Document:

Amendment No. 1 To Amended and Restated Credit Agreement

 Exhibit 4.27 
  
 EXECUTION COPY 
  
 AMENDMENT NO. 1 TO AMENDED AND RESTATED CREDIT AGREEMENT 
  
 This Amendment No. 1 to Amended and Restated Credit Agreement (this “Amendment”) is entered into as of November 5, 2004, by and among
Midas International Corporation, a Delaware corporation, and the other borrowers listed on the signature pages hereto (collectively, the “Borrowers” and individually, a “Borrower”), the Lenders and Bank One, NA, as
LC Issuer, Swing Line Lender and Agent (the “Agent”). 
  
 RECITALS 
  
 A. The Borrowers, the lenders
party thereto (the “Lenders”), the Agent, National City Bank of Michigan/Illinois, as syndication agent, and LaSalle Bank National Association, as documentation agent, are party to that certain Amended and Restated Credit Agreement
dated as of March 16, 2004 (the “Credit Agreement”). Unless otherwise specified herein, capitalized terms used in this Amendment shall have the meanings ascribed to them by the Credit Agreement. 
  
 B. The Borrowers have requested that the Agent and the Lenders amend the
Credit Agreement. 
  
 C. The Agent and the Lenders are willing to
amend the Credit Agreement on the terms and conditions set forth below. 
  
 NOW, THEREFORE, in consideration of the mutual execution hereof and other good and valuable consideration, the parties hereto agree as follows: 
  
 1. Amendments to Credit Agreement. 
  
 (a) Article I of the Credit Agreement is hereby amended by: 
  
 (i) deleting the definition of “Consolidated Excess Cash Flow” in its entirety. 
  
 (ii) inserting the following defined terms in alphabetical
order: 
  
 ““EMB Asset Sale” means, collectively,
the sale by the applicable Loan Parties of the following assets in connection with the Loan Parties’ exit from the exhaust manufacturing business: (1) the real and personal property related to the exhaust distribution facilities located at 4101
W. 42nd Place and 4235 W. 42nd Place, Chicago, Illinois, together with the unimproved real property located at 4316-4330 S. Keeler, Chicago, Illinois, (2) the real and personal property related to the exhaust manufacturing facility located at
339-345 Grant Street, Hartford, Wisconsin, (3) all interests in the “pipe bending” business of Huth, Inc. 

 
and the real and personal property related thereto located at 339-345 Grant Street, Hartford, Wisconsin and (4) certain raw materials and inventory related
to the foregoing.” 
  
 ““Retail Store
Restructuring” means the closing, sale and/or re-franchising of certain retail stores owned by the Loan Parties. 
  
 (iii) deleting the following definition in its entirety and replacing it with the following: 
  
 ““Consolidated EBITDA” means, Consolidated Net Income
plus, (a) to the extent deducted from revenues in determining Consolidated Net Income, (i) Consolidated Interest Expense, (ii) expense for income taxes paid or accrued, (iii) depreciation, (iv) amortization, (v) with respect to fiscal
year 2004 only, special charges related to the prepayment of Indebtedness of the Loan Parties in an aggregate amount not to exceed $4,700,000, (vi) special charges and extraordinary losses associated with the EMB Asset Sale in an aggregate amount
not to exceed $12 million and (vii) special charges and extraordinary losses associated with the Retail Store Restructuring in an aggregate amount not to exceed $6 million and minus, (b) to the extent included in Consolidated Net
Income, (i) extraordinary gains realized other than in the ordinary course of business and (ii) any gains realized in connection with the EMB Asset Sale and/or the Retail Store Restructuring to the extent realized subsequent to the incurrence of the
special charges and extraordinary losses described in clauses (vi) and (vii) above, all calculated for Parent and its Subsidiaries on a consolidated basis.” 
  
 (iv) amending the definition of “Permitted Dispositions” by inserting the word “and”
immediately before clause (h), by deleting the word “and” immediately prior to clause letter (i) and deleting clause letter (i) in its entirety (including subclauses (i) and (ii) thereof). 
  
