Document:

Exhibit 10.2

FIRST AMENDMENT TO AMENDED
 AND RESTATED LOAN AGREEMENT

               FIRST
     AMENDMENT TO AMENDED AND RESTATED LOAN AGREEMENT (as the same may be
     amended or otherwise modified from time to time, the
     “Amendment”), dated as of the
     9th day of  August, 2005,
     between BANK OF AMERICA, N.A., successor by merger to Fleet National Bank,
     a national banking association organized and existing under the laws of the
     United States of America, having an office at 1185 Avenue of the Americas,
     New York, New York 10036, in its capacity as agent and as a lender
     (“Lender”), and CORPORATE REALTY INCOME FUND I, L.P., a
     Delaware limited partnership, having an office at 475 Fifth Avenue, New
     York, New York 10017 (“Borrower”).

W I T N E S S E T H:

          WHEREAS, pursuant to that certain Amended and Restated Loan Agreement dated as of October 12, 2000 between Lender and Borrower (as the same may be amended or otherwise modified from time to time, the “Loan Agreement”), Lender made a loan to Borrower whose current outstanding principal balance (after giving effect to a Three Million and 00/100 ($3,000,000.00) Dollar advance made on the date hereof, is Six Million One Hundred Four Thousand and Two Hundred Eighty-Nine and 23/100 ($6,104,289.23) Dollars (the “Loan”); and

          WHEREAS, Lender and Borrower desire to modify and amend the terms and provisions of the Loan Agreement as hereinafter provided.

          NOW, THEREFORE, in consideration of the covenants set forth herein and for other good and valuable consideration, the receipt and legal sufficiency of which is hereby acknowledged, Lender and Borrower hereby agree as follows:

          1.     Definitions. 
All capitalized terms used herein without definition and which are defined in
the Loan Agreement are used herein with the meanings assigned to such terms in
the Loan Agreement.

          2.      Amendments to Loan Agreement.  The Loan Agreement is hereby modified as follows:

                   a.      All references in the Loan Agreement to “Fleet National Bank” are hereby amended to be references to “Bank of America, N.A.”

                   b.      SECTION 1.01 of the Loan Agreement is hereby modified to delete the reference to a principal sum of “TWENTY-FIVE MILLION AND NO/1OOTHS DOLLARS ($25,000,000)” and, to substitute in lieu thereof, a reference to a principal sum of “SIX MILLION ONE HUNDRED FOUR THOUSAND AND TWO HUNDRED EIGHTY-NINE AND 23/100THS DOLLARS ($6,104,289.23).”

                   c.      The following language is added to the end of SECTION 6.02 of the Loan Agreement:

	
   
 	
  
No portion   of the proceeds of the Loan shall be used directly or indirectly, and whether   immediately, incidentally or ultimately (i) to purchase or carry any margin   stock, or to extend credit to others for the purpose thereof, or to repay or   refund indebtedness previously incurred for such purpose, or (ii) for any   purpose which would violate or be inconsistent with the provisions of   regulations of the Board of Governors of the Federal Reserve System,   including, without limitation, Regulations G, T, U and X thereof.
  

                   d.      SECTION 6.03 of the Loan Agreement is hereby amended and restated in its entirety as follows:

	
  
 
  	
  
         6.03  Maturity.  Subject to the limitations, terms and   conditions contained in the Loan Documents, the outstanding principal balance   of the Loan, together with all accrued and unpaid interest owing hereunder or   under the Note, shall be due and payable on August 15, 2007 (“Maturity   Date”).
  

                   e.      SECTION 6.07(b) of the Loan Agreement is hereby amended and restated in its entirety as follows:

	
  
 
  	
  
         Commencing   on September 1, 2005 and on the first day of each month thereafter, Borrower   will pay $12,208.59 on account of the outstanding principal amount of the   Loan, and the entire outstanding principal amount shall be due and payable on   the Maturity Date.  Any monthly or   other principal payments may not be reborrowed.
  

                   f.      SECTION 6.10(b) of the Loan Agreement is hereby amended and restated in its entirety as follows:

	
  
 
  	
