Document:

<PAGE>   1
                                                                    EXHIBIT 10.8

                                 LOAN AGREEMENT

         This Loan Agreement is entered into among Petquarters, Inc.
("Borrower"), AMRO International, S.A. (the "Lender") and Epstein Becker &
Green, P.C. ("Lender's Counsel") as of May 2, 2000.

         WHEREAS, Borrower expects to have working capital needs in the event
Borrower has not drawn down One Million Dollars ($1,000,000) under that certain
Private Equity Line of Credit Agreement dated as of March 15, 2000 between the
Splendid Rock Holdings, Ltd. and Borrower (the "Equity Line Agreement") on or
before May 4, 2000; and

         WHEREAS, Lender is willing to make a short-term loan of up to One
Million Dollars ($1,000,000) (the "Borrowed Sum") to Borrower.

         NOW, THEREFORE, the parties agree as follows:

         1. Lender shall lend Borrower up to One Million Dollars ($1,000,000),
as requested by Borrower, on the terms set forth in the Convertible Debenture in
the form of Exhibit A hereto, in the event Borrower has not drawn down One
Million Dollars ($1,000,000) under the Equity Line Agreement on or before May 4,
2000. The Borrowed Sum shall be in an amount as requested by Borrower, but shall
not exceed the difference between the amount actually drawn down under the
Equity Line Agreement as of May 4, 2000 and One Million Dollars. The Borrowed
Sum shall be delivered by wire transfer to the account designated by the
Borrower in accordance with paragraph 2 of this Agreement.

         2. On or before May 4, 2000, Borrower shall deliver an executed copy of
the convertible Debenture and Registration Rights Agreement, attached hereto as
Exhibit B, with wiring instructions for the Borrowed Sum to Lender's Counsel at
its offices in New York, New York. On May 5, 2000, Lender shall wire the
Borrowed Sum to Lender's Counsel and Lender's Counsel shall wire the Borrowed
Sum, net of $5,000, to Borrower in accordance with the wire instructions
supplied to Lender's Counsel.

         3. Upon delivery of the Borrowed Sum to Borrower, Lender's Counsel
shall deliver the Convertible Debenture to Lender. In the event Lender fails to
deliver the Borrowed Sum to Borrower as provided in paragraph 2 hereof, Lender's
Counsel shall return to Convertible Debenture to Borrower.

         4. Each of the Borrower and Lender agrees to pay its own expenses
incident to the performance of its obligations hereunder, except that the
Company shall pay the fees, expenses and disbursements of Lender's counsel in
the amount of Five Thousand Dollars ($5,000) as specified in paragraph 2 hereof.

         5. The Borrower shall use at least 50% of the net proceeds of any
subsequent equity financing to redeem the Convertible Debenture, except for a
private placement financing arrangement with Keene Securities Company, Inc.
entered into on or about May 8, 2000 or any other deals entered into with the
Lender as of the date hereof.

<PAGE>   2

         6. Except as to (i) sales of shares of Common Stock by the Company upon
conversion or exercise of any convertible securities, options or warrants
outstanding prior to the date hereof or pursuant to the Equity Line of Credit,
or (ii) sales of shares of the Company's common stock ("Common Stock") by the
Company pursuant to the provisions of any shareholder-approved option or similar
plan heretofore adopted by the Company, if during the period ending when the
Lender no longer holds any of the principal amount of this Debenture or any
accrued but unpaid interest of this Debenture (the "MFN Period"), the Company
sells any shares of its Common Stock at a per share selling price ("Per Share
Selling Price") lower than the Conversion Price per share (as defined in the
Convertible Debenture), then the Conversion Price shall be adjusted downward to
equal such lower Per Share Selling Price. The Company shall give to each
Investor written notice of any such sale within 24 hours of the closing of any
such sale.

                  (a) For the purpose of this Section 6, the term "Per Share
Selling Price" shall mean the amount actually paid by third parties for each
share of Common Stock. A sale of shares of Common Stock shall include the sale
or issuance of rights, options, warrants or convertible securities ("derivative
securities") under which the Company is or may become obligated to issue shares
of Common Stock, and in such circumstances the sale of Common Stock shall be
deemed to have occurred at the time of the issuance of the derivative securities
and the Per Share Selling Price of the Common Stock covered thereby shall also
include the exercise or conversion price thereof (in addition to the
consideration per underlying share of Common Stock received by the Company upon
such sale or issuance of the derivative security). In case of any such security
issued within the MFN Period in a "Variable Rate Transaction" or an "MFN
Transaction" (each as defined below), the Per Share Selling Price shall be
deemed to be the lowest conversion or exercise price at which such securities
are converted or exercised or might have been converted or exercised in the case
of a Variable Rate Transaction, or the lowest adjustment price in the case of an
MFN Transaction. If shares are issued for a consideration other than cash, the
per share selling price shall be the fair value of such consideration as
determined in good faith by the Board of Directors of the Company.

                  (b) For the purpose of Section 6(a), the term "Variable Rate
Transaction" shall mean a transaction in which the Company issues or sells (a)
any debt or equity securities that are convertible into, exchangeable or
exercisable for, or include the right to receive additional shares of Common
Stock either (x) at a conversion, exercise or exchange rate or other price that
is based upon and/or varies with the trading prices of or quotations for the
Common Stock at any time after the initial issuance of such debt or equity
securities, or (y) with a fixed conversion, exercise or exchange price that is
subject to being reset at some future date after the initial issuance of such
debt or equity security or upon the occurrence of specified or contingent events
directly or indirectly related to the business of the Company or the market for
the Common Stock (but excluding standard stock split anti-dilution provisions),
or (b) any securities of the Company pursuant to an "equity line" structure
which provides for the sale, from time to time, of securities of the Company
which are registered for resale pursuant to the Securities Act.

                  (c) For the purposes of Section 6(a), the term "MFN
Transaction" shall mean a transaction in which the Company issues or sells any
securities in a capital raising transaction or series of related transactions
(the "New Offering") which grants to an investor (the

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<PAGE>   3

"New Investor") the right to receive additional shares based upon future
transactions of the Company on terms more favorable than those granted to the
New Investor in the New Offering.

                                       3
<PAGE>   4

         IN WITNESS WHEREOF, the parties have caused this Agreement to be
executed by the undersigned, being duly authorized to do so, on this 2nd day of
May, 2000.

PETQUARTERS, INC.                           AMRO INTERNATIONAL, S.A.

By:                                         By:
   ----------------------------------          ---------------------------------
   Steve Dempsey, President                    H.U. Bachofen, Director

EPSTEIN BECKER & GREEN, P.C.

By:
   ----------------------------------
   Robert F. Charron

                                       4
<PAGE>   5
                                                                       EXHIBIT A

                            6% CONVERTIBLE DEBENTURE

         NEITHER THESE SECURITIES NOR THE SECURITIES ISSUABLE UPON CONVERSION
         HEREOF HAVE BEEN REGISTERED WITH THE UNITED STATES SECURITIES AND
         EXCHANGE COMMISSION OR THE SECURITIES COMMISSION OF ANY STATE OR UNDER
         THE SECURITIES ACT OF 1933, AS AMENDED (THE "ACT"). THE SECURITIES ARE
         RESTRICTED AND MAY NOT BE OFFERED, RESOLD, PLEDGED OR TRANSFERRED
         EXCEPT AS PERMITTED UNDER THE ACT PURSUANT TO AN EFFECTIVE REGISTRATION
         STATEMENT OR AN EXEMPTION FROM SUCH REGISTRATION REQUIREMENTS.

No. 1                                                              US $1,000,000

                               Pet Quarters, Inc.

                  6% CONVERTIBLE DEBENTURE DUE NOVEMBER 5, 2000

                  THIS DEBENTURE is issued by Pet Quarters, Inc., a corporation
organized and existing under the laws of the State of Arkansas (the "Company")
and is designated as its 6% Convertible Debenture Due November 5, 2000.

                  FOR VALUE RECEIVED, the Company promises to pay to AMRO
International, S.A. or permitted assigns (the "Holder"), the principal sum of
One Million and 00/100 (US $1,000,000) Dollars on November 5, 2000 (the
"Maturity Date") and to pay interest on the principal sum outstanding from time
to time quarterly in arrears at the rate of 6% per annum accruing from the date
of initial issuance. Accrual of interest shall commence on the first business
day to occur after the date of initial issuance and continue until payment in
full of the principal sum has been made or duly provided for. Quarterly interest
payments shall be due and payable on August 1, November 1, February 1 and May 1
of each year, commencing with August 1, 2000. Accrued but unpaid interest shall
also be due and payable on any Conversion Date (as defined herein). If any
interest payment date or the Maturity Date is not a business day in the State of
New York, then such payment shall be made on the next succeeding business day.
The Company will pay the principal of and any accrued but unpaid interest due
upon this Debenture on the Maturity Date, less any amounts required by law to be
deducted, by check or wire transfer to the registered holder of this Debenture
and addressed to such holder at the last address appearing on the Debenture
Register. The forwarding of such check or wire transfer, shall constitute a
payment of principal and interest hereunder and shall satisfy and discharge the
liability for principal and interest on this Debenture to the extent of the sum
represented by such check or wire transfer plus any amounts so deducted.

                                       1
<PAGE>   6

         This Debenture is subject to the following additional provisions:

                  1. The Company shall be entitled to withhold from all payments
of interest on this Debenture any amounts required to be withheld under the
applicable provisions of the United States income tax laws or other applicable
laws at the time of such payments, and Holder shall execute and deliver all
required documentation in connection therewith.

                  2. This Debenture has been issued subject to investment
representations of the original purchaser hereof and may be transferred or
exchanged only in compliance with the Securities Act of 1933, as amended (the
"Act"), and other applicable state and foreign securities laws. The Holder shall
deliver written notice to the Company of any proposed transfer of this
Debenture. In the event of any proposed transfer of this Debenture, the Company
may require, prior to issuance of a new Debenture in the name of such other
person, that it receive reasonable transfer documentation including legal
opinions that the issuance of the Debenture in such other name does not and will
not cause a violation of the Act or any applicable state or foreign securities
laws. Prior to due presentment for transfer of this Debenture, the Company and
any agent of the Company may treat the person in whose name this Debenture is
duly registered on the Company's Debenture Register as the owner hereof for the
purpose of receiving payment as herein provided and for all other purposes,
whether or not this Debenture be overdue, and neither the Company nor any such
agent shall be affected by notice to the contrary. This Debenture has been
executed and delivered pursuant to the Loan Agreement dated as of May 2, 2000
between the Company and the original Holder (the "Loan Agreement"), and is
subject to the terms and conditions of the Loan Agreement, which are, by this
reference, incorporated herein and made a part hereof. Capitalized terms used
and not otherwise defined herein shall have the meanings set forth for such
terms in the Loan Agreement.

