Document:

Exhibit
4.162

 

Strategic
Consulting Service Agreement

 

Jointly
signed by and between

 

RIFA
Yunling (Beijing) Technology Co., Ltd.

 

and

 

Fortune
Software (Beijing) Co., Ltd.

  

 

 

 

April
2017

 

Beijing
China

 

 

 

     

     

    

 

Contents

 

	1
    Definitions	 	2
	 	 	 
	2
    Strategic Consulting Service	 	2
	 	 	 
	3
    Strategic Consulting Service Fee	 	3
	 	 	 
	4
    Representations and Warranties	 	3
	 	 	 
	5
    Confidentiality	 	3
	 	 	 
	6
    Governing Law and Liabilities for Breach of Contract	 	3
	 	 	 
	7
    Dispute Resolution	 	3
	 	 	 
	8
    Effectiveness and Term of Agreement	 	4
	 	 	 
	9
    No Survival	 	4
	 	 	 
	10
    Restriction on Transfer	 	4
	 	 	 
	11
    Indemnification	 	4
	 	 	 
	12
    Amendment to Agreement	 	4
	 	 	 
	13
    Counterparts	 	4
	 	 	 
	14
    Supplementary Provisions	 	4
	 	 	 
	Appendix
    I Contents of Strategic Consulting Service	 	5
	 	 	 
	Appendix
    II Strategic Consulting Service Fee	 	6

 

    	 	1	 

     

    

 

Strategic
Consulting Service Agreement

 

This
Strategic Consulting Service Agreement (hereinafter referred to as the “Agreement”) is concluded and signed on April
20, 2017 in Beijing of the People’s Republic of China (hereinafter referred to as “China”) by and between:

 

Party
A: RIFA Yunling (Beijing) Technology Co., Ltd.

 

Address:
7355, 7/F, 271 A Fuchengmenwai Street, Xicheng District, Beijing

 

Legal
representative: Dan Guo

 

Party
B: Fortune Software (Beijing) Co., Ltd.

 

Address:
Suite 07, 7/F, Building 2, 26, 28 and 30 Xuanwumenwai Street, Xicheng District, Beijing

 

Party
A and Party B shall be referred to individually as a Party and collectively as the Parties.

 

Whereas:

 

1)
Party A is a limited liability company established and validly existing in China under laws and mainly engages in technical development
and other related businesses (“Business”);

 

2)
Party B is a limited liability company established and validly existing in China under laws and has expertise and resources in
strategic consulting in the aforesaid business field;

 

3)
Party A agrees to entrust Party B to provide strategic consulting service in the aforesaid field, and Party A agrees to accept,
under the terms and conditions hereunder, such consulting service provided by Party B.

 

The
Parties, in the principles of cooperation in good faith, equality & mutual benefit and joint development, make and enter into
an agreement as follows through friendly consultation in accordance with the provisions of related laws and regulations of China:

 

1
Definitions

 

For
the purpose of this Agreement, the following terms shall have the meaning as set forth below:

 

1.1
Agreement means this Strategic Consulting Service Agreement and the appendixes hereto as amended, verified and supplemented thereto
by the Parties in the form of written agreements officially signed from time to time;

 

1.2
China means the People’s Republic of China and, for the purpose of this Agreement, excludes Hong Kong, Taiwan and Macao.

 

1.3
Date means a certain day in a certain month of a certain year; “within” and “no later than” a certain
day in this Agreement include the given day.

  

2
Strategic Consulting Service

 

2.1
Contents of strategic consulting service (“Service”): Party A entrusts Party B to provide, as of the effective date
hereof, the strategic consulting Service listed in Appendix I (“Appendix I”).

 

2.2
Exclusive Service provider: Party B serves as the exclusive service provider of Party A and, Party A may not entrust other third
parties to provide the Services listed herein without the written consent of Party B.

 

    	 	2	 

     

    

 

3
Strategic Consulting Service Fee

 

3.1
Amount and payment: Party A shall pay the amount to Party B annually pursuant to Appendix II as the technical strategic consulting
Service fee (“Service Fee”).

