received from Customer/Maintenance Provider, pursuant to the Aircraft
Maintenance and Modification Services Agreement dated as of the ___________ day
of ________________, ______, between Maintenance Provider and Customer, the
following items:

______   Aircraft      Reg. No: ______________     Mftrs. Serial No. ___________

______   Engine        Model:   General Electric   Mftrs. Serial No. ___________
                                CF6-50C2

Total Fuel on Aircraft: _______________Lbs.

Delivered by:      _____________________

Title:            ______________________

Received by:      ______________________

Title:            ______________________

                                      D-1
<PAGE>

                                    EXHIBIT E

                         LOOSE EQUIPMENT INVENTORY LIST

Customer/Maintenance Provider acknowledges receipt of the following manuals,
certificates, and items of loose equipment on board the Aircraft bearing
Manufacturer's Serial No. __________ and FAA Registration No. _____________, and
delivered to Maintenance Provider by Customer on the __________day of
________________, 19____, at _________(AM/PM).

ITEM                                      QUANTITY       INITIALS
                                                         (Maint.Fac./Customer)

A.  MANUALS

1. ___________________________________    ________       ______/_________
2. ___________________________________    ________       ______/_________
3. ___________________________________    ________       ______/_________
4. ___________________________________    ________       ______/_________
5. ___________________________________    ________       ______/_________
6. ___________________________________    ________       ______/_________
7. ___________________________________    ________       ______/_________
8. ___________________________________    ________       ______/_________

B.  CERTIFICATES

1. ___________________________________    ________       ______/_________
2. ___________________________________    ________       ______/_________
3. ___________________________________    ________       ______/_________
4. ___________________________________    ________       ______/_________
5. ___________________________________    ________       ______/_________
6. ___________________________________    ________       ______/_________
7. ___________________________________    ________       ______/_________
8. ___________________________________    ________       ______/_________

                                      E-1
<PAGE>

ITEM                                      QUANTITY       INITIALS(Maint.
                                                         Fac./Customer)

C.   LOOSE EQUIPMENT

1. ___________________________________    ________       ______/_________
2. ___________________________________    ________       ______/_________
3. ___________________________________    ________       ______/_________
4. ___________________________________    ________       ______/_________
5. ___________________________________    ________       ______/_________
6. ___________________________________    ________       ______/_________
7. ___________________________________    ________       ______/_________
8. ___________________________________    ________       ______/_________

D.  SPARE PARTS

     PART NO.     DESCRIPTION       MFR.          QUANTITY      INITIALS
                                                               (MAINT. FAC./
                                                                Customer)
1. ___________    ______________    __________    ________       ______/________
2. ___________    ______________    __________    ________       ______/________
3. ___________    ______________    __________    ________       ______/________
4. ___________    ______________    __________    ________       ______/________
5. ___________    ______________    __________    ________       ______/________
6. ___________    ______________    __________    ________       ______/________
7. ___________    ______________    __________    ________       ______/________
8. ___________    ______________    __________    ________       ______/________

                                      E-2
<PAGE>

CUSTOMER'S   DESIGNATED            MAINTENANCE   PROVIDER'S  AUTHORIZED
CUSTOMER REPRESENTATIVE            REPRESENTATIVE

BY:    ___________________________  BY:    ___________________________

NAME:  ___________________________  NAME:  ___________________________

TITLE: ___________________________  TITLE: ___________________________

                                      E-3
<PAGE>

                                  EXHIBIT F

--------------------------------------------------------------------------------
                      WEEKLY AIRCRAFT STATUS SUMMARY
                      FOR HEAVY MAINTENANCE CHECKS

-----------------------------------              -------------------------------
AIRCRAFT REG. NO.:                               On Schedule?  Y        N
----------------------------------               -------------------------------

    Date:             Time:       Maintenance Function:

         ---------         --------    -------------------------------
                           ("C"  Check,  "D"  Check,   Corrosion  Prevention  &
                             Control Program, etc.)

-------------------------------------------------------------------------------
Induction date:
                                                         --Via Fax--
-----------------                                 -----------------------
Sched. Departure Date:

                       -------------
Sched. Ground Time:                 Days        To:

                       -------------                 -----------------------
Elapsed Time:                      Days

                       -------------
Time Remaining:                    Days        From:

                       -------------                 -----------------------

Routine Cards:    #                        Non-Routine             #
                                           Cards--Total:
                  -----------------                                -------------
Routine     Cards #                        Non-Routine       Cards #
(Open):                                    (Open):
                  -----------------                                -------------
Routine     Cards #                        Non-Routine       Cards #
(Closed):                                  (Closed):
                  -----------------                                -------------
Routine Cards--                            Non-Routine Cards--
    % Complete:            %                     %Complete:                 %

                  -----------------                                -------------
                                           Non-Routine       Cards
                                           Written
                                              in past 24 hours:    #

                                                                   -------------
Routine Man-hrs Estimate:                  Non-Routine     Man-hrs
                                           Estimate:

-----------------------------------                                -------------
Routine Man-hrs Expended:                  Non-Routine     Man-hrs
                                           Expended:

-----------------------------------                                -------------

TOTAL NON-ROUTINE TASKS

    OVER 125 MAN-HOURS:            Man-hours             Material      $
                                   Used:                 Cost:
                           --------            ----------              ---------

                                      F-1
<PAGE>

Non-Routine Tasks That Exceed 125
Man-hours:

1.                            M-hrs                 Mat. Cost:    $
                              Exp'd.:
    --------------------------            ----------              --------------
2.                            M-hrs                 Mat. Cost:    $
                              Exp'd.:
    --------------------------            ----------              --------------
3.                            M-hrs                 Mat. Cost:    $
                              Exp'd.:
    --------------------------            ----------              --------------

    Material Cost To           Actual:    $
    date
    (if  and  to  the
    extent  available
    from      outside
    vendors):

                                       ----------------------
                               Estimate:  $

                                       ----------------------
                               Total:     $

                                       ----------------------

    Man-hour  Scheduling by Skill, By
    Shift:

    A & P:            man-hrs. Paint:              man-hrs.  Misc.:
             ---------                 ------------                   ---------
    S/M:              man-hrs. C & I:              man-hrs.
             ---------                 ------------          ------------------
    R & E:            man-hrs. Eng. :              man-hrs.
             ---------                 ------------          ------------------
    ------------------
    Project Status:

    ----------------------------------------------------------------------------

    ----------------------------------------------------------------------------

    ----------------------------------------------------------------------------

    ----------------------------------------------------------------------------

                                      F-2
<PAGE>

                                    EXHIBIT G

                    ========================================
                              CUSTOMER WORK CHANGE
                                 AUTHORIZATION
                    ========================================

Aircraft Reg. No.                   Date:

Aircraft Serial No.                 o  Add:     ______

                                    o  Delete:  ______

                                    o  Change:  ______

In accordance with the terms and conditions of Aircraft Maintenance Services
Agreement between Hawaiian Airlines and Continental Airlines and Statement of
Work No. _______, the following change is hereby authorized:

________________________________________________________________________________
________________________________________________________________________________
________________________________________________________________________________
________________________________________________________________________________
________________________________________________________________________________
________________________________________________________________________________
________________________________________________________________________________
________________________________________________________________________________
________________________________________________________________________________
________________________________________________________________________________
________________________________________________________________________________
________________________________________________________________________________

NEW SCHEDULED REDELIVERY DATE (if changed): ______________________________

Approved and Authorized by: ____________________________________________________
                               [Customer's Designated Customer Representative]

Approved and Accepted by:   ____________________________________________________
                                    [Maintenance Provider's Authorized

                                      I-1<PAGE>
                                   AGREEMENT

                                    BETWEEN

                         U.S. BANK NATIONAL ASSOCIATION

                                      AND

                            HAWAIIAN AIRLINES, INC.