 (b) Section 2.2 of the Credit Agreement is hereby amended by
deleting the payment schedule contained therein in its entirety and replacing it with the following: 
  

						
	 PAYMENT DATE

	  	 	  	AMOUNT

	 December 31, 2004
	  	 	  	$	1,500,000
	 April 1, 2005
	  	 	  	$	1,500,000
	 July 1, 2005
	  	 	  	$	1,500,000
	 September 30, 2005
	  	 	  	$	1,500,000
	 December 30, 2005
	  	 	  	$	1,500,000
	 March 31, 2006
	  	 	  	$	1,500,000
	 June 30, 2006
	  	 	  	$	1,500,000
	 September 29, 2006
	  	 	  	$	1,500,000
	 December 29, 2006
	  	 	  	$	1,500,000
	March 16, 2007	  	 	  	$	42,750,000
	 	  	or the then outstanding principal balance of the Term Loan

  

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 (c) Section 2.10(b)(i) of the Credit Agreement is hereby amended by deleting the text of
Section 2.10(b)(i) in its entirety and replacing it with the following: “[Intentionally Omitted]”. 
  
 (d) Section 2.10(b)(ii) of the Credit Agreement is hereby amended by inserting the following proviso at the end of such section:

  
 “; provided, that in any event,
the Borrowers shall not be required to make any such prepayment at the end of any of the first three fiscal quarters of each fiscal year of Parent unless the aggregate of such excess Net Available Proceeds which has not previously been prepaid by
Borrowers in such fiscal year is greater than or equal to $250,000”. 
  
 (e) Section 2.10(b) of the Credit Agreement is hereby amended by inserting the following proviso at the end of the first sentence of the penultimate paragraph of such section: 
  
 “; provided, that notwithstanding the foregoing,
the first $15,500,000 of Net Available Proceeds arising in connection with the EMB Asset Sale shall be applied as follows: (1) the first $2,500,000 of such Net Available Proceeds shall be applied to the prepayment of the Term Loan, with such amounts
applied to remaining installments thereof in inverse order of maturity, (2) the next $5,000,000 of such Net Available Proceeds shall be applied to the repayment of outstanding Revolving Credit Loans and (3) (A) 50% of the remaining amount of such
Net Available Proceeds shall be applied to the prepayment of the Term Loan, with such amounts applied to remaining installments thereof in inverse order of maturity and (B) 50% of the remaining amount of such Net Available Proceeds shall be applied
to the repayment of outstanding Revolving Credit Loans”. 
  
 (f) Section 2.10(b) of the Credit Agreement is hereby amended by deleting the text “Section 2.10(b)(i) and (iii)” contained in the first sentence of the third from the last paragraph of such section and
replacing it with the text: “Section 2.10(b)(iii)”. 
  
 (g) Section 4.2 of the Credit Agreement is hereby amended by inserting the text “and (c)” immediately after the text “Section 4.2(a) and (b)” contained in the last paragraph of such section.

  
 (h) Section 6.10 of the Credit Agreement is
hereby amended by deleting such section in its entirety and replacing it with the following: 
  
 “Section 6.10. Dividends; Share Repurchases. Parent will not, nor will it permit any of its Subsidiaries to, declare or pay
any dividends or make any distributions on its capital stock (other than dividends payable in its own capital stock) or redeem, repurchase or otherwise acquire or retire any of its capital stock at any time outstanding, except that (a) any
Wholly-Owned Subsidiary may declare and pay dividends or make distributions to a Borrower and (b) 

  

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Parent may repurchase its capital stock so long as (i) the Fixed Charge Coverage Ratio calculated pursuant to Section 6.26.1 is greater than or equal to 1.10
to 1.0 both prior to and after giving effect to such repurchase (determined on a pro forma basis as of the last day of the most recent fiscal quarter of Parent for which financial statements are available) and (ii) no Default or Unmatured Default
has occurred and is continuing or would result therefrom.” 
  
 (i) Section 6.13 of the Credit Agreement is hereby amended by inserting the following new clause (e): 
  
 “(e) The EMB Asset Sale.” 
  
 (j) Section 6.16 of the Credit Agreement is hereby amended by deleting the text in such section in its entirety and replacing it with the
following: “[Intentionally Omitted]”. 
  
