Document:

EX-10.86

Exhibit 10.86

FIRST AMENDMENT TO LEASE

I. PARTIES AND DATE.

This First Amendment to Lease (the “Amendment”) dated December 20, 2006, is by and between THE
IRVINE COMPANY LLC, a Delaware limited liability company, formerly The Irvine Company, a Delaware
corporation (“Landlord”), and MEADE INSTRUMENTS CORP., a Delaware corporation, as
successor-in-interest to Meade Instruments Corp., a California corporation (“Tenant”).

II. RECITALS.

On December 20, 1996, Landlord and Meade Instruments Corp., a California corporation
(“Original Tenant”) entered into a lease (“Lease”) for space in a building located at 6001 Oak
Canyon, Irvine, California (“Premises”).

Effective April 1, 1997, Original Tenant merged with a separate entity and, as the surviving
corporation of that merger, changed its name to Meade Instruments Corp., a Delaware corporation.

Landlord and Tenant each desire to modify the Lease to extend the Lease Term, to adjust the
Basic Rent, and to make such other modifications as are set forth in “III. MODIFICATIONS” next
below.

III. MODIFICATIONS.

A. Basic Lease Provisions. The Basic Lease Provisions are hereby amended as follows:

1. Item 5 is hereby deleted in its entirety and substituted therefor shall be the
following:

“5. Lease Term: The Term of this Lease shall expire at midnight on
September 30, 2012”

2. Item 6 is hereby amended by adding the following:

“Commencing October 1, 2007, the Basic Rent shall be One Hundred Thousand
One Hundred Seventy-Seven Dollars ($100,177.00) per month, based on $.62 per
rentable square foot.

Commencing October 1, 2008, the Basic Rent shall be One Hundred Three
Thousand Four Hundred Eight Dollars ($103,408.00) per month, based on $.64
per rentable square foot.

Commencing October 1, 2009, the Basic Rent shall be One Hundred Eight
Thousand Two Hundred Fifty-Five Dollars ($108,255.00) per month, based on
$.67 per rentable square foot.

Commencing October 1, 2010, the Basic Rent shall be One Hundred Thirteen
Thousand One Hundred Three Dollars ($113,103.00) per month, based on $.70
per rentable square foot.

Commencing October 1, 2011, the Basic Rent shall be One Hundred Seventeen
Thousand Nine Hundred Fifty Dollars ($117,950.00) per month, based on $.73
per rentable square foot.”

3. Item 9 is hereby deleted in its entirety and substituted therefor shall be the
following:

“9. Security Deposit: $129,745.00”

4. Item 12 is hereby amended by deleting Landlord’s address for payments and notices
and substituted therefor shall be the following:

“LANDLORD

THE IRVINE COMPANY LLC

550 Newport Center Drive

Newport Beach, CA 92660

Attn: Senior Vice President, Operations

Irvine Office Properties

with a copy of notices to:

THE IRVINE COMPANY LLC

550 Newport Center Drive

Newport Beach, CA 92660

Attn: Vice President, Operations

Irvine Office Properties, Technology Portfolio”

B. Right to Extend the Lease. The provisions of Section 3.1(b) of the Lease shall
remain in full force and effect and exercisable by Tenant during the Term of the Lease as extended
by this Amendment, except that said Section 3.1(b) is hereby amended as follows:

	 	(i)	 	All references to the “two (2) successive periods of sixty (60)
months” are hereby revised to “one (1) period of sixty (60) months;”

	 	(ii)	 	The reference in the second (2nd) sentence of the
initial paragraph of Section 3.1(b) to “. . . not less than nine (9) months or
more than twelve (12) months,” is hereby revised to “. . . not less than six
(6) months or more than twelve (12) months;” and

	 	(iii)	 	The initial sentence of the last paragraph of Section 3.1(b)
is hereby deleted in its entirety, and substituted therefor shall be the
following sentence:

“If Tenant fails to timely exercise the extension rights created by this
Section 3.1(b) within the time period set forth in the initial paragraph
hereof, then Tenant’s right to extend the Term shall be extinguished and the
Lease shall automatically terminate as of the expiration date of the Term,
without any extension and without any liability to Landlord.”

C. Security Deposit.

(i) Concurrently with Tenant’s delivery of this Amendment, Tenant shall deliver the sum
of Twenty Two Thousand Seven Hundred Forty-Five Dollars ($22,745.00) to Landlord, which sum
shall be added to the Security Deposit presently being held by Landlord in accordance with
Section 4.3 of the Lease.

(ii) Section 4.3 of the Lease is hereby amended to provide that, upon an Event of
Default by Tenant (as defined in Section 14.1 of the Lease), Landlord may, in its sole and
absolute discretion and notwithstanding any contrary provision of California Civil Code
Section 1950.7, additionally retain, use or apply the whole or any part of the Security
Deposit to pay amounts estimated by Landlord as the amount due Landlord for prospective rent
and for damages pursuant to Section 14.2 (a)(i) of the Lease and/or California Civil Code
Section 1951.2.

D. Utilities and Services. The following provisions are hereby added to the end of
the initial paragraph of Section 6.1 of the Lease entitled “Utilities and Services”:

“From and after the date that Landlord shall install an energy management system in
the Premises, then Tenant shall also pay as an item of additional rent, within ten
(10) days after receipt of Landlord’s statement or invoice therefor, Landlord’s
“standard charge” as hereinafter defined (which shall be in addition to the
electricity charge paid to the utility provider), for Tenant’s “after hours” usage
of each HVAC unit servicing the Premises. “After hours” shall mean more than sixty
six (66) hours of usage during any week during the Term. “After hours” usage shall
be determined based upon the operation of the applicable HVAC unit during each of
the weeks during the Term on a “non-cumulative” basis (that is, without regard to
Tenant’s usage or nonusage of other unit(s) serving the Premises, or of the
applicable unit during other weeks of the Term). As used herein, “standard charge”
shall mean One Dollar ($1.00) for each hour of “after hours” use (in addition to the
applicable electricity charges paid to the utility provider).”

E. Maintenance and Repair. Sections 7.1 and 7.2 of the Lease are hereby amended to
provide that Landlord shall maintain and repair, as a “Building Cost,” all Building exterior glass.

F. Late Payments. The reference to “Two Hundred Fifty Dollars ($250.00)” in Section
14.3(a) of the Lease is hereby amended to “One Hundred Dollars ($100.00).”