                            EFFECTIVE DATE: 12/31/99

<PAGE>

                               TABLE OF CONTENTS

1.  DEFINITIONS .  . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  2

2.  HONORING CARDS   . . . . . . . . . . . . . . . . . . . . . . . . . . . .  6

3.  CONFIDENTIAL INFORMATION   . . . . . . . . . . . . . . . . . . . . . . . 12
4.  RESTRICTED CARD LIST   . . . . . . . . . . . . . . . . . . . . . . . . . 13
5.  RETURNED UNUSED TICKETS; CREDIT ADJUSTMENT  . . . . . . . . . . . . .  . 14
6.  SUBMISSION OF SALES SLIPS AND CREDIT SLIPS  . . . . . . . . . . . . .  . 14
7.  MAGNETIC TAPE OR ELECTRONIC TRANSMISSION   . . . . . . . . . . . . . . . 17
8.  CHARGEBACKS   . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. 18
9.  WARRANTIES AND REPRESENTATIONS. . . . . . . . . . . . . . . . . . . . .. 19
10. SERVICE MARKS AND TRADEMARKS   . . . . . . . . . . . . . . . . . . . . . 21
11. AUDIT . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. 21
12. DISPUTES WITH CARDHOLDERS  . . . . . . . . . . . . . . . . . . . . . . . 21
13. ASSIGNMENT; DELEGATION OF DUTIES   . . . . . . . . . . . . . . . . . . . 22
14. INDEMNIFICATION   . . . . . . . . . . . . . . . . . . . . . . . . . . .. 22
15. TERMINATION AND WAIVER  . . . . . . . . . . . . . . . . . . . . . . . .. 23
16. NOTICES   . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. 23
17. GOVERNING LAW   . . . . . . . . . . . . . . . . . . . . . . . . . . . .. 24
18. RULES AND  REGULATIONS . . . . . . . . . . . . . . . . . . . . . . . . . 24
19. REIMBURSEMENT BY CARRIER  . . . . . . . . . . . . . . . . . . . . . . .. 24

<PAGE>
20. COST AND EXPENSES  . . . . . . . . . . . . . . . . . . . . . . . . . . . 25
21. ENTIRETY   . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 26
22. EXCLUSIVITY  . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 26
23. TERM   . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 26
24. ASSISTANCE  . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. 26
25. REPORTING  . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 27
26. GENERAL . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. 29
27. REMEDIES CUMULATIVE . . . . . . . . . . . . . . . . . . . . . . . . . .. 29
28. CONFIDENTIALITY   . . . . . . . . . . . . . . . . . . . . . . . . . . .  29
29. CONSENT TO JURISDICTION  . . . . . . . . . . . . . . . . . . . . . . . . 30

SCHEDULES

SCHEDULE 1   . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . S-1-1
SCHEDULE 2   . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . S-2-1

                                       ii
<PAGE>

                                   AGREEMENT

         This AGREEMENT (hereinafter the "Agreement") made as of December 31,
1999 by and between:

         o        HAWAIIAN AIRLINES, INC., a corporation organized under the
                  laws of the State of Hawaii and having its place of business
                  at 3375 Koapaka Street, Honolulu, Hawaii 96819 (hereafter
                  "Carrier"); and

         o        U.S. BANK NATIONAL ASSOCIATION, a national banking association
                  with its principal office located at 601 Second Avenue South,
                  Minneapolis, Minnesota 55402 (hereafter "Bank").

         WITNESSETH:

         WHEREAS, Carrier, a certified air carrier engaged in the transportation
of passengers by air, desires to make available to its customers a convenient
means of purchasing air transportation, both on a current and time payment
basis, through the use of Cards (as such term and other capitalized terms used
herein are defined in Section 1); and

         WHEREAS, Bank is a member of certain Card Associations and is qualified
to develop contractual relationships with merchants such as Carrier who wish to
honor Cards which bear the service marks of the Card Associations; and the Card
Associations contemplate that Cards will be issued by financial institutions who
are members in the respective systems and that such Cards will be honored by
carriers who have signed agreements with member financial institutions; and

         WHEREAS, Carrier and Bank are parties a certain agreement dated as of
July 18, 1994 (the "1994 Agreement") concerning Carrier's participation in this
system; and

         WHEREAS, Carrier and Bank wish to amend the 1994 Agreement concerning
participation in this system with respect to Cards bearing the service mark of
the Card Associations.

         THIS AGREEMENT amends the 1994 Agreement and establishes the terms and
conditions pursuant to which Carrier may honor the Cards in connection with Card
sales and the method of receiving payment or credit from Bank for the Sale Slips
and/or Credit Slips which are generated as a result of such sales.

<PAGE>

1.       DEFINITIONS

             For the purpose of this Agreement, the terms below shall have the
following meanings:

         a. Account-Number-Verifying Terminal -- A point-of-transaction terminal
         capable of (i) reading the account number encoded on the magnetic
         stripe, (ii) comparing the last four digits of the encoded account
         number to the manually key-entered last four digits of the embossed
         account number, and (iii) transmitting the full, unaltered contents of
         the magnetic stripe in the Authorization message.

         b. Agent -- A business organization duly licensed (if so required) and
         authorized to perform functions of a travel agent who is not an
         employee of Carrier and who has been duly designated, appointed and
         authorized by Carrier to act as a travel agent on behalf of Carrier.

         c. ARC -- Airlines Reporting Corporation.

         d. Authorization -- The process through which Carrier determines
         whether there is sufficient credit available via a Card Association to
         cover the particular Cardholder transaction for which Authorization is
         sought. Authorization shall not mean that payment to Carrier is
         guaranteed since the authorized Cardholder transaction will remain
         subject to Card Association Operating Regulations, as applicable, and
         to all of the representations, warranties, terms and conditions made
         and agreed to by Carrier under this Agreement.

         e. Business Day -- Any weekday, Monday through Friday, except when any
         such day is a legal holiday recognized by Bank.

         f. Card -- Any card with respect to MasterCard International
         Incorporated, Visa U.S.A., Inc. or Visa International or other cards
         bearing the service mark of MasterCard International, Inc., Visa
         U.S.A., Inc. or Visa International or any other national card
         association designated by the Bank.

                                      -2-
<PAGE>

         g. Card Associations -- Visa U.S.A. Inc., Visa International, Inc.,
         MasterCard International Incorporated and any other national card
         association designated by the Bank.

         h. Card Issuer -- Any bank or financial institution that is a member of
         a Card Association and issues a Card bearing the service marks of such
         Card Association.

         i. Cardholder -- Any person who has been issued or authorized to use a
         Card and has signed such card on the panel on the reverse side of the
         Card.

         j. Chargeback -- Any return to Bank or Carrier of, or, if the context
         so requires, the act of returning, a previously processed Sales Slip or
         Credit Slip as a result of application of Card Association Operating
         Regulations, as applicable, including, without limitation, any
         violation thereof or Carrier's failure to provide goods or services to
         Cardholders, or as otherwise provided by this Agreement. In the case of
         Carrier, the use of the term "Chargeback" in a particular context may
         mean the Carrier's reimbursement (whether a credit or debit) to Bank of
         amounts paid by Bank on account of Chargebacks.

         k. Credit Slip -- A form or electronic record approved by Bank which is
         used to evidence a refund or adjustment of a purchase made through the
         use of a Card, and which will be credited to a Cardholder account.

         l. Deposit -- The aggregate of (a) Reserved Funds and (b) any cash
         deposited by Carrier with Bank, and all additions thereto made from
         time to time and all monies, securities, investments and instruments
         purchased therewith and all interest, profits and/or dividends accruing
         thereon and proceeds thereof.

         m. ECCB -- As defined in Section 6.2.

         n. Electronic Data Capture or "EDC" -- Any means by which payment
         information (e.g. Sales Slip or Credit Slip) is transmitted
         electronically to Bank for processing.

         o. Effective Date -- The date on or by which both Carrier and Bank have
         duly executed and delivered to one another this Agreement, which upon
         such execution and delivery shall be deemed to be the date stated in
         the opening paragraph of this Agreement and identified as the Effective
         Date on the cover page hereof.

                                      -3-
<PAGE>

         p. Floor Limit -- A dollar amount established for a single transaction
         for which Authorization must be obtained by Carrier from Bank. The
         Floor Limit, which may be changed from time to time, initially shall be
         $500.00 for all transactions, except those generated by Carrier's
         ticket sale locations and Agent locations equipped with electronic
         Authorization capabilities, or telephone or mail orders, handwritten or
         hand-printed transactions, in which case the Floor Limit shall be zero.
         A zero Floor Limit means that Carrier shall obtain Authorization for
         each instance of a sales transaction. Bank shall give Carrier at least
         thirty (30) days notice in the event that a Card Association revises
         these Floor Limits. All Card sales made to an individual Cardholder at
         any one Carrier or Agent location on any one day through use of a Card
         shall constitute one transaction to which the Floor Limit applies.

         q. Internet Transactions -- Those Card transactions Carrier may enter
         into over the internet once approved under secured electronic transfer
         standards promulgated by the National Institute of Weights and
         Measures, or such other security standards which are acceptable to
         Bank.

         r. Magnetic-Stripe-Reading Terminals -- A terminal at the point of
         transaction which is capable of reading the magnetic stripe on a Card.

         s. Net Activity -- For any day on which funds are to be remitted to
         Carrier under Section 6.2 hereof, the net aggregate amount of (i) the
         aggregate amount of the Sales Slips submitted to Bank one Business Day
         prior to such date of remittance of funds, plus (ii) adjustments in
         favor of Carrier, minus (iii) outstanding Credit Slips, Chargebacks to
         Carrier for which Bank has not been reimbursed, adjustments in favor of
         Bank, reimbursements to Bank, fees owed to Bank and the processing fees
         set out in Schedule 1 hereto and any other obligations of Carrier to
         Bank, minus (iv) any net addition to Reserved Funds on such date (or
         plus any net subtraction from Reserved Funds on such date).

         t. Operating Regulations -- The operating regulations of a Card
         Association as amended or supplemented from time to time.

