Document:

Exhibit
4.6

 

EXECUTION VERSION

 

BACKUP SERVICING AGREEMENT

 

among

 

CNH CAPITAL RECEIVABLES LLC,

as Seller

 

NEW HOLLAND CREDIT COMPANY, LLC,

as Servicer

 

CNH EQUIPMENT TRUST 2008-A,

as Issuing Entity

 

and

 

SYSTEMS & SERVICES TECHNOLOGIES,
INC.

as Backup Servicer

 

Dated as of April 1, 2008

 

 

TABLE OF CONTENTS

 

	
   

  	
   

  	
  Page

  
	
   

  	
   

  	
   

  
	
  Article I DEFINITIONS

  	
  1

  
	
   

  	
   

  	
   

  
	
  Section 1.1.

  	
  Definitions

  	
  1

  
	
  Section 1.2.

  	
  Usage of
  Terms

  	
  3

  
	
  Section 1.3.

  	
  Section References

  	
  3

  
	
   

  	
   

  	
   

  
	
  Article II ADMINISTRATION AND SERVICING OF RECEIVABLES

  	
  3

  
	
   

  	
   

  	
   

  
	
  Section 2.1.

  	
  Duties of
  the Backup Servicer

  	
  3

  
	
  Section 2.2.

  	
  Representations
  and Warranties of Backup Servicer

  	
  4

  
	
  Section 2.3.

  	
  Backup
  Servicing Termination

  	
  6

  
	
  Section 2.4.

  	
  Backup
  Servicer Fees; Payment of Expenses by Backup Servicer

  	
  7

  
	
   

  	
   

  	
   

  
	
  Article III THE BACKUP SERVICER

  	
  7

  
	
   

  	
   

  	
   

  
	
  Section 3.1.

  	
  Liability of
  Backup Servicer; Indemnities

  	
  7

  
	
  Section 3.2.

  	
  Limitation
  on Liability

  	
  9

  
	
  Section 3.3.

  	
  Corporate
  Existence

  	
  9

  
	
  Section 3.4.

  	
  Insurance

  	
  9

  
	
  Section 3.5.

  	
  Compliance
  with Laws

  	
  9

  
	
  Section 3.6.

  	
  Backup
  Servicer Legal Proceedings

  	
  9

  
	
   

  	
   

  	
   

  
	
  Article IV TERMINATION EVENTS

  	
  10

  
	
   

  	
   

  	
   

  
	
  Section 4.1.

  	
  Termination
  Event

  	
  10

  
	
  Section 4.2.

  	
  Consequences
  of a Termination Event

  	
  11

  
	
   

  	
   

  	
   

  
	
  Article V MISCELLANEOUS PROVISIONS

  	
  11

  
	
   

  	
   

  	
   

  
	
  Section 5.1.

  	
  Waiver;
  Amendment

  	
  11

  
	
  Section 5.2.

  	
  Governing
  Law

  	
  12

  
	
  Section 5.3.

  	
  Severability
  of Provisions

  	
  12

  
	
  Section 5.4.

  	
  Assignment

  	
  12

  
	
  Section 5.5.

  	
  Third-Party
  Beneficiaries

  	
  12

  
	
  Section 5.6.

  	
  Counterparts

  	
  12

  
	
  Section 5.7.

  	
  Notices

  	
  13

  
	
  Section 5.8.

  	
  Nonpetition
  Covenants

  	
  13

  
	
  Section 5.9.

  	
  Term

  	
  13

  
	
  Section 5.10.

  	
  Limitation of
  Liability of Trustee

  	
  14

  
	
  Section 5.11.

  	
  Miscellaneous

  	
  14

  
	
  Section 5.12.

  	
  Confidentiality

  	
  14

  
	
  Section 5.13.

  	
  Information
  Requests

  	
  14

  
	
  Section 5.14.

  	
  Notice to
  Moody’s

  	
  14

  
	
  Section 5.15.

  	
  Form 8-K
  Filings

  	
  14

  
	
  Section 5.16.

  	
  Indemnification

  	
  14

  

 

i

 

SCHEDULES

 

	
  SCHEDULE I

  	
   

  	
  Description of
  Verification and Confirmation Duties (Backup Servicing)

  

 

ii

 

THIS BACKUP SERVICING AGREEMENT, dated as of April 1, 2008, (this “Agreement”) is made among NEW HOLLAND
CREDIT COMPANY, LLC, a Delaware limited liability company (the “Servicer”), CNH CAPITAL RECEIVABLES LLC, a
Delaware limited liability company (the “Seller”),
CNH EQUIPMENT TRUST 2008-A, a Delaware statutory trust (the “Issuing Entity”), SYSTEMS &
SERVICES TECHNOLOGIES, INC., a Delaware corporation (the “Backup Servicer” or “SST”).

 

W I T N E S S E T H:

 

WHEREAS, the Servicer, the Seller and the Issuing Entity have entered
into the Sale and Servicing Agreement dated as of the date hereof (the “Sale and Servicing Agreement”) a copy of
which is provided to the Backup Servicer as of the date hereof;

 

WHEREAS, the Issuing Entity and the Servicer desire that the Backup
Servicer perform certain backup servicing duties in accordance with the terms
and provisions of this Agreement;

 

WHEREAS, the Issuing Entity desires that the Backup Servicer assume the
role of Successor Servicer under the terms of the Sale and Servicing Agreement
in the event that the Servicer is terminated thereunder; and

 

WHEREAS, the Backup Servicer is willing to perform the backup servicing
duties specified herein and assume the role of Successor Servicer under the
terms of the Sale and Servicing Agreement pursuant to the conditions and for
the consideration described herein.

 

NOW, THEREFORE, in consideration of the mutual agreements herein
contained, and of other good and valuable consideration, the receipt and
adequacy of which are hereby acknowledged, the parties agree as follows:

 

ARTICLE I

 

DEFINITIONS

 

Section 1.1.       Definitions.  Unless otherwise specified herein, all terms
defined in the Indenture, shall have the same meaning in this Agreement.  Whenever capitalized and used in this
Agreement, the following words and phrases, unless the context otherwise
requires, shall have the following meanings:

 

Agreement or “this Agreement”:  This Backup Servicing Agreement, all
amendments and supplements thereto and all exhibits and schedules to any of the
foregoing.

 

Backup Servicer: Systems & Services
Technologies, Inc., in its capacity as Backup Servicer under this
Agreement, and its successors and assigns in such capacity.

 

Backup Servicer Account:  means the account designated as such,
established and maintained pursuant to Section 5.1(a)(vii) of
the Sale and Servicing Agreement.

 

Backup Servicer Expenses:  is defined in Section 4.12 of the Sale and Servicing Agreement.

 

 

Backup Servicer Termination Event:  An event described in Section 4.1.

 

Backup Servicing Duties:  The duties defined as such in Section 2.1.

 

Backup Servicing Fee:  means the greater of (a) 1/12 of 0.02%
of the Pool Balance as of the first day of each Collection Period and (b) $4,000.

 

Business Day: 
means any day other than a Saturday, a Sunday or a day on which banking
institutions or trust companies in The City of New York, New York, the City of
Racine, Wisconsin and the City of St. Joseph, Missouri are authorized or
obligated by law, regulation or executive order to remain closed.

 

Collection Period:  means, with respect to any Payment Date, the
period from and including the end of the preceding Collection Period (or, for
the first Payment Date, the day after the Initial Cutoff Date) to and including
the last day of the calendar month preceding the calendar month in which the
Payment Date occurs.

 

Indenture: 
means the Indenture dated as of April 1, 2008 between the Issuing
Entity and the Indenture Trustee, as the same may be amended and supplemented
from time to time.

 

Indenture Trustee: means The Bank of New York
Trust Company, N.A., a national banking association, not in its individual
capacity but solely as Indenture Trustee under the Indenture, or any successor
Indenture Trustee under the Indenture.

 

Initial Collection Period:  The Collection Period ending April 30,
2008.

 

Payment Date: means, with respect to each
Collection Period, the fifteenth day of the calendar month following the end of
that Collection Period, or, if such day is not a Business Day, the next
Business Day, commencing on May 15, 2008.

 

Person: 
Any legal person, including any individual, corporation, partnership,
joint venture, estate, association, joint stock company, trust, unincorporated
organization or government or any agency or political subdivision thereof, or
any other entity.

 

Sale and Servicing Agreement:  The Sale and Servicing Agreement dated as of April 1,
2008 between the Issuing Entity, the Seller and the Servicer, as the same may
be amended from time to time in accordance with its terms and with the written
consent of the Backup Servicer, such consent not to be unreasonably withheld.

 

Servicing Transfer Date:  The Business Day next succeeding the
expiration of the Transfer Period.

 

Transfer Notice:  Written notice from the Indenture Trustee or
Noteholders to the Backup Servicer and the Servicer, (with a copy to the Rating
Agencies, the Noteholders (if given by the Indenture Trustee), the
Counterparties and the Trustee provided by the Indenture Trustee) advising the
Backup Servicer of the transfer of active servicing duties for the Contracts to
the Backup Servicer.

 

 

Transfer Period:  A period of up to sixty (60) days
following the Backup Servicer’s receipt of a Transfer Notice and ending on the
date the Backup Servicer is to begin Successor Servicer duties for the
Contracts and the related Receivables.

 

Verification and Confirmation Duties:  The duties defined as such in Section 2.1(a).

 

Section 1.2.       Usage of Terms.  With respect to all terms used in this
Agreement, the singular includes the plural and the plural the singular; words
importing any gender include the other gender; references to “writing” include
printing, typing, lithography, and other means of reproducing words in a
visible form; references to agreements and other contractual instruments
include all subsequent amendments thereto or changes therein entered into in
accordance with their respective terms and not prohibited by this Agreement;
references to Persons include their permitted successors and assigns; and the
terms “include” or “including” mean “include without limitation” or “including
without limitation.”

 

Section 1.3.       Section References.  All references to Articles, Sections,
paragraphs, subsections, exhibits and schedules shall be to such portions of
this Agreement unless otherwise specified.

 

ARTICLE II

 

ADMINISTRATION AND SERVICING OF RECEIVABLES

 

Section 2.1.       Duties
of the Backup Servicer.

 

(a)           Verification and Confirmation
Duties.  The Backup Servicer agrees
to perform all of the duties of the Backup Servicer as identified on Schedule I
hereto (collectively, the “Verification and
Confirmation Duties”) on behalf of the Issuing Entity in accordance
with the terms of this Agreement.  On or
before each Determination Date (beginning with the Determination Date
immediately preceding the initial Payment Date), the Servicer shall deliver to
the Backup Servicer the Servicer’s Certificate and a computer tape in a format
acceptable to the Backup Servicer containing the information with respect to
the Receivables for the preceding Collection Period necessary for the
preparation of the Servicer’s Certificate and the performance of the
Verification and Confirmation Duties relating to such Collection Period.

 

(b)           Active Servicing Duties.  Unless and until the Backup Servicer or
another Person is appointed as Successor Servicer, the Backup Servicer agrees
that, in the event the Servicer is terminated or otherwise ceases to function
as the Servicer pursuant to the Sale and Servicing Agreement, if the Indenture
Trustee or Noteholders representing not less than 25% of the Outstanding Amount
of Notes shall issue a Transfer Notice to the Backup Servicer and Servicer,
then prior to the expiration of the Transfer Period, the Backup Servicer shall
promptly execute a counterpart to the Sale and Servicing Agreement and
thereafter shall assume the rights, obligations and duties of a Successor
Servicer as expressly set forth thereunder.

 

 

(c)           The Servicer covenants and agrees to
perform within three weeks after receipt of the Transfer Notice (or on such
later date as the Issuing Entity and the Backup Servicer shall agree in writing)
the following:

 

(i)            The
Servicer shall provide to the Backup Servicer all necessary servicing files and
records relating to the Contracts (as reasonably deemed necessary by the Backup
Servicer at such time) and the Servicer shall provide to the Backup Servicer
access to and transfer of records and use by the Backup Servicer of all
licenses or software necessary or desirable to collect the Contracts and the
related Receivables to the extent that any of the foregoing is not prohibited
under any licensing or other agreements with third parties.

 

(ii)           The
Servicer will provide to the Backup Servicer the servicing information
necessary to prepare and distribute the Servicer Certificate required to be
delivered under the Sale and Servicing Agreement.

 

(d)           Prior to the expiration of the
Transfer Period, the Servicer will send each Obligor written notice containing
the following information:  (i) the
Servicing Transfer Date, (ii) the address, telephone number and department
of the Backup Servicer which is able to answer questions regarding billing, (iii) notification
that the legal terms and conditions of such Obligor’s obligations will not be
affected by the servicing transfer and (iv) instructions as to how to
handle any Contract related questions. 
The Backup Servicer will consult with the Servicer concerning the form
of any such notice.  If the Servicer has
failed to send this notice within three weeks after the Servicing Transfer
Date, the Backup Servicer will send such a notice to each such Obligor on the
Backup Servicer’s or the Servicer’s stationery within four weeks of the later
of (A) the date a counterpart to the Sale and Servicing Agreement executed
by the Backup Servicer is effective and (B) the Servicing Transfer
Date.  The Servicer will provide the
Backup Servicer with its stationery in an amount sufficient to allow for the
sending of the notices described in this Section 2.1(d).  The Servicer hereby irrevocably appoints the
Backup Servicer as its attorney-in-fact for the purpose of sending such notices.

 

(e)           Effective upon the occurrence of the
Servicing Transfer Date, the Servicer hereby irrevocably authorizes and grants
to the Backup Servicer an irrevocable power-of-attorney to take any and all
steps in the Servicer’s name and on behalf of the Servicer that are necessary
or desirable to perform its duties hereunder, including collecting amounts due
under the Receivables, endorsing the Servicer’s name on checks and other
instruments representing Collections and enforcing the Receivables.

 

(f)            The Servicer shall provide a copy of
the Sale and Servicing Agreement to the Backup Servicer on or prior to the
Closing Date.

 

Section 2.2.       Representations and Warranties of
Backup Servicer.  The Backup Servicer
represents and warrants as of the date of execution and delivery of this
Agreement (other than with respect to Section 2.2(f), which is as of the
dates specified therein):

 

(a)           Organization and Good Standing.  The Backup Servicer has been duly organized
and is validly existing and in good standing under the laws of its 

 

 

jurisdiction of
organization, with power, authority and legal right to own its properties and
to conduct its business as such properties are currently owned and such
business is currently conducted, and had at all relevant times, and now has,
power, authority and legal right to enter into and perform its obligations
under this Agreement;

 

(b)           Due Qualification.  The Backup Servicer is duly qualified to do
business as a foreign corporation in good standing, and has obtained all
necessary licenses and approvals, in all jurisdictions where the failure to do
so would materially and adversely affect the performance of its obligations
under this Agreement;

 

(c)           Power and Authority.  The Backup Servicer has the power and
authority to execute and deliver this Agreement and to carry out the terms
hereof; and the execution, delivery and performance of this Agreement have been
duly authorized by the Backup Servicer by all necessary corporate action;

 

(d)           Binding Obligation.  This Agreement constitutes the legal, valid
and binding obligation of the Backup Servicer enforceable in accordance with
its terms, except as enforceability may be limited by bankruptcy, insolvency,
reorganization or other similar laws affecting the enforcement of creditors rights
generally and by equitable limitations on the availability of specific
remedies, regardless of whether such enforceability is considered in a
proceeding in equity or at law;

 

(e)           No Violation.  The execution and delivery of this Agreement,
the consummation of the transactions contemplated by this Agreement, and the
fulfillment of the terms hereof, do not conflict with, result in any breach of
any of the terms and provisions of, or constitute (with or without notice or
lapse of time, or both) a default under, the certificate of incorporation or
bylaws of the Backup Servicer, or any indenture, agreement, mortgage, deed of
trust or other instrument to which the Backup Servicer is a party or by which
it is bound, or result in the creation or imposition of any lien upon any of
its properties pursuant to the terms of any such indenture, agreement,
mortgage, deed of trust or other instrument, or violate any law, order, rule or
regulation applicable to the Backup Servicer of any court or of any federal or
State regulatory body, administrative agency or other governmental
instrumentality having jurisdiction over the Backup Servicer or any of its
properties;

 

(f)            No Proceedings.  As of the date of the Underwriting Agreement,
the Preliminary Prospectus Date, the Prospectus Date and the Closing Date,
there are no proceedings or investigations pending or, to the Backup Servicer’s
knowledge, threatened against the Backup Servicer, before any court, regulatory
body, administrative agency or other tribunal or governmental instrumentality
having jurisdiction over the Backup Servicer or its properties (i) asserting
the invalidity of this Agreement, (ii) seeking to prevent the consummation
of any of the transactions contemplated by this Agreement, or (iii) seeking
any determination or ruling that might materially and adversely affect the
performance by the Backup Servicer of its obligations under, or the validity or
enforceability of, this Agreement or otherwise be material to the Noteholders,
except as otherwise may be disclosed in the Preliminary Prospectus and the
Prospectus; and

 

 

(g)           No Consents.  The Backup Servicer is not required to obtain
the consent of any other party or any consent, license, approval or
authorization, or registration or declaration with, any governmental authority,
bureau or agency in connection with the execution, delivery, performance,
validity or enforceability of this Agreement.

 

Section 2.3.       Backup Servicing Termination.

 

(a)           Prior to the time the Backup Servicer
receives a Transfer Notice, this Agreement may be terminated upon delivery of
thirty (30) days advance written notice to the Backup Servicer of such
termination.  This Agreement shall be
terminated pursuant to the previous sentence if (A) (i) the Servicer
notifies the Issuing Entity in writing that the Servicer has engaged a
replacement backup servicer or a Successor Servicer, (ii) the agreement
with such replacement backup servicer or Successor Servicer, as the case may
be, is reasonably satisfactory to the Issuing Entity in form and substance and (iii) the
identity of such replacement backup servicer or Successor Servicer, as the case
may be, is acceptable to the Issuing Entity in its sole discretion, (B) Moody’s
shall have been given at least 10 Business Days’ prior notice thereof and shall
have not notified the Issuing Entity and the Indenture Trustee that such action
will result in a reduction or withdrawal of the then current rating of any Class of
the Notes or (C) CNH Global N.V.’s long term unsecured debt credit rating
by Moody’s rises to “Ba2” or higher.

 

(b)           Prior to the time the Backup Servicer
receives a Transfer Notice, the Backup Servicer may resign as Backup Servicer
under this Agreement for any reason in its sole judgment and discretion upon
delivery of one hundred twenty (120) days advance written notice (“Resignation
Notice”) to the Issuing Entity of such resignation.  In the event that the Backup Servicer
delivers a Resignation Notice pursuant to the foregoing sentence, the Servicer
agrees to cooperate with the Issuing Entity, and to take such actions as the
Issuing Entity may reasonably request, in order to appoint a replacement backup
servicer as promptly as possible. If a successor Backup Servicer has not
accepted appointment as the Successor Backup Servicer pursuant to Section 2.3(c) by
the last day of such 120 day period, this Agreement shall terminate on the last
day of such period.

 

(c)           The Issuing Entity may appoint a
replacement backup servicer to serve as the backup servicer hereunder (a “Successor
Backup Servicer”).  Provided that the
Successor Backup Servicer has executed a written assumption instrument
acceptable to the Issuing Entity, the Successor Backup Servicer shall become
the Backup Servicer hereunder effective on the date specified in such
assumption instrument, which shall be a date not later than the day the
predecessor Backup Servicer ceases to perform as Backup Servicer
hereunder.  The Successor Backup Servicer
shall be the successor in all respects to the predecessor Backup Servicer
(except with respect to responsibilities and obligations of the predecessor
Backup Servicer set forth in Section 3.1)
and shall be subject to all the responsibilities, duties and liabilities
arising thereafter relating thereto placed on the predecessor Backup Servicer
and shall be entitled to the Backup Servicing Fee and all the rights granted to
the predecessor Backup Servicer by this Agreement.  None of the Backup Servicer, the Indenture
Trustee, the Issuing Entity, the Administrator, the Trustee or any other
Successor Backup Servicer shall be deemed to be liable for or in breach of any
obligations hereunder due to any act or omission of a predecessor Backup
Servicer.

 

 

Section 2.4.                                   Backup Servicer Fees; Payment of Expenses
by Backup Servicer.  Unless and until the Backup Servicer or
another Person is appointed as Successor Servicer, on the Payment Date relating
to the Initial Collection Period and each Payment Date thereafter the Backup
Servicer shall be entitled to receive the Backup Servicer Fees in accordance
with the terms of the Sale and Servicing Agreement and the Indenture.  The Backup Servicer shall further receive all
reimbursable Backup Servicer Expenses in accordance with the terms of the Sale
and Servicing Agreement and the Indenture. 
The Backup Servicer shall be required to pay all other expenses incurred
by it in connection with its activities under this Agreement (including taxes
imposed on the Backup Servicer and all expenses incurred in connection with
reports to the Issuing Entity).

 

ARTICLE III

 

THE BACKUP SERVICER

 

Section 3.1.                                   Liability of Backup Servicer;
Indemnities.

 

(a)                                  The
Backup Servicer shall be liable hereunder only to the extent of the obligations
in this Agreement specifically undertaken by the Backup Servicer and the
representations made by the Backup Servicer. 
Other than as specifically set forth in this Backup Servicing Agreement,
the Backup Servicer shall have no obligation to supervise, verify, monitor or
administer the performance of the Servicer and shall have no liability for any
action taken or omitted by the Servicer.

 

(b)                                 The
Backup Servicer shall indemnify, defend and hold harmless the Servicer, the
Issuing Entity and their respective officers, trustees, directors, agents and
employees from and against any and all costs, expenses, losses, claims, damages
and liabilities to the extent that such cost, expense, loss, claim, damage or
liability arose out of, or was imposed upon the Servicer or the Issuing Entity
through the Backup Servicer’s breach of this Agreement, the negligence, willful
misfeasance or bad faith of the Backup Servicer in the performance of its
duties under this Agreement or by reason of reckless disregard of its obligations
and duties under this Agreement.

 

(c)                                  The
Servicer shall indemnify, defend and hold harmless the Backup Servicer and its
respective officers, directors, agents and employees from and against any and
all costs, expenses, losses, claims, damages and liabilities to the extent that
such cost, expense, loss, claim, damage or liability arose out of, or was
imposed upon the Backup Servicer through the Servicer’s breach of this
Agreement, the negligence, willful misfeasance or bad faith of the Servicer in
the performance of its duties under this Agreement or by reason of reckless
disregard of its obligations and duties under this Agreement.

 

(d)                                 The
Issuing Entity shall (solely from amounts paid pursuant to Section 5.6(b)(xi) of the Sale and
Servicing Agreement) indemnify, defend and hold harmless the Backup Servicer
and its respective officers, directors, agents and employees from and against
any and all costs, expenses, losses, claims, damages and liabilities to the
extent that such cost, expense, loss, claim, damage or liability arose out of,
or was imposed 

 

 

upon the Backup Servicer through the Issuing Entity’s
breach of this Agreement, the negligence, willful misfeasance or bad faith of
the Issuing Entity in the performance of its duties under this Agreement or by
reason of reckless disregard of its obligations and duties under this
Agreement.

 

(e)                                  The
Backup Servicer may accept and reasonably rely on all accounting and servicing
records and other documentation provided to the Backup Servicer by or at the
direction of the Servicer, including documents prepared or maintained by any
Originator, or Servicer, or any party providing services related to the
Receivables (collectively “Third Party”).  The Servicer agrees to indemnify (subject to
the limitation provided in Section 3.2
below) and hold harmless the Backup Servicer, its respective officers,
employees and agents against any and all claims, losses, penalties, fines,
forfeitures, legal fees and related costs, judgments, and any other costs, fees
and expenses that the Backup Servicer may sustain in any way related to the
negligence, willful misfeasance or bad faith of any Third Party with respect to
the Receivables.  The Backup Servicer
shall have no duty, responsibility, obligation or liability (collectively “Liability”) for the acts or omissions of
any such Third Party.  If any error,
inaccuracy or omission (collectively “Error”)
exists in any information provided to the Backup Servicer of which it is not
aware and such Errors cause or materially contribute to the Backup Servicer
making or continuing any Error (collectively “Continuing
Errors”), the Backup Servicer shall have no liability for such
Continuing Errors; provided, however, that this provision shall not protect the
Backup Servicer against any liability which would otherwise be imposed by
reason of willful misconduct, bad faith or negligence in failing to discover or
correct any Error or in the performance of its duties contemplated herein.

 

In the event the Backup
Servicer becomes aware of Errors and/or Continuing Errors which, in the opinion
of the Backup Servicer, impair its ability to perform its services hereunder,
the Backup Servicer shall promptly notify the Servicer and the Indenture
Trustee of such Errors and/or Continuing Errors.  The Backup Servicer shall discuss such Errors
with the Servicer, and the Servicer and the Backup Servicer shall use their
reasonable efforts to correct such Errors. 
If after such discussion such Errors are not promptly corrected, with
the prior consent of the Indenture Trustee, the Backup Servicer may undertake
to reconstruct any data or records appropriate to correct such Errors and/or
Continuing Errors and to prevent future Continuing Errors.  The Backup Servicer shall be entitled to
recover its costs thereby expended as Backup Servicer Expenses in accordance
with the Sale and Servicing Agreement and the Indenture.

 

(f)                                    Indemnification
under this Article shall include, without limitation, reasonable fees and
expenses of counsel (including but not limited to counsel who may be employees
of the Backup Servicer) and expenses of litigation.  If the indemnifying party has made any
indemnity payments pursuant to this Article and the recipient thereafter
collects any of such amounts from others, the recipient shall promptly repay
such amounts collected to the indemnifying party, together with any interest
earned thereon.

 

(g)                                 The
provisions of this Section shall
survive the termination of this Agreement.

