Document:

exv10w1

 

EXHIBIT 10.1

	 	 	 
	Contact:

	 	Customer Services — CTSLink
	 

	 	Wells Fargo Bank Minnesota, N.A.
	 

	 	Securities Administration Services
	 

	 	7485 New Horizon Way
	 

	 	Frederick, MD 21703
	 

	 	www.ctslink.com
	 

	 	Telephone: (301) 815-6600
	 

	 	Fax: (301) 315-6660

SMT SERIES 2005-3

Record Date: January 31, 2006

Distribution Date: February 21, 2006

Certificateholder Distribution Summary

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	Certificate	 	 	Certificate	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	Class	 	 	Pass-Through	 	 	Beginning	 	 	Interest	 	 	Principal	 	 	Current	 	 	Ending Certificate	 	 	Total	 	 	Cumulative
	Class
	 	 	CUSIP	 	 	Description	 	 	Rate	 	 	Certificate Balance	 	 	Distribution	 	 	Distribution	 	 	Realized Loss	 	 	Balance	 	 	Distribution	 	 	Realized Loss
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	A-R
	 	 	 	81744FHN0	 	 	 	SEN	 	 	 	5.19879	%	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 
	A-1
	 	 	 	81744FHK6	 	 	 	SEN	 	 	 	4.69000	%	 	 	 	236,860,967.82	 	 	 	 	925,342.82	 	 	 	 	9,135,519.66	 	 	 	 	0.00	 	 	 	 	227,725,448.16	 	 	 	 	10,060,862.48	 	 	 	 	0.00	 
	B-1
	 	 	 	81744FHP5	 	 	 	SUB	 	 	 	4.86000	%	 	 	 	6,208,000.00	 	 	 	 	25,131.84	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	6,208,000.00	 	 	 	 	25,131.84	 	 	 	 	0.00	 
	B-2
	 	 	 	81744FHQ3	 	 	 	SUB	 	 	 	5.13000	%	 	 	 	3,287,000.00	 	 	 	 	14,046.02	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	3,287,000.00	 	 	 	 	14,046.02	 	 	 	 	0.00	 
	B-3
	 	 	 	81744FHR1	 	 	 	SUB	 	 	 	5.37563	%	 	 	 	2,374,000.00	 	 	 	 	10,630.33	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	2,374,000.00	 	 	 	 	10,630.33	 	 	 	 	0.00	 
	B-4
	 	 	 	81744FHS9	 	 	 	SUB	 	 	 	5.37563	%	 	 	 	1,095,000.00	 	 	 	 	4,903.21	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	1,095,000.00	 	 	 	 	4,903.21	 	 	 	 	0.00	 
	B-5
	 	 	 	81744FHT7	 	 	 	SUB	 	 	 	5.37563	%	 	 	 	731,000.00	 	 	 	 	3,273.28	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	731,000.00	 	 	 	 	3,273.28	 	 	 	 	0.00	 
	B-6
	 	 	 	81744FHU4	 	 	 	SUB	 	 	 	5.37563	%	 	 	 	1,826,168.26	 	 	 	 	8,177.24	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	1,826,168.26	 	 	 	 	8,177.24	 	 	 	 	0.00	 
	X-A
	 	 	 	81744FHL4	 	 	 	IO	 	 	 	0.68563	%	 	 	 	0.00	 	 	 	 	135,276.46	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	135,276.46	 	 	 	 	0.00	 
	X-B
	 	 	 	81744FHM2	 	 	 	IO	 	 	 	0.42217	%	 	 	 	0.00	 	 	 	 	3,338.98	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	3,338.98	 	 	 	 	0.00	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	Totals
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	252,382,136.08	 	 	 	 	1,130,120.18	 	 	 	 	9,135,519.66	 	 	 	 	0.00	 	 	 	 	243,246,616.42	 	 	 	 	10,265,639.84	 	 	 	 	0.00	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 

Principal Distribution Statement

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	Beginning	 	 	Scheduled	 	Unscheduled	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	Original Face	 	 	Certificate	 	 	Principal	 	Principal	 	 	 	 	 	Realized	 	 	Total Principal	 	 	Ending Certificate	 	 	Ending Certificate	 	 	Total Principal
	 	Class
	 	 	Amount	 	 	Balance	 	 	Distribution	 	Distribution	 	Accretion	 	Loss	 	 	Reduction	 	 	Balance	 	 	Percentage	 	 	Distribution
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	A-R
	 	 	 	100.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00000000	 	 	 	 	0.00	 
	 	A-1
	 	 	 	349,687,000.00	 	 	 	 	236,860,967.82	 	 	 	 	1,619.39	 	 	 	9,133,900.27	 	 	 	0.00	 	 	 	0.00	 	 	 	 	9,135,519.66	 	 	 	 	227,725,448.16	 	 	 	 	0.65122652	 	 	 	 	9,135,519.06	 
	 	B-1
	 	 	 	6,208,000.00	 	 	 	 	6,208,000.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	6,208,000.00	 	 	 	 	1.00000000	 	 	 	 	0.00	 
	 	B-2
	 	 	 	3,287,000.00	 	 	 	 	3,287,000.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	3,287,000.00	 	 	 	 	1.00000000	 	 	 	 	0.00	 
	 	B-3
	 	 	 	2,374,000.00	 	 	 	 	2,374,000.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	2,374,000.00	 	 	 	 	1.00000000	 	 	 	 	0.00	 
	 	B-4
	 	 	 	1,095,000.00	 	 	 	 	1,095,000.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	1,095,000.00	 	 	 	 	1.00000000	 	 	 	 	0.00	 
	 	B-5
	 	 	 	731,000.00	 	 	 	 	731,000.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	731,000.00	 	 	 	 	1.00000000	 	 	 	 	0.00	 
	 	B-6
	 	 	 	1,826,168.26	 	 	 	 	1,826,168.26	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	1,826,168.26	 	 	 	 	1.00000000	 	 	 	 	0.00	 
	 	X-A
	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00000000	 	 	 	 	0.00	 
	 	X-B
	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00000000	 	 	 	 	0.00	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	Totals
	 	 	 	365,208,268.26	 	 	 	 	252,382,136.08	 	 	 	 	1,619.39	 	 	 	9,133,900.27	 	 	 	0.00	 	 	 	0.00	 	 	 	 	9,135,519.66	 	 	 	 	243,246,616.42	 	 	 	 	0.66604904	 	 	 	 	9,135,519.06	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 

 

 

Principal Distribution Factors Statement

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	Beginning	 	 	Scheduled	 	Unscheduled	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	Ending	 	 	 
	 	 	 	Original Face	 	 	Certificate	 	 	Principal	 	Principal	 	 	 	 	 	Realized	 	 	Total Principal	 	 	Ending Certificate	 	 	Certificate	 	 	Total Principal
	Class	 	 	Amount	 	 	Balance	 	 	Distribution	 	Distribution	 	Accretion	 	Loss	 	 	Reduction	 	 	Balance	 	 	Percentage	 	 	Distribution
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	A-R
	 	 	 	100.00	 	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	0.0000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	0.00000000	 
	A-1
	 	 	 	349,687,000.00	 	 	 	 	677.35136799	 	 	 	 	0.00463097	 	 	 	26.12021685	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	26.124847872	 	 	 	 	651.22652017	 	 	 	 	0.65122652	 	 	 	 	26.12484782	 
	B-1
	 	 	 	6,208,000.00	 	 	 	 	1000.00000000	 	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	1000.00000000	 	 	 	 	1.00000000	 	 	 	 	0.00000000	 
	B-2
	 	 	 	3,287,000.00	 	 	 	 	1000.00000000	 	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	1000.00000000	 	 	 	 	1.00000000	 	 	 	 	0.00000000	 
	B-3
	 	 	 	2,374,000.00	 	 	 	 	1000.00000000	 	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	1000.00000000	 	 	 	 	1.00000000	 	 	 	 	0.00000000	 
	B-4
	 	 	 	1,095,000.00	 	 	 	 	1000.00000000	 	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	1000.00000000	 	 	 	 	1.00000000	 	 	 	 	0.00000000	 
	B-5
	 	 	 	731,000.00	 	 	 	 	1000.00000000	 	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	1000.00000000	 	 	 	 	1.00000000	 	 	 	 	0.00000000	 
	B-6
	 	 	 	1,826,168.26	 	 	 	 	1000.00000000	 	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	1000.00000000	 	 	 	 	1.00000000	 	 	 	 	0.00000000	 
	X-A
	 	 	 	0.00	 	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	0.00000000	 
	X-B
	 	 	 	0.00	 	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	0.00000000	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 