  
         (b)    Agent,   on behalf of Lenders, agrees to release its liens and security interests from   one or more of the Projects if (i) no Default shall exist and no event or   circumstance shall have occurred or arisen (or would occur or arise as a   result of such release) which would constitute a Default but for any   unsatisfied requirement for the giving of notice or passage of time or both;   (ii) Borrower pays to Agent, for the ratable benefit of Lenders, the greater   of (x) 100% of the Loan allocation for the Project to be released (as   provided for in SECTION 6.10(c)) or (y) 100% of the gross sales price or the   principal amount of any refinancing for such Project less only customary and reasonable   costs directly related to such sale or refinancing (not to exceed 6% of such   gross sales price or principal amount), but in no event shall such required   release price exceed the

then outstanding obligations of Borrower to Lender;   and (iii) without limiting the foregoing, the remaining Projects will,   immediately after giving effect to the proposed
  

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release and any repayment of the Loan as a
result thereof, in the reasonable calculation of Agent, satisfy the Loan to Value
Ratio and Debt Service Coverage Ratio covenants contained in SECTION 6.18. 
With respect to Additional Properties which are subjected to the lien of a
Mortgage, Agent, without receipt of any release price, will release an
Additional Property upon any bona-fide sale or refinancing thereof or upon any
transfer thereof to an Affiliate Property Owner.
 

                   g.     The phrase “Borrower shall submit to each Lender the following information” as set forth in Section 6.14 of the Loan Agreement is hereby amended to be “Borrower shall submit to Agent the following information.”

                   h.     The following language is added to the end of SECTION 6.14(b) of the Loan Agreement:

	
  
 
  	
  
         Together   with such quarterly statements, Borrower shall furnish to Agent supporting   documentation showing that the   withdrawals, if any, made by Borrower from the Cash Account for the fiscal   quarter of Borrower that had just ended were for the purposes set forth in SECTION 6.22 of the Loan   Agreement.
  

                   i.      The amount “$1,000,000” as set forth in SECTION 6.18(a)(B) of the Loan Agreement is hereby amended to be “$500,000.”

                   j.      The following is added as SECTION 6.22 of the Loan:

                   6.22  Security.

	
  
 
  	
  
         (a)    
On August 9, 2005, Lender is advancing an additional $3,000,000 to Borrower so
that the outstanding principal balance of the Loan is $6,104,289.23.  Such
$3,000,000 shall be held in a separate account at the New York Branch of Agent
(the “Cash Account”).  Notwithstanding anything in the
Loan Documents to the contrary, $1,000,000 of such $3,000,000 may be used by
Borrower only for paying for tenant improvements, leasing commissions and
capital improvements incurred by Borrower in connection with the Projects. 
The balance of such advance may be used by Borrower for any lawful purpose
(including, without limitation, payment of closing costs in connection with the
closing under that certain First Amendment to Amended and Restated Loan
Agreement dated August 9, 2005 by and between Lender and Borrower), subject to
Section 6.02.  In no event shall such monies be used to make
distributions to Borrower’s partners.
 

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         (b)    As
collateral security for the Obligations (as such term is defined in the
Mortgages), Borrower hereby grants to Agent, for the ratable benefit of Lenders,
a security interest in and lien upon the deposit account described on Schedule 1
to that certain Control Account Agreement dated August 9, 2005 by and among Lender
(as Agent), Borrower and Lender (as Cash Account holder).
 

                    k.      With respect to the definition of “Debt Service Coverage Ratio” in SECTION 8.01 of the Loan Agreement (i) such definition is hereby modified to delete the references to “300” and “8.5%” and to substitute, in lieu thereof, references to “360” and “8%,” respectively.  In addition, when calculating the Debt Service Coverage Ratio, projected expenses shall include management fees equal to the greater of actual management fees and four (4%) percent of collections.

                    l.     Agent’s address as set forth on the signature page of the Loan Agreement is hereby amended and restated in its entirety as follows:

	
  
 
  	
  
Bank of   America, N.A.
  
	
  
 
  	
  
1185 Avenue   of the Americas
  
	
  
 
  	
  
New York,   New York 10036
  
	
  
 
  	
  
Attention:  Gregory W. Egli, Senior Vice President
  
	
  
 
  	
  
Telecopier:  (212) 819-6098
  

                    m.      EXHIBIT C (which is referred to in SECTION 6.10(c) of the Loan Agreement), is hereby amended to provide for new Loan allocations for the Projects.  Such revised Loan allocations are as follows:

                    REVISED LOAN ALLOCATIONS FOR PROJECTS

	
  
 
  	
  
(i)
  	
  
Alamo Towers   in San Antonio, Texas -- $6,104,289.23.
  