G. Waiver of Jury Trial. Section 14.7 of the Lease is hereby deleted in its entirety
and substituted therefor shall be the following:

SECTION 14.7. WAIVER OF JURY TRIAL/JUDICIAL REFERENCE.

(a) LANDLORD AND TENANT EACH ACKNOWLEDGES THAT IT IS AWARE OF AND HAS HAD THE ADVICE OF
COUNSEL OF ITS CHOICE WITH RESPECT TO ITS RIGHTS TO TRIAL BY JURY, AND, TO THE EXTENT ENFORCEABLE
UNDER CALIFORNIA LAW, EACH PARTY DOES HEREBY EXPRESSLY AND KNOWINGLY WAIVE AND RELEASE ALL SUCH
RIGHTS TO TRIAL BY JURY IN ANY ACTION, PROCEEDING OR COUNTERCLAIM BROUGHT BY EITHER PARTY HERETO
AGAINST THE OTHER (AND/OR AGAINST ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR SUBSIDIARY OR
AFFILIATED ENTITIES) ON ANY MATTERS WHATSOEVER ARISING OUT OF OR IN ANY WAY CONNECTED WITH THIS
LEASE, TENANT’S USE OR OCCUPANCY OF THE PREMISES, AND/OR ANY CLAIM OF INJURY OR DAMAGE.
FURTHERMORE, THIS WAIVER AND RELEASE OF ALL RIGHTS TO A JURY TRIAL IS DEEMED TO BE INDEPENDENT OF
EACH AND EVERY OTHER PROVISION, COVENANT, AND/OR CONDITION SET FORTH IN THIS LEASE.

(b) IN THE EVENT THAT THE JURY WAIVER PROVISIONS OF SECTION 14.7(a) ARE NOT ENFORCEABLE UNDER
CALIFORNIA LAW, THEN THE PROVISIONS OF THIS SECTION 14.7(b) SHALL APPLY. IT IS THE DESIRE AND
INTENTION OF THE PARTIES TO AGREE UPON A MECHANISM AND PROCEDURE UNDER WHICH CONTROVERSIES AND
DISPUTES ARISING OUT OF THIS LEASE OR RELATED TO THE PREMISES WILL BE RESOLVED IN A PROMPT AND
EXPEDITIOUS MANNER. ACCORDINGLY, EXCEPT WITH RESPECT TO ACTIONS FOR UNLAWFUL OR FORCIBLE DETAINER
OR WITH RESPECT TO THE PREJUDGMENT REMEDY OF ATTACHMENT, ANY ACTION, PROCEEDING OR COUNTERCLAIM
BROUGHT BY EITHER PARTY HERETO AGAINST THE OTHER (AND/OR AGAINST ITS OFFICERS, DIRECTORS,
EMPLOYEES, AGENTS OR SUBSIDIARY OR AFFILIATED ENTITIES) ON ANY MATTERS WHATSOEVER ARISING OUT OF OR
IN ANY WAY CONNECTED WITH THIS LEASE, TENANT’S USE OR OCCUPANCY OF THE PREMISES AND/OR ANY CLAIM OF
INJURY OR DAMAGE, SHALL BE HEARD AND RESOLVED BY A REFEREE UNDER THE PROVISIONS OF THE CALIFORNIA
CODE OF CIVIL PROCEDURE, SECTIONS 638 – 645.1, INCLUSIVE (AS SAME MAY BE AMENDED, OR ANY SUCCESSOR
STATUTE(S) THERETO) (THE “REFEREE SECTIONS”). ANY FEE TO INITIATE THE JUDICIAL REFERENCE
PROCEEDINGS SHALL BE PAID BY THE PARTY INITIATING SUCH PROCEDURE; PROVIDED HOWEVER, THAT THE COSTS
AND FEES, INCLUDING ANY INITIATION FEE, OF SUCH PROCEEDING SHALL ULTIMATELY BE BORNE IN ACCORDANCE
WITH SECTION 14.6 ABOVE. THE VENUE OF THE PROCEEDINGS SHALL BE IN THE COUNTY IN WHICH THE PREMISES
ARE LOCATED. WITHIN TEN (10) DAYS OF RECEIPT BY ANY PARTY OF A WRITTEN REQUEST TO RESOLVE ANY
DISPUTE OR CONTROVERSY PURSUANT TO THIS SECTION 14.7(b), THE PARTIES SHALL AGREE UPON A SINGLE
REFEREE WHO SHALL TRY ALL ISSUES, WHETHER OF FACT OR LAW, AND REPORT A FINDING AND JUDGMENT ON SUCH
ISSUES AS REQUIRED BY THE REFEREE SECTIONS. IF THE PARTIES ARE UNABLE TO AGREE UPON A REFEREE
WITHIN SUCH TEN (10) DAY PERIOD, THEN ANY PARTY MAY THEREAFTER FILE A LAWSUIT IN THE COUNTY IN
WHICH THE PREMISES ARE LOCATED FOR THE PURPOSE OF APPOINTMENT OF A REFEREE UNDER CALIFORNIA CODE OF
CIVIL PROCEDURE SECTIONS 638 AND 640, AS SAME MAY BE AMENDED OF ANY SUCCESSOR STATUTE(S) THERETO.
IF THE REFEREE IS APPOINTED BY THE COURT, THE REFEREE SHALL BE A NEUTRAL AND IMPARTIAL RETIRED
JUDGE WITH SUBSTANTIAL EXPERIENCE IN THE RELEVANT MATTERS TO BE DETERMINED, FROM JAMS/ENDISPUTE,
INC., THE AMERICAN ARBITRATION ASSOCIATION OR SIMILAR MEDIATION/ARBITRATION ENTITY. THE PROPOSED
REFEREE MAY BE CHALLENGED BY ANY PARTY FOR ANY OF THE GROUNDS LISTED IN SECTION 641 OF THE
CALIFORNIA CODE OF CIVIL PROCEDURE, AS SAME MAY BE AMENDED OR ANY SUCCESSOR STATUTE(S) THERETO.
THE REFEREE SHALL HAVE THE POWER TO DECIDE ALL ISSUES OF FACT AND LAW AND REPORT HIS OR HER
DECISION ON SUCH ISSUES, AND TO ISSUE ALL RECOGNIZED REMEDIES AVAILABLE AT LAW OR IN EQUITY FOR ANY
CAUSE OF ACTION THAT IS BEFORE THE REFEREE, INCLUDING AN AWARD OF ATTORNEYS’ FEES AND COSTS IN
ACCORDANCE WITH CALIFORNIA LAW. THE REFEREE SHALL NOT, HOWEVER, HAVE THE POWER TO AWARD PUNITIVE
DAMAGES, NOR ANY OTHER DAMAGES WHICH ARE NOT PERMITTED BY THE EXPRESS PROVISIONS OF THIS LEASE, AND
THE PARTIES HEREBY WAIVE ANY RIGHT TO RECOVER ANY SUCH DAMAGES. THE PARTIES SHALL BE ENTITLED TO
CONDUCT ALL DISCOVERY AS PROVIDED IN THE CALIFORNIA CODE OF CIVIL PROCEDURE, AND THE REFEREE SHALL
OVERSEE DISCOVERY AND MAY ENFORCE ALL DISCOVERY ORDERS IN THE SAME MANNER AS ANY TRIAL COURT JUDGE,
WITH RIGHTS TO REGULATE DISCOVERY AND TO ISSUE AND ENFORCE SUBPOENAS, PROTECTIVE ORDERS AND OTHER
LIMITATIONS ON DISCOVERY AVAILABLE UNDER CALIFORNIA LAW. THE REFERENCE PROCEEDING SHALL BE
CONDUCTED IN ACCORDANCE WITH CALIFORNIA LAW (INCLUDING THE RULES OF EVIDENCE), AND IN ALL REGARDS,
THE REFEREE SHALL FOLLOW CALIFORNIA LAW APPLICABLE AT THE TIME OF THE REFERENCE PROCEEDING. IN
ACCORDANCE WITH SECTION 644 OF THE CALIFORNIA CODE OF CIVIL PROCEDURE, THE DECISION OF THE REFEREE
UPON THE WHOLE ISSUE MUST STAND AS THE DECISION OF THE COURT, AND UPON THE FILING OF THE STATEMENT
OF DECISION WITH THE CLERK OF THE COURT, OR WITH THE JUDGE IF THERE IS NO CLERK, JUDGMENT MAY BE
ENTERED THEREON IN THE SAME MANNER AS IF THE ACTION HAD BEEN TRIED BY THE COURT. THE PARTIES SHALL
PROMPTLY AND DILIGENTLY COOPERATE WITH ONE ANOTHER AND THE REFEREE, AND SHALL PERFORM SUCH ACTS AS
MAY BE NECESSARY TO OBTAIN A PROMPT AND EXPEDITIOUS RESOLUTION OF THE DISPUTE OR CONTROVERSY IN
ACCORDANCE WITH THE TERMS OF THIS SECTION 14.7(b). TO THE EXTENT THAT NO PENDING LAWSUIT HAS BEEN
FILED TO OBTAIN THE APPOINTMENT OF A REFEREE, ANY PARTY, AFTER THE ISSUANCE OF THE DECISION OF THE
REFEREE, MAY APPLY TO THE COURT OF THE COUNTY IN WHICH THE PREMISES ARE LOCATED FOR CONFIRMATION BY
THE COURT OF THE DECISION OF THE REFEREE IN THE SAME MANNER AS A PETITION FOR CONFIRMATION OF AN
ARBITRATION AWARD PURSUANT TO CODE OF CIVIL PROCEDURE SECTION 1285 ET SEQ. (AS SAME MAY BE AMENDED
OR ANY SUCCESSOR STATUTE(S) THERETO).