Interest Distribution- Statement

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	Payment	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	of	 	 	 	 	 	Non-	 	 	 	 	 	 	 	Remaining	 	 	Ending
	 	 	 	 	 	 	 	 	 	 	 	 	 	Current	 	 	Beginning	 	 	Current	 	Unpaid	 	Current	 	Supported	 	 	 	 	 	 	 	Unpaid	 	 	Certificate/
	 	 	 	 	 	 	 	 	Accrual	 	 	Certificate	 	 	Certificate/	 	 	Accrued	 	Interest	 	Interest	 	Interest	 	 	Total Interest	 	 	Interest	 	 	Notational
	Class	 	 	Accural Dates	 	 	Days	 	 	Rate	 	 	Notional Balance	 	 	Interest	 	Shortfall	 	Shortfall	 	Shortfall(1)	 	 	Distribution	 	 	Shortfall(2)	 	 	Balance
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	A-R
	 	 	 	N/A	 	 	 	 	N/A	 	 	 	 	5.19879	%	 	 	 	0.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 
	A-1
	 	 	 	01/20/06 –  02/19/06	 	 	 	 	30	 	 	 	 	4.69000	%	 	 	 	236,860,967.82	 	 	 	 	925,731.62	 	 	 	0.00	 	 	 	0.00	 	 	 	388.79	 	 	 	 	925,342.82	 	 	 	 	0.00	 	 	 	 	227,725,448.16	 
	B-1
	 	 	 	01/20/06 –  02/19/06	 	 	 	 	30	 	 	 	 	4.86000	%	 	 	 	6,208,000.00	 	 	 	 	25,142.40	 	 	 	0.00	 	 	 	0.00	 	 	 	10.56	 	 	 	 	25,131.84	 	 	 	 	0.00	 	 	 	 	6,208,000.00	 
	B-2
	 	 	 	01/20/06 –  02/19/06	 	 	 	 	30	 	 	 	 	5.13000	%	 	 	 	3,287,000.00	 	 	 	 	14,051.93	 	 	 	0.00	 	 	 	0.00	 	 	 	5.90	 	 	 	 	14,046.02	 	 	 	 	0.00	 	 	 	 	3,287,000.00	 
	B-3
	 	 	 	01/01/06 – 01/30/06	 	 	 	 	30	 	 	 	 	5.37563	%	 	 	 	2,374,000.00	 	 	 	 	10,634.80	 	 	 	0.00	 	 	 	0.00	 	 	 	4.47	 	 	 	 	10,630.33	 	 	 	 	0.00	 	 	 	 	2,374,000.00	 
	B-4
	 	 	 	01/01/06 – 01/30/06	 	 	 	 	30	 	 	 	 	5.37563	%	 	 	 	1,095,000.00	 	 	 	 	4,905.27	 	 	 	0.00	 	 	 	0.00	 	 	 	2.06	 	 	 	 	4,903.21	 	 	 	 	0.00	 	 	 	 	1,095,000.00	 
	B-5
	 	 	 	01/01/06 – 01/30/06	 	 	 	 	30	 	 	 	 	5.37563	%	 	 	 	731,000.00	 	 	 	 	3,274.66	 	 	 	0.00	 	 	 	0.00	 	 	 	1.38	 	 	 	 	3,273.28	 	 	 	 	0.00	 	 	 	 	731,000.00	 
	B-6
	 	 	 	01/01/06 – 01/30/06	 	 	 	 	30	 	 	 	 	5.37563	%	 	 	 	1,826,168.26	 	 	 	 	8,180.68	 	 	 	0.00	 	 	 	0.00	 	 	 	3.44	 	 	 	 	8,177.24	 	 	 	 	0.00	 	 	 	 	1,826,168.26	 
	X-A
	 	 	 	01/01/06 – 01/30/06	 	 	 	 	30	 	 	 	 	0.68563	%	 	 	 	236,860,967.82	 	 	 	 	135,333.29	 	 	 	0.00	 	 	 	0.00	 	 	 	56.84	 	 	 	 	135,276.46	 	 	 	 	0.00	 	 	 	 	227,725,448.16	 
	X-B
	 	 	 	01/01/06 – 01/30/06	 	 	 	 	30	 	 	 	 	0.42217	%	 	 	 	9,495,000.00	 	 	 	 	3,340.38	 	 	 	0.00	 	 	 	0.00	 	 	 	1.40	 	 	 	 	3,338.98	 	 	 	 	0.00	 	 	 	 	9,495,000.00	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	Totals
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	1,130,595.03	 	 	 	0.00	 	 	 	0.00	 	 	 	474.84	 	 	 	 	1,130,120.18	 	 	 	 	0.00	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 

 

			
	(1,2)	 	Amount also includes coupon cap or basis risk shortfalls, if applicable.

 

 

Interest Distribution Factors Statement

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	Beginning	 	 	 	 	 	 	Payment of	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	Ending
	 	 	 	 	 	 	 	 	Current	 	 	Certificate/	 	 	 	 	 	 	Unpaid	 	 	 	 	 	Non-Supported	 	 	 	 	 	 	 	Remaining	 	 	Certificate/
	 	 	 	Original Face	 	 	Certificate	 	 	Notional	 	 	Current Accrued	 	Interest	 	Current Interest	 	Interest	 	 	Total Interest	 	 	Unpaid Interest	 	 	Notational
	Class	 	 	Amount	 	 	Rate	 	 	Balance	 	 	Interest	 	Shortfall	 	Shortfall(1)	 	Shortfall	 	 	Distribution	 	 	Shortfall(2)	 	 	Balance
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	A-R
	 	 	 	100.00	 	 	 	 	5.19879	%	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	0.00000000	 
	A-1
	 	 	 	349,687,000.00	 	 	 	 	4.69000	%	 	 	 	677.35136799	 	 	 	 	2.64731494	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00111182	 	 	 	 	2.64620309	 	 	 	 	0.00000000	 	 	 	 	651.22652017	 
	B-1
	 	 	 	6,208,000.00	 	 	 	 	4.86000	%	 	 	 	1000.00000000	 	 	 	 	4.05000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00170103	 	 	 	 	4.04829897	 	 	 	 	0.00000000	 	 	 	 	1000.00000000	 
	B-2
	 	 	 	3,287,000.00	 	 	 	 	5.13000	%	 	 	 	1000.00000000	 	 	 	 	4.27500152	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00179495	 	 	 	 	4.27320353	 	 	 	 	0.00000000	 	 	 	 	1000.00000000	 
	B-3
	 	 	 	2,374,000.00	 	 	 	 	5.37563	%	 	 	 	1000.00000000	 	 	 	 	4.47969671	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00188290	 	 	 	 	4.47781382	 	 	 	 	0.00000000	 	 	 	 	1000.00000000	 
	B-4
	 	 	 	1,095,000.00	 	 	 	 	5.37563	%	 	 	 	1000.00000000	 	 	 	 	4.47969863	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00188128	 	 	 	 	4.47781735	 	 	 	 	0.00000000	 	 	 	 	1000.00000000	 
	B-5
	 	 	 	731,000.00	 	 	 	 	5.37563	%	 	 	 	1000.00000000	 	 	 	 	4.47969904	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00188782	 	 	 	 	4.47781122	 	 	 	 	0.00000000	 	 	 	 	1000.00000000	 
	B-6
	 	 	 	1,826,168.26	 	 	 	 	5.37563	%	 	 	 	1000.00000000	 	 	 	 	4.47969674	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00188373	 	 	 	 	4.47781301	 	 	 	 	0.00000000	 	 	 	 	1000.00000000	 
	X-A
	 	 	 	0.00	 	 	 	 	0.68563	%	 	 	 	677.35136799	 	 	 	 	0.38701264	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00016255	 	 	 	 	0.38685013	 	 	 	 	0.00000000	 	 	 	 	651.22652017	 
	X-B
	 	 	 	0.00	 	 	 	 	0.42217	%	 	 	 	1000.00000000	 	 	 	 	0.35180411	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00014745	 	 	 	 	0.35165666	 	 	 	 	0.00000000	 	 	 	 	1000.00000000	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 

 

			
	(1,2)	 	Amount also includes coupon cap or basis risk shortfalls, if applicable.

