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                                                                 EXHIBIT 10.36

                              EMPLOYMENT AGREEMENT

THIS EMPLOYMENT AGREEMENT (the "AGREEMENT") is made and entered into as of the
17th day of October, 2000, by and between David D. Johnson (the "EXECUTIVE")
and Anchor Gaming ("ANCHOR" or "EMPLOYER"), a Nevada corporation.

                                   BACKGROUND

Employer is presently completing a restructuring of its ownership (the
"Transaction"), which will include changes in its executive management. Employer
acknowledges that, following the Transaction, continued access to the
experience, knowledge and expertise possessed by Executive will be critical to
Employer's success. Employer wishes to ensure that it will retain the services
of Executive for a period following the Transaction, and to memorialize the
terms of said employment relationship in writing.

This Agreement supercedes all previous employment agreements by and between the
Company and the Executive. Termination under Executive's new employment
agreement will constitute termination under his previous option agreements.
Furthermore, a change of control under Executive's new employment agreement will
constitute a change of control under his previous option agreements.

     NOW THEREFORE, in consideration of the mutual covenants and agreements set
forth in this Agreement, the parties agree as follows:

1.   EMPLOYMENT. Subject to the terms and conditions set forth in this
Agreement, Employer will employ Executive, and Executive hereby accepts such
employment with Employer.

2.   DUTIES OF EXECUTIVE.

     (a)  Executive will serve in the capacity of General Counsel of Anchor, as
well as Secretary of the Board of Directors of Anchor (the "BOARD"), and will be
subject to supervision by the Chief Executive Officer ("CEO") and/or the Board.
In such capacity, Executive will have all necessary powers to discharge his
duties and responsibilities, which will include oversight of all legal matters
in which Anchor and its affiliated and/or subsidiaries are involved and
consulting with other officers of Anchor, as needed; together with such other
duties as the Board and/or CEO may reasonably assign, consistent with duties
typically assigned to employees who hold positions similar to that of Executive.

     (b)  During the term of this Agreement and except as provided below,
Executive will perform to the best of his abilities all duties assigned to him
hereunder, will devote substantially all of his primary business time, attention
and effort to the affairs of Anchor and will use his reasonable best efforts to
promote the interests of

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Anchor. Notwithstanding the foregoing or anything else in this Agreement,
Executive may engage in reasonable charitable, civic or community activities.

     (c)  Executive has obtained and possesses, or will obtain and possess, and
will maintain throughout the Term of this Agreement, all licenses, approvals,
permits, and authorization (the "LICENSES") necessary to perform Executive's
duties hereunder, including without limitation, any licenses required by any
agency of any state or county having jurisdiction to regulate gaming, liquor or
the activities undertaken by Employer. Any costs, attorneys' fees,
investigations fees or other expenses incurred in connection with obtaining such
Licenses will be borne by Employer. Executive warrants that he is fully
eligible, under all standards and requirements, to obtain or possess such
licenses and that Executive will commit no acts during the term hereof that
would jeopardize or eliminate his ability to possess or maintain such Licenses.

     (d)  Executive agrees to submit to drug testing in accordance with the
Company policy, and to execute a consent form attached as EXHIBIT A.

3.   TERM. The term of this Agreement (the "TERM") will commence as of
October 17, 2000 (the "EFFECTIVE DATE"), and will continue for a period of
4 years from the Effective Date, at which time this Agreement expires, unless
earlier terminated by either party in accordance with the terms and conditions
in this Agreement (the date on which Employee's employment with Employer
terminates is referred to as the "SEPARATION DATE").

4.   COMPENSATION.

     (a)  SALARY. Commencing on the Effective Date and during the Term of
this Agreement, Employer will pay Executive a minimum base salary of
two-hundred-and-twenty-five-thousand dollars ($225,000.00, or $18,750 per
month), which will be payable in accordance with Employer's standard payroll
practice, but in any event, not less frequently than monthly. Such base
salary will not include any other benefits made available to Executive, or
any contributions or payments made on his behalf pursuant to any employee
benefit plan or program of Employer, including health, disability or life
insurance plans or programs, 401(k) plans, cash bonus plans, stock option
plans, retirement plans, severance plans or any similar plans or programs of
any nature that may be offered at any time during the Term of this Agreement.

     (b)  BONUS COMPENSATION. In addition to the Salary set forth above,
Employer will pay Executive an annual bonus in an amount to be determined by,
and subject to the sole discretion of, the Board, up to a maximum of two-hundred
thousand dollars ($200,000.00), such bonus to be paid at a time and in a manner
consistent with payment of such bonuses to other of Employer's officers and/or
executives.

     (c)  EMPLOYEE BENEFITS. During the term of this Agreement, Employer will
provide Executive with all benefits made available from time to time by Employer
to

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employees and/or officers generally and to employees who hold positions
similar to that of Executive (including benefits granted to other officers
and/or directors of Employer), as per company policy. Executive's benefits will
include, without limit, participation in any and all Employer-sponsored medical,
dental and/or vision plans or programs, which will include coverage for
Executive's immediate family; disability insurance; life insurance payable to
Executive's designated beneficiary; participation in any and all
Employer-sponsored retirement plans and/or 401(k) plans; and paid vacation.

     (d)  EXPENSES. During the term of this Agreement, Executive be entitled to
reimbursement for all reasonable and necessary expenses incurred on behalf of
Employer, in accordance with the general policy of Employer.

5.   RESTRICTED STOCK GRANT.

     (a)  GRANT. As additional consideration for the services provided by
Executive pursuant to this Agreement, Employer will confer upon Executive a
restricted stock grant in the amount of five-thousand (5,000) shares of common
stock of Employer, which will vest 20% on the date on which the Transaction
closes, and vest ratably over twelve successive calendar quarters in equal
increments. The restricted stock grant will be subject to the terms and
conditions of the Restricted Stock Agreement in substantially the form attached
as EXHIBIT B.

6.   STOCK OPTIONS. As additional consideration for the services provided by
Executive pursuant to this Agreement, and in addition to any previous grants,
Employer will grant to Executive options to purchase thirty-five thousand
(35,000) shares of Employer's Common Stock (the "OPTION GRANT") at an exercise
price of seventy-one dollars and eighty-seven and one-half cents ($71.875), such
grant to be governed by the existing Anchor Gaming 1995 Stock Option Plan and
the 2000 Stock Incentive Plan, which is to be presented to shareholders at
Employer's next annual meeting. The terms and conditions of this Option Grant
will be set forth in a separate Stock Option Agreement, which is attached as
EXHIBIT B.

