Document:

BEAR STEARNS ASSET BACKED SECURITIES I LLC,

Depositor,

EMC MORTGAGE CORPORATION,

Seller and Master Servicer,

and

LASALLE BANK NATIONAL ASSOCIATION,

Trustee

____________________

POOLING AND SERVICING AGREEMENT

Dated as of November 1, 2005

________________________________________

SACO I TRUST 2005-9

MORTGAGE-BACKED CERTIFICATES, SERIES 2005-9

 

 

TABLE OF CONTENTS

 

ARTICLE I  DEFINITIONS

	
             
 	
            Section 1.01
 	
            Defined Terms. 
 

	
             
 	
            Section 1.02
 	
            Allocation of Certain Interest Shortfalls. 
 

ARTICLE II  CONVEYANCE OF TRUST FUND REPRESENTATIONS AND WARRANTIES

	
             
 	
            Section 2.01
 	
            Conveyance of Trust Fund. 
 

	
             
 	
            Section 2.02
 	
            Acceptance of the Mortgage Loans. 
 

	
             
 	
            Section 2.03
 	
            Representations, Warranties and Covenants of the Master Servicer and EMC as Seller. 
 

	
             
 	
            Section 2.04
 	
            Representations and Warranties of the Depositor. 
 

	
             
 	
            Section 2.05
 	
            Delivery of Opinion of Counsel in Connection with Substitutions and Repurchases. 
 

	
             
 	
            Section 2.06
 	
            Countersignature and Delivery of Certificates. 
 

	
             
 	
            Section 2.07
 	
            Reserved. 
 

ARTICLE III  ADMINISTRATION AND SERVICING OF THE MORTGAGE LOANS

	
             
 	
            Section 3.01
 	
            The Master Servicer to act as Master Servicer. 
 

	
             
 	
            Section 3.02
 	
            Due-on-Sale Clauses; Assumption Agreements. 
 

	
             
 	
            Section 3.03
 	
            Subservicers. 
 

	
             
 	
            Section 3.04
 	
            Documents, Records and Funds in Possession of the Master Servicer To Be Held for Trustee. 
 

	
             
 	
            Section 3.05
 	
            Maintenance of Hazard Insurance. 
 

	
             
 	
            Section 3.06
 	
            Presentment of Claims and Collection of Proceeds. 
 

	
             
 	
            Section 3.07
 	
            Maintenance of the Primary Mortgage Insurance Policies. 
 

	
             
 	
            Section 3.08
 	
            Fidelity Bond, Errors and Omissions Insurance. 
 

	
             
 	
            Section 3.09
 	
            Realization Upon Defaulted Mortgage Loans; Determination of Excess Liquidation Proceeds and Realized Losses; Repurchases of Certain Mortgage Loans. 
 

	
             
 	
            Section 3.10
 	
            Servicing Compensation. 
 

	
             
 	
            Section 3.11
 	
            REO Property. 
 

	
             
 	
            Section 3.12
 	
            Liquidation Reports. 
 

	
             
 	
            Section 3.13
 	
            Annual Certificate as to Compliance. 
 

	
             
 	
            Section 3.14
 	
            Annual Independent Certified Public Accountants’ Servicing Report. 
 

	
             
 	
            Section 3.15
 	
            Books and Records. 
 

	
             
 	
            Section 3.16
 	
            Reports Filed with Securities and Exchange Commission. 
 

	
             
 	
            Section 3.17
 	
            UCC. 
 

	
             
 	
            Section 3.18
 	
            Optional Purchase of Certain Mortgage Loans. 
 

	
             
 	
            Section 3.19
 	
            Obligations of the Master Servicer in Respect of Mortgage Rates and Scheduled Payments. 
 

	
             
 	
            Section 3.20
 	
            Reserve Fund
 

	
             
 	
            Section 3.21
 	
            Advancing Facility. 
 

 

 

ARTICLE IV  ACCOUNTS

	
             
 	
            Section 4.01
 	
            Collection of Mortgage Loan Payments; Protected Account. 
 

	
             
 	
            Section 4.02
 	
            Permitted Withdrawals From the Protected Account. 
 

	
             
 	
            Section 4.03
 	
            Collection of Taxes; Assessments and Similar Items; Escrow Accounts. 
 

	
             
 	
            Section 4.04
 	
            Distribution Account. 
 

	
             
 	
            Section 4.05
 	
            Permitted Withdrawals and Transfers from the Distribution Account. 
 

	
             
 	
            Section 4.06
 	
            Class P Certificate Account. 
 

	
             
 	
            Section 4.07
 	
            Reserved. 
 

ARTICLE V  DISTRIBUTIONS AND ADVANCES

	
             
 	
            Section 5.01
 	
            Advances. 
 

	
             
 	
            Section 5.02
 	
            Compensating Interest Payments. 
 

	
             
 	
            Section 5.03
 	
            REMIC Distributions. 
 

	
             
 	
            Section 5.04
 	
            Distributions. 
 

	
             
 	
            Section 5.05
 	
            Allocation of Realized Losses. 
 

	
             
 	
            Section 5.06
 	
            Monthly Statements to Certificateholders. 
 

	
             
 	
            Section 5.07
 	
            REMIC Designations and REMIC Distributions. 
 

ARTICLE VI  THE CERTIFICATES

	
             
 	
            Section 6.01
 	
            The Certificates. 
 

	
             
 	
            Section 6.02
 	
            Certificate Register; Registration of Transfer and Exchange of Certificates. 
 

	
             
 	
            Section 6.03
 	
            Mutilated, Destroyed, Lost or Stolen Certificates. 
 

	
             
 	
            Section 6.04
 	
            Persons Deemed Owners. 
 

	
             
 	
            Section 6.05
 	
            Access to List of Certificateholders’ Names and Addresses. 
 

	
             
 	
            Section 6.06
 	
            Book-Entry Certificates. 
 

	
             
 	
            Section 6.07
 	
            Notices to Depository. 
 

	
             
 	
            Section 6.08
 	
            Definitive Certificates. 
 

	
             
 	
            Section 6.09
 	
            Maintenance of Office or Agency. 
 

ARTICLE VII  THE DEPOSITOR AND THE MASTER SERVICER

	
             
 	
            Section 7.01
 	
            Liabilities of the Depositor and the Master Servicer. 
 

	
             
 	
            Section 7.02
 	
            Merger or Consolidation of the Depositor or the Master Servicer. 
 

	
             
 	
            Section 7.03
 	
            Indemnification of the Trustee and the Master Servicer. 
 

	
             
 	
            Section 7.04
 	
            Limitations on Liability of the Depositor, the Master Servicer and Others
 

	
             
 	
            Section 7.05
 	
            Master Servicer Not to Resign
 

	
             
 	
            Section 7.06
 	
            Successor Master Servicer
 

	
             
 	
            Section 7.07
 	
            Sale and Assignment of Master Servicing
 

ARTICLE VIII  DEFAULT; TERMINATION OF MASTER SERVICER

	
             
 	
            Section 8.01
 	
            Events of Default. 
 

	
             
 	
            Section 8.02
 	
            Trustee to Act; Appointment of Successor. 
 

	
             
 	
            Section 8.03
 	
            Notification to Certificateholders. 
 

	
             
 	
            Section 8.04
 	
            Waiver of Defaults. 
 

ARTICLE IX  CONCERNING THE TRUSTEE

	
             
 	
            Section 9.01
 	
            Duties of Trustee. 
 

 

 

	
             
 	
            Section 9.02
 	
            Certain Matters Affecting the Trustee. 
 

	
             
 	
            Section 9.03
 	
            Trustee Not Liable for Certificates or Mortgage Loans. 
 

	
             
 	
            Section 9.04
 	
            Trustee May Own Certificates. 
 

	
             
 	
            Section 9.05
 	
            Trustee’s Fees and Expenses. 
 

	
             
 	
            Section 9.06
 	
            Eligibility Requirements for Trustee. 
 

	
             
 	
            Section 9.07
 	
            Insurance. 
 

	
             
 	
            Section 9.08
 	
            Resignation and Removal of Trustee. 
 

	
             
 	
            Section 9.09
 	
            Successor Trustee. 
 

	
             
 	
            Section 9.10
 	
            Merger or Consolidation of Trustee. 
 

	
             
 	
            Section 9.11
 	
            Appointment of Co-Trustee or Separate Trustee. 
 

	
             
 	
            Section 9.12
 	
            Tax Matters. 
 

ARTICLE X  TERMINATION

	
             
 	
            Section 10.01
 	
            Termination upon Liquidation or Repurchase of all Mortgage Loans. 
 

	
             
 	
            Section 10.02
 	
            Final Distribution on the Certificates. 
 

	
             
 	
            Section 10.03
 	
            Additional Termination Requirements. 
 

ARTICLE XI  MISCELLANEOUS PROVISIONS

	
             
 	
            Section 11.01
 	
            Amendment. 
 

	
             
 	
            Section 11.02
 	
            Recordation of Agreement; Counterparts. 
 

	
             
 	
            Section 11.03
 	
            Governing Law. 
 

	
             
 	
            Section 11.04
 	
            Intention of Parties. 
 

	
             
 	
            Section 11.05
 	
            Notices. 
 

	
             
 	
            Section 11.06
 	
            Severability of Provisions. 
 

	
             
 	
            Section 11.07
 	
            Assignment. 
 

	
             
 	
            Section 11.08
 	
            Limitation on Rights of Certificateholders. 
 

	
             
 	
            Section 11.09
 	
            Inspection and Audit Rights. 
 

	
             
 	
            Section 11.10
 	
            Certificates Nonassessable and Fully Paid. 
 

 

 

Exhibits

	
            Exhibit A-1
 	
            Form of Class A Certificates
 	
             

	
            Exhibit A-2
 	
            Form of Class M Certificates
 	
             

	
            Exhibit A-3
 	
            Form of Class B Certificates
 	
             

	
            Exhibit A-4
 	
            Form of Class C Certificates
 	
             

	
            Exhibit A-5
 	
            Form of Class R Certificates
 	
             

	
            Exhibit A-6
 	
            Form of Class P Certificates
 	
             

	
            Exhibit B
 	
            Mortgage Loan Schedule
 	
             

	
            Exhibit C
 	
            Form of Transfer Affidavit
 	
             

	
            Exhibit D
 	
            Form of Transferor Certificate
 	
             

	
            Exhibit E
 	
            Form of Investment Letter (Non-Rule 144A)
 	
             

	
            Exhibit F
 	
            Form of Rule 144A and Related Matters Certificate
 
	
            Exhibit G
 	
            Form of Request for Release
 	
             

	
            Exhibit H
 	
            DTC Letter of Representations
 	
             

	
            Exhibit I
 	
            Schedule of Mortgage Loans with Lost Notes
 	
             

	
            Exhibit J-1
 	
            Form of LaSalle Custodial Agreement
 	
             

	
            Exhibit J-2
 	
            Form of Wells Custodial Agreement
 	
             

	
            Exhibit K
 	
            Form of Back-Up Certification
 	
             

	
            Exhibit L
 	
            Form of Mortgage Loan Purchase Agreement
 	
             

														

 

 

POOLING AND SERVICING AGREEMENT, dated as of November 1, 2005, among BEAR STEARNS ASSET BACKED SECURITIES I LLC, a Delaware limited liability company, as depositor (the “Depositor”), EMC MORTGAGE CORPORATION, a Delaware corporation, as seller (in such capacity, the “Seller”) and as master servicer (in such capacity, the “Master Servicer”) and LASALLE BANK NATIONAL ASSOCIATION, a national banking association, as trustee (the “Trustee”).

PRELIMINARY STATEMENT

The Depositor is the owner of the Trust Fund that is hereby conveyed to the Trustee in return for the Certificates.  On or prior to the Closing Date, the Depositor acquired the Mortgage Loans from the Seller. On the Closing Date, the Depositor will sell the Mortgage Loans and certain other property to the Trust Fund and receive in consideration therefor Certificates evidencing the entire beneficial ownership interest in the Trust Fund.  

 

 

REMIC I

As provided herein, the Trustee will elect to treat the segregated pool of assets consisting of the Mortgage Loans and certain other related assets subject to this Agreement (other than the Reserve Fund, the Cap Contract, any Cap Contract Payment Amounts and any Prepayment Charge Waiver Amounts) as a REMIC (as defined herein) for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC I”. The Class R-1 Certificates will be the sole class of Residual Interests (as defined herein) in REMIC I for purposes of the REMIC Provisions (as defined herein). The following table irrevocably sets forth the designation, the Uncertificated REMIC I Pass-Through Rate, the initial Uncertificated Principal Balance and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for each of the REMIC
I Regular Interests (as defined herein). None of the REMIC I Regular Interests will be certificated.

	
            
Designation
 
 	
            
Uncertificated REMIC I Pass-Through Rate
 
 	
            
Initial Uncertificated
 Principal Balance
 
 	
            
Latest Possible Maturity Date (1)
 
 
	
            AA
 	
            Variable(2)
 	
            $
 	
            476,971,391.52
 	
            December 25, 2035
 
	
            A-1
 	
            Variable(2)
 	
            $
 	
            1,659,660.00
 	
            December 25, 2035
 
	
            A-2
 	
            Variable(2)
 	
            $
 	
            912,830.00
 	
            December 25, 2035
 
	
            A-3
 	
            Variable(2)
 	
            $
 	
            746,830.00
 	
            December 25, 2035
 
	
            M-1
 	
            Variable(2)
 	
            $
 	
            265,260.00
 	
            December 25, 2035
 
	
            M-2
 	
            Variable(2)
 	
            $
 	
            245,790.00
 	
            December 25, 2035
 
	
            M-3
 	
            Variable(2)
 	
            $
 	
            92,470.00
 	
            December 25, 2035
 
	
            M-4
 	
            Variable(2)
 	
            $
 	
            150,880.00
 	
            December 25, 2035
 
	
            M-5
 	
            Variable(2)
 	
            $
 	
            107,070.00
 	
            December 25, 2035
 
	
            M-6
 	
            Variable(2)
 	
            $
 	
            82,740.00
 	
            December 25, 2035
 
	
            B-1
 	
            Variable(2)
 	
            $
 	
            97,340.00
 	
            December 25, 2035
 
	
            B-2
 	
            Variable(2)
 	
            $
 	
            63,270.00
 	
            December 25, 2035
 
	
            B-3
 	
            Variable(2)
 	
            $
 	
            70,570.00
 	
            December 25, 2035
 
	
            B-4
 	
            Variable(2)
 	
            $
 	
            80,310.00
 	
            December 25, 2035
 
	
            ZZ
 	
            Variable(2)
 	
            $
 	
            5,159,090.03
 	
            December 25, 2035
 
	
            P
 	
            0.00%
 	
            $
 	
            100.00
 	
            December 25, 2035
 

___________________________

	
            (1)
 	
            For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date immediately following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for each REMIC I Regular Interest.
 

	
            (2)
 	
            Calculated in accordance with the definition of “Uncertificated REMIC I Pass-Through Rate” herein.
 

 

 

REMIC II

As provided herein, the Trustee will elect to treat the segregated pool of assets consisting of the REMIC I Regular Interests as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC II”. The Class R-2 Certificates will represent the sole class of Residual Interests in REMIC II for purposes of the REMIC Provisions.

The following table irrevocably sets forth the designation, Pass-Through Rate, Initial Certificate Principal Balance (or initial Uncertificated Principal Balance, in the case of the Class C Interest and the Class P Interest) and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for each class of Certificates and interests that represents ownership of one or more of the Regular Interests in REMIC II created hereunder.  

 

	
            
Designation
 
 	
            
Pass-Through Rate
 
 	
            
Initial Certificate or Uncertificated Principal Balance
 
 	
            
Latest Possible Maturity Date(1)
 
 
	
            A-1
 	
            Variable(2)
 	
            $
 	
            165,966,000.00
 	
            December 25, 2035
 
	
            A-2
 	
            Variable(2)
 	
            $
 	
            91,283,000.00
 	
            December 25, 2035
 
	
            A-3
 	
            Variable(2)
 	
            $
 	
            74,683,000.00
 	
            December 25, 2035
 
	
            M-1
 	
            Variable(2)
 	
            $
 	
            26,526,000.00
 	
            December 25, 2035
 
	
            M-2
 	
            Variable(2)
 	
            $
 	
            24,579,000.00
 	
            December 25, 2035
 
	
            M-3
 	
            Variable(2)
 	
            $
 	
            9,247,000.00
 	
            December 25, 2035
 
	
            M-4
 	
            Variable(2)
 	
            $
 	
            15,088,000.00
 	
            December 25, 2035
 
	
            M-5
 	
            Variable(2)
 	
            $
 	
            10,707,000.00
 	
            December 25, 2035
 
	
            M-6
 	
            Variable(2)
 	
            $
 	
            8,274,000.00
 	
            December 25, 2035
 
	
            B-1
 	
            Variable(2)
 	
            $
 	
            9,734,000.00
 	
            December 25, 2035
 
	
            B-2
 	
            Variable(2)
 	
            $
 	
            6,327,000.00
 	
            December 25, 2035
 
	
            B-3
 	
            Variable(2)
 	
            $
 	
            7,057,000.00
 	
            December 25, 2035
 
	
            B-4
 	
            Variable(2)
 	
            $
 	
            8,031,000.00
 	
            December 25, 2035
 
	
            Class C Interest
 	
            Variable(2)(3)
 	
            $
 	
            29,203,501.55
 	
            December 25, 2035
 
	
            Class P Interest
 	
            0.00%
 	
            $
 	
            100.00
 	
            December 25, 2035
 

___________________

	
            (1)
 	
            For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for each Certificate described above.
 

	
            (2)
 	
            Calculated in accordance with the definition of “Pass-Through Rate” herein.
 

	
            (3)
 	
            The Class C Interest will accrue interest at its variable Pass-Through Rate on the Uncertificated Notional Amount of the Class C Interest outstanding from time to time, which shall equal the aggregate Uncertificated Principal Balance of the REMIC I Regular Interests (other than REMIC I Regular Interest P). The Class C Interest will not accrue interest on its Uncertificated Principal Balance.
 

 

 

REMIC III

As provided herein, the Trustee shall elect to treat the segregated pool of assets consisting of the Class C Interest as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC III”.  The Class R-3 Interest represents the sole class of Residual Interests in REMIC III for purposes of the REMIC Provisions.

The following table sets forth the Class designation, Pass Through Rate, Initial Certificate Principal Balance and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for the indicated Class of Certificates that represents a Regular Interest in REMIC III created hereunder:

	
            
Class Designation
 
 	
            
Pass-Through Rate
 
 	
            
Initial Certificate Principal Balance
 
 	
            
Latest Possible Maturity Date(1)
 
 
	
            C
 	
            Variable(2)
 	
            $29,203,501.55
 	
            December 25, 2035
 

_______________

	
            (1)
 	
            For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date immediately following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for the Class C Certificates.
 

	
            (2)
 	
            The Class C Certificates will receive 100% of amounts received in respect of the Class C Interest.
 

 

 

REMIC IV

As provided herein, the Trustee shall elect to treat the segregated pool of assets consisting of the Class P Interest as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC IV”. The Class R-4 Interest represents the sole class of Residual Interests in REMIC IV for purposes of the REMIC Provisions.

The following table sets forth the Class designation, Pass-Through Rate, Initial Certificate Principal Balance and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for the indicated Class of Certificates that represents a Regular Interest in REMIC IV created hereunder:

	
            
Class Designation
 
 	
            
Pass-Through Rate
 
 	
            
Initial Certificate
 Principal Balance
 
 	
            
Latest Possible
 Maturity Date(1)
 
 
	
            P
 	
            0.00%(2)
 	
            $100.00
 	
            December 25, 2035
 

_______________

	
            (1)
 	
            For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date immediately following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for the Class P Certificates.
 

	
            (2)
 	
            The Class P Certificates will receive 100% of amounts received in respect of the Class P Interest.
 

The Trust Fund shall be named, and may be referred to as, the “SACO I TRUST 2005-9.” The Certificates issued hereunder may be referred to as “Mortgage-Backed Certificates, Series 2005-9” (including for purposes of any endorsement or assignment of a Mortgage Note or Mortgage).

In consideration of the mutual agreements herein contained, the Depositor, the Master Servicer, the Seller and the Trustee agree as follows: 

 

 

 

ARTICLE I

 

DEFINITIONS

	
             
  	
            Section 1.01
 	
            Defined Terms.  
 

Whenever used in this Agreement, the following words and phrases, unless the context otherwise requires, shall have the meanings specified in this Article.

60 Day Plus Delinquency Percentage:  With respect to any Distribution Date, the arithmetic average for each of the three successive Distribution Dates ending with the applicable Distribution Date of the percentage equivalent of a fraction, the numerator of which is the aggregate Stated Principal Balance of the Mortgage Loans that are 60 or more days Delinquent in the payment of principal or interest for the relevant Distribution Date, any other Mortgage Loans in foreclosure, REO Property and Mortgage Loans with a related mortgagor subject to bankruptcy procedures, and the denominator of which is the aggregate Stated Principal Balance of all of the Mortgage Loans immediately preceding the relevant Distribution Date.

Accepted Servicing Practices:  With respect to each Mortgage Loan, those mortgage servicing practices (including collection procedures) that are in accordance with all applicable statutes, regulations and prudent mortgage banking practices for similar mortgage loans.

Account:  The Distribution Account, the Reserve Fund, the Class P Certificate Account and the Protected Account.

Accrual Period:  With respect to the Certificates (other than the Class C, Class P and Residual Certificates) and any Distribution Date, the period from and including the immediately preceding Distribution Date (or with respect to the first Accrual Period, the Closing Date) to and including the day prior to such Distribution Date. With respect to the Class C Certificates and the Class C Interest and any Distribution Date, the calendar month immediately preceding such Distribution Date. All calculations of interest on the Certificates (other than the Class C, Class P and Residual Certificates) will be made on the basis of the actual number of days elapsed in the related Accrual Period. All calculations of interest on the Class C Certificates and the Class C Interest will be made on the basis of a 360-day year consisting of twelve 30-day months.

Advance:  An advance of delinquent payments of principal or interest in respect of a Mortgage Loan required to be made by the Master Servicer as provided in Section 5.01 hereof.

Agreement:  This Pooling and Servicing Agreement and any and all amendments or supplements hereto made in accordance with the terms herein.

Amount Held for Future Distribution:  As to any Distribution Date, the aggregate amount held in the Protected Account at the close of business on the immediately preceding Determination Date on account of (i) all Scheduled Payments or portions thereof received in respect of the Mortgage Loans due after the related Due Period and (ii) Principal Prepayments, Liquidation Proceeds, Subsequent Recoveries and Insurance Proceeds received in respect of such Mortgage Loans after the last day of the related Prepayment Period.

 

 

Applied Realized Loss Amount:  With respect to any Distribution Date and a Class of Class A, Class M, Class B and Class C Certificates, the sum of the Realized Losses with respect to the Mortgage Loans that have been applied in reduction of the Certificate Principal Balance of a Class of Certificates pursuant to Section 5.05 of this Agreement which have not previously been reimbursed or reduced by any Subsequent Recoveries applied to such Applied Realized Loss Amount.

Appraised Value:  With respect to any Mortgage Loan originated in connection with a refinancing, the appraised value of the Mortgaged Property based upon the appraisal made at the time of such refinancing or, with respect to any other Mortgage Loan, the lesser of (x) the appraised value of the Mortgaged Property based upon the appraisal made by a fee appraiser at the time of the origination of the related Mortgage Loan, and (y) the sales price of the Mortgaged Property at the time of such origination.

Basis Risk Shortfall Carry Forward Amount:  With respect to any Distribution Date and any Class of Class A, Class M and Class B Certificates, an amount equal to the sum of (A) the excess, if any, of (a) the amount of Current Interest that such Class would have been entitled to receive on such Distribution Date had the Pass-Though Rate applicable to such Class been calculated at a per annum rate equal to the lesser of (x) 11.00% per annum and (y) One-Month LIBOR plus the related Certificate Margin, over (b) the amount of Current Interest that such Class received on such Distribution Date if the Pass-Through Rate is limited to the Net Rate Cap and (B) the amount in clause (A) for all previous Distribution Dates not previously paid, together with interest thereon at a rate equal to the related Pass-Through Rate for such Distribution Date.

Bankruptcy Code:  Title 11 of the United States Code.

Book-Entry Certificates:  Any of the Certificates that shall be registered in the name of the Depository or its nominee, the ownership of which is reflected on the books of the Depository or on the books of a person maintaining an account with the Depository (directly, as a “Depository Participant”, or indirectly, as an indirect participant in accordance with the rules of the Depository and as described in Section 6.06). As of the Closing Date, each Class of Regular Certificates (other than the Class B-4 Certificates and Class C Certificates) constitutes a Class of Book-Entry Certificates.

Business Day:  Any day other than (i) a Saturday or a Sunday, or (ii) a day on which banking institutions in The City of New York, New York, Chicago, Illinois, Minneapolis, Minnesota or the city in which the Corporate Trust Office of the Trustee or the principal office of the Master Servicer is located are authorized or obligated by law or executive order to be closed.

Cap Contract: With respect to any of the Class M-4 Certificates, the cap contract, dated November 30, 2005, between the Trustee, on behalf of the Class M-4 Certificateholders and Bear Stearns Financial Products Inc.

Cap Contract Payment Amount: With respect to any Distribution Date and the Cap Contract, the amounts received from such Cap Contract, if any, on such Distribution Date.

Certificate:  Any one of the certificates of any Class executed and authenticated by the Trustee in substantially the forms attached hereto as Exhibits A-1 through A-5.

 

 

Certificate Margin:  With respect to the Class A-1 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC I Regular Interest A-1, 0.250% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 0.500% per annum in the case of each Distribution Date thereafter.

With respect to the Class A-2 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC I Regular Interest A-2, 0.110% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 0.220% per annum in the case of each Distribution Date thereafter.

With respect to the Class A-3 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC I Regular Interest A-3, 0.310% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 0.620% per annum in the case of each Distribution Date thereafter.

With respect to the Class M-1 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC I Regular Interest M-1, 0.460% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 0.690% per annum in the case of each Distribution Date thereafter.

With respect to the Class M-2 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC I Regular Interest M-2, 0.480% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 0.720% per annum in the case of each Distribution Date thereafter.

With respect to the Class M-3 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC I Regular Interest M-3, 0.500% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 0.750% per annum in the case of each Distribution Date thereafter.

With respect to the Class M-4 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC I Regular Interest M-4, 0.670% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 1.005% per annum in the case of each Distribution Date thereafter.

With respect to the Class M-5 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC I Regular Interest M-5, 0.720% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 1.080% per annum in the case of each Distribution Date thereafter.

With respect to the Class M-6 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC I Regular Interest M-6, 0.770% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 1.155% per annum in the case of each Distribution Date thereafter.

With respect to the Class B-1 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC I Regular Interest B-1, 1.550% per annum in the 

 

case of each Distribution Date through and including the first possible Optional Termination Date and 2.325% per annum in the case of each Distribution Date thereafter.

With respect to the Class B-2 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC I Regular Interest B-2, 1.700% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 2.550% per annum in the case of each Distribution Date thereafter.

With respect to the Class B-3 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC I Regular Interest B-3, 2.750% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 4.125% per annum in the case of each Distribution Date thereafter.

With respect to the Class B-4 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC I Regular Interest B-4, 3.500% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 5.250% per annum in the case of each Distribution Date thereafter.

Certificate Notional Amount:  With respect to the Class C Certificates and any Distribution Date, an amount equal to the Stated Principal Balance of the Mortgage Loans as of the beginning of the related Due Period.  The initial Certificate Notional Amount of the Class C Certificates shall be $486,705,501.55. For federal income tax purposes, the Certificate Notional Amount for any Distribution Date shall be an amount equal to the Uncertificated Notional Amount for the Class C Interest for such Distribution Date.

Certificate Owner:  With respect to a Book-Entry Certificate, the Person that is the beneficial owner of such Book-Entry Certificate.

Certificate Principal Balance:  As to any Certificate (other than the Class C Certificates and any Class R Certificate) and as of any Distribution Date, the Initial Certificate Principal Balance of such Certificate plus, in the case of a Class A, Class M or Class B Certificate, any Subsequent Recoveries added to the Certificate Principal Balance of such Certificate pursuant to Section 5.04(b), less the sum of (i) all amounts distributed with respect to such Certificate in reduction of the Certificate Principal Balance thereof on previous Distribution Dates pursuant to Section 5.04, and (ii) any Applied Realized Loss Amounts allocated to such Certificate on previous Distribution Dates.  As to the Class C Certificates and as of any Distribution Date, an amount equal to the Uncertificated Principal Balance of the Class C Interest.

Certificate Register:  The register maintained pursuant to Section 6.02 hereof.

Certificateholder or Holder:  The person in whose name a Certificate is registered in the Certificate Register (initially, Cede & Co., as nominee for the Depository, in the case of any Book-Entry Certificates).

Class:  All Certificates bearing the same Class designation as set forth in Section 6.01 hereof.

Class A Certificates:  Any of the Class A-1, Class A-2 and Class A-3 Certificates.

 

 

Class A Principal Distribution Amount:  For any Distribution Date, an amount equal to the lesser of (x) the Principal Distribution Amount for such Distribution Date and (y) the excess, if any, of (i) the aggregate Certificate Principal Balance of the Class A Certificates immediately prior to such Distribution Date, over (ii) the lesser of (a) the product of (1) 36.40% and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (b) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of
the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period ) minus the Overcollateralization Floor.

Class A-1 Certificate: Any Certificate designated as a “Class A-1 Certificate” on the face thereof, in the form of Exhibit A-1 hereto, representing the right to the Percentage Interest of distributions provided for the Class A-1 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC II and (ii) the right to receive the Basis Risk Shortfall Carry Forward Amount.

Class A-2 Certificate: Any Certificate designated as a “Class A-2 Certificate” on the face thereof, in the form of Exhibit A-1 hereto, representing the right to the Percentage Interest of distributions provided for the Class A-2 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC II and (ii) the right to receive the Basis Risk Shortfall Carry Forward Amount.

Class A-3 Certificate: Any Certificate designated as a “Class A-3 Certificate” on the face thereof, in the form of Exhibit A-1 hereto, representing the right to the Percentage Interest of distributions provided for the Class A-3 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC II and (ii) the right to receive the Basis Risk Shortfall Carry Forward Amount.

Class B Certificates:  Any of the Class B-1, Class B-2, Class B-3 and Class B-4 Certificates.

Class B-1 Certificate:  Any Certificate designated as a “Class B-1 Certificate” on the face thereof, in the form of Exhibit A-3 hereto, representing the right to its Percentage Interest of distributions provided for the Class B-1 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC II and (ii) the right to receive the Basis Risk Shortfall Carry Forward Amount. 

Class B-1 Principal Distribution Amount:  For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal Distribution Amount, the Class M-3 Principal Distribution Amount, the Class M-4 Principal Distribution Amount, the Class M-5 Principal Distribution Amount and the Class M-6 Principal Distribution Amount and (y) the excess, if any, of (a) the 

 

sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount
on such Distribution Date), (6) the Certificate Principal Balance of the Class M-5 Certificates (after taking into account the distribution of the Class M-5 Principal Distribution Amount on such Distribution Date), (7) the Certificate Principal Balance of the Class M-6 Certificates (after taking into account the distribution of the Class M-6 Principal Distribution Amount on such Distribution Date) and (8) the Certificate Principal Balance of the Class B-1 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 79.20% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the
aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus the Overcollateralization Floor.

Class B-2 Certificate:  Any Certificate designated as a “Class B-2 Certificate” on the face thereof, in the form of Exhibit A-3 hereto, representing the right to its Percentage Interest of distributions provided for the Class B-2 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC II and (ii) the right to receive the Basis Risk Shortfall Carry Forward Amount.  

Class B-2 Principal Distribution Amount:  For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal Distribution Amount, the Class M-3 Principal Distribution Amount, the Class M-4 Principal Distribution Amount, the Class M-5 Principal Distribution Amount, the Class M-6 Principal Distribution Amount and the Class B-1 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after
taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance 

 

of the Class M-4 Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date), (6) the Certificate Principal Balance of the Class M-5 Certificates (after taking into account the distribution of the Class M-5 Principal Distribution Amount on such Distribution Date) (7) the Certificate Principal Balance of the Class M-6 Certificates (after taking into account the distribution of the Class M-6 Principal Distribution Amount on such Distribution Date) (8) the Certificate Principal Balance of the Class B-1 Certificates (after taking into account the distribution of the Class B-1 Principal Distribution Amount on such Distribution Date) and (9) the Certificate Principal Balance of the Class B-2 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 81.80% and (y) the aggregate Stated Principal
Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus the Overcollateralization Floor.

Class B-3 Certificate:  Any Certificate designated as a “Class B-3 Certificate” on the face thereof, in the form of Exhibit A-3 hereto, representing the right to its Percentage Interest of distributions provided for the Class B-3 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC II and (ii) the right to receive the Basis Risk Shortfall Carry Forward Amount.  

Class B-3 Principal Distribution Amount:  For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal Distribution Amount, the Class M-3 Principal Distribution Amount, the Class M-4 Principal Distribution Amount, the Class M-5 Principal Distribution Amount, the Class M-6 Principal Distribution Amount, the Class B-1 Principal Distribution Amount, and the Class B-2 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal
Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date), (6) the Certificate Principal Balance of the Class M-5 Certificates (after taking into account the distribution of the Class M-5 Principal Distribution Amount on such Distribution Date), (7) the Certificate Principal Balance of the Class M-6 Certificates (after taking into account
the distribution of the Class M-6 Principal Distribution Amount on such Distribution 

 

Date), (8) the Certificate Principal Balance of the Class B-1 Certificates (after taking into account the distribution of the Class B-1 Principal Distribution Amount on such Distribution Date), (9) the Certificate Principal Balance of the Class B-2 Certificates (after taking into account the distribution of the Class B-2 Principal Distribution Amount on such Distribution Date) and (10) the Certificate Principal Balance of the Class B-3 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 84.70% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses
incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus the Overcollateralization Floor.

Class B-4 Certificate:  Any Certificate designated as a “Class B-4 Certificate” on the face thereof, in the form of Exhibit A-3 hereto, representing the right to its Percentage Interest of distributions provided for the Class B-4 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC II and (ii) the right to receive the Basis Risk Shortfall Carry Forward Amount.  

Class B-4 Principal Distribution Amount:  For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal Distribution Amount, the Class M-3 Principal Distribution Amount, the Class M-4 Principal Distribution Amount, the Class M-5 Principal Distribution Amount, the Class M-6 Principal Distribution Amount, the Class B-1 Principal Distribution Amount, the Class B-2 Principal Distribution Amount and the Class B-3 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such
Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date), (6) the Certificate Principal Balance of the Class M-5 Certificates (after taking into account the distribution of the Class M-5 Principal Distribution Amount on such Distribution Date), (7) the Certificate Principal Balance of the
Class M-6 Certificates (after taking into account the distribution of the Class M-6 Principal Distribution Amount on such Distribution Date), (8) the Certificate Principal Balance of the Class B-1 Certificates (after taking into account the distribution of the Class B-1 Principal Distribution Amount on such Distribution Date), (9) the Certificate Principal Balance of the Class B-2 Certificates (after taking into account the distribution of the Class B-2 Principal 

 

Distribution Amount on such Distribution Date), (10) the Certificate Principal Balance of the Class B-3 Certificates (after taking into account the distribution of the Class B-3 Principal Distribution Amount on such Distribution Date) and (11) the Certificate Principal Balance of the Class B-4 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 88.00% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related
Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus the Overcollateralization Floor.

Class C Certificate:  Any Certificate designated as a “Class C Certificate” on the face thereof, in the form of Exhibit A-4 hereto, representing the right to its Percentage Interest of distributions provided for the Class C Certificates herein and evidencing (i) a Regular Interest in REMIC, (ii) the obligation to pay Basis Risk Shortfall Carry Forward Amounts and (iii) the right to receive certain Cap Contract Payment Amounts.

Class C Distribution Amount:  With respect to any Distribution Date, the sum of (i) the Current Interest for the Class C Interest for such Distribution Date, (ii) any Overcollateralization Release Amount for such Distribution Date and (iii) without duplication, any Subsequent Recoveries not distributed to the Class A, Class M and Class B Certificates on such Distribution Date; provided, however that on any Distribution Date after the Distribution Date on which the Certificate Principal Balances of the Class A, Class M and Class B Certificates have been reduced to zero, the Class C Distribution Amount shall include the Overcollateralization Amount.

Class C Interest:  An uncertificated interest in the Trust Fund held by the Trustee on behalf of the Holders of the Class C Certificates, evidencing a Regular Interest in REMIC II for purposes of the REMIC Provisions.

Class M Certificates:  Any of the Class M-1, Class M-2, Class M-3, Class M-4, Class M-5 and Class M-6 Certificates.

Class M-1 Certificate:  Any Certificate designated as a “Class M-1 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-1 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC II and (ii) the right to receive the Basis Risk Shortfall Carry Forward Amount.

Class M-1 Principal Distribution Amount:  For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution 

 

Date) and (2) the Certificate Principal Balance of the Class M-1 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 47.30% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and
after reduction for Realized Losses incurred during the related Due Period) minus the Overcollateralization Floor.

Class M-2 Certificate:  Any Certificate designated as a “Class M-2 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-2 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC II and (ii) the right to receive the Basis Risk Shortfall Carry Forward Amount.  

Class M-2 Principal Distribution Amount:  For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount and the Class M-1 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date) and (3) the Certificate Principal Balance of the Class M-2 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of
(x) 57.40% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus the Overcollateralization Floor.

Class M-3 Certificate:  Any Certificate designated as a “Class M-3 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-3 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC II and (ii) the right to receive the Basis Risk Shortfall Carry Forward Amount.  

Class M-3 Principal Distribution Amount:  For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution 

 

Amount and the Class M-2 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date) and (4) the Certificate Principal Balance of the Class M-3 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 61.20% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the
last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus the Overcollateralization Floor.

Class M-4 Certificate:  Any Certificate designated as a “Class M-4 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-4 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC II and (ii) the right to receive the Basis Risk Shortfall Carry Forward Amount.  

Class M-4 Principal Distribution Amount:  For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal Distribution Amount and the Class M-3 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates
(after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date) and (5) the Certificate Principal Balance of the Class M-4 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 67.40% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period
(after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related 

 

Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus the Overcollateralization Floor.

Class M-5 Certificate:  Any Certificate designated as a “Class M-5 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-5 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC II and (ii) the right to receive the Basis Risk Shortfall Carry Forward Amount.

Class M-5 Principal Distribution Amount:  For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal Distribution Amount, the Class M-3 Principal Distribution Amount and the Class M-4 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate
Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date) and (6) the Certificate Principal Balance of the Class M-5 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 71.80% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal
received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus the Overcollateralization Floor.

Class M-6 Certificate:  Any Certificate designated as a “Class M-6 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-6 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC II and (ii) the right to receive the Basis Risk Shortfall Carry Forward Amount.

Class M-6 Principal Distribution Amount:  For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal Distribution Amount, the Class M-3 Principal Distribution Amount, the Class M-4 Principal Distribution Amount and the Class M-5 Principal Distribution 

 

Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the distribution
of the Class M-4 Principal Distribution Amount on such Distribution Date), (6) the Certificate Principal Balance of the Class M-5 Certificates (after taking into account the distribution of the Class M-5 Principal Distribution Amount on such Distribution Date) and (7) the Certificate Principal Balance of the Class M-6 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 75.20% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments
of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus the Overcollateralization Floor.

Class P Certificate:  Any Certificate designated as a “Class P Certificate” on the face thereof, in the form of Exhibit A-5 hereto, representing the right to its Percentage Interest of distributions provided for the Class P Certificates as set forth herein and evidencing a Regular Interest in REMIC IV.

Class P Interest:  An uncertificated interest in the Trust Fund held by the Trustee on behalf of the Holders of the Class P Certificates, evidencing (i) a Regular Interest in REMIC II for purposes of the REMIC Provisions and (ii) the right to receive any Prepayment Charge Waiver Amounts.

Class P Certificate Account:  The separate Eligible Account created and maintained by the Trustee pursuant to Section 4.06 in the name of the Trustee for the benefit of the Class P Certificateholders.

Class R-1 Certificate:  Any Certificate designated a “Class R-1 Certificate” on the face thereof, in the form set forth in Exhibit A-6 hereto, evidencing the Residual Interest in REMIC I and representing the right to the Percentage Interest of distributions provided for the Class R-1 Certificates as set forth herein.

Class R-2 Certificate:  Any Certificate designated a “Class R-2 Certificate” on the face thereof, in the form set forth in Exhibit A-6 hereto, evidencing the Residual Interest in REMIC II 

 

and representing the right to the Percentage Interest of distributions provided for the Class R-2 Certificates as set forth herein.

Class R-3 Interest:  The uncertificated Residual Interest in REMIC III.

Class R-4 Interest:  The uncertificated Residual Interest in REMIC IV.

Class RX Certificate:  Any Certificate designated a “Class RX Certificate” on the face thereof, in the form set forth in Exhibit A-6 hereto, evidencing the ownership of the Class R-3 Interest and the Class R-4 Interest and representing the right to the Percentage Interest of distributions provided for the Class RX Certificates as set forth herein.

Closing Date:  November 30, 2005.

Code:  The Internal Revenue Code of 1986, including any successor or amendatory provisions.

Compensating Interest:  An amount, not to exceed the Servicing Fee, to be deposited in the Protected Account by the Master Servicer to the payment of a Prepayment Interest Shortfall on a Mortgage Loan subject to this Agreement.

Corporate Trust Office:  The designated office of the Trustee where at any particular time its corporate trust business with respect to this Agreement shall be administered, which office at the date of the execution of this Agreement is located at 135 South LaSalle Street, Suite 1625, Chicago, Illinois, 60603 Attention:  Global Securities and Trust Services Group - SACO I Trust, Series 2005-9, or at such other address as the Trustee may designate from time to time.

Corresponding Certificate:  With respect to each REMIC I Regular Interest (other than REMIC I Regular Interests AA, ZZ and P), the Certificate with the corresponding designation.  

Counterparty:  Bear Stearns Financial Products Inc.  

Cumulative Realized Loss Percentage:  With respect to the Certificates and any Distribution Date, the percentage obtained by dividing (x) the aggregate Realized Losses on the Mortgage Loans incurred since the related Cut-off Date through the end of the related Due Period by (y) the aggregate  Stated Principal Balance of the Mortgage Loans as of the related Cut-off Date.

Current Interest:  As of any Distribution Date, with respect to the Certificates and interests of each class (other than the Class P Certificates, Class P Interest, the Residual Certificates and the Residual Interests), (i) the interest accrued on the Certificate Principal Balance or Uncertificated Notional Amount, as applicable, during the related Accrual Period at the applicable Pass-Through Rate, or the interest otherwise payable thereto, plus any amount previously distributed with respect to interest for such Certificate or interest that has been recovered as a voidable preference by a trustee in bankruptcy minus (ii) the sum of (a) any Prepayment Interest Shortfall for such Distribution Date, to the extent not covered by Compensating Interest and (b) any Relief Act Interest Shortfalls during the related Due Period, provided, however, that for purposes of
calculating Current Interest for any such class, amounts specified in clause (ii) hereof for any such Distribution Date shall be allocated first to the Class C Certificates, Class C Interest and Residual Certificates in reduction of amounts otherwise 

 

distributable to such Certificates and interest on such Distribution Date and then any excess shall be allocated to each Class of Class A, Class M and Class B Certificates pro rata based on the respective amounts of interest accrued pursuant to clause (i) hereof for each such Class on such Distribution Date.

Current Specified Enhancement Percentage:  With respect to any Distribution Date, the percentage obtained by dividing (x) the sum of (i) the aggregate Certificate Principal Balance of the Class M Certificates and Class B Certificates and (ii) the Overcollateralization Amount, in each case prior to the distribution of the Principal Distribution Amount on such Distribution Date, by (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the end of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period).

Custodial Agreements: Any of the LaSalle Custodial Agreement or Wells Fargo Custodial Agreement, as applicable. 

Custodians: (i) Wells Fargo Bank, National Association, or any successor custodian appointed pursuant to the provisions hereof and the Wells Fargo Custodial Agreement and (ii) LaSalle Bank National Association, or any successor custodian appointed pursuant to the provisions hereof and of the LaSalle Custodial Agreement.

Cut-off Date:  The close of business on November 1, 2005.

Cut-off Date Principal Balance:  As to any Mortgage Loan, the unpaid principal balance thereof as of the close of business on the Cut-off Date after application of all Principal Prepayments received prior to the Cut-off Date and scheduled payments of principal due on or before the Cut-off Date, whether or not received, but without giving effect to any installments of principal received in respect of Due Dates after the Cut-off Date. The aggregate Cut-off Date Principal Balance of the Mortgage Loans is $486,705,501.55.

Debt Service Reduction:  With respect to any Mortgage Loan, a reduction by a court of competent jurisdiction in a proceeding under the Bankruptcy Code in the Scheduled Payment for such Mortgage Loan that became final and non-appealable, except such a reduction resulting from a Deficient Valuation or any other reduction that results in a permanent forgiveness of principal.

Deficient Valuation:  With respect to any Mortgage Loan, a valuation by a court of competent jurisdiction of the Mortgaged Property in an amount less than the then outstanding indebtedness under such Mortgage Loan, or any reduction in the amount of principal to be paid in connection with any Scheduled Payment that results in a permanent forgiveness of principal, which valuation or reduction results from an order of such court that is final and non-appealable in a proceeding under the Bankruptcy Code.

Definitive Certificates:  As defined in Section 6.06.

 

 

Deleted Mortgage Loan:  A Mortgage Loan replaced or to be replaced by a Replacement Mortgage Loan.

Delinquent:  A Mortgage Loan is “delinquent” if any payment due thereon is not made pursuant to the terms of such Mortgage Loan by the close of business on the day such payment is scheduled to be due. A Mortgage Loan is “30 days delinquent” if such payment has not been received by the close of business on the corresponding day of the month immediately succeeding the month in which such payment was due, or, if there is no such corresponding day (e.g., as when a 30-day month follows a 31-day month in which a payment was due on the 31st day of such month), then on the last day of such immediately succeeding month. Similarly for “60 days delinquent,” “90 days delinquent” and so on.

Denomination:  With respect to each Certificate, the amount set forth on the face thereof as the “Initial Principal Balance or Initial Notional Amount of this Certificate”.

Depositor:  Bear Stearns Asset Backed Securities I LLC, a Delaware limited liability company, or its successor in interest.

Depository:  The initial Depository shall be The Depository Trust Company (“DTC”), the nominee of which is Cede & Co., or any other organization registered as a “clearing agency” pursuant to Section 17A of the Securities Exchange Act of 1934, as amended. The Depository shall initially be the registered Holder of the Book-Entry Certificates. The Depository shall at all times be a “clearing corporation” as defined in Section 8-102(a)(5) of the Uniform Commercial Code of the State of New York.

Depository Agreement:  With respect to the Class of Book-Entry Certificates, the agreement among the Depositor, the Trustee and the initial Depository, dated as of the Closing Date, substantially in the form of Exhibit H.

Depository Participant:  A broker, dealer, bank or other financial institution or other Person for whom from time to time a Depository effects book-entry transfers and pledges of securities deposited with the Depository.

Determination Date:  With respect to any Distribution Date, the 15th day of the month of such Distribution Date or, if such 15th day is not a Business Day, the immediately preceding Business Day.

Distribution Account:  The separate Eligible Account created and maintained by the Trustee pursuant to Section 4.04 in the name of the Trustee for the benefit of the Certificateholders designated “LaSalle Bank National Association, in trust for registered holders of Bear Stearns Asset Backed Securities I LLC, Mortgage-Backed Certificates, Series 2005-9”. Funds in the Distribution Account shall be held in trust for the Certificateholders for the uses and purposes set forth in this Agreement.

Distribution Account Deposit Date:  The second Business Day prior to each Distribution Date.

 

 

Distribution Date:  The 25th day of each calendar month after the initial issuance of the Certificates, or if such 25th day is not a Business Day, the next succeeding Business Day, commencing in December 2005.

Due Date:  As to any Mortgage Loan, the date in each month on which the related Scheduled Payment is due, as set forth in the related Mortgage Note.

Due Period:  With respect to any Distribution Date, the period from the second day of the calendar month preceding the calendar month in which such Distribution Date occurs through close of business on the first day of the calendar month in which such Distribution Date occurs.

Eligible Account:  Any of (i) an account or accounts maintained with a federal or state chartered depository institution or trust company, the long-term unsecured debt obligations and short-term unsecured debt obligations of which (or, in the case of a depository institution or trust company that is the principal subsidiary of a holding company, the debt obligations of such holding company, so long as Moody’s is not a Rating Agency) are rated by each Rating Agency in one of its two highest long-term and its highest short-term rating categories, respectively, at the time any amounts are held on deposit therein, or (ii) an account or accounts in a depository institution or trust company in which such accounts are insured by the FDIC (to the limits established by the FDIC) and the uninsured deposits in which accounts are otherwise secured such that, as
evidenced by an Opinion of Counsel delivered to the Trustee and to each Rating Agency, the Certificateholders have a claim with respect to the funds in such account or a perfected first priority security interest against any collateral (which shall be limited to Permitted Investments) securing such funds that is superior to claims of any other depositors or creditors of the depository institution or trust company in which such account is maintained, or (iii) a trust account or accounts maintained with the corporate trust department of a federal or state chartered depository institution or trust company having capital and surplus of not less than $50,000,000, acting in its fiduciary capacity or (iv) any other account acceptable to the Rating Agencies, as evidenced in writing.  Eligible Accounts may bear interest, and may include, if otherwise qualified under this definition, accounts maintained with the Trustee.

EMC:  EMC Mortgage Corporation, a Delaware corporation, and its successors and assigns, in its capacity as seller of the Mortgage Loans to the Depositor.

ERISA:  The Employee Retirement Income Security Act of 1974, as amended.

ERISA Restricted Certificates:  Any of the Class C, Class P and Residual Certificates.

Event of Default:  As defined in Section 8.01 hereof.

Excess Cashflow:  With respect to any Distribution Date, an amount, if any, equal to the sum of (a) the Remaining Excess Spread for such Distribution Date and (b) the Overcollateralization Release Amount for such Distribution Date.

Excess Liquidation Proceeds:  To the extent not required by law to be paid to the related Mortgagor, the excess, if any, of any Liquidation Proceeds with respect to a Mortgage Loan over the Stated Principal Balance of such Mortgage Loan and accrued and unpaid interest at the 

 

related Mortgage Rate through the last day of the month in which the Mortgage Loan has been liquidated.

Excess Spread:  With respect to any Distribution Date, the excess, if any, of (i) the Interest Funds for such Distribution Date over (ii) the sum of the Current Interest on the Class A, Class M and Class B Certificates and Interest Carry Forward Amounts on the Class A Certificates (other than Interest Carry Forward Amounts paid pursuant to Section 5.04(a)(3(A)), in each case for such Distribution Date. 

Exemption:  Prohibited Transaction Exemption 90-30, as amended from time to time.

Extra Principal Distribution Amount:  With respect to any Distribution Date, the lesser of (i) the excess, if any, of the Overcollateralization Target Amount for such Distribution Date over the Overcollateralization Amount for such Distribution Date (after giving effect to distributions of principal on the Certificates other than any Extra Principal Distribution Amount) and (ii) the Excess Spread for such Distribution Date.

Fannie Mae:  Fannie Mae (formerly, Federal National Mortgage Association), or any successor thereto.

FDIC:  The Federal Deposit Insurance Corporation, or any successor thereto.

Final Certification:  The certification substantially in the form of Exhibit Three to the Custodial Agreements.

Final Recovery Determination:  With respect to any defaulted Mortgage Loan or any REO Property (other than a Mortgage Loan or REO Property purchased by EMC pursuant to or as contemplated by Section 2.03(c) or Section 10.01), a determination made by the Master Servicer that all Insurance Proceeds, Liquidation Proceeds and other payments or recoveries which the Master Servicer, in its reasonable good faith judgment, expects to be finally recoverable in respect thereof have been so recovered. The Trustee shall maintain records, based solely on information provided by the Master Servicer, of each Final Recovery Determination made thereby.

FIRREA:  The Financial Institutions Reform, Recovery, and Enforcement Act of 1989.

Fiscal Quarter:  December 1 to February 29 (or the last day in such month), March 1 to May 31, June 1 to August 31, or September 1 to November 30, as applicable.

Fitch:  Fitch, Inc. and any successor thereto.

Freddie Mac:  Federal Home Loan Mortgage Corporation, or any successor thereto.

Global Certificate: Any Private Certificate registered in the name of the Depository or its nominee, beneficial interests in which are reflected on the books of the Depository or on the books of a Person maintaining an account with such Depository (directly or as an indirect participant in accordance with the rules of such depository).

 

 

Indemnified Persons:  The Trustee, the Master Servicer, the Trust Fund and their officers, directors, agents and employees and, with respect to the Trustee, any separate co-trustee and its officers, directors, agents and employees.

Individual Certificate:  Any Private Certificate registered in the name of the Holder other than the Depository or its nominee.

Initial Certification:  The certification substantially in the form of Exhibit One to the Custodial Agreements.

Initial Certificate Principal Balance:  With respect to any Certificate, the Certificate Principal Balance of such Certificate or any predecessor Certificate on the Closing Date.

Institutional Accredited Investor:  Any Person meeting the requirements of Rule 501(a)(l), (2), (3) or (7) of Regulation D under the Securities Act or any entity all of the equity Holders in which come within such paragraphs.

Insurance Proceeds:  Proceeds paid in respect of the Mortgage Loans pursuant to any Insurance Policy and any other insurance policy covering a Mortgage Loan, to the extent such proceeds are payable to the mortgagee under the Mortgage, the Master Servicer or the trustee under the deed of trust and are not applied to the restoration of the related Mortgaged Property or released to the Mortgagor in accordance with the procedures that the Master Servicer would follow in servicing mortgage loans held for its own account, in each case other than any amount included in such Insurance Proceeds in respect of Insured Expenses.

Insured Expenses:  Expenses covered by any insurance policy with respect to the Mortgage Loans.

Interest Carry Forward Amount:  As of any Distribution Date and with respect to each Class of Certificates (other than the Class C, Class P and Residual Certificates), the sum of (i) the excess of (a) the Current Interest for such Class with respect to such Distribution Date and any prior Distribution Dates over (b) the amount actually distributed to such Class of Certificates with respect to interest on such Distribution Dates and (ii) interest thereon (to the extent permitted by applicable law) at the applicable Pass-Through Rate for such Class for the related Accrual Period including the Accrual Period relating to such Distribution Date.

Interest Determination Date:  Shall mean the second LIBOR Business Day preceding the commencement of each Accrual Period.

Interest Funds:  With respect any Distribution Date (i) the sum, without duplication, of (a) all scheduled interest during the related Due Period with respect to the Mortgage Loans less the Servicing Fee, the Trustee Fee and the LPMI Fee, if any, (b) all Advances relating to interest with respect to the Mortgage Loans made on or prior to the related Distribution Account Deposit Date, (c) all Compensating Interest with respect to the Mortgage Loans and required to be remitted by the Master Servicer pursuant to this Agreement with respect to such Distribution Date, (d) Liquidation Proceeds and Subsequent Recoveries with respect to the Mortgage Loans collected during the related Prepayment Period (to the extent such Liquidation Proceeds and Subsequent Recoveries relate to interest), (e) all amounts relating to interest with respect to each 

 

Mortgage Loan repurchased by EMC pursuant to Sections 2.02 and 2.03 and by the Master Servicer pursuant to Section 3.18, in each case to the extent remitted by the Master Servicer to the Distribution Account pursuant to this Agreement minus (ii) all amounts relating to interest required to be reimbursed pursuant to Sections 4.02 and 4.05 or as otherwise set forth in this Agreement.

Interim Certification:  The certification substantially in the form of Exhibit Two to the Custodial Agreements.

LaSalle:  LaSalle Bank National Association, and any successor thereto.

LaSalle Custodial Agreement: The custodial agreement, dated as of November 30, 2005, among the Depositor, EMC, as the seller, the Master Servicer, the Trustee and LaSalle, as a Custodian, in substantially the form of Exhibit J hereto.

Last Scheduled Distribution Date:  Solely for purposes of the face of the Certificates as follows:  with respect to the Certificates, the Distribution Date in December 2035.

Latest Possible Maturity Date:  The Distribution Date in the month following the final scheduled maturity date of the Mortgage Loan in the Trust Fund having the latest scheduled maturity date as of the Cut-off Date. For purposes of the Treasury regulations under Sections 860A through 860G of the Code, the latest possible maturity date of each Regular Interest issued by REMIC I, REMIC II, REMIC III and REMIC IV shall be the Latest Possible Maturity Date.

LIBOR Business Day:  Shall mean a day on which banks are open for dealing in foreign currency and exchange in London and New York City.

Liquidated Loan:  With respect to any Distribution Date, a defaulted Mortgage Loan that has been liquidated through deed-in-lieu of foreclosure, foreclosure sale, trustee’s sale or other realization as provided by applicable law governing the real property subject to the related Mortgage and any security agreements and as to which the Master Servicer has made a Final Recovery Determination with respect thereto.

Liquidation Proceeds:  Amounts, other than Insurance Proceeds, received in connection with the partial or complete liquidation of a Mortgage Loan, whether through trustee’s sale, foreclosure sale or otherwise, or in connection with any condemnation or partial release of a Mortgaged Property and any other proceeds received with respect to an REO Property, less the sum of related unreimbursed Advances, Servicing Fees and Servicing Advances and all expenses of liquidation, including property protection expenses and foreclosure and sale costs, including court and reasonable attorneys fees.

Loan-to-Value Ratio:  The fraction, expressed as a percentage, the numerator of which is the original principal balance of the related Mortgage Loan and the denominator of which is the Appraised Value of the related Mortgaged Property.

Loss Allocation Limitation:  The meaning specified in Section 5.05(b) hereof.

 

 

LPMI Fee:  The fee payable to the insurer for each Mortgage Loan subject to an LPMI Policy as set forth in such LPMI Policy.

LPMI Policy:  A policy of mortgage guaranty insurance issued by an insurer meeting the requirements of Fannie Mae and Freddie Mac in which the Master Servicer or the related subservicer of the related Mortgage Loan is responsible for the payment of the LPMI Fee thereunder from collections on the related Mortgage Loan.

Majority Class C Certificateholder:  The Holder of a 50.01% or greater Percentage Interest in the Class C Certificates.

Marker Rate:  With respect to the Class C Certificate and any Distribution Date, a per annum rate equal to two (2) times the weighted average of the Uncertificated REMIC I Pass-Through Rates for the REMIC I Regular Interests (other than REMIC I Regular Interest AA and REMIC I Regular Interest P), with the rate on each such REMIC I Regular Interest (other than REMIC I Regular Interest ZZ) subject to a cap equal to the least of (i) the One-Month LIBOR Pass-Through Rate for the Corresponding Certificate, (ii) 11.00% per annum and (iii) the Net Rate Cap for the Corresponding Certificate for the purpose of this calculation for such Distribution Date, and with the rate on REMIC I Regular Interest ZZ subject to a cap of zero for the purpose of this calculation for such Distribution Date.

Master Servicer:  EMC Mortgage Corporation, in its capacity as master servicer, and its successors and assigns.

Master Servicer Certification:  A written certification covering servicing of the Mortgage Loans by the Master Servicer and signed by an officer of the Master Servicer that complies with (i) the Sarbanes-Oxley Act of 2002, as amended from time to time, and (ii) the February 21, 2003 Statement by the Staff of the Division of Corporation Finance of the Securities and Exchange Commission Regarding Compliance by Asset Backed Issuers with Exchange Act Rules 13a-14 and 15d-14, as in effect from time to time; provided that if, after the Closing Date (a) the Sarbanes Oxley Act of 2002 is amended, (b) the Statement referred to in clause (ii) is modified or superceded by any subsequent statement, rule or regulation of the Securities and Exchange Commission or any statement of a division thereof, or (c) any future releases, rules and regulations are published by the
Securities and Exchange Commission from time to time pursuant to the Sarbanes Oxley Act of 2002, which in any such case affects the form or substance of the required certification and results in the required certification being, in the reasonable judgment of the Master Servicer, materially more onerous than the form of the required certification as of the Closing Date, the Master Servicer Certification shall be as agreed to by the Master Servicer, the Depositor and EMC following a negotiation in good faith to determine how to comply with any such new requirements.

Maximum Uncertificated Accrued Interest Deferral Amount:  With respect to any Distribution Date, the excess of (i) accrued interest at the Uncertificated REMIC I Pass-Through Rate applicable to REMIC I Regular Interest ZZ for such Distribution Date on a balance equal to the Uncertificated Principal Balance of REMIC I Regular Interest ZZ minus the REMIC I Overcollateralized Amount, in each case for such Distribution Date, over (ii) the aggregate amount of Uncertificated Accrued Interest for such Distribution Date on the REMIC I Regular 

 

Interests (other than REMIC I Regular Interests AA, ZZ and P), with the rate on each such REMIC I Regular Interest subject to a cap equal to the least of (x) the One-Month LIBOR Pass Through Rate for the Corresponding Certificate, (y) 11.00% per annum and (z) the Net Rate Cap for the Corresponding Certificate for the purpose of this calculation for such Distribution Date.

MERS:  Mortgage Electronic Registration Systems, Inc., a corporation organized and existing under the laws of the State of Delaware, or any successor thereto.

MERS® System:  The system of recording transfers of Mortgages electronically maintained by MERS.

MIN:  The Mortgage Identification Number for Mortgage Loans registered with MERS on the MERS® System.

MOM Loan:  With respect to any Mortgage Loan, MERS acting as the mortgagee of such Mortgage Loan, solely as nominee for the originator of such Mortgage Loan and its successors and assigns, at the origination thereof.

Monthly Statement:  The statement delivered to the Certificateholders pursuant to Section 5.06.

Moody’s:  Moody’s Investors Service, Inc., and any successor thereto.

Mortgage:  The mortgage, deed of trust or other instrument creating a first or second lien on or first or second priority ownership interest in an estate in fee simple in real property securing a Mortgage Note.

Mortgage File:  The mortgage documents listed in Section 2.01 hereof pertaining to a particular Mortgage Loan and any additional documents delivered to the related Custodian to be added to the Mortgage File pursuant to this Agreement and the related Custodial Agreement.

Mortgage Loans:  Such of the Mortgage Loans transferred and assigned to the Trustee pursuant to the provisions hereof, as from time to time are held as a part of the Trust Fund (including any REO Property), the mortgage loans so held being identified in the Mortgage Loan Schedule, notwithstanding foreclosure or other acquisition of title of the related Mortgaged Property.

Mortgage Loan Purchase Agreement:  The Mortgage Loan Purchase Agreement, dated as of November 30, 2005, between EMC, as the seller and the Depositor, as purchaser in the form attached hereto as Exhibit L.

Mortgage Loan Purchase Price:  The price, calculated as set forth in Section 10.01, to be paid in connection with the repurchase of the Mortgage Loans pursuant to Section 10.01.

Mortgage Loan Schedule:  The list of Mortgage Loans (as from time to time amended by EMC or the Master Servicer to reflect the deletion of Deleted Mortgage Loans and the addition of Replacement Mortgage Loans pursuant to the provisions of this Agreement) transferred to the Trustee as part of the Trust Fund and from time to time subject to this Agreement, the Mortgage 

 

Loan Schedule being attached hereto as Exhibit B, with respect to the Mortgage Loans and as amended from time to time to reflect the repurchase or substitution of Mortgage Loans pursuant to this Agreement, the Mortgage Loan Purchase Agreement setting forth the following information with respect to each Mortgage Loan:

	
             
  	
            (i)
 	
            the Mortgage Loan identifying number;
 	
             

	
             
  	
            (ii)
 	
            the current gross mortgage rate;
 	
             

	
             
  	
            (iii)
 	
            the Servicing Fee Rate;
 	
             

	
             
  	
            (iv)
 	
            the master servicing fee rate, if applicable;
 
	
             
  	
            (v)
 	
            the LPMI Fee, if applicable;
 	
             

	
             
  	
            (vi)
 	
            the Trustee Fee Rate;
 	
             

	
             
  	
            (vii)
 	
            the current net mortgage rate;
 	
             

	
             
  	
            (viii)
 	
            the maturity date;
 	
             

	
             
  	
            (ix)
 	
            the original principal balance;
 	
             

	
             
  	
            (x)
 	
            the current principal balance;
 	
             

	
             
  	
            (xi)
 	
            the stated original term to maturity;
 	
             

	
             
  	
            (xii)
 	
            the stated remaining term to maturity;
 	
             

	
             
  	
            (xiii)
 	
            the property type; and
 	
             

	
             
  	
            (xiv)
 	
            the MIN with respect to each MOM Loan.
 
															

Such schedule shall also set forth the aggregate Cut-off Date Principal Balance for all of the Mortgage Loans.

Mortgage Note:  The original executed note or other evidence of indebtedness of a Mortgagor under a Mortgage Loan.

Mortgage Rate:  With respect to each fixed rate Mortgage Loan, the rate set forth in the related Mortgage Note. With respect to each Mortgage Loan that becomes an REO Property, as of any date of determination, the annual rate determined in accordance with the immediately preceding sentence as of the date such Mortgage Loan became an REO Property.

Mortgaged Property:  The underlying property securing a Mortgage Loan.

Mortgagor:  The obligors on a Mortgage Note.

 

 

Net Mortgage Rate:  As to each Mortgage Loan, and at any time, the per annum rate equal to the Mortgage Rate less the sum of (i) the Servicing Fee Rate, (ii) the Trustee Fee Rate and (iii) the rate at which the LPMI Fee is calculated, if any.

Net Rate Cap:  With respect to any Distribution Date and the Class A, Class M and Class B Certificates, a per annum rate equal to the weighted average of the Net Mortgage Rates on the then outstanding Mortgage Loans, weighted based on the Stated Principal Balances of such Mortgage Loans as of the related Due Date prior to giving effect to any reduction in the Stated Principal Balances of such Mortgage Loans on such Due Date; provided, however, for federal income tax purposes, a rate equivalent to the foregoing, expressed as the weighted average of the Uncertificated REMIC I Pass-Through Rates on the REMIC I Regular Interests (other than REMIC I Regular Interest P), weighted on the basis of the Uncertificated Principal Balances of each such REMIC I Regular Interest immediately prior to such Distribution Date. The Net Rate Cap for the Class A, Class M and Class B
Certificates will be adjusted to an effective rate reflecting the accrual of interest on an actual/360 basis.

Non Book-Entry Certificate:  Any Certificate other than a Book-Entry Certificate.

Nonrecoverable Advance:  Any portion of an Advance previously made or proposed to be made by the Master Servicer pursuant to this Agreement, that, in the good faith judgment of the Master Servicer, will not or, in the case of a proposed advance, would not, be ultimately recoverable by it from the related Mortgagor, related Liquidation Proceeds, Insurance Proceeds or otherwise.

Officer’s Certificate:  A certificate (i) signed by the Chairman of the Board, the Vice Chairman of the Board, the President, a Vice President (however denominated), an Assistant Vice President, the Treasurer, the Secretary, or one of the assistant treasurers or assistant secretaries of the Depositor or the Master Servicer (or any other officer customarily performing functions similar to those performed by any of the above designated officers and also to whom, with respect to a particular matter, such matter is referred because of such officer’s knowledge of and familiarity with a particular subject) or (ii), if provided for in this Agreement, signed by a Servicing Officer, as the case may be, and delivered to the Depositor, the Seller and/or the Trustee, as the case may be, as required by this Agreement.

One-Month LIBOR:  With respect to any Accrual Period, the rate determined by the Trustee on the related Interest Determination Date on the basis of the rate for U.S. dollar deposits for one month that appears on Telerate Screen Page 3750 as of 11:00 a.m. (London time) on such Interest Determination Date. If such rate does not appear on such page (or such other page as may replace that page on that service, or if such service is no longer offered, such other service for displaying One-Month LIBOR or comparable rates as may be reasonably selected by the Trustee), One-Month LIBOR for the applicable Accrual Period will be the Reference Bank Rate. If no such quotations can be obtained by the Trustee and no Reference Bank Rate is available, One-Month LIBOR will be One-Month LIBOR applicable to the preceding Accrual Period. The establishment of One-Month LIBOR on each
Interest Determination Date by the Trustee and the Trustee’s calculation of the rate of interest applicable to the Class A, Class M and Class B Certificates for the related Accrual Period shall, in the absence of manifest error, be final and binding.

 

 

One-Month LIBOR Pass-Through Rate:  With respect to the Class A-1 Certificates and, for purposes of the definition of “Marker Rate” and “Maximum Uncertificated Accrued Interest Deferral Amount”, REMIC I Regular Interest A-1, a per annum rate equal to One-Month LIBOR plus the related Certificate Margin.

With respect to the Class A-2 Certificates and, for purposes of the definition of “Marker Rate” and “Maximum Uncertificated Accrued Interest Deferral Amount”, REMIC I Regular Interest A-2, a per annum rate equal to One-Month LIBOR plus the related Certificate Margin.

With respect to the Class A-3 Certificates and, for purposes of the definition of “Marker Rate” and “Maximum Uncertificated Accrued Interest Deferral Amount”, REMIC I Regular Interest A-3, a per annum rate equal to One-Month LIBOR plus the related Certificate Margin.

With respect to the Class M-1 Certificates and, for purposes of the definition of “Marker Rate” and “Maximum Uncertificated Accrued Interest Deferral Amount”, REMIC I Regular Interest M-1, a per annum rate equal to One-Month LIBOR plus the related Certificate Margin.

With respect to the Class M-2 Certificates and, for purposes of the definition of “Marker Rate” and “Maximum Uncertificated Accrued Interest Deferral Amount”, REMIC I Regular Interest M-2, a per annum rate equal to One-Month LIBOR plus the related Certificate Margin.

With respect to the Class M-3 Certificates and, for purposes of the definition of “Marker Rate” and “Maximum Uncertificated Accrued Interest Deferral Amount”, REMIC I Regular Interest M-3, a per annum rate equal to One-Month LIBOR plus the related Certificate Margin.

With respect to the Class M-4 Certificates and, for purposes of the definition of “Marker Rate” and “Maximum Uncertificated Accrued Interest Deferral Amount”, REMIC I Regular Interest M-4, a per annum rate equal to One-Month LIBOR plus the related Certificate Margin.

With respect to the Class M-5 Certificates and, for purposes of the definition of “Marker Rate” and “Maximum Uncertificated Accrued Interest Deferral Amount”, REMIC I Regular Interest M-5, a per annum rate equal to One-Month LIBOR plus the related Certificate Margin.

With respect to the Class M-6 Certificates and, for purposes of the definition of “Marker Rate” and “Maximum Uncertificated Accrued Interest Deferral Amount”, REMIC I Regular Interest M-6, a per annum rate equal to One-Month LIBOR plus the related Certificate Margin.

With respect to the Class B-1 Certificates and, for purposes of the definition of “Marker Rate” and “Maximum Uncertificated Accrued Interest Deferral Amount”, REMIC I Regular Interest B-1, a per annum rate equal to One-Month LIBOR plus the related Certificate Margin.

 

With respect to the Class B-2 Certificates and, for purposes of the definition of “Marker Rate” and “Maximum Uncertificated Accrued Interest Deferral Amount”, REMIC I Regular Interest B-2, a per annum rate equal to One-Month LIBOR plus the related Certificate Margin.

 

With respect to the Class B-3 Certificates and, for purposes of the definition of “Marker Rate” and “Maximum Uncertificated Accrued Interest Deferral Amount”, REMIC I Regular Interest B-3, a per annum rate equal to One-Month LIBOR plus the related Certificate Margin.

 

 

With respect to the Class B-4 Certificates and, for purposes of the definition of “Marker Rate” and “Maximum Uncertificated Accrued Interest Deferral Amount”, REMIC I Regular Interest B-4, a per annum rate equal to One-Month LIBOR plus the related Certificate Margin.

Opinion of Counsel:  A written opinion of counsel, who may be counsel for EMC, the Depositor or the Master Servicer, reasonably acceptable to each addressee of such opinion; provided that with respect to Section 2.05, 7.05, 7.07 or 11.01, or the interpretation or application of the REMIC Provisions, such counsel must (i) in fact be independent of EMC, Depositor and the Master Servicer, (ii) not have any direct financial interest in EMC, the Depositor or the Master Servicer or in any affiliate of either, and (iii) not be connected with EMC, the Depositor or the Master Servicer as an officer, employee, promoter, underwriter, trustee, partner, director or person performing similar functions.

Optional Termination:  The termination of the Trust Fund created hereunder as a result of the purchase of all of the Mortgage Loans and any REO Property pursuant to the last sentence of Section 10.01 hereof.

Optional Termination Date:  The Distribution Date on which the Stated Principal Balance of all of the Mortgage Loans is equal to or less than 20% of the Stated Principal Balance of all of the Mortgage Loans as of the Cut-off Date.

Original Value:  The value of the property underlying a Mortgage Loan based, in the case of the purchase of the underlying Mortgaged Property, on the lower of an appraisal or the sales price of such property or, in the case of a refinancing, on an appraisal.

OTS:  The Office of Thrift Supervision.

Outstanding:  With respect to the Certificates as of any date of determination, all Certificates theretofore executed and authenticated under this Agreement except:

(a)          Certificates theretofore canceled by the Trustee or delivered to the Trustee for cancellation; and

(b)          Certificates in exchange for which or in lieu of which other Certificates have been executed and delivered by the Trustee pursuant to this Agreement.

Outstanding Mortgage Loan:  As of any date of determination, a Mortgage Loan with a Stated Principal Balance greater than zero that was not the subject of a Principal Prepayment in full, and that did not become a Liquidated Loan, prior to the end of the related Prepayment Period.

Overcollateralization Amount:  With respect to any Distribution Date, the excess, if any, of the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) over the aggregate Certificate Principal Balance of the Certificates (other 

 

than the Class C, Class P and Residual Certificates) on such Distribution Date (after taking into account the payment of principal other than any Extra Principal Distribution Amount on such Certificates).

Overcollateralization Floor:  With respect to the Certificates, an amount equal to 0.50% of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date.

Overcollateralization Release Amount:  With respect to any Distribution Date, the lesser of (x) the Principal Remittance Amount for such Distribution Date and (y) the excess, if any, of (i) the Overcollateralization Amount for such Distribution Date (assuming that 100% of the Principal Remittance Amount is applied as a principal payment on such Distribution Date) over (ii) the Overcollateralization Target Amount for such Distribution Date (with the amount pursuant to clause (y) deemed to be $0 if the Overcollateralization Amount is less than or equal to the Overcollateralization Target Amount on that Distribution Date).

Overcollateralization Target Amount:  With respect to any Distribution Date (a) prior to the Stepdown Date, 6.00% of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date, (b) on or after the Stepdown Date and if a Trigger Event is not in effect, the greater of (i) the lesser of (1) 6.00% of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date and (2) 12.00% of the then current aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) and (ii) the Overcollateralization
Floor or (c) on or after the Stepdown Date and if a Trigger Event is in effect, the Overcollateralization Target Amount for the immediately preceding Distribution Date.

Ownership Interest:  As to any Certificate, any ownership interest in such Certificate including any interest in such Certificate as the Holder thereof and any other interest therein, whether direct or indirect, legal or beneficial.

Pass-Through Rate:  With respect to the Class A, Class M and Class B Certificates and any Distribution Date, a rate per annum equal to the least of (i) the related One-Month LIBOR Pass Through Rate for such Distribution Date, (ii) 11.00% per annum and (ii) the Net Rate Cap for such Distribution Date.

With respect to the Class C Interest and any Distribution Date, a rate per annum equal to the percentage equivalent of a fraction, the numerator of which is the sum of the amount determined for each REMIC I Regular Interest (other than REMIC I Regular Interest P) equal to (x) the excess of the Uncertificated REMIC I Pass-Through Rate for such REMIC I Regular Interest over the Marker Rate, applied to (y) a notional amount equal to the Uncertificated Principal Balance of such REMIC I Regular Interest, and the denominator of which is the aggregate Uncertificated Principal Balance of such REMIC I Regular Interests.

With respect to the Class C Certificate, the Class C Certificate shall not have a Pass-Through Rate, but Current Interest for such Certificate and each Distribution Date shall be an 

 

amount equal to 100% of the amounts distributable to the Class C Interest for such Distribution Date.

With respect to the Class P Certificate and the Class P Interest, 0.00% per annum.

Percentage Interest:  With respect to any Certificate of a specified Class, the Percentage Interest set forth on the face thereof or the percentage obtained by dividing the Denomination of such Certificate by the aggregate of the Denominations of all Certificates of such Class.

Permitted Investments:  At any time, any one or more of the following obligations and securities:

	
             
 	
            (i)
 	
            obligations of the United States or any agency thereof, provided such obligations are backed by the full faith and credit of the United States;
 

	
             
 	
            (ii)
 	
            general obligations of or obligations guaranteed by any state of the United States or the District of Columbia receiving the highest long-term debt rating of each Rating Agency, or such lower rating as will not result in the downgrading or withdrawal of the ratings then assigned to the Certificates by each Rating Agency, as evidenced in writing;
 

	
             
 	
            (iii)
 	
            commercial or finance company paper which is then receiving the highest commercial or finance company paper rating of each Rating Agency, or such lower rating as will not result in the downgrading or withdrawal of the ratings then assigned to the Certificates by each Rating Agency, as evidenced in writing;
 

	
             
 	
            (iv)
 	
            certificates of deposit, demand or time deposits, or bankers’ acceptances issued by any depository institution or trust company incorporated under the laws of the United States or of any state thereof and subject to supervision and examination by federal and/or state banking authorities (including the Trustee in its commercial banking capacity), provided that the commercial paper and/or long term unsecured debt obligations of such depository institution or trust company are then rated one of the two highest long-term and the highest short-term ratings of each such Rating Agency for such securities, or such lower ratings as will not result in the downgrading or withdrawal of the rating then assigned to the Certificates by any Rating Agency, as evidenced in writing;
 

	
             
 	
            (v)
 	
            guaranteed reinvestment agreements issued by any bank, insurance company or other corporation containing, at the time of the issuance of such agreements, such terms and conditions as will not result in the downgrading or withdrawal of the rating then assigned to the Certificates by any such Rating Agency, as evidenced in writing;
 

	
             
 	
            (vi)
 	
            repurchase obligations with respect to any security described in clauses (i) and (ii) above, in either case entered into with a depository institution or trust company (acting as principal) described in clause (v) above;
 

 

 

	
             
 	
            (vii)
 	
            securities (other than stripped bonds, stripped coupons or instruments sold at a purchase price in excess of 115% of the face amount thereof) bearing interest or sold at a discount issued by any corporation incorporated under the laws of the United States or any state thereof which, at the time of such investment, have one of the two highest short term ratings of each Rating Agency (except if the Rating Agency is Moody’s, such rating shall be the highest commercial paper rating of Moody’s for any such securities), or such lower rating as will not result in the downgrading or withdrawal of the rating then assigned to the Certificates by any Rating Agency, as evidenced by a signed writing delivered by each Rating Agency;
 

	
             
 	
            (viii)
 	
            interests in any money market fund (including any such fund managed or advised by the Trustee or any affiliate thereof) which at the date of acquisition of the interests in such fund and throughout the time such interests are held in such fund has the highest applicable short term rating by each Rating Agency or such lower rating as will not result in the downgrading or withdrawal of the ratings then assigned to the Certificates by each Rating Agency, as evidenced in writing;
 

	
             
 	
            (ix)
 	
            short term investment funds sponsored by any trust company or banking association incorporated under the laws of the United States or any state thereof (including any such fund managed or advised by the Trustee or the Master Servicer or any affiliate thereof) which on the date of acquisition has been rated by each Rating Agency in their respective highest applicable rating category or such lower rating as will not result in the downgrading or withdrawal of the ratings then assigned to the Certificates by each Rating Agency, as evidenced in writing; and
 

	
             
 	
            (x)
 	
            such other investments having a specified stated maturity and bearing interest or sold at a discount acceptable to each Rating Agency and as will not result in the downgrading or withdrawal of the rating then assigned to the Certificates by any Rating Agency, as evidenced by a signed writing delivered by each Rating Agency;
 

provided, that no such instrument shall be a Permitted Investment if such instrument (i) evidences the right to receive interest only payments with respect to the obligations underlying such instrument, (ii) is purchased at a premium or (iii) is purchased at a deep discount; provided further that no such instrument shall be a Permitted Investment (A) if such instrument evidences principal and interest payments derived from obligations underlying such instrument and the interest payments with respect to such instrument provide a yield to maturity of greater than 120% of the yield to maturity at par of such underlying obligations, or (B) if it may be redeemed at a price below the purchase price (the foregoing clause (B) not to apply to investments in units of money market funds pursuant to clause (viii) above); provided further that no amount beneficially owned by any REMIC may be invested in investments
(other than money market funds) treated as equity interests for federal income tax purposes, unless the Master Servicer shall receive an Opinion of Counsel, at the expense of the Master Servicer, to the effect that such investment will not adversely affect the status of any such REMIC as a REMIC under the Code 

 

or result in imposition of a tax on any such REMIC.  Permitted Investments that are subject to prepayment or call may not be purchased at a price in excess of par.

Permitted Transferee:  Any person (x) other than (i) the United States, any State or political subdivision thereof, any possession of the United States or any agency or instrumentality of any of the foregoing, (ii) a foreign government, International Organization or any agency or instrumentality of either of the foregoing, (iii) an organization (except certain farmers’ cooperatives described in section 521 of the Code) that is exempt from tax imposed by Chapter 1 of the Code (including the tax imposed by section 511 of the Code on unrelated business taxable income) on any excess inclusions (as defined in section 860E(c)(1) of the Code) with respect to any Residual Certificate, (iv) rural electric and telephone cooperatives described in section 1381(a)(2)(C) of the Code or (v) on electing large partnership within the meaning of Section 775(a) of the Code,
(y) that is a citizen or resident of the United States, a corporation, partnership (other than a partnership that has any direct or indirect foreign partners) or other entity (treated as a corporation or a partnership for federal income tax purposes), created or organized in or under the laws of the United States, any State thereof or the District of Columbia, an estate whose income from sources without the United States is includible in gross income for United States federal income tax purposes regardless of its connection with the conduct of a trade or business within the United States, or a trust if a court within the United States is able to exercise primary supervision over the administration of the trust and one or more United States persons have authority to control all substantial decisions of the trust or if it has a valid election in effect under applicable U.S. Treasury regulations to be treated as a United States person and (z) other than any other Person so designated by
the Trustee based upon an Opinion of Counsel addressed to the Trustee (which shall not be an expense of the Trustee) that states that the Transfer of an Ownership Interest in a Residual Certificate to such Person may cause REMIC I, REMIC II, REMIC III or REMIC IV to fail to qualify as a REMIC at any time that any Certificates are Outstanding. The terms “United States,” “State” and “International Organization” shall have the meanings set forth in section 7701 of the Code or successor provisions. A corporation will not be treated as an instrumentality of the United States or of any State or political subdivision thereof for these purposes if all of its activities are subject to tax and, with the exception of Freddie Mac, a majority of its board of directors is not selected by such government unit.

Person:  Any individual, corporation, partnership, joint venture, association, joint-stock company, limited liability company, trust, unincorporated organization or government, or any agency or political subdivision thereof.

Prepayment Assumption:  The applicable rate of prepayment as described in the Prospectus Supplement.

Prepayment Charge:  Any prepayment premium, penalty or charge payable by a Mortgagor in connection with any Principal Prepayment on a Mortgage Loan pursuant to the terms of the related Mortgage Note.

Prepayment Charge Waiver Amount:  Any amount paid by the Master Servicer to the Trustee in respect of a waived Prepayment Charge pursuant to Section 4.01(a).

 

 

Prepayment Interest Shortfall:  With respect to any Distribution Date, for each Mortgage Loan that was the subject of a partial Principal Prepayment, a Principal Prepayment in full, or that became a Liquidated Loan during the related Prepayment Period, (other than a Principal Prepayment in full resulting from the purchase of a Mortgage Loan pursuant to Section 2.02, 2.03, 3.18 or 10.01 hereof), the amount, if any, by which (i) one month’s interest at the applicable Net Mortgage Rate on the Stated Principal Balance of such Mortgage Loan immediately prior to such prepayment (or liquidation) or in the case of a partial Principal Prepayment on the amount of such prepayment (or liquidation proceeds) exceeds (ii) the amount of interest paid or collected in connection with such Principal Prepayment or such liquidation proceeds less the sum of (a) the Trustee Fee,
(b) the Servicing Fee and (c) the LPMI Fee, if any.

Prepayment Period:  As to any Distribution Date, the period commencing on the 16th day of the month prior to the month in which the related Distribution Date occurs and ending on the 15th day of the month in which such Distribution Date occurs.

Primary Mortgage Insurance Policy:  Any primary mortgage guaranty insurance policy issued in connection with a Mortgage Loan which provides compensation to a Mortgage Note Holder in the event of default by the obligor under such Mortgage Note or the related security instrument, if any or any replacement policy therefor through the related Accrual Period for such Class relating to a Distribution Date.

Principal Distribution Amount:  With respect to each Distribution Date, an amount equal to (x) the Principal Funds for such Distribution Date plus (y) any Extra Principal Distribution Amount for such Distribution Date, less (z) any Overcollateralization Release Amount.

Principal Funds:  With respect to any Distribution Date, (i) the sum, without duplication, of (a) all scheduled principal collected during the related Due Period, (b) all Advances relating to principal made on or before the Distribution Account Deposit Date, (c) Principal Prepayments exclusive of prepayment charges or penalties collected during the related Prepayment Period, (d) the Stated Principal Balance of each Mortgage Loan that was repurchased by EMC on its own behalf as Seller pursuant to Sections 2.02 and 2.03 and by the Master Servicer pursuant to Section 3.18, (e) the aggregate of all Substitution Adjustment Amounts for the related Determination Date in connection with the substitution of Mortgage Loans pursuant to Section 2.03(c), (f) all Liquidation Proceeds and Subsequent Recoveries collected during the related Prepayment Period (to the extent such
Liquidation Proceeds and Subsequent Recoveries relate to principal), in each case to the extent remitted by the Master Servicer to the Distribution Account pursuant to this Agreement, (g) amounts in respect of principal paid by the Majority Class C Certificateholder pursuant to Section 10.01 minus (ii) all amounts required to be reimbursed pursuant to Sections 4.02 and 4.05 or as otherwise set forth in this Agreement.

Principal Prepayment:  Any Mortgagor payment or other recovery of (or proceeds with respect to) principal on a Mortgage Loan (including loans purchased or repurchased under Sections 2.02, 2.03, 3.18 and 10.01 hereof) that is received in advance of its scheduled Due Date and is not accompanied by an amount as to interest representing scheduled interest due on any date or dates in any month or months subsequent to the month of prepayment. Partial Principal Prepayments shall be applied by the Master Servicer, as appropriate, in accordance with the terms of the related Mortgage Note.

 

 

Principal Remittance Amount:  With respect to each Distribution Date, the sum of the amounts listed in clauses (a) through (f) of the definition of Principal Funds.

Private Certificates:  Any of the Class B-4, Class C, Class P and Residual Certificates.

Prospectus Supplement:  The Prospectus Supplement dated November 23, 2005 relating to the public offering of the Class A-1, Class A-2, Class A-3, Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class B-1, Class B-2 and Class B-3 Certificates.

Protected Account:  The separate Eligible Account established and maintained by the Master Servicer with respect to the Mortgage Loans and REO Property in accordance with Section 4.01 hereof.

PUD:  A Planned Unit Development.

Purchase Price:  With respect to any Mortgage Loan (x) required to be repurchased by EMC pursuant to Section 2.02 or 2.03 hereof or (y) that EMC has a right to purchase pursuant to Section 3.18 hereof, an amount equal to the sum of (i) 100% of the outstanding principal balance of the Mortgage Loan as of the date of such purchase (or if the related Mortgaged Property was acquired with respect thereto, 100% of the Outstanding Principal Balance at the date of the acquisition), plus (ii) accrued interest thereon at the applicable Mortgage Rate through the first day of the month in which the Purchase Price is to be distributed to Certificateholders, reduced by any portion of the Servicing Fee, Servicing Advances and Advances payable to the purchaser of the Mortgage Loan plus (iii) any costs and damages (if any) incurred by the Trust in connection with any violation
of such Mortgage Loan of any anti-predatory lending laws.

QIB:  A Qualified Institutional Buyer as defined in Rule 144A promulgated under the Securities Act.

Rating Agency:  Each of Moody’s, Fitch and S&P. If any such organization or its successor is no longer in existence, “Rating Agency” shall be a nationally recognized statistical rating organization, or other comparable Person, designated by the Depositor, notice of which designation shall be given to the Trustee.  References herein to a given rating category of a Rating Agency shall mean such rating category without giving effect to any modifiers.

Realized Loss:  With respect to each Mortgage Loan as to which a Final Recovery Determination has been made, an amount (not less than zero) equal to (i) the unpaid principal balance of such Mortgage Loan as of the commencement of the calendar month in which the Final Recovery Determination was made, plus (ii) accrued interest from the Due Date as to which interest was last paid by the Mortgagor through the end of the calendar month in which such Final Recovery Determination was made, calculated in the case of each calendar month during such period (A) at an annual rate equal to the annual rate at which interest was then accruing on such Mortgage Loan and (B) on a principal amount equal to the Stated Principal Balance of such Mortgage Loan as of the close of business on the Distribution Date during such calendar month, minus (iii) the proceeds, if any, received
in respect of such Mortgage Loan during the calendar month in which such Final Recovery Determination was made, net of amounts that are payable therefrom to the Master Servicer pursuant to this Agreement.  In addition, to the extent the Master Servicer receives Subsequent Recoveries with respect to any 

 

Mortgage Loan, the amount of the Realized Loss with respect to that Mortgage Loan will be reduced to the extent such recoveries are distributed to any Class of Certificates or applied to increase Excess Spread on any Distribution Date.

With respect to any REO Property as to which a Final Recovery Determination has been made, an amount (not less than zero) equal to (i) the unpaid principal balance of the related Mortgage Loan as of the date of acquisition of such REO Property on behalf of REMIC I, plus (ii) accrued interest from the Due Date as to which interest was last paid by the Mortgagor in respect of the related Mortgage Loan through the end of the calendar month immediately preceding the calendar month in which such REO Property was acquired, calculated in the case of each calendar month during such period (A) at an annual rate equal to the annual rate at which interest was then accruing on the related Mortgage Loan and (B) on a principal amount equal to the Stated Principal Balance of the related Mortgage Loan as of the close of business on the Distribution Date during such calendar month, plus (iii) REO Imputed
Interest for such REO Property for each calendar month commencing with the calendar month in which such REO Property was acquired and ending with the calendar month in which such Final Recovery Determination was made, minus (iv) the aggregate of all unreimbursed Advances and Servicing Advances.

With respect to each Mortgage Loan which has become the subject of a Deficient Valuation, the difference between the principal balance of the Mortgage Loan outstanding immediately prior to such Deficient Valuation and the principal balance of the Mortgage Loan as reduced by the Deficient Valuation.

With respect to each Mortgage Loan which has become the subject of a Debt Service Reduction, the portion, if any, of the reduction in each affected Monthly Payment attributable to a reduction in the Mortgage Rate imposed by a court of competent jurisdiction. Each such Realized Loss shall be deemed to have been incurred on the Due Date for each affected Monthly Payment.

Record Date:  With respect to any Distribution Date and the Certificates (other than the Class B-4, Class C, Class P and Residual Certificates), so long as such Classes of Certificates are Book-Entry Certificates, the Business Day preceding such Distribution Date, and otherwise, the close of business on the last Business Day of the month preceding the month in which such Distribution Date occurs. With respect to the Class B-4, Class C, Class P and Residual Certificates, so long as such Classes of Certificates remain non Book-Entry Certificates, the close of business on the last Business Day of the month preceding the month in which such Distribution Date occurs.

Reference Banks:  Shall mean leading banks selected by the Trustee and engaged in transactions in Eurodollar deposits in the international Eurocurrency market (i) with an established place of business in London, (ii) which have been designated as such by the Trustee and (iii) which are not controlling, controlled by, or under common control with, the Depositor, the Seller or the Master Servicer.

Reference Bank Rate:  With respect to any Accrual Period shall mean the arithmetic mean, rounded upwards, if necessary, to the nearest whole multiple of 0.03125%, of the offered 

 

rates for United States dollar deposits for one month that are quoted by the Reference Banks as of 11:00 a.m., New York City time, on the related Interest Determination Date to prime banks in the London interbank market for a period of one month in an amount approximately equal to the aggregate Certificate Principal Balance of the Class A, Class M and Class B Certificates for such Accrual Period, provided that at least two such Reference Banks provide such rate. If fewer than two offered rates appear, the Reference Bank Rate will be the arithmetic mean, rounded upwards, if necessary, to the nearest whole multiple of 0.03125%, of the rates quoted by one or more major banks in New York City, selected by the Trustee, as of 11:00 a.m., New York City time, on such date for loans in United States dollars to leading European banks for a period of one month in amounts approximately equal to the aggregate
Certificate Principal Balance of the Class A, Class M and Class B Certificates for such Accrual Period.

Regular Certificate: Any Certificate other than a Residual Certificate.

Regular Interest:  A “regular interest” in a REMIC within the meaning of Section 860G(a)(1) of the Code.

Relief Act:  The Servicemembers Civil Relief Act, as amended, or similar state law.

Relief Act Interest Shortfall:  With respect to any Distribution Date and any Mortgage Loan, any reduction in the amount of interest collectible on such Mortgage Loan for the most recently ended Due Period as a result of the application of the Relief Act.

Remaining Excess Spread:  With respect to any Distribution Date, the Excess Spread less any Extra Principal Distribution Amount, in each case for such Distribution Date.

REMIC:  A “real estate mortgage investment conduit” within the meaning of Section 860D of the Code.

REMIC I:  The segregated pool of assets described in the Preliminary Statement and Section 5.07(a).  Notwithstanding the foregoing, a REMIC election will not be made with regard to the Reserve Fund, the Cap Contract, any Cap Contract Payment Amounts or any Prepayment Charge Waiver Amounts.

REMIC I Regular Interest:  Any of the separate non-certificated beneficial ownership interests in REMIC I issued hereunder and designated as a Regular Interest in REMIC I. Each REMIC I Regular Interest shall accrue interest at the related Uncertificated REMIC I Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto. The designations for the respective REMIC I Regular Interests are set forth in the Preliminary Statement hereto.  The designations for the respective REMIC I Regular Interests are set forth in the Preliminary Statement hereto.

REMIC I Interest Loss Allocation Amount:  With respect to any Distribution Date, an amount (subject to adjustment based on the actual number of days elapsed in the respective Accrual Period) equal to (a) the product of (i) the aggregate Stated Principal Balance of the 

 

Mortgage Loans and REO Properties then outstanding and (ii) the Uncertificated REMIC I Pass-Through Rate for REMIC I Regular Interest AA minus the Marker Rate, divided by (b) 12.

REMIC I Overcollateralization Amount:  With respect to any date of determination, (i) 1.00% of the aggregate Uncertificated Principal Balance of the REMIC I Regular Interests minus (ii) the aggregate Uncertificated Principal Balance of REMIC I Regular Interest A-1, REMIC I Regular Interest A-2, REMIC I Regular Interest A-3, REMIC I Regular Interest M-1, REMIC I Regular Interest M-2, REMIC I Regular Interest M-3, REMIC I Regular Interest M-4, REMIC I Regular Interest M-5, REMIC I Regular Interest M-6, REMIC I Regular Interest B-1, REMIC I Regular Interest B-2, REMIC I Regular Interest B-3 and REMIC I Regular Interest B-4, in each case, as of such date of determination.

REMIC I Principal Loss Allocation Amount:  With respect to any Distribution Date, an amount equal to the product of (i) the aggregate Stated Principal Balance of the Mortgage Loans and REO Properties then outstanding and (ii) 1 minus a fraction, the numerator of which is two (2) times the aggregate Uncertificated Principal Balance of REMIC I Regular Interest A-1, REMIC I Regular Interest A-2, REMIC I Regular Interest A-3, REMIC I Regular Interest M-1, REMIC I Regular Interest M-2, REMIC I Regular Interest M-3, REMIC I Regular Interest M-4, REMIC I Regular Interest M-5, REMIC I Regular Interest M-6, REMIC I Regular Interest B-1, REMIC I Regular Interest B-2, REMIC I Regular Interest B-3 and REMIC I Regular Interest B-4, and the denominator of which is the aggregate Uncertificated Principal Balance of REMIC I Regular Interest A-1, REMIC I Regular Interest A-2,
REMIC I Regular Interest A-3, REMIC I Regular Interest M-1, REMIC I Regular Interest M-2, REMIC I Regular Interest M-3, REMIC I Regular Interest M-4, REMIC I Regular Interest M-5, REMIC I Regular Interest M-6, REMIC I Regular Interest B-1, REMIC I Regular Interest B-2, REMIC I Regular Interest B-3, REMIC I Regular Interest B-4 and REMIC I Regular Interest ZZ.

REMIC I Required Overcollateralization Amount:  1.00% of the Overcollateralization Target Amount.

REMIC II:  The segregated pool of assets described in the Preliminary Statement and Section 5.07(a).

REMIC III:  The segregated pool of assets consisting of the Class C Interest conveyed in trust to the Trustee, for the benefit of the Holders of the Class C Certificates and the Class RX Certificate (in respect of the Class R-3 Interest), with respect to which a separate REMIC election is to be made.

REMIC IV:  The segregated pool of assets consisting of the Class P Interest conveyed in trust to the Trustee, for the benefit of the Holders of the Class P Certificates and the Class RX Certificate (in respect of the Class R-4 Interest), with respect to which a separate REMIC election is to be made.

REMIC Opinion:  Shall mean an Opinion of Counsel to the effect that the proposed action will not cause any of REMIC I, REMIC II, REMIC III or REMIC IV to fail to qualify as a REMIC at any time that any Certificates are outstanding.

 

 

REMIC Provisions:  Provisions of the federal income tax law relating to real estate mortgage investment conduits, which appear at Sections 860A through 860G of the Code, and related provisions, and proposed, temporary and final regulations and published rulings, notices and announcements promulgated thereunder, as the foregoing may be in effect from time to time, as well as provisions of applicable state laws.

Remittance Date:  Shall mean the Business Day immediately preceding the Distribution Account Deposit Date.

REO Imputed Interest:  As to any REO Property, for any calendar month during which such REO Property was at any time part of REMIC I, one month’s interest at the applicable Net Mortgage Rate on the Stated Principal Balance of such REO Property (or, in the case of the first such calendar month, of the related Mortgage Loan, if appropriate) as of the close of business on the Distribution Date in such calendar month.

REO Property:  A Mortgaged Property acquired by the Master Servicer through foreclosure or deed-in-lieu of foreclosure in connection with a defaulted Mortgage Loan.

Replacement Mortgage Loan:  A Mortgage Loan or Mortgage Loans in the aggregate substituted by EMC for a Deleted Mortgage Loan, which must, on the date of such substitution, as confirmed in a Request for Release, (i) have a Stated Principal Balance, after deduction of the principal portion of the Scheduled Payment due in the month of substitution, not in excess of, and not less than 90% of, the Stated Principal Balance of the Deleted Mortgage Loan; (ii) if the Replacement Mortgage Loan is a fixed rate Mortgage Loan, have a fixed Mortgage Rate not less than or more than 1% per annum higher than the Mortgage Rate of the Deleted Mortgage Loan; (iii) have the same or higher credit quality characteristics than that of the Deleted Mortgage Loan; (iv) have a Loan-to-Value Ratio no higher than that of the Deleted Mortgage Loan; (v) have a remaining term to maturity no
greater than (and not more than one year less than) that of the Deleted Mortgage Loan; (vi) not permit conversion of the Mortgage Rate from a fixed rate to a variable rate; (vii) have the same lien priority as the Deleted Mortgage Loan; (viii) constitute the same occupancy type as the Deleted Mortgage Loan or be owner occupied; (ix) comply with each representation and warranty set forth in Section 7 of the Mortgage Loan Purchase Agreement and (xiv) the related Custodian has delivered its Final Certification noting no defects or exceptions.

Request for Release:  The Request for Release to be submitted by EMC or the Master Servicer to the respective Custodian substantially in the form of Exhibit G. Each Request for Release furnished to the respective Custodian by EMC or the Master Servicer shall be in duplicate and shall be executed by an officer of such Person or a Servicing Officer (or, if furnished electronically to the respective Custodian, shall be deemed to have been sent and executed by an officer of such Person or a Servicing Officer) of the Master Servicer.

Required Insurance Policy:  With respect to any Mortgage Loan, any insurance policy that is required to be maintained from time to time under this Agreement.

Reserve Fund:  Shall mean the separate trust account created and maintained by the Trustee pursuant to Section 3.20 hereof.

 

 

Reserve Fund Deposit:  With respect to the Reserve Fund, an amount equal to $5,000, which the Depositor shall deposit into the Reserve Fund pursuant to Section 3.20 hereof.

Residual Certificates:  The Class R-1, Class R-2 and Class RX Certificates (representing ownership of the Class R-3 Interest and the Class R-4 Interest), each evidencing the Residual Interest or Residual Interests in the related REMIC.

Residual Interest:  The sole class of “residual interests” in a REMIC within the meaning of Section 860G(a)(2) of the Code.

Responsible Officer:  With respect to the Trustee, any Vice President, any Assistant Vice President, the Secretary, any Assistant Secretary, or any Trust Officer with specific responsibility for the transactions contemplated hereby, any officer of the Global Securities and Trust Services Group of LaSalle customarily performing functions similar to those performed by any of the above designated officers or other officers of the Trustee specified by the Trustee, as to whom, with respect to a particular matter, such matter is referred because of such officer’s knowledge of and familiarity with the particular subject.

S&P:  Standard & Poor’s, a division of The McGraw-Hill Companies, Inc., and any successor thereto.

Scheduled Payment:  The scheduled monthly payment on a Mortgage Loan due on any Due Date allocable to principal and/or interest on such Mortgage Loan.

Securities Act:  The Securities Act of 1933, as amended.

Seller:  EMC in such capacity under the Mortgage Loan Purchase Agreement.

Senior Certificates:  Any of the Class A-1, Class A-2 and Class A-3 Certificates.

Servicing Advances:  All customary, reasonable and necessary “out of pocket” costs and expenses (including reasonable legal fees) incurred in the performance by the Master Servicer of its servicing obligations hereunder, including, but not limited to, the cost of (i) the preservation, restoration and protection of a Mortgaged Property, (ii) any enforcement or judicial proceedings, including foreclosures, and including any expenses incurred in relation to any such proceedings that result from the Mortgage Loan being registered in the MERS® System, (iii) the management and liquidation of any REO Property (including, without limitation, realtor’s commissions) and (iv) compliance with any obligations under Section 3.07 hereof to cause insurance to be maintained.

Servicing Fee:  As to each Mortgage Loan and any Distribution Date, an amount equal to 1/12th of the Servicing Fee Rate multiplied by the Stated Principal Balance of such Mortgage Loan as of the Due Date in the month preceding the month in which such Distribution Date occurs or, in the event of any payment of interest that accompanies a Principal Prepayment in full during the related Due Period made by the Mortgagor immediately prior to such prepayment, interest at the Servicing Fee Rate on the Stated Principal Balance of such Mortgage Loan for the period covered by such payment of interest.

 

 

Servicing Fee Rate:  0.500% per annum.

Servicing Officer:  Any officer of the Master Servicer involved in, or responsible for, the administration and servicing of the Mortgage Loans whose name and facsimile signature appear on a list of servicing officers furnished to the Trustee by the Master Servicer on the Closing Date pursuant to this Agreement, as such list may from time to time be amended.

Startup Day:  The Startup Day for each REMIC formed hereunder shall be the Closing Date.

Stated Principal Balance:  With respect to any Mortgage Loan or related REO Property and any Distribution Date, the Cut-off Date Principal Balance thereof minus the sum of (i) the principal portion of the Scheduled Payments due with respect to such Mortgage Loan during each Due Period ending prior to such Distribution Date (and irrespective of any delinquency in their payment), (ii) all Principal Prepayments with respect to such Mortgage Loan received prior to or during the related Prepayment Period, and all Liquidation Proceeds to the extent applied by the Master Servicer as recoveries of principal in accordance with Section 3.09 with respect to such Mortgage Loan, that were received by the Master Servicer as of the close of business on the last day of the Prepayment Period related to such Distribution Date and (iii) any Realized Losses on such Mortgage Loan
incurred during the related Prepayment Period.  The Stated Principal Balance of a Liquidated Loan equals zero.

Stepdown Date:  The later to occur of (a) the Distribution Date in December 2008 and (b) the first Distribution Date on which the Current Specified Enhancement Percentage (calculated for this purpose only, prior to distributions on the Certificates but following distributions on the Mortgage Loans for the related Due Period and Prepayment Period) is greater than or equal to 63.60%.

Subordinated Certificates:  The Class M, Class B, Class C, and Residual Certificates.

Subsequent Recoveries:  As of any Distribution Date, amounts received by the Master Servicer (net of any related expenses permitted to be reimbursed pursuant to Section 4.02) or surplus amounts held by the Master Servicer to cover estimated expenses (including, but not limited to, recoveries in respect of the representations and warranties made by the Seller pursuant to the Mortgage Loan Purchase Agreement) specifically related to a Mortgage Loan that was the subject of a liquidation or final disposition of any REO Property prior to the related Prepayment Period that resulted in a Realized Loss.

Subservicing Agreement:  Any agreement entered into between the Master Servicer and a subservicer with respect to the subservicing of any Mortgage Loan hereunder by such subservicer.

Substitution Adjustment Amount:  The meaning ascribed to such term pursuant to Section 2.03(c).

Successor Master Servicer:  The meaning ascribed to such term pursuant to Section 8.02.

 

 

Tax Matters Person:  The person designated as “tax matters person” in the manner provided under Treasury Regulation Sections 1.860F-4(d) and 301.6231(a)(7)-1T. The Holder of the greatest Percentage Interest in a Class of Residual Certificates shall be the Tax Matters Person for the related REMIC. The Trustee, or any successor thereto or assignee thereof, shall serve as tax administrator hereunder and as agent for the related Tax Matters Person.

Transfer:  Any direct or indirect transfer or sale of any Ownership Interest in a Certificate.

Transfer Affidavit:  As defined in Section 6.02.

Trigger Event:  With respect to any Distribution Date, a Trigger Event exists if any of the following tests is not satisfied: (i) the 60 Day Plus Delinquency Percentage is less than 7.00%, or (ii) (A) for any Distribution Date from and including the Distribution Date in December 2008 to and including the Distribution Date in November 2009, the Cumulative Realized Loss Percentage for such Distribution Date is less than 5.05%, (B) for any Distribution Date from and including the Distribution Date in December 2009 to and including the Distribution Date in November 2010, the Cumulative Realized Loss Percentage for such Distribution Date is less than 7.85%, (C) for any Distribution Date from and including the Distribution Date in December 2010 to and including the Distribution Date in November 2011, the Cumulative Realized Loss Percentage for such Distribution Date
is less than 10.05%, and (D) for any Distribution Date thereafter, the Cumulative Realized Loss Percentage for such Distribution Date is less than 10.50%.

Trust Fund:  The corpus of the trust created hereunder consisting of (i) the Mortgage Loans and all interest accruing and principal due with respect thereto after the Cut-off Date to the extent not applied in computing the Cut-off Date Principal Balance thereof; (ii) the Distribution Account, the Class P Certificate Account, the Reserve Fund and the Protected Account and all amounts deposited therein pursuant to the applicable provisions of this Agreement; (iii) property that secured a Mortgage Loan and has been acquired by foreclosure, deed in lieu of foreclosure or otherwise; (iv) the mortgagee’s rights under the Insurance Policies with respect to the Mortgage Loans; (v) the rights under the Mortgage Loan Purchase Agreement; (vi) the Cap Contract and amounts received thereunder; and (vi) all proceeds of the foregoing, including proceeds of conversion,
voluntary or involuntary, of any of the foregoing into cash or other liquid property.

Trustee:  LaSalle Bank National Association, a national banking association, not in its individual capacity, but solely in its capacity as trustee for the benefit of the Certificateholders under this Agreement, and any successor thereto, and any corporation or national banking association resulting from or surviving any consolidation or merger to which it or its successors may be a party and any successor trustee as may from time to time be serving as successor trustee hereunder.

Trustee Fee:  As to each Mortgage Loan and any Distribution Date, a per annum fee equal to 0.0133% multiplied by the Stated Principal Balance of such Mortgage Loan as of Due Date in the month preceding the month in which such Distribution Date occurs.

 

 

Uncertificated Accrued Interest:  With respect to each REMIC I Regular Interest on each Distribution Date, an amount equal to one month’s interest at the related Uncertificated REMIC I Pass-Through Rate on the related Uncertificated Principal Balance of such REMIC I Regular Interest. In each case, Uncertificated Accrued Interest will be reduced by any Prepayment Interest Shortfalls and Relief Act Interest Shortfalls (allocated to such REMIC I Regular Interests as set forth in Section 1.02).

Uncertificated Notional Amount:  With respect to the Class C Interest and any Distribution Date, an amount equal to the aggregate Uncertificated Principal Balance of the REMIC I Regular Interests (other than REMIC I Regular Interest P) for such Distribution Date.

Uncertificated Principal Balance:  The amount of REMIC I Regular Interests, Class P Interest or Class C Interest outstanding as of any date of determination. As of the Closing Date, the Uncertificated Principal Balance of each REMIC I Regular Interest, Class P Interest and Class C Interest shall equal the amount set forth in the Preliminary Statement hereto as its initial uncertificated principal balance, and on any date of determination thereafter, the Uncertificated Principal Balance of the Class C Interest shall be an amount equal to the excess, if any, of (A) the then aggregate Uncertificated Principal Balance of the REMIC I Regular Interests over (B) the then aggregate Certificate Principal Balance of the Class A,  Class M and Class B Certificates and the Uncertificated Principal Balance of the Class P Interest then outstanding.  On each Distribution Date,
the Uncertificated Principal Balance of the REMIC I Regular Interests, Class C Interest and Class P Interest shall be reduced by all distributions of principal made on such Regular Interests on such Distribution Date pursuant to Section 5.07 and, if and to the extent necessary and appropriate, shall be further reduced on such Distribution Date by Realized Losses as provided in Section 5.05, and the Uncertificated Principal Balance of REMIC I Regular Interest ZZ shall be increased by interest deferrals as provided in Section 5.07(b)(1)(i). The Uncertificated Principal Balance of each REMIC I Regular Interest, Class C Interest and Class P Interest shall never be less than zero. 

Uncertificated REMIC I Pass-Through Rate:  With respect to any REMIC I Regular Interest and any Distribution Date, a per annum rate equal to the weighted average of the Net Mortgage Rates on the then outstanding Mortgage Loans, weighted based on the Stated Principal Balances of such Mortgage Loans as of the related Due Date prior to giving effect to any reduction in the Stated Principal Balances of such Mortgage Loans on such Due Date.

Unpaid Realized Loss Amount: With respect to the Class A Certificates and as to any distribution date is the excess of Applied Realized Loss Amounts with respect to such class over the sum of all distributions in reduction of the Applied Realized Loss Amounts on all previous distribution dates.  Any amounts distributed to the Class A Certificates in respect of any Unpaid Realized Loss Amount will not be applied to reduce the Certificate Principal Balance of such class.

Voting Rights:  The portion of the voting rights of all the Certificates that is allocated to any Certificate for purposes of the voting provisions hereunder. Voting Rights shall be allocated (i) 94.50% to the Class A, Class M and Class B Certificates, (ii) 3% to the Class C Certificates until paid in full, (iii) 1.0% to the Class P Certificates, and (iv) 0.50% to each of the Class R-1, Class R-2 and Class RX Certificates, with the allocation among the Certificates (other than the 

 

Class C, Class P and Residual Certificates) to be in proportion to the Certificate Principal Balance of each Class relative to the Certificate Principal Balance of all other such Classes. Voting Rights will be allocated among the Certificates of each such Class in accordance with their respective Percentage Interests.

Wells Fargo: Wells Fargo Bank, National Association, and any successor thereto.

Wells Fargo Custodial Agreement: The Custodial Agreement, dated as of November 30, 2005, among the Depositor, EMC, as a seller, the Master Servicer, the Trustee and Wells Fargo as Custodian relating to the Mortgage Loans identified in such Custodial Agreement.

	
             
  	
            Section 1.02
 	
            Allocation of Certain Interest Shortfalls.
 

For purposes of calculating the amount of Current Interest for the Class A Certificates, the Class M, the Class B and the Class C Certificates and Class C Interest for any Distribution Date, the aggregate amount of any Prepayment Interest Shortfalls (to the extent not covered by payments by the Master Servicer pursuant to Section 5.02) and any Relief Act Interest Shortfalls incurred in respect of the Mortgage Loans for any Distribution Date shall be allocated first, to the Class C Interest based on, and to the extent of, one month’s interest at the then applicable respective Pass-Through Rate on the Uncertificated Notional Amount thereof and, thereafter, among the Class A, Class M and Class B Certificates, in each case on a pro rata basis based on, and to the extent of, one month’s interest at the then applicable respective
Pass-Through Rates on the respective Certificate Principal Balances of each such Certificate.

(a)          For purposes of calculating the amount of Uncertificated Accrued Interest for the REMIC I Regular Interests for any Distribution Date, the aggregate amount of any Prepayment Interest Shortfalls (to the extent not covered by payments by the Master Servicer pursuant to Section 5.02) and any Relief Act Interest Shortfalls incurred shall be allocated first, to Uncertificated Accrued Interest payable to REMIC I Regular Interest AA and REMIC I Regular Interest ZZ up to an aggregate amount equal to the REMIC I Interest Loss Allocation Amount, 98% and 2%, respectively, and thereafter among the REMIC I Regular Interests other than REMIC I Regular Interest P, pro rata, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC I Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC I Regular Interest.

 

 

ARTICLE II,

 

CONVEYANCE OF TRUST FUND

REPRESENTATIONS AND WARRANTIES

	
             
  	
            Section 2.01
 	
            Conveyance of Trust Fund.
 

Pursuant to the Mortgage Loan Purchase Agreement, the Seller sold, transferred, assigned, set over and otherwise conveyed to the Depositor, without recourse, all the right, title and interest of the Seller in and to the assets sold by it in the Trust Fund.

EMC has entered into this Agreement in consideration for the purchase of the Mortgage Loans by the Depositor pursuant to the Mortgage Loan Purchase Agreement and has agreed to take the actions specified herein.

The Depositor, concurrently with the execution and delivery hereof, hereby sells, transfers, assigns, sets over and otherwise conveys to the Trustee for the use and benefit of the Certificateholders, without recourse, all the right, title and interest of the Depositor in and to the (i) Trust Fund; (ii) the Mortgage Loans identified in their respective Mortgage Loan Schedules, including all interest and principal due with respect to the Mortgage Loans after the Cut-off Date but excluding any payments of principal and interest due on or prior to the Cut-off Date; (iii) such assets as shall from time to time be credited or are required by the terms of this Agreement to be credited to the Distribution Account.. 

The Depositor, the Seller and the Trustee agree that it is not intended that any mortgage loan be conveyed to the Trust that is either (i) a “High-Cost Home Loan” as defined in the New Jersey Home Ownership Act effective November 27, 2003, (ii) a “High-Cost Home Loan” as defined in the New Mexico Home Loan Protection Act effective January 1, 2004, (iii) a “High Cost Home Mortgage Loan” as defined in the Massachusetts Predatory Home Loan Practices Act effective November 7, 2004, (iv) a “High-Cost Home Loan” as defined by the Indiana High Cost Home Loan Law effective January 1, 2005, (v) a “High-Cost Home Loan” as defined in the Illinois High Risk Home Loan Act effective January 1, 2004 or (vi) a “High-Cost Home Loan” as defined in the Kentucky High Cost Home Loan Act effective June 24, 2003.

In connection with such sale, the Depositor has delivered to, and deposited with, the Trustee or the respective Custodian, as its agent, the following documents or instruments with respect to each Mortgage Loan so assigned:  (i) the original Mortgage Note, including any riders thereto, endorsed without recourse (A) in blank or to the order of “LaSalle Bank National Association, as Trustee for Certificateholders of SACO I Trust 2005-9, Mortgage-Backed Certificates, Series 2005-9” or (B) in the case of a loan registered on the MERS system, in blank, and in each case showing an unbroken chain of endorsements from the original payee thereof to the Person endorsing it to the Trustee, (ii) the original Mortgage and, if the related Mortgage Loan is a MOM Loan, noting the presence of the MIN and language indicating that such Mortgage Loan is a MOM Loan, which shall have been recorded
(or if the original is not available, a copy), with evidence of such recording indicated thereon (or if clause (x) in the proviso below applies, shall be in recordable form), (iii) unless the Mortgage Loan is a MOM Loan, the assignment (either an original or a copy, which may be in the form of a blanket 

 

assignment if permitted in the jurisdiction in which the Mortgaged Property is located) to the Trustee of the Mortgage with respect to each Mortgage Loan in the name of “LaSalle Bank National Association, as Trustee for Certificateholders of SACO I Trust 2005-9 Mortgage Backed Certificates, Series 2005-9,” which shall have been recorded (or if clause (x) in the proviso below applies, shall be in recordable form), (iv) an original or a copy of all intervening assignments of the Mortgage, if any, with evidence of recording thereon, (v) the original policy of title insurance or mortgagee’s certificate of title insurance or commitment or binder for title insurance, if available, or a copy thereof, or, in the event that such original title insurance policy is unavailable, a photocopy thereof, or in lieu thereof, a current lien search on the related Mortgaged Property and (vi) originals or copies
of all available assumption, modification or substitution agreements, if any; provided, however, that in lieu of the foregoing, the related Seller may deliver the following documents, under the circumstances set forth below:  (x) if any Mortgage, assignment thereof to the Trustee or intervening assignments thereof have been delivered or are being delivered to recording offices for recording and have not been returned in time to permit their delivery as specified above, the Depositor may deliver a true copy thereof with a certification by the Seller or the title company issuing the commitment for title insurance, on the face of such copy, substantially as follows:  “Certified to be a true and correct copy of the original, which has been transmitted for recording” and (y) in lieu of the Mortgage Notes relating to the Mortgage Loans identified in the list set forth in Exhibit I, the Depositor may deliver a lost note affidavit and indemnity and a copy of the original note, if
available; and provided, further, however, that in the case of Mortgage Loans which have been prepaid in full after the Cut-off Date and prior to the Closing Date, the Depositor, in lieu of delivering the above documents, may deliver to the Trustee and the related Custodian a certification of a Servicing Officer to such effect and in such case shall deposit all amounts paid in respect of such Mortgage Loans, in the Protected Account or in the Distribution Account on the Closing Date. In the case of the documents referred to in clause (x) above, the Depositor shall deliver such documents to the Trustee or the related Custodian promptly after they are received.

EMC shall cause, at its expense, the Mortgage and intervening assignments, if any, and to the extent required in accordance with the foregoing, the assignment of the Mortgage to the Trustee to be submitted for recording promptly after the Closing Date; provided that, EMC need not cause to be recorded (a) any assignment in any jurisdiction under the laws of which, as evidenced by an Opinion of Counsel addressed to the Trustee delivered by EMC to the Trustee and the Rating Agencies, the recordation of such assignment is not necessary to protect the Trustee’s interest in the related Mortgage Loan or (b) if MERS is identified on the Mortgage or on a properly recorded assignment of the Mortgage as the mortgagee of record solely as nominee for the related Seller and its successors and assigns. In the event that any Seller, the Depositor or the Master Servicer gives written notice to the
Trustee that a court has recharacterized the sale of the Mortgage Loans as a financing, EMC shall submit or cause to be submitted for recording as specified above each such previously unrecorded assignment to be submitted for recording as specified above at the expense of the Trust. In the event a Mortgage File is released to the Master Servicer as a result of such Person having completed a Request for Release, the related Custodian shall, if not so completed, complete the assignment of the related Mortgage in the manner specified in clause (iii) above.

In connection with the assignment of any Mortgage Loan registered on the MERS® System, EMC further agrees that it will cause, at EMC’s own expense, within 30 days after the 

 

Closing Date, the MERS® System to indicate that such Mortgage Loans have been assigned by EMC to the Depositor and by the Depositor to the Trustee in accordance with this Agreement for the benefit of the Certificateholders by including (or deleting, in the case of Mortgage Loans which are repurchased in accordance with this Agreement) in such computer files (a) the code in the field which identifies the specific Trustee and (b) the code in the field “Pool Field” which identifies the series of the Certificates issued in connection with such Mortgage Loans. EMC further agrees that it will not, and will not permit the Master Servicer to, and the Master Servicer agrees that it will not, alter the codes referenced in this paragraph with respect to any Mortgage Loan during the term of this Agreement unless and until such Mortgage Loan is repurchased in accordance with the terms of this Agreement or
the Mortgage Loan Purchase Agreement.

	
             
  	
            Section 2.02
 	
            Acceptance of the Mortgage Loans.
 

(a)          Based on the Initial Certification received by it from the related Custodian, the Trustee acknowledges receipt of, subject to the further review and exceptions reported by the related Custodian pursuant to the procedures described below, the documents (or certified copies thereof) delivered to the Trustee or the Custodians on its behalf pursuant to Section 2.01 and declares that it holds and will continue to hold directly or through a custodian those documents and any amendments, replacements or supplements thereto and all other assets of the Trust Fund delivered to it in trust for the use and benefit of all present and future Holders of the Certificates.  On the Closing Date, with respect to the Mortgage Loans, the Trustee or the related Custodian on its behalf will deliver an Initial Certification, in
the form of Exhibit One to the Custodial Agreement, confirming whether or not it has received the Mortgage File for each Mortgage Loan, but without review of such Mortgage File, except to the extent necessary to confirm whether such Mortgage File contains the original Mortgage Note or a lost note affidavit and indemnity in lieu thereof. No later than 90 days after the Closing Date (or with respect to any Substitute Mortgage Loan, within five Business Days after the receipt by the Trustee or the related Custodian thereof), the Trustee or the related Custodian on its behalf shall, for the benefit of the Certificateholders, review each Mortgage File delivered to it and execute and deliver to EMC and the Master Servicer and, if reviewed by the related Custodian or the Trustee, an Interim Certification, substantially in the form of Exhibit Two to the Custodial Agreement. In conducting such review, the Trustee or the related Custodian on its behalf will ascertain whether all required
documents have been executed and received and whether those documents relate, determined on the basis of the Mortgagor name, original principal balance and loan number, to the Mortgage Loans identified in Exhibit B to this Agreement, as supplemented (provided, however, that with respect to those documents described in subclauses (iv) and (vi) of Section 2.01, such obligations shall extend only to documents actually delivered pursuant to such subclauses).  In performing any such review, the Trustee and the related Custodian may conclusively rely on the purported due execution and genuineness of any such document and on the purported genuineness of any signature thereon. If the Trustee or the related Custodian on its behalf finds any document constituting part of the Mortgage File not to have been executed or received, or to be unrelated to the Mortgage Loans identified in Exhibit B or to appear to be defective on its face, the Trustee or the related Custodian on its behalf shall
include such information in the exception report attached to the Interim Certification. EMC shall correct or cure any such defect or, if prior to the end of the second anniversary of the Closing Date, EMC may substitute for the related Mortgage Loan a Replacement Mortgage Loan, which substitution shall be accomplished in the manner and subject to the conditions set forth in Section 2.03 or 

 

shall deliver to the Trustee an Opinion of Counsel addressed to the Trustee to the effect that such defect does not materially or adversely affect the interests of the Certificateholders in such Mortgage Loan within 60 days from the date of notice from the Trustee of the defect and if EMC fails to correct or cure the defect or deliver such opinion within such period, EMC will, subject to Section 2.03, within 90 days from the notification of the Trustee purchase such Mortgage Loan at the Purchase Price; provided, however, that if such defect relates solely to the inability of EMC to deliver the Mortgage, assignment thereof to the Trustee, or intervening assignments thereof with evidence of recording thereon because such documents have been submitted for recording and have not been returned by the applicable jurisdiction, EMC shall not be required to purchase such Mortgage Loan if EMC delivers such documents
promptly upon receipt, but in no event later than 360 days after the Closing Date.

(b)          No later than 180 days after the Closing Date (or with respect to any Substitute Mortgage Loan, within five Business Days after the receipt by the Trustee or the related Custodian thereof), the Trustee or the related Custodian on its behalf will review, for the benefit of the Certificateholders, the Mortgage Files and will execute and deliver or cause to be executed and delivered to EMC and the Master Servicer and, if reviewed by the related Custodian or the Trustee, a Final Certification, substantially in the form of Exhibit Three to the Custodial Agreement. In conducting such review, the Trustee or the related Custodian on its behalf will ascertain whether each document required to be recorded has been returned from the recording office with evidence of recording thereon and the Trustee or the related
Custodian on its behalf has received either an original or a copy thereof, as required in Section 2.01 (provided, however, that with respect to those documents described in subclauses (iv) and (vi) of Section 2.01, such obligations shall extend only to documents actually delivered pursuant to such subclauses). If the Trustee or the related Custodian on its behalf finds any document with respect to a Mortgage Loan has not been received, or to be unrelated, determined on the basis of the Mortgagor name, original principal balance and loan number, to the Mortgage Loans identified in Exhibit B or to appear defective on its face, the Trustee or the related Custodian on its behalf shall note such defect in the exception report attached to the Final Certification and shall promptly notify EMC. EMC  shall correct or cure any such defect or, if prior to the end of the second anniversary of the Closing Date, EMC may substitute for the related Mortgage Loan a Replacement Mortgage Loan, which
substitution shall be accomplished in the manner and subject to the conditions set forth in Section 2.03 or shall deliver to the Trustee an Opinion of Counsel addressed to the Trustee to the effect that such defect does not materially or adversely affect the interests of Certificateholders in such Mortgage Loan within 60 days from the date of notice from the Trustee of the defect and if EMC is unable within such period to correct or cure such defect, or to substitute the related Mortgage Loan with a Replacement Mortgage Loan or to deliver such opinion, EMC shall, subject to Section 2.03, within 90 days from the notification of the Trustee, purchase such Mortgage Loan at the Purchase Price; provided, however, that if such defect relates solely to the inability of EMC to deliver the Mortgage, assignment thereof to the Trustee or intervening assignments thereof with evidence of recording thereon, because such documents have not been returned by the applicable jurisdiction, EMC shall not
be required to purchase such Mortgage Loan, if EMC delivers such documents promptly upon receipt, but in no event later than 360 days after the Closing Date. Notwithstanding anything to the contrary, the Trustee shall have no responsibility with respect to the custody or review of Mortgage Files held by the Custodians pursuant to the respective Custodial Agreement.  The Trustee shall have no liability 

 

for the failure of the Custodians to perform their respective obligations under the related Custodial Agreement.

(c)          In the event that a Mortgage Loan is purchased by EMC in accordance with subsections 2.02(a) or (b) above or Section 2.03, EMC shall remit the applicable Purchase Price to the Master Servicer for deposit in the Protected Account and shall provide written notice to the Trustee detailing the components of the Purchase Price, signed by a Servicing Officer. Upon deposit of the Purchase Price in the Protected Account and upon receipt of a Request for Release with respect to such Mortgage Loan, the Trustee or the Custodian will release to EMC the related Mortgage File and the Trustee shall execute and deliver all instruments of transfer or assignment, without recourse, representation or warranty furnished to it by the related Seller, as are necessary to vest in the title to and rights under the Mortgage Loan.
Such purchase shall be deemed to have occurred on the date on which the deposit into the Protected Account was made. The Trustee shall promptly notify the Rating Agencies of such repurchase. The obligation of EMC to cure, repurchase or substitute for any Mortgage Loan as to which a defect in a constituent document exists shall be the sole remedies respecting such defect available to the Certificateholders or to the Trustee on their behalf.

(d)          EMC shall deliver to the Trustee or the Custodian on its behalf, and the Trustee agrees to accept the Mortgage Note and other documents constituting the Mortgage File with respect to any Replacement Mortgage Loan, which the Trustee or the Custodian will review as provided in subsections 2.02(a) and 2.02(b), provided, that the Closing Date referred to therein shall instead be the date of delivery of the Mortgage File with respect to each Replacement Mortgage Loan.

Section 2.03     Representations, Warranties and Covenants of the Master Servicer and EMC as Seller.  

(a)          The Master Servicer hereby represents and warrants to the Depositor and the Trustee as follows, as of the Closing Date:

(i)           It is duly organized and is validly existing and in good standing under the laws of the State of Delaware and is duly authorized and qualified to transact any and all business contemplated by this Agreement to be conducted by it in any state in which a Mortgaged Property is located or is otherwise not required under applicable law to effect such qualification and, in any event, is in compliance with the doing business laws of any such state, to the extent necessary to ensure its ability to enforce each Mortgage Loan, to service the Mortgage Loans in accordance with the terms of the Mortgage Loan Purchase Agreement and to perform any of its other obligations under this Agreement in accordance with the terms hereof or thereof.

(ii)          It has the full corporate power and authority to service each Mortgage Loan, and to execute, deliver and perform, and to enter into and consummate the transactions contemplated by this Agreement and has duly authorized by all necessary corporate action on its part the execution, delivery and performance of this Agreement; and this Agreement, assuming the due authorization, execution and delivery hereof by the other parties hereto or thereto, as applicable, constitutes its legal, valid and binding 

 

obligation, enforceable against it in accordance with its terms, except that (a) the enforceability hereof may be limited by bankruptcy, insolvency, moratorium, receivership and other similar laws relating to creditors’ rights generally and (b) the remedy of specific performance and injunctive and other forms of equitable relief may be subject to equitable defenses and to the discretion of the court before which any proceeding therefor may be brought.

(iii)        The execution and delivery of this Agreement, the servicing of the Mortgage Loans by it under this Agreement, the consummation of any other of the transactions contemplated by this Agreement, and the fulfillment of or compliance with the terms hereof and thereof are in its ordinary course of business and will not (A) result in a breach of any term or provision of its charter or by-laws or (B) conflict with, result in a breach, violation or acceleration of, or result in a default under, the terms of any other material agreement or instrument to which it is a party or by which it may be bound, or (C) constitute a violation of any statute, order or regulation applicable to it of any court, regulatory body, administrative agency or governmental body having jurisdiction over it; and it is not in breach
or violation of any material indenture or other material agreement or instrument, or in violation of any statute, order or regulation of any court, regulatory body, administrative agency or governmental body having jurisdiction over it which breach or violation may materially impair its ability to perform or meet any of its obligations under this Agreement.

(iv)         It is an approved servicer of conventional mortgage loans for Fannie Mae or Freddie Mac and is a mortgagee approved by the Secretary of Housing and Urban Development pursuant to sections 203 and 211 of the National Housing Act.

(v)          No litigation is pending or, to the best of its knowledge, threatened, against it that would materially and adversely affect the execution, delivery or enforceability of this Agreement or its ability to service the Mortgage Loans or to perform any of its other obligations under this Agreement in accordance with the terms hereof.

(vi)         No consent, approval, authorization or order of any court or governmental agency or body is required for its execution, delivery and performance of, or compliance with, this Agreement or the consummation of the transactions contemplated hereby or thereby, or if any such consent, approval, authorization or order is required, it has obtained the same.

(b)          EMC (in its capacity as Seller) hereby represents and warrants to the Depositor and the Trustee as follows, as of the Closing Date:

(i)           EMC is duly organized as a Delaware corporation and is validly existing and in good standing under the laws of the State of Delaware and is duly authorized and qualified to transact any and all business contemplated by this Agreement to be conducted by EMC in any state in which a Mortgaged Property is located or is otherwise not required under applicable law to effect such qualification and, in any event, is in compliance with the doing business laws of any such state, to the extent necessary to 

 

ensure its ability to enforce each Mortgage Loan, to sell the Mortgage Loans in accordance with the terms of the Mortgage Loan Purchase Agreement and to perform any of its other obligations under this Agreement in accordance with the terms hereof.

(ii)          EMC has the full corporate power and authority to sell each Mortgage Loan, and to execute, deliver and perform, and to enter into and consummate the transactions contemplated by this Agreement and has duly authorized by all necessary corporate action on the part of EMC the execution, delivery and performance of this Agreement, assuming the due authorization, execution and delivery hereof by the other parties hereto or thereto, as applicable, constitutes a legal, valid and binding obligation of EMC, enforceable against EMC in accordance with its terms, except that (a) the enforceability hereof may be limited by bankruptcy, insolvency, moratorium, receivership and other similar laws relating to creditors’ rights generally and (b) the remedy of specific performance and injunctive and
other forms of equitable relief may be subject to equitable defenses and to the discretion of the court before which any proceeding therefor may be brought.

(iii)        The execution and delivery of this Agreement by EMC, the sale of the Mortgage Loans by EMC under the Mortgage Loan Purchase Agreement, the consummation of any other of the transactions contemplated by this Agreement, and the fulfillment of or compliance with the terms hereof and thereof are in the ordinary course of business of EMC and will not (A) result in a material breach of any term or provision of the charter or by-laws of EMC or (B) conflict with, result in a breach, violation or acceleration of, or result in a default under, the terms of any other material agreement or instrument to which EMC is a party or by which it may be bound, or (C) constitute a violation of any statute, order or regulation applicable to EMC of any court, regulatory body, administrative agency or governmental body
having jurisdiction over EMC; and EMC is not in breach or violation of any material indenture or other material agreement or instrument, or in violation of any statute, order or regulation of any court, regulatory body, administrative agency or governmental body having jurisdiction over it which breach or violation may materially impair EMC’s ability to perform or meet any of its obligations under this Agreement.

(iv)         EMC is an approved seller of conventional mortgage loans for Fannie Mae or Freddie Mac and is a mortgagee approved by the Secretary of Housing and Urban Development pursuant to sections 203 and 211 of the National Housing Act.

(v)          No litigation is pending or, to the best of EMC’s knowledge, threatened, against EMC that would materially and adversely affect the execution, delivery or enforceability of this Agreement or the ability of EMC to sell the Mortgage Loans or to perform any of its other obligations under this Agreement in accordance with the terms hereof or thereof.

(vi)         No consent, approval, authorization or order of any court or governmental agency or body is required for the execution, delivery and performance by EMC of, or compliance by EMC with, this Agreement or the consummation of the transactions 

 

contemplated hereby, or if any such consent, approval, authorization or order is required, EMC has obtained the same.

(vii)       With respect to each Mortgage Loan as of the Closing Date (or such other date as may be specified in Section 7 of the Mortgage Loan Purchase Agreement), EMC hereby remakes and restates each of the representations and warranties set forth in Section 7 of the Mortgage Loan Purchase Agreement to the Depositor and the Trustee to the same extent as if fully set forth herein.

(c)          Upon discovery by any of the parties hereto of a breach of a representation or warranty set forth in the Mortgage Loan Purchase Agreement with respect to the Mortgage Loans that materially and adversely affects the interests of the Certificateholders in any Mortgage Loan, the party discovering such breach shall give prompt written notice thereof to the other parties. EMC, in its capacity as Seller hereby covenants, with respect to the representations and warranties set forth in the Mortgage Loan Purchase Agreement with respect to the Mortgage Loans, that within 90 days of the discovery of a breach of any representation or warranty set forth therein that materially and adversely affects the interests of the Certificateholders in any Mortgage Loan, it shall cure such breach in all material respects and, if
such breach is not so cured, (i) if such 90 day period expires prior to the second anniversary of the Closing Date, remove such Mortgage Loan (a “Deleted Mortgage Loan”) from the Trust Fund and substitute in its place a Replacement Mortgage Loan, in the manner and subject to the conditions set forth in this Section; or (ii) repurchase the affected Mortgage Loan or Mortgage Loans from the Trustee at the Purchase Price in the manner set forth below; provided that any such substitution pursuant to (i) above or repurchase pursuant to (ii) above shall not be effected prior to the delivery to the Trustee of an Opinion of Counsel if required by Section 2.05 hereof and any such substitution pursuant to (i) above shall not be effected prior to the additional delivery to the Trustee of a Request for Release. The Trustee shall give prompt written notice to the parties hereto of EMC’s failure to cure such breach as set forth in the preceding sentence.  EMC shall promptly reimburse
the Master Servicer and the Trustee for any expenses reasonably incurred by the Master Servicer or the Trustee in respect of enforcing the remedies for such breach. To enable the Master Servicer to amend the Mortgage Loan Schedule, EMC shall, unless it cures such breach in a timely fashion pursuant to this Section 2.03, promptly notify the Master Servicer whether it intends either to repurchase, or to substitute for, the Mortgage Loan affected by such breach. With respect to the representations and warranties with respect to the Mortgage Loans that are made to the best of EMC’s knowledge, if it is discovered by any of the Depositor, the Master Servicer, EMC, the Trustee or the Custodian that the substance of such representation and warranty is inaccurate and such inaccuracy materially and adversely affects the value of the related Mortgage Loan, notwithstanding EMC’s lack of knowledge with respect to the substance of such representation or warranty, EMC in its capacity as
Seller shall nevertheless be required to cure, substitute for or repurchase the affected Mortgage Loan in accordance with the foregoing.

With respect to any Replacement Mortgage Loan or Loans, EMC in its capacity as Seller (pursuant to the Mortgage Loan Purchase Agreement) shall deliver to the Trustee or the Custodian on its behalf for the benefit of the Certificateholders such documents and agreements as are required by Section 2.01. No substitution will be made in any calendar month after the Determination Date for such month. Scheduled Payments due with respect to Replacement Mortgage Loans in the Due Period related to the Distribution Date on which such proceeds are to 

 

be distributed shall not be part of the Trust Fund and will be retained by EMC in its capacity as Seller. For the month of substitution, distributions to Certificateholders will include the Scheduled Payment due on any Deleted Mortgage Loan for the related Due Period and thereafter EMC in its capacity as Seller shall be entitled to retain all amounts received in respect of such Deleted Mortgage Loan. The Master Servicer shall amend the Mortgage Loan Schedule for the benefit of the Certificateholders to reflect the removal of such Deleted Mortgage Loan and the substitution of the Replacement Mortgage Loan or Loans and the Master Servicer shall deliver the amended Mortgage Loan Schedule to the Trustee and the Custodian. Upon such substitution, the Replacement Mortgage Loan or Loans shall be subject to the terms of this Agreement in all respects, and EMC shall be deemed to have made with respect to such
Replacement Mortgage Loan or Loans, as of the date of substitution, the representations and warranties set forth in Section 7 or Section 8 of the Mortgage Loan Purchase Agreement with respect to such Mortgage Loan. Upon any such substitution and the deposit into the Protected Account of the amount required to be deposited therein in connection with such substitution as described in the following paragraph and receipt by the Trustee of a Request for Release for such Mortgage Loan, the Trustee or the Custodian shall release to EMC  the Mortgage File relating to such Deleted Mortgage Loan and held for the benefit of the Certificateholders and the Trustee shall execute and deliver at EMC’s direction such instruments of transfer or assignment as have been prepared by EMC in each case without recourse, representation or warranty as shall be necessary to vest in EMC or its respective designee, title to the Trustee’s interest in any Deleted Mortgage Loan substituted for pursuant to
this Section 2.03.

For any month in which EMC substitutes one or more Replacement Mortgage Loans for a Deleted Mortgage Loan, the Master Servicer will determine the amount (if any) by which the aggregate principal balance of all the Replacement Mortgage Loans as of the date of substitution is less than the Stated Principal Balance (after application of the principal portion of the Scheduled Payment due in the month of substitution) of such Deleted Mortgage Loan. An amount equal to the aggregate of such deficiencies, described in the preceding sentence for any Distribution Date (such amount, the “Substitution Adjustment Amount”) shall be deposited into the Protected Account, by EMC delivering such Replacement Mortgage Loan on the Determination Date for the Distribution Date relating to the Prepayment Period during which the related Mortgage Loan became required to be purchased or replaced hereunder.

In the event that EMC in its capacity as Seller shall have repurchased a Mortgage Loan, the Purchase Price therefor shall be deposited into the Protected Account, on the Determination Date for the Distribution Date in the month following the month during which EMC became obligated to repurchase or replace such Mortgage Loan and upon such deposit of the Purchase Price, the delivery of an Opinion of Counsel if required by Section 2.05 and the receipt of a Request for Release, the Trustee or the Custodian shall release the related Mortgage File held for the benefit of the Certificateholders to EMC and the Trustee shall execute and deliver at such Person’s direction the related instruments of transfer or assignment prepared by EMC, in each case without recourse, as shall be necessary to transfer title from the Trustee for the benefit of the Certificateholders and transfer the
Trustee’s interest to EMC to any Mortgage Loan purchased pursuant to this Section 2.03. It is understood and agreed that the obligation under this Agreement of EMC to cure, repurchase or replace any Mortgage Loan as to which a breach has occurred and is continuing shall constitute the sole remedies against EMC in its capacity as Seller respecting such breach available to the Certificateholders, the Depositor or the Trustee.

 

 

(d)          The representations and warranties set forth in this Section 2.03 hereof shall survive delivery of the respective Mortgage Loans and Mortgage Files to the Trustee or the Custodian for the benefit of the Certificateholders.

	
             
  	
            Section 2.04
 	
            Representations and Warranties of the Depositor.  
 

The Depositor hereby represents and warrants to the Master Servicer and the Trustee as follows, as of the date hereof and as of the Closing Date:

(i)           The Depositor is duly organized and is validly existing as a limited liability company in good standing under the laws of the State of Delaware and has full power and authority necessary to own or hold its properties and to conduct its business as now conducted by it and to enter into and perform its obligations under this Agreement.

(ii)          The Depositor has the full power and authority to execute, deliver and perform, and to enter into and consummate the transactions contemplated by, this Agreement and has duly authorized, by all necessary corporate action on its part, the execution, delivery and performance of this Agreement, assuming the due authorization, execution and delivery hereof by the other parties hereto, constitutes a legal, valid and binding obligation of the Depositor, enforceable against the Depositor in accordance with its terms, subject, as to enforceability, to (i) bankruptcy, insolvency, reorganization, moratorium and other similar laws affecting creditors’ rights generally and (ii) general principles of equity, regardless of whether enforcement is sought in a proceeding in equity or at law.

(iii)        The execution and delivery of this Agreement by the Depositor, the consummation of the transactions contemplated by this Agreement, and the fulfillment of or compliance with the terms hereof and thereof are in the ordinary course of business of the Depositor and will not (A) result in a material breach of any term or provision of the certificate of formation or limited liability company agreement of the Depositor or (B) conflict with, result in a breach, violation or acceleration of, or result in a default under, the terms of any other material agreement or instrument to which the Depositor is a party or by which it may be bound or (C) constitute a violation of any statute, order or regulation applicable to the Depositor of any court, regulatory body, administrative agency or governmental body
having jurisdiction over the Depositor; and the Depositor is not in breach or violation of any material indenture or other material agreement or instrument, or in violation of any statute, order or regulation of any court, regulatory body, administrative agency or governmental body having jurisdiction over it which breach or violation may materially impair the Depositor’s ability to perform or meet any of its obligations under this Agreement.

(iv)         No litigation is pending, or, to the best of the Depositor’s knowledge, threatened, against the Depositor that would materially and adversely affect the execution, delivery or enforceability of this Agreement or the ability of the Depositor to perform its obligations under this Agreement in accordance with the terms hereof or thereof.

 

 

(v)          No consent, approval, authorization or order of any court or governmental agency or body is required for the execution, delivery and performance by the Depositor of, or compliance by the Depositor with this Agreement or the consummation of the transactions contemplated hereby or thereby, or if any such consent, approval, authorization or order is required, the Depositor has obtained the same.

The Depositor hereby represents and warrants to the Trustee as of the Closing Date, following the transfer of the Mortgage Loans to it by the Seller, the Depositor had good title to the Mortgage Loans and the related Mortgage Notes were subject to no offsets, claims, defenses or counterclaims.

It is understood and agreed that the representations and warranties set forth in this Section 2.04 shall survive delivery of the Mortgage Files to the Trustee or the Custodian for the benefit of the Certificateholders.  Upon discovery by the Depositor or the Trustee of a breach of such representations and warranties, the party discovering such breach shall give prompt written notice to the others and to each Rating Agency.

Section 2.05     Delivery of Opinion of Counsel in Connection with Substitutions and Repurchases.  

(a)          Notwithstanding any contrary provision of this Agreement, with respect to any Mortgage Loan that is not in default or as to which default is not imminent, no repurchase or substitution pursuant to Sections 2.02 or 2.03 shall be made unless EMC delivers to the Trustee an Opinion of Counsel, addressed to the Trustee, to the effect that such repurchase or substitution would not (i) result in the imposition of the tax on “prohibited transactions” of REMIC I, REMIC II, REMIC III or REMIC IV or contributions after the Closing Date, as defined in sections 860F(a)(2) and 860G(d) of the Code, respectively, or (ii) cause any of REMIC I, REMIC II, REMIC III or REMIC IV to fail to qualify as a REMIC at any time that any Certificates are outstanding. Any Mortgage Loan as to which repurchase or substitution
was delayed pursuant to this paragraph shall be repurchased or the substitution therefor shall occur (subject to compliance with Sections 2.02 or 2.03) upon the earlier of (a) the occurrence of a default or imminent default with respect to such Mortgage Loan and (b) receipt by the Trustee of an Opinion of Counsel addressed to the Trustee to the effect that such repurchase or substitution, as applicable, will not result in the events described in clause (i) or clause (ii) of the preceding sentence.

(b)          Upon discovery by the Depositor, EMC or the Master Servicer that any Mortgage Loan does not constitute a “qualified mortgage” within the meaning of section 860G(a)(3) of the Code, the party discovering such fact shall promptly (and in any event within 5 Business Days of discovery) give written notice thereof to the other parties and the Trustee. In connection therewith, the Trustee shall require EMC in its capacity as Seller at EMC’s option, to either (i) substitute, if the conditions in Section 2.03 with respect to substitutions are satisfied, a Replacement Mortgage Loan for the affected Mortgage Loan, or (ii) repurchase the affected Mortgage Loan within 90 days of such discovery in the same manner as it would a Mortgage Loan for a breach of representation or warranty in accordance with
Section 2.03. The Trustee shall reconvey to EMC the Mortgage Loan to be released pursuant hereto (and the Custodian shall deliver the related Mortgage File) in the same manner, and on the same terms and 

 

conditions, as it would a Mortgage Loan repurchased for breach of a representation or warranty in accordance with Section 2.03.

	
             
  	
            Section 2.06
 	
            Countersignature and Delivery of Certificates.  
 

(a)          The Trustee acknowledges the sale, transfer and assignment to it of the Trust Fund and, concurrently with such transfer and assignment, has executed, countersigned and delivered, to or upon the order of the Depositor, the Certificates in authorized denominations evidencing the entire ownership of the Trust Fund. The Trustee agrees to hold the Trust Fund and exercise the rights referred to above for the benefit of all present and future Holders of the Certificates and to perform the duties set forth in this Agreement in accordance with its terms.

(b)          The Depositor concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the REMIC I Regular Interests and the other assets of REMIC II for the benefit of the Holders of the Certificates (other than the Class R-1 Certificates and Class RX Certificates), the Class C Interest and the Class P Interest. The Trustee acknowledges receipt of the REMIC I Regular Interests (which are uncertificated) and the other assets of REMIC II and declares that it holds and will hold the same in trust for the exclusive use and benefit of the Holders of the Certificates (other than the Class R-1 Certificates and Class RX Certificates), the Class C Interest and the Class P Interest.

(c)          The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the Class C Interest for the benefit of the Holders of the Class C Certificates and the Class RX Certificates (in respect of the Class R-3 Interest). The Trustee acknowledges receipt of the Class C Interest (which is uncertificated) and declares that it holds and will hold the same in trust for the exclusive use and benefit of the Holders of the Class C Certificates and the Class RX Certificates (in respect of the Class R-3 Interest).

(d)          The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the Class P Interest for the benefit of the Holders of the Class P Certificates and the Class RX Certificates (in respect of the Class R-4 Interest). The Trustee acknowledges receipt of the Class P Interest (which is uncertificated) and declares that it holds and will hold the same in trust for the exclusive use and benefit of the Holders of the Class P Certificates and the Class RX Certificates (in respect of the Class R-4 Interest).

	
             
  	
            Section 2.07
 	
            Reserved.
 

 

 

 

ARTICLE III

 

ADMINISTRATION AND SERVICING OF THE MORTGAGE LOANS

	
             
  	
            Section 3.01
 	
            The Master Servicer to act as Master Servicer.  
 

The Master Servicer shall service and administer the Mortgage Loans in accordance with customary and usual standards of practice of prudent mortgage loan servicers in the respective states in which the related Mortgaged Properties are located. In connection with such servicing and administration, the Master Servicer shall have full power and authority, acting alone and/or through subservicers as provided in Section 3.03, to do or cause to be done any and all things that it may deem necessary or desirable in connection with such servicing and administration, including but not limited to, the power and authority, subject to the terms hereof (i) to execute and deliver, on behalf of the Certificateholders and the Trustee, customary consents or waivers and other instruments and documents, (ii) to consent to transfers of any related Mortgaged Property and assumptions of the Mortgage Notes and
related Mortgages (but only in the manner provided herein), (iii) to collect any Insurance Proceeds and other Liquidation Proceeds or Subsequent Recoveries, and (iv) subject to Section 3.09, to effectuate foreclosure or other conversion of the ownership of the Mortgaged Property securing any Mortgage Loan; provided that the Master Servicer shall take no action that is inconsistent with or prejudices the interests of the Trust Fund or the Certificateholders in any Mortgage Loan or the rights and interests of the Depositor or the Trustee under this Agreement.

Without limiting the generality of the foregoing, the Master Servicer, in its own name or in the name of the Trust, the Depositor or the Trustee, is hereby authorized and empowered by the Trust, the Depositor and the Trustee, when the Master Servicer believes it appropriate in its reasonable judgment, to execute and deliver, on behalf of the Trustee, the Depositor, the Certificateholders or any of them, any and all instruments of satisfaction or cancellation, or of partial or full release or discharge and all other comparable instruments, with respect to the Mortgage Loans, and with respect to the Mortgaged Properties held for the benefit of the Certificateholders. The Master Servicer shall prepare and deliver to the Depositor and/or the Trustee such documents requiring execution and delivery by any or all of them as are necessary or appropriate to enable the Master Servicer to service
and administer the Mortgage Loans. Upon receipt of such documents, the Depositor and/or the Trustee shall execute such documents and deliver them to the Master Servicer.

In accordance with the standards of the first paragraph of this Section 3.01, the Master Servicer shall advance or cause to be advanced funds as necessary for the purpose of effecting the payment of taxes and assessments on the Mortgaged Properties, which advances shall be reimbursable in the first instance from related collections from the Mortgagors pursuant to Section 4.03, and further as provided in Section 4.02. All costs incurred by the Master Servicer, if any, in effecting the timely payments of taxes and assessments on the Mortgaged Properties and related insurance premiums shall not, for the purpose of calculating monthly distributions to the Certificateholders, be added to the Stated Principal Balance under the Mortgage Loans, notwithstanding that the terms of such Mortgage Loans so permit.

 

 

	
             
  	
            Section 3.02
 	
            Due-on-Sale Clauses; Assumption Agreements.  
 

(a)          Except as otherwise provided in this Section 3.02, when any property subject to a Mortgage has been or is about to be conveyed by the Mortgagor, the Master Servicer shall to the extent that it has knowledge of such conveyance, enforce any due-on-sale clause contained in any Mortgage Note or Mortgage, to the extent permitted under applicable law and governmental regulations, but only to the extent that such enforcement will not adversely affect or jeopardize coverage under any Required Insurance Policy. Notwithstanding the foregoing, the Master Servicer is not required to exercise such rights with respect to a Mortgage Loan if the Person to whom the related Mortgaged Property has been conveyed or is proposed to be conveyed satisfies the terms and conditions contained in the Mortgage Note and Mortgage
related thereto and the consent of the mortgagee under such Mortgage Note or Mortgage is not otherwise so required under such Mortgage Note or Mortgage as a condition to such transfer. In the event that the Master Servicer is prohibited by law from enforcing any such due-on-sale clause, or if coverage under any Required Insurance Policy would be adversely affected, or if nonenforcement is otherwise permitted hereunder, the Master Servicer is authorized, subject to Section 3.02(b), to take or enter into an assumption and modification agreement from or with the person to whom such property has been or is about to be conveyed, pursuant to which such person becomes liable under the Mortgage Note and, unless prohibited by applicable state law, the Mortgagor remains liable thereon, provided that the Mortgage Loan shall continue to be covered (if so covered before the Master Servicer enters such agreement) by the applicable Required Insurance Policies. The Master Servicer, subject to Section
3.02(b), is also authorized with the prior approval of the insurers under any Required Insurance Policies to enter into a substitution of liability agreement with such Person, pursuant to which the original Mortgagor is released from liability and such Person is substituted as Mortgagor and becomes liable under the Mortgage Note.  Notwithstanding the foregoing, the Master Servicer shall not be deemed to be in default under this Section 3.02(a) by reason of any transfer or assumption that the Master Servicer reasonably believes it is restricted by law from preventing.

(b)          Subject to the Master Servicer’s duty to enforce any due-on-sale clause to the extent set forth in Section 3.02(a), in any case in which a Mortgaged Property has been conveyed to a Person by a Mortgagor, and such Person is to enter into an assumption agreement or modification agreement or supplement to the Mortgage Note or Mortgage that requires the signature of the Trustee, or if an instrument of release signed by the Trustee is required releasing the Mortgagor from liability on the related Mortgage Loan, the Master Servicer shall prepare and deliver or cause to be prepared and delivered to the Trustee for signature and shall direct, in writing, the Trustee to execute the assumption agreement with the Person to whom the Mortgaged Property is to be conveyed and such modification agreement or
supplement to the Mortgage Note or Mortgage or other instruments as are reasonable or necessary to carry out the terms of the Mortgage Note or Mortgage or otherwise to comply with any applicable laws regarding assumptions or the transfer of the Mortgaged Property to such Person. In connection with any such assumption, no material term of the Mortgage Note (including, but not limited to, the Mortgage Rate, the amount of the Scheduled Payment and any other term affecting the amount or timing of payment on the Mortgage Loan) may be changed. In addition, the substitute Mortgagor and the Mortgaged Property must be acceptable to the Master Servicer in accordance with its servicing standards as then in effect. The Master Servicer shall notify the Trustee that any such substitution or assumption agreement has been completed by forwarding to the Trustee 

 

the original of such substitution or assumption agreement, which in the case of the original shall be added to the related Mortgage File and shall, for all purposes, be considered a part of such Mortgage File to the same extent as all other documents and instruments constituting a part thereof. Any fee collected by the Master Servicer for entering into an assumption or substitution of liability agreement will be retained by the Master Servicer as additional servicing compensation.

	
             
  	
            Section 3.03
 	
            Subservicers.  
 

The Master Servicer shall perform all of its servicing responsibilities hereunder or may cause a subservicer to perform any such servicing responsibilities on its behalf, but the use by the Master Servicer of a subservicer shall not release the Master Servicer from any of its obligations hereunder and the Master Servicer shall remain responsible hereunder for all acts and omissions of each subservicer as fully as if such acts and omissions were those of the Master Servicer. The Master Servicer shall pay all fees of each subservicer from its own funds, and a subservicer’s fee shall not exceed the Servicing Fee payable to the Master Servicer hereunder.

At the cost and expense of the Master Servicer, without any right of reimbursement from its Protected Account, the Master Servicer shall be entitled to terminate the rights and responsibilities of a subservicer and arrange for any servicing responsibilities to be performed by a successor subservicer; provided, however, that nothing contained herein shall be deemed to prevent or prohibit the Master Servicer, at the Master Servicer’s option, from electing to service the related Mortgage Loans itself. In the event that the Master Servicer’s responsibilities and duties under this Agreement are terminated pursuant to Section 8.01, the Master Servicer shall at its own cost and expense terminate the rights and responsibilities of each subservicer effective as of the date of termination of the Master Servicer. The Master Servicer shall pay all fees, expenses or penalties necessary in
order to terminate the rights and responsibilities of each subservicer from the Master Servicer’s own funds without reimbursement from the Trust Fund.

Notwithstanding the foregoing, the Master Servicer shall not be relieved of its obligations hereunder and shall be obligated to the same extent and under the same terms and conditions as if it alone were servicing and administering the Mortgage Loans. The Master Servicer shall be entitled to enter into an agreement with a subservicer for indemnification of the Master Servicer by the subservicer and nothing contained in this Agreement shall be deemed to limit or modify such indemnification.

Any subservicing agreement and any other transactions or services relating to the Mortgage Loans involving a subservicer shall be deemed to be between such subservicer and the Master Servicer alone, and the Trustee shall not have any obligations, duties or liabilities with respect to such subservicer including any obligation, duty or liability of the Trustee to pay such subservicer’s fees and expenses. Each subservicing agreement shall provide that such agreement may be assumed or terminated without cause or penalty by the Trustee or other Successor Master Servicer in the event the Master Servicer is terminated in accordance with this Agreement.  For purposes of remittances to the Trustee pursuant to this Agreement, the Master Servicer shall be deemed to have received a payment on a Mortgage Loan when a subservicer has received such payment.

 

 

Section 3.04     Documents, Records and Funds in Possession of the Master Servicer To Be Held for Trustee.

Notwithstanding any other provisions of this Agreement, the Master Servicer shall transmit to the Trustee or the Custodian on behalf of the Trustee as required by this Agreement all documents and instruments in respect of a Mortgage Loan coming into the possession of the Master Servicer from time to time and shall account fully to the Trustee for any funds received by the Master Servicer or that otherwise are collected by the Master Servicer as Liquidation Proceeds, Insurance Proceeds or Subsequent Recoveries in respect of any such Mortgage Loan.  All Mortgage Files and funds collected or held by, or under the control of, the Master Servicer in respect of any Mortgage Loans, whether from the collection of principal and interest payments or from Liquidation Proceeds or Subsequent Recoveries, including but not limited to, any funds on deposit in the Protected Account, shall be held by the
Master Servicer for and on behalf of the Trustee and shall be and remain the sole and exclusive property of the Trustee, subject to the applicable provisions of this Agreement. The Master Servicer also agrees that it shall not create, incur or subject any Mortgage File or any funds that are deposited in the Protected Account or in any Escrow Account, or any funds that otherwise are or may become due or payable to the Trustee for the benefit of the Certificateholders, to any claim, lien, security interest, judgment, levy, writ of attachment or other encumbrance, or assert by legal action or otherwise any claim or right of set off against any Mortgage File or any funds collected on, or in connection with, a Mortgage Loan, except, however, that the Master Servicer shall be entitled to set off against and deduct from any such funds any amounts that are properly due and payable to the Master Servicer under this Agreement.

	
             
  	
            Section 3.05
 	
            Maintenance of Hazard Insurance.  
 

The Master Servicer shall cause to be maintained, for each Mortgage Loan, hazard insurance on buildings upon, or comprising part of, the Mortgaged Property against loss by fire, hazards of extended coverage and such other hazards as are customary in the area where the related Mortgaged Property is located with an insurer which is licensed to do business in the state where the related Mortgaged Property is located. Each such policy of standard hazard insurance shall contain, or have an accompanying endorsement that contains, a standard mortgagee clause. The Master Servicer shall also cause flood insurance to be maintained on property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan, to the extent described below.  Pursuant to Section 4.01, any amounts collected by the Master Servicer under any such policies (other than the amounts to be applied to the
restoration or repair of the related Mortgaged Property or property thus acquired or amounts released to the Mortgagor in accordance with the Master Servicer’s normal servicing procedures) shall be deposited in the Protected Account. Any cost incurred by the Master Servicer in maintaining any such insurance shall not, for the purpose of calculating monthly distributions to the Certificateholders or remittances to the Trustee for their benefit, be added to the principal balance of the Mortgage Loan, notwithstanding that the terms of the Mortgage Loan so permit.  Such costs shall be recoverable by the Master Servicer out of late payments by the related Mortgagor or out of Liquidation Proceeds to the extent permitted by Section 4.02. It is understood and agreed that no earthquake or other additional insurance is to be required of any Mortgagor or maintained on property acquired in respect of a Mortgage other than pursuant to such applicable laws and regulations as shall at any time
be in force and as shall require such additional insurance.  If the Mortgaged Property is located at the 

 

time of origination of the Mortgage Loan in a federally designated special flood hazard area and such area is participating in the national flood insurance program, the Master Servicer shall cause flood insurance to be maintained with respect to such Mortgage Loan. Such flood insurance shall be in an amount equal to the least of (i) the Stated Principal Balance of the related Mortgage Loan, (ii) minimum amount required to compensate for damage or loss on a replacement cost basis or (iii) the maximum amount of such insurance available for the related Mortgaged Property under the Flood Disaster Protection Act of 1973, as amended.

In the event that the Master Servicer shall obtain and maintain a blanket policy insuring against hazard losses on all of the Mortgage Loans, it shall conclusively be deemed to have satisfied its obligations as set forth in the first sentence of this Section 3.05, it being understood and agreed that such policy may contain a deductible clause on terms substantially equivalent to those commercially available and maintained by comparable servicers.  If such policy contains a deductible clause, the Master Servicer shall, in the event that there shall not have been maintained on the related Mortgaged Property a policy complying with the first sentence of this Section 3.05, and there shall have been a loss that would have been covered by such policy, deposit in the Protected Account the amount not otherwise payable under the blanket policy because of such deductible clause. Such deposit shall
be from the Master Servicer’s own funds without reimbursement therefor.  In connection with its activities as administrator and servicer of the Mortgage Loans, the Master Servicer agrees to present, on behalf of itself, the Depositor and the Trustee for the benefit of the Certificateholders claims under any such blanket policy.

	
             
  	
            Section 3.06
 	
            Presentment of Claims and Collection of Proceeds.  
 

The Master Servicer shall prepare and present on behalf of the Trustee and the Certificateholders all claims under the Insurance Policies and take such actions (including the negotiation, settlement, compromise or enforcement of the insured’s claim) as shall be necessary to realize recovery under such Insurance Policies. Any proceeds disbursed to the Master Servicer in respect of such Insurance Policies shall be promptly deposited in the Protected Account upon receipt, except that any amounts realized that are to be applied to the repair or restoration of the related Mortgaged Property as a condition precedent to the presentation of claims on the related Mortgage Loan to the insurer under any applicable Insurance Policy need not be so deposited (or remitted).

	
             
  	
            Section 3.07
 	
            Maintenance of the Primary Mortgage Insurance Policies.  
 

(a)          The Master Servicer shall not take any action that would result in noncoverage under any applicable Primary Mortgage Insurance Policy of any loss which, but for the actions of the Master Servicer would have been covered thereunder. The Master Servicer shall use its best efforts to keep in force and effect (to the extent that the Mortgage Loan requires the Mortgagor to maintain such insurance), Primary Mortgage Insurance applicable to each Mortgage Loan. The Master Servicer shall not cancel or refuse to renew any such Primary Mortgage Insurance Policy that is in effect at the date of the initial issuance of the Mortgage Note and is required to be kept in force hereunder.

(b)          The Master Servicer agrees to present on behalf of the Trustee, the Certificateholders claims to the insurer under any Primary Mortgage Insurance Policies and, in 

 

this regard, to take such reasonable action as shall be necessary to permit recovery under any Primary Mortgage Insurance Policies respecting defaulted Mortgage Loans. Pursuant to Section 4.01, any amounts collected by the Master Servicer under any Primary Mortgage Insurance Policies shall be deposited in the Protected Account, subject to withdrawal pursuant to Section 4.02 hereof.

	
             
  	
            Section 3.08
 	
            Fidelity Bond, Errors and Omissions Insurance.  
 

The Master Servicer shall maintain, at its own expense, a blanket fidelity bond and an errors and omissions insurance policy, with broad coverage with responsible companies on all officers, employees or other persons acting in any capacity with regard to the Mortgage Loans and who handle funds, money, documents and papers relating to the Mortgage Loans.  The fidelity bond and errors and omissions insurance shall be in the form of the Mortgage Banker’s Blanket Bond and shall protect and insure the Master Servicer against losses, including forgery, theft, embezzlement, fraud, errors and omissions and negligent acts of such persons.  Such fidelity bond shall also protect and insure the Master Servicer against losses in connection with the failure to maintain any insurance policies required pursuant to this Agreement and the release or satisfaction of a Mortgage Loan which is not in
accordance with Accepted Servicing Practices.  No provision of this Section 3.08 requiring the fidelity bond and errors and omissions insurance shall diminish or relieve the Master Servicer from its duties and obligations as set forth in this Agreement.  The minimum coverage under any such bond and insurance policy shall be at least equal to the corresponding amounts required by Accepted Servicing Practices.  The Master Servicer shall deliver to the Trustee a certificate from the surety and the insurer as to the existence of the fidelity bond and errors and omissions insurance policy and shall obtain a statement from the surety and the insurer that such fidelity bond or insurance policy shall in no event be terminated or materially modified without thirty days prior written notice to the Trustee.  The Master Servicer shall notify the Trustee within five business days of receipt of notice that such fidelity bond or insurance policy will be, or has been, materially modified or
terminated.  The Trustee for the benefit of the Certificateholders must be named as loss payees on the fidelity bond and as additional insured on the errors and omissions policy.

Section 3.09     Realization Upon Defaulted Mortgage Loans; Determination of Excess Liquidation Proceeds and Realized Losses; Repurchases of Certain Mortgage Loans.  

(a)          The Master Servicer shall use reasonable efforts to foreclose upon or otherwise comparably convert the ownership of properties securing such of the Mortgage Loans as come into and continue in default and as to which no satisfactory arrangements can be made for collection of delinquent payments. In connection with such foreclosure or other conversion, the Master Servicer shall follow such practices and procedures as it shall deem necessary or advisable and as shall be normal and usual in its general mortgage servicing activities and the requirements of the insurer under any Required Insurance Policy; provided that the Master Servicer shall not be required to expend its own funds in connection with any foreclosure or towards the restoration of any property unless it shall determine (i) that such restoration
and/or foreclosure will increase the proceeds of liquidation of the Mortgage Loan after reimbursement to itself of such expenses and (ii) that such expenses will be recoverable to it through Insurance Proceeds, Liquidation Proceeds (respecting which it shall have priority for purposes of withdrawals from the Protected Account pursuant to Section 4.02). If the Master Servicer 

 

reasonably believes that Liquidation Proceeds with respect to any such Mortgage Loan would not be increased as a result of such foreclosure or other action, such Mortgage Loan will be charged-off and will become a Liquidated Loan. The Master Servicer will give notice of any such charge-off to the Trustee.  The Master Servicer shall be responsible for all other costs and expenses incurred by it in any such proceedings; provided that such costs and expenses shall be Servicing Advances and that it shall be entitled to reimbursement thereof from the proceeds of liquidation of the related Mortgaged Property, as contemplated in Section 4.02. If the Master Servicer has knowledge that a Mortgaged Property that the Master Servicer is contemplating acquiring in foreclosure or by deed- in-lieu of foreclosure is located within a one-mile radius of any site with environmental or hazardous waste risks known to the
Master Servicer, the Master Servicer will, prior to acquiring the Mortgaged Property, consider such risks and only take action in accordance with its established environmental review procedures.

With respect to any REO Property, the deed or certificate of sale shall be taken in the name of the Trustee for the benefit of the Certificateholders (or the Trustee’s nominee on behalf of the Certificateholders). The Trustee’s name shall be placed on the title to such REO Property solely as the Trustee hereunder and not in its individual capacity. The Master Servicer shall ensure that the title to such REO Property references this Agreement and the Trustee’s capacity hereunder. Pursuant to its efforts to sell such REO Property, the Master Servicer shall either itself or through an agent selected by the Master Servicer protect and conserve such REO Property in the same manner and to such extent as is customary in the locality where such REO Property is located and may, incident to its conservation and protection of the interests of the Certificateholders, rent the same, or
any part thereof, as the Master Servicer deems to be in the best interest of the Master Servicer and the Certificateholders for the period prior to the sale of such REO Property. The Master Servicer shall prepare for and deliver to the Trustee a statement with respect to each REO Property that has been rented showing the aggregate rental income received and all expenses incurred in connection with the management and maintenance of such REO Property at such times as is necessary to enable the Trustee to comply with the reporting requirements of the REMIC Provisions. The net monthly rental income, if any, from such REO Property shall be deposited in the Protected Account no later than the close of business on each Determination Date.  The Master Servicer shall perform the tax reporting and withholding related to foreclosures, abandonments and cancellation of indebtedness income as specified by Sections 1445, 6050J and 6050P of the Code by preparing and filing such tax and information
returns, as may be required.

In the event that the Trust Fund acquires any Mortgaged Property as aforesaid or otherwise in connection with a default or imminent default on a Mortgage Loan, the Master Servicer shall dispose of such Mortgaged Property prior to three years after its acquisition by the Trust Fund or, at the expense of the Trust Fund, request more than 60 days prior to the day on which such three-year period would otherwise expire, an extension of the three-year grace period unless the Trustee shall have been supplied with an Opinion of Counsel addressed to the Trustee (such opinion not to be an expense of the Trustee) to the effect that the holding by the Trust Fund of such Mortgaged Property subsequent to such three-year period will not result in the imposition of taxes on “prohibited transactions” of REMIC I, REMIC II, REMIC III or REMIC IV as defined in section 860F of the Code or cause any
of REMIC I, REMIC II, REMIC III or REMIC IV to fail to qualify as a REMIC at any time that any Certificates are outstanding, in which case the Trust Fund may continue to hold such Mortgaged Property (subject to any conditions 

 

contained in such Opinion of Counsel). Notwithstanding any other provision of this Agreement, no Mortgaged Property acquired by the Trust Fund shall be rented (or allowed to continue to be rented) or otherwise used for the production of income by or on behalf of the Trust Fund in such a manner or pursuant to any terms that would (i) cause such Mortgaged Property to fail to qualify as “foreclosure property” within the meaning of section 860G(a)(8) of the Code or (ii) subject any of REMIC I, REMIC II, REMIC III or REMIC IV to the imposition of any federal, state or local income taxes on the income earned from such Mortgaged Property under section 860G(c) of the Code or otherwise, unless the Master Servicer has agreed to indemnify and hold harmless the Trust Fund with respect to the imposition of any such taxes.

The decision of the Master Servicer to foreclose on a defaulted Mortgage Loan shall be subject to a determination by the Master Servicer that the proceeds of such foreclosure would exceed the costs and expenses of bringing such a proceeding. The income earned from the management of any Mortgaged Properties acquired through foreclosure or other judicial proceeding, net of reimbursement to the Master Servicer for expenses incurred (including any property or other taxes) in connection with such management and net of unreimbursed Servicing Fees, Advances, Servicing Advances and any management fee paid or to be paid with respect to the management of such Mortgaged Property, shall be applied to the payment of principal of, and interest on, the related defaulted Mortgage Loans (with interest accruing as though such Mortgage Loans were still current) and all such income shall be deemed, for all
purposes in the Agreement, to be payments on account of principal and interest on the related Mortgage Notes and shall be deposited into the Protected Account. To the extent the income received during a Prepayment Period is in excess of the amount attributable to amortizing principal and accrued interest at the related Mortgage Rate on the related Mortgage Loan, such excess shall be considered to be a partial Principal Prepayment for all purposes hereof.

The Liquidation Proceeds from any liquidation of a Mortgage Loan, net of any payment to the Master Servicer as provided above, shall be deposited in the Protected Account upon receipt and made available on the next succeeding Determination Date following receipt thereof for distribution on the related Distribution Date, except that any Excess Liquidation Proceeds shall be retained by the Master Servicer as additional servicing compensation.

The proceeds of any Liquidated Loan, as well as any recovery resulting from a partial collection of Liquidation Proceeds or any income from an REO Property, will be applied in the following order of priority:  first, to reimburse the Master Servicer for any related unreimbursed Servicing Advances and Servicing Fees, pursuant to Section 4.02 or this Section 3.09; second, to reimburse the Master Servicer for any unreimbursed Advances, pursuant to Section 4.02 or this Section 3.09; third, to accrued and unpaid interest (to the extent no Advance has been made for such amount) on the Mortgage Loan or related REO Property, at the Net Mortgage Rate to the first day of the month in which such amounts are required to be distributed; and fourth, as a recovery of principal of the Mortgage Loan.

(b)          On each Determination Date, the Master Servicer shall determine the respective aggregate amounts of Excess Liquidation Proceeds and Realized Losses, if any, for the related Prepayment Period.

 

 

(c)          The Master Servicer has no intent to foreclose on any Mortgage Loan based on the delinquency characteristics as of the Closing Date; provided, that the foregoing does not prevent the Master Servicer from initiating foreclosure proceedings on any date hereafter if the facts and circumstances of such Mortgage Loans including delinquency characteristics in the Master Servicer’s discretion so warrant such action.

	
             
  	
            Section 3.10
 	
            Servicing Compensation.  
 

As compensation for its activities hereunder, the Master Servicer shall be entitled to retain or withdraw from the Protected Account out of each payment of interest on a Mortgage Loan included in the Trust Fund an amount equal to the Servicing Fee.

Additional servicing compensation in the form of any Excess Liquidation Proceeds, assumption fees, late payment charges, other ancillary income, all income and gain net of any losses realized from Permitted Investments with respect to funds in or credited to the Protected Account shall be retained by the Master Servicer to the extent not required to be deposited in the Protected Account pursuant to Section 4.02. The Master Servicer shall be required to pay all expenses incurred by it in connection with its servicing activities hereunder (including payment of any premiums for hazard insurance, as required by Section 3.05 and maintenance of the other forms of insurance coverage required by Section 3.07) and shall not be entitled to reimbursement therefor except as specifically provided in Section 4.02.

	
             
  	
            Section 3.11
 	
            REO Property.  
 

(a)          In the event the Trust Fund acquires ownership of any REO Property in respect of any related Mortgage Loan, the deed or certificate of sale shall be issued to the Trustee, or to its nominee, on behalf of the related Certificateholders.  The Master Servicer shall sell any REO Property as expeditiously as possible and in accordance with the provisions of this Agreement. Pursuant to its efforts to sell such REO Property, the Master Servicer shall protect and conserve such REO Property in the manner and to the extent required herein, in accordance with the REMIC Provisions.

(b)          The Master Servicer shall deposit all funds collected and received in connection with the operation of any REO Property into the Protected Account.

(c)          The Master Servicer, upon the final disposition of any REO Property, shall be entitled to reimbursement for any related unreimbursed Advances, unreimbursed Servicing Advances or Servicing Fees from Liquidation Proceeds received in connection with the final disposition of such REO Property; provided, that any such unreimbursed Advances or Servicing Fees as well as any unpaid Servicing Fees may be reimbursed or paid, as the case may be, prior to final disposition, out of any net rental income or other net amounts derived from such REO Property.

	
             
  	
            Section 3.12
 	
            Liquidation Reports.
 

Upon the foreclosure of any Mortgaged Property or the acquisition thereof by the Trust Fund pursuant to a deed-in-lieu of foreclosure, the Master Servicer shall submit a liquidation 

 

report to the Trustee containing such information as shall be mutually acceptable to the Master Servicer and the Trustee with respect to such Mortgaged Property.

	
             
  	
            Section 3.13
 	
            Annual Certificate as to Compliance.  
 

(a)          The Master Servicer will deliver to the Trustee and the Rating Agencies not later than March 1, 2006 and not later than March 1 of each year thereafter, a certificate of a Servicing Officer stating, as to each signatory thereof, that (i) a review of the activities of the Master Servicer during the preceding calendar year or portion thereof and of its performance under this Agreement has been made under such officer’s supervision, and (ii) to the best of such officer’s knowledge, based on such review, the Master Servicer has fulfilled all of its obligations under this Agreement in all material respects throughout such year or portion thereof, or, if there has been a default in the fulfillment of any such obligation, specifying each such default known to such officer and the nature and status
thereof except for such defaults as such officer in its good faith judgment believe to be immaterial.

(b)          Copies of such statements shall be provided to any Certificateholder upon request by the Master Servicer or by the Trustee at the Master Servicer’s expense if the Master Servicer failed to provide such copies (unless (i) the Master Servicer shall have failed to provide the Trustee with such statement or (ii) the Trustee shall be unaware of the Master Servicer’s failure to provide such statement).

	
             
  	
            Section 3.14
 	
            Annual Independent Certified Public Accountants’ Servicing Report.  
 

Not later than March 1, 2006 and not later than March 1 of each year thereafter, the Master Servicer at its expense shall cause a firm of independent public accountants which is a member of the American Institute of Certified Public Accountants to furnish a statement to the Trustee and the Rating Agencies to the effect that, with respect to the preceding calendar year, such firm has examined certain documents and records relating to the Master Servicer’s servicing of mortgage loans of the same type as the Mortgage Loans pursuant to servicing agreements substantially similar to this Agreement, which agreements may include this Agreement, and that, on the basis of such an examination, conducted substantially in compliance with the Uniform Single Attestation Program for Mortgage Bankers, such firm is of the opinion that the Master Servicer’s servicing has been conducted in
compliance with the agreements examined pursuant to this Section 3.14, except for (i) such exceptions as such firm shall believe to be immaterial,(ii) such other exceptions as shall be set forth in such statement and (iii) such exceptions that the Uniform Single Attestation Program for Mortgage Bankers requires it to report. Copies of such statements shall be provided to any Certificateholder upon request by the Master Servicer or by the Trustee at the Master Servicer’s expense if the Master Servicer failed to provide such copies (unless (i) the Master Servicer shall have failed to provide the Trustee with such statement or (ii) the Trustee shall be unaware of the Master Servicer’s failure to provide such statement).

	
             
  	
            Section 3.15
 	
            Books and Records.  
 

The Master Servicer shall be responsible for maintaining, and shall maintain, a complete set of books and records for the Mortgage Loans which shall be appropriately identified in the 

 

Master Servicer’s computer system to clearly reflect the ownership of the Mortgage Loans by the Trust.  In particular, the Master Servicer shall maintain in its possession, available for inspection by the Trustee and shall deliver to the Trustee upon demand, evidence of compliance with all federal, state and local laws, rules and regulations. To the extent that original documents are not required for purposes of realization of Liquidation Proceeds or Insurance Proceeds, documents maintained by the Master Servicer may be in the form of microfilm or microfiche or such other reliable means of recreating original documents, including, but not limited to, optical imagery techniques so long as the Master Servicer complies with the requirements of Accepted Servicing Practices.

The Master Servicer shall maintain with respect to each Mortgage Loan and shall make available for inspection by the Trustee the related servicing file during the time such Mortgage Loan is subject to this Agreement and thereafter in accordance with applicable law.

	
             
  	
            Section 3.16
 	
            Reports Filed with Securities and Exchange Commission.  
 

(a)          The Depositor shall prepare or cause to be prepared the initial current report on Form 8-K. Within 15 days after each Distribution Date, the Trustee shall, in accordance with industry standards, file with the Commission via the Electronic Data Gathering and Retrieval System (“EDGAR”), a Form 8-K with a copy of the monthly statement to be furnished by the Trustee to the Certificateholders for such Distribution Date as an exhibit thereto.  Prior to January 30 in each year commencing in 2006, the Trustee shall, in accordance with industry standards, file a Form 15 Suspension Notice with respect to the Trust Fund, if applicable. Prior to (i) March 15, 2006 and (ii) unless and until a Form 15 Suspension Notice shall have been filed, prior to March 15 of each year thereafter, the Master Servicer shall
provide the Trustee with a Master Servicer Certification, together with a copy of the annual independent accountant’s servicing report and annual statement of compliance to be delivered by the Master Servicer pursuant to Sections 3.13 and 3.14. Prior to (i) March 31, 2006 and (ii) unless and until a Form 15 Suspension Notice shall have been filed, March 31 of each year thereafter, the Trustee shall, subject to subsection (d) below, file a Form 10-K, in substance conforming to industry standards, with respect to the Trust Fund. Such Form 10-K shall include the Master Servicer Certification and other documentation provided by the Master Servicer pursuant to the second preceding sentence and the Form 10-K certification signed by the Depositor. The Depositor hereby grants to the Trustee a limited power of attorney to execute and file each such document on behalf of the Depositor. Such power of attorney shall continue until either the earlier of (i) receipt by the Trustee from the
Depositor of written termination of such power of attorney and (ii) the termination of the Trust Fund. The Depositor agrees to promptly furnish to the Trustee, from time to time upon request, such further information, reports and financial statements within its control related to this Agreement, the Mortgage Loans as the Trustee reasonably deems appropriate to prepare and file all necessary reports with the Commission. The Trustee shall have no responsibility to file any items other than those specified in this Section 3.16; provided, however, the Trustee will cooperate with the Depositor in connection with any additional filings with respect to the Trust Fund as the Depositor deems necessary under the Securities Exchange Act of 1934, as amended (the “Exchange Act”). Copies of all reports filed by the Trustee under the Exchange Act shall be sent to:  the Depositor c/o Bear, Stearns & Co. Inc., Attn:  Managing Director-Analysis and Control, One Metrotech Center North,
Brooklyn, New York 11202 3859. 

 

Fees and expenses incurred by the Trustee in connection with this Section 3.16 shall not be reimbursable from the Trust Fund.

(b)          In connection with the filing of any 10-K hereunder, the Trustee shall sign a certification (in the form attached hereto as Exhibit K) for the Depositor regarding certain aspects of the Form 10-K certification signed by the Depositor, provided, however, that the Trustee shall not be required to undertake an analysis of any accountant’s report attached as an exhibit to the Form 10-K.

(c)          The Trustee shall indemnify and hold harmless the Depositor and its officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon a breach of the Trustee’s obligations under this Section 3.16 or the Trustee’s negligence, bad faith or willful misconduct in connection therewith.

The Depositor shall indemnify and hold harmless the Trustee and its officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon a breach of the obligations of the Depositor under this Section 3.16 or the Depositor’s negligence, bad faith or willful misconduct in connection therewith.

The Master Servicer shall indemnify and hold harmless the Trustee and the Depositor and their respective officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon a breach of the obligations of the Master Servicer under this Section 3.16 or the Master Servicer’s negligence, bad faith or willful misconduct in connection therewith.

If the indemnification provided for herein is unavailable or insufficient to hold harmless the Depositor or the Trustee, as applicable, then the defaulting party, in connection with a breach of its respective obligations under this Section 3.16 or its respective negligence, bad faith or willful misconduct in connection therewith, agrees that it shall contribute to the amount paid or payable by the other parties as a result of the losses, claims, damages or liabilities of the other party in such proportion as is appropriate to reflect the relative fault and the relative benefit of the Depositor on the one hand and the Trustee on the other.

(d)          Nothing shall be construed from the foregoing subsections (a), (b) and (c) to require the Trustee or any officer, director or Affiliate thereof to sign any Form 10-K or any certification contained therein.  Furthermore, the inability of the Trustee to file a Form 10-K as a result of the lack of required information as set forth in Section 3.16(a) or required signatures on such Form 10-K or any certification contained therein shall not be regarded as a breach by the Trustee of any obligation under this Agreement.

(e)          Notwithstanding the provisions of Section 11.01, this Section 3.16 may be amended without the consent of the Certificateholders.

 

 

	
             
  	
            Section 3.17
 	
            UCC.
 

The Trustee agrees to file continuation statements for any Uniform Commercial Code financing statements which EMC has informed the Trustee were filed on the Closing Date in connection with the Trust. EMC shall file any financing statements or amendments thereto required by any change in the Uniform Commercial Code.

	
             
  	
            Section 3.18
 	
            Optional Purchase of Certain Mortgage Loans.  
 

With respect to any Mortgage Loans which as of the first day of a Fiscal Quarter is delinquent in payment by 90 days or more or is an REO Property, EMC shall have the right to purchase any Mortgage Loan from the Trust which becomes 90 days or more delinquent or becomes an REO Property at a price equal to the Purchase Price; provided however (i) that such Mortgage Loan is still 90 days or more delinquent or is an REO Property as of the date of such purchase and (ii) this purchase option, if not theretofore exercised, shall terminate on the date prior to the last day of the related Fiscal Quarter.  This purchase option, if not exercised, shall not be thereafter reinstated unless the delinquency is cured and the Mortgage Loan thereafter again becomes 90 days or more delinquent or becomes an REO Property, in which case the option shall again become exercisable as of the first day of the
related Fiscal Quarter.

In addition, EMC shall, at its option, purchase any Mortgage Loan from the Trust if the first Due Date for such Mortgage Loan is subsequent to the Cut-off Date and the initial Scheduled Payment is not made within thirty (30) days of such Due Date. Such purchase shall be made at a price equal to the Purchase Price. 

If at any time EMC remits to the Master Servicer a payment for deposit in the Protected Account covering the amount of the Purchase Price for such a Mortgage Loan, and EMC provides to the Trustee a certification signed by a Servicing Officer stating that the amount of such payment has been deposited in the Protected Account, then the Trustee shall execute the assignment of such Mortgage Loan prepared and delivered to the Trustee, at the request of EMC, without recourse, representation or warranty, to EMC which shall succeed to all the Trustee’s right, title and interest in and to such Mortgage Loan, and all security and documents relative thereto.  Such assignment shall be an assignment outright and not for security.  EMC will thereupon own such Mortgage, and all such security and documents, free of any further obligation to the Trustee or the Certificateholders with respect thereto.

Section 3.19     Obligations of the Master Servicer in Respect of Mortgage Rates and Scheduled Payments.  

In the event that a shortfall in any collection on or liability with respect to any Mortgage Loan results from or is attributable to adjustments to Mortgage Rates, Scheduled Payments or Stated Principal Balances that were made by the Master Servicer in a manner not consistent with the terms of the related Mortgage Note and this Agreement, the Master Servicer, upon discovery or receipt of notice thereof, immediately shall deliver to the Trustee for deposit in the Distribution Account from its own funds the amount of any such shortfall and shall indemnify and hold harmless the Trust Fund, the Trustee, the Depositor and any successor Master Servicer in respect of any such liability. Such indemnities shall survive the termination or discharge of 

 

this Agreement.  Notwithstanding the foregoing, this Section 3.19 shall not limit the ability of the Master Servicer to seek recovery of any such amounts from the related Mortgagor under the terms of the related Mortgage Note and Mortgage, to the extent permitted by applicable law.

	
             
  	
            Section 3.20
 	
            Reserve Fund  
 

(a)          On or before the Closing Date, the Trustee shall establish a Reserve Fund on behalf of the Holders of the Certificates. On the Closing Date, the Depositor shall cause an amount equal to the Reserve Fund Deposit to be deposited in the Reserve Fund. The Reserve Fund shall be an Eligible Account.  The Reserve Fund shall be entitled “Reserve Fund, LaSalle Bank National Association, as Trustee for the benefit of holders of SACO I Trust 2005-9, Mortgage Pass-Through Certificates, Series 2005-9”.  The “Counterparty” shall pay to the Trustee all amounts required to be paid by it under the Cap Contract. The Trustee shall deposit in the Reserve Fund all payments received by it from the Counterparty pursuant to the Cap Contract.  On each Distribution
Date, the Trustee shall remit Cap Contract Payment Amounts received by it from the Counterparty on such Distribution Date (i) first, to the Holders of the Class M-4 Certificates to the extent of any Basis Risk Shortfall Carry Forward Amount in respect of each Class M-4 Certificate for such Distribution Date, and (ii) second, any remainder to the Class C Certificates.  On each Distribution Date as to which there is a Basis Risk Shortfall Carry Forward Amount payable to any Class of Class A, Class M and Class B Certificates and after payment of the Cap Contract Payment Amounts to the Class M-4 Certificates, the Trustee shall deposit the amounts distributable pursuant to clauses (C) and (D) of Section 5.04(a)(3) into the Reserve Fund, and the Trustee has been directed by the Class C Certificateholder to distribute any amounts then on deposit in the Reserve Fund (other than any Cap Contract Payment Amounts) to the Holders of the Class A, Class M and Class B Certificates in respect of the Basis Risk Shortfall Carry Forward Amounts for each such Class in the priorities set forth in clauses (C) and (D) of Section 5.04(a)(3).  Any amount paid to the Holders of Class A, Class M and Class B Certificates pursuant to the preceding sentence
in respect of Basis Risk Shortfall Carry Forward Amounts from amounts distributable pursuant to clauses (C) and (D) of Section 5.03(a)(3) shall be treated as distributed to the Class C Certificateholder in respect of the Class C Certificates and paid by the Class C Certificateholder to the Holders of the Class A, Class M and Class B Certificates, as applicable.  Any payments to the Holders of the Class A, Class M and Class B Certificates in respect of Basis Risk Shortfall Carry Forward Amounts pursuant to the second preceding sentence shall not be payments with respect to a “regular interest” in a REMIC within the meaning of Section 860(G)(a)(1) of the Code.

(b)          The Reserve Fund is an “outside reserve fund” within the meaning of Treasury Regulation Section 1.860G-2(h) and shall be an asset of the Trust Fund but not an asset of any REMIC.  The Trustee on behalf of the Trust shall be the nominal owner of the Reserve Fund.  The Class C Certificateholder shall be the beneficial owner of the Reserve Fund, subject to the power of the Trustee to transfer amounts under Section 5.04.  Amounts in the Reserve Fund shall, at the written direction of the Class C Certificateholder, be invested in Permitted Investments that mature no later than the Business Day prior to the next succeeding Distribution Date. In the absence of written instructions, amounts on deposit in the Reserve Fund shall remain uninvested. All net income and gain from such
investments shall be distributed to the Class C Certificateholders, not as a distribution in respect of any interest in any REMIC, on such Distribution Date.  All amounts earned on amounts on deposit in the Reserve Fund shall be taxable to the Class C Certificateholder.  Any losses on such investments shall be deposited in the Reserve Fund by the Class C Certificateholder out of its own funds immediately as realized.

 

 

	
             
  	
            Section 3.21
 	
            Advancing Facility.  
 

(a)          The Master Servicer and/or the Trustee on behalf of the Trust Fund, in either case, with the consent of the Master Servicer in the case of the Trustee and, in each case, with notice to the Rating Agencies, is hereby authorized to enter into a facility (the “Advancing Facility”) with any Person which provides that such Person (an “Advancing Person”) may fund Advances and/or Servicing Advances to the Trust Fund under this Agreement, although no such facility shall reduce or otherwise affect the Master Servicer’s obligation to fund such Advances and/or Servicing Advances.  If the Master Servicer enters into such an Advancing Facility pursuant to this Section 3.21, upon reasonable request of the Advancing Person, the Trustee shall execute a letter of acknowledgment, confirming its
receipt of notice of the existence of such Advancing Facility.  To the extent that an Advancing Person funds any Advance or any Servicing Advance and provides the Trustee with notice acknowledged by the Servicer that such Advancing Person is entitled to reimbursement, such Advancing Person shall be entitled to receive reimbursement pursuant to this Agreement for such amount to the extent provided in Section 3.21(b).  Such notice from the Advancing Person must specify the amount of the reimbursement, the Section of this Agreement that permits the applicable Advance or Servicing Advance to be reimbursed and the section(s) of the Advancing Facility that entitle the Advancing Person to request reimbursement from the Trustee, rather than the Master Servicer, and include the Master Servicer’s acknowledgment thereto or proof of an Event of Default under the Advancing Facility.  The Trustee shall have no duty or liability with respect to any calculation of any reimbursement to be paid to
an Advancing Person and shall be entitled to rely without independent investigation on the Advancing Person’s notice provided pursuant to this Section 3.21. An Advancing Person whose obligations hereunder are limited to the funding of Advances and/or Servicing Advances shall not be required to meet the qualifications of a Master Servicer or a subservicer pursuant to Section 8.02 hereof and will not be deemed to be a subservicer under this Agreement.

(b)          If an Advancing Facility is entered into, then the Master Servicer shall not be permitted to reimburse itself therefor under Section 4.02(a)(ii), Section 4.02(a)(iii) and Section 4.02(a)(v) prior to the remittance to the Trust Fund, but instead the Master Servicer shall include such amounts in the applicable remittance to the Trustee made pursuant to Section 4.02.  The Trustee is hereby authorized to pay to the Advancing Person, reimbursements for Advances and Servicing Advances from the Distribution Account to the same extent the Master Servicer would have been permitted to reimburse itself for such Advances and/or Servicing Advances in accordance with Section 4.02(a)(ii), Section 4.02(a)(iii) or Section 4.02(a)(v), as the case may be, had the Master Servicer itself funded such Advance or Servicing
Advance.  The Trustee is hereby authorized to pay directly to the Advancing Person such portion of the Servicing Fee as the parties to any advancing facility agree.

(c)          All Advances and Servicing Advances made pursuant to the terms of this Agreement shall be deemed made and shall be reimbursed on a “first in-first out” (FIFO) basis.

(d)          Any amendment to this Section 3.21 or to any other provision of this Agreement that may be necessary or appropriate to effect the terms of an Advancing Facility as described generally in this Section 3.21, including amendments to add provisions relating to a successor 

 

master servicer, may be entered into by the Trustee and the Master Servicer without the consent of any Certificateholder, notwithstanding anything to the contrary in this Agreement. 

 

 

ARTICLE IV

 

ACCOUNTS

	
             
  	
            Section 4.01
 	
            Collection of Mortgage Loan Payments; Protected Account.  
 

(a)          The Master Servicer shall make reasonable efforts in accordance with customary and usual standards of practice of prudent mortgage lenders in the respective states in which the Mortgaged Properties are located to collect all payments called for under the terms and provisions of the Mortgage Loans to the extent such procedures shall be consistent with this Agreement and the terms and provisions of any related Required Insurance Policy. Consistent with the foregoing, the Master Servicer may in its discretion (i) waive any late payment charge and (ii) extend the due dates for payments due on a Mortgage Note for a period not greater than 125 days. In the event of any such arrangement, the Master Servicer shall make Advances on the related Mortgage Loan during the scheduled period in accordance with the
amortization schedule of such Mortgage Loan without modification thereof by reason of such arrangements, and shall be entitled to reimbursement therefor in accordance with Section 5.01. The Master Servicer shall not be required to institute or join in litigation with respect to collection of any payment (whether under a Mortgage, Mortgage Note or otherwise or against any public or governmental authority with respect to a taking or condemnation) if it reasonably believes that enforcing the provision of the Mortgage or other instrument pursuant to which such payment is required is prohibited by applicable law. In addition, if (x) a Mortgage Loan is in default or default is imminent or (y) the Master Servicer delivers to the Trustee a certification addressed to the Trustee, based on the advice of counsel or certified public accountants, in either case, that have a national reputation with respect to taxation of REMICs, that a modification of such Mortgage Loan will not result in the
imposition of taxes on or disqualify from REMIC status any of REMIC I, REMIC II, REMIC III or REMIC IV, the Master Servicer may, (A) amend the related Mortgage Note to reduce the Mortgage Rate applicable thereto, provided that such reduced Mortgage Rate shall in no event be lower than 5.00% with respect to any Mortgage Loan and (B) amend any Mortgage Note to extend to the maturity thereof.

With respect to Mortgage Loans affected by Hurricane Katrina, if the Mortgaged Property is located in public and individual assistance counties as designated by FEMA (as set forth on its website www.fema.gov), the Master Servicer shall cease charging of late fees and credit reporting activity for all Mortgagors in such counties until January 3, 2006, and if reasonably prudent, may extend such period as long as necessary.  In addition, the Master Servicer shall suspend all foreclosure and bankruptcy activity relating to such Mortgage Loans until January 3, 2006, and if reasonably prudent, may extend such period as long as necessary.

The Master Servicer shall not waive (or permit a sub-servicer to waive) any Prepayment Charge unless:  (i) the enforceability thereof shall have been limited by bankruptcy, insolvency, moratorium, receivership and other similar laws relating to creditors’ rights generally, (ii) the enforcement thereof is illegal, or any local, state or federal agency has threatened legal action if the prepayment penalty is enforced, (iii) the collectability thereof shall have been limited due to acceleration in connection with a foreclosure or other involuntary payment or (iv) such waiver is standard and customary in servicing similar Mortgage Loans and relates to a default or a 

 

reasonably foreseeable default and would, in the reasonable judgment of the Master Servicer, maximize recovery of total proceeds taking into account the value of such Prepayment Charge and the related Mortgage Loan. If a Prepayment Charge is waived, but does not meet the standards described above, then the Master Servicer is required to pay the related Prepayment Charge Waiver Amount, for the benefit of the Class P Certificates, by remitting such amount to the Trustee by the Distribution Account Deposit Date. Payments of Prepayment Charge Waiver Amounts shall not be a payment in respect of any REMIC regular interest.

(b)          The Master Servicer shall establish and maintain a Protected Account (which shall at all times be an Eligible Account) with a depository institution in the name of the Master Servicer for the benefit of the Trustee on behalf of the Certificateholders and designated “EMC Mortgage Corporation, as Master Servicer, for the benefit of LaSalle Bank National Association, in trust for registered holders of Bear Stearns Asset Backed Securities I LLC, Mortgage-Backed Certificates, Series 2005-9”. The Master Servicer shall deposit or cause to be deposited into the Protected Account on a daily basis within one Business Day of receipt, except as otherwise specifically provided herein, the following payments and collections remitted by subservicers or received by it in respect of the Mortgage Loans subsequent
to the Cut-off Date (other than in respect of principal and interest due on the Mortgage Loans on or before the Cut-off Date) and the following amounts required to be deposited hereunder:

(i)           all payments on account of principal, including Principal Prepayments, on the Mortgage Loans;

(ii)          all payments on account of interest on the Mortgage Loans net of the Servicing Fee permitted under Section 3.10 and LPMI Fees, if any;

(iii)         all Liquidation Proceeds, Subsequent Recoveries and Insurance Proceeds, other than proceeds to be applied to the restoration or repair of the Mortgaged Property or released to the Mortgagor in accordance with the Master Servicer’s normal servicing procedures;

(iv)         any amount required to be deposited by the Master Servicer pursuant to Section 4.01(c) in connection with any losses on Permitted Investments;

(v)          any amounts required to be deposited by the Master Servicer pursuant to Section 3.05;

	
             
  	
            (vi)
 	
            any Prepayment Charges collected on the Mortgage Loans; and
 
	
             
  	
            (vii)
 	
            any other amounts required to be deposited hereunder.
 	
             

The foregoing requirements for remittance by the Master Servicer into the Protected Account shall be exclusive, it being understood and agreed that, without limiting the generality of the foregoing, payments in the nature of late payment charges or assumption fees, if collected, need not be remitted by the Master Servicer.  In the event that the Master Servicer shall remit any amount not required to be remitted and not otherwise subject to withdrawal pursuant to Section 4.02, it may at any time withdraw or direct the institution maintaining the Protected Account, to withdraw such amount from the Protected Account, any provision herein to the contrary notwithstanding.  Such withdrawal or direction may be accomplished by delivering 

 

written notice thereof to the institution maintaining the Protected Account, that describes the amounts deposited in error in the Protected Account. The Master Servicer shall maintain adequate records with respect to all withdrawals made pursuant to this Section. All funds deposited in the Protected Account shall be held in trust for the Certificateholders until withdrawn in accordance with Section 4.02.

(c)          The institution that maintains the Protected Account shall invest the funds in the Protected Account, in the manner directed by the Master Servicer, in Permitted Investments which shall mature not later than the Remittance Date and shall not be sold or disposed of prior to its maturity. All such Permitted Investments shall be made in the name of the Trustee, for the benefit of the Certificateholders.  All income and gain net of any losses realized from any such investment shall be for the benefit of the Master Servicer as servicing compensation and shall be remitted to it monthly as provided herein. The amount of any losses incurred in the Protected Account in respect of any such investments shall be deposited by the Master Servicer into the Protected Account, out of the Master Servicer’s own funds.

(d)          The Master Servicer shall give at least 30 days advance notice to the Trustee, the Seller, each Rating Agency and the Depositor of any proposed change of location of the Protected Account prior to any change thereof.

	
             
  	
            Section 4.02
 	
            Permitted Withdrawals From the Protected Account.  
 

(a)          The Master Servicer may from time to time make withdrawals from the Protected Account for the following purposes:

(i)           to pay itself (to the extent not previously paid to or withheld by the Master Servicer), as servicing compensation in accordance with Section 3.10, that portion of any payment of interest that equals the Servicing Fee for the period with respect to which such interest payment was made, and, as additional servicing compensation, those other amounts set forth in Section 3.10;

(ii)          to reimburse the Master Servicer for Advances made by it with respect to the Mortgage Loans, provided, however, that the Master Servicer’s right of reimbursement pursuant to this subclause (ii) shall be limited to amounts received on particular Mortgage Loan(s) (including, for this purpose, Liquidation Proceeds, Insurance Proceeds and Subsequent Recoveries) that represent late recoveries of payments of principal and/or interest on such particular Mortgage Loan(s) in respect of which any such Advance was made;

(iii)        to reimburse the Master Servicer for any previously made portion of a Servicing Advance or an Advance made by the Master Servicer that, in the good faith judgment of the Master Servicer, will not be ultimately recoverable by it from the related Mortgagor, any related Liquidation Proceeds, Insurance Proceeds or otherwise (a “Nonrecoverable Advance”), to the extent not reimbursed pursuant to clause (ii) or clause (v);

(iv)         to reimburse the Master Servicer from Insurance Proceeds for Insured Expenses covered by the related Insurance Policy;

 

 

(v)          to pay the Master Servicer any unpaid Servicing Fees and to reimburse it for any unreimbursed Servicing Advances, provided, however, that the Master Servicer’s right to reimbursement for Servicing Advances pursuant to this subclause (v) with respect to any Mortgage Loan shall be limited to amounts received on particular Mortgage Loan(s) (including, for this purpose, Liquidation Proceeds, Insurance Proceeds, Subsequent Recoveries and purchase and repurchase proceeds) that represent late recoveries of the payments for which such Servicing Advances were made;

(vi)         to pay to EMC, with respect to each Mortgage Loan or property acquired in respect thereof that has been purchased pursuant to Section 2.02, 2.03 or 3.18 of this Agreement, all amounts received thereon and not taken into account in determining the related Stated Principal Balance of such repurchased Mortgage Loan;

(vii)       to pay any expenses recoverable by the Master Servicer pursuant to Section 7.04 of this Agreement;

(viii)      to withdraw pursuant to Section 4.01 any amount deposited in the Protected Account and not required to be deposited therein; and

(ix)         to clear and terminate the Protected Account upon termination of this Agreement pursuant to Section 10.01 hereof.

In addition, no later than 10:00 a.m. Eastern time on the Distribution Account Deposit Date, the Master Servicer shall withdraw from the Protected Account and remit to the Trustee the amount of Interest Funds (without taking into account any reduction in the amount of Interest Funds attributable to the application of clause (c) of the definition thereof contained in Article I of this Agreement) and Principal Funds collected, to the extent on deposit, and the Trustee shall deposit such amount in the Distribution Account. In addition, on or before the Distribution Account Deposit Date, the Master Servicer shall remit to the Trustee for deposit in the Distribution Account any Advances or any payments of Compensating Interest required to be made by the Master Servicer with respect to the Mortgage Loans. Furthermore, on each Distribution Account Deposit Date, the Master Servicer shall remit
to the Trustee all Prepayment Charges collected by the Master Servicer with respect to the Mortgage Loans during the related Prepayment Period.

The Master Servicer shall keep and maintain separate accounting, on a Mortgage Loan by Mortgage Loan basis, for the purpose of justifying any withdrawal from the Protected Account pursuant to subclauses (i), (ii), (iv), (v), (vi) and (vii) above. Prior to making any withdrawal from the Protected Account pursuant to subclause (iii), the Master Servicer shall deliver to the Trustee an Officer’s Certificate of a Servicing Officer indicating the amount of any previous Advance or Servicing Advance determined by the Master Servicer to be a Nonrecoverable Advance and identifying the related Mortgage Loan(s), and their respective portions of such Nonrecoverable Advance.

	
             
  	
            Section 4.03
 	
            Collection of Taxes; Assessments and Similar Items; Escrow Accounts.  
 

With respect to each Mortgage Loan, to the extent required by the related Mortgage Note, the Master Servicer shall establish and maintain one or more accounts (each, an “Escrow 

 

Account”) and deposit and retain therein all collections from the Mortgagors (or advances by the Master Servicer) for the payment of taxes, assessments, hazard insurance premiums or comparable items for the account of the Mortgagors. Nothing herein shall require the Master Servicer to compel a Mortgagor to establish an Escrow Account in violation of applicable law.

Withdrawals of amounts so collected from the Escrow Accounts may be made only to effect timely payment of taxes, assessments, hazard insurance premiums, condominium or PUD association dues, or comparable items, to reimburse the Master Servicer out of related collections for any payments made with respect to each Mortgage Loan pursuant to Section 3.01 (with respect to taxes and assessments and insurance premiums) and Section 3.05 (with respect to hazard insurance), to refund to any Mortgagors for any Mortgage Loans any sums as may be determined to be overages, to pay interest, if required by law or the terms of the related Mortgage or Mortgage Note, to such Mortgagors on balances in the Escrow Account or to clear and terminate the Escrow Account at the termination of this Agreement in accordance with Section 10.01 thereof. The Escrow Account shall not be a part of the Trust Fund.

	
             
  	
            Section 4.04
 	
            Distribution Account.
 

(a)          The Trustee shall establish and maintain in the name of the Trustee, for the benefit of the Certificateholders, the Distribution Account as a segregated trust account or accounts.

(b)          All amounts deposited to the Distribution Account shall be held by the Trustee in the name of the Trustee in trust for the benefit of the Certificateholders in accordance with the terms and provisions of this Agreement.

(c)          The Distribution Account shall constitute an Eligible Account of the Trust Fund segregated on the books of the Trustee and held by the Trustee and the Distribution Account and the funds deposited therein shall not be subject to, and shall be protected from, all claims, liens, and encumbrances of any creditors or depositors of the Trustee (whether made directly, or indirectly through a liquidator or receiver of the Trustee).  The amount at any time credited to the Distribution Account may be invested in the name of the Trustee, in such Permitted Investments, or deposited in demand deposits with such depository institutions, as determined by the Trustee.  All Permitted Investments shall mature or be subject to redemption or withdrawal on or before, and shall be held until, the next succeeding Distribution
Date if the obligor for such Permitted Investment is the Trustee or, if such obligor is any other Person, the Business Day preceding such Distribution Date. All investment earnings on amounts on deposit in the Distribution Account or benefit from funds uninvested therein from time to time shall be for the account of the Trustee. The Trustee shall be permitted to withdraw or receive distribution of any and all investment earnings from the Distribution Account on each Distribution Date. If there is any loss on a Permitted Investment or demand deposit, the Trustee shall deposit the amount of the loss in the Distribution Account not later than the applicable Distribution Date on which the moneys so invested are required to be distributed to the Certificateholders. With respect to the Distribution Account and the funds deposited therein, the Trustee shall take such action as may be necessary to ensure that the Certificateholders shall be entitled to the priorities afforded to such a trust
account (in addition to a claim against the estate of the Trustee) as provided by 12 U.S.C. § 

 

92a(e), and applicable regulations pursuant thereto, if applicable, or any applicable comparable state statute applicable to state chartered banking corporations.

	
             
  	
            Section 4.05
 	
            Permitted Withdrawals and Transfers from the Distribution Account.  
 

(a)          The Trustee will make or cause to be made such withdrawals or transfers from the Distribution Account for the following purposes:

	
             
  	
            (i)
 	
            to pay to itself the Trustee Fee;
 

(ii)          to reimburse the Trustee for expenses, costs and liabilities incurred by or reimbursable to it pursuant to this Agreement;

	
             
  	
            (iii)
 	
            to pay investment income to the Trustee;
 	
             

	
             
  	
            (iv)
 	
            to remove amounts deposited in error; and
 	
             

	
             
  	
            (v)
 	
            to clear and terminate the Distribution Account pursuant to Section 10.01.
 
					

(b)          On each Distribution Date, the Trustee shall distribute Interest Funds and Principal Funds in the Distribution Account to the Holders of the Certificates in accordance with Section 5.04.

	
             
  	
            Section 4.06
 	
            Class P Certificate Account.  
 

(a)          The Trustee shall establish and maintain in the name of the Trustee, for the benefit of the Class P Certificateholders, the Class P Certificate Account as a segregated trust account or accounts.

(b)          On the Closing Date, the Depositor will deposit, or cause to be deposited in the Class P Certificate Account, an amount equal to $100.  All amounts deposited to the Class P Certificate Account shall be held by the Trustee in the name of the Trustee in trust for the benefit of the Class P Certificateholders in accordance with the terms and provisions of this Agreement.  The amount on deposit in the Class P Certificate Account shall be held uninvested.

	
             
  	
            Section 4.07
 	
            Reserved.
 

 

 

 

ARTICLE V

 

DISTRIBUTIONS AND ADVANCES

	
             
  	
            Section 5.01
 	
            Advances.  
 

The Master Servicer shall, or shall cause the related subservicer pursuant to the Subservicing Agreement to, make an Advance and deposit such Advance in the Protected Account. Each such Advance shall be remitted to the Distribution Account no later than 10:00 a.m. Eastern time on the Distribution Account Deposit Date in immediately available funds. The Master Servicer shall be obligated to make any such Advance only to the extent that such advance would not be a Nonrecoverable Advance. If the Master Servicer shall have determined that it has made a Nonrecoverable Advance or that a proposed Advance or a lesser portion of such Advance would constitute a Nonrecoverable Advance, the Master Servicer shall deliver (i) to the Trustee for the benefit of the Certificateholders funds constituting the remaining portion of such Advance, if applicable, and (ii) to the Depositor, each Rating Agency
and the Trustee an Officer’s Certificate setting forth the basis for such determination.  Subject to the Master Servicer’s recoverability determination, in the event that a subservicer fails to make a required Advance, the Master Servicer shall be required to remit the amount of such Advance to the Distribution Account.

In lieu of making all or a portion of such Advance from its own funds, the Master Servicer may (i) cause to be made an appropriate entry in its records relating to the Protected Account that any Amount Held for Future Distributions has been used by the Master Servicer in discharge of its obligation to make any such Advance and (ii) transfer such funds from the Protected Account to the Distribution Account.  Any funds so applied and transferred shall be replaced by the Master Servicer by deposit in the Distribution Account, no later than the close of business on the Business Day immediately preceding the Distribution Date on which such funds are required to be distributed pursuant to this Agreement.

The Master Servicer shall be entitled to be reimbursed from the Protected Account for all Advances of its own funds made pursuant to this Section as provided in Section 4.02. The obligation to make Advances with respect to any Mortgage Loan shall continue until such Mortgage Loan is paid in full or the related Mortgaged Property or related REO Property has been liquidated or until the purchase or repurchase thereof (or substitution therefor) from the Trust Fund pursuant to any applicable provision of this Agreement, except as otherwise provided in this Section 5.01.

Subject to and in accordance with the provisions of Article VIII hereof, in the event the Master Servicer fails to make such Advance, then the Trustee, as Successor Master Servicer, shall be obligated to make such Advance, subject to the provisions of this Section 5.01.

The Master Servicer shall discontinue making Advances with respect to any Mortgage Loan that becomes 90 days Delinquent.  In addition the Master Servicer shall charge off a Mortgage Loan at the time such Mortgage Loan becomes 180 days Delinquent. Once a Mortgage Loan is charged off, the Master Servicer shall not be entitled to any additional Servicing Fee for such Mortgage Loan, except to the extent of any unpaid Servicing Fees and expenses which will 

 

be reimbursable from any recoveries on such Mortgage Loan, and the Mortgage Loan shall be treated as a Liquidated Mortgage Loan giving rise to a Realized Loss. If the Master Servicer determines that a significant net recovery is possible through foreclosure proceedings or other liquidation of the related mortgaged property on a Mortgage Loan that becomes 90 days Delinquent, the Master Servicer may continue making advances on such Mortgage Loan.

	
             
  	
            Section 5.02
 	
            Compensating Interest Payments.  
 

In the event that there is a Prepayment Interest Shortfall arising from a voluntary Principal Prepayment in part or in full by the Mortgagor with respect to any Mortgage Loan, the Master Servicer shall, to the extent of the Servicing Fee for such Distribution Date, deposit into the Distribution Account, as a reduction of the Servicing Fee for such Distribution Date, no later than the close of business on the Business Day immediately preceding such Distribution Date, an amount equal to the Prepayment Interest Shortfall; and in case of such deposit, the Master Servicer shall not be entitled to any recovery or reimbursement from the Depositor, the Trustee, the Seller, the Trust Fund or the Certificateholders.

	
             
  	
            Section 5.03
 	
            REMIC Distributions.  
 

On each Distribution Date the Trustee shall be deemed to have allocated distributions to the REMIC I Regular Interests, Class C Interest and Class P Interest in accordance with Section 5.07 hereof.

	
             
  	
            Section 5.04
 	
            Distributions.  
 

(a)          On each Distribution Date, an amount equal to the Interest Funds and Principal Funds for such Distribution Date shall be withdrawn by the Trustee from the Distribution Account and distributed in the following order of priority:

(1)          Interest Funds shall be distributed in the following manner and order of priority:

(A)         to the Class A-1, Class A-2 and Class A-3 Certificates, the Current Interest and any Interest Carry Forward Amount for such classes, pro rata, in accordance with the amount of accrued interest due thereon; and

(B)         From remaining Interest Funds, sequentially, to the Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class B-1, Class B-2, Class B-3 and Class B-4 Certificates, in that order, the Current Interest for each such Class.

Any Excess Spread to the extent necessary to meet a level of overcollateralization equal to the Overcollateralization Target Amount will be the Extra Principal Distribution Amount and will be included as part of the Principal Distribution Amount. Any Remaining Excess Spread together with any Overcollateralization Release Amount will be applied as Excess Cashflow and distributed pursuant to clauses (3)(A) through (G) below.

 

 

On any Distribution Date, any Relief Act Interest Shortfalls and any Prepayment Interest Shortfalls to the extent not covered by Compensating Interest will be allocated as set forth in the definition of “Current Interest” herein.

(2)          Principal Funds, including any Extra Principal Distribution Amount, shall be distributed in the following manner and order of priority:

(A)         For each Distribution Date (i) prior to the Stepdown Date or (ii) on which a Trigger Event is in effect:

(i)           To the Class A Certificates, the Principal Distribution Amount for such Distribution Date, concurrently on a pro rata basis, based on the respective Certificate Principal Balances of such Classes, as follows (i) to the Class A-1 Certificates until the Certificate Principal Balances thereof are reduced to zero and (ii) sequentially, to the Class A-2 Certificates and Class A-3 Certificates, in that order, in each case until the Certificate Principal Balance thereof is reduced to zero; 

(ii)          To the Class M-1 Certificates, from any remaining Principal Funds for such Distribution Date, the remaining Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;

(iii)        To the Class M-2 Certificates, from any remaining Principal Funds for such Distribution Date, the remaining Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;

(iv)         To the Class M-3 Certificates, from any remaining Principal Funds for such Distribution Date, the remaining Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;

(v)          To the Class M-4 Certificates, from any remaining Principal Funds for such Distribution Date, the remaining Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;

(vi)         To the Class M-5 Certificates, from any remaining Principal Funds for such Distribution Date, the remaining Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;

(vii)       To the Class M-6 Certificates, from any remaining Principal Funds for such Distribution Date, the remaining Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;

 

 

(viii)      To the Class B-1 Certificates, from any remaining Principal Funds for such Distribution Date, the remaining Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero; 

(ix)         To the Class B-2 Certificates, from any remaining Principal Funds for such Distribution Date, the remaining Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero; 

(x)          To the Class B-3 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, until the Certificate Principal Balance of such Class is reduced to zero; and

(xi)         To the Class B-4 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, until the Certificate Principal Balance of such Class is reduced to zero.

(B)         For each Distribution Date on or after the Stepdown Date, so long as a Trigger Event is not in effect:

(i)           To the Class A Certificates, the Class A Principal Distribution Amount for such Distribution Date, concurrently on a pro rata basis, based on the respective Certificate Principal Balances of such Classes, as follows: (i) to the Class A-1 Certificates until the Certificate Principal Balances thereof are reduced to zero and (ii) sequentially, to the Class A-2 Certificates and Class A-3 Certificates, in that order, in each case, until the Certificate Principal Balance thereof is reduced to zero; 

(ii)          To the Class M-1 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, the Class M-1 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;

(iii)        To the Class M-2 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, the Class M-2 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;

(iv)         To the Class M-3 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, the Class M-3 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;

(v)          To the Class M-4 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, the 

 

Class M-4 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;

(vi)         To the Class M-5 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, the Class M-5 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;

(vii)       To the Class M-6 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, the Class M-6 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;

(viii)      To the Class B-1 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, the Class B-1 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero; 

(ix)         To the Class B-2 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, the Class B-2 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;

(x)          To the Class B-3 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, the Class B-3 Principal Distribution Amount for such Distribution Date, until the Certificate Principal Balance of such Class is reduced to zero; and

(xi)         To the Class B-4 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, the Class B-4 Principal Distribution Amount for such Distribution Date, until the Certificate Principal Balance of such Class is reduced to zero.

(3)          Any Excess Cashflow shall be distributed in the following manner and order of priority:

(A)         from any remaining Excess Cashflow, to the Classes of Class A Certificates, (a) first, any remaining Interest Carry Forward Amount for each such Class to the extent not fully paid pursuant to clause (a) (1) (A) above and (b) second, any Unpaid Realized Loss Amount for each such class for such distribution date, pro rata, in accordance with the Applied Realized Loss Amount allocated to each such class;

(B)         from any remaining Excess Cashflow, sequentially, to the Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class B-1, Class B-2, Class B-3 and Class B-4 Certificates, in that order, an amount equal to the Interest Carry Forward Amount for each such Class for such Distribution Date; 

 

 

(C)         from any remaining Excess Cashflow otherwise distributable to the Class C Certificates and Class C Interest, to the Reserve Fund (i) first, to pay to the Classes of Class A Certificates, any Basis Risk Shortfall Carry Forward Amount for each such Class for such Distribution Date, on a pro rata basis, based on the amount of the Basis Risk Shortfall Carry Forward Amount payable to each such Class and to the extent such amount exceeds the amounts then on deposit in the Reserve Fund (exclusive of any Cap Contract Payment Amounts), and (ii) second, to maintain a balance in the Reserve Fund (exclusive of any Cap Contract Payment Amounts) equal to the Reserve Fund Deposit;

(D)         from any remaining Excess Cashflow otherwise distributable to the Class C Certificates and Class C Interest, to the Reserve Fund (i) first, to pay to the Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class B-1, Class B-2, Class B-3 and Class B-4 Certificates, sequentially in that order, any Basis Risk Shortfall Carry Forward Amount payable to each such Class for such Distribution Date, if any, and to the extent such amount exceeds (x) in the case of the Class M-4 Certificates, the Cap Contract Payment Amounts and (y) the amounts then on deposit in the Reserve Fund (exclusive of any Cap Contract Payment Amounts) and (ii) second, to maintain a balance in the Reserve Fund (exclusive of any Cap Contract Payment Amounts) equal to the Reserve Fund Deposit;

(E)         from any remaining Excess Cashflow, first to the Classes of Class A Certificates, on a pro rata basis, based on the entitlement of each such Class, and then sequentially to the Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class B-1, Class B-2, Class B-3 and Class B-4 Certificates, in that order, the amount of Relief Act Shortfalls and any Prepayment Interest Shortfalls allocated to such Classes of Certificates, to the extent not previously reimbursed;

(F)          from any remaining Excess Cashflow, to the Class C Certificates and Class C Interest, an amount equal to the Class C Distribution Amount reduced by amounts distributed in clauses (C) and (D) above; and

(G)         any remaining Excess Cashflow, to each of the Class R-1, Class R-2 and Class RX Certificates, based on the related REMIC in which such amounts remain.

On each Distribution Date, all amounts in respect of Prepayment Charges shall be distributed to the Holders of the Class P Interest and the Class P Certificates, provided that such distributions shall not be in reduction of the principal balance thereof. On the Distribution Date immediately following the expiration of the latest Prepayment Charge term as identified on the Mortgage Loan Schedule, any amount on deposit in the Class P Certificate Account will be distributed to the Holders of the Class P Interest and the Class P Certificates in reduction of the Certificate Principal Balance and Uncertificated Principal Balance thereof.

 

 

In addition, notwithstanding the foregoing, on any Distribution Date after the Distribution Date on which the Certificate Principal Balance of a Class of Class A, Class M or Class B Certificates has been reduced to zero, that Class of Certificates will be retired and will no longer be entitled to distributions, including distributions in respect of Prepayment Interest Shortfalls or Basis Risk Shortfall Carry Forward Amounts.

(b)          In addition to the foregoing distributions, with respect to any Subsequent Recoveries, the Master Servicer shall deposit such funds into the Protected Account pursuant to Section 4.01(b)(iii). If, after taking into account such Subsequent Recoveries, the amount of a Realized Loss is reduced, the amount of such Subsequent Recoveries will be applied to increase the Certificate Principal Balance of the Class of Certificates with the highest payment priority to which Realized Losses have been allocated, but not by more than the amount of Realized Losses previously allocated to that Class of Certificates pursuant to Section 5.05; provided, however, to the extent that no reductions to a Certificate Principal Balance of any Class of Certificates currently exists as the result of a prior allocation of a Realized
Loss, such Subsequent Recoveries will be applied as Excess Spread. The amount of any remaining Subsequent Recoveries will be applied to increase the Certificate Principal Balance of the Class of Certificates with the next highest payment priority, up to the amount of such Realized Losses previously allocated to that Class of Certificates pursuant to Section 5.05, and so on. Holders of such Certificates will not be entitled to any payment in respect of Current Interest on the amount of such increases for any Interest Accrual Period preceding the Distribution Date on which such increase occurs. Any such increases shall be applied to the Certificate Principal Balance of each Certificate of such Class in accordance with its respective Percentage Interest.

(c)          Subject to Section 10.02 hereof respecting the final distribution, on each Distribution Date the Trustee shall make distributions to each Certificateholder of record on the preceding Record Date either by wire transfer in immediately available funds to the account of such Holder at a bank or other entity having appropriate facilities therefor, so long as such Holder has provided wiring instructions to the Trustee at least 5 Business Days prior to the related Record Date or, absent such wiring instructions or if notified otherwise by such Holder, by check mailed by first class mail to such Certificateholder at the address of such Holder appearing in the Certificate Register. Notwithstanding the foregoing, but subject to Section 10.02 hereof respecting the final distribution, distributions with respect to
Certificates registered in the name of a Depository shall be made to such Depository in immediately available funds.

(d)          On or before 5:00 p.m. Eastern time on the fifth Business Day immediately preceding each Distribution Date, the Master Servicer shall deliver a report to the Trustee in electronic form (or by such other means as the Master Servicer and the Trustee may agree from time to time) containing such data and information, as agreed to by the Master Servicer and the Trustee such as to permit the Trustee to prepare the Monthly Statement to Certificateholders and to make the required distributions for the related Distribution Date.

	
             
  	
            Section 5.05
 	
            Allocation of Realized Losses.
 

(a)          All Realized Losses on the Mortgage Loans allocated to any REMIC I Regular Interest pursuant to Section 5.05(c) on the Mortgage Loans shall be allocated by the Trustee on each Distribution Date as follows:  first, to Excess Spread as part of the payment in respect of the 

 

Extra Principal Distribution Amount for such Distribution Date; second, to the Class C Interest and Class C Certificates, until the Certificate Principal Balance and Uncertificated Principal Balance thereof have been reduced to zero; third, to the Class B-4 Certificates, until the Certificate Principal Balances thereof have been reduced to zero; fourth, to the Class B-3 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; fifth, to the Class B-2 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; sixth, to the Class B-1 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; seventh, to the Class M-5 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; eighth, to the Class M-5 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; ninth,
to the Class M-4 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; tenth, to the Class M-3 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; eleventh, to the Class M-2 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; twelfth, to the Class M-1 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; and thirteenth, to the Class A Certificates, on a pro rata basis among the Class A-1 Certificates on the one hand and the Class A-2 Certificates and Class A-3 Certificates on the other hand until the Certificate Principal Balances thereof have been reduced to zero; provided, however, any Realized Losses allocable to the Class A-2 Certificates will be allocated first to the Class A-3 Certificates, until the Certificate Principal Balance of that class has been reduced to zero, and then to the Class A-2 Certificates. All Realized Losses to be
allocated to the Certificate Principal Balances and Uncertificated Principal Balance of all classes on any Distribution Date shall be so allocated after the actual distributions to be made on such date as provided above. All references above to the Certificate Principal Balance and Uncertificated Principal Balance of any class of Certificates or interest shall be to the Certificate Principal Balance of such class immediately prior to the relevant Distribution Date, before reduction thereof by any Realized Losses, in each case to be allocated to such class of Certificates or interest, on such Distribution Date.

(b)          Any allocation of Realized Losses to a class of Certificates or interest on any Distribution Date shall be made by reducing the Certificate Principal Balance and Uncertificated Principal Balance thereof by the amount so allocated; any allocation of Realized Losses to the Excess Spread shall be made by reducing the amount otherwise payable in respect thereof pursuant to clause (F) of Section 5.04(a)(3).

Notwithstanding the foregoing, no such allocation of any Realized Loss shall be made on a Distribution Date to any Class of Certificates to the extent that such allocation would result in the reduction of the aggregate Certificate Principal Balance of all the Class A, Class M and Class B Certificates as of such Distribution Date, after giving effect to all distributions and prior allocations of Realized Losses on the Mortgage Loans on such date, to an amount less than the aggregate Stated Principal Balance of all of the Mortgage Loans as of the first day of the month of such Distribution Date (such limitation, the “Loss Allocation Limitation”).  In addition in no event will the Certificate Principal Balance of any Certificate be reduced more than once in respect of any particular amount both (i) allocable to such Certificate in respect of Realized Losses and (ii) payable as
principal to the Holder of such Certificate from Remaining Excess Spread.

 

 

As used herein, an allocation of a Realized Loss on a “pro rata basis” among two or more specified Classes of Certificates means an allocation on a pro rata basis, among the various Classes so specified, to each such Class of Certificates on the basis of their then outstanding Certificate Principal Balances prior to giving effect to distributions to be made on such Distribution Date. All Realized Losses and all other losses allocated to a Class of Certificates hereunder will be allocated among the Certificates of such Class in proportion to the Percentage Interests evidenced thereby.

(c)          All Realized Losses on the Mortgage Loans shall be allocated by the Trustee on each Distribution Date to the following REMIC I Regular Interests in the specified percentages, as follows:  first, to Uncertificated Accrued Interest payable to REMIC I Regular Interest AA and REMIC I Regular Interest ZZ up to an aggregate amount equal to the REMIC I Interest Loss Allocation Amount, 98.00% and 2.00%, respectively; second, to the Uncertificated Principal Balances of REMIC I Regular Interest AA and REMIC I Regular Interest ZZ up to an aggregate amount equal to the REMIC I Principal Loss Allocation Amount, 98.00% and 2.00%, respectively; third, to the Uncertificated Principal Balances of REMIC I Regular Interest AA, REMIC I Regular Interest B-4 and REMIC I Regular Interest ZZ, 98.00%, 1.00% and 1.00%,
respectively, until the Uncertificated Principal Balance of REMIC I Regular Interest B-4 has been reduced to zero; fourth, to the Uncertificated Principal Balances of REMIC I Regular Interest AA, REMIC I Regular Interest B-3 and REMIC I Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC I Regular Interest B-3 has been reduced to zero; fifth, to the Uncertificated Principal Balances of REMIC I Regular Interest AA, REMIC I Regular Interest B-2 and REMIC I Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC I Regular Interest B-2 has been reduced to zero; sixth, to the Uncertificated Principal Balances of REMIC I Regular Interest AA, REMIC I Regular Interest B-1 and REMIC I Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC I Regular Interest B-1 has been reduced to zero; seventh, to the Uncertificated
Principal Balances of REMIC I Regular Interest AA, REMIC I Regular Interest M-6 and REMIC I Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC I Regular Interest M-6 has been reduced to zero; eighth, to the Uncertificated Principal Balances of REMIC I Regular Interest AA, REMIC I Regular Interest M-5 and REMIC I Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC I Regular Interest M-5 has been reduced to zero; ninth, to the Uncertificated Principal Balances of REMIC I Regular Interest AA, REMIC I Regular Interest M-4 and REMIC I Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC I Regular Interest M-4 has been reduced to zero; tenth, to the Uncertificated Principal Balances of REMIC I Regular Interest AA, REMIC I Regular Interest M-3 and REMIC I Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively,
until the Uncertificated Principal Balance of REMIC I Regular Interest M-3 has been reduced to zero; eleventh, to the Uncertificated Principal Balances of REMIC I Regular Interest AA, REMIC I Regular Interest M-2 and REMIC I Regular Interest ZZ, 98.00%, 1.00%, and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC I Regular Interest M-2 has been reduced to zero; twelfth, to the Uncertificated Principal Balances of REMIC I Regular Interest AA, REMIC I Regular Interest M-1 and REMIC I Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC I Regular Interest M-1 has been reduced to zero; and thirteenth, to the Uncertificated Principal Balance of REMIC I Regular Interest AA, 

 

98.00%, to the Uncertificated Principal Balances of the REMIC I Regular Interests A-1, A-2 and A-3, 1.00%, on a pro rata basis among REMIC I Regular Interest A-1 on the one hand and REMIC I Regular Interests A-2 and A-3 on the other hand, and to the Uncertificated Principal Balance of REMIC I Regular Interest ZZ, 1.00%, until the Uncertificated Principal Balances of REMIC I Regular Interests A-1, A-2 and A-3 have been reduced to zero; provided, however, any Realized Losses allocable to REMIC I Regular Interest A-2 will be allocated first to REMIC I Regular Interest A-3, until the Uncertificated Principal Balance of such REMIC I Regular Interest has been reduced to zero, and then to REMIC I Regular Interest A-2.

	
             
  	
            Section 5.06
 	
            Monthly Statements to Certificateholders.
 

(a)          Not later than each Distribution Date, the Trustee shall prepare and make available to each Holder of Certificates, the Master Servicer and the Depositor a statement setting forth for the Certificates:

(i)
           the amount of the related distribution to Holders of each Class allocable to principal, separately identifying (A) the aggregate amount of any Principal Prepayments included therein, (B) the aggregate of all scheduled payments of principal included therein and (C) the Extra Principal Distribution Amount (if any);

(ii)          the amount of such distribution to Holders of each Class A, Class M and Class C Certificates allocatable to interest;

(iii)        the Interest Carry Forward Amount and any Basis Risk Shortfall Carry Forward Amount for each Class of Certificates;

(iv)         the Certificate Principal Balance or Certificate Notional Amount, as applicable, of each Class after giving effect (i) to all distributions allocable to principal on such Distribution Date and (ii) the allocation of any Applied Realized Loss Amounts for such Distribution Date;

(v)          the aggregate of the Stated Principal Balance of all of the Mortgage Loans for the following Distribution Date;

(vi)         the related amount of the Servicing Fees paid to or retained by the Master Servicer for the related Due Period;

(vii)       the Pass-Through Rate for the Class A Certificates, each Class of Class M Certificates and each Class of Class B Certificates with respect to the current Accrual Period, and, if applicable, whether such Pass-Through Rate was limited by the Net Rate Cap;

(viii)      the amount of Advances included in the distribution on such Distribution Date;

	
             
  	
            (ix)
 	
            the cumulative amount of Applied Realized Loss Amounts to date;
 

 

 

 

(x)          the number and aggregate Stated Principal Balance of the Mortgage Loans (A) Delinquent (exclusive of Mortgage Loans in foreclosure and bankruptcy) (1) 30 days Delinquent, (2) 60 days Delinquent and (3) 90 days or more Delinquent, and (B) in foreclosure and Delinquent (1) 30 days Delinquent, (2) 60 days Delinquent and (3) 90 days or more Delinquent, in each case as of the close of business on the last day of the calendar month preceding such Distribution Date and separately identifying such information for the Mortgage Loans;

(xi)         with respect to any Mortgage Loan that was liquidated during the preceding calendar month, the loan number and Stated Principal Balance of, and Realized Loss on, such Mortgage Loan as of the close of business on the Determination Date preceding such Distribution Date;

(xii)       the total number and principal balance of any real estate owned or REO Properties as of the close of business on the Determination Date preceding such Distribution Date;

(xiii)      the three month rolling average of the percent equivalent of a fraction, the numerator of which is the aggregate Stated Principal Balance of the Mortgage Loans that are 60 days or more delinquent or are in bankruptcy or foreclosure or are REO Properties, and the denominator of which is the aggregate Stated Principal Balance of all of the Mortgage Loans in each case as of the close of business on the last day of the calendar month preceding such Distribution Date;

(xiv)      the Realized Losses during the related Prepayment Period and the cumulative Realized Losses through the end of the preceding month;

(xv)        the amount of the distribution made on such Distribution Date to Holders of each Class allocable to interest and the portion thereof, if any, provided by the Cap Contracts;

	
             
  	
            (xvi)
 	
            whether a Trigger Event exists; and
 

(xvii)     the amount of the distribution made on such Distribution Date to the Holders of the Class P Certificates allocable to Prepayment Charges; and

The Trustee may make the foregoing Monthly Statement (and, at its option, any additional files containing the same information in an alternative format) available each month to Certificateholders via the Trustee’s internet website. The Trustee’s internet website shall initially be located at “www.etrustee.net”. Assistance in using the website can be obtained by calling the Trustee’s customer service desk at (312) 992-1743. Parties that are unable to use the above distribution options are entitled to have a paper copy mailed to them via first class mail by calling the customer service desk and indicating such. The Trustee may change the way Monthly Statements are distributed in order to make such distributions more convenient or more accessible to the above parties.

(b)          The Trustee’s responsibility for making the above information available to the Certificateholders is limited to the availability, timeliness and accuracy of the information 

 

derived from the Master Servicer. The Trustee will make available a copy of each statement provided pursuant to this Section 5.06 to each Rating Agency.

(c)          Within a reasonable period of time after the end of each calendar year, the Trustee shall cause to be furnished upon request to each Person who at any time during the calendar year was a Certificateholder, a statement containing the information set forth in clauses (a)(i) and (a)(ii) of this Section 5.06 aggregated for such calendar year or applicable portion thereof during which such Person was a Certificateholder. Such obligation of the Trustee shall be deemed to have been satisfied to the extent that substantially comparable information shall be provided by the Trustee pursuant to any requirements of the Code as from time to time in effect.

(d)          Upon filing with the Internal Revenue Service, the Trustee shall furnish to the Holders of the Residual Certificates the applicable Form 1066 and each applicable Form 1066Q and shall respond promptly to written requests made not more frequently than quarterly by any Holder of a Residual Certificate with respect to the following matters:

(i)           The original projected principal and interest cash flows on the Closing Date on each Class of regular and residual interests created hereunder and on the Mortgage Loans, based on the Prepayment Assumption;

(ii)          The projected remaining principal and interest cash flows as of the end of any calendar quarter with respect to each class of Regular Interests and Residual Interests created hereunder and the Mortgage Loans, based on the Prepayment Assumption;

(iii)        The applicable Prepayment Assumption and any interest rate assumptions used in determining the projected principal and interest cash flows described above;

(iv)         The original issue discount (or, in the case of the Mortgage Loans, market discount) or premium accrued or amortized through the end of such calendar quarter with respect to each class of Regular Interests created hereunder and to the Mortgage Loans, together with each constant yield to maturity used in computing the same;

(v)          The treatment of Realized Losses with respect to the Mortgage Loans or the Regular Interests created hereunder, including the timing and amount of any cancellation of indebtedness income of a REMIC with respect to such Regular Interests or bad debt deductions claimed with respect to the Mortgage Loans;

	
             
  	
            (vi)
 	
            The amount and timing of any non-interest expenses of a REMIC; and
 

(vii)       Any taxes (including penalties and interest) imposed on the REMIC, including, without limitation, taxes on “prohibited transactions,” “contributions” or “net income from foreclosure property” or state or local income or franchise taxes.

The information pursuant to clauses (i), (ii), (iii) and (iv) above shall be provided by the Depositor pursuant to Section 9.12.

 

 

	
             
  	
            Section 5.07
 	
            REMIC Designations and REMIC Distributions.  
 

(a)          The Trustee shall elect that each of REMIC I, REMIC II, REMIC III and REMIC IV shall be treated as a REMIC under Section 860D of the Code. Any inconsistencies or ambiguities in this Agreement or in the administration of this Agreement shall be resolved in a manner that preserves the validity of such REMIC elections. The assets of REMIC I shall include the Mortgage Loans and all interest owing in respect of and principal due thereon, the Distribution Account, the Protected Account, the Class P Certificate Account, any REO Property, any proceeds of the foregoing and any other assets subject to this Agreement (other than the Reserve Fund, the Cap Contract, any Cap Contract Payment Amounts and any Prepayment Charge Waiver Amounts).  The REMIC I Regular Interests shall constitute the assets of REMIC II.  The
Class C Interest shall constitute the assets of REMIC III.  The Class P Interest shall constitute the assets of REMIC IV.

(b)          (1)         On each Distribution Date, the following amounts from Interest Funds and Principal Funds, in the following order of priority, shall be distributed by REMIC I to REMIC II on account of the REMIC I Regular Interests or withdrawn from the Distribution Account and distributed to the Holders of the Class R-1 Certificates, as the case may be:

(i)           to the holders of each REMIC I Regular Interest (other than REMIC I Regular Interest P) in an amount equal to (A) the Uncertificated Accrued Interest for such REMIC I Regular Interest for such Distribution Date, plus (B) any amounts in respect thereof remaining unpaid from previous Distribution Dates. Amounts payable as Uncertificated Accrued Interest in respect of REMIC I Regular Interest ZZ shall be reduced when the REMIC I Overcollateralization Amount is less than the REMIC I Required Overcollateralization Amount, by the lesser of (x) the amount of such difference and (y) the Maximum Uncertificated Accrued Interest Deferral Amount, and such amount will be payable to the holders of REMIC I Regular Interest A-1, REMIC I Regular Interest A-2, REMIC I Regular Interest A-3, REMIC I
Regular Interest M-1, REMIC I Regular Interest M-2, REMIC I Regular Interest M-3, REMIC I Regular Interest M-4, REMIC I Regular Interest M-5, REMIC I Regular Interest M-6, REMIC I Regular Interest B-1, REMIC I Regular Interest B-2, REMIC I Regular Interest B-3 and REMIC I Regular Interest B-4 in the same proportion as the Extra Principal Distribution Amount is allocated to the Corresponding Certificates, and the Uncertificated Principal Balance of REMIC I Regular Interest ZZ shall be increased by such amount;

(ii)          to the holders of REMIC I Regular Interests (other than REMIC I Regular Interest P) the remainder of the Interest Funds and Principal Funds for such Distribution Date after the distributions made pursuant to clause (i) above, allocated as follows:

(A)         98% of such remainder to the holders of REMIC I Regular Interest AA, until the Uncertificated Principal Balance of such REMIC I Regular Interest is reduced to zero;

(B)         2% of such remainder, first, to the holders of REMIC I Regular Interest A-1, REMIC I Regular Interest A-2, REMIC I Regular Interest A-3, REMIC I Regular Interest M-1, REMIC I Regular Interest M-2, REMIC 

 

I Regular Interest M-3, REMIC I Regular Interest M-4, REMIC I Regular Interest M-5, REMIC I Regular Interest M-6, REMIC I Regular Interest B-1, REMIC I Regular Interest B-2, REMIC I Regular Interest B-3 and REMIC I Regular Interest B-4 in an aggregate amount equal to 1% of and in the same proportion as principal payments are allocated to the Corresponding Certificates for each such REMIC I Regular Interest, until the Uncertificated Principal Balances of such REMIC I Regular Interests are reduced to zero; and second, to the holders of REMIC I Regular Interest ZZ, until the Uncertificated Principal Balance of such REMIC I Regular Interest is reduced to zero; and

	
             
  	
            (C)
 	
            any remaining amount to the Holders of the Class R-1 Certificates.
 

(2)          On each Distribution Date, amounts representing Prepayment Charges on the Mortgage loans shall be deemed distributed to REMIC I Regular Interest P, provided that such amounts shall not reduce the Uncertificated Principal Balance of REMIC I Regular Interest P.  On the Distribution Date immediately following the expiration of the latest Prepayment Charge term as identified on the Mortgage Loan Schedule, $100 shall be deemed distributed in respect of REMIC I Regular Interest P in reduction of the Uncertificated Principal Balance thereof.

(c)          On each Distribution Date, an amount equal to the amounts distributed pursuant to clauses (C), (D) and (F) of Section 5.04(a)(3) on such date shall be deemed distributed from REMIC II to REMIC III in respect of the Class C Distribution Amount distributable to the Class C Interest.

(d)          On each Distribution Date, 100% of the amounts deemed distributed on REMIC I Regular Interest P shall be deemed distributed by REMIC II to REMIC IV  in respect of the Class P Interest.

 

 

ARTICLE VI

 

THE CERTIFICATES

	
             
  	
            Section 6.01
 	
            The Certificates.  
 

The Certificates shall be substantially in the forms attached hereto as Exhibits A-1 through A-5. The Certificates shall be issuable in registered form, in the minimum dollar denominations, integral dollar multiples in excess thereof (except that one Certificate of each Class may be issued in a different amount which must be in excess of the applicable minimum dollar denomination) and aggregate dollar denominations as set forth in the following table:

 

	
            
Class
 
 	
            
Minimum Denomination
 
 	
            
Integral Multiple in Excess of Minimum
 
 	
            
Original Certificate Principal Balance
 
 
	
            A-1
 	
            $
 	
            100,000
 	
            $1.00
 	
            $
 	
            165,966,000.00
 
	
            A-2
 	
            $
 	
            100,000
 	
            $1.00
 	
            $
 	
            91,283,000.00
 
	
            A-3
 	
            $
 	
            100,000
 	
            $1.00
 	
            $
 	
            74,683,000.00
 
	
            M-1
 	
            $
 	
            100,000
 	
            $1.00
 	
            $
 	
            26,526,000.00
 
	
            M-2
 	
            $
 	
            100,000
 	
            $1.00
 	
            $
 	
            24,579,000.00
 
	
            M-3
 	
            $
 	
            100,000
 	
            $1.00
 	
            $
 	
            9,247,000.00
 
	
            M-4
 	
            $
 	
            100,000
 	
            $1.00
 	
            $
 	
            15,088,000.00
 
	
            M-5
 	
            $
 	
            100,000
 	
            $1.00
 	
            $
 	
            10,707,000.00
 
	
            M-6
 	
            $
 	
            100,000
 	
            $1.00
 	
            $
 	
            8,274,000.00
 
	
            B-1
 	
            $
 	
            100,000
 	
            $1.00
 	
            $
 	
            9,734,000.00
 
	
            B-2
 	
            $
 	
            100,000
 	
            $1.00
 	
            $
 	
            6,327,000.00
 
	
            B-3
 	
            $
 	
            100,000
 	
            $1.00
 	
            $
 	
            7,057,000.00
 
	
            B-4
 	
            $
 	
            100,000
 	
            $1.00
 	
            $
 	
            8,031,000.00
 
	
            C
 	
             
 	
            10%
 	
            1%
 	
            $
 	
            29,203,501.55
 
	
            P
 	
             
 	
             
 	
             
 	
            $
 	
            100.00
 
	
            R-1
 	
             
 	
            100%
 	
            N/A
 	
             
 	
            N/A
 
	
            R-2
 	
             
 	
            100%
 	
            N/A
 	
             
 	
            N/A
 
	
            RX
 	
             
 	
            100%
 	
            N/A
 	
             
 	
            N/A
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 

 

 

The Certificates shall be executed by manual or facsimile signature on behalf of the Trustee by an authorized officer. Certificates bearing the manual or facsimile signatures of individuals who were, at the time when such signatures were affixed, authorized to sign on behalf of the Trustee shall bind the Trustee, notwithstanding that such individuals or any of them have ceased to be so authorized prior to the authentication and delivery of such Certificates or did not hold such offices at the date of such authentication and delivery. No Certificate shall be entitled to any benefit under this Agreement, or be valid for any purpose, unless there appears on such Certificate the countersignature of the Trustee by manual signature, and such countersignature upon any Certificate shall be conclusive evidence, and the only evidence, that such Certificate has been duly countersigned and delivered
hereunder. All Certificates shall be dated the date of their countersignature. On the Closing Date, the Trustee shall authenticate the Certificates to be issued at the written direction of the Depositor, or any affiliate thereof.

The Depositor shall provide, or cause to be provided, to the Trustee on a continuous basis, an adequate inventory of Certificates to facilitate transfers.

 

 

Section 6.02      Certificate Register; Registration of Transfer and Exchange of Certificates.  

(a)          The Trustee shall maintain, or cause to be maintained in accordance with the provisions of Section 6.09 hereof, a Certificate Register for the Trust Fund in which, subject to the provisions of subsections (b) and (c) below and to such reasonable regulations as it may prescribe, the Trustee shall provide for the registration of Certificates and of Transfers and exchanges of Certificates as herein provided. Upon surrender for registration of Transfer of any Certificate, the Trustee shall authenticate and deliver, in the name of the designated transferee or transferees, one or more new Certificates of the same Class and of like aggregate Percentage Interest.

At the option of a Certificateholder, Certificates may be exchanged for other Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest upon surrender of the Certificates to be exchanged at the office or agency of the Trustee. Whenever any Certificates are so surrendered for exchange, the Trustee shall execute, authenticate, and deliver the Certificates that the Certificateholder making the exchange is entitled to receive. Every Certificate presented or surrendered for registration of Transfer or exchange shall be accompanied by a written instrument of Transfer in form satisfactory to the Trustee duly executed by the Holder thereof or his attorney duly authorized in writing.

No service charge to the Certificateholders shall be made for any registration of Transfer or exchange of Certificates, but payment of a sum sufficient to cover any tax or governmental charge that may be imposed in connection with any Transfer or exchange of Certificates may be required.

All Certificates surrendered for registration of Transfer or exchange shall be canceled and subsequently destroyed by the Trustee in accordance with the Trustee’s customary procedures.

(b)          Subject to Subsection 6.07 and, in the case of any Global Certificate or Private Certificate upon the satisfaction of the conditions set forth below, upon surrender for registration of transfer of any Certificate at any office or agency of the Trustee maintained for such purpose, the Trustee shall sign, countersign and shall deliver, in the name of the designated transferee or transferees, a new Certificate of a like Class and aggregate Percentage Interest, but bearing a different number.

(c)          Subject to Subsection 6.02(g), so long as a Global Certificate of such Class is outstanding and is held by or on behalf of the Depository, transfers of beneficial interests in such Global Certificate, or transfers by Holders of Individual Certificates of such Class to transferees that take delivery in the form of beneficial interests in the Global Certificate, may be made only in accordance with this Subsection 6.02(c) and in accordance with the rules of the Depository:

(i)           In the case of a beneficial interest in the Global Certificate being transferred to an Institutional Accredited Investor, such transferee shall be required to take delivery in the form of an Individual Certificate or Certificates and the Trustee shall register such transfer only upon compliance with the provisions of Subsection 6.02(h).

 

 

(ii)          In the case of a beneficial interest in a Class of Global Certificates being transferred to a transferee that takes delivery in the form of an Individual Certificate or Certificates of such Class, except as set forth in clause (i) above, the Trustee shall register such transfer only upon compliance with the provisions of Subsection 6.02(h).

(iii)        In the case of an Individual Certificate of a Class being transferred to a transferee that takes delivery in the form of a beneficial interest in a Global Certificate of such Class, the Trustee shall register such transfer if the transferee has provided the Trustee with a Rule 144A and Related Matters Certificate or comparable evidence as to its QIB status.

(iv)         No restrictions shall apply with respect to the transfer or registration of transfer of a beneficial interest in the Global Certificate of a Class to a transferee that takes delivery in the form of a beneficial interest in the Global Certificate of such Class; provided that each such transferee shall be deemed to have made such representations and warranties contained in the Rule 144A and Related Matters Certificate as are sufficient to establish that it is a QIB.

(d)          Subject to Subsection 6.02(g), an exchange of a beneficial interest in a Global Certificate of a Class for an Individual Certificate or Certificates of such Class, an exchange of an Individual Certificate or Certificates of a Class for a beneficial interest in the Global Certificate of such Class and an exchange of an Individual Certificate or Certificates of a Class for another Individual Certificate or Certificates of such Class (in each case, whether or not such exchange is made in anticipation of subsequent transfer, and, in the case of the Global Certificate of such Class, so long as such Certificate is outstanding and is held by or on behalf of the Depository) may be made only in accordance with this Subsection 6.02(d) and in accordance with the rules of the Depository:

(i)           A Holder of a beneficial interest in a Global Certificate of a Class may at any time exchange such beneficial interest for an Individual Certificate or Certificates of such Class.

(ii)          A Holder of an Individual Certificate or Certificates of a Class may exchange such Certificate or Certificates for a beneficial interest in the Global Certificate of such Class if such holder furnishes to the Trustee a Rule 144A and Related Matters Certificate or comparable evidence as to its QIB status.

(iii)        A Holder of an Individual Certificate of a Class may exchange such Certificate for an equal aggregate principal amount of Individual Certificates of such Class in different authorized denominations without any certification.

(e)          (i)          Upon acceptance for exchange or transfer of an Individual Certificate of a Class for a beneficial interest in a Global Certificate of such Class as provided herein, the Trustee shall cancel such Individual Certificate and shall (or shall request the Depository to) endorse on the schedule affixed to the applicable Global Certificate (or on a continuation of such schedule affixed to the Global Certificate and made a part thereof) or otherwise make in its books and records an appropriate notation evidencing the date of such exchange or transfer and 

 

an increase in the certificate balance of the Global Certificate equal to the certificate balance of such Individual Certificate exchanged or transferred therefor.

(ii)          Upon acceptance for exchange or transfer of a beneficial interest in a Global Certificate of a Class for an Individual Certificate of such Class as provided herein, the Trustee shall (or shall request the Depository to) endorse on the schedule affixed to such Global Certificate (or on a continuation of such schedule affixed to such Global Certificate and made a part thereof) or otherwise make in its books and records an appropriate notation evidencing the date of such exchange or transfer and a decrease in the certificate balance of such Global Certificate equal to the certificate balance of such Individual Certificate issued in exchange therefor or upon transfer thereof.

(f)           Any Individual Certificate issued in exchange for or upon transfer of another Individual Certificate or of a beneficial interest in a Global Certificate shall bear the applicable legends set forth in Exhibit A-2.

(g)          Subject to the restrictions on transfer and exchange set forth in this Section 6.02, the Holder of any Individual Certificate may transfer or exchange the same in whole or in part (in an initial certificate balance equal to the minimum authorized denomination set forth in Section 6.01 above or any integral multiple of $1.00 in excess thereof) by surrendering such Certificate at the Corporate Trust Office, or at the office of any transfer agent, together with an executed instrument of assignment and transfer satisfactory in form and substance to the Trustee in the case of transfer and a written request for exchange in the case of exchange. The Holder of a beneficial interest in a Global Certificate may, subject to the rules and procedures of the Depository, cause the Depository (or its nominee) to notify
the Trustee in writing of a request for transfer or exchange of such beneficial interest for an Individual Certificate or Certificates. Following a proper request for transfer or exchange, the Trustee shall, within five Business Days of such request made at the Corporate Trust Office, sign, countersign and deliver at the Corporate Trust Office, to the transferee (in the case of transfer) or Holder (in the case of exchange) or send by first class mail at the risk of the transferee (in the case of transfer) or Holder (in the case of exchange) to such address as the transferee or Holder, as applicable, may request, an Individual Certificate or Certificates, as the case may require, for a like aggregate Percentage Interest and in such authorized denomination or denominations as may be requested. The presentation for transfer or exchange of any Individual Certificate shall not be valid unless made at the Corporate Trust Office by the registered Holder in person, or by a duly authorized
attorney-in-fact.

(h)          No Transfer of a Private Certificate shall be made unless such Transfer is made pursuant to an effective registration statement under the Securities Act and any applicable state securities laws or is exempt from the registration requirements under the Securities Act and such state securities laws. In the event that a Transfer is to be made in reliance upon an exemption from the Securities Act and such laws, in order to assure compliance with the Securities Act and such laws, the Certificateholder desiring to effect such Transfer and such Certificateholder’s prospective transferee shall each certify to the Trustee in writing the facts surrounding the Transfer by (x)(i) the delivery to the Trustee by the Certificateholder desiring to effect such transfer of a certificate substantially in the form set
forth in Exhibit D (the “Transferor Certificate”) and (ii) the delivery by the Certificateholder’s prospective transferee of (A) a letter 

 

in substantially the form of Exhibit E (the “Investment Letter”) if the prospective transferee is an Institutional Accredited Investor or (B) a letter in substantially the form of Exhibit F (the “Rule 144A and Related Matters Certificate”) if the prospective transferee is a QIB or (y) there shall be delivered to the Trustee an Opinion of Counsel addressed to the Trustee that such Transfer may be made pursuant to an exemption from the Securities Act, which Opinion of Counsel shall not be an expense of the Depositor, the Seller, the Master Servicer or the Trustee. Notwithstanding the provisions of the immediately preceding sentence, no restrictions shall apply with respect to the transfer or registration of transfer of a beneficial interest in any Certificate that is a Global Certificate of a Class to a transferee that takes delivery in the form of a beneficial interest in the Global
Certificate of such Class provided that each such transferee shall be deemed to have made such representations and warranties contained in the Rule 144A and Related Matters Certificate as are sufficient to establish that it is a QIB.  The Depositor shall provide to any Holder of a Private Certificate and any prospective transferee designated by any such Holder, information regarding the related Certificates and the Mortgage Loans and such other information as shall be necessary to satisfy the condition to eligibility set forth in Rule 144A(d)(4) for Transfer of any such Certificate without registration thereof under the Securities Act pursuant to the registration exemption provided by Rule 144A. The Trustee and the Master Servicer shall cooperate with the Depositor in providing the Rule 144A information referenced in the preceding sentence, including providing to the Depositor such information regarding the Certificates, the Mortgage Loans and other matters regarding the Trust Fund as
the Depositor shall reasonably request to meet its obligation under the preceding sentence. Each Holder of a Private Certificate desiring to effect such Transfer shall, and does hereby agree to, indemnify the Trustee, the Depositor, the Seller and the Master Servicer against any liability that may result if the Transfer is not so exempt or is not made in accordance with such federal and state laws.

Each beneficial owner of a Class M, Class B Certificate (other than a Class B-4 Certificate) or any interest therein shall be deemed to have represented, by virtue of its acquisition or holding of that certificate or interest therein, that either (i) it is not a Plan or investing with “Plan Assets”, (ii) it has acquired and is holding such certificate in reliance on the Exemption, and that it understands that there are certain conditions to the availability of the Exemption, including that the certificate must be rated, at the time of purchase, not lower than “BBB-” (or its equivalent) by S&P, Fitch or Moody’s, and the certificate is so rated or (iii) (1) it is an insurance company, (2) the source of funds used to acquire or hold the certificate or interest therein is an “insurance company general account,” as such term is defined in PTE 95-60, and
(3) the conditions in Sections I and III of PTE 95-60 have been satisfied.

Neither the Trustee nor the Master Servicer will be required to monitor, determine or inquire as to compliance with the transfer restrictions with respect to the Global Certificates. Any attempted or purported transfer of any Certificate in violation of the provisions of Subsections (a) or (b) above shall be void ab initio and such Certificate shall be considered to have been held continuously by the prior permitted Certificateholder. Any transferor of any Certificate in violation of such provisions, shall indemnify and hold harmless the Trustee and the Master Servicer from and against any and all liabilities, claims, costs or expenses incurred by the Trustee or the Master Servicer as a result of such attempted or purported transfer. The Trustee shall have no liability for transfer of any such Global Certificates in or through book-entry facilities of any Depository or between or among
Depository Participants or Certificate Owners made in violation of the transfer restrictions set forth herein.

 

 

No Transfer of a Class C, Class P, Class B-4 or Residual Certificate shall be made unless either (i) the transferee of such Certificate provides a representation, or is deemed to represent in the case of a Global Certificate, to the Trustee and the Master Servicer acceptable to and in form and substance satisfactory to the Trustee and the Master Servicer, to the effect that such transferee is not a Plan, or a Person acting on behalf of a Plan or using the assets of a Plan, or (ii) in the case of any such Certificate presented for registration in the name of a Plan, or a trustee of a Plan or any other person acting on behalf of a Plan, the Trustee shall have received an Opinion of Counsel for the benefit of the Trustee and the Master Servicer and on which they may rely, satisfactory to the Trustee, to the effect that the purchase and holding of such Certificate are permissible under
applicable law, will not result in any prohibited transactions under ERISA or Section 4975 of the Code and will not subject the Trustee, the Master Servicer or the Depositor to any obligation in addition to those expressly undertaken in this Agreement, which Opinion of Counsel shall not be an expense of the Trustee, the Master Servicer or the Depositor, or (iii) in the case of a Class B-4 Certificate, the transferee provides a representation, or is deemed to represent in the case of the Global Certificate, or an opinion of counsel to the effect that the proposed transfer or holding of such Class B-4 Certificate and the servicing, management and operation of the Trust and its assets:  (I) will not result in any prohibited transaction which is not covered under PTE 84-14, PTE 91-38, PTE 90-1, PTE 95-60 or PTE 96-23 and (II) will not give rise to any obligation on the part of the Depositor, the Master Servicer or the Trustee in addition to those expressly undertaken in this Agreement.
Notwithstanding anything else to the contrary herein, any purported transfer of an ERISA Restricted Certificate to or on behalf of a Plan without the delivery of the Opinion of Counsel as described above shall be void and of no effect; provided that the restriction set forth in this sentence shall not be applicable if there has been delivered to the Trustee an Opinion of Counsel meeting the requirements of clause (ii) of the first sentence of this paragraph. Neither the Trustee nor the Master Servicer shall be required to monitor, determine or inquire as to compliance with the transfer restrictions with respect to any ERISA Restricted Certificate that is a Book-Entry Certificate, and neither the Trustee nor the Master Servicer shall have any liability for transfers of any such Book-Entry Certificates made through the book-entry facilities of any Depository or between or among participants of the Depository or Certificate Owners made in violation of the transfer restrictions set forth
herein. Neither the Trustee nor the Master Servicer shall be under any liability to any Person for any registration of transfer of any ERISA Restricted Certificate that is in fact not permitted by this Section 6.02(i) or for making any payments due on such Certificate to the Holder thereof or taking any other action with respect to such Holder under the provisions of this Agreement.  The Trustee shall be entitled, but not obligated, to recover from any Holder of any ERISA Restricted Certificate that was in fact a Plan or a Person acting on behalf of a Plan at the time it became a Holder or, at such subsequent time as it became a Plan or Person acting on behalf of a Plan, all payments made on such ERISA Restricted Certificate at and after either such time. Any such payments so recovered by the Trustee shall be paid and delivered by the Trustee to the last preceding Holder of such Certificate that is not a Plan or Person acting on behalf of a Plan.

(i)           Each Person who has or who acquires any Ownership Interest in a Residual Certificate shall be deemed by the acceptance or acquisition of such Ownership Interest to have agreed to be bound by the following provisions, and the rights of each Person acquiring any Ownership Interest in a Residual Certificate are expressly subject to the following provisions:

 

 

(i)           Each Person holding or acquiring any Ownership Interest in a Residual Certificate shall be a Permitted Transferee and shall promptly notify the Trustee of any change or impending change in its status as a Permitted Transferee.

(ii)          No Ownership Interest in a Residual Certificate may be registered on the Closing Date or thereafter transferred, and the Trustee shall not register the Transfer of any Residual Certificate unless, in addition to the certificates required to be delivered to the Trustee under subparagraph (b) above, the Trustee shall have been furnished with an affidavit (a “Transfer Affidavit”) of the initial owner or the proposed transferee in the form attached hereto as Exhibit C.

(iii)        Each Person holding or acquiring any Ownership Interest in a Residual Certificate shall agree (A) to obtain a Transfer Affidavit from any other Person to whom such Person attempts to Transfer its Ownership Interest in a Residual Certificate, (B) to obtain a Transfer Affidavit from any Person for whom such Person is acting as nominee, trustee or agent in connection with any Transfer of a Residual Certificate and (C) not to Transfer its Ownership Interest in a Residual Certificate or to cause the Transfer of an Ownership Interest in a Residual Certificate to any other Person if it has actual knowledge that such Person is not a Permitted Transferee.

(iv)         Any attempted or purported Transfer of any Ownership Interest in a Residual Certificate in violation of the provisions of this Section 6.02(i) shall be absolutely null and void and shall vest no rights in the purported transferee. If any purported transferee shall become a Holder of a Residual Certificate in violation of the provisions of this Section 6.02(i), then the last preceding Permitted Transferee shall be restored to all rights as Holder thereof retroactive to the date of registration of Transfer of such Residual Certificate. The Trustee shall be under no liability to any Person for any registration of Transfer of a Residual Certificate that is in fact not permitted by Section 6.02(h) and this Section 6.02(i) or for making any payments due on such Certificate to the Holder thereof or
taking any other action with respect to such Holder under the provisions of this Agreement so long as the Transfer was registered after receipt of the related Transfer Affidavit. The Trustee shall be entitled but not obligated to recover from any Holder of a Residual Certificate that was in fact not a Permitted Transferee at the time it became a Holder or, at such subsequent time as it became other than a Permitted Transferee, all payments made on such Residual Certificate at and after either such time. Any such payments so recovered by the Trustee shall be paid and delivered by the Trustee to the last preceding Permitted Transferee of such Certificate.

(v)          The Master Servicer shall make available within 60 days of written request from the Trustee, all information necessary to compute any tax imposed under Section 860E(e) of the Code as a result of a Transfer of an Ownership Interest in a Residual Certificate to any Holder who is not a Permitted Transferee.

The restrictions on Transfers of a Residual Certificate set forth in this Section 6.02(i) shall cease to apply (and the applicable portions of the legend on a Residual Certificate may be deleted) with respect to Transfers occurring after delivery to the Trustee of an Opinion of Counsel addressed to the Trustee, which Opinion of Counsel shall not be an expense of the 

 

Trustee, the Seller or the Master Servicer to the effect that the elimination of such restrictions will not cause REMIC I, REMIC II, REMIC III or REMIC IV, as applicable, to fail to qualify as a REMIC at any time that the Certificates are outstanding or result in the imposition of any tax on the Trust Fund, a Certificateholder or another Person. Each Person holding or acquiring any Ownership Interest in a Residual Certificate hereby consents to any amendment of this Agreement that, based on an Opinion of Counsel addressed to the Trustee and furnished to the Trustee, is reasonably necessary (a) to ensure that the record ownership of, or any beneficial interest in, a Residual Certificate is not transferred, directly or indirectly, to a Person that is not a Permitted Transferee and (b) to provide for a means to compel the Transfer of a Residual Certificate that is held by a Person that is not a Permitted
Transferee to a Holder that is a Permitted Transferee.

(j)           The preparation and delivery of all certificates and opinions referred to above in this Section 6.02 shall not be an expense of the Trust Fund, the Trustee, the Depositor, the Seller or the Master Servicer.

	
             
  	
            Section 6.03
 	
            Mutilated, Destroyed, Lost or Stolen Certificates.  
 

If (a) any mutilated Certificate is surrendered to the Trustee, or the Trustee receives evidence to its satisfaction of the destruction, loss or theft of any Certificate and of the ownership thereof and (b) there is delivered to the Trustee such security or indemnity as may be required by them to save each of them harmless, then, in the absence of notice to the Trustee that such Certificate has been acquired by a bona fide purchaser, the Trustee shall execute, authenticate and deliver, in exchange for or in lieu of any such mutilated, destroyed, lost or stolen Certificate, a new Certificate of like Class, tenor and Percentage Interest. In connection with the issuance of any new Certificate under this Section 6.03, the Trustee may require the payment of a sum sufficient to cover any tax or other governmental charge that may be imposed in relation thereto and any other expenses (including
the fees and expenses of the Trustee) connected therewith. Any replacement Certificate issued pursuant to this Section 6.03 shall constitute complete and indefeasible evidence of ownership in the Trust Fund, as if originally issued, whether or not the lost, stolen or destroyed Certificate shall be found at any time. All Certificates surrendered to the Trustee under the terms of this Section 6.03 shall be canceled and destroyed by the Trustee in accordance with its standard procedures without liability on its part.

	
             
  	
            Section 6.04
 	
            Persons Deemed Owners.  
 

The Trustee and any agent of the Trustee may treat the person in whose name any Certificate is registered as the owner of such Certificate for the purpose of receiving distributions as provided in this Agreement and for all other purposes whatsoever, and neither the Trustee nor any agent of the Trustee shall be affected by any notice to the contrary.

	
             
  	
            Section 6.05
 	
            Access to List of Certificateholders’ Names and Addresses.  
 

If three or more Certificateholders (a) request such information in writing from the Trustee, (b) state that such Certificateholders desire to communicate with other Certificateholders with respect to their rights under this Agreement or under the Certificates, and (c) provide a copy of the communication that such Certificateholders propose to transmit or if the 

 

Depositor or the Master Servicer shall request such information in writing from the Trustee, then the Trustee shall, within ten Business Days after the receipt of such request, provide the Depositor, the Master Servicer or such Certificateholders at such recipients’ expense the most recent list of the Certificateholders of the Trust Fund held by the Trustee, if any. The Depositor and every Certificateholder, by receiving and holding a Certificate, agree that the Trustee shall not be held accountable by reason of the disclosure of any such information as to the list of the Certificateholders hereunder, regardless of the source from which such information was derived.

	
             
  	
            Section 6.06
 	
            Book-Entry Certificates.  
 

The Regular Certificates (other than the Class B-4, Class P and Class C Certificates), upon original issuance, shall be issued in the form of one or more typewritten Certificates representing the Book-Entry Certificates, to be delivered to the Depository by or on behalf of the Depositor. Such Certificates shall initially be registered on the Certificate Register in the name of the Depository or its nominee, and no Certificate Owner of such Certificates will receive a definitive certificate representing such Certificate Owner’s interest in such Certificates, except as provided in Section 6.08. Unless and until definitive, fully registered Certificates (“Definitive Certificates”) have been issued to the Certificate Owners of such Certificates pursuant to Section 6.08:

	
             
  	
            (a)
 	
            the provisions of this Section shall be in full force and effect;
 

(b)          the Depositor and the Trustee may deal with the Depository and the Depository Participants for all purposes (including the making of distributions) as the authorized representative of the respective Certificate Owners of such Certificates;

(c)          registration of the Book-Entry Certificates may not be transferred by the Trustee except to another Depository;

(d)          the rights of the respective Certificate Owners of such Certificates shall be exercised only through the Depository and the Depository Participants and shall be limited to those established by law and agreements between the Owners of such Certificates and the Depository and/or the Depository Participants. Pursuant to the Depository Agreement, unless and until Definitive Certificates are issued pursuant to Section 6.08, the Depository will make book-entry transfers among the Depository Participants and receive and transmit distributions of principal and interest on the related Certificates to such Depository Participants;

(e)          the Depository may collect its usual and customary fees, charges and expenses from its Depository Participants;

(f)           the Trustee may rely and shall be fully protected in relying upon information furnished by the Depository with respect to its Depository Participants; and

(g)          to the extent that the provisions of this Section conflict with any other provisions of this Agreement, the provisions of this Section shall control.

For purposes of any provision of this Agreement requiring or permitting actions with the consent of, or at the direction of, Certificateholders evidencing a specified percentage of the 

 

aggregate unpaid principal amount of any Class of Certificates, such direction or consent may be given by Certificate Owners (acting through the Depository and the Depository Participants) owning Book-Entry Certificates evidencing the requisite percentage of principal amount of such Class of Certificates.

The Private Certificates shall initially be held in fully registered certificated form. If at any time the Holders of all of the Certificates of one or more such Classes request that the Trustee cause such Class to become Global Certificates, the Depositor (with the assistance of the Trustee) will take such action as may be reasonably required to cause the Depository to accept such Class or Classes for trading if it may legally be so traded. If at anytime there are to be Global Certificates, the Global Certificates shall be delivered to the Depository by the Depositor or deposited with the Trustee as custodian for the Depository.

All transfers by Certificate Owners of such respective Classes of Book-Entry Certificates and any Global Certificates shall be made in accordance with the procedures established by the Depository Participant or brokerage firm representing such Certificate Owners. Each Depository Participant shall only transfer Book-Entry Certificates of Certificate Owners it represents or of brokerage firms for which it acts as agent in accordance with the Depository’s normal procedures.

	
             
  	
            Section 6.07
 	
            Notices to Depository.  
 

Whenever any notice or other communication is required to be given to Certificateholders of a Class with respect to which Book-Entry Certificates have been issued, unless and until Definitive Certificates shall have been issued to the related Certificate Owners, the Trustee shall give all such notices and communications to the Depository.

	
             
  	
            Section 6.08
 	
            Definitive Certificates.  
 

If, after Book-Entry Certificates have been issued with respect to any Certificates, (a) the Depositor or the Depository advises the Trustee that the Depository is no longer willing or able to discharge properly its responsibilities under the Depository Agreement with respect to such Certificates and the Depositor is unable to locate a qualified successor or (b) the Depositor, with the consent of Depository Participants, advises the Trustee that it elects to terminate the book-entry system with respect to such Certificates through the Depository, then the Trustee shall notify all Certificate Owners of such Certificates, through the Depository, of the occurrence of any such event and of the availability of Definitive Certificates to applicable Certificate Owners requesting the same.  The Depositor shall provide the Trustee with an adequate inventory of certificates to facilitate the
issuance and transfer of Definitive Certificates. Upon surrender to the Trustee of any such Certificates by the Depository, accompanied by registration instructions from the Depository for registration, the Trustee shall countersign and deliver such Definitive Certificates. Neither the Depositor nor the Trustee shall be liable for any delay in delivery of such instructions and each may conclusively rely on, and shall be protected in relying on, such instructions.

In addition, if an Event of Default has occurred and is continuing, each Certificate Owner materially adversely affected thereby may at its option request a Definitive Certificate 

 

evidencing such Certificate Owner’s Voting Rights in the related Class of Certificates.  In order to make such request, such Certificate Owner shall, subject to the rules and procedures of the Depository, provide the Depository or the related Depository Participant with directions for the Trustee to exchange or cause the exchange of the Certificate Owner’s interest in such Class of Certificates for an equivalent Voting Right in fully registered definitive form.  Upon receipt by the Trustee of instructions from the Depository directing the Trustee to effect such exchange (such instructions to contain information regarding the Class of Certificates and the Certificate Principal Balance being exchanged, the Depository Participant account to be debited with the decrease, the registered Holder of and delivery instructions for the definitive Certificate, and any other information reasonably required by
the Trustee), (i) the Trustee shall instruct the Depository to reduce the related Depository Participant’s account by the aggregate Certificate Principal Balance of the definitive Certificate, (ii) the Trustee shall execute, authenticate and deliver, in accordance with the registration and delivery instructions provided by the Depository, a definitive Certificate evidencing such Certificate Owner’s Voting Rights in such Class of Certificates and (iii) the Trustee shall execute and authenticate a new Book-Entry Certificate reflecting the reduction in the Certificate Principal Balance of such Class of Certificates by the amount of the definitive Certificates.

	
             
  	
            Section 6.09
 	
            Maintenance of Office or Agency.  
 

The Trustee will maintain or cause to be maintained at its expense an office or offices or agency or agencies at the Corporate Trust Office where Certificates may be surrendered for registration of transfer or exchange. The Trustee initially designates its Corporate Trust Office, as the office for such purposes. The Trustee will give prompt written notice to the Certificateholders of any change in such location of any such office or agency.

 

 

ARTICLE VII

 

THE DEPOSITOR AND THE MASTER SERVICER

	
             
  	
            Section 7.01
 	
            Liabilities of the Depositor and the Master Servicer.  
 

Each of the Depositor, and the Master Servicer shall be liable in accordance herewith only to the extent of the obligations specifically imposed upon and undertaken by it herein.

	
             
  	
            Section 7.02
 	
            Merger or Consolidation of the Depositor or the Master Servicer.  
 

(a)          Each of the Depositor and the Master Servicer will keep in full force and effect its existence, rights and franchises as a corporation under the laws of the state of its incorporation, and will obtain and preserve its qualification to do business as a foreign corporation in each jurisdiction in which such qualification is or shall be necessary to protect the validity and enforceability of this Agreement, the Certificates or any of the Mortgage Loans and to perform its duties under this Agreement.

(b)          Any Person into which the Depositor or the Master Servicer may be merged or consolidated, or any corporation resulting from any merger or consolidation to which the Depositor or the Master Servicer shall be a party, or any Person succeeding to the business of the Depositor or the Master Servicer, shall be the successor of the Depositor or the Master Servicer hereunder, without the execution or filing of any paper or further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding.

	
             
  	
            Section 7.03
 	
            Indemnification of the Trustee and the Master Servicer.  
 

(a)          The Master Servicer agrees to indemnify the Indemnified Persons for, and to hold them harmless against, any loss, liability or expense (including reasonable legal fees and disbursements of counsel) incurred on their part that may be sustained in connection with, arising out of, or relating to, any claim or legal action (including any pending or threatened claim or legal action) relating to this Agreement, including any powers of attorney delivered pursuant to this Agreement, the Custodial Agreement or the Certificates (i) related to the Master Servicer’s failure to perform its duties in compliance with this Agreement (except as any such loss, liability or expense shall be otherwise reimbursable pursuant to this Agreement) or (ii) incurred by reason of the Master Servicer’s willful misfeasance,
bad faith or gross negligence in the performance of duties hereunder or by reason of reckless disregard of obligations and duties hereunder, provided, in each case, that with respect to any such claim or legal action (or pending or threatened claim or legal action), the Trustee shall have given the Master Servicer and EMC written notice thereof promptly after the Trustee shall have with respect to such claim or legal action knowledge thereof; provided, however that the failure to give such notice shall not relieve the Master Servicer of its indemnification obligations hereunder. This indemnity shall survive the resignation or removal of the Trustee or Master Servicer and the termination of this Agreement.

(b)          EMC will indemnify any Indemnified Person for any loss, liability or expense of any Indemnified Person not otherwise paid or covered pursuant to Subsection (a) above.

 

 

Section 7.04      Limitations on Liability of the Depositor, the Master Servicer and Others.  Subject to the obligation of the Master Servicer to indemnify the Indemnified Persons pursuant to Section 7.03:

(a)          Neither the Depositor, the Master Servicer nor any of the directors, officers, employees or agents of the Depositor and the Master Servicer shall be under any liability to the Indemnified Persons, the Trust Fund or the Certificateholders for taking any action or for refraining from taking any action in good faith pursuant to this Agreement, or for errors in judgment; provided, however, that this provision shall not protect the Depositor, the Master Servicer or any such Person against any breach of warranties or representations made herein or any liability which would otherwise be imposed by reason of such Person’s willful misfeasance, bad faith or gross negligence in the performance of duties or by reason of reckless disregard of obligations and duties hereunder.

(b)          The Depositor, the Master Servicer and any director, officer, employee or agent of the Depositor and the Master Servicer may rely in good faith on any document of any kind prima facie properly executed and submitted by any Person respecting any matters arising hereunder.

(c)          The Depositor, the Master Servicer, the Trustee, the Custodians and any director, officer, employee or agent of the Depositor, the Master Servicer, the Trustee, the Custodians shall be indemnified by the Trust and held harmless thereby against any loss, liability or expense (including reasonable legal fees and disbursements of counsel) incurred on their part that may be sustained in connection with, arising out of, or related to, any claim or legal action (including any pending or threatened claim or legal action) relating to this Agreement, the Custodial Agreements or the Certificates, other than (i) in the case of the Master Servicer, (x) any such loss, liability or expense related to the Master Servicer’s failure to perform its duties in compliance with this Agreement (except as any such loss,
liability or expense shall be otherwise reimbursable pursuant to this Agreement) or (y) any such loss, liability or expense incurred by reason of the Master Servicer’s willful misfeasance, bad faith or gross negligence in the performance of duties hereunder, or by reason of reckless disregard of obligations and duties hereunder, (ii) in the case of the Trustee, any such loss, liability or expense incurred by reason of the Trustee’s willful misfeasance, bad faith or negligence in the performance of its duties hereunder, or by reason of its reckless disregard of obligations and duties hereunder and (iii) in the case of each Custodian, any such loss, liability or expense incurred by reason of each such Custodian’s willful misfeasance, bad faith or negligence in the performance of their respective duties under the related Custodial Agreement, or by reason of their reckless disregard of their respective obligations and duties thereunder.

(d)          Neither the Depositor nor the Master Servicer shall be under any obligation to appear in, prosecute or defend any legal action that is not incidental to its duties under this Agreement and that in its opinion may involve it in any expense or liability; provided, however, the Master Servicer may in its discretion, with the consent of the Trustee (which consent shall not be unreasonably withheld), undertake any such action which it may deem necessary or desirable with respect to this Agreement and the rights and duties of the parties hereto and the interests of the Certificateholders hereunder. In such event, the legal expenses and costs of such action and any liability resulting therefrom (expect any loss, liability or expense incurred by reason of reckless disregard of obligations and duties hereunder)
shall be expenses, costs and 

 

liabilities of the Trust Fund, and the Master Servicer shall be entitled to be reimbursed therefor out of the Protected Account as provided by Section 4.02. Nothing in this Subsection 7.04(d) shall affect the Master Servicer’s obligation to service and administer the Mortgage Loans pursuant to Article III.

(e)          In taking or recommending any course of action pursuant to this Agreement, unless specifically required to do so pursuant to this Agreement, the Master Servicer shall not be required to investigate or make recommendations concerning potential liabilities which the Trust might incur as a result of such course of action by reason of the condition of the Mortgaged Properties but shall give notice to the Trustee if it has notice of such potential liabilities.

Section 7.05     Master Servicer Not to Resign.  Except as provided in Section 7.07, the Master Servicer shall not resign from the obligations and duties hereby imposed on it except (i) with the prior consent of the Trustee (which consents shall not be unreasonably withheld) or (ii) upon a determination that any such duties hereunder are no longer permissible under applicable law and such impermissibility cannot be cured. Any such determination permitting the resignation of the Master Servicer shall be evidenced by an Opinion of Counsel, addressed to and delivered to, the Trustee.  No such resignation by the Master Servicer shall become effective until the Trustee or a successor to the Master Servicer reasonably satisfactory to the Trustee shall have assumed the responsibilities and obligations of the Master Servicer
in accordance with Section 8.02 hereof. The Trustee shall notify the Rating Agencies of the resignation of the Master Servicer.

Section 7.06     Successor Master Servicer.  In connection with the appointment of any successor Master Servicer or the assumption of the duties of the Master Servicer, the Trustee may make such arrangements for the compensation of such successor master servicer out of payments on the Mortgage Loans as the Trustee and such successor master servicer shall agree. If the successor master servicer does not agree that such market value is a fair price, such successor master servicer shall obtain two quotations of market value from third parties actively engaged in the servicing of single family mortgage loans.  In no event shall the compensation of any successor master servicer exceed that permitted the Master Servicer hereunder without the consent of all of the Certificateholders.

Section 7.07      Sale and Assignment of Master Servicing.  The Master Servicer may sell and assign its rights and delegate its duties and obligations in its entirety as Master Servicer under this Agreement; provided, however, that:  (i) the purchaser or transferee accepting such assignment and delegation (a) shall be a Person which shall be qualified to service mortgage loans for Fannie Mae or Freddie Mac; (b) shall have a net worth of not less than $10,000,000 (unless otherwise approved by each Rating Agency pursuant to clause (ii) below); (c) shall be reasonably satisfactory to the Trustee (as evidenced in a writing signed by the Trustee); and (d) shall execute and deliver to the Trustee an agreement, in form and substance reasonably satisfactory to the Trustee, which contains an assumption by such Person of
the due and punctual performance and observance of each covenant and condition to be performed or observed by it as master servicer under this Agreement, any custodial agreement from and after the effective date of such agreement; (ii) each Rating Agency shall be given prior written notice of the identity of the proposed successor to the Master Servicer and each Rating Agency’s rating of the Certificates in effect immediately prior to such assignment, sale and delegation will not be 

 

downgraded, qualified or withdrawn as a result of such assignment, sale and delegation, as evidenced by a letter to such effect delivered to the Master Servicer and the Trustee (at the expense of the Master Servicer); and (iii) the Master Servicer assigning and selling the master servicing shall deliver to the Trustee an Officer’s Certificate and an Opinion of Counsel addressed to the Trustee, each stating that all conditions precedent to such action under this Agreement have been completed and such action is permitted by and complies with the terms of this Agreement. No such assignment or delegation shall affect any liability of the Master Servicer arising prior to the effective date thereof.

 

 

ARTICLE VIII

 

DEFAULT; TERMINATION OF MASTER SERVICER

	
             
  	
            Section 8.01
 	
            Events of Default.  
 

“Event of Default,” wherever used herein, means any one of the following events:

(i)           any failure by the Master Servicer to remit to the Trustee any amounts received or collected by the Master Servicer in respect of the Mortgage Loans and required to be remitted by it hereunder (other than any Advance), which failure shall continue unremedied for one Business Day after the date on which written notice of such failure shall have been given to the Master Servicer by the Trustee or the Depositor, or to the Trustee and the Master Servicer by the Holders of Certificates evidencing not less than 25% of the Voting Rights evidenced by the Certificates;

(ii)          any failure by the Master Servicer to observe or perform in any material respect any other of the covenants or agreements on the part of the Master Servicer contained in this Agreement or any breach of a representation or warranty by the Master Servicer, which failure or breach shall continue unremedied for a period of 60 days after the date on which written notice of such failure shall have been given to Master Servicer by the Trustee or the Depositor, or to the Trustee and the Master Servicer by the Holders of Certificates evidencing not less than 25% of the Voting Rights evidenced by the Certificates;

(iii)         a decree or order of a court or agency or supervisory authority having jurisdiction in the premises for the appointment of a receiver or liquidator in any insolvency, readjustment of debt, marshalling of assets and liabilities or similar proceedings, or for the winding-up or liquidation of its affairs, shall have been entered against the Master Servicer and such decree or order shall have remained in force undischarged or unstayed for a period of 60 consecutive days;

(iv)         the Master Servicer shall consent to the appointment of a receiver or liquidator in any insolvency, readjustment of debt, marshalling of assets and liabilities or similar proceedings of or relating to the Master Servicer or all or substantially all of the property of the Master Servicer;

(v)          the Master Servicer shall admit in writing its inability to pay its debts generally as they become due, file a petition to take advantage of, or commence a voluntary case under, any applicable insolvency or reorganization statute, make an assignment for the benefit of its creditors, or voluntarily suspend payment of its obligations;

(vi)         the Master Servicer assigns or delegates its duties or rights under this Agreement in contravention of the provisions permitting such assignment or delegation under Sections 7.05 or 7.07; or

 

 

(vii)       The Master Servicer fails to deposit, or cause to be deposited, in the Distribution Account any Advance (other than a Nonrecoverable Advance) by 5:00 p.m. New York City time on the Distribution Account Deposit Date.

If an Event of Default shall occur, then, and in each and every such case, so long as such Event of Default shall not have been remedied, the Trustee may, and at the direction of the Holders of Certificates evidencing not less than 25% of the Voting Rights evidenced by the Certificates, the Trustee shall in the case of any Event of Default described in clauses (i) through (vii) above, by notice in writing to the Master Servicer (with a copy to each Rating Agency), terminate all of the rights and obligations of the Master Servicer under this Agreement and in and to the Mortgage Loans and the proceeds thereof, other than its rights as a Certificateholder hereunder. On or after the receipt by the Master Servicer of such written notice, all authority and power of the Master Servicer hereunder, whether with respect to the Mortgage Loans or otherwise, shall pass to and be vested in the
Trustee, or any successor appointed pursuant to Section 8.02 (a “Successor Master Servicer”).  Such Successor Master Servicer shall thereupon if such Successor Master Servicer is a successor to the Master Servicer, make any Advance required by Article V, subject, in the case of the Trustee, to Section 8.02. The Trustee is hereby authorized and empowered to execute and deliver, on behalf of the terminated Master Servicer, as attorney- in-fact or otherwise, any and all documents and other instruments, and to do or accomplish all other acts or things necessary or appropriate to effect the purposes of such notice of termination, whether to complete the transfer and endorsement or assignment of any Mortgage Loans and related documents, or otherwise. Unless expressly provided in such written notice, no such termination shall affect any obligation of the Master Servicer to pay amounts owed pursuant to Article VII or Article IX. The Master Servicer agrees to cooperate with the
Trustee in effecting the termination of the Master Servicer’s responsibilities and rights hereunder, including, without limitation, the transfer to the applicable Successor Master Servicer of all cash amounts which shall at the time be credited to the Protected Account maintained pursuant to Section 4.02, or thereafter be received with respect to the applicable Mortgage Loans. The Trustee shall promptly notify the Rating Agencies of the occurrence of an Event of Default known to the Trustee.

Notwithstanding any termination of the activities of the Master Servicer hereunder, the Master Servicer shall be entitled to receive, out of any late collection of a Scheduled Payment on a Mortgage Loan that was due prior to the notice terminating the Master Servicer’s rights and obligations as Master Servicer hereunder and received after such notice, that portion thereof to which the Master Servicer would have been entitled pursuant to Sections 4.02 and to receive any other amounts payable to the Master Servicer hereunder the entitlement to which arose prior to the termination of its activities hereunder.

Notwithstanding the foregoing, if an Event of Default described in clause (vii) of this Section 8.01 shall occur, the Trustee shall, by notice in writing to the Master Servicer, which may be delivered by telecopy, immediately terminate all of the rights and obligations of the Master Servicer thereafter arising under this Agreement, but without prejudice to any rights it may have as a Certificateholder or to reimbursement of Advances and other advances of its own funds, and the Trustee shall act as provided in Section 8.02 to carry out the duties of the Master Servicer, including the obligation to make any Advance the nonpayment of which was an Event 

 

of Default described in clause (vii) of this Section 8.01. Any such action taken by the Trustee must be prior to the distribution on the relevant Distribution Date.

	
             
  	
            Section 8.02
 	
            Trustee to Act; Appointment of Successor.  
 

On and after the time the Master Servicer receives a notice of termination pursuant to Section 8.01 hereof the Trustee shall automatically become the successor to the Master Servicer with respect to the transactions set forth or provided for herein and after a transition period (not to exceed 90 days), shall be subject to all the responsibilities, duties and liabilities relating thereto placed on the Master Servicer by the terms and provisions hereof; provided, however that, pursuant to Article V hereof, the Trustee in its capacity as successor Master Servicer shall be responsible for making any Advances required to be made by the Master Servicer immediately upon the termination of the Master Servicer and any such Advance shall be made on the Distribution Date on which such Advance was required to be made by the predecessor Master Servicer. Effective on the date of such notice of
termination, as compensation therefor, the Trustee shall be entitled to all compensation, reimbursement of expenses and indemnification that the Master Servicer would have been entitled to if it had continued to act hereunder, provided, however, that the Trustee shall not be (i) liable for any acts or omissions of the Master Servicer, (ii) obligated to make Advances if it is prohibited from doing so under applicable law, (iii) responsible for expenses of the Master Servicer pursuant to Section 2.03 or (iv) obligated to deposit losses on any Permitted Investment directed by the Master Servicer.  Notwithstanding the foregoing, the Trustee may, if it shall be unwilling to so act, or shall, if it is prohibited by applicable law from making Advances pursuant to Article V or if it is otherwise unable to so act, appoint, or petition a court of competent jurisdiction to appoint, any established mortgage loan servicing institution the appointment of which does not adversely affect the then
current rating of the Certificates by each Rating Agency as the successor to the Master Servicer hereunder in the assumption of all or any part of the responsibilities, duties or liabilities of the Master Servicer hereunder. Any Successor Master Servicer shall (i) be an institution that is a Fannie Mae and Freddie Mac approved seller/servicer in good standing, that has a net worth of at least $15,000,000, (ii) be acceptable to the Trustee (which consent shall not be unreasonably withheld) and (iii) be willing to act as successor servicer of any Mortgage Loans under this Agreement, and shall have executed and delivered to the Depositor and the Trustee an agreement accepting such delegation and assignment, that contains an assumption by such Person of the rights, powers, duties, responsibilities, obligations and liabilities of the Master Servicer (other than any liabilities of the Master Servicer hereof incurred prior to termination of the Master Servicer under Section 8.01 or as
otherwise set forth herein), with like effect as if originally named as a party to this Agreement, provided that each Rating Agency shall have acknowledged in writing that its rating of the Certificates in effect immediately prior to such assignment and delegation will not be qualified or reduced as a result of such assignment and delegation. If the Trustee assumes the duties and responsibilities of the Master Servicer in accordance with this Section 8.02, the Trustee shall not resign as Master Servicer until a Successor Master Servicer has been appointed and has accepted such appointment. Pending appointment of a successor to the Master Servicer hereunder, the Trustee, unless the Trustee is prohibited by law from so acting, shall act in such capacity as hereinabove provided. In connection with such appointment and assumption, the Trustee may make such arrangements for the compensation of such successor out of payments on Mortgage Loans or otherwise as it and such successor shall
agree; provided that no such compensation unless agreed to by the Certificateholders shall be in excess of that permitted the 

 

Master Servicer hereunder. The Trustee and such successor shall take such action, consistent with this Agreement, as shall be necessary to effectuate any such succession. Neither the Trustee nor any other Successor Master Servicer shall be deemed to be in default hereunder by reason of any failure to make, or any delay in making, any distribution hereunder or any portion thereof or any failure to perform, or any delay in performing, any duties or responsibilities hereunder, in either case caused by the failure of the Master Servicer to deliver or provide, or any delay in delivering or providing, any cash, information, documents or records to it.

The costs and expenses of the Trustee in connection with the termination of the Master Servicer, appointment of a Successor Master Servicer and, if applicable, any transfer of servicing, including, without limitation, all costs and expenses associated with the complete transfer of all servicing data and the completion, correction or manipulation of such servicing data as may be required by the Trustee to correct any errors or insufficiencies in the servicing data or otherwise to enable the Trustee or the Successor Master Servicer to service the Mortgage Loans properly and effectively, to the extent not paid by the terminated Master Servicer, shall be payable to the Trustee pursuant to Section 9.05. Any successor to the Master Servicer as successor servicer under any Subservicing Agreement shall give notice to the applicable Mortgagors of such change of servicer and shall, during the term
of its service as successor servicer maintain in force the policy or policies that the Master Servicer is required to maintain pursuant to Section 3.08.

	
             
  	
            Section 8.03
 	
            Notification to Certificateholders.  
 

(a)          Upon any termination of or appointment of a successor to the Master Servicer, the Trustee shall give prompt written notice thereof to Certificateholders and to each Rating Agency.

(b)          Within 60 days after the occurrence of any Event of Default, the Trustee shall transmit by mail to all Certificateholders notice of each such Event of Default hereunder actually known to a Responsible Officer of the Trustee, unless such Event of Default shall have been cured or waived.

	
             
  	
            Section 8.04
 	
            Waiver of Defaults.  
 

The Trustee shall transmit by mail to all Certificateholders, within 60 days after the occurrence of any Event of Default actually known to a Responsible Officer of the Trustee, unless such Event of Default shall have been cured, notice of each such Event of Default hereunder known to the Trustee. The Holders of Certificates evidencing not less than 51% of the Voting Rights may, on behalf of all Certificateholders, waive any default by the Master Servicer in the performance of its obligations hereunder and the consequences thereof, except a default in the making of or the causing to be made of any required distribution on the Certificates. Upon any such waiver of a past default, such default shall be deemed to cease to exist, and any Event of Default arising therefrom shall be deemed to have been timely remedied for every purpose of this Agreement. No such waiver shall extend to any
subsequent or other default or impair any right consequent thereon except to the extent expressly so waived. The Trustee shall give notice of any such waiver to the Rating Agencies.

 

 

ARTICLE IX

 

CONCERNING THE TRUSTEE

	
             
  	
            Section 9.01
 	
            Duties of Trustee.  
 

(a)          The Trustee, prior to the occurrence of an Event of Default and after the curing or waiver of all Events of Default which may have occurred, undertakes to perform such duties and only such duties as are specifically set forth in this Agreement as duties of the Trustee. If an Event of Default has occurred and has not been cured or waived, the Trustee shall exercise such of the rights and powers vested in it by this Agreement, and the same degree of care and skill in their exercise, as a prudent person would exercise under the circumstances in the conduct of such Person’s own affairs.

(b)          Upon receipt of all resolutions, certificates, statements, opinions, reports, documents, orders or other instruments which are specifically required to be furnished to the Trustee pursuant to any provision of this Agreement, the Trustee shall examine them to determine whether they are in the form required by this Agreement; provided, however, that the Trustee shall not be responsible for the accuracy or content of any resolution, certificate, statement, opinion, report, document, order or other instrument furnished by the Master Servicer; provided, further, that the Trustee shall not be responsible for the accuracy or verification of any calculation provided to it pursuant to this Agreement.

(c)          On each Distribution Date, the Trustee shall make monthly distributions and the final distribution to the Certificateholders from funds in the Distribution Account as provided in Sections 5.04 and 10.01 herein.

(d)          No provision of this Agreement shall be construed to relieve the Trustee from liability for its own negligent action, its own negligent failure to act or its own willful misconduct; provided, however, that:

(i)           Prior to the occurrence of an Event of Default, and after the curing or waiver of all such Events of Default which may have occurred, the duties and obligations of the Trustee shall be determined solely by the express provisions of this Agreement, the Trustee shall not be liable except for the performance of their its duties and obligations as are specifically set forth in this Agreement, no implied covenants or obligations shall be read into this Agreement against the Trustee and, in the absence of bad faith on the part of the Trustee, the Trustee may conclusively rely, as to the truth of the statements and the correctness of the opinions expressed therein, upon any certificates or opinions furnished to the Trustee and conforming to the requirements of this Agreement;

(ii)          The Trustee shall not be liable in its individual capacity for an error of judgment made in good faith by a Responsible Officer or Responsible Officers of the Trustee unless it shall be proved that the Trustee was negligent in ascertaining the pertinent facts;

(iii)        The Trustee shall not be liable with respect to any action taken, suffered or omitted to be taken by it in good faith in accordance with the directions of the Holders of 

 

Certificates evidencing not less than 25% of the aggregate Voting Rights of the Certificates (or such other percentage as specifically set forth herein), if such action or non-action relates to the time, method and place of conducting any proceeding for any remedy available to the Trustee or exercising any trust or other power conferred upon the Trustee under this Agreement;

(iv)         The Trustee shall not be required to take notice or be deemed to have notice or knowledge of any default or Event of Default unless a Responsible Officer of the Trustee shall have actual knowledge thereof. In the absence of such knowledge, the Trustee may conclusively assume there is no such default or Event of Default;

(v)          The Trustee shall not in any way be liable by reason of any insufficiency in any Account held by or in the name of Trustee unless it is determined by a court of competent jurisdiction in a non-appealable judgment that the Trustee’s negligence or willful misconduct was the primary cause of such insufficiency (except to the extent that the Trustee is obligor and has defaulted thereon);

(vi)         Anything in this Agreement to the contrary notwithstanding, in no event shall the Trustee be liable for special, indirect or consequential loss or damage of any kind whatsoever (including but not limited to lost profits), even if the Trustee has been advised of the likelihood of such loss or damage and regardless of the form of action; and

(vii)       None of the Master Servicer, the Seller, the Depositor or the Trustee shall be responsible for the acts or omissions of the other, it being understood that this Agreement shall not be construed to render them partners, joint venturers or agents of one another.

The Trustee shall not be required to expend or risk its own funds or otherwise incur financial liability in the performance of any of its duties hereunder, or in the exercise of any of its rights or powers, if there is reasonable ground for believing that the repayment of such funds or adequate indemnity against such risk or liability is not reasonably assured to it, and none of the provisions contained in this Agreement shall in any event require the Trustee to perform, or be responsible for the manner of performance of, any of the obligations of the Master Servicer.

(e)          All funds received by the Trustee and required to be deposited in the Distribution Account pursuant to this Agreement will be promptly so deposited by the Trustee.

	
             
  	
            Section 9.02
 	
            Certain Matters Affecting the Trustee.  
 	
             

	
             
  	
            (a)
 	
            Except as otherwise provided in Section 10.01:
 
					

(i)           The Trustee may rely and shall be protected in acting or refraining from acting in reliance on any resolution or certificate of the Seller or the Master Servicer, any certificates of auditors or any other certificate, statement, instrument, opinion, report, notice, request, consent, order, appraisal, bond or other paper or document believed by it to be genuine and to have been signed or presented by the proper party or parties;

 

 

(ii)          The Trustee may consult with counsel and any advice of such counsel or any Opinion of Counsel shall be full and complete authorization and protection with respect to any action taken or suffered or omitted by it hereunder in good faith and in accordance with such advice or Opinion of Counsel;

(iii)        The Trustee shall not be under any obligation to exercise any of the trusts or powers vested in it by this Agreement, other than its obligation to give notices pursuant to this Agreement, or to institute, conduct or defend any litigation hereunder or in relation hereto at the request, order or direction of any of the Certificateholders pursuant to the provisions of this Agreement, unless such Certificateholders shall have offered to the Trustee reasonable security or indemnity against the costs, expenses and liabilities which may be incurred therein or thereby. Nothing contained herein shall, however, relieve the Trustee of the obligation, upon the occurrence of an Event of Default of which a Responsible Officer of the Trustee has actual knowledge (which has not been cured or waived), to exercise
such of the rights and powers vested in it by this Agreement, and to use the same degree of care and skill in their exercise, as a prudent person would exercise under the circumstances in the conduct of his own affairs;

(iv)         The Trustee shall not be liable in its individual capacity for any action taken, suffered or omitted by it in good faith and believed by it to be authorized or within the discretion or rights or powers conferred upon it by this Agreement;

(v)          The Trustee shall not be bound to make any investigation into the facts or matters stated in any resolution, certificate, statement, instrument, opinion, report, notice, request, consent, order, approval, bond or other paper or document, unless requested in writing to do so by Holders of Certificates evidencing not less than 25% of the aggregate Voting Rights of the Certificates and provided that the payment within a reasonable time to the Trustee of the costs, expenses or liabilities likely to be incurred by it in the making of such investigation is, in the opinion of the Trustee reasonably assured to the Trustee by the security afforded to it by the terms of this Agreement. The Trustee may require reasonable indemnity against such expense or liability as a condition to taking any such
action. The reasonable expense of every such examination shall be paid by the Certificateholders requesting the investigation;

(vi)         The Trustee may execute any of the trusts or powers hereunder or perform any duties hereunder either directly or through Affiliates, agents or attorneys; provided, however, that the Trustee may not appoint any paying agent to perform any paying agent functions under this Agreement without the express written consent of the Master Servicer, which consents will not be unreasonably withheld. The Trustee shall not be liable or responsible for the misconduct or negligence of any of the Trustee’s agents or attorneys or paying agent appointed hereunder by the Trustee with due care and, when required, with the consent of the Master Servicer;

(vii)       Should the Trustee deem the nature of any action required on its part to be unclear, the Trustee may require prior to such action that it be provided by the Depositor with reasonable further instructions; the right of the Trustee to perform any discretionary act enumerated in this Agreement shall not be construed as a duty, and the Trustee shall 

 

not be accountable for other than its negligence or willful misconduct in the performance of any such act;

(viii)      The Trustee shall not be required to give any bond or surety with respect to the execution of the trust created hereby or the powers granted hereunder, except as provided in Subsection 9.07; and

(ix)         The Trustee shall not have any duty to conduct any affirmative investigation as to the occurrence of any condition requiring the repurchase of any Mortgage Loan by any Person pursuant to this Agreement, or the eligibility of any Mortgage Loan for purposes of this Agreement.

(b)          The Trustee is hereby directed by the Depositor to execute and deliver the Cap Contract.

	
             
  	
            Section 9.03
 	
            Trustee Not Liable for Certificates or Mortgage Loans.  
 

The recitals contained herein and in the Certificates (other than the signature and countersignature of the Trustee on the Certificates) shall be taken as the statements of the Depositor, and the Trustee shall not have any responsibility for their correctness. The Trustee makes no representation as to the validity or sufficiency of the Certificates (other than the signature and countersignature of the Trustee on the Certificates) or of any Mortgage Loan except as expressly provided in Sections 2.02 and 2.06 hereof; provided, however, that the foregoing shall not relieve the Trustee, or the Custodians on its behalf, of the obligation to review the Mortgage Files pursuant to Section 2.02 of this Agreement. The Trustee’s signature and countersignature (or countersignature of its agent) on the Certificates shall be solely in its capacity as Trustee and shall not constitute the
Certificates an obligation of the Trustee in any other capacity. The Trustee shall not be accountable for the use or application by the Depositor of any of the Certificates or of the proceeds of such Certificates, or for the use or application of any funds paid to the Depositor with respect to the Mortgage Loans. Subject to Section 2.06, the Trustee shall not be responsible for the legality or validity of this Agreement or any document or instrument relating to this Agreement, the validity of the execution of this Agreement or of any supplement hereto or instrument of further assurance, or the validity, priority, perfection or sufficiency of the security for the Certificates issued hereunder or intended to be issued hereunder. The Trustee shall not at any time have any responsibility or liability for or with respect to the legality, validity and enforceability of any Mortgage or any Mortgage Loan, or the perfection and priority of any Mortgage or the maintenance of any such perfection
and priority, or for or with respect to the sufficiency of the Trust Fund or its ability to generate the payments to be distributed to Certificateholders, under this Agreement. The Trustee shall not be responsible for filing any financing or continuation statement in any public office at any time or to otherwise perfect or maintain the perfection of any security interest or lien granted to it hereunder or to record this Agreement.

 

 

	
             
  	
            Section 9.04
 	
            Trustee May Own Certificates.  
 

The Trustee in its individual capacity or in any capacity other than as Trustee hereunder may become the owner or pledgee of any Certificates with the same rights it would have if it were not the Trustee and may otherwise deal with the parties hereto.

	
             
  	
            Section 9.05
 	
            Trustee’s Fees and Expenses.  
 

The Trustee will be entitled to recover from the Distribution Account pursuant to Section 4.05, the Trustee Fee, all reasonable out of pocket expenses, disbursements and advances and the expenses of the Trustee in connection with any Event of Default (or anything related thereto, including any determination that an Event of Default does or does not exist), any breach of this Agreement or any claim or legal action (including any pending or threatened claim or legal action) incurred or made by the Trustee in the administration of the trusts hereunder (including the reasonable compensation, expenses and disbursements of its counsel) except any such expense, disbursement or advance as may arise from its negligence or intentional misconduct or which is the responsibility of the Certificateholders hereunder. If funds in the Distribution Account are insufficient therefor, the Trustee shall
recover such expenses, disbursements or advances from the Depositor and the Depositor hereby agrees to pay such expenses, disbursements or advances. Such compensation and reimbursement obligation shall not be limited by any provision of law in regard to the compensation of a trustee of an express trust.

	
             
  	
            Section 9.06
 	
            Eligibility Requirements for Trustee.  
 

The Trustee and any successor Trustee shall during the entire duration of this Agreement be a state bank or trust company or a national banking association organized and doing business under the laws of a state or the United States of America, authorized under such laws to exercise corporate trust powers, having a combined capital and surplus and undivided profits of at least $50,000,000, subject to supervision or examination by federal or state authority and rated “BBB” or higher by Fitch with respect to their long-term rating and rated “BBB” or higher by S&P and “Baa2” or higher by Moody’s with respect to any outstanding long-term unsecured unsubordinated debt, and, in the case of a successor Trustee other than pursuant to Section 9.10, rated in one of the two highest long-term debt categories by each Rating Agency (at least “AA-” in the
case of S&P) or otherwise acceptable to, each of the Rating Agencies and have a short-term debt rating of at least “A-1” from S&P, or otherwise acceptable to, S&P. The Trustee shall not be an Affiliate of the Master Servicer. If the Trustee publishes reports of condition at least annually, pursuant to law or to the requirements of the aforesaid supervising or examining authority, then for the purposes of this Section 9.06 the combined capital and surplus of such corporation shall be deemed to be its total equity capital (combined capital and surplus) as set forth in its most recent report of condition so published. In case at any time the Trustee shall cease to be eligible in accordance with the provisions of this Section 9.06, the Trustee shall resign immediately in the manner and with the effect specified in Section 9.08.

	
             
  	
            Section 9.07
 	
            Insurance.  
 

The Trustee, at its own expense, shall at all times maintain and keep in full force and effect:  (i) fidelity insurance, (ii) theft of documents insurance and (iii) forgery insurance (which 

 

may be collectively satisfied by a “Financial Institution Bond” and/or a “Bankers’ Blanket Bond”); provided, that such insurance may be provided through self-insurance so long as the Trustee is rated “A” or better by S&P and “A1” or better by Moody’s. All such insurance shall be in amounts, with standard coverage and subject to deductibles, as are customary for insurance typically maintained by banks or their affiliates which act as custodians for investor-owned mortgage pools. A certificate of an officer of the Trustee as to the Trustee’s compliance with this Section 9.07 shall be furnished to any Certificateholder upon reasonable written request.

	
             
  	
            Section 9.08
 	
            Resignation and Removal of Trustee.  
 

The Trustee may at any time resign and be discharged from the Trust hereby created by giving written notice thereof to the Depositor, the Seller and the Master Servicer, with a copy to the Rating Agencies. Upon receiving such notice of resignation, the Depositor shall promptly appoint a successor trustee by written instrument, in triplicate, one copy of which instrument shall be delivered to each of the resigning Trustee and the successor trustee. If no successor trustee shall have been so appointed and have accepted appointment within 30 days after the giving of such notice of resignation, the resigning Trustee may petition any court of competent jurisdiction for the appointment of a successor trustee.

If at any time (i) the Trustee shall cease to be eligible in accordance with the provisions of Section 9.06 hereof and shall fail to resign after written request thereto by the Depositor, (ii) the Trustee shall become incapable of acting, or shall be adjudged as bankrupt or insolvent, or a receiver of the Trustee or of its property shall be appointed, or any public officer shall take charge or control of the Trustee or of its property or affairs for the purpose of rehabilitation, conservation or liquidation, or (iii)(A) a tax is imposed with respect to the Trust Fund by any state in which the Trustee or the Trust Fund is located, (B) the imposition of such tax would be avoided by the appointment of a different trustee and (C) the Trustee fails to indemnify the Trust Fund against such tax, then the Depositor or the Master Servicer may remove the Trustee and appoint a successor trustee by
written instrument, in multiple copies, a copy of which instrument shall be delivered to the Trustee, the Master Servicer and the successor trustee.

The Holders evidencing at least 51% of the Voting Rights of each Class of Certificates may at any time remove the Trustee and appoint a successor trustee by written instrument or instruments, in multiple copies, signed by such Holders or their attorneys-in-fact duly authorized, one complete set of which instruments shall be delivered by the successor trustee to the Master Servicer, the Trustee so removed and the successor trustee so appointed. Notice of any removal of the Trustee shall be given to each Rating Agency by the Trustee or successor trustee.

	
             
  	
            Section 9.09
 	
            Successor Trustee.  
 

Any successor trustee appointed as provided in Section 9.08 hereof shall execute, acknowledge and deliver to the Depositor, to its predecessor trustee, the Master Servicer an instrument accepting such appointment hereunder and thereupon the resignation or removal of the predecessor trustee shall become effective and such successor trustee without any further act, deed or conveyance, shall become fully vested with all the rights, powers, duties and obligations of its predecessor hereunder, with the like effect as if originally named as trustee herein.

 

 

No successor trustee shall accept appointment as provided in this Section 9.09 unless at the time of such acceptance such successor trustee shall be eligible under the provisions of Section 9.07 hereof and its appointment shall not adversely affect the then current rating of the Certificates.

Upon acceptance of appointment by a successor trustee as provided in this Section 9.09, the successor trustee shall mail notice of the succession of such trustee hereunder to all Holders of Certificates.  If the successor trustee fails to mail such notice within ten days after acceptance of appointment, the Depositor shall cause such notice to be mailed at the expense of the Trust Fund.

	
             
  	
            Section 9.10
 	
            Merger or Consolidation of Trustee.  
 

Any corporation, state bank or national banking association into which the Trustee may be merged or converted or with which it may be consolidated or any corporation, state bank or national banking association resulting from any merger, conversion or consolidation to which the Trustee shall be a party, or any corporation, state bank or national banking association succeeding to substantially all of the corporate trust business of the Trustee, shall be the successor of the Trustee hereunder, provided that such corporation shall be eligible under the provisions of Section 9.06 hereof without the execution or filing of any paper or further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding.

	
             
  	
            Section 9.11
 	
            Appointment of Co-Trustee or Separate Trustee.  
 

Notwithstanding any other provisions of this Agreement, at any time, for the purpose of meeting any legal requirements of any jurisdiction in which any part of the Trust Fund or property securing any Mortgage Note may at the time be located, the Master Servicer and the Trustee acting jointly shall have the power and shall execute and deliver all instruments to appoint one or more Persons approved by the Trustee to act as co-trustee or co-trustees jointly with the Trustee, or separate trustee or separate trustees, of all or any part of the Trust Fund, and to vest in such Person or Persons, in such capacity and for the benefit of the Certificateholders, such title to the Trust Fund or any part thereof, whichever is applicable, and, subject to the other provisions of this Section 9.11, such powers, duties, obligations, rights and trusts as the Master Servicer and the Trustee may consider
necessary or desirable. If the Master Servicer shall not have joined in such appointment within 15 days after the receipt by it of a request to do so, or in the case an Event of Default shall have occurred and be continuing, the Trustee alone shall have the power to make such appointment. No co-trustee or separate trustee hereunder shall be required to meet the terms of eligibility as a successor trustee under Section 9.06 and no notice to Certificateholders of the appointment of any co-trustee or separate trustee shall be required under Section 9.09.

Every separate trustee and co-trustee shall, to the extent permitted by law, be appointed and act subject to the following provisions and conditions:

(i)           All rights, powers, duties and obligations conferred or imposed upon the Trustee, except for the obligation of the Trustee under this Agreement to advance funds on behalf of the Master Servicer, shall be conferred or imposed upon and exercised or 

 

performed by the Trustee and such separate trustee or co-trustee jointly (it being understood that such separate trustee or co-trustee is not authorized to act separately without the Trustee joining in such act), except to the extent that under any law of any jurisdiction in which any particular act or acts are to be performed (whether a Trustee hereunder or as a Successor Master Servicer hereunder), the Trustee shall be incompetent or unqualified to perform such act or acts, in which event such rights, powers, duties and obligations (including the holding of title to the Trust Fund or any portion thereof in any such jurisdiction) shall be exercised and performed singly by such separate trustee or co-trustee, but solely at the direction of the Trustee;

(ii)          No trustee hereunder shall be held personally liable by reason of any act or omission of any other trustee hereunder; and

(iii)        The Trustee may at any time accept the resignation of or remove any separate trustee or co-trustee.

Any notice, request or other writing given to the Trustee shall be deemed to have been given to each of the then separate trustees and co-trustees, as effectively as if given to each of them. Every instrument appointing any separate trustee or co-trustee shall refer to this Agreement and the conditions of this Article IX. Each separate trustee and co-trustee, upon its acceptance of the trusts conferred, shall be vested with the estates or property specified in its instrument of appointment, either jointly with the Trustee or separately, as may be provided therein, subject to all the provisions of this Agreement, specifically including every provision of this Agreement relating to the conduct of, affecting the liability of, or affording protection to, the Trustee. Every such instrument shall be filed with the Trustee and a copy thereof given to the Master Servicer and the Depositor.

Any separate trustee or co-trustee may, at any time, constitute the Trustee its agent or attorney-in-fact, with full power and authority, to the extent not prohibited by law, to do any lawful act under or in respect of this Agreement on its behalf and in its name. If any separate trustee or co- trustee shall die, become incapable of acting, resign or be removed, all of its estates, properties, rights, remedies and trusts shall vest in and be exercised by the Trustee, to the extent permitted by law, without the appointment of a new or successor trustee.

	
             
  	
            Section 9.12
 	
            Tax Matters.  
 

It is intended that the Trust Fund shall constitute, and that the affairs of the Trust Fund shall be conducted so that each REMIC formed hereunder qualifies as, a “real estate mortgage investment conduit” as defined in and in accordance with the REMIC Provisions. In furtherance of such intention, the Trustee covenants and agrees that it shall act as agent (and the Trustee is hereby appointed to act as agent) on behalf of the Trust Fund. The Trustee, as agent on behalf of the Trust Fund, shall do or refrain from doing, as applicable, the following:  (a) the Trustee shall prepare and file, or cause to be prepared and filed, in a timely manner, U.S. Real Estate Mortgage Investment Conduit Income Tax Returns (Form 1066 or any successor form adopted by the Internal Revenue Service) and prepare and file or cause to be prepared and filed with the Internal Revenue Service and
applicable state or local tax authorities income tax or information returns for each taxable year with respect to each such REMIC containing such information and 

 

at the times and in the manner as may be required by the Code or state or local tax laws, regulations, or rules, and furnish or cause to be furnished to Certificateholders the schedules, statements or information at such times and in such manner as may be required thereby; (b) the Trustee shall apply for an employer identification number with the Internal Revenue Service via a Form SS-4 or other comparable method for each REMIC that is or becomes a taxable entity, and within thirty days of the Closing Date, furnish or cause to be furnished to the Internal Revenue Service, on Forms 8811 or as otherwise may be required by the Code, the name, title, address, and telephone number of the Person that the Holders of the Certificates may contact for tax information relating thereto, together with such additional information as may be required by such Form, and update such information at the time or times in the
manner required by the Code for the Trust Fund; (c) the Trustee shall make or cause to be made elections, on behalf of each REMIC formed hereunder to be treated as a REMIC on the federal tax return of such REMIC for its first taxable year (and, if necessary, under applicable state law); (d) the Trustee shall prepare and forward, or cause to be prepared and forwarded, to the Certificateholders and to the Internal Revenue Service and, if necessary, state tax authorities, all information returns and reports as and when required to be provided to them in accordance with the REMIC Provisions, including without limitation, the calculation of any original issue discount using the Prepayment Assumption; (e) the Trustee shall provide information necessary for the computation of tax imposed on the Transfer of a Residual Certificate to a Person that is not a Permitted Transferee, or an agent (including a broker, nominee or other middleman) of a Person that is not a Permitted Transferee, or a
pass-through entity in which a Person that is not a Permitted Transferee is the record Holder of an interest (the reasonable cost of computing and furnishing such information may be charged to the Person liable for such tax); (f) the Trustee shall, to the extent under its control, conduct the affairs of the Trust Fund at all times that any Certificates are outstanding so as to maintain the status of each REMIC formed hereunder as a REMIC under the REMIC Provisions; (g) the Trustee shall not knowingly or intentionally take any action or omit to take any action that would cause the termination of the REMIC status of any REMIC formed hereunder; (h) the Trustee shall pay, from the sources specified in the penultimate paragraph of this Section 9.12, the amount of any federal, state and local taxes, including prohibited transaction taxes as described below, imposed on any REMIC formed hereunder prior to the termination of the Trust Fund when and as the same shall be due and payable (but
such obligation shall not prevent the Trustee or any other appropriate Person from contesting any such tax in appropriate proceedings and shall not prevent the Trustee from withholding payment of such tax, if permitted by law, pending the outcome of such proceedings); (i) the Trustee shall maintain records relating to each REMIC formed hereunder including but not limited to the income, expenses, assets and liabilities of each such REMIC and adjusted basis of the Trust Fund property determined at such intervals as may be required by the Code, as may be necessary to prepare the foregoing returns, schedules, statements or information; (j) the Trustee shall, for federal income tax purposes, maintain books and records with respect to the REMICs on a calendar year and on an accrual basis; (k) the Trustee shall not enter into any arrangement not otherwise provided for in this Agreement by which the REMICs will receive a fee or other compensation for services nor permit the REMICs to receive
any income from assets other than “qualified mortgages” as defined in Section 860G(a)(3) of the Code or “permitted investments” as defined in Section 860G(a)(5) of the Code; and (l) as and when necessary and appropriate, the Trustee, at the expense of the Trust Fund, shall represent the Trust Fund in any administrative or judicial proceedings relating to an examination or audit by any governmental taxing authority, 

 

request an administrative adjustment as to any taxable year of any REMIC formed hereunder, enter into settlement agreements with any governmental taxing agency, extend any statute of limitations relating to any tax item of the Trust Fund, and otherwise act on behalf of each REMIC formed hereunder in relation to any tax matter involving any such REMIC.

In order to enable the Trustee to perform its duties as set forth herein, the Depositor shall provide, or cause to be provided, to the Trustee within 10 days after the Closing Date all information or data that the Trustee requests in writing and determines to be relevant for tax purposes to the valuations and offering prices of the Certificates, including, without limitation, the price, yield, prepayment assumption and projected cash flows of the Certificates and the Mortgage Loans. Thereafter, the Depositor shall provide to the Trustee promptly upon written request therefor, any such additional information or data that the Trustee may, from time to time, request in order to enable the Trustee to perform its duties as set forth herein. The Depositor hereby indemnifies the Trustee for any losses, liabilities, damages, claims or expenses of the Trustee arising from any errors or
miscalculations of the Trustee that result from any failure of the Depositor to provide, or to cause to be provided, accurate information or data to the Trustee on a timely basis. Such indemnification shall survive the termination of this Agreement.

In the event that any tax is imposed on “prohibited transactions” of any of REMIC I, REMIC II, REMIC III or REMIC IV as defined in Section 860F(a)(2) of the Code, on the “net income from foreclosure property” of the Trust Fund as defined in Section 860G(c) of the Code, on any contribution to any of REMIC I, REMIC II, REMIC III or REMIC IV after the Startup Day pursuant to Section 860G(d) of the Code, or any other tax is imposed, including, without limitation, any federal, state or local tax or minimum tax imposed upon any of REMIC I, REMIC II, REMIC III or REMIC IV and is not paid as otherwise provided for herein, such tax shall be paid by (i) the Trustee, if any such other tax arises out of or results from a breach by the Trustee of any of its obligations under this Agreement, (ii) any party hereto (other than the Trustee) to the extent any such other tax arises out
of or results from a breach by such other party of any of its obligations under this Agreement or (iii) in all other cases, or in the event that any liable party hereto fails to honor its obligations under the preceding clauses (i) or (ii), any such tax will be paid first with amounts otherwise to be distributed to the Class R Certificateholders, and second with amounts otherwise to be distributed to all other Certificateholders in the following order of priority:  first, to the Class B-4 Certificates, second, Class B-3 Certificates, third, to the Class B-2 Certificates, fourth, to the Class B-1 Certificates, fifth, to the Class M-6 Certificates, sixth, to the Class M-5 Certificates, seventh, to the Class M-4 Certificates, eighth, to the Class M-3 Certificates, ninth, to the Class M-2 Certificates, tenth, to the Class M-1 Certificates, tenth, to the Class A Certificates (pro rata based on the amounts to be distributed). Notwithstanding anything to the contrary contained herein, to the
extent that such tax is payable by the Holder of any Certificates, the Trustee is hereby authorized to retain on any Distribution Date, from the Holders of the Class R Certificates (and, if necessary, second, from the Holders of the other Certificates in the priority specified in the preceding sentence), funds otherwise distributable to such Holders in an amount sufficient to pay such tax. The Trustee shall promptly notify in writing the party liable for any such tax of the amount thereof and the due date for the payment thereof.

The Trustee agrees that, in the event it should obtain any information necessary for the other party to perform its obligations pursuant to this Section 9.12, it will promptly notify and provide such information to such other party.

 

 

ARTICLE X

 

TERMINATION

	
             
  	
            Section 10.01
 	
            Termination upon Liquidation or Repurchase of all Mortgage Loans.
 

Subject to Section 10.03, the obligations and responsibilities of the Depositor, the Master Servicer, the Seller and the Trustee created hereby with respect to the Trust Fund shall terminate upon the earlier of (a) the purchase by the Majority Class C Certificateholder (or its designee) of all of the Mortgage Loans (and REO Properties) remaining in the Trust Fund at a price (the “Mortgage Loan Purchase Price”) equal to the sum of (i) 100% of the Stated Principal Balance of each Mortgage Loan (other than in respect of REO Property), (ii) accrued interest thereon at the applicable Mortgage Rate to, but not including, the first day of the month of such purchase, (iii) the appraised value of any REO Property in the Trust Fund (up to the Stated Principal Balance of the related Mortgage Loan), such appraisal to be conducted by an appraiser mutually agreed upon by the Master Servicer
and the Trustee, (iv) unreimbursed out-of pocket costs of the Master Servicer, including unreimbursed servicing advances and the principal portion of any unreimbursed Advances, made on the Mortgage Loans prior to the exercise of such repurchase right and (v) any unreimbursed costs and expenses of the Trustee payable pursuant to Section 9.05, and (b) the later of (i) the maturity or other liquidation (or any Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and the disposition of all REO Property and (ii) the distribution to Certificateholders of all amounts required to be distributed to them pursuant to this Agreement, as applicable. In no event shall the trusts created hereby continue beyond the earlier of (i) the expiration of 21 years from the death of the last survivor of the descendants of Joseph P. Kennedy, the late Ambassador of the United States to the Court of St. James, living on the date hereof and (ii) the Latest Possible Maturity
Date.

The right to repurchase all Mortgage Loans and REO Properties by the Majority Class C Certificateholder pursuant to clause (a) in the preceding paragraph shall be conditioned upon the Stated Principal Balance of all of the Mortgage Loans in the Trust Fund, at the time of any such repurchase, aggregating 20% or less of the aggregate Cut-off Date Principal Balance of all of the Mortgage Loans.

	
             
  	
            Section 10.02
 	
            Final Distribution on the Certificates.
 

If on any Determination Date, (i) the Master Servicer determines that there are no Outstanding Mortgage Loans and no other funds or assets in the Trust Fund other than the funds in the Protected Account, the Master Servicer shall direct the Trustee to send a final distribution notice promptly to each Certificateholder or (ii) the Trustee determines that a Class of Certificates shall be retired after a final distribution on such Class, the Trustee shall notify the Certificateholders within five (5) Business Days after such Determination Date that the final distribution in retirement of such Class of Certificates is scheduled to be made on the immediately following Distribution Date. Any final distribution made pursuant to the immediately preceding sentence will be made only upon presentation and surrender of the related Certificates at the Corporate Trust Office of the Trustee. If the
Majority Class C Certificateholder elects to terminate the Trust Fund pursuant to Section 10.01, at least 20 days prior to the date notice is to be mailed to the Certificateholders, the Majority Class C 

 

Certificateholder shall notify the Depositor and the Trustee of the date the Majority Class C Certificateholder intends to terminate the Trust Fund. The Master Servicer shall remit the Mortgage Loan Purchase Price to the Trustee on the Business Day prior to the Distribution Date for such Optional Termination by the Majority Class C Certificateholder .

Notice of any termination of the Trust Fund, specifying the Distribution Date on which Certificateholders may surrender their Certificates for payment of the final distribution and cancellation, shall be given promptly by the Trustee by letter to Certificateholders mailed not later than two Business Days after the Determination Date in the month of such final distribution. Any such notice shall specify (a) the Distribution Date upon which final distribution on the Certificates will be made upon presentation and surrender of Certificates at the office therein designated, (b) the amount of such final distribution, (c) the location of the office or agency at which such presentation and surrender must be made and (d) that the Record Date otherwise applicable to such Distribution Date is not applicable, distributions being made only upon presentation and surrender of the Certificates at the
office therein specified. The Trustee will give such notice to each Rating Agency at the time such notice is given to Certificateholders.

In the event such notice is given, the Master Servicer shall cause all funds in the Protected Account to be remitted to the Trustee for deposit in the Distribution Account on the Business Day prior to the applicable Distribution Date in an amount equal to the final distribution in respect of the Certificates. Upon such final deposit with respect to the Trust Fund and the receipt by the Trustee of a Request for Release therefor, the Trustee or the Custodians shall promptly release to EMC as applicable the Mortgage Files for the Mortgage Loans and the Trustee shall execute and deliver any documents prepared and delivered to it which are necessary to transfer any REO Property.

Upon presentation and surrender of the Certificates, the Trustee shall cause to be distributed to Certificateholders of each Class the amounts allocable to such Certificates held in the Distribution Account in the order and priority set forth in Section 5.04 hereof on the final Distribution Date and in proportion to their respective Percentage Interests.

In the event that any affected Certificateholders shall not surrender Certificates for cancellation within six months after the date specified in the above mentioned written notice, the Trustee shall give a second written notice to the remaining Certificateholders to surrender their Certificates for cancellation and receive the final distribution with respect thereto. If within six months after the second notice all the applicable Certificates shall not have been surrendered for cancellation, the Trustee may take appropriate steps, or may appoint an agent to take appropriate steps, to contact the remaining Certificateholders concerning surrender of their Certificates, and the cost thereof shall be paid out of the funds and other assets that remain a part of the Trust Fund. If within one year after the second notice all Certificates shall not have been surrendered for cancellation, the
Class R Certificateholders shall be entitled to all unclaimed funds and other assets of the Trust Fund that remain subject hereto.

	
             
  	
            Section 10.03
 	
            Additional Termination Requirements.
 

(a)          Upon exercise by the Majority Class C Certificateholder of its purchase option as provided in Section 10.01, the Trust Fund shall be terminated in accordance with the following 

 

additional requirements, unless the Trustee has been supplied with an Opinion of Counsel addressed to the Trustee, at the expense of the Majority Class C Certificateholder to the effect that the failure of the Trust Fund to comply with the requirements of this Section 10.03 will not (i) result in the imposition of taxes on “prohibited transactions” of a REMIC, or (ii) cause a REMIC to fail to qualify as a REMIC at any time that any Certificates are outstanding:

(1)          The Majority Class C Certificateholder shall establish a 90-day liquidation period and notify the Trustee thereof, and the Trustee shall in turn specify the first day of such period in a statement attached to the tax return for each of REMIC I, REMIC II, REMIC III and REMIC IV pursuant to Treasury Regulation Section 1.860F-1. The Majority Class C Certificateholder shall satisfy all the requirements of a qualified liquidation under Section 860F of the Code and any regulations thereunder, as evidenced by an Opinion of Counsel obtained at the expense of the Majority Class C Certificateholder or the Master Servicer, as applicable;

(2)          During such 90-day liquidation period, and at or prior to the time of making the final payment on the Certificates, the Trustee shall sell all of the assets of REMIC I for cash; and

(3)          At the time of the making of the final payment on the Certificates, the Trustee shall distribute or credit, or cause to be distributed or credited, to the Holders of the Residual Certificates all cash on hand (other than cash retained to meet claims), and REMIC I shall terminate at that time.

(b)          By their acceptance of the Certificates, the Holders thereof hereby authorize the adoption of a 90-day liquidation period and the adoption of a plan of complete liquidation for REMIC I, REMIC II, REMIC III and REMIC IV, which authorization shall be binding upon all successor Certificateholders.

(c)          The Trustee as agent for each REMIC hereby agrees to adopt and sign such a plan of complete liquidation meeting the requirements for a qualified liquidation under Section 860F of the Code and any regulations thereunder upon the written request of the Majority Class C Certificateholder and the receipt of the Opinion of Counsel referred to in Section 10.03(a)(1) and to take such other action in connection therewith as may be reasonably requested by the Majority Class C Certificateholder .

 

 

ARTICLE XI

 

MISCELLANEOUS PROVISIONS

	
             
  	
            Section 11.01
 	
            Amendment.  
 

This Agreement may be amended from time to time by parties hereto without the consent of any of the Certificateholders to cure any ambiguity, to correct or supplement any provisions herein (including to give effect to the expectations of investors), to change the manner in which the Protected Account is maintained or to make such other provisions with respect to matters or questions arising under this Agreement as shall not be inconsistent with any other provisions herein if such action shall not, as evidenced by an Opinion of Counsel addressed to the Trustee, adversely affect in any material respect the interests of any Certificateholder; provided that any such amendment shall be deemed not to adversely affect in any material respect the interests of the Certificateholders and no such Opinion of Counsel shall be required if the Person requesting such amendment obtains a letter from each
Rating Agency stating that such amendment would not result in the downgrading or withdrawal of the respective ratings then assigned to the Certificates.

Notwithstanding the foregoing, without the consent of the Certificateholders, the parties hereto may at any time and from time to time amend this Agreement to modify, eliminate or add to any of its provisions to such extent as shall be necessary or appropriate to maintain the qualification of any of REMIC I, REMIC II, REMIC III or REMIC IV as a REMIC under the Code or to avoid or minimize the risk of the imposition of any tax on any of REMIC I, REMIC II, REMIC III or REMIC IV pursuant to the Code that would be a claim against any of REMIC I, REMIC II, REMIC III or REMIC IV at any time prior to the final redemption of the Certificates, provided that the Trustee has been provided an Opinion of Counsel addressed to the Trustee, which opinion shall be an expense of the party requesting such opinion but in any case shall not be an expense of the Trustee or the Trust Fund, to the effect that
such action is necessary or appropriate to maintain such qualification or to avoid or minimize the risk of the imposition of such a tax.

This Agreement may also be amended from time to time by the parties hereto with the consent of the Holders of each Class of Certificates affected thereby evidencing over 50% of the Voting Rights of such Class or Classes for the purpose of adding any provisions to or changing in any manner or eliminating any of the provisions of this Agreement or of modifying in any manner the rights of the Holders of Certificates; provided that no such amendment shall (i) reduce in any manner the amount of, or delay the timing of, payments required to be distributed on any Certificate without the consent of the Holder of such Certificate, (ii) cause any of REMIC I, REMIC II, REMIC III or REMIC IV to cease to qualify as a REMIC or (iii) reduce the aforesaid percentages of Certificates of each Class the Holders of which are required to consent to any such amendment without the consent of the Holders of all
Certificates of such Class then outstanding.

Notwithstanding any contrary provision of this Agreement, the Trustee shall not consent to any amendment to this Agreement unless it shall have first received an Opinion of Counsel addressed to the Trustee, which opinion shall be an expense of the party requesting such 

 

amendment but in any case shall not be an expense of the Trustee, to the effect that such amendment will not (other than an amendment pursuant to clause (ii) of, and in accordance with, the preceding paragraph) cause the imposition of any tax on any of REMIC I, REMIC II, REMIC III or REMIC IV or the Certificateholders or cause any of REMIC I, REMIC II, REMIC III or REMIC IV to cease to qualify as a REMIC at any time that any Certificates are outstanding. Further, nothing in this Agreement shall require the Trustee to enter into an amendment without receiving an Opinion of Counsel, satisfactory to the Trustee that (i) such amendment is permitted and is not prohibited by this Agreement and that all requirements for amending this Agreement (including any consent of the applicable Certificateholders) have been complied with.

Promptly after the execution of any amendment to this Agreement requiring the consent of Certificateholders, the Trustee shall furnish written notification of the substance of such amendment to each Certificateholder and each Rating Agency.

It shall not be necessary for the consent of Certificateholders under this Section to approve the particular form of any proposed amendment, but it shall be sufficient if such consent shall approve the substance thereof. The manner of obtaining such consents and of evidencing the authorization of the execution thereof by Certificateholders shall be subject to such reasonable regulations as the Trustee may prescribe.

	
             
  	
            Section 11.02
 	
            Recordation of Agreement; Counterparts.  
 

To the extent permitted by applicable law, this Agreement is subject to recordation in all appropriate public offices for real property records in all of the counties or other comparable jurisdictions in which any or all of the Mortgaged Properties are situated, and in any other appropriate public recording office or elsewhere. The Master Servicer shall effect such recordation at the Trust’s expense upon the request in writing of a Certificateholder, but only if such direction is accompanied by an Opinion of Counsel (provided at the expense of the Certificateholder requesting recordation) to the effect that such recordation would materially and beneficially affect the interests of the Certificateholders or is required by law.

For the purpose of facilitating the recordation of this Agreement as herein provided and for other purposes, this Agreement may be executed simultaneously in any number of counterparts, each of which counterparts shall be deemed to be an original, and such counterparts shall constitute but one and the same instrument.

	
             
  	
            Section 11.03
 	
            Governing Law.  
 

THIS AGREEMENT SHALL BE CONSTRUED IN ACCORDANCE WITH AND GOVERNED BY THE SUBSTANTIVE LAWS OF THE STATE OF NEW YORK APPLICABLE TO AGREEMENTS MADE AND TO BE PERFORMED IN THE STATE OF NEW YORK AND THE OBLIGATIONS, RIGHTS AND REMEDIES OF THE PARTIES HERETO AND THE CERTIFICATEHOLDERS SHALL BE DETERMINED IN ACCORDANCE WITH SUCH LAWS WITHOUT REGARD TO THE CONFLICTS OF LAWS PRINCIPLES THEREOF (OTHER THAN SECTION 5-1401 OF THE GENERAL OBLIGATIONS LAWS).

 

 

	
             
  	
            Section 11.04
 	
            Intention of Parties.  
 

It is the express intent of the parties hereto that the conveyance of the Mortgage Notes, Mortgages, assignments of Mortgages, title insurance policies and any modifications, extensions and/or assumption agreements and private mortgage insurance policies relating to the Mortgage Loans by the Seller to the Depositor, and by the Depositor to the Trustee be, and be construed as, an absolute sale thereof to the Depositor or the Trustee, as applicable. It is, further, not the intention of the parties that such conveyance be deemed a pledge thereof by the Seller to the Depositor, or by the Depositor to the Trustee. However, in the event that, notwithstanding the intent of the parties, such assets are held to be the property of the Seller or the Depositor, as applicable, or if for any other reason the Mortgage Loan Purchase Agreement or this Agreement is held or deemed to create a security
interest in such assets, then (i) the Mortgage Loan Purchase Agreement and this Agreement shall each be deemed to be a security agreement within the meaning of the Uniform Commercial Code of the State of New York and (ii) the conveyance provided for in the Mortgage Loan Purchase Agreement from the Seller to the Depositor, and the conveyance provided for in this Agreement from the Depositor to the Trustee, shall be deemed to be an assignment and a grant by the Seller or the Depositor, as applicable, for the benefit of the Certificateholders of a security interest in all of the assets that constitute the Trust Fund, whether now owned or hereafter acquired.

The Depositor for the benefit of the Certificateholders shall, to the extent consistent with this Agreement, take such actions as may be necessary to ensure that, if this Agreement were deemed to create a security interest in the assets of the Trust Fund, such security interest would be deemed to be a perfected security interest of first priority under applicable law and will be maintained as such throughout the term of the Agreement.

	
             
  	
            Section 11.05
 	
            Notices.  
 

(a)          The Trustee shall use its best efforts to promptly provide notice to each Rating Agency with respect to each of the following of which a Responsible Officer of the Trustee has actual knowledge:

	
             
  	
            (i)
 	
            Any material change or amendment to this Agreement;
 	
             

	
             
  	
            (ii)
 	
            The occurrence of any Event of Default that has not been cured;
 

(iii)        The resignation or termination of the Master Servicer or the Trustee and the appointment of any successor;

(iv)         The repurchase or substitution of Mortgage Loans pursuant to Sections 2.02, 2.03, 3.18 and 10.01; and

	
             
  	
            (v)
 	
            The final payment to Certificateholders.
 

(b)          All directions, demands and notices hereunder shall be in writing and shall be deemed to have been duly given when delivered at or mailed by registered mail, return receipt requested, postage prepaid, or by recognized overnight courier, or by facsimile transmission to a number provided by the appropriate party if receipt of such transmission is confirmed to (i) in the 

 

case of the Depositor, Bear Stearns Asset Backed Securities I LLC, 383 Madison Avenue, New York, New York 10179, Attention:  Chief Counsel; (ii) in the case of EMC or the Master Servicer, EMC Mortgage Corporation, 909 Hidden Ridge Drive, Irving, Texas 75038, Attention:  Ralene Ruyle or such other address as may be hereafter furnished to the other parties hereto by the Master Servicer in writing; (iii) in the case of the Trustee, at each Corporate Trust Office or such other address as the Trustee may hereafter furnish to the other parties hereto and (iv) in the case of the Rating Agencies, (x) Moody’s Investors Service, Inc., 99 Church Street, New York, New York 10007, Attention: Home Equity Monitoring, (y) Standard & Poor’s, a division of The McGraw-Hill Companies, Inc., 55 Water Street, 41st Floor, New York, New York 10041 and (z) Fitch, One State Street Plaza, New York, New York 10004,
Attention: ABS Monitoring Department. Any notice delivered to EMC, the Master Servicer or the Trustee under this Agreement shall be effective only upon receipt. Any notice required or permitted to be mailed to a Certificateholder, unless otherwise provided herein, shall be given by first-class mail, postage prepaid, at the address of such Certificateholder as shown in the Certificate Register; any notice so mailed within the time prescribed in this Agreement shall be conclusively presumed to have been duly given, whether or not the Certificateholder receives such notice.

	
             
  	
            Section 11.06
 	
            Severability of Provisions.  
 

If any one or more of the covenants, agreements, provisions or terms of this Agreement shall be for any reason whatsoever held invalid, then such covenants, agreements, provisions or terms shall be deemed severable from the remaining covenants, agreements, provisions or terms of this Agreement and shall in no way affect the validity or enforceability of the other provisions of this Agreement or of the Certificates or the rights of the Holders thereof.

	
             
  	
            Section 11.07
 	
            Assignment.  
 

Notwithstanding anything to the contrary contained herein, except as provided pursuant to Section 7.02, this Agreement may not be assigned by the Master Servicer, EMC or the Depositor.

	
             
  	
            Section 11.08
 	
            Limitation on Rights of Certificateholders.  
 

The death or incapacity of any Certificateholder shall not operate to terminate this Agreement or the Trust Fund, nor entitle such Certificateholder’s legal representative or heirs to claim an accounting or to take any action or commence any proceeding in any court for a petition or winding up of the Trust Fund, or otherwise affect the rights, obligations and liabilities of the parties hereto or any of them.

No Certificateholder shall have any right to vote (except as provided herein) or in any manner otherwise control the operation and management of the Trust Fund, or the obligations of the parties hereto, nor shall anything herein set forth or contained in the terms of the Certificates be construed so as to constitute the Certificateholders from time to time as partners or members of an association; nor shall any Certificateholder be under any liability to any third party by reason of any action taken by the parties to this Agreement pursuant to any provision hereof.

No Certificateholder shall have any right by virtue or by availing itself of any provisions of this Agreement to institute any suit, action or proceeding in equity or at law upon or under or 

 

with respect to this Agreement, unless such Holder previously shall have given to the Trustee a written notice of an Event of Default and of the continuance thereof, as hereinbefore provided, the Holders of Certificates evidencing not less than 25% of the Voting Rights evidenced by the Certificates shall also have made written request to the Trustee to institute such action, suit or proceeding in its own name as Trustee hereunder and shall have offered to the Trustee such reasonable indemnity as it may require against the costs, expenses, and liabilities to be incurred therein or thereby, and the Trustee for 60 days after its receipt of such notice, request and offer of indemnity shall have neglected or refused to institute any such action, suit or proceeding; it being understood and intended, and being expressly covenanted by each Certificateholder with every other Certificateholder and the Trustee, that
no one or more Holders of Certificates shall have any right in any manner whatever by virtue or by availing itself or themselves of any provisions of this Agreement to affect, disturb or prejudice the rights of the Holders of any other of the Certificates, or to obtain or seek to obtain priority over or preference to any other such Holder or to enforce any right under this Agreement, except in the manner herein provided and for the common benefit of all Certificateholders. For the protection and enforcement of the provisions of this Section 11.08, each and every Certificateholder or the Trustee shall be entitled to such relief as can be given either at law or in equity.

	
             
  	
            Section 11.09
 	
            Inspection and Audit Rights.  
 

The Master Servicer agrees that, on reasonable prior notice, it will permit any representative of the Depositor or the Trustee during the Master Servicer’s normal business hours, to examine all the books of account, records, reports and other papers of the Master Servicer relating to the Mortgage Loans, to make copies and extracts therefrom, to cause such books to be audited by independent certified public accountants selected by the Depositor and the Trustee and to discuss its affairs, finances and accounts relating to such Mortgage Loans with its officers, employees and independent public accountants (and by this provision the Master Servicer hereby authorizes such accountants to discuss with such representative such affairs, finances and accounts), all at such reasonable times and as often as may be reasonably requested. Any out-of-pocket expense incident to the exercise by the
Depositor or the Trustee of any right under this Section 11.09 shall be borne by the party requesting such inspection, subject to such party’s right to reimbursement hereunder (in the case of the Trustee, pursuant to Section 9.05 hereof.

	
             
  	
            Section 11.10
 	
            Certificates Nonassessable and Fully Paid.  
 

It is the intention of the Depositor that Certificateholders shall not be personally liable for obligations of the Trust Fund, that the interests in the Trust Fund represented by the Certificates shall be nonassessable for any reason whatsoever, and that the Certificates, upon due authentication thereof by the Trustee pursuant to this Agreement, are and shall be deemed fully paid.

*     *     *

 

 

IN WITNESS WHEREOF, the Depositor, the Master Servicer, EMC and the Trustee have caused their names to be signed hereto by their respective officers thereunto duly authorized as of the day and year first above written.

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            BEAR STEARNS ASSET BACKED
 SECURITIES I LLC,
 as Depositor
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
/s/ Joseph T. Jurkowski, Jr.
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Name:
 	
            Joseph T. Jurkowski, Jr.
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Title:
 	
            Vice President
 

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            EMC MORTGAGE CORPORATION,
 as Seller and as Master Servicer
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
/s/ Dana Dillard 

            
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Name:
 	
            Dana Dillard
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Title:
 	
            Senior Vice President
 

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            LASALLE BANK NATIONAL
 ASSOCIATION,
 as Trustee
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
/s/ Rita Lopez
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Name:
 	
            Rita Lopez
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Title:
 	
            Assistant Vice President
 

 

 

 

 

	
            STATE OF NEW YORK
 	
            )
 	
             
 
	
             
 	
            )
 	
            ss.:
 
	
            COUNTY OF NEW YORK
 	
            )
 	
             
 

 

On this 30th day of November, 2005, before me, a notary public in and for said State, appeared Joseph T. Jurkowski, Jr., personally known to me on the basis of satisfactory evidence to be an authorized representative of Bear Stearns Asset Backed Securities I LLC, one of the companies that executed the within instrument, and also known to me to be the person who executed it on behalf of such limited liability company and acknowledged to me that such limited liability company executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.

 

	
             
 	
            
 
 
 
	
             
 	
            Notary Public
 

 

[Notarial Seal]

 

 

	
            STATE OF TEXAS
 	
            )
 	
             
 
	
             
 	
            )
 	
            ss.:
 
	
            COUNTY OF DALLAS
 	
            )
 	
             
 

 

On this 30th day of November, 2005, before me, a notary public in and for said State, appeared _______________, personally known to me on the basis of satisfactory evidence to be an authorized representative of EMC Mortgage Corporation, one of the corporations that executed the within instrument, and also known to me to be the person who executed it on behalf of such corporation and acknowledged to me that such corporation executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.

 

	
             
 	
            
 
 
 
	
             
 	
            Notary Public
 

 

[Notarial Seal]

 

	
            STATE OF ILLINOIS
 	
            )
 	
             
 
	
             
 	
            )
 	
            ss.:
 
	
            COUNTY OF COOK
 	
            )
 	
             
 

 

On this 30th day of November, 2005, before me, a notary public in and for said State, appeared Rita Lopez, personally known to me on the basis of satisfactory evidence to be an authorized representative of LaSalle Bank National Association that executed the within instrument, and also known to me to be the person who executed it on behalf of such national banking association, and acknowledged to me that such national banking association executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.

 

	
             
 	
            
 
 
 
	
             
 	
            Notary Public
 

 

[Notarial Seal]

 

 

 

EXHIBIT A-1

Form of Class A Certificates

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 (THE “CODE”).

THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DECREASED BY THE PRINCIPAL PAYMENTS HEREON AND REALIZED LOSSES ALLOCABLE HERETO. ACCORDINGLY, FOLLOWING THE INITIAL ISSUANCE OF THE CERTIFICATES, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DIFFERENT FROM THE DENOMINATION SHOWN BELOW. ANYONE ACQUIRING THIS CERTIFICATE MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL BALANCE BY INQUIRY OF THE TRUSTEE NAMED HEREIN.

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY TO THE DEPOSITOR OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

 

 

	
            Certificate No. 1
 	
            Adjustable Pass-Through Rate
 
	
             
 	
             
 
	
            Class [A-1] [A-2] [A-3]
 	
             
 
	
             
 	
             
 
	
            Date of Pooling and Servicing Agreement
 and Cut-off Date:

November 1, 2005
 	
            Aggregate Initial Certificate Principal
 Balance of this Certificate as of the Cut-off
 Date:

$[__________]
 
	
             
 	
             
 
	
            First Distribution Date:

December 27, 2005
 	
            Initial Certificate Principal Balance of this
 Certificate as of the Cut-off Date:

$[__________]
 
	
             
 	
             
 
	
            Master Servicer:

EMC Mortgage Corporation
 	
            CUSIP: [_____]
 
	
             
 	
             
 
	
            Last Scheduled Distribution Date:

[___________ , ___]
 	
             
 

 

 

SACO I TRUST

MORTGAGE-BACKED CERTIFICATE

SERIES 2005-9

evidencing a Percentage Interest in the distributions allocable to the Class [A-1] [A-2] [A-3] Certificates with respect to a Trust Fund consisting primarily of a pool of certain fixed rate, junior lien one- to four-family mortgage loans sold by BEAR STEARNS ASSET BACKED SECURITIES I LLC.