 (k) Section 6.23 of the Credit Agreement is hereby amended by deleting clause (y) contained therein and replacing it with the following: 
  
 “(y) Sale and Leaseback Transactions involving the facilities described in clauses (1) and/or (2) of the definition of “EMB
Asset Sale”.” 
  
 (l) Section 6.26.1 of
the Credit Agreement is hereby amended by inserting the following text immediately after the text “plus (vi) dividends paid in cash,” contained in such section: 
  
 “plus (vii) expenditures for the repurchase of capital stock of Parent,
plus (viii) cash expenditures made (when paid) in connection with the EMB Asset Sale and the Retail Store Restructuring to the extent such expenditures are included in the “special charges and extraordinary losses” described
in clauses (vi) or (vii) of the definition of “Consolidated EBITDA””. 
  
 (m) Section 6.26.3 of the Credit Agreement is hereby amended by deleting such section in its entirety and replacing it with the following:

  
 “6.26.3 Minimum Tangible Net
Worth. Parent will at all times maintain Consolidated Tangible Net Worth of not less than the sum of (a) $30,300,000, plus (b) 50% of positive Consolidated Net Income earned in each fiscal quarter ending on or after the date of
determination beginning with the fiscal quarter ending April 3, 2004 (provided, that in determining Consolidated Net Income earned in any fiscal quarter for purposes of this section there shall be excluded from such determination any special
charges and extraordinary losses associated with the EMB Asset Sale and the Retail Store Restructuring), minus (c) any special charges and extraordinary losses (determined on an after-tax basis) incurred by Parent and its Subsidiaries in
connection with the EMB Asset Sale up to an aggregate amount not to exceed $12 million, as such amount is recalculated by Parent (and confirmed by Agent) in order to give effect to the actual tax benefit to Parent and its Subsidiaries with respect
to such charges and losses, minus (d) any special charges and extraordinary losses (determined on an after-tax basis) incurred by Parent and its Subsidiaries in connection with the Retail Store Restructuring up to an aggregate amount not to
exceed $6 million, as such amount is recalculated by Parent (and 

  

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confirmed by Agent) in order to give effect to the actual tax benefit to Parent and its Subsidiaries with respect to such charges and losses.”

  
 (n) Section 9.5 of the Credit Agreement is
hereby amended by deleting the text “Sections 9.6, 9.10 and 10.11” in its entirety and replacing it with the text “Sections 9.5.1, 9.9 and 10.12”. 
  
 (o) Section 9.5.1(b) of the Credit Agreement is hereby amended by deleting the text “Section
9.6” contained in the last sentence thereof and replacing it with the text “Section 9.5.1”. 
  
 (p) Section 10.1 of the Credit Agreement is hereby amended by deleting such section in its entirety and replacing it with the following:

  
 “10.1 USA PATRIOT ACT.
Each Lender hereby notifies the Borrowers that pursuant to the requirements of the USA Patriot Act (Title III of Pub. L. 107-56 (signed into law October 26, 2001)) (the “Act”), it is required to obtain, verify and record
information that identifies each Borrower, which information includes the name and address of each Borrower and other information that will allow such Lender to identify such Borrower in accordance with the Act.” 
  
 (q) Section 12.3.2 of the Credit Agreement is hereby amended
by deleting such section in its entirety and replacing it with the following: 
  
 “12.3.3 Consents. The consent of the Borrower Representative shall be required prior to an assignment becoming effective unless the Purchaser is a Lender, an Affiliate of a Lender or an Approved Fund,
provided that the consent of the Borrower Representative shall not be required if a Default has occurred and is continuing or in connection with the physical settlement of a credit derivative transaction. The consent of the Agent shall be required
prior to an assignment becoming effective unless the Purchaser is a Lender with a Revolving Credit Commitment (in the case of an assignment of a Revolving Credit Commitment) or is a Lender, an Affiliate of a Lender or an Approved Fund (in the case
of an assignment of any other Commitment or Loans). The consent of the LC Issuer shall be required prior to an assignment of a Commitment becoming effective. Any consent required under this Section 12.3.2 shall not be unreasonably withheld or
delayed.” 
  
 (r) Section 12.4 of the Credit
Agreement is hereby amended by deleting the text “Section 9.11” contained therein and replacing it with the text “Section 9.10”. 
  