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(ii)
  	
  
2.06 acre   site in the Los Angeles Corporate Center, located in Monterey Park,   California -- $3,525,000.
  
	
  
 
  	
  
 
  	
  
 
  
	
   
  	
  
(iii)
  	
  
6.1 acre   site at 7301 Northwest Highway, Oklahoma City, Oklahoma -- $2,550,000.
  

          3.       Facility Fee.  Concurrently herewith Borrower is paying Lender a non-refundable fee of $45,000.00.

          4.       Outstanding Loans.  Borrower represents and warrants to Lender that there are no offsets, defenses or counterclaims to its obligations under the Loan Documents and to the extent that any such offsets, defenses or counterclaims exist without its knowledge, the same are hereby waived to the fullest extent permitted by law.  Except as modified by this Amendment and by amendments to the other Loan Documents being executed and delivered concurrently herewith, the terms and provisions of the Loan Documents are hereby ratified and confirmed in all respects and continue in full force and effect.

          5.      Modifications.  No provision of this Amendment may be waived, amended or supplemented except by a written instrument executed by Borrower and Lender.

          6.       Successors and Assigns. This Amendment, which sets forth the entire understanding of the parties hereto with respect to the subject matter hereof, inures to the benefit of, and shall be binding upon, the parties hereto and their respective successors and assigns.

          7.      Severability. In the event that any one or more of the provisions contained in this Amendment shall for any reason be held to be invalid, illegal or unenforceable in any respect, such invalidity, illegality or unenforceability shall not affect any other provision of this Amendment, but this Amendment shall be construed as if such invalid, illegal or unenforceable provision had never been contained herein.

          8.       Captions. Captions used in this Amendment are for convenience of reference only and shall not be deemed a part of this Amendment nor used in the construction of its meaning.

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          IN WITNESS WHEREOF, Borrower and Lender have duly executed this Amendment, as of the date and year first above 

	
  
 
  	
  
CORPORATE REALTY   INCOME FUND   I, L.P.
  
	
  
 
  	
  
 
  	
  
 
  
	
  
 
  	
  
By:
  	

/s/ ROBERT F.   GOSSETT, JR.
 
	
  
 
  	
  
 
  	
  

  
	
   
  	
  
 
  	
  
Robert F.   Gossett, Jr.,
  
	
  
 
  	
  
 
  	
  
General   Partner
  
	
  
 
  	
  
 
  	
  
 
  
	
  
 
  	
  
By:
  	
  
1345 REALTY CORPORATION,
  
	
  
 
  	
  
 
  	
  
General   Partner
  
	
  
 
  	
  
 
  	
  
 
  
	
  
 
  	
  
By:
  	

/s/ ROBERT F.   GOSSETT, JR.

	
  
 
  	
  
 
  	
  

  
	
   
  	
  
 
  	
  
Robert F.   Gossett, Jr.,
  
	
  
 
  	
  
 
  	
  
President
  
	
  
 
  	
  
 
  	
  
 
  
	
  
 
  	
  
BANK OF AMERICA,   N.A., as Agent and as Lender
  
	
  
 
  	
  
 
  	
  
 
  
	
  
 
  	
  
By:
  	
   
/s/ GREGORY W.   EGLI
   
	
  
 
  	
  
 
  	
  

  
	
  
 
  	
  
 
  	
  
Gregory W.   Egli,
  
	
   
  	
   
  	
  Senior Vice   President
  

6Exhibit 10.3

	
  
SECTION:
  	
  
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BLOCK: 
  	
  
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LOT: 
  	
  
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COUNTY:
  	
  
Oklahoma
  	
  
 
  

Date:     As of August 9, 2005

FOURTH AMENDMENT TO MORTGAGE, ASSIGNMENT OF LEASES
 AND RENTS, SECURITY AGREEMENT AND FIXTURE FILING

by and between

CORPORATE REALTY INCOME FUND I, L.P.