This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Bear Stearns Asset Backed Securities I LLC, the Master Servicer or the Trustee referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by Bear Stearns Asset Backed Securities I LLC, the Master Servicer or the Trustee or any of their affiliates or any other person. None of Bear Stearns Asset Backed Securities I LLC, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the “Trust Fund”) generally consisting primarily of a pool of fixed rate mortgage loans that are secured by junior liens on one- to four- family residences (collectively, 

 

the “Mortgage Loans”) sold by Bear Stearns Asset Backed Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC Mortgage Corporation (“EMC”) to BSABS I. EMC will act as master servicer of the Mortgage Loans (in that capacity, the “Master Servicer,” which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement, dated as of the Cut-off Date specified above (the “Agreement”), among BSABS I, as depositor (the “Depositor”), EMC Mortgage Corporation as seller and as Master Servicer and LaSalle Bank National Association, as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the
Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound.

Interest on this Certificate will accrue from and including the immediately preceding Distribution Date (or with respect to the First Distribution Date, the Closing Date) to and including the day prior to the current Distribution Date on the Certificate Principal Balance hereof at a per annum rate equal to the Pass-Through Rate set forth above. The Trustee will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the Business Day immediately preceding such Distribution Date so long as such Certificate remains in book-entry form (and otherwise, the close of business on the last Business Day of the month immediately preceding the month
of such Distribution Date), an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount (of interest and principal, if any) required to be distributed to the Holders of Certificates of the same Class as this Certificate.  The Assumed Final Distribution Date is the Distribution Date in the month following the latest scheduled maturity date of any Mortgage Loan.

Distributions on this Certificate will be made by the Trustee by check mailed to the address of the Person entitled thereto as such name and address shall appear on the Certificate Register or, if such Person so requests by notifying the Trustee in writing as specified in the Agreement. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Trustee of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Trustee for that purpose and designated in such notice. The initial Certificate Principal Balance of this Certificate is set forth above. The Certificate Principal Balance hereof will be reduced to the extent of distributions allocable to principal hereon and any Realized Losses allocable hereto.

This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the “Certificates”). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the Trust Fund for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

 

 

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Depositor and the rights of the Certificateholders under the Agreement from time to time by the parties thereto with the consent of the Holders of each Class of Certificates affected thereby evidencing over 50% of the Voting Rights of such Class or Classes.  Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable with the Trustee upon surrender of this Certificate for registration of transfer at the offices or agencies maintained by the Trustee for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Trustee duly executed by the Holder hereof or such Holder’s attorney duly authorized in writing, and thereupon one or more new Certificates in authorized denominations representing a like aggregate Percentage Interest will be issued to the designated transferee.

The Certificates are issuable only as registered Certificates without coupons in the Classes and denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates evidencing the same Class and in the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made to the Certificateholders for any such registration of transfer, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Depositor, the Master Servicer, the Trustee and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of Depositor, the Master Servicer, the Trustee or any such agent shall be affected by notice to the contrary.

The obligations created by the Agreement and the Trust Fund created thereby (other than the obligations to make payments to Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B) the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named in the Agreement of all the Mortgage Loans and other assets of the Trust Fund in accordance with the terms of the Agreement. Such optional repurchase may be made only on or after the first Distribution Date on which the aggregate Stated Principal Balance of the Mortgage Loans is less than or equal to a
certain percentage of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date as set forth in the Agreement.  The exercise of such right will effect the early retirement of the Certificates. 

 

In no event, however, will the Trust Fund created by the Agreement continue beyond the earlier of (i) the expiration of 21 years after the death of certain persons identified in the Agreement and (ii) the Latest Possible Maturity Date (as defined in the Agreement).

Unless this Certificate has been countersigned by an authorized signatory of the Trustee by manual signature, this Certificate shall not be entitled to any benefit under the Agreement, or be valid for any purpose.

 

 

IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed.

	
            Dated: _____________, ____
 	
            LASALLE BANK NATIONAL ASSOCIATION,
 not in its individual capacity but solely as Trustee
 
	
             
 
	
             
 
	
            By:
 	
            
 
 
 
	
             
 	
            Authorized Signatory
 

 

CERTIFICATE OF AUTHENTICATION

This is one of the Class [A-1] [A-2] [A-3] Certificates referred to in the within-mentioned Agreement.

	
            Dated: _____________, ____
 	
            LASALLE BANK NATIONAL ASSOCIATION,
 Authorized signatory of LaSalle Bank National
 Association, not in its individual capacity but
 solely as Trustee
 
	
             
 
	
             
 
	
            By:
 	
            
 
 
 
	
             
 	
            Authorized Signatory
 

 

 

 

 

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto __________________________________ (Please print or typewrite name and address including postal zip code of assignee) a Percentage Interest evidenced by the within Asset-Backed Certificate and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of the Trust Fund.

I (We) further direct the Certificate Registrar to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

	
             
 	
             
 	
             
 
	
             
 	
             
 	
            .
 

 

	
            Dated:
 	
            
 
 
 
	
             
 	
            Signature by or on behalf of assignor
 
	
             
 	
             
 
	
             
 	
            
 
 
 
	
             
 	
            Signature Guaranteed
 

 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

	
            Distributions shall be made, by wire transfer or otherwise, in immediately available 
 
	
            funds to
 	
             
 
	
             
 
	
            for the account of
 	
             
 
	
            account number
 	
             
 	
            or, if mailed by check, to
 
	
             
 
	
            Applicable statements should be mailed to
 	
             
 
	
             
 
	
             
 
	
            This information is provided by
 	
             
 
	
            assignee named above, or
 	
             
 
	
            its agent.
 	
             
 
								

 

 

 

EXHIBIT A-2

Form of Class M-[1][2][3][4][5][6]Certificates

THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A CERTIFICATES [,] [AND] [CLASS M-1] [CERTIFICATES] [,] [AND] [CLASS M-2] [CERTIFICATES] [,] [AND] [CLASS M-3] [CERTIFICATES] [AND] [CLASS M-4] [CERTIFICATES] [,] [AND] [CLASS M-5] [CERTIFICATES] AS DESCRIBED IN THE AGREEMENT (AS DEFINED BELOW).

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 (THE “CODE”).

EACH HOLDER OF A CERTIFICATE OR BENEFICIAL OWNERSHIP SHALL BE DEEMED TO HAVE MADE THE REPRESENTATIONS SET FORTH IN SECTION 6.02(i) OF THE POOLING AND SERVICING AGREEMENT.

THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DECREASED BY THE PRINCIPAL PAYMENTS HEREON AND REALIZED LOSSES ALLOCABLE HERETO.  ACCORDINGLY, FOLLOWING THE INITIAL ISSUANCE OF THE CERTIFICATES, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DIFFERENT FROM THE DENOMINATION SHOWN BELOW. ANYONE ACQUIRING THIS CERTIFICATE MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL BALANCE BY INQUIRY OF THE TRUSTEE NAMED HEREIN.

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY TO THE DEPOSITOR OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

 

 

 

	
            Certificate No.1
 	
            Adjustable Pass-Through Rate
 
	
             
 	
             
 
	
            Class M-[1][2][3][4][5][6] Subordinate
 	
             
 
	
             
 	
             
 
	
            Date of Pooling and Servicing Agreement
 and Cut-off Date:

November 1, 2005
 	
            Aggregate Initial Certificate Principal
 Balance of this Certificate as of the Cut-off
 Date:

$[__________]
 
	
             
 	
             
 
	
            First Distribution Date:

December 27, 2005
 	
            Initial Certificate Principal Balance of this
 Certificate as of the Cut-off Date:

$[__________]
 
	
             
 	
             
 
	
            Master Servicer:

EMC Mortgage Corporation
 	
            CUSIP: [_____]
 
	
             
 	
             
 
	
            Last Scheduled Distribution Date:

[___________ , ___]
 	
             
 

 

 

SACO I TRUST

MORTGAGE-BACKED CERTIFICATE

SERIES 2005-9

evidencing a Percentage Interest in the distributions allocable to the Class M-[1][2][3][4][5][6] Certificates with respect to a Trust Fund consisting primarily of a pool of certain fixed rate, junior lien one- to four-family mortgage loans sold by BEAR STEARNS ASSET BACKED SECURITIES I LLC.

This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Bear Stearns Asset Backed Securities I LLC, the Master Servicer or the Trustee referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by Bear Stearns Asset Backed Securities I LLC, the Master Servicer or the Trustee or any of their affiliates or any other person. None of Bear Stearns Asset Backed Securities I LLC, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.

This certifies that ____________________ is the registered owner of the Percentage Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the “Trust Fund”) generally consisting primarily of a 

 

pool of fixed rate mortgage loans that are secured by junior liens on one- to four- family residences (collectively, the “Mortgage Loans”) sold by Bear Stearns Asset Backed Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC Mortgage Corporation (“EMC”) to BSABS I. EMC will act as master servicer of the Mortgage Loans (in that capacity, the “Master Servicer,” which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement, dated as of the Cut-off Date specified above (the “Agreement”), among BSABS I, as depositor (the “Depositor”), EMC Mortgage Corporation as seller and as Master Servicer and LaSalle Bank National Association as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth
hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound.

Interest on this Certificate will accrue from and including the immediately preceding Distribution Date (or with respect to the First Distribution Date, the Closing Date) to and including the day prior to the current Distribution Date on the Certificate Principal Balance hereof at a per annum rate equal to the Pass-Through Rate set forth above. The Trustee will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the Business Day immediately preceding such Distribution Date so long as such Certificate remains in book-entry form (and otherwise, the close of business on the last Business Day of the month immediately preceding the month
of such Distribution Date), an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount (of interest and principal, if any) required to be distributed to the Holders of Certificates of the same Class as this Certificate.  The Assumed Final Distribution Date is the Distribution Date in the month following the latest scheduled maturity date of any Mortgage Loan.

Distributions on this Certificate will be made by the Trustee by check mailed to the address of the Person entitled thereto as such name and address shall appear on the Certificate Register or, if such Person so requests by notifying the Trustee in writing as specified in the Agreement. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Trustee of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Trustee for that purpose and designated in such notice. The initial Certificate Principal Balance of this Certificate is set forth above. The Certificate Principal Balance hereof will be reduced to the extent of distributions allocable to principal hereon and any Realized Losses allocable hereto.

This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the “Certificates”). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the Trust Fund for payment hereunder and that the Trustee is not liable to the 

 

Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee.

Each holder of a Certificate or beneficial ownership shall be deemed to have made the representations set forth in Section 6.02(i) of the Pooling and Servicing Agreement.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Depositor and the rights of the Certificateholders under the Agreement from time to time by the parties thereto with the consent of the Holders of each Class of Certificates affected thereby evidencing over 50% of the Voting Rights of such Class or Classes.  Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable with the Trustee upon surrender of this Certificate for registration of transfer at the offices or agencies maintained by the Trustee for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Trustee duly executed by the Holder hereof or such Holder’s attorney duly authorized in writing, and thereupon one or more new Certificates in authorized denominations representing a like aggregate Percentage Interest will be issued to the designated transferee.

The Certificates are issuable only as registered Certificates without coupons in the Classes and denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates evidencing the same Class and in the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made to the Certificateholders for any such registration of transfer, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Depositor, the Master Servicer, the Trustee and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Master Servicer, the Trustee or any such agent shall be affected by notice to the contrary.

The obligations created by the Agreement and the Trust Fund created thereby (other than the obligations to make payments to Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B) the remittance of all funds due under the Agreement, or (ii) the 

 

optional repurchase by the party named in the Agreement of all the Mortgage Loans and other assets of the Trust Fund in accordance with the terms of the Agreement. Such optional repurchase may be made only on or after the first Distribution Date on which the aggregate Stated Principal Balance of the Mortgage Loans is less than or equal to a certain percentage of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date as set forth in the Agreement.  The exercise of such right will effect the early retirement of the Certificates. In no event, however, will the Trust Fund created by the Agreement continue beyond the earlier of (i) the expiration of 21 years after the death of certain persons identified in the Agreement and (ii) the Latest Possible Maturity Date (as defined in the Agreement).

Unless this Certificate has been countersigned by an authorized signatory of the Trustee by manual signature, this Certificate shall not be entitled to any benefit under the Agreement, or be valid for any purpose.

 

 

IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed.

	
            Dated: _____________, ____
 	
            LASALLE BANK NATIONAL ASSOCIATION,
 not in its individual capacity but solely as Trustee
 
	
             
 
	
             
 
	
            By:
 	
            
 
 
 
	
             
 	
            Authorized Signatory
 

 

CERTIFICATE OF AUTHENTICATION

This is one of the Class M-[1][2][3][4][5][6] Certificates referred to in the within-mentioned Agreement.

	
            Dated: _____________, ____
 	
            LASALLE BANK NATIONAL ASSOCIATION,
 Authorized signatory of LaSalle Bank National
 Association, not in its individual capacity but solely as
 Trustee
 
	
             
 
	
             
 
	
            By:
 	
            
 
 
 
	
             
 	
            Authorized Signatory
 

 

 

 

 

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto __________________________________ (Please print or typewrite name and address including postal zip code of assignee) a Percentage Interest evidenced by the within Asset-Backed Certificate and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of the Trust Fund.

I (We) further direct the Certificate Registrar to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

	
             
 	
             
 	
             
 
	
             
 	
             
 	
            .
 

 

	
            Dated:
 	
            
 
 
 
	
             
 	
            Signature by or on behalf of assignor
 
	
             
 	
             
 
	
             
 	
            
 
 
 
	
             
 	
            Signature Guaranteed
 

 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

	
            Distributions shall be made, by wire transfer or otherwise, in immediately available
 
	
            funds to
 	
             
 
	
             
 
	
            for the account of
 	
             
 
	
            account number
 	
             
 	
            or, if mailed by check, to
 
	
             
 
	
            Applicable statements should be mailed to
 	
             
 
	
             
 
	
             
 
	
            This information is provided by
 	
             
 
	
            assignee named above, or
 	
             
 
	
            its agent.
 	
             
 
								

 

 

 

EXHIBIT A-3

 

FORM OF CLASS B-[1][2][3][4] CERTIFICATE

THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A CERTIFICATES, CLASS M-1 CERTIFICATES, CLASS M-2 CERTIFICATES, CLASS M-3 CERTIFICATES, CLASS M-4 CERTIFICATES, CLASS M-5 CERTIFICATES [,] [AND] [CLASS B-1 CERTIFICATES] [,] [AND] [CLASS B-2 CERTIFICATES] [AND] [CLASS B-3 CERTIFICATES] AS DESCRIBED IN THE AGREEMENT (AS DEFINED BELOW).

THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DECREASED BY THE PRINCIPAL PAYMENTS HEREON AND REALIZED LOSSES ALLOCABLE THERETO. ACCORDINGLY, FOLLOWING THE INITIAL ISSUANCE OF THE CERTIFICATES, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DIFFERENT FROM THE DENOMINATION SHOWN BELOW. ANYONE ACQUIRING THIS CERTIFICATE MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL BALANCE BY INQUIRY OF THE TRUSTEE NAMED HEREIN.

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

[FOR CLASS B-1, CLASS B-2 AND CLASS B-3] EACH HOLDER OF A CERTIFICATE OR BENEFICIAL OWNERSHIP SHALL BE DEEMED TO HAVE MADE THE REPRESENTATIONS SET FORTH IN SECTION 6.02(i) OF THE POOLING AND SERVICING AGREEMENT.

[For Class B-4] [THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED, OR THE SECURITIES LAWS OF ANY STATE AND MAY NOT BE RESOLD OR TRANSFERRED UNLESS IT IS REGISTERED PURSUANT TO SUCH ACT AND LAWS OR IS SOLD OR TRANSFERRED IN TRANSACTIONS THAT ARE EXEMPT FROM REGISTRATION UNDER SUCH ACT AND UNDER APPLICABLE STATE LAW AND IS TRANSFERRED IN ACCORDANCE WITH THE PROVISIONS OF SECTION 6.02 OF THE AGREEMENT.]

[For Class B-4] [NOTWITHSTANDING THE PREVIOUS PARAGRAPH, A CERTIFICATION WILL NOT BE REQUIRED WITH RESPECT TO THE TRANSFER OF THIS CERTIFICATE TO A DEPOSITORY, OR FOR ANY SUBSEQUENT TRANSFER OF THIS CERTIFICATE FOR SO LONG AS THIS CERTIFICATE IS A BOOK-ENTRY CERTIFICATE.  ANY TRANSFEREE OF THIS CERTIFICATE WILL BE DEEMED TO HAVE REPRESENTED BY VIRTUE OF ITS 

 

PURCHASE OR HOLDING OF THIS CERTIFICATE (OR INTEREST HEREIN) THAT SUCH TRANSFEREE IS A “QUALIFIED INSTITUTIONAL BUYER” WITHIN THE MEANING OF RULE 144A UNDER THE 1933 ACT.]

[For Class B-1, Class B-2 and Class B-3] [UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY TO THE DEPOSITOR OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.]

[For Class B-4] [THIS CERTIFICATE MAY NOT BE ACQUIRED DIRECTLY OR INDIRECTLY BY, OR ON BEHALF OF, AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT WHICH IS SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED, OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED, UNLESS THE TRANSFEREE CERTIFIES OR REPRESENTS THAT THE PROPOSED TRANSFER AND HOLDING OF A CERTIFICATE AND THE SERVICING, MANAGEMENT AND OPERATION OF THE TRUST AND ITS ASSETS: (I) WILL NOT RESULT IN ANY PROHIBITED TRANSACTION WHICH IS NOT COVERED UNDER AN INDIVIDUAL OR CLASS PROHIBITED TRANSACTION EXEMPTION, INCLUDING, BUT NOT LIMITED TO, PROHIBITED TRANSACTION EXEMPTION (“PTE”) 84-14, PTE 91-38, PTE 90-1, PTE 95-60 OR PTE 96-23 AND (II) WILL NOT GIVE RISE TO ANY DIFFERENT OR ADDITIONAL OBLIGATIONS ON THE PART OF THE DEPOSITOR, THE MASTER SERVICER OR THE TRUSTEE,
WHICH WILL BE DEEMED REPRESENTED BY AN OWNER OF A BOOK-ENTRY CERTIFICATE OR A GLOBAL CERTIFICATE OR UNLESS THE OPINION SPECIFIED IN SECTION 6.02 OF THE AGREEMENT IS PROVIDED.]

 

 

 

	
            Certificate No.1
 	
            Pass-Through Rate: [_____]%
 
	
             
 	
             
 
	
            Class B-[1][2][3][4] Subordinate
 	
             
 
	
             
 	
             
 
	
            Date of Pooling and Servicing Agreement
 and Cut-off Date:

November 1, 2005
 	
            Aggregate Initial Certificate Principal
 Balance of this Certificate as of the Cut-off
 Date:

$[__________]
 
	
             
 	
             
 
	
            First Distribution Date:

December 27, 2005
 	
            Initial Certificate Principal Balance of this
 Certificate as of the Cut-off Date:

$[__________]
 
	
             
 	
             
 
	
            Master Servicer:

EMC Mortgage Corporation
 	
            CUSIP: [_____]
 
	
             
 	
             
 
	
            Last Scheduled Distribution Date:

[___________ , ___]
 	
             
 

 

 

SACO I TRUST

MORTGAGE-BACKED CERTIFICATE

SERIES 2005-9

evidencing a Percentage Interest in the distributions allocable to the Class B-[1][2][3][4] Certificates with respect to a Trust Fund consisting primarily of a pool of certain fixed rate, junior lien one- to four-family mortgage loans sold by BEAR STEARNS ASSET BACKED SECURITIES I LLC.

This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Bear Stearns Asset Backed Securities I LLC, the Master Servicer or the Trustee referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by Bear Stearns Asset Backed Securities I LLC, the Master Servicer or the Trustee or any of their affiliates or any other person. None of Bear Stearns Asset Backed Securities I LLC, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.

This certifies that ____________________ is the registered owner of the Percentage Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the “Trust Fund”) generally consisting primarily of a pool of fixed rate mortgage loans that are secured by junior liens on one- to four- family residences (collectively, the “Mortgage Loans”) sold by Bear Stearns Asset Backed Securities I 

 

LLC (“BSABS I”). The Mortgage Loans were sold by EMC Mortgage Corporation (“EMC”) to BSABS I. EMC will act as master servicer of the Mortgage Loans (in that capacity, the “Master Servicer,” which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement, dated as of the Cut-off Date specified above (the “Agreement”), among BSABS I, as depositor (the “Depositor”), EMC Mortgage Corporation as seller and as Master Servicer and LaSalle Bank National Association as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound.

Interest on this Certificate will accrue during the month prior to the month in which a Distribution Date occurs on the Certificate Principal Balance hereof at a per annum rate equal to the Pass-Through Rate set forth above. The Trustee will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last day (or if such last day is not a Business Day, the Business Day immediately preceding such last day) of the calendar month immediately preceding the month in which the Distribution Date occurs, an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount (of interest and principal, if any)
required to be distributed to the Holders of Certificates of the same Class as this Certificate.  The Assumed Final Distribution Date is the Distribution Date in the month following the latest scheduled maturity date of any Mortgage Loan.

Distributions on this Certificate will be made by the Trustee by check mailed to the address of the Person entitled thereto as such name and address shall appear on the Certificate Register or, if such Person so requests by notifying the Trustee in writing as specified in the Agreement. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Trustee of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Trustee for that purpose and designated in such notice. The initial Certificate Principal Balance of this Certificate is set forth above. The Certificate Principal Balance hereof will be reduced to the extent of distributions allocable to principal hereon and any Realized Losses applicable hereto.

[For Class B-4] [No transfer of this Class B-[4] Certificate will be made unless such transfer is (i) exempt from the registration requirements of the Securities Act of 1933, as amended, and any applicable state securities laws or is made in accordance with said Act and laws and (ii) made in accordance with Section 6.02 of the Agreement.  Notwithstanding the foregoing, the certifications will not be required with respect to the transfer of this Certificate to a Depository, or for any subsequent transfer of this Certificate for so long as this Certificate is a Book-Entry Certificate.]

This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the “Certificates”). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement.

 

 

 

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the Trust Fund for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

[For Class B-1, Class B-2 and Class B-3] Each holder of a Certificate or beneficial ownership shall be deemed to have made the representations set forth in Section 6.02(i) of the Pooling and Servicing Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Depositor and the rights of the Certificateholders under the Agreement from time to time by the parties thereto with the consent of the Holders of each Class of Certificates affected thereby evidencing over 50% of the Voting Rights of such Class or Classes.  Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable with the Trustee upon surrender of this Certificate for registration of transfer at the offices or agencies maintained by the Trustee for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Trustee duly executed by the Holder hereof or such Holder’s attorney duly authorized in writing, and thereupon one or more new Certificates in authorized denominations representing a like aggregate Percentage Interest will be issued to the designated transferee.

The Certificates are issuable only as registered Certificates without coupons in the Classes and denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates evidencing the same Class and in the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made to the Certificateholders for any such registration of transfer, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Depositor, the Master Servicer, the Trustee and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of Depositor, the Master Servicer, the Trustee or any such agent shall be affected by notice to the contrary.

The obligations created by the Agreement and the Trust Fund created thereby (other than the obligations to make payments to Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other 

 

liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B) the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named in the Agreement of all the Mortgage Loans and other assets of the Trust Fund in accordance with the terms of the Agreement. Such optional repurchase may be made only on or after the first Distribution Date on which the aggregate Stated Principal Balance of the Mortgage Loans is less than a certain percentage of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date as set forth in the Agreement.  The exercise of such right will effect the early retirement of the Certificates. In no event, however, will the Trust Fund created by the Agreement continue beyond the
earlier of (i) the expiration of 21 years after the death of certain persons identified in Section 10.01 of the Agreement and (ii) the Latest Possible Maturity Date as specified in the Agreement.

Unless this Certificate has been countersigned by an authorized signatory of the Trustee by manual signature, this Certificate shall not be entitled to any benefit under the Agreement, or be valid for any purpose.

 

 

IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed.

	
            Dated: _____________, ____
 	
            LASALLE BANK NATIONAL ASSOCIATION,
 not in its individual capacity but solely as Trustee
 
	
             
 
	
             
 
	
            By:
 	
            
 
 
 
	
             
 	
            Authorized Signatory
 

 

CERTIFICATE OF AUTHENTICATION

This is one of the Class B-[1][2][3][4] Certificates referred to in the within-mentioned

Agreement.

	
            Dated: _____________, ____
 	
            LASALLE BANK NATIONAL ASSOCIATION,
 Authorized signatory of LaSalle Bank National
 Association, not in its individual capacity but solely as
 Trustee
 
	
             
 
	
             
 
	
            By:
 	
            
 
 
 
	
             
 	
            Authorized Signatory
 

 

 

 

 

 

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto __________________________________ (Please print or typewrite name and address including postal zip code of assignee) a Percentage Interest evidenced by the within Asset-Backed Certificate and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of the Trust Fund.

I (We) further direct the Certificate Registrar to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

	
             
 	
             
 	
             
 
	
             
 	
             
 	
            .
 

 

	
            Dated:
 	
            
 
 
 
	
             
 	
            Signature by or on behalf of assignor
 
	
             
 	
             
 
	
             
 	
            
 
 
 
	
             
 	
            Signature Guaranteed
 

 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

	
            Distributions shall be made, by wire transfer or otherwise, in immediately available 
 
	
            funds to
 	
             
 
	
             
 
	
            for the account of
 	
             
 
	
            account number
 	
             
 	
            or, if mailed by check, to
 
	
             
 
	
            Applicable statements should be mailed to
 	
             
 
	
             
 
	
             
 
	
            This information is provided by
 	
             
 
	
            assignee named above, or
 	
             
 
	
            its agent.
 	
             
 
								

 

 

 

EXHIBIT A-4

Form of Class C Certificates

THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO

THE SENIOR CERTIFICATES AND THE CLASS M CERTIFICATES AS DESCRIBED IN THE AGREEMENT (AS DEFINED BELOW).

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 (THE “CODE”).

THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), OR UNDER ANY STATE SECURITIES LAWS. THE HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT THIS CERTIFICATE MAY BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS AND ONLY (1) PURSUANT TO RULE 144A UNDER THE SECURITIES ACT (“RULE 144A”) TO A PERSON THAT THE HOLDER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A (A “QIB”), PURCHASING FOR ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE ACCOUNT OF A QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE REOFFER, RESALE, PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A, (2) PURSUANT TO AN EXEMPTION FROM REGISTRATION PROVIDED BY RULE 144 UNDER THE
SECURITIES ACT (IF AVAILABLE) OR (3) IN CERTIFICATED FORM TO AN “INSTITUTIONAL ACCREDITED INVESTOR” WITHIN THE MEANING THEREOF IN RULE 501(a)(1), (2), (3) or (7) OF REGULATION D UNDER THE ACT OR ANY ENTITY IN WHICH ALL OF THE EQUITY OWNERS COME WITHIN SUCH PARAGRAPHS PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE SECURITIES ACT, SUBJECT TO (A) THE RECEIPT BY THE TRUSTEE OF A LETTER SUBSTANTIALLY IN THE FORM PROVIDED IN THE AGREEMENT AND (B) THE RECEIPT BY THE TRUSTEE OF SUCH OTHER EVIDENCE ACCEPTABLE TO THE TRUSTEE THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER IS IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS OR IN EACH CASE IN ACCORDANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED STATES AND ANY OTHER APPLICABLE JURISDICTION.

NO TRANSFER OF THIS CERTIFICATE MAY BE MADE TO ANY PERSON, UNLESS THE TRANSFEREE PROVIDES EITHER A CERTIFICATION PURSUANT TO SECTION 6.02(i) OF THE AGREEMENT OR AN OPINION OF COUNSEL SATISFACTORY TO THE TRUSTEE THAT THE PURCHASE AND HOLDING OF THIS CERTIFICATE ARE PERMISSIBLE UNDER APPLICABLE 

 

LAW, WILL NOT CONSTITUTE OR RESULT IN ANY NON-EXEMPT PROHIBITED TRANSACTIONS UNDER SECTION 406 OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”) OR SECTION 4975 OF THE CODE AND WILL NOT SUBJECT THE TRUSTEE, MASTER SERVICER OR THE DEPOSITOR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN THE AGREEMENT.

 

 

	
            Certificate No.1
 	
            Percentage Interest: 100%
 
	
             
 	
             
 
	
            Class C
 	
            Adjustable Pass-Through Rate
 
	
             
 	
             
 
	
            Date of Pooling and Servicing Agreement
 and Cut-off Date:

November 1, 2005
 	
            Initial Certificate Notional Amount of this
 Certificate as of the Cut-off Date:

$[__________]
 
	
             
 	
             
 
	
            First Distribution Date:

December 27, 2005
 	
            Aggregate Certificate Notional Amount of this
 Certificate as of the Cut-off Date:

$[__________]
 
	
             
 	
             
 
	
            Master Servicer:

EMC Mortgage Corporation
 	
            CUSIP: [_____]
 
	
             
 	
             
 
	
            Last Scheduled Distribution Date:

[___________ , ___]
 	
             
 

 

 

SACO I TRUST

MORTGAGE-BACKED CERTIFICATE

SERIES 2005-9

evidencing a Percentage Interest in the distributions allocable to the Class C Certificates with respect to a Trust Fund consisting primarily of a pool of certain fixed rate, junior lien one- to four-family mortgage loans sold by BEAR STEARNS ASSET BACKED SECURITIES I LLC.

This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Bear Stearns Asset Backed Securities I LLC, the Master Servicer or the Trustee referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by Bear Stearns Asset Backed Securities I LLC, the Master Servicer or the Trustee or any of their affiliates or any other person. None of Bear Stearns Asset Backed Securities I LLC, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.

This certifies that __________________ is the registered owner of the Percentage Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the “Trust Fund”) generally consisting primarily of a pool of fixed rate mortgage loans that are secured by junior liens on one- to four- family residences (collectively, the “Mortgage Loans”) sold by Bear Stearns Asset Backed Securities I LLC (“BSABS I”). The 

 

Mortgage Loans were sold by EMC Mortgage Corporation (“EMC”) to BSABS I. EMC will act as master servicer of the Mortgage Loans (in that capacity, the “Master Servicer,” which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement, dated as of the Cut-off Date specified above (the “Agreement”), among BSABS I, as depositor (the “Depositor”), EMC Mortgage Corporation as seller and as Master Servicer and LaSalle Bank National Association, as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the
Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound.

The Trustee will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last day (or if such last day is not a Business Day, the Business Day immediately preceding such last day) of the calendar month immediately preceding the month in which the Distribution Date occurs, an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amounts required to be distributed to the Holders of Certificates of the same Class as this Certificate.

Distributions on this Certificate will be made by the Trustee by check mailed to the address of the Person entitled thereto as such name and address shall appear on the Certificate Register or, if such Person so requests by notifying the Trustee in writing as specified in the Agreement. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Trustee of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Trustee for that purpose and designated in such notice.

No transfer of this Certificate shall be made unless the transfer is made pursuant to an effective registration statement under the Securities Act of 1933, as amended (the “1933 Act”), and an effective registration or qualification under applicable state securities laws, or is made in a transaction that does not require such registration or qualification. In the event that such a transfer of this Certificate is to be made without registration or qualification, the Trustee shall require receipt of (i) if such transfer is purportedly being made in reliance upon Rule 144A under the 1933 Act, written certifications from the Holder of the Certificate desiring to effect the transfer, and from such Holder’s prospective transferee, substantially in the forms attached to the Agreement as Exhibit D and either Exhibit E or Exhibit F, as applicable, and (ii) in all other cases, an
Opinion of Counsel satisfactory to it that such transfer may be made without such registration or qualification (which Opinion of Counsel shall not be an expense of the Trust Fund or of the Depositor, the Trustee, or the Master Servicer in their respective capacities as such), together with copies of the written certification(s) of the Holder of the Certificate desiring to effect the transfer and/or such Holder’s prospective transferee upon which such Opinion of Counsel is based. Neither the Depositor nor the Trustee is obligated to register or qualify the Class of Certificates specified on the face hereof under the 1933 Act or any other securities law or to take any action not otherwise required under the Agreement to permit the transfer of such 

 

Certificates without registration or qualification. Any Holder desiring to effect a transfer of this Certificate shall be required to indemnify the Trustee, the Depositor, the Seller and the Master Servicer against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws.

No transfer of this Class C Certificate will be made unless the Trustee shall have received either (i) the opinion of counsel set forth in Section 6.02(i) of the Agreement or (ii) a representation letter under Section 6.02 of the Agreement, in the form as described by the Agreement, stating that the transferee is not an employee benefit or other plan subject to the prohibited transaction provisions of ERISA or Section 4975 of the Code (a “Plan”), or any other person (including an investment manager, a named fiduciary or a trustee of any Plan) acting, directly or indirectly, on behalf of or purchasing any Certificate with “plan assets” of any Plan.

This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the “Certificates”). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the Trust Fund for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Depositor and the rights of the Certificateholders under the Agreement from time to time by the parties thereto with the consent of the Holders of the Class or Classes of Certificates affected thereby evidencing over 50% of the Voting Rights of such Class or Classes.  Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable with the Trustee upon surrender of this Certificate for registration of transfer at the offices or agencies maintained by the Trustee for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Trustee duly executed by the Holder hereof or such Holder’s attorney duly authorized in writing, and thereupon one or more new Certificates in authorized denominations representing a like aggregate Percentage Interest will be issued to the designated transferee.

The Certificates are issuable only as registered Certificates without coupons in the Classes and denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, this Certificate is exchangeable for one or more 

 

new Certificates evidencing the same Class and in the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made to the Certificateholders for any such registration of transfer, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Depositor, the Master Servicer, the Trustee and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Master Servicer, the Trustee or any such agent shall be affected by notice to the contrary.

The obligations created by the Agreement and the Trust Fund created thereby (other than the obligations to make payments to Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and  disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B) the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named in the Agreement of all the Mortgage Loans and other assets of the Trust Fund in accordance with the terms of the Agreement. Such optional repurchase may be made only on or after the first Distribution Date on which the aggregate Stated Principal Balance of the Mortgage Loans is less than or equal to a
certain percentage of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date as set forth in the Agreement. The exercise of such right will effect the early retirement of the Certificates. In no event, however, will the Trust Fund created by the Agreement continue beyond the earlier of (i) the expiration of 21 years after the death of certain persons identified in the Agreement and (ii) the Latest Possible Maturity Date (as defined in the Agreement).

Unless this Certificate has been countersigned by an authorized signatory of the Trustee by manual signature, this Certificate shall not be entitled to any benefit under the Agreement, or be valid for any purpose.

 

 

IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed.

	
            Dated: _____________, ____
 	
            LASALLE BANK NATIONAL ASSOCIATION,
 not in its individual capacity but solely as Trustee
 
	
             
 
	
             
 
	
            By:
 	
            
 
 
 
	
             
 	
            Authorized Signatory
 

 

CERTIFICATE OF AUTHENTICATION

This is one of the Class C Certificates referred to in the within-mentioned Agreement.

	
            Dated: _____________, ____
 	
            LASALLE BANK NATIONAL ASSOCIATION,
 Authorized signatory of LaSalle Bank National
 Association, not in its individual capacity but solely as
 Trustee
 
	
             
 
	
             
 
	
            By:
 	
            
 
 
 
	
             
 	
            Authorized Signatory
 

 

 

 

 

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto __________________________________ (Please print or typewrite name and address including postal zip code of assignee) a Percentage Interest evidenced by the within Asset-Backed Certificate and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of the Trust Fund.

I (We) further direct the Certificate Registrar to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

	
             
 	
             
 	
             
 
	
             
 	
             
 	
            .
 

 

	
            Dated:
 	
            
 
 
 
	
             
 	
            Signature by or on behalf of assignor
 
	
             
 	
             
 
	
             
 	
            
 
 
 
	
             
 	
            Signature Guaranteed
 

 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

	
            Distributions shall be made, by wire transfer or otherwise, in immediately available 
 
	
            funds to
 	
             
 
	
             
 
	
            for the account of
 	
             
 
	
            account number
 	
             
 	
            or, if mailed by check, to
 
	
             
 
	
            Applicable statements should be mailed to
 	
             
 
	
             
 
	
             
 
	
            This information is provided by
 	
             
 
	
            assignee named above, or
 	
             
 
	
            its agent.
 	
             
 
								

 

 

 

EXHIBIT A-5

Form of Class P Certificate

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 (THE “CODE”).

THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DECREASED BY THE PRINCIPAL PAYMENTS HEREON. ACCORDINGLY, FOLLOWING THE INITIAL ISSUANCE OF THE CERTIFICATES, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DIFFERENT FROM THE DENOMINATION SHOWN BELOW. ANYONE ACQUIRING THIS CERTIFICATE MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL BALANCE BY INQUIRY OF THE TRUSTEE NAMED HEREIN.

THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), OR UNDER ANY STATE SECURITIES LAWS. THE HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT THIS CERTIFICATE MAY BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS AND ONLY (1) PURSUANT TO RULE 144A UNDER THE SECURITIES ACT (“RULE 144A”) TO A PERSON THAT THE HOLDER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A (A “QIB”), PURCHASING FOR ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE ACCOUNT OF A QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE REOFFER, RESALE, PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A, (2) PURSUANT TO AN EXEMPTION FROM REGISTRATION PROVIDED BY RULE 144 UNDER THE
SECURITIES ACT (IF AVAILABLE) OR (3) IN CERTIFICATED FORM TO AN “INSTITUTIONAL ACCREDITED INVESTOR” WITHIN THE MEANING THEREOF IN RULE 501(a)(1), (2), (3) or (7) OF REGULATION D UNDER THE ACT OR ANY ENTITY IN WHICH ALL OF THE EQUITY OWNERS COME WITHIN SUCH PARAGRAPHS PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE SECURITIES ACT, SUBJECT TO (A) THE RECEIPT BY THE TRUSTEE OF A LETTER SUBSTANTIALLY IN THE FORM PROVIDED IN THE AGREEMENT AND (B) THE RECEIPT BY THE TRUSTEE OF SUCH OTHER EVIDENCE ACCEPTABLE TO THE TRUSTEE THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER IS IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS OR IN EACH CASE IN ACCORDANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED STATES AND ANY OTHER APPLICABLE JURISDICTION.

 

 

NO TRANSFER OF THIS CERTIFICATE MAY BE MADE TO ANY PERSON, UNLESS THE TRANSFEREE PROVIDES EITHER A CERTIFICATION PURSUANT TO SECTION 6.02(i) OF THE AGREEMENT OR AN OPINION OF COUNSEL SATISFACTORY TO THE TRUSTEE THAT THE PURCHASE AND HOLDING OF THIS CERTIFICATE ARE PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE OR RESULT IN ANY NON-EXEMPT PROHIBITED TRANSACTIONS UNDER SECTION 406 OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”) OR SECTION 4975 OF THE CODE AND WILL NOT SUBJECT THE TRUSTEE, MASTER SERVICER OR THE DEPOSITOR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN THE AGREEMENT.

 

 

	
            Certificate No.1
 	
            Percentage Interest: 100%
 
	
             
 	
             
 
	
            Class P
 	
             
 
	
             
 	
             
 
	
            Date of Pooling and Servicing Agreement and
 Cut-off Date:

November 1, 2005
 	
            Aggregate Initial Certificate Principal Balance
 of this Certificate as of the Cut-off Date:

$100.00
 
	
             
 	
             
 
	
            First Distribution Date:

December 27, 2005
 	
            Initial Certificate Principal Balance of this
 Certificate as of the Cut-off Date:

$100.00
 
	
             
 	
             
 
	
            Master Servicer:

EMC Mortgage Corporation
 	
            CUSIP:  [_____]
 
	
             
 	
             
 
	
            Last Scheduled Distribution Date:

[______________]
 	
             
 

 

 

SACO I TRUST

MORTGAGE-BACKED CERTIFICATE

SERIES 2005-9

evidencing a Percentage Interest in the distributions allocable to the Class P Certificates with respect to a Trust Fund consisting primarily of a pool of certain fixed rate, junior lien one- to four-family mortgage loans sold by BEAR STEARNS ASSET BACKED SECURITIES I LLC.

This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Bear Stearns Asset Backed Securities I LLC, the Master Servicer or the Trustee referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by Bear Stearns Asset Backed Securities I LLC, the Master Servicer or the Trustee or any of their affiliates or any other person. None of Bear Stearns Asset Backed Securities I LLC, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.

This certifies that ____________________ is the registered owner of the Percentage Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the “Trust Fund”) generally consisting primarily of a pool of fixed rate mortgage loans that are secured by junior liens on one- to four- family 

 

residences (collectively, the “Mortgage Loans”) sold by Bear Stearns Asset Backed Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC Mortgage Corporation (“EMC”) to BSABS I. EMC will act as master servicer of the Mortgage Loans (in that capacity, the “Master Servicer,” which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement, dated as of the Cut-off Date specified above (the “Agreement”), among BSABS I, as depositor (the “Depositor”), EMC Mortgage Corporation as seller and as Master Servicer and LaSalle Bank National Association as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning
ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound.

The Trustee will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last day (or if such last day is not a Business Day, the Business Day immediately preceding such last day) of the calendar month immediately preceding the month in which the Distribution Date occurs, an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amounts required to be distributed to the Holders of Certificates of the same Class as this Certificate. 

Distributions on this Certificate will be made by the Trustee by check mailed to the address of the Person entitled thereto as such name and address shall appear on the Certificate Register or, if such Person so requests by notifying the Trustee in writing as specified in the Agreement. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Trustee of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Trustee for that purpose and designated in such notice.

No transfer of this Certificate shall be made unless the transfer is made pursuant to an effective registration statement under the Securities Act of 1933, as amended (the “1933 Act”), and an effective registration or qualification under applicable state securities laws, or is made in a transaction that does not require such registration or qualification. In the event that such a transfer of this Certificate is to be made without registration or qualification, the Trustee shall require receipt of (i) if such transfer is purportedly being made in reliance upon Rule 144A under the 1933 Act, written certifications from the Holder of the Certificate desiring to effect the transfer, and from such Holder’s prospective transferee, substantially in the forms attached to the Agreement as Exhibit D and either Exhibit E or Exhibit F, as applicable, and (ii) in all other cases, an
Opinion of Counsel satisfactory to it that such transfer may be made without such registration or qualification (which Opinion of Counsel shall not be an expense of the Trust Fund or of the Depositor, the Trustee or the Master Servicer in their respective capacities as such), together with copies of the written certification(s) of the Holder of the Certificate desiring to effect the transfer and/or such Holder’s prospective transferee upon which such Opinion of Counsel is based. Neither the Depositor nor the Trustee is obligated to register or qualify the 

 

Class of Certificates specified on the face hereof under the 1933 Act or any other securities law or to take any action not otherwise required under the Agreement to permit the transfer of such Certificates without registration or qualification. Any Holder desiring to effect a transfer of this Certificate shall be required to indemnify the Trustee, the Depositor, the Sellers and the Master Servicer against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws.

No transfer of this Class P Certificate will be made unless the Trustee shall have received either (i) the opinion of counsel set forth in Section 6.02(i) of the Agreement or (ii) a representation letter under Section 6.02 of the Agreement, in the form as described by the Agreement, stating that the transferee is not an employee benefit or other plan subject to the prohibited transaction provisions of ERISA or Section 4975 of the Code (a “Plan”), or any other person (including an investment manager, a named fiduciary or a trustee of any Plan) acting, directly or indirectly, on behalf of or purchasing any Certificate with “plan assets” of any Plan.

This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the “Certificates”). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the Trust Fund for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Depositor and the rights of the Certificateholders under the Agreement from time to time by the parties thereto with the consent of the Holders of the Class or Classes of Certificates affected thereby evidencing over 50% of the Voting Rights of such Class or Classes.  Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable with the Trustee upon surrender of this Certificate for registration of transfer at the offices or agencies maintained by the Trustee for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Trustee duly executed by the Holder hereof or such Holder’s attorney duly authorized in writing, and thereupon one or more new Certificates in authorized denominations representing a like aggregate Percentage Interest will be issued to the designated transferee.

 

 

The Certificates are issuable only as registered Certificates without coupons in the Classes and denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates evidencing the same Class and in the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made to the Certificateholders for any such registration of transfer, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Depositor, the Master Servicer, the Trustee and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Master Servicer, the Trustee or any such agent shall be affected by notice to the contrary.

The obligations created by the Agreement and the Trust Fund created thereby (other than the obligations to make payments to Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B) the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named in the Agreement of all the Mortgage Loans and other assets of the Trust Fund in accordance with the terms of the Agreement. Such optional repurchase may be made only on or after the first Distribution Date on which the aggregate Stated Principal Balance of the Mortgage Loans is less than or equal to a
certain percentage of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date as set forth in the Agreement.  The exercise of such right will effect the early retirement of the Certificates. In no event, however, will the Trust Fund created by the Agreement continue beyond the earlier of (i) the expiration of 21 years after the death of certain persons identified in the Agreement and (ii) the Latest Possible Maturity Date (as defined in the Agreement).

Unless this Certificate has been countersigned by an authorized signatory of the Trustee by manual signature, this Certificate shall not be entitled to any benefit under the Agreement, or be valid for any purpose.

 

 

IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly

executed.

	
            Dated: _____________, ____
 	
            LASALLE BANK NATIONAL ASSOCIATION,
 not in its individual capacity but solely as Trustee
 
	
             
 
	
             
 
	
            By:
 	
            
 
 
 
	
             
 	
            Authorized Signatory
 

 

CERTIFICATE OF AUTHENTICATION

This is one of the Class P Certificates referred to in the within-mentioned Agreement.

	
            Dated: _____________, ____
 	
            LASALLE BANK NATIONAL ASSOCIATION,
 Authorized signatory of LaSalle Bank National
 Association, not in its individual capacity but solely as
 Trustee
 
	
             
 
	
             
 
	
            By:
 	
            
 
 
 
	
             
 	
            Authorized Signatory
 

 

 

 

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto __________________________________ (Please print or typewrite name and address including postal zip code of assignee) a Percentage Interest evidenced by the within Asset-Backed Certificate and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of the Trust Fund.

I (We) further direct the Certificate Registrar to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

	
             
 	
             
 	
             
 
	
             
 	
             
 	
            .
 

 

	
            Dated:
 	
            
 
 
 
	
             
 	
            Signature by or on behalf of assignor
 
	
             
 	
             
 
	
             
 	
            
 
 
 
	
             
 	
            Signature Guaranteed
 

 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

	
            Distributions shall be made, by wire transfer or otherwise, in immediately available 
 
	
            funds to
 	
             
 
	
             
 
	
            for the account of
 	
             
 
	
            account number
 	
             
 	
            or, if mailed by check, to
 
	
             
 
	
            Applicable statements should be mailed to
 	
             
 
	
             
 
	
             
 
	
            This information is provided by
 	
             
 
	
            assignee named above, or
 	
             
 
	
            its agent.
 	
             
 
								

 

 

 

 

EXHIBIT A-6

Form of Class R[-1][-2][-X] Certificates

THIS CERTIFICATE MAY NOT BE HELD BY OR TRANSFERRED TO A NON-UNITED STATES PERSON OR A DISQUALIFIED ORGANIZATION (AS DEFINED BELOW).

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “RESIDUAL INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 (THE “CODE”).

NO TRANSFER OF THIS CERTIFICATE MAY BE MADE TO ANY PERSON, UNLESS THE TRANSFEREE PROVIDES EITHER A CERTIFICATION PURSUANT TO SECTION 6.02(i) OF THE AGREEMENT OR AN OPINION OF COUNSEL SATISFACTORY TO THE TRUSTEE THAT THE PURCHASE AND HOLDING OF THIS CERTIFICATE ARE PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE OR RESULT IN ANY NON-EXEMPT PROHIBITED TRANSACTIONS UNDER SECTION 406 OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”) OR SECTION 4975 OF THE CODE AND WILL NOT SUBJECT THE TRUSTEE, MASTER SERVICER OR THE DEPOSITOR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN THE AGREEMENT.

 

ANY RESALE, TRANSFER OR OTHER DISPOSITION OF THIS CERTIFICATE MAY BE MADE ONLY IF THE PROPOSED TRANSFEREE PROVIDES A TRANSFER AFFIDAVIT TO THE MASTER SERVICER AND THE TRUSTEE THAT (1) SUCH TRANSFEREE IS NOT (A) THE UNITED STATES, ANY STATE OR POLITICAL SUBDIVISION THEREOF, ANY POSSESSION OF THE UNITED STATES, OR ANY AGENCY OR INSTRUMENTALITY OF ANY OF THE FOREGOING (OTHER THAN AN INSTRUMENTALITY WHICH IS A CORPORATION IF ALL OF ITS ACTIVITIES ARE SUBJECT TO TAX AND EXCEPT FOR FREDDIE MAC, A MAJORITY OF ITS BOARD OF DIRECTORS IS NOT SELECTED BY SUCH GOVERNMENTAL UNIT), (B) A FOREIGN GOVERNMENT, ANY INTERNATIONAL ORGANIZATION, OR ANY AGENCY OR INSTRUMENTALITY OF EITHER OF THE FOREGOING, (C) ANY ORGANIZATION (OTHER THAN CERTAIN FARMERS’ COOPERATIVES DESCRIBED IN SECTION 521 OF THE CODE) WHICH IS EXEMPT FROM THE TAX IMPOSED BY CHAPTER 1 OF THE CODE UNLESS SUCH ORGANIZATION IS SUBJECT
TO THE TAX IMPOSED BY SECTION 511 OF THE CODE (INCLUDING THE TAX IMPOSED BY SECTION 511 OF THE CODE ON UNRELATED BUSINESS TAXABLE INCOME), (D) RURAL ELECTRIC AND TELEPHONE COOPERATIVES DESCRIBED IN SECTION 1381(a)(2)(C) OF THE CODE, (E) AN ELECTING LARGE PARTNERSHIP UNDER SECTION 775(a) OF THE CODE (ANY SUCH PERSON DESCRIBED IN THE 

 

FOREGOING CLAUSES (A), (B), (C), (D) OR (E) BEING HEREIN REFERRED TO AS A “DISQUALIFIED ORGANIZATION”), OR (F) AN AGENT OF A DISQUALIFIED ORGANIZATION, (2) SUCH TRANSFEREE IS A UNITED STATES PERSON UNDER SECTION 7701 OF THE CODE, (3) NO PURPOSE OF SUCH TRANSFER IS TO IMPEDE THE ASSESSMENT OR COLLECTION OF TAX AND (4) SUCH TRANSFEREE SATISFIES CERTAIN ADDITIONAL CONDITIONS RELATING TO THE FINANCIAL CONDITION OF THE PROPOSED TRANSFEREE.  NOTWITHSTANDING THE REGISTRATION IN THE CERTIFICATE REGISTER OR ANY TRANSFER, SALE OR OTHER DISPOSITION OF THIS CERTIFICATE TO A DISQUALIFIED ORGANIZATION OR AN AGENT OF A DISQUALIFIED ORGANIZATION, SUCH REGISTRATION SHALL BE DEEMED TO BE OF NO LEGAL FORCE OR EFFECT WHATSOEVER AND SUCH PERSON SHALL NOT BE DEEMED TO BE A CERTIFICATEHOLDER FOR ANY PURPOSE HEREUNDER, INCLUDING, BUT NOT LIMITED TO, THE RECEIPT OF DISTRIBUTIONS ON THIS CERTIFICATE.  EACH HOLDER OF
THIS CERTIFICATE BY ACCEPTANCE OF THIS CERTIFICATE SHALL BE DEEMED TO HAVE CONSENTED TO THE PROVISIONS OF THIS PARAGRAPH.

 

 

	
            Certificate No.1
 	
             
 
	
             
 	
             
 
	
            Class Class R[-1][-2][-X]
 	
            Percentage Interest: 100%
 
	
             
 	
             
 
	
            Date of Pooling and Servicing Agreement and
 Cut-off Date:

November 1, 2005
 	
             
 
	
             
 	
             
 
	
            First Distribution Date:

December 27, 2005
 	
             
 
	
             
 	
             
 
	
            Master Servicer:

EMC Mortgage Corporation
 	
            CUSIP: [_____]
 
	
             
 	
             
 
	
            Last Scheduled Distribution Date:

[___________ , ___]
 	
             
 

 

 

SACO I TRUST

MORTGAGE-BACKED CERTIFICATE

SERIES 2005-9

evidencing a fractional undivided interest in the distributions allocable to the Class R[-1][-2][-X] Certificates with respect to a Trust Fund consisting primarily of a pool of certain fixed rate, junior lien one- to four-family mortgage loans sold by BEAR STEARNS ASSET BACKED SECURITIES I LLC.

This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Bear Stearns Asset Backed Securities I LLC, the Master Servicer or the Trustee referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by Bear Stearns Asset Backed Securities I LLC, the Master Servicer, the Trustee or any of their affiliates or any other person. None of Bear Stearns Asset Backed Securities I LLC, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.

This certifies that Bear, Stearns Securities Corp. is the registered owner of the Percentage Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the “Trust Fund”) generally consisting primarily of a pool of fixed rate mortgage loans that are secured by junior liens on one- to four- family residences (collectively, the “Mortgage Loans”) sold by Bear Stearns Asset Backed Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC Mortgage Corporation (“EMC”) to 

 

BSABS I. EMC will act as master servicer of the Mortgage Loans (in that capacity, the “Master Servicer,” which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement, dated as of the Cut-off Date specified above (the “Agreement”), among BSABS I, as depositor (the “Depositor”), EMC Mortgage Corporation as seller and as Master Servicer and LaSalle Bank National Association as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its
acceptance hereof assents and by which such Holder is bound.

Each Holder of this Certificate will be deemed to have agreed to be bound by the

restrictions set forth in the Agreement to the effect that (i) each person holding or acquiring any Ownership Interest in this Certificate must be a Permitted Transferee, (ii) the transfer of any Ownership Interest in this Certificate will be conditioned upon the delivery to the Trustee of, among other things, an affidavit to the effect that it is a Permitted Transferee, (iii) any attempted or purported transfer of any Ownership Interest in this Certificate in violation of such restrictions will be absolutely null and void and will vest no rights in the purported transferee, and (iv) if any person other than a Permitted Transferee acquires any Ownership Interest in this Certificate in violation of such restrictions, then the Depositor will have the right, in its sole discretion and without notice to the Holder of this Certificate, to sell this Certificate to a purchaser selected by the Depositor, which
purchaser may be the Depositor, or any affiliate of the Depositor, on such terms and conditions as the Depositor may choose.

The Trustee will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last day (or if such last day is not a Business Day, the Business Day immediately preceding such last day) of the calendar month immediately preceding the month in which the Distribution Date occurs, an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amounts required to be distributed to the Holders of Certificates of the same Class as this Certificate. 

Distributions on this Certificate will be made by the Trustee by check mailed to the address of the Person entitled thereto as such name and address shall appear on the Certificate Register or, if such Person so requests by notifying the Trustee in writing as specified in the Agreement. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Trustee of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Trustee for that purpose and designated in such notice.

No transfer of this Class R[-1][-2][-3]x Certificate will be made unless the Trustee shall have received either (i) the opinion of counsel set forth in Section 6.02(i) of the Agreement or (ii) a representation letter under Section 6.02 of the Agreement, in the form as described by the Agreement, stating that the transferee is not an employee benefit or other plan subject to the prohibited transaction provisions of ERISA or Section 4975 of the Code (a “Plan”), 

 

or any other person (including an investment manager, a named fiduciary or a trustee of any Plan) acting, directly or indirectly, on behalf of or purchasing any Certificate with “plan assets” of any Plan.

This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the “Certificates”). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the Trust Fund for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Depositor and the rights of the Certificateholders under the Agreement from time to time by the parties thereto with the consent of the Holders of the Class or Classes of Certificates affected thereby evidencing over 50% of the Voting Rights of such Class or Classes.  Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable with the Trustee upon surrender of this Certificate for registration of transfer at the offices or agencies maintained by the Trustee for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Trustee duly executed by the Holder hereof or such Holder’s attorney duly authorized in writing, and thereupon one or more new Certificates in authorized denominations representing a like aggregate Percentage Interest will be issued to the designated transferee.

The Certificates are issuable only as registered Certificates without coupons in the Classes and denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates evidencing the same Class and in the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made to the Certificateholders for any such registration of transfer, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Depositor, the Master Servicer, the Trustee and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of Depositor, the Master Servicer, the Trustee or any such agent shall be affected by notice to the contrary.

 

 

The obligations created by the Agreement and the Trust Fund created thereby (other than the obligations to make payments to Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and  disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B) the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named in the Agreement of all the Mortgage Loans and other assets of the Trust Fund in accordance with the terms of the Agreement. Such optional repurchase may be made only on or after the first Distribution Date on which the aggregate Stated Principal Balance of the Mortgage Loans is less than or equal to a
certain percentage of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date as set forth in the Agreement. The exercise of such right will effect the early retirement of the Certificates. In no event, however, will the Trust Fund created by the Agreement continue beyond the earlier of (i) the expiration of 21 years after the death of certain persons identified in Section 10.01 of the Agreement and (ii) the Latest Possible Maturity Date (as defined in the Agreement).

Unless this Certificate has been countersigned by an authorized signatory of the Trustee by manual signature, this Certificate shall not be entitled to any benefit under the Agreement, or be valid for any purpose.

 

 

IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed.

	
            Dated: _____________, ____
 	
            LASALLE BANK NATIONAL ASSOCIATION,
 not in its individual capacity but solely as Trustee
 
	
             
 
	
             
 
	
            By:
 	
            
 
 
 
	
             
 	
            Authorized Signatory
 

 

CERTIFICATE OF AUTHENTICATION

This is one of the Class R[-1][-2][-X] Certificates referred to in the within-mentioned Agreement.

	
            Dated: _____________, ____
 	
            LASALLE BANK NATIONAL ASSOCIATION,
 Authorized signatory of LaSalle Bank National
 Association, not in its individual capacity but solely as
 Trustee
 
	
             
 
	
             
 
	
            By:
 	
            
 
 
 
	
             
 	
            Authorized Signatory
 

 

 

 

 

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto __________________________________ (Please print or typewrite name and address including postal zip code of assignee) a Percentage Interest evidenced by the within Asset-Backed Certificate and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of the Trust Fund.

I (We) further direct the Certificate Registrar to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

	
             
 	
             
 	
             
 
	
             
 	
             
 	
            .
 

 

	
            Dated:
 	
            
 
 
 
	
             
 	
            Signature by or on behalf of assignor
 
	
             
 	
             
 
	
             
 	
            
 
 
 
	
             
 	
            Signature Guaranteed
 

 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

	
            Distributions shall be made, by wire transfer or otherwise, in immediately available 
 
	
            funds to
 	
             
 
	
             
 
	
            for the account of
 	
             
 
	
            account number
 	
             
 	
            or, if mailed by check, to
 
	
             
 
	
            Applicable statements should be mailed to
 	
             
 
	
             
 
	
             
 
	
            This information is provided by
 	
             
 
	
            assignee named above, or
 	
             
 
	
            its agent.
 	
             
 
								

 

 

 

EXHIBIT B

MORTGAGE LOAN SCHEDULE

[provided upon request]

 

 

EXHIBIT C

FORM OF TRANSFER AFFIDAVIT

 

	
             
 	
             
 	
            Affidavit pursuant to Section 860E(e)(4) of the Internal Revenue Code of 1986, as amended, and for other purposes
 

 

	
            STATE OF
 	
            )
 	
             
 
	
             
 	
            )
 	
            ss.:
 
	
            COUNTY OF
 	
            )
 	
             
 

[NAME OF OFFICER], being first duly sworn, deposes and says:

1.           That he/she is [Title of Officer] of [Name of Investor] (the “Investor”), a [savings institution] [corporation] duly organized and existing under the laws of [the State of _____] [the United States], on behalf of which he makes this affidavit.

2.           That (i) the Investor is not a “disqualified organization” as defined in Section 860E(e)(5) of the Internal Revenue Code of 1986, as amended (the “Code”), or an electing large partnership as defined in Section 775(a) of the Code, and will not be a disqualified organization or an electing large partnership as of [Closing Date] [date of purchase]; (ii) it is not acquiring the SACO I Trust 2005-9 Mortgage-Backed Certificates, Series 2005-9, Class R[-1][-2][-X] Certificates (the “Residual Certificates”) for the account of a disqualified organization or an electing large partnership; (iii) it consents to any amendment of the Pooling and Servicing Agreement that shall be deemed necessary by Bear Stearns Asset Backed Securities I LLC (upon advice of counsel)
to constitute a reasonable arrangement to ensure that the Residual Certificates will not be owned directly or indirectly by a disqualified organization or an electing large partnership; and (iv) it will not transfer such Residual Certificates unless (a) it has received from the transferee an affidavit in substantially the same form as this affidavit containing these same seven representations and (b) as of the time of the transfer, it does not have actual knowledge that such affidavit is false.

3.           That the Investor is one of the following: (i) a citizen or resident of the United States, (ii) a corporation or partnership (including an entity treated as a corporation or partnership for federal income tax purposes) created or organized in, or under the laws of, the United States or any state thereof or the District of Columbia (except, in the case of a partnership, to the extent provided in regulations), provided that no partnership or other entity treated as a partnership for United States federal income tax purposes shall be treated as a United States person within the meaning of the Code unless all persons that own an interest in such partnership either directly or through any entity that is not a corporation for United States federal income tax purposes are United States
persons, (iii) an estate whose income is subject to United States federal income tax regardless of its source, or (iv) a trust other than a “foreign trust” as defined in Section 7701 (a)(31) of the Code.

 

 

	
             
 	
            4.
 	
            That the Investor’s taxpayer identification number is ______________________.
 

5.           That no purpose of the acquisition of the Residual Certificates is to avoid or impede the assessment or collection of tax.

6.           That the Investor understands that, as the holder of the Residual Certificates, the Investor may incur tax liabilities in excess of any cash flows generated by such Residual Certificates.

7.           That the Investor intends to pay taxes associated with holding the Residual Certificates as they become due.

IN WITNESS WHEREOF, the Investor has caused this instrument to be executed on its behalf, pursuant to authority of its Board of Directors, by its [Title of Officer] this ____ day of _________, 20__.

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            [NAME OF INVESTOR]
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Name:
 	
            [Name of Officer]
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Title:
 	
            [Title of Officer]
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            [Address of Investor for receipt of distributions]
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Address of Investor for receipt of tax information:
 

 

 

 

Personally appeared before me the above-named [Name of Officer], known or proved to me to be the same person who executed the foregoing instrument and to be the [Title of Officer] of the Investor, and acknowledged to me that he/she executed the same as his/her free act and deed and the free act and deed of the Investor.

Subscribed and sworn before me this ___ day of _________, 20___.

NOTARY PUBLIC

COUNTY OF

STATE OF

My commission expires the ___ day of ___________________, 20___.

 

 

EXHIBIT D

FORM OF TRANSFEROR CERTIFICATE

______________, 200___

Bear Stearns Asset Backed Securities I LLC

383 Madison Avenue

New York, New York 10179

LaSalle Bank National Association

135 South LaSalle Street, Suite 1625

Chicago, Illinois 60603

Attention: SACO I Trust 2005-9

	
             
 	
            Re:
 	
            SACO I Trust 2005-9
 Mortgage-Backed Certificates, Series 2005-9, Class[_]_
 

 

Ladies and Gentlemen:

In connection with the sale by ___________ (the “Seller”) to ________ (the “Purchaser”) of $_________ Initial Certificate Principal Balance of Mortgage-Backed Certificates, Series 2005-9, Class _____ (the “Certificates”), issued pursuant to the Pooling and Servicing Agreement (the “Pooling and Servicing Agreement”), dated as of November 1, 2005, among Bear Stearns Asset Backed Securities I LLC, as depositor (the “Depositor”), EMC Mortgage Corporation, as seller and as master servicer and LaSalle Bank National Association, as trustee (the “Trustee”). The Seller hereby certifies, represents and warrants to, a covenants with, the Depositor and the Trustee that:

Neither the Seller nor anyone acting on its behalf has (a) offered, pledged, sold, disposed of or otherwise transferred any Certificate, any interest in any Certificate or any other similar security to any person in any manner, (b) has solicited any offer to buy or to accept a pledge, disposition or other transfer of any Certificate, any interest in any Certificate or any other similar security from any person in any manner, (c) has otherwise approached or negotiated with respect to any Certificate, any interest in any Certificate or any other similar security with any person in any manner, (d) has made any general solicitation by means of general advertising or in any other manner, or (e) has taken any other action, that (as to any of (a) through (e) above) would constitute a distribution of the Certificates under the Securities Act of 1933 (the “Act”), that would render the
disposition of any Certificate a violation of Section 5 of the Act or any state securities law, or that would require registration or qualification pursuant thereto. The Seller will not act in any manner set forth in the foregoing sentence with respect to any Certificate. The Seller has not and will not sell or otherwise transfer any of the Certificates, except in compliance with the provisions of the Pooling and Servicing Agreement.

 

 

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Very truly yours,
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            ___________________________________________
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            (Seller)
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Name:
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Title:
 	
            
 
 
 

 

 

 

EXHIBIT E

FORM OF INVESTMENT LETTER-NON RULE 144A

[Date]

[SELLER]

Bear Stearns Asset Backed Securities I LLC

383 Madison Avenue

New York, New York 10179

LaSalle Bank National Association

135 South LaSalle Street, Suite 1625

Chicago, Illinois 60603

	
             
 	
            Re:
 	
            SACO I Trust 2005-9
 Mortgage-Backed, Series 2005-9, Class[_]_
 

 

Dear Ladies and Gentlemen:

In connection with our purchase of Privately Offered Certificates, we confirm that:

	
            (i)
 	
            we understand that the Privately Offered Certificates are not being registered under the Securities Act of 1933, as amended (the “Act”) or any applicable state securities or “Blue Sky” laws, and are being sold to us in a transaction that is exempt from the registration requirements of such laws;
 
	
            (ii)
 	
            any information we desired concerning the Certificates, including the Privately Offered Certificates, the trust in which the Certificates represent the entire beneficial ownership interest (the “Trust”) or any other matter we deemed relevant to our decision to purchase Privately Offered Certificates has been made available to us;
 
	
            (iii)
 	
            we are able to bear the economic risk of investment in Privately Offered Certificates; we are an institutional “accredited investor” as defined in Section 501(a) of Regulation D promulgated under the Act and a sophisticated institutional investor;
 
	
            (iv)
 	
            we are acquiring Privately Offered Certificates for our own account, not as nominee for any other person, and not with a present view to any distribution or other disposition of the Privately Offered Certificates;
 

 

 

 

 

	
            (v)
 	
            we agree the Privately Offered Certificates must be held indefinitely by us (and may not be sold, pledged, hypothecated or in any way disposed of) unless subsequently registered under the Act and any applicable state securities or “Blue Sky” laws or an exemption from the registration requirements of the Act and any applicable state securities or “Blue Sky” laws is available;
 	
             

	
            (vi)
 	
            we agree that in the event that at some future time we wish to dispose of or exchange any of the Privately Offered Certificates (such disposition or exchange not being currently foreseen or contemplated), we will not transfer or exchange any of the Privately Offered Certificates unless:
 	
             

	
             
 	
            (A) (1) the sale is to an Eligible Purchaser (as defined below), (2) if required by the Pooling and Servicing Agreement (as defined below) a letter to substantially the same effect as either this letter or, if the Eligible Purchaser is a Qualified Institutional Buyer as defined under Rule 144A of the Act, the Rule 144A and Related Matters Certificate in the form attached to the Pooling and Servicing Agreement (as defined below) (or such other documentation as may be acceptable to the Trustee) is executed promptly by the purchaser and delivered to the addressees hereof and (3) all offers or solicitations in connection with the sale, whether directly or through any agent acting on our behalf, are limited only to Eligible Purchasers and are not made by means of any form of general solicitation or general advertising
whatsoever; and

 
 	
             

	
             
 	
            (B)  if the Privately Offered Certificate is not registered under the Act (as to which we acknowledge you have no obligation), the Privately Offered Certificate is sold in a transaction that does not require registration under the Act and any applicable state securities or “blue sky” laws and, if LaSalle Bank National Association (the “Trustee”) so requests, a satisfactory Opinion of Counsel is furnished to such effect, which Opinion of Counsel shall be an expense of the transferor or the transferee;

 
 	
             

	
            (vii)
 	
            we agree to be bound by all of the terms (including those relating to restrictions on transfer) of the Pooling and Servicing, pursuant to which the Trust was formed; we have reviewed carefully and understand the terms of the Pooling and Servicing Agreement;
 

 

 

 

 

	
            (viii)
 	
            we either: (i) are not acquiring the Privately Offered Certificate directly or indirectly by, or on behalf of, an employee benefit plan or other retirement arrangement which is subject to Title I of the Employee Retirement Income Security Act of 1974, as amended, or section 4975 of the Internal Revenue Code of 1986, as amended, or (ii) are providing a representation or opinion of counsel to the effect that the proposed transfer and holding of a Privately Offered Certificate and the servicing, management and operation of the Trust and its assets: (1) will not result in any prohibited transaction which is not covered under an individual or class prohibited transaction exemption, including, but not limited to, Prohibited Transaction Exemption (“PTE”) 84-14, PTE 91-38, PTE 90-1, PTE 95-60 or PTE 96-23 and (2)
will not give rise to any additional obligations on the part of the Depositor, the Master Servicer or the Trustee.
 

 

 

 

 

	
            (ix)
 	
            We understand that each of the Privately Offered Certificates bears, and will continue to bear, a legend to substantiate the following effect: THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), OR UNDER ANY STATE SECURITIES LAWS. THE HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT THIS CERTIFICATE MAY BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS AND ONLY (1) PURSUANT TO RULE 144A UNDER THE SECURITIES ACT (“RULE 144A”) TO A PERSON THAT THE HOLDER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A (A “QIB”), PURCHASING FOR ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE
ACCOUNT OF A QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE REOFFER, RESALE, PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A, (2) PURSUANT TO AN EXEMPTION FROM REGISTRATION PROVIDED BY RULE 144 UNDER THE SECURITIES ACT (IF AVAILABLE) OR (3) IN CERTIFICATED FORM TO AN “INSTITUTIONAL ACCREDITED INVESTOR” WITHIN THE MEANING THEREOF IN RULE 501(a)(1), (2), (3) or (7) OF REGULATION D UNDER THE ACT OR ANY ENTITY IN WHICH ALL OF THE EQUITY OWNERS COME WITHIN SUCH PARAGRAPHS PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE SECURITIES ACT, SUBJECT TO (A) THE RECEIPT BY THE SECURITIES ADMINISTRATOR OF A LETTER SUBSTANTIALLY IN THE FORM PROVIDED IN THE AGREEMENT AND (B) THE RECEIPT BY THE SECURITIES ADMINISTRATOR OF SUCH OTHER EVIDENCE ACCEPTABLE TO THE SECURITIES ADMINISTRATOR THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER IS IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS OR IN EACH CASE IN ACCORDANCE WITH ALL APPLICABLE SECURITIES LAWS OF
THE UNITED STATES AND ANY OTHER APPLICABLE JURISDICTION. EACH HOLDER OF A CERTIFICATE OR BENEFICIAL OWNERSHIP SHALL BE DEEMED TO HAVE MADE THE REPRESENTATIONS SET FORTH IN SECTION 6.02(i) OF THE POOLING AGREEMENT.
 

 

 

 

“Eligible Purchaser” means a corporation, partnership or other entity which we have reasonable grounds to believe and do believe (i) can make representations with respect to itself to substantially the same effect as the representations set forth herein, and (ii) is either a Qualified Institutional Buyer as defined under Rule 144A of the Act or an institutional “Accredited Investor” as defined under Rule 501 of the Act.

Terms not otherwise defined herein shall have the meanings assigned to them in the Pooling and Servicing Agreement, dated as of November 1, 2005, among Bear Stearns Asset Backed Securities I LLC, as depositor, EMC Mortgage Corporation, as seller and as master servicer and LaSalle Bank National Association, as Trustee (the “Pooling and Servicing Agreement’).

If the Purchaser proposes that its Certificates be registered in the name of a nominee on its behalf, the Purchaser has identified such nominee below, and has caused such nominee to complete the Nominee Acknowledgment at the end of this letter.

Name of Nominee (if any): __________________________

 

 

 

IN WITNESS WHEREOF, this document has been executed by the undersigned who is duly authorized to do so on behalf of the undersigned Eligible Purchaser on the ___ day of ________, 20___.

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Very truly yours,
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            [PURCHASER]
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            (Authorized Officer)
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            (Attorney-in-fact)
 

 

 

 

Nominee Acknowledgment

The undersigned hereby acknowledges and agrees that as to the Certificates being registered in its name, the sole beneficial owner thereof is and shall be the Purchaser identified above, for whom the undersigned is acting as nominee.

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            [NAME OF NOMINEE]
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            (Authorized Officer)
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            (Attorney-in-fact)
 

 

 

 

EXHIBIT F

FORM OF RULE 144A AND RELATED MATTERS CERTIFICATE

[SELLER]

Bear Stearns Asset Backed Securities I LLC

383 Madison Avenue

New York, New York 10179

LaSalle Bank National Association

135 South LaSalle Street, Suite 1625

Chicago, Illinois 60603

	
             
 	
            Re:
 	
            SACO I Trust 2005-9
 Mortgage-Backed Certificates, Series 2005-9, Class[_]_
 

 

Dear Ladies and Gentlemen:

In connection with our purchase of Privately Offered Certificates, the undersigned certifies to each of the parties to whom this letter is addressed that it is a qualified institutional buyer (as defined in Rule 144A under the Securities Act of 1933, as amended (the “Act”)) as follows:

1.           It owned and/or invested on a discretionary basis eligible securities (excluding affiliate’s securities, bank deposit notes and CD’s, loan participations, repurchase agreements, securities owned but subject to a repurchase agreement and swaps), as described below:

Date: ______________, 20__ (must be on or after the close of its most recent fiscal year)

Amount: $ _____________________; and

	
            2.
 	
            The dollar amount set forth above is:
 

	
             
 	
            a.
 	
            greater than $100 million and the undersigned is one of the following entities:
 

	
            (1)
 	
            less than or equal to
 	
            an insurance company as defined in Section 2(13) of the Act[1]; or
 

_________________________

            A purchase by an insurance company for one or more of its separate accounts, as defined by Section 2(a)(37) of the Investment Company Act of 1940, which are neither registered nor required to be registered thereunder, shall be deemed to be a purchase for the account of such insurance company. 

 

 

 

 

	
            (2)
 	
            less than or equal to
 	
            an investment company registered under the Investment Company Act or any business development company as defined in Section 2(a)(48) of the Investment Company Act of 1940; or
 
	
            (3)
 	
            less than or equal to
 	
            a Small Business Investment Company licensed by the U.S. Small Business Administration under Section 301(c) or (d) of the Small Business Investment Act of 1958; or
 
	
            (4)
 	
            less than or equal to
 	
            a plan (i) established and maintained by a state, its political subdivisions, or any agency or instrumentality of a state or its political subdivisions, the laws of which permit the purchase of securities of this type, for the benefit of its employees and (ii) the governing investment guidelines of which permit the purchase of securities of this type; or
 
	
            (5)
 	
            less than or equal to
 	
            a business development company as defined in Section 202(a)(22) of the Investment Advisers Act of 1940; or
 
	
            (6)
 	
            less than or equal to
 	
            a corporation (other than a U.S. bank, savings and loan association or equivalent foreign institution), partnership, Massachusetts or similar business trust, or an organization described in Section 501(c)(3) of the Internal Revenue Code; or
 
	
            (7)
 	
            less than or equal to
 	
            a U.S. bank, savings and loan association or equivalent foreign institution, which has an audited net worth of at least $25 million as demonstrated in its latest annual financial statements; or
 
	
            (8)
 	
            less than or equal to
 	
            an investment adviser registered under the Investment Advisers Act; or
 

 

	
            b.
 	
            less than or equal to
 	
            greater than $10 million, and the undersigned is a broker-dealer registered with the SEC; or
 
	
            c.
 	
            less than or equal to
 	
            less than $10 million, and the undersigned is a broker-dealer registered with the SEC and will only purchase Rule 144A securities in transactions in which it acts as a riskless principal (as defined in Rule 144A); or
 

 

 

 

 

	
            d.
 	
            less than or equal to
 	
            less than $100 million, and the undersigned is an investment company registered under the Investment Company Act of 1940, which, together with one or more registered investment companies having the same or an affiliated investment adviser, owns at least $100 million of eligible securities; or
 
	
            e.
 	
            less than or equal to
 	
            less than $100 million, and the undersigned is an entity, all the equity owners of which are qualified institutional buyers.
 

The undersigned further certifies that it is purchasing a Privately Offered Certificate for its own account or for the account of others that independently qualify as “Qualified Institutional Buyers” as defined in Rule 144A. It is aware that the sale of the Privately Offered Certificates is being made in reliance on its continued compliance with Rule 144A. It is aware that the transferor may rely on the exemption from the provisions of Section 5 of the Act provided by Rule 144A. The undersigned understands that the Privately Offered Certificates may be resold, pledged or transferred only to (i) a person reasonably believed to be a Qualified Institutional Buyer that purchases for its own account or for the account of a Qualified Institutional Buyer to whom notice is given that the resale, pledge or transfer is being made in reliance in Rule 144A, or (ii) an institutional
“accredited investor,” as such term is defined under Rule 501 of the Act in a transaction that otherwise does not constitute a public offering.

The undersigned agrees that if at some future time it wishes to dispose of or exchange any of the Privately Offered Certificates, it will not transfer or exchange any of the Privately Offered Certificates to a Qualified Institutional Buyer without first obtaining a Rule 144A and Related Matters Certificate in the form hereof from the transferee and delivering such certificate to the addressees hereof. Prior to making any transfer of Privately Offered Certificates, if the proposed Transferee is an institutional “accredited investor,” the transferor shall obtain from the transferee and deliver to the addressees hereof an Investment Letter in the form attached to the Pooling and Servicing Agreement, dated as of November 1, 2005, among Bear Stearns Asset Backed Securities I LLC, as depositor, EMC Mortgage Corporation, as seller and as master servicer and LaSalle Bank National
Association, as Trustee, pursuant to which the Certificates were issued.

The undersigned certifies that it is not acquiring the Privately Offered Certificate directly or indirectly by, or on behalf of, an employee benefit plan or other retirement arrangement which is subject to Title I of the Employee Retirement Income Security Act of 1974, as amended, or Section 4975 of the Internal Revenue Code of 1986, as amended, unless the transferee certifies or represents that the proposed transfer and holding of a Certificate and the servicing, management and operation of the trust and its assets: (i) will not result in any prohibited transaction which is not covered under an individual or class prohibited transaction exemption, including, but not limited to, Prohibited Transaction Exemption (“PTE”) 84-14, PTE 91-38, PTE 90-1, PTE 95-60 or PTE 96-23 and (ii) will not give rise to any additional obligations on the part of the Depositor, the Master Servicer or
the Trustee, which will be deemed represented by an owner of a Book-Entry Certificate or a Global Certificate or unless the opinion specified in section 6.02 of the Pooling and Servicing Agreement is provided.  

 

 

If the Purchaser proposes that its Certificates be registered in the name of a nominee on its behalf, the Purchaser has identified such nominee below, and has caused such nominee to complete the Nominee Acknowledgment at the end of this letter.

Name of Nominee (if any): __________________

 

 

IN WITNESS WHEREOF, this document has been executed by the undersigned who is duly authorized to do so on behalf of the undersigned Eligible Purchaser on the ____ day of ___________, 20___.

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Very truly yours,
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            [PURCHASER]
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            (Authorized Officer)
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            (Attorney-in-fact)
 

 

 

 

Nominee Acknowledgment

The undersigned hereby acknowledges and agrees that as to the Certificates being registered in its name, the sole beneficial owner thereof is and shall be the Purchaser identified above, for whom the undersigned is acting as nominee.

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            [NAME OF NOMINEE]
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            (Authorized Officer)
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            (Attorney-in-fact)
 

 

 

 

EXHIBIT G

FORM OF REQUEST FOR RELEASE

	
            To:
 	
            LaSalle Bank National Association
 

135 South LaSalle Street, Suite 1625

Chicago, Illinois 60603

 

	
            RE:
 	
            Pooling and Servicing Agreement, dated as of November 1, 2005, among Bear Stearns Asset Backed Securities I LLC, as Depositor, EMC Mortgage Corporation, as seller and as master servicer and LaSalle Bank National Association, as Trustee
 

 

In connection with the administration of the Mortgage Loans held by you pursuant to the above-captioned Pooling and Servicing Agreement, we request the release, and hereby acknowledge receipt, of the Mortgage File for the Mortgage Loan described below, for the reason indicated.

Mortgage Loan Number:

Mortgagor Name, Address & Zip Code:

Reason for Requesting Documents (check one):

	
            _____
 	
            1.
 	
            Mortgage Paid in Full and proceeds have been deposited into the Custodial Account
 
	
            _____
 	
            2.
 	
            Foreclosure
 	
             
 
	
            _____
 	
            3.
 	
            Substitution
 	
             
 
	
            _____
 	
            4.
 	
            Other Liquidation
 	
             
 
	
            _____
 	
            5.
 	
            Nonliquidation
 	
            Reason:_________________________________
 
	
            _____
 	
            6.
 	
            California Mortgage Loan paid in full
 

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            (authorized signer)
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Issuer:  
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Address:  
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Date:
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            
 
 
 

 

 

 

EXHIBIT H

DTC Letter of Representations

[provided upon request]

 

 

EXHIBIT I

Schedule of Mortgage Loans with Lost Notes

[provided upon request]

 

 

EXHIBIT J-1

FORM OF CUSTODIAL AGREEMENT

CUSTODIAL AGREEMENT

THIS CUSTODIAL AGREEMENT (as amended and supplemented from time to time, the “Agreement”), dated as of November 30, 2005, by and among LASALLE BANK NATIONAL ASSOCIATION, not individually but solely as trustee under the Pooling and Servicing Agreement defined below (including its successors under the Pooling and Servicing Agreement defined below, in that capacity, the “Trustee”), BEAR STEARNS ASSET BACKED SECURITIES I LLC, as depositor (together with any successor in interest, the “Depositor”), EMC MORTGAGE CORPORATION, as seller (the “Seller” or “EMC”), master servicer (together with any successor in interest the “Master Servicer) and company (together with any successor in interest or successor under the Pooling and Servicing Agreement referred to below, the “Company”), and LASALLE BANK NATIONAL ASSOCIATION, as custodian
(together with any successor in interest or any successor in interest or any successor appointed hereunder, the “Custodian”). 

WITNESSETH THAT:

WHEREAS, the Depositor, EMC, the Master Servicer and the Trustee have entered into a Pooling and Servicing Agreement, dated as of November 1, 2005, relating to the issuance of SACO I Trust 2005-9, Mortgage-Backed Certificates, Series 2005-9 (as in effect on the date of this Agreement, and as amended and supplemented from time to time, the “Pooling and Servicing Agreement”);  

WHEREAS, the Custodian has agreed to act as agent for the Trustee on behalf of the Certificateholders for the purposes of receiving and holding certain documents and other instruments delivered by the Depositor, the Seller or the Master Servicer under the Pooling and Servicing Agreement and the Servicers, if any, under their respective Servicing Agreements, all upon the terms and conditions and subject to the limitations hereinafter set forth.  In the event any custodian obligations are defined in the Pooling and Servicing Agreement, this custodial agreement shall supercede;

NOW, THEREFORE, in consideration of the premises and the mutual covenants and agreements hereinafter set forth, the Trustee, the Depositor, the Seller, the Master Servicer and the Custodian hereby agree as follows:

 

 

ARTICLE I.

DEFINITIONS

Section 1.1.      Definitions.  For the purposes of this Agreement, the following terms shall have the indicated meanings unless the context or use indicates another or different meaning and intent, the definitions of such terms are equally applicable to the singular and the plural forms of such terms, the words “herein,” “hereof” and “hereunder” and other words of similar import refer to this Agreement as a whole and not to any particular section or other subdivision, and section references refer to sections of this Agreement.

“Agreement” shall mean this Custodial Agreement, as further supplemented or amended from time to time.

“Business Day” shall mean any day other than (i) a Saturday or a Sunday, or (ii) a day on which banking institutions in The City of New York, New York, Chicago, Illinois, Minneapolis, Minnesota or the city in which the Corporate Trust Office of the Trustee or the principal office of the Master Servicer is located are authorized or obligated by law or executive order to be closed.

“Closing Date”  shall mean November 30, 2005.

“Master Servicer” shall mean EMC Mortgage Corporation, in its capacity as master servicer, and its successors and assigns.

“MERS” shall mean Mortgage Electronic Registration Systems, Inc., a corporation organized and existing under the laws of the State of Delaware, or any successor thereto.

“MERS Mortgage Loan” shall mean any Mortgage Loan registered with MERS on the MERS® system.

“MERS® System” shall mean the system of recording transfers of Mortgages electronically maintained by MERS.

“MIN” shall mean the Mortgage Identification Number for Mortgage Loans registered with MERS on the MERS® System.

“MOM Loan” shall mean with respect to any Mortgage Loan, MERS acting as the mortgagee of such Mortgage Loan, solely as nominee for the originator of such Mortgage Loan and its successors and assigns, at the origination thereof.

“Mortgage” shall mean the mortgage, deed of trust or other instrument creating a first or second lien on or first or second priority ownership interest in an estate in fee simple in real property securing a Mortgage Note.

“Mortgage Assignment” shall mean an assignment of the Mortgage in recordable form, sufficient under the laws of the jurisdiction wherein the related Mortgaged Property is located to reflect the sale of the Mortgage.

 

 

“Mortgage File” shall have the meaning set forth in Section 2 hereof.

“Mortgage Loan” shall mean a subordinate lien mortgage loan on a one-to-four family residential property.

“Mortgage Loan Schedule” shall mean the electronic schedule of Mortgage Loans identified in Schedule A.

“Mortgaged Property” shall mean the real property securing repayment of a Mortgage Loan.

“Mortgagor” shall mean the obligor on a Mortgage Note.

“Note” shall mean any promissory note or other evidence of indebtedness evidencing the indebtedness of a Mortgagor under a Mortgage Loan.

“Servicer” shall mean the related servicer of the Mortgage Loans.

“Trustee”  shall mean LaSalle Bank National Association, a national banking association, not in its individual capacity, but solely in its capacity as trustee for the benefit of the Certificateholders under this Agreement, and any successor thereto, and any corporation or national banking association resulting from or surviving any consolidation or merger to which it or its successors may be a party and any successor trustee as may from time to time be serving as successor trustee hereunder.

Any Capitalized terms used in this Agreement and not defined herein shall have the meanings assigned in the Pooling and Servicing Agreement, unless otherwise required by the context herein.

 

 

ARTICLE II.

CUSTODY OF MORTGAGE DOCUMENTS

Section 2.1.      Custodian to Act as Agent: Acceptance of Mortgage Files.  The Custodian, as the duly appointed custodial agent of the Trustee for these purposes, acknowledges (subject to any exceptions noted in the Initial Certification referred to in Section 2.3(a)) receipt of the Mortgage Files relating to the Mortgage Loans identified on Schedule A attached hereto (the “Mortgage Loan Schedule”) and declares that it holds and will hold such Mortgage Files as agent for the Trustee, in trust, for the use and benefit of all present and future Certificateholders.

Section 2.2.      Recordation of Assignments. If any Mortgage File includes one or more assignments of Mortgage that have not been recorded and the related Mortgage Loan is not a MERS Loan or the Custodian has not received written instructions from the Seller or the Trustee that the related Mortgaged Properties are located in jurisdictions under the laws of which the recordation of such assignment is not necessary to protect the Trustee’s interest therein, each such assignment shall be delivered by the Custodian to the Seller for the purpose of recording it in the appropriate public office for real property records, and the Seller, at no expense to the Custodian, shall promptly cause to be recorded in the appropriate public office for real property records each such assignment of Mortgage
and, upon receipt thereof from such public office, shall return each such assignment of Mortgage to the Custodian.

	
             
  	
            Section 2.3.
 	
            Review of Mortgage Files.
 

(a)          The documents set forth in the definition “Mortgage File” herein shall be delivered and released to the Custodian relating to each of the Mortgage Loans to be purchased on a Closing Date. The related Mortgage Loans shall be identified in the Mortgage Loan Schedule in electronic format which shall be delivered to the Custodian by the Depositor at least two Business Days prior to each Closing Date.  On or prior to the Closing Date, the Custodian shall deliver to EMC, the Master Servicer and the Trustee an Initial Certification in the form annexed hereto as Exhibit One evidencing receipt (subject to any exceptions noted therein) of a Mortgage File for each of the Mortgage Loans listed on Schedule A attached hereto (the “Mortgage Loan Schedule”).

(b)          Within 90 days thereafter, the Custodian agrees, for the benefit of Certificateholders, to review each such document, and shall deliver to EMC, the Master Servicer and the Trustee an Interim Certification in the form annexed hereto as Exhibit Two to the effect that all such documents have been executed and received and that such documents relate to the Mortgage Loans identified on the Mortgage Loan Schedule, except for any exceptions listed on Schedule A attached to such Interim Certification. The Custodian shall be under no duty or obligation to inspect, review or examine said documents, instruments, certificates or other papers to determine that the same are genuine, enforceable, or appropriate for the represented purpose or that they have actually been recorded or that they are other
than what they purport to be on their face.

(c)          Not later than 180 days after the Closing Date, the Custodian shall review, for the benefit of Certificateholders, the Mortgage Files and deliver to the Seller, the Master 

 

Servicer and the Trustee a Final Certification in the form annexed hereto as Exhibit Three evidencing whether each document required to be recorded has been returned from the recording office with evidence of recording thereon and the Custodian has received either an original or a copy thereof.  If the Custodian finds any document missing, or to be unrelated, determined on the basis of the mortgagor name, original principal balance and loan number, to the mortgage loans identified on the Mortgage Loan Schedule or to appear defective on its face, the Custodian shall note such defect in the exception report attached to the Final Certification and shall promptly notify the Trustee. 

(d)         In reviewing the Mortgage Files as provided herein, the Custodian shall make no representation as to and shall not be responsible to verify (i) the validity, legality, enforceability, due authorization, recordability, sufficiency or genuineness of any of the documents included in any Mortgage File or (ii) the collectibility, insurability, effectiveness or suitability of any of the documents in any Mortgage File.

In performing any such review, the Custodian may conclusively rely on the purported due execution and genuineness of any such document and on the purported genuineness of any signature thereon.

Upon receipt of written request from EMC, the Master Servicer or the Trustee, the Custodian shall as soon as practicable supply such Person with a list of all of the documents relating to the Mortgage Loans missing from the Mortgage Files.

Section 2.4.      Custodian to Cooperate: Release of Mortgage Files.  Upon receipt of written notice per Exhibit Four or Electronic Release Request per Exhibit Five from the Trustee that EMC has repurchased a Mortgage Loan pursuant to Article II of the Pooling and Servicing Agreement, and a request for release (a “Request for Release”) confirming that the purchase price therefor has been paid as required under the Pooling and Servicing Agreement, then the Custodian agrees to promptly release to EMC the related Mortgage File.

Upon the Custodian’s receipt of a Request for Release from the Master Servicer substantially in the form of Exhibit Four attached hereto or Electronic Release Request per Exhibit Five, stating that it has received payment in full of a Mortgage Loan or that payment in full will be escrowed in a manner customary for such purposes, the Custodian agrees promptly to release to the Company or the related Servicer, the related Mortgage File.  The Depositor shall deliver to the Custodian and the Custodian agrees to review in accordance with the provisions of the Custodial Agreement the Mortgage Note and other documents constituting the Mortgage File with respect to any Replacement Mortgage Loan.

From time to time as is appropriate for the servicing or foreclosure of any Mortgage Loan, the Company or the related Servicer, as applicable, shall deliver to the Custodian a Request for Release per Exhibit Four or Electronic Release Request per Exhibit Five requesting that possession of all of the Mortgage File be released to the Company or the related Servicer, as applicable, and certifying as to the reason for such release.  Upon receipt of the foregoing, the Custodian shall deliver the Mortgage File to the Company or the related Servicer, as applicable. The Company or the related Servicer, as applicable, shall cause each Mortgage File or any document therein so released to be returned to the Custodian when the need therefore 

 

by the Company or the related Servicer, as applicable, no longer exists, unless (i) the Mortgage Loan has been liquidated, or (ii) the Mortgage File or such document has been delivered to an attorney, or to a public trustee or other public official as required by law, for purposes of initiating or pursuing legal action or other proceedings for the foreclosure of the Mortgaged Property either judicially or non-judicially, and the Company or the related Servicer, as applicable, has delivered to the Custodian a certificate of a Servicing Officer certifying as to the name and address of the Person to which such Mortgage File or such document was delivered and the purpose or purposes of such delivery.

At any time that the Company or the related Servicer is required to deliver to the Custodian a Request for Release, the Company or the related Servicer, as applicable, shall deliver two copies of the Request for Release if delivered in hard copy or the Company or the related Servicer, as applicable, may furnish such Request for Release electronically to the Custodian, in which event the Servicing Officer transmitting the same shall be deemed to have signed the Request for Release. In connection with any Request for Release of a Mortgage File because of a repurchase of a Mortgage Loan, such Request for Release shall be accompanied by an assignment of mortgage, without recourse, representation or warranty from the Trustee to the Seller (unless such Mortgage Loan is a MOM Loan) and the related Mortgage Note shall be endorsed without recourse, representation or warranty by the Trustee (unless
such Mortgage Loans is registered on the MERS® System) and be returned to the Seller. In connection with any Request for Release of a Mortgage File because of the payment in full of a Mortgage Loan, such Request for Release shall be accompanied by a certificate of satisfaction or other similar instrument to be executed by or on behalf of the Trustee and returned to the Company or the related Servicer, as applicable.

Section 2.5.    Assumption Agreements.  In the event that any assumption agreement, substitution of liability agreement or sale of servicing agreement is entered into with respect to any Mortgage Loan subject to this Agreement, to the extent provided in the Pooling and Servicing Agreement, the Master Servicer shall cause the Company to notify the Custodian that such assumption or substitution agreement has been completed by forwarding to the Custodian the original of such assumption or substitution agreement, which shall be added to the related Mortgage File and, for all purposes, shall be considered a part of such Mortgage File to the same extent as all other documents and instruments constituting parts thereof.

 

 

ARTICLE III.

CONCERNING THE CUSTODIAN

Section 3.1.       Custodian as Bailee and Agent of the Trustee.  With respect to each Mortgage Note, Mortgage and other documents constituting each Mortgage File which are delivered to the Custodian, the Custodian is exclusively the bailee and custodial agent of the Trustee and has no instructions to hold any Mortgage Note or Mortgage for the benefit of any person other than the Trustee and the Certificateholders and undertakes to perform such duties and only such duties as are specifically set forth in this Agreement. Except upon compliance with the provisions of Section 2.4 of this Agreement, no Mortgage Note, Mortgage or Mortgage File shall be delivered by the Custodian to the Seller, the Depositor, any Servicer or the Master Servicer or otherwise released from the possession of the Custodian.

Section 3.2.       Custodian May Own Certificates. The Custodian in its individual or any other capacity may become the owner or pledgee of interests in the Mortgage Loans with the same rights it would have if it were not Custodian.

Section 3.3.     Trustee to Pay Custodian’s Fees and Expenses.  The Trustee covenants and agrees to pay to the Custodian from time to time, and the Custodian shall be entitled to, reasonable compensation for all services rendered by it in the exercise and performance of any of the powers and duties hereunder of the Custodian.  

Section 3.4.     Custodian May Resign; Trustee May Remove Custodian.  The Custodian may resign from the obligations and duties hereby imposed upon it as such obligations and duties relate to its acting as Custodian of the Mortgage Loans. Upon receiving such written notice of resignation, the Trustee shall either take custody of the Mortgage Files itself and give prompt written notice thereof to the Depositor, the Master Servicer and the Custodian, or promptly appoint a successor Custodian by written instrument, in duplicate, one copy of which instrument shall be delivered to the resigning Custodian and one copy to the successor Custodian.  If the Trustee shall not have taken custody of the Mortgage Files and no successor Custodian shall have been so appointed and have accepted appointment within 30
days after the giving of such written notice of resignation, the resigning Custodian may petition any court of competent jurisdiction for the appointment of a successor Custodian.

The Trustee may remove the Custodian at any time upon 60 days prior written notice to Custodian. In such event, the Trustee shall appoint, or petition a court of competent jurisdiction to appoint, a successor Custodian hereunder. Any successor Custodian shall be a depository institution subject to supervision or examination by federal or state authority shall be able to satisfy the other requirements contained in Section 3.6 and shall be unaffiliated with the Master Servicer, the Company and the Depositor.

Any resignation or removal of the Custodian and appointment of a successor Custodian pursuant to any of the provisions of this Section 3.4 shall become effective upon acceptance of appointment by the successor Custodian. The Trustee shall give prompt notice to the Depositor and the Master Servicer of the appointment of any successor Custodian. 

 

Notwithstanding anything to the contrary set forth herein, no successor Custodian shall be appointed by the Trustee without the prior approval of the Depositor and the Master Servicer.

Section 3.5.      Merger or Consolidation of Custodian.  Any Person into which the Custodian may be merged or converted or with which it may be consolidated, or any Person resulting from any merger, conversion or consolidation to which the Custodian shall be a party, or any Person succeeding to the business of the Custodian, shall be the successor of the Custodian hereunder, without the execution or filing of any paper or any further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding.

Section 3.6.      Representations of the Custodian.  The Custodian hereby represents that it is a depository institution subject to supervision or examination by a federal or state authority, has a combined capital and surplus of at least $15,000,000 and is qualified to do business in the jurisdictions in which it will hold any Mortgage File.

Section 3.7.     Limitation on Liability.  Neither the Custodian nor any of its directors, officers, agents or employees, shall be liable for any action taken or omitted to be taken by it or them hereunder or in connection herewith in good faith and believed (which belief may be based upon the opinion or advice of counsel selected by it in the exercise of reasonable care) by it or them to be within the purview of this Agreement, except for its or their own negligence, lack of good faith or willful misconduct. The Custodian and any director, officer, employee or agent of the Custodian may rely in good faith on any document of any kind prima facie properly executed and submitted by any person respecting any matters arising hereunder. In no event shall the Custodian or its directors, officers, agents
and employees be held liable for any special, indirect or consequential damages resulting from any action taken or omitted to be taken by it or them hereunder or in connection herewith even if advised of the possibility of such damages.

Notwithstanding anything herein to the contrary, the Custodian agrees to indemnify the Trust Fund, the Trustee and each of their respective officers, directors and agents for any and all liabilities, obligations, losses, damages, payments, costs or expenses of any kind whatsoever that may be imposed on, incurred by or asserted against the Trustee or Trust Fund, due to any negligent performance by the Custodian of its duties and responsibilities under this Agreement; provided, however, that the Custodian shall not be liable to any of the foregoing Persons for any amount and any portion of any such amount resulting from the willful misfeasance, bad faith or negligence of such person, and the Custodian’s reliance on instructions from the Trustee or the Master Servicer. The provisions of this Section 3.7 shall survive the termination of this Custodial Agreement.

The Custodian and its directors, officers, employees and agents shall be entitled to indemnification and defense from the Trust Fund for any loss, liability or expense incurred without negligence, willful misconduct, bad faith on their part, arising out of, or in connection with, the acceptance or administration of the custodial arrangement created hereunder, including the costs and expenses of defending themselves against any claim or liability in connection with the exercise or performance of any of their powers or duties hereunder.

	
             
  	
            Section 3.8.
 	
            Limitation of Duties.  The Custodian in its capacity as such:
 

 

 

 

(a)          in the course of its review of the Mortgage Files, shall not be required to make determinations (1) of a legal nature or (2) as to the authority of any officer or agent of the Master Servicer, Trustee or other entity who has executed (or certified with respect to) any document which is part of the Mortgage File; 

(b)         shall have no duties or obligations other than those specifically set forth herein or as may subsequently be agreed upon in writing by the parties hereto and shall use the same degree of care and skill as is reasonably expected of financial institutions acting in comparable capacities;

(c)          will be regarded as making no representations and having no responsibilities as to the validity, sufficiency, value, genuineness, ownership or transferability of any Mortgage Loans and will not be required to and will not make any representations as to the validity, value or genuineness of the Mortgage Loans;

(d)         shall not be obligated to take any legal action hereunder which might in its judgment involve any expense or liability unless it has been furnished with reasonable indemnity;

(e)          may rely on and shall be protected in acting upon any certificate, instrument, opinion, notice, letter, telegram or other document, or any security, delivered to it and reasonably believed by it to be genuine and to have been signed by the Master Servicer or the Trustee;

(f)          may rely on and shall be protected in acting upon the written instructions of the Master Servicer or the Trustee and such employees and representatives of the Master Servicer and the Trustee, as applicable, may hereinafter designate in writing;

(g)         may consult counsel satisfactory to it (including counsel for the Master Servicer) and the opinion of such counsel shall be full and complete authorization and protection in respect of any action taken, suffered, or omitted by it hereunder in good faith and in accordance with the opinion of such counsel (provided that the fees of such counsel in connection with such consultation and opinion shall be paid by the Custodian); and

(h)         shall not be liable for any error of judgment, or for any act done or step taken or omitted by it, in good faith, or for any mistake of fact or law, or for anything which it may do or refrain from doing in connection therewith, except in the case of a breach of any of the Custodian’s obligations hereunder, negligence or willful misconduct.

The Custodian shall be held to the same standard of conduct, and shall be entitled to the same protections, privileges and immunities as other custodians acting in a custodial capacity are generally afforded.

No covenant or agreement contained herein shall be deemed to be the covenant or agreement of any member of the Board of Directors, or any director, officer, agent, employee or representative of the Trustee, Master Servicer or the Custodian in his or her individual capacity and none of such persons shall be subject to any personal liability or accountability by reason of 

 

the execution of this Agreement, whether by virtue of any constitution, statute or rule of law or by the enforcement of any assessment or penalty, or otherwise.

 

 

ARTICLE IV.

 MISCELLANEOUS PROVISIONS

Section 4.1.      Notices.  All notices, requests, consents and demands and other communications required under this Agreement or pursuant to any other instrument or document delivered hereunder shall be in writing and, unless otherwise specifically provided, may be delivered personally, by telegram or telex, or by registered or certified mail, postage prepaid, return receipt requested, at the addresses specified on the signature page hereof (unless changed by the particular party whose address is stated herein by similar notice in writing), in which case the notice will be deemed delivered when received.

Section 4.2.      Amendments.  No modification or amendment of or supplement to this Agreement shall be valid or effective unless the same is in writing and signed by all parties hereto. The Trustee shall give prompt notice to the Custodian of any amendment or supplement to the Pooling and Servicing Agreement and furnish the Custodian with written copies thereof.

Section 4.3.   GOVERNING LAW.  THIS AGREEMENT SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW YORK, WITHOUT REGARD TO CONFLICT OF LAWS PRINCIPLES THEREOF OTHER THAN SECTION 5-1401 OF THE NEW YORK GENERAL OBLIGATIONS LAW.

Section 4.4.      Recordation of Agreement.  To the extent permitted by applicable law, this Agreement is subject to recordation in all appropriate public offices for real property records in all the counties or other comparable jurisdictions in which any or all of the properties subject to the Mortgages are situated, and in any other appropriate public recording office or elsewhere, such recordation to be effected by the Depositor and at the Trust’s expense, but only upon direction accompanied by an Opinion of Counsel reasonably satisfactory to the Depositor to the effect that the failure to effect such recordation is likely to materially and adversely affect the interests of the Certificateholders.

For the purpose of facilitating the recordation of this Agreement as herein provided and for other purposes, this Agreement may be executed simultaneously in any number of counterparts, each of which counterparts shall be deemed to be an original, and such counterparts shall constitute but one and the same instrument.

Section 4.5.      Severability of Provisions.  If any one or more of the covenants, agreements, provisions or terms of this Agreement shall be for any reason whatsoever held invalid, then such covenants, agreements, provisions or terms shall be deemed severable from the remaining covenants, agreements, provisions or terms of this Agreement and shall in no way affect the validity or enforceability of the other provisions of this Agreement or of the Certificates or the rights of the holders thereof.

[Signature Page Attached]

 

 

IN WITNESS WHEREOF, this Agreement is executed as of the date first above written.

 

	
            Address:
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            LASALLE BANK NATIONAL
 ASSOCIATION,
 not individually but solely as Trustee
 
	
            135 South LaSalle Street, Suite 1625
 Chicago, Illinois 60603
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
            Attention: SACO I Trust, Series 2005-9
 Telecopy: (212) 816-5527
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
            By:
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Name:
 	
            Rita Lopez
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Title:
 	
            Assistant Vice President
 

 

	
            Address:
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            BEAR STEARNS ASSET BACKED
 SECURITIES I LLC
 
	
            383 Madison Avenue
 New York, New York 10179
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
            By:
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Name:
 	
            Joseph T. Jurkowski, Jr.
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Title:
 	
            Vice President
 

 

	
            Address:
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            EMC MORTGAGE CORPORATION
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
            909 Hidden Ridge Drive, Suite 200
 Irving, Texas 75038
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
            By:
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Name:
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Title:
 	
             
 

 

	
            Address:
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            EMC MORTGAGE CORPORATION
 as Master Servicer
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
            909 Hidden Ridge Drive, Suite 200
 Irving, Texas 75038
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
            By:
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Name:
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Title:
 	
             
 

 

 

 

	
            Address:
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            LASALLE BANK NATIONAL
 ASSOCIATION,
 as Custodian
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
            2571 Busse Rd., Suite 200
 Elk Grove Village, Illinois 60007
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
            By:
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Name:
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Title:
 	
             
 

 

 

 

 

 

	
            STATE OF ILLINIOS
 	
            )
 	
             
 
	
             
 	
            )
 	
            ss.:
 
	
            COUNTY OF___________
 	
            )
 	
             
 

 

On the 30th day of November 2005 before me, a notary public in and for said State, personally appeared ____________________ known to me to be an ____________________ of LaSalle Bank National Association, one of the parties that executed the within agreement, and also known to me to be the person who executed the within agreement on behalf of said party and acknowledged to me that such party executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.

 

	
             
 	
            
 
 
 
	
             
 	
            Notary Public
 

 

[SEAL]

 

 

 

 

	
            STATE OF NEW YORK
 	
            )
 	
             
 
	
             
 	
            )
 	
            ss.:
 
	
            COUNTY OF NEW YORK
 	
            )
 	
             
 

 

On the 30th day of November 2005 before me, a notary public in and for said State, personally appeared ____________________, known to me to be a ____________________ of Bear Stearns Asset Backed Securities I LLC, and also known to me to be the person who executed the within instrument on behalf of said party, and acknowledged to me that such party executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.

 

	
             
 	
            
 
 
 
	
             
 	
            Notary Public
 

 

[SEAL]

 

 

 

 

	
            STATE OF TEXAS
 	
            )
 	
             
 
	
             
 	
            )
 	
            ss.:
 
	
            COUNTY OF DALLAS
 	
            )
 	
             
 

 

On the 30th day of November 2005 before me, a notary public in and for said State, personally appeared ____________________, known to me to be a(n) _____________________ of EMC Mortgage Corporation, one of the parties that executed the within instrument, and also known to me to be the person who executed the within instrument on behalf of said party, and acknowledged to me that such party executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.

 

	
             
 	
            
 
 
 
	
             
 	
            Notary Public
 

 

[Notarial Seal] 

 

 

 

 

	
            STATE OF TEXAS
 	
            )
 	
             
 
	
             
 	
            )
 	
            ss.:
 
	
            COUNTY OF DALLAS
 	
            )
 	
             
 

 

On the 30th day of November 2005 before me, a notary public in and for said State, personally appeared ___________________, known to me to be an __________________ of EMC Mortgage Corporation, one of the parties that executed the within instrument, and also known to me to be the person who executed it on behalf of said party, and acknowledged to me that such party executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.

 

	
             
 	
            
 
 
 
	
             
 	
            Notary Public
 

 

[Notarial Seal] 

 

 

 

 

	
            STATE OF ILLINIOS
 	
            )
 	
             
 
	
             
 	
            )
 	
            ss.:
 
	
            COUNTY OF __________
 	
            )
 	
             
 

 

On the 30th day of November 2005 before me, a notary public in and for said State, personally appeared ___________________, known to me to be ___________________ of LaSalle Bank National Association, one of the parties that executed the within instrument, and also known to me to be the person who executed it on behalf of said party, and acknowledged to me that such party executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.

 

	
             
 	
            
 
 
 
	
             
 	
            Notary Public
 

 

[Notarial Seal] 

 

 

 

SCHEDULE A

(Provided upon request)

 

 

EXHIBIT ONE

 

FORM OF CUSTODIAN INITIAL CERTIFICATION

November 30, 2005

LaSalle Bank National Association

135 South LaSalle Street, Suite 1625

Chicago, Illinois 60603

EMC Mortgage Corporation

909 Hidden Ridge Drive, Suite 200

Irving, Texas 75038

Attention: SACO I Trust, Series 2005-9

	
             
 	
            Re:
 	
            Custodial Agreement, dated as of November 30, 2005, by and among LaSalle Bank National Association, Bear Stearns Asset Backed Securities I LLC and EMC Mortgage Corporation relating to SACO I Trust 2005-9, Mortgage-Backed Certificates, Series 2005-9                                          

 

Ladies and Gentlemen:

In accordance with Section 2.3(a) of the above-captioned Custodial Agreement, the undersigned, as Custodian, hereby certifies that it has received the following documents with respect to each Mortgage Loan listed in the Mortgage Loan Schedule, with any exceptions listed on Schedule A attached hereto: (i) an original note, including any riders thereto, endorsed without recourse to the order of blank or to “LaSalle Bank National Association, as Trustee for certificateholders of SACO I, Mortgage-Backed Certificates, Series 2005-9 under the Pooling and Servicing Agreement dated as of November 1, 2005 for SACO I Trust 2005-9 Mortgage-Backed Certificates, Series 2005-9,” and showing an unbroken chain of endorsements from the original payee thereof to the person endorsing it to the Trustee; (ii) an original mortgage and, if the related mortgage loan is a MERS Loan, registered with MERS,
noting the presence of the mortgage identification number and language indicating that such mortgage loan is a MERS Loan, which shall have been recorded (or if the original is not available, a copy) with evidence of such recording indicated thereon (or if clause (x) in the proviso below applies, shall be in recordable form); (iii) unless the mortgage loan is a MERS Loan, the assignment (either an original or a copy, which may be in the form of a blanket assignment if permitted in the jurisdiction in which the mortgage property is located) to the Trustee of the mortgage with respect to each mortgage loan in the name of ___________________________, which shall have been recorded (of if clause (x) in the proviso below applies, shall be in recordable form); (iv) an original or a copy of all intervening assignments of the mortgage, if any, with evidence of recording thereon; (v) the original policy of title insurance or mortgagee’s certificate of title insurance or commitment or
binder for title insurance, if available, or a copy thereof, or, in the event that such original title insurance policy is unavailable, a photocopy thereof, or in lieu thereof, a current lien search on the related mortgaged property; and (vi) originals or copies of all 

 

available assumption, modification or substitution agreements, if any; provided, however, that in lieu of the foregoing, the Seller may deliver the following documents, under the circumstances set forth below: (x) if any mortgage, assignment thereof to the Trustee or intervening assignments thereof have been delivered or are being delivered to recording offices for recording and have not been returned in time to permit their delivery as specified above, the Depositor may deliver a true copy thereof with a certification by the Seller or the title company issuing the commitment for title insurance, on the face of such copy, substantially as follows: “Certified to be a true and correct copy of the original, which has been transmitted for recording” and (y) in lieu of the mortgage notes relating to the mortgage loans identified in the list attached hereto, the Depositor may deliver a lost note
affidavit and indemnity and a copy of the original note, if available.

Capitalized words and phrases used herein shall have the respective meanings assigned to them in the above-captioned Custodial Agreement.

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            LASALLE BANK NATIONAL
 ASSOCIATION,
 as Custodian
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Name:
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Title:
 	
             
 

 

 

 

EXHIBIT TWO

 

FORM OF CUSTODIAN INTERIM CERTIFICATION

[DATE]

LaSalle Bank National Association

135 South LaSalle Street, Suite 1625

Chicago, Illinois 60603

EMC Mortgage Corporation

909 Hidden Ridge Drive, Suite 200

Irving, Texas 75038

Attention: SACO I Trust, Series 2005-9

	
             
 	
            Re:
 	
            Custodial Agreement, dated as of November 30, 2005, by and among LaSalle Bank National Association, Bear Stearns Asset Backed Securities I LLC and EMC Mortgage Corporation relating to SACO I Trust 2005-9, Mortgage-Backed Certificates, Series 2005-9                                          

 

Ladies and Gentlemen:

In accordance with Section 2.3(b) of the above-captioned Custodial Agreement, the undersigned, as Custodian, hereby certifies that it has received and reviewed the documents described in its initial certification dated November 30, 2005 and has determined that: all documents have been executed and received and that such documents relate to the Mortgage Loans identified on the Mortgage Loan Schedule, with any exceptions listed on Schedule A attached hereto.

Capitalized words and phrases used herein shall have the respective meanings assigned to them in the above-captioned Custodial Agreement.

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            LASALLE BANK NATIONAL
 ASSOCIATION,
 as Custodian
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Name:
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Title:
 	
             
 

 

 

 

 

EXHIBIT THREE

 

FORM OF CUSTODIAN FINAL CERTIFICATION

[DATE]

LaSalle Bank National Association

135 South LaSalle Street, Suite 1625

Chicago, Illinois 60603

EMC Mortgage Corporation

909 Hidden Ridge Drive, Suite 200

Irving, Texas 75038

Attention: SACO I Trust, Series 2005-9

	
             
 	
            Re:
 	
            Custodial Agreement, dated as of November 30, 2005, by and among LaSalle Bank National Association, Bear Stearns Asset Backed Securities I LLC and EMC Mortgage Corporation relating to SACO I Trust 2005-9, Mortgage-Backed Certificates, Series 2005-9                                          

 

Ladies and Gentlemen:

In accordance with Section 2.3(c) of the above-captioned Custodial Agreement, the undersigned, as Custodian, hereby certifies that it has received and reviewed the documents described in its initial certification dated November 30, 2005 and has determined that: all documents have been executed and received and that such documents relate to the Mortgage Loans identified on the Mortgage Loan Schedule, with any exceptions listed on Schedule A attached hereto.

 

Capitalized words and phrases used herein shall have the respective meanings assigned to them in the above-captioned Custodial Agreement.

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            LASALLE BANK NATIONAL
 ASSOCIATION,
 as Custodian
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Name:
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Title:
 	
             
 

 

 

 

SCHEDULE A

(PROVIDED UPON REQUEST)

 

 

EXHIBIT FOUR

 

FORM OF REQUEST FOR RELEASE OF DOCUMENTS AND RECEIPT

 

 

	
            To:
 	
            [Name/Address of Owner]
 

 

 

Attention: 

	
             
 	
            Re:
 	
            Custodial Agreement, dated as of November 30, 2005, by and among LaSalle Bank National Association, Bear Stearns Asset Backed Securities I LLC and EMC Mortgage Corporation relating to SACO I Trust 2005-9, Mortgage-Backed Certificates, Series 2005-9                                          

 

 

In connection with the Mortgage Files that you hold pursuant to the Custodial Agreement, we request the release, and acknowledge receipt of the Mortgage file/[specify document] for the Mortgage Loan described below, the reason indicated.

 

Mortgagor’s Name, Address and Zip Code:

 

Mortgage Loan Number:

 

Reason for Requesting Documents:  (check one)

 

_____ 1.  Mortgage Loan paid in full.  ([The Master Servicer] [A Servicer] [the Trustee] hereby certifies that all amounts received in connection therewith have been credited to __________________________________________________________________________.)

 

_____ 2.  Mortgage Loan in foreclosure.

 

_____ 3.  Repurchase.  (The [Master Servicer] [Trustee] hereby certifies that the repurchase price has been credited to _____________________________________________.)

 

_____ 4.  Mortgage Loan liquidated by _______________________________________.  ([The Master Servicer] [A Servicer] [The Trustee] hereby certifies that all proceeds of the foreclosure, insurance, condemnation or other liquidation have been finally received and credited to _____________________________________.

 

	
             
 	
            _____ 5.  Other (explain):  
 

 

 

 

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            (authorized signer)
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Issuer:
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Address:
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Date:
 	
            
 
 
 

 

 

 

EXHIBIT FIVE

 

EELECTRONIC RELEASE REQUEST (Excel)

	
            Collateral Release Tasks 
 	
             
 
	
             
 	
             
 
	
            Required Field Header
 	
            Description
 
	
             
 	
             
 
	
            customer
 	
            Value can be constant of '1018' 
 
	
             
 	
             
 
	
            poolnum
 	
            pool number if available, can be left blank as well
 
	
             
 	
             
 
	
            loanid
 	
            EMC loan#, required field
 
	
             
 	
             
 
	
            loc_code
 	
            Codes must be mutually agreed upon with custodian. Examples are PDPO= loans released for payoff, FORC = loans released for foreclosure, OLIQ= loans released for repurchase, NLIQ = loans released for non-liquidation/correction.
 
	
             
 	
             
 
	
            rel_code
 	
            Codes must be mutually agreed upon with custodian. Examples are 

1 = payoff, 2 = foreclosure, 4 = repurchase, 5 = non-liquidation.
 
	
             
 	
             
 
	
            rel_doclist
 	
            Can be left blank
 
	
             
 	
             
 
	
            notation
 	
            “Name of Person File Being Released To @ Company Name” (i.e. Sharon Ayers@EMC)
 
	
             
 	
             
 
	
            reqstr
 	
            Can be left blank
 
	
             
 	
             
 
	
            reqstr_sig
 	
            Signatory code assigned to requestor, TBD
 
	
             
 	
             
 
	
            amend
 	
            0 = new release request, 1= amend an existing released record (i.e. FORC to PDPO)
 

 

 

 

EXHIBIT J-2

FORM OF CUSTODIAL AGREEMENT

CUSTODIAL AGREEMENT

 

THIS CUSTODIAL AGREEMENT (as amended and supplemented from time to time, the “Agreement”), dated as of November 30, 2005, by and among LASALLE BANK NATIONAL ASSOCIATION, not individually but solely as trustee under the Pooling and Servicing Agreement defined below (including its successors under the Pooling and Servicing Agreement defined below, in that capacity, the “Trustee”), BEAR STEARNS ASSET BACKED SECURITIES I LLC, as depositor (together with any successor in interest, the “Depositor”), EMC MORTGAGE CORPORATION, as seller (the “Seller” or “EMC”), master servicer (together with any successor in interest the “Master Servicer) and company (together with any successor in interest or successor under the Pooling and Servicing Agreement referred to below, the “Company”), and WELLS FARGO BANK, NATIONAL ASSOCIATION, as
custodian (together with any successor in interest or any successor in interest or any successor appointed hereunder, the “Custodian”).

WITNESSETH THAT:

WHEREAS, the Depositor, the Seller, the Master Servicer and the Trustee have entered into a Pooling and Servicing Agreement, dated as of November 1, 2005, relating to the issuance of SACO I Trust 2005-9, Mortgage-Backed Certificates, Series 2005-9 (as in effect on the date of this Agreement, and as amended and supplemented from time to time, the “Pooling and Servicing Agreement”) and all custodian obligations are defined herein.  In the event any custodian obligations are defined in the Pooling and Servicing Agreement, this custodial agreement shall supercede;

WHEREAS, the Custodian has agreed to act as agent for the Trustee for the purposes of receiving and holding certain documents and other instruments delivered by the Depositor, the Seller or the Master Servicer under the Pooling and Servicing Agreement and the Servicers under their respective Servicing Agreements, all upon the terms and conditions and subject to the limitations hereinafter set forth;

NOW, THEREFORE, in consideration of the premises and the mutual covenants and agreements hereinafter set forth, the Trustee, the Depositor, the Seller, the Master Servicer and the Custodian hereby agree as follows:

 

 

ARTICLE I.

DEFINITIONS

Capitalized terms used in this Agreement and not defined herein shall have the meanings assigned in the Pooling and Servicing Agreement, unless otherwise required by the context herein.

 

 

ARTICLE II.

CUSTODY OF MORTGAGE DOCUMENTS

Section 2.1.      Custodian to Act as Agent: Acceptance of Mortgage Files.  The Custodian, as the duly appointed custodial agent of the Trustee for these purposes, acknowledges (subject to any exceptions noted in the Initial Certification referred to in Section 2.3(a)) receipt of the Mortgage Files relating to the Mortgage Loans identified on the schedule attached hereto (the “Mortgage Files”) and declares that it holds and will hold such Mortgage Files as agent for the Trustee, in trust, for the use and benefit of all present and future Certificateholders.

Section 2.2.      Recordation of Assignments.  If any Mortgage File includes one or more assignments of Mortgage that have not been recorded pursuant to the provisions of Section 2.01 of the Pooling and Servicing Agreement and the related Mortgage Loan is not a MOM Loan or the related Mortgaged Properties are located in jurisdictions specifically excluded by the Opinion of Counsel delivered to the Trustee pursuant to Section 2.01 of the Pooling and Servicing Agreement, each such assignment shall be delivered by the Custodian to the Seller for the purpose of recording it in the appropriate public office for real property records, and the Seller, at no expense to the Custodian, shall promptly cause to be recorded in the appropriate public office for real property records each such assignment of
Mortgage and, upon receipt thereof from such public office, shall return each such assignment of Mortgage to the Custodian.

	
             
  	
            Section 2.3.
 	
            Review of Mortgage Files.
 

(a)          On or prior to the Closing Date, in accordance with Section 2.02 of the Pooling and Servicing Agreement, the Custodian shall deliver to EMC, the Master Servicer and the Trustee an Initial Certification in the form annexed hereto as Exhibit One evidencing receipt (subject to any exceptions noted therein) of a Mortgage File for each of the Mortgage Loans listed on the Schedule attached hereto (the “Mortgage Loan Schedule”).

(b)          Within 90 days of the Closing Date, the Custodian agrees, for the benefit of Certificateholders, to review, in accordance with the provisions of Section 2.02 of the Pooling and Servicing Agreement, each such document, and shall deliver to EMC, the Master Servicer and the Trustee an Interim Certification in the form annexed hereto as Exhibit Two to the effect that all such documents have been executed and received and that such documents relate to the Mortgage Loans identified on the Mortgage Loan Schedule, except for any exceptions listed on Schedule A attached to such Interim Certification. The Custodian shall be under no duty or obligation to inspect, review or examine said documents, instruments, certificates or other papers to determine that the same are genuine, enforceable, or
appropriate for the represented purpose or that they have actually been recorded or that they are other than what they purport to be on their face.

(c)          Not later than 180 days after the Closing Date, the Custodian shall review, for the benefit of Certificateholders, the Mortgage Files as provided in Section 2.02 of the Pooling and Servicing Agreement and deliver to the Seller, the Master Servicer and the Trustee a Final Certification in the form annexed hereto as Exhibit Three evidencing the completeness of the Mortgage Files.

 

 

(d)         In reviewing the Mortgage Files as provided herein and in the Pooling and Servicing Agreement, the Custodian shall make no representation as to and shall not be responsible to verify (i) the validity, legality, enforceability, due authorization, recordability, sufficiency or genuineness of any of the documents included in any Mortgage File or (ii) the collectability, insurability, effectiveness or suitability of any of the documents in any Mortgage File.

Upon receipt of written request from EMC or the Trustee, the Custodian shall as soon as practicable supply such Person with a list of all of the documents relating to the Mortgage Loans missing from the Mortgage Files.

Section 2.4.       Notification of Breaches of Representations and Warranties.  Upon discovery by the Custodian of a breach of any representation or warranty made by the Depositor as set forth in the Pooling and Servicing Agreement with respect to a Mortgage Loan relating to a Mortgage File, the Custodian shall give prompt written notice to the Depositor, the related Servicer and the Trustee.

Section 2.5.      Custodian to Cooperate: Release of Mortgage Files.  Upon receipt of written notice from the Trustee that the Seller has repurchased a Mortgage Loan pursuant to Article II of the Pooling and Servicing Agreement, and a request for release (a “Request for Release”) confirming that the purchase price therefore has been deposited in the Master Servicer Collection Account or the Distribution Account, then the Custodian agrees to promptly release to the Seller the related Mortgage File.

Upon the Custodian’s receipt of a Request for Release substantially in the form of Exhibit G to the Pooling and Servicing Agreement signed by a Servicing Officer of a Servicer, stating that it has received payment in full of a Mortgage Loan or that payment in full will be escrowed in a manner customary for such purposes, the Custodian agrees promptly to release to the Servicer, the related Mortgage File.  The Depositor shall deliver to the Custodian and the Custodian agrees to review in accordance with the provisions of this Agreement the Mortgage Note and other documents constituting the Mortgage File with respect to any Replacement Mortgage Loan.

From time to time as is appropriate for the servicing or foreclosure of any Mortgage Loan, including, for this purpose, collection under any Primary Mortgage Insurance Policy or LPMI Policy, the Company or the related Servicer, as applicable, shall deliver to the Custodian a Request for Release signed by a Servicing Officer requesting that possession of all of the Mortgage File be released to the Company or the related Servicer, as applicable, and certifying as to the reason for such release and that such release will not invalidate any insurance coverage provided in respect of the Mortgage Loan under any of the Insurance Policies. Upon receipt of the foregoing, the Custodian shall deliver the Mortgage File to the Company or the related Servicer, as applicable. The Company or the related Servicer, as applicable, shall cause each Mortgage File or any document therein so released to be
returned to the Custodian when the need therefore by the Company or the related Servicer, as applicable, no longer exists, unless (i) the Mortgage Loan has been liquidated and the Liquidation Proceeds relating to the Mortgage Loan have been deposited in the Master Servicer Collection Account or the Distribution Account or (ii) the Mortgage File or such document has been delivered to an attorney, or to a public 

 

trustee or other public official as required by law, for purposes of initiating or pursuing legal action or other proceedings for the foreclosure of the Mortgaged Property either judicially or non-judicially, and the Company or the related Servicer, as applicable, has delivered to the Custodian a certificate of a Servicing Officer certifying as to the name and address of the Person to which such Mortgage File or such document was delivered and the purpose or purposes of such delivery.

At any time that the Company or the related Servicer is required to deliver to the Custodian a Request for Release, the Company or the related Servicer, as applicable, shall deliver two copies of the Request for Release if delivered in hard copy or the Company or the related Servicer, as applicable, may furnish such Request for Release electronically to the Custodian, in which event the Servicing Officer transmitting the same shall be deemed to have signed the Request for Release. In connection with any Request for Release of a Mortgage File because of a repurchase of a Mortgage Loan, such Request for Release shall be accompanied by an assignment of mortgage, without recourse, representation or warranty from the Trustee to the Seller (unless such Mortgage Loan is a MOM Loan) and the related Mortgage Note shall be endorsed without recourse, representation or warranty by the Trustee (unless
such Mortgage Loans are registered on the MERS® System, no assignment of mortgage or endorsement of the Mortage Note by the Trustee shall be required). In connection with any Request for Release of a Mortgage File because of the payment in full of a Mortgage Loan, such Request for Release shall be accompanied by a certificate of satisfaction or other similar instrument to be executed by or on behalf of the Trustee and returned to the Company or the related Servicer, as applicable.

Section 2.6.    Assumption Agreements.  In the event that any assumption agreement, substitution of liability agreement or sale of servicing agreement is entered into with respect to any Mortgage Loan subject to this Agreement in accordance with the terms and provisions of the Pooling and Servicing Agreement, the Master Servicer, to the extent provided in the Pooling and Servicing Agreement, shall cause the Company, to notify the Custodian that such assumption or substitution agreement has been completed by forwarding to the Custodian the original of such assumption or substitution agreement, which shall be added to the related Mortgage File and, for all purposes, shall be considered a part of such Mortgage File to the same extent as all other documents and instruments constituting parts thereof.

 

 

ARTICLE III.

CONCERNING THE CUSTODIAN

Section 3.1.       Custodian a Bailee and Agent of the Trustee.  With respect to each Mortgage Note, Mortgage and other documents constituting each Mortgage File which are delivered to the Custodian, the Custodian is exclusively the bailee and custodial agent of the Trustee and has no instructions to hold any Mortgage Note or Mortgage for the benefit of any person other than the Trustee and the Certificateholders and undertakes to perform such duties and only such duties as are specifically set forth in this Agreement and in the Pooling and Servicing Agreement. Except upon compliance with the provisions of Section 2.5 of this Agreement, no Mortgage Note, Mortgage or Mortgage File shall be delivered by the Custodian to the Company, the Depositor, any Servicer or the Master Servicer or
otherwise released from the possession of the Custodian.

Section 3.2.      Custodian May Own Certificates.  The Custodian in its individual or any other capacity may become the owner or pledgee of Certificates with the same rights it would have if it were not Custodian hereunder.

Section 3.3.       Custodian’s Fees and Expenses.  The Trustee covenants and agrees to pay to the Custodian from time to time a fee as agreed upon by such parties as reasonable compensation for all services rendered by it in the exercise and performance of any of the powers and duties hereunder of the Custodian.  Upon its request, the Custodian shall be paid or reimbursed from the Trust Fund for all reasonable expenses, disbursements and advances incurred or made by the Custodian in accordance with any of the provisions of this Agreement (including the reasonable compensation and the expenses and disbursements of its legal counsel and of all persons not regularly in its employ), except any such expense, disbursement or advance as may arise from the Custodian’s negligence or bad
faith or to the extent that such cost or expense is indemnified by the Depositor pursuant to the Pooling and Servicing Agreement.

Section 3.4.     Custodian May Resign; Trustee May Remove Custodian.  The Custodian may resign from the obligations and duties hereby imposed upon it as such obligations and duties relate to its acting as Custodian of the Mortgage Loans hereunder. Upon receiving such written notice of resignation, the Trustee shall either take custody of the Mortgage Files itself and give prompt written notice thereof to the Depositor, the Master Servicer and the Custodian, or promptly appoint a successor Custodian by written instrument, in duplicate, one copy of which instrument shall be delivered to the resigning Custodian and one copy to the successor Custodian. If the Trustee shall not have taken custody of the Mortgage Files and no successor Custodian shall have been so appointed and have accepted appointment
within 30 days after the giving of such written notice of resignation, the resigning Custodian may petition any court of competent jurisdiction for the appointment of a successor Custodian.

The Trustee, at the direction of 25% of the Certificateholders, shall remove the Custodian at any time upon 60 days prior written notice to Custodian. In such event, the Trustee shall appoint, or petition a court of competent jurisdiction to appoint, a successor Custodian hereunder. Any successor Custodian shall be a depository institution subject to supervision or 

 

examination by federal or state authority shall be able to satisfy the other requirements contained in Section 3.6 and shall be unaffiliated with the Master Servicer, the Company and the Depositor.

Any resignation or removal of the Custodian and appointment of a successor Custodian pursuant to any of the provisions of this Section 3.4 shall become effective upon acceptance of appointment by the successor Custodian. The Trustee shall give prompt notice to the Depositor and the Master Servicer of the appointment of any successor Custodian. Notwithstanding anything to the contrary set forth herein, no successor Custodian shall be appointed by the Trustee without the prior approval of the Depositor and the Master Servicer which shall not be unreasonably withheld or delayed.

Section 3.5.      Merger or Consolidation of Custodian.  Any Person into which the Custodian may be merged or converted or with which it may be consolidated, or any Person resulting from any merger, conversion or consolidation to which the Custodian shall be a party, or any Person succeeding to the business of the Custodian (by sale of assets, stock or a combination of both), shall be the successor of the Custodian hereunder, without the execution or filing of any paper or any further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding.

Section 3.6.      Representations of the Custodian.  The Custodian hereby represents that it is a depository institution subject to supervision or examination by a federal or state authority, has a combined capital and surplus of at least $15,000,000 and is qualified to do business in the jurisdictions in which it will hold any Mortgage File.

Section 3.7.     Limitation on Liability.  Neither the Custodian nor any of its directors, officers, agents or employees, shall be liable for any action taken or omitted to be taken by it or them hereunder or in connection herewith in good faith and believed (which belief may be based upon the opinion or advice of counsel selected by it in the exercise of reasonable care) by it or them to be within the purview of this Agreement, except for its or their own negligence, bad faith or willful misconduct.  The Custodian and any director, officer, employee or agent of the Custodian may rely in good faith on any document of any kind prima facie properly executed and submitted by any Person respecting any matters arising hereunder.  In no event shall the Custodian or its directors, officers, agents and
employees be held liable for any special, indirect or consequential damages (“Special Damages”) resulting from any action taken or omitted to be taken by it or them hereunder or in connection herewith even if advised of the possibility of such damages.

Notwithstanding anything herein to the contrary, the Custodian agrees to indemnify the Trust Fund, the Trustee and each of their respective officers, directors and agents for any and all liabilities, obligations, losses, damages, payments, costs or expenses of any kind whatsoever (except Special Damages) that may be imposed on, incurred by or asserted against the Trustee or Trust Fund, due to any act or omission by the Custodian with respect to the Mortgage Files; provided, however, that the Custodian shall not be liable to any of the foregoing Persons for any amount and any portion of any such amount resulting from the willful misfeasance, bad faith or negligence of such Person.  The provisions of this Section 3.7 shall survive the termination of this Custodial Agreement.

 

 

The Custodian and its directors, officers, employees and agents shall be entitled to indemnification and defense from the Trust Fund for any loss, liability damages, payments, costs or expense incurred without negligence, willful misconduct or bad faith on their part, arising out of, or in connection with, the acceptance or administration of the custodial arrangement created hereunder, including without limitation the costs and expenses of defending themselves against any claim or liability in connection with the exercise or performance of any of their powers or duties hereunder.

 

 

ARTICLE IV.

MISCELLANEOUS PROVISIONS

Section 4.1.      Notices.  All notices, requests, consents and demands and other communications required under this Agreement or pursuant to any other instrument or document delivered hereunder shall be in writing and, unless otherwise specifically provided, may be delivered personally, by telegram or telex, or by registered or certified mail, postage prepaid, return receipt requested, at the addresses specified on the signature page hereof (unless changed by the particular party whose address is stated herein by similar notice in writing), in which case the notice will be deemed delivered when received.

Section 4.2.      Amendments.  No modification or amendment of or supplement to this Agreement shall be valid or effective unless the same is in writing and signed by all parties hereto.  The Trustee shall give prompt notice to the Custodian of any amendment or supplement to the Pooling and Servicing Agreement and furnish the Custodian with written copies thereof.

Section 4.3.   GOVERNING LAW.  THIS AGREEMENT SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW YORK, WITHOUT REGARD TO CONFLICT OF LAWS PRINCIPLES THEREOF OTHER THAN SECTION 5-1401 OF THE NEW YORK GENERAL OBLIGATIONS LAW.

Section 4.4.      Recordation of Agreement.  To the extent permitted by applicable law, this Agreement is subject to recordation in all appropriate public offices for real property records in all the counties or other comparable jurisdictions in which any or all of the properties subject to the Mortgages are situated, and in any other appropriate public recording office or elsewhere, such recordation to be effected by the Depositor and at the Trust’s expense, but only upon direction accompanied by an Opinion of Counsel reasonably satisfactory to the Depositor to the effect that the failure to effect such recordation is likely to materially and adversely affect the interests of the Certificateholders.

For the purpose of facilitating the recordation of this Agreement as herein provided and for other purposes, this Agreement may be executed simultaneously in any number of counterparts, each of which counterparts shall be deemed to be an original, and such counterparts shall constitute but one and the same instrument.

Section 4.5.      Severability of Provisions.  If any one or more of the covenants, agreements, provisions or terms of this Agreement shall be for any reason whatsoever held invalid, then such covenants, agreements, provisions or terms shall be deemed severable from the remaining covenants, agreements, provisions or terms of this Agreement and shall in no way affect the validity or enforceability of the other provisions of this Agreement or of the Certificates or the rights of the holders thereof.

 

 

IN WITNESS WHEREOF, this Agreement is executed as of the date first above written.

	
            Address:
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            LASALLE BANK NATIONAL
 ASSOCIATION,
 not individually but solely as Trustee
 
	
            135 South LaSalle Street, Suite 1625
 Chicago, Illinois 60603
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
            Attention: SACO I Trust, Series 2005-9
 Telecopy: (212) 816-5527
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
            By:
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Name:
 	
            Rita Lopez
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Title:
 	
            Assistant Vice President
 

 

	
            Address:
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            BEAR STEARNS ASSET BACKED
 SECURITIES I LLC
 
	
            383 Madison Avenue
 New York, New York 10179
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
            By:
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Name:
 	
            Joseph T. Jurkowski, Jr.
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Title:
 	
            Vice President
 

 

	
            Address:
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            EMC MORTGAGE CORPORATION
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
            909 Hidden Ridge Drive, Suite 200
 Irving, Texas 75038
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
            By:
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Name:
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Title:
 	
             
 

 

	
            Address:
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            EMC MORTGAGE CORPORATION
 as Master Servicer
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
            909 Hidden Ridge Drive, Suite 200
 Irving, Texas 75038
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
            By:
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Name:
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Title:
 	
             
 

 

 

 

	
            Address:
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            WELLS FARGO BANK, N.A.,
 as Custodian
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
            1015 10th Avenue Southeast, MS 0031
 Minneapolis, MN  55414
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
            Attention:   SACO I 2005-
 Telecopy:
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
            By:
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Name:
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Title:
 	
             
 

 

 

 

 

 

	
            STATE OF ILLINIOS
 	
            )
 	
             
 
	
             
 	
            )
 	
            ss.:
 
	
            COUNTY OF___________
 	
            )
 	
             
 

 

On the 30th day of November 2005 before me, a notary public in and for said State, personally appeared ____________________ known to me to be a(n) ____________________ of LaSalle Bank National Association, one of the parties that executed the within agreement, and also known to me to be the person who executed the within agreement on behalf of said party and acknowledged to me that such party executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.

 

	
             
 	
            
 
 
 
	
             
 	
            Notary Public
 

 

[SEAL]

 

 

 

 

	
            STATE OF NEW YORK
 	
            )
 	
             
 
	
             
 	
            )
 	
            ss.:
 
	
            COUNTY OF NEW YORK
 	
            )
 	
             
 

 

On the 30th day of November 2005 before me, a notary public in and for said State, personally appeared _____________________, known to me to be a ____________________ of Bear Stearns Asset Backed Securities I LLC, and also known to me to be the person who executed the within instrument on behalf of said party, and acknowledged to me that such party executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.

 

	
             
 	
            
 
 
 
	
             
 	
            Notary Public
 

 

[SEAL]

 

 

 

 

	
            STATE OF TEXAS
 	
            )
 	
             
 
	
             
 	
            )
 	
            ss.:
 
	
            COUNTY OF DALLAS
 	
            )
 	
             
 

 

On the 30th day of November 2005 before me, a notary public in and for said State, personally appeared _____________________, known to me to be an authorized representative of EMC Mortgage Corporation, one of the parties that executed the within instrument, and also known to me to be the person who executed the within instrument on behalf of said party, and acknowledged to me that such party executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.

 

	
             
 	
            
 
 
 
	
             
 	
            Notary Public
 

 

[Notarial Seal] 

 

 

	
            STATE OF TEXAS
 	
            )
 	
             
 
	
             
 	
            )
 	
            ss.:
 
	
            COUNTY OF DALLAS
 	
            )
 	
             
 

 

On the 30th day of November 2005 before me, a notary public in and for said State, personally appeared ___________________, known to me to be an __________________ of EMC Mortgage Corporation, one of the parties that executed the within instrument, and also known to me to be the person who executed it on behalf of said party, and acknowledged to me that such party executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.

 

	
             
 	
            
 
 
 
	
             
 	
            Notary Public
 

 

[Notarial Seal] 

 

 

 

 

	
            STATE OF MINNESOTA
 	
            )
 	
             
 
	
             
 	
            )
 	
            ss.:
 
	
            COUNTY OF HENNEPIN
 	
            )
 	
             
 

 

On the 30th day of November 2005 before me, a notary public in and for said State, personally appeared _________________ known to me to be a(n) __________________of Wells Fargo Bank, N.A., one of the parties that executed the within agreement, and also known to me to be the person who executed the within agreement on behalf of said party and acknowledged to me that such party executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.

 

	
             
 	
            
 
 
 
	
             
 	
            Notary Public
 

 

[SEAL] 

 

 

 

EXHIBIT ONE

FORM OF CUSTODIAN INITIAL CERTIFICATION

November 30, 2005

Lasalle Bank National Association

135 South LaSalle Street, Suite 1625

Chicago, Illinois 60603

EMC Mortgage Corporation

909 Hidden Ridge Drive, Suite 200

Irving, Texas 75038

Attention: Bear Stearns Asset Backed Securities I LLC, Series 2005-9

	
             
 	
            Re:
 	
            Custodial Agreement, dated as of November 30, 2005, by and among Lasalle Bank National Association, Wells Fargo Bank, National Association, Bear Stearns Asset Backed Securities I LLC and EMC Mortgage Corporation relating to SACO I Trust 2005-9, Mortgage-Backed Certificates, Series 2005-9                
 

Ladies and Gentlemen:

In accordance with Section 2.3(a) of the above-captioned Custodial Agreement, and subject to Section 2.02(a) of the Pooling and Servicing Agreement, the undersigned, as Custodian, hereby certifies that it has received a Mortgage File (which contains an original Mortgage Note or lost note affidavit) to the extent required in Section 2.01 of the Pooling and Servicing Agreement with respect to each Mortgage Loan listed in the Mortgage Loan Schedule, with any exceptions listed on Schedule A attached hereto.

Capitalized words and phrases used herein shall have the respective meanings assigned to them in the above-captioned Custodial Agreement.

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            WELLS FARGO BANK, NATIONAL
 ASSOCIATION
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Name:
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Title:
 	
             
 

 

 

 

EXHIBIT TWO

FORM OF CUSTODIAN INTERIM CERTIFICATION

[DATE]

Lasalle Bank National Association

135 South LaSalle Street, Suite 1625

Chicago, Illinois 60603

EMC Mortgage Corporation

909 Hidden Ridge Drive, Suite 200

Irving, Texas 75038

Attention: Bear Stearns Asset Backed Securities I LLC, Series 2005-9

	
             
 	
            Re:
 	
            Custodial Agreement, dated as of November 30, 2005, by and among Lasalle Bank National Association, Wells Fargo Bank, National Association, Bear Stearns Asset Backed Securities I LLC and EMC Mortgage Corporation relating to SACO I Trust 2005-9, Mortgage-Backed Certificates, Series 2005-9                            
 

Ladies and Gentlemen:

In accordance with Section 2.3(b) of the above-captioned Custodial Agreement and subject to Section 2.02(a) of the Pooling and Servicing Agreement, the undersigned, as Custodian, hereby certifies that it has received a Mortgage File to the extent required pursuant to Section 2.01 of the Pooling and Servicing Agreement with respect to each Mortgage Loan listed in the Mortgage Loan Schedule, and it has reviewed the Mortgage File and the Mortgage Loan Schedule and has determined that: all required documents have been executed and received and that such documents relate to the Mortgage Loans identified on the Mortgage Loan Schedule, with any exceptions listed on Schedule A attached hereto.

Capitalized words and phrases used herein shall have the respective meanings assigned to them in the above-captioned Custodial Agreement.

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            WELLS FARGO BANK, NATIONAL
 ASSOCIATION
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Name:
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Title:
 	
             
 

 

 

 

EXHIBIT THREE

FORM OF CUSTODIAN FINAL CERTIFICATION

[DATE]

Lasalle Bank National Association

135 South LaSalle Street, Suite 1625

Chicago, Illinois 60603

EMC Mortgage Corporation

909 Hidden Ridge Drive, Suite 200

Irving, Texas 75038

Attention: Bear Stearns Asset Backed Securities I LLC, Series 2005-9

	
             
 	
            Re:
 	
            Custodial Agreement, dated as of November 30, 2005, by and among LaSalle Bank National Association, Wells Fargo Bank, National Association, Bear Stearns Asset Backed Securities I LLC and EMC Mortgage Corporation relating to SACO I Trust 2005-9, Mortgage-Backed Certificates, Series 2005-9                              
 

In accordance with Section 2.3(c) of the above-captioned Custodial Agreement

and, subject to Section 2.02(b) of the Pooling and Servicing Agreement, the undersigned, as Custodian, hereby certifies that it has received a Mortgage File to the extent required pursuant to Section 2.01 of the Pooling and Servicing Agreement with respect to each Mortgage Loan listed in the Mortgage Loan Schedule, and it has reviewed the Mortgage File and the Mortgage Loan Schedule and has determined that: all required documents have been executed and received and that such documents relate to the Mortgage Loans identified on the Mortgage Loan Schedule, with any exceptions listed on Schedule A attached hereto.

Capitalized words and phrases used herein shall have the respective meanings assigned to them in the above-captioned Custodial Agreement or in the Pooling and Servicing Agreement, as applicable.

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            WELLS FARGO BANK, NATIONAL
 ASSOCIATION
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Name:
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Title:
 	
             
 

 

 

 

SCHEDULE A

 

(PROVIDED UPON REQUEST)

 

 

EXHIBIT K

FORM OF BACK-UP CERTIFICATION

This certificate is being delivered pursuant to Section [__] of the Pooling and Servicing Agreement, dated as of November 1, 2005 (the “Agreement”), among Bear Stearns Asset Backed Securities I LLC, as depositor (the “Depositor”), EMC Mortgage Corporation as seller (in that capacity, the “Seller”), LaSalle Bank National Association as master servicer (in such capacity, the “Master Servicer”) and as trustee (the “Trustee”). Capitalized terms used herein and not otherwise defined have the meanings set forth in the Agreement.

I certify that:

	
             
  	
            (i)
 	
            I am a ____________________ of the Company.
 

	
             
  	
            (ii)
 	
            Based on my knowledge, the information in the annual statement of compliance furnished in October 20__ pursuant to Section [__] of the Agreement and the annual independent certified public accountants’ servicing report delivered pursuant to Section [__] thereof (collectively, the “Reports”), and all servicing reports, officer’s certificates and other information relating to the EMC Mortgage Loans submitted to the Master Servicer taken as a whole, does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading as of the date of this certification.
 

	
             
  	
            (iii)
 	
            The servicing information required to be provided to the Master Servicer by the Company under the Agreement has been provided to the Master Servicer.
 

	
             
  	
            (iv)
 	
            I am responsible for reviewing the servicing activities performed by the Company pursuant to this Agreement, and except as disclosed in the Reports, the Company has, as of the date of this certification, fulfilled its obligations under the Agreement.
 

	
             
  	
            (v)
 	
            I have disclosed to the Master Servicer all significant deficiencies relating to the Company’s compliance with the minimum servicing standards in accordance with a review conducted in compliance with the Uniform Single Attestation Program for Mortgage Bankers or similar standard as set forth in the Agreement.
 

 

______________________

 

Dated: October __, 20__

 

 

EXHIBIT L

FORM OF MORTGAGE LOAN PURCHASE AGREEMENT

MORTGAGE LOAN PURCHASE AGREEMENT, dated as of November 30, 2005, as amended and supplemented by any and all amendments hereto (collectively, “this Agreement”), by and among EMC MORTGAGE CORPORATION, a Delaware corporation (the “Mortgage Loan Seller” or “EMC”) and BEAR STEARNS ASSET BACKED SECURITIES I LLC, a Delaware limited liability company (the “Purchaser”).

Upon the terms and subject to the conditions of this Agreement, the Mortgage Loan Seller agrees to sell, and the Purchaser agrees to purchase, certain conventional, closed-end, fixed rate, junior-lien mortgage loans secured by one-to-four family residences as described herein.  The Purchaser intends to deposit the Mortgage Loans into a trust fund (the “Trust Fund”) and create SACO I Trust 2005-9, which will issue the SACO I Trust 2005-9, Mortgage-Backed Certificates, Series 2005-9 (the “Certificates”), under a pooling and servicing agreement, to be dated as of November 1, 2005 (the “Pooling and Servicing Agreement”) among the Purchaser, as depositor, EMC as seller and as master servicer (the “Master Servicer”) and LaSalle Bank National Association, as trustee (the “Trustee” or “LaSalle”).

The Purchaser has filed with the Securities and Exchange Commission (the “Commission”) a registration statement on Form S-3 (Number 333-125422) relating to its Asset-Backed Certificates and the offering of certain series thereof (including certain classes of the Certificates) from time to time in accordance with Rule 415 under the Securities Act of 1933, as amended, and the rules and regulations of the Commission promulgated thereunder (the “Securities Act”). Such registration statement, when it became effective under the Securities Act, and the prospectus relating to the public offering of certain classes of the Certificates by the Purchaser (the “Public Offering”), as each may be amended or supplemented from time to
time pursuant to the Securities Act or otherwise, are referred to herein as the “Registration Statement” and the “Prospectus,” respectively. The “Prospectus Supplement” shall mean that supplement, dated November 23, 2005, to the Prospectus, dated June 24, 2005, relating to certain classes of the Certificates. With respect to the Public Offering of certain classes of the Certificates, Bear, Stearns & Co. Inc. (“Bear Stearns”) and the Purchaser have entered into a terms agreement, dated as of November 23, 2005, to an underwriting agreement, dated January 25, 2005 (together, the “Underwriting Agreement”) between Bear Stearns and the Purchaser.

Now, therefore, in consideration of the premises and the mutual agreements set forth herein, the parties hereto agree as follows:

SECTION 1.    Definitions.  Certain terms are defined herein.  Capitalized terms used herein but not defined herein shall have the meanings specified in the Pooling and Servicing Agreement.  The following other terms are defined as follows:

Acquisition Price:  Cash in an amount equal to $______*______ (plus $______*______ in accrued interest) and the retained certificates.  

Bear Stearns: Bear, Stearns & Co. Inc.

 

 

Closing Date:  November 30, 2005.

Custodial Agreement: Any of the LaSalle Custodial Agreement or Wells Fargo Custodial Agreement.

Cut-off Date:  November 1, 2005.

Cut-off Date Balance:  Shall mean $486,705,502.

Deleted Mortgage Loan:  A Mortgage Loan replaced or to be replaced by a Replacement Mortgage Loan.

Due Date:  As to any Mortgage Loan, the date in each month on which the related Scheduled Payment is due, as set forth in the related Mortgage Note.

Fitch: Fitch, Inc. or its successor in interest.

LaSalle: LaSalle Bank National Association, or its successors in interest.

LaSalle Custodial Agreement:  The custodial agreement, dated as of November 30, 2005, among the Depositor, the Seller, the Master Servicer, the Trustee and LaSalle as Custodian relating to the Mortgage Loans identified in such custodial agreement.

MERS:  Mortgage Electronic Registration Systems, Inc., a corporation organized and existing under the laws of the State of Delaware, or any successor thereto.

MERS® System: The system of recording transfers of Mortgages electronically maintained by MERS.

Moody’s:  Moody’s Investors Service, Inc., or its successors in interest.

Mortgage:  The mortgage or deed of trust or other instrument creating a first or junior lien on an interest in an estate in fee simple in real property securing a Mortgage Note.

Mortgage File:  The items referred to in Exhibit 1 pertaining to a particular Mortgage Loan and any additional documents required to be added to such documents pursuant to this Agreement.

Mortgage Rate:  The annual rate of interest borne by a Mortgage Note as stated herein.

Mortgagor:  The obligor(s) on a Mortgage Note.

Net Mortgage Rate:  As to each Mortgage Loan, and at any time, the per annum rate equal to the Mortgage Rate less the sum of (i) the Servicing Fee Rate, (ii) the Trustee Fee Rate and (iii) the rate at which the LPMI Fee is calculated, if any.

Opinion of Counsel:  A written opinion of counsel, who may be counsel for the Mortgage Loan Seller or the Purchaser, reasonably acceptable to the Trustee.

 

 

Person:  Any legal person, including any individual, corporation, partnership, joint venture, association, joint stock company, trust, unincorporated organization or government or any agency or political subdivision thereof.

Purchase Price:  With respect to any Mortgage Loan required to be purchased by EMC  pursuant to the applicable provisions of this Agreement, an amount equal to the sum of (i) 100% of the principal remaining unpaid on such Mortgage Loan as of the date of purchase (including if a foreclosure has already occurred, the principal balance of the related Mortgage Loan at the time the Mortgaged Property was acquired), (ii) accrued and unpaid interest thereon at the Mortgage Interest Rate through and including the last day of the month of purchase and (iii) any costs and damages (if any) incurred by the Trust in connection with any violation of such Mortgage Loan of any anti-predatory lending laws.

Rating Agency:  Each of Moody’s, Standard and Poor’s or Fitch. 

Replacement Mortgage Loan:  A mortgage loan substituted for a Deleted Mortgage Loan which must meet on the date of such substitution the requirements stated herein and in the Pooling and Servicing Agreement; upon such substitution, such mortgage loan shall be a “Mortgage Loan” hereunder.

Securities Act:  The Securities Act of 1933, as amended.

Standard and Poor’s:  Standard and Poor’s, a division of the McGraw-Hill Companies, Inc. and any successor thereto.

Value:  The value of the Mortgaged Property at the time of origination of the related Mortgage Loan, such value being the lesser of (i) the value of such property set forth in an appraisal accepted by the applicable originator of the Mortgage Loan or (ii) the sales price of such property at the time of origination.

Wells Fargo: Wells Fargo Bank, National Association, and its successors in interest.

Wells Fargo Custodial Agreement:  The custodial agreement, dated as of November 30, 2005, among the Depositor, the Seller, the Master Servicer, the Trustee and Wells Fargo as Custodian relating to the Mortgage Loans identified in such custodial agreement.

	
             
 	
            Section 2.
 	
            Purchase and Sale of the Mortgage Loans and Related Rights.
 

(a)          Upon satisfaction of the conditions set forth in Section 10 hereof, the Mortgage Loan Seller agrees to sell, and the Purchaser agrees to purchase the Mortgage Loans sold by the Mortgage Loan Seller having an aggregate outstanding principal balance as of the Cut-off Date equal to the Cut-off Date Balance.

(b)         The closing for the purchase and sale of the Mortgage Loans and the closing for the issuance of the Certificates will take place on the Closing Date at the office of the Purchaser’s counsel in New York, New York, or such other place as the parties shall agree.

 

 

(c)          Upon the satisfaction of the conditions set forth in Section 10 hereof, on the Closing Date, the Purchaser shall pay to the Mortgage Loan Seller the Acquisition Price for the Mortgage Loans sold by the Mortgage Loan Seller in immediately available funds by wire transfer to such account or accounts as shall be designated by the Mortgage Loan Seller.

SECTION 3.    Mortgage Loan Schedules.  EMC agrees to provide to the Purchaser as of the date hereof a preliminary listing of the Mortgage Loans (the “Preliminary Mortgage Loan Schedule”) setting forth the information listed on Exhibit 2 to this Agreement with respect to each of the Mortgage Loans being sold by the Mortgage Loan Seller. If there are changes to the Preliminary Mortgage Loan Schedule, EMC shall provide to the Purchaser as of the Closing Date a final schedule (the “Final Mortgage Loan Schedule”) setting forth the information listed on Exhibit 2 to this Agreement with respect to each of the Mortgage Loans being sold by the Mortgage Loan Seller to the Purchaser.  The Final Mortgage Loan Schedule shall be delivered to the Purchaser on the Closing Date, shall be attached to
an amendment to this Agreement to be executed on the Closing Date by the parties hereto and shall be in form and substance mutually agreed to by EMC and the Purchaser (the “Amendment”). If there are no changes to the Preliminary Mortgage Loan Schedule, the Preliminary Mortgage Loan Schedule shall be the Final Mortgage Loan Schedule for all purposes hereof.

SECTION 4.    Mortgage Loan Transfer.  (a) The Purchaser will be entitled to all scheduled payments of principal and interest on the Mortgage Loans due after the Cut-off Date (regardless of when actually collected) and all payments thereof.  The Mortgage Loan Seller will be entitled to all scheduled payments of principal and interest on the Mortgage Loans sold by it to the Purchaser due on or before the Cut-off Date (including payments collected after the Cut-off Date) and all payments thereof.  Such principal amounts and any interest thereon belonging to the Mortgage Loan Seller as described above will not be included in the aggregate outstanding principal balance of the Mortgage Loans as of the Cut-off Date as set forth on the Final Mortgage Loan Schedule.

(b)          Pursuant to various conveyancing documents to be executed on the Closing Date and pursuant to the Pooling and Servicing Agreement, the Purchaser will assign on the Closing Date all of its right, title and interest in and to the Mortgage Loans to the Trustee for the benefit of the Certificateholders.  In connection with the transfer and assignment of the Mortgage Loans, the Mortgage Loan Seller has delivered or will deliver or cause to be delivered to the Trustee, or the related Custodian on behalf of the Trustee, by the Closing Date or such later date as is agreed to by the Purchaser and the Mortgage Loan Seller (each of the Closing Date and such later date is referred to as a “Mortgage File Delivery Date”), the items of the respective Custodian’s Mortgage File, provided,
however, that in lieu of the foregoing, the Mortgage Loan Seller may deliver the following documents, under the circumstances set forth below: (x) in lieu of the original Mortgage, assignments to the Trustee or intervening assignments thereof which have been delivered, are being delivered or will upon receipt of recording information relating to the Mortgage required to be included thereon, be delivered to recording offices for recording and have not been returned in time to permit their delivery as specified above, the Mortgage Loan Seller may deliver a true copy thereof with a certification by the Mortgage Loan Seller or the Master Servicer, on the face of such copy, substantially as follows: “Certified to be a true and correct copy of the original, which has been transmitted for recording;” (y) in lieu of the Mortgage, assignments to the Trustee or intervening assignments 

 

thereof, if the applicable jurisdiction retains the originals of such documents or if the originals are lost (in each case, as evidenced by a certification from the Mortgage Loan Seller or the Master Servicer to such effect), the Mortgage Loan Seller may deliver photocopies of such documents containing an original certification by the judicial or other governmental authority of the jurisdiction where such documents were recorded; and (z) in lieu of the Mortgage Notes relating to the Mortgage Loans, each identified in the list delivered by the Purchaser to the Trustee on the Closing Date and attached hereto as Exhibit 5 the Mortgage Loan Seller may deliver lost note affidavits and indemnities of the Mortgage Loan Seller; and provided further, however, that in the case of Mortgage Loans which have been prepaid in full after the Cut-off Date and prior to the Closing Date, the Mortgage Loan Seller, in lieu of
delivering the above documents, may deliver to the Trustee a certification by the Mortgage Loan Seller or the Master Servicer to such effect. The Mortgage Loan Seller shall deliver such original documents (including any original documents as to which certified copies had previously been delivered) or such certified copies to the Trustee, or the related Custodian on behalf of the Trustee, promptly after they are received.  EMC shall cause the Mortgage and intervening assignments, if any, and the assignment of the Mortgage to be recorded not later than 180 days after the Closing Date unless such assignment is not required to be recorded under the terms set forth in  Section 6(a) hereof.

(c)          In connection with the assignment of any Mortgage Loan registered on the MERS® System, EMC further agrees that it will cause, at EMC’s own expense, within 30 days after the Closing Date, the MERS® System to indicate that such Mortgage Loans have been assigned by the Mortgage Loan Seller to the Purchaser and by the Purchaser to the Trustee in accordance with this Agreement for the benefit of the Certificateholders by including (or deleting, in the case of Mortgage Loans which are repurchased in accordance with this Agreement) in such computer files (a) the code in the field which identifies the specific Trustee and (b) the code in the field “Pool Field” which identifies the series of the Certificates issued in connection with such Mortgage Loans. EMC further agrees
that it will not, and will not permit the Master Servicer or related Servicer to, alter the codes referenced in this paragraph with respect to any Mortgage Loan during the term of the Pooling and Servicing Agreement unless and until such Mortgage Loan is repurchased in accordance with the terms of the Pooling and Servicing Agreement.

(d)         The Mortgage Loan Seller and the Purchaser acknowledge hereunder that all of the Mortgage Loans will ultimately be assigned to LaSalle Bank National Association, as Trustee for the benefit of the Certificateholders, on the date hereof. 

SECTION 5.    Examination of Mortgage Files.  (a) On or before the Mortgage File Delivery Date, the Mortgage Loan Seller will have made the Mortgage Files available to the Purchaser or its agent for examination which may be at the offices of the Trustee or the Mortgage Loan Seller and/or the Mortgage Loan Seller’s custodian.  The fact that the Purchaser or its agent has conducted or has failed to conduct any partial or complete examination of the Mortgage Files shall not affect the Purchaser’s rights to demand cure, repurchase, substitution or other relief as provided in this Agreement.  In furtherance of the foregoing, the Mortgage Loan Seller shall make the Mortgage Files available to the Purchaser or its agent from time to time so as to permit the Purchaser to confirm the Mortgage Loan
Seller’s compliance with the delivery and recordation requirements of this Agreement and the Pooling and Servicing Agreement.  In 

 

addition, upon request of the Purchaser, the Mortgage Loan Seller agrees to provide to the Purchaser, Bear Stearns and to any investors or prospective investors in the Certificates information regarding the Mortgage Loans and their servicing, to make the Mortgage Files available to the Purchaser, Bear Stearns and to such investors or prospective investors (which may be at the offices of the Mortgage Loan Seller and/or the Mortgage Loan Seller’s custodian) and to make available personnel knowledgeable about the Mortgage Loans for discussions with the Purchaser, Bear Stearns and such investors or prospective investors, upon reasonable request during regular business hours, sufficient to permit the Purchaser, Bear Stearns and such investors or potential investors to conduct such due diligence as any such party reasonably believes is appropriate.

(b)          Pursuant to the Pooling and Servicing Agreement, on the Closing Date the Trustee (or the Custodian as obligated under the applicable Custodial Agreement), for the benefit of the Certificateholders, will review items of the Mortgage Files as set forth on Exhibit 1 and will deliver to EMC an initial certification in the form attached as Exhibit One to the applicable Custodial Agreement.

(c)          Within 90 days of the Closing Date, the Trustee or the related Custodian on its behalf shall, in accordance with the provisions of Section 2.02 of the Pooling and Servicing Agreement, deliver to EMC and the Trustee an Interim Certification in the form attached as Exhibit Two to the applicable Custodial Agreement to the effect that all such documents have been executed and received and that such documents relate to the Mortgage Loans identified on the Mortgage Loan Schedule, except for any exceptions listed on Schedule A attached to such Interim Certification. The related Custodian shall be under no duty or obligation to inspect, review or examine said documents, instruments, certificates or other papers to determine that the same are genuine, enforceable, or appropriate for the
represented purpose or that they have actually been recorded or that they are other than what they purport to be on their face.

(d)         The Trustee or the related Custodian on its behalf will review the Mortgage Files within 180 days of the Closing Date and will deliver to the EMC and the Master Servicer, and if reviewed by the related Custodian, the Trustee, a final certification substantially in the form of Exhibit 3 to the applicable Custodial Agreement.  If the Trustee or the related Custodian on its behalf is unable to deliver a final certification with respect to the items listed in Exhibit 1 due to any document that is missing, has not been executed, is unrelated, determined on the basis of the Mortgagor name, original principal balance and loan number, to the Mortgage Loans identified in the Final Mortgage Loan Schedule (a “Material Defect”), the Trustee or the related Custodian on its behalf shall notify EMC
of such Material Defect.  EMC shall correct or cure any such Material Defect within 90 days from the date of notice from the Trustee, the Depositor or the Master Servicer of the Material Defect and if EMC does not correct or cure such Material Defect within such period and such defect materially and adversely affects the interests of the Certificateholders in the related Mortgage Loan, EMC will, in accordance with the terms of the Pooling and Servicing Agreement, within 90 days of the date of notice, provide the Trustee with a Replacement Mortgage Loan (if within two years of the Closing Date) or purchase the related Mortgage Loan at the applicable Purchase Price; provided, however, that if such defect relates solely to the inability of EMC to deliver the original security instrument or intervening assignments thereof, or a certified copy because the originals of such documents, or a

 

certified copy, have not been returned by the applicable jurisdiction, EMC shall not be required to purchase such Mortgage Loan if EMC delivers such original documents or certified copy promptly upon receipt, but in no event later than 360 days after the Closing Date. The foregoing repurchase obligation shall not apply in the event that EMC cannot deliver such original or copy of any document submitted for recording to the appropriate recording office in the applicable jurisdiction because such document has not been returned by such office; provided that EMC shall instead deliver a recording receipt of such recording office or, if such receipt is not available, a certificate of EMC or a Servicing Officer confirming that such documents have been accepted for recording, and delivery to the Trustee shall be effected by EMC within thirty days of its receipt of the original recorded document.

(e)          At the time of any substitution, EMC shall deliver or cause to be delivered the Replacement Mortgage Loan, the related Mortgage File and any other documents and payments required to be delivered in connection with a substitution pursuant to the Pooling and Servicing Agreement.  At the time of any purchase or substitution, the Trustee shall (i) assign the selected Mortgage Loan to EMC and shall release or cause the related Custodian to release the documents (including, but not limited to, the Mortgage, Mortgage Note and other contents of the Mortgage File) in the possession of the Trustee or the related Custodian, as applicable relating to the Deleted Mortgage Loan and (ii) execute and deliver such instruments of transfer or assignment, in each case without recourse, as shall be necessary
to vest in EMC title to such Deleted Mortgage Loan.

SECTION 6.    Recordation of Assignments of Mortgage.  (a) EMC will, promptly after the Closing Date, cause each Mortgage and each assignment of Mortgage from the Mortgage Loan Seller to the Trustee, and all unrecorded intervening assignments, if any, delivered on or prior to the Closing Date, to be recorded in all recording offices in the jurisdictions where the related Mortgaged Properties are located; provided, however, EMC need not cause to be recorded any assignment which relates to a Mortgage Loan that is a MOM Loan or for which the related Mortgaged Property is located in any jurisdiction under the laws of which, as evidenced by an Opinion of Counsel delivered by EMC to the Trustee and the Rating Agencies, the recordation of such assignment is not necessary to protect the Trustee’s interest
in the related Mortgage Loan;  provided, however, notwithstanding the delivery of any Opinion of Counsel, each assignment of Mortgage shall be submitted for recording by EMC in the manner described above, at no expense to the Trust Fund or Trustee, upon the earliest to occur of (i) reasonable direction by the Holders of Certificates evidencing Percentage Interests aggregating not less than 25% of the Trust, (ii) the occurrence of an Event of Default, (iii) the occurrence of a bankruptcy, insolvency or foreclosure relating to EMC under the Pooling and Servicing Agreement, (iv) the occurrence of a servicing transfer or an assignment of the servicing as described in Section 7.07 of the Pooling and Servicing Agreement or (iv) with respect to any one assignment of Mortgage, the occurrence of a bankruptcy, insolvency or foreclosure relating to the Mortgagor under the related Mortgage.

While each such Mortgage or assignment is being recorded, if necessary, EMC shall leave or cause to be left with the Trustee or the related Custodian on its behalf a certified copy of such Mortgage or assignment. In the event that, within 180 days of the Closing Date, the Trustee has not been provided with an Opinion of Counsel as described above or received evidence of recording with respect to each Mortgage Loan delivered to the Purchaser pursuant to 

 

the terms hereof or as set forth above and the related Mortgage Loan is not a MOM Loan, the failure to provide evidence of recording or such Opinion of Counsel shall be considered a Material Defect, and the provisions of Section 5(c) and (d) shall apply. All customary recording fees and reasonable expenses relating to the recordation of the assignments of mortgage to the Trustee or the Opinion of Counsel, as the case may be, shall be borne by EMC.

(b)         It is the express intent of the parties hereto that the conveyance of the Mortgage Loans by the Mortgage Loan Seller to the Purchaser, as contemplated by this Agreement be, and be treated as, a sale.  It is, further, not the intention of the parties that such conveyance be deemed a pledge of the Mortgage Loans by the Mortgage Loan Seller to the Purchaser to secure a debt or other obligation of the Mortgage Loan Seller.  However, in the event that, notwithstanding the intent of the parties, the Mortgage Loans are held by a court to continue to be property of the Mortgage Loan Seller, then (a) this Agreement shall also be deemed to be a security agreement within the meaning of Articles 8 and 9 of the applicable Uniform Commercial Code; (b) the transfer of the Mortgage Loans provided for herein
shall be deemed to be a grant by the Mortgage Loan Seller to the Purchaser of a security interest in all of the Mortgage Loan Seller’s right, title and interest in and to the Mortgage Loans and all amounts payable to the holders of the Mortgage Loans in accordance with the terms thereof and all proceeds of the conversion, voluntary or involuntary, of the foregoing into cash, instruments, securities or other property, to the extent the Purchaser would otherwise be entitled to own such Mortgage Loans and proceeds pursuant to Section 4 hereof, including all amounts, other than investment earnings, from time to time held or invested in any accounts created pursuant to the Pooling and Servicing Agreement, whether in the form of cash, instruments, securities or other property; (c) the possession by the Purchaser or the Trustee (or the related Custodian on its behalf) of Mortgage Notes and such other items of property as constitute instruments, money, negotiable documents or chattel
paper shall be deemed to be “possession by the secured party” for purposes of perfecting the security interest pursuant to Section 9-305 (or comparable provision) of the applicable Uniform Commercial Code; and (d) notifications to persons holding such property, and acknowledgments, receipts or confirmations from persons holding such property, shall be deemed notifications to, or acknowledgments, receipts or confirmations from, financial intermediaries, bailees or agents (as applicable) of the Purchaser for the purpose of perfecting such security interest under applicable law.  Any assignment of the interest of the Purchaser pursuant to any provision hereof or pursuant to the Pooling and Servicing Agreement shall also be deemed to be an assignment of any security interest created hereby. EMC and the Purchaser shall, to the extent consistent with this Agreement, take such actions as may be reasonably necessary to ensure that, if this Agreement were deemed to create a security
interest in the Mortgage Loans, such security interest would be deemed to be a perfected security interest of first priority under applicable law and will be maintained as such throughout the term of the Pooling and Servicing Agreement.

SECTION 7.    Representations and Warranties of EMC Concerning the Mortgage Loans.  EMC hereby represents and warrants to the Purchaser as of the Closing Date or such other date as may be specified below with respect to each Mortgage Loan:

(a)          The information set forth in the Mortgage Loan Schedule on the Closing Date is complete, true and correct.

 

 

(b)         All payments required to be made prior to the Cut-off Date with respect to each Mortgage Loan have been made and no Mortgage Loan is delinquent thirty one or more days; and the Mortgage Loan Seller has not advanced funds, or induced, solicited or knowingly received any advance of funds from a party other than the owner of the Mortgaged Property subject to the Mortgage, directly or indirectly, for the payment of any amount required under any Mortgage Loan. 

(c)          If any of the Mortgage Loans are secured by a leasehold interest, with respect to each leasehold interest: the use of leasehold estates for residential properties is an accepted practice in the area where the related Mortgaged Property is located; residential property in such area consisting of leasehold estates is readily marketable; the lease is recorded and no party is in any way in breach of any provision of such lease; the leasehold is in full force and effect and is not subject to any prior lien or encumbrance by which the leasehold could be terminated or subject to any charge or penalty; and the remaining term of the lease does not terminate less than ten years after the maturity date of such Mortgage Loan.

(d)         Except with respect to taxes, insurance and other amounts previously advanced by a prior servicer with respect to any Mortgage Loan, there are no delinquent taxes, water charges, sewer rents, assessments, insurance premiums, leasehold payments, including assessments payable in future installments, or other outstanding charges affecting the related Mortgaged Property.

(e)          The terms of the Mortgage Note and the Mortgage have not been impaired, waived, altered or modified in any respect, except by written instruments which in the case of the Mortgage Loans are in the Mortgage File and have been or will be recorded, if necessary to protect the interests of the Trustee, and which have been or will be delivered to the Trustee, all in accordance with this Agreement. The substance of any such waiver, alteration or modification has been approved by the title insurer, to the extent required by the related policy. No Mortgagor has been released, in whole or in part, except in connection with an assumption agreement approved by the title insurer, to the extent required by the policy, and which assumption agreement in the case of the Mortgage Loans is part of the Mortgage File.

(f)          The Mortgage Note and the Mortgage are not subject to any right of rescission, set-off, counterclaim or defense, including the defense of usury, nor will the operation of any of the terms of the Mortgage Note and the Mortgage, or the exercise of any right thereunder, render the Mortgage unenforceable, in whole or in part, or subject to any right of rescission, set-off, counterclaim or defense, including the defense of usury and no such right of rescission, set-off, recoupment, counterclaim or defense has been asserted with respect thereto.

(g)         All buildings upon, or comprising part of, the Mortgaged Property are insured by an insurer acceptable to Fannie Mae and Freddie Mac against loss by fire, hazards of extended coverage and such other hazards as are customary in the area where the Mortgaged Property is located, and such insurer is licensed to do business in the state where the Mortgaged Property is located. All such insurance policies contain a standard mortgagee clause naming the originator, its successors and assigns as mortgagee and the Mortgage Loan Seller has received no notice that all premiums thereon have not been paid. If upon origination of the Mortgage Loan, the Mortgaged Property was, or was subsequently deemed to be, in an area identified in the 

 

Federal Register by the Federal Emergency Management Agency as having special flood hazards (and such flood insurance has been made available), which require under applicable law that a flood insurance policy meeting the requirements of the current guidelines of the Federal Insurance Administration (or any successor thereto) be obtained, such flood insurance policy is in effect which policy is with a generally acceptable carrier in an amount representing coverage not less than the least of (A) the Stated Principal Balance of the related Mortgage Loan, (B) the minimum amount required to compensate for damage or loss on a replacement cost basis, or (C) the maximum amount of insurance that is available under the Flood Disaster Protection Act of 1973. The Mortgage obligates the Mortgagor thereunder to maintain all such insurance at Mortgagor’s cost and expense and, on the Mortgagor’s failure to do
so, authorizes the holder of the Mortgage to maintain such insurance at Mortgagor’s cost and expense and to obtain reimbursement therefor from the Mortgagor.

(h)         Each loan at the time it was made complied in all material respects with applicable local, state, and federal laws, including, but not limited to, all applicable anti-predatory lending laws.

(i)          The Mortgage has not been satisfied, canceled, subordinated, or rescinded, in whole or in part, and the Mortgaged Property has not been released from the lien of the Mortgage, in whole or in part, nor has any instrument been executed that would effect any such release, cancellation, subordination or rescission.

(j)          The Mortgage is a valid, existing and enforceable junior lien on the Mortgaged Property, including all improvements on the Mortgaged Property, if any, subject only to (1) the lien of current real property taxes and assessments not yet due and payable, (2) covenants, conditions and restrictions, rights of way, easements and other matters of the public record as of the date of recording being acceptable to mortgage lending institutions generally and specifically referred to in the lender’s title insurance policy delivered to the originator of the Mortgage Loan and which do not adversely affect the Appraised Value of the Mortgaged Property and (3) other matters to which like properties are commonly subject which do not materially interfere with the benefits of the security intended to
be provided by the Mortgage. The Mortgage Loan Seller has full right to sell and assign the Mortgage to the Purchaser.

(k)         The Mortgage Note and the related Mortgage are genuine and each is the legal, valid and binding obligation of the maker thereof, enforceable in accordance with its terms, except as the enforceability thereof may be limited by bankruptcy, insolvency or reorganization or general principles of equity.

(l)          All parties to the Mortgage Note and the Mortgage had the legal capacity to enter into the Mortgage Loan transaction and to execute and deliver the Mortgage Note and the Mortgage, and the Mortgage Note and the Mortgage have been duly and properly executed by such parties.

(m)        The proceeds of the Mortgage Loan have been fully disbursed and there is no requirement for future advances thereunder and any and all requirements as to completion of any on-site or off-site improvement and as to disbursements of any escrow funds therefor have been complied with. All costs, fees and expenses incurred in making or closing the Mortgage 

 

Loan and the recording of the Mortgage were paid, and the Mortgagor is not entitled to any refund of any amounts paid or due under the Mortgage Note or Mortgage.

(n)         Immediately prior to the conveyance of the Mortgage Loans by the Mortgage Loan Seller to the Purchaser hereunder, the Mortgage Loan Seller was the sole owner and holder of the Mortgage Loan; the related Originator or the Mortgage Loan Seller was the custodian of the related escrow account, if applicable; the Mortgage Loan had neither been assigned nor pledged, and the Mortgage Loan Seller had good and marketable title thereto, and had full right to transfer and sell the Mortgage Loan and the related servicing rights to the Purchaser free and clear of any encumbrance, equity, lien, pledge, charge, claim or security interest subject to the applicable servicing agreement and had full right and authority subject to no interest or participation of, or agreement with, any other party, to sell and
assign the Mortgage Loan and the related servicing rights, subject to the applicable servicing agreement, to the Purchaser pursuant to the terms of this Agreement.

(o)         All parties which have had any interest in the Mortgage, whether as mortgagee, assignee, pledgee or otherwise, are (or, during the period in which they held and disposed of such interest, were) (1) in compliance with any and all applicable licensing requirements of the laws of the state wherein the Mortgaged Property is located, and (2) organized under the laws of such state, qualified to do business in such state, a federal savings and loan association or national bank having principal offices in such state or not deemed to be doing business in such state under applicable law.

(p)         The Mortgage Loan is covered by an ALTA lender’s title insurance policy or equivalent form acceptable to the Department of Housing and Urban Development, or any successor thereto, and qualified to do business in the jurisdiction where the Mortgaged Property is located, insuring (subject to the exceptions contained in clause (i) above) the Mortgage Loan Seller (as assignee), its successors and assigns as to the first priority lien of the Mortgage in the original principal amount of the Mortgage Loan. Additionally, such lender’s title insurance policy affirmatively insures ingress and egress, and against encroachments by or upon the Mortgaged Property or any interest therein. With respect to each Mortgage Loan, the Mortgage Loan Seller (as assignee) is the sole insured of such
lender’s title insurance policy, and such lender’s title insurance policy is in full force and effect. No claims have been made under such lender’s title insurance policy, and no prior holder of the related Mortgage, including the Mortgage Loan Seller, has done, by act or omission, anything which would impair the coverage of such lender’s title insurance policy.

(q)         Except as provided in clause (b), immediately prior to the Cut-off Date, there was no default, breach, violation or event of acceleration existing under the Mortgage or the Mortgage Note and there was no event which, with the passage of time or with notice and the expiration of any grace or cure period, would constitute a default, breach, violation or event of acceleration, and the Mortgage Loan Seller has not waived any default, breach, violation or event of acceleration.

(r)          There are no mechanics’ or similar liens or claims which have been filed for work, labor or material (and no rights are outstanding that under law could give rise to such 

 

lien) affecting the related Mortgaged Property which are or may be liens prior to or equal with, the lien of the related Mortgage.

(s)          At the time of origination, each Mortgaged Property was the subject of an appraisal which conformed to the underwriting requirements of the originator of the Mortgage Loan and, the appraisal is in a form acceptable to Fannie Mae or Freddie Mac.

(t)          The origination, servicing and collection practices with respect to each Mortgage Note and Mortgage including, the establishment, maintenance and servicing of the escrow accounts and escrow payments, if any, since origination, have been conducted in all respects in accordance with the terms of Mortgage Note and in compliance with all applicable laws and regulations and, unless otherwise required by law or Fannie Mae/Freddie Mac standards, in accordance with the proper, prudent and customary practices in the mortgage origination and servicing business. With respect to the escrow accounts and escrow payments, if any, and a Mortgage Loan all such payments are in the possession or under the control of the Mortgage Loan Seller (including pursuant to a Subservicing Agreement) and there exists
no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made.  Any interest required to be paid pursuant to state and local law has been properly paid and credited.

(u)         The Mortgaged Property is free of material damage and waste and there is no proceeding pending for the total or partial condemnation thereof.

(v)         The Mortgage contains customary and enforceable provisions to render the rights and remedies of the holder thereof adequate for the realization against the Mortgaged Property of the benefits of the security intended to be provided thereby, including, (1) in the case of a Mortgage designated as a deed of trust, by trustee’s sale, and (2) otherwise by judicial foreclosure. There is no other exemption available to the Mortgagor which would interfere with the right to sell the Mortgaged Property at a trustee’s sale or the right to foreclose the Mortgage.  The Mortgagor has not notified the Mortgage Loan Seller and the Mortgage Loan Seller has no knowledge of any relief requested or allowed to the Mortgagor under the Servicemembers Civil Relief Act.

(w)        The Mortgage Note is not and has not been secured by any collateral except the lien of the applicable Mortgage.

(x)         In the event the Mortgage constitutes a deed of trust, a trustee, duly qualified under applicable law to serve as such, has been properly designated and currently so serves and is named in the Mortgage, and no fees or expenses are or will become payable by the Certificateholders to the trustee under the deed of trust, except in connection with a trustee’s sale after default by the Mortgagor.

(y)         The Mortgagor has received all disclosure materials required by applicable law with respect to the making of the Mortgage Loan.

(z)          No Mortgage Loan was made in connection with the construction or rehabilitation of a Mortgaged Property.

 

 

(aa)       To the best of EMC’s knowledge, the Mortgaged Property is lawfully occupied under applicable law and all inspections, licenses and certificates required to be made or issued with respect to all occupied portions of the Mortgaged Property and, with respect to the use and occupancy of the same, including but not limited to certificates of occupancy, have been made or obtained from the appropriate authorities.

(bb)       The assignment of Mortgage with respect to a Mortgage Loan is in recordable form and is acceptable for recording under the laws of the jurisdiction in which the Mortgaged Property is located.

(cc)       The Mortgaged Property consists of a single parcel of real property with or without a detached single family residence erected thereon, or an individual condominium unit, a 2-4 family dwelling or an individual unit in a planned unit development as defined by Fannie Mae, or a townhouse, each structure of which is permanently affixed to the Mortgaged Property, and is legally classified as real estate.

(dd)       Each Mortgage Loan at the time of origination was underwritten in general in accordance with guidelines not inconsistent with the guidelines set forth in the Prospectus Supplement and generally accepted credit underwriting guidelines.

(ee)        No error, omission, misrepresentation, fraud or similar occurrence with respect to a Mortgage Loan has taken place on the part of the Mortgage Loan Seller or the related Originator.

(ff)         None of the Mortgage Loans are (a) loans subject to 12 CFR Part 226.31, 12 CFR Part 226.32 or 12 CFR Part 226.34 of Regulation Z, the regulation implementing TILA, which implements the Home Ownership and Equity Protection Act of 1994 (“HOEPA”) or (b) classified and/or defined as a “high cost home loan” (or a similarly classified loan using different terminology under a law imposing heightened regulatory scrutiny or additional legal liability for residential mortgage loans having high interest rates, points and/or fees) under any federal, state, or local law, including, but not limited to, the States of Georgia or North Carolina.

(gg)       None of the Mortgage Loans originated on or after November 1, 2002 and before March 7, 2003 was secured by property located in the State of Georgia.

(hh)       None of the Mortgage Loans contains provisions pursuant to which monthly payments are (a) paid or partially paid with funds deposited in any separate account established by the Mortgage Loan Seller, the mortgagor, or anyone on behalf of the mortgagor, (b) paid by any source other than the mortgagor or (c) contains any other similar provisions which may constitute a “buydown” provision.  None of the Mortgage Loans is a graduated payment mortgage loan and no Mortgage Loan has a shared appreciation or other contingent interest feature.

(ii)         Each Mortgage Loan that contains a provision for the assumption substitution of liability, pursuant to which the original mortgagor is released from liability and another person is substituted as the mortgagor and becomes liable under the Mortgage Note, shall be effective only if such person satisfies the then current underwriting practices and procedures of prudent mortgage lenders in a state in which the mortgaged property is located.

 

 

(jj)         The Mortgaged Property and all improvements thereon comply with all requirements of any applicable zoning and subdivision laws and ordinances.

(kk)       Each Mortgage is a valid and enforceable junior lien on the property securing the related Mortgage Note and each Mortgaged Property is owned by the Mortgagor in fee simple (except with respect to common areas in the case of condominiums, PUDs and de minimis PUDs) or by leasehold for a term longer than the term of the related Mortgage, subject only to (i) the lien of current real property taxes and assessments, (ii) covenants, conditions and restrictions, rights of way, easements and other matters of public record as of the date of recording of such Mortgage, such exceptions being acceptable to mortgage lending institutions generally or specifically reflected in the appraisal obtained in connection with the origination of the related Mortgage Loan or referred to in the lender’s title insurance policy
delivered to the originator of the related Mortgage Loan and (iii) other matters to which like properties are commonly subject which do not materially interfere with the benefits of the security intended to be provided by such Mortgage Appraisal Form 1004 or Form 2055 with an interior inspection for first lien Mortgage Loans has been obtained.  Form 704, 2065 or 2055 with an exterior only inspection for junior lien Mortgage Loans has been obtained.

(ll)         None of the Mortgage Loans that are secured by property located in the State of Illinois are in violation of the provisions of the Illinois Interest Act.

(mm)    Each Prepayment Charge is enforceable and was originated in compliance with all applicable federal, state and local laws.

(nn)       With respect to any Mortgage Loan that contains a provision permitting imposition of a premium upon a prepayment prior to maturity, the prepayment premium is disclosed to the borrower in the loan documents pursuant to applicable state and federal law.

(oo)       No Mortgage Loan is a High Cost Loan or Covered Loan, as applicable (as such terms are defined in the then current Standard & Poor’s LEVELS® Glossary which is now Version 5.6c Revised, Appendix E attached hereto as Exhibit 6) and no Mortgage Loan originated on or after November 1, 2002 through March 6, 2003 is governed by the “Georgia Fair Lending Act”.

It is understood and agreed that the representations and warranties set forth in this Section 7 will inure to the benefit of the Purchaser, its successors and assigns, notwithstanding any restrictive or qualified endorsement on any Mortgage Note or assignment of Mortgage or the examination of any Mortgage File.  Upon any substitution for a Mortgage Loan, the representations and warranties set forth above shall be deemed to be made by the Mortgage Loan Seller as to any Replacement Mortgage Loan as of the date of substitution.

Upon discovery or receipt of notice by EMC, the Purchaser or the Trustee of a breach of any representation or warranty of EMC set forth in this Section 7 which materially and adversely affects the value of the interests of the Purchaser, the Certificateholders or the Trustee in any of the Mortgage Loans delivered to the Purchaser pursuant to this Agreement, the party discovering or receiving notice of such breach shall give prompt written notice to the others.  In the case of any such breach of a representation or warranty set forth in this Section 7, within 90 

 

days from the date of discovery by EMC, or the date EMC is notified by the party discovering or receiving notice of such breach (whichever occurs earlier), EMC will (i) cure such breach in all material respects, (ii) purchase the affected Mortgage Loan at the applicable Purchase Price, or (iii) if within two years of the Closing Date, substitute a qualifying Replacement Mortgage Loan in exchange for such Mortgage Loan; provided that, (A) in the case of a breach of the representation and warranty concerning the Mortgage Loan Schedule contained in clause (a) of this Section 7, if such breach is material and relates to any field on the Mortgage Loan Schedule which identifies any Prepayment Charge or (B) in the case of a breach of the representation contained in clause (kk) of this Section 7, then, in each case, in lieu of purchasing such Mortgage Loan from the Trust Fund at the Purchase Price, EMC shall pay
the amount of the Prepayment Charge (net of any amount previously collected by or paid to the Trust Fund in respect of such Prepayment Charge) from its own funds and without reimbursement therefor, and EMC shall have no obligation to repurchase or substitute for such Mortgage Loan. The obligations of EMC to cure, purchase or substitute a qualifying Replacement Mortgage Loan shall constitute the Purchaser’s, the Trustee’s and the Certificateholder’s sole and exclusive remedy under this Agreement or otherwise respecting a breach of representations or warranties hereunder with respect to the Mortgage Loans, except for the obligation of EMC to indemnify the Purchaser for such breach as set forth in and limited by Section 13 hereof.

Any cause of action against EMC or relating to or arising out of a breach by EMC of any representations and warranties made in this Section 7 shall accrue as to any Mortgage Loan upon (i) discovery of such breach by EMC or notice thereof by the party discovering such breach and (ii) failure by EMC to cure such breach, purchase such Mortgage Loan, or substitute a qualifying Replacement Mortgage Loan pursuant to the terms hereof.

SECTION 8.    Representations and Warranties Concerning EMC.  (a) As of the date hereof and as of the Closing Date, EMC represents and warrants to the Purchaser as to itself in the capacity indicated as follows:

(b)         EMC (i) is a corporation duly organized, validly existing and in good standing under the laws of the State of Delaware and (ii) is qualified and in good standing to do business in each jurisdiction where such qualification is necessary, except where the failure so to qualify would not reasonably be expected to have a material adverse effect on EMC’s business as presently conducted or on EMC’s ability to enter into this Agreement and to consummate the transactions contemplated hereby;

(c)          EMC has full power to own its property, to carry on its business as presently conducted and to enter into and perform its obligations under this Agreement;

(d)         the execution and delivery by EMC of this Agreement has been duly authorized by all necessary action on the part of EMC; and neither the execution and delivery of this Agreement, nor the consummation of the transactions herein contemplated, nor compliance with the provisions hereof or thereof, will conflict with or result in a breach of, or constitute a default under, any of the provisions of any law, governmental rule, regulation, judgment, decree or order binding on EMC or its properties or the charter or by-laws of EMC, except those conflicts, breaches or defaults which would not reasonably be expected to have a material 

 

adverse effect on EMC’s ability to enter into this Agreement and to consummate the transactions contemplated hereby;

(e)          the execution, delivery and performance by EMC of this Agreement and the consummation of the transactions contemplated hereby do not require the consent or approval of, the giving of notice to, the registration with, or the taking of any other action in respect of, any state, federal or other governmental authority or agency, except those consents, approvals, notices, registrations or other actions as have already been obtained, given or made and, in connection with the recordation of the Mortgages, powers of attorney or assignments of Mortgages not yet completed;

(f)          this Agreement has been duly executed and delivered by EMC and, assuming due authorization, execution and delivery by the Purchaser or the parties thereto, constitutes a valid and binding obligation of EMC enforceable against it in accordance with its terms (subject to applicable bankruptcy and insolvency laws and other similar laws affecting the enforcement of the rights of creditors generally);

(g)         there are no actions, suits or proceedings pending or, to the knowledge of EMC, threatened against EMC, before or by any court, administrative agency, arbitrator or governmental body (i) with respect to any of the transactions contemplated by this Agreement or (ii) with respect to any other matter which in the judgment of EMC could reasonably be expected to be determined adversely to EMC and if determined adversely to EMC materially and adversely affect EMC’s ability to perform its obligations under this Agreement; and EMC is not in default with respect to any order of any court, administrative agency, arbitrator or governmental body so as to materially and adversely affect the transactions contemplated by this Agreement; and

(h)         the Mortgage Loan Seller’s Information (as defined in Section 13(a) hereof) does not include any untrue statement of a material fact or omit to state a material fact necessary in order to make the statements made, in light of the circumstances under which they were made, not misleading.

SECTION 9.    Representations and Warranties Concerning the Purchaser.  As of the date hereof and as of the Closing Date, the Purchaser represents and warrants to the Mortgage Loan Seller as follows:

(a)          the Purchaser (i) is a limited liability company duly organized, validly existing and in good standing under the laws of the State of Delaware and (ii) is qualified and in good standing to do business in each jurisdiction where such qualification is necessary, except where the failure so to qualify would not reasonably be expected to have a material adverse effect on the Purchaser’s business as presently conducted or on the Purchaser’s ability to enter into this Agreement and to consummate the transactions contemplated hereby;

(b)         the Purchaser has full power to own its property, to carry on its business as presently conducted and to enter into and perform its obligations under this Agreement;

(c)          the execution and delivery by the Purchaser of this Agreement has been duly authorized by all necessary action on the part of the Purchaser; and neither the execution 

 

and delivery of this Agreement, nor the consummation of the transactions herein contemplated, nor compliance with the provisions hereof, will conflict with or result in a breach of, or constitute a default under, any of the provisions of any law, governmental rule, regulation, judgment, decree or order binding on the Purchaser or its properties or the certificate of formation or limited liability agreement of the Purchaser, except those conflicts, breaches or defaults which would not reasonably be expected to have a material adverse effect on the Purchaser’s ability to enter into this Agreement and to consummate the transactions contemplated hereby or thereby;

(d)         the execution, delivery and performance by the Purchaser of this Agreement and the consummation of the transactions contemplated hereby or thereby do not require the consent or approval of, the giving of notice to, the registration with, or the taking of any other action in respect of, any state, federal or other governmental authority or agency, except those consents, approvals, notices, registrations or other actions as have already been obtained, given or made;

(e)          this Agreement has been duly executed and delivered by the Purchaser and, assuming due authorization, execution and delivery by the Mortgage Loan Seller, constitutes a valid and binding obligation of the Purchaser enforceable against it in accordance with its terms (subject to applicable bankruptcy and insolvency laws and other similar laws affecting the enforcement of the rights of creditors generally);

(f)          there are no actions, suits or proceedings pending or, to the knowledge of the Purchaser, threatened against the Purchaser, before or by any court, administrative agency, arbitrator or governmental body (i) with respect to any of the transactions contemplated by this Agreement or (ii) with respect to any other matter which in the judgment of the Purchaser could reasonably be expected to be determined adversely to the Purchaser and if determined adversely to the Purchaser materially and adversely affect the Purchaser’s ability to perform its obligations under this Agreement; and the Purchaser is not in default with respect to any order of any court, administrative agency, arbitrator or governmental body so as to materially and adversely affect the transactions contemplated by this Agreement; and

(g)         the Purchaser’s Information (as defined in Section 13(b) hereof) does not include any untrue statement of a material fact or omit to state a material fact necessary in order to make the statements made, in light of the circumstances under which they were made, not misleading.

SECTION 10.  Conditions to Closing.  (a) The obligations of the Purchaser under this Agreement will be subject to the satisfaction, on or prior to the Closing Date, of the following conditions:

(1)         Each of the obligations of the Mortgage Loan Seller required to be performed at or prior to the Closing Date pursuant to the terms of this Agreement shall have been duly performed and complied with in all material respects; all of the representations and warranties of the Mortgage Loan Seller under this Agreement shall be true and correct as of the date or dates specified in all material respects; and no event shall have occurred which, with notice or the passage of time, would constitute a default under this Agreement or the Pooling and 

 

Servicing Agreement; and the Purchaser shall have received certificates to that effect signed by authorized officers of the of the Mortgage Loan Seller.

(2)         The Purchaser shall have received all of the following closing documents, in such forms as are agreed upon and reasonably acceptable to the Purchaser, duly executed by all signatories other than the Purchaser as required pursuant to the respective terms thereof:

(i)           If required pursuant to Section 3 hereof, the Amendment dated as of the Closing Date and any documents referred to therein;

(ii)         If required pursuant to Section 3 hereof, the Final Mortgage Loan Schedule containing the information set forth on Exhibit 2 hereto, one copy to be attached to each counterpart of the Amendment;

(iii)        The Pooling and Servicing Agreement, in form and substance reasonably satisfactory to the Trustee and the Purchaser, and all documents required thereby duly executed by all signatories;

(iv)        A certificate of an officer of EMC dated as of the Closing Date, in a form reasonably acceptable to the Purchaser, and attached thereto the resolutions of EMC authorizing the transactions contemplated by this Agreement, together with copies of the articles of incorporation, by-laws and certificate of good standing of EMC;

(v)          One or more opinions of counsel from the Mortgage Loan Seller’s counsel otherwise in form and substance reasonably satisfactory to the Purchaser, the Trustee and each Rating Agency;

(vi)        A letter from each of the Rating Agencies giving each Class of Certificates set forth on Schedule A hereto the rating set forth therein; and

(vii)       Such other documents, certificates (including additional representations and warranties) and opinions as may be reasonably necessary to secure the intended ratings from each Rating Agency for the Certificates.

(3)         The Certificates to be sold to Bear Stearns pursuant to the Underwriting Agreement and the Purchase Agreement shall have been issued and sold to Bear Stearns.

(4)         The Mortgage Loan Seller shall have furnished to the Purchaser such other certificates of its officers or others and such other documents and opinions of counsel to evidence fulfillment of the conditions set forth in this Agreement and the transactions contemplated hereby as the Purchaser and its counsel may reasonably request.

(b)         The obligations of the Mortgage Loan Seller under this Agreement shall be subject to the satisfaction, on or prior to the Closing Date, of the following conditions:

(1)         The obligations of the Purchaser required to be performed by it on or prior to the Closing Date pursuant to the terms of this Agreement shall have been duly performed and 

 

complied with in all material respects, and all of the representations and warranties of the Purchaser under this Agreement shall be true and correct in all material respects as of the date hereof and as of the Closing Date, and no event shall have occurred which would constitute a breach by it of the terms of this Agreement or the Pooling and Servicing Agreement, and the Mortgage Loan Seller shall have received a certificate to that effect signed by an authorized officer of the Purchaser.

(2)         The Mortgage Loan Seller shall have received copies of all of the following closing documents, in such forms as are agreed upon and reasonably acceptable to the Mortgage Loan Seller, duly executed by all signatories other than the Mortgage Loan Seller as required pursuant to the respective terms thereof:

(i)           If required pursuant to Section 3 hereof, the Amendment dated as of the Closing Date and any documents referred to therein;

(ii)         The Pooling and Servicing Agreement, in form and substance reasonably satisfactory to EMC and the Trustee, and all documents required thereby duly executed by all signatories;

(iii)        A certificate of an officer of the Purchaser dated as of the Closing Date, in a form reasonably acceptable to the Mortgage Loan Seller, and attached thereto the written consent of the member of the Purchaser authorizing the transactions contemplated by this Agreement and the Pooling and Servicing Agreement, together with copies of the Purchaser’s certificate of formation, limited liability company agreement and evidence as to the good standing of the Purchaser dated as of a recent date;

(iv)        One or more opinions of counsel from the Purchaser’s counsel in form and substance reasonably satisfactory to the Mortgage Loan Seller, the Trustee and the Rating Agencies; and

(v)          Such other documents, certificates (including additional representations and warranties) and opinions as may be reasonably necessary to secure the intended rating from each Rating Agency for the Certificates.

SECTION 11.  Fees and Expenses.  Subject to Section 16 hereof, EMC shall pay on the Closing Date or such later date as may be agreed to by the Purchaser (i) the fees and expenses of the Mortgage Loan Seller’s attorneys and the reasonable fees and expenses of the Purchaser’s attorneys, (ii) the fees and expenses of Deloitte & Touche LLP, (iii) the fee for the use of Purchaser’s Registration Statement based on the aggregate original principal amount of the Certificates and the filing fee of the Commission as in effect on the date on which the Registration Statement was declared effective, (iv) the fees and expenses including counsel’s fees and expenses in connection with any “blue sky” and legal investment matters, (v) the fees and expenses of
the Trustee which shall include without limitation the fees and expenses of the Trustee (and the fees and disbursements of its counsel) with respect to (A) legal and document review of this Agreement, the Pooling and Servicing Agreement, the Certificates and related agreements, (B) attendance at the Closing and (C) review of the Mortgage Loans to be performed 

 

by the Trustee or the related Custodian on its behalf, (vi) the expenses for printing or otherwise reproducing the Certificates, the Prospectus and the Prospectus Supplement, (vii) the fees and expenses of each Rating Agency (both initial and ongoing), (viii) the fees and expenses relating to the preparation and recordation of mortgage assignments (including intervening assignments, if any and if available, to evidence a complete chain of title from the originator to the Trustee) from the Mortgage Loan Seller to the Trustee or the expenses relating to the Opinion of Counsel referred to in Section 6(a) hereof, as the case may be, and (ix) Mortgage File due diligence expenses and other out-of-pocket expenses incurred by the Purchaser in connection with the purchase of the Mortgage Loans and by Bear Stearns in connection with the sale of the Certificates.  EMC additionally agrees to pay directly to any third
party on a timely basis the fees provided for above which are charged by such third party and which are billed periodically.

SECTION 12.  Accountants’ Letters.  (a) Deloitte & Touche LLP will review the characteristics of a sample of the Mortgage Loans described in the Final Mortgage Loan Schedule and will compare those characteristics to the description of the Mortgage Loans contained in the Prospectus Supplement under the captions “Summary—The Mortgage Loans” and “The Mortgage Pool” and in Schedule A thereto.  EMC will cooperate with the Purchaser in making available all information and taking all steps reasonably necessary to permit such accountants to complete the review and to deliver the letters required of them under the Underwriting Agreement.  Deloitte & Touche LLP will also confirm certain calculations as set forth under the caption “Yield, Prepayment and Maturity Considerations”
in the Prospectus Supplement.

(b)         To the extent statistical information with respect to EMC’s servicing portfolio is included in the Prospectus Supplement under the caption “Servicing of the Mortgage Loans—The Master Servicer—Delinquency and Foreclosure Experience of EMC,” a letter from the certified public accountant for EMC will be delivered to the Purchaser dated the date of the Prospectus Supplement, in the form previously agreed to by EMC and the Purchaser, with respect to such statistical information.

	
             
 	
            Section 13.
 	
            Indemnification.  
 

(a)          EMC shall indemnify and hold harmless the Purchaser and its directors, officers and controlling persons (as defined in Section 15 of the Securities Act) from and against any loss, claim, damage or liability or action in respect thereof, to which they or any of them may become subject, under the Securities Act or otherwise, insofar as such loss, claim, damage, liability or action arises out of, or is based upon (i) any untrue statement of a material fact contained in the Mortgage Loan Seller’s Information as identified in Exhibit 3, or the omission to state in the Prospectus Supplement or Prospectus (or any amendment thereof or supplement thereto approved by EMC and in which additional Mortgage Loan Seller’s Information is identified), in reliance upon and in conformity with
Mortgage Loan Seller’s Information a material fact required to be stated therein or necessary to make the statements therein in light of the circumstances in which they were made, not misleading, (ii) any representation or warranty assigned or made by EMC in Section 7 or Section 8 being, or alleged to be, untrue or incorrect, or (iii) any failure by EMC to perform its obligations under this Agreement; and EMC shall reimburse the Purchaser and each other indemnified party for any legal and other expenses 

 

reasonably incurred by them in connection with investigating or defending or preparing to defend against any such loss, claim, damage, liability or action.

The foregoing indemnity agreement is in addition to any liability which EMC otherwise may have to the Purchaser or any other such indemnified party.

(b)         The Purchaser shall indemnify and hold harmless the Mortgage Loan Seller and its directors, officers and controlling persons (as defined in Section 15 of the Securities Act) from and against any loss, claim, damage or liability or action in respect thereof, to which they or any of them may become subject, under the Securities Act or otherwise, insofar as such loss, claim, damage, liability or action arises out of, or is based upon (i) any untrue statement of a material fact contained in the Purchaser’s Information as identified in Exhibit 4, or the omission to state in the Prospectus Supplement or Prospectus (or any amendment thereof or supplement thereto approved by the Purchaser and in which additional Purchaser’s Information is identified), in reliance upon and in conformity with
the Purchaser’s Information, a material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances in which they were made, not misleading, (ii) any representation or warranty made by the Purchaser in Section 9 hereof being, or alleged to be, untrue or incorrect, or (iii) any failure by the Purchaser to perform its obligations under this Agreement; and the Purchaser shall reimburse the Mortgage Loan Seller, and each other indemnified party for any legal and other expenses reasonably incurred by them in connection with investigating or defending or preparing to defend any such loss, claim, damage, liability or action. The foregoing indemnity agreement is in addition to any liability which the Purchaser otherwise may have to the Mortgage Loan Seller, or any other such indemnified party.

(c)          Promptly after receipt by an indemnified party under subsection (a) or (b) above of notice of the commencement of any action, such indemnified party shall, if a claim in respect thereof is to be made against the indemnifying party under such subsection, notify each party against whom indemnification is to be sought in writing of the commencement thereof (but the failure so to notify an indemnifying party shall not relieve it from any liability which it may have under this Section 13 except to the extent that it has been prejudiced in any material respect by such failure or from any liability which it may have otherwise).  In case any such action is brought against any indemnified party, and it notifies an indemnifying party of the commencement thereof, the indemnifying party will be
entitled to participate therein and, to the extent it may elect by written notice delivered to the indemnified party promptly (but, in any event, within 30 days) after receiving the aforesaid notice from such indemnified party, to assume the defense thereof with counsel reasonably satisfactory to such indemnified party.  Notwithstanding the foregoing, the indemnified party or parties shall have the right to employ its or their own counsel in any such case, but the fees and expenses of such counsel shall be at the expense of such indemnified party or parties unless (i) the employment of such counsel shall have been authorized in writing by one of the indemnifying parties in connection with the defense of such action, (ii) the indemnifying parties shall not have employed counsel to have charge of the defense of such action within a reasonable time after notice of commencement of the action, or (iii) such indemnified party or parties shall have reasonably concluded that there is a
conflict of interest between itself or themselves and the indemnifying party in the conduct of the defense of any claim or that the interests of the indemnified party or parties are not substantially co-extensive with those of the indemnifying party (in which case the indemnifying 

 

parties shall not have the right to direct the defense of such action on behalf of the indemnified party or parties), in any of which events such fees and expenses shall be borne by the indemnifying parties (provided, however, that the indemnifying party shall be liable only for the fees and expenses of one counsel in addition to one local counsel in the jurisdiction involved.  Anything in this subsection to the contrary notwithstanding, an indemnifying party shall not be liable for any settlement or any claim or action effected without its written consent; provided, however, that such consent was not unreasonably withheld.

(d)         If the indemnification provided for in paragraphs (a) and (b) of this Section 13 shall for any reason be unavailable to an indemnified party in respect of any loss, claim, damage or liability, or any action in respect thereof, referred to in Section 13, then the indemnifying party shall in lieu of indemnifying the indemnified party contribute to the amount paid or payable by such indemnified party as a result of such loss, claim, damage or liability, or action in respect thereof, in such proportion as shall be appropriate to reflect the relative benefits received by the Mortgage Loan Seller on the one hand and the Purchaser on the other from the purchase and sale of the Mortgage Loans, the offering of the Certificates and the other transactions contemplated hereunder.  No person found liable
for a fraudulent misrepresentation shall be entitled to contribution from any person who is not also found liable for such fraudulent misrepresentation.

(e)          The parties hereto agree that reliance by an indemnified party on any publicly available information or any information or directions furnished by an indemnifying party shall not constitute negligence, bad faith or willful misconduct by such indemnified party.

SECTION 14.  Notices.  All demands, notices and communications hereunder shall be in writing but may be delivered by facsimile transmission subsequently confirmed in writing.  Notices to EMC shall be directed to EMC Mortgage Corporation, 909 Hidden Ridge Drive, Suite 200 Irving, Texas 75038, (Telecopy: (972 -444-2880)); and notices to the Purchaser shall be directed to Bear Stearns Asset Backed Securities I LLC, 383 Madison Avenue, New York, New York  10179, (Telecopy # (212) 272-2619), Attention: Chief Counsel; or to any other address as may hereafter be furnished by one party to the other party by like notice.  Any such demand, notice or communication hereunder shall be deemed to have been received on the date received at the premises of the addressee (as evidenced, in the case of registered or certified mail,
by the date noted on the return receipt) provided that it is received on a business day during normal business hours and, if received after normal business hours, then it shall be deemed to be received on the next business day.

SECTION 15.  Transfer of Mortgage Loans.  The Purchaser retains the right to assign the Mortgage Loans and any or all of its interest under this Agreement to the Trustee without the consent of the Mortgage Loan Seller, and, upon such assignment, the Trustee shall succeed to the applicable rights and obligations of the Purchaser hereunder; provided, however, the Purchaser shall remain entitled to the benefits set forth in Sections 11, 13 and 17 hereto and as provided in Section 2(a).  Notwithstanding the foregoing, the sole and exclusive right and remedy of the Trustee with respect to a breach of representation or warranty of the Mortgage Loan Seller shall be the cure, purchase or substitution obligations of EMC contained in Sections 5 and 7 hereof.

 

 

SECTION 16.  Termination.  This Agreement may be terminated (a) by the mutual consent of the parties hereto prior to the Closing Date, (b) by the Purchaser, if the conditions to the Purchaser’s obligation to close set forth under Section 10(a) hereof are not fulfilled as and when required to be fulfilled or (c) by the Mortgage Loan Seller, if the conditions to the Mortgage Loan Seller’s obligation to close set forth under Section 10(b) hereof are not fulfilled as and when required to be fulfilled.  In the event of termination pursuant to clause (b), EMC shall pay, and in the event of termination pursuant to clause (c), the Purchaser shall pay, all reasonable out-of-pocket expenses incurred by the other in connection with the transactions contemplated by this Agreement.  In the event of a termination
pursuant to clause (a), each party shall be responsible for its own expenses. 

SECTION 17.  Representations, Warranties and Agreements to Survive Delivery.  All representations, warranties and agreements contained in this Agreement, or contained in certificates of officers of the Mortgage Loan Seller submitted pursuant hereto, shall remain operative and in full force and effect and shall survive delivery of the Mortgage Loans to the Purchaser (and by the Purchaser to the Trustee).  Subsequent to the delivery of the Mortgage Loans to the Purchaser, each of EMC’s, representations and warranties contained herein with respect to the Mortgage Loans shall be deemed to relate to the Mortgage Loans actually delivered to the Purchaser and included in the Final Mortgage Loan Schedule and any Replacement Mortgage Loan and not to those Mortgage Loans deleted from the Preliminary Mortgage Loan
Schedule pursuant to Section 3 hereof prior to the Closing.

SECTION 18.  Severability.  If any provision of this Agreement shall be prohibited or invalid under applicable law, this Agreement shall be ineffective only to such extent, without invalidating the remainder of this Agreement.

SECTION 19.  Counterparts.  This Agreement may be executed in counterparts, each of which will be an original, but which together shall constitute one and the same agreement.

SECTION 20.  Amendment.  This Agreement cannot be amended or modified in any manner without the prior written consent of each party.

SECTION 21.  GOVERNING LAW.  THIS AGREEMENT SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW YORK, WITHOUT REGARD TO CONFLICT OF LAWS PRINCIPLES THEREOF OTHER THAN SECTION 5-1401 OF THE NEW YORK GENERAL OBLIGATIONS LAW.

SECTION 22.  Further Assurances.  Each of the parties agrees to execute and deliver such instruments and take such actions as another party may, from time to time, reasonably request in order to effectuate the purpose and to carry out the terms of this Agreement including any amendments hereto which may be required by either Rating Agency.

SECTION 23.  Successors and Assigns.  This Agreement shall bind and inure to the benefit of and be enforceable by the Mortgage Loan Seller and the Purchaser and their permitted successors and assigns and, to the extent specified in Section 13 hereof, Bear Stearns, 

 

and their directors, officers and controlling persons (within the meaning of federal securities laws). The Mortgage Loan Seller acknowledges and agrees that the Purchaser may assign its rights under this Agreement (including, without limitation, with respect to EMC’s representations and warranties respecting the Mortgage Loans) to the Trustee.  Any person into which the Mortgage Loan Seller may be merged or consolidated (or any person resulting from any merger or consolidation involving the Mortgage Loan Seller), any person resulting from a change in form of the Mortgage Loan Seller or any person succeeding to the business of the Mortgage Loan Seller, shall be considered the “successor” of the Mortgage Loan Seller hereunder and shall be considered a party hereto without the execution or filing of any paper or any further act or consent on the part of any party hereto.  Except as provided in
the two preceding sentences, this Agreement cannot be assigned, pledged or hypothecated by either party hereto without the written consent of the other parties to this Agreement and any such assignment or purported assignment shall be deemed null and void.

SECTION 24.  The Mortgage Loan Seller. The Mortgage Loan Seller will keep in full force and effect its existence, all rights and franchises as a corporation under the laws of the State of its incorporation and will obtain and preserve its qualification to do business as a foreign corporation in each jurisdiction in which such qualification is necessary to perform its obligations under this Agreement.

SECTION 25.  Entire Agreement.  This Agreement contains the entire agreement and understanding between the parties with respect to the subject matter hereof, and supersedes all prior and contemporaneous agreements, understandings, inducements and conditions, express or implied, oral or written, of any nature whatsoever with respect to the subject matter hereof.

SECTION 26.  No Partnership.  Nothing herein contained shall be deemed or construed to create a partnership or joint venture between the parties hereto.

[REMAINDER OF PAGE INTENTIONALLY LEFT BLANK]

 

 

IN WITNESS WHEREOF, the parties hereto have caused their names to be signed hereto by their respective duly authorized officers as of the date first above written.

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            EMC MORTGAGE CORPORATION
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Name:
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Title:
 	
             
 

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            BEAR STEARNS ASSET BACKED
 SECURITIES LLC
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Name:
 	
            Joseph T. Jurkowski, Jr.
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Title:
 	
            Vice President
 

 

 

 

EXHIBIT 1

 

CONTENTS OF MORTGAGE FILE

With respect to each Mortgage Loan, the Mortgage File shall include each of the following items, which shall be available for inspection by the Purchaser or its designee, and which shall be delivered to the Purchaser or its designee pursuant to the terms of this Agreement.

(i)          The original Mortgage Note, including any riders thereto, endorsed without recourse to the order of LaSalle Bank National Association, as Trustee for certificateholders of SACO I Trust 2005-9, Mortgage-Backed Certificates, Series 2005-9,” showing to the extent available to the Mortgage Loan Seller an unbroken chain of endorsements from the original payee thereof to the Person endorsing it to the Trustee.

(ii)         The original Mortgage and if the related Mortgage Loan is a MOM Loan, noting the presence of the MIN and language indicating that such Mortgage Loan is a MOM Loan, which shall have been recorded (or if the original is not available, a copy), with evidence of such recording indicated thereon (or if clause (x) in the proviso below applies, shall be in recordable form);

(iii)        unless the Mortgage Loan is a MOM Loan, the assignment (either an original or a copy, which may be in the form of a blanket assignment if permitted in the jurisdiction in which the Mortgaged Property is located) to the Trustee of the Mortgage with respect to each Mortgage Loan in the name of “LaSalle Bank National Association, as Trustee for certificateholders of SACO I Trust 2005-9, Mortgage-Backed Certificates, Series 2005-9,” which shall have been recorded (or if clause (x) in the proviso below applies, shall be in recordable form);

(iv)        an original or a copy of all intervening assignments of the Mortgage, if any, to the extent available to the Mortgage Loan Seller, with evidence of recording thereon;

(v)         the original policy of title insurance or mortgagee’s certificate of title insurance or commitment or binder for title insurance, if available, or a copy thereof, or, in the event that such original title insurance policy is unavailable, a photocopy thereof, or in lieu thereof, a current lien search on the related Mortgaged Property and

(vi)        originals or copies of all available assumption, modification or substitution agreements, if any.

Provided, however, that in lieu of the foregoing, the Mortgage Loan Seller may deliver the following documents, under the circumstances set forth below: (x) if any Mortgage, assignment thereof to the Trustee or intervening assignments thereof have been delivered or are being delivered to recording offices for recording and have not been returned in time to permit their delivery as specified above, the Purchaser may deliver a true copy thereof with a 

 

certification by the Mortgage Loan Seller or the title company issuing the commitment for title insurance, on the face of such copy, substantially as follows: “Certified to be a true and correct copy of the original, which has been transmitted for recording” and (y) in lieu of the Mortgage Notes relating to the Mortgage Loans identified in the list set forth in Exhibit J to the Pooling and Servicing Agreement, the Purchaser may deliver a lost note affidavit and indemnity and a copy of the original note, if available; and provided, further, however, that in the case of Mortgage Loans which have been prepaid in full after the Cut-Off Date and prior to the Closing Date, the Purchaser, in lieu of delivering the above documents, may deliver to the Trustee and its Custodian a certification of a Servicing Officer to such effect and in such case shall deposit all amounts paid in respect of such Mortgage
Loans, in the Protected Account or in the Distribution Account on the Closing Date. In the case of the documents referred to in clause (x) above, the Purchaser shall deliver such documents to the Trustee or its related Custodian promptly after they are received. EMC shall cause, at its expense, the Mortgage and intervening assignments, if any, and to the extent required in accordance with the foregoing, the assignment of the Mortgage to the Trustee to be submitted for recording promptly after the Closing Date; provided that EMC need not cause to be recorded any assignment (a) in any jurisdiction under the laws of which, as evidenced by an Opinion of Counsel addressed to the Trustee delivered by EMC to the Trustee, and the Rating Agencies, the recordation of such assignment is not necessary to protect the Trustee’s interest in the related Mortgage Loan or (b) if MERS is identified on the Mortgage or on a properly recorded assignment of the Mortgage as mortgagee of record solely as
nominee for EMC and its successors and assigns.  In the event that EMC, the Purchaser or the Master Servicer gives written notice to the Trustee that a court has recharacterized the sale of the Mortgage Loans as a financing, EMC shall submit or cause to be submitted for recording as specified above or, should EMC fail to perform such obligations, the Master Servicer shall cause each such previously unrecorded assignment to be submitted for recording as specified above at the expense of the Trust.  In the event a Mortgage File is released to EMC or the Master Servicer as a result of such Person having completed a Request for Release, the related Custodian shall, if not so completed, complete the assignment of the related Mortgage in the manner specified in clause (iii) above.

 

 

EXHIBIT 2

 

MORTGAGE LOAN SCHEDULE INFORMATION

The Preliminary and Final Mortgage Loan Schedules shall set forth the following information with respect to each Mortgage Loan:

	
             
 	
            (a)
 	
            the Mortgage Loan identifying number;
 

	
             
 	
            (b)
 	
            the current mortgage rate;
 

	
             
 	
            (c)
 	
            the Master Servicing Fee;
 

	
             
 	
            (d)
 	
            the Trustee Fee
 

	
             
 	
            (e)
 	
            the lender paid primary mortgage insurance fee, if any;
 

	
             
 	
            (f)
 	
            the current net mortgage rate;
 

	
             
 	
            (g)
 	
            the stated maturity date;
 

	
             
 	
            (h)
 	
            the original principal balance;
 

	
             
 	
            (i)
 	
            the current principal balance;
 

	
             
 	
            (j)
 	
            the stated original term to maturity;
 

	
             
 	
            (k)
 	
            the stated remaining term to maturity;
 

	
             
 	
            (l)
 	
            the property type;
 

	
             
 	
            (m)
 	
            the MIN with respect to each MOM Loan; and
 

	
             
 	
            (n)
 	
            the Custodian.
 

Such schedule shall also set forth the aggregate Cut-off Date Principal Balance for all of the Mortgage Loans.

 

 

EXHIBIT 3

 

MORTGAGE LOAN SELLER'S INFORMATION

All information in the Memorandum described under the following Sections: “The Mortgage Pool” and “Appendix A–Mortgage Pool Information.”

 

 

EXHIBIT 4

 

PURCHASER'S INFORMATION

All information in the Memorandum, except the Mortgage Loan Seller’s Information.

 

 

EXHIBIT 5

 

SCHEDULE OF LOST NOTES

Available Upon Request

 

 

 

EXHIBIT 6

	
            Appendix E
 	
            REVISED August 1, 2005
 

 

Standard & Poor’s Anti-Predatory Lending Categorization

 

Standard & Poor’s has categorized loans governed by anti-predatory lending laws in the Jurisdictions listed below into three categories based upon a combination of factors that include (a) the risk exposure associated with the assignee liability and (b) the tests and thresholds set forth in those laws. Note that certain loans classified by the relevant statute as Covered are included in Standard & Poor’s High Cost Loan Category because they included thresholds and tests that are typical of what is generally considered High Cost by the industry. 

 

STANDARD & POOR'S HOME LOAN CATEGORIZATION 

	
            
State/Jurisdiction
 
 	
            
Name of Anti-Predatory Lending
 Law/Effective Date
 
 	
            
Category under
 Applicable Anti-
 Predatory Lending Law
 
 
	
            Arkansas 
 	
            Arkansas Home Loan Protection Act,
 Ark. Code Ann. §§ 23-53-101 et seq. 

Effective July 16, 2003 
 	
            High Cost Home Loan 
 
	
            Cleveland Heights, OH 
 	
            Ordinance No. 72-2003 (PSH), Mun.
 Code §§ 757.01 et seq. 

Effective June 2, 2003 
 	
            Covered Loan 
 
	
            Colorado 
 	
            Consumer Equity Protection, Colo.
 Stat. Ann. §§ 5-3.5-101 et seq. 

Effective for covered loans offered or
 entered into on or after January 1,
 2003.  Other provisions of the Act
 took effect on June 7, 2002 
 	
            Covered Loan 
 
	
            Connecticut 
 	
            Connecticut Abusive Home Loan
 Lending Practices Act, Conn. Gen.
 Stat. §§ 36a-746 et seq. 

Effective November 1, 2001 
 	
            High Cost Home Loan 
 
	
            District of Columbia 
 	
            Home Loan Protection Act, D.C. Code
 §§ 26-1151.01 et seq. 

Effective for loans closed on or after
 January 28, 2003 
 	
            Covered Loan 
 

 

 

 

 

	
            Florida 
 	
            Fair Lending Act, Fla. Stat. Ann. §§ 494.0078 et seq. 

Effective October 2, 2002 
 	
            High Cost Home Loan 
 
	
            Georgia (Oct. 1, 2002 – 
 Mar. 6, 2003) 
 	
            Georgia Fair Lending Act, Ga. Code Ann. §§ 7-6A-1 et seq. 

Effective November 1, 2002 – March 6, 2003
 	
            High Cost Home Loan 
 

STANDARD & POOR'S HIGH COST LOAN CATEGORIZATION 

	
            
State/Jurisdiction
 
 	
            
Name of Anti-Predatory Lending Law/Effective Date
 
 	
            
Category under Applicable Anti-Predatory Lending Law
 
 
	
            Georgia as amended (Mar.
 7, 2003 – current) 
 	
            Georgia Fair Lending Act, Ga. Code
 Ann. §§ 7-6A-1 et seq. 

Effective for loans closed on or after
 March 7, 2003 
 	
            High Cost Home Loan 
 
	
            HOEPA Section 32 
 	
            Home Ownership and Equity
 Protection Act of 1994, 15 U.S.C. §
 1639, 12 C.F.R. §§ 226.32 and 226.34 

Effective November 1, 1995,
 amendments November 1, 2002 
 	
            High Cost Loan 
 
	
            Illinois 
 	
            High Risk Home Loan Act, Ill. Comp.
 Stat. tit. 815, §§ 137/5 et seq. 

Effective January 1, 2004 (prior to
 this date, regulations under
 Residential Mortgage License Act
 effective from May 14, 2001) 
 	
            High Risk Home Loan 
 
	
            Kansas 
 	
            Consumer Credit Code, Kan. Stat.
 Ann. §§ 16a-1-101 et seq. 

Sections 16a-1-301 and 16a-3-207
 became effective April 14, 1999;
 Section 16a-3-308a became effective
 July 1, 1999 
 	
            High Loan to Value
 Consumer Loan (id. §
 16a-3-207) and; 
 
	
            High APR Consumer
 Loan (id. § 16a-3-308a) 
 

 

 

 

 

	
            Kentucky 
 	
            2003 KY H.B. 287 – High Cost Home
 Loan Act, Ky. Rev. Stat. §§ 360.100
 et seq. 

Effective June 24, 2003 
 	
            High Cost Home Loan 
 
	
            Maine 
 	
            Truth in Lending, Me. Rev. Stat. tit.
 9-A, §§ 8-101 et seq. 

Effective September 29, 1995 and as
 amended from time to time 
 	
            High Rate High Fee
 Mortgage 
 
	
            Massachusetts 
 	
            Part 40 and Part 32, 209 C.M.R. §§
 32.00 et seq. and 209 C.M.R. §§
 40.01 et seq. 

Effective March 22, 2001 and
 amended from time to time
 	
            High Cost Home Loan 
 

 

 

STANDARD & POOR'S HIGH COST LOAN CATEGORIZATION 

	
            
State/Jurisdiction
 
 	
            
Name of Anti-Predatory Lending Law/Effective Date
 
 	
            
Category under Applicable Anti-Predatory Lending Law
 
 
	
             
 	
             
 	
             
 
	
            Nevada 
 	
            Assembly Bill No. 284, Nev. Rev.
 Stat. §§ 598D.010 et seq. 

Effective November 1, 2003 
 	
            Home Loan 
 
	
            New Jersey 
 	
            New Jersey Home Ownership
 Security Act of 2002, N.J. Rev. Stat.
 §§ 46:10B-22 et seq. 

Effective for loans closed on or after
 November 27, 2003 
 	
            High Cost Home Loan 
 
	
            New Mexico 
 	
            Home Loan Protection Act, N.M.
 Rev. Stat. §§ 58-21A-1 et seq. 

Effective as of January 1, 2004;
 Revised as of February 26, 2004 
 	
            High Cost Home Loan 
 
	
            New York 
 	
            N.Y. Banking Law Article 6-l 

Effective for applications made on or
 after April 1, 2003 
 	
            High Cost Home Loan 
 
	
            North Carolina 
 	
            Restrictions and Limitations on High
 Cost Home Loans, N.C. Gen. Stat. §§
 24-1.1E et seq. 

Effective July 1, 2000; amended
 November 1, 2003 (adding open-end
 lines of credit) 
 	
            High Cost Home Loan 
 
	
            Ohio 
 	
            H.B. 386 (codified in various sections
 of the Ohio Code), Ohio Rev. Code
 Ann. §§ 1349.25 et seq. 

Effective May 24, 2002 
 	
            Covered Loan 
 

 

 

 

 

	
            Oklahoma 
 	
            Consumer Credit Code (codified in
 various sections of Title 14A) 

Effective July 1, 2000; amended
 effective January 1, 2004 
 	
            Subsection 10 Mortgage 
 
	
            South Carolina 
 	
            South Carolina High Cost and
 Consumer Home Loans Act, S.C.
 Code Ann. §§ 37-23-10 et seq. 

Effective for loans taken on or after
 January 1, 2004
 	
            High Cost Home Loan 
 

 

 

STANDARD & POOR'S HIGH COST LOAN CATEGORIZATION 

	
            
State/Jurisdiction
 
 	
            
Name of Anti-Predatory Lending Law/Effective Date
 
 	
            
Category under Applicable Anti-Predatory Lending Law
 
 
	
            West Virginia 
 	
            West Virginia Residential Mortgage
 Lender, Broker and Servicer Act, W.
 Va. Code Ann. §§ 31-17-1 et seq. 

Effective June 5, 2002 
 	
            West Virginia Mortgage
 Loan Act Loan 
 

 

STANDARD & POOR'S COVERED LOAN CATEGORIZATION 

	
            
State/Jurisdiction
 
 	
            
Name of Anti-Predatory Lending Law/Effective Date
 
 	
            
Category under Applicable Anti-Predatory Lending Law
 
 
	
            Georgia (Oct. 1, 2002 – 
 Mar. 6, 2003) 
 	
            Georgia Fair Lending Act, Ga. Code
 Ann. §§ 7-6A-1 et seq. 

Effective November 1, 2002 – March 6, 2003 
 	
            Covered Loan 
 
	
            New Jersey 
 	
            New Jersey Home Ownership
 Security Act of 2002, N.J. Rev. Stat.
 §§ 46:10B-22 et seq. 

Effective November 27, 2003 – July
 5, 2004 
 	
            Covered Home Loan 
 

 

 

 

STANDARD & POOR'S HOME LOAN CATEGORIZATION 

	
            
State/Jurisdiction
 
 	
            
Name of Anti-Predatory Lending Law/Effective Date
 
 	
            
Category under Applicable Anti-Predatory Lending Law
 
 
	
            Georgia (Oct. 1, 2002 – 
 Mar. 6, 2003) 
 	
            Georgia Fair Lending Act, Ga. Code
 Ann. §§ 7-6A-1 et seq. 

Effective November 1, 2002 – March
 6, 2003 
 	
            Home Loan 
 
	
            New Jersey 
 	
            New Jersey Home Ownership
 Security Act of 2002, N.J. Rev. Stat.
 §§ 46:10B-22 et seq. 

Effective for loans closed on or after
 November 27, 2003
 	
            Home Loan 
 

STANDARD & POOR'S HOME LOAN CATEGORIZATION 

	
            
State/Jurisdiction
 
 	
            
Name of Anti-Predatory Lending Law/Effective Date
 
 	
            
Category under Applicable Anti-Predatory Lending Law
 
 
	
            New Mexico 
 	
            Home Loan Protection Act, N.M.
 Rev. Stat. §§ 58-21A-1 et seq. 

Effective as of January 1, 2004;
 Revised as of February 26, 2004 
 	
            Home Loan 
 
	
            North Carolina 
 	
            Restrictions and Limitations on High
 Cost Home Loans, N.C. Gen. Stat. §§
 24-1.1E et seq. 

Effective July 1, 2000; amended
 November 1, 2003 (adding open-end
 lines of credit) 
 	
            Consumer Home Loan 
 
	
            South Carolina 
 	
            South Carolina High Cost and
 Consumer Home Loans Act, S.C.
 Code Ann. §§ 37-23-10 et seq. 

Effective for loans taken on or after
 January 1, 2004 
 	
            Consumer Home Loan 
 

 

SCHEDULE A

 

REQUIRED RATINGS FOR EACH CLASS OF CERTIFICATES

Offered Certificates

 

	
            
Class
 
 	
            
Standard and
 Poor’s/Moody’s/ Fitch
 
 
	
            A-1
 	
            AAA/Aaa/AAA 
 
	
            A-2
 	
            AAA/Aaa/AAA
 
	
            A-3
 	
            AAA/Aaa/AAA
 
	
            M-1
 	
            AA+/Aa1/AA+ 
 
	
            M-2
 	
            AA/Aa2/AA 
 
	
            M-3
 	
            AA-/Aa3/AA- 
 
	
            M-4
 	
            A+/A1/A+ 
 
	
            M-5
 	
            A/A2/A
 
	
            M-6
 	
            A-/A3/A- 
 
	
            B-1
 	
            BBB+/Baa1/BBB+ 
 
	
            B-2
 	
            BBB/Baa2/BBB 
 
	
            B-3
 	
            BBB-/Baa3/BBB- 
 

 

 

None of the above ratings has been lowered, qualified or withdrawn since the dates of issuance of such ratings by the Rating Agencies.

Non-Offered Certificates

 

	
            
Class
 
 	
            
Standard and
 Poor’s/Moody’s/Fitch 
 
 
	
            B-4
 	
            BB+/Ba1/BB+ 
 
	
            C
 	
            Not Rated
 
	
            P
 	
            Not Rated
 
	
            R-1
 	
            Not Rated
 
	
            R-2
 	
            Not RatedFINANCIAL ASSET SECURITIES CORP.,

Depositor

 

OPTION ONE MORTGAGE CORPORATION

Servicer

 

AND

DEUTSCHE BANK NATIONAL TRUST COMPANY,

Trustee

 

 

POOLING AND SERVICING AGREEMENT

 

Dated as of November 1, 2005

 

 

 

	
             
 	
             
 	
             
 

 

Soundview Home Loan Trust 2005-OPT4

 

Asset-Backed Certificates, Series 2005-OPT4

 

 

 

 

TABLE OF CONTENTS

ARTICLE I

 

DEFINITIONS

	
            SECTION 1.01
 	
            Defined Terms. 
 
	
            SECTION 1.02
 	
            Accounting. 
 
	
            SECTION 1.03
 	
            Allocation of Certain Interest Shortfalls. 
 
	
            SECTION 1.04
 	
            Rights of the NIMS Insurer. 
 

 

ARTICLE II

 

CONVEYANCE OF MORTGAGE LOANS; ORIGINAL ISSUANCE OF CERTIFICATES

	
            SECTION 2.01
 	
            Conveyance of Mortgage Loans. 
 
	
            SECTION 2.02
 	
            Acceptance by Trustee. 
 
	
            SECTION 2.03
 	
            Repurchase or Substitution of Mortgage Loans by the Originator. 
 
	
            SECTION 2.04
 	
            Intentionally Omitted. 
 
	
            SECTION 2.05
 	
            Representations, Warranties and Covenants of the Servicer. 
 
	
            SECTION 2.06
 	
            Representations and Warranties of the Depositor. 
 
	
            SECTION 2.07
 	
            Issuance of Certificates. 
 
	
            SECTION 2.08
 	
            [Reserved]. 
 
	
            SECTION 2.09
 	
            Acceptance of REMIC 1, REMIC 2, REMIC 3, REMIC 4 and REMIC 5 by the Trustee; Conveyance of REMIC 1 Regular Interests, Class C Interest and Class P Interest; Issuance of Certificates. 
 

 

ARTICLE III

 

ADMINISTRATION AND SERVICING OF THE MORTGAGE LOANS

	
            SECTION 3.01
 	
            Servicer to Act as Servicer. 
 
	
            SECTION 3.02
 	
            Sub-Servicing Agreements Between Servicer and Sub-Servicers. 
 
	
            SECTION 3.03
 	
            Successor Sub-Servicers. 
 
	
            SECTION 3.04
 	
            Liability of the Servicer. 
 
	
            SECTION 3.05
 	
            No Contractual Relationship Between Sub-Servicers and the NIMS Insurer, the Trustee or Certificateholders. 
 
	
            SECTION 3.06
 	
            Assumption or Termination of Sub-Servicing Agreements by Trustee. 
 
	
            SECTION 3.07
 	
            Collection of Certain Mortgage Loan Payments. 
 
	
            SECTION 3.08
 	
            Sub-Servicing Accounts. 
 
	
            SECTION 3.09
 	
            Collection of Taxes, Assessments and Similar Items; Escrow Accounts. 
 
	
            SECTION 3.10
 	
            Collection Account and Distribution Account. 
 
	
            SECTION 3.11
 	
            Withdrawals from the Collection Account and Distribution Account. 
 
	
            SECTION 3.12
 	
            Investment of Funds in the Collection Account and the Distribution Account. 
 
	
            SECTION 3.13
 	
            [Reserved]. 
 
	
            SECTION 3.14
 	
            Maintenance of Hazard Insurance and Errors and Omissions and Fidelity Coverage. 
 
	
            SECTION 3.15
 	
            Enforcement of Due-On-Sale Clauses; Assumption Agreements. 
 
	
            SECTION 3.16
 	
            Realization Upon Defaulted Mortgage Loans. 
 

 

 

 

 

	
            SECTION 3.17
 	
            Trustee to Cooperate; Release of Mortgage Files. 
 
	
            SECTION 3.18
 	
            Servicing Compensation. 
 
	
            SECTION 3.19
 	
            Reports to the Trustee; Collection Account Statements. 
 
	
            SECTION 3.20
 	
            Statement as to Compliance. 
 
	
            SECTION 3.21
 	
            Independent Public Accountants’ Servicing Report. 
 
	
            SECTION 3.22
 	
            Access to Certain Documentation; Filing of Reports by Trustee. 
 
	
            SECTION 3.23
 	
            Title, Management and Disposition of REO Property. 
 
	
            SECTION 3.24
 	
            Obligations of the Servicer in Respect of Prepayment Interest Shortfalls. 
 
	
            SECTION 3.25
 	
            [Reserved]. 
 
	
            SECTION 3.26
 	
            Obligations of the Servicer in Respect of Mortgage Rates and Monthly Payments. 
 
	
            SECTION 3.27
 	
            [Reserved]. 
 
	
            SECTION 3.28
 	
            [Reserved]. 
 
	
            SECTION 3.29
 	
            Advance Facility. 
 
	
            SECTION 3.30
 	
            Solicitations. 
 

 

ARTICLE IV

 

FLOW OF FUNDS

	
            SECTION 4.01
 	
            Distributions. 
 
	
            SECTION 4.02
 	
            [Reserved]. 
 
	
            SECTION 4.03
 	
            Statements. 
 
	
            SECTION 4.04
 	
            Remittance Reports; Advances. 
 
	
            SECTION 4.05
 	
            Swap Account. 
 
	
            SECTION 4.06
 	
            Tax Treatment of Swap Payments and Swap Termination Payments. 
 
	
            SECTION 4.07
 	
            [Reserved]. 
 
	
            SECTION 4.08
 	
            Net WAC Rate Carryover Reserve Account. 
 
	
            SECTION 4.09
 	
            Distributions on the REMIC Regular Interests. 
 
	
            SECTION 4.10
 	
            Allocation of Realized Losses. 
 

 

ARTICLE V

 

THE CERTIFICATES

	
            SECTION 5.01
 	
            The Certificates. 
 
	
            SECTION 5.02
 	
            Registration of Transfer and Exchange of Certificates. 
 
	
            SECTION 5.03
 	
            Mutilated, Destroyed, Lost or Stolen Certificates. 
 
	
            SECTION 5.04
 	
            Persons Deemed Owners. 
 
	
            SECTION 5.05
 	
            Appointment of Paying Agent. 
 

 

ARTICLE VI

 

THE SERVICER, THE DEPOSITOR AND THE CREDIT RISK MANAGER

	
            SECTION 6.01
 	
            Liability of the Servicer and the Depositor. 
 

 

 

 

 

	
            SECTION 6.02
 	
            Merger or Consolidation of, or Assumption of the Obligations of, the Servicer or the Depositor. 
 
	
            SECTION 6.03
 	
            Limitation on Liability of the Servicer and Others. 
 
	
            SECTION 6.04
 	
            Servicer Not to Resign. 
 
	
            SECTION 6.05
 	
            Delegation of Duties. 
 
	
            SECTION 6.06
 	
            [Reserved]. 
 
	
            SECTION 6.07
 	
            Inspection. 
 
	
            SECTION 6.08
 	
            Credit Risk Manager. 
 

 

ARTICLE VII

 

DEFAULT

	
            SECTION 7.01
 	
            Servicer Events of Termination. 
 
	
            SECTION 7.02
 	
            Trustee to Act; Appointment of Successor. 
 
	
            SECTION 7.03
 	
            Waiver of Defaults. 
 
	
            SECTION 7.04
 	
            Notification to Certificateholders. 
 
	
            SECTION 7.05
 	
            Survivability of Servicer Liabilities. 
 

 

ARTICLE VIII

 

THE TRUSTEE

	
            SECTION 8.01
 	
            Duties of Trustee. 
 
	
            SECTION 8.02
 	
            Certain Matters Affecting the Trustee. 
 
	
            SECTION 8.03
 	
            Trustee Not Liable for Certificates or Mortgage Loans. 
 
	
            SECTION 8.04
 	
            Trustee May Own Certificates. 
 
	
            SECTION 8.05
 	
            Trustee Compensation, Custodian Fee and Expenses. 
 
	
            SECTION 8.06
 	
            Eligibility Requirements for Trustee. 
 
	
            SECTION 8.07
 	
            Resignation or Removal of Trustee. 
 
	
            SECTION 8.08
 	
            Successor Trustee. 
 
	
            SECTION 8.09
 	
            Merger or Consolidation of Trustee. 
 
	
            SECTION 8.10
 	
            Appointment of Co-Trustee or Separate Trustee. 
 
	
            SECTION 8.11
 	
            Limitation of Liability. 
 
	
            SECTION 8.12
 	
            Trustee May Enforce Claims Without Possession of Certificates. 
 
	
            SECTION 8.13
 	
            Suits for Enforcement. 
 
	
            SECTION 8.14
 	
            Waiver of Bond Requirement. 
 
	
            SECTION 8.15
 	
            Waiver of Inventory, Accounting and Appraisal Requirement. 
 
	
            SECTION 8.16
 	
            Appointment of the Custodian. 
 

 

ARTICLE IX

 

REMIC ADMINISTRATION

	
            SECTION 9.01
 	
            REMIC Administration. 
 
	
            SECTION 9.02
 	
            Prohibited Transactions and Activities. 
 
	
            SECTION 9.03
 	
            Indemnification with Respect to Certain Taxes and Loss of REMIC Status. 
 

 

 

 

ARTICLE X

 

TERMINATION

	
            SECTION 10.01
 	
            Termination. 
 
	
            SECTION 10.02
 	
            Additional Termination Requirements. 
 

 

ARTICLE XI

 

MISCELLANEOUS PROVISIONS

	
            SECTION 11.01
 	
            Amendment. 
 
	
            SECTION 11.02
 	
            Recordation of Agreement; Counterparts. 
 
	
            SECTION 11.03
 	
            Limitation on Rights of Certificateholders. 
 
	
            SECTION 11.04
 	
            Governing Law; Jurisdiction. 
 
	
            SECTION 11.05
 	
            Notices. 
 
	
            SECTION 11.06
 	
            Severability of Provisions. 
 
	
            SECTION 11.07
 	
            Article and Section References. 
 
	
            SECTION 11.08
 	
            Notice to the Rating Agencies and the NIMS Insurer. 
 
	
            SECTION 11.09
 	
            Further Assurances. 
 
	
            SECTION 11.10
 	
            Third Party Rights. 
 
	
            SECTION 11.11
 	
            Benefits of Agreement. 
 
	
            SECTION 11.12
 	
            Acts of Certificateholders. 
 

 

 

 

Exhibits:

	
            Exhibit A-1
 	
            Form of Class I-A-1 Certificates
 
	
            Exhibit A-2
 	
            Form of Class I-A-2 Certificates
 
	
            Exhibit A-3
 	
            Form of Class II-A-1 Certificates
 
	
            Exhibit A-4
 	
            Form of Class II-A-2 Certificates
 
	
            Exhibit A-5
 	
            Form of Class II-A-3 Certificates
 
	
            Exhibit A-6
 	
            Form of Class II-A-4 Certificates
 
	
            Exhibit A-7
 	
            Form of Class M-1 Certificates
 
	
            Exhibit A-8
 	
            Form of Class M-2 Certificates
 
	
            Exhibit A-9
 	
            Form of Class M-3 Certificates
 
	
            Exhibit A-10
 	
            Form of Class M-4 Certificates
 
	
            Exhibit A-11
 	
            Form of Class M-5 Certificates
 
	
            Exhibit A-12
 	
            Form of Class M-6 Certificates
 
	
            Exhibit A-13
 	
            Form of Class M-7 Certificates
 
	
            Exhibit A-14
 	
            Form of Class M-8 Certificates
 
	
            Exhibit A-15
 	
            Form of Class M-9 Certificates
 
	
            Exhibit A-16
 	
            Form of Class M-10 Certificates
 
	
            Exhibit A-17
 	
            Form of Class M-11 Certificates
 
	
            Exhibit A-18
 	
            Form of Class C Certificates
 
	
            Exhibit A-19
 	
            Form of Class P Certificates
 
	
            Exhibit A-20
 	
            Form of Class R Certificates
 
	
            Exhibit A-21
 	
            Form of Class R-X Certificates
 
	
            Exhibit B
 	
            [Reserved]
 
	
            Exhibit C
 	
            Form of Mortgage Loan Purchase Agreement
 
	
            Exhibit D
 	
            Mortgage Loan Schedule
 
	
            Exhibit E
 	
            Request for Release
 
	
            Exhibit F-1
 	
            Form of Trustee’s/Custodian’s Initial Certification
 
	
            Exhibit F-2
 	
            Form of Trustee’s/Custodian’s Final Certification
 
	
            Exhibit F-3
 	
            Form of Receipt of Mortgage Note
 
	
            Exhibit G
 	
            Form of Custodial Agreement
 
	
            Exhibit H
 	
            Form of Lost Note Affidavit
 
	
            Exhibit I
 	
            Form of Limited Power of Attorney
 
	
            Exhibit J
 	
            Form of Investment Letter
 
	
            Exhibit K
 	
            Form of Transfer Affidavit for Residual Certificates
 
	
            Exhibit L
 	
            Form of Transferor Certificate
 
	
            Exhibit M
 	
            Form of ERISA Representation Letter
 
	
            Exhibit N-1
 	
            Form Certification to be Provided by the Depositor with Form 10-K
 
	
            Exhibit N-2
 	
            Form Certification to be Provided to the Depositor by the Trustee
 
	
            Exhibit N-3
 	
            Form Certification to be Provided to the Depositor by the Servicer
 
	
            Exhibit O
 	
            [Reserved]
 
	
            Exhibit P
 	
            Form of Annual Statement as to Compliance
 
	
            Exhibit Q
 	
            Form of Interest Rate Swap Agreement
 
	
            Exhibit R
 	
            Form of Swap Administration Agreement
 
	
             
 	
             
 
	
            Schedule I
 	
            Prepayment Charge Schedule
 
	
            Schedule II
 	
            Swap Payment Schedule
 

 

 

This Pooling and Servicing Agreement is dated as of November 1, 2005 (the “Agreement”), among FINANCIAL ASSET SECURITIES CORP., as depositor (the “Depositor”), OPTION ONE MORTGAGE CORPORATION, as servicer (the “Servicer”) and DEUTSCHE BANK NATIONAL TRUST COMPANY, as trustee (the “Trustee”).

PRELIMINARY STATEMENT:

The Depositor intends to sell pass-through certificates (collectively, the “Certificates”), to be issued hereunder in multiple classes, which in the aggregate will evidence the entire beneficial ownership interest in the Trust Fund created hereunder. The Certificates will consist of twenty-one classes of certificates, designated as (i) the Class I-A-1 Certificates, (ii) the Class I- A-2 Certificates, (iii) the Class II-A-1 Certificates, (iv) the Class II-A-2 Certificates, (v) Class II-A-3 Certificates, (vi) the Class II-A-4 Certificates, (vii) the Class M-1 Certificates (viii) the Class M-2 Certificates, (ix) the Class M-3 Certificates, (x) the Class M-4 Certificates, (xi) the Class M-5 Certificates, (xii) the Class M-6 Certificates, (xiii) the Class M-7 Certificates, (xiv) the Class M-8 Certificates, (xv) the Class M-9 Certificates, (xvi) the Class M-10 Certificates, (xvii) the
Class M-11 Certificates, (xviii) the Class C Certificates, (xix) the Class P Certificates, (xx) the Class R Certificates and (xxi) the Class R-X Certificates.

 

 

REMIC I

As provided herein, the Trustee will elect to treat the segregated pool of assets consisting of the Mortgage Loans and certain other related assets (other than the Net WAC Rate Carryover Reserve Account, the Swap Account, the Serivicer Prepayment Charge Payment Amounts and the Interest Rate Swap Agreement) subject to this Agreement as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC 1.”  The Class R-1 Interest will be the sole class of “residual interests” in REMIC 1 for purposes of the REMIC Provisions (as defined herein).  The following table irrevocably sets forth the designation, the Uncertificated REMIC 1 Pass-Through Rate, the initial Uncertificated Principal Balance and, for purposes of satisfying Treasury regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for each of the
REMIC 1 Regular Interests (as defined herein).  None of the REMIC 1 Regular Interests will be certificated.

	
            Designation
 	
             
 	
            Uncertificated REMIC 1
 Pass-Through Rate
 	
             
 	
            Initial
 Uncertificated Principal Balance
 	
             
 	
            Assumed Final
 Maturity Date(1)
 	
             
 
	
            I
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            2,076.89 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-1-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            5,259,880.00 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-1-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            5,259,880.00 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-2-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            7,632,055.00 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-2-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            7,632,055.00 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-3-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            10,029,910.00 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-3-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            10,029,910.00 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-4-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            12,433,741.25 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-4-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            12,433,741.25 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-5-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            14,822,491.25 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-5-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            14,822,491.25 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-6-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            17,174,060.00 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-6-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            17,174,060.00 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-7-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            19,465,716.25 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-7-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            19,465,716.25 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-8-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            21,673,803.75 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-8-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            21,673,803.75 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-9-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            23,774,552.50 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-9-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            23,774,552.50 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-10-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            25,744,280.00 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-10-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            25,744,280.00 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-11-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            27,500,061.25 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-11-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            27,500,061.25 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-12-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            26,242,806.25 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-12-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            26,242,806.25 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-13-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            25,044,475.00 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-13-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            25,044,475.00 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-14-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            23,902,175.00 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-14-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            23,902,175.00 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-15-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            22,813,246.25 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-15-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            22,813,246.25 
 	
             
 	
            December 25, 2035
 	
             
 

 

 

 

 

	
            I-16-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            21,775,151.25 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-16-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            21,775,151.25 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-17-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            20,785,470.00 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-17-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            20,785,470.00 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-18-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            19,841,877.50 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-18-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            19,841,877.50 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-19-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            18,942,278.75 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-19-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            18,942,278.75 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-20-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            18,084,536.25 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-20-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            18,084,536.25 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-21-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            17,266,667.50 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-21-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            17,266,667.50 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-22-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            17,130,847.50 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-22-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            17,130,847.50 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-23-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            47,570,257.50 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-23-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            47,570,257.50 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-24-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            39,690,008.75 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-24-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            39,690,008.75 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-25-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            33,211,137.50 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-25-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            33,211,137.50 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-26-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            27,580,762.50 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-26-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            27,580,762.50 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-27-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            10,019,858.75 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-27-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            10,019,858.75 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-28-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            9,502,957.50 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-28-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            9,502,957.50 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-29-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            9,014,620.00 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-29-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            9,014,620.00 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-30-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            8,553,053.75 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-30-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            8,553,053.75 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-31-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            8,117,012.50 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-31-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            8,117,012.50 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-32-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            7,704,883.75 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-32-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            7,704,883.75 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-33-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            7,315,290.00 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-33-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            7,315,290.00 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-34-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            6,946,945.00 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-34-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            6,946,945.00 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-35-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            6,598,623.75 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-35-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            6,598,623.75 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-36-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            6,268,662.50 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-36-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            6,268,662.50 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-37-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            5,957,120.00 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-37-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            5,957,120.00 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-38-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            5,662,370.00 
 	
             
 	
            December 25, 2035
 	
             
 

 

 

 

 

	
            I-38-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            5,662,370.00 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-39-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            5,383,465.00 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-39-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            5,383,465.00 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-40-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            5,119,500.00 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-40-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            5,119,500.00 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-41-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            4,869,631.25 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-41-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            4,869,631.25 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-42-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            4,633,066.25 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-42-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            4,633,066.25 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-43-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            4,409,053.75 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-43-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            4,409,053.75 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-44-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            4,196,888.75 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-44-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            4,196,888.75 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-45-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            3,995,906.25 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-45-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            3,995,906.25 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-46-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            3,805,477.50 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-46-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            3,805,477.50 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-47-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            3,625,013.75 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-47-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            3,625,013.75 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-48-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            3,453,961.25 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-48-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            3,453,961.25 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-49-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            78,979,318.75 
 	
             
 	
            December 25, 2035
 	
             
 
	
            I-49-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            78,979,318.75 
 	
             
 	
            December 25, 2035
 	
             
 

________________

	
            (1)
 	
            For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date immediately following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for each REMIC 1 Regular Interest.
 
	
            (2)
 	
            Calculated in accordance with the definition of “Uncertificated REMIC 1 Pass-Through Rate” herein.
 

 

 

 

REMIC 2

As provided herein, the Trustee shall elect to treat the segregated pool of assets consisting of the Mortgage Loans and certain other related assets subject to this Agreement (exclusive of the Net WAC Rate Carryover Reserve Account and any Servicer Prepayment Charge Payment Amounts) as a REMIC for federal income tax purposes, and such segregated pool of assets shall be designated as “REMIC 2.”  The Class R-2 Interest shall represent the sole class of “residual interests” in REMIC 2 for purposes of the REMIC Provisions (as defined herein). The following table irrevocably sets forth the designation, the Uncertificated REMIC 2 Pass-Through Rate, the initial Uncertificated Principal Balance and, for purposes of satisfying Treasury regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for each of the REMIC 2 Regular Interests (as defined
herein).  None of the REMIC 2 Regular Interests will be certificated.

	
            
Designation
 
 	
            
Uncertificated REMIC 2
 Pass-Through Rate
 
 	
            
Initial Uncertificated
 Principal Balance
 
 	
            
Assumed Final
 Maturity Date(1)
 
 
	
            LTAA
 	
            Variable(2)
 	
            $
 	
            1,527,870,797.70 
 	
            December 25, 2035
 
	
            LTIA1
 	
            Variable(2)
 	
            $
 	
            5,570,050.00 
 	
            December 25, 2035
 
	
            LTIA2
 	
            Variable(2)
 	
            $
 	
            982,950.00 
 	
            December 25, 2035
 
	
            LTIIA1
 	
            Variable(2)
 	
            $
 	
            2,733,000.00 
 	
            December 25, 2035
 
	
            LTIIA2
 	
            Variable(2)
 	
            $
 	
            1,290,000.00 
 	
            December 25, 2035
 
	
            LTIIA3
 	
            Variable(2)
 	
            $
 	
            1,600,000.00 
 	
            December 25, 2035
 
	
            LTIIA4
 	
            Variable(2)
 	
            $
 	
            592,610.00 
 	
            December 25, 2035
 
	
            LTM1
 	
            Variable(2)
 	
            $
 	
            709,370.00 
 	
            December 25, 2035
 
	
            LTM2
 	
            Variable(2)
 	
            $
 	
            537,870.00 
 	
            December 25, 2035
 
	
            LTM3
 	
            Variable(2)
 	
            $
 	
            187,090.00 
 	
            December 25, 2035
 
	
            LTM4
 	
            Variable(2)
 	
            $
 	
            187,090.00 
 	
            December 25, 2035
 
	
            LTM5
 	
            Variable(2)
 	
            $
 	
            179,290.00 
 	
            December 25, 2035
 
	
            LTM6
 	
            Variable(2)
 	
            $
 	
            194,880.00 
 	
            December 25, 2035
 
	
            LTM7
 	
            Variable(2)
 	
            $
 	
            148,110.00 
 	
            December 25, 2035
 
	
            LTM8
 	
            Variable(2)
 	
            $
 	
            109,130.00 
 	
            December 25, 2035
 
	
            LTM9
 	
            Variable(2)
 	
            $
 	
            132,520.00 
 	
            December 25, 2035
 
	
            LTM10
 	
            Variable(2)
 	
            $
 	
            194,880.00 
 	
            December 25, 2035
 
	
            LTM11
 	
            Variable(2)
 	
            $
 	
            85,750.00 
 	
            December 25, 2035
 
	
            LTZZ
 	
            Variable(2)
 	
            $
 	
            15,746,446.69 
 	
            December 25, 2035
 
	
            LTP
 	
            Variable(2)
 	
            $
 	
            100.00 
 	
            December 25, 2035
 
	
            LTIO
 	
            Variable(2) 
 	
             
 	
            (3)
 	
            December 25, 2035
 

________________

	
            (1)
 	
            For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month immediately following the maturity date for the Mortgage Loan with the latest possible maturity date has been designated as the “latest possible maturity date” for each REMIC 2 Regular Interest.
 
	
            (2)
 	
            Calculated in accordance with the definition of “Uncertificated REMIC 2 Pass-Through Rate” herein.
 
	
            (3)
 	
            REMIC 2 Regular Interest LTIO will not have a Certificate Principal Balance, but will accrue interest on its Uncertificated Notional Amount, as defined herein.
 

 

 

 

REMIC 3

As provided herein, the Trustee shall elect to treat the segregated pool of assets consisting of the REMIC 2 Regular Interests as a REMIC for federal income tax purposes, and such segregated pool of assets shall be designated as “REMIC 3.”  The Class R-3 Interest shall evidence the sole class of “residual interests” in REMIC 3 for purposes of the REMIC Provisions.

The following table irrevocably sets forth the designation, the Pass-Through Rate, the Original Class Certificate Principal Balance and, for purposes of satisfying Treasury regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for each Class of Certificates that represents one or more of the “regular interests” in REMIC 3 created hereunder.

Each Floating Rate Certificate (as defined herein) represents ownership of a Regular Interest in REMIC 3 and also represents (i) the right to receive payments with respect to the Net WAC Rate Carryover Amount (as defined herein) and (ii) the obligation to pay Class IO Distribution Amounts (as defined herein). The entitlement to principal of the Regular Interest which corresponds to each Certificate shall be equal in amount and timing to the entitlement to principal of such Certificate.

	
            
Designation
 
 	
            
Original Class Certificate
 Principal Balance
 
 	
            
Pass-Through Rate
 
 	
            
Assumed Final
 Maturity Date(1)
 
 
	
            Class I-A-1
 	
            $
 	
            557,005,000.00 
 	
            Variable(2)
 	
            December 25, 2035
 
	
            Class I-A-2
 	
            $
 	
            98,295,000.00 
 	
            Variable(2)
 	
            December 25, 2035
 
	
            Class II-A-1
 	
            $
 	
            273,300,000.00 
 	
            Variable(2)
 	
            December 25, 2035
 
	
            Class II-A-2
 	
            $
 	
            129,000,000.00 
 	
            Variable(2)
 	
            December 25, 2035
 
	
            Class II-A-3
 	
            $
 	
            160,000,000.00 
 	
            Variable(2)
 	
            December 25, 2035
 
	
            Class II-A-4
 	
            $
 	
            59,261,000.00 
 	
            Variable(2)
 	
            December 25, 2035
 
	
            Class M-1
 	
            $
 	
            70,937,000.00 
 	
            Variable(2)
 	
            December 25, 2035
 
	
            Class M-2
 	
            $
 	
            53,787,000.00 
 	
            Variable(2)
 	
            December 25, 2035
 
	
            Class M-3
 	
            $
 	
            18,709,000.00 
 	
            Variable(2)
 	
            December 25, 2035
 
	
            Class M-4
 	
            $
 	
            18,709,000.00 
 	
            Variable(2)
 	
            December 25, 2035
 
	
            Class M-5
 	
            $
 	
            17,929,000.00 
 	
            Variable(2)
 	
            December 25, 2035
 
	
            Class M-6
 	
            $
 	
            19,488,000.00 
 	
            Variable(2)
 	
            December 25, 2035
 
	
            Class M-7
 	
            $
 	
            14,811,000.00 
 	
            Variable(2)
 	
            December 25, 2035
 
	
            Class M-8
 	
            $
 	
            10,913,000.00 
 	
            Variable(2)
 	
            December 25, 2035
 
	
            Class M-9
 	
            $
 	
            13,252,000.00 
 	
            Variable(2)
 	
            December 25, 2035
 
	
            Class M-10
 	
            $
 	
            19,488,000.00 
 	
            Variable(2)
 	
            December 25, 2035
 
	
            Class M-11
 	
            $
 	
            8,575,000.00 
 	
            Variable(2)
 	
            December 25, 2035
 
	
            Class C Interest
 	
            $
 	
            15,592,834.39 
 	
            Variable(3)
 	
            December 25, 2035
 
	
            Class P Interest
 	
             
 	
            100.00
 	
            N/A(4)
 	
            December 25, 2035
 
	
            Class IO Interest
 	
             
 	
            (5)
 	
            (6)
 	
            December 25, 2035
 

________________

	
            (1)
 	
            For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month immediately following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for each Class of Certificates that represents one or more of the “regular interests” in REMIC 3.
 

 

 

 

 

	
            (2)
 	
            Calculated in accordance with the definition of “Pass-Through Rate” herein.
 
	
            (3)
 	
            The Class C Interest will accrue interest at its variable Pass-Through Rate on the Notional Amount of the Class C Interest outstanding from time to time which shall equal the aggregate of the Uncertificated Principal Balances of the REMIC 2 Regular Interests (other than REMIC 2 Regular Interest LTP).  The Class C Interest will not accrue interest on its Certificate Principal Balance.
 
	
            (4)
 	
            The Class P Interest will not accrue interest.
 
	
            (5)
 	
            For federal income tax purposes, the Class IO Interest will not have an Uncertificated Principal Balance, but will have a notional amount equal to the Uncertificated Notional Amount of REMIC 2 Regular Interest LTIO.  
 
	
            (6)
 	
            For federal income tax purposes, the Class IO Interest will not have a Pass-Through Rate, but will be entitled to 100% of the amounts distributed on REMIC 2 Regular Interest LTIO.
 

 

 

 

REMIC 4

As provided herein, the Trustee shall make an election to treat the Class C Interest as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC 4.”  The Class R-4 Interest represents the sole class of “residual interests” in REMIC 4 for purposes of the REMIC Provisions.

The following table sets forth (or describes) the Class designation, Pass-Through Rate and Original Class Certificate Principal Balance for the Class C Certificates.

	
            
Class Designation
 
 	
            
Original Class Certificate
 Principal Balance
 
 	
            
Pass-Through Rate
 
 	
            
Assumed Final
 Maturity Date(1)
 
 
	
            Class C
 	
            $                15,592,834.39 
 	
            Variable(2)
 	
            December 25, 2035
 

________________

	
            (1)
 	
            For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month immediately following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for the Class C Certificates.
 
	
            (2)
 	
            The Class C Certificates will receive 100% of amounts received in respect of the Class C Interest.
 

 

 

 

REMIC 5

As provided herein, the Trustee shall make an election to treat the Class P Interest as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC 5.”  The Class R-5 Interest represents the sole class of “residual interests” in REMIC 5 for purposes of the REMIC Provisions.

The following table sets forth (or describes) the Class designation, Pass-Through Rate and Original Class Certificate Principal Balance for the Class P Certificates.

	
            
Class Designation
 
 	
            
Original Class Certificate
 Principal Balance
 
 	
            
Pass-Through Rate
 
 	
            
Assumed Final
 Maturity Date(1)
 
 
	
            Class P
 	
            $          100.00
 	
            Variable(2)
 	
            December 25, 2035
 

________________

	
            (1)
 	
            For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month immediately following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for the Class P Certificates.
 
	
            (2)
 	
            The Class P Certificates will receive 100% of amounts received in respect of the Class P Interest.
 

 

 

 

REMIC 6

As provided herein, the Trustee shall make an election to treat the segregated pool of assets consisting of the SWAP-IO Interest as a REMIC for federal income tax purposes, and such segregated pool of assets shall be designated as “REMIC 6.”  The Class R-6 Interest represents the sole class of “residual interests” in REMIC 6 for purposes of the REMIC Provisions. The following table irrevocably sets forth the designation, the Pass-Through Rate, the initial aggregate Certificate Principal Balance and, for purposes of satisfying Treasury regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for the indicated REMIC 6 Regular Interest, which will be uncertificated.

The following table sets forth (or describes) the Class designation, Pass-Through Rate and Original Class Certificate Principal Balance for the Class P Certificates.

	
            
Class Designation
 
 	
            
Original Class Certificate
 Principal Balance
 
 	
            
Pass-Through Rate
 
 	
            
Assumed Final
 Maturity Date(1)
 
 
	
            SWAP IO
 	
            N/A
 	
            Variable(2)
 	
            December 25, 2035
 

________________

	
            (1)
 	
            For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month immediately following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for REMIC 6 Regular Interest SWAP IO.
 
	
            (2)
 	
            REMIC 6 Regular Interest SWAP IO shall receive 100% of amounts received in respect of the SWAP IO Interest.
 

 

 

 

ARTICLE I

 

DEFINITIONS

	
             
  	
            SECTION 1.01
 	
            Defined Terms.
 

Whenever used in this Agreement or in the Preliminary Statement, the following words and phrases, unless the context otherwise requires, shall have the meanings specified in this Article.  Unless otherwise specified, all calculations in respect of interest on the Floating Rate Certificates shall be made on the basis of the actual number of days elapsed and a 360-day year and all calculations in respect of interest on the Class C Certificates, Class IO Interest, REMIC 1 Regular Interests, REMIC 2 Regular Interests and all other calculations of interest described herein shall be made on the basis of a 360-day year consisting of twelve 30-day months.  The Class P Certificates and the Residual Certificates are not entitled to distributions in respect of interest and, accordingly, will not accrue interest.

“1933 Act”:  The Securities Act of 1933, as amended.

“Account”:  Either of the Collection Account or Distribution Account.

“Accrual Period”: With respect to the Class C Certificates and each Distribution Date, the calendar month prior to the month of such Distribution Date.  With respect to the Floating Rate Certificates and each Distribution Date, the period commencing on the preceding Distribution Date (or in the case of the first such Accrual Period, commencing on the Closing Date) and ending on the day preceding such Distribution Date.

“Adjustable-Rate Mortgage Loan”:  A first lien Mortgage Loan which provides at any period during the life of such loan for the adjustment of the Mortgage Rate payable in respect thereto.  The Adjustable-Rate Mortgage Loans are identified as such on the Mortgage Loan Schedule.

“Adjusted Net Maximum Mortgage Rate”: With respect to any Mortgage Loan (or the related REO Property), as of any date of determination, a per annum rate of interest equal to the applicable Maximum Mortgage Rate for such Mortgage Loan (or the Mortgage Rate in the case of any Fixed-Rate Mortgage Loan) as of the first day of the month preceding the month in which the related Distribution Date occurs minus the sum of (i) the Servicing Fee Rate, (ii) the Custodian Fee Rate and (iii) the Credit Risk Manager Fee Rate.

“Adjusted Net Mortgage Rate”: With respect to any Mortgage Loan (or the related REO Property), as of any date of determination, a per annum rate of interest equal to the applicable Mortgage Rate for such Mortgage Loan as of the first day of the month preceding the month in which the related Distribution Date occurs minus the sum of (i) the Servicing Fee Rate, (ii) the Custodian Fee Rate and (iii) the Credit Risk Manager Fee Rate.

“Adjustment Date”: With respect to each Adjustable-Rate Mortgage Loan, each adjustment date, on which the Mortgage Rate of such Mortgage Loan changes pursuant to the related Mortgage Note.  The first Adjustment Date following the Cut-off Date as to each Adjustable-Rate Mortgage Loan is set forth in the Mortgage Loan Schedule.

 

 

“Advance”: As to any Mortgage Loan or REO Property, any advance made by the Servicer in respect of any Distribution Date pursuant to Section 4.04.

“Advance Facility”:  As defined in Section 3.29 hereof.

“Advance Facility Trustee”:  As defined in Section 3.29 hereof.

“Advancing Person”:  As defined in Section 3.29 hereof.

“Advance Reimbursement Amounts”:  As defined in Section 3.29 hereof.

“Adverse REMIC Event”: As defined in Section 9.01(f) hereof.

“Affiliate”: With respect to any Person, any other Person controlling, controlled by or under common control with such Person. For purposes of this definition, “control” means the power to direct the management and policies of a Person, directly or indirectly, whether through ownership of voting securities, by contract or otherwise and “controlling” and “controlled” shall have meanings correlative to the foregoing.

“Agreement”: This Pooling and Servicing Agreement and all amendments hereof and supplements hereto.

“Allocated Realized Loss Amount”: With respect to any Distribution Date and any Class of Class I-A-2 Certificates or Mezzanine Certificates, the sum of (i) any Realized Losses allocated to such Class of Certificates on such Distribution Date and (ii) the amount of any Allocated Realized Loss Amount for such Class of Certificates remaining unpaid from the previous Distribution Date as reduced by an amount equal to the increase in the related Certificate Principal Balance due to the receipt of Subsequent Recoveries.

“Assignment”: An assignment of Mortgage, notice of transfer or equivalent instrument, in recordable form, which is sufficient under the laws of the jurisdiction wherein the related Mortgaged Property is located to reflect or record the sale of the Mortgage.

“Assumed Final Maturity Date”: As to each Class of Certificates, the date set forth as such in the Preliminary Statement.

“Available Funds”:  With respect to any Distribution Date, an amount equal to the excess of (i) the sum of (a) the aggregate of the related Monthly Payments on the Mortgage Loans due on the related Due Date and received on or prior to the related Determination Date, (b) Net Liquidation Proceeds, Insurance Proceeds, Subsequent Recoveries, Principal Prepayments, proceeds from repurchases of and substitutions for such Mortgage Loans and other unscheduled recoveries of principal and interest in respect of the Mortgage Loans received during the related Prepayment Period, (c) the aggregate of any amounts received in respect of a related REO Property withdrawn from any REO Account and deposited in the Collection Account for such Distribution Date, (d) the aggregate of any amounts deposited in the Collection Account by the Servicer in respect of related Prepayment Interest Shortfalls for
such Distribution Date, (e) the aggregate of any Advances made by the Servicer for such Distribution Date in respect of the Mortgage Loans, (f) the aggregate of any related advances made by the Trustee in 

 

respect of the Mortgage Loans for such Distribution Date pursuant to Section 7.02 and (g) the amount of any Prepayment Charges collected by the Servicer in connection with the full or partial prepayment of any of the Mortgage Loans and any Servicer Prepayment Charge Payment Amount over (ii) the sum of (a) amounts reimbursable or payable to the Servicer pursuant to Section 3.11(a) or the Trustee pursuant to Section 3.11(b), (b) amounts deposited in the Collection Account or the Distribution Account pursuant to clauses (a) through (g) above, as the case may be, in error, (c) the amount of any Prepayment Charges collected by the Servicer in connection with the full or partial prepayment of any of the Mortgage Loans and any Servicer Prepayment Charge Payment Amount, (d) the fees of the Custodian payable from the Distribution Account pursuant to Section 8.05, (e) any indemnification payments or expense
reimbursements made by the Trust Fund pursuant to Section 8.05 and (f) any Net Swap Payment or Swap Termination Payment owed to the Swap Provider (other than any Swap Termination Payment owed to the Swap Provider resulting from a Swap Provider Trigger Event).

“Balloon Mortgage Loan”:  A Mortgage Loan that provides for the payment of the unamortized Stated Principal Balance of such Mortgage Loan in a single payment at the maturity of such Mortgage Loan that is substantially greater than the preceding monthly payment.

“Balloon Payment”:  A payment of the unamortized Stated Principal Balance of a Mortgage Loan in a single payment at the maturity of such Mortgage Loan that is substantially greater than the preceding Monthly Payment.

“Bankruptcy Code”: The Bankruptcy Reform Act of 1978 (Title 11 of the United States Code), as amended.

“Base Rate”: For any Distribution Date and the Floating Rate Certificates, the sum of (i) LIBOR plus (ii) the related Certificate Margin.

“Book-Entry Certificates”:  Any of the Certificates that shall be registered in the name of the Depository or its nominee, the ownership of which is reflected on the books of the Depository or on the books of a Person maintaining an account with the Depository (directly, as a “Depository Participant”, or indirectly, as an indirect participant in accordance with the rules of the Depository and as described in Section 5.02 hereof).  On the Closing Date, the Floating Rate Certificates shall be Book-Entry Certificates.

“Business Day”:  Any day other than a Saturday, a Sunday or a day on which banking or savings institutions in the State of Delaware, the State of Florida, the State of New York, the State of Texas, the State of California, the Commonwealth of Pennsylvania, or in the city in which the Corporate Trust Office of the Trustee is located are authorized or obligated by law or executive order to be closed.

“Certificate”:  Any Regular Certificate or Residual Certificate.

“Certificateholder” or “Holder”: The Person in whose name a Certificate is registered in the Certificate Register, except that a Disqualified Organization or non-U.S. Person shall not be a Holder of a Residual Certificate for any purpose hereof and, solely for the purposes 

 

of giving any consent pursuant to this Agreement, any Certificate registered in the name of the Depositor or the Servicer or any Affiliate thereof shall be deemed not to be outstanding and the Voting Rights to which it is entitled shall not be taken into account in determining whether the requisite percentage of Voting Rights necessary to effect any such consent has been obtained, except as otherwise provided in Section 11.01. The Trustee and the NIMS Insurer may conclusively rely upon a certificate of the Depositor or the Servicer in determining whether a Certificate is held by an Affiliate thereof. All references herein to “Holders” or “Certificateholders” shall reflect the rights of Certificate Owners as they may indirectly exercise such rights through the Depository and participating members thereof, except as otherwise specified herein; provided, however, that the Trustee and the
NIMS Insurer shall be required to recognize as a “Holder” or “Certificateholder” only the Person in whose name a Certificate is registered in the Certificate Register.

“Certificate Margin”:  With respect to each Class of Floating Rate Certificates and for purposes of the Marker Rate and the Maximum Uncertificated Accrued Interest Deferral Amount, the specified REMIC 2 Regular Interest, as follows:

	
            
Class
 
 	
            
REMIC 2
 Regular
 Interest
 
 	
            
Certificate Margin
 
 
	
            
(1) (%)
 
 	
            
(2) (%)
 
 
	
            I-A-1
 	
            LTIA1
 	
            0.240
 	
            0.480
 
	
            I-A-2
 	
            LTIA2
 	
            0.300
 	
            0.600
 
	
            II-A-1
 	
            LTIIA1
 	
            0.100
 	
            0.200
 
	
            II-A-2
 	
            LTIIA2
 	
            0.180
 	
            0.360
 
	
            II-A-3
 	
            LTIIA3
 	
            0.260
 	
            0.520
 
	
            II-A-4
 	
            LTIIA4
 	
            0.350
 	
            0.700
 
	
            M-1
 	
            LTM1
 	
            0.460
 	
            0.690
 
	
            M-2
 	
            LTM2
 	
            0.550
 	
            0.825
 
	
            M-3
 	
            LTM3
 	
            0.640
 	
            0.960
 
	
            M-4
 	
            LTM4
 	
            0.680
 	
            1.020
 
	
            M-5
 	
            LTM5
 	
            1.150
 	
            1.725
 
	
            M-6
 	
            LTM6
 	
            1.350
 	
            2.025
 
	
            M-7
 	
            LTM7
 	
            2.000
 	
            3.000
 
	
            M-8
 	
            LTM8
 	
            2.500
 	
            3.750
 
	
            M-9
 	
            LTM9
 	
            2.500
 	
            3.750
 
	
            M-10
 	
            LTM10
 	
            2.500
 	
            3.750
 
	
            M-11
 	
            LTM11
 	
            2.500
 	
            3.750
 

__________

	
             
 	
            (1)
 	
            For the Accrual Period for each Distribution Date on or prior to the Optional Termination Date.
 

	
             
 	
            (2)
 	
            For each other Accrual Period.
 

 

“Certificate Owner”: With respect to each Book-Entry Certificate, any beneficial owner thereof.

“Certificate Principal Balance”: With respect to any Class of Regular Certificates (other than the Class C Certificates) immediately prior to any Distribution Date, will be equal to the Initial Certificate Principal Balance thereof plus any Subsequent Recoveries added to the Certificate Principal Balance of such Certificate pursuant to Section 4.01, reduced by the sum of 

 

all amounts actually distributed in respect of principal of such Class and, in the case of a Class I-A-2 Certificate or Mezzanine Certificate, Realized Losses allocated thereto on all prior Distribution Dates. With respect to the Class C Certificates as of any date of determination, an amount equal to the excess, if any, of (A) the then aggregate Uncertificated Principal Balance of the REMIC 2 Regular Interests over (B) the then aggregate Certificate Principal Balance of the Floating Rate Certificates and the Class P Certificates then outstanding.  

“Certificate Register” and “Certificate Registrar”: The register maintained and registrar appointed pursuant to Section 5.02 hereof.

“Certification”.  As defined in Section 3.22(b)(ii).

“Class”: Collectively, Certificates which have the same priority of payment and bear the same class designation and the form of which is identical except for variation in the Percentage Interest evidenced thereby.

“Class A Certificates”: Any Class I-A-1 Certificate, Class I-A-2 Certificate, Class II-A-1 Certificate, Class II-A-2 Certificate, Class II-A-3 Certificate or Class II-A-4 Certificate. 

“Class C Certificates”: Any one of the Class C Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-18, representing the right to distributions as set forth herein and therein and evidencing a regular interest in REMIC 4.

“Class C Interest”: An uncertificated interest in the Trust Fund held by the Trustee on behalf of the Holders of the Class C Certificates, evidencing (i) a REMIC Regular Interest in REMIC 3 and (ii) the obligation to pay any Class IO Distribution Amount.

“Class I-A-1 Certificate”: Any one of the Class I-A-1 Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-1, representing the right to distributions as set forth herein and therein and evidencing (i) a REMIC Regular Interest in REMIC 3, (ii) the right to receive the related Net WAC Rate Carryover Amount and (iii) the obligation to pay any Class IO Distribution Amount.

“Class I-A-2 Certificate”: Any one of the Class I-A-2 Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-2, representing the right to distributions as set forth herein and therein and evidencing (i) a REMIC Regular Interest in REMIC 3, (ii) the right to receive the related Net WAC Rate Carryover Amount and (iii) the obligation to pay any Class IO Distribution Amount.

“Class II-A-1 Certificate”: Any one of the Class II-A-1 Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-3, representing the right to distributions as set forth herein and therein and evidencing (i) a REMIC Regular Interest in REMIC 3, (ii) the right to receive the related Net WAC Rate Carryover Amount and (iii) the obligation to pay any Class IO Distribution Amount.

 

 

“Class II-A-2 Certificate”: Any one of the Class II-A-2 Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-4, representing the right to distributions as set forth herein and therein and evidencing (i) a REMIC Regular Interest in REMIC 3, (ii) the right to receive the related Net WAC Rate Carryover Amount and (iii) the obligation to pay any Class IO Distribution Amount.

“Class II-A-3 Certificate”: Any one of the Class II-A-3 Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-5, representing the right to distributions as set forth herein and therein and evidencing (i) a REMIC Regular Interest in REMIC 3, (ii) the right to receive the related Net WAC Rate Carryover Amount and (iii) the obligation to pay any Class IO Distribution Amount.

“Class II-A-4 Certificate”: Any one of the Class II-A-4 Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-6, representing the right to distributions as set forth herein and therein and evidencing (i) a REMIC Regular Interest in REMIC 3, (ii) the right to receive the related Net WAC Rate Carryover Amount and (iii) the obligation to pay any Class IO Distribution Amount.

 “Class M-1 Certificate”: Any one of the Class M-1 Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-7, representing the right to distributions as set forth herein and therein and evidencing (i) a REMIC Regular Interest in REMIC 3, (ii) the right to receive the related Net WAC Rate Carryover Amount and (iii) the obligation to pay any Class IO Distribution Amount.

“Class M-1 Principal Distribution Amount”: The excess of (x) the sum of (i) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Senior Principal Distribution Amount on such Distribution Date) and (ii) the Certificate Principal Balance of the Class M-1 Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 72.90% and (ii) the Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to
scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) minus the related Overcollateralization Floor.

“Class M-2 Certificate”: Any one of the Class M-2 Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-8, representing the right to distributions as set forth herein and therein and evidencing (i) a REMIC Regular Interest in REMIC 3, (ii) the right to receive the related Net WAC Rate Carryover Amount and (iii) the obligation to pay any Class IO Distribution Amount.

 

 

“Class M-2 Principal Distribution Amount”: The excess of (x) the sum of (i) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Senior Principal Distribution Amount on such Distribution Date), (ii) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date) and (iii) the Certificate Principal Balance of the Class M-2 Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 79.80% and (ii) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections
of principal received during the related Prepayment Period) and (B) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) minus the related Overcollateralization Floor.

“Class M-3 Certificate”: Any one of the Class M-3 Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-9, representing the right to distributions as set forth herein and therein and evidencing (i) a REMIC Regular Interest in REMIC 3, (ii) the right to receive the related Net WAC Rate Carryover Amount and (iii) the obligation to pay any Class IO Distribution Amount.

“Class M-3 Principal Distribution Amount”: The excess of (x) the sum of (i) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Senior Principal Distribution Amount on such Distribution Date), (ii) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (iii) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date) and (iv) the Certificate Principal Balance of the Class M-3 Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 82.20% and (ii) the aggregate Stated Principal Balance of the Mortgage Loans as of the
last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) minus the related Overcollateralization Floor.

“Class M-4 Certificate”: Any one of the Class M-4 Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-10, representing the right to distributions as set forth herein and therein and evidencing (i) a REMIC Regular Interest in REMIC 3, (ii) the right to receive the related Net WAC Rate Carryover Amount and (iii) the obligation to pay any Class IO Distribution Amount.

 

 

“Class M-4 Principal Distribution Amount”: The excess of (x) the sum of (i) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Senior Principal Distribution Amount on such Distribution Date), (ii) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (iii) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date) (iv) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date) and (v) the Certificate Principal Balance of the Class M-4
Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 84.60% and (ii) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) minus the related Overcollateralization Floor.

“Class M-5 Certificate”: Any one of the Class M-5 Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-11, representing the right to distributions as set forth herein and therein and evidencing (i) a REMIC Regular Interest in REMIC 3, (ii) the right to receive the related Net WAC Rate Carryover Amount and (iii) the obligation to pay any Class IO Distribution Amount.

“Class M-5 Principal Distribution Amount”: The excess of (x) the sum of (i) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Senior Principal Distribution Amount on such Distribution Date), (ii) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (iii) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (iv) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (v) the Certificate Principal Balance of the Class M-4
Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date) and (vi) the Certificate Principal Balance of the Class M-5 Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 86.90% and (ii) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of 

 

principal received during the related Prepayment Period) minus the related Overcollateralization Floor.

“Class M-6 Certificate”: Any one of the Class M-6 Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-12, representing the right to distributions as set forth herein and therein and evidencing (i) a REMIC Regular Interest in REMIC 3, (ii) the right to receive the related Net WAC Rate Carryover Amount and (iii) the obligation to pay any Class IO Distribution Amount.

“Class M-6 Principal Distribution Amount”: The excess of (x) the sum of (i) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Senior Principal Distribution Amount on such Distribution Date), (ii) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (iii) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (iv) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (v) the Certificate Principal Balance of the Class M-4
Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date), (vi) the Certificate Principal Balance of the Class M-5 Certificates (after taking into account the distribution of the Class M-5 Principal Distribution Amount on such Distribution Date) and (vii) the Certificate Principal Balance of the Class M-6 Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 89.40% and (ii) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due
during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) minus the related Overcollateralization Floor.

“Class M-7 Certificate”: Any one of the Class M-7 Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-13, representing the right to distributions as set forth herein and therein and evidencing (i) a REMIC Regular Interest in REMIC 3, (ii) the right to receive the related Net WAC Rate Carryover Amount and (iii) the obligation to pay any Class IO Distribution Amount.

“Class M-7 Principal Distribution Amount”: The excess of (x) the sum of (i) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Senior Principal Distribution Amount on such Distribution Date), (ii) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (iii) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the 

 

distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (iv) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (v) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date), (vi) the Certificate Principal Balance of the Class M-5 Certificates (after taking into account the distribution of the Class M-5 Principal Distribution Amount on such Distribution Date), (vii) the Certificate Principal Balance of the Class M-6 Certificates (after taking into account the distribution of the Class M-6 Principal Distribution Amount on such Distribution Date) and (viii) the Certificate Principal Balance of the Class M-7 Certificates
immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 91.30% and (ii) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) minus the related Overcollateralization Floor.

“Class M-8 Certificate”: Any one of the Class M-8 Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-14, representing the right to distributions as set forth herein and therein and evidencing (i) a REMIC Regular Interest in REMIC 3, (ii) the right to receive the related Net WAC Rate Carryover Amount and (iii) the obligation to pay any Class IO Distribution Amount.

“Class M-8 Principal Distribution Amount”: The excess of (x) the sum of (i) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Senior Principal Distribution Amount on such Distribution Date), (ii) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (iii) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (iv) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (v) the Certificate Principal Balance of the Class M-4
Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date), (vi) the Certificate Principal Balance of the Class M-5 Certificates (after taking into account the distribution of the Class M-5 Principal Distribution Amount on such Distribution Date), (vii) the Certificate Principal Balance of the Class M-6 Certificates (after taking into account the distribution of the Class M-6 Principal Distribution Amount on such Distribution Date), (viii) the Certificate Principal Balance of the Class M-7 Certificates (after taking into account the distribution of the Class M-7 Principal Distribution Amount on such Distribution Date) and (ix) the Certificate Principal Balance of the Class M-8 Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 92.70% and (ii) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after

 

giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) minus the related Overcollateralization Floor.

“Class M-9 Certificate”: Any one of the Class M-9 Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-15, representing the right to distributions as set forth herein and therein and evidencing (i) a REMIC Regular Interest in REMIC 3, (ii) the right to receive the related Net WAC Rate Carryover Amount and (iii) the obligation to pay any Class IO Distribution Amount.

“Class M-9 Principal Distribution Amount”: The excess of (x) the sum of (i) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Senior Principal Distribution Amount on such Distribution Date), (ii) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (iii) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (iv) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (v) the Certificate Principal Balance of the Class M-4
Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date), (vi) the Certificate Principal Balance of the Class M-5 Certificates (after taking into account the distribution of the Class M-5 Principal Distribution Amount on such Distribution Date), (vii) the Certificate Principal Balance of the Class M-6 Certificates (after taking into account the distribution of the Class M-6 Principal Distribution Amount on such Distribution Date), (viii) the Certificate Principal Balance of the Class M-7 Certificates (after taking into account the distribution of the Class M-7 Principal Distribution Amount on such Distribution Date), (ix) the Certificate Principal Balance of the Class M-8 Certificates (after taking into account the distribution of the Class M-8 Principal Distribution Amount on such Distribution Date) and (x) the Certificate Principal Balance of the Class M-9 Certificates immediately prior to such Distribution
Date over (y) the lesser of (A) the product of (i) 94.40% and (ii) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) minus the related Overcollateralization Floor.

“Class M-10 Certificate”: Any one of the Class M-10 Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form 

 

annexed hereto as Exhibit A-16, representing the right to distributions as set forth herein and therein and evidencing (i) a REMIC Regular Interest in REMIC 3, (ii) the right to receive the related Net WAC Rate Carryover Amount and (iii) the obligation to pay any Class IO Distribution Amount.

 “Class M-10 Principal Distribution Amount”: The excess of (x) the sum of (i) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Senior Principal Distribution Amount on such Distribution Date), (ii) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (iii) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (iv) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (v) the Certificate Principal
Balance of the Class M-4 Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date), (vi) the Certificate Principal Balance of the Class M-5 Certificates (after taking into account the distribution of the Class M-5 Principal Distribution Amount on such Distribution Date), (vii) the Certificate Principal Balance of the Class M-6 Certificates (after taking into account the distribution of the Class M-6 Principal Distribution Amount on such Distribution Date), (viii) the Certificate Principal Balance of the Class M-7 Certificates (after taking into account the distribution of the Class M-7 Principal Distribution Amount on such Distribution Date), (ix) the Certificate Principal Balance of the Class M-8 Certificates (after taking into account the distribution of the Class M-8 Principal Distribution Amount on such Distribution Date), (x) the Certificate Principal Balance of the Class M-9 Certificates (after taking into
account the distribution of the Class M-9 Principal Distribution Amount on such Distribution Date) and (xi) the Certificate Principal Balance of the Class M-10 Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 96.90% and (ii) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) minus the related Overcollateralization Floor.

“Class M-11 Certificate”: Any one of the Class M-11 Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-17, representing the right to distributions as set forth herein and therein and evidencing (i) a REMIC Regular Interest in REMIC 3, (ii) the right to receive the related Net WAC Rate Carryover Amount and (iii) the obligation to pay any Class IO Distribution Amount.

“Class M-11 Principal Distribution Amount”: The excess of (x) the sum of (i) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Senior Principal Distribution Amount on such Distribution Date), (ii) the 

 

Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (iii) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (iv) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (v) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date), (vi) the Certificate Principal Balance of the Class M-5 Certificates (after taking into account the distribution of the Class M-5 Principal Distribution Amount on such
Distribution Date), (vii) the Certificate Principal Balance of the Class M-6 Certificates (after taking into account the distribution of the Class M-6 Principal Distribution Amount on such Distribution Date), (viii) the Certificate Principal Balance of the Class M-7 Certificates (after taking into account the distribution of the Class M-7 Principal Distribution Amount on such Distribution Date), (ix) the Certificate Principal Balance of the Class M-8 Certificates (after taking into account the distribution of the Class M-8 Principal Distribution Amount on such Distribution Date), (x) the Certificate Principal Balance of the Class M-9 Certificates (after taking into account the distribution of the Class M-8 Principal Distribution Amount on such Distribution Date), (xi) the Certificate Principal Balance of the Class M-10 Certificates (after taking into account the distribution of the Class M-10 Principal Distribution Amount on such Distribution Date) and (xii) the Certificate Principal
Balance of the Class M-11 Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 98.00% and (ii) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) minus the related Overcollateralization Floor.

“Class P Certificate”: Any one of the Class P Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-19, representing the right to distributions as set forth herein and therein and evidencing a regular interest in REMIC 5.

“Class P Interest”: An uncertificated interest in the Trust Fund held by the Trustee on behalf of the Holders of the Class P Certificates, evidencing a Regular Interest in REMIC 3 for purposes of the REMIC Provisions.

“Class R Certificate”: The Class R Certificate executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-20 and evidencing the ownership of the Class R-1 Interest, the Class R-2 Interest and the Class R-3 Interest.

“Class R-1 Interest”:  The uncertificated Residual Interest in REMIC 1.

 

 

“Class R-2 Interest”:  The uncertificated Residual Interest in REMIC 2.

“Class R-3 Interest”:  The uncertificated Residual Interest in REMIC 3.

“Class R-4 Interest”:  The uncertificated Residual Interest in REMIC 4.

“Class R-5 Interest”:  The uncertificated Residual Interest in REMIC 5.

“Class R-6 Interest”:  The uncertificated Residual Interest in REMIC 6.

“Class R-X Certificate”: The Class R-X Certificate executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-21 and evidencing the ownership of the Class R-4 Interest, the Class R-5 Interest and the Class R-6 Interest.

“Close of Business”: As used herein, with respect to any Business Day, 5:00 p.m. (New York time).

“Closing Date”: November 30, 2005.

“Code”:  The Internal Revenue Code of 1986, as amended.

“Collection Account”: The account or accounts created and maintained by the Servicer pursuant to Section 3.10(a), which shall be entitled “Deutsche Bank National Trust Company, as Trustee, in trust for registered Holders of Soundview Home Loan Trust 2005-OPT4, Asset-Backed Certificates, Series 2005-OPT4,” which must be an Eligible Account.

“Compensating Interest”:  As defined in Section 3.24 hereof.

“Corporate Trust Office”: The principal corporate trust office of the Trustee at which at any particular time its corporate trust business in connection with this Agreement shall be administered, which office at the date of the execution of this instrument is located at 1761 East St. Andrew Place, Santa Ana, CA 92705-4934, Attention: Trust Administration- GC05O4, or at such other address as the Trustee may designate from time to time by notice to the Certificateholders, the Depositor, the Servicer and the Originator.

“Corresponding Certificate”: With respect to each REMIC 2 Regular Interest set forth below, the corresponding Regular Certificate set forth in the table below:

	
            
REMIC 2 Regular Interest
 
 	
            
Regular Certificate
 
 
	
            LTIA1
 	
            Class I-A-1
 
	
            LTIA2
 	
            Class I-A-2
 
	
            LTIIA1
 	
            Class II-A-1
 
	
            LTIIA2
 	
            Class II-A-2
 
	
            LTIIA3
 	
            Class II-A-3
 
	
            LTIIA4
 	
            Class II-A-4
 
	
            LTM1
 	
            Class M-1
 
	
            LTM2
 	
            Class M-2
 
	
            LTM3
 	
            Class M-3
 

 

 

 

 

	
            LTM4
 	
            Class M-4
 
	
            LTM5
 	
            Class M-5
 
	
            LTM6
 	
            Class M-6
 
	
            LTM7
 	
            Class M-7
 
	
            LTM8
 	
            Class M-8
 
	
            LTM9
 	
            Class M-9
 
	
            LTM10
 	
            Class M-10
 
	
            LTM11
 	
            Class M-11
 
	
            LTP
 	
            Class P
 

 

“Credit Enhancement Percentage”: For any Distribution Date, the percentage equivalent of a fraction, the numerator of which is the sum of the aggregate Certificate Principal Balance of the Mezzanine Certificates and the Class C Certificates, and the denominator of which is the aggregate Stated Principal Balance of the Mortgage Loans calculated prior to taking into account payments of principal on the Mortgage Loans and distribution of the Group I Principal Distribution Amount and the Group II Principal Distribution Amount to the Holders of the Certificates then entitled to distributions of principal on such Distribution Date.

“Credit Risk Management Agreement”: The Credit Risk Management Agreement, dated November 30, 2005, between the Servicer and the Credit Risk Manager.

“Credit Risk Manager”: Clayton Fixed Income Services Inc., formerly known as The Murrayhill Company, its successors and assigns.

 “Credit Risk Manager Fee” for any Distribution Date is the premium payable to the Credit Risk Manager at the Credit Risk Manager Fee Rate on the then current aggregate principal balance of the Mortgage Loans.  

“Credit Risk Manager Fee Rate” for any Distribution Date is 0.0135% per annum.

“Cumulative Loss Percentage”:  With respect to any Distribution Date, the percentage equivalent of a fraction, the numerator of which is the aggregate amount of Realized Losses incurred from the Cut-off Date to the last day of the preceding calendar month and the denominator of which is the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date.

“Custodial Agreement”:  The Custodial Agreement, dated as of November 1, 2005, among the Custodian, the Trustee and the Servicer.

“Custodian”: Wells Fargo Bank, N.A., as custodian of the Mortgage Files, or any successor thereto, pursuant to the Custodial Agreement.

“Custodian Fee”: The amount payable to the Custodian on each Distribution Date by the Trustee pursuant to Section 8.05 as compensation for all services rendered by it under the Custodial Agreement which amount shall equal one twelfth of the product of (i) the Custodian Fee Rate (without regard to the words “per annum”), multiplied by (ii) the aggregate Principal 

 

Balance of the Mortgage Loans (after giving effect to scheduled payments of principal due during the Due Period relating to the previous Distribution Date, to the extent received or advanced and prepayments collected during the Prepayment Period relating to the previous Distribution Date).

“Custodian Fee Rate”: 0.0035% per annum.

“Cut-off Date”: With respect to each Mortgage Loan, November 1, 2005. 

“Cut-off Date Principal Balance”:  With respect to any Mortgage Loan, the unpaid Stated Principal Balance thereof as of the Cut-off Date of such Mortgage Loan (or as of the applicable date of substitution with respect to a Qualified Substitute Mortgage Loan), after giving effect to scheduled payments due on or before the Cut-off Date, whether or not received.

“Debt Service Reduction”: With respect to any Mortgage Loan, a reduction in the scheduled Monthly Payment for such Mortgage Loan by a court of competent jurisdiction in a proceeding under the Bankruptcy Code, except such a reduction resulting from a Deficient Valuation.

“Deficient Valuation”: With respect to any Mortgage Loan, a valuation of the related Mortgaged Property by a court of competent jurisdiction in an amount less than the then outstanding Stated Principal Balance of the Mortgage Loan, which valuation results from a proceeding initiated under the Bankruptcy Code.

“Definitive Certificates”:  As defined in Section 5.02(c) hereof.

“Deleted Mortgage Loan”: A Mortgage Loan replaced or to be replaced by one or more Qualified Substitute Mortgage Loans.

“Delinquency Servicer Termination Trigger”: A Delinquency Servicer Termination Trigger will have occurred with respect to the Certificates on a Distribution Date if the Three Month Rolling Delinquency Percentage for the Mortgage Loans exceeds 18.00%.

“Delinquency Percentage”:  For any Distribution Date, the percentage obtained by dividing (x) the aggregate Stated Principal Balance of Mortgage Loans that are Delinquent 60 days or more (including Mortgage Loans that are REO Properties, in foreclosure or in bankruptcy and that are also Delinquent 60 days or more) by (y) the aggregate Stated Principal Balance of the Mortgage Loans, in each case, as of the last day of the previous calendar month.

“Delinquent”: With respect to any Mortgage Loan and related Monthly Payment, the Monthly Payment due on a Due Date which is not made by the Close of Business on the next scheduled Due Date for such Mortgage Loan. For example, a Mortgage Loan is 60 or more days Delinquent if the Monthly Payment due on a Due Date is not made by the Close of Business on the second scheduled Due Date after such Due Date.

“Depositor”: Financial Asset Securities Corp., a Delaware corporation, or any successor in interest.

 

 

“Depository”: The initial Depository shall be The Depository Trust Company, whose nominee is Cede & Co., or any other organization registered as a “clearing agency” pursuant to Section 17A of the Securities Exchange Act of 1934, as amended. The Depository shall initially be the registered Holder of the Book-Entry Certificates. The Depository shall at all times be a “clearing corporation” as defined in Section 8-102(3) of the Uniform Commercial Code of the State of New York.

“Depository Participant”: A broker, dealer, bank or other financial institution or other person for whom from time to time a Depository effects book-entry transfers and pledges of securities deposited with the Depository.

“Determination Date”: With respect to any Distribution Date, the 15th day of the calendar month in which such Distribution Date occurs or, if such 15th day is not a Business Day, the Business Day immediately preceding such 15th day.

“Directly Operate”: With respect to any REO Property, the furnishing or rendering of services to the tenants thereof, the management or operation of such REO Property, the holding of such REO Property primarily for sale to customers, the performance of any construction work thereon or any use of such REO Property in a trade or business conducted by the REMIC other than through an Independent Contractor; provided, however, that the Trustee (or the Servicer on behalf of the Trustee) shall not be considered to Directly Operate an REO Property solely because the Trustee (or the Servicer on behalf of the Trustee) establishes rental terms, chooses tenants, enters into or renews leases, deals with taxes and insurance, or makes decisions as to repairs or capital expenditures with respect to such REO Property.

“Disqualified Organization”: A “disqualified organization” under Section 860E of the Code, which as of the Closing Date is any of: (i) the United States, any state or political subdivision thereof, any foreign government, any international organization, or any agency or instrumentality of any of the foregoing, (ii) any organization (other than a cooperative described in Section 521 of the Code) which is exempt from the tax imposed by Chapter 1 of the Code unless such organization is subject to the tax imposed by Section 511 of the Code, (iii) any organization described in Section 1381(a)(2)(C) of the Code or (iv) an “electing large partnership” within the meaning of Section 775 of the Code. A corporation will not be treated as an instrumentality of the United States or of any state or political subdivision thereof, if all of its activities are subject to tax
and, a majority of its board of directors is not selected by a governmental unit. The term “United States”, “state” and “international organizations” shall have the meanings set forth in Section 7701 of the Code.

“Distribution Account”: The trust account or accounts created and maintained by the Trustee pursuant to Section 3.10(b) which shall be entitled “Distribution Account, Deutsche Bank National Trust Company, as Trustee, in trust for the registered Certificateholders of Soundview Home Loan Trust 2005-OPT4, Asset-Backed Certificates, Series 2005-OPT4” and which must be an Eligible Account.

“Distribution Date”: The 25th day of any calendar month, or if such 25th day is not a Business Day, the Business Day immediately following such 25th day, commencing in December 2005.

 

 

“Due Date”: With respect to each Mortgage Loan and any Distribution Date, the first day of the calendar month in which such Distribution Date occurs on which the Monthly Payment for such Mortgage Loan was due (or, in the case of any Mortgage Loan under the terms of which the Monthly Payment for such Mortgage Loan was due on a day other than the first day of the calendar month in which such Distribution Date occurs, the day during the related Due Period on which such Monthly Payment was due), exclusive of any days of grace.

“Due Period”: With respect to any Distribution Date, the period commencing on the second day of the month preceding the month in which such Distribution Date occurs and ending on the first day of the month in which such Distribution Date occurs.

“Eligible Account”: Any of (i) an account or accounts maintained with a federal or state chartered depository institution or trust company the short-term unsecured debt obligations of which (or, in the case of a depository institution or trust company that is the principal subsidiary of a holding company, the short-term unsecured debt obligations of such holding company) are rated A-1+ by S&P, F-1 by Fitch and P-1 by Moody’s (or comparable ratings if S&P, Fitch and Moody’s are not the Rating Agencies) at the time any amounts are held on deposit therein, (ii) an account or accounts the deposits in which are fully insured by the FDIC up to the insured amount, (iii) a trust account or accounts maintained with the trust department of a federal or state chartered depository institution, national banking association or trust company acting in its fiduciary capacity or
(iv) an account otherwise acceptable to each Rating Agency without reduction or withdrawal of their then current ratings of the Certificates as evidenced by a letter from each Rating Agency to the Trustee and the NIMS Insurer. Eligible Accounts may bear interest.

“ERISA”: The Employee Retirement Income Security Act of 1974, as amended.

“Escrow Account”: The account or accounts created and maintained pursuant to Section 3.09.

“Escrow Payments”: The amounts constituting ground rents, taxes, assessments, water rates, fire and hazard insurance premiums and other payments required to be escrowed by the Mortgagor with the mortgagee pursuant to any Mortgage Loan.

“Excess Overcollateralized Amount”: With respect to the Floating Rate Certificates and any Distribution Date, the excess, if any, of the sum of (i) the Overcollateralized Amount for such Distribution Date, assuming that 100% of the Principal Remittance Amount is applied as a principal payment on such Distribution Date and (ii) any amounts received under the Interest Rate Swap Agreement for such purpose over (iii) the Overcollateralization Target Amount for such Distribution Date.

“Extra Principal Distribution Amount”: With respect to any Distribution Date, the lesser of (x) the Monthly Interest Distributable Amount payable on the Class C Certificates on such Distribution Date as reduced by Realized Losses allocated thereto with respect to such Distribution Date pursuant to Section 4.08 and (y) the Overcollateralization Deficiency Amount for such Distribution Date.

 

 

“Fannie Mae”: Federal National Mortgage Association or any successor thereto.

“FDIC”: Federal Deposit Insurance Corporation or any successor thereto.

“Final Recovery Determination”: With respect to any defaulted Mortgage Loan or any REO Property (other than a Mortgage Loan or REO Property purchased by the Originator or the Servicer pursuant to or as contemplated by Section 2.03, 3.16(c) or 10.01), a determination made by the Servicer that all Insurance Proceeds, Liquidation Proceeds and other payments or recoveries which the Servicer, in its reasonable good faith judgment, expects to be finally recoverable in respect thereof have been so recovered. The Servicer shall maintain records, prepared by a Servicing Officer, of each Final Recovery Determination made thereby.

“Fitch”: Fitch Ratings, or its successor in interest.

“Fixed-Rate Mortgage Loan”:  A first lien or second lien Mortgage Loan which provides for a fixed Mortgage Rate payable with respect thereto.  The Fixed-Rate Mortgage Loans are identified as such on the Mortgage Loan Schedule.

“Fixed Swap Payment”: With respect to any Distribution Date, a fixed amount equal to the related amount set forth in the Interest Rate Swap Agreement.

“Floating Rate Certificates”: Any Class A Certificate or Mezzanine Certificate.

“Floating Swap Payment”: With respect to any Distribution Date, a floating amount equal to the product of (i) Swap LIBOR, (ii) the related Base Calculation Amount (as defined in the Interest Rate Swap Agreement), (iii) 250 and (iv) a fraction, the numerator of which is the actual number of days elapsed from and including the previous Floating Rate Payer Payment Date (as defined in the Interest Rate Swap Agreement) to but excluding the current Floating Rate Payer Payment (or, for the first Floating Rate Payer Payment Date, the actual number of days elapsed from the Closing Date to but excluding the first Floating Rate Payer Payment Date), and the denominator of which is 360.

“Formula Rate”:  For any Distribution Date and any Class of the Floating Rate Certificates, the lesser of (i) the Base Rate and (ii) the Maximum Cap Rate.

“Freddie Mac”: The Federal Home Loan Mortgage Corporation, or any successor thereto.

“Gross Margin”: With respect to each Adjustable-Rate Mortgage Loan, the fixed percentage set forth in the related Mortgage Note that is added to the Index on each Adjustment Date in accordance with the terms of the related Mortgage Note used to determine the Mortgage Rate for such Mortgage Loan.

“Group I Allocation Percentage”:  With respect to any Distribution Date, the percentage equivalent of a fraction, the numerator of which is (i) the Group I Principal Remittance Amount for such Distribution Date, and the denominator of which is (ii) the Principal Remittance Amount for such Distribution Date.

 

 

“Group I Basic Principal Distribution Amount”: With respect to any Distribution Date, the excess of (i) the Group I Principal Remittance Amount for such Distribution Date over (ii)(a) the Overcollateralization Release Amount, if any, for such Distribution Date multiplied by (b) the Group I Allocation Percentage.

“Group I Certificates”:  The Class I-A-1 Certificates and Class I-A-2 Certificates.

“Group I Interest Remittance Amount”: With respect to any Distribution Date, that portion of the Available Funds for such Distribution Date attributable to interest received or advanced with respect to the Group I Mortgage Loans.

“Group I Mortgage Loan”: A Mortgage Loan assigned to Loan Group I with a Stated Principal Balance at origination that conforms to Fannie Mae and Freddie Mac loan limits.  The aggregate principal balance of the Group I Mortgage Loans as of the Cut-off Date is equal to $800,121,799.64.

“Group I Principal Distribution Amount”: With respect to any Distribution Date, the sum of (i) the Group I Basic Principal Distribution Amount for such Distribution Date and (ii)(a) the Extra Principal Distribution Amount for such Distribution Date multiplied by (b) the Group I Allocation Percentage.

“Group I Principal Remittance Amount”: With respect to any Distribution Date, that portion of Available Funds equal to the sum of (i) each scheduled payment of principal collected or advanced on the Group I Mortgage Loans by the Servicer that were due during the related Due Period, (ii) the principal portion of all full Principal Prepayments of the Group I Mortgage Loans applied by the Servicer during the related Prepayment Period, (iii) the principal portion of all related partial Principal Prepayments, Net Liquidation Proceeds, Insurance Proceeds and Subsequent Recoveries received during the prior calendar month with respect to the Group I Mortgage Loans, (iv) that portion of the Purchase Price, representing principal of any repurchased Group I Mortgage Loan, deposited to the Collection Account during the prior calendar month, (v) the principal portion of any related
Substitution Adjustments deposited in the Collection Account during the prior calendar month with respect to the Group I Mortgage Loans and (vi) on the Distribution Date on which the Trust Fund is to be terminated pursuant to Section 10.01, that portion of the Termination Price, in respect of principal on the Group I Mortgage Loans.

“Group I Senior Principal Distribution Amount”:  The excess of (x) the Certificate Principal Balance of the Group I Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 63.80% and (ii) the aggregate Stated Principal Balance of the Group I Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) the aggregate Stated Principal Balance of the Group I Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment
Period) minus the related Overcollateralization Floor.

 

 

“Group II Allocation Percentage”:  With respect to any Distribution Date, the percentage equivalent of a fraction, the numerator of which is (i) the Group II Principal Remittance Amount for such Distribution Date, and the denominator of which is (ii) the Principal Remittance Amount for such Distribution Date.

“Group II Basic Principal Distribution Amount”:  With respect to any Distribution Date, the excess of (i) the Group II Principal Remittance Amount for such Distribution Date over (ii)(a) the Overcollateralization Release Amount, if any, for such Distribution Date multiplied by (b) the Group II Allocation Percentage.

“Group II Certificates”:  Any Class II-A-1 Certificate, Class II-A-2 Certificate, Class II-A-3 Certificate or Class II-A-4 Certificate.

“Group II Interest Remittance Amount”: With respect to any Distribution Date, that portion of the Available Funds for such Distribution Date attributable to interest received or advanced with respect to the Group II Mortgage Loans.

“Group II Mortgage Loan”: A Mortgage Loan assigned to Loan Group II with a Stated Principal Balance at origination that may or may not conform to Fannie Mae and Freddie Mac loan limits.  The aggregate principal balance of the Group II Mortgage Loans as of the Cut-off Date is equal to $758,930,134.75.

“Group II Principal Distribution Amount”: With respect to any Distribution Date, the sum of (i) the Group II Basic Principal Distribution Amount for such Distribution Date and (ii)(a) the Extra Principal Distribution Amount for such Distribution Date multiplied by (b) the Group II Allocation Percentage.

“Group II Principal Remittance Amount”: With respect to any Distribution Date, that portion of Available Funds equal to the sum of (i) each scheduled payment of principal collected or advanced on the Group II Mortgage Loans by the Servicer that were due during the related Due Period, (ii) the principal portion of all full Principal Prepayments of the Group II Mortgage Loans applied by the Servicer during the related Prepayment Period, (iii) the principal portion of all related partial Principal Prepayments, Net Liquidation Proceeds, Insurance Proceeds and Subsequent Recoveries received during the prior calendar month with respect to the Group II Mortgage Loans, (iv) that portion of the Purchase Price, representing principal of any repurchased Group II Mortgage Loan, deposited to the Collection Account during the prior calendar month, (v) the principal portion of any related
Substitution Adjustments deposited in the Collection Account during the prior calendar month with respect to the Group II Mortgage Loans and (vi) on the Distribution Date on which the Trust Fund is to be terminated pursuant to Section 10.01, that portion of the Termination Price, in respect of principal on the Group II Mortgage Loans. 

“Group II Senior Principal Distribution Amount”: The excess of (x) the aggregate Certificate Principal Balance of the Group II Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 63.80% and (ii) the aggregate Stated Principal Balance of the Group II Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent 

 

received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) the aggregate Stated Principal Balance of the Group II Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) minus the related Overcollateralization Floor.

“Highest Priority”:  As of any date of determination, the Class of Class I-A-2 Certificates or Mezzanine Certificates then outstanding with a Certificate Principal Balance greater than zero, with the highest priority for payments pursuant to Section 4.01, in the following order of decreasing priority: Class I-A-2, Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8, Class M-9, Class M-10 and Class M-11 Certificates.

“Indenture”:  An indenture relating to the issuance of notes secured by the Class C Certificates, the Class P Certificates and/or Residual Certificates (or any portion thereof) which may or may not be guaranteed by the NIMS Insurer.

“Independent”: When used with respect to any specified Person, any such Person who (a) is in fact independent of the Depositor, the Servicer and their respective Affiliates, (b) does not have any direct financial interest in or any material indirect financial interest in the Depositor or the Servicer or any Affiliate thereof, and (c) is not connected with the Depositor or the Servicer or any Affiliate thereof as an officer, employee, promoter, underwriter, trustee, partner, director or Person performing similar functions; provided, however, that a Person shall not fail to be Independent of the Depositor or the Servicer or any Affiliate thereof merely because such Person is the beneficial owner of 1% or less of any class of securities issued by the Depositor or the Servicer or any Affiliate thereof, as the case may be.

“Independent Contractor”: Either (i) any Person (other than the Servicer) that would be an “independent contractor” with respect to any of the REMICs created hereunder within the meaning of Section 856(d)(3) of the Code if such REMIC were a real estate investment trust (except that the ownership tests set forth in that section shall be considered to be met by any Person that owns, directly or indirectly, 35% or more of any Class of Certificates), so long as each such REMIC does not receive or derive any income from such Person and provided that the relationship between such Person and such REMIC is at arm’s length, all within the meaning of Treasury Regulation Section 1.856-4(b)(5), or (ii) any other Person (including the Servicer) if the Trustee has received an Opinion of Counsel to the effect that the taking of any action in respect of any REO Property by such
Person, subject to any conditions therein specified, that is otherwise herein contemplated to be taken by an Independent Contractor will not cause such REO Property to cease to qualify as “foreclosure property” within the meaning of Section 860G(a)(8) of the Code (determined without regard to the exception applicable for purposes of Section 860D(a) of the Code), or cause any income realized in respect of such REO Property to fail to qualify as Rents from Real Property.

“Index”: With respect to each Adjustable-Rate Mortgage Loan and with respect to each related Adjustment Date, the index as specified in the related Mortgage Note.

 

 

“Initial Certificate Principal Balance”: With respect to any Regular Certificate, the amount designated “Initial Certificate Principal Balance” on the face thereof.

“Insurance Proceeds”: Proceeds of any title policy, hazard policy or other insurance policy covering a Mortgage Loan to the extent such proceeds are received by the Servicer and are not to be applied to the restoration of the related Mortgaged Property or released to the Mortgagor in accordance with the procedures that the Servicer would follow in servicing mortgage loans held for its own account, subject to the terms and conditions of the related Mortgage Note and Mortgage.

“Interest Determination Date”: With respect to the Floating Rate Certificates and each Accrual Period, the second LIBOR Business Day preceding the commencement of such Accrual Period.

“Interest Rate Swap Agreement”: The 1992 ISDA Master Agreement (Multicurrency-Cross Border) dated as of November 30, 2005 (together with the schedule thereto, the Master Agreement) between The Royal Bank of Scotland plc and the Trustee (in its capacity as Supplemental Interest Trust Trustee).

“Late Collections”: With respect to any Mortgage Loan, all amounts received subsequent to the Determination Date immediately following any related Due Period, whether as late payments of Monthly Payments or as Insurance Proceeds, Liquidation Proceeds or otherwise, which represent late payments or collections of principal and/or interest due (without regard to any acceleration of payments under the related Mortgage and Mortgage Note) but delinquent on a contractual basis for such Due Period and not previously recovered.

“LIBOR”: With respect to each Accrual Period, the rate determined by the Trustee on the related Interest Determination Date on the basis of the London interbank offered rate for one-month United States dollar deposits, as such rate appears on the Telerate Page 3750, as of 11:00 a.m. (London time) on such Interest Determination Date. If such rate does not appear on Telerate Page 3750, the rate for such Interest Determination Date will be determined on the basis of the offered rates of the Reference Banks for one-month United States dollar deposits, as of 11:00 a.m. (London time) on such Interest Determination Date. The Trustee will request the principal London office of each of the Reference Banks to provide a quotation of its rate. On such Interest Determination Date, LIBOR for the related Accrual Period will be established by the Trustee as follows:

(i)           If on such Interest Determination Date two or more Reference Banks provide such offered quotations, LIBOR for the related Accrual Period shall be the arithmetic mean of such offered quotations (rounded upwards if necessary to the nearest whole multiple of 1/16 of 1%); and

(ii)          If on such Interest Determination Date fewer than two Reference Banks provide such offered quotations, LIBOR for the related Accrual Period shall be the higher of (i) LIBOR as determined on the previous Interest Determination Date and (ii) the Reserve Interest Rate.

 

 

“LIBOR Business Day”: Any day on which banks in London, England and The City of New York are open and conducting transactions in foreign currency and exchange.

“Liquidated Mortgage Loan”: As to any Distribution Date, any Mortgage Loan in respect of which the Servicer has determined, in accordance with the servicing procedures specified herein, as of the end of the related Prepayment Period, that all Liquidation Proceeds which it expects to recover with respect to the liquidation of the Mortgage Loan or disposition of the related REO Property have been recovered.

“Liquidation Event”: With respect to any Mortgage Loan, any of the following events: (i) such Mortgage Loan is paid in full, (ii) a Final Recovery Determination is made as to such Mortgage Loan or (iii) such Mortgage Loan is removed from the Trust Fund by reason of its being purchased, sold or replaced pursuant to or as contemplated by Section 2.03, Section 3.16(c) or Section 10.01. With respect to any REO Property, either of the following events: (i) a Final Recovery Determination is made as to such REO Property or (ii) such REO Property is removed from the Trust Fund by reason of its being sold or purchased pursuant to Section 3.23 or Section 10.01.

“Liquidation Proceeds”: The amount (other than amounts received in respect of the rental of any REO Property prior to REO Disposition) received by the Servicer in connection with (i) the taking of all or a part of a Mortgaged Property by exercise of the power of eminent domain or condemnation, (ii) the liquidation of a defaulted Mortgage Loan by means of a trustee’s sale, foreclosure sale or otherwise or (iii) the repurchase, substitution or sale of a Mortgage Loan or an REO Property pursuant to or as contemplated by Section 2.03, Section 3.16(c), Section 3.23 or Section 10.01.

“Loan-to-Value Ratio”: As of any date and as to any Mortgage Loan, the fraction, expressed as a percentage, the numerator of which is the Stated Principal Balance of the Mortgage Loan and the denominator of which is the Value of the related Mortgaged Property.

“Loan Group”: Either Loan Group I or Loan Group II, as the context requires.

“Loan Group I”: The group of Mortgage Loans identified in the Mortgage Loan Schedule as having been assigned to Loan Group I.

“Loan Group II”: The group of Mortgage Loans identified in the Mortgage Loan Schedule as having been assigned to Loan Group II.

“Losses”:  As defined in Section 9.03.

“Lost Note Affidavit”: With respect to any Mortgage Loan as to which the original Mortgage Note has been permanently lost, misplaced or destroyed and has not been replaced, an affidavit from the Originator certifying that the original Mortgage Note has been lost, misplaced or destroyed (together with a copy of the related Mortgage Note) and indemnifying the Trust against any loss, cost or liability resulting from the failure to deliver the original Mortgage Note in the form of Exhibit H hereto.

 

 

“Majority Certificateholders”: The Holders of Certificates evidencing at least 51% of the Voting Rights.

“Marker Rate”:  With respect to the Class C Certificates and any Distribution Date, a per annum rate equal to two (2) times the weighted average of the Uncertificated REMIC 2 Pass-Through Rates for each REMIC 2 Regular Interest (other than REMIC 2 Regular Interest LTAA, LTIO and LTP) subject to a cap (for each such REMIC 2 Regular Interest other than REMIC 2 Regular Interest LTZZ) equal to the Pass-Through Rate for the REMIC 3 Regular Interest the ownership of which is represented by the Corresponding Certificate for the purpose of this calculation; with the rate on REMIC 2 Regular Interest LTZZ subject to a cap of zero for the purpose of this calculation; provided, however, that solely for this purpose, calculations of the Uncertificated REMIC 2 Pass-Through Rate and the related caps with respect to each such REMIC 2 Regular Interest, other than REMIC 2 Regular Interest LTZZ,
shall be multiplied by a fraction, the numerator of which is the actual number of days in the Interest Accrual Period and the denominator of which is 30. 

“Maximum Cap Rate”: For any Distribution Date and any Class of the Floating Rate Certificates, a per annum rate equal to the sum of (i) the product of (x) the weighted average of the Adjusted Net Maximum Mortgage Rates of the Mortgage Loans, weighted on the basis of the outstanding Principal Balances of the Mortgage Loans as of the first day of the month preceding the month of such Distribution Date and (y) a fraction, the numerator of which is 30 and the denominator of which is the actual number of days elapsed in the related Accrual Period and (ii) an amount, expressed as a percentage, equal to a fraction, the numerator of which is equal to the Net Swap Payment made by the Swap Provider and the denominator of which is equal to the aggregate Stated Principal Balance of the Mortgage Loans, multiplied by 12 minus (a) an amount, expressed as a percentage, equal to the product of
(i) the Net Swap Payment, if any, paid by the Trust for such Distribution Date divided by the aggregate Stated Principal Balance of the Mortgage Loans and (ii) 12 and (b) an amount, expressed as a percentage, equal to the product of (x) the Swap Termination Payment, if any, due from the Trust (other than any Swap Termination Payment resulting from a Swap Provider Trigger Event) for such Distribution Date and (y) 12, divided by the aggregate Stated Principal Balance of the Mortgage Loans.

“Maximum Uncertificated Accrued Interest Deferral Amount”:  With respect to any Distribution Date, the excess of (a) accrued interest at the Uncertificated REMIC 2 Pass-Through Rate applicable to REMIC 2 Regular Interest LTZZ for such Distribution Date on a balance equal to the Uncertificated Principal Balance of REMIC 2 Regular Interest LTZZ minus the REMIC 2 Overcollateralization Amount, in each case for such Distribution Date, over (b) the sum of the Uncertificated Accrued Interest on REMIC 2 Regular Interest LTIA1, REMIC 2 Regular Interest LTIA2, REMIC 2 Regular Interest LTIIA1, REMIC 2 Regular Interest LTIIA2, REMIC 2 Regular Interest LTIIA3, REMIC 2 Regular Interest LTIIA4, REMIC 2 Regular Interest LTM1, REMIC 2 Regular Interest LTM2, REMIC 2 Regular Interest LTM3, REMIC 2 Regular Interest LTM4, REMIC 2 Regular Interest LTM5, REMIC 2 Regular Interest LTM6, REMIC 2 Regular
Interest LTM7, REMIC 2 Regular Interest LTM8, REMIC 2 Regular Interest LTM9, REMIC 2 Regular Interest LTM10 and REMIC 2 Regular Interest LTM11 with the rate on each such REMIC 2 Regular Interest subject to a cap equal to the lesser of (i) LIBOR plus the related Certificate Margin for the related Corresponding Certificate and (ii) the Net WAC Rate for the purpose of this calculation; provided, however, that for this purpose, 

 

calculations of the Uncertificated REMIC 2 Pass-Through Rate and the related caps with respect to each such REMIC 2 Regular Interest shall be multiplied by a fraction, the numerator of which is the actual number of days in the Accrual Period and the denominator of which is 30.

“Maximum Mortgage Rate”: With respect to each Adjustable-Rate Mortgage Loan, the percentage set forth in the related Mortgage Note as the maximum Mortgage Rate thereunder.

“MERS”: Mortgage Electronic Registration Systems, Inc., a corporation organized and existing under the laws of the State of Delaware, or any successor thereto.

“MERS® System”: The system of recording transfers of Mortgages electronically maintained by MERS.

“Mezzanine Certificate”: Any Class M-1 Certificate, Class M-2 Certificate, Class M-3 Certificate, Class M-4 Certificate, Class M-5 Certificate, Class M-6 Certificate, Class M-7 Certificate, Class M-8 Certificate, Class M-9 Certificate, Class M-10 Certificate or Class M-11 Certificate.

 “MIN”: The Mortgage Identification Number for Mortgage Loans registered with MERS on the MERS® System.

“Minimum Mortgage Rate”: With respect to each Adjustable-Rate Mortgage Loan, the percentage set forth in the related Mortgage Note as the minimum Mortgage Rate thereunder.

“MOM Loan”: With respect to any applicable Mortgage Loan, MERS acting as the mortgagee of such Mortgage Loan, solely as nominee for the originator of such Mortgage Loan and its successors and assigns, at the origination thereof.

“Monthly Interest Distributable Amount”: With respect to any Class of the Floating Rate Certificates and Class C Certificates and any Distribution Date, the amount of interest accrued during the related Accrual Period at the related Pass-Through Rate on the Certificate Principal Balance (or Notional Amount in the case of the Class C Certificates) of such Class immediately prior to such Distribution Date, in each case, reduced by any Net Prepayment Interest Shortfalls, Relief Act Interest Shortfalls.

“Monthly Payment”: With respect to any Mortgage Loan, the scheduled monthly payment of principal and interest on such Mortgage Loan which is payable by the related Mortgagor from time to time under the related Mortgage Note, determined: (a) after giving effect to (i) any Deficient Valuation and/or Debt Service Reduction with respect to such Mortgage Loan, (ii) any modifications to a Mortgage Loan pursuant to Section 3.07 and (iii) any reduction in the amount of interest collectible from the related Mortgagor pursuant to the Relief Act; (b) without giving effect to any extension granted or agreed to by the Servicer pursuant to Section 3.07; and (c) on the assumption that all other amounts, if any, due under such Mortgage Loan are paid when due.

“Moody’s”: Moody’s Investors Service, Inc., or its successor in interest.

 

 

“Mortgage”: The mortgage, deed of trust or other instrument creating a first or second lien on, or first or second priority security interest in, a Mortgaged Property securing a Mortgage Note.

“Mortgage File”: The mortgage documents listed in Section 2.01 pertaining to a particular Mortgage Loan and any additional documents required to be added to the Mortgage File pursuant to this Agreement.

“Mortgage Loan”: Each mortgage loan transferred and assigned to the Trustee pursuant to Section 2.01 or Section 2.03(d) as from time to time held as a part of the Trust Fund, the Mortgage Loans so held being identified in the Mortgage Loan Schedule.

“Mortgage Loan Purchase Agreement”:  The Mortgage Loan Purchase Agreement, dated as of November 22, 2005, among the Originator, the Sellers and the Depositor.

“Mortgage Loan Schedule”: As of any date, the list of Mortgage Loans included in REMIC 2 on such date, separately identifying the Group I Mortgage Loans and the Group II Mortgage Loans, attached hereto as Exhibit D. The Mortgage Loan Schedule shall be prepared by the Depositor and shall set forth the following information with respect to each Mortgage Loan, as applicable:

	
             
 	
            (1)
 	
            the Mortgage Loan identifying number;
 	
             

	
             
 	
            (2)
 	
            [reserved];
 	
             

	
             
 	
            (3)
 	
            the state and zip code of the Mortgaged Property;
 
					

	
             
 	
            (4)
 	
            a code indicating whether the Mortgaged Property was represented by the borrower, at the time of origination, as being owner-occupied;
 

	
             
 	
            (5)
 	
            the type of Residential Dwelling constituting the Mortgaged Property;
 
	
             
 	
            (6)
 	
            the original months to maturity;
 	
             

	
             
 	
            (7)
 	
            the stated remaining months to maturity from the Cut-off Date based on the original amortization schedule;
 

	
             
 	
            (8)
 	
            the Loan-to-Value Ratio at origination;
 	
             

	
             
 	
            (9)
 	
            the Mortgage Rate in effect immediately following the Cut-off Date;
 

	
             
 	
            (10)
 	
            the date on which the first Monthly Payment was due on the Mortgage Loan;
 

	
             
 	
            (11)
 	
            the stated maturity date;
 	
             

	
             
 	
            (12)
 	
            the amount of the Monthly Payment at origination;
 

 

 

 

	
             
 	
            (13)
 	
            the amount of the Monthly Payment due on the first Due Date after the Cut- off Date;
 

	
             
 	
            (14)
 	
            the last Due Date on which a Monthly Payment was actually applied to the unpaid Stated Principal Balance;
 

	
             
 	
            (15)
 	
            the original principal amount of the Mortgage Loan;
 

	
             
 	
            (16)
 	
            the Stated Principal Balance of the Mortgage Loan as of the Close of Business on the Cut-off Date;
 

	
             
 	
            (17)
 	
            a code indicating the purpose of the Mortgage Loan (i.e., purchase financing, rate/term refinancing, cash-out refinancing);
 

	
             
 	
            (18)
 	
            the Mortgage Rate at origination;
 

	
             
 	
            (19)
 	
            a code indicating the documentation program (i.e., full documentation, limited income verification, no income verification, alternative income verification);
 

	
             
 	
            (20)
 	
            the risk grade;
 	
             

	
             
 	
            (21)
 	
            the Value of the Mortgaged Property;
 	
             

	
             
 	
            (22)
 	
            the sale price of the Mortgaged Property, if applicable;
 
					

	
             
 	
            (23)
 	
            the actual unpaid principal balance of the Mortgage Loan as of the Cut-off Date;
 

	
             
 	
            (24)
 	
            the type and term of the related Prepayment Charge;
 

	
             
 	
            (25)
 	
            with respect to any Adjustable-Rate Mortgage Loan, the rounding code, the minimum Mortgage Rate, the maximum Mortgage Rate, the Gross Margin, the next Adjustment Date and the Periodic Rate Cap;
 

	
             
 	
            (26)
 	
            the program code;
 	
             

	
             
 	
            (27)
 	
            the Loan Group; and
 
	
             
 	
            (28)
 	
            the lien priority.
 	
             

					

The Mortgage Loan Schedule shall set forth the following information, with respect to the Mortgage Loans in the aggregate and for each Loan Group as of the Cut-off Date: (1) the number of Mortgage Loans (separately identifying the number of Fixed-Rate Mortgage Loans and the number of Adjustable-Rate Mortgage Loans); (2) the current Principal Balance of the Mortgage Loans; (3) the weighted average Mortgage Rate of the Mortgage Loans and (4) the weighted average remaining term to maturity of the Mortgage Loans. The Mortgage Loan Schedule shall be amended from time to time by the Servicer in accordance with the provisions of this Agreement. With respect to any Qualified Substitute Mortgage Loan, Cut-off Date shall 

 

refer to the related Cut-off Date for such Mortgage Loan, determined in accordance with the definition of Cut-off Date herein.  On the Closing Date, the Depositor will deliver to the Servicer, as of the Cut-off Date, an electronic copy of the Mortgage Loan Schedule.

“Mortgage Note”: The original executed note or other evidence of indebtedness evidencing the indebtedness of a Mortgagor under a Mortgage Loan.

“Mortgage Pool”: The pool of Mortgage Loans, identified on Exhibit D from time to time, and any REO Properties acquired in respect thereof.

“Mortgage Rate”: With respect to each Fixed-Rate Mortgage Loan, the rate set forth in the related Mortgage Note.  With respect to each Adjustable-Rate Mortgage Loan, the annual rate at which interest accrues on such Mortgage Loan from time to time in accordance with the provisions of the related Mortgage Note, which rate (A) as of any date of determination until the first Adjustment Date following the Cut-off Date shall be the rate set forth in the Mortgage Loan Schedule as the Mortgage Rate in effect immediately following the Cut-off Date and (B) as of any date of determination thereafter shall be the rate as adjusted on the most recent Adjustment Date, to equal the sum, rounded to the next highest or nearest 0.125% (as provided in the Mortgage Note), of the Index, determined as set forth in the related Mortgage Note, plus the related Gross Margin subject to the limitations set
forth in the related Mortgage Note. With respect to each Mortgage Loan that becomes an REO Property, as of any date of determination, the annual rate determined in accordance with the immediately preceding sentence as of the date such Mortgage Loan became an REO Property.

“Mortgaged Property”: The underlying property securing a Mortgage Loan, including any REO Property, consisting of a fee simple estate in a parcel of real property improved by a Residential Dwelling.

“Mortgagor”:  The obligor on a Mortgage Note.

“Net Liquidation Proceeds”: With respect to any Liquidated Mortgage Loan or any other disposition of related Mortgaged Property (including REO Property) the related Liquidation Proceeds and Insurance Proceeds net of Advances, Servicing Advances, Servicing Fees and any other accrued and unpaid servicing fees or ancillary income received and retained in connection with the liquidation of such Mortgage Loan or Mortgaged Property.

“Net Monthly Excess Cashflow”: With respect to each Distribution Date, the sum of (a) any Overcollateralization Release Amount for such Distribution Date and (b) the excess of (x) Available Funds for such Distribution Date over (y) the sum for such Distribution Date of (A) the Monthly Interest Distributable Amounts for the Floating Rate Certificates, (B) the Unpaid Interest Shortfall Amounts for the Class A Certificates and (C) the Principal Remittance Amount.

“Net Mortgage Rate”: With respect to any Mortgage Loan (or the related REO Property), as of any date of determination, a per annum rate of interest equal to the then applicable Mortgage Rate for such Mortgage Loan minus the Servicing Fee Rate.

 

 

“Net Prepayment Interest Shortfall”: With respect to any Distribution Date, the excess, if any, of any Prepayment Interest Shortfalls for such date over the related Compensating Interest.

“Net Swap Payment”: In the case of payments made by the Trust, the excess, if any, of (x) the Fixed Swap Payment over (y) the Floating Swap Payment and in the case of payments made by the Swap Provider, the excess, if any, of (x) the Floating Swap Payment over (y) the Fixed Swap Payment. In each case, the Net Swap Payment shall not be less than zero. 

“Net WAC Rate”:  For any Distribution Date with respect to any Class of Floating Rate Certificates, a per annum rate equal to the product of (x) the weighted average of the Adjusted Net Mortgage Rates of the Mortgage Loans, weighted based on their outstanding Principal Balances as of the first day of the calendar month preceding the month in which the Distribution Date occurs and (y) a fraction, the numerator of which is 30 and the denominator of which is the actual number of days elapsed in the related Accrual Period minus (i) an amount, expressed as a percentage, equal to the product of (x) the Net Swap Payment, if any, paid by the Trust for such Distribution Date divided by the aggregate Stated Principal Balance of the Mortgage Loans and (y) 12 and (ii) an amount, expressed as a percentage, equal to the product of (x) the Swap Termination Payment, if any, due from the Trust
(other than any Swap Termination Payment resulting from a Swap Provider Trigger Event) for such Distribution Date and (y) 12, divided by the aggregate Stated Principal Balance of the Mortgage Loans.  For federal income tax purposes, the equivalent of the foregoing shall be expressed as the weighted average of the Uncertificated REMIC 1 Pass-Through Rate on each REMIC 1 Regular Interest, weighted on the basis of the Uncertificated Principal Balance of each such REMIC 1 Regular Interest.

“Net WAC Rate Carryover Amount”: With respect to any Class of the Floating Rate Certificates and any Distribution Date, the sum of (A) the positive excess of (i) the amount of interest accrued on such Class of Certificates on such Distribution Date calculated at the related Formula Rate, over (ii) the amount of interest accrued on such Class of Certificates at the Net WAC Rate for such Distribution Date and (B) the Net WAC Rate Carryover Amount for the previous Distribution Date not previously paid, together with interest thereon at a rate equal to the related Formula Rate for the most recently ended Accrual Period.

“Net WAC Rate Carryover Reserve Account”: The account established and maintained pursuant to Section 4.07.

“New Lease”: Any lease of REO Property entered into on behalf of the Trust, including any lease renewed or extended on behalf of the Trust if the Trust has the right to renegotiate the terms of such lease.

“NIMS Insurer”:  Any insurer that is guaranteeing certain payments under notes secured by collateral which includes all or a portion of the Class C Certificates, the Class P Certificates and/or the Residual Certificates.

“Nonrecoverable Advance”: Any Advance or Servicing Advance previously made or proposed to be made in respect of a Mortgage Loan or REO Property that, in the good faith business judgment of the Servicer, will not be ultimately recoverable from Late Collections, 

 

Insurance Proceeds, Liquidation Proceeds or condemnation proceeds on such Mortgage Loan or REO Property as provided herein.

“Notional Amount”: Immediately prior to any Distribution Date with respect to the Class C Interest, the aggregate of the Uncertificated Principal Balances of REMIC Regular 1 Interests (other than REMIC 2 Regular Interest LTP).

“Offered Certificates”:  The Class A Certificates and the Mezzanine Certificates offered to the public pursuant to the Prospectus Supplement.

“Officers’ Certificate”: A certificate signed by the Chairman of the Board, the Vice Chairman of the Board, the President or a vice president (however denominated), or by the Treasurer, the Secretary, or one of the assistant treasurers or assistant secretaries of the Servicer, the Originator or the Depositor, as applicable.

“Opinion of Counsel”: A written opinion of counsel, who may, without limitation, be a salaried counsel for the Depositor or the Servicer, acceptable to the Trustee, except that any opinion of counsel relating to (a) the qualification of any REMIC as a REMIC or (b) compliance with the REMIC Provisions must be an opinion of Independent counsel.

“Optional Termination Date”: The first Distribution Date on which the Terminator may opt to terminate the Trust Fund pursuant to Section 10.01.

“Original Class Certificate Principal Balance”: With respect to the Floating Rate Certificates, the Class C Certificates, the Class C Interest, the Class P Certificates and the Class P Interest, the corresponding amounts set forth opposite such Class above in the Preliminary Statement.

“Originator”: Option One Mortgage Corporation., or its successor in interest.

“Overcollateralization Deficiency Amount”:  With respect to any Distribution Date, the amount, if any, by which the Overcollateralization Target Amount exceeds the Overcollateralized Amount on such Distribution Date (assuming that 100% of the Principal Remittance Amount is applied as a principal distribution on such Distribution Date).  

“Overcollateralization Floor”: With respect to the Group I Certificates, $4,000,609.  With respect to the Group II Certificates, $3,794,651.  With respect to the Mezzanine Certificates, $7,795,260.

“Overcollateralization Release Amount”: With respect to any Distribution Date, the lesser of (x) the Principal Remittance Amount for such Distribution Date and (y) the Excess Overcollateralized Amount.

“Overcollateralization Target Amount”:  With respect to any Distribution Date (x) prior to the Stepdown Date, 1.00% of the aggregate Principal Balance of the Mortgage Loans as of the Cut-off Date and (y) on or after the Stepdown Date, 2.00% of the aggregate Stated Principal Balance of the Mortgage Loans for the related Distribution Date, subject to a floor equal to 0.50% of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-

 

off Date; provided however, if a Trigger Event is in effect on the related Distribution Date, the Overcollateralization Target Amount will be equal to the Overcollateralization Target Amount for the previous Distribution Date.  Notwithstanding the foregoing, on and after any Distribution Date following the reduction of the aggregate Certificate Principal Balance of the Floating Rate Certificates to zero, the Overcollateralization Target Amount shall be zero.

“Overcollateralized Amount”: For any Distribution Date, the amount equal to (i) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) minus (ii) the sum of the aggregate Certificate Principal Balance of the Floating Rate Certificates and the Class P Certificates as of such Distribution Date after giving effect to distributions to be made on such Distribution Date.

“Ownership Interest”: As to any Certificate, any ownership or security interest in such Certificate, including any interest in such Certificate as the Holder thereof and any other interest therein, whether direct or indirect, legal or beneficial, as owner or as pledgee.

“Pass-Through Rate”: With respect to each Distribution Date and each Class of Floating Rate Certificates, a floating rate equal to the lesser of (i) One-Month LIBOR plus the related Certificate Margin and (ii) the Net WAC Rate with respect to such Distribution Date times a fraction equal to (x) 30 over (y) the number of days in the related Accrual Period.

With respect to any Distribution Date and the Class C Certificates, a per annum rate equal to the percentage equivalent of a fraction, the numerator of which is (x) the sum of the amounts calculated pursuant to clauses (a) through (t) below, and the denominator of which is (y) the aggregate of the Uncertificated Principal Balances of the REMIC 2 Regular Interests (other than REMIC 2 Regular Interest LTIO and LTP).  For purposes of calculating the Pass-Through Rate for the Class C Certificates, the numerator is equal to the sum of the following components:

(A)         the Uncertificated REMIC 2 Pass-Through Rate for REMIC 2 Regular Interest LTAA minus the Marker Rate, applied to an amount equal to the Uncertificated Principal Balance of REMIC 2 Regular Interest LT AA;

(B)         the Uncertificated REMIC 2 Pass-Through Rate for REMIC 2 Regular Interest LTIA1 minus the Marker Rate, applied to an amount equal to the Uncertificated Principal Balance of REMIC 2 Regular Interest LTIA1;

(C)         the Uncertificated REMIC 2 Pass-Through Rate for REMIC 2 Regular Interest LTIA2 minus the Marker Rate, applied to an amount equal to the Uncertificated Principal Balance of REMIC 2 Regular Interest LTIA2;

(D)         the Uncertificated REMIC 2 Pass-Through Rate for REMIC 2 Regular Interest LTIIA1 minus the Marker Rate, applied to an amount equal to the Uncertificated Principal Balance of REMIC 2 Regular Interest LTIIA;

 

 

(E)         the Uncertificated REMIC 2 Pass-Through Rate for REMIC 2 Regular Interest LTIIA2 minus the Marker Rate, applied to an amount equal to the Uncertificated Principal Balance of REMIC 2 Regular Interest LTIIA2;

(F)          the Uncertificated REMIC 2 Pass-Through Rate for REMIC 2 Regular Interest LTIIA3 minus the Marker Rate, applied to an amount equal to the Uncertificated Principal Balance of REMIC 2 Regular Interest LTIIA3;

(G)         the Uncertificated REMIC 2 Pass-Through Rate for REMIC 2 Regular Interest LTIIA4 minus the Marker Rate, applied to an amount equal to the Uncertificated Principal Balance of REMIC 2 Regular Interest LTIIA4;

(H)         the Uncertificated REMIC 2 Pass-Through Rate for REMIC 2 Regular Interest LTM1 minus the Marker Rate, applied to an amount equal to the Uncertificated Principal Balance of REMIC 2 Regular Interest LTM1;

(I)           the Uncertificated REMIC 2 Pass-Through Rate for REMIC 2 Regular Interest LTM2 minus the Marker Rate, applied to an amount equal to the Uncertificated Principal Balance of REMIC 2 Regular Interest LTM2;

(J)           the Uncertificated REMIC 2 Pass-Through Rate for REMIC 2 Regular Interest LTM3 minus the Marker Rate, applied to an amount equal to the Uncertificated Principal Balance of REMIC 2 Regular Interest LTM3;

(K)         the Uncertificated REMIC 2 Pass-Through Rate for REMIC 2 Regular Interest LTM4 minus the Marker Rate, applied to an amount equal to the Uncertificated Principal Balance of REMIC 2 Regular Interest LTM4;

(L)         the Uncertificated REMIC 2 Pass-Through Rate for REMIC 2 Regular Interest LTM5 minus the Marker Rate, applied to an amount equal to the Uncertificated Principal Balance of REMIC 2 Regular Interest LTM5;

(M)        the Uncertificated REMIC 2 Pass-Through Rate for REMIC 2 Regular Interest LTM6 minus the Marker Rate, applied to an amount equal to the Uncertificated Principal Balance of REMIC 2 Regular Interest LTM6;

(N)         the Uncertificated REMIC 2 Pass-Through Rate for REMIC 2 Regular Interest LTM7 minus the Marker Rate, applied to an amount equal to the Uncertificated Principal Balance of REMIC 2 Regular Interest LTM7;

(O)         the Uncertificated REMIC 2 Pass-Through Rate for REMIC 2 Regular Interest LTM8 minus the Marker Rate, applied to an amount equal to the Uncertificated Principal Balance of REMIC 2 Regular Interest LTM8;

(P)          the Uncertificated REMIC 2 Pass-Through Rate for REMIC 2 Regular Interest LTM9 minus the Marker Rate, applied to an amount equal to the Uncertificated Principal Balance of REMIC 2 Regular Interest LTM9;

 

 

(Q)         the Uncertificated REMIC 2 Pass-Through Rate for REMIC 2 Regular Interest LTM10 minus the Marker Rate, applied to an amount equal to the Uncertificated Principal Balance of REMIC 2 Regular Interest LTM10;

(R)         the Uncertificated REMIC 2 Pass-Through Rate for REMIC 2 Regular Interest LTM11 minus the Marker Rate, applied to an amount equal to the Uncertificated Principal Balance of REMIC 2 Regular Interest LTM11;

(S)          the Uncertificated REMIC 2 Pass-Through Rate for REMIC 2 Regular Interest LTZZ minus the Marker Rate, applied to an amount equal to the Uncertificated Principal Balance of REMIC 2 Regular Interest LTZZ; and

	
             
  	
            (T)
 	
            100% of the interest on REMIC 2 Regular Interest LTP.
 

The Class P Certificates, Class R Certificates and Class R-X Certificates will not accrue interest and therefore will not have a Pass-Through Rate.

With respect to the Class C Certificates, 100% of the interest distributable to the Class C Interest, expressed as a per annum rate.

The SWAP-IO Interest shall not have a Pass-Through Rate, but interest for such Regular Interest and each Distribution Date shall be an amount equal to 100% of the amounts distributable to REMIC 2 Regular Interest LTIO for such Distribution Date.

“Paying Agent”:  Any paying agent appointed pursuant to Section 5.05.

“Percentage Interest”: With respect to any Certificate (other than a Class C Certificates or a Residual Certificate), a fraction, expressed as a percentage, the numerator of which is the Initial Certificate Principal Balance represented by such Certificate and the denominator of which is the Original Class Certificate Principal Balance of the related Class. With respect to a Residual Certificate or Class C Certificate, the portion of the Class evidenced thereby, expressed as a percentage, as stated on the face of such Certificate; provided, however, that the sum of all such percentages for each such Classes totals 100%.

“Periodic Rate Cap”: With respect to each Adjustable-Rate Mortgage Loan and any Adjustment Date therefor, the fixed percentage set forth in the related Mortgage Note, which is the maximum amount by which the Mortgage Rate for such Mortgage Loan may increase or decrease (without regard to the Maximum Mortgage Rate or the Minimum Mortgage Rate) on such Adjustment Date from the Mortgage Rate in effect immediately prior to such Adjustment Date.

“Permitted Investments”: Any one or more of the following obligations or securities acquired at a purchase price of not greater than par, regardless of whether issued or managed by the Depositor, the Servicer, the NIMS Insurer, the Trustee or any of their respective Affiliates or for which an Affiliate of the NIMS Insurer or Trustee serves as an advisor:

 

 

(i)           direct obligations of, or obligations fully guaranteed as to timely payment of principal and interest by, the United States or any agency or instrumentality thereof, provided such obligations are backed by the full faith and credit of the United States;

(ii)          (A) demand and time deposits in, certificates of deposit of, bankers’ acceptances issued by or federal funds sold by any depository institution or trust company (including the Trustee or its agent acting in their respective commercial capacities) incorporated under the laws of the United States of America or any state thereof and subject to supervision and examination by federal and/or state authorities, so long as, at the time of such investment or contractual commitment providing for such investment, such depository institution or trust company (or, if the only Rating Agency is S&P, in the case of the principal depository institution in a depository institution holding company, debt obligations of the depository institution holding company) or its ultimate parent has a
short-term uninsured debt rating in one of the two highest available ratings of Moody’s and the highest available rating category of Fitch and S&P and provided that each such investment has an original maturity of no more than 365 days; and provided further that, if the only Rating Agency is S&P and if the depository or trust company is a principal subsidiary of a bank holding company and the debt obligations of such subsidiary are not separately rated, the applicable rating shall be that of the bank holding company; and, provided further that, if the original maturity of such short- term obligations of a domestic branch of a foreign depository institution or trust company shall exceed 30 days, the short-term rating of such institution shall be A-1+ in the case of S&P if S&P is the Rating Agency; and (B) any other demand or time deposit or deposit which is fully insured by the FDIC;

(iii)        repurchase obligations with a term not to exceed 30 days with respect to any security described in clause (i) above and entered into with a depository institution or trust company (acting as principal) rated F-1+ or higher by Fitch, P-1 by Moody’s and rated A-1+ or higher by S&P, provided, however, that collateral transferred pursuant to such repurchase obligation must be of the type described in clause (i) above and must (A) be valued daily at current market prices plus accrued interest, (B) pursuant to such valuation, be equal, at all times, to 105% of the cash transferred by the Trustee in exchange for such collateral and (C) be delivered to the Trustee or, if the Trustee is supplying the collateral, an agent for the Trustee, in such a manner as to accomplish perfection of a security
interest in the collateral by possession of certificated securities;

(iv)         securities bearing interest or sold at a discount that are issued by any corporation incorporated under the laws of the United States of America or any State thereof and that are rated by S&P (and if rated by any other Rating Agency, also by such other Rating Agency) in its highest long-term unsecured rating category at the time of such investment or contractual commitment providing for such investment;

(v)          commercial paper (including both non-interest-bearing discount obligations and interest-bearing obligations payable on demand or on a specified date not more than 30 days after the date of acquisition thereof) that is rated by S&P (and if rated by any other Rating Agency, also by such other Rating Agency) in its highest short-term unsecured debt rating available at the time of such investment;

 

 

(vi)         units of money market funds, including those money market funds managed or advised by the Trustee or its Affiliates, that have been rated “AAA” by Fitch (if rated by Fitch), “Aaa” by Moody’s and “AAAm” or “AAAm-G” by S&P; and

(vii)       if previously confirmed in writing to the Trustee, any other demand, money market or time deposit, or any other obligation, security or investment, as may be acceptable to the Rating Agencies in writing as a permitted investment of funds backing securities having ratings equivalent to its highest initial rating of the Class A Certificates;

provided, that no instrument described hereunder shall evidence either the right to receive (a) only interest with respect to the obligations underlying such instrument or (b) both principal and interest payments derived from obligations underlying such instrument and the interest and principal payments with respect to such instrument provide a yield to maturity at par greater than 120% of the yield to maturity at par of the underlying obligations.