 

3.2
Reasonable expenditure: various reasonable expenditures related to the Service, other than the Service Fee, including but not
limited to the expenses on traveling, board & lodging, transportation, communication, etc. which shall be collected by Party
B from Party A based on the amount actually incurred.

 

4
Representations and Warranties

 

4.1
Either Party hereby represents and warrants to the other Party as follows:

 

4.1.1
It has all necessary rights, powers and authorities to execute this Agreement and to perform all obligations and responsibilities
hereunder;

 

4.1.2
The execution or performance hereof does not breach any significant contract or agreement to which such Party is a party, nor
any significant contract or agreement binding on such Party or its assets.

 

5
Confidentiality

 

5.1
Without the prior consent of the Parties, any Party shall keep the contents hereof confidential and may not disclose the contents
hereof to any other person or make any release of such contents. Notwithstanding the foregoing provisions in this Article 5, the
provisions of this Article will not prohibit (i) any disclosure made pursuant to related laws of the United State, China or relevant
countries or the rules of any stock exchange; (ii) any disclosed information that is publicly known, which is not caused by the
default of the disclosing party; or (iii) any disclosure made by one Party to its shareholders, legal counsels, accountants, financial
adviser, or other professional advisers that have confidentiality obligations to such Party.

 

5.2
The Parties agree that this Article 5 shall remain effective, whether this Agreement is invalidated, amended, rescinded, or terminated
or not.

 

6
Governing Law and Liabilities for Breach of Contract

 

6.1
The formation, validity, interpretation, and performance of the Agreement and the Dispute Resolution in connection herewith shall
be governed by the laws of China.

 

6.2
If either Party hereto breaches the provisions hereof, fails to fully perform this Agreement, or makes any material concealment
or major omission of fact, or makes any false representations and warranties herein, or fails to perform the warranties made thereby,
such Party shall constitute breach of contract, and shall assume corresponding liabilities for breach of contract under law.

 

7
Dispute Resolution

 

7.1
Any dispute arising out of the performance of this Agreement shall be resolved by the disputing Parties through friendly consultation;
should the Parties fail to reach an agreement on dispute resolution within thirty (30) days after a Party proposes dispute resolution
through consultation, any Party may submit related dispute to China International Economic and Trade Arbitration Commission to
be arbitrated according to its then effective arbitration rules; the arbitral tribunal shall have one (1) arbitrator, who shall
be appointed by the chairman of China International Economic and Trade Arbitration Commission.

 

7.2
The dispute shall be submitted to China International Economic and Trade Arbitration Commission Beijing Arbitration Center and
arbitrated in Beijing according to its then effective arbitration procedures.

 

    	 	3	 

     

    

 

7.3
The award of the Arbitration Commission shall be final and binding on the Parties hereto. The arbitration cost (including but
not limited to the arbitration fee and attorney’s fee) shall be borne by the losing Party, unless otherwise provided for
in the arbitration award.

 

8
Effectiveness and Term of Agreement

 

8.1
Effectiveness: this Agreement shall take effect immediately after being signed by Party A and Party B.

 

8.2
Term: the term of this Agreement is twenty (20) years.

 

8.3
Renewal: unless Party B gives a thirty (30) days’ notice to Party A on its intention not to renew this Agreement, the term
hereof shall be automatically renewed for one-years terms thereafter upon the expiry hereof.

 

9
No Survival

 

9.1
Once upon the termination of this Agreement, Party B will assume no obligation to continue providing any Service hereunder to
Party A.

 

10
Restriction on Transfer

 

10.1
Without the prior written consent of the other Party hereto, no Party may transfer any right or obligation that it may have hereunder.

 

11.
Indemnification

 

11.1
If any Party does not abide by related obligations set forth by the Parties herein and thus causes loss to the other Party, it
shall provide full and effective indemnity to the other Party; if such Party causes the failure in cooperation, the other Party
shall have the right to propose terminating the Agreement, and the loss of the Party violating obligations shall be borne by itself.