(“Mortgagor”)

having an office at
 475 Fifth Avenue
 21st Floor
 New York, New York 10017

and

BANK OF AMERICA, N.A., successor by merger to Fleet National Bank, AS AGENT

having its principal office at
 1185 Avenue of the Americas
 New York, New York 10036

(“Mortgagee”)

This instrument prepared by, and after recording please return to:

Loeb & Loeb LLP
 345 Park Avenue
 New York, New York 10154-0037
 Attention:  Kenneth D. Freeman, Esq.

FOURTH AMENDMENT TO MORTGAGE, ASSIGNMENT OF LEASES
 AND RENTS, SECURITY AGREEMENT AND FIXTURE FILING

     FOURTH AMENDMENT TO MORTGAGE,
     ASSIGNMENT OF LEASES AND RENTS, SECURITY AGREEMENT AND FIXTURE FILING dated
     as of August 9, 2005 (as the same may be amended or otherwise modified
     from time to time, this “Amendment”) by and between
     CORPORATE REALTY INCOME FUND I, L.P., a Delaware limited partnership (the
     “Mortgagor”), having an office at 475 Fifth Avenue, 21st
     Floor, New York, New York 10017 and BANK OF AMERICA, N.A., successor by
     merger to Fleet National Bank, a national banking association organized and
     existing under the laws of the United States of America (the
     “Mortgagee”), as Agent, having an office at 1185 Avenue of
     the Americas, New York, New York 10036.

WITNESSETH

          WHEREAS, the Mortgagor executed and delivered to the Mortgagee that certain Mortgage, Assignment of Leases and Rents, Security Agreement and Fixture Filing dated September 26, 1996 (as heretofore amended and as the same may further be amended or otherwise modified from time to time, the “Mortgage”) covering all of the Mortgagor’s estate in and to all that tract or parcel of land situate, lying and being in the County of Oklahoma, State of Oklahoma, and more particularly described in Exhibit A annexed to and made a part of this Amendment;

          WHEREAS, the Mortgage was recorded in the Oklahoma County Clerk’s Office (the “Clerk’s Office”) on September 30, 1996 in Book 6956, Page 976;

          WHEREAS, the Mortgagor and Fleet Bank, National Association, as Lender, are also parties to a Loan Agreement dated as of September 26, 1996 (as the same may be amended or otherwise modified from time to time, the “Loan Agreement”) and, pursuant to the Loan Agreement, the lenders thereunder agreed to lend up to $24,000,000 to the Mortgagor, and, to evidence such loans, the Mortgagor executed and delivered to the Mortgagee the Note;

          WHEREAS, payment of the indebtedness of the Mortgagor evidenced by the Note is secured by the Mortgage; 

          WHEREAS, the Mortgagor and Fleet Bank, National Association, as Lender, entered into a First Amendment of the Loan Agreement and Note dated as of December 6, 1996 (as the same may be amended or otherwise modified from time to time, the “First Amendment”) for the purpose, among others, of increasing the principal amount of the Note from $24,000,000 to $44,000,000, and, as a condition precedent to the effectiveness of the First Amendment, such parties entered into a First Amendment to the Mortgage, amending the Mortgage and reconfirming the provisions thereof;

          WHEREAS, the Mortgagor, as Borrower, and Fleet Bank, National Association and other parties, as Lenders, entered into a Second Amendment of Loan Agreement dated as of March 17, 1997 (as the same may be amended or otherwise modified from time to time, the “Second Amendment”) for the purpose, among others, of deeming the San Antonio Project a Project and, consequently, revising the Loan allocations for the Projects;

          WHEREAS, Fleet Bank, National Association assigned the Mortgage to the Mortgagee pursuant to an assignment dated March 26, 1997 and recorded on April 10, 1997 in Book 7055, Page 1109 in the Clerk’s Office;

          WHEREAS, the Mortgagor, as Borrower, and Fleet Bank, National Association and other parties, as Lenders, entered into a Third Amendment of the Loan Agreement and Note dated as of September 25, 1998 (as the same may be amended or otherwise modified from time to time, the “Third Amendment”) for the purpose, among others, of increasing the principal amount of the Note from $44,000,000 to $49,000,000, and, as a condition precedent to the effectiveness of the Third Amendment, such parties entered into a Second Amendment to the Mortgage, amending the Mortgage and reconfirming the provisions thereof;

