Document:

Exhibit 4.1

	
  

  	
  China Precision
  Steel, Inc. INCORPORATED UNDER THE LAWS OF THE STATE OF COLORADO AUTHORIZED:
  62,000,000 COMMON SHARES, $0.001 PAR VALUE STATE OF INCORPORATION

  DELAWARE SPECIMEN FULLY PAID AND NON-ASSESSABLE COMMON SHARES, $0.001 PAR
  VALUE, OF This Certifies That is the owner of China Precision Steel, Inc.
  transferable on the books of this Corporation in person or by attorney upon
  surrender of this Certificate duly endorsed or assigned. This Certificate and
  the shares represented hereby are subject to the laws of the State of
  Colorado, and to the Articles of Incorporation and Bylaws of the Corporation,
  as now or hereafter amended. This Certificate is not valid until
  countersigned by the Transfer Agent. In Witness Whereof, the Corporation has
  caused this Certificate to be signed by the facsimile signatures of its duly
  authorized officers and to be sealed with the facsimile seal of the
  Corporation. Dated: [signature] [seal] [signature] SECRETARY/ TREASURER
  PRESIDENT SEE REVERSE FOR CERTAIN DEFINITIONS CUSIP 16941J106 COUNTERSIGNED:
  CORPORATE STOCK TRANSFER, INC. 3200 Cherry Creek South Drive, Suite 430,
  Denver, CO 80209 By: Transfer Agent and Registrar Authorized Officer 5971 

  

 

	
  

  	
   China Precision Steel, Inc. Corporate Stock
  Transfer, Inc. Transfer Fee: As Required SPECIMEN The following
  abbreviations, when used in the inscription on the face of this certificate,
  shall be construed as though they were written out in full according to
  applicable laws or regulations: TEN COM — as tenants in common UNIF GIFT MIN
  ACT - Custodian for (Cust.) (Minor) TEN ENT — as tenants by the entireties
  under Uniform Gifts to Minors JT TEN — as joint tenants with right of Act of
  survivorship and not as tenants (State) in common Additional abbreviations
  may also be used though not in the above list. For value received hereby
  sell, assign and transfer unto PLEASE INSERT SOCIAL SECURITY OR OTHER
  IDENTIFYING NUMBER OF ASSIGNEE  Please
  print or type name and address of assignee Shares of the Common Stock
  represented by the within Certificate and do hereby irrevocably constitute
  and appoint Attorney to transfer the said stock on the books of the
  within-named Corporation, with full power of substitution in the premises.
  Dated 20 SIGNATURE GUARANTEED: X X THE SIGNATURE TO THIS ASSIGNMENT MUST
  CORRESPOND WITH THE NAME AS WRITTEN UPON THE FACE OF THIS CERTIFICATE IN
  EVERY PARTICULAR, WITHOUT ALTERATION OR ENLARGEMENT OR ANY CHANGE WHATSOEVER.
  THE SIGNATURE(S) MUST BE GUARANTEED BY AN ELIGIBLE GUARANTOR INSTITUTION
  (Banks, Stockbrokers, Savings and Loan Associations and Credit Unions) WITH
  MEMBERSHIP IN AN APPROVED SIGNATURE GUARANTEE MEDALLION PROGRAM.EXHIBIT 10.3

EXECUTION VERSION

 

SECOND
AMENDMENT TO

FIRST AMENDED AND RESTATED CREDIT AGREEMENT

 

This Second Amendment (this “Amendment”), dated
as of December 17, 2007 (the “Amendment Effective Date”), is by and
among MxEnergy Inc., a Delaware corporation (“MxEnergy”), and MxEnergy
Electric Inc., a Delaware corporation (“MxEnergy Electric”; MxEnergy and
MxEnergy Electric each a “Borrower” and collectively, the “Borrowers”),
MxEnergy Holdings Inc. and certain Subsidiaries thereof (collectively, the “Guarantors”),
and the financial institutions and other Persons whose signature appears
below as Lenders.

