Document:

Form of Long-Term Incentive Plan Option Agreement

 Exhibit 10.1 
 UNITED BANKSHARES, INC. 
 2011 LONG-TERM INCENTIVE PLAN 

OPTION AGREEMENT 
 THIS OPTION AGREEMENT, made as of                     (“Grant Date”) by and between
UNITED BANKSHARES, INC. (“United”) and                     (“Participant”). 

WHEREAS, the United Bankshares, Inc. 2011 Long-Term Incentive Plan (“the Plan”), providing for awards of non-statutory stock
options, was adopted by the Board of Directors of United on February 28, 2011, and approved by its shareholders on May 16, 2011; and 
 WHEREAS, the Plan provides that the United Bankshares, Inc. Compensation Committee (“the Committee”) shall administer the Plan; and 

WHEREAS, the Plan provides that the Committee may select any key employee of United or of its subsidiaries or any non-employee Director
of United to participate in the Plan; and 
 WHEREAS, the Committee has selected Participant who meets the Plan’s
eligibility requirements to participate in the Plan and to be granted an option to purchase the shares of stock described hereafter in accordance with the terms of this Option Agreement and the Plan; and 

WHEREAS, the Committee by resolution effective
                        , authorized the Chairman to award stock options to deserving, eligible participants and further
authorized the Chairman, President or Executive Vice President, and Secretary of the Company to execute this Option Agreement evidencing the grant of such option. 
 NOW, THEREFORE, in consideration of the premises and the mutual covenants hereinafter set forth, the parties agree as follows: 
 1.         Grant of Option. United hereby irrevocably grants to Participant, as a matter of separate agreement and not in lieu of salary or any other
compensation for services, the right and option (“Option”) to purchase all or any part of an aggregate of                 shares of authorized common
stock of United on the terms and conditions herein set forth. The term “common stock” as used herein shall, except as otherwise indicated by the context, mean the $2.50 par value common stock of United authorized as of the date hereof. The
options awarded hereunder are not intended to qualify as incentive stock options (ISOs) as defined in the Internal Revenue Code of 1986, as amended (“Code”). 
 2.         Option Price. The purchase price for each share of common stock covered by the Option shall be $__.    per
share, which amount represents the fair market value of the stock on the Grant Date as determined as set forth in the Plan and in good faith by the Committee. 

  
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 3.         Term. The term of the Option shall
be for a period of ten (10) years from the Grant Date unless the Option expires or is terminated at an earlier time as hereinafter provided. 
 4.         Rights as Stockholders. Participant shall not have any of the rights of a stockholder with respect to the shares of common stock covered by the
Option until such shares shall be issued upon the due exercise of the Option. 

5.         Nonassignable and Nontransferable. Pursuant to the Plan, each Option, and all
rights thereunder, shall be nonassignable and nontransferable other than by will or the laws of descent and distribution. With the exception hereafter noted for disability, during Participant’s lifetime, an Option may only be exercised by
Participant. If Participant suffers total and permanent disability, an Option may be exercised by Participant, if capable, or by Participant’s committee, guardian, attorney-in-fact or other authorized person or entity. After the death of
Participant, an Option may be exercised by his or her personal representative, legatee or heir, as the case may be. 

6.         Exercisability of Option. 

(a) Vesting Schedule. The Option shall become exercisable in accordance with the following vesting schedule: 

 

			
	 Years from
 Grant of Option
	  	Percentage Vested
	1	  	25%
	2	  	50%
	3	  	75%
	4	  	100%

 (b) Additional Conditions to Vesting. Except as otherwise provided in Section 6(c) below, in order
for options to vest, an optionee must be (i) in the case of a Key Employee, an employee on the date the options are scheduled to vest (as outlined in the preceding schedule) or in the case of a non-employee Director, a member of the Board of
Directors of United on the date the options are scheduled to vest (as outlined in the preceding schedule). 
 (c) Accelerated
Vesting. In the case of a Participant who is a Key Employee, in the event of termination and separation from service as an employee of United or its affiliates by Death, due to Disability (as defined in the Plan), due to Normal Retirement (as
defined in the Plan), or due to Change in Control (as defined in the Plan,) vesting shall be accelerated and Participant shall be permitted to exercise all options granted beginning on the date of such termination and separation from service as an
employee of United or its subsidiaries by Death, due to Disability, due to Normal Retirement or due to Change in Control. In the case of a Participant who is a non-employee Director of United, in the event of termination and separation from service
on the Board of United due to Normal Separation (as defined in the Plan), upon Death, or due to Change in Control (as defined in the Plan), vesting shall be accelerated and such Participant shall be permitted to exercise all options granted
beginning on the date of such termination and separation from service on the Board of United due to Normal Separation, upon Death, or due to Change in Control. Options that have not been exercised (whether they are vested or not) at the time a Key
Employee is terminated For Cause (as defined in the Plan), or a non-employee Director’s service is terminated For Cause (as defined in the Plan) will be forfeited immediately. 

