Document:

Exhibit 10.11 - 10QSB June 30, 2003

                        ONE YEAR NOTE AND LOAN AGREEMENT

Whereas this is a legally binding note and constitutes the entire agreement
between the borrower, Desert Health Products, Inc., (DHPI) and the Lender Robert
Haveman , dated this 25th day of June , 2003. This agreement will become legally
enforceable from the moment of receipt of loan funds in the amount of $350,000
(Three hundred fifty thousand US Dollars) into DHPI's bank account with wiring
instructions as follows or by check payable to Desert Health Products, Inc.

Bank One Arizona USA
Branch 244
ABA: 1221 00024
Account Name: Desert Health Products, Inc.
Account Number: 2751 0692

This agreement shall remain in force until the above-mentioned sum is completely
repaid to the Lender Robert Haveman , with full applicable interest within the
one-year period Full re-payment is due and payable to lender in one year.

The rate of interest will be 10% (Ten percent) APR to be paid annually. In
addition, the lender will receive a bonus remuneration from the borrower in the
form of 300,000 (Three hundred thousand) shares of Rule144 common stock of DHPI.

The loan period will be for one (1) year from date of signing.

DHPI agrees that at the lender's option at the end of one year the total loan
can be converted to Rule 144 common stock in the company at 80% Eighty percent)
of the bid price on the previous 30 (thirty) day average.

DHPI agrees that at the lender's option the lender can purchase 300,000 (Three
hundred thousand) shares of DHPI common stock at 80% of the bid price anytime
within twenty-four months of the date of this agreement.

DESERT HEALTH PRODUCTS, INC.                    ROBERT HAVEMAN

S/S Johnny Shannon         6/25/03              S/S Robert Haveman       6/25/03
----------------------------------              --------------------------------
Johnny Shannon, President     Date              Signature                   DateExhibit 10.12

                                OPTION AGREEMENT

      This Option Agreement is made this 16th day of June, 2003, between DESERT
HEALTH PRODUCTS, INC., an Arizona corporation ("Desert Health") and ParTrusT
"Beheer" B.V., a Netherlands corporation ("ParTrusT").

                                    RECITALS

      A. Desert Health and ParTrusT are parties to an Agreement for the Issuance
and Sale of Stock of even date herewith (the "Sale Agreement") pursuant to which
ParTrusT has agreed to purchase, and Desert Health has agreed to issue and sell,
on the terms and conditions set forth therein, certain shares of Desert Health's
Preferred Stock.

      B. Pursuant to the Sale Agreement, Desert Health has agreed to grant
ParTrusT the right to cause the shares acquired thereunder to be repurchased by
Desert Health under certain terms and ParTrusT has agreed to grant Desert Health
the right to repurchase the shares acquired thereunder under certain terms and
conditions. This Agreement is intended to create such rights and to set forth
the terms and conditions under which they may be exercised.

      NOW THEREFORE, in consideration of the mutual agreements, covenants and
provisions herein contained, the parties agree as follows:

      1. DEFINITIONS.

      Capitalized terms used in this Agreement and not otherwise defined herein
have the meaning ascribed to them in the Sale Agreement. In addition, the
following terms when capitalized have the following meanings:

      (a) "CALL OPTION" means Desert Health's right to require ParTrusT, on the
terms and conditions set forth herein, to resell some or all of the Shares to
Desert Health.

      (b) "CALL NOTICE" means a written notice from Desert Health to ParTrusT
demanding that ParTrusT sell the number of Shares specified in the Call Notice.

Exhibit 10.12 - 10QSB June 30, 2003

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      (c) "EXERCISE PRICE" means the price payable upon exercise of the Put
Option or Call Option, which shall be $1.00 per share.

      (d) "PUT OPTION" means ParTrusT's right to require Desert Health, on the
terms and conditions set forth herein, to repurchase any of the Shares then
owned by ParTrusT.