“Permitted Transferee”: Any transferee of a Residual Certificate other than a Disqualified Organization or a non-U.S. Person.

“Person”: Any individual, corporation, limited liability company, partnership, joint venture, association, joint stock company, trust, unincorporated organization or government or any agency or political subdivision thereof.

“Plan”: Any employee benefit plan or certain other retirement plans and arrangements, including individual retirement accounts and annuities, Keogh plans and bank collective investment funds and insurance company general or separate accounts in which such plans, accounts or arrangements are invested, that are subject to ERISA or Section 4975 of the Code. 

“Pool Balance”: As of any date of determination, the aggregate Stated Principal Balance of the Mortgage Loans in both Loan Groups as of such date.

“Prepayment Assumption”:  As defined in the Prospectus Supplement.

“Prepayment Charge”: With respect to any Mortgage Loan, the charges or premiums, if any, due in connection with a full or partial Principal Prepayment of such Mortgage Loan in accordance with the terms thereof (other than any Servicer Prepayment Charge Payment Amount).

“Prepayment Charge Schedule”: As of any date, the list of Prepayment Charges on the Mortgage Loans included in the Trust Fund on such date, attached hereto as Schedule I (including the prepayment charge summary attached thereto). The Prepayment Charge Schedule shall set forth the following information with respect to each Prepayment Charge:

	
             
  	
            (i)
 	
            the Mortgage Loan identifying number;
 	
             

	
             
  	
            (ii)
 	
            a code indicating the type of Prepayment Charge;
 	
             

	
             
  	
            (iii)
 	
            the state of origination of the related Mortgage Loan;
 
					

 

 

 

(iv)         the date on which the first monthly payment was due on the related Mortgage Loan;

	
             
  	
            (v)
 	
            the term of the related Prepayment Charge; and
 

(vi)         the Stated Principal Balance of the related Mortgage Loan as of the Cut-off Date.

The Prepayment Charge Schedule shall be amended from time to time by the Servicer in accordance with the provisions of this Agreement and a copy of such amended Prepayment Charge Schedule shall be furnished by the Servicer to the NIMS Insurer.

“Prepayment Interest Excess”:  With respect to any Distribution Date, for each Mortgage Loan that was the subject of a Principal Prepayment in full during the portion of the related Prepayment Period occurring between the first day and the 15th day of the calendar month in which such Distribution Date occurs, an amount equal to interest (to the extent received) at the applicable Net Mortgage Rate on the amount of such Principal Prepayment for the number of days commencing on the first day of the calendar month in which such Distribution Date occurs and ending on the date on which such prepayment is so applied.

“Prepayment Interest Shortfall”: With respect to any Distribution Date, for each Mortgage Loan that was the subject of a Principal Prepayment in full during the portion of the related Prepayment Period occurring from the first day of the related Prepayment Period through the last day of the calendar month preceding the month in which such Distribution Date occurs, an amount equal to interest on the amount of such Principal Prepayment for the number of days commencing on the date such Principal Prepayment was applied and ending on the last day of the calendar month preceding the month in which such Distribution Date occurs.

“Prepayment Period”: With respect to any Distribution Date, the period commencing on the 16th day of the calendar month preceding the month in which the related Distribution Date occurs (or, in the case of the first Distribution Date, from November 1, 2005) and ending on the 15th day of the calendar month in which such Distribution Date occurs.

“Principal Balance”: As to any Mortgage Loan other than a Liquidated Mortgage Loan, and any day, the related Cut-off Date Principal Balance, minus all collections credited against the Cut-off Date Principal Balance of any such Mortgage Loan. For purposes of this definition, a Liquidated Mortgage Loan shall be deemed to have a Principal Balance equal to the Principal Balance of the related Mortgage Loan as of the final recovery of related Liquidation Proceeds and a Principal Balance of zero thereafter. As to any REO Property and any day, the Principal Balance of the related Mortgage Loan immediately prior to such Mortgage Loan becoming REO Property minus any REO Principal Amortization received with respect thereto on or prior to such day.

“Principal Prepayment”: Any payment of principal made by the Mortgagor on a Mortgage Loan which is received in advance of its scheduled Due Date and which is not accompanied by an amount of interest representing the full amount of scheduled interest due on any Due Date in any month or months subsequent to the month of prepayment.

 

 

“Principal Remittance Amount”:  With respect to any Distribution Date, the sum of the Group I Principal Remittance Amount and the Group II Principal Remittance Amount.

“Prospectus Supplement”: That certain Prospectus Supplement dated November 22, 2005 relating to the public offering of the Class A Certificates and the Mezzanine Certificates (other than the Class M-10 and Class M-11 Certificates).

“Purchase Price”: With respect to any Mortgage Loan or REO Property to be purchased pursuant by the Originator or the Servicer to or as contemplated by Section 2.03, 3.16(c) or 10.01, and as confirmed by an Officers’ Certificate from the Originator or the Servicer to the Trustee, an amount equal to the sum of (i) 100% of the Stated Principal Balance thereof as of the date of purchase (or such other price as provided in Section 10.01), (ii) in the case of (x) a Mortgage Loan, accrued interest on such Stated Principal Balance at the applicable Mortgage Rate in effect from time to time from the Due Date as to which interest was last covered by a payment by the Mortgagor or an Advance by the Servicer, which payment or Advance had as of the date of purchase been distributed pursuant to Section 4.01, through the end of the calendar month in which the purchase is to be effected,
and (y) an REO Property, the sum of (1) accrued interest on such Stated Principal Balance at the applicable Mortgage Rate in effect from time to time from the Due Date as to which interest was last covered by a payment by the Mortgagor or an advance by the Servicer through the end of the calendar month immediately preceding the calendar month in which such REO Property was acquired, plus (2) REO Imputed Interest for such REO Property for each calendar month commencing with the calendar month in which such REO Property was acquired and ending with the calendar month in which such purchase is to be effected, net of the total of all net rental income, Insurance Proceeds, Liquidation Proceeds and Advances that as of the date of purchase had been distributed as or to cover REO Imputed Interest pursuant to Section 4.04, (iii) any unreimbursed Servicing Advances and Advances and any unpaid Servicing Fees allocable to such Mortgage Loan or REO Property, (iv) any amounts previously withdrawn
from the Collection Account in respect of such Mortgage Loan or REO Property pursuant to Section 3.23 and (v) in the case of a Mortgage Loan required to be purchased pursuant to Section 2.03, expenses reasonably incurred or to be incurred by the Servicer, the NIMS Insurer or the Trustee in respect of the breach or defect giving rise to the purchase obligation including any costs and damages incurred by the Trust Fund in connection with any violation by such loan of any predatory or abusive lending law.

“Qualified Insurer”: Any insurance company acceptable to Fannie Mae.

“Qualified Substitute Mortgage Loan”: A mortgage loan substituted for a Deleted Mortgage Loan by the Originator pursuant to the terms of this Agreement and the Mortgage Loan Purchase Agreement which must, on the date of such substitution, (i) have an outstanding Stated Principal Balance (or in the case of a substitution of more than one mortgage loan for a Deleted Mortgage Loan, an aggregate Stated Principal Balance), after application of all scheduled payments of principal and interest due during or prior to the month of substitution, not in excess of, and not more than 5% less than, the outstanding Stated Principal Balance of the Deleted Mortgage Loan as of the Due Date in the calendar month during which the substitution occurs, (ii) have a Mortgage Rate not less than (and not more than one percentage point in excess of) the Mortgage Rate of the Deleted Mortgage Loan, (iii) if
the Qualified Substitute Mortgage Loan is an Adjustable-Rate Mortgage Loan, have a Maximum Mortgage Rate not less than the 

 

Maximum Mortgage Rate on the Deleted Mortgage Loan, (iv) if the Qualified Substitute Mortgage Loan is an Adjustable-Rate Mortgage Loan, have a Minimum Mortgage Rate not less than the Minimum Mortgage Rate of the Deleted Mortgage Loan, (v) if the Qualified Substitute Mortgage Loan is an Adjustable-Rate Mortgage Loan, have a Gross Margin equal to or greater than the Gross Margin of the Deleted Mortgage Loan, (vi) if the Qualified Substitute Mortgage Loan is an Adjustable-Rate Mortgage Loan, have a next Adjustment Date not more than two months later than the next Adjustment Date on the Deleted Mortgage Loan, (vii) [reserved], (viii) have a remaining term to maturity not greater than (and not more than one year less than) that of the Deleted Mortgage Loan, (ix) be current as of the date of substitution, (x) have a Loan-to-Value Ratio as of the date of substitution equal to or lower than the Loan-to-Value Ratio
of the Deleted Mortgage Loan as of such date, (xi) have a risk grading determined by the Originator at least equal to the risk grading assigned on the Deleted Mortgage Loan, (xii) have been underwritten or reunderwritten by the Originator in accordance with the same underwriting criteria and guidelines as the Deleted Mortgage Loan, (xiii) be a first lien mortgage loan if the Deleted Mortgage Loan is a first lien mortgage loan and (xiv) conform to each representation and warranty assigned to the Depositor pursuant to the Assignment Agreement. In the event that one or more mortgage loans are substituted for one or more Deleted Mortgage Loans, the amounts described in clause (i) hereof shall be determined on the basis of aggregate Stated Principal Balance, the Mortgage Rates described in clauses (ii) through (vi) hereof shall be satisfied for each such mortgage loan, the risk gradings described in clause (x) hereof shall be satisfied as to each such mortgage loan, the terms described in
clause (viii) hereof shall be determined on the basis of weighted average remaining term to maturity (provided that no such mortgage loan may have a remaining term to maturity longer than the Deleted Mortgage Loan), the Loan-to-Value Ratios described in clause (x) hereof shall be satisfied as to each such mortgage loan and, except to the extent otherwise provided in this sentence, the representations and warranties described in clause (xiv) hereof must be satisfied as to each Qualified Substitute Mortgage Loan or in the aggregate, as the case may be.

“Rating Agency or Rating Agencies”: Fitch, Moody’s and S&P or their successors. If such agencies or their successors are no longer in existence, “Rating Agencies” shall be such nationally recognized statistical rating agencies, or other comparable Persons, designated by the Depositor, notice of which designation shall be given to the Trustee and Servicer.

“Realized Loss”: With respect to any Liquidated Mortgage Loan, the amount of loss realized equal to the portion of the Stated Principal Balance remaining unpaid after application of all Net Liquidation Proceeds in respect of such Mortgage Loan.  If the Servicer receives Subsequent Recoveries with respect to any Mortgage Loan, the amount of the Realized Loss with respect to that Mortgage Loan will be reduced to the extent such recoveries are applied to principal distributions on any Distribution Date.

“Record Date”: With respect to (i) the Class P Certificates, the Class C Certificates and the Residual Certificates, the Close of Business on the last Business Day of the calendar month preceding the month in which the related Distribution Date occurs and (ii) the Floating Rate Certificates, the Close of Business on the Business Day immediately preceding the related Distribution Date; provided, however, that following the date on which Definitive Certificates for any of the Floating Rate Certificates are available pursuant to Section 5.02, the 

 

Record Date for such Certificates that are Definitive Certificates shall be the last Business Day of the calendar month preceding the month in which the related Distribution Date occurs.

“Reference Banks”: Those banks (i) with an established place of business in London, England, (ii) not controlling, under the control of or under common control with the Originator or the Servicer or any Affiliate thereof and (iii) which have been designated as such by the Trustee after consultation with the Depositor; provided, however, that if fewer than two of such banks provide a LIBOR rate, then any leading banks selected by the Trustee after consultation with the Depositor which are engaged in transactions in United States dollar deposits in the international Eurocurrency market.

“Refinanced Mortgage Loan”: A Mortgage Loan the proceeds of which were not used to purchase the related Mortgaged Property.

“Regular Certificate”: Any of the Floating Rate Certificates, Class C Certificates or Class P Certificates.

“Reimbursement amount”:  As defined in Section 3.29.

“Relief Act”: The Servicemembers Civil Relief Act, as amended, or any state law providing for similar relief.

“Relief Act Interest Shortfall”: With respect to any Distribution Date, for any Mortgage Loan with respect to which there has been a reduction in the amount of interest collectible thereon for the most recently ended Due Period as a result of the application of the Relief Act or any similar state or local laws, the amount by which (i) interest collectible on such Mortgage Loan during such Due Period is less than (ii) one month’s interest on the Principal Balance of such Mortgage Loan at the Mortgage Rate for such Mortgage Loan before giving effect to the application of the Relief Act or such state or local laws.

“REMIC”: A “real estate mortgage investment conduit” within the meaning of Section 860D of the Code.

“REMIC 1”: The segregated pool of assets subject hereto, constituting the primary trust created hereby and to be administered hereunder, with respect to which a REMIC election is to be made consisting of: (i) such Mortgage Loans as from time to time are subject to this Agreement, together with the Mortgage Files relating thereto, and together with all collections thereon and proceeds thereof, (ii) any REO Property, together with all collections thereon and proceeds thereof, (iii) the Trustee’s rights with respect to the Mortgage Loans under all insurance policies required to be maintained pursuant to this Agreement and any proceeds thereof, (iv) the Depositor’s rights under the Mortgage Loan Purchase Agreement (including any security interest created thereby) and (v) the Collection Account, the Distribution Account (subject to the last sentence of this definition)
and any REO Account and such assets that are deposited therein from time to time and any investments thereof, together with any and all income, proceeds and payments with respect thereto.  Notwithstanding the foregoing, however, REMIC 1 specifically excludes the Net WAC Rate Carryover Reserve Account, the Swap Account, the Servicer Prepayment Charge Payment Amounts, the Interest Rate Swap Agreement, 

 

and all payments and other collections of principal and interest due on the Mortgage Loans on or before the Cut-off Date and all Prepayment Charges payable in connection with Principal Prepayments made before the Cut-off Date.

“REMIC 1 Regular Interest”:  Any of the separate non-certificated beneficial ownership interests in REMIC 1 issued hereunder and designated as a “regular interest” in REMIC 1. Each REMIC 1 Regular Interest shall accrue interest at the related REMIC 1 Remittance Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principle Balance as set forth in the Preliminary Statement hereto.

“REMIC 2 Interest Loss Allocation Amount”: With respect to any Distribution Date, an amount equal to (a) the product of (i) the aggregate Stated Principal Balance of the Mortgage Loans and related REO Properties then outstanding and (ii) the Uncertificated REMIC 2 Pass-Through Rate for REMIC 2 Regular Interest LTAA minus the Marker Rate, divided by (b) 12.

“REMIC 2 Overcollateralization Amount”: With respect to any date of determination, (i) 1.00% of the aggregate Uncertificated Principal Balance of the REMIC 2 Regular Interests (other than the REMIC 2 Regular Interest LTP) minus (ii) the aggregate Uncertificated Principal Balances of REMIC 2 Regular Interest LTIA1, REMIC 2 Regular Interest LTIA2, REMIC 2 Regular Interest LTIIA1, REMIC 2 Regular Interest LTIIA2, REMIC 2 Regular Interest LTIIA3, REMIC 2 Regular Interest LTIIA4, REMIC 2 Regular Interest LTM1, REMIC 2 Regular Interest LTM2, REMIC 2 Regular Interest LTM3, REMIC 2 Regular Interest LTM4, REMIC 2 Regular Interest LTM5, REMIC 2 Regular Interest LTM6, REMIC 2 Regular Interest LTM7, REMIC 2 Regular Interest LTM8, REMIC 2 Regular Interest LTM9, REMIC 2 Regular Interest LTM10 and REMIC 2 Regular Interest LTM11, in each case as of such date of determination.

“REMIC 2 Overcollateralization Target Amount”: 1.00% of the Overcollateralization Target Amount.

“REMIC 2 Principal Loss Allocation Amount”: With respect to any Distribution Date, an amount equal to the product of (i) the aggregate Stated Principal Balance of the Mortgage Loans and related REO Properties then outstanding and (ii) 1 minus a fraction, the numerator of which is two times the aggregate Uncertificated Principal Balance of REMIC 2 Regular Interest LTIA1, REMIC 2 Regular Interest LTIA2, REMIC 2 Regular Interest LTIIA1, REMIC 2 Regular Interest LTIIA2, REMIC 2 Regular Interest LTIIA3, REMIC 2 Regular Interest LTIIA4, REMIC 2 Regular Interest LTM1, REMIC 2 Regular Interest LTM2, REMIC 2 Regular Interest LTM3, REMIC 2 Regular Interest LTM4, REMIC 2 Regular Interest LTM5, REMIC 2 Regular Interest LTM6, REMIC 2 Regular Interest LTM7, REMIC 2 Regular Interest LTM8, REMIC 2 Regular Interest LTM9, REMIC 2 Regular Interest LTM10 and REMIC 2 Regular Interest LTM11 and the
denominator of which is the aggregate Uncertificated Principal Balance of REMIC 2 Regular Interest LTIA1, REMIC 2 Regular Interest LTIA2, REMIC 2 Regular Interest LTIIA1, REMIC 2 Regular Interest LTIIA2, REMIC 2 Regular Interest LTIIA3, REMIC 2 Regular Interest LTIIA4, REMIC 2 Regular Interest LTM1, REMIC 2 Regular Interest LTM2, REMIC 2 Regular Interest LTM3, REMIC 2 Regular Interest LTM4, REMIC 2 Regular 

 

Interest LTM5, REMIC 2 Regular Interest LTM6, REMIC 2 Regular Interest LTM7, REMIC 2 Regular Interest LTM8, REMIC 2 Regular Interest LTM9, REMIC 2 Regular Interest LTM10, REMIC 2 Regular Interest LTM11 and REMIC 2 Regular Interest LTZZ.

“REMIC 2 Regular Interests”: One of the separate non-certificated beneficial ownership interests in REMIC 2 issued hereunder and designated as a Regular Interest in REMIC 2. Each REMIC 2 Regular Interest shall accrue interest at the Uncertificated REMIC 2 Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal (other than REMIC 2 Regular Interest LTIO), subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto.  The following is a list of each of the REMIC 2 Regular Interests:  REMIC 2 Regular Interest LTAA, REMIC 2 Regular Interest LTIA1, REMIC 2 Regular Interest LTIA2, REMIC 2 Regular Interest LTIIA1, REMIC 2 Regular Interest LTIIA2, REMIC 2 Regular Interest LTIIA3, REMIC 2 Regular Interest LTIIA4, REMIC 2 Regular Interest
LTM1, REMIC 2 Regular Interest LTM2, REMIC 2 Regular Interest LTM3, REMIC 2 Regular Interest LTM4, REMIC 2 Regular Interest LTM5, REMIC 2 Regular Interest LTM6, REMIC 2 Regular Interest LTM7, REMIC 2 Regular Interest LTM8, REMIC 2 Regular Interest LTM9, REMIC 2 Regular Interest LTM10, REMIC 2 Regular Interest LTM11, REMIC 2 Regular Interest LTZZ and REMIC 2 Regular Interest LTP.

“REMIC 3”: The segregated pool of assets consisting of all of the REMIC 2 Regular Interests conveyed in trust to the Trustee, for the benefit of the Holders of the Regular Certificates (other than the Class C Certificates and Class P Certificates), the Class C Interest, the Class P Interest, the Class IO Interest and the Class R Certificates (in respect of the Class R-3 Interest), pursuant to Article II hereunder, and all amounts deposited therein, with respect to which a separate REMIC election is to be made.

“REMIC 3 Regular Interest”:  The Class C Interest, Class P Interest, Class IO Interest and any “regular interest” in REMIC 3 the ownership of which is represented by a Class A Certificate or Class M Certificate.

“REMIC 4”: The segregated pool of assets consisting of the Class C Interest conveyed in trust to the Trustee, for the benefit of the Holders of the Class C Certificates and the Class R-X Certificates (in respect of the Class R-4 Interest), pursuant to Article II hereunder, and all amounts deposited therein, with respect to which a separate REMIC election is to be made.

“REMIC 4 Regular Interest”: Any “regular interest” in REMIC 4 the ownership of which is represented by a Class C Certificate.

“REMIC 5”: The segregated pool of assets consisting of the Class P Interest conveyed in trust to the Trustee, for the benefit of the Holders of the Class P Certificates and the Class R-X Certificates (in respect of the Class R-5 Interest), pursuant to Article II hereunder, and all amounts deposited therein, with respect to which a separate REMIC election is to be made.

“REMIC 5 Regular Interest”: Any “regular interest” in REMIC 5 the ownership of which is represented by a Class P Certificate.

 

 

“REMIC 6”: The segregated pool of assets consisting of the SWAP IO Interest conveyed in trust to the Trustee, for the benefit of the Holders of the REMIC 6 Regular Interest SWAP IO and the Class R-X Certificates (in respect of the Class R-6 Interest), pursuant to Article II hereunder, and all amounts deposited therein, with respect to which a separate REMIC election is to be made.

“REMIC Provisions”: Provisions of the federal income tax law relating to real estate mortgage investment conduits which appear at Section 860A through 860G of Subchapter M of Chapter 1 of the Code, and related provisions, and regulations and rulings promulgated thereunder, as the foregoing may be in effect from time to time.

“REMIC Regular Interest”:  A REMIC 1 Regular Interest, REMIC 2 Regular Interest, REMIC 3 Regular Interest, REMIC 4 Regular Interest or REMIC 5 Regular Interest.

“Remittance Report”: A report prepared by the Servicer and delivered to the Trustee and the NIMS Insurer pursuant to Section 4.04.

“Rents from Real Property”: With respect to any REO Property, gross income of the character described in Section 856(d) of the Code.

“REO Account”: The account or accounts maintained by the Servicer in respect of an REO Property pursuant to Section 3.23.

“REO Disposition”: The sale or other disposition of an REO Property on behalf of the Trust Fund.

“REO Imputed Interest”: As to any REO Property, for any calendar month during which such REO Property was at any time part of the Trust Fund, one month’s interest at the applicable Net Mortgage Rate on the Stated Principal Balance of such REO Property (or, in the case of the first such calendar month, of the related Mortgage Loan if appropriate) as of the Close of Business on the Distribution Date in such calendar month.

“REO Principal Amortization”: With respect to any REO Property, for any calendar month, the excess, if any, of (a) the aggregate of all amounts received in respect of such REO Property during such calendar month, whether in the form of rental income, sale proceeds (including, without limitation, that portion of the Termination Price paid in connection with a purchase of all of the Mortgage Loans and REO Properties pursuant to Section 10.01 that is allocable to such REO Property) or otherwise, net of any portion of such amounts (i) payable pursuant to Section 3.23 in respect of the proper operation, management and maintenance of such REO Property or (ii) payable or reimbursable to the Servicer pursuant to Section 3.23 for unpaid Servicing Fees in respect of the related Mortgage Loan and unreimbursed Servicing Advances and Advances in respect of such REO Property or the related
Mortgage Loan, over (b) the REO Imputed Interest in respect of such REO Property for such calendar month.

“REO Property”: A Mortgaged Property acquired by the Servicer on behalf of the Trust Fund through foreclosure or deed-in-lieu of foreclosure, as described in Section 3.23.

 

 

“Request for Release”: A release signed by a Servicing Officer, in the form of Exhibit E attached hereto.

“Reserve Interest Rate”: With respect to any Interest Determination Date, the rate per annum that the Trustee determines to be either (i) the arithmetic mean (rounded upwards if necessary to the nearest whole multiple of 1/16 of 1%) of the one-month United States dollar lending rates which banks in The City of New York selected by the Depositor are quoting on the relevant Interest Determination Date to the principal London offices of leading banks in the London interbank market or (ii) in the event that the Trustee can determine no such arithmetic mean, in the case of any Interest Determination Date after the initial Interest Determination Date, the lowest one-month United States dollar lending rate which such New York banks selected by the Depositor are quoting on such Interest Determination Date to leading European banks.

“Residential Dwelling”: Any one of the following: (i) a detached one-family dwelling, (ii) a detached two- to four-family dwelling, (iii) a one-family dwelling unit in a Fannie Mae eligible condominium project, (iv) a manufactured home, or (v) a detached one-family dwelling in a planned unit development, none of which is a co-operative or mobile home.

“Residual Certificate”:  The Class R Certificates and the Class R-X Certificates.

“Residual Interest”: The sole class of “residual interests” in a REMIC within the meaning of Section 860G(a)(2) of the Code.

“Responsible Officer”: When used with respect to the Trustee, any director, any vice president, any assistant vice president, the Secretary, any assistant secretary, the Treasurer, any assistant treasurer or any other officer of the Trustee customarily performing functions similar to those performed by any of the above designated officers and, with respect to a particular matter, to whom such matter is referred because of such officer’s knowledge of and familiarity with the particular subject.

“S&P”: Standard & Poor’s Ratings Services, a division of The McGraw-Hill Companies, Inc., or its successor in interest.

“Seller”: Any one or all of:  (i) Option One Mortgage Corporation, a California corporation or (ii) Option One Owner Trust 2001-1A, Option One Owner Trust 2001-1B, Option One Owner Trust 2001-2, Option One Owner Trust 2002-3, Option One Owner Trust 2003-4, Option One Owner Trust 2003-5, Option One Owner Trust 2005-6, Option One Owner Trust 2005-7, and/or Option One Owner Trust 2005-8, each a Delaware statutory trust.

“Senior Principal Distribution Amount”: With respect to any Distribution Date, the sum of (i) the Group I Senior Principal Distribution Amount and (ii) the Group II Senior Principal Distribution Amount.

A “Sequential Trigger Event” is in effect on any Distribution Date if (i) before the Stepdown Date, the aggregate amount of Realized Losses incurred since the Cut-off Date through the last day of the related Due Period (after giving effect to scheduled payments received or advanced on or before the related Determination Date and principal prepayments received during the related Prepayment Period) divided by the aggregate Principal Balance of the 

 

Mortgage Loans as of the Cut-off Date exceeds 4.25% or (ii) on or after the Stepdown Date, a Trigger Event is in effect.

 “Servicer”: Option One Mortgage Corporation, or any successor servicer appointed as herein provided, in its capacity as Servicer hereunder.

“Servicer Certification”:  As defined in Section 3.22(b) hereof.

“Servicer Event of Termination”: One or more of the events described in Section 7.01.

“Servicer Prepayment Charge Payment Amount”: The amounts payable by the Servicer in respect of any waived Prepayment Charges pursuant to Section 2.05 or Section 3.01.

“Servicer Remittance Date”: With respect to any Distribution Date, the Business Day prior to such Distribution Date.

“Servicing Advance Reimbursement Amount”:  As defined in Section 3.29.

“Servicing Advances”: All customary, reasonable and necessary “out of pocket” costs and expenses (including reasonable attorneys’ fees and expenses) incurred by the Servicer in the performance of its servicing obligations, including, but not limited to, the cost of (i) the preservation, restoration, inspection and protection of the Mortgaged Property, (ii) any enforcement or judicial proceedings, including foreclosures, (iii) the management and liquidation of the REO Property, (iv) obtaining broker price opinions, (v) locating missing Mortgage Loan documents and (vi) compliance with the obligations under Sections 3.01, 3.09, 3.14, 3.16, and 3.23.  Servicing Advances also include any reasonable “out-of-pocket” costs and expenses (including legal fees) incurred by the Servicer in connection with executing and recording instruments of satisfaction, deeds of
reconveyance or Assignments of Mortgage in connection with any foreclosure in respect of any Mortgage Loan to the extent not recovered from the related Mortgagor or otherwise payable under this Agreement.  The Servicer shall not be required to make any Servicing Advance that would be a Nonrecoverable Advance.

“Servicing Fee”:  With respect to each Mortgage Loan and for any Due Period, an amount equal to one month’s interest (or in the event of any payment of interest which accompanies a Principal Prepayment in full made by the Mortgagor during such calendar month, interest for the number of days covered by such payment of interest) at the related Servicing Fee Rate on the same principal amount on which interest on such Mortgage Loan accrues for such calendar month. A portion of such Servicing Fee may be retained by any Sub-Servicer as its servicing compensation.

“Servicing Fee Rate”: 0.30% per annum for the first 10 Due Periods; 0.40% per annum for Due Periods 11 through 30; and 0.65% per annum for Due Period 31 and thereafter.

“Servicing Officer”: Any officer of the Servicer involved in, or responsible for, the administration and servicing of Mortgage Loans, whose name and specimen signature appear on a list of servicing officers furnished by the Servicer to the Trustee and the Depositor on the Closing Date, as such list may from time to time be amended.

 

 

“Servicing Standard”:  As defined in Section 3.01.

“Servicing Transfer Costs”: Shall mean all reasonable costs and expenses incurred by the Trustee in connection with the transfer of servicing from a predecessor servicer, including, without limitation, any reasonable costs or expenses associated with the complete transfer of all servicing data and the completion, correction or manipulation of such servicing data as may be required by the Trustee to correct any errors or insufficiencies in the servicing data or otherwise to enable the Trustee (or any successor servicer appointed pursuant to Section 7.02) to service the Mortgage Loans properly and effectively and any fees associated with MERS.

“Startup Day”: As defined in Section 9.01(b) hereof.

“Stated Principal Balance”: With respect to any Mortgage Loan: (a) as of any date of determination up to but not including the Distribution Date on which the proceeds, if any, of a Liquidation Event with respect to such Mortgage Loan would be distributed, the outstanding principal balance of such Mortgage Loan as of the Cut-off Date as shown in the Mortgage Loan Schedule, minus the sum of (i) the principal portion of each Monthly Payment due on a Due Date subsequent to the Cut-off Date to the extent received from the Mortgagor or advanced by the Servicer and distributed pursuant to Section 4.01 on or before such date of determination, (ii) all Principal Prepayments received after the Cut-off Date to the extent distributed pursuant to Section 4.01 on or before such date of determination, (iii) all Liquidation Proceeds and Insurance Proceeds to the extent distributed pursuant to
Section 4.01 on or before such date of determination, and (iv) any Realized Loss incurred with respect thereto as a result of a Deficient Valuation made during or prior to the Due Period for the most recent Distribution Date coinciding with or preceding such date of determination; and (b) as of any date of determination coinciding with or subsequent to the Distribution Date on which the proceeds, if any, of a Liquidation Event with respect to such Mortgage Loan would be distributed, zero. With respect to any REO Property: (a) as of any date of determination up to but not including the Distribution Date on which the proceeds, if any, of a Liquidation Event with respect to such REO Property would be distributed, an amount (not less than zero) equal to the Stated Principal Balance of the related Mortgage Loan as of the date on which such REO Property was acquired on behalf of the Trust Fund, minus the aggregate amount of REO Principal Amortization in respect of such REO Property for all
previously ended calendar months, to the extent distributed pursuant to Section 4.01 on or before such date of determination; and (b) as of any date of determination coinciding with or subsequent to the Distribution Date on which the proceeds, if any, of a Liquidation Event with respect to such REO Property would be distributed, zero.

“Stepdown Date”: The earlier to occur of (i) the Distribution Date on which the aggregate Certificate Principal Balance of the Class A Certificates have been reduced to zero and (ii) the later to occur of (x) the Distribution Date occurring in December 2008 and (y) the first Distribution Date on which the Senior Credit Enhancement Percentage (calculated for this purpose only after taking into account payments of principal on the Mortgage Loans but prior to distribution of the Group I Principal Distribution Amount and the Group II Principal Distribution Amount to the Certificates then entitled to distributions of principal on such Distribution Date) is equal to or greater than 36.20%.

 

 

“Sub-Servicer”: Any Person with which the Servicer has entered into a Sub- Servicing Agreement and which meets the qualifications of a Sub-Servicer pursuant to Section 3.02.

“Sub-Servicing Account”: An account established by a Sub-Servicer which meets the requirements set forth in Section 3.08 and is otherwise acceptable to the Servicer.

“Sub-Servicing Agreement”: The written contract between the Servicer and a Sub-Servicer relating to servicing and administration of certain Mortgage Loans as provided in Section 3.02.

“Subsequent Recoveries”: As of any Distribution Date, amounts received by the Servicer (net of any related expenses permitted to be reimbursed pursuant to Section 3.11) specifically related to a Mortgage Loan that was the subject of a liquidation or an REO Disposition prior to the related Prepayment Period that resulted in a Realized Loss.

“Substitution Adjustment”:  As defined in Section 2.03(d) hereof.

“Supplemental Interest Trust”:  As defined in Section 4.05(a).

“Swap Administration Agreement”: As defined in Section 4.05(b).

“Swap Account”: The account or accounts created and maintained pursuant to Section 4.05.  The Swap Account must be an Eligible Account.

“Swap Administrator”: Deutsche Bank National Trust Company, a national banking association, or any successor in interest, or any successor Swap Administrator appointed pursuant to the Swap Administration Agreement.

“Swap Interest Shortfall Amount”: Any shortfall of interest with respect to any Class of Certificates resulting from the application of the Net WAC Rate due to a discrepancy between the Uncertificated Notional Amount of the SWAP-IO Interest and the scheduled notional amount pursuant to the Swap Administration Agreement.

“Swap LIBOR”: A per annum rate equal to the floating rate payable by the Swap Provider under the Swap Agreement. 

“Swap Provider”:  The Royal Bank of Scotland plc.

“Swap Provider Trigger Event”: A Swap Termination Payment that is triggered upon: (i) an Event of Default under the Interest Rate Swap Agreement with respect to which the Swap Provider is a Defaulting Party (as defined in the Interest Rate Swap Agreement), (ii) a Termination Event under the Interest Rate Swap Agreement with respect to which the Swap Provider is the sole Affected Party (as defined in the Interest Rate Swap Agreement) or (iii) an Additional Termination Event under the Interest Rate Swap Agreement with respect to which the Swap Provider is the sole Affected Party.

 

 

“Swap Termination Payment”: The payment due to either party under the Interest Rate Swap Agreement upon the early termination of the Interest Rate Swap Agreement.

“Tax Matters Person”: The tax matters person appointed pursuant to Section 9.01(e) hereof.

“Tax Returns”: The federal income tax return on Internal Revenue Service Form 1066, U.S. Real Estate Mortgage Investment Conduit Income Tax Return, including Schedule Q thereto, Quarterly Notice to Residual Interest Holders of the REMIC Taxable Income or Net Loss Allocation, or any successor forms, to be filed by the Trustee on behalf of each REMIC, together with any and all other information reports or returns that may be required to be furnished to the Certificateholders or filed with the Internal Revenue Service or any other governmental taxing authority under any applicable provisions of federal, state or local tax laws.

“Termination Price”:  As defined in Section 10.01(a) hereof.

“Terminator”:  As defined in Section 10.01(a) hereof.

“Three Month Rolling Delinquency Percentage”:  With respect to the Mortgage Loans and any Distribution Date, the average for the three most recent calendar months of the fraction, expressed as a percentage, the numerator of which is (x) the sum (without duplication) of the aggregate of the Stated Principal Balances of all Mortgage Loans that are (i) 60 or more days Delinquent, (ii) in bankruptcy and 60 or more days Delinquent, (iii) in foreclosure and 60 or more days Delinquent or (iv) REO Properties, and the denominator of which is (y) the sum of the Stated Principal Balances of the Mortgage Loans, in the case of both (x) and (y), as of the Close of Business on the last Business Day of each of the three most recent calendar months.

“Trigger Event”: A Trigger Event is in effect with respect to any Distribution Date on or after the Stepdown Date if:

(a)          the Delinquency Percentage exceeds 44.20% of the Credit Enhancement Percentage; or

(b)          the cumulative amount of Realized Losses incurred since the Cut-off Date as a percentage of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date for the related Distribution Date are greater than:

	
            Distribution Date Occurring In
 	
            Percentage
 
	
            December 2008 through November 2009
 	
            4.25% for the first month, plus an additional 1/12th of 1.50% for each month thereafter.
 
	
            December 2009 through November 2010
 	
            5.75% for the first month, plus an additional 1/12th of 1.00% for each month thereafter.
 
	
            December 2010 through November 2011
 	
            6.75% for the first month, plus an additional 1/12th of 0.50% for each month thereafter.
 
	
            December 2011 and thereafter
 	
            7.25% for each month.
 

 

“Trust”:  Soundview Home Loan Trust 2005-OPT4, the trust created hereunder.

 

 

“Trust Fund”:  All of the assets of the Trust, which is the trust created hereunder consisting of REMIC 2, REMIC 2, REMIC 3, REMIC 4, REMIC 5, REMIC 6, distributions made to the Trust Administrator by the Swap Administrator under the Swap Administration Agreement and the Swap Account, the right to receive any amounts from the Net WAC Rate Carryover Reserve Account and any Servicer Prepayment Charge Payment Amounts.

“Trustee”: Deutsche Bank National Trust Company, a national banking association, or any successor trustee appointed as herein provided.

“Trustee Compensation”:  The amount payable to the Trustee on each Distribution Date pursuant to Section 8.05 as compensation for all services rendered by it in the execution of the trust hereby created and in the exercise and performance of any of the powers and duties of the Trustee hereunder.

“Unadjusted Net WAC 30/360 Rate”: For any Distribution Date, a per annum rate equal to the weighted average of the Adjusted Net Mortgage Rates of the Mortgage Loans for such Distribution Date.

“Uncertificated Accrued Interest”:  With respect to each REMIC Regular Interest on each Distribution Date, an amount equal to one month’s interest at the related Uncertificated REMIC Pass-Through Rate on the Uncertificated Principal Balance or Uncertificated Notional Amount, as applicable, of such REMIC Regular Interest.  In each case, Uncertificated Accrued Interest will be reduced by any Net Prepayment Interest Shortfalls and Relief Act Interest Shortfalls (allocated to such REMIC Regular Interests as set forth in Section 1.03).

“Uncertificated Notional Amount”:  With respect to REMIC 2 Regular Interest LTIO and each Distribution Date listed below, the aggregate Uncertificated Principal Balance of the REMIC 1 Regular Interests ending with the designation “A” listed below: 

	
            
Distribution Date
  
  	
            
REMIC 1 Regular Interests
  
  
	
            1
 	
            I-1-A through I-49-A
 
	
            2
 	
            I-2-A through I-49-A
 
	
            3
 	
            I-3-A through I-49-A
 
	
            4
 	
            I-4-A through I-49-A
 
	
            5
 	
            I-5-A through I-49-A
 
	
            6
 	
            I-6-A through I-49-A
 
	
            7
 	
            I-7-A through I-49-A
 
	
            8
 	
            I-8-A through I-49-A
 
	
            9
 	
            I-9-A through I-49-A
 
	
            10
 	
            I-10-A through I-49-A
 
	
            11
 	
            I-11-A through I-49-A
 
	
            12
 	
            I-12-A through I-49-A
 
	
            13
 	
            I-13-A through I-49-A
 
	
            14
 	
            I-14-A through I-49-A
 
	
            15
 	
            I-15-A through I-49-A
 
	
            16
 	
            I-16-A through I-49-A
 
	
            17
 	
            I-17-A through I-49-A
 
	
            18
 	
            I-18-A through I-49-A
 
	
            19
 	
            I-19-A through I-49-A
 
	
            20
 	
            I-20-A through I-49-A
 
	
            21
 	
            I-21-A through I-49-A
 

 

 

 

 

	
            22
 	
            I-22-A through I-49-A
 
	
            23
 	
            I-23-A through I-49-A
 
	
            24
 	
            I-24-A through I-49-A
 
	
            25
 	
            I-25-A through I-49-A
 
	
            26
 	
            I-26-A through I-49-A
 
	
            27
 	
            I-27-A through I-49-A
 
	
            28
 	
            I-28-A through I-49-A
 
	
            29
 	
            I-29-A through I-49-A
 
	
            30
 	
            I-30-A through I-49-A
 
	
            31
 	
            I-31-A through I-49-A
 
	
            32
 	
            I-32-A through I-49-A
 
	
            33
 	
            I-33-A through I-49-A
 
	
            34
 	
            I-34-A through I-49-A
 
	
            35
 	
            I-35-A through I-49-A
 
	
            36
 	
            I-36-A through I-49-A
 
	
            37
 	
            I-37-A through I-49-A
 
	
            38
 	
            I-38-A through I-49-A
 
	
            39
 	
            I-39-A through I-49-A
 
	
            40
 	
            I-40-A through I-49-A
 
	
            41
 	
            I-41-A through I-49-A
 
	
            42
 	
            I-42-A through I-49-A
 
	
            43
 	
            I-43-A through I-49-A
 
	
            44
 	
            I-44-A through I-49-A
 
	
            45
 	
            I-45-A through I-49-A
 
	
            46
 	
            I-46-A through I-49-A
 
	
            47
 	
            I-47-A through I-49-A
 
	
            48
 	
            I-48-A through I-49-A
 
	
            49
 	
            I-49-A
 
	
            thereafter
 	
            $0.00
 

 

With respect to the Class IO Interest and any Distribution Date, an amount equal to the Uncertificated Notional Amount of the REMIC 2 Regular Interest LTIO.

“Uncertificated Principal Balance”:  With respect to each REMIC Regular Interest (other than REMIC 2 Regular Interest LTIO), the principal amount of such REMIC Regular Interest outstanding as of any date of determination.  As of the Closing Date, the Uncertificated Principal Balance of each such REMIC Regular Interest shall equal the amount set forth in the Preliminary Statement hereto as its initial Uncertificated Principal Balance.  On each Distribution Date, the Uncertificated Principal Balance of each such REMIC 2 Regular Interest shall be reduced by all distributions of principal made on such REMIC 2 Regular Interest on such Distribution Date pursuant to Section 4.09 and, if and to the extent necessary and appropriate, shall be further reduced on such Distribution Date by Realized Losses as provided in Section 4.10.  The Uncertificated Principal Balance of REMIC 2 Regular
Interest LTZZ shall be increased by interest deferrals as provided in Section 4.09.  The Uncertificated Principal Balance of each REMIC Regular Interest shall never be less than zero.

“Uncertificated REMIC Pass-Through Rate”:  The Uncertificated REMIC 1 Pass-Through Rate or Uncertificated REMIC 2 Pass-Through Rate.

 

 

“Uncertificated REMIC 1 Pass-Through Rate”:  With respect to REMIC 1 Regular Interest I, a per annum rate equal to the weighted average of the Adjusted Net Mortgage Rates of the Mortgage Loans.  With respect to each REMIC 1 Regular Interest ending with the designation “A”, a per annum rate equal to the weighted average of the Adjusted Net Mortgage Rates of the Mortgage Loans multiplied by 2, subject to a maximum rate of 9.500%.  With respect to each REMIC 1 Regular Interest ending with the designation “B”, the greater of (x) a per annum rate equal to the excess, if any, of (i) 2 multiplied by the weighted average of the Adjusted Net Mortgage Rates of the Mortgage Loans over (ii) 9.500% and (y) 0.00%.

“Uncertificated REMIC 2 Pass-Through Rate”:  With respect to REMIC 2 Regular Interest LTAA, REMIC 2 Regular Interest LTIA1, REMIC 2 Regular Interest LTIA2, REMIC 2 Regular Interest LTIIA1, REMIC 2 Regular Interest LTIIA2, REMIC 2 Regular Interest LTIIA3, REMIC 2 Regular Interest LTIIA4, REMIC 2 Regular Interest LTM1, REMIC 2 Regular Interest LTM2, REMIC 2 Regular Interest LTM3, REMIC 2 Regular Interest LTM4, REMIC 2 Regular Interest LTM5, REMIC 2 Regular Interest LTM6, REMIC 2 Regular Interest LTM7, REMIC 2 Regular Interest LTM8, REMIC 2 Regular Interest LTM9, REMIC 2 Regular Interest LTM10 and REMIC 2 Regular Interest LTM11, REMIC 2 Regular Interest LTZZ and REMIC 2 Regular Interest LTP, a per annum rate (but not less than zero) equal to the weighted average of (v) with respect to REMIC 1 Regular Interest I, the Uncertificated REMIC 1 Pass-Through Rate for such REMIC 1 Regular
Interest for each such Distribution Date, (w) with respect to REMIC 1 Regular Interests ending with the designation “B”, the weighted average of the Uncertificated REMIC 1 Pass-Through Rates for such REMIC 1 Regular Interests, weighted on the basis of the Uncertificated Principal Balance of such REMIC 1 Regular Interests for each such Distribution Date and (x) with respect to REMIC 1 Regular Interests ending with the designation “A”, for each Distribution Date listed below, the weighted average of the rates listed below for each such REMIC 1 Regular Interest listed below, weighted on the basis of the Uncertificated Principal Balance of each such REMIC 1 Regular Interest for each such Distribution Date:

	
            
Distribution Date
  
  	
            
REMIC 1 Regular Interest
  
  	
            
Rate
  
  
	
            1
 	
            I-1-A through I-49-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
	
            2
 	
            I-2-A through I-49-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
	
             
 	
            I-1-A
 	
            Uncertificated REMIC 1 Pass-Through Rate
 
	
            3
 	
            I-3-A through I-49-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
	
             
 	
            I-1-A and I-2-A
 	
            Uncertificated REMIC 1 Pass-Through Rate
 
	
            4
 	
            I-4-A through I-49-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
	
             
 	
            I-1-A through I-3-A
 	
            Uncertificated REMIC 1 Pass-Through Rate
 
	
            5
 	
            I-5-A through I-49-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
	
             
 	
            I-1-A through I-4-A
 	
            Uncertificated REMIC 1 Pass-Through Rate
 
	
            6
 	
            I-6-A through I-49-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
	
             
 	
            I-1-A through I-5-A
 	
            Uncertificated REMIC 1 Pass-Through Rate
 
	
            7
 	
            I-7-A through I-49-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
	
             
 	
            I-1-A through I-6-A
 	
            Uncertificated REMIC 1 Pass-Through Rate
 
	
            8
 	
            I-8-A through I-49-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
	
             
 	
            I-1-A through I-7-A
 	
            Uncertificated REMIC 1 Pass-Through Rate
 
	
            9
 	
            I-9-A through I-49-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 

 

 

 

 

	
             
 	
            I-1-A through I-8-A
 	
            Uncertificated REMIC 1 Pass-Through Rate
 
	
            10
 	
            I-10-A through I-49-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
	
             
 	
            I-1-A through I-9-A
 	
            Uncertificated REMIC 1 Pass-Through Rate
 
	
            11
 	
            I-11-A through I-49-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
	
             
 	
            I-1-A through I-10-A
 	
            Uncertificated REMIC 1 Pass-Through Rate
 
	
            12
 	
            I-12-A through I-49-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
	
             
 	
            I-1-A through I-11-A
 	
            Uncertificated REMIC 1 Pass-Through Rate
 
	
            13
 	
            I-13-A through I-49-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
	
             
 	
            I-1-A through I-12-A
 	
            Uncertificated REMIC 1 Pass-Through Rate
 
	
            14
 	
            I-14-A through I-49-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
	
             
 	
            I-1-A through I-13-A
 	
            Uncertificated REMIC 1 Pass-Through Rate
 
	
            15
 	
            I-15-A through I-49-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
	
             
 	
            I-1-A through I-14-A
 	
            Uncertificated REMIC 1 Pass-Through Rate
 
	
            16
 	
            I-16-A through I-49-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
	
             
 	
            I-1-A through I-15-A
 	
            Uncertificated REMIC 1 Pass-Through Rate
 
	
            17
 	
            I-17-A through I-49-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
	
             
 	
            I-1-A through I-16-A
 	
            Uncertificated REMIC 1 Pass-Through Rate
 
	
            18
 	
            I-18-A through I-49-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
	
             
 	
            I-1-A through I-17-A
 	
            Uncertificated REMIC 1 Pass-Through Rate
 
	
            19
 	
            I-19-A through I-49-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
	
             
 	
            I-1-A through I-18-A
 	
            Uncertificated REMIC 1 Pass-Through Rate
 
	
            20
 	
            I-20-A through I-49-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
	
             
 	
            I-1-A through I-19-A
 	
            Uncertificated REMIC 1 Pass-Through Rate
 
	
            21
 	
            I-21-A through I-49-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
	
             
 	
            I-1-A through I-20-A
 	
            Uncertificated REMIC 1 Pass-Through Rate
 
	
            22
 	
            I-22-A through I-49-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
	
             
 	
            I-1-A through I-21-A
 	
            Uncertificated REMIC 1 Pass-Through Rate
 
	
            23
 	
            I-23-A through I-49-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
	
             
 	
            I-1-A through I-22-A
 	
            Uncertificated REMIC 1 Pass-Through Rate
 
	
            24
 	
            I-24-A through I-49-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
	
             
 	
            I-1-A through I-23-A
 	
            Uncertificated REMIC 1 Pass-Through Rate
 
	
            25
 	
            I-25-A through I-49-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
	
             
 	
            I-1-A through I-24-A
 	
            Uncertificated REMIC 1 Pass-Through Rate
 
	
            26
 	
            I-26-A through I-49-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
	
             
 	
            I-1-A through I-25-A
 	
            Uncertificated REMIC 1 Pass-Through Rate
 
	
            27
 	
            I-27-A through I-49-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
	
             
 	
            I-1-A through I-26-A
 	
            Uncertificated REMIC 1 Pass-Through Rate
 
	
            28
 	
            I-28-A through I-49-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
	
             
 	
            I-1-A through I-27-A
 	
            Uncertificated REMIC 1 Pass-Through Rate
 
	
            29
 	
            I-29-A through I-49-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
	
             
 	
            I-1-A through I-28-A
 	
            Uncertificated REMIC 1 Pass-Through Rate
 
	
            30
 	
            I-30-A through I-49-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
	
             
 	
            I-1-A through I-29-A
 	
            Uncertificated REMIC 1 Pass-Through Rate
 
	
            31
 	
            I-31-A through I-49-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
	
             
 	
            I-1-A through I-30-A
 	
            Uncertificated REMIC 1 Pass-Through Rate
 

 

 

 

 

	
            32
 	
            I-32-A through I-49-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
	
             
 	
            I-1-A through I-31-A
 	
            Uncertificated REMIC 1 Pass-Through Rate
 
	
            33
 	
            I-33-A through I-49-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
	
             
 	
            I-1-A through I-32-A
 	
            Uncertificated REMIC 1 Pass-Through Rate
 
	
            34
 	
            I-34-A through I-49-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
	
             
 	
            I-1-A through I-33-A
 	
            Uncertificated REMIC 1 Pass-Through Rate
 
	
            35
 	
            I-35-A through I-49-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
	
             
 	
            I-1-A through I-34-A
 	
            Uncertificated REMIC 1 Pass-Through Rate
 
	
            36
 	
            I-36-A through I-49-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
	
             
 	
            I-1-A through I-35-A
 	
            Uncertificated REMIC 1 Pass-Through Rate
 
	
            37
 	
            I-37-A through I-49-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
	
             
 	
            I-1-A through I-36-A
 	
            Uncertificated REMIC 1 Pass-Through Rate
 
	
            38
 	
            I-38-A through I-49-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
	
             
 	
            I-1-A through I-37-A
 	
            Uncertificated REMIC 1 Pass-Through Rate
 
	
            39
 	
            I-39-A through I-49-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
	
             
 	
            I-1-A through I-38-A
 	
            Uncertificated REMIC 1 Pass-Through Rate
 
	
            40
 	
            I-40-A through I-49-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
	
             
 	
            I-1-A through I-39-A
 	
            Uncertificated REMIC 1 Pass-Through Rate
 
	
            41
 	
            I-41-A through I-49-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
	
             
 	
            I-1-A through I-40-A
 	
            Uncertificated REMIC 1 Pass-Through Rate
 
	
            42
 	
            I-42-A through I-49-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
	
             
 	
            I-1-A through I-41-A
 	
            Uncertificated REMIC 1 Pass-Through Rate
 
	
            43
 	
            I-43-A through I-49-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
	
             
 	
            I-1-A through I-42-A
 	
            Uncertificated REMIC 1 Pass-Through Rate
 
	
            44
 	
            I-44-A through I-49-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
	
             
 	
            I-1-A through I-43-A
 	
            Uncertificated REMIC 1 Pass-Through Rate
 
	
            45
 	
            I-45-A through I-49-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
	
             
 	
            I-1-A through I-44-A
 	
            Uncertificated REMIC 1 Pass-Through Rate
 
	
            46
 	
            I-46-A through I-49-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
	
             
 	
            I-1-A through I-45-A
 	
            Uncertificated REMIC 1 Pass-Through Rate
 
	
            47
 	
            I-47-A through I-49-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
	
             
 	
            I-1-A through I-46-A
 	
            Uncertificated REMIC 1 Pass-Through Rate
 
	
            48
 	
            I-48-A through I-49-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
	
             
 	
            I-1-A through I-47-A
 	
            Uncertificated REMIC 1 Pass-Through Rate
 
	
            49
 	
            I-49-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
	
             
 	
            I-1-A through I-48-A
 	
            Uncertificated REMIC 1 Pass-Through Rate
 
	
            thereafter
 	
            I-1-A through I-49-A
 	
            Uncertificated REMIC 1 Pass-Through Rate
 

 

With respect to REMIC 2 Regular Interest LTIO, the excess of (i) the weighted average of the Uncertificated REMIC 1 Pass-Through Rates for REMIC 1 Regular Interests ending with the designation “A”, over (ii) 2 multiplied by Swap LIBOR.

“Uninsured Cause”: Any cause of damage to a Mortgaged Property such that the complete restoration of such property is not fully reimbursable by the hazard insurance policies required to be maintained pursuant to Section 3.14.

 

 

“United States Person” or “U.S. Person”: A citizen or resident of the United States, a corporation, partnership (or other entity treated as a corporation or partnership for United States federal income tax purposes) created or organized in, or under the laws of, the United States, any state thereof, or the District of Columbia (except in the case of a partnership, to the extent provided in Treasury regulations) provided that, for purposes solely of the restrictions on the transfer of Residual Certificates, no partnership or other entity treated as a partnership for United States federal income tax purposes shall be treated as a United States Person unless all persons that own an interest in such partnership either directly or through any entity that is not a corporation for United States federal income tax purposes are required by the applicable operative agreement to
be United States Persons, or an estate the income of which from sources without the United States is includible in gross income for United States federal income tax purposes regardless of its connection with the conduct of a trade or business within the United States, or a trust if a court within the United States is able to exercise primary supervision over the administration of the trust and one or more United States persons have authority to control all substantial decisions of the trust. The term “United States” shall have the meaning set forth in Section 7701 of the Code or successor provisions.

“Unpaid Interest Shortfall Amount”: With respect to any Class of the Floating Rate Certificates and (i) the first Distribution Date, zero, and (ii) any Distribution Date after the first Distribution Date, the amount, if any, by which (a) the sum of (1) the Monthly Interest Distributable Amount for such Class for the immediately preceding Distribution Date and (2) the outstanding Unpaid Interest Shortfall Amount, if any, for such Class for such preceding Distribution Date exceeds (b) the aggregate amount distributed on such Class in respect of interest pursuant to clause (a) of this definition on such preceding Distribution Date, plus interest on the amount of interest due but not paid on the Certificates of such Class on such preceding Distribution Date, to the extent permitted by law, at the Pass-Through Rate for such Class for the related Accrual Period.

“Value”: With respect to any Mortgaged Property, the lesser of (i) the lesser of (a) the value thereof as determined by an appraisal made for the originator of the Mortgage Loan at the time of origination of the Mortgage Loan by an appraiser who met the minimum requirements of Fannie Mae and Freddie Mac, and (b) the value thereof as determined by a review appraisal conducted by the Originator in the event any such review appraisal determines an appraised value ten percent or more lower than the value thereof as determined by the appraisal referred to in clause (i)(a) above and (ii) the purchase price paid for the related Mortgaged Property by the Mortgagor with the proceeds of the Mortgage Loan, provided, however, in the case of a Refinanced Mortgage Loan, such value of the Mortgaged Property is based solely upon the lesser of (1) the value determined by an appraisal made for the
Originator of such Refinanced Mortgage Loan at the time of origination of such Refinanced Mortgage Loan by an appraiser who met the minimum requirements of Fannie Mae and Freddie Mac and (2) the value thereof as determined by a review appraisal conducted by the Originator in the event any such review appraisal determines an appraised value ten percent or more lower than the value thereof as determined by the appraisal referred to in clause (ii)(1) above.

“Voting Rights”: The portion of the voting rights of all of the Certificates which is allocated to any Certificate. At all times the Floating Rate Certificates and the Class C Certificates shall have 98% of the Voting Rights (allocated among the Holders of the Floating 

 

Rate Certificates and the Class C Certificates in proportion to the then outstanding Certificate Principal Balances of their respective Certificates), the Class P Certificates shall have 1% of the Voting Rights and the Residual Certificates shall have 1% of the Voting Rights. The Voting Rights allocated to any Class of Certificates (other than the Class P Certificates and the Residual Certificates) shall be allocated among all Holders of each such Class in proportion to the outstanding Certificate Principal Balance of such Certificates, and the Voting Rights allocated to the Class P Certificates and the Residual Certificates shall be allocated among all Holders of each such Class in proportion to such Holders’ respective Percentage Interest; provided, however that when none of the Regular Certificates are outstanding, 100% of the Voting Rights shall be allocated among Holders of the Residual
Certificates in accordance with such Holders’ respective Percentage Interests in the Certificates of such Class.

	
             
  	
            SECTION 1.02
 	
            Accounting.
 

Unless otherwise specified herein, for the purpose of any definition or calculation, whenever amounts are required to be netted, subtracted or added or any distributions are taken into account such definition or calculation and any related definitions or calculations shall be determined without duplication of such functions.

	
             
  	
            SECTION 1.03
 	
            Allocation of Certain Interest Shortfalls.
 

For purposes of calculating the amount of the Monthly Interest Distributable Amount for the Floating Rate Certificates and the Class C Certificates for any Distribution Date, (1) the aggregate amount of any Net Prepayment Interest Shortfalls and any Relief Act Interest Shortfalls incurred in respect of the Mortgage Loans for any Distribution Date shall be allocated first, among the Class C Certificates on a pro rata basis based on, and to the extent of, one month’s interest at the then applicable Pass-Through Rate on the Notional Amount of each such Certificate and, thereafter, among the Floating Rate Certificates on a pro rata basis based on, and to the extent of, one month’s interest at the then applicable respective Pass-Through Rate on the respective Certificate Principal Balance of
each such Certificate and (2) the aggregate amount of any Realized Losses and Net WAC Rate Carryover Amounts shall be allocated among the Class C Certificates on a pro rata basis based on, and to the extent of, one month’s interest at the then applicable Pass-Through Rate on the Notional Amount of each such Certificate.

For purposes of calculating the amount of Uncertificated Accrued Interest for the REMIC 1 Regular Interests for any Distribution Date the aggregate amount of any Net Prepayment Interest Shortfalls and any Relief Act Interest Shortfalls incurred in respect of the Mortgage Loans shall be allocated first, to REMIC 1 Regular Interest I and to the REMIC 1 Regular Interests ending with the designation “B”, pro rata based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC 1 Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC 1 Regular Interest, and then, to REMIC 1 Regular Interests ending with the designation “A”, pro rata based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC 1
Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC 1 Regular Interest.

 

 

For purposes of calculating the amount of Uncertificated Accrued Interest for the REMIC 2 Regular Interests for any Distribution Date, the aggregate amount of any Net Prepayment Interest Shortfalls and any Relief Act Interest Shortfalls incurred in respect of the Mortgage Loans for any Distribution Date shall be allocated among REMIC 2 Regular Interest LTAA, REMIC 2 Regular Interest LTIA1, REMIC 2 Regular Interest LTIA2, REMIC 2 Regular Interest LTIIA1, REMIC 2 Regular Interest LTIIA2, REMIC 2 Regular Interest LTIIA3, REMIC 2 Regular Interest LTIIA4, REMIC 2 Regular Interest LTM1, REMIC 2 Regular Interest LTM2, REMIC 2 Regular Interest LTM3, REMIC 2 Regular Interest LTM4, REMIC 2 Regular Interest LTM5, REMIC 2 Regular Interest LTM6, REMIC 2 Regular Interest LTM7, REMIC 2 Regular Interest LTM8, REMIC 2 Regular Interest LTM9, REMIC 2 Regular Interest LTM10, REMIC 2 Regular Interest LTM11 and
REMIC 2 Regular Interest LTZZ pro rata based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC 2 Pass-Through Rate on the respective Uncertificated Principal Balance of each such REMIC 2 Regular Interest.

	
             
  	
            SECTION 1.04
 	
            Rights of the NIMS Insurer.
 

Each of the rights of the NIMS Insurer set forth in this Agreement shall exist so long as (i) the NIMS Insurer has undertaken to guarantee certain payments of notes issued pursuant to an Indenture and (ii) any series of notes issued pursuant to one or more Indentures remain outstanding or the NIMS Insurer is owed amounts in respect of its guarantee of payment on such notes; provided, however, the NIMS Insurer shall not have any rights hereunder (except pursuant to Section 11.01 in the case of clause (ii) below) so long as (i) the NIMS Insurer has not undertaken to guarantee certain payments of notes issued pursuant to the Indenture or (ii) any default has occurred and is continuing under the insurance policy issued by the NIMS Insurer with respect to such notes.

 

 

ARTICLE II

 

CONVEYANCE OF MORTGAGE LOANS;

ORIGINAL ISSUANCE OF CERTIFICATES

	
             
  	
            SECTION 2.01
 	
            Conveyance of Mortgage Loans.
 

The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse for the benefit of the Certificateholders all the right, title and interest of the Depositor, including any security interest therein for the benefit of the Depositor, in and to (i) each Mortgage Loan identified on the Mortgage Loan Schedule, including the related Cut-off Date Principal Balance, all interest accruing thereon on and after the Cut-off Date and all collections in respect of interest and principal due after the Cut-off Date; (ii) property which secured each such Mortgage Loan and which has been acquired by foreclosure or deed in lieu of foreclosure; (iii) its interest in any insurance policies in respect of the Mortgage Loans; (iv) the rights of the Depositor under the Mortgage Loan Purchase Agreement, (v)
payments made to the Trustee by the Swap Administrator under the Swap Administration Agreement and the Swap Account, (vi) all other assets included or to be included in the Trust Fund and (vii) all proceeds of any of the foregoing. Such assignment includes all interest and principal due and collected by the Depositor or the Servicer after the Cut-off Date with respect to the Mortgage Loans.

In connection with such transfer and assignment, the Depositor, does hereby deliver to, and deposit with the Custodian on behalf of the Trustee, the following documents or instruments with respect to each Mortgage Loan so transferred and assigned (with respect to each Mortgage Loan, a “Mortgage File”):

(i)           the original Mortgage Note, endorsed either (A) in blank or (B) in the following form: “Pay to the order of Deutsche Bank National Trust Company, as Trustee, without recourse” or with respect to any lost Mortgage Note, an original Lost Note Affidavit stating that the original mortgage note was lost, misplaced or destroyed, together with a copy of the related mortgage note; provided, however, that such substitutions of Lost Note Affidavits for original Mortgage Notes may occur only with respect to Mortgage Loans, the aggregate Cut-off Date Principal Balance of which is less than or equal to 1.00% of the Pool Balance as of the Cut-off Date;

(ii)          the original Mortgage (noting the presence of the MIN of the Mortgage Loan and language indicating that the Mortgage Loan is a MOM Loan if the Mortgage Loan is a MOM Loan), with evidence of recording thereon, and the original recorded power of attorney, if the Mortgage was executed pursuant to a power of attorney, with evidence of recording thereon or, if such Mortgage or power of attorney has been submitted for recording but has not been returned from the applicable public recording office, has been lost or is not otherwise available, a copy of such Mortgage or power of attorney, as the case may be, certified to be a true and complete copy of the original submitted for recording;

 

 

(iii)        unless the Mortgage Loan is registered on the MERS® System, an original Assignment, in form and substance acceptable for recording. The Mortgage shall be assigned either (A) in blank or (B) to “Deutsche Bank National Trust Company, as Trustee, without recourse”

(iv)         an original of any intervening assignment of Mortgage showing a complete chain of assignments (or to MERS if the Mortgage Loan is registered on the MERS® System and noting the presence of MIN);

	
             
  	
            (v)
 	
            the original or a certified copy of lender’s title insurance policy; and
 

(vi)         the original or copies of each assumption, modification, written assurance or substitution agreement, if any.

The Depositor herewith also delivers to the Trustee an executed copy of the Mortgage Loan Purchase Agreement.

If any of the documents referred to in Section 2.01(ii), (iii) or (iv) above has as of the Closing Date been submitted for recording but either (x) has not been returned from the applicable public recording office or (y) has been lost or such public recording office has retained the original of such document, the obligations of the Depositor to deliver such documents shall be deemed to be satisfied upon (1) delivery to the Custodian on behalf of the Trustee no later than the Closing Date, of a copy of each such document certified by the Originator in the case of (x) above or the applicable public recording office in the case of (y) above to be a true and complete copy of the original that was submitted for recording and (2) if such copy is certified by the Originator, delivery to the Custodian on behalf of the Trustee, promptly upon receipt thereof of either the original or a copy of such
document certified by the applicable public recording office to be a true and complete copy of the original.  If the original lender’s title insurance policy, or a certified copy thereof, was not delivered pursuant to Section 2.01(v) above, the Depositor shall deliver or cause to be delivered to the Custodian on behalf of the Trustee, the original or a copy of a written commitment or interim binder or preliminary report of title issued by the title insurance or escrow company, with the original or a certified copy thereof to be delivered to the Custodian on behalf of the Trustee, promptly upon receipt thereof. The Servicer or the Depositor shall deliver or cause to be delivered to the Custodian on behalf of the Trustee promptly upon receipt thereof any other documents constituting a part of a Mortgage File received with respect to any Mortgage Loan, including, but not limited to, any original documents evidencing an assumption or modification of any Mortgage Loan.

Upon discovery or receipt of notice of any materially defective document in, or that a document is missing from, a Mortgage File, the Trustee (or the Custodian on behalf of the Trustee) shall notify the Servicer and the Servicer shall enforce the obligations of the Originator under the Mortgage Loan Purchase Agreement to cure such defect or deliver such missing document to the Trustee or the Custodian within 120 days.  If the Originator does not cure such defect or deliver such missing document within such time period, the Servicer shall use commercially reasonable efforts to attempt to enforce the obligations of the Originator to either repurchase or substitute for such Mortgage Loan in accordance with Section 2.03; provided, however, that the Servicer shall not be under any obligation to take any action pursuant to this 

 

paragraph unless directed by the Depositor and provided, further, the Depositor hereby agrees to assist the Servicer in enforcing any obligations of the Originator to repurchase or substitute for a Mortgage Loan which has breached a representation or warranty under the Mortgage Loan Purchase Agreement.  In connection with the foregoing, it is understood that the Custodian on behalf of the Trustee shall have no duty to discover any such defects except in the course of performing its review of the Mortgage Files to the extent set forth herein.

Except with respect to any Mortgage Loan for which MERS is identified on the Mortgage, the Trustee shall enforce the obligations of the Originator under the Mortgage Loan Purchase Agreement to cause the Assignments which were delivered in blank to be completed and to record all Assignments referred to in Section 2.01(iii) hereof and, to the extent necessary, in Section 2.01(iv) hereof. The Trustee shall enforce the obligations of the Originator under the Mortgage Loan Purchase Agreement to deliver such assignments for recording within 180 days of the Closing Date.  In the event that any such Assignment is lost or returned unrecorded because of a defect therein, the Trustee shall enforce the obligations of the Originator under the Mortgage Loan Purchase Agreement to promptly have a substitute Assignment prepared or have such defect cured, as the case may be, and thereafter cause each such
Assignment to be duly recorded.

Notwithstanding the foregoing, for administrative convenience and facilitation of servicing and to reduce closing costs, the Assignments of Mortgage shall not be required to be submitted for recording (except with respect to any Mortgage Loan located in Maryland) unless the Trustee (or the Custodian on behalf of the Trustee) and the Depositor receive notice that such failure to record would result in a withdrawal or a downgrading by any Rating Agency of the rating on any Class of Certificates; provided, however, each Assignment, except with respect to any Mortgage Loan for which MERS is identified on the Mortgage, shall be submitted for recording in the manner described above, at no expense to the Trust Fund or Trustee, upon the earliest to occur of:  (i) reasonable direction by the Holders of Certificates entitled to at least 25% of the Voting Rights, (ii) the occurrence of a Servicer
Event of Termination, (iii) the occurrence of a bankruptcy, insolvency or foreclosure relating to the Originator, (iv) the occurrence of a servicing transfer as described in Section 7.02 hereof, (v) upon receipt of notice from the Servicer, the occurrence of a bankruptcy, insolvency or foreclosure relating to the Mortgagor under the related Mortgage, (vi) upon receipt of notice from the Servicer, any Mortgage Loan that is 90 days or more Delinquent and such recordation would be necessary to facilitate conversion of the Mortgaged Property in accordance with Section 3.16 and (vii) reasonable direction by the NIMS Insurer.  In the event of (i) through (vii) set forth in the immediately preceding sentence, the Trustee shall enforce the obligations of the Originator to deliver such Assignments for recording as provided above, promptly and in any event within 30 days following receipt of notice by the Originator. Notwithstanding the foregoing, if the Originator fails to pay the cost of
recording the Assignments, such expense will be paid by the Trustee (if it reasonably believes it will be reimbursed) and the Trustee shall be reimbursed for such expenses by the Trust.  

The Servicer shall forward to the Custodian original documents evidencing an assumption, modification, consolidation or extension of any Mortgage Loan entered into in accordance with this Agreement within two weeks of their execution; provided, however, that the Servicer shall provide the Custodian with a certified true copy of any such document 

 

submitted for recordation within two weeks of its execution, and shall provide the original of any document submitted for recordation or a copy of such document certified by the appropriate public recording office to be a true and complete copy of the original within 365 days of its submission for recordation. In the event that the Servicer cannot provide a copy of such document certified by the public recording office within such 365 day period, the Servicer shall deliver to the Custodian, within such 365 day period, an Officers’ Certificate of the Servicer which shall (A) identify the recorded document, (B) state that the recorded document has not been delivered to the Custodian due solely to a delay caused by the public recording office, (C) state the amount of time generally required by the applicable recording office to record and return a document submitted for recordation, if known and (D)
specify the date the applicable recorded document is expected to be delivered to the Custodian, and, upon receipt of a copy of such document certified by the public recording office, the Servicer shall immediately deliver such document to the Custodian. In the event the appropriate public recording office will not certify as to the accuracy of such document, the Servicer shall deliver a copy of such document certified by an officer of the Servicer to be a true and complete copy of the original to the Custodian.

The parties hereto understand and agree that it is not intended that any Mortgage Loan be included in the Trust that is a high-cost home loan as defined by the Homeownership and Equity Protection Act of 1994 or any other applicable predatory or abusive lending laws.

The Depositor hereby directs the Trustee to execute, deliver and perform its obligations under the Interest Rate Swap Agreement (in its capacity as Supplemental Interest Trust Trustee) and to assign any rights to receive payments from the Swap Provider to the Swap Administrator pursuant to the Swap Administration Agreement and the Depositor further directs the Trustee to execute, deliver and perform its obligations under the Swap Administration Agreement.  The Depositor, the Servicer and the Holders of the Floating Rate Certificates by their acceptance of such Certificates acknowledge and agree that the Trustee shall execute, deliver and perform its obligations under the Interest Rate Swap Agreement and the Swap Administration Agreement and shall do so solely in its capacity as Trustee or as Swap Administrator, as the case may be, and not in its individual capacity. Every provision of this
Agreement relating to the conduct or affecting the liability of or affording protection to the Trustee shall apply to the Trustee’s execution of the Interest Rate Swap Agreement and the Swap Administration Agreement, and the performance of its duties and satisfaction of its obligations thereunder

	
             
  	
            SECTION 2.02
 	
            Acceptance by Trustee.
 

Subject to the provisions of Section 2.01 and subject to the review described below and any exceptions noted on the exception report described in the next paragraph below, the Trustee acknowledges receipt by it or the Custodian on its behalf of the documents referred to in Section 2.01 above and all other assets included in the definition of “Trust Fund” and declares that it (or the Custodian on its behalf) holds and will hold such documents and the other documents delivered to it constituting a Mortgage File, and that it holds or will hold all such assets and such other assets included in the definition of “Trust Fund” in trust for the exclusive use and benefit of all present and future Certificateholders.

 

 

The Trustee agrees that it (or a Custodian will agree on its behalf) shall, for the benefit of the Certificateholders, review, or that it or a Custodian on its behalf has reviewed pursuant to Section 2.01 each Mortgage File on or prior to the Closing Date, with respect to each Mortgage Loan (or, with respect to any document delivered after the Startup Day, within 45 days of receipt and with respect to any Qualified Substitute Mortgage Loan, within 45 days after the assignment thereof).  The Trustee further agrees that it or a Custodian on its behalf shall, for the benefit of the Certificateholders, certify to the Depositor and the Servicer (with a copy to the NIMS Insurer) in substantially the form attached hereto as Exhibit F-1, within 45 days after the Closing Date, with respect to each Mortgage Loan (or, with respect to any document delivered after the Startup Day, within 45 days of
receipt and with respect to any Qualified Substitute Mortgage, within 45 days after the assignment thereof) that, as to each Mortgage Loan listed in the respective Mortgage Loan Schedule (other than any Mortgage Loan paid in full or any Mortgage Loan specifically identified in the exception report annexed thereto as not being covered by such certification), (i) all documents required to be delivered to it (or the Custodian on its behalf) pursuant to Section 2.01 of this Agreement are in its possession, (ii) such documents have been reviewed by it (or the Custodian on its behalf) and have not been mutilated, damaged or torn and appear on their face to relate to such Mortgage Loan and (iii) based on its examination and only as to the foregoing, the information set forth in the Mortgage Loan Schedule that corresponds to items (1) and (3) of the Mortgage Loan Schedule accurately reflects information set forth in the Mortgage File. It is herein acknowledged that, in conducting such review,
the Trustee (or the Custodian, as applicable) is under no duty or obligation to inspect, review or examine any such documents, instruments, certificates or other papers to determine that they are genuine, legally enforceable, valid or binding or appropriate for the represented purpose or that they have actually been recorded or that they are other than what they purport to be on their face.

Prior to the first anniversary date of this Agreement the Trustee (or the Custodian on its behalf) shall deliver to the Depositor and the Servicer, with a copy to the NIMS Insurer a final certification in the form annexed hereto as Exhibit F-2, with any applicable exceptions noted thereon.

If in the process of reviewing the Mortgage Files and making or preparing, as the case may be, the certifications referred to above, the Trustee (or the Custodian, as applicable) finds any document or documents constituting a part of a Mortgage File to be missing or not to conform with respect to any characteristics which are within the scope of the Trustee’s (or the Custodian’s, as applicable) review as provided herein, at the conclusion of its review, the Trustee (or the Custodian on its behalf) shall so notify the Originator, the Depositor, the NIMS Insurer and the Servicer. In addition, upon the discovery by the Depositor, the NIMS Insurer or the Servicer (or upon receipt by the Trustee of written notification of such breach) of a breach of any of the representations and warranties made by the Originator in the Mortgage Loan Purchase Agreement in respect of any Mortgage Loan
which materially adversely affects such Mortgage Loan or the interests of the related Certificateholders in such Mortgage Loan, the party discovering such breach shall give prompt written notice to the NIMS Insurer and the other parties to this Agreement.

Notwithstanding anything to the contrary in this Agreement, in no event shall the Trustee be liable to any party hereto or to any third party for the performance of any custody-

 

related functions, including without limitation with respect to which the Custodian shall fail to take action on behalf of the Trustee or, with respect to the performance of custody-related functions the Custodian shall fail to satisfy all the related requirements under this Agreement or the Custodial Agreement.

The Depositor and the Trustee intend that the assignment and transfer herein contemplated constitute a sale of the Mortgage Loans, the related Mortgage Notes and the related documents, conveying good title thereto free and clear of any liens and encumbrances, from the Depositor to the Trustee in trust for the benefit of the Certificateholders and that such property not be part of the Depositor’s estate or property of the Depositor in the event of any insolvency by the Depositor. In the event that such conveyance is deemed to be, or to be made as security for, a loan, the parties intend that the Depositor shall be deemed to have granted and does hereby grant to the Trustee a first priority perfected security interest in all of the Depositor’s right, title and interest in and to the Mortgage Loans, the related Mortgage Notes and the related documents, and that this Agreement shall
constitute a security agreement under applicable law.

	
             
  	
            SECTION 2.03
 	
            Repurchase or Substitution of Mortgage Loans by the Originator.
 

 (a)          Upon discovery or receipt of written notice of any materially defective document in, or that a document is missing from, a Mortgage File or of the breach by the Originator of any representation, warranty or covenant under the Mortgage Loan Purchase Agreement, as applicable, in respect of any Mortgage Loan which materially adversely affects the value of such Mortgage Loan or the interest therein of the Certificateholders, the Trustee (or the Custodian on its behalf) shall promptly notify the NIMS Insurer and the Servicer of such defect, missing document or breach and the Servicer shall request that the Originator deliver such missing document or that the Originator cure such defect or breach within 90 days from the date the Originator was notified of such missing document, defect or breach, and if the
Originator does not deliver such missing document or cure such defect or breach in all material respects during such period, the Servicer shall use commercially reasonable efforts to attempt to enforce the Originator’s obligation under the Mortgage Loan Purchase Agreement and notify the Originator of its obligation to repurchase such Mortgage Loan from the Trust Fund at the Purchase Price on or prior to the Determination Date following the expiration of such 90 day period (subject to Section 2.03(e)); provided, however, that the Servicer shall not be under any obligation to take any action pursuant to this paragraph unless directed by the Depositor and provided, further, the Depositor hereby agrees to assist the Servicer in enforcing any obligations of the Originator to repurchase or substitute for a Mortgage Loan which has breached a representation or warranty under the Mortgage Loan Purchase Agreement.  The Purchase Price for the repurchased Mortgage Loan shall be remitted to
the Servicer for deposit in the Collection Account, and the Trustee (or the Custodian on behalf of the Trustee), upon receipt of written certification from the Servicer of such deposit, shall release to the Originator the related Mortgage File and shall execute and deliver such instruments of transfer or assignment, in each case without recourse, as the Originator shall furnish to it and as shall be necessary to vest in the Originator any Mortgage Loan released pursuant hereto and the Trustee shall have no further responsibility with regard to such Mortgage File (it being understood that neither the Trustee nor the Custodian shall have any responsibility for determining the sufficiency of such assignment for its intended purpose). In lieu of repurchasing any such Mortgage Loan as provided above, the 

 

Originator may cause such Mortgage Loan to be removed from the Trust Fund (in which case it shall become a Deleted Mortgage Loan) and substitute one or more Qualified Substitute Mortgage Loans in the manner and subject to the limitations set forth in Section 2.03(d); provided, however, the Originator may not substitute for any Mortgage Loan which breaches a representation or warranty regarding abusive or predatory lending laws. In furtherance of the foregoing, if the Originator is not a member of MERS and repurchases a Mortgage Loan which is registered on the MERS® System, the Originator, at its own expense and without any right of reimbursement, shall cause MERS to execute and deliver an assignment of the Mortgage in recordable form to transfer the Mortgage from MERS to the Originator and shall cause such Mortgage to be removed from registration on the MERS® System in accordance with MERS’
rules and regulations.  It is understood and agreed that the obligation of the Originator to cure or to repurchase (or to substitute for) any Mortgage Loan as to which a document is missing, a material defect in a constituent document exists or as to which such a breach has occurred and is continuing shall constitute the sole remedy against the Originator respecting such omission, defect or breach available to the Trustee on behalf of the Certificateholders.

(b)          Within 90 days of the earlier of discovery by the Depositor or receipt of notice by the Depositor of the breach of any representation, warranty or covenant of the Depositor set forth in Section 2.06, which materially and adversely affects the interests of the Certificateholders in any Mortgage Loan, the Depositor shall cure such breach in all material respects.

(c)          Within 90 days of the earlier of discovery by the Servicer or receipt of notice by the Servicer of the breach of any representation, warranty or covenant of the Servicer set forth in Section 2.05 which materially and adversely affects the interests of the Certificateholders in any Mortgage Loan, the Servicer shall cure such breach in all material respects.

(d)          Any substitution of Qualified Substitute Mortgage Loans for Deleted Mortgage Loans made pursuant to Section 2.03(a) must be effected prior to the last Business Day that is within two years after the Closing Date. As to any Deleted Mortgage Loan for which the Originator substitutes a Qualified Substitute Mortgage Loan or Loans, such substitution shall be effected by the Originator delivering to the Trustee (or the Custodian on behalf of the Trustee), for such Qualified Substitute Mortgage Loan or Loans, the Mortgage Note, the Mortgage and the Assignment to the Trustee in blank, and such other documents and agreements, with all necessary endorsements thereon, as are required by Section 2.01, together with an Officers’ Certificate providing that each such Qualified Substitute Mortgage Loan satisfies the
definition thereof and specifying the Substitution Adjustment (as described below), if any, in connection with such substitution. The Trustee (or the Custodian on behalf of the Trustee) shall acknowledge receipt for such Qualified Substitute Mortgage Loan or Loans and, within 45 days thereafter, shall review such documents as specified in Section 2.02 and deliver, with respect to such Qualified Substitute Mortgage Loan or Loans, a certification substantially in the form attached hereto as Exhibit F-1 (with a copy to the NIMS Insurer), with any applicable exceptions noted thereon. Within one year of the date of substitution, the Trustee (or the Custodian on behalf of the Trustee) shall deliver to the Servicer a certification substantially in the form of Exhibit F-2 hereto (with a copy to the NIMS Insurer) with respect to such Qualified Substitute Mortgage Loan or Loans, with any applicable exceptions noted thereon. Monthly Payments due 

 

with respect to Qualified Substitute Mortgage Loans in the month of substitution are not part of the Trust Fund and will be retained by the Originator. For the month of substitution, distributions to Certificateholders will reflect the collections and recoveries in respect of such Deleted Mortgage Loan in the Due Period preceding the month of substitution and the Originator shall thereafter be entitled to retain all amounts subsequently received in respect of such Deleted Mortgage Loan.  The Depositor shall give or cause to be given written notice to the NIMS Insurer and the Trustee, who shall forward such notice to the Certificateholders, that such substitution has taken place, shall amend the Mortgage Loan Schedule to reflect the removal of such Deleted Mortgage Loan from the terms of this Agreement and the substitution of the Qualified Substitute Mortgage Loan or Loans and shall deliver a copy of such
amended Mortgage Loan Schedule to the NIMS Insurer and the Trustee. Upon such substitution by the Originator, such Qualified Substitute Mortgage Loan or Loans shall constitute part of the Mortgage Pool and shall be subject in all respects to the terms of this Agreement and the Mortgage Loan Purchase Agreement, including all applicable representations and warranties thereof included in the Mortgage Loan Purchase Agreement as of the date of substitution.

For any month in which the Originator substitutes one or more Qualified Substitute Mortgage Loans for one or more Deleted Mortgage Loans, the Servicer will determine the amount (the “Substitution Adjustment”), if any, by which the aggregate Purchase Price of all such Deleted Mortgage Loans exceeds the aggregate, as to each such Qualified Substitute Mortgage Loan, of the Stated Principal Balance thereof as of the date of substitution, together with one month’s interest on such Stated Principal Balance at the applicable Mortgage Rate. On the date of such substitution, the Originator will deliver or cause to be delivered to the Servicer for deposit in the Collection Account an amount equal to the Substitution Adjustment, if any, and the Trustee (or the Custodian on behalf of the Trustee), upon receipt of the related Qualified Substitute Mortgage Loan or Loans and certification
by the Servicer of such deposit, shall release to the Originator the related Mortgage File or Files and shall execute and deliver such instruments of transfer or assignment, in each case without recourse, as the Originator shall deliver to it and as shall be necessary to vest therein any Deleted Mortgage Loan released pursuant hereto.

In addition, the Originator shall obtain at its own expense and deliver to the Trustee and the NIMS Insurer an Opinion of Counsel to the effect that such substitution will not cause (a) any federal tax to be imposed on the Trust Fund, including without limitation, any federal tax imposed on “prohibited transactions” under Section 860F(a)(I) of the Code or on “contributions after the startup date” under Section 860G(d)(I) of the Code or (b) any REMIC to fail to qualify as a REMIC at any time that any Certificate is outstanding. If such Opinion of Counsel can not be delivered, then such substitution may only be effected at such time as the required Opinion of Counsel can be given.

(e)          Upon discovery by the Depositor, the Servicer, the NIMS Insurer or the Trustee that any Mortgage Loan does not constitute a “qualified mortgage” within the meaning of Section 860G(a)(3) of the Code, the party discovering such fact shall within two Business Days give written notice thereof to the other parties hereto. In connection therewith, the Originator or the Depositor, as the case may be, shall repurchase or, subject to the limitations set forth in Section 2.03(d), substitute one or more Qualified Substitute Mortgage Loans for the affected Mortgage Loan within 90 days of the earlier of discovery or receipt of such notice with 

 

respect to such affected Mortgage Loan. Such repurchase or substitution shall be made (i) by the Originator if the affected Mortgage Loan’s status as a non-qualified mortgage is or results from a breach of any representation, warranty or covenant made by the Originator under the Mortgage Loan Purchase Agreement or (ii) the Depositor, if the affected Mortgage Loan’s status as a non-qualified mortgage is a breach of any representation or warranty of the Depositor set forth in Section 2.06, or if its status as a non-qualified mortgage is a breach of no representation or warranty. Any such repurchase or substitution shall be made in the same manner as set forth in Section 2.03(a) or 2.03(d), if made by the Originator, or Section 2.03(b), if made by the Depositor. The Trustee (or the Custodian on behalf of the Trustee) shall reconvey to the Depositor or the Originator, as the case may be, the Mortgage
Loan to be released pursuant hereto in the same manner, and on the same terms and conditions, as it would a Mortgage Loan repurchased for breach of a representation or warranty.

(f)           In addition to the foregoing, to the extent of a breach of the representation of the Depositor set forth in Section 2.06(x), the Depositor shall repurchase or, subject to the limitations set forth in Section 2.03(d), substitute one or more Qualified Substitute Mortgage Loans for the affected Mortgage Loan within 90 days of the earlier of discovery or receipt of such notice with respect to such affected Mortgage Loan.  The Depositor acknowledges that a breach of the representation set forth in Section 2.06(x) will be deemed to materially adversely affect the interests of the Certificateholders and shall require a repurchase of the affected Mortgage Loan.

	
             
  	
            SECTION 2.04
 	
            Intentionally Omitted.
 

	
             
  	
            SECTION 2.05
 	
            Representations, Warranties and Covenants of the Servicer.
 

The Servicer hereby represents, warrants and covenants to the Trustee, for the benefit of each of the Trustee and the Certificateholders, and to the Depositor, that as of the Closing Date or as of such date specifically provided herein:

(i)           The Servicer is duly organized, validly existing, and in good standing under the laws of the jurisdiction of its formation and has all licenses necessary to carry on its business as now being conducted and is licensed, qualified and in good standing in the states where the Mortgaged Property is located (or is otherwise exempt under applicable law from such qualification) if the laws of such state require licensing or qualification in order to conduct business of the type conducted by the Servicer or to ensure the enforceability or validity of each Mortgage Loan; the Servicer has the power and authority to execute and deliver this Agreement and to perform in accordance herewith; the execution, delivery and performance of this Agreement (including all instruments of transfer to be
delivered pursuant to this Agreement) and all documents and instruments contemplated hereby which are executed and delivered by the Servicer and the consummation of the transactions contemplated hereby have been duly and validly authorized; this Agreement and all documents and instruments contemplated hereby which are executed and delivered by the Servicer, assuming due authorization, execution and delivery by the other parties hereto, evidences the valid, binding and enforceable obligation of the Servicer, subject to applicable bankruptcy, insolvency, reorganization, moratorium or other similar laws affecting the enforcement of creditors’ rights generally; 

 

and all requisite corporate action has been taken by the Servicer to make this Agreement and all documents and instruments contemplated hereby which are executed and delivered by the Servicer valid and binding upon the Servicer in accordance with its terms;

(ii)          The consummation of the transactions contemplated by this Agreement are in the ordinary course of business of the Servicer and will not result in the material breach of any term or provision of the charter or by-laws of the Servicer or result in the breach of any term or provision of, or conflict with or constitute a default under or result in the acceleration of any obligation under, any agreement, indenture or loan or credit agreement or other instrument to which the Servicer or its property is subject, or result in the violation of any law, rule, regulation, order, judgment or decree to which the Servicer or its property is subject;

(iii)        The execution and delivery of this Agreement by the Servicer and the performance and compliance with its obligations and covenants hereunder do not require the consent or approval of any governmental authority or, if such consent or approval is required, it has been obtained;

	
             
  	
            (iv)
 	
            [Reserved];
 

(v)          The Servicer does not believe, nor does it have any reason or cause to believe, that it cannot perform each and every covenant contained in this Agreement;

(vi)         There is no action, suit, proceeding or investigation pending or, to its knowledge, threatened against the Servicer that, either individually or in the aggregate, which would reasonably be expected to (A) result in any change in the business, operations, financial condition, properties or assets of the Servicer that might prohibit or materially and adversely affect the performance by such Servicer of its obligations under, or the validity or enforceability of, this Agreement, or (B) result in any material impairment of the right or ability of the Servicer to carry on its business substantially as now conducted, or (C) draw into question the validity or enforceability of this Agreement or of any action taken or to be taken in connection with the obligations of the Servicer contemplated herein,
or (D) impair materially the ability of the Servicer to perform under the terms of this Agreement;

(vii)       Neither this Agreement nor any information, certificate of an officer, statement furnished in writing or report delivered to the Trustee by the Servicer in connection with the transactions contemplated hereby contains any untrue statement of a material fact;

(viii)      The Servicer will not waive any Prepayment Charge unless it is waived in accordance with the standard set forth in Section 3.01; and

(ix)         The Servicer has fully furnished and will continue to fully furnish, in accordance with the Fair Credit Reporting Act and its implementing regulations, accurate and complete information (i.e., favorable and unfavorable) on its borrower credit files to 

 

Equifax, Experian, and Trans Union Credit Information Company (three of the credit repositories), on a monthly basis.

It is understood and agreed that the representations, warranties and covenants set forth in this Section 2.05 shall survive delivery of the Mortgage Files to the Trustee (or the Custodian on behalf of the Trustee) and shall inure to the benefit of the Trustee, the Depositor and the Certificateholders. Upon discovery by any of the Depositor, the NIMS Insurer, the Servicer or the Trustee of a breach of any of the foregoing representations, warranties and covenants which materially and adversely affects the value of any Mortgage Loan, Prepayment Charge or the interests therein of the Certificateholders, the party discovering such breach shall give prompt written notice (but in no event later than two Business Days following such discovery) to the Servicer, the NIMS Insurer and the Trustee. Notwithstanding the foregoing, within 90 days of the earlier of discovery by the Servicer or receipt of
notice by the Servicer of the breach of the representation or covenant of the Servicer set forth in Section 2.05(viii) above which materially and adversely affects the interests of the Holders of the Class P Certificates in any Prepayment Charge, the Servicer must pay the amount of such waived Prepayment Charge, for the benefit of the Holders of the Class P Certificates, by depositing such amount into the Collection Account.  The foregoing shall not, however, limit any remedies available to the Certificateholders, the Depositor or the Trustee on behalf of the Certificateholders, pursuant to the Mortgage Loan Purchase Agreement respecting a breach of the representations, warranties and covenants of the Originator.

	
             
  	
            SECTION 2.06
 	
            Representations and Warranties of the Depositor.
 

The Depositor represents and warrants to the Trust, the Servicer and the Trustee on behalf of the Certificateholders as follows:

(i)           This agreement constitutes a legal, valid and binding obligation of the Depositor, enforceable against the Depositor in accordance with its terms, except as enforceability may be limited by applicable bankruptcy, insolvency, reorganization, moratorium or other similar laws now or hereafter in effect affecting the enforcement of creditors’ rights in general and except as such enforceability may be limited by general principles of equity (whether considered in a proceeding at law or in equity);

(ii)           Immediately prior to the sale and assignment by the Depositor to the Trustee on behalf of the Trust of each Mortgage Loan, the Depositor had good and marketable title to each Mortgage Loan (insofar as such title was conveyed to it by the Seller) subject to no prior lien, claim, participation interest, mortgage, security interest, pledge, charge or other encumbrance or other interest of any nature;

(iii)        As of the Closing Date, the Depositor has transferred all right, title and interest in the Mortgage Loans to the Trustee on behalf of the Trust;

(iv)         The Depositor has not transferred the Mortgage Loans to the Trustee on behalf of the Trust with any intent to hinder, delay or defraud any of its creditors;

 

 

(v)          The Depositor has been duly incorporated and is validly existing as a corporation in good standing under the laws of Delaware, with full corporate power and authority to own its assets and conduct its business as presently being conducted;

(vi)         The Depositor is not in violation of its articles of incorporation or by-laws or in default in the performance or observance of any material obligation, agreement, covenant or condition contained in any contract, indenture, mortgage, loan agreement, note, lease or other instrument to which the Depositor is a party or by which it or its properties may be bound, which default might result in any material adverse changes in the financial condition, earnings, affairs or business of the Depositor or which might materially and adversely affect the properties or assets, taken as a whole, of the Depositor;

(vii)       The execution, delivery and performance of this Agreement by the Depositor, and the consummation of the transactions contemplated thereby, do not and will not result in a material breach or violation of any of the terms or provisions of, or, to the knowledge of the Depositor, constitute a default under, any indenture, mortgage, deed of trust, loan agreement or other agreement or instrument to which the Depositor is a party or by which the Depositor is bound or to which any of the property or assets of the Depositor is subject, nor will such actions result in any violation of the provisions of the articles of incorporation or by-laws of the Depositor or, to the best of the Depositor’s knowledge without independent investigation, any statute or any order, rule or regulation of any court or
governmental agency or body having jurisdiction over the Depositor or any of its properties or assets (except for such conflicts, breaches, violations and defaults as would not have a material adverse effect on the ability of the Depositor to perform its obligations under this Agreement);

(viii)      To the best of the Depositor’s knowledge without any independent investigation, no consent, approval, authorization, order, registration or qualification of or with any court or governmental agency or body of the United States or any other jurisdiction is required for the issuance of the Certificates, or the consummation by the Depositor of the other transactions contemplated by this Agreement, except such consents, approvals, authorizations, registrations or qualifications as (a) may be required under State securities or Blue Sky laws, (b) have been previously obtained or (c) the failure of which to obtain would not have a material adverse effect on the performance by the Depositor of its obligations under, or the validity or enforceability of, this Agreement;

(ix)         There are no actions, proceedings or investigations pending before or, to the Depositor’s knowledge, threatened by any court, administrative agency or other tribunal to which the Depositor is a party or of which any of its properties is the subject: (a) which if determined adversely to the Depositor would have a material adverse effect on the business, results of operations or financial condition of the Depositor; (b) asserting the invalidity of this Agreement or the Certificates; (c) seeking to prevent the issuance of the Certificates or the consummation by the Depositor of any of the transactions contemplated by this Agreement, as the case may be; or (d) which might materially and adversely affect the performance by the Depositor of its obligations under, or the validity or
enforceability of, this Agreement; and

 

 

(x)          The Stated Principal Balance of each Group I Mortgage Loan is within Freddie Mac’s dollar amount limits for conforming one-to-four-family mortgage loans.

	
             
  	
            SECTION 2.07
 	
            Issuance of Certificates.
 

The Trustee (or the Custodian on behalf of the Trustee) acknowledges the assignment to it of the Mortgage Loans and the delivery to it (or the Custodian on behalf of the Trustee) of the Mortgage Files, subject to any exceptions noted by the Custodian in its exception report delivered pursuant to Section 2.02, together with the assignment to it of all other assets included in the Trust Fund, receipt of which is hereby acknowledged. Concurrently with such assignment and delivery and in exchange therefor, the Trustee, pursuant to the written request of the Depositor executed by an officer of the Depositor, has executed, authenticated and delivered to or upon the order of the Depositor, the Certificates in authorized denominations. The interests evidenced by the Certificates constitute the entire beneficial ownership interest in the Trust Fund.

	
             
  	
            SECTION 2.08
 	
            [Reserved].
 

	
             
  	
            SECTION 2.09
 	
            Acceptance of REMIC 1, REMIC 2, REMIC 3, REMIC 4 and REMIC 5 by the Trustee; Conveyance of REMIC 1 Regular Interests, Class C Interest and Class P Interest; Issuance of Certificates.
 

 (a)          The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the assets described in the definition of REMIC 1 for the benefit of the holders of the REMIC 1 Regular Interests (which are uncertificated) and the Class R Certificates (in respect of the Class R-1 Interest).  The Trustee acknowledges receipt of the assets described in the definition of REMIC 1 Regular Interests (which are uncertificated) and declares that it holds and will hold the same in trust for the exclusive use and benefit of the holders of the REMIC 1 Regular Interests and the Class R Certificates (in respect of the Class R-1 Interest). The interests evidenced by the Class
R-1 Interest, together with the REMIC 1 Regular Interests, constitute the entire beneficial ownership interest in REMIC 1.

(b)          The Depositor concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the REMIC 1 Regular Interests for the benefit of the holders of the REMIC 2 Regular Interests and the Class R Certificates (in respect of the Class R-2 Interest). The Trustee acknowledges receipt of the REMIC 1 Regular Interests and declares that it holds and will hold the same in trust for the exclusive use and benefit of the holders of the REMIC 2 Regular Interests and the Class R Certificates (in respect of the Class R-2 Interest). The interests evidenced by the Class R-2 Interest, together with the REMIC 2 Regular Interests, constitute the entire beneficial ownership interest in REMIC
2.

(c)          The Depositor concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the REMIC 2 Regular Interests for the 

 

benefit of the holders of the Floating Rate Certificates, the Class C Interest, the Class P Interest, the Class IO Interest and the Class R Certificates (in respect of the Class R-3 Interest). The Trustee acknowledges receipt of the REMIC 2 Regular Interests and declares that it holds and will hold the same in trust for the exclusive use and benefit of the holders of the Floating Rate Certificates, the Class C Interest, the Class P Interest, the Class IO Interest and the Class R Certificates (in respect of the Class R-3 Interest). The interests evidenced by the Class R-3 Interest, together with the Floating Rate Certificates, the Class C Interest, the Class P Interest and the Class IO Interest, constitute the entire beneficial ownership interest in REMIC 3.

(d)          The Depositor concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the Class C Interest (which is uncertificated) for the benefit of the Holders of the Class C Certificates and the Class R-X Certificates (in respect of the Class R-4 Interest).  The interests evidenced by the Class R-4 Interest, together with the Class C Certificates, constitute the entire beneficial ownership interest in REMIC 4.

(e)          The Depositor concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the Class P Interest (which is uncertificated) for the benefit of the Holders of the Class P Certificates and the Class R-X Certificates (in respect of the Class R-5 Interest).  The interests evidenced by the Class R-5 Interest, together with the Class P Certificates, constitute the entire beneficial ownership interest in REMIC 5.

(f)           The Depositor concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the SWAP IO Interest (which is uncertificated) for the benefit of the Holders of the REMIC 6 Regular Interest SWAP IO and the Class R-X Certificates (in respect of the Class R-6 Interest).  The interests evidenced by the Class R-6 Interest, together with the REMIC 6 Regular Interest SWAP IO, constitute the entire beneficial ownership interest in REMIC 6

(g)          The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the assets described in the definition of REMIC 1 for the benefit of the holders of the REMIC 1 Regular Interests (which are uncertificated) and the Class R Certificates (in respect of the Class R-1 Interest). The Trustee acknowledges receipt of the assets described in the definition of REMIC 1 and declares that it holds and will hold the same in trust for the exclusive use and benefit of the holders of the REMIC 1 Regular Interests and the Class R Certificates (in respect of the Class R-1 Interest). The interests evidenced by the Class R-1 Interest, together with the REMIC 1
Regular Interests, constitute the entire beneficial ownership interest in REMIC 1.

(h)          In exchange for the REMIC 2 Regular Interests and, concurrently with the assignment to the Trustee thereof, pursuant to the written request of the Depositor executed by an officer of the Depositor, the Trustee has executed, authenticated and delivered to or upon the order of the Depositor, the Regular Certificates (other than the Class C Certificates and Class P Certificates) in authorized denominations, which Certificates, together with the Class C Interests 

 

and Class P Interests and the Class R Certificates (in respect of the Class R-3 Interest), evidence the entire beneficial ownership interest in REMIC 3.

(i)           In exchange for the Class C Interest and, concurrently with the assignment to the Trustee thereof, pursuant to the written request of the Depositor executed by an officer of the Depositor, the Trustee has executed, authenticated and delivered to or upon the order of the Depositor, the Class C Certificates in authorized denominations, which Certificates, together with the Class R-X Certificates (in respect of the Class R-4 Interest), evidence the entire beneficial ownership interest in REMIC 4.

(j)           In exchange for the Class P Interest and, concurrently with the assignment to the Trustee thereof, pursuant to the written request of the Depositor executed by an officer of the Depositor, the Trustee has executed, authenticated and delivered to or upon the order of the Depositor, the Class P Certificates in authorized denominations, which Certificates, together with the Class R-X Certificates (in respect of the Class R-5 Interest), evidence the entire beneficial ownership interest in REMIC 5.

(k)          In exchange for REMIC 6 Regular Interest SWAP IO and, concurrently with the assignment to the Trustee thereof, pursuant to the written request of the Depositor executed by an officer of the Depositor, the Trustee has executed, authenticated and delivered to or upon the order of the Depositor, REMIC 6 Regular Interest SWAP IO (which shall be uncertificated) in authorized denominations, which, together with the Class R-X Certificates (in respect of the Class R-6 Interest), evidence the entire beneficial ownership interest in REMIC 6.

(l)           Concurrently with (i) the assignment and delivery to the Trustee of REMIC 1 (including the Residual Interest therein represented by the Class R-1 Interest) and the acceptance by the Trustee thereof, pursuant to Section 2.01, Section 2.02 and Section 2.09(a), (ii) the assignment and delivery to the Trustee of REMIC 2 (including the Residual Interest therein represented by the Class R-2 Interest) and the acceptance by the Trustee thereof, pursuant to Section 2.09(b), (iii) the assignment and delivery to the Trustee of REMIC 3 (including the Residual Interest therein represented by the Class R-3 Interest) and the acceptance by the Trustee thereof, pursuant to Section 2.09(c), (iv) the assignment and delivery to the Trustee of REMIC 4 (including the Residual Interest therein represented by the Class R-4
Interest) and the acceptance by the Trustee thereof, pursuant to Section 2.09(d), (v) the assignment and delivery to the Trustee of REMIC 5 (including the Residual Interest therein represented by the Class R-5 Interest) and the acceptance by the Trustee thereof, pursuant to Section 2.09(e) and (vi) the assignment and delivery to the Trustee of REMIC 6 (including the Residual Interest therein represented by the Class R-6 Interest) and the acceptance by the Trustee thereof, pursuant to Section 2.09(f), the Trustee, pursuant to the written request of the Depositor executed by an officer of the Depositor, has executed, authenticated and delivered to or upon the order of the Depositor, the Class R Certificates (evidencing the Class R-1 Interest, the Class R-2 Interest and the Class R-3 Interest) and the Class R-X Certificates (evidencing the Class R-4 Interest, the Class R-5 Interest and the Class R-6 Interest) in authorized denominations.

 

 

ARTICLE III

 

ADMINISTRATION AND SERVICING

OF THE MORTGAGE LOANS

	
             
  	
            SECTION 3.01
 	
            Servicer to Act as Servicer.
 

The Servicer shall service and administer the Mortgage Loans on behalf of the Trust and in the best interests of and for the benefit of the Certificateholders (as determined by the Servicer in its reasonable judgment) in accordance with the terms of this Agreement and the Mortgage Loans and, to the extent consistent with such terms, in the same manner in which it services and administers similar mortgage loans for its own portfolio, giving due consideration to customary and usual standards of practice of mortgage lenders and loan servicers administering similar mortgage loans but without regard to:

(i)           any relationship that the Servicer, any Sub-Servicer or any Affiliate of the Servicer or any Sub-Servicer may have with the related Mortgagor;

(ii)          the ownership or non-ownership of any Certificate by the Servicer or any Affiliate of the Servicer;

	
             
  	
            (iii)
 	
            the Servicer’s obligation to make Advances or Servicing Advances; or
 

(iv)         the Servicer’s or any Sub-Servicer’s right to receive compensation for its services hereunder or with respect to any particular transaction (the “Servicing Standard”). 

To the extent consistent with the foregoing, the Servicer (a) shall seek the timely and complete recovery of principal and interest on the Mortgage Notes and (b) shall waive (or permit a Sub-Servicer to waive) a Prepayment Charge only under the following circumstances: (i) such waiver is standard and customary in servicing similar Mortgage Loans and (ii) such waiver relates to a default or a reasonably foreseeable default and would, in the reasonable judgment of the Servicer, maximize recovery of total proceeds taking into account the value of such Prepayment Charge and the related Mortgage Loan, (iii) the collection of such Prepayment Charge would be in violation of applicable laws or (iv) the Servicer has not received information and documentation sufficient to confirm the existence or amount of such Prepayment Charge.  If a Prepayment Charge is waived as permitted by meeting the
standard described in clauses (iii) or (iv) above, then the Servicer shall make commercially reasonable efforts to attempt to enforce the obligations of the Originator under the Mortgage Loan Purchase Agreement to pay the amount of such waived Prepayment Charge, for the benefit of the Holders of the Class P Certificates; provided, however, that the Servicer shall not be under any obligation to take any action pursuant to this paragraph unless directed by the Depositor and provided, further, the Depositor hereby agrees to assist the Servicer in enforcing any obligations of the Originator to repurchase or substitute for a Mortgage Loan which has breached a representation or warranty under the Mortgage Loan Purchase Agreement.  If the Servicer makes a good faith determination as evidenced by an officer’s certificate delivered by the Servicer to the Trustee, that the Servicer’s efforts are not reasonably expected to be successful in enforcing such rights, it shall 

 

notify the Trustee of such failure and the Trustee, with the cooperation of the Servicer, shall enforce the obligation of the Originator under the Mortgage Loan Purchase Agreement to pay to the Servicer the amount of such waived Prepayment Charge.  If the Originator fails to pay the amount of such waived Prepayment Charge in accordance with its obligations under the Mortgage Loan Purchase Agreement, the Trustee, the Servicer and the Depositor shall consult on further actions to be taken against the Originator.  The Servicer hereby acknowledges that for the purposes of clause (iii) above, the law applicable to the enforcement of Prepayment Charges is the law applicable to the originator of the related Mortgage Loan.  In the event the Servicer determines that (i) the foregoing acknowledgement is no longer accurate and (ii) applicable state law would prevent it from fully enforcing any Prepayment Charge, the
Servicer shall (i) provide notice to the Depositor at least 30 days prior to waiving any such Prepayment Charge and (ii) provide a written opinion of counsel from a nationally recognized law firm experienced in regulatory matters concluding that fully enforcing such Prepayment Charge would violate applicable law.

Subject only to the above-described servicing standards and the terms of this Agreement and of the Mortgage Loans, the Servicer shall have full power and authority, acting alone or through Sub-Servicers as provided in Section 3.02, to do or cause to be done any and all things in connection with such servicing and administration which it may deem necessary or desirable.  Without limiting the generality of the foregoing, the Servicer, in the name of the Trust Fund, is hereby authorized and empowered by the Trustee when the Servicer believes it appropriate in its best judgment in accordance with the Servicing Standard, to execute and deliver, on behalf of the Certificateholders and the Trustee, any and all instruments of satisfaction or cancellation, or of partial or full release or discharge, and all other comparable instruments, with respect to the Mortgage Loans and the Mortgaged
Properties and to institute foreclosure proceedings or obtain a deed-in-lieu of foreclosure so as to convert the ownership of such properties, and to hold or cause to be held title to such properties, on behalf of the Trustee and Certificateholders.  The Servicer shall service and administer the Mortgage Loans in accordance with applicable state and federal law and shall provide to the Mortgagors any reports required to be provided to them thereby.  The Servicer shall also comply in the performance of this Agreement with all reasonable rules and requirements of each insurer under any standard hazard insurance policy.  Subject to Section 3.17, within five (5) days of the Closing Date, the Trustee shall execute and furnish to the Servicer and any Sub-Servicer any special or limited powers of attorney and other documents necessary or appropriate to enable the Servicer or any Sub-Servicer to carry out their servicing and administrative duties hereunder; provided, such limited powers of attorney or other documents shall be prepared by the Servicer and submitted to the Trustee for execution.  The Trustee shall not be liable for the actions by the Servicer or any Sub-Servicers under such powers of attorney.

The Servicer further is authorized and empowered by the Trustee, on behalf of the Certificateholders and the Trustee, in its own name or in the name of the Sub-Servicer, when the Servicer or the Sub-Servicer, as the case may be, believes it is appropriate in its best judgment to register any Mortgage Loan on the MERS® System, or cause the removal from the registration of any Mortgage Loan on the MERS® System, to execute and deliver, on behalf of the Trustee and the Certificateholders or any of them, any and all instruments of assignment and other comparable instruments with respect to such assignment or re-recording of a Mortgage in the name of MERS, solely as nominee for the Trustee and its successors and assigns. Any reasonable 

 

expenses incurred in connection with the actions described in the preceding sentence or as a result of MERS discontinuing or becoming unable to continue operations in connection with the MERS® System, shall be reimbursable to the Servicer by withdrawal from the Collection Account pursuant to Section 3.11.

Subject to Section 3.09 hereof, in accordance with the standards of the preceding paragraph, the Servicer, on escrowed accounts, shall advance or cause to be advanced funds as necessary for the purpose of effecting the payment of taxes and assessments on the Mortgaged Properties, which advances shall be Servicing Advances reimbursable in the first instance from related collections from the Mortgagors pursuant to Section 3.09, and further as provided in Section 3.11. Any cost incurred by the Servicer or by Sub-Servicers in effecting the payment of taxes and assessments on a Mortgaged Property shall not, for the purpose of calculating distributions to Certificateholders, be added to the unpaid Stated Principal Balance of the related Mortgage Loan, notwithstanding that the terms of such Mortgage Loan so permit.

Notwithstanding anything in this Agreement to the contrary, the Servicer may not make any future advances with respect to a Mortgage Loan (except as provided in Section 4.04) and the Servicer shall not (i) permit any modification with respect to any Mortgage Loan that would change the Mortgage Rate, reduce or increase the Stated Principal Balance (except for reductions resulting from actual payments of principal) or change the final maturity date on such Mortgage Loan (unless, in any such case, as provided in Section 3.07, the Mortgagor is in default with respect to the Mortgage Loan or such default is, in the judgment of the Servicer, reasonably foreseeable) or (ii) permit any modification, waiver or amendment of any term of any Mortgage Loan that would both (A) effect an exchange or reissuance of such Mortgage Loan under Section 1001 of the Code (or Treasury regulations promulgated
thereunder) and (B) cause any REMIC created hereunder to fail to qualify as a REMIC under the Code or the imposition of any tax on “prohibited transactions” or “contributions after the startup date” under the REMIC Provisions.

The Servicer shall also undertake to defend, with respect to a claim against the Trustee or the Trust, any claims against the Trust, the Trustee or itself by a Mortgagor which relate to or affect the servicing of any Mortgage Loan.  This shall not be construed as an assumption of liability in such matters.  The Trustee shall notify the Servicer of any such claim as soon as practicable after receiving notice of such claim.  The Servicer shall not be liable for any delay in responding to any claim of which it has not received timely notice.  The Trustee shall cooperate with the Servicer in all aspects of the defense of such claims, including the timely delivery of all relevant litigation files and other related information.  In the event the Servicer acts on behalf of the Trustee, the Trust or itself in any such litigation, the Trust shall pay all costs and expenses (including
attorneys’ fees, court costs, settlements and judgments) associated with the defense and management of such claim; provided, however, that the Servicer shall not be indemnified for any such cost or expense relating to claims against the Servicer and incurred by reason of its willful misfeasance, bad faith or negligence in the performance of its duties hereunder.

Within 180 days of the Closing Date, with respect to the Mortgage Loans set forth on Schedule III of the Mortgage Loan Purchase Agreement, the Servicer shall deliver to the Trustee a written field report from the Servicer or from an independent contractor (which, in either case, need not be a qualified appraiser but who cannot be the related Mortgagor) certifying 

 

that, based on a visual exterior inspection conducted by such person, such related Mortgaged Property appears not to have been damaged materially by the recent Hurricane Katrina or Rita or their after effects.

	
             
  	
            SECTION 3.02
 	
            Sub-Servicing Agreements Between Servicer and Sub-Servicers.
 

 (a)            The Servicer may enter into Sub-Servicing Agreements with Sub-Servicers, which may be Affiliates of the Servicer, for the servicing and administration of the Mortgage Loans; provided, however, (i) such sub-servicing arrangement and the terms of the related Sub-Servicing Agreement must provide for the servicing of the Mortgage Loans in a manner consistent with the servicing arrangement contemplated hereunder and (ii) the NIMS Insurer shall have consented to such sub-servicing agreement.  The Trustee is hereby authorized to acknowledge, at the request of the Servicer, any Sub-Servicing Agreement.  No such acknowledgment shall be deemed to imply that the Trustee has consented to any such Sub-Servicing Agreement, has passed upon whether such Sub-Servicing Agreement meets the requirements
applicable to Sub-Servicing Agreements set forth in this Agreement or has passed upon whether such Sub-Servicing Agreement is otherwise permitted under this Agreement.  The Servicer may, in connection with its duties as Servicer hereunder, enter into transactions with any of its Affiliates relating to the Mortgage Loans; provided, that (i) such transaction is in the ordinary course of business of the Servicer, and (ii) the terms of such transaction are no less favorable to the Servicer than it would obtain in a comparable arm’s-length transaction with a person that is not an Affiliate of the Servicer.

Each Sub-Servicer shall be (i) authorized to transact business in the state or states where the related Mortgaged Properties it is to service are situated, if and to the extent required by applicable law to enable the Sub-Servicer to perform its obligations hereunder and under the Sub-Servicing Agreement and (ii) a Freddie Mac or Fannie Mae approved mortgage servicer. Each Sub-Servicing Agreement must impose on the Sub-Servicer requirements conforming to the provisions set forth in Section 3.08 and provide for servicing of the Mortgage Loans consistent with the terms of this Agreement. The Servicer will examine each Sub-Servicing Agreement and will be familiar with the terms thereof. The terms of any Sub-Servicing Agreement will not be inconsistent with any of the provisions of this Agreement. Any variation in any Sub-Servicing Agreements from the provisions set forth in Section 3.08
relating to insurance or priority requirements of Sub-Servicing Accounts, or credits and charges to the Sub-Servicing Accounts or the timing and amount of remittances by the Sub-Servicers to the Servicer, are conclusively deemed to be inconsistent with this Agreement and therefore prohibited. The Servicer shall deliver to the NIMS Insurer and the Trustee copies of all Sub-Servicing Agreements, and any amendments or modifications thereof, promptly upon the Servicer’s execution and delivery of such instruments.

(b)           As part of its servicing activities hereunder, the Servicer, for the benefit of the Trustee and the Certificateholders, shall enforce the obligations of each Sub-Servicer under the related Sub-Servicing Agreement, including, without limitation, any obligation to make advances in respect of delinquent payments as required by a Sub-Servicing Agreement.  Such enforcement, including, without limitation, the legal prosecution of claims, termination of Sub-Servicing Agreements, and the pursuit of other appropriate remedies, shall be in such form and 

 

carried out to such an extent and at such time as the Servicer, in its good faith business judgment, would require were it the owner of the related Mortgage Loans. The Servicer shall pay the costs of such enforcement at its own expense, and shall be reimbursed therefor only (i) from a general recovery resulting from such enforcement, to the extent, if any, that such recovery exceeds all amounts due in respect of the related Mortgage Loans, or (ii) from a specific recovery of costs, expenses or attorneys’ fees against the party against whom such enforcement is directed.

	
             
  	
            SECTION 3.03
 	
            Successor Sub-Servicers.
 

The Servicer, with the consent of the NIMS Insurer, shall be entitled to terminate any Sub-Servicing Agreement and the rights and obligations of any Sub-Servicer pursuant to any Sub-Servicing Agreement in accordance with the terms and conditions of such Sub-Servicing Agreement. In the event of termination of any Sub-Servicer, all servicing obligations of such Sub-Servicer shall be assumed simultaneously by the Servicer without any act or deed on the part of such Sub-Servicer or the Servicer, and the Servicer either shall service directly the related Mortgage Loans or shall enter into a Sub-Servicing Agreement with a successor Sub-Servicer which qualifies under Section 3.02.

Any Sub-Servicing Agreement shall include the provision that such agreement may be immediately terminated by the Servicer or the Trustee (if the Trustee is acting as Servicer) without fee, in accordance with the terms of this Agreement, in the event that the Servicer (or the Trustee, if such party is then acting as Servicer) shall, for any reason, no longer be the Servicer (including termination due to a Servicer Event of Termination).

	
             
  	
            SECTION 3.04
 	
            Liability of the Servicer.
 

Notwithstanding any Sub-Servicing Agreement or the provisions of this Agreement relating to agreements or arrangements between the Servicer and a Sub-Servicer or reference to actions taken through a Sub-Servicer or otherwise, the Servicer shall remain obligated and primarily liable to the Trustee and the Certificateholders for the servicing and administering of the Mortgage Loans in accordance with the provisions of Section 3.01 without diminution of such obligation or liability by virtue of such Sub-Servicing Agreements or arrangements or by virtue of indemnification from the Sub-Servicer and to the same extent and under the same terms and conditions as if the Servicer alone were servicing and administering the Mortgage Loans. The Servicer shall be entitled to enter into any agreement with a Sub-Servicer for indemnification of the Servicer by such Sub-Servicer and nothing contained in
this Agreement shall be deemed to limit or modify such indemnification.

	
             
  	
            SECTION 3.05
 	
            No Contractual Relationship Between Sub-Servicers and the NIMS Insurer, the Trustee or Certificateholders.
 

Any Sub-Servicing Agreement that may be entered into and any transactions or services relating to the Mortgage Loans involving a Sub-Servicer in its capacity as such shall be deemed to be between the Sub-Servicer and the Servicer alone, and the NIMS Insurer, the Trustee or Certificateholders shall not be deemed parties thereto and shall have no claims, rights, obligations, duties or liabilities with respect to the Sub-Servicer except as set forth in Section 

 

3.06. The Servicer shall be solely liable for all fees owed by it to any Sub-Servicer, irrespective of whether the Servicer’s compensation pursuant to this Agreement is sufficient to pay such fees.

	
             
  	
            SECTION 3.06
 	
            Assumption or Termination of Sub-Servicing Agreements by Trustee.
 

In the event the Servicer shall for any reason no longer be the servicer (including by reason of the occurrence of a Servicer Event of Termination), the Trustee, in addition to its duties under Section 7.02, shall thereupon assume all of the rights and obligations of the Servicer under each Sub-Servicing Agreement that the Servicer may have entered into, unless the Trustee elects to terminate any Sub-Servicing Agreement in accordance with its terms as provided in Section 3.03. Upon such assumption, the Trustee (or the successor servicer appointed pursuant to Section 7.02) shall be deemed, subject to Section 3.03, to have assumed all of the departing Servicer’s interest therein and to have replaced the departing Servicer as a party to each Sub-Servicing Agreement to the same extent as if each Sub-Servicing Agreement had been assigned to the assuming party, except that (i) the departing
Servicer shall not thereby be relieved of any liability or obligations under any Sub-Servicing Agreement that arose before it ceased to be the Servicer and (ii) neither the Trustee nor any successor Servicer shall be deemed to have assumed any liability or obligation of the Servicer that arose before it ceased to be the Servicer.

The Servicer at its expense shall, upon request of the Trustee, deliver to the assuming party all documents and records relating to each Sub-Servicing Agreement and the Mortgage Loans then being serviced and an accounting of amounts collected and held by or on behalf of it, and otherwise use its best efforts to effect the orderly and efficient transfer of the Sub-Servicing Agreements to the assuming party. All Servicing Transfer Costs shall be paid by the predecessor Servicer upon presentation of reasonable documentation of such costs, and if such predecessor Servicer is the Trustee or it defaults in its obligation to pay such costs, such costs shall be paid by the successor Servicer or the Trustee (in which case the successor Servicer or the Trustee, as applicable, shall be entitled to reimbursement therefor from the assets of the Trust).

	
             
  	
            SECTION 3.07
 	
            Collection of Certain Mortgage Loan Payments.
 

The Servicer shall make reasonable efforts, in accordance with the Servicing Standard, to collect all payments called for under the terms and provisions of the Mortgage Loans and the provisions of any applicable insurance policies provided to the Servicer.  Consistent with the foregoing, the Servicer may in its discretion (i) waive any late payment charge or, if applicable, any penalty interest or any provisions of any Mortgage Loan requiring the related Mortgagor to submit to mandatory arbitration with respect to disputes arising thereunder, or (ii) extend the due dates for the Monthly Payments due on a Mortgage Note for a period of not greater than 180 days; provided, however, that any extension pursuant to clause (ii) above shall not affect the amortization schedule of any Mortgage Loan for purposes of any computation hereunder, except as provided below. In the event of any such
arrangement pursuant to clause (ii) above, the Servicer shall make timely Advances on such Mortgage Loan during such extension pursuant to Section 4.04 and in accordance with the amortization schedule of such Mortgage Loan without modification thereof by reason of such arrangement. Notwithstanding the foregoing, in the event that any Mortgage Loan is in default or, in the 

 

judgment of the Servicer, such default is reasonably foreseeable, the Servicer, consistent with the standards set forth in Section 3.01, may also waive, modify or vary any term of such Mortgage Loan (including modifications that would change the Mortgage Rate, forgive the payment of principal or interest or extend the final maturity date of such Mortgage Loan), accept payment from the related Mortgagor of an amount less than the Stated Principal Balance in final satisfaction of such Mortgage Loan, or consent to the postponement of strict compliance with any such term or otherwise grant indulgence to any Mortgagor (any and all such waivers, modifications, variances, forgiveness of principal or interest, postponements, or indulgences collectively referred to herein as “forbearance”), provided, however, that the NIMS Insurer’s prior written consent shall be required for any modification, waiver
or amendment if the aggregate number of outstanding Mortgage Loans which have been modified, waived or amended exceeds 5% of the number of Mortgage Loans as of the Cut-off Date.  The Servicer's analysis supporting any forbearance and the conclusion that any forbearance meets the standards of Section 3.01 and the Loss Mitigation Procedures shall be reflected in writing in the Mortgage File.

	
             
  	
            SECTION 3.08
 	
            Sub-Servicing Accounts.
 

In those cases where a Sub-Servicer is servicing a Mortgage Loan pursuant to a Sub- Servicing Agreement, the Sub-Servicer will be required to establish and maintain one or more accounts (collectively, the “Sub-Servicing Account”). The Sub-Servicing Account shall be an Eligible Account and shall comply with all requirements of this Agreement relating to the Collection Account. The Sub-Servicer shall deposit in the clearing account in which it customarily deposits payments and collections on mortgage loans in connection with its mortgage loan servicing activities on a daily basis, and in no event more than one Business Day after the Sub-Servicer’s receipt thereof, all proceeds of Mortgage Loans received by the Sub-Servicer less its servicing compensation to the extent permitted by the Sub-Servicing Agreement, and shall thereafter deposit such amounts in the Sub-Servicing
Account, in no event more than two Business Days after the receipt of such amounts. The Sub-Servicer shall thereafter deposit such proceeds in the Collection Account or remit such proceeds to the Servicer for deposit in the Collection Account not later than two Business Days after the deposit of such amounts in the Sub-Servicing Account. For purposes of this Agreement, the Servicer shall be deemed to have received payments on the Mortgage Loans when the Sub-Servicer receives such payments.

	
             
  	
            SECTION 3.09
 	
            Collection of Taxes, Assessments and Similar Items; Escrow Accounts.
 

To the extent required by the related Mortgage Note, the Servicer shall establish and maintain, or cause to be established and maintained, one or more accounts (the “Escrow Accounts”), into which all Escrow Payments shall be deposited and retained.  Escrow Accounts shall be Eligible Accounts. The Servicer shall deposit in the clearing account in which it customarily deposits payments and collections on mortgage loans in connection with its mortgage loan servicing activities, all Escrow Payments collected on account of the Mortgage Loans and shall deposit in the Escrow Accounts, in no event more than two Business Days after the receipt of such Escrow Payments, all Escrow Payments collected on account of the Mortgage Loans for the purpose of effecting the payment of any such items as required under the terms of this Agreement. Withdrawals of amounts from an Escrow Account may be
made only to (i) 

 

effect payment of taxes, assessments, hazard insurance premiums, and comparable items in a manner and at a time that assures that the lien priority of the Mortgage is not jeopardized (or, with respect to the payment of taxes, in a manner and at a time that avoids the loss of the Mortgaged Property due to a tax sale or the foreclosure as a result of a tax lien); (ii) reimburse the Servicer (or a Sub-Servicer to the extent provided in the related Sub-Servicing Agreement) out of related collections for any Servicing Advances made pursuant to Section 3.01 (with respect to taxes and assessments) and Section 3.14 (with respect to hazard insurance); (iii) refund to Mortgagors any sums as may be determined to be overages; (iv) pay interest, if required and as described below, to Mortgagors on balances in the Escrow Account; or (v) clear and terminate the Escrow Account at the termination of the Servicer’s
obligations and responsibilities in respect of the Mortgage Loans under this Agreement in accordance with Article X. In the event the Servicer shall deposit in a Escrow Account any amount not required to be deposited therein, it may at any time withdraw such amount from such Escrow Account, any provision herein to the contrary notwithstanding. The Servicer will be responsible for the administration of the Escrow Accounts and will be obligated to make Servicing Advances to such accounts when and as necessary to avoid the lapse of insurance coverage on the Mortgaged Property, or which the Servicer knows, or in the exercise of the required standard of care of the Servicer hereunder should know, is necessary to avoid the loss of the Mortgaged Property due to a tax sale or the foreclosure as a result of a tax lien. If any such payment has not been made and the Servicer receives notice of a tax lien with respect to the Mortgage being imposed, the Servicer will, within 10 Business Days of
receipt of such notice, advance or cause to be advanced funds necessary to discharge such lien on the Mortgaged Property. As part of its servicing duties, the Servicer or any Sub-Servicers shall pay to the Mortgagors interest on funds in the Escrow Accounts, to the extent required by law and, to the extent that interest earned on funds in the Escrow Accounts is insufficient, to pay such interest from its or their own funds, without any reimbursement therefor. The Servicer may pay to itself any excess interest on funds in the Escrow Accounts, to the extent such action is in conformity with the Servicing Standard, is permitted by law and such amounts are not required to be paid to Mortgagors or used for any of the other purposes set forth above.

	
             
  	
            SECTION 3.10
 	
            Collection Account and Distribution Account.
 

 (a)            On behalf of the Trust Fund, the Servicer shall establish and maintain, or cause to be established and maintained, one or more accounts (such account or accounts, the “Collection Account”), held in trust for the benefit of the Trustee and the Certificateholders. On behalf of the Trust Fund, the Servicer shall deposit or cause to be deposited in the Collection Account, in no event more than two Business Days after the Servicer’s receipt thereof, as and when received or as otherwise required hereunder, the following payments and collections received or made by it subsequent to the Cut-off Date (other than in respect of principal or interest on the Mortgage Loans due on or before the Cut-off Date) or payments (other than Principal Prepayments) received by it on or prior to the
Cut-off Date but allocable to a Due Period subsequent thereto:

(i)           all payments on account of principal, including Principal Prepayments (but not Prepayment Charges), on the Mortgage Loans;

(ii)          all payments on account of interest (net of the Servicing Fee) on each Mortgage Loan;

 

 

(iii)         all Insurance Proceeds, Net Liquidation Proceeds, Subsequent Recoveries and condemnation proceeds (other than proceeds collected in respect of any particular REO Property and amounts paid in connection with a purchase of Mortgage Loans and REO Properties pursuant to Section 10.01);

(iv)         any amounts required to be deposited pursuant to Section 3.12 in connection with any losses realized on Permitted Investments with respect to funds held in the Collection Account;

(v)          any amounts required to be deposited by the Servicer pursuant to the second paragraph of Section 3.14(a) in respect of any blanket policy deductibles;

(vi)         all proceeds of any Mortgage Loan repurchased or purchased in accordance with Section 2.03, Section 3.16(c) or Section 10.01;

(vii)       all amounts required to be deposited in connection with Substitution Adjustments pursuant to Section 2.03; and

(viii)      all Prepayment Charges collected by the Servicer and any Servicer Prepayment Charge Payment Amounts in connection with the Principal Prepayment of any of the Mortgage Loans.

The foregoing requirements for deposit in the Collection Account shall be exclusive, it being understood and agreed that, without limiting the generality of the foregoing, payments in the nature of Servicing Fees, late payment charges, assumption fees, insufficient funds charges and ancillary income (other than Prepayment Charges) need not be deposited by the Servicer in the Collection Account and may be retained by the Servicer as additional compensation. In the event the Servicer shall deposit in the Collection Account any amount not required to be deposited therein, it may at any time withdraw such amount from the Collection Account, any provision herein to the contrary notwithstanding.

(b)            On behalf of the Trust Fund, the Trustee shall establish and maintain one or more segregated, non-interest bearing trust accounts (such account or accounts, the “Distribution Account”), held in trust for the benefit of the Trustee and the Certificateholders. On behalf of the Trust Fund, the Servicer shall deliver to the Trustee in immediately available funds for deposit in the Distribution Account on or before 1:00 p.m. New York time on the Servicer Remittance Date, that portion of the Available Funds (calculated without regard to the references in the definition thereof to amounts that may be withdrawn from the Distribution Account) for the related Distribution Date then on deposit in the Collection Account, the amount of all Prepayment Charges collected during the applicable
Prepayment Period by the Servicer and Servicer Prepayment Charge Payment Amounts in connection with the Principal Prepayment of any of the Mortgage Loans then on deposit in the Collection Account, the amount of any funds reimbursable to an Advancing Person pursuant to Section 3.29 (unless such amounts are to be remitted in another manner as specified in the documentation establishing the related Advance Facility).

 

 

If, by 1:00 p.m. New York time, on the Servicer Remittance Date, the Servicer fails to remit to the Trustee for deposit into the Distribution Account any amounts required to be so remitted by the Servicer pursuant to this Agreement, the Servicer shall pay to the Trustee, for its own account, interest on such amounts at the prime rate for such date (as set forth in the Wall Street Journal) for the period commencing on the Servicer Remittance Date through the Business Day on which such failure is remedied.

(c)            Funds in the Collection Account and the Distribution Account may be invested in Permitted Investments in accordance with the provisions set forth in Section 3.12. The Servicer shall give written notice to the NIMS Insurer and the Trustee of the location of the Collection Account maintained by it when established and prior to any change thereof. The Trustee shall give notice to the NIMS Insurer, the Servicer and the Depositor of the location of the Distribution Account when established and prior to any change thereof.

(d)            Funds held in the Collection Account at any time may be delivered by the Servicer to the Trustee for deposit in an account (which may be the Distribution Account and must satisfy the standards for the Distribution Account as set forth in the definition thereof) and for all purposes of this Agreement shall be deemed to be a part of the Collection Account; provided, however, that the Trustee shall have the sole authority to withdraw any funds held pursuant to this subsection (d). In the event the Servicer shall deliver to the Trustee for deposit in the Distribution Account any amount not required to be deposited therein, it may at any time request that the Trustee withdraw such amount from the Distribution Account and remit to it any such amount, any provision herein to the contrary
notwithstanding. In addition, the Servicer, with respect to items (i) through (iv) below, shall deliver to the Trustee from time to time for deposit, and the Trustee, with respect to items (i) through (iv) below, shall so deposit, in the Distribution Account:

	
             
  	
            (i)
 	
            any Advances, as required pursuant to Section 4.04;
 

(ii)          any amounts required to be deposited pursuant to Section 3.23(d) or (f) in connection with any REO Property;

(iii)         any amounts to be paid by the Servicer in connection with a purchase of Mortgage Loans and REO Properties pursuant to Section 10.01;

(iv)         any Compensating Interest to be deposited pursuant to Section 3.24 in connection with any Prepayment Interest Shortfall; and

(v)          any amounts required to be paid to the Trustee pursuant to the Agreement, including, but not limited to Section 3.06 and Section 7.02.

	
             
  	
            SECTION 3.11
 	
            Withdrawals from the Collection Account and Distribution Account.
 

 (a)            The Servicer shall, from time to time, make withdrawals from the Collection Account for any of the following purposes or as described in Section 4.04:

 

 

(i)           to remit to the Trustee for deposit in the Distribution Account the amounts required to be so remitted pursuant to Section 3.10(b) or permitted to be so remitted pursuant to the first sentence of Section 3.10(d);

(ii)          subject to Section 3.16(d), to reimburse the Servicer for (a) any unreimbursed Advances to the extent of amounts received which represent Late Collections (net of the related Servicing Fees), Liquidation Proceeds and Insurance Proceeds on Mortgage Loans or REO Properties with respect to which such Advances were made in accordance with the provisions of Section 4.04; or (b) without limiting any right of withdrawal set forth in clause (vi) below, any unreimbursed Advances that, upon a Final Recovery Determination with respect to such Mortgage Loan, are Nonrecoverable Advances, but only to the extent that Late Collections (net of the related Servicing Fees), Liquidation Proceeds and Insurance Proceeds received with respect to such Mortgage Loan are insufficient to reimburse the Servicer
for such unreimbursed Advances; or (c) subject to 4.04(b), any unreimbursed Advances to the extent of funds held in the Collection Account for future distribution that were not included in Available Funds for the preceding Distribution Date;

(iii)        subject to Section 3.16(d), to pay the Servicer or any Sub-Servicer (a) any unpaid Servicing Fees, (b) any unreimbursed Servicing Advances with respect to each Mortgage Loan, but only to the extent of any Late Collections, Liquidation Proceeds and Insurance Proceeds received with respect to such Mortgage Loan or REO Property, and (c) without limiting any right of withdrawal set forth in clause (vi) below, any Servicing Advances made with respect to a Mortgage Loan that, upon a Final Recovery Determination with respect to such Mortgage Loan are Nonrecoverable Advances, but only to the extent that Late Collections, Liquidation Proceeds and Insurance Proceeds received with respect to such Mortgage Loan are insufficient to reimburse the Servicer or any Sub-Servicer for Servicing Advances;

(iv)         to pay to the Servicer as additional servicing compensation (in addition to the Servicing Fee) on the Servicer Remittance Date any interest or investment income earned on funds deposited in the Collection Account;

(v)          to pay itself, the NIMS Insurer or the Originator, as applicable, with respect to each Mortgage Loan that has previously been purchased or replaced pursuant to Section 2.03 or Section 3.16(c) all amounts received thereon subsequent to the date of purchase or substitution, as the case may be and any enforcement expenses reasonably incurred in respect of such breach or defect, including any expenses arising out of the enforcement of such purchase obligations;

(vi)         to reimburse the Servicer for any Advance or Servicing Advance previously made which the Servicer has determined to be a Nonrecoverable Advance in accordance with the provisions of Section 4.04;

(vii)       to pay, or to reimburse the Servicer for Servicing Advances in respect of, expenses incurred in connection with any Mortgage Loan pursuant to Section 3.16(b);

 

 

(viii)      to reimburse the Servicer for expenses incurred by or reimbursable to the Servicer pursuant to Section 6.03;

	
             
  	
            (ix)
 	
            to pay itself any Prepayment Interest Excess;
 

(x)          to clear and terminate the Collection Account pursuant to Section 10.01; and

(xi)         to withdraw any amount deposited in the Collection Account and not required to be deposited therein.

The foregoing requirements for withdrawal from the Collection Account shall be exclusive.  In the event the Servicer shall deposit in the Collection Account any amount not required to be deposited therein, it may at any time withdraw such amount from the Collection Account, any provision herein to the contrary notwithstanding.

The Servicer shall keep and maintain separate accounting, on a Mortgage Loan by Mortgage Loan basis, for the purpose of justifying any withdrawal from the Collection Account, to the extent held by or on behalf of it, pursuant to subclauses (ii), (iii), (iv), (v), (vi) and (vii) above. The Servicer shall provide written notification to the NIMS Insurer and the Trustee, on or prior to the next succeeding Servicer Remittance Date, upon making any withdrawals from the Collection Account pursuant to subclause (vi) above; provided that an Officers’ Certificate in the form described under Section 4.04(d) shall suffice for such written notification to the Trustee in respect hereof.

(b)           The Trustee shall, from time to time, make withdrawals from the Distribution Account, for any of the following purposes, without priority:

	
             
  	
            (i)
 	
            to make distributions in accordance with Section 4.01;
 	
             

	
             
  	
            (ii)
 	
            [Reserved];
 	
             

	
             
  	
            (iii)
 	
            to pay any amounts in respect of taxes pursuant to Section 9.01(g);
 	
             

	
             
  	
            (iv)
 	
            to clear and terminate the Distribution Account pursuant to Section 10.01;
 
						

(v)          to pay any amounts required to be paid to the Trustee pursuant to this Agreement, including but not limited to funds required to be paid pursuant to Section 3.06, Section 4.01, Section 7.02 and Section 8.05;

(vi)         to pay to the Trustee, any interest or investment income earned on funds deposited in the Distribution Account;

(vii)       to pay to an Advancing Person reimbursements for Advances and/or Servicing Advances pursuant to Section 3.29; and

	
             
  	
            (viii)
 	
            to pay to the Custodian, the Custodian Fee.
 

 

 

 

	
             
  	
            SECTION 3.12
 	
            Investment of Funds in the Collection Account and the Distribution Account.
 

 (a)          The Servicer may direct any depository institution maintaining the Collection Account and any REO Account to invest the funds on deposit in such accounts and the Trustee may invest the funds on deposit in the Distribution Account or hold such funds uninvested (each such account, for the purposes of this Section 3.12, an “Investment Account”).  All investments pursuant to this Section 3.12 shall be in one or more Permitted Investments bearing interest or sold at a discount, and maturing, unless payable on demand, (i) no later than the Business Day immediately preceding the date on which such funds are required to be withdrawn from such account pursuant to this Agreement, if a Person other than the Trustee is the obligor thereon or if such investment is managed or advised by a Person other than the
Trustee or an Affiliate of the Trustee, and (ii) no later than the date on which such funds are required to be withdrawn from such account pursuant to this Agreement, if the Trustee is the obligor thereon or if such investment is managed or advised by the Trustee or any Affiliate. All such Permitted Investments shall be held to maturity, unless payable on demand. Any investment of funds in an Investment Account shall be made in the name of the Trustee (in its capacity as such), or in the name of a nominee of the Trustee. The Trustee shall be entitled to sole possession (except with respect to investment direction of funds held in the Collection Account and any REO Account, and any income and gain realized thereon) over each such investment, and any certificate or other instrument evidencing any such investment shall be delivered directly to the Trustee or its agent, together with any document of transfer necessary to transfer title to such investment to the Trustee or its nominee. In
the event amounts on deposit in an Investment Account are at any time invested in a Permitted Investment payable on demand, the Trustee shall:

(x)          consistent with any notice required to be given thereunder, demand that payment thereon be made on the last day such Permitted Investment may otherwise mature hereunder in an amount equal to the lesser of (1) all amounts then payable thereunder and (2) the amount required to be withdrawn on such date; and

(y)          demand payment of all amounts due thereunder promptly upon determination by a Responsible Officer of the Trustee that such Permitted Investment would not constitute a Permitted Investment in respect of funds thereafter on deposit in the Investment Account.

(b)          All income and gain realized from the investment of funds deposited in the Collection Account and any REO Account held by or on behalf of the Servicer shall be for the benefit of the Servicer and shall be subject to its withdrawal in accordance with Section 3.11, Section 3.29 or Section 3.23, as applicable. The Servicer shall deposit in the Collection Account or any REO Account, as applicable, the amount of any loss of principal incurred in respect of any such Permitted Investment made with funds in such Account immediately upon realization of such loss.

(c)          All income and gain realized from the investment of funds deposited in the Distribution Account shall be for the benefit of the Trustee. The Trustee shall deposit in the Distribution Account the amount of any loss of principal incurred in respect of any such 

 

Permitted Investment made with funds in such Account immediately upon realization of such loss.  Notwithstanding the foregoing, the Trustee may at its discretion, and without liability, hold the funds in the Distribution Account uninvested.

(d)          Except as otherwise expressly provided in this Agreement, if any default occurs in the making of a payment due under any Permitted Investment, or if a default occurs in any other performance required under any Permitted Investment, the Trustee may and, subject to Section 8.01 and Section 8.02(a)(v), upon the request of the NIMS Insurer or the Holders of Certificates representing more than 50% of the Voting Rights allocated to any Class of Certificates, shall take such action as may be appropriate to enforce such payment or performance, including the institution and prosecution of appropriate proceedings.

(e)            The Trustee or its Affiliates are permitted to receive additional compensation that could be deemed to be in the Trustee’s economic self-interest for (i) serving as investment adviser, administrator, shareholder servicing agent, custodian or sub-custodian with respect to certain of the Permitted Investments, (ii) using Affiliates to effect transactions in certain Permitted Investments and (iii) effecting transactions in certain Permitted Investments.  Such compensation shall not be considered an amount that is reimbursable or payable to the Trustee pursuant to Section 3.11 or 3.12 or otherwise payable in respect of extraordinary Trust Fund expenses.

	
             
  	
            SECTION 3.13
 	
            [Reserved].
 

	
             
  	
            SECTION 3.14
 	
            Maintenance of Hazard Insurance and Errors and Omissions and Fidelity Coverage.
 

 (a)            The Servicer shall cause to be maintained for each Mortgage Loan hazard insurance with extended coverage on the Mortgaged Property in an amount which is at least equal to the lesser of (i) the current Principal Balance of such Mortgage Loan and (ii) the amount necessary to fully compensate for any damage or loss to the improvements that are a part of such property on a replacement cost basis, in each case in an amount not less than such amount as is necessary to avoid the application of any coinsurance clause contained in the related hazard insurance policy.  The Servicer shall also cause to be maintained hazard insurance with extended coverage on each REO Property in an amount which is at least equal to the lesser of (i) the maximum insurable value of the improvements which are a part of
such property and (ii) the outstanding Principal Balance of the related Mortgage Loan at the time it became an REO Property. The Servicer will comply in the performance of this Agreement with all reasonable rules and requirements of each insurer under any such hazard policies. Any amounts to be collected by the Servicer under any such policies (other than amounts to be applied to the restoration or repair of the property subject to the related Mortgage or amounts to be released to the Mortgagor in accordance with the procedures that the Servicer would follow in servicing loans held for its own account, subject to the terms and conditions of the related Mortgage and Mortgage Note) shall be deposited in the Collection Account, subject to withdrawal pursuant to Section 3.11, if received in respect of a Mortgage Loan, or in the REO Account, subject to withdrawal pursuant to Section 3.23, if received in respect of an REO Property. Any cost incurred by the Servicer in maintaining any such
insurance shall not, for the purpose of calculating distributions to Certificateholders, be added to the unpaid Principal Balance of the 

 

related Mortgage Loan, notwithstanding that the terms of such Mortgage Loan so permit.  It is understood and agreed that no earthquake or other additional insurance is to be required of any Mortgagor other than pursuant to such applicable laws and regulations as shall at any time be in force and as shall require such additional insurance. If the Mortgaged Property or REO Property is at any time in an area identified in the Federal Register by the Federal Emergency Management Agency as having special flood hazards and flood insurance has been made available, the Servicer will cause to be maintained a flood insurance policy in respect thereof. Such flood insurance shall be in an amount equal to the lesser of (i) the unpaid Principal Balance of the related Mortgage Loan and (ii) the maximum amount of such insurance available for the related Mortgaged Property under the national flood insurance program
(assuming that the area in which such Mortgaged Property is located is participating in such program).

In the event that the Servicer shall obtain and maintain a blanket policy insuring against hazard losses on all of the Mortgage Loans, it shall conclusively be deemed to have satisfied its obligations as set forth in the first two sentences of this Section 3.14, it being understood and agreed that such policy may contain a deductible clause on terms substantially equivalent to those commercially available and maintained by competent servicers, in which case the Servicer shall, in the event that there shall not have been maintained on the related Mortgaged Property or REO Property a policy complying with the first two sentences of this Section 3.14, and there shall have been one or more losses which would have been covered by such policy, deposit to the Collection Account from its own funds the amount not otherwise payable under the blanket policy because of such deductible clause. In
connection with its activities as servicer of the Mortgage Loans, the Servicer agrees to prepare and present, on behalf of itself, the Depositor, the Trustee and Certificateholders, claims under any such blanket policy in a timely fashion in accordance with the terms of such policy.

(b)           The Servicer shall keep in force during the term of this Agreement a policy or policies of insurance covering errors and omissions for failure in the performance of the Servicer’s obligations under this Agreement, which policy or policies shall be in such form and amount that would meet the requirements of Fannie Mae or Freddie Mac if it were the purchaser of the Mortgage Loans, unless the Servicer has obtained a waiver of such requirements from Fannie Mae or Freddie Mac. The Servicer shall provide the Trustee and the NIMS Insurer, upon request, with copies of such insurance policies and fidelity bond.  The Servicer shall also maintain a fidelity bond in the form and amount that would meet the requirements of Fannie Mae or Freddie Mac, unless the Servicer has obtained a waiver of such
requirements from Fannie Mae or Freddie Mac. The Servicer shall be deemed to have complied with this provision if an Affiliate of the Servicer has such errors and omissions and fidelity bond coverage and, by the terms of such insurance policy or fidelity bond, the coverage afforded thereunder extends to the Servicer. Any such errors and omissions policy and fidelity bond shall by its terms not be cancelable without thirty days’ prior written notice to the Trustee and the NIMS Insurer. The Servicer shall also cause each Sub-Servicer to maintain a policy of insurance covering errors and omissions and a fidelity bond which would meet such requirements.

 

 

	
             
  	
            SECTION 3.15
 	
            Enforcement of Due-On-Sale Clauses; Assumption Agreements.
 

The Servicer will, to the extent it has knowledge of any conveyance or prospective conveyance of any Mortgaged Property by any Mortgagor (whether by absolute conveyance or by contract of sale, and whether or not the Mortgagor remains or is to remain liable under the Mortgage Note and/or the Mortgage), exercise its rights to accelerate the maturity of such Mortgage Loan under the “due-on-sale” clause, if any, applicable thereto; provided, however, that the Servicer shall not be required to take such action if in its sole business judgment the Servicer believes it is not in the best interests of the Trust Fund and shall not exercise any such rights if prohibited by law from doing so. If the Servicer reasonably believes it is unable under applicable law to enforce such “due-on-sale” clause, or if any of the other conditions set forth in the proviso to the preceding
sentence apply, the Servicer will enter into an assumption and modification agreement from or with the person to whom such property has been conveyed or is proposed to be conveyed, pursuant to which such person becomes liable under the Mortgage Note and, to the extent permitted by applicable state law, the Mortgagor remains liable thereon.  The Servicer is also authorized, to the extent permitted under the related Mortgage Note, to enter into a substitution of liability agreement with such person, pursuant to which the original Mortgagor is released from liability and such person is substituted as the Mortgagor and becomes liable under the Mortgage Note, provided that no such substitution shall be effective unless such person satisfies the current underwriting criteria of the Servicer for a mortgage loan similar to the related Mortgage Loan.  In connection with any assumption, modification or substitution, the Servicer shall apply such underwriting standards and follow such practices
and procedures as shall be normal and usual in its general mortgage servicing activities and as it applies to other mortgage loans owned solely by it. The Servicer shall not take or enter into any assumption and modification agreement, however, unless (to the extent practicable in the circumstances) it shall have received confirmation, in writing, of the continued effectiveness of any applicable hazard insurance policy. Any fee collected by the Servicer in respect of an assumption, modification or substitution of liability agreement shall be retained by the Servicer as additional servicing compensation. In connection with any such assumption, no material term of the Mortgage Note (including but not limited to the related Mortgage Rate and the amount of the Monthly Payment) may be amended or modified, except as otherwise required pursuant to the terms thereof. The Servicer shall notify the Trustee that any such substitution, modification or assumption agreement has been completed by
forwarding to the Trustee the executed original of such substitution, modification or assumption agreement, which document shall be added to the related Mortgage File and shall, for all purposes, be considered a part of such Mortgage File to the same extent as all other documents and instruments constituting a part thereof.

Notwithstanding the foregoing paragraph or any other provision of this Agreement, the Servicer shall not be deemed to be in default, breach or any other violation of its obligations hereunder by reason of any assumption of a Mortgage Loan by operation of law or by the terms of the Mortgage Note or any assumption which the Servicer may be restricted by law from preventing, for any reason whatsoever. For purposes of this Section 3.15, the term “assumption” is deemed to also include a sale (of the Mortgaged Property) subject to the Mortgage that is not accompanied by an assumption or substitution of liability agreement.

 

 

	
             
  	
            SECTION 3.16
 	
            Realization Upon Defaulted Mortgage Loans.
 

 (a)            The Servicer shall use its reasonable efforts, consistent with the Servicing Standard, to foreclose upon or otherwise comparably convert the ownership of properties securing such of the Mortgage Loans as come into and continue in default and as to which no satisfactory arrangements can be made for collection of delinquent payments pursuant to Section 3.07.  Title to any such property shall be taken in the name of the Trustee or its nominee, on behalf of the Certificateholders, subject to applicable law.  The Servicer shall be responsible for all costs and expenses incurred by it in any such proceedings; provided, however, that such costs and expenses will be recoverable as Servicing Advances by the Servicer as contemplated in Section 3.11(a) and Section 3.23. The foregoing is subject to the
provision that, in any case in which a Mortgaged Property shall have suffered damage from an Uninsured Cause, the Servicer shall not be required to expend its own funds toward the restoration of such property unless it shall determine in its discretion that such restoration will increase the proceeds of liquidation of the related Mortgage Loan after reimbursement to itself for such expenses.

(b)            Notwithstanding the foregoing provisions of this Section 3.16 or any other provision of this Agreement, with respect to any Mortgage Loan as to which the Servicer has received actual notice of, or has actual knowledge of, the presence of any toxic or hazardous substance on the related Mortgaged Property, the Servicer shall not, on behalf of the Trustee, either (i) obtain title to such Mortgaged Property as a result of or in lieu of foreclosure or otherwise, or (ii) otherwise acquire possession of, or take any other action with respect to, such Mortgaged Property, if, as a result of any such action, the Trustee, the Trust Fund or the Certificateholders would be considered to hold title to, to be a “mortgagee-in-possession” of, or to be an “owner” or “operator” of
such Mortgaged Property within the meaning of the Comprehensive Environmental Response, Compensation and Liability Act of 1980, as amended from time to time, or any comparable law, unless the Servicer has also previously determined, based on its reasonable judgment and a report prepared by a Person who regularly conducts environmental audits using customary industry standards, that:

(A)         such Mortgaged Property is in compliance with applicable environmental laws or, if not, that it would be in the best economic interest of the Trust Fund to take such actions as are necessary to bring the Mortgaged Property into compliance therewith; and

(B)         there are no circumstances present at such Mortgaged Property relating to the use, management or disposal of any hazardous substances, hazardous materials, hazardous wastes, or petroleum-based materials for which investigation, testing, monitoring, containment, clean-up or remediation could be required under any federal, state or local law or regulation, or that if any such materials are present for which such action could be required, that it would be in the best economic interest of the Trust Fund to take such actions with respect to the affected Mortgaged Property.

Notwithstanding the foregoing, if such environmental audit reveals, or if the Servicer has actual knowledge or notice, that such Mortgaged Property contains such wastes or substances, the Servicer shall not foreclose or accept a deed in lieu of foreclosure without the prior written consent of the NIMS Insurer.

 

 

The cost of the environmental audit report contemplated by this Section 3.16 shall be advanced by the Servicer, subject to the Servicer’s right to be reimbursed therefor from the Collection Account as provided in Section 3.11(a)(vii), such right of reimbursement being prior to the rights of Certificateholders to receive any amount in the Collection Account received in respect of the affected Mortgage Loan or other Mortgage Loans.

If the Servicer determines, as described above, that it is in the best economic interest of the Trust Fund to take such actions as are necessary to bring any such Mortgaged Property into compliance with applicable environmental laws, or to take such action with respect to the containment, clean-up or remediation of hazardous substances, hazardous materials, hazardous wastes or petroleum-based materials affecting any such Mortgaged Property, then the Servicer shall take such action as it deems to be in the best economic interest of the Trust Fund; provided that any amounts disbursed by the Servicer pursuant to this Section 3.16(b) shall constitute Servicing Advances, subject to Section 4.04(d). The cost of any such compliance, containment, clean-up or remediation shall be advanced by the Servicer, subject to the Servicer’s right to be reimbursed therefor from the Collection Account as
provided in Section 3.11(a)(vii), such right of reimbursement being prior to the rights of Certificateholders to receive any amount in the Collection Account received in respect of the affected Mortgage Loan or other Mortgage Loans.

(c)            The Servicer may, at its option, purchase a Mortgage Loan which has become 90 or more days delinquent or for which the Servicer has accepted a deed in lieu of foreclosure.  Prior to purchase pursuant to this Section 3.16(c), the Servicer shall be required to continue to make Advances pursuant to Section 4.04.  The Servicer shall not use any procedure in selecting Mortgage Loans to be repurchased which is materially adverse to the interests of the Certificateholders.  The Servicer shall purchase such delinquent Mortgage Loan at a price equal to the Purchase Price of such Mortgage Loan.  Any such purchase of a Mortgage Loan pursuant to this Section 3.16(c) shall be accomplished by deposit in the Collection Account of the amount of the Purchase Price.  Upon the satisfaction of the requirements
set forth in Section 3.17(a), the Trustee shall immediately deliver the Mortgage File and any related documentation to the Servicer and will execute such documents provided to it as are necessary to convey the Mortgage Loan to the Servicer.

(d)            Proceeds received in connection with any Final Recovery Determination, as well as any recovery resulting from a partial collection of Insurance Proceeds, Liquidation Proceeds or condemnation proceeds, in respect of any Mortgage Loan, will be applied in the following order of priority: first, to unpaid Servicing Fees; second, to reimburse the Servicer or any Sub-Servicer for any related unreimbursed Servicing Advances pursuant to Section 3.11(a)(iii) and Advances pursuant to Section 3.11(a)(ii); third, to accrued and unpaid interest on the Mortgage Loan, to the date of the Final Recovery Determination, or to the Due Date prior to the Distribution Date on which such amounts are to be distributed if not in connection with a Final Recovery Determination; and fourth, as a recovery of principal of
the Mortgage Loan. The portion of the recovery so allocated to unpaid Servicing Fees shall be reimbursed to the Servicer or any Sub-Servicer pursuant to Section 3.11(a)(iii).

 

 

	
             
  	
            SECTION 3.17
 	
            Trustee to Cooperate; Release of Mortgage Files.
 

 (a)            Upon the payment in full of any Mortgage Loan, or the receipt by the Servicer of a notification that payment in full shall be escrowed in a manner customary for such purposes, the Servicer shall deliver to the Custodian, in written (with two executed copies) or electronic format, a Request for Release in the form of Exhibit E hereto (which certification shall include a statement to the effect that all amounts received or to be received in connection with such payment which are required to be deposited in the Collection Account pursuant to Section 3.10 have been or will be so deposited) signed by a Servicing Officer (or in a mutually agreeable electronic format that will, in lieu of a signature on its face, originate from a Servicing Officer) and shall request delivery to it or its designee of
the Mortgage File. Upon receipt of such certification and request, the Custodian, pursuant to the Custodial Agreement, shall release the related Mortgage File to the Servicer or its designee (which, shall be sent by overnight mail at the Servicer’s expense) and the Servicer is authorized to cause the removal from the registration on the MERS® System of any such Mortgage Loan, if applicable. Except as otherwise provided herein, no expenses incurred in connection with any instrument of satisfaction or deed of reconveyance shall be chargeable to the Collection Account or the Distribution Account.

(b)            From time to time and as appropriate for the servicing or foreclosure of any Mortgage Loan, including, for this purpose, collection under any insurance policy relating to the Mortgage Loans, the Custodian, pursuant tot eh Custodial Agreement, shall, upon any request made by or on behalf of the Servicer and delivery to the Custodian of two executed copies of a written Request for Release in the form of Exhibit E hereto signed by a Servicing Officer (or in a mutually agreeable electronic format that will, in lieu of a signature on its face, originate from a Servicing Officer), release the related Mortgage File to the Servicer or its designee within three Business Days, which, shall be sent by overnight mail, at the expense of the Servicer or the related Mortgagor, and the Trustee (or the
Custodian on behalf of the Trustee) shall, at the written direction of the Servicer, execute such documents provided to it by the Servicer as shall be necessary to the prosecution of any such proceedings. Such Request for Release shall obligate the Servicer to return each and every document previously requested from the Mortgage File to the Trustee (or the Custodian on behalf of the Trustee) when the need therefor by the Servicer no longer exists, unless the Mortgage Loan has been liquidated and the Liquidation Proceeds relating to the Mortgage Loan have been deposited in the Collection Account or the Mortgage File or such document has been delivered to an attorney, or to a public trustee or other public official as required by law, for purposes of initiating or pursuing legal action or other proceedings for the foreclosure of the Mortgaged Property either judicially or non-judicially, and the Servicer has delivered, or caused to be delivered, to the Custodian an additional Request
for Release certifying as to such liquidation or action or proceedings. Upon the request of the Trustee (or the Custodian on behalf of the Trustee), the Servicer shall provide notice to the Trustee (or the Custodian on behalf of the Trustee) of the name and address of the Person to which such Mortgage File or such document was delivered and the purpose or purposes of such delivery. Upon receipt of a Request for Release, in written (with two executed copies) or electronic format (or in a mutually agreeable electronic format that will, in lieu of a signature on its face, originate from a Servicing Officer), from a Servicing Officer stating that such Mortgage Loan was liquidated and that all amounts received or to be received in connection with such liquidation that are required to be deposited into the Collection Account have been so deposited, or that such Mortgage Loan has become an REO Property, such Mortgage Loan shall 

 

be released by the Trustee (or the Custodian on behalf of the Trustee) to the Servicer or its designee within three Business Days.

(c)            Upon written certification of a Servicing Officer, the Trustee (or the Custodian on behalf of the Trustee) shall execute and deliver to the Servicer or the Sub-Servicer, as the case may be, copies of any court pleadings, requests for trustee’s sale or other documents necessary to the foreclosure or trustee’s sale in respect of a Mortgaged Property or to any legal action brought to obtain judgment against any Mortgagor on the Mortgage Note or Mortgage or to obtain a deficiency judgment, or to enforce any other remedies or rights provided by the Mortgage Note or Mortgage or otherwise available at law or in equity. Each such certification shall include a request that such pleadings or documents be executed by the Trustee (or the Custodian on behalf of the Trustee) and a statement as to
the reason such documents or pleadings are required and that the execution and delivery thereof by the Trustee (or the Custodian on behalf of the Trustee) will not invalidate or otherwise affect the lien of the Mortgage, except for the termination of such a lien upon completion of the foreclosure or trustee’s sale.

	
             
  	
            SECTION 3.18
 	
            Servicing Compensation.
 

As compensation for its activities hereunder, the Servicer shall be entitled to the Servicing Fee with respect to each Mortgage Loan payable solely from payments of interest in respect of such Mortgage Loan, subject to Section 3.24. In addition, the Servicer shall be entitled to recover unpaid Servicing Fees out of Insurance Proceeds, Liquidation Proceeds or condemnation proceeds to the extent permitted by Section 3.11(a)(iii) and out of amounts derived from the operation and sale of an REO Property to the extent permitted by Section 3.23. Except as provided in Section 3.29, the right to receive the Servicing Fee may not be transferred in whole or in part except in connection with the transfer of all of the Servicer’s responsibilities and obligations under this Agreement; provided, however, that the Servicer may pay from the Servicing Fee any amounts due to a Sub-Servicer pursuant to
a Sub-Servicing Agreement entered into under Section 3.02.

Additional servicing compensation in the form of assumption fees, late payment charges, insufficient funds charges, ancillary income or otherwise (other than Prepayment Charges) shall be retained by the Servicer only to the extent such fees or charges are received by the Servicer. The Servicer shall also be entitled pursuant to Section 3.11(a)(iv) to withdraw from the Collection Account and pursuant to Section 3.23(b) to withdraw from any REO Account, as additional servicing compensation, interest or other income earned on deposits therein, subject to Section 3.12 and Section 3.24. The Servicer shall be required to pay all expenses incurred by it in connection with its servicing activities hereunder (including premiums for the insurance required by Section 3.14, to the extent such premiums are not paid by the related Mortgagors or by a Sub-Servicer, and servicing compensation of each
Sub-Servicer) and shall not be entitled to reimbursement therefor except as specifically provided herein.

The Servicer shall be entitled to any Prepayment Interest Excess, which it may withdraw from the Collection Account pursuant to Section 3.11(a)(ix).

 

 

	
             
  	
            SECTION 3.19
 	
            Reports to the Trustee; Collection Account Statements.
 

Not later than twenty days after each Distribution Date, the Servicer shall forward to the NIMS Insurer and, upon request, to the Trustee and the Depositor the most current available bank statement for the Collection Account.  Copies of such statement shall be provided by the Trustee to any Certificateholder and to any Person identified to the Trustee as a prospective transferee of a Certificate, upon request at the expense of the requesting party, provided such statement is delivered by the Servicer to the Trustee.

	
             
  	
            SECTION 3.20
 	
            Statement as to Compliance.
 

The Servicer will deliver to the Trustee, the NIMS Insurer and the Depositor not later than March 15th of each calendar year, commencing in 2006, an Officers’ Certificate in the form attached hereto as Exhibit P stating, as to each signatory thereof, that (i) a review of the activities of the Servicer during the preceding calendar year and of performance under this Agreement has been made under such officers’ supervision and (ii) to the best of such officers’ knowledge, based on such review, the Servicer has fulfilled all of its obligations under this Agreement throughout such calendar year, or, if there has been a default in the fulfillment of any such obligation, specifying each such default known to such officer and the nature and status thereof. Copies of any such statement shall be provided by the Trustee to any Certificateholder and to any Person identified
to the Trustee as a prospective transferee of a Certificate, upon request at the expense of the requesting party, provided such statement is delivered by the Servicer to the Trustee.  In addition to the foregoing, the Servicer will, to the extent reasonable, give any other servicing information required by the Securities and Exchange Commission pursuant to applicable law.  The Servicer shall indemnify and hold harmless the Depositor and its officers, directors and Affiliates from and against any actual losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses that such Person may sustain based upon a breach of the Servicer's obligations under this Section 3.20.

	
             
  	
            SECTION 3.21
 	
            Independent Public Accountants’ Servicing Report.
 

Not later than March 15th of each calendar year, commencing in 2006, the Servicer, at its expense, shall cause a nationally recognized firm of independent certified public accountants to furnish to the Servicer a report stating that (i) it has obtained a letter of representation regarding certain matters from the management of the Servicer which includes an assertion that the Servicer has complied with certain minimum residential mortgage loan servicing standards, identified in the Uniform Single Attestation Program for Mortgage Bankers established by the Mortgage Bankers Association of America, with respect to the servicing of residential mortgage loans during the most recently completed calendar year and (ii) on the basis of an examination conducted by such firm in accordance with standards established by the American Institute of Certified Public Accountants, such
representation is fairly stated in all material respects, subject to such exceptions and other qualifications that may be appropriate. In rendering its report such firm may rely, as to matters relating to the direct servicing of residential mortgage loans by Sub-Servicers, upon comparable reports of firms of independent certified public accountants rendered on the basis of examinations conducted in accordance with the same standards (rendered within one year of such report) with respect to those Sub-Servicers. 

 

Immediately upon receipt of such report, the Servicer shall furnish a copy of such report to the Trustee, the NIMS Insurer and each Rating Agency. Copies of such statement shall be provided by the Trustee to any Certificateholder upon request at the Servicer’s expense, provided that such statement is delivered by the Servicer to the Trustee.  The Servicer shall indemnify and hold harmless the Depositor and its officers, directors and Affiliates from and against any actual losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses that such Person may sustain based upon a breach of the Servicer's obligations under this Section 3.21.

	
             
  	
            SECTION 3.22
 	
            Access to Certain Documentation; Filing of Reports by Trustee.
 

 (a)            The Servicer shall provide to the Office of Thrift Supervision, the FDIC, and any other federal or state banking or insurance regulatory authority that may exercise authority over any Certificateholder, access to the documentation regarding the Mortgage Loans required by applicable laws and regulations. Such access shall be afforded without charge, but only upon reasonable request and during normal business hours at the offices of the Servicer designated by it. In addition, access to the documentation regarding the Mortgage Loans will be provided to the Trustee, the NIMS Insurer and to any Person identified to the Servicer as a prospective transferee of a Certificate, upon reasonable request during normal business hours at the offices of the Servicer designated by it, at the expense of the
Person requesting such access.

(b)            (i)         The Trustee and the Servicer shall reasonably cooperate with the Depositor in connection with the Trust’s satisfying the reporting requirements under the Securities Exchange Act of 1934, as amended (the “Exchange Act”).  The Trustee shall prepare on behalf of the Trust any Forms 8-K and 10-K customary for similar securities as required by the Exchange Act and the Rules and Regulations of the Securities and Exchange Commission thereunder, and the Depositor shall sign (or shall cause another entity acceptable to the Securities and Exchange Commission to sign) and the Trustee shall file (via the Securities and Exchange Commission’s Electronic Data Gathering and Retrieval System)
such forms on behalf of the Depositor (or such other entity).  The Depositor hereby grants to the Trustee a limited power of attorney to execute any Form 8-K and file each such document on behalf of the Depositor.  Such power of attorney shall continue until the earlier of (i) receipt by the Trustee from the Depositor of written termination of such power of attorney and (ii) the termination of the Trust.  Notwithstanding anything herein to the contrary, the Depositor, and not the Trustee, shall be responsible for executing each Form 10-K filed on behalf of the Trust.

(ii)          Each Form 8-K shall be filed by the Trustee within 10 days after each Distribution Date, with a copy of the statement to the Certificateholders for such Distribution Date as an exhibit thereto.  Subject to Section 3.22(b)(v), prior to March 30th of each year (or such earlier date as may be required by the Exchange Act and the Rules and Regulations of the Securities and Exchange Commission), the Trustee shall file a Form 10-K, in substance as required by applicable law or applicable Security and Exchange Commission interpretations.  The Trustee shall prepare such Form 10-K and provide the Depositor with such Form 10-K not later than March 20th of each year, subject to Section 3.22(b)(v).  Following its receipt thereof, the Depositor shall execute such Form 10-K and provide the original
of such Form 10-K to the Trustee not later than March 25th (or, if the applicable March 25th is not a Business Day, the next 

 

succeeding Business Day) of each year; provided, however, that if the filing of such Form 10-K shall be required to occur on a date earlier than March 30th of each year as may be required by the Exchange Act and the Rules and Regulations of the Securities and Exchange Commission, then the time periods for preparation and execution of such Form 10-K set forth in this sentence shall be adjusted accordingly.  Such Form 10-K when filed shall include as exhibits the Servicer’s annual statement of compliance described under Section 3.20 and the accountant’s report described under Section 3.21, in each case to the extent they have been timely delivered to the Trustee.  If they are not so timely delivered, the Trustee shall file an amended Form 10-K including such documents as exhibits reasonably promptly after they are delivered to the Trustee.  The Trustee shall have no liability with
respect to any failure to properly prepare or file such periodic reports resulting from or relating to the Trustee’s inability or failure to obtain any information not resulting from its own negligence or willful misconduct.  The Form 10-K shall also include a certification in the form attached hereto as Exhibit N-1 (the “Certification”), which shall be signed by the senior officer of the Depositor in charge of securitization.

(iii)        In addition, (x) the Trustee shall sign a certification (in the form attached hereto as Exhibit N-2) for the benefit of the Depositor and its officers, directors and Affiliates regarding certain aspects of the Certification (the “Trustee Certification”); provided, however, that the Trustee shall not undertake an analysis of the accountant’s report attached as an exhibit to the Form 10-K, and (y) the Servicer shall sign a certification (in the form attached hereto as Exhibit N-3) for the benefit of the Depositor, the Trustee and their officers, directors and Affiliates regarding certain aspects of the Certification (the “Servicer Certification”).  The Servicer Certification shall be delivered to the Depositor and the Trustee no later than March 15th or if such day is not a Business
Day, the preceding Business Day, each year (subject to Section 3.22(b)(v) hereof).

In addition, (A) the Trustee shall indemnify and hold harmless the Depositor and its officers, directors and Affiliates from and against any actual losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of claims based upon a breach of the Trustee’s obligations under this Section 3.22(b) or any material misstatement or omission contained in the Trustee Certification, and (B) the Servicer shall indemnify and hold harmless the Depositor, the Trustee and their respective officers, directors and Affiliates from and against any actual losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses that such Person may sustain arising out of claims based upon a breach of the Servicer’s obligations under this
Section 3.22(b)(iii), any material misstatement or omission contained in the Servicer’s Certification or any information correctly derived by the Trustee and included in a Form 8-K or Form 10-K from information provided to the Trustee by the Servicer under this Agreement.  If the indemnification provided for herein is unavailable or insufficient to hold harmless the Depositor, then (i) the Trustee agrees that it shall contribute to the amount paid or payable by the Depositor as a result of the losses, claims, damages or liabilities of the Depositor in such proportion as is appropriate to reflect the relative fault of the Depositor on the one hand and the Trustee on the other and (ii) the Servicer agrees that it shall contribute to the amount paid or payable by the Depositor as a result of the losses, claims, damages or liabilities of the Depositor in such proportion as is appropriate to reflect the relative fault of the Depositor on the one hand and the Servicer on the
other.

 

 

(iv)         Upon any filing with the Securities and Exchange Commission, the Trustee shall promptly deliver to the Depositor a copy of any executed report, statement or information.

(v)          Prior to January 30 of the first year in which the Trustee is able to do so under applicable law, the Trustee shall file a Form 15 Suspension Notification with respect to the Trust.

(vi)         To the extent that, following the Closing Date, the Depositor certifies that reports and certifications differing from those required under this Section 3.22(b) comply with the reporting requirements under the Exchange Act, the Trustee and the Servicer hereby agree that they will reasonably cooperate to amend the provisions of this Section 3.22(b) in order to comply with such amended reporting requirements and such amendment of this Section 3.22(b); provided, however, that the Trustee shall not be responsible for executing any Form 10-K or the Certification.  Any such amendment may result in the reduction of the reports filed by the Depositor under the Exchange Act.

	
             
  	
            SECTION 3.23
 	
            Title, Management and Disposition of REO Property.
 

 (a)            The deed or certificate of sale of any REO Property shall, subject to applicable laws, be taken in the name of the Trustee, or its nominee, in trust for the benefit of the Certificateholders. The Servicer, on behalf of REMIC 1, shall sell any REO Property as soon as practicable and in any event no later than the end of the third full taxable year after the taxable year in which such REMIC acquires ownership of such REO Property for purposes of Section 860G(a)(8) of the Code or request from the Internal Revenue Service, no later than 60 days before the day on which the three-year grace period would otherwise expire, an extension of such three-year period, unless the Servicer shall have delivered to the Trustee and the NIMS Insurer an Opinion of Counsel acceptable to the NIMS Insurer and
addressed to the Trustee, the NIMS Insurer and the Depositor, to the effect that the holding by the REMIC of such REO Property subsequent to three years after its acquisition will not result in the imposition on the REMIC of taxes on “prohibited transactions” thereof, as defined in Section 860F of the Code, or cause any of the REMICs created hereunder to fail to qualify as a REMIC under Federal law at any time that any Certificates are outstanding. The Servicer shall manage, conserve, protect and operate each REO Property for the Certificateholders solely for the purpose of its prompt disposition and sale in a manner which does not cause such REO Property to fail to qualify as “foreclosure property” within the meaning of Section 860G(a)(8) of the Code or result in the receipt by any of the REMICs created hereunder of any “income from non-permitted assets” within the meaning of Section 860F(a)(2)(B) of the Code, or any “net income from foreclosure
property” which is subject to taxation under the REMIC Provisions.

(b)           The Servicer shall separately account for all funds collected and received in connection with the operation of any REO Property and shall establish and maintain, or cause to be established and maintained, with respect to REO Properties an account held in trust for the Trustee for the benefit of the Certificateholders (the “REO Account”), which shall be an Eligible Account. The Servicer shall be permitted to allow the Collection Account to serve as the REO Account, subject to separate ledgers for each REO Property. The Servicer shall be entitled to retain or withdraw any interest income paid on funds deposited in the REO Account.

 

 

(c)            The Servicer shall have full power and authority, subject only to the specific requirements and prohibitions of this Agreement, to do any and all things in connection with any REO Property as are consistent with the manner in which the Servicer manages and operates similar property owned by the Servicer or any of its Affiliates, all on such terms and for such period (subject to the requirement of prompt disposition set forth in Section 3.23(a)) as the Servicer deems to be in the best interests of Certificateholders. In connection therewith, the Servicer shall deposit, or cause to be deposited in the REO Account, in no event more than two Business Days after the Servicer’s receipt thereof, all revenues received by it with respect to an REO Property and shall withdraw therefrom funds
necessary for the proper operation, management and maintenance of such REO Property including, without limitation:

	
             
  	
            (i)
 	
            all insurance premiums due and payable in respect of such REO Property;
 

(ii)          all real estate taxes and assessments in respect of such REO Property that may result in the imposition of a lien thereon; and

(iii)         all costs and expenses necessary to maintain, operate and dispose of such REO Property.

To the extent that amounts on deposit in the REO Account with respect to an REO Property are insufficient for the purposes set forth in clauses (i) through (iii) above with respect to such REO Property, the Servicer shall advance from its own funds such amount as is necessary for such purposes if, but only if, the Servicer would make such advances if the Servicer owned the REO Property and if in the Servicer’s judgment, the payment of such amounts will be recoverable from the rental or sale of the REO Property.

Notwithstanding the foregoing, neither the Servicer nor the Trustee shall:

(A)         authorize the Trust Fund to enter into, renew or extend any New Lease with respect to any REO Property, if the New Lease by its terms will give rise to any income that does not constitute Rents from Real Property;

(B)         authorize any amount to be received or accrued under any New Lease other than amounts that will constitute Rents from Real Property;

(C)         authorize any construction on any REO Property, other than the completion of a building or other improvement thereon, and then only if more than ten percent of the construction of such building or other improvement was completed before default on the related Mortgage Loan became imminent, all within the meaning of Section 856(e)(4)(B) of the Code; or

(D)         authorize any Person to Directly Operate any REO Property on any date more than 90 days after its date of acquisition by the Trust Fund;

unless, in any such case, the Servicer has obtained an Opinion of Counsel, provided to the Trustee and the NIMS Insurer, to the effect that such action will not cause such REO Property to fail to qualify as “foreclosure property” within the meaning of Section 860G(a)(8) of the Code at 

 

any time that it is held by the REMIC, in which case the Servicer may take such actions as are specified in such Opinion of Counsel.

The Servicer may contract with any Independent Contractor for the operation and management of any REO Property, provided that:

(A)         the terms and conditions of any such contract shall not be inconsistent herewith;

(B)         any such contract shall require, or shall be administered to require, that the Independent Contractor pay all costs and expenses incurred in connection with the operation and management of such REO Property, including those listed above and remit all related revenues (net of such costs and expenses) to the Servicer as soon as practicable, but in no event later than thirty days following the receipt thereof by such Independent Contractor;

(C)         none of the provisions of this Section 3.23(c) relating to any such contract or to actions taken through any such Independent Contractor shall be deemed to relieve the Servicer of any of its duties and obligations to the Trustee on behalf of the Certificateholders with respect to the operation and management of any such REO Property; and

(D)         the Servicer shall be obligated with respect thereto to the same extent as if it alone were performing all duties and obligations in connection with the operation and management of such REO Property.

The Servicer shall be entitled to enter into any agreement with any Independent Contractor performing services for it related to its duties and obligations hereunder for indemnification of the Servicer by such Independent Contractor, and nothing in this Agreement shall be deemed to limit or modify such indemnification.  The Servicer shall be solely liable for all fees owed by it to any such Independent Contractor, irrespective of whether the Servicer’s compensation pursuant to Section 3.18 is sufficient to pay such fees; provided, however, that to the extent that any payments made by such Independent Contractor would constitute Servicing Advances if made by the Servicer, such amounts shall be reimbursable as Servicing Advances made by the Servicer.

(d)            In addition to the withdrawals permitted under Section 3.23(c), the Servicer may from time to time make withdrawals from the REO Account for any REO Property: (i) to pay itself or any Sub-Servicer unpaid Servicing Fees in respect of the related Mortgage Loan; and (ii) to reimburse itself or any Sub-Servicer for unreimbursed Servicing Advances and Advances made in respect of such REO Property or the related Mortgage Loan. On the Servicer Remittance Date, the Servicer shall withdraw from each REO Account maintained by it and deposit into the Distribution Account in accordance with Section 3.10(d)(ii), for distribution on the related Distribution Date in accordance with Section 4.01, the income from the related REO Property received during the prior calendar month, net of any withdrawals made
pursuant to Section 3.23(c) or this Section 3.23(d).

 

 

(e)            Subject to the time constraints set forth in Section 3.23(a), each REO Disposition shall be carried out by the Servicer in a manner, at such price and upon such terms and conditions as shall be normal and usual in the Servicing Standard.

(f)            The proceeds from the REO Disposition, net of any amount required by law to be remitted to the Mortgagor under the related Mortgage Loan and net of any payment or reimbursement to the Servicer or any Sub-Servicer as provided above, shall be deposited in the Distribution Account in accordance with Section 3.10(d)(ii) on the Servicer Remittance Date in the month following the receipt thereof for distribution on the related Distribution Date in accordance with Section 4.01. Any REO Disposition shall be for cash only (unless changes in the REMIC Provisions made subsequent to the Startup Day allow a sale for other consideration).

(g)           The Servicer shall file information returns with respect to the receipt of mortgage interest received in a trade or business, reports of foreclosures and abandonments of any Mortgaged Property and cancellation of indebtedness income with respect to any Mortgaged Property as required by the Code. Such reports shall be in form and substance sufficient to meet the reporting requirements of the Code.

	
             
  	
            SECTION 3.24
 	
            Obligations of the Servicer in Respect of Prepayment Interest Shortfalls.
 

Not later than 1:00 p.m. New York time on each Servicer Remittance Date, the Servicer shall remit to the Distribution Account an amount (“Compensating Interest”) equal to the lesser of (A) the aggregate of the Prepayment Interest Shortfalls for the related Distribution Date and (B) its aggregate Servicing Fee received in the related Due Period. The Servicer shall not have the right to reimbursement for any amounts remitted to the Trustee in respect of Compensating Interest. Such amounts so remitted shall be included in the Available Funds and distributed therewith on the next Distribution Date.  The Servicer shall not be obligated to pay Compensating Interest with respect to Relief Act Interest Shortfalls.

	
             
  	
            SECTION 3.25
 	
            [Reserved].
 

	
             
  	
            SECTION 3.26
 	
            Obligations of the Servicer in Respect of Mortgage Rates and Monthly Payments.
 

In the event that a shortfall in any collection on or liability with respect to the Mortgage Loans in the aggregate results from or is attributable to adjustments to Mortgage Rates, Monthly Payments or Stated Principal Balances that were made by the Servicer in a manner not consistent with the terms of the related Mortgage Note and this Agreement, the Servicer, upon discovery or receipt of notice thereof, immediately shall deposit in the Collection Account from its own funds the amount of any such shortfall and shall indemnify and hold harmless the Trust Fund, the Trustee, the Depositor and any successor servicer in respect of any such liability. Such indemnities shall survive the termination or discharge of this Agreement. Notwithstanding the foregoing, this Section 3.26 shall not limit the ability of the Servicer to seek recovery of any such amounts from the related Mortgagor under the
terms of the related Mortgage Note, as permitted by law.

 

 

	
             
  	
            SECTION 3.27
 	
            [Reserved].
 

	
             
  	
            SECTION 3.28
 	
            [Reserved].
 

	
             
  	
            SECTION 3.29
 	
            Advance Facility.
 

The Servicer, with the consent of the NIMS Insurer, is hereby authorized to enter into a financing or other facility (any such arrangement, an “Advance Facility”) under which (1) the Servicer sells, assigns or pledges to another Person (together with such Person’s successors and assigns, an “Advancing Person”) the Servicer’s rights under this Agreement to be reimbursed for any Advances or Servicing Advances and/or (2) an Advancing Person agrees to fund some or all Advances and/or Servicing Advances required to be made by the Servicer pursuant to this Agreement.  No consent of the Depositor, the Trustee, the Certificateholders or any other party (other than the NIMS Insurer consent) shall be required before the Servicer may enter into an Advance Facility.  The Servicer shall notify the NIMS Insurer and each other party to this Agreement prior to or promptly
after entering into or terminating any Advance Facility.  Notwithstanding the existence of any Advance Facility under which an Advancing Person agrees to fund Advances and/or Servicing Advances on the Servicer’s behalf, the Servicer shall remain obligated pursuant to this Agreement to make Advances and Servicing Advances pursuant to and as required by this Agreement.  If the Servicer enters into an Advance Facility, and for so long as an Advancing Person remains entitled to receive reimbursement for any Advances including Nonrecoverable Advances (“Advance Reimbursement Amounts”) and/or Servicing Advances including Nonrecoverable Advances (“Servicing Advance Reimbursement Amounts” and together with Advance Reimbursement Amounts, “Reimbursement Amounts”) (in each case to the extent such type of Reimbursement Amount is included in the Advance Facility), as applicable, pursuant to this Agreement, then the Servicer shall identify such Reimbursement
Amounts consistent with the reimbursement rights set forth in Section 3.11(a)(ii), (iii), (vi) and (vii) and remit such Reimbursement Amounts in accordance with Section 3.10(b) or otherwise in accordance with the documentation establishing the Advance Facility to such Advancing Person or to a trustee, agent or custodian (an “Advance Facility Trustee”) designated by such Advancing Person.  Notwithstanding the foregoing, if so required pursuant to the terms of the Advance Facility, the Servicer may direct, and if so directed the Trustee is hereby authorized to and shall pay to the Advance Facility Trustee the Reimbursement Amounts identified pursuant to the preceding sentence.  Notwithstanding anything to the contrary herein, in no event shall Advance Reimbursement Amounts or Servicing Advance Reimbursement Amounts be included in the Available Funds or distributed to Certificateholders.

If the terms of a facility proposed to be entered into with an Advancing Person by the Trust Fund would not materially and adversely affect the interests of any Certificateholder, then the NIMS Insurer shall not withhold its consent to the Trust Fund’s entering such facility.

Reimbursement Amounts shall consist solely of amounts in respect of Advances and/or Servicing Advances made with respect to the Mortgage Loans for which the Servicer would be permitted to reimburse itself in accordance with this Agreement, assuming the Servicer or the Advancing Person had made the related Advance(s) and/or Servicing Advance(s).  Notwithstanding the foregoing, except with respect to reimbursement of Nonrecoverable Advances as set forth in this Agreement, no Person shall be entitled to reimbursement from funds 

 

held in the Collection Account for future distribution to Certificateholders pursuant to this Agreement.  None of the Depositor or the Trustee shall have any duty or liability with respect to the calculation of any Reimbursement Amount, nor shall the Depositor or the Trustee have any responsibility to track or monitor the administration of the Advance Facility or the payment of Reimbursement Amounts to the related Advancing Person or Advance Facility Trustee.  The Servicer shall maintain and provide to any successor servicer and (upon request) the Trustee a detailed accounting on a loan by loan basis as to amounts advanced by, sold, pledged or assigned to, and reimbursed to any Advancing Person.  The successor servicer shall be entitled to rely on any such information provided by the predecessor servicer, and the successor servicer shall not be liable for any errors in such information.  Any successor
Servicer shall reimburse the predecessor Servicer and itself for outstanding Advances and Servicing Advances, respectively, with respect to each Mortgage Loan on a first in, first out (“FIFO”) basis; provided that the successor Servicer has received prior written notice from the predecessor Servicer or the Advancing Person of reimbursement amounts owed to the predecessor Servicer.  Liquidation Proceeds with respect to a Mortgage Loan shall be applied to reimburse Advances outstanding with respect to that Mortgage Loan before being applied to reimburse Servicing Advances outstanding with respect to that Mortgage Loan.

An Advancing Person who receives an assignment or pledge of the rights to be reimbursed for Advances and/or Servicing Advances, and/or whose obligations hereunder are limited to the funding or purchase of Advances and/or Servicing Advances shall not be required to meet the criteria for qualification of a subservicer set forth in this Agreement.

Upon the direction of and at the expense of the Servicer, the Trustee agrees to execute such acknowledgments provided by the Servicer recognizing the interests of any Advance Facility Trustee in such Reimbursement Amounts as the Servicer may cause to be made subject to Advance Facilities pursuant to this Section 3.29.

The Servicer shall remain entitled to be reimbursed for all Advances and Servicing Advances funded by the Servicer to the extent the related rights to be reimbursed therefor have not been sold, assigned or pledged to an Advancing Person.

The Servicer shall indemnify the Depositor, the Trustee, the NIMS Insurer, any successor servicer and the Trust Fund for any loss, liability or damage resulting from any claim by the related Advancing Person, except to the extent that such claim, loss, liability or damage resulted from or arose out of negligence, recklessness or willful misconduct or breach of its duties hereunder on the part of the Depositor, the Trustee, the NIMS Insurer or any successor servicer.

Any amendment to this Section 3.29 or to any other provision of this Agreement that may be necessary or appropriate to effect the terms of an Advance Facility as described generally in this Section 3.29, including amendments to add provisions relating to a successor servicer, may be entered into by the Trustee, the Depositor and the Servicer without the consent of any Certificateholder but with the consent of the NIMS Insurer, provided such amendment complies with Section 11.01 hereof.  All reasonable costs and expenses (including attorneys’ fees) of each party hereto of any such amendment shall be borne solely by the Servicer.  Prior to entering into an Advance Facility, the Servicer shall notify the Advancing Person in writing that:  

 

(a) the Advances and/or Servicing Advances purchased, financed by and/or pledged to the Advancing Person are obligations owed to the Servicer on a non-recourse basis payable only from the cash flows and proceeds received under this Agreement for reimbursement of Advances and/or Servicing Advances only to the extent provided herein, and the Trustee and the Trust are not otherwise obligated or liable to repay any Advances and/or Servicing Advances financed by the Advancing Person and (b) the Trustee shall not have any responsibility to track or monitor the administration of the Advance Facility between the Servicer and the Advancing Person.

	
             
  	
            SECTION 3.30
 	
            Solicitations.
 

From and after the Closing Date, the Servicer agrees that it will not take 

any action or permit or cause any action to be taken by any of its agents and Affiliates, or by any 

independent contractors or independent mortgage brokerage companies on the Servicer's 

behalf, to personally, by telephone, mail or electronic mail, solicit any Mortgagor for the purpose of refinancing such Mortgage Loan; provided, that the Servicer may solicit any Mortgagor if (i) the Servicer has received from such Mortgagor a request for verification of mortgage, a request for demand for payoff or a mortgagor initiated written or verbal communication indicating a desire to prepay the related Mortgage Loan, (ii) another mortgage company has requested such Mortgagor’s credit report or (iii) such Mortgagor initiates a title search; provided further, it is understood and agreed that promotions undertaken by the Servicer or any of its Affiliates which (i) concern optional insurance products or other additional products or (ii) are directed to the general public at large, including, without limitation, mass mailings based on commercially
acquired mailing lists, newspaper, radio and television advertisements shall not constitute solicitation under this Section, nor is the Servicer prohibited from responding to unsolicited requests or inquiries made by a Mortgagor or an agent of a Mortgagor. Furthermore, the Servicer shall be permitted to include in its monthly statements to Mortgagors or otherwise, statements regarding the availability of the Servicer's counseling services with respect to refinancing mortgage loans.

 

 

ARTICLE IV

 

FLOW OF FUNDS

	
             
  	
            SECTION 4.01
 	
            Distributions.
 

 (a)          (I) On each Distribution Date, the Trustee shall, first, withdraw from the Distribution Account an amount equal to the Credit Risk Manager Fee for such Distribution Date and shall pay such amount to the Credit Risk Manager and, then, withdraw that portion of Available Funds for such Distribution Date consisting of the Group I Interest Remittance Amount for such Distribution Date, and make the following disbursements and transfers in the order of priority described below, in each case to the extent of the Group I Interest Remittance Amount remaining for such Distribution Date:

(i)           concurrently, to the Holders of the Group I Certificates, on a pro rata basis based on the entitlement of each such Class, the Monthly Interest Distributable Amount and the Unpaid Interest Shortfall Amount, if any, for each such Class; and

(ii)          concurrently, to the Holders of the Group II Certificates, on a pro rata basis based on the entitlement of each such Class, an amount equal to the excess, if any, of (x) the amount required to be distributed pursuant to Section 4.01(a)(II)(i) below for such Distribution Date over (y) the amount actually distributed pursuant to such clause from the Group II Interest Remittance Amount.

(II)         On each Distribution Date the Trustee shall withdraw from the Distribution Account that portion of Available Funds for such Distribution Date consisting of the Group II Interest Remittance Amount for such Distribution Date, and make the following disbursements and transfers in the order of priority described below, in each case to the extent of the Group II Interest Remittance Amount remaining for such Distribution Date.

(i)           concurrently, to the Holders of the Group II Certificates, on a pro rata basis based on the entitlement of each such Class, the Monthly Interest Distributable Amount and the Unpaid Interest Shortfall Amount, if any, for each such Class; and

(ii)          concurrently, to the Holders of the Group I Certificates, on a pro rata basis based on the entitlement of each such Class, an amount equal to the excess, if any, of (x) the amount required to be distributed pursuant to Section 4.01(a)(I)(i) above for such Distribution Date over (y) the amount actually distributed pursuant to such clause from the Group I Interest Remittance Amount.

(III)        On each Distribution Date, distributions to the extent of the sum of the Group I Interest Remittance Amount and the Group II Interest Remittance Amount remaining undistributed for such Distribution Date shall be distributed sequentially, to the Holders of the Class M-1 Certificates, the Class M-2 Certificates, the Class M-3 Certificates, the Class M-4 Certificates, the Class M-5 Certificates, the Class M-6 Certificates, the Class M-7 Certificates, the Class M-8 Certificates, the Class M-9 Certificates, the Class M-10 Certificates and the Class 

 

M-11 Certificates, in that order, in an amount equal to the Monthly Interest Distributable Amount for each such Class.

(b)          (I)          On each Distribution Date (a) prior to the Stepdown Date or (b) on which a Trigger Event is in effect, distributions in respect of principal to the extent of the Group I Principal Distribution Amount shall be made in the following amounts and order of priority:

(i)           first, to the Holders of the Group I Certificates(allocated among Group I Certificates in the priority described below), until the Certificate Principal Balances thereof have been reduced to zero; and

(ii)          second, after taking into account the amount distributed to the Holders of the Group II Certificates pursuant to Section 4.01(b)(II)(i) below on such Distribution Date, to the Holders of the Group II Certificates (allocated among the Group II Certificates in the priority described below), until the Certificate Principal Balances thereof have been reduced to zero.

(II)         On each Distribution Date (a) prior to the Stepdown Date or (b) on which a Trigger Event is in effect, distributions in respect of principal to the extent of the Group II Principal Distribution Amount shall be made in the following amounts and order of priority:

(i)           first, to the Holders of the Group II Certificates (allocated among Group II Certificates in the priority described below), until the Certificate Principal Balances thereof have been reduced to zero; and

(ii)          second, after taking into account the amount distributed to the Holders of the Group I Certificates pursuant to Section 4.01(b)(I)(i) above on such Distribution Date, to the Holders of the Group I Certificates (allocated among the Group I Certificates in the priority described below), until the Certificate Principal Balances thereof have been reduced to zero.

(III)        On each Distribution Date (a) prior to the Stepdown Date or (b) on which a Trigger Event is in effect, distributions in respect of principal to the extent of the sum of the Group I Principal Distribution Amount and the Group II Principal Distribution Amount remaining undistributed for such Distribution Date shall be distributed sequentially, to the Holders of the Class M-1 Certificates, the Class M-2 Certificates, the Class M-3 Certificates, the Class M-4 Certificates, the Class M-5 Certificates, the Class M-6 Certificates, the Class M-7 Certificates, the Class M-8 Certificates, the Class M-9 Certificates, the Class M-10 Certificates and the Class M-11 Certificates in that order, in each case, until the Certificate Principal Balance thereof has been reduced to zero.

(IV)       On each Distribution Date (a) on or after the Stepdown Date and (b) on which a Trigger Event is not in effect, distributions in respect of principal to the extent of the Group I Principal Distribution Amount shall be made in the following amounts and order of priority:

 

 

(i)           first, to the Holders of the Group I Certificates (allocated among Group I Certificates in the priority described below), the Group I Senior Principal Distribution Amount until the Certificate Principal Balances thereof have been reduced to zero; and

(ii)          second, to the Holders of the Group II Certificates (allocated among Group II Certificates in the priority described below), an amount equal to the excess, if any, of (x) the amount required to be distributed pursuant to Section 4.01(c)(V)(i) below for such Distribution Date over (y) the amount actually distributed pursuant to Section 4.01(c)(V)(i) below from the Group II Principal Distribution Amount on such Distribution Date.

(V)         On each Distribution Date (a) on or after the Stepdown Date and (b) on which a Trigger Event is not in effect, distributions in respect of principal to the extent of the Group II Principal Distribution Amount shall be made in the following amounts and order of priority:

(i)           first, to the Holders of the Group II Certificates (allocated among Group II Certificates in the priority described below), the Group II Senior Principal Distribution Amount until the Certificate Principal Balances thereof have been reduced to zero; and

(ii)          second, to the Holders of the Group I Certificates (allocated among Group I Certificates in the priority described below), an amount equal to the excess, if any, of (x) the amount required to be distributed pursuant to Section 4.01(c)(IV)(i) above for such Distribution Date over (y) the amount actually distributed pursuant to Section 4.01(c)(IV)(i) above from the Group I Principal Distribution Amount on such Distribution Date.

(VI)       On each Distribution Date (a) on or after the Stepdown Date and (b) on which a Trigger Event is not in effect, distributions in respect of principal to the extent of the sum of the Group I Principal Distribution Amount and the Group II Principal Distribution Amount remaining undistributed for such Distribution Date shall be made in the following amounts and order of priority:

(i)           to the Holders of the Class M-1 Certificates, the Class M-1 Principal Distribution Amount until the Certificate Principal Balance thereof has been reduced to zero;

(ii)          to the Holders of the Class M-2 Certificates, the Class M-2 Principal Distribution Amount until the Certificate Principal Balance thereof has been reduced to zero;

(iii)        to the Holders of the Class M-3 Certificates, the Class M-3 Principal Distribution Amount until the Certificate Principal Balance thereof has been reduced to zero;

(iv)         to the Holders of the Class M-4 Certificates, the Class M-4 Principal Distribution Amount until the Certificate Principal Balance thereof has been reduced to zero;

 

 

(v)          to the Holders of the Class M-5 Certificates, the Class M-5 Principal Distribution Amount until the Certificate Principal Balance thereof has been reduced to zero;

(vi)         to the Holders of the Class M-6 Certificates, the Class M-6 Principal Distribution Amount until the Certificate Principal Balance thereof has been reduced to zero;

(vii)       to the Holders of the Class M-7 Certificates, the Class M-7 Principal Distribution Amount until the Certificate Principal Balance thereof has been reduced to zero;

(viii)      to the Holders of the Class M-8 Certificates, the Class M-8 Principal Distribution Amount until the Certificate Principal Balance thereof has been reduced to zero; 

(ix)         to the Holders of the Class M-9 Certificates, the Class M-9 Principal Distribution Amount until the Certificate Principal Balance thereof has been reduced to zero;

(x)          to the Holders of the Class M-10 Certificates, the Class M-10 Principal Distribution Amount until the Certificate Principal Balance thereof has been reduced to zero; and

(xi)         to the Holders of the Class M-11 Certificates, the Class M-11 Principal Distribution Amount until the Certificate Principal Balance thereof has been reduced to zero.

With respect to the Group I Certificates, all principal distributions will be distributed on a pro rata basis based on the Certificate Principal Balance of each such class, with the exception that if a Sequential Trigger Event is in effect, principal distributions will be distributed sequentially, first, to the holders of the Class I-A-1 Certificates until the Certificate Principal Balance of the Class I-A-1 Certificates has been reduced to zero; and second, to the holders of the Class I-A-2 Certificates, until the Certificate Principal Balance of the Class I-A-2 Certificates has been reduced to zero.

With respect to the Group II Certificates, all principal distributions will be distributed sequentially, first, to the Holders of the Class II-A-1 Certificates, until the Certificate Principal Balance of the Class II-A-1 Certificates has been reduced to zero; second, to the Holders of the Class II-A-2 Certificates, until the Certificate Principal Balance of the Class II-A-2 Certificates has been reduced to zero; third, to the Holders of the Class II-A-3 Certificates, until the Certificate Principal Balance of the Class II-A-3 Certificates has been reduced to zero and fourth, to the Holders of the Class II-A-4 Certificates, until the Certificate Principal Balance of the Class II-A-4 Certificates has been reduced to zero.

(c)          On each Distribution Date, the Net Monthly Excess Cashflow shall be distributed as follows:

 

 

(i)           to the Holders of the Class or Classes of Certificates then entitled to receive distributions in respect of principal, in an amount equal to any Extra Principal Distribution Amount, without taking into account amounts, if any, received under the Interest Rate Swap Agreement, distributable to such Holders as part of the Group I Principal Distribution Amount and/or the Group II Principal Distribution Amount as described under Section 4.01(b) above;

(ii)          to the holders of the Class I-A-2 Certificates, the Allocated Realized Loss Amount for such Class;

(iii)        sequentially, to the Holders of the Class M-1 Certificates, Class M-2 Certificates, Class M-3 Certificates, Class M-4 Certificates, Class M-5 Certificates, Class M-6 Certificates, Class M-7 Certificates, Class M-8 Certificates, Class M-9 Certificates, Class M-10 Certificates and Class M-11 Certificates in that order, in each case, first, up to the Unpaid Interest Shortfall Amount for each such Class and second, up to the Allocated Realized Loss Amount, for each such Class;

(iv)         to the Net WAC Rate Carryover Reserve Account, the amount of any Net WAC Rate Carryover Amounts, without taking into account amounts received under the Interest Rate Swap Agreement;

(v)          to the Swap Provider, any Swap Termination Payments resulting from a Swap Provider Trigger Event;

(vi)         to the Holders of the Class C Certificates, (a) the Monthly Interest Distributable Amount and any Overcollateralization Release Amount for such Distribution Date and (b) on any Distribution Date on which the Certificate Principal Balances of the Floating Rate Certificates have been reduced to zero, any remaining amounts in reduction of the Certificate Principal Balance of the Class C Certificates, until the Certificate Principal Balance thereof has been reduced to zero (and for federal and state income tax purposes, such total amounts shall be treated as amounts distributed by REMIC 3 to the Holder of the Class C Interest and by REMIC 4 to the Holder of the Class C Certificates);

(vii)       if such Distribution Date follows the Prepayment Period during which occurs the latest date on which a Prepayment Charge may be required to be paid in respect of any Mortgage Loans, to the Holders of the Class P Certificates, in reduction of the Certificate Principal Balance thereof, until the Certificate Principal Balance thereof is reduced to zero (and for federal and state income tax purposes, such total amounts shall be treated as amounts distributed by REMIC 3 to the Holder of the Class P Interest and by REMIC 5 to the Holder of the Class P Certificates); and

(viii)      any remaining amounts to the Holders of the Residual Certificates (in respect of the Class R-3 Interest).

(d)          On each Distribution Date, after making the distributions of the Available Funds as set forth above, the Trustee shall withdraw from the Net WAC Rate Carryover Reserve 

 

Account, to the extent of amounts remaining on deposit therein, the aggregate of any Net WAC Rate Carryover Amounts for such Distribution Date and distribute such amount in the following order of priority:

(i)           concurrently, to each Class of Class A Certificates, the related Net WAC Rate Carryover Amount, on a pro rata basis based on the Net WAC Rate Carryover Amount for each such Class; and

(ii)          sequentially, to the Holders of the Class M-1 Certificates, the Class M-2 Certificates, the Class M-3 Certificates, the Class M-4 Certificates, the Class M-5 Certificates, the Class M-6 Certificates, the Class M-7 Certificates, the Class M-8 Certificates, the Class M-9 Certificates, Class M-10 Certificates and Class M-11 Certificates in that order, the related Net WAC Rate Carryover Amount.

(e)          On each Distribution Date, after making the distributions of the Available Funds, Net Monthly Excess Cashflow and amounts on deposit in the Net WAC Rate Carryover Reserve Account as set forth above, the Trustee shall distribute the amount on deposit in the Swap Account as follows:

(i)           to the Swap Provider, any Net Swap Payment owed to the Swap Provider pursuant to the Interest Rate Swap Agreement for such Distribution Date;

(ii)          to the Swap Provider, any Swap Termination Payment owed to the Swap Provider not due to a Swap Provider Trigger Event pursuant to the Interest Rate Swap Agreement;

(iii)         concurrently, to each Class of Class A Certificates, the related Monthly Interest Distributable Amount and Unpaid Interest Shortfall Amount remaining undistributed after the distributions of the Group I Interest Remittance Amount and the Group II Interest Remittance Amount, on a pro rata basis based on such respective remaining Monthly Interest Distributable Amount and Unpaid Interest Shortfall Amount;

(iv)         sequentially, to the Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8, Class M-9, Class M-10 and Class M-11 Certificates, in that order, the related Monthly Interest Distributable Amount and Unpaid Interest Shortfall Amount, to the extent remaining undistributed after the distributions of the Group I Interest Remittance Amount, the Group II Interest Remittance Amount and the Net Monthly Excess Cashflow;

(v)          to the Holders of the Class or Classes of Certificates then entitled to receive distributions in respect of principal, in an amount equal to any Extra Principal Distribution Amount, without taking into account amounts, if any, received under the Interest Rate Swap Agreement, distributable to such Holders as part of the Group I Principal Distribution Amount and/or the Group II Principal Distribution Amount, after taking into account distributions made pursuant to Section 4.01(a)(4)(i);

(vi)         sequentially to the Class I-A-2, Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8, Class M-9, Class M-10 and Class M-

 

11 Certificates, in that order, in each case up to the related Allocated Realized Loss Amount related to such Certificates for such Distribution Date remaining undistributed after distribution of the Net Monthly Excess Cashflow;

(vii)       concurrently, to each Class of Class A Certificates, the related Net WAC Rate Carryover Amount, to the extent remaining undistributed after distributions are made from the Net WAC Rate Carryover Reserve Account, on a pro rata basis based on such respective Net WAC Rate Carryover Amounts remaining; and

(viii)      sequentially, to the Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8, Class M-9, Class M-10 and Class M-11 Certificates, in that order, the related Net WAC Rate Carryover Amount, to the extent remaining undistributed after distributions are made from the Net WAC Rate Carryover Reserve Account.

(f)           On each Distribution Date, all amounts representing Prepayment Charges in respect of the Mortgage Loans received during the related Prepayment Period and any Servicer Prepayment Charge Amounts paid by the Servicer during the related Prepayment Period will be withdrawn from the Distribution Account and distributed by the Trustee to the Holders of the Class P Certificates and shall not be available for distribution to the Holders of any other Class of Certificates. The payment of the foregoing amounts to the Holders of the Class P Certificates shall not reduce the Certificate Principal Balances thereof.

(g)          The Trustee shall make distributions in respect of a Distribution Date to each Certificateholder of record on the related Record Date (other than as provided in Section 10.01 respecting the final distribution), in the case of Certificateholders of the Regular Certificates, by check or money order mailed to such Certificateholder at the address appearing in the Certificate Register, or by wire transfer. Distributions among Certificateholders shall be made in proportion to the Percentage Interests evidenced by the Certificates held by such Certificateholders.

(h)          Each distribution with respect to a Book-Entry Certificate shall be paid to the Depository, which shall credit the amount of such distribution to the accounts of its Depository Participants in accordance with its normal procedures. Each Depository Participant shall be responsible for disbursing such distribution to the Certificate Owners that it represents and to each indirect participating brokerage firm (a “brokerage firm” or “indirect participating firm”) for which it acts as agent. Each brokerage firm shall be responsible for disbursing funds to the Certificate Owners that it represents. All such credits and disbursements with respect to a Book-Entry Certificate are to be made by the Depository and the Depository Participants in accordance with the provisions of the Certificates. None
of the Trustee, the Depositor or the Servicer shall have any responsibility therefor except as otherwise provided by applicable law.

On each Distribution Date, following the foregoing distributions, an amount equal to the amount of Subsequent Recoveries deposited into the Collection Account pursuant to Section 3.10 shall be applied to increase the Certificate Principal Balance of the Class of Certificates with the Highest Priority up to the extent of such Realized Losses previously allocated to that Class of Certificates pursuant to Section 4.08.  An amount equal to the amount 

 

of any remaining Subsequent Recoveries shall be applied to increase the Certificate Principal Balance of the Class of Certificates with the next Highest Priority, up to the amount of such Realized Losses previously allocated to that Class of Certificates pursuant to Section 4.08.  Holders of such Certificates will not be entitled to any distribution in respect of interest on the amount of such increases for any Interest Accrual Period preceding the Distribution Date on which such increase occurs.  Any such increases shall be applied to the Certificate Principal Balance of each Certificate of such Class in accordance with its respective Percentage Interest.

(i)           It is the intention of all of the parties hereto that the Class C Certificates receive all principal and interest received by the Trust on the Mortgage Loans that is not otherwise distributable to any other Class of Regular Certificates or REMIC Regular Interests and that the Residual Certificates are to receive no principal and interest. If the Trustee determines that the Residual Certificates are entitled to any distributions, the Trustee, prior to any such distribution to any Residual Certificate, shall notify the Depositor of such impending distribution but shall make such distribution in accordance with the terms of this Agreement until this Agreement is amended as specified in the following sentence.  Upon such notification, the Depositor will request an amendment to the Pooling and Servicing
Agreement to revise such mistake in the distribution provisions. The Residual Certificate Holders, by acceptance of their Certificates, and the Servicer(s), hereby agree to any such amendment and no further consent shall be necessary, notwithstanding anything to the contrary in Section 11.01 of this Pooling and Servicing Agreement; provided, however, that such amendment shall otherwise comply with Section 11.01 hereof.

	
             
  	
            SECTION 4.02
 	
            [Reserved].
 

	
             
  	
            SECTION 4.03
 	
            Statements.
 

 (a)          On each Distribution Date, based, as applicable, on information provided to it by the Servicer, the Trustee shall prepare and make available to each Holder of the Regular Certificates, the NIMS Insurer, the Servicer and the Rating Agencies, a statement as to the distributions made on such Distribution Date:

(i)           the amount of the distribution made on such Distribution Date to the Holders of each Class of Regular Certificates, separately identified, allocable to principal and the amount of the distribution made to the Holders of the Class P Certificates allocable to Prepayment Charges and Servicer Prepayment Charge Payment Amounts;

(ii)          the amount of the distribution made on such Distribution Date to the Holders of each Class of Regular Certificates (other than the Class P Certificates) allocable to interest, separately identified;

(iii)        the Overcollateralized Amount, the Overcollateralization Release Amount, the Overcollateralization Deficiency Amount and the Overcollateralization Target Amount as of such Distribution Date and the Excess Overcollateralized Amount for the Mortgage Pool for such Distribution Date;

 

 

(iv)         the aggregate amount of servicing compensation received by the Servicer with respect to the related Due Period and such other customary information as the Trustee deems necessary or desirable, or which a Certificateholder reasonably requests, to enable Certificateholders to prepare their tax returns;

	
             
  	
            (v)
 	
            the aggregate amount of Advances for the related Due Period;
 

(vi)         the Pool Balance at the Close of Business at the end of the related Due Period;

(vii)       the number, aggregate Stated Principal Balance, weighted average remaining term to maturity and weighted average Mortgage Rate of the Mortgage Loans as of the related Determination Date;

(viii)      the number and aggregate unpaid Stated Principal Balance of Mortgage Loans that were (A) Delinquent (exclusive of Mortgage Loans in bankruptcy or foreclosure and REO Properties) (1) 30 to 59 days, (2) 60 to 89 days and (3) 90 or more days, (B) as to which foreclosure proceedings have been commenced and Delinquent (1) 30 to 59 days, (2) 60 to 89 days and (3) 90 or more days, (C) in bankruptcy and Delinquent (1) 30 to 59 days, (2) 60 to 89 days and (3) 90 or more days, in each case as of the Close of Business on the last day of the calendar month preceding such Distribution Date and (D) REO Properties, as well as the aggregate principal balance of Mortgage Loans that were liquidated and the net proceeds resulting therefrom;

	
             
  	
            (ix)
 	
            [reserved];
 

(x)          the total number and cumulative Stated Principal Balance of all REO Properties as of the Close of Business of the last day of the preceding Prepayment Period;

(xi)         the aggregate amount of Principal Prepayments made during the related Prepayment Period, separately indicating Principal Prepayments in full and Principal Prepayments in part;

(xii)       the aggregate amount of Realized Losses incurred during the related Prepayment Period and the cumulative amount of Realized Losses and the aggregate amount of Subsequent Recoveries received during the related Prepayment Period and the cumulative amount of Subsequent Recoveries received since the Closing Date;

(xiii)      the aggregate amount of extraordinary Trust Fund expenses withdrawn from the Collection Account for such Distribution Date;

(xiv)      the Certificate Principal Balance of each Class of Floating Rate Certificates and the Class C Certificates, after giving effect to the distributions made on such Distribution Date;

(xv)        the Monthly Interest Distributable Amount in respect of each Class of Floating Rate Certificates and the Class C Certificates for such Distribution Date and the 

 

Unpaid Interest Shortfall Amount, if any, with respect to each Class of Floating Rate Certificates and the Class C Certificates for such Distribution Date;

(xvi)      the aggregate amount of any Prepayment Interest Shortfalls for such Distribution Date, to the extent not covered by payments by the Servicer pursuant to Section 3.24;

	
             
  	
            (xvii)
 	
            the Senior Credit Enhancement Percentage for such Distribution Date;
 

(xviii)    the Net WAC Rate Carryover Amount for each Class of Floating Rate Certificates, if any, for such Distribution Date and the amount remaining unpaid after reimbursements therefor on such Distribution Date;

(xix)      any Overcollateralization Target Amount, Overcollateralized Amount and Overcollateralization Deficiency Amount after giving effect to the distribution of principal on such Distribution Date;

	
             
  	
            (xx)
 	
            when the Stepdown Date or a Trigger Event has occurred;
 
	
             
  	
            (xxi)
 	
            the Available Funds;
 	
             

(xxii)     the respective Pass-Through Rates applicable to each Class of Floating Rate Certificates and the Class C Certificates for such Distribution Date and the Pass-Through Rate applicable to each Class of Floating Rate Certificates for the immediately succeeding Distribution Date; and

	
             
  	
            (xxiii)
 	
            the amount of any Net Swap Payments or Swap Termination Payments.
 

The Trustee will make such statement (and, at its option, any additional files containing the same information in an alternative format) available each month to Certificateholders, the NIMS Insurer, the Credit Risk Manager and the Rating Agencies via the Trustee’s internet website. The Trustee’s internet website shall initially be located at “https://www.tss.db.com/invr”. Assistance in using the website can be obtained by calling the Trustee’s customer service desk at (800) 735-7777. Parties that are unable to use the above distribution option are entitled to have a paper copy mailed to them via first class mail by calling the customer service desk and indicating such. The Trustee shall have the right to change the way such statements are distributed in order to make such distribution more convenient and/or more accessible to the above parties and the Trustee shall
provide timely and adequate notification to all above parties regarding any such changes.  As a condition to access to the Trustee’s internet website, the Trustee may require registration and the acceptance of a disclaimer.  The Trustee will not be liable for the dissemination of information in accordance with this Agreement.  The Trustee shall also be entitled to rely on but shall not be responsible for the content or accuracy of any information provided by third parties for purposes of preparing the Distribution Date statement and may affix thereto any disclaimer it deems appropriate in its reasonable discretion (without suggesting liability on the part of any other party thereto).

 

 

In the case of information furnished pursuant to subclauses (i) and (ii) above, the amounts shall be expressed in a separate section of the report as a dollar amount for each Class for each $1,000 original dollar amount as of the Cut-off Date.

(b)          Within a reasonable period of time after the end of each calendar year, the Trustee shall, upon written request, furnish to the NIMS Insurer and each Person who at any time during the calendar year was a Certificateholder of a Regular Certificate, if requested in writing by such Person, such information as is reasonably necessary to provide to such Person a statement containing the information set forth in subclauses (i) and (ii) above, aggregated for such calendar year or applicable portion thereof during which such Person was a Certificateholder. Such obligation of the Trustee shall be deemed to have been satisfied to the extent that substantially comparable information shall be prepared and furnished by the Trustee to Certificateholders pursuant to any requirements of the Code as are in force from time to time.

(c)          On each Distribution Date, the Trustee shall make available to the NIMS Insurer and the Residual Certificateholders a copy of the reports forwarded to the Regular Certificateholders in respect of such Distribution Date with such other information as the Trustee deems necessary or appropriate.

(d)          Within a reasonable period of time after the end of each calendar year, the Trustee shall deliver to the NIMS Insurer, upon request, and each Person who at any time during the calendar year was a Residual Certificateholder, if requested in writing by such Person, such information as is reasonably necessary to provide to such Person a statement containing the information provided pursuant to the previous paragraph aggregated for such calendar year or applicable portion thereof during which such Person was a Residual Certificateholder. Such obligation of the Trustee shall be deemed to have been satisfied to the extent that substantially comparable information shall be prepared and furnished to Certificateholders by the Trustee pursuant to any requirements of the Code as from time to time in force.

	
             
  	
            SECTION 4.04
 	
            Remittance Reports; Advances.
 

 (a)          By the third Business Day following each Determination Date, but in no event later than the earlier of (i) such date which would allow the indenture trustee to submit a claim to the NIMS Insurer under the Indenture so as to allow a timely payment by the NIMS Insurer under the insurance policy related to the notes insured by the NIMS Insurer and (ii) the 20th day of each month (or if such 20th day is not a Business Day, the preceding Business Day), the Servicer shall deliver to the Trustee and the Trustee shall make available to the NIMS Insurer, by telecopy or electronic mail (or by such other means as the Servicer and the Trustee may agree from time to time) a Remittance Report with respect to the related Distribution Date, which Remittance Reports the Trustee shall use in preparing
the statement pursuant to Section 4.03.  No later than the 20th day of each month, the Servicer shall deliver or cause to be delivered to the Trustee in addition to the information provided on the Remittance Report, such other information reasonably available to it with respect to the Mortgage Loans as the Trustee may reasonably require to perform the calculations necessary to make the distributions contemplated by Section 4.01 and to prepare the statements to Certificateholders contemplated by Section 4.03. The Trustee shall not be responsible to recompute, recalculate or verify any information provided to it by the Servicer.

 

 

(b)          The amount of Advances to be made by the Servicer for any Distribution Date shall equal, subject to Section 4.04(d), the sum of (i) the aggregate amount of Monthly Payments (net of the related Servicing Fee), due during the related Due Period in respect of the Mortgage Loans, which Monthly Payments were delinquent on a contractual basis as of the Close of Business on the related Determination Date and (ii) with respect to each REO Property, which REO Property was acquired during or prior to the related Due Period and as to which REO Property an REO Disposition did not occur during the related Due Period, an amount equal to the excess, if any, of the REO Imputed Interest on such REO Property for the most recently ended calendar month, over the net income from such REO Property transferred to the Distribution
Account pursuant to Section 3.23 for distribution on such Distribution Date. For purposes of the preceding sentence, the Monthly Payment on each Balloon Mortgage Loan with a delinquent Balloon Payment is equal to the assumed monthly payment that would have been due on the related Due Date based on the original principal amortization schedule for such Balloon Mortgage Loan.

On or before 1:00 p.m. New York time on the Servicer Remittance Date, the Servicer shall remit in immediately available funds to the Trustee for deposit in the Distribution Account an amount equal to the aggregate amount of Advances, if any, to be made in respect of the Mortgage Loans and REO Properties for the related Distribution Date either (i) from its own funds or (ii) from the Collection Account, to the extent of funds held therein for future distribution (in which case it will cause to be made an appropriate entry in the records of Collection Account that amounts held for future distribution have been, as permitted by this Section 4.04, used by the Servicer in discharge of any such Advance) or (iii) in the form of any combination of (i) and (ii) aggregating the total amount of Advances to be made by the Servicer with respect to the Mortgage Loans and REO Properties. Any amounts held
for future distribution used by the Servicer to make an Advance as permitted in the preceding sentence or withdrawn by the Servicer as permitted in Section 3.11(a)(ii) in reimbursement for Advances previously made shall be appropriately reflected in the Servicer’s records and replaced by the Servicer by deposit in the Collection Account on or before any future Servicer Remittance Date to the extent that the Available Funds for the related Distribution Date (determined without regard to Advances to be made on the Servicer Remittance Date) shall be less than the total amount that would be distributed to the Classes of Certificateholders pursuant to Section 4.01 on such Distribution Date if such amounts held for future distributions had not been so used to make Advances. The Trustee will provide notice to the NIMS Insurer and the Servicer by telecopy by the Close of Business on any Servicer Remittance Date in the event that the amount remitted by the Servicer to the Trustee on such
date is less than the Advances required to be made by the Servicer for the related Distribution Date, as set forth in the related Remittance Report.

(c)          The obligation of the Servicer to make such Advances is mandatory, notwithstanding any other provision of this Agreement but subject to (d) below, and, with respect to any Mortgage Loan, shall continue until the Mortgage Loan is paid in full or until all Liquidation Proceeds thereon have been recovered, or a Final Recovery Determination has been made thereon.

(d)          Notwithstanding anything herein to the contrary, no Advance or Servicing Advance shall be required to be made hereunder by the Servicer if such Advance or Servicing Advance would, if made, constitute a Nonrecoverable Advance. The determination by the 

 

Servicer that it has made a Nonrecoverable Advance or that any proposed Advance or Servicing Advance, if made, would constitute a Nonrecoverable Advance, shall be evidenced by an Officers’ Certificate of the Servicer delivered to the NIMS Insurer, the Depositor and the Trustee.

	
             
  	
            SECTION 4.05
 	
            Swap Account.
 

 (a)          On the Closing Date, there is hereby established a separate trust (the “Supplemental Interest Trust”), into which the Depositor shall deposit: (i) the Interest Rate Swap Agreement, (ii) the Swap Administration Agreement and (iii) $1,000.  The Supplemental Interest Trust shall be maintained by the Supplemental Interest Trust Trustee, who initially, shall be the Trustee.  No later than the Closing Date, the Supplemental Interest Trust Trustee shall establish and maintain a separate, segregated trust account to be held in the Supplemental Interest Trust, titled, “Swap Account, Deutsche Bank National Trust Company, as Supplemental Interest Trust Trustee, in trust for the registered Certificateholders of Soundview Home Loan Trust 2005-OPT4, Asset-Backed Certificates, Series 2005-OPT4.” Such
account shall be an Eligible Account and funds on deposit therein shall be held separate and apart from, and shall not be commingled with, any other moneys, including, without limitation, other moneys of the Trustee held pursuant to this Agreement.  Amounts therein shall be held uninvested.

(b)          On each Distribution Date, prior to any distribution to any Certificate, the Supplemental Interest Trust Trustee shall deposit into the Swap Account: (i) the amount of any Net Swap Payment or Swap Termination Payment (other than any Swap Termination Payment resulting from a Swap Provider Trigger Event) owed to the Swap Provider (after taking into account any upfront payment received from the counterparty to a replacement interest rate swap agreement) from funds collected and received with respect to the Mortgage Loans prior to the determination of Available Funds and (ii) amounts received by the Supplemental Interest Trust Trustee from the Swap Administrator, for distribution in accordance with subsection (d) below, pursuant to the Swap Administration Agreement, dated as of the Closing Date (the “Swap
Administration Agreement”), among Deutsche Bank National Trust Company, in its capacity as Supplemental Interest Trust Trustee, Deutsche Bank National Trust Company, in its capacity as Swap Administrator and the majority Holder of the Class C Certificates. For federal income tax purposes, any amounts paid to the Swap Provider on each Distribution Date shall first be deemed paid to the Swap Provider in respect of REMIC 6 Regular Interest SWAP IO to the extent of the amount distributable on REMIC 6 Regular Interest SWAP IO on such Distribution Date, and any remaining amount shall be deemed paid to the Swap Provider in respect of a Class IO Distribution Amount (as defined below).

(c)          For federal income tax purposes, the Swap Account shall be owned by the majority Holder of the Class C Certificates.

(d)          To the extent that the Supplemental Interest Trust is determined to be a separate legal entity from the Supplemental Interest Trust Trustee, any obligation of the Supplemental Interest Trust Trustee under the Interest Rate Swap Agreement shall be deemed to be an obligation of the Supplemental Interest Trust.

 

 

(e)          The Trustee shall treat the Holders of Certificates (other than the Class P, Class C and Class R Certificates) as having entered into a notional principal contract with respect to the Holders of the Class C Certificates. Pursuant to each such notional principal contract, all Holders of Certificates (other than the Class P, Class C and Class R Certificates) shall be treated as having agreed to pay, on each Distribution Date, to the Holder of the Class C Certificates an aggregate amount equal to the excess, if any, of (i) the amount payable on such Distribution Date on the REMIC 3 Regular Interest corresponding to such Class of Certificates over (ii) the amount payable on such Class of Certificates on such Distribution Date (such excess, a “Class IO Distribution Amount”). A Class IO Distribution
Amount payable from interest collections shall be allocated pro rata among such Certificates based on the excess of (a) the amount of interest otherwise payable to such Certificates over (ii) the amount of interest payable to such Certificates at a per annum rate equal to the Net WAC Rate, and a Class IO Distribution Amount payable from principal collections shall be allocated to the most subordinate Class of Certificates with an outstanding principal balance to the extent of such balance. In addition, pursuant to such notional principal contract, the Holder of the Class C Certificates shall be treated as having agreed to pay Net WAC Rate Carryover Amounts to the Holders of the Certificates (other than the Class CE, Class P and Class R Certificates) in accordance with the terms of this Agreement. Any payments to the Certificates from amounts deemed received in respect of this notional principal contract shall not be payments with respect
to a Regular Interest in a REMIC within the meaning of Code Section 860G(a)(1). However, any payment from the Certificates (other than the Class CE, Class P and Class R Certificates) of a Class IO Distribution Amount shall be treated for tax purposes as having been received by the Holders of such Certificates in respect of their interests in REMIC 3 and as having been paid by such Holders to the Swap Administrator pursuant to the notional principal contract. Thus, each Certificate (other than the Class P and Class R Certificates) shall be treated as representing not only ownership of Regular Interests in REMIC 3, but also ownership of an interest in, and obligations with respect to, a notional principal contract.

	
             
  	
            SECTION 4.06
 	
            Tax Treatment of Swap Payments and Swap Termination Payments.
 

For federal income tax purposes, each holder of a Floating Rate Certificate is deemed to own an undivided beneficial ownership interest in a REMIC regular interest and the right to receive payments from either the Net WAC Rate Carryover Reserve Account or the Swap Account in respect of the Net WAC Rate Carryover Amount or the obligation to make payments to the Swap Account. For federal income tax purposes, the Trustee will account for payments to each Floating Rate Certificates as follows: each Floating Rate Certificate will be treated as receiving their entire payment from REMIC 3 (regardless of any Swap Termination Payment or obligation under the Interest Rate Swap Agreement) and subsequently paying their portion of any Swap Termination Payment in respect of each such Class’ obligation under the Interest Rate Swap Agreement. In the event that any such Class is resecuritized in a
REMIC, the obligation under the Interest Rate Swap Agreement to pay any such Swap Termination Payment (or any shortfall in Swap Provider Fee), will be made by one or more of the REMIC Regular Interests issued by the resecuritization REMIC subsequent to such REMIC Regular Interest receiving its full payment from any such Floating Rate Certificate. Resecuritization of any Floating Rate Certificate in a REMIC will be permissible only if the Trust Administrator hereunder is the trustee in such resecuritization.

 

 

The REMIC regular interest corresponding to a Floating Rate Certificate will be entitled to receive interest and principal payments at the times and in the amounts equal to those made on the certificate to which it corresponds, except that (i) the maximum interest rate of that REMIC regular interest will equal the Net WAC Rate computed for this purpose by limiting the Base Calculation Amount of the Interest Rate Swap Agreement to the aggregate Stated Principal Balance of the Mortgage Loans and (ii) any Swap Termination Payment will be treated as being payable solely from Net Monthly Excess Cashflow. As a result of the foregoing, the amount of distributions and taxable income on the REMIC regular interest corresponding to a Floating Rate Certificate may exceed the actual amount of distributions on the Floating Rate Certificate

	
             
  	
            SECTION 4.07
 	
            [Reserved].
 

	
             
  	
            SECTION 4.08
 	
            Net WAC Rate Carryover Reserve Account.
 

No later than the Closing Date, the Trustee shall establish and maintain with itself a separate, segregated trust account titled, “Net WAC Rate Carryover Reserve Account, Deutsche Bank National Trust Company, as Trustee, in trust for registered Holders of Soundview Home Loan Trust 2005-OPT4 Asset-Backed Certificates, Series 2005-OPT4” All amounts deposited in the Net WAC Rate Carryover Reserve Account shall be distributed to the Holders of the Floating Rate Certificates in the manner set forth in Section 4.01(d).

On each Distribution Date as to which there is a Net WAC Rate Carryover Amount payable to the Floating Rate Certificates, the Trustee has been directed by the Class C Certificateholders to, and therefore will, deposit into the Net WAC Rate Carryover Reserve Account the amounts described in Section 4.01(d)(iv), rather than distributing such amounts to the Class C Certificateholders. On each such Distribution Date, the Trustee shall hold all such amounts for the benefit of the Holders of the Floating Rate Certificates, and will distribute such amounts to the Holders of the Floating Rate Certificates in the amounts and priorities set forth in Section 4.01(d).

For federal and state income tax purposes, the Trustee will be deemed to be the owner of the Net WAC Rate Carryover Reserve Account.  All amounts deposited into the Net WAC Rate Carryover Reserve Account shall be treated as amounts distributed by REMIC 3 to the Holder of the Class C Interest and by REMIC 4 to the Holder of the Class C Certificates.  The Net WAC Rate Carryover Reserve Account will be an “outside reserve fund” within the meaning of Treasury regulation Section 1.860G-2(h).  Upon the termination of the Trust, or the payment in full of the Floating Rate Certificates, all amounts remaining on deposit in the Net WAC Rate Carryover Reserve Account will be released by the Trust and distributed to the Trustee or its designee.  The Net WAC Rate Carryover Reserve Account will be part of the Trust but not part of any REMIC and any payments to the Holders of the Floating Rate
Certificates of Net WAC Rate Carryover Amounts will not be payments with respect to a “regular interest” in a REMIC within the meaning of Code Section 860(G)(a)(1).

By accepting a Class C Certificate, each Class C Certificateholder hereby agrees to direct the Trustee, and the Trustee hereby is directed, to deposit into the Net WAC Rate Carryover Reserve Account the amounts described above on each Distribution Date as to which there is any Net WAC Rate Carryover Amount rather than distributing such amounts to the Class 

 

C Certificateholders. By accepting a Class C Certificate, each Class C Certificateholder further agrees that such direction is given for good and valuable consideration, the receipt and sufficiency of which is acknowledged by such acceptance.

Amounts on deposit in the Net WAC Rate Carryover Reserve Account shall remain uninvested.

For federal tax return and information reporting, the right of the Holders of the Class A Certificates and the Class M Certificates to receive payments from the Net WAC Rate Carryover Reserve Account in respect of any Net WAC Rate Carryover Amount may have more than a de minimis value.

	
             
  	
            SECTION 4.09
 	
            Distributions on the REMIC Regular Interests.
 

On each Distribution Date, the Trustee shall cause in the following order of priority, the following amounts which shall be deemed to be distributed by REMIC 1 to REMIC 2 on account of the REMIC 1 Regular Interests or withdrawn from the Distribution Account and distributed to the holders of the Class R Certificates (in respect of the Class R-1 Interest), as the case may be:

(i)           to Holders of each of REMIC 1 Regular Interest I and REMIC 1 Regular Interest I-1-A through I-49-B, pro rata, in an amount equal to (A) Uncertificated Accrued Interest for such REMIC 1 Regular Interests for such Distribution Date, plus (B) any amounts payable in respect thereof remaining unpaid from previous Distribution Dates;

(ii)          to the extent of amounts remaining after the distributions made pursuant to clause (A) above, payments of principal shall be allocated as follows: first, to REMIC 1 Regular interests I-1-A through I-49-B starting with the lowest numerical denomination until the Uncertificated Principal Balance of each such REMIC 1 Regular Interest is reduced to zero, provided that, for REMIC 1 Regular Interests with the same numerical denomination, such payments of principal shall be allocated pro rata between such REMIC 1 Regular Interests, and second, to the extent of the Overcollateralization Release Amounts, to REMIC 1 Regular Interest I until the Uncertificated Principal Balance of such REMIC 1 Regular Interest is reduced to zero; and

(iii)        to the Holders of REMIC 1 Regular Interest I-49-B, (A) on each Distribution Date, 100% of the amount paid in respect of Prepayment Charges and (B) on the Distribution Date immediately following the expiration of the latest Prepayment Charge as identified on the Prepayment Charge Schedule or any Distribution Date thereafter until $100 has been distributed pursuant to this clause.

(b)          On each Distribution Date, the Trustee shall cause in the following order of priority, the following amounts which shall be deemed to be distributed by REMIC 2 to REMIC 3 on account of the REMIC 2 Regular Interests or withdrawn from the Distribution Account and distributed to the holders of the Class R Certificates (in respect of the Class R-1 Interest), as the case may be:

 

 

(i)           to the Holders of REMIC 2 Regular Interest LTIO, in an amount equal to (A) Uncertificated Accrued Interest for such REMIC 2 Regular Interest for such Distribution Date, plus (B) any amounts in respect thereof remaining unpaid from previous Distribution Dates;

(ii)          to the extent of Available Funds, to Holders of REMIC 2 Regular Interest LTAA, REMIC 2 Regular Interest LTIA1, REMIC 2 Regular Interest LTIA2, REMIC 2 Regular Interest LTIIA1, REMIC 2 Regular Interest LTIIA2, REMIC 2 Regular Interest LTIIA3, REMIC 2 Regular Interest LTIIA4, REMIC 2 Regular Interest LTM1, REMIC 2 Regular Interest LTM2, REMIC 2 Regular Interest LTM3, REMIC 2 Regular Interest LTM4, REMIC 2 Regular Interest LTM5, REMIC 2 Regular Interest LTM6, REMIC 2 Regular Interest LTM7, REMIC 2 Regular Interest LTM8, REMIC 2 Regular Interest LTM9, REMIC 2 Regular Interest LTM10, REMIC 2 Regular Interest LTM11, REMIC 2 Regular Interest LTZZ and REMIC 2 Regular Interest LTP, on a pro rata basis, in an amount equal to (A) the Uncertificated
Accrued Interest for such Distribution Date, plus (B) any amounts in respect thereof remaining unpaid from previous Distribution Dates. Amounts payable as Uncertificated Accrued Interest in respect of REMIC 2 Regular Interest LTZZ shall be reduced and deferred when the REMIC 2 Overcollateralization Amount is less than the REMIC 2 Overcollateralization Target Amount, by the lesser of (x) the amount of such difference and (y) the Maximum Uncertificated Accrued Interest Deferral Amount and such amount will be payable to the Holders of REMIC 2 Regular Interest LTIA1, REMIC 2 Regular Interest LTIA2, REMIC 2 Regular Interest LTIIA1, REMIC 2 Regular Interest LTIIA2, REMIC 2 Regular Interest LTIIA3, REMIC 2 Regular Interest LTIIA4, REMIC 2 Regular Interest LTM1, REMIC 2 Regular Interest LTM2, REMIC 2 Regular Interest LTM3, REMIC 2 Regular Interest LTM4, REMIC 2 Regular Interest LTM5, REMIC 2 Regular Interest LTM6, REMIC 2 Regular Interest LTM7, REMIC 2 Regular Interest LTM8, REMIC 2 Regular
Interest LTM9, REMIC 2 Regular Interest LTM10 and REMIC 2 Regular Interest LTM11, in the same proportion as the Overcollateralization Deficiency Amount is allocated to the Corresponding Certificates and the Uncertificated Principal Balance of the REMIC 2 Regular Interest LTZZ shall be increased by such amount; and

(iii)        to the Holders of REMIC 2 Regular Interests, in an amount equal to the remainder of the Available Funds for such Distribution Date after the distributions made pursuant to clause (i) above, allocated as follows:

(a)          98.00% of such remainder to the Holders of REMIC 2 Regular Interest LTAA and REMIC 2 Regular Interest LTP, until the Uncertificated Principal Balance of such Uncertificated REMIC 2 Regular Interest is reduced to zero; provided, however, that REMIC 2 Regular Interest LTP shall not be reduced until the Distribution Date immediately following the expiration of the latest Prepayment Charge as identified on the Prepayment Charge Schedule or any Distribution Date thereafter, at which point such amount shall be distributed to REMIC 2 Regular Interest LTP, until $100 has been distributed pursuant to this clause;

 

 

(b)          2.00% of such remainder first, to the Holders of REMIC 2 Regular Interest LTIA1, REMIC 2 Regular Interest LTIA2, REMIC 2 Regular Interest LTIIA1, REMIC 2 Regular Interest LTIIA2, REMIC 2 Regular Interest LTIIA3, REMIC 2 Regular Interest LTIIA4, REMIC 2 Regular Interest LTM1, REMIC 2 Regular Interest LTM2, REMIC 2 Regular Interest LTM3, REMIC 2 Regular Interest LTM4, REMIC 2 Regular Interest LTM5, REMIC 2 Regular Interest LTM6, REMIC 2 Regular Interest LTM7, REMIC 2 Regular Interest LTM8, REMIC 2 Regular Interest LTM9, REMIC 2 Regular Interest LTM10 and REMIC 2 Regular Interest LTM11 of and in the same proportion as principal payments are allocated to the Corresponding Certificates, until the Uncertificated Principal Balances of such REMIC 2 Regular Interests are reduced
to zero, and second, to the Holders of REMIC 2 Regular Interest LTZZ, until the Uncertificated Principal Balance of such REMIC 2 Regular Interest is reduced to zero; and

(c)          any remaining amount to the Holders of the Class R Certificates (in respect of the Class R-1 Interest);

provided, however, that (i) 98.00% and (ii) 2.00% of any principal payments that are attributable to an Overcollateralization Release Amount shall be allocated to Holders of (i) REMIC 2 Regular Interest LTAA and REMIC 2 Regular Interest LTP, in that order and (ii) REMIC 2 Regular Interest LTZZ, respectively; provided that REMIC 2 Regular Interest LTP shall not be reduced until the Distribution Date immediately following the expiration of the latest Prepayment Charge as identified on the Prepayment Charge Schedule or any Distribution Date thereafter, at which point such amount shall be distributed to REMIC 2 Regular Interest LTP, until $100 has been distributed pursuant to this clause.

	
             
  	
            SECTION 4.10
 	
            Allocation of Realized Losses.
 

 (a)          All Realized Losses on the Mortgage Loans allocated to any Regular Certificate shall be allocated by the Trustee on each Distribution Date as follows:  first, to Net Monthly Excess Cashflow; second, to Net Swap Payments received under the Interest Rate Swap Agreement; third, to the Class C Certificates, until the Certificate Principal Balance thereof has been reduced to zero; fourth, to the Class M-11 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; fifth, to the Class M-10 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; sixth, to the Class M-9 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; seventh, to the Class M-8 Certificates, until the Certificate Principal Balance thereof has been
reduced to zero; eighth, to the Class M-7 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; ninth, to the Class M-6 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; tenth, to the Class M-5 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; eleventh, to the Class M-4 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; twelfth, to the Class M-3 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; thirteenth, to the Class M-2 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; fourteenth, to the Class M-1 Certificates, until the Certificate Principal Balance thereof has been reduced to zero and fifteenth, in the case of any Realized Losses on the Group I Mortgage Loans, to the Class I-A-2 Certificates, until the Certificate Principal Balance thereof has been 

 

reduced to zero.  All Realized Losses to be allocated to the Certificate Principal Balances of all Classes on any Distribution Date shall be so allocated after the actual distributions to be made on such date as provided above. All references above to the Certificate Principal Balance of any Class of Certificates shall be to the Certificate Principal Balance of such Class immediately prior to the relevant Distribution Date, before reduction thereof by any Realized Losses, in each case to be allocated to such Class of Certificates, on such Distribution Date.

Any allocation of Realized Losses to a Class I-A-2 Certificate or Mezzanine Certificate on any Distribution Date shall be made by reducing the Certificate Principal Balance thereof by the amount so allocated; any allocation of Realized Losses to a Class C Certificates shall be made first by reducing the amount otherwise payable in respect thereof pursuant to Section 4.01(d)(iv). No allocations of any Realized Losses shall be made to the Certificate Principal Balances of the Class A Certificates (except for the Class I-A-2 Certificates as described above) or the Class P Certificates.

(b)          With respect to the REMIC 1 Regular Interests, all Realized Losses on the Mortgage Loans shall be allocated shall be allocated by the Securities Administrator on each Distribution Date, first to REMIC 1 Regular Interest I until the Uncertificated Principal Balance has been reduced to zero, and second, to REMIC 1 Regular Interest I-1-A through REMIC 1 Regular Interest I-49-B, starting with the lowest numerical denomination until such REMIC 1 Regular Interest has been reduced to zero, provided that, for REMIC 1 Regular Interests with the same numerical denomination, such Realized Losses shall be allocated pro rata between such REMIC 1 Regular Interests.

(c)          With respect to the REMIC 2 Regular Interests, all Realized Losses on the Mortgage Loans shall be deemed to have been allocated in the specified percentages, as follows:  first, to Uncertificated Accrued Interest payable to the REMIC 2 Regular Interest LTAA and REMIC 2 Regular Interest LTZZ up to an aggregate amount equal to the REMIC 2 Interest Loss Allocation Amount, 98% and 2%, respectively; second, to the Uncertificated Principal Balances of REMIC 2 Regular Interest LTAA and REMIC 2 Regular Interest LTZZ up to an aggregate amount equal to the REMIC 2 Principal Loss Allocation Amount, 98% and 2%, respectively; third, to the Uncertificated Principal Balances of REMIC 2 Regular Interest LTAA, REMIC 2 Regular Interest LTM11 and REMIC 2 Regular Interest LTZZ, 98%, 1% and 1%, respectively, until the
Uncertificated Principal Balance of REMIC 2 Regular Interest LTM11 has been reduced to zero; fourth, to the Uncertificated Principal Balances of REMIC 2 Regular Interest LTAA, REMIC 2 Regular Interest LTM10 and REMIC 2 Regular Interest LTZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 2 Regular Interest LTM10 has been reduced to zero; fifth, to the Uncertificated Principal Balances of REMIC 2 Regular Interest LTAA, REMIC 2 Regular Interest LTM9 and REMIC 2 Regular Interest LTZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 2 Regular Interest LTM9 has been reduced to zero; sixth, to the Uncertificated Principal Balances of REMIC 2 Regular Interest LTAA, REMIC 2 Regular Interest LTM8 and REMIC 2 Regular Interest LTZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 2 Regular Interest LTM8 has been reduced to zero; seventh, to the Uncertificated Principal Balances of REMIC 2
Regular Interest LTAA, REMIC 2 Regular Interest LTM7 and REMIC 2 Regular Interest LTZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 2 Regular Interest LTM7 has been reduced to zero; eighth, to the 

 

Uncertificated Principal Balances of REMIC 2 Regular Interest LTAA, REMIC 2 Regular Interest LTM6 and REMIC 2 Regular Interest LTZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 2 Regular Interest LTM6 has been reduced to zero; ninth, to the Uncertificated Principal Balances of REMIC 2 Regular Interest LTAA, REMIC 2 Regular Interest LTM5 and REMIC 2 Regular Interest LTZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 2 Regular Interest LTM5 has been reduced to zero; tenth, to the Uncertificated Principal Balances of REMIC 2 Regular Interest LTAA, REMIC 2 Regular Interest LTM4 and REMIC 2 Regular Interest LTZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 2 Regular Interest LTM4 has been reduced to zero; eleventh, to the Uncertificated Principal Balances of REMIC 2 Regular Interest LTAA, REMIC 2
Regular Interest LTM3 and REMIC 2 Regular Interest LTZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 2 Regular Interest LTM3 has been reduced to zero; twelfth, to the Uncertificated Principal Balances of REMIC 2 Regular Interest LTAA, REMIC 2 Regular Interest LTM2 and REMIC 2 Regular Interest LTZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 2 Regular Interest LTM2 has been reduced to zero; thirteenth, to the Uncertificated Principal Balances of REMIC 2 Regular Interest LTAA, REMIC 2 Regular Interest LTM1 and REMIC 2 Regular Interest LTZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 2 Regular Interest LTM1 has been reduced to zero and fourteenth, in the case of any Realized Losses on the Group I Mortgage Loans, to the Uncertificated Principal Balances of REMIC 2 Regular Interest LTAA, REMIC 2 Regular Interest LTIA2 and REMIC 2 Regular Interest LTZZ, 98%, 1% and 1%,
respectively, until the Uncertificated Principal Balance of REMIC 2 Regular Interest LTIA2 has been reduced to zero.

 

 

ARTICLE V

 

THE CERTIFICATES

	
             
  	
            SECTION 5.01
 	
            The Certificates.
 

Each of the Floating Rate Certificates, the Class P Certificates, the Class C Certificates and the Residual Certificates shall be substantially in the forms annexed hereto as exhibits, and shall, on original issue, be executed, authenticated and delivered by the Trustee to or upon the order of the Depositor concurrently with the sale and assignment to the Trustee of the Trust Fund. The Floating Rate Certificates shall be initially evidenced by one or more Certificates representing a Percentage Interest with a minimum dollar denomination of $25,000 and integral dollar multiples of $1.00 in excess thereof, provided that Floating Rate Certificates must be purchased in minimum total investments of $100,000 per class, except that one Certificate of each such Class of Certificates may be in a different denomination so that the sum of the denominations of all outstanding Certificates of such
Class shall equal the Certificate Principal Balance of such Class on the Closing Date. The Class P Certificates, the Class C Certificates and the Residual Certificates are issuable in any Percentage Interests; provided, however, that the sum of all such percentages for each such Class totals 100% and no more than ten Certificates of each Class may be issued and outstanding at any one time.

The Certificates shall be executed on behalf of the Trust by manual or facsimile signature on behalf of the Trustee by a Responsible Officer. Certificates bearing the manual or facsimile signatures of individuals who were, at the time when such signatures were affixed, authorized to sign on behalf of the Trustee shall bind the Trust, notwithstanding that such individuals or any of them have ceased to be so authorized prior to the authentication and delivery of such Certificates or did not hold such offices at the date of such Certificate. No Certificate shall be entitled to any benefit under this Agreement or be valid for any purpose, unless such Certificate shall have been manually authenticated by the Trustee substantially in the form provided for herein, and such authentication upon any Certificate shall be conclusive evidence, and the only evidence, that such Certificate has been duly
authenticated and delivered hereunder. All Certificates shall be dated the date of their authentication. Subject to Section 5.02(c), the Floating Rate Certificates shall be Book-Entry Certificates. The other Classes of Certificates shall not be Book-Entry Certificates.

	
             
  	
            SECTION 5.02
 	
            Registration of Transfer and Exchange of Certificates.
 

 (a)          The Certificate Registrar shall cause to be kept at the Corporate Trust Office a Certificate Register in which, subject to such reasonable regulations as it may prescribe, the Certificate Registrar shall provide for the registration of Certificates and of transfers and exchanges of Certificates as herein provided. The Trustee shall initially serve as Certificate Registrar for the purpose of registering Certificates and transfers and exchanges of Certificates as herein provided.

Upon surrender for registration of transfer of any Certificate at any office or agency of the Certificate Registrar maintained for such purpose pursuant to the foregoing paragraph which office shall initially be the offices designated by the Trustee and, in the case of 

 

a Residual Certificate, upon satisfaction of the conditions set forth below, the Trustee on behalf of the Trust shall execute, authenticate and deliver, in the name of the designated transferee or transferees, one or more new Certificates of the same aggregate Percentage Interest.

At the option of the Certificateholders, Certificates may be exchanged for other Certificates in authorized denominations and the same aggregate Percentage Interests, upon surrender of the Certificates to be exchanged at any such office or agency. Whenever any Certificates are so surrendered for exchange, the Trustee shall execute on behalf of the Trust and authenticate and deliver the Certificates which the Certificateholder making the exchange is entitled to receive. Every Certificate presented or surrendered for registration of transfer or exchange shall (if so required by the Trustee or the Certificate Registrar) be duly endorsed by, or be accompanied by a written instrument of transfer satisfactory to the Trustee and the Certificate Registrar duly executed by, the Holder thereof or his attorney duly authorized in writing. In addition, (i) with respect to each Class R Certificate, the
holder thereof may exchange, in the manner described above, such Class R Certificate for two separate certificates, each representing such holder’s respective Percentage Interest in the Class R-1 Interest, the Class R-2 Interest and the Class R-3 Interest that was evidenced by the Class R Certificate being exchanged and (ii) with respect to each Class R-X Certificate, the holder thereof may exchange, in the manner described above, such Class R-X Certificate for three separate certificates, each representing such holder’s respective Percentage Interest in the Class R-4 Interest, the Class R-5 Interest and the Class R-6 Interest that was evidenced by the Class R-X Certificate being exchanged.

(b)          Except as provided in paragraph (c) below, the Book-Entry Certificates shall at all times remain registered in the name of the Depository or its nominee and at all times: (i) registration of such Certificates may not be transferred by the Trustee except to another Depository; (ii) the Depository shall maintain book-entry records with respect to the Certificate Owners and with respect to ownership and transfers of such Certificates; (iii) ownership and transfers of registration of such Certificates on the books of the Depository shall be governed by applicable rules established by the Depository; (iv) the Depository may collect its usual and customary fees, charges and expenses from its Depository Participants; (v) the Trustee shall for all purposes deal with the Depository as representative of the
Certificate Owners of the Certificates for purposes of exercising the rights of Holders under this Agreement, and requests and directions for and votes of such representative shall not be deemed to be inconsistent if they are made with respect to different Certificate Owners; (vi) the Trustee may rely and shall be fully protected in relying upon information furnished by the Depository with respect to its Depository Participants and furnished by the Depository Participants with respect to indirect participating firms and Persons shown on the books of such indirect participating firms as direct or indirect Certificate Owners; and (vii) the direct participants of the Depository shall have no rights under this Agreement under or with respect to any of the Certificates held on their behalf by the Depository, and the Depository may be treated by the Trustee and its agents, employees, officers and directors as the absolute owner of the Certificates for all purposes whatsoever.

All transfers by Certificate Owners of Book-Entry Certificates shall be made in accordance with the procedures established by the Depository Participant or brokerage firm representing such Certificate Owners. Each Depository Participant shall only transfer Book-Entry Certificates of Certificate Owners that it represents or of brokerage firms for which it acts as agent in accordance with the Depository’s normal procedures. The parties hereto are hereby 

 

authorized to execute a Letter of Representations with the Depository or take such other action as may be necessary or desirable to register a Book-Entry Certificate to the Depository. In the event of any conflict between the terms of any such Letter of Representation and this Agreement, the terms of this Agreement shall control.

(c)          If (i)(x) the Depository or the Depositor advises the Trustee in writing that the Depository is no longer willing or able to discharge properly its responsibilities as Depository and (y) the Trustee or the Depositor is unable to locate a qualified successor or (ii) after the occurrence of a Servicer Event of Termination, the Certificate Owners of the Book-Entry Certificates representing Percentage Interests of such Classes aggregating not less than 51% advise the Trustee and Depository through the Financial Intermediaries and the Depository Participants in writing that the continuation of a book-entry system through the Depository to the exclusion of definitive, fully registered certificates (the “Definitive Certificates”) to Certificate Owners is no longer in the best interests of the Certificate
Owners. Upon surrender to the Certificate Registrar of the Book-Entry Certificates by the Depository, accompanied by registration instructions from the Depository for registration, the Trustee shall, in the case of (i) and (ii) above, execute on behalf of the Trust and authenticate the Definitive Certificates. Neither the Depositor nor the Trustee shall be liable for any delay in delivery of such instructions and may conclusively rely on, and shall be protected in relying on, such instructions. Upon the issuance of Definitive Certificates, the Trustee, the Certificate Registrar, the Servicer, any Paying Agent and the Depositor shall recognize the Holders of the Definitive Certificates as Certificateholders hereunder.

(d)          No transfer, sale, pledge or other disposition of any Class M-10 Certificate, Class M-11 Certificate, Class C Certificate, Class P Certificate or Residual Certificate (the “Private Certificates”) shall be made unless such disposition is exempt from the registration requirements of the Securities Act of 1933, as amended (the “1933 Act”), and any applicable state securities laws or is made in accordance with the 1933 Act and laws. In the event of any such transfer (other than in connection with (i) the initial transfer of any such Certificate by the Depositor to an Affiliate of the Depositor or, in the case of the Class R-X Certificates, the first transfer by an Affiliate of the Depositor, (ii) the transfer of any such Class C, Class P or Residual Certificate to the issuer under the
Indenture or the indenture trustee under the Indenture or (iii) a transfer of any such Class C, Class P or Residual Certificate from the issuer under the Indenture or the indenture trustee under the Indenture to the Depositor or an Affiliate of the Depositor), (i) unless such transfer is made in reliance upon Rule 144A (as evidenced by the investment letter delivered to the Trustee, in substantially the form attached hereto as Exhibit J) under the 1933 Act, the Trustee and the Depositor shall require a written Opinion of Counsel (which may be in-house counsel) acceptable to and in form and substance reasonably satisfactory to the Trustee and the Depositor that such transfer may be made pursuant to an exemption, describing the applicable exemption and the basis therefor, from the 1933 Act or is being made pursuant to the 1933 Act, which Opinion of Counsel shall not be an expense of the Trustee or the Depositor or (ii) the Trustee shall require the transferor to execute a transferor
certificate (in substantially the form attached hereto as Exhibit L) and the transferee to execute an investment letter (in substantially the form attached hereto as Exhibit J) acceptable to and in form and substance reasonably satisfactory to the Depositor and the Trustee certifying to the Depositor and the Trustee the facts surrounding such transfer, which investment letter shall not be an expense of the Trustee or the Depositor. The Holder of a Private Certificate desiring to effect such 

 

transfer shall, and does hereby agree to, indemnify the Trustee and the Depositor against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws.

Notwithstanding the foregoing, in the event of any such transfer of any Ownership Interest in any Private Certificate that is a Book-Entry Certificate, except with respect to the initial transfer of any such Ownership Interest by the Depositor, such transfer shall be required to be made in reliance upon Rule 144A under the 1933 Act, and the transferor will be deemed to have made each of the transferor representations and warranties set forth Exhibit L hereto in respect of such interest as if it was evidenced by a Definitive Certificate and the transferee will be deemed to have made each of the transferee representations and warranties set forth Exhibit J hereto in respect of such interest as if it was evidenced by a Definitive Certificate.  The Certificate Owner of any such Ownership Interest in any such Book-Entry Certificate desiring to effect such transfer shall, and does hereby agree
to, indemnify the Trustee and the Depositor against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws.

Notwithstanding the foregoing, no certification or Opinion of Counsel described above in this Section 5.02(d) will be required in connection with the transfer, on the Closing Date, of any Residual Certificate by the Depositor to an “accredited investor” within the meaning of Rule 501 of the 1933 Act.

No transfer of a Private Certificate (other than a Class M-10 or Class M-11 Certificate) or any interest therein shall be made to any Plan, any Person acting, directly or indirectly, on behalf of any such Plan or any Person acquiring such Certificates with “Plan Assets” of a Plan within the meaning of the Department of Labor regulation promulgated at 29 C.F.R. § 2510.3-101 (“Plan Assets”), as certified by such transferee in the form of Exhibit M, unless the Trustee is provided with an Opinion of Counsel for the benefit of the Depositor, the Trustee and the Servicer and on which they may rely which establishes to the satisfaction of the Trustee that the purchase of such Certificates is permissible under applicable law, will not constitute or result in any prohibited transaction under ERISA or Section 4975 of the Code and will not subject the Depositor, the Servicer,
the Trustee or the Trust Fund to any obligation or liability (including obligations or liabilities under ERISA or Section 4975 of the Code) in addition to those undertaken in this Agreement, which Opinion of Counsel shall not be an expense of the Depositor, the Servicer, the Trustee or the Trust Fund. Neither a certification nor an Opinion of Counsel will be required in connection with (i) the initial transfer of any such Certificate by the Depositor to an Affiliate of the Depositor, (ii) the transfer of any such Class C, Class P or Residual Certificate to the issuer under the Indenture or the indenture trustee under the Indenture or (iii) a transfer of any such Class C, Class P or Residual Certificate from the issuer under the Indenture or the indenture trustee under the Indenture to the Depositor or an Affiliate of the Depositor (in which case, the Depositor or any Affiliate thereof shall have deemed to have represented that such Affiliate is not a Plan or a Person investing Plan
Assets) and the Trustee shall be entitled to conclusively rely upon a representation (which, upon the request of the Trustee, shall be a written representation) from the Transferor of the status of such transferee as an affiliate of the Depositor.

 

 

Prior to the termination of the Supplemental Interest Trust, no Transfer of a Floating Rate Certificate shall be made unless either (i) the Trust Administrator shall have received a representation from the transferee (in the form of Exhibit M) of such Certificate acceptable to and in form and substance satisfactory to the Trustee, to the effect that such transferee is not a Plan, or a Person acting on behalf of a Plan or using the assets a Plan, or (ii) the transferee is deemed to represent that the proposed transfer or holding of such Certificate is eligible for exemptive relief under an individual or class prohibited transaction exemption, including, but not limited to, for the Offered Certificates, Prohibited Transaction Exemption (“PTE”) 84-14, PTE 91-38, PTE 90-1, PTE 95-60 or PTE 96-23 and for Class M-10 Certificates and Class M-11 Certificates, PTCE (as defined below) 95-60.

Subsequent to the termination of the Supplemental Interest Trust, each Transferee of a Mezzanine Certificate will be deemed to have represented by virtue of its purchase or holding of such Certificate (or interest therein) that either (a) such Transferee is not a Plan or purchasing such Certificate with Plan Assets, (b) in the case of an Offered Certificate it has acquired and is holding such Certificate in reliance on Prohibited Transaction Exemption (“PTE”) 90-59, 55 Fed. Reg. 36724 (September 6, 1990), as amended by PTE 97-34, 62 Fed. Reg. 39021 (July 21, 1997), PTE 2000-58, 65 Fed. Reg. 67765 (November 13, 2000) and PTE 2002-41, 67 Fed. Reg. 54487 (August 22, 2002) (the “Exemption”), and that it understands that there are certain conditions to the availability of the Exemption including that such Certificate must be rated, at the time of purchase, not lower than
“BBB-” (or its equivalent) by a Rating Agency or (c) the following conditions are satisfied:  (i) such Transferee is an insurance company, (ii) the source of funds used to purchase or hold such Certificate (or interest therein) is an “insurance company general account” (as defined in U.S. Department of Labor Prohibited Transaction Class Exemption (“PTCE”) 95-60, and (iii) the conditions set forth in Sections I and III of PTCE 95-60 have been satisfied.

If any Mezzanine Certificate or Private Certificate or any interest therein is acquired or held in violation of the provisions of the two preceding paragraphs, the next preceding permitted beneficial owner will be treated as the beneficial owner of that Certificate retroactive to the date of transfer to the purported beneficial owner. Any purported beneficial owner whose acquisition or holding of any such Certificate or interest therein was effected in violation of the provisions of the two preceding paragraphs shall indemnify and hold harmless the Depositor, the Servicer, the NIMS Insurer, the Trustee and the Trust from and against any and all liabilities, claims, costs or expenses incurred by those parties as a result of that acquisition or holding.

Each Person who has or who acquires any Ownership Interest in a Residual Certificate shall be deemed by the acceptance or acquisition of such Ownership Interest to have agreed to be bound by the following provisions and to have irrevocably appointed the Depositor or its designee as its attorney-in-fact to negotiate the terms of any mandatory sale under clause (v) below and to execute all instruments of transfer and to do all other things necessary in connection with any such sale, and the rights of each Person acquiring any Ownership Interest in a Residual Certificate are expressly subject to the following provisions:

 

 

(i)           Each Person holding or acquiring any Ownership Interest in a Residual Certificate shall be a Permitted Transferee and shall promptly notify the Trustee of any change or impending change in its status as a Permitted Transferee.

(ii)          No Person shall acquire an Ownership Interest in a Residual Certificate unless such Ownership Interest is a pro rata undivided interest.

(iii)        In connection with any proposed transfer of any Ownership Interest in a Residual Certificate, the Trustee shall as a condition to registration of the transfer, require delivery to it, in form and substance satisfactory to it, of each of the following:

(A)         an affidavit in the form of Exhibit K hereto from the proposed transferee to the effect that such transferee is a Permitted Transferee and that it is not acquiring its Ownership Interest in the Residual Certificate that is the subject of the proposed transfer as a nominee, trustee or agent for any Person who is not a Permitted Transferee; and

(B)         a covenant of the proposed transferee to the effect that the proposed transferee agrees to be bound by and to abide by the transfer restrictions applicable to the Residual Certificates.

(iv)         Any attempted or purported transfer of any Ownership Interest in a Residual Certificate in violation of the provisions of this Section shall be absolutely null and void and shall vest no rights in the purported transferee. If any purported transferee shall, in violation of the provisions of this Section, become a Holder of a Residual Certificate, then the prior Holder of such Residual Certificate that is a Permitted Transferee shall, upon discovery that the registration of transfer of such Residual Certificate was not in fact permitted by this Section, be restored to all rights as Holder thereof retroactive to the date of registration of transfer of such Residual Certificate.  The Trustee shall be under no liability to any Person for any registration of transfer of a Residual Certificate that
is in fact not permitted by this Section or for making any distributions due on such Residual Certificate to the Holder thereof or taking any other action with respect to such Holder under the provisions of this Agreement so long as the Trustee received the documents specified in clause (iii).  The Trustee shall be entitled to recover from any Holder of a Residual Certificate that was in fact not a Permitted Transferee at the time such distributions were made all distributions made on such Residual Certificate. Any such distributions so recovered by the Trustee shall be distributed and delivered by the Trustee to the prior Holder of such Residual Certificate that is a Permitted Transferee.

(v)          If any Person other than a Permitted Transferee acquires any Ownership Interest in a Residual Certificate in violation of the restrictions in this Section, then the Trustee shall have the right but not the obligation, without notice to the Holder of such Residual Certificate or any other Person having an Ownership Interest therein, to notify the Depositor to arrange for the sale of such Residual Certificate. The proceeds of such sale, net of commissions (which may include commissions payable to the Depositor or its affiliates in connection with such sale), expenses and taxes due, if any, will be remitted 

 

by the Trustee to the previous Holder of such Residual Certificate that is a Permitted Transferee, except that in the event that the Trustee determines that the Holder of such Residual Certificate may be liable for any amount due under this Section or any other provisions of this Agreement, the Trustee may withhold a corresponding amount from such remittance as security for such claim. The terms and conditions of any sale under this clause (v) shall be determined in the sole discretion of the Trustee and it shall not be liable to any Person having an Ownership Interest in a Residual Certificate as a result of its exercise of such discretion.

(vi)         If any Person other than a Permitted Transferee acquires any Ownership Interest in a Residual Certificate in violation of the restrictions in this Section, then the Trustee upon receipt of reasonable compensation will provide to the Internal Revenue Service, and to the persons specified in Sections 860E(e)(3) and (6) of the Code, information needed to compute the tax imposed under Section 860E(e)(5) of the Code on transfers of residual interests to disqualified organizations.

The foregoing provisions of this Section shall cease to apply to transfers occurring on or after the date on which there shall have been delivered to the Trustee and the NIMS Insurer, in form and substance satisfactory to the Trustee and the NIMS Insurer, (i) written notification from each Rating Agency that the removal of the restrictions on transfer set forth in this Section will not cause such Rating Agency to downgrade its rating of the Certificates and (ii) an Opinion of Counsel to the effect that such removal will not cause any REMIC created hereunder to fail to qualify as a REMIC.

(e)          No service charge shall be made for any registration of transfer or exchange of Certificates of any Class, but the Certificate Registrar may require payment of a sum sufficient to cover any tax or governmental charge that may be imposed in connection with any transfer or exchange of Certificates.

All Certificates surrendered for registration of transfer or exchange shall be canceled by the Certificate Registrar and disposed of pursuant to its standard procedures.

	
             
  	
            SECTION 5.03
 	
            Mutilated, Destroyed, Lost or Stolen Certificates.
 

If (i) any mutilated Certificate is surrendered to the Certificate Registrar or the Certificate Registrar receives evidence to its satisfaction of the destruction, loss or theft of any Certificate and (ii) there is delivered to the Trustee, the Depositor, the NIMS Insurer and the Certificate Registrar such security or indemnity as may be required by them to save each of them harmless, then, in the absence of notice to the Trustee or the Certificate Registrar that such Certificate has been acquired by a bona fide purchaser, the Trustee shall execute on behalf of the Trust, authenticate and deliver, in exchange for or in lieu of any such mutilated, destroyed, lost or stolen Certificate, a new Certificate of like tenor and Percentage Interest. Upon the issuance of any new Certificate under this Section, the Trustee or the Certificate Registrar may require the payment of a sum sufficient to
cover any tax or other governmental charge that may be imposed in relation thereto and any other expenses (including the fees and expenses of the Trustee and the Certificate Registrar) in connection therewith. Any duplicate Certificate issued pursuant to this Section, shall constitute complete and indefeasible evidence of ownership in the Trust, as if 

 

originally issued, whether or not the lost, stolen or destroyed Certificate shall be found at any time.

	
             
  	
            SECTION 5.04
 	
            Persons Deemed Owners.
 

The Servicer, the Depositor, the Trustee, the NIMS Insurer, the Certificate Registrar, any Paying Agent and any agent of the Servicer, the Depositor, the Trustee, the NIMS Insurer, the Certificate Registrar or any Paying Agent may treat the Person, including a Depository, in whose name any Certificate is registered as the owner of such Certificate for the purpose of receiving distributions pursuant to Section 4.01 and for all other purposes whatsoever, and none of the Servicer, the Trust, the Trustee nor any agent of any of them shall be affected by notice to the contrary.

	
             
  	
            SECTION 5.05
 	
            Appointment of Paying Agent.
 

 (a)          The Paying Agent shall make distributions to Certificateholders from the Distribution Account pursuant to Section 4.01 and shall report the amounts of such distributions to the Trustee. The duties of the Paying Agent may include the obligation (i) to withdraw funds from the Collection Account pursuant to Section 3.11(a) and for the purpose of making the distributions referred to above and (ii) to distribute statements and provide information to Certificateholders as required hereunder. The Paying Agent hereunder shall at all times be an entity duly organized and validly existing under the laws of the United States of America or any state thereof, authorized under such laws to exercise corporate trust powers and subject to supervision or examination by federal or state authorities. The Paying Agent shall
initially be the Trustee. The Trustee may appoint a successor to act as Paying Agent, which appointment shall be reasonably satisfactory to the Depositor and the NIMS Insurer.

(b)          The Trustee shall cause the Paying Agent (if other than the Trustee) to execute and deliver to the Trustee an instrument in which such Paying Agent shall agree with the Trustee that such Paying Agent shall hold all sums, if any, held by it for payment to the Certificateholders in trust for the benefit of the Certificateholders entitled thereto until such sums shall be paid to such Certificateholders and shall agree that it shall comply with all requirements of the Code regarding the withholding of payments in respect of Federal income taxes due from Certificate Owners and otherwise comply with the provisions of this Agreement applicable to it.

 

 

ARTICLE VI

 

THE SERVICER, THE DEPOSITOR AND THE CREDIT RISK MANAGER

	
             
  	
            SECTION 6.01
 	
            Liability of the Servicer and the Depositor.
 

The Servicer shall be liable in accordance herewith only to the extent of the obligations specifically imposed upon and undertaken by Servicer herein. The Depositor shall be liable in accordance herewith only to the extent of the obligations specifically imposed upon and undertaken by the Depositor.

	
             
  	
            SECTION 6.02
 	
            Merger or Consolidation of, or Assumption of the Obligations of, the Servicer or the Depositor.
 

Any entity into which the Servicer or Depositor may be merged or consolidated, or any entity resulting from any merger, conversion or consolidation to which the Servicer or the Depositor shall be a party, or any corporation succeeding to the business of the Servicer or the Depositor, shall be the successor of the Servicer or the Depositor, as the case may be, hereunder, without the execution or filing of any paper or any further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding; provided, however, that the successor Servicer shall satisfy all the requirements of Section 7.02 with respect to the qualifications of a successor Servicer.

	
             
  	
            SECTION 6.03
 	
            Limitation on Liability of the Servicer and Others.
 

Neither the Servicer nor the Depositor nor any of the directors or officers or employees or agents of the Servicer or the Depositor shall be under any liability to the Trust or the Certificateholders for any action taken or for refraining from the taking of any action by the Servicer or the Depositor in good faith pursuant to this Agreement, or for errors in judgment; provided, however, that this provision shall not protect the Servicer, the Depositor or any such Person against any liability which would otherwise be imposed by reason of its willful misfeasance, bad faith or negligence in the performance of duties of the Servicer or the Depositor, as the case may be, or by reason of its reckless disregard of its obligations and duties of the Servicer or the Depositor, as the case may be, hereunder.  The Servicer and any director or officer or employee or agent of the Servicer may rely in
good faith on any document of any kind prima facie properly executed and submitted by any Person respecting any matters arising hereunder.  The Servicer and the Depositor, and any director or officer or employee or agent of the Servicer or the Depositor, shall be indemnified by the Trust and held harmless against any loss, liability or expense incurred in connection with (i) any legal action relating to this Agreement or the Certificates, other than any loss, liability or expense incurred by reason of its willful misfeasance, bad faith or negligence or by reason of its reckless disregard of its obligations and duties hereunder or by reason of its failure to perform its obligations or duties hereunder and (ii) any breach of a representation or warranty regarding the Mortgage Loans. The Servicer or the Depositor may initiate any such action which it may deem necessary or desirable in respect of this Agreement, and the rights and duties of the parties hereto and the interests of the
Certificateholders hereunder. In such event, unless the Depositor or the Servicer acts without the consent of the Holders of Certificates entitled to at least 51% of the Voting Rights, the 

 

reasonable legal expenses and costs of such action and any liability resulting therefrom shall be expenses, costs and liabilities of the Trust and the Servicer shall be entitled to be reimbursed therefor from the Collection Account as and to the extent provided in Section 3.11, any such right of reimbursement being prior to the rights of the Certificateholders to receive any amount in the Collection Account. The Servicer’s right to indemnity or reimbursement pursuant to this Section shall survive any resignation or termination of the Servicer pursuant to Section 6.04 or 7.01 with respect to any losses, expenses, costs or liabilities arising prior to such resignation or termination (or arising from events that occurred prior to such resignation or termination). This paragraph shall apply to the Servicer solely in its capacity as Servicer hereunder and in no other capacities.  Without limiting the
foregoing, the Servicer shall undertake to defend any claims against the Trust Fund, the Trustee and/or itself initiated by a Borrower or otherwise related to the servicing of any Mortgage Loan, the reasonable legal expenses and costs of such action and any liability resulting therefrom shall be expenses, costs and liabilities of the Trust and the Servicer shall be entitled to be reimbursed therefor from the Collection Account as and to the extent provided in Section 3.11, any such right of reimbursement being prior to the rights of the Certificateholders to receive any amount in the Collection Account.

The Credit Risk Manager and any director, officer, employee or agent of the Credit Risk Manager shall be indemnified and held harmless by the Trust Fund against any loss, liability or expense (not including expenses, disbursements and advances incurred or made by the Credit Risk Manager, including the compensation and the expenses and disbursements of its agents and counsel, in the ordinary course of its appointment as Credit Risk Manager or its performance of its duties as such) incurred in connection with any claim or legal action or any pending or threatened claim or legal action relating to this Agreement, the Credit Risk Management Agreement or the Certificates, other than any loss, liability or expense (i) resulting from a breach of the Servicer’s obligations and duties under the Pooling Agreement or Credit Risk Management Agreement for which the Credit Risk Manager is
indemnified by the Servicer under the Credit Risk Management Agreement or (ii) incurred by reason of willful misfeasance, bad faith or negligence in the performance of duties under the Credit Risk Management Agreement or by reason of reckless disregard of obligations and duties thereunder.   

	
             
  	
            SECTION 6.04
 	
            Servicer Not to Resign.
 

The Servicer shall not resign from the obligations and duties hereby imposed on it except (i) upon determination that its duties hereunder are no longer permissible under applicable law or are in material conflict by reason of applicable law with any other activities carried on by it or its subsidiaries or Affiliates, the other activities of the Servicer so causing such a conflict being of a type and nature carried on by the Servicer or its subsidiaries or Affiliates at the date of this Agreement or (ii) upon satisfaction of the following conditions:  (a) the Servicer has proposed a successor servicer to the Trustee and the NIMS Insurer in writing and such proposed successor servicer is reasonably acceptable to the Trustee and the NIMS Insurer and (b) each Rating Agency shall have delivered a letter to the Trustee and the NIMS Insurer prior to the appointment of the successor servicer
stating that the proposed appointment of such successor servicer as Servicer hereunder will not result in the reduction or withdrawal of the then current rating of the Certificates; provided, however, that no such resignation by the Servicer shall become effective until such successor servicer or, in the case of (i) above, the Trustee shall have assumed the Servicer’s responsibilities and obligations hereunder or the Trustee shall have 

 

designated, with the consent of the NIMS Insurer, a successor servicer in accordance with Section 7.02. Except as expressly provided herein, the Servicer shall not assign or transfer any of its rights, benefits or privileges hereunder to any other Person, or delegate to or subcontract with, or authorize or appoint any other Person to perform any of the duties, covenants or obligations to be performed by the Servicer hereunder. The foregoing prohibition on assignment shall not prohibit the Servicer from designating a Sub-Servicer as payee of any indemnification amount payable to the Servicer hereunder; provided, however, no Sub-Servicer shall be a third-party beneficiary hereunder and the parties hereto shall not be required to recognize any Subservicer as an indemnitee under this Agreement.

	
             
  	
            SECTION 6.05
 	
            Delegation of Duties.
 

In the ordinary course of business, the Servicer at any time may delegate any of its duties hereunder to any Person, including any of its Affiliates, who agrees to conduct such duties in accordance with standards comparable to those set forth in Section 3.01. Such delegation shall not relieve the Servicer of its liabilities and responsibilities with respect to such duties and shall not constitute a resignation within the meaning of Section 6.04. Except as provided in Section 3.02, no such delegation is permitted that results in the delegee subservicing any Mortgage Loans. The Servicer shall provide the Trustee and the NIMS Insurer with 60 days prior written notice prior to the delegation of any of its duties to any Person other than any of the Servicer’s Affiliates or their respective successors and assigns.

	
             
  	
            SECTION 6.06
 	
            [Reserved].
 

	
             
  	
            SECTION 6.07
 	
            Inspection.
 

The Servicer, in its capacity as Servicer, shall afford the Trustee and the NIMS Insurer, upon reasonable notice, during normal business hours, access to all records maintained by the Servicer in respect of its rights and obligations hereunder and access to officers of the Servicer responsible for such obligations.

	
             
  	
            SECTION 6.08
 	
            Credit Risk Manager.
 

For and on behalf of the Depositor, the Credit Risk Manager will provide reports and recommendations concerning certain delinquent and defaulted Mortgage Loans, and as to the collection of any Prepayment Charges with respect to the Mortgage Loans.  Such reports and recommendations will be based upon information provided to the Credit Risk Manager pursuant to the Credit Risk Management Agreement, and the Credit Risk Manager shall look solely to the Servicer for all information and data (including loss and delinquency information and data) relating to the servicing of the Mortgage Loans.  Upon any termination of the Credit Risk Manager or the appointment of a successor Credit Risk Manager, the Trustee, if it has been notified in writing of such termination or appointment, shall give written notice thereof to the Servicer and the Depositor.

If Holders of the Certificates entitled to 66 2/3% or more of the Voting Rights request in writing to the Trustee to terminate the Credit Risk Manager under this Agreement, the Credit Risk Manager shall be removed pursuant to this Section 6.08.  Upon receipt of such 

 

notice, the Trustee shall provide written notice to the Credit Risk Manager and the Servicer of the Credit Risk Manager’s removal, which shall be effective upon receipt of such notice by the Credit Risk Manager.

 

 

ARTICLE VII

 

DEFAULT

	
             
  	
            SECTION 7.01
 	
            Servicer Events of Termination.
 

 (a)            If any one of the following events (“Servicer Events of Termination”) shall occur and be continuing:

(i)           (A) The failure by the Servicer to make any Advance; or (B) any other failure by the Servicer to deposit in the Collection Account or the Distribution Account any deposit required to be made under the terms of this Agreement which continues unremedied for a period of one Business Day after the date upon which written notice of such failure shall have been given to the Servicer by the Trustee or to the Servicer and the Trustee by the NIMS Insurer or any Holders of a Regular Certificate evidencing at least 25% of the Voting Rights; or

(ii)          The failure by the Servicer to make any required Servicing Advance which failure continues unremedied for a period of 30 days, or the failure by the Servicer duly to observe or perform, in any material respect, any other covenants, obligations or agreements of the Servicer as set forth in this Agreement, which failure continues unremedied for a period of 30 days (or if such failure or breach cannot be remedied within 30 days, then such remedy shall have been commenced within 30 days and diligently pursued thereafter; provided, however, that in no event shall such failure or breach be allowed to exist for a period of greater than 90 days), after the date (A) on which written notice of such failure, requiring the same to be remedied, shall have been given to the Servicer by the Trustee or
to the Trustee by the NIMS Insurer or any Holders of a Regular Certificate evidencing at least 25% of the Voting Rights or (B) of actual knowledge of such failure by a Servicing Officer of the Servicer; or

(iii)        The entry against the Servicer of a decree or order by a court or agency or supervisory authority having jurisdiction in the premises for the appointment of a trustee, conservator, receiver or liquidator in any insolvency, conservatorship, receivership, readjustment of debt, marshalling of assets and liabilities or similar proceedings, or for the winding up or liquidation of its affairs, and the continuance of any such decree or order unstayed and in effect for a period of 60 days; or

(iv)         The Servicer shall voluntarily go into liquidation, consent to the appointment of a conservator or receiver or liquidator or similar person in any insolvency, readjustment of debt, marshalling of assets and liabilities or similar proceedings of or relating to the Servicer or of or relating to all or substantially all of its property; or a decree or order of a court or agency or supervisory authority having jurisdiction in the premises for the appointment of a conservator, receiver, liquidator or similar person in any insolvency, readjustment of debt, marshalling of assets and liabilities or similar proceedings, or for the winding-up or liquidation of its affairs, shall have been entered against the Servicer and such decree or order shall have remained in force undischarged, unbonded or
unstayed for a period of 60 days; or the Servicer shall 

 

admit in writing its inability to pay its debts generally as they become due, file a petition to take advantage of any applicable insolvency or reorganization statute, make an assignment for the benefit of its creditors or voluntarily suspend payment of its obligations;

(v)          A Delinquency Servicer Termination Trigger has occurred and is continuing;

(b)          then, and in each and every such case, so long as a Servicer Event of Termination shall not have been remedied within the applicable grace period, (x) with respect solely to clause (i)(A) above, if such Advance is not made by 5:00 P.M., New York time, on the Business Day immediately following the Servicer Remittance Date (provided the Trustee shall give the Servicer notice of such failure to advance by 5:00 P.M. New York time on the Servicer Remittance Date), the Trustee shall, at the direction of the NIMS Insurer, terminate all of the rights and obligations of the Servicer under this Agreement, to the extent permitted by law, and in and to the Mortgage Loans and the proceeds thereof and the Trustee, or a successor servicer appointed in accordance with Section 7.02, shall immediately make such Advance and
assume, pursuant to Section 7.02, the duties of a successor Servicer and (y) in the case of (i)(B), (ii), (iii) or (iv) above, the Trustee shall, at the direction of the NIMS Insurer or the Holders of each Class of Regular Certificates evidencing Percentage Interests aggregating not less than 51%, by notice then given in writing to the Servicer (and to the Trustee if given by the NIMS Insurer or the Holders of Certificates), terminate all of the rights and obligations of the Servicer as servicer under this Agreement. Any such notice to the Servicer shall also be given to each Rating Agency, the Depositor and the Servicer. On or after the receipt by the Servicer (and by the Trustee if such notice is given by the Holders) of such written notice, all authority and power of the Servicer under this Agreement, whether with respect to the Certificates or the Mortgage Loans or otherwise, shall pass to and be vested in the Trustee pursuant to and under this Section; and, without limitation,
and the Trustee is hereby authorized and empowered to execute and deliver, on behalf of the Servicer, as attorney-in-fact or otherwise, any and all documents and other instruments, and to do or accomplish all other acts or things necessary or appropriate to effect the purposes of such notice of termination, whether to complete the transfer and endorsement of each Mortgage Loan and related documents or otherwise. The Servicer agrees to cooperate with the Trustee (or the applicable successor Servicer) in effecting the termination of the responsibilities and rights of the Servicer hereunder, including, without limitation, the delivery to the Trustee of all documents and records requested by it to enable it to assume the Servicer’s functions under this Agreement within ten Business Days subsequent to such notice, the transfer within one Business Day subsequent to such notice to the Trustee (or the applicable successor Servicer) for the administration by it of all cash amounts that
shall at the time be held by the Servicer and to be deposited by it in the Collection Account, the Distribution Account, any REO Account or any Servicing Account or that have been deposited by the Servicer in such accounts or thereafter received by the Servicer with respect to the Mortgage Loans or any REO Property received by the Servicer. All reasonable costs and expenses (including attorneys’ fees) incurred in connection with transferring the Mortgage Files to the successor Servicer and amending this Agreement to reflect such succession as Servicer pursuant to this Section shall be paid by the predecessor Servicer (or if the predecessor Servicer is the Trustee, the initial Servicer) upon presentation of reasonable documentation of such costs and expenses and to the extent not paid by the Servicer, by the Trust.

 

 

	
             
  	
            SECTION 7.02
 	
            Trustee to Act; Appointment of Successor.
 

 (a)            From the time the Servicer (and the Trustee, if notice is sent by the Holders) receives a notice of termination pursuant to Section 7.01 or 6.04, the Trustee (or such other successor Servicer as is approved in accordance with this Agreement) shall be the successor in all respects to the Servicer in its capacity as servicer under this Agreement and the transactions set forth or provided for herein and shall be subject to all the responsibilities, duties and liabilities relating thereto placed on the Servicer by the terms and provisions hereof arising on and after its succession. Notwithstanding the foregoing, the parties hereto agree that the Trustee, in its capacity as successor Servicer, immediately will assume all of the obligations of the Servicer to make advances. Notwithstanding the
foregoing, the Trustee, in its capacity as successor Servicer, shall not be responsible for the lack of information and/or documents that it cannot obtain through reasonable efforts. It is understood and agreed by the parties hereto that there will be a period of transition (not to exceed 90 days) before the transition of servicing obligations is fully effective.  As compensation therefor, the Trustee (or such other successor Servicer) shall be entitled to such compensation as the Servicer would have been entitled to hereunder if no such notice of termination had been given. Notwithstanding the above, (i) if the Trustee is unwilling to act as successor Servicer or (ii) if the Trustee is legally unable so to act, the Trustee shall appoint or petition a court of competent jurisdiction to appoint, any established housing and home finance institution, bank or other mortgage loan or home equity loan servicer having a net worth of not less than $50,000,000 as the successor to the Servicer
hereunder in the assumption of all or any part of the responsibilities, duties or liabilities of the Servicer hereunder; provided, that the appointment of any such successor Servicer shall be approved by the NIMS Insurer (such approval not to be unreasonably withheld), as evidenced by the prior written consent of the NIMS Insurer, and will not result in the qualification, reduction or withdrawal of the ratings assigned to the Certificates by the Rating Agencies as evidenced by a letter to such effect from the Rating Agencies. Pending appointment of a successor to the Servicer hereunder, the Trustee shall act in such capacity as hereinabove provided. In connection with such appointment and assumption, the successor shall be entitled to receive compensation out of payments on Mortgage Loans in an amount equal to the compensation which the Servicer would otherwise have received pursuant to Section 3.18 (or such other compensation as the Trustee and such successor shall agree, not to
exceed the Servicing Fee). The appointment of a successor Servicer shall not affect any liability of the predecessor Servicer which may have arisen under this Agreement prior to its termination as Servicer to pay any deductible under an insurance policy pursuant to Section 3.14, to reimburse the Trustee pursuant to Section 3.06 or to indemnify the Trustee or the NIMS Insurer pursuant to Section 8.05(c)), nor shall any successor Servicer be liable for any acts or omissions of the predecessor Servicer or for any breach by such Servicer of any of its representations or warranties contained herein or in any related document or agreement. The Trustee and such successor shall take such action, consistent with this Agreement, as shall be necessary to effectuate any such succession. All Servicing Transfer Costs shall be paid by the predecessor Servicer upon presentation of reasonable documentation of such costs, and if such predecessor Servicer defaults in its obligation to pay such costs,
such costs shall be paid by the successor Servicer or the Trustee (in which case the successor Servicer or the Trustee, as applicable, shall be entitled to reimbursement therefor from the assets of the Trust).

(b)           Any successor to the Servicer, including the Trustee, shall during the term of its service as servicer continue to service and administer the Mortgage Loans for the benefit of 

 

Certificateholders, and maintain in force a policy or policies of insurance covering errors and omissions in the performance of its obligations as Servicer hereunder and a fidelity bond in respect of its officers, employees and agents to the same extent as the Servicer is so required pursuant to Section 3.14.

	
             
  	
            SECTION 7.03
 	
            Waiver of Defaults.
 

The Majority Certificateholders may, on behalf of all Certificateholders and with the consent of the NIMS Insurer, waive any events permitting removal of the Servicer as servicer pursuant to this Article VII, provided, however, that the Majority Certificateholders may not waive a default in making a required distribution on a Certificate without the consent of the Holder of such Certificate and the consent of the NIMS Insurer. Upon any waiver of a past default, such default shall cease to exist and any Servicer Event of Termination arising therefrom shall be deemed to have been remedied for every purpose of this Agreement. No such waiver shall extend to any subsequent or other default or impair any right consequent thereto except to the extent expressly so waived. Notice of any such waiver shall be given by the Trustee to the Rating Agencies and the NIMS Insurer.

	
             
  	
            SECTION 7.04
 	
            Notification to Certificateholders.
 

 (a)            Upon any termination or appointment of a successor to the Servicer pursuant to this Article VII or Section 6.04, the Trustee shall give prompt written notice thereof to the Certificateholders at their respective addresses appearing in the Certificate Register, the NIMS Insurer and each Rating Agency.

(b)            No later than 60 days after the occurrence of any event which constitutes or which, with notice or a lapse of time or both, would constitute a Servicer Event of Termination for five Business Days after a Responsible Officer of the Trustee becomes aware of the occurrence of such an event, the Trustee shall transmit by mail to all Certificateholders and to the NIMS Insurer notice of such occurrence unless such default or Servicer Event of Termination shall have been waived or cured.

	
             
  	
            SECTION 7.05
 	
            Survivability of Servicer Liabilities.
 

Notwithstanding anything herein to the contrary, upon termination of the Servicer hereunder, any liabilities of the Servicer which accrued prior to such termination shall survive such termination.

 

 

ARTICLE VIII

 

THE TRUSTEE

	
             
  	
            SECTION 8.01
 	
            Duties of Trustee.
 

The Trustee, prior to the occurrence of a Servicer Event of Termination and after the curing of all Servicer Events of Termination which may have occurred, undertakes to perform such duties and only such duties as are specifically set forth in this Agreement. If a Servicer Event of Termination has occurred (which has not been cured) of which a Responsible Officer has knowledge, the Trustee shall exercise such of the rights and powers vested in it by this Agreement, and use the same degree of care and skill in their exercise, as a prudent man would exercise or use under the circumstances in the conduct of his own affairs.

The Trustee, upon receipt of all resolutions, certificates, statements, opinions, reports, documents, orders or other instruments furnished to the Trustee which are specifically required to be furnished pursuant to any provision of this Agreement, shall examine them to determine whether they conform to the requirements of this Agreement; provided, however, that the Trustee will not be responsible for the accuracy or content of any such resolutions, certificates, statements, opinions, reports, documents or other instruments. If any such instrument is found not to conform to the requirements of this Agreement in a material manner the Trustee shall take such action as it deems appropriate to have the instrument corrected, and if the instrument is not corrected to the Trustee’s satisfaction, the Trustee will provide notice thereof to the Certificateholders and the NIMS Insurer.

No provision of this Agreement shall be construed to relieve the Trustee from liability for its own negligent action, its own negligent failure to act or its own misconduct; provided, however, that:

(i)           prior to the occurrence of a Servicer Event of Termination, and after the curing of all such Servicer Events of Termination which may have occurred, the duties and obligations of the Trustee shall be determined solely by the express provisions of this Agreement, the Trustee shall not be liable except for the performance of such duties and obligations as are specifically set forth in this Agreement, no implied covenants or obligations shall be read into this Agreement against the Trustee and, in the absence of bad faith on the part of the Trustee, the Trustee may conclusively rely, as to the truth of the statements and the correctness of the opinions expressed therein, upon any certificates or opinions furnished to the Trustee and conforming to the requirements of this Agreement;

(ii)          the Trustee shall not be personally liable for an error of judgment made in good faith by a Responsible Officer of the Trustee, unless it shall be proved that the Trustee was negligent in ascertaining the pertinent facts;

(iii)        the Trustee shall not be personally liable with respect to any action taken, suffered or omitted to be taken by it in good faith in accordance with the direction of the NIMS Insurer or the Majority Certificateholders relating to the time, method and place of 

 

conducting any proceeding for any remedy available to the Trustee, or exercising or omitting to exercise any trust or power conferred upon the Trustee, under this Agreement; and

(iv)         the Trustee shall not be charged with knowledge of any failure by the Servicer to comply with the obligations of the Servicer referred to in clauses (i) and (ii) of Section 7.01(a) or of the existence of any Servicer Event of Termination unless a Responsible Officer of the Trustee at the Corporate Trust Office obtains actual knowledge of such failure or the Trustee receives written notice of such failure from the Depositor, the Servicer, the NIMS Insurer or the Majority Certificateholders.

The Trustee shall not be required to expend or risk its own funds or otherwise incur financial liability in the performance of any of its duties hereunder, or in the exercise of any of its rights or powers, if there is reasonable ground for believing that the repayment of such funds or adequate indemnity against such risk or liability is not reasonably assured to it, and none of the provisions contained in this Agreement shall in any event require the Trustee to perform, or be responsible for the manner of performance of, any of the obligations of the Servicer under this Agreement, except during such time, if any, as the Trustee shall be the successor to, and be vested with the rights, duties, powers and privileges of, the Servicer in accordance with the terms of this Agreement.

	
             
  	
            SECTION 8.02
 	
            Certain Matters Affecting the Trustee.
 

	
             
  	
            (a)
 	
            Except as otherwise provided in Section 8.01:
 

(i)           the Trustee may request and rely upon, and shall be protected in acting or refraining from acting upon, any resolution, Officers’ Certificate, certificate of auditors or any other certificate, statement, instrument, opinion, report, notice, request, consent, order, appraisal, bond or other paper or document reasonably believed by it to be genuine and to have been signed or presented by the proper party or parties, and the manner of obtaining consents and of evidencing the authorization of the execution thereof by Certificateholders shall be subject to such reasonable regulations as the Trustee may prescribe;

(ii)          the Trustee may consult with counsel and any Opinion of Counsel shall be full and complete authorization and protection in respect of any action taken or suffered or omitted by it hereunder in good faith and in accordance with such Opinion of Counsel;

(iii)        the Trustee shall be under no obligation to exercise any of the rights or powers vested in it by this Agreement, or to institute, conduct or defend any litigation hereunder or in relation hereto, at the request, order or direction of any of the Certificateholders or the NIMS Insurer, pursuant to the provisions of this Agreement, unless such Certificateholders or the NIMS Insurer, as applicable shall have offered to the Trustee reasonable security or indemnity against the costs, expenses and liabilities which may be incurred therein or thereby; the right of the Trustee to perform any discretionary act enumerated in this Agreement shall not be construed as a duty, and the Trustee shall 

 

not be answerable for other than its negligence or willful misconduct in the performance of any such act;

(iv)         the Trustee shall not be personally liable for any action taken, suffered or omitted by it in good faith and believed by it to be authorized or within the discretion or rights or powers conferred upon it by this Agreement;

(v)          prior to the occurrence of a Servicer Event of Termination and after the curing of all Servicer Events of Termination which may have occurred, the Trustee shall not be bound to make any investigation into the facts or matters stated in any resolution, certificate, statement, instrument, opinion, report, notice, request, consent, order, approval, bond or other paper or documents, unless requested in writing to do so by the NIMS Insurer or the Majority Certificateholder; provided, however, that if the payment within a reasonable time to the Trustee of the costs, expenses or liabilities likely to be incurred by it in the making of such investigation is, in the opinion of the Trustee, not reasonably assured to the Trustee by the security afforded to it by the terms of this Agreement, the
Trustee may require reasonable indemnity against such cost, expense or liability as a condition to such proceeding. The reasonable expense of every such examination shall be paid by the Servicer or the NIMS Insurer (if requested by the NIMS Insurer) or, if paid by the Trustee, shall be reimbursed by the Servicer or the NIMS Insurer (if requested by the NIMS Insurer) upon demand and, if not reimbursed by the Servicer or the NIMS Insurer (if requested by the NIMS Insurer), shall be reimbursed by the Trust. Nothing in this clause (v) shall derogate from the obligation of the Servicer to observe any applicable law prohibiting disclosure of information regarding the Mortgagors;

(vi)         the Trustee shall not be accountable, shall have no liability and makes no representation as to any acts or omissions hereunder of the Servicer until such time as the Trustee may be required to act as Servicer pursuant to Section 7.02 and thereupon only for the acts or omissions of the Trustee as successor Servicer;

(vii)       the Trustee may execute any of the trusts or powers hereunder or perform any duties hereunder either directly or by or through agents or attorneys, custodians or nominees;

(viii)      the right of the Trustee to perform any discretionary act enumerated in this Agreement shall not be construed as a duty, and the Trustee shall not be answerable for other than its negligence or willful misconduct in the performance of such act;

(ix)         the Trustee shall not be personally liable for any loss resulting from the investment of funds held in the Collection Account or the REO Account made at the direction of the Servicer pursuant to Section 3.12; and

(x)          the Trustee or its Affiliates are permitted to receive compensation that could be deemed to be in the Trustee’s economic self-interest for (i) serving as investment adviser, administrator, shareholder, servicing agent, custodian or sub-custodian with respect to certain of the Permitted Investments, (ii) using Affiliates to 

 

effect transactions in certain Permitted Investments and (iii) effecting transactions in certain Permitted Investments.  Such compensation shall not be considered an amount that is reimbursable or payable pursuant to Section 3.11.

In order to comply with its duties under the U.S. Patriot Act, the Trustee shall obtain and verify certain information and documentation from the other parties hereto, including, but not limited to, such parties’ name, address and other identifying information.

	
             
  	
            SECTION 8.03
 	
            Trustee Not Liable for Certificates or Mortgage Loans.
 

The recitals contained herein and in the Certificates (other than the authentication of the Trustee on the Certificates) shall be taken as the statements of the Depositor, and the Trustee assumes no responsibility for the correctness of the same. The Trustee makes no representations as to the validity or sufficiency of this Agreement or of the Certificates (other than the signature and authentication of the Trustee on the Certificates) or of any Mortgage Loan or related document or MERS or the MERS System other than with respect to the Trustee’s execution and authentication of the Certificates. The Trustee shall not be accountable for the use or application by the Servicer, or for the use or application of any funds paid to the Servicer in respect of the Mortgage Loans or deposited in or withdrawn from the Collection Account by the Servicer. The Trustee shall at no time have any
responsibility or liability for or with respect to the legality, validity and enforceability of any Mortgage or any Mortgage Loan, or the perfection and priority of any Mortgage or the maintenance of any such perfection and priority, or for or with respect to the sufficiency of the Trust or its ability to generate the payments to be distributed to Certificateholders under this Agreement, including, without limitation: the existence, condition and ownership of any Mortgaged Property; the existence and enforceability of any hazard insurance thereon (other than if the Trustee shall assume the duties of the Servicer pursuant to Section 7.02); the validity of the assignment of any Mortgage Loan to the Trustee or of any intervening assignment; the completeness of any Mortgage Loan; the performance or enforcement of any Mortgage Loan (other than if the Trustee shall assume the duties of the Servicer pursuant to Section 7.02); the compliance by the Depositor, the Originator or the Servicer
with any warranty or representation made under this Agreement or in any related document or the accuracy of any such warranty or representation prior to the Trustee’s receipt of notice or other discovery of any non-compliance therewith or any breach thereof; any investment of monies by or at the direction of the Servicer or any loss resulting therefrom, it being understood that the Trustee shall remain responsible for any Trust property that it may hold in its individual capacity; the acts or omissions of any of the Servicer (other than if the Trustee shall assume the duties of the Servicer pursuant to Section 7.02), any Sub-Servicer or any Mortgagor; any action of the Servicer (other than if the Trustee shall assume the duties of the Servicer pursuant to Section 7.02), or any Sub- Servicer taken in the name of the Trustee; the failure of the Servicer or any Sub-Servicer to act or perform any duties required of it as agent of the Trustee hereunder; or any action by the Trustee
taken at the instruction of the Servicer (other than if the Trustee shall assume the duties of the Servicer pursuant to Section 7.02); provided, however, that the foregoing shall not relieve the Trustee of its obligation to perform its duties under this Agreement, including, without limitation, the Trustee’s duty to review the Mortgage Files pursuant to Section 2.01. The Trustee shall have no responsibility for filing any financing or continuation statement in any public office at any time or to otherwise perfect or maintain the 

 

perfection of any security interest or lien granted to it hereunder (unless the Trustee shall have become the successor Servicer).

	
             
  	
            SECTION 8.04
 	
            Trustee May Own Certificates.
 

The Trustee in its individual or any other capacity may become the owner or pledgee of Certificates with the same rights as it would have if it were not Trustee and may transact any banking and trust business with the Originator, the Servicer, the Depositor or their Affiliates.

	
             
  	
            SECTION 8.05
 	
            Trustee Compensation, Custodian Fee and Expenses.
 

 (a)          On each Distribution Date, prior to making any distributions to Certificateholders, the Trustee shall withdraw from the Distribution Account and pay to itself the Trustee Compensation payable on such Distribution Date consisting of all income earned on amounts on deposit in the Distribution Account. The Trustee shall be provided a copy of the separate fee schedule between the Depositor and the Custodian.  The Trustee shall withdraw from the Distribution Account on each Distribution Date and pay to the Custodian, the Custodian Fee prior to making any distributions to Certificateholders.

(b)          The Trustee, or any director, officer, employee or agent of the Trustee, shall be indemnified by the Trust Fund and held harmless against any loss, liability or expense (not including expenses and disbursements incurred or made by the Trustee, including the compensation and the expenses and disbursements of its agents and counsel, in the ordinary course of the Trustee’s performance in accordance with the provisions of this Agreement) incurred by the Trustee arising out of or in connection with the acceptance or administration of its obligations and duties under this Agreement, other than any loss, liability or expense (i) resulting from a breach of the Servicer’s obligations and duties under this Agreement for which the Trustee is indemnified under Section 8.05(b) or (ii) any loss, liability or
expense incurred by reason of willful misfeasance, bad faith or negligence of the Trustee in the performance of its duties hereunder or by reason of the Trustee’s reckless disregard of obligations and duties hereunder or as a result of a breach of the Trustee’s obligations under Article X hereof.  It is understood by the parties hereto that a “claim” as used in the preceding sentence includes any claim for indemnification made by the Custodian under Section 22 of the Custodial Agreement; provided, however, that the Trustee shall not lose any right it may have to indemnification under this Section 8.05 due to the willful misfeasance, bad faith or negligence of the Custodian in the performance of its duties under the Custodial Agreement or by reason of the Custodian’s reckless disregard of its obligations and duties under the Custodial Agreement.  Any amounts payable to the Trustee, or any director, officer, employee or agent of the Trustee, in respect of the
indemnification provided by this Section 8.05(a), or pursuant to any other right of reimbursement from the Trust Fund that the Trustee, or any director, officer, employee or agent of the Trustee, may have hereunder in its capacity as such, may be withdrawn by the Trustee from the Distribution Account at any time.  The foregoing indemnity shall survive the resignation or removal of the Trustee.

(c)          The Servicer agrees to indemnify the Trustee, the NIMS Insurer, the Custodian or any director, officer, employee or agent of the Trustee, the NIMS Insurer or 

 

Custodian from, and hold it harmless against, any loss, liability or expense resulting from a breach of the Servicer’s obligations and duties under this Agreement. Such indemnity shall survive the termination or discharge of this Agreement and the resignation or removal of the Trustee and the Servicer for actions prior to such resignation or removal. Any payment hereunder made by the Servicer to the Trustee shall be from the Servicer’s own funds, without reimbursement from the Trust Fund therefor.

	
             
  	
            SECTION 8.06
 	
            Eligibility Requirements for Trustee.
 

The Trustee hereunder shall at all times be an entity duly organized and validly existing under the laws of the United States of America or any state thereof, authorized under such laws to exercise corporate trust powers, having a combined capital and surplus of at least $50,000,000 and subject to supervision or examination by federal or state authority. If such entity publishes reports of condition at least annually, pursuant to law or to the requirements of the aforesaid supervising or examining authority, then for the purposes of this Section 8.06, the combined capital and surplus of such entity shall be deemed to be its combined capital and surplus as set forth in its most recent report of condition so published. The principal office of the Trustee (other than the initial Trustee) shall be in a state with respect to which an Opinion of Counsel has been delivered to such Trustee and the
NIMS Insurer at the time such Trustee is appointed Trustee to the effect that the Trust will not be a taxable entity under the laws of such state. In case at any time the Trustee shall cease to be eligible in accordance with the provisions of this Section 8.06, the Trustee shall resign immediately in the manner and with the effect specified in Section 8.07.

	
             
  	
            SECTION 8.07
 	
            Resignation or Removal of Trustee.
 

The Trustee may at any time resign and be discharged from the trusts hereby created by giving written notice thereof to the NIMS Insurer, the Depositor, the Servicer and each Rating Agency. Upon receiving such notice of resignation, the Depositor shall promptly appoint a successor Trustee acceptable to the NIMS Insurer by written instrument, in duplicate, one copy of which instrument shall be delivered to the resigning Trustee and one copy to the successor Trustee. If no successor Trustee shall have been so appointed and having accepted appointment within 30 days after the giving of such notice of resignation, the resigning Trustee may petition any court of competent jurisdiction for the appointment of a successor Trustee.

If at any time the Trustee shall cease to be eligible in accordance with the provisions of Section 8.06 and shall fail to resign after written request therefor by the Depositor or the NIMS Insurer if at any time the Trustee shall be legally unable to act, or shall be adjudged a bankrupt or insolvent, or a receiver of the Trustee or of its property shall be appointed, or any public officer shall take charge or control of the Trustee or of its property or affairs for the purpose of rehabilitation, conservation or liquidation, then the Depositor, the Servicer or the NIMS Insurer may remove the Trustee. If the Depositor, the Servicer or the NIMS Insurer removes the Trustee under the authority of the immediately preceding sentence, the Depositor, with the consent of the NIMS Insurer, shall promptly appoint a successor Trustee by written instrument, in duplicate, one copy of which instrument
shall be delivered to the Trustee so removed and one copy to the successor trustee.

 

 

The Majority Certificateholders (or the NIMS Insurer upon the failure of the Trustee to perform its obligations hereunder) may at any time remove the Trustee by written instrument or instruments delivered to the Servicer, the Depositor and the Trustee; the Depositor shall thereupon use its best efforts to appoint a successor trustee acceptable to the NIMS Insurer in accordance with this Section.

Any resignation or removal of the Trustee and appointment of a successor Trustee pursuant to any of the provisions of this Section 8.07 shall not become effective until acceptance of appointment by the successor Trustee as provided in Section 8.08.

	
             
  	
            SECTION 8.08
 	
            Successor Trustee.
 

Any successor Trustee appointed as provided in Section 8.07 shall execute, acknowledge and deliver to the NIMS Insurer, the Depositor, the Servicer and to its predecessor Trustee an instrument accepting such appointment hereunder, and thereupon the resignation or removal of the predecessor Trustee shall become effective, and such successor Trustee, without any further act, deed or conveyance, shall become fully vested with all the rights, powers, duties and obligations of its predecessor hereunder, with like effect as if originally named as Trustee. The Depositor, the Servicer and the predecessor Trustee shall execute and deliver such instruments and do such other things as may reasonably be required for fully and certainly vesting and confirming in the successor Trustee all such rights, powers, duties and obligations.

No successor Trustee shall accept appointment as provided in this Section 8.08 unless at the time of such acceptance such successor Trustee shall be eligible under the provisions of Section 8.06 and the appointment of such successor Trustee shall not result in a downgrading of the Regular Certificates by either Rating Agency, as evidenced by a letter from each Rating Agency.

Upon acceptance of appointment by a successor Trustee as provided in this Section 8.08, the successor Trustee shall mail notice of the appointment of a successor Trustee hereunder to all Holders of Certificates at their addresses as shown in the Certificate Register and to each Rating Agency.

	
             
  	
            SECTION 8.09
 	
            Merger or Consolidation of Trustee.
 

Any entity into which the Trustee may be merged or converted or with which it may be consolidated, or any entity resulting from any merger, conversion or consolidation to which the Trustee shall be a party, or any entity succeeding to the business of the Trustee, shall be the successor of the Trustee hereunder, provided such entity shall be eligible under the provisions of Section 8.06 and 8.08, without the execution or filing of any paper or any further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding.

	
             
  	
            SECTION 8.10
 	
            Appointment of Co-Trustee or Separate Trustee.
 

Notwithstanding any other provisions of this Agreement, at any time, for the purpose of meeting any legal requirements of any jurisdiction in which any part of the Trust or any Mortgaged Property may at the time be located, the Depositor and the Trustee acting jointly shall have the power and shall execute and deliver all instruments to appoint one or more Persons 

 

approved by the Trustee and the NIMS Insurer to act as co-trustee or co-trustees, jointly with the Trustee, or separate trustee or separate trustees, of all or any part of the Trust, and to vest in such Person or Persons, in such capacity and for the benefit of the Certificateholders, such title to the Trust, or any part thereof, and, subject to the other provisions of this Section 8.10, such powers, duties, obligations, rights and trusts as the Servicer and the Trustee may consider necessary or desirable. Any such co-trustee or separate trustee shall be subject to the written approval of the Servicer and the NIMS Insurer. If the Servicer and the NIMS Insurer shall not have joined in such appointment within 15 days after the receipt by it of a request so to do, or in the case a Servicer Event of Termination shall have occurred and be continuing, the Trustee alone shall have the power to make such
appointment. No co-trustee or separate trustee hereunder shall be required to meet the terms of eligibility as a successor trustee under Section 8.06, and no notice to Certificateholders of the appointment of any co-trustee or separate trustee shall be required under Section 8.08. The Servicer shall be responsible for the fees of any co-trustee or separate trustee appointed hereunder.

Every separate trustee and co-trustee shall, to the extent permitted by law, be appointed and act subject to the following provisions and conditions:

(i)           all rights, powers, duties and obligations conferred or imposed upon the Trustee shall be conferred or imposed upon and exercised or performed by the Trustee and such separate trustee or co-trustee jointly (it being understood that such separate trustee or co-trustee is not authorized to act separately without the Trustee joining in such act), except to the extent that under any law of any jurisdiction in which any particular act or acts are to be performed (whether as Trustee hereunder or as successor to the Servicer hereunder), the Trustee shall be incompetent or unqualified to perform such act or acts, in which event such rights, powers, duties and obligations (including the holding of title to the Trust or any portion thereof in any such jurisdiction) shall be exercised and
performed singly by such separate trustee or co-trustee, but solely at the direction of the Trustee;

(ii)          no trustee hereunder shall be held personally liable by reason of any act or omission of any other trustee hereunder; and

(iii)        the Servicer and the Trustee, acting jointly and with the consent of the NIMS Insurer, may at any time accept the resignation of or remove any separate trustee or co-trustee except that following the occurrence of a Servicer Event of Termination, the Trustee acting alone may accept the resignation or remove any separate trustee or co-trustee.

Any notice, request or other writing given to the Trustee shall be deemed to have been given to each of the then separate trustees and co-trustees, as effectively as if given to each of them. Every instrument appointing any separate trustee or co-trustee shall refer to this Agreement and the conditions of this Article VIII. Each separate trustee and co-trustee, upon its acceptance of the trusts conferred, shall be vested with the estates or property specified in its instrument of appointment, either jointly with the Trustee or separately, as may be provided therein, subject to all the provisions of this Agreement, specifically including every provision of this Agreement relating to the conduct of, affecting the liability of, or affording protection to, the 

 

Trustee. Every such instrument shall be filed with the Trustee and a copy thereof given to the Depositor, the Servicer and the NIMS Insurer.

Any separate trustee or co-trustee may, at any time, constitute the Trustee, its agent or attorney-in-fact, with full power and authority, to the extent not prohibited by law, to do any lawful act under or in respect of this Agreement on its behalf and in its name. If any separate trustee or co-trustee shall die, become incapable of acting, resign or be removed, all of its estates, properties, rights, remedies and trusts shall vest in and be exercised by the Trustee, to the extent permitted by law, without the appointment of a new or successor Trustee.

	
             
  	
            SECTION 8.11
 	
            Limitation of Liability.
 

The Certificates are executed by the Trustee, not in its individual capacity but solely as Trustee of the Trust, in the exercise of the powers and authority conferred and vested in it by the Trust Agreement. Each of the undertakings and agreements made on the part of the Trustee in the Certificates is made and intended not as a personal undertaking or agreement by the Trustee but is made and intended for the purpose of binding only the Trust.

	
             
  	
            SECTION 8.12
 	
            Trustee May Enforce Claims Without Possession of Certificates.
 

 (a)          All rights of action and claims under this Agreement or the Certificates may be prosecuted and enforced by the Trustee without the possession of any of the Certificates or the production thereof in any proceeding relating thereto, and such proceeding instituted by the Trustee shall be brought in its own name or in its capacity as Trustee for the benefit of all Holders of such Certificates, subject to the provisions of this Agreement. Any recovery of judgment shall, after provision for the payment of the reasonable compensation, expenses, disbursement and advances of the Trustee, its agents and counsel, be for the ratable benefit of the Certificateholders in respect of which such judgment has been recovered.

(b)          The Trustee shall afford the Originator, the Depositor, the Servicer, the NIMS Insurer and each Certificateholder upon reasonable prior notice during normal business hours, access to all records maintained by the Trustee in respect of its duties hereunder and access to officers of the Trustee responsible for performing such duties. Upon request, the Trustee shall furnish the Depositor, the Servicer, the NIMS Insurer and any requesting Certificateholder with its most recent financial statements. The Trustee shall cooperate fully with the Originator, the Servicer, the NIM Insurer, the Depositor and such Certificateholder and shall make available to the Originator, the Servicer, the Depositor, the NIMS Insurer and such Certificateholder for review and copying such books, documents or records as may be requested
with respect to the Trustee’s duties hereunder. The Originator, the Depositor, the Servicer and the Certificateholders shall not have any responsibility or liability for any action or failure to act by the Trustee and are not obligated to supervise the performance of the Trustee under this Agreement or otherwise.

 

 

	
             
  	
            SECTION 8.13
 	
            Suits for Enforcement.
 

In case a Servicer Event of Termination or other default by the Servicer or the Depositor hereunder shall occur and be continuing, the Trustee, shall, at the direction of the Majority Certificateholders or the NIMS Insurer, or may, proceed to protect and enforce its rights and the rights of the Certificateholders or the NIMS Insurer under this Agreement by a suit, action or proceeding in equity or at law or otherwise, whether for the specific performance of any covenant or agreement contained in this Agreement or in aid of the execution of any power granted in this Agreement or for the enforcement of any other legal, equitable or other remedy, as the Trustee, being advised by counsel, and subject to the foregoing, shall deem most effectual to protect and enforce any of the rights of the Trustee, the NIMS Insurer and the Certificateholders.

	
             
  	
            SECTION 8.14
 	
            Waiver of Bond Requirement.
 

The Trustee shall be relieved of, and each Certificateholder hereby waives, any requirement of any jurisdiction in which the Trust, or any part thereof, may be located that the Trustee post a bond or other surety with any court, agency or body whatsoever.

	
             
  	
            SECTION 8.15
 	
            Waiver of Inventory, Accounting and Appraisal Requirement.
 

The Trustee shall be relieved of, and each Certificateholder hereby waives, any requirement of any jurisdiction in which the Trust, or any part thereof, may be located that the Trustee file any inventory, accounting or appraisal of the Trust with any court, agency or body at any time or in any manner whatsoever.

	
             
  	
            SECTION 8.16
 	
            Appointment of the Custodian.
 

The Trustee shall, at the direction of the Depositor and with the consent of the Servicer, appoint the Custodian to hold all or a portion of the Mortgage Files.  The appointment of the Custodian may at any time be terminated and a substitute Custodian appointed therefor at the direction of the Depositor to the Trustee, the consent to which shall not be unreasonably withheld.  The Custodian shall be entitled to its fees and expenses in accordance with the Custodial Agreement, which fees and expenses shall be paid to the Custodian from the Trust in accordance with Section 8.05.  Subject to Article VIII hereof, the Trustee agrees to comply with the terms of the Custodial Agreement, which agreement may be amended from time to time, and shall have the right to enforce the terms and provisions thereof against the Custodian for the benefit of the Certificateholders having an interest in any
Mortgage File held by the Custodian. Notwithstanding anything to the contrary in this Agreement, the Custodian is not an agent of the Trustee and in no event shall the Trustee be liable for any acts, omission, duties, obligations, or liabilities of the Custodian.  In no event shall the appointment of the Custodian pursuant to the Custodial Agreement diminish the obligations of the Trustee hereunder.

 

 

ARTICLE IX

 

REMIC ADMINISTRATION

	
             
  	
            SECTION 9.01
 	
            REMIC Administration.
 

 (a)          REMIC elections as set forth in the Preliminary Statement shall be made by the Trustee on Form 1066 or other appropriate federal tax or information return for the taxable year ending on the last day of the calendar year in which the Certificates are issued. The regular interests and residual interest in each REMIC shall be as designated in the Preliminary Statement.  For the purposes of the REMIC elections in respect of the Trust Fund, (i) the REMIC 1 Regular Interests will represent the “regular interests” in REMIC 1, the Class R-1 Interest will constitute the sole class of “residual interests” in REMIC 1, (ii) the REMIC 2 Regular Interests will represent the “regular interests” in REMIC 2, the Class R-2 Interest will constitute the sole class of “residual interests”
in REMIC 2, (iii) the Class A Certificates, the Class M Certificates and the Class C Certificates (exclusive of any right to receive distributions from the Net WAC Rate Carryover Reserve Account in respect of the Net WAC Rate Carryover Amount or the Swap Account or any obligation to make payments to the Swap Account), the Class IO Interest and the Class P Interest shall be designated as the “regular interests” in REMIC 3 and the Class R-3 Interest will constitute the sole class of “residual interests” in REMIC 3, (iv) the Class C Certificates will represent ownership of “regular interests” in REMIC 4 and the Class R-4 Interest will constitute the sole class of “residual interests” in REMIC 4, (v) the Class P Certificates will represent ownership of “regular interests” in REMIC 5 and the Class R-5 Interest will constitute the sole class of “residual interests” in REMIC 5, (vi) the REMIC 6 Regular Interest SWAP IO will
represent ownership of “regular interests” in REMIC 6 and the Class R-6 Interest will constitute the sole class of “residual interests” in REMIC 6, (vii) the Class R Certificates will evidence ownership of the Class R-1 Interest, Class R-2 Interest and Class R-3 Interest and (viii) the Class R-X Certificates will evidence ownership of the Class R-4 Interest, the Class R-5 Interest and the Class R-6 Interest.  The Securities Administrator and the Trustee shall not permit the creation of any “interests” (within the meaning of Section 860G of the Code) in any REMIC created hereunder other than (a) the REMIC 1 Regular Interests, the REMIC 2 Regular Interests, the REMIC 3 Regular Interests, the REMIC 4 Regular Interests, the REMIC 5 Regular Interests or the REMIC 6 Regular Interests, the ownership of which is represented by the Class A and Class M Certificates, the SWAP IO, the Class C Certificates and the Class P Certificates and (b) the Class R-1 Interest,
the Class R-2 Interest, the Class R-3 Interest, the Class R-4 Interest, the Class R-5 Interest and the Class R-6 Interest.  The Securities Administrator will apply for an Employee Identification Number from the IRS via form SS-4 or any other acceptable method for each Trust REMIC

(b)          The Closing Date is hereby designated as the “Startup Day” of each REMIC within the meaning of section 860G(a)(9) of the Code.

(c)          The Trustee shall pay any and all expenses relating to any tax audit of any REMIC (including, but not limited to, any professional fees or any administrative or judicial proceedings with respect to any Trust REMIC that involve the Internal Revenue Service or state tax authorities), including the expense of obtaining any tax related Opinion of Counsel.  The 

 

Trustee shall be entitled to reimbursement of expenses incurred pursuant to this Section 9.01(c) to the extent provided in Section 8.05.

(d)          The Trustee shall prepare, sign and file, all of the REMICs’ federal and state tax and information returns (including Form 8811) as the direct representative each REMIC created hereunder. The expenses of preparing and filing such returns shall be borne by the Trustee.

(e)          The Holder of the Class R Certificate at any time holding the largest Percentage Interest thereof shall be the “tax matters person” as defined in the REMIC Provisions (the related “Tax Matters Person”) with respect to REMIC 1, REMIC 2 and REMIC 3 and shall act as Tax Matters Person for REMIC 1, REMIC 2 and REMIC 3.  The Holder of the Class R-X Certificate at any time holding the largest Percentage Interest thereof shall be the Tax Matters Person with respect to REMIC 4 and REMIC 5 and shall act as Tax Matters Person for REMIC 4 and REMIC 5.  The Trustee, as agent for the Tax Matters Person, shall perform on behalf of each REMIC all reporting and other tax compliance duties that are the responsibility of such REMIC under the Code, the REMIC Provisions, or other compliance guidance issued
by the Internal Revenue Service or any state or local taxing authority. Among its other duties, if required by the Code, the REMIC Provisions, or other such guidance, the Trustee, as agent for the Tax Matters Person, shall provide (i) to the Treasury or other governmental authority such information as is necessary for the application of any tax relating to the transfer of a Residual Certificate to any disqualified person or organization and (ii) to the Certificateholders such information or reports as are required by the Code or REMIC Provisions.  The Trustee, as agent for the Tax Matters Person, shall represent each REMIC in any administrative or judicial proceedings relating to an examination or audit by any governmental taxing authority, request an administrative adjustment as to any taxable year of any REMIC, enter into settlement agreements with any government taxing agency, extend any statute of limitations relating to any item of any REMIC and otherwise act on behalf of any
REMIC in relation to any tax matter involving the Trust.

(f)           The Trustee, the Servicer and the Holders of Certificates shall take any action or cause the REMIC to take any action necessary to create or maintain the status of each REMIC as a REMIC under the REMIC Provisions and shall assist each other as necessary to create or maintain such status. Neither the Trustee, the Servicer nor the Holder of any Residual Certificate shall take any action, cause any REMIC created hereunder to take any action or fail to take (or fail to cause to be taken) any action that, under the REMIC Provisions, if taken or not taken, as the case may be, could (i) endanger the status of such REMIC as a REMIC or (ii) result in the imposition of a tax upon such REMIC (including but not limited to the tax on prohibited transactions as defined in Code Section 860F(a)(2) and the tax on
prohibited contributions set forth on Section 860G(d) of the Code) (either such event, an “Adverse REMIC Event”) unless the Trustee, the NIMS Insurer and the Servicer have received an Opinion of Counsel (at the expense of the party seeking to take such action) to the effect that the contemplated action will not endanger such status or result in the imposition of such a tax. In addition, prior to taking any action with respect to any REMIC created hereunder or the assets therein, or causing such REMIC to take any action, which is not expressly permitted under the terms of this Agreement, any Holder of a Residual Certificate will consult with the Trustee, the NIMS Insurer and the Servicer, or their respective designees, in writing, with respect to whether such action could cause an Adverse REMIC Event to occur with respect to any REMIC, and no such Person shall 

 

take any such action or cause any REMIC to take any such action as to which the Trustee, the NIMS Insurer or the Servicer has advised it in writing that an Adverse REMIC Event could occur.

(g)          Each Holder of a Residual Certificate shall pay when due any and all taxes imposed on each REMIC created hereunder by federal or state governmental authorities. To the extent that such Trust taxes are not paid by a Residual Certificateholder, the Trustee shall pay any remaining REMIC taxes out of current or future amounts otherwise distributable to the Holder of the Residual Certificate in the REMICs or, if no such amounts are available, out of other amounts held in the Distribution Account, and shall reduce amounts otherwise payable to Holders of regular interests in the related REMIC.  Subject to the foregoing, in the event that a REMIC incurs a state or local tax, including franchise taxes, as a result of a determination that such REMIC is domiciled in the State of California for state tax purposes by
virtue of the location of the Servicer, the Servicer agrees to pay on behalf of such REMIC when due, any and all state and local taxes imposed as a result of such a determination, in the event that the Holder of the related Residual Certificate fails to pay such taxes, if any, when imposed.

(h)          The Trustee, as agent for the Tax Matters Person, shall, for federal income tax purposes, maintain books and records with respect to each REMIC created hereunder on a calendar year and on an accrual basis.

(i)           No additional contributions of assets shall be made to any REMIC created hereunder, except as expressly provided in this Agreement with respect to eligible substitute mortgage loans.

(j)           Neither the Trustee nor the Servicer shall enter into any arrangement by which any REMIC created hereunder will receive a fee or other compensation for services.

(k)          On or before April 15 of each calendar year beginning in 2006, the Servicer shall deliver to the NIMS Insurer, the Trustee and each Rating Agency an Officers’ Certificate stating the Servicer’s compliance with the provisions of this Section 9.01.

(l)           The Trustee will apply for an Employee Identification Number from the Internal Revenue Service via a Form SS-4 or other acceptable method for all tax entities and shall complete the Form 8811.

	
             
  	
            SECTION 9.02
 	
            Prohibited Transactions and Activities.
 

Neither the Depositor, the Servicer nor the Trustee shall sell, dispose of, or substitute for any of the Mortgage Loans, except in a disposition pursuant to (i) the foreclosure of a Mortgage Loan, (ii) the bankruptcy of the Trust Fund, (iii) the termination of any REMIC created hereunder pursuant to Article X of this Agreement, (iv) a substitution pursuant to Article II of this Agreement or (v) a repurchase of Mortgage Loans pursuant to Article II of this Agreement, nor acquire any assets for any REMIC, nor sell or dispose of any investments in the Distribution Account for gain, nor accept any contributions to either REMIC after the Closing Date, unless it and the NIMS Insurer have received an Opinion of Counsel (at the expense of the party causing such sale, disposition, or substitution) that such disposition, acquisition, 

 

substitution, or acceptance will not (a) affect adversely the status of any REMIC created hereunder as a REMIC or of the interests therein other than the Residual Certificates as the regular interests therein, (b) affect the distribution of interest or principal on the Certificates, (c) result in the encumbrance of the assets transferred or assigned to the Trust Fund (except pursuant to the provisions of this Agreement) or (d) cause any REMIC created hereunder to be subject to a tax on prohibited transactions or prohibited contributions pursuant to the REMIC Provisions.

	
             
  	
            SECTION 9.03
 	
            Indemnification with Respect to Certain Taxes and Loss of REMIC Status.
 

 (a)          In the event that any REMIC fails to qualify as a REMIC, loses its status as a REMIC, or incurs federal, state or local taxes as a result of a prohibited transaction or prohibited contribution under the REMIC Provisions due to the negligent performance by the Servicer of its duties and obligations set forth herein, the Servicer shall indemnify the NIMS Insurer, the Trustee and the Trust Fund against any and all losses, claims, damages, liabilities or expenses (“Losses”) resulting from such negligence; provided, however, that the Servicer shall not be liable for any such Losses attributable to the action or inaction of the Trustee, the Depositor or the Holder of such Residual Certificate, as applicable, nor for any such Losses resulting from misinformation provided by the Holder of such Residual
Certificate on which the Servicer has relied. The foregoing shall not be deemed to limit or restrict the rights and remedies of the Holder of such Residual Certificate now or hereafter existing at law or in equity. Notwithstanding the foregoing, however, in no event shall the Servicer have any liability (1) for any action or omission that is taken in accordance with and in compliance with the express terms of, or which is expressly permitted by the terms of, this Agreement, (2) for any Losses other than arising out of a negligent performance by the Servicer of its duties and obligations set forth herein, and (3) for any special or consequential damages to Certificateholders (in addition to payment of principal and interest on the Certificates).

(b)          In the event that any REMIC fails to qualify as a REMIC, loses its status as a REMIC, or incurs federal, state or local taxes as a result of a prohibited transaction or prohibited contribution under the REMIC Provisions due to the negligent performance by the Trustee of its duties and obligations set forth herein, the Trustee shall indemnify the Trust Fund against any and all Losses resulting from such negligence; provided, however, that the Trustee shall not be liable for any such Losses attributable to the action or inaction of the Servicer, the Depositor or the Holder of such Residual Certificate, as applicable, nor for any such Losses resulting from misinformation provided by the Holder of such Residual Certificate on which the Trustee has relied. The foregoing shall not be deemed to limit or restrict
the rights and remedies of the Holder of such Residual Certificate now or hereafter existing at law or in equity. Notwithstanding the foregoing, however, in no event shall the Trustee have any liability (1) for any action or omission that is taken in accordance with and in compliance with the express terms of, or which is expressly permitted by the terms of, this Agreement, (2) for any Losses other than arising out of a negligent performance by the Trustee of its duties and obligations set forth herein, and (3) for any special or consequential damages to Certificateholders (in addition to payment of principal and interest on the Certificates).

 

 

ARTICLE X

 

TERMINATION

	
             
  	
            SECTION 10.01
 	
            Termination.
 

 (a)          The respective obligations and responsibilities of the Servicer, the Depositor and the Trustee created hereby (other than the obligation of the Trustee to make certain payments to Certificateholders after the final Distribution Date and the obligation of the Servicer to send certain notices as hereinafter set forth) shall terminate upon notice to the Trustee upon the earliest of (i) the Distribution Date on which the Certificate Principal Balances of the Regular Certificates have been reduced to zero, (ii) the final payment or other liquidation of the last Mortgage Loan in the Trust, (iii) the optional purchase by the Terminator of the Mortgage Loans as described below and (iv) the Assumed Final Maturity Date as defined in the Preliminary Statement.  Notwithstanding the foregoing, in no event shall the
trust created hereby continue beyond the expiration of 21 years from the death of the last survivor of the descendants of Joseph P. Kennedy, the late ambassador of the United States to the Court of St. James’s, living on the date hereof.

The Servicer (in such context, the “Terminator”), may, at its option, terminate this Agreement on any date on which the aggregate of the Stated Principal Balances of the Mortgage Loans (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) on such date is equal to or less than 10% of the aggregate Stated Principal Balances of the Mortgage Loans on the Cut-off Date, by purchasing, on the next succeeding Distribution Date, all of the outstanding Mortgage Loans and REO Properties at a price equal to the greater of (i) the Stated Principal Balance of the Mortgage Loans (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of
principal received during the related Prepayment Period) and the appraised value of the REO Properties and (ii) fair market value of the Mortgage Loans and REO Properties (as determined and as agreed upon in their good faith business judgment (determined as provided in the last sentence of this paragraph) as of the Close of Business on the third Business Day next preceding the date upon which notice of any such termination is furnished to the related Certificateholders pursuant to Section 10.01(c) by (x) the Terminator, (y) the Holders of a majority in Percentage Interest in the Class C Certificates and (z) if the Floating-Rate Certificates will not receive all amounts owed to it as a result of the termination, the Trustee (provided that if this clause (z) applies to such determination, such determination shall, notwithstanding anything to the contrary herein, be based solely upon an appraisal obtained as provided in the last sentence of this paragraph)), plus accrued and unpaid
interest thereon at the weighted average of the Mortgage Rates through the end of the Due Period preceding the final Distribution Date plus unreimbursed Servicing Advances, Advances, any unpaid Servicing Fees allocable to such Mortgage Loans and REO Properties, any accrued and unpaid Net WAC Rate Carryover Amounts and any Swap Termination Payment payable to the Swap Provider then remaining unpaid or which is due to the exercise of such option (the “Termination Price”); provided, however, such option may only be exercised if the Termination Price is sufficient to result in the payment of all interest accrued on, as well as amounts necessary to retire the principal balance of, each class of notes issued pursuant to the Indenture and any 

 

amounts owed to the NIMS Insurer (as it notifies the Trustee and Servicer in writing).  If the determination of the fair market value of the Mortgage Loans and REO Properties shall be required to be made and agreed upon by the Terminator, the Holders of a majority in Percentage Interest in the Class C Certificates and the Trustee as provided in (ii) above in their good faith business judgment, such determination shall be based on an appraisal of the value of the Mortgage Loans and REO Properties conducted by an independent appraiser mutually agreed upon by the Terminator, the Holders of a majority in Percentage Interest in the Class C Certificates and the Trustee in their reasonable discretion, and (A) such appraisal shall be obtained at no expense to the Trustee and (B) notwithstanding anything to the contrary above, the Trustee may solely and conclusively rely on, and shall be protected in relying on,
such appraisal in making such determination.

In connection with any such purchase pursuant to the preceding paragraph, the Terminator shall deposit in the Distribution Account all amounts then on deposit in the Collection Account, which deposit shall be deemed to have occurred immediately preceding such purchase.

Any such purchase shall be accomplished by deposit into the Distribution Account on the Determination Date before such Distribution Date of the Termination Price.

(b)          Notice of any termination, specifying the Distribution Date (which shall be a date that would otherwise be a Distribution Date) upon which the Certificateholders may surrender their Certificates to the Trustee for payment of the final distribution and cancellation, shall be given promptly by the Trustee upon the Trustee receiving notice of such date from the Terminator, by letter to the Certificateholders mailed not earlier than the 15th day and not later than the 25th day of the month next preceding the month of such final distribution specifying (1) the Distribution Date upon which final distribution of the Certificates will be made upon presentation and surrender of such Certificates at the office or agency of the Trustee therein designated, (2) the amount of any such final
distribution and (3) that the Record Date otherwise applicable to such Distribution Date is not applicable, distributions being made only upon presentation and surrender of the Certificates at the office or agency of the Trustee therein specified.

(c)          Upon presentation and surrender of the Certificates, the Trustee shall cause to be distributed to the Holders of the Certificates on the Distribution Date for such final distribution, in proportion to the Percentage Interests of their respective Class and to the extent that funds are available for such purpose, an amount equal to the amount required to be distributed to such Holders in accordance with the provisions of Section 4.01 for such Distribution Date. By acceptance of the Residual Certificates, the Holders of the Residual Certificates agree, in connection with any termination hereunder, to assign and transfer any amounts in excess of the par value of the Mortgage Loans, and to the extent received in respect of such termination, to pay any such amounts to the Holders of the Class C Certificates.

(d)          In the event that all Certificateholders shall not surrender their Certificates for final payment and cancellation on or before such final Distribution Date, the Trustee shall promptly following such date cause all funds in the Distribution Account not distributed in final distribution to Certificateholders to be withdrawn therefrom and credited to the remaining 

 

Certificateholders by depositing such funds in a separate Servicing Account for the benefit of such Certificateholders, and the Servicer (if the Servicer has exercised its right to purchase the Mortgage Loans) or the Trustee (in any other case) shall give a second written notice to the remaining Certificateholders, to surrender their Certificates for cancellation and receive the final distribution with respect thereto. If within nine months after the second notice all the Certificates shall not have been surrendered for cancellation, the Residual Certificateholders shall be entitled to all unclaimed funds and other assets which remain subject hereto, and the Trustee upon transfer of such funds shall be discharged of any responsibility for such funds, and the Certificateholders shall look to the Residual Certificateholders for payment.

	
             
  	
            SECTION 10.02
 	
            Additional Termination Requirements.
 

 (a)          In the event that the Terminator exercises its purchase option as provided in Section 10.01, each REMIC shall be terminated in accordance with the following additional requirements, unless the Trustee shall have been furnished with an Opinion of Counsel to the effect that the failure of the Trust to comply with the requirements of this Section will not (i) result in the imposition of taxes on “prohibited transactions” of the Trust as defined in Section 860F of the Code or (ii) cause any REMIC constituting part of the Trust Fund to fail to qualify as a REMIC at any time that any Certificates are outstanding:

(i)           Within 90 days prior to the final Distribution Date, the Terminator shall adopt and the Trustee shall sign a plan of complete liquidation of each REMIC created hereunder meeting the requirements of a “Qualified Liquidation” under Section 860F of the Code and any regulations thereunder; and

(ii)          At or after the time of adoption of such a plan of complete liquidation and at or prior to the final Distribution Date, the Trustee shall sell all of the assets of the Trust Fund to the Terminator for cash pursuant to the terms of the plan of complete liquidation.

(b)          By their acceptance of Certificates, the Holders thereof hereby agree to appoint the Trustee as their attorney in fact to: (i) adopt such a plan of complete liquidation (and the Certificateholders hereby appoint the Trustee as their attorney in fact to sign such plan) as appropriate and (ii) to take such other action in connection therewith as may be reasonably required to carry out such plan of complete liquidation all in accordance with the terms hereof.

 

 

ARTICLE XI

 

MISCELLANEOUS PROVISIONS

	
             
  	
            SECTION 11.01
 	
            Amendment.
 

This Agreement may be amended from time to time by the Depositor, the Servicer and the Trustee with the consent of the NIMS Insurer and without the consent of the Certificateholders (i) to cure any ambiguity, (ii) to correct or supplement any provisions herein which may be defective or inconsistent with any other provisions herein (iii) to amend the provisions of Section 3.22(b) or (iv) to make any other provisions with respect to matters or questions arising under this Agreement which shall not be inconsistent with the provisions of this Agreement; provided that such action shall not, as evidenced by either (a) an Opinion of Counsel delivered to the Trustee or (b) written notice to the Depositor, the Servicer and the Trustee from each Rating Agency that such action will not result in the reduction or withdrawal of the rating of any outstanding Class of Certificates with respect to which
it is a Rating Agency, adversely affect in any material respect the interests of any Certificateholder. No amendment shall be deemed to adversely affect in any material respect the interests of any Certificateholder who shall have consented thereto, and no Opinion of Counsel or Rating Agency confirmation shall be required to address the effect of any such amendment on any such consenting Certificateholder.  Notwithstanding the foregoing, neither an Opinion of Counsel nor written notice to the Depositor, the Servicer and the Trustee from the Rating Agencies will be required in connection with an amendment to the provisions of Section 3.22(b).

In addition, this Agreement may be amended from time to time by the Depositor, the Servicer and the Trustee with the consent of the NIMS Insurer, the Swap Provider and the Majority Certificateholders for the purpose of adding any provisions to or changing in any manner or eliminating any of the provisions of this Agreement or of modifying in any manner the rights of the Holders of Certificates; provided, however, that no such amendment or waiver shall (x) reduce in any manner the amount of, or delay the timing of, payments on the Certificates or distributions which are required to be made on any Certificate without the consent of the Holder of such Certificate, (y) adversely affect in any material respect the interests of the Swap Provider or Holders of any Class of Certificates (as evidenced by either (i) an Opinion of Counsel delivered to the Trustee or (ii) written notice to the
Depositor, the Servicer and the Trustee from each Rating Agency that such action will not result in the reduction or withdrawal of the rating of any outstanding Class of Certificates with respect to which it is a Rating Agency) in a manner other than as described in clause (x) above, without the consent of the Holders of Certificates of such Class evidencing at least a 66% Percentage Interest in such Class, or (z) reduce the percentage of Voting Rights required by clause (y) above without the consent of the Holders of all Certificates of such Class then outstanding. Upon approval of an amendment, a copy of such amendment shall be sent to the Rating Agencies.

Notwithstanding any provision of this Agreement to the contrary, the Trustee shall not consent to any amendment to this Agreement unless it shall have first received an Opinion of Counsel, delivered by (and at the expense of) the Person seeking such Amendment and satisfactory to the NIMS Insurer, to the effect that such amendment will not result in the imposition of a tax on any REMIC created hereunder constituting part of the Trust Fund pursuant 

 

to the REMIC Provisions or cause any REMIC created hereunder constituting part of the Trust to fail to qualify as a REMIC at any time that any Certificates are outstanding and that the amendment is being made in accordance with the terms hereof.

Notwithstanding any of the other provisions of this Section 11.01, none of the Depositor, the Servicer or the Trustee shall enter into any amendment to Section 4.05 or Section 11.10 of this Agreement without the prior written consent of the Swap Provider.

Promptly after the execution of any such amendment the Trustee shall furnish, at the expense of the Person that requested the amendment if such Person is the Servicer (but in no event at the expense of the Trustee), otherwise at the expense of the Trust, a copy of such amendment and the Opinion of Counsel referred to in the immediately preceding paragraph to the Servicer, the NIMS Insurer and each Rating Agency.

It shall not be necessary for the consent of Certificateholders under this Section 11.01 to approve the particular form of any proposed amendment; instead it shall be sufficient if such consent shall approve the substance thereof. The manner of obtaining such consents and of evidencing the authorization of the execution thereof by Certificateholders shall be subject to such reasonable regulations as the Trustee may prescribe.

The Trustee may, but shall not be obligated to, enter into any amendment pursuant to this Section 11.01 that affects its rights, duties and immunities under this Agreement or otherwise.

	
             
  	
            SECTION 11.02
 	
            Recordation of Agreement; Counterparts.
 

To the extent permitted by applicable law, this Agreement is subject to recordation in all appropriate public offices for real property records in all the counties or other comparable jurisdictions in which any or all of the properties subject to the Mortgages are situated, and in any other appropriate public recording office or elsewhere, such recordation to be effected by the Servicer at the expense of the Trust, but only upon direction of Certificateholders accompanied by an Opinion of Counsel to the effect that such recordation materially and beneficially affects the interests of the Certificateholders.

For the purpose of facilitating the recordation of this Agreement as herein provided and for other purposes, this Agreement may be executed simultaneously in any number of counterparts, each of which counterparts shall be deemed to be an original, and such counterparts shall together constitute but one and the same instrument.

	
             
  	
            SECTION 11.03
 	
            Limitation on Rights of Certificateholders.
 

The death or incapacity of any Certificateholder shall not (i) operate to terminate this Agreement or the Trust, (ii) entitle such Certificateholder’s legal representatives or heirs to claim an accounting or to take any action or proceeding in any court for a partition or winding up of the Trust, or (iii) otherwise affect the rights, obligations and liabilities of the parties hereto or any of them.

 

 

Except as expressly provided for herein, no Certificateholder shall have any right to vote or in any manner otherwise control the operation and management of the Trust, or the obligations of the parties hereto, nor shall anything herein set forth or contained in the terms of the Certificates be construed so as to constitute the Certificateholders from time to time as partners or members of an association; nor shall any Certificateholder be under any liability to any third person by reason of any action taken by the parties to this Agreement pursuant to any provision hereof.

No Certificateholder shall have any right by virtue of any provision of this Agreement to institute any suit, action or proceeding in equity or at law upon or under or with respect to this Agreement, unless such Holder previously shall have given to the Trustee a written notice of default and of the continuance thereof, as hereinbefore provided, and unless also the Holders of Certificates entitled to at least 25% of the Voting Rights shall have made written request upon the Trustee to institute such action, suit or proceeding in its own name as Trustee hereunder and shall have offered to the Trustee such reasonable indemnity as it may require against the costs, expenses and liabilities to be incurred therein or thereby, and the Trustee for 15 days after its receipt of such notice, request and offer of indemnity, shall have neglected or refused to institute any such action, suit or
proceeding. It is understood and intended, and expressly covenanted by each Certificateholder with every other Certificateholder and the Trustee, that no one or more Holders of Certificates shall have any right in any manner whatever by virtue of any provision of this Agreement to affect, disturb or prejudice the rights of the Holders of any other of such Certificates, or to obtain or seek to obtain priority over or preference to any other such Holder, which priority or preference is not otherwise provided for herein, or to enforce any right under this Agreement, except in the manner herein provided and for the equal, ratable and common benefit of all Certificateholders. For the protection and enforcement of the provisions of this Section 11.03 each and every Certificateholder and the Trustee shall be entitled to such relief as can be given either at law or in equity.

	
             
  	
            SECTION 11.04
 	
            Governing Law; Jurisdiction.
 

This Agreement shall be construed in accordance with the laws of the State of New York, and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws. With respect to any claim arising out of this Agreement, each party irrevocably submits to the exclusive jurisdiction of the courts of the State of New York and the United States District Court located in the Borough of Manhattan in The City of New York, and each party irrevocably waives any objection which it may have at any time to the laying of venue of any suit, action or proceeding arising out of or relating hereto brought in any such courts, irrevocably waives any claim that any such suit, action or proceeding brought in any such court has been brought in any inconvenient forum and further irrevocably waives the right to object, with respect to such claim, suit, action or proceeding
brought in any such court, that such court does not have jurisdiction over such party, provided that service of process has been made by any lawful means.

	
             
  	
            SECTION 11.05
 	
            Notices.
 

All directions, demands and notices hereunder shall be in writing and shall be deemed to have been duly given if personally delivered at or mailed by first class mail, postage 

 

prepaid, by facsimile or by express delivery service, to (a) in the case of the Servicer, Option One Mortgage Corporation, 3 Ada, Irvine, California 92618, or such other address or telecopy number as may hereafter be furnished to the Depositor, the NIMS Insurer and the Trustee in writing by the Servicer, (b) in the case of the Trustee, Deutsche Bank National Trust Company, 1761 East St. Andrew Place, Santa Ana, California 92705-4934, Attention: Trust Administration – GC05O4 (telecopy number: (714) 247-6329), or such other address or telecopy number as may hereafter be furnished to the Depositor, the NIMS Insurer and the Servicer in writing by the Trustee (c) in the case of the Depositor, Financial Asset Securities Corp., 600 Steamboat Road, Greenwich, Connecticut 06830, Attention: Legal, or such other address as may be furnished to the Servicer, the NIMS Insurer and the Trustee in writing by the
Depositor and (d) in the case of the NIMS Insurer, such address furnished to the Depositor, the Servicer and the Trustee in writing by the NIMS Insurer, or such other address or telecopy number as may hereafter be furnished to the Depositor, the Servicer and the Trustee in writing by the NIMS Insurer. Any notice required or permitted to be mailed to a Certificateholder shall be given by first class mail, postage prepaid, at the address of such Holder as shown in the Certificate Register. Notice of any Servicer Event of Termination shall be given by telecopy and by certified mail. Any notice so mailed within the time prescribed in this Agreement shall be conclusively presumed to have duly been given when mailed, whether or not the Certificateholder receives such notice. A copy of any notice required to be telecopied hereunder shall also be mailed to the appropriate party in the manner set forth above.

	
             
  	
            SECTION 11.06
 	
            Severability of Provisions.
 

If any one or more of the covenants, agreements, provisions or terms of this Agreement shall for any reason whatsoever be held invalid, then such covenants, agreements, provisions or terms shall be deemed severable from the remaining covenants, agreements, provisions or terms of this Agreement and shall in no way affect the validity or enforceability of the other provisions of this Agreement or of the Certificates or the rights of the Holders thereof.

	
             
  	
            SECTION 11.07
 	
            Article and Section References.
 

All article and section references used in this Agreement, unless otherwise provided, are to articles and sections in this Agreement.

	
             
  	
            SECTION 11.08
 	
            Notice to the Rating Agencies and the NIMS Insurer.
 

 (a)          Each of the Trustee and the Servicer shall be obligated to use its best reasonable efforts promptly to provide notice to the Rating Agencies and the NIMS Insurer with respect to each of the following of which a Responsible Officer of the Trustee or Servicer, as the case may be, has actual knowledge:

	
             
  	
            (i)
 	
            any material change or amendment to this Agreement;
 

(ii)          the occurrence of any Servicer Event of Termination that has not been cured or waived;

	
             
  	
            (iii)
 	
            the resignation or termination of the Servicer or the Trustee;
 

 

 

 

	
             
  	
            (iv)
 	
            the final payment to Holders of the Certificates of any Class;
 
	
             
  	
            (v)
 	
            any change in the location of any Account; and
 	
             

(vi)         if the Trustee is acting as successor Servicer pursuant to Section 7.02 hereof, any event that would result in the inability of the Trustee to make Advances.

(b)          In addition, the Trustee shall promptly make available to each Rating Agency copies of each Statement to Certificateholders described in Sections 4.03 and 3.19 hereof and the Servicer shall promptly furnish to each Rating Agency copies of the following:

	
             
  	
            (i)
 	
            each annual statement as to compliance described in Section 3.20 hereof;
 

(ii)          each annual independent public accountants’ servicing report described in Section 3.21 hereof; and

(iii)         each notice delivered pursuant to Section 7.01(a) hereof which relates to the fact that the Servicer has not made an Advance.

Any such notice pursuant to this Section 11.08 shall be in writing and shall be deemed to have been duly given if personally delivered or mailed by first class mail, postage prepaid, or by express delivery service to (i) Fitch Ratings, 1 State Street Plaza, New York, New York 10004 and (ii) Standard & Poor’s, a division of The McGraw-Hill Companies, Inc., 55 Water Street, 41st Floor, New York, NY 10041, Attention: Residential Mortgage Surveillance Group.

	
             
  	
            SECTION 11.09
 	
            Further Assurances.
 

Notwithstanding any other provision of this Agreement, neither the Regular Certificateholders nor the Trustee shall have any obligation to consent to any amendment or modification of this Agreement unless they have been provided reasonable security or indemnity against their out-of-pocket expenses (including reasonable attorneys’ fees) to be incurred in connection therewith.

	
             
  	
            SECTION 11.10
 	
            Third Party Rights.
 

The NIMS Insurer and the Swap Provider shall each be deemed third-party beneficiaries of this Agreement to the same extent as if they were parties hereto, and shall have the right to enforce the provisions of this Agreement.

	
             
  	
            SECTION 11.11
 	
            Benefits of Agreement.
 

Nothing in this Agreement or in the Certificates, expressed or implied, shall give to any Person, other than the Certificateholders, the NIMS Insurer and the parties hereto and their successors hereunder, any benefit or any legal or equitable right, remedy or claim under this Agreement.

 

 

	
             
  	
            SECTION 11.12
 	
            Acts of Certificateholders.
 

 (a)          Any request, demand, authorization, direction, notice, consent, waiver or other action provided by this Agreement to be given or taken by the Certificateholders may be embodied in and evidenced by one or more instruments of substantially similar tenor signed by such Certificateholders in person or by agent duly appointed in writing, and such action shall become effective when such instrument or instruments are delivered to the Trustee and the Servicer. Such instrument or instruments (and the action embodied therein and evidenced thereby) are herein sometimes referred to as the “act” of the Certificateholders signing such instrument or instruments. Proof of execution of any such instrument or of a writing appointing any such agent shall be sufficient for any purpose of this Agreement and conclusive
in favor of the Trustee and the Trust, if made in the manner provided in this Section 11.11.