  
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 7.         Termination of Option. Except as
provided otherwise herein, all rights under the Option shall expire, to the extent not heretofore exercised, ten years from the grant of this Option. In addition, all Options are subject to Clawback, meaning cancellation, forfeiture, or recapture of
the proceeds of any Options, according to such terms and conditions as may be determined from time to time by the Committee to comply with regulations issued by the Securities and Exchange Commission. 

8.         Employment Status of Employee. With respect to a Key Employee, except as
hereinafter provided with respect to Normal Retirement, termination due to disability and termination due to death and subject to the termination of option provisions in Section 7 above, and in Section 6 concerning termination For Cause,
each vested Option, to the extent it shall not have been exercised, shall terminate upon three (3) months after the termination of employment of Participant. In the event termination of employment is the result of the optionee’s Normal
Retirement (as defined in the Plan), Disability (as defined in the Plan), each vested Option, to the extent it shall not have been exercised, shall remain exercisable throughout its original term. With respect to Participants who are Key Employees,
and with respect to Participants who are non-employee Directors, in the event of Death, each vested Option, to the extent it shall not have been exercised, shall terminate one year after Participant’s death, but in no event shall the option be
exercisable beyond the award’s original expiration date. Provided, however, that nothing in this section shall operate to extend the term of the Option beyond the term stated in Section 3 hereof, subject to earlier termination of the
option as provided in Sections 6 and 7 above, and this Section 8. Any option that is not vested at the time of, in the case of a Participant who is a Key Employee, termination and separation from service as an employee of United or its
subsidiaries other than by Death, due to Disability (as defined in the Plan), due to Normal Retirement (as defined in the Plan), or due to Change in Control (as defined in the Plan,) will expire and be forfeited commensurate with such termination of
employment, as applicable. Any option that is not vested at the time of, in the case of a Participant who is a non-employee Director of United, termination and separation from service on the Board of United other than due to Normal Separation (as
defined in the Plan), upon Death, or due to Change in Control (as defined in the Plan), will expire and be forfeited commensurate with such termination of Board service, as applicable. 

9.         Change of Duties. In the case of a Key Employee, this Option shall not be
affected (i) by any change of duties or position (including transfer to or from a subsidiary), so long as Participant continues to be an employee of United or of any of its subsidiaries, or (ii) by a temporary leave of absence that does
not sever the employment relationship. For this purpose, a temporary leave of absence for a period of less than three (3) months must be approved by an officer of the Company [or in accordance with procedures applicable to approved leaves under
the Family and Medical Leave Act of 1993], and a temporary leave of absence for a period of three (3) months or more must be approved by the Committee or Board of Directors of United. 

10.         Changes in Capital Structure. The number, kind, or class (or any combination
thereof) of shares of stock reserved under Section 4 of the Plan; the grant limitations also defined in Section 4 of the Plan; the number, kind, or class (or any combination thereof) of shares of stock subject to options; and the exercise
price of the options shall be adjusted by the Committee in an equitable manner to reflect any change in the capitalization of United, including, but not limited to, such changes as stock dividends or stock splits. 

  
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 11.         Exercise of Option. Subject to
the terms and conditions of this Option Agreement, the Option may be exercised by written notice to United Bankshares, Inc. at United’s offices, which are presently at United Square, Fifth & Avery Streets, Parkersburg, West Virginia
26101. Such notice shall state the date of this Agreement, the election to exercise the Option, and the number of shares in respect of which it is being exercised, and shall be signed by the person or persons so exercising the Option. Such notice
shall be accompanied by payment of the full purchase price of the shares or by alternative means of exercise as determined by the Committee. United shall issue and deliver a certificate or certificates representing the shares as soon as practicable
after the notice is received. The certificate or certificates for the shares as to which the Option shall have been so exercised shall be registered in the name of the person or persons exercising the Option and shall be delivered to or upon the
written order of the person or persons exercising the Option. In the event the Option is being exercised pursuant to Section 5 hereof by any person or persons other than Participant, the notice shall be accompanied by appropriate proof of the
right of such person or persons to exercise the Option. All shares issued as provided herein will be fully paid and non-assessable. 
 12.         Order of Exercise. Any vested option granted pursuant to this Plan may be exercised in any order, at the discretion of Participant. 

