Document:

<PAGE>
                                                                 Exhibit 10.24.1

Silicon Valley Bank

                                  Schedule to
                          Loan and Security Agreement

Borrower:   Intek Information, Inc.
Address:    370 17th Street, Suite 3950
            Denver, Colorado 80202

Date:       June 10, 1999

This Schedule forms an integral part of the Loan and Security Agreement between
Silicon Valley Bank and the above-borrower of even date.

================================================================================

1.  CREDIT LIMIT
    (Section 1.1):              An amount not to exceed the lesser of: (i)
                                $5,000,000 at any one time outstanding (the
                                "Maximum Credit Limit"); or (ii) 80% of the
                                amount of Borrower's Eligible Receivables (as
                                defined in Section 8 above).

    Letter of Credit Sublimit
    (Section 1.5):              $500,000

================================================================================

2.  INTEREST.

    Interest Rate (Section 1.2):

                                A rate equal to the "Prime Rate" in effect from
                                time to time, plus 1.50% per annum. Interest
                                shall be calculated on the basis of a 360day
                                year for the actual number of days elapsed.
                                "Prime Rate" means the rate announced from time
                                to time by Silicon as its "prime rate;" it is a
                                base rate upon which other rates charged by
                                Silicon are based, and it. is not necessarily
                                the best rate available at Silicon. The interest
                                rate applicable to the Obligations shall change
                                on each date there is a change in the Prime
                                Rate.

    Minimum Monthly Interest
    (Section 1.2):              N/A.

================================================================================

3.  FEES (Section 1-4):

    Loan Fee:                   $25,000, payable concurrently herewith.

                                      -1-

<PAGE>

      Silicon Valley Bank                Schedule to Loan and Security Agreement
      --------------------------------------------------------------------------

   Collateral Monitoring
   Fee:                     $1,000 per calendar month, payable in arrears
                            (prorated for any partial calendar month at the
                            beginning and at termination of this Agreement).

   Unused Line Fee.         In the event, in any calendar month (or portion
                            thereof at the beginning and end of the term
                            hereof), the average daily principal balance of the
                            Loans outstanding during the month is less than the
                            amount of the Maximum Credit, Borrower shall pay
                            Silicon an unused line fee in an amount equal to 0.
                            125% per annum on the difference between the amount
                            of the Maximum Credit and the average daily
                            principal balance of the Loans outstanding during
                            the month, which unused line fee shall be computed
                            and paid monthly, in arrears, on the first day of
                            the following month.

================================================================================

4. MATURITY DATE
   (Section 6. 1):          Two years from the date of this Agreement.

================================================================================

5. FINANCIAL COVENANTS
   (Section 5. 1):          Borrower shall comply with the following
                            covenant(s). Compliance shall be determined as of
                            the end of each month, except as otherwise
                            specifically provided below:

   Minimum Tangible
   Net Worth:               Borrower shall maintain a Tangible Net Worth of not
                            less than $8,000,000.

   Definitions.             For purposes of the foregoing financial covenant(s),
                            the following terms shall have the following
                            meanings:

                            "Liabilities" shall have the meaning ascribed
                            thereto by generally accepted accounting principles.

                            "Tangible Net Worth" shall mean the excess of total
                            assets over total liabilities, determined in
                            accordance with generally accepted accounting
                            principles, with the following adjustments:

                              (A) there shall be excluded from assets: (i)
                              notes, accounts receivable and other obligations
                              owing to the Borrower from its officers or other
                              Affiliates, and (ii) all assets which would be
                              classified as intangible assets under generally
                              accepted accounting principles, including without
                              limitation goodwill, licenses, patents,
                              trademarks, trade names, copyrights, capitalized
                              software and organizational costs, licenses and
                              franchises; and

                              (B) there shall be excluded from liabilities: all
                              indebtedness which is subordinated to the
                              Obligations under a subordination agreement in
                              form specified by Silicon or by language in the
                              instrument evidencing the indebtedness which is
                              acceptable to Silicon in its discretion.

                                      -2-
<PAGE>

  Silicon Valley Bank                    Schedule to Loan and Security Agreement
  ------------------------------------------------------------------------------

6.  REPORTING.
    (Section 5.3):

                        Borrower shall provide Silicon with the following:

                        1. Transaction reports, schedules and assignments of all
                           Receivables, and schedules of collections, all on
                           Silicon's standard forms, by Tuesday of each week
                           (with respect to the preceding week), and at any time
                           that any Loans are requested hereunder.

                        2. Monthly Receivable agings, aged by invoice date,
                           within fifteen days after the end of each month.

                        3. Monthly accounts payable agings, aged by invoice
                           date, and outstanding or held check registers, if
                           any, within fifteen days after the end of each month.

                        4. Monthly reconciliations of Receivable agings (aged by
                           invoice date), transaction reports, and general
                           ledger, within fifteen days after the end of each
                           month.

                        5. Monthly perpetual inventory reports for the Inventory
                           valued on a first-in, first-out basis at the lower of
                           cost or market (in accordance with generally accepted
                           accounting principles) or such other inventory
                           reports as are reasonably requested by Silicon, all
                           within fifteen days after the end of each month.

                        6. Monthly unaudited financial statements, as soon as
                           available, and in any event within thirty days after
                           the end of each month.

                        7. Monthly Compliance Certificates, within thirty days
                           after the end of each month, in such form as Silicon
                           shall reasonably specify, signed by the Chief
                           Financial Officer of Borrower, certifying that as of
                           the end of such month Borrower was in full compliance
                           with all of the terms and conditions of this
                           Agreement, and setting forth calculations showing
                           compliance with the financial covenants set forth in
                           this Agreement and such other information as Silicon
                           shall reasonably request, including, without
                           limitation, a statement that at the end of such month
                           there were no held checks.

                        8. Quarterly unaudited financial statements, as soon as
                           available, and in any event within forty-five days
                           after the end of each fiscal quarter of Borrower.

                        9. Annual operating budgets (including income
                           statements, balance sheets and cash flow statements,
                           by month) for the upcoming fiscal year of Borrower
                           within thirty days prior to the end of each fiscal
                           year of Borrower.

                       10. Annual financial statements, as soon as available,
                           and in any event within 120 days following the end of
                           Borrower's fiscal year, certified by independent
                           certified public accountants acceptable to Silicon.

================================================================================

7.  COMPENSATION
    (Section 5.5):

                                      -3-
<PAGE>

  Silicon Valley Bank                    Schedule to Loan and Security Agreement
  ------------------------------------------------------------------------------

================================================================================

8. BORROWER INFORMATION:

      Prior Names of
      Borrower
      (Section 3.2):               None

      Prior Trade
      Names of Borrower
      (Section 3.2):               None

      Existing Trade
      Names of Borrower
      (Section 3.2):               Intek; Intek Teleservices.

      Other Locations and
      Addresses (Section 3.3):     See Representations and Warranties of
                                   Borrower dated March 4, 1999 (the
                                   "Representations and Warranties").

      Material Adverse
      Litigation (Section 3.10):   Borrower has filed a lawsuit against Davox
                                   Corporation in Denver District Court
                                   regarding the breach of contract of Davox in
                                   the provision of certain software, equipment
                                   and services. Davox countersued, and the
                                   action is currently pending. Borrower
                                   believes that if it successful, Borrower may
                                   recover up to $500,000 from Davox, and if
                                   Davox is successful, Borrower may owe up to
                                   $500,000 to Davox.

================================================================================

9. OTHER COVENANTS
      (Section 5. 1):              Borrower shall at all times comply with the
                                   following additional covenant(s):

                                   (1) Banking Relationship. Borrower shall at
                                       all times maintain its primary banking
                                       relationship with Silicon.

                                   (2) Subsidiaries. Borrower hereby
                                       represents and warrants that:

                                       (a) the Spider Subsidiary (as defined in
                                           Section 2.1 of this Agreement") and
                                           the Regulated Subsidiaries (as
                                           defined in Section 5.5 of this
                                           Agreement) constitute all
                                           subsidiaries of the Borrower; and

                                       (b) each of the Regulated Subsidiaries is
                                           subject to statutory net worth
                                           requirements, pursuant to state or
                                           federal law, which requirements would
                                           require the assets of the Regulated
                                           Subsidiaries to be increased, in
                                           respect of the amount of any
                                           obligations guaranteed by the
                                           Regulated Subsidiaries, except that
                                           to the extent that the states in
                                           which Intek Insurance, Inc., holds
                                           insurance agent licenses do not have
                                           minimum net

                                      -4-
<PAGE>

   Silicon Valley Bank                   Schedule to Loan and Security Agreement
   -----------------------------------------------------------------------------

                                   worth requirements, but do have financial
                                   information submission requirements, such
                                   guarantee by Intek Insurance, Inc., would
                                   likely have a material adverse effect on the
                                   regulatory standing of Intek Insurance, Inc.

                               (3) Landlord Agreements. Within 90 days following
                                   the execution of this Agreement, Borrower
                                   shall use its best efforts to cause its
                                   landlords, with respect to each of the
                                   locations set forth in the Representations
                                   and Warranties at which Borrower or its
                                   subsidiaries maintain any assets, to execute
                                   a Landlord Agreement on Silicon's standard
                                   form, and Borrower shall cause said Landlord
                                   Agreement to continue in full force and
                                   effect at all times during the term of this
                                   Agreement.

Borrower:                                        Silicon:

  INTEK INFORMATION. INC.                        SILICON VALLEY BANK

By _______________________________               By ___________________________
    President or Vice President
                                                 Title ________________________

By _______________________________
   Secretary or Ass't Secretary

                                      -5-
<PAGE>

                        --------------------------------------------------------
SILICON VALLEY BANK

Certified Resolution and Incumbency Certificate

Borrower.      Intek Information, Inc.,
               a corporation organized under the
               laws of the State of Delaware

Date:          June 2, 1999

I, the undersigned, Secretary or Assistant Secretary of the above-named
borrower, a corporation organized under the laws of the state set forth above,
do hereby certify that the following is a full, true and correct copy of
resolutions duly and regularly adopted by the Board of Directors of said
corporation as required by law, and by the by-laws of said corporation, and that
said resolutions are still in full force and effect and have not been in any way
modified, repealed, rescinded, amended or revoked.

   RESOLVED, that this corporation borrow from Silicon Valley Bank ("Silicon"),
   from time to time, such sum or sums of money as, in the judgment of the
   officer or officers hereinafter authorized hereby, this corporation may
   require.

   RESOLVED FURTHER, that any officer of this corporation be, and he or she is
   hereby authorized, directed and empowered, in the name of this corporation,
   to execute and deliver to Silicon, and Silicon is requested to accept, the
   loan agreements, security agreements, notes, financing statements, and other
   documents and instruments providing for such loans and evidencing and/or
   securing such loans, with interest thereon, and said authorized officers are
   authorized from time to time to execute renewals, extensions and/or
   amendments of said loan agreements, security agreements, and other documents
   and instruments.

   RESOLVED FURTHER, that said authorized officers be and they are hereby
   authorized, directed and empowered, as security for any and all indebtedness
   of this corporation to Silicon, whether arising pursuant to this resolution
   or otherwise, to grant, transfer, pledge, mortgage, assign, or otherwise
   hypothecate to Silicon, or deed in trust for its benefit, any property of any
   and every kind, belonging to this corporation, including, but not limited to,
   any and all real property, accounts, inventory, equipment, general
   intangibles, instruments, documents, chattel paper, notes, money, deposit
   accounts, furniture, fixtures, goods, and other property of every kind, and
   to execute and deliver to Silicon any and all grants, transfers, trust
   receipts, loan or credit agreements, pledge agreements, mortgages, deeds of
   trust, financing statements, security agreements and other hypothecation
   agreements, which said instruments and the note or notes and other
   instruments referred to in the preceding paragraph may contain such
   provisions, covenants, recitals and agreements as Silicon may require and
   said authorized officers may approve, and the execution thereof by said
   authorized officers shall be conclusive evidence of such approval.

   RESOLVED FURTHER, that Silicon may conclusively rely upon a certified copy of
   these resolutions and a certificate of the Secretary or Ass't Secretary of
   this corporation as to the officers of this corporation and their offices and
   signatures, and continue to conclusively rely on such certified copy of these
   resolutions and said certificate for all past, present and future
   transactions until written notice of any change hereto or thereto is given to
   Silicon by this corporation by certified mail, return receipt requested.

                                      -1-
<PAGE>

  Silicon Valley Bank            Certified Resolution and Incumbency Certificate
  ------------------------------------------------------------------------------

  The undersigned further hereby certifies that the following persons are the
duly elected and acting officers of the corporation named above as borrower and
that the following are their actual signatures:

NAMES                   OFFICE(S)                     ACTUAL SIGNATURES

Patrick O'Neal         Exec. VP & Managing Director
---------------------  -----------------------------  --------------------------

---------------------  -----------------------------  --------------------------

---------------------  -----------------------------  --------------------------

  IN WITNESS WHEREOF, I have hereunto set my hand as such Secretary or Assistant
Secretary on the date set forth above.

                                      Secretary or Assistant Secretary
                                      --------------------------------

                                      -2-

<PAGE>

Silicon Valley Bank

                          NOTICE OF SECURITY INTEREST

                                 June 2, 1999

Certified Mail, Return Receipt Requested

Key Bank of Colorado
5950 Willow Drive
Englewood, Colorado 80111

     Re: INTEK INFORMATION, INC.

Ladies and Gentlemen:

     Notice is hereby given that your above-named customer has granted a
security interest in all of its present and future deposit accounts maintained
with your institution, general and special, and of every other kind, to Silicon
Valley Bank, 3003 Tasman Drive, Santa Clara, California 95054.

     Please contact the undersigned at 408-654-1070, if you have any questions
about this matter.

                                     Sincerely yours,

                                     Silicon Valley Bank

                                     By    /s/ Milad I. Hanna
                                          -------------------------------

                                     Title  Vice President
                                          -------------------------------

INTEK INFORMATION. INC.

By    /s/ illegible
     -------------------------------

Title  Managing Director
     -------------------------------

                                      -1-
<PAGE>

RECORDING REQUESTED BY
AND WHEN RECORDED, MAIL TO:

Michael Mergenthaler, Esq.
Levy, Small & Lallas
815 Moraga Drive
Los Angeles, California 90049

--------------------------------------------------------------------------------

                              LANDLORD AGREEMENT

     THIS LANDLORD AGREEMENT is made by BROOKFIELD REPUBLIC, INC. ("Owner")
whose address is ________________________ in favor of SILICON VALLEY - BANK
("Lender") with an address at 3003 Tasman Drive, Santa Clara, California 95054,
and affects the real property described on Exhibit "A" hereto, commonly known as
370 17th STREET, SUITES 2200, 2300 AND 3950, DENVER, COLORADO 80202 (the "Real
Property" or the "Premises") in connection with the Lender entering into a Loan
and Security Agreement and other agreements related thereto (hereinafter
collectively referred to as the "Agreements") with INTEK INFORMATION, INC.
(jointly and severally "Borrower"), which Agreements, among other things, were
given by Borrower to Lender for the purpose of securing the repayment of all
obligations and the performance of all duties now or hereafter owing by Borrower
to Lender, of every kind and description (collectively the "Obligations"). This
Waiver does not amend any of the terms of the Agreements and reference is made
to the Agreements for further information as to their terms.

     Pursuant to the Agreements, Lender has loaned or may hereafter loan monies
to Borrower secured by, among other collateral, Borrower's now-owned and
hereafter acquired goods, merchandise, inventory, equipment, furniture,
furnishings, fixtures, trade fixtures, machinery and tools, together with all
additions, substitutions, replacements, and improvements to the same
(hereinafter referred to as "Goods"), which Goods are or are to be located on
and may be affixed to the Premises or improvements thereon.

     Owner agrees as follows:

     1.   Goods Remain Personal Property. The Goods shall at all times be and
remain personal property, and the Goods shall not be deemed a fixture or part of
the Real Property. Owner disclaims any interest in the Goods and will not assert
any statutory or possessory lien against any of the Goods.

     2.   Notice of Default. Owner will send to Lender, at its address above, a
copy of any written notice Owner sends to Borrower of a default by Borrower in
the lease obligations of Borrower to Owner, at the same time as it sends such
notice to Borrower, and Owner will allow Lender, at Lender's option, thirty (30)
days from Lender's receipt of such notice in which to cure or request Borrower
to cure such default or to take possession of the Premises in accordance with
paragraph 3 below.

     3.   License to Lender. Owner grants Lender a license, as set forth below,
to enter into possession of the Premises to do any or all of the following with
respect to the Goods: assemble them, have them appraised, display them, sever
them, remove them, maintain them, prepare them for sale or lease, repair them,
lease them, and transfer and/or sell them at one or
<PAGE>

more public auctions or private sales. Lender shall have the foregoing rights
for a period of up to ninety (90) days (at Lender's discretion), following
Lender obtaining possession of the Premises either by Borrower or Owner placing
Lender in possession of the Premises or abandonment of the Premises by Borrower
to Lender or otherwise, but in no event shall Lender be under any obligation to
take possession of the Premises. Any extensions of the foregoing period shall be
with the written consent of Owner. Lender shall repair, at its cost, any damage
to the Premises caused by the Lender or its agents. Owner further grants Lender
a license to enter the Premises at any time to inspect the Goods.

     4.   Rent Payable By Lender. If the rent payable from the Borrower to the
Owner has not been paid for a period during which Lender is in actual physical
possession of the Premises pursuant to Paragraph 3 above, then Owner may
condition Lender's right to take or keep possession of the Premises upon Lender
agreeing, in writing, to pay such rent which was payable by Owner (prorated on a
daily basis) for the actual number of days Lender is in physical possession of
the Premises, up to 90 days (or such longer period as may be agreed to in
writing between Owner and Lender). In the event Lender is only in possession of
a portion of the Premises, the rent payable by Lender shall be prorated based on
the proportion that the portion of the Premises occupied by the Lender bears to
the total Premises. No agreement by Lender to pay such rent shall be binding on
Lender unless set forth in a written agreement signed by Lender.

     5.   General. This Waiver and Consent shall continue until such time as all
of the Obligations have been paid and performed in full. This Waiver and Consent
shall be governed and controlled by, and interpreted under, the laws of the
State of California and shall inure to the benefit of, and be binding upon, the
successors, heirs and assigns of Owner and Lender.

DATED: _________, 1999

                                  "Owner":

                                     BROOKFIELD REPUBLIC, INC.

                                     By
                                        ------------------------------
                                     Title
                                           ---------------------------

INTEK INFORMATION, INC.

By  /s/ illegible
   ------------------------------
Title  Managing Director
      ---------------------------

[Add Legal Description]

<PAGE>

STATE OF ___________________)
                            )ss
COUNTY OF___________________)

      On _______________________, 19__, before me, _____________________________
__________________________________________________, Notary Public, personally
appeared ____________________________________________________, personally known
to me (or proved to me on the basis of satisfactory evidence) to be the
person(s) whose name(s) is/are subscribed to the within instrument and
acknowledged to me that he/she/they executed the same in his/her/their
authorized capacity(ies), and that by his/her/their signature(s) on the
instrument the person(s), or the entity upon behalf of which the person(s)
acted, executed the instrument.

                Witness my hand and official seal.

                       -----------------------------------------

                                       (Seal)

                                      -3-
<PAGE>

RECORDING REQUESTED BY
AND WHEN RECORDED, MAIL TO:

Michael Mergenthaler, Esq.
Levy, Small & Lallas
815 Moraga Drive
Los Angeles, California 90049
--------------------------------------------------------------------------------

                              LANDLORD AGREEMENT

     THIS LANDLORD AGREEMENT is made by LIVERMORE AIRWAY BUSINESS PARK
("Owner") whose address is _____________________________________________ in
favor of SILICON VALLEY BANK ("Lender") with an address at 3003 Tasman Drive,
Santa Clara, California 95054, and affects the real property described on
Exhibit "A" hereto, commonly known as 396 EARHART WAY, LIVERMORE, CALIFORNIA
94550 (the "Real Property" or the "Premises") in connection with the Lender
entering into a Loan and Security Agreement and other agreements related thereto
(hereinafter collectively referred to as the "Agreements") with INTEK
INFORMATION, INC. (jointly and severally "Borrower"), which Agreements, among
other things, were given by Borrower to Lender for the purpose of securing the
repayment of all obligations and the performance of all duties now or hereafter
owing by Borrower to Lender, of every kind and description (collectively the
"Obligations"). This Waiver does not amend any of the terms of the Agreements
and reference is made to the Agreements for further information as to their
terms.

     Pursuant to the Agreements, Lender has loaned or may hereafter loan monies
to Borrower secured by, among other collateral, Borrower's now-owned and
hereafter acquired goods, merchandise, inventory, equipment, furniture,
furnishings, fixtures, trade fixtures, machinery and tools, together with all
additions, substitutions, replacements, and improvements to the same
(hereinafter.referred to as "Goods"), which Goods are or are to be located on
and may be affixed to the Premises or improvements thereon.

     Owner agrees as follows:

     1.   Goods Remain Personal Property. The Goods shall at all times be and
remain personal property, and the Goods shall not be deemed a fixture or part of
the Real Property. Owner disclaims any interest in the Goods and will not assert
any statutory or possessory lien against any of the Goods.

     2.   Notice of Default. Owner will send to Lender, at its address above, a
copy of any written notice Owner sends to Borrower of a default by Borrower in
the lease obligations of Borrower to Owner, at the same time as it sends such
notice to Borrower, and Owner will allow Lender, at Lender's option, thirty (30)
days from Lender's receipt of such notice in which to cure or request Borrower
to cure such default or to take possession of the Premises in accordance with
paragraph 3 below.

     3.   License to Lender. owner grants Lender a license, as set forth below,
to enter into possession of the Premises to do any or all of the following with
respect to. the Goods: assemble them, have them appraised, display them, sever
them, remove them, maintain them, prepare them for sale or lease, repair them,
lease them, and transfer and/or sell them at one or

<PAGE>

more public auctions or private sales. Lender shall have the foregoing rights
for a period of lip to ninety (90) days (at Lender's discretion), following
Lender obtaining possession of the Premises either by Borrower or Owner placing
Lender in possession of the Premises or abandonment of the Premises by Borrower
to Lender or otherwise, but in no event shall Lender be under any obligation to
take possession of the Premises. Any extensions of the foregoing period shall be
with the written consent of Owner. Lender shall repair, at its cost, any damage
to the Premises caused by the Lender or its agents. Owner further grants Lender
a license to enter the Premises at any time to inspect the Goods.

     4.   Rent Payable By Lender. If the rent payable from the Borrower to the
Owner has not been paid for a period during which Lender is in actual physical
possession of the Premises pursuant to Paragraph 3 above, then Owner may
condition Lender's right to take or keep possession of the Premises upon Lender
agreeing, in writing, to pay such rent. which was payable by Owner (prorated on
a daily basis) for the actual number of days Lender is in physical possession of
the Premises, up to 90 days (or such longer period as may be agreed to in
writing between Owner and Lender). In the event Lender is only in possession of
a portion of the Premises, the rent payable by Lender shall be prorated based on
the proportion that the portion of the Premises occupied by the Lender bears to
the total Premises. No agreement by Lender to pay such rent shall be binding on
Lender unless set forth in a written agreement signed by Lender.

     5.   General. This Waiver and Consent shall continue until such time as all
of the Obligations have been paid and performed in full. This Waiver and Consent
shall be governed and controlled by, and interpreted under, the laws of the
State of California and shall inure to the benefit of, and be binding upon, the
successors, heirs and assigns of Owner and Lender.

DATED: ___________, 1999

                                  "Owner":

                                     LIVERMORE AIRWAY BUSINESS PARK

                                     By
                                        ---------------------------
                                     Title
                                           ------------------------

INTEK INFORMATION, INC.

By
   ---------------------------
Title   Managing Director
      ------------------------

[Add Legal Description]

                                      -2-
<PAGE>

STATE OF_____________________)
                             )ss.
COUNTY OF____________________)

      On ____________________________ 199_, before me,__________________________
________________________________________________, Notary Public, personally
appeared personally known to me (or proved to me on the basis of satisfactory
evidence) to be the person(s) whose name(s) is/are subscribed to the within
instrument and acknowledged to me that he/she/they executed the same in
his/her/their authorized capacity(ies), and that by his/her/their signature(s)
on the instrument the person(s), or the entity upon behalf of which the
person(s) acted, executed the instrument.

      Witness my hand and official seal.