(b)          The fact and date of the execution by any Person of any such instrument or writing may be proved by the affidavit of a witness of such execution or by the certificate of a notary public or other officer authorized by law to take acknowledgments of deeds, certifying that the individual signing such instrument or writing acknowledged to him the execution thereof. Whenever such execution is by a signer acting in a capacity other than his or her individual capacity, such certificate or affidavit shall also constitute sufficient proof of his authority.

(c)          Any request, demand, authorization, direction, notice, consent, waiver or other action by any Certificateholder shall bind every future Holder of such Certificate and the Holder of every Certificate issued upon the registration of transfer thereof or in exchange therefor or in lieu thereof, in respect of anything done, omitted or suffered to be done by the Trustee or the Trust in reliance thereon, whether or not notation of such action is made upon such Certificate.

 

 

IN WITNESS WHEREOF, the Depositor, the Servicer and the Trustee have caused their names to be signed hereto by their respective officers thereunto duly authorized, all as of the day and year first above written.

	
            FINANCIAL ASSET SECURITIES CORP.,
 as Depositor
 
	
             
 	
             
 
	
            By:
 	
            /s/ Vinu Phillips
 
	
            Name:
 	
            Vinu Phillips
 
	
            Title:
 	
            Senior Vice President
 
	
             
 	
             
 
	
             
 	
             
 
	
            OPTION ONE MORTGAGE CORPORATION., 

as Servicer
 
	
             
 	
             
 
	
             
 	
             
 
	
            By:
 	
            /s/ Charles R. Fulton
 
	
            Name:
 	
            Charles R. Fulton
 
	
            Title:
 	
            Vice President
 
	
             
 	
             
 
	
             
 	
             
 
	
            DEUTSCHE BANK NATIONAL TRUST COMPANY, as Trustee
 
	
             
 	
             
 
	
             
 	
             
 
	
            By:
 	
            /s/ Hang Lu
 
	
            Name:
 	
            Hang Lu
 
	
            Title:
 	
            Authorized Signer
 
	
             
 	
             
 
	
             
 	
             
 
	
            By:
 	
            /s/ Ronaldo Reyes
 
	
            Name:
 	
            Ronaldo Reyes
 
	
            Title:
 	
            Vice President
 

 

 

 

	
            STATE OF CONNECTICUT
 	
            )
 
	
             
 	
            ) ss.:
 
	
            COUNTY OF 
 	
            )
 

 

On the ____ day of November, 2005 before me, a notary public in and for said State, personally appeared ___________________known to me to be a ____________________ of Financial Asset Securities Corp., a Delaware corporation that executed the within instrument, and also known to me to be the person who executed it on behalf of said corporation, and acknowledged to me that such corporation executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.

	
             
 	
             
 
	
             
 	
            Notary Public
 

 

 

 

 

	
            STATE OF CALIFORNIA
 	
            )
 
	
             
 	
            ) ss.:
 
	
            COUNTY OF ORANGE
 	
            )
 

 

On the____ day of November, 2005 before me, a notary public in and for said State, personally appeared ________________________known to me to be a ___________________ of Option One Mortgage Corporation, a corporation that executed the within instrument, and also known to me to be the person who executed it on behalf of said corporation, and acknowledged to me that such corporation executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.

	
             
 	
             
 
	
             
 	
            Notary Public
 

	
            STATE OF CALIFORNIA
 	
            )
 
	
             
 	
            ) ss.:
 
	
            COUNTY OF ORANGE
 	
            )
 

 

On the ___ day of November, 2005 before me, a notary public in and for said State, personally appeared_______________________, known to me to be a(n)________________________  and ________________________, known to me to be a(n) ________________________of Deutsche Bank National Trust Company, one of the entities that executed the within instrument, and also known to me to be the person who executed it on behalf of said association, and acknowledged to me that such corporation executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.

	
             
 	
             
 
	
             
 	
            Notary Public
 

 

 

 

 

 

EXHIBIT A-1

FORM OF CLASS I-A-1 CERTIFICATE

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUSTEE OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

PRIOR TO THE TERMINATION OF THE SUPPLEMENTAL INTEREST TRUST, ANY TRANSFEREE OF THIS CERTIFICATE WHO IS AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (EACH A "PLAN") SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA"), SHALL BE DEEMED TO HAVE MADE THE REPRESENTATION SET FORTH IN SECTION 5.02(D) OF THE AGREEMENT MADE EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.

 

	
            Certificate No.
 	
            :
 	
            1
 
	
            Cut-off Date
 	
            :
 	
            November 1, 2005
 
	
            First Distribution Date
 	
            :
 	
            December 27, 2005
 
	
            Initial Certificate Principal Balance

of this Certificate (“Denomination”)
 	
            :
 	
            $557,005,000.00
 
	
            Original Class Certificate

Principal Balance of this Class
 	
            :
 	
            $557,005,000.00
 
	
            Percentage Interest
 	
            :
 	
            100%
 
	
            Pass-Through Rate
 	
            :
 	
            Variable
 
	
            CUSIP
 	
            :
 	
            83611M JF 6
 
	
            Class
 	
            :
 	
            I-A-1
 
	
            Assumed Maturity Date
 	
            :
 	
            December 2035
 

 

 

 

Soundview Home Loan Trust 2005-OPT4

Asset-Backed Certificates,

Series 2005-OPT4

CLASS I-A-1

evidencing the Percentage Interest in the distributions allocable to  the Certificates of the above-referenced Class with respect to the Trust consisting of first lien adjustable rate and fixed rate mortgage loans (the  “Mortgage Loans”)

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class I-A-1 Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class I-A-1 Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicer, or the Trustee referred to below or any of their respective affiliates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Class I-A-1 Certificate (obtained by dividing the Denomination of this Class I-A-1 Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Option One Mortgage Corporation, as servicer (the “Servicer”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Class I-A-1 Certificate
is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class I-A-1 Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Reference is hereby made to the further provisions of this Class I-A-1 Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class I-A-1 Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

 

 

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: November __, 2005

	
            SOUNDVIEW HOME LOAN TRUST 2005-OPT4
 
 
 DEUTSCHE BANK NATIONAL TRUST COMPANY, not in its individual capacity, but solely as Trustee
 
	
             
 	
             
 
	
            By:
 	
   
 

 

This is one of the Certificates referenced

in the within-mentioned Agreement

 

By:__________________________________________

Authorized Signatory of

Deutsche Bank National Trust Company,

as Trustee

 

 

[Reverse of Class I-A-1 Certificate]

Soundview Home Loan Trust 2005-OPT4

Asset-Backed Certificates,

SERIES 2005-OPT4

This Certificate is one of a duly authorized issue of Certificates designated as Soundview Home Loan Trust 2005-OPT4, Asset-Backed Certificates, Series 2005-OPT4 (herein collectively called the “Certificates”), and representing a beneficial ownership interest in the Trust created by the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Distribution Account for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced thereby, and the rights, duties and immunities of the Trustee.

Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, then the Business Day immediately following such Distribution Date (the “Distribution Date”), commencing on the first Distribution Date specified on the face hereof, to the Person in whose name this Certificate is registered at the close of business on the applicable Record Date in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to Holders of Certificates of the Class to which this Certificate belongs on such Distribution Date pursuant to the Agreement.

Distributions on this Certificate shall be made by check or money order mailed to the address of the person entitled thereto as it appears on the Certificate Register or by wire transfer or otherwise, as set forth in the Agreement. The final distribution on each Certificate will be made in like manner, but only upon presentment and surrender of such Certificate at the office of the Trustee or the Trustee’s agent specified in the notice to Certificateholders of such final distribution.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Trustee and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Servicer and the Trustee and of Holders of the requisite percentage of the Percentage Interests of each Class of Certificates affected by such amendment, as specified in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange therefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register of the Certificate Registrar 

 

upon surrender of this Certificate for registration of transfer at the offices or agencies of the Trustee as provided in the Pooling and Servicing Agreement accompanied by a written instrument of transfer in form satisfactory to the Trustee and the Certificate Registrar duly executed by the holder hereof or such holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest in the Trust will be issued to the designated transferee or transferees.

Prior to the termination of the Supplemental Interest Trust, any transferee of this Certificate who is a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any person using Plan Assets to acquire this Certificate shall be deemed to have made the representation made except in accordance with Section 5.02(d) of the Agreement.

The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.

The Depositor, the Servicer and the Trustee and any agent of the Depositor, the Servicer or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Trustee, the Servicer or any such agent shall be affected by any notice to the contrary.

On any Distribution Date following the date at which the remaining aggregate Principal Balance of the Mortgage Loans is less than 10% of the sum of the aggregate Principal Balance of the Original Mortgage Loans as of the Cut-off Date and the Original Pre-Funded Amounts, the Servicer may purchase, in whole, from the Trust the Mortgage Loans at a purchase price determined as provided in the Agreement. In the event that no such optional termination occurs, the obligations and responsibilities created by the Agreement will terminate upon notice to the Trustee upon the earliest of (i) the Distribution Date on which the Certificate Principal Balances of the Regular Certificates have been reduced to zero, (ii) the final payment or other liquidation of the last Mortgage Loan in the Trust, (iii) the optional purchase by the Servicer of the Mortgage Loans as described in the Agreement and (iv) the
Distribution Date in December 2035.

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

 

 

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto

	
             
 

(Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

	
             
 

 

Dated:_________________

 

 

 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

	
            Distributions shall be made, by wire transfer or otherwise, in immediately available 
 
	
            funds to
 	
             
 
	
             
 
	
            for the account of
 	
             
 
	
            account number
 	
             
 	
            or, if mailed by check, to
 
	
             
 
	
            Applicable statements should be mailed to
 	
             
 
	
             
 
	
             
 
	
            This information is provided by
 	
             
 
	
            assignee named above, or
 	
             
 
	
            its agent.
 	
             
 
								

 

 

 

EXHIBIT A-2

FORM OF CLASS I-A-2 CERTIFICATE

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUSTEE OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

PRIOR TO THE TERMINATION OF THE SUPPLEMENTAL INTEREST TRUST, ANY TRANSFEREE OF THIS CERTIFICATE WHO IS AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (EACH A "PLAN") SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA"), SHALL BE DEEMED TO HAVE MADE THE REPRESENTATION SET FORTH IN SECTION 5.02(D) OF THE AGREEMENT MADE EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.

 

	
            Certificate No.
 	
            :
 	
            1
 
	
            Cut-off Date
 	
            :
 	
            November 1, 2005
 
	
            First Distribution Date
 	
            :
 	
            December 27, 2005
 
	
            Initial Certificate Principal Balance

of this Certificate (“Denomination”)
 	
            :
 	
            $98,295,000.00
 
	
            Original Class Certificate

Principal Balance of this Class
 	
            :
 	
            $98,295,000.00
 
	
            Percentage Interest
 	
            :
 	
            100%
 
	
            Pass-Through Rate
 	
            :
 	
            Variable
 
	
            CUSIP
 	
            :
 	
            83611M JG 4
 
	
            Class
 	
            :
 	
            I-A-2
 
	
            Assumed Maturity Date
 	
            :
 	
            December 2035
 

 

 

 

Soundview Home Loan Trust 2005-OPT4

Asset-Backed Certificates,

Series 2005-OPT4

CLASS I-A-2

evidencing the Percentage Interest in the distributions allocable to  the Certificates of the above-referenced Class with respect to the Trust consisting of first lien adjustable rate and fixed rate mortgage loans (the  “Mortgage Loans”)

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class I-A-2 Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class I-A-2 Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicer, or the Trustee referred to below or any of their respective affiliates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Class I-A-2 Certificate (obtained by dividing the Denomination of this Class I-A-2 Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Option One Mortgage Corporation, as servicer (the “Servicer”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Class I-A-2 Certificate
is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class I-A-2 Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Reference is hereby made to the further provisions of this Class I-A-2 Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class I-A-2 Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

 

 

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: November __, 2005

	
            SOUNDVIEW HOME LOAN TRUST 2005-OPT4
 
 
 DEUTSCHE BANK NATIONAL TRUST COMPANY, not in its individual capacity, but solely as Trustee
 
	
             
 	
             
 
	
            By:
 	
             
 

 

This is one of the Certificates referenced

in the within-mentioned Agreement

 

By:__________________________________________

Authorized Signatory of

Deutsche Bank National Trust Company,

as Trustee

 

 

[Reverse of Class I-A-2 Certificate]

Soundview Home Loan Trust 2005-OPT4

Asset-Backed Certificates,

SERIES 2005-OPT4

This Certificate is one of a duly authorized issue of Certificates designated as Soundview Home Loan Trust 2005-OPT4, Asset-Backed Certificates, Series 2005-OPT4 (herein collectively called the “Certificates”), and representing a beneficial ownership interest in the Trust created by the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Distribution Account for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced thereby, and the rights, duties and immunities of the Trustee.

Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, then the Business Day immediately following such Distribution Date (the “Distribution Date”), commencing on the first Distribution Date specified on the face hereof, to the Person in whose name this Certificate is registered at the close of business on the applicable Record Date in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to Holders of Certificates of the Class to which this Certificate belongs on such Distribution Date pursuant to the Agreement.

Distributions on this Certificate shall be made by check or money order mailed to the address of the person entitled thereto as it appears on the Certificate Register or by wire transfer or otherwise, as set forth in the Agreement. The final distribution on each Certificate will be made in like manner, but only upon presentment and surrender of such Certificate at the office of the Trustee or the Trustee’s agent specified in the notice to Certificateholders of such final distribution.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Trustee and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Servicer and the Trustee and of Holders of the requisite percentage of the Percentage Interests of each Class of Certificates affected by such amendment, as specified in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange therefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register of the Certificate Registrar 

 

upon surrender of this Certificate for registration of transfer at the offices or agencies of the Trustee as provided in the Pooling and Servicing Agreement accompanied by a written instrument of transfer in form satisfactory to the Trustee and the Certificate Registrar duly executed by the holder hereof or such holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest in the Trust will be issued to the designated transferee or transferees.

Prior to the termination of the Supplemental Interest Trust, any transferee of this Certificate who is a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any person using Plan Assets to acquire this Certificate shall be deemed to have made the representation made except in accordance with Section 5.02(d) of the Agreement.

The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.

The Depositor, the Servicer and the Trustee and any agent of the Depositor, the Servicer or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Trustee, the Servicer or any such agent shall be affected by any notice to the contrary.

On any Distribution Date following the date at which the remaining aggregate Principal Balance of the Mortgage Loans is less than 10% of the sum of the aggregate Principal Balance of the Original Mortgage Loans as of the Cut-off Date and the Original Pre-Funded Amounts, the Servicer may purchase, in whole, from the Trust the Mortgage Loans at a purchase price determined as provided in the Agreement. In the event that no such optional termination occurs, the obligations and responsibilities created by the Agreement will terminate upon notice to the Trustee upon the earliest of (i) the Distribution Date on which the Certificate Principal Balances of the Regular Certificates have been reduced to zero, (ii) the final payment or other liquidation of the last Mortgage Loan in the Trust, (iii) the optional purchase by the Servicer of the Mortgage Loans as described in the Agreement and (iv) the
Distribution Date in December 2035.

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

 

 

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto

	
             
 

(Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

	
             
 

 

Dated:_________________

 

 

 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

	
            Distributions shall be made, by wire transfer or otherwise, in immediately available 
 
	
            funds to
 	
             
 
	
             
 
	
            for the account of
 	
             
 
	
            account number
 	
             
 	
            or, if mailed by check, to
 
	
             
 
	
            Applicable statements should be mailed to
 	
             
 
	
             
 
	
             
 
	
            This information is provided by
 	
             
 
	
            assignee named above, or
 	
             
 
	
            its agent.
 	
             
 
								

 

 

 

 

EXHIBIT A-3

FORM OF CLASS II-A-1 CERTIFICATE

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUSTEE OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

PRIOR TO THE TERMINATION OF THE SUPPLEMENTAL INTEREST TRUST, ANY TRANSFEREE OF THIS CERTIFICATE WHO IS AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (EACH A "PLAN") SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA"), SHALL BE DEEMED TO HAVE MADE THE REPRESENTATION SET FORTH IN SECTION 5.02(D) OF THE AGREEMENT MADE EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.

 

	
            Certificate No.
 	
            :
 	
            1
 
	
            Cut-off Date
 	
            :
 	
            November 1, 2005
 
	
            First Distribution Date
 	
            :
 	
            December 27, 2005
 
	
            Initial Certificate Principal Balance

of this Certificate (“Denomination”)
 	
            :
 	
            $273,300,000.00
 
	
            Original Class Certificate

Principal Balance of this Class
 	
            :
 	
            $273,300,000.00
 
	
            Percentage Interest
 	
            :
 	
            100%
 
	
            Pass-Through Rate
 	
            :
 	
            Variable
 
	
            CUSIP
 	
            :
 	
            83611M JJ 8
 
	
            Class
 	
            :
 	
            II-A-1
 
	
            Assumed Maturity Date
 	
            :
 	
            December 2035
 

 

 

 

Soundview Home Loan Trust 2005-OPT4

Asset-Backed Certificates,

Series 2005-OPT4

CLASS II-A-1

evidencing the Percentage Interest in the distributions allocable to  the Certificates of the above-referenced Class with respect to the Trust consisting of first lien adjustable rate and fixed rate mortgage loans (the  “Mortgage Loans”)

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class II-A-1 Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class II-A-1 Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicer, or the Trustee referred to below or any of their respective affiliates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Class II-A-1 Certificate (obtained by dividing the Denomination of this Class II-A-1 Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Option One Mortgage Corporation, as servicer (the “Servicer”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Class II-A-1
Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class II-A-1 Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Reference is hereby made to the further provisions of this Class II-A-1 Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class II-A-1 Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

 

 

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: November __, 2005

	
            SOUNDVIEW HOME LOAN TRUST 2005-OPT4
 
 
 DEUTSCHE BANK NATIONAL TRUST COMPANY, not in its individual capacity, but solely as Trustee
 
	
             
 	
             
 
	
            By:
 	
             
 

 

This is one of the Certificates referenced

in the within-mentioned Agreement

 

By:__________________________________________

Authorized Signatory of

Deutsche Bank National Trust Company,

as Trustee

 

 

[Reverse of Class II-A-1 Certificate]

Soundview Home Loan Trust 2005-OPT4

Asset-Backed Certificates,

SERIES 2005-OPT4

This Certificate is one of a duly authorized issue of Certificates designated as Soundview Home Loan Trust 2005-OPT4, Asset-Backed Certificates, Series 2005-OPT4 (herein collectively called the “Certificates”), and representing a beneficial ownership interest in the Trust created by the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Distribution Account for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced thereby, and the rights, duties and immunities of the Trustee.

Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, then the Business Day immediately following such Distribution Date (the “Distribution Date”), commencing on the first Distribution Date specified on the face hereof, to the Person in whose name this Certificate is registered at the close of business on the applicable Record Date in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to Holders of Certificates of the Class to which this Certificate belongs on such Distribution Date pursuant to the Agreement.

Distributions on this Certificate shall be made by check or money order mailed to the address of the person entitled thereto as it appears on the Certificate Register or by wire transfer or otherwise, as set forth in the Agreement. The final distribution on each Certificate will be made in like manner, but only upon presentment and surrender of such Certificate at the office of the Trustee or the Trustee’s agent specified in the notice to Certificateholders of such final distribution.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Trustee and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Servicer and the Trustee and of Holders of the requisite percentage of the Percentage Interests of each Class of Certificates affected by such amendment, as specified in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange therefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register of the Certificate Registrar 

 

upon surrender of this Certificate for registration of transfer at the offices or agencies of the Trustee as provided in the Pooling and Servicing Agreement accompanied by a written instrument of transfer in form satisfactory to the Trustee and the Certificate Registrar duly executed by the holder hereof or such holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest in the Trust will be issued to the designated transferee or transferees.

Prior to the termination of the Supplemental Interest Trust, any transferee of this Certificate who is a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any person using Plan Assets to acquire this Certificate shall be deemed to have made the representation made except in accordance with Section 5.02(d) of the Agreement.

The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.

The Depositor, the Servicer and the Trustee and any agent of the Depositor, the Servicer or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Trustee, the Servicer or any such agent shall be affected by any notice to the contrary.

On any Distribution Date following the date at which the remaining aggregate Principal Balance of the Mortgage Loans is less than 10% of the sum of the aggregate Principal Balance of the Original Mortgage Loans as of the Cut-off Date and the Original Pre-Funded Amounts, the Servicer may purchase, in whole, from the Trust the Mortgage Loans at a purchase price determined as provided in the Agreement. In the event that no such optional termination occurs, the obligations and responsibilities created by the Agreement will terminate upon notice to the Trustee upon the earliest of (i) the Distribution Date on which the Certificate Principal Balances of the Regular Certificates have been reduced to zero, (ii) the final payment or other liquidation of the last Mortgage Loan in the Trust, (iii) the optional purchase by the Servicer of the Mortgage Loans as described in the Agreement and (iv) the
Distribution Date in December 2035.

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

 

 

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto

	
             
 

 (Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

	
             
 

 

Dated:_________________

 

 

 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

	
            Distributions shall be made, by wire transfer or otherwise, in immediately available 
 
	
            funds to
 	
             
 
	
             
 
	
            for the account of
 	
             
 
	
            account number
 	
             
 	
            or, if mailed by check, to
 
	
             
 
	
            Applicable statements should be mailed to
 	
             
 
	
             
 
	
             
 
	
            This information is provided by
 	
             
 
	
            assignee named above, or
 	
             
 
	
            its agent.
 	
             
 
								

 

 

 

 

EXHIBIT A-4

FORM OF CLASS II-A-2 CERTIFICATE

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUSTEE OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

PRIOR TO THE TERMINATION OF THE SUPPLEMENTAL INTEREST TRUST, ANY TRANSFEREE OF THIS CERTIFICATE WHO IS AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (EACH A "PLAN") SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA"), SHALL BE DEEMED TO HAVE MADE THE REPRESENTATION SET FORTH IN SECTION 5.02(D) OF THE AGREEMENT MADE EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.

 

	
            Certificate No.
 	
            :
 	
            1
 
	
            Cut-off Date
 	
            :
 	
            November 1, 2005
 
	
            First Distribution Date
 	
            :
 	
            December 27, 2005
 
	
            Initial Certificate Principal Balance

of this Certificate (“Denomination”)
 	
            :
 	
            $129,000,000.00
 
	
            Original Class Certificate

Principal Balance of this Class
 	
            :
 	
            $129,000,000.00
 
	
            Percentage Interest
 	
            :
 	
            100%
 
	
            Pass-Through Rate
 	
            :
 	
            Variable
 
	
            CUSIP
 	
            :
 	
            83611M JK 5
 
	
            Class
 	
            :
 	
            II-A-2
 
	
            Assumed Maturity Date
 	
            :
 	
            December 2035
 

 

 

 

Soundview Home Loan Trust 2005-OPT4

Asset-Backed Certificates,

Series 2005-OPT4

CLASS II-A-2

evidencing the Percentage Interest in the distributions allocable to  the Certificates of the above-referenced Class with respect to the Trust consisting of first lien adjustable rate and fixed rate mortgage loans (the  “Mortgage Loans”)

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class II-A-2 Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class II-A-2 Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicer, or the Trustee referred to below or any of their respective affiliates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Class II-A-2 Certificate (obtained by dividing the Denomination of this Class II-A-2 Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Option One Mortgage Corporation, as servicer (the “Servicer”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Class II-A-2
Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class II-A-2 Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Reference is hereby made to the further provisions of this Class II-A-2 Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class II-A-2 Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

 

 

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: November __, 2005

	
            SOUNDVIEW HOME LOAN TRUST 2005-OPT4
 
 
 DEUTSCHE BANK NATIONAL TRUST COMPANY, not in its individual capacity, but solely as Trustee
 
	
             
 	
             
 
	
            By:
 	
   
 

 

This is one of the Certificates referenced

in the within-mentioned Agreement

 

By:__________________________________________

Authorized Signatory of

Deutsche Bank National Trust Company,

as Trustee

 

 

[Reverse of Class II-A-2 Certificate]

Soundview Home Loan Trust 2005-OPT4

Asset-Backed Certificates,

SERIES 2005-OPT4

This Certificate is one of a duly authorized issue of Certificates designated as Soundview Home Loan Trust 2005-OPT4, Asset-Backed Certificates, Series 2005-OPT4 (herein collectively called the “Certificates”), and representing a beneficial ownership interest in the Trust created by the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Distribution Account for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced thereby, and the rights, duties and immunities of the Trustee.

Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, then the Business Day immediately following such Distribution Date (the “Distribution Date”), commencing on the first Distribution Date specified on the face hereof, to the Person in whose name this Certificate is registered at the close of business on the applicable Record Date in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to Holders of Certificates of the Class to which this Certificate belongs on such Distribution Date pursuant to the Agreement.

Distributions on this Certificate shall be made by check or money order mailed to the address of the person entitled thereto as it appears on the Certificate Register or by wire transfer or otherwise, as set forth in the Agreement. The final distribution on each Certificate will be made in like manner, but only upon presentment and surrender of such Certificate at the office of the Trustee or the Trustee’s agent specified in the notice to Certificateholders of such final distribution.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Trustee and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Servicer and the Trustee and of Holders of the requisite percentage of the Percentage Interests of each Class of Certificates affected by such amendment, as specified in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange therefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register of the Certificate Registrar 

 

upon surrender of this Certificate for registration of transfer at the offices or agencies of the Trustee as provided in the Pooling and Servicing Agreement accompanied by a written instrument of transfer in form satisfactory to the Trustee and the Certificate Registrar duly executed by the holder hereof or such holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest in the Trust will be issued to the designated transferee or transferees.

Prior to the termination of the Supplemental Interest Trust, any transferee of this Certificate who is a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any person using Plan Assets to acquire this Certificate shall be deemed to have made the representation made except in accordance with Section 5.02(d) of the Agreement.

The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.

The Depositor, the Servicer and the Trustee and any agent of the Depositor, the Servicer or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Trustee, the Servicer or any such agent shall be affected by any notice to the contrary.

On any Distribution Date following the date at which the remaining aggregate Principal Balance of the Mortgage Loans is less than 10% of the sum of the aggregate Principal Balance of the Original Mortgage Loans as of the Cut-off Date and the Original Pre-Funded Amounts, the Servicer may purchase, in whole, from the Trust the Mortgage Loans at a purchase price determined as provided in the Agreement. In the event that no such optional termination occurs, the obligations and responsibilities created by the Agreement will terminate upon notice to the Trustee upon the earliest of (i) the Distribution Date on which the Certificate Principal Balances of the Regular Certificates have been reduced to zero, (ii) the final payment or other liquidation of the last Mortgage Loan in the Trust, (iii) the optional purchase by the Servicer of the Mortgage Loans as described in the Agreement and (iv) the
Distribution Date in December 2035.

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

 

 

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto

	
             
 

 (Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

	
             
 

 

Dated:_________________

 

 

 

 

 

 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

	
            Distributions shall be made, by wire transfer or otherwise, in immediately available 
 
	
            funds to
 	
             
 
	
             
 
	
            for the account of
 	
             
 
	
            account number
 	
             
 	
            or, if mailed by check, to
 
	
             
 
	
            Applicable statements should be mailed to
 	
             
 
	
             
 
	
             
 
	
            This information is provided by
 	
             
 
	
            assignee named above, or
 	
             
 
	
            its agent.
 	
             
 
								

 

 

 

 

EXHIBIT A-5

FORM OF CLASS II-A-3 CERTIFICATE

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUSTEE OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

PRIOR TO THE TERMINATION OF THE SUPPLEMENTAL INTEREST TRUST, ANY TRANSFEREE OF THIS CERTIFICATE WHO IS AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (EACH A "PLAN") SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA"), SHALL BE DEEMED TO HAVE MADE THE REPRESENTATION SET FORTH IN SECTION 5.02(D) OF THE AGREEMENT MADE EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.

 

	
            Certificate No.
 	
            :
 	
            1
 
	
            Cut-off Date
 	
            :
 	
            November 1, 2005
 
	
            First Distribution Date
 	
            :
 	
            December 27, 2005
 
	
            Initial Certificate Principal Balance

of this Certificate (“Denomination”)
 	
            :
 	
            $160,000,000.00
 
	
            Original Class Certificate

Principal Balance of this Class
 	
            :
 	
            $160,000,000.00
 
	
            Percentage Interest
 	
            :
 	
            100%
 
	
            Pass-Through Rate
 	
            :
 	
            Variable
 
	
            CUSIP
 	
            :
 	
            83611M JH 2
 
	
            Class
 	
            :
 	
            II-A-3
 
	
            Assumed Maturity Date
 	
            :
 	
            December 2035
 

 

 

 

Soundview Home Loan Trust 2005-OPT4

Asset-Backed Certificates,

Series 2005-OPT4

CLASS II-A-3

evidencing the Percentage Interest in the distributions allocable to  the Certificates of the above-referenced Class with respect to the Trust consisting of first lien adjustable rate and fixed rate mortgage loans (the  “Mortgage Loans”)

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class II-A-3 Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class II-A-3 Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicer, or the Trustee referred to below or any of their respective affiliates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Class II-A-3 Certificate (obtained by dividing the Denomination of this Class II-A-3 Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Option One Mortgage Corporation, as servicer (the “Servicer”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Class II-A-3
Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class II-A-3 Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Reference is hereby made to the further provisions of this Class II-A-3 Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class II-A-3 Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

 

 

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: November __, 2005

	
            SOUNDVIEW HOME LOAN TRUST 2005-OPT4
 
 
 DEUTSCHE BANK NATIONAL TRUST COMPANY, not in its individual capacity, but solely as Trustee
 
	
             
 	
             
 
	
            By:
 	
             
 

 

This is one of the Certificates referenced

in the within-mentioned Agreement

 

By:__________________________________________

Authorized Signatory of

Deutsche Bank National Trust Company,

as Trustee

 

 

[Reverse of Class II-A-3 Certificate]

Soundview Home Loan Trust 2005-OPT4

Asset-Backed Certificates,

SERIES 2005-OPT4

This Certificate is one of a duly authorized issue of Certificates designated as Soundview Home Loan Trust 2005-OPT4, Asset-Backed Certificates, Series 2005-OPT4 (herein collectively called the “Certificates”), and representing a beneficial ownership interest in the Trust created by the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Distribution Account for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced thereby, and the rights, duties and immunities of the Trustee.

Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, then the Business Day immediately following such Distribution Date (the “Distribution Date”), commencing on the first Distribution Date specified on the face hereof, to the Person in whose name this Certificate is registered at the close of business on the applicable Record Date in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to Holders of Certificates of the Class to which this Certificate belongs on such Distribution Date pursuant to the Agreement.

Distributions on this Certificate shall be made by check or money order mailed to the address of the person entitled thereto as it appears on the Certificate Register or by wire transfer or otherwise, as set forth in the Agreement. The final distribution on each Certificate will be made in like manner, but only upon presentment and surrender of such Certificate at the office of the Trustee or the Trustee’s agent specified in the notice to Certificateholders of such final distribution.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Trustee and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Servicer and the Trustee and of Holders of the requisite percentage of the Percentage Interests of each Class of Certificates affected by such amendment, as specified in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange therefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

 

 

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register of the Certificate Registrar upon surrender of this Certificate for registration of transfer at the offices or agencies of the Trustee as provided in the Pooling and Servicing Agreement accompanied by a written instrument of transfer in form satisfactory to the Trustee and the Certificate Registrar duly executed by the holder hereof or such holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest in the Trust will be issued to the designated transferee or transferees.

Prior to the termination of the Supplemental Interest Trust, any transferee of this Certificate who is a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any person using Plan Assets to acquire this Certificate shall be deemed to have made the representation made except in accordance with Section 5.02(d) of the Agreement.

The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.

The Depositor, the Servicer and the Trustee and any agent of the Depositor, the Servicer or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Trustee, the Servicer or any such agent shall be affected by any notice to the contrary.

On any Distribution Date following the date at which the remaining aggregate Principal Balance of the Mortgage Loans is less than 10% of the sum of the aggregate Principal Balance of the Original Mortgage Loans as of the Cut-off Date and the Original Pre-Funded Amounts, the Servicer may purchase, in whole, from the Trust the Mortgage Loans at a purchase price determined as provided in the Agreement. In the event that no such optional termination occurs, the obligations and responsibilities created by the Agreement will terminate upon notice to the Trustee upon the earliest of (i) the Distribution Date on which the Certificate Principal Balances of the Regular Certificates have been reduced to zero, (ii) the final payment or other liquidation of the last Mortgage Loan in the Trust, (iii) the optional purchase by the Servicer of the Mortgage Loans as described in the Agreement and (iv) the
Distribution Date in December 2035.

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

 

 

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto

	
             
 

 (Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

	
             
 

 

Dated:_________________

 

 

 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

	
            Distributions shall be made, by wire transfer or otherwise, in immediately available 
 
	
            funds to
 	
             
 
	
             
 
	
            for the account of
 	
             
 
	
            account number
 	
             
 	
            or, if mailed by check, to
 
	
             
 
	
            Applicable statements should be mailed to
 	
             
 
	
             
 
	
             
 
	
            This information is provided by
 	
             
 
	
            assignee named above, or
 	
             
 
	
            its agent.
 	
             
 
								

 

 

 

 

EXHIBIT A-6

FORM OF CLASS II-A-4 CERTIFICATE

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUSTEE OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

PRIOR TO THE TERMINATION OF THE SUPPLEMENTAL INTEREST TRUST, ANY TRANSFEREE OF THIS CERTIFICATE WHO IS AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (EACH A "PLAN") SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA"), SHALL BE DEEMED TO HAVE MADE THE REPRESENTATION SET FORTH IN SECTION 5.02(D) OF THE AGREEMENT MADE EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.

 

	
            Certificate No.
 	
            :
 	
            1
 
	
            Cut-off Date
 	
            :
 	
            November 1, 2005
 
	
            First Distribution Date
 	
            :
 	
            December 27, 2005
 
	
            Initial Certificate Principal Balance

of this Certificate (“Denomination”)
 	
            :
 	
            $59,261,000.00
 
	
            Original Class Certificate

Principal Balance of this Class
 	
            :
 	
            $59,261,000.00
 
	
            Percentage Interest
 	
            :
 	
            100%
 
	
            Pass-Through Rate
 	
            :
 	
            Variable
 
	
            CUSIP
 	
            :
 	
            83611M JX 7
 
	
            Class
 	
            :
 	
            II-A-4
 
	
            Assumed Maturity Date
 	
            :
 	
            December 2035
 

 

 

 

Soundview Home Loan Trust 2005-OPT4

Asset-Backed Certificates,

Series 2005-OPT4

CLASS II-A-4

evidencing the Percentage Interest in the distributions allocable to  the Certificates of the above-referenced Class with respect to the Trust consisting of first lien adjustable rate and fixed rate mortgage loans (the  “Mortgage Loans”)

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class II-A-4 Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class II-A-4 Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicer, or the Trustee referred to below or any of their respective affiliates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Class II-A-4 Certificate (obtained by dividing the Denomination of this Class II-A-4 Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Option One Mortgage Corporation, as servicer (the “Servicer”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Class II-A-4
Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class II-A-4 Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Reference is hereby made to the further provisions of this Class II-A-4 Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class II-A-4 Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

 

 

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: November __, 2005

	
            SOUNDVIEW HOME LOAN TRUST 2005-OPT4
 
 
 DEUTSCHE BANK NATIONAL TRUST COMPANY, not in its individual capacity, but solely as Trustee
 
	
             
 	
             
 
	
            By:
 	
   
 

 

This is one of the Certificates referenced

in the within-mentioned Agreement

 

By:__________________________________________

Authorized Signatory of

Deutsche Bank National Trust Company,

as Trustee

 

 

[Reverse of Class II-A-4 Certificate]

Soundview Home Loan Trust 2005-OPT4

Asset-Backed Certificates,

SERIES 2005-OPT4

This Certificate is one of a duly authorized issue of Certificates designated as Soundview Home Loan Trust 2005-OPT4, Asset-Backed Certificates, Series 2005-OPT4 (herein collectively called the “Certificates”), and representing a beneficial ownership interest in the Trust created by the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Distribution Account for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced thereby, and the rights, duties and immunities of the Trustee.

Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, then the Business Day immediately following such Distribution Date (the “Distribution Date”), commencing on the first Distribution Date specified on the face hereof, to the Person in whose name this Certificate is registered at the close of business on the applicable Record Date in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to Holders of Certificates of the Class to which this Certificate belongs on such Distribution Date pursuant to the Agreement.

Distributions on this Certificate shall be made by check or money order mailed to the address of the person entitled thereto as it appears on the Certificate Register or by wire transfer or otherwise, as set forth in the Agreement. The final distribution on each Certificate will be made in like manner, but only upon presentment and surrender of such Certificate at the office of the Trustee or the Trustee’s agent specified in the notice to Certificateholders of such final distribution.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Trustee and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Servicer and the Trustee and of Holders of the requisite percentage of the Percentage Interests of each Class of Certificates affected by such amendment, as specified in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange therefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

 

 

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register of the Certificate Registrar upon surrender of this Certificate for registration of transfer at the offices or agencies of the Trustee as provided in the Pooling and Servicing Agreement accompanied by a written instrument of transfer in form satisfactory to the Trustee and the Certificate Registrar duly executed by the holder hereof or such holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest in the Trust will be issued to the designated transferee or transferees.

Prior to the termination of the Supplemental Interest Trust, any transferee of this Certificate who is a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any person using Plan Assets to acquire this Certificate shall be deemed to have made the representation made except in accordance with Section 5.02(d) of the Agreement.

The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.

The Depositor, the Servicer and the Trustee and any agent of the Depositor, the Servicer or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Trustee, the Servicer or any such agent shall be affected by any notice to the contrary.

On any Distribution Date following the date at which the remaining aggregate Principal Balance of the Mortgage Loans is less than 10% of the sum of the aggregate Principal Balance of the Original Mortgage Loans as of the Cut-off Date and the Original Pre-Funded Amounts, the Servicer may purchase, in whole, from the Trust the Mortgage Loans at a purchase price determined as provided in the Agreement. In the event that no such optional termination occurs, the obligations and responsibilities created by the Agreement will terminate upon notice to the Trustee upon the earliest of (i) the Distribution Date on which the Certificate Principal Balances of the Regular Certificates have been reduced to zero, (ii) the final payment or other liquidation of the last Mortgage Loan in the Trust, (iii) the optional purchase by the Servicer of the Mortgage Loans as described in the Agreement and (iv) the
Distribution Date in December 2035.

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

 

 

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto

	
             
 

(Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

	
             
 

 

Dated:_________________

 

 

 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

	
            Distributions shall be made, by wire transfer or otherwise, in immediately available 
 
	
            funds to
 	
             
 
	
             
 
	
            for the account of
 	
             
 
	
            account number
 	
             
 	
            or, if mailed by check, to
 
	
             
 
	
            Applicable statements should be mailed to
 	
             
 
	
             
 
	
             
 
	
            This information is provided by
 	
             
 
	
            assignee named above, or
 	
             
 
	
            its agent.
 	
             
 
								

 

 

 

 

 

EXHIBIT A-7

FORM OF CLASS M-1 CERTIFICATE

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUSTEE OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

THIS CERTIFICATE IS SUBORDINATE TO THE CLASS I-A-1 CERTIFICATES, THE CLASS I-A-2 CERTIFICATES, THE CLASS II-A-1 CERTIFICATES, THE CLASS II-A-2, THE CLASS II-A-3 CERTIFICATES AND THE CLASS II-A-4 CERTIFICATES TO THE EXTENT DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

PRIOR TO THE TERMINATION OF THE SUPPLEMENTAL INTEREST TRUST, ANY TRANSFEREE OF THIS CERTIFICATE WHO IS AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (EACH A "PLAN") SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA"), SHALL BE DEEMED TO HAVE MADE THE REPRESENTATION SET FORTH IN SECTION 5.02(D) OF THE AGREEMENT MADE EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

 

	
            Certificate No.
 	
            :
 	
            1
 
	
            Cut-off Date
 	
            :
 	
            November 1, 2005
 
	
            First Distribution Date
 	
            :
 	
            December 27, 2005
 
	
            Initial Certificate Principal Balance of this Certificate (“Denomination”)
 	
            :
 	
            $70,937,000.00
 
	
            Original Class Certificate Principal Balance of this Class
 	
            :
 	
            $70,937,000.00
 
	
            Percentage Interest
 	
            :
 	
            100.00%
 
	
            Pass-Through Rate
 	
            :
 	
            Variable
 
	
            CUSIP
 	
            :
 	
            83611M JL 3
 

 

 

 

 

	
            Class
 	
            :
 	
            M-1
 
	
            Assumed Maturity Date
 	
            :
 	
            December 2035
 

 

 

 

Soundview Home Loan Trust 2005-OPT4

Asset-Backed Certificates,

Series 2005-OPT4

CLASS M-1

evidencing the Percentage Interest in the distributions allocable to  the Certificates of the above-referenced Class with respect to the Trust consisting of first lien adjustable rate and fixed rate mortgage loans (the  “Mortgage Loans”)

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class M-1 Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class M-1 Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicer, or the Trustee referred to below or any of their respective affiliates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Class M-1 Certificate (obtained by dividing the Denomination of this Class M-1 Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Option One Mortgage Corporation, as servicer (the “Servicer”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Class M-1 Certificate is
issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class M-1 Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Prior to the termination of the Supplemental Interest Trust, any transferee of this Certificate who is a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any person using Plan Assets to acquire this Certificate shall be deemed to have made the representation made except in accordance with Section 5.02(d) of the Agreement.

Reference is hereby made to the further provisions of this Class M-1 Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class M-1 Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

 

 

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: November __, 2005

	
            SOUNDVIEW HOME LOAN TRUST 2005-OPT4
 
 
 DEUTSCHE BANK NATIONAL TRUST COMPANY, not in its individual capacity, but solely as Trustee
 
	
             
 	
             
 
	
            By:
 	
             
 

 

This is one of the Certificates referenced

in the within-mentioned Agreement

 

By:__________________________________________

Authorized Signatory of

Deutsche Bank National Trust Company,

as Trustee

 

 

[Reverse of Class M-1 Certificate]

Soundview Home Loan Trust 2005-OPT4

Asset-Backed Certificates,

SERIES 2005-OPT4

This Certificate is one of a duly authorized issue of Certificates designated as Soundview Home Loan Trust 2005-OPT4, Asset-Backed Certificates, Series 2005-OPT4 herein collectively called the “Certificates”), and representing a beneficial ownership interest in the Trust created by the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Distribution Account for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced thereby, and the rights, duties and immunities of the Trustee.

Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, then the Business Day immediately following such Distribution Date (the “Distribution Date”), commencing on the first Distribution Date specified on the face hereof, to the Person in whose name this Certificate is registered at the close of business on the applicable Record Date in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to Holders of Certificates of the Class to which this Certificate belongs on such Distribution Date pursuant to the Agreement.

Distributions on this Certificate shall be made by check or money order mailed to the address of the person entitled thereto as it appears on the Certificate Register or by wire transfer or otherwise, as set forth in the Agreement. The final distribution on each Certificate will be made in like manner, but only upon presentment and surrender of such Certificate at the office of the Trustee or the Trustee’s agent specified in the notice to Certificateholders of such final distribution.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Trustee and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Servicer and the Trustee and of Holders of the requisite percentage of the Percentage Interests of each Class of Certificates affected by such amendment, as specified in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange therefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

 

 

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register of the Certificate Registrar upon surrender of this Certificate for registration of transfer at the offices or agencies of the Trustee as provided in the Pooling and Servicing Agreement accompanied by a written instrument of transfer in form satisfactory to the Trustee and the Certificate Registrar duly executed by the holder hereof or such holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest in the Trust will be issued to the designated transferee or transferees.

The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.

The Depositor, the Servicer and the Trustee and any agent of the Depositor, the Servicer or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Trustee, the Servicer or any such agent shall be affected by any notice to the contrary.

On any Distribution Date following the date at which the remaining aggregate Principal Balance of the Mortgage Loans is less than 10% of the sum of the aggregate Principal Balance of the Original Mortgage Loans as of the Cut-off Date and the Original Pre-Funded Amounts, the Servicer may purchase, in whole, from the Trust the Mortgage Loans at a purchase price determined as provided in the Agreement. In the event that no such optional termination occurs, the obligations and responsibilities created by the Agreement will terminate upon notice to the Trustee upon the earliest of (i) the Distribution Date on which the Certificate Principal Balances of the Regular Certificates have been reduced to zero, (ii) the final payment or other liquidation of the last Mortgage Loan in the Trust, (iii) the optional purchase by the Servicer of the Mortgage Loans as described in the Agreement and (iv) the
Distribution Date in December 2035.

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

 

 

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto

	
             
 

 (Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

	
             
 

 

Dated:_________________

 

 

 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

	
            Distributions shall be made, by wire transfer or otherwise, in immediately available 
 
	
            funds to
 	
             
 
	
             
 
	
            for the account of
 	
             
 
	
            account number
 	
             
 	
            or, if mailed by check, to
 
	
             
 
	
            Applicable statements should be mailed to
 	
             
 
	
             
 
	
             
 
	
            This information is provided by
 	
             
 
	
            assignee named above, or
 	
             
 
	
            its agent.
 	
             
 
								

 

 

 

EXHIBIT A-8

FORM OF CLASS M-2 CERTIFICATE

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUSTEE OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

THIS CERTIFICATE IS SUBORDINATE TO THE CLASS I-A-1 CERTIFICATES, THE CLASS I-A-2 CERTIFICATES, THE CLASS II-A-1 CERTIFICATES, THE CLASS II-A-2, THE CLASS II-A-3 CERTIFICATES, THE CLASS II-A-4 CERTIFICATES AND THE CLASS M-1 CERTIFICATES TO THE EXTENT DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

PRIOR TO THE TERMINATION OF THE SUPPLEMENTAL INTEREST TRUST, ANY TRANSFEREE OF THIS CERTIFICATE WHO IS AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (EACH A "PLAN") SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA"), SHALL BE DEEMED TO HAVE MADE THE REPRESENTATION SET FORTH IN SECTION 5.02(D) OF THE AGREEMENT MADE EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

 

	
            Certificate No.
 	
            :
 	
            1
 
	
            Cut-off Date
 	
            :
 	
            November 1, 2005
 
	
            First Distribution Date
 	
            :
 	
            December 27, 2005
 
	
            Initial Certificate Principal Balance of this Certificate (“Denomination”)
 	
            :
 	
            $53,787,000.00
 
	
            Original Class Certificate Principal Balance of this Class
 	
            :
 	
            $53,787,000.00
 
	
            Percentage Interest
 	
            :
 	
            100.00%
 
	
            Pass-Through Rate
 	
            :
 	
            Variable
 
	
            CUSIP
 	
            :
 	
            83611M JM 1
 

 

 

 

 

	
            Class
 	
            :
 	
            M-2
 
	
            Assumed Maturity Date
 	
            :
 	
            December 2035
 

 

 

 

Soundview Home Loan Trust 2005-OPT4

Asset-Backed Certificates,

Series 2005-OPT4

CLASS M-2

evidencing the Percentage Interest in the distributions allocable to  the Certificates of the above-referenced Class with respect to the Trust consisting of first lien adjustable rate and fixed rate mortgage loans (the  “Mortgage Loans”)

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class M-2 Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class M-2 Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicer, or the Trustee referred to below or any of their respective affiliates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Class M-2 Certificate (obtained by dividing the Denomination of this Class M-2 Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Option One Mortgage Corporation, as servicer (the “Servicer”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Class M-2 Certificate is
issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class M-2 Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Prior to the termination of the Supplemental Interest Trust, any transferee of this Certificate who is a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any person using Plan Assets to acquire this Certificate shall be deemed to have made the representation made except in accordance with Section 5.02(d) of the Agreement.

Reference is hereby made to the further provisions of this Class M-2 Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class M-2 Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

 

 

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: November __, 2005

	
            SOUNDVIEW HOME LOAN TRUST 2005-OPT4
 
 
 DEUTSCHE BANK NATIONAL TRUST COMPANY, not in its individual capacity, but solely as Trustee
 
	
             
 	
             
 
	
            By:
 	
   
 

 

This is one of the Certificates referenced

in the within-mentioned Agreement

 

By:__________________________________________

Authorized Signatory of

Deutsche Bank National Trust Company,

as Trustee

 

 

 

 

 

 [Reverse of Class M-2 Certificate]

Soundview Home Loan Trust 2005-OPT4

Asset-Backed Certificates,

SERIES 2005-OPT4

This Certificate is one of a duly authorized issue of Certificates designated as Soundview Home Loan Trust 2005-OPT4, Asset-Backed Certificates, Series 2005-OPT4 herein collectively called the “Certificates”), and representing a beneficial ownership interest in the Trust created by the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Distribution Account for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced thereby, and the rights, duties and immunities of the Trustee.

Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, then the Business Day immediately following such Distribution Date (the “Distribution Date”), commencing on the first Distribution Date specified on the face hereof, to the Person in whose name this Certificate is registered at the close of business on the applicable Record Date in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to Holders of Certificates of the Class to which this Certificate belongs on such Distribution Date pursuant to the Agreement.

Distributions on this Certificate shall be made by check or money order mailed to the address of the person entitled thereto as it appears on the Certificate Register or by wire transfer or otherwise, as set forth in the Agreement. The final distribution on each Certificate will be made in like manner, but only upon presentment and surrender of such Certificate at the office of the Trustee or the Trustee’s agent specified in the notice to Certificateholders of such final distribution.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Trustee and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Servicer and the Trustee and of Holders of the requisite percentage of the Percentage Interests of each Class of Certificates affected by such amendment, as specified in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange therefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

 

 

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register of the Certificate Registrar upon surrender of this Certificate for registration of transfer at the offices or agencies of the Trustee as provided in the Pooling and Servicing Agreement accompanied by a written instrument of transfer in form satisfactory to the Trustee and the Certificate Registrar duly executed by the holder hereof or such holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest in the Trust will be issued to the designated transferee or transferees.

The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.

The Depositor, the Servicer and the Trustee and any agent of the Depositor, the Servicer or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Trustee, the Servicer or any such agent shall be affected by any notice to the contrary.

On any Distribution Date following the date at which the remaining aggregate Principal Balance of the Mortgage Loans is less than 10% of the sum of the aggregate Principal Balance of the Original Mortgage Loans as of the Cut-off Date and the Original Pre-Funded Amounts, the Servicer may purchase, in whole, from the Trust the Mortgage Loans at a purchase price determined as provided in the Agreement. In the event that no such optional termination occurs, the obligations and responsibilities created by the Agreement will terminate upon notice to the Trustee upon the earliest of (i) the Distribution Date on which the Certificate Principal Balances of the Regular Certificates have been reduced to zero, (ii) the final payment or other liquidation of the last Mortgage Loan in the Trust, (iii) the optional purchase by the Servicer of the Mortgage Loans as described in the Agreement and (iv) the
Distribution Date in December 2035.

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

 

 

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto

	
             
 

 (Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

	
             
 

 

Dated:_________________

 

 

 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

	
            Distributions shall be made, by wire transfer or otherwise, in immediately available 
 
	
            funds to
 	
             
 
	
             
 
	
            for the account of
 	
             
 
	
            account number
 	
             
 	
            or, if mailed by check, to
 
	
             
 
	
            Applicable statements should be mailed to
 	
             
 
	
             
 
	
             
 
	
            This information is provided by
 	
             
 
	
            assignee named above, or
 	
             
 
	
            its agent.
 	
             
 
								

 

 

 

EXHIBIT A-9

FORM OF CLASS M-3 CERTIFICATE

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUSTEE OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

THIS CERTIFICATE IS SUBORDINATE TO THE CLASS I-A-1 CERTIFICATES, THE CLASS I-A-2 CERTIFICATES, THE CLASS II-A-1 CERTIFICATES, THE CLASS II-A-2, THE CLASS II-A-3 CERTIFICATES, THE CLASS II-A-4 CERTIFICATES, THE CLASS M-1 CERTIFICATES AND THE CLASS M-2 CERTIFICATES TO THE EXTENT DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

PRIOR TO THE TERMINATION OF THE SUPPLEMENTAL INTEREST TRUST, ANY TRANSFEREE OF THIS CERTIFICATE WHO IS AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (EACH A "PLAN") SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA"), SHALL BE DEEMED TO HAVE MADE THE REPRESENTATION SET FORTH IN SECTION 5.02(D) OF THE AGREEMENT MADE EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

	
            Certificate No.
 	
            :
 	
            1
 
	
            Cut-off Date
 	
            :
 	
            November 1, 2005
 
	
            First Distribution Date
 	
            :
 	
            December 27, 2005
 
	
            Initial Certificate Principal Balance of this Certificate (“Denomination”)
 	
            :
 	
            $18,709,000.00
 
	
            Original Class Certificate Principal Balance of this Class
 	
            :
 	
            $18,709,000.00
 
	
            Percentage Interest
 	
            :
 	
            100.00%
 
	
            Pass-Through Rate
 	
            :
 	
            Variable
 
	
            CUSIP
 	
            :
 	
            83611M JN 9
 
	
            Class
 	
            :
 	
            M-3
 

	
            Assumed Maturity Date
 	
            :
 	
            December 2035
 

 

 

 

Soundview Home Loan Trust 2005-OPT4

Asset-Backed Certificates,

Series 2005-OPT4

CLASS M-3

evidencing the Percentage Interest in the distributions allocable to  the Certificates of the above-referenced Class with respect to the Trust consisting of first lien adjustable rate and fixed rate mortgage loans (the  “Mortgage Loans”)

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class M-3 Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class M-3 Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicer, or the Trustee referred to below or any of their respective affiliates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Class M-3 Certificate (obtained by dividing the Denomination of this Class M-3 Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Option One Mortgage Corporation, as servicer (the “Servicer”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Class M-3 Certificate is
issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class M-3 Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Prior to the termination of the Supplemental Interest Trust, any transferee of this Certificate who is a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any person using Plan Assets to acquire this Certificate shall be deemed to have made the representation made except in accordance with Section 5.02(d) of the Agreement.

Reference is hereby made to the further provisions of this Class M-3 Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class M-3 Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

 

 

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: November __, 2005

	
            SOUNDVIEW HOME LOAN TRUST 2005-OPT4
 
 
 DEUTSCHE BANK NATIONAL TRUST COMPANY, not in its individual capacity, but solely as Trustee
 
	
             
 	
             
 
	
            By:
 	
   
 

 

This is one of the Certificates referenced

in the within-mentioned Agreement

 

By:__________________________________________

Authorized Signatory of

Deutsche Bank National Trust Company,

as Trustee

 

 

[Reverse of Class M-3 Certificate]

Soundview Home Loan Trust 2005-OPT4

Asset-Backed Certificates,

SERIES 2005-OPT4

This Certificate is one of a duly authorized issue of Certificates designated as Soundview Home Loan Trust 2005-OPT4, Asset-Backed Certificates, Series 2005-OPT4 herein collectively called the “Certificates”), and representing a beneficial ownership interest in the Trust created by the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Distribution Account for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced thereby, and the rights, duties and immunities of the Trustee.

Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, then the Business Day immediately following such Distribution Date (the “Distribution Date”), commencing on the first Distribution Date specified on the face hereof, to the Person in whose name this Certificate is registered at the close of business on the applicable Record Date in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to Holders of Certificates of the Class to which this Certificate belongs on such Distribution Date pursuant to the Agreement.

Distributions on this Certificate shall be made by check or money order mailed to the address of the person entitled thereto as it appears on the Certificate Register or by wire transfer or otherwise, as set forth in the Agreement. The final distribution on each Certificate will be made in like manner, but only upon presentment and surrender of such Certificate at the office of the Trustee or the Trustee’s agent specified in the notice to Certificateholders of such final distribution.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Trustee and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Servicer and the Trustee and of Holders of the requisite percentage of the Percentage Interests of each Class of Certificates affected by such amendment, as specified in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange therefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

 

 

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register of the Certificate Registrar upon surrender of this Certificate for registration of transfer at the offices or agencies of the Trustee as provided in the Pooling and Servicing Agreement accompanied by a written instrument of transfer in form satisfactory to the Trustee and the Certificate Registrar duly executed by the holder hereof or such holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest in the Trust will be issued to the designated transferee or transferees.

The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.

The Depositor, the Servicer and the Trustee and any agent of the Depositor, the Servicer or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Trustee, the Servicer or any such agent shall be affected by any notice to the contrary.

On any Distribution Date following the date at which the remaining aggregate Principal Balance of the Mortgage Loans is less than 10% of the sum of the aggregate Principal Balance of the Original Mortgage Loans as of the Cut-off Date and the Original Pre-Funded Amounts, the Servicer may purchase, in whole, from the Trust the Mortgage Loans at a purchase price determined as provided in the Agreement. In the event that no such optional termination occurs, the obligations and responsibilities created by the Agreement will terminate upon notice to the Trustee upon the earliest of (i) the Distribution Date on which the Certificate Principal Balances of the Regular Certificates have been reduced to zero, (ii) the final payment or other liquidation of the last Mortgage Loan in the Trust, (iii) the optional purchase by the Servicer of the Mortgage Loans as described in the Agreement and (iv) the
Distribution Date in December 2035.

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

 

 

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto

	
             
 

 (Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

	
             
 

 

Dated:_________________

 

 

 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

	
            Distributions shall be made, by wire transfer or otherwise, in immediately available 
 
	
            funds to
 	
             
 
	
             
 
	
            for the account of
 	
             
 
	
            account number
 	
             
 	
            or, if mailed by check, to
 
	
             
 
	
            Applicable statements should be mailed to
 	
             
 
	
             
 
	
             
 
	
            This information is provided by
 	
             
 
	
            assignee named above, or
 	
             
 
	
            its agent.
 	
             
 
								

 

 

 

EXHIBIT A-10

FORM OF CLASS M-4 CERTIFICATE

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUSTEE OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

THIS CERTIFICATE IS SUBORDINATE TO THE CLASS I-A-1 CERTIFICATES, THE CLASS I-A-2 CERTIFICATES, THE CLASS II-A-1 CERTIFICATES, THE CLASS II-A-2, THE CLASS II-A-3 CERTIFICATES, THE CLASS II-A-4 CERTIFICATES, THE CLASS M-1 CERTIFICATES, THE CLASS M-2 CERTIFICATES AND THE CLASS M-3 CERTIFICATES TO THE EXTENT DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

PRIOR TO THE TERMINATION OF THE SUPPLEMENTAL INTEREST TRUST, ANY TRANSFEREE OF THIS CERTIFICATE WHO IS AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (EACH A "PLAN") SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA"), SHALL BE DEEMED TO HAVE MADE THE REPRESENTATION SET FORTH IN SECTION 5.02(D) OF THE AGREEMENT MADE EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

 

	
            Certificate No.
 	
            :
 	
            1
 
	
            Cut-off Date
 	
            :
 	
            November 1, 2005
 
	
            First Distribution Date
 	
            :
 	
            December 27, 2005
 
	
            Initial Certificate Principal Balance of this Certificate (“Denomination”)
 	
            :
 	
            $18,709,000.00
 
	
            Original Class Certificate Principal Balance of this Class
 	
            :
 	
            $18,709,000.00
 
	
            Percentage Interest
 	
            :
 	
            100.00%
 
	
            Pass-Through Rate
 	
            :
 	
            Variable
 
	
            CUSIP
 	
            :
 	
            83611M JP 4
 

	
            Class
 	
            :
 	
            M-4
 
	
            Assumed Maturity Date
 	
            :
 	
            December 2035
 

 

 

 

Soundview Home Loan Trust 2005-OPT4

Asset-Backed Certificates,

Series 2005-OPT4

CLASS M-4

evidencing the Percentage Interest in the distributions allocable to  the Certificates of the above-referenced Class with respect to the Trust consisting of first lien adjustable rate and fixed rate mortgage loans (the  “Mortgage Loans”)

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class M-4 Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class M-4 Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicer, or the Trustee referred to below or any of their respective affiliates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Class M-4 Certificate (obtained by dividing the Denomination of this Class M-4 Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Option One Mortgage Corporation, as servicer (the “Servicer”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Class M-4 Certificate is
issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class M-4 Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Prior to the termination of the Supplemental Interest Trust, any transferee of this Certificate who is a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any person using Plan Assets to acquire this Certificate shall be deemed to have made the representation made except in accordance with Section 5.02(d) of the Agreement.

Reference is hereby made to the further provisions of this Class M-4 Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class M-4 Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

 

 

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: November __, 2005

	
            SOUNDVIEW HOME LOAN TRUST 2005-OPT4
 
 
 DEUTSCHE BANK NATIONAL TRUST COMPANY, not in its individual capacity, but solely as Trustee
 
	
             
 	
             
 
	
            By:
 	
   
 

 

This is one of the Certificates referenced

in the within-mentioned Agreement

 

By:__________________________________________

Authorized Signatory of

Deutsche Bank National Trust Company,

as Trustee

 

 

[Reverse of Class M-4 Certificate]

Soundview Home Loan Trust 2005-OPT4

Asset-Backed Certificates,

SERIES 2005-OPT4

This Certificate is one of a duly authorized issue of Certificates designated as Soundview Home Loan Trust 2005-OPT4, Asset-Backed Certificates, Series 2005-OPT4 herein collectively called the “Certificates”), and representing a beneficial ownership interest in the Trust created by the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Distribution Account for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced thereby, and the rights, duties and immunities of the Trustee.

Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, then the Business Day immediately following such Distribution Date (the “Distribution Date”), commencing on the first Distribution Date specified on the face hereof, to the Person in whose name this Certificate is registered at the close of business on the applicable Record Date in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to Holders of Certificates of the Class to which this Certificate belongs on such Distribution Date pursuant to the Agreement.

Distributions on this Certificate shall be made by check or money order mailed to the address of the person entitled thereto as it appears on the Certificate Register or by wire transfer or otherwise, as set forth in the Agreement. The final distribution on each Certificate will be made in like manner, but only upon presentment and surrender of such Certificate at the office of the Trustee or the Trustee’s agent specified in the notice to Certificateholders of such final distribution.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Trustee and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Servicer and the Trustee and of Holders of the requisite percentage of the Percentage Interests of each Class of Certificates affected by such amendment, as specified in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange therefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

 

 

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register of the Certificate Registrar upon surrender of this Certificate for registration of transfer at the offices or agencies of the Trustee as provided in the Pooling and Servicing Agreement accompanied by a written instrument of transfer in form satisfactory to the Trustee and the Certificate Registrar duly executed by the holder hereof or such holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest in the Trust will be issued to the designated transferee or transferees.

The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.

The Depositor, the Servicer and the Trustee and any agent of the Depositor, the Servicer or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Trustee, the Servicer or any such agent shall be affected by any notice to the contrary.

On any Distribution Date following the date at which the remaining aggregate Principal Balance of the Mortgage Loans is less than 10% of the sum of the aggregate Principal Balance of the Original Mortgage Loans as of the Cut-off Date and the Original Pre-Funded Amounts, the Servicer may purchase, in whole, from the Trust the Mortgage Loans at a purchase price determined as provided in the Agreement. In the event that no such optional termination occurs, the obligations and responsibilities created by the Agreement will terminate upon notice to the Trustee upon the earliest of (i) the Distribution Date on which the Certificate Principal Balances of the Regular Certificates have been reduced to zero, (ii) the final payment or other liquidation of the last Mortgage Loan in the Trust, (iii) the optional purchase by the Servicer of the Mortgage Loans as described in the Agreement and (iv) the
Distribution Date in December 2035.

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

 

 

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto

	
             
 

(Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

	
             
 

 

Dated:_________________

 

 

 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

	
            Distributions shall be made, by wire transfer or otherwise, in immediately available 
 
	
            funds to
 	
             
 
	
             
 
	
            for the account of
 	
             
 
	
            account number
 	
             
 	
            or, if mailed by check, to
 
	
             
 
	
            Applicable statements should be mailed to
 	
             
 
	
             
 
	
             
 
	
            This information is provided by
 	
             
 
	
            assignee named above, or
 	
             
 
	
            its agent.
 	
             
 
								

 

 

 

EXHIBIT A-11

FORM OF CLASS M-5 CERTIFICATE

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUSTEE OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

THIS CERTIFICATE IS SUBORDINATE TO THE CLASS I-A-1 CERTIFICATES, THE CLASS I-A-2 CERTIFICATES, THE CLASS II-A-1 CERTIFICATES, THE CLASS II-A-2, THE CLASS II-A-3 CERTIFICATES, THE CLASS II-A-4 CERTIFICATES, THE CLASS M-1 CERTIFICATES, THE CLASS M-2 CERTIFICATES, THE CLASS M-3 CERTIFICATES AND THE CLASS M-4 CERTIFICATES TO THE EXTENT DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

PRIOR TO THE TERMINATION OF THE SUPPLEMENTAL INTEREST TRUST, ANY TRANSFEREE OF THIS CERTIFICATE WHO IS AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (EACH A "PLAN") SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA"), SHALL BE DEEMED TO HAVE MADE THE REPRESENTATION SET FORTH IN SECTION 5.02(D) OF THE AGREEMENT MADE EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

 

	
            Certificate No.
 	
            :
 	
            1
 
	
            Cut-off Date
 	
            :
 	
            November 1, 2005
 
	
            First Distribution Date
 	
            :
 	
            December 27, 2005
 
	
            Initial Certificate Principal Balance of this Certificate (“Denomination”)
 	
            :
 	
            $17,929,000.00
 
	
            Original Class Certificate Principal Balance of this Class
 	
            :
 	
            $17,929,000.00
 
	
            Percentage Interest
 	
            :
 	
            100.00%
 
	
            Pass-Through Rate
 	
            :
 	
            Variable
 
	
            CUSIP
 	
            :
 	
            83611M JQ 2
 

 

 

 

 

	
            Class
 	
            :
 	
            M-5
 
	
            Assumed Maturity Date
 	
            :
 	
            December 2035
 

 

 

 

Soundview Home Loan Trust 2005-OPT4

Asset-Backed Certificates,

Series 2005-OPT4

CLASS M-5

evidencing the Percentage Interest in the distributions allocable to  the Certificates of the above-referenced Class with respect to the Trust consisting of first lien adjustable rate and fixed rate mortgage loans (the  “Mortgage Loans”)

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class M-5 Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class M-5 Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicer, or the Trustee referred to below or any of their respective affiliates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Class M-5 Certificate (obtained by dividing the Denomination of this Class M-5 Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Option One Mortgage Corporation, as servicer (the “Servicer”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Class M-5 Certificate is
issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class M-5 Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Prior to the termination of the Supplemental Interest Trust, any transferee of this Certificate who is a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any person using Plan Assets to acquire this Certificate shall be deemed to have made the representation made except in accordance with Section 5.02(d) of the Agreement.

Reference is hereby made to the further provisions of this Class M-5 Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class M-5 Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

 

 

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: November __, 2005

	
            SOUNDVIEW HOME LOAN TRUST 2005-OPT4
 
 
 DEUTSCHE BANK NATIONAL TRUST COMPANY, not in its individual capacity, but solely as Trustee
 
	
             
 	
             
 
	
            By:
 	
   
 

 

This is one of the Certificates referenced

in the within-mentioned Agreement

 

By:__________________________________________

Authorized Signatory of

Deutsche Bank National Trust Company,

as Trustee

 

 

[Reverse of Class M-5 Certificate]

Soundview Home Loan Trust 2005-OPT4

Asset-Backed Certificates,

SERIES 2005-OPT4

This Certificate is one of a duly authorized issue of Certificates designated as Soundview Home Loan Trust 2005-OPT4, Asset-Backed Certificates, Series 2005-OPT4 herein collectively called the “Certificates”), and representing a beneficial ownership interest in the Trust created by the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Distribution Account for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced thereby, and the rights, duties and immunities of the Trustee.

Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, then the Business Day immediately following such Distribution Date (the “Distribution Date”), commencing on the first Distribution Date specified on the face hereof, to the Person in whose name this Certificate is registered at the close of business on the applicable Record Date in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to Holders of Certificates of the Class to which this Certificate belongs on such Distribution Date pursuant to the Agreement.

Distributions on this Certificate shall be made by check or money order mailed to the address of the person entitled thereto as it appears on the Certificate Register or by wire transfer or otherwise, as set forth in the Agreement. The final distribution on each Certificate will be made in like manner, but only upon presentment and surrender of such Certificate at the office of the Trustee or the Trustee’s agent specified in the notice to Certificateholders of such final distribution.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Trustee and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Servicer and the Trustee and of Holders of the requisite percentage of the Percentage Interests of each Class of Certificates affected by such amendment, as specified in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange therefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

 

 

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register of the Certificate Registrar upon surrender of this Certificate for registration of transfer at the offices or agencies of the Trustee as provided in the Pooling and Servicing Agreement accompanied by a written instrument of transfer in form satisfactory to the Trustee and the Certificate Registrar duly executed by the holder hereof or such holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest in the Trust will be issued to the designated transferee or transferees.

The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.

The Depositor, the Servicer and the Trustee and any agent of the Depositor, the Servicer or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Trustee, the Servicer or any such agent shall be affected by any notice to the contrary.

On any Distribution Date following the date at which the remaining aggregate Principal Balance of the Mortgage Loans is less than 10% of the sum of the aggregate Principal Balance of the Original Mortgage Loans as of the Cut-off Date and the Original Pre-Funded Amounts, the Servicer may purchase, in whole, from the Trust the Mortgage Loans at a purchase price determined as provided in the Agreement. In the event that no such optional termination occurs, the obligations and responsibilities created by the Agreement will terminate upon notice to the Trustee upon the earliest of (i) the Distribution Date on which the Certificate Principal Balances of the Regular Certificates have been reduced to zero, (ii) the final payment or other liquidation of the last Mortgage Loan in the Trust, (iii) the optional purchase by the Servicer of the Mortgage Loans as described in the Agreement and (iv) the
Distribution Date in December 2035.

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

 

 

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto

	
             
 

 (Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

	
             
 

 

Dated:_________________

 

 

 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

	
            Distributions shall be made, by wire transfer or otherwise, in immediately available 
 
	
            funds to
 	
             
 
	
             
 
	
            for the account of
 	
             
 
	
            account number
 	
             
 	
            or, if mailed by check, to
 
	
             
 
	
            Applicable statements should be mailed to
 	
             
 
	
             
 
	
             
 
	
            This information is provided by
 	
             
 
	
            assignee named above, or
 	
             
 
	
            its agent.
 	
             
 
								

 

 

 

 

 

 

EXHIBIT A-12

FORM OF CLASS M-6 CERTIFICATE

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUSTEE OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

THIS CERTIFICATE IS SUBORDINATE TO THE CLASS I-A-1 CERTIFICATES, THE CLASS I-A-2 CERTIFICATES, THE CLASS II-A-1 CERTIFICATES, THE CLASS II-A-2, THE CLASS II-A-3 CERTIFICATES, THE CLASS II-A-4 CERTIFICATES, THE CLASS M-1 CERTIFICATES, THE CLASS M-2 CERTIFICATES, THE CLASS M-3 CERTIFICATES, THE CLASS M-4 CERTIFICATES AND THE CLASS M-5 CERTIFICATES TO THE EXTENT DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

PRIOR TO THE TERMINATION OF THE SUPPLEMENTAL INTEREST TRUST, ANY TRANSFEREE OF THIS CERTIFICATE WHO IS AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (EACH A "PLAN") SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA"), SHALL BE DEEMED TO HAVE MADE THE REPRESENTATION SET FORTH IN SECTION 5.02(D) OF THE AGREEMENT MADE EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

 

	
            Certificate No.
 	
            :
 	
            1
 
	
            Cut-off Date
 	
            :
 	
            November 1, 2005
 
	
            First Distribution Date
 	
            :
 	
            December 27, 2005
 
	
            Initial Certificate Principal Balance of this Certificate (“Denomination”)
 	
            :
 	
            $19,488,000.00
 
	
            Original Class Certificate Principal Balance of this Class
 	
            :
 	
            $19,488,000.00
 
	
            Percentage Interest
 	
            :
 	
            100.00%
 
	
            Pass-Through Rate
 	
            :
 	
            Variable
 

 

 

 

 

	
            CUSIP
 	
            :
 	
            83611M JR 0
 
	
            Class
 	
            :
 	
            M-6
 
	
            Assumed Maturity Date
 	
            :
 	
            December 2035
 

 

 

 

Soundview Home Loan Trust 2005-OPT4

Asset-Backed Certificates,

Series 2005-OPT4

CLASS M-6

evidencing the Percentage Interest in the distributions allocable to  the Certificates of the above-referenced Class with respect to the Trust consisting of first lien adjustable rate and fixed rate mortgage loans (the  “Mortgage Loans”)

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class M-6 Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class M-6 Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicer, or the Trustee referred to below or any of their respective affiliates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Class M-6 Certificate (obtained by dividing the Denomination of this Class M-6 Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Option One Mortgage Corporation, as servicer (the “Servicer”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Class M-6 Certificate is
issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class M-6 Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Prior to the termination of the Supplemental Interest Trust, any transferee of this Certificate who is a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any person using Plan Assets to acquire this Certificate shall be deemed to have made the representation made except in accordance with Section 5.02(d) of the Agreement.

Reference is hereby made to the further provisions of this Class M-6 Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class M-6 Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

 

 

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: November __, 2005

	
            SOUNDVIEW HOME LOAN TRUST 2005-OPT4
 
 
 DEUTSCHE BANK NATIONAL TRUST COMPANY, not in its individual capacity, but solely as Trustee
 
	
             
 	
             
 
	
            By:
 	
             
 

 

This is one of the Certificates referenced

in the within-mentioned Agreement

 

By:__________________________________________

Authorized Signatory of

Deutsche Bank National Trust Company,

as Trustee

 

 

[Reverse of Class M-6 Certificate]

Soundview Home Loan Trust 2005-OPT4

Asset-Backed Certificates,

SERIES 2005-OPT4

This Certificate is one of a duly authorized issue of Certificates designated as Soundview Home Loan Trust 2005-OPT4, Asset-Backed Certificates, Series 2005-OPT4 herein collectively called the “Certificates”), and representing a beneficial ownership interest in the Trust created by the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Distribution Account for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced thereby, and the rights, duties and immunities of the Trustee.

Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, then the Business Day immediately following such Distribution Date (the “Distribution Date”), commencing on the first Distribution Date specified on the face hereof, to the Person in whose name this Certificate is registered at the close of business on the applicable Record Date in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to Holders of Certificates of the Class to which this Certificate belongs on such Distribution Date pursuant to the Agreement.

Distributions on this Certificate shall be made by check or money order mailed to the address of the person entitled thereto as it appears on the Certificate Register or by wire transfer or otherwise, as set forth in the Agreement. The final distribution on each Certificate will be made in like manner, but only upon presentment and surrender of such Certificate at the office of the Trustee or the Trustee’s agent specified in the notice to Certificateholders of such final distribution.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Trustee and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Servicer and the Trustee and of Holders of the requisite percentage of the Percentage Interests of each Class of Certificates affected by such amendment, as specified in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange therefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

 

 

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register of the Certificate Registrar upon surrender of this Certificate for registration of transfer at the offices or agencies of the Trustee as provided in the Pooling and Servicing Agreement accompanied by a written instrument of transfer in form satisfactory to the Trustee and the Certificate Registrar duly executed by the holder hereof or such holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest in the Trust will be issued to the designated transferee or transferees.

The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.

The Depositor, the Servicer and the Trustee and any agent of the Depositor, the Servicer or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Trustee, the Servicer or any such agent shall be affected by any notice to the contrary.

On any Distribution Date following the date at which the remaining aggregate Principal Balance of the Mortgage Loans is less than 10% of the sum of the aggregate Principal Balance of the Original Mortgage Loans as of the Cut-off Date and the Original Pre-Funded Amounts, the Servicer may purchase, in whole, from the Trust the Mortgage Loans at a purchase price determined as provided in the Agreement. In the event that no such optional termination occurs, the obligations and responsibilities created by the Agreement will terminate upon notice to the Trustee upon the earliest of (i) the Distribution Date on which the Certificate Principal Balances of the Regular Certificates have been reduced to zero, (ii) the final payment or other liquidation of the last Mortgage Loan in the Trust, (iii) the optional purchase by the Servicer of the Mortgage Loans as described in the Agreement and (iv) the
Distribution Date in December 2035.

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

 

 

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto

	
             
 

 (Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

	
             
 

 

Dated:_________________

 

 

 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

	
            Distributions shall be made, by wire transfer or otherwise, in immediately available 
 
	
            funds to
 	
             
 
	
             
 
	
            for the account of
 	
             
 
	
            account number
 	
             
 	
            or, if mailed by check, to
 
	
             
 
	
            Applicable statements should be mailed to
 	
             
 
	
             
 
	
             
 
	
            This information is provided by
 	
             
 
	
            assignee named above, or
 	
             
 
	
            its agent.
 	
             
 
								

 

 

 

EXHIBIT A-13

FORM OF CLASS M-7 CERTIFICATE

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUSTEE OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

THIS CERTIFICATE IS SUBORDINATE TO THE CLASS I-A-1 CERTIFICATES, THE CLASS I-A-2 CERTIFICATES, THE CLASS II-A-1 CERTIFICATES, THE CLASS II-A-2, THE CLASS II-A-3 CERTIFICATES, THE CLASS II-A-4 CERTIFICATES, THE CLASS M-1 CERTIFICATES, THE CLASS M-2 CERTIFICATES, THE CLASS M-3 CERTIFICATES, THE CLASS M-4 CERTIFICATES, THE CLASS M-5 CERTIFICATES AND THE CLASS M-6 CERTIFICATES TO THE EXTENT DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

PRIOR TO THE TERMINATION OF THE SUPPLEMENTAL INTEREST TRUST, ANY TRANSFEREE OF THIS CERTIFICATE WHO IS AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (EACH A "PLAN") SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA"), SHALL BE DEEMED TO HAVE MADE THE REPRESENTATION SET FORTH IN SECTION 5.02(D) OF THE AGREEMENT MADE EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

 

	
            Certificate No.
 	
            :
 	
            1
 
	
            Cut-off Date
 	
            :
 	
            November 1, 2005
 
	
            First Distribution Date
 	
            :
 	
            December 27, 2005
 
	
            Initial Certificate Principal Balance of this Certificate (“Denomination”)
 	
            :
 	
            $14,811,000.00
 
	
            Original Class Certificate Principal Balance of this Class
 	
            :
 	
            $14,811,000.00
 
	
            Percentage Interest
 	
            :
 	
            100.00%
 
	
            Pass-Through Rate
 	
            :
 	
            Variable
 

 

 

 

 

	
            CUSIP
 	
            :
 	
            83611M JS 8
 
	
            Class
 	
            :
 	
            M-7
 
	
            Assumed Maturity Date
 	
            :
 	
            December 2035
 

 

 

 

Soundview Home Loan Trust 2005-OPT4

Asset-Backed Certificates,

Series 2005-OPT4

CLASS M-7

evidencing the Percentage Interest in the distributions allocable to  the Certificates of the above-referenced Class with respect to the Trust consisting of first lien adjustable rate and fixed rate mortgage loans (the  “Mortgage Loans”)

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class M-7 Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class M-7 Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicer, or the Trustee referred to below or any of their respective affiliates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Class M-7 Certificate (obtained by dividing the Denomination of this Class M-7 Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Option One Mortgage Corporation, as servicer (the “Servicer”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Class M-7 Certificate is
issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class M-7 Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Prior to the termination of the Supplemental Interest Trust, any transferee of this Certificate who is a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any person using Plan Assets to acquire this Certificate shall be deemed to have made the representation made except in accordance with Section 5.02(d) of the Agreement.

Reference is hereby made to the further provisions of this Class M-7 Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class M-7 Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

 

 

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: November __, 2005

	
            SOUNDVIEW HOME LOAN TRUST 2005-OPT4
 
 
 DEUTSCHE BANK NATIONAL TRUST COMPANY, not in its individual capacity, but solely as Trustee
 
	
             
 	
             
 
	
            By:
 	
             
 

 

This is one of the Certificates referenced

in the within-mentioned Agreement

 

By:__________________________________________

Authorized Signatory of

Deutsche Bank National Trust Company,

as Trustee

 

 

[Reverse of Class M-7 Certificate]

Soundview Home Loan Trust 2005-OPT4

Asset-Backed Certificates,

SERIES 2005-OPT4

This Certificate is one of a duly authorized issue of Certificates designated as Soundview Home Loan Trust 2005-OPT4, Asset-Backed Certificates, Series 2005-OPT4 herein collectively called the “Certificates”), and representing a beneficial ownership interest in the Trust created by the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Distribution Account for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced thereby, and the rights, duties and immunities of the Trustee.

Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, then the Business Day immediately following such Distribution Date (the “Distribution Date”), commencing on the first Distribution Date specified on the face hereof, to the Person in whose name this Certificate is registered at the close of business on the applicable Record Date in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to Holders of Certificates of the Class to which this Certificate belongs on such Distribution Date pursuant to the Agreement.

Distributions on this Certificate shall be made by check or money order mailed to the address of the person entitled thereto as it appears on the Certificate Register or by wire transfer or otherwise, as set forth in the Agreement. The final distribution on each Certificate will be made in like manner, but only upon presentment and surrender of such Certificate at the office of the Trustee or the Trustee’s agent specified in the notice to Certificateholders of such final distribution.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Trustee and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Servicer and the Trustee and of Holders of the requisite percentage of the Percentage Interests of each Class of Certificates affected by such amendment, as specified in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange therefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

 

 

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register of the Certificate Registrar upon surrender of this Certificate for registration of transfer at the offices or agencies of the Trustee as provided in the Pooling and Servicing Agreement accompanied by a written instrument of transfer in form satisfactory to the Trustee and the Certificate Registrar duly executed by the holder hereof or such holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest in the Trust will be issued to the designated transferee or transferees.

The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.

The Depositor, the Servicer and the Trustee and any agent of the Depositor, the Servicer or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Trustee, the Servicer or any such agent shall be affected by any notice to the contrary.

On any Distribution Date following the date at which the remaining aggregate Principal Balance of the Mortgage Loans is less than 10% of the sum of the aggregate Principal Balance of the Original Mortgage Loans as of the Cut-off Date and the Original Pre-Funded Amounts, the Servicer may purchase, in whole, from the Trust the Mortgage Loans at a purchase price determined as provided in the Agreement. In the event that no such optional termination occurs, the obligations and responsibilities created by the Agreement will terminate upon notice to the Trustee upon the earliest of (i) the Distribution Date on which the Certificate Principal Balances of the Regular Certificates have been reduced to zero, (ii) the final payment or other liquidation of the last Mortgage Loan in the Trust, (iii) the optional purchase by the Servicer of the Mortgage Loans as described in the Agreement and (iv) the
Distribution Date in December 2035.

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

 

 

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto

	
             
 

 (Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

	
             
 

 

Dated:_________________

 

 

 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

	
            Distributions shall be made, by wire transfer or otherwise, in immediately available 
 
	
            funds to
 	
             
 
	
             
 
	
            for the account of
 	
             
 
	
            account number
 	
             
 	
            or, if mailed by check, to
 
	
             
 
	
            Applicable statements should be mailed to
 	
             
 
	
             
 
	
             
 
	
            This information is provided by
 	
             
 
	
            assignee named above, or
 	
             
 
	
            its agent.
 	
             
 
								

 

 

 

EXHIBIT A-14

FORM OF CLASS M-8 CERTIFICATE

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUSTEE OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

THIS CERTIFICATE IS SUBORDINATE TO THE CLASS I-A-1 CERTIFICATES, THE CLASS I-A-2 CERTIFICATES, THE CLASS II-A-1 CERTIFICATES, THE CLASS II-A-2, THE CLASS II-A-3 CERTIFICATES, THE CLASS II-A-4 CERTIFICATES, THE CLASS M-1 CERTIFICATES, THE CLASS M-2 CERTIFICATES, THE CLASS M-3 CERTIFICATES, THE CLASS M-4 CERTIFICATES, THE CLASS M-5 CERTIFICATES, THE CLASS M-6 CERTIFICATES AND THE CLASS M-7 CERTIFICATES TO THE EXTENT DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

PRIOR TO THE TERMINATION OF THE SUPPLEMENTAL INTEREST TRUST, ANY TRANSFEREE OF THIS CERTIFICATE WHO IS AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (EACH A "PLAN") SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA"), SHALL BE DEEMED TO HAVE MADE THE REPRESENTATION SET FORTH IN SECTION 5.02(D) OF THE AGREEMENT MADE EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

	
            Certificate No.
 	
            :
 	
            1
 
	
            Cut-off Date
 	
            :
 	
            November 1, 2005
 
	
            First Distribution Date
 	
            :
 	
            December 27, 2005
 
	
            Initial Certificate Principal Balance of this Certificate (“Denomination”)
 	
            :
 	
            $10,913,000.00
 
	
            Original Class Certificate Principal Balance of this Class
 	
            :
 	
            $10,913,000.00
 
	
            Percentage Interest
 	
            :
 	
            100.00%
 
	
            Pass-Through Rate
 	
            :
 	
            Variable
 
	
            CUSIP
 	
            :
 	
            83611M JT 6
 

 

 

 

 

	
            Class
 	
            :
 	
            M-8
 
	
            Assumed Maturity Date
 	
            :
 	
            December 2035
 

 

 

 

Soundview Home Loan Trust 2005-OPT4

Asset-Backed Certificates,

Series 2005-OPT4

CLASS M-8

evidencing the Percentage Interest in the distributions allocable to  the Certificates of the above-referenced Class with respect to the Trust consisting of first lien adjustable rate and fixed rate mortgage loans (the  “Mortgage Loans”)

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class M-8 Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class M-8 Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicer, or the Trustee referred to below or any of their respective affiliates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Class M-8 Certificate (obtained by dividing the Denomination of this Class M-8 Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Option One Mortgage Corporation, as servicer (the “Servicer”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Class M-8 Certificate is
issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class M-8 Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Prior to the termination of the Supplemental Interest Trust, any transferee of this Certificate who is a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any person using Plan Assets to acquire this Certificate shall be deemed to have made the representation made except in accordance with Section 5.02(d) of the Agreement.

Reference is hereby made to the further provisions of this Class M-8 Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class M-8 Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

 

 

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: November __, 2005

	
            SOUNDVIEW HOME LOAN TRUST 2005-OPT4
 
 
 DEUTSCHE BANK NATIONAL TRUST COMPANY, not in its individual capacity, but solely as Trustee
 
	
             
 	
             
 
	
            By:
 	
             
 

 

This is one of the Certificates referenced

in the within-mentioned Agreement

 

By:__________________________________________

Authorized Signatory of

Deutsche Bank National Trust Company,

as Trustee

 

 

[Reverse of Class M-8 Certificate]

Soundview Home Loan Trust 2005-OPT4

Asset-Backed Certificates,

SERIES 2005-OPT4

This Certificate is one of a duly authorized issue of Certificates designated as Soundview Home Loan Trust 2005-OPT4, Asset-Backed Certificates, Series 2005-OPT4 herein collectively called the “Certificates”), and representing a beneficial ownership interest in the Trust created by the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Distribution Account for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced thereby, and the rights, duties and immunities of the Trustee.

Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, then the Business Day immediately following such Distribution Date (the “Distribution Date”), commencing on the first Distribution Date specified on the face hereof, to the Person in whose name this Certificate is registered at the close of business on the applicable Record Date in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to Holders of Certificates of the Class to which this Certificate belongs on such Distribution Date pursuant to the Agreement.

Distributions on this Certificate shall be made by check or money order mailed to the address of the person entitled thereto as it appears on the Certificate Register or by wire transfer or otherwise, as set forth in the Agreement. The final distribution on each Certificate will be made in like manner, but only upon presentment and surrender of such Certificate at the office of the Trustee or the Trustee’s agent specified in the notice to Certificateholders of such final distribution.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Trustee and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Servicer and the Trustee and of Holders of the requisite percentage of the Percentage Interests of each Class of Certificates affected by such amendment, as specified in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange therefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

 

 

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register of the Certificate Registrar upon surrender of this Certificate for registration of transfer at the offices or agencies of the Trustee as provided in the Pooling and Servicing Agreement accompanied by a written instrument of transfer in form satisfactory to the Trustee and the Certificate Registrar duly executed by the holder hereof or such holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest in the Trust will be issued to the designated transferee or transferees.

The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.

The Depositor, the Servicer and the Trustee and any agent of the Depositor, the Servicer or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Trustee, the Servicer or any such agent shall be affected by any notice to the contrary.

On any Distribution Date following the date at which the remaining aggregate Principal Balance of the Mortgage Loans is less than 10% of the sum of the aggregate Principal Balance of the Original Mortgage Loans as of the Cut-off Date and the Original Pre-Funded Amounts, the Servicer may purchase, in whole, from the Trust the Mortgage Loans at a purchase price determined as provided in the Agreement. In the event that no such optional termination occurs, the obligations and responsibilities created by the Agreement will terminate upon notice to the Trustee upon the earliest of (i) the Distribution Date on which the Certificate Principal Balances of the Regular Certificates have been reduced to zero, (ii) the final payment or other liquidation of the last Mortgage Loan in the Trust, (iii) the optional purchase by the Servicer of the Mortgage Loans as described in the Agreement and (iv) the
Distribution Date in December 2035.

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

 

 

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto

	
             
 

 (Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

	
             
 

 

Dated:_________________

 

 

 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

	
            Distributions shall be made, by wire transfer or otherwise, in immediately available 
 
	
            funds to
 	
             
 
	
             
 
	
            for the account of
 	
             
 
	
            account number
 	
             
 	
            or, if mailed by check, to
 
	
             
 
	
            Applicable statements should be mailed to
 	
             
 
	
             
 
	
             
 
	
            This information is provided by
 	
             
 
	
            assignee named above, or
 	
             
 
	
            its agent.
 	
             
 
								

 

 

 

EXHIBIT A-15

FORM OF CLASS M-9 CERTIFICATE

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUSTEE OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

THIS CERTIFICATE IS SUBORDINATE TO THE CLASS I-A-1 CERTIFICATES, THE CLASS I-A-2 CERTIFICATES, THE CLASS II-A-1 CERTIFICATES, THE CLASS II-A-2, THE CLASS II-A-3 CERTIFICATES, THE CLASS II-A-4 CERTIFICATES, THE CLASS M-1 CERTIFICATES, THE CLASS M-2 CERTIFICATES, THE CLASS M-3 CERTIFICATES, THE CLASS M-4 CERTIFICATES, THE CLASS M-5 CERTIFICATES, THE CLASS M-6 CERTIFICATES, THE CLASS M-7 CERTIFICATES AND THE CLASS M-8 CERTIFICATES TO THE EXTENT DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

PRIOR TO THE TERMINATION OF THE SUPPLEMENTAL INTEREST TRUST, ANY TRANSFEREE OF THIS CERTIFICATE WHO IS AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (EACH A "PLAN") SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA"), SHALL BE DEEMED TO HAVE MADE THE REPRESENTATION SET FORTH IN SECTION 5.02(D) OF THE AGREEMENT MADE EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

	
            Certificate No.
 	
            :
 	
            1
 
	
            Cut-off Date
 	
            :
 	
            November 1, 2005
 
	
            First Distribution Date
 	
            :
 	
            December 27, 2005
 
	
            Initial Certificate Principal Balance of this Certificate (“Denomination”)
 	
            :
 	
            $13,252,000.00
 
	
            Original Class Certificate Principal Balance of this Class
 	
            :
 	
            $13,252,000.00
 
	
            Percentage Interest
 	
            :
 	
            100.00%
 
	
            Pass-Through Rate
 	
            :
 	
            Variable
 

 

 

 

 

	
            CUSIP
 	
            :
 	
            83611M JU 3
 
	
            Class
 	
            :
 	
            M-9
 
	
            Assumed Maturity Date
 	
            :
 	
            December 2035
 

 

 

 

Soundview Home Loan Trust 2005-OPT4

Asset-Backed Certificates,

Series 2005-OPT4

CLASS M-9

evidencing the Percentage Interest in the distributions allocable to  the Certificates of the above-referenced Class with respect to the Trust consisting of first lien adjustable rate and fixed rate mortgage loans (the  “Mortgage Loans”)

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class M-9 Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class M-9 Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicer, or the Trustee referred to below or any of their respective affiliates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Class M-9 Certificate (obtained by dividing the Denomination of this Class M-9 Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Option One Mortgage Corporation, as servicer (the “Servicer”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Class M-9 Certificate is
issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class M-9 Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Prior to the termination of the Supplemental Interest Trust, any transferee of this Certificate who is a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any person using Plan Assets to acquire this Certificate shall be deemed to have made the representation made except in accordance with Section 5.02(d) of the Agreement.

Reference is hereby made to the further provisions of this Class M-9 Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class M-9 Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

 

 

 

 

 

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: November __, 2005

	
            SOUNDVIEW HOME LOAN TRUST 2005-OPT4
 
 
 DEUTSCHE BANK NATIONAL TRUST COMPANY, not in its individual capacity, but solely as Trustee
 
	
             
 	
             
 
	
            By:
 	
             
 

 

This is one of the Certificates referenced

in the within-mentioned Agreement

 

By:__________________________________________

Authorized Signatory of

Deutsche Bank National Trust Company,

as Trustee

 

 

[Reverse of Class M-9 Certificate]

Soundview Home Loan Trust 2005-OPT4

Asset-Backed Certificates,

SERIES 2005-OPT4

This Certificate is one of a duly authorized issue of Certificates designated as Soundview Home Loan Trust 2005-OPT4, Asset-Backed Certificates, Series 2005-OPT4 herein collectively called the “Certificates”), and representing a beneficial ownership interest in the Trust created by the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Distribution Account for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced thereby, and the rights, duties and immunities of the Trustee.

Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, then the Business Day immediately following such Distribution Date (the “Distribution Date”), commencing on the first Distribution Date specified on the face hereof, to the Person in whose name this Certificate is registered at the close of business on the applicable Record Date in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to Holders of Certificates of the Class to which this Certificate belongs on such Distribution Date pursuant to the Agreement.

Distributions on this Certificate shall be made by check or money order mailed to the address of the person entitled thereto as it appears on the Certificate Register or by wire transfer or otherwise, as set forth in the Agreement. The final distribution on each Certificate will be made in like manner, but only upon presentment and surrender of such Certificate at the office of the Trustee or the Trustee’s agent specified in the notice to Certificateholders of such final distribution.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Trustee and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Servicer and the Trustee and of Holders of the requisite percentage of the Percentage Interests of each Class of Certificates affected by such amendment, as specified in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange therefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

 

 

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register of the Certificate Registrar upon surrender of this Certificate for registration of transfer at the offices or agencies of the Trustee as provided in the Pooling and Servicing Agreement accompanied by a written instrument of transfer in form satisfactory to the Trustee and the Certificate Registrar duly executed by the holder hereof or such holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest in the Trust will be issued to the designated transferee or transferees.

The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.

The Depositor, the Servicer and the Trustee and any agent of the Depositor, the Servicer or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Trustee, the Servicer or any such agent shall be affected by any notice to the contrary.

On any Distribution Date following the date at which the remaining aggregate Principal Balance of the Mortgage Loans is less than 10% of the sum of the aggregate Principal Balance of the Original Mortgage Loans as of the Cut-off Date and the Original Pre-Funded Amounts, the Servicer may purchase, in whole, from the Trust the Mortgage Loans at a purchase price determined as provided in the Agreement. In the event that no such optional termination occurs, the obligations and responsibilities created by the Agreement will terminate upon notice to the Trustee upon the earliest of (i) the Distribution Date on which the Certificate Principal Balances of the Regular Certificates have been reduced to zero, (ii) the final payment or other liquidation of the last Mortgage Loan in the Trust, (iii) the optional purchase by the Servicer of the Mortgage Loans as described in the Agreement and (iv) the
Distribution Date in December 2035.

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

 

 

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto

	
             
 

 (Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

	
             
 

 

Dated:_________________

 

 

 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

	
            Distributions shall be made, by wire transfer or otherwise, in immediately available 
 
	
            funds to
 	
             
 
	
             
 
	
            for the account of
 	
             
 
	
            account number
 	
             
 	
            or, if mailed by check, to
 
	
             
 
	
            Applicable statements should be mailed to
 	
             
 
	
             
 
	
             
 
	
            This information is provided by
 	
             
 
	
            assignee named above, or
 	
             
 
	
            its agent.
 	
             
 
								

 

 

 

EXHIBIT A-16

FORM OF CLASS M-10 CERTIFICATE

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUSTEE OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

THIS CERTIFICATE IS SUBORDINATE TO THE CLASS I-A-1 CERTIFICATES, THE CLASS I-A-2 CERTIFICATES, THE CLASS II-A-1 CERTIFICATES, THE CLASS II-A-2, THE CLASS II-A-3 CERTIFICATES, THE CLASS II-A-4 CERTIFICATES, THE CLASS M-1 CERTIFICATES, THE CLASS M-2 CERTIFICATES, THE CLASS M-3 CERTIFICATES, THE CLASS M-4 CERTIFICATES, THE CLASS M-5 CERTIFICATES, THE CLASS M-6 CERTIFICATES, THE CLASS M-7 CERTIFICATES, THE CLASS M-8 CERTIFICATES AND THE CLASS M-9 CERTIFICATES TO THE EXTENT DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

PRIOR TO THE TERMINATION OF THE SUPPLEMENTAL INTEREST TRUST, ANY TRANSFEREE OF THIS CERTIFICATE WHO IS AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (EACH A "PLAN") SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA"), SHALL BE DEEMED TO HAVE MADE THE REPRESENTATION SET FORTH IN SECTION 5.02(D) OF THE AGREEMENT MADE EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

	
            Certificate No.
 	
            :
 	
            1
 
	
            Cut-off Date
 	
            :
 	
            November 1, 2005
 
	
            First Distribution Date
 	
            :
 	
            December 27, 2005
 
	
            Initial Certificate Principal Balance of this Certificate (“Denomination”)
 	
            :
 	
            $19,488,000.00
 
	
            Original Class Certificate Principal Balance of this Class
 	
            :
 	
            $19,488,000.00
 
	
            Percentage Interest
 	
            :
 	
            100.00%
 
	
            Pass-Through Rate
 	
            :
 	
            Variable
 

 

 

 

 

	
            CUSIP
 	
            :
 	
            83611M JV 1
 
	
            Class
 	
            :
 	
            M-10
 
	
            Assumed Maturity Date
 	
            :
 	
            December 2035
 

 

 

 

Soundview Home Loan Trust 2005-OPT4

Asset-Backed Certificates,

Series 2005-OPT4

CLASS M-10

evidencing the Percentage Interest in the distributions allocable to  the Certificates of the above-referenced Class with respect to the Trust consisting of first lien adjustable rate and fixed rate mortgage loans (the  “Mortgage Loans”)

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class M-10 Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class M-10 Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicer, or the Trustee referred to below or any of their respective affiliates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Class M-10 Certificate (obtained by dividing the Denomination of this Class M-10 Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Option One Mortgage Corporation, as servicer (the “Servicer”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Class M-10 Certificate is
issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class M-10 Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Prior to the termination of the Supplemental Interest Trust, any transferee of this Certificate who is a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any person using Plan Assets to acquire this Certificate shall be deemed to have made the representation made except in accordance with Section 5.02(d) of the Agreement.

Reference is hereby made to the further provisions of this Class M-10 Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class M-10 Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

 

 

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: November __, 2005

	
            SOUNDVIEW HOME LOAN TRUST 2005-OPT4
 
 
 DEUTSCHE BANK NATIONAL TRUST COMPANY, not in its individual capacity, but solely as Trustee
 
	
             
 	
             
 
	
            By:
 	
             
 

 

This is one of the Certificates referenced

in the within-mentioned Agreement

 

By:__________________________________________

Authorized Signatory of

Deutsche Bank National Trust Company,

as Trustee

 

 

[Reverse of Class M-10 Certificate]

Soundview Home Loan Trust 2005-OPT4

Asset-Backed Certificates,

SERIES 2005-OPT4

This Certificate is one of a duly authorized issue of Certificates designated as Soundview Home Loan Trust 2005-OPT4, Asset-Backed Certificates, Series 2005-OPT4 herein collectively called the “Certificates”), and representing a beneficial ownership interest in the Trust created by the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Distribution Account for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced thereby, and the rights, duties and immunities of the Trustee.

Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, then the Business Day immediately following such Distribution Date (the “Distribution Date”), commencing on the first Distribution Date specified on the face hereof, to the Person in whose name this Certificate is registered at the close of business on the applicable Record Date in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to Holders of Certificates of the Class to which this Certificate belongs on such Distribution Date pursuant to the Agreement.

Distributions on this Certificate shall be made by check or money order mailed to the address of the person entitled thereto as it appears on the Certificate Register or by wire transfer or otherwise, as set forth in the Agreement. The final distribution on each Certificate will be made in like manner, but only upon presentment and surrender of such Certificate at the office of the Trustee or the Trustee’s agent specified in the notice to Certificateholders of such final distribution.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Trustee and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Servicer and the Trustee and of Holders of the requisite percentage of the Percentage Interests of each Class of Certificates affected by such amendment, as specified in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange therefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

 

 

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register of the Certificate Registrar upon surrender of this Certificate for registration of transfer at the offices or agencies of the Trustee as provided in the Pooling and Servicing Agreement accompanied by a written instrument of transfer in form satisfactory to the Trustee and the Certificate Registrar duly executed by the holder hereof or such holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest in the Trust will be issued to the designated transferee or transferees.

The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.

The Depositor, the Servicer and the Trustee and any agent of the Depositor, the Servicer or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Trustee, the Servicer or any such agent shall be affected by any notice to the contrary.

On any Distribution Date following the date at which the remaining aggregate Principal Balance of the Mortgage Loans is less than 10% of the sum of the aggregate Principal Balance of the Original Mortgage Loans as of the Cut-off Date and the Original Pre-Funded Amounts, the Servicer may purchase, in whole, from the Trust the Mortgage Loans at a purchase price determined as provided in the Agreement. In the event that no such optional termination occurs, the obligations and responsibilities created by the Agreement will terminate upon notice to the Trustee upon the earliest of (i) the Distribution Date on which the Certificate Principal Balances of the Regular Certificates have been reduced to zero, (ii) the final payment or other liquidation of the last Mortgage Loan in the Trust, (iii) the optional purchase by the Servicer of the Mortgage Loans as described in the Agreement and (iv) the
Distribution Date in December 2035.

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

 

 

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto

	
             
 

 (Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

	
             
 

 

Dated:_________________

 

 

 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

	
            Distributions shall be made, by wire transfer or otherwise, in immediately available 
 
	
            funds to
 	
             
 
	
             
 
	
            for the account of
 	
             
 
	
            account number
 	
             
 	
            or, if mailed by check, to
 
	
             
 
	
            Applicable statements should be mailed to
 	
             
 
	
             
 
	
             
 
	
            This information is provided by
 	
             
 
	
            assignee named above, or
 	
             
 
	
            its agent.
 	
             
 
								

 

 

 

EXHIBIT A-17

FORM OF CLASS M-11 CERTIFICATE

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUSTEE OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

THIS CERTIFICATE IS SUBORDINATE TO THE CLASS I-A-1 CERTIFICATES, THE CLASS I-A-2 CERTIFICATES, THE CLASS II-A-1 CERTIFICATES, THE CLASS II-A-2, THE CLASS II-A-3 CERTIFICATES, THE CLASS II-A-4 CERTIFICATES, THE CLASS M-1 CERTIFICATES, THE CLASS M-2 CERTIFICATES, THE CLASS M-3 CERTIFICATES, THE CLASS M-4 CERTIFICATES, THE CLASS M-5 CERTIFICATES, THE CLASS M-6 CERTIFICATES, THE CLASS M-7 CERTIFICATES, THE CLASS M-8 CERTIFICATES, THE CLASS M-9 CERTIFICATES AND THE CLASS M-10 CERTIFICATES TO THE EXTENT DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

PRIOR TO THE TERMINATION OF THE SUPPLEMENTAL INTEREST TRUST, ANY TRANSFEREE OF THIS CERTIFICATE WHO IS AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (EACH A "PLAN") SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA"), SHALL BE DEEMED TO HAVE MADE THE REPRESENTATION SET FORTH IN SECTION 5.02(D) OF THE AGREEMENT MADE EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

	
            Certificate No.
 	
            :
 	
            1
 
	
            Cut-off Date
 	
            :
 	
            November 1, 2005
 
	
            First Distribution Date
 	
            :
 	
            December 27, 2005
 
	
            Initial Certificate Principal Balance of this Certificate (“Denomination”)
 	
            :
 	
            $8,575,000.00
 
	
            Original Class Certificate Principal Balance of this Class
 	
            :
 	
            $8,575,000.00
 
	
            Percentage Interest
 	
            :
 	
            100.00%
 

 

 

 

 

	
            Pass-Through Rate
 	
            :
 	
            Variable
 
	
            CUSIP
 	
            :
 	
            83611M JW 9
 
	
            Class
 	
            :
 	
            M-11
 
	
            Assumed Maturity Date
 	
            :
 	
            December 2035
 

 

 

 

Soundview Home Loan Trust 2005-OPT4

Asset-Backed Certificates,

Series 2005-OPT4

CLASS M-11

evidencing the Percentage Interest in the distributions allocable to  the Certificates of the above-referenced Class with respect to the Trust consisting of first lien adjustable rate and fixed rate mortgage loans (the  “Mortgage Loans”)

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class M-11 Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class M-11 Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicer, or the Trustee referred to below or any of their respective affiliates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Class M-11 Certificate (obtained by dividing the Denomination of this Class M-11 Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Option One Mortgage Corporation, as servicer (the “Servicer”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Class M-11 Certificate is
issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class M-11 Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Prior to the termination of the Supplemental Interest Trust, any transferee of this Certificate who is a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any person using Plan Assets to acquire this Certificate shall be deemed to have made the representation made except in accordance with Section 5.02(d) of the Agreement.

Reference is hereby made to the further provisions of this Class M-11 Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class M-11 Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

 

 

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: November __, 2005

	
            SOUNDVIEW HOME LOAN TRUST 2005-OPT4
 
 
 DEUTSCHE BANK NATIONAL TRUST COMPANY, not in its individual capacity, but solely as Trustee
 
	
             
 	
             
 
	
            By:
 	
             
 

 

This is one of the Certificates referenced

in the within-mentioned Agreement

 

By:__________________________________________

Authorized Signatory of

Deutsche Bank National Trust Company,

as Trustee

 

 

[Reverse of Class M-11 Certificate]

Soundview Home Loan Trust 2005-OPT4

Asset-Backed Certificates,

SERIES 2005-OPT4

This Certificate is one of a duly authorized issue of Certificates designated as Soundview Home Loan Trust 2005-OPT4, Asset-Backed Certificates, Series 2005-OPT4 herein collectively called the “Certificates”), and representing a beneficial ownership interest in the Trust created by the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Distribution Account for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced thereby, and the rights, duties and immunities of the Trustee.

Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, then the Business Day immediately following such Distribution Date (the “Distribution Date”), commencing on the first Distribution Date specified on the face hereof, to the Person in whose name this Certificate is registered at the close of business on the applicable Record Date in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to Holders of Certificates of the Class to which this Certificate belongs on such Distribution Date pursuant to the Agreement.

Distributions on this Certificate shall be made by check or money order mailed to the address of the person entitled thereto as it appears on the Certificate Register or by wire transfer or otherwise, as set forth in the Agreement. The final distribution on each Certificate will be made in like manner, but only upon presentment and surrender of such Certificate at the office of the Trustee or the Trustee’s agent specified in the notice to Certificateholders of such final distribution.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Trustee and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Servicer and the Trustee and of Holders of the requisite percentage of the Percentage Interests of each Class of Certificates affected by such amendment, as specified in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange therefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

 

 

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register of the Certificate Registrar upon surrender of this Certificate for registration of transfer at the offices or agencies of the Trustee as provided in the Pooling and Servicing Agreement accompanied by a written instrument of transfer in form satisfactory to the Trustee and the Certificate Registrar duly executed by the holder hereof or such holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest in the Trust will be issued to the designated transferee or transferees.

The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.

The Depositor, the Servicer and the Trustee and any agent of the Depositor, the Servicer or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Trustee, the Servicer or any such agent shall be affected by any notice to the contrary.

On any Distribution Date following the date at which the remaining aggregate Principal Balance of the Mortgage Loans is less than 10% of the sum of the aggregate Principal Balance of the Original Mortgage Loans as of the Cut-off Date and the Original Pre-Funded Amounts, the Servicer may purchase, in whole, from the Trust the Mortgage Loans at a purchase price determined as provided in the Agreement. In the event that no such optional termination occurs, the obligations and responsibilities created by the Agreement will terminate upon notice to the Trustee upon the earliest of (i) the Distribution Date on which the Certificate Principal Balances of the Regular Certificates have been reduced to zero, (ii) the final payment or other liquidation of the last Mortgage Loan in the Trust, (iii) the optional purchase by the Servicer of the Mortgage Loans as described in the Agreement and (iv) the
Distribution Date in December 2035.

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

 

 

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto

	
             
 

 (Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

	
             
 

 

Dated:_________________

 

 

 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

	
            Distributions shall be made, by wire transfer or otherwise, in immediately available 
 
	
            funds to
 	
             
 
	
             
 
	
            for the account of
 	
             
 
	
            account number
 	
             
 	
            or, if mailed by check, to
 
	
             
 
	
            Applicable statements should be mailed to
 	
             
 
	
             
 
	
             
 
	
            This information is provided by
 	
             
 
	
            assignee named above, or
 	
             
 
	
            its agent.
 	
             
 
								

 

 

 

EXHIBIT A-18

FORM OF CLASS C CERTIFICATES

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “ACT”). ANY RESALE OR TRANSFER OF THIS CERTIFICATE WITHOUT REGISTRATION THEREOF UNDER THE ACT MAY ONLY BE MADE IN A TRANSACTION EXEMPTED FROM THE REGISTRATION REQUIREMENTS OF THE ACT AND IN ACCORDANCE WITH THE PROVISIONS OF THE AGREEMENT REFERRED TO HEREIN.

THIS CERTIFICATE IS SUBORDINATE TO THE CLASS I-A-1 CERTIFICATES, THE CLASS I-A-2 CERTIFICATES, THE CLASS II-A-1 CERTIFICATES, THE CLASS II-A-2, THE CLASS II-A-3 CERTIFICATES, THE CLASS II-A-4 CERTIFICATES, THE CLASS A-6 CERTIFICATES, THE CLASS M-1 CERTIFICATES, THE CLASS M-2 CERTIFICATES, THE CLASS M-3 CERTIFICATES, THE CLASS M-4 CERTIFICATES, THE CLASS M-5 CERTIFICATES, THE CLASS M-6 CERTIFICATES, THE CLASS M-7 CERTIFICATES, THE CLASS M-8 CERTIFICATES, THE CLASS M-9 CERTIFICATES, THE CLASS M-10 CERTIFICATES AND THE CLASS M-11 CERTIFICATES TO THE EXTENT DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE "ACT").  ANY RESALE OR TRANSFER OF THIS CERTIFICATE WITHOUT REGISTRATION THEREOF UNDER THE ACT MAY ONLY BE MADE IN A TRANSACTION EXEMPTED FROM THE REGISTRATION REQUIREMENTS OF THE ACT AND IN ACCORDANCE WITH THE PROVISIONS OF THE AGREEMENT REFERRED TO HEREIN.

NO TRANSFER OF THIS CERTIFICATE TO AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (EACH A “PLAN”) SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”), SHALL BE MADE EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.

 

 

	
            Certificate No.
 	
            :
 	
            1
 
	
            Cut-off Date
 	
            :
 	
            November 1, 2005
 
	
            First Distribution Date
 	
            :
 	
            December 27, 2005
 
	
            Initial Certificate Principal Balance

of this Certificate (“Denomination”)
 	
            :
 	
            $ 15,592,834.39
 
	
            Original Class Certificate

Principal Balance of this Class
 	
            :
 	
            $ 15,592,834.39
 
	
            Percentage Interest
 	
            :
 	
            100.00%
 
	
            Class
 	
            :
 	
            C
 

 

 

 

Soundview Home Loan Trust 2005-OPT4

Asset-Backed Certificates,

Series 2005-OPT4

CLASS C

evidencing the Percentage Interest in the distributions allocable to the Certificates of the above-referenced Class with respect to the Trust consisting of first lien adjustable rate and fixed rate mortgage loans (the “Mortgage Loans”)

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class C Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class C Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicer, or the Trustee referred to below or any of their respective affiliates.

This certifies that GREENWICH CAPITAL MARKETS, INC. is the registered owner of the Percentage Interest evidenced by this Class C Certificate (obtained by dividing the Denomination of this Class C Certificate by the Original Class Certificate Principal Balance) in certain distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Option One Mortgage Corporation, as servicer (the “Servicer”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Class C Certificate is
issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class C Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

No transfer of a Certificate of this Class shall be made unless such transfer is made pursuant to an effective registration statement under the Act and any applicable state securities laws or is exempt from the registration requirements under said Act and such laws. In the event that a transfer is to be made in reliance upon an exemption from the Act and such laws, in order to assure compliance with the Act and such laws, the Certificateholder desiring to effect such transfer and such Certificateholder’s prospective transferee shall each certify to the Trustee and the Depositor in writing the facts surrounding the transfer. In the event that such a transfer is not to be made pursuant to Rule 144A of the Act, there shall be delivered to the Trustee and the Depositor of an Opinion of Counsel that such transfer may be made pursuant to an exemption from the Act, which Opinion of Counsel
shall not be obtained at the expense of the Trustee, the Servicer or the Depositor; or there shall be delivered to the Trustee and the Depositor a transferor certificate by the transferor and an investment letter shall be executed by the transferee. The Holder hereof desiring to effect such transfer shall, and does hereby agree to, indemnify the Trustee and the Depositor against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws.

 

No transfer of this Certificate to a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any person using Plan 

 

Assets to acquire this Certificate shall be made except in accordance with Section 5.02(d) of the Agreement.

Reference is hereby made to the further provisions of this Class C Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class C Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

 

 

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: November __, 2005

	
            SOUNDVIEW HOME LOAN TRUST 2005-OPT4
 
 
 DEUTSCHE BANK NATIONAL TRUST COMPANY, not in its individual capacity, but solely as Trustee
 
	
             
 	
             
 
	
            By:
 	
             
 

 

This is one of the Certificates referenced

in the within-mentioned Agreement

 

By:__________________________________________

Authorized Signatory of

Deutsche Bank National Trust Company,

as Trustee

 

 

[Reverse of Class C Certificate]

Soundview Home Loan Trust 2005-OPT4

Asset-Backed Certificates,

SERIES 2005-OPT4

This Certificate is one of a duly authorized issue of Certificates designated as Soundview Home Loan Trust 2005-OPT4, Asset-Backed Certificates, Series 2005-OPT4 (herein collectively called the “Certificates”), and representing a beneficial ownership interest in the Trust created by the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Distribution Account for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced thereby, and the rights, duties and immunities of the Trustee.

Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, then the Business Day immediately following such Distribution Date (the “Distribution Date”), commencing on the first Distribution Date specified on the face hereof, to the Person in whose name this Certificate is registered at the close of business on the applicable Record Date in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to Holders of Certificates of the Class to which this Certificate belongs on such Distribution Date pursuant to the Agreement.

Distributions on this Certificate shall be made by check or money order mailed to the address of the person entitled thereto as it appears on the Certificate Register or by wire transfer or otherwise, as set forth in the Agreement. The final distribution on each Certificate will be made in like manner, but only upon presentment and surrender of such Certificate at the office of the Trustee or the Trustee’s agent specified in the notice to Certificateholders of such final distribution.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Trustee and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Servicer and the Trustee and of Holders of the requisite percentage of the Percentage Interests of each Class of Certificates affected by such amendment, as specified in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange therefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register of the Certificate Registrar 

 

 

 

upon surrender of this Certificate for registration of transfer at the offices or agencies of the Trustee as provided in the Pooling and Servicing Agreement accompanied by a written instrument of transfer in form satisfactory to the Trustee and the Certificate Registrar duly executed by the holder hereof or such holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest in the Trust will be issued to the designated transferee or transferees.

The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.

The Depositor, the Servicer and the Trustee and any agent of the Depositor, the Servicer or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Trustee, the Servicer or any such agent shall be affected by any notice to the contrary.

On any Distribution Date following the date at which the remaining aggregate Principal Balance of the Mortgage Loans is less than 10% of the sum of the aggregate Principal Balance of the Original Mortgage Loans as of the Cut-off Date and the Original Pre-Funded Amounts, the Servicer may purchase, in whole, from the Trust the Mortgage Loans at a purchase price determined as provided in the Agreement. In the event that no such optional termination occurs, the obligations and responsibilities created by the Agreement will terminate upon notice to the Trustee upon the earliest of (i) the Distribution Date on which the Certificate Principal Balances of the Regular Certificates have been reduced to zero, (ii) the final payment or other liquidation of the last Mortgage Loan in the Trust, (iii) the optional purchase by the Servicer of the Mortgage Loans as described in the Agreement and (iv) the
Distribution Date in December 2035.

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

 

 

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto

	
             
 

 (Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

	
             
 

 

Dated:_________________

 

 

 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

	
            Distributions shall be made, by wire transfer or otherwise, in immediately available 
 
	
            funds to
 	
             
 
	
             
 
	
            for the account of
 	
             
 
	
            account number
 	
             
 	
            or, if mailed by check, to
 
	
             
 
	
            Applicable statements should be mailed to
 	
             
 
	
             
 
	
             
 
	
            This information is provided by
 	
             
 
	
            assignee named above, or
 	
             
 
	
            its agent.
 	
             
 
								

 

 

 

EXHIBIT A-19

FORM OF CLASS P CERTIFICATE

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “ACT”). ANY RESALE OR TRANSFER OF THIS CERTIFICATE WITHOUT REGISTRATION THEREOF UNDER THE ACT MAY ONLY BE MADE IN A TRANSACTION EXEMPTED FROM THE REGISTRATION REQUIREMENTS OF THE ACT AND IN ACCORDANCE WITH THE PROVISIONS OF THE AGREEMENT REFERRED TO HEREIN.

NO TRANSFER OF THIS CERTIFICATE TO AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (EACH A “PLAN”) SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”), SHALL BE MADE EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.

 

	
            Certificate No.
 	
            :
 	
            1
 
	
            Cut-off Date
 	
            :
 	
            November 1, 2005
 
	
            First Distribution Date
 	
            :
 	
            December 27, 2005
 
	
            Initial Certificate Principal Balance

of this Certificate (“Denomination”)
 	
            :
 	
            $100.00
 
	
            Original Class Certificate

Principal Balance of this Class
 	
            :
 	
            $100.00
 
	
            Percentage Interest
 	
            :
 	
            100.00%
 
	
            Class
 	
            :
 	
            P
 

 

 

 

Soundview Home Loan Trust 2005-OPT4

Asset-Backed Certificates,

Series 2005-OPT4

CLASS P

evidencing the Percentage Interest in the distributions allocable to  the Certificates of the above-referenced Class with respect to the Trust consisting of first lien adjustable rate and fixed rate mortgage loans (the  “Mortgage Loans”)

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class P Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class P Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicer, or the Trustee referred to below or any of their respective affiliates.

This certifies that GREENWICH CAPITAL MARKETS, INC. is the registered owner of the Percentage Interest evidenced by this Class P Certificate (obtained by dividing the Denomination of this Class P Certificate by the Original Class Certificate Principal Balance) in certain distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Option One Mortgage Corporation, as servicer (the “Servicer”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Class P Certificate is
issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class P Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

This Certificate does not have a pass-through rate and will be entitled to distributions only to the extent set forth in the Agreement.

No transfer of a Certificate of this Class shall be made unless such transfer is made pursuant to an effective registration statement under the Act and any applicable state securities laws or is exempt from the registration requirements under said Act and such laws. In the event that a transfer is to be made in reliance upon an exemption from the Act and such laws, in order to assure compliance with the Act and such laws, the Certificateholder desiring to effect such transfer and such Certificateholder’s prospective transferee shall each certify to the Trustee and the Depositor in writing the facts surrounding the transfer. In the event that such a transfer is not to be made pursuant to Rule 144A of the Act, there shall be delivered to the Trustee and the Depositor of an Opinion of Counsel that such transfer may be made pursuant to an exemption from the Act, which Opinion of Counsel
shall not be obtained at the expense of the Trustee, the Servicer or the Depositor; or there shall be delivered to the Trustee and the Depositor a transferor certificate by the transferor and an investment letter shall be executed by the transferee. The Holder hereof desiring to effect such transfer shall, and does hereby agree to, indemnify the Trustee and the Depositor against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws.

 

 

No transfer of this Certificate to a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any person using Plan Assets to acquire this Certificate shall be made except in accordance with Section 5.02(d) of the Agreement.

Reference is hereby made to the further provisions of this Class P Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class P Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

 

 

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: November __, 2005

	
            SOUNDVIEW HOME LOAN TRUST 2005-OPT4
 
 
 DEUTSCHE BANK NATIONAL TRUST COMPANY, not in its individual capacity, but solely as Trustee
 
	
             
 	
             
 
	
            By:
 	
             
 

 

This is one of the Certificates referenced

in the within-mentioned Agreement

 

By:__________________________________________

Authorized Signatory of

Deutsche Bank National Trust Company,

as Trustee

 

 

[Reverse of Class P Certificate]

Soundview Home Loan Trust 2005-OPT4

Asset-Backed Certificates,

SERIES 2005-OPT4

This Certificate is one of a duly authorized issue of Certificates designated as Soundview Home Loan Trust 2005-OPT4, Asset-Backed Certificates, Series 2005-OPT4 (herein collectively called the “Certificates”), and representing a beneficial ownership interest in the Trust created by the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Distribution Account for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced thereby, and the rights, duties and immunities of the Trustee.

Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, then the Business Day immediately following such Distribution Date (the “Distribution Date”), commencing on the first Distribution Date specified on the face hereof, to the Person in whose name this Certificate is registered at the close of business on the applicable Record Date in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to Holders of Certificates of the Class to which this Certificate belongs on such Distribution Date pursuant to the Agreement.

Distributions on this Certificate shall be made by check or money order mailed to the address of the person entitled thereto as it appears on the Certificate Register or by wire transfer or otherwise, as set forth in the Agreement. The final distribution on each Certificate will be made in like manner, but only upon presentment and surrender of such Certificate at the office of the Trustee or the Trustee’s agent specified in the notice to Certificateholders of such final distribution.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Trustee and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Servicer and the Trustee and of Holders of the requisite percentage of the Percentage Interests of each Class of Certificates affected by such amendment, as specified in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange therefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

 

 

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register of the Certificate Registrar upon surrender of this Certificate for registration of transfer at the offices or agencies of the Trustee as provided in the Pooling and Servicing Agreement accompanied by a written instrument of transfer in form satisfactory to the Trustee and the Certificate Registrar duly executed by the holder hereof or such holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest in the Trust will be issued to the designated transferee or transferees.

The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.

The Depositor, the Servicer and the Trustee and any agent of the Depositor, the Servicer or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Trustee, the Servicer or any such agent shall be affected by any notice to the contrary.

On any Distribution Date following the date at which the remaining aggregate Principal Balance of the Mortgage Loans is less than 10% of the sum of the aggregate Principal Balance of the Original Mortgage Loans as of the Cut-off Date and the Original Pre-Funded Amounts, the Servicer may purchase, in whole, from the Trust the Mortgage Loans at a purchase price determined as provided in the Agreement. In the event that no such optional termination occurs, the obligations and responsibilities created by the Agreement will terminate upon notice to the Trustee upon the earliest of (i) the Distribution Date on which the Certificate Principal Balances of the Regular Certificates have been reduced to zero, (ii) the final payment or other liquidation of the last Mortgage Loan in the Trust, (iii) the optional purchase by the Servicer of the Mortgage Loans as described in the Agreement and (iv) the
Distribution Date in December 2035.

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

 

 

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto

	
             
 

 (Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

	
             
 

 

Dated:_________________

 

 

 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

	
            Distributions shall be made, by wire transfer or otherwise, in immediately available 
 
	
            funds to
 	
             
 
	
             
 
	
            for the account of
 	
             
 
	
            account number
 	
             
 	
            or, if mailed by check, to
 
	
             
 
	
            Applicable statements should be mailed to
 	
             
 
	
             
 
	
             
 
	
            This information is provided by
 	
             
 
	
            assignee named above, or
 	
             
 
	
            its agent.
 	
             
 
								

 

 

 

EXHIBIT A-20

FORM OF CLASS R CERTIFICATE

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “RESIDUAL INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “ACT”). ANY RESALE OR TRANSFER OF THIS CERTIFICATE WITHOUT REGISTRATION THEREOF UNDER THE ACT MAY ONLY BE MADE IN A TRANSACTION EXEMPTED FROM THE REGISTRATION REQUIREMENTS OF THE ACT AND IN ACCORDANCE WITH THE PROVISIONS OF THE AGREEMENT REFERRED TO HEREIN.

THIS CLASS R CERTIFICATE HAS NO PRINCIPAL BALANCE, DOES NOT BEAR INTEREST AND WILL NOT RECEIVE ANY DISTRIBUTIONS EXCEPT AS PROVIDED HEREIN.

NEITHER THIS CERTIFICATE NOR ANY INTEREST HEREIN MAY BE TRANSFERRED UNLESS THE PROPOSED TRANSFEREE DELIVERS TO THE TRUSTEE A TRANSFER AFFIDAVIT IN ACCORDANCE WITH THE PROVISIONS OF THE AGREEMENT REFERRED TO HEREIN.

NO TRANSFER OF THIS CERTIFICATE TO AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (EACH A “PLAN”) SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”), SHALL BE MADE EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.

 

	
            Certificate No.
 	
            :
 	
            1
 
	
            Cut-off Date
 	
            :
 	
            November 1, 2005
 
	
            First Distribution Date
 	
            :
 	
            December 27, 2005
 
	
            Percentage Interest
 	
            :
 	
            100.00%
 
	
            Class
 	
            :
 	
            R
 

 

 

 

Soundview Home Loan Trust 2005-OPT4

Asset-Backed Certificates,

Series 2005-OPT4

CLASS R

evidencing the Percentage Interest in the distributions allocable to  the Certificates of the above-referenced Class with respect to the Trust consisting primarily of a pool of first lien adjustable rate and fixed rate  mortgage loans (the “Mortgage Loans”)

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

This Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicer or the Trustee referred to below or any of their respective affiliates.

This certifies that GREENWICH CAPITAL MARKETS, INC. is the registered owner of the Percentage Interest evidenced by this Certificate specified above in the interest represented by all Certificates of the Class to which this Certificate belongs in a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Option One Mortgage Corporation, as servicer (the “Servicer”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

This Certificate does not have a principal balance or pass-through rate and will be entitled to distributions only to the extent set forth in the Agreement. In addition, any distribution of the proceeds of any remaining assets of the Trust will be made only upon presentment and surrender of this Certificate at the Office or the office or agency maintained by the Trustee.

No transfer of a Certificate of this Class shall be made unless such transfer is made pursuant to an effective registration statement under the Act and any applicable state securities laws or is exempt from the registration requirements under said Act and such laws. In the event that a transfer is to be made in reliance upon an exemption from the Act and such laws, in order to assure compliance with the Act and such laws, the Certificateholder desiring to effect such transfer and such Certificateholder’s prospective transferee shall each certify to the Trustee and the Depositor in writing the facts surrounding the transfer. In the event that such a transfer is not to be made pursuant to Rule 144A of the Act, there shall be delivered to the Trustee and the Depositor of an Opinion of Counsel that such transfer may be made pursuant to an exemption from the Act, which Opinion of Counsel
shall not be obtained at the expense of the Trustee, the Servicer or the Depositor; or there shall be delivered to the Trustee and the Depositor a transferor certificate by the transferor and an investment letter shall be executed by the transferee. The Holder hereof desiring to effect such transfer shall, and does hereby agree to, indemnify the Trustee and the Depositor against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws.

 

 

No transfer of this Certificate to a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any person using Plan Assets to acquire this Certificate shall be made except in accordance with Section 5.02(d) of the Agreement.

Each Holder of this Certificate will be deemed to have agreed to be bound by the restrictions of the Agreement, including but not limited to the restrictions that (i) each person holding or acquiring any Ownership Interest in this Certificate must be a Permitted Transferee, (ii) no Ownership Interest in this Certificate may be transferred without delivery to the Trustee of (a) a transfer affidavit of the proposed transferee and (b) a transfer certificate of the transferor, each of such documents to be in the form described in the Agreement, (iii) each person holding or acquiring any Ownership Interest in this Certificate must agree to require a transfer affidavit and to deliver a transfer certificate to the Trustee as required pursuant to the Agreement, (iv) each person holding or acquiring an Ownership Interest in this Certificate must agree not to transfer an Ownership Interest in this
Certificate if it has actual knowledge that the proposed transferee is not a Permitted Transferee and (v) any attempted or purported transfer of any Ownership Interest in this Certificate in violation of such restrictions will be absolutely null and void and will vest no rights in the purported transferee. Pursuant to the Agreement, The Trustee will provide the Internal Revenue Service and any pertinent persons with the information needed to compute the tax imposed under the applicable tax laws on transfers of residual interests to disqualified organizations, if any person other than a Permitted Transferee acquires an Ownership Interest on a Class R Certificate in violation of the restrictions mentioned above.

Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized officer of the Trustee.

 

 

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: November __, 2005

	
            SOUNDVIEW HOME LOAN TRUST 2005-OPT4
 
 
 DEUTSCHE BANK NATIONAL TRUST COMPANY, not in its individual capacity, but solely as Trustee
 
	
             
 	
             
 
	
            By:
 	
             
 

 

This is one of the Certificates referenced

in the within-mentioned Agreement

 

By:__________________________________________

Authorized Signatory of

Deutsche Bank National Trust Company,

as Trustee

 

 

[Reverse of Class R Certificate]

Soundview Home Loan Trust 2005-OPT4

Asset-Backed Certificates,

SERIES 2005-OPT4

This Certificate is one of a duly authorized issue of Certificates designated as Soundview Home Loan Trust 2005-OPT4 Asset-Backed Certificates, Series 2005-OPT4 (herein collectively called the “Certificates”), and representing a beneficial ownership interest in the Trust created by the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Distribution Account for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced thereby, and the rights, duties and immunities of the Trustee.

Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, then the Business Day immediately following such Distribution Date (the “Distribution Date”), commencing on the first Distribution Date specified on the face hereof, to the Person in whose name this Certificate is registered at the close of business on the applicable Record Date in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to Holders of Certificates of the Class to which this Certificate belongs on such Distribution Date pursuant to the Agreement.

Distributions on this Certificate shall be made by check or money order mailed to the address of the person entitled thereto as it appears on the Certificate Register or by wire transfer or otherwise, as set forth in the Agreement. The final distribution on each Certificate will be made in like manner, but only upon presentment and surrender of such Certificate at the office of the Trustee or the Trustee’s agent specified in the notice to Certificateholders of such final distribution.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Trustee and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Servicer and the Trustee and of Holders of the requisite percentage of the Percentage Interests of each Class of Certificates affected by such amendment, as specified in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange therefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

 

 

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register of the Certificate Registrar upon surrender of this Certificate for registration of transfer at the offices or agencies of the Trustee as provided in the Pooling and Servicing Agreement accompanied by a written instrument of transfer in form satisfactory to the Trustee and the Certificate Registrar duly executed by the holder hereof or such holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest in the Trust will be issued to the designated transferee or transferees.

The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.

The Depositor, the Servicer and the Trustee and any agent of the Depositor, the Servicer or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Trustee, the Servicer or any such agent shall be affected by any notice to the contrary.

On any Distribution Date following the date at which the remaining aggregate Principal Balance of the Mortgage Loans is less than 10% of the sum of the aggregate Principal Balance of the Original Mortgage Loans as of the Cut-off Date and the Original Pre-Funded Amounts, the Servicer may purchase, in whole, from the Trust the Mortgage Loans at a purchase price determined as provided in the Agreement. In the event that no such optional termination occurs, the obligations and responsibilities created by the Agreement will terminate upon notice to the Trustee upon the earliest of (i) the Distribution Date on which the Certificate Principal Balances of the Regular Certificates have been reduced to zero, (ii) the final payment or other liquidation of the last Mortgage Loan in the Trust, (iii) the optional purchase by the Servicer of the Mortgage Loans as described in the Agreement and (iv) the
Distribution Date in December 2035.

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

 

 

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto

	
             
 

 (Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

	
             
 

 

Dated:_________________

 

 

 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

	
            Distributions shall be made, by wire transfer or otherwise, in immediately available 
 
	
            funds to
 	
             
 
	
             
 
	
            for the account of
 	
             
 
	
            account number
 	
             
 	
            or, if mailed by check, to
 
	
             
 
	
            Applicable statements should be mailed to
 	
             
 
	
             
 
	
             
 
	
            This information is provided by
 	
             
 
	
            assignee named above, or
 	
             
 
	
            its agent.
 	
             
 
								

 

 

 

EXHIBIT A-21

FORM OF CLASS R-X CERTIFICATES

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “RESIDUAL INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “ACT”). ANY RESALE OR TRANSFER OF THIS CERTIFICATE WITHOUT REGISTRATION THEREOF UNDER THE ACT MAY ONLY BE MADE IN A TRANSACTION EXEMPTED FROM THE REGISTRATION REQUIREMENTS OF THE ACT AND IN ACCORDANCE WITH THE PROVISIONS OF THE AGREEMENT REFERRED TO HEREIN.

THIS CLASS R-X CERTIFICATE HAS NO PRINCIPAL BALANCE, DOES NOT BEAR INTEREST AND WILL NOT RECEIVE ANY DISTRIBUTIONS EXCEPT AS PROVIDED HEREIN.

NEITHER THIS CERTIFICATE NOR ANY INTEREST HEREIN MAY BE TRANSFERRED UNLESS THE PROPOSED TRANSFEREE DELIVERS TO THE TRUSTEE A TRANSFER AFFIDAVIT IN ACCORDANCE WITH THE PROVISIONS OF THE AGREEMENT REFERRED TO HEREIN.

NO TRANSFER OF THIS CERTIFICATE TO AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (EACH A “PLAN”) SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”), SHALL BE MADE EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.

 

	
            Certificate No.
 	
            :
 	
            1
 
	
            Cut-off Date
 	
            :
 	
            November 1, 2005
 
	
            First Distribution Date
 	
            :
 	
            December 27, 2005
 
	
            Percentage Interest
 	
            :
 	
            100.00%
 
	
            Class
 	
            :
 	
            R-X
 

 

 

 

Soundview Home Loan Trust 2005-OPT4

Asset-Backed Certificates,

Series 2005-OPT4

CLASS R-X

evidencing the Percentage Interest in the distributions allocable to  the Certificates of the above-referenced Class with respect to the Trust consisting primarily of a pool of first lien adjustable rate and fixed rate  mortgage loans (the “Mortgage Loans”)

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

This Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicer or the Trustee referred to below or any of their respective affiliates.

This certifies that GREENWICH CAPITAL MARKETS, INC. is the registered owner of the Percentage Interest evidenced by this Certificate specified above in the interest represented by all Certificates of the Class to which this Certificate belongs in a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Option One Mortgage Corporation, as servicer (the “Servicer”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

This Certificate does not have a principal balance or pass-through rate and will be entitled to distributions only to the extent set forth in the Agreement. In addition, any distribution of the proceeds of any remaining assets of the Trust will be made only upon presentment and surrender of this Certificate at the Office or the office or agency maintained by the Trustee.

No transfer of a Certificate of this Class shall be made unless such transfer is made pursuant to an effective registration statement under the Act and any applicable state securities laws or is exempt from the registration requirements under said Act and such laws. In the event that a transfer is to be made in reliance upon an exemption from the Act and such laws, in order to assure compliance with the Act and such laws, the Certificateholder desiring to effect such transfer and such Certificateholder’s prospective transferee shall each certify to the Trustee and the Depositor in writing the facts surrounding the transfer. In the event that such a transfer is not to be made pursuant to Rule 144A of the Act, there shall be delivered to the Trustee and the Depositor of an Opinion of Counsel that such transfer may be made pursuant to an exemption from the Act, which Opinion of Counsel
shall not be obtained at the expense of the Trustee, the Servicer or the Depositor; or there shall be delivered to the Trustee and the Depositor a transferor certificate by the transferor and an investment letter shall be executed by the transferee. The Holder hereof desiring to effect such transfer shall, and does hereby agree to, indemnify the Trustee and the Depositor against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws.

 

 

No transfer of this Certificate to a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any person using Plan Assets to acquire this Certificate shall be made except in accordance with Section 5.02(d) of the Agreement.

Each Holder of this Certificate will be deemed to have agreed to be bound by the restrictions of the Agreement, including but not limited to the restrictions that (i) each person holding or acquiring any Ownership Interest in this Certificate must be a Permitted Transferee, (ii) no Ownership Interest in this Certificate may be transferred without delivery to the Trustee of (a) a transfer affidavit of the proposed transferee and (b) a transfer certificate of the transferor, each of such documents to be in the form described in the Agreement, (iii) each person holding or acquiring any Ownership Interest in this Certificate must agree to require a transfer affidavit and to deliver a transfer certificate to the Trustee as required pursuant to the Agreement, (iv) each person holding or acquiring an Ownership Interest in this Certificate must agree not to transfer an Ownership Interest in this
Certificate if it has actual knowledge that the proposed transferee is not a Permitted Transferee and (v) any attempted or purported transfer of any Ownership Interest in this Certificate in violation of such restrictions will be absolutely null and void and will vest no rights in the purported transferee. Pursuant to the Agreement, The Trustee will provide the Internal Revenue Service and any pertinent persons with the information needed to compute the tax imposed under the applicable tax laws on transfers of residual interests to disqualified organizations, if any person other than a Permitted Transferee acquires an Ownership Interest on a Class R-X Certificate in violation of the restrictions mentioned above.

Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized officer of the Trustee.

 

 

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: November __, 2005

	
            SOUNDVIEW HOME LOAN TRUST 2005-OPT4
 
 
 DEUTSCHE BANK NATIONAL TRUST COMPANY, not in its individual capacity, but solely as Trustee
 
	
             
 	
             
 
	
            By:
 	
             
 

 

This is one of the Certificates referenced

in the within-mentioned Agreement

 

By:__________________________________________

Authorized Signatory of

Deutsche Bank National Trust Company,

as Trustee

 

 

[Reverse of Class R-X Certificate]

Soundview Home Loan Trust 2005-OPT4

Asset-Backed Certificates,

SERIES 2005-OPT4

This Certificate is one of a duly authorized issue of Certificates designated as Soundview Home Loan Trust 2005-OPT4, Asset-Backed Certificates, Series 2005-OPT4 (herein collectively called the “Certificates”), and representing a beneficial ownership interest in the Trust created by the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Distribution Account for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced thereby, and the rights, duties and immunities of the Trustee.

Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, then the Business Day immediately following such Distribution Date (the “Distribution Date”), commencing on the first Distribution Date specified on the face hereof, to the Person in whose name this Certificate is registered at the close of business on the applicable Record Date in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to Holders of Certificates of the Class to which this Certificate belongs on such Distribution Date pursuant to the Agreement.

Distributions on this Certificate shall be made by check or money order mailed to the address of the person entitled thereto as it appears on the Certificate Register or by wire transfer or otherwise, as set forth in the Agreement. The final distribution on each Certificate will be made in like manner, but only upon presentment and surrender of such Certificate at the office of the Trustee or the Trustee’s agent specified in the notice to Certificateholders of such final distribution.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Trustee and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Servicer and the Trustee and of Holders of the requisite percentage of the Percentage Interests of each Class of Certificates affected by such amendment, as specified in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange therefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

 

 

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register of the Certificate Registrar upon surrender of this Certificate for registration of transfer at the offices or agencies of the Trustee as provided in the Pooling and Servicing Agreement accompanied by a written instrument of transfer in form satisfactory to the Trustee and the Certificate Registrar duly executed by the holder hereof or such holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest in the Trust will be issued to the designated transferee or transferees.

The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.

The Depositor, the Servicer and the Trustee and any agent of the Depositor, the Servicer or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Trustee, the Servicer or any such agent shall be affected by any notice to the contrary.

On any Distribution Date following the date at which the remaining aggregate Principal Balance of the Mortgage Loans is less than 10% of the sum of the aggregate Principal Balance of the Original Mortgage Loans as of the Cut-off Date and the Original Pre-Funded Amounts, the Servicer may purchase, in whole, from the Trust the Mortgage Loans at a purchase price determined as provided in the Agreement. In the event that no such optional termination occurs, the obligations and responsibilities created by the Agreement will terminate upon notice to the Trustee upon the earliest of (i) the Distribution Date on which the Certificate Principal Balances of the Regular Certificates have been reduced to zero, (ii) the final payment or other liquidation of the last Mortgage Loan in the Trust, (iii) the optional purchase by the Servicer of the Mortgage Loans as described in the Agreement and (iv) the
Distribution Date in December 2035.

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

 

 

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto

	
             
 

 (Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

	
             
 

 

Dated:_________________

 

 

 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

	
            Distributions shall be made, by wire transfer or otherwise, in immediately available 
 
	
            funds to
 	
             
 
	
             
 
	
            for the account of
 	
             
 
	
            account number
 	
             
 	
            or, if mailed by check, to
 
	
             
 
	
            Applicable statements should be mailed to
 	
             
 
	
             
 
	
             
 
	
            This information is provided by
 	
             
 
	
            assignee named above, or
 	
             
 
	
            its agent.
 	
             
 
								

 

 

 

 

 

 

              EXHIBIT B

              [RESERVED]

               

               

              EXHIBIT C

              FORM OF MORTGAGE LOAN PURCHASE AGREEMENT

               

              

OPTION ONE MORTGAGE CORPORATION,

as Originator and Seller

OPTION ONE OWNER TRUST 2001-1A,

 

OPTION ONE OWNER TRUST 2001-1B,

OPTION ONE OWNER TRUST 2001-2,

OPTION ONE OWNER TRUST 2002-3,

OPTION ONE OWNER TRUST 2003-4,

OPTION ONE OWNER TRUST 2003-5,

OPTION ONE OWNER TRUST 2005-6,

OPTION ONE OWNER TRUST 2005-7,

OPTION ONE OWNER TRUST 2005-8

 

as Sellers

and

 

FINANCIAL ASSET SECURITIES CORP.,

as Purchaser

 

MORTGAGE LOAN PURCHASE AGREEMENT

 

Dated as of November 22, 2005

 

Adjustable-Rate and Fixed-Rate Mortgage Loans

Soundview Home Loan Trust 2005-OPT4

 

 

Table of Contents

	
            ARTICLE I.
 
	
             
 
	
            DEFINITIONS
 
	
             
 
	
            Section 1.01
 	
            Definitions
 
	
             
 	
             
 
	
            ARTICLE II.
 
	
             
 
	
            SALE OF MORTGAGE LOANS; PAYMENT OF PURCHASE PRICE
 
	
             
 
	
            Section 2.01
 	
            Sale of Mortgage Loans
 
	
            Section 2.02
 	
            Obligations of the Seller and Seller Upon Sale
 
	
            Section 2.03
 	
            Payment of Purchase Price for the Mortgage Loans.
 
	
             
 	
             
 
	
            ARTICLE III.
 
	
             
 
	
            REPRESENTATIONS AND WARRANTIES; REMEDIES FOR BREACH
 
	
             
 
	
            Section 3.01
 	
            Seller Representations and Warranties Relating to the Mortgage Loans.
 
	
            Section 3.02
 	
            Seller Representations and Warranties Relating to the Seller
 
	
            Section 3.03
 	
            Remedies for Breach of Representations and Warranties
 
	
             
 	
             
 
	
            ARTICLE IV.
 
	
             
 
	
            SELLER’S COVENANTS
 
	
             
 
	
            Section 4.01
 	
            Covenants of the Seller
 
	
             
 	
             
 
	
            ARTICLE V.
 
	
             
 
	
            INDEMNIFICATION WITH RESPECT TO THE MORTGAGE LOANS
 
	
             
 
	
            Section 5.01
 	
            Indemnification.
 
	
             
 	
             
 
	
            ARTICLE VI.
 
	
             
 
	
            TERMINATION
 
	
             
 
	
            Section 6.01
 	
            Termination
 
	
             
 	
             
 
	
            ARTICLE VII.
 
	
             
 
	
            MISCELLANEOUS PROVISIONS
 
	
             
 
	
            Section 7.01
 	
            Amendment
 
	
            Section 7.02
 	
            Governing Law
 
	
            Section 7.03
 	
            Notices
 
	
            Section 7.04
 	
            Severability of Provisions
 
	
            Section 7.05
 	
            Counterparts
 
	
            Section 7.06
 	
            Further Agreements
 
	
            Section 7.07
 	
            Intention of the Parties
 
	
            Section 7.08
 	
            Successors and Assigns; Assignment of Purchase Agreement
 
	
            Section 7.09
 	
            Survival
 
	
            Section 7.10
 	
            Owner Trustee
 

 

 

 

MORTGAGE LOAN PURCHASE AGREEMENT, dated as of November 22, 2005 (the “Agreement”), among Option One Mortgage Corporation (the “Originator”), Option One Owner Trust 2001-1A (“Seller Trust 1A”), Option One Owner Trust 2001-1B (“Seller Trust 1B”), Option One Owner Trust 2001-2 (“Seller Trust 2”), Option One Owner Trust 2002-3 (“Seller Trust 3”), Option One Owner Trust 2003-4 (“Seller Trust 4”), Option One Owner Trust 2003-5 (“Seller Trust 5”), Option One Owner Trust 2005-6 (“Seller Trust 6”), Option One Owner Trust 2005-7 (“Seller Trust 7”) and Option One Owner Trust 2005-8 (“Seller Trust 2005-8); each of Seller Trust 1A, Seller Trust 1B, Seller Trust 2, Seller Trust 3, Seller Trust 4, Seller Trust 5, Seller Trust 6, Seller Trust 7 and Seller Trust 8, a “Seller
Trust” and collectively the “Seller Trusts”) (the Originator and each Seller Trust a “Seller” and collectively the “Sellers”) and Financial Asset Securities Corp. (the “Purchaser”).

WITNESSETH

WHEREAS, each Seller is the owner of (a) the notes or other evidence of indebtedness (the “Mortgage Notes”) so indicated on the applicable Schedule hereto referred to below and (b) the other documents or instruments constituting the Mortgage File (collectively, the “Mortgage Loans”); and

WHEREAS, the Sellers, as of the date hereof, own the mortgages (the “Mortgages”) on the properties (the “Mortgaged Properties”) securing such Mortgage Loans, including rights to (a) any property acquired by foreclosure or deed in lieu of foreclosure or otherwise and (b) the proceeds of any insurance policies covering the Mortgage Loans or the Mortgaged Properties or the obligors on the Mortgage Loans; and

WHEREAS, the parties hereto desire that the Sellers sell the Mortgage Loans to the Purchaser pursuant to the terms of this Agreement; and

WHEREAS, each Seller Trust is an indirect subsidiary of the Originator and the Originator is the administrator of each Seller Trust; and

WHEREAS, the Originator originated or acquired the Mortgage Loans and subsequently sold the Mortgage Loans to the applicable Seller Trust; and

WHEREAS, pursuant to the terms of a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Pooling and Servicing Agreement”) among the Purchaser as depositor, the Originator as servicer and Deutsche Bank National Trust Company as trustee (the “Trustee”), the Purchaser will convey the Mortgage Loans to Soundview Home Loan Trust 2005-OPT4 (the “Trust”); and

WHEREAS, the Originator is obligated, in connection with the transactions contemplated by this Agreement, to make certain representations, warranties and covenants with respect to itself and the Mortgage Loans; and

WHEREAS, each Seller Trust is obligated, in connection with the transactions contemplated by this Agreement, to make certain representations, warranties and covenants with respect to itself.

 

 

NOW, THEREFORE, in consideration of the mutual covenants herein contained, the parties hereto agree as follows:

ARTICLE I.

 

DEFINITIONS

Section 1.01      Definitions.  All capitalized terms used but not defined herein and below shall have the meanings assigned thereto in the Pooling and Servicing Agreement.

“ORIGINATOR INFORMATION”: The information contained in the Prospectus Supplement, read either individually or collectively under “SUMMARY OF TERMS—Mortgage Loans,” the first sentence of the fourth bullet point under “RISK FACTORS—Unpredictability of Prepayments and Effect on Yields,” the second sentence under “RISK FACTORS—High Loan-to-Value Ratios Increase Risk of Loss,” the first sentence under “RISK FACTORS—Interest Only Mortgage Loans,” the second sentence of the third bullet point under “RISK FACTORS—Interest Generated by the Mortgage Loans May Be Insufficient to Maintain Overcollateralization,” “THE MORTGAGE POOL,” the first sentence of the seventh paragraph under “YIELD, PREPAYMENT AND MATURITY CONSIDERATIONS” and “THE SELLER.”

 

 

ARTICLE II.

 

SALE OF MORTGAGE LOANS; PAYMENT OF PURCHASE PRICE

Section 2.01     Sale of Mortgage Loans.  The applicable Seller, concurrently with the execution and delivery of this Agreement, does hereby sell, assign, set over, and otherwise convey to the Purchaser, without recourse, (i) all of its right, title and interest in and to each Mortgage Loan, identified on the related Schedule, including the related Cut-off Date Principal Balance, all interest accruing thereon on or after the Cut-off Date and all collections in respect of interest and principal due after the Cut-off Date; (ii) property which secured such Mortgage Loan and which has been acquired by foreclosure or deed in lieu of foreclosure; (iii) its interest in any insurance policies in respect of the Mortgage Loans; and (iv) all proceeds of any of the foregoing.  In addition to the sale of the
Mortgage Loans, the Originator will direct the Trustee to enter into the Interest Rate Swap Agreement and Swap Administration Agreement on behalf of the Trust.

Section 2.02      Obligations of the Originator Upon Sale.  In connection with any transfer pursuant to Section 2.01 hereof, the Originator further agrees, at its own expense on or prior to the Closing Date, (a) to cause its books and records and the books and records of each Seller Trust, to indicate that the Mortgage Loans have been sold to the Purchaser pursuant to this Agreement and (b) to deliver to the Purchaser and the Trustee a computer file containing a true and complete list of all such Mortgage Loans specifying for each such Mortgage Loan, as of the Cut-off Date, (i) its account number and (ii) the Cut-off Date Principal Balance. Such files, which form a part of Exhibit D to the Pooling and Servicing Agreement, shall also be marked as Schedule I-VI to this Agreement and are hereby
incorporated into and made a part of this Agreement.

In connection with any conveyance by the Sellers, the Originator shall on behalf of the Purchaser deliver to, and deposit with the Trustee (or the Custodian on behalf of the Trustee), as assignee of the Purchaser, on or before the Closing Date, the following documents or instruments with respect to each Mortgage Loan:

(i)           the original Mortgage Note, endorsed either (A) in blank, in which case the Trustee shall cause the endorsement to be completed or (B) in the following form: “Pay to the order of Deutsche Bank National Trust Company, as Trustee,” or with respect to any lost Mortgage Note, an original Lost Note Affidavit stating that the original mortgage note was lost, misplaced or destroyed, together with a copy of the related mortgage note; provided, however, that such substitutions of Lost Note Affidavits for original Mortgage Notes may occur only with respect to Mortgage Loans, the aggregate Cut-off Date Principal Balance of which is less than or equal to 1.00% of the Pool
Balance as of the Cut-off Date;

(ii)          the original Mortgage with evidence of recording thereon, and the original recorded power of attorney, if the Mortgage was executed pursuant to a power of attorney, with evidence of recording thereon or, if such Mortgage or power of attorney has been submitted for recording but has not been returned from the applicable public recording office, has been lost or is not otherwise available, a copy of such Mortgage or 

 

power of attorney, as the case may be, certified to be a true and complete copy of the original submitted for recording;

(iii)         an original Assignment of Mortgage, in form and substance acceptable for recording. The Mortgage shall be assigned either (A) in blank, without recourse or (B) to “Deutsche Bank National Trust Company, as Trustee”

(iv)         an original of any intervening assignment of Mortgage showing a complete chain of assignments;

	
             
  	
            (v)
 	
            the original or a certified copy of lender’s title insurance policy; and
 

(vi)         the original or copies of each assumption, modification, written assurance, substitution agreement or guarantee, if any.

The Originator hereby confirms to the Purchaser and the Trustee that it has caused the appropriate entries to be made in its general accounting records to indicate that such Mortgage Loans have been transferred to the Trustee and constitute part of the Trust in accordance with the terms of the Pooling and Servicing Agreement.

If any of the documents referred to in Section 2.02(ii), (iii) or (iv) above has as of the Closing Date been submitted for recording but either (x) has not been returned from the applicable public recording office or (y) has been lost or such public recording office has retained the original of such document, the obligations of the Originator to deliver such documents shall be deemed to be satisfied upon (1) delivery to the Trustee or the Custodian, no later than the Closing Date, of a copy of each such document certified by the Originator in the case of (x) above or the applicable public recording office in the case of (y) above to be a true and complete copy of the original that was submitted for recording and (2) if such copy is certified by the Originator, delivery to the Trustee or the Custodian, promptly upon receipt thereof of either the original or a copy of such document certified
by the applicable public recording office to be a true and complete copy of the original. If the original lender’s title insurance policy, or a certified copy thereof, was not delivered pursuant to Section 2.02(v) above, the Originator shall deliver or cause to be delivered to the Trustee or the Custodian, the original or a copy of a written commitment or interim binder or preliminary report of title issued by the title insurance or escrow company, with the original or a certified copy thereof to be delivered to the Trustee or the Custodian, promptly upon receipt thereof. The Originator shall deliver or cause to be delivered to the Trustee or the Custodian promptly upon receipt thereof any other documents constituting a part of a Mortgage File received with respect to any Mortgage Loan, including, but not limited to, any original documents evidencing an assumption or modification of any Mortgage Loan.

Upon discovery or receipt of notice of any materially defective document in, or that a document is missing from, a Mortgage File, the Originator shall have 90 days to cure such defect or deliver such missing document to the Purchaser. If the Originator does not cure such defect or deliver such missing document within such time period, the Originator shall either repurchase or substitute for such Mortgage Loan pursuant to Section 2.03 of the Pooling and Servicing Agreement.

 

 

Purchaser hereby acknowledges its acceptance of all right, title and interest to the Mortgage Loans and other property, now existing and hereafter created, conveyed to it pursuant to Section 2.01.

The parties hereto intend that the transaction set forth herein be a sale by the Sellers to the Purchaser of all the applicable Seller’s right, title and interest in and to the related Mortgage Loans and other property described above. In the event the transaction set forth herein is deemed not to be a sale, each Seller hereby grants to the Purchaser a security interest in all of such Seller's right, title and interest in, to and under the related Mortgage Loans and other property described above, whether now existing or hereafter created, to secure all of such Seller's obligations hereunder; and this Agreement shall constitute a security agreement under applicable law.

The Originator shall cause the Assignments which were delivered in blank to be completed and shall cause all Assignments referred to in Section 2.02(iii) hereof and, to the extent necessary, in Section 2.02(iv) hereof to be recorded. The Originator shall be required to deliver such assignments for recording within 180 days of the Closing Date.  In the event that any such Assignment is lost or returned unrecorded because of a defect therein, the Originator shall promptly have a substitute Assignment prepared or have such defect cured, as the case may be, and thereafter cause each such Assignment to be duly recorded.  Notwithstanding the foregoing, for administrative convenience and facilitation of servicing and to reduce closing costs, the Assignments of Mortgage shall not be required to be submitted for recording (except with respect to any Mortgage Loan located in Maryland) unless such
failure to record would result in a withdrawal or a downgrading by any Rating Agency of the rating on any Class of Certificates; provided, however, each Assignment shall be submitted for recording by the Originator in the manner described above, at no expense to the Trust Fund or Trustee, upon the earliest to occur of: (i) reasonable direction by Holders of Certificates entitled to at least 25% of the Voting Rights, (ii) the occurrence of a Servicer Event of Termination, (iii) the occurrence of a bankruptcy, insolvency or foreclosure relating to the Servicer, (iv) the occurrence of a servicing transfer as described in Section 7.02 of the Pooling and Servicing Agreement, (v) upon receipt of notice from the Servicer, the occurrence of a bankruptcy, insolvency or foreclosure relating to the Mortgagor under the related Mortgage and (vi) upon receipt of notice from the Servicer, any Mortgage Loan
that is 90 days or more Delinquent.  Upon receipt of written notice from the Purchaser that recording of the Assignments is required pursuant to one or more of the conditions set forth in the preceding sentence, the related Seller shall be required to deliver such Assignments for recording as provided above, promptly and in any event within 30 days following receipt of such notice.  The related Seller shall furnish the Trustee (or the Custodian on behalf of the Trustee), or its designated agent, with a copy of each Assignment submitted for recording.

In the event that any Mortgage Note is endorsed in blank as of the Closing Date, promptly following the Closing Date, the Trustee (or the Custodian on behalf of the Trustee), at the expense of the related Seller, shall cause to be completed such endorsements “Pay to the order of Deutsche Bank National Trust Company, as Trustee, without recourse.”

 

 

	
             
  	
            Section 2.03
 	
            Payment of Purchase Price for the Mortgage Loans.
 

(i)           In consideration of the sale of the Mortgage Loans from Option One Mortgage Corporation to the Purchaser on the Closing Date, the Purchaser agrees to pay to Option One Mortgage Corporation on the Closing Date immediately available funds in an amount equal to $8,827,470.45.

(ii)          In consideration of the sale of the Mortgage Loans from Seller Trust 1Ato the Purchaser on the Closing Date, the Purchaser agrees to pay to Seller Trust 1A on the Closing Date immediately available funds in an amount equal to $169,125,607.20.

(iii)        In consideration of the sale of the Mortgage Loans from Seller Trust 1B to the Purchaser on the Closing Date, the Purchaser agrees to pay to Seller Trust 1B on the Closing Date immediately available funds in an amount equal to $294,460,653.03.

(iv)         In consideration of the sale of the Mortgage Loans from Seller Trust 2 to the Purchaser on the Closing Date, the Purchaser agrees to pay to Seller Trust 2 on the Closing Date immediately available funds in an amount equal to $54,800,170.79.

(v)          In consideration of the sale of the Mortgage Loans from Seller Trust 3to the Purchaser on the Closing Date, the Purchaser agrees to pay to Seller Trust 3 on the Closing Date immediately available funds in an amount equal to $241,228,511.16. 

(vi)         In consideration of the sale of the Mortgage Loans from Seller Trust 4 to the Purchaser on the Closing Date, the Purchaser agrees to pay to Seller Trust 4 on the Closing Date immediately available funds in an amount equal to $219,758,148.52.

(vii)       In consideration of the sale of the Mortgage Loans from Seller Trust 5 to the Purchaser on the Closing Date, the Purchaser agrees to pay to Seller Trust 5 on the Closing Date immediately available funds in an amount equal to $196,427,516.38.

(viii)      In consideration of the sale of the Mortgage Loans from Seller Trust 6 to the Purchaser on the Closing Date, the Purchaser agrees to pay to Seller Trust 6 on the Closing Date immediately available funds in an amount equal to $224,728,665.32.

(ix)         In consideration of the sale of the Mortgage Loans from Seller Trust 7 to the Purchaser on the Closing Date, the Purchaser agrees to pay to Seller Trust 7 on the Closing Date immediately available funds in an amount equal to $159,045,046.57.

 (x)         In consideration of the sale of the Mortgage Loans from Seller Trust 8 to the Purchaser on the Closing Date, the Purchaser agrees to pay to Seller Trust 8 on the Closing Date immediately available funds in an amount equal to $35,650,144.37.        

 

 

ARTICLE III.

 

REPRESENTATIONS AND WARRANTIES; REMEDIES FOR BREACH

Section 3.01     Originator Representations and Warranties Relating to the Mortgage Loans.  

The Originator and the Purchaser understand, acknowledge and agree that, the representations and warranties set forth in Schedule II attached hereto are made as of the Closing Date or as of the date specifically provided herein.

Section 3.02    Originator Representations and Warranties Relating to Option One Mortgage Corporation.  The Originator represents, warrants and covenants to the Purchaser as of the Closing Date or as of such other date specifically provided herein:

(a)          The Originator is duly organized, validly existing and in good standing as a corporation under the laws of the State of California and is and will remain in compliance with the laws of each state in which any Mortgaged Property is located to the extent necessary to ensure the enforceability of each Mortgage Loan in accordance with the terms of this Agreement;

(b)          The Originator has the full power and authority to hold each Mortgage Loan, to sell each Mortgage Loan, to execute, deliver and perform, and to enter into and consummate, all transactions contemplated by this Agreement. The Originator has duly authorized the execution, delivery and performance of this Agreement, has duly executed and delivered this Agreement and this Agreement, assuming due authorization, execution and delivery by the Purchaser and the Seller Trusts, constitutes a legal, valid and binding obligation of the Originator, enforceable against it in accordance with its terns except as the enforceability thereof may be limited by bankruptcy, insolvency or reorganization.  At the time of the sale of each Mortgage Loan by the Originator (in its capacity as a Seller), the
Originator (in its capacity as a Seller) had the full power and authority to hold each Mortgage Loan and to sell each Mortgage Loan;

(c)          The execution and delivery of this Agreement by the Originator and the performance of and compliance with the terms of this Agreement will not violate the Originator’s articles of incorporation or by-laws or constitute a default under or result in a breach or acceleration of, any material contract, agreement or other instrument to which the Originator is a party or which may be applicable to the Originator or its assets;

(d)          The Originator is not in violation of, and the execution and delivery of this Agreement by the Originator and its performance and compliance with the terms of this Agreement will not constitute a violation with respect to, any order or decree of any court or any order or regulation of any federal, state, municipal or governmental agency having jurisdiction over the Originator or its assets, which violation might have consequences that would materially and adversely affect the condition (financial or otherwise) or the operation of the Originator or its assets or might have consequences that would materially and adversely affect the performance of its obligations and duties hereunder;

 

 

	
             
  	
            (e)
 	
            Reserved;
 

(f)           Immediately prior to the payment of the Purchase Price for each Mortgage Loan, the Originator (in its capacity as a Seller) was the owner of the related Mortgages and the indebtedness evidenced by the related Mortgage Note and upon the payment of the Purchase Price by the Purchaser, in the event that the Originator (in its capacity as a Seller) retains record title, the Originator (in its capacity as a Seller) shall retain such record title to each Mortgage, each related Mortgage Note and the related Mortgage Files with respect thereto in trust for the Purchaser as the owner thereof,

(g)          The Originator (in its capacity as a Seller) has not transferred the Mortgage Loans to the Purchaser with any intent to hinder, delay or defraud any of its creditors;

(h)          There are no actions or proceedings against, or investigations known to it of, the Originator before any court, administrative or other tribunal (A) that might prohibit its entering into this Agreement, (B) seeking to prevent the sale of the Mortgage Loans or the consummation of the transactions contemplated by this Agreement or (C) that might prohibit or materially and adversely affect the performance by the Originator of its obligations under, or validity or enforceability of, this Agreement;

(i)           No consent, approval, authorization or order of any court or governmental agency or body is required for the execution, delivery and performance by the Originator of, or compliance by the Originator with, this Agreement or the consummation of the transactions contemplated by this Agreement, except for such consents, approvals, authorizations or orders, if any, that have been obtained;

(j)           The consummation of the transactions contemplated by this Agreement are in the ordinary course of business of the Originator. The sale of the Mortgage Loans is in the ordinary course of business of the Originator (in its capacity as a Seller) and the assignment and conveyance of the Mortgage Notes and the Mortgages by the Originator (in its capacity as a Seller) are not subject to the bulk transfer or any similar statutory provisions;

(k)          Except with respect to liens released immediately prior to the transfer herein contemplated, each Mortgage Note and related Mortgage have not been assigned or pledged and immediately prior to the transfer and assignment herein contemplated, the Originator (in its capacity as a Seller) held good, marketable and indefeasible title to, and were the sole owners and holders of, each Mortgage Loan subject to no liens, charges, mortgages, claims, participation interests, equities, pledges or security interests of any nature, encumbrances or rights of others (collectively, a “Lien”); the Originator (in its capacity as a Seller) had full right and authority under all governmental and regulatory bodies having jurisdiction over the Originator, subject to no interest or participation of, or
agreement with, any party, to sell and assign the same pursuant to this Agreement; and immediately upon the transfers and assignments herein contemplated.  The Originator (in its capacity as a Seller) shall have transferred all of its right, title and interest in and to each Mortgage Loan and the Trustee will hold good, marketable and indefeasible title to, and be the sole owner of, each Mortgage Loan subject to no Liens.

 

 

(l)           The Originator does not believe, nor does it have any reason or cause to believe, that it cannot perform each and every covenant contained in this Agreement; and

(m)         Except with respect to any statement regarding the intentions of the Purchaser, or any other statement contained herein the truth or falsity of which is dependant solely upon the actions of the Purchaser, this Agreement does not contain any untrue statement of material fact or omit to state a material fact necessary to make the statements contained herein not misleading. The written statements, reports and other documents prepared and furnished or to be prepared and furnished by the Originator pursuant to this Agreement or in connection with the transactions contemplated hereby taken in the aggregate do not contain any untrue statement of material fact or omit to state a material fact necessary to make the statements contained therein not misleading;

(n)          The Originator is an approved seller/servicer for Fannie Mae and Freddie Mac in good standing and is a HUD approved mortgagee pursuant to Section 203 of the National Housing Act. No event has occurred, including but not limited to a change in insurance coverage, which would make the Originator unable to comply with Fannie Mae, Freddie Mac or HUD eligibility requirements or which would require notification to Fannie Mae, Freddie Mac or HUD;

(o)          The Mortgage Note, the Mortgage, the Assignment and any other documents required to be delivered with respect to each Mortgage Loan, have been delivered to the Purchaser all in compliance with the specific requirements hereof. With respect to each Mortgage Loan, the Originator/Seller is in possession of a complete Mortgage File, except for such documents as have been delivered to the Trustee; and

(p)          The Originator is a member of MERS in good standing, will comply in all material respects with the rules and procedures of MERS in connection with the servicing of the Mortgage Loans that are registered with MERS and is current in payment of all fees and assessments imposed by MERS.

Section 3.03      Seller Trust Representations and Warranties.   Each Seller Trust represents, warrants and covenants to the Purchaser as of the Closing Date or as of such other date specifically provided herein:

(i)           The Seller Trust is duly organized, validly existing and in good standing as a business trust under the laws of the State of Delaware and is and will remain in compliance with the laws of each state in which any Mortgaged Property is located to the extent necessary to ensure the enforceability of each Mortgage Loan in accordance with the terms of this Agreement;

(ii)          The Seller Trust has the full power and authority to hold each Mortgage Loan, to sell each Mortgage Loan, to execute, deliver and perform, and to enter into and consummate, all transactions contemplated by this Agreement. The Seller Trust has duly authorized the execution, delivery and performance of this Agreement, has duly executed and delivered this Agreement and this Agreement, assuming due authorization, execution and delivery by the Purchaser and the Originator, constitutes a legal, valid and binding obligation of 

 

the Seller Trust, enforceable against it in accordance with its terms except as the enforceability thereof may be limited by bankruptcy, insolvency or reorganization;

(iii)        The execution and delivery of this Agreement by the Seller Trust and the performance of and compliance with the terms of this Agreement will not violate the Seller Trust's certificate of trust or constitute a default under or result in a breach or acceleration of, any material contract, agreement or other instrument to which the Seller Trust is a party or which may be applicable to the Seller Trust or its assets;

(iv)         The Seller Trust is not in violation of, and the execution and delivery of this Agreement by the Seller Trust and its performance and compliance with the terms of this Agreement will not constitute a violation with respect to, any order or decree of any court or any order or regulation of any federal, state, municipal or governmental agency having jurisdiction over such Seller Trust or its assets, which violation might have consequences that would materially and adversely affect the condition (financial or otherwise) or the operation of the Seller Trust or its assets or might have consequences that would materially and adversely affect the performance of its obligations and duties hereunder; and

(v)          Immediately prior to the payment of the mortgage loan purchase price for each Mortgage Loan, the Seller Trust was the owner of the related Mortgage and the indebtedness evidenced by the related Mortgage Note and upon the payment of the mortgage loan purchase price by the Purchaser, in the event that the Seller Trust retains record title, the Seller Trust shall retain such record title to each Mortgage, each related Mortgage Note and the related Mortgage Files with respect thereto in trust for the Purchaser as the owner thereof;

(vi)         The Seller Trust has not transferred the Mortgage Loans to the Purchaser with any intent to hinder, delay or defraud any of its creditors;

(vii)       There are no actions or proceedings against, or investigations known to it of, the Seller Trust before any court, administrative or other tribunal (A) that might prohibit its entering into this Agreement, (B) seeking to prevent the sale of the Mortgage Loans or the consummation of the transactions contemplated by this Agreement or (C) that might prohibit or materially and adversely affect the performance by the Seller Trust of its obligations under, or validity or enforceability of, this Agreement;

(viii)      No consent, approval, authorization or order of any court or governmental agency or body is required for the execution, delivery and performance by the Seller Trust of, or compliance by the Seller Trust with, this Agreement or the consummation of the transactions contemplated by this Agreement, except for such consents, approvals, authorizations or orders, if any, that have been obtained;

(ix)         The consummation of the transactions contemplated by this Agreement are in the ordinary course of business of the Seller Trust, and the transfer assignment and conveyance of the related Mortgage Notes and the Mortgages by the Seller Trust pursuant to this Agreement are not subject to the bulk transfer or any similar statutory provisions; and

 

 

(x)          Except with respect to liens released immediately prior to the transfer herein contemplated, the applicable Mortgage Note and related Mortgage have not been assigned or pledged and immediately prior to the transfer and assignment herein contemplated, the Seller Trust held good, marketable and indefeasible title to, and was the sole owner and holder of, the related Mortgage Loan subject to no liens, charges, mortgages, claims, participation interests, equities, pledges or security interests of any nature, encumbrances or rights of others (collectively, a “Lien”); the Seller Trust has full right and authority under all governmental and regulatory bodies having jurisdiction over the Seller Trust, subject to no interest or participation of, or agreement with, any party, to sell and
assign the same pursuant to this Agreement; and immediately upon the transfers and assignments herein contemplated, the Seller Trust shall have transferred all of its right, title and interest in and to the related Mortgage Loans and the Trustee will hold good, marketable and indefeasible title to, and be the sole owner of, the related Mortgage Loans subject to no Liens.

Section 3.04      Remedies for Breach of Representations and Warranties.  It is understood and agreed that the representations and warranties set forth in Subsections 3.01 and 3.02 shall survive the sale of the Mortgage Loans to the Purchaser and shall inure to the benefit of the Purchaser, notwithstanding any restrictive or qualified endorsement on any Mortgage Note or Assignment or the examination or lack of examination of any Mortgage File.  Upon discovery by either the Originator or the Purchaser of a breach of any of the foregoing representations and warranties that materially and adversely affects the value of the Mortgage Loans or the interest of the Purchaser (or which materially and adversely affects the interests of the Purchaser in the related Mortgage Loan in the case of a
representation and warranty relating to a particular Mortgage Loan), the party discovering such breach shall give prompt written notice to the other.  It is understood by the parties hereto that a breach of the representations and warranties made in paragraphs (39), (45), (48), (58), (60), (70), (71) and (81) of Schedule II will be deemed to materially and adversely affect the value of the related Mortgage Loan or the interest of the Purchaser. 

Within 60 days of the earlier of either discovery by or notice to the Originator of any breach of a representation or warranty made by the Originator or the Sellers that materially and adversely affects the value of a Mortgage Loan or the Mortgage Loans or the interest therein of the Purchaser, the Originator shall use its best efforts promptly to cure such breach in all material respects and, if such breach cannot be cured, the Originator shall, at the Purchaser’s option, repurchase such Mortgage Loan at the Purchase Price (as defined in the Pooling and Servicing Agreement). In the event that a breach shall involve any representation or warranty set forth in Subsection 3.02 and such breach cannot be cured within 60 days of the earlier of either discovery by or notice to the Originator of such breach, all of the Mortgage Loans shall, at the Purchaser’s option be repurchased by
the Originator at the Purchase Price (as defined in the Pooling and Servicing Agreement). The Originator may, at the request of the Purchaser and assuming the Originator has a Qualified Substitute Mortgage Loan, rather than repurchase a deficient Mortgage Loan as provided above, remove such Mortgage Loan and substitute in its place a Qualified Substitute Mortgage Loan or Loans. If the Originator does not provide a Qualified Substitute Mortgage Loan or Loans, it shall repurchase the deficient Mortgage Loan. Any repurchase of a Mortgage Loan(s) pursuant to the foregoing provisions of this Section 3.03 shall occur on a date designated by the Purchaser and shall be accomplished by deposit in accordance with Section 2.03 of the Pooling and Servicing Agreement. Any repurchase or 

 

substitution required by this Section shall be made in a manner consistent with Section 2.03 of the Pooling and Servicing Agreement.

Notwithstanding the foregoing, within 90 days of the earlier of discovery by the Originator or receipt of notice by the Originator of the breach of the representation of the Originator set forth in paragraphs (52) or (58) of Schedule II which materially and adversely affects the interests of the Holders of the Class P Certificates in any Prepayment Charge, the Originator shall pay the amount of the scheduled Prepayment Charge, for the benefit of the Holders of the Class P Certificates, by depositing such amount into the Collection Account, net of any amount previously collected by the Servicer and paid by the Servicer, for the benefit of the Holders of the Class P Certificates, in respect of such Prepayment Charge.

With respect to the covenant set forth in paragraph (84) of Schedule II, if the reports required to be delivered by the Servicer pursuant to Section 3.01 of the Pooling and Servicing Agreement are not obtained or if any of the related Mortgaged Properties appear to have been damaged materially per such reports, the Originator shall repurchase or substitute for such Mortgage Loans in accordance with the procedures set forth herein within 180 days of the Closing Date.

At the time of substitution or repurchase of any deficient Mortgage Loan, the Purchaser and the Originator shall arrange for the reassignment of the repurchased or substituted Mortgage Loan to the Originator (in its capacity as Seller) and the delivery to the Originator (in its capacity as Seller) of any documents held by the Trustee relating to the deficient or repurchased Mortgage Loan. In the event the Purchase Price (as defined in the Pooling and Servicing Agreement) is deposited in the Collection Account. The Originator shall, simultaneously with such deposit, give written notice to the Purchaser that such deposit has taken place. Upon such repurchase, the Mortgage Loan Schedule shall be amended to reflect the withdrawal of the repurchased Mortgage Loan from this Agreement.

In the event that the first Monthly Payment on any Mortgage Loan due to the Trust is not made within forty-five (45) days of the date on which such Monthly Payment was due, then such Mortgage Loan will be repurchased by the Originator at the Purchase Price (as defined in the Pooling and Servicing Agreement). Notwithstanding the foregoing, the Originator’s obligation to repurchase any such Mortgage Loan pursuant to this paragraph shall expire 180 days following the Closing Date.  

As to any Deleted Mortgage Loan for which the Originator substitutes a Qualified Substitute Mortgage Loan or Loans, the Originator shall effect such substitution by delivering to the Purchaser or its designee for such Qualified Substitute Mortgage Loan or Loans the Mortgage Note, the Mortgage, the Assignment and such other documents and agreements as are required by the Pooling and Servicing Agreement. with the Mortgage Note endorsed as required therein. The Originator shall remit for deposit in the Collection Account the Monthly Payment due on such Qualified Substitute Mortgage Loan or Loans in the month following the date of such substitution. Monthly payments due with respect to Qualified Substitute Mortgage Loans in the month of substitution will be retained by the Originator. For the month of substitution, distributions to the Purchaser will include the Monthly Payment due on such
Deleted Mortgage Loan in the month of substitution, and the Originator shall thereafter be entitled to retain all 

 

amounts subsequently received by the Originator in respect of such Deleted Mortgage Loan. Upon such substitution, the Qualified Substitute Mortgage Loans shall be subject to the terms of this Agreement in all respects, and the Originator shall be deemed to have made with respect to such Qualified Substitute Mortgage Loan or Loans as of the date of substitution, the covenants, representations and warranties set forth in Subsections 3.01 and 3.02.

It is understood and agreed that the representations and warranties set forth in Sections 3.01 and 3.02 shall survive delivery of the respective Mortgage Files to the Trustee on behalf of the Purchaser.

It is understood and agreed that the obligations of the Originator set forth in this Section 3.04 to cure, repurchase and substitute for a defective Mortgage Loan and to indemnify the Purchaser as provided in Section 5.01 constitute the sole remedies of the Purchaser respecting a missing or defective document or a breach of the representations and warranties contained in Section 3.01, 3.02 or 3.03.

ARTICLE IV.

 

ORIGINATOR'S COVENANTS

Section 4.01      Covenants of the Originator.  The Originator hereby covenants that except for the transfer hereunder, neither the Originator nor any Seller Trust will sell, pledge, assign or transfer to any other Person, or grant, create, incur, assume or suffer to exist any Lien on any Mortgage Loan, or any interest therein; the Originator will notify the Trustee, as assignee of the Purchaser, of the existence of any Lien on any Mortgage Loan immediately upon discovery thereof, and the Originator will defend the right, title and interest of the Trust, as assignee of the Purchaser, in, to and under the Mortgage Loans, against all claims of third parties claiming through or under the Originator or any Seller Trust; provided, however, that nothing in this Section 4.01 shall prevent or be deemed to prohibit the Originator or any Seller Trust from suffering to exist upon any of the Mortgage Loans any Liens for municipal or other local taxes and other governmental charges if such taxes or governmental charges shall not at the time be due and payable or if the Originator or any Seller shall currently be contesting the validity thereof in good faith by appropriate proceedings and shall have set aside on its books adequate reserves with respect thereto.

 

 

ARTICLE V.

 

INDEMNIFICATION WITH RESPECT TO THE MORTGAGE LOANS

	
             
  	
            Section 5.01
 	
            Indemnification.  
 

(a)          The Originator indemnifies and holds harmless the Purchaser, its respective officers and directors and each person, if any, who controls the Purchaser within the meaning of Section 15 of the Securities Act or Section 20 of the Exchange Act, as follows:

(i)           against any and all losses, claims, expenses, damages or liabilities, joint or several, to which the Purchaser or such controlling person may become subject under the Securities Act or otherwise, insofar as such losses, claims, damages or liabilities (or actions in respect thereof including, but not limited to, any loss, claim, expense, damage or liability related to purchases and sales of the Certificates) arise out of or are based upon any untrue statement or alleged untrue statement of any material fact contained in the Prospectus Supplement, or any amendment or supplement thereto, or arise out of, or are based upon, the omission or alleged omission to state therein a material fact required to be stated therein or necessary to make the statements made therein
not misleading, to the extent that any untrue statement or alleged untrue statement therein results (or is alleged to have resulted) from an error or material omission in the information concerning the Originator Information furnished by the Originator to the Purchaser for use in the preparation of the Prospectus Supplement, which error was not superseded or corrected by the delivery to the Purchaser of corrected written or electronic information, or for which the Originator provided written notice of such error to the Purchaser prior to the confirmation of the sale of the Certificates; and will reimburse the Purchaser and each such controlling person for any legal or other expenses reasonably incurred by the Purchaser or such controlling person in connection with investigating or defending any such loss, claim, damage. liability or action as such expenses are incurred;

(ii)          against any and all loss, liability, claim, damage and expense whatsoever, to the extent of the aggregate amount paid in settlement of any litigation, or investigation or proceeding by any governmental agency or body, commenced or threatened, or of any claim whatsoever based upon any such untrue statement or omission, or any such alleged untrue statement or omission, if such settlement is effected with the written consent of the Purchaser; and

(iii)         against any and all expense whatsoever (including the fees and disbursements of counsel chosen by the Purchaser), reasonably incurred in investigating, preparing or defending against any litigation, or investigation or proceeding by any governmental agency or body. commenced or threatened, or any claim whatsoever based upon any such untrue statement or omission, or any such alleged untrue statement or omission, to the extent that any such expense is not paid under clause (i) or clause (ii) above.

 

 

This indemnity agreement will be in addition to any liability which the Originator may otherwise have.

(b)          Promptly after receipt by any indemnified party under this Article V of notice of any claim or the commencement of any action, such indemnified party shall, if a claim in respect thereof is to be made against any indemnifying party under this Article V, notify the indemnifying party in writing of the claim or the commencement of that action; provided, however, that the failure to notify an indemnifying party shall not relieve it from any liability which it may have under this Article V except to the extent it has been materially prejudiced by such failure and, provided further, that the failure to notify any indemnifying party shall not relieve it from any liability which it may have to any
indemnified party otherwise than under this Article V.

If any such claim or action shall be brought against an indemnified party, and it shall notify the indemnifying party thereof, the indemnifying party shall be entitled to participate therein and, to the extent that it wishes, jointly with any other similarly notified indemnifying party, to assume the defense thereof with counsel reasonably satisfactory to the indemnified party. After notice from the indemnifying party to the indemnified party of its election to assume the defense of such claim or action, the indemnifying party shall not be liable to the indemnified party under this Article V for any legal or other expenses subsequently incurred by the indemnified party in connection with the defense thereof other than reasonable costs of investigation.

Any indemnified party shall have the right to employ separate counsel in any such action and to participate in the defense thereof, but the fees and expenses of such counsel shall be at the expense of such indemnified party unless: (i) the employment thereof has been specifically authorized by the indemnifying party in writing; (ii) such indemnified party shall have been advised in writing by such counsel that there may be one or more legal defenses available to it which are different from or additional to those available to the indemnifying party and in the reasonable judgment of such counsel it is advisable for such indemnified party to employ separate counsel; or (iii) the indemnifying party has failed to assume the defense of such action and employ counsel reasonably satisfactory to the indemnified party, in which case, if such indemnified party notifies the indemnifying party in
writing that it elects to employ separate counsel at the expense of the indemnifying party, the indemnifying party shall not have the right to assume the defense of such action on behalf of such indemnified party, it being understood, however, the indemnifying party shall not, in connection with any one such action or separate but substantially similar or related actions in the same jurisdiction arising out of the same general allegations or circumstances, be liable for the reasonable fees and expenses of more than one separate firm of attorneys (in addition to local counsel) at any time for all such indemnified parties, which firm shall be designated in writing by the Purchaser, if the indemnified parties under this Article V consist of the Purchaser, by the Originator, if the indemnified parties in this Article V consist of the Originator, or be the related Seller Trust, if the indemnified parties in this Article V consist of such Seller Trust.

Each indemnified party, as a condition of the indemnity agreements contained in Section 5.01 (a) and (b) hereof, shall use its best efforts to cooperate with the indemnifying party in the defense of any such action or claim. No indemnifying party shall be liable for any 

 

settlement of any such action effected without its written consent (which consent shall not be unreasonably withheld), but if settled with its written consent or if there be a final judgment for the plaintiff in any such action, the indemnifying party agrees to indemnify and hold harmless any indemnified party from and against any loss or liability by reason of such settlement or judgment. Notwithstanding the foregoing sentence, if at any time an indemnified party shall have requested an indemnifying party to consent to a settlement of any action, the indemnifying party agrees that it shall be liable for any settlement of any proceeding effected without its written consent if such settlement is entered into more than 30 days after receipt by such indemnifying party of the aforesaid request and the indemnifying party has not previously provided the indemnified party with written notice of its objection to
such settlement. No indemnifying party shall effect any settlement of any pending or threatened proceeding in respect of which an indemnified party is or could have been a party and indemnity is or could have been sought hereunder, without the written consent of such indemnified party, unless settlement includes an unconditional release of such indemnified party from all liability and claims that are the subject matter of such proceeding.

(c)          In order to provide for just and equitable contribution in circumstances in which the indemnity agreement provided for in this Article is for any reason held to be unenforceable although applicable in accordance with its terms, each Seller Trust and the Originator, on the one hand, and the Purchaser, on the other, shall contribute to the aggregate losses, liabilities, claims, damages and expenses of the nature contemplated by said indemnity agreement incurred by the related Seller Trust, the Originator and the Purchaser in such proportions as shall be appropriate to reflect the relative benefits received by each Seller Trust and the Originator on the one hand and the Purchaser on the other from the sale of the Mortgage Loans; provided, however, that no person guilty of fraudulent misrepresentation (within the meaning of Section 11 (f) of the Securities Act) shall be entitled to contribution from any person who was not guilty of such fraudulent misrepresentation. For purposes of this Section, each officer and director of the Purchaser and each person, if any, who controls the Purchaser within the meaning of Section 15 of the Securities Act shall have the same rights to contribution as the Purchaser and each director of the Originator, each officer of the Originator, and each person, if any, who controls the Originator within the meaning of Section 15 of the Securities Act shall have the same rights to contribution as the Originator and each director of the related Seller Trust, each officer of such Seller Trust, and each person, if any, who controls such Seller within the meaning of Section 15 of the Securities Act shall have the same rights to contribution as
the related Seller.

(d)          The Originator agrees to indemnify and to hold each of the Purchaser, the Trustee, each of the officers and directors of each such entity and each person or entity who controls each such entity or person and each Certificateholder harmless against any and all claims, losses, penalties, fines, forfeitures, legal fees and related costs, judgments, and any other costs, fees and expenses that the Purchaser, the Trustee, or any such person or entity and any Certificateholder may sustain in any way (i) related to the failure of the Originator to perform its duties in compliance with the terms of this Agreement or (ii) arising from a breach by the Originator of its representations and warranties in Sections 3.01 and 3.02 of this Agreement. The Originator shall immediately notify the Purchaser,
the Trustee and each Certificateholder if a claim is made by a third party with respect to this Agreement. The Originator shall assume the defense of any such claim and pay all expenses in connection therewith, including reasonable 

 

counsel fees, and promptly pay, discharge and satisfy any judgment or decree which may be entered against the Purchaser, the Trustee or any such person or entity and/or any Certificateholder in respect of such claim.

 

 

ARTICLE VI.

 

TERMINATION

Section 6.01    Termination.  The respective obligations and responsibilities of the Originator, each Seller and the Purchaser created hereby shall terminate, except for the Originator’s indemnity obligations as provided herein upon the termination of the Trust as provided in Article X of the Pooling and Servicing Agreement.

ARTICLE VII.

 

MISCELLANEOUS PROVISIONS

Section 7.01      Amendment.  This Agreement may be amended from time to time by the Originator, each Seller Trust and the Purchaser, by written agreement signed by the Originator, each Seller Trust and the Purchaser.

Section 7.02     Governing Law.  This Agreement shall be governed by and construed in accordance with the laws of the State of New York and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws.

Section 7.03      Notices.  All demands, notices and communications hereunder shall be in writing and shall be deemed to have been duly given if personally delivered at or mailed by registered mail, postage prepaid, addressed as follows: (i) if to the Originator, Option One Mortgage Corporation, 3 Ada, Irvine, California 92618, Attention: C. Robert Fulton, or such other address as may hereafter be furnished to the Purchaser in writing by the Originator and (ii) if to the Purchaser, Financial Asset Securities Corp., 600 Steamboat Road, Greenwich, Connecticut 06830, Attention: Legal, or such other address as may hereafter be furnished to the Purchaser and any Seller Trust in writing by the Originator..

Section 7.04    Severability of Provisions.  If any one or more of the covenants, agreements, provisions of terms of this Agreement shall be held invalid for any reason whatsoever, then such covenants, agreements, provisions or terms shall be deemed severable from the remaining covenants, agreements, provisions or terms of this Agreement and shall in no way affect the validity of enforceability of the other provisions of this Agreement.

Section 7.05    Counterparts.  This Agreement may be executed in one or more counterparts and by the different parties hereto on separate counterparts, each of which, when so executed, shall be deemed to be an original and such counterparts, together, shall constitute one and the same agreement.

Section 7.06      Further Agreements.  The Purchaser, each Seller and the Originator each agree to execute and deliver to the other such additional documents, instruments or agreements as may be necessary or reasonable and appropriate to effectuate the purposes of this Agreement or in connection with the issuance of any Series of Certificates representing interests in the Mortgage Loans.

 

 

Without limiting the generality of the foregoing, as a further inducement for the Purchaser to purchase the Mortgage Loans from the Sellers, the Originator will cooperate with the Purchaser in connection with the sale of any of the securities representing interests in the Mortgage Loans. In that connection, the Originator will provide to the Purchaser any and all information and appropriate verification of information, whether through letters of its auditors and counsel or otherwise, as the Purchaser shall reasonably request and will provide to the Purchaser such additional representations and warranties, covenants, opinions of counsel, letters from auditors, and certificates of public officials or officers of the Originator as are reasonably required in connection with such transactions and the offering of investment grade securities rated by the Rating Agencies.

Section 7.07      Intention of the Parties.  It is the intention of the parties that the Purchaser is purchasing, and each Seller is selling, the Mortgage Loans rather than pledging the Mortgage Loans to secure a loan by the Purchaser to each Seller. Accordingly, the parties hereto each intend to treat the transaction for federal income tax purposes and all other purposes as a sale by the related Seller, and a purchase by the Purchaser, of the Mortgage Loans. The Purchaser will have the right to review the Mortgage Loans and the related Mortgage Files to determine the characteristics of the Mortgage Loans which will affect the federal income tax consequences of owning the Mortgage Loans and the related Seller will cooperate with all reasonable requests made by the Purchaser in the course of such
review.

Section 7.08    Successors and Assigns; Assignment of Purchase Agreement.  This Agreement shall bind and inure to the benefit of and be enforceable by each Seller, the Originator, the Purchaser and the Trustee.

The obligations of each Seller and the Originator under this Agreement cannot be assigned or delegated to a third party without the consent of the Purchaser which consent shall be at the Purchaser’s sole discretion, except that the Purchaser acknowledges and agrees that each Seller or the Originator may assign its obligations hereunder to any Person into which the related Seller or the Originator is merged or any corporation resulting from any merger, conversion or consolidation to which the related Seller or the Originator is a party or any Person succeeding to the business of the related Seller or the Originator. The parties hereto acknowledge that the Purchaser is acquiring the Mortgage Loans for the purpose of contributing them to a trust that will issue a series of Certificates representing undivided interests in such Mortgage Loans. As an inducement to the Purchaser to
purchase the Mortgage Loans, the related Seller and the Originator acknowledge and consent to the assignment by the Purchaser to the Trustee of all of the Purchaser’s rights against each Seller and the Originator pursuant to this Agreement insofar as such rights relate to Mortgage Loans transferred to the Trustee and to the enforcement or exercise of any right or remedy against each Seller or the Originator pursuant to this Agreement by the Trustee. Such enforcement of a right or remedy by the Trustee shall have the same force and effect as if the right or remedy had been enforced or exercised by the Purchaser directly.

Section 7.09     Survival.  The representations and warranties set forth in Sections 3.01, 3.02 and 3.03 and the provisions of Article V hereof shall survive the purchase of the Mortgage Loans hereunder.

 

 

Section 7.10  Owner Trustee.  It is expressly understood and agreed by the parties to this Agreement that (a) this Agreement is executed and delivered by Wilmington Trust Company, not individually or personally but solely as Owner Trustee of the Seller Trusts, in the exercise of the powers and authority conferred and vested in it as trustee, (b) each of the representations undertakings and agreements herein made on the part of the related Seller Trust is made and intended not as personal representations, undertakings and agreements by Wilmington Trust Company but is made and intended for the purpose of binding only the related Seller Trust, (c) nothing herein contained shall be construed as creating any liability on Wilmington Trust Company, individually or personally, to perform any covenant either expressed or implied contained herein, all
such liability, if any, being expressly waived by the parties to this Agreement and by any person claiming by, through or under the parties to this Agreement and (d) under no circumstances shall Wilmington Trust Company be personally liable for the payment of any indebtedness or expenses of any Seller Trust or be liable for the breach or failure of any obligation, representation, warranty or covenant made or undertaken by any Seller Trust under this Agreement or any other document.              

 

 

IN WITNESS WHEREOF, each Seller, the Originator and the Purchaser have caused their names to be signed to this Mortgage Loan Purchase Agreement by their respective officers thereunto duly authorized as of the day and year first above written.

	
            FINANCIAL ASSET SECURITIES CORP.,

as Purchaser
 
	
             
 	
             
 
	
            By:
 	
             
 
	
            Name:
 	
             
 
	
            Title:
 	
             
 
	
             
 	
             
 
	
             
 	
             
 
	
            OPTION ONE MORTGAGE CORPORATION, as Originator
 
	
             
 	
             
 
	
             
 	
             
 
	
            By:
 	
             
 
	
            Name:
 	
             
 
	
            Title:
 	
             
 
	
             
 	
             
 

 

 

 

 

	
             
 	
             
 
	
            OPTION ONE OWNER TRUST 2001-1A,

as a Seller

 

 

By:                                                    ilmington Trust Company, not in its individual capacity but solely as Owner Trustee.
 
	
             
 	
             
 
	
             
 	
             
 
	
            By:
 	
             
 
	
            Name:
 	
             
 
	
            Title:
 	
             
 
	
             
 	
             
 

 

 

 

 

	
             
 	
             
 
	
            OPTION ONE OWNER TRUST 2001-1B,

as a Seller

 

 

By:                                                    ilmington Trust Company, not in its individual capacity but solely as Owner Trustee.
 
	
             
 	
             
 
	
             
 	
             
 
	
            By:
 	
             
 
	
            Name:
 	
             
 
	
            Title:
 	
             
 
	
             
 	
             
 

 

 

 

 

	
             
 	
             
 
	
            OPTION ONE OWNER TRUST 2001-2,

as a Seller

 

 

By:                                                    ilmington Trust Company, not in its individual capacity but solely as Owner Trustee.
 
	
             
 	
             
 
	
             
 	
             
 
	
            By:
 	
             
 
	
            Name:
 	
             
 
	
            Title:
 	
             
 
	
             
 	
             
 

 

 

 

 

	
             
 	
             
 
	
            OPTION ONE OWNER TRUST 2002-3,

as a Seller

 

 

By:                                                    ilmington Trust Company, not in its individual capacity but solely as Owner Trustee.
 
	
             
 	
             
 
	
             
 	
             
 
	
            By:
 	
             
 
	
            Name:
 	
             
 
	
            Title:
 	
             
 
	
             
 	
             
 

 

 

 

 

	
             
 	
             
 
	
            OPTION ONE OWNER TRUST 2003-4,

as a Seller

 

 

By:                                                    ilmington Trust Company, not in its individual capacity but solely as Owner Trustee.
 
	
             
 	
             
 
	
             
 	
             
 
	
            By:
 	
             
 
	
            Name:
 	
             
 
	
            Title:
 	
             
 
	
             
 	
             
 

 

 

 

 

	
             
 	
             
 
	
            OPTION ONE OWNER TRUST 2003-5,

as a Seller

 

 

By:                                                    ilmington Trust Company, not in its individual capacity but solely as Owner Trustee.
 
	
             
 	
             
 
	
             
 	
             
 
	
            By:
 	
             
 
	
            Name:
 	
             
 
	
            Title:
 	
             
 
	
             
 	
             
 

 

 

 

 

	
             
 	
             
 
	
            OPTION ONE OWNER TRUST 2005-6,

as a Seller

 

 

By:                                                    ilmington Trust Company, not in its individual capacity but solely as Owner Trustee.
 
	
             
 	
             
 
	
             
 	
             
 
	
            By:
 	
             
 
	
            Name:
 	
             
 
	
            Title:
 	
             
 
	
             
 	
             
 

 

 

 

 

	
             
 	
             
 
	
            OPTION ONE OWNER TRUST 2005-7,

as a Seller

 

 

By:                                                    ilmington Trust Company, not in its individual capacity but solely as Owner Trustee.
 
	
             
 	
             
 
	
             
 	
             
 
	
            By:
 	
             
 
	
            Name:
 	
             
 
	
            Title:
 	
             
 
	
             
 	
             
 

 

 

 

 

	
             
 	
             
 
	
            OPTION ONE OWNER TRUST 2005-8,

as a Seller

 

 

By:                                                    ilmington Trust Company, not in its individual capacity but solely as Owner Trustee.
 
	
             
 	
             
 
	
             
 	
             
 
	
            By:
 	
             
 
	
            Name:
 	
             
 
	
            Title:
 	
             
 

 

 

 

SCHEDULE I

MORTGAGE LOANS

SEE EXHIBIT D TO

POOLING AND SERVICING AGREEMENT

 

 

SCHEDULE II

REPRESENTATIONS AND WARRANTIES

 

 

The Originator hereby represents and warrants to the Purchaser and to any subsequent Purchaser that, as to each Mortgage Loan, as of the Closing Date for such Mortgage Loan:

(1)                        The information set forth in the Mortgage Loan Schedule is complete, true and correct as of the Cut-off Date;

(2)                        Except with respect to payments not yet 30 days past due, all payments required to be made up to the close of business on the Closing Date for such Mortgage Loan under the terms of the Mortgage Note have been made; the Originator has not advanced funds, or induced, solicited or knowingly received any advance of funds from a party other than the owner of the related Mortgaged Property, directly or indirectly, for the payment of any amount required by the Mortgage Note or Mortgage; and except with respect to payments not yet 30 days past due,  there has been no delinquency, exclusive of any period of grace, in any payment by the Mortgagor thereunder since the origination of the Mortgage Loan;

(3)                        As of the origination date of the Mortgage Loan there were no delinquent taxes, ground rents, water charges, sewer rents, assessments, insurance premiums, leasehold payments, including assessments payable in future installments or other outstanding charges affecting the related Mortgaged Property, and as of the Closing Date there are no delinquent taxes, insurance premiums, or other outstanding charges jeopardizing the lien position of the Mortgage Loan, and to the best knowledge of the Originator, as of the Closing Date, there are no ground rents, water charges, sewer rents, assessments, leasehold payments, including assessments payable in future installments or other outstanding
charges affecting the related Mortgaged Property;

(4)                        The terms of the Mortgage Note and the Mortgage have not been impaired, waived, altered or modified in any respect, except by written instruments, recorded in the applicable public recording office if necessary to maintain the lien priority of the Mortgage, and which have been delivered to the Trustee; the substance of any such waiver, alteration or modification has been approved by the title insurer, to the extent required by the related policy, and is reflected on the Mortgage Loan Schedule. No instrument of waiver, alteration or modification has been executed, and no Mortgagor has been released, in whole or in part, except in connection with an assumption agreement approved by the
title insurer, to the extent required by the policy, and which assumption agreement has been delivered to the Trustee and the terms of which are reflected in the Mortgage Loan Schedule;

(5)                        The Mortgage Note and the Mortgage are not subject to any right of rescission, set-off, counterclaim or defense, including the defense of usury, nor will the operation of any of the terms of the Mortgage Note and the Mortgage, or the exercise of any right thereunder, render the Mortgage unenforceable, in whole or in part, or subject to any right of rescission, set-off, counterclaim or defense, including the defense of usury and no such right of rescission, set-off, counterclaim or defense has been asserted with respect thereto.  Each Prepayment Charge or penalty with respect to any Mortgage Loan is permissible, enforceable and collectible under applicable federal, state and local law;

 

 

(6)                        All buildings upon the Mortgaged Property are insured by an insurer acceptable to Fannie Mae and Freddie Mac against loss by fire, hazards of extended coverage and such other hazards as are customary in the area where the Mortgaged Property is located, pursuant to insurance policies providing coverage in an amount not less than the greatest of (i) 100% of the replacement cost of all improvements to the Mortgaged Property, (ii) either (A) the outstanding principal balance of the Mortgage Loan with respect to each first lien Mortgage Loan or (B) with respect to each second lien Mortgage Loan, the sum of the outstanding principal balance of the first lien Mortgage Loan and the outstanding
principal balance of the second lien Mortgage Loan, (iii) the amount necessary to avoid the operation of any co-insurance provisions with respect to the Mortgaged Property, and consistent with the amount that would have been required as of the date of origination in accordance with the underwriting guidelines of the originator or (iv) the amount necessary to fully compensate for any damage or loss to the improvements that are a part of such property on a replacement cost basis.  All such insurance policies contain a standard mortgagee clause naming the Originator, its successors and assigns as mortgagee and all premiums thereon have been paid.  If the Mortgaged Property is in an area identified on a Flood Hazard Map or Flood Insurance Rate Map issued by the Federal Emergency Management Agency as having special flood hazards (and such flood insurance has been made available) a flood insurance policy meeting the requirements of the current guidelines of the Federal Insurance
Administration is in effect which policy conforms to the requirements of Fannie Mae and Freddie Mac. The Mortgage obligates the Mortgagor thereunder to maintain all such insurance at the Mortgagor's cost and expense, and on the Mortgagor's failure to do so, authorizes the holder of the Mortgage to maintain such insurance at Mortgagor's cost and expense and to seek reimbursement therefor from the Mortgagor;

(7)                        Any and all requirements of any federal, state or local law including, without limitation, usury, truth in lending, real estate settlement procedures, predatory and abusive lending, consumer credit protection, equal credit opportunity, fair housing or disclosure laws applicable to the origination and servicing of mortgage loans of a type similar to the Mortgage Loans have been complied with;

(8)                        The Mortgage has not been satisfied, cancelled, subordinated or rescinded, in whole or in part, and the Mortgaged Property has not been released from the lien of the Mortgage, in whole or in part, nor has any instrument been executed that would effect any such satisfaction, cancellation, subordination, rescission or release;

(9)                        The Mortgage (including any negative amortization which may arise thereunder) is a valid, existing and enforceable (A) first lien and first priority security interest with respect to each Mortgage Loan which is indicated by the Originator to be a first lien (as reflected on the Mortgage Loan Schedule), or (B) second lien and second priority security interest with respect to each Mortgage Loan which is indicated by the Originator to be a second lien (as reflected on the Mortgage Loan Schedule), in either case, on the Mortgaged Property, including all improvements on the Mortgaged Property subject only to (a) the lien of current real property taxes and assessments not yet due and
payable, (b) covenants, conditions and restrictions, rights of way, easements and other matters of the public record as of the date of recording being acceptable to 

 

mortgage lending institutions generally and specifically referred to in the lender's title insurance policy delivered to the originator of the Mortgage Loan and which do not adversely affect the Value of the Mortgaged Property, (c) with respect to each Mortgage Loan which is indicated by the Originator to be a second lien Mortgage Loan (as reflected on the Mortgage Loan Schedule) a first lien on the Mortgaged Property; and (d) other matters to which like properties are commonly subject which do not materially interfere with the benefits of the security intended to be provided by the Mortgage or the use, enjoyment, value or marketability of the related Mortgaged Property.  Any security agreement, chattel mortgage or equivalent document related to and delivered in connection with the Mortgage Loan establishes and creates a valid, existing and enforceable first or second lien and first or
second priority security interest (in each case, as indicated on the Mortgage Loan Schedule) on the property described therein and the Originator has full right to sell and assign the same to the Purchaser.  The Mortgaged Property was not, as of the date of origination of the Mortgage Loan, subject to a mortgage, deed of trust, deed to secure debt or other security instrument creating a lien subordinate to the lien of the Mortgage;

(10)                      The Mortgage Note and the related Mortgage are genuine and each is the legal, valid and binding obligation of the maker thereof, enforceable in accordance with its terms;

(11)                      All parties to the Mortgage Note and the Mortgage had legal capacity to enter into the Mortgage Loan and to execute and deliver the Mortgage Note and the Mortgage, and the Mortgage Note and the Mortgage have been duly and properly executed by such parties.  The Mortgagor is a natural person who executed the related Mortgage either in an individual capacity or, provided that the related Mortgage is guaranteed by a natural person, as trustee for a family trust;

(12)                      The proceeds of the Mortgage Loan have been fully disbursed to or for the account of the Mortgagor and there is no obligation for the Mortgagee to advance additional funds thereunder and any and all requirements as to completion of any on-site or off-site improvement and as to disbursements of any escrow funds therefor have been complied with.  All costs, fees and expenses incurred in making or closing the Mortgage Loan and the recording of the Mortgage have been paid, and the Mortgagor is not entitled to any refund of any amounts paid or due to the Mortgagee pursuant to the Mortgage Note or Mortgage;

(13)                      As of the Closing Date and immediately prior to the sale of the Mortgage Loan hereunder, the applicable Seller is the sole legal, beneficial and equitable owner of the Mortgage Note and the Mortgage and has full right to transfer and sell the Mortgage Loan to the Purchaser free and clear of any encumbrance, equity, lien, pledge, charge, claim or security interest;

(14)                      All parties which have had any interest in the Mortgage Loan, whether as mortgagee, assignee, pledgee or otherwise, are (or, during the period in which they held and disposed of such interest, were) in compliance with any and all applicable 

 

“doing business” and licensing requirements of the laws of the state wherein the Mortgaged Property is located;

(15)                      The Mortgage Loan is covered by an American Land Title Association (“ALTA”) lender’s title insurance policy (which, in the case of an Adjustable-Rate Mortgage Loan has an Adjustable-Rate mortgage endorsement in the form of ALTA 6.0 or 6.1) or with respect to any Mortgage Loan for which the related Mortgaged Property is located in California a CLTA lender’s title insurance policy, or other generally acceptable form of policy or insurance acceptable to Fannie Mae and Freddie Mac, issued by a title insurer acceptable to Fannie Mae and Freddie Mac and qualified to do business in the jurisdiction where the Mortgaged Property is located, insuring (subject to the exceptions contained
in (x)(a) and (b), and with respect to any second lien Mortgage Loan (c), above) the Originator, its successors and assigns as to the first or second priority lien (as indicated on the Mortgage Loan Schedule) of the Mortgage in the original principal amount of the Mortgage Loan and, with respect to any Adjustable-Rate Mortgage Loan, against any loss by reason of the invalidity or unenforceability of the lien resulting from the provisions of the Mortgage providing for adjustment in the Mortgage Rate and Monthly Payment and negative amortization provisions of the Mortgage Note.  Additionally, such lender's title insurance policy affirmatively insures ingress and egress to and from the Mortgaged Property, and against encroachments by or upon the Mortgaged Property or any interest therein.  The Originator is the sole insured of such lender's title insurance policy, and such lender’s title insurance policy is in full force and effect and will be in full force and effect upon the
consummation of the transactions contemplated by this Agreement.  No claims have been made under such lender's title insurance policy, and no prior holder of the related Mortgage, including the Originator, has done, by act or omission, anything which would impair the coverage of such lender's title insurance policy;

(16)                      As of the Closing Date, there is no default, breach, violation or event of acceleration existing under the Mortgage or the Mortgage Note and no event which, with the passage of time or with notice and the expiration of any grace or cure period, would constitute a default, breach, violation or event of acceleration, and the Originator has not waived any default, breach, violation or event of acceleration.  With respect to each second lien Mortgage Loan, as of the Closing Date (i) the related first lien mortgage loan is in full force and effect, (ii) there is no default, breach, violation or event of acceleration existing under such first lien mortgage or the related mortgage note, (iii) no event
which, with the passage of time or with notice and the expiration of any grace or cure period, would constitute a default, breach, violation or event of acceleration thereunder, and either (A) the first lien mortgage contains a provision which allows or (B) applicable law requires, the mortgagee under the second lien Mortgage Loan to receive notice of, and affords such mortgagee an opportunity to cure any default by payment in full or otherwise under the first lien mortgage.  For purposes of the foregoing, a delinquent payment of less than thirty (30) days on a Mortgage Loan in and of itself does not constitute a default, breach, violation or event of acceleration (or an event which, with the passage of time or with notice and the expiration of any grace or cure period, has occurred that would constitute a default, breach, violation or event of acceleration) with respect to such Mortgage Loan;

 

 

(17)                      As of the Closing Date, there are no mechanics' or similar liens or claims which have been filed for work, labor or material (and no rights are outstanding that under law could give rise to such lien) affecting the related Mortgaged Property which are or may be liens prior to, or equal or coordinate with, the lien of the related Mortgage;

(18)                      All improvements which were considered in determining the Value of the related Mortgaged Property lay wholly within the boundaries and building restriction lines of the Mortgaged Property, and no improvements on adjoining properties encroach upon the Mortgaged Property;

(19)                      The Mortgage Loan was originated or acquired by the Originator (and if acquired by the Originator, the Mortgage Loan was underwritten in all material respects with the Originator’s underwriting guidelines, and if a first-lien Mortgage Loan, is eligible for inclusion under a Secondary Mortgage Market Enhancement Act eligible transaction) or by a savings and loan association, a savings bank, a commercial bank or similar banking institution which is supervised and examined by a federal or state authority, or by a mortgagee approved as such by the Secretary of HUD;

(20)                      Principal payments on the Mortgage Loan commenced no more than sixty days after the proceeds of the Mortgage Loan were disbursed.  The Mortgage Loan bears interest at the Mortgage Rate.  With respect to each Mortgage Loan which is not a negative amortization loan, the Mortgage Note is payable on the first day of each month, or such other day of each month as may be specified in the Mortgage Loan Schedule, in Monthly Payments, which, in the case of a Fixed-Rate Mortgage Loans, are sufficient to fully amortize the original principal balance over the original term thereof (other than with respect to a Mortgage Loan identified on the Mortgage Loan Schedule as an interest-only Mortgage Loan during the
interest-only period) and to pay interest at the related Mortgage Rate, and, in the case of an Adjustable-Rate Mortgage Loan, are changed on each Adjustment Date, and in any case, are sufficient to fully amortize the original principal balance over the original term thereof (other than with respect to a Mortgage Loan identified on the Mortgage Loan Schedule as an interest-only Mortgage Loan during the interest-only period) and to pay interest at the related Mortgage Rate.  With respect to each negative amortization Mortgage Loan, the related Mortgage Note requires a Monthly Payment which is sufficient during the period following each Payment Adjustment Date, to fully amortize the outstanding principal balance as of the first day of such period (including any negative amortization) over the then remaining term of such Mortgage Note and to pay interest at the related Mortgage Rate; provided, that the Monthly Payment shall not increase to an amount that exceeds 107.5% of the amount of
the Monthly Payment that was due immediately prior to the Adjustment Date; provided, further, that the payment adjustment cap shall not be applicable with respect to the adjustment made to the Monthly Payment that occurs in a year in which the Mortgage Loan has been outstanding for a multiple of 5 years and in any such year the Monthly Payment shall be adjusted to fully amortize the Mortgage Loan over the remaining term.  With respect to each Mortgage Loan identified on the Mortgage Loan Schedule as an interest-only Mortgage Loan, the interest-only period shall not exceed ten (10) years (or such other period specified on the Mortgage Loan Schedule) and following the expiration 

 

of such interest-only period, the remaining Monthly Payments shall be sufficient to fully amortize the original principal balance over the remaining term of the Mortgage Loan and to pay interest at the related Mortgage Rate.  The Index for each Adjustable-Rate Mortgage Loan is as defined in the Mortgage Loan Schedule.  No Mortgage Loan is a convertible Mortgage Loan;

(21)                      The origination, servicing and collection practices used by the Originator with respect to each Mortgage Note and Mortgage including, without limitation, the establishment, maintenance and servicing of the Escrow Accounts and Escrow Payments, if any, since origination have been in all respects legal, proper, prudent and customary in the mortgage origination and servicing industry.  The Mortgage Loan has been serviced by the Originator and any predecessor servicer in accordance with the terms of the Mortgage Note.  With respect to escrow deposits and Escrow Payments, if any, all such payments are in the possession of, or under the control of, the Originator and there exist no deficiencies in
connection therewith for which customary arrangements for repayment thereof have not been made. No escrow deposits or Escrow Payments or other charges or payments due the Originator have been capitalized under any Mortgage or the related Mortgage Note and no such escrow deposits or Escrow Payments are being held by the Originator for any work on a Mortgaged Property which has not been completed;

(22)                      As of the Closing Date, the Mortgaged Property is free of material damage and waste and there is no proceeding pending for the total or partial condemnation thereof;

(23)                      The Mortgage and related Mortgage Note contain customary and enforceable provisions such as to render the rights and remedies of the holder thereof adequate for the realization against the Mortgaged Property of the benefits of the security provided thereby, including, (a) in the case of a Mortgage designated as a deed of trust, by trustee's sale, and (b) otherwise by judicial foreclosure.  Since the date of origination of the Mortgage Loan, the Mortgaged Property has not been subject to any bankruptcy proceeding or foreclosure proceeding and the Mortgagor has not filed for protection under applicable bankruptcy laws.  There is no homestead or other exemption available to the Mortgagor which would
interfere with the right to sell the Mortgaged Property at a trustee's sale or the right to foreclose the Mortgage. As of the Closing Date, the Mortgagor has not notified the Originator and the Originator has no knowledge of any relief requested or allowed to the Mortgagor under the Servicemembers’ Civil Relief Act;

(24)                      The Mortgage Loan was underwritten in accordance with the underwriting standards of the Originator in effect at the time the Mortgage Loan was originated.  The Mortgage Note and Mortgage are on forms generally acceptable to Fannie Mae and Freddie Mac;

(25)                      The Mortgage Note is not and has not been secured by any collateral except the lien of the corresponding Mortgage on the Mortgaged Property and the security interest of any applicable security agreement or chattel mortgage referred to in (x) above;

 

 

(26)                      The Mortgage File contains an appraisal of the related Mortgaged Property which satisfied the standards of Fannie Mae and Freddie Mac, was on appraisal form 1004 or form 2055 (or a form otherwise satisfactory to S&P and Moody’s) and was made and signed, prior to the approval of the Mortgage Loan application, by a qualified appraiser, duly appointed by the originator of the Mortgage Loan, who had no interest, direct or indirect in the Mortgaged Property or in any loan made on the security thereof, whose compensation is not affected by the approval or disapproval of the Mortgage Loan and who met the minimum qualifications of Fannie Mae and Freddie Mac.  Each appraisal of the Mortgage Loan
was made in accordance with the relevant provisions of the Financial Institutions Reform, Recovery, and Enforcement Act of 1989;

(27)                      In the event the Mortgage constitutes a deed of trust, a trustee, duly qualified under applicable law to serve as such, has been properly designated and currently so serves and is named in the Mortgage, and no fees or expenses are or will become payable by the Purchaser to the trustee under the deed of trust, except in connection with a trustee's sale after default by the Mortgagor;

(28)                      No Mortgage Loan contains provisions pursuant to which Monthly Payments are (a) paid or partially paid with funds deposited in any separate account established by the Originator, the Mortgagor, or anyone on behalf of the Mortgagor, (b) paid by any source other than the Mortgagor or (c) contains any other similar provisions which may constitute a “buydown” provision. The Mortgage Loan is not a graduated payment mortgage loan and the Mortgage Loan does not have a shared appreciation or other contingent interest feature;

(29)                      The Mortgagor has executed a statement to the effect that the Mortgagor has received all disclosure materials required by applicable law with respect to the making of Fixed-Rate mortgage loans in the case of Fixed-Rate Mortgage Loans, and Adjustable-Rate mortgage loans in the case of Adjustable-Rate Mortgage Loans and rescission materials with respect to Refinanced Mortgage Loans, and such statement is and will remain in the Mortgage File;

(30)                      No Mortgage Loan was made in connection with (a) the construction or rehabilitation of a Mortgaged Property or (b) facilitating the trade-in or exchange of a Mortgaged Property;

(31)                      The Originator has no knowledge of any circumstances or condition with respect to the Mortgage, the Mortgaged Property, the Mortgagor or the Mortgagor's credit standing that can reasonably be expected to cause private institutional investors who routinely invest in mortgage loans similar to the Mortgage Loan to regard the Mortgage Loan to be an unacceptable investment, cause the Mortgage Loan to become delinquent, or adversely affect the value of the Mortgage Loan;

(32)                      No Mortgage Loan had a Loan-to Value Ratio or a Combined Loan-to-Value Ratio at origination in excess of 100%;

 

 

(33)                      The Mortgaged Property is lawfully occupied under applicable law; all inspections, licenses and certificates required to be made or issued with respect to all occupied portions of the Mortgaged Property and, with respect to the use and occupancy of the same, including but not limited to certificates of occupancy, have been made or obtained from the appropriate authorities;

(34)                      No error, omission, misrepresentation, negligence, fraud or similar occurrence with respect to a Mortgage Loan has taken place on the part of the Originator, the related Seller, or to the best of the Originator’s knowledge, on the part of any other person, including without limitation the Mortgagor, any appraiser, any builder or developer, or any other party involved in the origination of the Mortgage Loan or in the application of any insurance in relation to such Mortgage Loan;

(35)                      The Assignment is in recordable form and (other than with respect to the blank assignee) is acceptable for recording under the laws of the jurisdiction in which the Mortgaged Property is located;

(36)                      Any principal advances made to the Mortgagor prior to the Cut-off Date have been consolidated with the outstanding principal amount secured by the Mortgage, and the secured principal amount, as consolidated, bears a single interest rate and single repayment term. The lien of the Mortgage securing the consolidated principal amount is expressly insured as having first or second (as indicated on the Mortgage Loan Schedule) lien priority by a title insurance policy, an endorsement to the policy insuring the mortgagee's consolidated interest or by other title evidence acceptable to Fannie Mae and Freddie Mac. The consolidated principal amount does not exceed the original principal amount of the
Mortgage Loan plus any negative amortization;

	
             
  	
            (37)
 	
            No Mortgage Loan has a balloon payment feature;
 

(38)                      If the Residential Dwelling on the Mortgaged Property is a condominium unit or a unit in a planned unit development (other than a de minimis planned unit development) such condominium or planned unit development project meets the eligibility requirements of Fannie Mae and Freddie Mac;

(39)                      With respect to each Mortgage Loan, the Originator has fully and accurately furnished complete information on the related borrower credit files to Equifax, Experian and Trans Union Credit Information Originator, in accordance with the Fair Credit Reporting Act and its implementing regulations, on a monthly basis and the Originator for each Loan will furnish, in accordance with the Fair Credit Reporting Act and its implementing regulations, accurate and complete information on its primary borrower to Equifax, Experian, and Trans Union Credit  Information Originator, on a monthly basis;

(40)                      The source of the down payment with respect to each Mortgage Loan has been fully verified by the Originator, except as noted on the Mortgage Loan Schedule;

 

 

(41)                      Interest on each Mortgage Loan is calculated on the basis of a 360-day year consisting of twelve 30-day months;

(42)                      The Originator shall, at its own expense, cause each Mortgage Loan to be covered by a tax service contract which is assignable to the Purchaser or its designee; provided however, that if the Originator fails to purchase such tax service contract, the Originator shall be required to reimburse the Purchaser for all costs and expenses incurred by the Purchaser in connection with the purchase of any such tax service contract;

(43)                      Each Mortgage Loan is covered by a flood zone service contract which is assignable to the Purchaser or its designee or, for each Mortgage Loan not covered by such Flood Zone Service Contract, the Originator agrees to purchase such flood zone service contract;

(44)                      As of the Closing Date. the Mortgaged Property is in material compliance with all applicable environmental laws pertaining to environmental hazards including, without limitation, asbestos, and neither the Originator nor, to the Originator’s knowledge, the related Mortgagor, has received any notice of any violation or potential violation of such law;

(45)                      No Mortgage Loan is (a) subject to the provisions of the Homeownership and Equity Protection Act of 1994 as amended (“HOEPA”), (b) a “high cost” mortgage loan, “covered” mortgage loan, “high risk home” mortgage loan,  or “predatory” mortgage loan or any other comparable term, no matter how defined under any federal, state or local law, (c) subject to any comparable federal, state or local statutes or regulations, or any other statute or regulation providing for heightened regulatory scrutiny or assignee liability to holders of such mortgage loans, or (d) a High Cost Loan or Covered Loan, as applicable (as such terms are defined in the current
Standard & Poor’s LEVELS® Glossary Revised, Appendix E);

(46)                      No predatory, abusive, or deceptive lending practices, including but not limited to, the extension of credit to a mortgagor without regard for the mortgagor’s ability to repay the Mortgage Loan and the extension of credit to a mortgagor which has no apparent benefit to the mortgagor, were employed in connection with the origination of the Mortgage Loan.  Each Mortgage Loan (other than with respect to the points and fees threshold in connection with Mortgage Loans that are not Points and Fees Eligible Loans and escrow payment requirements) is in compliance with the anti-predatory lending eligibility for purchase requirements of the Fannie Mae Guides;

(47)                      The debt-to-income ratio of the related Mortgagor was not greater than 65% at the origination of the related Mortgage Loan;

(48)                      No Mortgagor was required to purchase any credit insurance product (e.g., life, mortgage, disability, accident, unemployment or health insurance product) or debt cancellation agreement as a condition of obtaining the extension of credit.  No Mortgagor obtained a prepaid single premium credit life, mortgage, disability, 

 

accident, unemployment or health insurance product in connection with the origination of the Mortgage Loan.  No proceeds from any Mortgage Loan were used to purchase single premium credit insurance policies as part of the origination of, or as a condition to closing, such Mortgage Loan;

(49)                      The Mortgage Loans were not selected from the outstanding Fixed-Rate or adjustable-rate one to four-family mortgage loans in the Originator’s portfolio at the Cut-off Date as to which the representations and warranties set forth in this Agreement could be made in a manner so as to affect adversely the interests of the Purchaser;

(50)                      The Mortgage contains an enforceable provision for the acceleration of the payment of the unpaid principal balance of the Mortgage Loan in the event that the Mortgaged Property is sold or transferred without the prior written consent of the mortgagee thereunder;

(51)                      The Mortgage Loan complies with all applicable consumer credit statutes and regulations, including, without limitation, the respective Uniform Consumer Credit Code laws in effect in Alabama, Colorado, Idaho, Indiana, Iowa, Kansas, Maine, Oklahoma, South Carolina, Utah, West Virginia and Wyoming, has been originated by a properly licensed entity, and in all other respects, complies with all of the material requirements of any such applicable laws;

(52)                      The information set forth in the Prepayment Charge Schedule is complete, true and correct in all material respects and each Prepayment Charge is permissible, enforceable and collectable under applicable federal and state law;

(53)                      The Mortgage Loan was not prepaid in full prior to the Closing Date and the Originator has not received notification from a Mortgagor that a prepayment in full shall be made after the Closing Date;

(54)                      No Mortgage Loan is secured by cooperative housing, commercial property or mixed use property;

(55)                      Any Mortgaged Property that is considered manufactured housing shall be legally classified as real property, is permanently affixed to a foundation and must assume that characteristics of site-built housing and must otherwise conform to the requirements (A) for inclusion in residential mortgage backed securities transactions rated by S&P and (B) of Fannie Mae and Freddie Mac, including, but not limited to, the requirements that (i) the related Mortgage Note or contract, as applicable, be secured by a “single family residence” within the meaning of Section 25(e)(10) of the Code, (ii) the fair market value of the manufactured home securing each related Mortgage Note or contract, as
applicable, was at least equal to 80% of the original principal balance of such Note or contract, as applicable, and (iii) each related Mortgage Note or contract, as applicable, is a “qualified mortgage” under Section 860G(a)(3) of the Code;

 

 

(56)                      Each Mortgage Loan is eligible for sale in the secondary market without unreasonable credit enhancement;

(57)                      All points, fees and charges related to each Mortgage Loan (whether or not financed, assessed, collected or to be collected in connection with the origination and servicing of each Mortgage Loan) were disclosed in writing to the Mortgagor in accordance with applicable state and federal laws and regulations.  Except as otherwise set forth in the Mortgage Loan Schedule and in the case of a Mortgage Loan in an original principal amount of less than $60,000 which would have resulted in an unprofitable origination, no Mortgagor was charged “points and fees” (whether or not financed) in an amount greater than 5% of the principal amount of the related Mortgage Loan, such 5% limitation is
calculated in accordance with Fannie Mae 's anti-predatory lending requirements as set forth in the Fannie Mae Selling Guide;

(58)                      Except as set forth on the Mortgage Loan Schedule, none of the Mortgage Loans are subject to a Prepayment Charge.  For any Mortgage Loan originated prior to October 1, 2002 that is subject to a prepayment penalty, such prepayment penalty does not extend beyond five years after the date of origination.  For any Mortgage Loan originated on or following October 1, 2002 that is subject to a prepayment penalty, such prepayment penalty does not extend beyond three years after the date of origination.  With respect to any Mortgage Loan that contains a provision permitting imposition of a premium upon a prepayment prior to maturity: (i) prior to the Mortgage Loan's origination, the Mortgagor agreed to
such premium in exchange for a monetary benefit, including but not limited to a rate or fee reduction, (ii) prior to the Mortgage Loan's origination, the Mortgagor was offered the option of obtaining a Mortgage Loan that did not require payment of such a premium, (iii) the prepayment premium is disclosed to the Mortgagor in the loan documents pursuant to applicable state and federal law, and (iv) notwithstanding any state or federal law to the contrary, the Originator shall not impose such prepayment premium in any instance when the mortgage debt is accelerated as the result of the Mortgagor's default in making the loan payments;

(59)                      The Originator has complied with all applicable anti-money laundering laws and regulations, including without limitation the USA Patriot Act of 2001 (collectively, the “Anti-Money Laundering Laws”); the Originator has established an anti-money laundering compliance program as required by the Anti-Money Laundering Laws, has conducted the requisite due diligence in connection with the origination of each Mortgage Loan for purposes of the Anti-Money Laundering Laws, including with respect to the legitimacy of the applicable Mortgagor and the origin of the assets used by the said Mortgagor to purchase the property in question, and maintains, and will maintain, sufficient information to
identify the applicable Mortgagor for purposes of the Anti-Money Laundering Laws.  No Mortgage Loan is subject to nullification pursuant to Executive Order 13224 (the “Executive Order”) or the regulations promulgated by the Office of Foreign Assets Control of the United States Department of the Treasury (the “OFAC Regulations”) or in violation of the Executive Order or the OFAC Regulations, and no Mortgagor is subject to the provisions of such Executive Order or the OFAC Regulations nor listed as a “blocked person” for purposes of the OFAC Regulations;

 

 

(60)                      No Mortgage Loan is secured by real property or secured  by a manufactured home located in the state of Georgia unless (x) such Mortgage Loan was originated prior to October 1, 2002 or after March 6, 2003, or (y) the property securing the Mortgage Loan is not, nor will be, occupied by the Mortgagor as the Mortgagor’s principal dwelling.  No Mortgage Loan is a “High Cost Home Loan” as defined in the Georgia Fair Lending Act, as amended (the “Georgia Act”).   Each Mortgage Loan that is a “Home Loan” under the Georgia Act complies with all applicable provisions of the Georgia Act. No Mortgage Loan subject to the Georgia Act and secured by owner occupied real
property or an owner occupied manufactured home located in the State of Georgia was originated (or modified) on or after October 1, 2002 through and including March 6, 2003;

(61)                      No Mortgagor was encouraged or required to select a Mortgage Loan product offered by the Mortgage Loan's originator which is a higher cost product designed for less creditworthy borrowers, unless at the time of the Mortgage Loan's origination, such Mortgagor did not qualify taking into account credit history and debt to income ratios for a lower cost credit product then offered by the Mortgage Loan's originator or any affiliate of the Mortgage Loan's originator.  If, at the time of loan application, the Mortgagor may have qualified for a for a lower cost credit product then offered by any mortgage lending affiliate of the Mortgage Loan's originator, the Mortgage Loan's originator referred the
Mortgagor's application to such affiliate for underwriting consideration;

(62)                      The methodology used in underwriting the extension of credit for each Mortgage Loan employs objective mathematical principles which relate the Mortgagor's income, assets and liabilities to the proposed payment and such underwriting methodology does not rely on the extent of the Mortgagor's equity in the collateral as the principal determining factor in approving such credit extension.  Such underwriting methodology confirmed that at the time of origination (application/approval) the Mortgagor had a reasonable ability to make timely payments on the Mortgage Loan;

(63)                      With respect to any Mortgage Loan which is secured by manufactured housing, such Mortgage Loan satisfies the requirements for inclusion in residential mortgage backed securities transactions rated by S&P;

(64)                      No Mortgage Loan (a) is secured by property located in the State of New York; (b) had an unpaid principal balance at origination of $300,000 or less, and (c) has an application date on or after April 1, 2003, the terms of which Mortgage Loan equal or exceed either the APR or the points and fees threshold for “high-cost home loans”, as defined in Section 6-1 of the New York State Banking Law;

(65)                      The Originator will transmit full-file credit reporting data for each Mortgage Loan pursuant to Fannie Mae Guide Announcement 95-19 and for each Mortgage Loan, Originator agrees it shall report one of the following statuses each month as follows: new origination, current, delinquent (30-, 60-, 90-days, etc.), foreclosed, or charged-off;

 

 

(66)                      No Mortgage Loan is a “High-Cost” loan as defined under the New York Banking Law Section 6-1, effective as of April 1, 2003;

(67)                      No Mortgage Loan is a “High Cost Home Loan” as defined in the Arkansas Home Loan Protection Act effective July 16, 2003 (Act 1340 or 2003);

(68)                      No Mortgage Loan is a “High Cost Home Loan” as defined in the Kentucky high-cost loan statute effective June 24, 2003 (Ky. Rev. Stat. Section 360.100);

(69)                      No Mortgage Loan secured by property located in the State of Nevada is a “home loan” as defined in the Nevada Assembly Bill No. 284;

(70)                      No Mortgage Loan is a “manufactured housing loan” or “home improvement home loan” pursuant to the New Jersey Home Ownership Act.  No Mortgage Loan is a “High-Cost Home Loan” or a refinanced “Covered Home Loan,” in each case, as defined in the New Jersey Home Ownership Act effective November 27, 2003 (N.J.S.A. 46;10B-22 et seq.);

(71)                      Each Mortgage Loan constitutes a “qualified mortgage” under Section 860G(a)(3)(A) of the Code and Treasury Regulation Section 1.860G-2(a)(1);

(72)                      No Mortgage Loan is a subsection 10 mortgage under the Oklahoma Home Ownership and Equity protection Act;

(73)                      No Mortgage Loan is a “High-Cost Home Loan” as defined in the New Mexico Home Loan Protection Act effective January 1, 2004 (N.M. Stat. Ann. §§ 58-21A-1 et seq.);

(74)                      No Mortgage Loan is a “High-Risk Home Loan” as defined in the Illinois High-Risk Home Loan Act effective January 1, 2004 (815 Ill. Comp. Stat. 137/1 et seq.) and no Mortgage Loan secured by a Mortgage Property located in the State of Illinois is in violation of the provisions of the Illinois Interest Act, including Section 4.1a;

(75)                      No Loan that is secured by property located within the State of Maine meets the definition of a (i) “high-rate, high-fee” mortgage loan under Article VIII, Title 9-A of the Maine Consumer Credit Code or (ii) “High-Cost Home Loan” as defined under the Maine House Bill 383 L.D. 494, effective as of September 13, 2003;

(76)                      No Loan is a “High Cost Home Loan” governed by the Indiana Home Loan Practices Act, Ind. Code Ann. §§ 24-9-1 et seq.;

(77)        No Mortgage Loan is a “High-Risk Home Loan” as defined in the Illinois High-Risk Home Loan Act effective January 1, 2004 (815 Ill. Comp. Stat. 137/1 et seq.);

(78)                      The Mortgagor has not made or caused to be made any payment in the nature of an “average” or “yield spread premium” to a mortgage broker or a like Person which has not been fully disclosed to the Mortgagor;

 

 

(79)                      With respect to each MOM Loan, a MIN has been assigned by MERS and such MIN is accurately provided on the Mortgage Loan Schedule.  The related Assignment of Mortgage to MERS has been duly and properly recorded, or has been delivered for recording to the applicable recording office;

(80)                      With respect to each MOM Loan, the Originator has not received any notice of liens or legal actions with respect to such Mortgage Loan and no such notices have been electronically posted by MERS;

(81)                      With respect to each Mortgage Loan, (i) if the related first lien provides for negative amortization, the Combined Loan-to Value Ratio was calculated at the maximum principal balance of such first lien that could result upon application of such negative amortization feature, and (ii) either no consent for the Mortgage Loan is required by the holder of the first lien or such consent has been obtained and is contained in the Mortgage File;

(82)                      No Mortgagor agreed to submit to arbitration to resolve any dispute arising out of or relating in any way to the Mortgage Loan transaction; 

(83)                      No Mortgage Loan is a “High-Cost Home Mortgage Loan” as defined in the Massachusetts Predatory Home Loan Practices Act, effective November 7, 2004 (Mass. Ann. Laws Ch. 183C).  If any Mortgage Loan secured by a Mortgaged Property located in the Commonwealth of Massachusetts was made to pay off or refinance an existing loan or other debt of the related borrower (as the term “borrower” is defined in the regulations promulgated by the Massachusetts Secretary of State in connection with Massachusetts House Bill 480 (2004)), such Mortgage Loan is in the "borrower's
interest," as documented by a "borrower's interest worksheet" for the particular Mortgage Loan, which worksheet incorporates the factors set forth in Massachusetts House Bill 4880 (2004) and the regulations promulgated thereunder for determining "borrower's interest," and otherwise complies in all material respects with the laws of the Commonwealth of Massachusetts; and

(84)                      With respect to the Mortgage Loans set forth on Schedule III, the Originator shall cause the Servicer to deliver the reports required by Section 3.01 of the Pooling and Servicing Agreement.

 

 

 

SCHEDULE III

 

 

 

               

               