7.   SEVERANCE.

     (a)  In the event that Executive's employment is terminated by Employer for
Cause (as defined below), Executive will receive no severance of any kind.

     (b)  In the event that Executive voluntarily terminates his employment with
Employer, he will receive no severance payment of any kind.

     (c)  In the event that Employer chooses to terminate Executive's employment
for other than Cause, Executive will receive a severance payment equal to one
year's salary, as set forth in SECTION 4(a), less any and all applicable
withholding.

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     (d) "CAUSE" means that the Board reasonably finds that any one or more
of the following events has occurred: (i) performance by Participant of
illegal or fraudulent acts, criminal conduct, or willful misconduct relating
to the activities of the Company, including, without limit, violation by
Participant of any material gaming laws or regulations, which violation
materially and adversely affects the ability of Participant to perform his
duties to the Company or may subject the Company to liability; (ii)
conviction of, or nolo contendere plea by Participant to, any criminal acts
involving moral turpitude having a material adverse effect upon the Company,
including, without limitation, upon its profitability, reputation, or
goodwill; (iii) willful and material disregard of any reasonable directive(s)
from the Board that are not inconsistent with the terms of any contract with
the Company to which Participant is party, PROVIDED that the Board will
provide Participant with written notice that such event has occurred ("NOTICE
OF DISREGARD") and will further allow Participant 30 days in which to cure
such disregard, and PROVIDED FURTHER that the Board will provide an
opportunity for Participant to be heard if there is no cure within 30 days of
the Notice of Disregard; (iv) breach of fiduciary duty, PROVIDED that the
Board will provide Participant with written notice that such event has
occurred ("NOTICE OF BREACH OF FIDUCIARY DUTY") and will further allow
Participant 30 days in which to cure such breach of fiduciary duty, and
PROVIDED FURTHER that the Board will allow an opportunity for Participant to
be heard if there is no cure within 30 days of the Notice of Breach of
Fiduciary Duty; (v) material violation, not cured in a reasonable time after
notice from the Company, by Participant of any of the covenants and
agreements contained in any agreement with the Company to which Participant
is party; (vi) failure or inability of Participant to obtain or maintain
required gaming licenses or approvals.

     (e) "CHANGE OF CONTROL" means the occurrence of any of the following
events, as a result of one transaction or a series of transactions: (i) any
"person" (as that term is used in Sections 13(d) and 14(d) of the Securities
Exchange Act of 1934, as amended, (the "Exchange Act"), but excluding the
Company, its affiliates, and any qualified or non-qualified plan maintained
by the Company or its affiliates) becomes the "beneficial owner" (as defined
in Rule 13d-3 promulgated under the Exchange Act), directly or indirectly, of
securities of the Anchor Gaming representing more than 50% of the combined
voting power of the Anchor Gaming's then outstanding securities; (ii)
individuals who constitute a majority of the Board of Directors of the
Company immediately prior to a contested election for positions on the Board
cease to constitute a majority as a result of such contested election; (iii)
Anchor Gaming is combined (by merger, share exchange, consolidation, or
otherwise) with another entity and as a result of such combination, less than
50% of the outstanding securities of the surviving or resulting entity are
owned in the aggregate by the former shareholders of Anchor Gaming; (iv) the
Company sells, leases, or otherwise transfers all or a majority of all of its
properties, assets or income or revenue generating capacity to another person
or entity; (v) a dissolution or liquidation of Anchor Gaming or; (vi) any
other transaction or series of transactions is consummated that results in a
required disclosure under Item 1 of Form 8-K or successor form.

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     (f)  TERMINATION FOLLOWING CHANGE OF CONTROL. In the event that Executive
is for any reason terminated or subjected to Constructive Termination (as
defined below), following a Change in Control, Executive will receive a
severance payment equal to one year's salary, as set forth in SECTION 4(a), less
any and all applicable withholding. A "CONSTRUCTIVE TERMINATION", for purposes
of this Agreement, is defined as: (i) a significant reduction in the duties or
responsibilities of Executive from those set forth in this Agreement; (ii) a
change in job title of Executive that reflects a reduction in duties,
responsibilities and/or stature; (iii) a change or reduction in Executive's
total remuneration (including salary, bonus, qualified retirement benefits,
welfare benefits, stock option benefits and any other employee benefits) from
that provided in this Agreement; (iv) a change in Executive's direct reporting
relationship such that Executive is no longer reporting directly to the CEO or
the Board; or (v) a change by Employer in the location of Executive's principal
place of employment, which moves the principal place of business more than 35
miles from the location specified in this Agreement.

8.   PAYMENTS UPON TERMINATION; TAX TREATMENT. In the event that the total
compensation paid to Executive as severance in the event of a Change in Control,
taking into account all cash severance payments, shares of stock, accelerated
vesting of stock options, and bonuses, if any (such payments referred to, for
purposes of this Section 8, as the "Severance Payment"), is found to constitute
"an excess parachute payment" within the meaning of Section 280G of the Internal
Revenue Code of 1986, as amended (the "CODE), then Employer will pay to
Executive, in addition to the compensation paid as Severance Payment, an
additional amount (the "ADDITIONAL AMOUNT") which, after reduction for income
taxes and excise taxes on the additional amount, is sufficient to provide for
the payment of any excise tax that may be due by Executive on the Severance
Payment.

9.   CONFIDENTIAL INFORMATION.

     (a)  DEFINITION OF "CONFIDENTIAL INFORMATION." As used herein, the term
"CONFIDENTIAL INFORMATION" means information of any kind, nature and
description disclosed to, discovered by or otherwise known by Employee as a
direct or indirect consequence of or through Executive's employment with
Employer that is not generally known within the industry or industries in
which Employer is or may become engaged, about Employer's business,
merchandise, client base, marketing procedures, processes and services,
including but not limited to, information relating to research, marketing,
development, inventions, product lines, design, purchasing, finances and
financial affairs, accounting, merchandising, selling, engineering,
employees, trade secrets, business practices, methods, acquisitions,
potential acquisitions, customer lists, customer contact lists, vendor lists,
pricing agreements, merchandise resources, supply resources, service
resources, system

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designs, procedures manuals, the prices it obtains or has obtained or at which
it sells or has sold its services or products, or the name of its personnel and
reports.