                  3. The Holder of this Debenture is entitled, at its option, to
convert on any Trading Date commencing on the date hereof, the principal amount
of this Debenture or any portion thereof and, at the Holder's election, any
accrued but unpaid interest, into shares of Common Stock of the Company
("Conversion Shares") at a conversion price for each share of Common Stock equal
to $_____ (75% the closing bid price of the Common Stock on the Principal Market
on the closing date of the Loan Agreement), subject to adjustment for any stock
splits, reverse stock splits or the like effected after the date hereof and
subject to adjustment pursuant to Section 6 of the Loan Agreement ("Conversion
Price"). The minimum conversion amount per Notice of Conversion (as defined
below) shall not be less than $50,000, unless the principal amount outstanding
is less than $50,000.

                  4. The entire unpaid balance of this Debenture and accrued
interest thereon outstanding on the Maturity Date hereof shall be due and
payable without notice on the Maturity Date. Except for an equity line of credit
financing arrangement with Keene Securities Corporation entered into within
thirty (30) days from the date hereof, the Company shall use at least 50% of the
net proceeds of any subsequent equity financing to redeem this Debenture as set
forth in Section 5.

                                       2
<PAGE>   7

                  5. The Company shall have the right to deliver to the Holder a
written notice of the Company's intent to redeem all or any part of the entire
outstanding amount of this Debenture, plus all accrued but unpaid interest. The
Company shall make the redemption payment to the Holder within seven (7) Trading
Days of the redemption date set forth in the Company notice of redemption, or
else the redemption notice shall be void, and the Company shall thereafter not
have any further right to redeem this Debenture. The Holder shall have the right
to convert this Debenture as set forth in Section 3 until the Trading Day prior
to the Trading Day set for payment of the redemption price.

                  6. (a) Conversion shall be effectuated by surrendering this
Debenture to the Company (if such Conversion will convert all outstanding
principal) together with the form of conversion notice attached hereto as
Exhibit A (the "Notice of Conversion"), executed by the Holder of this Debenture
evidencing such Holder's intention to convert this Debenture or a specified
portion (as above provided) hereof, and accompanied, if required by the Company,
by proper assignment hereof in blank. Interest accrued or accruing from the date
of issuance to the date of conversion shall, at the option of the Holder, be
paid in cash as set forth above. No fraction of a share or scrip representing a
fraction of a share will be issued on conversion, but the number of shares
issuable shall be rounded to the nearest whole share. The Trading Date on which
Notice of Conversion is given (the "Conversion Date") shall be deemed to be the
date on which the Holder faxes the Notice of Conversion duly executed to the
Company. Facsimile delivery of the Notice of Conversion shall be accepted by the
Company at facsimile number (501) 676-9245 Attn.: Steve Dempsey. Certificates
representing Common Stock upon conversion will be delivered to the Holder within
three (3) Trading Days from the date the Notice of Conversion is delivered to
the Company. Delivery of shares upon conversion shall be made to the address
specified by the Holder in the Notice of Conversion.

                     (b) The Company understands that a delay in the issuance of
shares of Common Stock upon a conversion beyond the three (3) Trading Day period
described in Paragraph 6(a) could result in economic loss to the Holder. As
compensation to the Holder for such loss, the Company agrees to pay late
payments to the Holder for late issuance of shares of Common Stock upon
conversion in accordance with the following schedule (where "No. Trading Days
Late" is defined as the number of Trading Days beyond three (3) Trading Days
from the date the Notice of Conversion is delivered to the Company).

<TABLE>
<CAPTION>
     No. Trading Days Late                Late Payment for Each
                                        $5,000 of Principal Amount
                                             Being Converted
     ---------------------              -------------------------
     <S>                                <C>
               1                                   $100

               2                                   $200

               3                                   $300

               4                                   $400

               5                                   $500

               6                                   $600

               7                                   $700
</TABLE>

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<PAGE>   8

<TABLE>
<CAPTION>
     No. Trading Days Late                Late Payment for Each
                                        $5,000 of Principal Amount
                                             Being Converted
     ---------------------              -------------------------
     <S>                                <C>
               8                                   $800

               9                                   $900

              10                                  $1,000

         More than 10               $1,000 +$200 for each Trading Day
                                       Late beyond 10 Trading Days
</TABLE>

                  The Company shall pay any payments incurred under this
Paragraph 5(b) in immediately available funds upon demand. Nothing herein shall
limit Holder's right to pursue injunctive relief and/or actual damages for the
Company's failure to issue and deliver Common Stock to the holder, including,
without limitation, the Holder's actual losses occasioned by any "buy-in" of
Common Stock necessitated by such late delivery. Furthermore, in addition to any
other remedies which may be available to the Holder, in the event that the
Company fails for any reason to effect delivery of such shares of Common Stock
within three (3) Trading Days from the date the Notice of Conversion is
delivered to the Company, the Holder will be entitled to revoke the relevant
Notice of Conversion by delivering a notice to such effect to the Company,
whereupon the Company and the Holder shall each be restored to their respective
positions immediately prior to delivery of such Notice of Conversion, and in
such event no late payments shall be due in connection with such withdrawn
conversion.

                  (c) If at any time (a) the Company challenges, disputes or
denies the right of the Holder to effect the conversion of this Debenture into
Common Stock or otherwise dishonors or rejects any Notice of Conversion
delivered in accordance with this Paragraph 5 or (b) any Company stockholder who
is not and has never been an Affiliate (as defined in Rule 405 under the
Securities Act of 1933, as amended) of the Holder obtains a judgment or any
injunctive relief from any court or public or governmental authority which
denies, enjoins, limits, modifies, delays or disputes the right of the holder
hereof to effect the conversion of this Debenture into Common Stock, then the
Holder shall have the right, by written notice, to require the Company to
promptly redeem this Debenture for cash at a redemption price equal to one
hundred thirty percent (130%) of the outstanding principal amount hereof and all
accrued and unpaid interest hereon. Under any of the circumstances set forth
above, the Company shall be responsible for the payment of all costs and
expenses of the Holder, including reasonable legal fees and expenses, as and
when incurred in disputing any such action or pursuing its rights hereunder (in
addition to any other rights of the Holder), subject in the case of clause (b)
to the Company's right to control and assume the defense of any such action. In
the absence of an injunction precluding the same, the Company shall issue shares
upon a properly noticed conversion.

                  (d) The Holder shall be entitled to exercise its conversion
privilege notwithstanding the commencement of any case under 11 U.S.C. Section
101 et seq. (the "Bankruptcy Code"). In the event the Company is a debtor under
the Bankruptcy Code, the Company hereby waives to the fullest extent permitted
any rights to relief it may have under 11 U.S.C. Section 362 in respect of the
Holder's conversion privilege.

                                       4
<PAGE>   9

                  7. No provision of this Debenture shall alter or impair the
obligation of the Company, which is absolute and unconditional, to pay the
principal of, and interest on, this Debenture at the time, place, and rate, and
in the coin or currency or shares of Common Stock herein prescribed. This
Debenture is a direct obligation of the Company.

                  8. No recourse shall be had for the payment of the principal
of, or the interest on, this Debenture, or for any claim based hereon, or
otherwise in respect hereof, against any incorporator, shareholder, employee,
officer or director, as such, past, present or future, of the Company or any
successor corporation, whether by virtue of any constitution, statute or rule of
law, or by the enforcement of any assessment or penalty or otherwise, all such
liability being, by the acceptance hereof and as part of the consideration for
the issue hereof, expressly waived and released.

                  9. Except for future financing entered into with licensed
commercial lenders, all parties to future financing entered into by the Company
shall be subordinated to the rights of the Holder under this debenture unless
otherwise consented to by the Holder.

                  10. If the Company merges or consolidates with another
corporation or sells or transfers all or substantially all of its assets to
another person and the holders of the Common Stock are entitled to receive
stock, securities or property in respect of or in exchange for Common Stock,
then as a condition of such merger, consolidation, sale or transfer, the Company
and any such successor, purchaser or transferee agree that the Debenture may
thereafter be converted on the terms and subject to the conditions set forth
above into the kind and amount of stock, securities or property receivable upon
such merger, consolidation, sale or transfer by a holder of the number of shares
of Common Stock into which this Debenture might have been converted immediately
before such merger, consolidation, sale or transfer, subject to adjustments
which shall be as nearly equivalent as may be practicable. In the event of any
proposed merger, consolidation or sale or transfer of all or substantially all
of the assets of the Company (a "Sale"), the Holder hereof shall have the right
to convert by delivering a Notice of Conversion to the Company within fifteen
(15) days of receipt of notice of such Sale from the Company. In the event the
Holder hereof shall elect not to convert, the Company may prepay all outstanding
principal and accrued interest on this Debenture as provided in Section 5, less
all amounts required by law to be deducted, upon which tender of payment
following such notice, the right of conversion shall terminate.

                  11. The Holder of the Debenture, by acceptance hereof, agrees
that this Debenture is being acquired for investment and that such Holder will
not offer, sell or otherwise dispose of this Debenture or the Shares of Common
Stock issuable upon conversion thereof except under circumstances which will not
result in a violation of the Act or any applicable state Blue Sky or foreign
laws or similar laws relating to the sale of securities.

                  12. This Debenture shall be governed by and construed in
accordance with the laws of the State of New York. Each of the parties consents
to the jurisdiction of the federal courts whose districts encompass any part of
the City of New York or the state courts of the State of New York sitting in the
City of New York in connection with any dispute arising under this

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<PAGE>   10
agreement and hereby waives, to the maximum extent permitted by law, any
objection, including any objection based on forum non conveniens, to the
bringing of any such proceeding in such jurisdictions.