              EXHIBIT D

              MORTGAGE LOAN SCHEDULE

-------------------------------------------------------------------------------------------------------
     State                       Zipcode                            Occupancy              Property
                                                                      Status                 Type
-------------------------------------------------------------------------------------------------------
NC                            27539                        Primary                      PUD Detached
WA                            98503                        Primary                      PUD Detached
TX                            77386                        Primary                      PUD Detached
TX                            75040                        Primary                      PUD Detached
TX                            77049                        Primary                      PUD Detached
NC                            28215                        Primary                      PUD Detached
NV                            89015                        Primary                      PUD Detached
GA                            30144                        Primary                      PUD Detached
CO                            80232                        Primary                      PUD Attached
TX                            77584                        Primary                      PUD Detached
NC                            28778                        Primary                      PUD Attached
CO                            80229                        Primary                      PUD Attached
TX                            75146                        Primary                      PUD Detached
TX                            76063                        Primary                      PUD Detached
ME                            04015                        Primary                      2-4 Units Detached
NJ                            07103                        Primary                      2-4 Units Detached
AL                            36575                        Primary                      PUD Detached
FL                            33624                        Primary                      PUD Attached
FL                            32615                        Primary                      PUD Detached
FL                            34746                        Primary                      PUD Detached
FL                            33813                        Primary                      PUD Detached
FL                            32822                        Primary                      PUD Detached
OK                            73078                        Primary                      PUD Detached
GA                            31322                        Primary                      PUD Detached
GA                            30075                        Primary                      PUD Detached
SC                            29170                        Primary                      PUD Detached
TX                            77339                        Primary                      PUD Detached
TX                            77449                        Primary                      Single Family Detached
NV                            89110                        Primary                      PUD Attached
NV                            89149                        Primary                      PUD Detached
NC                            27301                        Primary                      PUD Detached
CO                            80249                        Primary                      Single Family Detached
NV                            89015                        Primary                      PUD Attached
FL                            34744                        Primary                      PUD Detached
NV                            89110                        Primary                      PUD Attached
OH                            44224                        Primary                      Single Family Detached
IL                            62002                        Primary                      Single Family Detached
CO                            80014                        Primary                      PUD Attached
NY                            14606                        Primary                      Single Family Detached
SC                            29650                        Primary                      PUD Detached
TX                            77346                        Primary                      PUD Detached
WI                            54601                        Primary                      2-4 Units Detached
VT                            05641                        Primary                      Single Family Detached
WA                            99301                        Primary                      Single Family Detached
CA                            95828                        Primary                      PUD Detached
OK                            74133                        Primary                      Single Family Detached
TX                            75243                        Primary                      Single Family Attached
IL                            60419                        Primary                      Single Family Detached
SC                            29642                        Primary                      PUD Detached
CA                            93727                        Primary                      Single Family Detached
TX                            75035                        Primary                      Single Family Attached
TX                            75645                        Primary                      Single Family Detached
WA                            98338                        Primary                      Single Family Detached
MT                            59602                        Primary                      Single Family Detached
TX                            77346                        Primary                      Single Family Detached
FL                            32210                        Primary                      PUD Attached
FL                            33809                        Primary                      Single Family Detached
TX                            78041                        Primary                      Single Family Detached
IN                            47024                        Primary                      Single Family Detached
UT                            84040                        Primary                      Single Family Detached
VA                            23093                        Primary                      Single Family Detached
MA                            01850                        Primary                      Single Family Detached
IA                            52302                        Primary                      Single Family Detached
IL                            62959                        Primary                      Single Family Detached
OH                            43055                        Primary                      Single Family Detached
ME                            04472                        Primary                      Single Family Detached
TX                            76259                        Primary                      Single Family Detached
WA                            98382                        Primary                      Single Family Detached
WA                            98444                        Primary                      Single Family Detached
FL                            32312                        Primary                      PUD Detached
GA                            30315                        Primary                      Single Family Detached
GA                            30034                        Primary                      Single Family Detached
WI                            53121                        Primary                      Single Family Detached
PA                            16510                        Primary                      Single Family Detached
AZ                            85232                        Second Home                  PUD Detached
MS                            39746                        Primary                      Single Family Detached
TX                            77075                        Primary                      Single Family Detached
TX                            77080                        Primary                      Single Family Detached
TX                            77083                        Primary                      PUD Detached
TX                            77090                        Primary                      Single Family Detached
TX                            77091                        Primary                      Single Family Detached
MA                            01852                        Primary                      Condo Low-Rise Attached
NY                            13662                        Primary                      Single Family Detached
TX                            78504                        Primary                      Single Family Detached
FL                            33175                        Primary                      PUD Attached
NH                            03858                        Primary                      2-4 Units Detached
MA                            02359                        Primary                      Single Family Detached
CO                            81001                        Primary                      Single Family Detached
TX                            75089                        Primary                      Single Family Detached
VA                            22546                        Primary                      PUD Detached
WA                            98126                        Primary                      Single Family Detached
MA                            01101                        Primary                      2-4 Units Detached
MA                            01109                        Primary                      2-4 Units Detached
NC                            28466                        Primary                      Single Family Detached
GA                            30105                        Primary                      Single Family Detached
NY                            11207                        Primary                      2-4 Units Detached
TX                            75633                        Primary                      Single Family Detached
IL                            60637                        Primary                      Condo Low-Rise Attached
MA                            01020                        Primary                      Single Family Detached
SC                            29223                        Primary                      PUD Detached
SC                            29229                        Primary                      PUD Detached
SC                            29229                        Primary                      PUD Detached
OH                            43229                        Primary                      Single Family Detached
WI                            53925                        Primary                      Single Family Detached
CO                            80817                        Primary                      Single Family Detached
TX                            77015                        Primary                      PUD Detached
NC                            27282                        Primary                      Single Family Detached
ID                            83634                        Primary                      PUD Detached
WI                            53719                        Primary                      Condo Low-Rise Attached
GA                            30060                        Primary                      Single Family Detached
IL                            60443                        Primary                      Single Family Detached
TX                            75071                        Primary                      Single Family Detached
VA                            22963                        Primary                      PUD Detached
GA                            31070                        Primary                      Single Family Detached
TX                            77364                        Primary                      PUD Detached
WA                            98375                        Primary                      PUD Detached
WA                            98292                        Primary                      Single Family Detached
MA                            01606                        Primary                      Single Family Detached
OR                            97007                        Primary                      Single Family Detached
TX                            76016                        Primary                      Single Family Detached
NC                            28803                        Primary                      Single Family Detached
MA                            02703                        Primary                      Condo Low-Rise Attached
MA                            01862                        Primary                      Single Family Detached
NC                            28215                        Primary                      Single Family Detached
NC                            27527                        Non-owner                    PUD Detached
NJ                            08021                        Primary                      Single Family Detached
GA                            30016                        Primary                      Single Family Detached
GA                            30016                        Primary                      Single Family Detached
MA                            02719                        Primary                      Single Family Detached
GA                            30549                        Primary                      Single Family Detached
OH                            44047                        Primary                      Single Family Detached
IN                            47909                        Primary                      Single Family Detached
TN                            37804                        Primary                      Single Family Detached
FL                            33193                        Primary                      PUD Attached
FL                            33193                        Primary                      PUD Attached
NJ                            08332                        Primary                      Single Family Detached
WI                            53222                        Primary                      Single Family Detached
ID                            83687                        Primary                      Single Family Detached
IL                            60451                        Primary                      Single Family Attached
MD                            21122                        Primary                      Condo Low-Rise Attached
WI                            53081                        Primary                      Single Family Detached
ME                            04976                        Primary                      PUD Detached
ME                            04083                        Primary                      Single Family Detached
ID                            83669                        Primary                      PUD Detached
FL                            33617                        Primary                      Single Family Detached
AZ                            85716                        Primary                      PUD Attached
GA                            30188                        Primary                      PUD Attached
OR                            97007                        Primary                      Single Family Detached
MA                            01331                        Primary                      2-4 Units Detached
VT                            05649                        Primary                      Single Family Detached
GA                            30121                        Primary                      PUD Detached
CO                            80015                        Primary                      Single Family Detached
IL                            60639                        Primary                      2-4 Units Detached
FL                            33761                        Primary                      Single Family Detached
FL                            32926                        Primary                      Single Family Attached
OH                            44408                        Primary                      Single Family Detached
TX                            76248                        Primary                      Single Family Detached
WI                            53220                        Primary                      Single Family Detached
MA                            01830                        Primary                      Condo Low-Rise Attached
MA                            01832                        Primary                      Condo Low-Rise Attached
KY                            40245                        Primary                      Single Family Detached
NH                            03102                        Primary                      2-4 Units Detached
FL                            33142                        Primary                      Single Family Detached
FL                            33177                        Primary                      Single Family Detached
FL                            32766                        Primary                      PUD Detached
KY                            40461                        Primary                      Single Family Detached
IL                            60544                        Primary                      PUD Detached
TX                            78247                        Primary                      PUD Detached
FL                            32771                        Primary                      PUD Detached
GA                            30039                        Primary                      Single Family Detached
MO                            63379                        Primary                      Single Family Detached
TX                            76088                        Primary                      Single Family Detached
VT                            05641                        Primary                      2-4 Units Detached
FL                            34714                        Primary                      PUD Detached
CA                            94519                        Primary                      PUD Detached
RI                            02920                        Non-owner                    2-4 Units Detached
TX                            75137                        Primary                      Single Family Detached
IL                            62040                        Primary                      Single Family Detached
NH                            03431                        Primary                      Condo Low-Rise Attached
NH                            03102                        Primary                      2-4 Units Detached
PA                            18337                        Primary                      PUD Detached
FL                            34104                        Primary                      Condo Low-Rise Attached
FL                            34120                        Primary                      Single Family Detached
FL                            32566                        Primary                      Single Family Detached
NJ                            07050                        Primary                      2-4 Units Detached
FL                            32825                        Primary                      PUD Detached
LA                            70452                        Primary                      Single Family Detached
MI                            48240                        Primary                      Single Family Detached
CA                            92376                        Primary                      PUD Detached
VT                            05701                        Primary                      2-4 Units Detached
TX                            78230                        Primary                      Single Family Detached
SC                            29483                        Primary                      Condo Low-Rise Attached
SC                            29485                        Primary                      Single Family Detached
MA                            02780                        Primary                      2-4 Units Detached
AZ                            85743                        Primary                      PUD Detached
HI                            96797                        Primary                      PUD Detached
OK                            73096                        Primary                      Single Family Detached
CO                            80234                        Primary                      Single Family Detached
NJ                            07002                        Primary                      2-4 Units Detached
FL                            33511                        Primary                      Single Family Detached
CA                            92227                        Primary                      Single Family Detached
IL                            60618                        Primary                      2-4 Units Detached
FL                            34711                        Primary                      PUD Detached
FL                            32738                        Primary                      Single Family Detached
GA                            30096                        Primary                      PUD Detached
MN                            55346                        Primary                      Single Family Detached
TN                            37643                        Primary                      Single Family Detached
NV                            89408                        Primary                      Single Family Detached
CA                            95540                        Primary                      Single Family Detached
AZ                            85233                        Primary                      PUD Detached
CO                            80631                        Primary                      PUD Detached
FL                            32043                        Primary                      PUD Detached
FL                            34691                        Primary                      Single Family Detached
CA                            95329                        Primary                      PUD Detached
HI                            96761                        Primary                      Condo Low-Rise Attached
TX                            75770                        Primary                      Single Family Detached
PA                            15650                        Primary                      PUD Attached
CA                            90026                        Primary                      2-4 Units Detached
MA                            02054                        Primary                      Single Family Detached
FL                            33023                        Primary                      PUD Detached
TX                            77489                        Primary                      PUD Detached
NH                            03062                        Primary                      Condo Low-Rise Attached
FL                            32808                        Primary                      Single Family Detached
FL                            32825                        Primary                      PUD Detached
FL                            32825                        Primary                      Single Family Detached
FL                            32829                        Primary                      PUD Detached
NH                            03864                        Primary                      Single Family Detached
FL                            32505                        Primary                      PUD Detached
IN                            46970                        Primary                      Single Family Detached
PA                            19114                        Primary                      Single Family Attached
OR                            97206                        Primary                      Single Family Detached
CO                            81007                        Primary                      Single Family Detached
ME                            04073                        Primary                      2-4 Units Detached
MD                            20748                        Primary                      Single Family Attached
AZ                            85552                        Primary                      Single Family Detached
MI                            48089                        Primary                      Single Family Detached
MI                            48089                        Primary                      Single Family Detached
IL                            62693                        Primary                      Single Family Detached
CA                            92301                        Primary                      Single Family Detached
TX                            75002                        Primary                      Single Family Detached
IL                            62906                        Primary                      Single Family Detached
TN                            37013                        Non-owner                    Single Family Detached
NH                            03275                        Primary                      PUD Detached
NE                            68147                        Primary                      Single Family Detached
OH                            43402                        Primary                      Single Family Detached
NY                            10469                        Primary                      2-4 Units Detached
TX                            77808                        Primary                      Single Family Detached
VA                            23024                        Primary                      Single Family Detached
TX                            78133                        Primary                      PUD Detached
TX                            78413                        Primary                      PUD Detached
TX                            75228                        Primary                      Single Family Detached
NJ                            07801                        Primary                      Single Family Detached
NC                            27288                        Primary                      Single Family Detached
AZ                            85335                        Primary                      PUD Detached
MA                            02721                        Primary                      2-4 Units Detached
NC                            27526                        Primary                      PUD Attached
TX                            75052                        Primary                      Single Family Detached
CT                            06112                        Primary                      Single Family Detached
MA                            02645                        Primary                      Single Family Detached
CA                            92345                        Primary                      Single Family Detached
FL                            33016                        Primary                      Condo Low-Rise Attached
PA                            18431                        Primary                      Single Family Detached
MA                            02045                        Primary                      Single Family Detached
WI                            53144                        Primary                      2-4 Units Detached
NY                            12401                        Primary                      2-4 Units Attached
FL                            34746                        Primary                      PUD Detached
FL                            34758                        Primary                      PUD Detached
TN                            37086                        Primary                      Single Family Detached
FL                            33809                        Primary                      Condo Low-Rise Attached
CO                            80228                        Primary                      Condo Low-Rise Attached
MI                            48910                        Primary                      Single Family Detached
FL                            32446                        Primary                      Single Family Detached
AZ                            85239                        Primary                      PUD Detached
ID                            83686                        Non-owner                    2-4 Units Detached
ID                            83686                        Non-owner                    2-4 Units Detached
CT                            06511                        Primary                      Single Family Detached
CT                            06513                        Primary                      Single Family Detached
NJ                            07106                        Non-owner                    2-4 Units Detached
VA                            23505                        Primary                      Single Family Detached
MA                            02368                        Primary                      2-4 Units Detached
TX                            75155                        Primary                      Single Family Detached
OR                            97470                        Primary                      Single Family Detached
FL                            34769                        Primary                      Single Family Detached
CA                            95204                        Primary                      Single Family Detached
TX                            76710                        Primary                      Single Family Detached
RI                            02889                        Primary                      Single Family Detached
GA                            31503                        Primary                      Single Family Detached
GA                            31503                        Primary                      Single Family Detached
FL                            34420                        Primary                      PUD Detached
FL                            33433                        Primary                      PUD Detached
MA                            02302                        Primary                      Single Family Detached
NY                            11953                        Primary                      Single Family Detached
TX                            75232                        Primary                      Single Family Detached
TX                            75241                        Primary                      Single Family Detached
NJ                            08755                        Primary                      Single Family Detached
AL                            36613                        Primary                      Single Family Detached
AZ                            85335                        Primary                      PUD Detached
CO                            80504                        Primary                      PUD Detached
TX                            78624                        Primary                      Single Family Detached
PA                            15601                        Primary                      Single Family Detached
MA                            01036                        Primary                      Single Family Detached
WI                            53027                        Primary                      2-4 Units Detached
MA                            01830                        Primary                      2-4 Units Detached
FL                            33030                        Primary                      Single Family Detached
HI                            96818                        Primary                      Condo High-Rise Attached
MD                            21643                        Primary                      Single Family Detached
FL                            34759                        Primary                      PUD Detached
FL                            33463                        Primary                      PUD Attached
NV                            89115                        Primary                      Single Family Attached
NV                            89117                        Primary                      PUD Detached
NV                            89139                        Primary                      Single Family Detached
MA                            01902                        Primary                      Condo Low-Rise Attached
GA                            30260                        Primary                      Single Family Detached
FL                            33065                        Primary                      Single Family Detached
MA                            01364                        Primary                      Single Family Detached
NJ                            08854                        Primary                      Single Family Detached
GA                            30127                        Primary                      Single Family Detached
SD                            57701                        Primary                      Single Family Detached
CA                            96080                        Primary                      Single Family Detached
VA                            23227                        Primary                      Single Family Detached
FL                            33561                        Primary                      Single Family Detached
UT                            84067                        Primary                      Single Family Detached
TX                            77379                        Primary                      PUD Detached
OR                            97051                        Primary                      Single Family Detached
MO                            63138                        Primary                      Single Family Detached
TX                            75160                        Primary                      Single Family Detached
OR                            97062                        Primary                      Condo Low-Rise Attached
CA                            90601                        Primary                      Condo Low-Rise Attached
CT                            06098                        Primary                      Single Family Detached
AZ                            85363                        Primary                      Single Family Detached
TX                            78101                        Primary                      Single Family Detached
GA                            30005                        Primary                      PUD Detached
IL                            62002                        Primary                      Single Family Detached
WI                            54001                        Primary                      Single Family Detached
GA                            30104                        Primary                      Single Family Detached
CA                            91702                        Primary                      Single Family Detached
IL                            61914                        Primary                      Single Family Detached
MO                            63033                        Primary                      Single Family Detached
NY                            10470                        Primary                      2-4 Units Detached
FL                            32533                        Primary                      PUD Detached
FL                            33990                        Primary                      Single Family Detached
FL                            33993                        Primary                      Single Family Detached
TX                            75009                        Primary                      Single Family Detached
IL                            60620                        Primary                      Single Family Detached
IL                            60628                        Primary                      Single Family Detached
TX                            75019                        Primary                      Single Family Detached
VT                            05251                        Primary                      Single Family Detached
KS                            67037                        Primary                      Single Family Detached
MA                            02121                        Primary                      2-4 Units Detached
VA                            24084                        Primary                      Single Family Detached
CA                            94534                        Primary                      Condo Low-Rise Attached
MA                            01420                        Primary                      2-4 Units Attached
MA                            01420                        Primary                      2-4 Units Detached
NY                            14606                        Primary                      Single Family Detached
TN                            37615                        Primary                      Single Family Detached
MA                            02338                        Primary                      Single Family Detached
MO                            65255                        Primary                      Single Family Detached
NV                            89015                        Primary                      PUD Attached
CO                            80129                        Primary                      PUD Detached
TX                            77051                        Primary                      Single Family Detached
NY                            11434                        Primary                      2-4 Units Detached
GA                            30144                        Primary                      PUD Detached
TX                            76549                        Primary                      2-4 Units Detached
FL                            34758                        Non-owner                    PUD Detached
NC                            28451                        Primary                      Single Family Detached
NY                            12528                        Primary                      Single Family Detached
VA                            24502                        Primary                      Single Family Detached
VT                            05851                        Primary                      Single Family Detached
MA                            02649                        Primary                      Single Family Detached
GA                            30253                        Primary                      PUD Detached
DE                            19709                        Primary                      Single Family Detached
WA                            98012                        Primary                      PUD Detached
MA                            02186                        Primary                      Single Family Detached
MA                            01057                        Primary                      Single Family Detached
CT                            06053                        Primary                      Single Family Detached
PA                            19403                        Primary                      Condo Low-Rise Attached
NJ                            07062                        Primary                      2-4 Units Detached
TX                            75023                        Primary                      Single Family Detached
MA                            02368                        Primary                      Single Family Detached
TX                            75154                        Primary                      Single Family Detached
FL                            33569                        Primary                      PUD Detached
TX                            76266                        Primary                      Single Family Detached
CA                            96019                        Primary                      Single Family Detached
GA                            31087                        Primary                      Single Family Detached
TX                            77380                        Primary                      PUD Detached
IL                            61084                        Primary                      Single Family Detached
TX                            76501                        Primary                      PUD Detached
VA                            23462                        Non-owner                    PUD Attached
NY                            12586                        Primary                      2-4 Units Detached
IL                            60482                        Primary                      Single Family Detached
MI                            48197                        Primary                      Single Family Detached
VT                            05440                        Primary                      Single Family Detached
MI                            48101                        Primary                      Single Family Detached
SC                            29624                        Primary                      Single Family Detached
IL                            61912                        Primary                      Single Family Detached
PA                            19014                        Primary                      Single Family Detached
NJ                            07001                        Primary                      Condo Low-Rise Attached
FL                            34203                        Non-owner                    PUD Detached
MA                            02302                        Primary                      Single Family Detached
NJ                            08069                        Primary                      Single Family Detached
FL                            32707                        Primary                      PUD Attached
IL                            60636                        Primary                      Single Family Detached
MA                            01510                        Primary                      Single Family Detached
CO                            80910                        Primary                      Single Family Detached
SC                            29223                        Primary                      Single Family Detached
GA                            30288                        Primary                      Single Family Detached
TX                            78414                        Primary                      PUD Detached
WI                            53110                        Primary                      Single Family Detached
TX                            75203                        Primary                      Single Family Detached
FL                            33328                        Primary                      PUD Detached
VA                            23842                        Primary                      Single Family Detached
IL                            60419                        Primary                      Single Family Detached
MD                            21921                        Primary                      Single Family Detached
TX                            76040                        Primary                      Single Family Detached
MA                            02723                        Primary                      2-4 Units Detached
MA                            01420                        Primary                      Single Family Detached
FL                            32608                        Primary                      PUD Detached
TX                            75040                        Primary                      Single Family Detached
VT                            05478                        Primary                      Single Family Detached
FL                            32735                        Primary                      Single Family Detached
MO                            65255                        Primary                      Single Family Detached
TX                            77022                        Primary                      Single Family Detached
TX                            77053                        Primary                      Single Family Detached
NJ                            07111                        Primary                      2-4 Units Detached
NJ                            07305                        Primary                      2-4 Units Detached
FL                            34758                        Non-owner                    PUD Detached
ME                            04240                        Primary                      Single Family Detached
ME                            04252                        Primary                      Single Family Detached
MA                            01850                        Primary                      Single Family Detached
VT                            05847                        Primary                      Single Family Detached
VT                            05851                        Primary                      Single Family Detached
IA                            52302                        Primary                      Single Family Detached
ME                            04957                        Primary                      Single Family Detached
FL                            33145                        Primary                      2-4 Units Attached
VA                            23113                        Primary                      Single Family Detached
NY                            11764                        Primary                      Single Family Detached
TN                            37122                        Primary                      Single Family Detached
NH                            03064                        Primary                      2-4 Units Detached
MA                            02740                        Primary                      2-4 Units Detached
NC                            28560                        Primary                      Single Family Detached
FL                            33167                        Primary                      Single Family Detached
FL                            32065                        Primary                      Single Family Detached
MA                            01364                        Primary                      Single Family Detached
OR                            97045                        Primary                      Single Family Detached
IL                            60543                        Primary                      Single Family Attached
HI                            96782                        Primary                      Condo Low-Rise Attached
TN                            37863                        Primary                      PUD Detached
PA                            15224                        Non-owner                    Single Family Detached
ME                            04103                        Non-owner                    2-4 Units Detached
VA                            24301                        Primary                      Single Family Detached
TX                            76179                        Primary                      Single Family Detached
OK                            74063                        Primary                      Single Family Detached
WA                            99223                        Second Home                  PUD Detached
IA                            50674                        Primary                      Single Family Detached
SC                            29150                        Primary                      Single Family Detached
SC                            29154                        Primary                      Single Family Detached
FL                            33607                        Non-owner                    Single Family Detached
SC                            29943                        Primary                      Single Family Detached
WI                            53179                        Primary                      Single Family Detached
TX                            75862                        Primary                      Single Family Detached
WI                            53593                        Primary                      Single Family Detached
MD                            20603                        Primary                      PUD Detached
IA                            50263                        Primary                      Single Family Detached
MA                            01570                        Primary                      Single Family Detached
FL                            33543                        Primary                      PUD Detached
ME                            04062                        Primary                      Single Family Detached
NJ                            08081                        Primary                      Single Family Attached
MA                            01604                        Primary                      Single Family Attached
NY                            12010                        Non-owner                    2-4 Units Detached
WI                            54806                        Primary                      Single Family Detached
GA                            30106                        Primary                      Single Family Detached
TX                            78339                        Primary                      Single Family Detached
MD                            21017                        Primary                      PUD Detached
IL                            60104                        Primary                      Single Family Detached
IL                            60104                        Primary                      Single Family Detached
MA                            02532                        Primary                      Condo Low-Rise Attached
IL                            60915                        Primary                      Single Family Detached
ME                            04539                        Primary                      Single Family Detached
VA                            24201                        Primary                      PUD Attached
NY                            10465                        Non-owner                    2-4 Units Detached
WI                            53006                        Primary                      2-4 Units Detached
NC                            28215                        Primary                      Single Family Detached
MA                            01507                        Primary                      Single Family Detached
IL                            60619                        Primary                      Single Family Detached
NC                            27520                        Primary                      Single Family Detached
NC                            27527                        Primary                      Single Family Detached
CA                            95614                        Primary                      PUD Detached
IN                            47932                        Primary                      Single Family Detached
MA                            02764                        Primary                      Single Family Detached
NC                            27017                        Non-owner                    Single Family Detached
NJ                            07724                        Primary                      Single Family Detached
TX                            75440                        Primary                      Single Family Detached
MD                            21703                        Primary                      PUD Detached
TX                            77550                        Primary                      Single Family Detached
CO                            80634                        Primary                      Single Family Detached
TX                            77091                        Non-owner                    2-4 Units Detached
FL                            32223                        Primary                      PUD Detached
FL                            32224                        Primary                      PUD Detached
VT                            05656                        Primary                      Single Family Detached
TX                            77449                        Primary                      PUD Detached
TX                            77449                        Primary                      PUD Detached
TX                            77450                        Primary                      PUD Detached
WA                            98626                        Non-owner                    Single Family Detached
NY                            12401                        Primary                      2-4 Units Attached
TN                            37923                        Second Home                  Single Family Detached
NH                            03246                        Primary                      2-4 Units Detached
SC                            29720                        Primary                      Single Family Detached
PA                            15650                        Primary                      Single Family Detached
ME                            04027                        Primary                      Single Family Detached
GA                            30058                        Primary                      Single Family Detached
NY                            14487                        Primary                      Single Family Detached
OH                            43140                        Primary                      Single Family Detached
MA                            01852                        Primary                      Condo Low-Rise Attached
MA                            01905                        Primary                      2-4 Units Detached
IL                            60153                        Primary                      Single Family Detached
NY                            11763                        Primary                      Single Family Detached
MA                            01844                        Primary                      Condo Low-Rise Attached
WI                            53224                        Primary                      2-4 Units Detached
ID                            83651                        Primary                      Single Family Detached
MA                            02746                        Primary                      2-4 Units Detached
NY                            12550                        Primary                      Single Family Detached
CT                            06854                        Primary                      2-4 Units Detached
FL                            34472                        Primary                      Single Family Detached
FL                            32818                        Primary                      Single Family Detached
FL                            32905                        Primary                      Single Family Detached
MD                            21122                        Primary                      Single Family Detached
IL                            61862                        Primary                      Single Family Detached
NC                            27610                        Primary                      Single Family Detached
GA                            30273                        Second Home                  Single Family Detached
NY                            13440                        Second Home                  Single Family Detached
TX                            78586                        Primary                      Single Family Detached
ME                            04073                        Primary                      Single Family Detached
TX                            75090                        Primary                      Single Family Detached
MA                            01119                        Primary                      2-4 Units Detached
WI                            54880                        Primary                      Single Family Detached
MA                            01590                        Primary                      Single Family Detached
MI                            48390                        Primary                      Single Family Detached
IA                            50701                        Primary                      Single Family Detached
MI                            48892                        Primary                      Single Family Detached
NH                            03086                        Primary                      2-4 Units Detached
AZ                            85364                        Primary                      Single Family Detached
TX                            75002                        Primary                      PUD Detached
WI                            54914                        Primary                      Single Family Detached
SC                            29812                        Primary                      Single Family Detached
FL                            33437                        Primary                      PUD Detached
NJ                            08320                        Primary                      Single Family Detached
NY                            11203                        Primary                      2-4 Units Detached
NY                            11208                        Primary                      2-4 Units Attached
NY                            11235                        Primary                      2-4 Units Detached
MA                            01507                        Primary                      Single Family Detached
IL                            60622                        Primary                      Condo Low-Rise Attached
FL                            32927                        Primary                      Single Family Detached
ID                            83815                        Primary                      PUD Detached
SC                            29229                        Primary                      PUD Detached
TX                            75217                        Primary                      Single Family Detached
TX                            75228                        Primary                      Single Family Detached
TX                            75232                        Primary                      Single Family Detached
IL                            61832                        Primary                      Single Family Detached
TX                            75115                        Primary                      Single Family Detached
IN                            46041                        Primary                      PUD Detached
WI                            53132                        Primary                      Single Family Detached
NY                            14063                        Primary                      Single Family Detached
WI                            53021                        Primary                      Single Family Detached
SC                            29053                        Non-owner                    Single Family Detached
AZ                            85338                        Primary                      PUD Detached
MA                            01519                        Primary                      Condo Low-Rise Attached
MO                            64029                        Primary                      Single Family Detached
MI                            49546                        Primary                      Single Family Detached
NY                            14626                        Non-owner                    Single Family Detached
MD                            21207                        Primary                      Single Family Attached
NJ                            08610                        Primary                      Single Family Detached
NJ                            08610                        Primary                      Single Family Detached
NJ                            08037                        Primary                      Single Family Detached
NC                            28443                        Primary                      PUD Detached
OK                            74845                        Primary                      Single Family Detached
NY                            10528                        Primary                      2-4 Units Detached
NY                            11550                        Primary                      2-4 Units Detached
MA                            02343                        Primary                      Single Family Detached
MD                            20785                        Primary                      Single Family Attached
PA                            16133                        Primary                      Single Family Detached
WI                            53039                        Non-owner                    Single Family Detached
HI                            96744                        Primary                      Single Family Detached
HI                            96707                        Non-owner                    PUD Detached
NH                            03431                        Primary                      Single Family Detached
NY                            12401                        Primary                      2-4 Units Detached
WI                            53926                        Primary                      Single Family Detached
SC                            29720                        Primary                      Single Family Detached
FL                            33770                        Primary                      Single Family Detached
KY                            40515                        Primary                      Single Family Detached
TX                            76661                        Primary                      Single Family Detached
MA                            02649                        Primary                      Condo Low-Rise Attached
FL                            33031                        Primary                      Single Family Detached
FL                            33170                        Primary                      Single Family Detached
FL                            33184                        Primary                      Single Family Detached
FL                            32068                        Second Home                  Single Family Detached
MA                            01757                        Primary                      Condo Low-Rise Attached
CO                            80465                        Primary                      Single Family Detached
NC                            27030                        Primary                      Single Family Detached
NJ                            07047                        Primary                      Single Family Detached
OK                            73071                        Primary                      Single Family Detached
NE                            68108                        Primary                      Single Family Detached
TX                            75801                        Primary                      Single Family Detached
RI                            02860                        Primary                      2-4 Units Detached
NY                            14450                        Primary                      Single Family Detached
FL                            33064                        Primary                      Single Family Detached
FL                            34983                        Primary                      Single Family Detached
NY                            12601                        Primary                      2-4 Units Detached
CA                            92064                        Primary                      PUD Attached
NY                            11418                        Primary                      2-4 Units Attached
CA                            95562                        Primary                      Single Family Detached
FL                            33404                        Primary                      Single Family Detached
UT                            84067                        Primary                      Single Family Detached
MA                            01952                        Primary                      Single Family Detached
TX                            78240                        Primary                      Single Family Detached
TX                            78250                        Primary                      PUD Detached
TX                            78251                        Primary                      PUD Detached
TX                            78264                        Primary                      Single Family Detached
NY                            13456                        Primary                      Single Family Detached
NV                            89436                        Primary                      PUD Detached
MA                            02180                        Primary                      Condo High-Rise Attached
ME                            04915                        Primary                      Single Family Detached
WA                            98406                        Primary                      Single Family Detached
FL                            33603                        Primary                      Single Family Detached
TX                            75501                        Primary                      Single Family Detached
NY                            12180                        Non-owner                    2-4 Units Detached
OK                            74104                        Non-owner                    2-4 Units Attached
MS                            39565                        Primary                      Single Family Detached
NH                            03609                        Primary                      2-4 Units Detached
CT                            06708                        Primary                      2-4 Units Detached
IL                            60084                        Primary                      Single Family Detached
KS                            67152                        Primary                      Single Family Detached
FL                            33326                        Primary                      PUD Attached
NC                            28412                        Primary                      PUD Attached
VT                            05661                        Primary                      Single Family Detached
NJ                            08107                        Primary                      Single Family Attached
TX                            78393                        Primary                      Single Family Detached
MA                            02093                        Primary                      Single Family Detached
TX                            75098                        Primary                      PUD Detached
IL                            60103                        Primary                      Condo Low-Rise Attached
MA                            02019                        Primary                      Single Family Detached
NY                            12059                        Primary                      Single Family Detached
MA                            01862                        Primary                      Single Family Detached
SC                            29817                        Primary                      Single Family Detached
IL                            61701                        Non-owner                    2-4 Units Detached
SC                            29016                        Primary                      Single Family Detached
NY                            11203                        Primary                      2-4 Units Attached
ME                            04011                        Primary                      Single Family Detached
WA                            98607                        Primary                      Single Family Detached
NC                            28216                        Primary                      Single Family Detached
MA                            01863                        Primary                      Condo Low-Rise Attached
IL                            60607                        Primary                      Condo High-Rise Attached
IL                            60620                        Non-owner                    Single Family Detached
NJ                            08021                        Primary                      Single Family Detached
FL                            32927                        Primary                      Single Family Detached
VT                            05446                        Primary                      Single Family Detached
IA                            52804                        Primary                      Single Family Detached
MA                            02121                        Primary                      Single Family Detached
FL                            33527                        Primary                      Single Family Detached
GA                            30096                        Primary                      PUD Detached
MN                            55330                        Primary                      Single Family Detached
IN                            46514                        Non-owner                    Single Family Detached
PA                            16504                        Primary                      Single Family Detached
MA                            02724                        Primary                      Single Family Detached
MA                            01420                        Primary                      Single Family Detached
AL                            36535                        Primary                      Single Family Detached
CA                            92337                        Primary                      Single Family Detached
TX                            75126                        Primary                      PUD Detached
TX                            76116                        Primary                      Single Family Detached
MA                            01702                        Primary                      Condo Low-Rise Attached
TX                            77545                        Primary                      PUD Detached
MO                            64030                        Primary                      Single Family Detached
SC                            29645                        Primary                      Single Family Detached
IL                            61535                        Primary                      Single Family Detached
IL                            60429                        Primary                      Single Family Detached
NJ                            07730                        Primary                      Single Family Detached
NY                            14467                        Primary                      Single Family Detached
TX                            77067                        Primary                      PUD Detached
TX                            77072                        Primary                      Single Family Detached
TX                            77089                        Primary                      Single Family Detached
CA                            95640                        Primary                      Single Family Detached
HI                            96749                        Primary                      Single Family Detached
TX                            76248                        Primary                      PUD Detached
FL                            33805                        Primary                      2-4 Units Detached
TX                            78041                        Primary                      PUD Detached
FL                            33773                        Primary                      Single Family Detached
MA                            01843                        Primary                      Condo Low-Rise Attached
NC                            27295                        Primary                      Single Family Detached
SC                            29073                        Primary                      Single Family Detached
NY                            11950                        Primary                      Single Family Detached
TX                            78504                        Primary                      Single Family Detached
WI                            54751                        Primary                      Single Family Detached
FL                            32953                        Primary                      PUD Attached
AZ                            85209                        Primary                      PUD Detached
IL                            62960                        Primary                      Single Family Detached
FL                            33157                        Primary                      Single Family Detached
FL                            33161                        Primary                      Single Family Detached
FL                            33169                        Primary                      Condo Low-Rise Attached
FL                            33196                        Primary                      PUD Detached
FL                            33196                        Primary                      PUD Detached
FL                            33196                        Primary                      PUD Detached
FL                            32583                        Primary                      Single Family Detached
WI                            53220                        Primary                      Single Family Detached
WI                            53223                        Primary                      Single Family Detached
WI                            53227                        Primary                      Single Family Detached
VT                            05602                        Primary                      Single Family Detached
WA                            98274                        Primary                      Single Family Detached
IA                            52761                        Primary                      Single Family Detached
CT                            06513                        Primary                      2-4 Units Detached
FL                            34653                        Primary                      PUD Detached
NC                            27310                        Primary                      Single Family Detached
FL                            34479                        Primary                      Single Family Detached
UT                            84403                        Primary                      Single Family Detached
FL                            32835                        Primary                      PUD Detached
FL                            32836                        Primary                      PUD Detached
FL                            32765                        Primary                      PUD Detached
MI                            48867                        Primary                      Single Family Detached
CA                            93552                        Primary                      Single Family Detached
AZ                            85382                        Primary                      PUD Detached
CA                            92571                        Primary                      Single Family Detached
IN                            46168                        Primary                      PUD Detached
OR                            97217                        Primary                      Single Family Detached
UT                            84501                        Primary                      Single Family Detached
WI                            53404                        Primary                      2-4 Units Detached
NJ                            08075                        Primary                      Single Family Detached
NY                            14515                        Primary                      Single Family Detached
NY                            14606                        Primary                      Single Family Detached
TX                            78586                        Primary                      Single Family Detached
UT                            84093                        Primary                      Single Family Detached
FL                            32771                        Primary                      Single Family Detached
WI                            53583                        Primary                      Single Family Detached
TX                            77373                        Primary                      PUD Detached
ME                            04971                        Primary                      Single Family Detached
GA                            30083                        Primary                      Single Family Attached
FL                            33618                        Primary                      Single Family Detached
FL                            33619                        Primary                      Single Family Detached
ME                            04861                        Primary                      Single Family Detached
NY                            14150                        Primary                      Single Family Detached
NJ                            08618                        Non-owner                    Single Family Attached
AZ                            85746                        Primary                      PUD Detached
MO                            63084                        Primary                      Single Family Detached
AZ                            85641                        Primary                      PUD Detached
NY                            12586                        Primary                      Single Family Detached
SC                            29488                        Primary                      Single Family Detached
CT                            06704                        Primary                      Single Family Detached
WI                            53098                        Primary                      Single Family Detached
MS                            39367                        Primary                      Single Family Detached
WI                            53090                        Primary                      Single Family Detached
NJ                            08094                        Primary                      Single Family Detached
IL                            60191                        Primary                      Single Family Attached
NY                            11421                        Primary                      2-4 Units Detached
PA                            18102                        Primary                      2-4 Units Attached
FL                            32703                        Primary                      Single Family Detached
GA                            30314                        Non-owner                    Single Family Detached
MD                            21217                        Non-owner                    Single Family Attached
NC                            27809                        Primary                      Single Family Detached
IL                            62220                        Primary                      Single Family Detached
IL                            62221                        Primary                      Single Family Detached
ME                            04952                        Second Home                  Single Family Detached
AL                            35020                        Primary                      Single Family Detached
NY                            11221                        Non-owner                    2-4 Units Attached
CO                            80723                        Primary                      Single Family Detached
NC                            27217                        Primary                      Single Family Detached
MD                            21228                        Primary                      PUD Attached
NC                            27516                        Primary                      Single Family Detached
MD                            20621                        Non-owner                    PUD Detached
FL                            34714                        Primary                      Single Family Detached
CA                            92324                        Primary                      Single Family Detached
OR                            97423                        Primary                      Single Family Detached
TX                            77429                        Primary                      PUD Detached
TX                            77429                        Primary                      PUD Detached
FL                            32738                        Primary                      Single Family Detached
IA                            50311                        Primary                      Single Family Detached
DE                            19904                        Primary                      PUD Detached
IN                            46311                        Primary                      Single Family Detached
MT                            59635                        Primary                      Single Family Detached
OK                            74346                        Primary                      Single Family Detached
CA                            95630                        Primary                      Single Family Detached
VA                            22407                        Primary                      Single Family Detached
CA                            93701                        Primary                      Single Family Detached
CA                            93728                        Primary                      Single Family Detached
MD                            20878                        Primary                      PUD Attached
TX                            75040                        Primary                      PUD Detached
NY                            14624                        Primary                      Single Family Detached
TX                            77044                        Primary                      PUD Detached
TX                            77047                        Primary                      PUD Detached
TX                            77049                        Primary                      PUD Detached
TX                            77084                        Primary                      PUD Detached
TX                            77084                        Primary                      PUD Detached
TX                            77099                        Primary                      PUD Detached
IA                            50126                        Primary                      Single Family Detached
UT                            84637                        Primary                      Single Family Detached
WA                            98503                        Primary                      PUD Detached
OH                            43130                        Primary                      Single Family Detached
FL                            33774                        Primary                      Single Family Detached
CA                            93635                        Primary                      Single Family Detached
ND                            58554                        Primary                      Single Family Detached
GA                            30907                        Primary                      Single Family Detached
TN                            38109                        Primary                      Single Family Detached
TN                            38128                        Primary                      Single Family Detached
FL                            33142                        Primary                      Single Family Detached
FL                            33157                        Primary                      Single Family Detached
FL                            33193                        Primary                      Single Family Detached
TN                            38358                        Primary                      Single Family Detached
NH                            03851                        Primary                      Single Family Detached
AL                            36605                        Primary                      Single Family Detached
OK                            73160                        Primary                      Single Family Detached
IL                            62966                        Primary                      Single Family Detached
ID                            83651                        Primary                      Single Family Detached
FL                            34105                        Primary                      PUD Detached
FL                            34116                        Primary                      Single Family Detached
MA                            02744                        Primary                      Single Family Detached
OH                            45345                        Primary                      Single Family Detached
FL                            34653                        Primary                      PUD Detached
FL                            34655                        Primary                      Single Family Detached
NV                            89081                        Primary                      Single Family Detached
UT                            84054                        Primary                      Single Family Detached
FL                            34479                        Primary                      Single Family Detached
UT                            84404                        Primary                      Single Family Detached
FL                            32818                        Primary                      PUD Detached
FL                            32825                        Primary                      PUD Detached
AL                            36203                        Primary                      Single Family Detached
WA                            99301                        Primary                      Single Family Detached
CA                            92392                        Primary                      Single Family Detached
AZ                            85032                        Primary                      Single Family Detached
AZ                            85040                        Primary                      PUD Detached
AZ                            85040                        Primary                      Single Family Detached
CA                            93257                        Primary                      Single Family Detached
CO                            81004                        Primary                      Single Family Detached
MD                            21133                        Primary                      PUD Attached
CA                            92376                        Primary                      Single Family Detached
CA                            92377                        Primary                      Single Family Detached
CA                            92509                        Primary                      Single Family Detached
CA                            92382                        Primary                      Single Family Detached
VA                            22546                        Primary                      PUD Detached
FL                            32084                        Primary                      Single Family Detached
TX                            78212                        Primary                      Single Family Detached
TX                            78225                        Primary                      Single Family Detached
PA                            19068                        Non-owner                    Single Family Detached
NJ                            08088                        Primary                      Single Family Detached
NV                            89436                        Primary                      Single Family Detached
IA                            50588                        Primary                      Single Family Detached
FL                            33615                        Primary                      Condo Low-Rise Attached
TX                            75488                        Primary                      Single Family Detached
AZ                            85282                        Primary                      Single Family Detached
MO                            63379                        Primary                      Single Family Detached
AZ                            85705                        Primary                      Single Family Detached
AZ                            85741                        Primary                      Single Family Detached
OK                            74136                        Primary                      Single Family Detached
CO                            80755                        Primary                      Single Family Detached
TX                            77904                        Primary                      Single Family Detached
DC                            20010                        Primary                      Single Family Attached
WI                            53185                        Primary                      Condo Low-Rise Attached
TX                            75165                        Primary                      Single Family Detached
NC                            28787                        Primary                      Single Family Detached
WI                            53095                        Primary                      Condo Low-Rise Attached
NJ                            08046                        Primary                      Single Family Detached
FL                            32703                        Primary                      PUD Detached
FL                            32712                        Primary                      Single Family Detached
NY                            11702                        Primary                      Single Family Detached
MD                            21215                        Non-owner                    Single Family Attached
CT                            06037                        Primary                      Single Family Detached
PA                            17815                        Primary                      2-4 Units Detached
FL                            33922                        Primary                      Single Family Detached
FL                            33510                        Primary                      Single Family Attached
FL                            33510                        Primary                      Single Family Detached
NY                            14216                        Non-owner                    Single Family Detached
PA                            16001                        Primary                      Single Family Detached
IL                            62626                        Primary                      Single Family Detached
AZ                            85222                        Primary                      Single Family Detached
WY                            82601                        Primary                      Single Family Detached
WY                            82604                        Primary                      Single Family Detached
NC                            28227                        Non-owner                    Single Family Detached
IL                            60651                        Primary                      2-4 Units Detached
FL                            34714                        Primary                      Single Family Detached
NY                            12110                        Primary                      Single Family Detached
TX                            78413                        Primary                      Single Family Detached
CA                            91724                        Primary                      Condo Low-Rise Attached
MO                            63019                        Primary                      Single Family Detached
AL                            36853                        Primary                      Single Family Detached
FL                            32724                        Primary                      Single Family Detached
CA                            93215                        Primary                      Single Family Detached
FL                            32725                        Primary                      Single Family Detached
CO                            80221                        Primary                      Single Family Detached
NY                            12522                        Primary                      2-4 Units Detached
FL                            34431                        Primary                      PUD Detached
CA                            95938                        Primary                      Single Family Detached
NJ                            08816                        Primary                      Condo Low-Rise Attached
CA                            94608                        Primary                      Single Family Detached
NY                            13760                        Primary                      Single Family Detached
MA                            02149                        Primary                      2-4 Units Detached
WA                            98208                        Primary                      PUD Detached
NC                            28311                        Primary                      Single Family Detached
CA                            92335                        Primary                      Single Family Detached
CA                            92336                        Primary                      Single Family Detached
CA                            92337                        Primary                      Single Family Detached
CO                            80526                        Primary                      PUD Detached
ID                            83832                        Primary                      Single Family Detached
WI                            53128                        Primary                      Condo Low-Rise Attached
WI                            53128                        Primary                      Condo Low-Rise Attached
WI                            53022                        Primary                      Condo Low-Rise Attached
AZ                            85233                        Primary                      PUD Detached
AZ                            85233                        Primary                      PUD Detached
AZ                            85234                        Primary                      PUD Detached
AZ                            85302                        Primary                      PUD Detached
CT                            06514                        Primary                      Single Family Detached
CT                            06514                        Primary                      Single Family Detached
CT                            06514                        Primary                      Single Family Detached
CT                            06517                        Primary                      Single Family Detached
CA                            93230                        Primary                      Single Family Detached
OK                            73045                        Primary                      Single Family Detached
OK                            73045                        Primary                      Single Family Detached
IL                            60429                        Primary                      Single Family Detached
NY                            11550                        Primary                      Single Family Detached
FL                            33014                        Primary                      Condo Low-Rise Attached
CA                            92346                        Primary                      Single Family Detached
FL                            34691                        Primary                      Single Family Detached
KY                            40336                        Primary                      Single Family Detached
TN                            38301                        Primary                      Single Family Detached
NY                            11433                        Primary                      Single Family Attached
HI                            96744                        Primary                      Single Family Detached
NH                            03431                        Primary                      Condo Low-Rise Attached
TX                            78028                        Primary                      Single Family Detached
FL                            32025                        Primary                      Single Family Detached
FL                            33809                        Primary                      Single Family Detached
FL                            33813                        Primary                      Single Family Detached
NV                            89106                        Primary                      Single Family Detached
NY                            11413                        Primary                      Single Family Detached
MA                            01841                        Primary                      2-4 Units Attached
FL                            34788                        Primary                      Single Family Detached
NJ                            07036                        Primary                      2-4 Units Detached
FL                            33547                        Primary                      PUD Detached
NJ                            07740                        Primary                      Single Family Detached
TN                            37774                        Primary                      Single Family Detached
TN                            37115                        Primary                      PUD Detached
NH                            03102                        Primary                      2-4 Units Detached
CA                            95336                        Primary                      Single Family Detached
TX                            75071                        Primary                      PUD Detached
TN                            38104                        Primary                      Single Family Detached
CA                            92584                        Primary                      Single Family Detached
FL                            33156                        Primary                      Condo Low-Rise Attached
FL                            33157                        Primary                      Single Family Detached
FL                            33193                        Primary                      Condo Low-Rise Attached
HI                            96789                        Primary                      PUD Detached
MN                            55404                        Primary                      Condo Low-Rise Attached
FL                            33023                        Primary                      Single Family Detached
AL                            36693                        Primary                      Single Family Detached
MI                            48162                        Primary                      Single Family Detached
IL                            60538                        Primary                      Single Family Attached
NY                            10550                        Primary                      2-4 Units Detached
NJ                            08062                        Primary                      Single Family Detached
ID                            83687                        Primary                      PUD Detached
FL                            34116                        Primary                      Single Family Detached
NY                            12550                        Non-owner                    2-4 Units Attached
PA                            19401                        Primary                      2-4 Units Detached
CA                            91762                        Primary                      Single Family Detached
CO                            81063                        Primary                      Single Family Detached
FL                            32806                        Primary                      Single Family Detached
FL                            32808                        Primary                      Single Family Detached
FL                            32818                        Primary                      Single Family Detached
FL                            32821                        Primary                      PUD Detached
FL                            32825                        Primary                      Single Family Detached
ID                            83849                        Primary                      Single Family Detached
NY                            11416                        Primary                      2-4 Units Attached
IL                            60466                        Primary                      Single Family Detached
TX                            77581                        Primary                      PUD Detached
AZ                            85345                        Primary                      PUD Detached
AZ                            85032                        Primary                      Single Family Detached
AZ                            85040                        Primary                      PUD Detached
NY                            13815                        Primary                      Single Family Detached
CA                            96122                        Primary                      Single Family Detached
CA                            96122                        Primary                      Single Family Detached
NH                            03801                        Primary                      Condo Low-Rise Attached
RI                            02907                        Primary                      2-4 Units Detached
CO                            81007                        Primary                      Single Family Detached
CO                            81003                        Primary                      Single Family Detached
NY                            13142                        Primary                      Single Family Detached
WA                            98371                        Primary                      Single Family Detached
FL                            32352                        Primary                      Single Family Detached
MA                            01867                        Primary                      2-4 Units Detached
CA                            91335                        Primary                      Single Family Detached
TX                            75087                        Primary                      PUD Detached
NC                            27804                        Primary                      Single Family Detached
TX                            78684                        Primary                      Single Family Detached
CA                            95822                        Primary                      Single Family Detached
CA                            93905                        Primary                      PUD Attached
OK                            74955                        Primary                      Single Family Detached
TX                            73249                        Primary                      Single Family Detached
FL                            32771                        Primary                      Single Family Detached
FL                            34231                        Primary                      Single Family Detached
FL                            33584                        Primary                      Single Family Detached
MA                            01104                        Primary                      Single Family Detached
MA                            01108                        Primary                      Single Family Detached
MA                            01109                        Primary                      Single Family Detached
SC                            29483                        Primary                      Single Family Detached
SC                            29485                        Primary                      Single Family Detached
NH                            03446                        Primary                      Single Family Detached
WA                            98405                        Primary                      Single Family Detached
WA                            98409                        Primary                      Single Family Detached
CA                            93268                        Non-owner                    Single Family Detached
MA                            02780                        Primary                      2-4 Units Detached
CO                            80602                        Primary                      Single Family Detached
AZ                            85705                        Primary                      Single Family Detached
WA                            98178                        Primary                      Single Family Detached
MO                            63084                        Primary                      Single Family Detached
MO                            63084                        Primary                      Single Family Detached
MI                            48315                        Primary                      Condo Low-Rise Attached
CA                            94591                        Primary                      Single Family Detached
CO                            80860                        Primary                      Single Family Detached
CA                            93277                        Primary                      Single Family Detached
CA                            93277                        Primary                      Single Family Detached
AL                            36278                        Primary                      Single Family Detached
NY                            14224                        Primary                      Single Family Detached
CA                            92301                        Primary                      Single Family Detached
CA                            92301                        Primary                      Single Family Detached
FL                            32615                        Primary                      Single Family Detached
NH                            03216                        Primary                      Single Family Detached
OK                            73401                        Primary                      Single Family Detached
GA                            30906                        Primary                      Single Family Detached
AZ                            85323                        Primary                      PUD Detached
NE                            68310                        Primary                      Single Family Detached
KY                            40006                        Primary                      Single Family Detached
NE                            68008                        Non-owner                    Single Family Detached
MA                            02126                        Primary                      2-4 Units Detached
FL                            33510                        Primary                      Single Family Attached
CT                            06610                        Non-owner                    2-4 Units Detached
TN                            38011                        Primary                      Single Family Detached
NY                            11212                        Primary                      Single Family Attached
NY                            11238                        Primary                      2-4 Units Attached
TN                            37309                        Primary                      Single Family Detached
WY                            82007                        Primary                      Single Family Detached
IL                            60629                        Primary                      2-4 Units Detached
OK                            74017                        Primary                      Single Family Detached
UT                            84015                        Primary                      Single Family Detached
FL                            33521                        Primary                      Single Family Detached
NY                            12518                        Primary                      Single Family Detached
CA                            94931                        Primary                      Condo Low-Rise Attached
KY                            41074                        Non-owner                    Single Family Detached
FL                            32725                        Primary                      Single Family Detached
IL                            60016                        Primary                      Condo Low-Rise Attached
MO                            63841                        Primary                      Single Family Detached
MA                            02121                        Non-owner                    2-4 Units Detached
FL                            34698                        Primary                      Single Family Detached
KY                            41018                        Primary                      Single Family Detached
CT                            06082                        Primary                      Single Family Detached
NH                            03874                        Primary                      Single Family Detached
IL                            60201                        Primary                      2-4 Units Detached
NY                            11738                        Primary                      Single Family Detached
NC                            28314                        Primary                      Single Family Detached
GA                            30217                        Primary                      Single Family Detached
GA                            30217                        Primary                      Single Family Detached
NC                            27248                        Primary                      Single Family Detached
FL                            34982                        Primary                      Single Family Detached
NJ                            07026                        Primary                      2-4 Units Detached
UT                            84312                        Primary                      Single Family Detached
AZ                            85234                        Primary                      PUD Detached
AZ                            85296                        Primary                      PUD Detached
AZ                            85305                        Primary                      Single Family Detached
OK                            74033                        Primary                      Single Family Detached
AZ                            85338                        Primary                      PUD Detached
TX                            76051                        Primary                      PUD Detached
MA                            02341                        Primary                      Single Family Detached
CA                            92346                        Primary                      Single Family Detached
AL                            35023                        Primary                      Single Family Detached
MO                            64055                        Primary                      Single Family Detached
RI                            02919                        Primary                      Single Family Detached
TX                            77450                        Primary                      Single Family Detached
CA                            93930                        Primary                      Single Family Detached
FL                            33935                        Primary                      PUD Detached
FL                            33809                        Primary                      Single Family Detached
TX                            75134                        Primary                      PUD Detached
TX                            75146                        Primary                      PUD Detached
NY                            12110                        Primary                      2-4 Units Detached
MO                            64062                        Primary                      Single Family Detached
PA                            19055                        Primary                      Single Family Detached
NH                            03561                        Primary                      Single Family Detached
FL                            32779                        Primary                      Single Family Detached
MA                            01854                        Primary                      2-4 Units Detached
PA                            18709                        Primary                      Single Family Detached
TN                            37115                        Primary                      Single Family Detached
TX                            76063                        Primary                      PUD Detached
GA                            30066                        Primary                      PUD Detached
LA                            71260                        Primary                      Single Family Detached
TN                            38116                        Primary                      Single Family Detached
TN                            38118                        Primary                      Single Family Detached
TN                            38133                        Primary                      Single Family Detached
TN                            38134                        Primary                      Single Family Detached
TN                            38135                        Primary                      Single Family Detached
FL                            33177                        Non-owner                    Single Family Detached
PA                            18340                        Primary                      Single Family Detached
CA                            95354                        Primary                      Single Family Detached
CA                            92562                        Primary                      Single Family Detached
NH                            03062                        Primary                      Condo Low-Rise Attached
CT                            06053                        Primary                      2-4 Units Detached
VA                            23602                        Primary                      PUD Attached
WA                            98045                        Primary                      PUD Detached
CA                            90650                        Primary                      Single Family Detached
CT                            06360                        Primary                      Single Family Detached
IL                            60013                        Primary                      Single Family Detached
NY                            14127                        Primary                      Single Family Detached
FL                            32810                        Primary                      PUD Detached
FL                            32824                        Primary                      Single Family Detached
FL                            32825                        Primary                      PUD Detached
FL                            32828                        Primary                      Single Family Detached
FL                            32909                        Primary                      Single Family Detached
FL                            32909                        Primary                      Single Family Detached
CA                            93552                        Primary                      Single Family Detached
CA                            93591                        Primary                      Single Family Detached
FL                            34221                        Primary                      PUD Detached
CA                            95969                        Primary                      Single Family Detached
NJ                            07524                        Primary                      2-4 Units Detached
MA                            01235                        Primary                      Single Family Detached
PA                            19151                        Primary                      Single Family Attached
AZ                            85032                        Primary                      Single Family Detached
NJ                            08232                        Primary                      Single Family Detached
GA                            31322                        Primary                      Single Family Detached
MD                            20837                        Non-owner                    PUD Attached
ME                            04101                        Primary                      2-4 Units Detached
NY                            12601                        Primary                      2-4 Units Detached
RI                            02909                        Primary                      2-4 Units Detached
PA                            19607                        Primary                      Single Family Detached
CA                            96080                        Primary                      Single Family Detached
CA                            94806                        Primary                      Single Family Detached
IL                            60008                        Primary                      Single Family Detached
MI                            48174                        Primary                      Single Family Detached
CA                            93560                        Primary                      Single Family Detached
CA                            95825                        Non-owner                    2-4 Units Detached
CA                            95828                        Primary                      PUD Detached
TX                            78223                        Primary                      Single Family Detached
FL                            32773                        Primary                      Single Family Detached
FL                            34240                        Primary                      Single Family Detached
MD                            20902                        Primary                      PUD Attached
NJ                            08244                        Primary                      Single Family Detached
TX                            78070                        Primary                      Single Family Detached
NY                            10304                        Primary                      Single Family Detached
NJ                            08886                        Primary                      Single Family Detached
CA                            95219                        Primary                      Single Family Detached
PA                            17801                        Primary                      Single Family Detached
AZ                            85374                        Non-owner                    PUD Detached
NY                            13224                        Primary                      Single Family Detached
UT                            84072                        Primary                      Single Family Detached
CA                            91356                        Primary                      Condo Low-Rise Attached
MA                            01469                        Primary                      2-4 Units Detached
MD                            20774                        Primary                      Single Family Detached
KS                            66088                        Primary                      Single Family Detached
CA                            92395                        Primary                      Single Family Detached
TX                            76707                        Primary                      Single Family Detached
NY                            12589                        Primary                      Single Family Detached
MI                            48091                        Primary                      Single Family Detached
VT                            05156                        Primary                      Single Family Detached
MA                            01583                        Primary                      Single Family Detached
NH                            03784                        Primary                      Single Family Detached
CT                            06096                        Primary                      2-4 Units Detached
CT                            06095                        Primary                      Single Family Detached
CT                            06716                        Primary                      Single Family Detached
FL                            32714                        Non-owner                    Single Family Detached
CA                            92804                        Non-owner                    Single Family Detached
VA                            22003                        Primary                      Single Family Attached
PA                            17003                        Primary                      Single Family Detached
GA                            30904                        Primary                      Single Family Detached
TN                            38002                        Primary                      Single Family Detached
NY                            12508                        Non-owner                    2-4 Units Detached
MT                            59102                        Primary                      Single Family Detached
AL                            35208                        Primary                      Single Family Detached
FL                            33428                        Primary                      PUD Detached
MA                            02136                        Primary                      2-4 Units Detached
FL                            34205                        Primary                      Single Family Detached
FL                            34208                        Primary                      Single Family Detached
WA                            98311                        Primary                      PUD Detached
NY                            10460                        Primary                      2-4 Units Detached
ID                            83605                        Primary                      Single Family Detached
FL                            33904                        Primary                      Single Family Detached
IL                            60188                        Primary                      Single Family Detached
NY                            11722                        Primary                      Single Family Detached
AZ                            85225                        Primary                      Single Family Detached
AZ                            85226                        Primary                      PUD Detached
MA                            02150                        Primary                      2-4 Units Detached
IL                            60620                        Primary                      2-4 Units Attached
IL                            60624                        Primary                      2-4 Units Attached
IL                            60651                        Primary                      2-4 Units Detached
CA                            95926                        Primary                      Single Family Detached
IA                            51503                        Primary                      Single Family Detached
CT                            06238                        Primary                      Single Family Detached
RI                            02920                        Primary                      Single Family Detached
FL                            32536                        Primary                      Single Family Detached
FL                            33523                        Primary                      Single Family Detached
WI                            53529                        Primary                      Single Family Detached
KY                            40422                        Primary                      Single Family Detached
IL                            60016                        Primary                      Condo Low-Rise Attached
MI                            48224                        Primary                      Single Family Detached
MI                            48227                        Primary                      Single Family Detached
TX                            75640                        Primary                      Single Family Detached
MT                            59635                        Primary                      Single Family Detached
MA                            02149                        Primary                      2-4 Units Detached
CA                            92028                        Primary                      Single Family Detached
KY                            41042                        Primary                      Single Family Detached
CO                            80817                        Primary                      Single Family Detached
GA                            30217                        Primary                      Single Family Detached
IN                            46407                        Primary                      Single Family Detached
AZ                            85301                        Primary                      Single Family Detached
AZ                            85303                        Primary                      PUD Detached
AZ                            85306                        Primary                      PUD Detached
NH                            03045                        Primary                      Single Family Detached
NC                            28630                        Primary                      Single Family Detached
TX                            78654                        Primary                      Single Family Detached
GA                            30223                        Primary                      Single Family Detached
MA                            01830                        Primary                      2-4 Units Detached
NC                            28739                        Primary                      Single Family Detached
CA                            92345                        Primary                      Single Family Detached
NC                            27540                        Primary                      PUD Detached
AL                            35023                        Primary                      Single Family Detached
TX                            75061                        Primary                      Single Family Detached
GA                            31047                        Primary                      Single Family Detached
WA                            99338                        Primary                      Single Family Detached
FL                            34741                        Primary                      Single Family Detached
FL                            34758                        Non-owner                    PUD Detached
FL                            34758                        Second Home                  Single Family Detached
NY                            13083                        Non-owner                    2-4 Units Detached
FL                            33801                        Primary                      Single Family Detached
FL                            33809                        Primary                      Single Family Detached
CA                            93535                        Primary                      Single Family Attached
CA                            93536                        Primary                      Single Family Detached
NV                            89108                        Primary                      Single Family Detached
NV                            89131                        Primary                      Single Family Detached
MA                            01841                        Primary                      2-4 Units Detached
FL                            34748                        Primary                      Single Family Detached
FL                            34788                        Primary                      Single Family Detached
GA                            30058                        Primary                      PUD Detached
SC                            29566                        Primary                      PUD Detached
CO                            80125                        Primary                      Single Family Detached
CA                            93635                        Primary                      Single Family Detached
KY                            40219                        Primary                      Single Family Detached
FL                            33549                        Second Home                  Single Family Detached
FL                            32063                        Primary                      Single Family Detached
FL                            32446                        Primary                      Single Family Detached
FL                            34753                        Primary                      Single Family Detached
CT                            06450                        Primary                      Condo Low-Rise Attached
FL                            33147                        Primary                      2-4 Units Attached
FL                            33147                        Primary                      2-4 Units Detached
CA                            91763                        Primary                      Single Family Detached
FL                            33860                        Primary                      Single Family Detached
GA                            31553                        Primary                      Single Family Detached
NH                            03060                        Primary                      Condo High-Rise Attached
NV                            89031                        Primary                      PUD Detached
FL                            34288                        Primary                      Single Family Detached
WA                            98277                        Primary                      Single Family Detached
CA                            92056                        Primary                      Single Family Attached
TN                            37363                        Primary                      Single Family Detached
FL                            33056                        Primary                      Single Family Detached
FL                            32825                        Primary                      Condo Low-Rise Attached
FL                            32907                        Primary                      Single Family Detached
GA                            30268                        Primary                      Single Family Detached
IN                            47270                        Primary                      Single Family Detached
AL                            35128                        Primary                      Single Family Detached
FL                            32506                        Primary                      Single Family Detached
FL                            32514                        Primary                      Single Family Detached
PA                            19124                        Primary                      2-4 Units Attached
PA                            19152                        Primary                      Single Family Attached
CA                            95726                        Primary                      PUD Detached
KY                            40160                        Primary                      Single Family Detached
PA                            17356                        Primary                      Single Family Attached
PA                            17569                        Primary                      Single Family Detached
WY                            82943                        Primary                      Single Family Detached
KY                            40475                        Primary                      Single Family Detached
RI                            02832                        Primary                      Single Family Detached
CA                            92503                        Primary                      Single Family Detached
CA                            92504                        Primary                      Single Family Detached
CA                            92509                        Primary                      Single Family Detached
FL                            33569                        Primary                      PUD Detached
UT                            84066                        Primary                      Single Family Detached
NY                            12151                        Primary                      Single Family Detached
CA                            95831                        Primary                      Single Family Detached
IL                            62881                        Primary                      Single Family Detached
MA                            01970                        Primary                      Single Family Detached
TX                            78201                        Primary                      Single Family Detached
CA                            92404                        Primary                      Single Family Detached
CA                            95111                        Primary                      Condo Low-Rise Attached
FL                            34243                        Primary                      Condo Low-Rise Attached
GA                            31404                        Primary                      Single Family Detached
IL                            60077                        Non-owner                    2-4 Units Detached
WI                            53079                        Primary                      2-4 Units Detached
FL                            33713                        Primary                      2-4 Units Detached
SC                            29684                        Primary                      Single Family Detached
GA                            30083                        Primary                      Single Family Detached
CT                            06614                        Primary                      Single Family Detached
CT                            06614                        Primary                      Single Family Detached
VA                            23434                        Primary                      2-4 Units Detached
TX                            77478                        Primary                      PUD Detached
AZ                            85379                        Primary                      PUD Detached
WA                            98445                        Non-owner                    Single Family Detached
MD                            20748                        Primary                      Single Family Detached
MD                            20772                        Primary                      PUD Attached
CA                            91411                        Primary                      Condo Low-Rise Attached
RI                            02989                        Primary                      Single Family Detached
VA                            23890                        Primary                      Single Family Detached
TX                            75165                        Primary                      PUD Detached
CT                            06516                        Primary                      Single Family Detached
MI                            48186                        Primary                      Single Family Detached
CT                            06098                        Primary                      Condo Low-Rise Attached
NY                            11798                        Primary                      Single Family Detached
NY                            10701                        Primary                      2-4 Units Detached
CA                            95993                        Primary                      Single Family Detached
MA                            01220                        Primary                      Single Family Detached
PA                            15101                        Primary                      Single Family Detached
NY                            11701                        Primary                      Single Family Detached
GA                            30350                        Primary                      Condo Low-Rise Attached
GA                            30106                        Primary                      PUD Detached
TX                            78724                        Primary                      Single Family Detached
ME                            04401                        Primary                      Single Family Detached
NH                            03218                        Primary                      Single Family Detached
OR                            97008                        Primary                      Single Family Detached
FL                            34420                        Primary                      Single Family Attached
WI                            54923                        Primary                      Single Family Detached
AL                            35214                        Primary                      Single Family Detached
NY                            10950                        Primary                      Single Family Detached
MA                            02184                        Primary                      2-4 Units Detached
NJ                            08724                        Primary                      Single Family Detached
CT                            06606                        Primary                      2-4 Units Detached
MA                            02301                        Primary                      2-4 Units Detached
MA                            02301                        Primary                      2-4 Units Detached
NY                            10473                        Primary                      2-4 Units Attached
GA                            31523                        Primary                      Single Family Detached
WI                            54727                        Primary                      Single Family Detached
MA                            02021                        Primary                      Single Family Detached
OR                            97015                        Primary                      Single Family Detached
GA                            30021                        Primary                      Single Family Detached
OR                            97016                        Primary                      Single Family Detached
TX                            77331                        Primary                      PUD Detached
PA                            17512                        Primary                      Single Family Attached
CA                            96022                        Primary                      Single Family Detached
CA                            96022                        Primary                      Single Family Detached
OR                            97760                        Primary                      PUD Detached
CT                            06239                        Primary                      Single Family Detached
ID                            83232                        Primary                      Single Family Detached
KY                            41035                        Primary                      Single Family Detached
MA                            02536                        Primary                      Single Family Detached
CT                            06512                        Primary                      Single Family Detached
GA                            30344                        Non-owner                    2-4 Units Detached
NJ                            08818                        Primary                      Condo Low-Rise Attached
CO                            80110                        Primary                      Single Family Detached
AL                            35064                        Primary                      Single Family Detached
MA                            01420                        Primary                      2-4 Units Detached
FL                            34981                        Primary                      PUD Detached
TN                            38562                        Primary                      Single Family Detached
AL                            36033                        Primary                      Single Family Detached
AZ                            85307                        Primary                      Condo Low-Rise Attached
OR                            97526                        Primary                      Single Family Detached
DE                            19950                        Primary                      Single Family Detached
FL                            33024                        Primary                      Single Family Detached
TX                            77055                        Primary                      Condo Low-Rise Attached
TX                            77059                        Primary                      PUD Detached
PA                            17036                        Primary                      Single Family Detached
RI                            02919                        Primary                      Single Family Detached
MT                            59901                        Primary                      Single Family Detached
MT                            59901                        Primary                      Single Family Detached
GA                            30144                        Primary                      Single Family Detached
CT                            06241                        Primary                      Single Family Detached
FL                            34746                        Primary                      Single Family Detached
FL                            34759                        Primary                      PUD Detached
TN                            37918                        Primary                      Single Family Detached
TN                            37918                        Primary                      Single Family Detached
TN                            37918                        Primary                      Single Family Detached
TN                            37921                        Primary                      Single Family Detached
TN                            37923                        Primary                      Single Family Detached
OR                            97850                        Primary                      Single Family Detached
FL                            32746                        Primary                      PUD Detached
FL                            33460                        Primary                      Single Family Detached
FL                            33467                        Primary                      Condo Low-Rise Attached
KY                            40444                        Primary                      Single Family Detached
PA                            19047                        Primary                      PUD Attached
PA                            19057                        Primary                      Single Family Detached
CO                            80127                        Primary                      Single Family Detached
WA                            98632                        Non-owner                    Single Family Detached
CA                            90062                        Primary                      Single Family Detached
MA                            01902                        Primary                      Condo Low-Rise Attached
MA                            01902                        Primary                      Single Family Detached
MA                            01905                        Primary                      Single Family Detached
GA                            30060                        Primary                      Single Family Detached
AL                            36553                        Primary                      Single Family Detached
TN                            38109                        Non-owner                    Single Family Detached
TN                            38118                        Non-owner                    Single Family Detached
TN                            38127                        Non-owner                    Single Family Detached
FL                            33142                        Primary                      2-4 Units Detached
FL                            33165                        Primary                      2-4 Units Attached
FL                            33170                        Primary                      Single Family Detached
WA                            98837                        Primary                      Single Family Detached
CT                            06670                        Primary                      Single Family Detached
CT                            06770                        Primary                      Single Family Detached
NJ                            07107                        Primary                      Single Family Detached
GA                            30263                        Primary                      Single Family Detached
PA                            16428                        Primary                      Single Family Detached
FL                            34286                        Primary                      Single Family Detached
FL                            34286                        Primary                      Single Family Detached
KS                            66061                        Primary                      Single Family Detached
ME                            04468                        Non-owner                    2-4 Units Detached
CA                            95662                        Primary                      Single Family Detached
OR                            97045                        Primary                      Single Family Detached
KY                            40461                        Primary                      Single Family Detached
NY                            13131                        Primary                      Single Family Detached
NJ                            07501                        Primary                      2-4 Units Detached
RI                            02861                        Primary                      Single Family Detached
IL                            61554                        Primary                      Single Family Detached
WI                            54759                        Primary                      Single Family Detached
PA                            19144                        Primary                      Single Family Attached
PA                            15206                        Primary                      Single Family Attached
PA                            15237                        Primary                      Single Family Detached
NJ                            08232                        Non-owner                    Single Family Detached
NJ                            08232                        Primary                      Condo Low-Rise Attached
CA                            92587                        Primary                      PUD Detached
WI                            53404                        Primary                      Single Family Detached
VT                            05061                        Primary                      Single Family Detached
MO                            65738                        Primary                      Single Family Detached
FL                            33569                        Primary                      Single Family Detached
FL                            33569                        Primary                      Single Family Detached
NY                            14616                        Primary                      Single Family Detached
CA                            95823                        Primary                      Single Family Detached
CA                            95828                        Primary                      Single Family Detached
AZ                            85629                        Primary                      PUD Detached
TX                            78250                        Non-owner                    PUD Detached
CA                            92131                        Primary                      Condo Low-Rise Attached
NC                            28150                        Primary                      Single Family Detached
NY                            12780                        Primary                      Single Family Detached
FL                            34609                        Primary                      Single Family Detached
OR                            97051                        Primary                      Single Family Detached
MO                            63118                        Primary                      Single Family Detached
MO                            63376                        Primary                      Single Family Detached
FL                            32780                        Primary                      Single Family Detached
PA                            18466                        Primary                      Single Family Detached
CT                            06790                        Primary                      Single Family Detached
CT                            06382                        Primary                      Single Family Detached
MD                            20772                        Primary                      PUD Attached
ME                            04090                        Primary                      Single Family Detached
ME                            04090                        Primary                      Single Family Detached
ND                            58078                        Primary                      Single Family Detached
PA                            18202                        Primary                      2-4 Units Detached
MI                            49349                        Primary                      Single Family Detached
CA                            90744                        Primary                      Single Family Detached
VA                            22192                        Primary                      Single Family Detached
MA                            01603                        Primary                      2-4 Units Detached
PA                            17301                        Primary                      Single Family Detached
TX                            79602                        Primary                      Single Family Detached
NY                            12203                        Primary                      Single Family Detached
NH                            03809                        Primary                      Single Family Detached
CA                            94509                        Primary                      Single Family Detached
IL                            60002                        Primary                      Single Family Detached
MO                            65604                        Primary                      Single Family Detached
AR                            72823                        Primary                      Single Family Detached
GA                            30315                        Non-owner                    Single Family Detached
GA                            30315                        Non-owner                    Single Family Detached
GA                            30331                        Primary                      Single Family Detached
IL                            60504                        Primary                      Single Family Detached
TX                            78753                        Primary                      Single Family Detached
CA                            93304                        Primary                      Single Family Detached
CA                            93304                        Primary                      Single Family Detached
CA                            93311                        Primary                      Single Family Detached
NY                            12508                        Primary                      Single Family Detached
WI                            53511                        Primary                      Single Family Detached
WI                            53511                        Primary                      Single Family Detached
GA                            30620                        Primary                      Single Family Detached
AL                            35205                        Primary                      PUD Detached
AL                            35206                        Primary                      Single Family Detached
CA                            92316                        Primary                      Single Family Detached
FL                            33431                        Primary                      Condo Low-Rise Attached
MD                            20721                        Primary                      Single Family Detached
NC                            28712                        Primary                      Single Family Detached
NJ                            08723                        Primary                      Single Family Detached
MA                            02301                        Primary                      2-4 Units Detached
NY                            10467                        Primary                      2-4 Units Attached
NY                            10473                        Primary                      Condo Low-Rise Attached
IL                            60513                        Primary                      2-4 Units Detached
NJ                            08016                        Primary                      Single Family Attached
KY                            41005                        Primary                      Single Family Detached
KY                            42211                        Primary                      Single Family Detached
NJ                            08105                        Primary                      Single Family Attached
CO                            81212                        Primary                      Single Family Detached
FL                            32533                        Primary                      Single Family Detached
NY                            11514                        Primary                      Single Family Detached
IL                            60636                        Primary                      Single Family Detached
IL                            60637                        Primary                      Condo Low-Rise Attached
IL                            60652                        Primary                      Single Family Detached
IL                            60804                        Primary                      Single Family Detached
IL                            61727                        Primary                      Single Family Detached
NY                            12035                        Non-owner                    2-4 Units Detached
AR                            72422                        Primary                      Single Family Detached
IA                            50841                        Primary                      Single Family Detached
FL                            33837                        Non-owner                    PUD Detached
ME                            04429                        Primary                      Single Family Detached
FL                            33444                        Primary                      Single Family Detached
TX                            78537                        Primary                      Single Family Detached
MA                            02121                        Primary                      2-4 Units Detached
MA                            02124                        Primary                      2-4 Units Detached
CT                            06118                        Primary                      2-4 Units Detached
AZ                            85611                        Primary                      2-4 Units Detached
CT                            06082                        Primary                      2-4 Units Detached
OR                            97828                        Primary                      Single Family Detached
UT                            84725                        Primary                      Single Family Detached
VT                            05452                        Primary                      Condo Low-Rise Attached
NJ                            08618                        Primary                      Single Family Detached
VT                            05454                        Primary                      Single Family Detached
NH                            03835                        Primary                      Single Family Detached
MO                            63031                        Primary                      Single Family Detached
GA                            30216                        Non-owner                    Single Family Detached
FL                            34982                        Primary                      Single Family Detached
NC                            27524                        Primary                      Single Family Detached
TX                            75040                        Primary                      Single Family Detached
TX                            75043                        Primary                      Single Family Detached
IL                            60139                        Primary                      Single Family Detached
FL                            32442                        Primary                      Single Family Detached
MA                            02341                        Primary                      Single Family Detached
PA                            17112                        Primary                      Single Family Detached
IL                            60426                        Primary                      Single Family Detached
MA                            01830                        Primary                      2-4 Units Detached
MO                            63042                        Primary                      Single Family Detached
NJ                            07730                        Primary                      Single Family Detached
TX                            78023                        Primary                      Single Family Detached
NV                            89074                        Primary                      Condo Low-Rise Attached
GA                            30815                        Primary                      Single Family Detached
MO                            63050                        Primary                      Single Family Detached
IN                            46342                        Primary                      Single Family Attached
MA                            01520                        Primary                      Single Family Detached
NY                            11423                        Primary                      2-4 Units Detached
FL                            33021                        Primary                      Condo Low-Rise Attached
NY                            11742                        Primary                      Single Family Detached
TX                            77008                        Primary                      Single Family Detached
TX                            77053                        Primary                      PUD Detached
TX                            77088                        Primary                      PUD Detached
MA                            02136                        Primary                      2-4 Units Detached
FL                            34956                        Non-owner                    Single Family Detached
WI                            53548                        Primary                      2-4 Units Detached
GA                            30549                        Primary                      Single Family Detached
NJ                            07305                        Primary                      2-4 Units Detached
IL                            60435                        Primary                      Single Family Detached
NY                            14476                        Primary                      Single Family Detached
GA                            30144                        Primary                      PUD Detached
NY                            12401                        Primary                      Single Family Detached
OR                            97603                        Primary                      PUD Detached
FL                            33852                        Primary                      Single Family Detached
FL                            33462                        Primary                      PUD Detached
FL                            33467                        Primary                      PUD Detached
MD                            20706                        Primary                      PUD Attached
CA                            93543                        Primary                      Single Family Detached
VA                            22079                        Primary                      Single Family Attached
CA                            90035                        Primary                      Single Family Detached
KY                            40214                        Primary                      Single Family Detached
MA                            01850                        Primary                      Single Family Detached
NH                            03104                        Primary                      Single Family Detached
NH                            03104                        Primary                      Single Family Detached
NJ                            08080                        Primary                      Single Family Detached
GA                            30008                        Primary                      Single Family Detached
NC                            28752                        Primary                      Single Family Detached
TX                            78656                        Primary                      Single Family Detached
NY                            12543                        Primary                      Single Family Detached
GA                            30253                        Primary                      Single Family Detached
WI                            53051                        Primary                      Single Family Detached
NY                            11566                        Primary                      Single Family Detached
AZ                            85204                        Primary                      PUD Attached
FL                            33181                        Primary                      2-4 Units Detached
NY                            11953                        Primary                      Single Family Detached
DE                            19709                        Primary                      Single Family Detached
TN                            38053                        Primary                      Single Family Detached
TN                            38053                        Primary                      Single Family Detached
WI                            53212                        Primary                      2-4 Units Detached
WI                            53215                        Primary                      2-4 Units Detached
TX                            78574                        Primary                      Single Family Detached
CA                            92555                        Primary                      PUD Detached
TN                            37814                        Primary                      Single Family Detached
SC                            29466                        Primary                      PUD Detached
IN                            47304                        Primary                      Single Family Detached
CA                            95247                        Primary                      Single Family Detached
FL                            34117                        Primary                      Single Family Detached
DE                            19720                        Primary                      PUD Attached
KY                            40050                        Primary                      Single Family Detached
NJ                            07104                        Primary                      Single Family Detached
MA                            02760                        Primary                      Single Family Detached
PA                            16428                        Primary                      Single Family Detached
IL                            60546                        Primary                      Single Family Attached
WI                            54963                        Primary                      Single Family Detached
FL                            32174                        Primary                      Single Family Detached
FL                            34684                        Primary                      Single Family Detached
CO                            80134                        Primary                      Single Family Detached
NJ                            07501                        Non-owner                    2-4 Units Attached
RI                            02861                        Primary                      Single Family Detached
PA                            19149                        Primary                      Single Family Attached
AZ                            85041                        Non-owner                    PUD Detached
PA                            15202                        Primary                      Single Family Detached
PA                            15236                        Primary                      Single Family Detached
NH                            03263                        Primary                      Single Family Detached
CT                            06374                        Primary                      Single Family Detached
NH                            03865                        Primary                      Condo Low-Rise Attached
FL                            33563                        Primary                      Single Family Detached
FL                            33324                        Primary                      Condo Low-Rise Attached
TX                            75472                        Primary                      Single Family Detached
MI                            48342                        Primary                      2-4 Units Attached
FL                            32127                        Primary                      Single Family Detached
FL                            32128                        Primary                      PUD Detached
FL                            34668                        Primary                      Single Family Detached
CA                            93257                        Primary                      Single Family Detached
TX                            78065                        Primary                      Single Family Detached
KS                            66208                        Primary                      Single Family Detached
MS                            39474                        Primary                      Single Family Detached
RI                            02908                        Primary                      Single Family Detached
FL                            33983                        Primary                      Single Family Detached
AZ                            85242                        Primary                      PUD Detached
WI                            53403                        Primary                      Single Family Detached
NJ                            07065                        Primary                      Single Family Detached
PA                            17084                        Primary                      Single Family Detached
GA                            30274                        Primary                      Single Family Detached
VA                            24012                        Non-owner                    2-4 Units Detached
NC                            27574                        Primary                      Single Family Detached
CO                            81069                        Primary                      Single Family Detached
CA                            92582                        Primary                      Single Family Detached
MA                            01906                        Primary                      Single Family Detached
TX                            78154                        Primary                      Single Family Detached
NY                            12302                        Primary                      Single Family Detached
NH                            03874                        Non-owner                    Single Family Detached
WI                            54656                        Primary                      Single Family Detached
FL                            34606                        Primary                      Single Family Detached
FL                            34609                        Primary                      Single Family Detached
FL                            34609                        Primary                      Single Family Detached
KY                            40379                        Primary                      Single Family Detached
MA                            01776                        Primary                      Single Family Detached
ID                            83301                        Primary                      Single Family Detached
ID                            83301                        Primary                      Single Family Detached
FL                            32784                        Primary                      Single Family Detached
NY                            13502                        Primary                      Single Family Detached
SD                            57069                        Primary                      Single Family Detached
FL                            32967                        Primary                      Single Family Detached
CA                            92392                        Primary                      Single Family Detached
CA                            92392                        Primary                      Single Family Detached
MA                            02571                        Primary                      Single Family Detached
NY                            14569                        Primary                      Single Family Detached
CT                            06706                        Non-owner                    Condo Low-Rise Attached
IL                            60085                        Non-owner                    2-4 Units Detached
MA                            02382                        Primary                      Single Family Detached
MA                            01610                        Primary                      2-4 Units Detached
WI                            53910                        Primary                      Single Family Detached
WI                            54201                        Primary                      Single Family Detached
TX                            79110                        Primary                      Single Family Detached
CT                            06401                        Primary                      2-4 Units Detached
VA                            24053                        Primary                      Single Family Detached
TN                            37015                        Primary                      Single Family Detached
KS                            67010                        Primary                      Single Family Detached
IL                            60506                        Primary                      Single Family Detached
CA                            91706                        Primary                      Single Family Detached
ME                            04401                        Primary                      Single Family Detached
GA                            31516                        Primary                      Single Family Detached
TX                            78006                        Primary                      Single Family Detached
FL                            33437                        Primary                      PUD Detached
MA                            02302                        Primary                      Single Family Detached
NY                            10467                        Primary                      2-4 Units Attached
NY                            10469                        Primary                      2-4 Units Attached
NY                            10469                        Primary                      2-4 Units Attached
FL                            34601                        Primary                      Single Family Detached
GA                            30116                        Primary                      Single Family Detached
VA                            23830                        Primary                      Single Family Detached
NY                            11722                        Primary                      Single Family Detached
NY                            14225                        Primary                      Single Family Detached
IL                            60628                        Primary                      Single Family Detached
IL                            60643                        Primary                      Single Family Detached
IL                            60643                        Primary                      Single Family Detached
TN                            37042                        Primary                      Single Family Detached
NY                            12065                        Primary                      Single Family Detached
CO                            80917                        Primary                      Single Family Detached
CO                            80022                        Primary                      PUD Detached
RI                            02864                        Primary                      Single Family Detached
TX                            75228                        Primary                      Single Family Detached
MO                            65456                        Primary                      Single Family Detached
MA                            02027                        Primary                      Single Family Detached
IL                            60115                        Primary                      Single Family Detached
FL                            33444                        Primary                      Single Family Detached
NY                            14047                        Primary                      Single Family Detached
NC                            27713                        Primary                      Single Family Detached
PA                            18301                        Primary                      PUD Detached
IN                            47117                        Primary                      Single Family Attached
KY                            41522                        Primary                      Single Family Detached
WI                            53121                        Primary                      Single Family Detached
MD                            21921                        Primary                      Single Family Attached
NH                            03042                        Primary                      Single Family Detached
MA                            02723                        Primary                      2-4 Units Detached
MA                            02536                        Primary                      Single Family Detached
NJ                            08037                        Non-owner                    Single Family Detached
CA                            93703                        Primary                      Single Family Detached
NY                            14770                        Primary                      Single Family Detached
FL                            32040                        Primary                      Single Family Detached
NJ                            08029                        Primary                      Single Family Detached
MS                            38849                        Primary                      Single Family Detached
MA                            02338                        Primary                      Single Family Detached
MS                            39746                        Primary                      Single Family Detached
LA                            70403                        Primary                      Single Family Detached
CT                            06114                        Non-owner                    Condo Low-Rise Attached
MA                            01040                        Primary                      Single Family Attached
GA                            30548                        Primary                      Single Family Detached
TX                            77082                        Primary                      PUD Detached
TX                            77089                        Primary                      Single Family Detached
NJ                            07731                        Primary                      Condo Low-Rise Attached
TX                            76054                        Non-owner                    2-4 Units Detached
FL                            32208                        Primary                      Single Family Detached
FL                            32208                        Primary                      Single Family Detached
FL                            32210                        Primary                      Single Family Detached
FL                            32225                        Primary                      Single Family Detached
NY                            11434                        Primary                      2-4 Units Detached
NY                            11434                        Primary                      2-4 Units Detached
VT                            05656                        Primary                      Single Family Detached
CA                            92252                        Primary                      Single Family Detached
MO                            64127                        Primary                      Single Family Detached
TX                            77449                        Primary                      PUD Detached
TX                            76248                        Primary                      Single Family Detached
WA                            98034                        Non-owner                    Single Family Detached
FL                            34759                        Primary                      PUD Detached
ME                            03904                        Primary                      Single Family Detached
OR                            97603                        Primary                      Single Family Detached
NV                            89121                        Non-owner                    2-4 Units Detached
FL                            33971                        Primary                      Single Family Detached
IN                            47353                        Primary                      Single Family Detached
IL                            60532                        Primary                      Condo Low-Rise Attached
SC                            29566                        Second Home                  PUD Attached
CA                            95242                        Primary                      Single Family Detached
GA                            30052                        Primary                      PUD Detached
PA                            18344                        Second Home                  Single Family Detached
MA                            01854                        Primary                      Single Family Detached
MO                            63011                        Primary                      Single Family Detached
IA                            52302                        Primary                      Single Family Detached
NH                            03455                        Primary                      Single Family Detached
NY                            11763                        Primary                      Single Family Detached
CT                            06450                        Primary                      2-4 Units Detached
FL                            33178                        Primary                      Condo High-Rise Attached
FL                            33189                        Non-owner                    PUD Detached
WI                            53563                        Primary                      Single Family Detached
WI                            53218                        Non-owner                    2-4 Units Detached
GA                            39866                        Primary                      Single Family Detached
ID                            83686                        Primary                      Single Family Detached
ME                            04055                        Primary                      Single Family Detached
NY                            12550                        Primary                      Single Family Detached
MA                            02760                        Primary                      Condo Low-Rise Attached
UT                            84341                        Primary                      Single Family Detached
TX                            79762                        Primary                      Single Family Detached
OK                            73112                        Primary                      Single Family Detached
FL                            32174                        Primary                      PUD Attached
FL                            32174                        Primary                      Single Family Detached
MA                            01069                        Primary                      Single Family Detached
NJ                            07502                        Primary                      Single Family Detached
FL                            33028                        Primary                      PUD Detached
AL                            36869                        Primary                      Single Family Detached
PA                            19121                        Primary                      Single Family Attached
MA                            02360                        Primary                      Single Family Detached
CA                            93041                        Primary                      PUD Detached
FL                            34668                        Primary                      PUD Detached
FL                            34668                        Primary                      Single Family Detached
AZ                            85242                        Primary                      PUD Detached
AZ                            85242                        Primary                      Single Family Detached
CA                            91730                        Primary                      Single Family Detached
MA                            02368                        Primary                      Single Family Detached
MA                            02368                        Primary                      Single Family Detached
FL                            32955                        Non-owner                    Single Family Detached
TX                            78382                        Primary                      Single Family Detached
TX                            75089                        Primary                      Single Family Detached
MO                            63132                        Primary                      Single Family Detached
CA                            92582                        Primary                      Single Family Detached
OK                            74063                        Primary                      Single Family Detached
TX                            78383                        Primary                      Single Family Detached
MA                            02563                        Primary                      Single Family Detached
FL                            34235                        Second Home                  PUD Detached
LA                            70461                        Primary                      Single Family Detached
GA                            31329                        Primary                      Single Family Detached
MO                            65804                        Primary                      Single Family Detached
FL                            33715                        Primary                      Single Family Detached
ME                            04084                        Primary                      Single Family Detached
KY                            42166                        Primary                      Single Family Detached
FL                            32312                        Primary                      Single Family Detached
MA                            02780                        Primary                      Single Family Detached
NC                            28684                        Non-owner                    Single Family Detached
CT                            06370                        Primary                      Condo Low-Rise Attached
SD                            57069                        Primary                      Single Family Detached
VA                            24179                        Primary                      Single Family Detached
MA                            01880                        Primary                      Single Family Detached
CT                            06492                        Primary                      Single Family Detached
MA                            02571                        Primary                      Single Family Detached
VT                            05675                        Non-owner                    2-4 Units Detached
OK                            73096                        Primary                      Single Family Detached
NJ                            07052                        Primary                      2-4 Units Detached
NY                            11590                        Primary                      Single Family Detached
CO                            80033                        Primary                      Condo Low-Rise Attached
IN                            46394                        Primary                      Single Family Detached
MA                            02382                        Primary                      Single Family Detached
KS                            67213                        Primary                      Single Family Detached
NY                            14221                        Primary                      Single Family Detached
PA                            19090                        Primary                      Single Family Detached
IN                            46996                        Primary                      Single Family Detached
GA                            30680                        Primary                      Single Family Detached
NJ                            08081                        Primary                      Single Family Attached
ME                            04901                        Primary                      Single Family Detached
FL                            33880                        Primary                      Single Family Detached
MA                            02664                        Primary                      Single Family Detached
ME                            04096                        Primary                      Single Family Attached
CA                            92284                        Primary                      Single Family Detached
FL                            33542                        Primary                      Single Family Detached
FL                            33890                        Primary                      Single Family Detached
IL                            60004                        Primary                      Single Family Detached
TX                            76017                        Primary                      Single Family Detached
TX                            76018                        Primary                      Single Family Detached
MA                            01721                        Primary                      Condo Low-Rise Attached
GA                            30344                        Primary                      Single Family Detached
AR                            72006                        Non-owner                    Single Family Detached
CO                            80014                        Primary                      Condo Low-Rise Attached
MD                            21206                        Primary                      Single Family Attached
MD                            21206                        Primary                      Single Family Attached
MD                            21217                        Primary                      Single Family Attached
MD                            21222                        Primary                      Single Family Attached
MD                            21234                        Primary                      Single Family Attached
VT                            05641                        Non-owner                    Single Family Detached
NY                            14810                        Primary                      Single Family Detached
MI                            49014                        Primary                      Single Family Detached
MA                            01915                        Primary                      Condo Low-Rise Attached
ME                            04005                        Primary                      Single Family Detached
TX                            75556                        Primary                      Single Family Detached
FL                            33435                        Primary                      Single Family Detached
FL                            33436                        Primary                      Single Family Detached
FL                            33437                        Primary                      PUD Detached
FL                            33437                        Primary                      Single Family Detached
MA                            02653                        Primary                      Condo Low-Rise Attached
NY                            10509                        Primary                      Condo Low-Rise Attached
MA                            02302                        Primary                      Single Family Detached
NY                            10462                        Primary                      2-4 Units Attached
NY                            11207                        Primary                      2-4 Units Attached
NY                            11208                        Primary                      2-4 Units Attached
NY                            11228                        Primary                      2-4 Units Attached
NY                            11231                        Primary                      2-4 Units Attached
NY                            11234                        Primary                      2-4 Units Attached
NY                            11236                        Primary                      2-4 Units Detached
PA                            15021                        Primary                      Single Family Detached
RI                            02859                        Primary                      Single Family Detached
PA                            19317                        Primary                      PUD Attached
VA                            23322                        Primary                      Single Family Detached
IL                            60629                        Primary                      Single Family Detached
IL                            60629                        Primary                      Single Family Detached
IL                            60634                        Primary                      Single Family Detached
IL                            60652                        Primary                      Single Family Detached
MD                            20733                        Primary                      Single Family Detached
IN                            47842                        Primary                      Single Family Detached
MD                            21045                        Primary                      PUD Attached
IN                            47201                        Primary                      PUD Detached
IN                            47201                        Primary                      Single Family Detached
TX                            78413                        Primary                      PUD Detached
CA                            95531                        Primary                      Single Family Detached
FL                            34428                        Primary                      Single Family Detached
GA                            31805                        Primary                      Single Family Detached
TX                            76445                        Primary                      Single Family Detached
PA                            19518                        Primary                      Single Family Detached
VA                            22026                        Primary                      PUD Attached
VA                            22026                        Primary                      PUD Detached
FL                            32131                        Primary                      Single Family Detached
SC                            29712                        Primary                      Single Family Detached
NJ                            08215                        Non-owner                    2-4 Units Detached
TN                            37643                        Primary                      Single Family Detached
CT                            06082                        Primary                      2-4 Units Detached
MA                            02719                        Primary                      Single Family Detached
GA                            30214                        Primary                      PUD Detached
MO                            63033                        Primary                      Single Family Detached
NJ                            07416                        Primary                      Single Family Attached
WI                            53132                        Primary                      Single Family Detached
IN                            46932                        Primary                      Single Family Detached
CT                            06033                        Primary                      Condo Low-Rise Attached
ME                            04038                        Primary                      Single Family Detached
AR                            72058                        Primary                      Single Family Detached
MA                            01301                        Primary                      Single Family Detached
IN                            46742                        Primary                      Single Family Detached
VA                            23661                        Primary                      Single Family Detached
VA                            23669                        Primary                      Single Family Detached
MA                            02339                        Primary                      Single Family Detached
IL                            60426                        Primary                      Single Family Detached
MA                            01830                        Primary                      Single Family Detached
FL                            33021                        Non-owner                    Condo Low-Rise Attached
NJ                            07111                        Non-owner                    2-4 Units Detached
NJ                            07111                        Primary                      Single Family Detached
MS                            39206                        Non-owner                    Single Family Detached
FL                            32223                        Primary                      Single Family Detached
FL                            32246                        Primary                      Single Family Detached
FL                            32258                        Primary                      PUD Detached
NY                            11432                        Primary                      2-4 Units Detached
PA                            15025                        Primary                      Single Family Detached
IA                            50129                        Primary                      Single Family Detached
ME                            04348                        Primary                      Single Family Detached
PA                            18229                        Second Home                  Single Family Detached
MO                            64133                        Primary                      Single Family Detached
TX                            77493                        Primary                      Single Family Detached
TX                            78219                        Primary                      Single Family Detached
LA                            70068                        Primary                      Single Family Detached
NH                            03246                        Second Home                  Condo Low-Rise Attached
NJ                            08701                        Primary                      Single Family Detached
IL                            60438                        Primary                      Single Family Detached
GA                            30058                        Primary                      Single Family Detached
CA                            95242                        Primary                      Single Family Detached
IL                            60148                        Primary                      Single Family Detached
MA                            01854                        Primary                      Condo Low-Rise Attached
NY                            11563                        Primary                      2-4 Units Detached
MA                            01902                        Primary                      Single Family Detached
WA                            98038                        Primary                      Single Family Detached
GA                            30064                        Primary                      Single Family Detached
MA                            01752                        Primary                      2-4 Units Detached
TN                            37114                        Primary                      Single Family Detached
AZ                            85204                        Primary                      Single Family Detached
AZ                            85206                        Primary                      Single Family Detached
MA                            01844                        Primary                      Condo Low-Rise Attached
MA                            01844                        Primary                      Single Family Detached
FL                            33169                        Primary                      Single Family Detached
FL                            33142                        Primary                      Single Family Detached
FL                            33157                        Primary                      Single Family Detached
FL                            33186                        Primary                      Single Family Attached
NJ                            07748                        Primary                      Single Family Detached
MA                            01757                        Primary                      Condo Low-Rise Attached
WI                            53216                        Primary                      Single Family Detached
WI                            53223                        Primary                      Single Family Detached
FL                            32754                        Primary                      Single Family Detached
WI                            54859                        Primary                      Single Family Detached
IA                            52571                        Primary                      Single Family Detached
CA                            92551                        Primary                      Single Family Detached
MI                            48043                        Primary                      Single Family Detached
FL                            34104                        Primary                      PUD Detached
TX                            77461                        Primary                      Single Family Detached
NJ                            08902                        Non-owner                    Condo Low-Rise Attached
MD                            21113                        Primary                      Single Family Detached
IA                            52501                        Primary                      Single Family Detached
MD                            21234                        Primary                      Single Family Detached
MA                            02359                        Primary                      Single Family Detached
PA                            19114                        Primary                      Single Family Attached
PA                            19136                        Primary                      Single Family Attached
WI                            54465                        Primary                      Single Family Detached
NJ                            08021                        Primary                      Single Family Detached
CA                            94523                        Primary                      Single Family Detached
TX                            76487                        Primary                      Single Family Detached
WA                            98363                        Primary                      Single Family Detached
FL                            33980                        Non-owner                    2-4 Units Detached
VA                            23703                        Primary                      Single Family Detached
AZ                            86303                        Primary                      Single Family Detached
MD                            21853                        Second Home                  Single Family Detached
MA                            02767                        Primary                      Single Family Detached
CA                            94801                        Primary                      2-4 Units Detached
IN                            47374                        Primary                      Single Family Detached
IL                            61103                        Primary                      Single Family Detached
VT                            05669                        Primary                      Single Family Detached
KY                            42276                        Primary                      Single Family Detached
NC                            28147                        Primary                      Single Family Detached
MS                            38866                        Primary                      Single Family Detached
VT                            05483                        Primary                      Single Family Detached
WI                            54801                        Primary                      Single Family Detached
NY                            11412                        Primary                      2-4 Units Detached
FL                            32084                        Primary                      Single Family Detached
NJ                            08050                        Primary                      Single Family Detached
GA                            30024                        Primary                      Single Family Detached
IL                            62226                        Primary                      Single Family Attached
FL                            34688                        Non-owner                    Condo Low-Rise Attached
VA                            24174                        Primary                      Single Family Detached
NJ                            07731                        Primary                      Single Family Detached
NJ                            08611                        Primary                      Single Family Attached
NJ                            08618                        Primary                      Single Family Attached
FL                            33157                        Primary                      PUD Attached
MA                            02154                        Primary                      Single Family Detached
MA                            02571                        Primary                      Single Family Detached
DC                            20012                        Primary                      Single Family Detached
MA                            01570                        Primary                      Single Family Detached
PA                            19380                        Primary                      Condo Low-Rise Attached
CT                            06107                        Primary                      Single Family Detached
CT                            06109                        Primary                      Single Family Detached
IL                            60187                        Primary                      Single Family Detached
IL                            60187                        Primary                      Single Family Detached
PA                            18702                        Primary                      Single Family Detached
FL                            33881                        Primary                      Single Family Detached
NJ                            07067                        Primary                      Single Family Detached
MA                            01602                        Primary                      Single Family Detached
MO                            63390                        Primary                      Single Family Detached
MA                            02351                        Primary                      Single Family Detached
VA                            22304                        Primary                      PUD Attached
VA                            22304                        Primary                      Single Family Detached
TX                            78332                        Primary                      Single Family Detached
MA                            01913                        Primary                      Condo Low-Rise Attached
MD                            21403                        Primary                      PUD Attached
WI                            54806                        Primary                      Single Family Detached
MD                            21216                        Primary                      Single Family Attached
MD                            21217                        Primary                      PUD Attached
NC                            28604                        Primary                      Single Family Detached
TX                            76513                        Primary                      Single Family Detached
NJ                            08505                        Primary                      Single Family Detached
MA                            02113                        Primary                      Condo Low-Rise Attached
KY                            42103                        Primary                      Single Family Detached
FL                            33436                        Primary                      PUD Detached
NJ                            08302                        Primary                      Single Family Detached
VT                            05734                        Primary                      Single Family Detached
NY                            11203                        Primary                      2-4 Units Attached
NY                            11208                        Primary                      2-4 Units Attached
NY                            11208                        Primary                      2-4 Units Attached
NY                            11224                        Primary                      2-4 Units Attached
TX                            77808                        Primary                      Single Family Detached
GA                            30519                        Non-owner                    Single Family Detached
TX                            75006                        Primary                      Single Family Detached
NC                            28215                        Primary                      Single Family Detached
IL                            60634                        Primary                      Single Family Detached
MA                            01013                        Primary                      Single Family Detached
IL                            61727                        Non-owner                    Single Family Detached
AL                            36523                        Primary                      Single Family Detached
VA                            23038                        Primary                      Single Family Detached
NY                            11727                        Primary                      Single Family Detached
LA                            70435                        Primary                      Single Family Detached
MA                            01923                        Primary                      Condo Low-Rise Attached
MD                            20878                        Primary                      Single Family Detached
FL                            32118                        Primary                      Single Family Detached
FL                            32119                        Primary                      Single Family Detached
WI                            53532                        Primary                      Single Family Detached
IA                            51442                        Primary                      Single Family Detached
MI                            48204                        Non-owner                    2-4 Units Detached
MI                            48206                        Primary                      Single Family Detached
MI                            48213                        Primary                      Single Family Detached
MI                            48216                        Primary                      Single Family Detached
GA                            30135                        Primary                      Single Family Detached
TN                            38028                        Non-owner                    Single Family Detached
OR                            97524                        Second Home                  Single Family Detached
CT                            06082                        Primary                      Single Family Detached
NJ                            07631                        Primary                      PUD Attached
PA                            17319                        Primary                      Single Family Detached
NJ                            08053                        Primary                      Single Family Attached
NJ                            08053                        Primary                      Single Family Detached
NJ                            08205                        Primary                      Condo Low-Rise Attached
NC                            28052                        Primary                      Single Family Detached
NJ                            08029                        Primary                      Single Family Detached
VA                            23061                        Primary                      Single Family Detached
WA                            98338                        Primary                      Single Family Detached
MO                            64029                        Primary                      Single Family Detached
NC                            27405                        Primary                      Single Family Detached
IN                            46143                        Primary                      Single Family Attached
NJ                            08620                        Primary                      Single Family Detached
VA                            23663                        Non-owner                    Single Family Detached
MI                            48840                        Primary                      Single Family Detached
NV                            89074                        Primary                      Single Family Detached
VA                            20170                        Primary                      PUD Attached
NJ                            07205                        Primary                      Single Family Detached
MO                            64052                        Primary                      Single Family Detached
IN                            46201                        Non-owner                    2-4 Units Attached
CA                            92201                        Primary                      Single Family Detached
NJ                            07111                        Primary                      Single Family Detached
TX                            75063                        Primary                      PUD Attached
FL                            32209                        Non-owner                    Single Family Detached
FL                            32218                        Non-owner                    PUD Attached
FL                            32218                        Primary                      PUD Detached
NJ                            07438                        Primary                      Single Family Detached
IL                            60435                        Non-owner                    Single Family Detached
ME                            04649                        Primary                      Single Family Detached
HI                            96753                        Primary                      Condo Low-Rise Attached
TX                            76653                        Primary                      Single Family Detached
MN                            55044                        Primary                      Single Family Detached
NJ                            08701                        Primary                      Condo Low-Rise Attached
MI                            48446                        Primary                      Single Family Detached
FL                            33774                        Primary                      Single Family Detached
GA                            30043                        Primary                      Single Family Detached
PA                            17046                        Non-owner                    2-4 Units Attached
CA                            95648                        Primary                      PUD Detached
NJ                            07853                        Primary                      Single Family Detached
MA                            01851                        Primary                      2-4 Units Detached
TX                            75156                        Primary                      Single Family Detached
AR                            72103                        Primary                      Single Family Detached
WI                            53718                        Primary                      Condo Low-Rise Detached
WI                            54220                        Primary                      Single Family Detached
GA                            30067                        Primary                      Condo Low-Rise Attached
NJ                            08053                        Non-owner                    PUD Attached
TX                            78501                        Primary                      Single Family Detached
FL                            32952                        Primary                      Single Family Detached
AZ                            85201                        Primary                      Single Family Detached
FL                            33015                        Primary                      Single Family Detached
FL                            33157                        Primary                      Single Family Detached
FL                            33162                        Primary                      Single Family Detached
FL                            33173                        Primary                      Single Family Detached
FL                            33175                        Primary                      Single Family Detached
VT                            05753                        Primary                      Single Family Detached
NJ                            07748                        Primary                      Single Family Detached
MA                            01527                        Primary                      Single Family Detached
WI                            54858                        Primary                      Single Family Detached
WI                            53223                        Primary                      Single Family Detached
CA                            92256                        Primary                      Single Family Detached
IN                            46774                        Primary                      Single Family Detached
FL                            34653                        Primary                      Single Family Detached
FL                            34653                        Primary                      Single Family Detached
VA                            23508                        Non-owner                    Single Family Detached
NV                            89032                        Primary                      PUD Detached
RI                            02911                        Primary                      2-4 Units Detached
MA                            02062                        Primary                      Single Family Detached
MA                            02557                        Primary                      Single Family Detached
NC                            28129                        Primary                      Single Family Detached
CA                            94607                        Non-owner                    2-4 Units Attached
FL                            34761                        Primary                      PUD Detached
OK                            73099                        Primary                      Single Family Detached
OK                            73112                        Primary                      Single Family Detached
OK                            73135                        Primary                      Single Family Detached
OK                            73169                        Primary                      Single Family Detached
OK                            73170                        Primary                      Single Family Detached
TX                            75803                        Primary                      Single Family Detached
WI                            53954                        Primary                      Single Family Detached
MD                            21234                        Primary                      Single Family Attached
FL                            33028                        Primary                      PUD Detached
FL                            33029                        Primary                      PUD Detached
TX                            75093                        Primary                      Single Family Detached
PA                            16823                        Primary                      Single Family Detached
MA                            02360                        Primary                      Single Family Detached
FL                            33064                        Primary                      Single Family Detached
NY                            12790                        Primary                      Single Family Detached
FL                            32129                        Non-owner                    PUD Detached
FL                            34983                        Primary                      Single Family Detached
FL                            34986                        Primary                      Single Family Detached
CO                            81003                        Primary                      Single Family Attached
CA                            95670                        Primary                      Single Family Detached
CA                            95670                        Primary                      Single Family Detached
CA                            91739                        Primary                      Single Family Detached
IN                            46171                        Primary                      Single Family Detached
IN                            47374                        Primary                      Single Family Detached
VA                            23236                        Primary                      Single Family Detached
VA                            23237                        Non-owner                    Single Family Detached
NY                            11779                        Primary                      Single Family Detached
MA                            01952                        Primary                      Single Family Detached
UT                            84121                        Primary                      Single Family Detached
TX                            78223                        Primary                      Single Family Detached
CA                            92404                        Primary                      Single Family Detached
CA                            92404                        Primary                      Single Family Detached
CA                            92407                        Primary                      Single Family Detached
CA                            92078                        Primary                      2-4 Units Attached
NJ                            08872                        Primary                      Single Family Detached
NY                            11787                        Primary                      2-4 Units Detached
FL                            32199                        Primary                      Single Family Detached
NY                            10312                        Primary                      Single Family Detached
CA                            95210                        Primary                      Single Family Detached
IL                            61364                        Primary                      Single Family Detached
WI                            54880                        Primary                      Single Family Detached
FL                            33610                        Primary                      Single Family Detached
FL                            33610                        Primary                      Single Family Detached
FL                            33611                        Primary                      Single Family Detached
FL                            33612                        Primary                      Single Family Detached
TX                            77590                        Primary                      Single Family Detached
UT                            84074                        Primary                      Single Family Detached
NH                            03281                        Primary                      Single Family Detached
NJ                            08205                        Primary                      Single Family Detached
NJ                            08638                        Non-owner                    Single Family Attached
CA                            96161                        Primary                      Single Family Detached
NH                            03773                        Primary                      Single Family Detached
MS                            39565                        Primary                      Single Family Detached
FL                            34293                        Primary                      PUD Detached
TX                            76084                        Primary                      Single Family Detached
DC                            20011                        Primary                      Single Family Attached
DC                            20019                        Primary                      Single Family Detached
DC                            20032                        Primary                      Single Family Attached
IA                            50702                        Primary                      Single Family Detached
WI                            53186                        Non-owner                    Single Family Detached
RI                            02817                        Primary                      Single Family Detached
NY                            12196                        Primary                      Single Family Detached
NY                            14304                        Primary                      Single Family Detached
MA                            02382                        Primary                      Condo Low-Rise Attached
VT                            05404                        Primary                      Single Family Detached
FL                            32708                        Primary                      Single Family Detached
MA                            01604                        Primary                      Single Family Attached
TX                            75098                        Primary                      Single Family Detached
VA                            22309                        Primary                      PUD Attached
CT                            06231                        Primary                      Single Family Detached
MD                            21213                        Primary                      Single Family Attached
MD                            21229                        Primary                      Single Family Attached
IN                            47006                        Primary                      Single Family Detached
IL                            61008                        Primary                      Single Family Detached
CT                            06037                        Primary                      Single Family Detached
ME                            04005                        Primary                      Single Family Detached
TX                            78006                        Primary                      Single Family Detached
MA                            02128                        Primary                      2-4 Units Attached
CT                            06610                        Primary                      2-4 Units Detached
NY                            10459                        Non-owner                    2-4 Units Attached
NY                            10469                        Primary                      Single Family Attached
NY                            11212                        Primary                      2-4 Units Attached
IN                            46112                        Primary                      Single Family Detached
TX                            78526                        Primary                      Single Family Detached
CA                            90746                        Primary                      Single Family Detached
GA                            30120                        Primary                      Single Family Detached
NC                            28207                        Primary                      Condo Low-Rise Attached
VA                            23321                        Primary                      Single Family Detached
VA                            23322                        Primary                      Single Family Detached
VA                            23325                        Primary                      Single Family Detached
CA                            94517                        Primary                      PUD Detached
FL                            34714                        Primary                      PUD Detached
VT                            05446                        Primary                      Single Family Detached
FL                            33065                        Primary                      Condo Low-Rise Attached
CA                            91724                        Primary                      Single Family Detached
RI                            02920                        Primary                      2-4 Units Detached
TX                            75204                        Primary                      Single Family Detached
TX                            75218                        Primary                      Single Family Detached
TX                            75227                        Primary                      Single Family Detached
TX                            75241                        Primary                      Single Family Detached
TX                            75241                        Primary                      Single Family Detached
TX                            75249                        Primary                      Single Family Detached
TX                            75252                        Primary                      Single Family Detached
FL                            32725                        Primary                      Single Family Detached
IL                            60018                        Primary                      Single Family Detached
MI                            48205                        Primary                      Single Family Detached
UT                            84043                        Primary                      Single Family Detached
VT                            05649                        Primary                      Single Family Detached
CT                            06512                        Primary                      2-4 Units Detached
PA                            18301                        Primary                      PUD Detached
MI                            48829                        Primary                      Single Family Detached
TX                            79912                        Primary                      Single Family Detached
WI                            53122                        Primary                      Single Family Detached
PA                            18049                        Primary                      Single Family Detached
CA                            95501                        Primary                      Single Family Detached
CA                            95503                        Primary                      Single Family Detached
FL                            32736                        Primary                      Single Family Detached
NJ                            08638                        Primary                      Single Family Detached
CA                            95628                        Primary                      Single Family Detached
MA                            02724                        Primary                      Single Family Detached
NV                            89408                        Primary                      Single Family Detached
MI                            48504                        Primary                      Single Family Detached
MI                            48507                        Primary                      Condo Low-Rise Attached
IN                            46825                        Non-owner                    Single Family Detached
CA                            95540                        Primary                      Single Family Detached
NJ                            07728                        Primary                      Single Family Detached
CA                            93721                        Primary                      Single Family Detached
TX                            77547                        Primary                      Single Family Detached
MD                            20874                        Primary                      Single Family Attached
TX                            75645                        Primary                      Single Family Detached
MI                            48624                        Primary                      Single Family Detached
TX                            77963                        Primary                      Single Family Detached
AZ                            85338                        Primary                      PUD Detached
NY                            10924                        Primary                      Single Family Detached
NC                            28758                        Primary                      PUD Detached
IN                            46143                        Primary                      PUD Detached
VT                            05461                        Primary                      Single Family Detached
MI                            48442                        Primary                      Single Family Detached
HI                            96815                        Second Home                  Condo High-Rise Attached
TX                            77017                        Primary                      Single Family Detached
TX                            77073                        Primary                      Single Family Detached
TX                            78362                        Primary                      Single Family Detached
TX                            78362                        Primary                      Single Family Detached
TX                            75061                        Primary                      Single Family Detached
FL                            32211                        Non-owner                    Single Family Detached
PA                            18434                        Primary                      Single Family Detached
HI                            96753                        Primary                      Condo Low-Rise Attached
CA                            92352                        Primary                      Single Family Detached
TX                            78045                        Primary                      Single Family Detached
FL                            33313                        Primary                      Condo Low-Rise Attached
KS                            66048                        Primary                      Single Family Detached
SC                            29072                        Primary                      Single Family Detached
PA                            17543                        Primary                      Single Family Detached
IN                            46947                        Primary                      Single Family Detached
KY                            40741                        Primary                      Single Family Detached
CA                            90813                        Primary                      2-4 Units Detached
CA                            92356                        Primary                      Single Family Detached
TX                            75904                        Primary                      Single Family Detached
MA                            01462                        Primary                      Single Family Detached
NY                            11949                        Primary                      Single Family Detached
TX                            77865                        Primary                      Single Family Detached
KS                            67460                        Primary                      Single Family Detached
AZ                            85204                        Primary                      Single Family Detached
FL                            33173                        Primary                      Condo Low-Rise Attached
VA                            23112                        Primary                      Single Family Detached
NC                            28756                        Primary                      Single Family Detached
WI                            53208                        Primary                      Single Family Detached
WI                            53213                        Primary                      Single Family Detached
WI                            53214                        Primary                      Single Family Detached
WI                            53222                        Primary                      Single Family Detached
WI                            53224                        Primary                      Single Family Detached
WI                            54228                        Primary                      Single Family Detached
NY                            12701                        Primary                      2-4 Units Detached
CO                            80132                        Primary                      PUD Detached
IN                            46161                        Primary                      Single Family Detached
NH                            03254                        Second Home                  Single Family Detached
WA                            98273                        Non-owner                    Single Family Detached
WA                            98273                        Non-owner                    Single Family Detached
ID                            83647                        Non-owner                    Single Family Detached
KY                            40047                        Primary                      Single Family Detached
CT                            06355                        Primary                      Single Family Detached
FL                            34113                        Primary                      Single Family Detached
FL                            34116                        Primary                      Single Family Detached
NJ                            07753                        Non-owner                    Single Family Detached
MA                            02740                        Primary                      Single Family Detached
DE                            19702                        Primary                      Single Family Detached
DE                            19713                        Primary                      Single Family Detached
CT                            06470                        Primary                      Single Family Detached
PA                            19073                        Primary                      Single Family Detached
CA                            95660                        Primary                      Single Family Detached
CA                            95660                        Primary                      Single Family Detached
IL                            60453                        Primary                      Single Family Detached
CA                            94561                        Primary                      Single Family Detached
NJ                            08740                        Primary                      Single Family Detached
FL                            32824                        Primary                      PUD Detached
FL                            32137                        Second Home                  Single Family Detached
NY                            12563                        Non-owner                    Single Family Detached
RI                            02861                        Primary                      2-4 Units Detached
NY                            10965                        Primary                      Single Family Detached
FL                            33024                        Primary                      Condo Low-Rise Attached
CA                            92570                        Primary                      Single Family Detached
CA                            92570                        Primary                      Single Family Detached
CA                            92571                        Primary                      Single Family Detached
NJ                            08861                        Primary                      Single Family Attached
AZ                            85086                        Primary                      PUD Detached
IN                            46168                        Primary                      Single Family Detached
UT                            84062                        Primary                      Single Family Detached
TX                            76259                        Primary                      Single Family Detached
NY                            12804                        Primary                      Single Family Detached
MI                            49082                        Primary                      Single Family Detached
CA                            96001                        Primary                      Single Family Detached
MI                            48240                        Primary                      Single Family Detached
CA                            91335                        Primary                      Single Family Detached
WI                            54868                        Primary                      Single Family Detached
GA                            31324                        Primary                      Single Family Detached
VA                            24017                        Non-owner                    Single Family Detached
NY                            14613                        Primary                      Single Family Detached
NY                            11575                        Primary                      Single Family Detached
CA                            91770                        Primary                      PUD Attached
MO                            63303                        Primary                      Single Family Detached
LA                            70087                        Primary                      Single Family Detached
CA                            93905                        Non-owner                    2-4 Units Detached
TX                            78211                        Primary                      Single Family Detached
TX                            78383                        Primary                      Single Family Detached
CA                            91321                        Primary                      Condo Low-Rise Attached
NJ                            08879                        Primary                      Single Family Detached
PA                            19608                        Primary                      Single Family Detached
MA                            01104                        Primary                      Single Family Detached
MA                            01109                        Primary                      Single Family Detached
TX                            77373                        Primary                      Single Family Detached
TX                            77388                        Primary                      Single Family Detached
MO                            63111                        Primary                      2-4 Units Detached
MA                            02072                        Primary                      Single Family Detached
FL                            34997                        Primary                      Single Family Detached
MD                            21784                        Primary                      Single Family Detached
FL                            33604                        Primary                      Single Family Detached
FL                            33618                        Primary                      Single Family Detached
FL                            33810                        Primary                      Single Family Detached
NC                            28681                        Primary                      Single Family Detached
NJ                            08311                        Primary                      Single Family Detached
MT                            59935                        Primary                      Single Family Detached
AZ                            85711                        Primary                      Single Family Detached
AZ                            85713                        Primary                      Single Family Detached
CA                            95252                        Primary                      Single Family Detached
IN                            46385                        Primary                      Single Family Detached
FL                            32960                        Second Home                  Single Family Detached
VA                            23454                        Primary                      2-4 Units Attached
NJ                            07052                        Primary                      Single Family Detached
MI                            48184                        Primary                      Single Family Detached
TX                            76087                        Primary                      Single Family Detached
RI                            02817                        Primary                      Single Family Detached
GA                            31568                        Primary                      Single Family Detached
MA                            01475                        Primary                      Single Family Detached
IL                            60097                        Primary                      Single Family Detached
NC                            28001                        Primary                      Single Family Detached
VA                            22315                        Non-owner                    PUD Attached
TX                            75002                        Non-owner                    PUD Detached
TX                            76009                        Primary                      Single Family Detached
NC                            28803                        Primary                      Single Family Detached
MA                            02703                        Primary                      Single Family Detached
GA                            30904                        Non-owner                    Single Family Detached
CA                            93308                        Primary                      Single Family Detached
GA                            30107                        Primary                      Single Family Detached
FL                            33830                        Primary                      Single Family Detached
LA                            70817                        Primary                      Single Family Detached
NY                            11705                        Primary                      Single Family Detached
TX                            77521                        Primary                      Single Family Detached
IL                            60099                        Primary                      Single Family Detached
MA                            01007                        Primary                      Single Family Detached
IL                            62220                        Primary                      Single Family Detached
MA                            02019                        Primary                      Single Family Detached
PA                            19020                        Primary                      Single Family Attached
VA                            24064                        Primary                      Single Family Detached
MO                            64015                        Primary                      PUD Attached
ID                            83704                        Primary                      Single Family Detached
MA                            02122                        Primary                      2-4 Units Detached
MI                            48116                        Primary                      Single Family Detached
CT                            06010                        Primary                      Single Family Detached
KS                            66413                        Primary                      Single Family Detached
NJ                            08016                        Primary                      Single Family Detached
VT                            05401                        Primary                      Single Family Detached
IL                            60409                        Primary                      Single Family Detached
NC                            28216                        Non-owner                    Single Family Detached
VA                            23320                        Primary                      Single Family Detached
VA                            23322                        Primary                      Single Family Detached
NJ                            08089                        Primary                      Single Family Detached
MA                            01020                        Non-owner                    2-4 Units Detached
TX                            76033                        Primary                      Single Family Detached
MI                            49038                        Primary                      Single Family Detached
RI                            02920                        Primary                      2-4 Units Detached
FL                            32536                        Primary                      Single Family Detached
TX                            77433                        Primary                      Single Family Detached
PA                            19023                        Primary                      Single Family Attached
FL                            33441                        Primary                      Single Family Detached
TX                            78840                        Primary                      Single Family Detached
CA                            93215                        Primary                      Single Family Detached
FL                            32725                        Primary                      Single Family Detached
TX                            75115                        Primary                      PUD Detached
MI                            48202                        Primary                      Single Family Detached
MI                            48210                        Primary                      Single Family Detached
DE                            19901                        Primary                      Single Family Attached
CA                            91010                        Primary                      Single Family Detached
TX                            75116                        Primary                      Single Family Detached
NY                            14837                        Second Home                  Single Family Detached
NY                            14052                        Primary                      Single Family Detached
RI                            02915                        Primary                      Single Family Detached
PA                            18301                        Primary                      Single Family Detached
WI                            53120                        Primary                      Single Family Detached
TX                            79912                        Primary                      Single Family Detached
TX                            79924                        Primary                      Single Family Detached
TX                            79932                        Primary                      Single Family Detached
CT                            06082                        Primary                      Single Family Detached
CA                            95503                        Primary                      Single Family Detached
CA                            94533                        Primary                      PUD Attached
MA                            02720                        Primary                      Single Family Detached
AL                            36535                        Primary                      Single Family Detached
WI                            54935                        Primary                      Single Family Detached
CA                            92336                        Primary                      Single Family Detached
FL                            33312                        Primary                      Single Family Detached
IN                            46815                        Primary                      Condo Low-Rise Attached
MD                            21702                        Non-owner                    Single Family Detached
CA                            93704                        Primary                      Single Family Detached
TX                            75041                        Primary                      Single Family Detached
TX                            75042                        Primary                      Single Family Detached
AZ                            85308                        Primary                      Single Family Detached
TX                            75052                        Primary                      Single Family Detached
NC                            27858                        Primary                      Single Family Detached
SC                            29609                        Primary                      Single Family Detached
NY                            10530                        Primary                      Single Family Detached
MS                            39402                        Primary                      Single Family Detached
CA                            92544                        Primary                      Single Family Detached
CA                            92345                        Primary                      Single Family Detached
WA                            98550                        Primary                      Single Family Attached
TX                            77022                        Primary                      Single Family Detached
TX                            77044                        Primary                      Single Family Detached
TX                            77083                        Primary                      Single Family Detached
TX                            77089                        Primary                      PUD Detached
TX                            77092                        Primary                      Single Family Detached
TX                            77093                        Primary                      Single Family Detached
FL                            34667                        Primary                      PUD Detached
MA                            02136                        Non-owner                    Single Family Detached
CA                            92201                        Primary                      Single Family Detached
CA                            93235                        Primary                      Single Family Detached
MI                            49203                        Primary                      Single Family Detached
OK                            74037                        Primary                      Single Family Detached
TX                            75142                        Primary                      Single Family Detached
TX                            75662                        Primary                      Single Family Detached
TX                            75662                        Primary                      Single Family Detached
TX                            75134                        Primary                      Single Family Detached
SC                            29360                        Non-owner                    Single Family Detached
PA                            17540                        Primary                      Single Family Detached
ME                            04750                        Primary                      Single Family Detached
NJ                            07035                        Primary                      Single Family Detached
NY                            11757                        Primary                      Single Family Detached
AZ                            85340                        Primary                      PUD Detached
FL                            33547                        Primary                      Single Family Detached
CO                            80504                        Primary                      Single Family Detached
CA                            90002                        Primary                      2-4 Units Detached
CA                            90003                        Primary                      2-4 Units Detached
KY                            41016                        Primary                      Single Family Detached
CA                            90262                        Primary                      Single Family Detached
MI                            48044                        Primary                      Single Family Detached
MA                            01752                        Primary                      Condo Low-Rise Attached
FL                            33136                        Primary                      Condo Low-Rise Attached
FL                            33176                        Primary                      Condo Low-Rise Attached
CT                            06460                        Primary                      Single Family Detached
CA                            95351                        Primary                      Single Family Detached
CA                            95355                        Primary                      Single Family Attached
IL                            60538                        Primary                      Single Family Attached
KY                            42437                        Second Home                  Single Family Detached
NC                            27030                        Primary                      Single Family Detached
SC                            29575                        Primary                      PUD Detached
IL                            60565                        Primary                      Single Family Detached
NH                            03060                        Primary                      Single Family Detached
IA                            50660                        Primary                      Single Family Detached
FL                            34652                        Primary                      Single Family Detached
FL                            34652                        Primary                      Single Family Detached
FL                            34653                        Primary                      Single Family Detached
FL                            34655                        Primary                      Single Family Detached
NJ                            07103                        Primary                      2-4 Units Detached
NJ                            07107                        Primary                      2-4 Units Detached
IN                            46060                        Primary                      PUD Detached
FL                            33917                        Primary                      Single Family Detached
NV                            89032                        Primary                      Single Family Detached
CA                            95361                        Primary                      Single Family Detached
CA                            94603                        Primary                      Single Family Detached
NE                            68138                        Primary                      Single Family Attached
FL                            32065                        Second Home                  PUD Detached
CT                            06477                        Primary                      Single Family Detached
FL                            32808                        Primary                      Single Family Detached
FL                            32818                        Primary                      Single Family Detached
NY                            11416                        Primary                      2-4 Units Attached
NV                            89048                        Primary                      Single Family Detached
MN                            56470                        Primary                      Single Family Detached
VA                            23805                        Primary                      Single Family Detached
PA                            19131                        Primary                      2-4 Units Attached
MA                            01331                        Primary                      Single Family Detached
AZ                            85009                        Primary                      Single Family Detached
AZ                            85032                        Primary                      Single Family Detached
NJ                            07062                        Primary                      Single Family Detached
CA                            91766                        Primary                      Single Family Detached
VA                            23702                        Primary                      Single Family Detached
GA                            30127                        Primary                      Single Family Detached
RI                            02909                        Primary                      2-4 Units Detached
CA                            96002                        Primary                      Single Family Detached
GA                            31075                        Primary                      Single Family Detached
PA                            15853                        Primary                      Single Family Detached
CA                            95562                        Primary                      Single Family Detached
CA                            94571                        Primary                      PUD Detached
OR                            97304                        Primary                      Single Family Detached
TX                            78242                        Primary                      Single Family Detached
GA                            31404                        Primary                      Single Family Detached
GA                            31419                        Non-owner                    2-4 Units Detached
IL                            60193                        Primary                      Condo Low-Rise Attached
NY                            12308                        Primary                      2-4 Units Detached
FL                            33584                        Primary                      Single Family Detached
IN                            46176                        Primary                      Single Family Detached
NJ                            08081                        Primary                      Single Family Attached
NJ                            08081                        Primary                      Single Family Detached
IL                            62704                        Primary                      Single Family Detached
WA                            98292                        Primary                      Single Family Detached
VA                            22742                        Primary                      Single Family Detached
FL                            32304                        Second Home                  Single Family Detached
FL                            33605                        Primary                      Single Family Detached
FL                            33619                        Primary                      Single Family Detached
CO                            80233                        Primary                      Single Family Detached
NJ                            08757                        Primary                      Single Family Detached
VA                            24175                        Primary                      Single Family Detached
AZ                            85747                        Primary                      PUD Detached
PA                            18337                        Primary                      PUD Attached
FL                            33594                        Primary                      PUD Detached
FL                            34293                        Primary                      Single Family Detached
IL                            60061                        Primary                      Condo Low-Rise Attached
HI                            96786                        Primary                      Single Family Detached
MI                            48089                        Primary                      Single Family Detached
MI                            48092                        Primary                      Single Family Detached
RI                            02886                        Primary                      Single Family Detached
TX                            76148                        Primary                      Single Family Detached
CT                            06706                        Non-owner                    Single Family Detached
NC                            28786                        Primary                      Single Family Detached
WI                            53090                        Primary                      Single Family Detached
VA                            22602                        Primary                      Single Family Detached
FL                            32708                        Primary                      PUD Detached
CO                            80863                        Primary                      Single Family Detached
MA                            01602                        Non-owner                    2-4 Units Detached
MA                            01602                        Primary                      Single Family Detached
NY                            11798                        Non-owner                    Single Family Detached
CA                            92399                        Primary                      Single Family Detached
MO                            64720                        Primary                      Single Family Detached
MI                            49010                        Primary                      Single Family Detached
NE                            69301                        Primary                      Single Family Detached
PA                            16601                        Primary                      Single Family Detached
TX                            76009                        Primary                      Single Family Detached
PA                            19002                        Primary                      Single Family Detached
CA                            92307                        Primary                      Single Family Detached
CA                            90720                        Primary                      Single Family Detached
CA                            93602                        Primary                      Single Family Detached
MD                            21224                        Non-owner                    Single Family Attached
IN                            46106                        Primary                      Single Family Detached
PA                            19020                        Primary                      Single Family Detached
IL                            60106                        Primary                      Single Family Detached
MS                            38828                        Primary                      Single Family Detached
CA                            93426                        Primary                      PUD Detached
FL                            33511                        Primary                      Single Family Detached
CA                            92227                        Primary                      Single Family Detached
WA                            98311                        Primary                      PUD Detached
CT                            06604                        Non-owner                    2-4 Units Detached
NY                            11951                        Primary                      Single Family Detached
NY                            11230                        Primary                      Single Family Detached
TX                            76028                        Primary                      Single Family Detached
SD                            57013                        Primary                      Single Family Detached
CA                            90745                        Primary                      Single Family Detached
WY                            82601                        Primary                      Single Family Detached
NY                            14225                        Primary                      2-4 Units Detached
NY                            14225                        Primary                      Single Family Detached
IL                            60620                        Second Home                  Single Family Detached
MI                            48017                        Primary                      Single Family Detached
TX                            76034                        Primary                      Single Family Detached
SC                            29209                        Second Home                  Single Family Detached
GA                            31909                        Primary                      Single Family Detached
RI                            02816                        Primary                      Single Family Detached
CT                            06416                        Primary                      Single Family Detached
IL                            60014                        Primary                      Single Family Detached
NH                            03819                        Primary                      Single Family Detached
MI                            48228                        Primary                      Single Family Detached
NJ                            07017                        Primary                      Single Family Detached
CA                            91731                        Primary                      Single Family Detached
CA                            91732                        Primary                      Single Family Detached
TX                            79907                        Primary                      Single Family Detached
MD                            21043                        Primary                      Single Family Detached
CT                            06082                        Primary                      Single Family Detached
CA                            95501                        Primary                      Single Family Detached
NH                            03833                        Primary                      Condo Low-Rise Attached
CA                            92336                        Primary                      Single Family Detached
TX                            76137                        Primary                      Single Family Detached
CA                            93727                        Primary                      Single Family Detached
WI                            53128                        Primary                      Single Family Detached
NE                            69341                        Primary                      Single Family Detached
MD                            21061                        Primary                      Single Family Detached
AZ                            85306                        Primary                      PUD Attached
CA                            91740                        Primary                      Single Family Detached
MO                            64454                        Primary                      Single Family Detached
TX                            76049                        Primary                      Single Family Detached
ID                            83624                        Primary                      Single Family Detached
CT                            06514                        Primary                      Single Family Detached
NJ                            08330                        Primary                      Single Family Detached
AL                            35570                        Primary                      Single Family Detached
NH                            03451                        Primary                      Single Family Detached
FL                            34691                        Primary                      Single Family Detached
MA                            02136                        Non-owner                    2-4 Units Detached
IN                            46237                        Primary                      Single Family Detached
MI                            48141                        Primary                      Single Family Detached
MI                            49203                        Primary                      Single Family Detached
CA                            95327                        Primary                      Single Family Detached
MI                            49004                        Primary                      Single Family Detached
FL                            34774                        Primary                      PUD Detached
ME                            03905                        Primary                      Single Family Detached
CA                            90715                        Primary                      Condo Low-Rise Attached
TX                            76550                        Primary                      Single Family Detached
MI                            48910                        Primary                      Single Family Detached
MI                            48917                        Primary                      Single Family Detached
NV                            89030                        Non-owner                    2-4 Units Detached
NV                            89123                        Primary                      PUD Detached
NV                            89129                        Primary                      Single Family Detached
NV                            89144                        Primary                      PUD Detached
TX                            75077                        Primary                      Single Family Detached
TX                            78642                        Primary                      Single Family Detached
MI                            48154                        Primary                      Single Family Detached
CA                            91402                        Primary                      Single Family Detached
MA                            01902                        Primary                      Single Family Detached
CT                            06040                        Primary                      2-4 Units Detached
NJ                            08330                        Primary                      Condo Low-Rise Attached
TX                            75070                        Primary                      Single Family Detached
TX                            75071                        Primary                      Single Family Detached
NY                            11763                        Primary                      Single Family Detached
TN                            38104                        Primary                      Single Family Detached
TN                            38116                        Primary                      Single Family Detached
CT                            06451                        Primary                      Single Family Detached
TX                            75150                        Primary                      Single Family Detached
FL                            33169                        Primary                      Condo Low-Rise Attached
FL                            33186                        Primary                      Condo Low-Rise Attached
PA                            18337                        Primary                      Single Family Detached
NV                            89423                        Primary                      Single Family Detached
FL                            33029                        Primary                      PUD Detached
CA                            95553                        Primary                      Single Family Detached
CA                            95350                        Primary                      Single Family Detached
CA                            95350                        Primary                      Single Family Detached
NJ                            08057                        Non-owner                    Single Family Detached
VT                            05758                        Primary                      Single Family Detached
NY                            10550                        Primary                      2-4 Units Detached
NY                            12763                        Primary                      Single Family Detached
MI                            49442                        Primary                      Single Family Detached
MI                            49444                        Primary                      Single Family Detached
MO                            64850                        Primary                      Single Family Detached
CT                            06511                        Non-owner                    2-4 Units Detached
NY                            10025                        Primary                      Condo Low-Rise Attached
DE                            19702                        Primary                      PUD Attached
FL                            33162                        Primary                      Single Family Detached
FL                            33408                        Primary                      Condo Low-Rise Attached
MO                            64076                        Primary                      Single Family Detached
NY                            14520                        Primary                      Single Family Detached
IL                            60467                        Primary                      Single Family Detached
FL                            32808                        Primary                      Single Family Detached
FL                            32808                        Primary                      Single Family Detached
FL                            32818                        Primary                      Single Family Detached
FL                            32818                        Primary                      Single Family Detached
FL                            32837                        Primary                      Single Family Detached
FL                            34229                        Non-owner                    Single Family Detached
FL                            32765                        Non-owner                    Single Family Detached
MO                            65721                        Primary                      Single Family Detached
FL                            32907                        Primary                      Single Family Detached
CA                            93552                        Primary                      Single Family Detached
TX                            77502                        Primary                      Single Family Detached
TX                            77581                        Primary                      Single Family Detached
AZ                            85032                        Primary                      Single Family Detached
PA                            18651                        Primary                      Single Family Detached
MI                            48341                        Primary                      Single Family Detached
MI                            49002                        Primary                      Single Family Detached
MI                            49024                        Primary                      Single Family Detached
NY                            12601                        Primary                      2-4 Units Detached
TX                            76227                        Primary                      PUD Detached
RI                            02909                        Primary                      2-4 Units Detached
CO                            81003                        Primary                      Single Family Detached
CO                            81004                        Primary                      Single Family Detached
MI                            49451                        Primary                      Single Family Detached
CA                            95569                        Primary                      Single Family Detached
MI                            48239                        Primary                      Single Family Detached
CA                            92377                        Primary                      Single Family Detached
CA                            94804                        Primary                      Single Family Detached
TX                            76093                        Primary                      Single Family Detached
IL                            60073                        Primary                      Single Family Detached
MI                            48601                        Primary                      Single Family Detached
MD                            20684                        Primary                      Single Family Detached
TX                            78242                        Primary                      Single Family Detached
TX                            78248                        Primary                      Single Family Detached
TX                            78251                        Primary                      Single Family Detached
RI                            02857                        Primary                      Single Family Detached
NY                            11783                        Second Home                  Single Family Detached
WA                            98146                        Primary                      Single Family Detached
CT                            06484                        Primary                      Single Family Detached
IN                            46613                        Non-owner                    Single Family Detached
IN                            46613                        Non-owner                    Single Family Detached
NY                            12803                        Primary                      Single Family Detached
NY                            11436                        Non-owner                    Single Family Detached
NV                            89431                        Primary                      Single Family Detached
NV                            89436                        Primary                      Single Family Detached
MA                            01108                        Primary                      Single Family Detached
TX                            77477                        Primary                      Single Family Detached
AZ                            85374                        Primary                      Single Family Detached
NY                            13207                        Primary                      Single Family Detached
WA                            98404                        Primary                      Single Family Detached
NC                            28681                        Primary                      Single Family Detached
KS                            66086                        Primary                      Single Family Detached
RI                            02910                        Primary                      Single Family Detached
AZ                            85710                        Primary                      Condo Low-Rise Attached
OK                            74110                        Non-owner                    Single Family Detached
OK                            74126                        Non-owner                    Single Family Detached
MI                            48766                        Primary                      Single Family Detached
NJ                            08094                        Primary                      Single Family Detached
FL                            32784                        Primary                      Single Family Detached
NJ                            08406                        Primary                      Single Family Detached
CT                            06492                        Primary                      2-4 Units Detached
IL                            60555                        Primary                      Single Family Detached
RI                            02818                        Primary                      Single Family Detached
RI                            02886                        Primary                      Single Family Detached
NC                            28786                        Primary                      Single Family Detached
AR                            72301                        Primary                      Single Family Detached
MI                            49519                        Primary                      Single Family Detached
CA                            92399                        Primary                      Single Family Detached
PA                            18102                        Primary                      Single Family Attached
NY                            12009                        Primary                      Single Family Detached
TX                            76002                        Primary                      Single Family Detached
TX                            76002                        Primary                      Single Family Detached
TX                            76016                        Primary                      Single Family Detached
TX                            76017                        Primary                      Single Family Detached
TX                            76017                        Primary                      Single Family Detached
MA                            01431                        Primary                      Single Family Detached
MD                            21213                        Non-owner                    Single Family Attached
CO                            81122                        Primary                      Single Family Detached
NY                            12721                        Primary                      Single Family Detached
MA                            02119                        Primary                      2-4 Units Detached
FL                            34210                        Primary                      Single Family Detached
NY                            11717                        Primary                      Single Family Detached
CT                            06610                        Primary                      2-4 Units Detached
CT                            06010                        Primary                      Single Family Detached
NY                            10466                        Primary                      2-4 Units Detached
PA                            18324                        Primary                      Single Family Detached
CO                            80104                        Primary                      PUD Detached
PA                            17820                        Primary                      Single Family Detached
IA                            52402                        Primary                      Single Family Detached
IA                            52403                        Primary                      Single Family Detached
VA                            23320                        Non-owner                    Single Family Detached
VA                            23321                        Non-owner                    Single Family Attached
IL                            60618                        Primary                      2-4 Units Detached
IL                            60637                        Primary                      2-4 Units Detached
IL                            60651                        Primary                      2-4 Units Detached
PA                            16025                        Primary                      Single Family Detached
CT                            06413                        Primary                      Single Family Detached
TX                            78414                        Primary                      Single Family Detached
RI                            02816                        Primary                      Single Family Detached
TX                            77536                        Primary                      Single Family Detached
NH                            03037                        Primary                      Single Family Detached
CA                            93215                        Non-owner                    Single Family Detached
CO                            80249                        Primary                      Single Family Detached
OR                            97341                        Primary                      Single Family Detached
IL                            60016                        Primary                      Condo Low-Rise Attached
MA                            02124                        Non-owner                    2-4 Units Detached
IL                            60118                        Primary                      Single Family Attached
CT                            06108                        Primary                      2-4 Units Attached
CT                            06095                        Primary                      2-4 Units Attached
CA                            92020                        Primary                      Single Family Detached
TX                            79902                        Non-owner                    Single Family Detached
PA                            17522                        Primary                      Single Family Attached
WA                            98205                        Primary                      Single Family Detached
HI                            96706                        Primary                      Single Family Detached
MD                            20744                        Primary                      PUD Detached
GA                            30217                        Primary                      Single Family Detached
NC                            27249                        Primary                      Single Family Attached
AZ                            85233                        Primary                      Single Family Detached
NJ                            08012                        Primary                      Single Family Detached
TX                            76051                        Primary                      Single Family Detached
SC                            29601                        Non-owner                    Single Family Detached
MI                            49419                        Primary                      Single Family Detached
IL                            60133                        Primary                      Single Family Attached
TX                            76548                        Primary                      Single Family Detached
CT                            06106                        Primary                      Single Family Detached
TX                            75654                        Primary                      Single Family Detached
FL                            33012                        Primary                      Condo High-Rise Attached
CA                            92346                        Primary                      Single Family Detached
MI                            48357                        Primary                      Single Family Detached
TX                            77563                        Primary                      Single Family Detached
PA                            18966                        Primary                      Single Family Detached
FL                            33030                        Non-owner                    2-4 Units Detached
FL                            33033                        Primary                      Single Family Detached
HI                            96817                        Primary                      Condo Low-Rise Attached
FL                            34667                        Primary                      Condo Low-Rise Attached
VA                            24348                        Primary                      Single Family Detached
FL                            33469                        Primary                      Single Family Detached
MI                            49646                        Primary                      Single Family Detached
MO                            64132                        Non-owner                    Single Family Detached
MI                            49508                        Primary                      Single Family Detached
MI                            49548                        Primary                      Single Family Detached
NH                            03246                        Second Home                  Condo Low-Rise Attached
TX                            75146                        Primary                      Single Family Detached
NJ                            08734                        Primary                      Single Family Detached
IA                            50651                        Primary                      Single Family Detached
NV                            89131                        Primary                      PUD Detached
NV                            89149                        Primary                      PUD Detached
TX                            77573                        Primary                      Single Family Detached
GA                            31763                        Primary                      Single Family Detached
RI                            02865                        Primary                      Single Family Detached
NY                            11757                        Non-owner                    Single Family Detached
CA                            93247                        Primary                      Single Family Detached
TX                            75068                        Primary                      Single Family Detached
MD                            20657                        Primary                      PUD Detached
CA                            90262                        Primary                      Single Family Detached
AL                            35757                        Primary                      Single Family Detached
IL                            62442                        Primary                      Single Family Detached
PA                            15057                        Primary                      Single Family Detached
OR                            97504                        Primary                      Single Family Detached
TN                            38104                        Primary                      Single Family Detached
TN                            38106                        Primary                      Single Family Detached
TN                            38141                        Primary                      Single Family Detached
IN                            46360                        Primary                      Single Family Detached
PA                            18337                        Primary                      Single Family Detached
DE                            19966                        Primary                      Single Family Detached
CA                            95358                        Primary                      Single Family Detached
CA                            92553                        Primary                      Single Family Detached
GA                            31768                        Primary                      Single Family Detached
NY                            10550                        Primary                      2-4 Units Detached
CA                            95247                        Non-owner                    Single Family Detached
SC                            29420                        Primary                      Single Family Detached
NH                            03063                        Primary                      Condo Low-Rise Attached
CT                            06511                        Non-owner                    2-4 Units Detached
VA                            23608                        Primary                      Single Family Detached
NY                            14304                        Primary                      Single Family Detached
NJ                            08562                        Primary                      Single Family Detached
FL                            32808                        Primary                      Single Family Detached
FL                            32808                        Primary                      Single Family Detached
FL                            32822                        Primary                      Single Family Detached
FL                            32825                        Primary                      PUD Detached
FL                            32835                        Primary                      Condo Low-Rise Attached
NH                            03864                        Primary                      Single Family Detached
NH                            03864                        Primary                      Single Family Detached
MD                            20745                        Non-owner                    Condo Low-Rise Attached
NY                            11421                        Primary                      2-4 Units Attached
KY                            42001                        Primary                      Single Family Detached
FL                            32908                        Primary                      Single Family Detached
FL                            33410                        Primary                      Single Family Detached
FL                            34221                        Primary                      Single Family Detached
CA                            95969                        Primary                      Single Family Detached
NH                            03458                        Primary                      2-4 Units Detached
AZ                            85027                        Primary                      Single Family Detached
AZ                            85032                        Primary                      Single Family Detached
NY                            12566                        Primary                      Single Family Detached
NJ                            08742                        Primary                      Single Family Detached
VA                            23703                        Non-owner                    Single Family Detached
PA                            19464                        Primary                      Single Family Attached
RI                            02907                        Primary                      2-4 Units Detached
NC                            27612                        Primary                      PUD Detached
MD                            21133                        Primary                      Single Family Detached
CA                            93654                        Primary                      Single Family Detached
WA                            99352                        Primary                      Single Family Detached
CA                            92503                        Primary                      Single Family Detached
CA                            92505                        Primary                      Single Family Detached
CA                            92508                        Primary                      Single Family Detached
CA                            92509                        Primary                      Single Family Detached
UT                            84065                        Primary                      Single Family Detached
TN                            37861                        Primary                      Single Family Detached
NJ                            07080                        Primary                      Single Family Detached
CA                            95822                        Primary                      Single Family Detached
CA                            92114                        Primary                      Single Family Detached
CA                            92114                        Primary                      Single Family Detached
FL                            34232                        Primary                      Single Family Detached
FL                            34240                        Primary                      PUD Detached
GA                            31415                        Primary                      Single Family Detached
TX                            75159                        Primary                      PUD Detached
WA                            98118                        Primary                      Single Family Detached
FL                            32958                        Primary                      Single Family Detached
FL                            33584                        Primary                      Single Family Detached
AL                            36701                        Non-owner                    Single Family Detached
WA                            98584                        Primary                      Single Family Detached
CA                            95684                        Primary                      Single Family Detached
NC                            27976                        Non-owner                    Single Family Detached
PA                            15362                        Primary                      Single Family Detached
MO                            63136                        Primary                      Single Family Detached
MO                            63136                        Primary                      Single Family Detached
NJ                            08050                        Primary                      Single Family Detached
CA                            90680                        Primary                      Condo Low-Rise Attached
NY                            10304                        Primary                      Single Family Detached
CA                            95203                        Primary                      Single Family Detached
CA                            95206                        Primary                      Single Family Detached
CA                            95219                        Primary                      Single Family Attached
FL                            33351                        Primary                      Condo Low-Rise Attached
NY                            13357                        Primary                      Single Family Detached
WA                            98406                        Non-owner                    Single Family Attached
AL                            35160                        Primary                      Single Family Detached
CA                            92274                        Primary                      Single Family Detached
MA                            01568                        Primary                      Single Family Detached
NJ                            08070                        Primary                      Single Family Detached
MD                            20772                        Primary                      Single Family Detached
CA                            95687                        Primary                      Single Family Detached
CA                            95687                        Primary                      Single Family Detached
WA                            98662                        Primary                      Single Family Detached
VA                            23464                        Primary                      Single Family Detached
MI                            48089                        Non-owner                    Single Family Detached
MO                            63383                        Primary                      Single Family Detached
RI                            02886                        Primary                      Single Family Detached
GA                            30188                        Primary                      Single Family Detached
RI                            02895                        Non-owner                    2-4 Units Detached
VA                            22314                        Primary                      Single Family Attached
FL                            32714                        Primary                      Condo Low-Rise Attached
VA                            22206                        Non-owner                    Condo Low-Rise Attached
IN                            46123                        Primary                      Single Family Detached
MA                            02322                        Primary                      Single Family Detached
NY                            11702                        Primary                      Single Family Detached
NY                            11706                        Primary                      Single Family Detached
PA                            18020                        Primary                      Single Family Detached
MA                            01504                        Primary                      2-4 Units Detached
CT                            06002                        Primary                      Single Family Detached
FL                            33431                        Primary                      Single Family Detached
PA                            19007                        Non-owner                    Single Family Attached
PA                            19007                        Non-owner                    Single Family Detached
NY                            11237                        Primary                      2-4 Units Attached
TX                            76357                        Primary                      Single Family Detached
CO                            81212                        Primary                      Single Family Detached
FL                            33904                        Primary                      Single Family Detached
MD                            20743                        Primary                      PUD Attached
NJ                            08062                        Primary                      Single Family Detached
TX                            75007                        Primary                      Single Family Attached
TX                            75104                        Primary                      Single Family Detached
MI                            48813                        Primary                      Single Family Detached
NC                            28262                        Primary                      PUD Detached
CA                            96020                        Primary                      Single Family Detached
WY                            82009                        Primary                      Single Family Detached
CA                            91709                        Primary                      Single Family Detached
NH                            03743                        Primary                      Single Family Detached
MI                            48348                        Primary                      Single Family Detached
MI                            48035                        Primary                      Single Family Detached
MA                            01510                        Primary                      Single Family Detached
MI                            49036                        Primary                      Single Family Detached
KY                            42728                        Primary                      Single Family Detached
TN                            38401                        Primary                      Single Family Detached
CA                            90220                        Non-owner                    Single Family Detached
GA                            30094                        Primary                      Single Family Detached
TX                            77532                        Primary                      Single Family Detached
FL                            33004                        Primary                      2-4 Units Detached
AL                            35601                        Non-owner                    Single Family Detached
GA                            30032                        Non-owner                    Single Family Detached
GA                            30034                        Primary                      Single Family Detached
GA                            30034                        Primary                      Single Family Detached
FL                            32131                        Primary                      Single Family Detached
CT                            06512                        Primary                      Single Family Detached
MT                            59635                        Primary                      Single Family Detached
CA                            92019                        Primary                      Single Family Detached
AZ                            85335                        Primary                      Single Family Detached
AL                            36026                        Primary                      Single Family Detached
NY                            12466                        Primary                      Single Family Detached
VT                            05452                        Primary                      Single Family Detached
CT                            06032                        Primary                      Condo Low-Rise Attached
MI                            49408                        Primary                      Single Family Detached
PA                            19522                        Primary                      Single Family Detached
MO                            65653                        Primary                      Single Family Detached
MD                            20744                        Primary                      Single Family Detached
TX                            76123                        Primary                      Single Family Detached
TX                            76140                        Primary                      Single Family Detached
TX                            76248                        Primary                      Single Family Detached
TX                            76248                        Primary                      Single Family Detached
CO                            80526                        Primary                      Single Family Detached
MI                            49053                        Primary                      Single Family Detached
AZ                            85296                        Non-owner                    PUD Detached
PA                            17327                        Primary                      Single Family Detached
AZ                            85301                        Primary                      Single Family Detached
AZ                            85303                        Primary                      Single Family Detached
AZ                            85303                        Primary                      Single Family Detached
AZ                            85304                        Primary                      Single Family Detached
NC                            28075                        Primary                      PUD Detached
PA                            17104                        Primary                      Single Family Detached
CT                            06114                        Primary                      Condo High-Rise Attached
CA                            92346                        Primary                      Single Family Detached
MA                            02043                        Primary                      2-4 Units Detached
TX                            77563                        Non-owner                    Single Family Detached
ME                            04042                        Primary                      Single Family Detached
TX                            77009                        Non-owner                    Condo Low-Rise Attached
IN                            46235                        Non-owner                    Single Family Detached
TX                            78362                        Non-owner                    Single Family Detached
SC                            29349                        Primary                      Single Family Detached
PA                            19046                        Primary                      Single Family Detached
GA                            30238                        Primary                      Single Family Detached
MI                            49004                        Primary                      Single Family Detached
NY                            11754                        Primary                      Single Family Detached
FL                            34758                        Primary                      PUD Detached
PA                            18058                        Primary                      Single Family Detached
CA                            91744                        Primary                      Single Family Detached
SC                            29456                        Primary                      Single Family Detached
FL                            32159                        Primary                      PUD Attached
FL                            33463                        Primary                      Single Family Detached
FL                            33801                        Primary                      Single Family Detached
FL                            33813                        Primary                      Single Family Detached
CA                            93535                        Primary                      Single Family Detached
NV                            89108                        Primary                      Single Family Detached
NV                            89121                        Primary                      PUD Attached
NV                            89148                        Primary                      PUD Detached
MD                            20707                        Primary                      Condo Low-Rise Attached
TN                            37086                        Primary                      Single Family Detached
MA                            01841                        Primary                      2-4 Units Detached
GA                            30045                        Primary                      Single Family Detached
PA                            17044                        Primary                      Single Family Detached
MD                            20653                        Primary                      PUD Attached
GA                            30038                        Primary                      PUD Detached
TX                            75068                        Primary                      Single Family Detached
CA                            90805                        Non-owner                    2-4 Units Attached
FL                            32779                        Primary                      Single Family Detached
CA                            93635                        Primary                      Single Family Detached
IL                            61115                        Primary                      Single Family Detached
WI                            54854                        Primary                      Single Family Detached
MA                            02126                        Primary                      2-4 Units Detached
NC                            28105                        Primary                      PUD Detached
TX                            75070                        Non-owner                    Single Family Detached
CT                            06450                        Primary                      Single Family Detached
PA                            18630                        Primary                      Single Family Detached
HI                            96789                        Primary                      Condo Low-Rise Attached
AL                            36108                        Primary                      Single Family Detached
TX                            77356                        Primary                      Single Family Detached
CA                            92555                        Primary                      Single Family Detached
PA                            17552                        Primary                      Single Family Detached
FL                            33917                        Primary                      Single Family Detached
DE                            19720                        Primary                      Single Family Attached
CT                            06515                        Primary                      Single Family Detached
NY                            10026                        Primary                      2-4 Units Detached
NJ                            08902                        Primary                      Single Family Detached
FL                            33167                        Primary                      Single Family Detached
ME                            04061                        Primary                      Single Family Detached
HI                            96737                        Primary                      Single Family Detached
PA                            15470                        Primary                      Single Family Detached
CA                            95662                        Primary                      Single Family Detached
IL                            60477                        Primary                      Single Family Detached
FL                            32809                        Second Home                  Single Family Detached
FL                            32906                        Primary                      Single Family Detached
CA                            93550                        Primary                      Single Family Detached
CA                            93550                        Primary                      Single Family Detached
NJ                            07501                        Primary                      2-4 Units Detached
RI                            02860                        Primary                      Single Family Detached
NH                            03303                        Primary                      Single Family Detached
PA                            17103                        Primary                      Single Family Detached
TX                            75074                        Primary                      Single Family Detached
FL                            33317                        Primary                      Single Family Detached
FL                            33324                        Primary                      Single Family Detached
NJ                            08232                        Primary                      Single Family Detached
RI                            02905                        Non-owner                    2-4 Units Detached
CA                            95673                        Primary                      Single Family Detached
GA                            30296                        Primary                      Single Family Detached
CA                            92501                        Primary                      Single Family Detached
CA                            92503                        Primary                      Single Family Detached
NY                            11575                        Primary                      Single Family Detached
OR                            97470                        Primary                      Single Family Detached
CA                            95816                        Non-owner                    2-4 Units Detached
CA                            95823                        Primary                      Single Family Detached
CA                            95828                        Primary                      Single Family Detached
TX                            78260                        Primary                      PUD Detached
CA                            94578                        Primary                      Single Family Detached
FL                            34232                        Primary                      Condo Low-Rise Attached
FL                            34232                        Primary                      Single Family Detached
MI                            49456                        Primary                      Single Family Detached
MO                            63130                        Primary                      Single Family Detached
MO                            63134                        Primary                      Single Family Detached
FL                            33707                        Primary                      Single Family Detached
FL                            34772                        Primary                      Single Family Detached
CT                            06912                        Primary                      Condo Low-Rise Attached
PA                            17113                        Primary                      Single Family Attached
CA                            95204                        Primary                      Single Family Detached
CT                            06615                        Primary                      Single Family Detached
NH                            03445                        Primary                      Single Family Detached
NY                            13215                        Primary                      Single Family Detached
WA                            98409                        Non-owner                    Single Family Detached
FL                            33321                        Primary                      Condo Low-Rise Attached
GA                            30286                        Primary                      Single Family Detached
CT                            06277                        Primary                      Single Family Detached
CT                            06040                        Primary                      Single Family Detached
AL                            35405                        Primary                      Single Family Detached
CO                            81251                        Primary                      Single Family Detached
TX                            75703                        Primary                      Single Family Detached
NY                            11553                        Primary                      Single Family Detached
MD                            20774                        Primary                      Condo Low-Rise Attached
NY                            13502                        Primary                      Single Family Detached
NY                            13475                        Primary                      Single Family Detached
VA                            23454                        Primary                      Single Family Detached
RI                            02886                        Primary                      Single Family Detached
RI                            02888                        Primary                      Single Family Detached
RI                            02889                        Primary                      Single Family Detached
CT                            06708                        Primary                      Single Family Detached
CT                            06708                        Primary                      Single Family Detached
SD                            57201                        Primary                      Single Family Detached
TX                            75165                        Primary                      Single Family Detached
TX                            75167                        Primary                      Single Family Detached
IA                            52655                        Primary                      Single Family Detached
CT                            06095                        Primary                      Single Family Detached
MI                            48183                        Primary                      Single Family Detached
CA                            93286                        Primary                      Single Family Detached
MI                            48197                        Primary                      Single Family Detached
NY                            11701                        Primary                      Single Family Detached
AZ                            85223                        Primary                      Single Family Detached
FL                            33823                        Primary                      Single Family Detached
NY                            11706                        Primary                      Single Family Detached
CA                            90201                        Primary                      2-4 Units Detached
FL                            34420                        Primary                      Single Family Detached
IN                            46504                        Primary                      Single Family Detached
FL                            34209                        Primary                      Single Family Detached
CT                            06610                        Primary                      Single Family Attached
NY                            11727                        Primary                      Single Family Detached
FL                            33914                        Primary                      Condo Low-Rise Attached
FL                            33914                        Primary                      Single Family Detached
FL                            33993                        Primary                      Single Family Detached
NJ                            07008                        Primary                      2-4 Units Detached
MA                            02330                        Primary                      Single Family Detached
MA                            02129                        Primary                      Single Family Detached
VA                            22903                        Primary                      Single Family Detached
IL                            60411                        Primary                      Single Family Detached
IL                            60629                        Primary                      Single Family Detached
CT                            06415                        Primary                      Condo Low-Rise Attached
CA                            94520                        Primary                      Condo Low-Rise Attached
NY                            12518                        Primary                      Single Family Detached
RI                            02816                        Primary                      Single Family Detached
KY                            41017                        Primary                      Single Family Detached
PA                            18328                        Primary                      PUD Detached
FL                            32725                        Second Home                  Single Family Detached
MD                            20747                        Primary                      Single Family Detached
NJ                            08755                        Primary                      Single Family Detached
PA                            18901                        Primary                      Single Family Detached
MI                            48021                        Primary                      Single Family Detached
AZ                            85335                        Primary                      Single Family Detached
TX                            79912                        Primary                      Single Family Detached
IL                            60123                        Primary                      Condo Low-Rise Attached
MA                            02149                        Primary                      Single Family Detached
MA                            02724                        Primary                      2-4 Units Detached
MA                            01420                        Primary                      2-4 Units Detached
CO                            80526                        Primary                      PUD Detached
MD                            20744                        Primary                      Single Family Detached
TX                            76134                        Non-owner                    Single Family Detached
KY                            40601                        Primary                      Single Family Detached
MD                            20878                        Primary                      Single Family Detached
PA                            19036                        Primary                      Single Family Detached
MI                            48439                        Primary                      PUD Detached
MI                            48439                        Primary                      Single Family Detached
TN                            37745                        Primary                      Single Family Detached
NE                            68901                        Primary                      Single Family Detached
CA                            92344                        Primary                      Single Family Detached
TN                            38462                        Primary                      Single Family Detached
TX                            77036                        Primary                      Single Family Detached
CA                            90255                        Primary                      2-4 Units Detached
NJ                            07111                        Primary                      2-4 Units Detached
NY                            11434                        Primary                      2-4 Units Detached
NY                            11434                        Primary                      2-4 Units Detached
GA                            30549                        Primary                      Single Family Detached
RI                            02919                        Primary                      Single Family Detached
IN                            46534                        Primary                      Single Family Detached
NY                            12845                        Primary                      Single Family Detached
PA                            19055                        Primary                      Single Family Detached
GA                            30058                        Primary                      Single Family Detached
SC                            29566                        Non-owner                    Condo Low-Rise Attached
CA                            90003                        Primary                      Single Family Detached
CA                            90047                        Primary                      Single Family Detached
CA                            90291                        Second Home                  2-4 Units Detached
CT                            06443                        Second Home                  Single Family Detached
MI                            48158                        Primary                      Single Family Detached
NH                            03102                        Primary                      Single Family Detached
MI                            48122                        Primary                      Single Family Detached
CT                            06457                        Primary                      Single Family Detached
WI                            53218                        Primary                      Single Family Detached
WI                            53222                        Primary                      2-4 Units Detached
VA                            24121                        Primary                      Single Family Detached
NJ                            07060                        Primary                      2-4 Units Detached
MA                            02746                        Primary                      2-4 Units Detached
SC                            29809                        Non-owner                    Single Family Detached
FL                            34287                        Primary                      Single Family Detached
AL                            35473                        Primary                      Single Family Detached
CA                            95662                        Primary                      Single Family Detached
IN                            47452                        Primary                      Single Family Detached
FL                            32164                        Primary                      PUD Detached
FL                            34683                        Primary                      Single Family Detached
FL                            32408                        Primary                      Single Family Detached
NY                            10965                        Primary                      Single Family Detached
NY                            10566                        Primary                      Condo Low-Rise Attached
FL                            32501                        Primary                      Condo Low-Rise Attached
FL                            32526                        Primary                      Single Family Detached
IL                            61614                        Primary                      Single Family Detached
AZ                            85032                        Primary                      Condo Low-Rise Attached
NY                            14534                        Primary                      Single Family Detached
CA                            92870                        Primary                      Single Family Detached
MI                            49080                        Non-owner                    Single Family Detached
FL                            33322                        Primary                      PUD Detached
MA                            02360                        Primary                      Single Family Detached
CA                            93257                        Primary                      Single Family Detached
RI                            02908                        Non-owner                    2-4 Units Detached
RI                            02909                        Primary                      Single Family Detached
CO                            81007                        Primary                      Single Family Detached
CA                            92065                        Primary                      2-4 Units Detached
MO                            64083                        Primary                      Single Family Detached
FL                            33569                        Primary                      Single Family Detached
FL                            33404                        Non-owner                    Single Family Detached
FL                            33404                        Non-owner                    Single Family Detached
CA                            91770                        Primary                      Single Family Detached
CA                            95678                        Primary                      Single Family Detached
FL                            34769                        Primary                      Single Family Detached
FL                            34771                        Primary                      Single Family Detached
TX                            78213                        Primary                      Single Family Detached
TX                            78216                        Primary                      Single Family Detached
TX                            78223                        Primary                      Single Family Detached
TX                            78230                        Primary                      Single Family Detached
TX                            78239                        Primary                      Single Family Detached
TX                            78245                        Primary                      Single Family Detached
CA                            91776                        Primary                      Single Family Detached
MI                            49279                        Primary                      Single Family Detached
FL                            34231                        Non-owner                    Single Family Detached
GA                            31401                        Non-owner                    Single Family Detached
GA                            31405                        Non-owner                    Single Family Detached
CA                            93063                        Primary                      Single Family Detached
AZ                            85937                        Primary                      Single Family Detached
NY                            11436                        Primary                      2-4 Units Attached
MI                            48075                        Primary                      Single Family Detached
MI                            48076                        Primary                      Single Family Detached
FL                            34606                        Primary                      Single Family Detached
VT                            05478                        Primary                      Single Family Detached
IN                            46373                        Primary                      Single Family Detached
MO                            63109                        Primary                      Single Family Detached
MO                            63119                        Primary                      Single Family Detached
MO                            63135                        Primary                      Single Family Detached
MA                            02780                        Primary                      Single Family Detached
GA                            30179                        Primary                      Single Family Detached
WI                            54771                        Primary                      Single Family Detached
NJ                            07840                        Non-owner                    Single Family Detached
MI                            49684                        Primary                      Single Family Detached
WA                            98685                        Primary                      Single Family Detached
NJ                            07044                        Primary                      Condo Low-Rise Attached
CA                            92392                        Primary                      Single Family Detached
VA                            23462                        Primary                      PUD Detached
MD                            20602                        Primary                      PUD Attached
MA                            01082                        Non-owner                    2-4 Units Detached
CT                            06705                        Primary                      Single Family Detached
CT                            06385                        Primary                      Single Family Detached
KS                            66095                        Non-owner                    Single Family Detached
FL                            32792                        Primary                      Single Family Detached
NJ                            08201                        Primary                      Single Family Detached
CA                            91001                        Non-owner                    Single Family Detached
AK                            99515                        Primary                      Single Family Detached
GA                            30318                        Primary                      Single Family Detached
NJ                            08401                        Primary                      2-4 Units Detached
GA                            30106                        Primary                      Single Family Detached
CA                            93305                        Primary                      Single Family Detached
CA                            91706                        Primary                      Condo Low-Rise Attached
MI                            49017                        Primary                      Single Family Detached
MA                            01730                        Primary                      Single Family Detached
FL                            34420                        Non-owner                    Single Family Detached
AL                            35020                        Primary                      Single Family Detached
AL                            35228                        Primary                      Single Family Detached
CT                            06002                        Primary                      Single Family Detached
MN                            55438                        Primary                      PUD Attached
CT                            06605                        Primary                      Condo Low-Rise Attached
NY                            10461                        Primary                      2-4 Units Detached
NY                            10462                        Primary                      2-4 Units Attached
NY                            10467                        Primary                      2-4 Units Attached
NY                            10472                        Primary                      2-4 Units Attached
NY                            11207                        Primary                      2-4 Units Attached
NY                            11208                        Primary                      2-4 Units Attached
NY                            11226                        Non-owner                    2-4 Units Attached
AR                            71701                        Primary                      Single Family Detached
FL                            32707                        Primary                      Single Family Detached
MI                            48813                        Non-owner                    Single Family Detached
TN                            37411                        Non-owner                    Single Family Detached
IL                            60411                        Primary                      Single Family Detached
IL                            60616                        Primary                      Single Family Detached
IL                            60652                        Primary                      Single Family Detached
WI                            54729                        Primary                      Single Family Detached
ID                            83811                        Primary                      Single Family Detached
NY                            12065                        Primary                      Single Family Detached
MD                            20735                        Primary                      PUD Attached
FL                            32926                        Primary                      Single Family Detached
TX                            77845                        Primary                      PUD Detached
SC                            29204                        Primary                      Single Family Detached
CO                            80022                        Primary                      Single Family Detached
TN                            38506                        Primary                      Single Family Detached
FL                            33071                        Primary                      Single Family Detached
CA                            96022                        Primary                      Single Family Detached
RI                            02910                        Primary                      Single Family Detached
TX                            75217                        Primary                      Single Family Detached
GA                            30030                        Non-owner                    Single Family Detached
FL                            33484                        Non-owner                    Condo Low-Rise Attached
TX                            76208                        Primary                      Single Family Detached
WA                            98198                        Primary                      Single Family Detached
MA                            02124                        Primary                      2-4 Units Attached
NJ                            08816                        Primary                      Condo Low-Rise Attached
CT                            06512                        Primary                      Single Family Attached
TN                            37656                        Primary                      Single Family Detached
PA                            19030                        Primary                      Single Family Detached
LA                            71334                        Primary                      Single Family Detached
NJ                            08731                        Primary                      Single Family Detached
FL                            34946                        Primary                      Single Family Detached
CA                            92844                        Primary                      Single Family Detached
TX                            75040                        Primary                      Single Family Detached
MI                            48624                        Second Home                  Single Family Detached
NJ                            08030                        Primary                      Single Family Detached
MA                            01930                        Primary                      2-4 Units Detached
NY                            12833                        Primary                      Single Family Detached
MO                            64034                        Primary                      Single Family Detached
NC                            28073                        Primary                      Single Family Detached
VA                            23666                        Primary                      Single Family Detached
VA                            23669                        Primary                      Single Family Detached
CA                            90250                        Primary                      Single Family Detached
NJ                            07730                        Primary                      Single Family Detached
NH                            03244                        Primary                      Single Family Detached
PA                            18431                        Primary                      Single Family Detached
TX                            79928                        Primary                      Single Family Detached
MA                            01749                        Primary                      Single Family Detached
NC                            28078                        Primary                      PUD Detached
MA                            02601                        Primary                      Single Family Detached
FL                            32207                        Primary                      Single Family Detached
FL                            32216                        Primary                      Single Family Detached
MO                            64132                        Non-owner                    2-4 Units Attached
CA                            93535                        Primary                      Single Family Detached
PA                            17538                        Primary                      Single Family Detached
MD                            20706                        Primary                      Single Family Detached
IN                            46350                        Primary                      Single Family Detached
MO                            64063                        Primary                      Single Family Detached
FL                            33936                        Primary                      Single Family Detached
VA                            22642                        Primary                      Single Family Detached
CA                            95334                        Primary                      Single Family Detached
CA                            90001                        Primary                      Single Family Detached
KY                            40215                        Primary                      Single Family Detached
KY                            40272                        Primary                      Single Family Detached
KY                            40291                        Primary                      Single Family Detached
MA                            01851                        Primary                      Single Family Detached
GA                            30066                        Primary                      Single Family Detached
GA                            30558                        Primary                      Single Family Detached
MA                            02053                        Primary                      Single Family Detached
FL                            33169                        Primary                      Single Family Detached
FL                            32068                        Primary                      Single Family Detached
MA                            01527                        Primary                      Single Family Detached
TN                            38053                        Primary                      Single Family Detached
MA                            02186                        Primary                      Single Family Detached
PA                            15146                        Primary                      Single Family Detached
CA                            91016                        Primary                      Single Family Detached
NH                            03590                        Primary                      Single Family Detached
AL                            36303                        Primary                      Single Family Detached
TN                            37208                        Non-owner                    Single Family Detached
TN                            37210                        Non-owner                    Single Family Attached
NJ                            07104                        Primary                      Single Family Detached
NJ                            07106                        Primary                      Single Family Detached
PA                            18445                        Primary                      Single Family Detached
PA                            19401                        Primary                      Single Family Attached
FL                            33179                        Non-owner                    Condo Low-Rise Attached
FL                            33162                        Primary                      Single Family Detached
OK                            73120                        Primary                      Single Family Detached
FL                            32003                        Primary                      PUD Detached
FL                            32818                        Second Home                  PUD Detached
VA                            22534                        Primary                      Single Family Detached
CA                            91107                        Primary                      Condo Low-Rise Attached
PA                            19128                        Primary                      Single Family Attached
PA                            19146                        Primary                      Single Family Attached
PA                            19149                        Primary                      Single Family Attached
PA                            19153                        Primary                      Single Family Attached
FL                            32127                        Primary                      Single Family Detached
KY                            42445                        Primary                      Single Family Detached
AZ                            85242                        Primary                      Single Family Detached
SD                            57703                        Primary                      Single Family Detached
NV                            89510                        Primary                      Single Family Detached
VA                            23224                        Primary                      Single Family Detached
FL                            33404                        Primary                      Single Family Detached
VA                            24017                        Primary                      Single Family Detached
AR                            72758                        Primary                      Single Family Detached
CA                            95817                        Primary                      Single Family Detached
TX                            78227                        Non-owner                    Single Family Detached
GA                            31404                        Primary                      Single Family Detached
PA                            15360                        Primary                      Single Family Detached
FL                            33584                        Primary                      Single Family Detached
KS                            66203                        Primary                      Single Family Detached
NY                            11789                        Primary                      Single Family Detached
PA                            19064                        Primary                      Single Family Detached
FL                            33710                        Primary                      Single Family Detached
VA                            23434                        Primary                      Single Family Detached
GA                            30518                        Primary                      PUD Detached
TX                            78161                        Primary                      Single Family Detached
MA                            02777                        Primary                      Single Family Detached
MA                            02702                        Primary                      Single Family Detached
AL                            35405                        Primary                      Single Family Detached
ID                            83301                        Primary                      Single Family Detached
FL                            34285                        Second Home                  Condo Low-Rise Attached
RI                            02886                        Non-owner                    Single Family Detached
MA                            01778                        Primary                      Single Family Detached
MI                            48892                        Primary                      Single Family Detached
FL                            32456                        Primary                      Single Family Detached
MI                            49349                        Primary                      Single Family Detached
DE                            19805                        Primary                      Single Family Attached
TX                            76712                        Primary                      Single Family Detached
MA                            01604                        Primary                      Single Family Detached
GA                            30022                        Primary                      PUD Detached
VA                            24521                        Primary                      Single Family Detached
IN                            46011                        Primary                      Single Family Detached
TX                            76006                        Primary                      Single Family Detached
TX                            76013                        Primary                      Single Family Detached
GA                            30906                        Non-owner                    Single Family Detached
GA                            30106                        Primary                      Single Family Detached
IA                            50516                        Primary                      Single Family Detached
CA                            93304                        Primary                      Single Family Detached
NJ                            08005                        Primary                      Single Family Detached
DE                            19701                        Primary                      Single Family Attached
AL                            35215                        Primary                      Single Family Detached
ID                            83805                        Primary                      Single Family Detached
FL                            33426                        Primary                      PUD Detached
FL                            33435                        Primary                      Single Family Detached
NJ                            08723                        Primary                      Single Family Detached
NY                            11236                        Primary                      2-4 Units Attached
NY                            11722                        Primary                      Single Family Detached
PA                            17201                        Primary                      Single Family Attached
IL                            60643                        Primary                      Single Family Detached
TN                            37042                        Primary                      Single Family Detached
GA                            30528                        Primary                      Single Family Detached
MI                            48420                        Primary                      Single Family Detached
CO                            80906                        Primary                      Single Family Detached
NY                            11727                        Primary                      Single Family Detached
TX                            78412                        Primary                      Single Family Detached
TX                            78418                        Primary                      PUD Detached
RI                            02920                        Non-owner                    Single Family Detached
IN                            46310                        Primary                      Single Family Detached
CA                            91765                        Primary                      Condo Low-Rise Attached
GA                            31535                        Primary                      Single Family Detached
PA                            19335                        Primary                      Single Family Detached
IA                            52002                        Primary                      Single Family Detached
MA                            02356                        Primary                      Single Family Detached
KS                            67042                        Primary                      Single Family Detached
VA                            24550                        Primary                      Single Family Detached
NJ                            08618                        Non-owner                    Single Family Detached
MA                            02719                        Primary                      Single Family Detached
MO                            63640                        Primary                      Single Family Detached
MO                            63303                        Primary                      Single Family Detached
FL                            33919                        Primary                      Condo Low-Rise Attached
NC                            27524                        Primary                      Single Family Detached
IN                            46041                        Primary                      Single Family Detached
GA                            31408                        Primary                      Single Family Detached
CO                            80444                        Primary                      Condo Low-Rise Attached
TX                            75052                        Primary                      Single Family Detached
TX                            75052                        Primary                      Single Family Detached
TX                            75052                        Primary                      Single Family Detached
TX                            75054                        Primary                      Single Family Detached
MI                            49546                        Primary                      Single Family Detached
MS                            38632                        Primary                      Single Family Detached
FL                            32643                        Primary                      Single Family Detached
FL                            33021                        Non-owner                    Condo Low-Rise Attached
HI                            96815                        Non-owner                    Condo High-Rise Attached
TX                            77022                        Primary                      Single Family Detached
TX                            77033                        Primary                      Single Family Detached
NY                            11433                        Primary                      Single Family Attached
NH                            03583                        Primary                      Single Family Detached
PA                            15906                        Non-owner                    Single Family Detached
GA                            30236                        Primary                      Single Family Detached
MO                            64134                        Primary                      Single Family Detached
CT                            06757                        Primary                      Single Family Detached
HI                            96753                        Primary                      Single Family Detached
FL                            34744                        Non-owner                    PUD Detached
HI                            96761                        Second Home                  Condo High-Rise Attached
HI                            96761                        Second Home                  Single Family Detached
CA                            93535                        Non-owner                    Single Family Detached
NV                            89108                        Non-owner                    Condo Low-Rise Attached
NJ                            08021                        Primary                      Single Family Detached
IN                            46052                        Primary                      Single Family Detached
CA                            91945                        Primary                      Single Family Detached
TX                            79411                        Non-owner                    2-4 Units Detached
SC                            29080                        Primary                      Single Family Detached
CA                            90262                        Primary                      Single Family Detached
WA                            98266                        Primary                      Single Family Detached
IL                            60152                        Primary                      Single Family Detached
MA                            02649                        Primary                      Single Family Detached
NY                            11758                        Primary                      Single Family Detached
TX                            75149                        Primary                      Single Family Detached
FL                            33179                        Primary                      PUD Detached
NY                            10940                        Primary                      Single Family Detached
FL                            32754                        Primary                      Single Family Detached
TX                            77459                        Primary                      Single Family Detached
KS                            66515                        Primary                      Single Family Detached
TX                            78130                        Primary                      Single Family Detached
MA                            02062                        Primary                      Single Family Detached
FL                            32065                        Non-owner                    Single Family Attached
CA                            95965                        Primary                      Single Family Detached
FL                            34684                        Primary                      PUD Detached
TX                            77502                        Primary                      Single Family Detached
FL                            32505                        Non-owner                    Single Family Detached
AL                            36870                        Primary                      Single Family Detached
PA                            19116                        Primary                      Condo Low-Rise Attached
PA                            19116                        Primary                      Single Family Attached
PA                            19134                        Primary                      Single Family Attached
PA                            19142                        Primary                      Single Family Attached
PA                            19144                        Primary                      Single Family Detached
TX                            75024                        Primary                      PUD Detached
FL                            34668                        Primary                      Single Family Detached
FL                            34953                        Primary                      Single Family Detached
FL                            34953                        Primary                      Single Family Detached
VA                            23707                        Primary                      2-4 Units Detached
RI                            02905                        Primary                      Single Family Detached
RI                            02905                        Primary                      Single Family Detached
FL                            33982                        Primary                      Single Family Detached
CA                            93536                        Primary                      Single Family Detached
VA                            20191                        Primary                      PUD Attached
CA                            95838                        Non-owner                    Single Family Detached
FL                            34695                        Primary                      PUD Detached
UT                            84121                        Primary                      Single Family Detached
CA                            92583                        Primary                      Single Family Detached
NH                            03269                        Primary                      Single Family Detached
CA                            92703                        Primary                      Condo Low-Rise Attached
GA                            30277                        Primary                      Single Family Detached
CA                            95589                        Primary                      Single Family Detached
GA                            31787                        Primary                      Single Family Detached
CT                            06488                        Non-owner                    Single Family Detached
CT                            06479                        Primary                      Single Family Detached
MA                            01562                        Primary                      Single Family Detached
MA                            01562                        Primary                      Single Family Detached
ME                            04084                        Primary                      Single Family Detached
NY                            10301                        Primary                      2-4 Units Detached
MI                            49127                        Primary                      Single Family Detached
MA                            02780                        Primary                      Single Family Detached
TX                            77384                        Primary                      Single Family Attached
MI                            49093                        Primary                      Single Family Detached
OR                            97141                        Non-owner                    Single Family Detached
NY                            11580                        Primary                      Single Family Detached
TX                            78596                        Primary                      Single Family Detached
FL                            33415                        Non-owner                    Single Family Detached
MA                            02382                        Primary                      Single Family Detached
ME                            04062                        Primary                      Single Family Detached
FL                            33880                        Primary                      Single Family Detached
FL                            32792                        Primary                      Single Family Detached
WA                            98072                        Primary                      Single Family Attached
RI                            02895                        Primary                      Single Family Detached
MA                            01605                        Primary                      Single Family Detached
FL                            32466                        Primary                      Single Family Detached
NY                            11103                        Primary                      2-4 Units Attached
CA                            93312                        Primary                      Single Family Detached
CA                            93312                        Non-owner                    Single Family Detached
CA                            95917                        Primary                      Single Family Detached
ID                            83709                        Primary                      Single Family Detached
NY                            10302                        Non-owner                    2-4 Units Detached
MA                            02128                        Non-owner                    2-4 Units Attached
FL                            33435                        Primary                      Single Family Detached
MA                            02631                        Primary                      Single Family Detached
MA                            02302                        Primary                      Single Family Detached
NY                            10469                        Non-owner                    2-4 Units Detached
NY                            11212                        Primary                      Single Family Attached
VT                            05401                        Non-owner                    2-4 Units Detached
GA                            30701                        Primary                      Single Family Detached
IL                            60643                        Non-owner                    Single Family Detached
IL                            60647                        Primary                      Condo Low-Rise Attached
GA                            30534                        Primary                      Single Family Detached
MI                            48001                        Primary                      Single Family Detached
FL                            33761                        Non-owner                    Condo Low-Rise Attached
CT                            06415                        Primary                      Single Family Detached
FL                            33065                        Primary                      Condo Low-Rise Attached
CA                            92882                        Primary                      Single Family Detached
TX                            78414                        Primary                      Single Family Detached
MA                            02747                        Primary                      Single Family Detached
NJ                            08090                        Primary                      Single Family Detached
CT                            06418                        Primary                      Single Family Detached
IL                            60419                        Non-owner                    Single Family Detached
MA                            02122                        Primary                      2-4 Units Detached
MS                            38925                        Primary                      Single Family Detached
CT                            06118                        Primary                      Single Family Detached
PA                            17317                        Primary                      Single Family Attached
CT                            06088                        Primary                      Condo Low-Rise Attached
TX                            75234                        Primary                      Single Family Detached
FL                            33351                        Primary                      Single Family Detached
MA                            01701                        Primary                      Single Family Detached
NJ                            07416                        Primary                      Single Family Detached
TX                            78624                        Primary                      Single Family Detached
CA                            93711                        Primary                      Single Family Detached
FL                            33311                        Primary                      Single Family Attached
NC                            27406                        Primary                      Single Family Detached
NJ                            08610                        Primary                      Single Family Detached
VA                            23661                        Primary                      Single Family Detached
VA                            23669                        Primary                      Single Family Detached
AL                            35640                        Second Home                  Single Family Detached
FL                            34446                        Second Home                  Single Family Detached
TX                            75060                        Primary                      Single Family Detached
TN                            37604                        Primary                      Single Family Detached
TN                            37604                        Primary                      Single Family Detached
IN                            46761                        Primary                      Single Family Detached
HI                            96761                        Second Home                  Condo Low-Rise Attached
PA                            19050                        Primary                      Single Family Attached
FL                            33770                        Primary                      Single Family Detached
NC                            28748                        Second Home                  Single Family Detached
MA                            01453                        Primary                      Single Family Detached
MA                            01752                        Primary                      Single Family Detached
NY                            12542                        Primary                      Single Family Detached
TX                            78504                        Primary                      Single Family Detached
MA                            02155                        Primary                      Condo Low-Rise Attached
FL                            33167                        Primary                      Single Family Detached
FL                            33175                        Primary                      Single Family Detached
FL                            33182                        Primary                      Single Family Detached
NY                            11379                        Primary                      Single Family Attached
MA                            02346                        Primary                      Single Family Detached
MI                            48647                        Primary                      Single Family Detached
VA                            22520                        Primary                      Single Family Detached
MI                            49441                        Non-owner                    2-4 Units Attached
IN                            46321                        Non-owner                    Single Family Detached
TN                            37130                        Primary                      Single Family Detached
NH                            03060                        Primary                      2-4 Units Detached
GA                            30071                        Primary                      Single Family Detached
RI                            02896                        Primary                      2-4 Units Detached
CA                            94561                        Primary                      Single Family Detached
FL                            33024                        Primary                      Single Family Detached
PA                            19047                        Primary                      Single Family Detached
CA                            92571                        Primary                      Single Family Detached
CA                            92571                        Primary                      Single Family Detached
PA                            19120                        Primary                      Single Family Attached
PA                            19124                        Primary                      Single Family Attached
PA                            19126                        Primary                      Single Family Attached
PA                            19131                        Primary                      Single Family Attached
PA                            19136                        Primary                      Single Family Attached
PA                            19136                        Primary                      Single Family Attached
PA                            19137                        Primary                      Single Family Attached
PA                            19144                        Primary                      Single Family Attached
PA                            19147                        Primary                      Single Family Attached
PA                            19148                        Primary                      Single Family Attached
FL                            32082                        Primary                      PUD Detached
FL                            33952                        Primary                      Single Family Detached
FL                            34953                        Primary                      Single Family Detached
FL                            34964                        Primary                      Single Family Detached
CA                            93257                        Primary                      Single Family Detached
LA                            70394                        Primary                      Single Family Detached
MA                            02368                        Primary                      Single Family Detached
CA                            92376                        Primary                      Single Family Detached
VA                            23227                        Primary                      Single Family Detached
CA                            95366                        Primary                      Single Family Detached
VA                            24019                        Primary                      Single Family Detached
MA                            02370                        Primary                      Condo Low-Rise Attached
CA                            95249                        Non-owner                    Single Family Detached
CA                            94578                        Primary                      Condo Low-Rise Attached
NY                            11784                        Primary                      Single Family Detached
UT                            84095                        Primary                      Single Family Detached
CA                            91977                        Primary                      Condo Low-Rise Attached
GA                            31329                        Non-owner                    Single Family Detached
NY                            10302                        Primary                      Single Family Detached
NY                            10303                        Primary                      Condo Low-Rise Attached
NY                            10314                        Primary                      Single Family Detached
IL                            60107                        Primary                      Single Family Detached
NY                            14616                        Primary                      Single Family Detached
AZ                            85283                        Primary                      Single Family Detached
MI                            49684                        Primary                      Single Family Detached
MI                            49686                        Primary                      Single Family Detached
OK                            74133                        Primary                      Single Family Detached
NY                            11580                        Primary                      Single Family Detached
NY                            11704                        Primary                      Single Family Detached
TX                            76710                        Non-owner                    Single Family Detached
DC                            20019                        Primary                      Single Family Attached
DC                            20032                        Primary                      Single Family Detached
ME                            04901                        Non-owner                    2-4 Units Detached
FL                            33544                        Primary                      Single Family Detached
FL                            33405                        Primary                      Single Family Detached
CO                            80021                        Primary                      Condo Low-Rise Attached
ME                            04901                        Primary                      Single Family Detached
NY                            11598                        Primary                      Single Family Detached
NY                            10701                        Primary                      2-4 Units Detached
MD                            21001                        Primary                      Condo Low-Rise Attached
TX                            76225                        Primary                      Single Family Detached
GA                            30310                        Non-owner                    Single Family Detached
TX                            75180                        Non-owner                    Single Family Detached
MD                            21212                        Primary                      Single Family Detached
NJ                            08005                        Primary                      Single Family Detached
MA                            01007                        Primary                      Single Family Detached
NY                            11710                        Primary                      Single Family Detached
MA                            02779                        Non-owner                    Single Family Detached
MA                            01821                        Primary                      Single Family Detached
NY                            11717                        Primary                      Single Family Detached
NY                            11717                        Primary                      Single Family Detached
VA                            24202                        Primary                      Single Family Detached
VT                            05345                        Primary                      Single Family Detached
NY                            11203                        Primary                      2-4 Units Attached
NY                            11208                        Primary                      2-4 Units Attached
NY                            11223                        Primary                      2-4 Units Attached
RI                            02830                        Primary                      Single Family Detached
TX                            75006                        Primary                      Single Family Detached
VA                            23320                        Primary                      Single Family Detached
CO                            80918                        Primary                      Single Family Detached
TX                            76227                        Second Home                  Single Family Detached
TX                            75217                        Primary                      Single Family Detached
TX                            75238                        Primary                      Single Family Detached
FL                            32114                        Primary                      Single Family Detached
CO                            80222                        Primary                      Single Family Detached
GA                            30135                        Primary                      Single Family Detached
NJ                            08753                        Second Home                  Single Family Attached
TX                            75137                        Primary                      Single Family Detached
CT                            06118                        Primary                      Condo Low-Rise Attached
NY                            14450                        Primary                      Single Family Detached
DE                            19943                        Primary                      Single Family Detached
MA                            01420                        Primary                      Single Family Detached
CA                            93705                        Primary                      Single Family Detached
CA                            93720                        Primary                      Single Family Detached
TN                            37072                        Primary                      Single Family Detached
CA                            95945                        Primary                      Single Family Detached
VA                            23666                        Primary                      Single Family Detached
MS                            39402                        Primary                      Single Family Detached
CA                            92346                        Primary                      Single Family Detached
AR                            71913                        Primary                      Single Family Detached
NC                            28079                        Primary                      PUD Detached
MS                            38751                        Primary                      Single Family Detached
NJ                            08527                        Non-owner                    Single Family Detached
MO                            64111                        Primary                      Single Family Detached
MO                            64151                        Primary                      Single Family Detached
MO                            64154                        Primary                      Single Family Detached
ME                            04043                        Primary                      Single Family Detached
LA                            70444                        Primary                      Single Family Detached
TX                            76543                        Primary                      Single Family Detached
FL                            34758                        Second Home                  Single Family Detached
MI                            48446                        Primary                      Single Family Detached
FL                            33971                        Primary                      Single Family Detached
MI                            49655                        Primary                      Single Family Detached
MI                            49251                        Primary                      Single Family Detached
AZ                            85340                        Primary                      PUD Detached
VA                            24502                        Primary                      Single Family Detached
CA                            93638                        Primary                      Single Family Detached
MA                            01752                        Primary                      Single Family Detached
NC                            27301                        Primary                      PUD Detached
CA                            92584                        Primary                      PUD Detached
FL                            33155                        Primary                      Single Family Detached
FL                            33189                        Primary                      Single Family Detached
TX                            79705                        Primary                      Single Family Detached
FL                            32754                        Primary                      Single Family Detached
NJ                            07042                        Primary                      Single Family Detached
ID                            83843                        Non-owner                    2-4 Units Detached
MI                            49441                        Non-owner                    2-4 Units Attached
MA                            02745                        Primary                      Single Family Detached
FL                            34653                        Primary                      Single Family Detached
NY                            10033                        Primary                      2-4 Units Attached
NY                            12550                        Primary                      2-4 Units Attached
NV                            89031                        Primary                      PUD Attached
WI                            53154                        Primary                      Single Family Detached
CA                            94603                        Primary                      Single Family Detached
OK                            73139                        Primary                      Single Family Detached
OK                            73159                        Primary                      Single Family Detached
VA                            22530                        Primary                      Single Family Detached
ME                            04270                        Primary                      Single Family Detached
PA                            19114                        Primary                      Single Family Attached
NY                            11803                        Primary                      Single Family Detached
CA                            91766                        Primary                      Condo Low-Rise Attached
CA                            91768                        Primary                      Single Family Detached
MI                            48341                        Non-owner                    2-4 Units Detached
FL                            33952                        Primary                      Single Family Detached
FL                            33981                        Primary                      Single Family Detached
FL                            34952                        Primary                      Single Family Detached
IL                            61356                        Primary                      Single Family Detached
MA                            02169                        Non-owner                    2-4 Units Detached
CA                            92373                        Primary                      Single Family Detached
WI                            53959                        Primary                      Single Family Detached
IN                            47374                        Primary                      Single Family Detached
MO                            64085                        Second Home                  Single Family Detached
IL                            60827                        Non-owner                    Single Family Detached
WY                            82901                        Primary                      Single Family Detached
VA                            23146                        Primary                      Single Family Detached
MO                            63129                        Primary                      Single Family Attached
NH                            03079                        Primary                      Single Family Detached
CA                            92404                        Primary                      Condo Low-Rise Attached
CA                            91351                        Primary                      Single Family Detached
FL                            32937                        Primary                      Single Family Detached
TX                            78155                        Primary                      Single Family Detached
TX                            75092                        Primary                      Single Family Detached
AR                            72762                        Primary                      Single Family Detached
MA                            01109                        Non-owner                    Single Family Detached
IN                            46567                        Primary                      Single Family Detached
FL                            32308                        Primary                      Single Family Detached
KS                            66086                        Primary                      Single Family Detached
CA                            95380                        Primary                      Single Family Detached
GA                            30180                        Non-owner                    Single Family Detached
RI                            02818                        Primary                      2-4 Units Detached
NY                            10992                        Primary                      Single Family Attached
WI                            53189                        Primary                      Single Family Detached
FL                            32904                        Primary                      PUD Detached
FL                            33401                        Primary                      Single Family Detached
FL                            33412                        Primary                      Single Family Detached
FL                            33405                        Primary                      Single Family Detached
NY                            14220                        Primary                      Single Family Detached
VT                            05494                        Primary                      Single Family Detached
NY                            11798                        Primary                      Single Family Detached
AR                            71602                        Primary                      Single Family Detached
FL                            33598                        Primary                      Single Family Detached
MA                            01890                        Primary                      Single Family Detached
MA                            01604                        Primary                      Single Family Attached
TX                            75098                        Primary                      Single Family Detached
MI                            49611                        Non-owner                    Single Family Detached
VA                            22309                        Primary                      Single Family Attached
CA                            95843                        Primary                      Single Family Detached
CA                            91331                        Primary                      Single Family Detached
MI                            48005                        Primary                      Single Family Detached
GA                            30311                        Primary                      Single Family Detached
MI                            48412                        Primary                      Single Family Detached
MA                            02014                        Primary                      Single Family Detached
GA                            30805                        Primary                      Single Family Detached
NJ                            07826                        Primary                      Single Family Detached
PA                            19007                        Non-owner                    2-4 Units Attached
IL                            60409                        Primary                      2-4 Units Detached
KY                            42718                        Primary                      Single Family Detached
KY                            42718                        Primary                      Single Family Detached
IL                            62232                        Primary                      Single Family Detached
SC                            29407                        Primary                      Single Family Detached
IL                            60616                        Non-owner                    Condo High-Rise Attached
CA                            95621                        Primary                      Single Family Detached
SC                            29205                        Non-owner                    Single Family Detached
CA                            90222                        Primary                      Single Family Detached
RI                            02920                        Primary                      2-4 Units Detached
GA                            30533                        Primary                      Single Family Detached
NH                            03038                        Primary                      Single Family Detached
MI                            48204                        Primary                      Single Family Detached
MI                            48429                        Primary                      Single Family Detached
NH                            03826                        Primary                      Single Family Detached
NJ                            08234                        Primary                      Single Family Detached
NJ                            07208                        Primary                      Single Family Detached
MA                            02723                        Primary                      Single Family Detached
VA                            22041                        Primary                      Condo High-Rise Attached
MI                            48532                        Primary                      Single Family Detached
CA                            94538                        Primary                      Condo Low-Rise Attached
AR                            72901                        Primary                      Single Family Detached
TX                            75041                        Primary                      Single Family Detached
TX                            75044                        Primary                      Single Family Detached
MD                            21742                        Primary                      Single Family Detached
FL                            34691                        Primary                      Single Family Detached
TX                            77033                        Primary                      Single Family Detached
TX                            76648                        Primary                      Single Family Detached
CA                            92201                        Primary                      Single Family Detached
NY                            11434                        Primary                      Single Family Attached
NY                            11435                        Primary                      Single Family Detached
NJ                            08831                        Primary                      Condo Low-Rise Attached
MI                            49001                        Non-owner                    2-4 Units Detached
CA                            93534                        Primary                      2-4 Units Detached
MI                            48911                        Non-owner                    2-4 Units Detached
AR                            72206                        Primary                      Single Family Detached
TX                            78648                        Non-owner                    Single Family Detached
UT                            84044                        Primary                      Single Family Detached
FL                            33015                        Primary                      Single Family Detached
FL                            33169                        Primary                      Single Family Detached
FL                            33170                        Primary                      Single Family Detached
FL                            33186                        Primary                      Single Family Attached
TX                            78573                        Primary                      Single Family Detached
CA                            95355                        Primary                      Single Family Detached
TX                            77356                        Primary                      PUD Detached
ID                            83647                        Primary                      Single Family Detached
NJ                            07031                        Primary                      Single Family Detached
FL                            34120                        Primary                      Single Family Detached
FL                            32566                        Primary                      Single Family Detached
FL                            33068                        Primary                      Single Family Detached
IL                            60013                        Primary                      Single Family Detached
FL                            34479                        Primary                      Single Family Detached
FL                            34761                        Primary                      Single Family Detached
FL                            32808                        Primary                      Single Family Detached
FL                            32822                        Primary                      Single Family Detached
FL                            32839                        Primary                      Single Family Detached
RI                            02860                        Primary                      2-4 Units Detached
RI                            02861                        Primary                      2-4 Units Detached
FL                            33025                        Primary                      Single Family Detached
AZ                            85031                        Primary                      Single Family Detached
FL                            33781                        Primary                      Condo Low-Rise Attached
NJ                            08854                        Primary                      Single Family Detached
IL                            60544                        Primary                      Single Family Detached
NY                            12568                        Primary                      2-4 Units Detached
AL                            35127                        Non-owner                    Single Family Detached
FL                            32127                        Second Home                  Single Family Detached
PA                            19601                        Primary                      Single Family Attached
CA                            92376                        Primary                      Single Family Detached
MO                            63116                        Primary                      Single Family Detached
TX                            78263                        Primary                      Single Family Detached
CA                            92404                        Primary                      Single Family Detached
CA                            92105                        Primary                      Single Family Detached
CA                            95111                        Primary                      PUD Detached
CA                            90731                        Primary                      2-4 Units Detached
KY                            40165                        Primary                      Single Family Detached
MD                            20904                        Primary                      Single Family Detached
PA                            19608                        Primary                      Single Family Detached
MA                            02145                        Primary                      Single Family Detached
IN                            46635                        Primary                      Single Family Detached
RI                            02879                        Primary                      Single Family Detached
MA                            01077                        Primary                      Single Family Detached
AR                            72764                        Primary                      Single Family Detached
VT                            05478                        Primary                      Single Family Detached
FL                            33707                        Primary                      Single Family Detached
NY                            12170                        Primary                      Single Family Detached
CA                            95209                        Primary                      Single Family Detached
GA                            30083                        Primary                      Single Family Detached
IL                            60178                        Primary                      Condo Low-Rise Attached
NJ                            08088                        Primary                      Single Family Detached
FL                            33604                        Primary                      Single Family Detached
KY                            41015                        Non-owner                    Single Family Detached
CA                            92591                        Primary                      Single Family Detached
CA                            92592                        Primary                      Single Family Detached
AZ                            85282                        Primary                      Single Family Detached
MA                            01876                        Primary                      Single Family Detached
CA                            94591                        Primary                      Single Family Detached
CA                            91402                        Primary                      Single Family Detached
HI                            96793                        Primary                      Condo Low-Rise Attached
DC                            20002                        Primary                      Single Family Attached
MI                            48184                        Primary                      Single Family Detached
PA                            17036                        Primary                      Single Family Detached
PA                            17112                        Primary                      Single Family Detached
FL                            33401                        Primary                      Condo Low-Rise Attached
FL                            33401                        Primary                      Condo Low-Rise Attached
FL                            33411                        Primary                      Single Family Detached
FL                            33415                        Primary                      PUD Detached
MA                            01475                        Primary                      Single Family Detached
MI                            48393                        Primary                      Single Family Detached
VA                            22191                        Primary                      PUD Attached
MI                            49707                        Primary                      Single Family Detached
MI                            49709                        Primary                      Single Family Detached
TN                            37019                        Primary                      Single Family Detached
MT                            59714                        Primary                      Single Family Detached
AL                            35206                        Primary                      Single Family Detached
NY                            11221                        Primary                      2-4 Units Attached
MA                            02534                        Primary                      Single Family Detached
VA                            23321                        Primary                      Single Family Detached
CA                            92324                        Primary                      Single Family Detached
NY                            11726                        Primary                      Single Family Detached
FL                            32114                        Non-owner                    Single Family Detached
MI                            48235                        Primary                      Single Family Detached
MA                            02124                        Primary                      Condo Low-Rise Attached
MI                            48429                        Primary                      Single Family Detached
MI                            49506                        Primary                      Single Family Detached
RI                            02915                        Primary                      Single Family Detached
VT                            05653                        Primary                      Single Family Detached
CA                            95624                        Primary                      Single Family Detached
WA                            98208                        Primary                      Single Family Detached
CA                            94533                        Primary                      Single Family Detached
MA                            02719                        Non-owner                    Single Family Detached
MA                            02721                        Primary                      Single Family Detached
TX                            78114                        Primary                      Single Family Detached
MD                            20744                        Primary                      Single Family Detached
CA                            93706                        Primary                      Single Family Detached
CA                            93722                        Primary                      Single Family Detached
CA                            93727                        Primary                      Single Family Detached
WY                            82716                        Primary                      Single Family Detached
MD                            21061                        Primary                      Single Family Detached
TX                            76450                        Primary                      Single Family Detached
NV                            89074                        Primary                      PUD Detached
FL                            34690                        Primary                      Single Family Detached
TX                            77073                        Primary                      Single Family Detached
TX                            77082                        Non-owner                    Single Family Detached
MO                            65109                        Primary                      Single Family Detached
KS                            66102                        Primary                      Single Family Detached
WA                            98030                        Primary                      Single Family Detached
CA                            93535                        Primary                      Single Family Detached
CA                            93536                        Primary                      Single Family Detached
MI                            48446                        Primary                      Single Family Detached
MA                            01841                        Non-owner                    2-4 Units Detached
AR                            72744                        Second Home                  Single Family Detached
CA                            91342                        Primary                      Condo Low-Rise Attached
CA                            90011                        Primary                      2-4 Units Attached
FL                            33063                        Primary                      Single Family Detached
NY                            11950                        Primary                      Single Family Detached
TX                            78501                        Non-owner                    Single Family Detached
NY                            11763                        Primary                      Single Family Detached
FL                            33142                        Primary                      Single Family Detached
FL                            33186                        Primary                      Condo Low-Rise Attached
IN                            46543                        Primary                      Single Family Detached
WI                            53225                        Non-owner                    Single Family Detached
CA                            95358                        Primary                      Single Family Detached
MD                            21771                        Non-owner                    PUD Attached
NC                            27030                        Primary                      Single Family Detached
FL                            34120                        Primary                      Single Family Detached
FL                            34653                        Primary                      Single Family Detached
MI                            49337                        Primary                      Single Family Detached
WA                            99026                        Primary                      Single Family Detached
MA                            01845                        Primary                      Single Family Detached
CA                            91762                        Primary                      Condo Low-Rise Attached
CA                            91764                        Primary                      Single Family Detached
UT                            84058                        Primary                      Single Family Detached
FL                            32765                        Primary                      Single Family Detached
MI                            48867                        Primary                      Single Family Detached
MO                            63069                        Primary                      Single Family Detached
FL                            32905                        Non-owner                    2-4 Units Attached
CA                            95363                        Primary                      Single Family Detached
AZ                            85053                        Primary                      Single Family Detached
CA                            95587                        Primary                      Single Family Detached
CA                            91767                        Primary                      Single Family Detached
MI                            48342                        Primary                      Single Family Detached
OR                            97217                        Primary                      Single Family Detached
MA                            02368                        Second Home                  Single Family Detached
CA                            96080                        Primary                      Single Family Detached
WA                            98052                        Primary                      Condo Low-Rise Attached
CA                            95560                        Primary                      Single Family Detached
MD                            21136                        Primary                      Single Family Detached
VA                            23234                        Non-owner                    Single Family Detached
CA                            92505                        Primary                      Single Family Detached
MO                            65740                        Primary                      Single Family Detached
MD                            20852                        Primary                      Condo High-Rise Attached
CA                            95661                        Primary                      Single Family Detached
CA                            95678                        Primary                      Single Family Detached
NH                            03079                        Primary                      Condo Low-Rise Attached
UT                            84106                        Non-owner                    Single Family Detached
CA                            92404                        Primary                      Single Family Detached
CA                            92405                        Primary                      Single Family Detached
CA                            92128                        Primary                      PUD Detached
CA                            93657                        Primary                      Single Family Detached
IN                            46375                        Primary                      Single Family Detached
NY                            11967                        Primary                      Single Family Detached
MI                            48195                        Primary                      Single Family Detached
VA                            22553                        Primary                      Single Family Detached
FL                            33713                        Primary                      Single Family Detached
FL                            33711                        Non-owner                    Single Family Detached
KY                            40379                        Primary                      Single Family Detached
CA                            92592                        Primary                      Condo Low-Rise Attached
NH                            03886                        Primary                      Single Family Detached
AZ                            85713                        Primary                      Single Family Detached
CA                            95379                        Primary                      Single Family Detached
FL                            34293                        Primary                      Single Family Detached
DC                            20002                        Primary                      Single Family Attached
DC                            20019                        Primary                      Single Family Attached
NJ                            07052                        Primary                      Single Family Detached
FL                            33411                        Primary                      Single Family Detached
VA                            23181                        Primary                      Single Family Detached
CA                            90606                        Primary                      Single Family Detached
VA                            23188                        Primary                      Single Family Detached
MA                            01475                        Primary                      Single Family Detached
VA                            22602                        Primary                      Single Family Detached
CT                            06095                        Primary                      Single Family Detached
VA                            22192                        Primary                      PUD Attached
CA                            92805                        Primary                      Single Family Detached
TX                            77515                        Primary                      PUD Detached
TX                            76001                        Primary                      Single Family Detached
TX                            76014                        Primary                      Single Family Attached
GA                            30904                        Non-owner                    2-4 Units Detached
MI                            48706                        Primary                      Single Family Detached
WA                            98312                        Primary                      Single Family Detached
CA                            94513                        Primary                      Single Family Detached
NY                            10473                        Non-owner                    Single Family Attached
MO                            63830                        Primary                      Single Family Detached
VA                            20121                        Primary                      Condo Low-Rise Attached
AZ                            85226                        Primary                      Single Family Detached
SC                            29407                        Non-owner                    Single Family Detached
MI                            48817                        Primary                      Single Family Detached
CA                            96022                        Primary                      Single Family Detached
IN                            47933                        Primary                      Single Family Detached
CA                            94014                        Primary                      Condo Low-Rise Attached
CT                            06810                        Primary                      Single Family Detached
MI                            48350                        Primary                      Single Family Detached
FL                            32738                        Primary                      Single Family Detached
MI                            49046                        Primary                      Single Family Detached
CA                            92240                        Primary                      Single Family Detached
MI                            48224                        Primary                      Single Family Detached
RI                            02916                        Primary                      Single Family Detached
CA                            91731                        Primary                      Single Family Detached
CA                            95758                        Primary                      Single Family Detached
CA                            92026                        Primary                      Condo Low-Rise Attached
CA                            95628                        Primary                      Single Family Detached
FL                            32034                        Primary                      Single Family Detached
FL                            33912                        Primary                      Single Family Detached
FL                            32547                        Primary                      Single Family Detached
VA                            22407                        Primary                      Single Family Detached
WA                            98336                        Primary                      Single Family Detached
NY                            12078                        Primary                      Single Family Detached
CA                            93927                        Primary                      Single Family Detached
ME                            04040                        Second Home                  Single Family Detached
NJ                            07506                        Primary                      2-4 Units Detached
CA                            94544                        Primary                      Single Family Detached
MT                            59602                        Primary                      Single Family Detached
FL                            33014                        Primary                      Single Family Detached
MI                            49423                        Primary                      Single Family Detached
NE                            68642                        Primary                      Single Family Detached
PA                            19006                        Primary                      Single Family Detached
IN                            46221                        Primary                      Single Family Detached
IN                            46222                        Primary                      Single Family Detached
NY                            11433                        Primary                      Single Family Detached
FL                            33478                        Primary                      Single Family Detached
CA                            92253                        Primary                      Single Family Detached
NH                            03246                        Second Home                  Condo Low-Rise Attached
CA                            96137                        Primary                      Single Family Detached
AZ                            86403                        Primary                      Single Family Detached
AZ                            86404                        Primary                      Single Family Detached
MI                            48912                        Primary                      Single Family Detached
NV                            89129                        Primary                      Single Family Detached
GA                            30043                        Primary                      Single Family Detached
ID                            83501                        Primary                      Single Family Detached
FL                            32750                        Primary                      Single Family Detached
CA                            90001                        Primary                      2-4 Units Detached
CA                            90037                        Primary                      2-4 Units Detached
CA                            90039                        Primary                      2-4 Units Attached
CA                            90044                        Primary                      2-4 Units Detached
CA                            93635                        Primary                      Single Family Detached
TX                            76661                        Non-owner                    Single Family Detached
MA                            02648                        Primary                      Single Family Detached
TX                            75070                        Primary                      Single Family Detached
FL                            33132                        Primary                      Condo High-Rise Attached
FL                            33025                        Primary                      Single Family Detached
AL                            36617                        Primary                      Single Family Detached
CA                            95358                        Primary                      Single Family Detached
CA                            95358                        Primary                      Single Family Detached
FL                            34120                        Primary                      Single Family Detached
NH                            03063                        Primary                      Condo Low-Rise Attached
CT                            06770                        Primary                      Single Family Detached
NY                            11767                        Primary                      Single Family Detached
MD                            20784                        Primary                      Single Family Detached
FL                            34653                        Non-owner                    Single Family Detached
AZ                            85621                        Primary                      Single Family Detached
NJ                            07047                        Primary                      Single Family Detached
FL                            34288                        Primary                      Single Family Detached
MI                            48237                        Primary                      Single Family Detached
CA                            91761                        Primary                      Condo Low-Rise Attached
FL                            32608                        Primary                      Single Family Detached
FL                            32806                        Primary                      Single Family Detached
FL                            32818                        Primary                      Single Family Detached
FL                            32837                        Primary                      Single Family Detached
FL                            32908                        Primary                      Single Family Detached
KY                            40055                        Primary                      Single Family Detached
AZ                            85051                        Primary                      Single Family Detached
MD                            21208                        Non-owner                    Single Family Detached
CA                            95365                        Primary                      Single Family Detached
RI                            02908                        Primary                      2-4 Units Detached
AL                            35582                        Primary                      Single Family Detached
CA                            96002                        Primary                      Single Family Detached
CA                            92503                        Primary                      Single Family Detached
CA                            92504                        Primary                      Single Family Detached
VA                            24015                        Primary                      Single Family Detached
NY                            11422                        Primary                      Single Family Detached
VA                            22546                        Primary                      Single Family Detached
CA                            95820                        Primary                      Single Family Detached
CA                            95824                        Primary                      Single Family Detached
CA                            94066                        Primary                      Condo Low-Rise Attached
CA                            92126                        Primary                      Condo Low-Rise Attached
CA                            92707                        Primary                      Condo Low-Rise Attached
CT                            06484                        Primary                      Single Family Detached
WA                            98133                        Primary                      Single Family Detached
IL                            60181                        Primary                      Single Family Detached
VA                            22553                        Primary                      Single Family Detached
CA                            90680                        Primary                      Single Family Detached
CA                            95210                        Primary                      Single Family Detached
NJ                            08247                        Primary                      Condo Low-Rise Attached
OK                            74464                        Primary                      Single Family Detached
FL                            33321                        Primary                      Single Family Detached
FL                            33321                        Primary                      Single Family Detached
FL                            33637                        Non-owner                    Single Family Detached
MD                            20748                        Primary                      PUD Attached
CA                            95380                        Primary                      Single Family Detached
CA                            94590                        Primary                      Condo Low-Rise Attached
CA                            92395                        Primary                      2-4 Units Detached
HI                            96792                        Primary                      Single Family Attached
HI                            96792                        Primary                      Single Family Detached
FL                            33405                        Non-owner                    Single Family Detached
MI                            48185                        Primary                      Single Family Detached
MA                            01473                        Primary                      Single Family Detached
NJ                            08046                        Primary                      Single Family Detached
CA                            95492                        Primary                      Single Family Detached
CO                            80550                        Primary                      Single Family Detached
RI                            02895                        Primary                      2-4 Units Detached
MA                            01610                        Non-owner                    2-4 Units Detached
MI                            49418                        Primary                      Single Family Detached
CA                            95991                        Primary                      Single Family Detached
NY                            11701                        Primary                      Single Family Detached
NJ                            08004                        Primary                      Single Family Detached
GA                            30349                        Primary                      Single Family Detached
ME                            04210                        Primary                      Single Family Detached
NY                            11510                        Primary                      Single Family Detached
MI                            48415                        Primary                      Single Family Detached
NJ                            07003                        Primary                      2-4 Units Detached
FL                            33426                        Second Home                  Condo Low-Rise Attached
MI                            48116                        Primary                      Single Family Detached
CO                            80020                        Primary                      Single Family Detached
TX                            78526                        Primary                      Single Family Detached
IL                            61238                        Second Home                  Single Family Detached
FL                            33990                        Primary                      Single Family Detached
MI                            48813                        Primary                      Single Family Detached
CA                            93610                        Primary                      Single Family Detached
VA                            24421                        Primary                      Single Family Detached
GA                            30525                        Primary                      Single Family Detached
FL                            34711                        Primary                      Single Family Detached
NY                            11356                        Primary                      2-4 Units Attached
CO                            80911                        Primary                      Single Family Detached
NJ                            08753                        Primary                      Single Family Detached
RI                            02915                        Primary                      Single Family Detached
GA                            30541                        Primary                      Single Family Detached
VA                            22043                        Non-owner                    Single Family Detached
KY                            41040                        Primary                      Single Family Detached
NY                            11691                        Primary                      2-4 Units Attached
FL                            34950                        Non-owner                    2-4 Units Detached
VA                            22408                        Primary                      Single Family Detached
CA                            92831                        Primary                      Condo Low-Rise Attached
AZ                            85304                        Primary                      Single Family Detached
NY                            11385                        Primary                      Single Family Attached
VA                            22942                        Primary                      Single Family Detached
MI                            49240                        Primary                      Single Family Detached
PA                            15338                        Primary                      Single Family Detached
PA                            18428                        Non-owner                    Single Family Detached
IN                            46227                        Primary                      Single Family Detached
IN                            46236                        Primary                      Single Family Detached
IN                            46237                        Primary                      Single Family Detached
NY                            11752                        Primary                      Single Family Detached
RI                            02919                        Primary                      Single Family Detached
HI                            96743                        Primary                      Single Family Detached
CA                            90631                        Primary                      Single Family Detached
FL                            33811                        Primary                      Single Family Detached
CA                            93535                        Primary                      Single Family Detached
MD                            20724                        Primary                      PUD Attached
MI                            49252                        Primary                      Single Family Detached
NY                            11561                        Primary                      Single Family Detached
CA                            90047                        Primary                      Single Family Detached
CA                            90063                        Primary                      2-4 Units Detached
MI                            48122                        Primary                      Single Family Detached
TN                            38127                        Primary                      Single Family Detached
NY                            11953                        Primary                      Single Family Detached
FL                            33023                        Primary                      Single Family Detached
NJ                            08054                        Primary                      Condo Low-Rise Attached
CA                            92563                        Primary                      Condo Low-Rise Attached
MI                            49441                        Primary                      Condo Low-Rise Attached
MI                            49442                        Primary                      Single Family Detached
SC                            29577                        Primary                      Condo Low-Rise Attached
NE                            68649                        Primary                      Single Family Detached
MA                            01060                        Primary                      Single Family Detached
FL                            33068                        Non-owner                    PUD Detached
RI                            02896                        Primary                      Single Family Detached
MO                            63366                        Primary                      Single Family Detached
FL                            32174                        Primary                      Single Family Detached
CA                            93591                        Primary                      Single Family Detached
AZ                            85029                        Primary                      Single Family Detached
TX                            76258                        Primary                      Single Family Detached
FL                            34983                        Primary                      Single Family Detached
ME                            04101                        Second Home                  Condo Low-Rise Attached
VT                            05153                        Primary                      Single Family Detached
VT                            05153                        Primary                      Single Family Detached
NC                            27615                        Primary                      Single Family Detached
MI                            49451                        Primary                      Single Family Detached
MI                            48240                        Primary                      Single Family Detached
MA                            02151                        Primary                      Single Family Detached
FL                            33569                        Primary                      Single Family Detached
FL                            33569                        Primary                      Single Family Detached
MI                            48066                        Primary                      Single Family Detached
MI                            48066                        Primary                      Single Family Detached
GA                            30076                        Primary                      Single Family Detached
CA                            95828                        Primary                      Single Family Detached
CA                            91773                        Primary                      Single Family Detached
CA                            95132                        Primary                      Condo Low-Rise Attached
TX                            77517                        Primary                      Single Family Detached
TX                            77517                        Primary                      Single Family Detached
FL                            34233                        Primary                      Single Family Detached
ME                            04106                        Primary                      Single Family Detached
WA                            99205                        Primary                      Single Family Detached
FL                            34608                        Primary                      Single Family Detached
CA                            95207                        Primary                      Single Family Detached
MI                            49091                        Primary                      Single Family Detached
CA                            93561                        Primary                      Single Family Detached
MI                            49092                        Primary                      Single Family Detached
MD                            20774                        Primary                      Single Family Detached
VA                            23456                        Primary                      Single Family Detached
VA                            23452                        Primary                      Single Family Detached
VA                            23454                        Primary                      Single Family Attached
VA                            23456                        Primary                      Single Family Detached
VA                            23464                        Primary                      Single Family Detached
NJ                            07093                        Primary                      2-4 Units Detached
MN                            56093                        Primary                      Single Family Detached
FL                            33405                        Primary                      Condo Low-Rise Attached
NY                            10605                        Primary                      2-4 Units Detached
CA                            92595                        Primary                      Single Family Detached
GA                            30187                        Primary                      Single Family Detached
VA                            23002                        Primary                      Single Family Detached
CA                            93311                        Primary                      Single Family Detached
FL                            34420                        Primary                      Single Family Detached
MI                            48111                        Primary                      Single Family Detached
MA                            02779                        Primary                      Single Family Detached
CT                            06606                        Primary                      Single Family Detached
NY                            11208                        Primary                      2-4 Units Detached
OH                            44021                        Primary                      Single Family Detached
NY                            11411                        Primary                      2-4 Units Attached
MI                            49036                        Primary                      Single Family Detached
RI                            02910                        Primary                      Single Family Detached
RI                            02920                        Primary                      Single Family Detached
TN                            37051                        Primary                      Single Family Detached
FL                            32725                        Non-owner                    Single Family Detached
MI                            48235                        Non-owner                    Single Family Detached
FL                            32141                        Primary                      Single Family Detached
NH                            03882                        Primary                      Single Family Detached
CA                            92019                        Primary                      Single Family Detached
CA                            92021                        Primary                      Single Family Detached
TX                            76137                        Primary                      Single Family Detached
TX                            76844                        Primary                      Single Family Detached
CA                            95635                        Primary                      Single Family Detached
MI                            48045                        Primary                      Single Family Detached
MA                            02645                        Primary                      Single Family Detached
FL                            33023                        Primary                      Single Family Detached
GA                            30548                        Primary                      Single Family Detached
FL                            34452                        Primary                      Single Family Detached
NJ                            07304                        Primary                      2-4 Units Detached
MI                            49006                        Primary                      Single Family Detached
FL                            34746                        Primary                      Single Family Detached
CA                            92630                        Primary                      Condo Low-Rise Attached
FL                            33461                        Primary                      Single Family Detached
CA                            90715                        Primary                      Condo Low-Rise Attached
NV                            89108                        Primary                      Single Family Detached
NV                            89108                        Primary                      Single Family Detached
NV                            89115                        Primary                      Single Family Detached
MA                            01841                        Primary                      2-4 Units Detached
PA                            18324                        Primary                      Single Family Detached
MI                            49756                        Primary                      Single Family Detached
GA                            30907                        Primary                      Single Family Detached
MI                            49445                        Primary                      Single Family Detached
MA                            02740                        Non-owner                    2-4 Units Detached
DE                            19720                        Primary                      Single Family Detached
CT                            06512                        Primary                      Single Family Detached
NH                            03857                        Primary                      Single Family Detached
CA                            93643                        Primary                      Single Family Detached
CA                            91343                        Primary                      Condo Low-Rise Attached
FL                            34286                        Primary                      Single Family Detached
NY                            14519                        Primary                      Single Family Detached
CA                            95966                        Primary                      Single Family Detached
MI                            49766                        Primary                      Single Family Detached
FL                            32404                        Primary                      Single Family Detached
SC                            29585                        Primary                      Single Family Detached
FL                            32505                        Primary                      Single Family Detached
CA                            90660                        Primary                      Single Family Detached
FL                            33313                        Primary                      Single Family Detached
RI                            02871                        Primary                      Single Family Detached
RI                            02905                        Non-owner                    2-4 Units Detached
RI                            02907                        Non-owner                    2-4 Units Detached
RI                            02907                        Primary                      Single Family Detached
CA                            96080                        Primary                      Single Family Detached
CA                            92506                        Primary                      Single Family Detached
CA                            92509                        Primary                      Single Family Detached
FL                            33569                        Primary                      PUD Detached
MI                            48066                        Primary                      Single Family Detached
TX                            78664                        Primary                      Single Family Detached
CA                            95833                        Primary                      Single Family Detached
CA                            92101                        Primary                      Condo High-Rise Attached
CA                            94806                        Non-owner                    Single Family Detached
FL                            34243                        Primary                      Condo Low-Rise Attached
MD                            20904                        Primary                      Condo Low-Rise Attached
NY                            11787                        Primary                      Single Family Detached
TN                            37166                        Primary                      Single Family Detached
CA                            90280                        Primary                      Single Family Detached
IL                            60473                        Primary                      Single Family Detached
ME                            04106                        Primary                      Condo Low-Rise Attached
CA                            93266                        Primary                      Single Family Detached
MD                            21154                        Primary                      Single Family Detached
FL                            32310                        Primary                      Single Family Detached
CA                            95383                        Primary                      Single Family Detached
PA                            19018                        Primary                      Single Family Attached
CA                            92394                        Primary                      Single Family Detached
VA                            22180                        Primary                      Condo Low-Rise Attached
VA                            23464                        Primary                      Single Family Detached
FL                            33414                        Primary                      Single Family Detached
OR                            97070                        Primary                      Single Family Detached
NC                            27107                        Primary                      Single Family Detached
WA                            98221                        Primary                      Single Family Detached
GA                            30315                        Non-owner                    Single Family Detached
FL                            32233                        Primary                      PUD Detached
GA                            30906                        Non-owner                    Single Family Detached
RI                            02806                        Non-owner                    Single Family Detached
MI                            49015                        Primary                      Single Family Detached
AZ                            86442                        Primary                      Single Family Detached
FL                            33914                        Primary                      Single Family Detached
MD                            20743                        Primary                      PUD Attached
NY                            11934                        Primary                      Single Family Detached
RI                            02863                        Primary                      2-4 Units Detached
SC                            29407                        Second Home                  Single Family Detached
TN                            37405                        Primary                      Single Family Detached
IL                            60514                        Primary                      Single Family Detached
FL                            33755                        Primary                      Single Family Detached
NY                            11356                        Primary                      2-4 Units Detached
RI                            02921                        Primary                      Single Family Detached
MO                            63019                        Primary                      Single Family Detached
GA                            30032                        Non-owner                    Single Family Detached
GA                            30032                        Non-owner                    Single Family Detached
GA                            30032                        Non-owner                    Single Family Detached
PA                            18301                        Primary                      Single Family Detached
MI                            48732                        Primary                      Single Family Detached
CA                            95628                        Primary                      Single Family Detached
AZ                            86426                        Primary                      Single Family Detached
VA                            22407                        Primary                      Single Family Detached
UT                            84037                        Primary                      Single Family Detached
MI                            48135                        Primary                      Single Family Detached
MI                            48135                        Primary                      Single Family Detached
CA                            95634                        Primary                      Single Family Detached
AZ                            85302                        Primary                      Single Family Detached
FL                            33463                        Primary                      Single Family Attached
PA                            18824                        Primary                      Single Family Detached
FL                            32256                        Primary                      Single Family Detached
RI                            02919                        Primary                      Single Family Detached
MI                            49250                        Primary                      Single Family Detached
MI                            48848                        Primary                      Single Family Detached
NV                            89122                        Primary                      Single Family Detached
NV                            89122                        Primary                      Single Family Detached
FL                            33313                        Primary                      Single Family Detached
FL                            33319                        Primary                      Condo Low-Rise Attached
FL                            33936                        Primary                      Single Family Detached
CA                            93551                        Primary                      Single Family Detached
CA                            90805                        Primary                      Single Family Detached
CA                            90018                        Primary                      Single Family Detached
CA                            90062                        Primary                      Single Family Detached
CA                            90222                        Primary                      Single Family Detached
VA                            20110                        Primary                      PUD Attached
FL                            32901                        Primary                      Single Family Detached
CA                            92557                        Primary                      Single Family Detached
MI                            49337                        Second Home                  Single Family Detached
PA                            19401                        Non-owner                    Single Family Detached
IL                            60067                        Primary                      Single Family Detached
MI                            48876                        Primary                      Single Family Detached
RI                            02904                        Non-owner                    2-4 Units Detached
CA                            95367                        Primary                      Single Family Detached
CA                            92501                        Primary                      Single Family Detached
CT                            06067                        Primary                      Single Family Detached
CA                            95832                        Primary                      Single Family Detached
CA                            95833                        Primary                      Single Family Detached
TX                            78240                        Primary                      Single Family Attached
CA                            92407                        Primary                      Single Family Detached
MA                            02563                        Primary                      Single Family Detached
MN                            56377                        Primary                      Single Family Detached
MA                            02726                        Primary                      Single Family Detached
UT                            84095                        Primary                      Single Family Detached
NY                            10301                        Primary                      Single Family Attached
MA                            02780                        Primary                      Single Family Detached
FL                            33414                        Primary                      Single Family Attached
PA                            17098                        Primary                      Single Family Detached
RI                            02895                        Primary                      Single Family Detached
AZ                            85364                        Primary                      Single Family Detached
MA                            02171                        Non-owner                    2-4 Units Detached
IA                            51331                        Second Home                  Single Family Detached
CA                            93308                        Primary                      Single Family Detached
NJ                            08722                        Primary                      Single Family Detached
IL                            60108                        Second Home                  Single Family Attached
VA                            22427                        Second Home                  Single Family Detached
NY                            11236                        Primary                      2-4 Units Attached
MI                            48035                        Primary                      Single Family Detached
MD                            21045                        Primary                      Single Family Detached
PA                            16915                        Primary                      Single Family Detached
MD                            21114                        Primary                      Condo Low-Rise Attached
NY                            11729                        Non-owner                    Single Family Detached
FL                            34950                        Primary                      Single Family Detached
TX                            76112                        Non-owner                    Single Family Detached
MI                            48836                        Primary                      Single Family Detached
CA                            95634                        Primary                      Single Family Detached
LA                            70403                        Primary                      Single Family Detached
NY                            14470                        Primary                      Single Family Detached
NY                            11706                        Primary                      Single Family Detached
CA                            92532                        Primary                      Single Family Detached
MN                            56058                        Primary                      Single Family Detached
CA                            90803                        Primary                      Single Family Detached
CA                            90019                        Primary                      Single Family Detached
CA                            90037                        Primary                      Single Family Detached
AZ                            85207                        Primary                      Single Family Detached
FL                            33054                        Primary                      Single Family Detached
GA                            30655                        Primary                      Single Family Detached
MI                            48043                        Primary                      Single Family Detached
TN                            37122                        Primary                      Single Family Detached
CA                            94041                        Primary                      Single Family Detached
SC                            29576                        Non-owner                    Condo Low-Rise Attached
FL                            32176                        Primary                      Single Family Detached
NJ                            07504                        Primary                      2-4 Units Detached
NC                            27040                        Primary                      PUD Detached
TX                            78660                        Primary                      Single Family Detached
RI                            02909                        Primary                      Single Family Detached
CA                            95823                        Primary                      Single Family Detached
CA                            92410                        Primary                      Single Family Detached
CA                            94580                        Primary                      Single Family Detached
NY                            11967                        Primary                      2-4 Units Detached
LA                            70461                        Primary                      Single Family Detached
MI                            48075                        Primary                      Single Family Detached
FL                            34610                        Primary                      Single Family Detached
MN                            56303                        Primary                      Single Family Detached
FL                            33710                        Primary                      Single Family Detached
MA                            02601                        Primary                      Single Family Detached
PA                            18466                        Non-owner                    Single Family Detached
CA                            95252                        Primary                      Single Family Detached
FL                            33414                        Non-owner                    Single Family Detached
NY                            11704                        Primary                      Single Family Detached
NY                            11552                        Primary                      Single Family Detached
NC                            28403                        Primary                      PUD Attached
CA                            93308                        Primary                      Single Family Attached
TX                            75180                        Primary                      Single Family Detached
MI                            49015                        Primary                      Single Family Detached
MN                            56601                        Non-owner                    Single Family Attached
FL                            33511                        Second Home                  Single Family Detached
CA                            92234                        Primary                      Single Family Detached
MI                            48319                        Primary                      Single Family Detached
NY                            11722                        Primary                      Single Family Detached
IL                            60639                        Primary                      Single Family Detached
CA                            91910                        Primary                      Single Family Detached
MD                            20735                        Primary                      Single Family Detached
FL                            33071                        Primary                      Condo High-Rise Attached
CA                            92627                        Non-owner                    Single Family Detached
RI                            02864                        Primary                      Single Family Detached
MA                            02122                        Primary                      Single Family Detached
FL                            33334                        Primary                      Single Family Detached
NJ                            08205                        Primary                      Single Family Detached
MN                            55744                        Primary                      Single Family Detached
MD                            21207                        Primary                      Single Family Detached
FL                            32244                        Primary                      Single Family Detached
FL                            34746                        Non-owner                    Single Family Detached
OR                            97449                        Second Home                  Single Family Detached
KY                            40342                        Primary                      Single Family Detached
MI                            48146                        Primary                      Single Family Detached
CA                            90003                        Primary                      Single Family Detached
MI                            48043                        Primary                      Single Family Detached
SC                            29572                        Second Home                  Condo Low-Rise Attached
VA                            23513                        Non-owner                    Single Family Detached
RI                            02904                        Primary                      2-4 Units Detached
RI                            02911                        Primary                      Single Family Detached
CT                            06371                        Second Home                  Single Family Detached
CT                            06475                        Primary                      Single Family Detached
MD                            21122                        Primary                      Single Family Detached
PA                            19106                        Primary                      Condo High-Rise Attached
PA                            19134                        Primary                      Single Family Attached
NH                            03801                        Non-owner                    Condo Low-Rise Attached
MN                            55371                        Primary                      Single Family Detached
CO                            81004                        Primary                      2-4 Units Attached
MD                            21144                        Primary                      Condo Low-Rise Attached
VA                            23435                        Primary                      Single Family Detached
NY                            12533                        Primary                      Single Family Detached
OH                            44278                        Primary                      Single Family Detached
MA                            01468                        Primary                      Condo Low-Rise Attached
CT                            06110                        Primary                      Single Family Detached
NY                            14080                        Primary                      Single Family Detached
NJ                            07821                        Primary                      Single Family Detached
CA                            92392                        Non-owner                    Single Family Detached
MI                            49544                        Primary                      2-4 Units Detached
MI                            49690                        Primary                      Single Family Detached
CA                            95223                        Primary                      Single Family Detached
CA                            92316                        Non-owner                    Single Family Detached
CA                            91311                        Primary                      Condo Low-Rise Attached
CA                            93612                        Primary                      Single Family Detached
LA                            70433                        Primary                      Single Family Detached
PA                            16066                        Primary                      Single Family Detached
MA                            02125                        Non-owner                    Condo Low-Rise Attached
VA                            22025                        Primary                      Condo Low-Rise Attached
NC                            27909                        Primary                      Single Family Detached
CA                            92333                        Second Home                  Single Family Detached
MI                            48430                        Primary                      Single Family Detached
FL                            33306                        Primary                      Single Family Detached
TX                            78624                        Non-owner                    Single Family Detached
CA                            93722                        Primary                      Single Family Detached
MI                            49505                        Primary                      Single Family Detached
OH                            43123                        Primary                      Single Family Detached
VA                            23661                        Primary                      Single Family Detached
NY                            11550                        Second Home                  Single Family Detached
TX                            77008                        Non-owner                    2-4 Units Detached
IN                            46205                        Non-owner                    2-4 Units Detached
FL                            32224                        Primary                      Single Family Detached
PA                            19054                        Primary                      Single Family Detached
CA                            93436                        Primary                      Single Family Detached
CA                            90037                        Primary                      2-4 Units Attached
UT                            84324                        Primary                      Single Family Detached
MN                            56069                        Primary                      Single Family Detached
CA                            91950                        Primary                      Single Family Detached
FL                            34652                        Primary                      Single Family Detached
MD                            21122                        Primary                      Single Family Detached
PA                            19148                        Non-owner                    Single Family Attached
NY                            10573                        Primary                      Single Family Detached
NJ                            08078                        Primary                      Single Family Detached
FL                            33707                        Primary                      Single Family Detached
MI                            49684                        Primary                      Single Family Detached
CA                            91786                        Primary                      Single Family Detached
FL                            32962                        Primary                      Single Family Detached
CA                            95691                        Primary                      Single Family Detached
MA                            01886                        Primary                      Single Family Detached
VA                            22193                        Primary                      Single Family Detached
CA                            95843                        Primary                      Single Family Detached
TX                            78702                        Primary                      Single Family Detached
FL                            34134                        Primary                      Single Family Detached
NY                            11717                        Primary                      Single Family Detached
NY                            11212                        Primary                      2-4 Units Attached
TX                            78611                        Primary                      Single Family Detached
CA                            94546                        Primary                      Single Family Detached
CO                            80903                        Non-owner                    2-4 Units Detached
CO                            80921                        Primary                      Single Family Detached
ID                            83815                        Primary                      Single Family Detached
FL                            33441                        Primary                      Single Family Detached
MI                            48205                        Primary                      Single Family Detached
IN                            47714                        Primary                      Single Family Detached
FL                            33312                        Primary                      Single Family Detached
FL                            33334                        Primary                      Single Family Detached
CA                            95632                        Primary                      Single Family Detached
VA                            24553                        Primary                      Single Family Detached
MI                            49504                        Non-owner                    Single Family Detached
CA                            93230                        Primary                      Single Family Detached
MD                            20784                        Primary                      Single Family Detached
MI                            48140                        Non-owner                    Single Family Detached
FL                            32208                        Non-owner                    Single Family Detached
MI                            49655                        Primary                      Single Family Detached
CA                            90003                        Primary                      2-4 Units Attached
CA                            90007                        Primary                      2-4 Units Detached
FL                            33161                        Primary                      Single Family Detached
NY                            11580                        Primary                      Single Family Detached
MI                            48867                        Primary                      Single Family Detached
RI                            02909                        Primary                      2-4 Units Detached
FL                            33411                        Primary                      Single Family Detached
MO                            65074                        Primary                      Single Family Detached
CA                            92407                        Primary                      Single Family Detached
CA                            93458                        Non-owner                    Single Family Detached
UT                            84074                        Primary                      Single Family Detached
CA                            94591                        Primary                      Single Family Detached
NY                            11580                        Primary                      Single Family Detached
CA                            92392                        Second Home                  Single Family Detached
NY                            11792                        Primary                      Single Family Detached
FL                            33406                        Primary                      Single Family Detached
WA                            98597                        Primary                      Single Family Detached
VA                            22302                        Primary                      Single Family Detached
NC                            27501                        Primary                      Single Family Detached
LA                            70816                        Primary                      Single Family Detached
TX                            77836                        Primary                      Single Family Detached
FL                            34711                        Primary                      Single Family Detached
MN                            55346                        Primary                      Single Family Detached
MI                            49829                        Primary                      Single Family Detached
MI                            48336                        Primary                      Single Family Detached
TX                            77550                        Non-owner                    2-4 Units Detached
CA                            93926                        Primary                      Single Family Detached
MI                            48843                        Primary                      Single Family Detached
MN                            55038                        Primary                      Single Family Detached
FL                            33778                        Primary                      Single Family Detached
AZ                            85340                        Primary                      Single Family Detached
MN                            56345                        Primary                      Single Family Detached
NY                            11561                        Primary                      2-4 Units Detached
MI                            48455                        Primary                      Single Family Detached
LA                            70115                        Primary                      Single Family Detached
MA                            01950                        Primary                      Single Family Detached
RI                            02911                        Non-owner                    2-4 Units Detached
AZ                            85027                        Primary                      Single Family Detached
FL                            34952                        Non-owner                    Single Family Detached
LA                            70769                        Primary                      Single Family Detached
VA                            23234                        Non-owner                    Single Family Detached
MA                            02131                        Primary                      Single Family Attached
FL                            34607                        Second Home                  Single Family Detached
FL                            32086                        Non-owner                    Single Family Detached
CA                            95205                        Primary                      Single Family Detached
CA                            95206                        Primary                      Single Family Detached
DC                            20032                        Primary                      Single Family Attached
NY                            11717                        Primary                      Single Family Detached
NY                            11717                        Primary                      Single Family Detached
MN                            55428                        Primary                      Single Family Detached
MI                            49601                        Primary                      Single Family Detached
CO                            80918                        Primary                      Single Family Detached
CA                            92324                        Primary                      Single Family Detached
CA                            92325                        Primary                      Single Family Detached
TX                            75204                        Non-owner                    Single Family Detached
MI                            48125                        Primary                      Single Family Detached
MD                            21060                        Primary                      Single Family Detached
CA                            90250                        Primary                      2-4 Units Attached
RI                            02919                        Primary                      Single Family Detached
CA                            90638                        Primary                      Single Family Detached
AZ                            86406                        Primary                      Single Family Detached
MI                            48451                        Primary                      Single Family Detached
CA                            90805                        Primary                      Single Family Detached
MI                            48380                        Primary                      Single Family Detached
FL                            32504                        Primary                      Single Family Detached
MI                            49002                        Primary                      Single Family Detached
CA                            91335                        Primary                      Single Family Detached
CA                            92504                        Primary                      Single Family Detached
CA                            92509                        Primary                      Single Family Detached
CA                            92173                        Primary                      Single Family Detached
TX                            75165                        Non-owner                    2-4 Units Detached
CA                            95843                        Primary                      Single Family Detached
TX                            76017                        Primary                      Single Family Detached
MI                            48114                        Primary                      Single Family Detached
MI                            49033                        Primary                      Single Family Detached
MI                            48124                        Primary                      Single Family Detached
MI                            48435                        Primary                      Single Family Detached
TX                            77076                        Non-owner                    Single Family Detached
TX                            77095                        Primary                      Single Family Detached
MI                            48910                        Primary                      Single Family Detached
CA                            90805                        Primary                      Single Family Detached
FL                            32169                        Primary                      Condo Low-Rise Attached
VA                            23608                        Primary                      Single Family Detached
CA                            94605                        Primary                      Single Family Detached
CA                            90723                        Primary                      Single Family Detached
CA                            92870                        Primary                      Condo Low-Rise Attached
FL                            34952                        Primary                      Single Family Detached
MD                            21133                        Primary                      Single Family Detached
MI                            48067                        Primary                      Single Family Detached
CA                            95833                        Primary                      Single Family Detached
CA                            95404                        Primary                      Single Family Detached
AZ                            85254                        Primary                      Single Family Detached
NY                            11413                        Non-owner                    2-4 Units Attached
NY                            11413                        Primary                      Single Family Detached
VA                            23452                        Primary                      Single Family Detached
VA                            23462                        Primary                      Single Family Detached
CA                            91306                        Primary                      Single Family Detached
MI                            48616                        Primary                      Single Family Detached
TX                            76050                        Primary                      Single Family Detached
OH                            45013                        Primary                      2-4 Units Detached
MI                            49423                        Non-owner                    Single Family Detached
AR                            72401                        Second Home                  Single Family Detached
OH                            44240                        Primary                      Single Family Detached
MI                            48848                        Primary                      Single Family Detached
CA                            90001                        Primary                      Single Family Detached
CA                            90019                        Primary                      Single Family Detached
CA                            90061                        Primary                      Single Family Detached
CA                            90062                        Primary                      Single Family Detached
NJ                            07060                        Primary                      Single Family Detached
CA                            95667                        Primary                      Single Family Detached
CA                            95367                        Primary                      Single Family Detached
CA                            92154                        Primary                      Single Family Detached
CA                            93458                        Primary                      Single Family Detached
MD                            20902                        Primary                      Single Family Detached
OH                            44224                        Primary                      Single Family Detached
OH                            44224                        Primary                      Single Family Detached
UT                            84084                        Primary                      Single Family Detached
OH                            45385                        Primary                      Single Family Detached
OH                            44805                        Non-owner                    2-4 Units Detached
TN                            37027                        Primary                      Single Family Detached
OH                            44705                        Primary                      Single Family Detached
OH                            43230                        Primary                      Single Family Detached
OH                            45427                        Primary                      Single Family Detached
CA                            92840                        Primary                      Single Family Detached
CA                            95448                        Primary                      Single Family Detached
AZ                            86403                        Second Home                  Single Family Detached
CA                            93536                        Primary                      Single Family Detached
CA                            90022                        Primary                      Single Family Detached
CA                            90039                        Primary                      Single Family Detached
OH                            45040                        Primary                      Single Family Detached
MI                            49444                        Primary                      Single Family Detached
OH                            44446                        Primary                      Single Family Detached
CA                            94301                        Primary                      Single Family Detached
CO                            81007                        Primary                      Single Family Detached
TX                            76114                        Primary                      Single Family Detached
OH                            45365                        Primary                      Single Family Attached
CA                            92284                        Primary                      Single Family Detached
MN                            56601                        Primary                      Single Family Detached
MN                            55309                        Primary                      Single Family Detached
NC                            28713                        Primary                      Single Family Detached
OH                            44714                        Primary                      Single Family Detached
OH                            44714                        Primary                      Single Family Detached
FL                            33760                        Primary                      Single Family Detached
MI                            48035                        Primary                      Single Family Detached
OH                            43413                        Primary                      Single Family Detached
MN                            55330                        Primary                      Single Family Detached
OH                            45011                        Primary                      Single Family Detached
OH                            43028                        Primary                      Single Family Detached
MD                            20724                        Primary                      Single Family Detached
OH                            44432                        Primary                      Single Family Detached
OH                            44432                        Primary                      Single Family Detached
OH                            44052                        Primary                      Single Family Detached
FL                            33141                        Primary                      Condo High-Rise Attached
CA                            92553                        Primary                      Single Family Detached
NC                            28655                        Primary                      Single Family Detached
OH                            43055                        Primary                      Single Family Detached
CA                            92069                        Primary                      Single Family Detached
CA                            91040                        Primary                      Condo Low-Rise Attached
MI                            48182                        Primary                      Single Family Detached
OH                            43606                        Primary                      Single Family Detached
OH                            43613                        Primary                      Single Family Detached
OH                            43614                        Primary                      Single Family Detached
PA                            19057                        Primary                      Single Family Detached
MI                            49684                        Primary                      Single Family Detached
NJ                            08701                        Primary                      Single Family Detached
MI                            48386                        Primary                      Single Family Detached
MI                            49099                        Primary                      Single Family Detached
OH                            44312                        Non-owner                    Single Family Detached
OH                            44820                        Primary                      Single Family Detached
OH                            44024                        Primary                      Single Family Detached
OH                            43231                        Primary                      Condo Low-Rise Attached
OH                            43812                        Primary                      Single Family Detached
OH                            44827                        Primary                      Single Family Detached
MN                            55021                        Primary                      Single Family Detached
OH                            45840                        Primary                      Single Family Detached
FL                            33309                        Primary                      Single Family Detached
OH                            43230                        Primary                      Single Family Detached
PA                            18054                        Primary                      Single Family Detached
OH                            45333                        Primary                      Single Family Detached
MI                            48346                        Primary                      Single Family Detached
OH                            44256                        Primary                      Condo Low-Rise Attached
MD                            20886                        Primary                      Single Family Attached
NJ                            07748                        Primary                      Single Family Detached
CA                            92411                        Primary                      Single Family Detached
NC                            28460                        Primary                      Single Family Detached
CA                            95076                        Primary                      Single Family Detached
MD                            21161                        Primary                      Single Family Detached
MA                            02632                        Primary                      Single Family Detached
OH                            43015                        Primary                      Single Family Detached
FL                            32548                        Second Home                  Condo Low-Rise Attached
MD                            21702                        Primary                      Condo Low-Rise Attached
OH                            45011                        Primary                      Single Family Detached
OH                            45011                        Primary                      Single Family Detached
TX                            75134                        Non-owner                    Single Family Detached
PA                            16651                        Primary                      Single Family Detached
FL                            33064                        Primary                      Single Family Detached
NY                            11776                        Primary                      Single Family Detached
CA                            92407                        Primary                      Single Family Detached
OH                            44094                        Primary                      Single Family Detached
OH                            45238                        Primary                      Single Family Detached
NY                            12065                        Primary                      Single Family Detached
OH                            43229                        Primary                      Single Family Detached
OH                            43231                        Primary                      Condo Low-Rise Attached
OH                            44030                        Primary                      Condo Low-Rise Attached
OH                            44095                        Primary                      Single Family Detached
OH                            43123                        Primary                      Single Family Detached
OH                            43125                        Primary                      Single Family Detached
OH                            44047                        Primary                      Single Family Detached
OH                            44646                        Primary                      Single Family Detached
OH                            44647                        Primary                      Single Family Detached
OH                            44647                        Primary                      Single Family Detached
OH                            43619                        Primary                      Single Family Detached
MN                            56472                        Primary                      Single Family Detached
CA                            92410                        Primary                      Single Family Detached
MN                            55376                        Primary                      Single Family Detached
OH                            44278                        Primary                      Single Family Detached
OH                            43465                        Primary                      Single Family Detached
OH                            43213                        Primary                      Single Family Detached
OH                            44092                        Primary                      Single Family Detached
MD                            21210                        Primary                      Condo Low-Rise Attached
FL                            34135                        Primary                      Single Family Detached
OH                            45239                        Primary                      Single Family Detached
OH                            45239                        Primary                      Single Family Detached
OH                            45239                        Primary                      Single Family Detached
OH                            44408                        Primary                      Single Family Detached
MN                            55448                        Primary                      Single Family Detached
MN                            55448                        Primary                      Single Family Detached
NY                            11731                        Primary                      Single Family Detached
FL                            33304                        Primary                      Single Family Detached
OH                            45342                        Primary                      Single Family Detached
MN                            55404                        Primary                      Condo Low-Rise Attached
MN                            55407                        Primary                      Single Family Detached
MN                            55417                        Primary                      Single Family Detached
RI                            02911                        Primary                      Single Family Detached
OH                            44067                        Primary                      Single Family Detached
FL                            33411                        Primary                      Single Family Attached
OH                            45895                        Primary                      Single Family Detached
OH                            45177                        Primary                      Single Family Detached
NY                            12789                        Second Home                  Single Family Attached
MI                            48302                        Primary                      Single Family Detached
OH                            45601                        Primary                      Single Family Detached
OH                            45245                        Primary                      Condo Low-Rise Attached
OH                            43113                        Primary                      Single Family Detached
OH                            43113                        Primary                      Single Family Detached
MI                            48335                        Primary                      Single Family Detached
MI                            48026                        Primary                      Single Family Detached
OH                            43822                        Primary                      Single Family Detached
OH                            43822                        Primary                      Single Family Detached
OH                            45804                        Primary                      Single Family Detached
MI                            48044                        Primary                      Single Family Detached
MD                            20852                        Primary                      Condo High-Rise Attached
OH                            45503                        Primary                      Single Family Detached
MI                            48312                        Primary                      Single Family Detached
OH                            45601                        Primary                      Condo Low-Rise Attached
NC                            28078                        Non-owner                    PUD Detached
MN                            55040                        Primary                      Single Family Detached
OH                            44663                        Primary                      2-4 Units Detached
OH                            43952                        Primary                      Single Family Detached
OH                            43085                        Primary                      Condo Low-Rise Attached
NY                            11741                        Primary                      Single Family Detached
MN                            55117                        Primary                      Single Family Detached
VA                            22902                        Primary                      Single Family Detached
OH                            43204                        Non-owner                    2-4 Units Detached
OH                            45832                        Primary                      Single Family Detached
MN                            55418                        Primary                      2-4 Units Detached
OH                            45881                        Primary                      Single Family Detached
OH                            44139                        Primary                      Single Family Detached
NY                            11789                        Primary                      Single Family Detached
OH                            44319                        Primary                      Single Family Detached
OH                            44720                        Primary                      Single Family Detached
OH                            45102                        Primary                      Single Family Detached
OH                            44420                        Primary                      Single Family Detached
NC                            28443                        Primary                      Single Family Detached
OH                            45036                        Primary                      Single Family Detached
MN                            56361                        Primary                      Single Family Detached
OH                            44266                        Primary                      Single Family Detached
NY                            11967                        Primary                      Single Family Detached
OH                            43612                        Primary                      Single Family Detached
MD                            21218                        Primary                      Single Family Attached
OH                            44146                        Primary                      Single Family Detached
MN                            55803                        Non-owner                    Single Family Detached
OH                            43018                        Primary                      Single Family Detached
OH                            44143                        Primary                      Single Family Detached
OH                            45840                        Primary                      Single Family Detached
NC                            27278                        Primary                      Single Family Detached
OH                            44053                        Primary                      Single Family Detached
OH                            45153                        Primary                      Single Family Detached
MN                            55427                        Primary                      Single Family Detached
MN                            55331                        Primary                      Single Family Detached
OH                            45303                        Non-owner                    Single Family Detached
MD                            20743                        Primary                      Single Family Detached
OH                            45458                        Non-owner                    Single Family Detached
OH                            45320                        Non-owner                    Single Family Detached
OH                            45320                        Non-owner                    Single Family Detached
OH                            45014                        Primary                      Single Family Detached
OH                            45036                        Primary                      Single Family Detached
MN                            55014                        Primary                      Single Family Attached
MN                            55371                        Primary                      Single Family Detached
OH                            44275                        Primary                      Single Family Detached
MI                            48473                        Primary                      Single Family Detached
OH                            43608                        Non-owner                    Single Family Detached
OH                            43567                        Primary                      Single Family Detached
OH                            44092                        Primary                      Single Family Detached
OH                            45303                        Non-owner                    Single Family Detached
OH                            43231                        Primary                      Single Family Detached
OH                            44273                        Non-owner                    Single Family Detached
OH                            43783                        Primary                      Single Family Detached
OH                            43623                        Primary                      Single Family Detached
OH                            43701                        Primary                      Single Family Detached
OH                            45014                        Primary                      Single Family Detached
OH                            43123                        Primary                      Single Family Detached
OH                            44632                        Primary                      Single Family Detached
MN                            55112                        Primary                      Single Family Detached
OH                            43551                        Primary                      Single Family Detached
NC                            28173                        Primary                      Single Family Detached
OH                            44004                        Primary                      Single Family Detached
OH                            44608                        Primary                      Single Family Detached
OH                            45227                        Primary                      Single Family Detached
OH                            45233                        Primary                      Single Family Detached
OH                            45237                        Primary                      Single Family Detached
OH                            45247                        Primary                      Single Family Detached
OH                            45042                        Primary                      Single Family Detached
OH                            43068                        Primary                      Single Family Detached
OH                            45502                        Primary                      Single Family Detached
OH                            45177                        Primary                      Single Family Detached
OH                            45251                        Primary                      Single Family Detached
OH                            43113                        Primary                      Single Family Detached
OH                            45331                        Non-owner                    Single Family Detached
OH                            44137                        Primary                      Single Family Detached
OH                            45066                        Non-owner                    Single Family Detached
OH                            44615                        Non-owner                    Single Family Detached
OH                            44221                        Primary                      Single Family Detached
OH                            43055                        Primary                      Single Family Detached
OH                            44125                        Primary                      Single Family Detached
OH                            43103                        Primary                      Single Family Detached
OH                            43110                        Primary                      Single Family Detached
OH                            44705                        Primary                      Single Family Detached
OH                            45402                        Primary                      Single Family Detached
OH                            43015                        Primary                      Single Family Detached
OH                            43230                        Primary                      Single Family Detached
OH                            45368                        Primary                      Single Family Detached
MN                            55309                        Primary                      Single Family Detached
OH                            45206                        Primary                      Single Family Detached
OH                            44121                        Primary                      Single Family Detached
OH                            44012                        Primary                      Single Family Detached
OH                            44203                        Primary                      Single Family Detached
OH                            43420                        Primary                      Single Family Detached
NC                            28512                        Second Home                  Condo Low-Rise Attached
OH                            45207                        Primary                      Single Family Detached
OH                            44094                        Primary                      Condo Low-Rise Attached
OH                            43040                        Primary                      Single Family Detached
OH                            44626                        Primary                      Single Family Detached
OH                            45240                        Non-owner                    Single Family Detached
OH                            43110                        Primary                      Single Family Detached
OH                            44221                        Primary                      Single Family Detached
OH                            44138                        Primary                      Single Family Detached
OH                            43008                        Second Home                  Single Family Detached
-------------------------------------------------------------------------------------------------------

-------------------------------------------------------------------------------------------------------

TX                            77449                        Primary                      PUD Detached
TX                            75002                        Primary                      PUD Detached
NC                            28704                        Primary                      PUD Detached
SC                            29642                        Primary                      PUD Detached
CO                            80249                        Primary                      PUD Detached
TX                            75115                        Primary                      PUD Detached
CO                            81521                        Primary                      PUD Detached
NC                            27529                        Primary                      PUD Detached
TX                            75060                        Primary                      PUD Detached
CO                            80134                        Primary                      PUD Detached
CO                            80138                        Primary                      PUD Detached
MD                            21144                        Primary                      PUD Attached
GA                            30102                        Primary                      PUD Attached
TX                            77429                        Primary                      PUD Detached
MD                            21113                        Primary                      PUD Attached
MD                            21113                        Primary                      PUD Detached
MD                            20603                        Primary                      PUD Attached
MD                            20603                        Primary                      PUD Detached
GA                            30152                        Primary                      PUD Detached
TX                            75071                        Primary                      PUD Detached
TX                            77584                        Primary                      PUD Detached
MD                            21403                        Primary                      PUD Attached
NV                            89015                        Primary                      PUD Detached
OK                            74037                        Primary                      PUD Detached
TX                            75134                        Primary                      PUD Detached
TX                            75146                        Primary                      PUD Detached
GA                            30004                        Primary                      PUD Attached
DE                            19720                        Primary                      PUD Attached
FL                            33624                        Primary                      PUD Detached
CO                            80549                        Primary                      PUD Detached
UT                            84015                        Primary                      PUD Detached
NC                            27514                        Primary                      PUD Detached
CA                            92602                        Primary                      PUD Detached
SC                            29466                        Primary                      PUD Attached
IN                            46060                        Primary                      PUD Detached
NV                            89436                        Primary                      PUD Detached
KY                            41094                        Primary                      PUD Detached
NC                            27214                        Primary                      PUD Detached
GA                            30120                        Primary                      PUD Detached
AZ                            85233                        Primary                      PUD Detached
FL                            32824                        Primary                      PUD Attached
FL                            32828                        Primary                      PUD Detached
AZ                            85041                        Primary                      PUD Detached
MD                            21244                        Primary                      PUD Detached
IL                            60637                        Primary                      2-4 Units Detached
CO                            80022                        Primary                      PUD Detached
CA                            94931                        Primary                      Manufactured Housing
TX                            75054                        Primary                      PUD Detached
WI                            53144                        Primary                      2-4 Units Detached
TX                            76549                        Primary                      2-4 Units Detached
CA                            91750                        Primary                      PUD Detached
CA                            92374                        Primary                      PUD Detached
SC                            29474                        Primary                      Manufactured Housing
SC                            29170                        Primary                      PUD Detached
NC                            27127                        Primary                      PUD Detached
GA                            30519                        Primary                      PUD Detached
FL                            33055                        Primary                      PUD Attached
GA                            30075                        Primary                      PUD Detached
PA                            17404                        Primary                      Single Family Detached
ME                            04917                        Primary                      Manufactured Housing
TX                            75440                        Primary                      Single Family Detached
CO                            80620                        Primary                      Single Family Detached
SC                            29661                        Primary                      Single Family Detached
ME                            04238                        Primary                      Single Family Detached
TX                            75023                        Primary                      Single Family Detached
WI                            54770                        Primary                      Single Family Detached
CO                            80003                        Primary                      Single Family Attached
GA                            30306                        Primary                      Single Family Detached
MA                            01223                        Primary                      Single Family Detached
TX                            78006                        Primary                      Single Family Detached
WY                            82601                        Primary                      Single Family Detached
WY                            82604                        Primary                      Single Family Detached
WY                            82604                        Primary                      Single Family Detached
FL                            32707                        Primary                      PUD Attached
GA                            30288                        Primary                      Single Family Detached
TX                            77306                        Primary                      Single Family Detached
TX                            75204                        Primary                      Single Family Detached
CO                            80221                        Primary                      Single Family Detached
MD                            20747                        Primary                      PUD Attached
AZ                            85338                        Primary                      PUD Detached
CO                            80731                        Primary                      Single Family Detached
GA                            30263                        Primary                      Single Family Detached
CA                            93446                        Primary                      PUD Detached
MA                            01612                        Primary                      Single Family Detached
TX                            78065                        Primary                      Single Family Detached
TX                            77388                        Primary                      Single Family Detached
OH                            43613                        Primary                      Single Family Detached
GA                            30106                        Primary                      Single Family Detached
CO                            80601                        Primary                      PUD Detached
WI                            53006                        Primary                      2-4 Units Detached
NC                            27520                        Primary                      Single Family Detached
NC                            28025                        Primary                      Single Family Detached
TX                            75219                        Primary                      Condo Low-Rise Attached
TX                            79912                        Primary                      Single Family Detached
TX                            79912                        Primary                      Single Family Detached
WA                            98203                        Primary                      Single Family Detached
NY                            11001                        Primary                      2-4 Units Detached
MA                            01536                        Primary                      Single Family Detached
MA                            01037                        Primary                      Single Family Detached
TN                            37754                        Primary                      Single Family Detached
TX                            77044                        Primary                      Single Family Detached
TX                            77047                        Primary                      Single Family Detached
TX                            77049                        Primary                      Single Family Detached
TX                            77083                        Primary                      Single Family Detached
TX                            77089                        Primary                      Single Family Detached
FL                            32223                        Primary                      PUD Detached
GA                            30058                        Primary                      PUD Detached
VT                            05658                        Primary                      Manufactured Housing
TX                            78504                        Primary                      Single Family Detached
TN                            38125                        Primary                      Single Family Detached
NH                            03064                        Primary                      2-4 Units Detached
IL                            60543                        Primary                      Condo Low-Rise Attached
FL                            33076                        Primary                      PUD Detached
NC                            27615                        Primary                      Single Family Detached
PA                            19607                        Primary                      Single Family Detached
IL                            61114                        Primary                      Single Family Detached
NV                            89815                        Primary                      PUD Detached
MA                            01119                        Primary                      2-4 Units Detached
PA                            17801                        Primary                      Single Family Detached
FL                            33615                        Primary                      Manufactured Housing
TX                            77598                        Primary                      Single Family Detached
FL                            33543                        Primary                      PUD Detached
CO                            80654                        Primary                      Single Family Detached
CT                            06716                        Primary                      Single Family Detached
PA                            17003                        Primary                      Single Family Detached
GA                            30305                        Primary                      Condo Low-Rise Attached
MD                            21239                        Primary                      Single Family Attached
NC                            28269                        Primary                      PUD Detached
GA                            31909                        Primary                      Single Family Detached
OH                            43235                        Primary                      Single Family Detached
OH                            43015                        Primary                      Single Family Detached
WI                            53132                        Primary                      Single Family Detached
MA                            01519                        Primary                      Condo Low-Rise Attached
NJ                            08610                        Primary                      Single Family Detached
MA                            02343                        Primary                      Single Family Detached
NH                            03431                        Primary                      Single Family Detached
FL                            33809                        Primary                      Single Family Detached
NJ                            08648                        Primary                      Single Family Detached
CO                            80503                        Primary                      Single Family Detached
CO                            80504                        Primary                      Single Family Detached
CO                            80538                        Primary                      Single Family Detached
TX                            77354                        Primary                      Single Family Detached
GA                            30066                        Primary                      Single Family Detached
TX                            75071                        Primary                      Single Family Detached
TX                            75180                        Primary                      Single Family Detached
OH                            44667                        Primary                      Single Family Detached
MD                            21122                        Primary                      Single Family Attached
NY                            14450                        Primary                      Single Family Detached
CA                            92570                        Primary                      Manufactured Housing
OK                            73078                        Primary                      Single Family Detached
NY                            12601                        Primary                      2-4 Units Detached
TX                            76227                        Primary                      PUD Detached
CA                            93908                        Primary                      Single Family Detached
CA                            91355                        Primary                      PUD Detached
MN                            56303                        Primary                      Single Family Detached
MO                            63116                        Primary                      Single Family Detached
IL                            60178                        Primary                      Single Family Detached
MA                            01569                        Primary                      Single Family Detached
NH                            03609                        Primary                      2-4 Units Detached
WA                            98674                        Primary                      Single Family Detached
GA                            30004                        Primary                      Single Family Detached
TX                            76002                        Primary                      Single Family Detached
TX                            76002                        Primary                      Single Family Detached
TX                            76018                        Primary                      Single Family Detached
IL                            60103                        Primary                      Condo Low-Rise Attached
GA                            30620                        Primary                      Single Family Attached
PA                            18017                        Primary                      Single Family Detached
FL                            34207                        Primary                      Single Family Detached
WA                            98311                        Primary                      PUD Detached
OH                            44212                        Primary                      Single Family Detached
NC                            28216                        Primary                      Single Family Detached
IN                            46304                        Primary                      Single Family Detached
IL                            60660                        Primary                      Condo High-Rise Attached
WA                            99006                        Primary                      Single Family Detached
AL                            36301                        Primary                      Single Family Detached
KY                            41035                        Primary                      Single Family Detached
NJ                            08520                        Primary                      PUD Attached
GA                            30294                        Primary                      Single Family Detached
CO                            80113                        Primary                      Single Family Detached
NJ                            07728                        Primary                      Condo Low-Rise Attached
TX                            76043                        Primary                      Single Family Detached
NV                            89014                        Primary                      PUD Detached
NJ                            07642                        Primary                      Single Family Detached
NH                            03431                        Primary                      Single Family Detached
PA                            19055                        Primary                      Single Family Detached
PA                            19057                        Primary                      Single Family Detached
KY                            40447                        Primary                      Single Family Detached
FL                            33142                        Primary                      Single Family Detached
CT                            06770                        Primary                      Single Family Detached
WI                            53081                        Primary                      Single Family Detached
OH                            44680                        Primary                      Single Family Attached
OH                            44278                        Primary                      Single Family Detached
UT                            84337                        Primary                      Single Family Detached
VT                            05491                        Primary                      Single Family Detached
WY                            82201                        Primary                      Single Family Detached
OH                            44092                        Primary                      Single Family Detached
GA                            30188                        Primary                      Single Family Detached
MA                            01602                        Primary                      Single Family Detached
MA                            01603                        Primary                      Single Family Detached
CA                            95003                        Primary                      Single Family Attached
NC                            27809                        Primary                      Single Family Detached
NY                            10467                        Primary                      2-4 Units Attached
NY                            10467                        Primary                      2-4 Units Attached
GA                            30116                        Primary                      Single Family Detached
CO                            80015                        Primary                      Single Family Detached
OH                            45239                        Primary                      Single Family Detached
UT                            84015                        Primary                      Single Family Detached
IA                            50311                        Primary                      Single Family Detached
IA                            50313                        Primary                      Single Family Detached
CA                            95943                        Primary                      Single Family Detached
MA                            01301                        Primary                      Single Family Detached
CA                            95947                        Primary                      Single Family Detached
OH                            45331                        Primary                      Single Family Detached
OH                            43123                        Primary                      Single Family Detached
NY                            11801                        Primary                      Single Family Detached
TX                            75077                        Primary                      Single Family Detached
GA                            30052                        Primary                      Single Family Detached
KY                            40214                        Primary                      Single Family Detached
FL                            33142                        Primary                      2-4 Units Attached
FL                            33150                        Primary                      Single Family Detached
FL                            33193                        Primary                      Single Family Detached
OH                            45044                        Primary                      Single Family Detached
CT                            06460                        Primary                      Single Family Detached
OH                            44067                        Primary                      Single Family Detached
FL                            34472                        Primary                      Single Family Detached
IL                            60544                        Primary                      Single Family Detached
CA                            91767                        Primary                      PUD Detached
CA                            92503                        Primary                      PUD Detached
FL                            32771                        Primary                      PUD Detached
UT                            84403                        Primary                      Single Family Detached
ME                            04083                        Primary                      Single Family Detached
IA                            50588                        Primary                      Single Family Detached
WA                            98650                        Primary                      Single Family Detached
IN                            46383                        Primary                      Single Family Detached
CA                            92084                        Primary                      Single Family Detached
TX                            75165                        Primary                      Single Family Detached
KY                            40387                        Primary                      Single Family Detached
LA                            70809                        Primary                      Single Family Detached
NY                            10459                        Primary                      2-4 Units Attached
CA                            90745                        Primary                      Single Family Detached
CA                            91311                        Primary                      Single Family Detached
OK                            74017                        Primary                      Manufactured Housing
CA                            94519                        Primary                      PUD Attached
GA                            30534                        Primary                      Single Family Detached
CA                            93727                        Primary                      Single Family Detached
MD                            21061                        Primary                      Single Family Detached
SC                            29445                        Primary                      Single Family Detached
CT                            06514                        Primary                      Single Family Detached
VA                            24101                        Primary                      Single Family Detached
TN                            37080                        Primary                      Single Family Detached
FL                            34116                        Primary                      Single Family Detached
PA                            19403                        Primary                      Condo Low-Rise Attached
PA                            18067                        Primary                      Single Family Attached
CA                            91762                        Primary                      PUD Attached
CA                            92867                        Primary                      Single Family Detached
CA                            94564                        Primary                      Single Family Detached
CA                            91737                        Primary                      PUD Detached
TX                            78216                        Primary                      Single Family Detached
TX                            78250                        Primary                      Single Family Detached
MA                            01545                        Primary                      Condo Low-Rise Attached
KY                            40067                        Primary                      Single Family Detached
AZ                            85730                        Primary                      Single Family Detached
UT                            84088                        Primary                      Single Family Detached
CA                            92804                        Primary                      Single Family Detached
CA                            94531                        Primary                      Single Family Detached
CA                            91505                        Primary                      Single Family Detached
IL                            60409                        Primary                      Single Family Detached
AZ                            85225                        Primary                      PUD Detached
FL                            32725                        Primary                      Single Family Detached
MA                            02124                        Primary                      2-4 Units Detached
VA                            24084                        Primary                      Single Family Detached
FL                            34698                        Primary                      Single Family Detached
NH                            03874                        Primary                      Single Family Detached
NC                            28311                        Primary                      Single Family Detached
CO                            80525                        Primary                      Single Family Detached
CA                            95540                        Primary                      Single Family Detached
NH                            03051                        Primary                      Condo Low-Rise Attached
NY                            11434                        Primary                      2-4 Units Detached
HI                            96707                        Primary                      PUD Detached
NC                            27284                        Primary                      Single Family Detached
CT                            06415                        Primary                      Single Family Detached
CA                            95336                        Primary                      Single Family Detached
WA                            98038                        Primary                      PUD Detached
FL                            33063                        Primary                      PUD Detached
FL                            32940                        Primary                      PUD Detached
TN                            38103                        Second Home                  Condo Low-Rise Attached
HI                            96789                        Primary                      PUD Detached
TN                            37122                        Primary                      Single Family Detached
CT                            06051                        Primary                      2-4 Units Detached
CT                            06053                        Primary                      2-4 Units Detached
NE                            68701                        Primary                      Single Family Detached
CA                            94605                        Primary                      Single Family Detached
NY                            14127                        Primary                      Single Family Detached
FL                            32821                        Primary                      Single Family Detached
FL                            32828                        Primary                      Single Family Detached
FL                            33567                        Primary                      Manufactured Housing
WA                            98363                        Primary                      Single Family Detached
CA                            92374                        Primary                      Single Family Detached
IL                            60471                        Primary                      Single Family Detached
CA                            93906                        Primary                      Single Family Detached
MA                            02067                        Primary                      Single Family Detached
VA                            23435                        Primary                      Single Family Detached
CA                            92591                        Primary                      PUD Detached
FL                            33594                        Primary                      PUD Detached
NH                            03784                        Primary                      Single Family Detached
CA                            92282                        Primary                      Manufactured Housing
MI                            49010                        Primary                      Single Family Detached
NY                            11236                        Primary                      2-4 Units Attached
MI                            49620                        Primary                      Single Family Detached
MI                            48118                        Primary                      Single Family Detached
CO                            80022                        Primary                      Single Family Detached
CA                            94526                        Primary                      PUD Attached
FL                            33896                        Primary                      PUD Detached
SC                            29642                        Primary                      PUD Detached
NY                            11518                        Primary                      Single Family Detached
CA                            92021                        Primary                      Single Family Detached
KY                            42701                        Primary                      Single Family Detached
CA                            94533                        Primary                      PUD Attached
TX                            75052                        Primary                      Single Family Detached
TX                            75052                        Primary                      Single Family Detached
MI                            48840                        Primary                      Single Family Detached
CA                            92345                        Primary                      Single Family Detached
FL                            33014                        Primary                      Condo Low-Rise Attached
CA                            92346                        Primary                      Single Family Detached
NC                            27540                        Primary                      PUD Detached
NC                            27540                        Primary                      Single Family Attached
AL                            35023                        Primary                      Single Family Detached
ID                            83404                        Primary                      PUD Detached
CA                            91750                        Primary                      PUD Detached
MO                            65536                        Primary                      Single Family Detached
WA                            98273                        Primary                      Condo Low-Rise Attached
FL                            33860                        Primary                      Single Family Detached
CA                            92563                        Primary                      PUD Detached
CA                            92056                        Primary                      PUD Detached
NH                            03864                        Second Home                  Single Family Detached
FL                            34221                        Primary                      Single Family Detached
CA                            93446                        Primary                      Manufactured Housing
PA                            19460                        Primary                      Condo Low-Rise Attached
MI                            49002                        Primary                      Single Family Detached
MI                            48239                        Primary                      Single Family Detached
ME                            04930                        Primary                      Manufactured Housing
CA                            92503                        Primary                      PUD Detached
VA                            24019                        Primary                      Single Family Detached
CA                            92154                        Primary                      PUD Attached
CA                            95130                        Primary                      Single Family Detached
VA                            23435                        Primary                      PUD Detached
AZ                            85374                        Primary                      PUD Detached
CA                            92591                        Primary                      PUD Detached
MA                            02571                        Primary                      2-4 Units Detached
CA                            95695                        Primary                      Single Family Detached
IL                            62009                        Primary                      Single Family Detached
TX                            78006                        Primary                      PUD Detached
MA                            01740                        Primary                      Single Family Detached
FL                            34205                        Primary                      PUD Attached
FL                            34207                        Primary                      Single Family Detached
SC                            29706                        Primary                      Manufactured Housing
TX                            78414                        Primary                      Single Family Detached
ME                            04930                        Primary                      Manufactured Housing
NY                            11730                        Primary                      Single Family Detached
CA                            94533                        Primary                      PUD Detached
CA                            94533                        Primary                      Single Family Detached
OR                            97027                        Primary                      Single Family Detached
SC                            29650                        Primary                      Single Family Detached
NV                            89015                        Primary                      PUD Detached
MI                            48357                        Primary                      Single Family Detached
FL                            32746                        Primary                      Single Family Detached
CA                            90715                        Primary                      Condo Low-Rise Attached
CA                            93536                        Primary                      Single Family Detached
NV                            89108                        Primary                      PUD Detached
NV                            89108                        Primary                      Single Family Detached
NC                            28451                        Primary                      Manufactured Housing
MI                            49444                        Primary                      Single Family Detached
CA                            95363                        Primary                      Single Family Detached
NH                            03865                        Primary                      Condo Low-Rise Attached
TX                            77365                        Primary                      PUD Detached
GA                            30127                        Primary                      Single Family Detached
AZ                            85242                        Primary                      PUD Detached
NC                            27616                        Primary                      PUD Detached
VA                            23233                        Primary                      Single Family Attached
NY                            11961                        Primary                      Condo Low-Rise Attached
UT                            84067                        Primary                      Single Family Detached
CA                            92582                        Primary                      Single Family Detached
CA                            95123                        Primary                      Condo Low-Rise Attached
AZ                            85260                        Primary                      PUD Detached
CA                            91977                        Primary                      2-4 Units Detached
NY                            11412                        Primary                      2-4 Units Detached
MO                            63109                        Primary                      Single Family Detached
AZ                            85750                        Primary                      PUD Detached
CA                            94587                        Primary                      PUD Attached
MD                            20722                        Primary                      Single Family Detached
MA                            02472                        Primary                      2-4 Units Detached
FL                            34614                        Primary                      Manufactured Housing
NY                            11421                        Primary                      2-4 Units Detached
GA                            30004                        Primary                      PUD Detached
NH                            03809                        Primary                      Single Family Detached
MO                            65604                        Primary                      Single Family Detached
MA                            01501                        Primary                      Single Family Detached
MA                            02301                        Primary                      Single Family Detached
NY                            11221                        Primary                      2-4 Units Attached
FL                            33990                        Primary                      Single Family Detached
FL                            33991                        Primary                      Single Family Detached
MD                            20743                        Primary                      Single Family Detached
CA                            91710                        Primary                      Single Family Detached
MI                            48035                        Primary                      Single Family Detached
TX                            77429                        Primary                      PUD Detached
CA                            92833                        Primary                      Condo Low-Rise Attached
MO                            64118                        Primary                      Single Family Detached
MO                            63050                        Primary                      Single Family Detached
CA                            92252                        Primary                      Single Family Detached
MI                            49006                        Primary                      Single Family Detached
IL                            60901                        Non-owner                    2-4 Units Detached
FL                            33810                        Second Home                  PUD Detached
ME                            04240                        Primary                      Single Family Detached
NH                            03104                        Primary                      Single Family Detached
MD                            21837                        Primary                      Single Family Detached
FL                            33145                        Primary                      Single Family Detached
CA                            95358                        Primary                      Single Family Detached
CA                            91763                        Primary                      Condo Low-Rise Attached
DE                            19720                        Primary                      Single Family Detached
CA                            91326                        Primary                      Single Family Detached
NJ                            07110                        Primary                      Single Family Detached
CA                            95961                        Primary                      Single Family Detached
UT                            84058                        Primary                      Single Family Detached
NY                            11417                        Primary                      2-4 Units Attached
FL                            34684                        Primary                      Single Family Detached
CO                            80138                        Primary                      Single Family Detached
RI                            02861                        Primary                      Single Family Detached
CA                            92571                        Primary                      Single Family Detached
CT                            06374                        Primary                      Single Family Detached
CT                            06374                        Primary                      Single Family Detached
CA                            94588                        Primary                      Single Family Detached
TX                            77365                        Primary                      Single Family Detached
NC                            28138                        Primary                      Manufactured Housing
CA                            95822                        Primary                      Single Family Detached
CA                            94580                        Primary                      PUD Detached
MO                            64089                        Primary                      PUD Detached
TX                            79549                        Primary                      Single Family Detached
TX                            77388                        Primary                      PUD Detached
MI                            49457                        Primary                      Single Family Detached
FL                            32967                        Primary                      Single Family Detached
DE                            19979                        Primary                      Single Family Detached
MA                            02571                        Primary                      Single Family Detached
CA                            91791                        Primary                      PUD Detached
CT                            06098                        Primary                      Single Family Detached
GA                            30311                        Primary                      Single Family Detached
NY                            13734                        Primary                      Single Family Detached
TX                            76021                        Primary                      Single Family Detached
CA                            90706                        Primary                      Condo Low-Rise Attached
MN                            55449                        Primary                      Condo Low-Rise Attached
VA                            24064                        Primary                      Single Family Detached
FL                            33511                        Second Home                  PUD Detached
NY                            10465                        Primary                      Single Family Detached
NY                            11233                        Primary                      2-4 Units Attached
ME                            04415                        Primary                      Manufactured Housing
IN                            47929                        Primary                      Single Family Detached
MD                            20732                        Primary                      PUD Attached
CO                            80918                        Primary                      Single Family Detached
CA                            92880                        Primary                      Single Family Detached
TX                            75230                        Primary                      Single Family Detached
TX                            75252                        Primary                      PUD Detached
CO                            80249                        Primary                      Single Family Detached
MA                            02122                        Primary                      2-4 Units Detached
GA                            30096                        Primary                      Single Family Detached
PA                            19033                        Primary                      Single Family Detached
CA                            93722                        Primary                      Single Family Detached
VA                            23061                        Primary                      Single Family Detached
MA                            01040                        Primary                      Single Family Detached
TX                            77025                        Primary                      Single Family Detached
FL                            32225                        Primary                      Single Family Detached
FL                            32257                        Primary                      PUD Detached
KY                            40744                        Primary                      Single Family Detached
TX                            76063                        Primary                      Single Family Detached
NH                            03455                        Primary                      Single Family Detached
CT                            06053                        Primary                      Single Family Detached
SC                            29420                        Primary                      PUD Detached
WA                            98513                        Primary                      Single Family Detached
MA                            01612                        Primary                      Single Family Detached
VA                            23805                        Primary                      Single Family Detached
NV                            89506                        Primary                      Manufactured Housing
VA                            24012                        Primary                      Single Family Detached
CA                            94578                        Primary                      Single Family Detached
NY                            12208                        Primary                      2-4 Units Detached
OH                            45368                        Primary                      Single Family Detached
OH                            43605                        Primary                      Single Family Detached
IL                            61369                        Primary                      Single Family Detached
KY                            41563                        Primary                      Manufactured Housing
IA                            50258                        Primary                      Single Family Detached
CA                            92394                        Primary                      Single Family Detached
ME                            04572                        Primary                      Manufactured Housing
CT                            06492                        Primary                      Single Family Detached
UT                            84120                        Primary                      Single Family Detached
CA                            95492                        Primary                      Single Family Detached
NC                            27983                        Primary                      Single Family Detached
NY                            11692                        Primary                      Single Family Detached
CA                            93312                        Primary                      PUD Detached
NY                            11510                        Primary                      Single Family Detached
OR                            97106                        Primary                      Manufactured Housing
IL                            60510                        Primary                      Single Family Detached
MA                            01915                        Primary                      Condo Low-Rise Attached
NH                            03222                        Primary                      Single Family Detached
IL                            60628                        Primary                      Single Family Detached
NC                            28328                        Primary                      Single Family Detached
CA                            94520                        Primary                      Condo Low-Rise Attached
WI                            54115                        Primary                      Single Family Detached
SC                            29437                        Primary                      Manufactured Housing
WA                            98208                        Primary                      Single Family Detached
HI                            96706                        Primary                      PUD Detached
NC                            28439                        Primary                      Manufactured Housing
CA                            94534                        Primary                      PUD Detached
NY                            11367                        Primary                      Single Family Attached
MA                            02038                        Primary                      Single Family Detached
NC                            27529                        Primary                      Single Family Detached
NJ                            08610                        Primary                      Single Family Detached
VT                            05001                        Primary                      Single Family Detached
CA                            92344                        Primary                      Single Family Detached
MI                            49329                        Primary                      Single Family Detached
FL                            32224                        Primary                      PUD Detached
NY                            11433                        Primary                      Single Family Detached
CA                            91935                        Primary                      Manufactured Housing
TX                            77494                        Primary                      PUD Detached
NY                            12401                        Primary                      Single Family Detached
ID                            83634                        Primary                      Manufactured Housing
CO                            80538                        Primary                      Single Family Detached
VA                            20110                        Primary                      PUD Attached
FL                            33161                        Primary                      Single Family Detached
CA                            92691                        Primary                      PUD Detached
WI                            54455                        Primary                      Single Family Detached
WA                            98506                        Primary                      Single Family Detached
MA                            01069                        Primary                      Single Family Detached
MA                            02360                        Primary                      Single Family Detached
MA                            02368                        Primary                      Single Family Detached
VA                            23235                        Primary                      Single Family Detached
NJ                            08879                        Primary                      Condo Low-Rise Attached
CA                            95855                        Primary                      PUD Detached
CA                            92071                        Primary                      Single Family Detached
MA                            02066                        Primary                      Single Family Detached
VA                            22740                        Primary                      Single Family Detached
FL                            33625                        Primary                      PUD Detached
FL                            33626                        Primary                      PUD Detached
MA                            01569                        Primary                      Single Family Detached
NJ                            08081                        Primary                      PUD Attached
FL                            33880                        Primary                      Single Family Detached
FL                            33881                        Primary                      Single Family Detached
NY                            14411                        Primary                      Manufactured Housing
SC                            29510                        Primary                      Single Family Detached
FL                            32703                        Primary                      PUD Detached
TX                            76017                        Primary                      Single Family Detached
TX                            78723                        Primary                      Single Family Detached
OR                            97009                        Primary                      Manufactured Housing
IL                            60621                        Non-owner                    Single Family Detached
TN                            37064                        Primary                      Single Family Detached
CO                            81521                        Primary                      PUD Detached
MO                            64034                        Primary                      Single Family Detached
MA                            01982                        Primary                      Single Family Detached
CA                            92545                        Primary                      Manufactured Housing
CA                            92346                        Primary                      Single Family Detached
FL                            33774                        Primary                      Single Family Detached
NY                            11413                        Primary                      Single Family Detached
NY                            11756                        Primary                      Single Family Detached
FL                            33054                        Primary                      Single Family Detached
FL                            33055                        Primary                      Single Family Detached
WI                            53225                        Primary                      Single Family Detached
AL                            36606                        Primary                      Single Family Detached
CA                            93501                        Primary                      Manufactured Housing
ID                            83849                        Primary                      Single Family Detached
CA                            92211                        Primary                      PUD Detached
CA                            92264                        Primary                      Condo Low-Rise Attached
CA                            91104                        Primary                      Single Family Detached
FL                            33029                        Primary                      PUD Detached
CA                            92371                        Primary                      Manufactured Housing
CA                            92371                        Primary                      Manufactured Housing
NY                            14621                        Primary                      Single Family Detached
CA                            95678                        Primary                      Single Family Detached
CA                            92014                        Primary                      Condo Low-Rise Attached
CO                            80602                        Primary                      Single Family Detached
CA                            93274                        Primary                      Single Family Detached
OK                            74104                        Non-owner                    2-4 Units Attached
CA                            91354                        Primary                      Condo Low-Rise Attached
CA                            93003                        Primary                      Single Family Detached
OR                            97053                        Primary                      Manufactured Housing
CT                            06119                        Primary                      2-4 Units Detached
PA                            18052                        Primary                      Single Family Detached
VA                            23185                        Primary                      Single Family Detached
CA                            95388                        Primary                      Manufactured Housing
NE                            69301                        Primary                      Single Family Detached
NY                            11701                        Primary                      Single Family Detached
MA                            02703                        Primary                      Condo Low-Rise Attached
MD                            21223                        Primary                      Single Family Attached
NY                            11706                        Primary                      Single Family Detached
NY                            11361                        Primary                      Single Family Detached
OR                            97007                        Primary                      2-4 Units Detached
NY                            11717                        Primary                      Single Family Detached
PA                            19055                        Primary                      Single Family Detached
CA                            94514                        Primary                      Single Family Detached
CA                            95307                        Primary                      Single Family Detached
IL                            60410                        Primary                      Single Family Attached
FL                            32428                        Primary                      Manufactured Housing
NY                            13029                        Primary                      Single Family Detached
GA                            30528                        Primary                      Single Family Detached
CA                            94521                        Primary                      PUD Attached
FL                            33065                        Primary                      Condo Low-Rise Attached
CA                            96021                        Primary                      Manufactured Housing
FL                            33024                        Primary                      Condo Low-Rise Attached
SD                            57232                        Primary                      Single Family Detached
WA                            98020                        Non-owner                    Single Family Detached
PA                            18330                        Primary                      PUD Detached
PA                            18330                        Primary                      PUD Detached
TX                            79912                        Primary                      Single Family Detached
TX                            76107                        Primary                      Single Family Detached
TX                            76123                        Primary                      Single Family Detached
NC                            27410                        Primary                      Single Family Detached
TN                            37080                        Primary                      Single Family Detached
RI                            02919                        Primary                      2-4 Units Detached
FL                            34461                        Primary                      Single Family Detached
CO                            80123                        Primary                      Single Family Detached
OK                            73442                        Primary                      Single Family Detached
MA                            01462                        Primary                      Single Family Detached
WI                            54220                        Primary                      Single Family Detached
AL                            36605                        Primary                      Single Family Detached
CA                            93501                        Primary                      Manufactured Housing
CA                            92563                        Primary                      PUD Detached
MN                            56273                        Primary                      Single Family Detached
MA                            01588                        Primary                      Single Family Detached
FL                            34480                        Primary                      PUD Detached
FL                            32828                        Primary                      Single Family Detached
FL                            33029                        Primary                      PUD Detached
AZ                            85345                        Primary                      Manufactured Housing
CA                            92570                        Primary                      Manufactured Housing
AZ                            85037                        Primary                      PUD Detached
KY                            41501                        Primary                      Single Family Detached
NH                            03077                        Primary                      Manufactured Housing
WA                            98052                        Primary                      Condo Low-Rise Attached
GA                            30296                        Primary                      Single Family Detached
CA                            95826                        Primary                      Single Family Detached
MO                            63303                        Primary                      Single Family Detached
LA                            70087                        Primary                      Single Family Detached
CA                            93901                        Primary                      PUD Attached
CA                            94207                        Primary                      Single Family Detached
WA                            98380                        Primary                      Manufactured Housing
MI                            48883                        Primary                      Single Family Detached
MN                            55331                        Primary                      Single Family Detached
GA                            30080                        Primary                      Single Family Detached
FL                            33573                        Primary                      PUD Detached
FL                            33606                        Primary                      Single Family Detached
MA                            01876                        Primary                      Single Family Detached
MI                            49686                        Primary                      Single Family Detached
CA                            92084                        Primary                      Single Family Detached
IA                            50703                        Non-owner                    Single Family Detached
FL                            33332                        Primary                      PUD Detached
NC                            28697                        Primary                      Single Family Detached
MN                            55125                        Primary                      Single Family Detached
CA                            91364                        Primary                      Single Family Detached
WA                            98902                        Primary                      Single Family Detached
GA                            30102                        Primary                      PUD Attached
CA                            09450                        Primary                      Single Family Detached
NY                            10467                        Primary                      2-4 Units Attached
CA                            90746                        Primary                      Single Family Detached
NC                            28215                        Primary                      Single Family Detached
CA                            96105                        Primary                      Manufactured Housing
OR                            97420                        Non-owner                    Single Family Detached
CA                            92880                        Primary                      Single Family Detached
CA                            92880                        Primary                      Single Family Detached
CA                            92882                        Primary                      Single Family Detached
CT                            06416                        Primary                      Single Family Detached
CA                            93215                        Primary                      Single Family Detached
PA                            19335                        Primary                      Single Family Detached
CA                            91010                        Primary                      Single Family Detached
TX                            78539                        Primary                      Single Family Detached
PA                            16509                        Primary                      Condo High-Rise Attached
CA                            95501                        Primary                      Single Family Detached
CO                            80439                        Second Home                  PUD Detached
NY                            11004                        Primary                      2-4 Units Attached
CA                            92335                        Primary                      Single Family Detached
VA                            22406                        Primary                      Single Family Detached
CA                            94538                        Primary                      Single Family Detached
WI                            53128                        Primary                      Single Family Detached
ID                            83332                        Primary                      Manufactured Housing
FL                            33012                        Primary                      Condo Low-Rise Attached
TX                            77083                        Primary                      PUD Detached
WA                            98346                        Primary                      Manufactured Housing
SC                            29720                        Primary                      Single Family Detached
TX                            77565                        Primary                      Single Family Detached
MA                            01453                        Primary                      Condo Low-Rise Attached
MA                            01453                        Primary                      Single Family Detached
OK                            74852                        Primary                      Single Family Detached
NH                            03849                        Primary                      Single Family Detached
IL                            62960                        Primary                      Single Family Detached
NJ                            08251                        Primary                      Single Family Detached
PA                            18337                        Primary                      PUD Detached
WI                            53214                        Primary                      Single Family Detached
AL                            36603                        Primary                      Single Family Detached
OR                            97038                        Primary                      Manufactured Housing
CA                            93021                        Primary                      Manufactured Housing
CA                            92562                        Primary                      PUD Detached
CA                            92563                        Primary                      PUD Detached
ID                            83651                        Primary                      Single Family Detached
FL                            34652                        Primary                      Single Family Detached
PA                            16428                        Primary                      Single Family Detached
CA                            91601                        Primary                      Single Family Detached
FL                            34288                        Primary                      Single Family Detached
FL                            33055                        Primary                      Single Family Attached
CA                            94563                        Primary                      Single Family Detached
FL                            32822                        Primary                      Single Family Detached
CA                            92571                        Primary                      Single Family Detached
ME                            04967                        Primary                      Single Family Detached
CA                            91767                        Primary                      Single Family Detached
CA                            91767                        Primary                      Single Family Detached
CA                            92374                        Primary                      PUD Detached
MA                            02151                        Primary                      2-4 Units Detached
CA                            92376                        Primary                      Single Family Detached
CA                            92376                        Primary                      Single Family Detached
IL                            60073                        Primary                      Single Family Detached
CA                            95834                        Primary                      Single Family Detached
TX                            78250                        Primary                      PUD Detached
FL                            34237                        Primary                      Single Family Detached
MA                            01770                        Primary                      Single Family Detached
VA                            22153                        Primary                      PUD Attached
CA                            91342                        Primary                      Single Family Detached
WA                            98589                        Primary                      Manufactured Housing
CA                            95376                        Primary                      Single Family Detached
WA                            98685                        Primary                      Single Family Detached
CA                            92084                        Primary                      Single Family Detached
PA                            16442                        Primary                      Single Family Detached
CA                            92656                        Primary                      PUD Detached
CA                            91006                        Primary                      Single Family Detached
GA                            30318                        Non-owner                    2-4 Units Detached
AL                            36502                        Primary                      Single Family Detached
CA                            95603                        Primary                      Single Family Detached
CA                            90706                        Primary                      Single Family Detached
MO                            65620                        Primary                      Single Family Detached
FL                            33513                        Primary                      Manufactured Housing
FL                            34711                        Primary                      PUD Detached
MD                            20740                        Primary                      Single Family Detached
GA                            31903                        Primary                      Single Family Detached
CA                            94519                        Primary                      Single Family Detached
WA                            98237                        Primary                      Manufactured Housing
CA                            92879                        Primary                      Condo Low-Rise Attached
DE                            19901                        Primary                      Single Family Attached
RI                            02915                        Primary                      Single Family Detached
FL                            33928                        Primary                      PUD Detached
MO                            63026                        Primary                      Single Family Detached
CA                            92336                        Primary                      Single Family Detached
CA                            92337                        Primary                      Single Family Detached
CA                            92337                        Primary                      Single Family Detached
CA                            93720                        Primary                      Condo Low-Rise Attached
FL                            32134                        Primary                      Manufactured Housing
MO                            63755                        Primary                      Single Family Detached
MT                            59901                        Primary                      Single Family Detached
FL                            34758                        Primary                      PUD Detached
NV                            89156                        Primary                      PUD Detached
TX                            78641                        Second Home                  Manufactured Housing
PA                            17340                        Primary                      Single Family Detached
CO                            80127                        Primary                      PUD Attached
CA                            95953                        Primary                      Single Family Detached
CA                            90805                        Primary                      2-4 Units Detached
NY                            11950                        Primary                      Single Family Detached
MA                            02126                        Primary                      2-4 Units Detached
KY                            42066                        Primary                      Single Family Detached
AL                            35984                        Primary                      Single Family Detached
FL                            33025                        Primary                      PUD Detached
PA                            15063                        Primary                      Single Family Detached
CA                            92563                        Primary                      Manufactured Housing
CA                            94603                        Primary                      Single Family Detached
FL                            34479                        Primary                      Single Family Detached
FL                            32818                        Primary                      Single Family Detached
FL                            33403                        Primary                      PUD Attached
CA                            92571                        Primary                      Single Family Detached
PA                            19152                        Primary                      Single Family Attached
AZ                            85013                        Primary                      Single Family Detached
AZ                            85031                        Primary                      Single Family Detached
CA                            91768                        Primary                      Condo Low-Rise Attached
WA                            98375                        Primary                      Manufactured Housing
VA                            24153                        Primary                      Single Family Detached
CA                            95121                        Primary                      PUD Detached
GA                            31410                        Non-owner                    2-4 Units Detached
NY                            12302                        Primary                      2-4 Units Detached
MO                            65746                        Primary                      Single Family Detached
CA                            95681                        Primary                      Manufactured Housing
NY                            11420                        Primary                      2-4 Units Attached
WA                            99218                        Primary                      Manufactured Housing
ID                            83301                        Non-owner                    Single Family Detached
CA                            94589                        Primary                      Single Family Detached
HI                            96786                        Primary                      Single Family Detached
MI                            48089                        Primary                      Single Family Detached
DC                            20032                        Primary                      Single Family Detached
FL                            33597                        Primary                      Single Family Detached
NY                            11704                        Primary                      Single Family Detached
IL                            60185                        Primary                      PUD Detached
NY                            10606                        Primary                      Single Family Detached
WA                            98674                        Primary                      Manufactured Housing
NY                            10703                        Primary                      Single Family Detached
MN                            55124                        Primary                      Single Family Detached
GA                            30904                        Primary                      Single Family Detached
MO                            64012                        Primary                      Single Family Detached
MN                            55425                        Primary                      Single Family Detached
MN                            55431                        Primary                      Single Family Detached
MA                            02124                        Primary                      Single Family Detached
NY                            11717                        Primary                      Single Family Detached
NJ                            08724                        Primary                      Single Family Detached
CA                            91501                        Primary                      Condo Low-Rise Attached
NY                            11722                        Primary                      Single Family Detached
AZ                            85224                        Primary                      PUD Detached
WY                            82007                        Primary                      Single Family Detached
CA                            92882                        Primary                      Single Family Detached
CA                            96022                        Primary                      Manufactured Housing
CA                            92019                        Primary                      Single Family Detached
FL                            33905                        Primary                      Single Family Detached
TX                            76120                        Primary                      PUD Detached
NY                            11520                        Primary                      Single Family Detached
CA                            94538                        Primary                      Single Family Detached
CO                            80528                        Primary                      PUD Attached
AZ                            85304                        Primary                      Single Family Detached
NY                            11550                        Primary                      Single Family Detached
CA                            92345                        Primary                      Single Family Detached
NH                            03229                        Primary                      Single Family Detached
NC                            28086                        Primary                      Manufactured Housing
CA                            90623                        Primary                      PUD Attached
CA                            90712                        Primary                      Single Family Detached
CA                            93536                        Primary                      PUD Detached
PA                            17602                        Primary                      Single Family Attached
MA                            01841                        Primary                      2-4 Units Detached
GA                            30052                        Primary                      Single Family Detached
NY                            11565                        Primary                      Single Family Detached
OR                            97504                        Primary                      Single Family Detached
FL                            33023                        Primary                      Single Family Detached
CA                            92563                        Primary                      Single Family Detached
NY                            10804                        Primary                      Single Family Detached
NJ                            07112                        Primary                      Single Family Detached
NY                            12550                        Primary                      Single Family Detached
CA                            94605                        Primary                      Single Family Detached
FL                            34479                        Second Home                  Single Family Detached
CA                            91762                        Primary                      Single Family Attached
CA                            91762                        Primary                      Single Family Detached
CA                            91762                        Primary                      Single Family Detached
FL                            32804                        Primary                      Single Family Detached
CA                            92211                        Primary                      Condo Low-Rise Attached
CA                            93550                        Primary                      Single Family Detached
CA                            91104                        Primary                      Single Family Detached
KY                            41501                        Primary                      Single Family Detached
NH                            03263                        Primary                      Manufactured Housing
CA                            94801                        Primary                      Single Family Detached
VA                            24019                        Primary                      Single Family Detached
NY                            13440                        Primary                      Single Family Detached
ME                            04072                        Primary                      Condo Low-Rise Attached
CA                            93907                        Primary                      Single Family Detached
CA                            95121                        Primary                      Single Family Detached
CA                            95122                        Primary                      Single Family Detached
CA                            95062                        Primary                      PUD Attached
AL                            36571                        Primary                      Single Family Detached
NY                            11783                        Primary                      Single Family Detached
NC                            27576                        Primary                      Single Family Detached
MD                            20906                        Primary                      PUD Detached
IL                            60473                        Primary                      Single Family Detached
NV                            89429                        Primary                      Manufactured Housing
KY                            40380                        Primary                      Single Family Detached
MI                            48313                        Primary                      Single Family Detached
CA                            95209                        Primary                      Single Family Detached
CA                            95210                        Primary                      Single Family Detached
CA                            95212                        Primary                      Single Family Detached
NV                            89433                        Primary                      Manufactured Housing
CA                            92591                        Primary                      Single Family Detached
CA                            92592                        Primary                      Single Family Detached
ME                            04282                        Primary                      Single Family Detached
OR                            97063                        Primary                      Manufactured Housing
CA                            92683                        Primary                      Single Family Detached
CA                            92596                        Primary                      Manufactured Housing
RI                            02895                        Primary                      2-4 Units Detached
GA                            30004                        Primary                      PUD Attached
IN                            46703                        Primary                      Single Family Detached
PA                            18403                        Primary                      Single Family Detached
CA                            94565                        Primary                      Single Family Detached
CA                            94702                        Primary                      Single Family Detached
AL                            35204                        Primary                      Single Family Detached
MD                            20720                        Primary                      Single Family Detached
FL                            34210                        Primary                      Single Family Detached
NY                            11203                        Primary                      2-4 Units Attached
NY                            11236                        Primary                      2-4 Units Attached
KY                            41008                        Primary                      Single Family Detached
AZ                            85331                        Primary                      PUD Detached
FL                            32766                        Primary                      PUD Detached
NJ                            07001                        Primary                      Single Family Detached
KY                            40419                        Primary                      Single Family Detached
WI                            54428                        Primary                      Single Family Detached
CA                            95624                        Primary                      Single Family Detached
CA                            95757                        Primary                      PUD Detached
CA                            95757                        Primary                      Single Family Detached
CA                            92027                        Primary                      Single Family Detached
VA                            22031                        Primary                      Single Family Detached
CA                            94533                        Primary                      Single Family Detached
CA                            94534                        Primary                      Single Family Detached
CT                            06825                        Primary                      Single Family Detached
MA                            02720                        Primary                      2-4 Units Detached
KY                            41040                        Primary                      Single Family Detached
AL                            35633                        Primary                      Single Family Detached
CA                            95631                        Primary                      Manufactured Housing
GA                            30217                        Primary                      Single Family Detached
AZ                            85303                        Primary                      Single Family Detached
CA                            91344                        Primary                      Single Family Detached
VA                            23669                        Primary                      Single Family Detached
NC                            28602                        Primary                      Single Family Detached
CA                            92346                        Primary                      Single Family Detached
NY                            11741                        Primary                      Single Family Detached
FL                            33021                        Primary                      Single Family Detached
FL                            33025                        Primary                      PUD Attached
HI                            96744                        Primary                      Condo Low-Rise Attached
KS                            66109                        Primary                      Single Family Detached
FL                            34746                        Primary                      Single Family Detached
FL                            34758                        Primary                      PUD Detached
CA                            91744                        Primary                      Single Family Detached
WA                            98503                        Primary                      Manufactured Housing
CA                            93535                        Primary                      Single Family Detached
CA                            93536                        Primary                      Single Family Detached
NV                            89108                        Primary                      Single Family Detached
NV                            89129                        Primary                      PUD Detached
NV                            89146                        Primary                      Single Family Detached
CA                            93635                        Primary                      Single Family Detached
CA                            93635                        Primary                      Single Family Detached
KY                            40272                        Primary                      Single Family Detached
MA                            01902                        Primary                      Single Family Detached
NC                            27853                        Primary                      Single Family Detached
TN                            37803                        Primary                      Single Family Detached
FL                            32940                        Primary                      PUD Detached
IN                            47031                        Primary                      Single Family Detached
WA                            98837                        Primary                      Single Family Detached
CA                            92562                        Primary                      Single Family Detached
FL                            34275                        Primary                      Single Family Detached
CT                            06770                        Primary                      Single Family Detached
FL                            33056                        Primary                      Single Family Detached
CA                            96073                        Primary                      Single Family Detached
CA                            92371                        Primary                      Single Family Detached
AZ                            85018                        Primary                      Condo Low-Rise Attached
AZ                            85085                        Primary                      PUD Detached
CA                            94565                        Primary                      PUD Detached
FL                            33324                        Primary                      PUD Detached
FL                            32129                        Primary                      Manufactured Housing
MI                            49002                        Primary                      Single Family Detached
AZ                            85242                        Primary                      Manufactured Housing
TX                            75082                        Primary                      PUD Detached
VA                            23227                        Primary                      Single Family Detached
WA                            98642                        Primary                      Manufactured Housing
CA                            92501                        Primary                      Single Family Detached
CA                            92503                        Primary                      Single Family Detached
CA                            92505                        Primary                      Single Family Detached
CA                            92508                        Primary                      Single Family Detached
NY                            14612                        Primary                      Single Family Detached
OR                            97470                        Primary                      Single Family Detached
CA                            95661                        Primary                      PUD Detached
CA                            95661                        Primary                      Single Family Detached
MA                            02136                        Primary                      2-4 Units Detached
CA                            95829                        Primary                      Single Family Detached
CA                            92105                        Primary                      Single Family Detached
CA                            92117                        Primary                      Single Family Detached
CA                            92139                        Primary                      Single Family Detached
CA                            94806                        Primary                      Single Family Detached
CA                            92703                        Primary                      Single Family Detached
CA                            92703                        Primary                      Single Family Detached
MD                            20902                        Primary                      Single Family Detached
ME                            04106                        Primary                      Single Family Detached
CA                            95204                        Primary                      Single Family Detached
CA                            92592                        Primary                      PUD Detached
GA                            30291                        Primary                      PUD Detached
IN                            46582                        Non-owner                    2-4 Units Attached
MA                            01570                        Primary                      2-4 Units Detached
FL                            33414                        Primary                      PUD Detached
NH                            03282                        Primary                      Single Family Detached
MA                            01583                        Primary                      Single Family Detached
LA                            70791                        Primary                      Manufactured Housing
TX                            78724                        Primary                      Single Family Detached
FL                            32180                        Primary                      Manufactured Housing
NE                            68310                        Primary                      Single Family Detached
TX                            79007                        Primary                      Single Family Detached
MA                            02532                        Primary                      Single Family Detached
ME                            04412                        Primary                      Single Family Detached
VA                            20136                        Primary                      PUD Attached
NY                            11238                        Primary                      Condo Low-Rise Attached
CA                            93012                        Primary                      Condo Low-Rise Attached
MD                            20743                        Primary                      Single Family Detached
IN                            46115                        Primary                      Manufactured Housing
TN                            37403                        Non-owner                    2-4 Units Detached
IL                            60651                        Non-owner                    2-4 Units Detached
TN                            37042                        Primary                      Manufactured Housing
CA                            92626                        Primary                      Single Family Detached
CA                            92626                        Primary                      Single Family Detached
RI                            02920                        Primary                      Single Family Detached
WA                            98617                        Non-owner                    Manufactured Housing
FL                            33445                        Primary                      Condo Low-Rise Attached
AZ                            85335                        Primary                      PUD Detached
GA                            30217                        Primary                      Manufactured Housing
IL                            61036                        Primary                      Single Family Detached
FL                            33009                        Primary                      Single Family Detached
DE                            19951                        Primary                      Single Family Detached
TX                            77005                        Primary                      PUD Detached
TX                            77067                        Primary                      PUD Detached
TX                            77396                        Primary                      Single Family Detached
TX                            75060                        Primary                      Single Family Detached
MD                            20646                        Primary                      PUD Detached
NH                            03246                        Second Home                  Condo Low-Rise Attached
CA                            92530                        Primary                      PUD Detached
IN                            46350                        Primary                      Single Family Detached
GA                            30045                        Primary                      Single Family Detached
CA                            90803                        Primary                      Single Family Detached
CA                            90814                        Primary                      Single Family Detached
NH                            03103                        Primary                      Single Family Detached
AZ                            85213                        Primary                      PUD Detached
VA                            23117                        Primary                      PUD Detached
NC                            28110                        Primary                      Single Family Detached
PA                            15146                        Primary                      Single Family Detached
NC                            27855                        Second Home                  Manufactured Housing
NJ                            07106                        Primary                      Single Family Detached
NY                            11572                        Primary                      Single Family Detached
TX                            75154                        Primary                      Single Family Detached
KY                            42301                        Primary                      Single Family Detached
NY                            11417                        Primary                      Single Family Detached
NJ                            08859                        Primary                      Single Family Detached
FL                            32526                        Primary                      Single Family Detached
NY                            11803                        Primary                      Condo Low-Rise Attached
TX                            75093                        Primary                      Single Family Detached
RI                            02916                        Primary                      Single Family Detached
NY                            10579                        Primary                      Single Family Detached
AZ                            85242                        Primary                      Manufactured Housing
SD                            57701                        Primary                      Single Family Detached
WA                            98056                        Primary                      Single Family Detached
FL                            33569                        Primary                      Single Family Detached
FL                            32955                        Primary                      Condo Low-Rise Attached
NY                            11779                        Primary                      Single Family Detached
CA                            95822                        Primary                      Single Family Detached
CA                            95823                        Primary                      Single Family Detached
CA                            95832                        Primary                      Single Family Detached
CA                            94066                        Primary                      Condo Low-Rise Attached
CA                            94066                        Primary                      Condo Low-Rise Attached
CA                            92126                        Primary                      Condo Low-Rise Attached
CA                            92129                        Primary                      Single Family Detached
TX                            76266                        Primary                      Single Family Detached
CA                            96019                        Primary                      Manufactured Housing
CA                            90280                        Primary                      Single Family Detached
FL                            34608                        Primary                      Single Family Detached
NC                            27355                        Primary                      Manufactured Housing
UT                            84337                        Primary                      Single Family Detached
CA                            94587                        Primary                      Single Family Detached
CA                            94587                        Primary                      Single Family Detached
VA                            22182                        Primary                      PUD Detached
NJ                            08086                        Primary                      2-4 Units Detached
WI                            54893                        Primary                      Manufactured Housing
WY                            82201                        Primary                      Single Family Detached
CA                            92596                        Primary                      Single Family Detached
ME                            03909                        Primary                      Single Family Detached
FL                            33540                        Primary                      Manufactured Housing
IA                            50005                        Primary                      Single Family Detached
PA                            18102                        Non-owner                    2-4 Units Attached
GA                            30011                        Primary                      Single Family Detached
TX                            78757                        Primary                      Single Family Detached
NJ                            08757                        Primary                      PUD Detached
MA                            02301                        Primary                      Single Family Detached
NY                            10466                        Primary                      2-4 Units Attached
NY                            11203                        Non-owner                    2-4 Units Attached
NY                            11203                        Primary                      2-4 Units Attached
NY                            11203                        Primary                      2-4 Units Attached
CA                            90621                        Primary                      Single Family Detached
ID                            83605                        Non-owner                    Single Family Detached
NY                            10541                        Primary                      Single Family Detached
FL                            32707                        Primary                      Single Family Detached
NC                            28269                        Primary                      PUD Detached
TN                            37411                        Primary                      Single Family Detached
IL                            60628                        Primary                      Single Family Detached
NJ                            07013                        Primary                      Condo Low-Rise Attached
CA                            93619                        Primary                      Single Family Detached
SC                            29527                        Primary                      Manufactured Housing
TN                            37049                        Primary                      Single Family Detached
RI                            02864                        Primary                      Single Family Detached
TX                            75217                        Primary                      Single Family Detached
MA                            01923                        Primary                      Single Family Detached
KS                            66018                        Primary                      Single Family Detached
MA                            02124                        Primary                      2-4 Units Detached
NY                            11731                        Primary                      Single Family Detached
NJ                            07018                        Primary                      2-4 Units Detached
NJ                            08820                        Primary                      Single Family Detached
NY                            11003                        Primary                      2-4 Units Detached
MA                            01420                        Primary                      Single Family Detached
CA                            93720                        Primary                      Single Family Detached
AR                            72734                        Primary                      Single Family Detached
MO                            64118                        Primary                      Single Family Detached
TX                            77035                        Primary                      Single Family Detached
MI                            49330                        Primary                      Single Family Detached
IN                            46902                        Primary                      Single Family Detached
NV                            89122                        Non-owner                    PUD Detached
NJ                            08648                        Primary                      Single Family Detached
NY                            12754                        Primary                      Single Family Detached
CA                            90805                        Primary                      Condo Low-Rise Attached
CA                            90066                        Primary                      Single Family Detached
CA                            91342                        Primary                      Single Family Detached
FL                            33470                        Primary                      Single Family Detached
MD                            21837                        Primary                      Single Family Detached
IA                            51559                        Primary                      Single Family Detached
CT                            06513                        Primary                      Single Family Detached
CT                            06320                        Primary                      Single Family Detached
CA                            95662                        Primary                      Single Family Detached
FL                            33566                        Primary                      Single Family Detached
ME                            04102                        Non-owner                    2-4 Units Detached
RI                            02871                        Primary                      Single Family Detached
WI                            53404                        Primary                      Single Family Detached
VA                            20191                        Primary                      PUD Attached
VA                            23231                        Primary                      Single Family Detached
NY                            10580                        Primary                      Single Family Detached
CA                            92582                        Primary                      Single Family Detached
TN                            37160                        Primary                      Single Family Detached
KY                            42456                        Primary                      Single Family Detached
NY                            11434                        Primary                      2-4 Units Detached
FL                            34609                        Primary                      Single Family Detached
CA                            93675                        Primary                      Manufactured Housing
MO                            63129                        Primary                      Single Family Attached
VA                            22554                        Primary                      PUD Detached
CA                            94585                        Primary                      Single Family Detached
NY                            12603                        Primary                      Single Family Detached
FL                            33609                        Primary                      PUD Attached
MA                            02780                        Primary                      Condo Low-Rise Attached
ID                            83301                        Primary                      Single Family Detached
VA                            24179                        Primary                      PUD Attached
FL                            33415                        Primary                      Single Family Detached
MI                            48185                        Primary                      Single Family Detached
FL                            34786                        Primary                      Single Family Detached
FL                            32792                        Primary                      Single Family Detached
VA                            22192                        Primary                      PUD Detached
MA                            02352                        Primary                      Single Family Detached
IL                            60002                        Primary                      Single Family Detached
CA                            92544                        Primary                      Manufactured Housing
CA                            93304                        Primary                      Single Family Detached
MD                            21239                        Primary                      Single Family Attached
NY                            11361                        Primary                      2-4 Units Detached
NY                            11361                        Primary                      2-4 Units Detached
PA                            16822                        Primary                      Single Family Detached
ID                            83805                        Primary                      Manufactured Housing
NY                            10465                        Primary                      Single Family Detached
NY                            11203                        Primary                      Single Family Attached
ME                            04093                        Primary                      Single Family Detached
ME                            04843                        Non-owner                    Single Family Detached
TX                            75006                        Primary                      Single Family Detached
NC                            28215                        Primary                      Single Family Detached
TN                            38017                        Primary                      PUD Attached
CO                            80903                        Primary                      Single Family Detached
TX                            75019                        Primary                      Single Family Detached
CA                            95228                        Primary                      PUD Detached
GA                            30132                        Primary                      Single Family Detached
TX                            75248                        Primary                      PUD Detached
NH                            03038                        Non-owner                    2-4 Units Detached
ME                            04930                        Primary                      Single Family Detached
FL                            33178                        Primary                      PUD Detached
MA                            02128                        Primary                      2-4 Units Detached
AL                            36613                        Primary                      Single Family Detached
CA                            95630                        Primary                      PUD Detached
VA                            22405                        Non-owner                    PUD Detached
CA                            92843                        Primary                      Single Family Detached
MA                            01035                        Primary                      Single Family Detached
HI                            96816                        Primary                      Single Family Detached
FL                            32208                        Primary                      Single Family Detached
FL                            34747                        Second Home                  PUD Detached
HI                            96761                        Second Home                  Condo High-Rise Attached
CA                            92630                        Primary                      Condo Low-Rise Attached
FL                            33770                        Primary                      Single Family Detached
OR                            97128                        Non-owner                    Manufactured Housing
FL                            33139                        Primary                      Condo Low-Rise Attached
TN                            37130                        Primary                      Single Family Detached
CA                            92343                        Primary                      Condo Low-Rise Attached
CA                            92211                        Primary                      Condo Low-Rise Attached
FL                            33028                        Primary                      PUD Attached
PA                            19123                        Primary                      Single Family Attached
PA                            19135                        Primary                      Single Family Attached
CA                            95667                        Primary                      PUD Detached
VA                            23231                        Primary                      Single Family Detached
NY                            11412                        Primary                      Single Family Detached
CA                            91340                        Primary                      Single Family Detached
CA                            91340                        Primary                      Single Family Detached
CA                            93455                        Primary                      Single Family Detached
TN                            37862                        Primary                      Single Family Detached
NY                            11967                        Primary                      Single Family Detached
MA                            02780                        Primary                      Single Family Detached
CT                            06790                        Primary                      Condo Low-Rise Attached
NJ                            08618                        Primary                      Single Family Detached
WI                            54489                        Primary                      Single Family Detached
CA                            92392                        Primary                      Single Family Detached
DC                            20012                        Primary                      Single Family Detached
DC                            20019                        Primary                      Single Family Detached
MA                            01886                        Primary                      Single Family Detached
VA                            22601                        Primary                      Single Family Detached
VA                            24599                        Primary                      Single Family Detached
AZ                            85364                        Primary                      Single Family Detached
MA                            01913                        Primary                      Single Family Detached
OR                            97707                        Primary                      Manufactured Housing
NH                            03570                        Primary                      2-4 Units Detached
MI                            49228                        Primary                      Single Family Detached
MA                            02184                        Primary                      Single Family Detached
NY                            10509                        Primary                      Single Family Detached
NY                            11236                        Primary                      Single Family Attached
MA                            02139                        Primary                      Condo Low-Rise Attached
VA                            23224                        Primary                      Single Family Detached
IL                            60617                        Non-owner                    Single Family Detached
MA                            01020                        Primary                      Single Family Detached
MD                            20735                        Primary                      Single Family Detached
TX                            75229                        Primary                      Single Family Detached
WI                            53532                        Primary                      Single Family Detached
ME                            04627                        Primary                      Single Family Detached
NH                            03234                        Primary                      Single Family Detached
PA                            16506                        Primary                      Single Family Detached
CA                            92336                        Primary                      Single Family Detached
CA                            92336                        Primary                      Single Family Detached
VA                            23851                        Non-owner                    Single Family Detached
TX                            77554                        Primary                      Single Family Detached
FL                            32040                        Primary                      Single Family Detached
CT                            06437                        Primary                      Single Family Detached
NJ                            08610                        Primary                      Single Family Attached
MA                            01830                        Primary                      Condo Low-Rise Attached
NY                            12538                        Primary                      2-4 Units Detached
MI                            49201                        Primary                      Manufactured Housing
MS                            39209                        Non-owner                    Single Family Detached
MS                            39209                        Non-owner                    Single Family Detached
FL                            32259                        Primary                      Single Family Detached
TN                            37601                        Primary                      Single Family Detached
HI                            96744                        Primary                      Single Family Detached
MO                            64151                        Primary                      Single Family Detached
TX                            77449                        Primary                      Single Family Attached
CA                            95328                        Primary                      Single Family Detached
MI                            48848                        Primary                      Single Family Detached
VA                            20176                        Primary                      Single Family Detached
NY                            11756                        Primary                      Single Family Detached
NY                            11952                        Second Home                  Single Family Detached
AZ                            85213                        Primary                      Single Family Detached
ID                            83643                        Primary                      Manufactured Housing
WI                            53216                        Non-owner                    2-4 Units Detached
CA                            92553                        Primary                      Single Family Detached
CA                            92555                        Primary                      Single Family Detached
CA                            92557                        Primary                      PUD Detached
CA                            92557                        Primary                      Single Family Detached
NJ                            08051                        Primary                      Single Family Detached
CA                            94403                        Primary                      PUD Detached
CA                            94945                        Primary                      Single Family Detached
CA                            92567                        Primary                      PUD Detached
UT                            84404                        Primary                      Single Family Detached
FL                            33028                        Primary                      PUD Detached
VA                            23805                        Primary                      Single Family Detached
CA                            92371                        Primary                      Single Family Detached
AZ                            85028                        Primary                      PUD Detached
FL                            34953                        Primary                      Single Family Detached
VA                            23707                        Primary                      Single Family Detached
CO                            81005                        Primary                      Single Family Detached
NC                            28376                        Primary                      Single Family Detached
NC                            27317                        Primary                      Manufactured Housing
MA                            02767                        Primary                      Single Family Detached
CA                            91335                        Primary                      Single Family Detached
IN                            47374                        Primary                      Single Family Detached
CA                            92673                        Primary                      PUD Detached
LA                            71107                        Primary                      Manufactured Housing
IN                            46615                        Primary                      Single Family Detached
CA                            91977                        Primary                      Single Family Attached
NY                            10301                        Primary                      Single Family Detached
CA                            95205                        Primary                      2-4 Units Attached
SC                            29943                        Primary                      Single Family Detached
NJ                            08753                        Primary                      Single Family Detached
IA                            50322                        Primary                      Single Family Detached
CA                            92082                        Primary                      Single Family Detached
NJ                            07461                        Primary                      Single Family Detached
IL                            60084                        Primary                      Condo Low-Rise Attached
CT                            06107                        Primary                      Single Family Detached
ME                            04092                        Primary                      Single Family Detached
NC                            27377                        Primary                      Single Family Detached
KS                            67214                        Primary                      Single Family Detached
FL                            33881                        Primary                      Single Family Detached
VA                            22192                        Primary                      PUD Attached
CA                            93510                        Primary                      Manufactured Housing
CO                            80003                        Primary                      Single Family Attached
NY                            11706                        Primary                      Single Family Detached
TX                            76433                        Primary                      Single Family Detached
NY                            10467                        Primary                      2-4 Units Attached
NY                            11208                        Primary                      2-4 Units Attached
KY                            41006                        Primary                      Manufactured Housing
MD                            21228                        Primary                      Single Family Detached
NY                            12414                        Primary                      Single Family Detached
CA                            92879                        Primary                      PUD Detached
TX                            78014                        Primary                      Single Family Detached
RI                            02905                        Primary                      2-4 Units Detached
TX                            75223                        Primary                      Single Family Detached
FL                            32114                        Primary                      Single Family Detached
WI                            54115                        Primary                      Single Family Detached
IA                            50316                        Primary                      Single Family Detached
IA                            50317                        Primary                      Single Family Detached
MI                            48205                        Primary                      Single Family Detached
CT                            06108                        Primary                      Single Family Detached
NY                            11731                        Primary                      Single Family Detached
MI                            48021                        Primary                      Single Family Detached
NJ                            07631                        Primary                      Single Family Detached
CA                            92336                        Primary                      Single Family Detached
TX                            76134                        Primary                      Single Family Detached
AZ                            85268                        Primary                      Single Family Detached
MD                            21061                        Primary                      Single Family Detached
MI                            49505                        Primary                      Single Family Detached
TX                            76051                        Primary                      Single Family Detached
KY                            42413                        Primary                      Single Family Detached
IL                            60520                        Primary                      Single Family Detached
FL                            33458                        Primary                      PUD Detached
TX                            75662                        Primary                      Single Family Detached
CA                            91744                        Primary                      Single Family Detached
CA                            92352                        Primary                      Single Family Detached
UT                            84040                        Primary                      Single Family Detached
PA                            17745                        Primary                      Manufactured Housing
CA                            95655                        Primary                      PUD Detached
CO                            81641                        Primary                      PUD Detached
CA                            92584                        Primary                      PUD Detached
AZ                            85201                        Primary                      Single Family Detached
AZ                            85202                        Primary                      Single Family Detached
FL                            33187                        Primary                      Single Family Detached
WI                            53216                        Primary                      Single Family Detached
WI                            53223                        Primary                      Condo Low-Rise Attached
WI                            53223                        Primary                      Single Family Detached
CA                            91016                        Primary                      Single Family Detached
AR                            71655                        Primary                      Single Family Detached
CA                            92551                        Primary                      Single Family Detached
WA                            99026                        Primary                      Manufactured Housing
RI                            02911                        Primary                      2-4 Units Detached
CA                            92567                        Primary                      Manufactured Housing
CA                            94601                        Primary                      2-4 Units Attached
FL                            34482                        Primary                      Single Family Detached
PA                            18045                        Primary                      Single Family Detached
NY                            11772                        Primary                      Single Family Detached
NY                            11772                        Primary                      Single Family Detached
FL                            33028                        Primary                      Single Family Attached
AZ                            85345                        Primary                      PUD Detached
CA                            94564                        Primary                      Single Family Detached
NY                            11778                        Primary                      Single Family Detached
UT                            84067                        Primary                      Single Family Detached
NY                            10583                        Primary                      Single Family Detached
MA                            02066                        Primary                      Single Family Detached
OR                            97140                        Primary                      PUD Detached
NY                            11967                        Primary                      2-4 Units Detached
LA                            71107                        Primary                      Single Family Detached
CO                            80835                        Primary                      Manufactured Housing
FL                            33610                        Primary                      Single Family Detached
FL                            33613                        Primary                      Single Family Detached
OH                            43610                        Primary                      Single Family Detached
CA                            95376                        Primary                      Single Family Detached
AZ                            85746                        Primary                      Single Family Detached
AL                            36785                        Primary                      Single Family Detached
CA                            95482                        Primary                      Manufactured Housing
VA                            22567                        Primary                      Manufactured Housing
NC                            27587                        Primary                      Single Family Detached
RI                            02893                        Primary                      Single Family Detached
NC                            28409                        Primary                      Single Family Detached
MA                            02134                        Non-owner                    Condo Low-Rise Attached
CA                            92804                        Primary                      Single Family Detached
CA                            92807                        Primary                      PUD Attached
CA                            92807                        Primary                      PUD Detached
CA                            92808                        Primary                      PUD Detached
CA                            92503                        Primary                      PUD Detached
MA                            02474                        Primary                      Single Family Detached
CA                            91702                        Primary                      Single Family Detached
PA                            19004                        Primary                      Single Family Detached
MI                            48809                        Primary                      Manufactured Housing
PA                            18603                        Primary                      Single Family Detached
NY                            11236                        Primary                      Single Family Attached
IL                            60527                        Primary                      Single Family Detached
MI                            49346                        Primary                      Single Family Detached
MD                            20815                        Primary                      Single Family Detached
UT                            84015                        Primary                      Single Family Detached
CA                            92883                        Primary                      Manufactured Housing
CA                            90630                        Primary                      Single Family Detached
FL                            32738                        Primary                      Single Family Detached
TX                            75115                        Primary                      Single Family Detached
CA                            90241                        Primary                      Single Family Detached
TN                            37331                        Primary                      Single Family Detached
WA                            98203                        Primary                      Single Family Detached
ME                            04937                        Primary                      Single Family Detached
MI                            48026                        Primary                      Single Family Detached
KY                            40026                        Primary                      Single Family Detached
WI                            54303                        Primary                      Single Family Detached
IN                            47240                        Primary                      Single Family Detached
GA                            30228                        Primary                      PUD Attached
FL                            32145                        Primary                      Manufactured Housing
NY                            11801                        Primary                      Single Family Detached
NY                            11423                        Primary                      Single Family Detached
TX                            77015                        Primary                      Single Family Detached
FL                            34667                        Primary                      Single Family Detached
NY                            11743                        Primary                      Single Family Detached
NJ                            07307                        Primary                      Single Family Detached
IL                            62052                        Primary                      Single Family Detached
HI                            96734                        Primary                      Single Family Detached
KS                            66104                        Primary                      Single Family Detached
AZ                            86404                        Primary                      Single Family Detached
TX                            78566                        Primary                      Single Family Detached
FL                            33175                        Primary                      Single Family Detached
FL                            33190                        Primary                      Single Family Detached
CT                            06460                        Primary                      Single Family Detached
FL                            32570                        Primary                      Single Family Detached
FL                            33027                        Primary                      PUD Detached
FL                            33027                        Primary                      Single Family Detached
CA                            95355                        Primary                      Single Family Detached
NC                            27030                        Primary                      Single Family Detached
CT                            06519                        Primary                      2-4 Units Attached
GA                            30263                        Primary                      Single Family Detached
GA                            30265                        Primary                      Single Family Detached
FL                            34471                        Primary                      PUD Attached
TX                            79762                        Primary                      Single Family Detached
ID                            83822                        Primary                      Single Family Detached
CA                            93030                        Primary                      Single Family Detached
NV                            89060                        Primary                      Single Family Detached
MA                            02359                        Primary                      Single Family Detached
VA                            23803                        Primary                      Single Family Detached
PA                            17963                        Primary                      Single Family Detached
WI                            54965                        Primary                      Single Family Detached
CA                            91739                        Primary                      PUD Detached
NY                            11385                        Primary                      Single Family Attached
OR                            97470                        Primary                      Manufactured Housing
TX                            78217                        Primary                      Single Family Detached
CA                            92078                        Primary                      Single Family Detached
NY                            11782                        Primary                      Single Family Detached
CA                            95684                        Primary                      Single Family Detached
CA                            95370                        Primary                      Manufactured Housing
NV                            89434                        Primary                      Manufactured Housing
NV                            89434                        Primary                      Manufactured Housing
MA                            01108                        Primary                      Single Family Detached
CA                            95205                        Primary                      Single Family Detached
AZ                            85379                        Primary                      PUD Detached
CA                            93271                        Second Home                  Single Family Detached
AZ                            85641                        Primary                      PUD Detached
CA                            94591                        Primary                      Single Family Detached
CA                            90291                        Primary                      Single Family Detached
CA                            93277                        Primary                      Single Family Detached
MA                            02453                        Primary                      2-4 Units Detached
RI                            02889                        Primary                      Single Family Detached
DC                            20002                        Primary                      Single Family Attached
ME                            04087                        Primary                      Single Family Detached
NJ                            07052                        Primary                      Single Family Detached
CA                            95691                        Primary                      Single Family Detached
CT                            06883                        Primary                      Single Family Detached
NY                            11357                        Primary                      2-4 Units Detached
CO                            80654                        Primary                      Single Family Detached
CA                            92301                        Primary                      Single Family Detached
CA                            94509                        Primary                      Single Family Detached
FL                            32703                        Primary                      Single Family Detached
AZ                            85323                        Primary                      PUD Detached
LA                            70809                        Primary                      Single Family Detached
CA                            92011                        Primary                      PUD Detached
CA                            94517                        Primary                      Single Family Detached
CA                            92324                        Primary                      PUD Detached
CA                            90220                        Primary                      Single Family Detached
MN                            55433                        Primary                      Single Family Detached
TX                            75219                        Primary                      Condo Low-Rise Attached
CT                            06810                        Primary                      Single Family Detached
TX                            76234                        Primary                      Single Family Detached
NH                            03244                        Primary                      Manufactured Housing
FL                            32550                        Primary                      PUD Detached
MI                            48209                        Primary                      Single Family Detached
NY                            11937                        Primary                      Single Family Detached
CA                            92019                        Primary                      Condo Low-Rise Attached
HI                            96706                        Primary                      PUD Detached
CA                            92336                        Primary                      Single Family Detached
CA                            93722                        Primary                      Single Family Detached
PA                            18925                        Primary                      Single Family Detached
AZ                            85234                        Primary                      Single Family Detached
AZ                            85310                        Primary                      PUD Detached
MD                            21742                        Primary                      Single Family Detached
NY                            17741                        Primary                      Single Family Detached
TX                            77028                        Non-owner                    Single Family Detached
TX                            77034                        Primary                      Single Family Detached
CA                            95328                        Primary                      Single Family Detached
WA                            98346                        Primary                      Single Family Detached
CA                            90631                        Non-owner                    2-4 Units Detached
WA                            98349                        Primary                      Manufactured Housing
CA                            93536                        Primary                      Single Family Detached
MI                            48910                        Primary                      Single Family Detached
CA                            93247                        Primary                      Single Family Detached
CA                            94550                        Primary                      PUD Attached
CA                            93436                        Primary                      Single Family Detached
GA                            30126                        Primary                      PUD Detached
CT                            06443                        Primary                      Single Family Detached
NY                            10541                        Primary                      Single Family Detached
MA                            02048                        Primary                      Single Family Detached
FL                            33050                        Primary                      Single Family Detached
TX                            75069                        Primary                      Single Family Detached
CA                            92584                        Primary                      Single Family Detached
WI                            54751                        Primary                      Single Family Detached
TX                            79706                        Primary                      Single Family Detached
NC                            28115                        Primary                      Single Family Detached
IL                            62863                        Primary                      Manufactured Housing
SC                            29466                        Primary                      PUD Detached
NJ                            07840                        Primary                      Single Family Detached
NY                            10954                        Primary                      Single Family Detached
DE                            19713                        Primary                      Condo Low-Rise Attached
OR                            97534                        Primary                      Manufactured Housing
CA                            92056                        Primary                      PUD Detached
FL                            32808                        Primary                      Single Family Detached
FL                            32820                        Primary                      Manufactured Housing
MA                            02655                        Primary                      Single Family Detached
CT                            06478                        Primary                      Single Family Detached
FL                            33480                        Primary                      Condo Low-Rise Attached
FL                            32506                        Primary                      PUD Detached
AZ                            85383                        Primary                      PUD Detached
NY                            11803                        Primary                      Single Family Detached
NY                            14536                        Primary                      Single Family Detached
WA                            98370                        Primary                      Manufactured Housing
AZ                            86314                        Primary                      Single Family Detached
WA                            98375                        Primary                      PUD Detached
CA                            91701                        Primary                      Single Family Detached
CA                            92376                        Primary                      Single Family Detached
FL                            32955                        Primary                      PUD Detached
MD                            20852                        Primary                      Condo High-Rise Attached
CA                            95826                        Primary                      Single Family Detached
NH                            03079                        Primary                      Single Family Detached
CA                            95130                        Primary                      Single Family Detached
FL                            34241                        Primary                      PUD Detached
ME                            04074                        Primary                      Single Family Detached
WA                            98108                        Primary                      Single Family Detached
TX                            79927                        Primary                      Single Family Detached
CA                            95204                        Primary                      Single Family Detached
IL                            60107                        Primary                      Single Family Detached
WA                            98405                        Primary                      Single Family Detached
FL                            33613                        Primary                      Single Family Detached
FL                            33617                        Primary                      Single Family Detached
FL                            33647                        Primary                      Single Family Detached
CT                            06277                        Primary                      Single Family Detached
NY                            12883                        Non-owner                    2-4 Units Detached
AZ                            85750                        Primary                      Single Family Detached
CA                            92083                        Primary                      Single Family Detached
NY                            11793                        Primary                      Single Family Detached
DC                            20011                        Primary                      Single Family Attached
TX                            76148                        Primary                      Single Family Detached
TX                            76086                        Primary                      Single Family Detached
CA                            96137                        Primary                      Single Family Detached
CA                            95988                        Primary                      Single Family Detached
CT                            06897                        Primary                      Single Family Detached
PA                            18641                        Non-owner                    Single Family Detached
AZ                            85323                        Primary                      Single Family Detached
NY                            11702                        Primary                      Single Family Detached
CO                            81122                        Primary                      Manufactured Housing
OK                            73008                        Primary                      Single Family Detached
MD                            20721                        Primary                      PUD Detached
MA                            02631                        Second Home                  Single Family Detached
NJ                            08807                        Primary                      Single Family Detached
RI                            02809                        Primary                      Single Family Detached
NY                            10460                        Primary                      2-4 Units Attached
NY                            11216                        Primary                      2-4 Units Detached
MA                            02139                        Primary                      Condo Low-Rise Attached
CA                            90746                        Primary                      Single Family Detached
CA                            90703                        Primary                      Single Family Detached
AZ                            85225                        Primary                      Single Family Detached
IA                            52549                        Primary                      Single Family Detached
CA                            92880                        Primary                      Single Family Detached
AZ                            85607                        Primary                      Single Family Detached
CA                            95762                        Primary                      PUD Detached
NY                            11369                        Primary                      Single Family Attached
PA                            18049                        Primary                      Single Family Detached
KY                            41018                        Primary                      Single Family Detached
CA                            92029                        Primary                      Single Family Detached
HI                            96706                        Primary                      PUD Detached
HI                            96706                        Primary                      PUD Detached
MO                            63026                        Primary                      Single Family Detached
MO                            63026                        Primary                      Single Family Detached
WA                            98248                        Primary                      Manufactured Housing
CA                            92336                        Primary                      Single Family Detached
TX                            75123                        Second Home                  Single Family Detached
OR                            97027                        Primary                      Single Family Detached
CA                            93230                        Primary                      Single Family Detached
NV                            89014                        Primary                      PUD Detached
NV                            89015                        Primary                      PUD Detached
CA                            92346                        Primary                      Single Family Detached
NJ                            08520                        Primary                      Single Family Detached
FL                            33021                        Primary                      Single Family Detached
AR                            71801                        Primary                      Single Family Detached
MI                            48843                        Primary                      Single Family Detached
CA                            92649                        Primary                      Condo Low-Rise Attached
NJ                            08527                        Primary                      Single Family Detached
NJ                            08824                        Primary                      Single Family Detached
FL                            34758                        Primary                      PUD Detached
AZ                            86404                        Primary                      Single Family Detached
FL                            33460                        Primary                      Single Family Detached
NV                            89108                        Primary                      Single Family Detached
NV                            89123                        Primary                      PUD Detached
MA                            01843                        Primary                      2-4 Units Detached
RI                            02865                        Primary                      Single Family Detached
GA                            30038                        Primary                      Single Family Detached
CO                            80128                        Primary                      Single Family Detached
CO                            80128                        Primary                      Single Family Detached
TX                            75601                        Primary                      Single Family Detached
CA                            90032                        Primary                      Single Family Detached
CA                            90068                        Primary                      Single Family Detached
CO                            80538                        Primary                      Condo Low-Rise Attached
MA                            01904                        Primary                      Single Family Detached
MA                            01905                        Primary                      Single Family Detached
PA                            18062                        Primary                      Single Family Detached
MA                            02126                        Primary                      2-4 Units Detached
CA                            95035                        Primary                      PUD Attached
CO                            81401                        Primary                      Manufactured Housing
TN                            37214                        Primary                      Single Family Detached
NY                            10956                        Primary                      Single Family Detached
NY                            11703                        Primary                      Single Family Detached
MA                            02747                        Primary                      Single Family Detached
CA                            90650                        Primary                      Single Family Detached
FL                            32803                        Primary                      Single Family Detached
FL                            32809                        Primary                      Single Family Detached
FL                            32825                        Primary                      PUD Detached
KS                            66202                        Primary                      Single Family Detached
FL                            32909                        Primary                      Single Family Detached
NY                            12564                        Primary                      Single Family Detached
FL                            32503                        Primary                      Single Family Detached
MI                            49339                        Primary                      Single Family Detached
WA                            98370                        Primary                      Manufactured Housing
PA                            19601                        Primary                      Single Family Detached
CA                            96080                        Primary                      Single Family Detached
CA                            91335                        Primary                      Single Family Detached
NJ                            07660                        Primary                      2-4 Units Detached
NY                            11385                        Primary                      Single Family Attached
CA                            92506                        Primary                      Single Family Detached
CA                            92508                        Primary                      PUD Detached
FL                            32955                        Primary                      PUD Detached
TX                            77583                        Primary                      Single Family Detached
NJ                            07663                        Primary                      Single Family Detached
TX                            78217                        Primary                      Single Family Detached
TX                            78240                        Primary                      Single Family Detached
CA                            92126                        Primary                      Single Family Detached
CA                            92154                        Primary                      PUD Attached
CA                            95065                        Primary                      PUD Attached
FL                            34234                        Primary                      Single Family Detached
PA                            18510                        Primary                      Single Family Detached
CA                            96019                        Primary                      Single Family Detached
WA                            98584                        Primary                      Manufactured Housing
SC                            29680                        Primary                      Single Family Detached
NC                            28625                        Non-owner                    Single Family Detached
CA                            92592                        Primary                      Manufactured Housing
CA                            92592                        Primary                      Single Family Detached
CA                            94587                        Non-owner                    PUD Attached
CA                            91406                        Primary                      Single Family Detached
HI                            96792                        Primary                      Single Family Detached
IL                            60185                        Primary                      Single Family Detached
RI                            02891                        Primary                      Single Family Detached
TX                            79097                        Primary                      Single Family Detached
CT                            06281                        Primary                      Single Family Detached
GA                            30101                        Primary                      PUD Detached
CA                            92656                        Primary                      PUD Detached
CA                            91001                        Primary                      Single Family Detached
TX                            77511                        Primary                      Single Family Detached
NH                            03031                        Primary                      Single Family Detached
CA                            92802                        Primary                      Single Family Detached
CA                            95843                        Primary                      Single Family Detached
FL                            33572                        Primary                      Single Family Detached
MD                            21215                        Non-owner                    Single Family Attached
MA                            02128                        Primary                      Single Family Detached
MD                            20721                        Primary                      Single Family Detached
FL                            34208                        Primary                      Single Family Detached
CA                            94513                        Primary                      Single Family Detached
NY                            10509                        Non-owner                    Single Family Detached
NY                            10461                        Primary                      2-4 Units Detached
NY                            10469                        Primary                      2-4 Units Attached
MA                            02139                        Non-owner                    Condo Low-Rise Attached
ME                            03902                        Primary                      Single Family Detached
GA                            30121                        Primary                      Single Family Detached
CO                            80015                        Primary                      Single Family Detached
VA                            22903                        Primary                      Manufactured Housing
FL                            34711                        Primary                      PUD Detached
KY                            42728                        Primary                      Single Family Detached
GA                            31907                        Primary                      Single Family Detached
GA                            30016                        Primary                      Single Family Detached
MI                            48127                        Primary                      Single Family Detached
CA                            90242                        Primary                      Single Family Detached
FL                            34698                        Primary                      Single Family Detached
FL                            32141                        Primary                      Single Family Detached
CA                            92833                        Primary                      Condo Low-Rise Attached
AZ                            85302                        Primary                      Single Family Detached
NY                            11385                        Primary                      Single Family Attached
CO                            80449                        Primary                      Single Family Detached
CA                            92345                        Primary                      Single Family Detached
CA                            92345                        Primary                      Single Family Detached
CA                            95023                        Non-owner                    2-4 Units Detached
FL                            34746                        Primary                      Condo Low-Rise Attached
FL                            34758                        Primary                      PUD Detached
FL                            34759                        Primary                      PUD Detached
FL                            33803                        Primary                      Condo Low-Rise Attached
CA                            90712                        Primary                      Single Family Detached
NV                            89123                        Primary                      PUD Detached
NY                            11756                        Primary                      Single Family Detached
CA                            90805                        Primary                      Single Family Detached
CA                            90018                        Primary                      Single Family Detached
CA                            90018                        Primary                      Single Family Detached
NY                            11030                        Primary                      Single Family Detached
WI                            53206                        Primary                      2-4 Units Detached
WI                            53213                        Primary                      Single Family Detached
MI                            48457                        Primary                      Single Family Detached
NJ                            07062                        Primary                      Single Family Detached
NY                            11768                        Primary                      Single Family Detached
CA                            95961                        Primary                      Single Family Detached
FL                            32836                        Primary                      Single Family Detached
FL                            32765                        Primary                      PUD Detached
FL                            33076                        Primary                      Single Family Detached
FL                            34219                        Primary                      Single Family Detached
RI                            02860                        Primary                      Single Family Detached
NY                            10803                        Primary                      Single Family Attached
NJ                            08861                        Primary                      2-4 Units Detached
CT                            06479                        Non-owner                    2-4 Units Detached
CA                            91766                        Primary                      Single Family Detached
ID                            83854                        Primary                      Single Family Detached
CA                            96080                        Primary                      Manufactured Housing
CA                            93654                        Primary                      Single Family Detached
NY                            11419                        Primary                      Single Family Detached
FL                            33569                        Primary                      Single Family Detached
NY                            11575                        Primary                      Single Family Detached
CA                            92101                        Primary                      Condo Low-Rise Attached
CA                            94580                        Primary                      PUD Detached
CA                            92707                        Primary                      Single Family Detached
AL                            36571                        Primary                      Single Family Detached
TX                            75092                        Non-owner                    Single Family Detached
FL                            32080                        Primary                      Single Family Detached
MO                            63104                        Primary                      Single Family Detached
MO                            63129                        Primary                      Single Family Detached
MO                            63131                        Primary                      Single Family Detached
MO                            63135                        Primary                      Single Family Detached
CA                            90503                        Primary                      Single Family Detached
WA                            98650                        Primary                      Single Family Detached
MD                            20774                        Primary                      PUD Detached
VA                            23454                        Primary                      Condo Low-Rise Attached
GA                            31830                        Primary                      Single Family Detached
RI                            02889                        Primary                      Single Family Detached
DC                            20011                        Primary                      2-4 Units Attached
FL                            33414                        Non-owner                    Condo Low-Rise Attached
FL                            33414                        Primary                      PUD Detached
CA                            91791                        Primary                      PUD Detached
GA                            30004                        Primary                      Single Family Detached
NY                            11106                        Primary                      2-4 Units Attached
TX                            78751                        Primary                      Single Family Detached
CA                            94565                        Primary                      Single Family Detached
PA                            18018                        Primary                      Single Family Attached
CA                            95917                        Primary                      Single Family Detached
AL                            35217                        Primary                      Single Family Detached
WA                            98021                        Primary                      Single Family Detached
NY                            10459                        Primary                      2-4 Units Attached
IL                            60459                        Primary                      Single Family Detached
PA                            16001                        Primary                      Single Family Detached
CA                            91915                        Primary                      PUD Detached
AZ                            86326                        Primary                      Single Family Detached
RI                            02910                        Primary                      Single Family Detached
TX                            75287                        Primary                      Single Family Detached
PA                            19023                        Primary                      2-4 Units Detached
GA                            30032                        Non-owner                    Single Family Detached
TX                            78852                        Primary                      Single Family Detached
VT                            05651                        Primary                      Single Family Detached
CA                            95624                        Primary                      Single Family Detached
CA                            95757                        Primary                      Single Family Detached
CA                            95757                        Primary                      Single Family Detached
CA                            95758                        Primary                      Single Family Detached
TX                            76116                        Primary                      Single Family Detached
CA                            92832                        Primary                      Single Family Detached
CA                            92833                        Primary                      Single Family Detached
WA                            98332                        Primary                      Manufactured Housing
WY                            82718                        Non-owner                    PUD Attached
WY                            82718                        Non-owner                    PUD Attached
AZ                            85308                        Primary                      Single Family Detached
AZ                            85310                        Primary                      PUD Detached
FL                            34736                        Primary                      Single Family Detached
KS                            67601                        Primary                      Single Family Detached
IL                            61537                        Primary                      Single Family Detached
CA                            92345                        Primary                      Single Family Detached
MA                            02043                        Primary                      Single Family Detached
FL                            33023                        Primary                      Single Family Detached
FL                            33024                        Primary                      Single Family Detached
NH                            03106                        Primary                      Single Family Detached
FL                            32225                        Primary                      Single Family Detached
IL                            60435                        Primary                      Single Family Detached
TN                            37763                        Primary                      Single Family Detached
TX                            78219                        Primary                      Single Family Detached
FL                            32743                        Primary                      Single Family Detached
FL                            34743                        Primary                      Single Family Detached
FL                            32746                        Primary                      PUD Detached
IL                            60439                        Primary                      Single Family Detached
CA                            94022                        Primary                      Single Family Detached
VA                            24121                        Primary                      Single Family Detached
FL                            32757                        Primary                      Single Family Detached
NV                            89081                        Primary                      PUD Detached
NY                            11040                        Primary                      Single Family Detached
TN                            37820                        Primary                      Single Family Detached
NY                            10804                        Primary                      Single Family Detached
VA                            23608                        Non-owner                    Condo Low-Rise Attached
MA                            01862                        Primary                      Single Family Detached
FL                            33068                        Primary                      PUD Attached
CA                            91324                        Primary                      Single Family Detached
MD                            21113                        Primary                      PUD Detached
FL                            32065                        Primary                      Single Family Detached
FL                            32824                        Second Home                  PUD Detached
MA                            01612                        Primary                      Single Family Detached
PA                            19104                        Non-owner                    2-4 Units Detached
MN                            55446                        Primary                      PUD Attached
OR                            97223                        Primary                      Single Family Detached
OR                            97754                        Primary                      Single Family Detached
CA                            93536                        Primary                      Single Family Detached
AZ                            85242                        Primary                      PUD Detached
PA                            19606                        Primary                      Single Family Attached
AL                            36567                        Primary                      Single Family Detached
CA                            95765                        Primary                      Single Family Detached
OR                            97470                        Primary                      Single Family Detached
ME                            04072                        Primary                      Single Family Detached
CA                            93906                        Primary                      PUD Detached
CA                            92117                        Primary                      Single Family Detached
CA                            92120                        Primary                      Single Family Detached
CA                            92139                        Primary                      Single Family Detached
CA                            95123                        Primary                      Single Family Detached
ID                            83864                        Primary                      Manufactured Housing
CA                            95050                        Primary                      PUD Attached
NY                            11579                        Primary                      Single Family Detached
FL                            33776                        Primary                      Single Family Detached
MD                            20910                        Non-owner                    Single Family Detached
FL                            34609                        Primary                      PUD Detached
CA                            95206                        Primary                      Single Family Detached
TX                            75205                        Primary                      Single Family Detached
MD                            20772                        Primary                      PUD Detached
CA                            95688                        Primary                      Single Family Detached
NJ                            07470                        Primary                      Single Family Detached
NY                            11795                        Primary                      Single Family Detached
PA                            17779                        Primary                      Single Family Detached
NY                            12202                        Non-owner                    2-4 Units Detached
CA                            91901                        Primary                      PUD Detached
GA                            30315                        Non-owner                    Single Family Detached
TX                            78702                        Primary                      Single Family Detached
FL                            33433                        Primary                      Single Family Attached
VA                            20136                        Primary                      Single Family Detached
NY                            11693                        Primary                      Single Family Detached
NY                            11236                        Primary                      2-4 Units Attached
PA                            18407                        Primary                      Single Family Detached
CO                            80122                        Primary                      PUD Detached
PA                            15424                        Primary                      Single Family Detached
MA                            02125                        Primary                      2-4 Units Detached
NY                            11369                        Primary                      Single Family Attached
NY                            11003                        Non-owner                    Single Family Detached
CA                            92024                        Primary                      PUD Detached
CA                            94533                        Primary                      Single Family Detached
CT                            06432                        Primary                      Condo Low-Rise Attached
MO                            63033                        Primary                      Single Family Detached
CO                            80525                        Primary                      Single Family Detached
MD                            21703                        Primary                      PUD Attached
OR                            97527                        Primary                      Manufactured Housing
VA                            20171                        Primary                      PUD Attached
NJ                            07642                        Primary                      Single Family Detached
FL                            33445                        Primary                      Single Family Detached
CA                            90301                        Primary                      Single Family Detached
NC                            27281                        Primary                      Single Family Detached
NJ                            08527                        Primary                      Single Family Detached
TN                            37914                        Primary                      Single Family Detached
CA                            91342                        Primary                      Single Family Detached
IA                            50554                        Primary                      Single Family Detached
NY                            11757                        Primary                      Single Family Detached
NY                            14094                        Primary                      Single Family Detached
CA                            90018                        Primary                      Single Family Detached
WA                            98266                        Primary                      Manufactured Housing
WA                            98038                        Primary                      PUD Detached
CA                            92691                        Primary                      PUD Detached
AZ                            86440                        Primary                      Manufactured Housing
PA                            19067                        Primary                      Single Family Detached
WA                            98273                        Primary                      Single Family Detached
AR                            72118                        Primary                      Single Family Detached
TX                            78372                        Primary                      Single Family Detached
MA                            01960                        Primary                      Single Family Detached
KY                            41501                        Primary                      Single Family Detached
PA                            15236                        Primary                      Single Family Detached
CA                            95667                        Primary                      Manufactured Housing
CA                            93041                        Primary                      Single Family Detached
AZ                            85242                        Primary                      Manufactured Housing
CA                            92509                        Primary                      Single Family Detached
CA                            93907                        Primary                      2-4 Units Detached
CA                            92105                        Primary                      Single Family Detached
CA                            92111                        Non-owner                    Single Family Detached
LA                            71071                        Primary                      Manufactured Housing
CA                            91977                        Primary                      PUD Attached
MO                            63119                        Primary                      Single Family Detached
CA                            95206                        Primary                      Single Family Detached
FL                            33647                        Primary                      PUD Detached
PA                            18969                        Primary                      Single Family Detached
FL                            32796                        Primary                      Single Family Detached
GA                            30752                        Primary                      Single Family Detached
AL                            35405                        Primary                      Single Family Detached
PA                            18974                        Primary                      Single Family Detached
NJ                            07470                        Primary                      Single Family Detached
KY                            40391                        Primary                      Manufactured Housing
FL                            32708                        Primary                      Single Family Detached
VA                            22958                        Second Home                  PUD Detached
AZ                            85365                        Primary                      Single Family Detached
NE                            69301                        Primary                      Single Family Detached
MD                            21403                        Primary                      PUD Attached
CA                            93306                        Primary                      Single Family Detached
CA                            93307                        Primary                      Single Family Detached
MD                            21224                        Primary                      Single Family Attached
PA                            19020                        Non-owner                    Condo Low-Rise Attached
FL                            33433                        Primary                      Condo Low-Rise Attached
ME                            04287                        Primary                      Single Family Detached
NY                            10465                        Primary                      Single Family Attached
NY                            10473                        Primary                      2-4 Units Detached
NY                            11236                        Primary                      2-4 Units Attached
MA                            02021                        Primary                      Single Family Detached
MA                            02330                        Primary                      Single Family Detached
NY                            11720                        Primary                      Single Family Detached
WA                            98532                        Non-owner                    Single Family Detached
NJ                            07930                        Primary                      Single Family Detached
IL                            60660                        Primary                      Condo High-Rise Attached
FL                            33328                        Primary                      Single Family Detached
NY                            11726                        Primary                      Single Family Detached
CA                            95228                        Primary                      Manufactured Housing
MA                            01923                        Primary                      Single Family Detached
MI                            48202                        Primary                      2-4 Units Detached
MI                            48206                        Primary                      2-4 Units Detached
MI                            48213                        Primary                      2-4 Units Detached
CA                            91765                        Primary                      Single Family Detached
KY                            42701                        Primary                      Single Family Detached
AL                            36330                        Primary                      Single Family Detached
IL                            60201                        Primary                      Single Family Detached
NY                            14450                        Primary                      Single Family Detached
CA                            95632                        Primary                      Single Family Detached
CA                            92544                        Primary                      Single Family Detached
VA                            20171                        Primary                      PUD Detached
NY                            11372                        Primary                      2-4 Units Detached
TX                            75142                        Primary                      Single Family Detached
CA                            90007                        Primary                      Single Family Detached
CA                            90018                        Primary                      Single Family Detached
CA                            91306                        Primary                      Single Family Detached
KY                            40229                        Primary                      Single Family Detached
MA                            01940                        Non-owner                    Single Family Detached
NH                            03102                        Primary                      Single Family Detached
MO                            65706                        Primary                      Single Family Detached
TN                            37803                        Primary                      Single Family Detached
DE                            19709                        Primary                      Single Family Detached
CA                            92551                        Primary                      Single Family Detached
CA                            92553                        Primary                      Single Family Detached
CA                            94559                        Primary                      Single Family Detached
TN                            37207                        Non-owner                    Single Family Detached
MS                            38651                        Primary                      Single Family Detached
CT                            06812                        Primary                      Single Family Detached
GA                            30093                        Primary                      Single Family Detached
VA                            23517                        Primary                      Single Family Detached
PA                            19401                        Primary                      Single Family Attached
NY                            11704                        Primary                      Single Family Detached
MA                            01862                        Primary                      Single Family Detached
NC                            28659                        Primary                      Single Family Detached
MD                            21236                        Primary                      PUD Attached
MA                            02557                        Primary                      Single Family Detached
FL                            33406                        Primary                      Condo Low-Rise Attached
FL                            32404                        Primary                      Single Family Detached
PA                            19136                        Primary                      Single Family Attached
PA                            19139                        Primary                      Single Family Attached
PA                            19145                        Primary                      Single Family Attached
NH                            03263                        Primary                      Single Family Detached
MT                            59254                        Primary                      Single Family Detached
FL                            34668                        Primary                      Single Family Detached
PA                            19464                        Primary                      Single Family Detached
VA                            23139                        Primary                      Manufactured Housing
ID                            83856                        Primary                      Single Family Detached
FL                            34984                        Primary                      Single Family Detached
MA                            02171                        Primary                      Condo Low-Rise Attached
CA                            92065                        Primary                      Single Family Detached
NJ                            07869                        Primary                      Single Family Detached
CA                            94065                        Primary                      Condo Low-Rise Attached
NV                            89521                        Primary                      Single Family Detached
VA                            23233                        Primary                      Single Family Attached
PA                            17572                        Primary                      Single Family Detached
MD                            21237                        Primary                      Single Family Detached
MO                            63119                        Primary                      Single Family Detached
FL                            33711                        Primary                      2-4 Units Detached
CA                            92410                        Primary                      Single Family Detached
CA                            92128                        Primary                      Condo Low-Rise Attached
CA                            91776                        Primary                      Single Family Detached
CA                            94578                        Primary                      Single Family Detached
MA                            01906                        Primary                      Single Family Detached
CA                            90280                        Primary                      Single Family Detached
FL                            34609                        Primary                      Single Family Detached
MO                            63116                        Primary                      Single Family Detached
NY                            10309                        Primary                      Condo Low-Rise Attached
VA                            24401                        Primary                      Single Family Detached
PA                            18466                        Non-owner                    PUD Detached
GA                            31602                        Primary                      Single Family Detached
CA                            91354                        Primary                      Condo Low-Rise Attached
FL                            32960                        Primary                      Single Family Detached
TX                            77901                        Primary                      Single Family Detached
UT                            84119                        Primary                      Single Family Detached
NJ                            07461                        Primary                      Single Family Detached
NJ                            07059                        Primary                      Single Family Detached
MO                            63385                        Primary                      Single Family Detached
MA                            01801                        Primary                      Single Family Detached
FL                            32712                        Primary                      PUD Detached
TN                            38002                        Non-owner                    Single Family Detached
TX                            76227                        Primary                      Single Family Detached
MD                            21218                        Primary                      Single Family Attached
MT                            59716                        Second Home                  Condo Low-Rise Attached
MA                            01821                        Primary                      Single Family Detached
FL                            33435                        Primary                      Single Family Detached
NY                            11717                        Primary                      Single Family Detached
NY                            10465                        Primary                      Single Family Attached
NY                            11207                        Primary                      2-4 Units Attached
NY                            11208                        Primary                      2-4 Units Attached
NC                            27514                        Primary                      PUD Detached
NC                            28215                        Primary                      Single Family Detached
MD                            20732                        Primary                      Single Family Detached
MI                            48420                        Primary                      Manufactured Housing
NY                            11368                        Primary                      2-4 Units Detached
NY                            10567                        Primary                      Single Family Detached
MA                            02635                        Primary                      Single Family Detached
CA                            95311                        Primary                      Single Family Detached
RI                            02910                        Primary                      2-4 Units Detached
FL                            32117                        Primary                      Manufactured Housing
FL                            33444                        Primary                      Single Family Detached
FL                            33446                        Primary                      Single Family Detached
MA                            02333                        Primary                      Single Family Detached
NY                            12533                        Primary                      Single Family Detached
PA                            16507                        Primary                      Condo Low-Rise Attached
NY                            11001                        Primary                      Single Family Detached
FL                            33311                        Non-owner                    2-4 Units Attached
CA                            92831                        Non-owner                    Single Family Detached
FL                            32605                        Primary                      Single Family Detached
CA                            92840                        Primary                      Single Family Detached
CA                            95949                        Primary                      Single Family Detached
HI                            96712                        Primary                      Single Family Detached
CA                            92544                        Primary                      Single Family Detached
VA                            20171                        Primary                      PUD Detached
CA                            95023                        Non-owner                    Single Family Detached
CA                            95023                        Primary                      Single Family Detached
HI                            96815                        Non-owner                    Condo High-Rise Attached
VA                            23860                        Primary                      Single Family Detached
FL                            32223                        Primary                      Single Family Detached
NJ                            07306                        Primary                      2-4 Units Attached
MD                            20646                        Primary                      Single Family Detached
OR                            97035                        Primary                      Single Family Detached
NJ                            07940                        Primary                      Single Family Detached
NY                            10541                        Primary                      Single Family Detached
MA                            02649                        Primary                      Single Family Detached
FL                            33055                        Primary                      Single Family Detached
FL                            33150                        Primary                      Single Family Detached
NY                            10940                        Primary                      Single Family Detached
CA                            92553                        Primary                      Single Family Detached
CA                            92557                        Primary                      Manufactured Housing
NC                            28119                        Primary                      Single Family Detached
NY                            10552                        Primary                      Single Family Detached
TN                            37129                        Primary                      Single Family Detached
IA                            52761                        Primary                      Single Family Detached
RI                            02911                        Primary                      Single Family Detached
FL                            34654                        Primary                      Manufactured Housing
CA                            92343                        Primary                      Condo Low-Rise Attached
NJ                            07436                        Primary                      Single Family Detached
FL                            32065                        Primary                      Single Family Detached
IA                            52577                        Primary                      Single Family Detached
FL                            33026                        Primary                      Single Family Detached
PA                            19124                        Primary                      Single Family Attached
PA                            19135                        Primary                      Single Family Attached
NJ                            08854                        Primary                      Single Family Detached
PA                            15216                        Primary                      Single Family Detached
CO                            81003                        Primary                      Single Family Detached
VA                            23225                        Primary                      Single Family Detached
PA                            19078                        Primary                      Single Family Attached
VA                            24019                        Primary                      Single Family Detached
MO                            63121                        Primary                      Single Family Detached
CA                            92582                        Primary                      Single Family Detached
CA                            95062                        Non-owner                    Single Family Detached
NY                            12866                        Primary                      Single Family Detached
IN                            46628                        Primary                      Single Family Detached
NY                            11419                        Primary                      2-4 Units Attached
MA                            01108                        Primary                      2-4 Units Detached
MA                            01109                        Primary                      2-4 Units Detached
CA                            92567                        Primary                      Manufactured Housing
AZ                            85218                        Primary                      PUD Detached
CA                            91342                        Primary                      Single Family Detached
CA                            95376                        Primary                      Single Family Detached
CA                            95377                        Primary                      Single Family Detached
NY                            12180                        Primary                      Single Family Detached
MA                            01879                        Primary                      Single Family Detached
MA                            02453                        Primary                      Single Family Attached
ME                            04087                        Primary                      Single Family Detached
NY                            11977                        Non-owner                    Single Family Detached
NY                            10605                        Primary                      Single Family Detached
NY                            10606                        Primary                      Single Family Detached
VA                            22602                        Primary                      PUD Attached
TX                            76008                        Primary                      Single Family Detached
CA                            94503                        Primary                      PUD Detached
PA                            19014                        Primary                      Single Family Detached
PA                            18641                        Primary                      Single Family Detached
MA                            02184                        Primary                      Single Family Detached
NY                            10466                        Primary                      Single Family Detached
NY                            11208                        Primary                      2-4 Units Attached
IN                            47325                        Primary                      Single Family Detached
CA                            91387                        Non-owner                    Condo Low-Rise Attached
CA                            91387                        Primary                      Single Family Detached
WY                            82601                        Primary                      Single Family Detached
OR                            97523                        Primary                      Manufactured Housing
MA                            02632                        Primary                      Single Family Detached
MA                            02025                        Primary                      Single Family Detached
CA                            94014                        Primary                      2-4 Units Detached
CA                            91010                        Primary                      Single Family Detached
TX                            77434                        Primary                      Single Family Detached
CA                            95501                        Primary                      Single Family Detached
CO                            80620                        Primary                      Single Family Detached
MI                            48503                        Primary                      Single Family Detached
IN                            46835                        Primary                      Single Family Detached
MO                            64029                        Primary                      Single Family Detached
MA                            01982                        Primary                      Single Family Detached
NY                            11742                        Primary                      Single Family Detached
NY                            11746                        Primary                      Single Family Detached
MO                            64050                        Primary                      Single Family Detached
FL                            32218                        Primary                      Single Family Detached
FL                            32222                        Primary                      Single Family Detached
FL                            32224                        Non-owner                    Single Family Detached
NY                            11436                        Primary                      Single Family Detached
VA                            22079                        Non-owner                    PUD Attached
CA                            92557                        Primary                      PUD Detached
CA                            92256                        Primary                      Single Family Detached
NJ                            07031                        Primary                      Single Family Detached
MA                            02554                        Second Home                  Single Family Detached
CA                            94560                        Primary                      Single Family Detached
MI                            49120                        Primary                      Single Family Detached
SC                            29405                        Non-owner                    Single Family Detached
CA                            95660                        Primary                      Single Family Detached
CA                            95361                        Primary                      Single Family Detached
NJ                            08857                        Primary                      Single Family Detached
NJ                            07050                        Primary                      2-4 Units Detached
NY                            11417                        Primary                      2-4 Units Attached
CA                            91402                        Primary                      Single Family Detached
NJ                            08109                        Primary                      Single Family Detached
AZ                            85383                        Primary                      PUD Detached
PA                            19128                        Primary                      Single Family Attached
PA                            19142                        Primary                      Single Family Attached
TX                            75076                        Primary                      Single Family Attached
WA                            98055                        Primary                      Single Family Detached
VA                            24017                        Primary                      Single Family Detached
CA                            95368                        Primary                      Single Family Detached
OK                            74063                        Primary                      Single Family Detached
CA                            95062                        Primary                      2-4 Units Attached
NY                            10583                        Primary                      Single Family Detached
MA                            01770                        Primary                      Single Family Detached
LA                            71119                        Primary                      Single Family Detached
MD                            21783                        Primary                      Single Family Attached
NV                            89431                        Primary                      Single Family Detached
NY                            10977                        Primary                      Single Family Detached
OH                            45066                        Primary                      PUD Detached
FL                            33705                        Primary                      Single Family Detached
VA                            22556                        Primary                      Single Family Detached
MA                            01907                        Primary                      Condo Low-Rise Attached
FL                            33606                        Primary                      Single Family Detached
CA                            91320                        Primary                      Single Family Detached
MA                            01469                        Primary                      Single Family Detached
CA                            95376                        Primary                      Single Family Detached
CA                            95076                        Primary                      Single Family Detached
NY                            10604                        Primary                      Single Family Detached
FL                            33403                        Primary                      Single Family Attached
FL                            33327                        Primary                      PUD Detached
VA                            22193                        Primary                      PUD Attached
NY                            10701                        Primary                      Single Family Attached
HI                            96701                        Primary                      Single Family Detached
VA                            22315                        Primary                      PUD Attached
CA                            92804                        Primary                      Single Family Detached
CA                            92804                        Primary                      Single Family Detached
CA                            94509                        Primary                      Single Family Detached
CA                            94531                        Primary                      Single Family Detached
CA                            95003                        Primary                      Single Family Detached
CA                            92676                        Primary                      Single Family Detached
CA                            93306                        Primary                      Single Family Detached
PA                            18014                        Primary                      Single Family Detached
CA                            92225                        Primary                      Single Family Detached
AR                            72315                        Primary                      Single Family Detached
NY                            11203                        Primary                      2-4 Units Attached
NY                            11203                        Primary                      Single Family Attached
NY                            11230                        Primary                      2-4 Units Attached
CA                            91387                        Primary                      Condo Low-Rise Attached
CA                            90745                        Primary                      Single Family Detached
CA                            90810                        Primary                      Single Family Detached
VA                            24228                        Primary                      Single Family Detached
CO                            80922                        Primary                      Single Family Detached
CA                            92882                        Primary                      Single Family Attached
CA                            92882                        Primary                      Single Family Detached
VA                            23040                        Primary                      Single Family Detached
VA                            22026                        Primary                      PUD Detached
NJ                            07628                        Primary                      2-4 Units Detached
CA                            92337                        Primary                      Single Family Detached
TX                            76107                        Primary                      Single Family Detached
TX                            76109                        Primary                      Single Family Detached
CA                            93703                        Primary                      Single Family Detached
CA                            93720                        Primary                      Single Family Detached
MD                            20879                        Primary                      PUD Attached
CA                            93230                        Primary                      Single Family Detached
NY                            11741                        Primary                      Single Family Detached
NH                            03051                        Primary                      Condo Low-Rise Attached
IL                            60041                        Primary                      Single Family Detached
AR                            72076                        Primary                      Single Family Detached
NJ                            07307                        Primary                      Single Family Attached
TX                            78028                        Primary                      Single Family Detached
CA                            92352                        Primary                      Single Family Detached
MA                            01523                        Primary                      Single Family Detached
FL                            33774                        Primary                      Single Family Detached
CA                            93543                        Primary                      2-4 Units Detached
CA                            90717                        Primary                      Single Family Detached
NC                            28358                        Primary                      Single Family Detached
FL                            33559                        Primary                      Single Family Detached
MA                            01940                        Primary                      Single Family Detached
MA                            01752                        Primary                      Single Family Detached
CA                            95355                        Primary                      PUD Detached
MI                            48162                        Primary                      Single Family Detached
SC                            29464                        Primary                      Single Family Detached
FL                            34116                        Primary                      Single Family Detached
CA                            92865                        Primary                      Single Family Detached
FL                            32825                        Primary                      PUD Detached
CA                            93030                        Primary                      Single Family Detached
CA                            93030                        Primary                      Single Family Detached
CO                            80138                        Primary                      Single Family Detached
MD                            21234                        Primary                      Single Family Detached
FL                            34219                        Primary                      Single Family Detached
AZ                            85345                        Primary                      Single Family Detached
CA                            92571                        Primary                      Single Family Detached
VA                            23803                        Primary                      Single Family Detached
AZ                            85031                        Primary                      Single Family Detached
AZ                            85085                        Primary                      PUD Detached
FL                            33781                        Primary                      Single Family Detached
CA                            91767                        Primary                      Single Family Detached
CA                            91767                        Primary                      Single Family Detached
FL                            34953                        Primary                      Single Family Detached
AZ                            86314                        Primary                      Manufactured Housing
NY                            11429                        Primary                      Single Family Detached
NY                            11570                        Primary                      Single Family Detached
CA                            93905                        Primary                      Single Family Detached
CA                            93905                        Primary                      Single Family Detached
CA                            93906                        Primary                      Single Family Detached
UT                            84116                        Primary                      Single Family Detached
CA                            95123                        Primary                      Single Family Detached
MI                            49088                        Primary                      Manufactured Housing
CT                            06484                        Primary                      Single Family Detached
NY                            11967                        Primary                      Single Family Detached
NV                            89429                        Primary                      Manufactured Housing
NJ                            08882                        Primary                      Single Family Detached
CA                            91977                        Primary                      Single Family Detached
CA                            92782                        Primary                      Single Family Detached
FL                            33401                        Primary                      PUD Detached
CA                            95492                        Primary                      Single Family Detached
MI                            49010                        Primary                      Manufactured Housing
MI                            48002                        Primary                      Single Family Detached
CO                            80013                        Primary                      Single Family Detached
MI                            49021                        Primary                      Single Family Detached
FL                            33435                        Primary                      Single Family Detached
NY                            11236                        Primary                      Single Family Attached
PA                            18034                        Primary                      Single Family Detached
MA                            02150                        Primary                      2-4 Units Detached
FL                            34711                        Primary                      PUD Detached
UT                            84015                        Primary                      Single Family Detached
CO                            80433                        Primary                      Single Family Detached
NY                            11368                        Primary                      2-4 Units Detached
AR                            71937                        Primary                      Single Family Detached
GA                            30096                        Primary                      Single Family Detached
FL                            34698                        Primary                      Single Family Detached
AL                            36530                        Primary                      Single Family Detached
NY                            11003                        Primary                      Single Family Detached
CA                            91316                        Second Home                  Single Family Detached
MO                            63026                        Primary                      Single Family Detached
NV                            89408                        Primary                      Single Family Detached
CA                            92335                        Primary                      Single Family Detached
CA                            92336                        Primary                      Single Family Detached
CA                            95540                        Primary                      Single Family Detached
MI                            48624                        Primary                      Single Family Detached
AZ                            85303                        Primary                      PUD Detached
IL                            60429                        Primary                      Single Family Detached
CA                            94547                        Primary                      Single Family Detached
FL                            33012                        Primary                      Single Family Detached
FL                            33031                        Primary                      Single Family Detached
TX                            77083                        Non-owner                    Single Family Attached
TX                            76087                        Primary                      Single Family Detached
MD                            20782                        Primary                      Single Family Detached
MI                            49201                        Non-owner                    2-4 Units Attached
IA                            51347                        Primary                      Single Family Detached
CA                            90712                        Primary                      Single Family Detached
NH                            03784                        Primary                      Single Family Detached
NE                            68505                        Primary                      Single Family Detached
VA                            22508                        Primary                      Single Family Detached
CA                            90016                        Primary                      Single Family Detached
CO                            80538                        Primary                      Single Family Detached
NY                            10028                        Primary                      Single Family Attached
TX                            76063                        Primary                      Single Family Detached
NY                            11763                        Primary                      Single Family Detached
AL                            36618                        Primary                      Single Family Detached
MI                            48162                        Primary                      Single Family Detached
CA                            91763                        Primary                      Single Family Detached
NY                            10550                        Primary                      2-4 Units Detached
NY                            10128                        Non-owner                    Condo High-Rise Attached
RI                            02852                        Primary                      Single Family Detached
CT                            06850                        Primary                      Single Family Detached
FL                            32825                        Primary                      Single Family Detached
NY                            11416                        Primary                      2-4 Units Attached
FL                            33418                        Primary                      Single Family Detached
UT                            84098                        Primary                      Single Family Detached
PA                            19131                        Non-owner                    Single Family Attached
PA                            19146                        Primary                      Single Family Attached
AZ                            85044                        Primary                      Single Family Detached
CA                            95562                        Primary                      Single Family Detached
VA                            22546                        Primary                      Single Family Detached
CA                            93906                        Primary                      Single Family Detached
CA                            93906                        Primary                      Single Family Detached
CA                            92105                        Primary                      2-4 Units Detached
CA                            92114                        Primary                      Single Family Detached
CA                            95111                        Primary                      Single Family Detached
CA                            95121                        Primary                      PUD Attached
CA                            95121                        Primary                      Single Family Detached
CA                            95132                        Primary                      Single Family Detached
CA                            93955                        Primary                      Single Family Detached
CA                            95205                        Primary                      Single Family Detached
CA                            95212                        Primary                      Single Family Detached
CA                            95215                        Primary                      Single Family Detached
IL                            60107                        Primary                      Single Family Detached
MI                            48180                        Primary                      Single Family Detached
NJ                            08755                        Primary                      Single Family Detached
CA                            95304                        Primary                      PUD Detached
CA                            95380                        Primary                      Single Family Detached
MI                            48089                        Primary                      Single Family Detached
DC                            20011                        Primary                      Single Family Attached
FL                            33406                        Primary                      PUD Attached
CA                            90603                        Primary                      Single Family Detached
MA                            01887                        Primary                      Single Family Detached
NY                            10703                        Primary                      Single Family Detached
NY                            10710                        Primary                      Single Family Detached
IN                            46077                        Primary                      Single Family Detached
WY                            83128                        Primary                      Single Family Detached
NH                            03440                        Primary                      Single Family Detached
CA                            90250                        Primary                      Single Family Detached
CA                            94565                        Primary                      Single Family Detached
MI                            49021                        Primary                      Manufactured Housing
PA                            19312                        Primary                      PUD Detached
CA                            94513                        Primary                      Single Family Detached
CA                            94514                        Primary                      Single Family Detached
CA                            92008                        Primary                      Condo Low-Rise Attached
VA                            23832                        Primary                      Single Family Detached
CA                            92882                        Primary                      Single Family Detached
MI                            48204                        Primary                      Single Family Detached
AZ                            85335                        Primary                      PUD Detached
CA                            95757                        Primary                      PUD Detached
CA                            95757                        Primary                      Single Family Detached
CA                            95628                        Primary                      Single Family Detached
FL                            33311                        Non-owner                    Single Family Detached
FL                            33351                        Primary                      Condo Low-Rise Attached
CA                            93720                        Primary                      Single Family Detached
CA                            92833                        Primary                      Single Family Detached
PA                            18054                        Primary                      Single Family Detached
IN                            46135                        Primary                      Single Family Detached
NY                            10926                        Primary                      Single Family Detached
MI                            48353                        Primary                      Single Family Detached
CA                            95467                        Primary                      PUD Detached
CA                            92346                        Primary                      Single Family Detached
IN                            46750                        Primary                      Single Family Detached
NY                            11743                        Primary                      Single Family Detached
CA                            90302                        Primary                      Single Family Detached
CA                            93930                        Primary                      Single Family Detached
FL                            34746                        Primary                      PUD Detached
CA                            92253                        Primary                      PUD Detached
FL                            32025                        Primary                      Single Family Detached
CA                            93551                        Non-owner                    Single Family Detached
NV                            89108                        Primary                      Single Family Detached
AR                            72227                        Primary                      Single Family Detached
CA                            94550                        Primary                      Single Family Detached
VT                            05149                        Second Home                  Condo Low-Rise Attached
MD                            21093                        Primary                      Single Family Detached
CA                            93546                        Second Home                  Single Family Detached
FL                            33063                        Primary                      Single Family Detached
FL                            33169                        Primary                      Single Family Detached
ME                            04462                        Primary                      Single Family Detached
CA                            95356                        Primary                      Single Family Detached
GA                            30656                        Primary                      Single Family Detached
TX                            76180                        Primary                      Single Family Detached
NJ                            07112                        Non-owner                    2-4 Units Detached
CA                            95056                        Primary                      PUD Detached
CA                            92867                        Primary                      Single Family Detached
NY                            10562                        Primary                      Single Family Detached
FL                            32407                        Primary                      Single Family Detached
NJ                            07501                        Primary                      2-4 Units Detached
NJ                            07513                        Primary                      2-4 Units Detached
CA                            95363                        Primary                      Single Family Detached
CA                            95363                        Primary                      Single Family Detached
CA                            92371                        Primary                      Single Family Detached
AZ                            85032                        Primary                      Single Family Detached
MI                            48755                        Primary                      Single Family Detached
NY                            11050                        Primary                      2-4 Units Detached
CA                            94805                        Primary                      Single Family Detached
MD                            20737                        Non-owner                    Single Family Attached
CA                            92503                        Primary                      Single Family Detached
CA                            92508                        Primary                      Single Family Detached
CA                            95678                        Primary                      Single Family Detached
CA                            95842                        Primary                      Single Family Detached
NY                            11412                        Primary                      2-4 Units Detached
CA                            92105                        Primary                      Single Family Detached
CA                            92114                        Primary                      Single Family Detached
CA                            92114                        Primary                      Single Family Detached
CA                            92128                        Primary                      PUD Detached
CA                            92129                        Primary                      Single Family Detached
CA                            92139                        Primary                      Single Family Detached
CA                            92154                        Primary                      PUD Detached
CA                            92154                        Primary                      Single Family Detached
CA                            95122                        Primary                      Single Family Detached
CA                            95133                        Primary                      Single Family Detached
CA                            95136                        Primary                      Single Family Detached
CA                            94401                        Primary                      Single Family Detached
CA                            94403                        Primary                      Single Family Detached
CA                            95405                        Primary                      Single Family Detached
TN                            38372                        Primary                      Single Family Detached
ME                            04074                        Primary                      Single Family Detached
NY                            12871                        Primary                      Manufactured Housing
FL                            33772                        Primary                      Single Family Detached
NY                            10301                        Primary                      2-4 Units Detached
MD                            21666                        Primary                      Single Family Detached
CA                            95206                        Primary                      Single Family Detached
CA                            95206                        Primary                      Single Family Detached
CA                            95212                        Primary                      Single Family Detached
AZ                            85374                        Primary                      Single Family Detached
CA                            93561                        Primary                      PUD Detached
FL                            33469                        Primary                      Single Family Detached
UT                            84074                        Primary                      Single Family Detached
CA                            90503                        Primary                      Single Family Detached
UT                            84405                        Primary                      Single Family Detached
CA                            91401                        Primary                      Single Family Detached
CA                            91401                        Primary                      Single Family Detached
NJ                            07719                        Primary                      Single Family Detached
RI                            02886                        Primary                      Single Family Detached
MI                            48186                        Primary                      Single Family Detached
AZ                            85361                        Primary                      Single Family Detached
CA                            95695                        Primary                      Single Family Detached
NY                            12205                        Primary                      Single Family Detached
FL                            32701                        Primary                      Single Family Detached
MA                            02703                        Primary                      Condo Low-Rise Attached
IL                            62226                        Non-owner                    Single Family Detached
CA                            94702                        Primary                      Single Family Detached
FL                            33496                        Primary                      PUD Detached
IL                            60527                        Non-owner                    Single Family Detached
CA                            93012                        Primary                      Condo Low-Rise Attached
AZ                            85248                        Primary                      Single Family Detached
CA                            92236                        Primary                      Single Family Detached
PA                            18218                        Primary                      Single Family Detached
CA                            94521                        Primary                      Single Family Detached
CA                            92626                        Primary                      Single Family Detached
RI                            02816                        Primary                      Single Family Detached
CA                            91723                        Primary                      Single Family Detached
RI                            02920                        Primary                      Single Family Detached
MI                            48227                        Primary                      Single Family Detached
FL                            34698                        Primary                      Single Family Detached
CA                            95624                        Primary                      Single Family Detached
CA                            95758                        Primary                      Single Family Detached
NY                            11003                        Primary                      Single Family Detached
CA                            94533                        Primary                      Single Family Detached
CA                            94533                        Primary                      Single Family Detached
ME                            04344                        Primary                      Single Family Detached
FL                            33912                        Primary                      PUD Detached
MI                            48435                        Primary                      Single Family Detached
NJ                            08823                        Primary                      Condo Low-Rise Attached
VA                            22406                        Primary                      Single Family Detached
VA                            22407                        Primary                      PUD Detached
TX                            75052                        Primary                      Single Family Attached
TX                            78550                        Non-owner                    2-4 Units Attached
MI                            49058                        Primary                      Manufactured Housing
CA                            94541                        Primary                      Single Family Detached
CA                            94544                        Primary                      Single Family Detached
NY                            11780                        Primary                      Single Family Detached
OR                            97123                        Primary                      Single Family Detached
FL                            33455                        Primary                      PUD Detached
CA                            92250                        Primary                      Single Family Detached
NY                            11746                        Primary                      Single Family Detached
CA                            90631                        Primary                      Single Family Detached
FL                            32744                        Non-owner                    Single Family Detached
CA                            93535                        Primary                      Single Family Detached
CA                            93536                        Primary                      Single Family Detached
NV                            89110                        Primary                      Condo Low-Rise Attached
NV                            89115                        Primary                      Single Family Detached
CA                            94551                        Primary                      Single Family Detached
OK                            73446                        Primary                      Single Family Detached
CT                            06457                        Primary                      Single Family Detached
FL                            33027                        Primary                      Single Family Detached
SC                            29464                        Primary                      Single Family Detached
CA                            92563                        Primary                      Single Family Detached
NH                            03063                        Primary                      Condo Low-Rise Attached
CT                            06511                        Primary                      Single Family Detached
NY                            10562                        Primary                      Condo Low-Rise Attached
FL                            33410                        Primary                      Single Family Detached
FL                            32137                        Primary                      Single Family Detached
CA                            96073                        Primary                      Single Family Detached
CA                            93648                        Primary                      Single Family Detached
FL                            33023                        Primary                      Single Family Detached
VA                            23875                        Primary                      Single Family Detached
CA                            96080                        Primary                      Single Family Detached
MO                            65738                        Primary                      Single Family Detached
CA                            95367                        Primary                      Single Family Detached
CA                            92507                        Primary                      Single Family Detached
CA                            95678                        Primary                      Condo Low-Rise Attached
CA                            95826                        Primary                      Single Family Detached
CA                            95835                        Primary                      Single Family Detached
CA                            94066                        Primary                      Single Family Detached
CA                            92106                        Primary                      Single Family Detached
CA                            92113                        Primary                      Single Family Detached
CA                            92114                        Primary                      Single Family Detached
CA                            92117                        Primary                      Single Family Detached
CA                            92119                        Primary                      Single Family Detached
CA                            92173                        Primary                      Single Family Detached
CA                            92704                        Primary                      Single Family Detached
CA                            91387                        Primary                      Condo Low-Rise Attached
CA                            95405                        Primary                      Single Family Detached
CA                            95407                        Primary                      Single Family Detached
PA                            18509                        Primary                      Single Family Detached
NY                            11787                        Primary                      Single Family Detached
NY                            11412                        Primary                      Single Family Detached
CA                            94087                        Primary                      Single Family Detached
CA                            91780                        Primary                      Single Family Detached
CA                            91786                        Primary                      Single Family Detached
MD                            20774                        Primary                      PUD Attached
NJ                            07043                        Primary                      Single Family Detached
CA                            95687                        Primary                      Single Family Detached
CA                            95687                        Primary                      Single Family Detached
CA                            95687                        Primary                      Single Family Detached
CA                            95688                        Primary                      Single Family Detached
CA                            93003                        Primary                      Single Family Detached
IL                            60061                        Primary                      Single Family Detached
CA                            95386                        Primary                      Single Family Detached
ME                            03907                        Primary                      Single Family Detached
VA                            23185                        Primary                      Single Family Detached
CA                            95991                        Primary                      Single Family Detached
CA                            94509                        Primary                      Single Family Detached
CA                            94531                        Primary                      Single Family Detached
CA                            93422                        Primary                      Single Family Detached
CA                            93304                        Primary                      Single Family Detached
VA                            23304                        Primary                      Single Family Detached
CA                            95005                        Primary                      Single Family Detached
NY                            10509                        Primary                      Single Family Detached
CT                            06606                        Primary                      Single Family Detached
MI                            48115                        Primary                      Single Family Detached
CA                            90620                        Primary                      Single Family Detached
FL                            33991                        Primary                      Single Family Detached
CA                            91911                        Primary                      Single Family Detached
NY                            12518                        Primary                      Single Family Detached
CA                            94014                        Primary                      Single Family Attached
GA                            30033                        Primary                      Single Family Detached
MI                            48223                        Primary                      Single Family Detached
MA                            01826                        Primary                      Single Family Detached
FL                            32141                        Primary                      Single Family Detached
CA                            92026                        Primary                      Single Family Detached
VA                            22406                        Primary                      PUD Detached
IL                            60134                        Primary                      Single Family Attached
RI                            02829                        Primary                      Single Family Detached
AL                            35079                        Non-owner                    Single Family Detached
GA                            30230                        Non-owner                    Single Family Detached
HI                            96821                        Primary                      Single Family Detached
TX                            77019                        Primary                      2-4 Units Detached
FL                            33036                        Primary                      Single Family Detached
NJ                            07305                        Primary                      2-4 Units Detached
MI                            49250                        Primary                      Single Family Detached
CA                            93635                        Primary                      Single Family Detached
MD                            20724                        Primary                      PUD Detached
CA                            91335                        Primary                      Single Family Detached
KY                            40222                        Primary                      Single Family Detached
IN                            46360                        Primary                      Single Family Detached
MA                            02054                        Primary                      Single Family Detached
FL                            34120                        Primary                      Single Family Detached
VA                            23601                        Non-owner                    Single Family Detached
CA                            94605                        Primary                      Single Family Detached
VA                            22124                        Primary                      PUD Detached
MD                            20832                        Primary                      Condo Low-Rise Attached
MN                            55330                        Primary                      Single Family Detached
FL                            32408                        Non-owner                    Condo Low-Rise Attached
MI                            49270                        Primary                      Manufactured Housing
AZ                            85017                        Primary                      Single Family Detached
PA                            15212                        Non-owner                    2-4 Units Detached
CA                            93257                        Primary                      Single Family Detached
AL                            35986                        Primary                      Single Family Detached
MD                            21136                        Primary                      PUD Attached
MI                            48062                        Primary                      Single Family Detached
CA                            95824                        Primary                      Single Family Detached
CA                            91340                        Primary                      Single Family Detached
CA                            95111                        Primary                      Single Family Detached
CA                            94578                        Primary                      Single Family Detached
CA                            93401                        Non-owner                    Single Family Detached
CA                            93657                        Non-owner                    Single Family Detached
MA                            01906                        Primary                      Single Family Detached
MA                            01906                        Primary                      Single Family Detached
NY                            11782                        Primary                      Single Family Detached
AZ                            85250                        Primary                      Single Family Detached
CA                            93065                        Primary                      Single Family Detached
CA                            94080                        Primary                      Single Family Detached
MI                            48658                        Primary                      Single Family Detached
CA                            95206                        Primary                      Single Family Detached
CA                            96142                        Primary                      Single Family Detached
CA                            94587                        Primary                      Single Family Detached
MD                            20774                        Primary                      PUD Attached
CA                            95076                        Primary                      Single Family Detached
PA                            19382                        Primary                      PUD Attached
CA                            94973                        Primary                      Single Family Detached
CA                            91304                        Primary                      Single Family Detached
CA                            92316                        Primary                      Single Family Detached
CA                            91304                        Primary                      Single Family Detached
OK                            73018                        Primary                      Single Family Detached
CA                            91911                        Primary                      Single Family Detached
TN                            37043                        Primary                      Single Family Detached
CA                            94015                        Primary                      Single Family Detached
MI                            48205                        Non-owner                    Single Family Detached
MI                            48219                        Primary                      Single Family Detached
IN                            47336                        Primary                      Single Family Detached
CA                            94803                        Primary                      Single Family Detached
UT                            84404                        Non-owner                    Single Family Detached
MO                            63033                        Primary                      Single Family Detached
FL                            34982                        Primary                      Single Family Detached
TX                            76119                        Non-owner                    Single Family Detached
TX                            75050                        Non-owner                    2-4 Units Attached
FL                            33023                        Primary                      Single Family Detached
HI                            96753                        Second Home                  Single Family Detached
TN                            37919                        Primary                      Condo Low-Rise Attached
FL                            33461                        Primary                      Single Family Detached
FL                            33461                        Primary                      Single Family Detached
NH                            03053                        Primary                      Single Family Detached
CA                            90815                        Primary                      Single Family Detached
CA                            90026                        Non-owner                    2-4 Units Detached
CA                            90026                        Primary                      Single Family Detached
CA                            94941                        Primary                      Single Family Detached
CA                            94621                        Non-owner                    Single Family Detached
CA                            93036                        Primary                      Single Family Detached
PA                            19152                        Primary                      Single Family Attached
FL                            33156                        Primary                      Single Family Detached
CA                            94063                        Primary                      Single Family Detached
VA                            22725                        Non-owner                    Single Family Detached
MI                            48066                        Primary                      Single Family Detached
CA                            95835                        Primary                      Single Family Detached
CA                            93906                        Non-owner                    Single Family Detached
CA                            92673                        Primary                      PUD Detached
CA                            91340                        Primary                      Single Family Detached
CA                            92675                        Primary                      Single Family Detached
CA                            94580                        Primary                      Single Family Detached
NY                            11967                        Primary                      Single Family Detached
CA                            93063                        Primary                      Single Family Detached
CA                            93065                        Primary                      Single Family Detached
NY                            10308                        Primary                      2-4 Units Detached
PA                            19082                        Primary                      Single Family Attached
VA                            23455                        Primary                      Single Family Detached
VA                            23464                        Primary                      Single Family Attached
FL                            33414                        Primary                      Single Family Detached
CA                            91790                        Primary                      Single Family Detached
MA                            02670                        Primary                      2-4 Units Detached
NY                            10606                        Primary                      2-4 Units Detached
MI                            48198                        Primary                      Single Family Detached
MA                            02743                        Primary                      Single Family Detached
CA                            91706                        Primary                      Single Family Detached
NV                            89005                        Primary                      Single Family Detached
NY                            10708                        Primary                      Single Family Detached
NY                            11411                        Primary                      2-4 Units Attached
FL                            33914                        Primary                      Single Family Detached
VT                            05142                        Second Home                  Condo Low-Rise Attached
MA                            02025                        Primary                      Single Family Detached
TN                            38558                        Primary                      Single Family Detached
MI                            49112                        Primary                      Single Family Detached
CA                            95628                        Primary                      Single Family Detached
MI                            49508                        Primary                      Single Family Detached
FL                            32159                        Primary                      Single Family Detached
CA                            92651                        Primary                      Single Family Detached
NJ                            08701                        Primary                      Single Family Detached
NV                            89131                        Primary                      Single Family Detached
NJ                            07746                        Primary                      Single Family Detached
CA                            92553                        Primary                      Single Family Detached
CA                            92555                        Primary                      PUD Detached
IL                            60056                        Primary                      Single Family Detached
CA                            92657                        Primary                      PUD Detached
VA                            23607                        Non-owner                    Single Family Detached
VA                            23509                        Primary                      Single Family Detached
VT                            05257                        Primary                      Single Family Detached
FL                            33068                        Primary                      2-4 Units Detached
MA                            02360                        Primary                      Single Family Detached
MA                            02360                        Primary                      Single Family Detached
MA                            02360                        Primary                      Single Family Detached
NY                            12603                        Primary                      Single Family Detached
CA                            95670                        Primary                      Single Family Detached
CA                            95819                        Non-owner                    Single Family Detached
CA                            93905                        Primary                      2-4 Units Detached
TX                            78217                        Non-owner                    Single Family Detached
CA                            92410                        Primary                      Single Family Detached
MA                            02066                        Primary                      Single Family Detached
GA                            30039                        Primary                      Single Family Detached
OR                            97478                        Primary                      Single Family Detached
CA                            95206                        Primary                      Single Family Detached
PA                            18372                        Primary                      Single Family Detached
CA                            92679                        Primary                      Condo Low-Rise Attached
FL                            33414                        Primary                      Single Family Detached
CA                            92595                        Primary                      Single Family Detached
IL                            60096                        Non-owner                    Single Family Detached
MN                            55125                        Primary                      Single Family Detached
CA                            92365                        Primary                      Manufactured Housing
MD                            21014                        Primary                      PUD Attached
FL                            33435                        Primary                      Single Family Attached
NY                            11233                        Primary                      2-4 Units Attached
NY                            11233                        Primary                      2-4 Units Attached
NY                            11236                        Primary                      2-4 Units Attached
NY                            11236                        Primary                      2-4 Units Attached
NY                            11236                        Primary                      2-4 Units Attached
CO                            81212                        Primary                      Single Family Detached
IL                            60415                        Primary                      2-4 Units Detached
NJ                            07626                        Primary                      Single Family Detached
MA                            02121                        Primary                      2-4 Units Detached
CA                            94303                        Primary                      Single Family Detached
NJ                            07202                        Primary                      Single Family Detached
NY                            11367                        Primary                      Condo Low-Rise Attached
MI                            49420                        Primary                      Single Family Detached
NJ                            07843                        Primary                      Single Family Detached
CA                            91932                        Primary                      Condo Low-Rise Attached
NY                            11752                        Primary                      Single Family Detached
WA                            98034                        Non-owner                    Single Family Detached
CA                            92530                        Primary                      Single Family Detached
VA                            20176                        Primary                      Single Family Detached
MA                            02421                        Primary                      Single Family Detached
CA                            95240                        Primary                      Single Family Detached
CA                            90027                        Primary                      Single Family Detached
NJ                            08736                        Primary                      Single Family Detached
MA                            01756                        Primary                      Single Family Detached
WA                            98040                        Primary                      Single Family Detached
CA                            92555                        Primary                      Single Family Detached
CA                            94558                        Primary                      Single Family Detached
MA                            02468                        Primary                      Single Family Detached
VA                            23513                        Primary                      Single Family Detached
OK                            73114                        Non-owner                    2-4 Units Detached
CA                            91103                        Primary                      2-4 Units Detached
CA                            95363                        Primary                      Single Family Detached
FL                            32128                        Primary                      Single Family Detached
CA                            95670                        Primary                      Single Family Detached
VA                            23223                        Primary                      Single Family Detached
VA                            23231                        Primary                      Single Family Detached
PA                            19078                        Primary                      Single Family Detached
CA                            95841                        Primary                      Single Family Detached
CA                            94124                        Primary                      Single Family Detached
CA                            94134                        Primary                      Single Family Attached
CA                            91390                        Primary                      Single Family Detached
CA                            95066                        Primary                      Single Family Detached
NJ                            08757                        Primary                      Single Family Detached
FL                            33711                        Primary                      Single Family Detached
CA                            95205                        Non-owner                    Single Family Detached
MA                            02050                        Primary                      Single Family Detached
PA                            17402                        Primary                      Single Family Detached
VA                            22315                        Primary                      PUD Detached
VA                            22207                        Primary                      Single Family Detached
PA                            19508                        Primary                      Single Family Detached
AL                            35228                        Non-owner                    Single Family Detached
NJ                            07003                        Primary                      Single Family Detached
MA                            02445                        Primary                      Condo Low-Rise Attached
CA                            91387                        Primary                      Condo Low-Rise Attached
CA                            90745                        Primary                      Single Family Detached
MI                            49321                        Primary                      Single Family Detached
ID                            83815                        Primary                      Single Family Detached
MA                            02125                        Primary                      Single Family Detached
NY                            11940                        Primary                      Single Family Detached
MD                            21601                        Primary                      Single Family Detached
CA                            91935                        Primary                      Single Family Detached
MA                            01945                        Primary                      Single Family Detached
FL                            33177                        Primary                      Single Family Detached
MA                            02346                        Primary                      Single Family Detached
MD                            20886                        Primary                      PUD Attached
FL                            34116                        Primary                      Single Family Detached
VA                            23509                        Non-owner                    Single Family Detached
MA                            02557                        Primary                      Single Family Detached
FL                            32174                        Primary                      Single Family Attached
FL                            32176                        Primary                      Single Family Detached
FL                            34983                        Primary                      Single Family Detached
CA                            91737                        Primary                      PUD Detached
NY                            11385                        Primary                      2-4 Units Attached
AL                            35653                        Primary                      Single Family Detached
CA                            95368                        Primary                      Single Family Detached
CA                            92717                        Primary                      Condo Low-Rise Attached
CA                            94403                        Primary                      Condo Low-Rise Attached
VA                            23430                        Primary                      Single Family Detached
IN                            46613                        Primary                      Single Family Detached
RI                            02879                        Primary                      Single Family Detached
CA                            96150                        Primary                      Single Family Detached
CA                            91030                        Primary                      Condo Low-Rise Attached
OH                            45680                        Primary                      Single Family Detached
NY                            12582                        Primary                      Single Family Detached
FL                            33625                        Primary                      Single Family Detached
DC                            20002                        Primary                      Single Family Attached
DC                            20011                        Primary                      Single Family Attached
FL                            33414                        Primary                      Single Family Detached
CA                            91304                        Primary                      Single Family Detached
FL                            33407                        Non-owner                    Single Family Detached
CA                            95691                        Primary                      Single Family Detached
FL                            34786                        Non-owner                    Single Family Detached
VA                            22192                        Primary                      PUD Detached
MA                            01605                        Primary                      Condo Low-Rise Attached
CA                            96097                        Primary                      Single Family Detached
MD                            21206                        Primary                      Single Family Attached
CA                            94510                        Primary                      Single Family Detached
NJ                            08807                        Primary                      Single Family Detached
WI                            53105                        Primary                      Single Family Detached
MA                            02632                        Primary                      Single Family Detached
OH                            45458                        Primary                      PUD Detached
CA                            93612                        Primary                      Single Family Detached
CA                            91722                        Primary                      Single Family Detached
CO                            81301                        Primary                      Single Family Detached
NY                            11937                        Primary                      Single Family Detached
CA                            95501                        Primary                      Single Family Detached
CA                            95501                        Primary                      Single Family Detached
CA                            93221                        Primary                      Single Family Detached
CA                            95630                        Primary                      Single Family Detached
FL                            33322                        Primary                      Single Family Detached
CA                            93727                        Primary                      Single Family Detached
CA                            93727                        Primary                      Single Family Detached
MI                            48203                        Primary                      Single Family Detached
NY                            12533                        Primary                      Single Family Detached
MI                            48855                        Primary                      Single Family Detached
CA                            94937                        Second Home                  Single Family Detached
CA                            92253                        Primary                      Single Family Detached
HI                            96761                        Second Home                  Condo High-Rise Attached
MI                            49331                        Primary                      Single Family Detached
CA                            91752                        Primary                      Single Family Detached
NY                            11040                        Primary                      Single Family Detached
CA                            94560                        Primary                      Single Family Detached
NH                            03858                        Primary                      Single Family Detached
CA                            91606                        Primary                      Single Family Detached
NV                            89031                        Primary                      Single Family Detached
RI                            02896                        Primary                      Single Family Detached
CA                            95963                        Primary                      Single Family Detached
CA                            93030                        Primary                      Single Family Detached
CA                            93030                        Primary                      Single Family Detached
CA                            93033                        Primary                      Single Family Detached
CA                            93036                        Primary                      Single Family Detached
NJ                            08861                        Primary                      Single Family Detached
AZ                            85042                        Primary                      Single Family Detached
CA                            91766                        Primary                      Single Family Detached
CO                            81005                        Primary                      Single Family Detached
CA                            91701                        Primary                      Single Family Detached
CA                            91335                        Primary                      Single Family Detached
VA                            23233                        Primary                      Condo Low-Rise Attached
IN                            46628                        Primary                      Single Family Detached
CA                            95206                        Primary                      Single Family Detached
CA                            91342                        Primary                      Single Family Detached
CA                            91342                        Primary                      Single Family Detached
WA                            98408                        Primary                      Single Family Detached
CA                            91786                        Primary                      Single Family Detached
NY                            11580                        Primary                      Single Family Detached
FL                            33414                        Primary                      Single Family Detached
VA                            22309                        Primary                      Condo Low-Rise Attached
CA                            92804                        Primary                      Single Family Detached
CA                            92805                        Primary                      Single Family Detached
CA                            94509                        Primary                      Single Family Detached
CA                            94531                        Primary                      Single Family Detached
CA                            94531                        Primary                      Single Family Detached
CA                            95603                        Primary                      Single Family Detached
CA                            94510                        Primary                      Single Family Detached
CA                            93505                        Primary                      Single Family Detached
FL                            33904                        Primary                      Single Family Detached
NY                            11720                        Primary                      Single Family Detached
NY                            11725                        Primary                      Single Family Detached
CA                            90221                        Primary                      Single Family Detached
RI                            02915                        Primary                      Single Family Detached
RI                            02916                        Primary                      Single Family Detached
CA                            92336                        Primary                      Single Family Detached
CA                            92336                        Primary                      Single Family Detached
VA                            22407                        Primary                      Single Family Detached
CA                            94555                        Primary                      Single Family Attached
CA                            93230                        Primary                      Single Family Detached
CA                            92647                        Primary                      Single Family Detached
MI                            49201                        Non-owner                    2-4 Units Detached
NY                            11434                        Primary                      Single Family Detached
NJ                            08048                        Primary                      Single Family Detached
CA                            95336                        Primary                      Single Family Detached
CA                            95337                        Primary                      Single Family Detached
CA                            92359                        Primary                      Single Family Detached
CA                            95350                        Primary                      Single Family Detached
CA                            95357                        Primary                      Single Family Detached
FL                            33160                        Primary                      Condo Low-Rise Attached
CA                            90650                        Primary                      Single Family Detached
CA                            94601                        Primary                      Single Family Detached
CA                            94603                        Primary                      Single Family Detached
CA                            91764                        Primary                      Single Family Detached
PA                            16866                        Non-owner                    Single Family Detached
AZ                            85015                        Primary                      Single Family Detached
AZ                            85031                        Primary                      Single Family Detached
MI                            48169                        Primary                      Single Family Detached
RI                            02909                        Primary                      2-4 Units Detached
CA                            91730                        Primary                      Single Family Detached
CA                            91739                        Primary                      Single Family Detached
VA                            24019                        Primary                      Condo Low-Rise Attached
NY                            11577                        Primary                      Single Family Detached
FL                            34232                        Primary                      Single Family Detached
WA                            98122                        Primary                      Single Family Detached
CA                            93960                        Primary                      Single Family Detached
NY                            11780                        Primary                      Single Family Detached
VA                            22556                        Primary                      Single Family Detached
CA                            91302                        Primary                      Single Family Detached
CA                            94591                        Primary                      Single Family Detached
NY                            11793                        Primary                      Single Family Detached
NY                            11793                        Primary                      Single Family Detached
CA                            95490                        Primary                      Single Family Detached
VA                            22193                        Primary                      Condo Low-Rise Attached
CA                            92301                        Primary                      Single Family Detached
MN                            55303                        Primary                      Single Family Detached
CA                            95912                        Primary                      Single Family Detached
VA                            22206                        Primary                      Condo Low-Rise Attached
CO                            81122                        Primary                      Single Family Detached
CA                            90201                        Primary                      2-4 Units Detached
CA                            94702                        Primary                      Single Family Detached
NY                            10509                        Primary                      Single Family Detached
NY                            11208                        Primary                      Single Family Detached
NY                            11234                        Primary                      Single Family Attached
FL                            33065                        Non-owner                    Condo Low-Rise Attached
CA                            94533                        Primary                      Single Family Detached
CA                            92335                        Primary                      Single Family Detached
AZ                            85302                        Primary                      Single Family Detached
CA                            91740                        Primary                      Single Family Detached
CA                            92345                        Primary                      Single Family Detached
CA                            92346                        Primary                      Single Family Detached
CA                            95326                        Primary                      Single Family Detached
NY                            11746                        Primary                      Single Family Detached
MI                            49249                        Primary                      Single Family Detached
HI                            96789                        Primary                      Single Family Detached
CA                            92562                        Primary                      Single Family Detached
CA                            92562                        Primary                      Single Family Detached
CA                            92351                        Primary                      Single Family Detached
CA                            93550                        Primary                      Single Family Detached
CA                            93551                        Primary                      Single Family Detached
FL                            32561                        Primary                      Condo High-Rise Attached
CA                            94565                        Primary                      Single Family Detached
VA                            23704                        Primary                      Single Family Detached
CA                            92374                        Primary                      Single Family Detached
CA                            94801                        Primary                      Single Family Detached
CA                            94804                        Primary                      Single Family Detached
CA                            94806                        Primary                      Single Family Detached
OR                            97470                        Primary                      Single Family Detached
CA                            95678                        Primary                      Single Family Detached
FL                            33702                        Primary                      Single Family Detached
CA                            95118                        Primary                      Single Family Detached
CA                            95118                        Primary                      Single Family Detached
CA                            95121                        Primary                      Single Family Detached
CA                            95127                        Primary                      Single Family Detached
CA                            95127                        Primary                      Single Family Detached
CA                            95127                        Primary                      Single Family Detached
CA                            95132                        Primary                      Single Family Detached
CA                            95209                        Primary                      Single Family Detached
CA                            95212                        Primary                      Single Family Detached
FL                            33321                        Primary                      Condo Low-Rise Attached
CA                            92591                        Primary                      Single Family Detached
CA                            90501                        Primary                      Single Family Detached
CA                            90503                        Primary                      Single Family Detached
CA                            90503                        Primary                      Single Family Detached
CA                            94590                        Primary                      Single Family Detached
CA                            90604                        Primary                      Single Family Detached
CA                            90605                        Primary                      Single Family Detached
CO                            80863                        Non-owner                    Single Family Detached
CO                            80863                        Non-owner                    Single Family Detached
LA                            70805                        Non-owner                    Single Family Detached
IN                            47920                        Primary                      Single Family Detached
NY                            11717                        Primary                      Single Family Detached
RI                            02921                        Primary                      Single Family Detached
MI                            48221                        Primary                      Single Family Detached
NJ                            08816                        Primary                      Single Family Detached
MN                            55439                        Primary                      Single Family Detached
CA                            95630                        Primary                      Single Family Detached
NY                            10528                        Primary                      Single Family Detached
FL                            33033                        Primary                      Single Family Detached
MD                            20782                        Primary                      Single Family Detached
FL                            33037                        Primary                      Single Family Detached
CA                            91744                        Primary                      Single Family Detached
NY                            11756                        Primary                      Single Family Detached
CA                            93635                        Primary                      Single Family Detached
CA                            93635                        Primary                      Single Family Detached
NY                            12545                        Primary                      Single Family Detached
CA                            91752                        Primary                      Single Family Detached
CA                            91763                        Primary                      Single Family Detached
SC                            29464                        Primary                      Single Family Detached
CA                            91950                        Primary                      2-4 Units Detached
NY                            11772                        Primary                      Single Family Detached
OH                            43771                        Primary                      Single Family Detached
CA                            94565                        Primary                      Single Family Detached
CA                            92503                        Primary                      Single Family Detached
CA                            92503                        Primary                      Single Family Detached
CA                            92504                        Primary                      Single Family Detached
CA                            92505                        Primary                      Single Family Detached
NY                            11779                        Primary                      Single Family Detached
NY                            11963                        Primary                      Single Family Detached
CA                            94066                        Primary                      Single Family Detached
CA                            95112                        Primary                      Single Family Detached
CA                            92675                        Primary                      PUD Attached
CA                            95062                        Primary                      Single Family Detached
RI                            02874                        Second Home                  Single Family Detached
MI                            49282                        Primary                      Single Family Detached
CT                            06880                        Primary                      Single Family Detached
NY                            11412                        Primary                      Single Family Detached
CA                            92592                        Primary                      Condo Low-Rise Attached
RI                            02888                        Primary                      Condo Low-Rise Attached
MA                            01581                        Primary                      Single Family Detached
CA                            92804                        Primary                      Single Family Detached
CT                            06239                        Primary                      Single Family Detached
VA                            23832                        Primary                      Single Family Detached
MD                            20855                        Primary                      Single Family Detached
FL                            33907                        Primary                      Single Family Detached
NY                            11801                        Primary                      Single Family Detached
TX                            77093                        Non-owner                    Single Family Detached
TX                            76240                        Second Home                  Single Family Detached
CA                            90806                        Primary                      Single Family Detached
CA                            90001                        Primary                      Single Family Detached
FL                            34145                        Second Home                  Condo Low-Rise Attached
NC                            28117                        Primary                      PUD Detached
CA                            92870                        Primary                      Condo Low-Rise Attached
CA                            95667                        Primary                      Single Family Detached
CA                            92078                        Primary                      Single Family Detached
CA                            92173                        Primary                      Single Family Detached
CA                            92704                        Primary                      Single Family Detached
CA                            92707                        Primary                      Condo Low-Rise Attached
CA                            94085                        Primary                      Single Family Detached
CA                            91335                        Primary                      Single Family Detached
FL                            32780                        Primary                      Single Family Detached
CA                            95688                        Primary                      Single Family Detached
FL                            32968                        Primary                      Single Family Detached
VA                            23464                        Primary                      Single Family Detached
RI                            02806                        Primary                      Single Family Detached
MN                            55709                        Primary                      Single Family Detached
CA                            91306                        Primary                      Single Family Detached
CA                            91911                        Primary                      Single Family Detached
PA                            16314                        Primary                      Single Family Detached
CA                            91765                        Primary                      Single Family Detached
NY                            11691                        Primary                      Single Family Detached
NY                            11530                        Primary                      Single Family Detached
CA                            90011                        Primary                      Single Family Detached
CA                            90022                        Primary                      Single Family Detached
CA                            90037                        Primary                      Single Family Detached
CA                            90046                        Primary                      Single Family Detached
CA                            94941                        Primary                      Single Family Detached
CA                            95959                        Primary                      Single Family Detached
CT                            06776                        Primary                      Single Family Detached
MA                            01863                        Primary                      Single Family Detached
FL                            32832                        Second Home                  Single Family Detached
CA                            95667                        Primary                      Single Family Detached
CA                            92582                        Primary                      Single Family Detached
CA                            92583                        Primary                      Single Family Detached
CA                            92583                        Primary                      Single Family Detached
CA                            95111                        Primary                      Single Family Detached
CA                            94579                        Primary                      Single Family Detached
CA                            95060                        Primary                      Condo Low-Rise Attached
CA                            95322                        Primary                      Single Family Detached
FL                            32937                        Non-owner                    Condo High-Rise Attached
CA                            93065                        Primary                      Single Family Detached
MN                            55119                        Primary                      Single Family Detached
OH                            44224                        Primary                      Single Family Detached
CA                            94089                        Primary                      Condo Low-Rise Attached
OH                            43612                        Primary                      Single Family Detached
CA                            94587                        Primary                      Single Family Detached
CA                            95076                        Primary                      Single Family Detached
CA                            95076                        Primary                      Single Family Detached
CA                            95076                        Primary                      Single Family Detached
UT                            84088                        Primary                      Single Family Detached
CA                            92305                        Primary                      Single Family Detached
VA                            22204                        Primary                      Single Family Detached
OH                            44202                        Primary                      Single Family Detached
CA                            91706                        Primary                      Single Family Detached
MD                            20732                        Primary                      PUD Attached
CA                            91911                        Primary                      Single Family Detached
OH                            44622                        Primary                      Single Family Detached
MD                            20744                        Primary                      Single Family Detached
CA                            93433                        Primary                      Single Family Attached
NY                            11946                        Primary                      Single Family Detached
OH                            43528                        Primary                      PUD Detached
FL                            34957                        Primary                      Single Family Detached
NY                            11756                        Primary                      Single Family Detached
FL                            33139                        Primary                      Condo Low-Rise Attached
FL                            32174                        Primary                      Single Family Detached
MD                            21120                        Primary                      Single Family Detached
CA                            93041                        Primary                      Single Family Detached
MD                            20854                        Primary                      Single Family Detached
MO                            63123                        Primary                      Single Family Detached
CA                            93454                        Primary                      Single Family Detached
OH                            44481                        Primary                      Single Family Detached
CA                            92201                        Primary                      Single Family Detached
MN                            55922                        Primary                      Single Family Detached
NC                            28092                        Primary                      Single Family Detached
VA                            20111                        Primary                      Single Family Detached
CA                            92553                        Primary                      Single Family Detached
CA                            91950                        Primary                      Single Family Detached
OH                            43055                        Primary                      Single Family Detached
CA                            91320                        Primary                      Single Family Detached
CA                            94523                        Primary                      Single Family Detached
NJ                            07078                        Primary                      Single Family Detached
MA                            02748                        Primary                      Single Family Detached
CA                            91977                        Primary                      Single Family Detached
MN                            56303                        Primary                      Single Family Detached
VA                            22556                        Primary                      Single Family Detached
OH                            44601                        Primary                      Single Family Detached
CA                            92880                        Primary                      Single Family Detached
VA                            24528                        Primary                      Single Family Detached
CA                            92234                        Primary                      Single Family Detached
NY                            11356                        Primary                      2-4 Units Detached
OH                            43205                        Primary                      Single Family Detached
MI                            48335                        Primary                      Single Family Detached
MN                            55033                        Primary                      Single Family Detached
NY                            11950                        Primary                      Single Family Detached
MN                            55060                        Primary                      Single Family Detached
CA                            91321                        Primary                      Single Family Detached
CA                            95062                        Primary                      Single Family Detached
PA                            19061                        Primary                      Single Family Detached
CA                            91791                        Primary                      Single Family Detached
NY                            11411                        Primary                      Single Family Detached
VA                            23322                        Primary                      Single Family Detached
CA                            91104                        Primary                      Single Family Detached
CA                            91748                        Primary                      Single Family Detached
NY                            12303                        Primary                      Single Family Detached
CA                            95682                        Primary                      Single Family Detached
NY                            11704                        Primary                      Single Family Detached
CA                            95691                        Primary                      Single Family Detached
VA                            22193                        Primary                      Single Family Detached
VA                            22314                        Primary                      Condo Low-Rise Attached
FL                            33442                        Primary                      Condo Low-Rise Attached
NY                            11554                        Primary                      Single Family Detached
CA                            92648                        Primary                      Single Family Detached
FL                            33785                        Second Home                  Condo Low-Rise Attached
RI                            02852                        Primary                      Single Family Detached
CA                            92057                        Second Home                  Single Family Detached
CA                            91739                        Primary                      Single Family Detached
CA                            91739                        Primary                      Single Family Detached
FL                            33401                        Primary                      Condo Low-Rise Attached
OH                            43206                        Non-owner                    Single Family Detached
MI                            48125                        Primary                      Single Family Detached
CA                            92649                        Primary                      Condo Low-Rise Attached
CA                            92688                        Primary                      Single Family Detached
CA                            91387                        Primary                      Condo Low-Rise Attached
MD                            20748                        Primary                      Single Family Detached
MD                            21617                        Primary                      Single Family Detached
MN                            55429                        Primary                      Single Family Detached
OH                            43413                        Primary                      Single Family Detached
MD                            20744                        Primary                      Single Family Detached
CA                            90631                        Primary                      Single Family Detached
MI                            48047                        Second Home                  Condo Low-Rise Attached
MD                            21136                        Primary                      PUD Detached
NC                            28675                        Primary                      Single Family Detached
OH                            44305                        Primary                      Single Family Detached
NC                            28277                        Primary                      Single Family Detached
MN                            55806                        Primary                      Single Family Detached
MD                            21078                        Primary                      Single Family Detached
MD                            20785                        Non-owner                    Single Family Detached
OH                            44446                        Primary                      Single Family Detached
MI                            48081                        Primary                      Single Family Detached
CA                            94080                        Primary                      Condo Low-Rise Attached
CA                            91361                        Primary                      Single Family Detached
CA                            91354                        Primary                      Condo Low-Rise Attached
OH                            44319                        Primary                      Single Family Detached
MN                            56601                        Primary                      Single Family Detached
MI                            48623                        Primary                      Single Family Detached
NY                            11746                        Primary                      Single Family Detached
NY                            11560                        Primary                      Single Family Detached
OH                            43445                        Primary                      Single Family Detached
OH                            44705                        Primary                      Single Family Detached
OH                            44622                        Primary                      Single Family Detached
OH                            45805                        Primary                      Single Family Detached
OH                            44052                        Primary                      Single Family Detached
OH                            43302                        Primary                      Single Family Detached
OH                            44669                        Primary                      Single Family Detached
NC                            28461                        Second Home                  PUD Detached
MD                            21219                        Primary                      Single Family Detached
MN                            55309                        Primary                      Single Family Detached
OH                            43211                        Primary                      Single Family Detached
OH                            43220                        Primary                      Single Family Detached
OH                            45406                        Non-owner                    Single Family Detached
OH                            45840                        Primary                      Single Family Detached
OH                            43026                        Primary                      Single Family Detached
OH                            43140                        Primary                      Single Family Detached
OH                            43302                        Primary                      Single Family Detached
OH                            44663                        Primary                      Single Family Detached
OH                            45656                        Primary                      Manufactured Housing
MN                            55082                        Primary                      Single Family Detached
MN                            55425                        Primary                      Single Family Detached
MD                            21771                        Primary                      Single Family Detached
OH                            44483                        Primary                      Single Family Detached
OH                            43228                        Primary                      Single Family Detached
OH                            45005                        Primary                      Single Family Detached
OH                            44870                        Primary                      Single Family Detached
CA                            91006                        Primary                      Single Family Detached
MN                            55124                        Primary                      Single Family Detached
OH                            45251                        Primary                      Single Family Detached
NC                            27950                        Primary                      Single Family Detached
OH                            43130                        Primary                      Single Family Detached
OH                            45503                        Primary                      Single Family Detached
OH                            44203                        Primary                      Single Family Detached
OH                            45227                        Primary                      Single Family Detached
OH                            44641                        Primary                      Single Family Detached
NC                            28677                        Second Home                  Single Family Detached
OH                            44240                        Primary                      Single Family Detached
MN                            55430                        Primary                      Single Family Detached
OH                            44870                        Non-owner                    2-4 Units Detached
NC                            28678                        Primary                      Single Family Detached
OH                            43074                        Primary                      Single Family Detached
OH                            44683                        Non-owner                    Single Family Detached
OH                            44028                        Primary                      Single Family Detached
OH                            45408                        Non-owner                    Single Family Detached
OH                            43026                        Primary                      Single Family Detached
OH                            43768                        Primary                      Single Family Detached
OH                            45426                        Primary                      Single Family Detached
MN                            55433                        Primary                      Single Family Detached
OH                            44118                        Primary                      Single Family Detached
OH                            43065                        Non-owner                    Single Family Detached
OH                            44095                        Primary                      Single Family Detached
OH                            45107                        Primary                      Single Family Detached
OH                            43130                        Primary                      Single Family Detached
-------------------------------------------------------------------------------------------------------

-------------------------------------------------------------------------------------------------------
-------------------------------------------------------------------------------------------------------

=======================================================================================================