Per $1 denomination

Certificateholder Account Statement

Certificate Account

	 	 	 	 	 
	Beginning Balance
	 	 	0.00	 
	 
	 	 	 	 
	Deposits
Payments of Interest and Principal
	 	 	10,360,786.81	 
	Reserve Funds and Credit Enhancements
	 	 	0.00	 
	Proceeds from Repurchased Loans
	 	 	0.00	 
	Servicer Advances
	 	 	15,419.78	 
	Realized Loss (Gains, Subsequent Expenses & Recoveries)
	 	 	0.00	 
	Prepayment Penalties
	 	 	0.00	 
	Swap/Cap Payments
	 	 	0.00	 
	 
	 	 	 
	Total Deposits
	 	 	10,376,206.59	 
	 
	 	 	 	 
	Withdrawals
Swap Payments
	 	 	0.00	 
	Reserve Funds and Credit Enhancements
	 	 	0.00	 
	Reimbursement of Servicer Advances
	 	 	27,840.78	 
	Total Administration Fees
	 	 	82,725.97	 
	Payment of Interest and Principal
	 	 	10,265,639.84	 
	 
	 	 	 
	Total Withdrawals (Pool Distribution Amount)
	 	 	10,376,206.59	 
	 
	 	 	 	 
	Ending Balance
	 	 	0.00	 
	 
	 	 	 

 

 

Prepayment/Curtailment Interest Shortfall

	 	 	 	 	 
	Total Prepayment/Curtailment Interest Shortfall
	 	 	474.84	 
	Servicing Fee Support
	 	 	0.00	 
	 
	 	 	 
	 
	 	 	 	 
	Non-Supported Prepayment Curtailment Interest Shortfall
	 	 	474.84	 
	 
	 	 	 

Administration Fees

	 	 	 	 	 
	Gross Servicing Fee*
	 	 	79,255.72	 
	Master Servicing Fee
	 	 	3,470.25	 
	Supported Prepayment/Curtailment Interest Shortfall
	 	 	0.00	 
	 
	 	 	 
	 
	 	 	 	 
	Total Administration Fees
	 	 	82,725.97	 
	 
	 	 	 

 

			
	*	 	Servicer Payees include: BANK OF AMERICA (NY); GMAC MTG CORP;
MORGAN STANLEY DEAN WITTER; NATIONAL CITY MTG CO; PHH US MTG
CORP; RESIDENTIAL FUNDING CORP

Other Accounts

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	Account Type	 	Beginning Balance	 	Current Withdrawals	 	Current Deposits	 	Ending Balance
	 
	Reserve Fund
	 	 	5,000.00	 	 	 	0.00	 	 	 	0.00	 	 	 	5,000.00	 
	Reserve Fund
	 	 	5,000.00	 	 	 	0.00	 	 	 	0.00	 	 	 	5,000.00	 

 

 

Collateral Statement

	 	 	 	 	 
	Collateral Description	 	Mixed ARM	 
	Weighted Average Gross Coupon
	 	 	5.768970	%
	Weighted Average Net Coupon
	 	 	5.392134	%
	Weighted Average Pass-Through Rate
	 	 	5.375634	%
	Weighted Average Remaining Term
	 	 	328	 
	 
	 	 	 	 
	Beginning Scheduled Collateral Loan Count
	 	 	747	 
	Number of Loans Paid in Full
	 	 	31	 
	Ending Scheduled Collateral Loan Count
	 	 	716	 
	 
	 	 	 	 
	Beginning Scheduled Collateral Balance
	 	 	252,382,136.08	 
	Ending Scheduled Collateral Balance
	 	 	243,246,616.42	 
	Ending Actual Collateral Balance at 31-Jan-2006
	 	 	243,247,437.71	 
	 
	 	 	 	 
	Monthly P&I Constant
	 	 	1,214,940.26	 
	Special Servicing Fee
	 	 	0.00	 
	Prepayment Penalty Waived Amount
	 	 	0.00	 
	Prepayment Penalty Waived Count
	 	 	0	 
	Prepayment Penalty Paid Amount
	 	 	0.00	 
	Prepayment Penalty Paid Count
	 	 	0	 
	Realized Loss Amount
	 	 	0.00	 
	Cumulative Realized Loss
	 	 	0.00	 
	 
	 	 	 	 
	Scheduled Principal
	 	 	1,619.39	 
	Unscheduled Principal
	 	 	9,133,900.27	 

Additional Reporting – Deal Level

Miscellaneous Reporting

	 	 	 	 	 
	Senior Percentage
	 	 	100.000000	%
	Senior Prepayment Percentage
	 	 	100.000000	%
	Subordinate Prepayment Percentage
	 	 	0.000000	%
	Subordinate Percentage
	 	 	0.000000	%

 

 

     

Loan Status Stratification/Credit Enhancement Statement

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	DELINQUENT	 	 	BANKRUPTCY	 	 	FORECLOSURE	 	 	REO	 	 	TOTAL
	 
	 	 	No. of	 	Principal	 	 	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	 	 	No. of	 	 	Principal
	 	 	Loans	 	Balance	 	 	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	 	 	Loans	 	 	Balance
	0-29 Days
	 	 	0	 	 	 	0.00	 	 	 	0-29 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	0-29 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	0-29 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	0-29 Days	 	 	 	0	 	 	 	 	0.00	 
	30 Days
	 	 	8	 	 	 	2,448,636.47	 	 	 	30 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	30 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	30 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	30 Days	 	 	 	8	 	 	 	 	2,448,636.47	 
	60 Days
	 	 	2	 	 	 	608,612.27	 	 	 	60 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	60 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	60 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	60 Days	 	 	 	2	 	 	 	 	608,612.27	 
	90 Days
	 	 	0	 	 	 	0.00	 	 	 	90 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	90 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	90 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	90 Days	 	 	 	0	 	 	 	 	0.00	 
	120 Days
	 	 	0	 	 	 	0.00	 	 	 	120 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	120 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	120 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	120 Days	 	 	 	0	 	 	 	 	0.00	 
	150 Days
	 	 	0	 	 	 	0.00	 	 	 	150 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	150 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	150 Days	 	 	 	0	 	 	 	 	0.00	 	 	 	150 Days	 	 	 	0	 	 	 	 	0.00	 
	180+ Days
	 	 	1	 	 	 	 	 	 	 	180+ Days	 	 	 	0	 	 	 	 	0.00	 	 	 	180+ Days	 	 	 	0	 	 	 	 	0.00	 	 	 	180+ Days	 	 	 	0	 	 	 	 	0.00	 	 	 	180+ Days	 	 	 	1	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 
	 	 	11	 	 	 	3,337,948.74	 	 	 	 	 	 	 	 	 	0	 	 	 	 	0.00	 	 	 	 	 	 	 	 	 	0	 	 	 	 	0.00	 	 	 	 	 	 	 	 	 	0	 	 	 	 	0.00	 	 	 	 	 	 	 	 	 	11	 	 	 	 	3,337,948.74	 
	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 
	 	No. of	 	Principal	 	 	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	 	 	No. of	 	 	Principal
	 
	 	Loans	 	Balance	 	 	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	 	 	Loans	 	 	Balance
	0-29 Days
	 	 	0.000000	%	 	 	0.000000	%	 	 	0-29 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	0-29 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	0-29 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	0-29 Days	 	 	 	0.000000	%	 	 	 	0.000000	%
	30 Days
	 	 	1.117318	%	 	 	1.006644	%	 	 	30 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	30 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	30 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	30 Days	 	 	 	1.117318	%	 	 	 	1.006644	%
	60 Days
	 	 	0.279330	%	 	 	0.250203	%	 	 	60 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	60 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	60 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	60 Days	 	 	 	0.279330	%	 	 	 	0.250203	%
	90 Days
	 	 	0.000000	%	 	 	0.000000	%	 	 	90 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	90 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	90 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	90 Days	 	 	 	0.000000	%	 	 	 	0.000000	%
	120 Days
	 	 	0.000000	%	 	 	0.000000	%	 	 	120 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	120 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	120 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	120 Days	 	 	 	0.000000	%	 	 	 	0.000000	%
	150 Days
	 	 	0.000000	%	 	 	0.000000	%	 	 	150 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	150 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	150 Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	150 Days	 	 	 	0.000000	%	 	 	 	0.000000	%
	180+ Days
	 	 	0.139665	%	 	 	0.115397	%	 	 	180+ Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	180+ Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	180+ Days	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	180+ Days	 	 	 	0.139665	%	 	 	 	0.115397	%
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 
	 	 	1.536313	%	 	 	1.372244	%	 	 	 	 	 	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	 	 	 	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	 	 	 	 	 	 	0.000000	%	 	 	 	0.000000	%	 	 	 	 	 	 	 	 	1.536313	%	 	 	 	1.372244	%
	 

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	Current Period Class A Insufficient Funds:

	 	 	0.00	 	 	Principal Balance of Contaminated Properties
	 	 	0.00	 	 	Periodic Advance
	 	 	15,419.78exv10w1

 

 

EXHIBIT 10.1

	 	 	 
	Contact:

	 	Customer Services — CTSLink
	 

	 	Wells Fargo Bank Minnesota, N.A.
	 