 

 

Section 3.2.                                   Limitation on Liability. 
Neither the Backup Servicer, the Servicer, the Issuing Entity nor any of
their respective directors or officers or employees or agents shall be under
any liability to the other, or any party to the Basic Documents except as
provided in this Agreement, for any action taken or for refraining from the
taking of any action in good faith pursuant to this Agreement; provided,
however, that this provision shall not protect the Backup Servicer, the
Servicer, the Issuing Entity or any such Person against any liability that
would otherwise be imposed by reason of a breach of this Agreement, the
inaccuracy of any of their respective representations or warranties set forth
in this Agreement or willful misfeasance, bad faith or negligence in the
performance of their respective duties, by reason of reckless disregard of
obligations and duties under this Agreement or any violation of law by the
Backup Servicer, the Servicer, the Issuing Entity or such Person, as the case
may be.  The Backup Servicer, the Servicer,
the Issuing Entity and any of their respective directors, officers, employees
or agents may rely in good faith on the advice of counsel (including but not
limited to counsel who may be employees of the Backup Servicer or the Servicer,
as the case may be) or on any document of any kind prima facie properly
executed and submitted by any Person respecting any matters arising under this
Agreement.

 

Section 3.3.                                   Corporate Existence. 
The Backup Servicer shall maintain its existence and rights as a
corporation under the laws of the jurisdiction of its incorporation, and will
obtain and preserve its qualification to do business as a foreign corporation
in each jurisdiction in which the failure to so qualify would have an adverse
effect on the validity or enforceability of any Receivable or this Agreement or
on the ability of the Backup Servicer to perform its duties under this
Agreement.

 

Section 3.4.                                   Insurance.  The Backup
Servicer shall maintain adequate insurance in amounts and with terms
customarily subscribed by companies in the same industry performing similar
functions to those of the Backup Servicer in its role as Backup Servicer or
Successor Servicer, as applicable.

 

Section 3.5.                                   Compliance with Laws. 
The Backup Servicer covenants with the parties hereto that, upon the
expiration of the Transfer Period, the practices used or to be used by the
Backup Servicer to monitor collections with respect to the Contracts and
repossess and dispose of the Financed Equipment related to the contracts will
be, in all material respects, legal, proper and in conformity with the
requirements of all applicable federal and State laws, rules and
regulations.  Upon the expiration of the
Transfer Period, the Backup Servicer will be in possession of all State and
local licenses (including all debt collection licenses) required for it to
perform its services hereunder and under the Sale and Servicing Agreement, and
none of such licenses shall have been suspended, revoked or terminated.

 

Section 3.6.                                   Backup Servicer Legal Proceedings. 
At any time when the Backup Servicer’s reporting obligations under Section 15(d) of
the Exchange Act are not suspended, the Backup Servicer shall notify the
Servicer within 5 Business Days of the date that the Backup Servicer becomes
aware of (a) the initiation of any legal proceedings against the Backup
Servicer, or of which any property of the Backup Servicer is subject, that are
material to the Noteholders, (b) any developments in any such proceedings
that are material to the Noteholders and (c) any such material proceedings
that are contemplated by any governmental authority against the Backup Servicer
or any property of the Backup Servicer that are material to the 

 

 

Noteholders;
provided, however that in each case notice need not be provided to the extent
disclosure of same would not be required pursuant to the terms of Regulation AB
of the Exchange Act.

 

ARTICLE IV

 

TERMINATION EVENTS

 

Section 4.1.                                   Termination Event. 
For purposes of this Agreement, each of the following shall constitute a
Termination Event (subsections (a) through (d) shall further
constitute a “Backup Servicer Event of
Default”):

 

(a)                                  Failure
on the part of the Backup Servicer duly to observe or perform in any material
respect any covenant or agreement of the Backup Servicer set forth in this
Agreement, which failure continues unremedied for a period of 30 days after the
date on which written notice of such failure, requiring the same to be
remedied, shall have been given to the Backup Servicer by the Servicer; or

 

(b)                                 (i) The
commencement of an involuntary case under the federal bankruptcy laws, as now
or hereinafter in effect, or another present or future federal or State
bankruptcy, insolvency or similar law and such case is not dismissed
within 60 days; or (ii) the entry of a decree or order for relief by
a court or regulatory authority having jurisdiction in respect of the Backup
Servicer in an involuntary case under the federal bankruptcy laws, as now or
hereafter in effect, or another present or future, federal or State,
bankruptcy, insolvency or similar law, or appointing a receiver, liquidator,
assignee, trustee, custodian, sequestrator or other similar official of the
Backup Servicer or of any substantial part of its properties or ordering the
winding up or liquidation of the affairs of the Backup Servicer; or

 

(c)                                  The
commencement by the Backup Servicer of a voluntary case under the federal
bankruptcy laws, as now or hereafter in effect, or any other present or future
federal or State bankruptcy, insolvency or similar law, or the consent by the
Backup Servicer to the appointment of or taking possession by a receiver,
liquidator, assignee, trustee, custodian, sequestrator or other similar
official of the Backup Servicer or of any substantial part of its property or
the making by the Backup Servicer of an assignment for the benefit of creditors
or the failure by the Backup Servicer generally to pay its debts as such debts
become due or the taking of corporate action by the Backup Servicer in
furtherance of any of the foregoing; or

 

(d)                                 Any
representation, warranty or statement of the Backup Servicer made in this
Agreement or any certificate, report or other writing delivered by the Backup
Servicer pursuant hereto shall prove to be incorrect in any material respect as
of the time when the same shall have been made and, within thirty (30)
days after written notice thereof shall have been given to the Backup Servicer
by the Servicer, the circumstances or condition in respect of which such
representation, warranty or statement was incorrect shall not have been waived,
eliminated or otherwise cured; or

 

 

(e)                                  Failure
on the part of the Backup Servicer to receive Backup Servicer Fees or Backup
Servicer Expenses as and when due as set forth in the Sale and Servicing
Agreement and the Indenture, which failure shall not be cured within twenty
(20) days after the date on which written notice of such failure shall have
been received by the Servicer and the Issuing Entity; or

 

(f)                                    Failure
on the part of the Backup Servicer to notify the Servicer as required pursuant
to Section 3.6.

 

Section 4.2.                                   Consequences of a Termination Event.

 

(a)                                  If
a Backup Servicer Event of Default (as defined in Section 4.1 above) shall occur and be continuing, the
Servicer may, by notice given in writing to the Backup Servicer, terminate all
of the rights and obligations of the Backup Servicer under this Agreement,
except as set forth in Sections 3.1(b),
(c), (d), (e) and (f).  On or after the
receipt by the Backup Servicer of such written notice, all authority, power,
obligations and responsibilities of the Backup Servicer under this Agreement
shall be terminated (other than Section 3.1(b), (c), (d), (e) and
(f)).  The terminated Backup Servicer
agrees to cooperate with the Servicer in effecting the termination of the
responsibilities and rights of the terminated Backup Servicer under this
Agreement.

 

(b)                                 Notwithstanding
any other provision of this Agreement, in the event of a Termination Event
pursuant to Section 4.1(e),
this Agreement shall terminate upon expiration of the given cure period, and
the Backup Servicer shall then have no obligations or responsibilities under
this Agreement, except as set forth in Section 3.1(b) and (f).

 

ARTICLE V

 

MISCELLANEOUS PROVISIONS

 

Section 5.1.                                   Waiver; Amendment. 
Neither this Agreement nor any provision hereof may be waived, amended
or modified orally, but only by an instrument in writing signed by the
Servicer, the Seller, the Backup Servicer, the Indenture Trustee and the
Issuing Entity; provided that any such amendment shall not materially
and adversely affect the interests of any Noteholder; provided, further,
that any such amendment shall be deemed not to materially and adversely affect
the interests of any Noteholder if any of the following conditions is
satisfied:

 

(i)                                     the Servicer delivers an Opinion of Counsel
to the Backup Servicer to the effect that such amendment will not materially
and adversely affect the interests of the Noteholders; or

 

(ii)                                  the Servicer delivers an Officer’s
Certificate of the Servicer to the Backup Servicer to the effect that such
amendment will not materially and adversely affect the interests of the
Noteholders.

 

An
amendment shall be deemed not to adversely affect in any material respect the
interests of any Noteholders of a Class of Notes if the Rating Agency
Condition has been satisfied with respect to such amendment for such Class of
Notes.

 

 

Prior to the execution of
any such amendment or consent, the Servicer shall furnish written notification
of the substance of such amendment or consent to each of the Rating Agencies.

 

Notwithstanding anything
herein to the contrary (other than as provided in the following paragraph), any
term or provision of this Agreement may be amended by the Servicer and the
Seller without the consent of the Noteholders or any other Person to add, modify
or eliminate any provisions as may be necessary or advisable in order to comply
with or obtain more favorable treatment under or with respect to any law or
regulation or any accounting rule or principle (whether now or in the
future in effect); it being a condition to any such amendment that the Rating
Agency Condition shall have been satisfied.

 

With respect to any
amendment pursuant to this Section 5.1,
if any amendment or supplement would either: (1) materially and adversely
affect any of the Counterparties’ rights or obligations under an Interest Rate
Swap Agreement or any other Basic Document; or (b) materially and
adversely modify the obligations of, or materially and adversely impact the
ability of, the Trust to fully perform any of the Trust’s obligations under an
Interest Rate Swap Agreement, the Trust and the Indenture Trustee shall be
required to first obtain the written consent of the applicable Counterparties
to the affected Interest Rate Swap Agreements before entering into any such
amendment or supplement (which consent shall not be unreasonably
withheld).  In addition, the
Counterparties have the right to receive prior notice to any amendment or
supplement to this Agreement.

 

Section 5.2.                                   Governing Law. 
THIS AGREEMENT SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE
LAWS OF THE STATE OF NEW YORK AND THE OBLIGATIONS, RIGHTS AND REMEDIES OF THE
PARTIES UNDER THIS AGREEMENT SHALL BE DETERMINED IN ACCORDANCE WITH SUCH LAWS.

 

Section 5.3.                                   Severability of Provisions. 
If any one or more of the covenants, agreements, provisions or terms of
this Agreement shall be for any reason whatsoever held invalid, then such
covenants, agreements, provisions or terms shall be deemed severable from the
remaining covenants, agreements, provisions or terms of this Agreement and
shall in no way affect the validity or enforceability of the other provisions
of this Agreement.

 

Section 5.4.                                   Assignment. 
Notwithstanding anything to the contrary contained in this Agreement,
this Agreement may not be assigned by the Backup Servicer without the prior
written consent of the Servicer.

 

Section 5.5.                                   Third-Party Beneficiaries. 
This Agreement shall inure to the benefit of and be binding upon the
parties hereto and their respective successors and permitted assigns.  Nothing in this Agreement, express or
implied, shall give to any Person, other than the parties hereto, their
successors hereunder and the Persons entitled to be indemnified pursuant to Section 3.1, any benefit or any legal
or equitable right, remedy or claim under this Agreement.

 

Section 5.6.                                   Counterparts. 
For the purpose of facilitating its execution and for other purposes,
this Agreement may be executed simultaneously in any number of counterparts,
each 

 

 

of which
counterparts shall be deemed to be an original, and all of which counterparts
shall constitute but one and the same instrument.

 

Section 5.7.                                   Notices.  All demands,
notices and communications under this Agreement shall be in writing, personally
delivered or mailed, or by facsimile transmission: (a) in the case of the
Backup Servicer, at the following address: 4315 Pickett Road, St. Joseph,
Missouri 64503 Attention: John J. Chappell and Joseph D. Booz, Facsimile Number
(816) 671-2038; (b) in the case of the Servicer, at the following address:
New Holland Credit Company, LLC, 33 South Railroad Avenue, New Holland,
Pennsylvania 17557, Attention: Finance Manager, Facsimile Number (630)
887-5448; with a copy to: New Holland Credit Company, LLC, 6900 Veterans
Boulevard, Burr Ridge, Illinois 60527, Attention: Assistant Treasurer,
Facsimile Number (630) 887-5448; (c) in the case of the Issuing Entity, at
the following address: CNH Equipment Trust 2008-A, in care of Wilmington Trust
Company, Rodney Square North, 1100 North Market Street, Wilmington, Delaware
19890 Attention: Corporate Trust Administration, Facsimile Number (302)
636-4140; (d) in the case of the Seller, to CNH Capital Receivables LLC,
6900 Veterans Boulevard, Burr Ridge, Illinois 60527, Attention: Assistant
Treasurer, Facsimile Number (630) 887-5448; (e) in the case of the
Indenture Trustee, at its Corporate Trust Office; and (f) in the case of
any Counterparty, at the address set forth in Section 11.4(c) of the
Indenture; or at such other address or facsimile number as shall be designated
by any such party in a written notice to the other parties.  All such notices and communications shall be
effective, upon receipt, or in the case of (i) notice by mail, five days
after being deposited in the United States mail, first class postage prepaid, (ii) notice
by telex, when telexed against receipt of answer back, or (iii) notice by
facsimile copy, when verbal communication of receipt is obtained.

 

Section 5.8.                                   Nonpetition Covenants. 
Notwithstanding any prior termination of this Agreement, the Backup
Servicer, the Servicer and the Indenture Trustee shall not, prior to the date
that is one year and one day after the payment in full of all securities issued
by Issuing Entity or any other special purpose entity to which Seller transfers
receivables, which securities are rated at issuance by a nationally recognized
statistical rating organization, with respect to the Issuing Entity or the
Seller, acquiesce, petition or otherwise invoke or cause the Issuing Entity or
the Seller to invoke the process of any court or governmental authority for the
purpose of commencing or sustaining a case against the Issuing Entity or the
Seller under any federal or state bankruptcy, insolvency or similar law or
appointing a receiver, liquidator, assignee, trustee, custodian, sequestrator
or other similar official of the Issuing Entity or the Seller or any
substantial part of its property, or ordering the winding up or liquidation of
the affairs of the Issuing Entity or the Seller.  The foregoing shall not limit the right of the
Backup Servicer, the Servicer or the Indenture Trustee to file any claim in or
otherwise take any action with respect to any such insolvency proceeding that
was instituted against the Issuing Entity or the Seller by any Person other
than the Backup Servicer, the Servicer or the Indenture Trustee.

 

Section 5.9.                                   Term.  The
provisions of this Agreement and the duties and obligations of the Backup
Servicer hereunder shall commence on the date hereof and shall continue in full
force and effect until either (i) if SST is not then the Successor
Servicer, the Notes have been repaid in their entirety or (ii) the Pool
Balance equals zero, unless earlier terminated pursuant to the terms of this
Agreement.

 

 

Section 5.10.                             Limitation of Liability of Trustee. 
Notwithstanding anything contained herein to the contrary, this
Agreement has been countersigned by Wilmington Trust Company, not in its
individual capacity but solely in its capacity as Owner Trustee of the Issuing
Entity, and in no event shall Wilmington Trust Company, in its individual
capacity, or any beneficial owner of the Issuing Entity have any liability for
the representations, warranties, covenants, agreements or other obligations of
the Issuing Entity hereunder or in any of the certificates, notices or
agreements delivered pursuant hereto, as to all of which recourse shall be had
solely to the assets of the Issuing Entity.

 

Section 5.11.                             Miscellaneous. 
In connection with its execution and performance of this Agreement, the
Issuing Entity is entitled to all rights, privileges, benefits and indemnities
provided to it under the Sale and Servicing Agreement.

 

Section 5.12.                             Confidentiality. 
SST shall maintain, and shall cause each officer, employee and agent of
itself and its affiliates to maintain, the confidentiality of this Backup
Servicing Agreement, the Basic Documents and all other confidential proprietary
information with respect to the Servicer, CNH Capital America LLC, the Seller
and CNH Global N.V. and their affiliates and successors and each of their
respective businesses obtained by SST in connection with the structuring,
negotiation and execution of the transactions contemplated herein and in the
other Basic Documents or as otherwise provided to SST from time to time due to
its role as Backup Servicer or Successor Servicer, except for information that
has become publicly available or information disclosed (i) to legal
counsel, accountants and other professional advisors to SST, (ii) as
required by law, regulation or legal process, (iii) in connection with any
legal or regulatory proceeding to which SST or any of their affiliates is
subject or (iv) any other disclosure with the prior written consent of
CNHCA.

 

Section 5.13.                             Information Requests. 
The parties hereto shall provide any information reasonably requested by
the Servicer or the Seller or any of their Affiliates, at the expense of such
party, in order to comply with or obtain more favorable treatment under any
current or future law, rule, regulation, accounting rule or principle.

 

Section 5.14.                             Notice to Moody’s. 
The Servicer shall notify Moody’s upon the termination of this Agreement
pursuant to Section 2.3 or
the termination of SST as Backup Servicer pursuant to Section 4.2.

 

Section 5.15.                             Form 8-K Filings. 
So long as the Seller is filing Exchange Act Reports with respect to the
Issuer, the Backup Servicer shall promptly notify the Seller, but in no event
later than five (5) Business Days after its occurrence, of any Reportable
Event of which a Responsible Officer of the Backup Servicer has actual
knowledge (other than a Reportable Event described in clause (a) or (b) of
the definition thereof as to which the Seller or the Servicer has actual
knowledge).  The Backup Servicer shall be
deemed to have actual knowledge of any such event to the extent that it relates
to the Backup Servicer in its individual capacity or any action by the Backup
Servicer under this Agreement.

 

Section 5.16.                             Indemnification.

 

 

(a)                                  The
Backup Servicer shall indemnify the Seller, each Affiliate of the Seller or each
Person who controls any of such parties (within the meaning of Section 15
of the Securities Act and Section 20 of the Exchange Act) and the
respective present and former directors, officers, employees and agents of each
of the foregoing, and shall hold each of them harmless from and against any
losses, damages, penalties, fines, forfeitures, legal fees and expenses and
related costs, judgments, and any other costs, fees and expenses that any of
them may sustain arising out of or based upon:

 

(i)                                     (A)                              any untrue statement of a material fact contained in
any information provided in writing by the Backup Servicer to the Seller or its
affiliates under Sections 3.6 or 5.15 (such information, the “Provided
Information”), or (B) the omission to state in the Provided Information a
material fact required to be stated in the Provided Information, or necessary
in order to make the statements therein, in the light of the circumstances
under which they were made, not misleading; provided, by way of
clarification, that clause (B) of this paragraph shall be construed solely
by reference to the related information and not to any other information
communicated in connection with a sale or purchase of securities, without
regard to whether the Provided Information or any portion thereof is presented
together with or separately from such other information; or

 

(ii)                                  any failure by the Backup Servicer to
deliver any information report, or other material when and as required under
Sections 3.6 or 5.15.

 

(b)                                 In
the case of any failure of performance described in clause (a)(ii) of this
Section, the Backup Servicer shall promptly reimburse the Seller for all costs
reasonably incurred in order to obtain the information, report or other
material not delivered as required by the Backup Servicer.

 

(c)                                  Notwithstanding
anything to the contrary contained herein, in no event shall the Backup
Servicer be liable under this Section 5.16 for special, indirect or
consequential damages of any kind whatsoever, including but not limited to lost
profits, even if the Backup Servicer has been advised of the likelihood of such
loss or damage and regardless of the form of action.

 

(d)                                 Depositor
agrees to pay, and to protect, indemnify and save harmless the Backup Servicer,
and its respective officers, directors, shareholders, employees, agents and
each person, if any, who controls the Backup Servicer, within the meaning of
either Section 15 of the Securities Act or Section 20 of the Exchange
Act, from and against, any and all claims, losses, liabilities (including
penalties), actions, suits, judgments, demands, damages, costs or expenses
(including reasonable fees and expenses of attorneys or, as necessary,
consultants and auditors and reasonable costs of investigations) (collectively,
“Backup Servicer Losses”) of any nature to the extent such Backup Servicer
Losses arise out of or are based upon any untrue statement of a material fact
contained under the heading “Depositor” in the base prospectus contained in the
Preliminary Prospectus and the Prospectus or any omission to state under the
heading “Depositor” in the base prospectus contained in the Preliminary
Prospectus and the Prospectus a material fact required to be stated therein or
necessary to make the statements therein, in light of the circumstance under
which they were made, not misleading. 
Notwithstanding anything to the contrary 

 

 

contained herein, in no event shall the Depositor be
liable under this Section 5.16 for special, indirect or consequential
damages of any kind whatsoever, including but not limited to lost profits, even
if the Depositor has been advised of the likelihood of such loss or damage and
regardless of the form of action.

 

[The balance of this page has been intentionally left
blank]

 

 

IN WITNESS WHEREOF, the
Servicer, the Issuing Entity, the Backup Servicer, the Seller and the Indenture
Trustee have caused this Backup Servicing Agreement to be duly executed by
their respective officers as of the day and year first above written.

 

	
   

  	
  NEW
  HOLLAND CREDIT COMPANY, LLC,

  
	
   

  	
  as Servicer

  
	
   

  	
   

  
	
   

  	
   

  
	
   

  	
  By:

  	
  /s/ Thomas N. Beckmann

  
	
   

  	
  Name:

  	
  Thomas N. Beckmann

  
	
   

  	
  Title:

  	
  Assistant Treasurer

  
	
   

  	
   

  
	
   

  	
  CNH
  CAPITAL RECEIVABLES LLC,

  
	
   

  	
  as Seller

  
	
   

  	
   

  
	
   

  	
   

  
	
   

  	
  By:

  	
  /s/ Thomas N. Beckmann

  
	
   

  	
  Name:

  	
  Thomas N. Beckmann

  
	
   

  	
  Title:

  	
  Assistant Treasurer

  
	
   

  	
   

  
	
   

  	
  CNH
  EQUIPMENT TRUST 2008-A,

  
	
   

  	
  as Issuing Entity

  
	
   

  	
   

  
	
   

  	
   

  
	
   

  	
  By:

  	
  Wilmington Trust
  Company, not in its 

  individual capacity but solely as Trustee

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  
	
   

  	
  By:

  	
  /s/ Dorri E. Wolhar

  
	
   

  	
  Name:

  	
  Dorri E. Wolhar

  
	
   

  	
  Title: Financial
  Services Officer

  
	
   

  	
   

  
	
   

  	
  SYSTEMS &
  SERVICES TECHNOLOGIES,

  INC., as Backup
  Servicer

  
	
   

  	
   

  
	
   

  	
   

  
	
   

  	
  By:

  	
  /s/ Joshua Gindin

  
	
   

  	
  Name:

  	
  Joshua Gindin

  
	
   

  	
  Title: Secretary

  
					

 

 

	
  ACKNOWLEDGED
  AND AGREED:

  
	
   

  	
   

  
	
  THE
  BANK OF NEW YORK TRUST 

  COMPANY, N.A.,
  not in its individual 

  capacity but solely as Indenture Trustee

  

 

	
  By:

  	
  /s/ Keith Richardson

  	
   

  
	
  Name:

  	
  Keith Richardson

  	
   

  
	
  Title:

  	
  Vice President

  	
   

  

 

 

SCHEDULE I

 

DESCRIPTION
OF VERIFICATION AND CONFIRMATION DUTIES

(BACKUP
SERVICING)

 

The Backup Servicer shall
provide the following services related to backup servicing in connection with
the Contracts.

 

(i)            The Backup Servicer will work with
the Servicer’s personnel to obtain the necessary systems and data information
from the servicing systems in use by the Servicer (the “Initial Data File Data Layouts and Definitions”
as set forth in Appendix A).  Using
this information, the Backup Servicer will create a set of conversion routines
and database mapping programs, as necessary, that will enable the Backup
Servicer to receive data from the Servicer on a monthly basis (at the time and
in the manner specified in Section 2.1(a) of
the Backup Servicing Agreement) and to ensure that the data is readable.

 

(ii)           On a monthly basis, commencing with
the Initial Collection Period, the Backup Servicer shall (x) verify
receipt of the monthly data files, as set forth in Appendix B, required to
be delivered by the Servicer (at the time and in the manner specified in Section 2.1(a) of the Backup
Servicing Agreement) and (y) verify that the records and data contained in
the monthly data files are in a readable format.

 

(iii)          On the 10th Business Day after receipt
of the monthly data files and the Servicer’s Certificate from the Servicer (“Backup
Servicer Notice Date”), the Backup Servicer shall notify the Servicer that (i) the
Backup Servicer has reviewed the monthly data files for the related Collection
Period, (ii) a review of the information concerning delinquency aging,
defaults and ending Contract Value reflected on the Servicer’s Certificate has
been made and (iii) to the best of SST’s knowledge using its best
reasonable efforts, the data in such monthly data files ties to such items on
the Servicer’s Certificate, resulting in no discrepancies between them.  If the preceding statement cannot be made in
the affirmative, on or by the Backup Servicer Notice Date, SST shall notify the
Servicer of the nature of any and all discrepancies.  The Backup Servicer and the Servicer shall
attempt to reconcile all discrepancies with respect to such Servicer’s
Certificate.  The effect, if any, of such
reconciliation shall be reflected in the next succeeding Servicer’s
Certificate.

 

 

APPENDIX A

 

INITIAL DATA FILE DATA
LAYOUTS AND DEFINITIONS

 

	
  Record length = 100

  	
   

  	
  LOS01

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  DESCRIPTION

  	
   

  	
  START

  	
   

  	
  END

  	
   

  	
  POS

  	
   

  	
  ANNOTATIONS

  	
   

  
	
  ENTITY

  	
   

  	
  001

  	
   

  	
  005

  	
   

  	
  5

  	
   

  	
   

  	
   

  
	
  COST
  CENTER

  	
   

  	
  006

  	
   

  	
  011

  	
   

  	
  6

  	
   

  	
   

  	
   

  
	
  POOL
  IDENTIFIER

  	
   

  	
  012

  	
   

  	
  014

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  SUB
  POOL IDENTIFIER

  	
   

  	
  015

  	
   

  	
  024

  	
   

  	
  10

  	
   

  	
   

  	
   

  
	
  CUSTOMER
  #

  	
   

  	
  025

  	
   

  	
  034

  	
   

  	
  10

  	
   

  	
   

  	
   

  
	
  NOTE #

  	
   

  	
  035

  	
   

  	
  042

  	
   

  	
  8

  	
   

  	
   

  	
   

  
	
  MT CODE

  	
   

  	
  043

  	
   

  	
  045

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  TRANSACTION
  CODE

  	
   

  	
  046

  	
   

  	
  047

  	
   

  	
  2

  	
   

  	
  WILL HAVE ‘MT’ IF FEED IS FROM MT, OTHERWISE THE
  CL TRANS. CODE.