------------------------------------------------------------------------------------------------------------------------------------
     State                       Original                           Remaining                      LTV at               Mortgage
                                   Term                                Term                     Orginination              Rate
------------------------------------------------------------------------------------------------------------------------------------
NC                                       360                          359                          100                           11
WA                                       360                          359                          100                         10.5
TX                                       360                          359                          100                         11.5
TX                                       360                          359                          100                           11
TX                                       360                          359                          100                         11.4
NC                                       360                          359                          100                         9.35
NV                                       360                          359                           80                          6.2
GA                                       360                          359                          100                        9.875
CO                                       360                          359                          100                         10.5
TX                                       360                          359                          100                         11.5
NC                                       360                          359                           80                         7.35
CO                                       360                          359                          100                        9.875
TX                                       360                          359                          100                         11.5
TX                                       360                          360                          100                         12.4
ME                                       360                          359                          100                         8.75
NJ                                       360                          359                           80                            8
AL                                       360                          358                           80                          7.6
FL                                       360                          359                          100                           11
FL                                       360                          359                          100                         9.25
FL                                       360                          359                        77.01                          7.6
FL                                       360                          359                           80                         7.74
FL                                       360                          359                          100                        9.875
OK                                       360                          359                           80                          8.5
GA                                       360                          359                          100                         9.25
GA                                       360                          359                           80                         7.59
SC                                       360                          359                           80                         8.55
TX                                       360                          358                           75                         11.6
TX                                       360                          359                          100                           12
NV                                       360                          359                           80                         7.35
NV                                       360                          359                          100                         11.4
NC                                       360                          358                         99.8                        9.875
CO                                       360                          359                          100                         10.9
NV                                       360                          359                          100                         10.5
FL                                       360                          359                          100                         10.9
NV                                       360                          359                          100                        9.875
OH                                       360                          359                          100                         11.5
IL                                       360                          359                          100                         9.25
CO                                       360                          358                          100                         10.5
NY                                       360                          359                          100                           11
SC                                       360                          360                           92                          9.9
TX                                       360                          359                        40.98                            8
WI                                       360                          358                          100                          8.5
VT                                       360                          359                           80                         7.15
WA                                       360                          359                          100                         10.5
CA                                       360                          359                          100                         9.25
OK                                       360                          359                          100                         8.75
TX                                       360                          359                          100                           12
IL                                       360                          359                          100                         11.5
SC                                       360                          359                        84.42                          7.3
CA                                       360                          359                          100                           12
TX                                       360                          359                          100                         11.5
TX                                       360                          359                          100                         11.4
WA                                       360                          359                          100                         11.5
MT                                       360                          359                          100                         10.5
TX                                       360                          359                          100                         10.9
FL                                       360                          359                          100                         11.4
FL                                       360                          359                          100                         11.4
TX                                       360                          359                          100                         11.5
IN                                       360                          359                          100                           11
UT                                       360                          359                          100                         11.5
VA                                       360                          359                          100                         10.5
MA                                       360                          359                          100                           11
IA                                       360                          359                          100                         10.5
IL                                       360                          359                          100                         11.9
OH                                       360                          359                          100                         11.4
ME                                       360                          358                          100                          8.5
TX                                       360                          359                          100                         10.9
WA                                       360                          359                          100                       10.275
WA                                       360                          359                          100                         11.5
FL                                       360                          359                          100                         11.5
GA                                       360                          359                          100                         11.5
GA                                       360                          358                          100                         11.5
WI                                       360                          359                          100                         11.7
PA                                       360                          359                           80                        10.15
AZ                                       360                          359                          100                         10.5
MS                                       360                          359                          100                         11.5
TX                                       360                          359                          100                         11.4
TX                                       360                          359                          100                         12.4
TX                                       360                          359                           80                        9.525
TX                                       360                          359                          100                        11.99
TX                                       360                          359                          100                         11.9
MA                                       360                          359                          100                         11.5
NY                                       360                          359                          100                         9.65
TX                                       360                          359                          100                           12
FL                                       360                          359                         46.5                         8.99
NH                                       360                          359                          100                         11.5
MA                                       360                          359                           80                         8.45
CO                                       360                          358                           80                         6.39
TX                                       360                          359                          100                         9.25
VA                                       360                          359                          100                         10.9
WA                                       360                          359                          100                         8.75
MA                                       360                          359                          100                         11.5
MA                                       360                          358                          100                        9.875
NC                                       360                          359                          100                         11.5
GA                                       360                          358                          100                           11
NY                                       360                          358                           80                         6.05
TX                                       360                          358                          100                         10.9
IL                                       360                          359                          100                         9.65
MA                                       360                          359                          100                         10.5
SC                                       360                          359                           80                         8.04
SC                                       360                          359                           80                         7.94
SC                                       360                          359                           80                         8.65
OH                                       360                          359                          100                         11.5
WI                                       360                          359                          100                          8.5
CO                                       360                          359                          100                         10.9
TX                                       360                          359                           80                          9.6
NC                                       360                          359                          100                         11.5
ID                                       360                          359                           80                         7.49
WI                                       360                          358                          100                        9.875
GA                                       360                          359                          100                         11.4
IL                                       360                          359                          100                         9.25
TX                                       360                          359                          100                        11.99
VA                                       360                          359                          100                          6.5
GA                                       360                          359                         73.3                         8.15
TX                                       360                          359                           80                        10.15
WA                                       360                          358                          100                        9.625
WA                                       360                          359                          100                         9.15
MA                                       360                          359                           80                          7.6
OR                                       360                          359                           80                          7.7
TX                                       360                          359                        99.09                        11.98
NC                                       360                          359                          100                          8.9
MA                                       360                          358                          100                           11
MA                                       360                          359                          100                         11.4
NC                                       360                          359                          100                         11.5
NC                                       360                          359                           95                        10.14
NJ                                       360                          359                          100                        10.25
GA                                       360                          359                          100                         11.5
GA                                       360                          359                          100                         11.9
MA                                       360                          359                          100                          8.5
GA                                       360                          359                          100                          8.5
OH                                       360                          359                          100                         11.5
IN                                       360                          359                          100                         11.9
TN                                       360                          359                          100                         8.42
FL                                       360                          358                        58.92                         7.15
FL                                       360                          359                           80                         7.54
NJ                                       360                          359                          100                         11.7
WI                                       360                          359                          100                         10.5
ID                                       360                          358                           80                         7.99
IL                                       360                          359                          100                          8.9
MD                                       360                          359                          100                         11.4
WI                                       360                          359                          100                           11
ME                                       360                          359                           80                         9.85
ME                                       360                          359                           80                          7.8
ID                                       360                          359                           80                          8.2
FL                                       360                          359                           80                         7.65
AZ                                       360                          359                           80                         8.15
GA                                       360                          359                          100                           11
OR                                       360                          359                          100                           11
MA                                       360                          359                           80                          6.6
VT                                       360                          359                          100                         10.5
GA                                       360                          359                          100                         10.5
CO                                       360                          359                          100                         10.9
IL                                       360                          359                           80                         9.35
FL                                       360                          356                          100                         11.5
FL                                       360                          359                          100                           11
OH                                       360                          359                          100                         11.4
TX                                       180                          179                          100                         11.4
WI                                       360                          359                          100                         9.25
MA                                       360                          359                          100                           11
MA                                       360                          359                          100                         11.9
KY                                       360                          359                          100                           11
NH                                       360                          359                           80                         6.19
FL                                       360                          359                          100                         10.5
FL                                       360                          359                          100                         11.9
FL                                       360                          359                           80                         5.74
KY                                       360                          359                          100                           11
IL                                       360                          359                           80                         7.49
TX                                       360                          359                           80                            9
FL                                       360                          358                           80                         7.75
GA                                       360                          356                          100                         11.5
MO                                       360                          359                          100                         11.4
TX                                       360                          359                          100                           11
VT                                       360                          358                           90                         6.35
FL                                       360                          357                        66.23                         7.55
CA                                       360                          359                        67.48                        6.265
RI                                       360                          359                           95                         7.99
TX                                       360                          359                          100                         11.5
IL                                       360                          359                           95                         9.85
NH                                       360                          359                          100                       10.275
NH                                       360                          359                          100                          8.5
PA                                       360                          359                           85                         5.99
FL                                       360                          359                           95                          7.6
FL                                       360                          359                          100                         10.9
FL                                       360                          359                        58.01                         7.95
NJ                                       360                          359                           95                          9.8
FL                                       360                          359                          100                       10.875
LA                                       360                          359                          100                         11.5
MI                                       360                          359                          100                         11.4
CA                                       360                          358                        76.09                        11.54
VT                                       360                          359                           95                         8.15
TX                                       360                          359                          100                         11.5
SC                                       360                          359                           80                          9.1
SC                                       360                          359                          100                         10.9
MA                                       360                          359                           80                         7.65
AZ                                       360                          359                           80                         6.89
HI                                       360                          359                        84.94                         6.05
OK                                       360                          359                          100                         11.5
CO                                       360                          359                          100                         9.25
NJ                                       360                          359                        56.52                         6.85
FL                                       360                          359                          100                           11
CA                                       360                          358                          100                          8.5
IL                                       360                          359                        89.41                         7.95
FL                                       360                          359                         77.6                         6.68
FL                                       360                          359                          100                         11.5
GA                                       360                          359                           80                          7.7
MN                                       360                          358                          100                          9.3
TN                                       360                          359                          100                         8.42
NV                                       360                          359                          100                         8.75
CA                                       360                          359                          100                           11
AZ                                       360                          359                           80                         7.34
CO                                       360                          359                           80                         7.24
FL                                       360                          359                           80                         5.64
FL                                       360                          359                          100                         11.9
CA                                       360                          359                        52.72                         7.35
HI                                       360                          358                           90                         8.25
TX                                       360                          358                           80                         7.95
PA                                       360                          359                           80                         7.89
CA                                       360                          359                          100                         10.5
MA                                       360                          358                           80                           12
FL                                       360                          359                           80                         7.25
TX                                       360                          359                           80                          7.3
NH                                       360                          359                          100                         11.4
FL                                       360                          359                          100                         11.9
FL                                       360                          359                           70                         6.45
FL                                       360                          358                          100                        9.875
FL                                       360                          359                        79.36                         7.85
NH                                       360                          359                          100                       10.275
FL                                       360                          358                           80                          8.1
IN                                       360                          359                           80                        8.325
PA                                       360                          359                          100                         11.4
OR                                       360                          359                           80                         7.25
CO                                       360                          358                           80                         6.29
ME                                       360                          359                          100                         9.45
MD                                       360                          359                          100                           11
AZ                                       360                          359                           90                          7.3
MI                                       360                          358                          100                        9.875
MI                                       360                          359                          100                         11.4
IL                                       360                          359                           80                        7.775
CA                                       360                          359                          100                         10.9
TX                                       360                          359                           75                          8.7
IL                                       360                          359                           75                        10.06
TN                                       360                          360                           90                         9.85
NH                                       360                          359                           75                         7.55
NE                                       360                          359                          100                         11.4
OH                                       360                          359                          100                          8.5
NY                                       360                          359                        41.76                          6.9
TX                                       360                          359                           80                         7.95
VA                                       360                          359                          100                       12.275
TX                                       360                          359                           80                          7.8
TX                                       360                          359                        69.25                         5.99
TX                                       360                          359                           65                          9.5
NJ                                       360                          359                           80                          7.8
NC                                       360                          359                        93.07                         9.74
AZ                                       360                          358                           90                        7.175
MA                                       360                          358                         62.5                          7.2
NC                                       360                          359                           80                          8.1
TX                                       360                          359                          100                         11.4
CT                                       360                          359                          100                         11.9
MA                                       360                          359                           33                          6.8
CA                                       360                          359                          100                        9.875
FL                                       360                          359                          100                         9.25
PA                                       360                          359                          100                          8.1
MA                                       360                          359                        73.75                         6.95
WI                                       360                          359                           80                          5.9
NY                                       360                          359                          100                          9.5
FL                                       360                          359                        67.11                         6.05
FL                                       360                          358                        63.68                         5.85
TN                                       360                          359                          100                          9.8
FL                                       360                          359                          100                         9.45
CO                                       360                          359                           80                         6.22
MI                                       360                          359                          100                         11.4
FL                                       360                          359                          100                        9.875
AZ                                       360                          359                           80                          8.5
ID                                       360                          359                           80                          8.8
ID                                       360                          359                           80                          8.8
CT                                       360                          357                        50.21                        6.825
CT                                       360                          358                           90                          6.2
NJ                                       360                          358                           90                        8.675
VA                                       360                          359                          100                         9.65
MA                                       360                          358                        66.67                          5.8
TX                                       360                          359                           80                            9
OR                                       360                          359                          100                         11.5
FL                                       360                          359                           70                          7.2
CA                                       360                          359                          100                         11.5
TX                                       360                          359                        78.25                         7.65
RI                                       360                          359                        99.46                         11.5
GA                                       360                          359                           80                          7.7
GA                                       360                          359                           80                         8.45
FL                                       360                          359                        34.06                         6.85
FL                                       360                          359                        49.02                        6.875
MA                                       360                          359                        74.91                         6.95
NY                                       360                          359                           80                          7.2
TX                                       360                          359                         53.5                        10.55
TX                                       360                          359                           80                         12.2
NJ                                       360                          358                        42.31                          7.4
AL                                       360                          359                          100                         9.85
AZ                                       360                          359                          100                         10.5
CO                                       360                          359                           80                         6.75
TX                                       360                          359                          100                         11.4
PA                                       360                          359                          100                         7.99
MA                                       360                          359                        46.17                        8.475
WI                                       360                          359                           80                            7
MA                                       360                          359                        78.05                        6.295
FL                                       360                          359                          100                         10.9
HI                                       360                          359                           80                        6.775
MD                                       360                          359                           70                         8.55
FL                                       360                          359                          100                         8.65
FL                                       360                          359                          100                        10.25
NV                                       360                          359                          100                         10.9
NV                                       360                          359                           80                         6.15
NV                                       360                          359                          100                        9.875
MA                                       360                          358                          100                          9.5
GA                                       360                          359                          100                        10.75
FL                                       360                          359                          100                           11
MA                                       360                          359                        59.72                          7.7
NJ                                       360                          359                        72.62                          8.6
GA                                       360                          359                          100                        9.875
SD                                       360                          359                           80                         7.74
CA                                       360                          359                          100                         11.4
VA                                       360                          356                          100                         11.5
FL                                       360                          359                          100                        10.25
UT                                       360                          359                          100                        9.875
TX                                       360                          358                        24.21                          6.9
OR                                       360                          359                          100                         11.5
MO                                       360                          359                          100                         10.9
TX                                       360                          359                           78                          8.3
OR                                       360                          359                          100                         11.5
CA                                       360                          359                          100                         9.25
CT                                       360                          359                           80                            6
AZ                                       360                          359                          100                           11
TX                                       360                          359                           75                         7.55
GA                                       360                          359                        40.32                          7.8
IL                                       360                          359                           80                          6.7
WI                                       360                          359                           80                         7.69
GA                                       180                          179                        75.76                           11
CA                                       360                          359                        74.65                         11.3
IL                                       360                          359                        90.48                        10.15
MO                                       360                          359                          100                         11.5
NY                                       360                          359                           80                         5.99
FL                                       360                          359                           80                          7.4
FL                                       360                          359                          100                         11.4
FL                                       360                          360                          100                           11
TX                                       360                          358                           80                         8.25
IL                                       360                          359                        71.94                         8.13
IL                                       360                          359                         68.7                         8.95
TX                                       360                          359                           80                         8.25
VT                                       360                          359                           80                          7.9
KS                                       360                          359                           80                         7.55
MA                                       360                          360                        84.36                         10.9
VA                                       360                          359                           80                         8.15
CA                                       360                          358                          100                           11
MA                                       360                          359                           80                         7.49
MA                                       360                          359                           80                          7.4
NY                                       360                          359                           80                         8.29
TN                                       360                          359                          100                          8.2
MA                                       360                          358                        55.59                          5.8
MO                                       360                          359                           80                         8.75
NV                                       360                          359                           80                        7.375
CO                                       360                          359                          100                         11.5
TX                                       360                          359                        69.44                        10.75
NY                                       360                          358                           65                         6.99
GA                                       360                          359                           80                        6.875
TX                                       360                          359                           80                         7.85
FL                                       360                          358                           80                         5.99
NC                                       360                          358                           90                            8
NY                                       360                          359                        41.79                          8.9
VA                                       360                          356                          100                         11.5
VT                                       360                          358                         51.3                         5.55
MA                                       360                          358                        68.36                         6.55
GA                                       360                          359                           80                            8
DE                                       360                          359                          100                        9.875
WA                                       360                          359                           80                         6.45
MA                                       180                          178                           20                         6.95
MA                                       360                          359                         64.5                          7.8
CT                                       360                          359                           95                         7.25
PA                                       360                          359                           80                         6.75
NJ                                       360                          358                           80                          6.3
TX                                       360                          359                           80                          8.3
MA                                       360                          359                        73.11                         6.15
TX                                       360                          359                           80                          8.7
FL                                       360                          359                          100                           11
TX                                       360                          359                        57.14                         7.34
CA                                       360                          357                           80                          6.5
GA                                       360                          359                           70                          6.5
TX                                       360                          359                           65                         11.5
IL                                       360                          359                          100                         10.5
TX                                       360                          359                           80                          9.6
VA                                       360                          358                           80                        7.575
NY                                       360                          359                           95                         7.25
IL                                       360                          359                           80                          7.6
MI                                       360                          359                          100                         10.9
VT                                       360                          359                           95                         10.2
MI                                       360                          359                          100                         11.5
SC                                       360                          357                           80                         9.15
IL                                       360                          359                          100                        10.16
PA                                       360                          359                          100                        9.875
NJ                                       360                          358                        50.77                          7.2
FL                                       360                          359                           95                         8.25
MA                                       360                          359                         66.6                         5.99
NJ                                       360                          359                          100                         11.4
FL                                       360                          358                           80                          5.7
IL                                       360                          359                           80                          9.6
MA                                       360                          358                        69.44                          6.6
CO                                       360                          359                          100                         11.5
SC                                       360                          359                          100                         9.95
GA                                       360                          359                           85                          7.2
TX                                       360                          359                           80                          7.8
WI                                       360                          359                           95                         9.65
TX                                       360                          359                           95                         11.6
FL                                       360                          358                         39.2                         7.05
VA                                       360                          359                          100                         11.5
IL                                       360                          359                           80                          7.9
MD                                       360                          359                          100                         11.4
TX                                       360                          359                           80                          7.1
MA                                       360                          358                           80                         7.95
MA                                       360                          359                        78.57                          6.4
FL                                       360                          359                           80                         9.55
TX                                       240                          239                           60                         8.05
VT                                       360                          359                           85                         9.65
FL                                       360                          359                           80                         6.74
MO                                       360                          360                          100                         10.9
TX                                       360                          359                        64.52                          9.2
TX                                       240                          238                        69.44                         6.75
NJ                                       360                          358                           80                          7.2
NJ                                       360                          359                        73.77                         7.65
FL                                       360                          358                           75                         5.99
ME                                       360                          358                           80                          8.5
ME                                       360                          359                           80                         6.65
MA                                       360                          359                           80                         7.59
VT                                       360                          358                           90                          7.9
VT                                       360                          359                           80                         7.84
IA                                       360                          359                           80                          8.3
ME                                       360                          359                          100                          8.4
FL                                       360                          359                           80                         6.65
VA                                       360                          359                          100                         10.5
NY                                       360                          358                           90                          6.5
TN                                       360                          359                           80                          8.8
NH                                       360                          358                         17.1                          7.5
MA                                       360                          359                        75.17                          7.4
NC                                       360                          358                           90                          9.9
FL                                       360                          359                          100                        9.875
FL                                       360                          358                          100                           11
MA                                       360                          359                           90                          8.7
OR                                       360                          359                          100                         11.5
IL                                       360                          359                           80                          8.9
HI                                       360                          359                          100                          8.5
TN                                       360                          359                           95                         8.95
PA                                       360                          359                           95                          9.5
ME                                       360                          359                           90                         8.35
VA                                       360                          359                           80                        8.475
TX                                       120                          119                        52.63                         8.65
OK                                       360                          359                          100                         9.35
WA                                       360                          359                           80                         5.95
IA                                       360                          359                           95                         9.95
SC                                       360                          359                           95                          9.8
SC                                       360                          359                           80                         8.49
FL                                       360                          359                          100                          9.1
SC                                       360                          358                           95                        8.975
WI                                       360                          359                          100                            9
TX                                       180                          179                        78.79                         7.15
WI                                       360                          359                          100                          8.4
MD                                       360                          359                        83.52                        7.725
IA                                       360                          359                           80                         8.25
MA                                       360                          359                           75                          6.5
FL                                       360                          359                           75                        7.875
ME                                       360                          359                           50                         8.55
NJ                                       360                          359                          100                         11.9
MA                                       360                          358                        64.44                          6.6
NY                                       360                          359                           90                          8.2
WI                                       360                          359                           95                          9.9
GA                                       360                          359                           80                         8.55
TX                                       180                          179                           80                          7.8
MD                                       360                          359                        88.09                         7.75
IL                                       360                          357                           80                          8.3
IL                                       360                          359                           80                         8.05
MA                                       360                          359                           80                          7.7
IL                                       360                          359                           80                          9.4
ME                                       360                          359                           95                          7.8
VA                                       360                          359                           80                         8.95
NY                                       360                          359                           80                         6.35
WI                                       360                          359                           80                         7.09
NC                                       360                          359                        28.02                        10.25
MA                                       360                          359                        68.62                         6.55
IL                                       360                          358                           80                        7.015
NC                                       360                          359                           80                        7.615
NC                                       360                          359                           95                          9.4
CA                                       360                          359                           70                         8.85
IN                                       360                          359                           80                         8.25
MA                                       360                          359                        88.79                         11.4
NC                                       360                          359                         76.2                         9.85
NJ                                       360                          359                           80                          8.3
TX                                       360                          359                           80                          7.9
MD                                       360                          359                        60.27                         8.01
TX                                       360                          359                           80                         9.99
CO                                       360                          359                          100                         10.9
TX                                       360                          358                           95                         10.5
FL                                       360                          359                           80                         5.95
FL                                       360                          359                           95                         8.04
VT                                       360                          359                           80                         8.49
TX                                       360                          359                           80                            8
TX                                       360                          359                           80                            8
TX                                       360                          358                           80                         8.25
WA                                       360                          359                           95                          9.5
NY                                       360                          359                           80                         6.45
TN                                       360                          359                           95                        7.625
NH                                       360                          359                        45.45                        7.525
SC                                       360                          359                           90                          8.5
PA                                       360                          359                          100                         10.5
ME                                       360                          359                           80                          7.4
GA                                       360                          359                        96.15                        9.875
NY                                       360                          359                           80                         7.15
OH                                       360                          359                          100                           11
MA                                       360                          359                           80                         8.45
MA                                       360                          359                           80                         6.55
IL                                       180                          179                        60.61                         9.65
NY                                       360                          359                          100                          8.5
MA                                       360                          359                          100                         9.75
WI                                       360                          359                          100                         11.9
ID                                       360                          359                          100                          8.9
MA                                       360                          359                           80                         6.25
NY                                       180                          179                        66.67                          6.2
CT                                       360                          359                           80                          6.5
FL                                       360                          359                        62.99                         8.95
FL                                       360                          359                        58.37                          8.2
FL                                       360                          359                           80                          9.4
MD                                       360                          359                        73.02                          7.2
IL                                       360                          359                           95                        10.04
NC                                       360                          359                           80                          7.4
GA                                       360                          359                          100                          6.9
NY                                       360                          359                           90                         9.44
TX                                       180                          179                           80                            9
ME                                       360                          359                          100                          7.6
TX                                       360                          359                          100                         8.95
MA                                       360                          359                           80                         7.75
WI                                       360                          359                           75                          7.1
MA                                       360                          359                          100                         10.5
MI                                       360                          359                          100                         11.5
IA                                       360                          359                           95                         9.95
MI                                       360                          359                          100                         11.9
NH                                       360                          359                        59.55                          7.6
AZ                                       360                          359                           80                         7.45
TX                                       360                          359                           80                         7.99
WI                                       360                          359                          100                         9.64
SC                                       360                          359                        79.17                          8.4
FL                                       360                          358                        58.33                         6.65
NJ                                       360                          359                        71.59                         7.65
NY                                       360                          358                        44.44                        9.275
NY                                       360                          359                        57.01                         5.99
NY                                       360                          359                        44.44                         7.25
MA                                       360                          359                           95                          8.1
IL                                       360                          359                        84.99                         7.05
FL                                       360                          359                           70                        8.725
ID                                       360                          359                           80                          7.5
SC                                       360                          359                           80                         8.39
TX                                       360                          359                           80                         8.99
TX                                       360                          359                           80                          8.2
TX                                       360                          359                           80                          9.4
IL                                       360                          359                           95                         8.99
TX                                       360                          359                          100                        8.825
IN                                       360                          359                           80                         8.59
WI                                       360                          359                           80                         8.04
NY                                       360                          358                           80                         7.35
WI                                       360                          359                          100                         8.49
SC                                       360                          359                           95                        10.25
AZ                                       360                          359                           90                         8.25
MA                                       360                          359                           80                         7.75
MO                                       360                          359                          100                         11.9
MI                                       360                          359                          100                         11.5
NY                                       360                          359                           95                         8.55
MD                                       360                          359                           95                          9.5
NJ                                       360                          358                           90                         7.45
NJ                                       360                          359                           80                          7.4
NJ                                       360                          359                         79.7                         7.99
NC                                       360                          359                        35.67                          8.4
OK                                       360                          359                           80                         10.7
NY                                       360                          359                        45.63                        6.375
NY                                       360                          359                           80                          6.5
MA                                       360                          359                           80                         6.55
MD                                       360                          357                         74.6                          9.2
PA                                       360                          359                           80                         6.65
WI                                       360                          359                           90                        10.14
HI                                       360                          359                         70.8                         5.99
HI                                       360                          358                           90                         7.35
NH                                       360                          359                           80                         8.65
NY                                       360                          358                        68.89                          6.6
WI                                       360                          359                           95                           10
SC                                       360                          359                           80                         6.45
FL                                       360                          357                           80                          6.9
KY                                       360                          359                          100                        10.25
TX                                       360                          358                           80                          8.8
MA                                       360                          359                         92.2                        12.97
FL                                       360                          357                        48.54                        6.875
FL                                       360                          359                           75                        10.25
FL                                       360                          359                           95                          8.1
FL                                       360                          359                           95                        9.825
MA                                       360                          359                           95                          8.5
CO                                       360                          359                          100                        9.875
NC                                       360                          359                        83.87                       10.975
NJ                                       360                          359                        64.49                         5.99
OK                                       360                          359                           75                         11.5
NE                                       360                          359                         71.2                        11.35
TX                                       360                          358                        65.16                         11.1
RI                                       360                          359                        50.72                          8.5
NY                                       360                          359                           80                         7.95
FL                                       360                          359                          100                         8.75
FL                                       360                          359                          100                         11.4
NY                                       360                          359                           80                         6.75
CA                                       360                          359                           70                         7.95
NY                                       360                          359                        68.93                          6.2
CA                                       360                          359                         89.8                         7.65
FL                                       360                          359                          100                         10.9
UT                                       360                          359                           80                         6.24
MA                                       360                          359                        64.38                          8.5
TX                                       360                          359                           80                         8.99
TX                                       240                          239                           80                         10.8
TX                                       360                          359                           65                          9.9
TX                                       360                          359                           80                         10.7
NY                                       360                          359                           90                         7.45
NV                                       360                          358                           80                         5.85
MA                                       360                          359                        34.15                        10.45
ME                                       360                          359                        61.07                         10.2
WA                                       360                          359                        62.75                        7.784
FL                                       360                          359                        57.14                          7.2
TX                                       240                          239                           80                          8.6
NY                                       360                          358                        79.73                          7.7
OK                                       360                          359                           95                        10.75
MS                                       360                          359                          100                         9.65
NH                                       360                          359                           80                         7.65
CT                                       360                          358                           80                          6.7
IL                                       360                          358                           80                          7.1
KS                                       360                          359                           80                            8
FL                                       360                          359                           80                         6.75
NC                                       360                          359                           80                          9.5
VT                                       360                          359                           85                          8.2
NJ                                       360                          359                          100                         9.79
TX                                       360                          359                           76                          8.6
MA                                       360                          358                           70                         5.99
TX                                       360                          359                           80                         7.15
IL                                       360                          359                           80                          8.6
MA                                       360                          359                          100                         9.75
NY                                       360                          359                        76.82                         7.95
MA                                       360                          359                           80                         7.25
SC                                       360                          358                           80                        7.625
IL                                       360                          359                           90                         9.35
SC                                       360                          359                           75                        7.475
NY                                       360                          359                          100                         7.69
ME                                       240                          240                           84                         12.6
WA                                       360                          359                           85                          6.7
NC                                       360                          359                           80                         7.99
MA                                       360                          359                           80                         8.05
IL                                       360                          359                           80                          6.9
IL                                       360                          359                           95                            8
NJ                                       360                          359                           80                         7.95
FL                                       360                          359                        69.67                          6.8
VT                                       360                          359                          100                         11.9
IA                                       360                          360                        72.22                         7.99
MA                                       360                          359                        78.87                         6.94
FL                                       360                          359                           80                         5.99
GA                                       360                          359                          100                         8.18
MN                                       360                          359                          100                         9.37
IN                                       360                          359                           95                         9.49
PA                                       360                          359                           95                          8.8
MA                                       360                          359                          100                       10.875
MA                                       360                          358                          100                         8.75
AL                                       360                          359                           95                          8.5
CA                                       360                          359                           65                         8.15
TX                                       360                          359                           80                          7.9
TX                                       360                          358                           75                        6.275
MA                                       360                          358                           80                          7.7
TX                                       360                          359                           80                          8.9
MO                                       360                          359                          100                          8.5
SC                                       360                          358                           80                          6.5
IL                                       360                          359                           80                          8.4
IL                                       360                          359                           90                        10.11
NJ                                       360                          359                        48.86                          6.2
NY                                       360                          359                           80                          7.8
TX                                       360                          358                           80                         7.75
TX                                       360                          359                           95                       10.575
TX                                       360                          359                        74.78                         7.75
CA                                       360                          359                           80                         6.25
HI                                       360                          358                        52.81                         5.75
TX                                       360                          359                           80                          8.8
FL                                       360                          359                           80                         9.55
TX                                       360                          359                           80                         7.85
FL                                       360                          359                           75                          8.4
MA                                       360                          359                           80                            8
NC                                       360                          359                           80                        10.99
SC                                       360                          359                           80                         7.94
NY                                       360                          359                        53.33                         6.25
TX                                       360                          358                           80                        7.625
WI                                       360                          359                          100                         11.5
FL                                       360                          360                        84.66                         11.5
AZ                                       360                          359                        60.77                          6.6
IL                                       360                          358                           80                         7.35
FL                                       360                          359                        61.54                         7.15
FL                                       360                          358                           60                          5.8
FL                                       360                          359                          100                         9.35
FL                                       360                          358                        79.43                         9.15
FL                                       360                          359                        72.14                         7.05
FL                                       360                          359                         78.6                         7.99
FL                                       360                          359                           50                         6.95
WI                                       360                          358                           80                         6.85
WI                                       360                          359                           80                          8.7
WI                                       360                          359                           90                         8.99
VT                                       360                          358                          100                         10.5
WA                                       360                          359                        75.63                         10.9
IA                                       360                          359                          100                         9.75
CT                                       360                          358                        52.32                         6.95
FL                                       360                          359                           75                         7.45
NC                                       360                          359                          100                         11.9
FL                                       360                          359                           75                        6.975
UT                                       360                          358                           60                         7.75
FL                                       360                          359                        57.69                          9.2
FL                                       360                          359                           85                         8.25
FL                                       360                          358                        26.92                         8.35
MI                                       360                          359                           80                         9.45
CA                                       360                          358                           80                        6.975
AZ                                       360                          359                           75                         5.99
CA                                       360                          358                           70                          5.8
IN                                       360                          359                           95                          7.9
OR                                       360                          359                          100                        9.875
UT                                       360                          358                        89.53                         4.85
WI                                       360                          359                        67.53                          8.2
NJ                                       360                          359                           80                          8.6
NY                                       360                          359                           80                         9.05
NY                                       360                          358                           80                         7.45
TX                                       240                          239                        76.52                         7.95
UT                                       360                          358                           80                        6.425
FL                                       360                          359                        69.57                        10.35
WI                                       360                          358                           80                         6.95
TX                                       360                          359                           80                          8.6
ME                                       360                          359                           80                         7.75
GA                                       360                          359                          100                         10.5
FL                                       360                          359                          100                       11.275
FL                                       360                          359                        36.36                         7.47
ME                                       360                          358                           80                         6.45
NY                                       360                          359                           80                          7.7
NJ                                       360                          359                           90                         9.95
AZ                                       360                          359                           80                         9.15
MO                                       360                          359                           80                        10.35
AZ                                       360                          359                        54.93                         7.85
NY                                       180                          178                         60.2                          6.3
SC                                       360                          359                        56.16                         5.99
CT                                       360                          359                           95                        11.49
WI                                       360                          359                           95                          9.3
MS                                       360                          359                          100                           11
WI                                       360                          359                          100                         11.5
NJ                                       360                          359                           65                         7.45
IL                                       360                          359                          100                        9.875
NY                                       360                          358                        77.36                         5.75
PA                                       360                          359                           80                         8.99
FL                                       360                          359                        98.77                          6.6
GA                                       360                          359                           95                          8.1
MD                                       180                          179                           85                         8.95
NC                                       360                          359                           80                          8.7
IL                                       360                          359                           80                         8.99
IL                                       360                          359                           95                          9.9
ME                                       360                          359                        64.29                          6.9
AL                                       360                          359                           85                        10.45
NY                                       360                          359                           80                          6.5
CO                                       360                          359                           80                          9.3
NC                                       360                          359                           80                         8.45
MD                                       360                          359                        53.66                         10.6
NC                                       360                          359                           75                          6.8
MD                                       360                          359                           95                         8.95
FL                                       360                          359                           75                          6.4
CA                                       360                          359                           70                         5.95
OR                                       360                          359                        59.17                        10.63
TX                                       360                          359                           80                            7
TX                                       360                          359                           80                         8.25
FL                                       360                          359                        69.93                         9.94
IA                                       360                          359                        78.79                         8.25
DE                                       360                          359                        80.59                          8.4
IN                                       360                          359                           80                        7.225
MT                                       360                          359                          100                          7.9
OK                                       360                          359                           80                         7.95
CA                                       360                          358                        58.14                          6.7
VA                                       360                          359                          100                         11.4
CA                                       360                          359                          100                       10.875
CA                                       360                          359                         79.5                         5.99
MD                                       360                          359                           60                         8.05
TX                                       360                          359                           80                         8.75
NY                                       360                          359                           85                          7.9
TX                                       360                          359                           80                          8.9
TX                                       360                          359                        99.93                            8
TX                                       360                          359                           80                          7.8
TX                                       360                          358                           80                         7.15
TX                                       360                          359                        94.85                          8.9
TX                                       360                          359                           80                         7.15
IA                                       360                          359                          100                        10.15
UT                                       360                          359                           85                        8.625
WA                                       360                          359                           80                          6.5
OH                                       360                          359                          100                           11
FL                                       360                          359                           75                          7.9
CA                                       360                          358                        62.16                         5.99
ND                                       180                          179                        78.95                         8.25
GA                                       180                          179                           80                         8.99
TN                                       360                          359                           80                         11.6
TN                                       360                          359                           80                         7.85
FL                                       360                          359                           80                         6.55
FL                                       360                          359                           80                         6.65
FL                                       360                          359                           80                          7.5
TN                                       360                          359                           80                         7.55
NH                                       360                          359                           80                         7.75
AL                                       360                          359                           90                         9.95
OK                                       360                          359                           80                         8.75
IL                                       360                          359                           95                        10.06
ID                                       360                          359                           80                         7.79
FL                                       360                          359                           70                         8.15
FL                                       360                          358                           70                        6.825
MA                                       360                          359                         59.7                         7.05
OH                                       360                          358                          100                          9.5
FL                                       360                          359                           65                         8.84
FL                                       360                          359                          100                           11
NV                                       360                          359                          100                        9.875
UT                                       360                          359                          100                           11
FL                                       360                          359                           90                         6.99
UT                                       360                          359                           80                         8.45
FL                                       360                          359                           80                         6.39
FL                                       360                          358                           80                         8.15
AL                                       360                          359                        48.54                       10.525
WA                                       360                          359                           80                         6.29
CA                                       360                          359                        67.34                         6.65
AZ                                       360                          359                           70                          7.5
AZ                                       360                          359                           75                          9.6
AZ                                       120                          119                        74.07                         8.15
CA                                       360                          359                          100                        11.25
CO                                       360                          359                           80                         6.85
MD                                       360                          359                           75                          9.9
CA                                       360                          359                          100                          6.7
CA                                       360                          359                          100                       11.275
CA                                       360                          358                        77.13                          5.9
CA                                       360                          359                          100                           11
VA                                       360                          358                           85                        11.25
FL                                       360                          359                          100                       10.275
TX                                       180                          178                        53.13                         6.55
TX                                       360                          359                           80                         8.82
PA                                       360                          359                           80                         6.99
NJ                                       360                          359                        52.94                          7.3
NV                                       360                          359                        49.23                         6.99
IA                                       360                          359                        66.67                         7.95
FL                                       360                          359                           80                         7.75
TX                                       360                          359                           80                         9.45
AZ                                       360                          359                           80                          6.9
MO                                       360                          359                           80                          7.9
AZ                                       360                          359                        88.76                         8.85
AZ                                       360                          359                        45.31                         7.05
OK                                       360                          359                           90                          8.4
CO                                       180                          178                           90                          8.8
TX                                       360                          359                           80                          8.7
DC                                       360                          359                           80                         6.45
WI                                       360                          358                           80                          6.5
TX                                       180                          179                        72.07                          7.5
NC                                       360                          359                           75                          8.4
WI                                       360                          359                           80                         7.85
NJ                                       360                          358                        31.25                        7.375
FL                                       360                          359                           80                         6.85
FL                                       360                          359                           80                         7.15
NY                                       360                          359                        49.55                         5.99
MD                                       360                          359                           95                          9.3
CT                                       360                          359                           80                         6.59
PA                                       360                          359                          100                         8.25
FL                                       360                          359                        64.98                         6.65
FL                                       360                          359                          100                         7.99
FL                                       360                          359                           80                          8.9
NY                                       360                          359                           80                         11.8
PA                                       360                          359                           70                         8.05
IL                                       360                          359                           95                          9.4
AZ                                       360                          359                           80                         7.14
WY                                       360                          359                           80                          7.9
WY                                       360                          359                           80                         7.44
NC                                       360                          359                         88.2                        10.65
IL                                       360                          359                           75                          7.4
FL                                       360                          359                        64.62                         5.99
NY                                       360                          359                        88.04                        7.875
TX                                       360                          359                           80                         9.85
CA                                       360                          359                          100                          9.5
MO                                       360                          359                          100                          9.9
AL                                       360                          359                        77.53                         8.54
FL                                       360                          359                           80                         8.75
CA                                       360                          359                          100                         10.5
FL                                       360                          359                        68.09                         6.65
CO                                       360                          359                           80                          6.8
NY                                       360                          359                         72.2                         6.49
FL                                       360                          359                           80                         7.35
CA                                       360                          359                           90                         7.45
NJ                                       360                          358                         82.5                          6.7
CA                                       360                          358                           35                          5.8
NY                                       360                          358                           80                         6.85
MA                                       360                          358                           75                         6.25
WA                                       360                          359                        86.36                         7.99
NC                                       180                          179                           90                        10.75
CA                                       360                          359                           80                         5.99
CA                                       360                          358                         50.1                            6
CA                                       360                          359                          100                         9.75
CO                                       360                          359                          100                       10.875
ID                                       360                          359                           95                         7.99
WI                                       360                          359                           80                         7.85
WI                                       360                          359                           95                            9
WI                                       360                          359                           80                         5.75
AZ                                       360                          359                        72.46                          8.5
AZ                                       360                          359                        77.83                         7.74
AZ                                       360                          359                           80                          8.8
AZ                                       360                          359                           85                          9.5
CT                                       360                          358                           95                        10.99
CT                                       360                          359                           80                         6.35
CT                                       360                          359                           80                          7.7
CT                                       360                          358                           80                         5.95
CA                                       360                          358                          100                          9.5
OK                                       360                          359                           80                          7.4
OK                                       360                          359                           80                            8
IL                                       360                          359                          100                         10.5
NY                                       360                          359                           80                         7.15
FL                                       360                          359                         62.8                          8.4
CA                                       360                          359                          100                        10.65
FL                                       360                          359                          100                        10.65
KY                                       360                          359                           95                          7.8
TN                                       180                          179                           80                         8.45
NY                                       360                          359                        77.78                        6.425
HI                                       360                          359                           80                         6.15
NH                                       360                          359                           80                            8
TX                                       360                          359                           80                          9.4
FL                                       360                          358                           90                         9.04
FL                                       360                          359                           80                         8.59
FL                                       360                          359                           85                         8.47
NV                                       360                          359                        60.38                        7.675
NY                                       360                          359                        61.65                         6.75
MA                                       360                          359                        84.99                          7.5
FL                                       360                          359                        50.28                         8.94
NJ                                       360                          359                        71.59                         7.25
FL                                       360                          359                           50                          6.4
NJ                                       360                          359                        54.95                          7.2
TN                                       180                          179                           85                          6.8
TN                                       360                          359                           80                         7.65
NH                                       360                          359                           80                          6.8
CA                                       360                          358                        60.44                        6.375
TX                                       360                          359                           80                          8.9
TN                                       180                          179                        56.25                         7.95
CA                                       360                          358                          100                         9.75
FL                                       360                          359                          100                         7.25
FL                                       360                          359                           95                         9.63
FL                                       360                          359                           80                          6.9
HI                                       360                          359                           60                         5.99
MN                                       360                          359                          100                          9.6
FL                                       360                          359                        68.29                        6.275
AL                                       360                          359                          100                         8.45
MI                                       360                          359                          100                        10.25
IL                                       360                          359                          100                         11.5
NY                                       360                          359                           90                          7.4
NJ                                       360                          359                           80                          7.7
ID                                       360                          359                           75                         7.49
FL                                       360                          355                           80                         5.55
NY                                       360                          359                           90                          8.2
PA                                       360                          358                        93.33                         6.99
CA                                       360                          358                        44.21                         6.85
CO                                       360                          359                           80                         7.45
FL                                       360                          359                        43.48                         7.45
FL                                       360                          359                        40.54                        8.375
FL                                       360                          359                        49.18                          6.6
FL                                       360                          359                        47.87                          8.4
FL                                       360                          358                           90                        6.675
ID                                       360                          358                           80                            7
NY                                       360                          359                        78.31                         5.99
IL                                       360                          359                           80                          9.3
TX                                       360                          358                           80                         7.25
AZ                                       360                          359                        69.59                          6.7
AZ                                       360                          359                          100                           11
AZ                                       360                          359                           75                         8.45
NY                                       360                          359                           80                         8.15
CA                                       360                          358                           80                          5.8
CA                                       360                          359                        71.58                         5.99
NH                                       360                          358                           80                         6.95
RI                                       360                          359                        66.17                         7.85
CO                                       360                          359                          100                          8.5
CO                                       360                          358                           80                         6.28
NY                                       360                          359                          100                         8.99
WA                                       360                          358                        67.08                         8.75
FL                                       360                          358                           80                            8
MA                                       360                          359                        46.74                          7.4
CA                                       360                          359                        58.51                        11.45
TX                                       360                          359                           80                          6.8
NC                                       360                          358                           80                         7.25
TX                                       360                          360                           95                          8.7
CA                                       360                          358                        56.51                          7.7
CA                                       360                          358                           80                         5.99
OK                                       360                          359                         78.4                          8.3
TX                                       360                          359                           80                         6.45
FL                                       360                          359                           65                          7.1
FL                                       360                          359                           70                          8.6
FL                                       360                          359                        68.03                         6.25
MA                                       360                          359                           80                          6.3
MA                                       360                          359                           80                          7.7
MA                                       360                          359                           80                         8.45
SC                                       360                          359                           95                         10.1
SC                                       360                          359                           80                          8.3
NH                                       360                          359                           80                          6.3
WA                                       360                          359                           80                            8
WA                                       360                          359                           80                         7.59
CA                                       360                          358                        80.65                         7.99
MA                                       360                          359                        69.64                         6.85
CO                                       360                          359                           80                            7
AZ                                       360                          358                           80                         7.79
WA                                       360                          358                        92.39                         6.35
MO                                       360                          358                           80                          7.2
MO                                       360                          359                           80                         8.95
MI                                       360                          359                          100                       11.275
CA                                       360                          358                        61.05                         5.99
CO                                       360                          359                           80                          8.7
CA                                       240                          239                        47.46                         6.95
CA                                       360                          358                        45.67                            6
AL                                       360                          359                           75                          8.5
NY                                       360                          359                           80                         7.45
CA                                       360                          358                           70                         6.24
CA                                       360                          359                           80                         7.65
FL                                       360                          359                           80                          6.3
NH                                       360                          359                        79.53                          6.9
OK                                       360                          358                           80                         7.95
GA                                       360                          358                           90                         7.99
AZ                                       360                          359                           80                          9.7
NE                                       360                          359                        66.67                         7.85
KY                                       360                          359                          100                         7.85
NE                                       360                          359                           95                         7.19
MA                                       360                          359                        54.64                          6.9
FL                                       360                          359                        84.74                         6.55
CT                                       360                          358                           60                         7.65
TN                                       360                          359                          100                         9.05
NY                                       360                          359                        59.02                          6.5
NY                                       360                          358                        19.41                          8.3
TN                                       360                          359                           80                            8
WY                                       360                          359                           70                         8.35
IL                                       360                          359                        76.28                          9.5
OK                                       360                          359                           80                         6.95
UT                                       360                          358                           80                        6.875
FL                                       360                          359                          100                          8.3
NY                                       360                          359                        48.39                         9.29
CA                                       360                          359                           80                          5.5
KY                                       360                          359                           80                          7.1
FL                                       360                          359                           80                         7.85
IL                                       360                          359                           80                          7.4
MO                                       360                          359                           80                         7.35
MA                                       360                          358                           70                            6
FL                                       360                          359                          100                          8.1
KY                                       360                          359                          100                         9.19
CT                                       360                          359                           90                         7.25
NH                                       360                          359                           80                         7.54
IL                                       360                          358                         78.6                         7.25
NY                                       360                          359                           80                         6.65
NC                                       360                          359                           80                          9.1
GA                                       360                          359                           85                         8.65
GA                                       360                          359                           95                         9.75
NC                                       180                          178                        26.32                        9.363
FL                                       360                          358                           90                         8.75
NJ                                       240                          239                         50.6                         6.39
UT                                       360                          359                           80                         7.15
AZ                                       360                          358                           80                         6.45
AZ                                       360                          358                         62.3                         6.44
AZ                                       360                          358                        63.14                         5.99
OK                                       360                          359                           95                          9.2
AZ                                       360                          359                           70                          9.4
TX                                       360                          359                           90                        7.475
MA                                       360                          358                        63.14                        5.857
CA                                       360                          358                        40.67                         5.99
AL                                       360                          359                           80                         9.25
MO                                       360                          359                          100                           11
RI                                       360                          359                        36.17                         9.15
TX                                       360                          359                           65                         8.45
CA                                       360                          359                         64.5                          7.3
FL                                       360                          359                           80                         7.95
FL                                       360                          359                           95                         8.84
TX                                       360                          356                           80                         7.15
TX                                       360                          359                           80                         8.45
NY                                       360                          359                        78.05                         7.05
MO                                       360                          359                           80                         9.29
PA                                       360                          359                          100                         11.5
NH                                       360                          358                        67.37                         6.55
FL                                       360                          359                        60.53                        7.075
MA                                       360                          359                        54.84                         6.45
PA                                       360                          359                          100                          8.9
TN                                       360                          359                           80                          7.9
TX                                       360                          359                        88.88                         6.99
GA                                       360                          358                        16.67                          7.7
LA                                       360                          358                           80                         10.2
TN                                       360                          359                          100                         8.24
TN                                       360                          359                           80                        10.75
TN                                       360                          359                          100                            9
TN                                       360                          359                           80                          7.7
TN                                       360                          359                        91.84                         8.25
FL                                       360                          359                           95                          7.1
PA                                       360                          359                        69.44                         7.65
CA                                       360                          359                           85                        11.49
CA                                       360                          358                           90                          5.8
NH                                       360                          359                           80                        8.525
CT                                       360                          358                           80                         6.29
VA                                       360                          359                           80                         7.94
WA                                       360                          358                           80                         5.99
CA                                       180                          178                        25.37                        10.14
CT                                       360                          359                           95                          8.4
IL                                       360                          359                          100                        10.25
NY                                       360                          359                           80                          8.6
FL                                       360                          359                           80                         6.35
FL                                       360                          359                           90                         8.75
FL                                       360                          359                           70                          6.5
FL                                       360                          359                           80                         6.69
FL                                       360                          358                           75                         6.15
FL                                       360                          359                           88                          6.2
CA                                       360                          358                           90                          5.8
CA                                       360                          359                           75                          6.4
FL                                       360                          359                           80                          7.4
CA                                       360                          359                           85                         6.55
NJ                                       360                          359                        61.18                         9.99
MA                                       360                          358                        38.96                        7.525
PA                                       360                          359                          100                         11.5
AZ                                       360                          359                           80                         7.59
NJ                                       360                          358                          100                       10.875
GA                                       360                          359                           80                         8.69
MD                                       360                          359                           80                         8.55
ME                                       360                          358                           80                          5.8
NY                                       360                          359                           70                          5.7
RI                                       360                          359                           80                         7.35
PA                                       360                          359                           80                          7.5
CA                                       360                          359                           80                          7.4
CA                                       240                          239                         64.2                         5.99
IL                                       180                          179                           75                         8.49
MI                                       360                          359                          100                         10.5
CA                                       360                          359                          100                        10.15
CA                                       360                          359                        73.83                         8.45
CA                                       360                          359                           80                         6.25
TX                                       360                          359                           95                         11.7
FL                                       360                          359                        80.35                          7.8
FL                                       360                          358                        77.56                          5.8
MD                                       360                          359                        64.41                          8.1
NJ                                       360                          359                          100                         9.29
TX                                       360                          359                           60                         7.25
NY                                       360                          359                          100                        10.65
NJ                                       360                          358                        63.01                          6.7
CA                                       360                          359                          100                       10.875
PA                                       360                          359                           80                         7.65
AZ                                       360                          359                        74.64                         9.35
NY                                       360                          358                           80                         5.95
UT                                       360                          359                          100                         10.1
CA                                       360                          359                          100                       10.875
MA                                       360                          358                           65                          8.7
MD                                       360                          359                           70                         9.95
KS                                       360                          359                           80                          9.5
CA                                       360                          359                           85                          7.2
TX                                       360                          359                           80                          9.3
NY                                       360                          359                           80                          6.4
MI                                       360                          359                          100                           11
VT                                       360                          359                           95                         9.75
MA                                       360                          359                           80                         6.55
NH                                       360                          359                           80                         6.64
CT                                       360                          358                           80                          6.6
CT                                       360                          359                        88.29                         5.99
CT                                       360                          359                           80                         7.29
FL                                       360                          359                           95                          8.5
CA                                       360                          359                         36.8                         6.65
VA                                       360                          359                          100                        10.25
PA                                       360                          359                           80                          7.2
GA                                       360                          359                          100                            8
TN                                       360                          359                           80                         8.25
NY                                       360                          359                           80                         7.85
MT                                       360                          358                           80                          7.8
AL                                       360                          359                           90                          9.2
FL                                       360                          358                           90                          6.4
MA                                       360                          359                           90                         6.45
FL                                       360                          359                         65.6                          8.7
FL                                       360                          359                        73.33                          8.7
WA                                       360                          359                           80                        6.625
NY                                       360                          359                           80                         6.54
ID                                       360                          359                        68.75                          7.4
FL                                       360                          358                           70                          9.5
IL                                       360                          359                          100                        9.875
NY                                       360                          359                        84.93                         11.2
AZ                                       360                          359                        76.05                          7.7
AZ                                       360                          359                         70.8                         6.59
MA                                       360                          359                           90                         7.05
IL                                       360                          359                        59.32                         7.74
IL                                       360                          359                           75                         9.05
IL                                       360                          359                         84.5                         8.35
CA                                       360                          359                        67.37                         9.35
IA                                       360                          358                           78                          7.7
CT                                       360                          359                        73.92                          6.1
RI                                       360                          359                           80                         5.95
FL                                       360                          358                           85                          5.8
FL                                       360                          359                           90                          8.9
WI                                       360                          359                           80                         7.49
KY                                       360                          359                           80                         8.85
IL                                       360                          359                          100                         10.5
MI                                       360                          359                          100                           11
MI                                       360                          359                          100                         11.5
TX                                       360                          359                           80                        10.95
MT                                       360                          359                          100                         9.65
MA                                       360                          358                           80                         6.35
CA                                       360                          359                        76.92                         6.29
KY                                       360                          359                           80                         7.79
CO                                       360                          359                           80                          6.7
GA                                       360                          359                        78.73                         7.65
IN                                       360                          358                           95                         9.75
AZ                                       360                          359                           95                        10.25
AZ                                       360                          359                          100                          6.5
AZ                                       360                          359                           75                          9.1
NH                                       360                          358                           90                          7.8
NC                                       360                          359                           80                         7.99
TX                                       360                          359                           80                          8.8
GA                                       360                          359                           80                         7.35
MA                                       360                          359                        95.14                          6.7
NC                                       360                          358                        81.07                       11.875
CA                                       360                          359                           85                         9.15
NC                                       360                          359                           80                         8.45
AL                                       360                          359                           80                         7.35
TX                                       360                          358                           80                         8.45
GA                                       360                          359                         62.5                         6.65
WA                                       360                          359                        52.98                          6.6
FL                                       240                          238                        55.15                          7.3
FL                                       360                          359                           85                          8.6
FL                                       360                          359                           95                         8.25
NY                                       360                          358                           85                         10.7
FL                                       360                          359                           80                         7.25
FL                                       360                          359                           80                          7.5
CA                                       360                          359                          100                           11
CA                                       360                          359                         54.6                         5.99
NV                                       360                          359                        67.56                         7.45
NV                                       360                          359                        72.26                         6.85
MA                                       360                          359                        69.09                          6.8
FL                                       360                          359                           80                         7.85
FL                                       360                          358                           90                         7.25
GA                                       360                          359                           80                         8.35
SC                                       360                          359                          100                          7.5
CO                                       360                          358                           95                            6
CA                                       360                          359                        71.43                          6.4
KY                                       360                          359                           80                          9.5
FL                                       360                          359                           90                         6.95
FL                                       360                          359                           85                          8.7
FL                                       360                          359                           80                          7.4
FL                                       360                          358                           80                            7
CT                                       360                          359                           95                         8.19
FL                                       360                          359                           70                         7.99
FL                                       360                          359                        89.57                          6.6
CA                                       360                          359                        47.95                          6.7
FL                                       360                          358                           80                         7.65
GA                                       360                          359                           80                          7.8
NH                                       360                          359                        89.99                            8
NV                                       360                          360                           70                         10.8
FL                                       360                          359                           90                         7.95
WA                                       360                          359                           80                         6.95
CA                                       360                          359                         42.6                            6
TN                                       360                          359                          100                          8.6
FL                                       360                          359                        45.59                          8.9
FL                                       360                          359                           80                         6.99
FL                                       360                          358                           95                         7.25
GA                                       360                          358                           90                          6.9
IN                                       360                          359                          100                         10.9
AL                                       360                          359                           80                          6.3
FL                                       360                          359                           85                          6.8
FL                                       360                          359                           85                         7.55
PA                                       360                          359                           80                         7.95
PA                                       360                          359                           80                          7.1
CA                                       360                          359                           65                         6.35
KY                                       360                          359                           80                         8.19
PA                                       360                          359                           80                         7.05
PA                                       360                          359                           90                         7.35
WY                                       360                          359                           80                         8.15
KY                                       360                          359                          100                        7.125
RI                                       360                          359                        84.68                        6.975
CA                                       360                          359                        95.91                          7.1
CA                                       360                          358                           90                            6
CA                                       360                          359                        94.46                          6.9
FL                                       360                          359                           80                         7.75
UT                                       360                          359                           80                          8.5
NY                                       360                          359                          100                         8.75
CA                                       360                          358                        43.78                         10.2
IL                                       360                          358                           95                          8.3
MA                                       360                          359                           70                         7.85
TX                                       360                          359                           80                        9.475
CA                                       360                          359                          100                        10.25
CA                                       360                          359                        87.92                          7.5
FL                                       360                          358                        52.63                         7.94
GA                                       360                          359                         94.1                        9.425
IL                                       360                          359                        89.69                         7.95
WI                                       360                          358                        89.96                         8.05
FL                                       360                          358                           50                         5.85
SC                                       360                          359                        62.86                          8.6
GA                                       360                          359                          100                         10.5
CT                                       360                          359                        83.62                         6.25
CT                                       360                          359                           85                         7.25
VA                                       360                          358                           80                          7.8
TX                                       360                          360                           80                          8.4
AZ                                       360                          359                        82.46                          6.1
WA                                       360                          359                           95                         7.99
MD                                       360                          359                          100                         11.5
MD                                       360                          359                           70                          8.3
CA                                       360                          359                        64.23                         5.75
RI                                       360                          359                           80                         6.29
VA                                       360                          358                          100                         11.5
TX                                       360                          359                           80                         8.19
CT                                       360                          359                           80                          6.2
MI                                       360                          358                          100                        10.25
CT                                       360                          359                          100                          8.9
NY                                       360                          358                           65                         6.43
NY                                       360                          358                           90                         5.99
CA                                       180                          179                         67.9                         10.6
MA                                       360                          359                           85                           10
PA                                       360                          359                           70                         8.99
NY                                       360                          359                        72.07                         6.69
GA                                       360                          359                           80                         8.25
GA                                       360                          359                        87.29                          8.5
TX                                       360                          359                           80                        10.85
ME                                       360                          359                        76.89                         9.85
NH                                       360                          359                           95                         8.95
OR                                       360                          359                        52.67                         5.99
FL                                       360                          359                           80                         8.35
WI                                       360                          359                          100                          9.1
AL                                       360                          359                           95                        8.925
NY                                       360                          360                           80                          6.4
MA                                       360                          359                           70                        10.15
NJ                                       360                          359                           73                          6.2
CT                                       360                          359                        53.58                          6.6
MA                                       360                          358                           95                         6.75
MA                                       360                          359                           80                         6.15
NY                                       360                          359                           80                         7.95
GA                                       360                          359                        69.81                         7.55
WI                                       360                          359                        73.17                         9.45
MA                                       360                          358                        69.52                        6.795
OR                                       360                          358                           80                         7.59
GA                                       360                          358                        71.99                         6.75
OR                                       360                          358                           80                        6.825
TX                                       360                          359                           85                         7.99
PA                                       360                          359                           80                          7.8
CA                                       360                          358                           90                         6.75
CA                                       360                          358                          100                        10.25
OR                                       360                          359                           85                            8
CT                                       360                          359                           80                          6.4
ID                                       360                          359                        48.57                         8.95
KY                                       360                          359                           80                         7.05
MA                                       360                          359                           80                        5.613
CT                                       360                          359                        61.82                         6.85
GA                                       360                          358                           95                         7.85
NJ                                       360                          359                           80                            7
CO                                       360                          360                          100                          7.6
AL                                       360                          359                           80                          8.4
MA                                       360                          358                           80                         6.75
FL                                       360                          359                           80                         7.45
TN                                       360                          359                           80                         9.35
AL                                       360                          359                           80                          9.9
AZ                                       360                          359                           80                         7.54
OR                                       360                          359                        59.28                         6.95
DE                                       360                          359                        79.51                         7.75
FL                                       360                          359                          100                          7.6
TX                                       360                          359                           80                        11.15
TX                                       360                          358                           80                          9.7
PA                                       360                          359                        65.38                          6.4
RI                                       360                          359                          100                         9.65
MT                                       360                          359                           80                         7.65
MT                                       360                          359                           95                          8.6
GA                                       360                          359                           80                          7.5
CT                                       360                          359                           80                         6.75
FL                                       360                          359                          100                          7.4
FL                                       360                          359                           80                         7.14
TN                                       360                          359                           80                          7.1
TN                                       360                          359                           80                          7.3
TN                                       360                          359                           80                         7.79
TN                                       360                          359                           80                         8.05
TN                                       360                          359                           80                          7.7
OR                                       360                          359                           80                         8.05
FL                                       360                          359                           90                         7.25
FL                                       360                          359                           75                         6.25
FL                                       360                          359                           80                         9.15
KY                                       360                          359                           80                          6.3
PA                                       360                          359                        72.71                         5.65
PA                                       360                          359                           80                          6.5
CO                                       360                          359                          100                          7.5
WA                                       360                          359                           90                            9
CA                                       360                          359                        58.14                          5.7
MA                                       360                          358                           80                          6.6
MA                                       360                          359                        86.04                          8.1
MA                                       360                          359                        60.16                         6.55
GA                                       360                          359                           80                         8.45
AL                                       360                          359                           80                            8
TN                                       360                          359                           95                         9.74
TN                                       360                          359                           95                         9.75
TN                                       360                          359                           80                        11.85
FL                                       360                          359                         41.6                          7.7
FL                                       360                          358                           70                          6.3
FL                                       360                          358                           80                        7.237
WA                                       360                          359                        53.94                         7.15
CT                                       360                          358                           80                         6.95
CT                                       360                          359                           80                         7.45
NJ                                       360                          359                         64.9                          6.9
GA                                       360                          358                           80                         10.4
PA                                       360                          359                           80                         7.25
FL                                       360                          359                        68.11                         8.99
FL                                       360                          359                           90                         11.5
KS                                       360                          359                           80                          9.9
ME                                       360                          359                        59.26                          8.7
CA                                       360                          359                        62.12                         6.55
OR                                       360                          359                           40                        9.475
KY                                       360                          359                           80                         7.35
NY                                       360                          358                           55                        11.45
NJ                                       360                          359                        78.79                          5.5
RI                                       360                          358                        55.17                         7.15
IL                                       360                          359                        82.14                          8.5
WI                                       360                          359                           55                         11.8
PA                                       240                          239                           80                         9.55
PA                                       360                          359                           75                         8.85
PA                                       360                          359                           80                         6.75
NJ                                       360                          358                        79.51                          6.1
NJ                                       360                          359                           80                          9.1
CA                                       360                          358                           80                         5.05
WI                                       360                          359                           80                         9.65
VT                                       360                          359                        51.28                         6.85
MO                                       360                          359                           95                        8.975
FL                                       360                          359                           80                         6.25
FL                                       360                          359                           80                         7.25
NY                                       360                          359                           95                          9.8
CA                                       360                          359                        56.25                          6.4
CA                                       360                          359                        59.22                         6.05
AZ                                       360                          359                        72.53                         5.89
TX                                       360                          359                           70                         7.85
CA                                       360                          358                        66.67                          6.6
NC                                       360                          359                        87.93                          9.6
NY                                       360                          359                        54.44                        11.04
FL                                       360                          359                           80                          8.2
OR                                       360                          359                           80                          7.9
MO                                       360                          359                           95                         10.5
MO                                       360                          359                        94.84                          9.6
FL                                       360                          359                           50                            6
PA                                       360                          359                          100                         9.35
CT                                       360                          358                           90                            7
CT                                       360                          359                         79.1                          7.4
MD                                       360                          359                           65                         7.75
ME                                       360                          359                           80                          6.9
ME                                       360                          359                           80                          7.3
ND                                       360                          358                           85                          6.5
PA                                       360                          359                           80                         6.99
MI                                       360                          358                           80                          7.5
CA                                       360                          359                        40.66                         6.54
VA                                       180                          178                        45.86                         12.5
MA                                       360                          359                           80                         8.85
PA                                       360                          359                           85                         7.99
TX                                       360                          359                           60                         9.05
NY                                       360                          359                         74.7                         7.89
NH                                       360                          359                           80                         8.05
CA                                       360                          358                        42.16                         7.25
IL                                       360                          359                           80                          9.6
MO                                       360                          359                           80                         7.79
AR                                       360                          359                           75                          8.8
GA                                       360                          358                           95                          8.3
GA                                       360                          359                           95                         8.85
GA                                       360                          359                           80                          9.7
IL                                       360                          359                        76.35                          8.7
TX                                       360                          359                        48.26                         7.69
CA                                       360                          358                          100                         9.75
CA                                       360                          359                          100                       10.875
CA                                       360                          359                        39.68                         6.45
NY                                       360                          358                        83.33                          8.1
WI                                       360                          359                           70                        8.979
WI                                       360                          359                           95                          9.3
GA                                       360                          359                           80                         7.25
AL                                       360                          359                        71.43                          9.4
AL                                       360                          359                          100                         11.5
CA                                       360                          359                           80                         5.99
FL                                       360                          359                           80                           12
MD                                       360                          359                        61.95                         6.79
NC                                       360                          359                         52.5                         9.35
NJ                                       360                          359                           85                         7.05
MA                                       360                          359                           85                          6.5
NY                                       360                          359                           80                         7.15
NY                                       360                          359                           90                         7.85
IL                                       360                          359                           80                         7.45
NJ                                       360                          359                          100                         10.2
KY                                       360                          358                           95                          7.8
KY                                       360                          359                          100                         8.85
NJ                                       360                          359                        63.29                         9.75
CO                                       360                          359                           80                            7
FL                                       360                          359                           80                         7.29
NY                                       360                          359                        77.36                         5.85
IL                                       360                          358                           90                         9.25
IL                                       360                          359                           80                          7.8
IL                                       360                          359                        84.09                          9.4
IL                                       360                          359                           85                          8.8
IL                                       360                          358                           80                          9.2
NY                                       360                          359                           70                         11.8
AR                                       180                          179                        96.15                        11.05
IA                                       360                          359                        75.22                         9.55
FL                                       360                          358                           80                         8.75
ME                                       360                          359                           75                          6.6
FL                                       360                          359                           80                        6.625
TX                                       360                          360                           80                          6.8
MA                                       360                          359                           80                         8.05
MA                                       360                          359                        82.36                         7.15
CT                                       360                          359                          100                         8.25
AZ                                       360                          359                           80                          7.3
CT                                       360                          359                           80                         8.95
OR                                       360                          359                           80                          7.7
UT                                       360                          359                           80                         6.75
VT                                       360                          359                        48.48                         7.99
NJ                                       360                          359                        92.96                          7.5
VT                                       360                          359                           90                         7.75
NH                                       360                          359                          100                          8.8
MO                                       360                          359                          100                         8.95
GA                                       360                          359                           85                        11.84
FL                                       360                          359                        72.86                          8.4
NC                                       360                          359                        46.88                        10.65
TX                                       360                          359                           80                          9.6
TX                                       360                          359                           80                         10.4
IL                                       360                          359                        79.84                        7.475
FL                                       360                          359                        79.75                          7.6
MA                                       360                          358                        34.14                         6.35
PA                                       360                          359                           80                         6.55
IL                                       360                          359                           80                         8.25
MA                                       360                          359                           80                         5.99
MO                                       360                          359                           80                         8.45
NJ                                       360                          359                           95                            7
TX                                       180                          178                        38.56                         6.65
NV                                       360                          359                           90                          6.6
GA                                       360                          359                           80                         6.65
MO                                       360                          359                           80                         7.74
IN                                       360                          358                           80                         7.45
MA                                       360                          359                           80                         7.64
NY                                       360                          358                        62.99                        6.775
FL                                       360                          358                           80                         6.99
NY                                       360                          359                           80                         6.44
TX                                       240                          239                           80                        9.775
TX                                       360                          359                           80                          9.6
TX                                       360                          359                           69                         9.75
MA                                       360                          358                        79.44                          6.2
FL                                       360                          358                           90                          8.9
WI                                       360                          359                           90                         8.39
GA                                       360                          359                           95                        9.275
NJ                                       360                          359                        55.15                         8.45
IL                                       360                          359                        71.62                          9.1
NY                                       360                          358                           70                         8.05
GA                                       360                          359                           95                         9.35
NY                                       360                          358                           70                          9.4
OR                                       360                          359                           80                         6.55
FL                                       360                          359                           90                          7.7
FL                                       360                          359                           60                         6.65
FL                                       360                          359                           80                         5.25
MD                                       360                          359                           80                         7.05
CA                                       360                          358                        60.58                         9.25
VA                                       360                          359                        57.67                         6.54
CA                                       360                          359                         43.9                         5.99
KY                                       360                          359                          100                         9.25
MA                                       360                          358                           80                         6.65
NH                                       360                          359                        77.34                         6.35
NH                                       360                          359                           80                          7.6
NJ                                       360                          359                           80                         7.55
GA                                       360                          358                           80                         6.25
NC                                       360                          359                        64.98                          9.4
TX                                       180                          178                           80                         7.25
NY                                       360                          359                           80                          6.5
GA                                       360                          359                          100                         9.25
WI                                       360                          359                           80                         6.79
NY                                       360                          359                        46.74                         7.49
AZ                                       360                          359                           80                         7.69
FL                                       360                          359                           80                         7.25
NY                                       360                          358                           65                          7.5
DE                                       360                          359                           80                          7.4
TN                                       360                          359                           80                         7.99
TN                                       360                          359                           80                         8.55
WI                                       360                          360                        61.56                          8.3
WI                                       360                          359                        83.51                          7.6
TX                                       360                          359                           80                            8
CA                                       360                          359                           80                         6.25
TN                                       360                          359                          100                          8.5
SC                                       360                          359                        68.75                          6.8
IN                                       360                          359                           80                         8.95
CA                                       360                          358                        63.11                         6.15
FL                                       360                          359                        58.74                          6.5
DE                                       360                          359                           80                         8.34
KY                                       360                          359                           95                         9.85
NJ                                       360                          357                        58.04                          9.2
MA                                       360                          359                        91.71                          6.8
PA                                       360                          359                           80                         8.19
IL                                       360                          359                           90                          8.4
WI                                       360                          359                        73.85                         7.65
FL                                       360                          358                           80                         6.05
FL                                       360                          359                           80                         6.89
CO                                       360                          359                          100                        10.25
NJ                                       360                          359                           90                         8.45
RI                                       360                          359                           80                         7.19
PA                                       360                          359                          100                        8.725
AZ                                       360                          358                           90                          7.9
PA                                       360                          359                           95                          8.9
PA                                       360                          359                           65                            8
NH                                       360                          359                           80                         7.24
CT                                       360                          359                           80                         6.75
NH                                       360                          359                           80                          6.9
FL                                       360                          359                           80                          7.9
FL                                       360                          358                         83.7                        7.375
TX                                       360                          359                         76.3                         7.55
MI                                       360                          358                           80                          8.8
FL                                       360                          359                        73.68                         5.99
FL                                       360                          359                           80                         7.19
FL                                       360                          359                           60                         7.95
CA                                       360                          358                          100                          9.5
TX                                       360                          358                           80                          8.8
KS                                       360                          359                           80                          8.9
MS                                       360                          359                           85                        10.62
RI                                       360                          359                           80                         8.75
FL                                       360                          359                        44.86                        7.525
AZ                                       360                          359                           75                         8.75
WI                                       360                          359                           80                          9.6
NJ                                       360                          359                           80                         7.25
PA                                       360                          359                          100                         7.86
GA                                       360                          359                           80                          7.1
VA                                       360                          359                           95                         10.2
NC                                       360                          358                           80                          7.5
CO                                       360                          359                           95                         7.34
CA                                       360                          359                          100                        10.15
MA                                       360                          359                           90                         7.75
TX                                       360                          359                           80                         7.75
NY                                       360                          359                        64.94                        11.25
NH                                       360                          359                        72.68                        12.25
WI                                       360                          359                           65                           12
FL                                       360                          359                        69.35                          6.8
FL                                       360                          359                        52.01                          6.7
FL                                       360                          359                           80                         7.55
KY                                       360                          359                          100                         10.9
MA                                       360                          358                        35.06                          6.8
ID                                       360                          358                           80                         7.65
ID                                       360                          358                           80                          8.1
FL                                       360                          359                           95                          9.2
NY                                       360                          359                           85                         9.55
SD                                       360                          359                          100                         9.94
FL                                       360                          359                           80                         8.25
CA                                       360                          359                           75                          8.8
CA                                       360                          359                          100                        10.25
MA                                       360                          359                        44.84                         6.05
NY                                       360                          358                           90                        11.55
CT                                       360                          359                           80                          7.2
IL                                       360                          358                           85                          8.3
MA                                       360                          359                        69.23                          8.2
MA                                       360                          358                           90                          6.9
WI                                       180                          179                           80                         8.55
WI                                       360                          359                           85                          8.4
TX                                       360                          359                           80                          9.7
CT                                       360                          359                           65                          9.2
VA                                       360                          359                           80                         7.94
TN                                       180                          178                           85                            6
KS                                       360                          359                           80                          9.4
IL                                       360                          359                        70.92                         7.85
CA                                       360                          358                         73.5                          6.6
ME                                       360                          359                           80                          8.1
GA                                       360                          359                          100                         8.94
TX                                       360                          358                        54.73                          8.5
FL                                       360                          359                           80                          7.4
MA                                       360                          359                         61.5                          9.4
NY                                       360                          359                        67.56                         5.35
NY                                       360                          358                           90                          5.5
NY                                       360                          359                           65                          8.7
FL                                       360                          359                           80                         7.75
GA                                       360                          359                           80                         8.09
VA                                       360                          358                           80                        6.031
NY                                       360                          359                           80                         7.65
NY                                       360                          359                        67.96                        10.05
IL                                       360                          359                           80                         9.65
IL                                       360                          359                           75                         9.05
IL                                       360                          359                           80                         9.45
TN                                       360                          359                           80                         8.55
NY                                       360                          359                        58.77                          6.3
CO                                       360                          359                          100                         10.5
CO                                       360                          359                           75                          9.6
RI                                       360                          358                           80                         6.55
TX                                       360                          359                           75                         9.99
MO                                       360                          359                          100                         9.29
MA                                       360                          359                           70                         8.25
IL                                       360                          359                           85                          8.1
FL                                       360                          359                          100                          9.5
NY                                       360                          359                           70                          9.1
NC                                       360                          359                           95                          8.8
PA                                       360                          359                        99.64                        10.65
IN                                       360                          359                           80                         9.35
KY                                       360                          359                        76.92                         7.55
WI                                       360                          359                           80                         9.19
MD                                       360                          358                        94.04                          7.4
NH                                       360                          359                        84.93                          6.7
MA                                       360                          359                        55.07                         8.95
MA                                       360                          358                        74.41                         5.99
NJ                                       360                          359                           70                        11.05
CA                                       360                          358                        60.37                         6.35
NY                                       360                          359                        79.91                         10.1
FL                                       180                          179                        54.35                         6.95
NJ                                       360                          359                           70                         8.85
MS                                       360                          358                           80                         6.35
MA                                       360                          359                        78.65                         10.5
MS                                       360                          359                           80                          8.8
LA                                       360                          359                          100                         7.69
CT                                       360                          359                           80                        10.14
MA                                       360                          359                           80                          7.9
GA                                       360                          359                          100                         9.35
TX                                       360                          359                           80                         6.65
TX                                       360                          359                           65                         11.5
NJ                                       360                          359                           95                            6
TX                                       360                          359                          100                         8.95
FL                                       360                          359                           80                         7.75
FL                                       360                          359                           80                          8.4
FL                                       360                          358                           90                         7.99
FL                                       360                          358                          100                       10.875
NY                                       360                          358                        77.32                         6.89
NY                                       360                          358                        78.85                          5.9
VT                                       360                          359                           80                         7.94
CA                                       360                          359                           80                         6.55
MO                                       360                          359                           80                        10.25
TX                                       360                          359                           80                        10.85
TX                                       360                          359                           80                         7.45
WA                                       360                          358                           90                          6.7
FL                                       360                          359                           75                          9.9
ME                                       360                          359                           80                          7.4
OR                                       360                          359                        68.97                         6.75
NV                                       360                          358                           90                          7.8
FL                                       360                          358                         79.2                         5.85
IN                                       360                          358                           80                         7.85
IL                                       360                          358                           95                         7.75
SC                                       360                          359                         64.4                         6.59
CA                                       360                          358                           80                         5.65
GA                                       360                          359                           90                          8.8
PA                                       360                          359                        70.59                         5.99
MA                                       360                          359                        53.92                         10.6
MO                                       360                          359                           80                          8.3
IA                                       360                          359                           90                          8.2
NH                                       360                          359                           80                         7.55
NY                                       360                          358                        78.11                       10.325
CT                                       360                          358                        67.65                          8.1
FL                                       360                          358                          100                         8.45
FL                                       360                          357                        77.59                         7.35
WI                                       360                          359                           80                         8.05
WI                                       360                          359                           90                         8.69
GA                                       360                          359                        58.29                         7.35
ID                                       360                          359                          100                          9.5
ME                                       360                          359                        38.27                         8.15
NY                                       360                          359                           80                         9.95
MA                                       360                          358                           80                         6.95
UT                                       360                          358                           80                         6.75
TX                                       360                          359                           80                         6.95
OK                                       360                          359                           80                          9.5
FL                                       360                          359                          100                        10.25
FL                                       360                          359                        72.12                         7.15
MA                                       360                          359                           80                         6.75
NJ                                       360                          359                           56                         7.15
FL                                       360                          358                        67.42                         8.45
AL                                       360                          359                          100                          8.2
PA                                       360                          359                           80                        6.925
MA                                       360                          359                           75                          9.4
CA                                       360                          359                           80                         5.99
FL                                       360                          359                        84.97                          8.9
FL                                       360                          358                           80                         6.59
AZ                                       360                          359                           80                         7.19
AZ                                       360                          358                           85                          8.6
CA                                       360                          359                        84.86                         11.9
MA                                       360                          358                        79.14                         5.99
MA                                       360                          359                        45.45                        6.975
FL                                       360                          359                           80                          7.4
TX                                       360                          359                           80                         7.35
TX                                       360                          359                           80                          8.2
MO                                       360                          359                         92.2                         7.35
CA                                       360                          358                        79.99                          6.6
OK                                       360                          359                           80                         7.75
TX                                       360                          360                           80                          7.6
MA                                       360                          359                        58.73                         6.35
FL                                       360                          359                           85                          8.1
LA                                       360                          359                          100                         7.15
GA                                       360                          359                        46.88                        7.775
MO                                       360                          359                           80                         8.25
FL                                       360                          359                        27.54                        8.475
ME                                       360                          358                         73.8                         5.85
KY                                       360                          359                          100                            9
FL                                       360                          359                           80                         6.55
MA                                       360                          359                           90                         6.85
NC                                       360                          359                        70.71                         7.39
CT                                       360                          358                           80                         6.29
SD                                       360                          359                           90                         7.95
VA                                       360                          359                           80                         7.85
MA                                       360                          358                        41.63                            6
CT                                       360                          359                           80                          8.5
MA                                       360                          359                        74.07                         6.65
VT                                       360                          359                        79.31                        8.875
OK                                       360                          359                           80                         7.65
NJ                                       360                          358                           90                        6.975
NY                                       360                          359                        42.88                         7.35
CO                                       360                          359                        45.49                         7.85
IN                                       360                          359                           80                          7.5
MA                                       360                          358                        64.86                          6.5
KS                                       360                          359                           75                         8.15
NY                                       360                          359                           65                          8.2
PA                                       240                          238                        73.85                         6.35
IN                                       360                          359                           90                         7.55
GA                                       360                          358                           95                         6.99
NJ                                       360                          359                           80                         8.35
ME                                       360                          359                        53.88                          9.7
FL                                       360                          359                        72.73                        8.065
MA                                       360                          358                           80                         5.99
ME                                       360                          359                        72.33                          6.2
CA                                       360                          359                           85                         6.45
FL                                       360                          359                           80                          7.9
FL                                       360                          359                        92.59                         8.45
IL                                       360                          358                           80                         5.99
TX                                       240                          239                        67.07                         6.25
TX                                       360                          359                        74.86                         11.6
MA                                       360                          359                           80                         7.75
GA                                       360                          359                           80                         8.45
AR                                       240                          239                        85.48                        10.05
CO                                       360                          359                        38.76                         7.75
MD                                       360                          359                           70                          8.5
MD                                       360                          359                           80                          9.5
MD                                       360                          359                           75                         9.35
MD                                       360                          359                        79.43                        10.55
MD                                       360                          359                           75                          9.2
VT                                       360                          358                           90                         7.65
NY                                       360                          359                           80                         6.89
MI                                       360                          359                          100                        11.28
MA                                       360                          359                           80                          7.3
ME                                       360                          359                         79.6                          7.7
TX                                       180                          178                           65                         6.35
FL                                       360                          358                           90                        7.225
FL                                       360                          359                        31.25                            6
FL                                       360                          359                           80                         7.35
FL                                       360                          359                           75                         5.99
MA                                       360                          359                        48.28                          6.6
NY                                       360                          358                           85                         6.99
MA                                       360                          359                           75                         6.75
NY                                       360                          358                           80                         5.25
NY                                       360                          358                        75.47                         5.99
NY                                       360                          359                        78.29                        6.375
NY                                       360                          358                        45.34                         7.15
NY                                       360                          359                        64.89                         8.75
NY                                       360                          359                        62.88                         5.75
NY                                       360                          359                        77.78                            7
PA                                       360                          359                          100                         9.05
RI                                       240                          238                        57.89                          5.8
PA                                       360                          359                          100                         6.35
VA                                       360                          359                        69.01                            8
IL                                       360                          359                        60.69                         7.25
IL                                       360                          359                           85                          8.5
IL                                       360                          359                           85                          6.4
IL                                       360                          359                           80                         6.75
MD                                       360                          359                           83                          8.8
IN                                       360                          359                        81.88                            8
MD                                       360                          359                           80                         7.65
IN                                       360                          359                          100                         8.35
IN                                       360                          359                           80                         8.45
TX                                       360                          358                           80                        6.875
CA                                       360                          359                        84.07                         7.55
FL                                       360                          359                        64.81                         8.64
GA                                       360                          359                           80                         8.15
TX                                       360                          359                        78.17                        7.575
PA                                       180                          179                           65                            7
VA                                       360                          358                        49.13                        6.875
VA                                       360                          358                        60.38                          7.2
FL                                       360                          358                           80                         8.09
SC                                       360                          359                           80                        10.15
NJ                                       360                          358                           90                          8.1
TN                                       360                          359                           80                         8.05
CT                                       360                          359                           80                         6.85
MA                                       360                          359                        76.51                         6.44
GA                                       360                          359                           80                         9.05
MO                                       360                          359                          100                        11.25
NJ                                       360                          359                        59.48                         7.99
WI                                       360                          359                           80                         7.99
IN                                       360                          359                           91                        10.19
CT                                       360                          359                           80                         7.99
ME                                       360                          359                           65                          5.6
AR                                       360                          359                           90                         9.99
MA                                       360                          359                           80                         6.65
IN                                       360                          358                           80                         8.54
VA                                       360                          359                          100                          7.4
VA                                       360                          359                           80                         8.35
MA                                       360                          359                        61.06                         6.96
IL                                       360                          359                           80                         8.99
MA                                       360                          359                        59.09                          6.6
FL                                       360                          359                           90                         7.99
NJ                                       360                          359                           80                          7.7
NJ                                       360                          359                           70                          9.4
MS                                       360                          359                        93.04                          9.5
FL                                       360                          358                           80                         7.75
FL                                       360                          359                           80                         8.04
FL                                       360                          359                           80                         6.84
NY                                       360                          358                        62.02                          6.5
PA                                       360                          359                           75                        11.24
IA                                       360                          359                        68.75                         8.25
ME                                       360                          359                        84.21                         8.45
PA                                       360                          359                        57.14                          7.4
MO                                       360                          360                           80                            8
TX                                       360                          359                           95                         9.05
TX                                       360                          360                           95                         11.8
LA                                       360                          359                           80                         6.85
NH                                       360                          359                           80                          8.9
NJ                                       360                          359                        68.31                         8.25
IL                                       360                          359                           90                          8.4
GA                                       360                          359                        76.92                         6.15
CA                                       360                          358                           85                          6.5
IL                                       360                          358                           80                         6.95
MA                                       360                          359                           95                         8.95
NY                                       360                          359                         82.4                            6
MA                                       360                          359                        67.41                         7.75
WA                                       360                          359                           90                          5.8
GA                                       360                          359                           95                         7.69
MA                                       360                          359                        81.95                          7.8
TN                                       360                          359                           80                            7
AZ                                       360                          359                           90                          8.3
AZ                                       360                          358                        78.75                        10.15
MA                                       360                          359                           80                         7.35
MA                                       360                          359                           75                          6.9
FL                                       360                          359                         41.2                          7.5
FL                                       360                          359                           80                         7.49
FL                                       360                          359                          100                         6.95
FL                                       360                          359                           90                         6.25
NJ                                       360                          359                           80                          8.2
MA                                       360                          359                          100                        10.65
WI                                       360                          359                           70                           10
WI                                       360                          359                           80                         7.44
FL                                       360                          359                        79.43                        7.995
WI                                       360                          358                           65                         8.79
IA                                       360                          359                           80                         7.95
CA                                       360                          359                        61.43                         6.55
MI                                       360                          359                          100                         10.9
FL                                       360                          359                           80                          6.9
TX                                       360                          359                           75                        11.05
NJ                                       360                          359                        69.09                          7.5
MD                                       360                          359                        61.59                          9.2
IA                                       360                          360                           95                         8.69
MD                                       360                          358                        73.71                         8.75
MA                                       360                          359                           80                         6.55
PA                                       360                          359                           80                          7.4
PA                                       360                          359                        79.21                         7.35
WI                                       360                          359                        71.25                         8.05
NJ                                       180                          179                        60.47                        7.375
CA                                       360                          359                         41.6                         5.99
TX                                       360                          359                           66                          7.4
WA                                       360                          359                           80                         6.45
FL                                       360                          359                           95                          8.4
VA                                       360                          358                        50.63                          8.8
AZ                                       360                          359                        74.18                        12.64
MD                                       240                          238                           90                         8.99
MA                                       360                          359                           80                         6.35
CA                                       360                          358                           80                         5.99
IN                                       360                          359                           80                           10
IL                                       360                          359                        83.43                          8.8
VT                                       360                          359                        84.71                          6.9
KY                                       360                          359                           80                         8.25
NC                                       360                          359                           80                        8.875
MS                                       360                          359                           80                          9.2
VT                                       360                          359                           85                         9.35
WI                                       360                          359                           95                         7.99
NY                                       360                          358                        75.81                        5.975
FL                                       360                          359                           80                         6.85
NJ                                       360                          358                           90                         7.65
GA                                       360                          359                           95                          9.6
IL                                       360                          358                           80                          7.6
FL                                       360                          359                          100                          9.2
VA                                       360                          359                           80                          8.7
NJ                                       360                          359                          100                         11.5
NJ                                       360                          359                        79.77                         7.72
NJ                                       360                          359                          100                         8.89
FL                                       360                          359                           90                         8.14
MA                                       360                          359                           75                         8.05
MA                                       360                          359                        94.66                          6.9
DC                                       360                          359                           80                         5.95
MA                                       360                          359                        79.72                          8.3
PA                                       360                          359                           70                         7.19
CT                                       360                          358                           80                          7.4
CT                                       360                          359                           90                          7.3
IL                                       360                          358                           50                         7.15
IL                                       360                          359                           95                         7.99
PA                                       360                          359                           95                          8.5
FL                                       360                          359                           80                         8.75
NJ                                       360                          359                        70.67                         6.99
MA                                       360                          359                           95                         6.99
MO                                       360                          359                          100                         9.64
MA                                       360                          359                           80                         7.85
VA                                       360                          359                        24.24                         8.95
VA                                       360                          359                        68.38                          7.6
TX                                       360                          359                          100                         9.74
MA                                       360                          359                        40.63                          7.5
MD                                       360                          359                           80                          6.9
WI                                       360                          359                        55.97                         6.99
MD                                       360                          358                           95                          8.9
MD                                       360                          359                           80                          7.2
NC                                       360                          359                           69                          9.6
TX                                       360                          358                        42.15                        10.85
NJ                                       360                          359                           90                         9.25
MA                                       360                          359                         33.9                          7.5
KY                                       360                          359                           90                          9.4
FL                                       360                          358                        50.42                          7.3
NJ                                       360                          359                           90                         9.25
VT                                       360                          359                        66.86                          7.7
NY                                       360                          359                           80                          8.7
NY                                       360                          359                           85                        6.225
NY                                       360                          359                        87.83                         5.99
NY                                       360                          359                        44.54                          7.4
TX                                       360                          359                           95                         8.35
GA                                       360                          359                           85                          9.2
TX                                       360                          359                        79.15                          8.7
NC                                       360                          359                        74.78                         9.15
IL                                       360                          358                           90                         6.25
MA                                       360                          359                        81.47                          7.6
IL                                       360                          359                           80                        10.65
AL                                       360                          359                           80                          5.6
VA                                       360                          359                           85                         9.75
NY                                       360                          359                        63.53                         8.45
LA                                       360                          359                           95                           10
MA                                       360                          359                        71.43                         6.84
MD                                       360                          358                         6.84                         9.45
FL                                       360                          359                           80                          7.7
FL                                       360                          359                           80                            8
WI                                       360                          359                           90                         7.85
IA                                       360                          359                        70.59                         8.35
MI                                       360                          359                        83.33                           10
MI                                       360                          359                        76.34                         11.4
MI                                       360                          359                        60.24                       11.725
MI                                       360                          359                           75                          9.6
GA                                       360                          359                           80                         8.95
TN                                       360                          359                           70                        11.05
OR                                       360                          359                           80                         6.75
CT                                       360                          358                           75                         6.25
NJ                                       360                          359                        69.57                         7.15
PA                                       360                          359                           80                         9.45
NJ                                       360                          359                          100                          8.6
NJ                                       360                          358                           80                         6.65
NJ                                       360                          359                         62.5                         7.55
NC                                       360                          359                           90                         8.65
NJ                                       360                          359                           40                         10.2
VA                                       360                          359                          100                          8.6
WA                                       360                          359                           80                          6.7
MO                                       360                          359                           80                          8.6
NC                                       360                          359                           80                         9.54
IN                                       360                          359                          100                          9.3
NJ                                       360                          359                        59.09                         6.84
VA                                       360                          356                           90                          9.2
MI                                       360                          359                        62.68                          8.5
NV                                       360                          359                         74.8                        10.95
VA                                       360                          358                        58.82                          6.3
NJ                                       360                          358                           75                          7.5
MO                                       360                          359                           80                          8.8
IN                                       360                          359                           80                        9.775
CA                                       360                          358                         62.5                         5.99
NJ                                       360                          359                        62.96                          7.4
TX                                       360                          359                           80                         6.95
FL                                       360                          359                        67.57                         8.85
FL                                       360                          359                           95                          7.6
FL                                       360                          359                        88.68                         8.75
NJ                                       360                          359                        33.87                         7.29
IL                                       360                          359                           95                        12.12
ME                                       360                          358                           80                          6.4
HI                                       360                          358                           80                         6.55
TX                                       360                          359                          100                         9.65
MN                                       360                          359                          100                          9.5
NJ                                       360                          359                        45.06                         7.69
MI                                       360                          359                        64.97                        10.98
FL                                       360                          358                        55.49                         7.05
GA                                       360                          359                        97.44                         9.65
PA                                       360                          359                           80                        10.75
CA                                       360                          358                           80                         6.25
NJ                                       360                          359                        54.22                        7.275
MA                                       360                          358                           80                         6.75
TX                                       360                          359                           80                          9.6
AR                                       360                          358                           95                         8.05
WI                                       360                          359                           80                          8.1
WI                                       360                          358                           80                            8
GA                                       360                          358                        78.57                         8.45
NJ                                       360                          358                           75                         7.49
TX                                       360                          359                          100                         8.75
FL                                       360                          359                        52.08                          6.3
AZ                                       360                          359                           80                          6.8
FL                                       360                          359                        61.01                         8.25
FL                                       180                          179                        45.98                         7.05
FL                                       360                          359                        60.47                        6.625
FL                                       360                          359                        50.83                         5.99
FL                                       360                          359                           75                         6.25
VT                                       360                          359                           80                          8.7
NJ                                       360                          359                        53.33                            6
MA                                       360                          359                           80                         7.25
WI                                       360                          359                        88.82                         8.25
WI                                       360                          359                           75                            8
CA                                       360                          359                          100                       11.275
IN                                       360                          358                           80                          6.8
FL                                       360                          358                        59.39                         7.75
FL                                       360                          359                        66.25                         7.99
VA                                       360                          359                           65                          9.2
NV                                       360                          359                           75                          9.7
RI                                       360                          359                           80                            7
MA                                       360                          358                        30.12                          6.6
MA                                       360                          358                        33.92                         6.15
NC                                       360                          359                          100                         9.19
CA                                       360                          358                        61.31                         6.99
FL                                       360                          359                        65.53                          7.3
OK                                       360                          359                           80                          6.9
OK                                       360                          359                           80                          7.9
OK                                       360                          359                           80                          8.6
OK                                       360                          359                           80                         7.65
OK                                       360                          359                           80                          8.6
TX                                       240                          239                        79.75                         8.75
WI                                       360                          359                           80                          6.9
MD                                       360                          359                           70                          9.4
FL                                       360                          359                         78.8                         6.75
FL                                       360                          359                           80                          6.2
TX                                       360                          359                          100                         8.85
PA                                       360                          359                           95                        8.475
MA                                       360                          359                        51.79                        10.44
FL                                       360                          359                           80                         6.95
NY                                       360                          359                        51.61                         10.7
FL                                       360                          358                           80                         6.75
FL                                       180                          179                        32.47                         10.1
FL                                       360                          359                           80                         6.65
CO                                       360                          359                           80                          5.2
CA                                       360                          359                        72.11                          6.4
CA                                       360                          359                        76.61                         6.95
CA                                       360                          359                        61.35                            6
IN                                       360                          359                           80                            8
IN                                       360                          358                           80                          7.9
VA                                       360                          359                           95                          8.7
VA                                       360                          359                           90                        10.25
NY                                       360                          359                        73.85                         7.85
MA                                       360                          359                        59.09                            7
UT                                       360                          358                        83.82                          6.8
TX                                       360                          359                           80                        11.65
CA                                       360                          359                        67.24                         6.35
CA                                       360                          359                        70.73                         7.55
CA                                       360                          359                          100                       10.875
CA                                       360                          359                        56.03                          8.8
NJ                                       360                          358                           70                          7.5
NY                                       360                          359                           75                          7.3
FL                                       360                          359                           80                         7.35
NY                                       360                          358                           80                          5.9
CA                                       360                          359                        72.36                          7.7
IL                                       360                          359                           95                          8.2
WI                                       360                          359                          100                         8.05
FL                                       360                          359                           80                          9.9
FL                                       360                          359                           90                          8.8
FL                                       360                          358                           80                         7.25
FL                                       360                          359                        63.45                         8.34
TX                                       360                          359                           80                         11.3
UT                                       360                          359                           80                          6.5
NH                                       360                          359                           80                         6.95
NJ                                       360                          358                        78.26                         7.35
NJ                                       360                          359                           80                         7.85
CA                                       360                          358                        34.48                         7.65
NH                                       360                          358                        73.53                          5.9
MS                                       360                          359                           80                         7.35
FL                                       360                          359                        66.58                         6.85
TX                                       360                          359                           80                         7.95
DC                                       360                          359                        48.25                         8.65
DC                                       360                          359                           75                         7.75
DC                                       360                          359                           80                        7.325
IA                                       360                          359                        99.42                          9.8
WI                                       360                          359                           75                        10.54
RI                                       180                          178                        31.32                         8.95
NY                                       360                          358                           90                         7.25
NY                                       360                          359                           75                         9.45
MA                                       360                          359                           90                         6.75
VT                                       360                          359                           95                         8.99
FL                                       360                          359                        83.33                         6.95
MA                                       360                          359                          100                        10.25
TX                                       360                          359                           95                          9.8
VA                                       360                          358                           70                          7.2
CT                                       360                          358                        40.92                         6.99
MD                                       360                          359                          100                         9.85
MD                                       360                          359                           85                         8.94
IN                                       360                          359                          100                          9.5
IL                                       360                          359                          100                          8.8
CT                                       360                          358                        41.24                         7.35
ME                                       360                          357                           75                         6.55
TX                                       360                          359                           80                         8.25
MA                                       360                          359                        64.67                         6.99
CT                                       360                          359                           65                         5.89
NY                                       360                          359                           95                          8.6
NY                                       360                          358                           80                          5.8
NY                                       360                          358                        72.45                         9.49
IN                                       360                          359                           95                          9.3
TX                                       360                          359                           80                         9.35
CA                                       360                          359                        58.75                         7.35
GA                                       360                          359                        87.88                        10.05
NC                                       360                          359                           90                          8.3
VA                                       360                          359                         73.8                         7.95
VA                                       360                          359                           75                         7.55
VA                                       360                          359                        83.07                         5.85
CA                                       360                          359                        48.61                          6.6
FL                                       360                          359                        84.73                         8.35
VT                                       360                          359                           80                          7.4
FL                                       360                          359                           80                          8.3
CA                                       360                          358                        63.03                         7.95
RI                                       360                          359                          100                         7.45
TX                                       360                          359                           80                         8.19
TX                                       360                          359                           80                          6.2
TX                                       360                          359                           80                         8.75
TX                                       360                          359                           80                         9.09
TX                                       360                          359                           80                         9.95
TX                                       360                          360                           80                         7.64
TX                                       360                          359                           80                          7.9
FL                                       360                          359                           85                          9.9
IL                                       360                          359                        58.91                         6.95
MI                                       360                          358                           90                          8.8
UT                                       360                          359                           80                         6.75
VT                                       360                          359                        89.18                         8.25
CT                                       360                          359                        49.03                         8.99
PA                                       360                          359                        79.71                        8.275
MI                                       360                          359                        76.92                         7.24
TX                                       360                          359                           80                          7.5
WI                                       360                          359                        78.95                         6.99
PA                                       360                          359                           80                          9.1
CA                                       360                          359                        84.75                         7.95
CA                                       360                          359                           85                         11.8
FL                                       360                          358                           85                         8.15
NJ                                       360                          359                           90                         6.65
CA                                       360                          359                           80                         7.05
MA                                       360                          359                           80                          7.3
NV                                       360                          359                           80                         5.95
MI                                       360                          359                           80                         8.85
MI                                       360                          359                           95                         11.2
IN                                       360                          358                           75                         9.65
CA                                       360                          359                           80                         6.45
NJ                                       360                          359                        46.49                            9
CA                                       360                          359                           40                          7.6
TX                                       360                          359                           80                        10.05
MD                                       360                          359                        72.22                         6.95
TX                                       360                          359                           80                         7.65
MI                                       360                          359                           80                         8.65
TX                                       360                          359                           80                          9.4
AZ                                       360                          357                           90                          8.1
NY                                       360                          359                        42.11                          6.5
NC                                       360                          359                           95                          7.7
IN                                       360                          359                           85                        10.05
VT                                       360                          359                         77.5                         7.55
MI                                       360                          359                           80                         8.45
HI                                       360                          359                          100                         7.75
TX                                       360                          359                        65.09                         9.65
TX                                       360                          359                           95                          9.7
TX                                       360                          359                           75                            8
TX                                       360                          359                           80                         8.15
TX                                       360                          359                           80                          8.5
FL                                       360                          359                           75                         7.99
PA                                       360                          359                           70                        10.85
HI                                       360                          358                        73.17                          5.9
CA                                       360                          359                           80                          6.9
TX                                       360                          359                           80                         7.35
FL                                       360                          359                           75                        10.55
KS                                       360                          359                           80                        10.45
SC                                       360                          359                           85                         7.25
PA                                       360                          359                           90                         8.25
IN                                       360                          359                           80                         8.95
KY                                       360                          358                           80                          6.5
CA                                       360                          359                        54.55                         6.55
CA                                       360                          358                           80                         6.25
TX                                       360                          359                           80                         8.25
MA                                       360                          359                           80                          6.7
NY                                       360                          359                        75.82                          7.4
TX                                       180                          179                           80                        10.65
KS                                       360                          359                           95                         8.85
AZ                                       360                          359                           80                          8.4
FL                                       360                          358                        71.06                         7.95
VA                                       360                          359                           95                          7.3
NC                                       360                          359                        63.16                          8.7
WI                                       360                          359                           95                          8.8
WI                                       360                          359                           80                         8.25
WI                                       360                          359                           80                          6.8
WI                                       360                          359                           80                         7.79
WI                                       360                          359                           95                         9.95
WI                                       360                          358                           90                          8.1
NY                                       360                          359                           75                          8.4
CO                                       360                          359                           80                         6.85
IN                                       360                          359                           85                         10.9
NH                                       360                          359                           75                         6.73
WA                                       360                          359                           90                         7.65
WA                                       360                          359                           90                         7.65
ID                                       360                          359                        78.95                          9.6
KY                                       360                          359                           80                         8.65
CT                                       360                          358                        44.44                          9.6
FL                                       360                          359                        57.54                          8.5
FL                                       360                          359                           80                        6.625
NJ                                       360                          359                           90                          8.3
MA                                       360                          359                        78.64                          5.8
DE                                       360                          359                           74                         6.15
DE                                       360                          359                           80                         7.15
CT                                       360                          359                           50                         6.99
PA                                       360                          359                           80                         7.15
CA                                       360                          358                        83.33                         5.99
CA                                       360                          359                        72.59                         11.6
IL                                       360                          359                        39.04                         8.25
CA                                       360                          358                        53.67                          5.5
NJ                                       360                          359                        53.97                          7.4
FL                                       360                          358                        74.74                         7.99
FL                                       360                          359                           95                         6.55
NY                                       360                          358                           90                          7.7
RI                                       360                          358                        69.45                        6.875
NY                                       360                          359                           80                         5.99
FL                                       360                          359                           85                          7.8
CA                                       360                          358                        50.11                          6.4
CA                                       360                          358                        58.14                         6.45
CA                                       360                          359                        62.54                         11.4
NJ                                       360                          358                        53.57                         7.99
AZ                                       360                          359                        89.83                          6.8
IN                                       360                          359                           80                          7.5
UT                                       360                          359                           80                         6.45
TX                                       360                          359                           80                         7.49
NY                                       360                          359                           65                          8.6
MI                                       360                          358                        68.63                          6.9
CA                                       360                          358                           80                         5.45
MI                                       360                          359                           80                         7.84
CA                                       360                          359                        35.71                        6.375
WI                                       360                          359                           80                         8.85
GA                                       360                          359                           95                          9.3
VA                                       360                          359                           95                         8.65
NY                                       360                          359                        69.35                          7.5
NY                                       360                          358                        45.81                        10.75
CA                                       360                          358                           70                         5.05
MO                                       360                          359                           80                          8.3
LA                                       360                          358                           80                         7.59
CA                                       360                          359                           80                          6.8
TX                                       360                          359                           80                         9.75
TX                                       360                          358                           80                         7.99
CA                                       360                          359                        77.25                         6.15
NJ                                       360                          359                           80                          7.5
PA                                       360                          359                        47.35                         7.45
MA                                       360                          359                           85                         10.9
MA                                       360                          358                        77.72                         7.75
TX                                       360                          359                           80                         8.25
TX                                       360                          359                           80                         8.59
MO                                       360                          359                           80                         7.89
MA                                       360                          359                          100                         7.85
FL                                       360                          359                        70.77                         5.99
MD                                       360                          359                           80                         8.89
FL                                       360                          359                           80                         7.35
FL                                       360                          359                           80                          7.5
FL                                       360                          359                           88                         8.75
NC                                       360                          359                           75                         10.2
NJ                                       360                          359                           80                        10.25
MT                                       360                          359                           75                         6.94
AZ                                       360                          358                           80                            8
AZ                                       360                          359                        49.66                         9.69
CA                                       360                          359                           80                         5.49
IN                                       360                          358                           80                            7
FL                                       360                          359                           95                         8.05
VA                                       360                          359                        76.47                        7.425
NJ                                       360                          358                        85.55                         7.75
MI                                       360                          358                           80                         8.95
TX                                       360                          359                         53.1                         9.95
RI                                       360                          358                        64.71                         5.44
GA                                       360                          359                           80                         8.55
MA                                       360                          358                           80                         6.99
IL                                       360                          359                        78.51                         9.55
NC                                       360                          359                           80                         5.99
VA                                       360                          359                           65                         6.77
TX                                       360                          357                           90                          6.9
TX                                       360                          359                           90                          9.5
NC                                       360                          359                           80                          7.5
MA                                       360                          359                        58.73                         7.25
GA                                       360                          358                           95                          9.3
CA                                       360                          359                        46.32                         8.65
GA                                       360                          359                           80                          8.4
FL                                       360                          359                           90                          8.9
LA                                       360                          359                           80                         7.75
NY                                       360                          359                        74.74                         6.99
TX                                       360                          359                           95                          9.3
IL                                       360                          359                          100                         9.05
MA                                       360                          359                           80                         8.55
IL                                       360                          359                           95                         9.14
MA                                       360                          359                           80                            6
PA                                       360                          358                           80                         6.25
VA                                       360                          359                           80                         7.96
MO                                       360                          358                           80                         8.15
ID                                       360                          359                          100                          8.4
MA                                       360                          358                        72.39                         7.64
MI                                       360                          358                        53.55                        6.975
CT                                       360                          359                        74.56                         7.75
KS                                       360                          359                           80                         11.5
NJ                                       360                          359                           70                         6.75
VT                                       360                          359                           95                        11.25
IL                                       360                          359                           75                         9.75
NC                                       360                          359                           90                         10.4
VA                                       360                          359                           70                          6.3
VA                                       360                          358                          100                          7.4
NJ                                       360                          359                           85                         9.15
MA                                       360                          359                           90                         7.99
TX                                       360                          359                        78.46                          9.4
MI                                       360                          359                           95                         9.85
RI                                       360                          358                        74.07                         5.15
FL                                       360                          359                           95                          7.4
TX                                       360                          359                           80                          7.8
PA                                       360                          359                          100                         9.64
FL                                       360                          359                        60.61                          8.5
TX                                       360                          359                          100                         8.45
CA                                       360                          358                           90                          6.2
FL                                       360                          359                         78.6                        12.25
TX                                       360                          359                        81.95                         5.69
MI                                       360                          359                           75                         8.85
MI                                       360                          359                           80                         8.74
DE                                       360                          359                           80                         7.95
CA                                       360                          358                         56.2                         8.85
TX                                       360                          359                           80                         7.35
NY                                       360                          359                           80                          8.8
NY                                       360                          360                        85.73                         12.6
RI                                       360                          359                           90                        7.125
PA                                       360                          359                        69.77                        6.765
WI                                       360                          359                        87.11                         8.19
TX                                       360                          359                           80                         8.75
TX                                       360                          359                           80                         8.75
TX                                       360                          359                           80                          8.3
CT                                       360                          359                           80                            9
CA                                       360                          358                        64.32                          7.1
CA                                       360                          359                           80                         5.85
MA                                       360                          359                        59.31                          5.9
AL                                       360                          359                        69.23                         6.65
WI                                       360                          359                           80                            9
CA                                       360                          358                         74.3                        11.65
FL                                       360                          359                        84.88                         6.25
IN                                       360                          359                          100                          9.1
MD                                       360                          359                           80                         8.15
CA                                       360                          358                        47.75                         6.74
TX                                       360                          359                           80                         9.25
TX                                       360                          359                           80                            9
AZ                                       360                          359                           80                        6.165
TX                                       360                          359                        69.18                          9.5
NC                                       360                          359                           80                          9.3
SC                                       360                          359                           95                         7.89
NY                                       180                          178                           12                         9.25
MS                                       360                          359                           80                         8.95
CA                                       360                          359                           70                          6.8
CA                                       360                          358                           80                          5.6
WA                                       360                          359                           80                         8.55
TX                                       360                          359                           80                            8
TX                                       360                          360                           80                         8.25
TX                                       360                          358                           80                         7.99
TX                                       360                          359                           80                         7.75
TX                                       360                          359                           80                         7.15
TX                                       360                          359                           95                         10.3
FL                                       360                          359                        39.71                         7.49
MA                                       360                          359                        91.58                         8.85
CA                                       360                          359                        90.31                         8.35
CA                                       360                          359                        72.13                         8.85
MI                                       360                          359                          100                         8.64
OK                                       360                          359                        78.84                          5.6
TX                                       360                          359                           80                         7.84
TX                                       360                          358                           80                         8.25
TX                                       360                          359                           80                            9
TX                                       360                          358                           80                         6.99
SC                                       360                          359                           90                         8.95
PA                                       360                          358                           90                         8.05
ME                                       360                          359                           80                          7.7
NJ                                       360                          359                        42.11                        6.925
NY                                       360                          359                        78.42                        12.75
AZ                                       360                          359                           75                         7.45
FL                                       360                          359                        49.18                         8.55
CO                                       360                          359                           80                          6.4
CA                                       360                          358                        66.03                          6.3
CA                                       360                          358                         62.5                         6.45
KY                                       360                          359                           80                         10.9
CA                                       360                          358                           80                         5.99
MI                                       360                          359                           80                          8.2
MA                                       360                          359                         79.4                        12.65
FL                                       360                          359                         62.5                          9.6
FL                                       360                          359                           80                         7.65
CT                                       360                          359                        86.98                         7.75
CA                                       360                          359                           80                          8.1
CA                                       360                          359                           65                         7.95
IL                                       360                          359                           80                          8.2
KY                                       360                          359                           95                          8.2
NC                                       360                          359                           90                         8.95
SC                                       360                          359                           80                         8.85
IL                                       360                          358                        93.58                         7.95
NH                                       360                          359                           75                         7.75
IA                                       360                          359                           80                         10.5
FL                                       360                          359                           80                          8.9
FL                                       360                          359                          100                         8.45
FL                                       360                          359                           80                         7.55
FL                                       360                          359                           80                          7.6
NJ                                       360                          359                           70                         7.99
NJ                                       360                          359                           70                         7.75
IN                                       360                          359                           80                         6.85
FL                                       360                          358                        66.67                         5.95
NV                                       360                          358                          100                          8.5
CA                                       360                          357                         62.5                          5.8
CA                                       360                          358                         57.8                            7
NE                                       360                          359                           85                            9
FL                                       360                          359                           70                        6.675
CT                                       360                          359                        48.81                         7.15
FL                                       360                          359                           75                          8.6
FL                                       360                          359                           45                         9.05
NY                                       360                          359                           80                         6.35
NV                                       360                          359                           80                         7.95
MN                                       360                          358                          100                         9.44
VA                                       360                          359                        97.14                          9.5
PA                                       360                          359                           80                          8.3
MA                                       360                          359                        99.92                          7.5
AZ                                       360                          358                           50                          8.9
AZ                                       360                          359                        72.92                         8.55
NJ                                       360                          358                        82.14                         6.15
CA                                       360                          358                        44.05                         9.45
VA                                       360                          359                          100                          7.8
GA                                       360                          359                        63.33                         6.45
RI                                       360                          359                           45                         5.75
CA                                       360                          359                         67.6                         7.75
GA                                       360                          359                           80                        8.028
PA                                       360                          359                        54.91                         9.45
CA                                       360                          359                        56.33                         9.25
CA                                       360                          358                           80                          5.9
OR                                       360                          359                           77                          6.6
TX                                       360                          359                           80                        10.85
GA                                       360                          359                        66.67                           12
GA                                       360                          359                           80                         9.85
IL                                       360                          358                           56                         6.25
NY                                       360                          358                           90                         7.75
FL                                       360                          359                        69.17                          8.7
IN                                       360                          359                           80                         7.54
NJ                                       360                          359                           80                        10.05
NJ                                       360                          359                           75                          7.4
IL                                       360                          359                           80                         9.45
WA                                       360                          359                           80                         6.49
VA                                       360                          359                           75                         7.95
FL                                       360                          358                           80                         6.19
FL                                       360                          359                           75                          8.4
FL                                       360                          359                           85                         10.1
CO                                       360                          359                           80                         7.15
NJ                                       360                          359                        63.96                         6.25
VA                                       360                          359                           80                          8.2
AZ                                       360                          359                           80                         6.45
PA                                       360                          359                           80                         7.25
FL                                       360                          359                         60.9                          7.6
FL                                       360                          359                        80.03                         7.99
IL                                       360                          359                          100                          8.7
HI                                       360                          359                        64.92                         5.99
MI                                       360                          359                           80                          8.7
MI                                       360                          358                           80                          6.8
RI                                       360                          358                           80                         6.99
TX                                       360                          360                           80                         9.09
CT                                       360                          359                        91.31                           11
NC                                       360                          359                        81.38                         9.15
WI                                       360                          359                           80                         7.15
VA                                       360                          358                           80                         7.25
FL                                       360                          358                           75                         5.95
CO                                       360                          358                           80                         6.35
MA                                       360                          359                           75                          8.2
MA                                       360                          359                          100                         9.45
NY                                       360                          359                        79.76                         12.5
CA                                       360                          359                           75                         9.75
MO                                       360                          359                           95                          8.9
MI                                       360                          359                          100                         9.65
NE                                       360                          359                           90                         9.19
PA                                       360                          359                        74.39                        11.05
TX                                       360                          359                           80                          9.4
PA                                       360                          358                          100                         7.89
CA                                       360                          358                        42.94                         11.3
CA                                       360                          359                           40                         6.15
CA                                       360                          359                           85                          6.7
MD                                       360                          359                           83                          8.9
IN                                       360                          359                          100                         8.35
PA                                       360                          359                         78.6                          6.8
IL                                       360                          359                        79.58                         7.99
MS                                       360                          358                           80                         7.99
CA                                       360                          359                           70                          8.3
FL                                       360                          358                           90                         8.45
CA                                       360                          359                           78                         7.95
WA                                       360                          358                           95                          6.6
CT                                       360                          359                        60.61                         7.99
NY                                       360                          359                        63.24                          8.3
NY                                       360                          358                        37.04                         7.95
TX                                       360                          359                           80                          6.9
SD                                       360                          359                        82.13                          7.4
CA                                       360                          358                        37.04                          7.1
WY                                       360                          359                           80                         7.25
NY                                       360                          359                        44.64                         9.75
NY                                       360                          359                           70                         8.35
IL                                       360                          359                           85                          8.9
MI                                       360                          359                           80                         7.99
TX                                       360                          359                        62.32                          7.3
SC                                       360                          358                           90                         7.25
GA                                       360                          359                           80                         7.39
RI                                       360                          359                           80                         5.85
CT                                       360                          359                           75                         8.35
IL                                       360                          358                           90                          7.1
NH                                       360                          359                        67.68                         7.99
MI                                       360                          359                           80                         8.54
NJ                                       360                          359                           65                         6.05
CA                                       360                          358                        59.21                            7
CA                                       360                          358                        56.25                         5.85
TX                                       360                          359                           65                        11.95
MD                                       360                          359                        61.54                          8.2
CT                                       360                          359                           80                          9.6
CA                                       360                          359                           75                          6.5
NH                                       360                          359                           80                          8.8
CA                                       240                          238                        67.34                         10.8
TX                                       360                          359                           80                          7.7
CA                                       360                          359                           80                         7.05
WI                                       360                          359                           80                         7.49
NE                                       360                          359                          100                         8.85
MD                                       360                          358                           65                        11.35
AZ                                       360                          359                           80                         7.65
CA                                       360                          358                        52.36                         6.28
MO                                       360                          359                          100                          9.4
TX                                       240                          238                        59.93                          6.7
ID                                       360                          359                          100                          8.5
CT                                       360                          359                           90                         7.75
NJ                                       360                          359                           75                          8.2
AL                                       360                          359                           80                          8.6
NH                                       360                          359                        55.56                         11.4
FL                                       360                          359                           80                         7.95
MA                                       360                          359                           90                          7.8
IN                                       360                          359                           80                         8.85
MI                                       360                          359                           80                          8.6
MI                                       360                          359                           80                          8.7
CA                                       360                          358                         61.2                          7.2
MI                                       240                          239                          100                         7.75
FL                                       360                          359                        88.24                         6.05
ME                                       360                          359                        17.24                         9.95
CA                                       360                          359                           80                        6.625
TX                                       360                          359                           80                         8.99
MI                                       360                          359                           80                         7.45
MI                                       360                          358                           85                          6.3
NV                                       360                          359                           80                         8.99
NV                                       360                          358                         57.5                         5.35
NV                                       360                          359                           80                          6.9
NV                                       360                          359                        54.49                          8.7
TX                                       360                          359                           80                         6.25
TX                                       360                          359                           80                         9.99
MI                                       360                          359                          100                         8.95
CA                                       360                          358                        74.89                         5.99
MA                                       360                          358                        42.11                         7.25
CT                                       360                          359                           80                         8.85
NJ                                       360                          359                           77                         9.95
TX                                       360                          359                           80                         5.64
TX                                       360                          359                           80                         7.79
NY                                       360                          358                           80                          6.5
TN                                       360                          359                           80                         11.2
TN                                       360                          359                           80                          6.9
CT                                       360                          359                           80                          8.6
TX                                       360                          359                           80                          8.2
FL                                       360                          359                           80                         6.45
FL                                       360                          359                           85                         7.35
PA                                       360                          358                           80                         8.75
NV                                       360                          359                        79.75                         7.45
FL                                       360                          359                        63.53                         6.05
CA                                       360                          359                           95                         7.45
CA                                       360                          359                           75                         6.55
CA                                       360                          359                           80                          7.2
NJ                                       360                          358                           80                          7.5
VT                                       360                          359                           55                        7.625
NY                                       360                          359                        58.03                         5.99
NY                                       360                          359                           70                         9.85
MI                                       360                          358                           80                        7.675
MI                                       360                          359                           95                        10.95
MO                                       360                          359                           80                         11.7
CT                                       360                          359                           70                         8.65
NY                                       360                          359                         30.7                         6.25
DE                                       360                          359                          100                         7.15
FL                                       360                          359                        86.79                         5.99
FL                                       360                          359                          100                         8.35
MO                                       360                          359                           80                          7.6
NY                                       360                          359                           80                          9.4
IL                                       360                          359                        63.23                          8.1
FL                                       360                          358                           80                         7.35
FL                                       360                          359                           80                          8.8
FL                                       360                          359                           75                         10.3
FL                                       360                          359                           80                         7.45
FL                                       360                          359                           80                          7.6
FL                                       360                          359                        57.11                         7.84
FL                                       360                          359                        64.88                         7.24
MO                                       360                          359                        78.74                         6.65
FL                                       360                          359                           65                          8.1
CA                                       360                          359                        59.86                         6.99
TX                                       360                          359                           80                         7.75
TX                                       360                          359                           80                         8.64
AZ                                       360                          359                           80                         8.44
PA                                       360                          359                        60.67                         9.75
MI                                       360                          358                           80                          7.5
MI                                       360                          359                           80                          7.4
MI                                       360                          359                           80                         7.65
NY                                       360                          359                         83.4                          6.3
TX                                       360                          357                           80                         6.45
RI                                       360                          358                        71.23                        10.99
CO                                       360                          359                        46.73                         8.65
CO                                       360                          358                           75                            8
MI                                       360                          359                           90                         9.25
CA                                       360                          359                        61.86                          6.9
MI                                       360                          359                           80                          8.7
CA                                       360                          359                        51.36                         5.89
CA                                       360                          359                           75                          8.2
TX                                       360                          359                           95                        11.75
IL                                       360                          359                           80                         6.65
MI                                       360                          359                           80                         8.35
MD                                       360                          359                           75                         8.85
TX                                       360                          359                           80                         8.25
TX                                       360                          359                           80                         6.95
TX                                       360                          359                           80                          8.5
RI                                       360                          358                           80                         5.99
NY                                       360                          359                        49.32                          8.4
WA                                       360                          358                        77.76                         6.89
CT                                       360                          359                        47.67                         8.65
IN                                       360                          359                           90                        9.467
IN                                       360                          359                           90                         9.95
NY                                       360                          359                           80                          8.4
NY                                       360                          358                           95                          8.3
NV                                       360                          358                        74.24                         6.45
NV                                       360                          359                        64.68                         6.35
MA                                       360                          359                         92.5                          7.4
TX                                       360                          359                           80                         8.75
AZ                                       360                          358                        78.82                         9.95
NY                                       180                          179                          100                         7.99
WA                                       360                          359                          100                          7.4
NC                                       360                          358                           80                         6.25
KS                                       360                          359                          100                         7.85
RI                                       360                          358                        98.44                         6.99
AZ                                       360                          359                           90                         7.15
OK                                       360                          359                           90                         9.59
OK                                       360                          359                           90                         9.59
MI                                       360                          359                          100                          7.4
NJ                                       360                          359                           80                         6.25
FL                                       360                          359                           85                          6.3
NJ                                       360                          359                           80                         7.99
CT                                       360                          359                           90                         7.85
IL                                       360                          359                           95                         8.55
RI                                       360                          359                        60.63                          6.3
RI                                       360                          359                        57.78                         6.85
NC                                       360                          359                           70                          7.6
AR                                       360                          359                          100                         8.65
MI                                       360                          359                          100                         8.95
CA                                       360                          359                        57.29                         10.7
PA                                       360                          359                           80                         11.2
NY                                       360                          359                           60                         7.45
TX                                       360                          359                           80                          7.8
TX                                       360                          359                           80                         7.95
TX                                       360                          359                           80                         8.24
TX                                       360                          359                         78.9                            9
TX                                       360                          359                          100                         9.35
MA                                       360                          359                           95                        7.675
MD                                       360                          359                           90                         9.05
CO                                       360                          359                        98.18                         8.94
NY                                       360                          358                        78.57                            7
MA                                       360                          359                        69.15                         7.25
FL                                       360                          359                        61.62                          8.6
NY                                       360                          359                           80                         7.55
CT                                       360                          359                        74.35                         9.75
CT                                       360                          359                        73.52                          7.1
NY                                       360                          358                           80                         6.25
PA                                       360                          358                           85                         8.19
CO                                       360                          358                        84.18                         6.15
PA                                       360                          359                           80                         9.84
IA                                       360                          359                           95                          9.1
IA                                       360                          359                        73.68                         8.85
VA                                       360                          359                           95                          8.3
VA                                       360                          358                           95                          8.3
IL                                       360                          359                        69.77                         6.75
IL                                       360                          358                        63.28                         6.75
IL                                       360                          359                           80                         10.1
PA                                       360                          359                           90                         8.95
CT                                       360                          359                        73.68                         7.75
TX                                       360                          359                         79.9                          7.5
RI                                       360                          358                           90                         6.76
TX                                       360                          359                           80                         7.85
NH                                       360                          359                         57.5                         7.25
CA                                       360                          359                           95                         8.35
CO                                       360                          358                           90                         6.35
OR                                       360                          359                        89.23                         7.29
IL                                       360                          359                           80                          7.5
MA                                       360                          358                           90                          7.1
IL                                       360                          359                        80.37                         9.66
CT                                       180                          179                        69.36                         5.99
CT                                       360                          359                           80                         7.95
CA                                       360                          359                         42.2                         7.35
TX                                       360                          359                           95                         8.78
PA                                       360                          359                        77.04                         7.75
WA                                       360                          359                           80                         6.35
HI                                       360                          359                        75.75                        6.928
MD                                       360                          359                           75                         8.25
GA                                       360                          358                           80                         7.35
NC                                       360                          359                          100                         8.45
AZ                                       360                          359                           90                         6.75
NJ                                       360                          359                           90                         9.25
TX                                       360                          359                           80                          7.7
SC                                       360                          359                           95                          9.9
MI                                       360                          359                           80                         8.45
IL                                       360                          359                        68.56                         6.45
TX                                       360                          359                        78.95                         9.35
CT                                       360                          359                        56.36                         8.65
TX                                       360                          359                           80                          8.5
FL                                       360                          359                           75                         7.45
CA                                       360                          359                           75                         11.3
MI                                       360                          359                           80                          8.7
TX                                       360                          359                           80                          8.8
PA                                       360                          359                           90                          8.7
FL                                       360                          359                        92.89                         7.99
FL                                       360                          359                           75                         8.65
HI                                       360                          359                           90                          8.5
FL                                       360                          358                           95                         7.45
VA                                       360                          359                          100                          9.4
FL                                       360                          359                           80                         7.95
MI                                       360                          359                           80                          8.2
MO                                       360                          359                           90                         10.4
MI                                       360                          359                           95                         8.35
MI                                       360                          358                           80                         8.15
NH                                       360                          358                           85                         6.95
TX                                       360                          359                           80                          8.5
NJ                                       360                          359                        79.74                         7.99
IA                                       360                          359                           90                            9
NV                                       360                          359                           80                         7.85
NV                                       360                          358                        67.95                         6.15
TX                                       360                          359                           80                         8.99
GA                                       360                          359                           90                         8.35
RI                                       360                          359                        78.35                          6.7
NY                                       360                          357                           90                         7.24
CA                                       360                          359                        37.04                         7.95
TX                                       360                          358                           80                          8.5
MD                                       360                          359                         60.7                         7.35
CA                                       360                          359                        77.53                         6.45
AL                                       360                          359                           90                            9
IL                                       360                          359                        98.26                         8.95
PA                                       360                          359                           95                         5.99
OR                                       360                          359                           80                        6.375
TN                                       360                          359                           65                          7.8
TN                                       360                          359                           90                           10
TN                                       360                          359                          100                          8.3
IN                                       360                          359                           80                         7.65
PA                                       360                          358                           80                          6.4
DE                                       360                          359                        42.19                          6.1
CA                                       360                          358                           80                          6.4
CA                                       360                          359                        84.87                        10.35
GA                                       240                          238                           75                         8.39
NY                                       360                          359                           95                          7.3
CA                                       360                          359                           85                         7.85
SC                                       360                          359                           70                         7.75
NH                                       360                          359                           75                         6.95
CT                                       360                          359                        54.55                         7.09
VA                                       360                          359                           80                          6.4
NY                                       360                          359                           90                         9.55
NJ                                       360                          358                        44.48                         6.34
FL                                       360                          359                           65                         6.99
FL                                       360                          359                           80                          8.6
FL                                       360                          359                           82                         8.25
FL                                       360                          359                           70                         8.35
FL                                       360                          359                           80                          7.7
NH                                       360                          359                           80                         6.85
NH                                       360                          359                           80                        7.625
MD                                       360                          359                         89.7                         8.05
NY                                       360                          358                           80                         7.55
KY                                       360                          359                          100                         7.75
FL                                       360                          359                        69.83                            7
FL                                       360                          359                        64.96                            8
FL                                       360                          358                           80                         6.99
CA                                       360                          359                        56.05                          6.2
NH                                       360                          358                           90                         5.85
AZ                                       360                          359                        70.99                          6.4
AZ                                       360                          359                        57.27                          7.3
NY                                       360                          359                        68.43                         5.95
NJ                                       360                          359                           75                          7.7
VA                                       360                          358                           75                         6.74
PA                                       360                          358                         50.1                         7.94
RI                                       360                          358                        82.86                          6.9
NC                                       360                          359                           95                         8.65
MD                                       360                          359                        83.82                          8.4
CA                                       360                          358                        71.11                         6.19
WA                                       360                          359                           65                         10.5
CA                                       360                          359                        52.78                        10.05
CA                                       360                          359                           80                          8.8
CA                                       180                          178                         33.7                          5.9
CA                                       360                          358                        33.69                         6.05
UT                                       360                          359                           95                          8.1
TN                                       360                          359                           80                          5.9
NJ                                       360                          359                           80                          7.6
CA                                       360                          358                           80                          6.8
CA                                       360                          359                        57.69                         6.54
CA                                       360                          359                           70                          6.5
FL                                       360                          359                           80                         6.85
FL                                       360                          359                         62.5                          6.4
GA                                       240                          238                        82.71                          7.5
TX                                       360                          359                           80                          7.7
WA                                       360                          359                         77.3                         7.35
FL                                       360                          359                           80                         7.35
FL                                       360                          358                           90                          8.3
AL                                       360                          359                        71.43                         8.79
WA                                       360                          359                        73.08                         9.35
CA                                       360                          359                        71.76                        11.35
NC                                       360                          358                           80                        10.45
PA                                       360                          359                           90                         7.75
MO                                       360                          359                           75                        10.99
MO                                       360                          359                           80                        10.45
NJ                                       360                          359                        68.01                         8.05
CA                                       360                          358                           95                          6.9
NY                                       360                          359                           80                          7.9
CA                                       360                          359                           80                          7.2
CA                                       360                          358                        44.47                         6.39
CA                                       360                          359                           80                          7.2
FL                                       360                          359                        60.69                         6.55
NY                                       360                          360                           80                         8.25
WA                                       360                          358                           80                         7.99
AL                                       360                          359                           90                            8
CA                                       360                          358                        33.33                         8.65
MA                                       360                          359                           95                         8.25
NJ                                       360                          359                           80                          8.9
MD                                       360                          359                        67.71                          9.6
CA                                       360                          358                        48.51                          7.6
CA                                       360                          359                        44.25                          7.9
WA                                       360                          358                        84.98                          8.8
VA                                       360                          359                           75                          6.1
MI                                       360                          359                           95                          9.5
MO                                       360                          359                           80                          9.6
RI                                       360                          360                           80                          7.1
GA                                       360                          359                           80                          6.9
RI                                       360                          358                        74.15                          8.5
VA                                       360                          358                        66.44                        11.65
FL                                       360                          358                           80                         6.85
VA                                       360                          359                           95                         9.22
IN                                       360                          359                           80                         8.45
MA                                       360                          359                        52.02                         8.89
NY                                       360                          358                        67.14                         6.85
NY                                       360                          359                           80                          7.7
PA                                       360                          359                           90                         7.99
MA                                       360                          358                         89.9                         6.95
CT                                       360                          359                           70                         8.65
FL                                       360                          359                           90                         9.35
PA                                       360                          359                           85                          8.8
PA                                       360                          359                           90                         7.99
NY                                       360                          359                           85                         7.29
TX                                       360                          359                           80                        11.45
CO                                       360                          359                        77.92                          8.8
FL                                       360                          358                           90                          7.5
MD                                       360                          358                           90                          6.8
NJ                                       360                          359                           80                          8.9
TX                                       360                          359                           95                          9.2
TX                                       360                          359                           80                          8.6
MI                                       360                          359                           80                         8.04
NC                                       360                          359                           80                         7.65
CA                                       360                          358                        66.67                          8.7
WY                                       360                          359                        78.43                          7.3
CA                                       360                          359                           80                         5.95
NH                                       360                          359                        70.59                            9
MI                                       360                          359                           90                         8.95
MI                                       360                          359                           80                          7.7
MA                                       360                          359                           80                          7.7
MI                                       360                          359                          100                          8.9
KY                                       360                          359                          100                          8.1
TN                                       360                          359                           95                          8.9
CA                                       360                          359                        70.95                          7.9
GA                                       360                          359                           80                         8.74
TX                                       360                          359                           80                        10.45
FL                                       360                          359                        61.69                          9.5
AL                                       360                          359                           90                         9.15
GA                                       360                          358                        94.86                          8.5
GA                                       360                          359                           80                         8.55
GA                                       360                          359                           85                          8.9
FL                                       360                          359                           75                          9.8
CT                                       360                          359                         76.6                         10.4
MT                                       360                          359                           80                          7.8
CA                                       360                          358                           65                         5.35
AZ                                       360                          359                        73.49                         7.85
AL                                       360                          359                         73.1                         8.45
NY                                       360                          359                        59.05                         10.1
VT                                       360                          358                         43.9                          8.7
CT                                       360                          359                           65                         8.75
MI                                       360                          359                           80                         8.55
PA                                       360                          359                           80                          7.8
MO                                       360                          359                          100                          8.3
MD                                       360                          359                           76                         9.25
TX                                       360                          359                           80                          8.1
TX                                       360                          359                           80                          9.6
TX                                       360                          359                           80                         7.49
TX                                       360                          359                           80                         7.94
CO                                       360                          359                           70                         8.99
MI                                       360                          359                           80                         8.25
AZ                                       360                          359                           85                         7.35
PA                                       360                          359                           80                          7.9
AZ                                       360                          359                           80                         6.65
AZ                                       360                          359                        79.05                            7
AZ                                       360                          359                        79.37                            6
AZ                                       360                          359                           70                          6.2
NC                                       360                          359                         73.6                          7.1
PA                                       360                          359                          100                          8.3
CT                                       360                          359                           70                         7.99
CA                                       360                          358                        74.88                          5.8
MA                                       360                          359                        24.71                         6.99
TX                                       360                          358                        67.57                         8.76
ME                                       360                          358                        64.15                         5.95
TX                                       360                          359                           90                         8.95
IN                                       360                          359                           95                        10.05
TX                                       360                          359                        76.36                        10.15
SC                                       360                          359                           90                         8.35
PA                                       360                          359                           75                         6.55
GA                                       360                          359                           80                          8.9
MI                                       360                          359                           80                         6.75
NY                                       360                          358                        58.25                         6.54
FL                                       360                          359                           75                          7.5
PA                                       360                          359                           80                          9.2
CA                                       360                          358                         64.1                          5.8
SC                                       360                          359                           75                         9.55
FL                                       360                          359                           95                         9.14
FL                                       360                          359                           75                          7.4
FL                                       360                          358                         72.5                         7.09
FL                                       360                          359                           65                         6.25
CA                                       360                          358                           80                          6.9
NV                                       360                          359                        67.62                         6.85
NV                                       360                          359                           85                         6.75
NV                                       360                          358                           80                          7.7
MD                                       360                          359                        74.91                          7.2
TN                                       360                          359                           80                          7.6
MA                                       360                          359                           90                         6.55
GA                                       360                          359                           80                          8.5
PA                                       360                          359                           80                          8.6
MD                                       360                          359                           80                         6.35
GA                                       360                          358                           80                          5.9
TX                                       360                          359                        84.61                         7.55
CA                                       360                          359                        69.86                         6.85
FL                                       360                          359                         81.4                         7.05
CA                                       360                          359                        65.22                         6.55
IL                                       360                          359                           75                          8.7
WI                                       360                          359                           90                         9.35
MA                                       360                          358                        75.34                         6.45
NC                                       360                          359                           80                          8.1
TX                                       360                          358                           80                          6.6
CT                                       360                          358                        92.93                         6.55
PA                                       360                          359                           95                         7.99
HI                                       360                          359                        63.33                            8
AL                                       180                          179                           90                          8.9
TX                                       360                          359                           80                         7.84
CA                                       360                          359                         37.5                         5.99
PA                                       360                          358                           80                          6.3
FL                                       360                          359                        46.88                          9.8
DE                                       360                          358                           90                          8.3
CT                                       360                          359                           80                          7.7
NY                                       360                          358                        63.44                         7.85
NJ                                       360                          359                        55.37                          8.6
FL                                       360                          359                           80                          6.2
ME                                       360                          359                           75                         9.55
HI                                       360                          358                           90                         6.85
PA                                       360                          359                           80                         6.15
CA                                       360                          359                        69.84                          7.2
IL                                       360                          359                        73.53                          7.7
FL                                       360                          359                           80                        6.825
FL                                       360                          358                           85                          6.9
CA                                       360                          359                           70                          6.3
CA                                       360                          359                         83.9                         6.15
NJ                                       360                          359                           90                         8.35
RI                                       360                          358                        84.47                         6.65
NH                                       360                          359                        77.32                         5.85
PA                                       360                          359                           80                          6.8
TX                                       360                          359                           80                         8.95
FL                                       360                          359                           44                         7.35
FL                                       360                          359                        26.79                         6.75
NJ                                       360                          359                        52.27                         8.55
RI                                       360                          359                           95                          9.8
CA                                       360                          358                           90                          7.4
GA                                       360                          359                           75                            9
CA                                       360                          358                           95                          9.5
CA                                       360                          359                        49.11                         6.45
NY                                       360                          358                           80                          6.2
OR                                       360                          359                           80                         7.25
CA                                       360                          359                        79.84                            7
CA                                       360                          359                        57.58                          6.4
CA                                       360                          358                           75                         6.74
TX                                       360                          360                           80                         7.55
CA                                       360                          358                           80                          5.3
FL                                       360                          359                           80                           10
FL                                       360                          359                          100                         7.45
MI                                       360                          359                           80                         9.55
MO                                       360                          359                           80                          9.8
MO                                       360                          359                          100                         9.59
FL                                       360                          358                        73.37                         6.95
FL                                       360                          359                           70                         5.85
CT                                       360                          358                        64.52                          6.3
PA                                       360                          359                           80                         7.75
CA                                       360                          358                        55.64                         6.15
CT                                       360                          359                           75                         7.85
NH                                       360                          359                           84                          6.5
NY                                       360                          358                         93.1                         7.65
WA                                       360                          359                         62.5                          8.6
FL                                       360                          358                           80                         7.35
GA                                       360                          359                           80                        10.45
CT                                       360                          359                        73.24                          6.9
CT                                       360                          359                           90                          6.7
AL                                       240                          238                           80                         7.55
CO                                       360                          359                           80                         8.25
TX                                       360                          359                           80                        10.25
NY                                       360                          359                           80                        6.575
MD                                       360                          359                           75                         10.3
NY                                       360                          359                           80                         10.5
NY                                       360                          359                           90                        11.85
VA                                       360                          359                        73.13                          6.5
RI                                       360                          358                        79.59                         6.35
RI                                       360                          359                           80                         6.45
RI                                       360                          359                           95                          7.6
CT                                       360                          359                           80                         7.69
CT                                       360                          359                           85                          7.8
SD                                       360                          359                           80                          8.8
TX                                       360                          359                           80                         8.59
TX                                       360                          359                           80                          8.1
IA                                       360                          359                           80                        11.19
CT                                       360                          359                        79.38                            8
MI                                       360                          359                           80                          7.6
CA                                       360                          358                        58.33                          6.7
MI                                       360                          359                           80                         6.99
NY                                       360                          359                           80                          7.4
AZ                                       360                          358                           80                          5.9
FL                                       360                          359                        67.37                         8.09
NY                                       360                          358                           95                          5.8
CA                                       360                          359                           85                         6.45
FL                                       360                          359                           80                         7.75
IN                                       360                          359                           80                          9.2
FL                                       360                          359                        69.22                         9.45
CT                                       360                          359                           80                         7.95
NY                                       360                          359                        79.66                         6.55
FL                                       360                          359                        35.35                         9.85
FL                                       360                          357                           65                          8.9
FL                                       360                          359                          100                          6.9
NJ                                       360                          358                        73.24                         5.35
MA                                       360                          358                           80                          9.3
MA                                       360                          359                        63.33                          9.7
VA                                       360                          359                        52.85                         6.65
IL                                       360                          359                           80                         8.55
IL                                       360                          359                        73.83                         8.04
CT                                       360                          358                           90                         7.75
CA                                       360                          359                           80                         7.15
NY                                       360                          358                           80                         5.95
RI                                       360                          358                           80                          6.1
KY                                       360                          359                           95                          8.7
PA                                       360                          359                           75                          5.5
FL                                       360                          359                        88.99                          7.3
MD                                       360                          359                        74.41                         8.75
NJ                                       360                          358                        61.94                         6.05
PA                                       360                          358                        34.52                          7.8
MI                                       360                          359                           80                         7.99
AZ                                       360                          359                           65                          7.1
TX                                       360                          359                           80                          7.8
IL                                       360                          359                           85                          8.2
MA                                       360                          359                        87.56                         6.35
MA                                       360                          359                        31.88                         7.99
MA                                       360                          359                           90                         7.25
CO                                       360                          359                           80                         5.85
MD                                       360                          359                           65                        10.29
TX                                       120                          119                           85                        10.45
KY                                       360                          359                           95                          7.9
MD                                       360                          359                        45.19                         9.05
PA                                       360                          359                           85                          9.6
MI                                       360                          359                           95                        8.448
MI                                       360                          359                           80                          6.1
TN                                       360                          359                           90                         8.14
NE                                       360                          359                           90                          9.9
CA                                       360                          359                           80                         7.14
TN                                       360                          359                           85                         8.94
TX                                       360                          358                           80                          9.5
CA                                       360                          359                        68.67                         6.25
NJ                                       360                          359                          100                          8.7
NY                                       360                          358                           80                         5.35
NY                                       360                          359                           80                          5.8
GA                                       360                          359                           80                          6.9
RI                                       360                          359                        84.79                          6.2
IN                                       360                          359                           95                          7.6
NY                                       360                          359                        77.53                         7.45
PA                                       360                          359                        49.73                         6.55
GA                                       360                          357                        71.01                          6.4
SC                                       360                          359                           80                         7.24
CA                                       360                          359                        72.73                         6.42
CA                                       360                          359                        64.94                          6.9
CA                                       360                          358                        39.45                        5.625
CT                                       360                          359                           21                         8.15
MI                                       360                          358                           93                         7.65
NH                                       360                          359                           80                         7.25
MI                                       360                          359                        61.32                         8.75
CT                                       360                          359                          100                          8.4
WI                                       360                          359                           95                         8.45
WI                                       360                          359                        81.58                         8.65
VA                                       360                          358                           80                        6.575
NJ                                       360                          359                           90                          6.7
MA                                       360                          359                           79                         9.95
SC                                       360                          359                           90                         10.1
FL                                       360                          359                           80                         7.95
AL                                       360                          359                           95                          7.6
CA                                       360                          358                        47.95                          6.5
IN                                       360                          358                        61.04                        8.825
FL                                       360                          359                           70                         8.45
FL                                       360                          359                        52.63                          7.3
FL                                       360                          359                        57.66                         6.85
NY                                       360                          359                           85                         9.65
NY                                       360                          359                           90                         8.45
FL                                       360                          359                           80                          8.8
FL                                       360                          359                          100                          7.8
IL                                       360                          358                        79.93                          7.6
AZ                                       360                          359                          100                         9.35
NY                                       360                          359                         81.5                        6.625
CA                                       360                          358                           56                          5.8
MI                                       360                          359                        58.61                        11.65
FL                                       360                          359                           70                          6.7
MA                                       360                          359                           80                         6.25
CA                                       360                          359                        79.43                          7.2
RI                                       360                          359                           90                          6.5
RI                                       360                          358                        52.63                         6.19
CO                                       360                          359                           80                          8.7
CA                                       360                          359                           70                         5.95
MO                                       360                          359                          100                         7.45
FL                                       360                          359                           90                         8.45
FL                                       360                          359                           80                         8.85
FL                                       360                          359                           80                         8.85
CA                                       360                          358                        63.32                          5.8
CA                                       360                          359                        59.15                         6.45
FL                                       360                          359                           80                          9.3
FL                                       360                          358                        41.48                          8.9
TX                                       360                          359                          100                          9.9
TX                                       360                          359                           80                         7.99
TX                                       360                          359                           80                          7.8
TX                                       360                          359                           80                         7.25
TX                                       360                          359                           80                          8.6
TX                                       360                          359                           80                          6.8
CA                                       360                          359                        63.26                          5.8
MI                                       360                          359                         79.9                         8.35
FL                                       360                          358                           90                          8.5
GA                                       360                          359                           80                          9.7
GA                                       360                          359                           80                          9.9
CA                                       180                          179                         41.1                          6.5
AZ                                       360                          359                           80                         8.65
NY                                       360                          359                           80                         5.85
MI                                       360                          359                           80                          8.3
MI                                       360                          358                          100                          7.7
FL                                       360                          359                        67.07                         7.35
VT                                       360                          359                           70                          7.5
IN                                       360                          359                           75                        8.625
MO                                       360                          359                        84.94                         8.99
MO                                       360                          359                           80                         8.15
MO                                       360                          359                           80                         8.55
MA                                       360                          359                        57.75                         7.35
GA                                       360                          359                           65                          9.6
WI                                       360                          359                           85                          9.7
NJ                                       360                          359                           85                         8.26
MI                                       360                          359                           95                         8.85
WA                                       360                          359                           80                          7.6
NJ                                       360                          360                        67.92                        10.65
CA                                       360                          359                           65                         6.15
VA                                       360                          359                           85                         5.55
MD                                       360                          359                           80                          7.1
MA                                       360                          359                           80                         9.25
CT                                       360                          359                           95                          9.2
CT                                       360                          359                        33.61                          8.1
KS                                       360                          359                           85                        11.69
FL                                       360                          359                        71.54                         8.35
NJ                                       360                          359                           80                         9.65
CA                                       360                          359                         78.6                          5.8
AK                                       360                          359                          100                          7.2
GA                                       360                          359                           90                        10.85
NJ                                       360                          359                           80                         7.65
GA                                       360                          359                           95                         7.29
CA                                       360                          359                        47.22                         7.14
CA                                       360                          359                           80                         5.44
MI                                       360                          359                           80                          9.4
MA                                       360                          359                        44.64                          6.6
FL                                       360                          358                           90                          7.6
AL                                       360                          359                           70                         9.45
AL                                       360                          359                          100                         9.25
CT                                       360                          359                           90                         6.95
MN                                       360                          359                           60                            8
CT                                       360                          359                        69.93                         8.55
NY                                       360                          359                           85                         6.35
NY                                       360                          359                           80                         5.25
NY                                       360                          359                           80                          6.3
NY                                       360                          359                           80                          6.5
NY                                       360                          358                           80                         6.25
NY                                       360                          358                           80                          6.1
NY                                       360                          359                           80                          7.3
AR                                       180                          179                           95                         9.65
FL                                       360                          359                        84.62                            8
MI                                       360                          359                           95                         9.05
TN                                       360                          359                           75                         10.4
IL                                       360                          359                        74.44                        7.825
IL                                       360                          359                         79.4                         6.75
IL                                       360                          359                           75                          7.8
WI                                       360                          358                           95                         7.45
ID                                       360                          359                           80                         7.59
NY                                       360                          358                           90                          7.2
MD                                       360                          358                        62.46                          5.9
FL                                       360                          358                        58.68                         5.85
TX                                       360                          359                           80                         7.34
SC                                       360                          359                           90                         7.45
CO                                       360                          359                           80                          5.3
TN                                       360                          359                           80                         8.09
FL                                       360                          359                        56.02                         6.74
CA                                       360                          359                           70                         6.05
RI                                       360                          359                           80                         8.64
TX                                       360                          359                           80                         11.3
GA                                       360                          358                           78                         8.84
FL                                       360                          358                           85                         9.35
TX                                       360                          359                           80                          8.2
WA                                       360                          359                           80                         7.95
MA                                       360                          358                           90                          7.3
NJ                                       360                          359                           85                          6.9
CT                                       360                          359                         68.7                         5.85
TN                                       360                          359                           80                          8.3
PA                                       360                          359                           80                        10.45
LA                                       360                          358                           80                         9.65
NJ                                       360                          359                        45.33                          8.2
FL                                       360                          359                           85                         9.35
CA                                       360                          358                        59.24                         5.55
TX                                       360                          359                           80                         9.89
MI                                       360                          359                           95                            8
NJ                                       360                          359                           80                          9.9
MA                                       360                          359                        62.26                         6.89
NY                                       360                          359                           75                         9.35
MO                                       360                          359                           80                         7.55
NC                                       360                          359                           80                         9.75
VA                                       360                          359                           67                         9.55
VA                                       360                          359                           75                            9
CA                                       360                          359                         67.1                          6.3
NJ                                       360                          359                           80                          7.1
NH                                       360                          359                         82.5                          9.2
PA                                       360                          359                           80                          7.1
TX                                       360                          359                           80                         8.75
MA                                       360                          358                         91.5                         6.45
NC                                       360                          359                           85                         8.65
MA                                       360                          358                        67.81                         7.79
FL                                       360                          358                        81.82                         6.35
FL                                       360                          359                           80                         9.45
MO                                       360                          359                           80                         10.6
CA                                       360                          359                        71.15                         6.05
PA                                       360                          359                        69.03                         5.99
MD                                       360                          359                        89.34                         8.55
IN                                       360                          359                           80                         6.25
MO                                       360                          359                           85                         9.25
FL                                       360                          359                           65                         8.95
VA                                       360                          359                           90                          8.5
CA                                       360                          359                        74.07                         5.99
CA                                       360                          358                           80                         7.75
KY                                       360                          358                           80                         7.19
KY                                       360                          359                           80                          8.3
KY                                       360                          359                           95                         7.65
MA                                       360                          359                           75                         7.85
GA                                       360                          359                           85                         8.19
GA                                       360                          359                           80                         9.45
MA                                       360                          359                           80                          7.5
FL                                       360                          359                           75                         8.99
FL                                       360                          359                          100                          8.4
MA                                       360                          359                           80                         6.05
TN                                       360                          359                           80                         7.45
MA                                       360                          358                        61.67                          7.5
PA                                       360                          359                           65                         7.95
CA                                       360                          359                        42.27                         6.99
NH                                       360                          359                        75.76                          7.4
AL                                       360                          359                           80                         11.6
TN                                       360                          358                           90                         8.25
TN                                       360                          359                           90                          9.3
NJ                                       360                          358                        33.33                          7.3
NJ                                       360                          359                           60                          6.3
PA                                       360                          359                           42                         7.95
PA                                       360                          359                           75                         7.75
FL                                       360                          359                           80                         6.64
FL                                       360                          358                           90                         6.24
OK                                       360                          359                           75                        10.25
FL                                       360                          359                        55.84                         8.15
FL                                       360                          359                        55.26                         6.55
VA                                       360                          360                           80                         8.04
CA                                       360                          358                        79.27                         6.25
PA                                       360                          359                           75                          8.3
PA                                       360                          359                        49.42                         8.45
PA                                       360                          359                           70                         8.89
PA                                       360                          359                           65                         9.69
FL                                       360                          358                           80                          7.3
KY                                       360                          359                           80                          7.9
AZ                                       360                          359                        76.38                         6.95
SD                                       360                          359                           85                         9.45
NV                                       360                          358                           80                         5.95
VA                                       360                          359                           95                         6.85
FL                                       360                          359                           80                         7.25
VA                                       360                          359                           80                          8.7
AR                                       360                          359                           80                            8
CA                                       360                          359                           75                         6.25
TX                                       240                          239                           80                          9.5
GA                                       360                          358                        82.27                          6.1
PA                                       360                          359                        73.68                          7.8
FL                                       360                          359                        89.99                          7.8
KS                                       360                          359                           80                         9.85
NY                                       360                          358                           80                          6.8
PA                                       360                          359                           90                         7.35
FL                                       360                          359                           70                          6.5
VA                                       360                          359                        46.54                          8.9
GA                                       360                          359                           90                         7.75
TX                                       360                          359                           80                         8.86
MA                                       360                          358                           80                         7.08
MA                                       360                          359                           70                         8.65
AL                                       360                          359                           80                         7.05
ID                                       360                          359                           75                         8.94
FL                                       360                          359                           80                         8.19
RI                                       360                          358                         81.5                          7.6
MA                                       360                          358                        27.27                         5.49
MI                                       360                          359                           80                          8.4
FL                                       360                          359                           50                          8.9
MI                                       360                          359                          100                         8.25
DE                                       360                          358                           80                         7.05
TX                                       360                          359                           80                          9.9
MA                                       360                          359                           80                         7.99
GA                                       360                          359                        84.98                         6.95
VA                                       360                          359                           75                          7.7
IN                                       360                          359                           95                          8.9
TX                                       360                          359                           80                         8.99
TX                                       360                          359                           80                         10.2
GA                                       360                          358                           90                         7.65
GA                                       360                          359                        79.44                          9.6
IA                                       360                          359                           90                         9.05
CA                                       360                          359                           80                         6.84
NJ                                       360                          359                        75.66                         7.45
DE                                       360                          359                           80                         9.65
AL                                       360                          359                        76.74                         8.25
ID                                       360                          359                           75                         7.29
FL                                       360                          359                        72.12                          7.6
FL                                       360                          359                         62.5                          7.1
NJ                                       360                          359                           80                         10.5
NY                                       360                          359                           75                            9
NY                                       360                          358                        76.64                          6.8
PA                                       360                          359                           80                          8.2
IL                                       360                          359                           85                         8.95
TN                                       360                          359                          100                          6.8
GA                                       360                          359                           80                          8.6
MI                                       360                          358                        79.14                          8.8
CO                                       360                          359                           80                         8.55
NY                                       360                          359                        28.17                         8.39
TX                                       360                          359                           80                          8.6
TX                                       360                          359                           80                           10
RI                                       360                          359                        60.87                          6.4
IN                                       360                          359                           80                            8
CA                                       360                          359                           70                           11
GA                                       360                          359                        93.18                        8.475
PA                                       360                          359                           80                          7.5
IA                                       360                          359                           80                         7.95
MA                                       360                          358                           80                         6.65
KS                                       360                          359                           80                        11.19
VA                                       120                          119                        76.44                         8.65
NJ                                       360                          358                           70                          7.5
MA                                       360                          358                        62.11                         8.75
MO                                       360                          359                           80                          8.2
MO                                       360                          359                        80.69                          8.5
FL                                       360                          359                           80                            6
NC                                       360                          358                        57.97                         7.25
IN                                       360                          359                           90                        11.55
GA                                       360                          359                        59.78                         8.85
CO                                       360                          359                           80                         8.35
TX                                       360                          359                           80                          7.5
TX                                       360                          359                           80                          7.8
TX                                       360                          359                           80                         8.75
TX                                       360                          359                           80                          7.4
MI                                       360                          359                           80                          8.3
MS                                       360                          359                           80                         8.35
FL                                       360                          359                           75                           10
FL                                       360                          359                           90                          8.9
HI                                       360                          358                           90                          7.9
TX                                       360                          360                           80                          7.6
TX                                       360                          359                           80                        11.35
NY                                       360                          358                           90                         5.99
NH                                       360                          359                        61.71                         6.29
PA                                       360                          359                           85                        10.75
GA                                       360                          359                           95                         7.15
MO                                       360                          359                           90                          9.6
CT                                       360                          359                        45.01                         7.95
HI                                       360                          358                           80                         5.85
FL                                       360                          358                           80                          6.9
HI                                       360                          358                           70                        6.265
HI                                       360                          359                         44.7                         5.35
CA                                       360                          359                           95                          7.2
NV                                       360                          358                           80                          7.8
NJ                                       360                          359                        68.37                         10.2
IN                                       360                          359                         65.4                          7.2
CA                                       360                          359                        35.42                          6.8
TX                                       360                          359                           95                          9.9
SC                                       360                          359                           80                        11.55
CA                                       360                          358                           95                          7.5
WA                                       360                          359                           84                         7.95
IL                                       360                          359                           85                          7.9
MA                                       360                          359                        69.86                         6.94
NY                                       360                          359                        37.21                          5.8
TX                                       360                          359                           70                          8.9
FL                                       360                          359                         58.1                         7.05
NY                                       360                          359                          100                          9.6
FL                                       360                          359                        72.73                        7.225
TX                                       360                          359                           80                          6.1
KS                                       180                          179                           90                         8.45
TX                                       360                          359                           80                         8.75
MA                                       360                          358                        81.73                          7.3
FL                                       240                          238                           90                         8.45
CA                                       360                          359                           70                         8.95
FL                                       360                          359                           90                          8.5
TX                                       360                          359                        76.34                         9.95
FL                                       360                          359                           95                         10.7
AL                                       360                          358                           80                         7.05
PA                                       360                          359                        50.63                         6.45
PA                                       360                          359                         86.8                         8.25
PA                                       360                          359                           70                         9.99
PA                                       360                          359                           95                         11.3
PA                                       360                          360                           80                         9.05
TX                                       360                          359                        87.22                          7.3
FL                                       360                          359                        98.18                          8.7
FL                                       360                          358                        51.05                         7.75
FL                                       360                          359                           65                          6.5
VA                                       360                          359                           75                         7.84
RI                                       360                          359                        35.26                         8.15
RI                                       360                          359                        62.16                          7.2
FL                                       360                          359                        48.15                         6.45
CA                                       360                          358                        71.43                         6.25
VA                                       360                          359                           75                         7.54
CA                                       360                          358                           90                         8.45
FL                                       360                          359                           80                         7.99
UT                                       360                          359                           80                          5.9
CA                                       360                          358                        62.41                         6.05
NH                                       360                          359                           90                         8.95
CA                                       360                          359                        55.18                         6.45
GA                                       360                          359                        86.03                          7.3
CA                                       360                          358                           80                            7
GA                                       360                          359                           95                          8.4
CT                                       360                          359                           95                         8.59
CT                                       360                          358                           80                         6.15
MA                                       360                          358                           80                          6.8
MA                                       360                          359                           80                         6.95
ME                                       360                          359                        79.88                          7.2
NY                                       360                          359                        59.26                          9.6
MI                                       360                          359                           80                          8.1
MA                                       360                          359                        55.42                          6.5
TX                                       360                          359                           80                          8.5
MI                                       360                          359                        79.97                          8.6
OR                                       360                          359                           80                          9.5
NY                                       360                          359                        79.49                         7.65
TX                                       360                          359                           80                        10.55
FL                                       360                          358                           90                         7.99
MA                                       360                          359                        49.52                         6.65
ME                                       360                          359                           75                         6.45
FL                                       360                          359                           75                          8.8
FL                                       360                          359                           85                          6.4
WA                                       360                          359                         89.9                         6.75
RI                                       360                          358                        71.54                         6.99
MA                                       360                          359                        75.51                         8.29
FL                                       360                          359                        91.29                         7.95
NY                                       360                          358                        83.18                         5.65
CA                                       360                          359                        98.19                         6.55
CA                                       360                          359                           90                          8.1
CA                                       360                          359                        72.31                         8.14
ID                                       360                          359                        86.23                         7.65
NY                                       360                          359                           90                          8.1
MA                                       360                          359                        69.96                         7.95
FL                                       360                          359                           90                          8.7
MA                                       360                          358                        61.92                          7.7
MA                                       360                          359                           65                          7.7
NY                                       360                          359                           85                          7.4
NY                                       360                          359                        77.97                         7.65
VT                                       360                          359                        48.48                          9.7
GA                                       360                          359                          100                         8.05
IL                                       360                          359                           80                          9.8
IL                                       360                          358                           35                         6.05
GA                                       360                          359                           90                          7.7
MI                                       360                          359                           80                         8.35
FL                                       360                          358                         76.8                         7.75
CT                                       360                          359                        65.52                          6.5
FL                                       360                          359                        94.97                         7.99
CA                                       360                          359                           80                         6.15
TX                                       360                          359                           80                         7.95
MA                                       360                          359                           80                          9.6
NJ                                       360                          359                        82.67                          7.8
CT                                       360                          359                        84.91                         6.25
IL                                       360                          359                           80                         9.95
MA                                       360                          359                        77.32                         7.35
MS                                       360                          359                          100                          8.9
CT                                       360                          358                           90                         7.99
PA                                       360                          359                           95                         7.95
CT                                       360                          358                           80                         6.99
TX                                       360                          359                           80                         7.95
FL                                       360                          359                           80                          5.5
MA                                       360                          358                        77.29                         6.35
NJ                                       360                          359                        52.46                            8
TX                                       360                          359                           80                         7.95
CA                                       360                          358                           80                          5.8
FL                                       360                          359                           80                          8.5
NC                                       360                          359                           80                         6.64
NJ                                       360                          358                           95                         7.35
VA                                       360                          359                          100                         8.05
VA                                       360                          359                           80                         7.45
AL                                       360                          359                           85                         8.65
FL                                       360                          358                           90                        6.125
TX                                       360                          358                           80                          7.7
TN                                       360                          359                           80                         8.65
TN                                       360                          359                           90                         7.15
IN                                       360                          359                          100                         8.95
HI                                       360                          359                           79                         5.95
PA                                       360                          359                        79.12                          8.4
FL                                       360                          359                        58.06                          8.5
NC                                       360                          359                        80.39                         8.49
MA                                       360                          359                           80                         5.75
MA                                       360                          358                           80                         7.75
NY                                       360                          359                           80                         7.95
TX                                       360                          359                        66.21                         6.55
MA                                       360                          358                         64.1                         6.45
FL                                       360                          359                           75                         8.99
FL                                       360                          358                           80                         6.55
FL                                       360                          359                           70                          8.4
NY                                       360                          358                        66.36                         5.99
MA                                       360                          359                         66.5                         9.19
MI                                       360                          359                        29.41                            9
VA                                       360                          359                           70                          7.6
MI                                       360                          359                           80                        11.35
IN                                       360                          358                           90                        8.525
TN                                       360                          359                          100                         8.49
NH                                       360                          359                        67.38                         6.49
GA                                       360                          359                        83.05                         8.25
RI                                       360                          358                           90                         6.99
CA                                       360                          358                           80                         5.95
FL                                       360                          359                           65                         8.85
PA                                       360                          359                           80                          7.8
CA                                       360                          358                           90                          5.6
CA                                       360                          359                           80                         5.25
PA                                       360                          359                        78.26                         8.15
PA                                       360                          358                           80                         9.29
PA                                       360                          359                        57.83                          7.3
PA                                       360                          359                        83.41                         7.35
PA                                       360                          359                        62.67                         7.15
PA                                       360                          359                        84.44                          7.7
PA                                       360                          358                        68.32                         7.75
PA                                       360                          359                           80                         7.75
PA                                       360                          359                           85                         6.75
PA                                       360                          359                        77.78                         5.94
FL                                       360                          359                        77.59                          6.4
FL                                       360                          358                        44.23                          6.9
FL                                       360                          359                        67.36                         6.45
FL                                       360                          359                           85                       11.075
CA                                       360                          359                           80                         6.85
LA                                       360                          358                           80                         7.15
MA                                       360                          358                         50.3                          7.2
CA                                       360                          359                           80                          5.6
VA                                       360                          359                           80                         5.99
CA                                       360                          358                         61.3                         4.99
VA                                       360                          358                           80                          5.5
MA                                       360                          359                        52.38                          9.7
CA                                       360                          358                           80                         7.95
CA                                       360                          359                        75.15                          7.7
NY                                       360                          359                           65                         6.25
UT                                       360                          359                           80                          6.6
CA                                       360                          359                        68.97                          7.1
GA                                       360                          359                           80                          9.7
NY                                       360                          359                           80                          6.6
NY                                       360                          359                           70                          7.3
NY                                       360                          359                        75.73                         7.85
IL                                       360                          359                           90                         7.45
NY                                       360                          359                           80                        10.69
AZ                                       360                          359                           75                          8.8
MI                                       360                          359                           80                         8.95
MI                                       360                          359                           80                         8.05
OK                                       360                          359                        71.44                         8.99
NY                                       360                          359                           80                         6.99
NY                                       360                          359                        77.78                         8.15
TX                                       360                          358                        76.47                         8.95
DC                                       360                          358                        74.38                          8.3
DC                                       360                          359                           80                         6.75
ME                                       360                          359                         68.8                          8.6
FL                                       360                          359                           90                          9.6
FL                                       360                          359                        42.45                         6.25
CO                                       360                          358                           90                          6.8
ME                                       360                          359                           95                          8.5
NY                                       360                          358                        40.82                            6
NY                                       360                          359                         83.2                         7.45
MD                                       360                          359                           80                         7.55
TX                                       360                          359                           80                         9.15
GA                                       360                          358                           80                          7.6
TX                                       360                          359                           95                         9.55
MD                                       360                          359                           85                         8.55
NJ                                       360                          359                           75                         7.25
MA                                       360                          359                           73                         8.25
NY                                       360                          358                        63.19                        6.475
MA                                       360                          359                        83.33                         8.45
MA                                       360                          358                        35.81                        5.625
NY                                       360                          359                        52.63                          6.3
NY                                       360                          359                           90                          6.7
VA                                       360                          359                           95                        8.675
VT                                       360                          359                        74.45                         6.15
NY                                       360                          359                        66.67                          7.5
NY                                       360                          359                        72.73                          6.1
NY                                       360                          359                        72.83                         7.45
RI                                       360                          358                        93.43                         6.75
TX                                       360                          359                        69.19                         8.15
VA                                       360                          359                           65                         7.79
CO                                       360                          359                           80                         6.45
TX                                       360                          359                           95                         8.95
TX                                       360                          359                           80                        9.825
TX                                       360                          359                           80                         8.15
FL                                       360                          360                        54.17                          9.2
CO                                       360                          359                        69.11                         8.35
GA                                       360                          359                           80                         8.99
NJ                                       360                          359                         34.4                         7.55
TX                                       360                          359                           80                         8.75
CT                                       360                          359                        63.89                        11.45
NY                                       360                          359                           80                         6.95
DE                                       360                          359                           80                        10.05
MA                                       360                          358                        71.24                          5.5
CA                                       360                          359                         54.1                         9.59
CA                                       360                          359                           90                         6.25
TN                                       360                          359                           75                         7.99
CA                                       360                          358                        89.87                         6.25
VA                                       360                          359                          100                          7.9
MS                                       360                          358                           65                          9.2
CA                                       360                          359                           80                         6.55
AR                                       360                          359                           95                          7.9
NC                                       360                          359                           80                        7.725
MS                                       360                          359                        84.67                          8.1
NJ                                       360                          358                        79.84                         8.55
MO                                       360                          359                           95                         8.25
MO                                       360                          359                           80                          8.9
MO                                       360                          358                           80                         7.85
ME                                       360                          359                        76.23                         7.45
LA                                       360                          359                         89.6                          7.1
TX                                       360                          359                           80                          9.8
FL                                       360                          359                        73.57                          5.9
MI                                       360                          359                           70                          8.7
FL                                       360                          358                           90                         5.75
MI                                       360                          359                           70                         10.4
MI                                       360                          358                           80                         8.05
AZ                                       360                          359                           70                         6.85
VA                                       360                          359                           80                         6.94
CA                                       360                          358                           65                          7.5
MA                                       360                          358                        50.91                          6.9
NC                                       360                          358                         79.2                         6.45
CA                                       360                          359                        82.86                         5.85
FL                                       360                          359                        64.38                          8.4
FL                                       360                          359                           80                         8.35
TX                                       360                          359                           80                          6.8
FL                                       360                          358                        74.03                         7.35
NJ                                       360                          359                        70.42                         8.15
ID                                       360                          358                        78.39                         7.25
MI                                       360                          359                           80                        11.75
MA                                       360                          359                        88.48                         6.45
FL                                       360                          359                        52.16                         7.55
NY                                       360                          359                           60                         5.99
NY                                       360                          359                           75                         7.69
NV                                       360                          359                           80                         9.05
WI                                       360                          359                           95                         7.99
CA                                       360                          358                           80                          6.2
OK                                       360                          359                           80                         6.85
OK                                       360                          359                           95                         8.45
VA                                       360                          359                        55.93                          6.9
ME                                       360                          359                           70                          7.7
PA                                       360                          358                           80                          6.9
NY                                       360                          358                        27.87                         6.15
CA                                       360                          358                           80                          6.3
CA                                       360                          359                           90                          6.9
MI                                       360                          358                           90                         8.59
FL                                       360                          359                        69.06                          6.8
FL                                       360                          359                          100                           10
FL                                       360                          359                        68.79                         5.53
IL                                       360                          359                        84.51                          8.7
MA                                       360                          358                        61.77                         6.75
CA                                       360                          359                        66.18                          8.3
WI                                       360                          359                         88.1                          7.5
IN                                       360                          359                           95                         8.65
MO                                       360                          358                        53.88                          6.9
IL                                       360                          359                           80                         9.85
WY                                       360                          359                           70                          6.2
VA                                       360                          359                           75                        8.465
MO                                       360                          359                           80                         8.05
NH                                       360                          359                        72.95                          8.5
CA                                       360                          359                        79.95                         8.05
CA                                       360                          358                        50.64                         5.95
FL                                       360                          358                        55.77                         6.45
TX                                       360                          359                           80                         6.95
TX                                       360                          359                           75                        12.15
AR                                       360                          359                           80                         7.55
MA                                       360                          358                           75                          7.2
IN                                       360                          359                          100                          8.5
FL                                       360                          359                           70                         8.85
KS                                       360                          359                           95                          8.7
CA                                       360                          359                          100                         6.95
GA                                       360                          359                           80                          9.2
RI                                       360                          359                           75                         7.99
NY                                       360                          359                        79.15                          8.7
WI                                       360                          359                           80                          6.9
FL                                       360                          359                        79.74                          7.5
FL                                       180                          178                        19.07                         6.35
FL                                       360                          359                        37.98                         5.99
FL                                       360                          359                           80                          6.9
NY                                       360                          359                           75                         9.75
VT                                       360                          358                           95                         6.35
NY                                       180                          178                        50.48                         5.75
AR                                       360                          359                          100                         8.75
FL                                       360                          359                        93.16                         7.35
MA                                       360                          359                        27.66                          9.2
MA                                       360                          359                           80                         6.65
TX                                       360                          359                           95                          9.3
MI                                       360                          359                        70.42                          9.6
VA                                       360                          359                           80                         7.45
CA                                       360                          358                           80                         5.25
CA                                       360                          358                        61.86                         6.24
MI                                       360                          358                           95                         8.99
GA                                       360                          359                           80                          7.4
MI                                       240                          238                        47.63                         5.95
MA                                       360                          359                        56.73                         6.55
GA                                       360                          359                           80                          9.1
NJ                                       360                          359                           80                         8.45
PA                                       360                          358                           90                         8.35
IL                                       360                          359                           65                          8.9
KY                                       360                          359                           95                          8.5
KY                                       360                          359                          100                          8.4
IL                                       360                          358                           90                         8.99
SC                                       360                          359                           80                         5.99
IL                                       360                          359                           80                         9.85
CA                                       360                          359                           84                          6.5
SC                                       360                          359                        16.42                         11.6
CA                                       360                          359                        64.62                         7.85
RI                                       360                          359                        32.76                         8.75
GA                                       360                          359                           90                          7.7
NH                                       360                          358                           65                          7.4
MI                                       360                          359                           80                         10.7
MI                                       360                          359                           98                          8.9
NH                                       360                          359                        63.86                         6.25
NJ                                       360                          359                           80                         7.54
NJ                                       360                          359                           65                         7.65
MA                                       360                          359                        64.55                         6.85
VA                                       180                          178                        58.01                        12.05
MI                                       360                          358                           90                          7.7
CA                                       360                          358                           80                         5.75
AR                                       360                          359                           95                         9.45
TX                                       360                          358                           90                          8.3
TX                                       360                          359                           80                         8.99
MD                                       360                          359                         35.9                          7.4
FL                                       360                          359                         66.6                         9.99
TX                                       360                          359                           80                         7.85
TX                                       360                          359                          100                          8.9
CA                                       360                          359                           90                          5.5
NY                                       360                          359                        81.25                          7.5
NY                                       360                          359                           80                          7.5
NJ                                       360                          358                        62.55                         7.35
MI                                       360                          359                           65                         11.1
CA                                       360                          359                           80                          7.3
MI                                       360                          359                           75                          8.8
AR                                       360                          358                           90                         9.37
TX                                       360                          358                           90                         9.45
UT                                       360                          359                           90                          7.4
FL                                       360                          359                        84.89                          5.8
FL                                       360                          359                        63.08                         8.99
FL                                       360                          359                           80                         7.85
FL                                       360                          359                        63.33                         7.99
TX                                       360                          358                          100                         8.99
CA                                       360                          359                        76.52                         5.15
TX                                       360                          359                           80                          7.6
ID                                       360                          359                           80                         7.44
NJ                                       360                          359                        22.73                          6.9
FL                                       360                          359                        67.53                          8.6
FL                                       360                          358                        67.88                          6.8
FL                                       360                          359                        67.57                          8.3
IL                                       360                          359                           80                         7.65
FL                                       360                          359                           80                         6.15
FL                                       360                          360                           80                          8.8
FL                                       360                          358                        83.54                          6.3
FL                                       360                          358                           80                         10.4
FL                                       360                          359                           90                          7.1
RI                                       360                          358                           90                          7.5
RI                                       360                          358                           80                         6.45
FL                                       360                          359                           75                         6.29
AZ                                       360                          359                          100                          6.5
FL                                       360                          359                           80                         7.95
NJ                                       360                          359                        60.39                         7.35
IL                                       360                          359                        84.96                          7.5
NY                                       360                          359                           90                         7.45
AL                                       360                          359                        55.92                          7.9
FL                                       360                          359                           95                         7.95
PA                                       360                          359                           75                         11.6
CA                                       360                          359                           65                          6.5
MO                                       360                          359                           80                          8.3
TX                                       360                          359                        79.78                         8.99
CA                                       360                          358                        77.27                          5.3
CA                                       360                          358                        69.92                         5.65
CA                                       360                          359                           85                         6.15
CA                                       360                          359                           65                          6.4
KY                                       360                          359                          100                         7.55
MD                                       360                          359                        51.52                         6.95
PA                                       360                          359                        84.97                          6.8
MA                                       360                          359                        72.22                          6.2
IN                                       360                          358                        57.25                          7.8
RI                                       360                          359                        32.67                            9
MA                                       360                          358                         62.5                          6.7
AR                                       360                          359                        97.56                         9.05
VT                                       360                          359                           90                         8.54
FL                                       360                          359                           90                          8.3
NY                                       360                          358                        75.94                         7.35
CA                                       360                          359                           80                         5.85
GA                                       360                          359                           80                          7.4
IL                                       360                          359                           80                         9.68
NJ                                       360                          359                        56.12                          9.5
FL                                       360                          358                           70                         7.55
KY                                       360                          359                         62.5                        10.45
CA                                       360                          359                           80                          6.2
CA                                       360                          359                           80                          6.5
AZ                                       360                          359                           75                        7.625
MA                                       360                          359                        63.33                          7.7
CA                                       360                          358                           80                         5.05
CA                                       360                          358                           80                          5.1
HI                                       360                          358                           80                          6.5
DC                                       360                          359                        24.31                         7.55
MI                                       360                          359                        35.46                         6.35
PA                                       360                          359                           95                         7.45
PA                                       180                          178                           70                          7.8
FL                                       360                          359                        64.61                         6.85
FL                                       360                          359                           65                          6.4
FL                                       360                          358                           80                          6.3
FL                                       360                          358                           90                          7.7
MA                                       360                          358                           80                          7.6
MI                                       360                          358                           95                         8.59
VA                                       360                          359                           80                         8.25
MI                                       360                          358                         10.3                         7.99
MI                                       360                          359                        79.37                         9.65
TN                                       360                          359                        69.54                          8.3
MT                                       360                          359                           80                          8.6
AL                                       360                          359                           80                          6.8
NY                                       360                          359                        68.18                         7.02
MA                                       360                          359                           80                         6.09
VA                                       360                          358                           75                         6.19
CA                                       360                          359                           85                         6.75
NY                                       360                          359                           75                         9.75
FL                                       360                          358                           80                         8.45
MI                                       360                          359                           90                         8.75
MA                                       360                          359                           85                          7.5
MI                                       360                          358                           80                         6.74
MI                                       360                          359                           85                         7.48
RI                                       360                          359                        89.82                          9.7
VT                                       360                          358                           87                         7.45
CA                                       360                          359                           80                          6.1
WA                                       360                          359                           80                         5.75
CA                                       360                          358                           80                          6.4
MA                                       360                          358                        54.35                         7.45
MA                                       360                          358                        61.67                          5.8
TX                                       360                          359                           45                         6.65
MD                                       360                          359                           68                         6.75
CA                                       360                          359                        60.97                         6.25
CA                                       360                          359                           80                         5.85
CA                                       360                          359                        68.85                         7.44
WY                                       360                          359                        78.26                        10.05
MD                                       360                          359                           80                         7.49
TX                                       360                          359                        82.95                         7.75
NV                                       360                          358                           80                         6.84
FL                                       360                          359                        79.43                          8.7
TX                                       360                          359                           80                          8.3
TX                                       360                          359                           90                         10.4
MO                                       360                          359                        82.38                         9.75
KS                                       180                          179                        80.77                         8.15
WA                                       360                          359                        84.98                         7.35
CA                                       360                          359                           80                         6.85
CA                                       360                          358                           80                         5.95
MI                                       360                          359                           80                         7.35
MA                                       360                          359                        84.54                          7.8
AR                                       360                          359                           90                         8.15
CA                                       360                          359                        68.97                        6.425
CA                                       360                          358                           85                          7.3
FL                                       360                          358                        84.39                         7.29
NY                                       360                          358                           90                         6.85
TX                                       180                          178                           90                          9.6
NY                                       360                          359                           80                         8.85
FL                                       360                          359                         62.5                         6.85
FL                                       360                          359                        73.68                          7.6
IN                                       360                          359                          100                           10
WI                                       360                          358                           75                         7.85
CA                                       360                          359                           80                          8.4
MD                                       360                          358                           80                         6.65
NC                                       360                          359                          100                          8.6
FL                                       360                          359                        81.08                          6.4
FL                                       360                          359                           80                         6.84
MI                                       360                          359                           85                          9.9
WA                                       360                          359                          100                          7.5
MA                                       360                          359                        72.24                         5.99
CA                                       360                          359                           80                         6.45
CA                                       360                          359                        73.24                         6.95
UT                                       360                          358                           80                         7.85
FL                                       360                          358                           80                         7.55
MI                                       360                          359                        80.65                         8.95
MO                                       360                          358                           80                          9.6
FL                                       360                          358                           75                         7.75
CA                                       360                          358                           80                         5.95
AZ                                       360                          359                           70                          7.7
CA                                       360                          359                        44.32                         7.35
CA                                       360                          359                           80                         6.75
MI                                       360                          358                           90                         8.15
OR                                       360                          359                           80                          5.9
MA                                       360                          358                        79.91                         10.1
CA                                       360                          358                           80                          6.2
WA                                       360                          359                           80                          6.9
CA                                       360                          359                           95                          9.2
MD                                       360                          359                        79.93                          6.6
VA                                       360                          359                        76.67                          8.6
CA                                       360                          358                           80                         5.25
MO                                       360                          359                        82.24                          7.6
MD                                       360                          359                           90                          8.7
CA                                       360                          358                           80                          6.8
CA                                       360                          359                           80                          6.4
NH                                       360                          359                           70                         8.65
UT                                       360                          358                           90                          7.1
CA                                       360                          359                        88.34                         6.65
CA                                       360                          359                           80                         7.49
CA                                       360                          358                        89.74                         5.25
CA                                       360                          358                           75                          7.2
IN                                       360                          359                        79.99                         8.35
NY                                       360                          359                           80                          8.9
MI                                       360                          359                           80                         10.4
VA                                       360                          359                           66                          8.6
FL                                       360                          358                           80                          9.8
FL                                       360                          359                           48                         9.85
KY                                       360                          359                           80                         7.35
CA                                       360                          358                           80                         5.99
NH                                       360                          358                           80                         6.25
AZ                                       360                          358                           85                         7.65
CA                                       360                          359                        47.19                         8.99
FL                                       360                          359                        51.87                         6.95
DC                                       360                          359                           83                          5.6
DC                                       360                          358                           80                         6.55
NJ                                       360                          359                           80                         6.65
FL                                       360                          359                        62.84                          6.6
VA                                       360                          359                           75                          7.8
CA                                       360                          359                           80                         8.95
VA                                       360                          359                        53.53                          9.5
MA                                       360                          358                        88.32                         6.85
VA                                       360                          358                        90.28                          7.8
CT                                       360                          359                        64.31                          8.3
VA                                       360                          359                        80.25                          7.4
CA                                       360                          358                        58.25                          6.2
TX                                       360                          359                           83                          7.5
TX                                       360                          359                        83.18                          8.6
TX                                       360                          359                           80                         7.89
GA                                       360                          359                           80                         9.35
MI                                       360                          359                           80                         7.29
WA                                       360                          358                        77.65                         6.25
CA                                       360                          358                        43.48                         5.15
NY                                       360                          359                           90                          7.8
MO                                       360                          359                           80                          7.9
VA                                       360                          359                        71.64                          6.7
AZ                                       360                          359                           67                          8.9
SC                                       360                          358                           80                          7.5
MI                                       360                          359                           95                         7.89
CA                                       360                          358                           80                          6.3
IN                                       360                          359                        80.38                        9.425
CA                                       360                          358                           80                         6.25
CT                                       360                          359                           85                         6.35
MI                                       360                          359                        77.34                         9.55
FL                                       360                          359                           75                          6.8
MI                                       360                          359                           85                            7
CA                                       360                          358                           60                         6.35
MI                                       360                          359                           80                         8.04
RI                                       360                          359                        72.31                         6.45
CA                                       360                          358                        66.67                          7.4
CA                                       360                          359                        62.13                         5.93
CA                                       360                          358                           80                          5.6
CA                                       360                          358                           90                         5.95
FL                                       360                          359                        93.75                          9.1
FL                                       360                          358                           80                         7.45
FL                                       360                          359                           90                          8.9
VA                                       360                          359                        27.87                         9.19
WA                                       360                          358                           70                         8.35
NY                                       360                          359                           85                         8.89
CA                                       360                          358                           80                          5.5
ME                                       360                          358                           80                         6.49
NJ                                       360                          359                           95                         6.65
CA                                       360                          358                        62.91                          6.8
MT                                       360                          359                           95                          8.8
FL                                       360                          359                        51.18                         6.25
MI                                       360                          359                           90                          7.9
NE                                       360                          359                           80                           10
PA                                       360                          359                           80                         6.79
IN                                       360                          359                           70                         8.45
IN                                       360                          359                           90                         9.84
NY                                       360                          359                        94.99                         7.75
FL                                       360                          359                           70                         7.85
CA                                       360                          358                        48.08                        6.625
NH                                       360                          359                           80                         7.95
CA                                       360                          359                        49.02                          6.6
AZ                                       360                          359                           80                         7.45
AZ                                       360                          359                           80                         6.65
MI                                       360                          359                           95                          9.8
NV                                       360                          359                           70                         7.15
GA                                       360                          359                        69.51                         8.75
ID                                       360                          359                        68.75                         7.05
FL                                       360                          359                         62.1                         8.54
CA                                       360                          359                        76.36                          6.8
CA                                       360                          359                        35.56                          7.7
CA                                       360                          359                           80                         7.35
CA                                       360                          359                        60.61                         5.25
CA                                       360                          359                           92                          5.6
TX                                       360                          359                           95                         10.1
MA                                       360                          359                           90                         6.05
TX                                       360                          359                           80                         6.75
FL                                       360                          359                           90                          6.9
FL                                       360                          359                           80                         6.89
AL                                       360                          359                           80                         8.85
CA                                       360                          359                         20.4                          8.6
CA                                       360                          359                        71.59                         6.25
FL                                       360                          359                        60.67                          6.4
NH                                       360                          359                           95                         8.55
CT                                       360                          358                           70                          8.3
NY                                       360                          359                        72.34                          7.5
MD                                       360                          359                           70                         9.35
FL                                       360                          358                           90                          7.7
AZ                                       360                          359                           80                         7.25
NJ                                       360                          359                        37.36                         6.99
FL                                       360                          359                           90                         7.95
MI                                       360                          359                         87.1                         9.05
CA                                       360                          358                        68.42                            9
FL                                       360                          359                           70                         8.65
FL                                       360                          359                        53.49                          7.6
FL                                       360                          359                        58.55                          8.4
FL                                       360                          359                         67.2                          6.5
FL                                       360                          359                           75                          9.4
KY                                       360                          359                           75                         7.75
AZ                                       360                          359                           95                         8.05
MD                                       360                          359                           83                         8.35
CA                                       360                          359                        64.52                         8.65
RI                                       360                          358                        87.32                        6.525
AL                                       360                          359                           90                          8.8
CA                                       360                          359                        62.19                          7.8
CA                                       360                          358                        89.73                         5.85
CA                                       360                          359                        65.57                         7.59
VA                                       360                          359                           80                         8.64
NY                                       360                          359                           80                          6.6
VA                                       360                          359                           90                          7.6
CA                                       360                          359                           80                          6.2
CA                                       360                          358                           80                         5.35
CA                                       360                          359                           80                         5.85
CA                                       360                          359                           80                         5.65
CA                                       360                          358                           80                         5.99
CT                                       360                          359                        63.88                          6.7
WA                                       360                          358                           95                         5.25
IL                                       360                          358                           80                          7.5
VA                                       360                          359                           80                          7.9
CA                                       360                          358                        63.11                         6.05
CA                                       360                          359                           90                         6.65
NJ                                       360                          359                        61.51                         7.45
OK                                       360                          359                           80                          9.7
FL                                       360                          359                        79.88                         7.25
FL                                       360                          359                           90                         8.05
FL                                       360                          358                           75                          7.6
MD                                       360                          358                         68.3                          6.7
CA                                       360                          359                         70.4                         8.15
CA                                       360                          359                        76.23                         7.25
CA                                       360                          359                        71.16                         6.99
HI                                       360                          359                           90                          8.1
HI                                       360                          358                        43.64                         6.75
FL                                       360                          358                        95.04                          8.7
MI                                       360                          359                           80                            9
MA                                       360                          359                         49.5                         6.85
NJ                                       360                          359                         62.5                         6.15
CA                                       360                          358                        40.66                          6.7
CO                                       360                          359                        61.82                          6.1
RI                                       360                          358                           90                          6.5
MA                                       360                          359                           75                          9.3
MI                                       360                          359                           80                         7.85
CA                                       360                          359                          100                          7.4
NY                                       360                          359                           80                          8.6
NJ                                       360                          358                        76.49                        8.065
GA                                       360                          359                           80                         7.99
ME                                       360                          358                        67.97                         7.05
NY                                       360                          358                        74.94                          5.5
MI                                       360                          359                          100                        8.375
NJ                                       360                          358                        60.58                         5.65
FL                                       360                          359                           80                         5.75
MI                                       360                          358                           80                         6.59
CO                                       360                          359                           75                         8.65
TX                                       240                          239                        75.76                         9.85
IL                                       360                          359                           95                         8.45
FL                                       360                          359                           85                            7
MI                                       360                          359                          100                         8.75
CA                                       360                          359                           70                         8.45
VA                                       360                          358                           90                          7.6
GA                                       360                          359                        79.65                          9.3
FL                                       360                          359                        73.57                         6.69
NY                                       360                          359                           66                         6.15
CO                                       360                          358                           80                         7.15
NJ                                       360                          359                           80                         8.99
RI                                       360                          359                           20                         9.25
GA                                       360                          359                           85                          7.9
VA                                       360                          359                           65                        6.775
KY                                       360                          359                        69.86                          8.4
NY                                       360                          358                           75                        5.875
FL                                       360                          359                           75                          8.7
VA                                       360                          359                           80                         6.45
CA                                       360                          358                        80.53                         6.35
AZ                                       360                          360                           80                         7.05
NY                                       360                          358                           80                          6.3
VA                                       360                          359                           84                          8.1
MI                                       360                          358                           70                         7.49
PA                                       360                          359                           80                          8.6
PA                                       360                          359                        52.71                         6.35
IN                                       360                          359                           80                          8.4
IN                                       360                          359                           80                         7.49
IN                                       360                          358                          100                          8.4
NY                                       360                          359                        69.27                          6.8
RI                                       360                          359                        57.33                         6.25
HI                                       360                          359                        74.39                          6.7
CA                                       360                          359                        53.91                          6.9
FL                                       360                          359                           75                         8.75
CA                                       360                          358                         50.4                          5.8
MD                                       360                          359                        73.49                          7.8
MI                                       360                          359                           70                          9.8
NY                                       360                          359                           65                         7.85
CA                                       360                          358                           80                         5.05
CA                                       360                          358                        71.63                         5.65
MI                                       360                          359                        40.32                        10.15
TN                                       360                          359                           90                          8.8
NY                                       360                          359                        74.67                         6.19
FL                                       360                          359                           80                         7.34
NJ                                       360                          358                        69.74                         7.35
CA                                       360                          358                        78.18                          6.5
MI                                       360                          358                        65.65                          8.5
MI                                       360                          358                          100                         9.85
SC                                       360                          359                           80                         6.99
NE                                       360                          358                           90                          8.5
MA                                       360                          359                        46.32                          6.5
FL                                       360                          359                           80                          8.7
RI                                       360                          359                           90                         7.75
MO                                       360                          359                           80                         9.35
FL                                       360                          359                           80                         6.65
CA                                       360                          358                           95                         6.99
AZ                                       360                          358                           90                        7.225
TX                                       360                          359                           80                          8.7
FL                                       360                          359                        60.53                          7.1
ME                                       360                          359                           70                         7.85
VT                                       360                          359                        73.79                          7.5
VT                                       360                          360                        61.39                           12
NC                                       360                          359                           80                         7.65
MI                                       360                          358                        93.51                          6.8
MI                                       360                          359                           85                          9.8
MA                                       360                          358                           80                          6.6
FL                                       360                          359                           65                          8.2
FL                                       360                          359                           95                         6.75
MI                                       360                          359                           80                         8.25
MI                                       360                          359                          100                         8.85
GA                                       360                          359                           95                          7.8
CA                                       360                          359                        94.01                        7.475
CA                                       360                          358                        73.54                         7.15
CA                                       360                          358                        61.04                         5.25
TX                                       360                          357                        79.97                         7.15
TX                                       360                          359                        83.88                         7.85
FL                                       360                          358                           90                         7.35
ME                                       360                          359                           80                         9.45
WA                                       360                          359                        80.89                          8.6
FL                                       360                          359                          100                         8.55
CA                                       360                          358                        62.16                         6.05
MI                                       360                          359                        83.33                        8.115
CA                                       360                          359                           80                         7.99
MI                                       360                          359                           90                          8.9
MD                                       360                          359                        74.32                         6.39
VA                                       360                          359                           72                         6.95
VA                                       360                          358                           80                         6.54
VA                                       360                          359                           70                         7.45
VA                                       360                          359                        70.65                         7.99
VA                                       360                          359                           75                         7.35
NJ                                       360                          358                        76.64                          6.7
MN                                       360                          359                           95                         8.05
FL                                       360                          359                         57.6                          5.6
NY                                       360                          358                        64.29                         6.55
CA                                       360                          358                         61.7                         5.69
GA                                       360                          359                         78.4                         9.95
VA                                       360                          359                           75                          9.3
CA                                       360                          359                           85                          6.2
FL                                       360                          359                           75                         7.25
MI                                       360                          358                        51.65                          7.9
MA                                       360                          359                        91.72                          8.8
CT                                       360                          359                        46.65                            7
NY                                       360                          359                           95                         5.99
OH                                       360                          357                           85                         5.95
NY                                       360                          359                        78.81                          7.3
MI                                       360                          359                           90                         8.15
RI                                       360                          359                           80                         7.05
RI                                       360                          359                           85                         7.75
TN                                       360                          359                           80                         8.25
FL                                       360                          359                           65                         7.85
MI                                       360                          358                           80                          8.4
FL                                       360                          359                           80                          9.4
NH                                       360                          359                        58.14                        6.775
CA                                       360                          359                        64.77                          6.4
CA                                       360                          359                        46.51                          5.2
TX                                       360                          359                           80                          7.5
TX                                       360                          359                        67.58                         9.85
CA                                       360                          358                           70                          6.3
MI                                       360                          358                           70                          6.9
MA                                       360                          359                           85                          7.1
FL                                       360                          358                           90                          6.5
GA                                       360                          359                          100                         7.85
FL                                       360                          359                           80                          7.7
NJ                                       360                          359                        94.81                         6.75
MI                                       360                          359                           95                         9.65
FL                                       360                          359                        74.67                         7.85
CA                                       360                          359                           80                          6.2
FL                                       360                          359                           80                         8.55
CA                                       360                          358                        51.95                         6.05
NV                                       360                          358                           80                         8.25
NV                                       360                          359                        62.22                         7.45
NV                                       360                          358                        74.38                         6.85
MA                                       360                          359                        82.28                          6.7
PA                                       360                          359                        67.03                          9.6
MI                                       360                          359                           75                         8.74
GA                                       360                          359                           80                         7.74
MI                                       360                          359                           80                          6.6
MA                                       360                          358                         69.2                         6.45
DE                                       360                          358                           90                         9.45
CT                                       360                          359                        78.46                         6.55
NH                                       360                          359                           85                         7.85
CA                                       360                          359                           70                          7.6
CA                                       360                          358                           80                          6.6
FL                                       360                          358                        78.41                            7
NY                                       360                          359                           80                          8.5
CA                                       360                          358                           56                          6.3
MI                                       360                          359                        58.97                         5.75
FL                                       360                          359                           75                        11.65
SC                                       360                          359                         77.5                         7.95
FL                                       360                          359                        70.51                        10.75
CA                                       360                          359                        69.79                         5.59
FL                                       360                          358                        63.91                          7.9
RI                                       360                          359                        38.89                         6.75
RI                                       360                          359                           90                          8.4
RI                                       360                          358                           80                          7.2
RI                                       360                          358                           80                          9.5
CA                                       360                          359                           75                          6.3
CA                                       360                          358                        78.02                          6.9
CA                                       360                          359                        52.63                         6.25
FL                                       360                          359                           75                         8.75
MI                                       360                          359                           90                          8.1
TX                                       360                          359                           80                          7.5
CA                                       360                          359                           90                         6.74
CA                                       360                          359                           80                         5.95
CA                                       360                          359                        77.62                         8.99
FL                                       360                          359                        74.76                         7.74
MD                                       360                          359                           80                         6.75
NY                                       360                          358                        44.59                         5.99
TN                                       360                          359                        79.93                         7.25
CA                                       360                          358                         53.9                         6.35
IL                                       360                          359                         82.5                          6.8
ME                                       360                          358                        74.56                         8.25
CA                                       360                          359                           95                         8.64
MD                                       360                          359                           75                         6.89
FL                                       360                          359                           80                         9.35
CA                                       360                          359                           75                          9.4
PA                                       360                          359                           70                         9.99
CA                                       360                          359                        63.89                         8.39
VA                                       360                          359                          100                          8.8
VA                                       360                          359                           80                          6.7
FL                                       360                          359                        47.68                          8.1
OR                                       360                          358                           80                         6.15
NC                                       360                          359                           90                         7.95
WA                                       360                          358                           90                         6.45
GA                                       360                          359                           80                          8.6
FL                                       360                          358                        56.22                         6.25
GA                                       360                          358                           80                          8.2
RI                                       360                          359                           90                        7.475
MI                                       360                          359                           90                          8.5
AZ                                       360                          358                           80                         5.65
FL                                       360                          359                        77.78                         8.45
MD                                       360                          358                           80                         6.59
NY                                       360                          359                           80                         7.15
RI                                       360                          359                         62.1                          7.3
SC                                       360                          359                        69.57                         6.65
TN                                       360                          359                           90                         8.35
IL                                       360                          358                        79.24                          6.9
FL                                       360                          359                           95                         7.99
NY                                       360                          359                           80                         6.75
RI                                       360                          358                           90                         6.05
MO                                       360                          359                           80                          7.9
GA                                       360                          358                           80                          7.8
GA                                       360                          358                           80                         7.89
GA                                       360                          358                           80                         7.89
PA                                       360                          359                        67.07                          7.9
MI                                       360                          359                           80                          7.6
CA                                       360                          358                           90                        6.665
AZ                                       360                          358                           80                          8.2
VA                                       360                          358                           80                          7.7
UT                                       360                          359                          100                          8.1
MI                                       360                          359                           70                          8.1
MI                                       360                          359                           95                        10.85
CA                                       360                          358                         72.6                          5.9
AZ                                       360                          359                        75.71                          6.6
FL                                       360                          359                           65                          8.8
PA                                       360                          359                        58.04                         8.65
FL                                       360                          358                         56.7                          9.4
RI                                       360                          358                        66.67                          5.2
MI                                       360                          359                           90                         8.25
MI                                       360                          359                           80                         7.05
NV                                       360                          358                           80                         7.65
NV                                       360                          359                           90                          7.6
FL                                       360                          359                           80                         6.99
FL                                       360                          359                           85                          8.5
FL                                       360                          359                           65                         9.25
CA                                       360                          359                        63.29                         8.95
CA                                       360                          359                        84.98                          6.5
CA                                       360                          359                           45                         7.75
CA                                       360                          359                        58.82                         6.65
CA                                       360                          359                        48.33                         7.65
VA                                       360                          358                           85                         6.99
FL                                       360                          359                           55                          6.8
CA                                       360                          359                           80                          5.7
MI                                       360                          358                           80                         7.15
PA                                       360                          358                           90                         9.15
IL                                       360                          359                        52.64                          7.5
MI                                       360                          359                           80                         7.35
RI                                       360                          358                        84.84                         7.65
CA                                       360                          359                           95                         6.65
CA                                       360                          357                           75                         5.93
CT                                       360                          359                           70                         8.35
CA                                       360                          358                           80                          6.5
CA                                       360                          358                        54.59                         5.65
TX                                       360                          358                           80                         7.99
CA                                       360                          359                           80                         6.85
MA                                       360                          358                           85                          6.5
MN                                       360                          359                           80                          7.9
MA                                       360                          359                        94.44                          6.9
UT                                       360                          359                           80                         6.75
NY                                       360                          359                           90                          6.8
MA                                       360                          359                         75.4                         8.34
FL                                       360                          359                        68.85                          7.9
PA                                       360                          359                           80                            9
RI                                       360                          359                        67.44                          7.9
AZ                                       360                          358                           90                         7.79
MA                                       360                          359                        41.98                         7.45
IA                                       360                          359                        44.28                          7.3
CA                                       360                          359                        74.77                          6.4
NJ                                       360                          359                        71.19                         7.35
IL                                       360                          359                        72.13                          7.9
VA                                       360                          359                           80                         8.75
NY                                       360                          358                        79.92                         6.25
MI                                       360                          359                        79.71                         7.45
MD                                       360                          359                           60                          7.1
PA                                       360                          358                           85                         7.25
MD                                       360                          359                           80                          7.9
NY                                       360                          359                           80                        6.605
FL                                       360                          358                           80                         9.05
TX                                       360                          359                           95                        10.15
MI                                       360                          359                           80                         8.25
CA                                       360                          359                         73.2                         6.15
LA                                       360                          358                           80                         7.65
NY                                       360                          359                           70                        10.19
NY                                       360                          358                           70                         6.45
CA                                       360                          358                        50.22                         5.65
MN                                       360                          359                           80                          7.9
CA                                       360                          359                        46.09                         5.25
CA                                       360                          359                        24.89                          6.1
CA                                       360                          359                        66.67                          5.6
AZ                                       360                          359                           85                         6.59
FL                                       360                          358                           80                         9.45
GA                                       360                          359                           80                          9.1
MI                                       360                          359                           80                          8.3
TN                                       360                          359                           80                         8.65
CA                                       360                          358                        17.19                         6.95
SC                                       360                          359                           90                         9.45
FL                                       360                          358                           80                          9.9
NJ                                       360                          359                        89.62                         5.65
NC                                       360                          359                         81.4                         7.65
TX                                       360                          358                           80                          7.4
RI                                       360                          359                           90                          8.5
CA                                       360                          359                        60.77                         7.15
CA                                       360                          358                           80                          5.8
CA                                       360                          358                        57.45                         5.95
NY                                       360                          359                           80                          6.4
LA                                       360                          358                           80                         6.65
MI                                       360                          359                           95                          9.4
FL                                       360                          359                           80                         8.25
MN                                       360                          359                           80                          8.1
FL                                       360                          358                           75                         7.25
MA                                       360                          358                        57.84                         6.35
PA                                       360                          359                           85                         8.08
CA                                       360                          358                           80                          6.2
FL                                       360                          359                        43.48                          7.9
NY                                       360                          359                           85                          6.6
NY                                       360                          358                           80                          5.8
NC                                       360                          359                           85                         7.99
CA                                       360                          359                           80                         7.65
TX                                       360                          358                           80                          7.3
MI                                       360                          359                           80                         7.34
MN                                       360                          358                           90                          7.6
FL                                       360                          358                           90                         5.75
CA                                       360                          359                           80                         5.75
MI                                       360                          359                           95                          9.7
NY                                       360                          358                           90                          7.9
IL                                       360                          359                           80                          6.3
CA                                       360                          359                        61.86                          6.6
MD                                       360                          359                           80                         7.39
FL                                       360                          359                        94.66                          8.3
CA                                       360                          359                         62.5                         5.99
RI                                       360                          359                        79.84                          6.5
MA                                       360                          358                        62.43                          5.9
FL                                       360                          359                        66.79                         7.44
NJ                                       360                          359                           90                          6.4
MN                                       360                          359                           95                         9.99
MD                                       360                          359                           80                          6.9
FL                                       360                          359                           80                         9.05
FL                                       360                          359                        79.52                         6.99
OR                                       360                          359                           80                         7.05
KY                                       360                          359                           95                         6.75
MI                                       360                          359                           90                          8.1
CA                                       360                          359                        78.95                         6.99
MI                                       360                          359                           70                         8.65
SC                                       360                          358                           80                          5.9
VA                                       360                          358                        79.94                          7.6
RI                                       360                          359                           70                        7.125
RI                                       360                          358                        57.34                          5.5
CT                                       360                          359                        45.43                          6.4
CT                                       360                          358                        59.57                         7.45
MD                                       360                          359                        68.42                         7.95
PA                                       360                          359                           70                          8.6
PA                                       360                          359                           75                         7.05
NH                                       360                          359                        69.89                         9.25
MN                                       360                          359                          100                         6.99
CO                                       360                          359                           75                         8.85
MD                                       360                          359                         61.9                         6.99
VA                                       360                          359                           75                          8.5
NY                                       360                          357                        73.97                         6.69
OH                                       360                          359                           80                        8.515
MA                                       360                          359                        74.65                         7.75
CT                                       360                          359                          100                          6.7
NY                                       360                          359                           75                        10.39
NJ                                       360                          359                        43.02                         8.99
CA                                       360                          358                        77.11                          8.3
MI                                       360                          358                           85                         6.49
MI                                       360                          359                        84.62                          7.5
CA                                       360                          359                           95                         6.95
CA                                       360                          359                           65                          6.8
CA                                       360                          359                          100                          8.5
CA                                       360                          358                           85                         5.99
LA                                       360                          358                         91.3                         7.35
PA                                       360                          359                        89.37                         6.69
MA                                       360                          358                        73.42                          7.4
VA                                       360                          359                         71.1                         6.75
NC                                       360                          359                           80                          8.7
CA                                       360                          359                           85                            7
MI                                       360                          359                           70                        10.65
FL                                       360                          359                        54.93                          9.5
TX                                       360                          358                           48                         9.72
CA                                       360                          358                         68.1                         5.55
MI                                       360                          359                         76.9                         7.99
OH                                       360                          359                           80                          5.8
VA                                       360                          359                          100                            9
NY                                       360                          359                        69.59                         7.05
TX                                       360                          359                        59.37                          8.6
IN                                       360                          359                           70                        10.15
FL                                       360                          359                           80                          5.6
PA                                       360                          359                        78.68                          7.8
CA                                       360                          359                        67.07                          6.2
CA                                       360                          358                           80                         5.95
UT                                       360                          359                           80                          7.5
MN                                       360                          359                           80                         7.95
CA                                       360                          359                        52.27                         7.25
FL                                       360                          359                           80                        11.91
MD                                       360                          359                        73.29                         7.99
PA                                       360                          359                           75                         10.5
NY                                       360                          359                           80                          6.5
NJ                                       360                          358                           80                          8.7
FL                                       360                          359                           80                          6.3
MI                                       360                          358                           80                         6.99
CA                                       360                          359                        83.33                          5.8
FL                                       360                          358                           65                         11.4
CA                                       360                          358                           50                          7.5
MA                                       360                          359                        78.67                          9.1
VA                                       360                          359                           90                          5.9
CA                                       360                          359                           75                         7.64
TX                                       360                          359                           80                          9.6
FL                                       360                          359                        36.36                          7.1
NY                                       360                          359                        61.64                         6.35
NY                                       360                          359                        64.47                         6.75
TX                                       360                          359                        73.46                         8.85
CA                                       360                          359                        57.61                         6.45
CO                                       360                          359                           90                          8.1
CO                                       360                          359                           80                         6.85
ID                                       360                          359                        79.43                         7.55
FL                                       360                          359                           80                          8.9
MI                                       360                          359                        94.81                          7.9
IN                                       360                          359                        83.75                         7.55
FL                                       360                          359                           80                         9.45
FL                                       360                          359                           75                         8.65
CA                                       360                          358                           70                            6
VA                                       360                          359                           80                         8.05
MI                                       360                          358                           95                          7.8
CA                                       360                          359                        89.83                          7.9
MD                                       360                          358                        77.59                         6.35
MI                                       360                          358                           80                         7.85
FL                                       360                          359                           85                            9
MI                                       360                          359                           85                          7.7
CA                                       360                          358                        70.14                            6
CA                                       360                          358                        59.91                         5.65
FL                                       360                          359                           80                         7.85
NY                                       360                          358                        38.46                          8.7
MI                                       360                          360                           80                         8.65
RI                                       360                          359                           85                         7.25
FL                                       360                          359                        67.74                          8.5
MO                                       360                          357                           85                          9.2
CA                                       360                          359                        62.27                          5.6
CA                                       360                          358                        79.85                         6.35
UT                                       360                          359                           75                         8.99
CA                                       360                          358                        78.73                         5.35
NY                                       360                          357                         58.7                         6.95
CA                                       360                          359                           80                         9.25
NY                                       360                          359                        57.63                          5.9
FL                                       360                          358                           90                          6.5
WA                                       360                          359                           80                          7.8
VA                                       360                          359                         40.5                          8.6
NC                                       360                          359                           80                          9.2
LA                                       360                          359                           90                          7.9
TX                                       360                          359                        81.25                         9.75
FL                                       360                          359                        79.95                          5.5
MN                                       360                          358                           80                         6.85
MI                                       360                          358                           80                         6.44
MI                                       360                          359                           95                         8.25
TX                                       360                          359                           75                         7.55
CA                                       360                          358                           65                         5.25
MI                                       360                          359                           80                         7.75
MN                                       180                          179                           80                        7.487
FL                                       360                          359                        53.69                            7
AZ                                       360                          359                           70                         6.45
MN                                       360                          358                           80                         7.54
NY                                       360                          359                           70                         5.99
MI                                       360                          359                           80                         9.75
LA                                       360                          358                           75                         6.65
MA                                       360                          359                        65.75                         7.15
RI                                       360                          358                        80.36                          7.6
AZ                                       360                          359                           80                         7.69
FL                                       360                          359                           70                         7.55
LA                                       360                          359                           80                         9.75
VA                                       360                          358                           90                          8.2
MA                                       360                          359                        62.72                          7.1
FL                                       360                          359                        59.02                         6.85
FL                                       360                          359                        74.38                            7
CA                                       360                          359                           65                          5.9
CA                                       360                          358                           80                          6.1
DC                                       360                          358                        61.74                            6
NY                                       360                          358                           90                         5.99
NY                                       360                          359                           90                          6.5
MN                                       360                          358                           80                         6.15
MI                                       360                          359                        76.35                         7.85
CO                                       360                          358                        80.53                          6.9
CA                                       360                          358                        50.72                         6.35
CA                                       360                          358                        69.44                          5.5
TX                                       360                          359                           70                         8.99
MI                                       360                          358                           80                          7.7
MD                                       360                          358                           85                         6.85
CA                                       360                          358                        89.68                          5.4
RI                                       360                          359                           90                         7.55
CA                                       360                          358                        58.25                         5.65
AZ                                       360                          358                           90                         6.75
MI                                       360                          359                        79.98                            9
CA                                       360                          358                           80                          5.9
MI                                       360                          358                           95                         7.99
FL                                       360                          358                           85                         7.21
MI                                       360                          359                           80                            7
CA                                       360                          359                        56.78                         6.75
CA                                       360                          359                           95                          7.8
CA                                       360                          358                           80                         5.25
CA                                       360                          358                         76.4                          6.5
TX                                       360                          358                           80                         8.35
CA                                       360                          358                        57.58                          8.2
TX                                       360                          359                           80                         7.35
MI                                       360                          359                           90                          8.4
MI                                       360                          359                          100                         8.25
MI                                       360                          358                           80                          6.4
MI                                       360                          359                          100                         8.35
TX                                       360                          358                           90                         8.35
TX                                       360                          360                        82.17                         6.85
MI                                       360                          359                          100                          9.1
CA                                       360                          358                           80                          6.8
FL                                       360                          359                         49.3                         6.85
VA                                       360                          359                        80.63                         7.05
CA                                       360                          359                         52.5                         7.05
CA                                       360                          358                           75                         8.25
CA                                       360                          359                           95                         6.65
FL                                       360                          359                        61.46                         6.69
MD                                       360                          358                        79.35                          7.6
MI                                       360                          358                        69.89                         6.85
CA                                       360                          358                        69.25                         5.99
CA                                       360                          358                           80                         5.25
AZ                                       360                          358                        73.11                          6.6
NY                                       360                          359                           75                          6.6
NY                                       360                          359                           80                         9.84
VA                                       360                          358                           70                          9.4
VA                                       360                          359                           65                         9.45
CA                                       360                          358                        56.84                         6.85
MI                                       360                          359                           80                         10.1
TX                                       360                          359                           80                          9.4
OH                                       360                          359                          100                         9.74
MI                                       360                          359                        82.17                         9.85
AR                                       360                          359                        78.43                         9.55
OH                                       360                          359                           80                          6.4
MI                                       360                          359                        88.51                         8.85
CA                                       360                          359                        71.76                         6.35
CA                                       360                          359                          100                         7.75
CA                                       360                          358                           95                          7.4
CA                                       360                          358                        64.29                          6.6
NJ                                       360                          358                        89.14                          6.4
CA                                       360                          358                           95                         5.99
CA                                       360                          358                           80                         6.99
CA                                       360                          358                           70                          5.5
CA                                       360                          358                           80                         5.55
MD                                       360                          359                           80                         6.55
OH                                       360                          359                           80                          7.1
OH                                       360                          359                           80                         8.25
UT                                       360                          359                           95                          8.1
OH                                       360                          358                           80                         6.55
OH                                       360                          359                           95                         9.35
TN                                       360                          359                           80                         7.95
OH                                       360                          358                           90                        7.775
OH                                       360                          359                        94.78                         7.52
OH                                       360                          359                           65                         9.95
CA                                       360                          358                           70                          6.6
CA                                       360                          359                        49.47                         7.25
AZ                                       360                          359                        77.78                          7.9
CA                                       360                          358                        59.46                         6.35
CA                                       360                          359                        74.71                         7.45
CA                                       360                          359                        53.76                          5.6
OH                                       360                          359                           80                         8.95
MI                                       360                          358                           80                          7.3
OH                                       360                          359                           95                          9.6
CA                                       360                          358                        14.78                         6.95
CO                                       360                          359                           80                          8.1
TX                                       360                          359                        83.17                          7.9
OH                                       360                          359                           80                         8.75
CA                                       360                          359                           80                          5.4
MN                                       360                          359                           80                          9.1
MN                                       360                          359                        74.44                         7.75
NC                                       360                          359                           70                         6.99
OH                                       360                          359                           80                         7.74
OH                                       360                          359                        88.49                         6.65
FL                                       360                          359                           80                            7
MI                                       360                          359                           80                          8.4
OH                                       360                          359                           80                          7.5
MN                                       360                          359                           70                          7.6
OH                                       360                          359                         36.5                         11.9
OH                                       360                          359                          100                         9.35
MD                                       360                          359                        79.84                         7.75
OH                                       360                          359                           80                          8.9
OH                                       360                          359                          100                          9.6
OH                                       360                          359                           80                          8.4
FL                                       360                          359                           95                         8.45
CA                                       360                          359                           95                         7.55
NC                                       360                          359                           80                         6.25
OH                                       360                          359                           80                         7.95
CA                                       360                          359                        55.43                          6.7
CA                                       360                          359                        27.59                          7.4
MI                                       360                          359                           90                         7.05
OH                                       360                          359                          100                         9.29
OH                                       360                          359                           80                         7.85
OH                                       360                          359                          100                         6.85
PA                                       360                          359                        84.63                          6.2
MI                                       360                          359                           80                         8.75
NJ                                       360                          359                        69.77                         7.45
MI                                       360                          359                           95                         7.95
MI                                       360                          358                           60                         7.95
OH                                       360                          359                           95                         10.4
OH                                       360                          359                          100                          9.9
OH                                       360                          359                           80                         6.55
OH                                       360                          359                         62.5                        10.45
OH                                       360                          359                           80                         7.24
OH                                       360                          359                           80                         11.8
MN                                       360                          358                           80                          6.4
OH                                       360                          359                           95                          8.3
FL                                       360                          359                        94.74                         7.89
OH                                       360                          359                           80                          7.6
PA                                       360                          359                           80                          8.1
OH                                       360                          359                          100                         8.65
MI                                       360                          359                           95                         7.85
OH                                       360                          359                           80                          7.2
MD                                       360                          358                        61.54                         7.75
NJ                                       360                          359                        84.09                          7.6
CA                                       360                          358                        68.58                         5.65
NC                                       360                          359                        46.05                         6.85
CA                                       360                          359                        41.27                         6.99
MD                                       360                          358                           80                            7
MA                                       360                          358                        56.38                          6.4
OH                                       360                          359                           80                          8.5
FL                                       360                          359                        64.58                         7.75
MD                                       360                          359                           80                         6.96
OH                                       360                          358                           95                         7.49
OH                                       360                          359                          100                         8.15
TX                                       360                          359                           80                        10.14
PA                                       360                          359                           80                         9.55
FL                                       360                          359                           80                          8.9
NY                                       360                          359                        72.29                          6.2
CA                                       360                          358                           90                          6.5
OH                                       360                          359                           90                          9.2
OH                                       360                          359                           95                        7.575
NY                                       360                          359                        71.43                        6.765
OH                                       360                          358                           80                          5.8
OH                                       360                          359                           80                         9.05
OH                                       360                          359                          100                          7.8
OH                                       360                          359                          100                         6.95
OH                                       360                          358                        35.64                         6.85
OH                                       360                          359                           80                         7.85
OH                                       360                          359                           80                          8.2
OH                                       360                          359                           80                         7.65
OH                                       360                          359                           80                          9.2
OH                                       360                          359                          100                         9.15
OH                                       360                          359                          100                          9.4
MN                                       360                          359                           80                         9.45
CA                                       360                          359                        75.61                          6.3
MN                                       360                          359                           75                          7.1
OH                                       360                          359                           80                          7.8
OH                                       360                          358                           80                         6.59
OH                                       360                          359                          100                          9.2
OH                                       360                          359                           80                         6.65
MD                                       360                          359                        74.47                         6.75
FL                                       360                          359                        76.73                          8.5
OH                                       360                          359                           80                          8.1
OH                                       360                          359                           80                          8.1
OH                                       360                          359                          100                         9.64
OH                                       360                          359                           80                         7.64
MN                                       360                          358                          100                         6.77
MN                                       360                          359                           85                          6.6
NY                                       360                          359                           80                         6.45
FL                                       360                          359                           75                         7.34
OH                                       360                          359                        91.89                          8.4
MN                                       360                          359                           80                          7.7
MN                                       360                          359                        97.64                          8.3
MN                                       360                          358                        62.34                         10.2
RI                                       360                          359                           90                         6.65
OH                                       360                          359                           80                          7.5
FL                                       360                          359                        64.35                         9.25
OH                                       360                          359                           80                        10.35
OH                                       360                          359                           80                            8
NY                                       360                          357                           75                          7.6
MI                                       360                          359                           95                         7.65
OH                                       360                          359                          100                        10.14
OH                                       360                          359                           80                         6.99
OH                                       360                          359                           80                         7.45
OH                                       360                          359                           80                         7.75
MI                                       360                          359                        68.45                         6.49
MI                                       360                          359                        28.75                         8.45
OH                                       360                          358                           80                         7.75
OH                                       360                          359                          100                         9.75
OH                                       180                          179                        69.44                        11.35
MI                                       360                          358                        72.18                        7.588
MD                                       360                          359                           80                         7.15
OH                                       360                          359                           80                          7.4
MI                                       360                          359                        64.55                         8.35
OH                                       360                          359                          100                         8.25
NC                                       360                          358                           80                         6.82
MN                                       360                          358                           80                          6.5
OH                                       360                          359                          100                         7.95
OH                                       360                          359                           80                          8.8
OH                                       360                          359                           80                          8.7
NY                                       360                          358                        69.86                        6.475
MN                                       360                          359                        74.69                         8.89
VA                                       360                          359                        75.48                         10.4
OH                                       360                          359                        79.63                         9.65
OH                                       360                          359                           80                            9
MN                                       360                          359                        79.69                         9.29
OH                                       360                          359                        79.27                       10.475
OH                                       360                          359                           65                        10.25
NY                                       360                          359                        84.54                          6.8
OH                                       360                          359                           95                          7.4
OH                                       360                          358                           80                         6.85
OH                                       360                          358                           95                          9.3
OH                                       360                          359                           80                         7.34
NC                                       360                          358                        33.98                          6.5
OH                                       360                          359                           80                          8.6
MN                                       360                          359                           80                          8.6
OH                                       360                          359                           75                        9.025
NY                                       360                          359                        92.54                         6.95
OH                                       360                          359                           80                         8.15
MD                                       360                          358                           90                          7.7
OH                                       360                          359                           80                          8.2
MN                                       360                          359                           75                         8.65
OH                                       360                          359                           80                       10.875
OH                                       360                          358                        84.52                         6.99
OH                                       360                          360                           90                         11.8
NC                                       360                          359                           80                          9.9
OH                                       360                          359                          100                         9.15
OH                                       360                          359                           90                         9.35
MN                                       360                          358                        52.09                          6.4
MN                                       360                          359                           80                          6.7
OH                                       360                          359                           80                        9.825
MD                                       360                          360                           80                          6.7
OH                                       360                          359                           90                         10.1
OH                                       360                          359                           95                          8.9
OH                                       360                          359                           95                         9.05
OH                                       360                          358                           90                         6.99
OH                                       360                          359                         56.3                         10.1
MN                                       360                          359                           80                        10.85
MN                                       360                          359                        83.81                          7.6
OH                                       360                          359                        91.06                          7.5
MI                                       360                          359                           80                         8.35
OH                                       360                          359                           90                           11
OH                                       360                          359                           80                          8.5
OH                                       360                          359                           75                         8.85
OH                                       360                          359                           80                         9.85
OH                                       360                          359                           80                         8.25
OH                                       360                          359                           80                         9.15
OH                                       360                          359                           95                         7.05
OH                                       360                          359                        64.55                        11.25
OH                                       360                          358                           90                         8.85
OH                                       360                          359                           95                         8.54
OH                                       360                          359                           95                         8.35
OH                                       360                          359                           80                         7.25
MN                                       360                          359                           75                         9.65
OH                                       360                          359                          100                          7.8
NC                                       360                          358                        63.04                         6.98
OH                                       360                          359                           95                         8.65
OH                                       360                          359                          100                         9.35
OH                                       360                          360                           75                        10.55
OH                                       360                          358                           90                         8.65
OH                                       360                          359                           70                          6.4
OH                                       360                          359                           95                         8.19
OH                                       360                          359                        56.32                         8.99
OH                                       360                          359                           90                         9.93
OH                                       360                          359                           90                         9.34
OH                                       360                          359                           85                         6.75
OH                                       360                          359                        90.88                          8.2
OH                                       360                          359                           85                            7
OH                                       360                          358                           85                         6.95
OH                                       360                          359                        76.42                         8.95
OH                                       360                          358                           90                          7.7
OH                                       360                          359                           75                         10.2
OH                                       360                          359                           75                          8.8
OH                                       360                          359                           80                         10.9
OH                                       360                          359                        67.42                         10.8
OH                                       360                          359                           95                         8.15
OH                                       360                          359                        67.69                         5.45
OH                                       360                          359                           95                          8.1
OH                                       360                          359                           80                          6.7
OH                                       360                          359                        62.37                         9.85
OH                                       360                          359                           90                         8.25
OH                                       360                          359                           80                          8.3
MN                                       360                          359                           80                         6.05
OH                                       360                          358                        51.28                         9.99
OH                                       360                          359                        89.88                         8.59
OH                                       360                          359                           80                          7.4
OH                                       360                          358                           85                         6.85
OH                                       360                          358                           95                          8.2
NC                                       360                          359                        32.64                          6.9
OH                                       360                          359                           80                         7.95
OH                                       360                          359                           90                         10.8
OH                                       360                          359                           95                         7.79
OH                                       360                          359                           85                          8.7
OH                                       360                          359                           85                         7.75
OH                                       360                          359                           90                         7.65
OH                                       360                          359                           85                         9.15
OH                                       360                          358                           85                         7.15
OH                                       360                          359                           80                          7.7
------------------------------------------------------------------------------------------------------------------------------------
                                                                      357                        77.84                         7.56
------------------------------------------------------------------------------------------------------------------------------------

TX                                       360                          359                          100                         11.5
TX                                       360                          359                          100                           11
NC                                       360                          359                          100                         8.75
SC                                       360                          359                          100                           11
CO                                       360                          359                          100                       10.875
TX                                       360                          359                          100                         11.5
CO                                       360                          359                          100                         10.9
NC                                       360                          358                          100                         8.75
TX                                       360                          358                          100                           12
CO                                       360                          359                          100                         11.4
CO                                       360                          359                          100                       10.275
MD                                       360                          359                          100                         11.9
GA                                       360                          359                          100                         11.9
TX                                       360                          359                          100                         11.4
MD                                       360                          359                          100                         10.9
MD                                       360                          359                          100                         8.75
MD                                       360                          359                          100                         11.9
MD                                       360                          359                          100                           11
GA                                       360                          359                          100                         11.9
TX                                       360                          359                          100                         11.4
TX                                       360                          359                          100                         11.9
MD                                       360                          359                          100                         9.65
NV                                       360                          359                          100                        9.875
OK                                       360                          358                           75                         7.25
TX                                       360                          356                          100                           12
TX                                       360                          359                        97.15                        11.99
GA                                       360                          359                          100                         11.5
DE                                       360                          359                          100                         11.9
FL                                       360                          359                          100                         11.4
CO                                       360                          359                          100                         11.4
UT                                       360                          359                          100                         10.9
NC                                       360                          359                          100                         11.9
CA                                       360                          358                          100                          8.5
SC                                       360                          359                          100                         11.5
IN                                       360                          359                          100                         9.25
NV                                       360                          358                          100                        9.875
KY                                       360                          359                          100                        9.875
NC                                       360                          358                          100                           11
GA                                       360                          359                          100                           11
AZ                                       360                          359                          100                         10.5
FL                                       360                          359                          100                           11
FL                                       360                          359                          100                         11.9
AZ                                       360                          359                          100                           11
MD                                       360                          359                          100                         10.9
IL                                       360                          359                          100                         10.5
CO                                       360                          359                          100                         11.4
CA                                       360                          357                           65                          6.8
TX                                       360                          359                          100                         11.4
WI                                       360                          359                          100                       10.275
TX                                       360                          359                          100                          8.5
CA                                       360                          359                          100                         10.5
CA                                       360                          359                          100                        10.25
SC                                       360                          357                        66.67                         7.45
SC                                       360                          359                          100                         10.9
NC                                       360                          359                          100                         11.5
GA                                       360                          359                          100                         9.75
FL                                       360                          359                          100                           11
GA                                       180                          179                        67.04                         7.99
PA                                       360                          359                          100                         10.9
ME                                       360                          357                           80                        7.875
TX                                       360                          359                          100                           12
CO                                       360                          359                          100                         11.5
SC                                       360                          359                          100                         11.5
ME                                       360                          359                          100                         11.5
TX                                       360                          359                          100                           11
WI                                       360                          359                          100                         10.9
CO                                       360                          359                          100                         11.9
GA                                       360                          358                           80                        6.415
MA                                       360                          359                          100                          8.5
TX                                       360                          359                          100                         11.4
WY                                       360                          359                          100                         11.9
WY                                       360                          359                          100                         10.5
WY                                       360                          359                          100                         11.5
FL                                       360                          358                          100                         8.75
GA                                       360                          359                          100                       10.275
TX                                       360                          359                          100                         10.9
TX                                       360                          359                          100                           12
CO                                       360                          359                          100                          8.5
MD                                       360                          359                          100                         9.15
AZ                                       360                          358                           80                        12.45
CO                                       360                          359                          100                         11.5
GA                                       360                          359                          100                          8.5
CA                                       360                          359                          100                         10.9
MA                                       360                          359                          100                          8.9
TX                                       360                          359                          100                         10.5
TX                                       360                          359                          100                        11.99
OH                                       360                          359                          100                         11.5
GA                                       360                          359                          100                         10.5
CO                                       360                          359                          100                          9.5
WI                                       360                          359                          100                         9.65
NC                                       360                          359                          100                         10.9
NC                                       360                          359                          100                         11.9
TX                                       360                          359                          100                           11
TX                                       360                          359                          100                         10.9
TX                                       360                          359                          100                           12
WA                                       360                          359                          100                         10.5
NY                                       360                          359                          100                        9.875
MA                                       360                          359                          100                         11.9
MA                                       360                          359                          100                          8.5
TN                                       360                          359                          100                         8.25
TX                                       360                          359                          100                         11.9
TX                                       360                          359                          100                           12
TX                                       360                          359                          100                         11.4
TX                                       360                          359                          100                         11.5
TX                                       360                          359                          100                         10.9
FL                                       360                          359                          100                         8.75
GA                                       360                          359                          100                         11.5
VT                                       360                          357                           85                         6.89
TX                                       360                          359                          100                         10.9
TN                                       360                          359                          100                         8.42
NH                                       360                          359                          100                        9.875
IL                                       360                          359                          100                         11.5
FL                                       360                          359                        70.75                        12.95
NC                                       360                          359                          100                           11
PA                                       360                          359                          100                         11.5
IL                                       360                          359                          100                         11.4
NV                                       360                          359                          100                         9.25
MA                                       360                          359                          100                       10.275
PA                                       360                          359                          100                           11
FL                                       360                          357                        45.45                         8.15
TX                                       360                          359                          100                         11.5
FL                                       360                          359                          100                        8.675
CO                                       360                          359                          100                         11.5
CT                                       360                          359                          100                         11.9
PA                                       360                          359                          100                         11.5
GA                                       360                          356                          100                         11.5
MD                                       360                          359                          100                            6
NC                                       360                          359                          100                       10.875
GA                                       360                          359                          100                         10.9
OH                                       360                          359                          100                         10.9
OH                                       360                          359                          100                         11.9
WI                                       360                          359                          100                           11
MA                                       360                          359                          100                         10.9
NJ                                       360                          359                          100                         9.99
MA                                       360                          359                          100                         10.9
NH                                       360                          359                          100                         10.9
FL                                       360                          359                          100                         10.5
NJ                                       360                          359                          100                           11
CO                                       360                          359                          100                         10.9
CO                                       360                          359                          100                         10.5
CO                                       360                          359                          100                         9.25
TX                                       360                          359                          100                         11.4
GA                                       360                          359                          100                         10.9
TX                                       360                          359                          100                         11.4
TX                                       360                          358                          100                           12
OH                                       360                          359                          100                          8.5
MD                                       360                          358                          100                         9.25
NY                                       360                          359                          100                           11
CA                                       360                          357                           53                          7.9
OK                                       360                          359                          100                         10.9
NY                                       360                          359                          100                         8.75
TX                                       360                          357                          100                           11
CA                                       360                          359                           90                         5.99
CA                                       360                          359                          100                       10.275
MN                                       360                          359                          100                          9.5
MO                                       360                          359                          100                         10.5
IL                                       360                          359                          100                          8.5
MA                                       360                          359                          100                         11.4
NH                                       360                          359                          100                       10.275
WA                                       360                          358                          100                         10.5
GA                                       360                          359                        99.34                         11.5
TX                                       360                          359                          100                           11
TX                                       360                          359                          100                         11.9
TX                                       360                          359                          100                         10.9
IL                                       360                          359                          100                       10.275
GA                                       360                          359                          100                         11.5
PA                                       360                          359                          100                       10.275
FL                                       360                          359                          100                       10.875
WA                                       360                          359                          100                         11.4
OH                                       360                          359                          100                         11.4
NC                                       360                          359                          100                         11.5
IN                                       360                          359                          100                           11
IL                                       360                          359                          100                         11.4
WA                                       360                          358                          100                         8.75
AL                                       360                          359                          100                           11
KY                                       360                          359                          100                         9.65
NJ                                       360                          359                        74.26                          8.9
GA                                       360                          359                          100                         11.9
CO                                       360                          359                          100                       10.275
NJ                                       360                          359                          100                        11.25
TX                                       360                          359                          100                         8.75
NV                                       360                          359                        76.18                        10.25
NJ                                       360                          358                          100                         9.25
NH                                       360                          359                          100                          9.3
PA                                       360                          359                          100                         10.5
PA                                       360                          359                          100                        9.875
KY                                       360                          359                        65.79                         7.95
FL                                       360                          359                          100                         10.9
CT                                       360                          359                          100                         11.9
WI                                       360                          359                          100                        9.875
OH                                       360                          359                          100                         11.5
OH                                       360                          359                          100                         10.5
UT                                       360                          359                          100                         11.9
VT                                       360                          359                          100                           11
WY                                       360                          359                          100                         11.4
OH                                       360                          359                          100                         9.25
GA                                       360                          359                          100                         11.4
MA                                       360                          358                          100                         8.75
MA                                       360                          359                          100                         9.25
CA                                       360                          358                          100                         8.75
NC                                       360                          359                          100                         11.9
NY                                       360                          358                        80.53                        10.99
NY                                       360                          359                          100                       11.275
GA                                       360                          359                          100                         11.5
CO                                       360                          359                          100                         10.9
OH                                       360                          359                          100                           11
UT                                       360                          359                          100                           11
IA                                       360                          359                          100                         11.5
IA                                       360                          359                          100                         11.5
CA                                       360                          359                          100                          8.5
MA                                       360                          359                          100                          8.5
CA                                       360                          359                          100                           11
OH                                       360                          359                          100                         10.5
OH                                       360                          359                          100                         8.75
NY                                       360                          359                          100                         11.9
TX                                       360                          359                          100                         9.75
GA                                       360                          359                          100                         10.5
KY                                       360                          359                          100                         10.5
FL                                       360                          359                          100                         10.5
FL                                       360                          359                          100                         10.5
FL                                       360                          359                          100                         11.4
OH                                       360                          359                          100                         8.75
CT                                       360                          358                           90                         7.25
OH                                       360                          359                          100                         10.5
FL                                       360                          359                          100                         11.5
IL                                       360                          359                          100                           11
CA                                       360                          359                          100                          9.9
CA                                       360                          358                           80                          5.8
FL                                       360                          358                           90                          7.8
UT                                       360                          359                          100                       10.275
ME                                       360                          359                          100                         11.4
IA                                       360                          359                          100                        10.28
WA                                       360                          359                          100                         10.9
IN                                       360                          359                          100                         9.25
CA                                       360                          359                          100                        11.75
TX                                       360                          359                          100                           12
KY                                       360                          359                          100                         9.65
LA                                       360                          359                          100                         9.15
NY                                       360                          359                          100                         9.65
CA                                       360                          359                          100                         8.75
CA                                       360                          359                        69.42                         6.82
OK                                       360                          358                           85                           10
CA                                       360                          359                          100                          9.5
GA                                       360                          358                          100                         11.5
CA                                       360                          359                          100                         11.5
MD                                       360                          359                          100                         11.4
SC                                       360                          359                          100                         11.4
CT                                       360                          359                          100                         11.5
VA                                       360                          359                          100                         11.5
TN                                       360                          358                           80                         7.75
FL                                       360                          355                          100                          8.5
PA                                       360                          359                          100                        9.875
PA                                       360                          359                          100                         11.4
CA                                       360                          359                          100                         9.75
CA                                       360                          359                          100                         10.9
CA                                       360                          358                           95                          8.5
CA                                       360                          359                          100                           11
TX                                       360                          359                          100                           11
TX                                       360                          359                          100                         11.5
MA                                       360                          359                          100                         11.4
KY                                       360                          359                          100                         11.5
AZ                                       360                          358                          100                         10.5
UT                                       360                          359                          100                         10.5
CA                                       360                          359                          100                         9.25
CA                                       360                          359                          100                         8.75
CA                                       360                          359                          100                         10.5
IL                                       360                          359                          100                           11
AZ                                       360                          359                        84.84                         11.5
FL                                       360                          359                          100                         11.5
MA                                       360                          359                           80                         8.15
VA                                       360                          359                          100                           11
FL                                       360                          359                          100                         10.5
NH                                       360                          359                          100                         10.9
NC                                       360                          358                          100                         8.75
CO                                       360                          359                          100                         11.5
CA                                       360                          359                          100                           11
NH                                       360                          359                          100                         11.4
NY                                       360                          359                          100                          9.5
HI                                       360                          360                         84.9                        11.34
NC                                       360                          359                          100                         11.5
CT                                       360                          359                          100                         11.5
CA                                       360                          359                          100                         10.5
WA                                       360                          359                          100                         9.88
FL                                       360                          359                        61.79                         9.15
FL                                       360                          359                         64.2                        7.725
TN                                       360                          359                          100                         8.42
HI                                       360                          359                          100                         5.99
TN                                       360                          359                          100                         8.37
CT                                       360                          359                          100                         9.65
CT                                       360                          358                          100                         9.25
NE                                       360                          358                           95                        11.25
CA                                       360                          359                          100                         11.5
NY                                       360                          359                          100                         11.5
FL                                       360                          359                          100                         10.5
FL                                       360                          359                          100                           11
FL                                       360                          358                           85                         8.95
WA                                       360                          359                          100                         9.25
CA                                       360                          359                           80                         6.75
IL                                       360                          359                          100                           11
CA                                       360                          359                          100                           11
MA                                       360                          359                           80                         6.55
VA                                       360                          359                          100                         8.75
CA                                       360                          359                          100                        10.99
FL                                       360                          359                          100                         8.99
NH                                       360                          359                          100                          8.5
CA                                       360                          357                           85                          7.4
MI                                       360                          359                          100                         10.5
NY                                       360                          359                          100                          9.5
MI                                       360                          359                          100                         10.9
MI                                       360                          359                          100                         9.65
CO                                       360                          359                          100                         8.75
CA                                       360                          359                        73.09                        9.925
FL                                       360                          359                          100                       10.875
SC                                       360                          359                           80                        8.125
NY                                       360                          359                          100                         11.4
CA                                       360                          359                          100                         9.25
KY                                       360                          359                          100                         11.9
CA                                       360                          359                          100                          9.5
TX                                       360                          359                          100                         11.5
TX                                       360                          359                          100                           12
MI                                       360                          359                          100                         10.5
CA                                       360                          358                        99.64                         8.75
FL                                       360                          359                          100                         10.5
CA                                       360                          359                          100                         9.25
NC                                       360                          359                          100                         11.4
NC                                       360                          359                          100                         11.4
AL                                       360                          359                          100                         11.9
ID                                       360                          359                           66                          8.1
CA                                       360                          359                           80                         6.15
MO                                       360                          359                          100                           11
WA                                       360                          359                          100                           11
FL                                       360                          358                          100                         11.5
CA                                       360                          359                          100                         10.9
CA                                       360                          359                          100                          9.5
NH                                       360                          359                           80                          7.8
FL                                       360                          359                          100                         9.25
CA                                       360                          357                        63.32                         8.35
PA                                       360                          359                          100                         11.5
MI                                       360                          359                          100                         11.5
MI                                       360                          359                          100                         11.5
ME                                       360                          357                           85                         8.35
CA                                       360                          359                          100                          9.5
VA                                       360                          359                          100                         11.9
CA                                       360                          359                          100                          9.5
CA                                       360                          358                          100                         9.25
VA                                       360                          359                        98.18                         10.9
AZ                                       360                          359                          100                       10.275
CA                                       360                          358                          100                         10.5
MA                                       360                          359                        81.35                         12.1
CA                                       360                          359                          100                        10.25
IL                                       360                          359                           90                          9.8
TX                                       360                          359                           80                         6.54
MA                                       360                          359                           95                         8.24
FL                                       360                          359                        66.24                         7.45
FL                                       360                          359                          100                         11.5
SC                                       180                          177                         57.2                          8.9
TX                                       360                          359                          100                         11.5
ME                                       360                          357                           85                         8.99
NY                                       360                          359                           95                         7.25
CA                                       360                          358                           95                        11.25
CA                                       360                          359                          100                         8.75
OR                                       360                          359                          100                         11.5
SC                                       360                          359                           95                        10.95
NV                                       360                          359                          100                         8.75
MI                                       360                          359                          100                         11.9
FL                                       360                          359                          100                         11.4
CA                                       360                          359                          100                          8.5
CA                                       360                          359                          100                         10.5
NV                                       360                          359                          100                         8.75
NV                                       360                          359                          100                         9.99
NC                                       360                          357                           85                        10.05
MI                                       360                          359                          100                         8.75
CA                                       360                          359                          100                         11.4
NH                                       360                          359                          100                         10.9
TX                                       360                          359                           80                         10.5
GA                                       360                          359                          100                         11.9
AZ                                       360                          359                           75                          7.1
NC                                       360                          359                           80                        11.05
VA                                       360                          359                          100                         8.75
NY                                       360                          358                        82.09                       11.125
UT                                       360                          359                          100                         11.4
CA                                       180                          178                          100                           11
CA                                       360                          359                          100                          8.5
AZ                                       360                          359                        64.83                       10.625
CA                                       360                          359                          100                           11
NY                                       360                          359                          100                          9.5
MO                                       360                          359                          100                         10.5
AZ                                       360                          359                           75                         7.55
CA                                       360                          359                          100                         9.75
MD                                       360                          359                          100                         10.9
MA                                       360                          358                           80                          6.2
FL                                       360                          357                         52.7                         8.55
NY                                       360                          359                          100                          9.5
GA                                       360                          359                           95                         6.25
NH                                       360                          359                          100                         11.5
MO                                       360                          359                          100                         10.9
MA                                       360                          358                          100                         9.75
MA                                       360                          359                           80                        7.725
NY                                       360                          359                        78.07                         5.99
FL                                       360                          359                          100                         9.15
FL                                       360                          359                          100                         10.9
MD                                       360                          359                          100                         11.9
CA                                       360                          359                        90.83                         6.35
MI                                       360                          359                          100                         10.9
TX                                       360                          359                           80                         10.3
CA                                       360                          359                          100                        9.875
MO                                       360                          359                          100                         10.5
MO                                       360                          359                        99.52                         10.9
CA                                       360                          359                          100                         9.25
MI                                       360                          359                          100                         9.25
IL                                       180                          179                           95                         9.15
FL                                       360                          359                           85                          7.5
ME                                       360                          357                        68.48                         7.15
NH                                       360                          359                          100                           11
MD                                       360                          359                          100                         10.9
FL                                       360                          359                           58                         10.8
CA                                       360                          358                          100                         9.75
CA                                       360                          359                          100                        11.25
DE                                       360                          359                          100                           11
CA                                       360                          359                          100                         8.75
NJ                                       360                          359                          100                         11.5
CA                                       360                          359                          100                         10.5
UT                                       360                          358                          100                           11
NY                                       360                          359                          100                        10.25
FL                                       360                          359                           95                         7.85
CO                                       360                          359                          100                         9.75
RI                                       360                          359                          100                         10.9
CA                                       360                          359                          100                       11.875
CT                                       360                          359                          100                        9.875
CT                                       360                          359                          100                           11
CA                                       360                          359                          100                           11
TX                                       360                          359                          100                       11.275
NC                                       360                          357                           85                        9.175
CA                                       360                          358                          100                       10.875
CA                                       360                          359                          100                       10.875
MO                                       360                          359                        61.18                         8.85
TX                                       120                          119                        72.46                         7.65
TX                                       360                          359                           65                         11.8
MI                                       360                          359                          100                         11.5
FL                                       360                          359                          100                         11.9
DE                                       360                          359                          100                           11
MA                                       360                          359                           50                         7.95
CA                                       360                          358                          100                          9.5
CT                                       360                          359                          100                         8.75
GA                                       360                          359                          100                       11.275
NY                                       360                          359                           80                         6.89
TX                                       360                          359                           80                         7.95
CA                                       360                          359                          100                         11.5
MN                                       360                          358                          100                         9.39
VA                                       360                          359                          100                           11
FL                                       360                          359                          100                         7.99
NY                                       360                          359                          100                         11.5
NY                                       360                          359                        85.71                         6.35
ME                                       240                          238                        75.56                         9.34
IN                                       360                          359                           90                        10.14
MD                                       360                          359                          100                         11.9
CO                                       360                          359                          100                         8.75
CA                                       360                          359                           80                         9.75
TX                                       180                          178                           58                         5.99
TX                                       360                          359                        68.52                         6.25
CO                                       360                          359                          100                         11.9
MA                                       360                          359                          100                          7.3
GA                                       360                          358                           95                        10.25
PA                                       240                          239                           85                        12.59
CA                                       360                          358                        78.06                        10.45
VA                                       360                          359                          100                         11.9
MA                                       360                          359                        66.23                         6.65
TX                                       360                          359                        76.92                         7.35
FL                                       360                          359                          100                           11
FL                                       360                          359                         62.5                         6.75
KY                                       360                          359                          100                         11.5
TX                                       360                          359                           80                          7.7
NH                                       360                          359                          100                       10.275
CT                                       360                          359                          100                        10.99
SC                                       360                          359                          100                         7.65
WA                                       360                          359                          100                          9.9
MA                                       360                          359                          100                         10.5
VA                                       360                          359                          100                         10.5
NV                                       360                          358                        74.69                          8.3
VA                                       360                          359                          100                         8.75
CA                                       360                          358                          100                         9.25
NY                                       360                          359                           75                         7.45
OH                                       360                          359                          100                         11.9
OH                                       360                          359                        79.73                         7.35
IL                                       360                          359                           80                        10.05
KY                                       360                          358                        74.56                         9.99
IA                                       360                          359                          100                        9.875
CA                                       360                          359                          100                         10.5
ME                                       360                          358                        78.65                         7.25
CT                                       180                          179                          100                         11.9
UT                                       360                          359                          100                           11
CA                                       360                          359                           80                          7.6
NC                                       360                          359                           95                        10.75
NY                                       360                          359                           80                         7.35
CA                                       360                          359                        96.62                         8.65
NY                                       240                          238                        84.94                        10.99
OR                                       360                          357                        78.68                        5.975
IL                                       360                          359                           80                         6.99
MA                                       360                          359                          100                        10.65
NH                                       360                          358                        77.46                         10.2
IL                                       360                          359                           80                          9.9
NC                                       360                          359                          100                         11.4
CA                                       360                          359                          100                         9.75
WI                                       360                          359                          100                         11.5
SC                                       360                          357                           68                          7.4
WA                                       360                          359                          100                         9.25
HI                                       360                          359                           95                       10.875
NC                                       360                          357                           80                          8.9
CA                                       360                          359                           75                         6.99
NY                                       360                          359                          100                         9.75
MA                                       360                          359                          100                         9.75
NC                                       360                          359                          100                        10.75
NJ                                       360                          359                        94.05                        10.95
VT                                       360                          359                        68.64                         5.95
CA                                       360                          359                          100                       11.875
MI                                       360                          358                          100                        10.99
FL                                       360                          359                          100                         11.9
NY                                       360                          358                        64.97                         8.99
CA                                       360                          357                           72                          5.9
TX                                       360                          359                           70                          8.5
NY                                       360                          359                          100                          9.5
ID                                       360                          357                           80                         8.55
CO                                       360                          359                          100                         10.5
VA                                       360                          358                        71.56                         7.05
FL                                       360                          359                        53.33                          6.9
CA                                       360                          359                           95                       10.625
WI                                       360                          359                          100                           11
WA                                       360                          359                          100                          8.5
MA                                       360                          359                          100                           11
MA                                       360                          359                          100                         9.75
MA                                       360                          359                          100                         9.75
VA                                       180                          179                        58.39                          6.7
NJ                                       360                          359                        66.15                         5.99
CA                                       360                          359                           80                          6.1
CA                                       360                          359                           85                          6.3
MA                                       360                          359                          100                          9.9
VA                                       360                          359                          100                         11.5
FL                                       360                          359                           90                          7.5
FL                                       360                          359                           95                          7.9
MA                                       360                          359                          100                       11.275
NJ                                       360                          359                           70                        10.59
FL                                       360                          359                          100                        9.875
FL                                       360                          359                          100                         11.9
NY                                       360                          358                        83.49                         8.65
SC                                       360                          355                        94.74                         11.5
FL                                       360                          358                        69.77                        12.74
TX                                       360                          359                          100                        10.65
TX                                       360                          359                           80                         6.95
OR                                       360                          358                        65.92                          5.8
IL                                       360                          359                           95                         8.95
TN                                       360                          359                          100                         8.19
CO                                       360                          359                           80                         7.54
MO                                       360                          359                          100                        9.875
MA                                       360                          358                        97.89                          7.5
CA                                       360                          357                        79.99                          6.2
CA                                       360                          358                        78.75                         5.95
FL                                       360                          359                           90                         8.85
NY                                       360                          358                           95                         9.25
NY                                       360                          359                          100                         9.65
FL                                       360                          359                          100                         10.5
FL                                       360                          359                          100                         11.9
WI                                       360                          359                           95                        10.15
AL                                       360                          359                           65                        10.95
CA                                       360                          357                        68.07                          7.3
ID                                       360                          358                          100                           11
CA                                       360                          358                        79.44                         5.65
CA                                       360                          358                          100                          8.5
CA                                       360                          359                           80                         6.55
FL                                       360                          359                          100                        10.25
CA                                       360                          357                        67.65                         8.05
CA                                       360                          358                        54.59                          5.7
NY                                       360                          359                           95                        10.55
CA                                       360                          359                          100                        10.25
CA                                       360                          359                          100                         10.5
CO                                       360                          359                          100                         9.25
CA                                       360                          358                        28.77                          5.8
OK                                       360                          359                           95                        10.75
CA                                       360                          359                          100                        10.65
CA                                       360                          359                          100                        9.875
OR                                       360                          358                           80                         8.99
CT                                       360                          358                           95                         8.75
PA                                       360                          359                          100                         11.5
VA                                       360                          359                          100                         11.5
CA                                       360                          356                        79.83                         6.95
NE                                       360                          359                          100                         11.5
NY                                       360                          359                          100                        10.25
MA                                       360                          359                          100                         9.75
MD                                       360                          359                          100                         9.84
NY                                       360                          358                           90                          6.5
NY                                       360                          359                        28.72                          7.2
OR                                       360                          359                          100                          8.5
NY                                       360                          359                          100                           11
PA                                       360                          359                        66.67                         5.99
CA                                       360                          359                          100                        10.25
CA                                       360                          358                          100                         9.75
IL                                       360                          359                          100                         10.5
FL                                       360                          358                           85                        11.95
NY                                       360                          359                           95                         9.55
GA                                       360                          359                          100                         11.4
CA                                       360                          358                           80                         5.95
FL                                       360                          359                          100                         11.9
CA                                       360                          357                           75                         7.45
FL                                       360                          359                           95                          9.1
SD                                       360                          359                           90                         10.8
WA                                       360                          359                           95                         6.99
PA                                       360                          359                           80                          8.4
PA                                       360                          359                           80                         9.75
TX                                       360                          359                           80                         8.55
TX                                       360                          359                           80                         6.35
TX                                       180                          179                          100                       10.875
NC                                       360                          359                          100                         8.54
TN                                       360                          359                        38.17                         9.15
RI                                       360                          359                          100                        10.15
FL                                       360                          359                           80                          6.4
CO                                       360                          359                          100                         8.75
OK                                       360                          359                           95                         9.55
MA                                       360                          359                          100                         10.5
WI                                       360                          358                           80                         7.74
AL                                       360                          359                        75.34                         10.2
CA                                       360                          357                        78.95                         6.95
CA                                       360                          359                           80                          6.1
MN                                       360                          359                          100                          9.6
MA                                       360                          359                        50.36                         6.89
FL                                       360                          358                           80                          6.9
FL                                       360                          359                           76                         6.35
FL                                       360                          359                        57.71                            9
AZ                                       360                          358                           80                         6.45
CA                                       360                          357                        79.82                          7.5
AZ                                       360                          359                           80                          7.5
KY                                       360                          359                          100                         11.9
NH                                       360                          357                           80                         6.65
WA                                       360                          359                          100                         9.25
GA                                       360                          357                           80                         7.55
CA                                       360                          359                          100                       10.875
MO                                       360                          359                          100                         11.5
LA                                       360                          358                          100                         11.5
CA                                       360                          359                           80                         5.25
CA                                       360                          359                          100                         10.5
WA                                       360                          357                         84.8                          8.7
MI                                       360                          357                           80                         8.65
MN                                       360                          359                          100                         9.25
GA                                       360                          359                           95                         9.95
FL                                       360                          358                         69.2                          6.5
FL                                       360                          359                          100                          9.5
MA                                       360                          359                           95                          7.5
MI                                       360                          359                          100                           11
CA                                       360                          358                        64.62                         5.99
IA                                       360                          359                           85                        11.55
FL                                       360                          359                        62.35                         5.99
NC                                       360                          359                           65                        11.04
MN                                       360                          359                           95                        9.625
CA                                       360                          359                          100                        9.875
WA                                       360                          359                           95                          7.8
GA                                       360                          359                           80                         7.15
CA                                       360                          359                           95                         7.45
NY                                       360                          359                          100                         9.75
CA                                       360                          359                        78.15                        6.275
NC                                       360                          359                        99.53                         10.9
CA                                       360                          357                        63.29                          7.7
OR                                       360                          359                        84.88                         13.9
CA                                       360                          359                          100                        10.65
CA                                       360                          359                          100                        10.65
CA                                       360                          359                          100                        10.15
CT                                       360                          359                        32.33                          7.2
CA                                       360                          359                          100                        10.25
PA                                       360                          359                        99.23                         11.5
CA                                       360                          359                          100                        10.25
TX                                       360                          359                           90                         7.15
PA                                       360                          359                           65                         11.3
CA                                       360                          359                          100                          9.5
CO                                       360                          358                           90                          6.9
NY                                       360                          359                           90                         6.99
CA                                       360                          359                          100                          6.8
VA                                       360                          359                          100                         11.9
CA                                       360                          358                        57.14                          5.8
WI                                       360                          359                          100                           11
ID                                       360                          358                           75                         9.85
FL                                       360                          359                        78.43                          7.5
TX                                       360                          359                           80                          8.1
WA                                       360                          358                        47.79                         7.45
SC                                       360                          359                          100                          8.5
TX                                       360                          359                           75                         6.85
MA                                       360                          358                          100                        10.25
MA                                       360                          359                          100                        9.875
OK                                       360                          358                           90                         7.99
NH                                       360                          359                         74.9                          6.4
IL                                       360                          359                           80                        10.06
NJ                                       360                          359                        64.86                         7.45
PA                                       360                          359                        75.14                         6.85
WI                                       360                          359                          100                           11
AL                                       180                          179                        76.92                        10.65
OR                                       360                          357                           85                         7.85
CA                                       360                          357                        54.84                          5.8
CA                                       360                          359                           90                         6.45
CA                                       360                          358                           80                         5.05
ID                                       360                          359                           80                         8.05
FL                                       360                          359                          100                         11.9
PA                                       360                          359                          100                        9.875
CA                                       360                          359                          100                          8.5
FL                                       360                          360                        84.38                        11.75
FL                                       360                          359                           80                         7.45
CA                                       360                          359                        55.83                          5.8
FL                                       360                          359                          100                            8
CA                                       360                          359                          100                       10.875
ME                                       360                          358                        58.14                          7.7
CA                                       360                          359                          100                        10.25
CA                                       360                          359                          100                       10.875
CA                                       360                          359                           80                         5.65
MA                                       360                          359                        40.38                          6.6
CA                                       360                          359                          100                         9.75
CA                                       360                          359                          100                        10.25
IL                                       360                          359                          100                         9.25
CA                                       360                          359                          100                         9.65
TX                                       360                          359                           80                           10
FL                                       360                          358                           85                         5.99
MA                                       360                          358                        55.37                          5.8
VA                                       360                          359                           75                          6.8
CA                                       360                          359                          100                        10.25
WA                                       360                          357                           85                         8.99
CA                                       360                          359                          100                         11.5
WA                                       360                          359                          100                         11.5
CA                                       360                          359                           80                            7
PA                                       360                          359                          100                           11
CA                                       360                          358                        71.99                          6.4
CA                                       360                          359                           75                         5.99
GA                                       360                          358                           90                         8.75
AL                                       360                          359                           80                          9.4
CA                                       360                          359                           95                         7.85
CA                                       360                          359                        81.69                          6.7
MO                                       360                          359                          100                        10.25
FL                                       360                          357                           85                         8.55
FL                                       360                          359                           90                         6.35
MD                                       360                          359                        54.66                          7.9
GA                                       360                          358                           90                         9.45
CA                                       360                          359                          100                        10.25
WA                                       360                          357                           85                         7.59
CA                                       360                          359                          100                          9.5
DE                                       360                          359                          100                         10.5
RI                                       360                          359                          100                       10.275
FL                                       360                          359                           85                         6.95
MO                                       360                          359                          100                         11.9
CA                                       360                          359                          100                        10.15
CA                                       360                          359                          100                          9.5
CA                                       360                          359                          100                         9.75
CA                                       360                          358                          100                          9.5
FL                                       360                          357                           68                         6.05
MO                                       360                          357                           85                         7.75
MT                                       360                          359                          100                         11.4
FL                                       360                          359                          100                          8.5
NV                                       360                          359                        89.27                          7.6
TX                                       360                          357                        84.95                          8.8
PA                                       180                          180                        68.64                         10.6
CO                                       360                          359                           80                          7.7
CA                                       360                          359                           75                         6.95
CA                                       360                          358                        84.65                         10.2
NY                                       360                          359                           95                         6.79
MA                                       360                          359                        39.75                        8.775
KY                                       360                          359                           95                          9.3
AL                                       360                          359                           80                         7.99
FL                                       360                          359                           65                        10.45
PA                                       360                          359                          100                         11.5
CA                                       360                          357                         67.6                         6.25
CA                                       360                          358                          100                        10.25
FL                                       360                          359                          100                         11.5
FL                                       360                          359                          100                         9.75
FL                                       360                          359                        49.04                         7.15
CA                                       360                          359                          100                         10.4
PA                                       360                          358                          100                         9.75
AZ                                       360                          358                        56.22                         7.09
AZ                                       360                          359                          100                        10.25
CA                                       360                          359                          100                          9.5
WA                                       360                          357                           85                         7.49
VA                                       360                          359                        84.47                        12.25
CA                                       360                          358                           80                          5.8
GA                                       360                          358                           80                        6.325
NY                                       360                          359                          100                          8.5
MO                                       360                          359                           90                         10.7
CA                                       360                          356                           80                         6.09
NY                                       360                          359                          100                          9.5
WA                                       360                          359                           80                        10.14
ID                                       360                          359                           80                         9.49
CA                                       360                          359                          100                         9.75
HI                                       360                          359                        56.01                         5.99
MI                                       360                          359                          100                         9.75
DC                                       360                          359                          100                         9.65
FL                                       360                          359                          100                       10.875
NY                                       360                          359                          100                          9.7
IL                                       360                          359                        79.99                         7.19
NY                                       360                          359                          100                          9.5
WA                                       360                          357                           85                         7.25
NY                                       360                          359                           70                         5.99
MN                                       360                          359                         99.4                          9.3
GA                                       360                          358                        67.66                         7.65
MO                                       360                          359                        65.48                          7.8
MN                                       360                          359                          100                        9.469
MN                                       360                          359                          100                         9.65
MA                                       360                          359                        62.71                         6.54
NY                                       360                          359                          100                          7.4
NJ                                       360                          359                           80                         6.85
CA                                       360                          358                          100                          9.5
NY                                       360                          359                          100                         9.75
AZ                                       360                          359                        52.86                          6.5
WY                                       360                          358                        81.32                          7.9
CA                                       360                          359                          100                         11.9
CA                                       180                          178                        74.69                         6.55
CA                                       360                          359                          100                          9.5
FL                                       360                          359                        69.51                         7.95
TX                                       360                          359                          100                         10.9
NY                                       360                          359                         76.7                         5.99
CA                                       360                          359                          100                         11.4
CO                                       360                          358                           80                         7.35
AZ                                       360                          359                           65                         6.05
NY                                       360                          359                           80                         5.99
CA                                       360                          358                          100                          9.5
NH                                       360                          359                        75.45                        11.25
NC                                       360                          357                           85                         9.45
CA                                       360                          358                          100                          9.5
CA                                       360                          359                          100                          9.5
CA                                       360                          358                           80                          5.8
PA                                       360                          359                           80                          9.9
MA                                       360                          358                           90                          6.9
GA                                       360                          359                           80                         8.05
NY                                       360                          359                           75                         6.59
OR                                       360                          359                           80                         8.85
FL                                       360                          359                           85                        11.25
CA                                       360                          359                          100                        10.25
NY                                       360                          359                           95                        10.65
NJ                                       360                          359                        63.61                          6.4
NY                                       360                          359                          100                         6.99
CA                                       360                          358                        66.31                         10.7
FL                                       360                          359                           90                        8.175
CA                                       360                          359                          100                         8.65
CA                                       360                          359                        54.26                          6.3
CA                                       360                          359                          100                         11.5
FL                                       360                          359                          100                        9.875
CA                                       360                          359                           80                         6.85
CA                                       360                          359                        89.88                         5.99
CA                                       360                          358                          100                          9.5
KY                                       360                          359                           80                         9.95
NH                                       180                          178                        32.26                          8.9
CA                                       360                          359                          100                         9.75
VA                                       360                          359                          100                        10.25
NY                                       360                          359                        61.73                         10.9
ME                                       360                          358                        72.26                         9.35
CA                                       180                          178                        37.86                         10.2
CA                                       360                          358                          100                          9.5
CA                                       360                          359                          100                        10.25
CA                                       360                          359                           80                         5.85
AL                                       360                          359                          100                        10.25
NY                                       360                          359                        67.54                         6.55
NC                                       360                          359                          100                          9.2
MD                                       360                          359                        71.62                        10.55
IL                                       360                          359                          100                       11.275
NV                                       360                          357                           85                            7
KY                                       360                          359                          100                          7.3
MI                                       360                          359                          100                         11.5
CA                                       360                          359                          100                          9.5
CA                                       360                          359                          100                       11.275
CA                                       360                          359                          100                        10.25
NV                                       360                          358                        78.49                        7.735
CA                                       360                          359                          100                         9.75
CA                                       360                          359                          100                        10.25
ME                                       360                          358                           65                         7.99
OR                                       360                          357                        68.97                          7.9
CA                                       360                          358                        80.09                         5.99
CA                                       360                          356                        69.05                          5.8
RI                                       180                          179                          100                         8.75
GA                                       360                          359                           80                          7.5
IN                                       360                          359                           95                          9.2
PA                                       360                          359                          100                         9.25
CA                                       360                          359                          100                          9.5
CA                                       360                          358                        38.95                          9.2
AL                                       120                          119                        74.12                         8.14
MD                                       360                          359                        86.86                          8.8
FL                                       360                          359                         79.1                         6.05
NY                                       360                          358                         50.9                         7.99
NY                                       360                          358                        61.25                          8.7
KY                                       360                          359                        79.41                         10.5
AZ                                       360                          359                           75                         7.55
FL                                       360                          360                          100                          7.1
NJ                                       360                          359                           80                         7.95
KY                                       360                          358                          100                         8.75
WI                                       360                          359                           80                          9.7
CA                                       360                          358                        79.01                         6.35
CA                                       360                          358                          100                          9.5
CA                                       360                          359                        99.86                       10.875
CA                                       360                          358                        73.53                         6.75
VA                                       360                          359                          100                         6.99
CA                                       360                          358                          100                        10.25
CA                                       360                          358                        69.98                         6.35
CT                                       360                          359                        74.65                          6.1
MA                                       360                          359                           80                         6.85
KY                                       360                          359                           80                         7.85
AL                                       360                          359                           90                         9.25
CA                                       360                          357                        82.56                         6.35
GA                                       360                          359                        67.77                        7.436
AZ                                       360                          358                        98.63                         8.25
CA                                       360                          358                        70.39                        11.45
VA                                       360                          359                           95                        11.25
NC                                       360                          358                           50                            6
CA                                       360                          359                           80                         6.25
NY                                       360                          358                           95                         6.15
FL                                       240                          238                        35.42                         5.57
FL                                       360                          359                        71.11                        10.45
HI                                       360                          358                           80                          6.2
KS                                       360                          359                          100                         11.9
FL                                       180                          179                           55                        7.765
FL                                       360                          359                         64.1                         9.99
CA                                       360                          358                          100                         9.75
WA                                       360                          357                           80                          7.9
CA                                       360                          359                          100                         11.5
CA                                       360                          358                          100                          9.5
NV                                       360                          358                        82.52                        12.25
NV                                       360                          358                        58.54                         6.85
NV                                       360                          359                           75                          6.1
CA                                       360                          359                        60.77                         5.99
CA                                       360                          359                          100                        10.25
KY                                       360                          359                           80                          8.9
MA                                       360                          359                          100                          9.5
NC                                       360                          359                           80                          9.5
TN                                       360                          358                          100                         8.23
FL                                       360                          358                           80                          5.7
IN                                       360                          359                           95                         10.6
WA                                       360                          359                           80                          7.8
CA                                       360                          359                          100                         9.25
FL                                       360                          359                           90                         8.25
CT                                       360                          359                         81.5                         5.99
FL                                       360                          359                          100                       10.875
CA                                       360                          359                        50.38                         6.75
CA                                       360                          358                        58.84                          6.5
AZ                                       360                          358                          100                        9.625
AZ                                       360                          359                        97.86                          6.8
CA                                       360                          358                           70                          6.1
FL                                       360                          359                        69.88                         7.35
FL                                       360                          357                           80                          9.8
MI                                       360                          359                          100                           11
AZ                                       240                          237                           70                            7
TX                                       360                          359                        84.62                          6.9
VA                                       360                          359                          100                          9.5
WA                                       360                          357                           80                         7.05
CA                                       360                          358                           80                          5.8
CA                                       360                          358                           90                         6.99
CA                                       360                          359                          100                          9.5
CA                                       360                          358                          100                          9.5
NY                                       360                          359                           85                          9.1
OR                                       360                          359                          100                         10.5
CA                                       360                          359                           70                         5.99
CA                                       360                          359                           95                          6.6
MA                                       360                          359                           95                         6.75
CA                                       360                          359                          100                        10.25
CA                                       360                          359                          100                         9.75
CA                                       360                          359                          100                        10.25
CA                                       360                          359                          100                          9.5
CA                                       360                          359                          100                         9.75
CA                                       360                          359                          100                         9.75
CA                                       360                          359                          100                         11.9
MD                                       360                          359                          100                           11
ME                                       360                          359                        23.53                          6.2
CA                                       360                          359                          100                          8.5
CA                                       360                          358                        77.29                         5.15
GA                                       360                          359                           80                            7
IN                                       360                          358                           90                         8.95
MA                                       360                          359                        32.61                         5.99
FL                                       360                          358                        71.72                        12.75
NH                                       360                          359                        45.33                          7.1
MA                                       360                          359                          100                         9.65
LA                                       360                          358                           80                         10.5
TX                                       360                          359                           75                        11.05
FL                                       360                          357                           87                          9.4
NE                                       360                          359                          100                         8.75
TX                                       360                          359                           80                        10.75
MA                                       360                          359                           85                         6.34
ME                                       360                          359                        74.74                          8.4
VA                                       360                          358                           80                         7.65
NY                                       360                          359                           85                          7.6
CA                                       360                          359                          100                          9.5
MD                                       360                          359                        52.68                         12.4
IN                                       360                          357                           85                         8.45
TN                                       360                          359                           95                         10.2
IL                                       360                          359                           60                          9.9
TN                                       360                          357                           85                         9.35
CA                                       360                          359                          100                         9.75
CA                                       360                          359                          100                        10.25
RI                                       360                          359                          100                        9.875
WA                                       360                          357                        51.18                         8.74
FL                                       360                          359                           64                          6.9
AZ                                       360                          359                           80                          7.4
GA                                       360                          357                         78.5                         8.55
IL                                       360                          358                           65                         7.75
FL                                       360                          359                           70                         7.65
DE                                       360                          359                          100                       10.275
TX                                       360                          359                        73.57                         9.65
TX                                       360                          359                           70                         11.5
TX                                       360                          359                           80                         10.8
TX                                       360                          358                        42.25                        8.325
MD                                       360                          359                          100                         8.89
NH                                       360                          359                           80                        7.575
CA                                       360                          358                           85                          5.8
IN                                       360                          359                           90                         7.75
GA                                       360                          359                         99.6                         11.5
CA                                       360                          359                          100                         9.75
CA                                       360                          358                           90                         5.95
NH                                       360                          359                          100                       10.875
AZ                                       360                          359                           95                          7.9
VA                                       360                          359                           80                         7.64
NC                                       360                          358                           75                         11.1
PA                                       360                          359                           65                        11.75
NC                                       360                          357                           85                         9.55
NJ                                       360                          359                           80                        10.15
NY                                       360                          359                           80                         7.05
TX                                       360                          359                           80                         7.95
KY                                       360                          359                          100                         8.45
NY                                       360                          359                           85                         7.24
NJ                                       360                          358                           80                          9.8
FL                                       360                          359                           80                         6.89
NY                                       360                          359                        66.67                         5.99
TX                                       360                          359                           80                          6.6
RI                                       360                          359                           85                         7.45
NY                                       360                          359                           80                        6.375
AZ                                       360                          357                           85                         8.15
SD                                       360                          359                           95                        10.35
WA                                       360                          357                        22.73                         8.95
FL                                       360                          359                        76.44                        12.75
FL                                       360                          358                           48                         7.25
NY                                       360                          358                           90                          6.1
CA                                       360                          359                          100                       10.875
CA                                       360                          359                        60.81                          6.8
CA                                       360                          358                          100                          9.5
CA                                       360                          358                          100                          9.5
CA                                       360                          359                          100                          9.5
CA                                       360                          359                          100                          9.5
CA                                       360                          358                        76.52                         9.35
TX                                       360                          358                         79.7                         7.09
CA                                       360                          357                           85                          8.7
CA                                       360                          359                          100                        10.15
FL                                       360                          359                           75                          8.4
NC                                       360                          358                           75                         9.55
UT                                       360                          359                           80                          8.5
CA                                       360                          359                        99.26                        10.25
CA                                       360                          359                          100                       10.875
VA                                       360                          358                           65                         9.75
NJ                                       360                          359                           90                         8.85
WI                                       360                          358                           85                         8.19
WY                                       360                          359                           80                          7.4
CA                                       360                          359                        99.98                        10.25
ME                                       360                          359                        46.34                         7.99
FL                                       360                          357                           68                         8.25
IA                                       360                          359                           85                        10.35
PA                                       360                          359                        76.92                         10.8
GA                                       360                          359                          100                        10.25
TX                                       360                          359                           80                          6.9
NJ                                       360                          359                        61.84                         6.05
MA                                       360                          359                           80                         7.25
NY                                       360                          359                           85                            6
NY                                       360                          359                        63.84                          9.5
NY                                       360                          358                           80                         5.75
NY                                       360                          358                           80                         5.95
CA                                       360                          359                           75                          7.3
ID                                       360                          359                           95                        10.99
NY                                       360                          358                        62.56                         9.95
FL                                       360                          359                           85                         6.85
NC                                       360                          359                           80                         7.39
TN                                       360                          359                           90                         6.55
IL                                       360                          359                           80                          9.6
NJ                                       360                          358                        79.33                         10.1
CA                                       360                          358                           90                         6.49
SC                                       360                          358                        75.89                          8.1
TN                                       240                          239                           75                         9.55
RI                                       360                          359                        84.96                         6.54
TX                                       360                          359                           65                        12.25
MA                                       360                          359                        69.33                         6.64
KS                                       360                          359                           85                        11.81
MA                                       360                          358                           80                          6.9
NY                                       360                          359                        67.94                          6.3
NJ                                       360                          359                           85                          8.3
NJ                                       360                          358                        76.69                          6.3
NY                                       360                          359                         30.5                         6.95
MA                                       360                          359                           65                          6.5
CA                                       360                          359                        73.57                         10.6
AR                                       360                          359                          100                         8.85
MO                                       360                          359                           80                          7.7
TX                                       360                          359                           75                        11.45
MI                                       360                          359                          100                         10.5
IN                                       360                          359                           80                         8.95
NV                                       360                          358                           95                         7.25
NJ                                       360                          359                           80                          7.5
NY                                       360                          359                           31                        10.19
CA                                       360                          359                          100                         9.75
CA                                       360                          359                        33.92                        6.425
CA                                       360                          359                          100                        10.15
FL                                       360                          359                        82.25                          6.7
MD                                       360                          359                           80                         8.04
IA                                       360                          359                          100                          9.9
CT                                       360                          359                          100                        9.875
CT                                       360                          359                          100                         9.25
CA                                       360                          359                        94.24                        10.95
FL                                       360                          359                        87.69                            8
ME                                       360                          359                           80                         7.95
RI                                       240                          238                        79.26                         6.25
WI                                       360                          359                           70                         9.15
VA                                       360                          359                        74.95                         8.19
VA                                       360                          359                          100                        9.875
NY                                       360                          359                        89.94                          5.1
CA                                       360                          359                          100                          9.5
TN                                       360                          359                           95                         9.95
KY                                       360                          359                           95                         10.7
NY                                       360                          359                          100                          8.5
FL                                       360                          359                          100                          8.5
CA                                       360                          358                           80                         7.25
MO                                       360                          359                          100                         10.5
VA                                       360                          358                           95                         5.95
CA                                       360                          359                          100                        10.25
NY                                       360                          359                          100                       10.875
FL                                       360                          359                           90                          8.7
MA                                       360                          359                           80                         7.95
ID                                       360                          359                           80                         8.74
VA                                       360                          359                           85                         9.95
FL                                       240                          239                        60.19                        11.65
MI                                       360                          359                          100                           11
FL                                       360                          359                           95                         6.89
FL                                       360                          359                         55.8                         6.65
VA                                       360                          358                        80.84                         9.54
MA                                       360                          359                        84.51                         7.95
IL                                       360                          359                        75.47                          7.3
CA                                       360                          358                           85                          5.4
CA                                       360                          359                          100                        9.625
MD                                       360                          359                           80                          8.2
NY                                       360                          358                        77.71                          6.5
NY                                       360                          359                           75                         6.25
PA                                       360                          359                           95                         10.8
ID                                       360                          358                           80                         9.45
NY                                       360                          359                           80                          6.8
NY                                       360                          359                        47.76                          7.4
ME                                       360                          359                           85                         7.45
ME                                       360                          359                        69.44                         9.15
TX                                       360                          359                           80                        11.25
NC                                       360                          359                           80                         7.75
TN                                       360                          359                           75                         8.45
CO                                       360                          359                          100                           11
TX                                       360                          359                           80                         6.65
CA                                       360                          359                           80                            6
GA                                       360                          359                        66.33                          7.7
TX                                       360                          359                        55.06                         6.54
NH                                       360                          358                        64.63                         6.85
ME                                       360                          360                           80                        11.45
FL                                       360                          359                           76                          5.7
MA                                       360                          359                        53.78                        13.05
AL                                       360                          359                        83.87                         10.4
CA                                       360                          359                           85                        6.125
VA                                       360                          358                           80                          6.5
CA                                       360                          359                          100                         9.75
MA                                       360                          359                           95                         7.99
HI                                       360                          358                        54.96                          9.5
FL                                       360                          359                        79.25                          7.2
FL                                       360                          359                           75                          8.1
HI                                       360                          358                           80                          6.4
CA                                       360                          359                          100                       10.875
FL                                       360                          359                        79.21                         7.49
OR                                       360                          357                           80                         7.75
FL                                       360                          359                        92.12                        10.25
TN                                       360                          359                           95                         11.7
CA                                       360                          359                          100                       10.875
CA                                       360                          359                          100                          9.5
FL                                       360                          359                           80                          6.8
PA                                       360                          359                           60                        6.375
PA                                       360                          359                           95                         6.99
CA                                       360                          358                        73.33                            6
VA                                       360                          359                         62.5                         7.85
NY                                       360                          359                           65                         5.99
CA                                       360                          359                        84.52                          5.8
CA                                       360                          359                          100                         9.75
CA                                       360                          360                           90                          9.3
TN                                       360                          359                           80                          7.5
NY                                       360                          359                        46.15                         11.4
MA                                       360                          358                        84.99                         11.1
CT                                       360                          359                           80                         7.75
NJ                                       360                          359                        70.88                         8.35
WI                                       360                          360                           70                        10.89
CA                                       360                          358                        30.77                         6.65
DC                                       360                          359                           46                        6.815
DC                                       360                          358                         86.4                        7.075
MA                                       360                          359                        66.67                         8.25
VA                                       360                          359                          100                         11.4
VA                                       360                          359                        65.79                         8.75
AZ                                       360                          359                           55                        7.999
MA                                       360                          359                           80                          6.6
OR                                       360                          358                           85                          8.4
NH                                       360                          359                           90                         7.05
MI                                       360                          359                          100                         10.5
MA                                       360                          359                           95                        11.65
NY                                       360                          359                          100                         9.99
NY                                       360                          359                          100                        10.25
MA                                       360                          359                           85                         5.85
VA                                       360                          359                          100                        10.25
IL                                       360                          359                           80                         9.35
MA                                       360                          358                           65                         11.1
MD                                       360                          359                        93.75                         6.55
TX                                       360                          358                           90                         8.19
WI                                       360                          358                           80                          9.3
ME                                       360                          359                           85                          8.9
NH                                       360                          359                        83.78                          6.8
PA                                       360                          359                        66.67                         10.6
CA                                       360                          358                        87.06                         5.99
CA                                       360                          359                           80                        6.375
VA                                       360                          359                           70                           10
TX                                       360                          359                        46.72                          6.7
FL                                       360                          359                          100                         6.85
CT                                       360                          359                         78.8                         10.1
NJ                                       360                          359                        93.75                         10.8
MA                                       360                          359                           80                          7.5
NY                                       360                          358                           80                         6.25
MI                                       360                          357                        46.67                         8.25
MS                                       360                          359                           95                         10.7
MS                                       360                          359                           95                         10.7
FL                                       360                          359                        92.83                         10.8
TN                                       360                          359                           80                         7.65
HI                                       360                          358                           70                          5.8
MO                                       360                          359                          100                         11.5
TX                                       360                          359                           80                          8.1
CA                                       360                          359                           80                          6.3
MI                                       360                          359                          100                         9.25
VA                                       360                          359                        19.44                          7.8
NY                                       360                          359                           85                         7.29
NY                                       360                          359                        64.29                         6.35
AZ                                       360                          358                           75                          5.5
ID                                       360                          357                        66.54                         7.75
WI                                       360                          359                           90                         8.95
CA                                       360                          359                          100                          9.5
CA                                       360                          359                           95                           10
CA                                       360                          359                          100                         9.75
CA                                       360                          359                          100                         9.25
NJ                                       180                          178                           80                        12.25
CA                                       360                          358                           80                          6.1
CA                                       360                          358                         81.6                          5.8
CA                                       360                          359                           95                          5.9
UT                                       360                          359                           80                         7.55
FL                                       360                          359                           85                          7.5
VA                                       360                          359                        47.17                          9.3
CA                                       360                          359                        69.57                         6.45
AZ                                       360                          359                           90                         7.85
FL                                       360                          359                        36.59                         7.35
VA                                       360                          359                           50                         9.85
CO                                       360                          359                           80                          7.9
NC                                       360                          359                           85                        10.05
NC                                       360                          357                           85                         8.95
MA                                       360                          359                        77.88                         5.75
CA                                       360                          358                           80                         6.55
IN                                       360                          359                           75                          8.9
CA                                       360                          359                        77.52                         5.25
LA                                       360                          358                           70                         8.05
IN                                       360                          359                           80                         11.8
CA                                       360                          359                          100                       10.875
NY                                       360                          358                        71.33                          5.8
CA                                       360                          359                        49.09                         8.35
SC                                       360                          358                        93.75                         9.55
NJ                                       360                          359                          100                         6.95
IA                                       360                          359                           80                         8.75
CA                                       360                          359                          100                          9.5
NJ                                       360                          359                        80.37                         6.75
IL                                       360                          359                           39                         8.65
CT                                       360                          359                          100                       10.875
ME                                       360                          359                           75                        10.95
NC                                       360                          359                           80                          9.9
KS                                       360                          358                           95                         10.4
FL                                       360                          359                           80                         8.34
VA                                       360                          359                           80                         6.85
CA                                       360                          358                           80                          6.5
CO                                       360                          359                           80                         7.95
NY                                       360                          357                         60.3                         10.1
TX                                       360                          359                           80                         7.55
NY                                       360                          359                           90                         6.35
NY                                       360                          359                           80                         6.99
KY                                       360                          358                           80                         9.05
MD                                       360                          359                           80                         8.04
NY                                       360                          359                        81.57                         12.7
CA                                       360                          359                          100                         6.85
TX                                       360                          359                           80                          8.2
RI                                       360                          358                        77.05                         12.3
TX                                       360                          357                           80                         6.85
FL                                       360                          358                        55.71                         7.65
WI                                       360                          359                           80                         9.15
IA                                       360                          357                        57.47                         9.95
IA                                       360                          359                           80                         9.95
MI                                       360                          359                           90                        9.625
CT                                       360                          359                          100                           11
NY                                       360                          359                           90                         6.95
MI                                       360                          359                           95                        10.75
NJ                                       360                          358                        49.92                         6.65
CA                                       360                          359                        79.23                         5.99
TX                                       360                          358                           80                         5.65
AZ                                       360                          359                           75                          6.5
MD                                       360                          359                           95                         8.05
MI                                       360                          358                          100                         10.5
TX                                       360                          359                           80                         8.55
KY                                       360                          359                        89.66                         8.35
IL                                       360                          359                           85                          8.5
FL                                       360                          359                           60                          7.8
TX                                       360                          359                           90                         9.95
CA                                       360                          359                          100                         9.75
CA                                       360                          358                           90                          5.8
UT                                       360                          359                           80                         6.75
PA                                       360                          357                           85                         7.45
CA                                       360                          358                           85                          5.8
CO                                       360                          359                        91.67                         7.42
CA                                       360                          359                           80                          6.2
AZ                                       360                          359                        65.01                         10.7
AZ                                       360                          359                         62.5                         9.64
FL                                       360                          359                           80                         6.55
WI                                       360                          359                        60.98                        10.35
WI                                       360                          359                        76.92                         11.3
WI                                       360                          359                           80                         9.55
CA                                       360                          359                        77.14                         5.99
AR                                       240                          239                           80                         9.35
CA                                       360                          359                          100                           11
WA                                       360                          356                           80                         7.05
RI                                       360                          359                          100                         11.4
CA                                       360                          357                           80                          6.3
CA                                       360                          359                        26.17                          6.4
FL                                       360                          359                           80                        10.55
PA                                       360                          359                           90                         9.65
NY                                       360                          358                        37.86                         10.4
NY                                       360                          359                        78.43                        12.84
FL                                       360                          359                           70                         5.99
AZ                                       360                          359                        84.74                         7.85
CA                                       360                          358                           80                          5.9
NY                                       360                          359                          100                           11
UT                                       360                          359                           80                          7.4
NY                                       360                          359                        42.56                        11.09
MA                                       360                          359                        79.41                         7.25
OR                                       360                          359                           80                          6.5
NY                                       360                          359                          100                        9.875
LA                                       180                          179                           85                         10.2
CO                                       360                          357                           70                         7.45
FL                                       360                          359                           75                        10.15
FL                                       360                          359                           95                         7.99
OH                                       360                          359                           70                        10.25
CA                                       360                          359                        82.77                         6.55
AZ                                       360                          358                           75                            7
AL                                       360                          359                           80                        10.35
CA                                       360                          357                           80                          6.2
VA                                       360                          357                           85                         7.55
NC                                       360                          359                           80                         7.35
RI                                       360                          359                          100                         11.5
NC                                       360                          359                           85                         7.38
MA                                       360                          357                           90                          7.5
CA                                       360                          359                           80                          6.1
CA                                       360                          358                           75                         6.25
CA                                       360                          359                        77.22                         6.45
CA                                       360                          359                           80                          6.2
CA                                       360                          360                           85                        12.34
MA                                       360                          359                        79.66                         7.55
CA                                       360                          359                          100                       10.875
PA                                       360                          359                        23.33                         10.4
MI                                       360                          358                           85                          8.1
PA                                       360                          359                           80                        10.74
NY                                       360                          359                        67.97                         6.25
IL                                       360                          359                           85                          7.5
MI                                       360                          359                          100                       11.275
MD                                       360                          359                           70                         8.15
UT                                       360                          359                           80                          7.5
CA                                       360                          357                           65                         6.75
CA                                       360                          358                           80                            6
FL                                       360                          359                           80                          7.8
TX                                       360                          359                           90                            8
CA                                       360                          359                           90                          7.8
TN                                       360                          359                           85                          9.4
WA                                       360                          359                           80                         6.55
ME                                       360                          358                        74.37                         6.75
MI                                       360                          359                           65                          6.8
KY                                       360                          359                        73.51                          8.9
WI                                       360                          359                           65                         11.3
IN                                       360                          359                           80                          8.1
GA                                       360                          359                           85                         9.45
FL                                       360                          359                        84.97                         11.7
NY                                       360                          359                          100                          9.9
NY                                       360                          359                           90                         6.05
TX                                       360                          359                           95                        10.55
FL                                       360                          359                           70                        10.85
NY                                       360                          359                        70.97                       10.925
NJ                                       360                          358                        84.98                         9.99
IL                                       360                          359                        74.12                           10
HI                                       360                          358                           80                         5.99
KS                                       360                          359                           70                        10.65
AZ                                       360                          359                           75                        7.425
TX                                       360                          359                           80                          7.2
FL                                       360                          359                           80                         7.19
FL                                       360                          359                        63.41                        10.05
CT                                       360                          359                           80                         6.25
FL                                       360                          359                           90                          9.4
FL                                       360                          359                           65                         7.99
FL                                       360                          359                           85                          6.4
CA                                       360                          358                           95                          6.1
NC                                       360                          359                        64.94                         12.2
CT                                       360                          357                         52.5                        10.99
GA                                       360                          359                           80                         6.95
GA                                       360                          359                           80                          7.1
FL                                       360                          359                        35.72                         8.95
TX                                       360                          359                          100                            9
ID                                       360                          359                        88.52                           10
CA                                       360                          359                           80                       11.938
NV                                       360                          359                           80                         7.49
MA                                       360                          359                        94.96                          7.3
VA                                       360                          359                           80                         8.35
PA                                       360                          359                           95                           12
WI                                       360                          359                           80                          7.4
CA                                       360                          358                        64.29                         5.75
NY                                       360                          359                        81.82                          7.3
OR                                       360                          357                        64.32                         8.25
TX                                       360                          359                           80                          6.4
CA                                       360                          359                         77.9                         11.4
NY                                       360                          359                           80                         5.89
CA                                       360                          359                           64                         5.99
CA                                       360                          357                        29.06                         7.45
NV                                       360                          357                           80                          6.4
NV                                       360                          359                           70                          6.8
MA                                       360                          357                        70.47                        9.125
CA                                       360                          359                        76.92                          7.8
AZ                                       360                          359                           65                          6.4
CA                                       360                          359                        66.67                         6.35
AZ                                       360                          358                           80                         6.15
CA                                       360                          358                           95                         6.45
CA                                       360                          358                        69.33                         5.99
CA                                       360                          358                           80                          5.4
MA                                       360                          358                           80                         6.95
RI                                       360                          359                        83.94                          6.9
DC                                       360                          358                           80                         6.55
ME                                       360                          359                           95                         7.35
NJ                                       360                          358                        50.55                         7.29
CA                                       360                          359                          100                         9.75
CT                                       360                          359                        74.83                          6.5
NY                                       360                          359                        83.85                         5.95
CO                                       360                          359                           80                         8.35
CA                                       360                          358                           80                          7.1
CA                                       360                          358                          100                          6.4
FL                                       360                          359                        55.56                        10.79
AZ                                       360                          359                           90                          6.4
LA                                       360                          359                           90                          7.2
CA                                       360                          359                           80                         6.05
CA                                       360                          358                         49.4                        5.375
CA                                       360                          359                         67.8                         5.65
CA                                       360                          359                        66.45                          6.2
MN                                       360                          359                           52                        12.17
TX                                       360                          359                           80                         8.24
CT                                       360                          358                        67.35                          6.9
TX                                       360                          359                           80                          8.4
NH                                       360                          358                        39.41                          7.5
FL                                       360                          359                        48.08                          6.2
MI                                       360                          359                           95                        10.25
NY                                       360                          359                           85                         7.35
CA                                       360                          358                           85                         6.25
HI                                       360                          359                           85                         5.99
CA                                       360                          359                           80                         7.99
CA                                       360                          359                          100                        10.65
PA                                       360                          359                        68.57                         7.75
AZ                                       360                          359                           65                          9.5
AZ                                       360                          359                           70                          7.4
MD                                       360                          359                        65.65                         7.05
NY                                       360                          360                           70                        6.375
TX                                       360                          359                           75                         9.15
TX                                       180                          179                         84.3                        5.975
CA                                       360                          359                        64.78                         6.59
WA                                       360                          358                           80                         6.25
CA                                       360                          359                           90                         6.85
WA                                       360                          357                           80                         8.85
CA                                       360                          359                        94.74                         6.25
MI                                       360                          359                           80                         7.35
CA                                       360                          359                        68.95                          7.7
CA                                       360                          359                           80                          6.7
CA                                       360                          359                        81.49                         6.15
GA                                       360                          358                           80                          5.9
CT                                       360                          359                        45.83                         8.05
NY                                       360                          359                           80                          6.4
MA                                       360                          359                        99.73                         6.55
FL                                       360                          359                        39.27                         7.15
TX                                       360                          359                           95                        10.64
CA                                       360                          358                          100                          9.5
WI                                       360                          359                           80                         8.35
TX                                       360                          359                           80                         8.05
NC                                       360                          359                           95                        11.85
IL                                       360                          358                        57.37                            9
SC                                       360                          359                           90                         6.99
NJ                                       360                          359                        73.47                          6.9
NY                                       360                          359                           80                         7.45
DE                                       360                          359                           80                         10.7
OR                                       360                          357                         72.3                         7.75
CA                                       360                          359                           80                         5.65
FL                                       360                          359                        65.71                         7.24
FL                                       360                          358                        71.28                         8.45
MA                                       360                          359                           70                         6.99
CT                                       360                          359                          100                        9.875
FL                                       360                          359                        69.95                         6.89
FL                                       360                          359                        68.03                         6.65
AZ                                       360                          359                           70                         6.15
NY                                       360                          359                          100                         7.99
NY                                       360                          359                           72                            9
WA                                       360                          357                        48.65                          7.9
AZ                                       360                          359                          100                         11.5
WA                                       360                          358                           80                          6.9
CA                                       360                          359                        65.86                          6.2
CA                                       360                          359                        75.07                        10.85
FL                                       360                          359                        69.44                         6.55
MD                                       360                          359                          100                       11.275
CA                                       360                          359                           80                         7.45
NH                                       360                          359                        68.48                         7.44
CA                                       360                          358                           80                         6.15
FL                                       360                          359                        65.06                        10.85
ME                                       360                          359                           80                          9.3
WA                                       360                          359                           85                         6.59
TX                                       360                          359                           80                        7.825
CA                                       360                          359                           80                         7.35
IL                                       360                          359                          100                        10.25
WA                                       360                          359                        83.33                         7.25
FL                                       360                          359                           65                         10.4
FL                                       360                          360                           80                        10.75
FL                                       360                          359                        84.21                         5.65
CT                                       360                          359                           95                         5.95
NY                                       360                          359                           85                        8.865
AZ                                       360                          359                         61.8                          5.5
CA                                       360                          359                           90                         6.65
NY                                       360                          359                        57.62                         6.45
DC                                       360                          358                        54.84                          6.7
TX                                       360                          359                           80                          7.5
TX                                       360                          359                           80                         8.25
CA                                       360                          358                           80                         7.65
CA                                       360                          358                          100                        10.25
CT                                       360                          359                        72.06                         13.4
PA                                       360                          359                           95                         9.74
AZ                                       360                          359                        79.76                          8.4
NY                                       360                          359                        59.22                         9.69
CO                                       360                          357                           85                          7.4
OK                                       360                          359                         64.5                         10.8
MD                                       360                          359                           95                         7.35
MA                                       360                          359                           90                         6.55
NJ                                       360                          359                        67.01                          6.6
RI                                       360                          359                        84.87                         6.55
NY                                       360                          358                        69.25                         5.99
NY                                       360                          358                        27.35                         6.95
MA                                       360                          359                          100                         7.84
CA                                       360                          359                           80                          5.5
CA                                       360                          359                           80                          8.7
AZ                                       360                          358                           80                            6
IA                                       360                          359                           95                        10.04
CA                                       360                          359                        76.42                         5.99
AZ                                       360                          359                           90                          9.7
CA                                       360                          359                        79.78                          6.6
NY                                       360                          359                           95                         6.95
PA                                       360                          359                           43                         6.29
KY                                       360                          359                        56.65                         8.54
CA                                       360                          359                           75                        6.875
HI                                       360                          358                        68.18                         5.25
HI                                       360                          359                           95                         7.75
MO                                       360                          359                           75                        10.05
MO                                       360                          359                           80                          8.3
WA                                       360                          359                           85                         7.49
CA                                       360                          359                        89.62                          7.7
TX                                       360                          359                           95                          8.6
OR                                       360                          359                           80                         7.99
CA                                       360                          359                          100                          9.5
NV                                       360                          359                          100                         7.35
NV                                       360                          359                           80                         6.25
CA                                       360                          358                           80                         11.9
NJ                                       360                          359                           90                         7.55
FL                                       360                          359                           80                         7.54
AR                                       360                          359                        84.85                         10.4
MI                                       360                          359                           95                       10.875
CA                                       360                          359                          100                         9.75
NJ                                       360                          359                        65.82                          6.4
NJ                                       360                          359                           80                         7.15
FL                                       360                          359                           80                         6.25
AZ                                       360                          359                          100                        9.625
FL                                       180                          179                        63.16                         6.45
NV                                       360                          359                           80                          6.3
NV                                       360                          359                        56.45                          8.4
MA                                       360                          359                        73.17                         5.75
RI                                       360                          358                        62.65                         5.75
GA                                       360                          359                           80                         7.09
CO                                       360                          358                           95                         6.99
CO                                       360                          359                           80                         6.99
TX                                       360                          359                           80                          8.7
CA                                       360                          359                        79.01                         6.35
CA                                       360                          359                        54.67                         5.99
CO                                       360                          359                           80                         6.35
MA                                       360                          359                           80                         6.45
MA                                       360                          359                        88.97                          7.2
PA                                       360                          359                        54.76                         6.99
MA                                       360                          359                           80                         5.85
CA                                       360                          359                        78.57                            7
CO                                       360                          357                           85                         8.05
TN                                       360                          359                           80                          8.4
NY                                       360                          359                        63.93                         5.99
NY                                       360                          359                        64.77                         11.2
MA                                       360                          359                        76.39                        8.125
CA                                       360                          359                          100                          9.9
FL                                       360                          359                           75                          6.8
FL                                       360                          358                           56                        11.85
FL                                       360                          359                        69.47                         7.35
KS                                       360                          359                           80                         9.94
FL                                       360                          359                         41.5                         7.15
NY                                       360                          359                           80                         8.65
FL                                       360                          359                        75.29                            9
MI                                       360                          359                           80                          7.4
WA                                       360                          359                           85                          7.8
PA                                       360                          359                           80                          8.3
CA                                       360                          359                           80                         6.85
CA                                       360                          358                        65.81                         5.49
NJ                                       360                          359                           90                          6.9
NY                                       360                          358                           80                          5.4
CA                                       360                          358                           80                         6.15
CA                                       360                          359                           90                          6.5
FL                                       360                          359                        74.78                          6.3
TX                                       360                          359                        65.79                        11.75
NJ                                       360                          359                           90                          7.5
TX                                       360                          359                        79.41                          8.9
TX                                       360                          359                           80                          7.7
CA                                       360                          358                           80                          5.6
CA                                       360                          358                        69.23                          5.4
CA                                       360                          358                           80                          5.7
FL                                       360                          359                           75                          9.4
PA                                       360                          359                           75                         9.45
CA                                       360                          359                           80                         5.99
WA                                       360                          357                         74.5                         8.15
SC                                       360                          359                           90                         8.64
NC                                       360                          359                           75                        11.15
CA                                       360                          358                        66.67                          7.2
CA                                       360                          358                        54.83                            6
CA                                       360                          358                           90                         7.75
CA                                       360                          358                           70                          5.8
HI                                       360                          359                        88.56                         6.65
IL                                       360                          358                           90                          6.6
RI                                       360                          359                           80                         8.04
TX                                       360                          359                           80                         8.64
CT                                       360                          358                           80                         6.25
GA                                       360                          359                           85                         7.25
CA                                       360                          358                           80                          6.2
CA                                       360                          358                           85                         6.55
TX                                       360                          359                           80                        10.55
NH                                       360                          359                           70                         6.85
CA                                       360                          358                           70                         6.65
CA                                       360                          359                           85                         6.54
FL                                       360                          358                           90                          5.6
MD                                       360                          359                           90                         9.25
MA                                       360                          359                           75                         6.55
MD                                       360                          358                           70                         8.14
FL                                       360                          359                           70                         7.45
CA                                       360                          359                           70                         6.24
NY                                       360                          358                           75                          6.4
NY                                       360                          359                           95                         7.14
NY                                       360                          358                           90                         6.85
MA                                       360                          359                           80                         6.95
ME                                       360                          358                           80                         6.35
GA                                       360                          359                           80                         8.15
CO                                       360                          359                           80                         7.24
VA                                       360                          357                           85                          8.3
FL                                       360                          358                           95                          6.4
KY                                       360                          359                           80                         7.85
GA                                       360                          359                           85                         10.5
GA                                       360                          359                           80                          8.7
MI                                       360                          359                          100                        9.875
CA                                       360                          359                           80                          6.6
FL                                       360                          359                           70                        10.88
FL                                       360                          358                        48.39                          5.9
CA                                       360                          359                           80                         5.95
AZ                                       360                          358                        84.95                         10.5
NY                                       360                          359                        82.24                         6.05
CO                                       360                          359                        54.63                          7.8
CA                                       360                          359                        79.93                        11.85
CA                                       360                          359                          100                          9.5
CA                                       360                          358                           80                         6.49
FL                                       360                          359                           80                         7.15
FL                                       360                          359                           65                         11.6
FL                                       360                          359                        62.17                        12.19
FL                                       360                          359                           80                         10.2
CA                                       360                          359                          100                        10.15
NV                                       360                          359                           85                         6.25
NY                                       360                          359                           80                         6.15
CA                                       360                          358                        77.16                        10.05
CA                                       360                          358                           80                         5.87
CA                                       360                          359                        68.93                        6.088
NY                                       240                          238                        43.86                         5.89
WI                                       360                          359                           80                        10.85
WI                                       360                          359                          100                         11.5
MI                                       360                          358                           80                          7.4
NJ                                       360                          359                           80                         7.45
NY                                       360                          359                           80                          6.5
CA                                       360                          359                           80                          6.4
FL                                       360                          358                           80                          6.1
FL                                       360                          359                           70                         7.55
FL                                       360                          359                           80                         7.45
FL                                       360                          359                           70                         10.9
RI                                       360                          358                           80                          7.6
NY                                       360                          359                           95                          7.8
NJ                                       360                          359                         62.5                         7.65
CT                                       360                          359                           70                         9.45
CA                                       360                          359                          100                          7.8
ID                                       360                          359                           85                        12.34
CA                                       360                          357                        84.57                         7.05
CA                                       360                          359                           80                          7.6
NY                                       360                          359                        69.73                         12.1
FL                                       360                          359                           80                         10.7
NY                                       360                          358                           80                         8.35
CA                                       360                          358                           85                          5.7
CA                                       360                          359                           80                         6.74
CA                                       360                          358                        74.79                         5.75
AL                                       360                          359                           80                         6.35
TX                                       360                          359                           95                         9.45
FL                                       360                          358                        73.33                         7.14
MO                                       360                          359                           80                          8.3
MO                                       360                          358                        79.15                         7.25
MO                                       360                          359                           80                            9
MO                                       360                          359                           80                         10.3
CA                                       360                          359                          100                         9.75
WA                                       360                          359                           80                         7.35
MD                                       360                          358                           80                          7.2
VA                                       360                          359                           95                         8.79
GA                                       360                          359                           80                         9.25
RI                                       360                          359                           65                           12
DC                                       360                          359                           80                         6.75
FL                                       360                          359                           75                         8.75
FL                                       360                          359                           85                        6.325
CA                                       360                          358                           80                          6.1
GA                                       360                          359                           80                          6.6
NY                                       360                          359                           80                          7.4
TX                                       360                          359                        60.71                        10.45
CA                                       360                          359                          100                         9.75
PA                                       360                          358                           80                         6.25
CA                                       360                          359                           75                          6.4
AL                                       360                          359                           80                         10.6
WA                                       360                          358                          100                         6.55
NY                                       360                          359                           80                          6.7
IL                                       360                          359                           95                          8.1
PA                                       360                          359                        82.51                         7.75
CA                                       360                          358                           85                         5.85
AZ                                       360                          358                        62.31                         6.45
RI                                       360                          359                        97.79                       11.275
TX                                       360                          358                           80                          8.5
PA                                       360                          359                          100                          8.5
GA                                       360                          358                           90                         8.55
TX                                       360                          359                           80                        11.45
VT                                       360                          359                        55.56                         5.99
CA                                       360                          358                           70                           10
CA                                       360                          358                           85                         5.65
CA                                       360                          359                        79.89                          6.8
CA                                       360                          359                           70                         10.7
TX                                       360                          359                           80                          7.9
CA                                       360                          359                          100                        10.25
CA                                       360                          359                        41.23                         9.99
WA                                       360                          357                           80                         5.35
WY                                       360                          359                           65                         10.5
WY                                       360                          359                           65                         10.5
AZ                                       360                          359                        78.39                         6.45
AZ                                       360                          359                        57.14                         5.99
FL                                       360                          359                           70                         7.15
KS                                       180                          179                           85                          9.3
IL                                       360                          359                           80                            9
CA                                       360                          359                         67.6                          7.8
MA                                       360                          359                           95                         6.45
FL                                       360                          359                          100                       10.875
FL                                       360                          358                        68.63                        10.15
NH                                       360                          359                          100                          7.9
FL                                       360                          359                           80                          6.2
IL                                       360                          359                          100                         9.69
TN                                       360                          359                         92.8                          8.4
TX                                       360                          359                        65.79                        11.89
FL                                       360                          359                        78.57                          7.4
FL                                       360                          358                        79.31                           11
FL                                       360                          359                        67.09                          7.1
IL                                       360                          359                           85                          6.3
CA                                       360                          358                        61.13                         8.85
VA                                       360                          359                           80                         5.44
FL                                       360                          359                           80                         10.8
NV                                       360                          359                           80                          6.4
NY                                       360                          359                        65.11                         5.79
TN                                       360                          359                           80                           11
NY                                       360                          359                           80                         6.99
VA                                       360                          359                           85                           11
MA                                       360                          359                        83.59                         7.95
FL                                       360                          359                          100                         8.65
CA                                       240                          238                           80                          5.8
MD                                       360                          359                           80                         5.85
FL                                       360                          358                           80                         7.95
FL                                       360                          359                           80                         6.45
MA                                       360                          359                           80                          5.4
PA                                       360                          359                           60                        11.15
MN                                       360                          359                           95                          7.2
OR                                       360                          359                        68.53                         9.99
OR                                       360                          359                           80                          6.1
CA                                       360                          358                           90                         5.75
AZ                                       360                          359                           90                         10.4
PA                                       360                          358                           90                        10.35
AL                                       360                          359                        67.53                         10.7
CA                                       360                          359                        89.84                         5.35
OR                                       360                          358                        79.93                         6.65
ME                                       360                          359                          100                         9.35
CA                                       360                          359                           80                          7.6
CA                                       360                          359                          100                       10.875
CA                                       360                          359                           65                         6.69
CA                                       360                          359                        84.76                        11.25
CA                                       360                          359                           65                         5.55
ID                                       360                          358                         77.5                          8.7
CA                                       360                          359                           90                         5.75
NY                                       360                          359                        66.67                         6.29
FL                                       360                          359                           95                         7.55
MD                                       360                          358                        77.42                            6
FL                                       360                          358                        77.13                          5.6
CA                                       360                          358                           75                         6.65
TX                                       360                          358                        46.44                         5.75
MD                                       360                          359                          100                         7.69
CA                                       360                          359                           70                         6.05
NJ                                       360                          358                           80                            9
NY                                       360                          359                           95                          6.2
PA                                       360                          359                           80                          8.6
NY                                       360                          359                           80                          8.3
CA                                       360                          358                           65                          6.3
GA                                       360                          359                           90                         8.75
TX                                       360                          359                           80                          9.4
FL                                       360                          358                        62.71                         12.2
VA                                       360                          358                           80                         6.25
NY                                       360                          358                           95                         6.35
NY                                       360                          358                        53.52                         5.99
PA                                       360                          359                           80                          9.5
CO                                       360                          359                           80                         6.65
PA                                       360                          359                        67.57                         8.05
MA                                       360                          359                           90                         6.65
NY                                       360                          359                        79.09                         5.94
NY                                       360                          359                           75                          6.5
CA                                       360                          359                           85                          6.9
CA                                       360                          359                          100                         6.05
CT                                       360                          359                           65                        11.05
MO                                       360                          359                           65                         9.99
CO                                       360                          358                           90                         7.25
MD                                       360                          359                           79                         7.75
OR                                       360                          357                        79.64                         7.85
VA                                       360                          359                        78.99                          6.6
NJ                                       360                          359                         48.1                          7.2
FL                                       360                          359                           80                         7.25
CA                                       360                          358                           90                          7.3
NC                                       360                          359                           80                           12
NJ                                       360                          359                           80                          5.9
TN                                       360                          358                           90                          7.6
CA                                       360                          359                           65                         6.95
IA                                       360                          359                        87.41                          9.3
NY                                       360                          359                           95                         6.75
NY                                       360                          359                        69.63                          6.1
CA                                       360                          358                           90                        6.525
WA                                       360                          357                           85                          7.6
WA                                       360                          359                           80                         5.95
CA                                       360                          359                           80                         6.34
AZ                                       360                          357                           80                         8.75
PA                                       360                          359                           60                          9.4
WA                                       360                          359                           65                         11.7
AR                                       360                          359                           85                        10.35
TX                                       360                          359                           95                         10.6
MA                                       360                          359                        75.76                         6.85
KY                                       360                          359                           80                         7.15
PA                                       360                          359                           75                         10.1
CA                                       360                          358                        62.46                         5.38
CA                                       360                          359                           80                         5.75
AZ                                       360                          357                        73.57                          6.5
CA                                       360                          359                           95                         5.84
CA                                       360                          358                           80                         5.75
CA                                       360                          359                        83.78                          5.3
CA                                       360                          358                        54.55                          5.8
LA                                       360                          357                        83.67                         8.95
CA                                       360                          359                           80                          7.4
MO                                       360                          359                        52.46                         7.75
CA                                       360                          358                           80                          6.1
FL                                       360                          359                           80                          7.2
PA                                       360                          359                        54.35                         6.65
FL                                       360                          358                           65                           11
GA                                       360                          359                           95                         7.55
AL                                       360                          359                        73.78                         11.6
PA                                       360                          360                           57                         10.7
NJ                                       360                          358                           90                         6.45
KY                                       360                          357                        74.17                          9.1
FL                                       360                          359                           80                         7.35
VA                                       360                          359                           80                         5.75
AZ                                       360                          359                        84.26                          7.4
NE                                       360                          359                           75                          7.8
MD                                       360                          358                           90                          8.2
CA                                       360                          358                        27.93                          7.2
CA                                       360                          359                        74.29                         6.85
MD                                       360                          359                           76                         7.95
PA                                       360                          359                           90                         8.99
FL                                       360                          359                           80                         7.85
ME                                       360                          359                           80                          8.7
NY                                       360                          358                           80                          6.2
NY                                       360                          358                           80                          9.3
NY                                       360                          359                           80                          5.7
MA                                       360                          359                           80                          7.3
MA                                       360                          359                           90                         7.75
NY                                       360                          359                           85                        8.425
WA                                       360                          358                        63.11                         8.34
NJ                                       360                          359                        51.26                         6.65
IL                                       360                          359                           90                         8.75
FL                                       360                          359                          100                          9.5
NY                                       360                          359                           65                          6.2
CA                                       360                          357                           70                         5.75
MA                                       360                          359                           84                         6.85
MI                                       360                          359                           70                         10.3
MI                                       360                          359                           75                        10.75
MI                                       360                          359                         62.5                         8.85
CA                                       360                          359                          100                         9.75
KY                                       360                          359                           80                         8.45
AL                                       360                          359                           80                          7.6
IL                                       360                          359                           95                         9.27
NY                                       360                          359                          100                          9.5
CA                                       360                          358                           80                          5.7
CA                                       360                          359                        63.16                          6.6
VA                                       360                          359                        26.56                         7.95
NY                                       360                          359                           85                         6.55
TX                                       360                          359                           80                        10.99
CA                                       360                          358                           80                          6.4
CA                                       360                          359                           80                         5.25
CA                                       360                          358                        66.45                        10.99
KY                                       360                          359                           80                         9.25
MA                                       360                          359                           95                         7.99
NH                                       360                          359                           65                         10.2
MO                                       360                          359                           80                         7.99
TN                                       360                          359                           80                         9.45
DE                                       360                          359                           85                         6.15
CA                                       360                          358                          100                          7.3
CA                                       360                          359                           80                         5.75
CA                                       360                          358                           90                          6.2
TN                                       360                          358                           90                          8.5
MS                                       360                          359                           80                         6.79
CT                                       360                          359                           80                          9.4
GA                                       360                          359                           95                            8
VA                                       360                          359                        47.14                         6.45
PA                                       360                          359                        48.08                          8.5
NY                                       360                          359                          100                         8.59
MA                                       360                          359                           80                          6.1
NC                                       360                          359                           80                          9.4
MD                                       360                          358                           80                        6.125
MA                                       360                          359                           80                         6.15
FL                                       360                          359                          100                          8.9
FL                                       360                          359                           65                         11.8
PA                                       360                          357                           65                          8.9
PA                                       360                          359                         58.7                         7.15
PA                                       360                          359                           75                         9.85
NH                                       360                          359                           80                         6.85
MT                                       360                          359                          100                          9.6
FL                                       360                          359                        59.52                         12.3
PA                                       360                          359                           95                         7.15
VA                                       360                          357                        76.67                         7.85
ID                                       360                          359                         67.9                         6.65
FL                                       360                          359                           80                          7.8
MA                                       360                          359                           80                         7.99
CA                                       360                          359                           80                         7.25
NJ                                       360                          359                        40.65                         5.85
CA                                       360                          359                           80                         6.45
NV                                       360                          359                           90                         7.05
VA                                       360                          359                           80                          5.9
PA                                       360                          358                           90                            8
MD                                       360                          359                        58.46                         7.65
MO                                       360                          359                        41.57                         9.15
FL                                       360                          359                           80                        10.55
CA                                       360                          358                        69.44                          6.3
CA                                       360                          359                        79.09                         6.25
CA                                       360                          359                        58.43                        11.35
CA                                       360                          359                          100                        10.65
MA                                       360                          359                           80                         9.35
CA                                       360                          359                           80                         6.49
FL                                       360                          359                        26.73                         8.55
MO                                       360                          359                           95                        10.35
NY                                       360                          359                        88.41                         6.79
VA                                       360                          359                           80                         7.34
PA                                       360                          359                           85                         8.08
GA                                       360                          359                           87                            7
CA                                       360                          359                           80                         7.65
FL                                       360                          358                           25                         6.65
TX                                       360                          359                           80                         9.85
UT                                       360                          359                           80                         8.34
NJ                                       360                          359                           78                         8.25
NJ                                       360                          358                           85                         6.35
MO                                       360                          359                           70                         12.2
MA                                       360                          359                        72.31                          6.5
FL                                       360                          359                          100                          7.7
TN                                       360                          359                           90                          8.2
TX                                       360                          359                           80                         6.95
MD                                       360                          359                           75                        10.05
MT                                       360                          359                        66.13                          7.6
MA                                       360                          359                           80                         7.24
FL                                       360                          358                        72.95                        6.725
NY                                       360                          359                        71.21                         6.75
NY                                       360                          358                           80                         5.95
NY                                       360                          359                           80                         8.45
NY                                       360                          359                           85                          7.2
NC                                       360                          359                           80                         7.65
NC                                       360                          359                           80                         7.32
MD                                       360                          359                         77.3                          8.7
MI                                       360                          358                        57.64                          6.9
NY                                       360                          358                           85                         6.69
NY                                       360                          359                        77.92                         6.95
MA                                       360                          358                        53.05                         6.08
CA                                       360                          359                           80                         6.85
RI                                       360                          359                           80                         6.75
FL                                       360                          357                           85                          6.3
FL                                       360                          359                        58.19                        10.15
FL                                       360                          359                        63.53                         7.35
MA                                       360                          359                        63.75                        10.65
NY                                       360                          359                        76.92                         7.49
PA                                       360                          359                           95                         6.55
NY                                       360                          359                        93.12                         10.9
FL                                       360                          359                        78.64                         6.75
CA                                       360                          358                           95                          6.5
FL                                       360                          359                           80                         9.35
CA                                       360                          358                           80                         6.85
CA                                       360                          358                         80.9                         6.34
HI                                       360                          359                           80                         6.95
CA                                       360                          358                           80                          6.3
VA                                       360                          358                           70                          7.6
CA                                       360                          358                           80                         6.09
CA                                       360                          359                           80                         5.55
HI                                       360                          358                        57.97                         6.75
VA                                       360                          359                           80                         9.99
FL                                       360                          359                        45.83                         11.6
NJ                                       360                          358                        77.87                        5.375
MD                                       360                          359                        88.57                         5.99
OR                                       360                          358                           90                         8.25
NJ                                       360                          358                           60                         5.84
NY                                       360                          359                           80                        6.625
MA                                       360                          359                        77.56                         6.95
FL                                       360                          359                           29                         9.95
FL                                       360                          359                          100                          7.5
NY                                       360                          359                           90                        8.675
CA                                       360                          358                           75                         6.55
CA                                       360                          358                        61.67                         6.65
NC                                       360                          359                        56.64                         7.39
NY                                       360                          359                           85                          8.4
TN                                       360                          359                          100                         7.59
IA                                       360                          359                           80                         9.94
RI                                       360                          358                        33.78                         7.55
FL                                       360                          357                           85                        10.55
CA                                       360                          359                           80                         6.79
NJ                                       360                          358                           90                         5.99
FL                                       360                          359                        66.23                         7.69
IA                                       360                          359                           80                         10.8
FL                                       360                          358                           80                         7.59
PA                                       360                          359                           80                         9.85
PA                                       360                          358                           75                          9.9
NJ                                       360                          359                           85                         7.95
PA                                       360                          359                        93.75                          7.8
CO                                       360                          359                           80                          9.7
VA                                       360                          359                           85                         8.25
PA                                       360                          359                           90                          7.1
VA                                       360                          359                           80                         7.65
MO                                       360                          360                           80                          9.9
CA                                       360                          359                        84.94                         5.75
CA                                       360                          359                        57.14                         6.55
NY                                       360                          359                        72.58                         7.19
IN                                       360                          359                           80                         6.55
NY                                       360                          359                           80                         6.15
MA                                       360                          359                         62.9                         7.75
MA                                       360                          359                        48.31                         8.05
CA                                       360                          357                           85                         7.35
AZ                                       360                          358                           80                         7.14
CA                                       360                          359                           80                         6.22
CA                                       360                          358                           80                         6.35
CA                                       360                          359                           85                          6.9
NY                                       360                          358                        86.86                         6.85
MA                                       360                          359                        92.11                          8.6
MA                                       360                          359                           95                         6.75
ME                                       360                          359                           80                         10.8
NY                                       360                          359                           80                        6.375
NY                                       360                          359                           80                          6.7
NY                                       360                          359                           95                          7.6
VA                                       360                          359                           80                          5.6
TX                                       360                          358                           80                          6.8
CA                                       360                          359                           85                        5.788
PA                                       360                          359                           80                         7.55
PA                                       360                          359                           95                          7.5
MA                                       360                          359                           80                         7.55
NY                                       360                          359                        77.44                         5.99
NY                                       360                          359                        79.25                          7.4
IN                                       360                          359                        75.93                          7.8
CA                                       360                          358                           80                         6.55
CA                                       360                          359                           70                         8.99
WY                                       360                          359                           80                          8.8
OR                                       360                          357                        69.16                            8
MA                                       360                          358                           80                         6.99
MA                                       360                          359                        79.09                         6.44
CA                                       360                          358                           80                         5.99
CA                                       360                          359                           80                          6.1
TX                                       180                          179                           80                          9.5
CA                                       360                          359                           75                         6.35
CO                                       360                          358                           95                         5.75
MI                                       360                          359                           80                         10.3
IN                                       360                          359                          100                        10.15
MO                                       360                          359                           80                         7.15
MA                                       360                          359                        74.86                         9.55
NY                                       360                          359                        50.68                         5.55
NY                                       360                          359                          100                       10.875
MO                                       360                          359                           75                        11.95
FL                                       360                          359                           80                          8.5
FL                                       360                          359                        60.87                         6.19
FL                                       360                          358                           85                         7.75
NY                                       360                          359                        76.34                          7.1
VA                                       360                          358                           90                            8
CA                                       360                          359                           80                          6.2
CA                                       360                          358                        68.68                         7.35
NJ                                       360                          359                        61.54                         7.05
MA                                       360                          359                        44.04                          6.5
CA                                       360                          358                           80                         5.59
MI                                       360                          359                        66.67                         10.8
SC                                       360                          359                           90                        10.25
CA                                       360                          358                           80                         5.05
CA                                       360                          358                        36.93                         4.99
NJ                                       360                          358                           95                         6.95
NJ                                       360                          359                        56.72                        8.125
NY                                       360                          359                           80                         6.29
CA                                       360                          358                           80                         5.85
NJ                                       360                          359                           80                         6.75
AZ                                       360                          358                        76.92                         6.99
PA                                       360                          359                           80                          6.6
PA                                       360                          359                           84                         9.15
TX                                       360                          359                           75                         10.2
WA                                       360                          358                           80                         5.35
VA                                       360                          359                           85                            9
CA                                       360                          358                           80                          6.5
OK                                       360                          359                           90                         8.65
CA                                       360                          358                           80                         6.45
NY                                       360                          358                        53.95                         5.99
MA                                       360                          358                        51.71                          6.3
LA                                       360                          359                           75                         9.35
MD                                       360                          359                        87.14                         6.55
NV                                       360                          358                           80                         6.45
NY                                       360                          359                           80                         6.75
OH                                       360                          359                           95                          7.9
FL                                       360                          359                        64.36                        10.99
VA                                       360                          359                           80                          7.2
MA                                       360                          359                        63.92                         6.95
FL                                       360                          359                           75                         7.65
CA                                       360                          358                        65.39                         5.95
MA                                       360                          359                        84.22                          7.5
CA                                       360                          359                           90                          6.1
CA                                       360                          359                           80                          6.2
NY                                       360                          359                           80                         6.15
FL                                       360                          359                          100                          8.4
FL                                       360                          359                         74.7                          7.1
VA                                       360                          358                           85                          6.5
NY                                       360                          358                         74.9                        6.925
HI                                       360                          359                           75                         7.69
VA                                       360                          359                        69.44                          8.7
CA                                       360                          358                           90                         5.99
CA                                       360                          359                           80                         6.95
CA                                       360                          358                           95                         6.85
CA                                       360                          359                           85                         6.85
CA                                       360                          357                           80                         6.35
CA                                       360                          359                           75                         6.25
CA                                       360                          359                        59.43                         6.85
PA                                       360                          359                           90                          7.4
CA                                       360                          358                           90                          7.2
AR                                       360                          359                           80                        10.75
NY                                       360                          359                           80                         8.15
NY                                       360                          359                        78.96                         7.25
NY                                       360                          359                           95                         5.99
CA                                       360                          358                        42.88                          6.4
CA                                       360                          359                           80                         5.25
CA                                       360                          359                        96.07                         7.45
VA                                       360                          359                           95                           10
CO                                       360                          358                        78.43                            7
CA                                       360                          359                          100                         7.25
CA                                       360                          359                           65                          5.5
VA                                       360                          359                        61.46                         9.85
VA                                       360                          358                           85                         6.02
NJ                                       360                          359                           85                         7.45
CA                                       360                          359                           80                         6.15
TX                                       360                          359                           80                        10.65
TX                                       360                          358                        72.73                        6.525
CA                                       360                          359                          100                        8.275
CA                                       360                          358                           47                         6.55
MD                                       360                          358                           80                         6.35
CA                                       360                          358                           80                         6.05
NY                                       360                          359                          100                          8.4
NH                                       360                          359                         64.1                          7.2
IL                                       360                          359                           90                         8.95
AR                                       360                          358                        69.45                         9.55
NJ                                       360                          360                           60                          7.6
TX                                       360                          359                           80                          9.6
CA                                       360                          359                        66.53                        7.875
MA                                       360                          358                           90                          5.8
FL                                       360                          358                        74.67                          7.8
CA                                       360                          359                        76.67                          5.9
CA                                       360                          359                         74.4                         7.99
NC                                       360                          359                           80                         9.25
FL                                       360                          359                           70                         7.64
MA                                       360                          359                        85.97                         6.65
MA                                       360                          359                           75                          7.1
CA                                       360                          358                           80                          6.3
MI                                       360                          359                        72.26                         6.95
SC                                       360                          360                           80                         7.15
FL                                       360                          359                           95                          6.7
CA                                       360                          359                        78.74                         5.65
FL                                       360                          359                        61.19                         6.75
CA                                       360                          359                        57.14                         6.99
CA                                       360                          359                        94.78                          7.7
CO                                       360                          359                           80                        6.325
MD                                       360                          359                          100                          8.4
FL                                       360                          359                           95                         6.45
AZ                                       360                          359                        77.33                          7.7
CA                                       360                          359                           80                         5.65
VA                                       240                          239                        34.25                         9.15
AZ                                       360                          359                           80                         7.35
AZ                                       360                          359                           80                         7.45
FL                                       360                          358                           40                         7.85
CA                                       360                          358                        84.78                          5.6
CA                                       360                          359                           80                        6.425
FL                                       360                          359                           65                         6.45
AZ                                       360                          357                         77.9                         8.45
NY                                       360                          359                           85                         5.85
NY                                       360                          359                        79.99                          8.2
CA                                       360                          358                           85                         5.99
CA                                       360                          359                           80                         6.05
CA                                       360                          359                           80                         5.95
UT                                       360                          359                           80                         7.85
CA                                       360                          358                        60.73                         6.85
MI                                       360                          357                           85                         7.55
CT                                       360                          359                           95                          6.6
NY                                       360                          359                        61.51                         7.15
NV                                       360                          357                        45.71                         7.25
NJ                                       360                          359                           75                         7.15
CA                                       360                          358                        76.08                         5.95
CA                                       360                          359                        74.46                          5.9
FL                                       360                          359                           70                          8.7
CA                                       360                          358                           80                         5.95
MI                                       360                          357                           85                         8.95
MI                                       360                          358                           80                          7.6
CO                                       360                          359                           80                         6.85
MI                                       360                          359                           80                        11.05
FL                                       360                          359                           65                          6.8
NY                                       360                          359                           80                         7.14
PA                                       360                          359                           95                         7.15
MA                                       360                          359                           80                         6.49
FL                                       360                          359                        78.79                         6.55
UT                                       360                          358                           95                            7
CO                                       360                          358                           80                         5.95
NY                                       360                          359                        65.22                          5.8
AR                                       360                          359                           80                          7.8
GA                                       360                          359                           90                        7.925
FL                                       360                          358                        91.56                          7.6
AL                                       360                          360                        61.54                         7.85
NY                                       360                          359                        83.89                            6
CA                                       360                          359                           70                         6.25
MO                                       360                          359                           80                         9.75
NV                                       360                          358                           90                         7.55
CA                                       360                          359                           80                          9.6
CA                                       360                          358                        58.46                         6.25
CA                                       360                          358                          100                         6.25
MI                                       360                          359                        52.63                          8.9
AZ                                       360                          359                           80                          6.8
IL                                       360                          359                           80                         8.55
CA                                       360                          358                           80                         5.65
FL                                       360                          359                           70                         6.55
FL                                       360                          359                        70.73                            6
TX                                       360                          359                           80                        10.15
TX                                       360                          359                        64.52                          8.1
MD                                       360                          359                           75                        7.575
MI                                       360                          359                           80                         7.95
IA                                       360                          359                        69.15                         9.35
CA                                       360                          358                           80                          5.4
NH                                       360                          359                           75                        11.65
NE                                       360                          359                           90                          8.5
VA                                       360                          359                           80                          6.5
CA                                       360                          359                         39.6                          7.1
CO                                       360                          359                           80                         6.84
NY                                       360                          359                         9.09                          6.5
TX                                       360                          359                           80                         8.24
NY                                       360                          359                           80                         6.54
AL                                       360                          358                        76.92                          8.2
MI                                       360                          359                           75                          9.8
CA                                       360                          359                        69.87                         5.99
NY                                       360                          359                        88.24                         6.99
NY                                       360                          359                           70                          9.3
RI                                       360                          359                           83                         9.89
CT                                       360                          359                           70                         6.75
FL                                       360                          358                        74.55                         6.85
NY                                       360                          359                           90                          7.8
FL                                       360                          359                        53.16                          7.5
UT                                       360                          359                           95                          5.9
PA                                       360                          359                           95                         11.3
PA                                       360                          359                        55.17                        11.55
AZ                                       360                          358                         61.9                          7.3
CA                                       360                          359                          100                          7.7
VA                                       360                          359                        73.53                          9.4
CA                                       360                          358                        67.97                         5.95
CA                                       360                          359                        94.35                         5.25
CA                                       360                          359                           80                            7
CA                                       360                          358                        67.71                         5.75
CA                                       360                          358                           80                          5.7
CA                                       360                          358                           80                          5.7
CA                                       360                          358                           80                         5.35
CA                                       360                          358                           80                          5.5
CA                                       360                          359                           80                         6.04
CA                                       360                          358                           80                         5.95
CA                                       360                          359                           80                         5.85
CA                                       360                          359                           90                          6.8
IL                                       360                          359                           80                         6.85
MI                                       360                          359                           90                         10.5
NJ                                       360                          359                        47.69                          7.8
CA                                       360                          358                        78.33                         6.75
CA                                       360                          359                         84.9                          5.7
MI                                       360                          359                           80                            9
DC                                       360                          358                        61.93                         5.99
FL                                       360                          359                           80                         11.1
CA                                       360                          358                           80                          5.7
MA                                       360                          358                           80                         6.45
NY                                       360                          359                           90                          6.3
NY                                       360                          359                           80                         9.25
IN                                       360                          359                        57.41                          7.7
WY                                       360                          359                        69.57                         7.85
NH                                       360                          359                        76.23                        6.475
CA                                       360                          359                           75                        10.05
CA                                       360                          359                           80                          6.8
MI                                       360                          358                           85                          8.7
PA                                       360                          359                           66                         6.15
CA                                       360                          359                           80                          6.7
CA                                       360                          359                           80                        6.625
CA                                       360                          359                          100                         7.85
VA                                       360                          358                           65                         7.05
CA                                       360                          359                           90                          6.7
MI                                       360                          359                           95                        11.15
AZ                                       360                          359                           80                          7.1
CA                                       360                          358                           80                         6.95
CA                                       360                          359                           80                          6.2
CA                                       360                          359                           80                         6.45
FL                                       360                          359                           80                         6.89
FL                                       360                          359                           80                        10.65
CA                                       360                          359                         61.4                        11.75
CA                                       360                          359                           80                          5.5
PA                                       360                          359                          100                         11.5
IN                                       360                          359                        67.96                        10.05
NY                                       360                          359                           75                         8.05
MI                                       360                          359                           95                          7.9
CA                                       360                          358                          100                         5.85
CA                                       360                          359                           80                         6.15
IN                                       360                          359                           90                         10.2
NY                                       360                          359                           85                         6.99
CA                                       360                          359                           80                          6.8
CA                                       360                          358                           80                         5.95
FL                                       360                          359                        73.41                         7.69
CA                                       360                          359                           85                         6.25
FL                                       360                          358                           95                         7.45
CA                                       360                          359                        35.29                          8.4
NV                                       360                          359                           80                          7.2
AR                                       360                          359                           68                         6.95
CA                                       360                          359                        78.57                         5.85
VT                                       360                          359                           80                          6.2
MD                                       360                          359                           80                          9.3
CA                                       360                          358                           95                         7.25
FL                                       360                          359                        14.42                         9.85
FL                                       360                          357                        66.79                            6
ME                                       360                          359                        43.48                         8.65
CA                                       360                          359                           90                         6.05
GA                                       360                          359                           65                        12.25
TX                                       360                          359                          100                         9.05
NJ                                       360                          358                        84.91                         6.75
CA                                       360                          358                           80                          6.2
CA                                       360                          359                         47.8                         8.54
NY                                       360                          359                        77.78                         6.95
FL                                       360                          358                        51.02                         9.79
NJ                                       360                          358                           94                         6.75
NJ                                       360                          358                           90                         6.35
CA                                       360                          359                           80                          6.2
CA                                       360                          359                           80                         7.55
CA                                       360                          359                        78.86                         7.18
AZ                                       360                          359                        54.45                        10.55
MI                                       360                          359                        67.57                         9.25
NY                                       360                          358                        23.45                         7.15
CA                                       360                          359                        79.25                         6.35
MD                                       360                          359                           75                        11.25
CA                                       360                          358                           80                         5.05
CA                                       360                          358                           80                         6.65
CA                                       360                          358                           95                         6.25
CA                                       360                          359                        58.46                         6.45
NY                                       360                          359                        94.94                          6.4
CA                                       360                          359                           80                         6.05
CA                                       360                          359                           80                         6.45
CA                                       360                          359                           90                         5.95
CA                                       360                          358                           85                          5.8
CA                                       360                          359                           80                         6.05
CA                                       360                          359                           80                          5.9
CA                                       360                          359                           45                         5.95
CA                                       360                          359                           80                          5.9
CA                                       360                          358                           85                         5.75
CA                                       360                          358                        73.33                          5.4
CA                                       360                          358                        89.94                         6.15
CA                                       360                          358                           80                         6.05
CA                                       360                          359                           80                          5.6
CA                                       360                          358                        83.56                         5.85
TN                                       360                          359                           80                         10.4
ME                                       360                          359                        61.39                          8.5
NY                                       360                          358                           85                          7.8
FL                                       360                          359                        83.48                         8.05
NY                                       360                          359                           80                        6.265
MD                                       360                          359                        63.77                         6.95
CA                                       360                          359                         79.2                          5.6
CA                                       360                          359                           95                          7.8
CA                                       360                          359                           90                         6.75
AZ                                       360                          359                           90                         6.65
CA                                       360                          358                        61.64                         6.35
FL                                       360                          359                           65                         6.25
UT                                       360                          359                        84.96                          7.6
CA                                       360                          358                           80                          6.5
UT                                       360                          359                           80                         7.65
CA                                       360                          358                           75                         6.65
CA                                       360                          359                          100                         6.95
NJ                                       360                          358                        57.31                        6.675
RI                                       360                          359                           80                         10.4
MI                                       360                          359                        43.92                        10.75
AZ                                       360                          359                           75                         7.15
CA                                       360                          359                          100                         7.99
NY                                       360                          359                        48.24                         7.55
FL                                       360                          359                           75                         7.35
MA                                       360                          359                           80                        7.375
IL                                       360                          359                           75                        11.15
CA                                       360                          359                         74.6                         7.55
FL                                       360                          359                        74.44                          5.8
IL                                       360                          359                           87                          8.8
CA                                       360                          359                           80                         5.85
AZ                                       360                          359                        75.79                         7.55
CA                                       360                          359                        73.21                            6
PA                                       360                          359                           80                         10.4
CA                                       360                          358                           85                         5.75
CA                                       360                          359                           80                         6.05
RI                                       360                          359                        73.91                         6.75
CA                                       360                          358                        72.73                         5.55
RI                                       360                          359                           80                          6.8
MI                                       360                          359                           85                          8.8
FL                                       360                          359                           75                           10
CA                                       360                          358                           90                         5.99
CA                                       360                          359                           80                         5.24
NY                                       360                          358                        60.18                          8.5
CA                                       360                          359                        70.59                          6.5
CA                                       360                          359                           80                         5.75
ME                                       360                          359                           80                         6.45
FL                                       360                          359                           80                         6.25
MI                                       360                          359                        86.15                         9.89
NJ                                       360                          359                           80                          7.7
VA                                       360                          359                           80                         7.89
VA                                       360                          359                           80                         6.35
TX                                       360                          359                           80                         10.7
TX                                       360                          359                        86.06                          8.2
MI                                       360                          357                           85                          8.5
CA                                       360                          359                           95                          6.2
CA                                       360                          358                           90                          7.5
NY                                       360                          359                        78.45                         6.15
OR                                       360                          359                           85                          7.1
FL                                       360                          359                           85                            7
CA                                       360                          359                           75                       10.696
NY                                       360                          359                           80                          7.5
CA                                       360                          359                        78.28                         6.99
FL                                       360                          359                           70                            7
CA                                       360                          358                        66.18                          6.2
CA                                       360                          359                           95                          6.1
NV                                       360                          358                           80                        6.875
NV                                       360                          359                           89                         6.44
CA                                       360                          359                        73.56                         5.59
OK                                       360                          359                        66.93                          7.8
CT                                       360                          358                           95                          8.4
FL                                       360                          359                           80                         7.45
SC                                       360                          359                           75                         11.7
CA                                       360                          358                        93.65                          6.6
NH                                       360                          359                           90                         7.35
CT                                       360                          359                           75                         8.85
NY                                       360                          358                        75.96                         5.65
FL                                       360                          359                           75                         8.05
FL                                       360                          359                           70                         7.25
CA                                       360                          358                           80                          5.4
CA                                       360                          359                           65                          8.4
FL                                       360                          359                           84                         7.25
VA                                       360                          358                        58.62                          7.6
CA                                       360                          358                           95                         7.14
MO                                       360                          359                           90                        8.125
CA                                       360                          358                           80                         5.75
CA                                       360                          358                           85                         5.45
CA                                       360                          359                         62.6                        6.875
CA                                       360                          359                           80                         6.44
CA                                       360                          358                           80                         5.65
CA                                       360                          358                        65.79                         5.25
CA                                       360                          359                        65.92                          5.6
CA                                       360                          359                           95                         5.99
CA                                       360                          359                           80                         8.35
CA                                       360                          359                           95                         5.75
CA                                       360                          359                        70.45                         5.99
CA                                       360                          358                           80                          5.2
CA                                       360                          359                           75                         5.25
CA                                       360                          359                          100                         9.75
CA                                       360                          359                           80                         6.65
CA                                       360                          359                           80                          6.2
PA                                       360                          359                           80                          9.3
NY                                       360                          359                           90                         6.99
NY                                       360                          359                           60                          7.5
CA                                       360                          359                           75                          7.9
CA                                       360                          358                        69.57                        5.765
CA                                       360                          359                        87.61                         6.15
MD                                       360                          359                        69.51                          7.3
NJ                                       360                          359                           90                         8.45
CA                                       360                          358                        57.36                          5.6
CA                                       360                          358                           90                          6.2
CA                                       360                          359                           80                         6.34
CA                                       360                          358                        92.83                         5.25
CA                                       360                          358                        77.95                         5.25
IL                                       360                          359                          100                         8.99
CA                                       360                          358                         94.7                         6.15
ME                                       360                          359                           80                         8.95
VA                                       360                          359                           65                         10.6
CA                                       360                          358                           80                         5.75
CA                                       360                          358                           70                          5.6
CA                                       360                          358                        84.33                         7.45
CA                                       360                          359                         52.5                        6.175
CA                                       360                          359                           80                         5.45
VA                                       360                          358                           80                          6.9
CA                                       360                          359                           75                         7.55
NY                                       360                          359                           80                         6.99
CT                                       360                          359                           80                          6.7
MI                                       360                          359                        57.48                         11.1
CA                                       360                          359                        73.68                         6.25
FL                                       360                          359                           80                         7.25
CA                                       360                          358                           80                         5.95
NY                                       360                          358                        49.33                         6.99
CA                                       360                          359                        76.25                          7.3
GA                                       360                          359                           80                          6.8
MI                                       360                          359                           80                        10.65
MA                                       360                          358                           85                          6.9
FL                                       360                          359                           80                        12.05
CA                                       360                          359                           80                          7.8
VA                                       360                          359                           75                         8.05
IL                                       360                          359                         97.6                         7.45
RI                                       360                          359                        78.43                          6.3
AL                                       360                          359                           75                         9.75
GA                                       360                          359                           70                         8.75
HI                                       360                          358                           70                         5.85
TX                                       360                          359                        61.76                         8.35
FL                                       360                          359                        76.87                         8.95
NJ                                       360                          358                           90                         6.99
MI                                       360                          359                           75                         10.5
CA                                       360                          359                           80                         7.15
MD                                       360                          359                        67.22                         7.99
CA                                       360                          358                           80                         5.95
KY                                       360                          359                        93.28                          7.9
IN                                       360                          359                           43                         8.65
MA                                       360                          359                        26.72                         7.25
FL                                       360                          359                           90                         7.95
VA                                       360                          359                           75                        11.65
CA                                       360                          359                        64.52                          6.3
VA                                       360                          359                        64.07                          6.7
MD                                       360                          359                           85                          8.4
MN                                       360                          359                        82.94                         7.45
FL                                       360                          359                           95                         9.35
MI                                       360                          357                           85                          6.3
AZ                                       360                          358                           80                        10.45
PA                                       360                          359                           80                         9.25
CA                                       360                          358                           80                         5.85
AL                                       360                          359                        78.67                         10.3
MD                                       360                          359                           60                         7.45
MI                                       360                          359                           80                          7.1
CA                                       360                          359                        84.83                         6.05
CA                                       360                          359                        68.48                         5.99
CA                                       360                          358                           72                         5.59
CA                                       360                          359                           80                         5.99
CA                                       360                          358                           80                          5.8
CA                                       360                          359                        56.25                          8.2
MA                                       360                          359                           95                         7.65
MA                                       360                          359                          100                         7.85
NY                                       360                          359                        68.35                         6.35
AZ                                       360                          359                           95                          8.2
CA                                       360                          359                           80                          6.1
CA                                       360                          358                        53.33                          5.8
MI                                       360                          359                           80                         7.65
CA                                       360                          359                           90                         7.25
CA                                       360                          359                           80                         6.74
CA                                       360                          358                           90                         5.75
MD                                       360                          359                           90                          7.9
CA                                       360                          359                           90                         6.85
PA                                       360                          359                        47.37                          6.9
CA                                       360                          358                           65                         5.85
CA                                       360                          359                          100                         9.75
CA                                       360                          359                           90                            6
CA                                       360                          359                           85                         6.45
OK                                       360                          359                           90                         9.15
CA                                       360                          359                           95                         7.25
TN                                       360                          359                        76.06                        11.29
CA                                       360                          358                           80                         5.65
MI                                       360                          359                        87.21                         9.75
MI                                       360                          359                        53.76                         10.3
IN                                       360                          359                           95                        10.25
CA                                       360                          359                           75                          5.7
UT                                       360                          359                           80                         8.69
MO                                       360                          359                        37.31                         9.65
FL                                       360                          359                        37.33                         11.5
TX                                       360                          359                           90                          9.8
TX                                       360                          360                           90                        10.15
FL                                       360                          359                           65                         7.65
HI                                       360                          359                           90                          6.5
TN                                       360                          359                           80                        8.175
FL                                       360                          359                        55.67                          8.4
FL                                       360                          359                           65                        12.19
NH                                       360                          359                          100                         6.99
CA                                       360                          358                        60.83                        9.125
CA                                       360                          359                           80                          7.4
CA                                       360                          359                        68.18                        5.875
CA                                       360                          359                           75                         7.35
CA                                       360                          359                         77.5                          6.4
CA                                       360                          359                         61.7                         6.75
PA                                       360                          358                           80                          7.7
FL                                       360                          358                           62                         6.45
CA                                       360                          358                           85                         5.55
VA                                       360                          359                           70                        10.84
MI                                       360                          358                           90                          9.2
CA                                       360                          359                        84.46                          5.6
CA                                       360                          358                        63.24                         6.25
CA                                       360                          358                        79.37                          5.6
CA                                       360                          359                           80                          6.8
CA                                       360                          358                         78.8                         9.15
CA                                       360                          358                        94.21                          5.6
NY                                       360                          358                           75                         6.35
CA                                       360                          359                          100                         6.59
CA                                       360                          359                           70                          5.1
NY                                       360                          359                           75                         8.35
PA                                       360                          359                           80                        10.05
VA                                       360                          359                        56.22                         10.5
VA                                       360                          359                        67.22                         8.46
FL                                       360                          359                           80                         7.25
CA                                       360                          358                        79.16                          6.3
MA                                       360                          359                        80.66                        7.225
NY                                       360                          359                        71.33                          6.7
MI                                       360                          359                           65                        11.15
MA                                       360                          359                        79.93                         6.15
CA                                       360                          358                        77.27                          5.7
NV                                       360                          358                           90                          7.8
NY                                       360                          359                           80                            8
NY                                       360                          359                           90                         5.75
FL                                       360                          358                           75                         5.49
VT                                       360                          357                           80                         7.15
MA                                       360                          358                        88.82                          6.4
TN                                       360                          359                           95                          8.7
MI                                       360                          360                           80                          9.4
CA                                       360                          359                           80                         5.99
MI                                       360                          359                           75                         10.4
FL                                       360                          358                        65.57                         7.25
CA                                       360                          359                           65                         6.95
NJ                                       360                          359                         83.8                          7.6
NV                                       360                          357                           75                          5.4
NJ                                       360                          359                           90                         7.25
CA                                       360                          359                           80                         5.35
CA                                       360                          359                         63.9                         5.75
IL                                       360                          359                           75                         7.45
CA                                       360                          359                        44.03                         6.45
VA                                       360                          358                           90                          7.2
VA                                       360                          359                           80                          8.5
VT                                       360                          359                           80                          9.7
FL                                       360                          359                           70                         9.85
MA                                       360                          358                        68.75                         5.95
MA                                       360                          359                        45.35                         6.95
MA                                       360                          359                           85                         6.35
NY                                       360                          359                           75                         6.62
CA                                       360                          358                        66.59                        6.125
CA                                       360                          358                           85                         6.35
CA                                       360                          359                        63.08                         6.25
TX                                       360                          359                           80                         7.55
CA                                       360                          359                        69.03                          6.5
MA                                       360                          359                           85                         6.59
GA                                       360                          359                        97.34                          8.3
OR                                       360                          358                           90                          7.4
CA                                       360                          359                           95                          7.6
PA                                       360                          358                           95                          7.8
CA                                       360                          358                           80                         5.35
FL                                       360                          359                        74.76                         6.69
CA                                       360                          358                         75.9                         6.25
IL                                       360                          359                           70                         11.8
MN                                       360                          359                           80                         7.95
CA                                       360                          357                           75                          9.1
MD                                       360                          359                           80                         7.15
FL                                       360                          359                           80                         7.15
NY                                       360                          359                           65                         5.99
NY                                       360                          359                           84                          8.3
NY                                       360                          358                        81.62                         6.25
NY                                       360                          359                        55.52                          6.2
NY                                       360                          359                        75.93                          7.1
CO                                       360                          359                           70                          8.9
IL                                       360                          359                           70                         8.45
NJ                                       360                          359                         86.8                         6.99
MA                                       360                          359                           90                         7.35
CA                                       360                          358                        89.18                        5.725
NJ                                       360                          359                        62.07                          6.1
NY                                       360                          359                        73.21                          6.7
MI                                       360                          358                           80                          9.3
NJ                                       360                          359                           75                         7.95
CA                                       360                          358                           90                          5.8
NY                                       360                          359                         78.8                         5.84
WA                                       360                          358                        88.86                         7.25
CA                                       360                          359                           90                         5.65
VA                                       360                          359                           70                         7.99
MA                                       360                          359                        63.57                         5.35
CA                                       360                          358                           85                         6.75
CA                                       360                          359                          100                         8.59
NJ                                       360                          359                        51.43                        6.075
MA                                       360                          359                        59.17                          6.1
WA                                       360                          358                           85                         5.64
CA                                       360                          359                          100                         6.95
CA                                       360                          358                           95                            6
MA                                       360                          359                           84                         6.75
VA                                       360                          359                           65                          8.6
OK                                       360                          359                           75                        10.45
CA                                       360                          359                           90                          6.8
CA                                       360                          358                        78.01                         7.35
FL                                       360                          359                           85                         7.05
CA                                       360                          359                        45.45                         6.99
VA                                       360                          359                           80                          8.2
VA                                       360                          358                           85                         6.75
PA                                       360                          359                           75                         9.65
CA                                       360                          358                           80                          5.3
CA                                       360                          359                           75                         5.65
CA                                       360                          358                        64.03                          5.4
CA                                       360                          358                         78.5                         5.74
CA                                       360                          359                        72.86                         5.55
NJ                                       360                          359                           80                          9.8
FL                                       360                          359                           80                         6.84
CA                                       360                          358                           90                          7.4
MA                                       360                          359                        59.61                          7.2
PA                                       360                          357                        45.96                         7.45
VA                                       360                          359                        81.14                         5.94
VA                                       360                          359                        74.85                         7.95
PA                                       360                          358                        58.49                          9.8
AL                                       360                          359                        72.03                          9.1
NJ                                       360                          359                           90                         7.94
MA                                       360                          359                           70                         6.95
CA                                       360                          359                           90                         7.05
CA                                       360                          358                           90                         6.74
MI                                       360                          359                           95                         9.65
ID                                       360                          359                           80                         8.35
MA                                       360                          359                        61.24                          6.2
NY                                       360                          358                        75.78                       11.275
MD                                       360                          359                        65.15                            7
CA                                       360                          359                        77.67                         6.85
MA                                       360                          359                        78.03                         7.14
FL                                       360                          358                           80                         6.95
MA                                       360                          359                         71.3                         6.24
MD                                       360                          357                        75.61                         7.85
FL                                       360                          358                           90                          7.8
VA                                       360                          359                           80                        11.05
MA                                       360                          358                           80                         6.15
FL                                       360                          358                        78.18                         7.85
FL                                       360                          359                           85                         6.84
FL                                       360                          359                           80                           12
CA                                       360                          358                         83.9                         6.29
NY                                       360                          358                        52.14                          6.1
AL                                       360                          359                        92.94                          7.8
CA                                       360                          359                        84.92                         6.74
CA                                       360                          358                           85                         6.99
CA                                       360                          359                        70.71                            7
VA                                       360                          359                         79.1                         6.64
IN                                       360                          359                         63.6                         11.3
RI                                       360                          359                           80                          6.7
CA                                       360                          358                           90                        6.665
CA                                       360                          358                           80                         5.85
OH                                       360                          359                        78.74                          9.9
NY                                       360                          359                        64.98                          7.7
FL                                       360                          359                           80                          8.4
DC                                       360                          359                        71.73                         7.25
DC                                       360                          359                        44.44                         7.05
FL                                       360                          359                        71.76                         8.35
CA                                       360                          358                           80                            6
FL                                       360                          359                           90                          9.1
CA                                       360                          359                           80                         6.35
FL                                       360                          359                           61                         6.99
VA                                       360                          358                           80                          6.1
MA                                       360                          358                           80                         6.55
CA                                       360                          359                           85                         6.25
MD                                       360                          359                        77.67                          7.4
CA                                       360                          359                        74.57                         7.04
NJ                                       360                          359                        77.06                        6.525
WI                                       360                          359                           80                          7.8
MA                                       360                          359                        61.02                         5.87
OH                                       180                          179                           80                         6.45
CA                                       360                          358                           70                         7.05
CA                                       360                          358                        84.54                          5.9
CO                                       360                          359                        78.95                         7.45
NY                                       360                          358                        27.03                         6.55
CA                                       360                          359                        66.67                          7.4
CA                                       360                          359                        78.71                         5.85
CA                                       360                          359                        69.29                         5.65
CA                                       360                          358                           80                         6.45
FL                                       360                          358                        60.73                          6.6
CA                                       360                          358                        66.67                         7.85
CA                                       360                          359                           70                          8.4
MI                                       360                          359                           95                         8.55
NY                                       360                          359                        68.57                         7.15
MI                                       360                          358                           80                         7.14
CA                                       360                          359                        63.77                         5.65
CA                                       360                          359                        75.76                         8.15
HI                                       360                          358                        63.09                         6.35
MI                                       360                          358                           95                         5.85
CA                                       360                          359                           80                          5.9
NY                                       360                          359                           75                         7.35
CA                                       360                          358                        78.47                          5.8
NH                                       360                          359                           95                          7.5
CA                                       360                          359                        69.09                         6.05
NV                                       360                          359                           95                          8.5
RI                                       360                          358                        79.93                         6.35
CA                                       360                          359                         59.6                          5.6
CA                                       360                          358                        77.71                         5.45
CA                                       360                          358                           80                          5.3
CA                                       360                          359                           75                          5.4
CA                                       360                          359                           95                         6.45
NJ                                       360                          359                           80                        6.825
AZ                                       360                          359                        64.88                         6.45
CA                                       360                          359                        72.73                          6.5
CO                                       360                          359                           85                          7.9
CA                                       360                          358                           80                         5.75
CA                                       360                          358                        66.67                        5.913
VA                                       360                          359                        55.92                         7.99
IN                                       360                          359                           80                          8.9
CA                                       360                          358                        74.15                        5.875
CA                                       360                          358                           80                          5.4
CA                                       360                          359                        78.43                        5.525
WA                                       360                          358                           85                         6.25
CA                                       360                          359                        73.35                         5.35
NY                                       360                          359                           80                         7.15
FL                                       360                          359                        66.97                         6.55
VA                                       360                          359                        58.95                         6.69
CA                                       360                          358                           72                         5.85
CA                                       360                          359                           75                         6.45
CA                                       360                          359                        80.78                         5.25
CA                                       360                          358                           80                         6.55
CA                                       360                          358                           85                         6.04
CA                                       360                          358                        78.08                         5.85
CA                                       360                          359                         62.5                          6.9
CA                                       360                          358                           80                          7.9
FL                                       360                          359                        61.67                          6.4
NY                                       360                          359                           90                          7.3
NY                                       360                          359                        65.93                         5.99
CA                                       360                          359                           75                         6.24
RI                                       360                          359                           85                          7.4
RI                                       360                          359                        69.62                        6.675
CA                                       360                          359                           85                          5.6
CA                                       360                          359                           90                          7.1
VA                                       360                          359                        84.83                         7.05
CA                                       360                          358                        84.27                          6.7
CA                                       360                          359                           80                          6.7
CA                                       360                          358                           70                         5.75
MI                                       360                          359                        74.44                         8.65
NY                                       360                          359                           80                          6.7
NJ                                       360                          359                           80                          7.5
CA                                       360                          359                        79.81                          5.6
CA                                       360                          358                        82.17                         6.35
CA                                       360                          359                        79.71                         7.34
CA                                       360                          358                           80                         5.35
CA                                       360                          358                        72.78                         5.85
FL                                       360                          358                           80                            8
CA                                       360                          359                          100                         6.55
CA                                       360                          358                           95                         5.99
CA                                       360                          358                         79.4                          5.6
CA                                       360                          359                           80                         6.64
PA                                       360                          359                        76.36                         8.45
AZ                                       360                          359                        69.96                          6.9
AZ                                       360                          358                           80                          6.4
MI                                       360                          359                           95                          6.5
RI                                       360                          359                        61.97                         6.99
CA                                       360                          359                           90                         5.95
CA                                       360                          359                        76.69                          6.9
VA                                       360                          359                           95                         8.55
NY                                       360                          359                        74.26                         6.15
FL                                       360                          359                           65                         8.55
WA                                       360                          358                         84.1                          6.7
CA                                       360                          358                           80                         6.34
NY                                       360                          358                         38.1                          6.5
VA                                       360                          358                           80                         6.75
CA                                       360                          359                        48.09                        5.888
CA                                       360                          358                           80                          5.7
NY                                       360                          359                           80                          5.3
NY                                       360                          359                        84.87                         6.99
CA                                       360                          359                           80                         7.18
VA                                       360                          359                           51                          6.7
CA                                       360                          359                           80                         8.95
MN                                       360                          359                           80                          7.1
CA                                       360                          358                        87.83                         5.99
VA                                       360                          359                        46.46                          7.8
CO                                       360                          359                        86.98                          7.6
CA                                       360                          359                           80                         7.25
CA                                       360                          358                           90                         5.75
NY                                       360                          359                           95                          6.3
NY                                       360                          358                           90                         6.75
NY                                       360                          358                           85                         6.95
FL                                       360                          359                           80                         8.99
CA                                       360                          359                        87.18                         6.66
CA                                       360                          359                           80                          6.3
AZ                                       360                          358                        69.82                         7.55
CA                                       360                          358                           90                         5.95
CA                                       360                          359                           80                          5.8
CA                                       360                          358                           95                         6.95
CA                                       360                          358                           80                         7.35
NY                                       360                          359                        36.51                            6
MI                                       360                          359                        26.59                        10.65
HI                                       360                          358                           95                         6.45
CA                                       360                          358                           80                         5.35
CA                                       360                          359                           80                          5.6
CA                                       360                          358                           85                          6.3
CA                                       360                          358                           90                          6.5
CA                                       360                          358                           90                         6.24
FL                                       360                          359                           75                          6.3
CA                                       360                          358                           80                          6.6
VA                                       360                          359                           85                          8.5
CA                                       360                          359                           80                          5.8
CA                                       360                          359                           80                         6.35
CA                                       360                          358                           80                          6.1
CA                                       360                          359                        89.66                          6.3
OR                                       360                          359                        74.67                         6.45
CA                                       360                          358                           90                         7.25
FL                                       360                          359                           90                          7.3
CA                                       360                          358                        68.93                          5.6
CA                                       360                          358                           80                         5.25
CA                                       360                          359                           80                         6.85
CA                                       360                          358                        84.57                          5.9
CA                                       360                          359                        78.34                            6
CA                                       360                          359                           80                         5.25
CA                                       360                          358                        82.58                         6.25
CA                                       360                          359                           85                          7.2
CA                                       360                          358                           80                         6.59
FL                                       360                          359                           80                         7.94
CA                                       360                          359                           85                         6.25
CA                                       360                          359                        94.89                          7.2
CA                                       360                          358                        59.63                          6.5
CA                                       360                          359                        79.56                         5.85
CA                                       360                          358                           90                         5.99
CA                                       360                          359                           95                          7.1
CA                                       360                          359                        71.79                         6.55
CO                                       360                          358                           90                          8.2
CO                                       360                          358                           90                          8.2
LA                                       360                          359                           80                         9.95
IN                                       360                          359                        69.86                         10.6
NY                                       360                          358                        79.18                         6.95
RI                                       360                          359                           62                         6.04
MI                                       360                          359                           95                          9.8
NJ                                       360                          359                         59.5                         6.75
MN                                       360                          359                           70                         6.85
CA                                       360                          359                           70                          6.8
NY                                       360                          359                           70                          6.9
FL                                       360                          359                           85                         5.84
MD                                       360                          359                           85                         6.95
FL                                       360                          359                        76.25                         7.34
CA                                       360                          358                           75                          5.5
NY                                       360                          358                        22.47                         7.05
CA                                       360                          358                        86.74                         5.99
CA                                       360                          359                        72.73                         6.45
NY                                       360                          359                           95                         8.25
CA                                       360                          358                        78.69                         5.25
CA                                       360                          358                           95                          6.3
SC                                       360                          359                        68.18                          7.3
CA                                       360                          359                           80                          5.6
NY                                       360                          359                           80                          6.5
OH                                       360                          359                           75                          9.2
CA                                       360                          359                           80                         6.05
CA                                       360                          359                        72.35                          6.2
CA                                       360                          359                           80                         5.99
CA                                       360                          359                        76.62                          6.1
CA                                       360                          359                           90                          6.8
NY                                       360                          359                          100                         6.65
NY                                       360                          359                        38.31                         6.35
CA                                       360                          359                           80                         6.55
CA                                       360                          359                        78.79                         8.85
CA                                       360                          359                        84.16                            6
CA                                       360                          358                        82.04                          5.9
RI                                       360                          359                           85                          6.8
MI                                       360                          359                        77.24                          8.2
CT                                       360                          358                        65.67                        6.025
NY                                       360                          359                           90                          8.5
CA                                       360                          358                           95                         6.95
RI                                       360                          359                           90                         6.99
MA                                       360                          359                           80                          7.9
CA                                       360                          359                        16.95                          7.4
CT                                       360                          359                           85                        7.075
VA                                       360                          359                           80                            9
MD                                       360                          359                        79.81                        7.265
FL                                       360                          359                        92.17                         7.65
NY                                       360                          358                        76.47                          5.9
TX                                       360                          359                           75                        11.85
TX                                       360                          359                           90                         8.55
CA                                       360                          358                        58.74                          6.7
CA                                       360                          359                        79.08                         7.45
FL                                       360                          359                         67.8                         6.75
NC                                       360                          359                           90                         8.55
CA                                       360                          359                           80                          6.5
CA                                       360                          359                         82.2                          7.2
CA                                       360                          359                           95                          6.8
CA                                       360                          358                        79.76                         5.95
CA                                       360                          358                         57.3                         5.55
CA                                       360                          358                           90                          6.4
CA                                       360                          359                           80                         8.24
CA                                       360                          359                           80                         7.45
FL                                       360                          359                           80                         5.75
CA                                       360                          358                        84.62                        5.425
FL                                       360                          358                           85                         7.75
VA                                       360                          359                           75                           10
RI                                       360                          358                           70                         6.45
MN                                       360                          359                        82.57                          7.2
CA                                       360                          359                        89.13                         6.05
CA                                       360                          359                           90                         7.16
PA                                       360                          359                        73.33                         7.95
CA                                       360                          358                           80                          6.1
NY                                       360                          359                           80                          7.7
NY                                       360                          358                           75                         6.65
CA                                       360                          359                        76.29                         5.55
CA                                       360                          359                           64                          6.4
CA                                       360                          359                           75                          8.4
CA                                       360                          358                        25.95                          5.4
CA                                       360                          358                           60                         5.59
CA                                       360                          359                           85                          7.2
CT                                       360                          359                           65                         5.99
MA                                       360                          358                           75                          5.7
FL                                       360                          358                        76.92                          5.6
CA                                       360                          359                           80                          5.2
CA                                       360                          359                           85                         6.95
CA                                       360                          358                        79.14                          5.8
CA                                       360                          358                           90                          6.5
CA                                       360                          359                        82.64                         6.24
CA                                       360                          358                         79.8                          6.2
CA                                       360                          358                         74.9                         6.25
CA                                       360                          358                        73.98                          5.6
FL                                       360                          359                           90                          7.8
CA                                       360                          358                        79.61                         5.75
MN                                       360                          358                           95                          8.3
OH                                       360                          358                           80                         7.45
CA                                       360                          359                           95                         7.65
OH                                       360                          359                           75                         11.3
CA                                       360                          359                        72.66                          7.4
CA                                       360                          358                           80                         5.55
CA                                       360                          358                           80                          6.2
CA                                       360                          358                           85                          6.2
UT                                       360                          358                           85                          7.7
CA                                       360                          358                           80                          7.8
VA                                       360                          359                           90                         7.25
OH                                       360                          359                        82.89                          7.2
CA                                       360                          359                          100                         6.05
MD                                       360                          359                           80                         7.35
CA                                       360                          359                           80                          7.4
OH                                       360                          359                           80                          9.2
MD                                       360                          359                           60                          6.9
CA                                       360                          358                        37.65                          6.8
NY                                       360                          359                           65                         6.95
OH                                       360                          359                        97.35                         6.72
FL                                       360                          359                           80                         7.65
NY                                       360                          358                           80                         6.99
FL                                       360                          359                           80                         7.35
FL                                       360                          359                           80                         6.85
MD                                       360                          359                        26.14                          7.2
CA                                       360                          359                        75.71                          6.9
MD                                       360                          359                        56.96                          6.9
MO                                       360                          359                        79.25                         8.15
CA                                       360                          358                           85                         5.99
OH                                       360                          358                         87.1                          7.6
CA                                       360                          359                           95                         6.75
MN                                       360                          359                        47.88                         9.29
NC                                       360                          359                           95                         10.4
VA                                       360                          359                           85                          8.3
CA                                       360                          358                        89.47                         5.45
CA                                       360                          358                           55                         6.25
OH                                       360                          359                           80                         7.75
CA                                       360                          359                           80                         6.85
CA                                       360                          359                        69.68                          6.3
NJ                                       360                          359                        58.67                          6.3
MA                                       360                          358                         79.4                        6.475
CA                                       360                          358                           85                         5.84
MN                                       360                          359                           90                          7.7
VA                                       360                          359                           85                          8.9
OH                                       360                          359                        72.46                          8.3
CA                                       360                          358                           75                        6.125
VA                                       360                          359                        79.97                          8.5
CA                                       360                          359                           90                          5.9
NY                                       360                          358                           95                         7.05
OH                                       360                          358                           65                        10.79
MI                                       360                          359                        78.99                         6.15
MN                                       360                          359                           90                         8.05
NY                                       360                          359                           80                         6.15
MN                                       360                          359                        56.77                        11.65
CA                                       360                          358                           80                          5.8
CA                                       360                          359                           75                          6.5
PA                                       360                          359                           75                         7.44
CA                                       360                          358                           85                          5.7
NY                                       360                          359                        83.28                          6.3
VA                                       360                          359                           85                            7
CA                                       360                          358                           80                        6.525
CA                                       360                          358                           80                         5.25
NY                                       360                          359                        69.23                          6.6
CA                                       360                          358                           85                         5.65
NY                                       360                          359                           90                         7.25
CA                                       360                          359                           90                         6.75
VA                                       360                          358                           75                         6.05
VA                                       360                          359                        31.27                          7.5
FL                                       360                          359                        89.36                         7.99
NY                                       360                          359                        79.57                          8.1
CA                                       360                          358                           75                         6.49
FL                                       360                          359                           80                         6.95
RI                                       360                          358                        70.23                         5.55
CA                                       360                          359                           80                         5.95
CA                                       360                          359                           90                          6.8
CA                                       360                          359                           90                         7.55
FL                                       360                          358                        48.18                        6.375
OH                                       360                          359                           95                         9.85
MI                                       360                          359                           90                           11
CA                                       360                          359                           90                         7.55
CA                                       360                          359                           65                         5.99
CA                                       360                          359                           80                         6.75
MD                                       360                          359                           80                         7.59
MD                                       360                          359                           80                         6.85
MN                                       360                          359                         64.1                        10.35
OH                                       360                          359                         67.6                         7.35
MD                                       360                          359                        73.37                          7.6
CA                                       360                          358                         68.2                          5.5
MI                                       360                          359                        39.24                        11.65
MD                                       360                          358                        41.95                        6.525
NC                                       360                          359                          100                         8.69
OH                                       360                          359                           75                         8.95
NC                                       360                          358                           85                         5.85
MN                                       360                          359                           65                         9.94
MD                                       360                          358                        81.57                         6.75
MD                                       360                          358                           80                         7.75
OH                                       360                          359                           70                          8.9
MI                                       360                          358                           85                          5.8
CA                                       360                          359                           70                         7.05
CA                                       360                          359                         53.5                         6.85
CA                                       360                          358                           80                         5.99
OH                                       360                          359                           65                        10.74
MN                                       360                          359                         46.3                         10.5
MI                                       360                          359                           75                          6.6
NY                                       360                          359                           80                          6.5
NY                                       360                          359                        64.54                          7.8
OH                                       360                          359                           80                         9.39
OH                                       360                          359                        73.53                          9.2
OH                                       360                          359                           90                          8.4
OH                                       360                          359                           95                          9.2
OH                                       360                          359                           95                         9.89
OH                                       360                          359                           75                         9.65
OH                                       360                          358                           95                          7.8
NC                                       360                          359                           60                          7.4
MD                                       360                          359                           80                          6.1
MN                                       360                          358                           80                          7.6
OH                                       360                          359                           75                         8.85
OH                                       360                          359                           65                          6.8
OH                                       360                          359                           80                          9.7
OH                                       360                          358                           80                         9.75
OH                                       360                          358                           80                         6.82
OH                                       360                          359                           80                         6.74
OH                                       360                          359                           80                          9.8
OH                                       360                          359                           80                         8.95
OH                                       360                          357                        66.33                         7.79
MN                                       360                          359                        81.72                         5.95
MN                                       360                          359                           80                          6.5
MD                                       360                          359                           95                         7.65
OH                                       360                          359                          100                          8.5
OH                                       360                          359                        78.61                         8.25
OH                                       360                          359                           53                         7.55
OH                                       360                          359                           85                         5.68
CA                                       360                          358                           90                          6.8
MN                                       360                          359                        79.52                         6.75
OH                                       360                          359                        37.59                         11.3
NC                                       360                          359                        53.33                          5.9
OH                                       360                          359                         63.7                         11.1
OH                                       360                          359                         64.1                        10.55
OH                                       360                          359                           65                         6.55
OH                                       360                          359                           75                         10.2
OH                                       360                          359                           80                           10
NC                                       360                          358                           75                         5.85
OH                                       360                          359                           80                         7.09
MN                                       360                          359                           56                         7.55
OH                                       360                          359                           70                        12.15
NC                                       360                          359                           95                          7.9
OH                                       360                          359                           85                         8.65
OH                                       360                          359                           95                         10.9
OH                                       360                          359                           65                        11.19
OH                                       360                          359                           75                         11.3
OH                                       360                          359                        93.88                         8.75
OH                                       360                          359                           90                         9.05
OH                                       360                          359                           80                         10.8
MN                                       360                          359                        92.42                         8.95
OH                                       360                          358                        76.92                          5.8
OH                                       360                          358                        70.41                         6.95
OH                                       360                          358                           85                          7.7
OH                                       360                          359                           80                          7.6
OH                                       360                          359                           95                         9.55
------------------------------------------------------------------------------------------------------------------------------------
                                                                      358                        79.62                        7.160
------------------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------------------
                                                                      357                        78.70                        7.367
====================================================================================================================================

