Document:

EX-4.4

 Exhibit 4.4 

THIRD SUPPLEMENTAL INDENTURE 

THIRD SUPPLEMENTAL INDENTURE, dated as of March 26, 2021 (this “Third Supplemental Indenture”), among Genpact
Luxembourg S.à r.l., a private limited liability company (société à responsabilité limitée) organized under the laws of the Grand
Duchy of Luxembourg registered with the Luxembourg trade and company register under number B131149 (the “Company”), Genpact USA, Inc., a Delaware Corporation (the “New Guarantor”), Genpact Limited, a Bermuda
exempted company (the “Existing Guarantor”) and Wells Fargo Bank, National Association, as Trustee (the “Trustee”), to the Base Indenture (as defined below). 

RECITALS 

WHEREAS, the Company and the Existing Guarantor have heretofore executed and delivered to the Trustee an indenture dated March 27,
2017 (the “Base Indenture”), as supplemented by a first supplemental indenture, dated March 27, 2017 (the “First Supplemental Indenture”), providing for the issuance of $350,000,000 aggregate principal amount
of the Company’s 3.700% senior notes due 2022 (the “2022 Notes”), and as further supplemented by a second supplemental indenture dated November 18, 2019 (the “Second Supplemental Indenture” and, together
with the Base Indenture and the First Supplemental Indenture, the “Indenture”), providing for the issuance of $400,000,000 aggregate principal amount of the Company’s 3.375% senior notes due 2024 (the “2024
Notes” and, together with the 2022 Notes, the “Notes”); 
 WHEREAS, the Company and the Existing Guarantor
desire to add the New Guarantor as a Guarantor of the Notes; 
 WHEREAS, pursuant to Section 901(10) of the Base Indenture, the
Company, the Existing Guarantor and the Trustee are authorized to execute and deliver this third supplemental indenture (the “Third Supplemental Indenture”) to the Indenture, without the consent of any Holders, for the purpose of
naming the New Guarantor as a Guarantor of the Notes; and 
 WHEREAS, the Company and Existing Guarantor have requested that the
Trustee execute and deliver this Third Supplemental Indenture, and all requirements necessary to make this Third Supplemental Indenture a legal, valid and binding instrument in accordance with its terms, and all acts and things necessary have been
done and performed to make this Third Supplemental Indenture enforceable in accordance with its terms, and the execution and delivery of this Third Supplemental Indenture has been duly authorized in all respects; 

WITNESSETH: 
 NOW,
THEREFORE, for and in consideration of the premises contained herein, each party agrees for the benefit of each other party and for the equal and ratable benefit of the Holders of the Notes, as follows: 

Section 1.01 Capitalized Terms. 

Capitalized terms used but not defined in this Third Supplemental Indenture shall have the meanings ascribed to them in the Base Indenture.

 Section 1.02 Agreement to Be Bound; Guarantee. 

The New Guarantor hereby agrees to become a Guarantor of the Notes on the terms and subject to the conditions and limitations set forth in the
Indenture including, but not limited to, the provisions of Article Fifteen of the Base Indenture, as applicable. 
 Section 1.03
Application of Third Supplemental Indenture. 
 The Indenture, as supplemented by this Third Supplemental Indenture, is in all
respects ratified and confirmed. This Third Supplemental Indenture shall be deemed part of the Base Indenture in the manner and to the extent herein and therein provided. 
  

 Section 1.04 Trust Indenture Act. 

If any provision hereof limits, qualifies or conflicts with the duties imposed by Sections 310 through 317 of the Trust Indenture Act, the
imposed duties shall control. 
 Section 1.05 Conflict with Base Indenture. 

To the extent not expressly amended or modified by this Third Supplemental Indenture, the Base Indenture shall remain in full force and effect.
If any provision of this Third Supplemental Indenture is inconsistent with any provision of the Base Indenture, the provision of this Third Supplemental Indenture shall control. 

Section 1.06 Governing Law. 