13.         Reservation of Shares. United shall at all times during the term of the Option
reserve a number of shares of common stock that will be sufficient to satisfy the requirements of this Option Agreement, and will from time to time use its best efforts to comply with all laws and regulations which, in the opinion of counsel for
United, shall be applicable thereto. 
 14.         Inclusion of Subsidiary and
Successor Corporations. For purposes of this Option Agreement, employment by a subsidiary corporation of United shall be considered employment by United. As used in this paragraph, the term “subsidiary corporation” shall mean any
present or future subsidiary corporation of United coming within the definition of “subsidiary corporation” contained in Section 424(f) of the Internal Revenue Code of 1986, as amended, or any successor section. This Option Agreement
shall be binding upon any successor or successors of United and reference herein to United, unless clearly inapplicable, shall be deemed to include any such successor or successors of United. 

15.         Effect of Plan. The Option granted hereunder is granted pursuant to the terms
of and is in all respects limited and conditioned as provided in the United Bankshares, Inc. 2011 Long-Term Incentive Plan, a copy of which is attached to and made a part of this Option Agreement. In the event any conflict exists between the terms
and conditions of the Plan at the Grant Date and this Option Agreement, the terms and conditions of the Plan shall prevail. 

16.         Disclosure. Employee acknowledges receipt of a copy of the United Bankshares,
Inc. 2011 Long-Term Incentive Plan, and a copy of the most recent United Bankshares, Inc. Annual Report. 

17.         Construction. If any provision of this Option Agreement is held to be illegal
or void, such illegality or invalidity shall not affect the remaining provisions of the Option Agreement, but shall be fully severable, and the Option Agreement shall be construed and enforced as if the illegal or invalid

  
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provisions had never been inserted. For all purposes of the Option Agreement, where the context permits, the singular shall include the plural, and the plural shall include the singular. All
decisions of the Committee upon questions regarding the Option Agreement shall be conclusive and binding on all persons. The headings of the paragraphs of this Option Agreement have been included for convenience of reference only, are not to be
considered a part hereof and shall in no way modify or restrict any of the terms of provisions hereof. 

18.         Governing Law. This Option Agreement shall be governed by, and construed in
accordance with, the laws of the State of West Virginia. Any dispute, controversy or claim between United and Participant, any Beneficiary or other person arising out of or relating to the Plan or this Agreement shall be settled by arbitration
conducted in the City of Charleston in accordance with the Commercial Rules of the American Arbitration Association then in force and West Virginia law within 30 days after written notice from one party to the other requesting that the matter be
submitted to arbitration. Arbitration must be initiated by serving or mailing a written notice of the complaint to the other party within one year (365 days) after the day the complaining party first knew or should have known of the events giving
rise to the complaint. Failure to initiate arbitration within this time period will result in waiver of any right to bring arbitration or any other legal action with respect to the Plan, or this Agreement. The arbitration decision or award shall be
binding and final upon the parties. The arbitration award shall be in writing and shall set forth the basis thereof. The existence, contents or results of any arbitration may not be disclosed by a party or arbitrator without the prior written
consent of both parties. The parties shall abide by all awards rendered in such arbitration proceedings, and all such awards may be enforced and executed upon in any court having jurisdiction over the party against whom enforcement of such award is
sought. United shall reimburse Participant for all costs and expenses (including, without limitation, reasonable attorneys’ fees, arbitration and court costs and other related costs and expenses) the Participant reasonably incurs as a result of
any dispute or contest regarding the Plan, or this Agreement and the parties’ rights and obligations hereunder if, and when, the Participant prevails on at least one material claim; otherwise, each party shall be responsible for its own costs
and expenses. 
 19.         Signature in Counterparts. This Agreement may be
signed in counterparts, each of which shall be an original, with the same effect as if the signatures thereto and hereto were upon the same instrument. The parties hereto confirm that any facsimile copy of another party’s executed counterpart
of this Agreement (or its signature page thereof) will be deemed to be an executed original thereof. 