------------------------------------------------------------------------------------------------------------------------------------
     State                            1st Payment             Maturity                             Orginal               Current
                                          Date                  Date                              Payment                Payment
------------------------------------------------------------------------------------------------------------------------------------
NC                                 11/1/2005                    10/1/2035                       491.66                       491.66
WA                                 11/1/2005                    10/1/2035                       462.86                       462.86
TX                                 11/1/2005                    10/1/2035                       253.18                       253.18
TX                                 11/1/2005                    10/1/2035                       282.85                       282.84
TX                                 11/1/2005                    10/1/2035                       271.59                       271.59
NC                                 11/1/2005                    10/1/2035                      1078.91                      1078.91
NV                                 11/1/2005                    10/1/2035                       1935.4                       1935.4
GA                                 11/1/2005                    10/1/2035                        293.5                        293.5
CO                                 11/1/2005                    10/1/2035                       279.18                       279.18
TX                                 11/1/2005                    10/1/2035                       518.11                       518.11
NC                                 11/1/2005                    10/1/2035                       711.02                       711.02
CO                                 11/1/2005                    10/1/2035                       364.71                       364.71
TX                                 11/1/2005                    10/1/2035                       308.84                       308.84
TX                                 12/1/2005                    11/1/2035                       608.16                       608.16
ME                                 11/1/2005                    10/1/2035                       377.62                       377.62
NJ                                 11/1/2005                    10/1/2035                      1529.69                      1529.69
AL                                 10/1/2005                     9/1/2035                       829.78                       829.78
FL                                 11/1/2005                    10/1/2035                       242.84                       242.84
FL                                 11/1/2005                    10/1/2035                        370.2                        370.2
FL                                 11/1/2005                    10/1/2035                      1962.89                      1962.89
FL                                 11/1/2005                    10/1/2035                      1975.39                      1975.39
FL                                 11/1/2005                    10/1/2035                       350.81                       350.81
OK                                 11/1/2005                    10/1/2035                       932.54                       932.54
GA                                 11/1/2005                    10/1/2035                       272.21                       272.21
GA                                 11/1/2005                    10/1/2035                      1467.21                      1467.21
SC                                 11/1/2005                    10/1/2035                       869.79                       869.79
TX                                 10/1/2005                     9/1/2035                       898.14                       898.14
TX                                 11/1/2005                    10/1/2035                       310.48                       310.48
NV                                 11/1/2005                    10/1/2035                        606.3                        606.3
NV                                 11/1/2005                    10/1/2035                       587.64                       587.64
NC                                 10/1/2005                     9/1/2035                       368.46                       364.78
CO                                 11/1/2005                    10/1/2035                       267.37                       267.37
NV                                 11/1/2005                    10/1/2035                       246.98                       246.98
FL                                 11/1/2005                    10/1/2035                       661.34                       661.34
NV                                 11/1/2005                    10/1/2035                       225.77                       225.77
OH                                 11/1/2005                    10/1/2035                        428.6                        428.6
IL                                 11/1/2005                    10/1/2035                        370.2                        370.2
CO                                 10/1/2005                     9/1/2035                        347.6                        347.6
NY                                 11/1/2005                    10/1/2035                       241.89                       241.89
SC                                 12/1/2005                    11/1/2035                       599.63                       599.63
TX                                 11/1/2005                    10/1/2035                       366.88                       366.88
WI                                 10/1/2005                     9/1/2035                        227.6                        227.6
VT                                 11/1/2005                    10/1/2035                       805.08                       805.08
WA                                 11/1/2005                    10/1/2035                       376.87                       376.87
CA                                 11/1/2005                    10/1/2035                       485.38                       485.38
OK                                 11/1/2005                    10/1/2035                       275.35                       275.35
TX                                 11/1/2005                    10/1/2035                       282.87                       282.87
IL                                 11/1/2005                    10/1/2035                       287.18                       287.18
SC                                 11/1/2005                    10/1/2035                       772.64                       772.64
CA                                 11/1/2005                    10/1/2035                       648.03                       648.03
TX                                 11/1/2005                    10/1/2035                        356.5                        356.5
TX                                 11/1/2005                    10/1/2035                       324.28                       324.28
WA                                 11/1/2005                    10/1/2035                       504.95                       504.95
MT                                 11/1/2005                    10/1/2035                       276.25                       276.25
TX                                 11/1/2005                    10/1/2035                       263.59                       263.59
FL                                 11/1/2005                    10/1/2035                       334.09                       334.09
FL                                 11/1/2005                    10/1/2035                       444.17                       444.17
TX                                 11/1/2005                    10/1/2035                       552.58                       552.58
IN                                 11/1/2005                    10/1/2035                       308.55                       308.55
UT                                 11/1/2005                    10/1/2035                       518.91                       518.91
VA                                 11/1/2005                    10/1/2035                       301.86                       301.86
MA                                 11/1/2005                    10/1/2035                       489.49                       489.49
IA                                 11/1/2005                    10/1/2035                       271.68                       271.68
IL                                 11/1/2005                    10/1/2035                       255.23                       255.23
OH                                 11/1/2005                    10/1/2035                       301.68                       301.68
ME                                 10/1/2005                     9/1/2035                       258.35                       258.35
TX                                 11/1/2005                    10/1/2035                       263.35                       263.35
WA                                 11/1/2005                    10/1/2035                       418.45                       418.45
WA                                 11/1/2005                    10/1/2035                       376.21                       376.21
FL                                 11/1/2005                    10/1/2035                       433.75                       433.75
GA                                 11/1/2005                    10/1/2035                       392.16                       392.16
GA                                 10/1/2005                     9/1/2035                       287.19                       287.18
WI                                 11/1/2005                    10/1/2035                       262.46                       262.46
PA                                 11/1/2005                    10/1/2035                       462.11                       462.11
AZ                                 11/1/2005                    10/1/2035                       382.36                       382.36
MS                                 11/1/2005                    10/1/2035                        255.5                        255.5
TX                                 11/1/2005                    10/1/2035                       289.25                       289.25
TX                                 11/1/2005                    10/1/2035                       438.63                       438.63
TX                                 11/1/2005                    10/1/2035                      1146.04                      1146.04
TX                                 11/1/2005                    10/1/2035                       314.52                       314.52
TX                                 11/1/2005                    10/1/2035                       326.49                       326.49
MA                                 11/1/2005                    10/1/2035                       419.88                       419.88
NY                                 11/1/2005                    10/1/2035                        233.4                        233.4
TX                                 11/1/2005                    10/1/2035                       267.44                       267.44
FL                                 11/1/2005                    10/1/2035                       747.63                       747.63
NH                                 11/1/2005                    10/1/2035                       475.34                       475.34
MA                                 11/1/2005                    10/1/2035                      1806.28                      1806.28
CO                                 10/1/2005                     9/1/2035                       501.39                       501.39
TX                                 11/1/2005                    10/1/2035                       281.35                       281.35
VA                                 11/1/2005                    10/1/2035                       537.73                       537.73
WA                                 11/1/2005                    10/1/2035                       472.02                       472.02
MA                                 11/1/2005                    10/1/2035                       354.52                       354.52
MA                                 10/1/2005                     9/1/2035                       321.29                       321.29
NC                                 11/1/2005                    10/1/2035                       259.46                       259.46
GA                                 10/1/2005                     9/1/2035                       431.97                       431.97
NY                                 10/1/2005                     9/1/2035                      2150.68                      2150.68
TX                                 10/1/2005                     9/1/2035                       308.56                       308.56
IL                                 11/1/2005                    10/1/2035                       343.28                       343.28
MA                                 11/1/2005                    10/1/2035                       274.11                       274.11
SC                                 11/1/2005                    10/1/2035                       913.33                       913.33
SC                                 11/1/2005                    10/1/2035                       758.77                       758.77
SC                                 11/1/2005                    10/1/2035                       845.05                       845.05
OH                                 11/1/2005                    10/1/2035                          286                          286
WI                                 11/1/2005                    10/1/2035                       218.37                       218.37
CO                                 11/1/2005                    10/1/2035                       296.47                       296.47
TX                                 11/1/2005                    10/1/2035                       677.85                       677.85
NC                                 11/1/2005                    10/1/2035                       324.82                       324.82
ID                                 11/1/2005                    10/1/2035                       753.85                       753.85
WI                                 10/1/2005                     9/1/2035                       249.91                       249.91
GA                                 11/1/2005                    10/1/2035                       267.29                       267.29
IL                                 11/1/2005                    10/1/2035                       567.48                       567.48
TX                                 11/1/2005                    10/1/2035                        347.2                        347.2
VA                                 11/1/2005                    10/1/2035                      1181.97                      1181.97
GA                                 11/1/2005                    10/1/2035                       408.59                       408.59
TX                                 11/1/2005                    10/1/2035                       568.75                       568.75
WA                                 10/1/2005                     9/1/2035                        334.9                        334.9
WA                                 11/1/2005                    10/1/2035                       459.17                       459.17
MA                                 11/1/2005                    10/1/2035                      1366.96                      1366.96
OR                                 11/1/2005                    10/1/2035                      1454.44                      1454.44
TX                                 11/1/2005                    10/1/2035                       359.48                       359.48
NC                                 11/1/2005                    10/1/2035                       414.67                       414.67
MA                                 10/1/2005                     9/1/2035                       428.55                       428.55
MA                                 11/1/2005                    10/1/2035                       666.25                       666.25
NC                                 11/1/2005                    10/1/2035                       253.51                       253.51
NC                                 11/1/2005                    10/1/2035                       717.01                       717.01
NJ                                 11/1/2005                    10/1/2035                       247.32                       247.32
GA                                 11/1/2005                    10/1/2035                       277.28                       277.28
GA                                 11/1/2005                    10/1/2035                       469.62                       469.62
MA                                 11/1/2005                    10/1/2035                       384.46                       384.46
GA                                 11/1/2005                    10/1/2035                        245.9                        245.9
OH                                 11/1/2005                    10/1/2035                       260.45                       260.45
IN                                 11/1/2005                    10/1/2035                       285.98                       285.98
TN                                 11/1/2005                    10/1/2035                       227.91                       227.91
FL                                 10/1/2005                     9/1/2035                       736.19                       736.19
FL                                 11/1/2005                    10/1/2035                      1263.52                      1263.52
NJ                                 11/1/2005                    10/1/2035                       423.35                       423.35
WI                                 11/1/2005                    10/1/2035                       263.44                       263.44
ID                                 10/1/2005                     9/1/2035                       803.44                       803.44
IL                                 11/1/2005                    10/1/2035                       255.18                       255.18
MD                                 11/1/2005                    10/1/2035                       514.92                       514.92
WI                                 11/1/2005                    10/1/2035                       245.51                       245.51
ME                                 11/1/2005                    10/1/2035                       450.58                       450.58
ME                                 11/1/2005                    10/1/2035                      1353.36                      1353.36
ID                                 11/1/2005                    10/1/2035                      1454.23                      1454.23
FL                                 11/1/2005                    10/1/2035                        618.7                        618.7
AZ                                 11/1/2005                    10/1/2035                      1250.34                      1250.34
GA                                 11/1/2005                    10/1/2035                       386.64                       386.64
OR                                 11/1/2005                    10/1/2035                       485.68                       485.68
MA                                 11/1/2005                    10/1/2035                       996.31                       996.31
VT                                 11/1/2005                    10/1/2035                       283.57                       283.57
GA                                 11/1/2005                    10/1/2035                       325.65                       325.65
CO                                 11/1/2005                    10/1/2035                        424.2                        424.2
IL                                 11/1/2005                    10/1/2035                      1726.26                      1726.26
FL                                  8/1/2005                     7/1/2035                        326.8                        326.8
FL                                 11/1/2005                    10/1/2035                       241.89                       241.89
OH                                 11/1/2005                    10/1/2035                       408.79                       408.79
TX                                 11/1/2005                    10/1/2020                       383.41                       383.41
WI                                 11/1/2005                    10/1/2035                       263.26                       263.26
MA                                 11/1/2005                    10/1/2035                       348.55                       348.55
MA                                 11/1/2005                    10/1/2035                        482.9                        482.9
KY                                 11/1/2005                    10/1/2035                       458.07                       458.07
NH                                 11/1/2005                    10/1/2035                      1492.35                      1492.35
FL                                 11/1/2005                    10/1/2035                       298.02                       298.02
FL                                 11/1/2005                    10/1/2035                       510.46                       510.46
FL                                 11/1/2005                    10/1/2035                      1189.19                      1189.19
KY                                 11/1/2005                    10/1/2035                       255.22                       255.22
IL                                 11/1/2005                    10/1/2035                      2008.13                      2008.13
TX                                 11/1/2005                    10/1/2035                       836.81                       836.81
FL                                 10/1/2005                     9/1/2035                      1347.15                      1347.15
GA                                  8/1/2005                     7/1/2035                       300.36                       300.36
MO                                 11/1/2005                    10/1/2035                       246.65                       246.65
TX                                 11/1/2005                    10/1/2035                       238.08                       238.08
VT                                 10/1/2005                     9/1/2035                      1416.83                      1416.83
FL                                  9/1/2005                     8/1/2035                      1651.91                      1651.91
CA                                 11/1/2005                    10/1/2035                      2035.09                      2035.09
RI                                 11/1/2005                    10/1/2035                      2284.24                      2284.24
TX                                 11/1/2005                    10/1/2035                       251.26                       251.26
IL                                 11/1/2005                    10/1/2035                      1407.64                      1407.64
NH                                 11/1/2005                    10/1/2035                       233.47                       233.47
NH                                 11/1/2005                    10/1/2035                       468.88                       468.88
PA                                 11/1/2005                    10/1/2035                      1934.47                      1934.47
FL                                 11/1/2005                    10/1/2035                      1944.57                      1944.57
FL                                 11/1/2005                    10/1/2035                       676.46                       676.46
FL                                 11/1/2005                    10/1/2035                        766.8                        766.8
NJ                                 11/1/2005                    10/1/2035                      2041.02                      2041.02
FL                                 11/1/2005                    10/1/2035                       471.26                       471.26
LA                                 11/1/2005                    10/1/2035                       253.32                       253.32
MI                                 11/1/2005                    10/1/2035                        294.8                        294.8
CA                                 10/1/2005                     9/1/2035                       367.54                       367.54
VT                                 11/1/2005                    10/1/2035                      1166.61                      1166.61
TX                                 11/1/2005                    10/1/2035                       314.71                       314.71
SC                                 11/1/2005                    10/1/2035                          604                          604
SC                                 11/1/2005                    10/1/2035                       310.76                       310.76
MA                                 11/1/2005                    10/1/2035                      1384.97                      1384.97
AZ                                 11/1/2005                    10/1/2035                      1500.08                      1500.08
HI                                 11/1/2005                    10/1/2035                      2278.47                      2278.47
OK                                 11/1/2005                    10/1/2035                       273.32                       273.32
CO                                 11/1/2005                    10/1/2035                       329.07                       329.07
NJ                                 11/1/2005                    10/1/2035                      1703.67                      1703.67
FL                                 11/1/2005                    10/1/2035                       428.55                       428.55
CA                                 10/1/2005                     9/1/2035                       376.77                       376.77
IL                                 11/1/2005                    10/1/2035                      2775.07                      2775.07
FL                                 11/1/2005                    10/1/2035                       914.41                       914.41
FL                                 11/1/2005                    10/1/2035                       400.08                       400.08
GA                                 11/1/2005                    10/1/2035                         1078                         1078
MN                                 10/1/2005                     9/1/2035                       418.11                       418.11
TN                                 11/1/2005                    10/1/2035                       196.16                       196.16
NV                                 11/1/2005                    10/1/2035                       416.95                       416.95
CA                                 11/1/2005                    10/1/2035                       672.34                       672.34
AZ                                 11/1/2005                    10/1/2035                      1459.18                      1459.18
CO                                 11/1/2005                    10/1/2035                       838.65                       838.65
FL                                 11/1/2005                    10/1/2035                      1397.69                      1397.69
FL                                 11/1/2005                    10/1/2035                       260.33                       260.33
CA                                 11/1/2005                    10/1/2035                      2135.81                      2135.81
HI                                 10/1/2005                     9/1/2035                      1555.12                      1555.12
TX                                 10/1/2005                     9/1/2035                      1372.94                      1372.93
PA                                 11/1/2005                    10/1/2035                       580.89                       580.89
CA                                 11/1/2005                    10/1/2035                       841.56                       841.56
MA                                 10/1/2005                     9/1/2035                      2394.61                      2394.61
FL                                 11/1/2005                    10/1/2035                      1282.49                      1282.49
TX                                 11/1/2005                    10/1/2035                       548.46                       548.46
NH                                 11/1/2005                    10/1/2035                       373.22                       373.22
FL                                 11/1/2005                    10/1/2035                       271.57                       271.57
FL                                 11/1/2005                    10/1/2035                      1311.64                      1311.64
FL                                 10/1/2005                     9/1/2035                       425.49                       425.49
FL                                 11/1/2005                    10/1/2035                      2141.07                      2141.07
NH                                 11/1/2005                    10/1/2035                       251.43                       251.43
FL                                 10/1/2005                     9/1/2035                      1955.57                      1955.57
IN                                 11/1/2005                    10/1/2035                       478.14                       478.14
PA                                 11/1/2005                    10/1/2035                       402.89                       402.89
OR                                 11/1/2005                    10/1/2035                       734.02                       734.02
CO                                 10/1/2005                     9/1/2035                          707                          707
ME                                10/21/2005                    9/21/2035                      1649.31                       1649.3
MD                                 11/1/2005                    10/1/2035                       304.74                       304.74
AZ                                 11/1/2005                    10/1/2035                       777.44                       777.44
MI                                 10/1/2005                     9/1/2035                       277.87                       277.87
MI                                 11/1/2005                    10/1/2035                       271.02                       271.02
IL                                 11/1/2005                    10/1/2035                       689.41                       689.41
CA                                 11/1/2005                    10/1/2035                       596.02                       596.02
TX                                 11/1/2005                    10/1/2035                       587.35                       587.35
IL                                 11/1/2005                    10/1/2035                       469.67                       469.67
TN                                 12/1/2005                    11/1/2035                       643.38                       643.38
NH                                 11/1/2005                    10/1/2035                       948.57                       948.57
NE                                 11/1/2005                    10/1/2035                       271.22                       271.22
OH                                 11/1/2005                    10/1/2035                       206.84                       206.84
NY                                 11/1/2005                    10/1/2035                      1169.02                      1169.02
TX                                 11/1/2005                    10/1/2035                       882.19                       882.18
VA                                 11/1/2005                    10/1/2035                       516.31                       516.31
TX                                 11/1/2005                    10/1/2035                       610.46                       610.45
TX                                 11/1/2005                    10/1/2035                       694.73                       694.73
TX                                 11/1/2005                    10/1/2035                       464.57                       464.57
NJ                                 11/1/2005                    10/1/2035                      2418.76                      2418.76
NC                                 11/1/2005                    10/1/2035                       806.91                       806.91
AZ                                 10/1/2005                     9/1/2035                      1553.94                      1553.94
MA                                 10/1/2005                     9/1/2035                      1187.88                      1187.88
NC                                 11/1/2005                    10/1/2035                       626.97                       626.97
TX                                 11/1/2005                    10/1/2035                       339.54                       339.54
CT                                 11/1/2005                    10/1/2035                       306.28                       306.28
MA                                 11/1/2005                    10/1/2035                      2002.96                      2002.96
CA                                 11/1/2005                    10/1/2035                       425.49                       425.49
FL                                 11/1/2005                    10/1/2035                       259.97                       259.97
PA                                 11/1/2005                    10/1/2035                      1147.42                      1147.42
MA                                 11/1/2005                    10/1/2035                      1654.87                      1654.87
WI                                 11/1/2005                    10/1/2035                       825.17                       825.17
NY                                 11/1/2005                    10/1/2035                        294.3                        294.3
FL                                 11/1/2005                    10/1/2035                       910.18                       910.18
FL                                 10/1/2005                     9/1/2035                      1070.74                      1070.74
TN                                 11/1/2005                    10/1/2035                      1457.32                      1457.32
FL                                 11/1/2005                    10/1/2035                       878.23                       878.23
CO                                 11/1/2005                    10/1/2035                      1006.58                      1006.58
MI                                 11/1/2005                    10/1/2035                       299.62                       299.62
FL                                 11/1/2005                    10/1/2035                       303.92                       303.92
AZ                                 11/1/2005                    10/1/2035                      1124.01                      1124.01
ID                                 11/1/2005                    10/1/2035                      1896.66                      1896.66
ID                                 11/1/2005                    10/1/2035                      1896.66                      1896.66
CT                                  9/1/2005                     8/1/2035                      1394.76                      1394.76
CT                                 10/1/2005                     9/1/2035                      1132.76                      1132.76
NJ                                 10/1/2005                     9/1/2035                      2812.86                      2812.86
VA                                 11/1/2005                    10/1/2035                       410.58                       410.58
MA                                 10/1/2005                     9/1/2035                      1760.26                      1760.26
TX                                 11/1/2005                    10/1/2035                       772.44                       772.44
OR                                 11/1/2005                    10/1/2035                       301.05                       301.05
FL                                 11/1/2005                    10/1/2035                       902.79                       902.79
CA                                 11/1/2005                    10/1/2035                       590.21                       590.21
TX                                 11/1/2005                    10/1/2035                       888.31                       888.31
RI                                 11/1/2005                    10/1/2035                       551.59                       551.59
GA                                 11/1/2005                    10/1/2035                       598.89                       598.89
GA                                 11/1/2005                    10/1/2035                       575.56                       575.56
FL                                 11/1/2005                    10/1/2035                       714.23                       714.23
FL                                 11/1/2005                    10/1/2035                      1149.63                      1149.63
MA                                 11/1/2005                    10/1/2035                      1328.28                      1328.28
NY                                 11/1/2005                    10/1/2035                      2166.69                      2166.69
TX                                 11/1/2005                    10/1/2035                       491.39                       491.39
TX                                 11/1/2005                    10/1/2035                       668.18                       668.18
NJ                                 10/1/2005                     9/1/2035                       761.62                       761.62
AL                                 11/1/2005                    10/1/2035                       996.48                       996.48
AZ                                 11/1/2005                    10/1/2035                       548.84                       548.84
CO                                 11/1/2005                    10/1/2035                      1134.31                      1134.31
TX                                 11/1/2005                    10/1/2035                       290.87                       290.87
PA                                 11/1/2005                    10/1/2035                       843.03                       843.03
MA                                 11/1/2005                    10/1/2035                       924.41                       924.41
WI                                 11/1/2005                    10/1/2035                       883.52                       883.52
MA                                 11/1/2005                    10/1/2035                      1979.67                      1979.67
FL                                 11/1/2005                    10/1/2035                       381.69                       381.69
HI                                 11/1/2005                    10/1/2035                      2106.84                      2106.84
MD                                 11/1/2005                    10/1/2035                       594.79                       594.79
FL                                 11/1/2005                    10/1/2035                       1816.4                       1816.4
FL                                 11/1/2005                    10/1/2035                       397.87                       397.87
NV                                 11/1/2005                    10/1/2035                       444.04                       444.04
NV                                 11/1/2005                    10/1/2035                      1998.27                      1998.27
NV                                 11/1/2005                    10/1/2035                       373.69                       373.69
MA                                 10/1/2005                     9/1/2035                       260.66                       260.66
GA                                 11/1/2005                    10/1/2035                       242.71                       242.71
FL                                 11/1/2005                    10/1/2035                       419.02                       419.02
MA                                 11/1/2005                    10/1/2035                       613.15                       613.15
NJ                                 11/1/2005                    10/1/2035                      1748.08                      1748.08
GA                                 11/1/2005                    10/1/2035                        277.7                        277.7
SD                                 11/1/2005                    10/1/2035                        455.2                        455.2
CA                                 11/1/2005                    10/1/2035                       512.95                       512.95
VA                                  8/1/2005                     7/1/2035                        663.5                        663.5
FL                                 11/1/2005                    10/1/2035                       392.49                       392.49
UT                                 11/1/2005                    10/1/2035                       263.98                       263.98
TX                                 10/1/2005                     9/1/2035                       363.55                       363.55
OR                                 11/1/2005                    10/1/2035                       298.08                       298.08
MO                                 11/1/2005                    10/1/2035                       400.58                       400.58
TX                                 11/1/2005                    10/1/2035                       956.69                       956.69
OR                                 11/1/2005                    10/1/2035                       289.17                       289.17
CA                                 11/1/2005                    10/1/2035                       409.69                       409.69
CT                                 11/1/2005                    10/1/2035                       791.41                       791.41
AZ                                 11/1/2005                    10/1/2035                       274.27                       274.27
TX                                 11/1/2005                    10/1/2035                      1217.33                      1217.33
GA                                 11/1/2005                    10/1/2035                       725.63                       725.63
IL                                 11/1/2005                    10/1/2035                       1161.5                       1161.5
WI                                 11/1/2005                    10/1/2035                       694.61                       694.61
GA                                 11/1/2005                    10/1/2020                        568.3                        568.3
CA                                 11/1/2005                    10/1/2035                       292.52                       292.52
IL                                 11/1/2005                    10/1/2035                      1013.09                      1013.09
MO                                 11/1/2005                    10/1/2035                       277.08                       277.08
NY                                 11/1/2005                    10/1/2035                      2261.48                      2261.48
FL                                 11/1/2005                    10/1/2035                      1650.63                      1650.63
FL                                 11/1/2005                    10/1/2035                        499.2                        499.2
FL                                11/15/2005                   10/15/2035                       632.34                       632.34
TX                                 10/1/2005                     9/1/2035                       540.91                       540.91
IL                                 11/1/2005                    10/1/2035                       742.85                       742.85
IL                                 11/1/2005                    10/1/2035                       720.92                       720.92
TX                                 11/1/2005                    10/1/2035                      1141.93                      1141.93
VT                                 11/1/2005                    10/1/2035                      1148.35                      1148.35
KS                                 11/1/2005                    10/1/2035                       898.82                       898.82
MA                                11/15/2005                   10/15/2035                       642.45                       642.45
VA                                 11/1/2005                    10/1/2035                       960.08                       960.08
CA                                 10/1/2005                     9/1/2035                       457.02                       457.02
MA                                 11/1/2005                    10/1/2035                      1397.06                      1397.06
MA                                 11/1/2005                    10/1/2035                       886.25                       886.25
NY                                 11/1/2005                    10/1/2035                       766.15                       766.15
TN                                 11/1/2005                    10/1/2035                       228.81                       228.81
MA                                 10/1/2005                     9/1/2035                       962.27                       962.27
MO                                 11/1/2005                    10/1/2035                       843.34                       843.34
NV                                 11/1/2005                    10/1/2035                       745.93                       745.93
CO                                 11/1/2005                    10/1/2035                       475.34                       475.34
TX                                 11/1/2005                    10/1/2035                       466.74                       466.74
NY                                 10/1/2005                     9/1/2035                      2008.85                      2008.85
GA                                 11/1/2005                    10/1/2035                       888.17                       888.17
TX                                 11/1/2005                    10/1/2035                       824.02                       824.02
FL                                 10/1/2005                     9/1/2035                      1197.82                      1197.82
NC                                 10/1/2005                     9/1/2035                       617.46                       617.46
NY                                 11/1/2005                    10/1/2035                       913.07                       913.07
VA                                  8/1/2005                     7/1/2035                       256.29                       256.29
VT                                 10/1/2005                     9/1/2035                       336.85                       336.85
MA                                 10/1/2005                     9/1/2035                      1111.88                      1111.88
GA                                 11/1/2005                    10/1/2035                       992.05                       992.05
DE                                 11/1/2005                    10/1/2035                       317.05                       317.05
WA                                 11/1/2005                    10/1/2035                       1911.5                       1911.5
MA                                 10/1/2005                     9/1/2020                       716.83                       716.83
MA                                 11/1/2005                    10/1/2035                       965.71                       965.71
CT                                 11/1/2005                    10/1/2035                      1451.67                      1451.67
PA                                 11/1/2005                    10/1/2035                       705.67                       705.67
NJ                                 10/1/2005                     9/1/2035                      1535.05                      1535.05
TX                                 11/1/2005                    10/1/2035                      1280.11                      1280.11
MA                                 11/1/2005                    10/1/2035                      1590.09                      1590.09
TX                                 11/1/2005                    10/1/2035                       870.84                       870.84
FL                                 11/1/2005                    10/1/2035                        349.5                        349.5
TX                                 11/1/2005                    10/1/2035                      1376.58                      1376.58
CA                                  9/1/2005                     8/1/2035                      1264.14                      1264.14
GA                                 11/1/2005                    10/1/2035                      1128.24                      1128.24
TX                                 11/1/2005                    10/1/2035                       579.32                       579.32
IL                                 11/1/2005                    10/1/2035                       265.09                       265.09
TX                                 11/1/2005                    10/1/2035                       563.18                       563.18
VA                                 10/1/2005                     9/1/2035                      1084.71                      1084.71
NY                                 11/1/2005                    10/1/2035                      1134.12                      1134.12
IL                                 11/1/2005                    10/1/2035                      1073.23                      1073.23
MI                                 11/1/2005                    10/1/2035                       406.25                       406.25
VT                                 11/1/2005                    10/1/2035                       762.99                       762.99
MI                                 11/1/2005                    10/1/2035                       278.12                       278.12
SC                                  9/1/2005                     8/1/2035                       410.98                       410.98
IL                                 11/1/2005                    10/1/2035                       747.11                       747.11
PA                                 11/1/2005                    10/1/2035                       425.49                       425.49
NJ                                 10/1/2005                     9/1/2035                         1120                         1120
FL                                 11/1/2005                    10/1/2035                      1755.71                      1755.71
MA                                 11/1/2005                    10/1/2035                      1045.09                      1045.09
NJ                                 11/1/2005                    10/1/2035                       341.97                       341.97
FL                                 10/1/2005                     9/1/2035                       1021.5                       1021.5
IL                                 11/1/2005                    10/1/2035                       861.73                       861.73
MA                                 10/1/2005                     9/1/2035                       957.99                       957.99
CO                                 11/1/2005                    10/1/2035                       277.08                       277.08
SC                                 11/1/2005                    10/1/2035                       668.52                       668.52
GA                                 11/1/2005                    10/1/2035                       709.67                       709.67
TX                                 11/1/2005                    10/1/2035                      1372.64                      1372.64
WI                                 11/1/2005                    10/1/2035                       873.16                       873.16
TX                                 11/1/2005                    10/1/2035                       658.88                       658.88
FL                                 10/1/2005                     9/1/2035                       655.29                       655.29
VA                                 11/1/2005                    10/1/2035                       271.34                       271.34
IL                                 11/1/2005                    10/1/2035                       860.54                       860.54
MD                                 11/1/2005                    10/1/2035                       550.29                       550.29
TX                                 11/1/2005                    10/1/2035                       774.19                       774.18
MA                                 10/1/2005                     9/1/2035                      1384.61                      1384.61
MA                                 11/1/2005                    10/1/2035                      1032.08                      1032.08
FL                                 11/1/2005                    10/1/2035                      2195.71                      2195.71
TX                                 11/1/2005                    10/1/2025                       443.28                       443.28
VT                                 11/1/2005                    10/1/2035                      1143.99                      1143.99
FL                                 11/1/2005                    10/1/2035                       912.29                       912.29
MO                                 12/1/2005                    11/1/2035                        253.2                        253.2
TX                                 11/1/2005                    10/1/2035                       409.53                       409.53
TX                                 10/1/2005                     9/1/2025                       570.27                       570.27
NJ                                 10/1/2005                     9/1/2035                      1368.44                      1368.44
NJ                                 11/1/2005                    10/1/2035                      1596.41                      1596.41
FL                                 10/1/2005                     9/1/2035                      1212.79                      1212.79
ME                                 10/1/2005                     9/1/2035                       658.19                       658.19
ME                                 11/1/2005                    10/1/2035                      1165.81                      1165.81
MA                                 11/1/2005                    10/1/2035                      1450.28                      1450.28
VT                                 10/1/2005                     9/1/2035                       752.24                       752.24
VT                                 11/1/2005                    10/1/2035                       924.98                       924.98
IA                                 11/1/2005                    10/1/2035                       896.68                       896.68
ME                                 11/1/2005                    10/1/2035                       723.75                       723.75
FL                                 11/1/2005                    10/1/2035                         2157                         2157
VA                                 11/1/2005                    10/1/2035                       307.35                       307.35
NY                                 10/1/2005                     9/1/2035                      1877.24                      1877.24
TN                                 11/1/2005                    10/1/2035                      1011.55                      1011.55
NH                                 10/1/2005                     9/1/2035                       370.58                       370.58
MA                                 11/1/2005                    10/1/2035                      1509.39                      1509.39
NC                                 10/1/2005                     9/1/2035                       626.54                       626.54
FL                                 11/1/2005                    10/1/2035                       434.17                       434.17
FL                                 10/1/2005                     9/1/2035                       253.32                       253.32
MA                                 11/1/2005                    10/1/2035                      1267.97                      1267.97
OR                                 11/1/2005                    10/1/2035                        336.7                        336.7
IL                                 11/1/2005                    10/1/2035                      1250.68                      1250.68
HI                                 11/1/2005                    10/1/2035                       399.68                       399.68
TN                                 11/1/2005                    10/1/2035                      1750.25                      1750.25
PA                                 11/1/2005                    10/1/2035                       499.26                       499.26
ME                                 11/1/2005                    10/1/2035                      2067.91                      2067.91
VA                                 11/1/2005                    10/1/2035                       490.36                       490.36
TX                                 11/1/2005                    10/1/2015                       623.95                       623.95
OK                                 11/1/2005                    10/1/2035                       979.32                       979.32
WA                                 11/1/2005                    10/1/2035                      1597.71                      1597.71
IA                                 11/1/2005                    10/1/2035                       493.96                       493.96
SC                                 11/1/2005                    10/1/2035                      1229.52                      1229.52
SC                                 11/1/2005                    10/1/2035                       706.13                       706.13
FL                                 11/1/2005                    10/1/2035                      1055.38                      1055.38
SC                                 10/1/2005                     9/1/2035                      1700.78                      1700.78
WI                                 11/1/2005                    10/1/2035                       297.71                       297.71
TX                                 11/1/2005                    10/1/2020                       471.76                       471.76
WI                                 11/1/2005                    10/1/2035                      1828.41                      1828.41
MD                                 11/1/2005                    10/1/2035                      2387.62                      2387.62
IA                                 11/1/2005                    10/1/2035                       972.83                       972.83
MA                                 11/1/2005                    10/1/2035                       1076.1                       1076.1
FL                                 11/1/2005                    10/1/2035                      1441.08                      1441.08
ME                                 11/1/2005                    10/1/2035                       814.95                       814.95
NJ                                 11/1/2005                    10/1/2035                       396.12                       396.12
MA                                 10/1/2005                     9/1/2035                       859.26                       859.26
NY                                 11/1/2005                    10/1/2035                       518.19                       518.19
WI                                 11/1/2005                    10/1/2035                       810.15                       810.15
GA                                 11/1/2005                    10/1/2035                       786.06                       786.06
TX                                 11/1/2005                    10/1/2020                       566.49                       566.49
MD                                 11/1/2005                    10/1/2035                      1482.97                      1482.97
IL                                  9/1/2005                     8/1/2035                       1135.2                       1135.2
IL                                 11/1/2005                    10/1/2035                      1238.59                      1238.59
MA                                 11/1/2005                    10/1/2035                      1203.48                      1203.48
IL                                 11/1/2005                    10/1/2035                       613.51                       613.51
ME                                 11/1/2005                    10/1/2035                      1162.59                      1162.59
VA                                 11/1/2005                    10/1/2035                       546.62                       546.62
NY                                 11/1/2005                    10/1/2035                      2737.84                      2737.84
WI                                 11/1/2005                    10/1/2035                       886.19                       886.19
NC                                 11/1/2005                    10/1/2035                       582.47                       582.47
MA                                 11/1/2005                    10/1/2035                      1416.85                      1416.85
IL                                 10/1/2005                     9/1/2035                      1130.06                      1130.06
NC                                 11/1/2005                    10/1/2035                       867.76                       867.76
NC                                 11/1/2005                    10/1/2035                      1057.17                      1057.17
CA                                 11/1/2005                    10/1/2035                      1917.16                      1917.16
IN                                 11/1/2005                    10/1/2035                       789.33                       789.33
MA                                 11/1/2005                    10/1/2035                       491.33                       491.33
NC                                 11/1/2005                    10/1/2035                       548.07                       548.07
NJ                                 11/1/2005                    10/1/2035                      2228.12                      2228.12
TX                                 11/1/2005                    10/1/2035                       848.91                       848.91
MD                                 11/1/2005                    10/1/2035                      1983.05                      1983.05
TX                                 11/1/2005                    10/1/2035                       736.54                       736.54
CO                                 11/1/2005                    10/1/2035                        379.8                        379.8
TX                                 10/1/2005                     9/1/2035                       460.57                       460.57
FL                                 11/1/2005                    10/1/2035                       677.44                       677.44
FL                                 11/1/2005                    10/1/2035                      1581.38                      1581.38
VT                                 11/1/2005                    10/1/2035                       746.08                       746.08
TX                                 11/1/2005                    10/1/2035                       484.28                       484.28
TX                                 11/1/2005                    10/1/2035                       948.39                       948.39
TX                                 10/1/2005                     9/1/2035                       661.11                       661.11
WA                                 11/1/2005                    10/1/2035                       631.06                       631.06
NY                                 11/1/2005                    10/1/2035                        880.3                        880.3
TN                                 11/1/2005                    10/1/2035                      1190.16                      1190.16
NH                                 11/1/2005                    10/1/2035                       700.93                       700.93
SC                                 11/1/2005                    10/1/2035                       553.62                       553.62
PA                                 11/1/2005                    10/1/2035                       523.23                       523.23
ME                                 11/1/2005                    10/1/2035                        830.3                        830.3
GA                                 11/1/2005                    10/1/2035                        260.5                        260.5
NY                                 11/1/2005                    10/1/2035                       605.16                       605.16
OH                                 11/1/2005                    10/1/2035                       281.89                       281.89
MA                                 11/1/2005                    10/1/2035                      1298.07                      1298.07
MA                                 11/1/2005                    10/1/2035                      1777.23                      1777.23
IL                                 11/1/2005                    10/1/2020                      1053.29                      1053.29
NY                                 11/1/2005                    10/1/2035                       484.42                       484.42
MA                                 11/1/2005                    10/1/2035                       401.05                       401.05
WI                                 11/1/2005                    10/1/2035                       369.57                       369.57
ID                                 11/1/2005                    10/1/2035                       223.12                       223.12
MA                                 11/1/2005                    10/1/2035                      1315.17                      1315.17
NY                                 11/1/2005                    10/1/2020                      1367.52                      1367.52
CT                                 11/1/2005                    10/1/2035                       2781.1                       2781.1
FL                                 11/1/2005                    10/1/2035                       640.82                       640.82
FL                                 11/1/2005                    10/1/2035                      1015.82                      1015.82
FL                                 11/1/2005                    10/1/2035                       646.85                       646.85
MD                                 11/1/2005                    10/1/2035                      1561.21                      1561.21
IL                                 11/1/2005                    10/1/2035                       585.55                       585.55
NC                                 11/1/2005                    10/1/2035                       814.24                       814.24
GA                                 11/1/2005                    10/1/2035                       713.13                       713.13
NY                                 11/1/2005                    10/1/2035                        438.9                        438.9
TX                                 11/1/2005                    10/1/2020                       851.98                       851.98
ME                                 11/1/2005                    10/1/2035                       995.57                       995.57
TX                                 11/1/2005                    10/1/2035                       831.11                       831.11
MA                                 11/1/2005                    10/1/2035                      1111.87                      1111.87
WI                                 11/1/2005                    10/1/2035                       675.39                       675.39
MA                                 11/1/2005                    10/1/2035                       594.58                       594.58
MI                                 11/1/2005                    10/1/2035                       402.06                       402.06
IA                                 11/1/2005                    10/1/2035                          440                          440
MI                                 11/1/2005                    10/1/2035                       270.62                       270.62
NH                                 11/1/2005                    10/1/2035                       924.96                       924.96
AZ                                 11/1/2005                    10/1/2035                       862.78                       862.78
TX                                 11/1/2005                    10/1/2035                        944.2                       944.19
WI                                 11/1/2005                    10/1/2035                      1291.53                      1291.53
SC                                 11/1/2005                    10/1/2035                       723.75                       723.75
FL                                 10/1/2005                     9/1/2035                      1348.13                      1348.13
NJ                                 11/1/2005                    10/1/2035                      1117.49                      1117.49
NY                                 10/1/2005                     9/1/2035                      1813.87                      1813.87
NY                                 11/1/2005                    10/1/2035                      1485.29                      1485.29
NY                                 11/1/2005                    10/1/2035                      1773.66                      1773.66
MA                                 11/1/2005                    10/1/2035                      1724.09                      1724.09
IL                                 11/1/2005                    10/1/2035                      2173.83                      2173.83
FL                                 11/1/2005                    10/1/2035                      1126.35                      1126.35
ID                                 11/1/2005                    10/1/2035                       974.62                       974.62
SC                                 11/1/2005                    10/1/2035                       753.73                       753.73
TX                                 11/1/2005                    10/1/2035                        514.5                        514.5
TX                                 11/1/2005                    10/1/2035                       544.37                       544.37
TX                                 11/1/2005                    10/1/2035                       705.57                       705.57
IL                                 11/1/2005                    10/1/2035                       420.04                       420.04
TX                                 11/1/2005                    10/1/2035                       910.87                       910.87
IN                                 11/1/2005                    10/1/2035                       465.18                       465.18
WI                                 11/1/2005                    10/1/2035                       1090.1                       1090.1
NY                                 10/1/2005                     9/1/2035                       413.38                       413.38
WI                                 11/1/2005                    10/1/2035                       276.55                       276.55
SC                                 11/1/2005                    10/1/2035                       624.85                       624.85
AZ                                 11/1/2005                    10/1/2035                      2366.49                      2366.49
MA                                 11/1/2005                    10/1/2035                      1854.81                      1854.81
MO                                 11/1/2005                    10/1/2035                       315.26                       315.26
MI                                 11/1/2005                    10/1/2035                       263.42                       263.42
NY                                 11/1/2005                    10/1/2035                        880.6                        880.6
MD                                 11/1/2005                    10/1/2035                      1282.09                      1282.09
NJ                                 10/1/2005                     9/1/2035                      1690.15                      1690.15
NJ                                 11/1/2005                    10/1/2035                      1107.81                      1107.81
NJ                                 11/1/2005                    10/1/2035                      1927.97                      1927.97
NC                                 11/1/2005                    10/1/2035                       487.58                       487.58
OK                                 11/1/2005                    10/1/2035                       632.21                       632.21
NY                                 11/1/2005                    10/1/2035                      2277.13                      2277.13
NY                                 11/1/2005                    10/1/2035                      2174.31                      2174.31
MA                                 11/1/2005                    10/1/2035                      1829.84                      1829.84
MD                                  9/1/2005                     8/1/2035                      1154.87                      1154.87
PA                                 11/1/2005                    10/1/2035                       677.91                       677.91
WI                                 11/1/2005                    10/1/2035                       799.14                       799.14
HI                                 11/1/2005                    10/1/2035                      2198.07                      2198.07
HI                                 10/1/2005                     9/1/2035                      3125.18                      3125.18
NH                                 11/1/2005                    10/1/2035                       860.64                       860.64
NY                                 10/1/2005                     9/1/2035                       989.92                       989.92
WI                                 11/1/2005                    10/1/2035                       817.02                       817.02
SC                                 11/1/2005                    10/1/2035                       878.28                       878.28
FL                                  9/1/2005                     8/1/2035                       790.32                       790.32
KY                                 11/1/2005                    10/1/2035                       243.74                       243.74
TX                                 10/1/2005                     9/1/2035                       505.78                       505.78
MA                                 11/1/2005                    10/1/2035                       551.93                       551.93
FL                                  9/1/2005                     8/1/2035                      1642.32                      1642.32
FL                                 11/1/2005                    10/1/2035                      1028.28                      1028.28
FL                                 11/1/2005                    10/1/2035                      2343.36                      2343.36
FL                                 11/1/2005                    10/1/2035                      1930.37                      1930.37
MA                                 11/1/2005                    10/1/2035                      1935.74                      1935.74
CO                                 11/1/2005                    10/1/2035                       356.02                       356.02
NC                                 11/1/2005                    10/1/2035                       478.26                       478.26
NJ                                 11/1/2005                    10/1/2035                      1718.87                      1718.87
OK                                 11/1/2005                    10/1/2035                       594.17                       594.17
NE                                 11/1/2005                    10/1/2035                       522.71                       522.71
TX                                 10/1/2005                     9/1/2035                       763.11                       763.11
RI                                 11/1/2005                    10/1/2035                       1345.6                       1345.6
NY                                 11/1/2005                    10/1/2035                       747.22                       747.22
FL                                 11/1/2005                    10/1/2035                       298.95                       298.95
FL                                 11/1/2005                    10/1/2035                       341.97                       341.97
NY                                 11/1/2005                    10/1/2035                      1237.53                      1237.53
CA                                 11/1/2005                    10/1/2035                      2402.63                      2402.63
NY                                 11/1/2005                    10/1/2035                      2177.88                      2177.88
CA                                 11/1/2005                    10/1/2035                       1472.2                       1472.2
FL                                 11/1/2005                    10/1/2035                       273.98                       273.98
UT                                 11/1/2005                    10/1/2035                          763                          763
MA                                 11/1/2005                    10/1/2035                      1153.37                      1153.37
TX                                 11/1/2005                    10/1/2035                        617.4                        617.4
TX                                 11/1/2005                    10/1/2025                       725.25                       725.25
TX                                 11/1/2005                    10/1/2035                      1470.62                      1470.62
TX                                 11/1/2005                    10/1/2035                        669.4                        669.4
NY                                 11/1/2005                    10/1/2035                      1026.99                      1026.99
NV                                 10/1/2005                     9/1/2035                      1592.97                      1592.97
MA                                 11/1/2005                    10/1/2035                        637.7                        637.7
ME                                 11/1/2005                    10/1/2035                       713.91                       713.91
WA                                 11/1/2005                    10/1/2035                      1150.02                      1150.02
FL                                 11/1/2005                    10/1/2035                       543.03                       543.03
TX                                 11/1/2005                    10/1/2025                       608.42                       608.42
NY                                 10/1/2005                     9/1/2035                       841.29                       841.29
OK                                 11/1/2005                    10/1/2035                       470.01                       470.01
MS                                 11/1/2005                    10/1/2035                       320.28                       320.28
NH                                 11/1/2005                    10/1/2035                       857.09                       857.09
CT                                 10/1/2005                     9/1/2035                      1342.18                      1342.18
IL                                 10/1/2005                     9/1/2035                       833.32                       833.32
KS                                 11/1/2005                    10/1/2035                       645.13                       645.13
FL                                 11/1/2005                    10/1/2035                         1341                         1341
NC                                 11/1/2005                    10/1/2035                       810.31                       810.31
VT                                 11/1/2005                    10/1/2035                      1080.51                      1080.51
NJ                                 11/1/2005                    10/1/2035                        905.2                        905.2
TX                                 11/1/2005                    10/1/2035                       589.77                       589.77
MA                                 10/1/2005                     9/1/2035                      1844.64                      1844.64
TX                                 11/1/2005                    10/1/2035                       776.27                       776.27
IL                                 11/1/2005                    10/1/2035                      1011.92                      1011.92
MA                                 11/1/2005                    10/1/2035                       489.72                       489.72
NY                                 11/1/2005                    10/1/2035                       1307.2                       1307.2
MA                                 11/1/2005                    10/1/2035                      1850.06                      1850.06
SC                                 10/1/2005                     9/1/2035                        962.6                        962.6
IL                                 11/1/2005                    10/1/2035                       896.33                       896.33
SC                                 11/1/2005                    10/1/2035                      1830.95                      1830.95
NY                                 11/1/2005                    10/1/2035                      3062.76                      3062.76
ME                                11/15/2005                   10/15/2025                       560.17                       560.17
WA                                 11/1/2005                    10/1/2035                      1393.16                      1393.16
NC                                 11/1/2005                    10/1/2035                       885.55                       885.55
MA                                 11/1/2005                    10/1/2035                      1356.55                      1356.55
IL                                 11/1/2005                    10/1/2035                       869.35                       869.35
IL                                 11/1/2005                    10/1/2035                      1059.56                      1059.56
NJ                                 11/1/2005                    10/1/2035                       806.23                       806.23
FL                                 11/1/2005                    10/1/2035                       958.33                       958.33
VT                                 11/1/2005                    10/1/2035                       581.93                       581.93
IA                                 12/1/2005                    11/1/2035                       476.49                       476.49
MA                                 11/1/2005                    10/1/2035                      1752.39                      1752.39
FL                                 11/1/2005                    10/1/2035                      1442.17                      1442.17
GA                                 11/1/2005                    10/1/2035                      1785.97                      1785.97
MN                                 11/1/2005                    10/1/2035                       334.22                       334.22
IN                                 11/1/2005                    10/1/2035                       798.12                       798.12
PA                                 11/1/2005                    10/1/2035                       713.22                       713.22
MA                                 11/1/2005                    10/1/2035                       527.83                       527.83
MA                                 10/1/2005                     9/1/2035                       306.81                       306.81
AL                                 11/1/2005                    10/1/2035                       679.34                       679.34
CA                                 11/1/2005                    10/1/2035                      1668.98                      1668.98
TX                                 11/1/2005                    10/1/2035                       959.38                       959.38
TX                                 10/1/2005                     9/1/2035                       740.81                       740.81
MA                                 10/1/2005                     9/1/2035                       758.59                       758.59
TX                                 11/1/2005                    10/1/2035                      1046.24                      1046.24
MO                                 11/1/2005                    10/1/2035                       226.06                       226.06
SC                                 10/1/2005                     9/1/2035                       834.33                       834.33
IL                                 11/1/2005                    10/1/2035                       658.23                       658.23
IL                                 11/1/2005                    10/1/2035                      1155.85                      1155.85
NJ                                 11/1/2005                    10/1/2035                        918.7                        918.7
NY                                 11/1/2005                    10/1/2035                       793.59                       793.59
TX                                 10/1/2005                     9/1/2035                       779.46                       779.46
TX                                 11/1/2005                    10/1/2035                       899.69                       899.69
TX                                 11/1/2005                    10/1/2035                       616.11                       616.11
CA                                 11/1/2005                    10/1/2035                      1088.59                      1088.59
HI                                 10/1/2005                     9/1/2035                       986.24                       986.24
TX                                 11/1/2005                    10/1/2035                       866.15                       866.14
FL                                 11/1/2005                    10/1/2035                       661.42                       661.42
TX                                 11/1/2005                    10/1/2035                      1614.48                      1614.48
FL                                 11/1/2005                    10/1/2035                       903.92                       903.92
MA                                 11/1/2005                    10/1/2035                      1185.76                      1185.76
NC                                 11/1/2005                    10/1/2035                       551.91                       551.91
SC                                 11/1/2005                    10/1/2035                       816.55                       816.55
NY                                 11/1/2005                    10/1/2035                      1083.66                      1083.66
TX                                 10/1/2005                     9/1/2035                        617.2                        617.2
WI                                 11/1/2005                    10/1/2035                        265.4                        265.4
FL                                 12/1/2005                    11/1/2035                        346.6                        346.6
AZ                                 11/1/2005                    10/1/2035                      1009.08                      1009.08
IL                                 10/1/2005                     9/1/2035                       964.56                       964.56
FL                                 11/1/2005                    10/1/2035                      1330.07                      1330.07
FL                                 10/1/2005                     9/1/2035                       968.14                       968.14
FL                                 11/1/2005                    10/1/2035                       639.05                       639.05
FL                                 10/1/2005                     9/1/2035                        624.4                        624.4
FL                                 11/1/2005                    10/1/2035                      1731.84                      1731.84
FL                                 11/1/2005                    10/1/2035                      1642.07                      1642.07
FL                                 11/1/2005                    10/1/2035                       529.53                       529.53
WI                                 10/1/2005                     9/1/2035                       778.45                       778.45
WI                                 11/1/2005                    10/1/2035                       798.79                       798.79
WI                                 11/1/2005                    10/1/2035                        987.6                        987.6
VT                                 10/1/2005                     9/1/2035                       237.83                       237.83
WA                                 11/1/2005                    10/1/2035                       261.56                       261.56
IA                                 11/1/2005                    10/1/2035                       733.12                       733.12
CT                                 10/1/2005                     9/1/2035                       969.75                       969.75
FL                                 11/1/2005                    10/1/2035                      1252.43                      1252.43
NC                                 11/1/2005                    10/1/2035                       404.28                       404.28
FL                                 11/1/2005                    10/1/2035                       754.04                       754.04
UT                                 10/1/2005                     9/1/2035                       515.82                       515.82
FL                                 11/1/2005                    10/1/2035                      1842.87                      1842.87
FL                                 11/1/2005                    10/1/2035                      1979.59                      1979.59
FL                                 10/1/2005                     9/1/2035                       796.22                       796.22
MI                                 11/1/2005                    10/1/2035                       515.05                       515.05
CA                                 10/1/2005                     9/1/2035                      1635.79                      1635.79
AZ                                 11/1/2005                    10/1/2035                      1078.03                      1078.03
CA                                 10/1/2005                     9/1/2035                      1499.15                      1499.15
IN                                 11/1/2005                    10/1/2035                      1272.63                      1272.63
OR                                 11/1/2005                    10/1/2035                       527.96                       527.96
UT                                 10/1/2005                     9/1/2035                       699.19                       699.19
WI                                 11/1/2005                    10/1/2035                       489.78                       489.78
NJ                                 11/1/2005                    10/1/2035                      1132.98                      1132.98
NY                                 11/1/2005                    10/1/2035                       539.89                       539.89
NY                                 10/1/2005                     9/1/2035                       640.13                       640.13
TX                                 11/1/2005                    10/1/2025                       841.66                       841.66
UT                                 10/1/2005                     9/1/2035                      1078.69                      1078.69
FL                                 11/1/2005                    10/1/2035                       578.27                       578.27
WI                                 10/1/2005                     9/1/2035                      1088.77                      1088.77
TX                                 11/1/2005                    10/1/2035                       607.77                       607.77
ME                                 11/1/2005                    10/1/2035                       573.13                       573.13
GA                                 11/1/2005                    10/1/2035                       727.22                       727.22
FL                                 11/1/2005                    10/1/2035                       476.65                       476.65
FL                                 11/1/2005                    10/1/2035                       557.73                       557.73
ME                                 10/1/2005                     9/1/2035                       902.93                       902.93
NY                                 11/1/2005                    10/1/2035                       695.85                       695.85
NJ                                 11/1/2005                    10/1/2035                       770.76                       770.76
AZ                                 11/1/2005                    10/1/2035                      1174.23                      1174.23
MO                                 11/1/2005                    10/1/2035                       614.41                       614.41
AZ                                 11/1/2005                    10/1/2035                       603.98                       603.98
NY                                 10/1/2005                     9/1/2020                      1268.72                      1268.72
SC                                 11/1/2005                    10/1/2035                      1227.76                      1227.76
CT                                 11/1/2005                    10/1/2035                        528.9                        528.9
WI                                 11/1/2005                    10/1/2035                      1146.08                      1146.08
MS                                 11/1/2005                    10/1/2035                       266.65                       266.65
WI                                 11/1/2005                    10/1/2035                       404.04                       404.04
NJ                                 11/1/2005                    10/1/2035                      1108.05                      1108.05
IL                                 11/1/2005                    10/1/2035                       347.34                       347.34
NY                                 10/1/2005                     9/1/2035                      2392.65                      2392.65
PA                                 11/1/2005                    10/1/2035                      1189.78                      1189.78
FL                                 11/1/2005                    10/1/2035                      1021.85                      1021.85
GA                                 11/1/2005                    10/1/2035                      1970.39                      1970.39
MD                                 11/1/2005                    10/1/2020                       515.76                       515.76
NC                                 11/1/2005                    10/1/2035                       873.98                       873.98
IL                                 11/1/2005                    10/1/2035                       604.54                       604.54
IL                                 11/1/2005                    10/1/2035                       599.34                       599.34
ME                                 11/1/2005                    10/1/2035                       592.74                       592.74
AL                                 11/1/2005                    10/1/2035                       828.56                       828.56
NY                                 11/1/2005                    10/1/2035                      3286.75                      3286.75
CO                                 11/1/2005                    10/1/2035                       614.77                       614.77
NC                                 11/1/2005                    10/1/2035                       887.83                       887.83
MD                                 11/1/2005                    10/1/2035                      1217.34                      1217.34
NC                                 11/1/2005                    10/1/2035                      1012.11                      1012.11
MD                                 11/1/2005                    10/1/2035                      1445.85                      1445.85
FL                                 11/1/2005                    10/1/2035                      1032.08                      1032.08
CA                                 11/1/2005                    10/1/2035                      1711.49                      1711.49
OR                                 11/1/2005                    10/1/2035                       462.24                       462.24
TX                                 11/1/2005                    10/1/2035                       606.83                       606.83
TX                                 11/1/2005                    10/1/2035                       776.04                       776.04
FL                                 11/1/2005                    10/1/2035                      1746.28                      1746.28
IA                                 11/1/2005                    10/1/2035                       697.92                       697.92
DE                                 11/1/2005                    10/1/2035                      1043.72                      1043.72
IN                                 11/1/2005                    10/1/2035                       871.02                       871.02
MT                                 11/1/2005                    10/1/2035                      1184.69                      1184.69
OK                                 11/1/2005                    10/1/2035                       496.59                       496.59
CA                                 10/1/2005                     9/1/2035                      2258.47                      2258.47
VA                                 11/1/2005                    10/1/2035                       432.37                       432.37
CA                                 11/1/2005                    10/1/2035                       290.41                       290.41
CA                                 11/1/2005                    10/1/2035                       952.26                       952.26
MD                                 11/1/2005                    10/1/2035                      1371.29                      1371.29
TX                                 11/1/2005                    10/1/2035                       934.61                        934.6
NY                                 11/1/2005                    10/1/2035                       710.45                       710.45
TX                                 11/1/2005                    10/1/2035                       524.71                       524.71
TX                                 11/1/2005                    10/1/2035                      1041.23                      1041.23
TX                                 11/1/2005                    10/1/2035                       795.83                       795.83
TX                                 10/1/2005                     9/1/2035                       696.48                       696.48
TX                                 11/1/2005                    10/1/2035                      1028.69                      1028.69
TX                                 11/1/2005                    10/1/2035                        659.2                        659.2
IA                                 11/1/2005                    10/1/2035                       448.78                       448.78
UT                                 11/1/2005                    10/1/2035                       831.69                       831.69
WA                                 11/1/2005                    10/1/2035                      1066.93                      1066.93
OH                                 11/1/2005                    10/1/2035                        285.7                        285.7
FL                                 11/1/2005                    10/1/2035                       926.68                       926.68
CA                                 10/1/2005                     9/1/2035                      1502.93                      1502.93
ND                                 11/1/2005                    10/1/2020                       582.08                       582.08
GA                                 11/1/2005                    10/1/2020                        545.4                        545.4
TN                                 11/1/2005                    10/1/2035                       526.91                       526.91
TN                                 11/1/2005                    10/1/2035                          651                          651
FL                                 11/1/2005                    10/1/2035                          828                          828
FL                                 11/1/2005                    10/1/2035                      1309.61                      1309.61
FL                                 11/1/2005                    10/1/2035                      2321.39                      2321.39
TN                                 11/1/2005                    10/1/2035                        477.8                        477.8
NH                                 11/1/2005                    10/1/2035                      1357.74                      1357.74
AL                                 11/1/2005                    10/1/2035                        605.6                        605.6
OK                                 11/1/2005                    10/1/2035                       553.84                       553.84
IL                                 11/1/2005                    10/1/2035                       511.12                       511.12
ID                                 11/1/2005                    10/1/2035                       560.38                       560.38
FL                                 11/1/2005                    10/1/2035                      2292.28                      2292.28
FL                                 10/1/2005                     9/1/2035                      1372.54                      1372.54
MA                                 11/1/2005                    10/1/2035                        802.4                        802.4
OH                                 10/1/2005                     9/1/2035                       268.91                       268.91
FL                                 11/1/2005                    10/1/2035                      1299.16                      1299.16
FL                                 11/1/2005                    10/1/2035                       460.92                       460.92
NV                                 11/1/2005                    10/1/2035                       503.99                       503.99
UT                                 11/1/2005                    10/1/2035                       318.46                       318.46
FL                                 11/1/2005                    10/1/2035                       836.84                       836.84
UT                                 11/1/2005                    10/1/2035                       508.21                       508.21
FL                                 11/1/2005                    10/1/2035                       1274.7                       1274.7
FL                                 10/1/2005                     9/1/2035                      1161.03                      1161.03
AL                                 11/1/2005                    10/1/2035                        458.3                        458.3
WA                                 11/1/2005                    10/1/2035                      1018.99                      1018.99
CA                                 11/1/2005                    10/1/2035                      1283.93                      1283.93
AZ                                 11/1/2005                    10/1/2035                       929.96                       929.96
AZ                                 11/1/2005                    10/1/2035                       648.84                       648.84
AZ                                 11/1/2005                    10/1/2015                      1221.22                      1221.22
CA                                 11/1/2005                    10/1/2035                       616.75                       616.75
CO                                 11/1/2005                    10/1/2035                       492.75                       492.75
MD                                 11/1/2005                    10/1/2035                      1102.97                      1102.97
CA                                 11/1/2005                    10/1/2035                       838.86                       838.86
CA                                 11/1/2005                    10/1/2035                       694.84                       694.84
CA                                 10/1/2005                     9/1/2035                      1521.12                      1521.12
CA                                 11/1/2005                    10/1/2035                       504.73                       504.73
VA                                 10/1/2005                     9/1/2035                       937.75                       937.75
FL                                 11/1/2005                    10/1/2035                       233.47                       233.47
TX                                 10/1/2005                     9/1/2020                      1485.56                      1485.56
TX                                 11/1/2005                    10/1/2035                       411.69                       411.69
PA                                 11/1/2005                    10/1/2035                        850.2                        850.2
NJ                                 11/1/2005                    10/1/2035                      1172.33                      1172.33
NV                                 11/1/2005                    10/1/2035                      1063.41                      1063.41
IA                                 11/1/2005                    10/1/2035                       365.14                       365.14
FL                                 11/1/2005                    10/1/2035                       544.47                       544.47
TX                                 11/1/2005                    10/1/2035                       944.38                       944.37
AZ                                 11/1/2005                    10/1/2035                      1116.99                      1116.99
MO                                 11/1/2005                    10/1/2035                       729.71                       729.71
AZ                                 11/1/2005                    10/1/2035                      1190.79                      1190.79
AZ                                 11/1/2005                    10/1/2035                       969.56                       969.56
OK                                 11/1/2005                    10/1/2035                       959.23                       959.23
CO                                 10/1/2005                     9/1/2020                       622.49                       622.49
TX                                 11/1/2005                    10/1/2035                        664.1                        664.1
DC                                 11/1/2005                    10/1/2035                       1911.5                       1911.5
WI                                 10/1/2005                     9/1/2035                       879.33                       879.33
TX                                 11/1/2005                    10/1/2020                       614.61                       614.61
NC                                 11/1/2005                    10/1/2035                       762.22                       762.22
WI                                 11/1/2005                    10/1/2035                      1330.94                      1330.94
NJ                                 10/1/2005                     9/1/2035                       345.34                       345.34
FL                                 11/1/2005                    10/1/2035                      1625.04                      1625.04
FL                                 11/1/2005                    10/1/2035                      1367.02                      1367.02
NY                                 11/1/2005                    10/1/2035                      1305.62                      1305.62
MD                                 11/1/2005                    10/1/2035                       549.49                       549.49
CT                                 11/1/2005                    10/1/2035                         1276                         1276
PA                                 11/1/2005                    10/1/2035                       796.34                       796.34
FL                                 11/1/2005                    10/1/2035                        959.1                        959.1
FL                                 11/1/2005                    10/1/2035                      1246.21                      1246.21
FL                                 11/1/2005                    10/1/2035                      1167.45                      1167.45
NY                                10/19/2005                    9/19/2035                       1078.1                      1078.09
PA                                 11/1/2005                    10/1/2035                       395.32                       395.32
IL                                 11/1/2005                    10/1/2035                       514.73                       514.73
AZ                                 11/1/2005                    10/1/2035                       808.48                       808.48
WY                                 11/1/2005                    10/1/2035                       767.51                       767.51
WY                                 11/1/2005                    10/1/2035                       714.57                       714.57
NC                                 11/1/2005                    10/1/2035                       612.53                       612.53
IL                                 11/1/2005                    10/1/2035                      1438.42                      1438.42
FL                                 11/1/2005                    10/1/2035                      1072.04                      1072.04
NY                                 11/1/2005                    10/1/2035                      1468.27                      1468.27
TX                                 11/1/2005                    10/1/2035                      1005.15                      1005.15
CA                                 11/1/2005                    10/1/2035                       554.96                       554.96
MO                                 11/1/2005                    10/1/2035                       426.39                       426.39
AL                                 11/1/2005                    10/1/2035                      1065.02                      1065.02
FL                                 11/1/2005                    10/1/2035                          776                          776
CA                                 11/1/2005                    10/1/2035                       548.84                       548.84
FL                                 11/1/2005                    10/1/2035                      1027.14                      1027.14
CO                                 11/1/2005                    10/1/2035                        844.9                        844.9
NY                                 11/1/2005                    10/1/2035                      1262.82                      1262.82
FL                                 11/1/2005                    10/1/2035                       1074.8                       1074.8
CA                                 11/1/2005                    10/1/2035                      1963.18                      1963.18
NJ                                 10/1/2005                     9/1/2035                      1277.65                      1277.65
CA                                 10/1/2005                     9/1/2035                       938.59                       938.59
NY                                 10/1/2005                     9/1/2035                       862.32                       862.32
MA                                 10/1/2005                     9/1/2035                       2609.1                       2609.1
WA                                 11/1/2005                    10/1/2035                      2089.24                      2089.24
NC                                 11/1/2005                    10/1/2020                       741.51                       741.51
CA                                 11/1/2005                    10/1/2035                      1844.64                      1844.64
CA                                 10/1/2005                     9/1/2035                      1498.88                      1498.88
CA                                 11/1/2005                    10/1/2035                       601.41                       601.41
CO                                 11/1/2005                    10/1/2035                       443.16                       443.16
ID                                 11/1/2005                    10/1/2035                      1190.87                      1190.87
WI                                 11/1/2005                    10/1/2035                       930.91                       930.91
WI                                 11/1/2005                    10/1/2035                      1000.07                      1000.07
WI                                 11/1/2005                    10/1/2035                        653.6                        653.6
AZ                                 11/1/2005                    10/1/2035                      1537.83                      1537.83
AZ                                 11/1/2005                    10/1/2035                      1281.14                      1281.14
AZ                                 11/1/2005                    10/1/2035                      2807.05                      2807.05
AZ                                 11/1/2005                    10/1/2035                       1436.6                       1436.6
CT                                 10/1/2005                     9/1/2035                       285.47                       285.47
CT                                 11/1/2005                    10/1/2035                       980.64                       980.64
CT                                 11/1/2005                    10/1/2035                       941.11                       941.11
CT                                 10/1/2005                     9/1/2035                       1025.7                       1025.7
CA                                 10/1/2005                     9/1/2035                        487.7                        487.7
OK                                 11/1/2005                    10/1/2035                       526.21                       526.21
OK                                 11/1/2005                    10/1/2035                       481.35                       481.35
IL                                 11/1/2005                    10/1/2035                       292.72                       292.72
NY                                 11/1/2005                    10/1/2035                       2323.4                       2323.4
FL                                 11/1/2005                    10/1/2035                       837.26                       837.26
CA                                 11/1/2005                    10/1/2035                       640.77                       640.77
FL                                 11/1/2005                    10/1/2035                       250.01                       250.01
KY                                 11/1/2005                    10/1/2035                       600.44                       600.44
TN                                 11/1/2005                    10/1/2020                      1036.79                      1036.79
NY                                 11/1/2005                    10/1/2035                         1756                         1756
HI                                 11/1/2005                    10/1/2035                       2924.3                       2924.3
NH                                 11/1/2005                    10/1/2035                       763.12                       763.12
TX                                 11/1/2005                    10/1/2035                       500.14                       500.14
FL                                 10/1/2005                     9/1/2035                       748.55                       748.55
FL                                 11/1/2005                    10/1/2035                      1401.74                      1401.74
FL                                 11/1/2005                    10/1/2035                       729.98                       729.98
NV                                 11/1/2005                    10/1/2035                      1365.57                      1365.57
NY                                 11/1/2005                    10/1/2035                       1621.5                       1621.5
MA                                 11/1/2005                    10/1/2035                       2050.1                       2050.1
FL                                 11/1/2005                    10/1/2035                       712.28                       712.28
NJ                                 11/1/2005                    10/1/2035                      2002.19                      2002.19
FL                                 11/1/2005                    10/1/2035                      1251.01                      1251.01
NJ                                 11/1/2005                    10/1/2035                      1018.18                      1018.18
TN                                 11/1/2005                    10/1/2020                       1131.8                       1131.8
TN                                 11/1/2005                    10/1/2035                       732.22                       732.22
NH                                 11/1/2005                    10/1/2035                      1225.62                      1225.62
CA                                 10/1/2005                     9/1/2035                      1715.64                      1715.64
TX                                 11/1/2005                    10/1/2035                      1077.47                      1077.47
TN                                 11/1/2005                    10/1/2020                       514.49                       514.49
CA                                 10/1/2005                     9/1/2035                       563.61                       563.61
FL                                 11/1/2005                    10/1/2035                      1227.92                      1227.92
FL                                 11/1/2005                    10/1/2035                       325.26                       325.26
FL                                 11/1/2005                    10/1/2035                       869.35                       869.35
HI                                 11/1/2005                    10/1/2035                      2515.41                      2515.41
MN                                 11/1/2005                    10/1/2035                       347.75                       347.75
FL                                 11/1/2005                    10/1/2035                      1037.14                      1037.14
AL                                 11/1/2005                    10/1/2035                       941.18                       941.18
MI                                 11/1/2005                    10/1/2035                       292.13                       292.13
IL                                 11/1/2005                    10/1/2035                       281.24                       281.24
NY                                 11/1/2005                    10/1/2035                      3427.28                      3427.28
NJ                                 11/1/2005                    10/1/2035                      1625.55                      1625.55
ID                                 11/1/2005                    10/1/2035                       864.43                       864.43
FL                                  7/1/2005                     6/1/2035                      1278.88                      1278.88
NY                                 11/1/2005                    10/1/2035                      1877.61                      1877.61
PA                                 10/1/2005                     9/1/2035                      1395.73                      1395.73
CA                                 10/1/2005                     9/1/2035                       877.72                       877.72
CO                                 11/1/2005                    10/1/2035                       445.31                       445.31
FL                                 11/1/2005                    10/1/2035                       695.79                       695.79
FL                                 11/1/2005                    10/1/2035                          456                          456
FL                                 11/1/2005                    10/1/2035                       478.99                       478.99
FL                                 11/1/2005                    10/1/2035                       857.07                       857.07
FL                                 10/1/2005                     9/1/2035                      1129.55                      1129.55
ID                                 10/1/2005                     9/1/2035                       771.75                       771.75
NY                                 11/1/2005                    10/1/2035                      3048.44                      3048.44
IL                                 11/1/2005                    10/1/2035                       561.88                       561.88
TX                                 10/1/2005                     9/1/2035                      1116.64                      1116.64
AZ                                 11/1/2005                    10/1/2035                       871.13                       871.13
AZ                                 11/1/2005                    10/1/2035                       399.98                       399.98
AZ                                 11/1/2005                    10/1/2035                      1449.42                      1449.42
NY                                 11/1/2005                    10/1/2035                        893.1                        893.1
CA                                 10/1/2005                     9/1/2035                      1070.24                      1070.24
CA                                 11/1/2005                    10/1/2035                       814.51                       814.51
NH                                 10/1/2005                     9/1/2035                      1376.85                      1376.85
RI                                 11/1/2005                    10/1/2035                      1273.07                      1273.07
CO                                 11/1/2005                    10/1/2035                       392.15                       392.15
CO                                 10/1/2005                     9/1/2035                       395.31                       395.31
NY                                 11/1/2005                    10/1/2035                       602.93                       602.93
WA                                 10/1/2005                     9/1/2035                      1282.32                      1282.32
FL                                 10/1/2005                     9/1/2035                       825.23                       825.23
MA                                 11/1/2005                    10/1/2035                      1440.15                      1440.15
CA                                 11/1/2005                    10/1/2035                       528.54                       528.54
TX                                 11/1/2005                    10/1/2035                      1095.23                      1095.23
NC                                 10/1/2005                     9/1/2035                       872.64                       872.64
TX                                 12/1/2005                    11/1/2035                       632.38                       632.38
CA                                 10/1/2005                     9/1/2035                      1110.28                      1110.28
CA                                 10/1/2005                     9/1/2035                      1418.21                      1418.21
OK                                 11/1/2005                    10/1/2035                       958.58                       958.58
TX                                 11/1/2005                    10/1/2035                        880.3                        880.3
FL                                 11/1/2005                    10/1/2035                       681.44                       681.44
FL                                 11/1/2005                    10/1/2035                      1444.93                      1444.93
FL                                 11/1/2005                    10/1/2035                       615.72                       615.72
MA                                 11/1/2005                    10/1/2035                       562.03                       562.03
MA                                 11/1/2005                    10/1/2035                       963.92                       963.92
MA                                 11/1/2005                    10/1/2035                       942.94                       942.94
SC                                 11/1/2005                    10/1/2035                      1261.08                      1261.08
SC                                 11/1/2005                    10/1/2035                       993.05                       993.05
NH                                 11/1/2005                    10/1/2035                       891.32                       891.32
WA                                 11/1/2005                    10/1/2035                       690.33                       690.33
WA                                 11/1/2005                    10/1/2035                      1343.06                      1343.06
CA                                 10/1/2005                     9/1/2035                       916.33                       916.33
MA                                 11/1/2005                    10/1/2035                      1597.19                      1597.19
CO                                 11/1/2005                    10/1/2035                      1277.38                      1277.38
AZ                                 10/1/2005                     9/1/2035                        667.4                        667.4
WA                                 10/1/2005                     9/1/2035                       1057.8                       1057.8
MO                                 10/1/2005                     9/1/2035                       667.93                       667.93
MO                                 11/1/2005                    10/1/2035                       618.39                       618.39
MI                                 11/1/2005                    10/1/2035                       271.26                       271.26
CA                                 10/1/2005                     9/1/2035                       2084.2                       2084.2
CO                                 11/1/2005                    10/1/2035                       473.01                       473.01
CA                                 11/1/2005                    10/1/2025                       938.35                       938.35
CA                                 10/1/2005                     9/1/2035                       750.19                       750.19
AL                                 11/1/2005                    10/1/2035                       547.85                       547.85
NY                                 11/1/2005                    10/1/2035                       684.44                       684.44
CA                                 10/1/2005                     9/1/2035                       774.98                       774.98
CA                                 11/1/2005                    10/1/2035                      1617.69                      1617.69
FL                                 11/1/2005                    10/1/2035                      1114.15                      1114.15
NH                                 11/1/2005                    10/1/2035                       885.16                       885.16
OK                                 10/1/2005                     9/1/2035                       584.23                       584.23
GA                                 10/1/2005                     9/1/2035                       389.26                       389.26
AZ                                 11/1/2005                    10/1/2035                      1546.72                      1546.72
NE                                 11/1/2005                    10/1/2035                       361.67                       361.67
KY                                 11/1/2005                    10/1/2035                       1367.1                       1367.1
NE                                 11/1/2005                    10/1/2035                        934.1                        934.1
MA                                 11/1/2005                    10/1/2035                      1691.29                      1691.29
FL                                 11/1/2005                    10/1/2035                       882.99                       882.99
CT                                 10/1/2005                     9/1/2035                      1489.98                      1489.98
TN                                 11/1/2005                    10/1/2035                       808.22                       808.22
NY                                 11/1/2005                    10/1/2035                      1137.72                      1137.72
NY                                 10/1/2005                     9/1/2035                      1245.39                      1245.39
TN                                 11/1/2005                    10/1/2035                       657.45                       657.45
WY                                 11/1/2005                    10/1/2035                       451.19                       451.19
IL                                 11/1/2005                    10/1/2035                      1507.23                      1507.23
OK                                 11/1/2005                    10/1/2035                       961.15                       961.15
UT                                 10/1/2005                     9/1/2035                       940.72                       940.72
FL                                 11/1/2005                    10/1/2035                      1422.39                      1422.39
NY                                 11/1/2005                    10/1/2035                      1238.36                      1238.36
CA                                 11/1/2005                    10/1/2035                       1567.1                       1567.1
KY                                 11/1/2005                    10/1/2035                        475.8                        475.8
FL                                 11/1/2005                    10/1/2035                      1388.22                      1388.22
IL                                 11/1/2005                    10/1/2035                       817.01                       817.01
MO                                 11/1/2005                    10/1/2035                       898.42                       898.42
MA                                 10/1/2005                     9/1/2035                      2161.38                      2161.38
FL                                 11/1/2005                    10/1/2035                      1888.91                      1888.91
KY                                 11/1/2005                    10/1/2035                      1856.79                      1856.79
CT                                 11/1/2005                    10/1/2035                      1608.57                      1608.57
NH                                 11/1/2005                    10/1/2035                       977.12                       977.12
IL                                 10/1/2005                     9/1/2035                      1528.07                      1528.07
NY                                 11/1/2005                    10/1/2035                       2028.1                       2028.1
NC                                 11/1/2005                    10/1/2035                       674.14                       674.14
GA                                 11/1/2005                    10/1/2035                       987.32                       987.32
GA                                 11/1/2005                    10/1/2035                       571.34                       571.34
NC                                 10/1/2005                     9/1/2020                       517.99                       517.99
FL                                 10/1/2005                     9/1/2035                      1451.46                      1451.46
NJ                                 11/1/2005                    10/1/2025                      1552.13                      1552.13
UT                                 11/1/2005                    10/1/2035                       556.54                       556.54
AZ                                 10/1/2005                     9/1/2035                      1509.08                      1509.08
AZ                                 10/1/2005                     9/1/2035                      1702.22                      1702.22
AZ                                 10/1/2005                     9/1/2035                       964.24                       964.24
OK                                 11/1/2005                    10/1/2035                      2069.75                      2069.75
AZ                                 11/1/2005                    10/1/2035                      1563.77                      1563.77
TX                                 11/1/2005                    10/1/2035                       740.75                       740.75
MA                                 10/1/2005                     9/1/2035                      1304.76                      1304.76
CA                                 10/1/2005                     9/1/2035                       730.67                       730.67
AL                                 11/1/2005                    10/1/2035                       541.65                       541.65
MO                                 11/1/2005                    10/1/2035                       264.75                       264.75
RI                                 11/1/2005                    10/1/2035                       693.12                       693.12
TX                                 11/1/2005                    10/1/2035                        912.9                        912.9
CA                                 11/1/2005                    10/1/2035                      1768.77                      1768.77
FL                                 11/1/2005                    10/1/2035                       674.78                       674.78
FL                                 11/1/2005                    10/1/2035                      1393.94                      1393.94
TX                                  8/1/2005                     7/1/2035                        779.1                        779.1
TX                                 11/1/2005                    10/1/2035                       954.79                       954.79
NY                                 11/1/2005                    10/1/2035                      1069.86                      1069.86
MO                                 11/1/2005                    10/1/2035                        429.3                        429.3
PA                                 11/1/2005                    10/1/2035                       400.08                       400.08
NH                                 10/1/2005                     9/1/2035                       813.26                       813.26
FL                                 11/1/2005                    10/1/2035                      1140.26                      1140.26
MA                                 11/1/2005                    10/1/2035                      1068.93                      1068.93
PA                                 11/1/2005                    10/1/2035                      1335.71                      1335.71
TN                                 11/1/2005                    10/1/2035                       462.25                       462.25
TX                                 11/1/2005                    10/1/2035                      1270.11                      1270.11
GA                                 10/1/2005                     9/1/2035                       427.78                       427.78
LA                                 10/1/2005                     9/1/2035                       535.43                       535.43
TN                                 11/1/2005                    10/1/2035                       773.08                       773.08
TN                                 11/1/2005                    10/1/2035                       526.48                       526.48
TN                                 11/1/2005                    10/1/2035                       768.41                       768.41
TN                                 11/1/2005                    10/1/2035                        627.4                        627.4
TN                                 11/1/2005                    10/1/2035                      1014.21                      1014.21
FL                                 11/1/2005                    10/1/2035                      1404.55                      1404.55
PA                                 11/1/2005                    10/1/2035                      1419.03                      1419.03
CA                                 11/1/2005                    10/1/2035                       608.56                       608.56
CA                                 10/1/2005                     9/1/2035                      2085.91                      2085.91
NH                                 11/1/2005                    10/1/2035                      1170.83                      1170.83
CT                                 10/1/2005                     9/1/2035                       954.69                       954.69
VA                                 11/1/2005                    10/1/2035                       524.72                       524.72
WA                                 10/1/2005                     9/1/2035                      1437.38                      1437.38
CA                                 10/1/2005                     9/1/2020                          612                          612
CT                                 11/1/2005                    10/1/2035                         1585                         1585
IL                                 11/1/2005                    10/1/2035                       277.79                       277.79
NY                                 11/1/2005                    10/1/2035                       792.46                       792.46
FL                                 11/1/2005                    10/1/2035                       896.02                       896.02
FL                                 11/1/2005                    10/1/2035                       2301.1                       2301.1
FL                                 11/1/2005                    10/1/2035                      1172.49                      1172.49
FL                                 11/1/2005                    10/1/2035                      1412.76                      1412.76
FL                                 10/1/2005                     9/1/2035                      1165.15                      1165.15
FL                                 11/1/2005                    10/1/2035                      1094.11                      1094.11
CA                                 10/1/2005                     9/1/2035                      1769.06                      1769.06
CA                                 11/1/2005                    10/1/2035                      1407.39                      1407.39
FL                                 11/1/2005                    10/1/2035                       1439.6                       1439.6
CA                                 11/1/2005                    10/1/2035                      1512.16                      1512.16
NJ                                 11/1/2005                    10/1/2035                      1271.41                      1271.41
MA                                 10/1/2005                     9/1/2035                       420.56                       420.56
PA                                 11/1/2005                    10/1/2035                        255.5                        255.5
AZ                                 11/1/2005                    10/1/2035                      1461.56                      1461.56
NJ                                 10/1/2005                     9/1/2035                       367.73                       367.73
GA                                 11/1/2005                    10/1/2035                       782.17                       782.17
MD                                 11/1/2005                    10/1/2035                      1575.82                      1575.82
ME                                 10/1/2005                     9/1/2035                      2229.66                      2229.66
NY                                 11/1/2005                    10/1/2035                      1625.12                      1625.12
RI                                 11/1/2005                    10/1/2035                         1637                         1637
PA                                 11/1/2005                    10/1/2035                       783.12                       783.12
CA                                 11/1/2005                    10/1/2035                       1744.8                       1744.8
CA                                 11/1/2005                    10/1/2025                      2205.98                      2205.98
IL                                 11/1/2005                    10/1/2020                      1793.62                      1793.62
MI                                 11/1/2005                    10/1/2035                       407.06                       407.06
CA                                 11/1/2005                    10/1/2035                       481.66                       481.66
CA                                 11/1/2005                    10/1/2035                      2418.58                      2418.58
CA                                 11/1/2005                    10/1/2035                      1229.17                      1229.17
TX                                 11/1/2005                    10/1/2035                       609.48                       609.48
FL                                 11/1/2005                    10/1/2035                      1439.74                      1439.74
FL                                 10/1/2005                     9/1/2035                      1642.91                      1642.91
MD                                 11/1/2005                    10/1/2035                      1407.42                      1407.42
NJ                                 11/1/2005                    10/1/2035                      2104.39                      2104.39
TX                                 11/1/2005                    10/1/2035                      1105.13                      1105.13
NY                                 11/1/2005                    10/1/2035                       480.73                       480.73
NJ                                 10/1/2005                     9/1/2035                      1484.14                      1484.14
CA                                 11/1/2005                    10/1/2035                       517.65                       517.65
PA                                 11/1/2005                    10/1/2035                       964.94                       964.94
AZ                                 11/1/2005                    10/1/2035                      1307.14                      1307.14
NY                                 10/1/2005                     9/1/2035                       882.58                       882.58
UT                                 11/1/2005                    10/1/2035                        754.7                        754.7
CA                                 11/1/2005                    10/1/2035                       631.64                       631.64
MA                                 10/1/2005                     9/1/2035                      1501.66                      1501.66
MD                                 11/1/2005                    10/1/2035                      1963.61                      1963.61
KS                                 11/1/2005                    10/1/2035                       470.88                       470.88
CA                                 11/1/2005                    10/1/2035                      1740.76                      1740.76
TX                                 11/1/2005                    10/1/2035                       661.04                       661.04
NY                                 11/1/2005                    10/1/2035                      1341.08                      1341.08
MI                                 11/1/2005                    10/1/2035                       333.31                       333.31
VT                                 11/1/2005                    10/1/2035                      1387.53                      1387.53
MA                                 11/1/2005                    10/1/2035                      1906.08                      1906.08
NH                                 11/1/2005                    10/1/2035                      1015.82                      1015.82
CT                                 10/1/2005                     9/1/2035                      1187.91                      1187.91
CT                                 11/1/2005                    10/1/2035                      1543.98                      1543.98
CT                                 11/1/2005                    10/1/2035                      1314.99                      1314.99
FL                                 11/1/2005                    10/1/2035                      1168.75                      1168.75
CA                                 11/1/2005                    10/1/2035                      1181.22                      1181.22
VA                                 11/1/2005                    10/1/2035                       543.04                       543.04
PA                                 11/1/2005                    10/1/2035                       760.24                       760.24
GA                                 11/1/2005                    10/1/2035                       894.46                       894.46
TN                                 11/1/2005                    10/1/2035                      1135.92                      1135.92
NY                                 11/1/2005                    10/1/2035                      1880.67                      1880.67
MT                                 10/1/2005                     9/1/2035                      1007.82                      1007.82
AL                                 11/1/2005                    10/1/2035                       538.12                       538.12
FL                                 10/1/2005                     9/1/2035                      1857.75                      1857.75
MA                                 11/1/2005                    10/1/2035                      3338.84                      3338.84
FL                                 11/1/2005                    10/1/2035                       642.17                       642.17
FL                                 11/1/2005                    10/1/2035                       861.45                       861.45
WA                                 11/1/2005                    10/1/2035                      1255.01                      1255.01
NY                                 11/1/2005                    10/1/2035                       2049.2                       2049.2
ID                                 11/1/2005                    10/1/2035                       380.81                       380.81
FL                                 10/1/2005                     9/1/2035                      1306.69                      1306.69
IL                                 11/1/2005                    10/1/2035                       486.28                       486.28
NY                                 11/1/2005                    10/1/2035                       332.81                       332.81
AZ                                 11/1/2005                    10/1/2035                      1192.78                      1192.78
AZ                                 11/1/2005                    10/1/2035                      1129.26                      1129.26
MA                                 11/1/2005                    10/1/2035                      2828.45                      2828.45
IL                                 11/1/2005                    10/1/2035                      1252.51                      1252.51
IL                                 11/1/2005                    10/1/2035                       2182.2                       2182.2
IL                                 11/1/2005                    10/1/2035                      2563.08                      2563.08
CA                                 11/1/2005                    10/1/2035                      2554.91                      2554.91
IA                                 10/1/2005                     9/1/2035                      1112.22                      1112.22
CT                                 11/1/2005                    10/1/2035                      1090.79                      1090.79
RI                                 11/1/2005                    10/1/2035                       906.44                       906.44
FL                                 10/1/2005                     9/1/2035                      1521.16                      1521.16
FL                                 11/1/2005                    10/1/2035                       990.42                       990.42
WI                                 11/1/2005                    10/1/2035                       838.24                       838.24
KY                                 11/1/2005                    10/1/2035                       652.23                       652.23
IL                                 11/1/2005                    10/1/2035                       298.21                       298.21
MI                                 11/1/2005                    10/1/2035                       295.22                       295.22
MI                                 11/1/2005                    10/1/2035                        326.8                        326.8
TX                                 11/1/2005                    10/1/2035                       622.25                       622.25
MT                                 11/1/2005                    10/1/2035                       226.41                       226.41
MA                                 10/1/2005                     9/1/2035                      2638.28                      2638.28
CA                                 11/1/2005                    10/1/2035                      1854.96                      1854.96
KY                                 11/1/2005                    10/1/2035                       676.03                       676.03
CO                                 11/1/2005                    10/1/2035                       809.95                       809.95
GA                                 11/1/2005                    10/1/2035                        835.1                        835.1
IN                                 10/1/2005                     9/1/2035                       457.07                       457.07
AZ                                 11/1/2005                    10/1/2035                       235.23                       235.23
AZ                                 11/1/2005                    10/1/2035                      1705.95                      1705.95
AZ                                 11/1/2005                    10/1/2035                       657.58                       657.58
NH                                 10/1/2005                     9/1/2035                      1943.65                      1943.65
NC                                 11/1/2005                    10/1/2035                       785.26                       785.26
TX                                 11/1/2005                    10/1/2035                       632.22                       632.22
GA                                 11/1/2005                    10/1/2035                       545.67                       545.67
MA                                 11/1/2005                    10/1/2035                      2210.08                      2210.08
NC                                 10/1/2005                     9/1/2035                       309.78                       309.78
CA                                 11/1/2005                    10/1/2035                       426.71                       426.71
NC                                 11/1/2005                    10/1/2035                       979.68                       979.68
AL                                 11/1/2005                    10/1/2035                      1294.72                      1294.72
TX                                 10/1/2005                     9/1/2035                       685.77                       685.77
GA                                 11/1/2005                    10/1/2035                       802.46                       802.46
WA                                 11/1/2005                    10/1/2035                       510.93                       510.93
FL                                 10/1/2005                     9/1/2025                          722                          722
FL                                 11/1/2005                    10/1/2035                      1484.12                      1484.12
FL                                 11/1/2005                    10/1/2035                       1408.2                       1408.2
NY                                 10/1/2005                     9/1/2035                       482.06                       482.06
FL                                 11/1/2005                    10/1/2035                       600.32                       600.32
FL                                 11/1/2005                    10/1/2035                       765.78                       765.78
CA                                 11/1/2005                    10/1/2035                       552.35                       552.35
CA                                 11/1/2005                    10/1/2035                      1030.12                      1030.12
NV                                 11/1/2005                    10/1/2035                      1057.61                      1057.61
NV                                 11/1/2005                    10/1/2035                      1600.47                      1600.47
MA                                 11/1/2005                    10/1/2035                      1734.12                      1734.12
FL                                 11/1/2005                    10/1/2035                      1116.83                      1116.83
FL                                 10/1/2005                     9/1/2035                      1215.64                      1215.64
GA                                 11/1/2005                    10/1/2035                      1728.94                      1728.94
SC                                 11/1/2005                    10/1/2035                       881.01                       881.01
CO                                 10/1/2005                     9/1/2035                      1310.02                      1310.02
CA                                 11/1/2005                    10/1/2035                      2032.89                      2032.89
KY                                 11/1/2005                    10/1/2035                       800.49                       800.49
FL                                 11/1/2005                    10/1/2035                       887.67                       887.67
FL                                 11/1/2005                    10/1/2035                       845.39                       845.39
FL                                 11/1/2005                    10/1/2035                       969.33                       969.33
FL                                 10/1/2005                     9/1/2035                      1117.71                      1117.71
CT                                 11/1/2005                    10/1/2035                       410.92                       410.92
FL                                 11/1/2005                    10/1/2035                      1796.02                      1796.02
FL                                 11/1/2005                    10/1/2035                      1201.32                      1201.32
CA                                 11/1/2005                    10/1/2035                      1355.08                      1355.08
FL                                 10/1/2005                     9/1/2035                      1010.35                      1010.35
GA                                 11/1/2005                    10/1/2035                      1036.04                      1036.04
NH                                 11/1/2005                    10/1/2035                      1088.91                      1088.91
NV                                 12/1/2005                    11/1/2035                      1968.21                      1968.21
FL                                 11/1/2005                    10/1/2035                      1610.27                      1610.27
WA                                 11/1/2005                    10/1/2035                      1069.71                      1069.71
CA                                 11/1/2005                    10/1/2035                      1277.04                      1277.04
TN                                 11/1/2005                    10/1/2035                       627.02                       627.02
FL                                 11/1/2005                    10/1/2035                       618.01                       618.01
FL                                 11/1/2005                    10/1/2035                      1233.02                      1233.02
FL                                 10/1/2005                     9/1/2035                      1166.53                      1166.52
GA                                 10/1/2005                     9/1/2035                      1570.76                      1570.76
IN                                 11/1/2005                    10/1/2035                       294.77                       294.77
AL                                 11/1/2005                    10/1/2035                      1510.29                      1510.29
FL                                 11/1/2005                    10/1/2035                       809.04                       809.04
FL                                 11/1/2005                    10/1/2035                       806.28                       806.28
PA                                 11/1/2005                    10/1/2035                       712.76                       712.76
PA                                 11/1/2005                    10/1/2035                       569.35                       569.35
CA                                 11/1/2005                    10/1/2035                      1326.36                      1326.36
KY                                 11/1/2005                    10/1/2035                       806.82                       806.82
PA                                 11/1/2005                    10/1/2035                       850.01                       850.01
PA                                 11/1/2005                    10/1/2035                      1302.16                      1302.16
WY                                 11/1/2005                    10/1/2035                       464.41                       464.41
KY                                 11/1/2005                    10/1/2035                      1333.96                      1333.96
RI                                 11/1/2005                    10/1/2035                      1393.61                      1393.61
CA                                 11/1/2005                    10/1/2035                      1417.99                      1417.99
CA                                 10/1/2005                     9/1/2035                      1964.13                      1964.13
CA                                 11/1/2005                    10/1/2035                      2189.85                      2189.85
FL                                 11/1/2005                    10/1/2035                      1472.94                      1472.94
UT                                 11/1/2005                    10/1/2035                       562.23                       562.23
NY                                 11/1/2005                    10/1/2035                      1542.72                      1542.72
CA                                 10/1/2005                     9/1/2035                      1445.67                      1445.67
IL                                 10/1/2005                     9/1/2035                      1290.68                      1290.68
MA                                 11/1/2005                    10/1/2035                      2151.92                      2151.92
TX                                 11/1/2005                    10/1/2035                       590.68                       590.68
CA                                 11/1/2005                    10/1/2035                       376.36                       376.36
CA                                 11/1/2005                    10/1/2035                      1629.17                      1629.17
FL                                 10/1/2005                     9/1/2035                       364.79                       364.79
GA                                 11/1/2005                    10/1/2035                        833.3                        833.3
IL                                 11/1/2005                    10/1/2035                      4381.69                      4381.69
WI                                 10/1/2005                     9/1/2035                       1234.9                       1234.9
FL                                 10/1/2005                     9/1/2035                       884.91                       884.91
SC                                 11/1/2005                    10/1/2035                       853.61                       853.61
GA                                 11/1/2005                    10/1/2035                       228.68                       228.68
CT                                 11/1/2005                    10/1/2035                       1351.5                       1351.5
CT                                 11/1/2005                    10/1/2035                      1652.57                      1652.57
VA                                 10/1/2005                     9/1/2035                        449.2                        449.2
TX                                 12/1/2005                    11/1/2035                       706.99                       706.99
AZ                                 11/1/2005                    10/1/2035                      1624.07                      1624.07
WA                                 11/1/2005                    10/1/2035                       1786.3                       1786.3
MD                                 11/1/2005                    10/1/2035                       653.59                       653.59
MD                                 11/1/2005                    10/1/2035                      1585.05                      1585.05
CA                                 11/1/2005                    10/1/2035                      1574.19                      1574.19
RI                                 11/1/2005                    10/1/2035                       939.85                       939.85
VA                                 10/1/2005                     9/1/2035                       388.19                       388.19
TX                                 11/1/2005                    10/1/2035                       715.98                       715.98
CT                                 11/1/2005                    10/1/2035                       744.76                       744.76
MI                                 10/1/2005                     9/1/2035                       286.57                       286.57
CT                                 11/1/2005                    10/1/2035                      1036.67                      1036.67
NY                                 10/1/2005                     9/1/2035                       958.46                       958.46
NY                                 10/1/2005                     9/1/2035                      3099.35                      3099.35
CA                                10/15/2005                    9/15/2020                        555.8                        555.8
MA                                 11/1/2005                    10/1/2035                      1245.71                      1245.71
PA                                 11/1/2005                    10/1/2035                       742.81                       742.81
NY                                 11/1/2005                    10/1/2035                      1663.11                      1663.11
GA                                 11/1/2005                    10/1/2035                        534.9                        534.9
GA                                 11/1/2005                    10/1/2035                      1214.88                      1214.88
TX                                 11/1/2005                    10/1/2035                       677.52                       677.52
ME                                 11/1/2005                    10/1/2035                       792.85                       792.85
NH                                 11/1/2005                    10/1/2035                      1597.29                      1597.29
OR                                 11/1/2005                    10/1/2035                       946.27                       946.27
FL                                 11/1/2005                    10/1/2035                       629.59                       629.59
WI                                 11/1/2005                    10/1/2035                       852.42                       852.42
AL                                 11/1/2005                    10/1/2035                      1047.79                      1047.79
NY                                 12/1/2005                    11/1/2035                       795.64                       795.64
MA                                 11/1/2005                    10/1/2035                      3296.99                      3296.99
NJ                                 11/1/2005                    10/1/2035                      1623.04                      1623.04
CT                                 11/1/2005                    10/1/2035                      1146.39                      1146.39
MA                                 10/1/2005                     9/1/2035                      2575.58                      2575.58
MA                                 11/1/2005                    10/1/2035                      1784.84                      1784.84
NY                                 11/1/2005                    10/1/2035                      2804.28                      2804.28
GA                                 11/1/2005                    10/1/2035                       519.94                       519.94
WI                                 11/1/2005                    10/1/2035                       753.49                       753.49
MA                                 10/1/2005                     9/1/2035                      1902.65                      1902.65
OR                                 10/1/2005                     9/1/2035                      1464.38                      1464.38
GA                                 10/1/2005                     9/1/2035                       1433.4                       1433.4
OR                                 10/1/2005                     9/1/2035                       552.68                       552.68
TX                                 11/1/2005                    10/1/2035                       783.55                       783.55
PA                                 11/1/2005                    10/1/2035                       535.01                       535.01
CA                                 10/1/2005                     9/1/2035                      1517.72                      1517.72
CA                                 10/1/2005                     9/1/2035                       401.45                       401.45
OR                                 11/1/2005                    10/1/2035                      1728.09                      1728.09
CT                                 11/1/2005                    10/1/2035                      1155.93                      1155.93
ID                                 11/1/2005                    10/1/2035                       680.87                       680.87
KY                                 11/1/2005                    10/1/2035                       727.51                       727.51
MA                                 11/1/2005                    10/1/2035                      1421.15                      1421.15
CT                                 11/1/2005                    10/1/2035                      1113.94                      1113.94
GA                                 10/1/2005                     9/1/2035                      1030.75                      1030.75
NJ                                 11/1/2005                    10/1/2035                       858.67                       858.67
CO                                 12/1/2005                    11/1/2035                      1835.79                      1835.79
AL                                 11/1/2005                    10/1/2035                        457.1                        457.1
MA                                 10/1/2005                     9/1/2035                       1063.7                       1063.7
FL                                 11/1/2005                    10/1/2035                      1920.39                      1920.39
TN                                 11/1/2005                    10/1/2035                       524.52                       524.52
AL                                 11/1/2005                    10/1/2035                       591.73                       591.73
AZ                                 11/1/2005                    10/1/2035                       477.33                       477.33
OR                                 11/1/2005                    10/1/2035                       761.24                       761.24
DE                                 11/1/2005                    10/1/2035                       938.21                       938.21
FL                                 11/1/2005                    10/1/2035                       1871.1                       1871.1
TX                                 11/1/2005                    10/1/2035                        485.7                       485.69
TX                                 10/1/2005                     9/1/2035                      2388.51                      2388.51
PA                                 11/1/2005                    10/1/2035                       797.52                       797.52
RI                                 11/1/2005                    10/1/2035                       396.95                       396.95
MT                                 11/1/2005                    10/1/2035                      1007.51                      1007.51
MT                                 11/1/2005                    10/1/2035                      1223.77                      1223.77
GA                                 11/1/2005                    10/1/2035                       962.12                       962.12
CT                                 11/1/2005                    10/1/2035                       1297.2                       1297.2
FL                                 11/1/2005                    10/1/2035                      1903.63                      1903.63
FL                                 11/1/2005                    10/1/2035                       863.66                       863.66
TN                                 11/1/2005                    10/1/2035                       615.58                       615.58
TN                                 11/1/2005                    10/1/2035                       563.54                       563.54
TN                                 11/1/2005                    10/1/2035                       880.27                       880.27
TN                                 11/1/2005                    10/1/2035                       684.17                       684.17
TN                                 11/1/2005                    10/1/2035                       854.98                       854.98
OR                                 11/1/2005                    10/1/2035                       642.88                       642.88
FL                                 11/1/2005                    10/1/2035                      1197.22                      1197.22
FL                                 11/1/2005                    10/1/2035                      1048.26                      1048.26
FL                                 11/1/2005                    10/1/2035                      1829.84                      1829.84
KY                                 11/1/2005                    10/1/2035                       722.96                       722.96
PA                                 11/1/2005                    10/1/2035                      1829.84                      1829.84
PA                                 11/1/2005                    10/1/2035                       935.46                       935.46
CO                                 11/1/2005                    10/1/2035                      1496.32                      1496.32
WA                                 11/1/2005                    10/1/2035                       687.95                       687.95
CA                                 11/1/2005                    10/1/2035                         1451                         1451
MA                                 10/1/2005                     9/1/2035                       791.94                       791.94
MA                                 11/1/2005                    10/1/2035                      1962.98                      1962.98
MA                                 11/1/2005                    10/1/2035                       974.64                       974.64
GA                                 11/1/2005                    10/1/2035                       832.73                       832.73
AL                                 11/1/2005                    10/1/2035                       540.05                       540.05
TN                                 11/1/2005                    10/1/2035                       627.93                       627.93
TN                                 11/1/2005                    10/1/2035                       734.58                       734.58
TN                                 11/1/2005                    10/1/2035                       528.88                       528.88
FL                                 11/1/2005                    10/1/2035                       741.48                       741.48
FL                                 10/1/2005                     9/1/2035                      1559.81                      1559.81
FL                                 10/1/2005                     9/1/2035                       817.56                       817.56
WA                                 11/1/2005                    10/1/2035                       878.03                       878.03
CT                                 10/1/2005                     9/1/2035                      1154.44                      1154.44
CT                                 11/1/2005                    10/1/2035                      1363.76                      1363.76
NJ                                 11/1/2005                    10/1/2035                       889.11                       889.11
GA                                 10/1/2005                     9/1/2035                       667.76                       667.75
PA                                 11/1/2005                    10/1/2035                       769.49                       769.49
FL                                 11/1/2005                    10/1/2035                      1012.92                      1012.92
FL                                 11/1/2005                    10/1/2035                       359.54                       359.54
KS                                 11/1/2005                    10/1/2035                      1566.34                      1566.34
ME                                 11/1/2005                    10/1/2035                       626.51                       626.51
CA                                 11/1/2005                    10/1/2035                      1211.63                      1211.63
OR                                 11/1/2005                    10/1/2035                      1342.45                      1342.45
KY                                 11/1/2005                    10/1/2035                       738.58                       738.58
NY                                 10/1/2005                     9/1/2035                       531.71                       531.71
NJ                                 11/1/2005                    10/1/2035                      1476.25                      1476.25
RI                                 10/1/2005                     9/1/2035                       864.52                       864.52
IL                                 11/1/2005                    10/1/2035                       442.13                       442.13
WI                                 11/1/2005                    10/1/2035                       557.29                       557.29
PA                                 11/1/2005                    10/1/2025                       823.15                       823.15
PA                                 11/1/2005                    10/1/2035                       476.31                       476.31
PA                                 11/1/2005                    10/1/2035                      1027.38                      1027.38
NJ                                 10/1/2005                     9/1/2035                       787.79                       787.79
NJ                                 11/1/2005                    10/1/2035                       779.36                       779.36
CA                                 10/1/2005                     9/1/2035                      1178.33                      1178.33
WI                                 11/1/2005                    10/1/2035                       919.97                       919.97
VT                                 11/1/2005                    10/1/2035                       655.26                       655.26
MO                                 11/1/2005                    10/1/2035                       671.16                       671.16
FL                                 11/1/2005                    10/1/2035                      1078.74                      1078.74
FL                                 11/1/2005                    10/1/2035                      1320.69                      1320.69
NY                                 11/1/2005                    10/1/2035                       950.84                       950.84
CA                                 11/1/2005                    10/1/2035                      1125.91                      1125.91
CA                                 11/1/2005                    10/1/2035                      1103.07                      1103.07
AZ                                 11/1/2005                    10/1/2035                      1611.52                      1611.52
TX                                 11/1/2005                    10/1/2035                        911.4                        911.4
CA                                 10/1/2005                     9/1/2035                      1915.98                      1915.98
NC                                 11/1/2005                    10/1/2035                       1081.4                       1081.4
NY                                 11/1/2005                    10/1/2035                      1289.72                      1289.72
FL                                 11/1/2005                    10/1/2035                      1495.51                      1495.51
OR                                 11/1/2005                    10/1/2035                       875.07                       875.07
MO                                 11/1/2005                    10/1/2035                       499.68                       499.68
MO                                 11/1/2005                    10/1/2035                       1246.8                       1246.8
FL                                 11/1/2005                    10/1/2035                      1498.88                      1498.88
PA                                 11/1/2005                    10/1/2035                       791.76                       791.76
CT                                 10/1/2005                     9/1/2035                      1203.53                      1203.53
CT                                 11/1/2005                    10/1/2035                      1218.59                      1218.59
MD                                 11/1/2005                    10/1/2035                      1350.44                      1350.44
ME                                 11/1/2005                    10/1/2035                      1448.92                      1448.92
ME                                 11/1/2005                    10/1/2035                       877.53                       877.53
ND                                 10/1/2005                     9/1/2035                       596.36                       596.36
PA                                 11/1/2005                    10/1/2035                       489.17                       489.17
MI                                 10/1/2005                     9/1/2035                       598.53                       598.53
CA                                 11/1/2005                    10/1/2035                       1174.2                       1174.2
VA                                 10/1/2005                     9/1/2020                       739.51                       739.51
MA                                 11/1/2005                    10/1/2035                      2089.42                      2089.42
PA                                 11/1/2005                    10/1/2035                       947.12                       947.12
TX                                 11/1/2005                    10/1/2035                       504.33                       504.33
NY                                 11/1/2005                    10/1/2035                       900.38                       900.38
NH                                 11/1/2005                    10/1/2035                      1297.57                      1297.57
CA                                 10/1/2005                     9/1/2035                      1466.68                      1466.68
IL                                 11/1/2005                    10/1/2035                      1255.28                      1255.28
MO                                 11/1/2005                    10/1/2035                      1631.67                      1631.67
AR                                 11/1/2005                    10/1/2035                       414.89                       414.89
GA                                 10/1/2005                     9/1/2035                      1039.72                      1039.72
GA                                 11/1/2005                    10/1/2035                      1055.82                      1055.82
GA                                 11/1/2005                    10/1/2035                       930.77                       930.77
IL                                 11/1/2005                    10/1/2035                      1213.85                      1213.85
TX                                 11/1/2005                    10/1/2035                       395.31                       395.31
CA                                 10/1/2005                     9/1/2035                       346.24                       346.24
CA                                 11/1/2005                    10/1/2035                       414.87                       414.87
CA                                 11/1/2005                    10/1/2035                       785.98                       785.98
NY                                 10/1/2005                     9/1/2035                      1851.87                      1851.87
WI                                 11/1/2005                    10/1/2035                       455.36                       455.36
WI                                 11/1/2005                    10/1/2035                       745.74                       745.74
GA                                 11/1/2005                    10/1/2035                       771.68                       771.68
AL                                 11/1/2005                    10/1/2035                       416.78                       416.78
AL                                 11/1/2005                    10/1/2035                       554.56                       554.56
CA                                 11/1/2005                    10/1/2035                       1916.5                       1916.5
FL                                 11/1/2005                    10/1/2035                        681.2                        681.2
MD                                 11/1/2005                    10/1/2035                      2279.41                      2279.41
NC                                 11/1/2005                    10/1/2035                       418.29                       418.29
NJ                                 11/1/2005                    10/1/2035                      1051.47                      1051.47
MA                                 11/1/2005                    10/1/2035                      2229.62                      2229.62
NY                                 11/1/2005                    10/1/2035                      2971.79                      2971.79
NY                                 11/1/2005                    10/1/2035                      1464.75                      1464.75
IL                                 11/1/2005                    10/1/2035                      1767.32                      1767.32
NJ                                 11/1/2005                    10/1/2035                      1338.58                      1338.58
KY                                 10/1/2005                     9/1/2035                       971.11                       971.11
KY                                 11/1/2005                    10/1/2035                      1405.69                      1405.69
NJ                                 11/1/2005                    10/1/2035                       429.58                       429.58
CO                                 11/1/2005                    10/1/2035                       530.65                       530.65
FL                                 11/1/2005                    10/1/2035                      1182.94                      1182.94
NY                                 11/1/2005                    10/1/2035                      2076.59                      2076.59
IL                                 10/1/2005                     9/1/2035                       895.89                       895.89
IL                                 11/1/2005                    10/1/2035                       1047.8                       1047.8
IL                                 11/1/2005                    10/1/2035                       1542.1                       1542.1
IL                                 11/1/2005                    10/1/2035                      1712.92                      1712.92
IL                                 10/1/2005                     9/1/2035                        537.3                        537.3
NY                                 11/1/2005                    10/1/2035                       510.67                       510.67
AR                                 11/1/2005                    10/1/2020                       569.87                       569.87
IA                                 11/1/2005                    10/1/2035                       717.83                       717.83
FL                                 10/1/2005                     9/1/2035                       912.57                       912.57
ME                                 11/1/2005                    10/1/2035                      1275.56                      1275.56
FL                                 11/1/2005                    10/1/2035                       1434.3                       1434.3
TX                                 12/1/2005                    11/1/2035                      1024.83                      1024.83
MA                                 11/1/2005                    10/1/2035                      2654.11                      2654.11
MA                                 11/1/2005                    10/1/2035                      2836.95                      2836.95
CT                                 11/1/2005                    10/1/2035                       308.02                       308.02
AZ                                 11/1/2005                    10/1/2035                      1168.21                      1168.21
CT                                 11/1/2005                    10/1/2035                      1698.18                      1698.18
OR                                 11/1/2005                    10/1/2035                       439.18                       439.18
UT                                 11/1/2005                    10/1/2035                       466.47                       466.47
VT                                 11/1/2005                    10/1/2035                       586.45                       586.45
NJ                                 11/1/2005                    10/1/2035                      2307.41                      2307.41
VT                                 11/1/2005                    10/1/2035                      1225.06                      1225.06
NH                                 11/1/2005                    10/1/2035                      1651.67                      1651.67
MO                                 11/1/2005                    10/1/2035                      1257.61                      1257.61
GA                                 11/1/2005                    10/1/2035                       812.03                       812.03
FL                                 11/1/2005                    10/1/2035                       582.81                       582.81
NC                                 11/1/2005                    10/1/2035                       694.48                       694.48
TX                                 11/1/2005                    10/1/2035                       943.15                       943.15
TX                                 11/1/2005                    10/1/2035                       849.21                       849.21
IL                                 11/1/2005                    10/1/2035                      1414.54                      1414.54
FL                                 11/1/2005                    10/1/2035                       444.83                       444.83
MA                                 10/1/2005                     9/1/2035                       703.13                       703.13
PA                                 11/1/2005                    10/1/2035                      1270.72                      1270.72
IL                                 11/1/2005                    10/1/2035                       601.01                       601.01
MA                                 11/1/2005                    10/1/2035                      1676.94                      1676.94
MO                                 11/1/2005                    10/1/2035                       795.99                       795.99
NJ                                 11/1/2005                    10/1/2035                      2085.72                      2085.72
TX                                 10/1/2005                     9/1/2020                      1319.06                      1319.06
NV                                 11/1/2005                    10/1/2035                      1448.48                      1448.48
GA                                 11/1/2005                    10/1/2035                       949.59                       949.59
MO                                 11/1/2005                    10/1/2035                       909.97                       909.97
IN                                 10/1/2005                     9/1/2035                       762.03                       762.03
MA                                 11/1/2005                    10/1/2035                      1236.19                      1236.19
NY                                 10/1/2005                     9/1/2035                      2601.04                      2601.04
FL                                 10/1/2005                     9/1/2035                      1079.36                      1079.36
NY                                 11/1/2005                    10/1/2035                      1733.13                      1733.13
TX                                 11/1/2005                    10/1/2025                       1155.4                       1155.4
TX                                 11/1/2005                    10/1/2035                        644.6                        644.6
TX                                 11/1/2005                    10/1/2035                        652.1                        652.1
MA                                 10/1/2005                     9/1/2035                      2602.99                      2602.99
FL                                 10/1/2005                     9/1/2035                       912.91                       912.91
WI                                 11/1/2005                    10/1/2035                       664.47                       664.47
GA                                 11/1/2005                    10/1/2035                         1460                         1460
NJ                                 11/1/2005                    10/1/2035                      1148.06                      1148.06
IL                                 11/1/2005                    10/1/2035                      1290.81                      1290.81
NY                                 10/1/2005                     9/1/2035                       629.61                       629.61
GA                                 11/1/2005                    10/1/2035                      1647.83                      1647.83
NY                                 10/1/2005                     9/1/2035                       991.95                       991.95
OR                                 11/1/2005                    10/1/2035                      1094.05                      1094.05
FL                                 11/1/2005                    10/1/2035                      1045.91                      1045.91
FL                                 11/1/2005                    10/1/2035                       928.28                       928.28
FL                                 11/1/2005                    10/1/2035                      1634.52                      1634.52
MD                                 11/1/2005                    10/1/2035                      1123.36                      1123.36
CA                                 10/1/2005                     9/1/2035                        246.8                        246.8
VA                                 11/1/2005                    10/1/2035                      1396.34                      1396.34
CA                                 11/1/2005                    10/1/2035                      1551.17                      1551.17
KY                                 11/1/2005                    10/1/2035                       238.58                       238.58
MA                                 10/1/2005                     9/1/2035                      1129.86                      1129.86
NH                                 11/1/2005                    10/1/2035                      1284.92                      1284.92
NH                                 11/1/2005                    10/1/2035                      1694.01                      1694.01
NJ                                 11/1/2005                    10/1/2035                      1607.64                      1607.64
GA                                 10/1/2005                     9/1/2035                       666.25                       666.25
NC                                 11/1/2005                    10/1/2035                       417.08                       417.08
TX                                 10/1/2005                     9/1/2020                      1168.46                      1168.46
NY                                 11/1/2005                    10/1/2035                          845                       844.97
GA                                 11/1/2005                    10/1/2035                      1427.34                      1427.34
WI                                 11/1/2005                    10/1/2035                      1198.32                      1198.32
NY                                 11/1/2005                    10/1/2035                      1501.84                      1501.84
AZ                                 11/1/2005                    10/1/2035                       833.08                       833.08
FL                                 11/1/2005                    10/1/2035                      1173.34                      1173.34
NY                                 10/1/2005                     9/1/2035                      1363.47                      1363.47
DE                                 11/1/2005                    10/1/2035                      1011.21                      1011.21
TN                                 11/1/2005                    10/1/2035                        960.9                        960.9
TN                                 11/1/2005                    10/1/2035                       587.07                       587.07
WI                                 12/1/2005                    11/1/2035                       789.88                       789.88
WI                                 11/1/2005                    10/1/2035                      1090.89                      1090.89
TX                                 11/1/2005                    10/1/2035                      1209.24                      1209.24
CA                                 11/1/2005                    10/1/2035                      1620.48                      1619.98
TN                                 11/1/2005                    10/1/2035                       622.82                       622.82
SC                                 11/1/2005                    10/1/2035                      1434.24                      1434.24
IN                                 11/1/2005                    10/1/2035                       538.29                       538.29
CA                                 10/1/2005                     9/1/2035                      1979.99                      1979.99
FL                                 11/1/2005                    10/1/2035                      1484.73                      1484.73
DE                                 11/1/2005                    10/1/2035                      1083.73                      1083.73
KY                                 11/1/2005                    10/1/2035                       433.82                       433.82
NJ                                  9/1/2005                     8/1/2035                      1330.96                      1330.96
MA                                 11/1/2005                    10/1/2035                      2200.25                      2200.25
PA                                 11/1/2005                    10/1/2035                       696.85                       696.85
IL                                 11/1/2005                    10/1/2035                      1405.59                      1405.59
WI                                 11/1/2005                    10/1/2035                      1702.83                      1702.83
FL                                 10/1/2005                     9/1/2035                       798.07                       798.07
FL                                 11/1/2005                    10/1/2035                      1579.04                      1579.04
CO                                 11/1/2005                    10/1/2035                       412.21                       412.21
NJ                                 11/1/2005                    10/1/2035                      1089.05                      1089.05
RI                                 11/1/2005                    10/1/2035                      1301.97                      1301.97
PA                                 11/1/2005                    10/1/2035                       808.46                       808.46
AZ                                 10/1/2005                     9/1/2035                      1733.43                      1733.43
PA                                 11/1/2005                    10/1/2035                       674.23                       674.23
PA                                 11/1/2005                    10/1/2035                       543.72                       543.72
NH                                 11/1/2005                    10/1/2035                       967.73                       967.73
CT                                 11/1/2005                    10/1/2035                       933.46                       933.46
NH                                 11/1/2005                    10/1/2035                         1127                         1127
FL                                 11/1/2005                    10/1/2035                       982.64                       982.64
FL                                 10/1/2005                     9/1/2035                      1312.28                      1312.28
TX                                 11/1/2005                    10/1/2035                       723.72                       723.72
MI                                 10/1/2005                     9/1/2035                       790.27                       790.27
FL                                 11/1/2005                    10/1/2035                      2096.18                      2096.18
FL                                 11/1/2005                    10/1/2035                      1509.54                      1509.54
FL                                 11/1/2005                    10/1/2035                       600.29                       600.29
CA                                 10/1/2005                     9/1/2035                       371.66                       371.66
TX                                 10/1/2005                     9/1/2035                      1043.16                      1043.16
KS                                 11/1/2005                    10/1/2035                      1100.46                      1100.46
MS                                 11/1/2005                    10/1/2035                       510.36                       510.36
RI                                 11/1/2005                    10/1/2035                      1353.12                      1353.12
FL                                 11/1/2005                    10/1/2035                       764.01                       764.01
AZ                                 11/1/2005                    10/1/2035                      1380.66                      1380.66
WI                                 11/1/2005                    10/1/2035                        644.6                        644.6
NJ                                 11/1/2005                    10/1/2035                      1637.22                      1637.22
PA                                 11/1/2005                    10/1/2035                       637.15                       637.15
GA                                 11/1/2005                    10/1/2035                       633.86                       633.86
VA                                 11/1/2005                    10/1/2035                       549.35                       549.35
NC                                 10/1/2005                     9/1/2035                       939.93                       917.37
CO                                 11/1/2005                    10/1/2035                      1615.41                      1615.41
CA                                 11/1/2005                    10/1/2035                        565.2                        565.2
MA                                 11/1/2005                    10/1/2035                      2326.01                      2326.01
TX                                 11/1/2005                    10/1/2035                      1088.95                      1088.95
NY                                 11/1/2005                    10/1/2035                       971.26                       971.26
NH                                 11/1/2005                    10/1/2035                       366.76                       366.76
WI                                 11/1/2005                    10/1/2035                       1002.9                       1002.9
FL                                 11/1/2005                    10/1/2035                       759.49                       759.49
FL                                 11/1/2005                    10/1/2035                       709.81                       709.81
FL                                 11/1/2005                    10/1/2035                       899.38                       899.38
KY                                 11/1/2005                    10/1/2035                        244.7                        244.7
MA                                 10/1/2005                     9/1/2035                      1629.81                      1629.81
ID                                 10/1/2005                     9/1/2035                       766.28                       766.28
ID                                 10/1/2005                     9/1/2035                       458.46                       458.46
FL                                 11/1/2005                    10/1/2035                      2451.02                      2451.02
NY                                 11/1/2005                    10/1/2035                       638.87                       638.87
SD                                 11/1/2005                    10/1/2035                       820.75                       820.75
FL                                 11/1/2005                    10/1/2035                      1334.25                      1334.25
CA                                 11/1/2005                    10/1/2035                      1778.12                      1778.12
CA                                 11/1/2005                    10/1/2035                       555.58                       555.58
MA                                 11/1/2005                    10/1/2035                       837.85                       837.85
NY                                 10/1/2005                     9/1/2035                       608.39                       608.39
CT                                 11/1/2005                    10/1/2035                       382.84                       382.84
IL                                 10/1/2005                     9/1/2035                      1302.38                      1302.38
MA                                 11/1/2005                    10/1/2035                      2018.94                      2018.94
MA                                 10/1/2005                     9/1/2035                      1837.49                      1837.49
WI                                 11/1/2005                    10/1/2020                        592.6                        592.6
WI                                 11/1/2005                    10/1/2035                       809.45                       809.45
TX                                 11/1/2005                    10/1/2035                       455.12                       455.12
CT                                 11/1/2005                    10/1/2035                      1197.87                      1197.87
VA                                 11/1/2005                    10/1/2035                       723.75                       723.75
TN                                 10/1/2005                     9/1/2020                        896.6                        896.6
KS                                 11/1/2005                    10/1/2035                       433.46                       433.46
IL                                 11/1/2005                    10/1/2035                       723.33                       723.33
CA                                 10/1/2005                     9/1/2035                      1877.66                      1877.66
ME                                 11/1/2005                    10/1/2035                       568.89                       568.89
GA                                 11/1/2005                    10/1/2035                       796.31                       796.31
TX                                 10/1/2005                     9/1/2035                        422.9                        422.9
FL                                 11/1/2005                    10/1/2035                      1456.77                      1456.77
MA                                 11/1/2005                    10/1/2035                        958.6                        958.6
NY                                 11/1/2005                    10/1/2035                      1697.58                      1697.58
NY                                 10/1/2005                     9/1/2035                      2606.15                      2606.15
NY                                 11/1/2005                    10/1/2035                      2188.85                      2188.85
FL                                 11/1/2005                    10/1/2035                       715.84                       715.84
GA                                 11/1/2005                    10/1/2035                       652.22                       652.22
VA                                 10/1/2005                     9/1/2035                      1082.78                      1082.78
NY                                 11/1/2005                    10/1/2035                      2128.54                      2128.54
NY                                 11/1/2005                    10/1/2035                       616.89                       616.89
IL                                 11/1/2005                    10/1/2035                       872.26                       872.26
IL                                 11/1/2005                    10/1/2035                       763.77                       763.77
IL                                 11/1/2005                    10/1/2035                      1105.12                      1105.12
TN                                 11/1/2005                    10/1/2035                       475.84                       475.84
NY                                 11/1/2005                    10/1/2035                      2064.27                      2064.27
CO                                 11/1/2005                    10/1/2035                       329.31                       329.31
CO                                 11/1/2005                    10/1/2035                       1278.6                       1278.6
RI                                 10/1/2005                     9/1/2035                      1667.18                      1667.18
TX                                 11/1/2005                    10/1/2035                       591.86                       591.86
MO                                 11/1/2005                    10/1/2035                       850.34                       850.34
MA                                 11/1/2005                    10/1/2035                      2156.14                      2156.14
IL                                 11/1/2005                    10/1/2035                      1144.05                      1144.05
FL                                 11/1/2005                    10/1/2035                       470.88                       470.88
NY                                 11/1/2005                    10/1/2035                       721.72                       721.72
NC                                 11/1/2005                    10/1/2035                      1178.69                      1178.69
PA                                 11/1/2005                    10/1/2035                       509.28                       509.28
IN                                 11/1/2005                    10/1/2035                       826.61                       826.61
KY                                 11/1/2005                    10/1/2035                       351.32                       351.32
WI                                 11/1/2005                    10/1/2035                      1538.46                      1538.46
MD                                 10/1/2005                     9/1/2035                      1038.57                      1038.57
NH                                 11/1/2005                    10/1/2035                      1808.28                      1808.28
MA                                 11/1/2005                    10/1/2035                      1521.95                      1521.95
MA                                 10/1/2005                     9/1/2035                      1515.24                      1515.24
NJ                                 11/1/2005                    10/1/2035                       870.05                       870.05
CA                                 10/1/2005                     9/1/2035                      1014.24                      1014.24
NY                                 11/1/2005                    10/1/2035                       509.74                       509.74
FL                                 11/1/2005                    10/1/2020                       896.04                       896.04
NJ                                 11/1/2005                    10/1/2035                       978.03                       978.03
MS                                 10/1/2005                     9/1/2035                       577.43                       577.43
MA                                 11/1/2005                    10/1/2035                       914.74                       914.74
MS                                 11/1/2005                    10/1/2035                       815.56                       815.56
LA                                 11/1/2005                    10/1/2035                       605.43                       605.43
CT                                 11/1/2005                    10/1/2035                       568.28                       568.28
MA                                 11/1/2005                    10/1/2035                       552.37                       552.37
GA                                 11/1/2005                    10/1/2035                      1120.41                      1120.41
TX                                 11/1/2005                    10/1/2035                       616.29                       616.29
TX                                 11/1/2005                    10/1/2035                      1126.46                      1126.46
NJ                                 11/1/2005                    10/1/2035                      1366.98                      1366.98
TX                                 11/1/2005                    10/1/2035                      1054.15                      1054.15
FL                                 11/1/2005                    10/1/2035                       607.52                       607.52
FL                                 11/1/2005                    10/1/2035                       670.42                       670.42
FL                                 10/1/2005                     9/1/2035                       725.74                       725.74
FL                                 10/1/2005                     9/1/2035                       324.35                       324.35
NY                                 10/1/2005                     9/1/2035                      2467.24                      2467.24
NY                                 10/1/2005                     9/1/2035                      2431.86                      2431.86
VT                                 11/1/2005                    10/1/2035                      1199.44                      1199.44
CA                                 11/1/2005                    10/1/2035                       792.93                       792.93
MO                                 11/1/2005                    10/1/2035                       537.66                       537.66
TX                                 11/1/2005                    10/1/2035                       654.94                       654.94
TX                                 11/1/2005                    10/1/2035                      1054.82                      1054.82
WA                                 10/1/2005                     9/1/2035                      2061.37                      2061.37
FL                                 11/1/2005                    10/1/2035                      1474.97                      1474.97
ME                                 11/1/2005                    10/1/2035                      1190.89                      1190.89
OR                                 11/1/2005                    10/1/2035                        648.6                        648.6
NV                                 10/1/2005                     9/1/2035                      2850.69                      2850.69
FL                                 10/1/2005                     9/1/2035                      1168.08                      1168.08
IN                                 10/1/2005                     9/1/2035                       532.37                       532.37
IL                                 10/1/2005                     9/1/2035                      1184.23                      1184.23
SC                                 11/1/2005                    10/1/2035                       443.73                       443.73
CA                                 10/1/2005                     9/1/2035                      1224.17                      1224.17
GA                                 11/1/2005                    10/1/2035                      1699.88                      1699.88
PA                                 11/1/2005                    10/1/2035                       718.69                       718.69
MA                                 11/1/2005                    10/1/2035                      1521.67                      1521.67
MO                                 11/1/2005                    10/1/2035                      1177.46                      1177.46
IA                                 11/1/2005                    10/1/2035                      1150.79                      1150.79
NH                                 11/1/2005                    10/1/2035                      1024.17                      1024.17
NY                                 10/1/2005                     9/1/2035                       477.89                       477.89
CT                                 10/1/2005                     9/1/2035                       851.86                       851.86
FL                                 10/1/2005                     9/1/2035                      2602.27                      2602.27
FL                                  9/1/2005                     8/1/2035                      1550.19                      1550.19
WI                                 11/1/2005                    10/1/2035                       837.52                       837.52
WI                                 11/1/2005                    10/1/2035                      1316.81                      1316.81
GA                                 11/1/2005                    10/1/2035                       421.65                       421.65
ID                                 11/1/2005                    10/1/2035                       290.94                       290.94
ME                                 11/1/2005                    10/1/2035                       558.19                       558.19
NY                                 11/1/2005                    10/1/2035                      2097.31                      2097.31
MA                                 10/1/2005                     9/1/2035                      1048.53                      1048.53
UT                                 10/1/2005                     9/1/2035                       809.45                       809.45
TX                                 11/1/2005                    10/1/2035                       635.47                       635.47
OK                                 11/1/2005                    10/1/2035                       577.84                       577.84
FL                                 11/1/2005                    10/1/2035                       270.62                       270.62
FL                                 11/1/2005                    10/1/2035                       803.73                       803.73
MA                                 11/1/2005                    10/1/2035                       887.28                       887.28
NJ                                 11/1/2005                    10/1/2035                       945.57                       945.57
FL                                 10/1/2005                     9/1/2035                      2296.12                      2296.12
AL                                 11/1/2005                    10/1/2035                       904.78                       904.78
PA                                 11/1/2005                    10/1/2035                       950.79                       950.79
MA                                 11/1/2005                    10/1/2035                      2250.63                      2250.63
CA                                 11/1/2005                    10/1/2035                      1964.42                      1964.42
FL                                 11/1/2005                    10/1/2035                      1253.57                      1253.57
FL                                 10/1/2005                     9/1/2035                       918.72                       918.72
AZ                                 11/1/2005                    10/1/2035                      1763.09                      1763.09
AZ                                 10/1/2005                     9/1/2035                      1419.31                       1419.3
CA                                 11/1/2005                    10/1/2035                       704.44                       704.44
MA                                 10/1/2005                     9/1/2035                      1658.97                      1658.97
MA                                 11/1/2005                    10/1/2035                       829.53                       829.53
FL                                 11/1/2005                    10/1/2035                      1207.51                      1207.51
TX                                 11/1/2005                    10/1/2035                       799.21                       799.21
TX                                 11/1/2005                    10/1/2035                       783.65                       783.65
MO                                 11/1/2005                    10/1/2035                      1140.25                      1140.25
CA                                 10/1/2005                     9/1/2035                      1046.76                      1046.76
OK                                 11/1/2005                    10/1/2035                        659.1                        659.1
TX                                 12/1/2005                    11/1/2035                       530.97                       530.97
MA                                 11/1/2005                    10/1/2035                      1151.14                      1151.14
FL                                 11/1/2005                    10/1/2035                      1951.87                      1951.87
LA                                 11/1/2005                    10/1/2035                        911.8                        911.8
GA                                 11/1/2005                    10/1/2035                       538.67                       538.67
MO                                 11/1/2005                    10/1/2035                       510.86                       510.86
FL                                 11/1/2005                    10/1/2035                       728.79                       728.79
ME                                 10/1/2005                     9/1/2035                      1088.44                      1088.44
KY                                 11/1/2005                    10/1/2035                        748.3                        748.3
FL                                 11/1/2005                    10/1/2035                       782.76                       782.76
MA                                 11/1/2005                    10/1/2035                      1680.74                      1680.74
NC                                 11/1/2005                    10/1/2035                       464.65                       464.65
CT                                 10/1/2005                     9/1/2035                       593.59                       593.59
SD                                 11/1/2005                    10/1/2035                       1603.7                       1603.7
VA                                 11/1/2005                    10/1/2035                       532.37                       532.37
MA                                 10/1/2005                     9/1/2035                      1534.85                      1534.85
CT                                 11/1/2005                    10/1/2035                      1199.51                      1199.51
MA                                 11/1/2005                    10/1/2035                      1283.93                      1283.93
VT                                 11/1/2005                    10/1/2035                       914.99                       914.99
OK                                 11/1/2005                    10/1/2035                        783.3                        783.3
NJ                                 10/1/2005                     9/1/2035                      2180.01                      2180.01
NY                                 11/1/2005                    10/1/2035                       1743.1                       1743.1
CO                                 11/1/2005                    10/1/2035                       437.62                       437.62
IN                                 11/1/2005                    10/1/2035                       839.06                       839.06
MA                                 10/1/2005                     9/1/2035                      1516.96                      1516.96
KS                                 11/1/2005                    10/1/2035                       387.94                       387.94
NY                                 11/1/2005                    10/1/2035                       447.16                       447.16
PA                                 10/1/2005                     9/1/2025                      2121.89                      2121.89
IN                                 11/1/2005                    10/1/2035                       916.95                       916.95
GA                                 10/1/2005                     9/1/2035                      1010.24                      1010.24
NJ                                 11/1/2005                    10/1/2035                      1176.89                      1176.89
ME                                 11/1/2005                    10/1/2035                       474.79                       474.79
FL                                 11/1/2005                    10/1/2035                       885.96                       885.96
MA                                 10/1/2005                     9/1/2035                       2084.2                       2084.2
ME                                 11/1/2005                    10/1/2035                      1904.78                      1904.78
CA                                 11/1/2005                    10/1/2035                       1603.4                       1603.4
FL                                 11/1/2005                    10/1/2035                       784.37                       784.37
FL                                 11/1/2005                    10/1/2035                       382.69                       382.69
IL                                 10/1/2005                     9/1/2035                      1678.86                      1678.86
TX                                 11/1/2005                    10/1/2025                       818.64                       818.64
TX                                 11/1/2005                    10/1/2035                       668.61                       668.61
MA                                 11/1/2005                    10/1/2035                      2120.58                      2120.58
GA                                 11/1/2005                    10/1/2035                       857.22                       857.22
AR                                 11/1/2005                    10/1/2025                       513.22                       513.22
CO                                 11/1/2005                    10/1/2035                       358.21                       358.21
MD                                 11/1/2005                    10/1/2035                       694.33                       694.33
MD                                 11/1/2005                    10/1/2035                       719.77                       719.77
MD                                 11/1/2005                    10/1/2035                       497.96                       497.96
MD                                 11/1/2005                    10/1/2035                      1021.35                      1021.35
MD                                 11/1/2005                    10/1/2035                       939.87                       939.87
VT                                 10/1/2005                     9/1/2035                      1104.71                      1104.71
NY                                 11/1/2005                    10/1/2035                       815.83                       815.83
MI                                 11/1/2005                    10/1/2035                       432.25                       432.25
MA                                 11/1/2005                    10/1/2035                      2462.57                      2462.57
ME                                 11/1/2005                    10/1/2035                      1418.79                      1418.79
TX                                 10/1/2005                     9/1/2020                       717.92                       717.92
FL                                 10/1/2005                     9/1/2035                        930.9                        930.9
FL                                 11/1/2005                    10/1/2035                       599.55                       599.55
FL                                 11/1/2005                    10/1/2035                      1763.77                      1763.77
FL                                 11/1/2005                    10/1/2035                      1459.84                      1459.84
MA                                 11/1/2005                    10/1/2035                       894.12                       894.12
NY                                 10/1/2005                     9/1/2035                      1610.07                      1610.07
MA                                 11/1/2005                    10/1/2035                      1405.84                      1405.84
NY                                 10/1/2005                     9/1/2035                      2208.81                      2208.81
NY                                 10/1/2005                     9/1/2035                      2395.63                      2395.63
NY                                 11/1/2005                    10/1/2035                      2564.11                      2564.11
NY                                 10/1/2005                     9/1/2035                      2265.99                      2265.99
NY                                 11/1/2005                    10/1/2035                      2297.17                      2297.17
NY                                 11/1/2005                    10/1/2035                      2293.44                      2293.44
NY                                 11/1/2005                    10/1/2035                      2328.56                      2328.56
PA                                 11/1/2005                    10/1/2035                       642.54                       642.54
RI                                 10/1/2005                     9/1/2025                      1163.15                      1163.15
PA                                 11/1/2005                    10/1/2035                      2022.27                      2022.27
VA                                 11/1/2005                    10/1/2035                      1797.72                      1797.72
IL                                 11/1/2005                    10/1/2035                      1142.65                      1142.65
IL                                 11/1/2005                    10/1/2035                      1503.23                      1503.23
IL                                 11/1/2005                    10/1/2035                      1983.17                      1983.17
IL                                 11/1/2005                    10/1/2035                      1037.76                      1037.76
MD                                 11/1/2005                    10/1/2035                      2066.17                      2066.17
IN                                 11/1/2005                    10/1/2035                       755.78                       755.78
MD                                 11/1/2005                    10/1/2035                      1458.76                      1458.76
IN                                 11/1/2005                    10/1/2035                        856.9                        856.9
IN                                 11/1/2005                    10/1/2035                        881.1                        881.1
TX                                 10/1/2005                     9/1/2035                      1629.18                      1629.18
CA                                 11/1/2005                    10/1/2035                      1075.04                      1075.04
FL                                 11/1/2005                    10/1/2035                        545.2                        545.2
GA                                 11/1/2005                    10/1/2035                       553.72                       553.72
TX                                 11/1/2005                    10/1/2035                      1387.58                      1387.58
PA                                 11/1/2005                    10/1/2020                      1039.94                      1039.94
VA                                 10/1/2005                     9/1/2035                      1116.78                      1116.78
VA                                 10/1/2005                     9/1/2035                      2131.39                      2131.39
FL                                 10/1/2005                     9/1/2035                       677.88                       677.88
SC                                 11/1/2005                    10/1/2035                      1066.41                      1066.41
NJ                                 10/1/2005                     9/1/2035                      1533.35                      1533.35
TN                                 11/1/2005                    10/1/2035                        757.9                        757.9
CT                                 11/1/2005                    10/1/2035                         1072                         1072
MA                                 11/1/2005                    10/1/2035                      2066.54                      2066.54
GA                                 11/1/2005                    10/1/2035                      1551.79                      1551.79
MO                                 11/1/2005                    10/1/2035                       325.37                       325.37
NJ                                 11/1/2005                    10/1/2035                      1460.64                      1460.64
WI                                 11/1/2005                    10/1/2035                       976.45                       976.45
IN                                 11/1/2005                    10/1/2035                        462.5                        462.5
CT                                 11/1/2005                    10/1/2035                       703.16                       703.16
ME                                 11/1/2005                    10/1/2035                      1556.04                      1556.04
AR                                 11/1/2005                    10/1/2035                      2312.21                      2312.21
MA                                 11/1/2005                    10/1/2035                       833.47                       833.47
IN                                 10/1/2005                     9/1/2035                       549.49                       549.49
VA                                 11/1/2005                    10/1/2035                      1107.12                      1107.12
VA                                 11/1/2005                    10/1/2035                       749.82                       749.82
MA                                 11/1/2005                    10/1/2035                      1719.49                      1719.49
IL                                 11/1/2005                    10/1/2035                       726.73                       726.73
MA                                 11/1/2005                    10/1/2035                       830.26                       830.26
FL                                 11/1/2005                    10/1/2035                      1352.51                      1352.51
NJ                                 11/1/2005                    10/1/2035                      1425.92                      1425.92
NJ                                 11/1/2005                    10/1/2035                       1184.5                       1184.5
MS                                 11/1/2005                    10/1/2035                       758.87                       758.87
FL                                 10/1/2005                     9/1/2035                       945.66                       945.66
FL                                 11/1/2005                    10/1/2035                       530.32                       530.32
FL                                 11/1/2005                    10/1/2035                      1217.01                      1217.01
NY                                 10/1/2005                     9/1/2035                      2528.27                      2528.27
PA                                 11/1/2005                    10/1/2035                       655.09                       655.09
IA                                 11/1/2005                    10/1/2035                       413.19                       413.19
ME                                 11/1/2005                    10/1/2035                      2449.19                      2449.19
PA                                 11/1/2005                    10/1/2035                       692.38                       692.38
MO                                 12/1/2005                    11/1/2035                       880.52                       880.52
TX                                 11/1/2005                    10/1/2035                      1304.51                      1304.51
TX                                 12/1/2005                    11/1/2035                       721.94                       721.94
LA                                 11/1/2005                    10/1/2035                       628.52                       628.52
NH                                 11/1/2005                    10/1/2035                      1212.11                      1212.11
NJ                                 11/1/2005                    10/1/2035                       1513.8                       1513.8
IL                                 11/1/2005                    10/1/2035                       959.92                       959.92
GA                                 11/1/2005                    10/1/2035                       731.07                       731.07
CA                                 10/1/2005                     9/1/2035                      2041.58                      2041.58
IL                                 10/1/2005                     9/1/2035                      1482.76                      1482.76
MA                                 11/1/2005                    10/1/2035                      1788.29                      1788.29
NY                                 11/1/2005                    10/1/2035                      2638.02                      2638.02
MA                                 11/1/2005                    10/1/2035                      1303.88                      1303.87
WA                                 11/1/2005                    10/1/2035                      1914.28                      1914.28
GA                                 11/1/2005                    10/1/2035                      1157.08                      1157.08
MA                                 11/1/2005                    10/1/2035                      2418.76                      2418.76
TN                                 11/1/2005                    10/1/2035                       585.47                       585.47
AZ                                 11/1/2005                    10/1/2035                      1209.16                      1209.16
AZ                                 10/1/2005                     9/1/2035                       335.92                       335.92
MA                                 11/1/2005                    10/1/2035                      1286.45                      1286.45
MA                                 11/1/2005                    10/1/2035                       1788.1                       1788.1
FL                                 11/1/2005                    10/1/2035                        622.3                        622.3
FL                                 11/1/2005                    10/1/2035                       813.91                       813.91
FL                                 11/1/2005                    10/1/2035                      1592.71                      1592.15
FL                                 11/1/2005                    10/1/2035                      1148.44                      1148.44
NJ                                 11/1/2005                    10/1/2035                      1404.93                      1404.93
MA                                 11/1/2005                    10/1/2035                        377.8                        377.8
WI                                 11/1/2005                    10/1/2035                       552.87                       552.87
WI                                 11/1/2005                    10/1/2035                       906.42                       906.42
FL                                 11/1/2005                    10/1/2035                      1217.47                      1217.47
WI                                 10/1/2005                     9/1/2035                       744.16                       744.16
IA                                 11/1/2005                    10/1/2035                      1034.08                      1034.08
CA                                 11/1/2005                    10/1/2035                      1366.02                      1366.02
MI                                 11/1/2005                    10/1/2035                       300.44                       300.44
FL                                 11/1/2005                    10/1/2035                       1508.8                       1508.8
TX                                 11/1/2005                    10/1/2035                       616.69                       616.69
NJ                                 11/1/2005                    10/1/2035                      1328.51                      1328.51
MD                                 11/1/2005                    10/1/2035                      1251.11                      1251.11
IA                                 12/1/2005                    11/1/2035                       393.95                       393.95
MD                                 10/1/2005                     9/1/2035                      1217.81                      1217.81
MA                                 11/1/2005                    10/1/2035                      1372.38                      1372.38
PA                                 11/1/2005                    10/1/2035                       1135.5                       1135.5
PA                                 11/1/2005                    10/1/2035                       774.98                       774.98
WI                                 11/1/2005                    10/1/2035                       420.23                       420.23
NJ                                 11/1/2005                    10/1/2020                       1195.9                       1195.9
CA                                 11/1/2005                    10/1/2035                      1527.21                      1527.21
TX                                 11/1/2005                    10/1/2035                      1827.88                      1827.88
WA                                 11/1/2005                    10/1/2035                      1106.66                      1106.66
FL                                 11/1/2005                    10/1/2035                       2279.8                       2279.8
VA                                 10/1/2005                     9/1/2035                       640.12                       640.12
AZ                                 11/1/2005                    10/1/2035                       431.25                       431.25
MD                                 10/1/2005                     9/1/2025                       647.34                       647.34
MA                                 11/1/2005                    10/1/2035                      1806.97                      1806.97
CA                                 10/1/2005                     9/1/2035                      2635.19                      2635.19
IN                                 11/1/2005                    10/1/2035                       519.52                       519.52
IL                                 11/1/2005                    10/1/2035                       592.71                       592.71
VT                                 11/1/2005                    10/1/2035                       948.38                       948.38
KY                                 11/1/2005                    10/1/2035                       480.21                       480.21
NC                                 11/1/2005                    10/1/2035                       795.64                       795.64
MS                                 11/1/2005                    10/1/2035                       491.43                       491.43
VT                                 11/1/2005                    10/1/2035                      1223.24                      1223.24
WI                                 11/1/2005                    10/1/2035                      1260.51                      1260.51
NY                                 10/1/2005                     9/1/2035                      2379.82                      2379.82
FL                                 11/1/2005                    10/1/2035                       681.47                       681.47
NJ                                 10/1/2005                     9/1/2035                       989.77                       989.77
GA                                 11/1/2005                    10/1/2035                      2014.38                      2014.38
IL                                 10/1/2005                     9/1/2035                       514.02                       514.02
FL                                 11/1/2005                    10/1/2035                      1105.72                      1105.72
VA                                 11/1/2005                    10/1/2035                          676                          676
NJ                                 11/1/2005                    10/1/2035                       623.88                       623.88
NJ                                 11/1/2005                    10/1/2035                      1014.33                      1014.33
NJ                                 11/1/2005                    10/1/2035                       1434.1                       1434.1
FL                                 11/1/2005                    10/1/2035                      1585.99                      1585.99
MA                                 11/1/2005                    10/1/2035                      1492.94                      1492.94
MA                                 11/1/2005                    10/1/2035                      1633.33                      1633.33
DC                                 11/1/2005                    10/1/2035                         1666                         1666
MA                                 11/1/2005                    10/1/2035                      1720.91                      1720.91
PA                                 11/1/2005                    10/1/2035                       892.39                       892.39
CT                                 10/1/2005                     9/1/2035                      1800.19                      1800.19
CT                                 11/1/2005                    10/1/2035                      1369.77                      1369.77
IL                                 10/1/2005                     9/1/2035                       844.26                       844.26
IL                                 11/1/2005                    10/1/2035                       1922.1                       1922.1
PA                                 11/1/2005                    10/1/2035                       504.02                       504.02
FL                                 11/1/2005                    10/1/2035                       798.66                       798.66
NJ                                 11/1/2005                    10/1/2035                      1761.27                      1761.27
MA                                 11/1/2005                    10/1/2035                      1610.07                      1610.07
MO                                 11/1/2005                    10/1/2035                      1209.18                      1209.18
MA                                 11/1/2005                    10/1/2035                      1748.51                      1748.51
VA                                 11/1/2005                    10/1/2035                       640.82                       640.82
VA                                 11/1/2005                    10/1/2035                      2534.81                      2534.81
TX                                 11/1/2005                    10/1/2035                       523.64                       523.64
MA                                 11/1/2005                    10/1/2035                      1817.96                      1817.96
MD                                 11/1/2005                    10/1/2035                      1369.89                      1369.89
WI                                 11/1/2005                    10/1/2035                       498.47                       498.47
MD                                 10/1/2005                     9/1/2035                       499.99                       499.99
MD                                 11/1/2005                    10/1/2035                        841.7                        841.7
NC                                 11/1/2005                    10/1/2035                      1381.14                      1381.14
TX                                 10/1/2005                     9/1/2035                       472.01                       472.01
NJ                                 11/1/2005                    10/1/2035                      1658.51                      1658.51
MA                                 11/1/2005                    10/1/2035                      1118.74                      1118.74
KY                                 11/1/2005                    10/1/2035                       937.76                       937.76
FL                                 10/1/2005                     9/1/2035                       822.69                       822.69
NJ                                 11/1/2005                    10/1/2035                      1055.08                      1055.08
VT                                 11/1/2005                    10/1/2035                      1618.35                      1618.35
NY                                 11/1/2005                    10/1/2035                      2944.58                      2944.58
NY                                 11/1/2005                    10/1/2035                       2401.1                       2401.1
NY                                 11/1/2005                    10/1/2035                      2419.59                      2419.59
NY                                 11/1/2005                    10/1/2035                      1742.53                      1742.53
TX                                 11/1/2005                    10/1/2035                      1260.69                      1260.69
GA                                 11/1/2005                    10/1/2035                       1061.7                       1061.7
TX                                 11/1/2005                    10/1/2035                       877.11                       877.11
NC                                 11/1/2005                    10/1/2035                       689.05                       689.05
IL                                 10/1/2005                     9/1/2035                      1828.68                      1828.68
MA                                 11/1/2005                    10/1/2035                       937.67                       937.67
IL                                 11/1/2005                    10/1/2035                       911.16                       911.16
AL                                 11/1/2005                    10/1/2035                      1791.13                      1791.13
VA                                 11/1/2005                    10/1/2035                      1007.79                      1007.79
NY                                 11/1/2005                    10/1/2035                      2066.51                      2066.51
LA                                 11/1/2005                    10/1/2035                       733.65                       733.65
MA                                 11/1/2005                    10/1/2035                       981.89                       981.89
MD                                 10/1/2005                     9/1/2035                        418.6                        418.6
FL                                 11/1/2005                    10/1/2035                      1226.29                      1226.29
FL                                 11/1/2005                    10/1/2035                       851.17                       851.17
WI                                 11/1/2005                    10/1/2035                       1497.3                       1497.3
IA                                 11/1/2005                    10/1/2035                       454.98                       454.98
MI                                 11/1/2005                    10/1/2035                       548.48                       548.48
MI                                 11/1/2005                    10/1/2035                       491.33                       491.33
MI                                 11/1/2005                    10/1/2035                       503.75                       503.75
MI                                 11/1/2005                    10/1/2035                       445.28                       445.28
GA                                 11/1/2005                    10/1/2035                       800.39                       800.39
TN                                 11/1/2005                    10/1/2035                        736.2                        736.2
OR                                 11/1/2005                    10/1/2035                      1862.77                      1862.77
CT                                 10/1/2005                     9/1/2035                       923.58                       923.58
NJ                                 11/1/2005                    10/1/2035                      1620.98                      1620.98
PA                                 11/1/2005                    10/1/2035                       977.86                       977.86
NJ                                 11/1/2005                    10/1/2035                      1292.87                      1292.87
NJ                                 10/1/2005                     9/1/2035                      1751.16                      1750.68
NJ                                 11/1/2005                    10/1/2035                       614.81                       614.81
NC                                 11/1/2005                    10/1/2035                      1066.45                      1066.45
NJ                                 11/1/2005                    10/1/2035                       624.67                       624.67
VA                                 11/1/2005                    10/1/2035                      1047.62                      1047.62
WA                                 11/1/2005                    10/1/2035                         1541                         1541
MO                                 11/1/2005                    10/1/2035                      1024.34                      1024.34
NC                                 11/1/2005                    10/1/2035                       641.27                       641.27
IN                                 11/1/2005                    10/1/2035                       680.05                       680.05
NJ                                 11/1/2005                    10/1/2035                      1276.45                      1276.45
VA                                  8/1/2005                     7/1/2035                        490.2                        490.2
MI                                 11/1/2005                    10/1/2035                       684.33                       684.33
NV                                 11/1/2005                    10/1/2035                       910.61                       910.61
VA                                 10/1/2005                     9/1/2035                      1237.95                      1237.95
NJ                                 10/1/2005                     9/1/2035                      1625.67                      1625.67
MO                                 11/1/2005                    10/1/2035                       629.06                       629.06
IN                                 11/1/2005                    10/1/2035                       654.35                       654.35
CA                                 10/1/2005                     9/1/2035                      1197.82                      1197.82
NJ                                 11/1/2005                    10/1/2035                       588.52                       588.52
TX                                 11/1/2005                    10/1/2035                      2255.92                      2255.92
FL                                 11/1/2005                    10/1/2035                       396.93                       396.93
FL                                 11/1/2005                    10/1/2035                      1022.17                      1022.17
FL                                 11/1/2005                    10/1/2035                      1848.75                      1848.75
NJ                                 11/1/2005                    10/1/2035                       719.14                       719.14
IL                                 11/1/2005                    10/1/2035                       838.07                       838.07
ME                                 10/1/2005                     9/1/2035                      1276.03                      1276.03
HI                                 10/1/2005                     9/1/2035                      1397.33                      1397.33
TX                                 11/1/2005                    10/1/2035                       732.57                       732.57
MN                                 11/1/2005                    10/1/2035                       558.33                       558.33
NJ                                 11/1/2005                    10/1/2035                       747.88                       747.88
MI                                 11/1/2005                    10/1/2035                      1093.43                      1093.43
FL                                 10/1/2005                     9/1/2035                      1283.83                      1283.83
GA                                 11/1/2005                    10/1/2035                      1618.46                      1618.46
PA                                 11/1/2005                    10/1/2035                       597.43                       597.43
CA                                 10/1/2005                     9/1/2035                      1640.76                      1640.75
NJ                                 11/1/2005                    10/1/2035                      1538.71                      1538.71
MA                                 10/1/2005                     9/1/2035                      1394.55                      1394.55
TX                                 11/1/2005                    10/1/2035                       848.16                       848.16
AR                                 10/1/2005                     9/1/2035                       840.47                       840.47
WI                                 11/1/2005                    10/1/2035                      1244.46                      1244.46
WI                                 10/1/2005                     9/1/2035                       584.08                       584.08
GA                                 10/1/2005                     9/1/2035                       631.43                       631.43
NJ                                 10/1/2005                     9/1/2035                       1021.6                       1021.6
TX                                 11/1/2005                    10/1/2035                      1172.18                      1172.18
FL                                 11/1/2005                    10/1/2035                       773.72                       773.72
AZ                                 11/1/2005                    10/1/2035                       792.74                       792.74
FL                                 11/1/2005                    10/1/2035                      1342.89                      1342.89
FL                                 11/1/2005                    10/1/2020                       928.67                       928.67
FL                                 11/1/2005                    10/1/2035                         1239                         1239
FL                                 11/1/2005                    10/1/2035                      1461.24                      1461.24
FL                                 11/1/2005                    10/1/2035                      1708.62                      1708.62
VT                                 11/1/2005                    10/1/2035                      1534.94                      1534.94
NJ                                 11/1/2005                    10/1/2035                      1438.92                      1438.92
MA                                 11/1/2005                    10/1/2035                      1599.02                      1599.02
WI                                 11/1/2005                    10/1/2035                       760.66                       760.66
WI                                 11/1/2005                    10/1/2035                       759.45                       759.45
CA                                 11/1/2005                    10/1/2035                       301.68                       301.68
IN                                 10/1/2005                     9/1/2035                       891.04                       891.04
FL                                 10/1/2005                     9/1/2035                       702.08                       702.08
FL                                 11/1/2005                    10/1/2035                       971.31                       971.31
VA                                 11/1/2005                    10/1/2035                       670.81                       670.81
NV                                 11/1/2005                    10/1/2035                      1956.92                      1956.92
RI                                 11/1/2005                    10/1/2035                      1426.41                      1426.41
MA                                 10/1/2005                     9/1/2035                        619.5                        619.5
MA                                 10/1/2005                     9/1/2035                      1053.96                      1053.96
NC                                 11/1/2005                    10/1/2035                       941.08                       941.08
CA                                 10/1/2005                     9/1/2035                      2179.99                      2179.99
FL                                 11/1/2005                    10/1/2035                      1347.83                      1347.83
OK                                 11/1/2005                    10/1/2035                       765.03                       765.03
OK                                 11/1/2005                    10/1/2035                       703.55                       703.55
OK                                 11/1/2005                    10/1/2035                       589.77                       589.77
OK                                 11/1/2005                    10/1/2035                       652.75                       652.75
OK                                 11/1/2005                    10/1/2035                       760.49                       760.49
TX                                 11/1/2005                    10/1/2025                       570.88                       570.88
WI                                 11/1/2005                    10/1/2035                        818.8                        818.8
MD                                 11/1/2005                    10/1/2035                      1412.06                      1412.06
FL                                 11/1/2005                    10/1/2035                      1880.93                      1880.93
FL                                 11/1/2005                    10/1/2035                      2106.89                      2106.89
TX                                 11/1/2005                    10/1/2035                      1587.71                      1587.71
PA                                 11/1/2005                    10/1/2035                      1005.72                      1005.72
MA                                 11/1/2005                    10/1/2035                      1319.87                      1319.87
FL                                 11/1/2005                    10/1/2035                      1006.16                      1006.16
NY                                 11/1/2005                    10/1/2035                       595.02                       595.02
FL                                 10/1/2005                     9/1/2035                       804.26                       804.26
FL                                 11/1/2005                    10/1/2020                       540.38                       540.38
FL                                 11/1/2005                    10/1/2035                      1360.97                      1360.97
CO                                 11/1/2005                    10/1/2035                       345.97                       345.97
CA                                 11/1/2005                    10/1/2035                       1601.3                       1601.3
CA                                 11/1/2005                    10/1/2035                      1886.55                      1886.55
CA                                 11/1/2005                    10/1/2035                      1798.65                      1798.65
IN                                 11/1/2005                    10/1/2035                      1027.27                      1027.27
IN                                 10/1/2005                     9/1/2035                       901.24                       901.24
VA                                 11/1/2005                    10/1/2035                      1673.94                      1673.94
VA                                 11/1/2005                    10/1/2035                       753.26                       753.26
NY                                 11/1/2005                    10/1/2035                         1736                         1736
MA                                 11/1/2005                    10/1/2035                       864.89                       864.89
UT                                 10/1/2005                     9/1/2035                       945.29                       945.29
TX                                 11/1/2005                    10/1/2035                       729.28                       729.28
CA                                 11/1/2005                    10/1/2035                      1213.36                      1213.36
CA                                 11/1/2005                    10/1/2035                      1630.13                      1630.13
CA                                 11/1/2005                    10/1/2035                       610.99                       610.99
CA                                 11/1/2005                    10/1/2035                      2612.65                      2612.65
NJ                                 10/1/2005                     9/1/2035                         2227                         2227
NY                                 11/1/2005                    10/1/2035                      2827.98                      2827.98
FL                                 11/1/2005                    10/1/2035                       909.44                       909.44
NY                                 10/1/2005                     9/1/2035                       1494.7                       1494.7
CA                                 11/1/2005                    10/1/2035                      1339.07                      1339.07
IL                                 11/1/2005                    10/1/2035                        781.4                        781.4
WI                                 11/1/2005                    10/1/2035                      1150.11                      1150.11
FL                                 11/1/2005                    10/1/2035                       605.65                       605.65
FL                                 11/1/2005                    10/1/2035                       889.06                       889.06
FL                                 10/1/2005                     9/1/2035                      1326.15                      1326.15
FL                                 11/1/2005                    10/1/2035                       696.99                       696.99
TX                                 11/1/2005                    10/1/2035                       585.04                       585.04
UT                                 11/1/2005                    10/1/2035                       658.67                       658.67
NH                                 11/1/2005                    10/1/2035                      1112.07                      1112.07
NJ                                 10/1/2005                     9/1/2035                      1240.15                      1240.15
NJ                                 11/1/2005                    10/1/2035                       752.85                       752.85
CA                                 10/1/2005                     9/1/2035                      1064.27                      1064.27
NH                                 10/1/2005                     9/1/2035                       741.42                       741.42
MS                                 11/1/2005                    10/1/2035                      1036.21                      1036.21
FL                                 11/1/2005                    10/1/2035                      1592.29                      1592.29
TX                                 11/1/2005                    10/1/2035                       828.82                       828.82
DC                                 11/1/2005                    10/1/2035                      1286.29                      1286.29
DC                                 11/1/2005                    10/1/2035                      1423.87                      1423.87
DC                                 11/1/2005                    10/1/2035                       879.71                       879.71
IA                                 11/1/2005                    10/1/2035                       733.41                        733.4
WI                                 11/1/2005                    10/1/2035                      1032.45                      1032.45
RI                                 10/1/2005                     9/1/2020                      1127.59                      1127.59
NY                                 10/1/2005                     9/1/2035                       810.43                       810.43
NY                                 11/1/2005                    10/1/2035                       753.49                       753.49
MA                                 11/1/2005                    10/1/2035                      1634.47                      1634.47
VT                                 11/1/2005                    10/1/2035                      1267.76                      1267.76
FL                                 11/1/2005                    10/1/2035                      1820.36                      1820.36
MA                                 11/1/2005                    10/1/2035                        528.7                        528.7
TX                                 11/1/2005                    10/1/2035                       1510.1                       1510.1
VA                                 10/1/2005                     9/1/2035                      1948.12                      1948.12
CT                                 10/1/2005                     9/1/2035                      1183.04                      1183.04
MD                                10/16/2005                    9/16/2035                       823.19                       823.18
MD                                 11/1/2005                    10/1/2035                       578.22                       578.22
IN                                 11/1/2005                    10/1/2035                       748.36                       748.36
IL                                 11/1/2005                    10/1/2035                       979.94                       979.94
CT                                 10/1/2005                     9/1/2035                      1653.53                      1653.53
ME                                  9/1/2005                     8/1/2035                       1410.5                       1410.5
TX                                 11/1/2005                    10/1/2035                      1135.92                      1135.92
MA                                 11/1/2005                    10/1/2035                      2578.77                      2578.77
CT                                 11/1/2005                    10/1/2035                      1482.72                      1482.72
NY                                 11/1/2005                    10/1/2035                      2948.84                      2948.84
NY                                 10/1/2005                     9/1/2035                      1549.03                      1549.03
NY                                 10/1/2005                     9/1/2035                      3226.08                      3226.08
IN                                 11/1/2005                    10/1/2035                      1146.08                      1146.08
TX                                 11/1/2005                    10/1/2035                        537.8                        537.8
CA                                 11/1/2005                    10/1/2035                      1619.08                      1619.08
GA                                 11/1/2005                    10/1/2035                       638.92                       638.92
NC                                 11/1/2005                    10/1/2035                      1018.96                      1018.96
VA                                 11/1/2005                    10/1/2035                      1007.79                      1007.79
VA                                 11/1/2005                    10/1/2035                      1739.04                      1739.04
VA                                 11/1/2005                    10/1/2035                       1102.6                       1102.6
CA                                 11/1/2005                    10/1/2035                      2235.31                      2235.31
FL                                 11/1/2005                    10/1/2035                      1621.29                      1621.29
VT                                 11/1/2005                    10/1/2035                      1578.63                      1578.63
FL                                 11/1/2005                    10/1/2035                       875.55                       875.55
CA                                 10/1/2005                     9/1/2035                      2278.48                      2278.48
RI                                 11/1/2005                    10/1/2035                      1913.43                      1913.43
TX                                 11/1/2005                    10/1/2035                      1347.68                      1347.68
TX                                 11/1/2005                    10/1/2035                       975.05                       975.05
TX                                 11/1/2005                    10/1/2035                       597.89                       597.89
TX                                 11/1/2005                    10/1/2035                        671.6                        671.6
TX                                 11/1/2005                    10/1/2035                       531.32                       531.32
TX                                 12/1/2005                    11/1/2035                       890.29                       890.29
TX                                 11/1/2005                    10/1/2035                       639.59                       639.59
FL                                 11/1/2005                    10/1/2035                       917.18                       917.18
IL                                 11/1/2005                    10/1/2035                       1290.8                       1290.8
MI                                 10/1/2005                     9/1/2035                       654.35                       654.35
UT                                 11/1/2005                    10/1/2035                       674.54                       674.54
VT                                 11/1/2005                    10/1/2035                      1299.69                      1299.69
CT                                 11/1/2005                    10/1/2035                      1221.93                      1221.93
PA                                 11/1/2005                    10/1/2035                      1656.65                      1656.65
MI                                 11/1/2005                    10/1/2035                        817.8                        817.8
TX                                 11/1/2005                    10/1/2035                       671.25                       671.25
WI                                 11/1/2005                    10/1/2035                      1993.89                      1993.89
PA                                 11/1/2005                    10/1/2035                      1201.51                      1201.51
CA                                 11/1/2005                    10/1/2035                      1460.56                      1460.56
CA                                 11/1/2005                    10/1/2035                       682.93                       682.93
FL                                 10/1/2005                     9/1/2035                      1492.96                      1492.96
NJ                                 11/1/2005                    10/1/2035                      1328.87                      1328.87
CA                                 11/1/2005                    10/1/2035                      1925.75                      1925.75
MA                                 11/1/2005                    10/1/2035                      1535.13                      1535.13
NV                                 11/1/2005                    10/1/2035                      1051.17                      1051.17
MI                                 11/1/2005                    10/1/2035                       682.08                       682.08
MI                                 11/1/2005                    10/1/2035                       810.64                       810.64
IN                                 10/1/2005                     9/1/2035                       440.18                       440.18
CA                                 11/1/2005                    10/1/2035                         1032                         1032
NJ                                 11/1/2005                    10/1/2035                      1440.27                      1440.27
CA                                 11/1/2005                    10/1/2035                       706.07                       706.07
TX                                 11/1/2005                    10/1/2035                       599.27                       599.26
MD                                 11/1/2005                    10/1/2035                      2151.33                      2151.33
TX                                 11/1/2005                    10/1/2035                       936.56                       936.56
MI                                 11/1/2005                    10/1/2035                       567.53                       567.53
TX                                 11/1/2005                    10/1/2035                       546.82                       546.82
AZ                                  9/1/2005                     8/1/2035                      1431.25                      1431.24
NY                                 11/1/2005                    10/1/2035                      1011.31                      1011.31
NC                                 11/1/2005                    10/1/2035                       995.65                       995.65
IN                                 11/1/2005                    10/1/2035                       936.35                       936.35
VT                                 11/1/2005                    10/1/2035                      1089.09                      1089.09
MI                                 11/1/2005                    10/1/2035                      1010.29                      1010.29
HI                                 11/1/2005                    10/1/2035                      1898.49                      1898.49
TX                                 11/1/2005                    10/1/2035                        468.5                        468.5
TX                                 11/1/2005                    10/1/2035                       999.56                       999.56
TX                                 11/1/2005                    10/1/2035                        682.4                        682.4
TX                                 11/1/2005                    10/1/2035                       583.49                       583.49
TX                                 11/1/2005                    10/1/2035                       805.21                       805.21
FL                                 11/1/2005                    10/1/2035                      1039.12                      1039.12
PA                                 11/1/2005                    10/1/2035                       625.77                       625.77
HI                                 10/1/2005                     9/1/2035                      1779.41                      1779.41
CA                                 11/1/2005                    10/1/2035                      1369.89                      1369.89
TX                                 11/1/2005                    10/1/2035                      1051.65                      1051.65
FL                                 11/1/2005                    10/1/2035                       495.98                       495.98
KS                                 11/1/2005                    10/1/2035                       619.48                       619.48
SC                                 11/1/2005                    10/1/2035                      1391.64                      1391.64
PA                                 11/1/2005                    10/1/2035                      1379.33                      1379.33
IN                                 11/1/2005                    10/1/2035                       788.21                       788.21
KY                                 10/1/2005                     9/1/2035                       824.22                       824.22
CA                                 11/1/2005                    10/1/2035                      1906.08                      1906.08
CA                                 10/1/2005                     9/1/2035                      1230.94                      1230.94
TX                                 11/1/2005                    10/1/2035                       540.91                       540.91
MA                                 11/1/2005                    10/1/2035                      2142.32                      2142.32
NY                                 11/1/2005                    10/1/2035                      2388.71                      2388.71
TX                                 11/1/2005                    10/1/2020                       891.77                       891.77
KS                                 11/1/2005                    10/1/2035                       995.49                       995.49
AZ                                 11/1/2005                    10/1/2035                       1036.1                       1036.1
FL                                 10/1/2005                     9/1/2035                      1219.57                      1219.57
VA                                 11/1/2005                    10/1/2035                      1120.22                      1120.22
NC                                 11/1/2005                    10/1/2035                       469.88                       469.88
WI                                 11/1/2005                    10/1/2035                      1276.29                      1276.29
WI                                 11/1/2005                    10/1/2035                       924.36                       924.36
WI                                 11/1/2005                    10/1/2035                       818.82                       818.82
WI                                 11/1/2005                    10/1/2035                        782.9                        782.9
WI                                 11/1/2005                    10/1/2035                      1660.37                      1660.37
WI                                 10/1/2005                     9/1/2035                       886.67                       886.67
NY                                 11/1/2005                    10/1/2035                      1914.12                      1914.12
CO                                 11/1/2005                    10/1/2035                       1411.1                       1411.1
IN                                 11/1/2005                    10/1/2035                       641.64                       641.64
NH                                 11/1/2005                    10/1/2035                       839.83                       839.83
WA                                 11/1/2005                    10/1/2035                      1015.31                      1015.31
WA                                 11/1/2005                    10/1/2035                      1347.37                      1347.37
ID                                 11/1/2005                    10/1/2035                       636.12                       636.12
KY                                 11/1/2005                    10/1/2035                        616.8                        616.8
CT                                 9/22/2005                    8/22/2035                       678.53                       678.53
FL                                 11/1/2005                    10/1/2035                      1114.92                      1114.92
FL                                 11/1/2005                    10/1/2035                      1608.46                      1608.46
NJ                                 11/1/2005                    10/1/2035                      1677.89                      1677.89
MA                                 11/1/2005                    10/1/2035                      1393.54                      1393.54
DE                                 11/1/2005                    10/1/2035                      1352.49                      1352.49
DE                                 11/1/2005                    10/1/2035                       918.55                       918.55
CT                                 11/1/2005                    10/1/2035                      1694.81                      1694.81
PA                                 11/1/2005                    10/1/2035                      1404.85                      1404.85
CA                                 10/1/2005                     9/1/2035                      1497.27                      1497.27
CA                                 11/1/2005                    10/1/2035                       498.96                       498.96
IL                                 11/1/2005                    10/1/2035                       762.54                       762.54
CA                                 10/1/2005                     9/1/2035                      1493.29                      1493.29
NJ                                 11/1/2005                    10/1/2035                       893.17                       893.17
FL                                 10/1/2005                     9/1/2035                      1334.18                      1334.18
FL                                 11/1/2005                    10/1/2035                      1387.66                      1387.66
NY                                 10/1/2005                     9/1/2035                      1244.83                      1244.83
RI                                 10/1/2005                     9/1/2035                      1418.97                      1418.97
NY                                 11/1/2005                    10/1/2035                      1485.29                      1485.29
FL                                 11/1/2005                    10/1/2035                      1315.56                      1315.56
CA                                 10/1/2005                     9/1/2035                      1410.52                      1410.52
CA                                 10/1/2005                     9/1/2035                       785.99                       785.99
CA                                 11/1/2005                    10/1/2035                       629.89                       629.89
NJ                                 10/1/2005                     9/1/2035                       1099.6                       1099.6
AZ                                 11/1/2005                    10/1/2035                         1326                         1326
IN                                 11/1/2005                    10/1/2035                      1056.65                      1056.65
UT                                 11/1/2005                    10/1/2035                       1961.8                       1961.8
TX                                 11/1/2005                    10/1/2035                       778.82                       778.82
NY                                 11/1/2005                    10/1/2035                      1765.43                      1765.43
MI                                 10/1/2005                     9/1/2035                       560.47                       560.47
CA                                 10/1/2005                     9/1/2035                      1042.77                      1042.77
MI                                 11/1/2005                    10/1/2035                       867.17                       867.17
CA                                 11/1/2005                    10/1/2035                      1091.77                      1091.77
WI                                 11/1/2005                    10/1/2035                       590.63                       590.63
GA                                 11/1/2005                    10/1/2035                      1130.38                      1130.38
VA                                 11/1/2005                    10/1/2035                        622.1                        622.1
NY                                 11/1/2005                    10/1/2035                       901.99                       901.99
NY                                 10/1/2005                     9/1/2035                      1325.54                      1325.54
CA                                 10/1/2005                     9/1/2035                      1263.76                       1263.5
MO                                 11/1/2005                    10/1/2035                       814.56                       814.56
LA                                 10/1/2005                     9/1/2035                       744.89                       744.89
CA                                 11/1/2005                    10/1/2035                       3520.4                       3520.4
TX                                 11/1/2005                    10/1/2035                       470.82                       470.82
TX                                 10/1/2005                     9/1/2035                       932.46                       932.46
CA                                 11/1/2005                    10/1/2035                      1623.59                      1623.59
NJ                                 11/1/2005                    10/1/2035                      2013.74                      2013.74
PA                                 11/1/2005                    10/1/2035                       869.74                       869.74
MA                                 11/1/2005                    10/1/2035                      1284.89                      1284.89
MA                                 10/1/2005                     9/1/2035                       829.61                       829.61
TX                                 11/1/2005                    10/1/2035                       601.01                       601.01
TX                                 11/1/2005                    10/1/2035                      1423.45                      1423.45
MO                                 11/1/2005                    10/1/2035                       627.36                       627.36
MA                                 11/1/2005                    10/1/2035                      2428.48                      2428.48
FL                                 11/1/2005                    10/1/2035                      1377.49                      1377.49
MD                                 11/1/2005                    10/1/2035                      1848.39                      1848.39
FL                                 11/1/2005                    10/1/2035                       964.56                       964.56
FL                                 11/1/2005                    10/1/2035                       1369.9                       1369.9
FL                                 11/1/2005                    10/1/2035                       858.45                       858.45
NC                                 11/1/2005                    10/1/2035                       769.68                       769.68
NJ                                 11/1/2005                    10/1/2035                       595.01                       595.01
MT                                 11/1/2005                    10/1/2035                      1487.88                      1487.88
AZ                                 10/1/2005                     9/1/2035                      1250.33                      1250.33
AZ                                 11/1/2005                    10/1/2035                       615.42                       615.42
CA                                 11/1/2005                    10/1/2035                      1914.45                      1914.45
IN                                 10/1/2005                     9/1/2035                       585.47                       585.47
FL                                 11/1/2005                    10/1/2035                      1926.07                      1926.07
VA                                 11/1/2005                    10/1/2035                       902.31                       902.31
NJ                                 10/1/2005                     9/1/2035                      1624.11                      1624.11
MI                                 10/1/2005                     9/1/2035                       897.15                       897.15
TX                                 11/1/2005                    10/1/2035                       524.33                       524.33
RI                                 10/1/2005                     9/1/2035                      1240.87                      1240.87
GA                                 11/1/2005                    10/1/2035                       673.58                       673.58
MA                                 10/1/2005                     9/1/2035                      1924.77                      1924.77
IL                                 11/1/2005                    10/1/2035                      1604.56                      1604.56
NC                                 11/1/2005                    10/1/2035                       622.86                       622.86
VA                                 11/1/2005                    10/1/2035                      1753.18                      1753.18
TX                                  9/1/2005                     8/1/2035                       983.84                       983.83
TX                                 11/1/2005                    10/1/2035                       892.99                       892.99
NC                                 11/1/2005                    10/1/2035                       707.61                       707.61
MA                                 11/1/2005                    10/1/2035                      1330.24                      1330.24
GA                                 10/1/2005                     9/1/2035                       792.84                       792.84
CA                                 11/1/2005                    10/1/2035                       686.02                       686.02
GA                                 11/1/2005                    10/1/2035                      1462.73                      1462.73
FL                                 11/1/2005                    10/1/2035                       703.34                       703.34
LA                                 11/1/2005                    10/1/2035                       704.95                       704.95
NY                                 11/1/2005                    10/1/2035                      2359.44                      2359.44
TX                                 11/1/2005                    10/1/2035                      1037.21                      1037.21
IL                                 11/1/2005                    10/1/2035                      1535.62                      1535.62
MA                                 11/1/2005                    10/1/2035                      2471.87                      2471.87
IL                                 11/1/2005                    10/1/2035                        603.7                        603.7
MA                                 11/1/2005                    10/1/2035                      1501.27                      1501.27
PA                                 10/1/2005                     9/1/2035                       833.33                       833.07
VA                                 11/1/2005                    10/1/2035                        868.4                        868.4
MO                                 10/1/2005                     9/1/2035                       446.55                       446.55
ID                                 11/1/2005                    10/1/2035                       914.21                       914.21
MA                                 10/1/2005                     9/1/2035                      2834.95                      2834.95
MI                                 10/1/2005                     9/1/2035                      1954.37                      1954.37
CT                                 11/1/2005                    10/1/2035                       913.43                       913.43
KS                                 11/1/2005                    10/1/2035                      1426.02                      1426.02
NJ                                 11/1/2005                    10/1/2035                      1666.25                      1666.25
VT                                 11/1/2005                    10/1/2035                       313.23                       313.23
IL                                 11/1/2005                    10/1/2035                       579.93                       579.93
NC                                 11/1/2005                    10/1/2035                       677.73                       677.73
VA                                 11/1/2005                    10/1/2035                       758.24                       758.24
VA                                 10/1/2005                     9/1/2035                      2111.76                      2111.76
NJ                                 11/1/2005                    10/1/2035                      1005.03                      1005.03
MA                                 11/1/2005                    10/1/2035                       692.75                       692.75
TX                                 11/1/2005                    10/1/2035                       850.24                       850.24
MI                                 11/1/2005                    10/1/2035                        930.2                        930.2
RI                                 10/1/2005                     9/1/2035                      1092.05                      1092.05
FL                                 11/1/2005                    10/1/2035                      1435.29                      1435.29
TX                                 11/1/2005                    10/1/2035                       756.11                       756.11
PA                                 11/1/2005                    10/1/2035                       655.34                       655.34
FL                                 11/1/2005                    10/1/2035                       768.91                       768.91
TX                                 11/1/2005                    10/1/2035                        711.8                        711.8
CA                                 10/1/2005                     9/1/2035                      1130.01                      1130.01
FL                                 11/1/2005                    10/1/2035                       377.24                       377.24
TX                                 11/1/2005                    10/1/2035                      1829.17                      1829.16
MI                                 11/1/2005                    10/1/2035                       535.85                       535.85
MI                                 11/1/2005                    10/1/2035                       660.23                       660.23
DE                                 11/1/2005                    10/1/2035                       800.39                       800.39
CA                                 10/1/2005                     9/1/2035                        555.7                        555.7
TX                                 11/1/2005                    10/1/2035                       540.15                       540.15
NY                                 11/1/2005                    10/1/2035                        398.3                        398.3
NY                                 12/1/2005                    11/1/2035                       451.51                       451.51
RI                                 11/1/2005                    10/1/2035                      1637.14                      1637.14
PA                                 11/1/2005                    10/1/2035                       974.43                       974.43
WI                                 11/1/2005                    10/1/2035                      1464.22                      1464.22
TX                                 11/1/2005                    10/1/2035                       940.89                       940.89
TX                                 11/1/2005                    10/1/2035                       584.68                       584.68
TX                                 11/1/2005                    10/1/2035                       711.91                       711.91
CT                                 11/1/2005                    10/1/2035                      1564.19                      1564.19
CA                                 10/1/2005                     9/1/2035                      1901.85                      1901.85
CA                                 11/1/2005                    10/1/2035                         1443                         1443
MA                                 11/1/2005                    10/1/2035                       1115.1                       1115.1
AL                                 11/1/2005                    10/1/2035                       577.77                       577.77
WI                                 11/1/2005                    10/1/2035                       630.82                       630.82
CA                                 10/1/2005                     9/1/2035                       560.98                       560.98
FL                                 11/1/2005                    10/1/2035                      1071.35                      1071.35
IN                                 11/1/2005                    10/1/2035                      1095.16                      1095.16
MD                                 11/1/2005                    10/1/2035                       1488.5                       1488.5
CA                                 10/1/2005                     9/1/2035                       550.74                       550.74
TX                                 11/1/2005                    10/1/2035                       559.42                       559.42
TX                                 11/1/2005                    10/1/2035                       579.33                       579.33
AZ                                 11/1/2005                    10/1/2035                       1068.6                       1068.6
TX                                 11/1/2005                    10/1/2035                       849.27                       849.26
NC                                 11/1/2005                    10/1/2035                       601.55                       601.55
SC                                 11/1/2005                    10/1/2035                      1220.96                      1220.96
NY                                 10/1/2005                     9/1/2020                      1173.28                      1173.28
MS                                 11/1/2005                    10/1/2035                       679.27                       679.27
CA                                 11/1/2005                    10/1/2035                      2053.56                      2053.56
CA                                 10/1/2005                     9/1/2035                      1209.62                      1209.62
WA                                 11/1/2005                    10/1/2035                       834.26                       834.26
TX                                 11/1/2005                    10/1/2035                       475.48                       475.48
TX                                 12/1/2005                    11/1/2035                       955.61                       955.61
TX                                 10/1/2005                     9/1/2035                       586.45                       586.45
TX                                 11/1/2005                    10/1/2035                       692.86                       692.86
TX                                 11/1/2005                    10/1/2035                       1156.3                       1156.3
TX                                 11/1/2005                    10/1/2035                        539.4                        539.4
FL                                 11/1/2005                    10/1/2035                       768.38                       768.38
MA                                 11/1/2005                    10/1/2035                      2071.96                      2071.96
CA                                 11/1/2005                    10/1/2035                       1540.9                       1540.9
CA                                 11/1/2005                    10/1/2035                      1746.48                      1746.48
MI                                 11/1/2005                    10/1/2035                       739.91                       739.91
OK                                 11/1/2005                    10/1/2035                      1946.13                      1946.13
TX                                 11/1/2005                    10/1/2035                      1018.92                      1018.92
TX                                 10/1/2005                     9/1/2035                       570.36                       570.36
TX                                 11/1/2005                    10/1/2035                        521.4                        521.4
TX                                 10/1/2005                     9/1/2035                       682.31                       682.31
SC                                 11/1/2005                    10/1/2035                       980.46                       980.46
PA                                 10/1/2005                     9/1/2035                      1161.17                      1161.17
ME                                 11/1/2005                    10/1/2035                       655.92                       655.92
NJ                                 11/1/2005                    10/1/2035                      1056.44                      1056.44
NY                                 11/1/2005                    10/1/2035                       358.61                       358.61
AZ                                 11/1/2005                    10/1/2035                      1539.44                      1539.44
FL                                 11/1/2005                    10/1/2035                      1158.69                      1158.69
CO                                 11/1/2005                    10/1/2035                      1783.47                      1783.47
CA                                 10/1/2005                     9/1/2035                      1491.72                      1491.72
CA                                 10/1/2005                     9/1/2035                      1571.96                      1571.96
KY                                 11/1/2005                    10/1/2035                        513.2                        513.2
CA                                 10/1/2005                     9/1/2035                      1796.72                      1796.72
MI                                 11/1/2005                    10/1/2035                      1525.42                      1525.42
MA                                 11/1/2005                    10/1/2035                      1127.46                      1127.46
FL                                 11/1/2005                    10/1/2035                       424.08                       424.08
FL                                 11/1/2005                    10/1/2035                       908.18                       908.18
CT                                 11/1/2005                    10/1/2035                      1962.97                      1962.97
CA                                 11/1/2005                    10/1/2035                      1208.86                      1208.86
CA                                 11/1/2005                    10/1/2035                      2136.07                      2136.07
IL                                 11/1/2005                    10/1/2035                       849.45                       849.45
KY                                 11/1/2005                    10/1/2035                       944.79                       944.79
NC                                 11/1/2005                    10/1/2035                       684.88                       684.88
SC                                 11/1/2005                    10/1/2035                      1841.74                      1841.74
IL                                 10/1/2005                     9/1/2035                      2289.43                      2289.43
NH                                 11/1/2005                    10/1/2035                      1074.62                      1074.62
IA                                 11/1/2005                    10/1/2035                       607.39                       607.39
FL                                 11/1/2005                    10/1/2035                       966.49                       966.49
FL                                 11/1/2005                    10/1/2035                      1270.52                      1270.52
FL                                 11/1/2005                    10/1/2035                      1152.33                      1152.33
FL                                 11/1/2005                    10/1/2035                      1366.96                      1366.96
NJ                                 11/1/2005                    10/1/2035                      1590.76                      1590.76
NJ                                 11/1/2005                    10/1/2035                      1654.91                      1654.91
IN                                 11/1/2005                    10/1/2035                       617.89                       617.89
FL                                 10/1/2005                     9/1/2035                       596.34                       596.34
NV                                 10/1/2005                     9/1/2035                       405.99                       405.99
CA                                  9/1/2005                     8/1/2035                      1173.51                      1173.51
CA                                 10/1/2005                     9/1/2035                       1330.6                       1330.6
NE                                 11/1/2005                    10/1/2035                       677.09                       677.09
FL                                 11/1/2005                    10/1/2035                      1036.23                      1036.23
CT                                 11/1/2005                    10/1/2035                      1384.58                      1384.58
FL                                 11/1/2005                    10/1/2035                       942.85                       942.85
FL                                 11/1/2005                    10/1/2035                       709.22                       709.22
NY                                 11/1/2005                    10/1/2035                      1991.15                      1991.15
NV                                 11/1/2005                    10/1/2035                      1110.03                      1110.03
MN                                 10/1/2005                     9/1/2035                       302.81                       302.81
VA                                 11/1/2005                    10/1/2035                      1286.51                      1286.51
PA                                 11/1/2005                    10/1/2035                       550.57                       550.34
MA                                 11/1/2005                    10/1/2035                      2340.54                      2340.54
AZ                                 10/1/2005                     9/1/2035                       598.08                       598.08
AZ                                 11/1/2005                    10/1/2035                      1013.85                      1013.85
NJ                                 10/1/2005                     9/1/2035                      1401.22                      1401.22
CA                                 10/1/2005                     9/1/2035                       419.02                       419.02
VA                                 11/1/2005                    10/1/2035                      1778.08                      1778.08
GA                                 11/1/2005                    10/1/2035                       628.78                       628.78
RI                                 11/1/2005                    10/1/2035                        735.3                        735.3
CA                                 11/1/2005                    10/1/2035                      1554.61                      1554.61
GA                                 11/1/2005                    10/1/2035                      1135.95                      1135.95
PA                                 11/1/2005                    10/1/2035                       996.28                       996.28
CA                                 11/1/2005                    10/1/2035                       695.16                       695.16
CA                                 10/1/2005                     9/1/2035                      1226.81                      1226.09
OR                                 11/1/2005                    10/1/2035                       491.77                       491.77
TX                                 11/1/2005                    10/1/2035                       639.88                       639.88
GA                                 11/1/2005                    10/1/2035                       617.17                       617.17
GA                                 11/1/2005                    10/1/2035                       672.41                       672.41
IL                                 10/1/2005                     9/1/2035                      1273.53                      1273.52
NY                                 10/1/2005                     9/1/2035                       612.53                       612.53
FL                                 11/1/2005                    10/1/2035                         1300                         1300
IN                                 11/1/2005                    10/1/2035                       457.68                       457.68
NJ                                 11/1/2005                    10/1/2035                       916.52                       916.52
NJ                                 11/1/2005                    10/1/2035                      1350.14                      1350.14
IL                                 11/1/2005                    10/1/2035                       790.32                       790.32
WA                                 11/1/2005                    10/1/2035                      1218.17                      1218.17
VA                                 11/1/2005                    10/1/2035                      1999.15                      1999.15
FL                                 10/1/2005                     9/1/2035                       416.04                       416.04
FL                                 11/1/2005                    10/1/2035                       719.94                       719.94
FL                                 11/1/2005                    10/1/2035                       767.27                       767.27
CO                                 11/1/2005                    10/1/2035                       1129.7                       1129.7
NJ                                 11/1/2005                    10/1/2035                      1114.45                      1114.45
VA                                 11/1/2005                    10/1/2035                        634.1                        634.1
AZ                                 11/1/2005                    10/1/2035                      1383.32                      1383.32
PA                                 11/1/2005                    10/1/2035                      1012.35                      1012.35
FL                                 11/1/2005                    10/1/2035                         1290                         1290
FL                                 11/1/2005                    10/1/2035                      1466.14                      1466.14
IL                                 11/1/2005                    10/1/2035                      1094.75                      1094.35
HI                                 11/1/2005                    10/1/2035                      2227.94                      2227.94
MI                                 11/1/2005                    10/1/2035                       513.73                       513.73
MI                                 10/1/2005                     9/1/2035                       860.54                       860.54
RI                                 10/1/2005                     9/1/2035                       1075.3                      1075.13
TX                                 12/1/2005                    11/1/2035                       669.65                       669.65
CT                                 11/1/2005                    10/1/2035                       717.39                       717.39
NC                                 11/1/2005                    10/1/2035                       905.14                       905.14
WI                                 11/1/2005                    10/1/2035                      1102.26                      1102.26
VA                                 10/1/2005                     9/1/2035                      1555.36                      1555.36
FL                                 10/1/2005                     9/1/2035                      1297.04                      1297.04
CO                                 10/1/2005                     9/1/2035                      1443.59                      1443.59
MA                                 11/1/2005                    10/1/2035                      2243.26                      2243.26
MA                                 11/1/2005                    10/1/2035                      2026.04                      2026.04
NY                                 11/1/2005                    10/1/2035                       379.85                       379.85
CA                                 11/1/2005                    10/1/2035                      2545.24                      2545.24
MO                                 11/1/2005                    10/1/2035                      1242.41                      1242.41
MI                                 11/1/2005                    10/1/2035                      1171.25                      1171.25
NE                                 11/1/2005                    10/1/2035                        736.5                        736.5
PA                                 11/1/2005                    10/1/2035                       583.22                       583.22
TX                                 11/1/2005                    10/1/2035                       513.48                       513.48
PA                                 10/1/2005                     9/1/2035                      1757.19                      1757.19
CA                                 10/1/2005                     9/1/2035                       292.52                       292.52
CA                                 11/1/2005                    10/1/2035                      1794.26                      1794.26
CA                                 11/1/2005                    10/1/2035                      1830.18                      1830.18
MD                                 11/1/2005                    10/1/2035                      1125.18                      1125.18
IN                                 11/1/2005                    10/1/2035                       594.82                       594.82
PA                                 11/1/2005                    10/1/2035                      1460.31                      1460.31
IL                                 11/1/2005                    10/1/2035                      2228.53                      2228.53
MS                                 10/1/2005                     9/1/2035                          563                          563
CA                                 11/1/2005                    10/1/2035                      1981.31                      1981.31
FL                                 10/1/2005                     9/1/2035                       895.49                       895.49
CA                                 11/1/2005                    10/1/2035                      1139.24                      1139.24
WA                                 10/1/2005                     9/1/2035                      1724.25                      1724.25
CT                                 11/1/2005                    10/1/2035                      1466.14                      1466.14
NY                                 11/1/2005                    10/1/2035                        883.1                        883.1
NY                                 10/1/2005                     9/1/2035                       1825.7                       1825.7
TX                                 11/1/2005                    10/1/2035                       711.29                       711.29
SD                                 11/1/2005                    10/1/2035                       1317.6                       1317.6
CA                                 10/1/2005                     9/1/2035                      1008.05                      1008.05
WY                                 11/1/2005                    10/1/2035                       769.49                       769.49
NY                                 11/1/2005                    10/1/2035                       429.58                       429.58
NY                                 11/1/2005                    10/1/2035                       467.12                       467.12
IL                                 11/1/2005                    10/1/2035                       948.95                       948.95
MI                                 11/1/2005                    10/1/2035                      1079.08                      1079.08
TX                                 11/1/2005                    10/1/2035                       884.39                       884.39
SC                                 10/1/2005                     9/1/2035                       825.77                       825.77
GA                                 11/1/2005                    10/1/2035                       861.67                       861.67
RI                                 11/1/2005                    10/1/2035                        838.5                       838.25
CT                                 11/1/2005                    10/1/2035                      1296.71                      1296.71
IL                                 10/1/2005                     9/1/2035                      1006.44                      1006.44
NH                                 11/1/2005                    10/1/2035                      1637.31                      1637.31
MI                                 11/1/2005                    10/1/2035                       477.25                       477.25
NJ                                 11/1/2005                    10/1/2035                        783.6                        783.6
CA                                 10/1/2005                     9/1/2035                      1496.93                      1496.93
CA                                 10/1/2005                     9/1/2035                      1327.37                      1327.37
TX                                 11/1/2005                    10/1/2035                       586.17                       586.17
MD                                 11/1/2005                    10/1/2035                      1495.51                      1495.51
CT                                 11/1/2005                    10/1/2035                      1204.39                      1204.39
CA                                 11/1/2005                    10/1/2035                      1279.94                      1279.94
NH                                 11/1/2005                    10/1/2035                      1422.49                      1422.49
CA                                 10/1/2005                     9/1/2025                       305.58                       305.58
TX                                 11/1/2005                    10/1/2035                       849.85                       849.85
CA                                 11/1/2005                    10/1/2035                      1799.82                      1799.82
WI                                 11/1/2005                    10/1/2035                      1179.12                      1179.12
NE                                 11/1/2005                    10/1/2035                       904.99                       904.99
MD                                 10/1/2005                     9/1/2035                      1157.99                      1157.99
AZ                                 11/1/2005                    10/1/2035                       845.85                       845.85
CA                                 10/1/2005                     9/1/2035                      1439.17                      1439.17
MO                                 11/1/2005                    10/1/2035                      1125.32                      1125.32
TX                                 10/1/2005                     9/1/2025                       685.44                       685.44
ID                                 11/1/2005                    10/1/2035                       253.74                       253.74
CT                                 11/1/2005                    10/1/2035                      1482.97                      1482.97
NJ                                 11/1/2005                    10/1/2035                      1458.12                      1458.12
AL                                 11/1/2005                    10/1/2035                       391.11                       391.11
NH                                 11/1/2005                    10/1/2035                       687.87                       687.87
FL                                 11/1/2005                    10/1/2035                        788.7                        788.7
MA                                 11/1/2005                    10/1/2035                      3628.15                      3628.15
IN                                 11/1/2005                    10/1/2035                       730.35                       730.35
MI                                 11/1/2005                    10/1/2035                        614.6                        614.6
MI                                 11/1/2005                    10/1/2035                       745.54                       745.54
CA                                 10/1/2005                     9/1/2035                      1038.55                      1038.55
MI                                10/16/2005                    9/16/2025                       722.44                       722.43
FL                                 11/1/2005                    10/1/2035                       1512.5                       1512.5
ME                                 11/1/2005                    10/1/2035                       436.94                       436.94
CA                                 11/1/2005                    10/1/2035                      1614.35                      1718.08
TX                                 11/1/2005                    10/1/2035                       565.95                       565.95
MI                                 11/1/2005                    10/1/2035                       848.59                       848.59
MI                                 10/1/2005                     9/1/2035                       947.03                       947.03
NV                                 11/1/2005                    10/1/2035                      1382.71                      1382.71
NV                                 10/1/2005                     9/1/2035                       1230.5                       1230.5
NV                                 11/1/2005                    10/1/2035                         1587                         1587
NV                                 11/1/2005                    10/1/2035                      1331.32                      1331.32
TX                                 11/1/2005                    10/1/2035                        842.3                        842.3
TX                                 11/1/2005                    10/1/2035                       561.17                       561.17
MI                                 11/1/2005                    10/1/2035                      1425.03                      1425.03
CA                                 10/1/2005                     9/1/2035                      1810.66                      1810.66
MA                                 10/1/2005                     9/1/2035                       628.33                       628.33
CT                                 11/1/2005                    10/1/2035                      1486.09                      1486.09
NJ                                 11/1/2005                    10/1/2035                       874.75                       874.75
TX                                 11/1/2005                    10/1/2035                       705.68                       705.67
TX                                 11/1/2005                    10/1/2035                       1087.4                       1087.4
NY                                 10/1/2005                     9/1/2035                      1668.66                      1668.66
TN                                 11/1/2005                    10/1/2035                       696.58                       696.58
TN                                 11/1/2005                    10/1/2035                      1369.89                      1369.89
CT                                 11/1/2005                    10/1/2035                      1030.54                      1030.54
TX                                 11/1/2005                    10/1/2035                      1151.27                      1151.27
FL                                 11/1/2005                    10/1/2035                       558.62                       558.62
FL                                 11/1/2005                    10/1/2035                      1300.09                      1300.09
PA                                 10/1/2005                     9/1/2035                      1359.42                      1359.42
NV                                 11/1/2005                    10/1/2035                       1753.4                       1753.4
FL                                 11/1/2005                    10/1/2035                      1627.48                      1627.48
CA                                 11/1/2005                    10/1/2035                      2148.26                      2148.26
CA                                 11/1/2005                    10/1/2035                      1577.28                      1577.28
CA                                 11/1/2005                    10/1/2035                      1900.61                      1900.61
NJ                                 10/1/2005                     9/1/2035                      1817.96                      1817.96
VT                                 11/1/2005                    10/1/2035                       622.86                       622.86
NY                                 11/1/2005                    10/1/2035                      1060.07                      1060.07
NY                                 11/1/2005                    10/1/2035                       794.59                       794.59
MI                                 10/1/2005                     9/1/2035                       711.24                       711.24
MI                                 11/1/2005                    10/1/2035                        563.2                        563.2
MO                                 11/1/2005                    10/1/2035                       659.66                       659.66
CT                                 11/1/2005                    10/1/2035                       982.26                       982.26
NY                                 11/1/2005                    10/1/2035                      1890.25                      1890.25
DE                                 11/1/2005                    10/1/2035                       980.15                       980.15
FL                                 11/1/2005                    10/1/2035                      1455.35                      1455.35
FL                                 11/1/2005                    10/1/2035                      1099.55                      1099.55
MO                                 11/1/2005                    10/1/2035                      1412.15                      1412.15
NY                                 11/1/2005                    10/1/2035                       633.51                       633.51
IL                                 11/1/2005                    10/1/2035                      1451.87                      1451.87
FL                                 10/1/2005                     9/1/2035                       716.53                       716.53
FL                                 11/1/2005                    10/1/2035                       885.11                       885.11
FL                                 11/1/2005                    10/1/2035                      1889.62                      1889.62
FL                                 11/1/2005                    10/1/2035                       778.73                       778.73
FL                                 11/1/2005                    10/1/2035                      1400.85                      1400.85
FL                                 11/1/2005                    10/1/2035                      1857.19                      1857.19
FL                                 11/1/2005                    10/1/2035                      1901.38                      1901.38
MO                                 11/1/2005                    10/1/2035                       641.96                       641.96
FL                                 11/1/2005                    10/1/2035                      1174.83                      1174.83
CA                                 11/1/2005                    10/1/2035                       1392.4                       1392.4
TX                                 11/1/2005                    10/1/2035                       636.17                       636.17
TX                                 11/1/2005                    10/1/2035                      1401.94                      1401.94
AZ                                 11/1/2005                    10/1/2035                      1468.16                      1468.16
PA                                 11/1/2005                    10/1/2035                       463.94                       463.94
MI                                 10/1/2005                     9/1/2035                       671.25                       671.25
MI                                 11/1/2005                    10/1/2035                       692.38                       692.38
MI                                 11/1/2005                    10/1/2035                       782.74                       782.74
NY                                 11/1/2005                    10/1/2035                      1367.93                      1367.93
TX                                  9/1/2005                     8/1/2035                       823.41                        823.4
RI                                 10/1/2005                     9/1/2035                       713.68                       713.68
CO                                 11/1/2005                    10/1/2035                       389.78                       389.78
CO                                 10/1/2005                     9/1/2035                       572.34                       572.34
MI                                 11/1/2005                    10/1/2035                      1354.95                      1354.95
CA                                 11/1/2005                    10/1/2035                       1975.8                       1975.8
MI                                 11/1/2005                    10/1/2035                       660.96                       660.96
CA                                 11/1/2005                    10/1/2035                      1339.04                      1339.04
CA                                 11/1/2005                    10/1/2035                      2579.75                      2579.75
TX                                 11/1/2005                    10/1/2035                       708.66                       708.66
IL                                 11/1/2005                    10/1/2035                      1895.08                      1895.08
MI                                 11/1/2005                    10/1/2035                       513.83                       513.83
MD                                 11/1/2005                    10/1/2035                      1452.75                      1452.75
TX                                 11/1/2005                    10/1/2035                       384.65                       384.65
TX                                 11/1/2005                    10/1/2035                      1252.41                      1252.41
TX                                 11/1/2005                    10/1/2035                       799.68                       799.67
RI                                 10/1/2005                     9/1/2035                      1166.05                      1166.05
NY                                 11/1/2005                    10/1/2035                      1371.31                      1371.31
WA                                 10/1/2005                     9/1/2035                      1688.25                      1688.25
CT                                 11/1/2005                    10/1/2035                      1486.48                      1486.48
IN                                 11/1/2005                    10/1/2035                       422.58                       422.58
IN                                 11/1/2005                    10/1/2035                       464.03                       464.03
NY                                 11/1/2005                    10/1/2035                       816.69                       816.69
NY                                 10/1/2005                     9/1/2035                      2046.89                      2046.89
NV                                 10/1/2005                     9/1/2035                      1219.84                      1219.84
NV                                 11/1/2005                    10/1/2035                        945.8                        945.8
MA                                 11/1/2005                    10/1/2035                      1408.99                      1408.99
TX                                 11/1/2005                    10/1/2035                       717.47                       717.47
AZ                                 10/1/2005                     9/1/2035                      1398.21                      1398.21
NY                                 11/1/2005                    10/1/2020                      2626.46                      2626.46
WA                                 11/1/2005                    10/1/2035                      1073.19                      1073.19
NC                                 10/1/2005                     9/1/2035                       832.45                       832.45
KS                                 11/1/2005                    10/1/2035                      1048.84                      1048.84
RI                                 10/1/2005                     9/1/2035                      2093.59                      2093.59
AZ                                 11/1/2005                    10/1/2035                      1039.45                      1039.45
OK                                 11/1/2005                    10/1/2035                        427.1                        427.1
OK                                 11/1/2005                    10/1/2035                       480.49                       480.49
MI                                 11/1/2005                    10/1/2035                       893.17                       893.17
NJ                                 11/1/2005                    10/1/2035                      2211.66                      2211.66
FL                                 11/1/2005                    10/1/2035                       894.42                       894.42
NJ                                 11/1/2005                    10/1/2035                      1454.41                      1454.41
CT                                 11/1/2005                    10/1/2035                      2050.65                      2050.65
IL                                 11/1/2005                    10/1/2035                      1408.97                      1408.97
RI                                 11/1/2005                    10/1/2035                      1182.24                      1182.24
RI                                 11/1/2005                    10/1/2035                       851.84                       851.84
NC                                 11/1/2005                    10/1/2035                       588.16                       588.16
AR                                 11/1/2005                    10/1/2035                       990.05                       990.05
MI                                 11/1/2005                    10/1/2035                      1361.75                      1361.75
CA                                 11/1/2005                    10/1/2035                      1534.05                      1534.05
PA                                 11/1/2005                    10/1/2035                       634.66                       634.66
NY                                10/21/2005                    9/21/2035                        960.2                        960.2
TX                                 11/1/2005                    10/1/2035                       851.17                       851.17
TX                                 11/1/2005                    10/1/2035                      1039.77                      1039.77
TX                                 11/1/2005                    10/1/2035                      1050.79                      1050.79
TX                                 11/1/2005                    10/1/2035                       708.07                       708.07
TX                                 11/1/2005                    10/1/2035                      1010.65                      1010.65
MA                                 11/1/2005                    10/1/2035                      1731.67                      1731.67
MD                                 11/1/2005                    10/1/2035                       691.03                       691.03
CO                                 11/1/2005                    10/1/2035                      1728.67                      1728.67
NY                                 10/1/2005                     9/1/2035                      1463.67                      1463.67
MA                                 11/1/2005                    10/1/2035                      2078.93                      2078.93
FL                                 11/1/2005                    10/1/2035                       853.61                       853.61
NY                                 11/1/2005                    10/1/2035                      1826.87                      1826.87
CT                                 11/1/2005                    10/1/2035                      1469.15                      1469.15
CT                                 11/1/2005                    10/1/2035                      1333.98                      1333.98
NY                                 10/1/2005                     9/1/2035                      1440.42                      1440.42
PA                                 10/1/2005                     9/1/2035                      1181.09                      1181.09
CO                                 10/1/2005                     9/1/2035                      1281.25                      1281.25
PA                                 11/1/2005                    10/1/2035                       464.05                       464.05
IA                                 11/1/2005                    10/1/2035                        686.4                        686.4
IA                                 11/1/2005                    10/1/2035                       555.69                       555.69
VA                                 11/1/2005                    10/1/2035                      2129.62                      2129.62
VA                                 10/1/2005                     9/1/2035                       1165.2                       1165.2
IL                                 11/1/2005                    10/1/2035                      1945.79                      1945.79
IL                                 10/1/2005                     9/1/2035                      1190.18                      1190.18
IL                                 11/1/2005                    10/1/2035                      2265.52                      2265.52
PA                                 11/1/2005                    10/1/2035                       612.79                       612.79
CT                                 11/1/2005                    10/1/2035                      1504.47                      1504.47
TX                                 11/1/2005                    10/1/2035                      2220.71                      2220.71
RI                                 10/1/2005                     9/1/2035                      2191.26                      2191.26
TX                                 11/1/2005                    10/1/2035                        967.5                        967.5
NH                                 11/1/2005                    10/1/2035                        784.5                        784.5
CA                                 11/1/2005                    10/1/2035                      1159.83                      1159.83
CO                                 10/1/2005                     9/1/2035                      1148.02                      1148.02
OR                                 11/1/2005                    10/1/2035                      1986.19                      1986.19
IL                                 11/1/2005                    10/1/2035                       911.78                       911.78
MA                                 10/1/2005                     9/1/2035                      3326.56                      3326.56
IL                                 11/1/2005                    10/1/2035                      1483.44                      1483.44
CT                                 11/1/2005                    10/1/2020                      1374.61                      1374.61
CT                                 11/1/2005                    10/1/2035                       1548.2                       1548.2
CA                                 11/1/2005                    10/1/2035                      1584.64                      1584.64
TX                                 11/1/2005                    10/1/2035                       869.31                       869.31
PA                                 11/1/2005                    10/1/2035                       596.05                       596.05
WA                                 11/1/2005                    10/1/2035                      1244.47                      1244.47
HI                                 11/1/2005                    10/1/2035                      2001.24                      2001.24
MD                                 11/1/2005                    10/1/2035                      1803.04                      1803.04
GA                                 10/1/2005                     9/1/2035                      1063.77                      1063.77
NC                                 11/1/2005                    10/1/2035                      1086.83                      1086.83
AZ                                 11/1/2005                    10/1/2035                      1196.66                      1196.66
NJ                                 11/1/2005                    10/1/2035                      1776.98                      1776.98
TX                                 11/1/2005                    10/1/2035                      2281.47                      2281.47
SC                                 11/1/2005                    10/1/2035                       529.08                       529.08
MI                                 11/1/2005                    10/1/2035                       782.73                       782.73
IL                                 11/1/2005                    10/1/2035                       836.28                       836.28
TX                                 11/1/2005                    10/1/2035                       995.92                       995.92
CT                                 11/1/2005                    10/1/2035                          725                          725
TX                                 11/1/2005                    10/1/2035                       735.08                       735.08
FL                                 11/1/2005                    10/1/2035                       808.86                       808.86
CA                                 11/1/2005                    10/1/2035                      1499.15                      1499.15
MI                                 11/1/2005                    10/1/2035                      1249.88                      1249.88
TX                                 11/1/2005                    10/1/2035                       474.16                       474.16
PA                                 11/1/2005                    10/1/2035                      2748.79                      2748.79
FL                                 11/1/2005                    10/1/2035                      1532.11                      1532.11
FL                                 11/1/2005                    10/1/2035                      1110.89                      1110.89
HI                                 11/1/2005                    10/1/2035                      1314.84                      1314.84
FL                                 10/1/2005                     9/1/2035                       694.05                       694.05
VA                                 11/1/2005                    10/1/2035                       650.18                       650.18
FL                                 11/1/2005                    10/1/2035                      2044.79                      2044.79
MI                                 11/1/2005                    10/1/2035                       596.71                       596.71
MO                                 11/1/2005                    10/1/2035                       583.83                       583.83
MI                                 11/1/2005                    10/1/2035                      1043.85                      1043.85
MI                                 10/1/2005                     9/1/2035                       508.47                       508.47
NH                                 10/1/2005                     9/1/2035                       900.25                       900.25
TX                                 11/1/2005                    10/1/2035                       860.81                       860.81
NJ                                 11/1/2005                    10/1/2035                      1788.68                      1788.68
IA                                 11/1/2005                    10/1/2035                       879.85                       879.85
NV                                 11/1/2005                    10/1/2035                       1996.4                       1996.4
NV                                 10/1/2005                     9/1/2035                      1485.87                      1485.87
TX                                 11/1/2005                    10/1/2035                      1189.13                      1189.13
GA                                 11/1/2005                    10/1/2035                      1146.56                      1146.56
RI                                 11/1/2005                    10/1/2035                      1226.03                      1226.03
NY                                  9/1/2005                     8/1/2035                      1901.38                      1901.38
CA                                 11/1/2005                    10/1/2035                       365.14                       365.14
TX                                 10/1/2005                     9/1/2035                        707.4                        707.4
MD                                 11/1/2005                    10/1/2035                      1150.07                      1150.07
CA                                 11/1/2005                    10/1/2035                       2169.3                       2169.3
AL                                 11/1/2005                    10/1/2035                       796.58                       796.58
IL                                 11/1/2005                    10/1/2035                       905.16                       905.16
PA                                 11/1/2005                    10/1/2035                      1832.06                      1832.06
OR                                 11/1/2005                    10/1/2035                      1497.29                      1497.29
TN                                 11/1/2005                    10/1/2035                       823.53                       823.53
TN                                 11/1/2005                    10/1/2035                       513.38                       513.38
TN                                 11/1/2005                    10/1/2035                       753.82                       753.82
IN                                 11/1/2005                    10/1/2035                       567.61                       567.61
PA                                 10/1/2005                     9/1/2035                      1212.22                      1212.22
DE                                 11/1/2005                    10/1/2035                       818.09                       818.09
CA                                 10/1/2005                     9/1/2035                      1573.18                      1573.18
CA                                 11/1/2005                    10/1/2035                       632.48                       632.48
GA                                 10/1/2005                     9/1/2025                       542.35                       542.35
NY                                 11/1/2005                    10/1/2035                      2930.82                      2930.82
CA                                 11/1/2005                    10/1/2035                       1690.8                       1690.8
SC                                 11/1/2005                    10/1/2035                       501.49                       501.49
NH                                 11/1/2005                    10/1/2035                       704.97                       704.97
CT                                 11/1/2005                    10/1/2035                      1007.04                      1007.04
VA                                 11/1/2005                    10/1/2035                       750.61                       750.61
NY                                 11/1/2005                    10/1/2035                      1216.09                      1216.09
NJ                                 10/1/2005                     9/1/2035                      1000.75                      1000.75
FL                                 11/1/2005                    10/1/2035                      1058.42                      1058.42
FL                                 11/1/2005                    10/1/2035                       788.12                       788.12
FL                                 11/1/2005                    10/1/2035                       1010.3                       1010.3
FL                                 11/1/2005                    10/1/2035                       959.87                       959.87
FL                                 11/1/2005                    10/1/2035                      1237.64                      1237.64
NH                                 11/1/2005                    10/1/2035                       683.83                       683.83
NH                                 11/1/2005                    10/1/2035                        774.1                        774.1
MD                                 11/1/2005                    10/1/2035                      1091.13                      1091.13
NY                                 10/1/2005                     9/1/2035                         2869                         2869
KY                                 11/1/2005                    10/1/2035                       988.65                       988.65
FL                                 11/1/2005                    10/1/2035                       673.62                       673.62
FL                                 11/1/2005                    10/1/2035                       1306.1                       1306.1
FL                                 10/1/2005                     9/1/2035                       983.65                       983.65
CA                                 11/1/2005                    10/1/2035                       765.59                       765.59
NH                                 10/1/2005                     9/1/2035                      1791.95                      1791.95
AZ                                 11/1/2005                    10/1/2035                       941.39                       941.39
AZ                                 11/1/2005                    10/1/2035                       891.24                       891.24
NY                                 11/1/2005                    10/1/2035                      1848.65                      1848.65
NJ                                 11/1/2005                    10/1/2035                      1497.22                      1497.22
VA                                 10/1/2005                     9/1/2035                       388.76                       388.76
PA                                 10/1/2005                     9/1/2035                       365.52                       365.52
RI                                 10/1/2005                     9/1/2035                      1527.95                      1527.95
NC                                 11/1/2005                    10/1/2035                      2110.68                      2110.68
MD                                 11/1/2005                    10/1/2035                      2171.24                      2171.24
CA                                 10/1/2005                     9/1/2035                       978.91                       978.91
WA                                 11/1/2005                    10/1/2035                      3240.46                      3240.46
CA                                 11/1/2005                    10/1/2035                      1674.41                      1674.41
CA                                 11/1/2005                    10/1/2035                      2174.83                      2174.83
CA                                 10/1/2005                     9/1/2020                      1299.62                      1299.62
CA                                 10/1/2005                     9/1/2035                       755.37                       755.37
UT                                 11/1/2005                    10/1/2035                      1717.05                      1717.05
TN                                 11/1/2005                    10/1/2035                      1091.37                      1091.37
NJ                                 11/1/2005                    10/1/2035                      1835.79                      1835.79
CA                                 10/1/2005                     9/1/2035                      1772.53                      1772.53
CA                                 11/1/2005                    10/1/2035                       1904.1                       1904.1
CA                                 11/1/2005                    10/1/2035                      2212.24                      2212.24
FL                                 11/1/2005                    10/1/2035                       1520.2                       1520.2
FL                                 11/1/2005                    10/1/2035                      2189.27                      2189.27
GA                                 10/1/2005                     9/1/2025                       886.15                       886.15
TX                                 11/1/2005                    10/1/2035                       627.35                       627.35
WA                                 11/1/2005                    10/1/2035                       985.23                       985.23
FL                                 11/1/2005                    10/1/2035                       1405.5                       1405.5
FL                                 10/1/2005                     9/1/2035                       951.03                       951.03
AL                                 11/1/2005                    10/1/2035                       394.78                       394.78
WA                                 11/1/2005                    10/1/2035                       788.44                       788.44
CA                                 11/1/2005                    10/1/2035                       489.43                       489.43
NC                                 10/1/2005                     9/1/2035                       520.37                       520.37
PA                                 11/1/2005                    10/1/2035                       386.86                       386.86
MO                                 11/1/2005                    10/1/2035                       585.21                       585.21
MO                                 11/1/2005                    10/1/2035                       583.04                       583.04
NJ                                 11/1/2005                    10/1/2035                      1865.25                      1865.25
CA                                 10/1/2005                     9/1/2035                      1814.44                      1814.44
NY                                 11/1/2005                    10/1/2035                      1509.31                      1509.31
CA                                 11/1/2005                    10/1/2035                      1520.49                      1520.49
CA                                 10/1/2005                     9/1/2035                       875.32                       875.32
CA                                 11/1/2005                    10/1/2035                      1490.62                      1490.62
FL                                 11/1/2005                    10/1/2035                       674.75                       674.75
NY                                 12/1/2005                    11/1/2035                       528.89                       528.89
WA                                 10/1/2005                     9/1/2035                      1231.55                      1231.55
AL                                 11/1/2005                    10/1/2035                      1948.14                      1948.14
CA                                 10/1/2005                     9/1/2035                       389.78                       389.78
MA                                 11/1/2005                    10/1/2035                      2355.22                      2355.22
NJ                                 11/1/2005                    10/1/2035                       695.37                       695.37
MD                                 11/1/2005                    10/1/2035                      1653.91                      1653.91
CA                                 10/1/2005                     9/1/2035                      1729.88                      1729.88
CA                                 11/1/2005                    10/1/2035                      1286.45                      1286.45
WA                                 10/1/2005                     9/1/2035                      1699.09                      1699.09
VA                                 11/1/2005                    10/1/2035                      1545.29                      1545.29
MI                                 11/1/2005                    10/1/2035                       707.75                       707.75
MO                                 11/1/2005                    10/1/2035                       888.19                       888.19
RI                                 12/1/2005                    11/1/2035                      1532.23                      1532.23
GA                                 11/1/2005                    10/1/2035                      1000.04                      1000.04
RI                                 10/1/2005                     9/1/2035                      1853.08                      1853.08
VA                                 10/1/2005                     9/1/2035                       526.92                       526.92
FL                                 10/1/2005                     9/1/2035                       639.01                       639.01
VA                                 11/1/2005                    10/1/2035                      2728.17                      2728.17
IN                                 11/1/2005                    10/1/2035                       731.77                       731.77
MA                                 11/1/2005                    10/1/2035                       1434.1                       1434.1
NY                                 10/1/2005                     9/1/2035                      1847.83                      1847.83
NY                                 11/1/2005                    10/1/2035                      1996.29                      1996.29
PA                                 11/1/2005                    10/1/2035                      2441.12                      2441.12
MA                                 10/1/2005                     9/1/2035                      2009.71                      2009.71
CT                                 11/1/2005                    10/1/2035                      1309.68                      1309.68
FL                                 11/1/2005                    10/1/2035                      2868.25                      2868.25
PA                                 11/1/2005                    10/1/2035                       890.05                       890.05
PA                                 11/1/2005                    10/1/2035                      1582.77                      1582.77
NY                                 11/1/2005                    10/1/2035                      2893.32                      2893.32
TX                                 11/1/2005                    10/1/2035                       512.97                       512.97
CO                                 11/1/2005                    10/1/2035                       800.55                       800.55
FL                                 10/1/2005                     9/1/2035                      1214.54                      1214.54
MD                                 10/1/2005                     9/1/2035                      1466.83                      1466.83
NJ                                 11/1/2005                    10/1/2035                      1063.03                      1063.03
TX                                 11/1/2005                    10/1/2035                       800.67                       800.67
TX                                 11/1/2005                    10/1/2035                       849.52                       849.52
MI                                 11/1/2005                    10/1/2035                       883.87                       883.87
NC                                 11/1/2005                    10/1/2035                      1308.32                      1308.32
CA                                 10/1/2005                     9/1/2035                       1174.7                       1174.7
WY                                 11/1/2005                    10/1/2035                       822.69                       822.69
CA                                 11/1/2005                    10/1/2035                      1388.33                      1388.33
NH                                 11/1/2005                    10/1/2035                       965.55                       965.55
MI                                 11/1/2005                    10/1/2035                      2054.64                      2054.64
MI                                 11/1/2005                    10/1/2035                      1306.14                      1306.14
MA                                 11/1/2005                    10/1/2035                      1683.22                      1683.22
MI                                 11/1/2005                    10/1/2035                       729.66                       729.66
KY                                 11/1/2005                    10/1/2035                       877.13                       877.13
TN                                 11/1/2005                    10/1/2035                      1590.89                      1590.89
CA                                 11/1/2005                    10/1/2035                      1686.19                      1686.19
GA                                 11/1/2005                    10/1/2035                       974.62                       974.62
TX                                 11/1/2005                    10/1/2035                       772.53                       772.53
FL                                 11/1/2005                    10/1/2035                      1530.35                      1530.35
AL                                 11/1/2005                    10/1/2035                       408.05                       408.05
GA                                 10/1/2005                     9/1/2035                      1349.44                      1349.44
GA                                 11/1/2005                    10/1/2035                       803.36                       803.36
GA                                 11/1/2005                    10/1/2035                      1165.85                      1165.85
FL                                 11/1/2005                    10/1/2035                       579.17                       579.17
CT                                 11/1/2005                    10/1/2035                      1633.09                      1633.09
MT                                 11/1/2005                    10/1/2035                       691.08                       691.08
CA                                 10/1/2005                     9/1/2035                      1669.66                      1669.66
AZ                                 11/1/2005                    10/1/2035                      1142.87                      1142.87
AL                                 11/1/2005                    10/1/2035                        811.3                        811.3
NY                                 11/1/2005                    10/1/2035                      1097.36                      1097.36
VT                                 10/1/2005                     9/1/2035                       704.82                       704.82
CT                                 11/1/2005                    10/1/2035                       511.36                       511.36
MI                                 11/1/2005                    10/1/2035                       624.15                       624.15
PA                                 11/1/2005                    10/1/2035                       794.74                       794.74
MO                                 11/1/2005                    10/1/2035                      1226.52                      1226.52
MD                                 11/1/2005                    10/1/2035                      1563.08                      1563.08
TX                                 11/1/2005                    10/1/2035                      1292.19                      1292.19
TX                                 11/1/2005                    10/1/2035                       495.33                       495.33
TX                                 11/1/2005                    10/1/2035                       676.18                       676.18
TX                                 11/1/2005                    10/1/2035                       963.05                       963.05
CO                                 11/1/2005                    10/1/2035                      1201.43                      1201.43
MI                                 11/1/2005                    10/1/2035                       1009.7                       1009.7
AZ                                 11/1/2005                    10/1/2035                      2108.25                      2108.25
PA                                 11/1/2005                    10/1/2035                       866.35                       866.35
AZ                                 11/1/2005                    10/1/2035                       898.75                       898.75
AZ                                 11/1/2005                    10/1/2035                       1104.4                       1104.4
AZ                                 11/1/2005                    10/1/2035                       899.33                       899.33
AZ                                 11/1/2005                    10/1/2035                      1200.44                      1200.44
NC                                 11/1/2005                    10/1/2035                      1312.81                      1312.81
PA                                 11/1/2005                    10/1/2035                       679.31                       679.31
CT                                 11/1/2005                    10/1/2035                       821.04                       821.04
CA                                 10/1/2005                     9/1/2035                      1320.19                      1320.19
MA                                 11/1/2005                    10/1/2035                       697.86                       697.86
TX                                 10/1/2005                     9/1/2035                       393.71                       393.71
ME                                 10/1/2005                     9/1/2035                      1013.78                      1013.78
TX                                 11/1/2005                    10/1/2035                       617.07                       617.07
IN                                 11/1/2005                    10/1/2035                       527.44                       527.44
TX                                 11/1/2005                    10/1/2035                       447.89                       447.89
SC                                 11/1/2005                    10/1/2035                      1364.95                      1364.95
PA                                 11/1/2005                    10/1/2035                      1315.19                      1315.19
GA                                 11/1/2005                    10/1/2035                       988.82                       988.82
MI                                 11/1/2005                    10/1/2035                       560.39                       560.39
NY                                 10/1/2005                     9/1/2035                       1904.1                       1904.1
FL                                 11/1/2005                    10/1/2035                      1182.55                      1182.55
PA                                 11/1/2005                    10/1/2035                      1566.03                      1566.03
CA                                 10/1/2005                     9/1/2035                      1560.76                      1560.76
SC                                 11/1/2005                    10/1/2035                       1387.1                       1387.1
FL                                 11/1/2005                    10/1/2035                      1431.86                      1431.86
FL                                 11/1/2005                    10/1/2035                      1531.89                      1531.89
FL                                 10/1/2005                     9/1/2035                       618.15                       618.15
FL                                 11/1/2005                    10/1/2035                       880.48                       880.48
CA                                 10/1/2005                     9/1/2035                      1817.74                      1817.74
NV                                 11/1/2005                    10/1/2035                       930.47                       930.47
NV                                 11/1/2005                    10/1/2035                       986.84                       986.84
NV                                 10/1/2005                     9/1/2035                      1443.03                      1443.03
MD                                 11/1/2005                    10/1/2035                         1200                         1200
TN                                 11/1/2005                    10/1/2035                       649.59                       649.59
MA                                 11/1/2005                    10/1/2035                      2115.75                      2115.75
GA                                 11/1/2005                    10/1/2035                       891.94                       891.94
PA                                 11/1/2005                    10/1/2035                        918.8                        918.8
MD                                 11/1/2005                    10/1/2035                       667.04                       667.04
GA                                 10/1/2005                     9/1/2035                      1997.68                      1997.68
TX                                 11/1/2005                    10/1/2035                      1070.13                      1070.12
CA                                 11/1/2005                    10/1/2035                      3387.69                      3387.69
FL                                 11/1/2005                    10/1/2035                       936.13                       936.13
CA                                 11/1/2005                    10/1/2035                      1906.18                      1906.18
IL                                 11/1/2005                    10/1/2035                       510.99                       510.99
WI                                 11/1/2005                    10/1/2035                         2196                         2196
MA                                 10/1/2005                     9/1/2035                      2257.77                      2257.77
NC                                 11/1/2005                    10/1/2035                      1333.35                      1333.35
TX                                 10/1/2005                     9/1/2035                       756.12                       756.12
CT                                 10/1/2005                     9/1/2035                      1358.08                      1358.08
PA                                 11/1/2005                    10/1/2035                       896.64                       896.64
HI                                 11/1/2005                    10/1/2035                      1394.15                      1394.15
AL                                 11/1/2005                    10/1/2020                       853.04                       853.04
TX                                 11/1/2005                    10/1/2035                       727.85                       727.84
CA                                 11/1/2005                    10/1/2035                       824.28                       824.28
PA                                 10/1/2005                     9/1/2035                      1804.47                      1804.47
FL                                 11/1/2005                    10/1/2035                      1941.36                      1941.36
DE                                 10/1/2005                     9/1/2035                       461.93                       461.93
CT                                 11/1/2005                    10/1/2035                      1214.88                      1214.88
NY                                 10/1/2005                     9/1/2035                      4130.24                      4130.24
NJ                                 11/1/2005                    10/1/2035                      1280.42                      1280.42
FL                                 11/1/2005                    10/1/2035                      1033.33                      1032.56
ME                                 11/1/2005                    10/1/2035                       950.07                       950.07
HI                                 10/1/2005                     9/1/2035                      1238.44                      1238.44
PA                                 11/1/2005                    10/1/2035                       648.22                       648.22
CA                                 11/1/2005                    10/1/2035                      1493.33                      1493.33
IL                                 11/1/2005                    10/1/2035                       1677.6                       1677.6
FL                                 11/1/2005                    10/1/2035                      1045.75                      1045.75
FL                                 10/1/2005                     9/1/2035                       867.71                       867.71
CA                                 11/1/2005                    10/1/2035                       974.88                       974.88
CA                                 11/1/2005                    10/1/2035                      2095.74                      2095.74
NJ                                 11/1/2005                    10/1/2035                      1910.94                      1910.94
RI                                 10/1/2005                     9/1/2035                         1334                         1334
NH                                 11/1/2005                    10/1/2035                       834.77                       834.77
PA                                 11/1/2005                    10/1/2035                       552.83                       552.83
TX                                 11/1/2005                    10/1/2035                      1025.32                      1025.32
FL                                 11/1/2005                    10/1/2035                       970.07                       970.07
FL                                 11/1/2005                    10/1/2035                        972.9                        972.9
NJ                                10/12/2005                    9/12/2035                       888.33                       888.33
RI                                 11/1/2005                    10/1/2035                      2049.22                      2049.22
CA                                 10/1/2005                     9/1/2035                      1931.74                      1931.74
GA                                 11/1/2005                    10/1/2035                       845.16                       844.85
CA                                 10/1/2005                     9/1/2035                       441.45                       441.45
CA                                 11/1/2005                    10/1/2035                      1037.49                      1037.49
NY                                 10/1/2005                     9/1/2035                      2131.39                      2131.39
OR                                 11/1/2005                    10/1/2035                        845.9                        845.9
CA                                 11/1/2005                    10/1/2035                      2661.21                      2661.21
CA                                 11/1/2005                    10/1/2035                      1188.46                      1188.46
CA                                 10/1/2005                     9/1/2035                      1870.91                      1870.91
TX                                 12/1/2005                    11/1/2035                      1405.28                      1405.28
CA                                 10/1/2005                     9/1/2035                         1378                         1378
FL                                 11/1/2005                    10/1/2035                      1579.63                      1579.63
FL                                 11/1/2005                    10/1/2035                      1730.18                      1730.18
MI                                 11/1/2005                    10/1/2035                      1249.87                      1249.87
MO                                 11/1/2005                    10/1/2035                       621.24                       621.24
MO                                 11/1/2005                    10/1/2035                       720.31                       720.31
FL                                 10/1/2005                     9/1/2035                      1042.54                      1042.54
FL                                 11/1/2005                    10/1/2035                      1021.25                      1021.25
CT                                 10/1/2005                     9/1/2035                      1856.92                      1856.92
PA                                 11/1/2005                    10/1/2035                       429.85                       429.85
CA                                 10/1/2005                     9/1/2035                       932.12                       932.12
CT                                 11/1/2005                    10/1/2035                      1508.15                      1508.15
NH                                 11/1/2005                    10/1/2035                      1061.87                      1061.87
NY                                 10/1/2005                     9/1/2035                      1915.69                      1915.69
WA                                 11/1/2005                    10/1/2035                       698.41                       698.41
FL                                 10/1/2005                     9/1/2035                       964.56                       964.56
GA                                 11/1/2005                    10/1/2035                      1749.13                      1749.13
CT                                 11/1/2005                    10/1/2035                      1712.36                      1712.36
CT                                 11/1/2005                    10/1/2035                      1289.27                      1289.27
AL                                 10/1/2005                     9/1/2025                       549.88                       549.88
CO                                 11/1/2005                    10/1/2035                      1352.28                      1352.28
TX                                 11/1/2005                    10/1/2035                       627.27                       627.27
NY                                 11/1/2005                    10/1/2035                      2140.35                      2140.35
MD                                 11/1/2005                    10/1/2035                      1518.45                      1518.45
NY                                 11/1/2005                    10/1/2035                       768.38                       768.38
NY                                 11/1/2005                    10/1/2035                       704.84                       704.84
VA                                 11/1/2005                    10/1/2035                      1238.85                      1238.85
RI                                 10/1/2005                     9/1/2035                      1213.36                      1213.36
RI                                 11/1/2005                    10/1/2035                      1156.96                      1156.96
RI                                 11/1/2005                    10/1/2035                       1475.7                       1475.7
CT                                 11/1/2005                    10/1/2035                       831.93                       831.93
CT                                 11/1/2005                    10/1/2035                      1034.09                      1034.09
SD                                 11/1/2005                    10/1/2035                      1182.25                      1182.25
TX                                 11/1/2005                    10/1/2035                       740.75                       740.75
TX                                 11/1/2005                    10/1/2035                      1149.64                      1149.64
IA                                 11/1/2005                    10/1/2035                       587.76                       587.76
CT                                 11/1/2005                    10/1/2035                      2061.88                      2061.88
MI                                 11/1/2005                    10/1/2035                       889.65                       889.65
CA                                 10/1/2005                     9/1/2035                       451.69                       451.69
MI                                 11/1/2005                    10/1/2035                      1143.17                      1143.17
NY                                 11/1/2005                    10/1/2035                      1910.97                      1910.97
AZ                                 10/1/2005                     9/1/2035                       644.71                       644.71
FL                                 11/1/2005                    10/1/2035                       947.26                       947.26
NY                                 10/1/2005                     9/1/2035                      1839.47                      1839.47
CA                                 11/1/2005                    10/1/2035                      3591.61                      3591.61
FL                                 11/1/2005                    10/1/2035                       601.79                       601.79
IN                                 11/1/2005                    10/1/2035                       792.84                       792.84
FL                                 11/1/2005                    10/1/2035                      1419.91                      1419.91
CT                                 11/1/2005                    10/1/2035                       648.49                       648.49
NY                                 11/1/2005                    10/1/2035                      2064.92                      2064.92
FL                                 11/1/2005                    10/1/2035                       480.91                       480.91
FL                                  9/1/2005                     8/1/2035                      1010.75                      1010.75
FL                                 11/1/2005                    10/1/2035                      2364.37                      2364.37
NJ                                 10/1/2005                     9/1/2035                      1314.57                      1314.57
MA                                 10/1/2005                     9/1/2035                      2644.16                      2644.16
MA                                 11/1/2005                    10/1/2035                      2438.13                      2438.13
VA                                 11/1/2005                    10/1/2035                       797.32                       797.32
IL                                 11/1/2005                    10/1/2035                       772.46                       772.46
IL                                 11/1/2005                    10/1/2035                      1277.92                      1277.92
CT                                 10/1/2005                     9/1/2035                      1308.89                      1308.89
CA                                 11/1/2005                    10/1/2035                      1549.17                      1549.17
NY                                 10/1/2005                     9/1/2035                        987.7                        987.7
RI                                 10/1/2005                     9/1/2035                      1624.07                      1624.07
KY                                 11/1/2005                    10/1/2035                       900.21                       900.21
PA                                 11/1/2005                    10/1/2035                       845.63                       845.63
FL                                 11/1/2005                    10/1/2035                      1299.55                      1299.55
MD                                 11/1/2005                    10/1/2035                      1498.66                      1498.66
NJ                                 10/1/2005                     9/1/2035                      1063.11                      1063.11
PA                                 10/1/2005                     9/1/2035                       907.04                       907.04
MI                                 11/1/2005                    10/1/2035                       609.91                       609.91
AZ                                 11/1/2005                    10/1/2035                      1092.05                      1092.05
TX                                 11/1/2005                    10/1/2035                      1410.95                      1410.95
IL                                 11/1/2005                    10/1/2035                       929.33                       929.33
MA                                 11/1/2005                    10/1/2035                      1899.71                      1899.41
MA                                 11/1/2005                    10/1/2035                        645.1                        645.1
MA                                 11/1/2005                    10/1/2035                       1768.2                       1768.2
CO                                 11/1/2005                    10/1/2035                       1630.2                       1630.2
MD                                 11/1/2005                    10/1/2035                      2892.78                      2892.78
TX                                 11/1/2005                    10/1/2015                       755.42                       755.42
KY                                 11/1/2005                    10/1/2035                       869.06                       869.06
MD                                 11/1/2005                    10/1/2035                      2125.63                      2125.63
PA                                 11/1/2005                    10/1/2035                      1261.64                      1261.64
MI                                 11/1/2005                    10/1/2035                       2471.7                       2471.7
MI                                 11/1/2005                    10/1/2035                      1657.42                      1657.42
TN                                 11/1/2005                    10/1/2035                       782.96                       782.96
NE                                 11/1/2005                    10/1/2035                       626.54                       626.54
CA                                 11/1/2005                    10/1/2035                      1514.56                      1514.56
TN                                 11/1/2005                    10/1/2035                          517                          517
TX                                 10/1/2005                     9/1/2035                       948.48                       948.48
CA                                 11/1/2005                    10/1/2035                      2071.89                      2071.89
NJ                                 11/1/2005                    10/1/2035                      1824.47                      1824.47
NY                                 10/1/2005                     9/1/2035                      1854.67                      1854.67
NY                                 11/1/2005                    10/1/2035                       2221.4                       2221.4
GA                                 11/1/2005                    10/1/2035                      1196.02                      1196.02
RI                                 11/1/2005                    10/1/2035                      1843.53                      1843.53
IN                                 11/1/2005                    10/1/2035                       979.33                       979.33
NY                                 11/1/2005                    10/1/2035                       1092.4                       1092.4
PA                                 11/1/2005                    10/1/2035                       587.71                       587.71
GA                                  9/1/2005                     8/1/2035                       750.61                       750.61
SC                                 11/1/2005                    10/1/2035                        880.5                        880.5
CA                                 11/1/2005                    10/1/2035                      1253.63                      1253.63
CA                                 11/1/2005                    10/1/2035                       1646.5                       1646.5
CA                                 10/1/2005                     9/1/2035                      2498.35                      2498.35
CT                                 11/1/2005                    10/1/2035                       468.88                       468.88
MI                                 10/1/2005                     9/1/2035                      1623.23                      1623.23
NH                                 11/1/2005                    10/1/2035                      1702.71                      1702.71
MI                                 11/1/2005                    10/1/2035                       511.36                       511.36
CT                                 11/1/2005                    10/1/2035                      2247.42                      2247.42
WI                                 11/1/2005                    10/1/2035                       665.12                       665.12
WI                                 11/1/2005                    10/1/2035                      1208.33                      1208.33
VA                                 10/1/2005                     9/1/2035                      1911.03                      1911.03
NJ                                 11/1/2005                    10/1/2035                      1733.63                      1733.63
MA                                 11/1/2005                    10/1/2035                      2209.17                      2209.17
SC                                 11/1/2005                    10/1/2035                       569.48                       569.48
FL                                 11/1/2005                    10/1/2035                       963.97                       963.97
AL                                 11/1/2005                    10/1/2035                       979.33                       979.33
CA                                 10/1/2005                     9/1/2035                      1106.12                      1106.12
IN                                 10/1/2005                     9/1/2035                       396.43                       396.43
FL                                 11/1/2005                    10/1/2035                      1593.89                      1593.89
FL                                 11/1/2005                    10/1/2035                       685.57                       685.57
FL                                 11/1/2005                    10/1/2035                       1146.7                       1146.7
NY                                 11/1/2005                    10/1/2035                      3026.52                      3026.52
NY                                 11/1/2005                    10/1/2035                       2307.6                       2307.6
FL                                 11/1/2005                    10/1/2035                       521.58                       521.58
FL                                 11/1/2005                    10/1/2035                       755.86                       755.86
IL                                 10/1/2005                     9/1/2035                       773.15                       773.15
AZ                                 11/1/2005                    10/1/2035                      1701.63                      1701.63
NY                                 11/1/2005                    10/1/2035                      1696.02                      1696.02
CA                                 10/1/2005                     9/1/2035                       1807.2                       1807.2
MI                                 11/1/2005                    10/1/2035                       821.94                       821.94
FL                                 11/1/2005                    10/1/2035                      1734.51                      1734.51
MA                                 11/1/2005                    10/1/2035                      1140.83                      1140.66
CA                                 11/1/2005                    10/1/2035                       943.52                       943.52
RI                                 11/1/2005                    10/1/2035                       1649.7                       1649.7
RI                                 10/1/2005                     9/1/2035                       611.82                       611.82
CO                                 11/1/2005                    10/1/2035                       1051.9                       1051.9
CA                                 11/1/2005                    10/1/2035                      1509.81                      1509.81
MO                                 11/1/2005                    10/1/2035                      1050.65                      1050.65
FL                                 11/1/2005                    10/1/2035                      1914.96                      1914.96
FL                                 11/1/2005                    10/1/2035                       619.21                       619.21
FL                                 11/1/2005                    10/1/2035                       635.08                       635.08
CA                                 10/1/2005                     9/1/2035                      1226.02                      1226.02
CA                                 11/1/2005                    10/1/2035                      1320.45                      1320.45
FL                                 11/1/2005                    10/1/2035                      1216.32                      1216.32
FL                                 10/1/2005                     9/1/2035                      1475.26                      1475.26
TX                                 11/1/2005                    10/1/2035                       778.82                       778.82
TX                                 11/1/2005                    10/1/2035                      1008.11                      1008.11
TX                                 11/1/2005                    10/1/2035                       731.39                       731.39
TX                                 11/1/2005                    10/1/2035                       867.18                       867.18
TX                                 11/1/2005                    10/1/2035                       527.69                       527.69
TX                                 11/1/2005                    10/1/2035                       510.59                       510.59
CA                                 11/1/2005                    10/1/2035                      1595.97                      1595.97
MI                                 11/1/2005                    10/1/2035                       468.94                       468.94
FL                                 10/1/2005                     9/1/2035                      1211.04                      1211.04
GA                                 11/1/2005                    10/1/2035                       718.61                       718.61
GA                                 11/1/2005                    10/1/2035                       438.58                       438.58
CA                                 11/1/2005                    10/1/2020                      2112.44                      2112.44
AZ                                 11/1/2005                    10/1/2035                       702.83                       702.83
NY                                 11/1/2005                    10/1/2035                       1930.5                       1930.5
MI                                 11/1/2005                    10/1/2035                       926.88                       926.88
MI                                 10/1/2005                     9/1/2035                      1532.15                      1532.15
FL                                 11/1/2005                    10/1/2035                       1136.8                       1136.8
VT                                 11/1/2005                    10/1/2035                       964.22                       964.22
IN                                 11/1/2005                    10/1/2035                      1458.36                      1458.36
MO                                 11/1/2005                    10/1/2035                      1201.84                      1201.84
MO                                 11/1/2005                    10/1/2035                      1577.81                      1577.81
MO                                 11/1/2005                    10/1/2035                       483.41                       483.41
MA                                 11/1/2005                    10/1/2035                      1309.05                      1309.05
GA                                 11/1/2005                    10/1/2035                       573.36                       573.36
WI                                 11/1/2005                    10/1/2035                        690.8                        690.8
NJ                                 11/1/2005                    10/1/2035                      1949.48                      1949.48
MI                                 11/1/2005                    10/1/2035                       1371.5                       1371.5
WA                                 11/1/2005                    10/1/2035                      1163.61                      1163.61
NJ                                 12/1/2005                    11/1/2035                      1666.75                      1666.75
CA                                 11/1/2005                    10/1/2035                      1187.99                      1187.99
VA                                 11/1/2005                    10/1/2035                       727.94                       727.94
MD                                 11/1/2005                    10/1/2035                      1209.66                      1209.66
MA                                 11/1/2005                    10/1/2035                      1184.65                      1184.65
CT                                 11/1/2005                    10/1/2035                      1198.28                      1198.28
CT                                 11/1/2005                    10/1/2035                        592.6                        592.6
KS                                 11/1/2005                    10/1/2035                       529.54                       529.54
FL                                 11/1/2005                    10/1/2035                      1057.84                      1057.84
NJ                                 11/1/2005                    10/1/2035                      1544.89                      1544.89
CA                                 11/1/2005                    10/1/2035                      1983.23                      1983.23
AK                                 11/1/2005                    10/1/2035                      2107.63                      2107.63
GA                                 11/1/2005                    10/1/2035                      1143.32                      1143.32
NJ                                 11/1/2005                    10/1/2035                         1836                      1835.69
GA                                 11/1/2005                    10/1/2035                       981.11                       981.11
CA                                 11/1/2005                    10/1/2035                       573.52                       573.52
CA                                 11/1/2005                    10/1/2035                      1160.53                      1160.53
MI                                 11/1/2005                    10/1/2035                       553.49                       553.49
MA                                 11/1/2005                    10/1/2035                      2235.31                      2235.31
FL                                 10/1/2005                     9/1/2035                       889.02                       889.02
AL                                 11/1/2005                    10/1/2035                       451.26                       451.26
AL                                 11/1/2005                    10/1/2035                       674.59                       674.59
CT                                 11/1/2005                    10/1/2035                      1429.81                      1429.81
MN                                 11/1/2005                    10/1/2035                        858.5                        858.5
CT                                 11/1/2005                    10/1/2035                       772.46                       772.46
NY                                 11/1/2005                    10/1/2035                      3379.67                      3379.67
NY                                 11/1/2005                    10/1/2035                      2540.14                      2540.14
NY                                 11/1/2005                    10/1/2035                      2624.44                      2624.44
NY                                 11/1/2005                    10/1/2035                      2452.42                      2452.42
NY                                 10/1/2005                     9/1/2035                      2291.67                      2291.15
NY                                 10/1/2005                     9/1/2035                      1992.67                      1992.67
NY                                 11/1/2005                    10/1/2035                      2660.02                      2660.02
AR                                 11/1/2005                    10/1/2020                       580.37                       580.37
FL                                 11/1/2005                    10/1/2035                       807.14                       807.14
MI                                 11/1/2005                    10/1/2035                       613.48                       613.48
TN                                 11/1/2005                    10/1/2035                       619.21                       619.21
IL                                 11/1/2005                    10/1/2035                       966.95                       966.95
IL                                 11/1/2005                    10/1/2035                      1496.25                      1495.83
IL                                 11/1/2005                    10/1/2035                      1132.78                      1132.78
WI                                 10/1/2005                     9/1/2035                      1189.81                      1189.81
ID                                 11/1/2005                    10/1/2035                       425.43                       425.43
NY                                 10/1/2005                     9/1/2035                      1154.62                      1154.62
MD                                 10/1/2005                     9/1/2035                      1174.41                      1174.41
FL                                 10/1/2005                     9/1/2035                      1575.14                      1575.14
TX                                 11/1/2005                    10/1/2035                       1541.4                       1541.4
SC                                 11/1/2005                    10/1/2035                      1011.34                      1011.34
CO                                 11/1/2005                    10/1/2035                          636                          636
TN                                 11/1/2005                    10/1/2035                      1036.07                      1036.07
FL                                 11/1/2005                    10/1/2035                      1386.58                      1386.58
CA                                 11/1/2005                    10/1/2035                      1181.43                      1181.43
RI                                 11/1/2005                    10/1/2035                      1545.25                      1545.25
TX                                 11/1/2005                    10/1/2035                       491.44                       491.43
GA                                 10/1/2005                     9/1/2035                      1391.96                      1391.96
FL                                 10/1/2005                     9/1/2035                       825.37                       825.37
TX                                 11/1/2005                    10/1/2035                       897.31                       897.31
WA                                 11/1/2005                    10/1/2035                      2015.58                      2015.58
MA                                 10/1/2005                     9/1/2035                      3085.07                      3085.07
NJ                                 11/1/2005                    10/1/2035                      1595.46                      1595.46
CT                                 11/1/2005                    10/1/2035                      1061.89                      1061.89
TN                                 11/1/2005                    10/1/2035                      1328.42                      1328.42
PA                                 11/1/2005                    10/1/2035                       1581.5                       1581.5
LA                                 10/1/2005                     9/1/2035                       817.75                       817.75
NJ                                 11/1/2005                    10/1/2035                      1271.18                      1271.18
FL                                 11/1/2005                    10/1/2035                       740.71                       740.71
CA                                 10/1/2005                     9/1/2035                      1775.59                      1775.59
TX                                 11/1/2005                    10/1/2035                       1112.9                       1112.9
MI                                 11/1/2005                    10/1/2035                        906.2                        906.2
NJ                                 11/1/2005                    10/1/2035                       591.73                       591.73
MA                                 11/1/2005                    10/1/2035                      1269.81                      1269.81
NY                                 11/1/2005                    10/1/2035                       1244.9                       1244.9
MO                                 11/1/2005                    10/1/2035                       882.52                       882.52
NC                                 11/1/2005                    10/1/2035                       549.86                       549.86
VA                                 11/1/2005                    10/1/2035                       944.92                       944.92
VA                                 11/1/2005                    10/1/2035                       917.27                       917.27
CA                                 11/1/2005                    10/1/2035                      1918.82                      1918.82
NJ                                 11/1/2005                    10/1/2035                      2284.91                      2284.91
NH                                 11/1/2005                    10/1/2035                       1500.1                       1500.1
PA                                 11/1/2005                    10/1/2035                       935.47                       935.47
TX                                 11/1/2005                    10/1/2035                          523                          523
MA                                 10/1/2005                     9/1/2035                      2030.97                      2030.97
NC                                 11/1/2005                    10/1/2035                      2405.36                      2405.36
MA                                 10/1/2005                     9/1/2035                      1560.62                      1560.62
FL                                 10/1/2005                     9/1/2035                       896.02                       896.02
FL                                 11/1/2005                    10/1/2035                       924.28                       924.28
MO                                 11/1/2005                    10/1/2035                       737.78                       737.78
CA                                 11/1/2005                    10/1/2035                      1115.12                      1115.12
PA                                 11/1/2005                    10/1/2035                       1314.6                       1314.6
MD                                 11/1/2005                    10/1/2035                      2201.51                      2201.51
IN                                 11/1/2005                    10/1/2035                       797.97                       797.97
MO                                 11/1/2005                    10/1/2035                       999.96                       999.96
FL                                 11/1/2005                    10/1/2035                      1197.54                      1197.54
VA                                 11/1/2005                    10/1/2035                      2207.55                      2207.55
CA                                 11/1/2005                    10/1/2035                      1197.82                      1197.82
CA                                 10/1/2005                     9/1/2035                      1490.14                      1490.14
KY                                 10/1/2005                     9/1/2035                       471.97                       471.97
KY                                 11/1/2005                    10/1/2035                       573.76                       573.76
KY                                 11/1/2005                    10/1/2035                      1617.69                      1617.69
MA                                 11/1/2005                    10/1/2035                       1627.5                       1627.5
GA                                 11/1/2005                    10/1/2035                      2241.53                      2241.53
GA                                 11/1/2005                    10/1/2035                       817.12                       817.12
MA                                 11/1/2005                    10/1/2035                      1845.93                      1845.93
FL                                 11/1/2005                    10/1/2035                      1217.91                      1217.91
FL                                 11/1/2005                    10/1/2035                      1599.86                      1599.86
MA                                 11/1/2005                    10/1/2035                      1036.57                      1036.57
TN                                 11/1/2005                    10/1/2035                       1093.6                       1093.6
MA                                 10/1/2005                     9/1/2035                       1957.8                       1957.8
PA                                 11/1/2005                    10/1/2035                       403.48                       403.48
CA                                 11/1/2005                    10/1/2035                      1362.49                      1362.49
NH                                 11/1/2005                    10/1/2035                       650.69                       650.69
AL                                 11/1/2005                    10/1/2035                       518.92                       518.92
TN                                 10/1/2005                     9/1/2035                       425.97                       425.97
TN                                 11/1/2005                    10/1/2035                       836.63                       836.63
NJ                                 10/1/2005                     9/1/2035                      1371.14                      1371.14
NJ                                 11/1/2005                    10/1/2035                       947.03                       947.03
PA                                 11/1/2005                    10/1/2035                       920.16                       920.16
PA                                 11/1/2005                    10/1/2035                       725.37                       725.37
FL                                 11/1/2005                    10/1/2035                        641.3                        641.3
FL                                 10/1/2005                     9/1/2035                      1107.12                      1107.12
OK                                 11/1/2005                    10/1/2035                       961.07                       961.07
FL                                 11/1/2005                    10/1/2035                      1600.13                      1600.13
FL                                 11/1/2005                    10/1/2035                      1000.69                      1000.69
VA                                 12/1/2005                    11/1/2035                      1001.71                      1001.71
CA                                 10/1/2005                     9/1/2035                      2001.08                      2001.08
PA                                 11/1/2005                    10/1/2035                      1081.23                      1081.23
PA                                 11/1/2005                    10/1/2035                       650.57                       650.57
PA                                 11/1/2005                    10/1/2035                       892.33                       892.33
PA                                 11/1/2005                    10/1/2035                       888.94                       888.94
FL                                 10/1/2005                     9/1/2035                      1214.56                      1214.56
KY                                 11/1/2005                    10/1/2035                       436.08                       436.08
AZ                                 11/1/2005                    10/1/2035                       900.25                       900.25
SD                                 11/1/2005                    10/1/2035                       818.37                       818.37
NV                                 10/1/2005                     9/1/2035                      1745.33                      1745.33
VA                                 11/1/2005                    10/1/2035                       688.44                       688.44
FL                                 11/1/2005                    10/1/2035                       700.83                       700.83
VA                                 11/1/2005                    10/1/2035                       751.81                       751.81
AR                                 11/1/2005                    10/1/2035                       642.78                       642.78
CA                                 11/1/2005                    10/1/2035                      1320.71                      1320.71
TX                                 11/1/2005                    10/1/2025                       529.45                       529.45
GA                                 10/1/2005                     9/1/2035                       438.74                       438.74
PA                                 11/1/2005                    10/1/2035                      1007.82                      1007.82
FL                                 11/1/2005                    10/1/2035                      1049.45                      1049.45
KS                                 11/1/2005                    10/1/2035                      1109.13                      1109.13
NY                                 10/1/2005                     9/1/2035                      1408.16                      1408.16
PA                                 11/1/2005                    10/1/2035                      1705.21                      1705.21
FL                                 11/1/2005                    10/1/2035                       721.19                       721.19
VA                                 11/1/2005                    10/1/2035                        964.9                        964.9
GA                                 11/1/2005                    10/1/2035                      2224.46                      2224.46
TX                                 11/1/2005                    10/1/2035                      1271.31                      1271.31
MA                                 10/1/2005                     9/1/2035                      1716.95                      1716.95
MA                                 11/1/2005                    10/1/2035                      1609.81                      1609.81
AL                                 11/1/2005                    10/1/2035                       693.32                       693.32
ID                                 11/1/2005                    10/1/2035                       444.17                       444.17
FL                                 11/1/2005                    10/1/2035                       878.53                       878.53
RI                                 10/1/2005                     9/1/2035                       1150.9                       1150.9
MA                                 10/1/2005                     9/1/2035                      1701.49                      1701.49
MI                                 11/1/2005                    10/1/2035                       807.77                       807.77
FL                                 11/1/2005                    10/1/2035                       478.46                       478.46
MI                                 11/1/2005                    10/1/2035                       788.83                       788.83
DE                                 10/1/2005                     9/1/2035                       775.65                       775.65
TX                                 11/1/2005                    10/1/2035                      1287.88                      1287.88
MA                                 11/1/2005                    10/1/2035                       767.04                       767.04
GA                                 11/1/2005                    10/1/2035                      1621.77                      1621.77
VA                                 11/1/2005                    10/1/2035                      1015.43                      1015.43
IN                                 11/1/2005                    10/1/2035                      1060.59                      1060.59
TX                                 11/1/2005                    10/1/2035                      2411.71                      2411.71
TX                                 11/1/2005                    10/1/2035                       999.47                       999.47
GA                                 10/1/2005                     9/1/2035                       504.46                       504.46
GA                                 11/1/2005                    10/1/2035                      1212.87                      1212.87
IA                                 11/1/2005                    10/1/2035                       654.66                       654.66
CA                                 11/1/2005                    10/1/2035                      1078.77                      1078.77
NJ                                 11/1/2005                    10/1/2035                      1600.33                      1600.33
DE                                 11/1/2005                    10/1/2035                      1090.33                      1090.33
AL                                 11/1/2005                    10/1/2035                       991.67                       991.67
ID                                 11/1/2005                    10/1/2035                       785.91                       785.91
FL                                 11/1/2005                    10/1/2035                      1680.46                      1680.46
FL                                 11/1/2005                    10/1/2035                      1344.06                      1344.06
NJ                                 11/1/2005                    10/1/2035                      1975.84                      1975.84
NY                                 11/1/2005                    10/1/2035                      2685.43                      2685.43
NY                                 10/1/2005                     9/1/2035                      1369.04                      1369.04
PA                                 11/1/2005                    10/1/2035                       537.79                       537.79
IL                                 11/1/2005                    10/1/2035                       953.22                       953.22
TN                                 11/1/2005                    10/1/2035                       743.19                       743.19
GA                                 11/1/2005                    10/1/2035                      1011.92                      1011.92
MI                                 10/1/2005                     9/1/2035                        869.3                        869.3
CO                                 11/1/2005                    10/1/2035                       576.55                       576.55
NY                                 11/1/2005                    10/1/2035                       761.13                       761.13
TX                                 11/1/2005                    10/1/2035                      1018.13                      1018.13
TX                                 11/1/2005                    10/1/2035                      1442.73                      1442.73
RI                                 11/1/2005                    10/1/2035                      1313.56                      1313.56
IN                                 11/1/2005                    10/1/2035                       764.84                       764.84
CA                                 11/1/2005                    10/1/2035                      1799.89                      1799.89
GA                                 11/1/2005                    10/1/2035                       943.59                       943.59
PA                                 11/1/2005                    10/1/2035                      1454.37                      1454.37
IA                                 11/1/2005                    10/1/2035                      1513.14                      1513.14
MA                                 10/1/2005                     9/1/2035                      2218.63                      2218.63
KS                                 11/1/2005                    10/1/2035                      1198.72                      1198.72
VA                                 11/1/2005                    10/1/2015                      1684.66                      1684.66
NJ                                 10/1/2005                     9/1/2035                      1394.93                      1394.93
MA                                 10/1/2005                     9/1/2035                      1710.29                      1710.29
MO                                 11/1/2005                    10/1/2035                       565.45                       565.45
MO                                 11/1/2005                    10/1/2035                       899.63                       899.63
FL                                 11/1/2005                    10/1/2035                      1270.57                      1270.57
NC                                 10/1/2005                     9/1/2035                      1364.35                      1364.35
IN                                 11/1/2005                    10/1/2035                       760.49                       760.49
GA                                 11/1/2005                    10/1/2035                       436.62                       436.62
CO                                 11/1/2005                    10/1/2035                       490.76                       490.76
TX                                 11/1/2005                    10/1/2035                       781.99                       781.99
TX                                 11/1/2005                    10/1/2035                       929.85                       929.85
TX                                 11/1/2005                    10/1/2035                       855.93                       855.93
TX                                 11/1/2005                    10/1/2035                      1800.24                      1800.24
MI                                 11/1/2005                    10/1/2035                       803.09                       803.09
MS                                 11/1/2005                    10/1/2035                       851.61                       851.61
FL                                 11/1/2005                    10/1/2035                       862.21                       862.21
FL                                 11/1/2005                    10/1/2035                      1075.82                      1075.82
HI                                 10/1/2005                     9/1/2035                      1373.66                      1373.66
TX                                 12/1/2005                    11/1/2035                       643.94                       643.94
TX                                 11/1/2005                    10/1/2035                       587.32                       587.32
NY                                 10/1/2005                     9/1/2035                      2075.22                      2075.22
NH                                 11/1/2005                    10/1/2035                       534.23                       534.23
PA                                 11/1/2005                    10/1/2035                       579.23                       579.23
GA                                 11/1/2005                    10/1/2035                       1043.3                       1043.3
MO                                 11/1/2005                    10/1/2035                      1503.79                      1503.79
CT                                 11/1/2005                    10/1/2035                      2008.28                      2008.28
HI                                 10/1/2005                     9/1/2035                      2182.05                      2182.05
FL                                 10/1/2005                     9/1/2035                      1264.51                      1264.51
HI                                 10/1/2005                     9/1/2035                      1856.25                      1856.25
HI                                 11/1/2005                    10/1/2035                      1954.45                      1954.45
CA                                 11/1/2005                    10/1/2035                      2063.52                      2063.52
NV                                 10/1/2005                     9/1/2035                       662.28                       662.28
NJ                                 11/1/2005                    10/1/2035                      1311.81                      1311.81
IN                                 11/1/2005                    10/1/2035                       577.11                       577.11
CA                                 11/1/2005                    10/1/2035                      1108.27                      1108.27
TX                                 11/1/2005                    10/1/2035                      1157.35                      1157.35
SC                                 11/1/2005                    10/1/2035                       739.62                       739.62
CA                                 10/1/2005                     9/1/2035                       2467.7                       2467.7
WA                                 11/1/2005                    10/1/2035                       920.16                       920.16
IL                                 11/1/2005                    10/1/2035                      1291.17                      1291.17
MA                                 11/1/2005                    10/1/2035                      1686.26                      1686.26
NY                                 11/1/2005                    10/1/2035                        938.8                        938.8
TX                                 11/1/2005                    10/1/2035                        714.5                        714.5
FL                                 11/1/2005                    10/1/2035                       969.38                       969.38
NY                                 11/1/2005                    10/1/2035                         2280                         2280
FL                                 11/1/2005                    10/1/2035                       816.58                       816.58
TX                                 11/1/2005                    10/1/2035                       768.64                       768.64
KS                                 11/1/2005                    10/1/2020                       494.83                       494.83
TX                                 11/1/2005                    10/1/2035                       629.36                       629.36
MA                                 10/1/2005                     9/1/2035                      2330.94                      2330.94
FL                                 10/1/2005                     9/1/2025                       622.56                       622.56
CA                                 11/1/2005                    10/1/2035                      1345.73                      1345.73
FL                                 11/1/2005                    10/1/2035                      1979.18                      1979.18
TX                                 11/1/2005                    10/1/2035                       873.88                       873.88
FL                                 11/1/2005                    10/1/2035                       574.11                       574.11
AL                                 10/1/2005                     9/1/2035                       674.01                       674.01
PA                                 11/1/2005                    10/1/2035                       503.03                       503.03
PA                                 11/1/2005                    10/1/2035                      1284.67                      1284.67
PA                                 11/1/2005                    10/1/2035                       644.47                       644.47
PA                                 11/1/2005                    10/1/2035                       648.42                       648.42
PA                                 12/1/2005                    11/1/2035                      1778.09                      1778.09
TX                                 11/1/2005                    10/1/2035                      1779.68                      1779.68
FL                                 11/1/2005                    10/1/2035                       845.78                       845.78
FL                                 10/1/2005                     9/1/2035                        698.5                        698.5
FL                                 11/1/2005                    10/1/2035                      1125.71                      1125.71
VA                                 11/1/2005                    10/1/2035                       1669.3                       1669.3
RI                                 11/1/2005                    10/1/2035                       498.65                       498.65
RI                                 11/1/2005                    10/1/2035                       780.61                       780.61
FL                                 11/1/2005                    10/1/2035                       817.42                       817.42
CA                                 10/1/2005                     9/1/2035                      1847.15                      1847.15
VA                                 11/1/2005                    10/1/2035                      1940.95                      1940.95
CA                                 10/1/2005                     9/1/2035                      1377.67                      1377.67
FL                                 11/1/2005                    10/1/2035                      1759.36                      1759.36
UT                                 11/1/2005                    10/1/2035                      1632.33                      1632.33
CA                                 10/1/2005                     9/1/2035                      1373.11                      1373.11
NH                                 11/1/2005                    10/1/2035                      1859.99                      1859.99
CA                                 11/1/2005                    10/1/2035                      1037.49                      1037.49
GA                                 11/1/2005                    10/1/2035                       802.12                       802.12
CA                                 10/1/2005                     9/1/2035                      1995.91                      1995.91
GA                                 11/1/2005                    10/1/2035                       615.19                       615.18
CT                                 11/1/2005                    10/1/2035                      2651.53                      2651.53
CT                                 10/1/2005                     9/1/2035                      1145.35                      1145.35
MA                                 10/1/2005                     9/1/2035                      1303.85                      1303.85
MA                                 11/1/2005                    10/1/2035                       1639.7                       1639.7
ME                                 11/1/2005                    10/1/2035                      1805.58                      1805.58
NY                                 11/1/2005                    10/1/2035                      2035.58                      2035.58
MI                                 11/1/2005                    10/1/2035                       820.75                       820.75
MA                                 11/1/2005                    10/1/2035                      1453.76                      1453.76
TX                                 11/1/2005                    10/1/2035                       783.68                       783.68
MI                                 11/1/2005                    10/1/2035                       464.83                       464.83
OR                                 11/1/2005                    10/1/2035                       739.95                       739.95
NY                                 11/1/2005                    10/1/2035                      2199.49                      2199.49
TX                                 11/1/2005                    10/1/2035                       830.31                       830.31
FL                                 10/1/2005                     9/1/2035                       1649.4                       1649.4
MA                                 11/1/2005                    10/1/2035                       995.05                       995.05
ME                                 11/1/2005                    10/1/2035                      1358.17                      1358.17
FL                                 11/1/2005                    10/1/2035                       622.34                       622.34
FL                                 11/1/2005                    10/1/2035                      1595.04                      1595.04
WA                                 11/1/2005                    10/1/2035                      2250.64                      2250.64
RI                                 10/1/2005                     9/1/2035                      1236.21                      1236.21
MA                                 11/1/2005                    10/1/2035                      1395.05                      1395.05
FL                                 11/1/2005                    10/1/2035                       879.99                       879.99
NY                                 10/1/2005                     9/1/2035                       2568.7                       2568.7
CA                                 11/1/2005                    10/1/2035                      2064.92                      2064.92
CA                                 11/1/2005                    10/1/2035                      2106.69                      2106.69
CA                                 11/1/2005                    10/1/2035                      1301.21                      1301.21
ID                                 11/1/2005                    10/1/2035                          918                       917.62
NY                                 11/1/2005                    10/1/2035                      2933.36                      2933.36
MA                                 11/1/2005                    10/1/2035                      2534.08                      2534.08
FL                                 11/1/2005                    10/1/2035                      1289.82                      1289.82
MA                                 10/1/2005                     9/1/2035                      1425.92                      1425.92
MA                                 11/1/2005                    10/1/2035                      1369.01                      1369.01
NY                                 11/1/2005                    10/1/2035                      3178.02                      3178.02
NY                                 11/1/2005                    10/1/2035                      1659.55                      1659.55
VT                                 11/1/2005                    10/1/2035                      1368.78                      1368.78
GA                                 11/1/2005                    10/1/2035                       789.95                       789.95
IL                                 11/1/2005                    10/1/2035                       862.83                       862.83
IL                                 10/1/2005                     9/1/2035                       843.88                       843.88
GA                                 11/1/2005                    10/1/2035                          883                          883
MI                                 11/1/2005                    10/1/2035                      1091.96                      1091.96
FL                                 10/1/2005                     9/1/2035                       687.76                       687.76
CT                                 11/1/2005                    10/1/2035                       840.65                       840.65
FL                                 11/1/2005                    10/1/2035                       995.51                       995.51
CA                                 11/1/2005                    10/1/2035                       1504.7                       1504.7
TX                                 11/1/2005                    10/1/2035                       712.17                       712.17
MA                                 11/1/2005                    10/1/2035                      2083.08                      2083.08
NJ                                 11/1/2005                    10/1/2035                      1071.17                      1071.17
CT                                 11/1/2005                    10/1/2035                      1171.88                      1171.88
IL                                 11/1/2005                    10/1/2035                       978.74                       978.74
MA                                 11/1/2005                    10/1/2035                      3100.37                      3100.37
MS                                 11/1/2005                    10/1/2035                       430.62                       430.62
CT                                 10/1/2005                     9/1/2035                      1194.17                      1194.17
PA                                 11/1/2005                    10/1/2035                       683.36                       683.36
CT                                 10/1/2005                     9/1/2035                      1143.17                      1143.17
TX                                 11/1/2005                    10/1/2035                        525.8                        525.8
FL                                 11/1/2005                    10/1/2035                      1246.67                      1246.67
MA                                 10/1/2005                     9/1/2035                       1206.5                       1206.5
NJ                                 11/1/2005                    10/1/2035                      1174.02                      1174.02
TX                                 11/1/2005                    10/1/2035                       864.65                       864.65
CA                                 10/1/2005                     9/1/2035                       1658.8                       1658.8
FL                                 11/1/2005                    10/1/2035                       615.13                       615.13
NC                                 11/1/2005                    10/1/2035                       537.84                       537.84
NJ                                 10/1/2005                     9/1/2035                      1603.58                      1603.58
VA                                 11/1/2005                    10/1/2035                       921.57                       921.57
VA                                 11/1/2005                    10/1/2035                      1669.91                      1669.91
AL                                 11/1/2005                    10/1/2035                       702.39                       702.39
FL                                 10/1/2005                     9/1/2035                      1366.58                      1366.58
TX                                 10/1/2005                     9/1/2035                       638.81                       638.81
TN                                 11/1/2005                    10/1/2035                       617.42                       617.42
TN                                 11/1/2005                    10/1/2035                       814.54                       814.54
IN                                 11/1/2005                    10/1/2035                       985.26                       985.26
HI                                 11/1/2005                    10/1/2035                      2826.65                      2826.65
PA                                 11/1/2005                    10/1/2035                      1097.05                      1097.05
FL                                 11/1/2005                    10/1/2035                       692.02                       692.02
NC                                 11/1/2005                    10/1/2035                      1889.78                      1889.78
MA                                 11/1/2005                    10/1/2035                      1594.67                      1594.67
MA                                 10/1/2005                     9/1/2035                      2223.74                      2223.74
NY                                 11/1/2005                    10/1/2035                      1314.51                      1314.51
TX                                 11/1/2005                    10/1/2035                      2153.87                      2153.87
MA                                 10/1/2005                     9/1/2035                      1571.96                      1571.96
FL                                 11/1/2005                    10/1/2035                       934.54                       934.54
FL                                 10/1/2005                     9/1/2035                      1462.83                      1462.83
FL                                 11/1/2005                    10/1/2035                      1765.18                      1765.18
NY                                 10/1/2005                     9/1/2035                      2126.12                      2126.12
MA                                 11/1/2005                    10/1/2035                      2209.49                      2209.49
MI                                 11/1/2005                    10/1/2035                       402.31                       402.31
VA                                 11/1/2005                    10/1/2035                       914.37                       914.37
MI                                 11/1/2005                    10/1/2035                        657.8                        657.8
IN                                 10/1/2005                     9/1/2035                      1099.38                      1099.38
TN                                 11/1/2005                    10/1/2035                       891.12                       891.12
NH                                 11/1/2005                    10/1/2035                      1510.33                      1510.33
GA                                 11/1/2005                    10/1/2035                       929.69                       929.69
RI                                 10/1/2005                     9/1/2035                      1734.69                      1734.69
CA                                 10/1/2005                     9/1/2035                      1733.43                      1733.43
FL                                 11/1/2005                    10/1/2035                      1831.82                      1831.82
PA                                 11/1/2005                    10/1/2035                      1006.91                      1006.91
CA                                 10/1/2005                     9/1/2035                      1455.99                      1455.99
CA                                 11/1/2005                    10/1/2035                      1346.07                      1346.07
PA                                 11/1/2005                    10/1/2035                       535.86                       535.86
PA                                 10/1/2005                     9/1/2035                       508.55                       508.55
PA                                 11/1/2005                    10/1/2035                        455.9                        455.9
PA                                 11/1/2005                    10/1/2035                       640.74                       640.74
PA                                 11/1/2005                    10/1/2035                       634.88                       634.88
PA                                 11/1/2005                    10/1/2035                       541.85                       541.85
PA                                 10/1/2005                     9/1/2035                       494.32                       494.32
PA                                 11/1/2005                    10/1/2035                       618.98                       618.98
PA                                 11/1/2005                    10/1/2035                      1984.71                      1984.71
PA                                 11/1/2005                    10/1/2035                       833.98                       833.98
FL                                 11/1/2005                    10/1/2035                      1561.62                      1561.62
FL                                 10/1/2005                     9/1/2035                       454.43                       454.43
FL                                 11/1/2005                    10/1/2035                      1012.34                      1012.34
FL                                 11/1/2005                    10/1/2035                       577.12                       577.12
CA                                 11/1/2005                    10/1/2035                      1449.92                      1449.42
LA                                 10/1/2005                     9/1/2035                       810.49                       810.49
MA                                 10/1/2005                     9/1/2035                      1153.94                      1153.94
CA                                 11/1/2005                    10/1/2035                      1418.67                      1418.67
VA                                 11/1/2005                    10/1/2035                       982.21                       982.21
CA                                 10/1/2005                     9/1/2035                      1147.02                      1147.02
VA                                 10/1/2005                     9/1/2035                       536.19                       536.19
MA                                 11/1/2005                    10/1/2035                      1411.55                      1411.55
CA                                 10/1/2005                     9/1/2035                       1285.3                       1285.3
CA                                 11/1/2005                    10/1/2035                      1768.14                      1768.14
NY                                 11/1/2005                    10/1/2035                      1680.91                      1680.91
UT                                 11/1/2005                    10/1/2035                      1200.68                      1200.68
CA                                 11/1/2005                    10/1/2035                      1612.88                      1612.88
GA                                 11/1/2005                    10/1/2035                        670.7                        670.7
NY                                 11/1/2005                    10/1/2035                      1686.06                      1686.06
NY                                 11/1/2005                    10/1/2035                      1103.77                      1103.77
NY                                 11/1/2005                    10/1/2035                      2054.27                      2054.27
IL                                 11/1/2005                    10/1/2035                      1229.25                      1229.25
NY                                 11/1/2005                    10/1/2035                        631.7                        631.7
AZ                                 11/1/2005                    10/1/2035                      1541.03                      1541.03
MI                                 11/1/2005                    10/1/2035                       775.39                       775.39
MI                                 11/1/2005                    10/1/2035                      1117.68                      1117.68
OK                                 11/1/2005                    10/1/2035                      1608.16                      1608.16
NY                                 11/1/2005                    10/1/2035                      1781.21                      1781.21
NY                                 11/1/2005                    10/1/2035                      2083.89                      2083.89
TX                                 10/1/2005                     9/1/2035                       520.67                       520.67
DC                                 10/1/2005                     9/1/2035                       898.19                       898.19
DC                                 11/1/2005                    10/1/2035                         1206                         1206
ME                                 11/1/2005                    10/1/2035                       672.71                       672.71
FL                                 11/1/2005                    10/1/2035                      1297.68                      1297.68
FL                                 11/1/2005                    10/1/2035                      1299.16                      1299.16
CO                                 10/1/2005                     9/1/2035                        897.7                        897.7
ME                                 11/1/2005                    10/1/2035                      1154.14                      1154.14
NY                                 10/1/2005                     9/1/2035                      1798.65                      1798.65
NY                                 11/1/2005                    10/1/2035                      2170.88                      2170.88
MD                                 11/1/2005                    10/1/2035                       1610.4                       1610.4
TX                                 11/1/2005                    10/1/2035                       652.35                       652.35
GA                                 10/1/2005                     9/1/2035                      1383.91                      1383.91
TX                                 11/1/2005                    10/1/2035                        713.5                        713.5
MD                                 11/1/2005                    10/1/2035                      1575.82                      1575.82
NJ                                 11/1/2005                    10/1/2035                       1534.9                       1534.9
MA                                 11/1/2005                    10/1/2035                       1425.9                       1425.9
NY                                 10/1/2005                     9/1/2035                      1434.22                      1434.22
MA                                 11/1/2005                    10/1/2035                      1530.75                      1530.75
MA                                 10/1/2005                     9/1/2035                       638.98                       638.98
NY                                 11/1/2005                    10/1/2035                      1237.95                      1237.95
NY                                 11/1/2005                    10/1/2035                      2148.78                      2148.78
VA                                 11/1/2005                    10/1/2035                       742.28                       742.28
VT                                 11/1/2005                    10/1/2035                       1029.6                       1029.6
NY                                 11/1/2005                    10/1/2035                      2027.72                      2027.72
NY                                 11/1/2005                    10/1/2035                      1939.18                      1939.18
NY                                 11/1/2005                    10/1/2035                      2330.91                      2330.91
RI                                 10/1/2005                     9/1/2035                      1624.09                      1624.09
TX                                 11/1/2005                    10/1/2035                       952.64                       952.64
VA                                 11/1/2005                    10/1/2035                      1019.08                      1019.08
CO                                 11/1/2005                    10/1/2035                         1075                      1074.71
TX                                 11/1/2005                    10/1/2035                      1290.26                      1290.26
TX                                 11/1/2005                    10/1/2035                       650.23                       650.23
TX                                 11/1/2005                    10/1/2035                       952.64                       952.64
FL                                 12/1/2005                    11/1/2035                       532.39                       532.39
CO                                 11/1/2005                    10/1/2035                      1179.17                      1179.17
GA                                 11/1/2005                    10/1/2035                       707.43                       707.43
NJ                                 11/1/2005                    10/1/2035                       526.99                       526.98
TX                                 11/1/2005                    10/1/2035                        692.3                        692.3
CT                                 11/1/2005                    10/1/2035                       680.67                       680.67
NY                                 11/1/2005                    10/1/2035                       767.86                       767.86
DE                                 11/1/2005                    10/1/2035                      2185.55                      2185.55
MA                                 10/1/2005                     9/1/2035                      1237.78                      1237.78
CA                                 11/1/2005                    10/1/2035                      1398.26                      1398.26
CA                                 11/1/2005                    10/1/2035                      1593.75                      1593.75
TN                                 11/1/2005                    10/1/2035                       797.21                       797.21
CA                                 10/1/2005                     9/1/2035                      2130.38                      2130.38
VA                                 11/1/2005                    10/1/2035                       737.71                       737.71
MS                                 10/1/2005                     9/1/2035                      1038.15                      1038.15
CA                                 11/1/2005                    10/1/2035                      1510.87                      1510.87
AR                                 11/1/2005                    10/1/2035                      2271.63                      2271.63
NC                                 11/1/2005                    10/1/2035                      1137.04                      1137.04
MS                                 11/1/2005                    10/1/2035                       799.64                       799.64
NJ                                 10/1/2005                     9/1/2035                      1529.47                      1529.47
MO                                 11/1/2005                    10/1/2035                       1541.6                       1541.6
MO                                 11/1/2005                    10/1/2035                       861.23                       861.23
MO                                 10/1/2005                     9/1/2035                      1244.14                      1244.14
ME                                 11/1/2005                    10/1/2035                       1405.5                       1405.5
LA                                 11/1/2005                    10/1/2035                      1041.65                      1041.65
TX                                 11/1/2005                    10/1/2035                       465.24                       465.24
FL                                 11/1/2005                    10/1/2035                      1221.86                      1221.86
MI                                 11/1/2005                    10/1/2035                       794.88                       794.88
FL                                 10/1/2005                     9/1/2035                       997.91                       997.91
MI                                 11/1/2005                    10/1/2035                       584.28                       584.28
MI                                 10/1/2005                     9/1/2035                      1126.52                      1126.52
AZ                                 11/1/2005                    10/1/2035                      1418.96                      1418.96
VA                                 11/1/2005                    10/1/2035                       782.95                       782.95
CA                                 10/1/2005                     9/1/2035                      1545.26                      1545.26
MA                                 10/1/2005                     9/1/2035                      1844.08                      1844.08
NC                                 10/1/2005                     9/1/2035                      1056.56                      1056.56
CA                                 11/1/2005                    10/1/2035                      1555.13                      1555.13
FL                                 11/1/2005                    10/1/2035                      1790.32                      1790.32
FL                                 11/1/2005                    10/1/2035                       2062.6                       2062.6
TX                                 11/1/2005                    10/1/2035                      1676.75                      1676.75
FL                                 10/1/2005                     9/1/2035                      1938.08                      1938.08
NJ                                 11/1/2005                    10/1/2035                      2232.74                      2232.74
ID                                 10/1/2005                     9/1/2035                      1181.87                      1181.87
MI                                 11/1/2005                    10/1/2035                       678.32                       678.32
MA                                 11/1/2005                    10/1/2035                      1693.13                      1693.13
FL                                 11/1/2005                    10/1/2035                       425.11                       425.11
NY                                 11/1/2005                    10/1/2035                      2695.08                      2695.08
NY                                 11/1/2005                    10/1/2035                         1843                         1843
NV                                 11/1/2005                    10/1/2035                      2295.35                      2295.35
WI                                 11/1/2005                    10/1/2035                      1706.21                      1706.21
CA                                 10/1/2005                     9/1/2035                      1669.87                      1669.87
OK                                 11/1/2005                    10/1/2035                       457.44                       457.44
OK                                 11/1/2005                    10/1/2035                       908.15                       908.15
VA                                 11/1/2005                    10/1/2035                      1195.36                      1195.36
ME                                 11/1/2005                    10/1/2035                       613.86                       613.86
PA                                 10/1/2005                     9/1/2035                      1059.03                      1059.03
NY                                 10/1/2005                     9/1/2035                      1035.69                      1035.69
CA                                 10/1/2005                     9/1/2035                         1407                      1406.02
CA                                 11/1/2005                    10/1/2035                      1888.88                      1888.88
MI                                 10/1/2005                     9/1/2035                      1116.43                      1116.43
FL                                 11/1/2005                    10/1/2035                      1695.01                      1695.01
FL                                 11/1/2005                    10/1/2035                       412.46                       412.46
FL                                 11/1/2005                    10/1/2035                      1293.16                      1293.16
IL                                 11/1/2005                    10/1/2035                       939.76                       939.76
MA                                 10/1/2005                     9/1/2035                       1991.2                       1991.2
CA                                 11/1/2005                    10/1/2035                      1698.27                      1698.27
WI                                 11/1/2005                    10/1/2035                      1293.55                      1293.55
IN                                 11/1/2005                    10/1/2035                       407.32                       407.32
MO                                 10/1/2005                     9/1/2035                       365.52                       365.52
IL                                 11/1/2005                    10/1/2035                       901.17                       901.17
WY                                 11/1/2005                    10/1/2035                       733.13                       733.13
VA                                 11/1/2005                    10/1/2035                      1264.62                      1264.62
MO                                 11/1/2005                    10/1/2035                      1445.02                      1445.02
NH                                 11/1/2005                    10/1/2035                      1177.98                      1177.98
CA                                 11/1/2005                    10/1/2035                      1178.84                      1178.84
CA                                 10/1/2005                     9/1/2035                      1268.41                      1268.41
FL                                 10/1/2005                     9/1/2035                       911.74                       911.74
TX                                 11/1/2005                    10/1/2035                       979.68                       979.68
TX                                 11/1/2005                    10/1/2035                      2535.42                      2535.42
AR                                 11/1/2005                    10/1/2035                       747.61                       747.61
MA                                 10/1/2005                     9/1/2035                       733.09                       733.09
IN                                 11/1/2005                    10/1/2035                      1038.03                      1038.03
FL                                 11/1/2005                    10/1/2035                       1278.1                       1278.1
KS                                 11/1/2005                    10/1/2035                      1636.75                      1636.75
CA                                 11/1/2005                    10/1/2035                       1737.5                       1737.5
GA                                 11/1/2005                    10/1/2035                        661.8                        661.8
RI                                 11/1/2005                    10/1/2035                      1786.85                      1786.85
NY                                 11/1/2005                    10/1/2035                      2188.07                      2188.07
WI                                 11/1/2005                    10/1/2035                       1232.9                       1232.9
FL                                 11/1/2005                    10/1/2035                      1706.08                      1706.08
FL                                 10/1/2005                     9/1/2020                      1596.33                      1596.33
FL                                 11/1/2005                    10/1/2035                      1012.15                      1012.15
FL                                 11/1/2005                    10/1/2035                       1080.1                       1080.1
NY                                 11/1/2005                    10/1/2035                       528.38                       528.38
VT                                 10/1/2005                     9/1/2035                      1714.26                      1714.26
NY                                 10/1/2005                     9/1/2020                      1760.47                      1760.47
AR                                 11/1/2005                    10/1/2035                       393.35                       393.35
FL                                 11/1/2005                    10/1/2035                      2065.66                      2065.66
MA                                 11/1/2005                    10/1/2035                      1638.11                      1638.11
MA                                 11/1/2005                    10/1/2035                      1515.04                      1515.04
TX                                 11/1/2005                    10/1/2035                      1350.18                      1350.18
MI                                 11/1/2005                    10/1/2035                       424.08                       424.08
VA                                 11/1/2005                    10/1/2035                      1976.05                      1976.05
CA                                 10/1/2005                     9/1/2035                         1183                         1183
CA                                 10/1/2005                     9/1/2035                       1845.2                       1845.2
MI                                 10/1/2005                     9/1/2035                      1680.16                      1680.16
GA                                 11/1/2005                    10/1/2035                         1850                         1850
MI                                 10/1/2005                     9/1/2025                       788.47                       788.47
MA                                 11/1/2005                    10/1/2035                      1366.02                      1366.02
GA                                 11/1/2005                    10/1/2035                      1623.66                      1623.66
NJ                                 11/1/2005                    10/1/2035                      1775.66                      1775.66
PA                                 10/1/2005                     9/1/2035                      1214.81                      1214.81
IL                                 11/1/2005                    10/1/2035                      1451.34                      1451.34
KY                                 11/1/2005                    10/1/2035                       876.56                       876.56
KY                                 11/1/2005                    10/1/2035                      1257.03                      1257.03
IL                                 10/1/2005                     9/1/2035                       434.11                       434.11
SC                                 11/1/2005                    10/1/2035                      1245.73                      1245.73
IL                                 11/1/2005                    10/1/2035                        519.9                        519.9
CA                                 11/1/2005                    10/1/2035                      1619.36                      1619.36
SC                                 11/1/2005                    10/1/2035                       548.82                       548.82
CA                                 11/1/2005                    10/1/2035                         1519                         1519
RI                                 11/1/2005                    10/1/2035                       708.82                       708.82
GA                                 11/1/2005                    10/1/2035                       827.75                       827.75
NH                                 10/1/2005                     9/1/2035                      1012.61                      1012.61
MI                                 11/1/2005                    10/1/2035                       542.96                       542.96
MI                                 11/1/2005                    10/1/2035                      1406.68                      1406.68
NH                                 11/1/2005                    10/1/2035                      1120.61                      1120.61
NJ                                 11/1/2005                    10/1/2035                      2258.07                      2258.07
NJ                                 11/1/2005                    10/1/2035                      1544.97                      1544.97
MA                                 11/1/2005                    10/1/2035                       930.47                       930.47
VA                                 10/1/2005                     9/1/2020                       363.42                       363.42
MI                                 10/1/2005                     9/1/2035                        962.5                        962.5
CA                                 10/1/2005                     9/1/2035                      1475.83                      1475.83
AR                                 11/1/2005                    10/1/2035                       501.07                       501.07
TX                                 10/1/2005                     9/1/2035                       558.73                       558.73
TX                                 11/1/2005                    10/1/2035                       816.77                       816.77
MD                                 11/1/2005                    10/1/2035                       877.38                       877.38
FL                                 11/1/2005                    10/1/2035                       526.13                       526.13
TX                                 11/1/2005                    10/1/2035                       480.29                       480.29
TX                                 11/1/2005                    10/1/2035                       674.63                       674.63
CA                                 11/1/2005                    10/1/2035                      1251.97                      1251.97
NY                                 11/1/2005                    10/1/2035                      1817.96                      1817.96
NY                                 11/1/2005                    10/1/2035                      2086.46                      2086.46
NJ                                 10/1/2005                     9/1/2035                      1112.86                      1112.86
MI                                10/13/2005                    9/13/2035                       499.15                       499.14
CA                                 11/1/2005                    10/1/2035                      2135.89                      2135.89
MI                                 11/1/2005                    10/1/2035                       687.54                       687.54
AR                                 10/1/2005                     9/1/2035                       467.65                       467.65
TX                                 10/1/2005                     9/1/2035                       640.46                       640.46
UT                                 11/1/2005                    10/1/2035                      1146.58                      1146.58
FL                                 11/1/2005                    10/1/2035                      1384.74                      1384.74
FL                                 11/1/2005                    10/1/2035                      1085.27                      1085.27
FL                                 11/1/2005                    10/1/2035                       2256.8                       2256.8
FL                                 11/1/2005                    10/1/2035                      1114.26                      1114.26
TX                                 10/1/2005                     9/1/2035                       635.08                       635.08
CA                                 11/1/2005                    10/1/2035                      1583.48                      1583.48
TX                                 11/1/2005                    10/1/2035                      1255.82                      1255.82
ID                                 11/1/2005                    10/1/2035                       989.84                       989.84
NJ                                 11/1/2005                    10/1/2035                        658.6                        658.6
FL                                 11/1/2005                    10/1/2035                      2017.63                      2017.63
FL                                 10/1/2005                     9/1/2035                      1484.67                      1484.16
FL                                 11/1/2005                    10/1/2035                      1132.18                      1132.18
IL                                 11/1/2005                    10/1/2035                        790.5                        790.5
FL                                 11/1/2005                    10/1/2035                       755.44                       755.44
FL                                 12/1/2005                    11/1/2035                      1327.66                      1327.66
FL                                 10/1/2005                     9/1/2035                       780.68                       780.37
FL                                 10/1/2005                     9/1/2035                       1509.7                       1509.7
FL                                 11/1/2005                    10/1/2035                        958.5                        958.5
RI                                 10/1/2005                     9/1/2035                      1824.95                      1824.95
RI                                 10/1/2005                     9/1/2035                      1760.59                      1760.59
FL                                 11/1/2005                    10/1/2035                      1576.72                      1576.72
AZ                                 11/1/2005                    10/1/2035                       882.92                       882.92
FL                                 11/1/2005                    10/1/2035                       484.09                       484.09
NJ                                 11/1/2005                    10/1/2035                      1722.43                      1722.43
IL                                 11/1/2005                    10/1/2035                      1401.93                      1401.93
NY                                 11/1/2005                    10/1/2035                      2160.44                      2160.44
AL                                 11/1/2005                    10/1/2035                       617.78                       617.78
FL                                 11/1/2005                    10/1/2035                      1262.66                      1262.66
PA                                 11/1/2005                    10/1/2035                       501.46                       501.46
CA                                 11/1/2005                    10/1/2035                       1255.8                       1255.8
MO                                 11/1/2005                    10/1/2035                       923.86                       923.86
TX                                 11/1/2005                    10/1/2035                      1744.47                      1744.47
CA                                 10/1/2005                     9/1/2035                       944.02                       944.02
CA                                 10/1/2005                     9/1/2035                      1553.75                      1553.75
CA                                 11/1/2005                    10/1/2035                      1590.03                      1590.03
CA                                 11/1/2005                    10/1/2035                      2358.16                      2358.16
KY                                 11/1/2005                    10/1/2035                      1264.75                      1264.75
MD                                 11/1/2005                    10/1/2035                      1681.35                      1681.35
PA                                 11/1/2005                    10/1/2035                       958.33                       958.33
MA                                 11/1/2005                    10/1/2035                      1592.42                      1592.42
IN                                 10/1/2005                     9/1/2035                       647.88                       647.88
RI                                 11/1/2005                    10/1/2035                       788.53                       788.53
MA                                 10/1/2005                     9/1/2035                       967.92                       967.92
AR                                 11/1/2005                    10/1/2035                       808.22                       808.22
VT                                 11/1/2005                    10/1/2035                      1180.78                      1180.78
FL                                 11/1/2005                    10/1/2035                      1039.34                      1039.34
NY                                 10/1/2005                     9/1/2035                        837.1                        837.1
CA                                 11/1/2005                    10/1/2035                       1345.5                       1345.5
GA                                 11/1/2005                    10/1/2035                       650.69                       650.69
IL                                 11/1/2005                    10/1/2035                       955.94                       955.94
NJ                                 11/1/2005                    10/1/2035                      1849.89                      1849.89
FL                                 10/1/2005                     9/1/2035                       762.37                       762.37
KY                                 11/1/2005                    10/1/2035                        455.5                        455.5
CA                                 11/1/2005                    10/1/2035                      1677.72                      1677.72
CA                                 11/1/2005                    10/1/2035                      1906.67                      1906.67
AZ                                 11/1/2005                    10/1/2035                      1353.66                      1353.66
MA                                 11/1/2005                    10/1/2035                      1354.62                      1354.62
CA                                 10/1/2005                     9/1/2035                      1346.67                      1346.67
CA                                 10/1/2005                     9/1/2035                         1411                         1411
HI                                 10/1/2005                     9/1/2035                      1537.36                      1537.36
DC                                 11/1/2005                    10/1/2035                       614.81                       614.81
MI                                 11/1/2005                    10/1/2035                       311.12                       311.12
PA                                 11/1/2005                    10/1/2035                      2313.51                      2313.51
PA                                 10/1/2005                     9/1/2020                      1156.57                      1156.57
FL                                 11/1/2005                    10/1/2035                       927.19                       927.19
FL                                 11/1/2005                    10/1/2035                       731.84                       731.84
FL                                 10/1/2005                     9/1/2035                      2054.99                      2054.99
FL                                 10/1/2005                     9/1/2035                      1033.08                      1033.08
MA                                 10/1/2005                     9/1/2035                       960.26                       960.26
MI                                 10/1/2005                     9/1/2035                      1767.69                      1767.69
VA                                 11/1/2005                    10/1/2035                      2343.95                      2343.95
MI                                 10/1/2005                     9/1/2035                       679.55                       679.55
MI                                 11/1/2005                    10/1/2035                       425.91                       425.91
TN                                 11/1/2005                    10/1/2035                       792.52                       792.52
MT                                 11/1/2005                    10/1/2035                      1179.54                      1179.54
AL                                 11/1/2005                    10/1/2035                      1359.59                      1359.59
NY                                 11/1/2005                    10/1/2035                      2499.92                      2499.92
MA                                 11/1/2005                    10/1/2035                      1646.55                      1646.55
VA                                 10/1/2005                     9/1/2035                      1321.53                      1321.53
CA                                 11/1/2005                    10/1/2035                       1433.4                       1433.4
NY                                 11/1/2005                    10/1/2035                      2384.15                      2384.15
FL                                 10/1/2005                     9/1/2035                          747                          747
MI                                 11/1/2005                    10/1/2035                        899.2                        899.2
MA                                 11/1/2005                    10/1/2035                      1753.28                      1753.28
MI                                 10/1/2005                     9/1/2035                       907.11                       907.11
MI                                 11/1/2005                    10/1/2035                      1109.23                      1109.23
RI                                 11/1/2005                    10/1/2035                      2190.04                      2190.04
VT                                 10/1/2005                     9/1/2035                       908.01                       908.01
CA                                 11/1/2005                    10/1/2035                      1606.33                      1606.32
WA                                 11/1/2005                    10/1/2035                      1284.17                      1284.17
CA                                 10/1/2005                     9/1/2035                         1536                         1536
MA                                 10/1/2005                     9/1/2035                      1217.64                      1217.64
MA                                 10/1/2005                     9/1/2035                       750.87                       750.87
TX                                 11/1/2005                    10/1/2035                      1155.54                      1155.54
MD                                 11/1/2005                    10/1/2035                      1846.27                      1846.27
CA                                 11/1/2005                    10/1/2035                      1163.71                      1163.71
CA                                 11/1/2005                    10/1/2035                      1415.86                      1415.86
CA                                 11/1/2005                    10/1/2035                      1390.22                      1390.22
WY                                 11/1/2005                    10/1/2035                       951.77                       951.77
MD                                 11/1/2005                    10/1/2035                      1184.71                      1184.71
TX                                 11/1/2005                    10/1/2035                       891.36                       891.36
NV                                 10/1/2005                     9/1/2035                       1231.2                      1231.19
FL                                 11/1/2005                    10/1/2035                       870.84                       870.84
TX                                 11/1/2005                    10/1/2035                       613.54                       613.53
TX                                 11/1/2005                    10/1/2035                      1616.76                      1616.76
MO                                 11/1/2005                    10/1/2035                       574.73                       574.73
KS                                 11/1/2005                    10/1/2020                       506.27                       506.27
WA                                 11/1/2005                    10/1/2035                      1611.06                      1611.06
CA                                 11/1/2005                    10/1/2035                      1331.23                      1331.23
CA                                 10/1/2005                     9/1/2035                      1562.87                      1562.87
MI                                 11/1/2005                    10/1/2035                       650.64                       650.64
MA                                 11/1/2005                    10/1/2035                      2263.99                      2263.99
AR                                 11/1/2005                    10/1/2035                       666.47                       666.47
CA                                 11/1/2005                    10/1/2035                      1881.43                      1881.43
CA                                 10/1/2005                     9/1/2035                      2330.94                      2330.94
FL                                 10/1/2005                     9/1/2035                      1369.78                      1369.78
NY                                 10/1/2005                     9/1/2035                      1887.15                      1887.15
TX                                 10/1/2005                     9/1/2020                        973.6                        973.6
NY                                 11/1/2005                    10/1/2035                       2286.3                       2286.3
FL                                 11/1/2005                    10/1/2035                        532.4                        532.4
FL                                 11/1/2005                    10/1/2035                        988.5                        988.5
IN                                 11/1/2005                    10/1/2035                       819.43                       819.43
WI                                 10/1/2005                     9/1/2035                       786.63                       786.63
CA                                 11/1/2005                    10/1/2035                      1944.33                      1944.33
MD                                 10/1/2005                     9/1/2035                      1823.18                      1823.18
NC                                 11/1/2005                    10/1/2035                       999.96                       999.96
FL                                 11/1/2005                    10/1/2035                      1735.04                      1735.04
FL                                 11/1/2005                    10/1/2035                       822.17                       822.17
MI                                 11/1/2005                    10/1/2035                      1035.53                      1035.53
WA                                 11/1/2005                    10/1/2035                      1300.54                      1300.54
MA                                 11/1/2005                    10/1/2035                      1532.44                      1532.44
CA                                 11/1/2005                    10/1/2035                         1247                         1247
CA                                 11/1/2005                    10/1/2035                      1793.88                      1793.88
UT                                 10/1/2005                     9/1/2035                       897.51                       897.51
FL                                 10/1/2005                     9/1/2035                      2051.71                      2051.71
MI                                 11/1/2005                    10/1/2035                       600.77                       600.77
MO                                 10/1/2005                     9/1/2035                       434.26                       434.26
FL                                 10/1/2005                     9/1/2035                      1531.33                      1531.33
CA                                 10/1/2005                     9/1/2035                       1499.4                       1499.4
AZ                                 11/1/2005                    10/1/2035                      1322.54                      1322.54
CA                                 11/1/2005                    10/1/2035                      1102.36                      1102.36
CA                                 11/1/2005                    10/1/2035                      1713.53                      1713.53
MI                                 10/1/2005                     9/1/2035                       810.49                       810.49
OR                                 11/1/2005                    10/1/2035                      1195.73                      1195.73
MA                                 10/1/2005                     9/1/2035                      3132.79                      3132.79
CA                                 10/1/2005                     9/1/2035                      1301.38                      1301.38
WA                                 11/1/2005                    10/1/2035                        653.2                        653.2
CA                                 11/1/2005                    10/1/2035                      2765.58                      2765.58
MD                                 11/1/2005                    10/1/2035                      1564.71                      1564.71
VA                                 11/1/2005                    10/1/2035                       713.93                       713.93
CA                                 10/1/2005                     9/1/2035                       1312.5                      1312.15
MO                                 11/1/2005                    10/1/2035                      1765.19                      1765.19
MD                                 11/1/2005                    10/1/2035                      1621.08                      1621.08
CA                                 10/1/2005                     9/1/2035                      1668.27                      1668.27
CA                                 11/1/2005                    10/1/2035                      1815.47                      1815.47
NH                                 11/1/2005                    10/1/2035                        622.1                        622.1
UT                                 10/1/2005                     9/1/2035                      1160.67                      1160.67
CA                                 11/1/2005                    10/1/2035                      1945.15                      1945.15
CA                                 11/1/2005                    10/1/2035                       948.73                       948.73
CA                                 10/1/2005                     9/1/2035                      1531.25                      1530.81
CA                                 10/1/2005                     9/1/2035                       661.82                       661.82
IN                                 11/1/2005                    10/1/2035                       1298.6                       1298.6
NY                                 11/1/2005                    10/1/2035                      2775.08                      2775.08
MI                                 11/1/2005                    10/1/2035                       958.08                       958.08
VA                                 11/1/2005                    10/1/2035                      1280.42                      1280.42
FL                                 10/1/2005                     9/1/2035                      1553.09                      1553.09
FL                                 11/1/2005                    10/1/2035                       436.72                       436.72
KY                                 11/1/2005                    10/1/2035                       713.78                       713.78
CA                                 10/1/2005                     9/1/2035                       1435.6                      1435.53
NH                                 10/1/2005                     9/1/2035                      1029.48                      1029.48
AZ                                 10/1/2005                     9/1/2035                      1326.79                      1326.79
CA                                 11/1/2005                    10/1/2035                       1688.2                       1688.2
FL                                 11/1/2005                    10/1/2035                       827.43                       827.43
DC                                 11/1/2005                    10/1/2035                      1409.69                      1409.69
DC                                 10/1/2005                     9/1/2035                      1108.07                      1108.07
NJ                                 11/1/2005                    10/1/2035                      2208.36                      2208.36
FL                                 11/1/2005                    10/1/2035                      1484.88                      1484.88
VA                                 11/1/2005                    10/1/2035                       712.67                       712.67
CA                                 11/1/2005                    10/1/2035                      2531.25                      2531.25
VA                                 11/1/2005                    10/1/2035                       765.18                       765.18
MA                                 10/1/2005                     9/1/2035                       1064.8                       1064.8
VA                                 10/1/2005                     9/1/2035                      1260.78                      1260.78
CT                                 11/1/2005                    10/1/2035                      1237.85                      1237.85
VA                                 11/1/2005                    10/1/2035                      1639.75                      1639.75
CA                                 10/1/2005                     9/1/2035                      1837.41                      1837.41
TX                                 11/1/2005                    10/1/2035                      1102.66                      1102.66
TX                                 11/1/2005                    10/1/2035                      1420.05                      1420.05
TX                                 11/1/2005                    10/1/2035                       668.02                       668.02
GA                                 11/1/2005                    10/1/2035                       497.96                       497.96
MI                                 11/1/2005                    10/1/2035                       668.45                       668.45
WA                                 10/1/2005                     9/1/2035                        687.5                        687.5
CA                                 10/1/2005                     9/1/2035                       1287.5                       1287.5
NY                                 11/1/2005                    10/1/2035                      2364.77                      2364.77
MO                                 11/1/2005                    10/1/2035                       715.18                       715.18
VA                                 11/1/2005                    10/1/2035                      1340.56                      1340.56
AZ                                 11/1/2005                    10/1/2035                      1469.28                      1469.28
SC                                 10/1/2005                     9/1/2035                       894.99                       894.99
MI                                 11/1/2005                    10/1/2035                      1096.79                      1096.79
CA                                 10/1/2005                     9/1/2035                        940.8                       940.49
IN                                 11/1/2005                    10/1/2035                       436.49                       436.49
CA                                 10/1/2005                     9/1/2035                       1687.5                       1687.5
CT                                 11/1/2005                    10/1/2035                      1851.15                      1851.15
MI                                 11/1/2005                    10/1/2035                      1325.87                      1325.87
FL                                 11/1/2005                    10/1/2035                       899.66                       899.66
MI                                 11/1/2005                    10/1/2035                        780.4                        780.4
CA                                 10/1/2005                     9/1/2035                      1306.69                      1306.69
MI                                 11/1/2005                    10/1/2035                       913.33                       913.33
RI                                 11/1/2005                    10/1/2035                      1477.64                      1477.64
CA                                 10/1/2005                     9/1/2035                      1730.95                      1730.95
CA                                 11/1/2005                    10/1/2035                         1228                      1227.94
CA                                 10/1/2005                     9/1/2035                      1213.33                      1213.33
CA                                 10/1/2005                     9/1/2035                      1490.48                      1490.38
FL                                 11/1/2005                    10/1/2035                      1217.74                      1217.74
FL                                 10/1/2005                     9/1/2035                       1102.6                       1102.6
FL                                 11/1/2005                    10/1/2035                      1363.62                      1363.62
VA                                 11/1/2005                    10/1/2035                       695.58                       695.58
WA                                 10/1/2005                     9/1/2035                       530.82                       530.82
NY                                 11/1/2005                    10/1/2035                       440.19                       440.19
CA                                 10/1/2005                     9/1/2035                      1626.17                      1625.72
ME                                 10/1/2005                     9/1/2035                      1919.49                      1919.49
NJ                                 11/1/2005                    10/1/2035                      2147.95                      2147.95
CA                                 10/1/2005                     9/1/2035                      2112.24                      2112.24
MT                                 11/1/2005                    10/1/2035                      1572.86                      1572.86
FL                                 11/1/2005                    10/1/2035                      1600.86                      1600.86
MI                                 11/1/2005                    10/1/2035                       902.69                       902.69
NE                                 11/1/2005                    10/1/2035                       582.71                       582.71
PA                                 11/1/2005                    10/1/2035                      1849.58                      1849.58
IN                                 11/1/2005                    10/1/2035                       385.75                       385.75
IN                                 11/1/2005                    10/1/2035                       506.48                       506.48
NY                                 11/1/2005                    10/1/2035                      2178.72                      2178.72
FL                                 11/1/2005                    10/1/2035                      2556.99                      2556.99
CA                                 10/1/2005                     9/1/2035                       800.39                       800.39
NH                                 11/1/2005                    10/1/2035                       1618.3                       1618.3
CA                                 11/1/2005                    10/1/2035                      1596.65                      1596.65
AZ                                 11/1/2005                    10/1/2035                      1308.09                      1308.09
AZ                                 11/1/2005                    10/1/2035                      1104.18                      1104.18
MI                                 11/1/2005                    10/1/2035                       655.75                       655.75
NV                                 11/1/2005                    10/1/2035                      1352.16                      1352.16
GA                                 11/1/2005                    10/1/2035                      1968.72                      1968.72
ID                                 11/1/2005                    10/1/2035                      1471.06                      1471.06
FL                                 11/1/2005                    10/1/2035                      1485.62                      1485.62
CA                                 11/1/2005                    10/1/2035                      2190.47                      2190.47
CA                                 11/1/2005                    10/1/2035                      1140.74                      1140.74
CA                                 11/1/2005                    10/1/2035                       3885.8                       3885.8
CA                                 11/1/2005                    10/1/2035                      1656.61                      1656.61
CA                                 11/1/2005                    10/1/2035                         1610                         1610
TX                                 11/1/2005                    10/1/2035                       487.62                       487.62
MA                                 11/1/2005                    10/1/2035                      1520.06                      1520.06
TX                                 11/1/2005                    10/1/2035                       1987.3                       1987.3
FL                                 11/1/2005                    10/1/2035                       889.11                       889.11
FL                                 11/1/2005                    10/1/2035                      1868.53                      1868.53
AL                                 11/1/2005                    10/1/2035                       711.29                       711.29
CA                                 11/1/2005                    10/1/2035                       791.53                       791.53
CA                                 11/1/2005                    10/1/2035                      1520.82                      1520.82
FL                                 11/1/2005                    10/1/2035                      1138.42                      1138.42
NH                                 11/1/2005                    10/1/2035                      1489.69                      1489.69
CT                                 10/1/2005                     9/1/2035                       1569.2                       1569.2
NY                                 11/1/2005                    10/1/2035                      2377.33                      2377.33
MD                                 11/1/2005                    10/1/2035                      1899.71                      1899.71
FL                                 10/1/2005                     9/1/2035                       988.16                       988.16
AZ                                 11/1/2005                    10/1/2035                        960.5                        960.5
NJ                                 11/1/2005                    10/1/2035                      1129.88                      1129.87
FL                                 11/1/2005                    10/1/2035                      1341.56                      1341.56
MI                                 11/1/2005                    10/1/2035                       1091.1                       1091.1
CA                                 10/1/2005                     9/1/2035                      1046.01                      1046.01
FL                                 11/1/2005                    10/1/2035                       845.83                       845.83
FL                                 11/1/2005                    10/1/2035                       811.99                       811.99
FL                                 11/1/2005                    10/1/2035                       860.88                       860.88
FL                                 11/1/2005                    10/1/2035                      1061.87                      1061.87
FL                                 11/1/2005                    10/1/2035                       900.25                       900.25
KY                                 11/1/2005                    10/1/2035                      1149.84                      1149.84
AZ                                 11/1/2005                    10/1/2035                       980.55                       980.55
MD                                 11/1/2005                    10/1/2035                      1951.13                      1951.13
CA                                 11/1/2005                    10/1/2035                      1247.31                      1247.31
RI                                 10/1/2005                     9/1/2035                      1964.51                      1964.51
AL                                 11/1/2005                    10/1/2035                       554.77                       554.77
CA                                 11/1/2005                    10/1/2035                       850.43                       850.43
CA                                 10/1/2005                     9/1/2035                      1640.44                      1640.44
CA                                 11/1/2005                    10/1/2035                      1410.78                      1410.78
VA                                 11/1/2005                    10/1/2035                      1152.71                      1152.71
NY                                 11/1/2005                    10/1/2035                      2171.44                      2171.44
VA                                 11/1/2005                    10/1/2035                      1607.73                      1607.73
CA                                 11/1/2005                    10/1/2035                      1322.67                      1322.67
CA                                 10/1/2005                     9/1/2035                       1091.4                      1091.11
CA                                 11/1/2005                    10/1/2035                       1423.5                       1423.5
CA                                 11/1/2005                    10/1/2035                       1525.5                       1525.5
CA                                 10/1/2005                     9/1/2035                      1697.17                      1697.17
CT                                 11/1/2005                    10/1/2035                      2122.96                      2122.96
WA                                 10/1/2005                     9/1/2035                      1392.34                      1392.34
IL                                 10/1/2005                     9/1/2035                       922.96                       922.96
VA                                 11/1/2005                    10/1/2035                      1453.61                      1453.61
CA                                 10/1/2005                     9/1/2035                         1959                         1959
CA                                 11/1/2005                    10/1/2035                      1880.29                      1880.29
NJ                                 11/1/2005                    10/1/2035                      2435.28                      2435.28
OK                                 11/1/2005                    10/1/2035                       773.36                       773.36
FL                                 11/1/2005                    10/1/2035                      1705.61                      1705.61
FL                                 11/1/2005                    10/1/2035                      2488.23                      2488.23
FL                                 10/1/2005                     9/1/2035                       751.97                       751.97
MD                                 10/1/2005                     9/1/2035                       935.65                       935.65
CA                                 11/1/2005                    10/1/2035                      1309.88                      1309.88
CA                                 11/1/2005                    10/1/2035                         1378                         1378
CA                                 11/1/2005                    10/1/2035                      1016.89                      1016.89
HI                                 11/1/2005                    10/1/2035                       1391.6                       1391.6
HI                                 10/1/2005                     9/1/2035                      1556.64                      1556.64
FL                                 10/1/2005                     9/1/2035                      1859.94                      1859.94
MI                                 11/1/2005                    10/1/2035                       965.55                       965.55
MA                                 11/1/2005                    10/1/2035                      1638.15                      1638.15
NJ                                 11/1/2005                    10/1/2035                       560.71                       560.71
CA                                 10/1/2005                     9/1/2035                      1390.57                      1390.57
CO                                 11/1/2005                    10/1/2035                      2060.38                      2060.38
RI                                 10/1/2005                     9/1/2035                      1706.58                      1706.58
MA                                 11/1/2005                    10/1/2035                      2169.04                      2169.04
MI                                 11/1/2005                    10/1/2035                       948.06                       948.06
CA                                 11/1/2005                    10/1/2035                         1295                         1295
NY                                 11/1/2005                    10/1/2035                      2017.63                      2017.63
NJ                                 10/1/2005                     9/1/2035                       990.77                       990.77
GA                                 11/1/2005                    10/1/2035                       950.06                       950.06
ME                                 10/1/2005                     9/1/2035                       910.46                       910.46
NY                                 10/1/2005                     9/1/2035                      1370.42                      1370.42
MI                                 11/1/2005                    10/1/2035                      1482.14                      1482.14
NJ                                 10/1/2005                     9/1/2035                       984.04                       984.04
FL                                 11/1/2005                    10/1/2035                       989.27                       989.27
MI                                 10/1/2005                     9/1/2035                      1510.78                      1510.78
CO                                 11/1/2005                    10/1/2035                      1286.29                      1286.29
TX                                 11/1/2005                    10/1/2025                       477.55                       477.55
IL                                 11/1/2005                    10/1/2035                       2009.2                       2009.2
FL                                 11/1/2005                    10/1/2035                      1670.96                      1670.96
MI                                 11/1/2005                    10/1/2035                       999.11                       999.11
CA                                 11/1/2005                    10/1/2035                       1794.8                       1794.8
VA                                 10/1/2005                     9/1/2035                      1620.44                      1620.44
GA                                 11/1/2005                    10/1/2035                       743.67                       743.67
FL                                 11/1/2005                    10/1/2035                      1991.86                      1991.86
NY                                 11/1/2005                    10/1/2035                      2814.63                      2814.63
CO                                 10/1/2005                     9/1/2035                       729.44                       729.44
NJ                                 11/1/2005                    10/1/2035                      1736.43                      1736.43
RI                                 11/1/2005                    10/1/2035                       411.34                       411.34
GA                                 11/1/2005                    10/1/2035                      1204.68                      1204.68
VA                                 11/1/2005                    10/1/2035                      1944.28                      1944.28
KY                                 11/1/2005                    10/1/2035                       388.52                       388.52
NY                                 10/1/2005                     9/1/2035                      2395.73                      2395.73
FL                                 11/1/2005                    10/1/2035                       851.66                       851.66
VA                                 11/1/2005                    10/1/2035                      2188.17                      2188.17
CA                                 10/1/2005                     9/1/2035                      1598.08                      1598.08
AZ                                 12/1/2005                    11/1/2035                      1035.11                      1035.11
NY                                 10/1/2005                     9/1/2035                      2030.23                      2030.23
VA                                 11/1/2005                    10/1/2035                       777.79                       777.79
MI                                 10/1/2005                     9/1/2035                      1271.32                      1271.32
PA                                 11/1/2005                    10/1/2035                       543.83                       543.83
PA                                 11/1/2005                    10/1/2035                      1574.26                      1574.26
IN                                 11/1/2005                    10/1/2035                       700.89                       700.89
IN                                 11/1/2005                    10/1/2035                       653.82                       653.82
IN                                 10/1/2005                     9/1/2035                       1409.4                       1409.4
NY                                 11/1/2005                    10/1/2035                      1724.99                      1724.99
RI                                 11/1/2005                    10/1/2035                       976.51                       976.51
HI                                 11/1/2005                    10/1/2035                      1829.28                      1829.28
CA                                 11/1/2005                    10/1/2035                      1903.96                      1903.96
FL                                 11/1/2005                    10/1/2035                      1180.05                      1180.05
CA                                 10/1/2005                     9/1/2035                       739.31                       739.31
MD                                 11/1/2005                    10/1/2035                      2015.64                      2015.64
MI                                 11/1/2005                    10/1/2035                       452.99                       452.99
NY                                 11/1/2005                    10/1/2035                      2068.74                      2068.74
CA                                 10/1/2005                     9/1/2035                      1296.17                      1296.17
CA                                 10/1/2005                     9/1/2035                      1777.89                      1777.89
MI                                 11/1/2005                    10/1/2035                       444.34                       444.34
TN                                 11/1/2005                    10/1/2035                      1564.74                      1564.74
NY                                 11/1/2005                    10/1/2035                       1713.1                       1713.1
FL                                 11/1/2005                    10/1/2035                      1349.05                      1349.05
NJ                                 10/1/2005                     9/1/2035                       879.94                       879.94
CA                                 10/1/2005                     9/1/2035                      1358.95                      1358.95
MI                                 10/1/2005                     9/1/2035                       791.98                       791.98
MI                                 10/1/2005                     9/1/2035                       606.56                       606.56
SC                                 11/1/2005                    10/1/2035                      1238.87                      1238.87
NE                                 10/1/2005                     9/1/2035                       560.54                       560.54
MA                                 11/1/2005                    10/1/2035                      1390.55                      1390.55
FL                                 11/1/2005                    10/1/2035                      1566.26                      1566.26
RI                                 11/1/2005                    10/1/2035                      1934.31                      1934.31
MO                                 11/1/2005                    10/1/2035                      1294.69                      1294.69
FL                                 11/1/2005                    10/1/2035                       1768.9                       1768.9
CA                                 10/1/2005                     9/1/2035                      1452.22                      1452.22
AZ                                 10/1/2005                     9/1/2035                      1090.71                      1090.71
TX                                 11/1/2005                    10/1/2035                      1178.61                      1178.61
FL                                 11/1/2005                    10/1/2035                       772.84                       772.84
ME                                 11/1/2005                    10/1/2035                      1731.66                      1731.66
VT                                 11/1/2005                    10/1/2035                      1328.51                      1328.51
VT                                 12/1/2005                    11/1/2035                      1136.62                      1136.62
NC                                 11/1/2005                    10/1/2035                      1447.41                      1447.41
MI                                 10/1/2005                     9/1/2035                      1127.83                      1127.83
MI                                 11/1/2005                    10/1/2035                      1448.47                      1448.47
MA                                 10/1/2005                     9/1/2035                         1738                         1738
FL                                 11/1/2005                    10/1/2035                      1069.29                      1069.29
FL                                 11/1/2005                    10/1/2035                      1875.66                      1875.66
MI                                 11/1/2005                    10/1/2035                       649.09                       649.09
MI                                 11/1/2005                    10/1/2035                      1005.81                      1005.81
GA                                 11/1/2005                    10/1/2035                      1374.59                      1374.59
CA                                 11/1/2005                    10/1/2035                      2161.52                      2161.52
CA                                 10/1/2005                     9/1/2035                      1951.93                      1951.93
CA                                 10/1/2005                     9/1/2035                      1028.13                      1028.13
TX                                  9/1/2005                     8/1/2035                      1566.27                      1566.27
TX                                 11/1/2005                    10/1/2035                       816.07                       816.07
FL                                 10/1/2005                     9/1/2035                      1240.15                      1240.15
ME                                 11/1/2005                    10/1/2035                      1373.02                      1373.02
WA                                 11/1/2005                    10/1/2035                      1138.47                      1138.47
FL                                 11/1/2005                    10/1/2035                      1603.13                      1603.13
CA                                 10/1/2005                     9/1/2035                      1116.63                      1116.63
MI                                 11/1/2005                    10/1/2035                        741.8                        741.8
CA                                 11/1/2005                    10/1/2035                       1290.2                       1290.2
MI                                 11/1/2005                    10/1/2035                      1076.54                      1076.54
MD                                 11/1/2005                    10/1/2035                      1718.34                      1718.34
VA                                 11/1/2005                    10/1/2035                      1191.51                      1191.51
VA                                 10/1/2005                     9/1/2035                      1218.63                      1218.63
VA                                 11/1/2005                    10/1/2035                        876.7                        876.7
VA                                 11/1/2005                    10/1/2035                       1470.9                       1470.9
VA                                 11/1/2005                    10/1/2035                      1222.06                      1222.06
NJ                                 10/1/2005                     9/1/2035                         2546                         2546
MN                                 11/1/2005                    10/1/2035                       812.45                       812.45
FL                                 11/1/2005                    10/1/2035                      1240.01                      1240.01
NY                                 10/1/2005                     9/1/2035                      2859.12                      2859.12
CA                                 10/1/2005                     9/1/2035                      1895.84                      1895.84
GA                                 11/1/2005                    10/1/2035                      2226.64                      2226.64
VA                                 11/1/2005                    10/1/2035                       694.09                       694.09
CA                                 11/1/2005                    10/1/2035                      1646.88                      1646.88
FL                                 11/1/2005                    10/1/2035                       803.26                       803.26
MI                                 10/1/2005                     9/1/2035                       908.51                       908.51
MA                                 11/1/2005                    10/1/2035                      1950.67                      1950.67
CT                                 11/1/2005                    10/1/2035                       881.53                       881.53
NY                                 11/1/2005                    10/1/2035                      3271.53                      3271.53
OH                                  9/1/2005                     8/1/2035                      1064.47                      1064.47
NY                                 11/1/2005                    10/1/2035                      2269.24                      2269.24
MI                                 11/1/2005                    10/1/2035                       609.54                       609.54
RI                                 11/1/2005                    10/1/2035                      1497.81                      1497.81
RI                                 11/1/2005                    10/1/2035                      1667.87                      1667.87
TN                                 11/1/2005                    10/1/2035                       582.98                       582.98
FL                                 11/1/2005                    10/1/2035                        559.5                        559.5
MI                                 10/1/2005                     9/1/2035                       426.63                       426.63
FL                                 11/1/2005                    10/1/2035                      1500.42                      1500.42
NH                                 11/1/2005                    10/1/2035                       812.83                       812.83
CA                                 11/1/2005                    10/1/2035                      1648.29                      1648.29
CA                                 11/1/2005                    10/1/2035                      1486.55                      1486.55
TX                                 11/1/2005                    10/1/2035                       621.22                       621.22
TX                                 11/1/2005                    10/1/2035                       526.99                       526.99
CA                                 10/1/2005                     9/1/2035                       1689.8                       1689.8
MI                                 10/1/2005                     9/1/2035                      1267.81                      1267.81
MA                                 11/1/2005                    10/1/2035                      1559.04                      1559.04
FL                                 10/1/2005                     9/1/2035                      1251.49                      1251.49
GA                                 11/1/2005                    10/1/2035                      2531.67                      2531.67
FL                                 11/1/2005                    10/1/2035                      1174.96                      1174.96
NJ                                 11/1/2005                    10/1/2035                      2053.13                      2053.13
MI                                 11/1/2005                    10/1/2035                      1230.03                      1230.03
FL                                 11/1/2005                    10/1/2035                       1215.2                       1215.2
CA                                 11/1/2005                    10/1/2035                         1674                         1674
FL                                 11/1/2005                    10/1/2035                      1483.12                      1483.12
CA                                 10/1/2005                     9/1/2035                      1107.41                      1107.41
NV                                 10/1/2005                     9/1/2035                      1742.94                      1742.94
NV                                 11/1/2005                    10/1/2035                       974.11                       974.11
NV                                 10/1/2005                     9/1/2035                      1179.47                      1179.47
MA                                 11/1/2005                    10/1/2035                      1949.23                      1949.23
PA                                 11/1/2005                    10/1/2035                      1051.72                      1051.72
MI                                 11/1/2005                    10/1/2035                       984.45                       984.45
GA                                 11/1/2005                    10/1/2035                       869.74                       869.74
MI                                 11/1/2005                    10/1/2035                      1405.05                      1405.05
MA                                 10/1/2005                     9/1/2035                      1257.57                      1257.57
DE                                 10/1/2005                     9/1/2035                      1095.59                      1095.59
CT                                 11/1/2005                    10/1/2035                      1296.13                      1296.13
NH                                 11/1/2005                    10/1/2035                      1672.35                      1672.35
CA                                 11/1/2005                    10/1/2035                      1260.34                      1260.34
CA                                 10/1/2005                     9/1/2035                         1034                         1034
FL                                 10/1/2005                     9/1/2035                      1184.24                      1184.24
NY                                 11/1/2005                    10/1/2035                          901                          901
CA                                 10/1/2005                     9/1/2035                       959.73                       959.73
MI                                 11/1/2005                    10/1/2035                       997.91                       997.91
FL                                 11/1/2005                    10/1/2035                       841.47                       841.47
SC                                 11/1/2005                    10/1/2035                      2263.87                      2263.87
FL                                 11/1/2005                    10/1/2035                       513.41                       513.41
CA                                 11/1/2005                    10/1/2035                      1921.05                      1921.05
FL                                 10/1/2005                     9/1/2035                      1402.73                      1402.73
RI                                 11/1/2005                    10/1/2035                      1135.05                      1135.05
RI                                 11/1/2005                    10/1/2035                      1823.84                      1823.84
RI                                 10/1/2005                     9/1/2035                         1792                         1792
RI                                 10/1/2005                     9/1/2035                      1244.46                      1244.46
CA                                 11/1/2005                    10/1/2035                      1067.73                      1067.73
CA                                 10/1/2005                     9/1/2035                      1659.67                      1659.67
CA                                 11/1/2005                    10/1/2035                      1231.43                      1231.43
FL                                 11/1/2005                    10/1/2035                      1974.45                      1974.45
MI                                 11/1/2005                    10/1/2035                       946.68                       946.68
TX                                 11/1/2005                    10/1/2035                       515.93                       515.93
CA                                 11/1/2005                    10/1/2035                      1979.66                      1979.66
CA                                 11/1/2005                    10/1/2035                      1467.67                      1467.67
CA                                 11/1/2005                    10/1/2035                      2620.72                      2620.72
FL                                 11/1/2005                    10/1/2035                      1123.68                      1123.68
MD                                 11/1/2005                    10/1/2035                      1271.25                      1271.25
NY                                 10/1/2005                     9/1/2035                      2096.18                      2096.18
TN                                 11/1/2005                    10/1/2035                       817.93                       817.93
CA                                 10/1/2005                     9/1/2035                      1270.32                      1270.32
IL                                 11/1/2005                    10/1/2035                      1001.48                      1001.48
ME                                 10/1/2005                     9/1/2035                        946.6                        946.6
CA                                 11/1/2005                    10/1/2035                        850.9                        850.9
MD                                 11/1/2005                    10/1/2035                      1801.09                      1801.09
FL                                 11/1/2005                    10/1/2035                      1294.69                      1294.69
CA                                 11/1/2005                    10/1/2035                       2138.1                       2138.1
PA                                 11/1/2005                    10/1/2035                       932.95                       932.95
CA                                 11/1/2005                    10/1/2035                      1312.95                      1312.95
VA                                 11/1/2005                    10/1/2035                      2433.93                      2433.93
VA                                 11/1/2005                    10/1/2035                      1290.56                      1290.56
FL                                 11/1/2005                    10/1/2035                      1296.31                      1296.31
OR                                 10/1/2005                     9/1/2035                       1373.5                       1373.5
NC                                 11/1/2005                    10/1/2035                       880.72                       880.72
WA                                 10/1/2005                     9/1/2035                       1440.2                       1440.2
GA                                 11/1/2005                    10/1/2035                       980.88                       980.88
FL                                 10/1/2005                     9/1/2035                      1083.33                      1083.33
GA                                 10/1/2005                     9/1/2035                       442.67                       442.67
RI                                 11/1/2005                    10/1/2035                      1452.02                      1452.02
MI                                 11/1/2005                    10/1/2035                      2318.27                      2318.27
AZ                                 10/1/2005                     9/1/2035                       1525.5                       1525.5
FL                                 11/1/2005                    10/1/2035                      1714.43                      1714.43
MD                                 10/1/2005                     9/1/2035                      1122.88                      1122.88
NY                                 11/1/2005                    10/1/2035                       1999.2                       1999.2
RI                                 11/1/2005                    10/1/2035                      1336.86                      1336.86
SC                                 11/1/2005                    10/1/2035                      1027.14                      1027.14
TN                                 11/1/2005                    10/1/2035                       730.25                       730.25
IL                                 10/1/2005                     9/1/2035                      2061.42                      2061.42
FL                                 11/1/2005                    10/1/2035                      1044.62                      1044.62
NY                                 11/1/2005                    10/1/2035                      2801.94                      2801.94
RI                                 10/1/2005                     9/1/2035                      1709.28                      1709.28
MO                                 11/1/2005                    10/1/2035                      1290.33                      1290.33
GA                                 10/1/2005                     9/1/2035                      1140.27                      1140.27
GA                                 10/1/2005                     9/1/2035                       900.38                       900.38
GA                                 10/1/2005                     9/1/2035                       900.38                       900.38
PA                                 11/1/2005                    10/1/2035                      1998.71                      1998.71
MI                                 11/1/2005                    10/1/2035                       751.26                       751.26
CA                                 10/1/2005                     9/1/2035                      2256.78                      2256.78
AZ                                 10/1/2005                     9/1/2035                      1016.95                      1016.95
VA                                 10/1/2005                     9/1/2035                      2538.14                      2538.14
UT                                 11/1/2005                    10/1/2035                      2109.38                      2109.38
MI                                 11/1/2005                    10/1/2035                       814.08                       814.08
MI                                 11/1/2005                    10/1/2035                      1162.14                      1162.14
CA                                 10/1/2005                     9/1/2035                       863.78                       863.78
AZ                                 11/1/2005                    10/1/2035                       1256.3                       1256.3
FL                                 11/1/2005                    10/1/2035                       873.25                       873.25
PA                                 11/1/2005                    10/1/2035                       506.72                       506.72
FL                                 10/1/2005                     9/1/2035                      2292.31                      2292.31
RI                                 10/1/2005                     9/1/2035                      1098.22                      1098.22
MI                                 11/1/2005                    10/1/2035                       622.05                       622.05
MI                                 11/1/2005                    10/1/2035                       909.38                       909.38
NV                                 10/1/2005                     9/1/2035                      1097.46                      1097.46
NV                                 11/1/2005                    10/1/2035                      1497.31                      1497.31
FL                                 11/1/2005                    10/1/2035                      1206.97                      1206.97
FL                                 11/1/2005                    10/1/2035                       980.36                       980.36
FL                                 11/1/2005                    10/1/2035                      1336.85                      1336.85
CA                                 11/1/2005                    10/1/2035                      2002.57                      2002.57
CA                                 11/1/2005                    10/1/2035                      2180.63                      2180.63
CA                                 11/1/2005                    10/1/2035                      1305.66                      1305.66
CA                                 11/1/2005                    10/1/2035                      1192.35                      1192.35
CA                                 11/1/2005                    10/1/2035                       970.31                       970.31
VA                                 10/1/2005                     9/1/2035                      1376.45                      1376.45
FL                                 11/1/2005                    10/1/2035                       834.57                       834.57
CA                                 11/1/2005                    10/1/2035                         1387                      1386.99
MI                                 10/1/2005                     9/1/2035                       756.46                       756.46
PA                                 10/1/2005                     9/1/2035                       498.31                       498.31
IL                                 11/1/2005                    10/1/2035                      2243.75                      2243.75
MI                                 11/1/2005                    10/1/2035                       878.58                       878.58
RI                                 10/1/2005                     9/1/2035                      1759.95                      1759.95
CA                                 11/1/2005                    10/1/2035                      1840.69                      1840.69
CA                                  9/1/2005                     8/1/2035                      1762.86                      1762.86
CT                                 11/1/2005                    10/1/2035                      1788.85                      1788.85
CA                                 10/1/2005                     9/1/2035                      1779.79                      1779.79
CA                                 10/1/2005                     9/1/2035                      1166.02                      1166.02
TX                                 10/1/2005                     9/1/2035                       627.51                       627.51
CA                                 11/1/2005                    10/1/2035                      1269.98                      1269.98
MA                                 10/1/2005                     9/1/2035                      1841.67                      1841.67
MN                                 11/1/2005                    10/1/2035                       930.31                       930.31
MA                                 11/1/2005                    10/1/2035                         1955                         1955
UT                                 11/1/2005                    10/1/2035                         1296                         1296
NY                                 11/1/2005                    10/1/2035                         1938                         1938
MA                                 11/1/2005                    10/1/2035                       2054.7                       2054.7
FL                                 11/1/2005                    10/1/2035                      1526.29                      1526.29
PA                                 11/1/2005                    10/1/2035                      1416.14                      1416.14
RI                                 11/1/2005                    10/1/2035                      1053.87                      1053.87
AZ                                 10/1/2005                     9/1/2035                      1016.59                       1016.6
MA                                 11/1/2005                    10/1/2035                      1565.54                      1565.54
IA                                 11/1/2005                    10/1/2035                      1035.21                      1035.21
CA                                 11/1/2005                    10/1/2035                      1000.81                      1000.81
NJ                                 11/1/2005                    10/1/2035                      1286.25                      1286.25
IL                                 11/1/2005                    10/1/2035                      1598.97                      1598.97
VA                                 11/1/2005                    10/1/2035                       975.51                       975.51
NY                                 10/1/2005                     9/1/2035                      2122.92                      2122.92
MI                                 11/1/2005                    10/1/2035                       765.37                       765.37
MD                                 11/1/2005                    10/1/2035                      1209.66                      1209.66
PA                                 10/1/2005                     9/1/2035                      1194.49                      1194.49
MD                                 11/1/2005                    10/1/2035                      1279.18                      1279.18
NY                                 11/1/2005                    10/1/2035                      1988.53                      1988.53
FL                                 10/1/2005                     9/1/2035                       562.52                       562.52
TX                                 11/1/2005                    10/1/2035                       1055.3                       1055.3
MI                                 11/1/2005                    10/1/2035                      1220.06                      1220.06
CA                                 11/1/2005                    10/1/2035                      1682.79                      1682.79
LA                                 10/1/2005                     9/1/2035                       715.19                       715.19
NY                                 11/1/2005                    10/1/2035                       543.01                       543.01
NY                                 10/1/2005                     9/1/2035                      1430.48                      1430.48
CA                                 10/1/2005                     9/1/2035                      1059.38                      1059.38
MN                                 11/1/2005                    10/1/2035                      1116.37                      1116.37
CA                                 11/1/2005                    10/1/2035                      1471.67                      1471.67
CA                                 11/1/2005                    10/1/2035                      1221.69                      1221.69
CA                                 11/1/2005                    10/1/2035                      1492.61                      1492.61
AZ                                 11/1/2005                    10/1/2035                      1843.83                      1843.83
FL                                 10/1/2005                     9/1/2035                      1192.19                      1192.19
GA                                 11/1/2005                    10/1/2035                       641.95                       641.95
MI                                 11/1/2005                    10/1/2035                       960.09                       960.09
TN                                 11/1/2005                    10/1/2035                      2182.79                      2182.79
CA                                 10/1/2005                     9/1/2035                       1052.5                       1052.5
SC                                 11/1/2005                    10/1/2035                      2750.23                      2750.23
FL                                 10/1/2005                     9/1/2035                      1566.34                      1566.34
NJ                                 11/1/2005                    10/1/2035                      1991.63                      1991.63
NC                                 11/1/2005                    10/1/2035                       1952.1                       1952.1
TX                                 10/1/2005                     9/1/2035                       676.73                       676.72
RI                                 11/1/2005                    10/1/2035                      1730.06                      1730.06
CA                                 11/1/2005                    10/1/2035                      1391.18                      1391.18
CA                                 10/1/2005                     9/1/2035                          928                          928
CA                                 10/1/2005                     9/1/2035                      1884.43                      1884.43
NY                                 11/1/2005                    10/1/2035                      1951.58                      1951.58
LA                                 10/1/2005                     9/1/2035                       977.73                       977.73
MI                                 11/1/2005                    10/1/2035                      1267.02                      1267.02
FL                                 11/1/2005                    10/1/2035                       2434.1                       2434.1
MN                                 11/1/2005                    10/1/2035                       885.93                       885.93
FL                                 10/1/2005                     9/1/2035                       777.68                       777.68
MA                                 10/1/2005                     9/1/2035                      1400.03                      1400.03
PA                                 11/1/2005                    10/1/2035                      1194.05                      1194.05
CA                                 10/1/2005                     9/1/2035                      1446.67                      1446.66
FL                                 11/1/2005                    10/1/2035                       726.81                       726.81
NY                                 11/1/2005                    10/1/2035                      1682.87                      1682.87
NY                                 10/1/2005                     9/1/2035                      1314.28                      1314.28
NC                                 11/1/2005                    10/1/2035                      1271.14                      1271.14
CA                                 11/1/2005                    10/1/2035                      1338.37                      1338.37
TX                                 10/1/2005                     9/1/2035                       925.69                       925.69
MI                                 11/1/2005                    10/1/2035                       715.82                       715.82
MN                                 10/1/2005                     9/1/2035                       651.35                       651.35
FL                                 10/1/2005                     9/1/2035                      1024.17                      1024.17
CA                                 11/1/2005                    10/1/2035                      1302.18                      1302.18
MI                                 11/1/2005                    10/1/2035                      1462.88                      1462.88
NY                                 10/1/2005                     9/1/2035                      2224.02                      2224.02
IL                                 11/1/2005                    10/1/2035                      1494.44                      1494.44
CA                                 11/1/2005                    10/1/2035                      1777.79                      1777.79
MD                                 11/1/2005                    10/1/2035                      1660.07                      1660.07
FL                                 11/1/2005                    10/1/2035                      1106.53                      1106.53
CA                                 11/1/2005                    10/1/2035                      2096.18                      2096.18
RI                                 11/1/2005                    10/1/2035                      1135.79                      1135.79
MA                                 10/1/2005                     9/1/2035                      1074.29                      1073.31
FL                                 11/1/2005                    10/1/2035                      1299.86                      1299.86
NJ                                 11/1/2005                    10/1/2035                      1431.41                      1431.41
MN                                 11/1/2005                    10/1/2035                       541.44                       541.44
MD                                 11/1/2005                    10/1/2035                      1001.07                      1001.07
FL                                 11/1/2005                    10/1/2035                       814.69                       814.69
FL                                 11/1/2005                    10/1/2035                      1109.93                      1109.93
OR                                 11/1/2005                    10/1/2035                       962.88                       962.88
KY                                 11/1/2005                    10/1/2035                      1201.53                      1201.53
MI                                 11/1/2005                    10/1/2035                      1100.01                      1100.01
CA                                 11/1/2005                    10/1/2035                      1862.12                      1862.12
MI                                 11/1/2005                    10/1/2035                       982.26                       982.26
SC                                 10/1/2005                     9/1/2035                      1151.71                      1151.71
VA                                 10/1/2005                     9/1/2035                        790.8                        790.8
RI                                 11/1/2005                    10/1/2035                      1324.12                      1324.12
RI                                 10/1/2005                     9/1/2035                      1041.89                      1041.89
CT                                 11/1/2005                    10/1/2035                       994.55                       994.55
CT                                 10/1/2005                     9/1/2035                       974.11                       974.11
MD                                 11/1/2005                    10/1/2035                      1898.73                      1898.73
PA                                 11/1/2005                    10/1/2035                      2716.04                      2716.04
PA                                 11/1/2005                    10/1/2035                       727.17                       727.17
NH                                 11/1/2005                    10/1/2035                       822.16                       822.16
MN                                 11/1/2005                    10/1/2035                      1629.18                      1629.18
CO                                 11/1/2005                    10/1/2035                       512.89                       512.89
MD                                 11/1/2005                    10/1/2035                       691.22                       691.22
VA                                 11/1/2005                    10/1/2035                       865.03                       865.03
NY                                  9/1/2005                     8/1/2035                      1740.46                      1740.46
OH                                 11/1/2005                    10/1/2035                       739.18                       739.18
MA                                 11/1/2005                    10/1/2035                      1031.72                      1031.72
CT                                 11/1/2005                    10/1/2035                      1574.48                      1574.48
NY                                 11/1/2005                    10/1/2035                       557.51                       557.51
NJ                                 11/1/2005                    10/1/2035                      1213.89                      1213.89
CA                                 10/1/2005                     9/1/2035                      2415.31                      2415.31
MI                                 10/1/2005                     9/1/2035                      1218.31                      1218.31
MI                                 11/1/2005                    10/1/2035                       769.14                       769.14
CA                                 11/1/2005                    10/1/2035                      1980.75                      1980.75
CA                                 11/1/2005                    10/1/2035                      1504.32                      1504.32
CA                                 11/1/2005                    10/1/2035                      2479.17                      2479.02
CA                                 10/1/2005                     9/1/2035                      1162.56                      1162.56
LA                                 10/1/2005                     9/1/2035                      1446.84                      1446.84
PA                                 11/1/2005                    10/1/2035                      1641.83                      1641.83
MA                                 10/1/2005                     9/1/2035                      1413.15                      1413.15
VA                                 11/1/2005                    10/1/2035                      1005.33                      1005.33
NC                                 11/1/2005                    10/1/2035                      1369.54                      1369.54
CA                                 11/1/2005                    10/1/2035                       2177.2                       2177.2
MI                                 11/1/2005                    10/1/2035                       862.08                       862.08
FL                                 11/1/2005                    10/1/2035                      1732.16                      1732.16
TX                                 10/1/2005                     9/1/2035                       462.75                       462.75
CA                                 10/1/2005                     9/1/2035                       878.75                       878.75
MI                                 11/1/2005                    10/1/2035                       789.22                       789.22
OH                                 11/1/2005                    10/1/2035                       938.34                       938.34
VA                                 11/1/2005                    10/1/2035                       647.94                       647.94
NY                                 11/1/2005                    10/1/2035                      1805.39                      1805.39
TX                                 11/1/2005                    10/1/2035                      1158.71                      1158.71
IN                                 11/1/2005                    10/1/2035                       622.07                       622.07
FL                                 11/1/2005                    10/1/2035                      1797.72                      1797.72
PA                                 11/1/2005                    10/1/2035                      1328.16                      1328.16
CA                                 11/1/2005                    10/1/2035                      1420.83                      1420.79
CA                                 10/1/2005                     9/1/2035                      1943.67                      1943.67
UT                                 11/1/2005                    10/1/2035                          550                          550
MN                                 11/1/2005                    10/1/2035                      1051.02                      1051.02
CA                                 11/1/2005                    10/1/2035                      1569.01                      1569.01
FL                                 11/1/2005                    10/1/2035                      1201.51                      1201.51
MD                                 11/1/2005                    10/1/2035                      1332.35                      1332.35
PA                                 11/1/2005                    10/1/2035                       775.24                       775.24
NY                                 11/1/2005                    10/1/2035                      1972.05                      1972.05
NJ                                 10/1/2005                     9/1/2035                      1436.82                      1436.82
FL                                 11/1/2005                    10/1/2035                       916.08                       916.08
MI                                 10/1/2005                     9/1/2035                       930.48                       930.48
CA                                 11/1/2005                    10/1/2035                      1691.67                      1691.63
FL                                 10/1/2005                     9/1/2035                      1136.95                      1136.95
CA                                 10/1/2005                     9/1/2035                       1153.7                       1153.7
MA                                 11/1/2005                    10/1/2035                       1838.6                       1838.6
VA                                 11/1/2005                    10/1/2035                      1747.88                      1747.88
CA                                 11/1/2005                    10/1/2035                      2179.64                      2179.64
TX                                 11/1/2005                    10/1/2035                       981.42                       981.42
FL                                 11/1/2005                    10/1/2035                      1075.25                      1075.25
NY                                 11/1/2005                    10/1/2035                      1400.03                      1400.03
NY                                 11/1/2005                    10/1/2035                      2069.51                      2069.51
TX                                 11/1/2005                    10/1/2035                       708.92                       708.92
CA                                 11/1/2005                    10/1/2035                      1937.72                      1937.72
CO                                 11/1/2005                    10/1/2035                      1380.01                      1380.01
CO                                 11/1/2005                    10/1/2035                       1301.5                       1301.5
ID                                 11/1/2005                    10/1/2035                      2332.77                      2332.77
FL                                 11/1/2005                    10/1/2035                      1531.08                      1531.08
MI                                 11/1/2005                    10/1/2035                       842.67                       842.67
IN                                 11/1/2005                    10/1/2035                       800.31                       800.31
FL                                 11/1/2005                    10/1/2035                      1406.51                      1406.51
FL                                 11/1/2005                    10/1/2035                      1654.64                      1654.64
CA                                 10/1/2005                     9/1/2035                      1263.29                      1263.29
VA                                 11/1/2005                    10/1/2035                       931.89                       931.89
MI                                 10/1/2005                     9/1/2035                      1073.69                      1073.69
CA                                 11/1/2005                    10/1/2035                      1395.67                      1395.29
MD                                 10/1/2005                     9/1/2035                      1400.03                      1400.03
MI                                 10/1/2005                     9/1/2035                         1736                         1736
FL                                 11/1/2005                    10/1/2035                        608.7                        608.7
MI                                 11/1/2005                    10/1/2035                       569.66                       569.66
CA                                 10/1/2005                     9/1/2035                       1532.5                       1532.5
CA                                 10/1/2005                     9/1/2035                      1793.88                      1793.88
FL                                 11/1/2005                    10/1/2035                      1833.33                      1833.33
NY                                 10/1/2005                     9/1/2035                       1174.7                       1174.7
MI                                 12/1/2005                    11/1/2035                      2182.79                      2182.79
RI                                 11/1/2005                    10/1/2035                      1314.67                      1314.67
FL                                 11/1/2005                    10/1/2035                      1614.72                      1614.72
MO                                  9/1/2005                     8/1/2035                      1127.84                      1127.84
CA                                 11/1/2005                    10/1/2035                       786.49                       786.49
CA                                 10/1/2005                     9/1/2035                       1947.6                       1947.6
UT                                 11/1/2005                    10/1/2035                       913.15                       913.15
CA                                 10/1/2005                     9/1/2035                      1386.54                      1386.54
NY                                  9/1/2005                     8/1/2035                      1787.26                      1787.26
CA                                 11/1/2005                    10/1/2035                      1316.28                      1316.28
NY                                 11/1/2005                    10/1/2035                       835.83                       835.83
FL                                 10/1/2005                     9/1/2035                      1308.38                      1308.38
WA                                 11/1/2005                    10/1/2035                      1469.55                      1469.55
VA                                 11/1/2005                    10/1/2035                      1571.42                      1571.42
NC                                 11/1/2005                    10/1/2035                       1611.9                       1611.9
LA                                 11/1/2005                    10/1/2035                       876.53                       876.53
TX                                 11/1/2005                    10/1/2035                       837.68                       837.68
FL                                 11/1/2005                    10/1/2035                      1535.42                      1535.42
MN                                 10/1/2005                     9/1/2035                      1326.24                      1326.24
MI                                 10/1/2005                     9/1/2035                       558.13                       558.12
MI                                 11/1/2005                    10/1/2035                      1063.42                      1063.42
TX                                 11/1/2005                    10/1/2035                      1053.96                      1053.96
CA                                 10/1/2005                     9/1/2035                      1507.19                      1507.19
MI                                 11/1/2005                    10/1/2035                       1776.7                       1776.7
MN                                 11/1/2005                    10/1/2020                       2111.9                       2111.9
FL                                 11/1/2005                    10/1/2035                       497.15                       497.15
AZ                                 11/1/2005                    10/1/2035                      1262.72                      1262.72
MN                                 10/1/2005                     9/1/2035                       471.71                       471.71
NY                                 11/1/2005                    10/1/2035                      2096.41                      2096.41
MI                                 11/1/2005                    10/1/2035                      2257.86                      2257.86
LA                                 10/1/2005                     9/1/2035                        717.4                        717.4
MA                                 11/1/2005                    10/1/2035                      1517.65                      1517.65
RI                                 10/1/2005                     9/1/2035                      1588.67                      1588.67
AZ                                 11/1/2005                    10/1/2035                      1172.24                      1172.24
FL                                 11/1/2005                    10/1/2035                      1239.46                      1239.46
LA                                 11/1/2005                    10/1/2035                       811.04                       811.04
VA                                 10/1/2005                     9/1/2035                       504.73                       504.73
MA                                 11/1/2005                    10/1/2035                      1131.67                      1131.67
FL                                 11/1/2005                    10/1/2035                      1179.47                      1179.47
FL                                 11/1/2005                    10/1/2035                       791.71                       791.71
CA                                 11/1/2005                    10/1/2035                        846.9                       846.82
CA                                 10/1/2005                     9/1/2035                      1736.47                      1736.47
DC                                 10/1/2005                     9/1/2035                        781.3                        781.3
NY                                 10/1/2005                     9/1/2035                      1639.76                      1639.71
NY                                 11/1/2005                    10/1/2035                      1901.25                      1901.25
MN                                 10/1/2005                     9/1/2035                      1013.76                      1013.76
MI                                 11/1/2005                    10/1/2035                      1330.94                      1330.94
CO                                 10/1/2005                     9/1/2035                       1246.4                       1246.4
CA                                 10/1/2005                     9/1/2035                       908.19                       908.19
CA                                 10/1/2005                     9/1/2035                      1145.83                      1145.83
TX                                 11/1/2005                    10/1/2035                       619.01                       619.01
MI                                 10/1/2005                     9/1/2035                       667.33                       667.33
MD                                 10/1/2005                     9/1/2035                      1180.78                      1180.78
CA                                 10/1/2005                     9/1/2035                      2829.95                      2829.95
RI                                 11/1/2005                    10/1/2035                      1840.31                      1840.31
CA                                 10/1/2005                     9/1/2035                       1412.5                       1412.5
AZ                                 10/1/2005                     9/1/2035                      1838.78                      1838.78
MI                                 11/1/2005                    10/1/2035                      1060.49                      1060.49
CA                                 10/1/2005                     9/1/2035                         1711                         1711
MI                                 10/1/2005                     9/1/2035                      1761.93                      1761.93
FL                                 10/1/2005                     9/1/2035                       1011.2                       1011.2
MI                                 11/1/2005                    10/1/2035                          870                          870
CA                                 11/1/2005                    10/1/2035                      2147.95                      2147.95
CA                                 11/1/2005                    10/1/2035                         2223                         2223
CA                                 10/1/2005                     9/1/2035                         1505                         1505
CA                                 10/1/2005                     9/1/2035                      1841.67                      1841.67
TX                                 10/1/2005                     9/1/2035                       806.84                       806.84
CA                                 10/1/2005                     9/1/2035                      1349.69                      1349.69
TX                                 11/1/2005                    10/1/2035                      1811.64                      1811.64
MI                                 11/1/2005                    10/1/2035                        994.2                        994.2
MI                                 11/1/2005                    10/1/2035                      1928.17                      1928.17
MI                                 10/1/2005                     9/1/2035                       850.69                       850.69
MI                                 11/1/2005                    10/1/2035                      1371.24                      1371.24
TX                                 10/1/2005                     9/1/2035                       641.53                       641.53
TX                                 12/1/2005                    11/1/2035                      1615.21                      1615.21
MI                                 11/1/2005                    10/1/2035                      1211.45                      1211.45
CA                                 10/1/2005                     9/1/2035                      1994.67                      1994.67
FL                                 11/1/2005                    10/1/2035                       1146.7                       1146.7
VA                                 11/1/2005                    10/1/2035                      1035.09                      1035.09
CA                                 11/1/2005                    10/1/2035                      1312.64                      1312.64
CA                                 10/1/2005                     9/1/2035                       2303.1                       2303.1
CA                                 11/1/2005                    10/1/2035                      1684.67                      1684.67
FL                                 11/1/2005                    10/1/2035                      1509.59                      1509.59
MD                                 10/1/2005                     9/1/2035                      1372.61                      1372.61
MI                                 10/1/2005                     9/1/2035                       1030.4                       1030.4
CA                                 10/1/2005                     9/1/2035                      1158.07                      1158.07
CA                                 10/1/2005                     9/1/2035                       1508.5                       1508.5
AZ                                 10/1/2005                     9/1/2035                       1809.5                       1809.5
NY                                 11/1/2005                    10/1/2035                      2921.86                      2921.86
NY                                 11/1/2005                    10/1/2035                      2251.01                      2251.01
VA                                 10/1/2005                     9/1/2035                      1073.64                      1073.64
VA                                 11/1/2005                    10/1/2035                      1360.46                      1360.46
CA                                 10/1/2005                     9/1/2035                      1776.75                      1776.75
MI                                 11/1/2005                    10/1/2035                       814.17                       814.17
TX                                 11/1/2005                    10/1/2035                       1547.1                       1547.1
OH                                 11/1/2005                    10/1/2035                       1141.7                       1141.7
MI                                 11/1/2005                    10/1/2035                       818.85                       818.85
AR                                 11/1/2005                    10/1/2035                        675.6                        675.6
OH                                 11/1/2005                    10/1/2035                       775.63                       775.63
MI                                 11/1/2005                    10/1/2035                      1440.45                      1440.45
CA                                 11/1/2005                    10/1/2035                      1404.94                      1404.94
CA                                 11/1/2005                    10/1/2035                      2292.71                      2292.71
CA                                 10/1/2005                     9/1/2035                      1816.08                      1816.08
CA                                 10/1/2005                     9/1/2035                          990                          990
NJ                                 10/1/2005                     9/1/2035                         1664                         1664
CA                                 10/1/2005                     9/1/2035                      1707.15                      1706.64
CA                                 10/1/2005                     9/1/2035                      1549.28                      1549.28
CA                                 10/1/2005                     9/1/2035                      1624.68                      1624.68
CA                                 10/1/2005                     9/1/2035                         1628                         1628
MD                                 11/1/2005                    10/1/2035                      2134.81                      2134.81
OH                                 11/1/2005                    10/1/2035                      1010.74                      1010.74
OH                                 11/1/2005                    10/1/2035                      1300.59                      1300.59
UT                                 11/1/2005                    10/1/2035                      1404.34                      1404.34
OH                                 10/1/2005                     9/1/2035                       487.96                       487.96
OH                                 11/1/2005                    10/1/2035                        551.9                        551.9
TN                                 11/1/2005                    10/1/2035                      1654.22                      1654.22
OH                                 10/1/2005                     9/1/2035                       594.62                       594.62
OH                                 11/1/2005                    10/1/2035                       862.69                       862.69
OH                                 11/1/2005                    10/1/2035                       897.47                       897.47
CA                                 10/1/2005                     9/1/2035                         1848                         1848
CA                                 11/1/2005                    10/1/2035                      1803.87                      1803.87
AZ                                 11/1/2005                    10/1/2035                      1271.91                      1271.91
CA                                 10/1/2005                     9/1/2035                       755.29                       755.29
CA                                 11/1/2005                    10/1/2035                      1662.12                      1662.12
CA                                 11/1/2005                    10/1/2035                      1829.07                      1829.07
OH                                 11/1/2005                    10/1/2035                       717.72                       717.72
MI                                 10/1/2005                     9/1/2035                       987.22                       987.22
OH                                 11/1/2005                    10/1/2035                       427.05                       427.05
CA                                 10/1/2005                     9/1/2035                      1050.26                      1050.26
CO                                 11/1/2005                    10/1/2035                      2108.48                      2108.48
TX                                 11/1/2005                    10/1/2035                       610.52                       610.52
OH                                 11/1/2005                    10/1/2035                       509.78                       509.78
CA                                 11/1/2005                    10/1/2035                          936                          936
MN                                 11/1/2005                    10/1/2035                      1259.96                      1259.96
MN                                 11/1/2005                    10/1/2035                      2149.24                      2149.24
NC                                 11/1/2005                    10/1/2035                      1218.93                      1218.93
OH                                 11/1/2005                    10/1/2035                       612.66                       612.66
OH                                 11/1/2005                    10/1/2035                      1391.78                      1391.78
FL                                 11/1/2005                    10/1/2035                      1715.15                      1715.15
MI                                 11/1/2005                    10/1/2035                       914.21                       914.21
OH                                 11/1/2005                    10/1/2035                       741.17                       741.17
MN                                 11/1/2005                    10/1/2035                       1255.4                       1255.4
OH                                 11/1/2005                    10/1/2035                        510.5                        510.5
OH                                 11/1/2005                    10/1/2035                       888.03                       888.03
MD                                 11/1/2005                    10/1/2035                      1744.46                      1744.46
OH                                 11/1/2005                    10/1/2035                       606.05                       606.05
OH                                 11/1/2005                    10/1/2035                        737.9                        737.9
OH                                 11/1/2005                    10/1/2035                       527.19                       527.19
FL                                 11/1/2005                    10/1/2035                      2174.11                      2174.11
CA                                 11/1/2005                    10/1/2035                      1912.67                      1912.67
NC                                 11/1/2005                    10/1/2035                      1514.66                      1514.66
OH                                 11/1/2005                    10/1/2035                       896.79                       896.79
CA                                 11/1/2005                    10/1/2035                      2111.16                      2111.16
CA                                 11/1/2005                    10/1/2035                       830.86                       830.86
MI                                 11/1/2005                    10/1/2035                       838.21                       838.21
OH                                 11/1/2005                    10/1/2035                        932.9                        932.9
OH                                 11/1/2005                    10/1/2035                       751.69                       751.69
OH                                 11/1/2005                    10/1/2035                       845.28                       845.28
PA                                 11/1/2005                    10/1/2035                      1197.38                      1197.38
MI                                 11/1/2005                    10/1/2035                        786.7                        786.7
NJ                                 11/1/2005                    10/1/2035                      1963.14                      1963.14
MI                                 11/1/2005                    10/1/2035                       1491.6                       1491.6
MI                                 10/1/2005                     9/1/2035                       832.52                       832.52
OH                                 11/1/2005                    10/1/2035                       508.53                       508.53
OH                                 11/1/2005                    10/1/2035                       857.14                       857.14
OH                                 11/1/2005                    10/1/2035                       761.92                       761.92
OH                                 11/1/2005                    10/1/2035                        455.5                        455.5
OH                                 11/1/2005                    10/1/2035                       343.48                       343.48
OH                                 11/1/2005                    10/1/2035                       567.42                       567.42
MN                                 10/1/2005                     9/1/2035                      1751.42                      1751.42
OH                                 11/1/2005                    10/1/2035                      1089.91                      1089.91
FL                                 11/1/2005                    10/1/2035                      1775.25                      1775.25
OH                                 11/1/2005                    10/1/2035                       873.84                       873.84
PA                                 11/1/2005                    10/1/2035                      1066.68                      1066.68
OH                                 11/1/2005                    10/1/2035                       623.66                       623.66
MI                                 11/1/2005                    10/1/2035                      2095.86                      2095.86
OH                                 11/1/2005                    10/1/2035                       885.14                       885.14
MD                                 10/1/2005                     9/1/2035                      1432.82                      1432.82
NJ                                 11/1/2005                    10/1/2035                      1231.12                      1231.12
CA                                 10/1/2005                     9/1/2035                       729.79                       729.79
NC                                 11/1/2005                    10/1/2035                      1376.04                      1376.04
CA                                 11/1/2005                    10/1/2035                      1613.83                      1613.83
MD                                 10/1/2005                     9/1/2035                      1773.33                      1773.09
MA                                 10/1/2005                     9/1/2035                      1063.36                      1063.36
OH                                 11/1/2005                    10/1/2035                      1205.04                      1205.04
FL                                 11/1/2005                    10/1/2035                      1332.53                      1332.53
MD                                 11/1/2005                    10/1/2035                       658.88                       658.88
OH                                 10/1/2005                     9/1/2035                       816.23                       816.23
OH                                 11/1/2005                    10/1/2035                      1741.54                      1741.54
TX                                 11/1/2005                    10/1/2035                       539.86                       539.86
PA                                 11/1/2005                    10/1/2035                       945.85                       945.85
FL                                 11/1/2005                    10/1/2035                      1710.62                      1710.62
NY                                 11/1/2005                    10/1/2035                      1837.41                      1837.41
CA                                 10/1/2005                     9/1/2035                      1535.63                      1535.63
OH                                 11/1/2005                    10/1/2035                      1452.18                      1452.18
OH                                 11/1/2005                    10/1/2035                      1003.71                      1003.71
NY                                 11/1/2005                    10/1/2035                      1948.79                      1948.79
OH                                 10/1/2005                     9/1/2035                       591.45                       591.45
OH                                 11/1/2005                    10/1/2035                       788.18                       788.18
OH                                 11/1/2005                    10/1/2035                       791.86                       791.86
OH                                 11/1/2005                    10/1/2035                       899.59                       899.59
OH                                 10/1/2005                     9/1/2035                       642.15                       642.15
OH                                 11/1/2005                    10/1/2035                       716.97                       716.97
OH                                 11/1/2005                    10/1/2035                       786.64                       786.64
OH                                 11/1/2005                    10/1/2035                       448.41                       448.41
OH                                 11/1/2005                    10/1/2035                       569.41                       569.41
OH                                 11/1/2005                    10/1/2035                       641.94                       641.94
OH                                 11/1/2005                    10/1/2035                       690.94                       690.94
MN                                 11/1/2005                    10/1/2035                       937.67                       937.67
CA                                 11/1/2005                    10/1/2035                       885.47                       885.47
MN                                 11/1/2005                    10/1/2035                      2312.97                      2312.97
OH                                 11/1/2005                    10/1/2035                       892.64                       892.64
OH                                 10/1/2005                     9/1/2035                       1011.1                       1011.1
OH                                 11/1/2005                    10/1/2035                       798.58                       798.58
OH                                 11/1/2005                    10/1/2035                       708.73                       708.73
MD                                 11/1/2005                    10/1/2035                      2270.09                      2270.09
FL                                 11/1/2005                    10/1/2035                       1136.3                       1136.3
OH                                 11/1/2005                    10/1/2035                       663.71                       663.71
OH                                 11/1/2005                    10/1/2035                      1042.97                      1042.97
OH                                 11/1/2005                    10/1/2035                      1234.08                      1234.08
OH                                 11/1/2005                    10/1/2035                      1179.49                      1179.49
MN                                 10/1/2005                     9/1/2035                      1299.86                      1299.86
MN                                 11/1/2005                    10/1/2035                      1927.15                      1927.15
NY                                 11/1/2005                    10/1/2035                       1878.8                       1878.8
FL                                 11/1/2005                    10/1/2035                      1938.83                      1938.83
OH                                 11/1/2005                    10/1/2035                       647.56                       647.56
MN                                 11/1/2005                    10/1/2035                      1169.25                      1169.25
MN                                 11/1/2005                    10/1/2035                       1562.4                       1562.4
MN                                 10/1/2005                     9/1/2035                      1329.66                      1329.66
RI                                 11/1/2005                    10/1/2035                      1745.63                      1745.63
OH                                 11/1/2005                    10/1/2035                       973.31                       973.31
FL                                 11/1/2005                    10/1/2035                      1170.18                      1170.18
OH                                 11/1/2005                    10/1/2035                       628.87                       628.87
OH                                 11/1/2005                    10/1/2035                       496.02                       496.02
NY                                  9/1/2005                     8/1/2035                       741.38                       741.38
MI                                 11/1/2005                    10/1/2035                      2096.26                      2096.26
OH                                 11/1/2005                    10/1/2035                       825.78                       825.78
OH                                 11/1/2005                    10/1/2035                       560.95                       560.95
OH                                 11/1/2005                    10/1/2035                       695.79                       695.79
OH                                 11/1/2005                    10/1/2035                       715.84                       715.84
MI                                 11/1/2005                    10/1/2035                       726.12                       726.12
MI                                 11/1/2005                    10/1/2035                       670.95                       670.95
OH                                 10/1/2005                     9/1/2035                       745.07                       745.07
OH                                 11/1/2005                    10/1/2035                       721.69                       721.69
OH                                 11/1/2005                    10/1/2020                       579.34                       579.34
MI                                 10/1/2005                     9/1/2035                       1362.4                       1362.4
MD                                 11/1/2005                    10/1/2035                      1945.17                      1945.17
OH                                 11/1/2005                    10/1/2035                       609.29                       609.29
MI                                 11/1/2005                    10/1/2035                       1076.8                       1076.8
OH                                 11/1/2005                    10/1/2035                       826.39                       826.39
NC                                 10/1/2005                     9/1/2035                      1008.63                      1008.63
MN                                 10/1/2005                     9/1/2035                         1560                         1560
OH                                 11/1/2005                    10/1/2035                       562.32                       562.32
OH                                 11/1/2005                    10/1/2035                       493.13                       493.13
OH                                 11/1/2005                    10/1/2035                       673.49                       673.49
NY                                 10/1/2005                     9/1/2035                      1375.94                      1375.94
MN                                 11/1/2005                    10/1/2035                       952.08                       952.08
VA                                 11/1/2005                    10/1/2035                      1030.37                      1030.37
OH                                 11/1/2005                    10/1/2035                      1098.85                      1098.85
OH                                 11/1/2005                    10/1/2035                       650.14                       650.14
MN                                 11/1/2005                    10/1/2035                      1684.17                      1684.17
OH                                 11/1/2005                    10/1/2035                       593.37                       593.37
OH                                 11/1/2005                    10/1/2035                      2003.68                      2003.68
NY                                 11/1/2005                    10/1/2035                       2050.3                       2050.3
OH                                 11/1/2005                    10/1/2035                      1124.77                      1124.77
OH                                 10/1/2005                     9/1/2035                       718.16                       718.16
OH                                 10/1/2005                     9/1/2035                      1122.53                      1122.53
OH                                 11/1/2005                    10/1/2035                       439.96                       439.96
NC                                 10/1/2005                     9/1/2035                      1106.12                      1106.12
OH                                 11/1/2005                    10/1/2035                      1539.61                      1539.61
MN                                 11/1/2005                    10/1/2035                       496.65                       496.65
OH                                 11/1/2005                    10/1/2035                       846.74                       846.74
NY                                 11/1/2005                    10/1/2035                      1581.13                      1581.13
OH                                 11/1/2005                    10/1/2035                          518                          518
MD                                 10/1/2005                     9/1/2035                       796.95                       796.49
OH                                 11/1/2005                    10/1/2035                      1196.41                      1196.41
MN                                 11/1/2005                    10/1/2035                       1537.7                       1537.7
OH                                 11/1/2005                    10/1/2035                       942.89                       942.89
OH                                 10/1/2005                     9/1/2035                       943.78                       943.78
OH                                 12/1/2005                    11/1/2035                       647.46                       647.46
NC                                 11/1/2005                    10/1/2035                      2227.69                      2227.69
OH                                 11/1/2005                    10/1/2035                       977.88                       977.88
OH                                 11/1/2005                    10/1/2035                      1717.96                      1717.96
MN                                 10/1/2005                     9/1/2035                       700.57                       700.57
MN                                 11/1/2005                    10/1/2035                         1608                         1608
OH                                 11/1/2005                    10/1/2035                       774.74                       774.74
MD                                 12/1/2005                    11/1/2035                       911.64                       911.64
OH                                 11/1/2005                    10/1/2035                       1513.3                       1513.3
OH                                 11/1/2005                    10/1/2035                       984.84                       984.84
OH                                 11/1/2005                    10/1/2035                       959.76                       959.76
OH                                 10/1/2005                     9/1/2035                      1016.89                      1016.89
OH                                 11/1/2005                    10/1/2035                       672.58                       672.58
MN                                 11/1/2005                    10/1/2035                      1543.25                      1543.25
MN                                 11/1/2005                    10/1/2035                      1864.04                      1864.04
OH                                 11/1/2005                    10/1/2035                       904.08                       904.08
MI                                 11/1/2005                    10/1/2035                      1096.99                      1096.99
OH                                 11/1/2005                    10/1/2035                       702.81                       702.81
OH                                 11/1/2005                    10/1/2035                       787.37                       787.37
OH                                 11/1/2005                    10/1/2035                       750.19                       750.19
OH                                 11/1/2005                    10/1/2035                      1019.01                      1019.01
OH                                 11/1/2005                    10/1/2035                       794.12                       794.12
OH                                 11/1/2005                    10/1/2035                       440.34                       440.34
OH                                 11/1/2005                    10/1/2035                      1016.37                      1016.37
OH                                 11/1/2005                    10/1/2035                        689.6                        689.6
OH                                 10/1/2005                     9/1/2035                       900.23                       900.23
OH                                 11/1/2005                    10/1/2035                      1349.02                      1349.02
OH                                 11/1/2005                    10/1/2035                      1195.85                      1195.85
OH                                 11/1/2005                    10/1/2035                       621.76                       621.76
MN                                 11/1/2005                    10/1/2035                      1277.73                      1277.73
OH                                 11/1/2005                    10/1/2035                      1958.05                      1958.05
NC                                 10/1/2005                     9/1/2035                       843.42                       843.42
OH                                 11/1/2005                    10/1/2035                       555.44                       555.44
OH                                 11/1/2005                    10/1/2035                       677.85                       677.85
OH                                 12/1/2005                    11/1/2035                       564.86                       564.86
OH                                 10/1/2005                     9/1/2035                      1494.43                      1494.43
OH                                 11/1/2005                    10/1/2035                       656.78                       656.78
OH                                 11/1/2005                    10/1/2035                      1831.03                      1831.03
OH                                 11/1/2005                    10/1/2035                       562.73                       562.73
OH                                 11/1/2005                    10/1/2035                        957.9                        957.9
OH                                 11/1/2005                    10/1/2035                       2350.8                       2350.8
OH                                 11/1/2005                    10/1/2035                       490.66                       490.66
OH                                 11/1/2005                    10/1/2035                      1267.44                      1267.44
OH                                 11/1/2005                    10/1/2035                      1300.67                      1300.67
OH                                 10/1/2005                     9/1/2035                        995.9                        995.9
OH                                 11/1/2005                    10/1/2035                       648.83                       648.83
OH                                 10/1/2005                     9/1/2035                       930.41                       930.41
OH                                 11/1/2005                    10/1/2035                       937.01                       937.01
OH                                 11/1/2005                    10/1/2035                       776.44                       776.44
OH                                 11/1/2005                    10/1/2035                      1436.06                      1436.06
OH                                 11/1/2005                    10/1/2035                       562.35                       562.35
OH                                 11/1/2005                    10/1/2035                       975.71                       975.71
OH                                 11/1/2005                    10/1/2035                        429.4                        429.4
OH                                 11/1/2005                    10/1/2035                       513.71                       513.71
OH                                 11/1/2005                    10/1/2035                       634.95                       634.95
OH                                 11/1/2005                    10/1/2035                      1594.37                      1594.37
OH                                 11/1/2005                    10/1/2035                      1284.67                      1284.67
OH                                 11/1/2005                    10/1/2035                       717.92                       717.92
MN                                 11/1/2005                    10/1/2035                      1107.41                      1107.41
OH                                 10/1/2005                     9/1/2035                       876.83                       876.83
OH                                 11/1/2005                    10/1/2035                       1170.7                       1170.7
OH                                 11/1/2005                    10/1/2035                       886.25                       886.25
OH                                 10/1/2005                     9/1/2035                       701.78                       701.78
OH                                 10/1/2005                     9/1/2035                      1113.49                      1113.49
NC                                 11/1/2005                    10/1/2035                      1547.71                      1547.71
OH                                 11/1/2005                    10/1/2035                      1735.15                      1735.15
OH                                 11/1/2005                    10/1/2035                       556.72                       556.72
OH                                 11/1/2005                    10/1/2035                      1468.92                      1468.92
OH                                 11/1/2005                    10/1/2035                        699.7                        699.7
OH                                 11/1/2005                    10/1/2035                       791.64                       791.64
OH                                 11/1/2005                    10/1/2035                      1149.41                      1149.41
OH                                 11/1/2005                    10/1/2035                       901.06                       901.06
OH                                 10/1/2005                     9/1/2035                       1050.6                       1050.6
OH                                 11/1/2005                    10/1/2035                      1103.55                      1103.55
------------------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------------------------------------------------------------------------------