      (e) "PUT NOTICE" means a written notice from ParTrusT to Desert Health
demanding that Desert Health purchase the number of Shares specified in the Put
Notice.

      (f) "PUT PERIOD" means the 180 day period following the second anniversary
of the date of this agreement.

      (g) "SALE AGREEMENT" means the Agreement for the Issuance and Sale of
Stock of even date herewith between ParTrusT and Desert Health.

      (h) "SHARES" means only those certain Preferred Shares of stock of Desert
Health issued to ParTrusT pursuant to the Sale Agreement.

      2. RIGHT TO PUT SHARES

      (a) GRANT OF RIGHT. Desert Health hereby grants ParTrusT the Put Option.

      (b) TIME OF EXERCISE. ParTrusT may exercise the Put Option only during the
Put Period.

      (c) MANNER OF EXERCISE. ParTrusT may exercise the Put Option by delivering
to Desert Health the Put Notice. The Put Notice will be effective only if
delivered during the Put Period. Only one Put Notice shall be effective, and the
issuance of the first effective Put Notice shall terminate the Put Option as to
any Shares then owned by ParTrusT not specified in the Put Notice. ParTrusT's
exercise of the Put Option shall obligate Desert Health to repurchase from
ParTrusT all shares covered by the Put Notice, by proceeding with its
obligations at closing hereunder.

      (d) CLOSING OF PURCHASE. The closing of the purchase by Desert Health of
Shares pursuant to the exercise of the Put Option shall be held at the offices
of Desert Health on a date agreed to by Desert Health and ParTrusT, but

Exhibit 10.12 - 10QSB June 30, 2003

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not later than ninety days after delivery by ParTrusT to Desert Health of the
Put Notice. At the closing:

      (i) ParTrusT will deliver to Desert Health the certificates representing
the Shares to be purchased, duly endorsed for transfer or accompanied by stock
powers.

      (ii) ParTrusT will provide Desert Health with certification in a form
acceptable to Desert Health's counsel that the Shares conveyed are free and
clear of all liens, encumbrances, charges and other claims.

      (iii) Desert Health shall pay the Purchase Price to ParTrusT in
immediately available funds (i.e., cash or cash equivalents).

      3. RIGHT TO CALL SHARES.

      (a) GRANT OF OPTION. ParTrusT hereby grants to Desert Health the Call
Option.

      (b) TIME OF EXERCISE OF OPTION. The Call Option may be exercised in whole
or in part by Desert Health at any time or times through and including the
second anniversary of the date of this Agreement.

      (c) METHOD OF EXERCISE. The Call Option shall be exercised by delivery of
a Call Notice to the ParTrusT which specifies the number of Shares with respect
to which the Call Option is being exercised..

      (d) CLOSING OF PURCHASE. The closing of any purchase of shares pursuant to
exercise of the Call Option shall be held at the offices of Desert Health on a
date agreed to by Desert Health and ParTrusT, but not later than ninety days
after delivery by Desert Health to ParTrusT of the Call Notice relating to the
Shares to be purchased. At the closing:

      (i) ParTrusT will deliver to Desert Health the certificates representing
the Shares to be purchased, duly endorsed for transfer or accompanied by stock
powers.

      (ii) ParTrusT will provide Desert Health with certification in a form
acceptable to Desert Health's counsel that the Shares conveyed are free and
clear of all liens, encumbrances, charges and other claims.

Exhibit 10.12 - 10QSB June 30, 2003

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      (iii) Desert Health will deliver the Purchase Price to ParTrusT in
immediately available funds.

      4. MISCELLANEOUS.

      (a) NO INCONSISTENT AGREEMENTS. If Desert Health enters into any agreement
which grants to any holders rights to purchase securities, or to require
repurchase by Desert Health of securities, during the term of this Agreement
which rights conflict directly with those of ParTrusT under this Agreement, the
terms of this Agreement shall be superior in resolving such conflicts.