H. Prorations. The third sentence of Article XVI of the Lease is hereby deleted in
its entirety, and substituted therefore shall be the following:

“All payments requiring proration shall be prorated on the basis of the number of
days in the pertinent calendar month or year, as applicable.”

I. Broker’s Commission. Article XVIII of the Lease is amended to provide that the
parties recognize the following parties as the brokers who negotiated this Amendment, and agree
that Landlord shall be responsible for payment of brokerage commissions to such brokers: Irvine
Realty Company (“Landlord’s Broker”) and the Staubach Company – West Advisory, Inc. (“Tenant’s
Broker”). It is understood and agreed that Landlord’s Broker represents only Landlord in
connection with the execution of this Amendment and that Tenant’s Broker represents only Tenant.
The warranty and indemnity provisions of Article XVIII of this Lease shall be binding and
enforceable against each of the parties with reference to the Landlord’s Broker and the Tenant’s
Broker.

J. Acceptance of Premises. Tenant acknowledges that the lease of the Premises
pursuant to this Amendment shall be on an “as-is” basis without further obligation on Landlord’s
part as to improvements whatsoever, except that Landlord shall complete all or a portion of the
following improvements (collectively, the “Tenant Improvements”) as directed by Tenant: (i) install
new building standard carpet in the office areas of the Premises, (ii) repaint the office areas of
the Premises utilizing building standard paint, (iii) install three (3) new dock high loading
doors, levelers and seals in the warehouse area of the Premises, (iv) upgrade the sprinkler system
in the warehouse portion of the Premises to achieve an ESFR rating; and (v) other Building Standard
Tenant Improvements acceptable to Landlord; provided that Landlord shall pay the “Completion Cost”
(as hereinafter defined) of the Tenant Improvements up to, but not exceeding, the amount of Three
Hundred Thousand Five Hundred Thirty Dollars ($300,530.00) (the “Landlord’s Contribution”) and
Tenant shall pay the balance of the Completion Cost upon ten (10) days invoicing from Landlord. As
used herein, the “Completion Cost” shall mean all costs of Landlord in constructing and/or
installing the Tenant Improvements, including but not limited to the following: (i) payments made
to architects, engineers, contractors, subcontractors and other third party consultants in the
performance of the Work, (ii) permit fees and other sums paid to governmental agencies, (iii) costs
of all materials incorporated into the Tenant Improvements or used in connection with the Tenant
Improvements, and (iv) costs to relocate Tenant’s furniture as needed for installation of the
Tenant Improvements. The Completion Cost shall also include an administrative/supervision fee to
be paid to Landlord or to Landlord’s management agent in the amount of five percent (5%) of the
Completion Cost. Prior to commencement of the Tenant Improvements, Landlord shall review with
Tenant Landlord’s contractor’s budget for the Tenant Improvements. Unless expressly authorized in
writing by Landlord, the Completion Cost shall not include (and no portion of the Landlord
Contribution shall be paid for) any costs incurred by Tenant, including without limitation, any
costs for space planners, managers, advisors or consultants retained by Tenant in connection with
the Tenant Improvements. The Tenant Improvements shall be undertaken on the following terms and
conditions: (A) the Tenant Improvements shall be Landlord’s “Building Standard” or such other
improvements acceptable to Landlord, (B) the Tenant Improvements shall be substantially completed
not later than December 31, 2007 to be eligible for funding by the Landlord’s Contribution, (C)
Landlord shall construct and/or install the approved Tenant Improvements in the Premises using its
own contractor, and (D) Tenant may request that certain aspects of the Tenant Improvements be
performed at night or on weekends at Landlord’s contractor’s standard overtime rates. It is
understood and agreed that the Tenant Improvements shall be constructed and/or installed during
Tenant’s occupancy of the Premises. In this regard, Tenant acknowledges that certain disruptions
of its business operations may occur as a result of such Tenant Improvement
construction/installation, and Tenant agrees that no rental abatement shall result while the Tenant
Improvements are completed in the Premises.