  	
   

  
	
  TRANSACTION
  CODE QUALIFIER

  	
   

  	
  048

  	
   

  	
  049

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  TRANSACTION
  DATE

  	
   

  	
  050

  	
   

  	
  057

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  	
   

  
	
  BUSINESS
  LINE

  	
   

  	
  058

  	
   

  	
  059

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  ACKTBL
  TRANSACTION CODE

  	
   

  	
  060

  	
   

  	
  062

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  TRANSACTION
  AMOUNT

  	
   

  	
  063

  	
   

  	
  079

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  063

  	
   

  	
  063

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  064

  	
   

  	
  076

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  077

  	
   

  	
  077

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  078

  	
   

  	
  079

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  GL
  ACCOUNT NUMBER

  	
   

  	
  080

  	
   

  	
  093

  	
   

  	
  14

  	
   

  	
   

  	
   

  
	
  ACCOUNT

  	
   

  	
  080

  	
   

  	
  089

  	
   

  	
  10

  	
   

  	
   

  	
   

  
	
  SUB ACCOUNT
  NUMBER

  	
   

  	
  090

  	
   

  	
  093

  	
   

  	
  4

  	
   

  	
   

  	
   

  
	
  VARIABLE
  RATE TYPE

  	
   

  	
  094

  	
   

  	
  095

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  FILLER

  	
   

  	
  094

  	
   

  	
  100

  	
   

  	
  5

  	
   

  	
   

  	
   

  

 

	
  Record length = 3775

  	
   

  	
  SS01

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  DESCRIPTION

  	
   

  	
  START

  	
   

  	
  END

  	
   

  	
  POS.

  	
   

  	
  ANNOTATIONS

  	
   

  
	
  ACCOUNT
  #

  	
   

  	
  0001

  	
   

  	
  0026

  	
   

  	
  26

  	
   

  	
   

  	
   

  
	
  BANK CODE

  	
   

  	
  0001

  	
   

  	
  0002

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  BRANCH CODE

  	
   

  	
  0003

  	
   

  	
  0005

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  RETAIL/LEASE
  CODE

  	
   

  	
  0006

  	
   

  	
  0008

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  CUSTOMER #

  	
   

  	
  0009

  	
   

  	
  0018

  	
   

  	
  10

  	
   

  	
   

  	
   

  
	
  NOTE #

  	
   

  	
  0019

  	
   

  	
  0026

  	
   

  	
  8

  	
   

  	
   

  	
   

  
	
  POOL
  IDENTIFIER

  	
   

  	
  0027

  	
   

  	
  0029

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  SUB
  POOL IDENTIFIER

  	
   

  	
  0030

  	
   

  	
  0039

  	
   

  	
  10

  	
   

  	
   

  	
   

  
	
  CONTRACT
  DATE

  	
   

  	
  0040

  	
   

  	
  0047

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  	
   

  
	
  ORIGINAL
  MATURITY DATE

  	
   

  	
  0048

  	
   

  	
  0055

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  	
   

  
	
  CURRENT
  MATURITY DATE

  	
   

  	
  0056

  	
   

  	
  0063

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  	
   

  
	
  ORIGINAL
  AMOUNT FINANCED

  	
   

  	
  0064

  	
   

  	
  0080

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0064

  	
   

  	
  0064

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0065

  	
   

  	
  0077

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0078

  	
   

  	
  0078

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0079

  	
   

  	
  0080

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  CURRENT
  OBLIGOR BALANCE

  	
   

  	
  0081

  	
   

  	
  0097

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0081

  	
   

  	
  0081

  	
   

  	
  1

  	
   

  	
   

  	
   

  

 

A-1

 

	
  DOLLARS

  	
   

  	
  0082

  	
   

  	
  0094

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0095

  	
   

  	
  0095

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0096

  	
   

  	
  0097

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  CURRENT
  HOLDER BALANCE

  	
   

  	
  0098

  	
   

  	
  0114

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0098

  	
   

  	
  0098

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0099

  	
   

  	
  0111

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0112

  	
   

  	
  0112

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0113

  	
   

  	
  0114

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  FIRST
  DUE DATE

  	
   

  	
  0115

  	
   

  	
  0122

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  	
   

  
	
  NEXT
  DUE DATE

  	
   

  	
  0123

  	
   

  	
  0130

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  	
   

  
	
  NEXT
  PAYMENT AMOUNT

  	
   

  	
  0131

  	
   

  	
  0147

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0131

  	
   

  	
  0131

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0132

  	
   

  	
  0144

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0145

  	
   

  	
  0145

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0146

  	
   

  	
  0147

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  CURRENT
  INTEREST RATE (APR)

  	
   

  	
  0148

  	
   

  	
  0155

  	
   

  	
  8

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0148

  	
   

  	
  0148

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  LEFT OF DECIMAL

  	
   

  	
  0149

  	
   

  	
  0149

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0150

  	
   

  	
  0150

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  RIGHT OF DECIMAL

  	
   

  	
  0151

  	
   

  	
  0155

  	
   

  	
  5

  	
   

  	
   

  	
   

  
	
  ORIGINAL
  TERMS

  	
   

  	
  0156

  	
   

  	
  0158

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  PAYMENT
  METHOD

  	
   

  	
  0159

  	
   

  	
  0159

  	
   

  	
  1

  	
   

  	
  C=COUPON

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  A=ACH

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  B=BILL

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  N=NO
  BILL

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  INTEREST
  TYPE

  	
   

  	
  0160

  	
   

  	
  0161

  	
   

  	
  2

  	
   

  	
  00 = SIMPLE INTEREST

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  01=SIMPLE
  INTEREST

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  02=78’S
  INTEREST

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  03=STRIGHT LINE INTEREST

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  04=SIMPLE INTEREST (ON SCHEDULED PRIN. BAL.) FOR
  LOANS W/AMORTIZED PAYMENT SCHEDULE.

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  05=SIMPLE
  INT. AVERAGE BAL.

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  07=SIMPLE
  INT. W/BALANCE

  	
   

  

 

	
  DESCRIPTION

  	
   

  	
  START

  	
   

  	
  END

  	
   

  	
  POS.

  	
   

  	
  ANNOTATIONS

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  SPREAD
  RATE ADJ.

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  08=ACTURIAL

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  09=SUM
  OF BALANCE

  	
   

  
	
  # OF
  DAYS LATE TO ASSESS LATE FEES

  	
   

  	
  0162

  	
   

  	
  0164

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  LATE
  FEE AMOUNT

  	
   

  	
  0165

  	
   

  	
  0181

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0165

  	
   

  	
  0165

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0166

  	
   

  	
  0178

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0179

  	
   

  	
  0179

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0180

  	
   

  	
  0181

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  LATE
  FEE PERCENT

  	
   

  	
  0182

  	
   

  	
  0189

  	
   

  	
  8

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0182

  	
   

  	
  0182

  	
   

  	
  1

  	
   

  	
   

  	
   

  

 

A-2

 

	
  LEFT OF DECIMAL

  	
   

  	
  0183

  	
   

  	
  0183

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0184

  	
   

  	
  0184

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  RIGHT OF DECIMAL

  	
   

  	
  0185

  	
   

  	
  0189

  	
   

  	
  5

  	
   

  	
   

  	
   

  
	
  INTEREST
  PAID THROUGH DATE

  	
   

  	
  0190

  	
   

  	
  0197

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  	
   

  
	
  INTEREST
  ACCRUED/UNPAID AT TRANSFER

  	
   

  	
  0198

  	
   

  	
  0214

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0198

  	
   

  	
  0198

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0199

  	
   

  	
  0211

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0212

  	
   

  	
  0212

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0213

  	
   

  	
  0214

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  LATE
  FEES DUE

  	
   

  	
  0215

  	
   

  	
  0231

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0215

  	
   

  	
  0215

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0216

  	
   

  	
  0228

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0229

  	
   

  	
  0229

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0230

  	
   

  	
  0231

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  OTHER
  AMOUNT DUE

  	
   

  	
  0232

  	
   

  	
  0248

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0232

  	
   

  	
  0232

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0233

  	
   

  	
  0245

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0246

  	
   

  	
  0246

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0247

  	
   

  	
  0248

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  REMAINING
  TERM

  	
   

  	
  0249

  	
   

  	
  0251

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  CHARGE
  OFF DATE

  	
   

  	
  0252

  	
   

  	
  0259

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  	
   

  
	
  CHARGE
  OFF AMOUNT

  	
   

  	
  0260

  	
   

  	
  0276

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0260

  	
   

  	
  0260

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0261

  	
   

  	
  0273

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0274

  	
   

  	
  0274

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0275

  	
   

  	
  0276

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  CONTRACT
  STATE (DEALER)

  	
   

  	
  0277

  	
   

  	
  0278

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  LAST
  PAYMENT DATE

  	
   

  	
  0279

  	
   

  	
  0286

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  TIMES
  PAST DUE DATA (1st occ. Info. Below)

  	
   

  	
  0287

  	
   

  	
  0306

  	
   

  	
  20

  	
   

  	
  OCCURS 5 TIMES

  	
   

  
	
  SIGN

  	
   

  	
  0287

  	
   

  	
  0287

  	
   

  	
  1

  	
   

  	
  OCC 1 =
  10 DAYS PAST DUE

  	
   

  
	
  DAYS

  	
   

  	
  0288

  	
   

  	
  0290

  	
   

  	
  3

  	
   

  	
  OCC 2 =
  30 DAYS PAST DUE

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  OCC 3 =
  60 DAYS PAST DUE

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  OCC 4 =
  90 DAYS PAST DUE

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  OCC 5 =
  120 DAYS PAST DUE

  	
   

  
	
  NUMBER
  OF NSF CHECKS

  	
   

  	
  0307

  	
   

  	
  0308

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  BUY-BACK
  (CLOSEOUT FEE)

  	
   

  	
  0309

  	
   

  	
  0316

  	
   

  	
  8

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0309

  	
   

  	
  0309

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  LEFT OF DECIMAL

  	
   

  	
  0310

  	
   

  	
  0310

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DECIAML

  	
   

  	
  0311

  	
   

  	
  0311

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  RIGHT OF DECIMAL

  	
   

  	
  0312

  	
   

  	
  0316

  	
   

  	
  5

  	
   

  	
   

  	
   

  
	
  BRANCH/REGION/PROCESSING
  CENTER

  	
   

  	
  0317

  	
   

  	
  0319

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  ORIGINATOR
  APPLICATION NUMBER

  	
   

  	
  0320

  	
   

  	
  0329

  	
   

  	
  10

  	
   

  	
   

  	
   

  
	
  ORIGINATOR
  FUNDING DATE

  	
   

  	
  0330

  	
   

  	
  0337

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  	
   

  
	
  PAY
  AHEAD BALANCE

  	
   

  	
  0338

  	
   

  	
  0354

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0338

  	
   

  	
  0338

  	
   

  	
  1

  	
   

  	
   

  	
   

  

 

	
  DESCRIPTION

  	
   

  	
  START

  	
   

  	
  END

  	
   

  	
  POS.

  	
   

  	
  ANNOTATIONS

  	
   

  
	
  DOLLARS

  	
   

  	
  0339

  	
   

  	
  0351

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0352

  	
   

  	
  0352

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0353

  	
   

  	
  0354

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  TITLE
  STATE

  	
   

  	
  0355

  	
   

  	
  0356

  	
   

  	
  2

  	
   

  	
   

  	
   

  

 

A-3

 

	
  RECOURSE
  CODE

  	
   

  	
  0357

  	
   

  	
  0357

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  PDI
  INSURANCE

  	
   

  	
  0358

  	
   

  	
  0358

  	
   

  	
  1

  	
   

  	
  R=RAMSEY-KRUG

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  U=UNIVERSAL

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  F=FIREMANS’S
  FUND

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  G=EPG

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  O=OTHER

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  SPACE=NONE

  	
   

  
	
  LIFE
  INSURANCE

  	
   

  	
  0359

  	
   

  	
  0359

  	
   

  	
  1

  	
   

  	
  M=AMERICAN MODERN (USA)

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  P=PACIFIC LIFE (CANADA)

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  SPACE=NONE

  	
   

  
	
  LIABILITY
  INSURANCE

  	
   

  	
  0360

  	
   

  	
  0360

  	
   

  	
  1

  	
   

  	
  E=ELPA

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  SPACE=NONE

  	
   

  
	
  DISABILITY
  INSURANCE

  	
   

  	
  0361

  	
   

  	
  0361

  	
   

  	
  1

  	
   

  	
  M=AMERICAN MODERN

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  SPACE=NONE

  	
   

  
	
  ESPP
  INSURANCE

  	
   

  	
  0362

  	
   

  	
  0362

  	
   

  	
  1

  	
   

  	
  G=EPG

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  SPACE=NONE

  	
   

  
	
  RESIDUAL
  INSURANCE

  	
   

  	
  0363

  	
   

  	
  0363

  	
   

  	
  1

  	
   

  	
  P=PACIFIC LIFE (CANADA)

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  SPACE=NONE

  	
   

  
	
  LOAN
  STATUS

  	
   

  	
  0364

  	
   

  	
  0364

  	
   

  	
  1

  	
   

  	
  A=ACTIVE

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  C=CLOSED

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  D=ACCOUNT
  IN REPOESSION BUT NOT IN BANKRUPTCY.

  	
   

  
	
  REPO
  BALANCE

  	
   

  	
  0365

  	
   

  	
  0381

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0365

  	
   

  	
  0365

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0366

  	
   

  	
  0378

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0379

  	
   

  	
  0379

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0380

  	
   

  	
  0381

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  REPO
  ESTIMATED LOSS

  	
   

  	
  0382

  	
   

  	
  0398

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0382

  	
   

  	
  0382

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0383

  	
   

  	
  0395

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0396

  	
   

  	
  0396

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0397

  	
   

  	
  0398

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  INTEREST
  START DATE

  	
   

  	
  0399

  	
   

  	
  0406

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  FIXED
  OR VARIABLE

  	
   

  	
  0407

  	
   

  	
  0407

  	
   

  	
  1

  	
   

  	
  F=FIXED

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  V=VARIABLE

  	
   

  
	
  VARIABLE
  INDEX ADDITION

  	
   

  	
  0408

  	
   

  	
  0415

  	
   

  	
  8

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0408

  	
   

  	
  0408

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  LEFT OF DECIMAL

  	
   

  	
  0409

  	
   

  	
  0409

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0410

  	
   

  	
  0410

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  RIGHT OF DECIMAL

  	
   

  	
  0411

  	
   

  	
  0415

  	
   

  	
  5

  	
   

  	
   

  	
   

  
	
  VARIABLE
  FLOOR

  	
   

  	
  0416

  	
   

  	
  0423

  	
   

  	
  8

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0416

  	
   

  	
  0416

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  LEFT OF DECIMAL

  	
   

  	
  0417

  	
   

  	
  0417

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0418

  	
   

  	
  0418

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  RIGHT OF DECIMAL

  	
   

  	
  0419

  	
   

  	
  0423

  	
   

  	
  5

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  VARIABLE
  CEILING

  	
   

  	
  0424

  	
   

  	
  0431

  	
   

  	
  8

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0424

  	
   

  	
  0424

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  LEFT OF DECIMAL

  	
   

  	
  0425

  	
   

  	
  0425

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0426

  	
   

  	
  0426

  	
   

  	
  1

  	
   

  	
   

  	
   

  

 

A-4

 

	
  RIGHT OF DECIMAL

  	
   

  	
  0427

  	
   

  	
  0431

  	
   

  	
  5

  	
   

  	
   

  	
   

  
	
  STOP
  ACCRUAL INTEREST

  	
   

  	
  0432

  	
   

  	
  0448

  	
   

  	
  17

  	
   

  	
   

  	
   

  

 

	
  DESCRIPTION

  	
   

  	
  START

  	
   

  	
  END

  	
   

  	
  POS.

  	
   

  	
  ANNOTATIONS

  	
   

  
	
  SIGN

  	
   

  	
  0432

  	
   

  	
  0432

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0433

  	
   

  	
  0445

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0446

  	
   

  	
  0446

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0447

  	
   

  	
  0448

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  STOP
  ACCRUAL DATE

  	
   

  	
  0449

  	
   

  	
  0456

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  	
   

  
	
  PAYMENT
  SCHEDULE REVIEW

  	
   

  	
  0457

  	
   

  	
  0457

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  RESIDUAL
  AMOUNT (FINANCE LEASES)

  	
   

  	
  0458

  	
   

  	
  0474

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0458

  	
   

  	
  0458

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0459

  	
   

  	
  0471

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0472

  	
   

  	
  0472

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0473

  	
   

  	
  0474

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  FINANCE
  CHARGE (PRE COMPUTED)

  	
   

  	
  0475

  	
   

  	
  0491

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0475

  	
   

  	
  0475

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0476

  	
   

  	
  0488

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0489

  	
   

  	
  0489

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0490

  	
   

  	
  0491

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  DUE
  DATE/PAYMENT AMT. INFO. (1st occ. Info. Below)

  	
   

  	
  0492

  	
   

  	
  2991

  	
   

  	
  2500

  	
   

  	
  OCCURS 100 TIMES

  	
   

  
	
  DUE DATE

  	
   

  	
  0492

  	
   

  	
  0499

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  	
   

  
	
  DUE AMOUNT

  	
   

  	
  0500

  	
   

  	
  0514

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0500

  	
   

  	
  0500

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0501

  	
   

  	
  0513

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0514

  	
   

  	
  0514

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0515

  	
   

  	
  0516

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  BILL
  DATE/PAYMENT INFO. (1st occ. info. below)

  	
   

  	
  2992

  	
   

  	
  3447

  	
   

  	
  456

  	
   

  	
  OCCURS 6 TIMES

  	
   

  
	
  BILLED DUE DATE

  	
   

  	
  2992

  	
   

  	
  2999

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  	
   

  
	
  BILLED PRINCIPAL

  	
   

  	
  3000

  	
   

  	
  3016

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3000

  	
   

  	
  3000

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  3001

  	
   

  	
  3013

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  3014

  	
   

  	
  3014

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  3015

  	
   

  	
  3016

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  BILLED INTEREST

  	
   

  	
  3017

  	
   

  	
  3033

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3017

  	
   

  	
  3017

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  3018

  	
   

  	
  3030

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  3031

  	
   

  	
  3031

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  3032

  	
   

  	
  3033

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  BILLED LATE
  CHARGES

  	
   

  	
  3034

  	
   

  	
  3050

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3034

  	
   

  	
  3034

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  3035

  	
   

  	
  3047

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  3048

  	
   

  	
  3048

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3049

  	
   

  	
  3050

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  BILLED OTHER
  FEES

  	
   

  	
  3051

  	
   

  	
  3067

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3051

  	
   

  	
  3051

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  3052

  	
   

  	
  3064

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  3065

  	
   

  	
  3065

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  3066

  	
   

  	
  3067

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  BILLED
  THROUGH DATE

  	
   

  	
  3448

  	
   

  	
  3455

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  	
   

  

 

A-5

 

	
  ACCRUAL
  BASIS YEAR

  	
   

  	
  3456

  	
   

  	
  3456

  	
   

  	
  1

  	
   

  	
  0=365-DAY YEAR

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  1=360-DAY
  YEAR

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  2=365/366-DAY
  YEAR

  	
   

  
	
  ACCRUAL
  BASIS MONTH

  	
   

  	
  3457

  	
   

  	
  3457

  	
   

  	
  1

  	
   

  	
  0=ACTUAL-DAYMONTH

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  1=30-DAY MONTH

  	
   

  
	
  PAYMENT
  SCHEDULE INFO. (1st occ. Info. below)

  	
   

  	
  3458

  	
   

  	
  3637

  	
   

  	
  180

  	
   

  	
  OCCURS 5 TIMES

  	
   

  
	
  PAYMENT SCHEDULE
  STATUS

  	
   

  	
  3458

  	
   

  	
  3458

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  PAYMENT SCHEDULE
  TYPE

  	
   

  	
  3459

  	
   

  	
  3459

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  PAYMENT SCHEDULE
  INTERVAL

  	
   

  	
  3460

  	
   

  	
  3462

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  PAYMENT SCHEDULE
  START DATE

  	
   

  	
  3463

  	
   

  	
  3470

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  	
   

  
	
  PAYMENT SCHEDULE
  TOTAL PAYMENTS

  	
   

  	
  3471

  	
   

  	
  3473

  	
   

  	
  3

  	
   

  	
   

  	
   

  

 

	
  DESCRIPTION

  	
   

  	
  START

  	
   

  	
  END

  	
   

  	
  POS.

  	
   

  	
  ANNOTATIONS

  	
   

  
	
  PAYMENT SCHEDULE
  TIMES BILLED

  	
   

  	
  3474

  	
   

  	
  3476

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  PAYMENT SCHEDULE
  AMOUNT

  	
   

  	
  3477

  	
   

  	
  3493

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3477

  	
   

  	
  3477

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  3478

  	
   

  	
  3490

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  3491

  	
   

  	
  3491

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  3492

  	
   

  	
  3493

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  CURRENT
  PAYOFF AMOUNT

  	
   

  	
  3638

  	
   

  	
  3654

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3638

  	
   

  	
  3638

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  3639

  	
   

  	
  3651

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  3652

  	
   

  	
  3652

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  3653

  	
   

  	
  3654

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  NON
  RECOGNIZED ACCRUED INTEREST

  	
   

  	
  3655

  	
   

  	
  3671

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3655

  	
   

  	
  3655

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  3656

  	
   

  	
  3668

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  3669

  	
   

  	
  3669

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  3670

  	
   

  	
  3671

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  VARIABLE
  RATE TYPE

  	
   

  	
  3672

  	
   

  	
  3673

  	
   

  	
  2

  	
   

  	
  11 = CHANGES ON 15TH (USA)

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  12 =
  CHANGES ON 20TH (USA)

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  22 =
  CHANGES ON 15TH (CAN.)

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  23 =
  CHANGES ON 20TH (CAN.)