 

PRELIMINARY
STATEMENTS

 

A.            Reference is made to the First Amended and Restated
Credit Agreement dated as of August 1, 2006 (as amended by the First
Amendment dated as of April 6, 2007, the “Credit Agreement”) among
the Borrowers, the Guarantors, the lenders party thereto and the Administrative
Agent. Unless otherwise expressly provided herein, capitalized terms used
herein and not otherwise defined shall have the meanings assigned to such terms
in the Credit Agreement.

 

B.            The Borrowers have requested that the Majority Lenders
amend the Credit Agreement as hereinafter provided and that the Lenders consent
to a waiver under the Intercreditor Agreement as hereinafter provided; and

 

C. The Lenders party hereto, constituting the
Majority Lenders under the Credit Agreement, are willing to amend the Credit
Agreement on the terms and conditions set forth herein.

 

NOW THEREFORE, in consideration of the premises and
the covenants and agreements contained herein, the parties hereto agree as
follows:

 

AGREEMENT

 

Section 1.                 Amendments to Credit
Agreement.

 

(a)           Amendment to Article 5. A new Section 5.16
of the Credit Agreement is hereby added to Article 5 of the Credit Agreement
immediately following Section 5.15 of the Credit Agreement as follows:

 

Section 5.16 Borrowing Base. Draw down
the entire available amount under the Sowood Documents if at any time the
Borrowing Base Availability is less than $10,000,000,

 

(b)           Amendments to Section 6.06.

 

 

(i)           Section 6.06(e) of the Credit Agreement is
hereby amended in its entirety as follows:

 

(e) any Loan Party may defease, redeem, repurchase, retire or
acquire Subordinated Indebtedness or the MxEnergy Holdings Inc. Floating Rate Senior
Notes due 2011 (the “Senior Notes”) (i) with the net cash proceeds
from a substantially concurrent incurrence of Debt permitted by Section 6.02(b) (other
than Debt incurred under the Sowood Documents), (ii) with the net proceeds
from the issuance of Equity Interests, or (iii) in the case of the Senior
Notes, for an amount not to exceed $12,000,000, so long as the purchase price
therefor is equal to 100% or less of their par value and paid with cash on hand
of any Loan Party;

 

(ii)                         Section 6.06(1
of the Credit Agreement is hereby amended by replacing the amount “$250,000.00”
appearing in clause (ii) thereof with the amount “$500.000.00”.

 

(c) Amendment to Section 6.18. Section 6.18 of the
Credit Agreement is hereby amended in its entirety as follows:

 

Section 6.18             Minimum Consolidated Working
Capital. Permit the Consolidated Working Capital at any time to be less
than $138,500,000; provided that (a) such amount shall be reduced on a
dollar for dollar basis by (1) the purchase price paid for the redemption
of the Senior Notes permitted under Section 6.06(e)(iii) and (ii) any
repayment of all or any portion of the principal outstanding under the Sowood
Documents on or after December , 2007, and (b) such
amount shall be increased on a dollar for dollar basis by any advances made
under the Sowood Documents on or after December
                            ,
2007.

 

Section 2. Consent to Amendment of the
Intercreditor Agreement. The Lenders hereby consent to, and direct the
Administrative Agent to enter into, a consent and waiver of the applicable
terms of the Intercreditor Agreement to permit a one-time payment of principal
of the Sowood Obligations with respect to revolving loans.

 

Section 3. Conditions to Effectiveness. This
Amendment shall be effective as of the Amendment Effective Date when the
Administrative Agent shall have received confirmation of each of the following
in form and substance satisfactory to the Administrative Agent:

 

(a) counterparts of this Amendment, duly
executed by each Loan Party and the Majority Lenders; provided that the
consent and waiver set forth in Section 2 hereof shall not be effective
unless counterparts of this Amendment have been duly executed by each Loan
Party and all of the Lenders;

 

2

 

(b)           a certificate of Secretary or other officer of each Loan
Party certifying the name and title of the officer of such Loan Party that is
authorized to execute this Amendment and that none of the organizational
documents of such Loan Party have been changed since the Closing Date; and

 

(c)           evidence that the Borrowers have paid (i) the
Administrative Agent for the pro rata benefit of each Lender executing this
Amendment an amendment fee equal to 0.04% of the aggregate Revolving
Commitments of all such Lenders executing this Amendment and (ii) all
other costs, accrued and unpaid fees and expenses to the extent due and payable
to the Lenders and the Administrative Agent as of the Amendment Effective Date
pursuant to the Credit Agreement and any fee letter executed by the Borrowers.