                         ----------------------------------

                                      (Seal)

                                      -3-
<PAGE>

RECORDING REQUESTED BY
AND WHEN RECORDED, MAIL TO:

Michael Mergenthaler, Esq.
Levy, Small & Lallas
815 Moraga Drive
Los Angeles, California 90049
--------------------------------------------------------------------------------

                              LANDLORD AGREEMENT

     THIS LANDLORD AGREEMENT is made by SOUTHLAND OFFICE ASSOCIATES, LLC
("Owner") whose address is _____________________________________________________
in favor of SILICON VALLEY BANK ("Lender") with an address at 3003 Tasman Drive,
Santa Clara, California 95054, and affects the real property described on
Exhibit "A" hereto, commonly known as 24301 SOUTHLAND DRIVE, SUITE 300, HAYWARD,
CALIFORNIA 94545 (the "Real Property" or the "Premises") in connection with the
Lender entering into a Loan and Security Agreement and other agreements related
thereto (hereinafter collectively referred to as the "Agreements") with INTEK
INFORMATION, INC. (jointly and severally "Borrower"), which Agreements, among
other things, were given by Borrower to Lender for the purpose of securing the
repayment of all obligations and the performance of all duties now or hereafter
owing by Borrower to Lender, of every kind and description (collectively the
"Obligations"). This Waiver does not amend any of the terms of the Agreements
and reference is made to the Agreements for further information as to their
terms.

     Pursuant to the Agreements, Lender has loaned or may hereafter loan monies
to Borrower secured by, among other collateral, Borrower's now-owned and
hereafter acquired goods, merchandise, inventory, equipment, furniture,
furnishings, fixtures, trade fixtures, machinery and tools, together with all
additions, substitutions, replacements, and improvements to the same
(hereinafter referred to as "Goods"), which Goods are or are to be located on
and may be affixed to the Premises or improvements thereon.

     Owner agrees as follows:

     1.   Goods Remain Personal Property. The Goods shall at all times be and
remain personal property, and the Goods shall not be deemed a fixture or part of
the Real Property. Owner disclaims any interest in the Goods and will not assert
any statutory or possessory lien against any of the Goods.

     2.   Notice of Default. Owner will send to Lender, at its address above, a
copy of any written notice Owner sends.to Borrower of a default by Borrower in
the lease obligations of Borrower to Owner, at the same time as it sends such
notice to Borrower, and Owner will allow Lender, at Lender's option, thirty (30)
days from Lender's receipt of such notice in which to cure or request Borrower
to cure such default or to take possession of the Premises in accordance with
paragraph 3 below.

     3.   License to Lender. Owner grants Lender a license, as set forth below,
to enter into possession of the Premises to do any or all of the following with
respect to the Goods: assemble them, have them appraised, display them, sever
them, remove them, maintain them, prepare them for sale or lease, repair them,
lease them, and transfer and/or sell them at one or

<PAGE>

more public auctions or private sales. Lender shall have the foregoing rights
for a period of up to ninety (90) days (at Lender's discretion), following
Lender obtaining possession of the Premises either by Borrower or Owner placing
Lender in possession of the Premises or abandonment of the Premises by Borrower
to Lender or otherwise, but in no event shall Lender be under any obligation to
take-possession of the Premises. Any extensions of the foregoing period shall be
with the written consent of Owner. Lender shall repair, at its cost, any damage.
to the Premises caused by the Lender or its agents. Owner further grants Lender
a license to enter the Premises at any time to inspect the Goods.

     4. Rent Payable By Lender. If the rent payable from the Borrower to the
Owner has not been paid for a period during which Lender is in actual physical
possession of the Premises pursuant to Paragraph 3 above, then Owner may
condition Lender's right to take or keep possession of the Premises upon Lender
agreeing, in writing, to pay such rent which was payable by Owner (prorated on a
daily basis) for the actual number of days Lender is in physical possession of
the Premises, up to 90 days (or such longer period as may be agreed to in
writing between Owner and Lender). In the event Lender is only in possession of
a portion of the Premises, the rent payable by Lender shall be prorated based on
the proportion that the portion of the Premises occupied by the Lender bears to
the total Premises. No agreement by Lender to pay such rent shall be bindin- on
Lender unless set forth in a written agreement signed by Lender.

     5. General. This Waiver and Consent shall continue until such time as all
of the Obligations have been paid and performed in full. This Waiver and Consent
shall be governed and controlled by, and interpreted under, the laws of the
State of California and shall inure to the benefit of, and be binding upon, the
successors, heirs and assigns of Owner and Lender.

DATED: ________________, 2000

                                             "Owner":

                                                SOUTHLAND OFFICE ASSOCIATES, LLC

                                                By_____________________________

INTEK INFORMATION, INC.                         Title__________________________

By____________________________________

      Managing Director
Title ________________________________

[Add Legal Description]

                                      -2-

<PAGE>

STATE OF____________________________ )
                                     ) ss.
COUNTY OF___________________________ )

     On ___________________________, 200__, before me,__________________________

_____________________________________________, Notary Public, personally

appeared personally known to me (or proved to me on the basis of satisfactory
evidence) to be the person(s) whose name(s) is/are subscribed to the within
instrument and acknowledged to me that he/she/they executed the same in
his/her/their authorized capacity(ies), and that by his/her/their signature(s)
on the instrument the person(s), or the entity upon behalf of which the
person(s) acted, executed the instrument.

     Witness my hand and official seal.

                   ________________________________________

                                    (Seal)

                                      -3-
<PAGE>

RECORDING REQUESTED BY
AND WHEN RECORDED, MAIL TO:

Michael Mergenthaler, Esq.
Levy, Small & Lallas
815 Moraga Drive
Los Angeles, California 90049
-------------------------------------------------------------------------------
-
                              LANDLORD AGREEMENT

     THIS LANDLORD AGREEMENT is made by M & S CALIFORNIA FUND, LLP ("Owner")
whose address is ___________________ in favor of SILICON VALLEY BANK ("Lender")
with an address at 3003 Tasman Drive, Santa Clara, California 95054, and affects
the real property described on Exhibit "A" hereto, commonly known as 1455 FRAZEE
ROAD, SUITE 220, SAN DIEGO, CALIFORNIA 92108 (the "Real Property" or the
"Premises") in connection with the Lender entering into a Loan and Security
Agreement and other agreements related thereto (hereinafter collectively
referred to as the "Agreements") with INTEK INFORMATION, INC. (jointly and
severally "Borrower"), which Agreements, among other things, were given by
Borrower to Lender for the purpose of securing the repayment of all obligations
and the performance of all duties now or hereafter owing by Borrower to Lender,
of every kind and description (collectively the "Obligations"). This Waiver does
not amend any of the terms of the Agreements and reference is made to the
Agreements for further information as to their terms.

     Pursuant to the Agreements, Lender has loaned or may hereafter loan monies
to Borrower secured by, among other collateral, Borrower's now-owned and
hereafter acquired goods, merchandise, inventory, equipment, furniture,
furnishings, fixtures, trade fixtures, machinery and tools, together with all
additions, substitutions, replacements, and improvements to the same
(hereinafter referred to as "Goods"), which Goods are or are to be located on
and may be affixed to the Premises or improvements thereon.

     Owner agrees as follows:

     1. Goods Remain Personal Property. The Goods shall at all times be and
remain personal property, and the Goods shall not be deemed a fixture or part of
the Real Property. Owner disclaims any interest in the Goods and will not assert
any statutory or possessory lien against any of the Goods.

     2. Notice of Default. Owner will send to Lender, at its address above, a
copy of any written notice Owner sends to Borrower of a default by Borrower in
the lease obligations of Borrower to Owner, at the same time as it sends such
notice to Borrower, and Owner will allow Lender, at Lender's option, thirty (30)
days from Lender's receipt of such notice in which to cure or request Borrower
to cure such default or to take possession of the Premises in accordance with
paragraph 3 below.

     3. License to Lender. Owner grants Lender a license, as set forth below, to
enter into possession of the Premises to do any or all of the following with
respect to the Goods: assemble them, have them appraised, display them, sever
them, remove them, maintain them, prepare them for sale or lease, repair them,
lease them, and transfer and/or sell them at one or

<PAGE>

more public auctions or private sales. Lender shall have the foregoing rights
for a period of up to ninety (90) days (at Lender's discretion), following
Lender obtaining 0 possession of the Premises either by Borrower or Owner
placing Lender in possession of the Premises or abandonment of the Premises by
Borrower to Lender or otherwise, but in no event shall Lender be under any
obligation to take possession of the Premises. Any extensions of the foregoing
period shall be with the written consent of Owner. Lender shall repair, at its
cost, any damage to the Premises caused by the Lender or its agents. Owner
further grants Lender a license to enter the Premises at any time to inspect the
Goods.

     4. Rent Payable By Lender. If the rent payable from the Borrower to the
Owner has not been paid for a period during which Lender is in actual physical
possession of the Premises pursuant to Paragraph 3 above, then Owner may
condition Lender's right to take or keep possession of the Premises upon Lender
agreeing, in writing, to pay such rent which was payable by Owner (prorated on a
daily basis) for the actual number of days Lender is in physical possession of
the Premises, up to 90 days (or such longer period as may be agreed to in
writing between Owner and Lender). In the event Lender is only in possession of
a portion of the Premises, the rent payable by Lender shall be prorated based on
the proportion that the portion of the Premises occupied by the Lender bears to
the total Premises. No agreement by Lender to pay such rent shall be binding- on
Lender unless set forth in a written agreement signed by Lender.

     5. General. This Waiver and Consent shall continue until such time as all
of the Obligations have been paid and performed in full. This Waiver and Consent
shall be governed and controlled by, and interpreted under, the laws of the
State of California and shall inure to the benefit of, and be binding upon, the
successors, heirs and assigns of Owner And Lender.

DATED:______________, 1999

                                                "Owner":

                                                    M & S CALIFORNIA FUND, LLP

                                                    By__________________________

INTEK INFORMATION, INC.                             Title_______________________

By______________________________

Title  Managing Director
     ___________________________

[Add Legal Description]

                                      -2-

<PAGE>

STATE OF______________________ )
                               ) ss.
COUNTY OF_____________________ )

On________________________________ , 200_, before me, _________________________

_____________________________________________Notary Public, personally appeared

_________________________________________________________________________ ,

personally known to me (or proved to me on the basis of satisfactory evidence)
to be the person(s) whose name(s) is/are subscribed to the within instrument and
acknowledged to me that he/she/they executed the same. in, his/her/their
authorized capacity(ies), and that by his/her/their signature(s) on the
instrument the person(s), or the entity upon behalf of which the person(s)
acted, executed the instrument.

     Witness my hand and official seal.

                       ________________________________

                                   (Seal)

                                      -3-

<PAGE>

Silicon Valley Bank

                          NOTICE OF SECURITY INTEREST

                                 June 2, 1999

Certified Mail, Return Receipt Requested

Key Bank of Colorado
5950 Willow Drive
Englewood, Colorado 80111

     Re: INTEK INFORMATION, INC.

Ladies and Gentlemen:

     Notice is hereby given that your above-named customer has granted a
security interest in all of its present and future deposit accounts maintained
with your institution, general and special, and of every other kind, to Silicon
Valley Bank, 3003 Tasman Drive, Santa Clara, California 95054.

     Please contact the undersigned at 408-654-1070, if you have any questions
about this matter.

                                        Sincerely yours,

                                        Silicon Valley Bank

                                        By______________________________________

                                        Title___________________________________

INTEK INFORMA110N. TNC.

By:_____________________________________

      Managing Director
Title __________________________________

                                      -1-

<PAGE>

Silicon Valley Bank

                          NOTICE OF SECURITY INTEREST

                                 June 2, 1999

Certified Mail, Return Receipt Requested

Wells Farm Bank
4495 lst Street
Livermore, CA 94550

     Re: INTEK INFORMATION, INC.

Ladies and Gentlemen:

     Notice is hereby given that your above-named customer has granted a
security interest in all of its present and future deposit accounts maintained
with your institution, general and special, and of every other kind, to Silicon
Valley Bank, 3003 Tasman Drive, Santa Clara, California 95054.

      Please contact the undersigned at 408-654-1070, if you have any questions
about this matter.

                                        Sincerely yours,

                                        Silicon Valley Bank

                                        By _____________________________________

                                        Title___________________________________

INTEK INFORMAIION, INC.

By
   ___________________________________

Title    Managing Director
     ________________________________

                                      -1-<PAGE>
                                                                 Exhibit 10.25.1

                               Security Agreement

Intek information, Inc. (herein called "Debtor") and Charter Financial, Inc.
(herein called "Secured Party") hereby agree as follows:

     1.   Debtor grants to Secured Party a security interest in the following
          (together, the "Collateral"):

          A.   All of Debtor's now owned or hereafter acquired goods and
               tangible personal property, including without limitation all
               machinery, equipment, furniture, fixtures and vehicles,
               wheresoever the same may be situated, together with all
               accessories, attachments, substitutions, replacements, renewals,
               additions, alterations, betterments, repair and proceeds
               (including, without limitation, insurance proceeds) of foregoing.

          B.   All of Debtor's accounts (including, without limitation, all
               accounts receivable, chattel paper, and inventory; and

          C.   All additions, substitutions, replacements and proceeds of the
               foregoing.

     2.   Said Security interest shall always secure: (a) all of Debtor's
present and future indebtedness to Secured Party of every kind, including,
without limitation, indebtedness arising In connection with any leases of
personal property, loans and notes and whether or not such obligations are held
by Secured Party or assigned to a third party assignee (in which case the
assignee shall have the rights of Secured Party to the extent of the obligations
so assigned); (b) all other existing debts and liabilities of Debtor to Secured
Party; (c) all future advances made by Secured Party to or for the account of
Debtor, including advances for rent, insurance, storage, repairs to and
maintenance of the Collateral, taxes, and discharge of any other lien, security
interest or encumbrance; (d) all other indebtedness, liabilities, undertakings
and obligations, however created direct or contingent (including guarantees),
arising or acquired by Secured Party, which Debtor may now or hereafter owe to
Secured Party; (e) all costs and expenses incurred in the collection of any of
the foregoing, including reasonable attorneys' fees, as hereinafter mentioned;
and (f) without limiting any of the foregoing, all undertakings, guarantees,
debts, liabilities and obligations of Debtor to Secured Party.

     3.   Until default hereunder, Debtor shall be entitled to possession of the
Collateral, which shall be kept only at the following addresses unless Debtor
obtains the prior written consent of Secured Party:

     . 5619 DTC Parkway, I2th Floor, Englewood, CO 80111
     . 1455 Frazee Road. Suite 220, San Diego, CA 92108
     . 396 Earhart Drive, Livermore, CA 94550
     . 24301 Southland Drive, Suite 300, Hayward, CA 94545
     . 4500 Campbell Road, Fort Scott, KS 66701

     4.   Debtor warrants, covenants, and agrees that: (1) Debtor is the sole
owner of the Collateral free from any lien, security interest or encumbrance
(other than the security interest of silicon Valley Bank, its successors and
assigns or any replacement thereof (the "Bank")), has the right to grant Secured
Party a security interest therein, and will defend the Collateral against the
claims and demands of all persons; (2) Debtor shall not sell (except items of
Collateral with a fair market value of less than $10,000.00 sold in the ordinary
course of Debtor's business), lease, encumber, remove, conceal or grant or
permit any further security interest in the Collateral, nor part with possession
of any thereof, nor permit the same to be used for hire nor in violation of any
law or ordinance, provided however, that upon Secured Party's prior written
consent, which consent shall not be unreasonably withheld, Debtor shall be
permitted to lease or share usage of Collateral with the New Company (as defined
In the Rider to Master Loan and Security Agreement No. 4339 of even date
herewith); (3) Debtor shall maintain the Collateral in good condition and repair
at Debtor's sole expense; (4) Debtor will pay all taxes levied on the
Collateral, and will make due and timely payment or deposit of all Federal,
State, and local taxes, assessments or contributions required by law and will
execute and deliver to Secured Party, on demand. appropriate Certificates
attesting to the payment or deposit

                                       1
<PAGE>

notwithstanding the foregoing, Debtor shall have the right to dispute any such
taxes provided that Debtor retains an adequate reserve therefor in accordance
with generally accepted accounting principles; (5) No financing statement
covering the Collateral, or any part thereof, is on file in any public office
(other than the financing statement of the Bank), and Debtor's present or
hereafter acquired Collateral is and shall not be or become subject to any
purchase-money or other lien or security interest except in favor of Secured
Party or the Bank; (6) Debtor shall procure and maintain insurance on the
Collateral for the full term of this security agreement, against the risks of
fire, theft and such other risks as Secured Party may require (including the
risk of collision in case any part of the Collateral is a motor vehicle) by
insurers satisfactory to Secured Party, and shall deliver to Secured Party a
fully paid policy or policies of insurance properly endorsed in favor of Secured
Party. The Debtor hereby irrevocably appoints the Secured Party as its
attorney-in-fact, to institute any action or proceeding necessary or proper for
the recovery and collection of any moneys that may become due under the
aforesaid policies of insurance and to discharge, compound or release any claims
and to execute, acknowledge and deliver any instruments under said policies of
insurance and further to endorse the name of the Debtor to any check, draft or
other instrument given in payment or in liquidation of any claim under the said
policies of insurance, and to perform every other act and thing under said
policies of insurance, notwithstanding the forgoing, in the event that the
Collateral is destroyed or damaged and, in the sole discretion of Debtor (so
long as no Event of Default has occurred hereunder, otherwise at the discretion
of Secured Party), such destruction or damage can be repaired, Debtor shall, at
its expense, promptly effect such repairs and institute any action or proceeding
necessary or proper for the recovery and collection of any moneys that may
become due under the aforesaid policies of insurance; (7) Debtor will permit
Secured Party to inspect the Collateral at any time; (8) Loss, theft, damage,
destruction or seizure of the Collateral shall not relieve the Debtor from the
payment of any indebtedness secured hereby; (9) The Collateral is not now and
will not hereafter be so affixed to realty as to become a part thereof or a
fixture except as may be set forth on the schedule annexed; (10) The execution
and delivery hereof, if Debtor is a corporation, has been duly authorized by all
necessary action of Debtor's directors and shareholders; (11) Secured Party is
authorized to execute on Debtor's behalf and file, at Debtor's cost, such
financing statements and other instruments or documents as may be necessary to
perfect and protect Secured Party's security interest; and (12) in case of
Debtor's default in performing any warranty, covenant or undertaking hereunder,
Secured Party may (but shall not be obliged  to procure the performance thereof
and add the cost thereof, with interest, to the indebtedness secured hereby.

     5. The occurrence of any of the following events or conditions shall, at
the option of Secured Party and without notice or demand, constitute an event of
default hereunder; (1) Default in the due payment of any indebtedness secured
hereby; or (2) Failure of Debtor to perform any covenant or undertaking on
Debtor's part herein or in any other agreement now existing or hereafter made
with Secured Party, or now or hereafter held by Secured Party; or (3) Breach of
any warranty or falsity of any representation made by Debtor to Secured Party;
or (4) Attachment or seizure of or levy upon the Collateral unless such
attachment, seizure or levy is released within five (5) days; or (5) Institution
of any proceeding by or against Debtor or Debtor's business under any bankruptcy
or insolvency statute, or Debtor's assignment for benefit of creditors, or the
appointment of a receiver for the Debtor or the Collateral, or the filing of a
tax lien notice against Debtor by any taxing authority; or (6) Reasonable
insecurity of Secured Party; or (7) Loss, theft, substantial damage,
destruction, sale, encumbrance, concealment, removal, or forfeiture of the
Collateral or any material portion thereof.

     6. Upon the occurrence of any event of default, Secured Party may declare
all Debtor's indebtedness secured hereby immediately due and payable, and
thereupon Secured Party shall have the right to take possession of the
Collateral and shall have all other rights and remedies of a Secured Party under
the Uniform Commercial Code. Unless the Collateral is perishable or threatens to
decline speedily in value or is of a type of customarily sold on a recognized
market. Secured Party shall give Debtor reasonable notice of the time and place
of any public sale thereof or of the time after which any private sale or other
intended disposition thereof is to be made. Debtor agrees that the requirements
of reasonable notice shall be met if notice is mailed to Debtor at the address
of Debtor shown above not less than five (5) days prior to the sale or other
disposition.  Secured Party may require Debtor to assemble the Collateral and
make it available to Secured Party at a place to be designated by Secured Party
which is reasonably convenient to both parties. Secured Party is authorized to
maintain, sell, or dispose of the Collateral on the premises of the Debtor.
Secured Party's rights and remedies shall be cumulative and not alternative.
Debtor agrees that Secured Party may be the purchaser at any public or private
sale.

                                       2

<PAGE>

     7. If Debtor defaults hereunder or if any of the Secured Party's rights
hereunder are challenged or contested or if Debtor fails to make payment of any
of its obligations when required of it, or fails to make any payment required by
this Agreement or commits any breach of this Agreement, or any present or future
supplement hereto, or any other agreement between Debtor and Secured Party
and/or upon termination of this agreement, the Debtor will repay upon demand all
of its obligations then owing to Secured Party, whether due or not, and in
addition thereto upon the occurrence of any of the above contingencies Secured
Party is hereby given the unqualified right to retain counsel for any of the
following purposes (1) to protect its interest in this Security Agreement (ii)
to protect, assemble, sell, or foreclose any of the equipment chattels,
inventory, instruments, documents, chattel paper, general intangibles or other
collateral now or hereafter pledged to it (iii) to collect any money which may
become due under this or any other Security Agreement or any obligation from
Debtor, or any guarantor, or anyone else against whom Secured Party may have any
direct or contingent claim pursuant to the terms hereunder or pursuant to the
terms of any guarantee or assignment or Security Agreement (iv) to otherwise
seek in any manner to protect, defend and enforce Secured Party's rights
hereunder or elsewhere contained, or collect any moneys or obligations due
Secured Party from Debtor. If Secured Party retains counsel for any of the
purposes aforementioned, Debtor agrees to pay reasonable counsel fees and such
counsel fees and all disbursements incurred by Secured Party including but not
limited to all costs, charges, premiums, fees of Court and Public officers and
other disbursements and expenses incurred by Secured Party in connection with
the enforcement, proceeding, collection, sale or suit involving any of the
aforementioned purposes shall be paid by Debtor on demand; and the amount
thereof shall be added to the indebtedness secured by this Security Agreement
and shall be secured by the lien given Secured Party by this and any other
security instrument in the same manner as if said amount were a part of the
principal sum due from Debtor to Secured Party.

     8. That the Debtor as further additional collateral security, by these
presents assigns to the Secured Party all of the Debtor's present and future
rights to any and all payments, checks and drafts, now made or hereafter to be
made by any insurance company pursuant to any contract of insurance or indemnity
now or hereafter in existence regardless of whether or not the Secured Party is
named as Secured Party and/or Mortgagee, and/or Loss Payee in said present or
future insurance policy or policies. The rights given to the Secured Party
hereunder are coupled with an interest and cannot be revoked by the Debtor. Each
present and future insurance carrier is hereby authorized and directed to make
all payments, drafts and checks payable to Debtor so long as no Event of Default
has occurred hereunder, otherwise to Secured Party with the same force and
effect as if the same were paid directly to the Debtor.

     9. (a) That as further additional collateral security for the repayment of
all present and future obligations of Debtor to Secured Party, the Debtor agrees
that any security interest (including the security interest created hereunder)
and/or mortgage and/or pledge of any property, whether of like or unlike nature,
which Secured Party may now or hereafter have in, to and of any of Debtor's
present or future property or assets, of any type or nature, shall at all times
be and remain additional collateral for the prompt fulfillment by Debtor of all
its present and future obligations hereunder or elsewhere contained.

        (b) The words, "debts", "liabilities", "indebtedness", "obligations", or
"undertakings", whether singular or plural, whether capitalized or not and
whether used alone or collectively, whenever used herein shall be deemed to
include without limitation all loans, advances, debts, liabilities,
undertakings, obligations, guarantees, covenants and duties owing by Debtor to
Secured Party or Secured Party's subsidiaries, of every kind and description
(whether or not evidenced by any note or other instrument and whether or not for
the payment of money), direct or indirect, absolute or contingent, due or to
become due, now existing or hereafter arising, including without limitation any
undertaking, guarantee, debt, liability or obligation owing from Debtor to
others which Secured Party or Secured Party's subsidiaries may have obtained by
assignment or otherwise, and further including without limitation, all interest,
fees, charges, expenses and attorneys' fees chargeable to Debtor's account or
incurred by Secured Party or Secured Party's subsidiaries in connection with
Debtor's account whether provided for herein or elsewhere or in any other
agreement between Debtor and Secured Party.