                  13. The following shall constitute an "Event of Default":

                      a.   The Company shall default in the payment of principal
                           or interest on this Debenture and same shall continue
                           for a period of three (3) days; or

                      b.   Any of the representations or warranties made by the
                           Company herein, in the Loan Agreement, the
                           Registration Rights Agreement, or in any agreement,
                           certificate or financial or other written statements
                           heretofore or hereafter furnished by the Company in
                           connection with the execution and delivery of this
                           Debenture or the Loan Agreement shall be false or
                           misleading in any material respect at the time made;
                           or

                      c.   The Company fails to issue shares of Common Stock to
                           the Holder or to cause its Transfer Agent to issue
                           shares of Common Stock upon exercise by the Holder of
                           the conversion rights of the Holder in accordance
                           with the terms of this Debenture, fails to transfer
                           or to cause its Transfer Agent to transfer any
                           certificate for shares of Common Stock issued to the
                           Holder upon conversion of this Debenture as and when
                           required by this Debenture or the Registration Rights
                           Agreement, and such transfer is otherwise lawful, or
                           fails to remove any restrictive legend or to cause
                           its Transfer Agent to transfer any certificate or any
                           shares of Common Stock issued to the Holder upon
                           conversion of this Debenture as and when required by
                           this Debenture, the Loan Agreement or the
                           Registration Rights Agreement and such legend removal
                           is otherwise lawful, and any such failure shall
                           continue uncured for five (5) business days; or

                      d.   The Company shall fail to perform or observe, in any
                           material respect, any other covenant, term,
                           provision, condition, agreement or obligation of the
                           Company under the Loan Agreement, the Registration
                           Rights Agreement or this Debenture and such failure
                           shall continue uncured for a period of thirty (30)
                           days after written notice from the Holder of such
                           failure; or

                      e.   The Company shall (1) admit in writing its inability
                           to pay its debts generally as they mature; (2) make
                           an assignment for the benefit of creditors or
                           commence proceedings for its dissolution; or (3)
                           apply for or consent to the appointment of a trustee,
                           liquidator or receiver for its or for a substantial
                           part of its property or business; or

                                       6
<PAGE>   11

                  f.       A trustee, liquidator or receiver shall be appointed
                           for the Company or for a substantial part of its
                           property or business without its consent and shall
                           not be discharged within sixty (60) days after such
                           appointment; or

                  g.       Any governmental agency or any court of competent
                           jurisdiction at the instance of any governmental
                           agency shall assume custody or control of the whole
                           or any substantial portion of the properties or
                           assets of the Company and shall not be dismissed
                           within sixty (60) days thereafter; or

                  h.       Any money judgment, writ or warrant of attachment, or
                           similar process in excess of One Hundred Thousand
                           ($100,000) Dollars in the aggregate shall be entered
                           or filed against the Company or any of its properties
                           or other assets and shall remain unpaid, unvacated,
                           unbonded or unstayed for a period of sixty (60) days
                           or in any event later than five (5) days prior to the
                           date of any proposed sale thereunder; or

                  i.       Bankruptcy, reorganization, insolvency or liquidation
                           proceedings or other proceedings for relief under any
                           bankruptcy law or any law for the relief of debtors
                           shall be instituted by or against the Company and, if
                           instituted against the Company, shall not be
                           dismissed within sixty (60) days after such
                           institution or the Company shall by any action or
                           answer approve of, consent to, or acquiesce in any
                           such proceedings or admit the material allegations
                           of, or default in answering a petition filed in any
                           such proceeding; or

                  j.       The Company shall have its Common Stock suspended or
                           delisted from trading on a Principal Market for in
                           excess of two (2) Trading Days;

Then, or at any time thereafter, and in each and every such case, unless such
Event of Default shall have been waived in writing by the Holder (which waiver
shall not be deemed to be a waiver of any subsequent default) at the option of
the Holder and in the Holder's sole discretion, the Holder may consider this
Debenture immediately due and payable, without presentment, demand, protest or
notice of any kind, all of which are hereby expressly waived, anything herein or
in any note or other instruments contained to the contrary notwithstanding, and
the Holder may immediately enforce any and all of the Holder's rights and
remedies provided herein or any other rights or remedies afforded by law.

                  14. Nothing contained in this Debenture shall be construed as
conferring upon the Holder the right to vote or to receive dividends or to
consent or receive notice as a shareholder in respect of any meeting of
shareholders or any rights whatsoever as a shareholder of the Company, unless
and to the extent converted in accordance with the terms hereof.

                                       7
<PAGE>   12

                  15. In no event shall the Holder be permitted to convert this
Debenture for shares of Common Stock in excess of the amount of this Debenture
upon the conversion of which, (x) the number of shares of Common Stock owned by
such Holder (other than shares of Common Stock issuable upon conversion of this
Debenture) plus (y) the number of shares of Common Stock issuable upon
conversion of this Debenture, would be equal to or exceed 9.9% of the number of
shares of Common Stock then issued and outstanding, including shares issuable
upon conversion of this Debenture held by such Holder after application of this
Paragraph 15. As used herein, beneficial ownership shall be determined in
accordance with Section 15(d) of the Securities Exchange Act of 1934, as
amended, and the rules and regulations thereunder. To the extent that the
limitation contained in this Paragraph 15 applies, the determination of whether
this Debenture is convertible (in relation to other securities owned by the
Holder) and of which a portion of this Debenture is convertible shall be in the
sole discretion of such Holder, and the submission of a Notice of Conversion
shall be deemed to be such Holder's determination of whether this Debenture is
convertible (in relation to other securities owned by such holder) and of which
portion of this Debenture is convertible, in each case subject to such aggregate
percentage limitation, and the Company shall have no obligation to verify or
confirm the accuracy of such determination. Nothing contained herein shall be
deemed to restrict the right of a holder to convert this Debenture into shares
of Common Stock at such time as such conversion will not violate the provisions
of this Paragraph 13. The provisions of this Paragraph 15 may be waived by the
Holder of this Debenture upon not less than 75 days' prior notice to the
Company, and the provisions of this Paragraph 15 shall continue to apply until
such 75th day (or such later date as may be specified in such notice of waiver).
No conversion of this Debenture in violation of this Paragraph 15 but otherwise
in accordance with this Debenture shall affect the status of the Common Stock
issued upon such conversion as validly issued, fully-paid and nonassessable.

                                       8
<PAGE>   13

                  IN WITNESS WHEREOF, the Company has caused this instrument to
be duly executed by an officer thereunto duly authorized.

Dated:   May __, 2000

                                       PET QUARTERS, INC.

                                       By:
                                           ----------------------------------
                                       Name:
                                       Title:

Attest:

-------------------------

                                       9
<PAGE>   14

                                    EXHIBIT A

                              NOTICE OF CONVERSION

   (To be Executed by the Registered Holder in order to Convert the Debenture)

                  The undersigned hereby irrevocably elects to convert
$________________ of the principal amount of the above Debenture No. ___ into
Shares of Common Stock of Pet Quarters, Inc. (the "Company") according to the
conditions hereof, as of the date written below.

Date of Conversion*
                    -----------------------------------------------------------

Conversion Price *
                   ------------------------------------------------------------

Accrued Interest
                 --------------------------------------------------------------

Signature
          ---------------------------------------------------------------------
                                     [Name]

Address:
         -----------------------------------------------------------------------

         -----------------------------------------------------------------------

*If such conversion represents the remaining principal balance of the Debenture,
the original Debenture must accompany this notice within three Trading Days.

                                       10
<PAGE>   15

                               PET QUARTERS, INC.
                              720 East Front Street
                             Lonoke, Arkansas 72086
                                 (501) 676-9222

                                  June 1, 2000

AMRO International, S.A.
c/o UltraFinanz AG
Grossmuensterplatz 6
Zurich CH-8022 Switzerland
Attn:  H.U. Bachofen

         Re:  Amendment to Loan Agreement

Gentlemen:

                   Reference is made to that certain Loan Agreement (the "Loan
Agreement"), dated May 2, 2000, between Pet Quarters, Inc. (the "Company") and
AMRO International, S.A. (the "Purchaser"). Paragraph 5 of the Loan Agreement
and Paragraph 4 of the Convertible Debenture, as currently constituted, require
the Company to use at least 50% of the net proceeds of any subsequent equity
financing to redeem the Convertible Debenture. The Company anticipates the need
to use more than 50% of the net proceeds of any subsequent financing for uses
other than redeeming the Convertible Debenture. Therefore, the Company wishes to
amend the Loan Agreement to permit it to use more than 50% of such net proceeds
for uses other than redeeming the Convertible Debenture.

                  In consideration of the mutual covenants and agreements
contained herein, and for other good and valuable consideration, the receipt and
sufficiency of which are hereby acknowledged, the parties hereby agree to:

                  (i) Delete Paragraph 5 of the Loan Agreement and insert the
         following:

                      [THIS SECTION INTENTIONALLY OMMITTED]

                  (ii) restate Paragraph 3 of the Convertible Debenture, in its
         entirety, as follows:

                           3. The Holder of this Debenture is entitled, at its
         option, to convert on any business day commencing on the date hereof,
         the principal amount of this Debenture or any portion thereof and, at
         the Holder's election, any accrued but unpaid interest, into shares of
         Common Stock of the Company ("Conversion Shares") at a conversion price
         for each share of Common Stock equal to, at the Holder's election and
         if applicable, (i) $1.50, subject to adjustment for any stock splits,
         reverse stock splits or the like effected after the date hereof and
         subject to adjustment pursuant to Section 6 of the Loan Agreement, or
         (ii) at any time after the Company does not use at least 50% of the net
         proceeds of any subsequent equity financing (except for a private
         placement of equity securities of the Borrower by or through Keane
         Securities Co., Inc. to be closed on or about May 8, 2000 or any other
         equity financing by the Holder) to redeem this

<PAGE>   16

         Debenture, 85% of the average of the lowest three (3) closing bid
         prices of the Company's Common Stock during the 22 business days prior
         to the business day on which the notice of conversion is transmitted to
         the Holder ("Conversion Price"). The minimum conversion amount per
         Notice of Conversion (as defined below) shall not be less than $50,000,
         unless the principal amount outstanding is less than $50,000.

                  (iii) restate Paragraph 4 of the Convertible Debenture, in its
         entirety, as follows:

                  The entire unpaid balance of this Debenture and accrued
         interest thereon outstanding on the Maturity Date hereof shall be due
         and payable without notice on the Maturity Date.