 

Section 4. Representations and Warranties. Each
Loan Party jointly and severally hereby represents and warrants that, as of the
Amendment Effective Date:

 

(a)                                        all
representations and warranties of such Loan Party contained in the Credit
Agreement and any other Loan Document are true and correct in all material
respects with the same effect as if such representations and warranties had
been made on the Amendment Effective Date (it being understood and agreed that
any representation which by its terms is made as of a specified date shall be
required to be true and correct only as of such specified date); and

 

(b)         no Default has occurred and is continuing.

 

 Section 5. Consent of Guarantors;
Confirmation of Guarantees. Each Guarantor hereby consents to this
Amendment and hereby confirms and agrees that notwithstanding the effectiveness
of this Amendment, the Guarantee contained in Article VIII of the Credit
Agreement is, and shall continue to be, in full force and effect and is hereby
ratified and confirmed in all respects.

 

 Section 6.
Governing Law. This Amendment shall be governed by, and construed and
enforced in accordance with, the internal laws of the State of New York without
regard to conflict of laws principles.

 

 Section 7.
Entire Agreement. This Amendment, the Credit Agreement and the other
Loan Documents constitute the entire agreement and understanding among the
parties and supersede all prior agreements and understandings, whether written
or oral, among the parties hereto concerning the transactions provided herein
and therein.

 

 Section 8.
Execution in Counterparts. This Amendment may be executed in any number
of counterparts and by different parties hereto in separate counterparts, each
of which when so executed shall be deemed to be an original and all of which
taken together shall constitute one and the same agreement. Delivery of an
executed counterpart of a signature page to this Amendment by facsimile
shall be as effective as delivery of a manually executed counterpart of this
Amendment.

 

3

 

Section 9. Headings. The headings set
forth in this Amendment are and shall be without substantive meaning or content
of any kind whatsoever and are not a part of the agreement between the parties
hereto.

 

Section 10. Severability. In case any
provision in or obligation under this Amendment shall be invalid, illegal or
unenforceable in any jurisdiction, the validity, legality and enforceability of
the remaining provisions or obligations, or of such provision or obligation in
any other jurisdiction, shall not in any way be affected or impaired thereby.

 

[Signature pages follow]

 

4

 

IN WITNESS WHEREOF, the parties hereto have caused
this Amendment to be duly executed and delivered by their respective duly
authorized officers as of the Amendment Effective Date.

 

	
   

  	
  BORROWERS:

  
	
   

  	
   

  
	
   

  	
   

  
	
   

  	
  MXENERGY INC.

  
	
   

  	
   

  
	
   

  	
  /s/ Chaitu Parikh

  	
   

  
	
   

  	
  Chaitu Parikh

  
	
   

  	
  Vice President &

  
	
   

  	
  Chief Financial Officer

  
	
   

  	
   

  
	
   

  	
  MXENERGY ELECTRIC INC

  
	
   

  	
   

  
	
   

  	
  /s/ Chaitu Parikh

  	
   

  
	
   

  	
  Chaitu Parikh

  
	
   

  	
  Vice President &

  
	
   

  	
  Chief Financial Officer

  
	
   

  	
   

  
	
   

  	
  GUARANTORS:

  
	
   

  	
   

  
	
   

  	
  MXENERGY HOLDINGS INC.

  
	
   

  	
   

  
	
   

  	
  /s/ Chaitu Parikh

  	
   

  
	
   

  	
  Chaitu Parikh

  
	
   

  	
  Vice President &

  
	
   

  	
  Chief Financial Officer

  
	
   

  	
   

  
	
   

  	
   

  
	
   

  	
  ONLINE CHOICE INC.

  
	
   

  	
  MXENERGY GAS CAPITAL HOLDINGS

  
	
   

  	
    CORP.

  
	
   

  	
  MXENERGY ELECTRIC CAPITAL HOLDINGS

  CORP.