  	
   

  
	
  RSS
  MONTHLY CASH FLOW

  	
   

  	
  3674

  	
   

  	
  3690

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3674

  	
   

  	
  3674

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  3675

  	
   

  	
  3687

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  3688

  	
   

  	
  3688

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  3689

  	
   

  	
  3690

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  PRINCIPAL
  WRITE OFF AMOUNT

  	
   

  	
  3691

  	
   

  	
  3707

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3691

  	
   

  	
  3691

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  3692

  	
   

  	
  3704

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  3705

  	
   

  	
  3705

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  3706

  	
   

  	
  3707

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  PAST
  DUE DAYS

  	
   

  	
  3708

  	
   

  	
  3713

  	
   

  	
  6

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3708

  	
   

  	
  3708

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DAYS

  	
   

  	
  3709

  	
   

  	
  3713

  	
   

  	
  5

  	
   

  	
   

  	
   

  
	
  PAST
  DUE ALTERNATE

  	
   

  	
  3714

  	
   

  	
  3719

  	
   

  	
  6

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3714

  	
   

  	
  3714

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DAYS

  	
   

  	
  3715

  	
   

  	
  3719

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  RECOVERIES

  	
   

  	
  3720

  	
   

  	
  3736

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3720

  	
   

  	
  3720

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  3721

  	
   

  	
  3733

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  3734

  	
   

  	
  3734

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  3735

  	
   

  	
  3736

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  FILLER

  	
   

  	
  3737

  	
   

  	
  3775

  	
   

  	
  39

  	
   

  	
   

  	
   

  

 

A-6

 

	
  Record length = 650

  	
   

  	
  SS02

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  DESCRIPTION

  	
   

  	
  START

  	
   

  	
  END

  	
   

  	
  POS

  	
   

  	
  ANNOTATION

  	
   

  
	
  ACCOUNT #

  	
   

  	
  001

  	
   

  	
  026

  	
   

  	
  26

  	
   

  	
   

  	
   

  
	
  BANK
  CODE

  	
   

  	
  001

  	
   

  	
  002

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  BRANCH
  CODE

  	
   

  	
  003

  	
   

  	
  005

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  RETAIL/LEASE
  CODE

  	
   

  	
  006

  	
   

  	
  008

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  CUSTOMER
  #

  	
   

  	
  009

  	
   

  	
  018

  	
   

  	
  10

  	
   

  	
   

  	
   

  
	
  NOTE
  #

  	
   

  	
  019

  	
   

  	
  026

  	
   

  	
  8

  	
   

  	
   

  	
   

  
	
  OBLIGOR MAILING ADDRESS 01

  	
   

  	
  027

  	
   

  	
  066

  	
   

  	
  40

  	
   

  	
   

  	
   

  
	
  OBLIGOR MAILING ADDRESS 02

  	
   

  	
  067

  	
   

  	
  106

  	
   

  	
  40

  	
   

  	
   

  	
   

  
	
  OBLIGOR MAILING ADDRESS 03

  	
   

  	
  107

  	
   

  	
  146

  	
   

  	
  40

  	
   

  	
   

  	
   

  
	
  OBLIGOR MAILING ADDRESS 04

  	
   

  	
  147

  	
   

  	
  186

  	
   

  	
  40

  	
   

  	
   

  	
   

  
	
  OBLIGOR MAILING CITY

  	
   

  	
  187

  	
   

  	
  226

  	
   

  	
  40

  	
   

  	
   

  	
   

  
	
  OBLIGOR MAILING STATE

  	
   

  	
  227

  	
   

  	
  228

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  OBLIGOR MAILING ZIP

  	
   

  	
  229

  	
   

  	
  237

  	
   

  	
  9

  	
   

  	
   

  	
   

  
	
  ZIP
  FIRST 5 POS

  	
   

  	
  229

  	
   

  	
  233

  	
   

  	
  5

  	
   

  	
   

  	
   

  
	
  ZIP
  LAST 4 POS

  	
   

  	
  234

  	
   

  	
  237

  	
   

  	
  4

  	
   

  	
   

  	
   

  
	
  OBLIGOR PHYSICAL ADDRESS 01

  	
   

  	
  238

  	
   

  	
  277

  	
   

  	
  40

  	
   

  	
   

  	
   

  
	
  OBLIGOR PHYSICAL ADDRESS 02

  	
   

  	
  278

  	
   

  	
  317

  	
   

  	
  40

  	
   

  	
   

  	
   

  
	
  OBLIGOR PHYSICAL ADDRESS 03

  	
   

  	
  318

  	
   

  	
  357

  	
   

  	
  40

  	
   

  	
   

  	
   

  
	
  OBLIGOR PHYSICAL ADDRESS 04

  	
   

  	
  358

  	
   

  	
  397

  	
   

  	
  40

  	
   

  	
   

  	
   

  
	
  OBLIGOR PHYSICAL CITY

  	
   

  	
  398

  	
   

  	
  437

  	
   

  	
  40

  	
   

  	
   

  	
   

  
	
  OBLIGOR PHYSICAL STATE

  	
   

  	
  438

  	
   

  	
  439

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  OBLIGOR PHYSICAL ZIP

  	
   

  	
  440

  	
   

  	
  448

  	
   

  	
  9

  	
   

  	
   

  	
   

  
	
  ZIP
  FIRST 5 POS

  	
   

  	
  440

  	
   

  	
  444

  	
   

  	
  5

  	
   

  	
   

  	
   

  
	
  ZIP
  LAST 4 POS

  	
   

  	
  445

  	
   

  	
  448

  	
   

  	
  4

  	
   

  	
   

  	
   

  
	
  OBLIGOR HOME PHONE

  	
   

  	
  449

  	
   

  	
  462

  	
   

  	
  14

  	
   

  	
   

  	
   

  
	
  OBLIGOR
  HM PH AREA CODE

  	
   

  	
  449

  	
   

  	
  451

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  OBLIGOR
  HM PH FIRST 3 POS

  	
   

  	
  452

  	
   

  	
  454

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  OBLIGOR
  HM PH SECOND 4 POS

  	
   

  	
  455

  	
   

  	
  458

  	
   

  	
  4

  	
   

  	
   

  	
   

  
	
  OBLIGOR
  HM PH EXTENSION

  	
   

  	
  459

  	
   

  	
  462

  	
   

  	
  4

  	
   

  	
   

  	
   

  
	
  OBLIGOR EXTRA PH 01

  	
   

  	
  463

  	
   

  	
  476

  	
   

  	
  14

  	
   

  	
   

  	
   

  
	
  OBLIGOR
  EXTRA PH 01 AREA CODE

  	
   

  	
  463

  	
   

  	
  465

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  OBLIGOR
  EXTRA PH 01 FIRST 3 POS

  	
   

  	
  466

  	
   

  	
  468

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  OBLIGOR
  EXTRA PH 01 SECOND 4 POS

  	
   

  	
  469

  	
   

  	
  472

  	
   

  	
  4

  	
   

  	
   

  	
   

  
	
  OBLIGOR
  EXTRA PH 01 EXTENSION

  	
   

  	
  473

  	
   

  	
  476

  	
   

  	
  4

  	
   

  	
   

  	
   

  
	
  OBLIGOR EXTRA PH 02

  	
   

  	
  477

  	
   

  	
  490

  	
   

  	
  14

  	
   

  	
   

  	
   

  
	
  OBLIGOR
  EXTRA PH 02 AREA CODE

  	
   

  	
  477

  	
   

  	
  479

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  OBLIGOR
  EXTRA PH 02 FIRST 3 POS

  	
   

  	
  480

  	
   

  	
  482

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  OBLIGOR
  EXTRA PH 02 SECOND 4 POS

  	
   

  	
  483

  	
   

  	
  486

  	
   

  	
  4

  	
   

  	
   

  	
   

  
	
  OBLIGOR
  EXTRA PH 02 EXTENSION

  	
   

  	
  487

  	
   

  	
  490

  	
   

  	
  4

  	
   

  	
   

  	
   

  
	
  OBLIGOR EXTRA PH 03

  	
   

  	
  491

  	
   

  	
  504

  	
   

  	
  14

  	
   

  	
   

  	
   

  
	
  OBLIGOR
  EXTRA PH 03 AREA CODE

  	
   

  	
  491

  	
   

  	
  493

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  OBLIGOR
  EXTRA PH 03 FIRST 3 POS

  	
   

  	
  494

  	
   

  	
  496

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  OBLIGOR
  EXTRA PH 03 SECOND 4 POS

  	
   

  	
  497

  	
   

  	
  500

  	
   

  	
  4

  	
   

  	
   

  	
   

  
	
  OBLIGOR
  EXTRA PH 03 EXTENSION

  	
   

  	
  501

  	
   

  	
  504

  	
   

  	
  4

  	
   

  	
   

  	
   

  

 

A-7

 

	
  OBLIGOR E-MAIL ADDRESS

  	
   

  	
  505

  	
   

  	
  544

  	
   

  	
  40

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  OBLIGOR
  SSN OR TAX ID NUMBER

  	
   

  	
  545

  	
   

  	
  553

  	
   

  	
  9

  	
   

  	
   

  	
   

  
	
  OBLIGOR
  SSN OR TAX CODE INDICATOR

  	
   

  	
  554

  	
   

  	
  554

  	
   

  	
  1

  	
   

  	
  0 = NONE

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  1 = TAX
  ID

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  2 = SSN

  	
   

  
	
  OBLIGOR
  BIRTH DATE

  	
   

  	
  555

  	
   

  	
  562

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  OBLIGOR
  EMPLOYER NAME

  	
   

  	
  563

  	
   

  	
  582

  	
   

  	
  20

  	
   

  	
   

  	
   

  
	
  OBLIGOR
  EMPLOYER ADDRESS 01

  	
   

  	
  583

  	
   

  	
  600

  	
   

  	
  18

  	
   

  	
   

  	
   

  
	
  OBLIGOR
  EMPLOYER CITY

  	
   

  	
  601

  	
   

  	
  615

  	
   

  	
  15

  	
   

  	
   

  	
   

  
	
  OBLIGOR
  EMPLOYER STATE

  	
   

  	
  616

  	
   

  	
  617

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  OBLIGOR
  EMPLOYER ZIP

  	
   

  	
  618

  	
   

  	
  626

  	
   

  	
  9

  	
   

  	
   

  	
   

  
	
  ZIP FIRST 5 POS

  	
   

  	
  618

  	
   

  	
  622

  	
   

  	
  5

  	
   

  	
   

  	
   

  
	
  ZIP LAST 4 POS

  	
   

  	
  623

  	
   

  	
  626

  	
   

  	
  4

  	
   

  	
   

  	
   

  
	
  OBLIGOR
  EMPLOYER PHONE

  	
   

  	
  627

  	
   

  	
  640

  	
   

  	
  14

  	
   

  	
   

  	
   

  
	
  OBLIGOR EMPLOYER
  AREA CODE

  	
   

  	
  627

  	
   

  	
  629

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  OBLIGOR EMPLOYER
  PH FIRST 3 POS

  	
   

  	
  630

  	
   

  	
  632

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  OBLIGOR EMPLOYER
  PH SECOND 4 POS

  	
   

  	
  633

  	
   

  	
  636

  	
   

  	
  4

  	
   

  	
   

  	
   

  
	
  OBLIGOR EMPLOYER
  PH EXTENSION

  	
   

  	
  637

  	
   

  	
  640

  	
   

  	
  4

  	
   

  	
   

  	
   

  
	
  FILLER

  	
   

  	
  641

  	
   

  	
  650

  	
   

  	
  10

  	
   

  	
   

  	
   

  

 

	
  RECORD LENGTH = 625

  	
   

  	
  SS03

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  DESCRIPTION

  	
   

  	
  START

  	
   

  	
  END

  	
   

  	
  POS.

  	
   

  	
  ANNOTATIONS

  	
   

  
	
  ACCOUNT
  #

  	
   

  	
  001

  	
   

  	
  026

  	
   

  	
  26

  	
   

  	
   

  	
   

  
	
  BANK CODE

  	
   

  	
  001

  	
   

  	
  002

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  BRANCH CODE

  	
   

  	
  003

  	
   

  	
  005

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  RETAIL/LEASE
  CODE

  	
   

  	
  006

  	
   

  	
  008

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  CUSTOMER #

  	
   

  	
  009

  	
   

  	
  018

  	
   

  	
  10

  	
   

  	
   

  	
   

  
	
  NOTE #

  	
   

  	
  019

  	
   

  	
  026

  	
   

  	
  8

  	
   

  	
   

  	
   

  
	
  CO-BUYER
  INFO. (1st occ. Info. Below)

  	
   

  	
  027

  	
   

  	
  215

  	
   

  	
  189

  	
   

  	
  OCCURS 3 TIMES

  	
   

  
	
  CO-BUYER FIRST
  NAME

  	
   

  	
  027

  	
   

  	
  041

  	
   

  	
  15

  	
   

  	
  OCC. 1 - CO BUYER INFO.

  	
   

  
	
  CO-BUYER INITIAL

  	
   

  	
  042

  	
   

  	
  042

  	
   

  	
  1

  	
   

  	
  OCC. 2 - 3rd PARTY INFO.

  	
   

  
	
  CO-BUYER LAST
  NAME

  	
   

  	
  043

  	
   

  	
  062

  	
   

  	
  20

  	
   

  	
  OCC. 3 - 4th PARTY INFO.

  	
   

  
	
  CO-BUYER NAME
  SUFFIX

  	
   

  	
  063

  	
   

  	
  065

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  CO-BUYER STREET
  ADDRESS

  	
   

  	
  066

  	
   

  	
  095

  	
   

  	
  30

  	
   

  	
   

  	
   

  
	
  CO-BUYER CITY
  ADDRESS

  	
   

  	
  096

  	
   

  	
  110

  	
   

  	
  15

  	
   

  	
   

  	
   

  
	
  CO-BUYER STATE

  	
   

  	
  111

  	
   

  	
  112

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  CO-BUYER ZIP

  	
   

  	
  113

  	
   

  	
  121

  	
   

  	
  9

  	
   

  	
   

  	
   

  
	
  ZIP FIRST 5 POS

  	
   

  	
  113

  	
   

  	
  117

  	
   

  	
  5

  	
   

  	
   

  	
   

  
	
  ZIP LAST 4 POS

  	
   

  	
  118

  	
   

  	
  121

  	
   

  	
  4

  	
   

  	
   

  	
   

  
	
  CO-BUYER PHY
  STREET ADDRESS

  	
   

  	
  122

  	
   

  	
  151

  	
   

  	
  30

  	
   

  	
   

  	
   

  
	
  CO-BUYER PHY
  CITY ADDRESS

  	
   

  	
  152

  	
   

  	
  166

  	
   

  	
  15

  	
   

  	
   

  	
   

  
	
  CO-BUYER PHY
  STATE

  	
   

  	
  167

  	
   

  	
  168

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  CO-BUYER PHY ZIP

  	
   

  	
  169

  	
   

  	
  177

  	
   

  	
  9

  	
   

  	
   

  	
   

  
	
  ZIP FIRST 5 POS

  	
   

  	
  169

  	
   

  	
  173

  	
   

  	
  5

  	
   

  	
   

  	
   

  
	
  ZIP LAST 4 POS

  	
   

  	
  174

  	
   

  	
  177

  	
   

  	
  4

  	
   

  	
   

  	
   

  
	
  CO-BUYER HOME
  PHONE

  	
   

  	
  178

  	
   

  	
  187

  	
   

  	
  10

  	
   

  	
   

  	
   

  
	
  HM PH AREA CODE

  	
   

  	
  178

  	
   

  	
  180

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  HM PH FIRST 3
  POS

  	
   

  	
  181

  	
   

  	
  183

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  HM PH LAST 4 POS

  	
   

  	
  184

  	
   

  	
  187

  	
   

  	
  4

  	
   

  	
   

  	
   

  
	
  CO-BUYER EXTRA
  PHONE

  	
   

  	
  188

  	
   

  	
  197

  	
   

  	
  10

  	
   

  	
   

  	
   

  
	
  EXT PH AREA CODE

  	
   

  	
  188

  	
   

  	
  190

  	
   

  	
  3

  	
   

  	
   

  	
   

  

 

A-8

 

	
  EXT PH FIRST 3
  POS

  	
   

  	
  191

  	
   

  	
  193

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  EXT PH LAST 4
  POS

  	
   

  	
  194

  	
   

  	
  197

  	
   

  	
  4

  	
   

  	
   

  	
   

  
	
  CO-BUYER SSN OR
  TAX ID NUMBER

  	
   

  	
  198

  	
   

  	
  206

  	
   

  	
  9

  	
   

  	
   

  	
   

  
	
  CO-BUYER BIRTH
  DATE

  	
   

  	
  207

  	
   

  	
  214

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  	
   

  
	
  CO-BUYER STATUS

  	
   

  	
  215

  	
   

  	
  215

  	
   

  	
  1

  	
   

  	
  C=COAP

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  G=GAURANTOR

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  O=OFFICER

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  P=PARTNER

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  SPACE =
  NONE

  	
   

  
	
  FILLER

  	
   

  	
  593

  	
   

  	
  625

  	
   

  	
  32

  	
   

  	
   

  	
   

  

 

	
  RECORD LENGTH = 125

  	
   

  	
  SS04

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  DESCRIPTION

  	
   

  	
  START

  	
   

  	
  END

  	
   

  	
  POS

  	
   

  	
  ANNOTATIONS

  	
   

  
	
  ACCOUNT
  #

  	
   

  	
  001

  	
   

  	
  026

  	
   

  	
  26

  	
   

  	
   

  	
   

  
	
  BANK CODE

  	
   

  	
  001

  	
   

  	
  002

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  BRANCH CODE

  	
   

  	
  003

  	
   

  	
  005

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  RETAIL/LEASE CODE

  	
   

  	
  006

  	
   

  	
  008

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  CUSTOMER #

  	
   

  	
  009

  	
   

  	
  018

  	
   

  	
  10

  	
   

  	
   

  	
   

  
	
  NOTE #

  	
   

  	
  019

  	
   

  	
  026

  	
   

  	
  8

  	
   

  	
   

  	
   

  
	
  EQUIP.
  SEQUENCE #

  	
   

  	
  027

  	
   

  	
  029

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  VEHICLE
  I.D. # (VIN)

  	
   

  	
  030

  	
   

  	
  046

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  VEHICLE
  MAKE

  	
   

  	
  047

  	
   

  	
  053

  	
   

  	
  7

  	
   

  	
   

  	
   

  
	
  VEHICLE
  MODEL

  	
   

  	
  054

  	
   

  	
  060

  	
   

  	
  7

  	
   

  	
   

  	
   

  
	
  VEHICLE
  YEAR

  	
   

  	
  061

  	
   

  	
  062

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  VEHICLE
  NEW/USED CODE

  	
   

  	
  063

  	
   

  	
  063

  	
   

  	
  1

  	
   

  	
  N = NEW

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  U =
  USED

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  S =
  CROSS COLLATERAL

  	
   

  
	
  ORIGINAL
  SALES PRICE

  	
   

  	
  064

  	
   

  	
  080

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  ORIG SALES PRICE
  SIGN

  	
   

  	
  064

  	
   

  	
  064

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  ORIG SALES PRICE
  DOL

  	
   

  	
  065

  	
   

  	
  077

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  ORIG SALES PRICE
  DCL

  	
   

  	
  078

  	
   

  	
  078

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  ORIG SALES PRICE
  CENTS

  	
   

  	
  079

  	
   

  	
  080

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  WHOLESALE
  PRICE

  	
   

  	
  081

  	
   

  	
  097

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  WHSALE SIGN

  	
   

  	
  081

  	
   

  	
  081

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  WHSALE DOL

  	
   

  	
  082

  	
   

  	
  094

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  WHSALE DCL

  	
   

  	
  095

  	
   

  	
  095

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  WHSALE CENTS

  	
   

  	
  096

  	
   

  	
  097

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  EQUIP
  TITLED CODE

  	
   

  	
  098

  	
   

  	
  098

  	
   

  	
  1

  	
   

  	
  Y = YES

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  N = NO

  	
   

  
	
  EQUIP
  HRS AT START

  	
   

  	
  099

  	
   

  	
  105

  	
   

  	
  7

  	
   

  	
   

  	
   

  
	
  EQUIP HRS SIGN

  	
   

  	
  099

  	
   

  	
  099

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  EQUIP HRS HOURS

  	
   

  	
  100

  	
   

  	
  104

  	
   

  	
  5

  	
   

  	
   

  	
   

  
	
  EQUIP HRS DCL

  	
   

  	
  105

  	
   

  	
  105

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  EQUIP HRS TENTHS

  	
   

  	
  106

  	
   

  	
  107

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  FILLER

  	
   

  	
  108

  	
   

  	
  125

  	
   

  	
  18

  	
   

  	
   

  	
   

  

 

	
  RECORD LENGTH = 300

  	
   

  	
  SS05

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  DESCRIPTION

  	
   

  	
  START

  	
   

  	
  END

  	
   

  	
  POS

  	
   

  	
  ANNOTATIONS

  	
   

  
	
  ACCOUNT
  #

  	
   

  	
  001

  	
   

  	
  026

  	
   

  	
  26

  	
   

  	
   

  	
   

  
	
  BANK CODE

  	
   

  	
  001

  	
   

  	
  002

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  BRANCH CODE

  	
   

  	
  003

  	
   

  	
  005

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  RETAIL/LEASE
  CODE

  	
   

  	
  006

  	
   

  	
  008

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  CUSTOMER #

  	
   

  	
  009

  	
   

  	
  018

  	
   

  	
  10

  	
   

  	
   

  	
   

  
	
  NOTE #

  	
   

  	
  019

  	
   

  	
  026

  	
   

  	
  8

  	
   

  	
   

  	
   

  
	
  TRANSACTION
  SEQ. #

  	
   

  	
  027

  	
   

  	
  031

  	
   

  	
  5

  	
   

  	
   

  	
   

  

 

A-9

 

	
  TRANSACTION
  DATE

  	
   

  	
  032

  	
   

  	
  039

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  	
   

  
	
  TRANSACTION
  CODE

  	
   

  	
  040

  	
   

  	
  046

  	
   

  	
  7

  	
   

  	
   

  	
   

  
	
  TRAN CD

  	
   

  	
  040

  	
   

  	
  041

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  TRAN QUAL

  	
   

  	
  042

  	
   

  	
  043

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  TRAN SOURCE

  	
   

  	
  044

  	
   

  	
  046

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  TRANSACTION
  AMOUNT

  	
   

  	
  047

  	
   

  	
  063

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  TRAN SIGN

  	
   

  	
  047

  	
   

  	
  047

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  TRAN DOL

  	
   

  	
  048

  	
   

  	
  060

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  TRAN DCL

  	
   

  	
  061

  	
   

  	
  061

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  TRAN CENTS

  	
   

  	
  062

  	
   

  	
  063

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  TRANSACTION
  EFFECTIVE DATE

  	
   

  	
  064

  	
   

  	
  071

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  	
   

  
	
  PAYMENT
  DATE SATISFIED

  	
   

  	
  072

  	
   

  	
  079

  	
   

  	
  32

  	
   

  	
  CCYYMMDD OCCURS 4 TIMES

  	
   

  
	
  PRINCIPAL
  AMOUNT

  	
   

  	
  104

  	
   

  	
  121

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  PRIN SIGN

  	
   

  	
  104

  	
   

  	
  104

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  PRIN DOL

  	
   

  	
  105

  	
   

  	
  117

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  PRIN DCL

  	
   

  	
  118

  	
   

  	
  118

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  PRIN CENTS

  	
   

  	
  119

  	
   

  	
  120

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  INTEREST
  AMOUNT

  	
   

  	
  121

  	
   

  	
  137

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  INT SIGN

  	
   

  	
  121

  	
   

  	
  121

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  INT DOL

  	
   

  	
  122

  	
   

  	
  134

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  INT DCL

  	
   

  	
  135

  	
   

  	
  135

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  INT CENTS

  	
   

  	
  136

  	
   

  	
  137

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  ACTUARIAL
  INT. AMOUNT

  	
   

  	
  138

  	
   

  	
  154

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  ACTRL SIGN

  	
   

  	
  138

  	
   

  	
  138

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  ACTRL DOL

  	
   

  	
  139

  	
   

  	
  151

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  ACTRL DCL

  	
   

  	
  152

  	
   

  	
  152

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  ACTRL CENTS

  	
   

  	
  153

  	
   

  	
  154

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  LATE
  FEE AMOUNT

  	
   

  	
  155

  	
   

  	
  171

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  LTE FEE SIGN

  	
   

  	
  155

  	
   

  	
  155

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  LTE FEE DOL

  	
   

  	
  156

  	
   

  	
  168

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  LTE FEE DCL

  	
   

  	
  169

  	
   

  	
  169

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  LTE FEE CENTS

  	
   

  	
  170

  	
   

  	
  171

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  OTHER
  AMOUNT

  	
   

  	
  172

  	
   

  	
  188

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  OTH SIGN

  	
   

  	
  172

  	
   

  	
  172

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  OTH DOL

  	
   

  	
  173

  	
   

  	
  185

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  OTH DCL

  	
   

  	
  186

  	
   

  	
  186

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  OTH CENTS

  	
   

  	
  187

  	
   

  	
  188

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  OBLIGOR
  BAL BEFORE TRANS.

  	
   

  	
  189

  	
   

  	
  205

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  OBL BAL BEF SIGN

  	
   

  	
  189

  	
   

  	
  189

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  OBL BAL BEF DOL

  	
   

  	
  190

  	
   

  	
  202

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  OBL BAL BEF DCL

  	
   

  	
  203

  	
   

  	
  203

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  OBL BAL BEF
  CENTS

  	
   

  	
  204

  	
   

  	
  205

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  OBLIGOR
  BAL AFTER TRANS

  	
   

  	
  206

  	
   

  	
  222

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  OBL BAL AFT SIGN

  	
   

  	
  206

  	
   

  	
  206

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  OBL BAL AFT DOL

  	
   

  	
  207

  	
   

  	
  219

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  OBL BAL AFT DCL

  	
   

  	
  220

  	
   

  	
  220

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  OBL BAL AFT
  CENTS

  	
   

  	
  221

  	
   

  	
  222

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  HOLDER
  BAL BEFORE TRANS

  	
   

  	
  223

  	
   

  	
  239

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  HLD BAL BEF SIGN

  	
   

  	
  223

  	
   

  	
  223

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  HLD BAL BEF DOL

  	
   

  	
  224

  	
   

  	
  236

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  HLD BAL BEF DCL

  	
   

  	
  237

  	
   

  	
  237

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  HLD BAL BEF
  CENTS

  	
   

  	
  238

  	
   

  	
  239

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  HOLDER
  BAL AFTER TRANS

  	
   

  	
  240

  	
   

  	
  256

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  HLD BAL AFT SIGN

  	
   

  	
  240

  	
   

  	
  240

  	
   

  	
  1

  	
   

  	
   

  	
   

  

 

A-10

 

	
  HLD BAL AFT DOL

  	
   

  	
  241

  	
   

  	
  253

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  HLD BAL AFT DCL

  	
   

  	
  254

  	
   

  	
  254

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  HLD BAL AFT
  CENTS

  	
   

  	
  255

  	
   

  	
  256

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  INSTRUMENT

  	
   

  	
  257

  	
   

  	
  259

  	
   

  	
  3

  	
   

  	
  004 = ACH

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  005 =
  LOCK BOX

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  014 =
  APS

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  ALL
  OTHERS = CASH

  	
   

  
	
  REVERSAL

  	
   

  	
  260

  	
   

  	
  260

  	
   

  	
  1

  	
   

  	
  Y = REVERSAL TRANSACTION

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  SPACE = NOT REVERSAL TRAN

  	
   

  
	
  EFFECTS
  OBLIGOR BAL.

  	
   

  	
  261

  	
   

  	
  261

  	
   

  	
  1

  	
   

  	
  Y = YES

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  N = NO

  	
   

  
	
  EFFECTS
  HOLDER BAL.