      (b) REMEDIES. Each party shall be entitled to specific enforcement of its
rights under this Agreement, to recover damages caused by reason of any breach
of any provision of this Agreement and to exercise all other rights granted by
law. Venue for any action hereunder shall be in a court of competent
jurisdiction located in the State of Arizona. In the event Desert Health fails
to tender the purchase price required upon ParTrusT's proper exercise of the Put
Option, ParTrusT may, at its election, convert the shares subject to such Put
Option to common stock of Desert Health at 80% of the prior 31 day average bid
price for such stock.

      (c) AMENDMENTS AND WAIVERS. Except as otherwise provided herein, the
provisions of this Agreement may be amended or waived only upon the prior
written consent of Desert Health and ParTrusT.

      (d) SUCCESSORS AND ASSIGNS. All covenants and agreements in this Agreement
by or on behalf of any of the parties hereto will bind and inure to the benefit
of the respective successors and permitted assigns.

      (e) SEVERABILITY. Whenever possible, each provision of this Agreement will
be interpreted in such manner as to be effective and valid under applicable law,
but if any provision of this Agreement is held to be prohibited by or invalid
under applicable law, such provision will be ineffective only to the extent of
such prohibition or invalidity, without invalidating the remainder of this
Agreement.

      (f) COUNTERPARTS. This Agreement may be executed in counterparts, each of
which shall be deemed an original, but all of which together shall constitute
one and the same instrument.

Exhibit 10.12 - 10QSB June 30, 2003

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      (g) DESCRIPTIVE HEADINGS. The captions and descriptive headings of this
Agreement are inserted for convenience only and do not constitute a part of this
Agreement.

      (h) GOVERNING LAW. The corporate law of Arizona will govern all issues
concerning the internal governance of Desert Health and the relative rights of
Desert Health and its shareholders in connection therewith. All other questions
concerning the construction, validity and interpretation of this Agreement and
the exhibits and schedules hereto will be governed by the laws of Arizona
without regard to choice of law principles which would require the application
of the laws of any other jurisdiction.

      (i) ENTIRE AGREEMENT. This Agreement, together with the Sale Agreement,
constitutes the entire agreement between the parties hereto and supersedes all
prior agreements, representations, warranties, statements, promises,
information, arrangements and understandings, whether oral or written, express
or implied, with respect to the subject matter hereof.

      (j) NOTICES. Any and all notices and other communications hereunder shall
be in writing addressed to the parties at the addresses specified below or such
other addresses as either party may direct by notice given in accordance with
this section, and shall be delivered in one of the following manners (i) by
personal delivery, in which case notice shall be deemed to have been duly given
when delivered; (ii) by certified mail, return receipt requested, with postage
prepaid, in which case notice shall be deemed to have been duly given on the
date indicated on the return receipt; or (iii) by reputable delivery service
(including, by way of example and not limitation, Federal Express, UPS and DHL)
which makes a record of the date and time of delivery, in which case notice
shall be deemed to have been duly given on the date indicated on the delivery
service's record of delivery:

       If to ParTrusT, to:

       PARTRUST "BEHEER" B.V.
       Attention: Paul Spee
       Stadionstraat 13/4
       4815 NC Breda

       If to Desert Health, to:

       DESERT HEALTH PRODUCTS, INC.
       Attention: Johnny Shannon
       8221 E. Evans Road
       Scottsdale, AZ 8560

Exhibit 10.12 - 10QSB June 30, 2003

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      IN WITNESS WHEREOF, the parties hereto have duly executed this Agreement
as of the day and year first above written.

DESERT HEALTH PRODUCTS, INC.                     PARTRUST "BEHEER" B.V.

By:  S/S Johnny Shannon                          By:   S/S Paul Spee
  ---------------------------                       ----------------------------
 Its:  President                                  Its:    President
     ------------------------                         --------------------------

Exhibit 10.12 - 10QSB June 30, 2003

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