 (s) The Pricing Schedule to the Credit Agreement is hereby amended and restated in its entirety as set forth
on Schedule 1 hereto. 
  
 2. Representations and Warranties of
the Borrowers. Each Borrower represents and warrants that: 
  
 (a) The execution, delivery and performance by such Borrower of this Amendment have been duly authorized by all necessary corporate action and that this 

  

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Amendment is a legal, valid and binding obligation of such Borrower enforceable against such Borrower in accordance with its terms, except as the enforcement
thereof may be subject to (i) the effect of any applicable bankruptcy, insolvency, reorganization, moratorium or similar law affecting creditors’ rights generally and (ii) general principles of equity (regardless of whether such enforcement is
sought in a proceeding in equity or at law); 
  
 (b) Each of the representations and warranties contained in the Credit Agreement is true and correct in all material respects on and as of the date hereof as if made on the date hereof, except to the extent that any such representation or
warranty is stated to relate solely to an earlier date, in which case such representation or warranty shall have been true and correct on and as of such earlier date; and 
  
 (c) After giving effect to this Amendment, no Default or Unmatured Default has occurred and is continuing.

  
 3. Effective Date. This Amendment shall become
effective upon satisfaction of the following conditions: 
  
 (a) Executed Amendment. Receipt by the Agent of duly executed counterparts of this Amendment from the Borrowers and each Lender. 
  
 (b) Fee Letter. Receipt by the Agent of a Fee Letter executed by the Borrowers and the payment by the
Borrowers to the Agent of the fees required to be paid to Agent as set forth therein. 
  
 (c) Amendment Fee. The Borrowers shall have paid to the Agent, for the benefit of the Lenders party hereto, an amendment fee in an
amount equal to 12.5 basis points on each such Lender’s Commitment. 
  
 4. Reference to and Effect Upon the Credit Agreement. 
  
 (a) The Credit Agreement and the other Loan Documents shall remain in full force and effect, and the execution, delivery and effectiveness
of this Amendment shall not operate as a waiver or forbearance of any Default or Unmatured Default or any right, power or remedy of the Agent or any Lender under the Credit Agreement or any of the other Loan Documents, or constitute a consent,
waiver or modification with respect to any provision of the Credit Agreement or any of the other Loan Documents, and each Borrower hereby fully ratifies and affirms each Loan Document to which it is a party. 
  
 (b) Upon the effectiveness of this Amendment, each reference
in the Credit Agreement to “this Agreement,” “hereunder,” “hereof,” “herein” or words of similar import shall mean and be a reference to the Credit Agreement as amended hereby. 
  
 5. Costs and Expenses. The Borrowers hereby affirm their joint and
several obligation under Section 9.5.1 of the Credit Agreement to reimburse the Agent for all reasonable costs and out-of-pocket expenses paid or incurred by the Agent in connection with the preparation, negotiation, execution and delivery of this
Amendment, including but not limited to the reasonable fees and expenses of attorneys for the Agent with respect thereto. 
  

 - 6 - 

 6. GOVERNING LAW. THIS AMENDMENT SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE
INTERNAL LAWS (AS OPPOSED TO CONFLICTS OF LAWS PROVISIONS) OF THE STATE OF ILLINOIS BUT GIVING EFFECT TO FEDERAL LAWS APPLICABLE TO NATIONAL BANKS. 
  
 7. Headings. Section headings in this Amendment are included herein for convenience of reference only and shall not constitute a part of this
Amendment for any other purposes. 
  
 8. Counterparts. This
Amendment may be executed in any number of counterparts, each of which when so executed shall be deemed an original but all such counterparts shall constitute one and the same instrument. 
  
 9. Reaffirmation of Guaranty. Each of the Guarantors and the Canadian Guarantors hereby reaffirms its obligations
under the Guaranty and the Canadian Guaranty, respectively. 
  
 [signature pages follow] 
  

 - 7 - 

 IN WITNESS WHEREOF, the parties have executed this Amendment as of the date and year first above written.

  

			
	BORROWERS:
	
	 MIDAS INTERNATIONAL CORPORATION, a Delaware corporation, individually and as Borrower Representative

		
	By:	 	/s/    D. MATRE        
	 Its:
	 	Vice President and Treasurer
	
	 DEALERS WHOLESALE, INC.