     10. This Security Agreement shall be made, construed and enforced according
to the laws of the State of New York. Waiver of any default shall not constitute
waiver of any subsequent or other default. All

                                       3
<PAGE>

rights of Secured Party shall inure to the benefit of its successors and
assigns, and all obligations of Debtor shall bind his or its heirs, executors,
personal representatives, successors and assigns.

     11. So long as Debtor is indebted to Secured Party. Debtor will make no
loans, advances and guarantees to or for anyone, nor shall Debtor purchase the
stock or assets of any other business, nor shall Debtor purchase any of its own
stock without first obtaining the written consent of Secured Party. Furthermore,
as long as Debtor is indebted to Secured Party, Debtor will not terminate any
Security Agreement that it may now have or hereafter enter into with Secured
Party. All security interests now or hereafter held by Secured Party, whether of
like or unlike nature, shall always remain as collateral for all present and
future obligations of Debtor to Secured Party and Secured Party shall be under
no obligation to terminate any of its liens or security interests or surrender
any collateral until all obligations of Debtor to Secured Party are paid to
Secured Party in full. In the event of litigation over any matter connected with
this Agreement or resulting from transactions hereunder, the right to a trial by
jury is hereby waived by both parties.

     12. Nothing herein contained shall be deemed to change, vacate, modify or
terminate any of the obligations of Debtor to Secured Party, or extend the time
of payment of any of said obligations wheresoever or however said obligations
arise, or decrease or impair any rights or remedies Secured Party may have under
any other lien or security instrument or any collateral therein mentioned.

     13. This Security Agreement shall be deemed to have been made in New York
County, N.Y. and shall be governed by the laws of the State of New York except
for local recording statutes. As part of the consideration for Secured Party
executing this Security Agreement, Debtor agrees that all actions or proceedings
arising directly or indirectly from this Security Agreement shall be litigated
in courts having situs within the State of New York and the Debtor hereby
consents to the jurisdiction of any local, state or federal court located within
the State of New York and waives any claim that such forum is inconvenient, and
further waives personal service of any and all process upon Debtor herein, and
consents that all such service of process shall be made by certified mail,
return receipt requested, directed to Debtor at the address hereinabove stated,
and service so made shall be complete two (2) days after the same shall have
been posted as aforesaid.

Dated:  August 26, 1999
      ------------------------

Debtor: Inteck Information, Inc.

/s/ Timothy O'Crowley

By: Timothy O'Crowley, President & Secretary
   ------------------------------------------
                  (Name & Title)

Secured Party: Charter Financial, Inc.

By: /s/ Signature
   ------------------------------------------
                  (Name and Title)

                                       4
<PAGE>

                               Security Agreement

THIS SECURITY AGREEMENT is entered into this 26th day of August, 1999, by and
between Charter Financial, Inc. (hereinafter "Secured Party") and Intek
Teleservices, Inc. (hereinafter "Debtor")

WHEREAS Intek Information, Inc. (hereinafter "Obligor") desires to enter or has
entered into certain leases of personal property, loans and/or security
agreements and/or other agreements (hereinafter collectively, the "Agreement")
with Secured Party; and

WHEREAS Secured Party has required, as a condition of entering into the
Agreement, that Debtor pledge the Collateral (as defined below) as additional
collateral security for the payment and performance of Obligor under the
Agreement and for all other indebtedness and obligations of Obligor of every
kind to Secured Party;

NOW THEREFORE, in order to induce the Secured Party to enter into the Agreement
and in consideration of $10.00 and other good and valuable consideration, the
receipt and sufficiency of which is hereby acknowledged, the Secured Party and
Debtor hereby agree as follows;

          1.   Debtor grants to Secured Party a security interest in the
               following (together, the "Collateral"), insofar as and to the
               extent that the value of such assets exceeds the difference
               between $250,000 and the fair market value of any and all other
               assets of every kind and nature, whether tangible or intangible
               which are owned by Debtor which are not included in the following
               definition of "Collateral":

               A.   All of Debtor's now owned or hereafter acquired goods and
                    tangible personal property, including without limitation all
                    machinery, equipment, furniture, fixtures and vehicles,
                    wheresoever the same may be situated, together with all
                    accessories, attachments, substitutions, replacements,
                    renewals, additions. alterations, betterments, repair and
                    proceeds (including, without limitation, insurance proceeds)
                    of foregoing.

               B.   All of Debtor's accounts (including, without limitation, all
                    accounts receivable, chattel paper, and inventory; and

               and all additions, substitutions, replacements and proceeds of
               the foregoing.

     2.   Said Security interest shall always secure: (a) all of Obligor's
present and future indebtedness to Secured Party of every kind, including,
without limitation, indebtedness arising in connection with any leases, of
personal property, loans and notes and whether or not such obligations are held
by Secured Party or assigned to a third party assignee (in which case the
assignee shall have the rights of Secured Party to the extent of the obligations
so assigned); (b) all other existing debts and liabilities of Obligor to Secured
Party; (c) all future advances made by Secured Party to or for the account of
Debtor, including advances for rent, insurance, storage, repairs to and
maintenance of the Collateral, taxes, and discharge of any other lien, security
interest or encumbrance; (d) all other indebtedness, liabilities, undertakings
and obligations, however created direct or contingent (including guarantees),
arising or acquired by Secured Party, which Obligor may now or hereafter owe to
Secured Party; (e) all costs and expenses incurred in the collection of any of
the foregoing, including reasonable attorneys' fees, as hereinafter mentioned;
and (f) without limiting any of the foregoing, all undertakings, guarantees,
debts, liabilities and obligations of Obligor to Secured Party.
<PAGE>

3.   Until default hereunder, Debtor shall be entitled to possession of the
Collateral, which shall be kept only at the following addresses unless Debtor
obtains the prior written consent of Secured Party:

     .  5619 DTC Parkway, 12th Floor, Englewood, CO 80111
     .  1455 Frazee Road, Suite 220, San Diego, CA 92108
     .  396 Earhart Drive, Livermore, CA 94550
     .  24301 Southland Drive, Suite 300, Hayward, CA 94545
     .  4500 Campbell Road, Fort Scott, KS 66701

4.   Debtor warrants, covenants, and agrees that: (1) Debtor is the sole owner
of the Collateral free from any lien, security interest or encumbrance (other
than the security interest of Silicon Valley Bank, its successors and assigns or
any replacement thereof (the "Bank")), has the right to grant Secured Party a
security interest therein, and will defend the Collateral against the claims and
demands of all persons; (2) Debtor shall not sell (except items of Collateral
with a fair market value of less than $10,000.00 sold in the ordinary course of
Debtor's business), lease, encumber, remove, conceal or grant or permit any
further security interest in Collateral, nor part with possession of any
thereof, nor permit the same to be used for hire nor in violation of any law or
ordinance, provided however, that upon Secured Party's prior written consent,
which consent shall not be unreasonably withheld, Debtor shall be permitted to
lease or share usage of Collateral with the New Company (as defined in the Rider
to Master Loan and Security Agreement No. 4339 of even dated herewith); (3)
Debtor shall maintain the Collateral in good condition and repair at Debtor's
sole expense; (4) Debtor will pay all taxes levied on the Collateral, and will
make due and timely payment or deposit of all Federal, State, and local taxes,
assessments or contributions required by law and will execute and deliver to
Secured Party, on demand, appropriate Certificates attesting to the payment or
deposit thereof, notwithstanding the foregoing, Debtor shall have the right to
dispute any such taxes provided that Debtor retains an adequate reserve therefor
in accordance with generally accepted accounting principles; (5) No financing
statement covering the Collateral, or any part thereof, is on file in any public
office (other than the financing statement of the Bank), and Debtor's present or
hereafter acquired Collateral is and shall not be or become subject to any
purchase-money or other lien or security interest except in favor of Secured
Party or the Bank; (6) Debtor shall procure and maintain insurance on the
Collateral for the full term of this security agreement, against the risks of
fire, theft and such other risks as Secured Party may require (including the
risk of collision in case any part of the Collateral is a motor vehicle) by
insurers satisfactory to Secured Party, and shall deliver to Secured Party a
fully paid policy or policies of insurance properly endorsed in favor of
Secured Party. The Debtor hereby irrevocably appoints the Secured Party as its
attorney-in-fact, to institute any action or proceeding necessary or proper for
the recovery and collection of any moneys that may become due under the
aforesaid policies of insurance and to discharge, compound or release any claims
and to execute, acknowledge and deliver any instruments under said policies of
insurance and further to endorse the name of the Debtor to any check, draft or
other instrument given in payment or in liquidation of any claim under the said
policies of insurance, and to perform every other act and thing under said
policies of insurance, notwithstanding the foregoing, in the event that the
Collateral is destroyed or damaged and, in the sole discretion of Debtor (so
long as no Event of Default has occurred hereunder, otherwise at the discretion
of Secured Party), such destruction or damage can be repaired, Debtor shall, at
its expense, promptly effect such repairs and institute any action or proceeding
necessary or proper for the recovery and collection of any moneys that may
become due under the aforesaid policies of insurance; (7) Debtor will permit
Secured Party to inspect the Collateral at any time; (8) Loss, theft, damage,
destruction or seizure of the Collateral shall not relieve the Debtor from the
payment of any indebtedness secured hereby; (9) The Collateral is not now and
will not hereafter be so affixed to realty as to become a part thereof or a
fixture except as may be set forth on the schedule annexed; (10) The execution
and delivery hereof, if Debtor is a corporation, has been duly authorized by all
necessary action of Debtor's directors and shareholders; (11) Secured party is
authorized to execute on Debtor's behalf and file, at Debtor's cost, such
financing statements and other instruments or documents as may be necessary to
perfect and protect Secured Party's security interest; and (12) in case of
Debtor's default in performing any warranty, covenant or undertaking hereunder,
Secured Party may (but shall not be obliged to) procure the performance thereof
and add the cost thereof, with interest, to the indebtedness secured hereby.

                                       2
<PAGE>

     5.  The occurrence of any of the following events or conditions shall, at
the option of Secured Party and without notice or demand, constitute an event of
default hereunder; (1) Default in the due payment of any indebtedness secured
hereby; or (2) Failure of Debtor to perform any covenant or undertaking on
Debtor's part herein or in any other agreement now existing or hereafter made
with Secured Party, or now or hereafter held by Secured Party; or (3) Failure of
Obligor to perform any covenant or undertaking on Obligor's part under the
Agreement or any other default by Obligor under the Agreement or any other
agreement now existing or hereafter made with Secured Party, or now or hereafter
held by Secured Party; or (4) Breach of any warranty or falsity of any
representation made by Debtor or Obligor to Secured Party; or (5) Attachment or
seizure of or levy upon the Collateral unless such attachment, seizure or levy
is released within five (5) days; or (6) Institution of any proceeding by or
against Debtor or Debtor's business under any bankruptcy or insolvency statute,
or Debtor's assignment for benefit of creditors, or the appointment of a
receiver for Debtor or the Collateral, or the filing of a tax lien notice
against Debtor by any taxing authority; or (7) Reasonable insecurity of Secured
Party; or (8) Loss, theft, substantial damage, destruction, sale, encumbrance,
concealment, removal or forfeiture of the Collateral or any material portion
thereof.

     6. Upon the occurrence of any event of default hereunder or under the
Agreement, Secured Party may declare all Obligor's indebtedness secured hereby
immediately due and payable, and thereupon Secured Party shall have the right to
take possession of the Collateral and shall have all other rights and remedies
of a Secured Party under the Uniform Commercial Code. Unless the Collateral is
perishable or threatens to decline speedily in value or is of a type customarily
sold on a recognized market, Secured Party shall give Debtor reasonable notice
of the time and place of any public sale thereof or of the time after which any
private sale or other intended disposition thereof is to be made. Debtor agrees
that the requirements of reasonable notice shall be met if notice is mailed to
Debtor at the address of Debtor shown above not less than five (5) days prior to
the sale or other disposition. Secured Party may require Debtor to assemble the
Collateral and make it available to Secured Party at a place to be designated by
Secured Party which is reasonably convenient to both parties. Secured Party is
authorized to maintain, sell, or dispose of the Collateral on the premises of
the Debtor. Secured Party's rights and remedies shall be cumulative and not
alternative. Debtor agrees that Secured Party may be the purchaser at any public
or private sale.

     7.  If Debtor defaults hereunder or if any of the Secured Party's rights
hereunder are challenged or contested, or if Obligor defaults on any of its
obligations under or commits any breach of the Agreement or any other agreement
between Obligor and Secured Party, and/or upon termination of this Agreement,
then upon the occurrence of any of the above contingencies, Secured Party is
hereby given the unqualified right to retain counsel for any of the following
purposes (1) to protect its interest in this Security Agreement (ii) to protect,
assemble, sell, or foreclose any of the equipment chattels, inventory,
instruments, documents, chattel paper, general intangibles or other collateral
now or hereafter pledged to it (iii) to collect any money which may become due
under this Agreement (iv) to otherwise seek in any manner to protect, defend and
enforce Secured Party's rights hereunder or elsewhere contained, or collect any
moneys or obligations due Secured Party from Obligor. If Secured Party retains
counsel for any of the purposes aforementioned, Debtor agrees to pay reasonable
counsel fees and such counsel fees and all disbursements incurred by Secured
Party including but not limited to all costs, charges, premiums, fees of Court
and Public officers and other disbursements and expenses incurred by Secured
Party in connection with the enforcement, proceeding, collection, sale or suit
involving any of the aforementioned purposes shall be paid by Debtor on demand;
and the amount thereof shall be added to the indebtedness secured by this
Security Agreement and shall be secured by the lien given Secured Party by this
security instrument.

     8.  That the Debtor as further additional collateral security, by these
presents assigns to the Secured Party all of the Debtor's present and future
rights to any and all payments, checks and drafts, now made or hereafter to be
made by any insurance company pursuant to any contract of insurance or indemnity
how or hereafter in existence regardless of whether or not the Secured Party is
named as Secured Party and/or Mortgagee, and/or Loss Payee in said present or
future insurance policy or policies. The rights given to the Secured Party
hereunder are coupled with an interest and cannot be revoked by the Debtor. Each
present

                                       3
<PAGE>

and future insurance carrier is hereby authorized and directed to make all
payments, drafts and checks payable to Debtor so long as no Event of Default has
occurred hereunder, otherwise to Secured Party with the same force and effect as
if the same were paid directly to the Debtor.

     9. (a) That as further additional collateral security for the repayment of
all present and future obligations of Obligor to Secured Party, the Debtor
agrees that any security interest (including the security interest created
hereunder) and/or mortgage and/or pledge of any property, whether of like or
unlike nature, which Secured Party may now or hereafter have in, to and of any
of Debtor's present or future property or assets, of any type or nature, shall
at all times be and remain additional collateral for the prompt fulfillment by
Obligor of all its present and future obligations hereunder or elsewhere
contained.

        (b) The words, "debts", "liabilities", "indebtedness", "obligations", or
"undertakings", whether singular or plural, whether capitalized or not and
whether used alone or collectively, whenever used herein shall be deemed to
include without limitation all loans, advances, debts, liabilities,
undertakings, obligations, guarantees, covenants and duties owing by Obligor to
Secured Party or Secured Party's subsidiaries, of every kind and description
(whether or not evidenced by any note or other instrument and whether or not for
the payment of money), direct or indirect, absolute or contingent, due or to
become due, now existing or hereafter arising, including without limitation any
undertaking, guarantee, debt, liability or obligation owing from Obligor to
others which Secured Party or Secured Party's subsidiaries may have obtained by
assignment or otherwise, and further including without limitation, all interest,
fees, charges, expenses and attorneys' fees chargeable to Obligor's account or
incurred by Secured Party or Secured Party's subsidiaries in connection with
Obligor's account whether provided for herein or elsewhere or in any other
agreement between Obligor and Secured Party.

     10. This Security Agreement shall be made, construed and enforced according
to the laws of the State of New York. Waiver of any default shall not constitute
waiver of any subsequent or other default. All rights of Secured Party shall
inure to the benefit of its successors and assigns, and all obligations of
Debtor shall bind his or its heirs, executors, personal representatives,
successors and assigns.

     11. So long as Obligor is indebted to Secured Party, Debtor will make no
loans, advances and guarantees to or for anyone, nor shall Debtor purchase the
stock or assets of any other business, nor shall Debtor purchase any of its own
stock without first obtaining the written consent of Secured Party. Furthermore,
as long as Obligor is indebted to Secured Party, Debtor will not terminate any
Security Agreement that it may now have or hereafter enter into with Secured
Party. All security interests now or hereafter held by Secured Party, whether of
like or unlike nature, shall always remain as collateral for all present and
future obligations of Obligor to Secured Party and Secured Party shall be under
no obligation to terminate any of its liens or security interests or surrender
any collateral until all obligations of Obligor to Secured Party are paid to
Secured Party in full. In the event of litigation over any matter connected with
this Agreement or resulting from transactions hereunder, the right to a trial by
jury is hereby waived by both parties.

     12. Nothing herein contained shall be deemed to change, vacate, modify or
terminate any of the obligations of Obligor to Secured Party, or extend the time
of payment of any of said obligations wheresoever or however said obligations
arise, or decrease or impair any rights or remedies Secured Party may have under
any other lien or security instrument or any collateral therein mentioned.

     13. This Security Agreement shall be deemed to have been made in New York
County. N.Y. and shall be governed by the laws of the State of New York except
for local recording statutes. As part of the consideration for Secured Party
executing this Security Agreement. Debtor agrees that all actions or proceedings
arising directly or indirectly from this Security Agreement shall, be litigated
in courts having situs within the State of New York and the Debtor hereby
consents to the jurisdiction of any local, state or federal court located within
the State of New York and waives any claim that such forum is, inconvenient, and
further waives personal service of any and all process upon Debtor herein, and
consents that all such service of

                                       4
<PAGE>

process shall be made by certified mail, return receipt requested, directed to
Debtor at the address hereinabove stated, and service so made shall be complete
two (2) days after the same shall have been posted as aforesaid.

Dated:  August 26, 1999
      -------------------------------

Debtor: Intek Teleservices, Inc.          Secured Party: Charter Financial, Inc.

By: /s/ Timothy O'Crowley                 By: [ILLEGIBlE SIGNATURE]
   ----------------------------------        -----------------------------------
    Timothy O'Crowley                         Charter Financial, Inc.
    President and Secretary                   Vice President

Main Document - Security Agreement - Additional Collateral Pledged by 3rd Party
on Behalf of Obligor

                                       5

<PAGE>

                   Delivery Receipt and Acceptance Certificate
                   -------------------------------------------

RE:  Rental Schedule No. 01 to Master Loan and Security Agreement No. 4339 dated
     August 26, 1999 (The "Agreement") by and between Charter Financial, Inc.,
     as Secured Party, and Intek information Inc., as Debtor

The undersigned hereby represents and warrants:

1.   It received possession of all of the personal property described on
     Schedule "A" attached hereto on September 28, 1999.
                                     ------------------

2.   All of the personal property described on the attached Schedule "A" is in
     good condition and has been accepted by the undersigned.

3.   The Secured Party named above has performed and satisfied all covenants and
     conditions to be performed and satisfied by it on or prior to the date
     hereof under the above-referenced Agreement between the undersigned and
     said Secured Party.

4.   As of the date hereof, there has occurred no Event of Default as defined in
     the aforesaid Agreement or any event with which the giving of notice or
     lapse of time, or both, would constitute an Event of Default.

5.   The undersigned has no claim or defense whatsoever against or with respect
     to the Secured Party named above or otherwise arising under or relating to
     the aforesaid Agreement.

6.   The payments due under said Agreement are $98,444.00 per month for thirty
     (30) months commencing on 10/5/99.
                               -------

The undersigned has been advised that the Secured Party named above may assign
the aforesaid Agreement, for value, and makes the foregoing representations and
warranties in order to induce the Assignee to accept such assignment, and agrees
that such Assignee may rely upon the aforesaid representations and warranties
and that notwithstanding any event or circumstances whatsoever, the undersigned
shall pay and perform all liabilities and obligations arising under or relating
to the aforesaid Agreement in accordance with its terms.

INTEK INFORMATION INC.

By: /s/ Timothy O'Crowley
    --------------------------
        Timothy O'Crowley

Title: President and Secretary
       -----------------------

Date: September 28, 1999
<PAGE>

Debtor:         Intek Information, Inc.                      Page 1
                5619 DTC Parkway, l2th Floor
                Englewood, CO 80111
                                                             MLSA # 4339.01
Secured Party:             Charter Financial, Inc.
                           530 Fifth Avenue
                           New York, NY 10036

                                  SCHEDULE "A"

--------------------------------------------------------------------------------

                EOUIPMENT LOCATION: 4500 Campbell Road
                                    Fort Scott, KS 66701

QTY.                       DESCRIPTION                          SERIAL NUMBER
----                       -----------                          -------------
Aspect Telecommunications
Invoice 534932
1                          3405 UTILITY SHELF--MDF
invoice 534761
2                          3192 ASPECT HANDS-FREE TELESET
40                         3190 ASPECT TELESET
Invoice 533630
3                          4028 T-1 DIGITAL TRUNK INTFC CARD
Invoice 534725
2                          3258 2,000,000 CALL RECORDS STORAGE
1                          6025 AGENTACCESS LICENSE 5D USERS
1                          6498 CU REPORTWRITER 2.0 PLUS 2.0.1 PATCH
8                          4072 STATION INTERFACE CARD
1                          3011 MUSIC RECORDING ADAPTER
21                         7002 OVER THE EAR HEADSET AND CONTROL UNIT SET
21                         7000 MOMAURAL TOME SWITCH HEADSET & CONTROL
5                          ASPECT SYSTEM MANGEMENT SUITE 10.1
2                          ASPECT ARCHITECT 1.0.1
1                          6710 CUSTOMVIEW DIRECTOR SINGLE COPY
1                          CUSTOM VIEW PRODUCER - FIRST COPY
1                          6494 CV REPORTRUNNER 2.0 PLUS 2.0.1 PATCH
Invoice 534250
1                          3061 RINGING VOLTAGE GENERATOR
3                          4062 16-PORT TELESET INTERFACE CARD REL 7
3                          T-1 DIGITAL TRUNK INTFC EXPN
Invoice 532641
1                          9717V-VOUCHER INTRO TO APPL BRIDGE & CTE
1                          9716V-VOUCHER CUSTOM VIEW PRODUCER COURSE
1                          9712V-VOUCHER ADV CV REPORT WRITER REL 2
1                          9709V VOUCHER CCT DESIGN & IMPLEMENTATION
1                          9703V VOUCHER ADVANCE MANAGING ASPECT ACD

AND ALL ADDITIONS, ATTACHMENTS, ACCESSORIES, SUBSTITUTIONS, REPLACEMENTS,
REPAIRS, IMPROVEMENTS, BETTERMENTS AND APPURTENANCES OF WHATEVER DESCRIPTION OR
NATURE WHETHER NOW OWNED OR HEREAFTER ACQUIRED, AND ALL PROCEEDS, INCLUDING
WITHOUT LIMITATION, INSURANCE PROCEEDS.
<PAGE>

Debtor: Intek Information, Inc.                               Page 2
        5619 DTC Parkway, 12th Floor
        Englewood, CO 80111
                                                              MLSA # 4339.01
Secured Party: Charter Financial, Inc.
               530 Fifth Avenue
               New York, NY 10036

                                  SCHEDULE "A"

--------------------------------------------------------------------------------

        EQUIPMENT LOCATION: 4500 Campbell Road
        ------------------  Fort Scott, KS 66701
<TABLE>
<CAPTION>

QTY.                       DESCRIPTION                                         SERIAL NUMBER
----                       -----------                                         -------------
<S>                        <C>                                                 <C>
1                          9702V VOUCHER BASIC MANGING THE ASPECT ACD
1                          97l0V VOUCHER INTRO TO CV REPORT WRITER-REL 2
Invoice 533291-1
13                         3124 LBOP/GRND START TRNK BYPASS CD
Invoice 532922
3                          3028 ESP & CHAH SVCE UNIT (CSU)