IV. GENERAL.

A. Effect of Amendments. The Lease shall remain in full force and effect except to
the extent that it is modified by this Amendment.

B. Entire Agreement. This Amendment embodies the entire understanding between
Landlord and Tenant with respect to the modifications set forth in “III. MODIFICATIONS” above and
can be changed only by a writing signed by Landlord and Tenant.

C. Counterparts. If this Amendment is executed in counterparts, each is hereby
declared to be an original; all, however, shall constitute but one and the same amendment. In any
action or proceeding, any photographic, photostatic, or other copy of this Amendment may be
introduced into evidence without foundation.

D. Defined Terms. All words commencing with initial capital letters in this
Amendment and defined in the Lease shall have the same meaning in this Amendment as in the Lease,
unless they are otherwise defined in this Amendment.

E. Corporate and Partnership Authority. If Tenant is a corporation or partnership,
or is comprised of either or both of them, each individual executing this Amendment for the
corporation or partnership represents that he or she is duly authorized to execute and deliver this
Amendment on behalf of the corporation or partnership and that this Amendment is binding upon the
corporation or partnership in accordance with its terms.

F. Attorneys’ Fees. The provisions of the Lease respecting payment of attorneys’
fees shall also apply to this Amendment.

V. EXECUTION.

Landlord and Tenant executed this Amendment on the date as set forth in “I. PARTIES AND DATE.”
above.

	 	 	 	 	 
	LANDLORD:

	 	TENANT:
	 	

	 
	 	 	 	 
	THE IRVINE COMPANY LLC,

a Delaware limited liability company

	 	MEADE INSTRUMENTS CORP.,

a Delaware corporation
	 	

	 
	 	 	 	 
	By /s/ Clarence W. Barker

	 	By /s/ Steven Murdock
	 	

	 

	 	 
	 	

	Clarence W. Barker

	 	Name Steven Murdock
	 	

	
 
	 	 
	 	

	Executive Vice President

	 	Title President and CEO
	 	

	
 
	 	 
	 	 
	 
	 	 	 	 
	By /s/ Richard I. Gilchrist

	 	By /s/ Mark D. Peterson
	 	

	 

	 	 
	 	

	Richard I. Gilchrist

	 	Name Mark D. Peterson
	 	

	
 
	 	 
	 	

	President, Office Properties

	 	Title SVP and General CounselEX-10.7

AMENDED AND RESTATED

WESTERN RESERVE BANK

SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN

EFFECTIVE DATE:

May 15, 2003

As amended

December 21, 2006

1

WESTERN RESERVE BANK

AMENDED AND RESTATED SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN

Whereas, Western Reserve Bank (the Company) adopted a Supplemental Executive Retirement Plan
effective May 15, 2003; and

Whereas, the Internal Revenue Code of 1986, as amended, was amended in 2004 to include Section
409A; and

Whereas, the Company desires to amend the Plan to provide for compliance with the provisions
of Section 409A and to provide for other terms and conditions for participation.

Now Therefore this Amended and Restated Supplemental Executive Retirement Plan is adopted
effective December 21, 2006 (hereinafter the “Plan”). The Plan is intended to promote the best
interests of the Company by enabling the Company to retain and employ those key employees who have
materially contributed, and continue to contribute, to the success of the business through their
outstanding efforts, and to attract persons of outstanding ability to key management positions.

ARTICLE I

DEFINITIONS

Whenever used herein, the masculine pronoun shall be deemed to include the feminine, and the
singular to include the plural, unless the context clearly indicates otherwise. The following
definitions shall govern the Plan:

1.1      “Board of Directors” or “Board” means the Board of Directors of the
Company.

1.2      “Cause” shall mean and be limited to failure satisfactorily and faithfully
to perform his duties hereunder through act or omission beyond negligence or bad judgment.
Negligence or bad judgment shall not constitute “cause,” so long as such act or omission
shall be without intent of personal profit and is reasonably believed by the Employee to be
in or not adverse to the best interests of the Corporation; or,

1.3      “Change in Control” shall have the meaning set forth on Exhibit A.

1.4      “Code” shall mean the Internal Revenue Code of 1986, as amended.

1.5      “Disability” of a participant means that the participant (a) is unable to
engage in any substantial gainful activity by reason of any medically determinable physical
or mental impairment which can be expected to result in death or can be expected to last for
a continuous period of not less than 12 months, or (b) is, by reason of any medically
determinable physical or mental impairment which can be expected to result in death or can
be expected to last for a continuous period of not less than 12 months, receiving income
replacement benefits for a period of not less than 3 months under an accident and health
plan covering employees of the participant’s employer.

1.6      “Effective Date” means May 15, 2003.

1.7      “Eligible Person” means an employee satisfies the requirements of Section 2.

1.8      “Normal Retirement Age” means age 65.

1.9      “Participant” means an Eligible Person who is participating in the plan
after satisfying the requirements of Section 2.

1.10      “Plan” shall mean this Western Reserve Bank Supplemental Executive
Retirement Plan, as it may be amended from time to time

1.11      “Plan Year” means the 12-month period commencing on January 1 and ending
on December 31.

ARTICLE II

ELIGIBILITY

2.1 Eligible Persons.  Eligibility for participation in the Plan shall be limited to
employees of the Company who are designated as eligible to participate by the CEO and approved by
the Board, in their sole discretion, provided however that only highly compensated or key
management employees shall be considered for eligibility. Individuals who are chosen to
participate shall be notified by the Company as to their eligibility to participate in the Plan.

2.2 Commencement of Participation.  The initial group of Eligible Employees shall
begin participation on the Effective Date. Eligible Employees who become eligible after the
initial group shall begin participation in the Plan on the date chosen by the Board.