                                      -4-
<PAGE>

         u. Reference Rate -- The rate publicly announced by the Bank from time
         to time as its "reference rate"; the Bank may lend to its customers at
         rates that are at, above, or below the Reference Rate.

         v. Reserved Funds -- All funds paid to Bank by a Card Association on
         account of Sales Slips submitted to the Bank by Carrier pursuant to
         this Agreement and held by Bank pursuant to the terms and conditions of
         this Agreement, including, without limitation, amounts held by Bank
         pursuant to the provisions of Schedule 2 hereto.

         w. Restricted Card List -- Those printed warning notices, tape, or
         electronic media provided by a Card Association and published by or on
         behalf of a Card Association, containing the account numbers of Cards
         which should not be honored.

         x. Retained Documents -- As defined in Section 7.2.

         y. Sales Slip -- A form or electronic record approved by Bank which is
         used to evidence Travel Costs purchased by a Cardholder through the use
         of a Card. The standard airline industry form will be an approved form.

         z. Settlement Account -- A deposit account at a financial institution
         designated by Carrier as the account to be debited and/or credited, as
         applicable, for the Net Activity of Card transactions. Such account
         shall be maintained in an office of such financial institution located
         in the United States of America.

         aa. Submission Date -- As defined in Section 6.2.

         bb. Transaction Date -- The actual date on which the Cardholder
         purchases goods or services, or a Credit Slip is issued from the
         Carrier through use of a Card.

         cc.Travel Costs -- Any one, or any combination of, the following items:

                  (1) the purchase of a ticket for air travel over the lines of
                  Carrier;

                                      -5-
<PAGE>

                  (2) the purchase of a ticket for air travel over the lines of
                  other carriers;

                  (3) the payment of airport taxes, fees and surcharges in
                  connection with the purchase of any item specified in this
                  section;

                  (4) the payment of excess baggage and other baggage charges;

                  (5) the purchase of air freight and air cargo services offered
                  by Carrier;

                  (6) the purchase of small package delivery services offered by
                  Carrier;

                  (7) the purchase of land, water and car rental travel services
                  (including accommodations) on tours sold by or through Carrier
                  in conjunction with the furnishing of air travel;

                  (8) the purchase of air travel for pets;

                  (9) the payment of dues associated with Carrier's airport or
                  other club system;

                  (10) the purchase of goods sold and delivered on, or in
                  association with, Carrier's flights; and

                  (11) goods sold via direct mail catalog or by direct mail by
                  Carrier.

         Travel Costs shall also mean such other goods or services as Carrier
         and Bank may agree to include in writing. Travel Costs shall not
         include charter services.

     2.  HONORING CARDS

         2.1 Carrier will honor all valid Cards as set out in Section 2.3 when
properly presented by a Cardholder as payment for Travel Costs and shall accord
Cardholders the same service and privileges as other similarly eligible
customers. Neither Carrier nor any Agent will impose a surcharge for purchases
made with the Card. Neither Carrier nor any Agent shall establish minimum or
maximum transaction amounts as a condition for honoring Cards, nor shall any
surcharge be imposed. Any tax required to be collected by the Carrier must be
included in the total transaction amount and not collected separately in cash.

                                      -6-
<PAGE>

          2. 2 Carrier shall use reasonable efforts to cause all Agents located
in the United States of America and, at Carrier's option, elsewhere to permit
Cardholders to charge Travel Costs only in accordance with the terms and
conditions of this Agreement and in compliance with Card Association Operating
Regulations. Carrier shall use reasonable efforts to cause compliance by Agents
with all of the terms and conditions of this Agreement to be performed by
Carrier or Agents. Carrier shall be responsible for: (a) any failure by any
Agent in performing the applicable provisions of this Agreement; and (b) the
settlement of Sales Slips and Credit Slips completed by Agents.

          2.3 Before honoring a Card, Carrier or Agent shall do the following to
determine whether the Card is valid: (a) examine the format of each Card
presented in connection with a purchase for authenticity and confirm, by
checking the effective date and the expiration date as stated on the face of the
Card, that the Card has become effective and has not expired; and (b) obtain
Authorization if required pursuant to Section 2.5. Neither the Carrier nor any
Agent shall impose a requirement on Cardholders to provide any personal
information such as a home or business telephone number, home or business
address, driver's license number, or a photocopy of a driver's license as a
condition for honoring Cards unless such information is required under specific
circumstances cited in this Agreement. Notwithstanding the foregoing, with
respect to transactions that are not conducted face-to-face, Carrier may request
from a Cardholder the information necessary to complete an address verification
service request. Neither the Carrier nor any Agent shall make a photocopy of a
Card under any circumstances, nor shall a Cardholder be required to provide a
photocopy of the Card as a condition for honoring the Card. Neither the Carrier
nor any Agent shall require a Cardholder, as a condition for honoring the Card,
to sign a statement that in any way waives the Cardholder's rights to dispute
the transaction with the Bank. Carrier may require passengers to present
personal information, including a driver's license, passport, or other picture
identification, for purposes of complying with Carrier's policy or federal or
state law.

          2.4 Subject to the narrow exceptions contained in the last sentence of
this Section 2.4, Carrier agrees that neither it nor any of its Agents will
accept any cash or other form of payment, with respect to Travel Costs which are
included on a Sales Slip. Carrier may offer Cardholders' rate discounts for
payments in cash if such discounts comply with the terms and provisions of the
federal Truth-In-Lending Act and Regulation Z promulgated pursuant thereto and
Carrier may accept partial payment when such payment is made by the purchaser of
the Travel Costs at the time of sale in cash or by check or both.

                                      -7-
<PAGE>

          2.5 Carrier or Agent shall obtain an Authorization for the total value
of the Sales Slip in each of the following cases before completing the
transaction if:

               (a) the amount of the transaction is equal to or exceeds the
               Floor Limit;

               (b) Carrier or Agent desires to make presentment of the Sales
               Slip beyond thirty (30) days from Transaction Date;

               (c) a Card is presented, but Carrier's or Agent's imprinter is
               not functioning, or for any other reason the Sales Slip cannot be
               imprinted with the Card;

               (d) the encoded account number on a Card cannot be read from the
               magnetic stripe;

               (e) the transaction involves an unsigned Card, or a Card that has
               expired is presented;

               (f) Carrier or Agent believes that the Card may be counterfeit or
               stolen or that the transaction is in some manner suspicious;

               (g) the account number of the Card is listed on the current
               Restricted Card List applicable thereto; or

               (h) the current Restricted Card List applicable thereto is not
               available.

If a transaction involves suspicious or unusual circumstances, the Carrier shall
request a "Code 10" Authorization from the Bank.

For mail/telephone order/Internet Transactions/Automated Ticket Machine ("ATM")
computer-generated transactions where merchandise is to be shipped or delivered
to the Cardholder or the Cardholder's designee, the Authorization is considered
valid if the Authorization is obtained within seven calendar days prior to the
Transaction Date, and the transaction amount does not exceed the authorized
amount plus 15 percent of the authorized amount, and the additional amount
represents shipping costs. The shipment date of the merchandise is considered
the Transaction Date.

                                      -8-
<PAGE>

          2.6 In those instances listed in Section 2.5 above, Carrier or Agent
will contact an Authorization center to obtain Authorization in accordance with
the standard Card Association Operating Regulations, as applicable, before
completing the transaction. The Carrier or Agent will type or print legibly the
Authorization approval code on the Sales Slip. If the encoded account number
cannot be read from the magnetic stripe, the Carrier or Agent must, in addition
to receiving Authorization as in Section 2.5(d) above, complete the transaction
using a manual imprinter.

          2.7 In those instances listed in Sections 2.5 (g) and (h), if the
Carrier or Agent is instructed by the Authorization center to recover the Card,
the Carrier or such Agent in such circumstance shall exert reasonable, peaceful
means to obtain possession of the Card, and handle the card according to
Sections 2.14 and 4.4. In the instance listed in Section 2.5(d), the Carrier or
Agent must advise the Authorization center of the specific reason(s)
Authorization is requested.

          2.8 Neither Carrier nor any Agent shall make any Card sale to any
customer in any of the following circumstances (with the exception of ticket by
mail or telephone pursuant to Section 2.10 and ticket by automated machine
pursuant to Section 2.11 or purchase through Internet Transactions): (a) a Card
is not presented at the time of sale; (b) the signature on the Sales Slip does
not appear to correspond to the signature appearing in the signature panel on
the reverse side of the Card, or the Cardholder does not resemble the person
depicted in any picture which appears on the Card; (c) the signature panel on
the Card is blank; or (d) the total sale exceeds the Floor Limit, unless Carrier
obtains Authorization pursuant to Section 2.5. Any Carrier or Agent completing a
transaction under the conditions in this paragraph shall be responsible for such
Sales Slip or Credit Slip regardless of any Authorization.

               (a) If the signature panel of the Card is blank, in addition to
               requesting Authorization, the Carrier or Agent must do the
               following: review positive identification to determine that the
               user is the Cardholder; indicate such positive identification
               (including any serial number and expiration date) on the Sales
               Slip; and require the Cardholder to sign the signature panel of
               the Card prior to completing the transaction.