THIS INDENTURE SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW YORK. FOR THE AVOIDANCE OF DOUBT, THE
PROVISIONS OF ARTICLES 470-1 TO 470-19 OF THE LUXEMBOURG ACT DATED AUGUST 10, 1915 ON COMMERCIAL COMPANIES, AS AMENDED (THE “LUXEMBOURG COMPANIES ACT
1915”) ARE NOT APPLICABLE TO THE NOTES. NO HOLDER OF ANY NOTES MAY INITIATE PROCEEDINGS AGAINST THE COMPANY BASED ON ARTICLE 470-21 OF THE LUXEMBOURG COMPANIES ACT 1915. 

Section 1.07 Successors. 

All agreements of the Company, the New Guarantor and Existing Guarantor in the Base Indenture, this Third Supplemental Indenture and the Notes
shall bind its successors. All agreements of the Trustee in the Base Indenture and this Third Supplemental Indenture shall bind its successors. 

Section 1.08 Notices. 

For purposes of Section 105 of the Base Indenture, the address for notices to the New Guarantor shall be the same as that provided for the
Company and the Existing Guarantor in Section 105 of the Base Indenture. 
 Section 1.09 Counterparts. 

This instrument may be executed in any number of counterparts, each of which so executed shall be deemed to be an original, but all such
counterparts shall together constitute but one and the same instrument. 
 Section 1.10 Trustee Disclaimer. 

The Trustee makes no representation as to the validity or sufficiency of this Third Supplemental Indenture other than as to the validity of its
execution and delivery by the Trustee. The recitals and statements herein are deemed to be those of the Company, the New Guarantor and the Existing Guarantor and not the Trustee and the Trustee assumes no responsibility for the same. 

[Remainder of page intentionally left blank] 

  
 - 2 - 

 IN WITNESS WHEREOF, the parties to this Third Supplemental Indenture have caused it to be
duly executed as of the day and year first above written. 
  

			
	GENPACT LUXEMBOURG S.À R.L.,
		
	By:	 	 /s/ Thomas D. Scholtes 

	Name: Thomas D. Scholtes
	Title: Authorized Signatory

  
 [Signature Page to
Third Supplemental Indenture] 

 
			
	GENPACT USA, INC.
		
	By:	 	 /s/ Thomas D. Scholtes 

	Name: Thomas D. Scholtes
	Title: President and Secretary

  
 [Signature Page to
Third Supplemental Indenture] 

 
			
	GENPACT LIMITED,
		
	By:	 	 /s/ Heather White 

	Name: Heather White
	Title: Senior Vice President, Chief Legal Officer and Corporate Secretary

  
 [Signature Page to
Third Supplemental Indenture] 

 
			
	WELLS FARGO BANK, NATIONAL ASSOCIATION, as Trustee
		
	By:	 	 /s/ Patrick Giordano 

	Name: Patrick Giordano
	Title: Vice President

  
 [Signature Page to
Third Supplemental Indenture]eqh-ex101_6.htm

EXHIBIT 10.1

EXECUTION VERSION

AMENDMENT NO. 1 TO REVOLVING CREDIT AGREEMENT

AMENDMENT NO. 1 TO REVOLVING CREDIT AGREEMENT, dated as of March 22, 2021 (this “Agreement”), is entered into by and among EQUITABLE HOLDINGS, INC. (f/k/a AXA Equitable Holdings, Inc.), a Delaware corporation (the “Company”), the Subsidiary Account Parties party hereto, JPMORGAN CHASE BANK, N.A., as Administrative Agent, and the Banks party hereto. 

PRELIMINARY STATEMENTS:

WHEREAS, the Company, the Subsidiary Account Parties party thereto, Administrative Agent and certain banks entered into that certain Revolving Credit Agreement, dated as of February 16, 2018 (as amended, amended and restated, supplemented, waived or otherwise modified prior to the date hereof, the “Credit Agreement” and as further amended pursuant to this Agreement, the “Amended Credit Agreement”; capitalized terms not otherwise defined in this Agreement have the same meanings as specified in the Credit Agreement);

 

WHEREAS, the Company has requested that the Administrative Agent and the undersigned Banks, constituting the Required Banks, consent to certain amendments to the Credit Agreement; and

 

WHEREAS, the Company, the Subsidiary Account Parties, the Administrative Agent and the Banks party hereto have agreed to amend the Credit Agreement as hereinafter set forth.