Haworth, Inc.
Proposal 32003
347                        PNM-911-R STANDARD PLATFORM W/
                           PALMREST LOWER MOUSE AND FREEDOM
                           ARM, BLACK FINISH
Proposal 31814
326                        PINWHEEL WORKSTATIONS
7                          BFM-1-B BASE FEED MODULE, HARDWIRE
329                        EFN-454-B STRAIGHT FABRIC PANEL
                           NO POWER 48" x 54"
332                        EFP-254-B STRAIGHT FABRIC PANEL
                           POWER 24" x 54"
38                         TFM-6-B TOP FEED MODULE 68" FOR
                           PANEL HEIGHT 64" & 68"
8                          INQ46870L5 SUPERVISOR WORKSURFACE,
                           GRAPHITE SPEX LAMINATE, CHARCOAL TRIM
316                        INQ46870L4 SPECIAL POD WORKSURFACE
                           WITH GROMMET CUT,
                           GRAPHITE SPEX W/CHARCOAL TRIM OH-023;
                           TR-K
56                         PRD-3-B DUPLEX RECEPTACLES (BOX OF 6)
332                        HWHP-0001 WORK SURFACE-HEIGHT
                           DUPLEX RECEPTACLE
332                        WM-33 WIRE MANAGER 33"
</TABLE>

AND ALL ADDITIONS, ATTACHMENTS, ACCESSORIES, SUBSTITUTIONS, REPLACEMENTS,
REPAIRS, IMPROVEMENTS, BETTERMENTS AND APPURTENANCES OF WHATEVER DESCRIPTION OR
NATURE WHETHER NOW OWNED OR HEREAFTER ACQUIRED, AND ALL PROCEEDS, INCLUDING
WITHOUT LIMITATION, INSURANCE PROCEEDS.
<PAGE>

Debtor: Intek Information, Inc.                              Page 3
        5619 DTC Parkway, 12th Floor
        Englewood, CO 80111
                                                             MLSA # 4339.01
Secured Party: Charter Financial, Inc.
               530 Fifth Avenue
               New York, NY 10036

                                  SCHEDULE "A"

--------------------------------------------------------------------------------

        EQUIPMENT LOCATION: 4500 Campbell Road
        ------------------  Fort Scott, KS 66701
<TABLE>
<CAPTION>

QTY.          DESCRIPTION                                       SERIAL NUMBER
----          -----------                                       -------------
<S>           <C>                                               <C>
16            13l8-1031 SCREWS FOR SPECIAL WORKSURFACE
16            1820-1005 WORK SURFACE CHANNEL
8             WSC-P WORK SURFACE SUPPORT BRACKET PAIR
16            HFSH-2912 WRK SRF END PNL-HALF
              SUPPORT 12 INCHES
327           PCSS-3-B STRAIGHT SPAN POWER
              CONNECTOR
6             DWST-430 D-TOP, VINYL EDGE, 48" x 30"
              REQUIRES MOUNT KIT/SUPPORTCOL
6             HCC-000l D-TOP SINGLE-LEG BASE,
              ADJUSTABLE HEIGHT
              26" - 30"
6             FMK-I FLUSH MOUNT KIT
2             EFN-254-B STRAIGHT FABRIC PANEL
              NO-POWER 24" x 54"
12            EFN-266-B STRAIGHT FABRIC PANEL
              NO-POWER 24" x 66"
1             EFP-266-B STRAIGHT FABRIC PANEL
              POWER 24" x 66"
2             EFN-3042-B STRAIGHT FABRIC PANEL
              NO-POWER 30" x 42"
5             EPN-3054-B STRAIGHT FABRIC PANEL
              NO-POWER 30" x 54"
5             EFN-3066-B STRAIGHT FABRIC PANEL
              NO. POWER 30" x 66"
1             EFP-3066-B STRAIGHT FABRIC PANEL
              NO-POWER 30 x 66
15            EFN-366-B STRAIGHT FABRIC PANEL
              NO-POWER 36" x 66"
4             EFP-366-B STRAIGHT FABRIC PANEL
              POWER 36" x 66"
1             EFN-354-B STRAIGHT FABRIC PANEL
</TABLE>

AND ALL ADDITIONS, ATTACHMENTS, ACCESSORIES, SUBSTITUTIONS, REPLACEMENTS,
REPAIRS, IMPROVEMENTS, BETTERMENTS AND APPURTENANCES OF WHATEVER DESCRIPTION OR
NATURE WHETHER NOW OWNED OR HEREAFTER ACQUIRED, AND ALL PROCEEDS, INCLUDING
WITHOUT LIMITATION, INSURANCE PROCEEDS.
<PAGE>

Debtor: Intek Information, Inc.                              Page 4
        5619 DTC Parkway, 12th Floor
        Englewood, CO 80111

                                                             MLSA # 4339.01
Secured Party: Charter Financial, Inc.
               530 Fifth Avenue
               New York, NY 10036

                                  SCHEDULE "A"

--------------------------------------------------------------------------------

        EQUIPMENT LOCATION: 4500 Campbell Road
        ------------------  Fort Scott, KS 66701
<TABLE>
<CAPTION>

QTY.          DESCRIPTION                                  SERIAL NUMBER
----          -----------                                  -------------
<S>           <C>                                          <C>
              NO-POWER 36" x 54"
2             EFN-4254-B STRAIGHT FABRIC PANEL
              NO POWER 42" x 54"
3             EFN-466-B STRAIGHT FABRIC PANEL
              NO-POWER 48" x 66"
9             EFN-566-B STRAIGHT FABRIC PANEL
              NO-POWER 60" x 66"
2             EGN-366-B STRAIGHT GLAZED PANEL
              NO-POWER 36" x 66"
3             EGN-4266-B STRAIGHT GLAZED PANEL
              NO-POWER 42" x 66"
10            FDRF-5 REG. FLIPPER DOOR - FABRIC 60"
3             FPFC-54-B 90 DEG. FABRIC FINISH POST 54"
7             FPFC-66-B 90 DEG. FABRIC FINISH POST 66"
2             FPFS-66-B 180 DEG FABRIC FINISH POST 66"
8             FDRF-3 REG. FLIPPER DOOR FABRIC 36"
2             EDRF-42 REG FLIPPER DOOR FABRIC 42"
10            HTB-6016 TACKBOARD 60" x 16"
2             HTB-4216 TACKBOARD 42" x 16"
8             HTB-3616 TACKBOARD 36" x 16"
8             HTL-0036-T TASK LIGHT 36"
2             HTL-0042 TASK LIGHT 42"
10            HTL-0060-T TASK LIGHT 60"
15            PDX-24-HLN FIXED PEDESTAL DRAWER 24"
15            PDX-24-JLN FIXED PEDESTAL DRAWER 24"
8             SR-3 REGULAR SHELF 36"
10            SR-S REGULAR SHELF 60"
2             SRS-42 REGULAR SHELF 42"
15            WMK-66 WALL MOUNT KIT 66"
</TABLE>

AND ALL ADDITIONS, ATTACHMENTS, ACCESSORIES, SUBSTITUTIONS, REPLACEMENTS,
REPAIRS, IMPROVEMENTS, BETTERMENTS AND APPURTENANCES OF WHATEVER DESCRIPTION OR
NATURE WHETHER NOW OWNED OR HEREAFTER ACQUIRED, AND ALL PROCEEDS, INCLUDING
WITHOUT LIMITATION, INSURANCE PROCEEDS.
<PAGE>

Debtor: Intek Information, Inc.                            Page 5
        5619 DTC Parkway, 12th Floor
        Englewood, CO 80111

                                                           MLSA # 4339.01
Secured Party: Charter Financial, Inc.
               530 Fifth Avenue
               New York, NY 10036

                                  SCHEDULE "A"

--------------------------------------------------------------------------------

        EQUIPMENT LOCATION: 4500 Campbell Road
        ------------------  Fort Scott, KS 66701
<TABLE>
<CAPTION>

QTY.               DESCRIPTION                                 SERIAL NUMBER
----               -----------                                 -------------
<S>                <C>                                         <C>
15                 WRCS-324 90 DEG. CORNER WORK SURFACE
                   W/O KEYBOARD PAD 36" x 24"
3                  WS-324 REGULAR WORK SURFACE 36" x 24"
3                  WS-424 REGULAR WORK SURFACE 48" x 24"
15                 WS-524 REGULAR WORK SURFACE 60" x 24"
5                  WS-5424 REGULAR WORK SURFACE 54" X 24"
4                  WS-624 REGULAR WORK SURFACE
                   72" x 24"
1                  SPCL-67 REGULAR WORK SURFACE
                   84" x 24"
2                  WSSP-2429-L WORK SURFACE SUPPORT PANEL 24"
4                  WSSP-2429-R WORK SURFACE SUPPORT PANEL 24"
27                 WT-60 WALL TRACK 60"
71                 M231-1741 MB H.E., PNEU, HA TASK ARMS HARD CASTERS
112                M231-1741 MB H.E., PNEU, HA TASK ARMS HARD CASTERS
112                M231-1741 MB H.E., PNEU, HA TASK ARMS HARD CASTERS
16                 M231-1741 MB H.E., PNEU, HA TASK ARMS HARD CASTERS
2                  PMK-1 PANEL MOUNT KIT
38                 BFM-1-B BASE FEED MODULE, HARDWIRE
Proposal 31831
4                  31 10-GEST TALLY, GUEST CHAIR HAWORTH- HAM DISCOUNT 50%
2                  A830-1641 MB SYNC. MECH, BHA, TARM W/VNYL, HARD CASTERS,
                   BACK LOCK HAWORTH HAS DISCOUNT 55%
3                  A870-1V41 HB SYNC, MECH, HW ADJ ARM W/VNYLHARD CASTERS,
                   BACK LOCK HA WORTH - HAS DISCOUNT 55%
                   HTRT-3672-W RACE TRACK CONFERENCE TABLE 36" x 72"
                   HAWORTH - HAF DISCOUNT 55%
2                  LHTL-0054 TASK LIGHT, 54" HAWORTH - HAL DISCOUNT 50%
1                  OCKF-2272 CREDENZA, W/DOUBLE PEDESTAL 72" W x 22" D,
                   KNEESPACE HA WORTH -HAL DISCOUNT 50%
2-                 OCLQ-2272-R B CREDENZA, W/LATERAL STORAGE 72" W x 22"D
                   STORAGE SPACE HAWORTH - HAL DISCOUNT 50%
</TABLE>

AND ALL ADDITIONS, ATTACHMENTS, ACCESSORIES, SUBSTITUTIONS, REPLACEMENTS,
REPAIRS, IMPROVEMENTS, BETTERMENTS AND APPURTENANCES OF WHATEVER DESCRIPTION OR
NATURE WHETHER NOW OWNED OR HEREAFTER ACQUIRED, AND ALL PROCEEDS, INCLUDING
WITHOUT LIMITATION, INSURANCE PROCEEDS.
<PAGE>

Debtor: Intek Information, Inc.                         Page 6
        5619 DTC Parkway, 12th Floor
        Englewood, CO 80111
                                                        MLSA# 4339.01
Secured Party: Charter Financial, Inc.
               530 Fifth Avenue
               New York, NY 10036

                                  SCHEDULE "A"

--------------------------------------------------------------------------------

        EQUIPMENT LOCATION: 4500 Campbell Road
        ------------------  Fort Scott, KS 66701
<TABLE>
<CAPTION>

QTY.                DESCRIPTION                                 SERIAL NUMBER
----                -----------                                 -------------
<S>                 <C>                                         <C>
2                   ODED-3672 DESK, D-TOP EXTENSION 72"Wx36"D HAWORTH-HAL
                    DISCOUNT 50%
2                   OLBE-2236 BRIDGE, 36"Wx22"D HAWORTH - HAL DISCOUNT 50%
2                   OLCU-2236 CPU CORNER UNIT, 36"Wx22"D HAWORTH HAL
                    DISCOUNT 50%
2                   0VS4-4172 VSU, 4-DOOR CABINET 72"Wx4l"Hx15"D HAWORTH -
                    HALDISCOUNT 50%
Pear Commercial Interiors
Invoice 39923
40                  M231-1741 MB H.E., PNEU, HA TASK ARMS HARD CASTERS
Invoice 40186
347                 PNM-911-R STANDARD PLATFORM W/PALM REST
                    LOWER MOUSE AND FREEDOM ARM, BLACK FINISH
Invoice 40662
4                   3110-GEST TALLY, GUEST CHAIR
2                   A830-1641 MB SYNC, MECH, BHA, TARM W/VNYL
                    HARD CASTERS, BACK LOCK
1                   CUSTOM MERIT RACETRACK WOOD TABLE
                    TOP 36"x72" SPL # = 194-850
2                   698-003 STND FOUR ARM POWDER COATED BLK
                    BASE FOR TOP 36"x72"
2                   199-908 SINGLE TUBE FLUORESCENT TASK LIGHT
1                   194-505 MERIT CREDENZA WITH TWO F/F PEDESTALS 72"x21"x29"
2                   MERIT CREDENZA W/SINGLE F/F PEDESTAL RIGHT 72"x21"x29"
2                   194-411 MERIT D TOP DESK FOR RIGHT HAND RETURN 72"x30"x29"
2                   194-314 EXECUTIVE CORNER STAND 36"Wx36"Wx29"H
2                   194-575 MERIT HIGH BACK ORGANIZER 71-1/2"xl5"x43"
2                   194-31 6RW MERIT EXECUTIVE BRIDGE 36"Wx21"D SPECIAL SIZE
Invoice 40659
M62                 PNM 911 R PLATFORM, PALM, LOWER MOUSE AND FREEDOM ARM
</TABLE>

AND ALL ADDITIONS, ATTACHMENTS, ACCESSORIES, SUBSTITUTIONS, REPLACEMENTS,
REPAIRS, IMPROVEMENTS, BETTERMENTS AND APPURTENANCES OF WHATEVER DESCRIPTION OR
NATURE WHETHER NOW OWNED OR HEREAFTER ACQUIRED, AND ALL PROCEEDS, INCLUDING
WITHOUT LIMITATION, INSURANCE PROCEEDS.
<PAGE>

Debtor: Intek Information, Inc.                                 Page 7
        5619 DTC Parkway, 12th Floor
        Englewood, CO 80111
                                                                MLSA # 4339.01
Secured Party: Charter Financial, Inc.
               530 Fifth Avenue
               New York, NY 10036

                                  SCHEDULE "A"

--------------------------------------------------------------------------------

        EQUIPMENT LOCATION: 4500 Campbell Road
        ------------------  Fort Scott, KS 66701
<TABLE>
<CAPTION>

QTY.             DESCRIPTION                                SERIAL NUMBER
----             -----------                                -------------
<S>              <C>                                        <C>
                 KEYBOARD
146              SPLB-2777 8-POD WING SURFACE W/GROMMETS
17               EC-1O-B END CAP
175              EFN-454-B STRAIGHT FABRIC PANEL NO-POWER 48" x 54"
162              EFP-254-B STRAIGHT FABRIC PANEL POWER 24" x 54"
16               HPSH-2912 WRK SRF END PNL-HALF SUPPORT
                 12 INCHES
162              HWHP-0001 WORK SURFACE-HEIGHT DUPLEX RECEPTACLE
135              PCSS-3-B STRAIGHT SPAN POWER CONNECTOR
27               PRD-3-B DUPLEX RECEPTACLES (BOX OF 6)
31               SPLA-2950 TOP FEED MODULE FOR PANEL
                 HEIGHT 54"
162              WM-33 WIRE MANAGER 33"

OnLine Connecting Point
Invoice 1015277-00
1               3C250C-TX24-4PK SSI HUB 100TX 24-PRT 4-PK 3C
2               3C250C-TX24 SUPERSTACK II HUB 100TX 24-POR
1               3C16671A SS11 HUB 10 24-PRT TP 3 COM EN
4               3C219 SSII HUB 100 EXP CBL 3 COM ENT
3               002805-00 COURIER V. EVERYTHING V.90 INT
215             F5C550 SURGEMASTER 7 OUTLET STRIP
4               C4120A#ABA HP LASERJET 4000 N HEWLETT-PAC       usqa008359
                                                                usqa008651
                                                                usqc0l2008
                                                                usqc0l2l42
2               VSE-DRCT-NAS2-0 VIRUSSCAN SECURITY SUITE
1               3C16981 SSII SWTCH 3300 12-PRT 10/100
200             351-00222 MOLP-B WIN NT CAL 4.0 WIN N
</TABLE>

AND ALL ADDITIONS, ATTACHMENTS, ACCESSORIES, SUBSTITUTIONS, REPLACEMENTS,
REPAIRS, IMPROVEMENTS, BETTERMENTS AND APPURTENANCES OF WHATEVER DESCRIPTION OR
NATURE WHETHER NOW OWNED OR HEREAFTER ACQUIRED, AND ALL PROCEEDS, INCLUDING
WITHOUT LIMITATION, INSURANCE PROCEEDS.
<PAGE>

Debtor:         Intek Information, Inc.                      Page 8
                5619 DTC Parkway, 12th Floor
                Englewood, CO 80111
                                                             MLSA # 4339.01
Secured Party:             Charter Financial, Inc.
                           530 Fifth Avenue
                           New York, NY 10036

                                  SCHEDULE "A"

--------------------------------------------------------------------------------

                EQUIPMENT LOCATION: 4500 Campbell Road
                ------------------
                                    Fort Scott, KS 66701

QTY.                       DESCRIPTION                          SERIAL NUMBER
----                       -----------                          -------------

Invoice 1015823-00
1                          WIC-IT CISCO1600/2600/3600 1-PORT
2                          1202060L1 TSU LT LOW COST SINGLE
2                          CAB-V35MT MALE DTE V.35 10FT CABLE
Invoice 1015301-00
1                          CISCO2501-CH Ethernet/dual serial
                           router                               250970407
1                          MEM-1X8F Optional 8 MB Flash SIMM
1                          CAB-V35MT V.35 Cable, DTE,
                           Male I 0 Fee
Invoice 1015303-00
1                          CISCO2501-CH Ethernet/dual serial
                           router                               250970411
1                          MEM-1X8F Optional 8 MB Flash SIMM
1                          CAB-AC Power Cord, 110V

Invoice 1015296-00
3                          3C16611-US SSII DUAL SPD HUB 500
                           24-PRT 3
Invoice 1015298-00
3                          002806-00 COURIER V.EVERYTHING
                           V.90 EXT
3                          F2L088.06 IBM AT MDM ADPTR CABLE,
                           6DB9F/
1                          4202086L3 ISU 512 ISDN INV MUX
                           512K S/T 85za7399
Invoice 1015613-00
1                          4200023LS Smart 16E SHELF AC W/CONTR
                           16S
1                          1200077L1 TSU V.35 (RM) T1-FT1       910c2239
12                         1202066L1 T1 ESF CSU (SMART 16)
                           FULL                                 906a3140
                                                                906a3146
                                                                906a3277
                                                                906a3319
                                                                906a3328
                                                                906a3331
                                                                906a3337
                                                                906a3383
                                                                906a3392

AND ALL ADDITIONS, ATTACHMENTS, ACCESSORIES, SUBSTITUTIONS, REPLACEMENTS,
REPAIRS, IMPROVEMENTS, BETTERMENTS AND APPURTENANCES OF WHATEVER DESCRIPTION OR
NATURE WHETHER NOW OWNED OR HEREAFTER ACQUIRED, AND ALL PROCEEDS, INCLUDING
WITHOUT LIMITATION, INSURANCE PROCEEDS.

<PAGE>

Debtor:   Intek Information, Inc.                        Page 9
          5619 DTC Parkway, 12th Floor
          Englewood, CO 80111

                                                         MLSA # 4339.01
Secured Party:   Charter Financial, Inc.
                 530 Fifth Avenue
                 New York, NY 10036

                                 SCHEDULE "A"

-------------------------------------------------------------------------------

           EQUIPMENT LOCATION:   4500 Campbell Road
           -------------------   Fort Scott, KS 66701

QTY.                 DESCRIPTION                                SERIAL NUMBER
----                 -----------                                -------------
                                                                   906a3414
                                                                   906a3417
                                                                   906a3426
1                    1200048L3 Smart 16 Redundant AC P/S/ ADTR     849a26253
1                    1200045L1 Datamate Hand-Held LCD              913c4668
Invoice 1015314-00
1                    328970-001 Proliant 1850R 6/450 64MB          D917CFW11104
1                    313614-B21 64MB SDRAM DIMM KIT (1X64
1                    313615-B21 128MB SDRAM DIMM KIT (1X128
Invoice 1015314-00
1                    227-00369 MOLP-B WIN NT SVR 4.0 RUNNI
1                    295643-B21 SMART ARRAY 3200 COMPAQ ACCESS
8                    400739-B21 18.20GB SCSI ULTRA-WIDE 1IN
1                    304100-B21 PROLIANT STORAGE SYSTEM U1 RA      8907BSN100700
2                    DT3-STD-NT DOUBLE TAKE FOR WINDOWS NT.3.
Invoice 1015304-00
2                    MEM-1X8D CISCO 2500 8MB DRAM MEMORY
2                    CD25-C-11.3 CISCO 2500 IP FEATURE PACK
1                    NM-1E2W CISCO 3600 1 ENET 2 WAN
Invoice 1015233-00
2                    333100-001 Proliant 1850R PLI 400MHZ100MH    d849bzq30346
                                                                   d849bzq30357
2                    313614-B21 65MB SDRAM DIMM KIT (1x64
6                    313706-B21 9.1GB PLUGGABLE WIDE-UL-TRSCSI-
 1                    295513-B21 12/24-GB DDS-3 DAT DRV COMPAQ
1                    165753-001 RACK 7142 42U (7FT) W/DOOR COM
1                    165652-001 RACK SIDEWALL KIT FOR 42U RACK
1                    169940-001 RACK BLANKING PANEL KIT 15U P
1                    189907-001 RACK STABILIZING FEET FOR42U R
1                    325900-001 V500 15' MNTR 1024X768 85HZ        909bf26rc977
1                    SU3OOORMNET SMART-UPS 3000VA RKMT BUND W/
2                    388099-B21 SMART ARRAY 221 SINGLE CHANNEL

AND ALL ADDITIONS, ATTACHMENTS, ACCESSORIES, SUBSTITUTIONS, REPLACEMENTS,
REPAIRS, IMPROVEMENTS, BETTERMENTS AND APPURTENANCES OF WHATEVER DESCRIPTION OR
NATURE WHETHER NOW OWNED OR HEREAFTER ACQUIRED, AND ALL PROCEEDS, INCLUDING
WITHOUT LIMITATION, INSURANCE PROCEEDS.

<PAGE>

Debtor:   Intek Information, Inc.                       Page 10
          5619 DTC Parkway, 12th Floor
          Englewood, CO 80111

                                                       MLSA # 4339.01
Secured Party:   Charter Financial, Inc.
                 530 Fifth Avenue
                 New York, NY 10036

                                 SCHEDULE "A"

-------------------------------------------------------------------------------

          EQUIPMENT LOCATION:   4500 Campbell Road
          -------------------   Fort Scott, KS 66701

QTY.           DESCRIPTION                                 SERIAL NUMBER
----           -----------                                 -------------
2              227-00369 MOLP-B WIN NT SVR 4.0 RUNNI
1              NSE-DRCT-NAS2-0 NETSHIELD SECURITY SUITE
1              ARB6001661CUA ARCSERVEIT 6.61 AD ED FO
2              ARB6013661AEA ARCSERVEIT WRKGRP/AD ED AGENT
1              EL-80DT 8PT 1X8 OUTLOOK CONSOLE KVM SW
1              EL-480DT 8PT 4X8 OUTLOOK CONSOLE KVM SW
1              2172-PC NETCOM3 72" UNIT
4              CZ-1232 12FT ZIP KVM CABLE SET HRES AP
1              EUROTECH-C EUROTECH 104-KEY KEYBOARD WIN9

ALEXANDER OPEN SYSTEMS, INC.
Invoice #6213
7              Yellow/Blue Stripe Cross Connect Cable
4              2 Pair White/Blue and White/Org. Cross

Invoice #6214
1              24 Port Patch Panel

Invoice #6215
2              24"x5" 18 gauge cable tray, 10' section
2              24" 18 gauge hinged cover, 5' sections
3              18" curved ladder rack section
16             Straight clamp assembly
2              Cable Fence
3              Rack junction plate
8              18" ladder rack, 10' sections
4              Wall angle assemblies, 18"
16             Threaded rod

AND ALL ADDITIONS, ATTACHMENTS, ACCESSORIES, SUBSTITUTIONS, REPLACEMENTS,
REPAIRS, IMPROVEMENTS, BETTERMENTS AND APPURTENANCES OF WHATEVER DESCRIPTION OR
NATURE WHETHER NOW OWNED OR HEREAFTER ACQUIRED, AND ALL PROCEEDS, INCLUDING
WITHOUT LIMITATION, INSURANCE PROCEEDS.