                  (iv) issue to the Purchaser a warrant certificate to purchase
         up to a number of shares of Common Stock equal to $100,000 divided by
         the closing bid price of the Company's Common Stock on the business day
         prior to the date hereof (the "Warrant"). The Warrant will have a three
         (3) year term from its date of issuance. The Strike Price of the
         Warrant shall be 110% of the closing bid price of the Common Stock on
         the business day immediately prior to the date hereof. The Common Stock
         underlying the Warrant will be registered in the Registration Statement
         referred to in the Registration Rights Agreement, dated May 2, 2000,
         between the Company and the Purchaser. The Warrant shall be in the form
         of Exhibit A hereto.

         All terms used but not defined in this letter shall have the meanings
set forth in the Loan Agreement.

                  If the foregoing correctly sets forth our understanding and
agreement, please so indicate by signing where indicated below.

                                                  Very truly yours,

                                                  PET QUARTERS, INC.
                                                  By:
                                                     ---------------------------
                                                       Steven Dempsey, President

ACCEPTED AND AGREED TO:

AMRO INTERNATIONAL, S.A.

By:
   ------------------------------
     H.U. Bachofen, Director<PAGE>   1
                                                                    EXHIBIT 10.9

                 SPONSORSHIP, LICENSING, AND PROMOTION AGREEMENT

         This SPONSORSHIP, LICENSING, AND PROMOTION AGREEMENT (this
"Agreement"), dated as of July 23, 1999, is by and between WeRPets.com, Inc., a
Tennessee corporation ("WeRPets.com"), and AHN/FIT Internet, LLC, a Delaware
limited liability company ("AHN/FIT"). WeRPets.com and AHN/FIT are each
individually a "Party" and are together the "Parties." The date on which the
WeRPets.com logo becomes publicly available for viewing on PetWave.com shall be
referred to as the Launch Date.

                                   WITNESSETH:

         WHEREAS, AHN/FIT, among other things, owns and operates a web portal
site located at Galaxy.com (the "Portal") at which it intends to develop a
number of subject-matter oriented vertical communities including, among others,
HealthWave.com and PetWave.com;

         WHEREAS, one of such vertical communities shall focus on pet- and
animal-related content, community, and commerce (such vertical community and any
successor service or vertical is referred to herein as "PetWave.com");

         WHEREAS, AHN/FIT desires to license pet- and animal-related content to
be made available on the WeRPets.com web site;

         WHEREAS, AHN/FIT seeks (i) to acquire an equity stake in WeRPets.com,
(ii) to drive additional traffic to Galaxy.com, and (iii) to share in
advertising revenues derived from PetWave.com and the AHN/FIT Content located on
the WeRPets.com site;

         WHEREAS, WeRPets.com is in the business of (i) providing content and
services to pet owners and pet-care professionals and (ii) selling pet-related
products and services to consumers;

         WHEREAS, WeRPets.com seeks to drive the Portal's users to its web site
in order to increase WeRPets.com's sales of pet-related products and services,
to acquire repeat customers, and to reinforce the WeRPets.com brand as "The
Premier Pet and Veterinarian Destination Site";

         WHEREAS, AHN/FIT and WeRPets.com now desire to enter into this
agreement whereby (i) WeRPets.com shall become the exclusive sponsor of
PetWave.com and of the Portal with regard to pet products and services, (ii)
WeRPets.com will license certain content from AHN/FIT, and (iii) the Parties
will cross-promote each other's web sites.

         NOW, THEREFORE, in consideration of the premises, the mutual covenants
set forth herein and other good and valuable consideration, the receipt and
sufficiency of which are hereby acknowledged, the parties agree as follows:

<PAGE>   2

         Section 1. License of AHN/FIT Content.

                  (a) Subject to the terms of this Agreement, AHN/FIT hereby
         grants to WeRPets.com a worldwide, exclusive, nontransferable (except
         as provided in Section 13(e) hereof) license during the Term to: (i)
         access, download, and use the "AHN/FIT Content" (as that term is
         defined in Section 1(b) hereof) in the operation of the WeRPets.com
         website; (ii) reproduce from server to server, cache, store on its
         servers, distribute, display, perform, stream and transmit the AHN/FIT
         Content or any portion thereof; and (iii) sublicense to end users the
         right to print and download (but not redistribute) portions of the
         AHN/FIT Content for their own personal uses. WeRPets.com agrees not to
         modify or edit any AHN/FIT Content without AHN/FIT's prior written
         consent; provided, however, WeRPets.com may alter the format and
         duration of the AHN/FIT Content as necessary to display the AHN/FIT
         Content appropriately in the WeRPets-com website: provided, WeRPets.com
         shall not alter in any way the text or substance of the AHN/FIT
         Content. If AHN/FIT objects to any such reformatting, AHN/FIT may
         request that WeRPets-com cease such use, and WeRPets.com agrees to
         comply with any such written request within two (2) days of receipt
         thereof. The Parties acknowledge that AHN/FlT may continue to use the
         AHN/FIT Content for any purpose, including in connection with cable
         programming and within AHN/FIT's other media properties, so long as
         such use is solely by AHN/FIT and AHN/FIT's end users and not by any
         other licensee of the AHN/FIT Content on the web. With regard to the
         License, the parties further agree that:

                           (i) WeRPets.com will not distribute the AHN/FIT
                  Content to any third party, except as described above or as
                  permitted under an agreement mutually acceptable to the
                  Parties;

                           (ii) AHN/FIT will attach as Exhibit A hereto and make
                  a part hereof, any and all indices (in any form) of the
                  AHN/FIT Content. An initial inventory of the AHN/FIT Content
                  is attached hereto as Exhibit A and incorporated herein by
                  reference. During the term hereof, AHN/FIT will provide access
                  to such updated or new content indices of content created, or
                  developed for PetWave.com to WeRPets.com upon the reasonable
                  request of WeRPets.com and as the same is developed:

                           (iii) within a reasonable time from AHN/FIT's receipt
                  of a request from WeRPets.com, AHN/FIT will deliver to
                  WeRPets.com any of the AHN/FIT Content requested. f the
                  AHN/FIT Content is available in digitized form, AHN/FIT will
                  deliver it in such form to WeRPets.com. If the AHN/FIT Content
                  is not available in digitized form, AHN/FIT will deliver it in
                  the best form in which it is available and, at WeRPets.com's
                  discretion, WeRPets.com. may digitize the AHN/FIT Content (at
                  WeRPets.com's sole expense), which digitized AHN/FIT Content
                  shall then be deemed part of the AHN/FIT Content. The Parties
                  agree to reasonably cooperate in fulfilling any request by
                  WeRPets.com for AHN/FIT Content.

                                       2
<PAGE>   3

                  (b) "AHN/FIT Content," as used in this Agreement, shall mean
         all items identified on Exhibit A and the following pet-related, animal
         health-related, and veterinary-related content, selected video clips
         and other materials owned or licensed by AHN/FIT:

                           (i) all content currently available at
                  TheHealthNetwork.com (excluding the Veternet licensed content)
                  and any such content specifically created, or developed for
                  PetWave.com or WeRPets.com. during the term hereof;

                           (ii) archived video content and programming digitized
                  by TheHealthNetwork.com (including but not limited to "Ask the
                  Veterinarian"); and

                           (iii) the search engine located at PetWave.com
                  developed by AHN/FIT for WeRPets.com.

                           (iv) AHN/FIT shall also provide pet-related, animal
                  health-related and veterinary-related third party links
                  collected throughout the WorldWideWeb and categorized on the
                  pet directory of the Portal and Healthwave.com; provided,
                  however, WeRPets.com acknowledges that such links are not
                  owned or controlled by AHN/FIT and that such links are not
                  subject to any warranties and representations by AHN/FIT.

                  (c) AHN/FIT hereby grants WeRPets.com a royalty-free,
         non-exclusive, non-transferable (except as provided in Section 13(e)
         herein), worldwide license to use the "AHN/FIT Marks" (as defined
         herein) in accordance with AHN/FIT's usage guidelines as may be set
         forth from time to time, for use in WeRPets.com's site, PetWave.com.
         advertising, marketing, promotion (on-line and otherwise) and
         distribution in connection with the WeRPets.com site. Such license
         shall include the right to use AHN/FIT's name and logo (i) as links
         from the WeRPets.com site to AHN/FIT's various web properties and (ii)
         on the WeRPets.com site. AHN/FIT will retain all goodwill and all other
         rights thereto, and WeRPets.com will obtain no goodwill or any other
         rights thereto as a result of the use of the AHN/FIT Marks. The
         "AHN/FIT Marks" shall include all trademarks, service marks,
         tradenames, logos, designs, graphics, audio and related marks arising
         from the AHN/FIT Content, exclusive of third-party links.

                  (d) WeRPets.com agrees that (i) as between WeRPets.com and
         AHN/FIT, AHN/FIT is the sole owner of the AHN/FIT Content, including
         all methods, techniques, formats, works of authorship, computer
         software, computer upgrades, computer programs, training materials,
         computer reports, data, corresponding intellectual property, and any
         other proprietary or confidential information rights made, created,
         developed or written with respect to this matter of this Agreement, the
         AHN/FIT Marks and all the goodwill relating thereto (collectively, the
         "AHN/FIT Intellectual Property"); (ii) at all times hereunder, the
         AHN/FIT Intellectual Property shall be and remain the sole and
         exclusive property of AHN/FIT; and (iii) WeRPets.com, by reason of this
         Agreement,

                                       3
<PAGE>   4

         has not acquired any right, title, interest or claim of ownership in
         the AHN/FIT Intellectual Property other than the License. WeRPets.com.
         also agrees that any and all rights acquired solely through
         WeRPets.com's use of the AHN/FIT Intellectual Property, including
         goodwill, shall inure solely to the benefit of AHN/FIT and be solely
         the property of AHN/FIT.

         Section 2. PetWave.com Sponsorship.

                  (a) AHN/FIT agrees to host and operate PetWave.com (or such
         other name as shall be hereafter designated by WeRPets.com), which
         shall be a vertical community devoted to the subject of pets, and to
         locate the AHN/FIT Content therein. WeRPets.com shall have the right,
         subject to the covenants contained in this Agreement, to design the
         look-and-feel of PetWave.com and to decide the selection and
         arrangement of links and objects on PetWave.com. During the term
         hereof, WeRPets.com shall be identified in the Portal as the exclusive
         sponsor of the PetWave.com vertical.