	 	Securities Administration Services
	 

	 	7485 New Horizon Way
	 

	 	Frederick, MD 21703
	 

	 	www.ctslink.com
	 

	 	Telephone: (301) 815-6600
	 

	 	Fax: (301) 315-6660

SMT SERIES 2005-2

Record Date: January 31, 2006

Distribution Date: February 21, 2006

Certificateholder Distribution Summary

	 																																																		
	 	 	 	 	 	 	 	 	Certificate	 	 	Certificate	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	Class	 	 	Pass-Through	 	 	Beginning	 	 	Interest	 	 	Principal	 	 	Current	 	 	Ending Certificate	 	 	Total	 	 	Cumulative
	 Class	 	 	CUSIP	 	 	Description	 	 	Rate	 	 	Certificate Balance	 	 	Distribution	 	 	Distribution	 	 	Realized Loss	 	 	Balance	 	 	Distribution	 	 	Realized Loss
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	A-1
	 	 	 	81744FGY7	 	 	 	SEN	 	 	 	4.71000	%	 	 	 	113,379,780.81	 	 	 	 	445,015.64	 	 	 	 	3,522,790.84	 	 	 	 	0.00	 	 	 	 	109,856,989.97	 	 	 	 	3,967,806.48	 	 	 	 	0.00	 
	A-2
	 	 	 	81744FGZ4	 	 	 	SEN	 	 	 	4.29000	%	 	 	 	66,751,848.28	 	 	 	 	238,637.86	 	 	 	 	1,757,411.29	 	 	 	 	0.00	 	 	 	 	64,994,436.99	 	 	 	 	1,996,049.15	 	 	 	 	0.00	 
	A-R
	 	 	 	81744FHJ9	 	 	 	REZ	 	 	 	4.04030	%	 	 	 	0.00	 	 	 	 	0.22	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.22	 	 	 	 	0.00	 
	X-A
	 	 	 	81744FHD2	 	 	 	IO	 	 	 	0.91564	%	 	 	 	0.00	 	 	 	 	137,445.76	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	137,445.76	 	 	 	 	0.00	 
	B-1
	 	 	 	81744FHA8	 	 	 	SUB	 	 	 	4.88000	%	 	 	 	6,016,000.00	 	 	 	 	24,465.07	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	6,016,000.00	 	 	 	 	24,465.07	 	 	 	 	0.00	 
	B-2
	 	 	 	81744FHB6	 	 	 	SUB	 	 	 	5.16000	%	 	 	 	3,266,000.00	 	 	 	 	14,043.80	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	3,266,000.00	 	 	 	 	14,043.80	 	 	 	 	0.00	 
	X-B
	 	 	 	81744FHE0	 	 	 	IO	 	 	 	0.49114	%	 	 	 	0.00	 	 	 	 	3,798.94	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	3,798.94	 	 	 	 	0.00	 
	B-3
	 	 	 	81744FHC4	 	 	 	SUB	 	 	 	5.46966	%	 	 	 	1,890,000.00	 	 	 	 	8,614.71	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	1,890,000.00	 	 	 	 	8,614.71	 	 	 	 	0.00	 
	B-4
	 	 	 	81744FHF7	 	 	 	SUB	 	 	 	5.46966	%	 	 	 	1,231,000.00	 	 	 	 	5,610.96	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	1,231,000.00	 	 	 	 	5,610.96	 	 	 	 	0.00	 
	B-5
	 	 	 	81744FHG5	 	 	 	SUB	 	 	 	5.46966	%	 	 	 	687,000.00	 	 	 	 	3,131.38	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	687,000.00	 	 	 	 	3,131.38	 	 	 	 	0.00	 
	B-6
	 	 	 	81744FHH3	 	 	 	SUB	 	 	 	5.46966	%	 	 	 	1,549,605.55	 	 	 	 	7,063.18	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	1,549,605.55	 	 	 	 	7,063.18	 	 	 	 	0.00	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	Totals
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	194,771,234.64	 	 	 	 	887,827.52	 	 	 	 	5,280,202.13	 	 	 	 	0.00	 	 	 	 	189,491,032.51	 	 	 	 	6,168,029.65	 	 	 	 	0.00	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 

Principal Distribution Statement

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	Beginning	 	 	Scheduled	 	Unscheduled	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	Original Face	 	 	Certificate	 	 	Principal	 	Principal	 	 	 	 	 	Realized	 	 	Total Principal	 	 	Ending Certificate	 	 	Ending Certificate	 	 	Total Principal
	Class	 	 	Amount	 	 	Balance	 	 	Distribution	 	Distribution	 	Accretion	 	Loss	 	 	Reduction	 	 	Balance	 	 	Percentage	 	 	Distribution
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	A-1
	 	 	 	202,462,000.00	 	 	 	 	113,379,780.81	 	 	 	 	714.15	 	 	 	3,522,076.69	 	 	 	0.00	 	 	 	0.00	 	 	 	 	3,522,790,84	 	 	 	 	109,856,989.97	 	 	 	 	0.54260548	 	 	 	 	3,522,790.84	 
	A-2
	 	 	 	126,737,000.00	 	 	 	 	66,751,848.28	 	 	 	 	408.42	 	 	 	1,757,002.87	 	 	 	0.00	 	 	 	0.00	 	 	 	 	1,757,411.29	 	 	 	 	64,994,436.99	 	 	 	 	0.51282922	 	 	 	 	1,757,411.29	 
	A-R
	 	 	 	100.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00000000	 	 	 	 	0.00	 
	X-A
	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00000000	 	 	 	 	0.00	 
	B-1
	 	 	 	6,016,000.00	 	 	 	 	6,016,000.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	6,016,000.00	 	 	 	 	1.00000000	 	 	 	 	0.00	 
	B-2
	 	 	 	3,266,000.00	 	 	 	 	3,266,000.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	3,266,000.00	 	 	 	 	1.00000000	 	 	 	 	0.00	 
	X-B
	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00000000	 	 	 	 	0.00	 
	B-3
	 	 	 	1,890,000.00	 	 	 	 	1,890,000.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	1,890,000.00	 	 	 	 	1.00000000	 	 	 	 	0.00	 
	B-4
	 	 	 	1,231,000.00	 	 	 	 	1,231,000.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	1,231,000.00	 	 	 	 	1.00000000	 	 	 	 	0.00	 
	B-5
	 	 	 	687,000.00	 	 	 	 	687,000.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	687,000.00	 	 	 	 	1.00000000	 	 	 	 	0.00	 
	B-6
	 	 	 	1,549,605.55	 	 	 	 	1,549,605.55	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	1,549,605.55	 	 	 	 	1.00000000	 	 	 	 	0.00	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	Totals
	 	 	 	343,838,705.55	 	 	 	 	194,771,234.64	 	 	 	 	1,122.57	 	 	 	5,279,079.56	 	 	 	0.00	 	 	 	0.00	 	 	 	 	5,280,202.13	 	 	 	 	189,491,032.51	 	 	 	 	0.55110443	 	 	 	 	5,280,202.13	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 

 

 