  
	
   

  	
  MXENERGY GAS CAPITAL CORP. MXENERGY ELECTRIC CAPITAL CORP. OTAL
  GAS & ELECTRIC INC.

  
	
   

  	
  TOTAL GAS & ELECTRICITY (PA) INC. MXENERGY CAPITAL HOLDINGS
  ORP. MXENERGY CAPITAL CORP.

  
	
   

  	
  MXENERGY SERVICES INC.

  
	
   

  	
  INFOMETER.COM INC

  
	
   

  	
   

  
	
   

  	
  /s/ Chaitu Parikh

  	
   

  
	
   

  	
  Chaitu Parikh

  
	
   

  	
  Vice President &

  
	
   

  	
  Chief Financial Officer

  

 

 

	
   

  	
  LENDERS

  
	
   

  	
   

  
	
   

  	
  SOCIÉTÉ GÉNÉRALE

  
	
   

  	
   

  
	
   

  	
  /s/ Emmaunel Chesneau

  	
   

  
	
   

  	
  Emmanuel Chesneau

  
	
   

  	
  Managing Director

  
	
   

  	
   

  
	
   

  	
  /s/ Barbara Paulsen

  	
   

  
	
   

  	
  Barbara Paulsen

  
	
   

  	
  Managing Director

  
	
   

  	
   

  
	
   

  	
   

  
	
   

  	
   

  	
  WACHOVIA BANK, N.A.

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
  /s/ Diane Bredehoft

  
	
   

  	
   

  	
  Diane Bredehoft

  
	
   

  	
   

  	
  Vice President

  
	
   

  	
   

  	
   

  

 

 

	
   

  	
   

  	
  CoBANK, ACB

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
  /s/ Dale Keyes

  	
   

  
	
   

  	
   

  	
  Dale Keyes

  
	
   

  	
   

  	
  Vice President

  

 

 

	
   

  	
   

  	
  MORGAN STANLEY

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
  /s/ Daniel Twenge

  	
   

  
	
   

  	
   

  	
  Daniel Twenge

  
	
   

  	
   

  	
  Authorized Signatory

  

 

 

	
   

  	
   

  	
  LASALLE BANK NATIONAL 

  
	
   

  	
   

  	
  ASSOCIATION

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
  /s/ Meghan A. Schultz

  
	
   

  	
   

  	
  Meghan A. Schultz

  
	
   

  	
   

  	
  Vice President

  

 

 

	
   

  	
   

  	
  ALLIED IRISH BANK p.l.c

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
  /s/ Vaughan Buck

  	
   

  
	
   

  	
   

  	
  Vaughan Buck

  
	
   

  	
   

  	
  Executive Vice President

  

 

 

	
   

  	
   

  	
  ALLIED IRISH BANK p.l.c

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
  /s/
  Aidan Lanigan

  	
   

  
	
   

  	
   

  	
  Aidan
  Lanigan

  
	
   

  	
   

  	
  Vice
  President

  

 

 

	
   

  	
   

  	
  RZB
  FINANCIAL LLC

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
  /s/
  Astrid Wilke

  	
   

  
	
   

  	
   

  	
  Astrid
  Wilke

  
	
   

  	
   

  	
  Vice President

  

 

 

	
   

  	
   

  	
  RZB FINANCIAL LLC

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
  /s/
  Pearl Geffers

  	
   

  
	
   

  	
   

  	
  Pearl
  Geffers

  
	
   

  	
   

  	
  First
  Vice President

  

 

 

Execution
Version

 

CONSENT AND WAIVER AGREEMENT

 

This CONSENT AND WAIVER AGREEMENT dated as of November 16,
2007 (this “Consent”) is executed in connection with the First Amended
and Restated Credit Agreement dated as of August 1, 2006 (as amended to
date, the “Credit Agreement”) among MxEnergy Inc., a Delaware
corporation (“MxEnergy”), and MxEnergy Electric Inc., a Delaware
corporation (“MxEnergy Electric”; MxEnergy and MxEnergy Electric each a “Borrower”
and collectively, the “Borrowers”), MxEnergy Holdings Inc. and
certain Subsidiaries thereof, the lenders party thereto and Societe.
Generale, as the Administrative Agent. Unless otherwise defined in this
Consent, each capitalized term used in this Consent has the meaning given to
such term in the Credit Agreement.