                  (b) WeRPets.com shall be the exclusive pet-related sponsor and
         retailer throughout the pet and veterinary -related pages of the Portal
         and no advertising, direct links, promotional information, or marketing
         materials for or relating to any entity or web site which derives more
         than ten percent (10%) of its annual gross revenue from the sales of
         pet-related products and services or is primarily functioning or
         primarily known as a seller of pet-related products and services, shall
         be placed or displayed on the Portal. In addition, AHN/FIT will not (a)
         sell, or permit any other person or entity to sell, any pet-related
         products and services on the Portal; or (b) use, or permit any other
         person or entity to use, all or any part of AHN/FIT's customer
         information database to sell any pet-related products and services.
         Nothing herein shall (a) prevent a manufacturer or subject matter
         expert from discussing or promoting the sale of a particular product or
         service on the Portal, (b) prevent any other sponsor from selling
         products or services on its own web site, or (c) preclude the inclusion
         of pet or animal content text-only links on the pet directory of the
         Portal and other vertical communities.

                           (c) (i) WeRPets.com shall have the exclusive right to
                  sell advertising (or enter into contracts with third-parties
                  for the sale of such advertising) within the PetWave.com
                  vertical and shall bill and collect from advertisers any
                  revenue therefrom. WeRPets.com shall maintain complete books
                  and records with respect to all such advertisements sold and
                  retain the same for at least three (3) years from the date of
                  sale. WeRPets.com shall provide to AHN/FIT, on a quarterly
                  basis, within thirty (30) days of the end of each quarter, a
                  written report of advertisements sold, funds collected, agency
                  commissions, and agency discounts with respect to advertising
                  sold. Payment of the AHN/FIT Advertising Share (as that term
                  is defined in Section 4(c) hereof) shall accompany the written
                  statement.

                           (ii) AHN/FIT shall have the right to examine the
                  books and records of WeRPets.com to the extent reasonably
                  required to ascertain whether WeRPets.com has correctly
                  calculated the AHN/FIT Advertising Share. Such an

                                       4
<PAGE>   5

                  examination will be conducted at AHN/FIT's expense not more
                  than once in any twelve (12) month period. If such audit
                  reveals that WeRPets.com has under-reported the AHN/FIT
                  Advertising Share in excess of three (3%) percent, then
                  WeRPets.com shall immediately be responsible for paying the
                  costs and expenses of such audit in addition to the unpaid
                  AHN/FIT Advertising Share. Following any such audit, AHN/FIT
                  shall be entitled to perform a reasonable follow-up audit to
                  verify compliance with this section which shall not be deemed
                  to be in conflict with AHN/FIT's right to perform an audit
                  once in a twelve (12) month period.

                  (d) AHN/FIT shall prominently feature WeRPets.com and its
         products and services in the Portal and at PetWave.com. During the term
         of this Agreement, WeRPets.com. shall be listed in the Portal and the
         PetWave.com vertical with an above-the-fold branded button which shall
         link users directly to the WeRPets.com site. "Above the Fold" means
         situated within that portion of a web page that is designed to be
         visible via a situated web browser without requiring the user to scroll
         horizontally or vertically through the page. The button-link provided
         hereunder shall be no less than 250 pixels by 100 pixels and shall be
         in a form mutually agreed upon by the parties.

                  (e) WeRPets.com hereby grants AHN/FIT a royalty-free,
         non-exclusive, non-transferable (except as provided in Section 13(e)
         herein), worldwide license to use the "WeRPets.com Marks" (as defined
         herein) in accordance with WeRPets.com's usage guidelines as may be set
         forth from time to time, for use in AHN/FIT's sites, advertising,
         marketing, promotion (on-line and otherwise) in accordance with this
         Section 2(b). Such license shall include the right to use WeRPets.com's
         name and logo as links from the Portal to the WeRPets.com. WeRPets.com.
         will retain all goodwill and all other rights thereto, and AHN/FIT will
         obtain no goodwill or any other rights thereto as a result of the use
         of the WeRPets.com. Marks. The "WeRPets.com Marks" shall include all
         trademarks, service marks, tradenames, logos, designs, graphics, audio
         and related marks arising from the WeRPets.com site, exclusive of the
         AHN/FIT Content and PetWave.com.

                  (f) The Parties agree that they shall use their best efforts
         to effect the Launch Date not later than September 30, 1999.

                  (g) AHN/FIT shall provide an individual to continue
         development and building of PetWave.com. during the Term of this
         Agreement.

         Section 3. Promotions. AHN/FIT will provide promotions, web links, and
advertisements online at AHN/FIT's website and the Portal (collectively, the
"Promotional Placements and Opportunities") to promote WeRPets.com. and the
PetWave.com vertical in a manner to be agreed upon by the parties with size and
specifications to be subject to AHN/FIT's then-current practice and policy.

         Section 4. Compensation. As consideration for the rights granted herein
by AHN/FIT, WeRPets.com shall deliver to AHN/FIT the following:

                                       5
<PAGE>   6

                  (a) an annual fee in the amount of $110,000 for the licensing
         of the AHN Content, payable in quarterly installments by WeRPets.com.
         at the end of each quarter (i.e., each March 31, June 30, September 30,
         and December 31) for so long as this Agreement remains effective;
         provided, that a pro-rated fee shall be due (i) on December 31, 1999
         for the period between the Launch Date and December 31, 1999, and (ii)
         on the date upon which this Agreement expires or is terminated.

                  (b) on the Launch Date, certificates representing 120,000
         shares of WeRPets.com Common Stock, $.01 par value per share issued to
         AHN/FIT Internet, LLC, which amount shall represent ten percent (10%)
         of the equity ownership of WeRPets.com as of the Launch Date;

                  (c) 6% in the first year (and 4% in any subsequent year) of
         the "Net Advertising Revenue" from the sale by WeRPets.com of
         advertising on the PetWave.com vertical. "Net Advertising Revenue"
         shall mean all monetary consideration actually received by WeRPets.com
         for all advertisements sold by WeRPets.com less: (a) agency discounts
         actually payable (if any); and (b) third party advertising sales
         representative commissions (if any). WeRPets.com shall be solely
         responsible for the collection and remittance of any sales or use taxes
         (not directly paid by advertisers to the applicable taxing authority)
         attributable to such advertisements (if any).

         Section 5. Representations and Warranties of WeRPets.com. WeRPets.com
represents and warrants to AHN/FIT as follows:

                  (a) Corporate Organization. WeRPets.com is a corporation duly
         organized, validly existing and in good standing under the laws of its
         state of organization, has all requisite corporate power and authority
         to execute and deliver this Agreement and holds all licenses, permits
         and other required authorizations from governmental authorities
         necessary to conduct its business as it is now being conducted.

                  (b) Capitalization. Upon the date of the issuance of the
         common stock (pursuant to Section 4(b) hereof), the authorized capital
         stock of the Company shall consist of 1,200,000 shares of Common Stock,
         par value $.01 per share (the "Company Common Stock"), 1,080,000 shares
         of which shall be issued and outstanding. There are and shall be no
         other classes of securities of the Company outstanding. All of the
         shares of Company Common Stock will have been duly authorized, validly
         issued and be fully paid, nonassessable and free of preemptive rights.
         Other than this Agreement, there are currently no contracts or
         commitments relating to the issuance, sale, transfer, or registration
         of the Company Common Stock or any other securities of the Company.
         Other than this Agreement, there are no options, warrants, preemptive
         rights, calls, subscriptions, pledges, hens, convertible securities or
         other rights, agreements or commitments that obligate the Company to
         issue, transfer or sell any shares of Company Common Stock or any other
         securities of the Company.

                                       6
<PAGE>   7

                  (c) Authorization and Validity. The execution, delivery and
         performance of this Agreement and the consummation of the transactions
         contemplated hereby have been duly authorized and approved by all
         necessary corporate action. This Agreement, when executed, will
         constitute the legal, valid and binding obligation of WeRPets.com,
         enforceable against it in accordance with its terms, except as
         enforceability may be limited by applicable bankruptcy, insolvency,
         reorganization, moratorium or similar laws and subject to general
         principles of equity (regardless of whether such enforceability is
         considered in a proceeding in equity or at law).

                  (d) WeRPets.com Content. WeRPets.com has all necessary right,
         title and interest in and to the content (other than the AHN/FIT
         Content) displayed at the WeRPets.com site and such content will not
         conflict with or result in a violation of any law, ordinance
         regulation, ruling, judgment, order, or injunction of any court or
         governmental instrumentality to which WeRPets.com is a party or by
         which WeRPets.com or any of its properties are bound. There are no
         claims, lawsuits, actions, arbitrations, administrative or other
         proceedings, governmental investigations or inquiries pending or
         threatened against WeRPets.com.

         Section 6. Representations and Warranties of AHN/FIT. AHN/FIT hereby
represents and warrants to WeRPets.com as follows:

                  (a) Corporate Organization. AHN/FIT is a limited liability
         company duly organized, validly existing and in good standing under the
         laws of its state of organization, has all requisite corporate power
         and authority to execute and deliver this Agreement and holds all
         licenses, permits and other required authorizations from governmental
         authorities necessary to conduct its business as it is now being
         conducted.

                  (b) Authorization and Validity. The execution, delivery and
         performance of this Agreement and the consummation of the transactions
         contemplated hereby have been duly authorized and approved by all
         necessary corporate action. This Agreement, when executed, will
         constitute the legal, valid and binding obligation of AHN/FIT,
         enforceable against it in accordance with its terms, except as
         enforceability may be limited by applicable bankruptcy, insolvency,
         reorganization, moratorium or similar laws and subject to general
         principles of equity (regardless of whether such enforceability is
         considered in a proceeding in equity or at law).

                  (c) AHN/FIT Content. AHN/FIT has all necessary right, title
         and interest in and to the AHN/FIT Content licensed pursuant to this
         Agreement. Furthermore, to the best of AHN/FIT's knowledge, the license
         granted hereby (i) does not require the consent of or notice to any
         governmental or regulatory authority; and (ii) does not conflict with
         or result in a violation of any law, ordinance regulation, ruling,
         judgment, order, or injunction of any court or governmental
         instrumentality to which AHN/FIT is a party or by which AHN/FIT or any
         of its web properties are bound. In the event AHN/FIT is notified that
         the foregoing subsections (i) and (ii) are not accurate, AHN/FIT shall
         promptly pursue appropriate remedial action. There are no claims,
         lawsuits, actions,

                                       7
<PAGE>   8

         arbitrations, administrative or other proceedings, governmental
         investigations or inquiries pending against AHN/FIT with respect to the
         AHN/FIT Content. Furthermore, AHN/FIT has obtained the consent of any
         licensor to AHN/FIT of any of the AHN/FIT Content to sub-license such
         materials to WeRPets.com.