Principal Distribution Factors Statement

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	Beginning	 	 	Scheduled	 	Unscheduled	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	Original Face	 	 	Certificate	 	 	Principal	 	Principal	 	 	 	 	 	Realized	 	 	Total Principal	 	 	Ending Certificate	 	 	Ending Certificate	 	 	Total Principal
	Class	 	 	Amount	 	 	Balance	 	 	Distribution	 	Distribution	 	Accretion	 	Loss	 	 	Reduction	 	 	Balance	 	 	Percentage	 	 	Distribution
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	A-1
	 	 	 	202,462,000.00	 	 	 	 	560.00523955	 	 	 	 	0.00352733	 	 	 	17.39623579	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	17.39976312	 	 	 	 	542.60547644	 	 	 	 	0.54260548	 	 	 	 	17.39976312	 
	A-2
	 	 	 	126,737,000.00	 	 	 	 	526.69582111	 	 	 	 	0.00322258	 	 	 	13.86337747	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	13.86660005	 	 	 	 	512.82922106	 	 	 	 	0.51282922	 	 	 	 	13.86660005	 
	A-R
	 	 	 	100.00	 	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	0.00000000	 
	X-A
	 	 	 	0.00	 	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	0.00000000	 
	B-1
	 	 	 	6,016,000.00	 	 	 	 	1000.00000000	 	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	1000.00000000	 	 	 	 	1.00000000	 	 	 	 	0.00000000	 
	B-2
	 	 	 	3,266,000.00	 	 	 	 	1000.00000000	 	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	1000.00000000	 	 	 	 	1.00000000	 	 	 	 	0.00000000	 
	X-B
	 	 	 	0.00	 	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	0.00000000	 
	B-3
	 	 	 	1,890,000.00	 	 	 	 	1000.00000000	 	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	1000.00000000	 	 	 	 	1.00000000	 	 	 	 	0.00000000	 
	B-4
	 	 	 	1,231,000.00	 	 	 	 	1000.00000000	 	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	1000.00000000	 	 	 	 	1.00000000	 	 	 	 	0.00000000	 
	B-5
	 	 	 	687,000.00	 	 	 	 	1000.00000000	 	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	1000.00000000	 	 	 	 	1.00000000	 	 	 	 	0.00000000	 
	B-6
	 	 	 	1,549,605.55	 	 	 	 	1000.00000000	 	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	1000.00000000	 	 	 	 	1.00000000	 	 	 	 	0.00000000	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 

All Classes per $1,000 denomination.

Interest Distribution- Statement

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	Payment	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	of	 	 	 	 	 	 	Non-	 	 	 	 	 	 	 	 	Remaining	 	 	 	Ending	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	Current	 	 	 	Beginning	 	 	 	Current	 	 	Unpaid	 	 	Current	 	 	Supported	 	 	 	 	 	 	 	 	Unpaid	 	 	 	Certificate/	 
	 	 	 	 	 	 	 	 	Accrual	 	 	 	Certificate	 	 	 	Certificate/	 	 	 	Accrued	 	 	Interest	 	 	Interest	 	 	Interest	 	 	 	Total Interest	 	 	 	Interest	 	 	 	Notational	 
	Class	 	 	Accural Dates	 	 	 	Days	 	 	 	Rate	 	 	 	Notional Balance	 	 	 	Interest	 	 	Shortfall	 	 	Shortfall	 	 	Shortfall(1)	 	 	 	Distribution	 	 	 	Shortfall(2)	 	 	 	Balance	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	A-1
	 	 	 	01/20/06 – 02/19/06	 	 	 	 	30	 	 	 	 	4.71000	%	 	 	 	113,379,780.81	 	 	 	 	445,015.64	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	445,015.64	 	 	 	 	0.00	 	 	 	 	109,856,989.97	 
	A-2
	 	 	 	01/20/06 – 02/19/06	 	 	 	 	30	 	 	 	 	4.29000	%	 	 	 	66,751,848.28	 	 	 	 	238,637.86	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	238,637.86	 	 	 	 	0.00	 	 	 	 	64,994,436.99	 
	A-R
	 	 	 	N/A	 	 	 	 	N/A	 	 	 	 	4.04030	%	 	 	 	0.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.22	 	 	 	 	0.00	 	 	 	 	0.00	 
	X-A
	 	 	 	01/01/06 – 01/30/06	 	 	 	 	30	 	 	 	 	0.91564	%	 	 	 	180,131,629.09	 	 	 	 	137,445.76	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	137,445.76	 	 	 	 	0.00	 	 	 	 	174,851,426.96	 
	B-1
	 	 	 	01/20/06 – 02/19/06	 	 	 	 	30	 	 	 	 	4.88000	%	 	 	 	6,016,000.00	 	 	 	 	24,465.07	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	24,465.07	 	 	 	 	0.00	 	 	 	 	6,016,000.00	 
	B-2
	 	 	 	01/20/06 – 02/19/06	 	 	 	 	30	 	 	 	 	5.16000	%	 	 	 	3,266,000.00	 	 	 	 	14,043.80	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	14,043.80	 	 	 	 	0.00	 	 	 	 	3,266,000.00	 
	X-B
	 	 	 	01/01/06 – 01/30/06	 	 	 	 	30	 	 	 	 	0.49114	%	 	 	 	9,282,000.00	 	 	 	 	3,798.94	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	3,798.94	 	 	 	 	0.00	 	 	 	 	9,282,000.00	 
	B-3
	 	 	 	01/01/06 – 01/30/06	 	 	 	 	30	 	 	 	 	5.46966	%	 	 	 	1,890,000.00	 	 	 	 	8,614.71	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	8,614.71	 	 	 	 	0.00	 	 	 	 	1,890,000.00	 
	B-4
	 	 	 	01/01/06 – 01/30/06	 	 	 	 	30	 	 	 	 	5.46966	%	 	 	 	1,231,000.00	 	 	 	 	5,610.96	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	5,610.96	 	 	 	 	0.00	 	 	 	 	1,231,000.00	 
	B-5
	 	 	 	01/01/06 – 01/30/06	 	 	 	 	30	 	 	 	 	5.46966	%	 	 	 	687,000.00	 	 	 	 	3,131.38	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	3,131.38	 	 	 	 	0.00	 	 	 	 	687,000.00	 
	B-6
	 	 	 	01/01/06 – 01/30/06	 	 	 	 	30	 	 	 	 	5.46966	%	 	 	 	1,549,605.55	 	 	 	 	7,063.18	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	7,063.18	 	 	 	 	0.00	 	 	 	 	1,549,605.55	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	Totals
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	887,827.30	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	887,827.52	 	 	 	 	0.00	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 

(1, 2) Amount also includes coupon cap or basis risk shortfalls, if applicable.

 

 

Interest Distribution Factors Statement

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	Payment	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	of	 	 	 	 	 	Non-	 	 	 	 	 	 	 	Remaining	 	 	Ending	 	 	 	 
	 	 	 	 	 	 	 	 	Current	 	 	Beginning	 	 	Current	 	Unpaid	 	Current	 	Supported	 	 	 	 	 	 	 	Unpaid	 	 	Certificate/	 	 	 	 
	 	 	 	Original Face	 	 	Certificate	 	 	Certificate/	 	 	Accrued	 	Interest	 	Interest	 	Interest	 	 	Total Interest	 	 	Interest	 	 	Notational	 	 	 	 
	Class	 	 	Amount	 	 	Rate	 	 	Notional Balance	 	 	Interest	 	Shortfall	 	Shortfall(1)	 	Shortfall	 	 	Distribution	 	 	Shortfall(2)	 	 	Balance	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	A-1
	 	 	 	202,462,000.00	 	 	 	 	4.71000	%	 	 	 	560.00523955	 	 	 	 	2.19802057	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	2.19802057	 	 	 	 	0.00000000	 	 	 	 	542.60547644	 	 	 	 	 
	A-2
	 	 	 	126,737,000.00	 	 	 	 	4.29000	%	 	 	 	526.69582111	 	 	 	 	1.88293758	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	1.88293758	 	 	 	 	0.00000000	 	 	 	 	512.82922106	 	 	 	 	 
	A-R
	 	 	 	100.00	 	 	 	 	4.04030	%	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	2.20000000	 	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	 
	X-A
	 	 	 	0.00	 	 	 	 	0.91564	%	 	 	 	547.18158041	 	 	 	 	0.41751573	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	0.41751573	 	 	 	 	0.00000000	 	 	 	 	531.14203555	 	 	 	 	 
	B-1
	 	 	 	6,016,000.00	 	 	 	 	4.88000	%	 	 	 	1000.00000000	 	 	 	 	4.06666722	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	4.06666722	 	 	 	 	0.00000000	 	 	 	 	1000.00000000	 	 	 	 	 
	B-2
	 	 	 	3,266,000.00	 	 	 	 	5.16000	%	 	 	 	1000.00000000	 	 	 	 	4.30000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	4.30000000	 	 	 	 	0.00000000	 	 	 	 	1000.00000000	 	 	 	 	 
	X-B
	 	 	 	0.00	 	 	 	 	0.49114	%	 	 	 	1000.00000000	 	 	 	 	0.40928033	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	0.40928033	 	 	 	 	0.00000000	 	 	 	 	1000.00000000	 	 	 	 	 
	B-3
	 	 	 	1,890,000.00	 	 	 	 	5.46966	%	 	 	 	1000.00000000	 	 	 	 	4.55804762	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	4.55804762	 	 	 	 	0.00000000	 	 	 	 	1000.00000000	 	 	 	 	 
	B-4
	 	 	 	1,231,000.00	 	 	 	 	5.46966	%	 	 	 	1000.00000000	 	 	 	 	4.55805037	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	4.55805037	 	 	 	 	0.00000000	 	 	 	 	1000.00000000	 	 	 	 	 
	B-5
	 	 	 	687,000.00	 	 	 	 	5.46966	%	 	 	 	1000.00000000	 	 	 	 	4.55804949	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	4.55804949	 	 	 	 	0.00000000	 	 	 	 	1000.00000000	 	 	 	 	 
	B-6
	 	 	 	1,549,605.55	 	 	 	 	5.46966	%	 	 	 	1000.00000000	 	 	 	 	4.55805027	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	4.55805027	 	 	 	 	0.00000000	 	 	 	 	1000.00000000	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 

(1, 2)Amount also includes coupon cap or basis risk shortfalls, if applicable.