<PAGE>

Debtor:  Inteck Information, Inc.                        Page 11
         5619 DTC Parkway, 12th Floor
         Englewood, CO 80111

                                                         MLSA #4339.01
Secured Party:  Charter Financial, Inc.
                530 Fifth Avenue
                New York, NY 10036

                                 SCHEDULE "A"

--------------------------------------------------------------------------------
                    EQUIPMENT LOCATION: 4500 Campbell Road
                                        Fort Scott, KS 66701

QTY.                     DESCRIPTION                           SERIAL NUMBER
----                     -----------                           -------------
10                       Shelf bracket
16                       Open Clip
16                       Ceiling hanger bracket
2                        Corner clamp
Invoice #6216
48                       25 pair to 12 RJ45 Octopus Cable
Invoice #6217
30                       Patch Cables 10' CAT 5 Blue
416                      Patch Cables 7' CAT 5 Blue
Invoice #6218
3                        Female RJ45 to Male DB25
Invoice #6220
20                       25' Patch Cords
Invoice #6221
9                        Cross Connect
Invoice #6222
2                        7' x 19" Relay Rack
Invoice #6223
1                        Patch Panel 24 Port
Invoice #6224
30                       25' Patch Cords
30                       20' Silver Flat Ribbon Patch Cords

ASPECT TELECOMMUNICATIONS CORPORATION
Invoice #528245-2
1        6389            Remote Monitoring
1        6388            Idle with reason
1        6387            Sign-off with reason
2        3258            2,000,000 call records storage
1        6393            Aspect openmedia software
1        6030            Agentaccess license -- 250 users
2        6025            Agentaccess license -- 50 users

AND ALL ADDITIONS, ATTACHMENTS, ACCESSORIES, SUBSTITUTIONS, REPLACEMENTS,
REPAIRS, IMPROVEMENTS, BETTERMENTS AND APPURTENANCES OF WHATEVER DESCRIPTION OR
NATURE WHETHER NOW OWNED OR HEREAFTER ACQUIRED, AND ALL PROCEEDS, INCLUDING
WITHOUT LIMITATION, INSURANCE PROCEEDS.
<PAGE>

Debtor:         Intek Information, Inc.                      Page 12
                5619 DTC Parkway, l2th Floor
                Englewood, CO 80111
                                                             MLSA # 4339.01
Secured Party:             Charter Financial, Inc.
                           530 Fifth Avenue
                           New York, NY 10036

                                  SCHEDULE "A"

--------------------------------------------------------------------------------

                EQUIPMENT LOCATION: 4500 Campbell Road
                ------------------
                                    Fort Scott, KS 66701

QTY.                       DESCRIPTION                          SERIAL NUMBER
----                       -----------                          -------------
10   6019                  Agentaccess license - 1 user
1    1355                  Aspect ACD Software - 300R
1    3273                  10 hour voice storage
1    6448                  Aspect Amis analog networking
1    6390                  Remote recording of announcements
2    3273                  10 hour voice storage
1    6386                  Qkeeper
1    6385                  Intelligent interflow
1    6384                  Data direct call routing
1    6383                  Basic IVR
1    6380                  Skill mapping
1    1351                  Advanced ACD application suite - 300R
1    6401                  Application bridge access LIC
1    6412                  Application INTF consult - PC
1    6391                  Voice Messaging
1    6382                  Call back messaging
1    3990-NA               NA English Language Prompts
1    6648                  Aspect ACD Release 7.0.1
1    6648                  Aspect ACD Release 7.0.1
18   4030                  Primary rate interface (PRI)
18   3028                  ESF & SF Chan svce unit (CSU)
1    3992                  Openmedia Module
1    6440                  Network interqueue w/tl spans
1    6431                  ANI application SW package
1    3871                  4-GB Disk Drive
2    4049                  DTMF Receiver card
1    3890                  Integrated applications module - ACD
1    3871                  4-GB Disk Drive
1    3871                  4-GB Disk Drive
23   4062                  16-port teleset interface card rel 7
1    3890                  Integrated applications module - ACD
1    6818                  Aspect System management suite 1.0.1

AND ALL ADDITIONS, ATTACHMENTS, ACCESSORIES, SUBSTITUTIONS, REPLACEMENTS,
REPAIRS, IMPROVEMENTS, BETTERMENTS AND APPURTENANCES OF WHATEVER DESCRIPTION OR
NATURE WHETHER NOW OWNED OR HEREAFTER ACQUIRED, AND ALL PROCEEDS, INCLUDING
WITHOUT LIMITATION, INSURANCE PROCEEDS.

<PAGE>

Debtor:   Intek Information, Inc.                          Page 13
          5619 DTC Parkway, 12th Floor
          Englewood, CO 80111

                                                           MLSA # 4339.01
Secured Party:  Charter Financial, Inc.
                530 Fifth Avenue
                New York, NY 10036

                                 SCHEDULE "A"

-------------------------------------------------------------------------------

          EQUIPMENT LOCATION:   4500 Campbell Road
          -------------------   Fort Scott, KS 66701

QTY.            DESCRIPTION                               SERIAL NUMBER
----            -----------                               -------------
1       6808    Aspect Architech 1.0.1
11      6710    Customview director - single COPV
1       6411    Application bridge developer's license
1       6494    CV reportrunner 2.0 plus 2.0.2 patch
179     7000    Nomaural Tome Switch Headset & Control
53      3197    Standard Handset & Cradel
28      3192    Aspect Hands-Free Teleset
1       6818    Aspect System Management Suite 1.0.1
1       6808    Aspect Architect 1.0.1
1       6710    Customview director - single copy
1       6700    Customview producer - first copy
1       6498    CV Reportwriter 2.0 plus 2.0.1 patch
179     7002    Over-the ear headset and control unit set
12      4028    T-1 Digital trunk INTFC Card
6       4082    Switching module controller card
3       3880    Switching module
2       4047    24 port voice card
1       3105    200 MHZ Pentium pro processor
2       3090    Security modem
1       3105    200 MHZ Pentium pro processor
12      4029    T-1 Digital trunk INTFC EXPN
1       3118    Trunk bypass assembly
1       3897    Cabinet cable kit
2       3895    System cabinet
1       3841    System monitor switcher
3       3452    AC Power cable sys power-TDI
1       3445    Frame 2 power connection-TDI
1       3444    Redumdant power option (RPO)-TDI
1       3443    48 VDC Power supply-TDI
2       3442    Cabinet power connection (30ft)-TDI
1       4043    External music on hold interfc
12      4038    Loop/GRMD Start trunk I/F Card

AND ALL ADDITIONS, ATTACHMENTS, ACCESSORIES, SUBSTITUTIONS, REPLACEMENTS,
REPAIRS, IMPROVEMENTS, BETTERMENTS AND APPURTENANCES OF WHATEVER DESCRIPTION OR
NATURE WHETHER NOW OWNED OR HEREAFTER ACQUIRED, AND ALL PROCEEDS, INCLUDING
WITHOUT LIMITATION, INSURANCE PROCEEDS.

<PAGE>

Debtor:         Intek Information, Inc.                      Page 14
                5619 DTC Parkway, 12th Floor
                Englewood, CO 80111
                                                             MLSA # 4339.01
Secured Party:             Charter Financial, Inc.
                           530 Fifth Avenue
                           New York, NY 10036

                                  SCHEDULE "A"

--------------------------------------------------------------------------------

                EQUIPMENT LOCATION: 4500 Campbell Road
                ------------------  Fort Scott, KS 66701

QTY.                       DESCRIPTION                          SERIAL NUMBER
----                       -----------                          -------------
4    3440                  Battery backup assembly
2    3404                  Mail distribution frame-fixed
1    3403                  Secondary CKT protect blk kit
1    3845                  ACD regulatory kit
1    3840                  ACD system kit
2    3560                  110 punch down block
1    3850                  ACD redundancy kit
1    3441                  Frame 1 power connection - TDI
330  3190                  Aspect teleset
2    3124                  Loop/Grd start trunk bypass CD
Invoice #533291-1
1    3124                  Loop/Grnd start trunk bypass
Invoice #533291-2
10   3124                  LOOP/GRND start trunk bypass CD

EIS INTERNATIONAL, INC.
1    CP-1010-00            CAB CP 12000
1    CP-1030-00            BRD Cage CP120000      82770001A91
1    CP-1022-00            POWER Drawer CP8000/9600/12000    81850110AS1
1    CP-1103-00            BRD MPU 81850234PAZ
1    CP-1032-00            BRD Network for CP12000      82770015PA1
8    CP-1501-00            BRD Feed II T-1        818500015PA4
8    CP-1401-03            BRD Universal Interface T-1
1    CM-1035-01            SVR Proliant 3000 6/333 w/64mb Memory CD
                           ROM 512k Cach
1    CM-1327-00            Mem 128mb 2 simm kit
1    CM-1326-00            MEM 64mb 2simm kit (66 MHz)
2    CM-1117-01            HD 9.1 GB Hot Pluggable (10K)
1    CM-1620-00            CARD Controller Smart 2/DH
1    CM-1403-00            MON 15" Color VGA Compaq
1    CM-2412-01            HUB 12 Port Asante 10 Base T
1    CM-1711-00            CONNECTION Station CNS-1600

AND ALL ADDITIONS, ATTACHMENTS, ACCESSORIES, SUBSTITUTIONS, REPLACEMENTS,
REPAIRS, IMPROVEMENTS, BETTERMENTS AND APPURTENANCES OF WHATEVER DESCRIPTION OR
NATURE WHETHER NOW OWNED OR HEREAFTER ACQUIRED, AND ALL PROCEEDS, INCLUDING
WITHOUT LIMITATION, INSURANCE PROCEEDS.
<PAGE>

Debtor:         Intek Information, Inc.                      Page 15
                5619 DTC Parkway, 12th Floor
                Englewood, CO 80111
                                                             MLSA # 4339.01
Secured Party:             Charter Financial, Inc.
                           530 Fifth Avenue
                           New York, NY 10036

                                  SCHEDULE "A"

--------------------------------------------------------------------------------

                EQUIPMENT LOCATION: 4500 Campbell Road
                ------------------  Fort Scott, KS 66701

QTY.                       DESCRIPTION                          SERIAL NUMBER
----                       -----------                          -------------
                           Corollary Lan-attached
1       OC-1407-00         CBL 10 Base-T #2737-05V     RJ45-RJ45 50'
1       CM-2007-00         MDM 56K Compaq Microco, 510
1       CM-2002-00         CBL Modem-AT     DB25M to DB9FM
1       CM-2100-00         PNTR 80 Column Panasonic
1       CM-2102-00         CBL Printer Cable
72      CM-3010-00         Software, CALL MANAGER LICENSE
72      CM-3000-00         Answering Machine Detection
1       CM-3040-00         Dialing Rules
1       CM-2305-00         UPS 1400VA w/Powerchute
                           includes SW CM-2306-00
1       CM-2306-00         SW Powerchute for SCO Unix
1       CM-2238-00         DRV DAT 24Gb Conner Scorpion
                           STD624000N External
1       CM-2438-00         CBL SCSI I to Fast SCSI 3
                           wide 6' with thumb screws
1       CM-2780-00         SW SCO Media Pack
1       CM-2772-00         SW SCO OS5 5.0.2 150 User Lice
                           150 user lic./#AA260-E110-N5.0
1       CM-2770-00         SW SCO os5 5.0.2 25user lic
                           bump pak use with CM-2772-00
7       CM-3001-00         SUPERVISOR SOFTWARE LICENSE
5                          MONITOR SOFTWARE LICENSE
1       CPS296             Ed Svcs - CPS
1       CPS210             Ed Svcs - CPS
1       CM-2417-01         COMPAQ Netelligent 10/100 Pci
                           Network Card
4       CP-1302-02         BRD Digital Station
                           DSC009 81850236PA6 Rev.A

PROGRESSIVE TECHNOLOGIES
Invoice #S96151

AND ALL ADDITIONS, ATTACHMENTS, ACCESSORIES, SUBSTITUTIONS, REPLACEMENTS,
REPAIRS, IMPROVEMENTS, BETTERMENTS AND APPURTENANCES OF WHATEVER DESCRIPTION OR
NATURE WHETHER NOW OWNED OR HEREAFTER ACQUIRED, AND ALL PROCEEDS, INCLUDING
WITHOUT LIMITATION, INSURANCE PROCEEDS.
<PAGE>

Debtor:         Intek Information, Inc.                      Page 16
                5619 DTC Parkway, l2th Floor
                Englewood, CO 80111
                                                             MLSA # 4339.01
Secured Party:             Charter Financial, Inc.
                           530 Fifth Avenue
                           New York, NY 10036

                                  SCHEDULE "A"

--------------------------------------------------------------------------------

                EQUIPMENT LOCATION: 4500 Campbell Road
                ------------------
                                    Fort Scott, KS 66701

QTY.                       DESCRIPTION                       SERIAL NUMBER
----                       -----------                       -------------
11   3100-1TD              TT Desk
1    3100-1TD              TT Desk                           PTI11708
4    3100-TTW              Touch Tone Wall                   PTI10900; PTI10901;
                                                             PTI10909; PTI109082
2    11228X                EX Soundstation w/MICS            12233299; 12233295
3    11227X                Soundstation No MICS              12226256; 12226257;
                                                             12225716

FUTURESOFT
Invoice #037045
1    201SA507103           DCSB 7.1.03 DOM RC 50 PACK

GATEWAY COMPANIES, INC.
Invoice #43794926
1    1002520               GP6-366C PC                       1002520  0013912408
1    1505545               Office 97 SBE with bookshelf 98
                           and Office 2000
1    7001375               EV700 17" Monitor with 15.9"
                           Viewing Area
Invoice #43760484
149   1002520              GP6-366C PC serial numbers: 1002520   0013988025;
0013988026;0013988027;0013988028;0013988029;0013988030;0013988031;0013988031;
0013988032;0013988033;0013988034;0013988035;0013988036;0013988037;0013988038;
0013988039;0013988040;0013988041;0013988042;0013988043;0013988044;0013988045;
0013988046;0013988047;0013988048;0013988049;0013988050;0013988051;0013988052;
0013988053;0013988054;0013988055;0013988056;0013988057;0013988058;0013988059;
0013988060;0013988061;0013988062;0013988063;0013988064;0013988065;0013988066;
0013988067;0013988068;0013988069;0013988070;0013988071;0013988072;0013988073;
0013988074;0013988075;0013988076;0013988077;0013988078;0013988079;0013988080;
0013988081;0013988082;0013988083;0013988084;0013988085;0013988086;0013988087;
0013988088;0013988089;0013988090;0013988091;0013988092;0013988093;0013988094;
0013988095;0013988096;0013988097;0013988098;0013988099;0013988100;0013988101;
0013988102;0013988103;0013988104;0013988105;0013988106;0013988107;0013988108;
0013988109;0013988110;0013988111;0013988112;0013988113;0013988114;0013988115;

AND ALL ADDITIONS, ATTACHMENTS, ACCESSORIES, SUBSTITUTIONS, REPLACEMENTS,
REPAIRS, IMPROVEMENTS, BETTERMENTS AND APPURTENANCES OF WHATEVER DESCRIPTION OR
NATURE WHETHER NOW OWNED OR HEREAFTER ACQUIRED, AND ALL PROCEEDS, INCLUDING
WITHOUT LIMITATION, INSURANCE PROCEEDS.

<PAGE>

Debtor:   Intek Information, Inc.                      Page 17
          5619 DTC Parkway, 12th Floor
          Englewood, CO 80111

                                                       MSLA # 4339.01
Secured Party:   Charter Financial, Inc.
                 530 Fifth Avenue
                 New York, NY 10036

                                 SCHEDULE "A"

-------------------------------------------------------------------------------

          EQUIPMENT LOCATION:   4500 Campbell Road
          -------------------   Fort Scott, KS 66701

QTY.                    DESCRIPTION                         SERIAL NUMBER
----                    -----------                         -------------
0013988116; 0013988117; 0013988118; 0013988119; 0013998120; 0013998121;
0013988122; 0013988123; 0013988124; 0013988125; 0013998126; 0013988127;
0013988128; 0013988129; 0013988130; 0013988131; 0013988132; 0013988133;
0013988134; 0013988135; 0013988136; 0013988137; 0013988138; 0013988139;
0013988140; 0013988141; 0013988142; 0013988143; 0013988144; 0013988145;
0013988146; 0013988147; 0013988148; 0013988149; 0013988150; 0013988151;
0013988152; 0013988153; 0013988154; 0013988155; 0013988156; 0013988157;
0013988158; 0013988159; 0013988160; 0013988161; 0013988162; 0013988163;
0013988164; 0013988165; 0013988166; 0013988167; 0013988168; 0013988169;
0013988170; 0013988171; 0019388172; 0019388173

149     1505545    Office 97 SBE with Bookshelf 98 and Office 2000 Offer
102     7000828    EV700 17" Monitor with 15.9" Viewable

JORDY CARTER, INC.
Proposal #16777
108                Lockers-republic standard lockers w/louvers
                   (3 tier) 12x12x72 w/flat top Z bases/combination locks
                   w/master key/color: #52 canyon
13                 458 - morgan club chair w/provincial walnut finish/
                   com: maharam lariate #001 camel loewenstein
10                 OW-C2220MC - Occasional table/wood cylinder w/amber cherry
                   Finish
8       461        Carlyle club chair w/provincial walnut finish
                   com: maharam lariate #001, camel loewenstein
18      3636SWF    Table top 36x36 w/waterfall Edge/Col;
                   formica 515-58 graphite grafix/edge: #5 black
                   edgemold
5       4200SWF    Table top 42" Dia. W/waterfall edge/col;
                   formical 515/58 graphite grafix/edge: #5 black
                   edgemold
23                 Standard prong base 30x30 3" column black
                   Wrinkle edgemold
72      096        Sail armless stack chair/7B purple shell/

AND ALL ADDITIONS, ATTACHMENTS, ACCESSORIES, SUBSTITUTIONS, REPLACEMENTS,
REPAIRS, IMPROVEMENTS, BETTERMENTS AND APPURTENANCES OF WHATEVER DESCRIPTION OR
NATURE WHETHER NOW OWNED OR HEREAFTER ACQUIRED, AND ALL PROCEEDS, INCLUDING
WITHOUT LIMITATION, INSURANCE PROCEEDS.
<PAGE>

Debtor:         Intek Information, Inc.                      Page 18
                5619 DTC Parkway, 12th Floor
                Englewood, CO 80111
                                                             MLSA # 4339.01
Secured Party:             Charter Financial, Inc.
                           530 Fifth Avenue
                           New York, NY 10036

                                  SCHEDULE "A"

--------------------------------------------------------------------------------

                EQUIPMENT LOCATION:  4500 Campbell Road
                -------------------  Fort Scott, KS 66701

QTY.                    DESCRIPTION                             SERIAL NUMBER
----                    -----------                             -------------
                        black frame Loewenstein
20      44100           bola side chair w/uph. Arm inserts/
                        altamont  #101 fabric/Y34 plum glide & arm
                        insert/ black frame fixture furniture
10      641112          Trillium round swivel-tilt chair w/blk
                        base/#3608 seaspray fabrc Kimball
                        International
1       CT1-R120DBC     Racetrack wood top 120x48 w/bourbon on
                        cherry Bullnose edge/ com: Wilson Art
                        #4673-60 Safron Tigris Kimball International
3       CB2016W         Cylinder base w/bourbon on cherry finish
                        Kimball International
1       CQ38229-A       Rectangular Table top 168x48 w/pvc edge MB
                        Midnight Black col: Wilson Art #4673-60 Safron
                        Tigris Kimball International
3       CB7-2M          2 Prong base/AMB black Kimball International
14      4.OTA2          Transit high back tilt lock conference chair
                        w/loop arms/mystery mist fabric sit on it
12      TT3072RGY       Array training table 30x72 w/2 grommets/flat
                        PVC edge #462 cindr coIL Wilson Art #4673-60
                        Safron Tigris Kimball International
2       TT2460RGY       Array training table top 24x60 w/grommets/PVC
                        edge #462 cinder col: Wilson Art #4673-60 Safron
                        Tigris Kimball International
28      TB2328TS        Static base w/#462 cinder Kimball International
12      TMP609          Array Modesty panel/black Kimball International
12      TCML            Cable manager for leg Kimball International
26      TCM29           Cable manager (undersurface) Kimball International

AND ALL ADDITIONS, ATTACHMENTS, ACCESSORIES, SUBSTITUTIONS, REPLACEMENTS,
REPAIRS, IMPROVEMENTS, BETTERMENTS AND APPURTENANCES OF WHATEVER DESCRIPTION OR
NATURE WHETHER NOW OWNED OR HEREAFTER ACQUIRED, AND ALL PROCEEDS, INCLUDING
WITHOUT LIMITATION, INSURANCE PROCEEDS.
<PAGE>

Debtor:   Intek Information, Inc.                              Page 19
          5419 DTC Parkway, 12th Floor
          Englewood, CO 80111

                                                               MLSA # 4339.01
Secured Party: Charter Financial, Inc.
               530 Fifth Avenue
               New York, NY 10036

                                 SCHEDULE "A"

--------------------------------------------------------------------------------

          EQUIPMENT LOCATION: 4500 Campbell Road
          ------------------  Fort Scott, KS 66701

QTY.                   DESCRIPTION                             SERIAL NUMBER
----                   -----------                             -------------
26   4.0TA7            Transit high back tilt lock
                       training chair w/adjustable
                       arms/mystery mist fabric sit
                       on it
28   44100             Bola guest chair w/arms/
                       altamont #101 fabric/black
                       frame/Y34 Plum arm inserts &
                       glides -- fixtures furniture
1    642212/3608       Trillium roun pneumatie/kneetilt
                       w/black base/ #3608 seapray
                       Kimball International
2    641112/3608       Trillium round swivel-tilt
                       mechanical conference
                       chair/black base/#3608 seaspray
                       Kemball International
Invoice #2032
13   458               Morgan club chair w/provincial
                       walnut finish/com: maharam
                       lamiate #001, camel
72   096               Sail armless stack chair/7B
                       purple shell/black frame
Invoice #1942

1    OW-C2220MC        Occasional table/wood cylinder
                       w/amber cherry finish
18   3636SWF           Table, top 36x36 w/waterfali
                       edge/col: formica 515-58
                       graphite grafix/edge: #5 black
5    4200SWF           Table top 42' Dia w/waterfall
                       edge/col: formical 515-58
                       graphite grafix/edge: #5 black
20   44100             Bola side chair w/uph arm
                       inserts/altamont #101 fabric/
                       Y34 plum glide & arm insert/
                       black frame
10   641112            Trillium round swivel-tilt chair
                       w/blk base/#3608 seaspray
                       fabric
14   4.0TA2            Transit high back tilt lock
                       conference chair w/loop arms/
                       mystery mist fabric
26   4.0TA7            Transit high back tilt lock
                       training chair w/adjustable
                       arms/mystery mist fabric
28   44100             Bola guest chair w/arms/
                       altamont #101 fabric

AND ALL ADDITIONS, ATTACHMENTS, ACCESSORIES, SUBSTITUTIONS, REPLACEMENTS,
REPAIRS, IMPROVEMENTS, BETTERMENTS AND APPURTENANCES OF WHATEVER DESCRIPTION OR
NATURE WHETHER NOW OWNED OR HEREAFTER ACQUIRED, AND ALL PROCEEDS, INCLUDING
WITHOUT LIMITATION, INSURANCE PROCEEDS.
<PAGE>

Debtor:   Intek Information, Inc.                              Page 20
          5419 DTC Parkway, 12th Floor
          Englewood, CO 80111

                                                               MLSA # 4339.01
Secured Party: Charter Financial, Inc.
               530 Fifth Avenue
               New York, NY 10036

                                 SCHEDULE "A"

--------------------------------------------------------------------------------

          EQUIPMENT LOCATION: 4500 Campbell Road
          ------------------  Fort Scott, KS 66701

QTY.                   DESCRIPTION                             SERIAL NUMBER
----                   -----------                             -------------
                       black frame/Y34 plum arm
                       inserts & glides
1    642212/3608       Trillium round pneumatic!
                       kneetilt w/black base/#3608
                       seapray
2    641112/3608       Trillium round swivel-tilt/
                       mechanical conference chair/
                       black base/#3608 seaspray
1    OW-C222oMC        Occasional table/wood cylinder
                       w/amber cherry finish.
Invoice #2158
108  Lockers           Republic Standard Lockers
                       w/Louvers (3 tier) 12x12x72
                       w/flat top Z bases combination
                       locks w/master key/door
                       louvers/#52 canyon finish
8    461               Camlyle club chair w/provincial
                       walnut finish/com.rnaharam
                       lamiate #001, camel
1    CT! -R12ODBC      Racetrack wood top I 20x48
                       w/bourbon on cherry, bullnose
                       edge/com: Wilson Art #4673-60
                       Safron Tigris
3                      CB2-16W Cylinder Base w/Bourbon
                       on Cherry Finish
1                      CQ38229-A Rectangular Table Top
                       168X48 w/PVC Edge MB #462 Cinr
                       Col: Wilson Art
                       Midnight Black Col: Wilson Art
                       #4673-60 Safron Tigris
3                      CB7-2M 2 Prong Base/Amb Black
12                     TT3O72RGY Arrary Training Table
                       30X72 w/2 Grommets/Ftam PVC Edge
                       #462 Cindr Col: Wilson Art
                       #4673-60 Safron Tigris
2                      TT2460RGY Array Training Table
                       Top 24X60 w/Grommets/PVC Edge
                       #4673-60 Safron Tigris
28                     TB2328TS Static Base w/#462 Cinder
12                     TMP6O9 Array Modesty Panel/Black
12                     TCML Cable Manager for Leg
26                     TCM29 Cable Manager (undersurface)
Invoice 2260

AND ALL ADDITIONS, ATTACHMENTS, ACCESSORIES, SUBSTITUTIONS,. REPLACEMENTS,
REPAIRS, IMPROVEMENTS, BETTERMENTS AND APPURTENANCES OF WHATEVER DESCRIPTION OR
NATURE WHETHER NOW OWNED OR HEREAFTER ACQUIRED, AND ALL PROCEEDS, INCLUDING
WITHOUT LIMITATION, INSURANCE PROCEEDS.
<PAGE>

Debtor:    Intek Information, Inc.                                Page 21
           5619 DTC Parkway, 12th Floor
           Englewood, CO 80111

                                                                  MLSA # 4339.01
Secured Party:    Charter Financial, Inc.
                  530 Fifth Avenue
                  New York, NY 10036

                                 SCHEDULE "A"

--------------------------------------------------------------------------------

           EQUIPMENT LOCATION:  4500 Campbell Road
           ------------------   Fort Scott, KS 66701

QTY.            DESCRIPTION                             SERIAL NUMBER
----            -----------                             -------------
5               WW1248 48" Standard Wall Panel
1               WW1244 44" Standard Wall Panel
2               WW1236 36" Standard Wall Panel
3               WW1224 24" Standard Wall Panel
1               WW1220 20" Standard Wall Panel
5               WW1218 18" Standard Wall Panel
3               WW1212 12" Standard Wall Panel
2               WW1208 8" Standard Wall Panel
1               WD1240 40" Single Door
1               WX0039 Primary Door Hardware
14              WJC22SP Custom Angle 2 Way Square
Invoice 2259
1               Call Center Stations All Center Core Pinwheel Stations, 4
                Steelcase Stations & 1 Haworth Private office Workstation

AND ALL ADDITIONS, ATTACHMENTS, ACCESSORIES, SUBSTITUTIONS, REPLACEMENTS,
REPAIRS, IMPROVEMENTS, BETTERMENTS AND APPURTENANCES OF WHATEVER DESCRIPTION OR
NATURE WHETHER NOW OWNED OR HEREAFTER ACQUIRED, AND ALL PROCEEDS, INCLUDING
WITHOUT LIMITATION, INSURANCE PROCEEDS.
<PAGE>

                              Prepayment Agreement

     WHEREAS, Charter Financial, Inc. ("Charter"), as Secured Party and Intek
Information, Inc. as Debtor ("Debtor") are parties to certain Loan Schedule No.
01 to Master Loan and Security Agreement No. 4339 (the "Agreement"), dated
August 26, 1999 affecting the equipment (the "Equipment") described therein; and

     WHEREAS, the parties hereto desire to confirm their understanding pursuant
to which the Debtor may prepay the Agreement on certain dates ("Prepayment
Dates") set forth below.