         Section 7. Additional Covenants and Agreement.

                  (a) Access to Information. The Parties agree to make available
         to each other, within a reasonable period of time, such documents or
         other information as the other Party may reasonably request and deem
         essential to the proper conduct of the parties' obligations related to
         this Agreement.

                  (b) Compliance with Law. WeRPets.com and AHN/FIT shall operate
         their respective Web sites and services in compliance with all
         applicable laws and regulations and each will be solely responsible for
         obtaining all required governmental authorizations necessary for the
         full performance of its services as provided (or under this Agreement.

                  (c) Use of AHN/FIT Marks. WeRPets.com shall use AHN/FIT's
         trademarks, tradenames, service marks, and any other intellectual
         property in a responsible, careful manner and shall not in any way
         infringe on any rights enjoyed by AHN/FIT. In using the License,
         WeRPets.com. shall at all times conduct itself in accordance with
         ethical, respectable, and prudent business standards.

                  (d) Operation of the Portal. AHN/FIT will regularly monitor
         and take reasonable steps to maintain the operation and performance of
         the Portal. AHN/FIT will use its reasonable efforts to support
         increasing numbers of users on the Portal including operating
         sufficient numbers of servers for reasonably anticipated levels of user
         traffic. The Parties will each be responsible for ensuring that their
         sites function with reasonable reliability and in a commercially
         reasonable manner throughout the Term.

                  (e) Traffic Statistics. So that WeRPets.com may monitor market
         performance and make program adjustments, AHN/FIT will provide to
         WeRPets.com timely and accurate reports every thirty (30) days of the
         traffic statistics pertinent to PetWave.com upon the implementation of
         NetGravity. these may include:

                           (i)      the total number of page views and unique
                                    visitors on PetWave.com, and the number
                                    clickthroughs and impressions to the
                                    PetWave.com vertical community from
                                    Galaxy.com; and

                           (ii)     the total number of clickthroughs to
                                    WeRPets.com from a banner advertisement or
                                    logo on Galaxy.com and PetWave.com.

                                       8
<PAGE>   9

         WeRPets.com shall treat such data as confidential information and will
         not use it except in accordance with reasonable guidelines to be agreed
         by the Parties. Notwithstanding anything contained in this Section,
         AHN/FIT will not be required to deliver to WeRPets.com any user data in
         violation of its then-existing policies regarding the protection of
         user information.

                  (f) Reciprocal Advertising. The Parties shall include in its
         banner advertising rotation, at no additional cost, an advertisement
         for the other Party's site (Galaxy.com or WeRPets.com, as applicable),
         in a form upon which WeRPets.com and AHN/FIT shall mutually agree.
         WeRPets.com acknowledges that AHN/FIT will not provide banner rotations
         on Galaxy.com until the implementation of the NetGravity services on
         Galaxy.com.

                  (g) No Framing. Except as described in this Section 7(g),
         neither Party shall frame the other Party's sites. When a user clicks
         on a button, banner or any other form of link to the other Party's
         sites, such user shall be transferred directly to the other Party's
         sites without such framing. WeRPets.com shall place a carry-through bar
         on the WeRPets.com site that will provide a user that has linked to
         WeRPets.com from an AHN/FIT site with an opportunity to return to an
         AHN/FIT site. Notwithstanding this prohibition on framing, WeRPets.com
         may at its discretion and consistent with the License granted in
         Section 1 hereof, frame the PetWave.com vertical on one or more pages
         at or below the WeRPets.com. home page.

                  (h) Certain Content Prohibited. Both Parties' sites shall not
         contain, to the best of such Party's knowledge, and both Parties shall
         use their reasonable best effort to prevent the following from
         appearing on their sites: (a) defamatory or libelous material or
         material which discloses private or personal matters concerning any
         person, without such person's consent; (b) any message, data, images or
         programs which are illegal, contain nudity or sexually explicit content
         or are, by law, obscene, profane or pornographic; or (c) any messages,
         data, images or programs that would knowingly or violate the property
         rights of others, including unauthorized copyrighted text, images or
         programs, trade secrets or other confidential proprietary information,
         or trademarks or service marks used in an infringing fashion.

                  (i) Quality Control. WeRPets.com acknowledges that uniform and
         high standards of quality with respect to using AHN/FIT Content are
         necessary in order to maintain the public image and consumer
         recognition of AHN/FIT Content, and that AHN/FIT has the right to
         establish and enforce such quality standards with respect to AHN/FIT
         Content. WeRPets.com shall use AHN/FIT Content only with respect to the
         terms of this Agreement. WeRPets.com agrees to maintain such quality
         standards as shall be reasonably prescribed by AHN/FIT in the conduct
         of AHN/FIT Content. WeRPets.com shall comply with conditions set forth
         in writing from time to time by AHN/FIT with respect to the style,
         appearance and manner of use of AHN/FIT Content. WeRPets.com shall use
         the AHN/FIT Marks in a responsible, careful manner and shall not
         infringe on any rights of AHN/FIT, including but not limited to
         trademark and copyright ownership.

                                       9
<PAGE>   10

         In addition, WeRPets.com shall not use the AHN/FIT Marks or the AHN/FIT
         Content in a manner that constitutes a direct or indirect endorsement
         of any product or service (other than WeRPets.com).

                  (j) Protection of Intellectual Property. WeRPets.com admits
         the validity of, and agrees not to challenge, the AHN/FIT Intellectual
         Property. WeRPets.com shall not use any AHN/FIT Marks or any part
         thereof as part of the WeRPets.com corporate name nor use any name,
         trademark, service mark or other designation confusingly similar to the
         AHN/FIT Marks. WeRPets.com further agrees not to register any marks
         similar to the AHN/FIT Marks. In the performance of this Agreement,
         WeRPets.com shall comply with all applicable laws and regulations, and
         those laws and regulations particularly pertaining to the proper use
         and designation of trademarks. WeRPets.com shall cooperate with AHN/FIT
         to enable AHN/FIT to effect the trademark registration, maintenance and
         renewal of the AHN/FIT Marks. WeRPets.com acknowledges AHN/FIT's
         exclusive right, title and interest in and to the AHN/FIT Marks, the
         Portal, PetWave.com, related domain names, and the tradename,
         "AHN/FIT," as well as all additional trade names, trademarks, service
         marks, slogans and other intellectual property and titles used by
         AHN/FIT or provided by AHN/FIT to WeRPets.com.

                  (k) Privacy Policy. WeRPets.com agrees:

                           (i) to include links in the AHN/FIT Content and on
                  the WeRPets.com website to WeRPets.com's privacy policy which,
                  at a minimum, shall provide end users with the right to "opt
                  out" of the disclosure by WeRPets.com to third parties of any
                  personally identifiable information collected by WeRPets.com
                  (except as necessary for the use of the AHN/FIT Content or the
                  WeRPets.com site), and

                           (ii) to honor any "opt out" request of an end user in
                  accordance with the foregoing and, if such user opts out,
                  shall not provide such end user's names, screen names,
                  addresses or other identifying information, including
                  navigational information, obtained by WeRPets.com through
                  access to an I/PRO account (or equivalent tracking system), to
                  any third party in a manner which identifies such end users
                  without AHN/FIT's prior written consent which may be withheld
                  in AHN/FIT's sole discretion.

                  (l) Commercially Reasonable Efforts. Each Party will use its
         commercially reasonable efforts to take all action and to do all things
         necessary, proper or advisable to consummate the transactions
         contemplated by this Agreement.

         Section 8. Term. The obligations of the Parties under this Agreement
shall continue for a period of 36 months from the Launch Date (such 36-month
period being the "Initial Term" which, together with any subsequent renewal of
the Agreement, shall be the "Term") unless sooner terminated pursuant to Section
9 hereof. Either Party shall have the option to renew this Agreement by
delivering notice thereof to the other Party not later than 60 days before the
end of the Initial Term. The Parties agree to discuss, in good faith, prior to
the end of the Initial Term,

                                       10
<PAGE>   11

the state of the Parties' relationship and the terms of the Agreement. If the
parties cannot reach an agreement within the sixty day period, then this
Agreement shall terminate at the end of the Term.

         Section 9. Termination.

                  (a) Means of Termination. This Agreement may be terminated at
         any time in the following ways:

                           (i) by the mutual consent in writing of AHN/FIT and
                  WeRPets.com;

                           (ii) by AHN/FIT if (A) there has been a material
                  violation or breach by WeRPets.com of any of the covenants,
                  agreements, representations or warranties contained in this
                  Agreement which has not been waived by AHN/FIT in writing and
                  if such breach continues for a period of fifteen (15) days
                  after the date on which WeRPets.com receives notice from
                  AHN/FIT of such breach; (B) WeRPets.com's use of any
                  trademarks, service marks, trade or business names is contrary
                  to the provisions hereof or such use fails to meet the
                  reasonable standards set forth by AHN/FIT and such failure
                  continues for a period of fifteen (15) days after the date on
                  which WeRPets.com receives notice from AHN/FIT of such; (C)
                  WeRPets.com abandons its use of the AHN/FIT Content; or (D)
                  WeRPets.com assigns or purports to assign any of the rights
                  granted herein in violation of Section 13 hereof,

                           (iii) by WeRPets.com if (A) there has been a material
                  violation or breach by AHN/FIT of any of the covenants,
                  agreements, representations or warranties contained in this
                  Agreement which has not been waived by WeRPets.com in writing
                  and if such breach continues for a period of thirty days after
                  the date on which AHN/FIT receives notice from WeRPets.com of
                  such breach; or (B) AHN/FIT fails to promote or support
                  Galaxy.com or the PetWave.com vertical as described in this
                  agreement, or (C) AHN/FIT discontinues its operations.