          WHEREAS, the Mortgagor and Fleet National Bank (in its capacity as agent and as sole lender) entered into an Amended and Restated Loan Agreement dated as of October 12, 2000 (as the same may be amended or otherwise modified from time to time, the “Amended Loan Agreement”) and an Amended and Restated Secured Promissory Note dated as of October 12, 2000 (as the same may be amended or otherwise modified from time to time, the “Amended Note”) for the purpose, among others, of decreasing the principal amount of the Note from $49,000,000 to $25,000,000;

          WHEREAS, since the date of the Amended Note, the outstanding principal amount of the Amended Note has decreased from $25,000,000 to $3,104,289.23;

          WHEREAS, the Mortgagor and the Mortgagee (in its capacity as agent and as sole lender) are simultaneously entering into a First Amendment to Amended and Restated Loan Agreement (the “Loan Agreement Amendment”) and a First Amendment to Amended and Restated Secured Promissory Note (the “Note Amendment”) for the purpose, among others, of increasing the principal amount of the Note from $3,104,289.23 to $6,104,289.23; and

          WHEREAS, it is a condition precedent to the effectiveness of the Loan Agreement Amendment and the Note Amendment that each of the parties hereto shall have executed and delivered this Amendment, thereby amending the Mortgage and each of the parties hereto is willing to do so.

          NOW, THEREFORE, the parties to this Amendment hereby agree as follows:

          1.     All capitalized terms used herein without definition and which are defined in the Mortgage are used herein with the meanings assigned to such terms in the Mortgage.

          2.     All references in the Mortgage to “Fleet National Bank” shall hereafter be deemed to be references to “Bank of America, N.A., successor by merger to Fleet National Bank, a national banking association organized and existing under the laws of the United States of America.”

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          3.     The descriptions in the Mortgage to the Note being in the principal amount of $24,000,000, as subsequently amended by the First Amendment to the Mortgage so that all of such references became references to a Note in the principal amount of $44,000,000, by the Second Amendment to the Mortgage so that all such references became references to a Note in the principal amount of $49,000,000, and by the Third Amendment to the Mortgage so that all such references became references to a Note in the principal amount of $25,000,000, are hereby further amended so that all of such references shall be to a Note in the principal amount of $3,104,289.23.

          4.     All references in the Mortgage to the Note shall hereafter be deemed to be references to the Amended Note, as amended by the Note Amendment, and all references in the Mortgage to the Loan Agreement shall hereafter be deemed to be references to the Amended and Restated Loan Agreement, as amended by the Loan Agreement Amendment.

          5.     The definition of “Permitted Encumbrances” in the Mortgage is hereby amended to mean each of the exceptions to coverage set forth in Schedule B – Section II of that certain Title Policy issued by Chicago Title Insurance Company to and accepted by the Mortgagee insuring the Trust Deed as supplemented by any endorsements issued on or about the date hereof and such other items as the Mortgagee, in its sole discretion, may approve in writing.

          6.     The following language is added as SECTION 8.3 of the Mortgage:

	
  
 
  	
  
        8.3     Interest   Rate Protection Agreement.  This   Mortgage shall secure the payment of all amounts that may be due and payable   pursuant to the terms of any interest rate swap, cap or other interest rate   protection agreement (collectively, the “Hedge Agreement”) now or   hereafter entered into between the Mortgagor and the Mortgagee or their   respective designees, including, without limitation, the obligation of the   Mortgagor to make payments thereunder and to pay any amounts which may become   due upon a termination thereof.  All   such payments with respect to such Hedge Agreement shall be deemed to be   additional interest under the Note.    The additional interest shall be secured by this Mortgage (even if the   principal balance has been paid in full) and the Mortgagor shall not be   entitled to a satisfaction, termination or release of
this Mortgage, and the   lien and conveyance created by this Mortgage shall continue, if and so long   as any additional interest under the Note and/or the Hedge Agreement payable   by the Mortgagor remains outstanding and unpaid and/or any Hedge Agreement   remains outstanding.  A copy of the   Hedge Agreement, if any, is on file with the Mortgagor.  Any breakage costs incurred under any   Hedge Agreement shall be deemed to be additional interest under the Note and   not principal, and any reference to “principal” in this Mortgage shall not be   deemed to apply to such breakage costs.
  

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          7.     The granting clauses of the Mortgage are hereby restated in their entirety and incorporated herein and the Mortgagor hereby ratifies and restates such granting clauses as incorporated herein.