     (b)  NONDISCLOSURE. In order to perform his duties hereunder, Executive
will require access to trade secrets and proprietary information of Employer,
and Employer agrees to make such trade secrets and Confidential Information
available to Executive as necessary. Executive acknowledges that, in the course
of his employment with Employer pursuant to this Agreement, he will become
familiar with trade secrets and customer lists of, and other confidential
information concerning, Employer; that he will receive extraordinary and
specialized training in the operation of Employer's products and/or the nature
of Employer's services; that he will represent Employer and develop contacts and
relationships with other persons and entities, including but not limited to
customers, potential customers and employees of such entities; and that his
services will be of special, unique and extraordinary value to Employer.
Executive expressly covenants and agrees that he will not, during the term of
employment with Employer hereunder or at any time following the termination
thereof, without regard to the party terminating this Agreement or the reason
for termination, if any, directly or indirectly, reveal, divulge, disclose or
communicate to any Person ("Person" includes, but is not limited to, any
individual, corporation, institution, limited liability company, partnership,
joint venture, association, joint-stock company, trust, unincorporated
organization, proprietorship or government or any agency or political
subdivision thereof), other than authorized officers, directors, and employees
of Employer, in any manner whatsoever, any Confidential Information of Employer
without the prior written consent of a duly authorized officer of Employer or
member of the Board.

     (c)  RETURN OF CONFIDENTIAL INFORMATION AND OTHER PROPERTY. Upon
termination of Executive's employment with Employer, Executive will surrender to
Employer all Confidential Information including, without limitation, all
samples, articles of manufacture, lists, charts, schedules, reports, financial
statements, books, and records, and all copies thereof, of Employer and all
other property belonging to Employer whatsoever.

10.  COVENANT NOT TO COMPETE:

     (a)  CONSIDERATION FOR COVENANT. As consideration for his continued
employment with Employer and the grant of access by Employer to Confidential
Information, as provided in SECTION 9(b) of this Agreement, Executive will use
this information, training and good will solely for the benefit of Employer, and
further agrees to the Covenants set forth in this SECTION 10. Executive agrees
and acknowledges that the covenants set forth in this SECTION 10 are ancillary
to the agreements regarding Confidential Information contained in SECTION 9 of
this Agreement, and that these covenants set forth in this SECTION 10 are
reasonably necessary to protect Employer's interests in the Confidential
Information to which Executive is given access hereunder.

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     (b)  NON-COMPETITION. During the term of this Agreement and for a period of
one (1) year thereafter (the "NONCOMPETITION PERIOD"), Executive will not, in
the United States or in any foreign country in which Employer is then selling,
marketing, providing or soliciting to sell, market or provide its products or
services, directly or indirectly engage in, own or control an interest in
(except as to those investments held at the effective date of this agreement or
as a passive investor in publicly held companies, i.e., Executive and
Executive's relatives do not own of record, or beneficially, an aggregate of
more than two percent (2%) of any class of outstanding securities) or act as an
officer, director, or employee of, or consultant or adviser to, any firm,
corporation, institution or entity, directly or indirectly in competition with
or engaged in a business substantially similar to that of Employer, including
the development, manufacture, sale or marketing of products, services, devices,
instruments, methods or techniques (or any related services or activities)
similar to any products, services, devices, instruments, methods or techniques
which Employer is engaged in the development of, manufacture, selling, or
marketing, or has under consideration to do the same (whether or not such
products, devices, instruments, methods or techniques or the technology related
thereto were obtained from Executive), during the term of the Executive's
employment.

     (c)  NON-SOLICITATION. Executive further agrees that during the
Noncompetition Period he will not: (i) in any manner, directly or indirectly,
induce or attempt to induce any employee of Employer or any of its affiliates to
terminate or abandon his or her employment for any purpose whatsoever, or: (ii)
in connection with any business to which SECTION 9(b) applies, call on, solicit,
promote, merchandise, provide products or services to, or otherwise do business
with any customer of Employer whom Executive has solicited or otherwise dealt
with during the one-year period prior to the Separation Date; provided that,
such products or services are in competition with, or similar to, products or
service offered by Employer.

     (d)  CONSENT TO MODIFICATION. If, at any time, a court of competent
jurisdiction or an arbitrator holds that the restrictions stated in this
SECTION 10 are overly broad under then-existing circumstances, the parties
agree that the maximum period, scope or geographical area reasonable under
such circumstances will be substituted for the stated period, scope or area,
and that the court or arbitrator will be allowed to revise the restrictions
contained herein to cover the maximum period, scope and area permitted by law.

11.  ENFORCEMENT  OF COVENANTS.  Executive has carefully read and considered the
provisions of SECTIONS 9 and 10 of this Agreement, and Executive agrees that the
restrictions  contained therein (including,  but not limited to, the time period
and geographic  restriction)  are fair and reasonable and that these  provisions
are  reasonably  required for  protection  of  Employer's  interests.  Executive
further  agrees that a violation by Executive of any of the covenants  contained
in  SECTIONS  9 and 10  hereof  will  cause  damage  to  Employer  that  will be
significant,  material and difficult or impossible  to adequately  measure,  and
that in the event of such a breach, notwithstanding any

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language or provision in SECTION 12, Employer will be entitled to seek and
obtain injunctive relief. Executive expressly acknowledges and agrees that the
respective covenants and agreements will be construed in such a manner as to be
enforceable under applicable laws if a more limited scope is determined by a
court of competent jurisdiction to be required.

12.  NEGOTIATION, MEDIATION AND ARBITRATION.

     (a)  SUBJECT CLAIMS. The matters, claims, rights, and obligations subject
to these arbitration provisions include all rights, claims and obligations
arising out of or relating to this Agreement or to Executive's employment and/or
its termination, including, without limitation, any and all claims, rights or
causes of action which may ever arise or be asserted under any federal, state,
local or foreign statutory, regulatory or common law, and including, without
limitation, claims of discrimination on the basis of any protected status
(including, without limit, age, race, gender, religion and/or disability),
wrongful discharge or termination, breach of contract, tort (such as intentional
infliction of emotional distress, libel, slander, wrongful invasion of privacy
or personal injury), workers compensation or unemployment compensation. All of
the foregoing types of matters, claims, rights and obligations subject to these
arbitration provisions are herein called "SUBJECT CLAIMS." The parties agree and
acknowledge that an action by Employer to enforce any of the covenants set forth
in Sections 8 and/or 9 of this Agreement will not be a Subject Claim covered by
this SECTION 12.