All Classes per $1,000 denomination.

Certificateholder Account Statement

Certificate Account

	 	 	 	 	 
	Beginning Balance
	 	 	0.00	 
	 
	 	 	 	 
	Deposits
	 	 	 	 
	Payments of Interest and Principal
	 	 	6,233,905.78	 
	Reserve Funds and Credit Enhancements
	 	 	0.00	 
	Proceeds from Repurchased Loans
	 	 	0.00	 
	Servicer Advances
	 	 	18,401.17	 
	Realized Losses (Gains, Subsequent Expenses & Recoveries)
	 	 	0.00	 
	Prepayment Penalties
	 	 	0.00	 
	Swap/Cap Payments
	 	 	0.00	 
	 
	 	 	 
	Total Deposits
	 	 	6,252,306.95	 
	 
	 	 	 	 
	Withdrawals
	 	 	 	 
	Swap Payments
	 	 	0.00	 
	Reserve Funds and Credit Enhancements
	 	 	0.00	 
	Reimbursement for Servicer Advances
	 	 	19,885.05	 
	Total Administration Fees
	 	 	64,392.25	 
	Payment of Interest and Principal
	 	 	6,168,029.65	 
	 
	 	 	 
	Total Withdrawals (Pool Distribution Amount)
	 	 	6,252,306.95	 
	 
	 	 	 	 
	Ending Balance
	 	 	0.00	 
	 
	 	 	 

 

 

Prepayment/Curtailment Interest Shortfall

	 	 	 	 	 
	Total Prepayment/Curtailment Interest Shortfall
	 	 	0.00	 
	Servicing Fee Support
	 	 	0.00	 
	 
	 	 	 	 
	 
	 	 	 	 
	Non-Supported Prepayment Curtailment Interest Shortfall
	 	 	0.00	 
	 
	 	 	 	 

Administration Fees

	 	 	 	 	 
	Gross Servicing Fee*
	 	 	61,551.84	 
	Master Servicing Fee
	 	 	2,840.41	 
	Supported Prepayment/Curtailment Interest Shortfall
	 	 	0.00	 
	 
	 	 	 	 
	 
	 	 	 	 
	Total Administration Fees
	 	 	64,392.25	 
	 
	 	 	 	 

 

			
	 	 	*Servicer Payees include: BANK OF AMERICA (NY); GMAC MTG CORP,
MORGAN STANLEY DEAN WITTER; NATIONAL CITY MTG CO; PHH US MTG
CORP; RESIDENTIAL FUNDING CORP

Reserve Accounts

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	Beginning	 	Current	 	Current	 	Ending
	Account Type	 	Balance	 	Withdrawals	 	Deposits	 	Balance
	 
	Reserve Fund
	 	 	4,500.00	 	 	 	0.00	 	 	 	0.00	 	 	 	4,500.00	 
	Reserve Fund
	 	 	4,500.00	 	 	 	0.00	 	 	 	0.00	 	 	 	4,500.00	 
	Reserve Fund
	 	 	1,000.00	 	 	 	0.00	 	 	 	0.00	 	 	 	1,000.00	 

 

 

Collateral Statement

	 	 	 	 	 
	Collateral Description	 	Mixed ARM
	Weighted Average Gross Coupon
	 	 	5.883212	%
	Weighted Average Net Coupon
	 	 	5.503987	%
	Weighted Average Pass-Through Rate
	 	 	5.486487	%
	Weighted Average Remaining Term
	 	 	327	 
	 
	 	 	 	 
	Beginning Scheduled Collateral Loan Count
	 	 	574	 
	Number of Loans Paid in Full
	 	 	15	 
	Ending Scheduled Collateral Loan Count
	 	 	559	 
	Beginning Scheduled Collateral Balance
	 	 	194,771,234.64	 
	Ending Scheduled Collateral Balance
	 	 	189,491,032.51	 
	Ending Actual Collateral Balance at 31-Jan-2006
	 	 	189,492,150.50	 
	 
	 	 	 	 
	Monthly P&I Constant
	 	 	95,022.97	 
	Special Servicing Fee
	 	 	0.00	 
	Prepayment Penalty Waived Amount
	 	 	0.00	 
	Prepayment Penalty Waived Count
	 	 	0	 
	Prepayment Penalty Paid Amount
	 	 	0.00	 
	Prepayment Penalty Paid Count
	 	 	0	 
	Realization Loss Amount
	 	 	0.00	 
	Cumulative Realized Loss
	 	 	0.00	 
	 
	 	 	 	 
	Class A Optimal Amount
	 	 	6,101,301.39	 
	 
	 	 	 	 
	Scheduled Principal
	 	 	1,122.57	 
	Unscheduled Principal
	 	 	5,279,079.56	 

 

 

	 	 	 	 	 	 	 	 	 	 	 	 	 
	Group	 	One	 	Two	 	Total
	Collateral Description
	 	Mixed ARM	 	Mixed ARM	 	Mixed ARM
	Weighted Average Coupon Rate
	 	 	5.900165	 	 	 	5.854545	 	 	 	5.883212	 
	Weighted Average Net Rate
	 	 	5.522886	 	 	 	5.472027	 	 	 	5.503987	 
	Pass-Through Rate
	 	 	5.505386	 	 	 	5.454527	 	 	 	5.486487	 
	Weighted Average Maturity
	 	 	323	 	 	 	335	 	 	 	327	 
	Record Date
	 	 	01/31/2006	 	 	 	01/31/2006	 	 	 	01/31/2006	 
	Principal and Interest Constant
	 	 	602,500.62	 	 	 	353,522.35	 	 	 	956,022.97	 
	Beginning Loan Count
	 	 	352	 	 	 	222	 	 	 	574	 
	Loans Paid in Full
	 	 	11	 	 	 	4	 	 	 	15	 
	Ending Loan Count
	 	 	341	 	 	 	218	 	 	 	559	 
	Beginning Scheduled Balance
	 	 	122,393,833.76	 	 	 	72,377,400.88	 	 	 	194,771,234.64	 
	Ending Scheduled Balance
	 	 	118,871,042.92	 	 	 	70,619,989.59	 	 	 	189,491,032.51	 
	Scheduled Principal
	 	 	714.15	 	 	 	408.42	 	 	 	1,122.57	 
	Unscheduled Principal
	 	 	3,522,076.69	 	 	 	1,757,002.87	 	 	 	5,279,079.56	 
	Scheduled Interest
	 	 	601,786.47	 	 	 	353,113.93	 	 	 	954,900.40	 
	Servicing Fee
	 	 	38,480.47	 	 	 	23,071.37	 	 	 	61,551.84	 
	Master Servicing Fee
	 	 	1,784.91	 	 	 	1,055.50	 	 	 	2,840.41	 
	Trustee Fee
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	FRY Amount
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Special Hazard Fee
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Other Fee
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Pool Insurance Fee
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Spread 1
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Spread 2
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Spread 3
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Net Interest
	 	 	561,521.09	 	 	 	328,987.06	 	 	 	890,508.15	 
	Realized Loss Amount
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Cumulative Realized Loss
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Percentage of Cumulative Losses
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Prepayment Penalty Waived Amount
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Prepayment Penalty Waived Count
	 	 	0	 	 	 	0	 	 	 	0	 
	Prepayment Penalty Paid Amount
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Prepayment Penalty Paid Count
	 	 	0	 	 	 	0	 	 	 	0	 
	Special Servicing Fee
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 

 

 

Additional Reporting – Deal Level

Miscellaneous Reporting

	 	 	 	 	 
	Pro Rata Senior Percent 9
	 	 	2.483692	%
	Pro Rata Subordinate Percent
	 	 	7.516308	%

Additional Reporting – Group Level

	 	 	 	 	 
	Miscellaneous Reporting
	 	 	 	 
	 
	 	 	 	 