 

WHEREAS, MxEnergy intends to enter into an agreement
with PS Energy Group, Inc. (“PS Energy”) to acquire certain assets
of PS Energy for a purchase price in an aggregate amount of not more than
$8,000,000, plus an additional amount to be paid to PS Energy for
working capital, a true and complete final draft of which has been provided to
the Administrative Agent (the “PSEGI Acquisition Agreement”);

 

WHEREAS, the Borrowers have requested the
Administrative Agent and the Lenders to consent to the entering into of the
PSEGI Acquisition Agreement and waive any breach of Section 6.05(i) of
the Credit Agreement that will occur in connection therewith;

 

THEREFORE, in consideration of the premises and the
mutual agreements, representations and warranties set forth herein, and for
other good and valuable consideration, the parties hereby agree as follows:

 

Section 1.                   Consent and Waiver.

 

(a)           The Majority Lenders hereby consent to the transaction
contemplated by the PSEGI Acquisition Agreement and agree to waive any breach
by the Loan Parties under Section 6.05(i)(iii) of the Credit
Agreement with respect thereto so long as the consideration paid under the
PSEGI Acquisition Agreement (excluding amounts to be paid to PS Energy for
working capital) does not exceed $8,000,000. The Majority Lenders acknowledge
that the consideration paid or to he paid under the PSEGI Acquisition Agreement
(including any earn-outs payable to PS Energy under the PSEGI Acquisition
Agreement) shall not count against the $5,000,000 cap set forth in Section 6.05(i)(iii) of
the Credit Agreement with respect to any applicable consecutive twelve-month
period.

 

(b)           The express waiver set forth in this Section I is
limited to the extent described herein and shall not be construed to be a consent
or waiver of any other terms, provisions, covenants, warranties or agreements
contained in the Credit Agreement or any other Loan Document. The Lenders
reserve the right to exercise any rights and remedies available to them in
connection with any other present or future defaults with respect to the Credit
Agreement or any other provision of any Loan Document.

 

 

Section 2. Representations and Warranties. Each
Loan Party jointly and severally represents and warrants to the Lenders that (a) no
Default or Event of Default has occurred and is continuing (except to the
extent waived hereby), and (b) each of the representations and warranties
of such Loan Party in the Credit Agreement and the other Loan Documents are
true and correct on the date hereof in all material respects (except to the
extent stated as of a prior date only).

 

Section 3. Effectiveness. This Consent
shall become effective when the Administrative Agent shall have received duly
executed counterpart signature pages to this Consent from the Loan Parties
and the Majority Lenders.

 

Section 4. Choice of Law. This Consent
shall be governed by and construed and enforced in accordance with the laws of
the State of New York, without reference to the principles thereof regarding
conflicts of laws.

 

Section S. Counterparts. This Consent
may be signed in any number of counterparts, each of which when so executed
shall be deemed to be an original and all of which when taken together shall
constitute one and the same agreement. Transmission by facsimile of an executed
counterpart of this Consent shall be deemed to constitute due and sufficient
delivery of such counterpart.

 

[REMAINDER OF PAGE INTENTIONALLY BLANK]

 

 

IN
WITNESS WHEREOF, the parties hereto have caused this Consent to be duly
executed by their duly authorized officers as of the first day and year written
above.

 

	
   

  	
  BORROWERS:

  
	
   

  	
   

  
	
   

  	
  MXENERGY INC.

  
	
   

  	
   

  
	
   

  	
  /s/ Chaitu Parikh

  	
   

  
	
   

  	
  Chaitu Parikh

  
	
   

  	
  Vice President &

  
	
   

  	
  Chief Financial Officer

  
	
   

  	
   

  
	
   

  	
  MXENERGY ELECTRIC INC

  
	
   

  	
   

  
	
   

  	
  /s/ Chaitu Parikh

  	
   

  
	
   

  	
  Chaitu Parikh

  
	
   

  	
  Vice President &

  
	
   

  	
  Chief Financial Officer

  
	
   

  	
   

  
	
   

  	
  GUARANTORS:

  
	
   

  	
   

  
	
   

  	
  MXENERGY HOLDINGS INC.