     (b)  NEGOTIATION. The parties will attempt in good faith to resolve
promptly any controversy regarding a Subject Claim by negotiations between or
among the parties. If any party reaches the conclusion that the controversy or
dispute cannot be resolved by unassisted negotiations, such party may notify the
American Arbitration Association ("AAA"), 140 West 51st Street, New York, New
York 10020 [telephone (212) 484-3266; fax (212) 307-4387], AAA will promptly
designate a mediator who is independent and impartial, and AAA's decision about
the identity of the mediator will be final and binding. The parties agree to
conduct at least eight (8) consecutive hours of mediated negotiations in Las
Vegas, Nevada, or other mutually convenient location to which the parties agree,
within thirty (30) days after the notice is sent.

     (c)  INITIATION OF BINDING ARBITRATION. If any controversy or dispute
regarding a Subject Claim is not resolved by negotiation or mediation within
thirty (30) days after the first notice to AAA is sent, then, upon notice by any
party to the other affected parties and to AAA ("ARBITRATION NOTICE"), said
controversy or dispute will be submitted to a sole arbitrator who is independent
and impartial, selected by AAA, for binding arbitration in Las Vegas, Nevada, or
any other mutually convenient location to which the parties agree, in accordance
with AAA's Commercial Arbitration Rules. The arbitration will be governed by the
United States Arbitration Act, 9 U.S.C. Sections 1-16 (or by the same principles
enunciated by such Act in the event it may not be technically applicable).

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     (d)  SELECTION OF ARBITRATOR. Promptly after the Arbitration Notice is
given, AAA will select five possible arbitrators, to whom AAA will give the
identities of the parties and the general nature of the controversy. If any of
those arbitrators disqualifies himself or declines to serve, AAA will continue
to designate additional potential arbitrators until the parties have five to
select from. After the panel of five potential arbitrators has been completed, a
two page summary of the background of each of the potential arbitrators will be
given to each of the parties, and the parties will have a period of 10 days
after receiving the summaries in which to attempt to agree upon the arbitrator
to conduct the arbitration. If the parties are unable to agree upon an
arbitrator, then one of the parties will notify AAA and the other party, and AAA
will notify each party that it has five days from the AAA notice to strike two
names from the list and advise AAA of the two names stricken. After expiration
of the strike period, if all but one candidate has been stricken, the remaining
one will be the arbitrator, but, if two or more have not been stricken, AAA will
select the arbitrator from one of those not stricken. The decision of AAA with
respect to the selection of the arbitrator will be final and binding in such
case.

     (e)  ARBITRATION HEARING. Within 20 days after the selection of the
arbitrator, the parties and their counsel will appear before the arbitrator at a
place and time designated by the arbitrator for the purpose of each party making
a one hour or less presentation and summary of the case. Thereafter, the
arbitrator will set dates and times for additional hearings in accordance with
the Rules until the proceeding is concluded. The desire and goal of the parties
is, and the arbitrator will be advised that his goal should be, to conduct and
conclude the arbitration proceeding as expeditiously as possible. If any party
or his counsel fails to appear at any hearing, the arbitrator will be entitled
to reach a decision based on the evidence that has been presented to him by the
parties who did appear.

     (f)  NO LITIGATION, DAMAGES LIMITATION. The parties agree that they will
faithfully observe this Agreement and will abide by and perform any award
rendered by the arbitrator. The award or judgment of the arbitrator will be
final and binding on all parties, and judgment upon the award or judgment of the
arbitrator may be entered and enforced by any court having jurisdiction. Unless
and only to the extent mandatory arbitration is validly prohibited or limited by
applicable statute or regulation, no litigation or other proceeding may ever be
instituted at any time in any court or before any administrative agency or body
for the purpose of adjudicating, interpreting or enforcing any of the rights,
duties, liabilities or obligations of the parties hereto or any rights, duties,
liabilities or obligations relating to any Subject Claim, whether or not covered
by the express terms of this Agreement, or for the purpose of adjudicating a
breach or determination of the validity of this Agreement, or for the purpose of
appealing any decision of an arbitrator, except a proceeding instituted (i) for
the purpose of having the award or judgment of an arbitrator entered and
enforced or (ii) to seek an injunction or restraining order (but not damages in
connection therewith) in circumstances where such relief is available. Unless
and only to the extent a limitation of damages is validly prohibited or limited
by applicable statute or regulation, no punitive, exemplary or

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consequential damages may ever be awarded by the arbitrator or anyone else, and
each of the parties hereby waives any and all rights to make, claim or recover
any such damages.

     (g)  BANKRUPTCY. If any party becomes the subject of a bankruptcy,
receivership or other similar proceeding under the laws of the United States of
America, any state or commonwealth or any other nation or political subdivision
thereof, then, to the extent permitted or not prohibited by applicable law, any
factual or substantive legal issues arising in or during the pendency of any
such proceeding will be subject to all of the foregoing mandatory mediation and
arbitration provisions and will be resolved in accordance therewith. The
Agreements contained herein have been given for valuable consideration, are
coupled with an interest and are not intended to be executory contracts. The
fees and expenses of the arbitrator will be shared equitably (as determined by
the arbitrator) by all parties engaged in the dispute or controversy.

13.  DEATH OR DISABILITY. In the event that Executive dies or becomes unable, by
virtue of any physical or mental impairment, to perform the essential functions
of his position, with or without reasonable accommodation, for a period of 90
consecutive days or more ("Disability"), Employer will pay to Executive, or to
his estate, heirs and/or assigns, as appropriate, all salary owed to Executive
by Employer pursuant to Section 4 of this Agreement; any bonus owed to Executive
as of the date of said death or Disability, pursuant to Section 4 of this
Agreement; and a severance payment equal to six times Executive's monthly
salary.

14.  NOTICE PROVISION. Any notice, demand or request required or permitted to be
given or made under this Agreement will be in writing and will be deemed given
or made when delivered in person, when sent by United States registered or
certified mail, or postage prepaid, or when telecopied to a party at its address
or telecopy number specified below:

                  If to Employer:

                  Anchor Gaming

                  ----------------------------

                  ----------------------------

                  Telecopy number:  (702) ___-____

                  If to Executive:

                  ----------------------------

                  ----------------------------

                  ----------------------------

                  Telecopy number:  (___) ___-____

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The parties to this Agreement may change their addresses for notice by notifying
the other parties in the manner provided in this SECTION 14.