  
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 IN WITNESS WHEREOF, United has caused this Option Agreement to be executed by its officers
thereunto duly authorized, and Participant has signed the same, all as of the day and year first above written: 
  

			
	UNITED BANKSHARES, INC.
		
	By: 	 	 
	Its:	 	Chairman and CEO

  

			
	[CORPORATE SEAL]
	ATTEST:	 	 
		 	

  

			
	
		
		 	[SEAL]
		 	PARTICIPANT

  
 78Form of Long-Term Incentive Plan Restricted Stock Award Agreement

 Exhibit 10.2 
 UNITED BANKSHARES, INC. 
 2011 LONG-TERM INCENTIVE PLAN 

RESTRICTED STOCK AWARD AGREEMENT 
 THIS RESTRICTED STOCK AWARD AGREEMENT (the “Agreement”), is made, effective as of the              day of
                            , 2012 (hereinafter the “Date of Grant”), between United
Bankshares, Inc., (“United”), and
                                         
        (“Participant”). 
 R E C I T A L S: 

WHEREAS, United has adopted the United Long-Term Incentive Plan (the “Plan”), pursuant to which awards of restricted
shares of United’s Common Stock may be granted to persons including Key Employees of United and its affiliates, and non-employee members of the Board of Directors of United (the “Board”); and 

WHEREAS, the Compensation Committee of the Board has determined on
             that it is in the best interests of United and its stockholders to grant the restricted stock award provided for herein (the “Restricted Stock Award”) to
Participant in connection with the Participant’s services to the United, such grant to be subject to the terms set forth herein and in the Plan. 
 NOW THEREFORE, in consideration of the mutual covenants hereinafter set forth, the parties hereto agree as follows: 
 1.         Incorporation by Reference, Etc. The provisions of the Plan are hereby incorporated herein by reference. Except as otherwise expressly set forth herein,
this Agreement shall be construed in accordance with the provisions of the Plan and any capitalized terms not otherwise defined in this Agreement shall have the definitions set forth in the Plan. The Committee shall have final authority to interpret
and construe the Plan and this Agreement and to make any and all determinations under them, and its decision shall be binding and conclusive upon the Participant and his legal representative in respect of any questions arising under the Plan or this
Agreement. 
 2.         Grant of Restricted Stock Award. United hereby grants on the
Date of Grant to the Participant a Restricted Stock Award consisting of              shares of Common Stock (hereinafter called the “Restricted Shares”), on the terms and
conditions set forth in this Agreement and as otherwise provided in the Plan. The Restricted Shares shall vest in accordance with Section 3(a) hereof. 
 3.         Terms and Conditions. 
 (a)
Vesting. Except as otherwise provided in the Plan and this Agreement, and contingent upon the Participant’s continued employment, or in the case of a non-employee member of the Board, continued membership on the Board, as the case may be,
(i) twenty-five percent (25%) of the Restricted Shares shall vest and become non-forfeitable on the first anniversary of the Award Date; (ii) twenty-five percent (25%) of the Restricted Shares shall vest and become
non-forfeitable on the second anniversary of the Award Date; (iii) twenty-five percent (25%) of the Restricted Shares shall vest and 

  
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become non-forfeitable on the third anniversary of the Award Date; and (iv) twenty-five percent (25%) of the Restricted Shares shall vest and become non-forfeitable on the fourth
anniversary of the Award Date; (each such anniversary, is hereinafter sometimes referred to as a “Vesting Date”). 

(b) Taxes. The Participant shall pay to United promptly upon request, and in any event at the time Participant recognizes taxable income
in respect of the Restricted Stock Award, an amount equal to the taxes, if any, that United determines it is required to withhold under applicable tax laws with respect to the Restricted Shares. Such payment shall be made in the form of cash.