  	
   

  	
  262

  	
   

  	
  262

  	
   

  	
  1

  	
   

  	
  Y = YES

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  N = NO

  	
   

  
	
  TRANSACTION
  DESCRIPTION

  	
   

  	
  263

  	
   

  	
  282

  	
   

  	
  20

  	
   

  	
   

  	
   

  
	
  TRANSACTION
  RATE

  	
   

  	
  283

  	
   

  	
  291

  	
   

  	
  9

  	
   

  	
   

  	
   

  
	
  TRAN RATE SIGN

  	
   

  	
  283

  	
   

  	
  283

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  TRAN RATE DCL

  	
   

  	
  284

  	
   

  	
  284

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  TRAN RATE RATE

  	
   

  	
  285

  	
   

  	
  291

  	
   

  	
  7

  	
   

  	
   

  	
   

  
	
  FILLER

  	
   

  	
  292

  	
   

  	
  300

  	
   

  	
  9

  	
   

  	
   

  	
   

  

 

	
  RECORD LENGTH = 850

  	
   

  	
  SS06

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  DESCRIPTION

  	
   

  	
  START

  	
   

  	
  END

  	
   

  	
  POS

  	
   

  	
  ANNOTATION

  	
   

  
	
  ACCOUNT
  #

  	
   

  	
  001

  	
   

  	
  026

  	
   

  	
  26

  	
   

  	
   

  	
   

  
	
  BANK CODE

  	
   

  	
  001

  	
   

  	
  002

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  BRANCH CODE

  	
   

  	
  003

  	
   

  	
  005

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  RETAIL/LEASE
  CODE

  	
   

  	
  006

  	
   

  	
  008

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  CUSTOMER #

  	
   

  	
  009

  	
   

  	
  018

  	
   

  	
  10

  	
   

  	
   

  	
   

  
	
  NOTE #

  	
   

  	
  019

  	
   

  	
  026

  	
   

  	
  8

  	
   

  	
   

  	
   

  
	
  USER

  	
   

  	
  027

  	
   

  	
  066

  	
   

  	
  40

  	
   

  	
   

  	
   

  
	
  COMMENT
  DATE

  	
   

  	
  067

  	
   

  	
  074

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  	
   

  
	
  COMMENT
  TIME

  	
   

  	
  075

  	
   

  	
  080

  	
   

  	
  6

  	
   

  	
  HHMMSS

  	
   

  
	
  COMMENT
  TEXT

  	
   

  	
  081

  	
   

  	
  830

  	
   

  	
  750

  	
   

  	
   

  	
   

  
	
  FILLER

  	
   

  	
  831

  	
   

  	
  850

  	
   

  	
  20

  	
   

  	
   

  	
   

  

 

	
  RECORD LENGTH = 275

  	
   

  	
  SS07

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  DESCRIPTION

  	
   

  	
  START

  	
   

  	
  END

  	
   

  	
  POS

  	
   

  	
  ANNOTATION

  	
   

  
	
  ACCOUNT
  #

  	
   

  	
  001

  	
   

  	
  029

  	
   

  	
  26

  	
   

  	
   

  	
   

  
	
  BANK CODE

  	
   

  	
  001

  	
   

  	
  002

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  BRANCH CODE

  	
   

  	
  003

  	
   

  	
  005

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  RETAIL/LEASE
  CODE

  	
   

  	
  006

  	
   

  	
  008

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  CUSTOMER #

  	
   

  	
  009

  	
   

  	
  018

  	
   

  	
  10

  	
   

  	
   

  	
   

  
	
  NOTE #

  	
   

  	
  019

  	
   

  	
  026

  	
   

  	
  8

  	
   

  	
   

  	
   

  
	
  SEQUENCE
  #

  	
   

  	
  027

  	
   

  	
  029

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  DATE
  AUTHORIZED FOR REPO.

  	
   

  	
  030

  	
   

  	
  037

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  	
   

  
	
  REPO.
  ASSIGNMENT DATE

  	
   

  	
  038

  	
   

  	
  045

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  	
   

  
	
  REPO.
  SALES LOCATION

  	
   

  	
  046

  	
   

  	
  085

  	
   

  	
  40

  	
   

  	
   

  	
   

  
	
  DATE
  REPOSSESSED

  	
   

  	
  086

  	
   

  	
  093

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  	
   

  
	
  BALANCE
  AT REPOSSESSION

  	
   

  	
  094

  	
   

  	
  110

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  REPO BAL SIGN

  	
   

  	
  094

  	
   

  	
  094

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  REPO BAL DOL

  	
   

  	
  095

  	
   

  	
  107

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  REPO BAL DCL

  	
   

  	
  108

  	
   

  	
  108

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  REPO BAL CENTS

  	
   

  	
  109

  	
   

  	
  110

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  INTEREST
  DUE AT REPO.

  	
   

  	
  111

  	
   

  	
  127

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  REPO INT DUE
  SIGN

  	
   

  	
  111

  	
   

  	
  111

  	
   

  	
  1

  	
   

  	
   

  	
   

  

 

A-11

 

	
  REPO INT DUE DOL

  	
   

  	
  112

  	
   

  	
  124

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  REPO INT DUE DCL

  	
   

  	
  125

  	
   

  	
  125

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  REPO INT DUE
  CENTS

  	
   

  	
  126

  	
   

  	
  127

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  ALLOW
  REINSTATEMENT

  	
   

  	
  128

  	
   

  	
  128

  	
   

  	
  1

  	
   

  	
  Y = YES (Always ‘Y’)

  	
   

  
	
  NOTICE
  OF INTENT EXPIR. DATE

  	
   

  	
  129

  	
   

  	
  136

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  	
   

  
	
  AUCTION
  REPORT RECEIVED DATE

  	
   

  	
  137

  	
   

  	
  144

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  	
   

  
	
  DATE
  VEHICLE SOLD

  	
   

  	
  145

  	
   

  	
  152

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  	
   

  
	
  GROSS
  AMOUNT OF SALE

  	
   

  	
  153

  	
   

  	
  169

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  GROSS SALE SIGN

  	
   

  	
  153

  	
   

  	
  153

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  GROSS SALE DOL

  	
   

  	
  154

  	
   

  	
  166

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  GROSS SALE DCL

  	
   

  	
  167

  	
   

  	
  167

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  GROSS SALE CENTS

  	
   

  	
  168

  	
   

  	
  169

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  NET
  AUCTION FEES

  	
   

  	
  170

  	
   

  	
  186

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  NET AUCTION SIGN

  	
   

  	
  170

  	
   

  	
  170

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  NET AUCTION DOL

  	
   

  	
  171

  	
   

  	
  183

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  NET AUCTION DCL

  	
   

  	
  184

  	
   

  	
  184

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  NET AUCTION
  CENTS

  	
   

  	
  185

  	
   

  	
  186

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  REPO.
  FEE AMOUNT

  	
   

  	
  187

  	
   

  	
  203

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  REPO FEE SIGN

  	
   

  	
  187

  	
   

  	
  187

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  REPO FEE DOL

  	
   

  	
  188

  	
   

  	
  200

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  REPO FEE DCL

  	
   

  	
  201

  	
   

  	
  201

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  REPO FEE CENTS

  	
   

  	
  202

  	
   

  	
  203

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  TRANSPORTATION
  FEES

  	
   

  	
  204

  	
   

  	
  220

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  TRANSPORT FEE
  SIGN

  	
   

  	
  204

  	
   

  	
  204

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  TRANSPORT FEE
  DOL

  	
   

  	
  205

  	
   

  	
  217

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  TRANSPORT FEE
  DCL

  	
   

  	
  218

  	
   

  	
  218

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  TRANSPORT FEE
  CENTS

  	
   

  	
  219

  	
   

  	
  220

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  STORAGE
  FEES

  	
   

  	
  221

  	
   

  	
  237

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  STORAGE FEE SIGN

  	
   

  	
  221

  	
   

  	
  221

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  STORAGE FEE DOL

  	
   

  	
  222

  	
   

  	
  234

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  STORAGE FEE DCL

  	
   

  	
  235

  	
   

  	
  235

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  STORAGE FEE
  CENTS

  	
   

  	
  236

  	
   

  	
  237

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  RECONDITIONING
  FEES

  	
   

  	
  238

  	
   

  	
  254

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  RECON FEES SIGN

  	
   

  	
  238

  	
   

  	
  238

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  RECON FEES DOL

  	
   

  	
  239

  	
   

  	
  251

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  RECON FEES DCL

  	
   

  	
  252

  	
   

  	
  252

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  RECON FEES CENTS

  	
   

  	
  253

  	
   

  	
  254

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  FILLER

  	
   

  	
  255

  	
   

  	
  275

  	
   

  	
  21

  	
   

  	
   

  	
   

  

 

	
  RECORD LENGTH = 75

  	
   

  	
  SS08

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  DESCRIPTION

  	
   

  	
  START

  	
   

  	
  END

  	
   

  	
  POS

  	
   

  	
  ANNOTATION

  	
   

  
	
  ACCOUNT
  #

  	
   

  	
  001

  	
   

  	
  026

  	
   

  	
  26

  	
   

  	
   

  	
   

  
	
  BANK CODE

  	
   

  	
  001

  	
   

  	
  002

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  BRANCH CODE

  	
   

  	
  003

  	
   

  	
  005

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  RETAIL/LEASE
  CODE

  	
   

  	
  006

  	
   

  	
  008

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  CUSTOMER #

  	
   

  	
  009

  	
   

  	
  018

  	
   

  	
  10

  	
   

  	
   

  	
   

  
	
  NOTE #

  	
   

  	
  019

  	
   

  	
  026

  	
   

  	
  8

  	
   

  	
   

  	
   

  
	
  BK
  FILED DATE

  	
   

  	
  027

  	
   

  	
  034

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  	
   

  
	
  BK
  CHAPTER FILED

  	
   

  	
  035

  	
   

  	
  037

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  BK
  CLOSE DATE

  	
   

  	
  038

  	
   

  	
  045

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  	
   

  
	
  BK
  CLOSE REASON

  	
   

  	
  046

  	
   

  	
  047

  	
   

  	
  2

  	
   

  	
  RE = REAFFIRMED

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  LS =
  LIFT STAYED

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  DM =
  DISMISSED

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  DS =
  DISCHARGED

  	
   

  

 

A-12

 

	
  DISCHARGE
  DATE

  	
   

  	
  048

  	
   

  	
  055

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  	
   

  
	
  FILLER

  	
   

  	
  056

  	
   

  	
  075

  	
   

  	
  20

  	
   

  	
   

  	
   

  

 

	
  RECORD LENGTH = 200

  	
   

  	
  SS09

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  DESCRIPTION

  	
   

  	
  START

  	
   

  	
  END

  	
   

  	
  POS

  	
   

  	
  ANNOTATION

  	
   

  
	
  ACCOUNT
  #

  	
   

  	
  001

  	
   

  	
  026

  	
   

  	
  26

  	
   

  	
   

  	
   

  
	
  BANK CODE

  	
   

  	
  001

  	
   

  	
  002

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  BRANCH CODE

  	
   

  	
  003

  	
   

  	
  005

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  RETAIL/LEASE
  CODE

  	
   

  	
  006

  	
   

  	
  008

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  CUSTOMER #

  	
   

  	
  009

  	
   

  	
  018

  	
   

  	
  10

  	
   

  	
   

  	
   

  
	
  NOTE #

  	
   

  	
  019

  	
   

  	
  026

  	
   

  	
  8

  	
   

  	
   

  	
   

  
	
  CUSTOM
  CREDIT SCORE

  	
   

  	
  027

  	
   

  	
  032

  	
   

  	
  6

  	
   

  	
   

  	
   

  
	
  CUST CR SIGN

  	
   

  	
  027

  	
   

  	
  027

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CUST CR SCORE

  	
   

  	
  028

  	
   

  	
  032

  	
   

  	
  5

  	
   

  	
   

  	
   

  
	
  EDAS
  SCORE

  	
   

  	
  033

  	
   

  	
  037

  	
   

  	
  5

  	
   

  	
   

  	
   

  
	
  EDAS SIGN

  	
   

  	
  033

  	
   

  	
  033

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  EDAS SCORE

  	
   

  	
  034

  	
   

  	
  037

  	
   

  	
  4

  	
   

  	
   

  	
   

  
	
  BOOK
  VALUE - INVOICE

  	
   

  	
  038

  	
   

  	
  054

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  BK VALUE SIGN

  	
   

  	
  038

  	
   

  	
  038

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  BK VALUE DOL

  	
   

  	
  039

  	
   

  	
  051

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  BK VALUE DCL

  	
   

  	
  052

  	
   

  	
  052

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  BK VALUE CENTS

  	
   

  	
  053

  	
   

  	
  054

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  DRIVERS
  LICENSE NUMBER

  	
   

  	
  055

  	
   

  	
  078

  	
   

  	
  24

  	
   

  	
   

  	
   

  
	
  DRIVERS
  LICENSE STATE

  	
   

  	
  079

  	
   

  	
  080

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  APPLICATION
  DATE

  	
   

  	
  081

  	
   

  	
  088

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  	
   

  
	
  LOAN TO
  VALUE RATIO

  	
   

  	
  089

  	
   

  	
  097

  	
   

  	
  9

  	
   

  	
   

  	
   

  
	
  LOAN TO VALUE
  SIGN

  	
   

  	
  089

  	
   

  	
  089

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  LOAN TO VALUE
  LEFT

  	
   

  	
  090

  	
   

  	
  094

  	
   

  	
  5

  	
   

  	
   

  	
   

  
	
  LOAN TO VALUE
  DCL

  	
   

  	
  095

  	
   

  	
  095

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  LOAN TO VALUE
  RIGHT

  	
   

  	
  096

  	
   

  	
  097

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  DOWN
  PAYMENT

  	
   

  	
  098

  	
   

  	
  114

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  DN PYMT SIGN

  	
   

  	
  098

  	
   

  	
  098

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DN PYMT DOL

  	
   

  	
  099

  	
   

  	
  111

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DN PYMT DCL

  	
   

  	
  112

  	
   

  	
  112

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DN PYMT CENTS

  	
   

  	
  113

  	
   

  	
  114

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  TRADE
  IN AMOUNT

  	
   

  	
  115

  	
   

  	
  131

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  TR IN SIGN

  	
   

  	
  115

  	
   

  	
  115

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  TR IN DOL

  	
   

  	
  116

  	
   

  	
  128

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  TR IN DCL

  	
   

  	
  129

  	
   

  	
  129

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  TR IN CENTS

  	
   

  	
  130

  	
   

  	
  131

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  TOTAL
  ORIGINATION FEES

  	
   

  	
  132

  	
   

  	
  148

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  TOT ORIG SIGN

  	
   

  	
  132

  	
   

  	
  132

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  TOT ORIG DOL

  	
   

  	
  133

  	
   

  	
  145

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  TOT ORIG DCL

  	
   

  	
  146

  	
   

  	
  146

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  TOT ORIG CENTS

  	
   

  	
  147

  	
   

  	
  148

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  TOTAL
  COST OF SOFT ADDS

  	
   

  	
  149

  	
   

  	
  165

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  TOT CST SIGN

  	
   

  	
  149

  	
   

  	
  149

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  TOT CST DOL

  	
   

  	
  150

  	
   

  	
  162

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  TOT CST DCL

  	
   

  	
  163

  	
   

  	
  163

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  TOT CST CENTS

  	
   

  	
  164

  	
   

  	
  165

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  TOTAL
  TAXES

  	
   

  	
  166

  	
   

  	
  182

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  TOT TAX SIGN

  	
   

  	
  166

  	
   

  	
  166

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  TOT TAX DOL

  	
   

  	
  167

  	
   

  	
  179

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  TOT TAX DCL

  	
   

  	
  180

  	
   

  	
  180

  	
   

  	
  1

  	
   

  	
   

  	
   

  

 

A-13

 

	
  TOT TAX CENTS

  	
   

  	
  181

  	
   

  	
  182

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  FILLER

  	
   

  	
  183

  	
   

  	
  200

  	
   

  	
  18

  	
   

  	
   

  	
   

  

 

	
  RECORD LENGTH = 275

  	
   

  	
  SS10

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  DESCRIPTION

  	
   

  	
  START

  	
   

  	
  END

  	
   

  	
  POS

  	
   

  	
  ANNOTATION

  	
   

  
	
  ACCOUNT
  #

  	
   

  	
  001

  	
   

  	
  026

  	
   

  	
  26

  	
   

  	
   

  	
   

  
	
  BANK CODE

  	
   

  	
  001

  	
   

  	
  002

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  BRANCH CODE

  	
   

  	
  003

  	
   

  	
  005

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  RETAIL/LEASE
  CODE

  	
   

  	
  006

  	
   

  	
  008

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  CUSTOMER #

  	
   

  	
  009

  	
   

  	
  018

  	
   

  	
  10

  	
   

  	
   

  	
   

  
	
  NOTE #

  	
   

  	
  019

  	
   

  	
  026

  	
   

  	
  8

  	
   

  	
   

  	
   

  
	
  DEALER
  ADDRESS 01

  	
   

  	
  027

  	
   

  	
  066

  	
   

  	
  40

  	
   

  	
   

  	
   

  
	
  DEALER
  ADDRESS 02

  	
   

  	
  067

  	
   

  	
  106

  	
   

  	
  40

  	
   

  	
   

  	
   

  
	
  DEALER
  ADDRESS 03

  	
   

  	
  107

  	
   

  	
  146

  	
   

  	
  40

  	
   

  	
   

  	
   

  
	
  DEALER
  ADDRESS 04

  	
   

  	
  147

  	
   

  	
  186

  	
   

  	
  40

  	
   

  	
   

  	
   

  
	
  DEALER
  ADDRESS CITY

  	
   

  	
  187

  	
   

  	
  226

  	
   

  	
  40

  	
   

  	
   

  	
   

  
	
  DEALER
  ADDRESS STATE

  	
   

  	
  227

  	
   

  	
  228

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  DEALER
  ZIP

  	
   

  	
  229

  	
   

  	
  237

  	
   

  	
  9

  	
   

  	
   

  	
   

  
	
  DLR ZIP FIRST 5

  	
   

  	
  229

  	
   

  	
  233

  	
   

  	
  5

  	
   

  	
   

  	
   

  
	
  DLR ZIP LAST 4

  	
   

  	
  234

  	
   

  	
  237

  	
   

  	
  4

  	
   

  	
   

  	
   

  
	
  OFFICE
  PHONE

  	
   

  	
  238

  	
   

  	
  251

  	
   

  	
  14

  	
   

  	
   

  	
   

  
	
  OFF PH AREA CODE

  	
   

  	
  238

  	
   

  	
  240

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  OFF PH FIRST 3
  POS

  	
   

  	
  241

  	
   

  	
  243

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  OFF PH LAST 4
  POS

  	
   

  	
  244

  	
   

  	
  247

  	
   

  	
  4

  	
   

  	
   

  	
   

  
	
  OFF PH EXTENSION

  	
   

  	
  248

  	
   

  	
  251

  	
   

  	
  4

  	
   

  	
   

  	
   

  
	
  FAX

  	
   

  	
  252

  	
   

  	
  265

  	
   

  	
  14

  	
   

  	
   

  	
   

  
	
  FAX AREA CODE

  	
   

  	
  252

  	
   

  	
  254

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  FAX FIRST 3 POS

  	
   

  	
  255

  	
   

  	
  257

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  FAX LAST 4 POS

  	
   

  	
  258

  	
   

  	
  261

  	
   

  	
  4

  	
   

  	
   

  	
   

  
	
  FAX EXTENSION

  	
   

  	
  262

  	
   

  	
  265

  	
   

  	
  4

  	
   

  	
   

  	
   

  
	
  FILLER

  	
   

  	
  266

  	
   

  	
  275

  	
   

  	
  10

  	
   

  	
   

  	
   

  

 

	
  RECORD LENGTH = 375

  	
   

  	
  SS11

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  DESCRIPTION

  	
   

  	
  START

  	
   

  	
  END

  	
   

  	
  POS

  	
   

  	
  ANNOTATION

  	
   

  
	
  ACCOUNT
  #

  	
   

  	
  001

  	
   

  	
  026

  	
   

  	
  26

  	
   

  	
   

  	
   

  
	
  BANK CODE

  	
   

  	
  001

  	
   

  	
  002

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  BRANCH CODE

  	
   

  	
  003

  	
   

  	
  005

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  RETAIL/LEASE
  CODE

  	
   

  	
  006

  	
   

  	
  008

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  CUSTOMER #

  	
   

  	
  009

  	
   

  	
  018

  	
   

  	
  10

  	
   

  	
   

  	
   

  
	
  NOTE #

  	
   

  	
  019

  	
   

  	
  026

  	
   

  	
  8

  	
   

  	
   

  	
   

  
	
  COMMENT
  SEQUENCE #

  	
   

  	
  027

  	
   

  	
  029

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  COMMENT
  DATA (1st occ. Info. Below)

  	
   

  	
  030

  	
   

  	
  341

  	
   

  	
  312

  	
   

  	
  4 OCCURRENCES

  	
   

  
	
  SCRATCH PAD DATA

  	
   

  	
  030

  	
   

  	
  104

  	
   

  	
  75

  	
   

  	
   

  	
   

  
	
  SCRATCH PAD USER

  	
   

  	
  105

  	
   

  	
  107

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  OPEN
  DATE

  	
   

  	
  342

  	
   

  	
  349

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  	
   

  
	
  SVC
  CODE

  	
   

  	
  350

  	
   

  	
  352

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  CLOSE
  DATE

  	
   

  	
  353

  	
   

  	
  360

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  	
   

  
	
  FILLER

  	
   

  	
  361

  	
   

  	
  375

  	
   

  	
  15

  	
   

  	
   

  	
   

  

 

A-14

 

APPENDIX B

 

MONTHLY DATA FILES

 

	
  Record length = 100

  	
   

  	
  LOS01

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  DESCRIPTION

  	
   

  	
  START

  	
   

  	
  END

  	
   

  	
  POS

  	
   

  	
  ANNOTATIONS

  	
   

  
	
  ENTITY

  	
   

  	
  001

  	
   

  	
  005

  	
   

  	
  5

  	
   

  	
   

  	
   

  
	
  COST
  CENTER

  	
   

  	
  006

  	
   

  	
  011

  	
   

  	
  6

  	
   

  	
   

  	
   

  
	
  POOL
  IDENTIFIER

  	
   

  	
  012

  	
   

  	
  014

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  SUB
  POOL IDENTIFIER

  	
   

  	
  015

  	
   

  	
  024

  	
   

  	
  10

  	
   

  	
   

  	
   

  
	
  CUSTOMER
  #

  	
   

  	
  025

  	
   

  	
  034

  	
   

  	
  10

  	
   

  	
   

  	
   

  
	
  NOTE #

  	
   

  	
  035

  	
   

  	
  042

  	
   

  	
  8

  	
   

  	
   

  	
   

  
	
  MT CODE

  	
   

  	
  043

  	
   

  	
  045

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  TRANSACTION
  CODE

  	
   

  	
  046

  	
   

  	
  047

  	
   

  	
  2

  	
   

  	
  WILL HAVE ‘MT’ IF FEED IS FROM MT, OTHERWISE THE
  CL TRANS. CODE.

  	
   

  
	
  TRANSACTION
  CODE QUALIFIER

  	
   

  	
  048

  	
   

  	
  049

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  TRANSACTION
  DATE

  	
   

  	
  050

  	
   

  	
  057

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  	
   

  
	
  BUSINESS
  LINE

  	
   

  	
  058

  	
   

  	
  059

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  ACKTBL
  TRANSACTION CODE

  	
   

  	
  060

  	
   

  	
  062

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  TRANSACTION
  AMOUNT

  	
   

  	
  063

  	
   

  	
  079

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  063

  	
   

  	
  063

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  064

  	
   

  	
  076

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  077

  	
   

  	
  077

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  078

  	
   

  	
  079

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  GL
  ACCOUNT NUMBER

  	
   

  	
  080

  	
   

  	
  093

  	
   

  	
  14

  	
   

  	
   

  	
   

  
	
  ACCOUNT

  	
   

  	
  080

  	
   

  	
  089

  	
   

  	
  10

  	
   

  	
   

  	
   

  
	
  SUB ACCOUNT
  NUMBER

  	
   

  	
  090

  	
   

  	
  093

  	
   

  	
  4

  	
   

  	
   

  	
   

  
	
  VARIABLE
  RATE TYPE

  	
   

  	
  094

  	
   

  	
  095

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  FILLER

  	
   

  	
  094

  	
   

  	
  100

  	
   

  	
  5

  	
   

  	
   

  	
   

  

 

	
  Record length = 3775

  	
   

  	
  SS01

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  DESCRIPTION

  	
   

  	
  START

  	
   

  	
  END

  	
   

  	
  POS.

  	
   

  	
  ANNOTATIONS

  	
   

  
	
  ACCOUNT
  #

  	
   

  	
  0001

  	
   

  	
  0026

  	
   

  	
  26

  	
   

  	
   

  	
   

  
	
  BANK CODE

  	
   

  	
  0001

  	
   

  	
  0002

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  BRANCH CODE

  	
   

  	
  0003

  	
   

  	
  0005

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  RETAIL/LEASE
  CODE

  	
   

  	
  0006

  	
   

  	
  0008

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  CUSTOMER #

  	
   

  	
  0009

  	
   

  	
  0018

  	
   

  	
  10

  	
   

  	
   

  	
   

  
	
  NOTE #

  	
   

  	
  0019

  	
   

  	
  0026

  	
   

  	
  8

  	
   

  	
   

  	
   

  
	
  POOL
  IDENTIFIER

  	
   

  	
  0027

  	
   

  	
  0029

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  SUB
  POOL IDENTIFIER

  	
   

  	
  0030

  	
   

  	
  0039

  	
   

  	
  10

  	
   

  	
   

  	
   

  
	
  CONTRACT
  DATE

  	
   

  	
  0040

  	
   

  	
  0047

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  	
   

  
	
  ORIGINAL
  MATURITY DATE

  	
   

  	
  0048

  	
   

  	
  0055

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  	
   

  
	
  CURRENT
  MATURITY DATE

  	
   

  	
  0056

  	
   

  	
  0063

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  	
   

  
	
  ORIGINAL
  AMOUNT FINANCED

  	
   

  	
  0064

  	
   

  	
  0080

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0064

  	
   

  	
  0064

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0065

  	
   

  	
  0077

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0078

  	
   

  	
  0078

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0079

  	
   

  	
  0080

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  CURRENT
  OBLIGOR BALANCE

  	
   

  	
  0081

  	
   

  	
  0097

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0081

  	
   

  	
  0081

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0082

  	
   

  	
  0094

  	
   

  	
  13

  	
   

  	
   

  	
   

  

 

B-1

 

	
  DECIMAL

  	
   

  	
  0095

  	
   

  	
  0095

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0096

  	
   

  	
  0097

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  CURRENT
  HOLDER BALANCE

  	
   

  	
  0098

  	
   

  	
  0114

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0098

  	
   

  	
  0098

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0099

  	
   

  	
  0111

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0112

  	
   

  	
  0112

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0113

  	
   

  	
  0114

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  FIRST
  DUE DATE

  	
   

  	
  0115

  	
   

  	
  0122

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  	
   

  
	
  NEXT
  DUE DATE

  	
   

  	
  0123

  	
   

  	
  0130

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  	
   

  
	
  NEXT
  PAYMENT AMOUNT

  	
   

  	
  0131

  	
   

  	
  0147

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0131

  	
   

  	
  0131

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0132

  	
   

  	
  0144

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0145

  	
   

  	
  0145

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0146

  	
   

  	
  0147

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  CURRENT
  INTEREST RATE (APR)

  	
   

  	
  0148

  	
   

  	
  0155

  	
   

  	
  8

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0148

  	
   

  	
  0148

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  LEFT OF DECIMAL

  	
   

  	
  0149

  	
   

  	
  0149

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0150

  	
   

  	
  0150

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  RIGHT OF DECIMAL

  	
   

  	
  0151

  	
   

  	
  0155

  	
   

  	
  5

  	
   

  	
   

  	
   

  
	
  ORIGINAL
  TERMS

  	
   

  	
  0156

  	
   

  	
  0158

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  PAYMENT
  METHOD

  	
   

  	
  0159

  	
   

  	
  0159

  	
   

  	
  1

  	
   

  	
  C=COUPON

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  A=ACH

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  B=BILL

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  N=NO
  BILL

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  INTEREST
  TYPE

  	
   

  	
  0160

  	
   

  	
  0161

  	
   

  	
  2

  	
   

  	
  00 = SIMPLE INTEREST

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  01=SIMPLE
  INTEREST

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  02=78’S
  INTEREST

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  03=STRIGHT
  LINE INTEREST

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  04=SIMPLE INTEREST (ON SCHEDULED PRIN. BAL.) FOR
  LOANS W/AMORTIZED PAYMENT SCHEDULE.