     NOW, THEREFORE, the parties hereto agree as follows:

     1. provided that the Debtor shall so request Charter in writing not less
than ninety (90) days prior to a Prepayment Date, and further provided that the
Debtor shall have paid all monthly payments due through and including the
applicable Prepayment Date in accordance with the terms and provisions of the
Agreement and shall then be in compliance with all the terms and provisions of
the Agreement and shall continue to comply with all the terms and provisions of
the Agreement thereafter until such Prepayment Date, Charter agrees to allow
Debtor to prepay the Agreement (in whole, but not in part) by paying to Charter
the appropriate prepayment amount as set forth below ("Prepayment Amount") in
good funds prior to the applicable Prepayment Date.

     2. A Prepayment Date shall be any date which is one day after a date that a
regular monthly installment Is due under the Agreement, provided however that
there shall be no Prepayment Date prior to the date that the thirteenth (13th)
monthly installment is due and timely paid. The Prepayment Amount due on any
Prepayment Date shall be the then present value of all remaining payments under
the Agreement, computed using a discount rate of 5%.

     3. All taxes attributable to the transaction herein contemplated including
any taxes on the Prepayment Amount, shall be borne exclusively by the Debtor.

     4. Time is of the essence for the Debtor's making written request for
prepayment and for remitting the Prepayment Amount in the event Debtor timely
exercises its option to prepay hereunder.

     5. Except as specifically permitted by this Prepayment Agreement, Debtor
shall have no right to prepay the Agreement.

     6. This Prepayment Agreement shall constitute an indivisible part of the
Agreement and shall be binding upon and inure to the benefit of the parties
hereto and their respective successors and assigns.

Inteck Information, Inc.               Charter Financial, Inc.

By: /s/ Timothy O'Crowley              By: /s/ Signature
   ---------------------------            -------------------------
   (Authorized Signature)                 (Authorized Signature)
    Timothy O'Crowley

Title: President and Secretary         Title: Vice President
      ------------------------               ----------------------

Dated: August 26, 1999                 Dated: October 6, 1999
      ------------------------               ----------------------
<PAGE>

                           Loan Schedule No. 01 under
                   Master Loan and Security Agreement No. 4339

Pursuant to a Master Loan and Security Agreement No.4339 dated August 26, 1999
("Master Agreement") between Charter Financial, Inc. ("Secured Party") having a
place of business at 530 Fifth Avenue, 15th Floor, New York, New York 10036 and
Intek Information, Inc. ("Debtor") a Delaware corporation having a place of
business at 5619 DTC Parkway, 12th Floor, Englewood, CO 80111. Debtor hereby
promises to pay to the order of Secured Party the Loan Amount set forth in the
schedule of obligations below in installments in the amounts and at the times
specified below. This Loan Schedule incorporates the terms and conditions of the
Master Agreement and constitutes an Agreement as referred to in the Master
Agreement. Terms used herein which are defined in the Master Agreement shall
have the meanings as so defined.

The Equipment in which Debtor grants to Secured Party a security interest in
accordance with the provisions of the Master Agreement is set forth and
described in Schedule A annexed hereto and made a part hereof. Said Equipment
shall be located at 4500 Campbell Road, Fort Scott, Kansas 66701 at all times
until all payments hereunder have been paid in full.

--------------------------------------------------------------------------------

                             SCHEDULE OF OBLIGATIONS

--------------------------------------------------------------------------------

     Loan Amount                                       $2,513,130.43
     Documentation Fees                                $    3,500.00
     Interest                                          $  436,689.57
     Time Balance                                      $2,953,320.00
     Term of Loan                                      Thirty (30) months
     Number of Payments                                30
     Payments Payable                                  Monthly - in advance
     Amount of Each Payment                            $98,444.00

     Debtor agrees to pay the Time Balance to Secured Party in monthly
installments as follows: (a) an advance payment in the amount of $98,444.00 due
and payable on or before execution of this Agreement followed by (b) twenty-nine
(29) additional monthly payments of $98,444.00 payable on the 5th day of each
month, commencing on 10/5/99 and continuing on the like date of each month
thereafter through and including 3/5/2002.

     The Debtor agrees to all the provisions set forth above. This Agreement is
executed pursuant to due authorization. DEBTOR ACKNOWLEDGES RECEIPT OF A SIGNED
TRUE COPY OF THIS AGREEMENT.

Accepted on August 26, 1999                      Date October 6,1999
                                                     -----------
Intek Information, Inc.                              Charter Financial, Inc.
(Signature of Proprietor or name of Corporation      (Secured Party)
or Partnership)

By /s/ Timothy O'Crowley                             By: /s/ Signature
  ---------------------------                           --------------------
       Timothy O'Crowley

Its President and Secretary                          Its Vice President
   --------------------------                           --------------------
      (Title of Officer)                             (If Corporation, President
                                                     or Vice President should
                                                     sign and give official
                                                     title: if Partnership,
                                                     state partner; if L.L.C.
                                                     state member or manager)
<PAGE>

                             INTERCREDITOR AGREEMENT

                               September 30, 1999

Silicon Valley Bank
3003 Tasman Drive
Santa Clara, California 95054

         Re: Intek Information, Inc. ("Borrower")
             ------------------------------------

Gentlemen:

     This will confirm our agreement as follows:

     1. Bank Collateral. As used in this Agreement, "Bank Collateral" means all
of Borrower's present and future accounts, general intangibles, inventory,
equipment and other assets of every kind, including without limitation all
present and future property described on Exhibit "A" hereto (except for the
"Other Collateral" as defined below).

     2. Other Collateral. As used in this Agreement, "Other Collateral" means
the property listed on Exhibit "B" hereto.

     3. Subordination. All security interests now or hereafter acquired by the
undersigned (the "Other Lender") in the Other Collateral shall at all times be
prior and superior to any security interest or other interest or claim now held
or hereafter acquired by you (the "Bank") in the Other Collateral, all security
interests now or hereafter acquired by the Bank in any or all of the Bank
Collateral shall at all times be prior and superior to any security interest,
ownership interest, or other interest or claim now held or hereafter acquired by
the Other Lender in the Bank Collateral. Said priorities shall be applicable
irrespective of the time or order of attachment or perfection of any security
interest or the time or order of filing of any financing statements or other
documents, or any statutes, rules or law, or court decisions to the contrary.
("Collateral" as used in this Agreement shall mean the Bank Collateral or the
Other Collateral, as the case may be.)

     4. Lenders' Rights. The Bank and the Other Lender each agree that the other
may at any time, and from time to time, without the consent of the other party
and without notice to the other party, renew, extend or increase any of the
indebtedness, liabilities on obligations owing to it from the Borrower (the
"Secured Obligations") or that of any other person at any time directly or
indirectly liable for the payment of any Secured Obligations, accept partial
payments of the Secured Obligations, settle, release (by operation of law or
otherwise), compound, compromise, collect or liquidate any of the Secured
Obligations, make loans on advances to the Borrower secured in whole or in part
by its Collateral or refrain from making any loans or advances to the Borrower,
change, alter or vary the interest charge on, or any other terms or provisions
of the Secured Obligations or any present or future instrument, document or
agreement with the Borrower, and take any other action or omit to take any other
action with respect to its Secured Obligations or its Collateral as it deems
necessary or advisable in its sole discretion. The Bank and the Other Lender
each waive any right to require the other to marshal any Collateral or other
assets in favor of it or against or in payment of any or all of its Secured
Obligations.
<PAGE>

     5. Remedies. The Bank shall not collect, take possession of, foreclose
upon, or exercise any other rights, or remedies with respect to, the Other
Collateral, judicially or non-judicially, or attempt to do any of the foregoing,
without the prior written consent of the Other Lender, which shall be a matter
of the Other Lender's sole discretion. The Other Lender shall not collect, take
possession of, foreclose upon, or exercise any other rights or remedies with
respect to, the Bank Collateral, judicially or non-judicially, or attempt to do
any of the foregoing, without the prior written consent of the Bank, which shell
be a matter of the Bank's sole discretion.

     6. No Commitment by Lenders. It is understood and agreed that this
Agreement shall in no way be construed as a commitment or agreement by the Bank
or the Other Lender to continue financing arrangements with the Borrower and
that the Bank and the Other Lender may terminate such arrangements at any time,
in accordance with their agreements with the Borrower.

     7. General. The Other Lender and the Bank each agree, upon the request of
the other, to execute all such documents and instruments and take all such
actions as the other shall reasonably request in order to carry out the purposes
of this Agreement, including, without limitation appropriate amendments to
Financing Statements executed by the Borrower in favor of the Other Lender or
the Bank in order to refer to this Agreement (but this Agreement shall remain
fully effective notwithstanding any failure to execute any additional documents
or instruments. The Other Lender and the Bank each represent and warrant to the
other that it has not heretofore transferred or assigned any Financing Statement
naming the Borrower as debtor and it as secured party, This Agreement is solely
for the benefit of the Bank and the Other Lender and their successors and
assigns, and neither the Borrower nor any other person shall have any right,
benefit, priority or interest under, or because of the existence of, this
Agreement. This Agreement sets forth in full the terms of our agreement with
respect to the subject matter hereof, and may not be modified or amended, nor
may any rights hereunder be waived, except in a writing signed by the Bank and
the Other Lender. This Agreement shall be binding upon the Other Lender and the
Bank and their respective successors and assigns, and shall be construed in
accordance with, and governed by, the laws of the State of California.

                                       Sincerely yours,

                                       Charter Financial, Inc.

                                       By /s/ Signature
                                         -----------------------------
                                         Title Vice President
                                              ------------------------

Accepted and Agreed:

Silicon Valley Bank

By /s/ Signature
  -----------------------
  Title Vice President
       ------------------

                                      -2-
<PAGE>

                        BORROWER'S CONSENT AND AGREEMENT

     The undersigned Borrower hereby approves of, agrees to and consents to all
of the terms and provisions of the foregoing Agreement and agrees to be bound
thereby and further agrees that any default or event of default by the Borrower
under any present or future instrument or agreement between the Borrower and the
Other Lender shall constitute an immediate default and event of default under
all present and future instruments and agreements between the Borrower and the
Bank and any default or event of default by the Borrower under any present or
future instrument or agreement between the Borrower and the Bank shall
constitute an immediate default and event of default under all present and
future instruments and agreements between the Borrower and the Other Lender. The
Borrower further agrees that, at any time and from time to time, the foregoing
Agreement may be altered, modified or amended by the Bank and the Other Lender
without notice to or the consent of the Borrower.

                                         Intek Information, Inc.

                                         By /s/ Signature
                                           ------------------------
                                           Title Treasurer
                                                -------------------

                                      -3-
<PAGE>

                                   EXHIBIT "A"

     The following types or items of property:

     All "accounts," "general intangibles," "chattel paper," "documents,"
"instruments," "deposit accounts," "inventory," "farm products," "fixtures' and
"equipment," as such terms are defined in Division 9 of the California Uniform
Commercial Code in effect on the date hereof, and all life and other insurance
policies and claims, and all rights in all litigation presently or hereafter
pending for any cause or claim (whether in contract, tort or otherwise), and all
judgments now or hereafter arising therefrom; the foregoing include, but are not
limited to, the following: all obligations for the payment of money arising out
of Borrower's sale or lease of goods or rendition of services; all moneys,
securities and other property, now or hereafter held or received by, or in
transit to, Secured Party from or for Borrower, whether for safekeeping, pledge,
custody. transmission, collection or otherwise; all of Borrower's deposits
(general or special), balances, sums and credits with, and all claims of
Borrower against, Secured Party, at any time existing; all right, title and
interest of Borrower, and all of Borrower's rights, remedies, security and
liens, in, to and in respect of all accounts and other collateral, including,
without limitation, rights of stoppage in transit, replevin, repossession and
reclamation and other rights and remedies of an unpaid vendor, lien or  secured
party, and all guaranties and other contracts of suretyship with respect to any
accounts and other collateral, and all deposits and other security for any
accounts and other collateral, and all credit and other insurance; all other
general intangibles of every kind and description, including (without
limitation) trade names and trademarks and the goodwill of the business
symbolized thereby, federal, state and local tax refunds and claims of all
kinds, all rights as a licensor or licensee of any kind, all customer lists,
trade secrets, telephone numbers, processes, proprietary information, and
purchase orders, and all rights to purchase, lease, sell, or otherwise acquire
or deal with real or personal property (and all rights relating thereto); all
notes, drafts, letters of credit, contract rights, and things in action; all
drawings, specifications, blueprints and catalogs; and all raw materials, work
in process, materials used or consumed in Borrower's business, goods, finished
goods, returned goods and all other goods and inventory of whatsoever kind or
nature, all and all wrapping, packaging, advertising and shipping materials, and
all documents relating thereto, and all labels and other devices, names and
marks affixed or to be affixed thereto for purposes of selling or identifying
the same or the seller or manufacturer thereof; and all equipment, machinery,
machine tools, motors, controls, parts, vehicles, tools, dies, jigs, furniture,
furnishings and fixtures; and all attachments, accessories, accessions and
property now or hereafter affixed to or used in connection with any of the
foregoing, and all substitutions and replacements for any of the foregoing; and
all books, records, ledger cards, computer data and programs and other property
and general intangibles at any time evidencing or relating to any or all of the
foregoing; and all products and proceeds of any or all of the foregoing, in any
form (including, without limitation, any insurance proceeds, and all claims by
Borrower against third parties for loss or damage to, or destruction of, or
otherwise relating to, any or all of the foregoing).

                                      -4-
<PAGE>

Debtor:   Intek Information, Inc.                              Page 1
          5419 DTC Parkway, 12th Floor
          Englewood, CO 80111

                                                               MLSA # 4339.01
Secured Party: Charter Financial, Inc.
               530 Fifth Avenue
               New York, NY 10036

                                   EXHIBIT B

--------------------------------------------------------------------------------

          EQUIPMENT LOCATION: 4500 Campbell Road
          ------------------  Fort Scott, KS 66701

QTY.                   DESCRIPTION                             SERIAL NUMBER
----                   -----------                             -------------
Aspect Telecommunications
Invoice 534932
1                      3405 UTILITY SHELF -MDF
Invoice 534761
2                      3192 ASPECT HANDS-FREE TELESET
40                     3190 ASPECT TELESET
Invoice 533630
3                      4028 T-1 DIG1TAL TRUNK INTFC CARD
Invoice 534725
2                      3258 2,000,000 CALL RECORDS STORAGE
1                      6025 AGENT ACCESS LICENSE 5D USERS
1                      6498 CU REPORTWRITER 2.0 PLUS 2.0.1 PATCH
8                      4072 STATION INTERFACE CARD
1                      3011 MUSIC RECORDING ADAPTER
21                     7002 OVER THE EAR HEADSET AND CONTROL UNIT SET
21                     7000 MOMAURAL TOME SWITCH HEADSET & CONTROL
5                      ASPECT SYSTEM MANGEMENT SUTIE 1.0.1
2                      ASPECT ARCHITECT 1.0.1
1                      6710 CUSTOMVIEW DIRECTOR SINGLE COPY
1                      CUSTOMVIEW PRODUCER - FIRST COPY
1                      6494 CV REPORTRUNNER 2.0 PLUS 2.0.1 PATCH
Invoice 534250
1                      3061 RINGING VOLTAGE GENERATOR
3                      4062 16-PORT TELESET INTERFACE CARD REL 7
3                      T-1 DIGITAL TRUNK INTFC EXPN
Invoice 532641
1                      9717V-VOUCHER INTRO TO APPL BRIDGE & CTE
1                      971 6V-VOUCHER CUSTOM VIEW PRODUCER COURSE
1                      971 2V-VOUCHER ADV CV REPORT WRITER REL 2
1                      9709V VOUCHER CCT DESIGN & IMPLEMENTATION
1                      9703V VOUCHER ADVANCE MANAGING ASPECT ACD

AND ALL ADDITIONS, ATTACHMENTS, ACCESSORIES, SUBSTITUTIONS, REPLACEMENTS,
REPAIRS, IMPROVEMENTS, BETTERMENTS AND APPURTENANCES OF WHATEVER DESCRIPTION OR
NATURE WHETHER NOW OWNED OR HEREAFTER ACQUIRED, AND ALL PROCEEDS, INCLUDING
WITHOUT LIMITATION, INSURANCE PROCEEDS.
<PAGE>

Debtor:   Intek Information, Inc.                              Page 2
          5419 DTC Parkway, 12th Floor
          Englewood, CO 80111

                                                               MLSA # 4339.01
Secured Party: Charter Financial, Inc.
               530 Fifth Avenue
               New York, NY 10036

                                   EXHIBIT B

--------------------------------------------------------------------------------

          EQUIPMENT LOCATION: 4500 Campbell Road
          ------------------  Fort Scott, KS 66701

QTY.                   DESCRIPTION                             SERIAL NUMBER
----                   -----------                             -------------
1                      9702V VOUCHER BASIC MANGING THE ASPECT ACD
1                      9710V VOUCHER INTRO TO CV REPORT WRITER-REL 2.
Invoice 533291-1
13                     3124 LBOP/GRND START TRNK BYPASS CD
Invoice 532922
3                      3028 ESF & CHAH SVCE UNIT (CSTU)

Haworth, Inc.
Proposal 32003
347                    PNM-9 11-R STANDARD PLATFORM W/
                       PALMREST LOWER MOUSE AND FREEDOM
                       ARM, BLACK FINISH
Proposal 31814
326                    PINWHEEL WORKSTATIONS
7                      BFM-1-B BASE FEED MODULE, HARDWIRE
329                    EFN-454-B STRAIGHT FABRIC PANEL
                       NO POWER 48" x 54"
332                    EFP-254-B STRAIGHT FABRIC PANEL
                       POWER 24" x 54"
38                     TFM-6-B TOP FEED MODULE 68" FOR
                       PANEL HEIGHT 64" & 68"
8                      1NQ46870L5 SUPERVISOR WORKSURFACE
                       GRAPHITE SPEX LAMINATE, CHARCOAL TRIM
316                    1NQ46870L4 SPECIAL POD WORKSURFACE
                       WITH GROMMET CUT,
                       GRAPHITE SPEX W/CHARCOAL TRIM 0H-023,
                       TR-K
56                     PRD-3-B DUPLEX RECEPTACLES (BOX OF 6)
332                    HWHP-000 I WORK SURFACE-HEIGHT
                       DUPLEX RECEPTACLE
332                    WM-33 WIRE MANAGER 33"

AND ALL ADDITIONS, ATTACHMENTS, ACCESSORIES, SUBSTITUTIONS, REPLACEMENTS,
REPAIRS, IMPROVEMENTS, BETTERMENTS AND APPURTENANCES OF WHATEVER DESCRIPTION OR
NATURE WHETHER NOW OWN ED OR HEREAFTER ACQUIRED, AND ALL PROCEEDS, INCLUDING
WITHOUT LIMITATION, INSURANCE PROCEEDS.
<PAGE>

Debtor:   Intek Information, Inc.                              Page 3
          5419 DTC Parkway, 12th Floor
          Englewood, CO 80111

                                                               MLSA # 4339.01
Secured Party: Charter Financial, Inc.
               530 Fifth Avenue
               New York, NY 10036

                                   EXHIBIT B

--------------------------------------------------------------------------------

          EQUIPMENT LOCATION: 4500 Campbell Road
          ------------------  Fort Scott, KS 66701

QTY.                   DESCRIPTION                             SERIAL NUMBER
----                   -----------                             -------------
16                     1318-1031 SCREWS FOR SPECIAL WORKSURFACE
16                     1820-1005 WORK SURFACE CHANNEL
8                      WSC-P WORK SURFACE SUPPORT BRACKET PAIR
16                     HFSH-2912 WRK SRF END PNL-HALF
                       SUPPORT 12 INCHES
327                    PCSS-3-B STRAIGHT SPAN POWER
                       CONNECTOR
6                      DWST-430 D-TOP, VINYL EDGE, 48" x 30"
                       REQUIRES MOUNT KIT/SUPPORTCOL
6                      HCC-0001 D-TOP SINGLE-LEG BASE,
                       ADJUSTABLE HEIGHT
                       26" -- 30"
6                      FMK-l FLUSH MOUNT KIT
2                      EFN-254-B STRAIGHT FABRIC PANEL
                       NO-POWER 24" x 54"
12                     EFN-266.B STRAIGHT FABRIC PANEL
                       NO-POWER 24" x 66"
1                      EFP-266-B STRAIGHT FABRIC PANEL
                       POWER 24" x 66"
2                      EFN-3042-B STRAIGHT FABRIC PANEL
                       NO-POWER 30" x 42"
5                      EPN-3054-B STRAIGHT FABRIC PANEL
                       NO-POWER 30" x 54"
5                      EFN-3066-B STRAIGHT FABRIC PANEL
                       NO-POWER 30" x 66"
1                      EFP-3066-B STRAIGHT FABRIC PANEL
                       NO-POWER 30 x 66
15                     EFN-366-B STRAIGHT FABRIC PANEL
                       NO-POWER 36" x 66"
4                      EFP-366-B STRAIGHT FABRIC PANEL
                       POWER 36" x 66"
1                      EFN-354-B STRAIGHT FABRIC PANEL