 (c) Book Entry. The Restricted Shares will be evidenced by book-entry registration. Issuance of the Restricted Shares by
book-entry registration is subject to the acceptance of the Award by the Participant, by execution of this Agreement, accompanied by a Form of Registration and Selection of Beneficiary, a form for Election to Include Income in Year of Transfer of
Property Pursuant to Section 83(b) of the Internal Revenue Code, if applicable, and a completed Internal Revenue Service Form W-9, Request for Taxpayer Identification Number and Certification. In addition, in the event any stock certificate is
issued in respect of any Restricted Shares, in the discretion of the Committee, such certificate shall be registered in the name of the Participant and shall bear an appropriate legend (as determined by the Committee) referring to the terms,
conditions, and restrictions applicable to such Restricted Shares, but shall remain in the physical custody of United or its designee at all times prior to, in the case of any particular Restricted Shares, the applicable Vesting Date. The Committee
may require, in its discretion, as a condition to the receipt of this Restricted Stock Award, that Participant shall deliver to United a stock power, duly endorsed in blank, relating to the Restricted Shares. 

(d) Effect of Termination of Services. 
 (i) Except as provided in subsection (ii) of this Section 3(d), unvested Restricted Shares shall be forfeited without consideration by Participant at any time prior to the Vesting Date upon
Participant’s termination and separation from service from United (or affiliate) as (a) an employee, or, (b) if the Participant is a non-employee Director of United, then as a Director. (Notwithstanding any other provision of this
Agreement, for all purposes under this Agreement, the terms ‘termination,’ ‘termination of employment,’ ‘Termination of Service,’ ‘discharge,’ ‘resignation,’ ‘resignation from service,’
‘retire,’ ‘retirement,’ ‘early retirement,’ ‘normal retirement’ and any similar terms, shall have meanings and be interpreted and construed in a manner consistent with and in compliance with the definition of
‘separation from service’ under Internal Revenue Code (“Code”) Section 409A and the regulations and guidance issued thereunder, which are incorporated herein by reference as if set forth in full.) 

(ii) With respect to a Participant who is a Key Employee, upon the Participant’s termination and separation from service from
United (or affiliate) as an employee due to Normal Retirement (as defined in the Plan), Death, due to Disability (as defined in the Plan), or due to Change in Control (as defined in the Plan), any remaining unvested Restricted Shares shall vest on
the date of such termination and separation from service. With respect to a Participant who is a non-employee Director of United, upon termination and separation from service on the Board, due to Normal Separation (as defined in the Plan) or Change
in Control, any remaining unvested Restricted Shares shall vest on the 

  
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date of such termination and separation from service. In the event of termination and separation from service of a Participant who is a Key Employee For Cause (as defined in the Plan) or of a
non-employee Director For Cause (as defined in the Plan), all Restricted Shares that are not fully vested at the time of such termination and separation from service For Cause will be forfeited immediately. 

(e) Rights as a Stockholder; Dividends. Participant shall be the record owner of the Restricted Shares unless and until such shares are
forfeited pursuant to Section 3(d) hereof or sold or otherwise disposed of, and as record owner shall be entitled to all rights of a common stockholder of United, including, without limitation, the right to vote such Restricted Shares and the
right to receive dividends (or dividend equivalents); provided, however, that any Shares distributed as a dividend or otherwise with respect to any Restricted Shares as to which the restrictions have not yet lapsed shall be subject to the same
restrictions, and evidenced in the same manner, as such Restricted Shares. 
 (f) Restrictive Legend. As stated above, the
Restricted Shares are to be evidenced by book-entry registration. In the event that the Committee, in its discretion, shall at any time issue any certificates representing Restricted Shares, such certificates shall have affixed thereto a legend in
substantially the following form, or in a similar form as determined by the Committee, in addition to any other legends that may be required under federal or state securities laws: 

TRANSFER OF THIS CERTIFICATE AND THE SHARES REPRESENTED HEREBY IS RESTRICTED PURSUANT TO THE TERMS OF THE UNITED BANKSHARES, INC. 2011
LONG-TERM INCENTIVE PLAN AND A RESTRICTED STOCK AWARD AGREEMENT, DATED AS OF             , 20__, BETWEEN UNITED BANKSHARES, INC. AND
            . A COPY OF SUCH PLAN AND AGREEMENT IS ON FILE AT THE OFFICES OF UNITED BANKSHARES, INC. 
 (g) Transferability. The Restricted Shares may not at any time prior to the Vesting Date (as to any particular Restricted Share) be assigned, alienated, pledged, attached, sold or otherwise transferred or
encumbered by the Participant other than by will or the laws of descent and distribution, and any such purported assignment, alienation, pledge, attachment, sale, transfer or encumbrance shall be void and unenforceable against United; provided, that
the designation of a beneficiary shall not constitute an assignment, alienation, pledge, attachment, sale, transfer or encumbrance. 
 4.         Miscellaneous. 
 (a) Notices.
Any notice, consent, request or other communication made or given in accordance with this Agreement shall be in writing and shall be deemed to have been duly given when actually received or, if mailed, three days after mailing by registered or
certified mail, return receipt requested, or one business day after mailing by a nationally recognized express mail delivery service with instructions for next-day delivery, to those persons listed below at their following respective addresses or at
such other address or person’s attention as each may specify by notice to the others: 