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  05=SIMPLE
  INT. AVERAGE BAL.

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  07=SIMPLE
  INT. W/BALANCE

  	
   

  

 

	
  DESCRIPTION

  	
   

  	
  START

  	
   

  	
  END

  	
   

  	
  POS.

  	
   

  	
  ANNOTATIONS

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  SPREAD RATE ADJ.

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  08=ACTURIAL

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  09=SUM
  OF BALANCE

  	
   

  
	
  # OF
  DAYS LATE TO ASSESS LATE FEES

  	
   

  	
  0162

  	
   

  	
  0164

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  LATE
  FEE AMOUNT

  	
   

  	
  0165

  	
   

  	
  0181

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0165

  	
   

  	
  0165

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0166

  	
   

  	
  0178

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0179

  	
   

  	
  0179

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0180

  	
   

  	
  0181

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  LATE
  FEE PERCENT

  	
   

  	
  0182

  	
   

  	
  0189

  	
   

  	
  8

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0182

  	
   

  	
  0182

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  LEFT OF DECIMAL

  	
   

  	
  0183

  	
   

  	
  0183

  	
   

  	
  1

  	
   

  	
   

  	
   

  

 

B-2

 

	
  DECIMAL

  	
   

  	
  0184

  	
   

  	
  0184

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  RIGHT OF DECIMAL

  	
   

  	
  0185

  	
   

  	
  0189

  	
   

  	
  5

  	
   

  	
   

  	
   

  
	
  INTEREST
  PAID THROUGH DATE

  	
   

  	
  0190

  	
   

  	
  0197

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  	
   

  
	
  INTEREST
  ACCRUED/UNPAID AT TRANSFER

  	
   

  	
  0198

  	
   

  	
  0214

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0198

  	
   

  	
  0198

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0199

  	
   

  	
  0211

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0212

  	
   

  	
  0212

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0213

  	
   

  	
  0214

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  LATE
  FEES DUE

  	
   

  	
  0215

  	
   

  	
  0231

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0215

  	
   

  	
  0215

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0216

  	
   

  	
  0228

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0229

  	
   

  	
  0229

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0230

  	
   

  	
  0231

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  OTHER
  AMOUNT DUE

  	
   

  	
  0232

  	
   

  	
  0248

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0232

  	
   

  	
  0232

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0233

  	
   

  	
  0245

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0246

  	
   

  	
  0246

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0247

  	
   

  	
  0248

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  REMAINING
  TERM

  	
   

  	
  0249

  	
   

  	
  0251

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  CHARGE
  OFF DATE

  	
   

  	
  0252

  	
   

  	
  0259

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  	
   

  
	
  CHARGE
  OFF AMOUNT

  	
   

  	
  0260

  	
   

  	
  0276

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0260

  	
   

  	
  0260

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0261

  	
   

  	
  0273

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0274

  	
   

  	
  0274

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0275

  	
   

  	
  0276

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  CONTRACT
  STATE (DEALER)

  	
   

  	
  0277

  	
   

  	
  0278

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  LAST
  PAYMENT DATE

  	
   

  	
  0279

  	
   

  	
  0286

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  TIMES
  PAST DUE DATA (1st occ. Info. Below)

  	
   

  	
  0287

  	
   

  	
  0306

  	
   

  	
  20

  	
   

  	
  OCCURS 5 TIMES

  	
   

  
	
  SIGN

  	
   

  	
  0287

  	
   

  	
  0287

  	
   

  	
  1

  	
   

  	
  OCC 1 = 10 DAYS PAST DUE

  	
   

  
	
  DAYS

  	
   

  	
  0288

  	
   

  	
  0290

  	
   

  	
  3

  	
   

  	
  OCC 2 = 30 DAYS PAST DUE

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  OCC 3 =
  60 DAYS PAST DUE

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  OCC 4 =
  90 DAYS PAST DUE

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  OCC 5 =
  120 DAYS PAST DUE

  	
   

  
	
  NUMBER
  OF NSF CHECKS

  	
   

  	
  0307

  	
   

  	
  0308

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  BUY-BACK
  (CLOSEOUT FEE)

  	
   

  	
  0309

  	
   

  	
  0316

  	
   

  	
  8

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0309

  	
   

  	
  0309

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  LEFT OF DECIMAL

  	
   

  	
  0310

  	
   

  	
  0310

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0311

  	
   

  	
  0311

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  RIGHT OF DECIMAL

  	
   

  	
  0312

  	
   

  	
  0316

  	
   

  	
  5

  	
   

  	
   

  	
   

  
	
  BRANCH/REGION/PROCESSING
  CENTER

  	
   

  	
  0317

  	
   

  	
  0319

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  ORIGINATOR
  APPLICATION NUMBER

  	
   

  	
  0320

  	
   

  	
  0329

  	
   

  	
  10

  	
   

  	
   

  	
   

  
	
  ORIGINATOR
  FUNDING DATE

  	
   

  	
  0330

  	
   

  	
  0337

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  	
   

  
	
  PAY
  AHEAD BALANCE

  	
   

  	
  0338

  	
   

  	
  0354

  	
   

  	
  17

  	
   

  	
   

  	
   

  

 

B-3

 

	
  SIGN

  	
   

  	
  0338

  	
   

  	
  0338

  	
   

  	
  1

  	
   

  	
   

  	
   

  

 

	
  DESCRIPTION

  	
   

  	
  START

  	
   

  	
  END

  	
   

  	
  POS.

  	
   

  	
  ANNOTATIONS

  	
   

  
	
  DOLLARS

  	
   

  	
  0339

  	
   

  	
  0351

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0352

  	
   

  	
  0352

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0353

  	
   

  	
  0354

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  TITLE
  STATE

  	
   

  	
  0355

  	
   

  	
  0356

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  RECOURSE
  CODE

  	
   

  	
  0357

  	
   

  	
  0357

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  PDI
  INSURANCE

  	
   

  	
  0358

  	
   

  	
  0358

  	
   

  	
  1

  	
   

  	
  R=RAMSEY-KRUG

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  U=UNIVERSAL

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  F=FIREMANS’S
  FUND

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  G=EPG

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  O=OTHER

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  SPACE=NONE

  	
   

  
	
  LIFE
  INSURANCE

  	
   

  	
  0359

  	
   

  	
  0359

  	
   

  	
  1

  	
   

  	
  M=AMERICAN MODERN (USA)

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  P=PACIFIC LIFE (CANADA)

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  SPACE=NONE

  	
   

  
	
  LIABILITY
  INSURANCE

  	
   

  	
  0360

  	
   

  	
  0360

  	
   

  	
  1

  	
   

  	
  E=ELPA

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  SPACE=NONE

  	
   

  
	
  DISABILITY
  INSURANCE

  	
   

  	
  0361

  	
   

  	
  0361

  	
   

  	
  1

  	
   

  	
  M=AMERICAN MODERN

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  SPACE=NONE

  	
   

  
	
  ESPP
  INSURANCE

  	
   

  	
  0362

  	
   

  	
  0362

  	
   

  	
  1

  	
   

  	
  G=EPG

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  SPACE=NONE

  	
   

  
	
  RESIDUAL
  INSURANCE

  	
   

  	
  0363

  	
   

  	
  0363

  	
   

  	
  1

  	
   

  	
  P=PACIFIC LIFE (CANADA)

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  SPACE=NONE

  	
   

  
	
  LOAN
  STATUS

  	
   

  	
  0364

  	
   

  	
  0364

  	
   

  	
  1

  	
   

  	
  A=ACTIVE

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  C=CLOSED

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  D=ACCOUNT
  IN REPOESSION BUT NOT IN BANKRUPTCY.

  	
   

  
	
  REPO
  BALANCE

  	
   

  	
  0365

  	
   

  	
  0381

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0365

  	
   

  	
  0365

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0366

  	
   

  	
  0378

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0379

  	
   

  	
  0379

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0380

  	
   

  	
  0381

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  REPO
  ESTIMATED LOSS

  	
   

  	
  0382

  	
   

  	
  0398

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0382

  	
   

  	
  0382

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0383

  	
   

  	
  0395

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0396

  	
   

  	
  0396

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0397

  	
   

  	
  0398

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  INTEREST
  START DATE

  	
   

  	
  0399

  	
   

  	
  0406

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  FIXED
  OR VARIABLE

  	
   

  	
  0407

  	
   

  	
  0407

  	
   

  	
  1

  	
   

  	
  F=FIXED

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  V=VARIABLE

  	
   

  
	
  VARIABLE
  INDEX ADDITION

  	
   

  	
  0408

  	
   

  	
  0415

  	
   

  	
  8

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0408

  	
   

  	
  0408

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  LEFT OF DECIMAL

  	
   

  	
  0409

  	
   

  	
  0409

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0410

  	
   

  	
  0410

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  RIGHT OF DECIMAL

  	
   

  	
  0411

  	
   

  	
  0415

  	
   

  	
  5

  	
   

  	
   

  	
   

  

 

B-4

 

	
  VARIABLE
  FLOOR

  	
   

  	
  0416

  	
   

  	
  0423

  	
   

  	
  8

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0416

  	
   

  	
  0416

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  LEFT OF DECIMAL

  	
   

  	
  0417

  	
   

  	
  0417

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0418

  	
   

  	
  0418

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  RIGHT OF DECIMAL

  	
   

  	
  0419

  	
   

  	
  0423

  	
   

  	
  5

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  VARIABLE
  CEILING

  	
   

  	
  0424

  	
   

  	
  0431

  	
   

  	
  8

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0424

  	
   

  	
  0424

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  LEFT OF DECIMAL

  	
   

  	
  0425

  	
   

  	
  0425

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0426

  	
   

  	
  0426

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  RIGHT OF DECIMAL

  	
   

  	
  0427

  	
   

  	
  0431

  	
   

  	
  5

  	
   

  	
   

  	
   

  
	
  STOP
  ACCRUAL INTEREST

  	
   

  	
  0432

  	
   

  	
  0448

  	
   

  	
  17

  	
   

  	
   

  	
   

  

 

	
  DESCRIPTION

  	
   

  	
  START

  	
   

  	
  END

  	
   

  	
  POS.

  	
   

  	
  ANNOTATIONS

  	
   

  
	
  SIGN

  	
   

  	
  0432

  	
   

  	
  0432

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0433

  	
   

  	
  0445

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0446

  	
   

  	
  0446

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0447

  	
   

  	
  0448

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  STOP
  ACCRUAL DATE

  	
   

  	
  0449

  	
   

  	
  0456

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  	
   

  
	
  PAYMENT
  SCHEDULE REVIEW

  	
   

  	
  0457

  	
   

  	
  0457

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  RESIDUAL
  AMOUNT (FINANCE LEASES)

  	
   

  	
  0458

  	
   

  	
  0474

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0458

  	
   

  	
  0458

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0459

  	
   

  	
  0471

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0472

  	
   

  	
  0472

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0473

  	
   

  	
  0474

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  FINANCE
  CHARGE (PRE COMPUTED)

  	
   

  	
  0475

  	
   

  	
  0491

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0475

  	
   

  	
  0475

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0476

  	
   

  	
  0488

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0489

  	
   

  	
  0489

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0490

  	
   

  	
  0491

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  DUE
  DATE/PAYMENT AMT. INFO. (1st occ. Info. Below)

  	
   

  	
  0492

  	
   

  	
  2991

  	
   

  	
  2500

  	
   

  	
  OCCURS 100 TIMES

  	
   

  
	
  DUE DATE

  	
   

  	
  0492

  	
   

  	
  0499

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  	
   

  
	
  DUE AMOUNT

  	
   

  	
  0500

  	
   

  	
  0514

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0500

  	
   

  	
  0500

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0501

  	
   

  	
  0513

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0514

  	
   

  	
  0514

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0515

  	
   

  	
  0516

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  BILL
  DATE/PAYMENT INFO. (1st occ. info. below)

  	
   

  	
  2992

  	
   

  	
  3447

  	
   

  	
  456

  	
   

  	
  OCCURS 6 TIMES

  	
   

  
	
  BILLED DUE DATE

  	
   

  	
  2992

  	
   

  	
  2999

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  	
   

  
	
  BILLED PRINCIPAL

  	
   

  	
  3000

  	
   

  	
  3016

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3000

  	
   

  	
  3000

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  3001

  	
   

  	
  3013

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  3014

  	
   

  	
  3014

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  3015

  	
   

  	
  3016

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  BILLED INTEREST

  	
   

  	
  3017

  	
   

  	
  3033

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3017

  	
   

  	
  3017

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  3018

  	
   

  	
  3030

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  3031

  	
   

  	
  3031

  	
   

  	
  1

  	
   

  	
   

  	
   

  

 

B-5

 

	
  CENTS

  	
   

  	
  3032

  	
   

  	
  3033

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  BILLED LATE
  CHARGES

  	
   

  	
  3034

  	
   

  	
  3050

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3034

  	
   

  	
  3034

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  3035

  	
   

  	
  3047

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  3048

  	
   

  	
  3048

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3049

  	
   

  	
  3050

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  BILLED OTHER
  FEES

  	
   

  	
  3051

  	
   

  	
  3067

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3051

  	
   

  	
  3051

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  3052

  	
   

  	
  3064

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  3065

  	
   

  	
  3065

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  3066

  	
   

  	
  3067

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  BILLED
  THROUGH DATE

  	
   

  	
  3448

  	
   

  	
  3455

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  	
   

  
	
  ACCRUAL
  BASIS YEAR

  	
   

  	
  3456

  	
   

  	
  3456

  	
   

  	
  1

  	
   

  	
  0=365-DAY YEAR

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  1=360-DAY
  YEAR

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  2=365/366-DAY
  YEAR

  	
   

  
	
  ACCRUAL
  BASIS MONTH

  	
   

  	
  3457

  	
   

  	
  3457

  	
   

  	
  1

  	
   

  	
  0=ACTUAL-DAYMONTH

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  1=30-DAY MONTH

  	
   

  
	
  PAYMENT
  SCHEDULE INFO. (1st occ. Info. below)

  	
   

  	
  3458

  	
   

  	
  3637

  	
   

  	
  180

  	
   

  	
  OCCURS 5 TIMES

  	
   

  
	
  PAYMENT SCHEDULE
  STATUS

  	
   

  	
  3458

  	
   

  	
  3458

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  PAYMENT SCHEDULE
  TYPE

  	
   

  	
  3459

  	
   

  	
  3459

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  PAYMENT SCHEDULE
  INTERVAL

  	
   

  	
  3460

  	
   

  	
  3462

  	
   

  	
  3

  	
   

  	
   

  	
   

  

 

	
  DESCRIPTION

  	
   

  	
  START

  	
   

  	
  END

  	
   

  	
  POS.

  	
   

  	
  ANNOTATIONS

  	
   

  
	
  PAYMENT SCHEDULE
  TIMES BILLED

  	
   

  	
  3474

  	
   

  	
  3476

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  PAYMENT SCHEDULE
  AMOUNT

  	
   

  	
  3477

  	
   

  	
  3493

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3477

  	
   

  	
  3477

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  3478

  	
   

  	
  3490

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  3491

  	
   

  	
  3491

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  3492

  	
   

  	
  3493

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  CURRENT
  PAY OFF AMOUNT

  	
   

  	
  3638

  	
   

  	
  3654

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3638

  	
   

  	
  3638

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  3639

  	
   

  	
  3651

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  3652

  	
   

  	
  3652

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  3653

  	
   

  	
  3654

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  NON
  RECOGNIZED ACCRUED INTEREST

  	
   

  	
  3655

  	
   

  	
  3671

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3655

  	
   

  	
  3655

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  3656

  	
   

  	
  3668

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  3669

  	
   

  	
  3669

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  3670

  	
   

  	
  3671

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  VARIABLE
  RATE TYPE

  	
   

  	
  3672

  	
   

  	
  3673

  	
   

  	
  2

  	
   

  	
  11 = CHANGES ON 15TH (USA)

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  12 =
  CHANGES ON 20TH (USA)

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  22 =
  CHANGES ON 15TH (CAN.)

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  23 =
  CHANGES ON 20TH (CAN.)

  	
   

  
	
  RSS
  MONTHLY CASH FLOW

  	
   

  	
  3674

  	
   

  	
  3690

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3674

  	
   

  	
  3674

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  3675

  	
   

  	
  3687

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  3688

  	
   

  	
  3688

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  3689

  	
   

  	
  3690

  	
   

  	
  2

  	
   

  	
   

  	
   

  

 

B-6

 

	
  PRINCIPAL
  WRITE OFF AMOUNT

  	
   

  	
  3691

  	
   

  	
  3707

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3691

  	
   

  	
  3691

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  3692

  	
   

  	
  3704

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  3705

  	
   

  	
  3705

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  3706

  	
   

  	
  3707

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  PAST
  DUE DAYS

  	
   

  	
  3708

  	
   

  	
  3713

  	
   

  	
  6

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3708

  	
   

  	
  3708

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DAYS

  	
   

  	
  3709

  	
   

  	
  3713

  	
   

  	
  5

  	
   

  	
   

  	
   

  
	
  PAST
  DUE ALTERNATE

  	
   

  	
  3714

  	
   

  	
  3719

  	
   

  	
  6

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3714

  	
   

  	
  3714

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DAYS

  	
   

  	
  3715

  	
   

  	
  3719

  	
   

  	
  3

  	
   

  	
   

  	
   

  
	
  RECOVERIES

  	
   

  	
  3720

  	
   

  	
  3736

  	
   

  	
  17

  	
   

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3720

  	
   

  	
  3720

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  3721

  	
   

  	
  3733

  	
   

  	
  13

  	
   

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  3734

  	
   

  	
  3734

  	
   

  	
  1

  	
   

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  3735

  	
   

  	
  3736

  	
   

  	
  2

  	
   

  	
   

  	
   

  
	
  FILLER

  	
   

  	
  3737

  	
   

  	
  3775

  	
   

  	
  39

  	
   

  	
   

  	
   

  

 

B-7Exhibit 4.7

 

(Multicurrency—Cross
Border)

 

ISDAÒ

International
Swaps and Derivatives Association, Inc.

 

MASTER
AGREEMENT

 

dated as of April 18,
2008

 

	
  BNP
  PARIBAS S.A.

  (“Party A”)

  	
  and

  	
  Wilmington
  Trust Company, not in its

  individual capacity but solely in its

  capacity as trustee of the CNH

  Equipment Trust 2008-A

  (“Party B”)

  

 

have entered and/or anticipate
entering into one or more transactions (each a “Transaction”) that are or will be
governed by this Master Agreement, which includes the schedule (the “Schedule”),
and the documents and other confirming evidence (each a “Confirmation”)
exchanged between the parties confirming those Transactions.

 

Accordingly, the parties agree as follows:—

 

1.             Interpretation

 

(a)           Definitions. The
terms defined in Section 14 and in the Schedule will have the meanings
therein specified for the purpose of this Master Agreement.

 

(b)           Inconsistency. In
the event of any inconsistency between the provisions of the Schedule and the other
provisions of this Master Agreement, the Schedule will prevail.  In the event of any inconsistency between the
provisions of any Confirmation and this Master Agreement (including the
Schedule), such Confirmation will prevail for the purpose of the relevant
Transaction.

 

(c)           Single Agreement.
All Transactions are entered into in reliance on the fact that this
Master Agreement and all Confirmations form a single agreement between the
parties (collectively referred to as this “Agreement”), and the parties would
not otherwise enter into any Transactions.

 

2.             Obligations

 

(a)           General Conditions.

 

(i)      Each party will make each payment or delivery specified in each
Confirmation to be made by it, subject to the other provisions of this
Agreement.

 

(ii)     Payments
under this Agreement will be made on the due date for value on that date in the
place of the account specified in the relevant Confirmation or otherwise
pursuant to this Agreement, in freely transferable funds and in the manner
customary for payments in the required currency. Where settlement is by delivery
(that is, other than by payment), such delivery will be made for receipt on the
due date in the manner customary for the relevant obligation unless otherwise
specified in the relevant Confirmation or elsewhere in this Agreement.

 

(iii)    Each obligation of each party under Section 2(a)(i) is
subject to (1) the condition precedent that no Event of Default or
Potential Event of Default with respect to the other party has occurred and is
continuing, (2) the condition precedent that no Early Termination Date in
respect of the

 

 

relevant
Transaction has occurred or been effectively designated and (3) each other
applicable condition precedent specified in this Agreement.

 

Copyright © 1992 by
International Swap Dealers Association, Inc.

 

 

(b)           Change of Account. Either party may change its account for receiving a
payment or delivery by giving notice to the other party at least five Local
Business Days prior to the scheduled date for the payment or delivery to which
such change applies unless such other party gives timely notice of a reasonable
objection to such change.

 

(c)           Netting. If
on any date amounts would otherwise be payable:—

 

(i)      in the same currency; and

 

(ii)     in respect of the same Transaction,

 

by each party to the other,
then, on such date, each party’s obligation to make payment of any such amount will
be automatically satisfied and discharged and, if the aggregate amount that
would otherwise have been payable by one party exceeds the aggregate amount
that would otherwise have been payable by the other party, replaced by an
obligation upon the party by whom the larger aggregate amount would have been payable
to pay to the other party the excess of the larger aggregate amount over the
smaller aggregate amount.

 

The parties may elect in respect
of two or more Transactions that a net amount will be determined in respect of
all amounts payable on the same date in the same currency in respect of such
Transactions, regardless of whether such amounts are payable in respect of the
same Transaction. The election may be made in the Schedule or a Confirmation by
specifying that subparagraph (ii) above will not apply to the Transactions
identified as being subject to the election, together with the starting date
(in which case subparagraph (ii) above will not, or will cease to, apply to
such Transactions from such date). This election may be made separately for
different groups of Transactions and will apply separately to each pairing of
Offices through which the parties make and receive payments or deliveries.

 

(d)           Deduction or Withholding for Tax.

 

(i)      Gross-Up. All payments
under this Agreement will be made without any deduction or withholding for or
on account of any Tax unless such deduction or withholding is required by any applicable
law, as modified by the practice of any relevant governmental revenue
authority, then in effect. If a party is so required to deduct or withhold,
then that party (“X”) will:—

 

(1)      promptly
notify the other party (“Y”) of such requirement;

 

(2)      pay to
the relevant authorities the full amount required to be deducted or withheld (including
the full amount required to be deducted or withheld from any additional amount paid
by X to Y under this Section 2(d)) promptly upon the earlier of
determining that such deduction or withholding is required or receiving notice
that such amount has been assessed against Y;

 

(3)      promptly
forward to Y an official receipt (or a certified copy), or other documentation reasonably
acceptable to Y, evidencing such payment to such authorities; and

 

(4)      if such Tax
is an Indemnifiable Tax, pay to Y, in addition to the payment to which Y is otherwise
entitled under this Agreement, such additional amount as is necessary to ensure
that the net amount actually received by Y (free and
clear of Indemnifiable Taxes, whether assessed against X or Y)
will equal the full amount Y would have received had no such deduction or withholding
been required. However, X will not be required to pay any additional amount to Y
to the extent that it would not be required to be paid but for:—

 

(A)   the failure
by Y to comply with or perform any agreement contained in Section 4(a)(i),
4(a)(iii) or 4(d); or

 

(B)    the
failure of a representation made by Y pursuant to Section 3(f) to be
accurate and true unless such failure would not have occurred but for (I) any
action taken by a taxing authority, or brought in a court of competent
jurisdiction, on or after the date on which a Transaction is entered into
(regardless of whether such action is taken or brought with respect to a party
to this Agreement) or (II) a Change in Tax Law.

 

2

 

(ii)     Liability. If:—

 

(1)      X is required by any applicable law, as modified by the
practice of any relevant governmental revenue authority, to make any deduction
or withholding in respect of which X would not be required to pay an additional
amount to Y under Section 2(d)(i)(4);

 

(2)      X does
not so deduct or withhold; and

 

(3)      a
liability resulting from such Tax is assessed directly against X,

 

then, except to the extent Y has satisfied or then
satisfies the liability resulting from such Tax, Y will promptly pay to X the
amount of such liability (including any related liability for interest, but including
any related liability for penalties only if Y has failed to comply with or
perform any agreement contained in Section 4(a)(i), 4(a)(iii) or
4(d)).