2.3 Termination of Participation.  Active participation in the Plan shall end when a
Participant’s employment terminates for any reason. Upon termination of employment, a Participant
shall remain an inactive Participant in the Plan until all of the benefits to which he or she is
entitled hereunder have been paid in full.

ARTICLE III

PLAN BENEFITS

3.1 Vesting. A Participant shall have a vested and nonforfeitable right to receive
supplemental benefits under this Plan upon the occurrence of one of the following events:

(a) Attainment of Retirement Age;

(b) Termination of employment without Cause;

(c) Change in Control;

(d) Disability;

(e) Death

(f) Service Vesting as provided for by the Board upon initial enrollment of the Participant
and as designated in the “Enrollment and Designation of Beneficiary Form.”

3.2 Termination prior to Vesting. A Participant, whose employment terminates either
voluntarily or involuntarily for Cause, shall not be entitled to receive a benefit under this
Plan.

3.3 Retirement Benefit.

(a) A Participant who terminates employment at or after his Normal Retirement Age shall be
entitled to receive the Normal Retirement Benefit specified in such Participant’s Enrollment and
Designation of Beneficiary Form. The payment of the benefit provided for herein may be made by the
Company in annual or monthly payments or more frequent payments in accordance with the normal
payroll practices of the Company.

(b) A Participant who is partially vested pursuant to the service vesting provisions of
Section 3.1(f) hereof and who voluntarily terminates employment, prior to Normal Retirement Age,
shall be entitled to the Normal Retirement Benefit specified in such Participant’s Enrollment
and Designation of Beneficiary Form, reduced by the unvested portion of such benefit if any, using
the Participant’s base salary as of the date of such termination of employment, with such amount to
be paid beginning at the Participant’s Normal Retirement Age. The payment of the benefit provided
for herein may be made by the Company in annual or monthly payments or more frequent payments in
accordance with the normal payroll practices of the Company.

(c) A Participant who is partially vested pursuant to the service vesting provisions of
Section 3.1(f) hereof and whose employment is terminated by the Company, other than for Cause,
prior to Normal Retirement Age, shall be entitled to the Normal Retirement Benefit, using the
Participants base salary as of the date of such termination of employment, with such amount to be
paid beginning at the Participant’s Normal Retirement Age. The payment of the benefit provided for
herein may be made by the Company in annual or monthly payments or more frequent payments in
accordance with the normal payroll practices of the Company.

3.4 Spousal Survivor Benefit.

(a) If a Participant dies while employed by the Company, the Participant’s spouse shall be
entitled to receive an annual benefit equal to the greater of: (i) fifty percent (50%) of the
Normal Retirement Benefit, or (ii) the Normal Retirement Benefit reduced by the unvested portion
of such benefit if any, in each case using the Participant’s base salary as of the date of such
termination of employment due to death. The payment shall be payable in annual or monthly payments
or more frequent payments in accordance with the normal payroll practices of the Company to
Participant’s spouse for life or ten years, whichever comes first, with 5 years of payments
guaranteed. Such payments shall begin no later than ninety (90) days after Participant’s death.
In the event the Participant’s spouse dies prior to receiving 5 years of payments hereunder, or
Participant dies with no spouse, the contingent beneficiary named by the Participant shall be
entitled to receive a lump sum benefit equal to the present value of the remaining guaranteed
payments using reasonable actuarial assumptions. If no contingent beneficiary is named by the
Participant, such benefit shall be paid to the Participant’s estate. In the event the
Participant’s spouse dies after receiving 5 years of payments hereunder, the survivor payments
shall cease and no further survivor benefit shall be paid.

(b) If a Participant dies while receiving a Retirement Benefit under Section 3.3 of the Plan,
the Participant’s spouse shall receive the remainder of the payments due to the Participant as of
the date of Participant’s death. In the event the Participant’s spouse dies prior to receiving
the final payment hereunder, the payments shall cease and no further payments shall be paid. In
the event that a Participant who is receiving a Normal Retirement Benefit dies with no spouse, no
further benefits shall be paid.

3.5 Disability. In the event a Participant incurs a Disability prior to having
attained the Normal Retirement Age, such Participant shall receive, upon attainment of Normal
Retirement Age, the Normal Retirement Benefit, under Section 3.3. The spouse of a disabled
Participant shall be entitled to a spousal survivor benefit under Section 3.4(a) if the disabled
Participant dies prior reaching age 65. The spouse of a disabled Participant who is receiving a
benefit under this section shall be entitled to a spousal survivor benefit under Section 3.4(b) if
the disabled Participant dies prior to receive the final payment hereunder.

3.6 Change in Control. Upon a Change in Control, a Participant shall, be entitled to
receive the Normal Retirement Benefit under Section 3.3 in a lump sum equal to the present value
of the Normal Retirement Benefit, using the Participants base salary as of the date of such
termination of employment and using reasonable actuarial assumptions, and assuming that such
benefit would be payable beginning at the Participant’s Normal Retirement Age.

3.7 Tax Withholding.  All payments under this Plan shall be subject to all applicable
withholding for state and federal income tax and to any other federal, state or local tax which may
be applicable thereto.

3.8 Payment to Guardian. If a Plan benefit is payable to a person declared
incompetent or to a person incapable of handling the disposition of the benefit, the Board may
direct payment of such benefit to the guardian, legal representative or person having the care and
custody of such incompetent or person. The Board may require proof of incompetency, incapacity or
guardianship as it may deem appropriate prior to distribution of the benefit. Such distribution
shall completely discharge the Company and Board with respect to such benefits.

3.9 Forfeiture or Suspension of Benefits Notwithstanding any other provision of this
Plan to the contrary, benefits under this Plan shall be forfeited or suspended as follows:

(a) No benefits shall be paid if the Participant is discharged from the Company for Cause.

(b) No benefits shall be paid if the Participant commits suicide within the two years after
the Participant becomes eligible to participate in the Plan.

(c) No benefits shall be paid to a Participant who terminates from the Company and thereafter
accepts employment that is competitive to the Company. The determination that employment is
competitive to the Company shall be made by the Committee in its sole discretion. This 3.9(c)
shall not apply after a Change in Control.