 

NOW, THEREFORE, in consideration of the premises and for other good and valuable consideration (the receipt and sufficiency of which are hereby acknowledged), the parties hereto hereby agree as follows:

 

SECTION 1.Amendment to Credit Agreement

. Each of the parties hereto agrees that, effective on the Amendment No. 1 Effective Date (as defined below), the Credit Agreement shall be amended as follows: 

(a)Section 5.07(a) of the Credit Agreement is hereby amended and restated to read in its entirety as follows:

“(a) Minimum Adjusted Consolidated Net Worth. From and after the Availability Effective Date, the Company will not permit its Adjusted Consolidated Net Worth, calculated as of the end of each fiscal quarter, to be less than an amount equal to the sum of (i) $6,441,000,000 plus (ii) 50% of the aggregate amount of the Net Proceeds of Equity Issuances by the Company and its Subsidiaries after December 31, 2020.”

SECTION 2.Reference to and Effect on the Credit Documents. 

(a)On and after the Amendment No. 1 Effective Date, each reference in the Credit Agreement to “this Agreement”, “hereunder”, “hereof” or words of like import referring to the Credit Agreement, and each reference in the other Credit Documents to “the Credit Agreement”, “thereunder”, “thereof” or words of like import referring to the “Credit Agreement”, shall mean and be a reference to the Credit Agreement, as amended by this Agreement.  For the avoidance of doubt, this Agreement shall also constitute a Credit Document under the Amended Credit Agreement.

(b)The Credit Agreement, as specifically amended by this Agreement, and the other Credit Documents are, and shall continue to be, in full force and effect, and are hereby in all respects ratified and confirmed. 

(c)Except as expressly provided herein, the execution, delivery and effectiveness of this Agreement shall not operate as a waiver of any right, power or remedy of any Bank or the 

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Administrative Agent under the Credit Agreement or any other Credit Document, nor shall it constitute a waiver of any provision of the Credit Agreement or any Credit Document.

SECTION 3.Conditions of Effectiveness for Agreement

.  This Agreement shall become effective as of the date (the “Amendment No. 1 Effective Date”) on which the following conditions shall have been satisfied (or waived by the Administrative Agent):

 

(a)the Administrative Agent shall have received counterparts of this Agreement executed by the Company, the Subsidiary Account Parties and Banks constituting the Required Banks;

 

(b)the representations and warranties contained in the Credit Agreement and in this Agreement shall be true and correct in all material respects on and as of the Amendment No. 1 Effective Date (except that such representations and warranties which are qualified by materiality or Material Adverse Effect shall be true and correct in all respects) (or, if any such representation or warranty is expressly stated to have been made as of a specific date, as of such specific date)

 

(c)no Default or Event of Default shall have occurred and be continuing after giving effect to this Agreement;

 

(d)to the extent invoiced at least two Business Days prior to the Amendment No. 1 Effective Date, all accrued fees and reasonable and documented fees and out-of-pocket expenses payable to the Administrative Agent shall have been paid in accordance with Section 5 of this Agreement and Section 10.03 of the Credit Agreement; and

 

(e)receipt by the Administrative Agent of any information reasonably requested by the Administrative Agent or any Bank in order to comply with “know your customer” or similar identification requirements of the Administrative Agent or such Bank.

 

By releasing its signature page hereto, the Company shall be deemed to have certified to the Administrative Agent and the Banks party hereto that the conditions set forth in clauses (b) and (c) above have been satisfied.