               (b) If a Cardholder presents a Card that bears an embossed "valid
               from" date and the Transaction Date is prior to the "valid from"
               date, the Carrier or Agent shall not complete the transaction. A
               card embossed with a "valid from" date in month/year format shall
               be considered valid on the first day of the embossed month and
               year. A card embossed with a "valid from" date in month/day/year
               format is considered valid on the embossed date.

                                      -9-
<PAGE>

          2.9 Each Card sale shall be evidenced by a Sales Slip. Each Sales Slip
shall be imprinted with the Card except if imprinter is not available, and
except as provided in Section 2.5(c) (if Authorization is obtained) and Sections
2.10 and 2.11. If an imprinter is not available, the information on the Card and
merchant plate shall be reproduced legibly on the Sales Slip in sufficient
detail to identify the parties to such sale and the Bank. Such information shall
include at least the Cardholder's name and account number and the Carrier's name
and place of business. This requirement does not apply to Sales Slips or Credit
Slips resulting from transactions involving Magnetic-Stripe-Reading Terminals
which produce transaction records.

          The Carrier shall include all items of goods and services purchased in
a single transaction in the total amount on a single Sales Slip or transaction
record except for individual tickets issued to each passenger, when required by
Carrier policy.

          Each Sales Slip shall include on its face: (a) the Authorization code
(when such is required); (b) the total amount of the Travel Costs purchased by
Cardholder (including any applicable state or federal taxes); (c) Carrier's
ticket number or transaction control number; (d) the Transaction Date; (e) the
place of issue (City and State); (f) the passenger's name; (g) the origin and
destination; (h) the applicable fare basis code; (i) the date of first
departure; (j) Cardholder account number; and (k) Carrier's name. Each Sales
Slip shall be signed by the Cardholder (except where the sale is made pursuant
to a mail order, telephone order, Internet Transaction or ATM transaction),
which signature shall appear to be the same as the signature on the Card
presented, as determined by Carrier or Agent. The Cardholder shall not be
required to sign a Sales Slip until the final transaction amount is known and
indicated in the "Total"column.

          The Carrier shall not effect a transaction for only part of the amount
due on a single Sales Slip except when the balance of the amount due is paid by
the Cardholder at the time of sale in cash, by check, with another card or Card,
or any combination thereof.

          If Carrier or Agent honor the Card, the Carrier or Agent honoring the
Card will deliver to the customer a true and completed copy of the Sales Slip.

                                      -10-
<PAGE>

          2.10 Carrier or Agent may enter into Card transactions in accordance
with Carrier's or such Agent's ticket by mail, telephone, ATM or Internet
Transaction program. In each such case, Carrier or Agent will complete the Sales
Slip (in accordance with Section 2.9) and include on the Sales Slip the
effective date and expiration date of the Card as obtained from the Cardholder
together with words to reflect "mail order" or the letters "MO," or "telephone
order," or the letters "TO," or "internet order" or the letters "IO" as
appropriate. Carrier or Agent must obtain an Authorization code for ticket by
mail, telephone or Internet Card sales. If a Carrier or Agent completes a
transaction without imprinting of the Card or using a Magnetic-Stripe- Reading
terminal, the Carrier or Agent shall be deemed to warrant the true identity of
the Cardholder as the authorized holder of such Card unless the Carrier or Agent
has obtained independent evidence of the Cardholder's true identity and has
noted such evidence on the applicable Sales Slip.

          2.11 Carrier or Agent may enter into Card transactions in accordance
with its Carrier or such Agent's ticket by automated machine program. In each
such case, Carrier or Agent will complete the Sales Slip (in accordance with
Section 2.9). Carrier or Agent must obtain an Authorization code for ticket by
automated machine Card sales. Such transaction records must include at least the
following information: (a) the Account Number; (b) the Carrier or Agent's name;
(c) the automated machine's Location Code or city and state; (d) the amount of
the transaction; and (e) the Transaction Date.

          2.12 Carrier or Agent may use Magnetic-Stripe-Reading Terminals to
obtain Authorization and to capture Sales Slip data to submit to a Card
Association by reading data encoded on either tracks 1 or 2 on the magnetic
stripe of Cards in accordance with Operating Regulations. The
Magnetic-Stripe-Reading Terminals are prohibited from printing or displaying
more information than that which is normally embossed on the front of the Card.

               (a) Whenever the embossed account number is not the same as the
               encoded account number, the Carrier or Agent is required to (i)
               decline the transaction, (ii) attempt to retain the Card by
               reasonable and peaceful means, (iii) note the physical
               description of the Cardholder, (iv) notify the Bank, and (v)
               handle any recovered Card in accordance with the procedures
               specified in Sections 2.14 and 4.4. The Carrier or Agent, as
               applicable, must notify the Bank, indicated by both the embossed
               and encoded account numbers, of the incident.

                                      -11-
<PAGE>

               (b) Whenever the encoded account number cannot be read from the
               magnetic stripe, the Carrier or Agent must follow normal
               Authorization procedures and complete the transaction using a
               manual imprinter.

               (c) When the embossed account number is the same as the encoded
               account number, the Carrier must follow normal Authorization
               procedures as described in this Section 2.

          2.13 Neither Carrier nor any Agent may make a cash disbursement to any
Cardholder. A Carrier or Agent may not accept Cards for the purchase of scrip.

          2.14 Carrier or Agent shall use its best efforts to retain a Card by
reasonable and peaceful means if (a) Carrier is requested by the Bank, an
authorization center or a Card Issuer to retrieve a Card; (b) if the four
printed digits above the embossed account number on a Card do not match the
first four embossed digits; or (c) if Carrier has reasonable grounds to believe
a Card is counterfeit, fraudulent or stolen. The Carrier or Agent shall
immediately notify the Bank that the Card has been retrieved, and return the
Card pursuant to Section 4.4.

    3.  CONFIDENTIAL INFORMATION

          3.1 Carrier and Agent shall treat all information relating to any
Card, including, without limitation, Cardholder name and identification
information and account number information in any form, imprinted Sales Slips,
carbon copies of imprinted Sales Slips, mailing lists, tapes, or other media,
obtained by reason of any Card transaction or otherwise ("Cardholder Account
Information"), as confidential information belonging to the Bank and shall
protect such materials from disclosure to any third person, except as expressly
permitted herein. Carrier shall not, without the consent of the Cardholder,
sell, purchase, provide or exchange Cardholder Account Information to or with
any third person, other than

               (a) Carrier's agents, employees and representatives, network
               providers or Card processors, for the purpose of assisting
               Carrier in completing the Card transaction;

               (b) the Bank;

                                      -12-
<PAGE>

               (c) the applicable Card Association or Card Issuer in compliance
               with this Agreement or other applicable error resolution
               procedures; or

               (d) in accordance with applicable law.

          3.2 Carrier shall treat this Agreement and any and all related
Operating Regulations as confidential information belonging to Bank and shall
protect such materials from disclosures to any third person, except as expressly
permitted herein.

   4. RESTRICTED CARD LIST

          4.1 Upon Carrier's request, Bank will send or cause to be sent
Restricted Card Lists to Carrier, which lists shall be on magnetic tape. Carrier
may designate an agent or processor to receive the magnetic tape Restricted Card
List; provided, that, Carrier first obtains Bank's consent, which will not be
unreasonably withheld, and provided, further, that Carrier observes Bank's
instructions regarding the timing of the transfer from Carrier's receipt of the
magnetic tape to its agent's receipt. Carrier shall immediately upon receipt of
such Restricted Card List enter this information into its system. Carrier's
ticketing locations which use the system will be deemed to have notice of the
information contained on the second business day following Carrier's (or such
other agent as Carrier shall designate in accordance with this Section 4.1)
receipt of such tape.

          4.2 Carrier and its Agents will be deemed to be on notice of
information contained on the Restricted Card Lists consistent with Section 4.1
above and shall cooperate with Bank in using reasonable methods to recover Cards
listed on the Restricted Card List.

          4.3 Bank will indemnify and make whole Carrier or any Agent for all
losses, including costs and expenses, suffered or incurred by Carrier or such
Agent, which directly arise from Carrier or such Agent strictly following Bank's
or Bank's agent's instruction and otherwise acting in a reasonable manner to
effect repossession of any Card which appears on a Restricted Card List.

          4.4 Bank will facilitate the reward process for recovered Cards.
Recovered Cards should be sent to: Bank Card Center Attn: Card Recovery

                                      -13-
<PAGE>

     5.  RETURNED UNUSED TICKETS; CREDIT ADJUSTMENT

          5.1 Carrier will maintain a fair and uniform policy for the return or
exchange of tickets for credit adjustments. On the date Carrier accepts the
return of unused tickets or otherwise allows an adjustment to the Travel Costs
which were the subject of a previous Card sale, Carrier will date and otherwise
properly complete a Credit Slip and process it within nine (9) calendar days of
the date shown on the Credit Slip or such other period as complies with
applicable law. Carrier will tender the Cardholder a copy of the Credit Slip.
Upon and after the commencement by or against Carrier of any bankruptcy,
reorganization, debt arrangement or other proceeding under any bankruptcy,
reorganization, debt arrangement, liquidation or other insolvency law, Bank may,
at its option, require as a condition to the processing of any Credit Slips
submitted to it by Carrier relating to sales made by Carrier prior to the
institution of such proceeding, the entry of an order, in form and substance
acceptable to Bank, by the court having the jurisdiction of any such proceeding,
authorizing Carrier to issue, and Bank to process, Credit Slips for sales made
by Carrier prior to institution of such proceeding.