	Group One
	 	 	 	 
	One Month Libor Loan Balance
	 	 	74,951,578.78	 
	Principal Transfer Amount
	 	 	0.00	 
	Senior Percent
	 	 	100.000000	%
	Senior Prepayment Percent
	 	 	100.000000	%
	Subordinate Percent
	 	 	0.000000	%
	Subordinate Prepayment Percent
	 	 	0.000000	%
	Interest Transfer Amount
	 	 	0.00	 
	 
	 	 	 	 
	Group Two
	 	 	 	 
	Six-Month Libor Loan Balance
	 	 	43,919,464.14	 
	Principal Transfer Amount
	 	 	0.00	 
	Senior Percent
	 	 	100.000000	%
	Senior Prepayment Percent
	 	 	100.000000	%
	Subordinate Percent
	 	 	0.000000	%
	Subordinate Prepayment Percent
	 	 	0.000000	%
	Interest Transfer Amount
	 	 	0.00	 

 

 

Loan Status Stratification/Credit Enhancement Statement

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	DELINQUENT	 	 	 	BANKRUPTCY	 	 	 	FORECLOSURE	 	 	 	REO	 	 	 	TOTAL	 	 	 	 	 
	 	 	No. of	 	Principal	 	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 
	 	 	Loans	 	Balance	 	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	0-29 Days
	 	0	 	 	0.00	 	 	 	0-29 Days	 	 	0	 	 	 	0.00	 	 	 	0-29 Days	 	 	0	 	 	 	0.00	 	 	 	0-29 Days	 	 	0	 	 	 	0.00	 	 	 	0-29 Days	 	 	0	 	 	 	0.00	 	 	 	 	 
	30 Days
	 	4	 	 	1,571,037.89	 	 	 	30 Days	 	 	0	 	 	 	0.00	 	 	 	30 Days	 	 	0	 	 	 	0.00	 	 	 	30 Days	 	 	0	 	 	 	0.00	 	 	 	30 Days	 	 	4	 	 	 	1,571,037.89	 	 	 	 	 
	60 Days
	 	0	 	 	0.00	 	 	 	60 Days	 	 	0	 	 	 	0.00	 	 	 	60 Days	 	 	0	 	 	 	0.00	 	 	 	60 Days	 	 	0	 	 	 	0.00	 	 	 	60 Days	 	 	0	 	 	 	0.00	 	 	 	 	 
	90 Days
	 	2	 	 	935,915.36	 	 	 	90 Days	 	 	0	 	 	 	0.00	 	 	 	90 Days	 	 	0	 	 	 	0.00	 	 	 	90 Days	 	 	0	 	 	 	0.00	 	 	 	90 Days	 	 	2	 	 	 	935,915.36	 	 	 	 	 
	120 Days
	 	1	 	 	1,113,111.24	 	 	 	120 Days	 	 	0	 	 	 	0.00	 	 	 	120 Days	 	 	0	 	 	 	0.00	 	 	 	120 Days	 	 	0	 	 	 	0.00	 	 	 	120 Days	 	 	1	 	 	 	1,113,111.24	 	 	 	 	 
	150 Days
	 	1	 	 	232,000.00	 	 	 	150 Days	 	 	0	 	 	 	0.00	 	 	 	150 Days	 	 	0	 	 	 	0.00	 	 	 	150 Days	 	 	0	 	 	 	0.00	 	 	 	150 Days	 	 	1	 	 	 	232,000.00	 	 	 	 	 
	180+ Days
	 	1	 	 	174,844.15	 	 	 	180+ Days	 	 	0	 	 	 	0.00	 	 	 	180+ Days	 	 	0	 	 	 	0.00	 	 	 	180+ Days	 	 	0	 	 	 	0.00	 	 	 	180+ Days	 	 	1	 	 	 	174,844.15	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 
	 	9	 	 	4,026,908.64	 	 	 	 	 	 	0	 	 	 	0.00	 	 	 	 	 	 	0	 	 	 	0.00	 	 	 	 	 	 	0	 	 	 	0.00	 	 	 	 	 	 	9	 	 	 	4,026,908.64	 	 	 	 	 
	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 
	 	No. of	 	Principal	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 
	 
	 	Loans	 	Balance	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 
	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	0-29 Days
	 	0.000000%	 	 	0.000000	%	 	 	0-29 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	0-29 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	0-29 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	0-29 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	 	 
	30 Days
	 	0.715564%	 	 	0.829078	%	 	 	30 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	30 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	30 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	30 Days	 	 	0.715564%	 	 	 	0.829078	%	 	 	 	 
	60 Days
	 	0.000000%	 	 	0.000000	%	 	 	60 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	60 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	60 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	60 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	 	 
	90 Days
	 	0.357782%	 	 	0.493907	%	 	 	90 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	90 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	90 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	90 Days	 	 	0.357782%	 	 	 	0.493907	%	 	 	 	 
	120 Days
	 	0.178891%	 	 	0.587418	%	 	 	120 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	120 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	120 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	120 Days	 	 	0.178891%	 	 	 	0.587418	%	 	 	 	 
	150 Days
	 	0.178891%	 	 	0.122433	%	 	 	150 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	150 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	150 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	150 Days	 	 	0.178891%	 	 	 	0.122433	%	 	 	 	 
	180+ Days
	 	0.178891%	 	 	0.092270	%	 	 	180+ Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	180+ Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	180+ Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	180+ Days	 	 	0.178891%	 	 	 	0.092270	%	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 
	 	1.610018%	 	 	2.125106	%	 	 	 	 	 	0.000000%	 	 	 	0.000000	%	 	 	 	 	 	0.000000%	 	 	 	0.000000	%	 	 	 	 	 	0.000000%	 	 	 	0.000000	%	 	 	 	 	 	1.610018%	 	 	 	2.125106	%	 	 	 	 

Current Period Class A Insufficient Funds:                 0.00       Principal Balance of Contaminated Properties                 0.00       Periodic Advance                                18,401.17

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	Original $	 	Original%	 	Current $	 	Current %	 	Current Class %	 	Prepayment %
	Class A
	 	 	14,639,605.55	 	 	 	4.25769563	%	 	 	14,639,605.55	 	 	 	7.72575111	%	 	 	92.274249	%	 	 	0.000000	%
	Class B-1
	 	 	8,623,605.55	 	 	 	2.50803805	%	 	 	8,623,605.55	 	 	 	4.55093069	%	 	 	3.174820	%	 	 	41.094003	%
	Class B-2
	 	 	5,357,605.55	 	 	 	1.55817407	%	 	 	5,357,605.55	 	 	 	2.82736628	%	 	 	1.723564	%	 	 	22.309344	%
	Class B-3
	 	 	3,467,605.55	 	 	 	1.00849773	%	 	 	3,467,605.55	 	 	 	1.82995760	%	 	 	0.997409	%	 	 	12.910184	%
	Class B-4
	 	 	2,236,605.55	 	 	 	0.65048103	%	 	 	2,236,605.55	 	 	 	1.18032264	%	 	 	0.649635	%	 	 	8.408697	%
	Class B-5
	 	 	1,549,605.55	 	 	 	0.45067804	%	 	 	1,549,605.55	 	 	 	0.81777250	%	 	 	0.362550	%	 	 	4.692749	%
	Class B-6
	 	 	0.00	 	 	 	0.00000000	%	 	 	0.00	 	 	 	0.00000000	%	 	 	0.817772	%	 	 	10.585023	%

 

 