		
	By:	 	/s/    D. MATRE        
	 Its:
	 	Vice President and Treasurer
	
	 INTERNATIONAL PARTS CORPORATION

		
	By:	 	/s/    D. MATRE        
	 Its:
	 	Vice President and Treasurer
	
	 MUFFLER CORPORATION OF AMERICA

		
	By:	 	/s/    D. MATRE        
	 Its:
	 	Vice President and Treasurer
	
	 HUTH, INC.

		
	By:	 	/s/    D. MATRE        
	 Its:
	 	Vice President and Treasurer

  

			
	 MIDAS PROPERTIES INC.

		
	By:	 	/s/    D. MATRE        
	 Its:
	 	Vice President and Treasurer
	
	 MIDAS REALTY CORPORATION

		
	By:	 	/s/    D. MATRE        
	 Its:
	 	Vice President and Treasurer
	
	 COSMIC HOLDINGS LLC

		
	By:	 	/s/    D. MATRE        
	 Its:
	 	Vice President and Treasurer
	
	 COSMIC HOLDINGS CORPORATION

		
	By:	 	/s/    D. MATRE        
	 Its:
	 	Vice President and Treasurer
	
	GUARANTORS:
	
	 MIDAS, INC.

		
	By:	 	/s/    D. MATRE        
	 Its:
	 	Vice President and Treasurer

  

			
	 MIDAS ILLINOIS INC.

		
	By:	 	/s/    D. MATRE        
	 Its:
	 	Vice President and Treasurer
	
	 PROGRESSIVE AUTOMOTIVE SYSTEMS, INC.

		
	By:	 	/s/    D. MATRE        
	 Its:
	 	Vice President and Treasurer
	
	MIDAS INTERNATIONAL CORPORATION, a Wyoming corporation
		
	By:	 	/s/    D. MATRE        
	 Its:
	 	Vice President and Treasurer
	
	 PARTS WAREHOUSE, INC.

		
	By:	 	/s/    D. MATRE        
	 Its:
	 	Vice President and Treasurer
	
	 MIDAS CANADA INC.

		
	By:	 	/s/    D. MATRE        
	 Its:
	 	Vice President and Treasurer

  

			
	 MIDAS CANADA HOLDINGS LIMITED

		
	By:	 	/s/    D. MATRE        
	 Its:
	 	Vice President and Treasurer
	
	 MIDAS REALTY CORPORATION OF CANADA INC.

		
	By:	 	/s/    D. MATRE        
	 Its:
	 	Vice President and Treasurer

  

			
	LENDERS:
	
	 BANK ONE, NA, individually and as Agent

		
	By:	 	 
	 Its:
	 	 
	
	 NATIONAL CITY BANK OF THE MIDWEST (f/k/a National City Bank of Michigan/Illinois)

		
	By:	 	/s/    RICHARD MICHALIK        
	 Its:
	 	SVP
	
	 One North Franklin St., 36th Floor
 Chicago, IL 60606
 Attention: Richard Michalik, SVP
 Telephone: 312-384-4650
 FAX:
312-240-0301

	
	 LASALLE BANK NATIONAL ASSOCIATION

		
	By:	 	/s/    MEGHAN SCHULTZ        
	 Its:
	 	Officer
	
	 HARRIS TRUST AND SAVINGS BANK

		
	By:	 	/s/    MARK W. PIEKOS        
	 Its:
	 	Vice President
	
	 BANK OF AMERICA, N.A.

		
	By:	 	/s/    Illegible        
	 Its:
	 	Senior Vice President

  

			
	 THE PROVIDENT BANK

		
	By:	 	/s/    RICHARD MICHALIK        
	 Its:
	 	SVP
	
	 One North Franklin St., 36th Floor
 Chicago, IL 60606
 Attention: Richard Michalik, SVP
 Telephone: 312-384-4650
 FAX:
312-240-0301

  