          5.2 Carrier will make no cash refunds in connection with such credit
adjustments, except to the extent it may be required to effect a cash refund
pursuant to the involuntary refund requirements of applicable laws, rules,
regulations, or tariffs.

          5.3 If a Cardholder disputes the receipt of the proper amount of the
cash refund, Carrier shall, within the terms established in Section 8 for
Chargebacks, furnish Bank with such documentary evidence of such refund.

          5.4 The submission of a Credit Slip will not impair Bank's right of
Chargeback against Carrier in an amount not to exceed the difference between:
(a) the amount of the Sales Slip and; (b) the amount of the Credit Slip
submitted by Carrier.

          5.5 A Carrier shall not accept monies from a Cardholder for the
purpose of preparing and depositing a credit voucher that will effect a deposit
to the Cardholder's account. A Carrier shall not process a credit voucher
without having completed a previous purchase transaction with the same
Cardholder.

     6. SUBMISSION OF SALES SLIPS AND CREDIT SLIPS

                                      -14-
<PAGE>

          6.1 Carrier will establish and maintain a Settlement Account which
shall be subject to Bank's customary practices and procedures applicable to
accounts of that nature and subject to the terms of this Agreement.

          6.2 Carrier or Agent shall not present for processing or entry to any
Card Association, directly or indirectly, any Sales Slip or Credit Slip which
was not originated as a result of a transaction between the Cardholder and such
Carrier or Agent.

          Carrier or Agent may not deposit for entry to any Card Association,
directly or indirectly, any Sales Slip or Credit Slip that it knows or should
have known to be (i) fraudulent or (ii) not authorized by the Cardholder. With
respect to this requirement, the Carrier or Agent shall be responsible for the
actions of their respective employees while acting in their employ.

          Neither Carrier nor Agent may present for processing or entry to any
Card Association any Sales Slip or Credit Slip representing a transaction which
had been previously charged back to Bank and subsequently returned to Carrier.
Carrier may, at its option, pursue payment from the customer outside the Card
Association system.

          Carrier or Agent shall submit to Bank for processing each Sales Slip
and each Credit Slip, no later than twenty (20) calendar days following the date
of each such Sales Slip, and nine (9) calendar days following the date of each
such Credit Slip (each such date of submission being a "Submission Date").
Permissible time periods shall include the Transaction Date and the receipt
date. All Sales Slips and Credit Slips must be submitted to Bank by means of a
summary thereof recorded on magnetic tape or electronically transmitted as
provided in Sections 6.7 and 7.1. The method of billing for all Sales Slips and
Credit Slips processed through ARC must be by electronic transmission, including
Electronic Credit Card Billing ("ECCB"), and shall include itinerary records. If
Carrier is unable to submit Sales Slips and Credit Slips originating at
Carrier's sales locations, including airport locations, ticket-by-mail centers,
and other sales locations, by means of a summary recorded on magnetic tape or
electronically transmitted as provided in Sections 6.7 and 7.1, Carrier may
submit such Sales Slips and Credit Slips to Bank by means of a paper summary and
detail thereof to Bank's designated processing center, or by means of a terminal
that generates an electronic transmission to Bank's designated terminal
processor.

          On each Business Day, commencing on the first Business Day following
the Effective Date on which the Deposit (if any) is in the amount required by
Schedule 2 to this Agreement and funds are available for remittance to Carrier,
Bank will deposit, via ACH or federal wire transfer, at Bank's discretion, into
the Settlement Account, an amount equal to Net Activity; provided, that, Bank
was in receipt of incoming transmission and tapes by 5:00 p.m. (Central Time) on
the preceding Business Day and such transmission and tapes could be processed.
Bank will make a reasonable effort to initiate ARC transmission to meet the 5:00
p.m. (Central Time) requirement.

                                      -15-
<PAGE>

          With respect to each deposit made by Bank to the Settlement Account,
Bank shall send to Carrier a statement (as described in Section 6.5) of Net
Activity for the applicable period. Such statement is subject to audit by Bank
and prompt adjustment will be made for any inaccuracies discovered.

          At any time that the amount of Net Activity results in an amount due
Bank, Bank may, at its option: (a) deduct and retain the amount due Bank from
amounts subsequently payable to Carrier under this Agreement by Bank on account
of Sales Slips; (b) require an immediate federal wire transfer from Carrier in
the amount due; or (c) apply or set off such amount of the Deposit, if any, as
is necessary to satisfy Carrier's obligations hereunder. Carrier will pay
interest on the amount due Bank for the period unpaid calculated at a per annum
rate equal to the Reference Rate.

          Amounts deposited in the Settlement Account or otherwise credited to
Carrier (including, without limitation, amounts credited against Carrier's
obligations to Bank for fees, costs and expenses hereunder) in respect of any
Sales Slip pursuant to this Agreement and Carrier's right to payment of Reserved
Funds shall be provisional until the payment made to the Bank by the Card
Association in respect of such Sales Slip shall become final (i.e., all rights
of Chargeback or other rights of the Cardholder or Card issuer to obtain
reimbursement of such payment from Bank shall have expired).

6.3
                  In the event Sales Slips are lost in transit, Bank will use
its best efforts to process those Sales Slips which Carrier is able to
reconstruct and promptly forward to Bank. Carrier understands and agrees that
Bank may Chargeback to Carrier at any time any such reconstructed Sales Slips,
if any claim or demand of any type whatsoever is asserted against Bank as a
result of the late processing of Sales Slips as determined by Card Association
Operating Regulations, as applicable, or as a result of the Bank's inability to
satisfy a request for original documentation.

          6.4 Bank will calculate the processing fees on the net Card sales and
charge the sum of said fees against the Carrier's account on daily basis. The
processing fees shall be as set forth in Schedule 1 attached hereto and
incorporated herein.

          6.5 At Carrier's request, Bank will provide Carrier with transaction
reports that correspond to Net Activity in a mutually agreed format that will
summarize sales, returns (refunds), Chargebacks, processing fees, and
adjustments with adequate detail to allow Carrier to perform account
reconciliation.

                                      -16-
<PAGE>

          6.6 At Carrier's option, Travel Costs in U.S. Dollars sold through
Agents not doing business in the United States of America with respect to which
Carrier's Agents, in compliance with Card Association Operating Regulations,
submit Sales Slips and Credit Slips to an institution designated by the airline
industry or directly to Carrier for processing and settlement shall be submitted
to and purchased by Bank.

          6.7 Carrier shall cause Agents to submit Sales Slips and Credit Slips
to Bank by magnetic tape or electronic transmission as provided in Sections 6.2
and 7.1 through the Carrier's accounting office or the appropriate processing
center of the area or bank settlement plan of which the Carrier is a member.
Carrier or the appropriate processing center, as the case may be, shall submit
the Sales Slips and Credit Slips to Bank in accordance with the terms of this
Agreement.

          6.8 If Carrier utilizes Electronic Draft Capture services pursuant to
this Section 6.8 to transmit Sales Slips and credit vouchers for Card
transactions through an electronic terminal, Carrier agrees to utilize such EDC
Services in accordance with the Operating Regulations. Carrier may designate a
third person as its agent to deliver to the Bank or directly to Card
Associations transactions captured at the point of sale by such agent. If
Carrier elects to designate such an agent, Carrier must provide the Bank prior
written notice of such election. Carrier understands and agrees Bank is
responsible to make payment to Carrier for only those transaction amounts
delivered by such agent to the Card Associations, less amounts withheld by the
Bank pursuant to this Agreement, and Carrier is responsible for any failure by
such agent to comply with any Operating Regulations, including without
limitation any such failure that results in a Chargeback.

     7.  MAGNETIC TAPE OR ELECTRONIC TRANSMISSION

          7.1 When Sales Slips and Credit Slips are submitted to Bank by means
of magnetic tape or electronically, other than Sales Slips and Credit Slips
originating from terminals and processed by Bank's terminal processor, such
Sales Slips and Credit Slips shall be submitted to Bank by means of a summary of
all Travel Costs recorded on machine readable magnetic tape or electronic
transmission compatible with the computer system of Bank. Such magnetic tape or
electronic transmission shall contain, at a minimum, the information required
for each Sales Slip by Section 2.9 and shall be made in accordance with the ARC
format or any other format acceptable to Bank in its sole discretion.

                                      -17-
<PAGE>
          If a magnetic tape or electronic transmission of Travel Costs does not
meet the requirements of the Bank approved format, Bank shall use its best
efforts to advise Carrier within two (2) business days of receipt of same.