 

12
Amendment to Agreement

 

12.1
The Parties shall faithfully perform this Agreement after it takes effect and any amendment hereto shall be invalid unless it
is made in writing after the Parties reach a consensus through consultation and after Party A and Party B have respectively obtained
necessary authorizations and approvals. The amendment agreement and supplementary agreement in connection herewith that have been
duly executed by the Parties are an integral part hereof and have the same legal effect with this Agreement.

 

13
Counterparts

 

13.1
The original of this Agreement is made in duplicate (2 counterparts), with Party A and Party B each holding one copy, having the
same legal effect.

 

14
Supplementary Provisions

 

14.1
The title and headings of this Agreement are for convenience only and may not affect the contents and interpretation of the body
of the Agreement.

 

14.2
For any matter not stated herein, the Parties shall make and conclude a supplementary agreement as an appendix hereto, which shall
constitute an integral part hereof and shall have the same legal effect with this Agreement.

 

[The
remainder of this page is intentionally left blank]

 

    	 	4	 

     

    

 

Appendix
I Contents of Strategic Consulting Service

 

To
the extent permitted by laws of China, the contents of the strategic consulting Service provided by Party B to Party A on the
basis hereof mainly include:

 

(1)
Evaluation of new products/Services;

 

(2)
Industry & customer survey;

 

(3)
Marketing strategy;

 

(4)
Training personnel for Party A; and

 

(5)
Other Services related to Party A’s Business.

 

    	 	5	 

     

    

 

Appendix
II Strategic Consulting Service Fee

 

The
strategic consulting Service Fee each year shall be 30% of the “profit” of Party A in such year. The “profit”
of Party A in the year means the balance of total income of Party A in such year after deduction of routine or non-routine sales
taxes, sales expenses, management expenses, financial expenses and other expenses, and such “profit” is the profit
before the payment of other Service Fees specified in the Binding Agreements. Such fee shall be fixed by Party A and Party B in
writing each quarter and shall be paid by Party A within three (3) months after the settlement date.

 

    	 	6	 

     

    

 

[This
page is intentionally left blank for signature]

 

This
Agreement is signed by the following Parties on the date first written above herein.

 

Party
A: RIFA Yunling (Beijing) Technology Co., Ltd.

 

Official
seal:

 

Authorized
representative (signature):

 

Party
B: Fortune Software (Beijing) Co., Ltd.

 

Official
seal:

 

Authorized
representative (signature):

 

 

7Exhibit 4.163

 

Technical Support Agreement

 

Jointly signed by and between

 

Fortune Software (Beijing) Co., Ltd.

 

and

 

RIFA Yunling (Beijing) Technology Co.,
Ltd.

 

April 2017

 

Beijing China

 

     

     

    

 

Contents

 

	1 Definitions	2
	2 Technical Support Service	3
	3 Technical Support Service Fee	3
	4 Representations and Warranties	3
	5 Confidentiality	3
	6 Governing Law and Liabilities for Breach of Contract	3
	7 Dispute Resolution	4
	8 Effectiveness and Term of Agreement	4
	9 No Survival	4
	10 Restriction on Transfer	4
	11 Amendment to Agreement	5
	12 Counterparts	5
	13 Supplementary Provisions	5
	Appendix I Contents of Technical Support Service	6
	Appendix II Technical Support Fee	7

 

    	 	1	 

     

    

 

Technical Support Agreement

 

This Technical Support Agreement
(hereinafter referred to as “Agreement”) is concluded and signed on April 20, 2017 in Beijing of the People’s
Republic of China (hereinafter referred to as “China”) by and between:

 

Party A: Fortune Software (Beijing) Co.,
Ltd.

 

Registered address: Suite 07, 7/F, Building
2, 26, 28 and 30 Xuanwumenwai Street, Xicheng District, Beijing

 

Party B: RIFA Yunling (Beijing) Technology
Co., Ltd.

 

Registered address: 7355, 7/F, 271 A Fuchengmenwai
Street, Xicheng District, Beijing

 

Legal representative: Dan Guo

 

Whereas:

 

1) Party A is a limited
liability company organized and validly existing under the laws of China; it has expertise and resources in technical aspects involved
in technical development and related businesses and provides technical support to Party B in the aforesaid service;

 

2) Party B is a limited
liability company organized and validly existing under the laws of China and, in order to promote its expansion and development
of business in the aforesaid service fields, employs Party A to provide technical support service related to such business.