ARTICLE IV

ADMINISTRATION

4.1 Administration of the Plan.  The Plan may be administered by the Compensation
Committee of the Board. In that case, “Committee” shall refer to the Compensation Committee of
the Board. If the Board does not delegate such administration to the Compensation Committee,
“Committee” shall refer to the Board. The Committee shall have the authority to make, amend,
interpret, and enforce all appropriate rules and regulations for the administration of the Plan and
decide or resolve any and all questions including interpretations of the Plan, as may arise in
connection with the Plan including the determination of “all reasonable actuarial assumptions”
called for by the Plan. A majority vote of the Committee members shall control any decision.

4.2 Delegation of Administration. The Committee may from time to time, employ other
agents and delegate to them such administrative duties as it sees fit, and may from time to time
consult with counsel who may be counsel to the Company.

4.3 Administration Procedures. The Committee may from time to time establish rules
and regulations for the administration of the Plan.

4.4 Binding Effect of Committee Decisions. All determinations of the Committee shall
be binding on all parties. In construing or applying the provisions of the Plan, the Company shall
have the right to rely upon a written opinion of legal counsel, which may be independent legal
counsel or legal counsel regularly employed by the Company, whether or not any question or dispute
has arisen as to any distribution from the Plan.

ARTICLE V

CLAIMS PROCEDURE

5.1 Claim Denial Procedure. If a claim for benefits under the Plan is denied in whole
or in part, the claimant will be notified by the Committee within sixty (60) days of the date the
claims is delivered to the Committee. A claim that is not acted upon within sixty (60) days may be
deemed by the claimant to have been denied. The notification will be written in understandable
language and will state:

(a) Specific reasons for denial of the claim;

(b) Specific references to Plan provisions on which the denial is based;

(c) A description (if appropriate) of any additional material or information necessary for the
claimant to perfect the claim and which such material or information is necessary; and

(d) An explanation of the Plan’s review procedure.

5.2 Time Limit for Claim Submission. No claim shall be valid unless it is submitted
within 60 days following the receipt of the disputed Plan benefit or the denial of a Plan benefit.

5.3 Review of Claims Denials. Within 60 days after a claim has been denied, or deemed
denied, the claimant or his or her authorized representative may make a request for a review by
submitting to the Committee a written statement requesting a review of the denial of the claim,
setting forth all of the grounds upon which the request for review is based and any facts in the
support thereof, and setting forth any issues or comments which the claimant deems relevant to the
claim. The claimant may review pertinent documents relating to the denial. The Committee shall
make a decision of review within 60 days after the receipt of the claimant’s request for review or
receipt of all additional materials reasonably requested by the Committee from the claimant, unless
an extension of time for processing a review is required, in which case the claimant will be
notified and a decision will be made within 120 days of receipt of the request for review. The
decision will be in writing, and in understandable language. It will give specific references to
the Plan provisions on which the decision is based. The decision of the Committee on review shall
be final and conclusive upon all persons if supported by substantial evidence.

ARTICLE VI

MISCELLANEOUS

6.1 Nontransferability. The interest of any Participant or beneficiary under this
Plan shall not be transferred or transferable, voluntarily or by operation of law, by assignment,
anticipation, hypothecation, pledge or other encumbrance, or by garnishment, attachment, levy,
seizure or other execution, or by insolvency, receivership, bankruptcy or other debtor proceeding.

6.2 Unfunded Plan. This Plan is intended to be an unfunded plan maintained primarily
to provide deferred compensation for a select group of management or highly compensated employees
within the meaning of Sections 201, 301, and 401 of the Employee Retirement Income Security Act of
1974, as amended (ERISA), and therefore to be exempt from the provisions of Parts 2, 3, and 4 of
Title I of ERISA. No Employee or any other person shall have any interest in any fund or in any
specific asset or assets of the Company by reason of this Plan, or for any other reason, or have
any right to receive any distributions under the Plan except as and to the extent expressly
provided under the Plan. Employees are general creditors of the Company with regard to the amounts
owed pursuant to the Plan.

6.3 Binding Effect. This Plan shall be binding upon and inure to the benefit of the
Company, its successors and assigns and Employee and his heirs, executors, administrators and legal
representatives.

6.4 No Rights as Employee. Nothing contained herein shall be construed as conferring
upon any Employee the right to continue in the employ of the Company as an employee.

6.5 Reimbursement of Costs. If the Company, Employee or a successor in interest to
either of the foregoing, brings legal action to enforce any of the provisions of this Plan, the
prevailing party in such legal action shall be reimbursed by the other party, the prevailing
party’s costs of such legal action including, without limitation, reasonable fees of attorneys,
accountants and similar advisors and expert witnesses.

6.6 Applicable Law. This Plan shall be construed in accordance with and governed by
the laws of the State of Ohio.

6.7 Entire Agreement. This Plan and any applicable enrollment forms constitute the
entire understanding and agreement with respect to the Plan, and there are no agreements,
understandings, restrictions, representations or warranties among Employee and the Company other
than those as set forth or provided for therein.

6.8 Trusts. At its discretion, the Company may establish one or more trusts, with
such trustees as the Board may approve, for the purpose of providing for the payment of Plan
benefits. Such trust or trusts may be irrevocable, but the assets thereof shall be subject to the
claims of the Company’s creditors. To the extent any benefits provided under the Plan are actually
paid from any such trust, the Employer shall have no further obligation with respect thereto, but
to the extent not so paid, such benefits shall remain the obligation of, and shall be paid by, the
Company.

6.9 Amendment of Plan. This Plan may be amended by the Company at any time in its
sole discretion by resolution by its Board; provided however that no amendment may reduce a benefit
or delay the time at which benefits shall be paid to a Participant pursuant to the Plan without the
consent of the Participant.

6.10 Key Man Insurance. The Company may purchase and own such key man life insurance
as it chooses on the life of any Participant. Such policies shall be corporate assets and no
Participant, nor his beneficiaries, heirs, assigns, personal representative or estate, shall have
any right to or interest in any such policy or the proceeds payable thereunder on his death. On
death of the Participant, the proceeds of any such policy shall be payable solely to the Company.

6.11 Medical Underwriting. As a condition of becoming a Plan Participant, each
Eligible Employee shall undertake certain medical underwriting requirements as requested by the
Company. The cost of such underwriting shall be borne by the Company. The specific results of
such medical underwriting shall remain confidential among the Participant, the insurance carrier
and the Company.

ARTICLE VII

CODE SECTION 409A COMPLIANCE

7.1 Additional Restrictions on Deferred Compensation. Effective on and after
January 1, 2005, any payment of benefits under the Plan to an Employee shall be subject to the
additional restrictions imposed by Code section 409A as set forth in this section 7.1.