          8.     The Mortgage, as modified by this Amendment, and all covenants of the Mortgagor made in the Mortgage are hereby ratified and confirmed by the Mortgagor in all respects, and the Mortgage, as so modified, shall continue in full force and effect in accordance with its terms.

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          IN WITNESS WHEREOF, each of the parties has caused these presents to be signed and attested, all as of the day and year first above written.

	
  
ATTEST:
  	
  
 
  	
  
 
  	
  
CORPORATE REALTY   INCOME FUND   I, L.P.
  
	
   
  	
  
 
  	
  
 
  	
  
 
  	
  
 
  
	
  
 
  	
  
 
  	
  
 
  	
  
By:
  	
  
/s/ ROBERT F.   GOSSETT, JR.
  
	
  

  	
  
 
  	
  
 
  	
  
 
  	
  

  
	
  
 
  	
  
 
  	
  
 
  	
  
 
  	
  
Robert F.   Gossett, Jr.,
  
	
  
 
  	
  
 
  	
  
 
  	
  
 
  	
  
General   Partner
  
	
   
  	
  
 
  	
  
 
  	
  
 
  	
  
 
  
	
  
 
  	
  
 
  	
  
 
  	
  
By:
  	
  
1345 REALTY CORPORATION
  
	
  
 
  	
  
 
  	
  
 
  	
  
 
  	
  
General   Partner
  
	
  
 
  	
  
 
  	
  
 
  	
  
 
  	
  
 
  
	
  
 
  	
  
 
  	
  
 
  	
  
By:
  	
  
/s/ ROBERT F.   GOSSETT, JR.
  
	
   
  	
  
 
  	
  
 
  	
  
 
  	
  

  
	
  
 
  	
  
 
  	
  
 
  	
  
 
  	
  
Robert F.   Gossett, Jr.,
  
	
  
 
  	
  
 
  	
  
 
  	
  
 
  	
  
President
  
	
  
 
  	
  
 
  	
  
 
  	
  
 
  	
  
 
  
	
  
ATTEST:
  	
  
 
  	
  
 
  	
  
BANK OF AMERICA, N.A., AS AGENT
  
	
   
  	
  
 
  	
  
 
  	
  
 
  	
  
 
  
	
  
 
  	
  
 
  	
  
 
  	
  
By:
  	

/s/ GREGORY W.   EGLI
   
	
  

  	
  
 
  	
  
 
  	
  
 
  	
  

  
	
  
 
  	
  
 
  	
  
 
  	
  
 
  	
  
Gregory W.   Egli, Senior Vice President
  

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  STATE OF NEW   YORK
  	
  
)
  	
  
 
  
	
  
 
  	
  
 
  	
  
 
  
	
  
 
  	
  
)
  	
  
ss:
  
	
  
 
  	
  
 
  	
  
 
  
	
  
COUNTY OF   NEW YORK
  	
  
)
  	
  
 
  

          On the 8 day of August in the year 2005 before me, the undersigned, personally appeared Robert F. Gossett, Jr., personally known to me or proved to me on the basis of satisfactory evidence to be the individual whose name is subscribed to the within instrument and acknowledged to me that he executed the same in his capacity, and that by his signature on the instrument, the individual, or the person upon behalf of which the individual acted, executed the instrument.

	
       /s/
  
	
  

  	
   
  
	
  
Signature   and Office of individual taking acknowledgment
  	
  
 
  

	
  
STATE OF NEW   YORK
  	
  
)
  	
  
 
  
	
  
 
  	
  
 
  	
  
 
  
	
  
 
  	
  
)
  	
  
ss:
  
	
  
 
  	
  
 
  	
  
 
  
	
  
COUNTY OF   NEW YORK
  	
  
)
  	
  
 
  

          On the 8 day of August in the year 2005 before me, the undersigned, personally appeared Gregory W. Egli, personally known to me or proved to me on the basis of satisfactory evidence to be the individual whose name is subscribed to the within instrument and acknowledged to me that he executed the same in his capacity, and that by his signature on the instrument, the individual, or the person upon behalf of which the individual acted, executed the instrument.

	
       /s/
  
	
  

  	
   
  
	
  Signature   and Office of individual taking acknowledgment
  	
   
  

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