 

SECTION 4.Representations and Warranties

.  The Company hereby represents and warrants to the Administrative Agent and the Banks party hereto that:

 

(a)on and as of the date hereof (i) it has all requisite corporate power and authority to enter into and perform its obligations under this Agreement, the Credit Agreement as amended hereby and the other Credit Documents to which it is a party, and (ii) this Agreement has been duly authorized, executed and delivered by it; 

(b)the representations and warranties set forth in Article IV of the Amended Credit Agreement and in the other Credit Documents are true and correct in all material respects on and as of the Amendment No. 1 Effective Date, with the same effect as though made on and as of such date, except to the extent such representations and warranties specifically relate to an earlier date, in which case such representations and warranties shall have been true and correct in all material respects on and as of such earlier date; provided that, in each case, such materiality qualifier shall not be applicable to any representations and warranties that already are qualified or modified by materiality in the text thereof; and

(c)this Agreement, and the Credit Agreement as amended hereby, constitute legal, valid and binding obligations of such party, enforceable against it in accordance with their respective terms, subject to (a) the effects of bankruptcy, insolvency, moratorium, reorganization, fraudulent conveyance or 

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other similar laws affecting creditors’ rights generally, (b) general principles of equity (regardless of whether such enforceability is considered in a proceeding in equity or at law) and (c) implied covenants of good faith and fair dealing. 

 

SECTION 5.Costs and Expenses

. The Company agrees that all reasonable, documented and invoiced out-of-pocket expenses incurred by the Administrative Agent in connection with the preparation, execution and delivery of this Agreement and the other instruments and documents to be delivered hereunder or in connection herewith are expenses that the Company is required to pay or reimburse pursuant to, and in accordance with, Section 10.03 of the Credit Agreement. 

 

SECTION 6.Execution in Counterparts

. This Agreement may be executed in counterparts, each of which when so executed shall be deemed to be an original and all of which when taken together shall constitute one and the same instrument. Any signature to this Agreement may be delivered by facsimile, electronic mail (including pdf) or any electronic signature complying with the U.S. federal ESIGN Act of 2000 or the New York Electronic Signature and Records Act or other transmission method and any counterpart so delivered shall be deemed to have been duly and validly delivered and be valid and effective for all purposes to the fullest extent permitted by applicable law. For the avoidance of doubt, the foregoing also applies to any amendment, extension or renewal of this Agreement.

 

Each of the parties represents and warrants to the other parties that it has the corporate capacity and authority to execute this Agreement through electronic means and there are no restrictions for doing so in that party’s constitutive documents.

 

SECTION 7.New York Law, Judicial Proceedings and Waiver of Jury Trial

. This Agreement is subject to the provisions of Sections 10.08, 10.09 and 10.12 of the Credit Agreement relating to governing law, waiver of trial by jury and submission to jurisdiction and venue, the provisions which are by this reference incorporated herein in full mutatis mutandis.

SECTION 8.Credit Party Affirmation

. Each Subsidiary Account Party party hereto hereby acknowledges and consents to this Agreement. The Company and each Subsidiary Account Party party hereto hereby ratifies and confirms all of its respective obligations and liabilities under the Credit Documents (as amended by the Agreement) to which it is a party and ratifies and confirms that such obligations and liabilities remain in full force and effect.

 

SECTION 9.No Novation

SECTION 10.. This Agreement shall not extinguish the obligations for the payment of money outstanding under the Credit Agreement.  Nothing herein contained shall be construed as a substitution or novation of the obligations outstanding under the Credit Agreement or any instrument securing the same, which shall remain in full force and effect.  Nothing implied in this Agreement or in any other document contemplated hereby shall be construed as a release or other discharge of any of the Obligors under any Credit Document from any of its obligations and liabilities as an Obligor under any of the Credit Documents.

 

[REMAINDER OF PAGE INTENTIONALLY LEFT BLANK]

 

 

3

 

 

IN WITNESS WHEREOF, the parties have caused this Amendment No. 1 to Credit Agreement to be executed by their respective authorized officers as of the date first above written. 

COMPANY:

 

EQUITABLE HOLDINGS, INC.,

as Company

 

	
 
	
By: /s/ Yun Zhang
	

Name: Yun Zhang
Title: Senior Vice President and Treasurer

 

 

[EQH– Signature Page to Amendment No. 1 to Revolving Credit Agreement]

SUBSIDIARY ACCOUNT PARTIES:

 

 

CS LIFE RE COMPANY

 

 

	
 
	
By: /s/ Yun Zhang
	

Name: Yun Zhang
Title: Senior Vice President and Treasurer

 

 

EQ AZ LIFE RE COMPANY

 

 

	
 
	
By:
	
/s/ Yun Zhang
Name: Yun Zhang
Title: Senior Vice President, 

Chief Financial Officer and Treasurer

 

 

[EQH– Signature Page to Amendment No. 1 to Revolving Credit Agreement]

BANKS:

 

JPMORGAN CHASE BANK, N.A., 

as Administrative Agent and as a Bank

By: /s/ James S. Mintzer
Name: James S. Mintzer
Title: Executive Director

 

[EQH– Signature Page to Amendment No. 1 to Revolving Credit Agreement]

CITIBANK, N.A.