15.  HEADINGS NON-BINDING. All section titles and captions in this Agreement are
for convenience only, will not be deemed part of this Agreement, and in no way
will define, limit, extend or describe the scope or intent of any provisions
hereof.

16.  WORDS TO HAVE CONTEXTUAL MEANING. Whenever the context may require, any
pronoun used in this Agreement will include the corresponding masculine,
feminine or neuter forms, and the singular form of nouns, pronouns and verbs
will include the plural and vice versa. Additionally, the words "and" and "or"
will be given their contextual meaning and not be interpreted as being solely
conjunctive or disjunctive, as the case may be.

17.  EXECUTION OF AGREEMENT. The parties will execute all documents, provide all
information and take or refrain from taking all actions as may be reasonably
necessary or appropriate to achieve the purposes of this Agreement.

18.  LIMITATION OF BENEFITS CLAUSE. None of the provisions of this Agreement
will be for the benefit of or enforceable by any creditors of the parties,
except as otherwise expressly provided herein.

19.  NON-WAIVER PROVISION. No failure by any party to insist upon the strict
performance of any covenant, duty, agreement or condition of this Agreement or
to exercise any right or remedy consequent upon a breach thereof will constitute
waiver of any such breach or any other covenant, duty, agreement or condition.

20.  MULTIPLE ORIGINALS. This Agreement may be executed in counterparts, all of
which together will constitute one agreement binding on all the parties hereto,
notwithstanding that all such parties are not signatories to the original or the
same counterpart.

21.  CHOICE OF LAWS. THIS AGREEMENT WILL BE CONSTRUED IN ACCORDANCE WITH AND
GOVERNED BY THE LAWS OF THE STATE OF NEVADA, WITHOUT REGARD TO THE PRINCIPLES OF
CONFLICTS OF LAW.

22.  SEVERABILITY AND REFORMATION. If any provision of this Agreement is
declared or found to be illegal, unenforceable, or void, in whole or in part,
then the parties will be relieved of all obligations arising under such
provision, but only to the extent that it is illegal, unenforceable or void, it
being the intent and agreement of the parties that this Agreement will be deemed
amended by modifying such provision to the extent necessary to make it legal and
enforceable while preserving its intent or, if that is not possible, by
substituting therefor another provision that is legal and enforceable and
achieves the same objectives.

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23.  ENTIRE AGREEMENT. This Agreement, and the agreements in the forms of
exhibits attached hereto, constitute the entire agreement and understanding
between the parties with respect to the subject matter hereof and supersede and
preempt any prior written or prior or contemporaneous oral understandings,
agreements or representations by or between the parties, written or oral, which
may have related in any manner to the subject matter hereof.

24.  WRITTEN AMENDMENTS PROVISION. No supplement, modification or amendment of
this agreement or waiver of any provision of this Agreement will be binding
unless executed in writing by all parties to this Agreement. No waiver of any of
the provisions of this Agreement will be deemed or will constitute a waiver of
any other provision of this Agreement (regardless of whether similar), nor will
any such waiver constitute a continuing wavier unless otherwise expressly
provided.

25.  WRITTEN CONSENT FOR ASSIGNMENT. No party may assign this Agreement or any
rights or benefits thereunder without the written consent of the other parties
to this Agreement.

26.  CHOICE OF FORUM. Any action arising and initiated pursuant to this
Agreement must proceed in a state or federal district court in Clark County,
Nevada. If such an action cannot proceed in a state or federal district court
due to jurisdictional limitations, then it will proceed in any state or county
court of competent jurisdiction in Clark County, Nevada.

              [THE REMAINDER OF THIS PAGE INTENTIONALLY LEFT BLANK]

                                       12
<PAGE>

EXECUTED as of the date first above written.

ANCHOR GAMING

By:
   ----------------------------------

and

EXECUTIVE

-------------------------------------

                                       13<PAGE>

                                                                  EXHIBIT 10.37

                      AMENDMENT NO. 2 TO LOAN AGREEMENT

     THIS AMENDMENT NO. 2 TO LOAN AGREEMENT (this "Amendment") is entered into
as of October 17, 2000 with reference to the Loan Agreement (as amended, the
"Loan Agreement") dated as of June 29, 1999 among Anchor Gaming, a Nevada
corporation ("Borrower"), the Lenders party thereto, Bank of America, N.A.
(formerly known as Bank of America National Trust and Savings Association), as
Administrative Agent for the Lenders, and Banc of America Securities, LLC, as
Lead Arranger and Sole Book Manager.  Capitalized terms used but not defined
herein are used with the meanings set forth for those terms in the Loan
Agreement.

                                  RECITALS

     A.  Borrower has executed a Stock Purchase Agreement dated as of September
24, 2000 with Stanley E. Fulton and certain of his family members and their
respective Affiliates who are shareholders in Borrower pursuant to which
Borrower intends to acquire 4,596,200 shares of its capital stock for $66.60 per
share plus interest in respect of such purchase price from and after October 16,
2000.  Pursuant to the Stock Purchase Agreement, a $66,000,000 portion of the
total purchase price payable to Mr. Fulton shall be paid in the form of one or
more promissory notes of Borrower payable to Mr. Fulton (the "Fulton Notes").

     B.  Pursuant to the Asset Purchase Agreement, dated as of September 24,
2000 and between Nuevo Sol Turf Club, Inc., a New Mexico corporation ("Nuevo
Sol") and My Way Holdings, LLC (of which Mr. Fulton is the sole member) ("My
Way"), Nuevo Sol has agreed to sell the assets relating to the Sunland Park
Racetrack and Casino to My Way.  Pursuant to an Assignment of Membership
Interests between Borrower and My Way, dated September 24, 2000, Borrower has
agreed to sell Borrower's 25% interest in Ourway Realty, LLC to My Way.  Each of
such transactions is subject to necessary regulatory approvals.  The aggregate
purchase price for such assets and interests is $66,000,000 (which purchase
price Mr. Fulton will be entitled to pay and intends to pay by the surrender of
the Fulton Notes).

     C.  In order to finance the transactions described in Recitals A and B,
Borrower proposes to issue $250,000,000 of its senior subordinated notes due
2008 (the "Senior Subordinated Notes").

     D.  Borrower has requested that the Lenders approve the transactions
described above and that the Lenders increase the Commitment from $300,000,000
to $325,000,000.