AND ALL ADDITIONS, ATTACHMENTS, ACCESSORIES, SUBSTITUTIONS, REPLACEMENTS,
REPAIRS, IMPROVEMENTS, BETTERMENTS AND APPURTENANCES OF WHATEVER DESCRIPTION OR
NATURE WHETHER NOW OWNED OR HEREAFTER ACQUIRED, AND ALL PROCEEDS, INCLUDING
WITHOUT LIMITATION, INSURANCE PROCEEDS.
<PAGE>

Debtor:   Intek Information, Inc.                              Page 4
          5419 DTC Parkway, 12th Floor
          Englewood, CO 80111

                                                               MLSA # 4339.01
Secured Party: Charter Financial, Inc.
               530 Fifth Avenue
               New York, NY 10036

                                   EXHIBIT B

--------------------------------------------------------------------------------

          EQUIPMENT LOCATION: 4500 Campbell Road
          ------------------  Fort Scott, KS 66701

QTY.                   DESCRIPTION                             SERIAL NUMBER
----                   -----------                             -------------
                       NO-POWER 36" x 54"
2                      EFN-4254.B STRAIGHT FABRIC PANEL
                       NO POWER 42" x 54".
3                      EFN-466-B STRAIGHT FABRIC PANEL
                       NO-POWER 48" x 66"
9                      EPN-566-B STRAIGHT FABRIC PANEL
                       NO-POWER 60" x 66" .
2                      EGN-366-B STRAIGHT GLAZED PANEL
                       NO-POWER 36" x 66"
3                      EGN-4266-B STRAIGHT GLAZED PANEL
                       NO-POWER 42" x 66"
10                     FDRF-5 REG. FLIPER DOOR -
                       FABRIC 60"
3                      FPFC-54-B 90 DEG. FABRIC FINISH
                       POST 54"
7                      FPFC-66-B 90 DEG. FABRIC FINISH POST 66"
2                      FPFS-66-B 180 DEG FABRIC FINISH POST 66"
8                      FDRF-3 REG. FLIPPER DOOR
                       FABRIC 36"
2                      FDRF-42 REG FLIPPER DOOR FABRIC 42"
10                     HTB-6016 TACKBOARD 60" x 16"
2                      HTB-4216 TACKBOARD 42" x 16"
8                      HTB-3616 TACKBOARD 36" x 16"
8                      HTL-0036-T TASK LIGHT 36"
2                      HTL-0042 TASK LIGHT 42"
10                     HTL-0060-T TASK LIGHT 60"
15                     PDX-24-HLN FIXED PEDESTAL DRAWER 24"
15                     PDX-24-JLN FIXED PEDESTAL DRAWER 24"
8                      SR-3 REGULAR SHELF 36"
10                     SR-S REGULAR SHELF 60"
2                      SRS-42 REGUALR SHELF 42"
15                     WMK-66 WALL MOUNT KIT 66"

AND ALL ADDITIONS, ATTACHMENTS, ACCESSORIES, SUBSTITUTIONS, REPLACEMENTS,
REPAIRS, IMPROVEMENTS, BETTERMENTS AND APPURTENANCES OF WHATEVER DESCRIPTION OR
NATURE WHETHER NOW OWNED OR HEREAFTER ACQUIRED, AND ALL PROCEEDS, INCLUDING
WITHOUT LIMITATION, INSURANCE PROCEEDS.
<PAGE>

Debtor:   Intek Information, Inc.                              Page 5
          5419 DTC Parkway, 12th Floor
          Englewood, CO 80111

                                                               MLSA # 4339.01
Secured Party: Charter Financial, Inc.
               530 Fifth Avenue
               New York, NY 10036

                                   EXHIBIT B

--------------------------------------------------------------------------------

          EQUIPMENT LOCATION: 4500 Campbell Road
          ------------------  Fort Scott, KS 66701

QTY.                   DESCRIPTION                             SERIAL NUMBER
----                   -----------                             -------------
15                     WRCS-324 90 DEG. CORNER WORK SURFACE
                       W/O KEYBORAD PAD 36" X 24"
3                      WS-324 REGULAR WORK SURFACE 36" x 24"
3                      WS-424 REGLAR WORK SURFACE 48" x 24" .
15                     WS-324 REGULAR WORK SURFACE 60" x 24"
S                      WS-5424 REGULAR WORK SURFACE 54" x 24"
4                      WS-624 REGULAR WORK SURFACE
                       72" x 24"
1                      SPCL-67 REGULAR WORK SURFACE
                       84" x 24"
2                      WSSP-2429-L WORK SURFACE SUPPORT PANEL 24"
4                      WSSP-2429-R WORK SURFACE SUPPORT PANEL 24"
27                     WT-60 WALL TRACK 60"
71                     M231-1741 MB H.E., PNEU, HA TASK ARMS HARD CASTERS
112                    M231-1741 MB H.E., PNEU, HA TASK ARMS HARD CASTERS
112                    M231-1741 MB H.E., PNEU, HA TASK ARMS HARD CASTERS
16                     M231-1741 MB H.E.. PNEU, HA TASK ARMS HARD CASTERS
2                      PMK- 1 PANEL MOUNT KIT
38                     BFM-1-B BASE FEED MODULE, HARDWIRE
Proposal 31831
4                      3110-GEST TALLY, GUEST CHAIR HAWORTH - HAM DISCOUNT 50%
2                      A830-1641 MB SYNC. MECH, BHA, TARM W/VNYL, HARD CASTERS,
                       BACK LOCK HA WORTH HAS DISCOUNT 55%
3                      A870-1V41 HB SYNC, MECH, HW ADJ ARM W/VNYLHARD CASTERS,
                       BACK LOCK HAWORTH - HAS DISCOUNT 55%
1                      HTRT-3672-W RACE TRACK CONFERENCE TABLE 36" x 72"
                       HAWORTH - HAF DISCOUNT 55%
2                      LHTL-0054 TASK LIGHT, 54" HAWORTH - HAL DISCOUNT 50%
                       OCKF-2272 CREDENZA, W/DOUBLE PEDESTAL 72" W x 22" D,
1                      KNEESPACE HAWORTH -HAL DISCOUNT 50%
                       OCLQ-2272-R B CREDENZA, W/LATERAL STORAGE 72" W x 22"D
2                      STORAGE SPACE HAWORTH - HAL DISCOUNT 50%

AND ALL ADDITIONS, ATTACHMENTS, ACCESSORIES, SUBSTITUTIONS, REPLACEMENTS,
REPAIRS, IMPROVEMENTS, BETTERMENTS AND APPURTENANCES OP WHATEVER DESCRIPTION OR
NATURE WHETHER NOW OWNED OR HEREATFER ACQUIRED, AND ALL PROCEEDS, INCLUDING
WITHOUT LIMITATION, INSURANCE PROCEEDS,
<PAGE>

Debtor:   Intek Information, Inc.                              Page 6
          5419 DTC Parkway, 12th Floor
          Englewood, CO 80111

                                                               MLSA # 4339.01
Secured Party: Charter Financial, Inc.
               530 Fifth Avenue
               New York, NY 10036

                                   EXHIBIT B

--------------------------------------------------------------------------------

          EQUIPMENT LOCATION: 4500 Campbell Road
          ------------------  Fort Scott, KS 66701

QTY.                   DESCRIPTION                             SERIAL NUMBER
----                   -----------                             -------------
2                      ODED-3672 DESK. D-TOP EXTENSION 72"W x 36"D HA WORTH -HAL
2                      DISCOUNT 50%
                       OLBE-2236 BRIDGE, 36"W x 22"D HAWORTH - HAL dISCOUNT 50%
2                      OLCU-2236 CPU CORNER UNIT, 36"W x 22"D HAWORTH HAL
                       DISCOUNT 50%
2                      OVS4-4172 VSU, 4-DOOR CABINET 72"W x 4l"H x 15"D
                       HAWORTH - HALDISCOUNT 50%
Pear Commercial Interiors
Invoice 39923
40                     M231-1741 MB H.E., PNEU, HA TASK ARMS
                       HARD CASTERS
Invoice 40186
347                    PNM-911-R STANDARD PLATFORM W/PALM REST
                       LOWER MOUSE AND FREEDOM ARM, BLACK FINISH
Invoice 40662
4                      31 10-GEST TALLY, GUEST CHAIR
2                      A830-1641 MB SYNC, MECH, BHA, TARM W/VNYL .
                       HARD CASTERS, BACK LOCK
1                      CUSTOM MERIT RACETRACK WOOD TABLE
                       TOP 36" x 72" SPL #-194850
2                      698-003 STND FOUR ARM POWDER COATED BLK
                       BASE FOR TOP 36" x 72"
2                      199-908 SINGLE TUBE FLUORESCENT TASK LIGHT
1                      I 94-505 MERIT CREDENZA WITH TWO F/F PEDESTALS
                       72" x 21" x 29"
2                      MERIT CREDENZA W/SINGLE F/F PEDESTAL RIGHT 72" x 21" x
                       29" 2 194-411 MERIT D TOP DESK FOR RIGHT HAND RETURN
                       72" x 30" x 29"
2                      194-314 EXECUTIVE CORNER STAND 36"W x 36"W x 29"H
2                      194-575 MERIT HIGH BACK ORGANIZER 71-1/2" x 15" x 43"
2                      194-316RW MERIT EXECUTIVE BRIDGE 36"W x 2l"D SPECIAL
                       SIZE
Invoice 40659
162                    PNM 911 R PLATFORM, PALM, LOWER MOUSE AND FREEDOM ARM

AND ALL ADDITIONS, ATTACHMENTS, ACCESSORIES, SUBSTITUTIONS, REPLACEMENTS,
REPAIRS, IMPROVEMENTS, BETTERMENTS AND APPURTENANCES OF WHATEVER DESCRIPTION OR
NATURE WHETHER NOW OWNED OR HEREAFTER ACQUIRED, AND ALL PROCEEDS, INCLUDING
WITHOUT LIMITATI0N, INSURANCE PROCEEDS.
<PAGE>

Debtor:   Intek Information, Inc.                              Page 7
          5419 DTC Parkway, 12th Floor
          Englewood, CO 80111

                                                               MLSA # 4339.01
Secured Party: Charter Financial, Inc.
               530 Fifth Avenue
               New York, NY 10036

                                   EXHIBIT B

--------------------------------------------------------------------------------

          EQUIPMENT LOCATION: 4500 Campbell Road
          ------------------  Fort Scott, KS 66701

QTY.                   DESCRIPTION                             SERIAL NUMBER
----                   -----------                             -------------
                       KEYBOARD
146                    SPLB-2777 E--POD WING SURFACE W/GROMMETS
17                     EC-10-B END CAP
175                    EFN-454-B STRAIGHT FABRIC PANEL NO-POWER 48" x 54"
162                    EFP-254-B STRAIGHT FABRIC PANEL POWER 24" x 54"
16                     HPSH-2912 WRK SRP END PNL-HALF SUPPORT
                       12 INCHES
162                    HWHP-0001 WORK SURFACE-HEIGHT DUPLEX
                       RECEPTACLE
135                    PCSS-3-B STRAIGHT SPAN POWER CONNECTOR
27                     PRD-3-B DUPLEX RECEPTACLES (BOX OF 6)
31                     SPLA-2950 TOP FEED MODULE FOR PANEL
                       HEIGHT 54"
162                    WM-33 WIRE MANAGER 33"

OnLine Connecting Point
Invoice 1015277-00
1                      3C250C-TX24-4PK SSI HUB lOOTX 24-PRT 4-PK 3C
2                      3C250C-TX24 SUPERSTACK II HUB lOOTX 24-POR
1                      3C16671A SSII HUB 10 24-PRT TP 3 COM EN
4                      3C219 SSII HUB 100 EXP CBL 3 COM ENT
3                      002805-00 COURIER V. EVERYTHING V.90 INT
215                    F5C55O SURGEMASTER 7 OUTLET STRIP
4                      C4120A#ABA HP LASERJET 4000 N HEWLETT-PAC    usqa008359
                                                                    usqa008651
                                                                    usqc012008
                                                                    usqc012142
2                      VSE-DRCT-NAS2-0 VIRUSSCAN SECURITY SUITE
I                      3C16981 SSII SWTCH 3300 12-PRT 10/100
200                    351-00222 MOLP-B WIN NT CAL 4.0 WIN N

AND ALL ADDITIONS, ATTACHMENTS, ACCESSORIES, SUBSTITUTIONS, REPLACEMENTS,
REPAIRS, IMPROVEMENTS, BETTERMENTS AND APPURTENANCES OF WHATEVER DESCRIPTION OR
NATURE WHETHER NOW OWNED OR HEREAFTER ACQUIRED, AND ALL PROCEEDS, INCLUDiNG
WITHOUT LIMITATION, INSURANCE PROCEEDS.
<PAGE>

Debtor:   Intek Information, Inc.                              Page 8
          5419 DTC Parkway, 12th Floor
          Englewood, CO 80111

                                                               MLSA # 4339.01
Secured Party: Charter Financial, Inc.
               530 Fifth Avenue
               New York, NY 10036

                                   EXHIBIT B

--------------------------------------------------------------------------------

          EQUIPMENT LOCATION: 4500 Campbell Road
          ------------------  Fort Scott, KS 66701

QTY.                   DESCRIPTION                             SERIAL NUMBER
----                   -----------                             -------------

Invoice 1015823-00
1                      WIC-IT CISC0600/2600/3600 1-PORT
2                      1202060L1 TSU LT LOW COST SINGLE
2                      CAB-V35MT MALE DTE V.35 1OFT CABLE
Invoke 1015301-00
1                      CISCO2SOL-CH Ethernet/dual serial router     250970407
1                      MEM-lX8F Optional 8 MB Flash SIMM
1                      CAB-V35MT V.35 Cable, DTE, Male 1 0 Fee
Invoice 1015303-00
1                      CISCO25O 1-CR EtherTier/dual serial rou ter  250970411
1                      MEM-lX8F Optional 8 MB Flash SIMM
1                      CAB-AC Power Cord, 11OV

Invoice 1015296-00
3                      3C16611-US SSII DUAL SPD HUB 500 24-PRT 3
Invoice 1015298-00
3                      002806-00 COURIER V.EVERYTHTNG V.90 EXT
3                      F2L088-06 IBM AT MDM ADPTR CABLE, 6DB9F/
1                      4202086L3 ISU 512 ISDN INV MUX 512K S/T
                       85za7399
Invoice 1015613-00
1                      4200023L5 Smart 16E SHELF AC W/CONTR 16S
1                      1200077L1 TSU V.35 (RM) TI-FT I              910c2239
12                     1202066L1 TI ESF CSU (SMART 16) FULL         906a3140
                                                                    906s3146
                                                                    906a3277
                                                                    906a3319
                                                                    906a3328
                                                                    906a3331
                                                                    906a3337
                                                                    906a3383
                                                                    906s3392

AND ALL ADDITIONS, ATTACHMENTS, ACCESSORIES, SUBSTITUTIONS, REPLACEMENTS,
REPAIRS, IMPROVEMENTS, BETTERMENTS AND APPURTENANCES OF' WHATEVER DESCRIPTION OR
NATURE WHETHER NOW 0WNED OR HEREAFTER ACQUIRED, AND ALL PROCEEDS, INCLUDING
WITHOUT LlMITATION, INSURANCE PROCEEDS.
<PAGE>

Debtor:         Intek Information, Inc.                   Page 9
                5619 DTC Parkway, 12th Floor
                Englewood, CO 80111

                                                          MLSA #4339.01
Secured Party:  Charter Financial, Inc.
                530 Fifth Avenue
                New York, NY 10036

                                   EXHIBIT B

--------------------------------------------------------------------------------

              EQUIPMENT LOCATION: 4500 Campbell Road
              ------------------  Fort Scott, KS 66701

<TABLE>
<CAPTION>

QTY.                        DESCRIPTION                                            SERIAL NUMBER
----                        -----------                                            -------------
<S>                         <C>                                                      <C>
                                                                                     906a3414
                                                                                     906a3417
                                                                                     906a3426
1                           1200048L3 Smart 16 Redundant AC P/S/ ADTR                849a26253
1                           1200045L.1 Datamate Hand-held LCD                        913c4668
Invoice 1015314-00
1                           328970.001 Proliant 1850R 61450 64MB                     D917CFW11104
1                           313614-B21 64MB SDRAM DIMM KIT (1X64
1                           313615-B21 128MB SDRAM DIMM KIT(1X128
Invoice 1015314-00
1                           227-00369 MOLP-B WiN NT SVR 4.0 RUNNI
1                           295643-B21 SMART ARRAY 3200 COMPAQ ACCESS
8                           400739-B21 18.20GB SCSI ULTRA-WIDE 1 IN
1                           304100-B21 PROLIANT STORAGE SYSTEM Ul RA                 8907BSN100700
2                           DT3-STD-NT DOUBLE TAKE FOR WINDOWS NT. 3.
Invoice 1015304-00
2                           MEM-IX8D CISCO 2500 8MB DRAM MEMORY
2                           CD25-C-l1.3 CISCO 2500 IP FEATURE PACK
1                           NM-lE2W CISCO 3600 1 ENET 2 WAN
Invoice 1015233-00
2                           333100-001 Proliant 1850R PL1 400MHZ1OOMH                d849bzq30346
                                                                                     d849bzq30357
2                           3136l4-B21 64MB SDRAM DIMM KIT (1x64
6                           313706-B219.1GB PLUGGABLE WIDE-UL-TRSCSI-
1                           295513-B21 12/24-GB DDS-3 DAT DRV COMPAQ
1                           165753-001 RACK 7142 42U (7FT) W/DOOR COM
1                           165652-001 RACK SIDEWALL KIT FOR 42U RACK
1                           169940-001 RACK BLANKING PANEL KIT 15U P
1                           189907-001 RACK STABILIZING FEET FOR42U R
1                           325900-001 V500 l5' MNTR 1024X768 85HZ                   909bf26rc977
1                           SU3000RMNET SMART-UPS 3000 VA RKMT BUND W/
2                           388099-B21 SMART ARRAY 221 SINGLE CHANNEL
</TABLE>

AND ALL ADDITIONS, ATTACHMENTS, ACCESSORIES, SUBSTITUTIONS, REPLACEMENTS,
REPAIRS, IMPROVEMENTS, BETTERMENTS AND APPURTENANCES OF WHATEVER DESCRIPTiON OR
NATURE WHETHER NOW OWNED OR HEREAFTER ACQUIRED, AND ALL PROCEEDS, INCLUDING
WITHOUT LIMITATION INSURANCE PROCEEDS.
<PAGE>

Debtor:         Intek Information, Inc.                  Page 10
                5619 DTC Parkway, 12th Floor
                Englewood, CO 80111

                                                         MLSA # 4339.01
Secured Party:  Charter Financial, Inc.
                530 Fifth Avenue
                New York, NY 10036

                                    EXHIBIT B

--------------------------------------------------------------------------------

                EQUIPMENT LOCATION: 4500 Campbell Road
                ------------------  Fort Scott, KS 66701

QTY.     DESCRIPTION                                SERIAL NUMBER
----     -----------                                -------------

2        227-00369 MOLP-B WIN NT SVR 4.0 RUNNI
1        NSE-DRCT-NAS2-0 NETSHIELD SECURITY SUITE
1        ARB6001G61CUA ARCSERVEIT 6.61 AD BD FO
2        ARB6013661AEA ARCSERVEIT WRKGRP/AD ED AGENT
1        EL-80DT 8PT 1X8 OUTLOOK CONSOLE KVM SW
1        EL-480DT 8PT 4X8 OUTLOOK CONSOLE KVM SW
1        2172-PC NETCOM3 72" UNIT
4        CZ-1232 12FT ZIP KVM CABLE SET HRES AP
1        EUROTECH-C EUROTECH 104-KEY KEYBOARD WIN9

ALEXANDER OPEN SYSTEMS, INC.
Invoice #6213
7                Yellow/Blue Stripe Cross Connect Cable
4                2 Pair White/Blue and White/ Org Cross
                 Connect Cable
Invoice #6214
1                24 Port Patch Panel
Invoice #6215
2                24"x5"' 18 gauge cable tray, 10' section
2                24" 18 gauge hinged cover, 5" sections
3                18" curved ladder rack section
16               Straight clamp assembly
2                Cable Fence
3                Rack junction plate
8                18" ladder rack, 10' sections
4                Wall angle assemblies, 18"
16               Threaded rod

AND ALL ADDITIONS, ATTACHMENTS, ACCESSORIES, SUBSTITUTIONS, REPLACEMENTS,
REPAIRS, IMPROVEMENTS, BETTERMENTS AND APPURTENANCES OF WHATEVER DESCRIPTION OR
NATURE WHETHER NOW OWNED OR HEREAFTER ACQUIRED, AND ALL PROCEEDS, INCLUDING
WITHOUT LIMITATlON, INSURANCE PROCEEDS.
<PAGE>

Debtor:         Intek Information, Inc.                     Page 11
                5619 DTC Parkway, 12th Floor
                Englewood, CO 80111

                                                            MLSA # 4339.01

Secured Party:  Charter Financial, Inc.
                530 Fifth Avenue
                New York, NY 10036

                                    EXHIBIT B

--------------------------------------------------------------------------------

             EQUIPMENT LOCATION 4500 Campbell Road
             ------------------ Fort Scott, KS 66701

QTY,            DESCRIPTION                   SERIAL NUMBER
----            -----------                   -------------
10              Shelf bracket
16              Open Clip
16              Ceiling hanger bracket
2               Corner clamp
Invoice #6216
48              25 pair to 12 RJ45 Octopus Cable
Invoice #6217
30              Patch Cables 10" CAT 5 Blue
416             Patch Cables 7' CAT 5 Blue
Invoice #6218
3               Female RJ45 to Male DB25
Invoice #6220
20              25' Patch Cords
Invoice #6221
9               Cross Connect
Invoice #6222
2               7' x 19" Relay Rack
Invoice #6223
1               Patch Panel 24 Port
Invoice #6224
30              25" Patch Cords
30              20' Silver Flat Ribbon Patch Cords

ASPECT TELECOMMUNICATIONS CORPORATION
Invoice #528245-2
 1       6389   Remote Monitoring
 1       6388   Idle with reason
 1       6387   Sign-off with reason
 2       3258   2,000,000 call records storage
 1       6393   Aspect openmedia software
 1       6030   Agentaccess license -- 250 users
 2       6025   Agentaccess license -- 50 users

AND ALL ADDITIONS, ATTACHMENTS, ACCESSORIES, SUBSTITUTIONS, REPLACEMENTS,
REPAIRS, IMPROVEMENTS, BETTERMENTS AND APPURTENANCES OF WHATEVER DESCRIPTION OR
NATURE WHETHER NOW OWNED OR HEREAFTER ACQUIRED, AND ALL PROCEEDS, INCLUDING
WITHOUT LIMITATION, INSURANCE PROCEEDS
<PAGE>

Debtor:         Intek Information, Inc.                     Page 12
                5619 DTC Parkway, 12th Floor
                Englewood, CO 80111
                                                            MLSA # 4339.01
Secured Party:  Charter Financial, Inc.
                530 Fifth Avenue
                New York, NY 10036

                                    EXHIBIT B

--------------------------------------------------------------------------------

                EQUIPMENT LOCATION: 4500 Campbell Road
                ------------------  Fort Scott, KS 66701

QTY.               DESCRIPTION                                   SERIAL NUMBER
                   -----------                                   -------------
10        6019     Agentaccess license-- 1 user
1         1355     Aspect ACD Software-- 300R
1         3273     10 hour voice storage
1         6448     Aspect Amis analog networking
1         6390     Remote recording of announcements
2         3273     10 hour voice storage
1         6386     Qkeeper
1         6385     Intelligent interflow
1         6384     Data direct call routing
1         6383     Basic IVR
1         6380     Skill mapping
1         1351     Advanced ACD application suite-- 300R
1         6401     Application bridge access LIC
1         6412     Application INTF consult-- PC
1         6391     Voice Messaging
1         6382     Call back messaging
1         3990-NA  NA English Language Prompts
1         6648     Aspect ACD Release 7.0.1
1         6648     Aspect ACD Release 7.0.1
18        4030     Primary rate interface (PRI)
18        3028     ESF & SF Chan svce unit (CSU)
1         3992     Openmedia Module
1         6440     Network interqueue w/tl spans
1         6431     ANI application SW package
1         3871     4-GB Disk Drive
2         4049     DTMF Receiver card
1         3890     Integrated applications module-- ACD
1         3871     4-GB Disk Drive
1         3871     4-GB Disk Drive
23        4062     1 6-port teleset interface card rel 7
1         3890     Integrated applications module-- ACD
1         6818     Aspect System management suite 1.0.1