          Any acceptance by Bank of a magnetic tape or electronic transmission
of Travel Costs which does not comply with the appropriate format or, if in the
appropriate format, does not contain the information in respect to each Travel
Cost summarized therein required by the terms of this Agreement, shall not
constitute a waiver of, or preclude Bank from exercising, the right of
Chargeback. 7.2 Carrier shall retain, or cause to be retained, all original
Sales Slips and Credit Slips and other documentation necessary for Bank to
satisfy applicable Card Association Operating Regulations ("Retained Documents")
relating to those transactions transmitted to Bank directly by Carrier for at
least two (2) years from the Transaction Date of each such Sales Slip or Credit
Slip. Promptly upon Carrier's receipt of Bank's request for the same, Carrier
shall deliver to Bank, a copy, or the original if specifically requested by
Bank, of the requested document, but in no event later than fourteen (14)
calendar days following Carrier's receipt of Bank's request. In the event that
any Retained Documents are in the possession of ARC or any other settlement
plan, Carrier shall cause ARC or such other settlement plan to deliver to Bank
all such settlement plan Retained Documents on microfilm acceptable to Bank.

          Notwithstanding the foregoing, either Carrier or Bank may elect to
retain Retained Documents for no more than 180 days provided such party retains
a microfilmed or microfiched copy of such documents for at least two (2) years
from the Transaction Date of each such Sales Slip and Credit Slip.

     8. CHARGEBACKS

          8.1 Bank is not obligated to accept any Sales Slip which does not
comply in every respect with the terms and conditions of the Agreement, or which
does not comply in all respects with the applicable Operating Regulations.

          8.2 Carrier agrees to pay Bank the amount of each Chargeback and, in
the case of amounts that have not been paid to Carrier, acknowledges that Bank
has no obligation to pay to Carrier amounts attributable to Chargebacks. Bank
may deduct and retain any amount due to Bank from Carrier on account of
Chargebacks from amounts otherwise payable to Carrier under this Agreement. The
provisions of Section 6.2 with respect to payment of Carrier's obligations to
Bank will apply in the event the amount of Net Activity results in an amount due
Bank. Chargeback timeframes will be followed according to the Card Association
Operating Regulations, as applicable.

                                      -18-
<PAGE>

          8.3 Bank will perform a credit match verification for Chargebacks for
which credit has not been received for purposes of determining if a credit
(refund) has already been processed. Bank will promptly update credit files and
maintain historical credit data for six (6) months from the processing date of
each Credit Slip.

          9. WARRANTIES AND REPRESENTATIONS

          Carrier represents and warrants to Bank that:

          9.1 Carrier has full and complete power and authority to enter into
and perform under this Agreement and has obtained, and there remain in effect,
all necessary licenses, resolutions and filings which are necessary for Carrier
to perform its obligations under this Agreement.

          9.2 Carrier's sales transactions and credit refund procedures comply
in all material respects with all applicable laws and regulations of any
governmental authority which are pertinent to such Card sales or refunds.

          9.3 Carrier's execution and performance of this Agreement will not
violate any provision of Carrier's Articles of Incorporation and bylaws, or any
indenture, contract, agreement or instrument to which it is a party or by which
it is bound and this Agreement constitutes the legal, valid and binding
obligation of Carrier, enforceable in accordance with its terms.

          9.4 Carrier is duly organized and in good standing under laws of the
state specified in the first paragraph of this Agreement and is qualified to do
business in each state where the nature of its activities or the character of
its properties makes such qualification necessary or desirable and the failure
to so qualify would have a material adverse effect on the assets or operations
of a carrier.

          9.5 Carrier's audited financial statements and its unaudited financial
statements, as heretofore furnished to Bank, have been prepared in accordance
with generally accepted accounting principles applied on a basis consistent with
those of the preceding year, and fairly present the financial condition of
Carrier as of such date and the result of its operations and the changes in
financial position for the period then ended. There have been no material
adverse changes in the condition or operations, financial or otherwise, of
Carrier since the date of the unaudited financial statements furnished to Bank
prior to the execution of this Agreement, except as previously disclosed to Bank
in writing. Neither the financial statements described herein nor any other
certificate, written statement, budget, exhibit or report, including without
limitation, information and reports relating to Card sales for Travel Costs,
furnished by on behalf of Carrier in connection with or pursuant to this
Agreement contains any untrue statement of a material fact or omits to state any
material fact necessary in order to make statements contained therein not
misleading. Certificates or statements furnished by or on behalf of Carrier to
Bank consisting of projections or forecasts of future results or events have
been prepared in good faith and based on good faith estimates and assumptions of
the management of Carrier and Carrier has no reason to believe that such
projections or forecasts are not reasonable. All factual information hereafter
furnished to Bank by Carrier or its agents will be true and accurate in all
material respects on the date as of which such information is dated or certified
and no such information will contain any material misstatement of fact or will
omit to state a material fact or any fact necessary to make the statements
contained therein not misleading.

                                      -19-
<PAGE>

          9.6 There is no action, suit or proceeding at law or equity, or before
or by any federal, state, local or other governmental department, commission,
board, bureau, agency or instrumentality, domestic or foreign, pending or to the
knowledge of Carrier, threatened against Carrier or any of its property which,
if determined adversely to Carrier would materially adversely affect the present
or prospective financial condition of Carrier or affect its ability to perform
hereunder and Carrier is not in default with respect to any final judgment,
writ, injunction, decree, rule or regulation of any court or federal, state,
local or other governmental department, commission, board, bureau, agency or
instrumentality, domestic or foreign where the effect of such default would
materially adversely affect the present or prospective financial condition of
Carrier.

          9.7 Carrier is in compliance with its agreement with ARC and is
entitled to all the benefits and rights afforded to Carrier under such
agreement, which benefits and rights are substantially the same as those
afforded to other carriers by ARC.

          9.8 Carrier has reviewed and assessed its business operations and
computer systems with respect to the "year 2000 problem" (that is, that computer
applications and equipment used by Carrier directly, or indirectly through third
parties, may be unable to properly perform date-sensitive functions before,
during and after January 1, 2000). Based on that review and assessment, Carrier
reasonably believes that the year 2000 problem will not result in a material
adverse change in Carrier's business condition (financial or otherwise),
operations, prospects or ability to perform under this Agreement. This
representation will be a continuing representation for the remainder of the term
of this Agreement. Carrier agrees to take all actions reasonably necessary to
ensure that this representation remains true, and Carrier agrees to promptly
notify Bank if, at any time during the term of this Agreement, Carrier becomes
aware of facts or circumstances such that this representation has become or may
become untrue or its obligation under this Section 9.8 has been or may be
breached. Carrier will promptly deliver to Bank such information relating to
this representation and its obligation under this Section 9.8 as Bank requests
from time to time, including, without limitation, any information pertaining to
the aforementioned review and assessment.

                                      -20-
<PAGE>

     10. SERVICE MARKS AND TRADEMARKS

          10.1 Bank shall not display nor show the trademarks, service marks,
logos, or company names of Carrier in promotion, advertising, press releases, or
otherwise without first having obtained Carrier's written consent.

          10.2 Upon the prior written consent of Bank, Carrier may utilize
trademark and service marks of a Card Association in its own promotional and
advertising materials to state that Carrier will honor the Cards, subject to
restrictions as to the colors, sizes and designs of such marks and such other
restrictions as contained in materials supplied to Carrier by Bank.

          10.3 Carrier and Bank acknowledge that neither party will acquire any
right, title or interest in or to the other party's trademarks, service marks,
logos or company names and such properties shall remain the exclusive property
of the respective parties or their affiliates. Upon termination of this
Agreement, the parties hereto will discontinue all reference to and/or display
of the other party's trademarks, service marks, logos and company names.

     11. AUDIT

          During the term hereof and for one year thereafter, Carrier and Bank
shall have the right at reasonable times and upon reasonable notice to audit,
copy or make extracts of the records of the other pertaining to the transactions
between or among them under this Agreement to determine the accuracy of the
amounts which have been or are to be paid, refunded or credited by one party to
the other in accordance with the provisions hereof.

     12. DISPUTES WITH CARDHOLDERS

                                      -21-
<PAGE>

          12.1 Carrier will handle all claims or complaints by a Cardholder with
regard to Travel Costs.

          12.2 Any dispute between Carrier and Cardholder arising out of the
common carrier passenger relationship shall be settled directly by Carrier
without liability, cost, or loss to Bank.

     13. ASSIGNMENT; DELEGATION OF DUTIES

          This Agreement shall inure to the benefit of and be binding upon the
successors and assigns of the parties hereto. Consent of Carrier shall not be
required as to an assignment by Bank to any subsidiary, affiliate or parent of
Bank or any successor to Bank by reason of merger or consolidation. Neither
party shall make any other assignments of this Agreement without the prior
written consent of the other, which consent shall not be unreasonably withheld.
Bank, in its sole discretion, without prior notice to Carrier(s), may designate
and authorize any affiliate(s) of Bank to take any action required or allowed by
Bank hereunder and in such case such affiliate(s) shall be entitled to the
rights and benefits of Bank hereunder. Notwithstanding any such designation and
authorization, Bank shall remain liable for any breach or failure to perform
hereunder by any such affiliate(s) of Bank.