                                   AGREEMENT

     NOW THEREFORE, for good and valuable consideration, the receipt and
adequacy of which are hereby acknowledged, Borrower and the Administrative
Agent, acting with the consent of all of the Lenders, hereby agree as follows:

                                      -1-
<PAGE>

          1.   DEFINITIONS.

          (a)  EXISTING DEFINITIONS.  The following definitions in Section 1.1
of the Loan Agreement are amended to read in full as follows:

          "BASE RATE MARGIN" means, for each Pricing Period, the applicable
     percentage set forth below opposite the Leverage Ratio as of the last day
     of the Fiscal Quarter ending immediately prior to the beginning of that
     Pricing Period:

<TABLE>
<CAPTION>
               Leverage Ratio                        Base Rate Margin
               --------------                        ----------------
          <S>                                        <C>
          Greater than or equal to 2.75:1.00         0.875%

          Greater than or equal to 2.25:1.00         0.625%
          but less than 2.75:1.00

          Greater than or equal to 1.75:1.00         0.375%
          but less than 2.25:1.00

          Greater than or equal to 1.25:1.00         0.125%
          but less than 1.75:1.00

          Less than 1.25:1.00                        0.000%
</TABLE>

          "COMMITMENT" means, subject to any increase or decrease in the amount
     thereof pursuant to Sections 2.6, 2.7 and 2.8, $325,000,000.

          "EURODOLLAR MARGIN" means, for each Pricing Period, the applicable
     percentage set forth below opposite the Leverage Ratio as of the last day
     of the Fiscal Quarter ending immediately prior to the beginning of that
     Pricing Period:

<TABLE>
<CAPTION>
               Leverage Ratio                        Eurodollar Margin
               --------------                        -----------------
          <S>                                        <C>
          Greater than or equal to 2.75:1.00         2.125%

          Greater than or equal to 2.25:1.00         1.875%
          but less than 2.75:1.00

          Greater than or equal to 1.75:1.00         1.625%
          but less than 2.25:1.00

          Greater than or equal to 1.25:1.00         1.375%
          but less than 1.75:1.00

          Less than 1.25:1.00                        1.125%
</TABLE>

                                      -2-
<PAGE>

          "REDUCTION DATE" means September 30, 2001 and each Quarterly Payment
     Date thereafter.

               (b)  NEW DEFINITIONS.  Section 1.1 of the Loan Agreement is
amended by adding the following new definition in the appropriate alphabetical
location:

          "FULTON NOTES" means promissory notes of Borrower payable to Stanley
     E. Fulton, his successors and assigns issued in connection with the Fulton
     Transaction in the aggregate principal amount of $66,000,000 due October
     17, 2001 and bearing interest at 11% per annum.

          "FULTON TRANSACTION" means the transactions contemplated by (i) the
     Stock Purchase Agreement dated as of September 24, 2000, by and among
     Borrower, Stanley E. Fulton and certain of his family members and their
     respective Affiliates, (ii) the Asset Purchase Agreement, dated as of
     September 24, 2000, between Nuevo Sol Turf Club, Inc. and My Way Holdings,
     LLC and (iii) the Assignment of Membership Interests, dated as of September
     24, 2000, between Borrower and My Way Holdings, LLC, in each case as
     amended and in effect on October 17, 2000.

          "SENIOR SUBORDINATED NOTES" means Borrower's 9.875% Senior
     Subordinated Notes due October 15, 2008, issued on October 17, 2000 in the
     aggregate principal amount of $250,000,000.

          2.   PRICING FOLLOWING CONSUMMATION OF THE FULTON TRANSACTION.
Notwithstanding any other provision of the Loan Documents, Borrower hereby
agrees that during the period from the consummation of the Fulton Transaction to
January 31, 2001, interest, Commitment Fees and Letter of Credit Fees shall be
set at the levels applicable to a Leverage Ratio which is greater than
2.75:1.00.  Following January 31, 2001, interest, Commitment Fees and Letter of
Credit Fees shall be set in the manner otherwise provided in the Loan Agreement.

          3.   TECHNICAL AMENDMENT TO COVENANT RE PAYMENT OF SUBORDINATED
OBLIGATIONS - SECTION 6.1.  Section 6.1 of the Loan Agreement is hereby amended
to read in full as follows:

          "6.1  PAYMENT OF SUBORDINATED OBLIGATIONS.  Prepay any principal
     (INCLUDING sinking fund payments) or any other amount (OTHER THAN scheduled
     interest payments) with respect to any Subordinated Obligation, or purchase
     or redeem (or offer to purchase or redeem) any Subordinated Obligation, or
     deposit any monies, securities or other Property with any trustee or other
     Person to provide assurance that the principal or any portion thereof of
     any Subordinated Obligation will be paid when due or otherwise to provide
     for the defeasance of any Subordinated Obligation PROVIDED THAT (a) current
     interest may be paid with respect to Subordinated Obligations in accordance
     with the subordination provisions thereof, and (b) the Fulton Notes may be
     prepaid at any time."

          4.   AMENDMENT TO SECTION 6.5 - DISTRIBUTIONS.  Section 6.5 of the
Loan Agreement is hereby amended to add new clause (c) thereto, to read in full
as follows:

          "(c) Distributions made pursuant to the Fulton Transaction consisting
     of of (i) cash in an aggregate amount not to exceed $240,106,920 plus
     interest in respect thereof from and after October 16, 2000, in exchange
     for 4,596,200 shares of the capital stock of Borrower and the

                                      -3-
<PAGE>

     Fulton Notes, and (ii) of the assets of Nuevo Sol Turf Club, Inc. relating
     to the Sunland Park Racetrack and Casino, related personal property and
     Borrower's direct or indirect membership interests in Ourway Realty, LLC."

          5.  AMENDMENT TO LIENS COVENANT - SECTION 6.8.  Section 6.8 of the
Loan Agreement is hereby amended so that existing clause (h) reads in full as
follows and to add a new clause (i) as follows:

          "(h) Liens on Property having an aggregate value not in excess of
     $40,000,000 securing Indebtedness of the type described in Section
     6.9(n); and

          "(i) a Negative Pledge in favor of the holders of the Senior
     Subordinated Notes which does not prohibit the granting of Liens and
     Negative Pledges to the Administrative Agent or the Lenders, or prohibit
     the granting of Liens and Negative Pledges to any other class of senior
     Indebtedness of the Borrower which is permitted by the terms of the
     Senior Subordinated Notes (as originally issued)."