(a) Restriction on In-Service Distributions. No benefits payable to an Employee under
this Plan shall be distributed earlier than

	 	(i)	 	the date of the Employee’s separation from service
with the Company [as this term may be defined in
section 409A(a)(2)(A)(i) of the Code and regulations promulgated
thereunder],	 

	 	(ii)	 	the date the Employee suffers a Disability,	 

	 	(iii)	 	the date of the Employee’s death, or	 

	 	(iv)	 	a Change in Control of the Company, but only to the
extent provided under the provisions of regulations issued under Code
section 409A.	 

(b) Additional Restriction on Distributions to Key Employees. Notwithstanding any
other provision hereof, on or after January 1, 2005, if at the time a benefit would otherwise be
payable to an Employee under this Plan, the Employee is a “specified employee” [as defined below],
the distribution of the Employee’s benefit may not be made until six months after the date of the
Employee’s separation from service with the Company [as that term may be defined in
Section 409A(a)(2)(A)(i) of the Code and regulations promulgated thereunder], or, if earlier the
date of death of the Employee. This section 7.1(b) shall remain in effect only for periods in which
the stock of the Company is publicly traded on an established securities market.

For purposes of this section 7.1(b), a “specified employee” shall mean any Employee of the
Company who is a “key employee” of the Company within the meaning of Code section 416(i) (without
regard to paragraph (5) thereof). This shall include any Employee who is (i) a 5-percent owner of
the Company’s common stock, or (ii) an officer of the Company with annual compensation from the
Company of $130,000.00 or more, or (iii) a 1-percent owner of Company’s common stock with annual
compensation from the Company of $150,000.00 or more (or such higher annual limit as may be in
effect for years subsequent to 2005 pursuant to indexing section 416(i) of the Code).

(c) Restrictions on Subsequent Elections. Any request or election to change the form
in which an Employee’s benefits under this Plan are distributed filed with the Company on or after
January 1, 2005 shall be given effect only if it satisfies the following conditions:

	 	(i)	 	such request or election may not take effect until at
least 12 months after the date on which the election is filed with the
Company; and	 

	 	(ii)	 	in the case of any request or election to change the
timing of payment for a benefit from this Plan (other than a benefit
payable as result of the Employee’s death), the first payment made
pursuant to such an election may not be made prior to the end of the
period of 5 years from the date such payment would otherwise have been
made.	 

7.2 Interpretation. Sections 7.1 has been adopted only in order to comply with the
requirements added by Code section 409A. These sections shall be interpreted and administered in a
manner consistent with the requirements of Code section 409A, together with any regulations or
other guidance which may be published by the Treasury Department or Internal Revenue Service
interpreting such Code section 409A. These sections are not intended to restrict the operation of
this Plan in any manner not necessary to avoid adverse tax consequences under Code section 409A.

IN WITNESS WHEREOF, the Company has caused this Amended and Restated Supplemental
Executive Retirement Plan to be executed by a duly authorized officer effective as of the Effective
Date.

WESTERN RESERVE BANK

By: /s/Edward J. McKeon, President and

Chief Executive Officer

2

Exhibit A

Change in Control Definition

A “Change in Control” shall mean a “Change in Ownership” as defined in (a) hereof; a “Change
in Effective Control” as defined in (b), hereof; or a “Change in Ownership of a Substantial
Portion of Assets” as defined in (c) hereof.

	 	(a)	 	Change in Ownership. For purposes of this Agreement, a “change in the
ownership” of the Corporation occurs on the date that any one person, or more than one
	 
	 	 	 	person acting as a group (as defined in subsection (d) hereof, acquires ownership of
stock of the Corporation that, together with stock held by such person or group,
constitutes more than 50 percent of the total fair market value or total voting power
of the stock of the Corporation. However, if any one person, or more than one person
acting as a group, is considered to own more than 50 percent of the total fair market
value or total voting power of the stock of the Corporation, the acquisition of
additional stock by the same person or persons is not considered to cause a change in
the ownership of the Corporation (or to cause a change in the effective control of the
Corporation (within the meaning of subsection (b) hereof. An increase in the percentage
of stock owned by any one person, or persons acting as a group, as a result of a
transaction in which the Corporation acquires its stock in exchange for property will
be treated as an acquisition of stock for purposes of this section.

	 	(b)	 	Change in the Effective Control. For purposes of this Agreement, a
change in the effective control of the Corporation occurs on the date that either –

	 	(i)	 	Any one person, or more than one person acting as a group
(as determined under subsection (d) hereof, acquires (or has acquired
during the 12-month period ending on the date of the most recent
acquisition by such person or persons) ownership of stock of the
Corporation possessing 35 percent or more of the total voting power of
the stock of the Corporation; or	 

	 	(ii)	 	a majority of members of the Corporation’s board of
directors is replaced during any 12-month period by directors whose
appointment or election is not endorsed by a majority of the members of
the Corporation’s board of directors prior to the date of the
appointment or election.	 

In the absence of an event described in subsection (b)(i) or (ii) above, a change in
the effective control of a Corporation will not have occurred.

	 	(c)	 	Change in the Ownership of a Substantial Portion of the Corporation’s
Assets. For purposes of this Agreement, a change in the ownership of a substantial
portion of the Corporation’s assets occurs on the date that any one person, or more
than one person acting as a group (as determined in subsection(d) hereof, acquires (or
has acquired during the 12-month period ending on the date of the most recent
acquisition by such person or persons) assets from the Corporation that have a total
gross fair market value equal to or more than 40 percent of the total gross fair market
value of all of the assets of the Corporation immediately prior to such acquisition or
acquisitions. For this purpose, gross fair market value means the value of the assets
of the Corporation, or the value of the assets being disposed of, determined without
regard to any liabilities associated with such assets.

There is no Change in Control Event under this subsection (c) when there is a
transfer to an entity that is controlled by the shareholders of the Corporation
immediately after the transfer, as provided in this paragraph. A transfer of assets
by the Corporation is not treated as a change in the ownership of such assets if the
assets are transferred to —

	 	(i)	 	A shareholder of the Corporation (immediately before the
asset transfer) in exchange for or with respect to its stock;	 

	 	(ii)	 	An entity, 50 percent or more of the total value or
voting power of which is owned, directly or indirectly, by the
Corporation;	 

	 	(iii)	 	A person, or more than one person acting as a group,
that owns, directly or indirectly, 50 percent or more of the total value
or voting power of all the outstanding stock of the Corporation; or	 

	 	(iv)	 	An entity, at least 50 percent of the total value or
voting power of which is owned, directly or indirectly, by a person
described in subparagraph (c)(iii) hereof.	 