     14. INDEMNIFICATION

          Carrier shall indemnify and hold Bank harmless from and against any
and all claims, loss, liability, cost, damage, and expense on account of or
arising out of claims or complaints by a Cardholder with regard to Travel Costs
and any and all disputes between Carrier and any Cardholder arising out of the
common carrier passenger relationship and on account of or arising out of any
settlement, litigation, arbitration, governmental inquiry or other proceeding
pertaining or alleged to pertain thereto.

          Bank will promptly notify Carrier of any such claim and allow Carrier
the right to assume the defense of any such claim; provided, that, counsel
retained by Carrier shall be reasonably acceptable to Bank. Bank will not settle
any such claim without Carrier's written consent. Nothing herein shall limit
Bank's right of Chargeback as defined in Section 8 of this Agreement.

          Bank shall indemnify and hold Carrier harmless from and against any
and all claims, loss, liability, cost, damage and expense on account of or
arising out of any claims, complaints, disputes, settlement, litigation,
arbitration, governmental inquiry or other proceeding alleging or arising from
Bank's willful misconduct or grossly negligent acts or omissions. Carrier will
promptly notify Bank of any such claim and allow Bank the right to assume the
defense of any such claim; provided, that, counsel retained by Bank shall be
reasonably satisfactory to Carrier. Carrier will not settle any such claim
without Bank's written consent. Any other provisions contained herein to the
contrary notwithstanding, it is hereby agreed that the indemnity provisions set
forth in this Section 14 shall survive termination of this Agreement and remain
in effect with respect to any occurrence or claim arising out of or in
connection with this Agreement.

                                      -22-
<PAGE>

     15. TERMINATION AND WAIVER

          If either party shall commit a material default in the performance of
its obligations under this Agreement and shall fail or refuse to remedy or
commence to remedy such material default within fifteen (15) calendar days after
receipt of written notice specifying the nature of such default, the other party
may terminate this Agreement on twenty-four (24) hours written notice after such
fifteen (15) day period; provided, that, Bank shall have no obligation to notify
Carrier prior to any termination based upon any of (a) commencement, whether by
or against Carrier, of any bankruptcy, reorganization, debt arrangement or other
proceeding under any bankruptcy, reorganization, debt arrangement, liquidation
or other insolvency law, (b) violation by Carrier of Bank's rights pursuant to
Section 22 of this Agreement or (c) any modification of Carrier's rights or
benefits under any agreement with ARC that would materially adversely affect the
present or prospective financial condition of Carrier or impair its ability to
perform hereunder or any suspension or termination of any agreement with ARC or
of any of Carrier's rights or benefits thereunder. In the event of termination
by Bank, Carrier shall give appropriate notice to its Agents.

          Material defaults shall include, without limitation, (i) any of the
events described in clauses (a) through (c) in the first paragraph of this
Section 15, (ii) the imposition, or an attempted imposition, of a lien in favor
of any party other than Bank, whether voluntary or involuntary, on the Deposit
or any portion thereof or any property of Carrier subject to the lien or
security interest of Bank and the imposition of any freeze on any property of
Carrier subject to the lien or security interest of Bank, (iii) failure by
Carrier to maintain all licenses, permits and certificates necessary for it to
conduct flight operations.

          No termination of this Agreement (whether under this Section 15 or any
other provision of this Agreement) shall affect the rights or obligations of
either party which may have arisen or accrued prior to such termination.

                                      -23-
<PAGE>

          No waiver of any provision hereunder shall be binding unless such
waiver shall be in writing and signed by the party alleged to have waived such
provisions.

     16. NOTICES

          All notices permitted or required by this Agreement shall be in
writing and shall be deemed given when received and may be sent by certified
mail, courier, overnight delivery or telecopy and shall be addressed as set
forth below:

          TO BANK:                  U.S. Bank National Association
                                    Merchant Payment Services
                                    1010 South Seventh Street
                                    Minneapolis, Minnesota 55415

          ATTENTION:                Vice President, Merchant Payment Services
                                    Telecopy: (612) 973-8525

          TO CARRIER:               Hawaiian Airlines, Inc.
                                    3375 Koapaka Street
                                    Honolulu, Hawaii 96819

          ATTENTION:                Vice President/Controller
                                    Telecopy: (808) 835-3694

The above addresses and addressees may be changed by giving notice of such
change in the manner provided herein for giving notice. Until such written
notice is received, the last addresses and addressees herein shall be deemed to
continue in effect for all purposes.

     17. GOVERNING LAW

          This Agreement shall be governed by and construed in accordance with
the substantive laws of the State of Minnesota. Both parties shall abide by all
applicable federal, state and local laws, ordinances and regulations.

     18. RULES AND REGULATIONS

          Carrier acknowledges that the respective systems of the Card
Associations are governed by their respective Operating Regulations and that all
transactions hereunder are subject to such Operating Regulations. Carrier
further acknowledges that Bank has entered into this Agreement in reliance upon
the applicability of the Operating Regulations of applicable Card Associations
to the transactions hereunder.

                                      -24-
<PAGE>

     19.  REIMBURSEMENT BY CARRIER

          Carrier will reimburse Bank for any fees, charges, fines, assessments,
penalties, and Chargebacks that Bank may be required to pay, incur, or purchase
from a Card Association with regard to any transaction processed by Bank from
Carrier; provided, that, Carrier shall have no obligation for any such amount
incurred through the willful misconduct or grossly negligent acts or omissions
of Bank. Without limiting the generality of the foregoing, Carrier will
reimburse Bank for transactions required to be paid or repurchased by Bank by
virtue of Card Association Operating Regulations as such Operating Regulations
may be applied by the applicable Card Associations. Any losses suffered by Bank
on account of delay by Bank in processing Chargebacks shall be reimbursed by
Carrier with respect to Chargebacks processed by Bank subsequent to cessation or
substantial curtailment of flight operations of Carrier.

          Bank shall have the right to deduct the amount of any reimbursement
hereunder from any payment otherwise due from Bank to Carrier. If Bank is unable
to so collect such amount, Carrier shall pay Bank, on demand, the full amount or
any uncollected part thereof. Bank, at its option, may apply such portion of the
Deposit, if any, to the extent necessary to satisfy Carrier's obligations
hereunder. It shall then be the responsibility of Carrier to recover the amount
involved or otherwise resolve the cause of the reimbursement. Without limiting
the foregoing, Carrier acknowledges that Reserved Funds are funds provisionally
credited to Bank pursuant to the Card Association Operating Regulations, subject
to Chargeback as provided therein, and that pursuant to Section 3 of Schedule 2
hereto such funds will not be credited (provisionally or otherwise) to Carrier
but will be held by Bank subject to subsequent credit as provided in Schedule 2
and are subject to Chargeback in accordance with the Card Association Operating
Regulations as such Operating Regulations may be applied by the applicable Card
Association.

          20. COST AND EXPENSES

          Carrier shall reimburse Bank for all costs and expenses, including
reasonable attorney's fees and expenses, paid or incurred by Bank in connection
with the negotiation and preparation of this Agreement and with the enforcement
and preservation of Bank's rights hereunder. Carrier further agrees that Carrier
shall reimburse Bank for all costs and expenses incurred by Bank related to
cessation of all or a material part of Carrier's business as currently
conducted, or the commencement and actual liquidation of Carrier and its assets,
whether under Chapter 11 or Chapter 7 of the Federal Bankruptcy Code or under
other applicable law, or pursuant to a sale of substantially all of the assets
of Carrier or otherwise, in the aggregate amount of such costs and expenses.
Reimbursable costs and expenses shall include, without limitation, any amounts
paid to other carriers by Bank to induce such carriers to accept tickets issued
by Carrier. All costs and expenses to be paid by Carrier hereunder shall be
payable on demand and are secured by the Deposit and all collateral of Bank
hereunder. Bank, at its option, may deduct the amounts owed to it from any
amount otherwise due Carrier from Bank or, with concurrent notice to Carrier,
apply or set off such portion of the Deposit, if any, in the amount necessary to
satisfy Carrier's obligations hereunder.

                                      -25-
<PAGE>

     21. ENTIRETY

          This Agreement, including Schedules 1 and 2 attached hereto and hereby
made part hereof, shall constitute the entire understanding and agreement
between the parties with respect to the subject matter herein contained, and
there are no other agreements, representations, warranties or understanding,
oral or written, expressed or implied, that are not merged herein and superseded
hereby. This Agreement shall not be amended, supplemented, modified or changed
in any manner, except in writing, signed by the parties hereto and attached to
this Agreement.

     22. EXCLUSIVITY

          Bank does and will retain the exclusive right to process all Card
sales transacted by Carrier within the fifty States of the United States of
America. Bank will also accept all U.S. dollar-denominated Card sales submitted
by Carrier from other geographical locations that are in compliance with Card
Association Operating Regulations.

          Submissions and payment from any location must be handled in
compliance with all applicable government laws, rules and regulations.