 

The Parties, in the principles of cooperation
in good faith, equality & mutual benefit and joint development, make and enter into an agreement as follows through friendly
consultation in accordance with the provisions of related laws and regulations of China:

 

1 Definitions

 

For the purpose of this Agreement, the
following terms shall have the meaning as set forth below:

 

1.1 Agreement means
this Technical Support Agreement, the appendixes hereto and written documents made, in the form of officially signing written
agreements, by the Parties hereto from time to time on amendment to, change of and supplementation to contents;

 

1.2 China means the
People’s Republic of China and, for the purpose of this Agreement, excludes Hong Kong, Taiwan and Macao.

 

1.3 Date means a certain
day in a certain month of a certain year; “within” and “no later than” a certain day in this Agreement
include the given day.

 

    	 	2	 

     

    

 

2 Technical Support Service

 

2.1 The contents of
technical support service (“Service”): Party A agrees to provide, from the effective date hereof, to Party B related
Service actually required by Party B and listed in Appendix I (“Appendix I”).

 

2.2 Exclusive Service
provider: Party A serves as the exclusive Service provider of Party B. Without the written consent of Party A, Party B may not
entrust other third parties to provide the Service listed herein.

 

3 Technical Support Service Fee

 

3.1 Amount and payment:
Party B shall pay a certain amount to Party A annually pursuant to Appendix II as the technical support Service fee (“Service
Fee”).

 

3.2 Reasonable expenditure:
various reasonable expenditures related to the Service, other than the Service Fee, including but not limited to the expenses on
traveling, board & lodging, transportation, communication, etc. which shall be collected by Party A from Party B in the actually
incurred amount.

 

4 Representations and Warranties

 

4.1 Either Party hereby represents and
warrants to the other Party as follows:

 

4.1.1 It has all
necessary rights, powers and authorities to execute this Agreement and to perform all obligations and responsibilities
hereunder;

 

4.1.2 The
execution or performance hereof does not breach any significant contract or agreement to which such Party is a party, nor any
significant contract or agreement binding on such Party or its assets.

 

5 Confidentiality

 

5.1 Without the prior
consent of the Parties, any Party shall keep the contents hereof confidential and may not disclose the contents hereof to any other
person or make any release of such contents. Notwithstanding the foregoing provisions in this Article 5, the provisions of this
Article will not prohibit (i) any disclosure made pursuant to related laws of the United State, China or relevant countries or
the rules of any stock exchange; (ii) any disclosed information that is publicly known, which is not caused by the default of the
disclosing party; or (iii) any disclosure made by one party to its shareholders, legal counsels, accountants, financial advisers,
or other professional advisers that have confidentiality obligations to such Party.

 

5.2 The Parties agree
that this Article 5 shall remain effective, whether this Agreement is invalidated, amended, rescinded, or terminated or not.

 

6 Governing Law and Liabilities for Breach
of Contract

 

6.1 The formation, validity,
interpretation, and performance of the Agreement and the Dispute Resolution in connection herewith shall be governed by the laws
of China.

 

    	 	3	 

     

    

 

6.2 If either Party
hereto breaches the provisions hereof, fails to fully perform this Agreement, or makes any material concealment or major omission
of fact, or makes any false representations and warranties herein, or fails to perform the warranties made thereby, such Party
shall constitute breach of contract, and shall assume corresponding liabilities for breach of contract under law.

 

7 Dispute Resolution

 

7.1 Any dispute arising
out of the performance of this Agreement shall be resolved by the disputing Parties through friendly consultation; should the Parties
fail to reach an agreement on dispute resolution within thirty (30) days after a Party proposes dispute resolution through consultation,
any Party may submit related dispute to China International Economic and Trade Arbitration Commission to be arbitrated according
to its then effective arbitration rules.