 Schedule 1 
  
 PRICING SCHEDULE 
  

													
	 APPLICABLE MARGIN

	  	 LEVEL I
 STATUS

	 	 	 LEVEL II
 STATUS

	 	 	 LEVEL III
 STATUS

	 	 	 LEVEL IV
 STATUS

	 
	 Eurodollar Revolving Credit Loan Rate
	  	1.75	%	 	2.00	%	 	2.25	%	 	2.50	%
	 Eurodollar Term Loan Rate
	  	2.00	%	 	2.25	%	 	2.50	%	 	2.75	%
	 Floating Rate
	  	0.00	%	 	0.50	%	 	0.75	%	 	1.00	%
					
	 APPLICABLE FEE RATE

	  	 LEVEL I
 STATUS

	 	 	 LEVEL II
 STATUS

	 	 	 LEVEL III
 STATUS

	 	 	 LEVEL IV
 STATUS

	 
	 Commitment Fee
	  	0.25	%	 	0.375	%	 	0.375	%	 	0.50	%
	 LC Fee
	  	1.75	%	 	2.00	%	 	2.25	%	 	2.50	%

  
 For the purposes of this Schedule, the
following terms have the following meanings, subject to the final paragraph of this Schedule: 
  
 “Financials” means the annual or quarterly financial statements of the Parent delivered pursuant to Section 6.1(i) or (ii). 
  
 “Level I Status” exists at any date if, as of the last day of the fiscal quarter of the Parent referred to in the
most recent Financials, the Leverage Ratio is less than 1.50 to 1.00. 
  
 “Level II Status” exists at any date if, as of the last day of the fiscal quarter of the Parent referred to in the most recent Financials, (i) the Parent has not qualified for Level I Status and (ii) the Leverage Ratio is less
than 2.00 to 1.00. 
  
 “Level III Status” exists at any
date if, as of the last day of the fiscal quarter of the Parent referred to in the most recent Financials, (i) the Parent has not qualified for Level I Status or Level II Status and (ii) the Leverage Ratio is less than 2.50 to 1.00. 
  
 “Level IV Status” exists at any date if the Parent has not
qualified for Level I Status, Level II Status or Level III Status. 
  
 “Status” means either Level I Status, Level II Status, Level III Status or Level IV Status. 
  
 The Applicable Margin and Applicable Fee Rate shall be determined in accordance with the foregoing table based on the Parent’s Status as reflected in
the then most recent Financials. Adjustments, if any, to the Applicable Margin or Applicable Fee Rate shall be effective five Business Days after the Agent has received the applicable Financials. If Parent fails to deliver the Financials to the
Agent at the time required pursuant to Section 6.1, then the Applicable Margin and Applicable Fee Rate shall be the highest Applicable Margin and Applicable Fee Rate set forth in the foregoing table until five days after such Financials are
so delivered.Third Amendment To Rights Agreement

 Exhibit 4.28 
  
 THIRD AMENDMENT TO RIGHTS AGREEMENT 
  

Third Amendment, dated as of November 9, 2004 (this “Amendment”), to Rights Agreement, dated as of December 31, 1997 (the “Rights
Agreement”), between Midas, Inc., a Delaware corporation (the “Company”), and EquiServe Trust Company, N.A., a national banking association (the “Rights Agent”). 
  
 W I T N E S S E T H: 
  
 WHEREAS, the Board of Directors of the Company, at a meeting held on November 9, 2004 and based in part on the recommendation of the Company’s
financial advisors, has determined that it is advisable and in the best interest of the Company to amend the Rights Agreement to increase the thresholds set forth in Sections 1(a) and 3(a) from 15.0% to 20.0%; 
  
 WHEREAS, at the date of this Amendment, the Distribution Date has not
occurred and there is no Acquiring Person; and 
  
 WHEREAS, in
compliance with Section 27 of the Rights Agreement, the Company and the Rights Agent are willing to amend the Rights Agreement as hereinafter set forth, and the Company and the Rights Agent have each executed and delivered this Amendment.