AND ALL ADDITIONS, ATTACHMENTS, ACCESSORIES, SUBSTITUTIONS, REPLACEMENTS,
REPAIRS, IMPROVEMENTS, BETTERMENTS AND APPURTENANCES OF WHATEVER DESCRIPTION OR
NATURE WHETHER NOW OWNED OR HEREAFTER ACQUIRED, AND ALL PROCEEDS, INCLUDING
WITHOUT LIMITATION, INSURANCE PROCEEDS.
<PAGE>

Debtor:         Intek Information, Inc.                  Page 13
                5619 DTC Parkway, 12th Floor
                Englewood, CO 80111
                                                         MLSA # 4339.01
Secured Party:  Charter Financial, Inc.
                530 Fifth Avenue
                New York, NY 10036

                                    EXHIBIT B

--------------------------------------------------------------------------------

                EQUIPMENT LOCATION: 4500 Campbell Road
                ------------------  Fort Scott, KS 66701

QTY.            DESCRIPTION                                    SERIAL NUMBER
                -----------                                    -------------
1        6808   Aspect Architect 1.0.1
11       6710   Customview director-- single COPV
1        6411   Application bridge developer's license
1        6494   CV reportrunner 2.0 plus 2.0.2 patch
179      7000   Nomaural Tome Switch Headset & Control
53       3197   Standard Handset & Cradel
28       3192   Aspect Hands-Free Teleset
1        6818   Aspect System Management Suite 1.0.1
1        6808   Aspect Architect 1.0.1
1        6710   Customview director-- single copy
1        6700   Customview producer-- first copy
1        6498   CV Reportwrirer 2.0 plus 2.0.1 patch
179      7002   Over-the ear headset and control unit set
12       4028   T-1 Digital gunk INTFC Card
6        4082   Switching module controller card
3        3880   Switching module
2        4047   24 port voice card
1        3105   200 MHZ Pentium pro processor
2        3090   Security modem
1        3105   200 MHZ Pentium pro processor
12       4029   T-1 Digital trunk INTFC EXPN
1        3118   Trunk bypass assembly
1        3897   Cabinet cable kit
2        3895   System cabinet
1        3841   System monitor switcher
3        3452   AC Power cable sys power-TDI
1        3445   Frame 2 power connection-- TDI
1        3444   Redumdant power option (RPO)-- TDI
1        3443   48 VDC Power supply-TDI
2        3442   Cabinet power connection (30ft)-- TDI
1        4043   External music on hold interfc
12       4038   Loop/GRMD Start trunk I/F Card

AND ALL ADDITIONS, ATTACHMENTS, ACCESSORIES, SUBSTITUTIONS, REPLACEMENTS,
REPAIRS, IMPROVEMENTS, BETTERMENTS AND APPURTENANCES OF WHATEVER DESCRIPTION OR
NATURE WHETHER NOW OWNED OR HEREAFTER ACQUIRED, AND ALL PROCEEDS, INCLUDING
WITHOUT LIMITATION, INSURANCE PROCEEDS.
<PAGE>

Debtor:         Intek Information, Inc.                Page 14
                5619 DTC Parkway, 12th Floor
                Englewood, CO 80111

                                                       MLSA # 4339.01
Secured Party:  Charter Financial, Inc.
                530 Fifth Avenue
                New York, NY 10036

                                  EXHIBIT B

--------------------------------------------------------------------------------

                EQUIPMENT LOCATION: 4500 Campbell Road
                ------------------  Fort Scott, KS 66701

QTY.                DESCRIPTION                            SERIAL NUMBER
----                -----------                            -------------
4         3440      Battery backup assembly
2         3404      Main distribution frame-fixed
1         3403      Secondary CKT prorect-blk kit
1         3845      ACD regulatory kit
1         3840      ACD system kit
2         3560      110 punch down block
1         3850      ACD redundancy kit
1         3441      Frame 1 power connection -- TDI
330       3190      Aspect teleset
2         3124      Loop/Grd start trunk bypass CD
Invoice #533291-1
1         3124      Loop/Grad start trnk bypass
Invoice #53329l-2
10        3124      LOOP/GRND start trunk bypass CD

ETS INTERNATIONAL, INC.
1        CP-1010-00        CABCP 12000
1        CP-1030-00        BRD Cage CP12000 82770001A91
1        CP-1022-00        POWER Drawer CP8000/9600/12000
1        CP-1103-00        BRD MPU 81850234PAZ
1        CP-1032-00        BRD Network for CP12000 82770015PA1
8        CP-l50l-00        BRD Feed II T-1 81850001PA4
8        CP-1401-03        BRD Universal Interface T-1
1        CM-1035-01        SVR Proliant 3000 6/333
                           w/64mb Memory CD ROM 512K Cach
1        CM-1327-00        Mem 128mb 2 simm kit
1        CM-1326-00        MEM 64mb 2SIMM kit (66 MHz)
2        CM-1117-01        HD 9.1GB Hot Pluggable (10K)
1        CM-1620-00        CARD Controller Smart 2/DH
1        CM-1403-00        MON 15" Color VGA Compaq
1        CM-2412-01        HUB 12 Port Asante 10 Base T
1        CM-1711-00        CONNECTION Station CNS-1600

AND ALL ADDITIONS, ATTACHMENTS, ACCESSORIES, SUBSTITUTIONS, REPLACEMENTS,
REPAIRS, IMPROVEMENTS, BETTERMENTS AND APPURTENANCES OF WHATEVER DESCRIPTION OR
NATURE WHETHER NOW OWNED OR HEREAFTER ACQUIRED, AND ALL PROCEEDS, INCLUDING
WITHOUT LIMITATION, INSURANCE PROCEEDS.
<PAGE>

Debtor: Intek Information, Inc.                                   Page 15
        5619 DTC Parkway, 12th Floor
        Englewood, CO 80111

Secured Party: Charter Financial, Inc.                            MLSA # 4339.01
               530 Fifth Avenue
               New York, NY 10036

                                    EXHIBIT B

--------------------------------------------------------------------------------

     EOUIPMENT LOCATION: 4500 Campbell Road
     ------------------  Fort Scott, KS 66701

QTY.                     DESCRIPTION                               SERIAL NUMBER
----                     -----------                               -------------
                         Corollary Lan-attached
1        OC-1407-00      CBL 10 Base-T #2737-05V    RJ45-RJ4S 50'
1        CM-2007-00      MDM 56K Compaq Microco, 510
1        CM-2002.00      CBL Modem - AT        DB25M to DB9FM
1        CM-2100-00      PNTR 80 Column Panasonic
1        CM-2102-00      CBL Printer Cable
72       CM-3010-00      Software, CALL MANAGER LICENSE
72       CM-3000-00      Answering Machine Detection
1        CM-3040-00      Dialing Rules
1        CM-2305-00      UPS 1400VA w/Powerchute
                         includes SW CM-2306-00
1        CM-2306-00      SW Powerchute for SCO Unix
1        CM-2238-00      DRV DAT 24Gb Conner Scorpion
                         STD624000N External
1        CM-2438-00      CBL SCSI Ito Fast SCSI 3
                         wide 6' with thumb screws
1        CM-2780-00      SW SCO Media Pack
1        CM-2772-00      SW SCO 0S5 5.0.2 150 User Lice
                         150 user lic./#AA260-E110-NS.0
1        CM-2770-01      SW SCO 0s5 5.0.2 25user lic
                         bump pak use with CM-2772-00
7        CM-3001-00      SUPERVISOR SOFTWARE LICENSE
5                        MONITOR SOFTWARE LICENSE
1        CPS296          Ed Sves -- CPS
1        CPS210          Ed Sves -- CPS
1        CM-2417-0l      COMPAQ Netelligent 10/100 Pci
                         Network Card
4        CP-1302-02      8RD Digital Station
                         DSCOO9 8l850236PA6 Rev. A

PROGRESSIVE TECHNOLOGIES
Invoice #S96151

AND ALL ADDITIONS, ATTACHMENTS, ACCESSORIE$, SUBSTITUTIONS, REPLACEMENTS,
REPAIRS, IMPROVEMENTS, BETTERMENTS AND APPURTENANCES OF WHATEVER DESCRIPTION OR
NATURE WHETHER NOW OWNED OR HEREAFTER ACQUIRED, AND ALL PROCEEDS, INCLUDING
WITHOUT LIMITATION, INSURANCE PROCEEDS.
<PAGE>

Debtor: Intek Information, Inc.                                   Page 16
        5619 DTC Parkway, 12th Floor
        Englewood, CO 80111

Secured Party: Charter Financial, Inc.                            MLSA # 4339.01
               530 Fifth Avenue
               New York, NY 10036

                                    EXHIBIT B

--------------------------------------------------------------------------------

     EOUIPMENT LOCATION: 4500 Campbell Road
     ------------------  Fort Scott, KS 66701

QTY.                     DESCRIPTION                          SERIAL NUMBER
----                     -----------                          -------------
11       3100-ITO        TT Desk
1        3100-lTD        TT Desk                              PTI11108
4        3100-TrW        Touch Tone Wall                      PTIIO900;PTI10901
                                                              PTI10909;PTII0908
2        11228X          EX Soundstation w/MICS               12233299;12233295
3        11227X          Soundstation No MICS                 12226256;I2226257;
                                                              12225716
FUTURESOFT
Invoice #037045
1        20ISA507103     DCSB 7.1.03 DOM RC 50 PACK

GATEWAY COMPANIES, INC.
Invoice #43794926                                              1002520 001391240
1        1002520         0P6-366C PC
1        1505545         Office 97 SBE with bookshelf 98 and Office 2000
1        7001375         EV700 17" Monitor with 15.9" Viewing Area
Invoice #43760484
149     1002520          GP6-366C PC serial numbers: 1002520        0013988025;
0013988026; 0013988027; 0013988028; 0013988029; 0013988030; 0013988031;
0013988031; 0013988032; 0013988033; 0013988034; 0013988035; 0013988036;
0013988037; 0013988038; 0013988039; 0013988040; 0013988041; 0013988042;
0013988043; 0013988044; 0013988045; 0013988046; 00~3988047; 0013988048;
0013988049; 0013988050; 0013988051; 0013988052; 0013988053; 0013988054;
0013988055; 0013988056; 0013988057; 0013988058; 0013988059; 0013988060;
0013988061; 0013988062; 0013988063; 0013988064; 0013988065; 0013988066;
0013988067; 0013988068; 0013988069; 0013988070; 0013988071; 0013988072:
0013988073; 0013988074; 0013988075; 0013988076; 0013988077; 0013988078;
0013988079; 0013988080; 0013988081; 0013988082; 0013988083; 0013988084;
0013988085; 00l3988086; 0013988087; 0013988088; 0013988089; 0013988090;
0013988091; 0013988092; 0013988093; 0013988094; 0013988095; 0013988096;
0013988097; 0013988098; 0013988099; 0013988100; 0013988101; 0013988102;
0013988103; 0013988104; 0013988105; 0013988106; 0013988107; 0013988108;
0013988109; 0013988110; 0013988111; 0013988112; 0013988113; 0013988114;
0013988115;
AND ALL ADDITIONS, ATTACHMENTS, ACCESSORIES, SUBSTITUTIONS, REPLACEMENTS,
REPAIRS, IMPROVEMENTS, BETTERMENTS AND APPURTENANCES OF WHATEVER DESCRIPTION OR
NATURE WHETHER NOW OWNED OR HEREAFTER ACQUIRED, AND ALL PROCEEDS, INCLUDING
WITHOUT LIMITATION, INSURANCE PROCEEDS.
<PAGE>

Debtor: Intek Information, Inc.                                          Page 17
        5619 DTC Parkway, 12th Floor
        Englewood, CO 80111

Secured Party: Charter Financial, Inc.                            MLSA # 4339.01
               530 Fifth Avenue
               New York, NY 10036

                                   EXHIBIT B

--------------------------------------------------------------------------------

         EOUIPMENT LOCATION: 4500 Campbelh Road
         ------------------  Fort Scott, KS 66701

QTY.                     DESCRIPTION                          SERIAL NUMBER
----                     -----------                          -------------
0013988116; 0013988117; 0013988118; 0013988119; 0013988120; 0013988121;
0013988122; 0013988123; 0013988124; 0013988125; 0013988126; 0013988127;
0013988128; 0013988l29; 0013988130; 0013988131; 0013988132; 0013988133:
0013988134; 0013988135; 0013988136; 0013988137; 0013988138; 0013988139;
0013988140; 0013988141; 0013988142; 0013988143; 0013988144; 0013988145;
0013988146; 0013988147; 0013983148; 0013988149; 0013988150; 0013988151;
0013988152; 0013988153; 0013988154; 0013988155; 00l3988l56; 0013988157;
0013988158; 0013988159; 0013988160; 0013988161; 0013988162; 0013988163;
0013988164; 0013988165; 0013988166; 0013988167; 0013988168; 0013988169;
0013988170; 0013988171; 0013988172; 0013988173
149      1505545         Office 97 SBE with Bookshelf 98 and Office 2000 Offer
102      7000828         EV700 17" Monitor with 15.9" Viewable

JORDY CARTER, INC.
Proposal #16777
108                      Lockers -- republic standard lockers w/louvers
                         (3 tier) 12x12x72 w/flat top Z bases/ combination locks
                         w/ master key/ color: #52 canyon
13                       458 -- morgan club chair w/provincial walnut finish/
                         com: maharam lariate #001 camel loewenstein
10                       OW-C2220MC -- Occasional table/ wood cylinder w/amber
                         cherry Finish
8        461             Carlyle club chair w/provincial walnut finish
                         com: maharam lariate #001, camel loewenstein
18       36365WF         Table top 36x36 w/waterfall Edge/ Col:
                         formical 515-58 graphite grafix/edge: #5 black
                         edgemold
5        4200SWF         Table top 42" Dia. W/ waterfall edge/ col:
                         formical 515-58 graphite grafix/edge: #5 black
                         edgemold
23                       Standard prong base 30x30 3" column black
                         Wrinkle edgemold
72       096             Sail armless stack chair/7B purple shell/

AND ALL ADDITIONS, ATTACHMENTS, ACCESSORIES, SUBSTITUTIONS, REPLACEMENTS,
REPAIRS, IMPROVEMENTS, BETTERMENTS AND APPURTENANCES OF WHATEVER DESCRIPTION OR
NATURE WHETHER NOW OWNED OR HEREAFTER ACQUIRED, AND ALL PROCEEDS, INCLUDING
WITHOUT LIMITATION, INSURANCE PROCEEDS.
<PAGE>

Debtor: Intek Information, Inc.                                          Page 18
        5619 DTC Parkway, 12th Floor
        Englewood, CO 80111

Secured Party: Charter Financial, Inc.                            MLSA # 4339.01
               530 Fifth Avenue
               New York, NY 10036

                                   EXHIBIT B

--------------------------------------------------------------------------------

         EOUIPMENT LOCATION: 4500 Campbelh Road
         ------------------  Fort Scott, KS 66701

<TABLE>
<CAPTION>
<S>                      <C>                                               <C>
QTY.                     DESCRIPTION                                       SERIAL NUMBER
----                     -----------                                       -------------
                         black frame Loewenstein
20       44100           bola siJe chair w/uph. Arm inserts/altamont
                         #101 fabric/Y34 plum glide & arm insert/
                         black frame fixture furniture
10       641112          Trillium round swivel-tilt chair w/blk base/#3608
                         seaspray fabrc Kimball International
1        CT1-Rl2ODBC     Racetrack wood top 120x48 w/bourbon on cherry
                         Bullnose edge/ corn: Wilson Art #4673-60
                         Safron Tigris Kimball International
3        CB2O16W         Cylinder base w/bourbon on cherry finish
                         Kimball International
1        CQ38229-A       Rectangular Table top 163x48 w/pvc edge MB Midnight
                         black col: Wilson Art #4673-60 Safron Tigris
                         Kimball International
3        CB7-2M          2 Prong base/AMB black
                         Kimball International
14       4.0TA2          Transit high back tilt lock conference chair w/loop
                         arms / mystery mist fabric sit on it
12       TT3072RGY       Array training table 30x72 w/ 2 grommets/ flat
                         PVC edge #462 cinder col Wilson Art #4673-60 Safron
                         Tigris Kimball International
2        TT2460RGY       Array training table top 24x60 w/grommets/PVC edge
                         #462 cinder col: Wilson Art #4673-60 Safron Tigris
                         Kimball International
28       TB2328TS        Static base w/#462 cinder
                         Kimball International
12       TMP609          Array Modest panel/black
                         Kimball International
12       TCML            Cable manager for leg
                         Kimball International
26       TCM29           Cable manager (undersurface)
                         Kimball International
</TABLE>
AND ALL ADDITIONS, ATTACHMENTS, ACCESSORIES, SUBSTITUTIONS, REPLACEMENTS,
REPARIRS, IMPROVEMENTS, BETTERMENTS AND APPURTENANCES OF WHATEVER DESCRIPTION OR
NATURE WHETHER NOW OWNED OR HEREAFTER ACQUIRED, AND ALL PROCEEDS, INCLUDING
WITHOUT LIMITATION, INSURANCE PROCEEDS.
<PAGE>

Debtor: Intek Information, Inc.                                          Page 19
        5619 DTC Parkway, 12th Floor
        Englewood, CO 80111

Secured Party: Charter Financial, Inc.                            MLSA # 4339.01
               530 Fifth Avenue
               New York, NY 10036

                                    EXHIBIT B

--------------------------------------------------------------------------------

         EOUIPMENT LOCATION: 4500 Campbell Road
         ------------------  Fort Scott, KS 66701

<TABLE>
<CAPTION>
<S>      <C>             <C>                                                    <C>
QTY.                     DESCRIPTION                                            SERIAL NUMBER
----                     -----------                                            -------------
26       4.OTA7          Transit high back tilt lock training chair
                         w/ adjustable arms / mystery mist fabric
                         sit on it
28       44l00           Bola guest chair w/ arms/ altarnont #101
                         fabric / black frame/ Y34 Plum arm inserts
                         & glides - fixtures furniture
l        642212/3608     Trillium roun pneumatic/kneetilt
                         w/black base/ #3608 seapray
                         Kimball International
2        641112/3608     Trillium round swivel-tilt mechanical
                         conference chair/black base/#3608 seaspray
                         Kemball International
lnvoice #2032
13       458             Morgan club chair w/provincial walnut finish/
                         corn: maharam lariate #001, camel
72       096             Sail armless stack chair/7B purple shell /black
                         frame
Invoice # 1942
1        OW-C2220MC      Occasional table/ wood cylinder w/amnber cherry finish
18       3636SWF         Table top 36x36 w/waterfall edge/col: formica 515-58
                         graphite grafix / edge: #5 black
5        4200SWF         Table top 42' Dia w/waterfall edge/col:
                         formical 515-58 graphite grafix/edge: #5 black
20       44l00           Bola side chair w/ uph arm inserts/ altamont #101
                         fabric/ Y34 plum glide & arm insert/black frame
10       641112          Trillium round swivel-tilt chair w/ blk base / #3608
                         seaspray fabric
14       4.0TA2          Transit high back tilt lock conference
                         chair w/loop arms/ mystery mist fabric
26       4.OTA7          Transit high back tilt lock training chair w/
                         adjustable arms / mystery mist fabric
28       44l00           Bola guest chair w/ arms/ altarnont #101 fabric
</TABLE>
AND ALL ADDITIONS, ATTACHMENTS, ACCESSORIES, SUBSTITUTIONS, REPLACEMENTS,
REPAIRS IMPROVEMENTS, BETTERMENTS AND APPURTENANCES OF WHATEVER DESCRIPTION OR
NATURE WHETHER NOW OWNED OR HEREAFTER ACQUIRED, AND ALL PROCEEDS, INCLUDING
WITHOUT LIMITATION, INSURANCE PROCEEDS.
<PAGE>

Debtor: Intek Information, Inc.                                          Page 20
        5619 DTC Parkway, 12th Floor
        Englewood, CO 80111

Secured Party: Charter Financial, Inc.                            MLSA # 4339.01
               530 Fifth Avenue
               New York, NY 10036

                                    EXHIBIT B

--------------------------------------------------------------------------------

         EOUIPMENT LOCATION: 4500 Campbelh Road
         ------------------  Fort Scott, KS 66701

<TABLE>
<CAPTION>
<S>                      <C>                                                    <C>
QTY.                     DESCRIPTION                                            SERIAL NUMBER
----                     -----------                                            -------------
                         black frame/ Y34 plum arm inserts & glides
1        6422l2/3608     Trillium round pneumatic/kneetilt w/black
                         base/ #3608 seapray
2        641112/3608     Trillium round swivel-tilt/ mechanical
                         conference chair/ black base/ #3608
                         seaspray
1        OW-C222oMC      Occasional table / wood cylinder w/ amber
                         cherry finish.
Invoice #2158
108      Lockers         Republic Standard Lockers w/Louvers (3 tier)
                         12x12x72 w/flat top Z bases combination
                         locks w/master key/door louvers/ #52 canyon
                         finish
8        46              Carlyle club chair w/provincial walnut finish/
                         com: maharam lariate #001, camel
1        CT!-R120DBC     Racetrack wood top 120x48 w/bourbon on
                         cherry, bullnose edge/ corn: Wilson Art
                         #4673-60 Safron Tigris
3                        CB2-16W Cylinder Base w/Bourbon on Cherry Finish
1                        CQ38229-A Rectangular Table Top 168X48 w/PVC Edge MB
                         #462 Cinr Col: Wilson Art
                         Midnight Black Col: Wilson Art #4673-60 Safron Tigris
3                        CB7-2M 2 Prong Base/Amb Black
12                       TT3072RGY Arrary Training Table 30X72 w/2 Grommets/Ftat
                         PVC Edge #462 Cindr Col:Wilson Art #4673-60 Safron Tigris
2                        TT2460RGY Array Training Table Top 24X60 w/Grommnets/PVC Edge
                         #4673-60 Safron Tigris
28                       TB2328TS Static Base w/#462 Cinder
12                       TMP609 Array Modesty Panel/Black
12                       TCML Cable Manager for Leg
26                       TCM29 Cable Manager(undersurface)
Invoice 2260
</TABLE>

AND ALL ADDITIONS, ATTACHMENTS, ACCESSORIES, SUBSTITUTIONS, REPLACEMENTS,
REPAIRS, IMPROVEMENTS, BETTERMENTS AND APPURTENANCES OF WHATEVER DESCRIPTION OR
NATURE WHETHER NOW OWNED QR HEREAFTER ACQUIRED, AND ALL PROCEEDS, INCLUDING
WITHOUT LIMITATION, INSURANCE PROCEEDS.
<PAGE>

Debtor: Intek Information, Inc.                                   Page 21
        5619 DTC Parkway, 12th Floor
        Englewood, CO 80111

Secured Party: Charter Financial, Inc.                            MLSA # 4339.01
               530 Fifth Avenue
               New York, NY 10036

                                    EXHIBIT B

--------------------------------------------------------------------------------

         EOUIPMENT LOCATION: 4500 Campbell Road
         ------------------  Fort Scott, KS 66701

QTY.                     DESCRIPTION                               SERIAL NUMBER
----                     -----------                               -------------
5                        WW1248 48" Standard Wall Panel
1                        WW1244 44" Standard Wall Panel
2                        WW1236 36" Standard Wall Panel
3                        WW1224 24" Standard Wall Panel
1                        WW1220 20" Standard Wall Panel
5                        WW1218 18" Standard Wall Panel
3                        WW1212 12" Standard Wall Panel
2                        WW1208 8" Standard Wall Panel
1                        WD1240'40" Single Door
1                        WX0039 Primary Door Hardware
14                       W1C22SP Custom Angle 2 Way Square
Invoice 2259
1                        Call Center Stations All Center Core
                         Pinwheel Stations, 4 Steelcase
                         Stations & 1 Haworth Private office
                         Workstation

AND ALL ADDITIONS, ATTACHMENTS, ACCESSORIES, SUBSTITUTIONS, REPLACEMENTS,
REPAIRS, IMPROVEMENTS, BETTERMENTS AND APPURTENANCES OF WHATEVER DESCRIPTION OR
NATURE WHETHER NOW OWNED OR HEREAFTER ACQUIRED, AND ALL PROCEEDS, INCLUDING
WITHOUT LIMITATION, INSURANCE PROCEEDS.

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00002-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00002-of-00352.parquet"}]]