     23. TERM

          The Agreement shall continue for an initial term of two (2) years and
shall automatically renew for successive terms of one (1) year thereafter;
provided, however, that at any time during the term hereof Bank may terminate
this Agreement, with or without cause, upon sixty (60) days prior written notice
to Carrier, and provided further that this Agreement shall not renew if Carrier
provides written notice to Bank no later than ninety (90) days prior to the then
current term of its determination to terminate this Agreement, in which case
this Agreement shall terminate on the scheduled date of expiration.

                                      -26-
<PAGE>

     24. ASSISTANCE

          Bank or Carrier shall not unreasonably withhold any documentation
required by Carrier or Bank in connection with the defense of any claim asserted
in connection with this Agreement.

          Bank will provide Cardholder's name and address for each Chargeback
when it is included in the Cardholder's documentation received by Bank.

     25. REPORTING

          Until any obligation of Bank to perform hereunder shall have expired
or been terminated and all obligations of Carrier to Bank hereunder shall have
been satisfied, Carrier shall furnish to Bank the following reports, notices and
financial statements, which shall be stated in U.S. Dollars and shall be in
English:

          25.1 As soon as available and in any event within 90 days after the
end of each fiscal year of Carrier, the consolidated financial statements of
Carrier and its subsidiaries, if any, consisting of at least statements of
income, cash flow and changes in stockholders' equity, and a consolidated
balance sheet as at the end of such year, setting forth in each case in
comparative form corresponding figures from the previous annual audit and
stating Carrier's unrestricted cash (including cash equivalents) balance,
certified without qualification by independent certified public accountants of
recognized standing selected by Carrier and acceptable to Bank, together with
consolidating statements, any management letters, management reports or other
supplementary comments or reports to Carrier or its board of directors furnished
by such accountants.

          25.2 At the request of Bank, as soon as available and in any event
within 30 days after the end of each fiscal month, consolidated statements of
income, cash flow and changes in stockholders' equity for Carrier and its
subsidiaries if any, for such month and for the period from the beginning of
such fiscal year to the end of such month, and a consolidated balance sheet of
Carrier and its subsidiaries, if any, as at the end of such month, setting forth
in comparative form figures for the corresponding period for the preceding
fiscal year and stating Carrier's unrestricted cash (including cash equivalents)
balance, accompanied by consolidating statements for such period and a
certificate signed by the chief financial officer of the Carrier (a) stating
that such financial statements present fairly the financial condition of Carrier
and its subsidiaries and that the same have been prepared in accordance with
generally accepted accounting principles and (b) certifying as to Carrier's
compliance with all statutes and regulations applicable to Carrier, except
noncompliance that could not reasonably be expected to have a material adverse
effect on the financial condition or business operations of Carrier.

                                      -27-
<PAGE>

          25.3 Promptly upon the mailing or filing thereof, copies of all
financial statements and financial reports that Carrier sends to any of its
security holders or files with any government agency and, promptly upon the
request of Bank, copies of such other reports as Carrier may file with any
government agency.

          25.4 Immediately upon any officer of Carrier becoming aware of any
material default by Carrier under this Agreement, a notice from Carrier
describing the nature thereof and what action Carrier proposes to take with
respect thereto.

          25.5 Immediately upon any officer of Carrier becoming aware of the
same, notice of any pending or threatened action, suit or proceeding at law or
equity, or before or by any federal, state local or other governmental
department, commission, board, bureau, agency or instrumentality, domestic or
foreign, against Carrier or any of its property which, if determined adversely
to Carrier would materially adversely affect the present or prospective
financial condition of Carrier or affect its ability to perform hereunder.

          25.6 Immediately upon (a) termination or suspension of any agreement,
or any of Carrier's rights or benefits thereunder, that Carrier has with ARC,
(b) modification of any agreement with ARC that would materially adversely
affect the present or prospective financial condition of Carrier or impair its
ability to perform hereunder or (c) receipt by Carrier of notice from ARC of
ARC's intention to terminate, suspend or modify agreement with Carrier, a notice
from Carrier of such termination, modification or receipt of notice and such
information with respect to the same as Bank may request. Such notice shall be
provided whether Carrier is a party to an agreement with ARC on the Effective
Date or thereafter becomes party to an agreement with ARC.

          25.7 Immediately upon the commencement, whether by or against Carrier,
of any bankruptcy, reorganization, debt arrangement or other proceeding under
any bankruptcy, reorganization, debt arrangement, liquidation or other
insolvency law, notice of such commencement.

                                      -28-
<PAGE>

          25.8 Immediately upon the failure to pay, whether by acceleration or
otherwise, any payment obligation of the Carrier pursuant to any aircraft lease,
notice of such failure and information concerning the amount of the obligation
and the actual or likely consequences of such failure.

          25.9 Immediately upon the reduction by the Carrier of greater than
fifteen percent (15%) of its scheduled flights during any consecutive five-day
period, notice of such reduction.

          25.10 Immediately upon the merger or consolidation of the Carrier, or
entry by the Carrier into any analogous reorganization or transaction, with any
other corporation, company or other entity or the sale, transfer, lease or other
conveyance of all or any substantial part of the Carrier's assets, notice of
such event, including a description of the parties involved and the structure of
the reorganization or transaction.

          25.11 Such other information with respect to the financial condition
and operations of Carrier as Bank may reasonably request.

     26. GENERAL

          No failure or delay on the part of Bank or Carrier in exercising any
power or right under the Agreement shall operate as a waiver of such power or
right.

          In the event of a conflict between Bank's normal rules and the terms
of this Agreement, the terms of this Agreement shall control.

          Section headings are included herein for convenience of reference only
and shall not constitute a part of this Agreement for any other purpose.

          Nothing in this Agreement or in the course of conduct between the
parties shall be construed as creating a principal and agent partnership or
joint-venture relationship between the parties hereto.

     27. REMEDIES CUMULATIVE

          All remedies, rights, powers, and privileges, either under this
Agreement or by law or otherwise afforded to Bank, shall be cumulative and not
exclusive of any other such remedies, rights, powers and privileges. The Bank
may exercise all such remedies in any order of priority.

                                      -29-
<PAGE>

     28. CONFIDENTIALITY

          Carrier covenants and agrees that Schedules 1 and 2 hereto (the
"Confidential Schedules") shall be maintained in confidence and not disclosed by
Carrier or Carrier's representatives, officers, agents or employees without
Bank's prior written consent unless required to be disclosed pursuant to
judicial order or applicable law. The Confidential Schedules shall not be
utilized for any purpose other than performance by Carrier under this Agreement.
In the event that Carrier determines that it is required to disclose the
Confidential Schedules, or any of them, whether pursuant to a judicial order or
to applicable law, Carrier agrees to provide Bank with ten (10) days prior
written notice (or such shorter prior notice as shall be reasonable in the
circumstances) of such determination and the basis for such determination prior
to making disclosure so that Bank may consider whether to seek an appropriate
protective order and/or to waive compliance with the requirements of this
Section 28.

     29. CONSENT TO JURISDICTION

          Carrier agrees that any legal action or proceeding arising out of or
in connection with this Agreement may be brought in the courts of the State of
Minnesota or the courts of the United States of America in the State of
Minnesota, and hereby irrevocably submits to the non-exclusive jurisdiction of
each such court and hereby irrevocably appoints CT Corporation System Inc.
presently located at 405 Second Avenue South, Minneapolis, Minnesota 55401 as
its authorized agent for service of process in such courts, and service in such
manner shall be deemed to be good and valid service on Carrier. The submission
to such jurisdictions shall not (and shall not be construed as to) limit the
right of Bank to take proceedings against Carrier in whatsoever jurisdictions
shall to it seem fit nor shall the initiating of proceedings in any one or more
jurisdictions preclude the taking of proceedings in any other jurisdiction.

          In addition, Carrier hereby irrevocably waives, to the fullest extent
permitted by law, any objection which it may now or hereafter have to the laying
of venue of any suit, action or proceeding arising out of or relating to this
Agreement brought in any District Court of the State of Minnesota, or the United
States District Court for the District of Minnesota, and hereby further
irrevocably waives any claim that any such suit, action or proceeding brought in
any such court has been brought in an inconvenient forum.

                                      -30-
<PAGE>

          IN WITNESS WHEREOF, the parties have caused this Agreement to be
executed and attested to by their duly authorized officers as of the day and
year written.

CARRIER:

HAWAIIAN AIRLINES, INC.

By (Print Name):
                 --------------------------------------
Signature:
                 --------------------------------------
Title:
                 --------------------------------------
Date:
                 --------------------------------------

BANK:

U.S. BANK NATIONAL ASSOCIATION

By (Print Name):
                 --------------------------------------
Signature:
                 --------------------------------------
Title:
                 --------------------------------------
Date:
                 --------------------------------------

                                      -31-
<PAGE>

                                   SCHEDULES

                         1 - PROCESSING FEES [REDACTED]

                        2 - DEPOSIT - CARRIER [REDACTED]

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00005-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00005-of-00352.parquet"}]]