  
	
   

  	
   

  
	
   

  	
  /s/ Chaitu Parikh

  	
   

  
	
   

  	
  Chaitu Parikh

  
	
   

  	
  Vice President &

  
	
   

  	
  Chief Financial Officer

  
	
   

  	
   

  
	
   

  	
   

  
	
   

  	
  ONLINE CHOICE INC.

  
	
   

  	
  MXENERGY GAS CAPITAL HOLDINGS

  
	
   

  	
    CORP.

  
	
   

  	
  MXENERGY ELECTRIC CAPITAL HOLDINGS

  CORP.

  
	
   

  	
  MXENERGY GAS CAPITAL CORP.

  
	
   

  	
  MXENERGY ELECTRIC CAPITAL CORP. 

  
	
   

  	
  TOTAL GAS & ELECTRIC INC.

  
	
   

  	
  TOTAL GAS & ELECTRICITY (PA) INC.

  
	
   

  	
  MXENERGY CAPITAL HOLDINGS CORP.

  
	
   

  	
  MXENERGY CAPITAL CORP.

  
	
   

  	
  MXENERGY SERVICES INC.

  
	
   

  	
  INFOMETER.COM INC

  
	
   

  	
   

  
	
   

  	
  /s/ Chaitu Parikh

  	
   

  
	
   

  	
  Chaitu Parikh

  
	
   

  	
  Vice President &

  
	
   

  	
  Chief Financial Officer

  

 

 

	
   

  	
  LENDERS

  
	
   

  	
   

  
	
   

  	
  SOCIÉTÉ GÉNÉRALE

  
	
   

  	
   

  
	
   

  	
  /s/ Emmaunel Chesneau

  	
   

  
	
   

  	
  Emmanuel Chesneau

  
	
   

  	
  Managing Director

  
	
   

  	
   

  
	
   

  	
  /s/ Barbara Paulsen

  	
   

  
	
   

  	
  Barbara Paulsen

  
	
   

  	
  Managing Director

  
	
   

  	
   

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
  WACHOVIA
  BANK, N.A.

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
  /s/
  Diane Bredehoft

  	
   

  
	
   

  	
   

  	
  Diane
  Bredehoft

  
	
   

  	
   

  	
  Vice President

  
					

 

 

	
   

  	
   

  	
  CoBANK,
  ACB

  
	
   

  	
   

  	
  /s/
  Dale Keyes

  	
   

  
	
   

  	
   

  	
  Dale
  Keyes

  
	
   

  	
   

  	
  Vice
  President

  

 

 

	
   

  	
   

  	
  MORGAN
  STANLEY

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
  /s/
  Dan Gioia

  	
   

  
	
   

  	
   

  	
  Daniel
  Gioia

  
	
   

  	
   

  	
  Authorized
  Signatory

  

 

 

	
   

  	
   

  	
  LASALLE
  BANK NATIONAL

  ASSOCIATION

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
  /s/
  David C. Bond

  	
   

  
	
   

  	
   

  	
  David
  C. Bond

  
	
   

  	
   

  	
  Senior
  Vice President

  

 

 

	
   

  	
   

  	
  ALLIED
  IRISH BANK p.l.c

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
  /s/
  Robert F. Moyle

  	
   

  
	
   

  	
   

  	
  Robert
  F. Moyle

  
	
   

  	
   

  	
  Senior
  Vice President

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
  /s/
  Aidan Lanigan

  	
   

  
	
   

  	
   

  	
  Aidan
  Lanigan

  
	
   

  	
   

  	
  Vice President

  

 

 

	
   

  	
   

  	
  RZB
  FINANCIAL LLC

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
  /s/
  Astrid Wilke

  	
   

  
	
   

  	
   

  	
  Astrid
  Wilke

  
	
   

  	
   

  	
  Vice
  President

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
  /s/
  Pearl Geffers

  	
   

  
	
   

  	
   

  	
  Pearl
  Geffers

  
	
   

  	
   

  	
  First Vice President

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