  
 NOW, THEREFORE, in consideration of the Rights Agreement and
the mutual agreements herein set forth, the parties hereby agree as follows: 
  
 1. Section 1(a) of the Rights Agreement is hereby amended and restated to read as follows: 
  
 “(a) Acquiring Person” shall mean any Person who or which, together with all Affiliates and Associates of such Person, shall be the Beneficial
Owner of 20.0% or more of the shares of Common Stock then outstanding, but shall not include the Company, any Subsidiary of the Company, any employee benefit plan of the Company or of any Subsidiary of the Company, or any Person organized, appointed
or established by the Company for or pursuant to the terms of any such plan. Notwithstanding the foregoing, no Person shall become an “Acquiring Person” as the result of an acquisition of shares of Common Stock by the Company which, by
reducing the number of shares outstanding, increases the proportionate number of shares beneficially owned by such Person to 20.0% or more of the shares of Common Stock then outstanding; PROVIDED, HOWEVER, that if a Person shall become the
Beneficial Owner of 20.0% or more of the shares of Common Stock then outstanding by reason of share purchases by the Company and shall, after such share purchases by the Company, become the Beneficial Owner of any additional shares of Common Stock
(other than pursuant to a dividend or distribution paid or made by the Company on the outstanding Common Stock or pursuant to a split or subdivision of the outstanding Common Stock), then such Person shall be deemed to be an “Acquiring
Person.” Notwithstanding the foregoing, if the Board of Directors of the Company determines in good faith that a Person who would otherwise be an 

  

 
“Acquiring Person” (as defined pursuant to the foregoing provisions of this paragraph (a)) has become such inadvertently, and such Person divests
as promptly as practicable (as determined in the good faith by the Board of Directors) a sufficient number of shares of Common Stock so that such Person would no longer be an “Acquiring Person” (as defined pursuant to the foregoing
provisions of this paragraph (a)), then such Person shall not be deemed to be an “Acquiring Person” for any purposes of this Agreement.” 
  
 2. Section 3(a) of the Rights Agreement is hereby amended by replacing the reference to the percentage “15%” contained therein with a reference
to the percentage “20.0%”. 
  
 3. The first sentence of
the first paragraph appearing on page B-2 of the form of Rights Certificates attached as Exhibit B to the Rights Agreement is hereby amended by replacing the phrase “Rights Agreement, dated as of December 31, 1997” contained therein with
the phrase “Rights Agreement, dated as of December 31, 1997, as amended by the First Amendment dated as of May 12, 1999, the Second Amendment dated as of November 11, 2003, and the Third Amendment dated as of November 9, 2004”. 

 
 4. The last sentence of the first paragraph of the Summary of Rights to
Purchase Preferred Stock attached as Exhibit C to the Rights Agreement is hereby amended and restated to read as follows: 
  
 “The description and terms of the Rights are set forth in a Rights Agreement, dated as of December 31, 1997, as amended by the First Amendment dated
as of May 12, 1999, the Second Amendment dated as of November 11, 2003, and the Third Amendment dated as of November 9, 2004 (collectively, the “Rights Agreement”), between the Company and EquiServe Trust Company, N.A., as Rights
Agent.” 
  
 5. This Amendment shall be deemed to be a
contract made under the laws of the State of Delaware and for all purposes shall be governed by and construed in accordance with the laws of such State applicable to contracts to be made and performed entirely within such State. 
  
 6. This Amendment may be executed in two or more counterparts, each of which
shall for all purposes be deemed to be an original, but all such counterparts shall together constitute one and the same instrument. 
  
 7. Any capitalized term used herein without definition shall have the meaning specified in the Rights Agreement. 
  
 8. Except as otherwise expressly set forth herein, this Amendment shall not
by implication or otherwise alter, modify, amend or in any other manner affect any of the terms, conditions, obligations, covenants or agreements contained in the Rights Agreement, all of which are hereby ratified and confirmed in all respects and
shall continue in full force and effect. 
  

 2 

 IN WITNESS WHEREOF, the parties hereto have caused this Amendment to be duly executed and attested, all
as of the day and year first above written. 
  

									
	Attest:	 	 	 	MIDAS, INC.
					
	By:	 	/s/    ALVIN K. MARR        	 	 	 	By:	 	/s/    ALAN D. FELDMAN        
	 	 	 Alvin K. Marr
 General Counsel
	 	 	 	 Name:
	 	 Alan D. Feldman
 President and Chief Executive Officer

  

									
	Attest:	 	 	 	EQUISERVE
					
	By:	 	/s/    FREDERICK J. MEYERS        	 	 	 	By:	 	/s/    THOMAS T. TIGHE

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