	
 
	
By:
	
/s/ Justine O’Connor
Name: Justine O’Connor
Title: Vice President & Director

[EQH– Signature Page to Amendment No. 1 to Revolving Credit Agreement]

BARCLAYS BANK PLC

	
 
	
By:
	
/s/ Jake Lam
Name: Jake Lam
Title: Assistant Vice President

 

[EQH– Signature Page to Amendment No. 1 to Revolving Credit Agreement]

MORTGAGE STANLEY BANK N.A.

	
 
	
By:
	
/s/ Jake Dowden
Name: Jake Dowden
Title: Authorized Signatory

[EQH– Signature Page to Amendment No. 1 to Revolving Credit Agreement]

PNC BANK, n.a.,

	
 
	
By:
	
/s/ Thomas A. McLaughlin
Name: Thomas A. McLaughlin
Title: Senior Vice President

[EQH– Signature Page to Amendment No. 1 to Revolving Credit Agreement]

WELLS FARGO BANK, NATIONAL ASSOCIATION

	
 
	
By:
	
/s/ Jason Hafener
Name: Jason Hafener
Title: Managing Director

[EQH– Signature Page to Amendment No. 1 to Revolving Credit Agreement]

BANK OF AMERICA, N.A.

	
 
	
By:
	
/s/ Chris Choi
Name: Chris Choi
Title: Director

[EQH– Signature Page to Amendment No. 1 to Revolving Credit Agreement]

BNP PARIBAS

	
 
	
By:
	
/s/ Hampton Smith
Hampton Smith
Managing Director

 

	
 
	
By:
	
/s/ Marguerite L Lebon
Marguerite L. Lebon
Vice President

[EQH– Signature Page to Amendment No. 1 to Revolving Credit Agreement]

CREDIT SUISSE AG, NEW YORK BRANCH

	
 
	
By:
	
/s/ Doreen Barr
Name: Doreen Barr
Title: Authorized Signatory

 

	
 
	
By:
	
/s/ Komal Shah
Name: Komal Shah
Title: Authorized Signatory

[EQH– Signature Page to Amendment No. 1 to Revolving Credit Agreement]

DEUTSCHE BANK AG NEW YORK BRANCH, as lender

	
 
	
By:
	
/s/ Ming K. Chu
Name: Ming K. Chu
Title: Director

 

	
 
	
By:
	
/s/ Marko Lukin
Name: Marko Lukin
Title: Vice President

[EQH– Signature Page to Amendment No. 1 to Revolving Credit Agreement]

Goldman Sachs Bank USA

	
 
	
By:
	
/s/ Mahesh Mohan
Name: Mahesh Mohan
Title: Authorized Signatory

[EQH– Signature Page to Amendment No. 1 to Revolving Credit Agreement]

hsbc bank usa, n.a.

	
 
	
By:
	
/s/ Daniel Hartmann
Name: Daniel Hartmann
Title: Vice President, Financial Institutions Group

[EQH– Signature Page to Amendment No. 1 to Revolving Credit Agreement]

[societe generale]

	
 
	
By:
	
/s/ Robert Roberto
Name: Robert Roberto
Title: Managing Director, Chairman, Financial Institutions Group

[EQH– Signature Page to Amendment No. 1 to Revolving Credit Agreement]

trust bank, successor by merger to SUNTRUST BANK

	
 
	
By:
	
/s/ Andrew Johnson
Name: Andrew Johnson
Title: Managing Director

 

 

[EQH– Signature Page to Amendment No. 1 to Revolving Credit Agreement]

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