 

7.2 The dispute shall
be submitted to Beijing Arbitration Center of China International Economic and Trade Arbitration Commission Beijing Arbitration
Center and arbitrated in Beijing according to its then effective arbitration procedures; the arbitral tribunal shall have one (1)
arbitrator, who shall be appointed by the chairman of China International Economic and Trade Arbitration Commission.

 

7.3 The award of the
Arbitration Commission shall be final and binding on the Parties hereto. The arbitration cost (including but not limited to the
arbitration fee and attorney’s fee) shall be borne by the losing party, unless otherwise provided for in the arbitration
award.

 

8 Effectiveness and Term of Agreement

 

8.1 Effectiveness: this
Agreement shall take effect immediately after being signed by Party A and Party B.

 

8.2 Term: the term of
this Agreement shall be ten years, during which Party B may not cancel this Agreement.

 

8.3 Renewal: unless
Party A gives a thirty (30) days’ notice to Party B on its intention not to renew this Agreement, the term hereof shall be
automatically renewed for one-years terms thereafter upon the expiry hereof.

 

9 No Survival

 

9.1 Once upon the termination
of this Agreement, Party A will assume no obligation to continue providing any service hereunder to Party B.

 

10 Restriction on Transfer

 

10.1 Without the prior
written consent of the other Party hereto, no Party may transfer any right or obligation that it may have hereunder.

 

    	 	4	 

     

    

 

11 Amendment to Agreement

 

11.1 The Parties shall
faithfully perform this Agreement after it takes effect and any amendment hereto shall be invalid unless it is made in writing
after the Parties reach a consensus through consultation and after Party A and Party B have respectively obtained necessary authorizations
and approvals. The amendment agreement and supplementary agreement in connection herewith that have been duly executed by the Parties
are an integral part hereof and have the same legal effect with this Agreement.

 

12 Counterparts

 

12.1 The original of
this Agreement is made in duplicate (2 counterparts), with Party A and Party B each holding one copy, having the same legal effect.

 

13 Supplementary Provisions

 

13.1 The title and headings
of this Agreement are for convenience only and may not affect the contents and interpretation of the body of the Agreement.

 

13.2 For any matter
not stated herein, the Parties shall make and conclude a supplementary agreement as an appendix hereto, which shall constitute
an integral part hereof and shall have the same legal effect with this Agreement.

 

[The remainder of this page intentionally
left blank]

 

    	 	5	 

     

    

 

Appendix I Contents of Technical Support
Service

 

To the extent permitted by law, the contents
of technical support Service provided by Party A to Party B include:

 

(1) Providing technical support and professional
training required by the business operation of Party B;

 

(2) Maintaining the computer system for
Party B;

 

(3) Providing website design as well as
the design, installation, debugging and maintenance of computer network system to Party B;

 

(4) Providing comprehensive security service
for the website of Party B;

 

(5) Providing database support and software
service;

 

(6) Providing other Services related to
Party B’s operation;

 

(7) Providing labor support on the request
of Party B, including but not limited to lending or dispatching related personnel (provided that Party B shall bear related labor
cost); and

 

(8) Other Service contents as recognized
by the Parties.

 

    	 	6	 

     

    

 

Appendix II Technical Support Fee

 

The technical support Service Fee each
year shall be 30% of the “profit” of Party B in such year. The “profit” of Party B in the year means the
balance of total income of Party B in such year after deduction of routine or non-routine sales taxes, sales expenses, management
expenses, financial expenses and other expenses, and such “profit” is the profit before the payment of other Service
Fees specified in the Binding Agreements. Such fee shall be fixed by Party A and Party B in writing each quarter and shall be paid
by Party B within three (3) months after the settlement date.

 

    	 	7	 

     

    

 

[This page is intentionally left blank for signature]

 

This Agreement is signed by the following Parties on the date
first written above.

 

Party A: Fortune Software (Beijing) Co., Ltd.

 

Official seal:

 

Authorized representative (signature):

 

Party B: RIFA Yunling (Beijing) Technology Co., Ltd.

 

Official seal:

 

Authorized representative (signature):

 

 

8

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