 

(e)           Default Interest; Other
Amounts. Prior to the occurrence or effective designation of an
Early Termination Date in respect of the relevant Transaction, a party that
defaults in the performance of any payment obligation will, to the extent
permitted by law and subject to Section 6(c), be required to pay interest (before
as well as after judgment) on the overdue amount to the other party on demand
in the same currency as such overdue amount, for the period from (and
including) the original due date for payment to (but excluding) the date of
actual payment, at the Default Rate. Such interest will be calculated on the
basis of daily compounding and the actual number of days elapsed. If, prior to
the occurrence or effective designation of an Early Termination Date in respect
of the relevant Transaction, a party defaults in the performance of any
obligation required to be settled by delivery, it will compensate the other
party on demand if and to the extent provided for in the relevant Confirmation
or elsewhere in this Agreement.

 

3.             Representations

 

Each party represents to the
other party (which representations will be deemed to be repeated by each party on
each date on which a Transaction is entered into and, in the case of the
representations in Section 3(f), at all times until the termination of
this Agreement) that:—

 

(a)           Basic Representations.

 

(i)      Status.
It is duly organised and validly existing under the laws of the jurisdiction of
its organisation or incorporation and, if relevant under such laws, in good
standing;

 

(ii)     Powers. It has the power to
execute this Agreement and any other documentation relating to this Agreement
to which it is a party, to deliver this Agreement and any other documentation
relating to this Agreement that it is required by this Agreement to deliver and
to perform its obligations under this Agreement and any obligations it has
under any Credit Support Document to which it is a party and has taken all
necessary action to authorise such execution, delivery and performance;

 

(iii)    No Violation or Conflict. Such
execution, delivery and performance do not violate or conflict with any law
applicable to it, any provision of its constitutional documents, any order or
judgment of any court or other agency of government applicable to it or any of
its assets or any contractual restriction binding on or affecting it or any of
its assets;

 

(iv)    Consents. All governmental and other
consents that are required to have been obtained by it with respect to this
Agreement or any Credit Support Document to which it is a party have been obtained
and are in full force and effect and all conditions of any such consents have
been complied with; and

 

(v)     Obligations Binding.  Its
obligations under this Agreement and any Credit Support Document to which it is
a party constitute its legal, valid and binding obligations, enforceable in
accordance  with their respective terms
(subject to applicable bankruptcy, reorganisation, insolvency, moratorium or
similar laws affecting creditors’ rights generally and subject, as to
enforceability, to equitable principles of general application (regardless of
whether enforcement is sought in a proceeding in equity or at law)).

 

3

 

(b)           Absence of Certain Events.
No Event of Default or Potential Event of Default or, to its knowledge, Termination
Event with respect to it has occurred and is continuing and no such event or
circumstance would occur as a result of its entering into or performing its
obligations under this Agreement or any Credit Support Document to which it is
a party.

 

(c)           Absence of Litigation. There is not pending or, to its knowledge, threatened
against it or any of its Affiliates any action,
suit or proceeding at law or in equity or before any court, tribunal,
governmental body, agency or official or any arbitrator that is likely
to affect the legality, validity or enforceability against it of this Agreement or any Credit Support Document to
which it is a party or its ability to perform its obligations under this
Agreement or such Credit Support Document.

 

(d)           Accuracy of Specified
Information. All
applicable information that is furnished in writing by or on behalf of it to
the other party and is identified for the purpose of this Section 3(d) in
the Schedule is, as of the date of the information, true, accurate and complete
in every material respect.

 

(e)           Payer Tax Representation. Each representation specified in the Schedule as being made
by it for the purpose of this Section 3(e) is accurate and true.

 

(f)            Payee Tax Representations. Each representation specified in the Schedule as being
made by it for the purpose of this Section 3(f) is accurate and true.

 

4.             Agreements

 

Each party agrees with the other that, so long as
either party has or may have any obligation under this Agreement or under any
Credit Support Document to which it is a party:—

 

(a)           Furnish Specified Information. It
will deliver to the other party or, in certain cases under subparagraph (iii) below,
to such government or taxing authority as the other party reasonably directs:—

 

(i)      any
forms, documents or certificates relating to taxation specified in the Schedule
or any Confirmation;

 

(ii)     any
other documents specified in the Schedule or any Confirmation; and

 

(iii)    upon
reasonable demand by such other party, any form or document that may be
required or reasonably requested in writing in order to allow such other party
or its Credit Support Provider to make a payment under this Agreement or any
applicable Credit Support Document without any deduction or withholding for or
on account of any Tax or with such deduction or withholding at a reduced rate
(so long as the completion, execution or submission of such form or document
would not materially prejudice the legal or commercial position of the party in
receipt of such demand), with any such form or document to be accurate and
completed in a manner reasonably satisfactory to such other party and to be
executed and to be delivered with any reasonably required certification,

 

in each case by the date specified in the Schedule or
such Confirmation or, if none is specified, as soon as reasonably practicable.

 

(b)           Maintain Authorisations.  It will use all reasonable efforts
to maintain in full force and effect all consents of any governmental or other
authority that are required to be obtained by it with respect to this Agreement or any Credit Support Document to which
it is a party and will use all reasonable efforts to obtain any that may
become necessary in the future.

 

(c)           Comply with Laws. It will comply in
all material respects with all applicable laws and orders to which it may be
subject if failure so to comply would materially impair its ability to perform
its obligations under this Agreement or any Credit Support Document to which it
is a party.

 

(d)           Tax Agreement. It will give notice
of any failure of a representation made by it under Section 3(f) to be
accurate and true promptly upon learning of such failure.

 

(e)           Payment of Stamp Tax. Subject to Section 11,
it will pay any Stamp Tax levied or imposed upon it or in respect of its
execution or performance of this Agreement by a jurisdiction in which it is
incorporated, 

 

4

 

organised, managed and
controlled, or considered to have its seat, or in which a branch or office
through which it is acting for the purpose of this Agreement is located (“Stamp
Tax Jurisdiction”) and will indemnify the other party against any Stamp Tax
levied or imposed upon the other party or in respect of the other party’s execution
or performance of this Agreement by any such Stamp Tax Jurisdiction which is
not also a Stamp Tax Jurisdiction with respect to the other party.

 

5.             Events of Default and Termination
Events

 

(a)           Events of Default. The occurrence at any time with respect to a party or, if
applicable, any Credit Support Provider of such party or any Specified Entity
of such party of any of the following events constitutes an event of default
(an “Event of Default”) with respect to such party:—

 

(i)      Failure to Pay or Deliver. Failure by
the party to make, when due, any payment under this Agreement or delivery under
Section 2(a)(i) or 2(e) required to be made by it if such
failure is not remedied on or before the third Local Business Day after notice
of such failure is given to the party;

 

(ii)     Breach
of Agreement. Failure by
the party to comply with or perform any agreement or obligation (other than an
obligation to make any payment under this Agreement or delivery under Section 2(a)(i) or
2(e) or to give notice of a Termination Event or any agreement or
obligation under Section 4(a)(i), 4(a)(iii) or 4(d)) to be complied
with or performed by the party in accordance with this Agreement if such
failure is not remedied on or before the thirtieth day after notice of such
failure is given to the party;

 

(iii)    Credit
Support Default.

 

(1)      Failure
by the party or any Credit Support Provider of such party to comply with or perform
any agreement or obligation to be complied with or performed by it in
accordance with any Credit Support Document if such failure is continuing after
any applicable grace period has elapsed;

 

(2)      the expiration or termination of such Credit Support Document
or the failing or ceasing of such Credit Support Document to be in full force
and effect for the purpose of this Agreement (in either case other than in
accordance with its terms) prior to the satisfaction of all obligations of such
party under each Transaction to which such Credit Support Document relates
without the written consent of the other party; or

 

(3)      the
party or such Credit Support Provider disaffirms, disclaims, repudiates or
rejects, in whole or in part, or challenges the validity of, such Credit
Support Document;

 

(iv)    Misrepresentation. A representation (other than a representation under Section 3(e) or
(f)) made or repeated or deemed to have been made or repeated by the party or
any Credit Support Provider of such party in this Agreement or any Credit
Support Document proves to have been incorrect or misleading in any material
respect when made or repeated or deemed to have been made or repeated;

 

(v)     Default under Specified Transaction.  The party, any Credit Support Provider of
such party or any applicable Specified Entity of such party (1) defaults
under a Specified Transaction and, after giving effect to any applicable notice
requirement or grace period, there occurs a liquidation of, an acceleration of
obligations under, or an early termination of, that Specified Transaction, (2) defaults,
after giving effect to any applicable notice requirement or grace period, in
making any payment or delivery due on the last payment, delivery or exchange
date of, or any payment on early termination of, a Specified Transaction (or such
default continues for at least three Local Business Days if there is no
applicable notice requirement or grace period) or (3) disaffirms,
disclaims, repudiates or rejects, in whole or in part, a Specified Transaction
(or such action is taken by any person or entity appointed or empowered to
operate it or act on its behalf);

 

(vi)    Cross Default.  If “Cross Default” is specified in
the Schedule as applying to the party, the occurrence or existence of (1) a
default, event of default or other similar condition or event (however

 

5

 

described) in respect of such party, any Credit
Support Provider of such party or any applicable Specified Entity of such party
under one or more agreements or instruments relating to Specified Indebtedness
of any of them (individually or collectively) in an aggregate amount of not
less than the applicable Threshold Amount (as specified in the Schedule) which
has resulted in such Specified Indebtedness becoming, or becoming capable at
such time of being declared, due and payable under such agreements or
instruments, before it would otherwise have been due and payable or (2) a
default by such party, such Credit Support Provider or such Specified Entity
(individually or collectively) in making one or more payments on the due date
thereof in an aggregate amount of not less than the applicable Threshold Amount
under such agreements or instruments (after giving effect to any applicable
notice requirement or grace period);

 

(vii)   Bankruptcy. The party, any Credit Support Provider of such party or
any applicable Specified Entity of such party:—

 

(1) is dissolved (other than pursuant to a
consolidation, amalgamation or merger); (2) becomes insolvent or is unable
to pay its debts or fails or admits in writing its inability generally to pay its
debts as they become due; (3) makes a general assignment, arrangement or
composition with or for the benefit of its creditors; (4) institutes or
has instituted against it a proceeding seeking a judgment of insolvency or
bankruptcy or any other relief under any bankruptcy or insolvency law or other
similar law affecting creditors’ rights, or a petition is presented for its winding-up
or liquidation, and, in the case of any such proceeding or petition instituted
or presented against it, such proceeding or petition (A) results in a
judgment of insolvency or bankruptcy or the entry of an order for relief or the
making of an order for its winding-up or liquidation or (B) is not
dismissed, discharged, stayed or restrained in each case within 30 days  of the institution or presentation thereof; (5) has
a resolution passed for its winding-up, official management or liquidation
(other than pursuant to a consolidation, amalgamation or merger); (6) seeks
or becomes subject to the appointment of an administrator, provisional
liquidator, conservator, receiver, trustee, custodian or other similar official
for it or for all or substantially all its assets; (7) has a secured party
take possession of all or substantially all its assets or has a distress,
execution, attachment, sequestration or other legal process levied, enforced or
sued on or against all or substantially all its assets and such secured party
maintains possession, or any such process is not dismissed, discharged, stayed
or restrained, in each case within 30 days thereafter; (8) causes or is
subject to any event with respect to it which, under the applicable laws of any
jurisdiction, has an analogous effect to any of the events specified in clauses
(1) to (7) inclusive); or (9) takes any action in furtherance
of, or indicating its consent to, approval of, or acquiescence in, any of the
foregoing acts; or

 

(viii)  Merger Without Assumption. The party or any Credit Support Provider of such party consolidates
or amalgamates with, or merges with or into, or transfers all or substantially
all its assets to, another entity and, at the time of such consolidation,
amalgamation, merger or transfer:—

 

(1)      the resulting, surviving or transferee entity fails to assume
all the obligations of such party or such Credit Support Provider under this
Agreement or any Credit Support Document to which it or its predecessor was a
party by operation of law or pursuant to an agreement reasonably satisfactory
to the other party to this Agreement; or

 

(2)      the benefits of any Credit Support Document fail to extend
(without the consent of the other party) to the performance by such resulting,
surviving or transferee entity of its obligations under this Agreement.

 

(b)           Termination Events.
The occurrence at any time with respect to a party or, if
applicable, any Credit Support Provider of such party or any Specified Entity
of such party of any event specified below constitutes an Illegality if the
event is specified in (i) below, a Tax Event if the event is specified in (ii) below
or a Tax Event Upon Merger if the event is specified in (iii) below, and,
if specified to be applicable, a Credit Event 

 

6

 

Upon Merger if the event is
specified pursuant to (iv) below or an Additional Termination Event if the
event is specified pursuant to (v) below:—

 

(i)      Illegality.  Due to the adoption of, or any
change in, any applicable law after the date on which a Transaction is entered
into, or due to the promulgation of, or any change in, the interpretation by any
court, tribunal or regulatory authority with competent jurisdiction of any
applicable law after such date, it becomes unlawful (other than as a result of
a breach by the party of Section 4(b)) for such party (which will be the
Affected Party):—

 

(1)      to
perform any absolute or contingent obligation to make a payment or delivery or
to receive a payment or delivery in respect of such Transaction or to comply
with any other material provision of this Agreement relating to such
Transaction; or

 

(2)      to
perform, or for any Credit Support Provider of such party to perform, any
contingent or other obligation which the party (or such Credit Support
Provider) has under any Credit Support Document relating to such Transaction;

 

(ii)     Tax Event. Due
to (x) any action taken by a taxing authority, or brought in a court of
competent jurisdiction, on or after the date on which a Transaction is entered
into (regardless of whether such action is taken or brought with respect to a party
to this Agreement) or (y) a Change in Tax Law, the party (which will  be the Affected Party) will, or there is a Substantial
likelihood that it will, on the next succeeding Scheduled Payment Date (1) be
required to pay to the other party an additional amount in respect of an
Indemnifiable Tax under Section 2(d)(i)(4) (except in respect of
interest under Section 2(e), 6(d)(ii) or 6(e)) or (2) receive a
payment from which an amount is required to be deducted or withheld for or on
account of a Tax (except in respect of interest under Section 2(e), 6(d)(ii) or
6(e)) and no additional amount is required to be paid in respect of such Tax
under Section 2(d)(i)(4) (other than by reason of Section 2(d)(i)(4)(A) or
(B));

 

(iii)    Tax Event Upon Merger. The party (the “Burdened Party”) on the next succeeding
Scheduled Payment Date will either (1) be required to pay an additional
amount in respect of an Indemnifiable Tax under Section 2(d)(i)(4) (except
in respect of interest under Section 2(e), 6(d)(ii) or 6(e)) or (2) receive
a payment from which an amount has been deducted or withheld for or on account
of any Indemnifiable Tax in respect of which the other party is not required to
pay an additional amount (other than by reason of Section 2(d)(i)(4)(A) or
(B)), in either case as a result of a party consolidating or amalgamating with,
or merging with or into, or transferring all or substantially all its assets
to, another entity (which will be the Affected Party) where such action does
not constitute an event described in Section 5(a)(viii);

 

(iv)    Credit Event Upon Merger. If “Credit Event Upon Merger” is specified in the Schedule
as
applying to the party, such party (“X”), any Credit Support Provider of X or
any applicable Specified Entity of X consolidates or amalgamates with, or
merges with or into, or Transfers all or substantially all its assets to,
another entity and such action does not constitute an event described in Section 5(a)(viii) but
the  creditworthiness of the resulting,
surviving or transferee entity is materially weaker than that of X, such Credit
Support Provider or such Specified Entity, as the case may be, immediately
prior to such action (and, in such event, X or its successor or transferee, as
appropriate, will be the Affected Party); or

 

(v)     Additional Termination
Event. If any “Additional Termination Event” is specified
in the Schedule or any Confirmation as applying, the occurrence of such event
(and, in such event, the Affected Party or Affected Parties shall be as
specified for such Additional Termination Event in the Schedule or such
Confirmation).

 

(c)           Event of Default and Illegality. If an event or circumstance which would otherwise
constitute or give rise to an Event of Default also constitutes an Illegality,
it will be treated as an Illegality and will not constitute an Event of
Default.

 

7

 

6.             Early Termination

 

(a)           Right to Terminate Following Event of Default.  If at any time
an Event of Default with respect to a party (the “Defaulting Party”) has
occurred and is then continuing, the other party (the “Non-defaulting Party”)
may, by not more than 20 days’ notice to the Defaulting Party specifying the
relevant Event of Default, designate a day not earlier than the day such notice
is effective as an Early Termination Date in respect of all outstanding
Transactions. If, however, “Automatic Early Termination” is specified in the
Schedule as applying to a party, then an Early Termination Date in respect of
all outstanding Transactions will occur immediately upon the occurrence with
respect to such party of an Event of Default specified in Section 5(a)(vii)(1),
(3), (5), (6) or, to the extent analogous thereto, (8), and as of the time
immediately preceding the institution of the relevant proceeding or the
presentation of the relevant petition upon the occurrence with respect to such
party of an Event of Default specified in Section 5(a)(vii)(4) or, to
the extent analogous thereto, (8).

 

(b)           Right to Terminate Following Termination Event.

 

(i)      Notice. If a Termination
Event occurs, an Affected Party will, promptly upon becoming aware of it, notify the other
party, specifying the nature of that Termination Event and each Affected
Transaction and will also give such other information about that Termination Event
as the other party may reasonably require.

 

(ii)     Transfer to Avoid Termination Event.
If either an Illegality under Section 5(b)(i)(1) or a Tax Event
occurs and there is only one Affected Party, or if a Tax Event Upon Merger
occurs and the Burdened Party is the Affected Party, the Affected Party will,
as a condition to its right to designate an Early Termination Date under Section 6(b)(iv),
use all reasonable efforts (which will not require  such party to incur a loss, excluding
immaterial, incidental expenses) to transfer within 20 days after it gives
notice under Section 6(b)(i) all its rights and obligations under
this Agreement in respect of the Affected Transactions to another of its
Offices or Affiliates so that such Termination Event ceases to exist.

 

If the Affected Party is not able
to make such a transfer it will give notice to the other party to that effect
within such 20 day period, whereupon the other party may effect such a transfer
within 30 days after the notice is given under Section 6(b)(i).

 

Any such transfer by a party
under this Section 6(b)(ii) will be subject to and conditional upon
the prior written consent of the other party, which consent will not be
withheld if such other party’s policies in effect at such time would permit it
to enter into Transactions with the transferee on the terms proposed.

 

(iii)    Two Affected Parties. If an
Illegality under Section 5(b)(i)(1) or a Tax Event occurs and there
are two Affected Parties, each party will use all reasonable efforts to reach
agreement within 30 days after notice thereof is given under Section 6(b)(i) on
action to avoid that Termination Event.

 

(iv)    Right to Terminate. If:—

 

(1)      a transfer under Section 6(b)(ii) or an agreement
under Section 6(b)(iii), as the case may be, has not been effected with
respect to all Affected Transactions within 30 days after an Affected Party
gives notice under Section 6(b)(i); or

 

(2)      an Illegality under Section 5(b)(i)(2), a Credit Event
Upon Merger or an Additional Termination Event occurs, or a Tax Event Upon
Merger occurs and the Burdened Party is not the Affected Party,

 

either party in the case of an
Illegality, the Burdened Party in the case of a Tax Event Upon Merger, any
Affected Party in the case of a Tax Event or an Additional Termination Event if
there is more than one Affected Party, or the party which is not the Affected
Party in the case of a Credit Event Upon Merger or an Additional Termination
Event if there is only one Affected Party may, by not more than 20 days notice
to the other party and provided that the relevant Termination Event is then

 

8

 

continuing, designate a day not
earlier than the day such notice is effective as an Early Termination Date in
respect of all Affected Transactions.

 

(c)           Effect of Designation.

 

(i)      If notice designating an Early Termination Date is given under Section 6(a) or
(b), the Early Termination Date will occur on the date so designated, whether
or not the relevant Event of Default or Termination Event is then continuing.

 

(ii)     Upon the occurrence or effective designation of an Early
Termination Date, no further payments or deliveries under Section 2(a)(i) or
2(e) in respect of the Terminated Transactions will be required to be
made, but without prejudice to the other provisions of this Agreement. The
amount, if any, payable in respect of an Early Termination Date shall be
determined pursuant to Section 6(e).

 

(d)           Calculations.

 

(i)      Statement.  On or as soon as reasonably practicable following the
occurrence of an Early Termination Date, each party will make the calculations
on its part, if any, contemplated by Section 6(e) and will provide to the
other party a statement (1) showing, in reasonable detail, such
calculations (including all relevant quotations and specifying any amount
payable under Section 6(e)) and (2) giving details of the relevant
account to which any amount payable to it is to be paid. In the absence of
written confirmation from the source of a quotation obtained in determining a
Market Quotation, the records of the party obtaining such quotation will be
conclusive evidence of the existence and accuracy of such quotation.

 

(ii)     Payment Date. An
amount calculated as being due in respect of any Early Termination Date under Section 6(e) will
be payable on the day that notice of the amount payable is effective (in the case
of an Early Termination Date which is designated or occurs as a result of an
Event of Default) and on the day which is two Local Business Days after the day
on which notice of the amount payable is effective (in the case of an Early
Termination Date which is designated as a result of a Termination Event). Such
amount will be paid together with (to the extent permitted under applicable
law) interest thereon (before as well as after judgment) in the Termination
Currency, from (and including) the relevant Early Termination Date to (but
excluding) the date such amount is paid, at the Applicable Rate. Such interest
will be calculated on the basis of daily compounding and the actual number of
days elapsed.

 

(e)           Payments on Early
Termination. If an Early
Termination Date occurs, the following provisions shall apply based on the
parties’ election in the Schedule of a payment measure, either “Market
Quotation” or “Loss”, and a payment method, either the “First Method” or the “Second
Method”. If the parties fail to designate a payment measure or payment method
in the Schedule, it will be deemed that “Market Quotation” or the “Second
Method”, as the case may be, shall apply. The amount, if any, payable in
respect of an Early Termination Date and determined pursuant to this Section will
be subject to any Set-off.

 

(i)      Events of Default. If the Early Termination Date results from an Event of
Default:—

 

(1)      First Method and Market Quotation.
If the First Method and Market Quotation apply, the Defaulting Party will pay
to the Non-defaulting Party the excess, if a positive number, of (A) the sum
of the Settlement Amount (determined by the Non-defaulting Party) in respect of
the Terminated Transactions and the Termination Currency Equivalent of the
Unpaid Amounts owing to the Non-defaulting Party over (B) the Termination
Currency Equivalent of the Unpaid Amounts owing to the Defaulting Party.

 

(2)      First Method and Loss. If the
First Method and Loss apply, the Defaulting Party will pay to the
Non-defaulting Party, if a positive number, the Non-defaulting Party’s Loss in
respect of this Agreement.

 

(3)      Second Method and Market Quotation.
If the Second Method and Market Quotation apply, an amount will be payable
equal to (A) the sum of the Settlement Amount (determined by the 

 

9

 

Non-defaulting Party) in respect
of the Terminated Transactions and the Termination Currency Equivalent of the
Unpaid Amounts owing to the Non-defaulting Party less (B) the Termination Currency
Equivalent of the Unpaid Amounts owing to the Defaulting Party. If that amount
is a positive number, the Defaulting Party will pay it to the Non-defaulting
Party; if it is a negative number, the Non-defaulting Party will pay the
absolute value of that amount to the Defaulting Party.

 

(4)      Second Method and Loss. If the
Second Method and Loss apply, an amount will be payable equal to the
Non-defaulting Party’s Loss in respect of this Agreement. If that amount is a positive
number, the Defaulting Party will pay it to the Non-defaulting Party; if it is
a negative number, the Non-defaulting Party will pay the absolute value of that
amount to the Defaulting Party.

 

(ii)     Termination Events. If the Early Termination Date results from a Termination
Event:—

 

(1)      One Affected Party. If there is
one Affected Party, the amount payable will be determined in accordance with Section 6(e)(i)(3),
if Market Quotation applies, or Section 6(e)(i)(4), if Loss applies, except
that, in either case, references to the Defaulting Party and to the
Non-defaulting Party will be deemed to be references to the Affected Party and
the party which is not the Affected Party, respectively, and, if Loss applies
and fewer than all the Transactions are being terminated, Loss shall be
calculated in respect of all Terminated Transactions.

 

(2)      Two Affected Parties. If there
are two Affected Parties:—

 

(A)   if Market Quotation applies, each party will determine a
Settlement Amount in respect of the Terminated Transactions, and an amount will
be payable equal to (I) the sum of (a) one-half of the difference
between the Settlement Amount of the party with the higher Settlement Amount (“X”)
and the Settlement Amount of the party with the lower Settlement Amount (“Y”)
and (b) the Termination Currency Equivalent of the Unpaid Amounts owing to
X less (II) the Termination Currency Equivalent of the Unpaid Amounts
owing to Y; and

 

(B)    if Loss applies, each party will determine its Loss in respect of
this Agreement (or, if fewer than all the Transactions are being terminated, in
respect of all Terminated Transactions) and an amount will be payable equal to
one-half of the difference between the Loss of the party with the higher Loss (“X”)
and the Loss of the party with the lower Loss (“Y”).

 

If the amount payable is a
positive number, Y will pay it to X; if it is a negative number, X will pay the
absolute value of that amount to Y.

 

(iii)    Adjustment for Bankruptcy. In circumstances where an Early Termination Date occurs because
“Automatic Early Termination” applies in respect of a party, the amount
determined under this Section 6(e) will be subject to such
adjustments as are appropriate and permitted by law to reflect any payments or
deliveries made by one party to the other under this Agreement (and retained by
such other party) during the period from the relevant Early Termination Date to
the date for payment determined under Section 6(d)(ii).