For purposes of this subsection(c) and except as otherwise provided, a person’s
status is determined immediately after the transfer of the assets. For example, a
transfer to a corporation in which the transferor corporation has no ownership
interest before the transaction, but which is a majority-owned subsidiary of the
transferor corporation after the transaction is not treated as a change in the
ownership of the assets of the transferor corporation.

	 	(d)	 	Persons Acting as a Group. Persons will not be considered to be acting
as a group solely because they purchase assets or purchase or own stock of the same
corporation at the same time, or as a result of the same public offering. However,
persons will be considered to be acting as a group if they are owners of a corporation
that enters into a merger, consolidation, purchase or acquisition of stock, purchase or
acquisition of assets, or similar business transaction with the Corporation. If a
person, including an entity shareholder, owns stock in both corporations that enter
into a merger, consolidation, purchase or acquisition of stock, or similar transaction,
such shareholder is considered to be acting as a group with other shareholders in a
corporation only to the extent of the ownership in that corporation prior to the
transaction giving rise to the change and not with the ownership interest in the other
corporation.

Notwithstanding the foregoing, no trust department or designated fiduciary or other trustee
of such trust department of the Corporation or a subsidiary of the Corporation, or other
similar fiduciary capacity of the Corporation with direct voting control of the stock shall
be treated as a person or group within the meaning of hereof. Further, no profit-sharing,
employee stock ownership, employee stock purchase and savings, employee pension, or other
employee benefit plan of the Corporation or any of its subsidiaries, and no trustee of any
such plan in its capacity as such trustee, shall be treated as a person or group within the
meaning hereof.

3

ENROLLMENT AND DESIGNATION OF BENEFICIARY FORM

	 	 	 	 	 
	ENROLLMENT AUTHORIZATION
	Participant: Brian K. Harr
	Date of Enrollment	 	December 21, 2006

Normal Retirement Benefit:

	 	 	 	Payment Amount The benefit payable shall be equal to 20% of Participants base
salary in effect at the time of termination of employment.

Payment Period Ten Years

	 	 	 	Service Vesting 5% each December 31, beginning December 31, 2006

The undersigned duly authorized officer of the Company hereby certifies that:

 Brian K. Harr , meets the requirements for participation in the Western
Reserve Bank Supplemental Executive Retirement Plan as set forth in paragraph 2.1 and has
been approved by the CEO and the Board for inclusion as a participant.

	 	 	 
	Western Reserve Bank

By:

	 	

/s/ Edward J. McKeon
	 

	 	 
	Its:

	 	President & CEO
	 

	 	 
	Dated:

	 	December 21, 2006
	
 
	 	 
	 
	 	 

4

DESIGNATION OF BENEFICIARY

A. Primary Beneficiary. The Participant hereby designates the person(s)
named below to be his or her primary beneficiary and to receive the balance of any
unpaid benefits under the Plan.

	 	 	 	 	 	 	 
	Name

	 	Address
	 	Percentage of Benefit

	 

	 	 
	 	 	 	 
	 
	 	 	 	 	 	 
	
 
	 	 	 	 	%	 
	
 
	 	 	 	 	 	 
	 
	 	 	 	 	 	 
	
 
	 	 	 	 	%	 
	
 
	 	 	 	 	 	 

B. Contingent Beneficiary. In the event that the primary beneficiary or
beneficiaries named above are not living at the time of the Participant’s death, the
Participant hereby designates the following person(s) to be his or her contingent
beneficiary for purposes of the Plan:

	 	 	 	 	 	 	 
	Name

	 	Address
	 	Percentage of Benefit

	 

	 	 
	 	 	 	 
	 
	 	 	 	 	 	 
	
 
	 	 	 	 	%	 
	
 
	 	 	 	 	 	 
	 
	 	 	 	 	 	 
	
 
	 	 	 	 	%	 
	
 
	 	 	 	 	 	 

Participant:

     

5

ENROLLMENT AND DESIGNATION OF BENEFICIARY FORM

	 	 	 	 	 
	ENROLLMENT AUTHORIZATION
	Participant: Cynthia A. Mahl
	Date of Enrollment	 	December 21, 2006

Normal Retirement Benefit:

	 	 	 	Payment Amount The benefit payable shall be equal to 20% of Participants base
salary in effect at the time of termination of employment.

Payment Period Ten Years

	 	 	 	Service Vesting 5% each December 31, beginning December 31, 2006

The undersigned duly authorized officer of the Company hereby certifies that:

 Cynthia A. Mahl , meets the requirements for participation in the Western
Reserve Bank Supplemental Executive Retirement Plan as set forth in paragraph 2.1 and has
been approved by the CEO and the Board for inclusion as a participant.

	 	 	 
	Western Reserve Bank

By:

	 	

/s/ Edward J. McKeon
	 

	 	 
	Its:

	 	President & CEO
	 

	 	 
	Dated:

	 	12/21/2006
	
 
	 	 
	 
	 	 

6

DESIGNATION OF BENEFICIARY

C. Primary Beneficiary. The Participant hereby designates the person(s)
named below to be his or her primary beneficiary and to receive the balance of any
unpaid benefits under the Plan.

	 	 	 	 	 	 	 
	Name

	 	Address
	 	Percentage of Benefit

	 

	 	 
	 	 	 	 
	 
	 	 	 	 	 	 
	
 
	 	 	 	 	%	 
	
 
	 	 	 	 	 	 
	 
	 	 	 	 	 	 
	
 
	 	 	 	 	%	 
	
 
	 	 	 	 	 	 

D. Contingent Beneficiary. In the event that the primary beneficiary or
beneficiaries named above are not living at the time of the Participant’s death, the
Participant hereby designates the following person(s) to be his or her contingent
beneficiary for purposes of the Plan:

	 	 	 	 	 	 	 
	Name

	 	Address
	 	Percentage of Benefit

	 

	 	 
	 	 	 	 
	 
	 	 	 	 	 	 
	
 
	 	 	 	 	%	 
	
 
	 	 	 	 	 	 
	 
	 	 	 	 	 	 
	
 
	 	 	 	 	%	 
	
 
	 	 	 	 	 	 

Participant:

     

7

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