  
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 To United: 
 United Bankshares, Inc. 
 United Square 

Fifth & Avery Streets 
 Parkersburg, West Virginia 26101 
 Attn.:
                 
 To Participant:

 The most recent address for the Participant in the records of United. Participant hereby agrees to promptly provide United
with written notice of any change in Participant’s address for so long as this Agreement remains in effect. 
 (b) Bound
by Plan. By signing this Agreement, Participant acknowledges that he or she has received a copy of the Plan and has had an opportunity to review the Plan and agrees to be bound by all the terms and provisions of the Plan. 

(c) Beneficiary. Participant may file with the Committee a written designation of a beneficiary on such form as may be prescribed by the
Committee and may, from time to time, amend or revoke such designation. If no designated beneficiary survives Participant, the executor or administrator of Participant’s estate shall be deemed to be Participant’s beneficiary. 

(d) Successors. The terms of this Agreement shall be binding upon and inure to the benefit of United, its successors and assigns, and of
Participant and the beneficiaries, executors, administrators, heirs and successors of Participant. 
 (e) Entire Agreement.
This Agreement contains the entire agreement and understanding of the parties hereto with respect to the subject matter contained herein and supersedes all prior communications, representations and negotiations in respect thereto. No change,
modification or waiver of any provision of this Agreement shall be valid unless the same be in writing and signed by the parties hereto. 
 (f) Governing Law. This Agreement, the Plan and all determinations made and actions taken pursuant to the Plan shall be governed by the laws of the State of West Virginia and applicable federal laws,
excluding any conflicts or choice of law, rule or principle that might otherwise refer construction or interpretation of this Agreement or the Plan to the substantive law of another jurisdiction. Any dispute, controversy or claim between United and
Participant, any Beneficiary or other person arising out of or relating to the Plan or this Agreement shall be settled by arbitration conducted in the City of Charleston in accordance with the Commercial Rules of the American Arbitration Association
then in force and West Virginia law within 30 days after written notice from one party to the other requesting that the matter be submitted to arbitration. Arbitration must be initiated by serving or mailing a written notice of the complaint to the
other party within one year (365 days) after the day the complaining party first knew or should have known of the events giving rise to the complaint. Failure to initiate arbitration within this time period will result in waiver of any right to
bring arbitration or any other legal action with respect to the Plan, 

  
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or this Agreement. The arbitration decision or award shall be binding and final upon the parties. The arbitration award shall be in writing and shall set forth the basis thereof. The existence,
contents or results of any arbitration may not be disclosed by a party or arbitrator without the prior written consent of both parties. The parties shall abide by all awards rendered in such arbitration proceedings, and all such awards may be
enforced and executed upon in any court having jurisdiction over the party against whom enforcement of such award is sought. United shall reimburse Participant for all costs and expenses (including, without limitation, reasonable attorneys’
fees, arbitration and court costs and other related costs and expenses) the Participant reasonably incurs as a result of any dispute or contest regarding the Plan, or this Agreement and the parties’ rights and obligations hereunder if, and
when, the Participant prevails on at least one material claim; otherwise, each party shall be responsible for its own costs and expenses. 
 (g) Headings. The headings of the Sections hereof are provided for convenience only and are not to serve as a basis for interpretation or construction, and shall not constitute a part, of this Agreement.

 (h) Signature in Counterparts. This Agreement may be signed in counterparts, each of which shall be an original, with the
same effect as if the signatures thereto and hereto were upon the same instrument. The parties hereto confirm that any facsimile copy of another party’s executed counterpart of this Agreement (or its signature page thereof) will be deemed to be
an executed original thereof. 
 IN WITNESS WHEREOF, the parties hereto have executed this Agreement all as of the date first
above written. 
  

			
	UNITED BANKSHARES, INC.
		
	By: 	 	 
		
	Title:	 	 
		 	

  

			
	PARTICIPANT:
	
	 
		
	Print Name: 	 	 

  
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