                  (b) Effect of Termination. In the event this Agreement is
         terminated in accordance with this Section 9, this Agreement shall
         become void and of no further force or effect, except for the following
         agreements and obligations of the parties, which shall survive the
         termination of this Agreement: (i) the obligations of each party to
         preserve confidentiality pursuant to Section 136) hereof, (ii) any
         obligation or liability of any party based on or arising from any
         breach or default by such party with respect to its representations,
         warranties, covenants or agreements; (iii) the obligation of each party
         to bear its own expenses as set forth in Section 10 hereof, and (iv)
         the representations and warranties of the parties contained in Sections
         5 and 6 hereof.

                                       11
<PAGE>   12

         Section 10. Expenses. Each of the parties hereto shall bear and pay all
costs and expenses incurred by it or on its behalf in connection with this
Agreement, including its own legal and accounting.

         Section 11. Indemnification.

                  (a) Indemnification of AHN/FIT. WeRPets.com agrees to
         indemnify and hold harmless AHN/FIT, each officer, director, employee
         or agent thereof, their respective controlling persons, and their
         respective estates, successors, and assigns (each an "Indemnified
         Party"), from and against any and all claims, losses, damages,
         liabilities and expenses (including, without limitation, settlement
         costs and any legal or other expenses for investigating or defending
         any actions or threatened actions) (the "Losses") reasonably incurred
         by such Indemnified Party as a result of:

                           (i) the untruth, inaccuracy or breach of any
                  representation or warranty made by WeRPets.com in this
                  Agreement;

                           (ii) the nonfulfillment or breach of any covenant,
                  agreement or obligation of WeRPets.com contained in this
                  Agreement;

                           (iii) WeRPets.com's conduct while using the AHN/FIT
                  Content; and

                           (iv) the sale and display of advertising (except to
                  the extent that such losses are the proximate result of
                  conduct by AHN/FIT).

                  (b) Indemnification of WeRPets.com. AHN/FIT agrees to
         indemnify and hold harmless WeRPets.com, each officer, director,
         employee or agent thereof, their respective controlling persons, and
         their respective estates, successors, and assigns (each an "Indemnified
         Party"), from and against any and all claims, losses, damages,
         liabilities and expenses (including, without limitation, settlement
         costs and any legal or other expenses for investigating or defending
         any actions or threatened actions) (the "Losses") reasonably incurred
         by such Indemnified Party as a result of:

                           (i) the untruth, inaccuracy or breach of any
                  representation or warranty made by AHN/FIT in this Agreement;
                  or

                           (ii) the nonfulfillment or breach of any covenant,
                  agreement or obligation of AHN/FIT contained in this
                  Agreement.

                                       12
<PAGE>   13

                  (c) Notice and Defense of Claims. With respect to any claims,
         falling within the scope of Sections 13(a) and 13(b):

                           (i) each Party agrees promptly to notify the other in
                  writing of, and to keep the other fully advised with respect
                  to, such claims and the progress of any legal actions relating
                  thereto in which the other Party is not a participant;

                           (ii) the Indemnified Party shall afford the other
                  party (the "Indemnifying Party") the opportunity of defending
                  such claim and controlling the litigation, settlement or other
                  disposition of such claim;

                           (iii) the Indemnified Party shall fully cooperate in
                  connection with such defense, settlement or other disposition
                  and shall have the right, but not the obligation, to join in
                  and be represented by its own counsel, at the Indemnified
                  Party's own cost and expense;

                           (iv) the Indemnifying Party shall have the right, but
                  not the obligation unless so requested by the Indemnified
                  Party, to assume the defense of such a claim instituted
                  against the Indemnified Party with the Indemnifying Party's
                  own counsel and at its expense; if the Indemnifying Party does
                  not undertake the defense of such claims, the Indemnified
                  Party shall be entitled to reimbursement of its reasonable
                  attorneys' fees in defending the claim;

                           (v) each Party shall have the right to participate at
                  its expense in the defense of any claim instituted against it,
                  and if such Party does so participate, it shall not have the
                  right to recover against the other Party the costs and
                  expenses (including its attorneys' fees) of its participation
                  in such suit;

                           (vi) the foregoing indemnifications shall not be
                  deemed to entitle either Party to recover against the other
                  Party for lost profits or other consequential damages, whether
                  actual, anticipated or estimated; and

                           (vii) in the event that a Party assumes the defense
                  of a claim against the other Party, the Party assuming the
                  defense shall not enter into any compromise or settlement of
                  the claim without the prior written consent of the other
                  Party, which consent shall not be unreasonably withheld or
                  delayed.

                  (e) Limitations. Neither party shall be obligated to indemnify
         and hold harmless the other pursuant to this Section 11 unless and
         until the aggregate of all indemnifiable Losses exceeds $15,000;
         provided, however, that in the event the aggregate of all indemnifiable
         Losses exceeds $15,000, there shall be indemnification for all
         indemnifiable Losses beginning with the first dollar.

                  (f) Limitation Of Damage. NEITHER PARTY WILL BE LIABLE FOR ANY
         SPECIAL, INDIRECT, CONSEQUENTIAL OR INCIDENTAL DAMAGES

                                       13
<PAGE>   14

         ARISING OUT OF OR RELATED TO THIS AGREEMENT, HOWEVER CAUSED AND ON ANY
         THEORY OF LIABILITY (INCLUDING NEGLIGENCE), AND EVEN IF SUCH PARTY HAS,
         BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. NEITHER PARTY
         GUARANTEES THAT ACCESS TO ITS SITE(S) WILL BE UNINTERRUPTED OR
         ERROR-FREE.

         Section 12. Notices. All notices, requests, consents, and other
communications hereunder shall be in writing and shall be personally delivered,
mailed by first-class registered or certified mail, postage prepaid, return
receipt requested or delivered by an overnight courier service, delivery charge
prepaid:

                  (a) If to AHN/FIT, to:

                      AHN/FIT Internet, LLC
                      c/o The Health Network
                      28 White Bridge Road, Suite 208
                      Nashville, TN 37205
                      Attn: Robert Hutsell

                      with a copy to:

                      AHN/FIT Internet, LLC
                      1440 S. Sepulveda Blvd.
                      Los Angeles, CA 90025
                      Attn: Business & Legal Affairs

                  or at such other address as may be furnished to WeRPets.com by
         AHN/FIT in writing.

                  (b) If to WeRPets.com, to:

                      4117 Hillsboro Pike
                      Suite 103-256
                      Nashville, TN 37215

                      with a copy to:

                      Waller Lansden Dortch & Davis,
                      A Professional Limited Liability Company
                      511 Union Street, Suite 2100
                      Nashville, Tennessee 37219
                      Attention: Matthew R. Burnstein, Esq.

                  or at such other address as may be furnished to AHN/FIT by
         WeRPets,com in writing.

                                       14
<PAGE>   15

         Section 13. Miscellaneous.

                  (a) Entire Agreement. This Agreement constitutes the entire
         agreement and understanding between WeRPets.com and AHN/FIT and
         supersedes and cancels all prior agreements and understandings relating
         to the subject matter hereof, whether written or oral, which shall
         remain in effect. Neither this Agreement nor any term hereof may be
         changed, waived, discharged or terminated, except in writing signed by
         the parties hereto.

                  (b) Severability. Should any one or more of the provisions of
         this Agreement or any agreement entered into pursuant hereto be
         determined to be illegal or unenforceable, all other provisions of this
         Agreement and such other agreements shall be given effect separately
         from the provision or provisions determined to be illegal or
         unenforceable and shall not be affected thereby.

                  (c) Further Assurances. Each party covenants that at any time,
         and from time to time, it will execute such additional instruments and
         take such actions as may be reasonably requested by the other parties
         to confirm or perfect or otherwise to carry out the intent and purposes
         of this Agreement.

                  (d) Waive. Any failure on the part of any party to comply with
         any or its obligations, agreements or conditions hereunder may be
         waived by any other party to whom such compliance is owed. No waiver of
         any provision of this Agreement shall be deemed, or shall constitute, a
         waiver of any other provision, whether or not similar, nor shall any
         waiver constitute a continuing waiver.

                  (e) Assignment. Neither Party may assign this Agreement except
         (a) in connection with the transfer of substantially all of the
         business operations of such Party (whether by asset sale, stock sale,
         merger or otherwise) and if such assignee is not a "direct competitor"
         of the other Party; (b) to an affiliate of such Party, which affiliate
         directly or indirectly controls, is controlled by, or is under common
         control with such Party; or (c) with the written permission of the
         other Party, which shall not be unreasonably withheld. For purposes of
         this Agreement., "direct competitor" shall mean a person or entity
         whose primary business is the provision of products or services
         substantially similar to those offered by the non-assigning party,
         whether or not such services are provided under this Agreement.

                  (f) Binding Effect. All of the terms of this Agreement,
         whether so expressed or not, shall be binding upon the respective
         personal representatives. successors and assigns of the parties hereto
         and shall inure to the benefit of and be enforceable by the respective
         personal representatives, successors and assigns of the parties hereto.

                  (g) Headings. The headings in this Agreement are for
         convenience of reference only and shall not limit or otherwise affect
         the meaning hereof.

                                       15
<PAGE>   16

                  (h) Counterparts. This Agreement may be executed in two or
         more counterparts, each of which shall be deemed an original, but all
         of which together shall constitute one and the same instrument.

                  (i) Relationship of Parties. This Agreement will not be
         construed to create a joint venture, partnership or the relationship of
         principal and agent between the parties hereto, nor to impose upon
         either party any obligations for any losses, debts or other obligations
         incurred by the other party except as expressly set forth herein.

                  (j) Confidentiality. WeRPets.com agrees that it and its
         employees have maintained and will maintain, in confidence, the terms
         and provisions of this Agreement, as well as all data, summaries,
         reports or information of all kinds, whether oral or written, acquired
         or devised or developed in any manner from AHN/FIT personnel or
         AHN/FIT's files, and that they have not and will not reveal the same to
         any persons not employed by AHN/FIT except to the extent necessary to
         comply with the law or the valid order of a court of competent
         jurisdiction, in which event WeRPets.com shall so notify AHN/FIT as
         promptly as practicable. Upon termination of this Agreement or any
         other agreement between the parties and at AHN/FIT's request and
         instruction, all information in the possession of WeRPets.com shall be
         returned to AHN/FIT or destroyed.