Delinquency Status by Group

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	DELINQUENT	 	 	 	BANKRUPTCY	 	 	 	FORECLOSURE	 	 	 	REO	 	 	 	TOTAL	 
	Group One	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	No. of	 	Principal	 	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	 	No. of	 	 	Principal	 
	 	 	Loans	 	Balance	 	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	 	Loans	 	 	Balance	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	0-29 Days
	 	0	 	 	0.00	 	 	 	0-29 Days	 	 	0	 	 	 	0.00	 	 	 	0-29 Days	 	 	0	 	 	 	0.00	 	 	 	0-29 Days	 	 	0	 	 	 	0.00	 	 	 	0-29 Days	 	 	0	 	 	 	0.00	 
	30 Days
	 	2	 	 	950,301.57	 	 	 	30 Days	 	 	0	 	 	 	0.00	 	 	 	30 Days	 	 	0	 	 	 	0.00	 	 	 	30 Days	 	 	0	 	 	 	0.00	 	 	 	30 Days	 	 	2	 	 	 	950,301.57	 
	60 Days
	 	0	 	 	0.00	 	 	 	60 Days	 	 	0	 	 	 	0.00	 	 	 	60 Days	 	 	0	 	 	 	0.00	 	 	 	60 Days	 	 	0	 	 	 	0.00	 	 	 	60 Days	 	 	0	 	 	 	0.00	 
	90 Days
	 	1	 	 	589,546.78	 	 	 	90 Days	 	 	0	 	 	 	0.00	 	 	 	90 Days	 	 	0	 	 	 	0.00	 	 	 	90 Days	 	 	0	 	 	 	0.00	 	 	 	90 Days	 	 	1	 	 	 	589,546.78	 
	120 Days
	 	0	 	 	0.00	 	 	 	120 Days	 	 	0	 	 	 	0.00	 	 	 	120 Days	 	 	0	 	 	 	0.00	 	 	 	120 Days	 	 	0	 	 	 	0.00	 	 	 	120 Days	 	 	0	 	 	 	0.00	 
	150 Days
	 	1	 	 	232,000.00	 	 	 	150 Days	 	 	0	 	 	 	0.00	 	 	 	150 Days	 	 	0	 	 	 	0.00	 	 	 	150 Days	 	 	0	 	 	 	0.00	 	 	 	150 Days	 	 	1	 	 	 	232,000.00	 
	180+ Days
	 	0	 	 	0.00	 	 	 	180+ Days	 	 	0	 	 	 	0.00	 	 	 	180+ Days	 	 	0	 	 	 	0.00	 	 	 	180+ Days	 	 	0	 	 	 	0.00	 	 	 	180+ Days	 	 	0	 	 	 	0.00	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 
	 	4	 	 	1,771,848.35	 	 	 	 	 	 	0	 	 	 	0.00	 	 	 	 	 	 	0	 	 	 	0.00	 	 	 	 	 	 	0	 	 	 	0.00	 	 	 	 	 	 	4	 	 	 	1,771,848.35	 
	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	DELINQUENT	 	 	 	BANKRUPTCY	 	 	 	FORECLOSURE	 	 	 	REO	 	 	 	TOTAL	 
	Group One	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	No. of	 	Principal	 	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	 	No. of	 	 	Principal	 
	 	 	Loans	 	Balance	 	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	 	Loans	 	 	Balance	 
	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	0-29 Days
	 	0.000000%	 	 	0.000000	%	 	 	0-29 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	0-29 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	0-29 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	0-29 Days	 	 	0.000000%	 	 	 	0.000000	%
	30 Days
	 	0.586510%	 	 	0.799434	%	 	 	30 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	30 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	30 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	30 Days	 	 	0.586510%	 	 	 	0.799434	%
	60 Days
	 	0.000000%	 	 	0.000000	%	 	 	60 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	60 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	60 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	60 Days	 	 	0.000000%	 	 	 	0.000000	%
	90 Days
	 	0.293255%	 	 	0.495952	%	 	 	90 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	90 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	90 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	90 Days	 	 	0.293255%	 	 	 	0.495952	%
	120 Days
	 	0.000000%	 	 	0.000000	%	 	 	120 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	120 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	120 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	120 Days	 	 	0.000000%	 	 	 	0.000000	%
	150 Days
	 	0.293255%	 	 	0.195168	%	 	 	150 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	150 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	150 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	150 Days	 	 	0.293255%	 	 	 	0.195168	%
	180+ Days
	 	0.000000%	 	 	0.000000	%	 	 	180+ Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	180+ Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	180+ Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	180+ Days	 	 	0.000000%	 	 	 	0.000000	%
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 
	 	1.173021%	 	 	1.490555	%	 	 	 	 	 	0.000000%	 	 	 	0.000000	%	 	 	 	 	 	0.000000%	 	 	 	0.000000	%	 	 	 	 	 	0.000000%	 	 	 	0.000000	%	 	 	 	 	 	1.173021%	 	 	 	1.490555	%

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	DELINQUENT	 	 	 	BANKRUPTCY	 	 	 	FORECLOSURE	 	 	 	REO	 	 	 	TOTAL	 
	Group Two	 	 	 	 	 	 	 	 	 	 	 	1.183654%	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	No. of	 	Principal	 	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	 	No. of	 	 	Principal	 
	 	 	Loans	 	Balance	 	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	 	Loans	 	 	Balance	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	0-29 Days
	 	0	 	 	0.00	 	 	 	0-29 Days	 	 	0	 	 	 	0.00	 	 	 	0-29 Days	 	 	0	 	 	 	0.00	 	 	 	0-29 Days	 	 	0	 	 	 	0.00	 	 	 	0-29 Days	 	 	0	 	 	 	0.00	 
	30 Days
	 	2	 	 	620,736.32	 	 	 	30 Days	 	 	0	 	 	 	0.00	 	 	 	30 Days	 	 	0	 	 	 	0.00	 	 	 	30 Days	 	 	0	 	 	 	0.00	 	 	 	30 Days	 	 	2	 	 	 	620,736.32	 
	60 Days
	 	0	 	 	0.00	 	 	 	60 Days	 	 	0	 	 	 	0.00	 	 	 	60 Days	 	 	0	 	 	 	0.00	 	 	 	60 Days	 	 	0	 	 	 	0.00	 	 	 	60 Days	 	 	0	 	 	 	0.00	 
	90 Days
	 	1	 	 	346,368.58	 	 	 	90 Days	 	 	0	 	 	 	0.00	 	 	 	90 Days	 	 	0	 	 	 	0.00	 	 	 	90 Days	 	 	0	 	 	 	0.00	 	 	 	90 Days	 	 	1	 	 	 	346,368.58	 
	120 Days
	 	1	 	 	1,113,111.24	 	 	 	120 Days	 	 	0	 	 	 	0.00	 	 	 	120 Days	 	 	0	 	 	 	0.00	 	 	 	120 Days	 	 	0	 	 	 	0.00	 	 	 	120 Days	 	 	1	 	 	 	1,113,111.24	 
	150 Days
	 	0	 	 	0.00	 	 	 	150 Days	 	 	0	 	 	 	0.00	 	 	 	150 Days	 	 	0	 	 	 	0.00	 	 	 	150 Days	 	 	0	 	 	 	0.00	 	 	 	150 Days	 	 	0	 	 	 	0.00	 
	180+ Days
	 	1	 	 	174,844.15	 	 	 	180+ Days	 	 	0	 	 	 	0.00	 	 	 	180+ Days	 	 	0	 	 	 	0.00	 	 	 	180+ Days	 	 	0	 	 	 	0.00	 	 	 	180+ Days	 	 	1	 	 	 	174,844.15	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 
	 	5	 	 	2,255,060.29	 	 	 	 	 	 	0	 	 	 	0.00	 	 	 	 	 	 	0	 	 	 	0.00	 	 	 	 	 	 	0	 	 	 	0.00	 	 	 	 	 	 	5	 	 	 	2,255,060.29	 
	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 
	 	No. of	 	Principal	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	No. of	 	 	Principal
	 
	 	Loans	 	Balance	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	Loans	 	 	Balance
	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	0-29 Days
	 	0.000000%	 	 	0.000000	%	 	 	0-29 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	0-29 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	0-29 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	0-29 Days	 	 	0.000000%	 	 	 	0.000000	%
	30 Days
	 	0.917431%	 	 	0.878976	%	 	 	30 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	30 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	30 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	30 Days	 	 	0.917431%	 	 	 	0.878976	%
	60 Days
	 	0.000000%	 	 	0.000000	%	 	 	60 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	60 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	60 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	60 Days	 	 	0.000000%	 	 	 	0.000000	%
	90 Days
	 	0.458716%	 	 	0.490465	%	 	 	90 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	90 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	90 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	90 Days	 	 	0.458716%	 	 	 	0.490465	%
	120 Days
	 	0.458716%	 	 	1.576189	%	 	 	120 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	120 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	120 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	120 Days	 	 	0.458716%	 	 	 	1.576189	%
	150 Days
	 	0.000000%	 	 	0.000000	%	 	 	150 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	150 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	150 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	150 Days	 	 	0.000000%	 	 	 	0.000000	%
	180+ Days
	 	0.458716%	 	 	0.247538	%	 	 	180+ Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	180+ Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	180+ Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	180+ Days	 	 	0.458716%	 	 	 	0.247538	%
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 
	 	2.293578%	 	 	3.193214	%	 	 	 	 	 	0.000000%	 	 	 	0.000000	%	 	 	 	 	 	0.000000%	 	 	 	0.000000	%	 	 	 	 	 	0.000000%	 	 	 	0.000000	%	 	 	 	 	 	2.293578%	 	 	 	3.193214	%

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00099-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00099-of-00352.parquet"}]]