          6.  AMENDMENT TO INDEBTEDNESS COVENANT - SECTION 6.9.  Section 6.9 of
the Loan Agreement is hereby amended to restate clause (l) in its entirety,
and to add new clause (m) thereto, to read in full as follows:

              "(l) the Senior Subordinated Notes (the terms of which are
     hereby approved);

              (m) Until the consummation of the transactions contemplated by
     the Asset Purchase Agreement, dated as of September 24, 2000, by and
     between Nuevo Sol Turf Club, Inc. and My Way Holdings, LLC, and the
     Assignment of Membership Interests, dated as of September 24, 2000,
     between Borrower and My Way Holdings, LLC, Indebtedness under the
     Fulton Notes in an aggregate principal amount not to exceed $66,000,000
     (the terms of which are hereby approved); and

              (n) other Indebtedness in an aggregate principal amount not to
     exceed $40,000,000 at any time."

          7.  AMENDMENT TO FIXED CHARGE COVERAGE RATIO - SECTION 6.11.
Section 6.11 of the Loan Agreement is hereby amended to read in full as follows:

          "6.11  FIXED CHARGE COVERAGE RATIO.  Permit the Fixed Charge Coverage
     Ratio, (a) as of the last day of any Fiscal Quarter ending on or before
     June 30 2003, to be less than 1.25:1.00, and (b) as of the last day of
     any subsequent Fiscal Quarter, to be less than 1.50:1.00."

                                     -4-
<PAGE>

          8.  AMENDMENT TO LEVERAGE RATIO - SECTION 6.12.  Section 6.12 of the
Loan Agreement is hereby amended to read in full as follows:

          "6.12 LEVERAGE RATIO.  Permit the Leverage Ratio, as of the last
     day of any Fiscal Quarter ending during a period set forth below, to be
     greater than the ratio set forth opposite that period:

<TABLE>
<CAPTION>

FISCAL QUARTERS ENDING                          MAXIMUM PERMITTED RATIO
----------------------                          -----------------------
<S>                                             <C>
Closing Date through September 30, 2000               2.50:1.00

December 31, 2000 through June 30, 2001                3.35:1.00

September 30, 2001 through June 30, 2002               3.00:1.00

September 30, 2002 through June 30, 2003               2.75:1.00

Thereafter                                             2.50:1.00."

</TABLE>

          9.  GUARANTEES OF SENIOR SUBORDINATED NOTES.  Section 6.15 is
amended to add a new clause (h) to read in full as follows:

          "(h) Contingent Obligations consisting of guarantees of the
     Senior Subordinated Notes, which Contingent Obligations shall be
     subordinated to the Obligations on the same terms as the Senior
     Subordinated Notes, and shall be executed by each of the same
     Subsidiaries who are guarantors of the Obligations."

          10.  AMENDMENT TO LICENSE REVOCATION DEFAULT - SECTION 9.1(o).
Section 9.1(o) of the Loan Agreement is hereby amended to read in full as
follows (with the added text in bold and underscored for the convenience
of the reader):

          "(o) The occurrence of a License Revocation WITH RESPECT TO ANY
     PERSON OR GAMING ASSETS WHICH, DURING THE THEN MOST RECENT FOUR FISCAL
     QUARTER PERIOD FOR WHICH A COMPLIANCE CERTIFICATE IS REQUIRED TO HAVE
     BEEN DELIVERED, GENERATED 5% OR MORE OF BORROWER'S EBITDA, AND SUCH
     License Revocation continues for three consecutive calendar days;"

          11.  COMPLIANCE CERTIFICATE.  Exhibit B to the Loan Agreement is
hereby replaced in its entirety with Exhibit B attached hereto.

          12.  PRICING CERTIFICATE.  Exhibit D to the Loan Agreement is
hereby replaced in its entirety with Exhibit D attached hereto.

                                    -5-
<PAGE>

          13.  CONSENT TO DISPOSITION OF SUNLAND PARK ASSETS - WAIVER OF
SECTIONS 2.7 AND 6.2.  The Administrative Agent and the Lenders hereby
consent to the Disposition of the assets of Nuevo Sol Turf Club, Inc.
relating to Sunland Park Racetrack and Casino and related personal property
and Borrower's interest in Ourway Realty, LLC pursuant to the Fulton
Transaction, or in exchange for the Fulton Notes, and hereby waive compliance
with Section 6.2 of the Loan Agreement to the extent necessary to consummate
the Disposition of the assets of Nuevo Sol Turf Park, Inc. relating to the
Sunland Park Racetrack and Casino and Borrower's interests in Ourway Realty,
LLC in connection with the Fulton Transaction. The Administrative Agent and
the Lenders hereby confirm that the consummation of the foregoing
transactions in connection with the Fulton Transaction shall not be deemed to
have occurred under Section 6.2(c) of the Loan Agreement. The Administrative
Agent and the Lenders also hereby waive the requirements of Section 2.7 of
the Loan Agreement with respect to the Disposition of the such assets in
connection with the Fulton Transaction and agree that the Commitment shall
not be reduced as a result of such Dispositions.

          14.  WAIVER OF SECTION 6.5 - AGREEMENT RE SECTION 6.10.  The
Administrative Agent and the Lenders hereby waive the provisions of Section
6.5 of the Loan Agreement with respect to Distributions made pursuant to the
Fulton Transaction, and all such Distributions shall be disregarded for the
purposes of Section 6.5. It is further agreed that the limitations of Section
6.10 (regarding Transactions with Affiliates) shall not be deemed to apply to
the Fulton Transaction.

          15.  REPRESENTATIONS AND WARRANTIES.  Borrower represents and
warrants to the Administrative Agent and the Lenders that:

          (a) Borrower has all necessary power and has taken all corporate
     action necessary to enter into this Amendment and to make this Amendment
     and all other agreements and instruments to which it is a party executed
     in connection herewith, the valid and enforceable obligations they
     purport to be.

          (b) No Event of Default under the Loan Agreement has occurred and
     remains continuing.