                  (l) Force Majeure. Neither Party shall have any liability to
         the other Party for any failure or delay resulting from any Act of God,
         governmental action, decree or regulation, court order, severe weather,
         earthquake, fire, failure of supplier, armed conflicts, power failure,
         riot, explosion, material or labor shortage or strikes, carrier
         interruption of any kind, work slowdown, unavailability of
         communications transport facilities, and breakdowns in communications
         transport facilities, or any other condition beyond the reasonable
         control of such party, whether or not foreseeable, affecting its
         ability to perform its duties and obligations under this Agreement.

                  (m) Governing Law: Jurisdiction. This Agreement shall be
         construed in accordance with the laws of the State of California and
         the parties agree that jurisdiction and venue shall lie in Los Angeles
         County, California and each party consents to the personal jurisdiction
         of a court of competent jurisdiction in Los Angeles County, California.

                                       16
<PAGE>   17

         IN WITNESS WHEREOF, the undersigned have executed this Agreement as of
the day and date first above written.

                                           AHN/FIT INTERNET, LLC

                                           -------------------------------------
                                           By:
                                              ----------------------------------
                                           Title:
                                                 -------------------------------

                                           WERPETS.COM,INC.

                                           -------------------------------------
                                           By:
                                              ----------------------------------
                                           Title:
                                                 -------------------------------

                                       17
<PAGE>   18

                                    EXHIBIT A

                                 AHN/FIT Content

                                       18
<PAGE>   19

<TABLE>
<CAPTION>
I
PET HEALTH (text)

-----------------------------------------------------------------------------------------------------------------------
<S>                                <C>                                      <C>
Animal First Aid                    *Animal Burns[Heatstroke
                                    *Animal Poisoning
                                    *Animal Eye Injury
                                    *Animal Trauma

Common Problems in                  *Cancer in Pets Animals                     *Ticks, Lyme Disease and the
Animals                                                                          Threat to Your Pet
                                    *Declare War on Fleas!                      *Cushings Disease: Hard to Diagnose,
                                                                                 Know the Facts
                                    *Euthanasia                                 *Diabetes in Pets
                                    *Gum Care in Cats                           *Fleas and Ticks
                                    *Overweight Pets in Spring                  *Kidney Disease in Pets
                                     Training
                                    *Stop the Barking!                          *The Truth About Pet Myths

Nutrition in Animals                *3 Dog Bakery Recipes
                                    *Adult Dogs
                                    *Salmon Balls Rollin' Kitty
                                     Cruisine
                                    *Adult Cats
                                    *Older Pets
                                    *Under One Year

Preventing Problems in              *Cat Vaccinations                           *Dog Vaccinations
Animals
                                    *Heartworm Prevention                       *Intestinal Worms
                                    *Itchy Pets                                 *Parrot Behavior
                                    *Pet Dentistry                              **Pet Introductions
                                    *Preventing Heartworms

Career Opportunities for            *Animal Hospital Assistants
Veterinarians
                                    *Veterinarian Profession
                                    *Veterinary Medicine
                                     Employment Outlook
                                    *Educational Requirements
                                    *Veterinary Education Costs

Pet Care Bookshelf                  Pet Care Bookshelf
</TABLE>

                                       19
<PAGE>   20

<TABLE>
<S>                                <C>                                      <C>
Puppies & Kittens                   *Housebreaking Puppies/Kittens
                                    *Socialization
                                    *Vaccinations for Pets
                                    *How to Pick a Kitty
                                    *Training of Young Pets
                                    *Where to Find a Young Pet

Grooming                            *Dental Health Recipe for Pet
                                     Toothpaste
                                    *Home Maintenance
                                    *Professional
                                    *Grooming Provides Healthy
                                     Benefits
                                    *Pet Grooming

Older Pets                          *Aggression
                                    *House Soiling
                                    *Punishments
                                    *Barking
                                    *Preventing Problems in Pets
                                    *Rewards for Pets

Pet Care                            *A Girl, Her Horse, and a New               *About the Breed: Ibizan
                                     Lease on Life                               Hound
                                    *Animals on the Silver Screen               *Aquarium Maintenance
                                    *Bird Care                                  *Boarding a Pet
                                    *Breeding and Reproduction                  *Caring for Fish
                                    *Caring for Your Chinchilla                 *Caring for Your Lory
                                    *Caring for Your New Kitten                 *Caring for Your New Puppy
                                    *Cat Behavior                               *Cats Belong Indoors!
                                    *Common Cat Problems                        *Common Dog Problems
                                    *Creature Feature II,                       *Creature Feature III,
                                     Tarantulas & Scorpions                      Cockroaches & Snakes
                                    *Creature Feature I, Bats                   *Dealing With Pet Diabetes
                                    *Dental Care for Your Pet                   *Dog Has Dangerous Appetite
                                    *Eye Problems in Pets                       *Feline Urological Syndrome
                                    *Fleas and Ticks                            *Gerbils and Guinea Pigs
                                    *Glimpse of a Bald Eagle                    *Heart Disease
                                    *Heartworms                                 *Heatstroke Signs in your Pet
                                    *History of a Rat Terrier                   *Introducing Pet and Baby
                                    *Kitty Litter Box Training                  *Meet the Grey Squirrel
                                    *Oppossum Boom in the Pet Trade             *Pet Ear Infections
                                    *Pet First Aid                              *Pet Nutrition and Care
                                    *Pet Summer Safety                          *Pets Touch Our Hearts
                                    *Reptiles                                   *Routine Checkups for Pets
                                    *Selecting the Right Pet                    *Selecting the Right Puppy
</TABLE>

                                       20
<PAGE>   21

<TABLE>
<S>                                <C>                                       <C>
                                    *Skin Disorders                             *Spaying and Neutering
                                    *Story of the Bearded Dragon:               *Tale of the Rat Terrier
                                     New Lizard on the Pet Scene
                                    *The American Alligator                     *The American Shorthair
                                    *The Bear Essentials                        *The Benefits of Pet Therapy
                                    *Weight Problems in Pets                    *Which Vet For Pug?
                                    *Worms

Recipes for Your Pet                For Your Dog                                For Your Cat
                                    *Cheesy Hound Loaf                          *Salmon Balls Rollin'
                                    *Great Dane Gobbler Loaf                    *Polenta For Cats
                                    *Ginger Bread Cookies
                                    *Bananna Mutt Cookies
                                    *Polenta For Dogs

All About Cats                      *"My 10 year old cat recently       2:42    *"My 14 year old cat has lost
                                      started urinating around the                weight. My vet isn't sure what's
                                      house. What can I do?"                      wrong. Do I continue with
                                                                                  expensive tests? Is he in pain?"
                                    *"My indoor cat got out.            3:16    *"How can I get my cat to pay
                                      Will she ever come home?"                   attention to me?"
                                    *"My cat is pregnant. how will I    2:46    *"How do I get my pet in her
                                      know when she is going to                   pet carrier?
                                      give birth?"
                                    *"I have a 4 year old cat and a     4:33    *"Why does my cat scratch at his
                                      new kitten. Why don't they                  water dish?"
                                      get along? Should I keep my
                                      young daughter away from
                                      them?"
                                    *"Is my baby making my cats         2:41    *"My male cat bites his claws
                                      skittish?"                                  when I pet him. Why?"
                                    *"How do I keep my cats             1:21
                                      from chewing on
                                      electrical cords?"

Birds & Reptiles                    *"My 4 foot iguana outgrew his      1:49
                                      tank. What should I do?"
                                    *"My bird is loosing some           1:57
                                      feathers. What should I do?"
                                    *"Why is my friend's python         1:30
                                      biting himself?"
</TABLE>

                                       21
<PAGE>   22

<TABLE>
<S>                                <C>
                                    *"My iguana is supposed to lay      3:04
                                      eggs but she hasn't. Will
                                      she die?"
                                    *"I have a pair of cockatiels.      2.13
                                      The female lays eggs, but
                                      nothing happens."
                                    *"My parrot bites me, but           1:20
                                      not my son. Will the bird
                                      ever like me?"

Physical Wellness                   *"What causes my dog to             4:07
                                      have severe bad breath
                                      and what can I do about
                                      it?
                                    *"Could my cat's diabetes be        2:29
                                      transient?"
                                    *"What can I do for my dog          3:25
                                      who has congestive heart
                                      failure?"
                                    *"Will feline cancer always         3:10
                                      show up in blood work?"

Training                            *"How do I ween my dog              1:36
                                      from its crate?
                                    *"How do I teach my dog to          2:39
                                      stop biting? Does play
                                      biting create this
                                      behavioral problem?
                                    *"How do I prevent                  4:01
                                      destructive doggie
                                      behavior?"
                                    *"My dogs chew on our               3:06
                                      chairs when we leave the house.
                                      What can we do?"
                                    *"How do I stop my dog              2:35
                                      from barking at me and
                                      our house guests?"
                                    *"What are some helpful             6:45
                                      hints on crate training a
                                      puppy?"
Behavioral                          *"Why does my dog go to             1:15
                                      the bathroom as soon as I
                                      leave the house?"
                                    *"How do I control                  3:43
                                      mounting behavior in my
                                      dog?"
</TABLE>

                                       22
<PAGE>   23

<TABLE>
<S>                                <C>
                                    *"Why does my dog eat its           2:54
                                      own feces?"
                                    *"What do I do about a dog          5:41
                                      which has begun to show
                                      aggressive behavior?"
                                    *"How do I prevent my dog           2:22
                                      from urinating when she
                                      is excited?"

Caretaking                          *"How do I take care of my          1:45
                                      dog when he cuts his feet
                                      pads?"
                                    *"Is getting a big dog feeder       1:54
                                      good for your pet's health or
                                      just a fad?
                                    *"How often should I                3:30
                                      groom my pet?"
                                    *"What is the best way to           2:40
                                      handle flea infestation?"
                                    *"What are the dangers of           3:05
                                      mosquitos in contracting
                                      heartworm? And is
                                      heartworm medication
                                      necessary?"
                                    *"What are some home                2:30
                                      remedies
</TABLE>

                                       23
<PAGE>   24

<TABLE>
<S>                                <C>
PET MEDICAL RECORD
                                    *1,500 People using this service

A VISIT TO THE VET

469556 12

                                    *Spay, Neuter, and Laser ?
                                     declawing videos

                                    *Other video and text
                                     content in this section ?
</TABLE>

                                       24

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00010-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00010-of-00352.parquet"}]]