 

(iv)    Pre-Estimate. The parties agree that if Market Quotation applies an
amount recoverable under this Section 6(e) is a reasonable
pre-estimate of loss and not a penalty. Such amount is payable for the loss of
bargain and the loss of protection against future risks and except as otherwise
provided in this Agreement neither party will be entitled to recover any
additional damages as a consequence of such losses.

 

10

 

7.             Transfer

 

Subject to Section 6(b)(ii),
neither this Agreement nor any interest or obligation in or under this
Agreement may be transferred (whether by way of security or otherwise) by
either party without the prior written consent of the other party, except
that:—

 

(a)           a party may make such a transfer of this Agreement
pursuant to a consolidation or amalgamation with, or merger with or into, or
transfer of all or substantially all its assets to, another entity (but without
prejudice to any other right or remedy under this Agreement); and

 

(b)           a party may make such a transfer of all or any part of its
interest in any amount payable to it from a Defaulting Party under Section 6(e).

 

Any purported transfer that is
not in compliance with this Section will be void.

 

8.             Contractual Currency

 

(a)           Payment in the Contractual
Currency. Each payment
under this Agreement will be made in the relevant currency specified in this
Agreement for that payment (the  “Contractual
Currency”). To the extent permitted by applicable law, any obligation to make
payments under this Agreement in the Contractual Currency will not be
discharged or satisfied by any tender in any currency other than the
Contractual Currency, except to the extent such tender results in the actual
receipt by the party to which payment is owed, acting in a reasonable manner
and in good faith in converting the currency so tendered into the Contractual Currency,
of the full amount in the Contractual Currency of all amounts payable in
respect of this Agreement. If for any reason the amount in the Contractual
Currency so received falls short of the amount in the Contractual Currency
payable in respect of this Agreement, the party required to make the payment
will, to the extent permitted by applicable law, immediately pay such
additional amount in the Contractual Currency as may be necessary to compensate
for the shortfall. If for any reason the amount in the Contractual Currency so
received exceeds the amount in the Contractual Currency payable in respect of
this Agreement, the party receiving the payment will refund promptly the amount
of such excess.

 

(b)           Judgments. To the extent permitted by applicable law, if any judgment
or order expressed in a currency other than the Contractual Currency is
rendered (i) for the payment of any amount owing in respect of this
Agreement, (ii) for the payment of any amount relating to any early
termination in respect of this Agreement or (iii) in respect of a judgment
or order of another court for the payment of any amount described in (i) or
(ii) above, the party seeking recovery, after recovery in full of the
aggregate amount to which such party is entitled pursuant to the judgment or
order, will be entitled to receive immediately from the other party the amount
of any shortfall of the Contractual Currency received by such party as a
consequence of sums paid in such other currency and will refund promptly to the
other party any excess of the Contractual  Currency received by such party as a
consequence of sums paid in such other currency if such shortfall or such
excess arises or results from any variation between the rate of exchange at
which the Contractual Currency is converted into the currency of the judgment
or order for the purposes of such judgment or order and the rate of exchange at
which such party is able, acting in a reasonable manner and in good faith in converting
the currency received into the Contractual Currency, to purchase the
Contractual Currency with the amount of the currency of the judgment or order
actually received by such party. The term “rate of exchange” includes, without
limitation, any premiums and costs of exchange payable in connection with the purchase
of or conversion into the Contractual Currency.

 

(c)           Separate Indemnities.
To the extent permitted by applicable law, these indemnities constitute separate
and independent obligations from the other obligations in this Agreement, will
be enforceable as separate and independent causes of action, will apply
notwithstanding any indulgence granted by the party to which any payment is
owed and will not be affected by judgment being obtained or claim or proof
being made for any other sums payable in respect of this Agreement.

 

(d)           Evidence of Loss.
For the purpose of this Section 8, it will be sufficient for a party to
demonstrate that it would have suffered a loss had an actual exchange or
purchase been made.

 

11

 

9.             Miscellaneous

 

(a)           Entire Agreement. This Agreement constitutes the entire agreement and understanding
of the parties with respect to its subject matter and supersedes all oral
communication and prior writings with respect thereto.

 

(b)           Amendments. No amendment, modification or waiver in respect of this
Agreement will be effective unless in writing (including a writing evidenced by
a facsimile transmission) and executed by each of the parties or confirmed by
an exchange of telexes or electronic messages on an electronic messaging
system.

 

(c)           Survival of Obligations. Without prejudice to Sections 2(a)(iii) and 6(c)(ii),
the obligations of the parties under this Agreement will survive the
termination of any Transaction.

 

(d)           Remedies Cumulative. Except as provided in this Agreement, the rights, powers,
remedies and privileges provided in this Agreement are cumulative and not
exclusive of any rights, powers, remedies and privileges provided by law.

 

(e)           Counterparts and
Confirmations.

 

(i)      This Agreement (and each amendment, modification and waiver in
respect of it) may be executed and delivered in counterparts (including by
facsimile transmission), each of which will be deemed an original.

 

(ii)     The parties intend that they are legally bound by the terms of
each Transaction from the moment they agree to those terms (whether orally or
otherwise). A Confirmation shall be entered into as soon as practicable and may
be executed and delivered in counterparts (including by facsimile transmission)
or be created by an exchange of telexes or by an exchange of electronic
messages on an electronic messaging system, which in each case will be
sufficient for all purposes to evidence a binding supplement to this Agreement.
The parties will specify therein or through another effective means that any
such counterpart, telex or electronic message constitutes a Confirmation.

 

(f)            No Waiver of Rights. A failure or delay in exercising any right, power or
privilege in respect of this Agreement will not be presumed to operate as a
waiver, and a single or partial exercise of any right, power or privilege will
not be presumed to preclude any subsequent or further exercise, of that right,
power or privilege or the exercise of any other right, power or privilege.

 

(g)           Headings. The headings used in this Agreement are for convenience of
reference only and are not to affect the construction of or to be taken into
consideration in interpreting this Agreement.

 

10.          Offices; Multibranch
Parties

 

(a)           If Section 10(a) is specified in the Schedule as
applying, each party that enters into a Transaction through an Office other
than its head or home office represents to the other party that,
notwithstanding the place of booking office or jurisdiction of incorporation or
organisation of such party, the obligations of such party are the same as if it
had entered into the Transaction through its head or home office. This
representation will be deemed to be repeated by such party on each date on
which a Transaction is entered into.

 

(b)           Neither party may change the Office through which it makes
and receives payments or deliveries for the purpose of a Transaction without
the prior written consent of the other party.

 

(c)           If a party is specified as a Multibranch Party in the
Schedule, such Multibranch Party may make and receive payments or deliveries
under any Transaction through any Office listed in the Schedule, and the Office
through which it makes and receives payments or deliveries with respect to a
Transaction will be specified in the relevant Confirmation.

 

11.          Expenses

 

A Defaulting Party will, on
demand, indemnify and hold harmless the other party for and against all reasonable
out-of-pocket expenses, including legal fees and Stamp Tax, incurred by such
other party by reason of the enforcement and protection of its rights under
this Agreement or any Credit Support Document 

 

12

 

to which the Defaulting Party is
a party or by reason of the early termination of any Transaction, including, but
not limited to, costs of collection.

 

12.          Notices

 

(a)           Effectiveness. Any notice or other communication in respect of this
Agreement may be given in any manner set forth below (except that a notice or
other communication under Section 5 or 6 may not be given by facsimile
transmission or electronic messaging system) to the address or number or in
accordance with the electronic messaging system details provided (see the
Schedule) and will be deemed effective as indicated:—

 

(i)      if in writing and delivered in person or by courier, on the
date it is delivered;

 

(ii)     if sent by telex, on the date the recipient’s answerback is
received;

 

(iii)    if sent by facsimile transmission, on the date that transmission
is received by a responsible employee of the recipient in legible form (it
being agreed that the burden of proving receipt will be on the sender and will
not be met by a transmission report generated by the sender’s facsimile machine);

 

(iv)    if sent by certified or registered mail (airmail, if overseas) or
the equivalent (return receipt requested), on the date that mail is delivered
or its delivery is attempted; or

 

(v)     if sent by electronic messaging system, on the date that
electronic message is received,

 

unless the date of that delivery
(or attempted delivery) or that receipt, as applicable, is not a Local Business
Day or that communication is delivered (or attempted) or received, as
applicable, after the close of business on a Local Business Day, in which case
that communication shall be deemed given and effective on the first following
day that is a Local Business Day.

 

(b)           Change of Addresses. Either party may by notice to the other change the
address, telex or facsimile number or electronic messaging system details at
which notices or other communications are to be given to it.

 

13.          Governing Law and
Jurisdiction

 

(a)           Governing Law. This Agreement will be governed by and construed in
accordance with the law specified in the Schedule.

 

(b)           Jurisdiction. With respect to any suit, action or proceedings relating
to this Agreement (“Proceedings”), each party irrevocably:—

 

(i)      submits to the jurisdiction of the English courts, if this
Agreement is expressed to be governed by English law, or to the non-exclusive
jurisdiction of the courts of the State of New York and the United States
District Court located in the Borough of Manhattan in New York City, if this Agreement
is expressed to be governed by the laws of the State of New York; and

 

(ii)     waives any objection which it may have at any time to the laying
of venue of any Proceedings brought in any such court, waives any claim that
such Proceedings have been brought in an inconvenient forum and further waives
the right to object, with respect to such Proceedings, that such court does not
have any jurisdiction over such party.

 

Nothing in this Agreement
precludes either party from bringing Proceedings in any other jurisdiction (outside,
if this Agreement is expressed to be governed by English law, the Contracting
States, as defined in Section 1(3) of the Civil Jurisdiction and
Judgments Act 1982 or any modification, extension or re-enactment thereof for
the time being in force) nor will the bringing of Proceedings in any one or
more jurisdictions preclude the bringing of Proceedings in any other
jurisdiction.

 

(c)           Service of Process. Each party irrevocably appoints the Process Agent (if any)
specified opposite its name in the Schedule to receive, for it and on its
behalf, service of process in any Proceedings. If for any 

 

13

 

reason any party’s Process Agent
is unable to act as such, such party will promptly notify the other party and
within 30 days appoint a substitute process agent acceptable to the other
party. The parties irrevocably consent to service of process given in the
manner provided for notices in Section 12. Nothing in this Agreement will
affect the right of either party to serve process in any other manner permitted
by law.

 

(d)           Waiver of Immunities. Each party irrevocably waives, to the fullest extent
permitted by applicable law, with respect to itself and its revenues and assets
(irrespective of their use or intended use), all immunity on the grounds of
sovereignty or other similar grounds from (i) suit, (ii) jurisdiction
of any court, (iii) relief by way of injunction, order for specific
performance or for recovery of property, (iv) attachment of its assets (whether
before or after judgment) and (v) execution or enforcement of any judgment
to which it or its revenues or assets might otherwise be entitled in any
Proceedings in the courts of any jurisdiction and irrevocably agrees, to the
extent permitted by applicable law, that it will not claim any such immunity in
any Proceedings.

 

14.          Definitions

 

As used in this Agreement:—

 

“Additional Termination
Event” has the meaning specified in Section 5(b).

 

“Affected Party” has the meaning
specified in Section 5(b).

 

“Affected Transactions” means (a) with
respect to any Termination Event consisting of an Illegality, Tax Event or Tax
Event Upon Merger, all Transactions affected by the occurrence of such
Termination Event and (b) with respect to any other Termination Event, all
Transactions.

 

“Affiliate” means, subject to
the Schedule, in relation to any person, any entity controlled, directly or indirectly,
by the person, any entity that controls, directly or indirectly, the person or
any entity directly or indirectly under common control with the person. For
this purpose, “control” of any entity or person means ownership of a majority
of the voting power of the entity or person.

 

“Applicable Rate” means:—

 

(a)     in respect of obligations payable or
deliverable (or which would have been but for Section 2(a)(iii)) by a
Defaulting Party, the Default Rate;

 

(b)     in respect of an obligation to pay an
amount under Section 6(e) of either party from and after the date (determined
in accordance with Section 6(d)(ii)) on which that amount is payable, the
Default Rate;

 

(c)     in respect of all other obligations payable
or deliverable (or which would have been but for Section 2(a)(iii)) by a
Non-defaulting Party, the Non-default Rate; and

 

(d)     in all other cases, the Termination Rate.

 

“Burdened Party” has the meaning
specified in Section 5(b).

 

“Change in Tax Law” means the
enactment, promulgation, execution or ratification of, or any change in or amendment
to, any law (or in the application or official interpretation of any law) that
occurs on or after the date on which the relevant Transaction is entered into.

 

“consent” includes a consent,
approval, action, authorisation, exemption, notice, filing, registration or exchange
control consent.

 

“Credit Event Upon Merger” has the meaning
specified in Section 5(b).

 

“Credit Support Document” means any agreement
or instrument that is specified as such in this Agreement.

 

“Credit Support Provider” has the meaning
specified in the Schedule.

 

“Default Rate” means a rate per
annum equal to the cost (without proof or evidence of any actual cost) to the
relevant payee (as certified by it) if it were to fund or of funding the
relevant amount plus 1% per annum.

 

14

 

“Defaulting Party” has the meaning
specified in Section 6(a).

 

“Early Termination Date” means the date
determined in accordance with Section 6(a) or 6(b)(iv).

 

“Event of Default” has the meaning
specified in Section 5(a) and, if applicable, in the Schedule.

 

“Illegality” has the meaning
specified in Section 5(b).

 

“Indemnifiable Tax” means any Tax other
than a Tax that would not be imposed in respect of a payment under this
Agreement but for a present or former connection between the jurisdiction of
the government or taxation authority imposing such Tax and the recipient of
such payment or a person related to such recipient (including, without
limitation, a connection arising from such recipient or related person being or
having been a citizen or resident of such jurisdiction, or being or having been
organised, present or engaged in a trade or business in such jurisdiction, or
having or having had a permanent establishment or fixed place of business in
such jurisdiction, but excluding a connection arising solely from such
recipient or related person having executed, delivered, performed its
obligations or received a payment under, or enforced, this Agreement or a
Credit Support Document).

 

“law” includes any
treaty, law, rule or regulation (as modified, in the case of tax matters,
by the practice of any relevant governmental revenue authority) and “lawful” and “unlawful”
will be construed accordingly.

 

“Local Business Day” means, subject to
the Schedule, a day on which commercial banks are open for business (including
dealings in foreign exchange and foreign currency deposits) (a) in
relation to any obligation under Section 2(a)(i), in the place(s) specified
in the relevant Confirmation or, if not so specified, as otherwise agreed by
the parties in writing or determined pursuant to provisions contained, or
incorporated by reference, in this Agreement, (b) in relation to any other
payment, in the place where the relevant account is located and, if different,
in the principal financial centre, if any, of the currency of such payment, (c) in
relation to any notice or other communication, including notice contemplated
under Section 5(a)(i), in the city specified in the address for notice
provided by the recipient and, in the case of a notice contemplated by Section 2(b),
in the place where the relevant new account is to be located and (d) in
relation to Section 5(a)(v)(2), in the relevant locations for performance
with respect to such Specified Transaction.

 

“Loss” means, with
respect to this Agreement or one or more Terminated Transactions, as the case
may be, and a party, the Termination Currency Equivalent of an amount that
party reasonably determines in good faith to be its total losses and costs (or
gain, in which case expressed as a negative number) in connection with this
Agreement or that Terminated Transaction or group of Terminated Transactions,
as the case may be, including any loss of bargain, cost of funding or, at the
election of such party but without duplication, loss or cost incurred as a
result of its terminating, liquidating, obtaining or reestablishing any hedge
or related trading position (or any gain resulting from any of them). Loss
includes losses and costs (or gains) in respect of any payment or delivery required
to have been made (assuming satisfaction of each applicable condition precedent)
on or before the relevant Early Termination Date and not made, except, so as to
avoid duplication, if Section 6(e)(i)(1) or (3) or 6(c)(ii)(2)(A) applies.
Loss does not include a party’s legal fees and out-of-pocket expenses referred
to under Section 11. A party will determine its Loss as of the relevant
Early Termination Date, or, if that is not reasonably practicable, as of the
earliest date thereafter as is reasonably practicable. A party may (but need
not) determine its Loss by reference to quotations of relevant rates or prices
from one or more leading dealers in the relevant markets.

 

“Market Quotation” means, with respect
to one or more Terminated Transactions and a party making the determination, an
amount determined on the basis of quotations from Reference Market-makers. Each
quotation will be for an amount, if any, that would be paid to such party
(expressed as a negative number) or by such party (expressed as a positive
number) in consideration of an agreement between such party (taking into account
any existing Credit Support Document with respect to the obligations of such
party) and the quoting Reference Market-maker to enter into a transaction (the “Replacement
Transaction”) that would have the effect of preserving for such party the
economic equivalent of any payment or delivery (whether the underlying
obligation was absolute or contingent and assuming the satisfaction of each
applicable condition precedent) by the parties under Section 2(a)(i) in
respect of such Terminated Transaction or group of Terminated Transactions that
would, but for the occurrence of the relevant Early Termination Date, have 

 

15

 

been required after that date.
For this purpose, Unpaid Amounts in respect of the Terminated Transaction or group
of Terminated Transactions are to be excluded but, without limitation, any
payment or delivery that would, but for the relevant Early Termination Date,
have been required (assuming satisfaction of each applicable condition
precedent) after that Early Termination Date is to be included. The Replacement
Transaction would be subject to such documentation as such party and the
Reference Market-maker may, in good faith, agree. The party making the
determination (or its agent) will request each Reference Market-maker to
provide its quotation to the extent reasonably practicable as of the same day
and time (without regard to different time zones) on or as soon as reasonably
practicable after the relevant Early Termination Date. The day and time as of
which those quotations are to be obtained will be selected in good faith by the
party obliged to make a determination under Section 6(e), and, if each
party is so obliged, after consultation with the other. If more than three
quotations are provided, the Market Quotation will be the arithmetic mean of
the quotations, without regard to the quotations having the highest and lowest
values. If exactly three such quotations are provided, the Market Quotation
will be the quotation remaining after disregarding the highest and lowest
quotations. For this purpose, if more than one quotation has the same highest
value or lowest value, then one of such quotations shall be disregarded. If
fewer than three quotations are provided, it will be deemed that the Market
Quotation in respect of such Terminated Transaction or group of Terminated
Transactions cannot be determined.

 

“Non-default Rate” means a rate per
annum equal to the cost (without proof or evidence of any actual cost) to the
Non-defaulting Party (as certified by it) if it were to fund the relevant
amount.

 

“Non-defaulting Party” has the meaning
specified in Section 6(a).

 

“Office” means a branch or
office of a party, which may be such party’s head or home office.

 

“Potential Event of
Default” means any event which, with the giving of notice or the
lapse of time or both, would constitute an Event of Default.

 

“Reference Market-makers” means four leading
dealers in the relevant market selected by the party determining a Market
Quotation in good faith (a) from among dealers of the highest credit
standing which satisfy all the criteria that such party applies generally at
the time in deciding whether to offer or to make an extension of credit and (b) to
the extent practicable, from among such dealers having an office in the same city.

 

“Relevant Jurisdiction” means, with respect
to a party, the jurisdictions (a) in which the party is incorporated,
organised, managed and controlled or considered to have its seat, (b) where
an Office through which the party is acting for purposes of this Agreement is
located, (c) in which the party executes this Agreement and (d) in
relation to any payment, from or through which such payment is made.

 

“Scheduled Payment Date” means a date on
which a payment or delivery is to be made under Section 2(a)(i) with
respect to a Transaction.

 

“Set-off” means set-off,
offset, combination of accounts, right of retention or withholding or similar
right or requirement to which the payer of an amount under Section 6 is
entitled or subject (whether arising under this Agreement, another contract,
applicable law or otherwise) that is exercised by, or imposed on, such payer.

 

“Settlement Amount” means, with respect
to a party and any Early Termination Date, the sum of:—

 

(a)     the Termination Currency Equivalent of the
Market Quotations (whether positive or negative) for each Terminated
Transaction or group of Terminated Transactions for which a Market Quotation is
determined; and

 

(b)     such party’s Loss (whether positive or
negative and without reference to any Unpaid Amounts) for each Terminated
Transaction or group of Terminated Transactions for which a Market Quotation
cannot be determined or would not (in the reasonable belief of the party making
the determination) produce a commercially reasonable result.

 

“Specified Entity” has the meaning
specified in the Schedule.

 

16

 

“Specified Indebtedness” means, subject to
the Schedule, any obligation (whether present or future, contingent or
otherwise, as principal or surety or otherwise) in respect of borrowed money.

 

“Specified Transaction” means, subject to
the Schedule, (a) any transaction (including an agreement with respect thereto)
now existing or hereafter entered into between one party to this Agreement (or
any Credit Support Provider of such party or any applicable Specified Entity of
such party) and the other party to this Agreement (or any Credit Support
Provider of such other party or any applicable Specified Entity of such other
party) which is a rate swap transaction, basis swap, forward rate transaction,
commodity swap, commodity option, equity or equity index swap, equity or equity
index option, bond option, interest rate option, foreign exchange transaction, cap
transaction, floor transaction, collar transaction, currency swap transaction,
cross-currency rate swap transaction, currency option or any other similar
transaction (including any option with respect to any of these transactions), (b) any
combination of these transactions and (c) any other transaction identified
as a Specified Transaction in this Agreement or the relevant confirmation.

 

“Stamp Tax” means any stamp,
registration, documentation or similar tax.

 

“Tax” means any present
or future tax, levy, impost, duty, charge, assessment or fee of any nature
(including interest, penalties and additions thereto) that is imposed by any
government or other taxing authority in respect of any payment under this
Agreement other than a stamp, registration, documentation or similar tax.

 

“Tax Event” has the meaning
specified in Section 5(b).

 

“Tax Event Upon Merger” has the meaning
specified in Section 5(b).

 

“Terminated Transactions” means with respect
to any Early Termination Date (a) if resulting from a Termination Event,
all Affected Transactions and (b) if resulting from an Event of Default,
all Transactions (in either case) in effect immediately before the
effectiveness of the notice designating that Early Termination Date (or, if “Automatic
Early Termination” applies, immediately before that Early Termination Date).

 

“Termination Currency” has the meaning
specified in the Schedule.

 

“Termination Currency
Equivalent” means, in respect of any amount denominated in the
Termination Currency, such Termination Currency amount and, in respect of any amount
denominated in a currency other than the Termination Currency (the “Other
Currency”), the amount in the Termination Currency determined by the party
making the relevant determination as being required to purchase such amount of
such Other Currency as at the relevant Early Termination Date, or, if the
relevant Market Quotation or Loss (as the case may be), is determined as of a
later date, that later date, with the Termination Currency at the rate equal to
the spot exchange rate of the foreign exchange agent (selected as provided
below) for the purchase of such Other Currency with the Termination Currency at
or about 11:00 a.m. (in the city in which such foreign exchange agent is
located) on such date as would be customary for the determination of such a
rate for the purchase of such Other Currency for value on the relevant Early
Termination Date or that later date. The foreign exchange agent will, if only
one party is obliged to make a determination under Section 6(e), be selected
in good faith by that party and otherwise will be agreed by the parties.

 

“Termination Event” means an
Illegality, a Tax Event or a Tax Event Upon Merger or, if specified to be applicable,
a Credit Event Upon Merger or an Additional Termination Event.

 

“Termination Rate” means a rate per
annum equal to the arithmetic mean of the cost (without proof or  evidence of any actual cost) to each party (as
certified by such party) if it were to fund or of funding such amounts.

 

“Unpaid Amounts” owing to any party
means, with respect to an Early Termination Date, the aggregate of (a) in
respect of all Terminated Transactions, the amounts that became payable (or
that would have become payable but for Section 2(a)(iii)) to such party
under Section 2(a)(i) on or prior to such Early Termination Date and
which remain unpaid as at such Early Termination Date and (b) in respect
of each Terminated Transaction, for each obligation under Section 2(a)(i) which
was (or would have been but for Section 2(a)(iii)) required to be settled
by delivery to such party on or prior to such Early Termination Date and which
has not been so settled as at such Early Termination Date, an amount equal to
the fair market 

 

17

 

value of that which was (or would
have been) required to be delivered as of the originally scheduled date for
delivery, in each case together with (to the extent permitted under applicable
law) interest, in the currency, of such amounts, from (and including) the date
such amounts or obligations were or would have been required to have been paid
or performed to (but excluding) such Early Termination Date, at the Applicable
Rate. Such amounts of interest will be calculated on the basis of daily
compounding and the actual number of days elapsed. The fair market value of any
obligation referred to in clause (b) above shall be reasonably determined
by the party obliged to make the determination under Section 6(e) or,
if each party is so obliged, it shall be the average of the Termination
Currency Equivalents of the fair market values reasonably determined by both
parties.

 

IN WITNESS WHEREOF the parties
have executed this document on the respective dates specified below with effect
from the date specified on the first page of this document.

 

 

	
   

  	
  BNP PARIBAS S.A.

  	
  CNH EQUIPMENT TRUST 2008-A

  
	
   

  	
  By: Wilmington Trust Company,
  not in  

  
	
   

  	
  its individual capacity but
  solely as Trustee

  
	
   

  	
   

  
	
   

  	
   

  
	
  By:

  	
  /s/ Jane Shahmanesh 

  	
   

  	
  By:

  	
  /s/ J. Christopher Murphy

  
	
  Name: Jane Shahmanesh

  	
   

  	
  Name: J. Christopher Murphy

  
	
  Title: Authorized Signatory

  	
  Title: Financial Services Officer

  
	
  Date:

  	
  Date:

  
	
   

  	
   

  
	
   

  	
   

  
	
  By:

  	
  /s/ Michele Cassidy

  	
   

  	
   

  
	
  Name: Michele Cassidy 

  	
   

  	
   

  
	
  Title: Authorized Signatory

  	
   

  
	
  Date:

  	
   

  
						

 

18

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