          16.  CONDITIONS; EFFECTIVENESS.  The effectiveness of this
Amendment shall be subject to the conditions precedent that:

          (a) The Administrative Agent shall have received counterparts of
     this Amendment executed by Borrower;

          (b) Borrower shall have delivered to the Administrative Agent a
     copy of a resolution or resolutions passed by the Board of Directors of
     Borrower, certified by the Secretary or an Assistant Secretary of
     Borrower as being in full force and effect on the date hereof,
     authorizing the execution, delivery and performance of this Amendment;

          (c) The Administrative Agent shall have received written consents
     hereto from all of the Lenders substantially in the form of Exhibit C
     hereto;

                                  -6-
<PAGE>

                  (d)      The Administrative Agent shall have received written
         consents hereto from all of the Guarantors substantially in the form of
         Exhibit E hereto;

                  (e)      The Administrative Agent shall have received an
         amendment to that certain Guaranty (the "Anchor Guaranty") dated as of
         June 15, 2000 executed by Borrower in favor of Bank of America, N.A.,
         as Administrative Agent for the benefit of the Lenders that are party
         to that certain Loan Agreement dated as of June 15, 2000 among The
         Pala Band of Mission Indians, a federally recognized Indian tribe, the
         Lenders therein named and Bank of America, N.A., as Administrative
         Agent for such Lenders, executed by Borrower substantially in the form
         of ANNEX 4 hereto;

                  (f)      The Administrative Agent shall have received a
         certificate signed by a Senior Officer of Borrower certifying that
         attached thereto is a true and correct copy of each of the principal
         instruments, documents and agreements governing the Fulton Transaction;

                  (g)      Borrower shall have issued replacement Notes to each
         Lender having a Pro Rata Share which has been increased in amount
         pursuant hereto; and

                  (h)      Borrower shall have paid to the Administrative
         Agent, for the account of each Lender, a fee equal to 25 basis points
         TIMES the Pro Rata Share of the Commitment (as in effect prior to the
         amendment hereof) held by that Lender.

                  17.      NO WAIVER. The waivers and consents contained in this
Amendment are limited to the matters expressed herein and do not constitute, nor
should they be construed as, a waiver of any other right, power or privilege
under the Loan Documents, or under any agreement, contract, indenture, document
or instrument mentioned in the Loan Documents.

                  18.      EFFECTIVENESS OF THE LOAN AGREEMENT. Except as hereby
expressly amended, the Loan Agreement remains in full force and effect, and is
hereby ratified and confirmed in all respects.

                                      -7-
<PAGE>

                  COUNTERPARTS

and all of such counterparts taken together shall be deemed to constitute one
and the same instrument. This signed a copy hereof, whether the same instrument
or counterparts, and the same shall have been delivered

         IN WITNESS WHEREOF, the parties hereto have caused this Amendment to
         be duly

                                ANCHOR GAMING,

                                By:
                                   ------------------------------------------

                                BANK OF AMERICA, N.A. (formerly known as Bank of

                                as Administrative Agent

                                     Janice Hammond, Vice President

                                      -8-
<PAGE>

                        [Exhibit C to Amendment No. 2]

                              CONSENT OF LENDER

         This Consent of Lender is delivered with reference to the Loan
Agreement (the "Loan Agreement") dated as of June 29, 1999 among Anchor
Gaming, a Nevada corporation (the "Borrower"), the Lenders party thereto,
Bank of America, N.A. (formerly known as Bank of America National Trust and
Savings Association), as Administrative Agent for the Lenders, and Banc of
America Securities, LLC, as Lead Arranger and Sole Book Manager. Capitalized
terms used but not defined herein are used with the meanings set forth for
those terms in the Loan Agreement.

         The undersigned Lender hereby consents to the execution, delivery
and performance of the proposed Amendment No. 2 to Loan Agreement,
substantially in the form provided to the undersigned as a draft, and without
limitation on the foregoing, specifically to Borrower entering into the
amendment to the Anchor Guaranty (as defined therein) in the form attached to
such Amendment No. 2 to Loan Agreement as ANNEX 4.

                                        ____________________________
                                        [Name of Lender]

                                        By:_________________________

                                        ____________________________
                                        [Printed Name and Title]

                                        By:_________________________

                                        ____________________________
                                        [Printed Name and Title]

                                        Date:_______________________

                                      -9-
<PAGE>

                         [Exhibit E to Amendment No. 2]
                            CONSENT OF GUARANTORS

         This Consent of Guarantors is delivered with reference to the Loan
Agreement (the "Loan Agreement") dated as of June 29, 1999 among Anchor
Gaming, a Nevada corporation (the "Borrower"), the Lenders party thereto, Bank
of America, N.A. (formerly known as Bank of America National Trust and Savings
Association), as Administrative Agent for the Lenders, and Banc of America
Securities, LLC, as Lead Arranger and Sole Book Manager. Capitalized terms
used but not defined herein are used with the meanings set forth for those
terms in the Loan Agreement.

         Each Guarantor hereby consents to the execution, delivery and
performance of the proposed Amendment No. 2 to Loan Agreement, substantially
in the form provided to the undersigned as a draft, and specifically consents
to Borrower entering into the amendment to the Anchor Guaranty (as defined
therein) in the form attached to such Amendment No. 2 to Loan Agreement as
ANNEX 4.

         Each of the undersigned acknowledges that, pursuant to the Amendment
No. 2, the amount of the Commitment under the Loan Agreement shall be
increased to $325,000,000, and agrees that the Guaranty shall be effective to
guarantee the entire amount of the Commitment as so increased.

Dated ____________, 2000               ANCHOR COIN,
                                       ANCHOR GAMING CANADA INC.,
                                       C. G. INVESTMENTS, INC.,
                                       D D STUD, INC., and
                                       GREEN MOUNTAIN ENTERTAINMENT, INC.

                                       By:_____________________________

                                       Title:__________________________

                                       AUTOMATED WAGERING INTERNATIONAL, INC.
                                       DYNATOTE OF PENNSYLVANIA, INC.,
                                       NUEVO SOL TURF CLUB INC.,
                                       POWERHOUSE TECHNOLOGIES, INC.,
                                       RAVEN'S D&R MUSIC, INC.,
                                       UNITED TOTE CANADA INC.,
                                       UNITED TOTE COMPANY,
                                       UNITED WAGERING SYSTEMS, INC.,
                                       VLC, INC.,
                                       VLC OF NEVADA, INC., and
                                       VLT COMPANY, INC.

                                       By:________________________________

                                       Title:_____________________________

                                      -10-
<PAGE>

                                  ANCHOR PALA DEVELOPMENT, LLC
                                  ANCHOR PALA MANAGEMENT, LLC

                                  By: Anchor Native American Gaming Corporation

                                      By:________________________________

                                      Title:_____________________________

                                  ANCHOR NATIVE AMERICAN GAMING CORPORATION

                                  By:________________________________

                                  Title:________________________________

                                     -11-

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