TX                                 11/1/2005                    10/1/2035                       319.98                       319.98
TX                                 11/1/2005                    10/1/2035                       306.65                       306.65
NC                                 11/1/2005                    10/1/2035                       426.23                       426.23
SC                                 11/1/2005                    10/1/2035                       336.17                       336.17
CO                                 11/1/2005                    10/1/2035                       339.06                       339.06
TX                                 11/1/2005                    10/1/2035                       257.48                       257.48
CO                                 11/1/2005                    10/1/2035                       358.07                       358.07
NC                                 10/1/2005                     9/1/2035                       283.21                       283.21
TX                                 10/1/2005                     9/1/2035                       288.01                       288.01
CO                                 11/1/2005                    10/1/2035                       343.93                       343.93
CO                                 11/1/2005                    10/1/2035                       387.92                       387.92
MD                                 11/1/2005                    10/1/2035                       673.81                       673.81
GA                                 11/1/2005                    10/1/2035                        287.7                        287.7
TX                                 11/1/2005                    10/1/2035                       253.76                       253.76
MD                                 11/1/2005                    10/1/2035                       564.98                       564.98
MD                                 11/1/2005                    10/1/2035                       747.37                       747.37
MD                                 11/1/2005                    10/1/2035                       473.71                       473.71
MD                                 11/1/2005                    10/1/2035                       999.94                       999.94
GA                                 11/1/2005                    10/1/2035                       311.38                       311.38
TX                                 11/1/2005                    10/1/2035                       338.02                       338.02
TX                                 11/1/2005                    10/1/2035                       632.97                       632.97
MD                                 11/1/2005                    10/1/2035                       442.95                       442.95
NV                                 11/1/2005                    10/1/2035                          686                          686
OK                                 10/1/2005                     9/1/2035                      4364.22                      4364.22
TX                                  8/1/2005                     7/1/2035                       296.64                       296.63
TX                                 11/1/2005                    10/1/2035                       317.83                       317.83
GA                                 11/1/2005                    10/1/2035                       402.42                       402.41
DE                                 11/1/2005                    10/1/2035                       383.66                       383.66
FL                                 11/1/2005                    10/1/2035                       365.55                       365.55
CO                                 11/1/2005                    10/1/2035                       402.89                       402.89
UT                                 11/1/2005                    10/1/2035                       364.68                       364.68
NC                                 11/1/2005                    10/1/2035                      1204.69                      1204.69
CA                                 10/1/2005                     9/1/2035                      1353.29                      1353.29
SC                                 11/1/2005                    10/1/2035                       376.31                       376.31
IN                                 11/1/2005                    10/1/2035                       208.14                       208.14
NV                                 10/1/2005                     9/1/2035                       709.36                       709.35
KY                                 11/1/2005                    10/1/2035                       333.27                       333.27
NC                                 10/1/2005                     9/1/2035                       270.44                       270.44
GA                                 11/1/2005                    10/1/2035                       430.45                       430.45
AZ                                 11/1/2005                    10/1/2035                       704.17                       704.17
FL                                 11/1/2005                    10/1/2035                       463.78                       463.78
FL                                 11/1/2005                    10/1/2035                       755.28                       755.28
AZ                                 11/1/2005                    10/1/2035                       392.54                       392.54
MD                                 11/1/2005                    10/1/2035                       604.66                       604.66
IL                                 11/1/2005                    10/1/2035                       448.22                       448.22
CO                                 11/1/2005                    10/1/2035                        527.9                        527.9
CA                                  9/1/2005                     8/1/2035                      3029.82                      3029.82
TX                                 11/1/2005                    10/1/2035                       638.75                       638.75
WI                                 11/1/2005                    10/1/2035                       312.31                       312.31
TX                                 11/1/2005                    10/1/2035                       218.99                       218.99
CA                                 11/1/2005                    10/1/2035                       923.89                       923.89
CA                                 11/1/2005                    10/1/2035                       976.75                       976.75
SC                                  9/1/2005                     8/1/2035                        347.9                        347.9
SC                                 11/1/2005                    10/1/2035                       265.95                       265.95
NC                                 11/1/2005                    10/1/2035                        374.1                        374.1
GA                                 11/1/2005                    10/1/2035                       935.45                       935.45
FL                                 11/1/2005                    10/1/2035                       255.22                       255.22
GA                                 11/1/2005                    10/1/2020                      2273.08                      2273.08
PA                                 11/1/2005                    10/1/2035                       260.57                       260.57
ME                                  9/1/2005                     8/1/2035                       777.27                       777.27
TX                                 11/1/2005                    10/1/2035                       300.35                       300.35
CO                                 11/1/2005                    10/1/2035                       396.12                       396.12
SC                                 11/1/2005                    10/1/2035                        356.5                        356.5
ME                                 11/1/2005                    10/1/2035                       289.17                       289.17
TX                                 11/1/2005                    10/1/2035                       403.79                       403.79
WI                                 11/1/2005                    10/1/2035                       251.31                       251.31
CO                                 11/1/2005                    10/1/2035                          439                          439
GA                                 10/1/2005                     9/1/2035                      2505.95                      2505.95
MA                                 11/1/2005                    10/1/2035                       250.67                       250.67
TX                                 11/1/2005                    10/1/2035                       371.45                       371.45
WY                                 11/1/2005                    10/1/2035                       269.52                       269.52
WY                                 11/1/2005                    10/1/2035                       235.09                       235.09
WY                                 11/1/2005                    10/1/2035                       257.48                       257.48
FL                                 10/1/2005                     9/1/2035                       346.15                       346.15
GA                                 11/1/2005                    10/1/2035                       236.68                       236.68
TX                                 11/1/2005                    10/1/2035                       236.19                       236.19
TX                                 11/1/2005                    10/1/2035                        463.9                        463.9
CO                                 11/1/2005                    10/1/2035                       249.13                       249.13
MD                                 11/1/2005                    10/1/2035                       407.72                       407.72
AZ                                 10/1/2005                     9/1/2035                          560                          560
CO                                 11/1/2005                    10/1/2035                        377.7                        377.7
GA                                 11/1/2005                    10/1/2035                       201.46                       201.46
CA                                 11/1/2005                    10/1/2035                       698.94                       698.94
MA                                 11/1/2005                    10/1/2035                       414.67                       414.67
TX                                 11/1/2005                    10/1/2035                       338.45                       338.45
TX                                 11/1/2005                    10/1/2035                       471.78                       471.78
OH                                 11/1/2005                    10/1/2035                       257.28                       257.28
GA                                 11/1/2005                    10/1/2035                       232.71                       232.71
CO                                 11/1/2005                    10/1/2035                       364.09                       364.09
WI                                 11/1/2005                    10/1/2035                        281.1                        281.1
NC                                 11/1/2005                    10/1/2035                       289.86                       289.86
NC                                 11/1/2005                    10/1/2035                       265.34                       265.34
TX                                 11/1/2005                    10/1/2035                       280.54                       280.54
TX                                 11/1/2005                    10/1/2035                       339.08                       339.08
TX                                 11/1/2005                    10/1/2035                       307.56                       307.56
WA                                 11/1/2005                    10/1/2035                       797.35                       797.35
NY                                 11/1/2005                    10/1/2035                       800.62                       800.62
MA                                 11/1/2005                    10/1/2035                       610.51                       610.51
MA                                 11/1/2005                    10/1/2035                       293.72                       293.72
TN                                 11/1/2005                    10/1/2035                       318.38                       318.38
TX                                 11/1/2005                    10/1/2035                       269.47                       269.47
TX                                 11/1/2005                    10/1/2035                       347.23                       347.23
TX                                 11/1/2005                    10/1/2035                       301.35                       301.35
TX                                 11/1/2005                    10/1/2035                       306.99                       306.99
TX                                 11/1/2005                    10/1/2035                       241.86                       241.86
FL                                 11/1/2005                    10/1/2035                       223.42                       223.42
GA                                 11/1/2005                    10/1/2035                       564.47                       564.47
VT                                  9/1/2005                     8/1/2035                       505.69                       505.69
TX                                 11/1/2005                    10/1/2035                       260.76                       260.76
TN                                 11/1/2005                    10/1/2035                       274.38                       274.38
NH                                 11/1/2005                    10/1/2035                       590.48                       590.48
IL                                 11/1/2005                    10/1/2035                       388.29                       388.29
FL                                 11/1/2005                    10/1/2035                      1600.53                      1600.53
NC                                 11/1/2005                    10/1/2035                       485.68                       485.68
PA                                 11/1/2005                    10/1/2035                       277.28                       277.28
IL                                 11/1/2005                    10/1/2035                        391.1                        391.1
NV                                 11/1/2005                    10/1/2035                       233.64                       233.64
MA                                 11/1/2005                    10/1/2035                       348.41                       348.41
PA                                 11/1/2005                    10/1/2035                       323.79                       323.79
FL                                  9/1/2005                     8/1/2035                       372.12                       372.12
TX                                 11/1/2005                    10/1/2035                       263.42                       263.42
FL                                 11/1/2005                    10/1/2035                      2812.86                      2812.86
CO                                 11/1/2005                    10/1/2035                       381.26                       381.26
CT                                 11/1/2005                    10/1/2035                       490.04                       490.04
PA                                 11/1/2005                    10/1/2035                       277.28                       277.28
GA                                  8/1/2005                     7/1/2035                       385.62                       385.62
MD                                 11/1/2005                    10/1/2035                        254.3                       166.68
NC                                 11/1/2005                    10/1/2035                       301.72                       301.72
GA                                 11/1/2005                    10/1/2035                       330.48                       330.48
OH                                 11/1/2005                    10/1/2035                       684.96                       684.96
OH                                 11/1/2005                    10/1/2035                          400                          400
WI                                 11/1/2005                    10/1/2035                       352.36                       352.36
MA                                 11/1/2005                    10/1/2035                       611.51                       611.51
NJ                                 11/1/2005                    10/1/2035                       350.73                       350.73
MA                                 11/1/2005                    10/1/2035                       680.24                       680.24
NH                                 11/1/2005                    10/1/2035                       260.76                       260.76
FL                                 11/1/2005                    10/1/2035                       410.64                       410.64
NJ                                 11/1/2005                    10/1/2035                        657.1                        657.1
CO                                 11/1/2005                    10/1/2035                       655.67                       655.67
CO                                 11/1/2005                    10/1/2035                       764.72                       764.72
CO                                 11/1/2005                    10/1/2035                        406.4                        406.4
TX                                 11/1/2005                    10/1/2035                       560.12                       560.12
GA                                 11/1/2005                    10/1/2035                          325                          325
TX                                 11/1/2005                    10/1/2035                       371.45                       371.45
TX                                 10/1/2005                     9/1/2035                       370.02                       370.02
OH                                 11/1/2005                    10/1/2035                       266.04                       266.04
MD                                 10/1/2005                     9/1/2035                       401.47                       401.47
NY                                 11/1/2005                    10/1/2035                        243.6                        243.6
CA                                  9/1/2005                     8/1/2035                       982.28                       982.28
OK                                 11/1/2005                    10/1/2035                       286.46                       286.46
NY                                 11/1/2005                    10/1/2035                       375.26                       375.26
TX                                  9/1/2005                     8/1/2035                       311.78                       311.77
CA                                 11/1/2005                    10/1/2035                      5192.93                      5192.93
CA                                 11/1/2005                    10/1/2035                       862.04                       862.04
MN                                 11/1/2005                    10/1/2035                       251.42                       251.42
MO                                 11/1/2005                    10/1/2035                       292.53                       292.53
IL                                 11/1/2005                    10/1/2035                       330.63                       330.63
MA                                 11/1/2005                    10/1/2035                       648.56                       648.56
NH                                 11/1/2005                    10/1/2035                       271.18                       271.18
WA                                 10/1/2005                     9/1/2035                       443.94                       443.94
GA                                 11/1/2005                    10/1/2035                       718.95                       718.95
TX                                 11/1/2005                    10/1/2035                       338.97                       338.97
TX                                 11/1/2005                    10/1/2035                       301.78                       301.78
TX                                 11/1/2005                    10/1/2035                       258.87                       258.87
IL                                 11/1/2005                    10/1/2035                       292.74                       292.74
GA                                 11/1/2005                    10/1/2035                       280.05                       280.05
PA                                 11/1/2005                    10/1/2035                       251.43                       251.43
FL                                 11/1/2005                    10/1/2035                       261.18                       261.18
WA                                 11/1/2005                    10/1/2035                       481.51                       481.51
OH                                 11/1/2005                    10/1/2035                       485.44                       485.44
NC                                 11/1/2005                    10/1/2035                       299.07                       299.07
IN                                 11/1/2005                    10/1/2035                       394.26                       394.26
IL                                 11/1/2005                    10/1/2035                        589.6                        589.6
WA                                 10/1/2005                     9/1/2035                       391.78                       391.78
AL                                 11/1/2005                    10/1/2035                       333.31                       333.31
KY                                 11/1/2005                    10/1/2035                        231.7                        231.7
NJ                                 11/1/2005                    10/1/2035                       877.18                       877.18
GA                                 11/1/2005                    10/1/2035                       427.76                       427.76
CO                                 11/1/2005                    10/1/2035                       359.09                       359.09
NJ                                 11/1/2005                    10/1/2035                       496.31                       496.31
TX                                 11/1/2005                    10/1/2035                       216.34                       216.34
NV                                 11/1/2005                    10/1/2035                       537.66                       537.66
NJ                                 10/1/2005                     9/1/2035                       771.67                       771.67
NH                                 11/1/2005                    10/1/2035                      1528.66                      1528.66
PA                                 11/1/2005                    10/1/2035                       389.68                       389.68
PA                                 11/1/2005                    10/1/2035                       321.29                       321.29
KY                                 11/1/2005                    10/1/2035                       365.14                       365.14
FL                                 11/1/2005                    10/1/2035                          308                          308
CT                                 11/1/2005                    10/1/2035                       632.97                       632.97
WI                                 11/1/2005                    10/1/2035                       227.51                       227.51
OH                                 11/1/2005                    10/1/2035                       270.32                       270.32
OH                                 11/1/2005                    10/1/2035                       283.57                       283.57
UT                                 11/1/2005                    10/1/2035                       326.69                       326.69
VT                                 11/1/2005                    10/1/2035                       352.36                       352.36
WY                                 11/1/2005                    10/1/2035                       259.42                       259.42
OH                                 11/1/2005                    10/1/2035                       227.06                       227.06
GA                                 11/1/2005                    10/1/2035                       302.47                       302.47
MA                                 10/1/2005                     9/1/2035                       346.15                       346.15
MA                                 11/1/2005                    10/1/2035                       278.06                       278.06
CA                                 10/1/2005                     9/1/2035                      1383.02                      1383.02
NC                                 11/1/2005                    10/1/2035                       284.84                       284.84
NY                                 10/1/2005                     9/1/2035                       606.67                       606.67
NY                                 11/1/2005                    10/1/2035                      1070.48                      1070.48
GA                                 11/1/2005                    10/1/2035                       271.14                       271.14
CO                                 11/1/2005                    10/1/2035                       438.38                       438.38
OH                                 11/1/2005                    10/1/2035                       335.22                       335.22
UT                                 11/1/2005                    10/1/2035                        305.7                        305.7
IA                                 11/1/2005                    10/1/2035                       247.58                       247.58
IA                                 11/1/2005                    10/1/2035                       247.58                       247.58
CA                                 11/1/2005                    10/1/2035                       356.78                       356.78
MA                                 11/1/2005                    10/1/2035                       289.11                       289.11
CA                                 11/1/2005                    10/1/2035                       876.14                       876.14
OH                                 11/1/2005                    10/1/2035                       454.63                       454.63
OH                                 11/1/2005                    10/1/2035                       314.52                       314.52
NY                                 11/1/2005                    10/1/2035                       753.44                       753.44
TX                                 11/1/2005                    10/1/2035                       283.52                       283.52
GA                                 11/1/2005                    10/1/2035                       259.79                       259.79
KY                                 11/1/2005                    10/1/2035                       246.06                       246.06
FL                                 11/1/2005                    10/1/2035                       384.19                       384.19
FL                                 11/1/2005                    10/1/2035                       325.65                       325.65
FL                                 11/1/2005                    10/1/2035                       815.61                       815.61
OH                                 11/1/2005                    10/1/2035                       232.86                       232.86
CT                                 10/1/2005                     9/1/2035                      3990.73                      3990.73
OH                                 11/1/2005                    10/1/2035                       318.33                       318.33
FL                                 11/1/2005                    10/1/2035                       320.85                       320.85
IL                                 11/1/2005                    10/1/2035                       684.43                       684.43
CA                                 11/1/2005                    10/1/2035                        896.3                        896.3
CA                                 10/1/2005                     9/1/2035                      1816.95                      1816.95
FL                                 10/1/2005                     9/1/2035                      2721.11                      2721.11
UT                                 11/1/2005                    10/1/2035                       238.86                       238.86
ME                                 11/1/2005                    10/1/2035                       461.85                       461.85
IA                                 11/1/2005                    10/1/2035                       224.59                       224.59
WA                                 11/1/2005                    10/1/2035                       331.62                       331.62
IN                                 11/1/2005                    10/1/2035                       296.16                       296.16
CA                                 11/1/2005                    10/1/2035                      1514.11                      1514.11
TX                                 11/1/2005                    10/1/2035                       276.18                       276.18
KY                                 11/1/2005                    10/1/2035                       221.47                       221.47
LA                                 11/1/2005                    10/1/2035                       846.26                       846.26
NY                                 11/1/2005                    10/1/2035                       698.49                       698.49
CA                                 11/1/2005                    10/1/2035                       645.09                       645.09
CA                                 11/1/2005                    10/1/2035                      2707.38                      2707.38
OK                                 10/1/2005                     9/1/2035                       589.29                       589.29
CA                                 11/1/2005                    10/1/2035                       723.13                       723.13
GA                                 10/1/2005                     9/1/2035                       283.62                       283.62
CA                                 11/1/2005                    10/1/2035                       712.86                       712.86
MD                                 11/1/2005                    10/1/2035                       526.71                       526.71
SC                                 11/1/2005                    10/1/2035                       275.15                       275.15
CT                                 11/1/2005                    10/1/2035                        326.8                        326.8
VA                                 11/1/2005                    10/1/2035                       370.37                       370.37
TN                                 10/1/2005                     9/1/2035                      1086.08                      1086.08
FL                                  7/1/2005                     6/1/2035                       430.59                       430.59
PA                                 11/1/2005                    10/1/2035                       236.19                       236.19
PA                                 11/1/2005                    10/1/2035                       303.64                       303.64
CA                                 11/1/2005                    10/1/2035                       501.75                       501.75
CA                                 11/1/2005                    10/1/2035                      1180.97                      1180.97
CA                                 10/1/2005                     9/1/2035                       663.19                       663.19
CA                                 11/1/2005                    10/1/2035                       790.43                       790.43
TX                                 11/1/2005                    10/1/2035                       327.41                       327.41
TX                                 11/1/2005                    10/1/2035                       277.28                       277.28
MA                                 11/1/2005                    10/1/2035                       259.42                       259.42
KY                                 11/1/2005                    10/1/2035                       308.48                       308.48
AZ                                 10/1/2005                     9/1/2035                       283.57                       283.57
UT                                 11/1/2005                    10/1/2035                       387.85                       387.85
CA                                 11/1/2005                    10/1/2035                       888.49                       888.49
CA                                 11/1/2005                    10/1/2035                       904.71                       904.71
CA                                 11/1/2005                    10/1/2035                      1150.74                      1150.74
IL                                 11/1/2005                    10/1/2035                       335.22                       335.22
AZ                                 11/1/2005                    10/1/2035                       445.63                       445.63
FL                                 11/1/2005                    10/1/2035                       475.14                       475.14
MA                                 11/1/2005                    10/1/2035                      2662.33                      2662.33
VA                                 11/1/2005                    10/1/2035                       307.12                       307.12
FL                                 11/1/2005                    10/1/2035                       380.35                       380.35
NH                                 11/1/2005                    10/1/2035                       328.78                       328.78
NC                                 10/1/2005                     9/1/2035                       250.17                       250.17
CO                                 11/1/2005                    10/1/2035                       431.77                       431.77
CA                                 11/1/2005                    10/1/2035                       455.21                       455.21
NH                                 11/1/2005                    10/1/2035                       551.08                       551.08
NY                                 11/1/2005                    10/1/2035                       871.12                       871.12
HI                                11/15/2005                   10/15/2035                      1017.23                      1017.23
NC                                 11/1/2005                    10/1/2035                       356.31                       356.31
CT                                 11/1/2005                    10/1/2035                       445.63                       445.63
CA                                 11/1/2005                    10/1/2035                       759.23                       759.23
WA                                 11/1/2005                    10/1/2035                       668.91                       668.91
FL                                 11/1/2005                    10/1/2035                       407.72                       407.72
FL                                 11/1/2005                    10/1/2035                      1858.18                      1858.18
TN                                 11/1/2005                    10/1/2035                       204.55                       204.55
HI                                 11/1/2005                    10/1/2035                      3383.83                      3383.83
TN                                 11/1/2005                    10/1/2035                       243.11                       243.11
CT                                 11/1/2005                    10/1/2035                       391.84                       391.84
CT                                 10/1/2005                     9/1/2035                       317.55                       317.55
NE                                 10/1/2005                     9/1/2035                       355.48                       355.48
CA                                 11/1/2005                    10/1/2035                      1277.48                      1277.48
NY                                 11/1/2005                    10/1/2035                       252.82                       252.82
FL                                 11/1/2005                    10/1/2035                       433.59                       433.59
FL                                 11/1/2005                    10/1/2035                       521.86                       521.86
FL                                 10/1/2005                     9/1/2035                      1225.57                      1225.57
WA                                 11/1/2005                    10/1/2035                       361.98                       361.98
CA                                 11/1/2005                    10/1/2035                      6356.26                      6356.26
IL                                 11/1/2005                    10/1/2035                       323.79                       323.79
CA                                 11/1/2005                    10/1/2035                      1483.72                      1483.72
MA                                 11/1/2005                    10/1/2035                       1454.1                       1454.1
VA                                 11/1/2005                    10/1/2035                       650.01                       650.01
CA                                 11/1/2005                    10/1/2035                        789.8                        789.8
FL                                 11/1/2005                    10/1/2035                      1607.81                      1607.81
NH                                 11/1/2005                    10/1/2035                       304.49                       304.49
CA                                  9/1/2005                     8/1/2035                      1441.29                      1441.29
MI                                 11/1/2005                    10/1/2035                       231.43                       231.43
NY                                 11/1/2005                    10/1/2035                       966.98                       966.98
MI                                 11/1/2005                    10/1/2035                       268.32                       268.32
MI                                 11/1/2005                    10/1/2035                       286.89                       286.89
CO                                 11/1/2005                    10/1/2035                       283.21                       283.21
CA                                 11/1/2005                    10/1/2035                       872.03                       872.03
FL                                 11/1/2005                    10/1/2035                       528.02                       528.02
SC                                 11/1/2005                    10/1/2035                       956.04                       956.04
NY                                 11/1/2005                    10/1/2035                      1334.46                      1334.46
CA                                 11/1/2005                    10/1/2035                      1057.96                      1057.96
KY                                 11/1/2005                    10/1/2035                       316.49                       316.49
CA                                 11/1/2005                    10/1/2035                       622.23                       622.23
TX                                 11/1/2005                    10/1/2035                       276.89                       276.89
TX                                 11/1/2005                    10/1/2035                       279.78                       279.78
MI                                 11/1/2005                    10/1/2035                       268.75                       268.75
CA                                 10/1/2005                     9/1/2035                       509.79                       509.79
FL                                 11/1/2005                    10/1/2035                       259.79                       259.79
CA                                 11/1/2005                    10/1/2035                      1122.95                      1122.95
NC                                 11/1/2005                    10/1/2035                       314.45                       314.45
NC                                 11/1/2005                    10/1/2035                       245.67                       245.67
AL                                 11/1/2005                    10/1/2035                       479.63                       479.63
ID                                 11/1/2005                    10/1/2035                       855.56                       855.56
CA                                 11/1/2005                    10/1/2035                      2461.28                      2461.28
MO                                 11/1/2005                    10/1/2035                       256.37                       256.37
WA                                 11/1/2005                    10/1/2035                        285.7                        285.7
FL                                 10/1/2005                     9/1/2035                       352.54                       352.54
CA                                 11/1/2005                    10/1/2035                       833.29                       833.29
CA                                 11/1/2005                    10/1/2035                      1012.39                      1012.39
NH                                 11/1/2005                    10/1/2035                      3386.27                      3386.27
FL                                 11/1/2005                    10/1/2035                       279.71                       279.71
CA                                  9/1/2005                     8/1/2035                      1819.94                      1819.94
PA                                 11/1/2005                    10/1/2035                       554.56                       554.56
MI                                 11/1/2005                    10/1/2035                       247.57                       247.57
MI                                 11/1/2005                    10/1/2035                        356.5                        356.5
ME                                  9/1/2005                     8/1/2035                       605.89                       605.89
CA                                 11/1/2005                    10/1/2035                      1109.93                      1109.93
VA                                 11/1/2005                    10/1/2035                       283.31                       283.31
CA                                 11/1/2005                    10/1/2035                       639.05                       639.05
CA                                 10/1/2005                     9/1/2035                      1332.73                      1332.73
VA                                 11/1/2005                    10/1/2035                       510.18                       510.18
AZ                                 11/1/2005                    10/1/2035                       457.96                       457.96
CA                                 10/1/2005                     9/1/2035                       951.33                       951.33
MA                                 11/1/2005                    10/1/2035                      1139.95                      1139.95
CA                                 11/1/2005                    10/1/2035                       752.73                       752.73
IL                                 11/1/2005                    10/1/2035                       438.75                       438.75
TX                                 11/1/2005                    10/1/2035                      3046.57                      3046.56
MA                                 11/1/2005                    10/1/2035                      1818.24                      1818.24
FL                                 11/1/2005                    10/1/2035                       723.63                       723.63
FL                                 11/1/2005                    10/1/2035                       514.95                       514.95
SC                                  9/1/2005                     8/1/2020                       680.62                       680.62
TX                                 11/1/2005                    10/1/2035                       297.09                       297.09
ME                                  9/1/2005                     8/1/2035                       922.48                       922.48
NY                                 11/1/2005                    10/1/2035                      3065.36                      3065.36
CA                                 10/1/2005                     9/1/2035                       764.87                       764.87
CA                                 11/1/2005                    10/1/2035                        692.3                        692.3
OR                                 11/1/2005                    10/1/2035                       493.17                       493.17
SC                                 11/1/2005                    10/1/2035                      1396.74                      1396.74
NV                                 11/1/2005                    10/1/2035                       723.76                       723.76
MI                                 11/1/2005                    10/1/2035                       407.35                       407.35
FL                                 11/1/2005                    10/1/2035                       457.92                       457.92
CA                                 11/1/2005                    10/1/2035                       598.21                       598.21
CA                                 11/1/2005                    10/1/2035                       728.13                       728.13
NV                                 11/1/2005                    10/1/2035                       448.42                       448.42
NV                                 11/1/2005                    10/1/2035                       375.28                       375.28
NC                                  9/1/2005                     8/1/2035                       449.41                       449.41
MI                                 11/1/2005                    10/1/2035                       267.48                       267.48
CA                                 11/1/2005                    10/1/2035                        992.5                        992.5
NH                                 11/1/2005                    10/1/2035                       404.17                       404.17
TX                                 11/1/2005                    10/1/2035                       717.16                       717.16
GA                                 11/1/2005                    10/1/2035                       310.16                       310.16
AZ                                 11/1/2005                    10/1/2035                      1759.04                      1759.04
NC                                 11/1/2005                    10/1/2035                       841.37                       841.37
VA                                 11/1/2005                    10/1/2035                       357.95                       357.95
NY                                 10/1/2005                     9/1/2035                        269.3                        269.3
UT                                 11/1/2005                    10/1/2035                       257.46                       257.46
CA                                 10/1/2005                     9/1/2020                       390.45                       390.45
CA                                 11/1/2005                    10/1/2035                       561.31                       561.31
AZ                                 11/1/2005                    10/1/2035                       545.22                       545.22
CA                                 11/1/2005                    10/1/2035                      1047.56                      1047.56
NY                                 11/1/2005                    10/1/2035                       1066.2                       1066.2
MO                                 11/1/2005                    10/1/2035                       255.94                       255.94
AZ                                 11/1/2005                    10/1/2035                      1791.74                      1791.74
CA                                 11/1/2005                    10/1/2035                       893.52                       893.52
MD                                 11/1/2005                    10/1/2035                        998.4                        998.4
MA                                 10/1/2005                     9/1/2035                       3919.8                       3919.8
FL                                  9/1/2005                     8/1/2035                       602.52                       602.52
NY                                 11/1/2005                    10/1/2035                      1009.03                      1009.03
GA                                 11/1/2005                    10/1/2035                      3363.36                      3363.36
NH                                 11/1/2005                    10/1/2035                       435.73                       435.73
MO                                 11/1/2005                    10/1/2035                       535.88                       535.88
MA                                 10/1/2005                     9/1/2035                       286.96                       286.96
MA                                 11/1/2005                    10/1/2035                       1600.9                       1600.9
NY                                 11/1/2005                    10/1/2035                      3110.26                      3110.26
FL                                 11/1/2005                    10/1/2035                       407.72                       407.72
FL                                 11/1/2005                    10/1/2035                       462.94                       462.94
MD                                 11/1/2005                    10/1/2035                       477.79                       477.79
CA                                 11/1/2005                    10/1/2035                      2278.24                      2278.24
MI                                 11/1/2005                    10/1/2035                       432.71                       432.71
TX                                 11/1/2005                    10/1/2035                        993.4                        993.4
CA                                 11/1/2005                    10/1/2035                       802.35                       802.35
MO                                 11/1/2005                    10/1/2035                       265.18                       265.18
MO                                 11/1/2005                    10/1/2035                        300.3                        300.3
CA                                 11/1/2005                    10/1/2035                       256.67                       256.67
MI                                 11/1/2005                    10/1/2035                       222.12                       222.12
IL                                 11/1/2005                    10/1/2020                       787.36                       787.36
FL                                 11/1/2005                    10/1/2035                      1307.92                      1307.92
ME                                  9/1/2005                     8/1/2035                       425.51                       425.51
NH                                 11/1/2005                    10/1/2035                       470.26                       470.26
MD                                 11/1/2005                    10/1/2035                       264.54                       264.54
FL                                 11/1/2005                    10/1/2035                       281.17                       281.17
CA                                 10/1/2005                     9/1/2035                       633.57                       633.57
CA                                 11/1/2005                    10/1/2035                       518.65                       518.65
DE                                 11/1/2005                    10/1/2035                       342.84                       342.84
CA                                 11/1/2005                    10/1/2035                      1571.83                      1571.83
NJ                                 11/1/2005                    10/1/2035                      1004.16                      1004.16
CA                                 11/1/2005                    10/1/2035                       603.48                       603.48
UT                                 10/1/2005                     9/1/2035                       312.36                       312.36
NY                                 11/1/2005                    10/1/2035                      1021.56                      1021.56
FL                                 11/1/2005                    10/1/2035                      1683.56                      1683.56
CO                                 11/1/2005                    10/1/2035                       498.31                       498.31
RI                                 11/1/2005                    10/1/2035                       453.49                       453.49
CA                                 11/1/2005                    10/1/2035                       809.07                       809.07
CT                                 11/1/2005                    10/1/2035                       286.38                       286.38
CT                                 11/1/2005                    10/1/2035                       342.65                       342.65
CA                                 11/1/2005                    10/1/2035                      1333.25                      1333.25
TX                                 11/1/2005                    10/1/2035                       389.07                       389.07
NC                                  9/1/2005                     8/1/2035                       604.35                       604.35
CA                                 10/1/2005                     9/1/2035                       737.34                       737.34
CA                                 11/1/2005                    10/1/2035                      1235.09                      1235.09
MO                                 11/1/2005                    10/1/2035                        412.8                        412.8
TX                                 11/1/2005                    10/1/2015                       597.43                       597.43
TX                                 11/1/2005                    10/1/2035                       605.92                       605.92
MI                                 11/1/2005                    10/1/2035                       320.66                       320.66
FL                                 11/1/2005                    10/1/2035                       453.29                       453.29
DE                                 11/1/2005                    10/1/2035                       384.74                       384.74
MA                                 11/1/2005                    10/1/2035                      1095.42                      1095.42
CA                                 10/1/2005                     9/1/2035                      1194.01                      1194.01
CT                                 11/1/2005                    10/1/2035                       259.61                       259.61
GA                                 11/1/2005                    10/1/2035                       729.87                       729.87
NY                                 11/1/2005                    10/1/2035                       397.39                       397.39
TX                                 11/1/2005                    10/1/2035                       905.55                       905.55
CA                                 11/1/2005                    10/1/2035                        693.2                        693.2
MN                                 10/1/2005                     9/1/2035                       305.29                       305.29
VA                                 11/1/2005                    10/1/2035                       282.84                       282.84
FL                                 11/1/2005                    10/1/2035                      1407.49                      1407.49
NY                                 11/1/2005                    10/1/2035                       772.43                       772.43
NY                                 11/1/2005                    10/1/2035                      2986.73                      2986.73
ME                                 10/1/2005                     9/1/2025                       626.76                       626.76
IN                                 11/1/2005                    10/1/2035                       447.52                       447.52
MD                                 11/1/2005                    10/1/2035                       612.55                       612.55
CO                                 11/1/2005                    10/1/2035                       393.35                       393.35
CA                                 11/1/2005                    10/1/2035                      1099.72                      1099.72
TX                                 10/1/2005                     9/1/2020                      2005.41                      2005.41
TX                                 11/1/2005                    10/1/2035                      2235.98                      2235.98
CO                                 11/1/2005                    10/1/2035                       490.04                       490.04
MA                                 11/1/2005                    10/1/2035                      3352.44                      3352.44
GA                                 10/1/2005                     9/1/2035                       302.43                       302.43
PA                                 11/1/2005                    10/1/2025                       357.46                       357.46
CA                                 10/1/2005                     9/1/2035                       287.88                       287.88
VA                                 11/1/2005                    10/1/2035                       368.55                       368.55
MA                                 11/1/2005                    10/1/2035                       641.96                       641.96
TX                                 11/1/2005                    10/1/2035                      3444.86                      3444.86
FL                                 11/1/2005                    10/1/2035                       264.75                       264.75
FL                                 11/1/2005                    10/1/2035                        648.6                        648.6
KY                                 11/1/2005                    10/1/2035                       277.28                       277.28
TX                                 11/1/2005                    10/1/2035                       712.96                       712.96
NH                                 11/1/2005                    10/1/2035                       327.22                       327.22
CT                                 11/1/2005                    10/1/2035                       287.37                       287.37
SC                                 11/1/2005                    10/1/2035                      1078.46                      1078.46
WA                                 11/1/2005                    10/1/2035                       783.17                       783.17
MA                                 11/1/2005                    10/1/2035                      1125.13                      1125.13
VA                                 11/1/2005                    10/1/2035                       612.88                       612.88
NV                                 10/1/2005                     9/1/2035                      1381.26                      1381.26
VA                                 11/1/2005                    10/1/2035                        668.3                        668.3
CA                                 10/1/2005                     9/1/2035                       641.69                       641.69
NY                                 11/1/2005                    10/1/2035                       443.57                       443.57
OH                                 11/1/2005                    10/1/2035                       255.23                       255.23
OH                                 11/1/2005                    10/1/2035                       406.49                       406.49
IL                                 11/1/2005                    10/1/2035                       606.31                       606.31
KY                                 10/1/2005                     9/1/2035                        552.4                        552.4
IA                                 11/1/2005                    10/1/2035                        217.1                        217.1
CA                                 11/1/2005                    10/1/2035                       444.17                       444.17
ME                                 10/1/2005                     9/1/2035                        753.8                        753.8
CT                                 11/1/2005                    10/1/2020                       465.56                       465.56
UT                                 11/1/2005                    10/1/2035                       361.88                       361.88
CA                                 11/1/2005                    10/1/2035                       3812.8                       3812.8
NC                                 11/1/2005                    10/1/2035                       505.48                       505.48
NY                                 11/1/2005                    10/1/2035                      1242.26                      1242.26
CA                                 11/1/2005                    10/1/2035                       701.61                       701.61
NY                                 10/1/2005                     9/1/2025                      1650.41                      1650.41
OR                                  9/1/2005                     8/1/2035                       926.81                       926.81
IL                                 11/1/2005                    10/1/2035                      2658.52                      2658.52
MA                                 11/1/2005                    10/1/2035                       831.52                       831.52
NH                                 10/1/2005                     9/1/2035                       294.49                       294.49
IL                                 11/1/2005                    10/1/2035                       654.38                       654.38
NC                                 11/1/2005                    10/1/2035                       297.75                       297.75
CA                                 11/1/2005                    10/1/2035                       558.45                       558.45
WI                                 11/1/2005                    10/1/2035                       279.26                       279.26
SC                                  9/1/2005                     8/1/2035                       588.52                       588.52
WA                                 11/1/2005                    10/1/2035                       551.19                       551.19
HI                                 11/1/2005                    10/1/2035                       813.24                       813.24
NC                                  9/1/2005                     8/1/2035                       586.91                       586.91
CA                                 11/1/2005                    10/1/2035                      6455.23                      6455.23
NY                                 11/1/2005                    10/1/2035                       781.83                       781.83
MA                                 11/1/2005                    10/1/2035                       584.23                       584.23
NC                                 11/1/2005                    10/1/2035                        237.1                        237.1
NJ                                 11/1/2005                    10/1/2035                      1775.21                      1775.21
VT                                 11/1/2005                    10/1/2035                       691.75                       691.75
CA                                 11/1/2005                    10/1/2035                       648.46                       648.46
MI                                 10/1/2005                     9/1/2035                       269.29                       269.29
FL                                 11/1/2005                    10/1/2035                       416.54                       416.54
NY                                 10/1/2005                     9/1/2035                       627.04                       627.04
CA                                  9/1/2005                     8/1/2035                      2135.29                      2135.29
TX                                 11/1/2005                    10/1/2035                       1690.2                       1690.2
NY                                 11/1/2005                    10/1/2035                       252.42                       252.42
ID                                  9/1/2005                     8/1/2035                       763.19                       763.19
CO                                 11/1/2005                    10/1/2035                       514.08                       514.08
VA                                 10/1/2005                     9/1/2035                      1253.74                      1253.74
FL                                 11/1/2005                    10/1/2035                      1053.76                      1053.76
CA                                 11/1/2005                    10/1/2035                        880.2                        880.2
WI                                 11/1/2005                    10/1/2035                       519.02                       519.02
WA                                 11/1/2005                    10/1/2035                       409.06                       409.06
MA                                 11/1/2005                    10/1/2035                       325.69                       325.69
MA                                 11/1/2005                    10/1/2035                       470.47                       470.47
MA                                 11/1/2005                    10/1/2035                       683.89                       683.89
VA                                 11/1/2005                    10/1/2020                       736.59                       736.59
NJ                                 11/1/2005                    10/1/2035                       2575.3                       2575.3
CA                                 11/1/2005                    10/1/2035                      2216.33                      2216.33
CA                                 11/1/2005                    10/1/2035                      3399.04                      3399.04
MA                                 11/1/2005                    10/1/2035                       939.81                       939.81
VA                                 11/1/2005                    10/1/2035                       791.24                       791.24
FL                                 11/1/2005                    10/1/2035                      1545.75                      1545.75
FL                                 11/1/2005                    10/1/2035                      1626.08                      1626.08
MA                                 11/1/2005                    10/1/2035                       982.87                       982.87
NJ                                 11/1/2005                    10/1/2035                       522.48                       522.48
FL                                 11/1/2005                    10/1/2035                       277.87                       277.87
FL                                 11/1/2005                    10/1/2035                       367.53                       367.53
NY                                 10/1/2005                     9/1/2035                       618.32                       618.32
SC                                  7/1/2005                     6/1/2035                        346.6                        346.6
FL                                 10/1/2005                     9/1/2035                       640.69                       640.69
TX                                 11/1/2005                    10/1/2035                       648.18                       648.18
TX                                 11/1/2005                    10/1/2035                       593.11                       593.11
OR                                 10/1/2005                     9/1/2035                         1373                         1373
IL                                 11/1/2005                    10/1/2035                       722.93                       722.93
TN                                 11/1/2005                    10/1/2035                       259.97                       259.97
CO                                 11/1/2005                    10/1/2035                       952.55                       952.55
MO                                 11/1/2005                    10/1/2035                       272.66                       272.66
MA                                 10/1/2005                     9/1/2035                      3251.35                      3251.35
CA                                  9/1/2005                     8/1/2035                      1150.83                      1150.83
CA                                 10/1/2005                     9/1/2035                      2798.72                      2798.72
FL                                 11/1/2005                    10/1/2035                      1607.55                      1607.55
NY                                 10/1/2005                     9/1/2035                        370.2                        370.2
NY                                 11/1/2005                    10/1/2035                        655.9                        655.9
FL                                 11/1/2005                    10/1/2035                       265.27                       265.27
FL                                 11/1/2005                    10/1/2035                       510.46                       510.46
WI                                 11/1/2005                    10/1/2035                      1118.62                      1118.62
AL                                 11/1/2005                    10/1/2035                       493.24                       493.24
CA                                  9/1/2005                     8/1/2035                       630.04                       630.04
ID                                 10/1/2005                     9/1/2035                       276.17                       276.17
CA                                 10/1/2005                     9/1/2035                      1826.83                      1826.83
CA                                 10/1/2005                     9/1/2035                       374.46                       374.46
CA                                 11/1/2005                    10/1/2035                      3685.09                      3685.09
FL                                 11/1/2005                    10/1/2035                       770.65                       770.65
CA                                  9/1/2005                     8/1/2035                       847.84                       847.84
CA                                 10/1/2005                     9/1/2035                        725.5                        725.5
NY                                 11/1/2005                    10/1/2035                       610.79                       610.79
CA                                 11/1/2005                    10/1/2035                      1075.23                      1075.23
CA                                 11/1/2005                    10/1/2035                       992.49                       992.49
CO                                 11/1/2005                    10/1/2035                       394.88                       394.88
CA                                 10/1/2005                     9/1/2035                       481.14                       481.14
OK                                 11/1/2005                    10/1/2035                       514.35                       514.35
CA                                 11/1/2005                    10/1/2035                      1046.35                      1046.35
CA                                 11/1/2005                    10/1/2035                      1085.44                      1085.44
OR                                 10/1/2005                     9/1/2035                      1286.25                      1286.25
CT                                 10/1/2005                     9/1/2035                       383.52                       383.52
PA                                 11/1/2005                    10/1/2035                       338.68                       338.68
VA                                 11/1/2005                    10/1/2035                       259.46                       259.46
CA                                  8/1/2005                     7/1/2035                      3144.25                      3144.25
NE                                 11/1/2005                    10/1/2035                       252.52                       252.52
NY                                 11/1/2005                    10/1/2035                       618.31                       618.31
MA                                 11/1/2005                    10/1/2035                       435.42                       435.42
MD                                 11/1/2005                    10/1/2035                       649.33                       649.33
NY                                 10/1/2005                     9/1/2035                      2160.34                      2160.34
NY                                 11/1/2005                    10/1/2035                      1296.49                      1296.49
OR                                 11/1/2005                    10/1/2035                       362.93                       362.93
NY                                 11/1/2005                    10/1/2035                       735.19                       735.19
PA                                 11/1/2005                    10/1/2035                       898.36                       898.36
CA                                 11/1/2005                    10/1/2035                       842.34                       842.34
CA                                 10/1/2005                     9/1/2035                       573.92                       573.92
IL                                 11/1/2005                    10/1/2035                       331.14                       331.14
FL                                 10/1/2005                     9/1/2035                       783.95                       783.95
NY                                 11/1/2005                    10/1/2035                       721.25                       721.25
GA                                 11/1/2005                    10/1/2035                       320.35                       320.35
CA                                 10/1/2005                     9/1/2035                      1824.67                      1824.67
FL                                 11/1/2005                    10/1/2035                       296.07                       296.07
CA                                  9/1/2005                     8/1/2035                      1591.63                      1591.63
FL                                 11/1/2005                    10/1/2035                      1437.59                      1437.59
SD                                 11/1/2005                    10/1/2035                       564.01                       564.01
WA                                 11/1/2005                    10/1/2035                      4672.36                      4672.36
PA                                 11/1/2005                    10/1/2035                       451.01                       451.01
PA                                 11/1/2005                    10/1/2035                       1257.8                       1257.8
TX                                 11/1/2005                    10/1/2035                      1108.94                      1108.94
TX                                 11/1/2005                    10/1/2035                      2986.73                      2986.73
TX                                 11/1/2005                    10/1/2020                       580.18                       580.18
NC                                 11/1/2005                    10/1/2035                       856.64                       856.64
TN                                 11/1/2005                    10/1/2035                       407.72                       407.72
RI                                 11/1/2005                    10/1/2035                       497.66                       497.66
FL                                 11/1/2005                    10/1/2035                      1351.09                      1351.09
CO                                 11/1/2005                    10/1/2035                       453.14                       453.14
OK                                 11/1/2005                    10/1/2035                       473.34                       473.34
MA                                 11/1/2005                    10/1/2035                       759.23                       759.23
WI                                 10/1/2005                     9/1/2035                       517.61                       517.61
AL                                 11/1/2005                    10/1/2035                       490.79                       490.79
CA                                  9/1/2005                     8/1/2035                       992.92                       992.92
CA                                 11/1/2005                    10/1/2035                       1793.4                       1793.4
MN                                 11/1/2005                    10/1/2035                       409.07                       409.07
MA                                 11/1/2005                    10/1/2035                       927.68                       927.68
FL                                 10/1/2005                     9/1/2035                      2370.96                      2370.96
FL                                 11/1/2005                    10/1/2035                      1007.28                      1007.28
FL                                 11/1/2005                    10/1/2035                       804.62                       804.62
AZ                                 10/1/2005                     9/1/2035                       578.48                       578.48
CA                                  9/1/2005                     8/1/2035                      1566.24                      1566.24
AZ                                 11/1/2005                    10/1/2035                         1025                         1025
KY                                 11/1/2005                    10/1/2035                       280.75                       280.75
NH                                  9/1/2005                     8/1/2035                      1027.14                      1027.14
WA                                 11/1/2005                    10/1/2035                       233.64                       233.64
GA                                  9/1/2005                     8/1/2035                      1068.02                      1068.02
CA                                 11/1/2005                    10/1/2035                       754.31                       754.31
MO                                 11/1/2005                    10/1/2035                       267.18                       267.18
LA                                 10/1/2005                     9/1/2035                       261.44                       261.44
CA                                 11/1/2005                    10/1/2035                      1643.25                      1643.25
CA                                 11/1/2005                    10/1/2035                        664.1                        664.1
WA                                  9/1/2005                     8/1/2035                      1135.54                      1135.54
MI                                  9/1/2005                     8/1/2035                       841.93                       841.93
MN                                 11/1/2005                    10/1/2035                       592.33                       592.33
GA                                 11/1/2005                    10/1/2035                      1228.67                      1228.67
FL                                 10/1/2005                     9/1/2035                       575.18                       575.18
FL                                 11/1/2005                    10/1/2035                       840.85                       840.85
MA                                 11/1/2005                    10/1/2035                      2922.72                      2922.72
MI                                 11/1/2005                    10/1/2035                       360.93                       360.93
CA                                 10/1/2005                     9/1/2035                      2515.41                      2515.41
IA                                 11/1/2005                    10/1/2035                       498.55                       498.55
FL                                 11/1/2005                    10/1/2035                      2539.37                      2539.37
NC                                 11/1/2005                    10/1/2035                        509.2                        509.2
MN                                 11/1/2005                    10/1/2035                       804.51                       804.51
CA                                 11/1/2005                    10/1/2035                      1406.72                      1406.72
WA                                 11/1/2005                    10/1/2035                      1073.35                      1073.35
GA                                 11/1/2005                    10/1/2035                       671.62                       671.62
CA                                 11/1/2005                    10/1/2035                      3073.67                      3073.67
NY                                 11/1/2005                    10/1/2035                        910.7                        910.7
CA                                 11/1/2005                    10/1/2035                      2870.65                      2870.65
NC                                 11/1/2005                    10/1/2035                          325                          325
CA                                  9/1/2005                     8/1/2035                       712.96                       712.96
OR                                 11/1/2005                    10/1/2035                       806.22                       806.22
CA                                 11/1/2005                    10/1/2035                       879.67                       879.67
CA                                 11/1/2005                    10/1/2035                      1157.47                      1157.47
CA                                 11/1/2005                    10/1/2035                       652.29                       652.29
CT                                 11/1/2005                    10/1/2035                       509.09                       509.09
CA                                 11/1/2005                    10/1/2035                       474.93                       474.93
PA                                 11/1/2005                    10/1/2035                       495.15                       495.15
CA                                 11/1/2005                    10/1/2035                       824.41                       824.41
TX                                 11/1/2005                    10/1/2035                        911.8                        911.8
PA                                 11/1/2005                    10/1/2035                      1166.17                      1166.17
CA                                 11/1/2005                    10/1/2035                       914.01                       914.01
CO                                 10/1/2005                     9/1/2035                         1242                         1242
NY                                 11/1/2005                    10/1/2035                      3583.03                      3583.03
CA                                 11/1/2005                    10/1/2035                      2444.72                      2444.72
VA                                 11/1/2005                    10/1/2035                       557.42                       557.42
CA                                 10/1/2005                     9/1/2035                      2347.01                      2347.01
WI                                 11/1/2005                    10/1/2035                       401.88                       401.88
ID                                 10/1/2005                     9/1/2035                       747.36                       747.36
FL                                 11/1/2005                    10/1/2035                       839.06                       839.06
TX                                 11/1/2005                    10/1/2035                       918.53                       918.53
WA                                 10/1/2005                     9/1/2035                       904.53                       904.53
SC                                 11/1/2005                    10/1/2035                        268.5                        268.5
TX                                 11/1/2005                    10/1/2035                      3292.68                      3292.68
MA                                 10/1/2005                     9/1/2035                       259.69                       259.69
MA                                 11/1/2005                    10/1/2035                       722.47                       722.47
OK                                 10/1/2005                     9/1/2035                       514.61                       514.61
NH                                 11/1/2005                    10/1/2035                       819.41                       819.41
IL                                 11/1/2005                    10/1/2035                       596.24                       596.24
NJ                                 11/1/2005                    10/1/2035                       382.69                       382.69
PA                                 11/1/2005                    10/1/2035                       891.15                       891.15
WI                                 11/1/2005                    10/1/2035                       299.03                       299.03
AL                                 11/1/2005                    10/1/2020                       557.36                       557.36
OR                                  9/1/2005                     8/1/2035                       700.91                       700.91
CA                                  9/1/2005                     8/1/2035                       2493.7                       2493.7
CA                                 11/1/2005                    10/1/2035                      2474.82                      2474.64
CA                                 10/1/2005                     9/1/2035                       1464.5                       1464.5
ID                                 11/1/2005                    10/1/2035                       796.23                       796.23
FL                                 11/1/2005                    10/1/2035                       309.34                       309.34
PA                                 11/1/2005                    10/1/2035                       244.87                       244.87
CA                                 11/1/2005                    10/1/2035                       1036.5                       1036.5
FL                                11/15/2005                   10/15/2035                        504.7                        504.7
FL                                 11/1/2005                    10/1/2035                          596                          596
CA                                 11/1/2005                    10/1/2035                      3931.25                      3931.25
FL                                 11/1/2005                    10/1/2035                      1650.97                      1650.97
CA                                 11/1/2005                    10/1/2035                       660.02                       660.02
ME                                 10/1/2005                     9/1/2035                       356.48                       356.48
CA                                 11/1/2005                    10/1/2035                       636.23                       636.23
CA                                 11/1/2005                    10/1/2035                       726.03                       726.03
CA                                 11/1/2005                    10/1/2035                      2052.83                      2052.83
MA                                 11/1/2005                    10/1/2035                      1341.18                      1341.18
CA                                 11/1/2005                    10/1/2035                       584.23                       584.23
CA                                 11/1/2005                    10/1/2035                       681.04                       681.04
IL                                 11/1/2005                    10/1/2035                       607.13                       607.13
CA                                 11/1/2005                    10/1/2035                       822.86                       822.86
TX                                 11/1/2005                    10/1/2035                       702.06                       702.06
FL                                 10/1/2005                     9/1/2035                      1099.59                      1099.59
MA                                 10/1/2005                     9/1/2035                      2388.08                      2388.08
VA                                 11/1/2005                    10/1/2035                      1882.43                      1882.43
CA                                 11/1/2005                    10/1/2035                      1227.66                      1227.66
WA                                  9/1/2005                     8/1/2035                      1240.22                      1240.22
CA                                 11/1/2005                    10/1/2035                      1138.84                      1138.84
WA                                 11/1/2005                    10/1/2035                          408                          408
CA                                 11/1/2005                    10/1/2035                      3991.81                      3991.81
PA                                 11/1/2005                    10/1/2035                       426.64                       426.64
CA                                 10/1/2005                     9/1/2035                      5662.92                      5662.92
CA                                 11/1/2005                    10/1/2035                      7411.48                      7411.48
GA                                 10/1/2005                     9/1/2035                      1239.05                      1239.05
AL                                 11/1/2005                    10/1/2035                       540.15                       540.15
CA                                 11/1/2005                    10/1/2035                      4397.88                      4397.88
CA                                 11/1/2005                    10/1/2035                      2087.17                      2087.17
MO                                 11/1/2005                    10/1/2035                       283.17                       283.17
FL                                  9/1/2005                     8/1/2035                      1201.56                      1201.56
FL                                 11/1/2005                    10/1/2035                      2128.05                      2128.05
MD                                 11/1/2005                    10/1/2035                      1300.98                      1300.98
GA                                 10/1/2005                     9/1/2035                       421.95                       421.95
CA                                 11/1/2005                    10/1/2035                       940.91                       940.91
WA                                  9/1/2005                     8/1/2035                      1079.24                      1079.24
CA                                 11/1/2005                    10/1/2035                       755.09                       755.09
DE                                 11/1/2005                    10/1/2035                       250.64                       250.64
RI                                 11/1/2005                    10/1/2035                       312.49                       312.49
FL                                 11/1/2005                    10/1/2035                      3657.26                      3657.26
MO                                 11/1/2005                    10/1/2035                       314.44                       314.44
CA                                 11/1/2005                    10/1/2035                       817.58                       817.58
CA                                 11/1/2005                    10/1/2035                       769.44                       769.44
CA                                 11/1/2005                    10/1/2035                       704.51                       704.51
CA                                 10/1/2005                     9/1/2035                       353.16                       353.16
FL                                  9/1/2005                     8/1/2035                       922.24                       922.24
MO                                  9/1/2005                     8/1/2035                      1327.51                      1327.51
MT                                 11/1/2005                    10/1/2035                       348.85                       348.85
FL                                 11/1/2005                    10/1/2035                      1190.53                      1190.53
NV                                 11/1/2005                    10/1/2035                      1181.17                      1181.17
TX                                  9/1/2005                     8/1/2035                       441.76                       441.76
PA                                11/15/2005                   10/15/2020                       294.58                       294.58
CO                                 11/1/2005                    10/1/2035                       744.33                       744.33
CA                                 11/1/2005                    10/1/2035                      2234.07                      2234.07
CA                                 10/1/2005                     9/1/2035                       698.74                       698.74
NY                                 11/1/2005                    10/1/2035                      2536.65                      2536.65
MA                                 11/1/2005                    10/1/2035                      1253.69                      1253.69
KY                                 11/1/2005                    10/1/2035                      1766.22                      1766.22
AL                                 11/1/2005                    10/1/2035                      1131.86                      1131.86
FL                                 11/1/2005                    10/1/2035                      1853.44                      1853.44
PA                                 11/1/2005                    10/1/2035                       257.48                       257.48
CA                                  9/1/2005                     8/1/2035                      2214.32                      2214.32
CA                                 10/1/2005                     9/1/2035                       724.05                       724.05
FL                                 11/1/2005                    10/1/2035                       257.48                       257.48
FL                                 11/1/2005                    10/1/2035                       240.39                       240.39
FL                                 11/1/2005                    10/1/2035                       844.26                       844.26
CA                                 11/1/2005                    10/1/2035                       671.38                       671.38
PA                                 10/1/2005                     9/1/2035                       279.23                       279.23
AZ                                 10/1/2005                     9/1/2035                        939.9                        939.9
AZ                                 11/1/2005                    10/1/2035                       353.06                       353.06
CA                                 11/1/2005                    10/1/2035                       470.88                       470.88
WA                                  9/1/2005                     8/1/2035                       917.34                       917.34
VA                                 11/1/2005                    10/1/2035                       523.95                       523.95
CA                                 10/1/2005                     9/1/2035                      5773.65                      5773.65
GA                                 10/1/2005                     9/1/2035                      1390.15                      1390.15
NY                                 11/1/2005                    10/1/2035                       307.41                       307.41
MO                                 11/1/2005                    10/1/2035                       497.87                       497.87
CA                                  8/1/2005                     7/1/2035                      1816.05                      1816.05
NY                                 11/1/2005                    10/1/2035                      1120.02                      1120.02
WA                                 11/1/2005                    10/1/2035                       859.52                       859.52
ID                                 11/1/2005                    10/1/2035                       443.59                       443.59
CA                                 11/1/2005                    10/1/2035                       876.34                       876.34
HI                                 11/1/2005                    10/1/2035                      1952.44                      1952.44
MI                                 11/1/2005                    10/1/2035                       247.44                       247.44
DC                                 11/1/2005                    10/1/2035                       456.58                       456.58
FL                                 11/1/2005                    10/1/2035                       320.58                       320.58
NY                                 11/1/2005                    10/1/2035                       757.79                       757.79
IL                                 11/1/2005                    10/1/2035                      2578.18                      2578.18
NY                                 11/1/2005                    10/1/2035                       849.26                       849.26
WA                                  9/1/2005                     8/1/2035                      1627.06                      1627.06
NY                                 11/1/2005                    10/1/2035                      2242.91                      2242.91
MN                                 11/1/2005                    10/1/2035                       821.34                       821.34
GA                                 10/1/2005                     9/1/2035                       354.76                       354.76
MO                                 11/1/2005                    10/1/2035                       593.89                       593.89
MN                                 11/1/2005                    10/1/2035                       352.21                       352.21
MN                                 11/1/2005                    10/1/2035                       613.31                       613.31
MA                                 11/1/2005                    10/1/2035                      1008.25                      1008.24
NY                                 11/1/2005                    10/1/2035                      2495.34                      2495.34
NJ                                 11/1/2005                    10/1/2035                      1415.67                      1415.67
CA                                 10/1/2005                     9/1/2035                       933.35                       933.35
NY                                 11/1/2005                    10/1/2035                       644.37                       644.37
AZ                                 11/1/2005                    10/1/2035                      2338.65                      2338.65
WY                                 10/1/2005                     9/1/2035                       673.75                       673.75
CA                                 11/1/2005                    10/1/2035                       969.88                       969.88
CA                                 10/1/2005                     9/1/2020                      2088.52                      2088.52
CA                                 11/1/2005                    10/1/2035                      1097.31                      1097.31
FL                                 11/1/2005                    10/1/2035                       416.26                       416.26
TX                                 11/1/2005                    10/1/2035                      1180.48                      1180.48
NY                                 11/1/2005                    10/1/2035                      2365.69                      2365.69
CA                                 11/1/2005                    10/1/2035                      1454.35                      1454.35
CO                                 10/1/2005                     9/1/2035                        886.9                        886.9
AZ                                 11/1/2005                    10/1/2035                       799.27                       799.27
NY                                 11/1/2005                    10/1/2035                      2615.55                      2615.55
CA                                 10/1/2005                     9/1/2035                       546.22                       546.22
NH                                 11/1/2005                    10/1/2035                       728.45                       728.45
NC                                  9/1/2005                     8/1/2035                       619.12                       619.12
CA                                 10/1/2005                     9/1/2035                       748.36                       748.36
CA                                 11/1/2005                    10/1/2035                       941.76                       941.76
CA                                 10/1/2005                     9/1/2035                      3309.29                      3309.29
PA                                 11/1/2005                    10/1/2035                        452.5                        452.5
MA                                 10/1/2005                     9/1/2035                      1896.77                      1896.77
GA                                 11/1/2005                    10/1/2035                       762.07                       762.07
NY                                 11/1/2005                    10/1/2035                      2392.49                      2392.49
OR                                 11/1/2005                    10/1/2035                      3683.48                      3683.48
FL                                 11/1/2005                    10/1/2035                       363.74                       363.74
CA                                 11/1/2005                    10/1/2035                       967.79                       967.79
NY                                 11/1/2005                    10/1/2035                       902.82                       902.82
NJ                                 11/1/2005                    10/1/2035                      1034.67                      1034.67
NY                                 11/1/2005                    10/1/2035                      3256.69                      3256.69
CA                                 10/1/2005                     9/1/2035                       743.78                       743.78
FL                                 11/1/2005                    10/1/2035                       2685.6                       2685.6
CA                                 11/1/2005                    10/1/2035                       452.15                       452.15
CA                                 11/1/2005                    10/1/2035                         1142                         1142
CA                                 11/1/2005                    10/1/2035                       891.26                       891.26
FL                                 11/1/2005                    10/1/2035                       911.77                       911.77
CA                                 11/1/2005                    10/1/2035                      3321.48                      3321.48
CA                                 11/1/2005                    10/1/2035                      2180.02                      2180.02
CA                                 10/1/2005                     9/1/2035                      1212.51                      1212.51
KY                                 11/1/2005                    10/1/2035                       629.19                       629.19
NH                                 10/1/2005                     9/1/2020                       504.16                       504.16
CA                                 11/1/2005                    10/1/2035                       644.37                       644.37
VA                                 11/1/2005                    10/1/2035                       234.69                       234.69
NY                                 11/1/2005                    10/1/2035                       472.39                       472.39
ME                                 10/1/2005                     9/1/2035                      1078.91                      1078.91
CA                                 10/1/2005                     9/1/2020                       543.44                       543.44
CA                                 10/1/2005                     9/1/2035                      1202.42                      1202.42
CA                                 11/1/2005                    10/1/2035                      1066.36                      1066.36
CA                                 11/1/2005                    10/1/2035                         2145                         2145
AL                                 11/1/2005                    10/1/2035                       232.99                       232.99
NY                                 11/1/2005                    10/1/2035                      2446.14                      2446.14
NC                                 11/1/2005                    10/1/2035                       1046.5                       1046.5
MD                                 11/1/2005                    10/1/2035                      1377.72                      1377.72
IL                                 11/1/2005                    10/1/2035                       543.02                       543.02
NV                                  9/1/2005                     8/1/2035                       791.71                       791.71
KY                                 11/1/2005                    10/1/2035                       602.62                       602.62
MI                                 11/1/2005                    10/1/2035                       314.91                       314.91
CA                                 11/1/2005                    10/1/2035                       652.08                       652.08
CA                                 11/1/2005                    10/1/2035                       498.26                       498.26
CA                                 11/1/2005                    10/1/2035                       806.49                       806.49
NV                                 10/1/2005                     9/1/2035                       965.76                       965.76
CA                                 11/1/2005                    10/1/2035                       697.46                       697.46
CA                                 11/1/2005                    10/1/2035                       788.57                       788.57
ME                                 10/1/2005                     9/1/2035                       967.27                       967.27
OR                                  9/1/2005                     8/1/2035                       726.81                       726.81
CA                                 10/1/2005                     9/1/2035                      2420.62                      2420.62
CA                                  8/1/2005                     7/1/2035                      1924.55                      1924.55
RI                                 11/1/2005                    10/1/2020                       555.69                       555.69
GA                                 11/1/2005                    10/1/2035                       1015.9                       1015.9
IN                                 11/1/2005                    10/1/2035                       622.48                       622.48
PA                                 11/1/2005                    10/1/2035                       779.07                       779.07
CA                                 11/1/2005                    10/1/2035                       1140.2                       1140.2
CA                                 10/1/2005                     9/1/2035                       245.72                       245.72
AL                                 11/1/2005                    10/1/2015                       615.23                       615.23
MD                                 11/1/2005                    10/1/2035                      4702.13                      4702.13
FL                                 11/1/2005                    10/1/2035                      1597.34                      1597.34
NY                                 10/1/2005                     9/1/2035                       527.81                       527.81
NY                                 10/1/2005                     9/1/2035                       1174.7                       1174.7
KY                                 11/1/2005                    10/1/2035                        490.3                        490.3
AZ                                 11/1/2005                    10/1/2035                      3293.63                      3293.63
FL                                 12/1/2005                    11/1/2035                      2419.32                      2419.32
NJ                                 11/1/2005                    10/1/2035                      4060.37                      4060.37
KY                                 10/1/2005                     9/1/2035                       226.57                       226.57
WI                                 11/1/2005                    10/1/2035                       444.85                       444.85
CA                                 10/1/2005                     9/1/2035                      2940.06                      2940.06
CA                                 10/1/2005                     9/1/2035                      1000.62                      1000.62
CA                                 11/1/2005                    10/1/2035                      1018.32                      1018.32
CA                                 10/1/2005                     9/1/2035                      2432.24                      2432.24
VA                                 11/1/2005                    10/1/2035                      3901.13                      3901.13
CA                                 10/1/2005                     9/1/2035                       645.19                       645.19
CA                                 10/1/2005                     9/1/2035                      2795.39                      2795.39
CT                                 11/1/2005                    10/1/2035                      3211.77                      3211.77
MA                                 11/1/2005                    10/1/2035                      1666.83                      1666.83
KY                                 11/1/2005                    10/1/2035                       636.53                       636.53
AL                                 11/1/2005                    10/1/2035                       984.74                       984.74
CA                                  9/1/2005                     8/1/2035                       2003.6                       2003.6
GA                                 11/1/2005                    10/1/2035                       569.77                       569.77
AZ                                 10/1/2005                     9/1/2035                       265.95                       265.95
CA                                 10/1/2005                     9/1/2035                       310.74                       310.74
VA                                 11/1/2005                    10/1/2035                       437.07                       437.07
NC                                 10/1/2005                     9/1/2035                          860                          859
CA                                 11/1/2005                    10/1/2035                      3361.82                      3361.82
NY                                 10/1/2005                     9/1/2035                      2604.45                      2604.45
FL                                 10/1/2005                     9/1/2025                      1176.14                      1176.14
FL                                 11/1/2005                    10/1/2035                       387.18                       387.18
HI                                 10/1/2005                     9/1/2035                      3380.83                      3380.83
KS                                 11/1/2005                    10/1/2035                       440.94                       440.94
FL                                 11/1/2005                    10/1/2020                       932.71                       932.71
FL                                 11/1/2005                    10/1/2035                       1315.2                       1315.2
CA                                 10/1/2005                     9/1/2035                       756.06                       756.06
WA                                  9/1/2005                     8/1/2035                       825.65                       825.65
CA                                 11/1/2005                    10/1/2035                       577.36                       577.36
CA                                 10/1/2005                     9/1/2035                       662.59                       662.59
NV                                 10/1/2005                     9/1/2035                       471.55                       471.55
NV                                 10/1/2005                     9/1/2035                      3010.92                      3010.92
NV                                 11/1/2005                    10/1/2035                      1817.98                      1817.98
CA                                 11/1/2005                    10/1/2035                      1131.94                      1131.94
CA                                 11/1/2005                    10/1/2035                       725.84                       725.84
KY                                 11/1/2005                    10/1/2035                       749.59                       749.59
MA                                 11/1/2005                    10/1/2035                       640.73                       640.73
NC                                 11/1/2005                    10/1/2035                       423.79                       423.79
TN                                 10/1/2005                     9/1/2035                       196.46                       196.46
FL                                 10/1/2005                     9/1/2035                      2827.71                      2827.71
IN                                 11/1/2005                    10/1/2035                       832.31                       832.31
WA                                 11/1/2005                    10/1/2035                       878.24                       878.24
CA                                 11/1/2005                    10/1/2035                       668.01                       668.01
FL                                 11/1/2005                    10/1/2035                       2895.8                       2895.8
CT                                 11/1/2005                    10/1/2035                       976.22                       976.22
FL                                 11/1/2005                    10/1/2035                       433.73                       433.73
CA                                 11/1/2005                    10/1/2035                       2172.8                       2172.8
CA                                 10/1/2005                     9/1/2035                       1283.1                       1283.1
AZ                                 10/1/2005                     9/1/2035                        346.8                        346.8
AZ                                 11/1/2005                    10/1/2035                      2386.05                      2386.05
CA                                 10/1/2005                     9/1/2035                      2333.08                      2333.08
FL                                 11/1/2005                    10/1/2035                      3341.51                      3341.51
FL                                  9/1/2005                     8/1/2035                       586.72                       586.72
MI                                 11/1/2005                    10/1/2035                       333.31                       333.31
AZ                                  9/1/2005                     8/1/2025                       1221.1                       1221.1
TX                                 11/1/2005                    10/1/2035                      2664.04                       2680.5
VA                                 11/1/2005                    10/1/2035                       344.75                       344.75
WA                                  9/1/2005                     8/1/2035                      1596.77                      1596.77
CA                                 10/1/2005                     9/1/2035                      1595.97                      1595.97
CA                                 10/1/2005                     9/1/2035                      2392.67                      2392.67
CA                                 11/1/2005                    10/1/2035                       462.47                       462.47
CA                                 10/1/2005                     9/1/2035                       798.81                       798.81
NY                                 11/1/2005                    10/1/2035                       748.71                       748.71
OR                                 11/1/2005                    10/1/2035                       283.57                       283.57
CA                                 11/1/2005                    10/1/2035                      2725.03                      2725.03
CA                                 11/1/2005                    10/1/2035                      4368.43                      4368.43
MA                                 11/1/2005                    10/1/2035                      2377.97                      2377.97
CA                                 11/1/2005                    10/1/2035                      1164.93                      1164.93
CA                                 11/1/2005                    10/1/2035                       773.24                       773.24
CA                                 11/1/2005                    10/1/2035                       905.06                       905.06
CA                                 11/1/2005                    10/1/2035                       805.54                       805.54
CA                                 11/1/2005                    10/1/2035                       927.89                       927.89
CA                                 11/1/2005                    10/1/2035                       962.25                       962.25
CA                                 11/1/2005                    10/1/2035                       796.32                       796.32
MD                                 11/1/2005                    10/1/2035                       799.95                       799.95
ME                                 11/1/2005                    10/1/2035                       612.47                       612.47
CA                                 11/1/2005                    10/1/2035                        422.9                        422.9
CA                                 10/1/2005                     9/1/2035                      2489.88                      2489.88
GA                                 11/1/2005                    10/1/2035                       900.67                       900.67
IN                                 10/1/2005                     9/1/2035                      1427.43                      1427.43
MA                                 11/1/2005                    10/1/2035                       449.18                       449.18
FL                                 10/1/2005                     9/1/2035                       749.82                       749.82
NH                                 11/1/2005                    10/1/2035                       685.47                       685.47
MA                                 11/1/2005                    10/1/2035                       638.87                       638.87
LA                                 10/1/2005                     9/1/2035                       987.92                       987.92
TX                                 11/1/2005                    10/1/2035                       666.88                       666.88
FL                                  9/1/2005                     8/1/2035                      1033.42                      1033.42
NE                                 11/1/2005                    10/1/2035                       196.68                       196.68
TX                                 11/1/2005                    10/1/2035                       466.74                       466.74
MA                                 11/1/2005                    10/1/2035                      2641.73                      2641.73
ME                                 11/1/2005                    10/1/2035                      1081.81                      1081.81
VA                                 10/1/2005                     9/1/2035                         1989                         1989
NY                                 11/1/2005                    10/1/2035                         3661                         3661
CA                                 11/1/2005                    10/1/2035                       906.44                       906.44
MD                                 11/1/2005                    10/1/2035                       370.83                       370.83
IN                                  9/1/2005                     8/1/2035                       715.62                       715.62
TN                                 11/1/2005                    10/1/2035                       483.23                       483.23
IL                                 11/1/2005                    10/1/2035                      1096.44                      1096.44
TN                                  9/1/2005                     8/1/2035                       415.16                       415.16
CA                                 11/1/2005                    10/1/2035                      1254.37                      1254.37
CA                                 11/1/2005                    10/1/2035                      1231.24                      1231.24
RI                                 11/1/2005                    10/1/2035                       529.69                       529.69
WA                                  9/1/2005                     8/1/2035                       510.89                       510.89
FL                                 11/1/2005                    10/1/2035                       526.88                       526.88
AZ                                 11/1/2005                    10/1/2035                      1661.71                      1661.71
GA                                  9/1/2005                     8/1/2035                       648.87                       648.87
IL                                 10/1/2005                     9/1/2035                      1513.42                      1513.42
FL                                 11/1/2005                    10/1/2035                       893.99                       893.99
DE                                 11/1/2005                    10/1/2035                      1023.67                      1023.67
TX                                 11/1/2005                    10/1/2035                      4599.83                      4599.83
TX                                 11/1/2005                    10/1/2035                        734.8                        734.8
TX                                 11/1/2005                    10/1/2035                       637.32                       637.32
TX                                 10/1/2005                     9/1/2035                       453.93                       453.93
MD                                 11/1/2005                    10/1/2035                      2671.77                      2671.77
NH                                 11/1/2005                    10/1/2035                      2817.43                      2817.43
CA                                 10/1/2005                     9/1/2035                      1852.86                      1852.86
IN                                 11/1/2005                    10/1/2035                      1192.83                      1192.83
GA                                 11/1/2005                    10/1/2035                       281.44                       281.44
CA                                 11/1/2005                    10/1/2035                       859.15                       859.15
CA                                 10/1/2005                     9/1/2035                      4723.01                      4723.01
NH                                 11/1/2005                    10/1/2035                       471.26                       471.26
AZ                                 11/1/2005                    10/1/2035                      3471.06                      3471.06
VA                                 11/1/2005                    10/1/2035                      1385.39                      1385.39
NC                                 10/1/2005                     9/1/2035                       511.14                       511.14
PA                                 11/1/2005                    10/1/2035                       938.25                       938.25
NC                                  9/1/2005                     8/1/2035                       488.12                       488.12
NJ                                 11/1/2005                    10/1/2035                      1635.16                      1635.16
NY                                 11/1/2005                    10/1/2035                      2861.88                      2861.88
TX                                 11/1/2005                    10/1/2035                      2658.23                      2658.23
KY                                 11/1/2005                    10/1/2035                       649.04                       649.04
NY                                 11/1/2005                    10/1/2035                      2519.84                      2519.84
NJ                                 10/1/2005                     9/1/2035                      4486.71                      4486.71
FL                                 11/1/2005                    10/1/2035                       552.66                       552.66
NY                                 11/1/2005                    10/1/2035                      2395.63                      2395.63
TX                                 11/1/2005                    10/1/2035                      2452.45                      2452.45
RI                                 11/1/2005                    10/1/2035                      1762.45                      1762.45
NY                                 11/1/2005                    10/1/2035                      1865.75                      1865.75
AZ                                  9/1/2005                     8/1/2035                      1043.81                      1043.81
SD                                 11/1/2005                    10/1/2035                      1433.47                      1433.47
WA                                  9/1/2005                     8/1/2035                       400.51                       400.51
FL                                 11/1/2005                    10/1/2035                       298.84                       298.84
FL                                 10/1/2005                     9/1/2035                       392.93                       392.93
NY                                 10/1/2005                     9/1/2035                      2372.47                      2372.47
CA                                 11/1/2005                    10/1/2035                       565.73                       565.73
CA                                 11/1/2005                    10/1/2035                      1466.83                      1466.83
CA                                 10/1/2005                     9/1/2035                       639.05                       639.05
CA                                 10/1/2005                     9/1/2035                       832.45                       832.45
CA                                 11/1/2005                    10/1/2035                       613.82                       613.82
CA                                 11/1/2005                    10/1/2035                       681.09                       681.09
CA                                 10/1/2005                     9/1/2035                       666.85                       666.85
TX                                 10/1/2005                     9/1/2035                       2819.7                       2819.7
CA                                  9/1/2005                     8/1/2035                      1531.02                      1531.02
CA                                 11/1/2005                    10/1/2035                       895.79                       895.79
FL                                 11/1/2005                    10/1/2035                       725.65                       725.65
NC                                 10/1/2005                     9/1/2035                       443.36                       443.36
UT                                 11/1/2005                    10/1/2035                       984.21                       984.21
CA                                 11/1/2005                    10/1/2035                       1356.7                       1356.7
CA                                 11/1/2005                    10/1/2035                      1103.18                      1103.18
VA                                 10/1/2005                     9/1/2035                      4813.84                      4813.84
NJ                                 11/1/2005                    10/1/2035                      1714.72                      1714.72
WI                                 10/1/2005                     9/1/2035                      1193.79                      1193.79
WY                                 11/1/2005                    10/1/2035                       731.15                       731.15
CA                                 11/1/2005                    10/1/2035                      1191.55                      1191.55
ME                                 11/1/2005                    10/1/2035                      1392.83                      1392.83
FL                                  9/1/2005                     8/1/2035                       638.58                       638.58
IA                                 11/1/2005                    10/1/2035                       460.81                       460.81
PA                                 11/1/2005                    10/1/2035                       468.62                       468.62
GA                                 11/1/2005                    10/1/2035                       277.79                       277.79
TX                                 11/1/2005                    10/1/2035                      1559.57                      1559.57
NJ                                 11/1/2005                    10/1/2035                       473.92                       473.92
MA                                 11/1/2005                    10/1/2035                      1570.83                      1570.83
NY                                 11/1/2005                    10/1/2035                      1936.55                      1936.55
NY                                 11/1/2005                    10/1/2035                       840.85                       840.85
NY                                 10/1/2005                     9/1/2035                         1725                         1725
NY                                 10/1/2005                     9/1/2035                      1824.67                      1824.67
CA                                 11/1/2005                    10/1/2035                      6684.32                      6684.32
ID                                 11/1/2005                    10/1/2035                       557.76                       557.76
NY                                 10/1/2005                     9/1/2035                       436.94                       436.94
FL                                 11/1/2005                    10/1/2035                      1386.86                      1386.86
NC                                 11/1/2005                    10/1/2035                       788.27                       788.27
TN                                 11/1/2005                    10/1/2035                        972.1                        972.1
IL                                 11/1/2005                    10/1/2035                       1153.5                       1153.5
NJ                                 10/1/2005                     9/1/2035                      1203.56                      1203.56
CA                                 10/1/2005                     9/1/2035                       2386.9                       2386.9
SC                                 10/1/2005                     9/1/2035                       629.64                       629.64
TN                                 11/1/2005                    10/1/2025                       897.98                       897.98
RI                                 11/1/2005                    10/1/2035                      3478.16                      3478.16
TX                                 11/1/2005                    10/1/2035                        660.7                        660.7
MA                                 11/1/2005                    10/1/2035                      2667.82                      2667.82
KS                                 11/1/2005                    10/1/2035                      1258.39                      1258.39
MA                                 10/1/2005                     9/1/2035                      3082.25                      3082.25
NY                                 11/1/2005                    10/1/2035                      2542.14                      2542.14
NJ                                 11/1/2005                    10/1/2035                      1847.71                      1847.71
NJ                                 10/1/2005                     9/1/2035                      3868.58                      3868.58
NY                                 11/1/2005                    10/1/2035                       807.58                       807.58
MA                                 11/1/2005                    10/1/2035                       679.52                       679.52
CA                                 11/1/2005                    10/1/2035                       922.22                       922.22
AR                                 11/1/2005                    10/1/2035                      1151.09                      1151.09
MO                                 11/1/2005                    10/1/2035                       826.75                       826.75
TX                                 11/1/2005                    10/1/2035                      1664.68                      1664.68
MI                                 11/1/2005                    10/1/2035                       243.32                       243.32
IN                                 11/1/2005                    10/1/2035                       651.48                       651.48
NV                                 10/1/2005                     9/1/2035                      3218.75                      3218.75
NJ                                 11/1/2005                    10/1/2035                         1725                         1725
NY                                 11/1/2005                    10/1/2035                       552.82                       552.82
CA                                 11/1/2005                    10/1/2035                       317.89                       317.89
CA                                 11/1/2005                    10/1/2035                      1818.72                      1818.72
CA                                 11/1/2005                    10/1/2035                      1279.69                      1279.69
FL                                 11/1/2005                    10/1/2035                       1645.3                       1645.3
MD                                 11/1/2005                    10/1/2035                       824.94                       824.94
IA                                 11/1/2005                    10/1/2035                      1488.03                      1488.03
CT                                 11/1/2005                    10/1/2035                       316.08                       316.08
CT                                 11/1/2005                    10/1/2035                       630.17                       630.17
CA                                 11/1/2005                    10/1/2035                       711.41                       711.41
FL                                 11/1/2005                    10/1/2035                      1386.82                      1386.82
ME                                 11/1/2005                    10/1/2035                      2366.11                      2366.11
RI                                 10/1/2005                     9/1/2025                      3151.76                      3151.76
WI                                 11/1/2005                    10/1/2035                       759.17                       759.17
VA                                 11/1/2005                    10/1/2035                      2816.39                      2816.39
VA                                 11/1/2005                    10/1/2035                       312.61                       312.61
NY                                 11/1/2005                    10/1/2035                         3383                         3383
CA                                 11/1/2005                    10/1/2035                       623.91                       623.91
TN                                 11/1/2005                    10/1/2035                       772.07                       772.07
KY                                 11/1/2005                    10/1/2035                       639.46                       639.46
NY                                 11/1/2005                    10/1/2035                       722.78                       722.78
FL                                 11/1/2005                    10/1/2035                       230.67                       230.67
CA                                 10/1/2005                     9/1/2035                      1282.49                      1282.49
MO                                 11/1/2005                    10/1/2035                       448.22                       448.22
VA                                 10/1/2005                     9/1/2035                      2708.49                      2708.49
CA                                 11/1/2005                    10/1/2035                      1226.74                      1226.74
NY                                 11/1/2005                    10/1/2035                       971.18                       971.18
FL                                 11/1/2005                    10/1/2035                      1697.48                      1697.48
MA                                 11/1/2005                    10/1/2035                       1309.1                       1309.1
ID                                 11/1/2005                    10/1/2035                       547.05                       547.05
VA                                 11/1/2005                    10/1/2035                       683.37                       683.37
FL                                 11/1/2005                    10/1/2025                       430.71                       430.71
MI                                 11/1/2005                    10/1/2035                       323.79                       323.79
FL                                 11/1/2005                    10/1/2035                       2718.9                       2718.9
FL                                 11/1/2005                    10/1/2035                      2407.37                      2407.37
VA                                 10/1/2005                     9/1/2035                       911.28                       911.28
MA                                 11/1/2005                    10/1/2035                      4381.69                      4381.69
IL                                 11/1/2005                    10/1/2035                      1371.14                      1371.14
CA                                 10/1/2005                     9/1/2035                       1856.7                       1856.7
CA                                 11/1/2005                    10/1/2035                        350.2                        350.2
MD                                 11/1/2005                    10/1/2035                       759.87                       759.87
NY                                 10/1/2005                     9/1/2035                      4298.06                      4298.06
NY                                 11/1/2005                    10/1/2035                       3047.8                       3047.8
PA                                 11/1/2005                    10/1/2035                       566.28                       566.28
ID                                 10/1/2005                     9/1/2035                       917.58                       917.58
NY                                 11/1/2005                    10/1/2035                         1768                         1768
NY                                 11/1/2005                    10/1/2035                      1107.81                      1107.81
ME                                 11/1/2005                    10/1/2035                      1277.48                      1277.48
ME                                 11/1/2005                    10/1/2035                       815.44                       815.44
TX                                 11/1/2005                    10/1/2035                       666.57                       666.57
NC                                 11/1/2005                    10/1/2035                       661.33                       661.33
TN                                 11/1/2005                    10/1/2035                      1337.49                      1337.49
CO                                 11/1/2005                    10/1/2035                       342.84                       342.84
TX                                 11/1/2005                    10/1/2035                      2603.81                      2603.81
CA                                 11/1/2005                    10/1/2035                      2412.35                      2412.35
GA                                 11/1/2005                    10/1/2035                       926.85                       926.85
TX                                 11/1/2005                    10/1/2035                      3141.77                      3141.77
NH                                 10/1/2005                     9/1/2035                      1490.71                      1490.71
ME                                 12/1/2005                    11/1/2035                       662.91                       662.91
FL                                 11/1/2005                    10/1/2035                       2671.4                       2671.4
MA                                 11/1/2005                    10/1/2035                       499.55                       499.55
AL                                 11/1/2005                    10/1/2035                       471.78                       471.78
CA                                 11/1/2005                    10/1/2035                      1757.11                      1757.11
VA                                 10/1/2005                     9/1/2035                      2772.25                      2772.25
CA                                 11/1/2005                    10/1/2035                       996.62                       996.62
MA                                 11/1/2005                    10/1/2035                      2750.84                      2750.84
HI                                 10/1/2005                     9/1/2035                      1681.71                      1681.71
FL                                 11/1/2005                    10/1/2035                       570.18                       570.18
FL                                 11/1/2005                    10/1/2035                      1394.46                      1394.46
HI                                 10/1/2005                     9/1/2035                      4954.01                      4954.01
CA                                 11/1/2005                    10/1/2035                       763.74                       763.74
FL                                 11/1/2005                    10/1/2035                       998.67                       998.67
OR                                  9/1/2005                     8/1/2035                       687.76                       687.76
FL                                 11/1/2005                    10/1/2035                      1362.07                      1362.07
TN                                 11/1/2005                    10/1/2035                      1059.43                      1059.43
CA                                 11/1/2005                    10/1/2035                       980.61                       980.61
CA                                 11/1/2005                    10/1/2035                      1143.56                      1143.56
FL                                 11/1/2005                    10/1/2035                      1405.33                      1405.33
PA                                 11/1/2005                    10/1/2035                       842.22                       842.22
PA                                 11/1/2005                    10/1/2035                       984.98                       984.98
CA                                 10/1/2005                     9/1/2035                      3297.53                      3297.53
VA                                 11/1/2005                    10/1/2035                        542.5                        542.5
NY                                 11/1/2005                    10/1/2035                      1557.16                      1557.16
CA                                 11/1/2005                    10/1/2035                      2305.94                      2305.94
CA                                 11/1/2005                    10/1/2035                       884.93                       884.93
CA                                11/15/2005                   10/15/2035                      1487.34                      1487.34
TN                                 11/1/2005                    10/1/2035                      1622.18                      1622.18
NY                                 11/1/2005                    10/1/2035                         1474                         1474
MA                                 10/1/2005                     9/1/2035                       765.99                       765.99
CT                                 11/1/2005                    10/1/2035                       530.15                       530.15
NJ                                 11/1/2005                    10/1/2035                      1531.78                      1531.78
WI                                 12/1/2005                    11/1/2035                       991.22                       991.22
CA                                 10/1/2005                     9/1/2035                       513.57                       513.57
DC                                 11/1/2005                    10/1/2035                      1959.31                      1959.31
DC                                 10/1/2005                     9/1/2035                       1273.5                       1273.5
MA                                 11/1/2005                    10/1/2035                      2103.55                      2103.55
VA                                 11/1/2005                    10/1/2035                       402.89                       402.89
VA                                 11/1/2005                    10/1/2035                       393.35                       393.35
AZ                                 11/1/2005                    10/1/2035                       564.95                       564.95
MA                                 11/1/2005                    10/1/2035                      2937.32                      2937.32
OR                                 10/1/2005                     9/1/2035                      1113.81                      1113.81
NH                                 11/1/2005                    10/1/2035                       571.71                       571.71
MI                                 11/1/2005                    10/1/2035                       341.75                       341.75
MA                                 11/1/2005                    10/1/2035                       901.58                       901.58
NY                                 11/1/2005                    10/1/2035                       789.15                       789.15
NY                                 11/1/2005                    10/1/2035                       591.43                       591.43
MA                                 11/1/2005                    10/1/2035                      1462.74                      1462.74
VA                                 11/1/2005                    10/1/2035                       284.96                       284.96
IL                                 11/1/2005                    10/1/2035                       849.85                       849.85
MA                                 10/1/2005                     9/1/2035                       1222.9                       1222.9
MD                                 11/1/2005                    10/1/2035                      2263.47                      2263.47
TX                                 10/1/2005                     9/1/2035                      2218.07                      2218.07
WI                                 10/1/2005                     9/1/2035                      1196.48                      1196.48
ME                                 11/1/2005                    10/1/2035                      1040.46                      1040.46
NH                                 11/1/2005                    10/1/2035                         1139                         1139
PA                                 11/1/2005                    10/1/2035                       645.56                       645.56
CA                                 10/1/2005                     9/1/2035                      2033.21                      2033.21
CA                                 11/1/2005                    10/1/2035                      2046.29                      2046.29
VA                                 11/1/2005                    10/1/2035                       706.45                       706.45
TX                                 11/1/2005                    10/1/2035                      2713.39                      2713.39
FL                                 11/1/2005                    10/1/2035                       537.31                       537.31
CT                                 11/1/2005                    10/1/2035                       477.88                       477.88
NJ                                 11/1/2005                    10/1/2035                      1405.86                      1405.86
MA                                 11/1/2005                    10/1/2035                          915                          915
NY                                 10/1/2005                     9/1/2035                      1666.67                      1666.67
MI                                  9/1/2005                     8/1/2035                       420.71                       420.71
MS                                 11/1/2005                    10/1/2035                       565.27                       565.27
MS                                 11/1/2005                    10/1/2035                       582.94                       582.94
FL                                 11/1/2005                    10/1/2035                       564.22                       564.22
TN                                 11/1/2005                    10/1/2035                       448.41                       448.41
HI                                 10/1/2005                     9/1/2035                      3153.66                      3153.66
MO                                 11/1/2005                    10/1/2035                       267.38                       267.38
TX                                 11/1/2005                    10/1/2035                       502.52                       502.52
CA                                 11/1/2005                    10/1/2035                         1092                         1092
MI                                 11/1/2005                    10/1/2035                       279.71                       279.71
VA                                 11/1/2005                    10/1/2035                       748.67                       748.67
NY                                 11/1/2005                    10/1/2035                      2619.71                      2619.71
NY                                 11/1/2005                    10/1/2035                      2800.06                      2800.06
AZ                                 10/1/2005                     9/1/2035                      2917.02                      2917.02
ID                                  9/1/2005                     8/1/2035                        619.7                        619.7
WI                                 11/1/2005                    10/1/2035                       863.67                       863.67
CA                                 11/1/2005                    10/1/2035                       602.05                       602.05
CA                                 11/1/2005                    10/1/2035                       618.69                       618.69
CA                                 11/1/2005                    10/1/2035                       799.01                       799.01
CA                                 11/1/2005                    10/1/2035                       600.55                       600.55
NJ                                 10/1/2005                     9/1/2020                      1167.95                      1167.95
CA                                 10/1/2005                     9/1/2035                      3558.33                      3558.33
CA                                 10/1/2005                     9/1/2035                         2465                         2465
CA                                 11/1/2005                    10/1/2035                      1915.04                      1915.04
UT                                 11/1/2005                    10/1/2035                        573.3                        573.3
FL                                 11/1/2005                    10/1/2035                      2763.65                      2763.65
VA                                 11/1/2005                    10/1/2035                       413.15                       413.15
CA                                 11/1/2005                    10/1/2035                         1290                         1290
AZ                                 11/1/2005                    10/1/2035                      3059.71                      3059.71
FL                                 11/1/2005                    10/1/2035                       516.73                       516.73
VA                                 11/1/2005                    10/1/2035                       446.25                       446.25
CO                                 11/1/2005                    10/1/2035                        576.7                       576.68
NC                                 11/1/2005                    10/1/2035                       464.43                       464.43
NC                                  9/1/2005                     8/1/2035                        626.4                        626.4
MA                                 11/1/2005                    10/1/2035                      2917.86                      2917.86
CA                                 10/1/2005                     9/1/2035                      2439.78                      2439.78
IN                                 11/1/2005                    10/1/2035                       627.98                       627.98
CA                                 11/1/2005                    10/1/2035                      3009.51                      3009.51
LA                                 10/1/2005                     9/1/2035                       601.23                       601.23
IN                                 11/1/2005                    10/1/2035                       583.63                       583.63
CA                                 11/1/2005                    10/1/2035                       858.03                       858.03
NY                                 10/1/2005                     9/1/2035                       2511.3                       2511.3
CA                                 11/1/2005                    10/1/2035                      1023.72                      1023.72
SC                                 10/1/2005                     9/1/2035                       950.07                       950.07
NJ                                 11/1/2005                    10/1/2035                      2490.42                      2490.42
IA                                 11/1/2005                    10/1/2035                       805.58                       805.58
CA                                 11/1/2005                    10/1/2035                       840.85                       840.85
NJ                                 11/1/2005                    10/1/2035                      2788.97                      2788.97
IL                                 11/1/2005                    10/1/2035                       668.87                       668.87
CT                                 11/1/2005                    10/1/2035                       471.26                       471.26
ME                                 11/1/2005                    10/1/2035                         2369                         2369
NC                                 11/1/2005                    10/1/2035                       758.81                       758.81
KS                                 10/1/2005                     9/1/2035                       482.67                       482.67
FL                                 11/1/2005                    10/1/2035                       503.05                       503.05
VA                                 11/1/2005                    10/1/2035                      1401.97                      1401.97
CA                                 10/1/2005                     9/1/2035                      2174.31                      2174.31
CO                                 11/1/2005                    10/1/2035                       1139.5                       1139.5
NY                                  9/1/2005                     8/1/2035                      1761.09                      1761.09
TX                                 11/1/2005                    10/1/2035                      2698.14                      2698.14
NY                                 11/1/2005                    10/1/2035                      2940.06                      2940.06
NY                                 11/1/2005                    10/1/2035                      3110.47                      3110.47
KY                                 10/1/2005                     9/1/2035                       581.92                       581.92
MD                                 11/1/2005                    10/1/2035                       1232.8                       1232.8
NY                                 11/1/2005                    10/1/2035                        541.4                        541.4
CA                                 11/1/2005                    10/1/2035                      2682.92                      2682.92
TX                                 11/1/2005                    10/1/2035                       580.26                       580.26
RI                                 10/1/2005                     9/1/2035                        599.5                        599.5
TX                                  9/1/2005                     8/1/2035                      1913.36                      1913.36
FL                                 10/1/2005                     9/1/2035                       415.07                       415.07
WI                                 11/1/2005                    10/1/2035                       919.82                       919.82
IA                                  9/1/2005                     8/1/2035                       436.94                       436.94
IA                                 11/1/2005                    10/1/2035                       789.99                       789.99
MI                                 11/1/2005                    10/1/2035                       688.49                       688.49
CT                                 11/1/2005                    10/1/2035                       316.17                       316.17
NY                                 11/1/2005                    10/1/2035                      4617.09                      4617.09
MI                                 11/1/2005                    10/1/2035                       274.44                       274.44
NJ                                 10/1/2005                     9/1/2035                      4005.86                      4005.86
CA                                 11/1/2005                    10/1/2035                      1542.43                      1542.43
TX                                 10/1/2005                     9/1/2035                       420.23                       420.23
AZ                                 11/1/2005                    10/1/2035                      3436.87                      3436.87
MD                                 11/1/2005                    10/1/2035                       2071.2                       2071.2
MI                                 10/1/2005                     9/1/2035                       288.14                       288.14
TX                                 11/1/2005                    10/1/2035                      1359.53                      1359.53
KY                                 11/1/2005                    10/1/2035                      1496.74                      1496.74
IL                                 11/1/2005                    10/1/2035                      1209.12                      1209.12
FL                                 11/1/2005                    10/1/2035                       1150.5                       1150.5
TX                                 11/1/2005                    10/1/2035                        896.6                        896.6
CA                                 11/1/2005                    10/1/2035                       790.42                       790.42
CA                                 10/1/2005                     9/1/2035                      2217.93                      2217.93
UT                                 11/1/2005                    10/1/2035                         1179                         1179
PA                                  9/1/2005                     8/1/2035                        579.6                        579.6
CA                                 10/1/2005                     9/1/2035                      1540.63                      1540.05
CO                                 11/1/2005                    10/1/2035                      1360.39                      1360.39
CA                                 11/1/2005                    10/1/2035                      1467.33                      1467.33
AZ                                 11/1/2005                    10/1/2035                      1205.62                      1205.62
AZ                                 11/1/2005                    10/1/2035                      1383.02                      1383.02
FL                                 11/1/2005                    10/1/2035                      1906.08                      1906.08
WI                                 11/1/2005                    10/1/2035                       451.77                       451.77
WI                                 11/1/2005                    10/1/2035                       487.53                       487.53
WI                                 11/1/2005                    10/1/2035                       878.28                       878.28
CA                                 11/1/2005                    10/1/2035                      2967.39                      2967.39
AR                                 11/1/2005                    10/1/2025                       568.17                       568.17
CA                                 11/1/2005                    10/1/2035                       590.44                       590.44
WA                                  8/1/2005                     7/1/2035                        748.9                        748.9
RI                                 11/1/2005                    10/1/2035                       516.88                       516.88
CA                                  9/1/2005                     8/1/2035                      1609.33                      1609.33
CA                                 11/1/2005                    10/1/2035                       982.04                       982.04
FL                                 11/1/2005                    10/1/2035                       2718.7                       2718.7
PA                                 11/1/2005                    10/1/2035                       3594.4                       3594.4
NY                                 10/1/2005                     9/1/2035                       635.09                       635.09
NY                                 11/1/2005                    10/1/2035                       496.54                       496.54
FL                                 11/1/2005                    10/1/2035                      1257.71                      1257.71
AZ                                 11/1/2005                    10/1/2035                      1834.94                      1834.94
CA                                 10/1/2005                     9/1/2035                      2261.67                      2261.67
NY                                 11/1/2005                    10/1/2035                       594.25                       594.25
UT                                 11/1/2005                    10/1/2035                       725.61                       725.61
NY                                 11/1/2005                    10/1/2035                       645.49                       645.49
MA                                 11/1/2005                    10/1/2035                      2762.81                      2762.81
OR                                 11/1/2005                    10/1/2035                         1300                         1300
NY                                 11/1/2005                    10/1/2035                       677.31                       677.31
LA                                 11/1/2005                    10/1/2020                        577.4                        577.4
CO                                  9/1/2005                     8/1/2035                      1027.69                      1027.69
FL                                 11/1/2005                    10/1/2035                       926.44                       926.44
FL                                 11/1/2005                    10/1/2035                      3182.61                      3182.61
OH                                 11/1/2005                    10/1/2035                          483                          483
CA                                 11/1/2005                    10/1/2035                       2655.8                       2655.8
AZ                                 10/1/2005                     9/1/2035                       760.68                       760.23
AL                                 11/1/2005                    10/1/2035                       722.83                       722.83
CA                                  9/1/2005                     8/1/2035                      1587.52                      1587.52
VA                                  9/1/2005                     8/1/2035                       880.94                       880.94
NC                                 11/1/2005                    10/1/2035                       881.51                       881.51
RI                                 11/1/2005                    10/1/2035                        693.2                        693.2
NC                                 11/1/2005                    10/1/2035                        957.4                        957.4
MA                                  9/1/2005                     8/1/2035                      2520.26                      2520.26
CA                                 11/1/2005                    10/1/2035                         2196                         2196
CA                                 10/1/2005                     9/1/2035                      2265.63                      2265.63
CA                                 11/1/2005                    10/1/2035                      3735.63                      3735.63
CA                                 11/1/2005                    10/1/2035                      2645.33                      2645.33
CA                                 12/1/2005                    11/1/2035                      1232.07                      1232.07
MA                                 11/1/2005                    10/1/2035                      3302.41                      3302.41
CA                                 11/1/2005                    10/1/2035                      1065.47                      1065.47
PA                                 11/1/2005                    10/1/2035                      1905.27                      1905.27
MI                                 10/1/2005                     9/1/2035                       805.93                       805.93
PA                                 11/1/2005                    10/1/2035                       485.02                       485.02
NY                                 11/1/2005                    10/1/2035                      1398.44                      1398.44
IL                                 11/1/2005                    10/1/2035                      3179.68                      3179.68
MI                                 11/1/2005                    10/1/2035                       282.22                       282.22
MD                                 11/1/2005                    10/1/2035                      4480.37                      4480.37
UT                                 11/1/2005                    10/1/2035                       898.64                       898.64
CA                                  9/1/2005                     8/1/2035                      1053.97                      1053.97
CA                                 10/1/2005                     9/1/2035                         2480                         2480
FL                                 11/1/2005                    10/1/2035                       1050.4                       1050.4
TX                                 11/1/2005                    10/1/2035                      3077.41                      3077.41
CA                                 11/1/2005                    10/1/2035                      3984.48                      3984.48
TN                                 11/1/2005                    10/1/2035                      1105.31                      1105.31
WA                                 11/1/2005                    10/1/2035                      1903.17                      1903.17
ME                                 10/1/2005                     9/1/2035                       916.47                       916.47
MI                                 11/1/2005                    10/1/2035                       703.43                       703.43
KY                                 11/1/2005                    10/1/2035                      2169.03                      2169.03
WI                                 11/1/2005                    10/1/2035                       592.59                       592.59
IN                                 11/1/2005                    10/1/2035                       474.08                       474.08
GA                                 11/1/2005                    10/1/2035                       759.74                       759.74
FL                                 11/1/2005                    10/1/2035                        739.1                        739.1
NY                                 11/1/2005                    10/1/2035                       788.39                       788.39
NY                                 11/1/2005                    10/1/2035                      2386.96                      2386.96
TX                                 11/1/2005                    10/1/2035                       898.73                       898.73
FL                                 11/1/2005                    10/1/2035                       533.55                       533.55
NY                                 11/1/2005                    10/1/2035                       655.09                       655.09
NJ                                 10/1/2005                     9/1/2035                       482.26                       482.26
IL                                 11/1/2005                    10/1/2035                        442.3                        442.3
HI                                 10/1/2005                     9/1/2035                      3880.92                      3880.92
KS                                 11/1/2005                    10/1/2035                       680.59                       680.59
AZ                                 11/1/2005                    10/1/2035                      2701.73                      2701.73
TX                                 11/1/2005                    10/1/2035                       423.56                       423.56
FL                                 11/1/2005                    10/1/2035                       2549.7                       2549.7
FL                                 11/1/2005                    10/1/2035                      2217.99                      2217.99
CT                                 11/1/2005                    10/1/2035                      2208.33                      2208.33
FL                                 11/1/2005                    10/1/2035                      1387.89                      1387.89
FL                                 11/1/2005                    10/1/2035                      3430.76                      3430.76
FL                                 11/1/2005                    10/1/2035                      2003.73                      2003.73
CA                                 10/1/2005                     9/1/2035                      1685.38                      1685.38
NC                                 11/1/2005                    10/1/2035                       522.02                       522.02
CT                                  9/1/2005                     8/1/2035                       999.15                       999.15
GA                                 11/1/2005                    10/1/2035                       606.97                       606.97
GA                                 11/1/2005                    10/1/2035                       757.33                       757.33
FL                                 11/1/2005                    10/1/2035                       400.55                       400.55
TX                                 11/1/2005                    10/1/2035                        852.1                        852.1
ID                                 11/1/2005                    10/1/2035                       219.39                       219.39
CA                                 11/1/2005                    10/1/2035                       583.59                       583.59
NV                                 11/1/2005                    10/1/2035                       734.02                       734.01
MA                                 11/1/2005                    10/1/2035                      3424.43                      3424.43
VA                                 11/1/2005                    10/1/2035                       454.98                       454.98
PA                                 11/1/2005                    10/1/2035                      1030.93                      1030.93
WI                                 11/1/2005                    10/1/2035                      2354.09                      2354.09
CA                                 10/1/2005                     9/1/2035                      2626.08                      2626.08
NY                                 11/1/2005                    10/1/2035                      2468.06                      2468.06
OR                                  9/1/2005                     8/1/2035                       894.01                       894.01
TX                                 11/1/2005                    10/1/2035                        610.5                       610.49
CA                                 11/1/2005                    10/1/2035                      1277.47                      1277.47
NY                                 11/1/2005                    10/1/2035                       2002.6                       2002.6
CA                                 11/1/2005                    10/1/2035                      1118.13                      1118.13
CA                                  9/1/2005                     8/1/2035                       535.76                       535.76
NV                                  9/1/2005                     8/1/2035                       950.77                       950.77
NV                                 11/1/2005                    10/1/2035                      1026.78                      1026.78
MA                                  9/1/2005                     8/1/2035                       854.31                       854.31
CA                                 11/1/2005                    10/1/2035                         1430                         1430
AZ                                 11/1/2005                    10/1/2035                       838.93                       838.93
CA                                 11/1/2005                    10/1/2035                      2488.94                      2488.94
AZ                                 10/1/2005                     9/1/2035                       2938.1                       2938.1
CA                                 10/1/2005                     9/1/2035                      2297.81                      2297.81
CA                                 10/1/2005                     9/1/2035                      4982.34                      4982.34
CA                                 10/1/2005                     9/1/2035                          774                          774
MA                                 10/1/2005                     9/1/2035                       2316.2                       2316.2
RI                                 11/1/2005                    10/1/2035                      1592.75                      1592.71
DC                                 10/1/2005                     9/1/2035                      2541.44                      2541.44
ME                                 11/1/2005                    10/1/2035                       1505.4                       1505.4
NJ                                 10/1/2005                     9/1/2035                      1575.25                      1575.25
CA                                 11/1/2005                    10/1/2035                       833.11                       833.11
CT                                 11/1/2005                    10/1/2035                      3476.37                      3476.37
NY                                 11/1/2005                    10/1/2035                      4055.11                      4055.11
CO                                 11/1/2005                    10/1/2035                      1071.58                      1071.58
CA                                 10/1/2005                     9/1/2035                         1136                         1136
CA                                 10/1/2005                     9/1/2035                      2564.57                      2564.57
FL                                 11/1/2005                    10/1/2035                       936.49                       936.49
AZ                                 11/1/2005                    10/1/2035                       1262.4                       1262.4
LA                                 11/1/2005                    10/1/2035                       690.33                       690.33
CA                                 11/1/2005                    10/1/2035                      3831.67                      3831.32
CA                                 10/1/2005                     9/1/2035                      2323.88                      2323.88
CA                                 11/1/2005                    10/1/2035                      1154.47                      1154.47
CA                                 11/1/2005                    10/1/2035                      1261.69                      1261.69
MN                                 11/1/2005                    10/1/2035                      1110.47                      1110.47
TX                                 11/1/2005                    10/1/2035                        884.4                        884.4
CT                                 10/1/2005                     9/1/2035                      2505.97                      2505.97
TX                                 11/1/2005                    10/1/2035                        494.4                        494.4
NH                                 10/1/2005                     9/1/2035                       468.47                       468.47
FL                                 11/1/2005                    10/1/2035                      3827.93                      3827.93
MI                                 11/1/2005                    10/1/2035                       510.78                       510.78
NY                                 11/1/2005                    10/1/2035                       3133.1                       3133.1
CA                                 10/1/2005                     9/1/2035                      1826.17                      1826.17
HI                                 11/1/2005                    10/1/2035                      3160.97                      3160.97
CA                                 11/1/2005                    10/1/2035                      3675.31                      3675.31
CA                                 11/1/2005                    10/1/2035                       555.58                       555.58
PA                                 11/1/2005                    10/1/2035                      1375.51                      1375.51
AZ                                 11/1/2005                    10/1/2035                      1065.78                      1065.78
AZ                                 11/1/2005                    10/1/2035                      1644.65                      1644.65
MD                                 11/1/2005                    10/1/2035                      1009.68                      1009.68
NY                                 12/1/2005                    11/1/2035                      2969.62                      2969.62
TX                                 11/1/2005                    10/1/2035                       415.87                       415.87
TX                                 11/1/2005                    10/1/2020                       710.23                       710.23
CA                                 11/1/2005                    10/1/2035                      1191.69                      1191.69
WA                                 10/1/2005                     9/1/2035                         1050                         1050
CA                                 11/1/2005                    10/1/2035                      4877.09                      4877.09
WA                                  9/1/2005                     8/1/2035                      1143.15                      1143.15
CA                                 11/1/2005                    10/1/2035                      3281.25                      3281.25
MI                                 11/1/2005                    10/1/2035                       661.41                       661.41
CA                                 11/1/2005                    10/1/2035                       933.98                       933.98
CA                                 11/1/2005                    10/1/2035                         2613                         2613
CA                                 11/1/2005                    10/1/2035                      2333.34                      2333.34
GA                                 10/1/2005                     9/1/2035                      1318.85                      1318.85
CT                                 11/1/2005                    10/1/2035                      1013.72                      1013.72
NY                                 11/1/2005                    10/1/2035                      2276.84                      2276.84
MA                                 11/1/2005                    10/1/2035                      2312.71                      2312.71
FL                                 11/1/2005                    10/1/2035                       2485.5                       2485.5
TX                                 11/1/2005                    10/1/2035                      1006.41                      1006.41
CA                                 10/1/2005                     9/1/2035                       756.77                       756.77
WI                                 11/1/2005                    10/1/2035                       812.91                       812.91
TX                                 11/1/2005                    10/1/2035                       513.13                       513.13
NC                                 11/1/2005                    10/1/2035                       966.23                       966.23
IL                                 10/1/2005                     9/1/2035                       438.52                       438.52
SC                                 11/1/2005                    10/1/2035                      4062.94                      4062.94
NJ                                 11/1/2005                    10/1/2035                      3556.44                      3556.44
NY                                 11/1/2005                    10/1/2035                      3924.28                      3924.28
DE                                 11/1/2005                    10/1/2035                      1011.54                      1011.54
OR                                  9/1/2005                     8/1/2035                      1103.27                      1103.27
CA                                 11/1/2005                    10/1/2035                      2267.53                      2267.53
FL                                 11/1/2005                    10/1/2035                       783.72                       783.72
FL                                 10/1/2005                     9/1/2035                       638.32                       638.32
MA                                 11/1/2005                    10/1/2035                      2675.14                      2675.14
CT                                 11/1/2005                    10/1/2035                       958.66                       958.66
FL                                 11/1/2005                    10/1/2035                       4947.4                       4947.4
FL                                 11/1/2005                    10/1/2035                       923.24                       923.24
AZ                                 11/1/2005                    10/1/2035                      2665.37                      2665.37
NY                                 11/1/2005                    10/1/2035                      3828.54                      3828.54
NY                                 11/1/2005                    10/1/2035                       405.53                       405.53
WA                                  9/1/2005                     8/1/2035                       654.12                       654.12
AZ                                 11/1/2005                    10/1/2035                       380.27                       380.27
WA                                 10/1/2005                     9/1/2035                        906.2                        906.2
CA                                 11/1/2005                    10/1/2035                      2339.63                      2339.63
CA                                10/15/2005                    9/15/2035                       470.62                       470.62
FL                                 11/1/2005                    10/1/2035                      1023.44                      1023.44
MD                                 11/1/2005                    10/1/2035                       700.68                       700.68
CA                                 11/1/2005                    10/1/2035                         1788                         1788
NH                                 11/1/2005                    10/1/2035                       1094.8                       1094.8
CA                                 10/1/2005                     9/1/2035                         3321                         3321
FL                                 11/1/2005                    10/1/2035                      2540.72                      2540.72
ME                                 11/1/2005                    10/1/2035                        700.7                        700.7
WA                                 11/1/2005                    10/1/2035                      2792.84                      2792.84
TX                                 11/1/2005                    10/1/2035                       507.72                       507.72
CA                                 11/1/2005                    10/1/2035                       1460.2                       1460.2
IL                                 11/1/2005                    10/1/2035                       824.41                       824.41
WA                                 11/1/2005                    10/1/2035                       852.72                       852.72
FL                                 11/1/2005                    10/1/2035                       796.13                       796.13
FL                                 12/1/2005                    11/1/2035                       1045.5                       1045.5
FL                                 11/1/2005                    10/1/2035                      2600.45                      2600.45
CT                                 11/1/2005                    10/1/2035                      1837.06                      1836.97
NY                                 11/1/2005                    10/1/2035                       520.28                       520.28
AZ                                 11/1/2005                    10/1/2035                      2066.75                      2066.75
CA                                 11/1/2005                    10/1/2035                      2599.96                      2599.96
NY                                 11/1/2005                    10/1/2035                      2735.21                      2735.21
DC                                 10/1/2005                     9/1/2035                      2742.43                      2742.43
TX                                 11/1/2005                    10/1/2035                       587.34                       587.34
TX                                 11/1/2005                    10/1/2035                       613.03                       613.03
CA                                 10/1/2005                     9/1/2035                      1274.49                      1274.49
CA                                 10/1/2005                     9/1/2035                        367.4                        367.4
CT                                 11/1/2005                    10/1/2035                       602.91                       602.91
PA                                 11/1/2005                    10/1/2035                       461.98                       461.98
AZ                                 11/1/2005                    10/1/2035                      1871.45                      1871.45
NY                                 11/1/2005                    10/1/2035                      2935.95                      2935.95
CO                                  9/1/2005                     8/1/2035                      1088.77                      1088.77
OK                                 11/1/2005                    10/1/2035                        547.1                        547.1
MD                                 11/1/2005                    10/1/2035                      4014.94                      4014.94
MA                                 11/1/2005                    10/1/2035                      4002.77                      4002.77
NJ                                 11/1/2005                    10/1/2035                      2490.77                      2490.77
RI                                 11/1/2005                    10/1/2035                      3208.57                      3208.57
NY                                 10/1/2005                     9/1/2035                      1382.69                      1382.69
NY                                 10/1/2005                     9/1/2035                      1059.12                      1059.12
MA                                 11/1/2005                    10/1/2035                      3215.75                      3215.75
CA                                 11/1/2005                    10/1/2035                      2339.29                      2339.29
CA                                 11/1/2005                    10/1/2035                      4072.29                      4072.29
AZ                                 10/1/2005                     9/1/2035                       647.51                       647.51
IA                                 11/1/2005                    10/1/2035                       568.82                       568.82
CA                                 11/1/2005                    10/1/2035                      2814.87                      2814.87
AZ                                 11/1/2005                    10/1/2035                      1077.91                      1077.91
CA                                 11/1/2005                    10/1/2035                      2726.13                      2726.13
NY                                 11/1/2005                    10/1/2035                      3018.48                      3018.48
PA                                 11/1/2005                    10/1/2035                      1329.39                      1329.39
KY                                 11/1/2005                    10/1/2035                       574.95                       574.95
CA                                 11/1/2005                    10/1/2035                      6897.75                      6897.75
HI                                 10/1/2005                     9/1/2035                       1312.5                       1312.5
HI                                 11/1/2005                    10/1/2035                      2822.29                      2822.29
MO                                 11/1/2005                    10/1/2035                      1097.18                      1097.18
MO                                 11/1/2005                    10/1/2035                       929.89                       929.89
WA                                 11/1/2005                    10/1/2035                      1721.88                      1721.88
CA                                 11/1/2005                    10/1/2035                      3386.56                      3386.56
TX                                 11/1/2005                    10/1/2035                      1120.48                      1120.48
OR                                 11/1/2005                    10/1/2035                      1326.34                      1326.34
CA                                 11/1/2005                    10/1/2035                       403.61                       403.61
NV                                 11/1/2005                    10/1/2035                      2266.25                      2266.25
NV                                 11/1/2005                    10/1/2035                      1916.67                      1916.67
CA                                 10/1/2005                     9/1/2035                       430.32                       430.32
NJ                                 11/1/2005                    10/1/2035                      2561.13                      2561.13
FL                                 11/1/2005                    10/1/2035                      1301.91                      1301.91
AR                                 11/1/2005                    10/1/2035                       457.26                       457.26
MI                                 11/1/2005                    10/1/2035                       438.44                       438.44
CA                                 11/1/2005                    10/1/2035                       884.93                       884.93
NJ                                 11/1/2005                    10/1/2035                      1626.32                      1626.32
NJ                                 11/1/2005                    10/1/2035                      3079.85                      3079.85
FL                                 11/1/2005                    10/1/2035                      1041.67                      1041.67
AZ                                 11/1/2005                    10/1/2035                        365.5                        365.5
FL                                 11/1/2005                    10/1/2020                      1042.03                      1042.03
NV                                 11/1/2005                    10/1/2035                        898.8                        898.8
NV                                 11/1/2005                    10/1/2035                      1333.22                      1333.22
MA                                 11/1/2005                    10/1/2035                      1293.75                      1293.75
RI                                 10/1/2005                     9/1/2035                      1517.29                      1517.29
GA                                 11/1/2005                    10/1/2035                       760.99                       760.99
CO                                 10/1/2005                     9/1/2035                       1328.1                       1328.1
CO                                 11/1/2005                    10/1/2035                       1048.5                       1048.5
TX                                 11/1/2005                    10/1/2035                       541.93                       541.93
CA                                 11/1/2005                    10/1/2035                      1693.33                      1693.33
CA                                 11/1/2005                    10/1/2035                      4506.04                      4506.04
CO                                 11/1/2005                    10/1/2035                       531.28                       531.28
MA                                 11/1/2005                    10/1/2035                       1999.5                       1999.5
MA                                 11/1/2005                    10/1/2035                         1863                      1862.75
PA                                 11/1/2005                    10/1/2035                       764.33                       764.33
MA                                 11/1/2005                    10/1/2035                         1833                         1833
CA                                 11/1/2005                    10/1/2035                      3417.87                      3417.87
CO                                  9/1/2005                     8/1/2035                       720.66                       720.66
TN                                 11/1/2005                    10/1/2035                        856.8                        856.8
NY                                 11/1/2005                    10/1/2035                      2335.74                      2335.74
NY                                 11/1/2005                    10/1/2035                      1383.48                      1383.48
MA                                 11/1/2005                    10/1/2035                      1205.21                      1205.21
CA                                 11/1/2005                    10/1/2035                       983.32                       983.32
FL                                 11/1/2005                    10/1/2035                      3667.08                      3667.08
FL                                 10/1/2005                     9/1/2035                       1196.1                       1196.1
FL                                 11/1/2005                    10/1/2035                       909.44                       909.44
KS                                 11/1/2005                    10/1/2035                      1369.09                      1369.09
FL                                 11/1/2005                    10/1/2035                       560.59                       560.59
NY                                 11/1/2005                    10/1/2035                      2962.36                      2962.36
FL                                 11/1/2005                    10/1/2035                      1029.92                      1029.92
MI                                 11/1/2005                    10/1/2035                       747.77                       747.77
WA                                 11/1/2005                    10/1/2035                      1529.72                      1529.72
PA                                 11/1/2005                    10/1/2035                      1720.91                      1720.91
CA                                 11/1/2005                    10/1/2035                       1191.9                       1191.9
CA                                 10/1/2005                     9/1/2035                      1523.47                      1522.56
NJ                                 11/1/2005                    10/1/2035                      3111.89                      3111.89
NY                                 10/1/2005                     9/1/2035                         1512                         1512
CA                                 10/1/2005                     9/1/2035                         2255                         2255
CA                                 11/1/2005                    10/1/2035                      2608.13                      2608.13
FL                                 11/1/2005                    10/1/2035                         1323                         1323
TX                                 11/1/2005                    10/1/2035                        504.7                        504.7
NJ                                 11/1/2005                    10/1/2035                      2907.33                      2907.33
TX                                 11/1/2005                    10/1/2035                       645.92                       645.92
TX                                 11/1/2005                    10/1/2035                       690.15                       690.15
CA                                 10/1/2005                     9/1/2035                      1941.33                      1941.33
CA                                 10/1/2005                     9/1/2035                         1215                         1215
CA                                 10/1/2005                     9/1/2035                       2238.2                       2238.2
FL                                 11/1/2005                    10/1/2035                       902.75                       902.75
PA                                 11/1/2005                    10/1/2035                       860.23                       860.23
CA                                 11/1/2005                    10/1/2035                      1978.26                      1978.26
WA                                  9/1/2005                     8/1/2035                       837.28                       837.28
SC                                 11/1/2005                    10/1/2035                       697.47                       697.47
NC                                 11/1/2005                    10/1/2035                       527.61                       527.61
CA                                 10/1/2005                     9/1/2035                      2375.76                      2375.76
CA                                 10/1/2005                     9/1/2035                      1259.06                      1259.06
CA                                 10/1/2005                     9/1/2035                      2862.78                      2862.78
CA                                 10/1/2005                     9/1/2035                      2115.24                      2115.24
HI                                 11/1/2005                    10/1/2035                      3553.28                      3553.28
IL                                 10/1/2005                     9/1/2035                       3690.8                       3690.8
RI                                 11/1/2005                    10/1/2035                      1348.04                      1348.04
TX                                 11/1/2005                    10/1/2035                       426.81                       426.81
CT                                 10/1/2005                     9/1/2035                       1187.5                       1187.5
GA                                 11/1/2005                    10/1/2035                      4000.96                      4000.96
CA                                 10/1/2005                     9/1/2035                      3555.91                      3555.91
CA                                 10/1/2005                     9/1/2035                      2835.29                      2835.29
TX                                 11/1/2005                    10/1/2035                      1469.57                      1469.57
NH                                 11/1/2005                    10/1/2035                      2628.49                      2628.49
CA                                 10/1/2005                     9/1/2035                      2426.63                      2426.63
CA                                 11/1/2005                    10/1/2035                      2400.76                      2400.76
FL                                 10/1/2005                     9/1/2035                         1785                         1785
MD                                 11/1/2005                    10/1/2035                       658.96                       658.96
MA                                 11/1/2005                    10/1/2035                      1355.03                      1355.03
MD                                 10/1/2005                     9/1/2035                      4137.84                      4137.84
FL                                 11/1/2005                    10/1/2035                      2513.21                      2513.21
CA                                 11/1/2005                    10/1/2035                      3242.02                      3242.02
NY                                 10/1/2005                     9/1/2035                      2345.65                      2345.65
NY                                 11/1/2005                    10/1/2035                      2967.56                      2967.56
NY                                 10/1/2005                     9/1/2035                       2671.5                       2671.5
MA                                 11/1/2005                    10/1/2035                       2398.9                       2398.9
ME                                 10/1/2005                     9/1/2035                      2573.57                      2573.57
GA                                 11/1/2005                    10/1/2035                       774.02                       774.02
CO                                 11/1/2005                    10/1/2035                      1083.59                      1083.59
VA                                  9/1/2005                     8/1/2035                       795.54                       795.54
FL                                 10/1/2005                     9/1/2035                      2197.72                      2197.72
KY                                 11/1/2005                    10/1/2035                       665.47                       665.47
GA                                 11/1/2005                    10/1/2035                       925.26                       925.26
GA                                 11/1/2005                    10/1/2035                         1334                         1334
MI                                 11/1/2005                    10/1/2035                       277.87                       277.87
CA                                 11/1/2005                    10/1/2035                         2838                         2838
FL                                 11/1/2005                    10/1/2035                      1531.87                      1531.87
FL                                 10/1/2005                     9/1/2035                       444.85                       444.85
CA                                 11/1/2005                    10/1/2035                       1832.6                       1832.6
AZ                                 10/1/2005                     9/1/2035                       678.46                       678.46
NY                                 11/1/2005                    10/1/2035                      2652.18                      2652.18
CO                                 11/1/2005                    10/1/2035                       806.25                       806.25
CA                                 11/1/2005                    10/1/2035                       323.43                       323.43
CA                                 11/1/2005                    10/1/2035                       824.04                       824.04
CA                                 10/1/2005                     9/1/2035                      2879.23                      2879.23
FL                                 11/1/2005                    10/1/2035                       836.55                       836.55
FL                                 11/1/2005                    10/1/2035                      1239.58                      1239.58
FL                                 11/1/2005                    10/1/2035                      1491.86                      1491.86
FL                                 11/1/2005                    10/1/2035                       699.63                       699.63
CA                                 11/1/2005                    10/1/2035                       995.32                       995.32
NV                                 11/1/2005                    10/1/2035                      1792.97                      1792.97
NY                                 11/1/2005                    10/1/2035                      2241.96                      2241.96
CA                                 10/1/2005                     9/1/2035                       440.63                       440.63
CA                                 10/1/2005                     9/1/2035                       1467.5                       1467.5
CA                                 11/1/2005                    10/1/2035                      2622.91                      2622.91
NY                                 10/1/2005                     9/1/2025                      4438.12                      4438.12
WI                                 11/1/2005                    10/1/2035                        564.6                        564.6
WI                                 11/1/2005                    10/1/2035                       304.61                       304.61
MI                                 10/1/2005                     9/1/2035                       664.13                       664.13
NJ                                 11/1/2005                    10/1/2035                      2504.86                      2504.86
NY                                 11/1/2005                    10/1/2035                      2730.53                      2730.53
CA                                 11/1/2005                    10/1/2035                      1407.42                      1407.42
FL                                 10/1/2005                     9/1/2035                      2472.46                      2472.46
FL                                 11/1/2005                    10/1/2035                      1519.44                      1519.44
FL                                 11/1/2005                    10/1/2035                      3200.65                      3200.65
FL                                 11/1/2005                    10/1/2035                      1752.56                      1752.56
RI                                 10/1/2005                     9/1/2035                      1221.07                      1221.07
NY                                 11/1/2005                    10/1/2035                      3396.25                      3396.25
NJ                                 11/1/2005                    10/1/2035                      1434.38                      1434.38
CT                                 11/1/2005                    10/1/2035                      1160.37                      1160.37
CA                                 11/1/2005                    10/1/2035                       2619.5                       2619.5
ID                                 11/1/2005                    10/1/2035                       541.06                       541.06
CA                                  9/1/2005                     8/1/2035                       989.62                       989.62
CA                                 11/1/2005                    10/1/2035                      1129.72                      1129.72
NY                                 11/1/2005                    10/1/2035                       279.81                       279.81
FL                                 11/1/2005                    10/1/2035                      1264.43                      1264.43
NY                                 10/1/2005                     9/1/2035                      2426.59                      2426.59
CA                                 10/1/2005                     9/1/2035                      3471.85                      3471.85
CA                                 11/1/2005                    10/1/2035                      2942.91                      2942.91
CA                                 10/1/2005                     9/1/2035                       2596.9                       2596.9
AL                                 11/1/2005                    10/1/2035                       647.13                       647.13
TX                                 11/1/2005                    10/1/2035                       823.19                       823.19
FL                                 10/1/2005                     9/1/2035                         2618                         2618
MO                                 11/1/2005                    10/1/2035                       754.78                       754.78
MO                                 10/1/2005                     9/1/2035                      1773.66                      1773.66
MO                                 11/1/2005                    10/1/2035                      1126.47                      1126.47
MO                                 11/1/2005                    10/1/2035                       683.86                       683.86
CA                                 11/1/2005                    10/1/2035                      1409.01                      1409.01
WA                                 11/1/2005                    10/1/2035                       859.95                       859.95
MD                                 10/1/2005                     9/1/2035                      3258.18                      3258.18
VA                                 11/1/2005                    10/1/2035                      1799.44                      1799.44
GA                                 11/1/2005                    10/1/2035                       559.42                       559.42
RI                                 11/1/2005                    10/1/2035                      1370.63                      1370.63
DC                                 11/1/2005                    10/1/2035                         2250                         2250
FL                                 11/1/2005                    10/1/2035                       2029.1                       2029.1
FL                                 11/1/2005                    10/1/2035                      1724.88                      1724.88
CA                                 10/1/2005                     9/1/2035                      2887.33                      2887.33
GA                                 11/1/2005                    10/1/2035                       1597.2                       1597.2
NY                                 11/1/2005                    10/1/2035                      4193.33                      4193.33
TX                                 11/1/2005                    10/1/2035                       774.35                       774.35
CA                                 11/1/2005                    10/1/2035                       773.24                       773.24
PA                                 10/1/2005                     9/1/2035                          564                          564
CA                                 11/1/2005                    10/1/2035                      1407.39                      1407.39
AL                                 11/1/2005                    10/1/2035                       472.18                       472.18
WA                                 10/1/2005                     9/1/2035                       3793.1                       3793.1
NY                                 11/1/2005                    10/1/2035                      1831.33                      1831.33
IL                                 11/1/2005                    10/1/2035                      1308.15                      1308.15
PA                                 11/1/2005                    10/1/2035                       650.25                       650.25
CA                                 10/1/2005                     9/1/2035                      3542.91                      3542.91
AZ                                 10/1/2005                     9/1/2035                      2331.21                      2331.21
RI                                 11/1/2005                    10/1/2035                       484.63                       484.63
TX                                 10/1/2005                     9/1/2035                      3229.44                      3229.44
PA                                 11/1/2005                    10/1/2035                      1097.92                      1097.92
GA                                 10/1/2005                     9/1/2035                      1320.91                      1320.91
TX                                 11/1/2005                    10/1/2035                       655.02                       655.02
VT                                 11/1/2005                    10/1/2035                      2994.54                      2994.54
CA                                 10/1/2005                     9/1/2035                      3225.08                      3225.08
CA                                 10/1/2005                     9/1/2035                      2698.58                      2698.58
CA                                 11/1/2005                    10/1/2035                      2816.32                      2816.32
CA                                 11/1/2005                    10/1/2035                      3449.28                      3449.28
TX                                 11/1/2005                    10/1/2035                      1104.74                      1104.74
CA                                 11/1/2005                    10/1/2035                      1003.63                      1003.63
CA                                 11/1/2005                    10/1/2035                      1915.88                      1915.88
WA                                  9/1/2005                     8/1/2035                       839.85                       839.85
WY                                 11/1/2005                    10/1/2035                       457.83                       457.83
WY                                 11/1/2005                    10/1/2035                       457.83                       457.83
AZ                                 11/1/2005                    10/1/2035                      2144.15                      2144.15
AZ                                 11/1/2005                    10/1/2035                      1428.74                      1428.74
FL                                 11/1/2005                    10/1/2035                      1063.77                      1063.77
KS                                 11/1/2005                    10/1/2020                       614.15                       614.15
IL                                 11/1/2005                    10/1/2035                          630                          630
CA                                 11/1/2005                    10/1/2035                      1265.32                      1265.32
MA                                 11/1/2005                    10/1/2035                      2629.72                      2629.72
FL                                 11/1/2005                    10/1/2035                       462.02                       462.02
FL                                 10/1/2005                     9/1/2035                       488.77                       488.77
NH                                 11/1/2005                    10/1/2035                      3506.11                      3506.11
FL                                 11/1/2005                    10/1/2035                       661.33                       661.33
IL                                 11/1/2005                    10/1/2035                         2261                         2261
TN                                 11/1/2005                    10/1/2035                       883.73                       883.73
TX                                 11/1/2005                    10/1/2035                       510.08                       510.08
FL                                 11/1/2005                    10/1/2035                      1142.43                      1142.43
FL                                 10/1/2005                     9/1/2035                       325.69                       325.69
FL                                 11/1/2005                    10/1/2035                      1411.27                      1411.27
IL                                 11/1/2005                    10/1/2035                      2945.25                      2945.25
CA                                 10/1/2005                     9/1/2035                      1301.92                      1301.92
VA                                 11/1/2005                    10/1/2035                      1631.82                      1631.82
FL                                 11/1/2005                    10/1/2035                      1312.14                      1312.14
NV                                 11/1/2005                    10/1/2035                      1706.67                      1706.67
NY                                 11/1/2005                    10/1/2035                      2614.08                      2614.08
TN                                 11/1/2005                    10/1/2035                       685.67                       685.67
NY                                 11/1/2005                    10/1/2035                         3029                         3029
VA                                 11/1/2005                    10/1/2035                       501.87                       501.87
MA                                 11/1/2005                    10/1/2035                      2380.72                      2380.72
FL                                 11/1/2005                    10/1/2035                      1369.58                      1369.58
CA                                 10/1/2005                     9/1/2025                      3778.48                      3778.48
MD                                 11/1/2005                    10/1/2035                       1852.5                       1852.5
FL                                 10/1/2005                     9/1/2035                        704.9                        704.9
FL                                 11/1/2005                    10/1/2035                       1268.5                       1268.5
MA                                 11/1/2005                    10/1/2035                         2214                      2213.78
PA                                 11/1/2005                    10/1/2035                      1185.32                      1185.32
MN                                 11/1/2005                    10/1/2035                      1806.22                      1806.22
OR                                 11/1/2005                    10/1/2035                      2253.46                      2253.46
OR                                 11/1/2005                    10/1/2035                       1667.7                       1667.7
CA                                 10/1/2005                     9/1/2035                      2061.38                      2061.38
AZ                                 11/1/2005                    10/1/2035                      2155.68                      2155.68
PA                                 10/1/2005                     9/1/2035                       571.67                       571.67
AL                                 11/1/2005                    10/1/2035                       966.91                       966.91
CA                                 11/1/2005                    10/1/2035                      2764.15                      2764.15
OR                                 10/1/2005                     9/1/2035                      1380.22                      1380.22
ME                                 11/1/2005                    10/1/2035                      1037.42                      1037.42
CA                                 11/1/2005                    10/1/2035                         3420                         3420
CA                                 11/1/2005                    10/1/2035                      1122.04                      1122.04
CA                                 11/1/2005                    10/1/2035                         4190                         4190
CA                                 11/1/2005                    10/1/2035                       639.09                       639.09
CA                                 11/1/2005                    10/1/2035                      2297.14                      2297.14
ID                                 10/1/2005                     9/1/2035                       971.08                       971.08
CA                                 11/1/2005                    10/1/2035                      2778.75                      2803.13
NY                                 11/1/2005                    10/1/2035                      2782.44                      2782.44
FL                                 11/1/2005                    10/1/2035                      1568.65                      1568.65
MD                                 10/1/2005                     9/1/2035                      2158.38                      2158.38
FL                                 10/1/2005                     9/1/2035                      1227.33                      1227.33
CA                                 10/1/2005                     9/1/2035                       866.65                       866.65
TX                                 10/1/2005                     9/1/2035                       8753.6                      8753.59
MD                                 11/1/2005                    10/1/2035                      2763.61                      2763.61
CA                                 11/1/2005                    10/1/2035                      1578.05                      1578.05
NJ                                 10/1/2005                     9/1/2035                      4280.59                      4280.59
NY                                 11/1/2005                    10/1/2035                      2589.21                      2589.21
PA                                 11/1/2005                    10/1/2035                       484.23                       484.23
NY                                 11/1/2005                    10/1/2035                       905.74                       905.74
CA                                 10/1/2005                     9/1/2035                      1859.81                      1859.81
GA                                 11/1/2005                    10/1/2035                       2336.5                       2336.5
TX                                 11/1/2005                    10/1/2035                       566.83                       566.83
FL                                 10/1/2005                     9/1/2035                       469.82                       469.82
VA                                 10/1/2005                     9/1/2035                      2083.33                      2083.33
NY                                 10/1/2005                     9/1/2035                      1809.75                      1809.75
NY                                 10/1/2005                     9/1/2035                      1023.29                      1023.29
PA                                 11/1/2005                    10/1/2035                       422.65                       422.65
CO                                 11/1/2005                    10/1/2035                      2583.27                      2583.27
PA                                 11/1/2005                    10/1/2035                       368.64                       368.64
MA                                 11/1/2005                    10/1/2035                      2568.56                      2568.56
NY                                 11/1/2005                    10/1/2035                      2375.26                      2375.26
NY                                 11/1/2005                    10/1/2035                      1991.01                      1991.01
CA                                 11/1/2005                    10/1/2035                      4714.15                      4714.15
CA                                 11/1/2005                    10/1/2035                      2652.18                      2652.18
CT                                 11/1/2005                    10/1/2035                      1112.43                      1112.43
MO                                 11/1/2005                    10/1/2035                       906.21                       906.21
CO                                 10/1/2005                     9/1/2035                      1370.25                      1369.65
MD                                 11/1/2005                    10/1/2035                      1530.63                      1530.63
OR                                  9/1/2005                     8/1/2035                      1273.07                      1273.07
VA                                 11/1/2005                    10/1/2035                      1933.25                      1933.25
NJ                                 11/1/2005                    10/1/2035                         1140                         1140
FL                                 11/1/2005                    10/1/2035                      2046.53                      2046.53
CA                                 10/1/2005                     9/1/2035                      2714.86                      2714.86
NC                                 11/1/2005                    10/1/2035                       757.06                       757.06
NJ                                 11/1/2005                    10/1/2035                      2824.13                      2824.13
TN                                 10/1/2005                     9/1/2035                      1042.17                      1042.17
CA                                 11/1/2005                    10/1/2035                      2796.73                      2796.73
IA                                 11/1/2005                    10/1/2035                        387.5                        387.5
NY                                 11/1/2005                    10/1/2035                      2895.99                      2895.99
NY                                 11/1/2005                    10/1/2035                       805.97                       805.97
CA                                 10/1/2005                     9/1/2035                      2794.67                      2794.67
WA                                  9/1/2005                     8/1/2035                      1710.47                      1710.47
WA                                 11/1/2005                    10/1/2035                      1527.17                      1527.17
CA                                 11/1/2005                    10/1/2035                      2683.93                      2683.93
AZ                                  9/1/2005                     8/1/2035                       855.93                       855.93
PA                                 11/1/2005                    10/1/2035                      1010.28                      1010.28
WA                                 11/1/2005                    10/1/2035                      1078.48                      1078.48
AR                                 11/1/2005                    10/1/2035                       460.81                       460.81
TX                                 11/1/2005                    10/1/2035                       928.68                       928.68
MA                                 11/1/2005                    10/1/2035                      1427.08                      1427.08
KY                                 11/1/2005                    10/1/2035                       742.95                       742.95
PA                                 11/1/2005                    10/1/2035                      1128.34                      1128.34
CA                                 10/1/2005                     9/1/2035                      1081.35                      1081.35
CA                                 11/1/2005                    10/1/2035                         1955                         1955
AZ                                  9/1/2005                     8/1/2035                       651.04                       651.04
CA                                 11/1/2005                    10/1/2035                      2351.32                      2351.32
CA                                 10/1/2005                     9/1/2035                      2947.83                      2947.83
CA                                 11/1/2005                    10/1/2035                      2275.08                      2275.08
CA                                 10/1/2005                     9/1/2035                      1760.26                      1760.26
LA                                  9/1/2005                     8/1/2035                       656.84                       656.84
CA                                 11/1/2005                    10/1/2035                      2244.67                      2244.67
MO                                 11/1/2005                    10/1/2035                        458.5                        458.5
CA                                 10/1/2005                     9/1/2035                         1342                         1342
FL                                 11/1/2005                    10/1/2035                       2222.4                       2222.4
PA                                 11/1/2005                    10/1/2035                      1385.42                      1385.42
FL                                 10/1/2005                     9/1/2035                       693.29                       693.29
GA                                 11/1/2005                    10/1/2035                      1195.42                      1195.25
AL                                 11/1/2005                    10/1/2035                      1844.42                      1844.42
PA                                 12/1/2005                    11/1/2035                      1563.33                      1563.33
NJ                                 10/1/2005                     9/1/2035                      2291.92                      2291.92
KY                                  9/1/2005                     8/1/2035                       722.53                       722.53
FL                                 11/1/2005                    10/1/2035                         1421                         1421
VA                                 11/1/2005                    10/1/2035                      2731.12                      2731.12
AZ                                 11/1/2005                    10/1/2035                         1221                         1221
NE                                 11/1/2005                    10/1/2035                       497.25                       497.25
MD                                 10/1/2005                     9/1/2035                       1783.5                       1783.5
CA                                 10/1/2005                     9/1/2035                       339.39                       339.39
CA                                 11/1/2005                    10/1/2035                      2555.51                      2555.51
MD                                 11/1/2005                    10/1/2035                        704.9                        704.9
PA                                 11/1/2005                    10/1/2035                      1229.25                      1229.25
FL                                 11/1/2005                    10/1/2035                      1099.47                      1099.47
ME                                 11/1/2005                    10/1/2035                      1253.01                      1253.01
NY                                 10/1/2005                     9/1/2035                         1612                         1612
NY                                 10/1/2005                     9/1/2035                      2743.32                      2743.32
NY                                 11/1/2005                    10/1/2035                         2185                         2185
MA                                 11/1/2005                    10/1/2035                      3499.77                      3499.77
MA                                 11/1/2005                    10/1/2035                      2643.56                      2643.56
NY                                 11/1/2005                    10/1/2035                       3050.6                       3050.6
WA                                 10/1/2005                     9/1/2035                       492.44                       492.44
NJ                                 11/1/2005                    10/1/2035                      6384.34                      6384.34
IL                                 11/1/2005                    10/1/2035                      1548.75                      1548.75
FL                                 11/1/2005                    10/1/2035                       714.73                       714.73
NY                                 11/1/2005                    10/1/2035                      1041.08                      1041.08
CA                                  9/1/2005                     8/1/2035                         1634                         1634
MA                                 11/1/2005                    10/1/2035                      3302.51                      3302.51
MI                                 11/1/2005                    10/1/2035                          485                          485
MI                                 11/1/2005                    10/1/2035                       490.08                       490.08
MI                                 11/1/2005                    10/1/2035                       396.93                       396.93
CA                                 11/1/2005                    10/1/2035                      1065.35                      1065.35
KY                                 11/1/2005                    10/1/2035                       873.17                       873.17
AL                                 11/1/2005                    10/1/2035                       649.59                       649.59
IL                                 11/1/2005                    10/1/2035                      2128.24                      2128.24
NY                                 11/1/2005                    10/1/2035                       243.85                       243.85
CA                                 10/1/2005                     9/1/2035                         1254                         1254
CA                                 11/1/2005                    10/1/2035                          990                          990
VA                                 11/1/2005                    10/1/2035                      1120.33                      1120.33
NY                                 11/1/2005                    10/1/2035                      3615.67                      3615.67
TX                                 11/1/2005                    10/1/2035                       517.65                       517.65
CA                                 10/1/2005                     9/1/2035                      3903.16                      3903.16
CA                                 11/1/2005                    10/1/2035                      2142.55                      2142.55
CA                                 10/1/2005                     9/1/2035                       713.68                       713.68
KY                                 11/1/2005                    10/1/2035                       750.28                       750.28
MA                                 11/1/2005                    10/1/2035                      3447.25                      3447.25
NH                                 11/1/2005                    10/1/2035                      1310.92                      1310.92
MO                                 11/1/2005                    10/1/2035                       568.86                       568.86
TN                                 11/1/2005                    10/1/2035                      2129.86                      2129.86
DE                                 11/1/2005                    10/1/2035                      2563.33                      2563.33
CA                                 10/1/2005                     9/1/2035                      2050.08                      2050.08
CA                                 11/1/2005                    10/1/2035                      1257.33                      1257.33
CA                                 10/1/2005                     9/1/2035                         2790                         2790
TN                                 10/1/2005                     9/1/2035                       678.18                       678.18
MS                                 11/1/2005                    10/1/2035                       989.91                       989.91
CT                                 11/1/2005                    10/1/2035                      2047.24                      2047.24
GA                                 11/1/2005                    10/1/2035                      1013.33                      1012.76
VA                                 11/1/2005                    10/1/2035                      1037.49                      1037.49
PA                                 11/1/2005                    10/1/2035                       384.46                       384.46
NY                                 11/1/2005                    10/1/2035                      2838.64                      2838.64
MA                                 11/1/2005                    10/1/2035                      2230.06                      2230.06
NC                                 11/1/2005                    10/1/2035                       693.53                       693.53
MD                                 10/1/2005                     9/1/2035                       992.25                       991.31
MA                                 11/1/2005                    10/1/2035                       1947.5                      1946.99
FL                                 11/1/2005                    10/1/2035                      1210.97                      1210.83
FL                                 11/1/2005                    10/1/2035                       889.12                       889.12
PA                                  9/1/2005                     8/1/2035                       725.67                       725.67
PA                                 11/1/2005                    10/1/2035                        911.8                        911.8
PA                                 11/1/2005                    10/1/2035                       909.83                       909.83
NH                                 11/1/2005                    10/1/2035                       943.57                       943.57
MT                                 11/1/2005                    10/1/2035                       449.52                       449.52
FL                                 11/1/2005                    10/1/2035                       788.82                       788.82
PA                                 11/1/2005                    10/1/2035                       834.13                       834.13
VA                                  9/1/2005                     8/1/2035                       665.47                       665.47
ID                                 11/1/2005                    10/1/2035                      1059.24                      1059.24
FL                                 11/1/2005                    10/1/2035                       1177.8                       1177.8
MA                                 11/1/2005                    10/1/2035                      3049.56                      3049.56
CA                                 11/1/2005                    10/1/2035                      4221.83                      4221.83
NJ                                 11/1/2005                    10/1/2035                      1218.75                      1218.75
CA                                 11/1/2005                    10/1/2035                         2150                         2150
NV                                 11/1/2005                    10/1/2035                      2511.56                      2511.56
VA                                 11/1/2005                    10/1/2035                       894.83                       894.83
PA                                 10/1/2005                     9/1/2035                      1221.72                      1221.72
MD                                 11/1/2005                    10/1/2035                       1036.6                       1036.6
MO                                 11/1/2005                    10/1/2035                      1508.46                      1508.46
FL                                 11/1/2005                    10/1/2035                       808.26                       808.26
CA                                 10/1/2005                     9/1/2035                       1312.5                       1312.5
CA                                 11/1/2005                    10/1/2035                      2678.37                      2678.37
CA                                 11/1/2005                    10/1/2035                       489.43                       489.43
CA                                 11/1/2005                    10/1/2035                      1355.62                      1355.62
MA                                 11/1/2005                    10/1/2035                      3983.67                      3983.67
CA                                 11/1/2005                    10/1/2035                      2545.85                      2545.85
FL                                 11/1/2005                    10/1/2035                       463.48                       463.48
MO                                 11/1/2005                    10/1/2035                      1545.06                      1545.06
NY                                 11/1/2005                    10/1/2035                      1725.79                      1725.79
VA                                 11/1/2005                    10/1/2035                       562.24                       562.24
PA                                 11/1/2005                    10/1/2035                       672.44                       672.44
GA                                 11/1/2005                    10/1/2035                         1015                         1015
CA                                 11/1/2005                    10/1/2035                       2881.5                       2881.5
FL                                 10/1/2005                     9/1/2035                       337.03                       337.03
TX                                 11/1/2005                    10/1/2035                      1258.17                      1258.17
UT                                 11/1/2005                    10/1/2035                        611.6                        611.6
NJ                                 11/1/2005                    10/1/2035                      2812.74                      2812.74
NJ                                 10/1/2005                     9/1/2035                      4363.43                      4363.43
MO                                 11/1/2005                    10/1/2035                       1330.1                       1330.1
MA                                 11/1/2005                    10/1/2035                      2376.58                      2376.58
FL                                 11/1/2005                    10/1/2035                      2727.08                      2727.08
TN                                 11/1/2005                    10/1/2035                      2799.59                      2799.59
TX                                 11/1/2005                    10/1/2035                      2965.53                      2965.53
MD                                 11/1/2005                    10/1/2035                        627.9                        627.9
MT                                 11/1/2005                    10/1/2035                      4645.97                      4645.97
MA                                 11/1/2005                    10/1/2035                      1616.93                      1616.93
FL                                 10/1/2005                     9/1/2035                      4483.27                      4483.27
NY                                 11/1/2005                    10/1/2035                      1321.88                      1321.88
NY                                 10/1/2005                     9/1/2035                      1959.53                      1959.53
NY                                 11/1/2005                    10/1/2035                      3000.26                      3000.26
NY                                 11/1/2005                    10/1/2035                         2550                         2550
NC                                 11/1/2005                    10/1/2035                      3348.91                      3348.91
NC                                 11/1/2005                    10/1/2035                       839.36                       839.36
MD                                 11/1/2005                    10/1/2035                      3026.81                      3026.81
MI                                 10/1/2005                     9/1/2035                       611.18                       611.18
NY                                 10/1/2005                     9/1/2035                      4657.34                      4657.34
NY                                 11/1/2005                    10/1/2035                       1737.5                       1737.5
MA                                 10/1/2005                     9/1/2035                      2630.46                      2630.46
CA                                 11/1/2005                    10/1/2035                       786.31                       786.31
RI                                 11/1/2005                    10/1/2035                      1283.85                      1283.85
FL                                  9/1/2005                     8/1/2035                       789.19                       789.19
FL                                 11/1/2005                    10/1/2035                      2146.15                      2146.15
FL                                 11/1/2005                    10/1/2035                      5580.67                      5580.67
MA                                 11/1/2005                    10/1/2035                      1416.74                      1416.74
NY                                 11/1/2005                    10/1/2035                      2794.12                      2794.12
PA                                 11/1/2005                    10/1/2035                       912.11                       912.11
NY                                 11/1/2005                    10/1/2035                      1086.49                      1086.49
FL                                 11/1/2005                    10/1/2035                      1504.75                      1504.75
CA                                 10/1/2005                     9/1/2035                      3158.57                      3158.57
FL                                 11/1/2005                    10/1/2035                      1022.48                      1022.48
CA                                 10/1/2005                     9/1/2035                       3040.4                       3040.4
CA                                 10/1/2005                     9/1/2035                       2237.7                       2237.7
HI                                 11/1/2005                    10/1/2035                      5825.14                      5825.14
CA                                 10/1/2005                     9/1/2035                         1239                         1239
VA                                 10/1/2005                     9/1/2035                         2580                         2580
CA                                 10/1/2005                     9/1/2035                      2566.68                      2566.68
CA                                 11/1/2005                    10/1/2035                       1979.5                       1979.5
HI                                 10/1/2005                     9/1/2035                      3891.59                      3891.59
VA                                 11/1/2005                    10/1/2035                       491.03                       491.03
FL                                 11/1/2005                    10/1/2035                       548.86                       548.86
NJ                                 10/1/2005                     9/1/2035                      2659.86                      2659.86
MD                                 11/1/2005                    10/1/2035                      2784.92                      2784.92
OR                                 10/1/2005                     9/1/2035                       2907.4                       2907.4
NJ                                 10/1/2005                     9/1/2035                      5657.31                      5657.31
NY                                 11/1/2005                    10/1/2035                      2458.79                      2458.79
MA                                 11/1/2005                    10/1/2035                      2710.68                      2710.68
FL                                 11/1/2005                    10/1/2035                       443.49                       443.49
FL                                 11/1/2005                    10/1/2035                      2381.25                      2381.25
NY                                 11/1/2005                    10/1/2035                      1073.53                      1073.53
CA                                 10/1/2005                     9/1/2035                      1643.99                      1643.99
CA                                 10/1/2005                     9/1/2035                      1187.64                      1187.64
NC                                 11/1/2005                    10/1/2035                       560.28                       560.28
NY                                 11/1/2005                    10/1/2035                      4403.42                      4403.42
TN                                 11/1/2005                    10/1/2035                      2765.12                      2765.12
IA                                 11/1/2005                    10/1/2035                       2584.5                       2584.5
RI                                 10/1/2005                     9/1/2035                       526.98                       526.98
FL                                  9/1/2005                     8/1/2035                      1053.96                      1053.96
CA                                 11/1/2005                    10/1/2035                      2709.24                      2709.24
NJ                                 10/1/2005                     9/1/2035                      3099.35                      3099.35
FL                                 11/1/2005                    10/1/2035                       651.02                       651.02
IA                                 11/1/2005                    10/1/2035                      1049.71                      1049.71
FL                                 10/1/2005                     9/1/2035                       1872.2                       1872.2
PA                                 11/1/2005                    10/1/2035                        519.9                        519.9
PA                                 10/1/2005                     9/1/2035                       930.02                       930.02
NJ                                 11/1/2005                    10/1/2035                      2477.75                      2477.75
PA                                 11/1/2005                    10/1/2035                       647.88                       647.88
CO                                 11/1/2005                    10/1/2035                       416.13                       416.13
VA                                 11/1/2005                    10/1/2035                       619.42                       619.42
PA                                 11/1/2005                    10/1/2035                       828.62                       828.62
VA                                 11/1/2005                    10/1/2035                       743.29                       743.29
MO                                 12/1/2005                    11/1/2035                       487.31                       487.31
CA                                 11/1/2005                    10/1/2035                       2106.7                       2106.7
CA                                 11/1/2005                    10/1/2035                      2795.58                      2795.58
NY                                 11/1/2005                    10/1/2035                       762.88                       762.88
IN                                 11/1/2005                    10/1/2035                          655                          655
NY                                 11/1/2005                    10/1/2035                      3245.97                      3245.97
MA                                 11/1/2005                    10/1/2035                        838.2                        838.2
MA                                 11/1/2005                    10/1/2035                       737.25                       737.25
CA                                  9/1/2005                     8/1/2035                      1973.56                      1973.56
AZ                                 10/1/2005                     9/1/2035                      6747.31                      6747.31
CA                                 11/1/2005                    10/1/2035                      2197.73                      2197.21
CA                                 10/1/2005                     9/1/2035                         1905                         1905
CA                                 11/1/2005                    10/1/2035                      3445.69                      3445.69
NY                                 10/1/2005                     9/1/2035                      2132.06                      2132.06
MA                                 11/1/2005                    10/1/2035                       3762.5                       3762.5
MA                                 11/1/2005                    10/1/2035                      2493.37                      2493.37
ME                                 11/1/2005                    10/1/2035                      1222.16                      1222.16
NY                                 11/1/2005                    10/1/2035                      3219.17                      3219.17
NY                                 11/1/2005                    10/1/2035                      2575.95                      2575.95
NY                                 11/1/2005                    10/1/2035                      2917.85                      2917.85
VA                                 11/1/2005                    10/1/2035                       970.29                       970.29
TX                                 10/1/2005                     9/1/2035                       625.85                       625.85
CA                                 11/1/2005                    10/1/2035                      3115.87                      3115.87
PA                                 11/1/2005                    10/1/2035                      1233.17                      1233.17
PA                                 11/1/2005                    10/1/2035                       635.31                       635.31
MA                                 11/1/2005                    10/1/2035                      3372.68                      3372.68
NY                                 11/1/2005                    10/1/2035                      1507.48                      1507.48
NY                                 11/1/2005                    10/1/2035                         2908                         2908
IN                                 11/1/2005                    10/1/2035                          728                          728
CA                                 10/1/2005                     9/1/2035                      2808.98                      2808.98
CA                                 11/1/2005                    10/1/2035                      5064.59                      5064.59
WY                                 11/1/2005                    10/1/2035                       830.13                       830.13
OR                                  9/1/2005                     8/1/2035                      1152.01                      1152.01
MA                                 10/1/2005                     9/1/2035                       1724.2                       1724.2
MA                                 11/1/2005                    10/1/2035                      2826.57                      2826.57
CA                                 10/1/2005                     9/1/2035                      3254.57                      3254.57
CA                                 11/1/2005                    10/1/2035                      1870.67                      1870.67
TX                                 11/1/2005                    10/1/2020                       693.37                       693.37
CA                                 11/1/2005                    10/1/2035                         1270                         1270
CO                                 10/1/2005                     9/1/2035                       751.09                       751.09
MI                                 11/1/2005                    10/1/2035                       467.91                       467.91
IN                                 11/1/2005                    10/1/2035                      1013.09                      1013.09
MO                                 11/1/2005                    10/1/2035                       851.01                       851.01
MA                                 11/1/2005                    10/1/2035                      3477.25                      3477.25
NY                                 11/1/2005                    10/1/2035                       855.63                       855.63
NY                                 11/1/2005                    10/1/2035                       905.17                       905.17
MO                                 11/1/2005                    10/1/2035                          807                          807
FL                                 11/1/2005                    10/1/2035                       794.67                       794.67
FL                                 11/1/2005                    10/1/2035                       513.93                       513.93
FL                                 10/1/2005                     9/1/2035                      1364.05                      1364.05
NY                                 11/1/2005                    10/1/2035                      1264.69                      1264.69
VA                                 10/1/2005                     9/1/2035                      2641.55                      2641.55
CA                                 11/1/2005                    10/1/2035                      2278.38                      2278.38
CA                                 10/1/2005                     9/1/2035                       861.22                       861.22
NJ                                 11/1/2005                    10/1/2035                         1410                         1410
MA                                 11/1/2005                    10/1/2035                      7237.18                      7237.18
CA                                 10/1/2005                     9/1/2035                       2459.6                       2459.6
MI                                 11/1/2005                    10/1/2035                       468.62                       468.62
SC                                 11/1/2005                    10/1/2035                       451.64                       451.64
CA                                 10/1/2005                     9/1/2035                       1040.3                       1040.3
CA                                 10/1/2005                     9/1/2035                      1251.66                      1251.66
NJ                                 10/1/2005                     9/1/2035                       2118.3                       2118.3
NJ                                 11/1/2005                    10/1/2035                       914.06                       914.06
NY                                 11/1/2005                    10/1/2035                       2390.2                       2390.2
CA                                 10/1/2005                     9/1/2035                      2713.73                      2713.73
NJ                                 11/1/2005                    10/1/2035                       1012.5                       1012.5
AZ                                 10/1/2005                     9/1/2035                       2912.5                      2912.29
PA                                 11/1/2005                    10/1/2035                      1038.23                      1038.23
PA                                 11/1/2005                    10/1/2035                      1027.45                      1027.45
TX                                 11/1/2005                    10/1/2035                       903.55                       903.54
WA                                 10/1/2005                     9/1/2035                      1159.17                      1159.17
VA                                 11/1/2005                    10/1/2035                       553.98                       553.98
CA                                 10/1/2005                     9/1/2035                      2140.67                      2140.67
OK                                 11/1/2005                    10/1/2035                       959.11                        959.1
CA                                 10/1/2005                     9/1/2035                         3870                         3870
NY                                 10/1/2005                     9/1/2035                      3473.66                      3473.66
MA                                 10/1/2005                     9/1/2035                      3002.02                      3002.02
LA                                 11/1/2005                    10/1/2035                      1014.59                      1014.59
MD                                 11/1/2005                    10/1/2035                      1146.25                      1146.25
NV                                 10/1/2005                     9/1/2035                       1109.4                       1109.4
NY                                 11/1/2005                    10/1/2035                      2345.33                      2345.33
OH                                 11/1/2005                    10/1/2035                      3075.81                      3075.81
FL                                 11/1/2005                    10/1/2035                      1237.04                      1237.04
VA                                 11/1/2005                    10/1/2035                      2715.15                      2715.15
MA                                 11/1/2005                    10/1/2035                      1340.19                      1340.19
FL                                 11/1/2005                    10/1/2035                      4629.58                      4629.58
CA                                 10/1/2005                     9/1/2035                      2242.24                      2242.24
MA                                 11/1/2005                    10/1/2035                      2555.63                      2555.63
CA                                 11/1/2005                    10/1/2035                      2241.75                      2241.75
CA                                 11/1/2005                    10/1/2035                      4753.33                      4753.33
NY                                 11/1/2005                    10/1/2035                      2851.19                      2851.19
FL                                 11/1/2005                    10/1/2035                         1379                         1379
FL                                 11/1/2005                    10/1/2035                      1851.92                      1851.92
VA                                 10/1/2005                     9/1/2035                      1243.13                      1243.13
NY                                 10/1/2005                     9/1/2035                      1512.82                      1512.82
HI                                 11/1/2005                    10/1/2035                      4914.67                      4914.67
VA                                 11/1/2005                    10/1/2035                      2936.75                      2936.75
CA                                 10/1/2005                     9/1/2035                      2762.89                      2762.89
CA                                 11/1/2005                    10/1/2035                      2733.67                      2733.67
CA                                 10/1/2005                     9/1/2035                      2847.03                      2847.03
CA                                 11/1/2005                    10/1/2035                      3440.13                      3440.13
CA                                  9/1/2005                     8/1/2035                      4256.09                      4256.09
CA                                 11/1/2005                    10/1/2035                       2187.5                       2187.5
CA                                 11/1/2005                    10/1/2035                      1484.17                      1484.17
PA                                 11/1/2005                    10/1/2035                       2835.3                       2835.3
CA                                 10/1/2005                     9/1/2035                          783                          783
AR                                 11/1/2005                    10/1/2035                       948.42                       948.42
NY                                 11/1/2005                    10/1/2035                      3483.08                      3483.08
NY                                 11/1/2005                    10/1/2035                      1836.67                      1836.67
NY                                 11/1/2005                    10/1/2035                      3641.36                      3641.36
CA                                 10/1/2005                     9/1/2035                       781.88                       781.88
CA                                 11/1/2005                    10/1/2035                       1557.5                      1557.28
CA                                 11/1/2005                    10/1/2035                      2654.06                      2654.06
VA                                 11/1/2005                    10/1/2035                      1338.08                      1338.08
CO                                 10/1/2005                     9/1/2035                      1166.67                      1166.67
CA                                 11/1/2005                    10/1/2035                      2748.96                      2748.96
CA                                 11/1/2005                    10/1/2035                       1787.5                      1786.53
VA                                 11/1/2005                    10/1/2035                       436.72                       436.72
VA                                 10/1/2005                     9/1/2035                      3268.55                      3268.55
NJ                                 11/1/2005                    10/1/2035                         2533                         2533
CA                                 11/1/2005                    10/1/2035                      1875.89                      1875.89
TX                                 11/1/2005                    10/1/2035                       466.69                       466.69
TX                                 10/1/2005                     9/1/2035                      1520.91                      1520.91
CA                                 11/1/2005                    10/1/2035                      1758.44                      1758.44
CA                                 10/1/2005                     9/1/2035                       885.07                       884.79
MD                                 10/1/2005                     9/1/2035                      1329.27                      1329.27
CA                                 10/1/2005                     9/1/2035                      1169.67                      1169.67
NY                                 11/1/2005                    10/1/2035                         3003                         3003
NH                                 11/1/2005                    10/1/2035                          750                       749.76
IL                                 11/1/2005                    10/1/2035                      3522.89                      3522.89
AR                                 10/1/2005                     9/1/2035                       428.16                       428.16
NJ                                 12/1/2005                    11/1/2035                         1045                         1045
TX                                 11/1/2005                    10/1/2035                       441.04                       441.04
CA                                 11/1/2005                    10/1/2035                      2320.22                      2320.22
MA                                 10/1/2005                     9/1/2035                      2492.53                      2492.53
FL                                 10/1/2005                     9/1/2035                       806.25                       806.25
CA                                 11/1/2005                    10/1/2035                       904.67                       904.18
CA                                 11/1/2005                    10/1/2035                      3408.76                      3408.76
NC                                 11/1/2005                    10/1/2035                      1020.12                      1020.12
FL                                 11/1/2005                    10/1/2035                       669.84                       669.84
MA                                 11/1/2005                    10/1/2035                      5585.09                      5585.09
MA                                 11/1/2005                    10/1/2035                      1570.88                      1570.88
CA                                 10/1/2005                     9/1/2035                       1369.2                       1369.2
MI                                 11/1/2005                    10/1/2035                       741.38                       741.38
SC                                 12/1/2005                    11/1/2035                      3336.67                      3336.67
FL                                 11/1/2005                    10/1/2035                       2042.1                       2042.1
CA                                 11/1/2005                    10/1/2035                      2354.17                      2354.17
FL                                 11/1/2005                    10/1/2035                      1445.63                      1445.63
CA                                 11/1/2005                    10/1/2035                      2392.67                      2392.67
CA                                 11/1/2005                    10/1/2035                      3497.08                      3497.08
CO                                 11/1/2005                    10/1/2035                      1539.08                      1539.08
MD                                 11/1/2005                    10/1/2035                      3199.72                      3199.72
FL                                 11/1/2005                    10/1/2035                      1889.31                      1889.31
AZ                                 11/1/2005                    10/1/2035                       1116.5                       1116.5
CA                                 11/1/2005                    10/1/2035                      1393.67                      1393.67
VA                                 11/1/2005                    10/1/2025                        454.7                        454.7
AZ                                 11/1/2005                    10/1/2035                        965.3                        965.3
AZ                                 11/1/2005                    10/1/2035                       1281.4                       1281.4
FL                                 10/1/2005                     9/1/2035                        390.6                        390.6
CA                                 10/1/2005                     9/1/2035                         1820                         1820
CA                                 11/1/2005                    10/1/2035                      1756.17                      1756.17
FL                                 11/1/2005                    10/1/2035                       743.85                       743.85
AZ                                  9/1/2005                     8/1/2035                       1162.6                       1162.6
NY                                 11/1/2005                    10/1/2035                      2181.31                      2181.31
NY                                 11/1/2005                    10/1/2035                      3391.81                      3391.81
CA                                 10/1/2005                     9/1/2035                       2333.6                       2333.6
CA                                 11/1/2005                    10/1/2035                      2208.25                      2208.25
CA                                 11/1/2005                    10/1/2035                         2975                         2975
UT                                 11/1/2005                    10/1/2035                       549.16                       549.16
CA                                 10/1/2005                     9/1/2035                      2522.75                      2522.75
MI                                  9/1/2005                     8/1/2035                      1194.49                      1194.49
CT                                 11/1/2005                    10/1/2035                       1985.5                       1985.5
NY                                 11/1/2005                    10/1/2035                       971.21                       971.21
NV                                  9/1/2005                     8/1/2035                       545.74                       545.74
NJ                                 11/1/2005                    10/1/2035                      1273.59                      1273.59
CA                                 10/1/2005                     9/1/2035                      2200.49                      2200.49
CA                                 11/1/2005                    10/1/2035                       4100.5                       4100.5
FL                                 11/1/2005                    10/1/2035                        849.7                        849.7
CA                                 10/1/2005                     9/1/2035                         2142                         2142
MI                                  9/1/2005                     8/1/2035                        776.2                        776.2
MI                                 10/1/2005                     9/1/2035                        775.2                        775.2
CO                                 11/1/2005                    10/1/2035                       936.17                       936.17
MI                                 11/1/2005                    10/1/2035                       879.62                       879.62
FL                                 11/1/2005                    10/1/2035                        847.5                        847.5
NY                                 11/1/2005                    10/1/2035                       1570.8                       1570.8
PA                                 11/1/2005                    10/1/2035                      2726.95                      2726.95
MA                                 11/1/2005                    10/1/2035                       2271.5                       2271.5
FL                                 11/1/2005                    10/1/2035                      1135.33                      1135.33
UT                                 10/1/2005                     9/1/2035                      1285.67                      1285.67
CO                                 10/1/2005                     9/1/2035                      1884.17                      1883.67
NY                                 11/1/2005                    10/1/2035                         2175                         2175
AR                                 11/1/2005                    10/1/2035                        535.6                        535.6
GA                                 11/1/2005                    10/1/2035                      1515.66                      1515.66
FL                                 10/1/2005                     9/1/2035                      1304.67                      1304.67
AL                                 12/1/2005                    11/1/2035                      2893.34                      2893.34
NY                                 11/1/2005                    10/1/2035                       1887.5                       1887.5
CA                                 11/1/2005                    10/1/2035                      5732.33                      5732.33
MO                                 11/1/2005                    10/1/2035                       804.17                       804.17
NV                                 10/1/2005                     9/1/2035                      1868.63                      1868.63
CA                                 11/1/2005                    10/1/2035                      3223.01                      3223.01
CA                                 10/1/2005                     9/1/2035                       989.58                       989.33
CA                                 10/1/2005                     9/1/2035                      2843.75                      2843.75
MI                                 11/1/2005                    10/1/2035                       398.72                       398.72
AZ                                 11/1/2005                    10/1/2035                       1142.4                       1142.4
IL                                 11/1/2005                    10/1/2035                          912                          912
CA                                 10/1/2005                     9/1/2035                      2297.67                      2297.67
FL                                 11/1/2005                    10/1/2035                      1432.81                      1432.81
FL                                 11/1/2005                    10/1/2035                         2175                         2175
TX                                 11/1/2005                    10/1/2035                       575.86                       575.86
TX                                 11/1/2005                    10/1/2035                      2962.99                      2962.99
MD                                 11/1/2005                    10/1/2035                       1584.8                       1584.8
MI                                 11/1/2005                    10/1/2035                       590.07                       590.07
IA                                 11/1/2005                    10/1/2035                       539.46                       539.46
CA                                 10/1/2005                     9/1/2035                         1926                         1926
NH                                 11/1/2005                    10/1/2035                      1990.98                      1990.98
NE                                 11/1/2005                    10/1/2035                        892.5                        892.5
VA                                 11/1/2005                    10/1/2035                        968.5                        968.5
CA                                 11/1/2005                    10/1/2035                      1330.62                      1330.62
CO                                 11/1/2005                    10/1/2035                      1281.36                      1281.36
NY                                 11/1/2005                    10/1/2035                      5416.67                      5416.08
TX                                 11/1/2005                    10/1/2035                       1400.8                       1400.8
NY                                 11/1/2005                    10/1/2035                       1373.4                       1373.4
AL                                 10/1/2005                     9/1/2035                        598.2                        598.2
MI                                 11/1/2005                    10/1/2035                      1339.54                      1339.54
CA                                 11/1/2005                    10/1/2035                      1342.76                      1342.76
NY                                 11/1/2005                    10/1/2035                         3495                         3495
NY                                 11/1/2005                    10/1/2035                      3296.94                      3296.94
RI                                 11/1/2005                    10/1/2035                      2525.76                      2525.76
CT                                 11/1/2005                    10/1/2035                      4245.07                      4245.07
FL                                 10/1/2005                     9/1/2035                      1074.63                      1074.63
NY                                 11/1/2005                    10/1/2035                      3401.39                      3401.39
FL                                 11/1/2005                    10/1/2035                      1468.35                      1468.35
UT                                 11/1/2005                    10/1/2035                      1798.27                      1798.27
PA                                 11/1/2005                    10/1/2035                       509.47                       509.47
PA                                 11/1/2005                    10/1/2035                       795.29                       795.29
AZ                                 10/1/2005                     9/1/2035                      1091.96                      1091.96
CA                                 11/1/2005                    10/1/2035                      4363.33                      4363.33
VA                                 11/1/2005                    10/1/2035                      1041.96                      1041.96
CA                                 10/1/2005                     9/1/2035                      2156.88                      2156.88
CA                                 11/1/2005                    10/1/2035                      2559.37                      2559.38
CA                                 11/1/2005                    10/1/2035                      3273.29                      3273.29
CA                                 10/1/2005                     9/1/2035                      1557.29                      1557.29
CA                                 10/1/2005                     9/1/2035                         2603                         2603
CA                                 10/1/2005                     9/1/2035                         1634                         1634
CA                                 10/1/2005                     9/1/2035                      2550.17                      2550.17
CA                                 10/1/2005                     9/1/2035                      2489.67                      2489.67
CA                                 11/1/2005                    10/1/2035                      3583.73                      3583.65
CA                                 10/1/2005                     9/1/2035                       1320.9                       1320.9
CA                                 11/1/2005                    10/1/2035                         1755                         1755
CA                                 11/1/2005                    10/1/2035                         1785                         1785
IL                                 11/1/2005                    10/1/2035                      2411.35                      2411.35
MI                                 11/1/2005                    10/1/2035                      1523.04                      1523.04
NJ                                 11/1/2005                    10/1/2035                       892.64                       892.64
CA                                 10/1/2005                     9/1/2035                      2835.78                      2835.78
CA                                 11/1/2005                    10/1/2035                         1976                         1976
MI                                 11/1/2005                    10/1/2035                       502.08                       502.08
DC                                 10/1/2005                     9/1/2035                      3653.34                      3653.34
FL                                 11/1/2005                    10/1/2035                      1389.92                      1389.92
CA                                 10/1/2005                     9/1/2035                      1941.04                      1941.04
MA                                 10/1/2005                     9/1/2035                      2867.25                      2867.25
NY                                 11/1/2005                    10/1/2035                      2716.88                      2716.88
NY                                 11/1/2005                    10/1/2035                      4771.52                      4771.52
IN                                 11/1/2005                    10/1/2035                      5525.98                      5525.98
WY                                 11/1/2005                    10/1/2035                      1157.34                      1157.34
NH                                 11/1/2005                    10/1/2035                      2546.92                      2546.92
CA                                 11/1/2005                    10/1/2035                      3304.76                      3304.76
CA                                 11/1/2005                    10/1/2035                       3073.6                       3073.6
MI                                 10/1/2005                     9/1/2035                       938.58                       938.58
PA                                 11/1/2005                    10/1/2035                      4625.82                      4625.82
CA                                 11/1/2005                    10/1/2035                      2139.53                      2139.53
CA                                 11/1/2005                    10/1/2035                      4379.73                      4379.73
CA                                 11/1/2005                    10/1/2035                         3140                         3140
VA                                 10/1/2005                     9/1/2035                       556.33                       556.33
CA                                 11/1/2005                    10/1/2035                      2642.41                      2642.41
MI                                 11/1/2005                    10/1/2035                       631.69                       631.69
AZ                                 11/1/2005                    10/1/2035                         1136                         1136
CA                                 10/1/2005                     9/1/2035                      2756.83                      2755.88
CA                                 11/1/2005                    10/1/2035                      1960.51                      1960.51
CA                                 11/1/2005                    10/1/2035                         1978                         1978
FL                                 11/1/2005                    10/1/2035                      1105.32                      1105.32
FL                                 11/1/2005                    10/1/2035                      1111.17                      1111.17
CA                                 11/1/2005                    10/1/2035                      2075.56                      2075.56
CA                                 11/1/2005                    10/1/2035                      1924.63                      1924.63
PA                                 11/1/2005                    10/1/2035                        356.5                        356.5
IN                                 11/1/2005                    10/1/2035                       616.89                       616.89
NY                                 11/1/2005                    10/1/2035                      1548.23                      1548.23
MI                                 11/1/2005                    10/1/2035                      1367.12                      1367.12
CA                                 10/1/2005                     9/1/2035                      1803.75                      1803.75
CA                                 11/1/2005                    10/1/2035                       1045.5                      1045.15
IN                                 11/1/2005                    10/1/2035                        586.3                        586.3
NY                                 11/1/2005                    10/1/2035                      2203.31                      2203.31
CA                                 11/1/2005                    10/1/2035                         3060                         3060
CA                                 10/1/2005                     9/1/2035                       1725.5                       1725.5
FL                                 11/1/2005                    10/1/2035                      1185.54                      1185.45
CA                                 11/1/2005                    10/1/2035                         4250                         4250
FL                                 10/1/2005                     9/1/2035                       955.46                       955.46
CA                                 11/1/2005                    10/1/2035                       685.65                       685.65
NV                                 11/1/2005                    10/1/2035                       1228.8                       1228.8
AR                                 11/1/2005                    10/1/2035                       787.72                       787.72
CA                                 11/1/2005                    10/1/2035                      2681.25                      2681.16
VT                                 11/1/2005                    10/1/2035                      2645.87                      2645.87
MD                                 11/1/2005                    10/1/2035                      4296.77                      4296.77
CA                                 10/1/2005                     9/1/2035                      4957.72                      4957.72
FL                                 11/1/2005                    10/1/2035                       454.92                       454.92
FL                                  9/1/2005                     8/1/2035                       1061.2                       1061.2
ME                                 11/1/2005                    10/1/2035                       389.78                       389.78
CA                                 11/1/2005                    10/1/2035                       2577.3                       2577.3
GA                                 11/1/2005                    10/1/2035                      1014.89                      1014.89
TX                                 11/1/2005                    10/1/2035                      1099.18                      1099.18
NJ                                 10/1/2005                     9/1/2035                      1265.63                      1265.63
CA                                 10/1/2005                     9/1/2035                      1839.33                      1839.33
CA                                 11/1/2005                    10/1/2035                      3357.11                      3357.11
NY                                 11/1/2005                    10/1/2035                      2027.08                      2027.08
FL                                 10/1/2005                     9/1/2035                      1077.62                      1077.62
NJ                                 10/1/2005                     9/1/2035                      1929.94                      1929.52
NJ                                 10/1/2005                     9/1/2035                      1976.44                      1976.43
CA                                 11/1/2005                    10/1/2035                      1762.22                      1762.22
CA                                 11/1/2005                    10/1/2035                       2485.3                       2485.3
CA                                 11/1/2005                    10/1/2035                      1869.72                      1869.72
AZ                                 11/1/2005                    10/1/2035                      1405.27                      1405.27
MI                                 11/1/2005                    10/1/2035                       411.34                       411.34
NY                                 10/1/2005                     9/1/2035                      1148.19                      1148.19
CA                                 11/1/2005                    10/1/2035                      2243.67                      2243.67
MD                                 11/1/2005                    10/1/2035                      1930.38                      1930.38
CA                                 10/1/2005                     9/1/2035                         1111                         1111
CA                                 10/1/2005                     9/1/2035                      2105.83                      2105.83
CA                                 10/1/2005                     9/1/2035                      1929.69                      1929.69
CA                                 11/1/2005                    10/1/2035                      1021.25                      1021.25
NY                                 11/1/2005                    10/1/2035                         2000                         2000
CA                                 11/1/2005                    10/1/2035                         1815                         1815
CA                                 11/1/2005                    10/1/2035                       2128.5                       2128.5
CA                                 11/1/2005                    10/1/2035                      1914.41                      1914.41
CA                                 10/1/2005                     9/1/2035                      2074.71                      2074.71
CA                                 11/1/2005                    10/1/2035                      2339.33                      2339.33
CA                                 11/1/2005                    10/1/2035                      1884.07                      1884.07
CA                                 11/1/2005                    10/1/2035                      1383.38                      1383.38
CA                                 11/1/2005                    10/1/2035                      2615.67                      2615.67
CA                                 10/1/2005                     9/1/2035                      2443.75                      2443.74
CA                                 10/1/2005                     9/1/2035                         2970                         2970
CA                                 10/1/2005                     9/1/2035                      3572.13                      3572.13
CA                                 10/1/2005                     9/1/2035                      3004.83                      3004.83
CA                                 11/1/2005                    10/1/2035                      3356.27                      3356.27
CA                                 10/1/2005                     9/1/2035                      2973.75                      2973.75
TN                                 11/1/2005                    10/1/2035                       1683.9                       1683.9
ME                                 11/1/2005                    10/1/2035                      4248.25                      4248.25
NY                                 10/1/2005                     9/1/2035                       856.65                       856.65
FL                                 11/1/2005                    10/1/2035                         1288                         1288
NY                                 11/1/2005                    10/1/2035                      2234.52                      2234.52
MD                                 11/1/2005                    10/1/2035                      1118.69                      1118.69
CA                                 11/1/2005                    10/1/2035                          924                          924
CA                                 11/1/2005                    10/1/2035                      2377.38                      2377.38
CA                                 11/1/2005                    10/1/2035                      1721.25                      1721.25
AZ                                 11/1/2005                    10/1/2035                      1311.71                      1311.71
CA                                 10/1/2005                     9/1/2035                      1190.63                      1190.63
FL                                 11/1/2005                    10/1/2035                      2264.84                      2264.84
UT                                 11/1/2005                    10/1/2035                       809.87                       809.87
CA                                 10/1/2005                     9/1/2035                      3466.67                      3466.67
UT                                 11/1/2005                    10/1/2035                      3281.67                      3281.67
CA                                 10/1/2005                     9/1/2035                      2161.25                      2161.25
CA                                 11/1/2005                    10/1/2035                      4054.17                      4054.17
NJ                                 10/1/2005                     9/1/2035                      2486.44                      2486.44
RI                                 11/1/2005                    10/1/2035                      1306.47                      1306.47
MI                                 11/1/2005                    10/1/2035                       606.76                       606.76
AZ                                 11/1/2005                    10/1/2035                      1564.06                      1564.06
CA                                 11/1/2005                    10/1/2035                      2630.04                      2629.38
NY                                 11/1/2005                    10/1/2035                       711.78                       711.78
FL                                 11/1/2005                    10/1/2035                        852.6                        852.6
MA                                 11/1/2005                    10/1/2035                      1245.88                      1245.65
IL                                 11/1/2005                    10/1/2035                       484.25                       484.25
CA                                 11/1/2005                    10/1/2035                      3110.31                      3110.31
FL                                 11/1/2005                    10/1/2035                      3238.33                      3238.33
IL                                 11/1/2005                    10/1/2035                      2908.21                      2908.21
CA                                 11/1/2005                    10/1/2035                       2102.1                       2102.1
AZ                                 11/1/2005                    10/1/2035                      2529.51                      2529.51
CA                                 11/1/2005                    10/1/2035                         1025                         1025
PA                                 11/1/2005                    10/1/2035                       606.06                       606.06
CA                                 10/1/2005                     9/1/2035                      3323.45                      3323.45
CA                                 11/1/2005                    10/1/2035                      2944.33                      2944.33
RI                                 11/1/2005                    10/1/2035                       1147.5                       1147.5
CA                                 10/1/2005                     9/1/2035                      2283.72                      2283.72
RI                                 11/1/2005                    10/1/2035                      1382.67                      1382.66
MI                                 11/1/2005                    10/1/2035                       510.52                       510.52
FL                                 11/1/2005                    10/1/2035                      2237.81                      2237.81
CA                                 10/1/2005                     9/1/2035                      2259.73                      2259.73
CA                                 11/1/2005                    10/1/2035                      1544.05                      1543.84
NY                                 10/1/2005                     9/1/2035                       499.79                       499.79
CA                                 11/1/2005                    10/1/2035                         1300                      1299.92
CA                                 11/1/2005                    10/1/2035                      2338.33                      2338.33
ME                                 11/1/2005                    10/1/2035                       1312.9                       1312.9
FL                                 11/1/2005                    10/1/2035                      1949.17                      1949.17
MI                                 11/1/2005                    10/1/2035                      1460.68                      1460.68
NJ                                 11/1/2005                    10/1/2035                      1129.33                      1129.33
VA                                 11/1/2005                    10/1/2035                      1435.98                      1435.51
VA                                 11/1/2005                    10/1/2035                         1524                         1524
TX                                 11/1/2005                    10/1/2035                       520.65                       520.65
TX                                 11/1/2005                    10/1/2035                      1061.81                      1061.81
MI                                  9/1/2005                     8/1/2035                       882.33                       882.33
CA                                 11/1/2005                    10/1/2035                      3083.78                      3083.78
CA                                 10/1/2005                     9/1/2035                      2842.87                      2842.87
NY                                 11/1/2005                    10/1/2035                      4569.21                      4569.21
OR                                 11/1/2005                    10/1/2035                      1081.27                      1081.25
FL                                 11/1/2005                    10/1/2035                      2042.83                      2042.83
CA                                 11/1/2005                    10/1/2035                      1254.72                      1254.72
NY                                 11/1/2005                    10/1/2035                      2657.02                      2657.02
CA                                 11/1/2005                    10/1/2035                         2818                         2818
FL                                 11/1/2005                    10/1/2035                      4377.69                      4377.69
CA                                 10/1/2005                     9/1/2035                       940.33                       940.33
CA                                 11/1/2005                    10/1/2035                      1907.52                      1907.52
NV                                 10/1/2005                     9/1/2035                       618.75                       618.75
NV                                 11/1/2005                    10/1/2035                       955.27                       955.22
CA                                 11/1/2005                    10/1/2035                      1781.81                      1781.81
OK                                 11/1/2005                    10/1/2035                       611.89                       611.89
CT                                 10/1/2005                     9/1/2035                       1582.7                       1582.7
FL                                 11/1/2005                    10/1/2035                      3384.34                      3384.34
SC                                 11/1/2005                    10/1/2035                      1764.79                      1764.79
CA                                 10/1/2005                     9/1/2035                       2678.5                       2678.5
NH                                 11/1/2005                    10/1/2035                       930.11                       930.11
CT                                 11/1/2005                    10/1/2035                      1667.09                      1667.09
NY                                 10/1/2005                     9/1/2035                      2038.71                      2038.71
FL                                 11/1/2005                    10/1/2035                      2930.58                      2930.58
FL                                 11/1/2005                    10/1/2035                       968.48                       968.48
CA                                 10/1/2005                     9/1/2035                       1162.8                       1162.8
CA                                 11/1/2005                    10/1/2035                       718.03                       718.03
FL                                 11/1/2005                    10/1/2035                      1268.75                      1268.75
VA                                 10/1/2005                     9/1/2035                       600.16                       600.16
CA                                 10/1/2005                     9/1/2035                      1073.98                      1073.98
MO                                 11/1/2005                    10/1/2035                      1371.09                       1370.9
CA                                 10/1/2005                     9/1/2035                      1740.33                      1740.33
CA                                 10/1/2005                     9/1/2035                         1853                         1853
CA                                 11/1/2005                    10/1/2035                      1145.83                      1145.83
CA                                 11/1/2005                    10/1/2035                      1717.33                      1717.33
CA                                 10/1/2005                     9/1/2035                      2263.77                      2263.77
CA                                 10/1/2005                     9/1/2035                      2761.02                      2761.02
CA                                 11/1/2005                    10/1/2035                         4830                         4830
CA                                 11/1/2005                    10/1/2035                      1896.83                      1896.83
CA                                 11/1/2005                    10/1/2035                      3852.21                      3852.21
CA                                 11/1/2005                    10/1/2035                      2389.84                      2389.84
CA                                 11/1/2005                    10/1/2035                      2321.13                      2321.13
CA                                 10/1/2005                     9/1/2035                       1580.8                       1580.8
CA                                 11/1/2005                    10/1/2035                      1968.75                      1968.74
CA                                 11/1/2005                    10/1/2035                       793.86                       793.86
CA                                 11/1/2005                    10/1/2035                       2992.5                       2992.5
CA                                 11/1/2005                    10/1/2035                      2893.33                      2893.33
PA                                 11/1/2005                    10/1/2035                        442.9                        442.9
NY                                 11/1/2005                    10/1/2035                       3355.2                       3355.2
NY                                 11/1/2005                    10/1/2035                         1783                         1783
CA                                 11/1/2005                    10/1/2035                      5096.72                      5096.72
CA                                 10/1/2005                     9/1/2035                      1921.67                      1921.67
CA                                 11/1/2005                    10/1/2035                      2210.58                      2210.58
MD                                 11/1/2005                    10/1/2035                      1024.59                      1024.59
NJ                                 11/1/2005                    10/1/2035                      4404.56                      4404.56
CA                                 10/1/2005                     9/1/2035                         1400                         1400
CA                                 10/1/2005                     9/1/2035                      2301.75                      2301.75
CA                                 11/1/2005                    10/1/2035                      1923.13                      1923.13
CA                                 10/1/2005                     9/1/2035                      2436.88                      2436.88
CA                                 10/1/2005                     9/1/2035                      2733.41                      2733.41
IL                                 11/1/2005                    10/1/2035                      2146.42                      2146.42
CA                                 10/1/2005                     9/1/2035                      1543.39                      1543.39
ME                                 11/1/2005                    10/1/2035                      1103.83                      1103.83
VA                                 11/1/2005                    10/1/2035                      1228.86                      1228.86
CA                                 10/1/2005                     9/1/2035                      1284.17                       1283.8
CA                                 10/1/2005                     9/1/2035                      1902.23                      1902.23
CA                                 10/1/2005                     9/1/2035                      3298.18                      3298.18
CA                                 11/1/2005                    10/1/2035                      1080.63                      1080.63
CA                                 11/1/2005                    10/1/2035                       799.33                       799.33
VA                                 10/1/2005                     9/1/2035                        827.2                        827.2
CA                                 11/1/2005                    10/1/2035                      3722.18                      3722.18
NY                                 11/1/2005                    10/1/2035                      2392.67                      2392.67
CT                                 11/1/2005                    10/1/2035                      1456.13                      1456.13
MI                                 11/1/2005                    10/1/2035                       899.32                       899.32
CA                                 11/1/2005                    10/1/2035                       2187.5                       2187.5
FL                                 11/1/2005                    10/1/2035                      1111.67                      1111.67
CA                                 10/1/2005                     9/1/2035                      2173.73                      2173.73
NY                                 10/1/2005                     9/1/2035                      2459.13                      2459.13
CA                                 11/1/2005                    10/1/2035                      3763.78                      3763.78
GA                                 11/1/2005                    10/1/2035                      2388.65                      2388.65
MI                                 11/1/2005                    10/1/2035                      1037.09                      1037.09
MA                                 10/1/2005                     9/1/2035                      2184.71                      2184.71
FL                                 11/1/2005                    10/1/2035                      1552.82                      1552.82
CA                                 11/1/2005                    10/1/2035                       3887.3                       3887.3
VA                                 11/1/2005                    10/1/2035                      3041.17                      3041.17
IL                                 11/1/2005                    10/1/2035                      1769.38                      1769.38
RI                                 11/1/2005                    10/1/2035                         1050                         1050
AL                                 11/1/2005                    10/1/2035                       515.49                       515.49
GA                                 11/1/2005                    10/1/2035                      1090.37                      1090.37
HI                                 10/1/2005                     9/1/2035                      6710.58                      6710.58
TX                                 11/1/2005                    10/1/2035                      1074.37                      1074.37
FL                                 11/1/2005                    10/1/2035                      4805.93                      4805.93
NJ                                 10/1/2005                     9/1/2035                       1887.3                       1887.3
MI                                 11/1/2005                    10/1/2035                       823.27                       823.27
CA                                 11/1/2005                    10/1/2035                      3047.44                      3047.44
MD                                 11/1/2005                    10/1/2035                      2661.04                      2661.04
CA                                 10/1/2005                     9/1/2035                      1983.33                      1983.33
KY                                 11/1/2005                    10/1/2035                       822.92                       822.92
IN                                 11/1/2005                    10/1/2035                       402.26                       402.26
MA                                 11/1/2005                    10/1/2035                       516.56                       516.56
FL                                 11/1/2005                    10/1/2035                      2832.19                      2832.19
VA                                 11/1/2005                    10/1/2035                      1179.56                      1179.56
CA                                 11/1/2005                    10/1/2035                      2233.66                      2233.66
VA                                 11/1/2005                    10/1/2035                      4829.58                      4829.58
MD                                 11/1/2005                    10/1/2035                      1576.75                      1576.75
MN                                 11/1/2005                    10/1/2035                      1962.14                      1962.14
FL                                 11/1/2005                    10/1/2035                      1998.56                      1998.56
MI                                  9/1/2005                     8/1/2035                       989.12                       989.12
AZ                                 10/1/2005                     9/1/2035                      1023.97                      1023.97
PA                                 11/1/2005                    10/1/2035                       487.02                       487.02
CA                                 10/1/2005                     9/1/2035                        861.9                        861.9
AL                                 11/1/2005                    10/1/2035                       640.67                       640.67
MD                                 11/1/2005                    10/1/2035                       663.79                       663.79
MI                                 11/1/2005                    10/1/2035                       1290.3                       1290.3
CA                                 11/1/2005                    10/1/2035                      1240.25                      1240.25
CA                                 11/1/2005                    10/1/2035                      1572.38                      1572.38
CA                                 10/1/2005                     9/1/2035                      2580.52                      2580.52
CA                                 11/1/2005                    10/1/2035                      2012.64                      2012.64
CA                                 10/1/2005                     9/1/2035                      5867.53                      5867.53
CA                                 11/1/2005                    10/1/2035                       672.98                       672.98
MA                                 11/1/2005                    10/1/2035                      4027.41                      4027.41
MA                                 11/1/2005                    10/1/2035                      2937.21                      2937.21
NY                                 11/1/2005                    10/1/2035                      2955.62                      2955.62
AZ                                 11/1/2005                    10/1/2035                      2272.08                      2271.91
CA                                 11/1/2005                    10/1/2035                         2013                         2013
CA                                 10/1/2005                     9/1/2035                      2347.01                      2347.01
MI                                 11/1/2005                    10/1/2035                       465.44                       465.44
CA                                 11/1/2005                    10/1/2035                       3008.4                       3008.4
CA                                 11/1/2005                    10/1/2035                      3145.33                      3145.33
CA                                 10/1/2005                     9/1/2035                       2587.5                      2586.54
MD                                 11/1/2005                    10/1/2035                       2616.5                       2616.5
CA                                 11/1/2005                    10/1/2035                      2311.88                      2311.88
PA                                 11/1/2005                    10/1/2035                       889.11                       889.11
CA                                 10/1/2005                     9/1/2035                      2684.23                      2684.23
CA                                 11/1/2005                    10/1/2035                      1245.77                      1245.77
CA                                 11/1/2005                    10/1/2035                       1534.5                       1534.5
CA                                 11/1/2005                    10/1/2035                      2330.06                      2330.06
OK                                 11/1/2005                    10/1/2035                        612.8                        612.8
CA                                 11/1/2005                    10/1/2035                      2967.36                      2967.36
TN                                 11/1/2005                    10/1/2035                      1719.15                      1719.15
CA                                 10/1/2005                     9/1/2035                      3282.33                      3282.33
MI                                 11/1/2005                    10/1/2035                       644.37                       644.37
MI                                 11/1/2005                    10/1/2035                       449.91                       449.91
IN                                 11/1/2005                    10/1/2035                      1038.67                      1038.67
CA                                 11/1/2005                    10/1/2035                      1727.81                      1727.81
UT                                 11/1/2005                    10/1/2035                       732.34                       732.34
MO                                 11/1/2005                    10/1/2035                       425.91                       425.91
FL                                 11/1/2005                    10/1/2035                       554.56                       554.56
TX                                 11/1/2005                    10/1/2035                       434.87                       434.87
TX                                 12/1/2005                    11/1/2035                       735.82                       735.82
FL                                 11/1/2005                    10/1/2035                       807.07                       807.07
HI                                 11/1/2005                    10/1/2035                      3214.16                      3214.16
TN                                 11/1/2005                    10/1/2035                      2506.56                      2506.56
FL                                 11/1/2005                    10/1/2035                      2056.96                      2056.96
FL                                 11/1/2005                    10/1/2035                      1322.33                      1322.33
NH                                 11/1/2005                    10/1/2035                      3058.13                      3058.13
CA                                 10/1/2005                     9/1/2035                      2969.76                      2969.76
CA                                 11/1/2005                    10/1/2035                      5262.09                      5262.09
CA                                 11/1/2005                    10/1/2035                      1468.75                      1467.77
CA                                 11/1/2005                    10/1/2035                      4495.54                      4495.54
CA                                 11/1/2005                    10/1/2035                      2520.79                      2520.79
CA                                 11/1/2005                    10/1/2035                       3262.5                       3262.5
PA                                 10/1/2005                     9/1/2035                       834.17                       834.17
FL                                 10/1/2005                     9/1/2035                      3898.46                      3898.46
CA                                 10/1/2005                     9/1/2035                      2626.08                      2626.08
VA                                 11/1/2005                    10/1/2035                      1362.43                      1362.43
MI                                 10/1/2005                     9/1/2035                       774.01                       774.01
CA                                 11/1/2005                    10/1/2035                      1864.33                      1864.33
CA                                 10/1/2005                     9/1/2035                      2706.08                      2706.08
CA                                 10/1/2005                     9/1/2035                      4722.67                      4722.67
CA                                 11/1/2005                    10/1/2035                      2334.67                      2334.67
CA                                 10/1/2005                     9/1/2035                       489.26                       489.26
CA                                 10/1/2005                     9/1/2035                         2352                         2352
NY                                 10/1/2005                     9/1/2035                         1270                      1269.89
CA                                 11/1/2005                    10/1/2035                      2987.47                      2987.47
CA                                 11/1/2005                    10/1/2035                         1666                         1666
NY                                 11/1/2005                    10/1/2035                      5118.58                      5118.58
PA                                 11/1/2005                    10/1/2035                       944.72                       944.72
VA                                 11/1/2005                    10/1/2035                       896.44                       896.44
VA                                 11/1/2005                    10/1/2035                       681.81                       681.81
FL                                 11/1/2005                    10/1/2035                      2974.29                      2974.29
CA                                 10/1/2005                     9/1/2035                         1974                      1973.47
MA                                 11/1/2005                    10/1/2035                      2573.91                      2573.91
NY                                 11/1/2005                    10/1/2035                      3226.39                      3226.39
MI                                 11/1/2005                    10/1/2035                      1140.03                      1140.03
MA                                 11/1/2005                    10/1/2035                      1142.88                      1142.88
CA                                 10/1/2005                     9/1/2035                         1615                         1615
NV                                 10/1/2005                     9/1/2035                       2047.5                       2047.5
NY                                 11/1/2005                    10/1/2035                      5799.68                      5799.68
NY                                 11/1/2005                    10/1/2035                      1617.19                      1617.17
FL                                 10/1/2005                     9/1/2035                         3722                         3722
VT                                  9/1/2005                     8/1/2035                      3350.02                      3350.02
MA                                 10/1/2005                     9/1/2035                       3079.2                       3079.2
TN                                 11/1/2005                    10/1/2035                      1004.37                      1004.37
MI                                 12/1/2005                    11/1/2035                       600.17                       600.17
CA                                 11/1/2005                    10/1/2035                      2515.41                      2515.41
MI                                 11/1/2005                    10/1/2035                      1156.77                      1156.77
FL                                 10/1/2005                     9/1/2035                      1364.35                      1364.35
CA                                 11/1/2005                    10/1/2035                      5163.19                      5163.19
NJ                                 11/1/2005                    10/1/2035                         4750                         4750
NV                                  9/1/2005                     8/1/2035                      4737.92                      4737.92
NJ                                 11/1/2005                    10/1/2035                      2256.56                      2256.56
CA                                 11/1/2005                    10/1/2035                      1276.87                      1276.87
CA                                 11/1/2005                    10/1/2035                      1806.46                      1806.46
IL                                 11/1/2005                    10/1/2035                      2974.52                      2974.52
CA                                 11/1/2005                    10/1/2035                       5443.8                       5443.8
VA                                 10/1/2005                     9/1/2035                       469.18                       469.18
VA                                 11/1/2005                    10/1/2035                          612                          612
VT                                 11/1/2005                    10/1/2035                       971.83                       971.83
FL                                 11/1/2005                    10/1/2035                      1692.29                      1692.29
MA                                 10/1/2005                     9/1/2035                       954.48                       954.48
MA                                 11/1/2005                    10/1/2035                       932.46                       932.46
MA                                 11/1/2005                    10/1/2035                      1650.74                      1650.74
NY                                 11/1/2005                    10/1/2035                      1572.25                      1572.25
CA                                 10/1/2005                     9/1/2035                      1531.25                      1531.25
CA                                 10/1/2005                     9/1/2035                      2464.86                      2464.86
CA                                 11/1/2005                    10/1/2035                      1770.83                      1770.83
TX                                 11/1/2005                    10/1/2035                       421.59                       421.58
CA                                 11/1/2005                    10/1/2035                      1002.08                      1002.08
MA                                 11/1/2005                    10/1/2035                      3687.65                      3687.65
GA                                 11/1/2005                    10/1/2035                      1265.75                      1265.75
OR                                 10/1/2005                     9/1/2035                       793.65                       793.65
CA                                 11/1/2005                    10/1/2035                      2827.83                      2827.83
PA                                 10/1/2005                     9/1/2035                      1766.05                      1766.05
CA                                 10/1/2005                     9/1/2035                       1765.5                       1765.5
FL                                 11/1/2005                    10/1/2035                      2481.77                      2481.77
CA                                 10/1/2005                     9/1/2035                      1640.63                      1640.63
IL                                 11/1/2005                    10/1/2035                       907.87                       907.87
MN                                 11/1/2005                    10/1/2035                      3686.46                      3686.46
CA                                  9/1/2005                     8/1/2035                       913.31                       913.31
MD                                 11/1/2005                    10/1/2035                      2069.45                      2069.45
FL                                 11/1/2005                    10/1/2035                         2860                         2860
NY                                 11/1/2005                    10/1/2035                      1541.18                      1541.02
NY                                 11/1/2005                    10/1/2035                         2905                         2905
NY                                 10/1/2005                     9/1/2035                      2104.17                      2104.17
NY                                 11/1/2005                    10/1/2035                      1663.67                      1663.67
NY                                 11/1/2005                    10/1/2035                      2425.83                      2425.83
CO                                 11/1/2005                    10/1/2035                       775.13                       775.13
IL                                 11/1/2005                    10/1/2035                      1725.21                      1725.21
NJ                                 11/1/2005                    10/1/2035                      2720.28                      2720.28
MA                                 11/1/2005                    10/1/2035                      3016.37                      3016.37
CA                                 10/1/2005                     9/1/2035                      3616.29                      3616.29
NJ                                 11/1/2005                    10/1/2035                          915                          915
NY                                 11/1/2005                    10/1/2035                      1144.58                      1144.58
MI                                 10/1/2005                     9/1/2035                       925.46                       925.46
NJ                                 11/1/2005                    10/1/2035                      1018.59                      1018.59
CA                                 10/1/2005                     9/1/2035                         5655                         5655
NY                                 11/1/2005                    10/1/2035                       1591.4                       1591.4
WA                                 10/1/2005                     9/1/2035                      2394.44                      2394.44
CA                                 11/1/2005                    10/1/2035                      1716.19                       1716.1
VA                                 11/1/2005                    10/1/2035                      2822.31                      2822.31
MA                                 11/1/2005                    10/1/2035                      3967.92                      3967.92
CA                                 10/1/2005                     9/1/2035                      1625.63                      1625.63
CA                                 11/1/2005                    10/1/2035                      4457.98                      4457.98
NJ                                 11/1/2005                    10/1/2035                         3645                      3644.08
MA                                 11/1/2005                    10/1/2035                       2228.8                       2228.8
WA                                 10/1/2005                     9/1/2035                         4794                         4794
CA                                 11/1/2005                    10/1/2035                      2229.79                      2229.79
CA                                 10/1/2005                     9/1/2035                         2185                         2185
MA                                 11/1/2005                    10/1/2035                       5068.2                       5068.2
VA                                 11/1/2005                    10/1/2035                       605.29                       605.29
OK                                 11/1/2005                    10/1/2035                       690.08                       690.08
CA                                 11/1/2005                    10/1/2035                       2871.3                       2871.3
CA                                 10/1/2005                     9/1/2035                      2021.25                      2021.25
FL                                 11/1/2005                    10/1/2035                      4546.91                      4546.91
CA                                 11/1/2005                    10/1/2035                       757.25                       757.25
VA                                 11/1/2005                    10/1/2035                          902                          902
VA                                 10/1/2005                     9/1/2035                       831.94                       831.93
PA                                 11/1/2005                    10/1/2035                      1149.96                      1149.96
CA                                 10/1/2005                     9/1/2035                      1639.29                      1639.29
CA                                 11/1/2005                    10/1/2035                         1695                         1695
CA                                 10/1/2005                     9/1/2035                       1930.5                       1930.5
CA                                 10/1/2005                     9/1/2035                         2009                         2009
CA                                 11/1/2005                    10/1/2035                      2358.75                      2358.75
NJ                                 11/1/2005                    10/1/2035                      1553.09                      1553.09
FL                                 11/1/2005                    10/1/2035                        661.2                        661.2
CA                                 10/1/2005                     9/1/2035                      1402.07                      1402.07
MA                                 11/1/2005                    10/1/2035                      4547.88                      4547.88
PA                                  9/1/2005                     8/1/2035                       431.39                       431.39
VA                                 11/1/2005                    10/1/2035                      2110.68                      2110.68
VA                                 11/1/2005                    10/1/2035                      3760.95                      3760.95
PA                                 10/1/2005                     9/1/2035                      2927.15                      2927.15
AL                                 11/1/2005                    10/1/2035                       517.54                       517.54
NJ                                 11/1/2005                    10/1/2035                      3007.28                      3007.28
MA                                 11/1/2005                    10/1/2035                      2837.92                      2837.92
CA                                 11/1/2005                    10/1/2035                      2899.89                      2899.89
CA                                 10/1/2005                     9/1/2035                      2704.43                      2704.43
MI                                 11/1/2005                    10/1/2035                       975.12                       975.12
ID                                 11/1/2005                    10/1/2035                      3033.23                      3033.23
MA                                 11/1/2005                    10/1/2035                      2252.67                      2252.67
NY                                 10/1/2005                     9/1/2035                       681.21                       681.21
MD                                 11/1/2005                    10/1/2035                        715.2                        715.2
CA                                 11/1/2005                    10/1/2035                      3990.13                      3990.13
MA                                 11/1/2005                    10/1/2035                      3064.25                      3064.25
FL                                 10/1/2005                     9/1/2035                         1251                         1251
MA                                 11/1/2005                    10/1/2035                      1668.42                      1668.42
MD                                  9/1/2005                     8/1/2035                      1121.17                      1121.17
FL                                 10/1/2005                     9/1/2035                      1480.05                      1480.05
VA                                 11/1/2005                    10/1/2035                       549.95                       549.95
MA                                 10/1/2005                     9/1/2035                         2665                         2665
FL                                 10/1/2005                     9/1/2035                      1244.14                      1244.14
FL                                 11/1/2005                    10/1/2035                      1112.81                      1112.81
FL                                 11/1/2005                    10/1/2035                      1505.89                      1505.89
CA                                 10/1/2005                     9/1/2035                      1803.13                      1803.13
NY                                 10/1/2005                     9/1/2035                      1550.42                      1550.41
AL                                 11/1/2005                    10/1/2035                       537.47                       537.47
CA                                 11/1/2005                    10/1/2035                       2055.7                       2055.7
CA                                 10/1/2005                     9/1/2035                      2203.31                      2203.31
CA                                 11/1/2005                    10/1/2035                         2380                         2380
VA                                 11/1/2005                    10/1/2035                      1868.94                      1868.94
IN                                 11/1/2005                    10/1/2035                       488.02                       488.02
RI                                 11/1/2005                    10/1/2035                         1474                         1474
CA                                 10/1/2005                     9/1/2035                      2599.35                      2599.35
CA                                 10/1/2005                     9/1/2035                      2844.97                      2844.14
OH                                 11/1/2005                    10/1/2035                        435.1                        435.1
NY                                 11/1/2005                    10/1/2035                         1155                         1155
FL                                 11/1/2005                    10/1/2035                       1019.2                       1019.2
DC                                 11/1/2005                    10/1/2035                       1755.1                       1755.1
DC                                 11/1/2005                    10/1/2035                         1175                         1175
FL                                 11/1/2005                    10/1/2035                      2269.46                      2269.46
CA                                 10/1/2005                     9/1/2035                         2780                         2780
FL                                 11/1/2005                    10/1/2035                       1242.1                       1242.1
CA                                 11/1/2005                    10/1/2035                      2052.52                      2052.52
FL                                 11/1/2005                    10/1/2035                      2651.48                      2651.48
VA                                 10/1/2005                     9/1/2035                      2460.33                      2459.96
MA                                 10/1/2005                     9/1/2035                       1021.8                       1021.8
CA                                 11/1/2005                    10/1/2035                       807.94                       807.94
MD                                 11/1/2005                    10/1/2035                        553.9                        553.9
CA                                 11/1/2005                    10/1/2035                         3080                      3079.41
NJ                                 11/1/2005                    10/1/2035                      2283.75                      2283.75
WI                                 11/1/2005                    10/1/2035                         1586                         1586
MA                                 11/1/2005                    10/1/2035                      4035.63                      4035.63
OH                                 11/1/2005                    10/1/2020                      3308.33                      3308.33
CA                                 10/1/2005                     9/1/2035                      1130.94                      1130.54
CA                                 10/1/2005                     9/1/2035                      2232.17                      2232.17
CO                                 11/1/2005                    10/1/2035                      1210.63                      1210.62
NY                                 10/1/2005                     9/1/2035                       3176.8                       3176.8
CA                                 11/1/2005                    10/1/2035                      1541.67                      1541.67
CA                                 11/1/2005                    10/1/2035                       1189.5                       1189.5
CA                                 11/1/2005                    10/1/2035                      1826.83                      1826.83
CA                                 10/1/2005                     9/1/2035                         2795                         2795
FL                                 10/1/2005                     9/1/2035                       4592.5                       4592.5
CA                                 10/1/2005                     9/1/2035                       915.83                       915.83
CA                                 11/1/2005                    10/1/2035                       1200.5                       1200.5
MI                                 11/1/2005                    10/1/2035                       623.76                       623.76
NY                                 11/1/2005                    10/1/2035                      3574.93                      3574.93
MI                                 10/1/2005                     9/1/2035                       1451.8                       1451.8
CA                                 11/1/2005                    10/1/2035                       2046.2                       2046.2
CA                                 11/1/2005                    10/1/2035                      3532.96                      3532.96
HI                                 10/1/2005                     9/1/2035                      3733.41                      3733.41
MI                                 10/1/2005                     9/1/2035                       717.84                       717.84
CA                                 11/1/2005                    10/1/2035                       2690.4                       2690.4
NY                                 11/1/2005                    10/1/2035                      2997.03                      2997.03
CA                                 10/1/2005                     9/1/2035                      2730.83                      2730.83
NH                                 11/1/2005                    10/1/2035                       3847.5                       3847.5
CA                                 11/1/2005                    10/1/2035                      2290.52                      2290.52
NV                                 11/1/2005                    10/1/2035                      1715.94                      1715.94
RI                                 10/1/2005                     9/1/2035                      2275.42                      2275.42
CA                                 11/1/2005                    10/1/2035                      1404.67                      1404.67
CA                                 10/1/2005                     9/1/2035                         1853                         1853
CA                                 10/1/2005                     9/1/2035                      2826.67                      2826.67
CA                                 11/1/2005                    10/1/2035                      1788.75                      1788.75
CA                                 11/1/2005                    10/1/2035                      2731.84                      2731.84
NJ                                 11/1/2005                    10/1/2035                         1456                         1456
AZ                                 11/1/2005                    10/1/2035                      2999.25                      2999.25
CA                                 11/1/2005                    10/1/2035                      1083.33                      1083.31
CO                                 11/1/2005                    10/1/2035                      1454.92                      1454.92
CA                                 10/1/2005                     9/1/2035                      2204.17                      2204.17
CA                                 10/1/2005                     9/1/2035                       1576.8                       1576.8
VA                                 11/1/2005                    10/1/2035                       623.11                       623.11
IN                                 11/1/2005                    10/1/2035                       669.85                       669.85
CA                                 10/1/2005                     9/1/2035                      1924.06                      1924.06
CA                                 10/1/2005                     9/1/2035                         2232                         2232
CA                                 11/1/2005                    10/1/2035                      1841.67                      1841.67
WA                                 10/1/2005                     9/1/2035                       876.56                       876.56
CA                                 11/1/2005                    10/1/2035                      2153.38                      2153.38
NY                                 11/1/2005                    10/1/2035                      2431.46                      2431.46
FL                                 11/1/2005                    10/1/2035                      1206.29                      1206.29
VA                                 11/1/2005                    10/1/2035                        936.6                        936.6
CA                                 10/1/2005                     9/1/2035                       1930.5                       1930.5
CA                                 11/1/2005                    10/1/2035                      2305.88                      2305.88
CA                                 11/1/2005                    10/1/2035                         1820                         1820
CA                                 10/1/2005                     9/1/2035                      3427.83                      3427.83
CA                                 10/1/2005                     9/1/2035                      2203.34                      2203.34
CA                                 10/1/2005                     9/1/2035                      4948.13                      4948.12
CA                                 11/1/2005                    10/1/2035                       2587.5                       2587.5
CA                                 10/1/2005                     9/1/2035                      1395.47                      1395.47
FL                                 11/1/2005                    10/1/2035                      2314.37                      2314.37
NY                                 11/1/2005                    10/1/2035                      2776.56                      2776.56
NY                                 11/1/2005                    10/1/2035                       1497.5                       1497.5
CA                                 11/1/2005                    10/1/2035                         1365                         1365
RI                                 11/1/2005                    10/1/2035                      1153.17                      1153.17
RI                                 11/1/2005                    10/1/2035                      1529.69                      1529.69
CA                                 11/1/2005                    10/1/2035                       2522.8                       2522.8
CA                                 11/1/2005                    10/1/2035                         2343                         2343
VA                                 11/1/2005                    10/1/2035                      1268.41                      1268.41
CA                                 10/1/2005                     9/1/2035                      2743.09                      2743.08
CA                                 11/1/2005                    10/1/2035                         1072                         1072
CA                                 10/1/2005                     9/1/2035                       2012.5                      2012.48
MI                                 11/1/2005                    10/1/2035                       522.31                       522.31
NY                                 11/1/2005                    10/1/2035                      2099.33                      2099.33
NJ                                 11/1/2005                    10/1/2035                         2375                         2375
CA                                 11/1/2005                    10/1/2035                      2011.33                      2011.33
CA                                 10/1/2005                     9/1/2035                      2608.79                      2608.79
CA                                 11/1/2005                    10/1/2035                      1682.08                      1682.08
CA                                 10/1/2005                     9/1/2035                         1177                         1177
CA                                 10/1/2005                     9/1/2035                      3193.13                      3193.13
FL                                 10/1/2005                     9/1/2035                       839.43                       839.43
CA                                 11/1/2005                    10/1/2035                      2347.08                      2347.08
CA                                 10/1/2005                     9/1/2035                      2465.88                      2465.88
CA                                 10/1/2005                     9/1/2035                      1493.33                      1493.33
CA                                 11/1/2005                    10/1/2035                      1801.65                      1801.65
PA                                 11/1/2005                    10/1/2035                       385.75                       385.75
AZ                                 11/1/2005                    10/1/2035                       905.05                       905.05
AZ                                 10/1/2005                     9/1/2035                       695.47                       695.47
MI                                 11/1/2005                    10/1/2035                      1929.69                      1929.69
RI                                 11/1/2005                    10/1/2035                      1191.21                      1191.21
CA                                 11/1/2005                    10/1/2035                      2008.13                      2008.13
CA                                 11/1/2005                    10/1/2035                         3197                         3197
VA                                 11/1/2005                    10/1/2035                       581.05                       581.05
NY                                 11/1/2005                    10/1/2035                      4569.21                      4569.21
FL                                 11/1/2005                    10/1/2035                       805.84                       805.84
WA                                 10/1/2005                     9/1/2035                      1831.33                       1831.3
CA                                 10/1/2005                     9/1/2035                      2176.73                      2176.73
NY                                 10/1/2005                     9/1/2035                      2528.27                      2528.27
VA                                 10/1/2005                     9/1/2035                      2464.67                      2464.67
CA                                 11/1/2005                    10/1/2035                      2606.42                      2606.42
CA                                 10/1/2005                     9/1/2035                         3724                         3724
NY                                 11/1/2005                    10/1/2035                         1590                         1590
NY                                 11/1/2005                    10/1/2035                         3495                         3495
CA                                 11/1/2005                    10/1/2035                      1603.53                      1603.43
VA                                 11/1/2005                    10/1/2035                       868.49                       868.49
CA                                 11/1/2005                    10/1/2035                      1366.37                      1366.37
MN                                 11/1/2005                    10/1/2035                       847.27                       847.27
CA                                 10/1/2005                     9/1/2035                      1008.32                      1008.22
VA                                 11/1/2005                    10/1/2035                      1428.73                      1428.73
CO                                 11/1/2005                    10/1/2035                       975.02                       975.02
CA                                 11/1/2005                    10/1/2035                      2585.83                      2585.53
CA                                 10/1/2005                     9/1/2035                      2479.69                      2479.69
NY                                 11/1/2005                    10/1/2035                      2743.13                      2743.13
NY                                 10/1/2005                     9/1/2035                      1544.06                      1543.78
NY                                 10/1/2005                     9/1/2035                      1772.25                      1772.25
FL                                 11/1/2005                    10/1/2035                       964.68                       964.68
CA                                 11/1/2005                    10/1/2035                         1887                         1887
CA                                 11/1/2005                    10/1/2035                         1722                         1722
AZ                                 10/1/2005                     9/1/2035                         1208                         1208
CA                                 10/1/2005                     9/1/2035                      2262.49                      2262.49
CA                                 11/1/2005                    10/1/2035                      1894.67                      1894.67
CA                                 10/1/2005                     9/1/2035                       2515.4                       2515.4
CA                                 10/1/2005                     9/1/2035                      2443.12                      2443.12
NY                                 11/1/2005                    10/1/2035                       689.48                       689.48
MI                                 11/1/2005                    10/1/2035                       504.65                       504.65
HI                                 10/1/2005                     9/1/2035                      2599.08                      2599.08
CA                                 10/1/2005                     9/1/2035                       2193.5                       2193.5
CA                                 11/1/2005                    10/1/2035                      1493.33                      1493.33
CA                                 10/1/2005                     9/1/2035                      2097.38                      2097.38
CA                                 10/1/2005                     9/1/2035                       1657.5                       1657.5
CA                                 10/1/2005                     9/1/2035                       2363.4                       2363.4
FL                                 11/1/2005                    10/1/2035                         6300                         6300
CA                                 10/1/2005                     9/1/2035                       1689.6                       1689.6
VA                                 11/1/2005                    10/1/2035                       725.47                       725.47
CA                                 11/1/2005                    10/1/2035                      1005.33                      1005.33
CA                                 11/1/2005                    10/1/2035                         1524                         1524
CA                                 10/1/2005                     9/1/2035                      1748.67                      1748.67
CA                                 11/1/2005                    10/1/2035                       2047.5                       2047.5
OR                                 11/1/2005                    10/1/2035                         1204                         1204
CA                                 10/1/2005                     9/1/2035                      4078.13                      4078.13
FL                                 11/1/2005                    10/1/2035                      1023.83                      1023.83
CA                                 10/1/2005                     9/1/2035                      1962.33                      1962.33
CA                                 10/1/2005                     9/1/2035                       2572.5                       2572.5
CA                                 11/1/2005                    10/1/2035                      3584.83                      3584.83
CA                                 10/1/2005                     9/1/2035                      2640.25                      2639.47
CA                                 11/1/2005                    10/1/2035                      2448.13                      2448.13
CA                                 11/1/2005                    10/1/2035                         2135                         2135
CA                                 10/1/2005                     9/1/2035                      2666.67                      2666.67
CA                                 11/1/2005                    10/1/2035                         2448                         2448
CA                                 10/1/2005                     9/1/2035                      2394.37                      2394.37
FL                                 11/1/2005                    10/1/2035                      1085.13                      1085.13
CA                                 11/1/2005                    10/1/2035                      3010.42                      3010.42
CA                                 11/1/2005                    10/1/2035                         3234                         3234
CA                                 10/1/2005                     9/1/2035                         2600                         2600
CA                                 11/1/2005                    10/1/2035                         3510                         3510
CA                                 10/1/2005                     9/1/2035                      2304.65                      2304.65
CA                                 11/1/2005                    10/1/2035                      2838.52                      2838.52
CA                                 11/1/2005                    10/1/2035                      1528.33                      1528.33
CO                                 10/1/2005                     9/1/2035                       787.39                       787.39
CO                                 10/1/2005                     9/1/2035                       888.33                       888.33
LA                                 11/1/2005                    10/1/2035                       489.37                       489.37
IN                                 11/1/2005                    10/1/2035                       476.79                       476.79
NY                                 10/1/2005                     9/1/2035                      1673.79                      1673.79
RI                                 11/1/2005                    10/1/2035                      1560.33                      1560.33
MI                                 11/1/2005                    10/1/2035                      1377.72                      1377.72
NJ                                 11/1/2005                    10/1/2035                      3346.88                      3346.88
MN                                 11/1/2005                    10/1/2035                       3096.1                       3096.1
CA                                 11/1/2005                    10/1/2035                      2846.63                      2846.63
NY                                 11/1/2005                    10/1/2035                      4729.19                      4729.19
FL                                 11/1/2005                    10/1/2035                      1294.78                      1294.78
MD                                 11/1/2005                    10/1/2035                      3038.34                      3038.34
FL                                 11/1/2005                    10/1/2035                      1865.58                      1865.58
CA                                 10/1/2005                     9/1/2035                      1460.94                      1460.74
NY                                 10/1/2005                     9/1/2035                        587.5                       587.43
CA                                 10/1/2005                     9/1/2035                      1861.89                      1861.89
CA                                 11/1/2005                    10/1/2035                         2150                         2150
NY                                 11/1/2005                    10/1/2035                      2743.13                      2743.13
CA                                 10/1/2005                     9/1/2035                         2100                         2100
CA                                 10/1/2005                     9/1/2035                      2129.66                      2129.66
SC                                 11/1/2005                    10/1/2035                      1368.75                      1368.75
CA                                 11/1/2005                    10/1/2035                         2240                         2240
NY                                 11/1/2005                    10/1/2035                         1482                         1482
OH                                 11/1/2005                    10/1/2035                       614.29                       614.29
CA                                 11/1/2005                    10/1/2035                      2803.17                      2803.17
CA                                 11/1/2005                    10/1/2035                       1289.6                       1289.6
CA                                 11/1/2005                    10/1/2035                      1757.07                      1757.07
CA                                 11/1/2005                    10/1/2035                      1382.67                      1382.67
CA                                 11/1/2005                    10/1/2035                       2259.3                       2259.3
NY                                 11/1/2005                    10/1/2035                      2382.92                      2382.92
NY                                 11/1/2005                    10/1/2035                      2635.25                      2635.25
CA                                 11/1/2005                    10/1/2035                      2860.17                      2860.17
CA                                 11/1/2005                    10/1/2035                      3951.13                      3951.13
CA                                 11/1/2005                    10/1/2035                         2125                         2125
CA                                 10/1/2005                     9/1/2035                      2851.67                      2851.67
RI                                 11/1/2005                    10/1/2035                      2476.99                      2476.99
MI                                 11/1/2005                    10/1/2035                       710.37                       710.37
CT                                 10/1/2005                     9/1/2035                      2406.99                      2406.99
NY                                 11/1/2005                    10/1/2035                         2550                         2550
CA                                 10/1/2005                     9/1/2035                      2530.96                      2530.96
RI                                 11/1/2005                    10/1/2035                       969.86                       969.28
MA                                 11/1/2005                    10/1/2035                       4099.4                       4099.4
CA                                 11/1/2005                    10/1/2035                       650.69                       650.69
CT                                 11/1/2005                    10/1/2035                       866.09                       866.09
VA                                 11/1/2005                    10/1/2035                      1326.02                      1326.02
MD                                 11/1/2005                    10/1/2035                      2512.48                      2512.48
FL                                 11/1/2005                    10/1/2035                       1351.5                       1351.5
NY                                 10/1/2005                     9/1/2035                       1917.5                       1917.5
TX                                 11/1/2005                    10/1/2035                       633.13                       633.13
TX                                 11/1/2005                    10/1/2035                      2558.59                      2558.59
CA                                 10/1/2005                     9/1/2035                      1200.42                      1200.42
CA                                 11/1/2005                    10/1/2035                      1595.54                      1595.16
FL                                 11/1/2005                    10/1/2035                      3891.59                      3891.59
NC                                 11/1/2005                    10/1/2035                      2577.83                      2577.83
CA                                 11/1/2005                    10/1/2035                      1343.33                      1343.33
CA                                 11/1/2005                    10/1/2035                         2022                         2022
CA                                 11/1/2005                    10/1/2035                      3052.35                      3052.35
CA                                 10/1/2005                     9/1/2035                      2265.96                      2265.96
CA                                 10/1/2005                     9/1/2035                      1433.75                      1433.75
CA                                 10/1/2005                     9/1/2035                       2023.2                       2023.2
CA                                 11/1/2005                    10/1/2035                      3566.92                      3566.92
CA                                 11/1/2005                    10/1/2035                      3507.47                      3507.47
FL                                 11/1/2005                    10/1/2035                      1341.67                      1341.67
CA                                 10/1/2005                     9/1/2035                      2808.72                      2808.72
FL                                 10/1/2005                     9/1/2035                      1306.52                      1306.52
VA                                 11/1/2005                    10/1/2035                      1513.81                      1513.81
RI                                 10/1/2005                     9/1/2035                      1693.13                      1692.58
MN                                 11/1/2005                    10/1/2035                       980.85                       980.85
CA                                 11/1/2005                    10/1/2035                      2314.13                      2314.13
CA                                 11/1/2005                    10/1/2035                       2577.6                       2577.6
PA                                 11/1/2005                    10/1/2035                       642.65                       642.65
CA                                 10/1/2005                     9/1/2035                      2521.33                      2521.33
NY                                 11/1/2005                    10/1/2035                      2284.33                      2284.33
NY                                 10/1/2005                     9/1/2035                      3117.19                      3116.84
CA                                 11/1/2005                    10/1/2035                      1234.88                      1234.88
CA                                 11/1/2005                    10/1/2035                         1280                         1280
CA                                 11/1/2005                    10/1/2035                       1837.5                       1837.5
CA                                 10/1/2005                     9/1/2035                         2511                         2511
CA                                 10/1/2005                     9/1/2035                         5590                         5590
CA                                 11/1/2005                    10/1/2035                         2244                         2244
CT                                 11/1/2005                    10/1/2035                      1041.51                      1041.51
MA                                 10/1/2005                     9/1/2035                      1264.69                      1264.69
FL                                 10/1/2005                     9/1/2035                         1400                         1400
CA                                 11/1/2005                    10/1/2035                      1733.33                      1733.33
CA                                 11/1/2005                    10/1/2035                      1624.56                      1624.56
CA                                 10/1/2005                     9/1/2035                       1415.2                       1415.2
CA                                 10/1/2005                     9/1/2035                      1706.25                      1706.25
CA                                 11/1/2005                    10/1/2035                      2835.17                      2835.17
CA                                 10/1/2005                     9/1/2035                      2428.33                      2428.33
CA                                 10/1/2005                     9/1/2035                      2013.02                      2013.02
CA                                 10/1/2005                     9/1/2035                      2123.33                      2123.33
FL                                 11/1/2005                    10/1/2035                      2928.43                      2928.43
CA                                 10/1/2005                     9/1/2035                      2372.83                      2372.83
MN                                 10/1/2005                     9/1/2035                      1720.91                      1720.91
OH                                 10/1/2005                     9/1/2035                       723.07                       723.07
CA                                 11/1/2005                    10/1/2035                      4602.75                      4602.75
OH                                 11/1/2005                    10/1/2035                       654.56                       654.56
CA                                 11/1/2005                    10/1/2035                      3578.81                      3578.81
CA                                 10/1/2005                     9/1/2035                         2553                         2553
CA                                 10/1/2005                     9/1/2035                      2707.33                      2707.33
CA                                 10/1/2005                     9/1/2035                      3052.21                      3052.21
UT                                 10/1/2005                     9/1/2035                      1227.19                      1227.19
CA                                 10/1/2005                     9/1/2035                         1560                         1560
VA                                 11/1/2005                    10/1/2035                      3425.63                      3425.63
OH                                 11/1/2005                    10/1/2035                       855.27                       855.27
CA                                 11/1/2005                    10/1/2035                      1966.25                      1966.25
MD                                 11/1/2005                    10/1/2035                         1470                         1470
CA                                 11/1/2005                    10/1/2035                      2561.13                      2561.13
OH                                 11/1/2005                    10/1/2035                       594.31                       594.31
MD                                 11/1/2005                    10/1/2035                      1402.82                      1402.82
CA                                 10/1/2005                     9/1/2035                       906.67                       906.67
NY                                 11/1/2005                    10/1/2035                      5646.88                      5646.88
OH                                 11/1/2005                    10/1/2035                      3569.26                      3569.26
FL                                 11/1/2005                    10/1/2035                       2606.1                       2606.1
NY                                 10/1/2005                     9/1/2035                      2383.51                      2383.51
FL                                 11/1/2005                    10/1/2035                       2327.5                       2327.5
FL                                 11/1/2005                    10/1/2035                        780.9                        780.9
MD                                 11/1/2005                    10/1/2035                       780.61                       780.61
CA                                 11/1/2005                    10/1/2035                         2438                      2437.99
MD                                 11/1/2005                    10/1/2035                       2587.5                       2587.5
MO                                 11/1/2005                    10/1/2035                      1426.25                      1426.25
CA                                 10/1/2005                     9/1/2035                      1994.17                      1994.17
OH                                 10/1/2005                     9/1/2035                       862.82                       862.82
CA                                 11/1/2005                    10/1/2035                       2137.5                       2137.5
MN                                 11/1/2005                    10/1/2035                       525.77                       525.77
NC                                 11/1/2005                    10/1/2035                      1482.48                      1482.48
VA                                 11/1/2005                    10/1/2035                      2322.27                      2322.27
CA                                 10/1/2005                     9/1/2035                      1369.31                      1369.31
CA                                 10/1/2005                     9/1/2035                      1174.48                      1174.48
OH                                 11/1/2005                    10/1/2035                       713.55                       713.55
CA                                 11/1/2005                    10/1/2035                      2857.45                      2857.45
CA                                 11/1/2005                    10/1/2035                      2546.25                      2545.45
NJ                                 11/1/2005                    10/1/2035                      2723.48                      2723.48
MA                                 10/1/2005                     9/1/2035                       2317.2                       2317.2
CA                                 10/1/2005                     9/1/2035                      2564.73                      2564.63
MN                                 11/1/2005                    10/1/2035                       981.75                       981.75
VA                                 11/1/2005                    10/1/2035                      1872.34                      1872.34
OH                                 11/1/2005                    10/1/2035                       377.39                       377.39
CA                                 10/1/2005                     9/1/2035                         2450                         2450
VA                                 11/1/2005                    10/1/2035                      1354.33                      1354.33
CA                                 11/1/2005                    10/1/2035                      1969.13                      1969.13
NY                                 10/1/2005                     9/1/2035                      3193.87                      3193.87
OH                                 10/1/2005                     9/1/2035                       505.24                       505.24
MI                                 11/1/2005                    10/1/2035                       1749.4                       1749.4
MN                                 11/1/2005                    10/1/2035                      3052.23                      3052.23
NY                                 11/1/2005                    10/1/2035                         1025                         1025
MN                                 11/1/2005                    10/1/2035                       636.94                       636.94
CA                                 10/1/2005                     9/1/2035                         2204                         2204
CA                                 11/1/2005                    10/1/2035                       3776.2                       3776.2
PA                                 11/1/2005                    10/1/2035                      1120.87                      1120.87
CA                                 10/1/2005                     9/1/2035                      2070.14                      2070.14
NY                                 11/1/2005                    10/1/2035                      1464.75                      1464.59
VA                                 11/1/2005                    10/1/2035                      3346.88                      3346.88
CA                                 10/1/2005                     9/1/2035                      3136.35                      3136.35
CA                                 10/1/2005                     9/1/2035                         1925                         1925
NY                                 11/1/2005                    10/1/2035                      2873.96                      2873.96
CA                                 10/1/2005                     9/1/2035                      1360.68                      1360.68
NY                                 11/1/2005                    10/1/2035                      2849.74                      2849.74
CA                                 11/1/2005                    10/1/2035                       1822.5                       1822.5
VA                                 10/1/2005                     9/1/2035                      2457.81                      2457.81
VA                                 11/1/2005                    10/1/2035                         1075                         1075
FL                                 11/1/2005                    10/1/2035                      1398.25                      1398.24
NY                                 11/1/2005                    10/1/2035                      2740.77                      2740.77
CA                                 10/1/2005                     9/1/2035                      5678.75                      5678.75
FL                                 11/1/2005                    10/1/2035                      2806.66                      2806.66
RI                                 10/1/2005                     9/1/2035                      1429.13                      1429.12
CA                                 11/1/2005                    10/1/2035                      4811.24                      4811.24
CA                                 11/1/2005                    10/1/2035                       3493.5                       3493.5
CA                                 11/1/2005                    10/1/2035                      3963.75                      3963.75
FL                                 10/1/2005                     9/1/2035                       563.13                       563.13
OH                                 11/1/2005                    10/1/2035                       444.52                       444.52
MI                                 11/1/2005                    10/1/2035                      1094.46                      1094.46
CA                                 11/1/2005                    10/1/2035                      1840.31                      1840.31
CA                                 11/1/2005                    10/1/2035                      2063.56                      2063.56
CA                                 11/1/2005                    10/1/2035                         2079                         2079
MD                                 11/1/2005                    10/1/2035                       1669.8                       1669.8
MD                                 11/1/2005                    10/1/2035                      2610.55                      2610.55
MN                                 11/1/2005                    10/1/2035                      1129.43                      1129.43
OH                                 11/1/2005                    10/1/2035                       517.56                       517.54
MD                                 11/1/2005                    10/1/2035                         1710                         1710
CA                                 10/1/2005                     9/1/2035                      3517.55                      3517.55
MI                                 11/1/2005                    10/1/2035                       676.18                       676.18
MD                                 10/1/2005                     9/1/2035                      2525.13                      2525.13
NC                                 11/1/2005                    10/1/2035                       3168.8                       3168.8
OH                                 11/1/2005                    10/1/2035                       408.52                       408.52
NC                                 10/1/2005                     9/1/2035                      3936.56                      3936.56
MN                                 11/1/2005                    10/1/2035                       510.79                       510.79
MD                                 10/1/2005                     9/1/2035                      1926.99                      1926.99
MD                                 10/1/2005                     9/1/2035                      1260.89                      1260.89
OH                                 11/1/2005                    10/1/2035                       446.57                       446.57
MI                                 10/1/2005                     9/1/2035                      1845.34                      1845.34
CA                                 11/1/2005                    10/1/2035                      2241.31                      2241.31
CA                                 11/1/2005                    10/1/2035                      2752.09                      2752.09
CA                                 10/1/2005                     9/1/2035                       2156.4                       2156.4
OH                                 11/1/2005                    10/1/2035                       654.78                       654.78
MN                                 11/1/2005                    10/1/2035                       457.37                       457.37
MI                                 11/1/2005                    10/1/2035                      3511.13                      3511.13
NY                                 11/1/2005                    10/1/2035                      2248.15                      2248.15
NY                                 11/1/2005                    10/1/2035                      3275.41                      3275.41
OH                                 11/1/2005                    10/1/2035                       533.02                       533.02
OH                                 11/1/2005                    10/1/2035                       409.53                       409.53
OH                                 11/1/2005                    10/1/2035                       637.66                       637.66
OH                                 11/1/2005                    10/1/2035                       638.04                       638.04
OH                                 11/1/2005                    10/1/2035                        925.1                        925.1
OH                                 11/1/2005                    10/1/2035                       447.21                       447.21
OH                                 10/1/2005                     9/1/2035                      1053.17                      1053.17
NC                                 11/1/2005                    10/1/2035                      6854.56                      6854.56
MD                                 11/1/2005                    10/1/2035                      2846.67                      2845.94
MN                                 10/1/2005                     9/1/2035                       2824.3                       2824.3
OH                                 11/1/2005                    10/1/2035                        452.5                        452.5
OH                                 11/1/2005                    10/1/2035                        847.5                        847.5
OH                                 11/1/2005                    10/1/2035                       438.01                       438.01
OH                                 10/1/2005                     9/1/2035                       652.96                       652.96
OH                                 10/1/2005                     9/1/2035                      1332.65                      1332.65
OH                                 11/1/2005                    10/1/2035                       767.15                       767.15
OH                                 11/1/2005                    10/1/2035                       628.14                       628.14
OH                                 11/1/2005                    10/1/2035                       483.82                       483.82
OH                                  9/1/2005                     8/1/2035                       467.47                       467.47
MN                                 11/1/2005                    10/1/2035                      1175.12                      1175.12
MN                                 11/1/2005                    10/1/2035                          910                          910
MD                                 11/1/2005                    10/1/2035                      2180.25                      2180.25
OH                                 11/1/2005                    10/1/2035                       961.14                       961.14
OH                                 11/1/2005                    10/1/2035                       679.15                       679.15
OH                                 11/1/2005                    10/1/2035                       502.74                       502.74
OH                                 11/1/2005                    10/1/2035                      2584.38                      2584.38
CA                                 10/1/2005                     9/1/2035                         3111                      3110.59
MN                                 11/1/2005                    10/1/2035                       2236.5                       2236.5
OH                                 11/1/2005                    10/1/2035                       487.53                       487.53
NC                                 11/1/2005                    10/1/2035                      1186.27                      1186.27
OH                                 11/1/2005                    10/1/2035                        825.5                        825.5
OH                                 11/1/2005                    10/1/2035                       459.24                       459.24
OH                                 11/1/2005                    10/1/2035                       495.58                       495.58
OH                                 11/1/2005                    10/1/2035                      1030.71                      1030.71
OH                                 11/1/2005                    10/1/2035                      1003.94                      1003.94
NC                                 10/1/2005                     9/1/2035                      5973.15                      5973.15
OH                                 11/1/2005                    10/1/2035                        992.6                        992.6
MN                                 11/1/2005                    10/1/2035                       786.97                       786.97
OH                                 11/1/2005                    10/1/2035                       691.72                       691.72
NC                                 11/1/2005                    10/1/2035                      1325.88                      1325.88
OH                                 11/1/2005                    10/1/2035                      1439.86                      1439.86
OH                                 11/1/2005                    10/1/2035                       673.15                       673.15
OH                                 11/1/2005                    10/1/2035                       992.81                       992.81
OH                                 11/1/2005                    10/1/2035                       497.28                       497.28
OH                                 11/1/2005                    10/1/2035                      1163.75                      1163.75
OH                                 11/1/2005                    10/1/2035                       436.44                       436.44
OH                                 11/1/2005                    10/1/2035                       899.75                       899.75
MN                                 11/1/2005                    10/1/2035                      1523.36                      1523.36
OH                                 10/1/2005                     9/1/2035                      2875.09                      2875.09
OH                                 10/1/2005                     9/1/2035                       456.74                       456.74
OH                                 10/1/2005                     9/1/2035                      2645.27                      2645.27
OH                                 11/1/2005                    10/1/2035                       962.67                       962.67
OH                                 11/1/2005                    10/1/2035                      1121.22                      1121.22
------------------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------------------

====================================================================================================================================

---------------------------------------------------------------------------------------------------------------------
     State                       Paid to                             Original                     Scheduled
                                   Date                              Balance                      11/01/05
                                                                                                  Balance
---------------------------------------------------------------------------------------------------------------------
NC                                 12/1/2005                        51627                     51588.92
WA                                 11/1/2005                        50600                     50579.89
TX                                 10/1/2005                        25566                     25557.83
TX                                 11/1/2005                        29700                     29689.41
TX                                 11/1/2005                        27638                     27628.97
NC                                 11/1/2005                       130000                    129934.01
NV                                 11/1/2005                       316000                    315697.27
GA                                 11/1/2005                        33800                     33784.65
CO                                 11/1/2005                        30520                     30507.87
TX                                 11/1/2005                        52319                     52202.28
NC                                 11/1/2005                       103200                    103121.08
CO                                 11/1/2005                        42000                     41980.92
TX                                 11/1/2005                        31187                     31177.04
TX                                 11/1/2005                        57400                        57400
ME                                 11/1/2005                        48000                     47972.38
NJ                                 11/1/2005                       208472                    208332.12
AL                                 11/1/2005                       117520                    117348.48
FL                                 11/1/2005                        25500                     25490.91
FL                                 11/1/2005                        45000                     44976.67
FL                                 11/1/2005                       278000                    277797.78
FL                                 11/1/2005                       276000                    275804.81
FL                                 11/1/2005                        40400                     40381.65
OK                                 11/1/2005                       121280                    121206.53
GA                                 11/1/2005                        33088                     33070.84
GA                                 11/1/2005                       208000                    207848.39
SC                                 11/1/2005                       112600                    112532.49
TX                                 10/1/2005                        90000                     89943.45
TX                                 11/1/2005                        30184                     30175.36
NV                                 11/1/2005                        88000                      87932.7
NV                                 11/1/2005                        59800                     59780.46
NC                                 10/1/2005                        42008                     41969.66
CO                                 11/1/2005                        28300                     28289.69
NV                                 10/1/2005                        27000                     26989.27
FL                                 11/1/2005                        70000                     69974.49
NV                                 11/1/2005                        26000                     25987.96
OH                                 11/1/2005                        43280                     43266.17
IL                                 11/1/2005                        45000                     44976.67
CO                                 11/1/2005                        38000                     37969.67
NY                                 11/1/2005                        25400                     25390.94
SC                                 11/1/2005                        68908                        68908
TX                                 12/1/2005                        50000                     49701.09
WI                                 11/1/2005                        29600                     29564.01
VT                                 11/1/2005                       119200                    119105.15
WA                                 11/1/2005                        41200                     41183.63
CA                                 11/1/2005                        59000                     58969.41
OK                                 11/1/2005                        35000                     34979.86
TX                                 11/1/2005                        27500                     27392.13
IL                                 10/1/2005                        29000                     28990.74
SC                                 12/1/2005                       112700                    112612.95
CA                                 11/1/2005                        63000                     62981.97
TX                                 11/1/2005                        36000                      35988.5
TX                                 11/1/2005                        33000                     32973.01
WA                                 11/1/2005                        50990                      50973.7
MT                                 11/1/2005                        30200                        30188
TX                                 11/1/2005                        27900                     27889.83
FL                                 10/1/2005                        33998                     33986.89
FL                                 11/1/2005                        45200                     45185.23
TX                                 11/1/2005                        55800                     55782.17
IN                                 11/1/2005                        32400                     32368.45
UT                                 11/1/2005                        52400                     52383.26
VA                                 11/1/2005                        33000                     32986.72
MA                                 11/1/2005                        51400                     51381.68
IA                                 11/1/2005                        29700                      29688.2
IL                                 11/1/2005                        25000                     24992.69
OH                                 11/1/2005                        30700                     30689.97
ME                                 11/1/2005                        33600                      33316.5
TX                                 11/1/2005                        27874                     27863.84
WA                                 11/1/2005                        46600                     46580.56
WA                                 11/1/2005                        37990                     37977.07
FL                                 11/1/2005                        43800                     43759.97
GA                                 10/1/2005                        39600                     39587.34
GA                                 11/1/2005                        29000                     28940.43
WI                                 11/1/2005                        26100                     26092.02
PA                                 11/1/2005                        52000                     51977.72
AZ                                 11/1/2005                        41800                     41782.75
MS                                 11/1/2005                        25800                     25791.75
TX                                 11/1/2005                        29435                     29425.38
TX                                 11/1/2005                        41400                      41327.8
TX                                 11/1/2005                       136000                     135864.7
TX                                 10/1/2005                        30600                     30591.23
TX                                 11/1/2005                        31980                     31970.65
MA                                 11/1/2005                        42400                     42386.45
NY                                 11/1/2005                        27400                     27386.94
TX                                 11/1/2005                        26000                     25992.56
FL                                 12/1/2005                        93000                     92749.84
NH                                 11/1/2005                        48000                     47984.66
MA                                 11/1/2005                       236000                    235855.55
CO                                 11/1/2005                        86800                     86721.43
TX                                 11/1/2005                        34200                     34182.27
VA                                 11/1/2005                        56916                     56895.26
WA                                 11/1/2005                        60000                     59965.48
MA                                 11/1/2005                        35800                     35788.56
MA                                 11/1/2005                        37000                     36957.46
NC                                 11/1/2005                        26200                     26191.62
GA                                 11/1/2005                        45360                     45327.51
NY                                 11/1/2005                       356800                     356094.6
TX                                 11/1/2005                        32660                     32543.29
IL                                 11/1/2005                        40300                      40280.8
MA                                 11/1/2005                        29966                     29954.09
SC                                 11/1/2005                       124000                    123917.47
SC                                 11/1/2005                       104000                    103929.36
SC                                 11/1/2005                       108400                    108336.33
OH                                 11/1/2005                        28880                     28870.77
WI                                 12/1/2005                        28400                      28382.8
CO                                 11/1/2005                        31380                     31368.56
TX                                 11/1/2005                        79920                     79881.51
NC                                 11/1/2005                        32800                     32789.51
ID                                 11/1/2005                       107920                    107839.75
WI                                 11/1/2005                        28780                     28753.75
GA                                 11/1/2005                        27200                     27191.11
IL                                 11/1/2005                        68980                     68944.24
TX                                 11/1/2005                        33779                     33769.31
VA                                 11/1/2005                       187000                    186830.95
GA                                 11/1/2005                        54900                     54864.27
TX                                 11/1/2005                        64000                     63941.33
WA                                 11/1/2005                        39400                     39362.09
WA                                 11/1/2005                        56310                     56280.19
MA                                 11/1/2005                       193600                    193371.16
OR                                 11/1/2005                       204000                    203854.56
TX                                 11/1/2005                        35000                     34989.94
NC                                 12/1/2005                        52000                        51971
MA                                 11/1/2005                        45000                     44967.75
MA                                 10/1/2005                        67800                     67777.85
NC                                 11/1/2005                        25600                     25591.82
NC                                 11/1/2005                        80750                     80715.33
NJ                                 12/1/2005                        27600                     27588.43
GA                                 11/1/2005                        28000                     27991.05
GA                                 11/1/2005                        46000                     45986.55
MA                                 11/1/2005                        50000                     49969.71
GA                                 11/1/2005                        31980                     31960.62
OH                                 11/1/2005                        26300                     26291.59
IN                                 10/1/2005                        28012                     28003.81
TN                                 11/1/2005                        29860                     29841.61
FL                                 11/1/2005                       109000                    108826.02
FL                                 11/1/2005                       180000                    179867.48
NJ                                 11/1/2005                        42100                     42080.48
WI                                 11/1/2005                        28800                     28788.56
ID                                 11/1/2005                       109600                    109452.13
IL                                 11/1/2005                        32000                     31982.15
MD                                 12/1/2005                        52400                     52348.13
WI                                 11/1/2005                        25780                     25758.53
ME                                 11/1/2005                        52000                     51976.25
ME                                 11/1/2005                       188000                    187868.64
ID                                 11/1/2005                       194480                    194354.72
FL                                 11/1/2005                        87200                      87137.2
AZ                                 10/1/2005                       168000                    167890.66
GA                                 11/1/2005                        40600                     40585.53
OR                                 11/1/2005                        51000                     50981.82
MA                                 11/1/2005                       156000                    155861.69
VT                                 11/1/2005                        31000                     30987.68
GA                                 11/1/2005                        35600                     35585.85
CO                                 11/1/2005                        44900                     44883.64
IL                                 11/1/2005                       208000                    207894.41
FL                                 11/1/2005                        33000                     32957.19
FL                                 11/1/2005                        25400                     25390.94
OH                                 11/1/2005                        41600                     41586.41
TX                                 11/1/2005                        33000                     32930.09
WI                                 11/1/2005                        32000                     31983.41
MA                                 11/1/2005                        36600                     36586.95
MA                                 11/1/2005                        47300                     47286.16
KY                                 11/1/2005                        48100                     48082.85
NH                                 11/1/2005                       243920                    243685.87
FL                                 11/1/2005                        32580                     32567.06
FL                                 11/1/2005                        50000                     49985.37
FL                                 11/1/2005                       204000                    203786.61
KY                                 11/1/2005                        26800                     26790.45
IL                                 11/1/2005                       287480                    287266.22
TX                                 11/1/2005                       104000                    103943.19
FL                                 12/1/2005                       188041                    187693.35
GA                                 11/1/2005                        30330                     30290.65
MO                                 11/1/2005                        25100                      25091.8
TX                                 11/1/2005                        25000                     24991.09
VT                                 11/1/2005                       227700                    227275.04
FL                                 11/1/2005                       235100                    234578.51
CA                                 11/1/2005                       330000                    329687.78
RI                                 11/1/2005                       311600                     311390.5
TX                                 11/1/2005                        25372                     25363.89
IL                                 11/1/2005                       162450                     162375.8
NH                                 11/1/2005                        26000                     25989.16
NH                                 11/1/2005                        60980                     60943.06
PA                                 11/1/2005                       323000                    322677.84
FL                                 11/1/2005                       275405                    275204.66
FL                                 11/1/2005                        71600                     71573.91
FL                                 11/1/2005                       105000                    104928.83
NJ                                 11/1/2005                       236550                    236440.81
FL                                 11/1/2005                        49980                     49961.68
LA                                 11/1/2005                        25580                     25571.82
MI                                 11/1/2005                        30000                      29990.2
CA                                 11/1/2005                        37000                     36976.44
VT                                 11/1/2005                       156750                    156647.98
TX                                 11/1/2005                        31780                     31769.85
SC                                 11/1/2005                        74400                      74360.2
SC                                 11/1/2005                        32892                     32880.01
MA                                 11/1/2005                       195200                    195059.43
AZ                                 11/1/2005                       228000                    227809.02
HI                                 11/1/2005                       378000                    377627.28
OK                                 11/1/2005                        27600                     27591.18
CO                                 11/1/2005                        40000                     39979.26
NJ                                 11/1/2005                       260000                     259780.5
FL                                 11/1/2005                        45000                     44983.95
CA                                 12/1/2005                        49000                     48936.95
IL                                 11/1/2005                       380000                    379742.43
FL                                 11/1/2005                       142000                    141876.06
FL                                 11/1/2005                        40400                     40387.09
GA                                 11/1/2005                       151200                     151092.2
MN                                 11/1/2005                        50600                     50547.88
TN                                 11/1/2005                        25700                     25684.17
NV                                 11/1/2005                        53000                     52969.51
CA                                 12/1/2005                        70600                     70574.83
AZ                                 11/1/2005                       212000                    211837.55
CO                                 11/1/2005                       123060                    122963.81
FL                                 11/1/2005                       242400                    242141.59
FL                                 11/1/2005                        25500                     25492.55
CA                                  1/1/2006                       310000                    309762.94
HI                                 10/1/2005                       207000                    206735.11
TX                                 11/1/2005                       188000                     187744.3
PA                                 11/1/2005                        80000                     79945.11
CA                                 11/1/2005                        92000                     91963.44
MA                                 10/1/2005                       232800                    232660.67
FL                                 11/1/2005                       188000                    187853.34
TX                                 11/1/2005                        80000                     79938.21
NH                                 12/1/2005                        37980                     37967.59
FL                                 11/1/2005                        26600                     26590.21
FL                                 11/1/2005                       208600                    208409.59
FL                                 11/1/2005                        49000                      48955.3
FL                                 12/1/2005                       296000                    295795.26
NH                                 12/1/2005                        28000                     27988.32
FL                                 11/1/2005                       264000                    263651.69
IN                                 11/1/2005                        63200                     63160.31
PA                                 11/1/2005                        41000                     40986.61
OR                                 11/1/2005                       107600                    107479.36
CO                                 11/1/2005                       123913                    123797.72
ME                                10/21/2005                       197000                    196902.08
MD                                 11/1/2005                        32000                     31988.59
AZ                                 12/1/2005                       113400                    113312.41
MI                                 11/1/2005                        32000                     31906.91
MI                                 11/1/2005                        27580                     27570.99
IL                                 11/1/2005                        96000                     95932.59
CA                                 11/1/2005                      63086.4                     63063.41
TX                                 10/1/2005                        75000                      74956.4
IL                                 11/1/2005                        53250                     53226.74
TN                                 11/1/2005                        74250                        74250
NH                                 11/1/2005                       135000                    134899.38
NE                                 11/1/2005                        27600                     27590.98
OH                                 11/1/2005                        26900                      26883.7
NY                                 10/1/2005                       177500                    177351.61
TX                                 11/1/2005                       120800                    120718.12
VA                                 11/1/2005                        49180                     49166.76
TX                                 11/1/2005                        84800                     84740.75
TX                                 11/1/2005                       116000                     115884.3
TX                                 11/1/2005                        55250                     55222.83
NJ                                 11/1/2005                       336000                    335765.24
NC                                 11/1/2005                        94000                     93956.06
AZ                                 11/1/2005                       229500                    229135.47
MA                                 11/1/2005                       175000                    174723.03
NC                                 10/1/2005                        84640                     84584.35
TX                                 11/1/2005                        34553                     34541.71
CT                                 10/1/2005                        30000                     29991.22
MA                                 11/1/2005                       330000                    329867.04
CA                                 11/1/2005                        49000                     48977.74
FL                                 11/1/2005                        31600                     31583.61
PA                                 11/1/2005                       154900                    154798.16
MA                                 11/1/2005                       250000                    249793.05
WI                                 11/1/2005                       139120                    138978.84
NY                                 12/1/2005                        35000                        34573
FL                                 11/1/2005                       151000                    150851.11
FL                                 11/1/2005                       181500                    181127.24
TN                                 11/1/2005                       168900                    168779.35
FL                                 10/1/2005                       104900                    104847.86
CO                                 11/1/2005                       164000                    163843.49
MI                                 11/1/2005                        30490                     30480.04
FL                                 11/1/2005                        35000                      34984.1
AZ                                 11/1/2005                       146181                    146092.44
ID                                 12/1/2005                       240000                    239863.34
ID                                 12/1/2005                       240000                    239863.34
CT                                 11/1/2005                       213400                    212853.76
CT                                 11/1/2005                       184950                    184594.72
NJ                                 11/1/2005                       360000                    359577.12
VA                                 11/1/2005                        48200                     48176.61
MA                                 11/1/2005                       300000                    299377.98
TX                                 11/1/2005                        96000                     95947.56
OR                                 11/1/2005                        30400                     30390.28
FL                                 11/1/2005                       133000                    132895.21
CA                                 11/1/2005                        59600                     59580.96
TX                                 11/1/2005                       125200                    125109.84
RI                                 11/1/2005                        55700                      55682.2
GA                                 11/1/2005                        84000                     83940.11
GA                                 11/1/2005                        75200                     75153.97
FL                                 11/1/2005                       109000                    108907.98
FL                                 11/1/2005                       175000                    174852.97
MA                                 11/1/2005                       215000                    214916.93
NY                                 11/1/2005                       319200                    318948.51
TX                                 11/1/2005                        53500                     53378.96
TX                                 11/1/2005                        64000                     63982.49
NJ                                 11/1/2005                       110000                    109832.91
AL                                 11/1/2005                       115000                    114947.48
AZ                                 11/1/2005                        60000                     59976.16
CO                                 11/1/2005                       174886                    174735.42
TX                                 11/1/2005                        29600                     29590.33
PA                                 11/1/2005                       115000                    114922.68
MA                                 11/1/2005                       120500                    120426.62
WI                                 12/1/2005                       132800                    132691.15
MA                                 11/1/2005                       320000                       319699
FL                                 11/1/2005                        40400                     40385.28
HI                                 11/1/2005                       324000                    323722.41
MD                                 11/1/2005                        77000                     76953.63
FL                                 11/1/2005                       233000                    232863.14
FL                                 11/1/2005                        44400                     44379.25
NV                                 11/1/2005                        47000                     46982.88
NV                                 11/1/2005                       328000                    327682.73
NV                                 11/1/2005                        43035                     43015.45
MA                                 11/1/2005                        31000                      30969.4
GA                                 11/1/2005                        26000                     25990.21
FL                                 11/1/2005                        44000                     43984.31
MA                                 11/1/2005                        86000                     85938.68
NJ                                 11/1/2005                       236000                    235943.25
GA                                 11/1/2005                        31980                     31965.47
SD                                 12/1/2005                        63600                     63555.02
CA                                 11/1/2005                        52200                      52182.9
VA                                 11/1/2005                        67000                     66913.09
FL                                 11/1/2005                        43800                     43781.64
UT                                 11/1/2005                        30400                     30386.19
TX                                 11/1/2005                        55200                     55107.43
OR                                 11/1/2005                        30100                     30088.46
MO                                 11/1/2005                        42400                     42384.55
TX                                 11/1/2005                       126750                       126670
OR                                 11/1/2005                        29200                     29190.66
CA                                 11/1/2005                        49800                     49774.18
CT                                 11/1/2005                       132000                    131868.59
AZ                                 11/1/2005                        28800                     28789.73
TX                                 11/1/2005                       173250                     173122.7
GA                                 11/1/2005                       100800                    100729.57
IL                                 11/1/2005                       180000                     179843.5
WI                                 11/1/2005                        97520                     97450.33
GA                                 12/1/2005                        50000                     49890.03
CA                                 11/1/2005                        30000                     29989.98
IL                                 11/1/2005                       114000                    113951.16
MO                                 11/1/2005                        27980                     27971.06
NY                                 11/1/2005                       377600                    377223.37
FL                                 11/1/2005                       238400                     238219.5
FL                                 12/1/2005                        50800                      50783.4
FL                                10/15/2005                        66400                        66400
TX                                 11/1/2005                        72000                     71907.86
IL                                 11/1/2005                       100000                     99934.65
IL                                 12/1/2005                        90000                     89950.33
TX                                 11/1/2005                       152000                    151903.07
VT                                 11/1/2005                       158000                    157891.82
KS                                 11/1/2005                       127920                    127826.01
MA                                10/15/2005                        68000                        68000
VA                                 11/1/2005                       129000                    128916.05
CA                                  1/1/2006                        47990                     47829.01
MA                                 11/1/2005                       200000                    199851.27
MA                                 11/1/2005                       128000                    127903.08
NY                                 11/1/2005                       101600                    101535.74
TN                                 11/1/2005                        30600                     30580.29
MA                                 11/1/2005                       164000                    163637.96
MO                                 11/1/2005                       107200                    107138.33
NV                                 10/1/2005                       108000                    107917.82
CO                                 11/1/2005                        48000                     47984.66
TX                                 11/1/2005                        50000                     49981.18
NY                                 11/1/2005                       302250                    301752.07
GA                                 11/1/2005                       135200                    135086.41
TX                                 11/1/2005                       113920                    113841.21
FL                                 11/1/2005                       200000                    199600.03
NC                                 12/1/2005                        84150                      84036.7
NY                                 11/1/2005                       114500                    114417.88
VA                                 11/1/2005                        25880                     25846.44
VT                                 11/1/2005                        59000                     58800.76
MA                                 12/1/2005                       175000                     174648.6
GA                                 11/1/2005                       135200                    135109.28
DE                                 11/1/2005                        36512                     36495.41
WA                                 11/1/2005                       304000                     303722.5
MA                                 11/1/2005                        80000                     79290.96
MA                                 11/1/2005                       134150                    134056.27
CT                                 11/1/2005                       212800                     212546.9
PA                                 11/1/2005                       108800                    108706.33
NJ                                 11/1/2005                       248000                    247532.68
TX                                 11/1/2005                       169600                    169492.96
MA                                 11/1/2005                       261000                    260699.84
TX                                 11/1/2005                       111200                    111135.36
FL                                 11/1/2005                        36700                     36686.92
TX                                 12/1/2005                       200000                    199846.75
CA                                 10/1/2005                       200000                    198980.35
GA                                 11/1/2005                       178500                    178237.64
TX                                 11/1/2005                        58500                      58481.3
IL                                 11/1/2005                        28980                     28968.49
TX                                 11/1/2005                        66400                     66368.02
VA                                 11/1/2005                       154000                    153774.12
NY                                 11/1/2005                       166250                    166120.31
IL                                 11/1/2005                       152000                    151889.44
MI                                 11/1/2005                        43000                     42984.33
VT                                 11/1/2005                        85500                     85463.76
MI                                 11/1/2005                        28085                     28076.03
SC                                 11/1/2005                        50400                     50319.35
IL                                 11/1/2005                        84000                     83964.09
PA                                 11/1/2005                        49000                     48973.23
NJ                                 11/1/2005                       165000                    164739.22
FL                                 11/1/2005                       233700                    233550.98
MA                                 11/1/2005                       174500                    174325.96
NJ                                 11/1/2005                        34800                     34788.63
FL                                 11/1/2005                       176000                    175628.12
IL                                 11/1/2005                       101600                    101551.07
MA                                 11/1/2005                       150000                    149733.29
CO                                 10/1/2005                        27980                     27971.06
SC                                 11/1/2005                        76500                     76465.79
GA                                 11/1/2005                       104550                    104467.63
TX                                 11/1/2005                       190679                    190518.41
WI                                 11/1/2005                       102505                    102454.31
TX                                 11/1/2005                        66025                     66004.36
FL                                 10/1/2005                        98000                     97840.45
VA                                 11/1/2005                        27400                     27391.24
IL                                 11/1/2005                       118400                    118318.93
MD                                 11/1/2005                        56000                     55981.71
TX                                 11/1/2005                       115200                    115107.42
MA                                 11/1/2005                       189600                    188872.73
MA                                 11/1/2005                       165000                    164788.59
FL                                 10/1/2005                       260000                    259873.46
TX                                 11/1/2005                        52800                     52710.92
VT                                 11/1/2005                       134300                    134236.01
FL                                 12/1/2005                       140800                    140569.37
MO                                 12/1/2005                        26800                        26800
TX                                 11/1/2005                        50000                      49973.8
TX                                 11/1/2005                        75000                     74702.38
NJ                                 11/1/2005                       201600                    201281.37
NJ                                 11/1/2005                       225000                    224836.13
FL                                 11/1/2005                       202500                    202095.03
ME                                 11/1/2005                        85600                     85495.92
ME                                 11/1/2005                       181600                    181440.55
MA                                 11/1/2005                       205600                    205450.14
VT                                 11/1/2005                       103500                     103357.8
VT                                 11/1/2005                       128000                    127911.29
IA                                 11/1/2005                       118800                    118725.02
ME                                 11/1/2005                        95000                     94941.25
FL                                 11/1/2005                       336000                       335705
VA                                 11/1/2005                        33600                     33571.28
NY                                 11/1/2005                       297000                    296461.57
TN                                 11/1/2005                       128000                    127927.12
NH                                 11/1/2005                        53000                     52919.08
MA                                 11/1/2005                       218000                    217833.16
NC                                 11/1/2005                        72000                     71934.65
FL                                 11/1/2005                        50000                     49827.29
FL                                 11/1/2005                        26600                     26580.26
MA                                 11/1/2005                       161910                    161815.88
OR                                 11/1/2005                        34000                     33989.13
IL                                 11/1/2005                       156837                    156749.53
HI                                 11/1/2005                        51980                     51948.51
TN                                 11/1/2005                       218500                     218329.4
PA                                 11/1/2005                        59375                     59345.79
ME                                 11/1/2005                       272700                    272529.63
VA                                 11/1/2005                        63920                     63881.08
TX                                 12/1/2005                        50000                     49736.47
OK                                 11/1/2005                       118000                     117940.1
WA                                 10/1/2005                       267920                    267650.73
IA                                 12/1/2005                        56525                     56486.95
SC                                 11/1/2005                       142499                    142432.74
SC                                 11/1/2005                        91920                      91864.2
FL                                 11/1/2005                       130000                    129930.45
SC                                 11/1/2005                       211850                    211616.49
WI                                 11/1/2005                        37000                     36979.79
TX                                 11/1/2005                        52000                     51838.07
WI                                 11/1/2005                       240000                    239851.59
MD                                 11/1/2005                       334080                    333843.02
IA                                 11/1/2005                       129492                    129409.43
MA                                 12/1/2005                       170250                    170096.09
FL                                 11/1/2005                       198750                    198613.22
ME                                 11/1/2005                       105500                    105436.74
NJ                                 11/1/2005                        38800                     38788.65
MA                                 11/1/2005                       145000                    144876.14
NY                                 11/1/2005                        69300                     69255.36
WI                                 11/1/2005                        93100                     93057.93
GA                                 11/1/2005                       101760                    101698.98
TX                                 11/1/2005                        60000                        59390
MD                                 11/1/2005                       207000                     206853.9
IL                                 11/1/2005                       150400                    150113.23
IL                                 11/1/2005                       168000                    167888.41
MA                                 11/1/2005                       168800                    168679.65
IL                                 11/1/2005                        73600                     73563.02
ME                                 10/1/2005                       161500                    161387.16
VA                                 11/1/2005                        68240                     68202.34
NY                                 11/1/2005                       440000                    439590.49
WI                                 11/1/2005                       132000                    131893.71
NC                                 11/1/2005                        65000                     64972.74
MA                                 11/1/2005                       223000                    222800.36
IL                                 11/1/2005                       169600                    169321.97
NC                                 11/1/2005                       122720                       122631
NC                                 11/1/2005                       126825                    126761.29
CA                                 11/1/2005                       241500                     241363.9
IN                                 11/1/2005                       105067                    105000.01
MA                                 12/1/2005                        50000                     49966.41
NC                                 10/1/2005                        63250                     63221.11
NJ                                 11/1/2005                       295200                    294996.26
TX                                 10/1/2005                       116800                    116720.02
MD                                 11/1/2005                       270000                     269819.2
TX                                 11/1/2005                        84000                     83962.76
CO                                 11/1/2005                        40200                     40185.35
TX                                 12/1/2005                        50350                     48292.31
FL                                 11/1/2005                       113600                    113485.83
FL                                 11/1/2005                       214700                    214557.11
VT                                 11/1/2005                        97120                     97061.04
TX                                 11/1/2005                        66000                     65955.72
TX                                 11/1/2005                       129250                    129163.28
TX                                 11/1/2005                        88000                     87887.39
WA                                 11/1/2005                        75050                     75013.09
NY                                 12/1/2005                       140000                     139872.2
TN                                 12/1/2005                       168150                    168028.29
NH                                 12/1/2005                       100000                     99926.15
SC                                 11/1/2005                        72000                     71956.38
PA                                 11/1/2005                        57200                     57177.27
ME                                 11/1/2005                       119920                    119829.21
GA                                 11/1/2005                        30000                     29986.38
NY                                 11/1/2005                        89600                     89528.71
OH                                 11/1/2005                        29600                     29589.44
MA                                 11/1/2005                       169600                     169496.2
MA                                 11/1/2005                       325600                       325600
IL                                 11/1/2005                       100000                     99750.88
NY                                 11/1/2005                        63000                     62961.25
MA                                 11/1/2005                        46680                     46658.23
WI                                 11/1/2005                        36200                     36189.41
ID                                 11/1/2005                        27980                      27964.4
MA                                 11/1/2005                       213600                     213362.5
NY                                 11/1/2005                       160000                    159459.15
CT                                 11/1/2005                       440000                    439602.23
FL                                 11/1/2005                        80000                     79955.85
FL                                 10/1/2005                       143000                    142961.35
FL                                 10/1/2005                        77600                     77561.02
MD                                 11/1/2005                       230000                    229818.79
IL                                 12/1/2005                        66500                     66470.83
NC                                 11/1/2005                       117600                    117510.96
GA                                 11/1/2005                       108279                    108188.47
NY                                 11/1/2005                        52470                     52442.76
TX                                 11/1/2005                        84000                     83778.02
ME                                 11/1/2005                       141000                    140897.43
TX                                 12/1/2005                       103755                    103697.73
MA                                 11/1/2005                       155200                    155090.46
WI                                 11/1/2005                       100500                    100419.24
MA                                 11/1/2005                        65000                     64974.17
MI                                 11/1/2005                        40600                     40587.02
IA                                 12/1/2005                        50350                     50256.74
MI                                 11/1/2005                        26507                     26499.24
NH                                 11/1/2005                       131000                    130904.71
AZ                                 11/1/2005                       124000                    123907.05
TX                                 11/1/2005                       128800                     128713.4
WI                                 11/1/2005                       151750                    151612.95
SC                                 11/1/2005                        95000                     94941.25
FL                                 11/1/2005                       210000                    209630.22
NJ                                 11/1/2005                       157500                    157386.57
NY                                 10/1/2005                       220000                    219772.22
NY                                 11/1/2005                       248000                    247752.64
NY                                 11/1/2005                       260000                    259797.17
MA                                 11/1/2005                       232750                    232596.97
IL                                 11/1/2005                       325100                    324835.61
FL                                 11/1/2005                       143500                    143417.01
ID                                 11/1/2005                       139388                    139284.56
SC                                 11/1/2005                       104000                     103973.4
TX                                 11/1/2005                        64000                     63964.97
TX                                 11/1/2005                        72800                      72753.1
TX                                 11/1/2005                        84644                     84601.47
IL                                 11/1/2005                        52250                     52220.44
TX                                 11/1/2005                       115000                    114934.86
IN                                 11/1/2005                        60000                     59964.32
WI                                 12/1/2005                       148000                     147901.5
NY                                 11/1/2005                        60000                     59907.96
WI                                 11/1/2005                        36000                     35978.15
SC                                 11/1/2005                        69730                     69700.76
AZ                                 11/1/2005                       315000                    314799.14
MA                                 11/1/2005                       258902                    258719.27
MO                                 12/1/2005                        30880                     30870.97
MI                                 12/1/2005                        26600                      26591.5
NY                                 11/1/2005                       114000                    113931.65
MD                                 11/1/2005                       152475                       152400
NJ                                 11/1/2005                       242910                    242544.71
NJ                                 11/1/2005                       160000                    159878.86
NJ                                 11/1/2005                       263000                    262823.17
NC                                 11/1/2005                        64000                     63960.42
OK                                 11/1/2005                        68000                     67974.12
NY                                 10/1/2005                       365000                    364661.93
NY                                 11/1/2005                       344000                    343689.02
MA                                 11/1/2005                       288000                    287742.16
MD                                 12/1/2005                       141000                     140720.1
PA                                 11/1/2005                       105600                    105507.29
WI                                 11/1/2005                        90000                     89961.36
HI                                 11/1/2005                       400000                     399220.5
HI                                 11/1/2005                       453600                    452904.12
NH                                 11/1/2005                       110400                    110335.16
NY                                 11/1/2005                       155000                     154724.4
WI                                 11/1/2005                        93100                     93058.81
SC                                 11/1/2005                       139680                     139552.5
FL                                 11/1/2005                       120000                     119697.3
KY                                  1/1/2006                        27200                     27188.59
TX                                 11/1/2005                        64000                     63926.84
MA                                 11/1/2005                        50000                     49976.93
FL                                 11/1/2005                       250000                     249366.3
FL                                 11/1/2005                       114750                    114701.88
FL                                 11/1/2005                       316350                       316142
FL                                 11/1/2005                       223250                    223147.49
MA                                 11/1/2005                       251750                    251597.49
CO                                 11/1/2005                        41000                     40981.38
NC                                 11/1/2005                        50320                     50301.96
NJ                                 11/1/2005                       287000                    286713.74
OK                                 11/1/2005                        60000                     59980.83
NE                                 10/1/2005                        53400                     52917.15
TX                                 11/1/2005                        79500                     79443.31
RI                                 11/1/2005                       175000                    174893.98
NY                                 11/1/2005                       102320                    102250.65
FL                                 10/1/2005                        38000                     37978.13
FL                                 11/1/2005                        34800                     34788.63
NY                                 11/1/2005                       190800                    190635.72
CA                                 11/1/2005                       329000                       328777
NY                                 11/1/2005                       386000                    385816.45
CA                                 11/1/2005                       220000                     219930.3
FL                                 11/1/2005                        29000                     28989.44
UT                                 11/1/2005                       124052                    123934.07
MA                                 11/1/2005                       150000                    149909.13
TX                                 10/1/2005                        76800                     76757.96
TX                                 11/1/2005                        71200                     71115.55
TX                                 10/1/2005                       169000                    168923.63
TX                                 11/1/2005                        72000                      71972.6
NY                                 11/1/2005                       147600                    147389.36
NV                                 12/1/2005                       326763                    326762.98
MA                                 12/1/2005                        70000                     69971.88
ME                                 11/1/2005                        80000                     79966.09
WA                                 11/1/2005                       160000                    159837.85
FL                                 11/1/2005                        80000                     79936.97
TX                                 11/1/2005                        69600                     69490.38
NY                                 12/1/2005                       118000                    117822.56
OK                                 11/1/2005                        50350                     50331.04
MS                                 11/1/2005                        37600                     37569.28
NH                                 11/1/2005                       120800                    120713.01
CT                                 11/1/2005                       208000                    207637.29
IL                                 11/1/2005                       124000                    123800.11
KS                                 12/1/2005                        87920                        87861
FL                                 11/1/2005                       238400                       238400
NC                                 10/1/2005                        96368                      96320.6
VT                                 10/1/2005                       144500                    144406.91
NJ                                 11/1/2005                       105000                    104951.42
TX                                 11/1/2005                        76000                      75954.9
MA                                 11/1/2005                       308000                    307384.05
TX                                 11/1/2005                       114933                    114841.54
IL                                 12/1/2005                       130400                    130322.61
MA                                 11/1/2005                        57000                     56973.41
NY                                 11/1/2005                       179000                    178878.68
MA                                 10/1/2005                       271200                    270988.44
SC                                 11/1/2005                       136000                     135763.7
IL                                 11/1/2005                       108000                    107945.17
SC                                 11/1/2005                       262500                    262304.21
NY                                 10/1/2005                       430000                    429692.82
ME                                11/15/2005                        49000                        49000
WA                                 11/1/2005                       215900                    215705.44
NC                                 11/1/2005                       120800                    120714.33
MA                                 10/1/2005                       184000                    183877.78
IL                                 11/1/2005                       132000                    131889.65
IL                                 11/1/2005                       144400                    144303.11
NJ                                 11/1/2005                       110400                    110325.17
FL                                 11/1/2005                       147000                    146874.67
VT                                 11/1/2005                        57000                     56983.32
IA                                 11/1/2005                        64999                        64999
MA                                 11/1/2005                       265000                    264780.19
FL                                 11/1/2005                       240800                    240518.47
GA                                 11/1/2005                       262000                       262000
MN                                 11/1/2005                        40200                     40179.67
IN                                 11/1/2005                        95000                     94953.17
PA                                 11/1/2005                        90250                     90198.61
MA                                 11/1/2005                        55980                     55959.49
MA                                 11/1/2005                        39000                     38954.97
AL                                 11/1/2005                        88350                     88296.47
CA                                 11/1/2005                       224250                    224104.05
TX                                 12/1/2005                       132000                    131909.62
TX                                 11/1/2005                       120000                    119772.79
MA                                 12/1/2005                       106400                    106224.89
TX                                 11/1/2005                       131200                    131126.83
MO                                 11/1/2005                        29400                     29382.19
SC                                 11/1/2005                       132000                    131760.69
IL                                 11/1/2005                        86400                     86346.57
IL                                 11/1/2005                       130500                    130384.98
NJ                                 11/1/2005                       150000                       149775
NY                                 11/1/2005                       110240                    110162.97
TX                                 10/1/2005                       108800                    108645.92
TX                                 11/1/2005                        97755                      97662.8
TX                                 11/1/2005                        86000                     85939.31
CA                                 11/1/2005                       176800                    176595.83
HI                                 11/1/2005                       169000                    168646.26
TX                                 11/1/2005                       109600                    109537.59
FL                                 11/1/2005                        78320                     78281.88
TX                                 11/1/2005                       223200                    223045.62
FL                                 11/1/2005                       118650                    118576.63
MA                                 11/1/2005                       161600                    161491.57
NC                                 11/1/2005                        58000                     57979.27
SC                                 11/1/2005                       111920                    111843.99
NY                                 11/1/2005                       176000                    175833.01
TX                                 11/1/2005                        87200                     87073.36
WI                                 11/1/2005                        26800                     26791.43
FL                                 11/1/2005                        35000                        35000
AZ                                 11/1/2005                       158000                    157859.92
IL                                 11/1/2005                       140000                    139785.22
FL                                 11/1/2005                       196928                    196771.29
FL                                 11/1/2005                       165000                     164657.9
FL                                 11/1/2005                        77000                     76960.91
FL                                 11/1/2005                        76572                     76490.61
FL                                 11/1/2005                       259000                    258789.79
FL                                 11/1/2005                       224000                     223849.4
FL                                 11/1/2005                        79996                     79929.78
WI                                 12/1/2005                       118800                    118574.06
WI                                 11/1/2005                       102000                    101924.94
WI                                 11/1/2005                       122850                    122782.75
VT                                 11/1/2005                        26000                     25979.25
WA                                 10/1/2005                        27685                     27674.91
IA                                 11/1/2005                        85330                     85290.19
CT                                 11/1/2005                       146500                    146256.76
FL                                 11/1/2005                       180000                    179865.07
NC                                 11/1/2005                        39600                     39588.42
FL                                 11/1/2005                       113625                    113530.45
UT                                 11/1/2005                        72000                     71897.85
FL                                 11/1/2005                       225000                    224882.13
FL                                 11/1/2005                       263500                    263303.76
FL                                 11/1/2005                       105000                    104868.35
MI                                 11/1/2005                        61520                     61489.42
CA                                 11/1/2005                       264000                    263796.67
AZ                                 11/1/2005                       180000                    179820.47
CA                                 12/1/2005                       255500                    254970.26
IN                                 11/1/2005                       175099                    174979.11
OR                                 11/1/2005                        60800                     60772.37
UT                                 11/1/2005                       132500                       132172
WI                                 11/1/2005                        65500                      65457.8
NJ                                 11/1/2005                       146000                    145913.35
NY                                 11/1/2005                        66800                     66763.89
NY                                 11/1/2005                        92000                     91861.65
TX                                 11/1/2005                       101000                    100827.47
UT                                 11/1/2005                       172000                    171683.61
FL                                 11/1/2005                        64000                     63973.73
WI                                 12/1/2005                       164480                    164206.89
TX                                 10/1/2005                        78320                     78273.52
ME                                 11/1/2005                        80000                     79943.54
GA                                 11/1/2005                        79500                     79467.11
FL                                 11/1/2005                        48980                     48963.56
FL                                 10/1/2005                        80000                     79940.27
ME                                 11/1/2005                       143600                    143337.14
NY                                 11/1/2005                        97600                     97530.42
NJ                                 11/1/2005                        88200                     88160.57
AZ                                 11/1/2005                       144000                    143923.77
MO                                 11/1/2005                        68000                     67972.09
AZ                                 11/1/2005                        83500                     83436.74
NY                                 11/1/2005                       147500                    146508.72
SC                                 11/1/2005                       205000                    204765.53
CT                                 11/1/2005                        53450                     53432.88
WI                                 11/1/2005                       138700                    138628.85
MS                                 11/1/2005                        28000                     27990.02
WI                                 11/1/2005                        40800                     40786.96
NJ                                 12/1/2005                       159250                    159130.63
IL                                 11/1/2005                        40000                      39964.4
NY                                 10/1/2005                       410000                    409141.81
PA                                 11/1/2005                       148000                    147918.99
FL                                 11/1/2005                       160000                    159858.15
GA                                 10/1/2005                       266000                    265825.11
MD                                 11/1/2005                        51000                     50864.37
NC                                 11/1/2005                       111600                    111535.12
IL                                 11/1/2005                        75200                     75158.83
IL                                 11/1/2005                        68875                     68818.22
ME                                 11/1/2005                        90000                      89917.5
AL                                 11/1/2005                        90950                     90913.46
NY                                 11/1/2005                       520000                    519529.92
CO                                 12/1/2005                        74400                     74361.83
NC                                 10/1/2005                       116000                       115929
MD                                 11/1/2005                       132000                    131948.66
NC                                 11/1/2005                       155250                    155117.64
MD                                 11/1/2005                       180500                    180400.38
FL                                 11/1/2005                       165000                    164847.92
CA                                 11/1/2005                       287000                    286711.55
OR                                 11/1/2005                        50000                     49980.68
TX                                 11/1/2005                        91211                     91136.23
TX                                 11/1/2005                       103297                    103231.13
FL                                 11/1/2005                       200000                    199910.39
IA                                 11/1/2005                        92899                     92839.76
DE                                 11/1/2005                       137000                    136914.18
IN                                 11/1/2005                       128000                    127899.65
MT                                 11/1/2005                       163000                    162888.39
OK                                 11/1/2005                        68000                     67757.06
CA                                 10/1/2005                       350000                     349389.7
VA                                 11/1/2005                        44000                     43985.63
CA                                 11/1/2005                        30800                     30788.72
CA                                 11/1/2005                       159000                    158841.42
MD                                 11/1/2005                       186000                    185876.11
TX                                 11/1/2005                       118800                    118731.65
NY                                 11/1/2005                        97750                     97683.07
TX                                 11/1/2005                        65800                     65763.02
TX                                 12/1/2005                       141903                    141795.31
TX                                 11/1/2005                       110552                    110474.76
TX                                 11/1/2005                       103120                    102955.39
TX                                 11/1/2005                       129000                    128928.06
TX                                 11/1/2005                        97600                     97522.33
IA                                 11/1/2005                        50500                     50478.37
UT                                 11/1/2005                       106930                    106866.87
WA                                 11/1/2005                       168800                     168647.4
OH                                 11/1/2005                        30000                      29989.3
FL                                 11/1/2005                       127500                    127412.69
CA                                 11/1/2005                       273500                    273223.39
ND                                 11/1/2005                        60000                      59812.5
GA                                 11/1/2005                        53804                     53661.68
TN                                 12/1/2005                        52800                     52783.47
TN                                 11/1/2005                        90000                     89937.75
FL                                 11/1/2005                       130320                    130203.33
FL                                 11/1/2005                       204000                    203820.89
FL                                 11/1/2005                       332000                    331753.61
TN                                 11/1/2005                        68000                     67950.03
NH                                 11/1/2005                       189520                    189386.24
AL                                 11/1/2005                        69300                     69268.61
OK                                 11/1/2005                        70400                     70359.49
IL                                 11/1/2005                        57950                     57924.69
ID                                 11/1/2005                        77920                     77865.45
FL                                 11/1/2005                       308000                    307791.83
FL                                 11/1/2005                       210000                    209642.66
MA                                 11/1/2005                       120000                     119902.6
OH                                 11/1/2005                        31980                     31948.41
FL                                 11/1/2005                       163800                     163707.5
FL                                 10/1/2005                        48400                     48382.75
NV                                 11/1/2005                        58040                     58013.63
UT                                 11/1/2005                        33440                     33428.07
FL                                 12/1/2005                       125910                    125806.59
UT                                 11/1/2005                        66400                     66359.36
FL                                 11/1/2005                       204000                     203811.6
FL                                 10/1/2005                       156000                    155796.25
AL                                 11/1/2005                        50000                     49980.24
WA                                 11/1/2005                       164800                    164644.84
CA                                 11/1/2005                       200000                     199824.4
AZ                                 11/1/2005                       133000                    132901.29
AZ                                 11/1/2005                        76500                     76463.16
AZ                                 11/1/2005                       100000                     99457.95
CA                                 11/1/2005                        63500                     63441.55
CO                                 11/1/2005                        75200                     75029.27
MD                                 11/1/2005                       126750                    126692.72
CA                                 11/1/2005                       130000                    129886.97
CA                                 11/1/2005                        71400                     71376.02
CA                                 11/1/2005                       280000                    279710.39
CA                                 10/1/2005                        53000                      52981.1
VA                                 11/1/2005                        96550                     96437.62
FL                                 11/1/2005                        26000                     25989.16
TX                                 11/1/2005                       170000                    168881.67
TX                                 11/1/2005                        52000                     51970.51
PA                                 11/1/2005                       127920                    127515.13
NJ                                 12/1/2005                       171000                    168865.14
NV                                 11/1/2005                       160000                    159868.59
IA                                 11/1/2005                        50000                     49966.11
FL                                 12/1/2005                        76000                     75946.36
TX                                 11/1/2005                       112800                    112743.93
AZ                                 11/1/2005                       169600                    169391.19
MO                                 11/1/2005                       100400                    100331.26
AZ                                 11/1/2005                       150001                    149916.47
AZ                                 12/1/2005                       145000                    144882.32
OK                                 11/1/2005                       125910                    125831.37
CO                                 11/1/2005                        62100                     61764.59
TX                                 11/1/2005                        84800                      84750.7
DC                                 12/1/2005                       304000                    303434.22
WI                                 11/1/2005                       139120                     138867.8
TX                                 11/1/2005                        66300                     66099.77
NC                                 11/1/2005                       100050                     99988.13
WI                                 11/1/2005                       184000                    183872.73
NJ                                 11/1/2005                        50000                        49923
FL                                 11/1/2005                       248000                    247790.63
FL                                 11/1/2005                       202400                    202238.95
NY                                 11/1/2005                       218000                    217782.45
MD                                 11/1/2005                        66500                     66465.89
CT                                 11/1/2005                       200000                    199822.33
PA                                 11/1/2005                       106000                    105728.75
FL                                 11/1/2005                       149400                    149268.83
FL                                 11/1/2005                       170000                    169885.71
FL                                 11/1/2005                       146400                    146318.35
NY                                11/19/2005                       106400                    106368.19
PA                                 11/1/2005                        53620                     53584.38
IL                                 11/1/2005                        61750                     61693.24
AZ                                 11/1/2005                       128000                    127953.12
WY                                 11/1/2005                       105600                    105433.48
WY                                 11/1/2005                       102800                    102722.79
NC                                 11/1/2005                        66150                     66124.55
IL                                 12/1/2005                       207750                    207592.23
FL                                 11/1/2005                       179000                    178818.79
NY                                 11/1/2005                       202500                    202360.64
TX                                 11/1/2005                       116000                    115947.02
CA                                 12/1/2005                        66000                     65967.54
MO                                 11/1/2005                        49000                     48977.86
AL                                 11/1/2005                       138000                     137882.1
FL                                 11/1/2005                        98640                     98583.25
CA                                 11/1/2005                        60000                     59966.16
FL                                 11/1/2005                       160000                    159859.53
CO                                 11/1/2005                       129600                    129447.25
NY                                 12/1/2005                       200000                    199768.47
FL                                 11/1/2005                       156000                     155880.7
CA                                 11/1/2005                       282150                     281938.5
NJ                                 11/1/2005                       198000                    197654.74
CA                                 11/1/2005                       175000                    174814.03
NY                                 11/1/2005                       131600                    131377.16
MA                                 11/1/2005                       423750                    422943.77
WA                                 11/1/2005                       285000                    284808.38
NC                                 11/1/2005                        66150                     66001.08
CA                                 11/1/2005                       308000                    307692.79
CA                                 11/1/2005                       250000                       249501
CA                                 11/1/2005                        70000                     69967.34
CO                                 11/1/2005                        47000                     46982.78
ID                                 11/1/2005                       162450                    162340.78
WI                                 11/1/2005                       128697                    128607.98
WI                                 11/1/2005                       124291                    124223.11
WI                                 11/1/2005                       112000                    111882.99
AZ                                 12/1/2005                       200000                    199878.84
AZ                                 11/1/2005                       179000                    178873.41
AZ                                 11/1/2005                       355200                    354997.75
AZ                                 11/1/2005                       170850                    170765.96
CT                                 11/1/2005                        30000                     29978.46
CT                                 10/1/2005                       157600                    157453.33
CT                                 11/1/2005                       132000                    131905.89
CT                                 12/1/2005                       172000                    171653.41
CA                                 11/1/2005                        58000                     57942.71
OK                                 11/1/2005                        76000                     75942.46
OK                                 11/1/2005                        65600                     65555.98
IL                                 11/1/2005                        32000                     31987.28
NY                                 12/1/2005                       344000                    343680.08
FL                                 12/1/2005                       109900                    109832.04
CA                                 11/1/2005                        69200                     69173.38
FL                                 11/1/2005                        27000                     26989.62
KY                                 11/1/2005                        83410                     83351.73
TN                                 11/1/2005                       105600                    105306.81
NY                                 11/1/2005                       280000                    279743.17
HI                                 11/1/2005                       480000                     479535.7
NH                                 11/1/2005                       104000                    103930.21
TX                                 11/1/2005                        60000                     59969.86
FL                                 12/1/2005                        92700                     92597.74
FL                                 11/1/2005                       180800                    180692.49
FL                                 11/1/2005                        95200                     95141.97
NV                                 11/1/2005                       192000                    191842.84
NY                                 10/1/2005                       250000                    249784.75
MA                                 11/1/2005                       293200                     292982.4
FL                                 11/1/2005                        89000                     88950.77
NJ                                 11/1/2005                       293500                    293271.04
FL                                 11/1/2005                       200000                    199815.66
NJ                                 11/1/2005                       150000                    149881.82
TN                                 11/1/2005                       127500                     127090.7
TN                                 11/1/2005                       103200                    103125.68
NH                                 12/1/2005                       188000                    187839.71
CA                                 11/1/2005                       275000                    274489.24
TX                                 11/1/2005                       135116                    135040.64
TN                                 11/1/2005                        54000                     53843.26
CA                                 11/1/2005                        65600                     65538.53
FL                                 12/1/2005                       180000                    179859.58
FL                                 11/1/2005                        38250                      38231.7
FL                                 11/1/2005                       132000                    131889.65
HI                                 11/1/2005                       420000                    419581.09
MN                                 10/1/2005                        41000                     40980.25
FL                                 11/1/2005                       168000                     167838.5
AL                                 11/1/2005                       122970                    122885.91
MI                                 11/1/2005                        32600                     32586.33
IL                                 11/1/2005                        28400                     28390.93
NY                                 11/1/2005                       495000                    494625.22
NJ                                 11/1/2005                       228000                    227837.45
ID                                 11/1/2005                       123750                    123652.14
FL                                 10/1/2005                       224000                    222774.32
NY                                 10/1/2005                       251100                    250938.24
PA                                 11/1/2005                       210000                    209654.04
CA                                 11/1/2005                       133950                    133723.18
CO                                 11/1/2005                        64000                     63952.02
FL                                 11/1/2005                       100000                     99925.04
FL                                 11/1/2005                        59994                     59956.71
FL                                 11/1/2005                        75000                     74933.11
FL                                 10/1/2005                       112500                    112430.43
FL                                 11/1/2005                       175500                    175192.49
ID                                 11/1/2005                       116000                    115809.28
NY                                 11/1/2005                       509000                    508492.32
IL                                 11/1/2005                        68000                     67965.12
TX                                 10/1/2005                     163687.2                    163363.63
AZ                                 11/1/2005                       135000                    134882.62
AZ                                 11/1/2005                        42000                     41985.02
AZ                                 11/1/2005                       189375                     189259.1
NY                                 11/1/2005                       120000                     119921.9
CA                                 11/1/2005                       182400                    182021.81
CA                                 11/1/2005                       136000                    135717.55
NH                                 12/1/2005                       208000                    207654.64
RI                                 11/1/2005                       176000                    175878.26
CO                                 11/1/2005                        51000                      50969.1
CO                                 11/1/2005                        64000                     63878.93
NY                                 11/1/2005                        75000                     74958.95
WA                                 11/1/2005                       163000                    162811.76
FL                                 11/1/2005                     112464.8                    112313.37
MA                                 11/1/2005                       208000                    207842.52
CA                                 11/1/2005                        53578                     53560.68
TX                                 11/1/2005                       168000                    167856.77
NC                                 11/1/2005                       127920                    127719.82
TX                                 11/1/2005                        80750                        80750
CA                                 11/1/2005                       165000                    164896.61
CA                                 11/1/2005                       236800                    236326.46
OK                                 11/1/2005                       127000                    126919.84
TX                                 11/1/2005                       140000                     139872.2
FL                                 11/1/2005                       101400                    101318.51
FL                                 11/1/2005                       186200                     185989.5
FL                                 11/1/2005                       100000                     99905.11
MA                                 11/1/2005                        90800                     90714.67
MA                                 11/1/2005                       135200                    135103.61
MA                                 11/1/2005                       123200                    123124.59
SC                                 11/1/2005                       142500                     142438.3
SC                                 11/1/2005                       131568                    131484.96
NH                                 11/1/2005                       144000                    143864.68
WA                                 10/1/2005                        94080                     94016.87
WA                                 11/1/2005                       190400                    190231.79
CA                                 12/1/2005                       125000                    124831.36
MA                                 11/1/2005                       243750                    243544.22
CO                                 11/1/2005                       192000                    191778.75
AZ                                 11/1/2005                        92800                     92668.63
WA                                 11/1/2005                       170000                    169682.73
MO                                 11/1/2005                        98400                     98244.47
MO                                 11/1/2005                        77200                     77157.39
MI                                 12/1/2005                        27874                     27864.64
CA                                 11/1/2005                       348000                    347304.07
CO                                 11/1/2005                        60400                     60364.89
CA                                 11/1/2005                       121500                    121265.34
CA                                 11/1/2005                       125125                    123952.11
AL                                 10/1/2005                        71250                     71206.84
NY                                 11/1/2005                        98368                     98294.26
CA                                 11/1/2005                       126000                    125759.82
CA                                 11/1/2005                       228000                    227835.81
FL                                 11/1/2005                       180000                    179830.85
NH                                 11/1/2005                       134400                    134287.64
OK                                 11/1/2005                        80000                     79891.18
GA                                 11/1/2005                        53100                     53028.36
AZ                                 11/1/2005                       180800                    180714.75
NE                                 11/1/2005                        50000                     49965.41
KY                                 11/1/2005                       189000                    188869.28
NE                                 11/1/2005                       137750                    137641.25
MA                                 11/1/2005                       256800                    256585.31
FL                                 11/1/2005                       138975                    138850.58
CT                                 11/1/2005                       210000                    209696.58
TN                                 11/1/2005                       100000                     99945.17
NY                                 12/1/2005                       180000                    179837.28
NY                                 11/1/2005                       165000                       164791
TN                                 11/1/2005                        89600                     89539.88
WY                                 11/1/2005                        59500                     59422.47
IL                                 11/1/2005                       179250                    179161.83
OK                                 11/1/2005                       145200                     145079.8
UT                                 11/1/2005                       143200                    142958.71
FL                                 11/1/2005                       188450                    188331.06
NY                                 11/1/2005                       150000                    149922.89
CA                                 11/1/2005                       276000                     275697.9
KY                                 11/1/2005                        70800                      70743.1
FL                                 11/1/2005                       191920                    191787.26
IL                                 11/1/2005                       118000                    117910.66
MO                                 11/1/2005                       130400                    130300.28
MA                                 11/1/2005                       360500                    359703.01
FL                                 11/1/2005                       255000                    254832.34
KY                                 11/1/2005                       226900                    226780.89
CT                                 11/1/2005                       235800                    235616.06
NH                                 11/1/2005                       139200                    139097.52
IL                                 11/1/2005                       224000                    223649.47
NY                                 11/1/2005                       315920                    315642.62
NC                                 11/1/2005                        83040                      82994.9
GA                                 11/1/2005                       126650                    126575.62
GA                                 11/1/2005                        66500                     66468.97
NC                                 11/1/2005                        50000                      48760.1
FL                                 11/1/2005                       184500                    184286.93
NJ                                 11/1/2005                       210000                    209566.12
UT                                 11/1/2005                        82400                     82334.43
AZ                                 11/1/2005                       240000                    239543.74
AZ                                 11/1/2005                       271000                    270502.97
AZ                                 11/1/2005                       161000                    160676.04
OK                                 11/1/2005                       252700                    252567.62
AZ                                 11/1/2005                       187600                    187505.76
TX                                 11/1/2005                       106200                    106120.79
MA                                 10/1/2005                       221000                     220546.7
CA                                 11/1/2005                       122000                    121756.02
AL                                 11/1/2005                        65840                     65805.87
MO                                 11/1/2005                        27800                     27790.08
RI                                 11/1/2005                        85000                     84955.01
TX                                 11/1/2005                       119275                    119114.89
CA                                 11/1/2005                       258000                    257800.73
FL                                 11/1/2005                        92400                     92337.37
FL                                 11/1/2005                       175750                    175650.75
TX                                 11/1/2005                       115352                    114933.68
TX                                 11/1/2005                       124748                    124671.64
NY                                 12/1/2005                       160000                    159870.14
MO                                 12/1/2005                        52000                     51832.41
PA                                 11/1/2005                        40400                     40387.09
NH                                 11/1/2005                       128000                    127770.19
FL                                 11/1/2005                       170100                    169962.62
MA                                 11/1/2005                       170000                    169786.47
PA                                 11/1/2005                       167500                    167406.58
TN                                 11/1/2005                        63600                     63556.45
TX                                 11/1/2005                       191100                    190943.05
GA                                 11/1/2005                        60000                     59914.17
LA                                 11/1/2005                        60000                     59948.92
TN                                 11/1/2005                       103000                    102934.19
TN                                 11/1/2005                        56400                     56378.77
TN                                 11/1/2005                        95500                     95447.07
TN                                 11/1/2005                        88000                     87937.27
TN                                 11/1/2005                       135000                    134913.92
FL                                 11/1/2005                       209000                    208832.03
PA                                 11/1/2005                       200000                    199855.97
CA                                 11/1/2005                        61500                      61480.3
CA                                 11/1/2005                       355500                     354762.9
NH                                 11/1/2005                       151920                    151828.44
CT                                 11/1/2005                       154400                    154108.48
VA                                 11/1/2005                        71920                     71871.15
WA                                 12/1/2005                       240000                    239520.05
CA                                 11/1/2005                        56500                     56229.72
CT                                 12/1/2005                       208050                    207921.35
IL                                 11/1/2005                        31000                        30987
NY                                 11/1/2005                       102120                     102059.4
FL                                 11/1/2005                       144000                    143865.98
FL                                 11/1/2005                       292500                    292322.81
FL                                 11/1/2005                       185500                     185332.3
FL                                 11/1/2005                       219164                    218973.08
FL                                 11/1/2005                       191250                    190879.07
FL                                 11/1/2005                       178640                    178468.86
CA                                 11/1/2005                       301500                    300874.87
CA                                 11/1/2005                       225000                    224722.24
FL                                 11/1/2005                       207920                    207762.57
CA                                 11/1/2005                       238000                    237786.92
NJ                                 11/1/2005                       145000                    144935.72
MA                                 11/1/2005                        60000                      59911.1
PA                                 11/1/2005                        25800                     25791.75
AZ                                 11/1/2005                       207200                    207048.98
NJ                                 11/1/2005                        39000                     38971.29
GA                                 11/1/2005                        99968                     99909.76
MD                                 11/1/2005                       204000                    203877.68
ME                                 11/1/2005                       380000                    379212.12
NY                                 11/1/2005                       280000                    279704.88
RI                                 11/1/2005                       237600                     237418.3
PA                                 12/1/2005                       112000                    111916.88
CA                                 11/1/2005                       252000                     251809.2
CA                                 11/1/2005                       308160                    307492.25
IL                                 12/1/2005                       182250                     181745.8
MI                                 11/1/2005                        44500                     44461.97
CA                                 11/1/2005                        54200                     54176.78
CA                                 11/1/2005                       316000                    315806.59
CA                                 10/1/2005                       236000                       236000
TX                                 11/1/2005                        60610                     60591.47
FL                                 11/1/2005                       200000                    199860.26
FL                                 12/1/2005                       280000                    279419.44
MD                                 11/1/2005                       190000                    189875.08
NJ                                 11/1/2005                       254900                    254768.96
TX                                 11/1/2005                       162000                    161850.19
NY                                 11/1/2005                        51916                     51886.41
NJ                                 11/1/2005                       230000                    229598.94
CA                                 11/1/2005                        54900                     54879.88
PA                                 11/1/2005                       136000                    135902.06
AZ                                 10/1/2005                       157500                    157420.05
NY                                 11/1/2005                       148000                    147701.77
UT                                 11/1/2005                        85280                     85243.07
CA                                 11/1/2005                        66990                     66965.46
MA                                 11/1/2005                       191750                    191526.25
MD                                 11/1/2005                       224700                    224599.53
KS                                 11/1/2005                        56000                     55972.45
CA                                 11/1/2005                       273700                    273601.44
TX                                 11/1/2005                        80000                     79958.96
NY                                 11/1/2005                       214400                    214202.39
MI                                 11/1/2005                        35000                     34987.52
VT                                 10/1/2005                       161500                    161424.66
MA                                 11/1/2005                       300000                    299731.42
NH                                 12/1/2005                       158400                    158260.66
CT                                 11/1/2005                       186000                    185669.27
CT                                 11/1/2005                       257800                    257542.87
CT                                 11/1/2005                       192000                    191851.41
FL                                 11/1/2005                       152000                    151907.92
CA                                 12/1/2005                       184000                    183202.64
VA                                 11/1/2005                        60600                     60574.59
PA                                 11/1/2005                       112000                    111911.76
GA                                 11/1/2005                       121900                    121808.21
TN                                 12/1/2005                       151200                    151103.58
NY                                 11/1/2005                       260000                    259820.16
MT                                 10/1/2005                       140000                    139803.72
AL                                 11/1/2005                        65700                     65665.58
FL                                 11/1/2005                       297000                    296451.04
MA                                 11/1/2005                       531000                    530515.29
FL                                 10/1/2005                        82000                     81952.33
FL                                 11/1/2005                       110000                    109935.13
WA                                 11/1/2005                       196000                    195827.07
NY                                 11/1/2005                       376000                       376000
ID                                 12/1/2005                        55000                     54958.02
FL                                 11/1/2005                       155400                    155246.51
IL                                 11/1/2005                        56000                     55974.55
NY                                 11/1/2005                        34400                     34388.26
AZ                                 11/1/2005                       167300                    167180.73
AZ                                 11/1/2005                       177000                    176842.77
MA                                 11/1/2005                       423000                    422656.68
IL                                 11/1/2005                       175000                    174876.24
IL                                 11/1/2005                       270000                    269854.05
IL                                 11/1/2005                       338000                    337788.84
CA                                 11/1/2005                       320000                    319938.42
IA                                 11/1/2005                       156000                     155717.1
CT                                 11/1/2005                       180000                    179824.21
RI                                 12/1/2005                       152000                    151847.23
FL                                 11/1/2005                       259250                    258712.47
FL                                 11/1/2005                       124200                    124130.73
WI                                 11/1/2005                       120000                       119909
KY                                 11/1/2005                        82160                      82113.7
IL                                 11/1/2005                        32600                     32587.04
MI                                 10/1/2005                        31000                     30988.95
MI                                 11/1/2005                        33000                     32989.45
TX                                 10/1/2005                        65600                     65576.35
MT                                 11/1/2005                        26580                     26567.34
MA                                 11/1/2005                       424000                    423206.96
CA                                  1/1/2006                       300000                    299717.54
KY                                 11/1/2005                        94000                     93934.19
CO                                 11/1/2005                       125520                    125410.87
GA                                 11/1/2005                       117700                    117615.24
IN                                 11/1/2005                        53200                     53150.16
AZ                                 12/1/2005                        26250                     26238.99
AZ                                 11/1/2005                       269900                    269656.01
AZ                                 11/1/2005                        81000                     80956.67
NH                                 11/1/2005                       270000                    269621.47
NC                                 11/1/2005                       107120                    107047.98
TX                                 11/1/2005                        80000                     79954.45
GA                                 10/1/2005                        79200                     79139.43
MA                                 11/1/2005                       342500                    342202.21
NC                                 11/1/2005                        30400                     30382.01
CA                                 11/1/2005                        52329                      52301.3
NC                                 11/1/2005                       128000                    127921.65
AL                                 11/1/2005                       187920                    187776.29
TX                                 11/1/2005                        89600                     89489.94
GA                                 11/1/2005                       125000                    124890.25
WA                                 12/1/2005                        80000                     79917.05
FL                                 11/1/2005                        91000                     90662.14
FL                                 11/1/2005                       191250                    191136.51
FL                                 11/1/2005                       187443                    187323.47
NY                                 11/1/2005                        51850                     51810.36
FL                                 12/1/2005                        88000                     87931.35
FL                                 11/1/2005                       109520                    109438.72
CA                                 10/1/2005                        58000                     57979.32
CA                                 11/1/2005                       172000                    171828.45
NV                                 11/1/2005                       152000                    151886.06
NV                                 11/1/2005                       244250                    244043.79
MA                                 11/1/2005                       266000                    265771.21
FL                                 11/1/2005                       154400                     154293.2
FL                                 11/1/2005                       178200                    177920.78
GA                                 10/1/2005                       228000                    227857.56
SC                                 11/1/2005                       126000                    125906.49
CO                                 11/1/2005                       218500                    218063.87
CA                                 11/1/2005                       325000                    324700.44
KY                                 11/1/2005                        95200                     95153.18
FL                                 11/1/2005                       134100                    133988.99
FL                                 11/1/2005                       107950                    107887.25
FL                                 11/1/2005                       140000                       139894
FL                                 11/1/2005                       168000                    167723.78
CT                                 11/1/2005                        55005                     54969.49
FL                                 10/1/2005                       245000                    244835.27
FL                                 11/1/2005                       188100                    187861.15
CA                                 11/1/2005                       210000                    209817.42
FL                                 11/1/2005                       142400                    142024.98
GA                                 11/1/2005                       143920                    143819.44
NH                                 11/1/2005                       148400                    148300.42
NV                                 11/1/2005                       210000                       210000
FL                                 11/1/2005                       220500                    220350.54
WA                                 12/1/2005                       161600                    161402.03
CA                                 11/1/2005                       213000                    212787.96
TN                                 11/1/2005                        80800                     80752.05
FL                                 11/1/2005                        77500                     77456.63
FL                                 12/1/2005                       185520                    185367.63
FL                                 11/1/2005                       171000                    170732.41
GA                                 11/1/2005                       238500                    238100.09
IN                                 11/1/2005                        31200                     31188.63
AL                                 11/1/2005                       244000                    243770.71
FL                                 11/1/2005                       124100                    123994.19
FL                                 11/1/2005                       114750                    114665.69
PA                                 11/1/2005                        97600                     97533.84
PA                                 11/1/2005                        84720                     84651.91
CA                                 11/1/2005                       230750                    230565.13
KY                                 11/1/2005                       108000                    107930.28
PA                                 11/1/2005                       127120                    127016.82
PA                                 11/1/2005                       189000                    188855.47
WY                                 11/1/2005                        62400                     62359.39
KY                                 11/1/2005                       198000                    197841.67
RI                                 11/1/2005                       210000                    209827.02
CA                                 11/1/2005                       211000                    210830.43
CA                                 11/1/2005                       327600                    323916.03
CA                                 11/1/2005                       332500                    332220.82
FL                                 11/1/2005                       205600                    205454.89
UT                                 11/1/2005                        73120                      73075.7
NY                                 11/1/2005                       196100                    195987.18
CA                                 10/1/2005                       162000                    161862.08
IL                                 11/1/2005                       171000                    170783.39
MA                                 11/1/2005                       297500                    297294.23
TX                                 11/1/2005                        70400                     70365.19
CA                                 11/1/2005                        42000                     41982.39
CA                                 11/1/2005                       233000                    232827.08
FL                                 11/1/2005                        50000                     49931.86
GA                                 12/1/2005                        99750                     99694.46
IL                                 11/1/2005                       600000                    599593.31
WI                                 11/1/2005                       167500                    167276.75
FL                                 12/1/2005                       150000                    149691.93
SC                                 11/1/2005                       110000                    109934.72
GA                                 10/1/2005                        25000                     24990.07
CT                                 11/1/2005                       219500                    219291.73
CT                                 11/1/2005                       242250                    242061.02
VA                                 12/1/2005                        62400                     62312.52
TX                                 11/1/2005                        92800                        92800
AZ                                 10/1/2005                       268000                    267738.26
WA                                 11/1/2005                       243675                    243508.55
MD                                 11/1/2005                        66000                     65978.91
MD                                 11/1/2005                       210000                    209867.45
CA                                 11/1/2005                       269750                    269467.74
RI                                 11/1/2005                       152000                    151856.88
VA                                 11/1/2005                        39200                     39174.08
TX                                 11/1/2005                        95840                     95778.13
CT                                 11/1/2005                       121600                    121483.51
MI                                 11/1/2005                        31980                     31953.07
CT                                 11/1/2005                       130000                     129927.5
NY                                 11/1/2005                       152750                    152469.31
NY                                 11/1/2005                       517500                     516465.1
CA                                10/15/2005                        50000                     49885.87
MA                                 11/1/2005                       141950                    141887.21
PA                                 11/1/2005                        92400                     92349.42
NY                                 11/1/2005                       258000                    257775.24
GA                                 11/1/2005                        71200                      71154.6
GA                                 11/1/2005                       158000                    157904.29
TX                                 11/1/2005                        72000                     71973.48
ME                                 11/1/2005                        91500                     91458.21
NH                                 11/1/2005                       199405                    199294.94
OR                                 11/1/2005                       158000                    157842.41
FL                                 11/1/2005                      83025.6                     82973.73
WI                                 11/1/2005                       105000                    104943.83
AL                                 11/1/2005                       131100                    131027.27
NY                                 11/1/2005                       127200                       127200
MA                                 11/1/2005                       371000                    370841.05
NJ                                 11/1/2005                       265000                    264746.13
CT                                 11/1/2005                       179500                    179340.86
MA                                 11/1/2005                       397100                    396414.29
MA                                 11/1/2005                       318320                    318166.55
NY                                 11/1/2005                       384000                    383739.72
GA                                 11/1/2005                        73998                     73943.63
WI                                 10/1/2005                        90000                     89955.26
MA                                 11/1/2005                       292000                    291500.19
OR                                 11/1/2005                       207600                    207296.42
GA                                 11/1/2005                       221000                    220618.38
OR                                 11/1/2005                        84560                     84416.11
TX                                 11/1/2005                       106887                    106815.14
PA                                 11/1/2005                        74320                     74235.97
CA                                 11/1/2005                       234000                    233595.93
CA                                 11/1/2005                        44800                     44762.28
OR                                 11/1/2005                       235510                    235351.98
CT                                 11/1/2005                       184800                    184629.67
ID                                 11/1/2005                        85000                     84953.09
KY                                 11/1/2005                       108800                    108711.69
MA                                 11/1/2005                       247200                    246891.28
CT                                 11/1/2005                       170000                    169820.42
GA                                 11/1/2005                       142500                    142163.35
NJ                                 11/1/2005                       147200                       147200
CO                                 11/1/2005                       260000                       260000
AL                                 11/1/2005                        60000                      59962.9
MA                                 11/1/2005                       164000                    163716.81
FL                                 11/1/2005                       276000                    275793.11
TN                                 11/1/2005                        63200                     63167.91
AL                                 11/1/2005                        68000                     67969.27
AZ                                 11/1/2005                        68000                     67949.94
OR                                 11/1/2005                       115000                     114904.8
DE                                 11/1/2005                       130960                    130867.57
FL                                 11/1/2005                       265000                    264807.23
TX                                  1/1/2006                        50400                     47858.55
TX                                 11/1/2005                       279200                    278935.65
PA                                 11/1/2005                       127500                    127382.48
RI                                 11/1/2005                        46600                     46577.79
MT                                 11/1/2005                       142000                    141897.74
MT                                 11/1/2005                       157700                    157606.41
GA                                 11/1/2005                       137600                    137497.88
CT                                 11/1/2005                       200000                    199800.44
FL                                 11/1/2005                       274940                    274731.83
FL                                 11/1/2005                       128000                    127897.94
TN                                 11/1/2005                        91600                     91521.97
TN                                 11/1/2005                        82200                     82136.51
TN                                 11/1/2005                       122400                    122314.31
TN                                 11/1/2005                        92800                     92738.36
TN                                 11/1/2005                       119920                    119834.51
OR                                 11/1/2005                        87200                     87142.09
FL                                 12/1/2005                       175500                    175363.09
FL                                 12/1/2005                       170250                    170025.56
FL                                 11/1/2005                       224400                    224280.62
KY                                 11/1/2005                       116800                    116690.24
PA                                 11/1/2005                       317000                     316662.7
PA                                 12/1/2005                       148000                    147810.08
CO                                 11/1/2005                       214000                    213841.18
WA                                 11/1/2005                        85500                      85453.3
CA                                 11/1/2005                       250000                     249736.5
MA                                 11/1/2005                       124000                    123779.52
MA                                 11/1/2005                       265000                    264825.77
MA                                 11/1/2005                       153400                    153262.67
GA                                 11/1/2005                       108800                     108733.4
AL                                 11/1/2005                        73600                     73550.62
TN                                 11/1/2005                        73150                      73115.8
TN                                 11/1/2005                        85500                     85460.11
TN                                 11/1/2005                        52000                     51984.62
FL                                 11/1/2005                       104000                    103925.85
FL                                 11/1/2005                       252000                    251525.14
FL                                 11/1/2005                       128000                     127908.5
WA                                 11/1/2005                       130000                    129896.55
CT                                 11/1/2005                       174400                    174110.42
CT                                 11/1/2005                       196000                    195853.07
NJ                                 11/1/2005                       135000                    134887.14
GA                                 10/1/2005                        73600                     73539.96
PA                                 10/1/2005                       112800                    112712.01
FL                                 11/1/2005                       126000                    125931.03
FL                                 11/1/2005                        36306                     36294.39
KS                                 11/1/2005                       180000                    179918.66
ME                                 10/1/2005                        80000                     79953.49
CA                                 11/1/2005                       190700                    190529.27
OR                                 12/1/2005                       160000                    159920.88
KY                                 11/1/2005                       107200                    107118.02
NY                                 11/1/2005                        53900                     53865.01
NJ                                 11/1/2005                       260000                    259715.42
RI                                 11/1/2005                       128000                    127795.69
IL                                 11/1/2005                        57500                     57465.16
WI                                 11/1/2005                        55001                     54982.51
PA                                 11/1/2005                        88000                     87877.18
PA                                 11/1/2005                        60000                     59966.19
PA                                 11/1/2005                       158400                    158258.15
NJ                                 11/1/2005                       129999                    129744.41
NJ                                 11/1/2005                        96000                     95948.64
CA                                 11/1/2005                       279999                       279999
WI                                 11/1/2005                       108000                    107948.53
VT                                 11/1/2005                       100000                      99912.1
MO                                 11/1/2005                        83600                      83554.1
FL                                 11/1/2005                       175200                    175033.76
FL                                 11/1/2005                       193600                    193448.98
NY                                 11/1/2005                       110200                    110149.13
CA                                 11/1/2005                       180000                    179834.09
CA                                 11/1/2005                       183000                    182819.56
AZ                                 11/1/2005                       271988                    271711.49
TX                                 11/1/2005                       126000                    125912.85
CA                                 11/1/2005                       300000                    299466.58
NC                                 11/1/2005                       127500                     127438.6
NY                                 11/1/2005                       135000                    134952.28
FL                                 11/1/2005                       200000                    199871.16
OR                                 11/1/2005                       120400                    120314.98
MO                                 10/1/2005                        54625                     54603.29
MO                                 11/1/2005                       147000                     146929.2
FL                                 11/1/2005                       250000                    249751.12
PA                                 11/1/2005                        95400                     95351.57
CT                                 11/1/2005                       180900                    180602.57
CT                                 11/1/2005                       176000                    175860.51
MD                                 11/1/2005                       188500                    188366.96
ME                                 11/1/2005                       220000                    219816.08
ME                                 11/1/2005                       128000                    127901.14
ND                                 11/1/2005                        94350                     94178.94
PA                                 11/1/2005                        73600                      73510.2
MI                                 12/1/2005                        85600                     85472.54
CA                                 11/1/2005                       185000                    184834.05
VA                                 11/1/2005                        60000                     59769.79
MA                                 11/1/2005                       263200                    263051.68
PA                                 11/1/2005                       129200                    129112.73
TX                                 11/1/2005                        62400                     62366.27
NY                                 11/1/2005                       124000                    123896.91
NH                                 12/1/2005                       176000                     175883.1
CA                                 11/1/2005                       215000                    214663.55
IL                                 11/1/2005                       148000                    147928.72
MO                                 11/1/2005                       226880                    226721.16
AR                                 12/1/2005                        52500                     52470.11
GA                                 11/1/2005                       137750                    137522.58
GA                                 11/1/2005                       133000                    132925.06
GA                                 11/1/2005                       108800                     108748.7
IL                                 11/1/2005                       155000                     154909.9
TX                                 11/1/2005                        55500                     55455.66
CA                                 12/1/2005                        40300                     40043.03
CA                                 11/1/2005                        44000                     43983.88
CA                                 11/1/2005                       125000                     124885.9
NY                                 11/1/2005                       250000                    249670.15
WI                                 11/1/2005                        56700                      56668.9
WI                                 11/1/2005                        90250                      90203.7
GA                                 11/1/2005                       113120                    113031.75
AL                                 11/1/2005                        50000                     49974.88
AL                                 11/1/2005                        56000                     55982.11
CA                                 11/1/2005                       320000                    319680.83
FL                                 11/1/2005                        66225                     66206.05
MD                                 10/1/2005                       350000                    349701.01
NC                                 12/1/2005                        50400                        50373
NJ                                 11/1/2005                       157250                    157122.37
MA                                 11/1/2005                       352750                    352431.11
NY                                 11/1/2005                       440000                    439649.88
NY                                 11/1/2005                       202500                    202359.94
IL                                 11/1/2005                       254000                     253809.6
NJ                                 11/1/2005                       150000                    149936.42
KY                                 11/1/2005                       134900                    134710.87
KY                                 11/1/2005                       185000                    184958.69
NJ                                 11/1/2005                        50000                     49976.67
CO                                 11/1/2005                        79760                     79694.62
FL                                 11/1/2005                       172720                    172586.33
NY                                 11/1/2005                       352000                    351639.41
IL                                 11/1/2005                       108900                    108786.66
IL                                 11/1/2005                       161200                       161200
IL                                 11/1/2005                       185000                    184907.07
IL                                 11/1/2005                       216750                    216626.58
IL                                 11/1/2005                        65600                     65453.27
NY                                 11/1/2005                        50400                     50384.93
AR                                 11/1/2005                        50000                     49890.55
IA                                 11/1/2005                        85000                     84958.63
FL                                 11/1/2005                       116000                    115866.04
ME                                 11/1/2005                       199725                    199547.93
FL                                 10/1/2005                       224000                    223802.37
TX                                 12/1/2005                       157200                       157200
MA                                 11/1/2005                       360000                    359760.89
MA                                 11/1/2005                       420036                    419701.76
CT                                 11/1/2005                        41000                     40973.86
AZ                                 11/1/2005                       170400                    170268.39
CT                                 11/1/2005                       212000                    211882.99
OR                                 11/1/2005                        61600                     61556.09
UT                                 11/1/2005                        71920                     71858.08
VT                                 11/1/2005                        80000                     79946.22
NJ                                 11/1/2005                       330000                    329755.09
VT                                 11/1/2005                       171000                    170879.31
NH                                 12/1/2005                       209000                       208881
MO                                 11/1/2005                       157000                    156913.35
GA                                 11/1/2005                        79900                     79876.32
FL                                 11/1/2005                        76500                     76452.69
NC                                 11/1/2005                        75000                     74971.15
TX                                 11/1/2005                       111200                    111146.45
TX                                 11/1/2005                        93600                     93561.99
IL                                 11/1/2005                       202800                    202601.49
FL                                 11/1/2005                        63000                     62954.17
MA                                 12/1/2005                       113000                    112786.94
PA                                 11/1/2005                       200000                    199820.95
IL                                 10/1/2005                        80000                     79948.99
MA                                 12/1/2005                       280000                    279720.71
MO                                 11/1/2005                       104000                    103936.34
NJ                                 11/1/2005                       313500                    313243.03
TX                                 11/1/2005                       150000                    148950.42
NV                                 11/1/2005                       226800                    226598.92
GA                                 11/1/2005                       147920                    147790.13
MO                                 11/1/2005                       127140                    127050.08
IN                                 11/1/2005                       109520                    109355.31
MA                                 11/1/2005                       174400                    173910.35
NY                                 11/1/2005                       400000                    399312.65
FL                                 11/1/2005                       162400                    162132.46
NY                                 11/1/2005                       275920                    275667.64
TX                                 11/1/2005                       121600                    121435.13
TX                                 11/1/2005                        76000                      75963.4
TX                                 11/1/2005                        75900                     75864.59
MA                                 11/1/2005                       425000                    424183.58
FL                                 11/1/2005                       114480                    114351.83
WI                                 12/1/2005                        87300                      87245.9
GA                                 11/1/2005                       177080                    176988.68
NJ                                 12/1/2005                       150000                     149848.4
IL                                 11/1/2005                       159000                    158914.94
NY                                 11/1/2005                        85400                     85286.18
GA                                 11/1/2005                       198550                    198449.21
NY                                 11/1/2005                       119000                    118860.13
OR                                 11/1/2005                       200437                    200436.91
FL                                 12/1/2005                       146700                    146595.42
FL                                 11/1/2005                       144600                    144473.05
FL                                 10/1/2005                       296000                    295660.48
MD                                 11/1/2005                       168000                    167863.64
CA                                 11/1/2005                        30000                     29968.78
VA                                 11/1/2005                       220000                    219802.66
CA                                 11/1/2005                       259000                    258740.84
KY                                 11/1/2005                        29000                     28984.96
MA                                 11/1/2005                       176000                    175690.09
NH                                 11/1/2005                       206500                    206307.81
NH                                 11/1/2005                       239920                    239745.48
NJ                                 11/1/2005                       228800                    228631.89
GA                                 11/1/2005                       127920                       127920
NC                                 11/1/2005                        50035                     50009.86
TX                                 12/1/2005                       128000                    127126.31
NY                                 11/1/2005                       156000                       155995
GA                                 11/1/2005                       173500                    173410.06
WI                                 12/1/2005                       184000                    183782.89
NY                                 11/1/2005                       215000                    214840.12
AZ                                 11/1/2005                       130000                       130000
FL                                 11/1/2005                       172000                    171865.83
NY                                 11/1/2005                       195000                    194709.65
DE                                 11/1/2005                       146048                    145281.92
TN                                 11/1/2005                       131080                    130991.87
TN                                 11/1/2005                        76000                     75954.43
WI                                 11/1/2005                       104650                       104650
WI                                 11/1/2005                       154500                    154387.61
TX                                 10/1/2005                       164800                    164689.43
CA                                 11/1/2005                       311133                    311035.77
TN                                 12/1/2005                        81000                     80950.93
SC                                 11/1/2005                       220000                    219812.43
IN                                 11/1/2005                        67200                     67162.91
CA                                 11/1/2005                       325000                    324369.66
FL                                 11/1/2005                       234900                    234687.65
DE                                 11/1/2005                       150320                    150280.99
KY                                 11/1/2005                        50065                     50042.13
NJ                                 10/1/2005                       162500                    162242.65
MA                                 11/1/2005                       337500                    337212.25
PA                                 11/1/2005                        93280                     93219.79
IL                                 11/1/2005                       184500                    184385.91
WI                                 11/1/2005                       240000                    239827.17
FL                                 10/1/2005                       132400                    132138.24
FL                                 11/1/2005                       240000                    239798.96
CO                                 11/1/2005                        46000                     45980.71
NJ                                 12/1/2005                       142290                    142202.91
RI                                 11/1/2005                       192000                    191848.43
PA                                 11/1/2005                       103000                    102940.44
AZ                                 11/1/2005                       238500                    238172.31
PA                                 11/1/2005                        84550                     84502.85
PA                                 11/1/2005                        74100                     74050.28
NH                                 11/1/2005                       142000                       141889
CT                                 11/1/2005                       143920                    143796.09
NH                                 11/1/2005                       171120                    170976.94
FL                                 11/1/2005                       135200                    135107.43
FL                                 11/1/2005                       190000                    189709.97
TX                                 11/1/2005                       103000                     102880.9
MI                                 11/1/2005                       100000                     99885.71
FL                                 11/1/2005                       350000                     349650.9
FL                                 11/1/2005                       222609                    222433.26
FL                                 11/1/2005                        82200                     82144.29
CA                                 11/1/2005                        44200                     44156.34
TX                                 11/1/2005                       132000                    131849.13
KS                                 11/1/2005                       138000                    137923.04
MS                                 11/1/2005                        55250                     55227.96
RI                                 11/1/2005                       172000                    171901.05
FL                                 11/1/2005                       109000                    108919.51
AZ                                 10/1/2005                       175500                    175399.03
WI                                 11/1/2005                        76000                        75963
NJ                                 12/1/2005                       240000                    239812.78
PA                                 11/1/2005                        88000                     87939.25
GA                                 11/1/2005                        94320                      94244.2
VA                                  3/1/2006                        61560                     61533.91
NC                                 11/1/2005                       131200                    130979.38
CO                                 11/1/2005                       264100                       264100
CA                                 12/1/2005                        63600                     63572.75
MA                                 11/1/2005                       324675                    324445.85
TX                                 10/1/2005                       152000                    151892.72
NY                                 11/1/2005                       100000                     99966.24
NH                                 11/1/2005                        35000                     34990.29
WI                                 10/1/2005                        97500                      97472.1
FL                                 11/1/2005                       116500                    116400.68
FL                                 12/1/2005                       110000                    109904.36
FL                                 11/1/2005                       128000                    127905.95
KY                                 11/1/2005                        25900                     25890.56
MA                                 11/1/2005                       250000                    170124.84
ID                                 11/1/2005                       108000                    107843.94
ID                                 11/1/2005                        61892                     61810.35
FL                                 11/1/2005                       299250                    299093.23
NY                                 11/1/2005                        75650                     75613.18
SD                                 11/1/2005                        94000                     93957.88
FL                                 11/1/2005                       177600                    177486.75
CA                                 11/1/2005                       225000                    224871.88
CA                                 11/1/2005                        62000                        61974
MA                                 11/1/2005                       139000                    138859.38
NY                                 11/1/2005                        61200                     61161.13
CT                                 11/1/2005                        56400                     56355.56
IL                                 11/1/2005                       172550                    172331.43
MA                                 11/1/2005                       270000                    269826.06
MA                                 11/1/2005                       279000                    278532.18
WI                                 11/1/2005                        60000                      59834.9
WI                                 11/1/2005                       106250                     106184.3
TX                                 11/1/2005                        53200                     53174.91
CT                                 12/1/2005                       146250                    146173.38
VA                                 11/1/2005                        99200                     99132.62
TN                                 11/1/2005                       106250                    105517.47
KS                                 12/1/2005                        52000                     51971.89
IL                                 11/1/2005                       100000                     99930.84
CA                                 11/1/2005                       294000                    293477.25
ME                                 10/1/2005                        76800                     76749.51
GA                                 10/1/2005                        99500                     99444.97
TX                                 12/1/2005                        55000                     54933.13
FL                                 11/1/2005                       210400                     210240.7
MA                                 11/1/2005                       115000                    114913.47
NY                                 11/1/2005                       304000                    303657.75
NY                                 11/1/2005                       459000                    457992.82
NY                                 11/1/2005                       279500                    279293.75
FL                                 11/1/2005                        99920                     99849.48
GA                                 11/1/2005                        88132                     88073.94
VA                                 11/1/2005                       180000                    179642.84
NY                                 11/1/2005                       300000                    299783.96
NY                                 11/1/2005                        70000                     69969.36
IL                                 11/1/2005                       102400                    102351.21
IL                                 11/1/2005                        94500                     94448.69
IL                                 11/1/2005                       132000                    131934.38
TN                                 11/1/2005                        61600                     61563.06
NY                                 11/1/2005                       333500                    333186.61
CO                                 11/1/2005                        36000                     35985.69
CO                                 11/1/2005                       150750                     150677.4
RI                                 11/1/2005                       262400                    261928.89
TX                                 11/1/2005                        67500                     67470.08
MO                                 11/1/2005                       103000                    102947.05
MA                                 11/1/2005                       287000                    286639.14
IL                                 11/1/2005                       154445                    154343.45
FL                                 11/1/2005                        56000                     55972.45
NY                                 11/1/2005                        88900                     88838.01
NC                                 11/1/2005                       149150                    149065.08
PA                                 11/1/2005                        55000                     54978.85
IN                                 12/1/2005                        99600                     99523.66
KY                                 11/1/2005                        50000                     49963.26
WI                                 11/1/2005                       188000                    187901.31
MD                                 11/1/2005                       150000                    149772.16
NH                                 11/1/2005                       301500                    301375.09
MA                                 11/1/2005                       190000                    189895.13
MA                                 11/1/2005                       253000                    252494.04
NJ                                 11/1/2005                        91000                     90967.91
CA                                 11/1/2005                       163000                    162694.36
NY                                 10/1/2005                        57600                     57575.06
FL                                 11/1/2005                       100000                     99683.13
NJ                                 11/1/2005                       123200                    123130.57
MS                                 10/1/2005                        92800                     92626.82
MA                                 12/1/2005                       100000                     99875.74
MS                                 11/1/2005                       103200                    103141.24
LA                                 11/1/2005                        85000                     84939.28
CT                                 11/1/2005                        64000                     63972.52
MA                                 11/1/2005                        76000                     75947.96
GA                                 11/1/2005                       135000                    134931.47
TX                                 11/1/2005                        96000                     95915.71
TX                                 11/1/2005                       113750                    113713.64
NJ                                 11/1/2005                       228000                    227773.02
TX                                 11/1/2005                       131600                    131527.37
FL                                 11/1/2005                        84800                     84740.15
FL                                 11/1/2005                        88000                     87945.58
FL                                 11/1/2005                        99000                     98866.42
FL                                 10/1/2005                        34400                     34374.69
NY                                 11/1/2005                       375000                    374369.97
NY                                 11/1/2005                       410000                     409165.9
VT                                 12/1/2005                       164400                    164288.34
CA                                 12/1/2005                       124800                    124681.24
MO                                 11/1/2005                        60000                     59974.84
TX                                 11/1/2005                        69600                     69574.36
TX                                 11/1/2005                       151600                    151486.36
WA                                 11/1/2005                       319455                    318897.95
FL                                 11/1/2005                       169500                    169423.41
ME                                 11/1/2005                       172000                    171869.78
OR                                 11/1/2005                       100000                     99690.01
NV                                 11/1/2005                       396000                    395444.82
FL                                 11/1/2005                       198000                    196927.89
IN                                 11/1/2005                        73600                     73433.77
IL                                 10/1/2005                       165300                    164307.52
SC                                 11/1/2005                        69550                     69488.22
CA                                 11/1/2005                       260000                       260000
GA                                 11/1/2005                       215100                     214977.4
PA                                 11/1/2005                       120000                    119880.31
MA                                 11/1/2005                       165000                    164935.83
MO                                 11/1/2005                       156000                    155901.54
IA                                 11/1/2005                       153900                    153799.15
NH                                 11/1/2005                       145760                    145648.18
NY                                 11/1/2005                        53000                     52956.07
CT                                 11/1/2005                       115000                    114796.81
FL                                 11/1/2005                       340000                    339582.33
FL                                 10/1/2005                       225000                    224480.64
WI                                 11/1/2005                       113600                    113524.55
WI                                 11/1/2005                       168300                    168201.96
GA                                 11/1/2005                        61200                      61153.2
ID                                 11/1/2005                        34600                     34568.43
ME                                 11/1/2005                        75000                     74951.19
NY                                 10/1/2005                       240000                    239892.69
MA                                 11/1/2005                       158400                    158136.98
UT                                 11/1/2005                       124800                     124584.5
TX                                 11/1/2005                        96000                     95920.53
OK                                 12/1/2005                        68720                     68686.19
FL                                 11/1/2005                        30200                     30187.34
FL                                 10/1/2005                       119000                    118905.31
MA                                 11/1/2005                       136800                    136682.22
NJ                                 11/1/2005                       140000                     139888.6
FL                                 11/1/2005                       300000                    299631.47
AL                                 11/1/2005                       121000                    120922.05
PA                                 11/1/2005                       144000                    143880.21
MA                                 11/1/2005                       270000                    269864.37
CA                                 11/1/2005                       328000                    327637.27
FL                                 10/1/2005                       157200                    157112.33
FL                                 11/1/2005                       144000                    143743.46
AZ                                 11/1/2005                       260000                    259794.74
AZ                                 10/1/2005                       182897                    182679.13
CA                                 11/1/2005                        69000                     68979.81
MA                                 11/1/2005                       277000                    276446.06
MA                                 10/1/2005                       125000                    124897.03
FL                                 11/1/2005                       174400                    174267.96
TX                                 10/1/2005                       116000                    115911.29
TX                                 11/1/2005                       104800                    104732.48
MO                                 11/1/2005                       165500                    165373.44
CA                                 11/1/2005                       163900                    163608.58
OK                                 11/1/2005                        92000                     91935.07
TX                                 11/1/2005                        75200                        75200
MA                                 11/1/2005                       185000                    184827.82
FL                                 11/1/2005                       263500                    263326.76
LA                                 12/1/2005                       135000                    134892.57
GA                                 11/1/2005                        75009                     74956.33
MO                                 11/1/2005                        68000                     67956.64
FL                                 11/1/2005                        95000                     94942.15
ME                                 11/1/2005                       184500                    184119.07
KY                                 11/1/2005                        93000                      92949.2
FL                                 12/1/2005                       123200                    123088.61
MA                                 11/1/2005                       256500                    256283.45
NC                                 11/1/2005                        67175                     67124.04
CT                                 11/1/2005                        96000                     95818.75
SD                                 11/1/2005                       219600                    219451.15
VA                                 11/1/2005                        73600                      73549.1
MA                                 11/1/2005                       256000                    255465.55
CT                                 11/1/2005                       156000                    155905.49
MA                                 11/1/2005                       200000                     199824.4
VT                                 11/1/2005                       115000                    114935.53
OK                                 11/1/2005                       110400                     110320.5
NJ                                 11/1/2005                       328500                    327957.22
NY                                 11/1/2005                       253000                    252806.53
CO                                 11/1/2005                        60500                     60458.15
IN                                 11/1/2005                       120000                    119910.94
MA                                 11/1/2005                       240000                     239564.9
KS                                 12/1/2005                        52125                     52091.08
NY                                 11/1/2005                        59800                     59761.47
PA                                 11/1/2005                       288000                    286801.06
IN                                 11/1/2005                       130500                    130404.11
GA                                 11/1/2005                       152000                    151749.59
NJ                                 11/1/2005                       155200                    155103.04
ME                                 11/1/2005                        55500                     55473.62
FL                                 11/1/2005                       120000                    119920.54
MA                                 11/1/2005                       348000                    347304.07
ME                                 11/1/2005                       311000                    310702.05
CA                                 12/1/2005                       255000                    254767.23
FL                                 11/1/2005                       107920                     107846.1
FL                                 11/1/2005                        50000                     49969.39
IL                                 11/1/2005                       280320                    279759.41
TX                                 11/1/2005                       112000                    111764.69
TX                                 11/1/2005                        67000                     66978.25
MA                                 11/1/2005                       296000                    295727.47
GA                                 11/1/2005                       112000                    111931.45
AR                                 11/1/2005                        53000                     52930.66
CO                                 11/1/2005                        50000                     49964.71
MD                                 11/1/2005                        90300                     90245.29
MD                                 11/1/2005                        85600                      85557.9
MD                                 11/1/2005                        60000                     59969.54
MD                                 11/1/2005                       111200                    111156.28
MD                                 11/1/2005                       114750                    114689.88
VT                                  1/1/2006                       155700                    155294.45
NY                                 11/1/2005                       124000                    123896.14
MI                                 10/1/2005                        44400                     44385.11
MA                                 11/1/2005                       359200                    358922.56
ME                                 11/1/2005                       199000                    198858.13
TX                                 11/1/2005                        83200                     82643.23
FL                                 11/1/2005                       136800                    136584.85
FL                                 12/1/2005                       100000                     99767.06
FL                                 11/1/2005                       256000                    255804.17
FL                                 11/1/2005                       243750                    243506.88
MA                                 11/1/2005                       140000                    139875.88
NY                                 11/1/2005                       242250                    241719.83
MA                                 11/1/2005                       216750                    216563.38
NY                                 11/1/2005                       400000                    399080.37
NY                                 11/1/2005                       400000                    399152.18
NY                                 10/1/2005                       411000                    410619.33
NY                                 11/1/2005                       335500                    334964.47
NY                                 11/1/2005                       292000                       291832
NY                                 11/1/2005                       393000                    392589.69
NY                                 11/1/2005                       350000                    349713.11
PA                                 11/1/2005                        79500                     79457.02
RI                                 11/1/2005                       165000                    164266.93
PA                                 11/1/2005                       325000                    324697.52
VA                                 11/1/2005                       245000                    244835.61
IL                                 11/1/2005                       167500                    167169.33
IL                                 11/1/2005                       195500                    195381.56
IL                                 11/1/2005                       317050                    316740.93
IL                                 11/1/2005                       160000                    159862.24
MD                                 11/1/2005                       261450                    261301.13
IN                                 11/1/2005                       103000                    102930.89
MD                                 11/1/2005                       205600                    205451.94
IN                                 11/1/2005                       118733                    118702.28
IN                                 11/1/2005                       115120                    115049.54
TX                                 11/1/2005                       248000                    247582.11
CA                                 11/1/2005                       153000                    152887.59
FL                                 11/1/2005                        70000                      69958.8
GA                                 11/1/2005                        74400                     74351.58
TX                                 12/1/2005                       197000                    196855.98
PA                                 12/1/2005                       115700                    115334.98
VA                                 11/1/2005                       170000                    169713.54
VA                                 10/1/2005                       314000                    313503.74
FL                                 10/1/2005                        91600                     91478.91
SC                                 11/1/2005                       120000                    119948.59
NJ                                 11/1/2005                       207000                    206650.21
TN                                 11/1/2005                       102800                    102731.72
CT                                 11/1/2005                       163600                    163461.88
MA                                 11/1/2005                       329000                    328643.21
GA                                 11/1/2005                       192000                    191896.21
MO                                 11/1/2005                        33500                     33488.69
NJ                                 11/1/2005                       199250                    199116.03
WI                                 11/1/2005                       133200                    133110.44
IN                                 11/1/2005                        51870                     51847.96
CT                                 11/1/2005                        95920                     95855.51
ME                                 11/1/2005                       271050                    270758.86
AR                                 11/1/2005                       263700                    263583.09
MA                                 11/1/2005                       150400                       150400
IN                                 11/1/2005                        71200                     71114.13
VA                                 10/1/2005                       159900                    159778.93
VA                                 11/1/2005                        98880                     98818.22
MA                                 11/1/2005                       259500                    259285.61
IL                                 10/1/2005                        90400                     90350.52
MA                                 12/1/2005                       130000                    129884.74
FL                                 12/1/2005                       184500                    184375.95
NJ                                 11/1/2005                       200000                    199857.41
NJ                                 11/1/2005                       142100                    142028.62
MS                                 11/1/2005                        90250                     90205.61
FL                                 10/1/2005                       132000                    131813.08
FL                                 11/1/2005                        72000                     71952.08
FL                                 10/1/2005                    199560.91                     199481.4
NY                                 11/1/2005                       400000                    399076.91
PA                                 11/1/2005                        67500                     67477.16
IA                                 12/1/2005                        54999                     54963.93
ME                                 11/1/2005                       320000                    319804.14
PA                                 11/1/2005                       100000                     99866.59
MO                                 11/1/2005                       120000                       120000
TX                                 11/1/2005                       161405                    161317.75
TX                                 11/1/2005                        71250                        71250
LA                                 11/1/2005                        95920                     95839.02
NH                                 11/1/2005                       152000                    151915.22
NJ                                 11/1/2005                       201500                    201371.51
IL                                 12/1/2005                       126000                    125922.08
GA                                 11/1/2005                       120000                    119883.93
CA                                 12/1/2005                       323000                    322414.42
IL                                 11/1/2005                       224000                    223610.59
MA                                 11/1/2005                       223250                    223061.58
NY                                 11/1/2005                       440000                    439559.98
MA                                 11/1/2005                       182000                    181871.55
WA                                 11/1/2005                       326250                    325912.59
GA                                 11/1/2005                       162450                    162333.95
MA                                 11/1/2005                       336000                    335765.24
TN                                 11/1/2005                        88000                     87927.86
AZ                                 11/1/2005                       160200                    160098.89
AZ                                 11/1/2005                        37800                     37767.47
MA                                 11/1/2005                       186720                    186577.21
MA                                 11/1/2005                       271500                    271272.58
FL                                 11/1/2005                        89000                     88933.95
FL                                 11/1/2005                       130400                       130400
FL                                 11/1/2005                       275000                    274904.44
FL                                 11/1/2005                       220500                       220500
NJ                                 11/1/2005                       205600                       205600
MA                                 11/1/2005                        40800                      40784.3
WI                                 11/1/2005                        63000                     62972.13
WI                                 11/1/2005                       130400                    130302.06
FL                                 11/1/2005                       166000                    165815.46
WI                                 10/1/2005                        94250                     94142.05
IA                                 11/1/2005                       141600                    141504.02
CA                                 11/1/2005                       215000                    214807.52
MI                                 11/1/2005                        31800                     31787.85
FL                                 11/1/2005                       262400                       262400
TX                                 11/1/2005                        64500                     64477.25
NJ                                 11/1/2005                       190000                    189858.99
MD                                 11/1/2005                       152750                    152669.55
IA                                 11/1/2005                        50350                        50350
MD                                 11/1/2005                       154800                    154621.23
MA                                 11/1/2005                       216000                    215806.62
PA                                 11/1/2005                       164000                    163875.83
PA                                 11/1/2005                       112484                    112397.98
WI                                 11/1/2005                        57000                     56961.37
NJ                                 11/1/2005                       130000                    129353.06
CA                                 11/1/2005                       255000                    254745.67
TX                                 12/1/2005                       264000                    263800.12
WA                                 12/1/2005                       176000                    175839.34
FL                                 11/1/2005                       299250                    299044.75
VA                                 11/1/2005                        81000                     80907.42
AZ                                 11/1/2005                        40000                     39990.08
MD                                 11/1/2005                        72000                     71783.31
MA                                 11/1/2005                       290400                    290129.73
CA                                 11/1/2005                       440000                    439120.09
IN                                 11/1/2005                        59200                     59173.81
IL                                 11/1/2005                        75000                     74957.29
VT                                 11/1/2005                       144000                    143879.62
KY                                 11/1/2005                        63920                     63879.24
NC                                 11/1/2005                       100000                     99943.94
MS                                 11/1/2005                        60000                     59968.57
VT                                 11/1/2005                       147390                    147315.17
WI                                 12/1/2005                       171950                    171834.39
NY                                 11/1/2005                       398000                    397176.07
FL                                 11/1/2005                       104000                     103912.2
NJ                                 11/1/2005                       139500                    139298.44
GA                                 11/1/2005                       237500                    237385.27
IL                                 11/1/2005                        72800                     72693.76
FL                                 11/1/2005                       135000                    134929.28
VA                                 11/1/2005                        86320                     86269.82
NJ                                 11/1/2005                        63000                     62979.87
NJ                                 11/1/2005                       141995                    141894.17
NJ                                 11/1/2005                       180000                     179899.4
FL                                 11/1/2005                       213300                    213160.88
MA                                 11/1/2005                       202500                     202365.5
MA                                 11/1/2005                       248000                    247792.67
DC                                 11/1/2005                       336000                       336000
MA                                 11/1/2005                       228000                    227849.28
PA                                 11/1/2005                       131600                    131496.11
CT                                 11/1/2005                       260000                    259605.07
CT                                 11/1/2005                       199800                    199645.68
IL                                 10/1/2005                       125000                    124800.47
IL                                 11/1/2005                       262200                    261987.28
PA                                 11/1/2005                        65550                     65510.29
FL                                 10/1/2005                       101520                    101461.59
NJ                                 11/1/2005                       265000                    264782.36
MA                                 11/1/2005                       242250                    242049.99
MO                                 11/1/2005                       142075                    142007.16
MA                                 10/1/2005                       255600                    255523.54
VA                                 11/1/2005                        80000                     79935.85
VA                                 11/1/2005                       359000                    358238.86
TX                                 11/1/2005                        61000                     60971.48
MA                                 11/1/2005                       260000                    259807.04
MD                                 11/1/2005                       208000                    207826.11
WI                                 11/1/2005                        75000                     74911.88
MD                                 11/1/2005                        62700                     62629.41
MD                                 11/1/2005                       124000                     123902.3
NC                                 11/1/2005                       162840                    162761.58
TX                                 11/1/2005                        50160                     50122.87
NJ                                  1/1/2006                       201600                    200510.73
MA                                 11/1/2005                       160000                    159878.41
KY                                 11/1/2005                       112500                    112443.49
FL                                 11/1/2005                       120000                     119764.7
NJ                                 11/1/2005                       128250                    128183.51
VT                                 11/1/2005                       226990                    226828.17
NY                                 10/1/2005                       376000                    375781.42
NY                                 11/1/2005                       391000                    390627.21
NY                                 11/1/2005                       404000                    403597.04
NY                                 11/1/2005                       251673                    251482.45
TX                                 11/1/2005                       166250                    166146.13
GA                                 10/1/2005                       129625                    129557.09
TX                                 11/1/2005                       112000                    111934.89
NC                                 11/1/2005                        84500                     84455.26
IL                                 11/1/2005                       297000                    296434.92
MA                                 11/1/2005                       132800                     132703.4
IL                                 11/1/2005                        98400                     98362.14
AL                                 11/1/2005                       312000                    311664.87
VA                                 12/1/2005                       117300                    117245.27
NY                                 11/1/2005                       270000                    269834.74
LA                                 11/1/2005                        83600                     83561.67
MA                                 10/1/2005                       150000                    149873.11
MD                                 11/1/2005                        50000                      49950.1
FL                                 11/1/2005                       172000                    171877.38
FL                                 11/1/2005                       116000                    115922.16
WI                                 11/1/2005                       207000                    206854.13
IA                                 11/1/2005                        59999                     59961.51
MI                                 12/1/2005                        62500                     62472.35
MI                                 11/1/2005                        50000                     49983.67
MI                                 11/1/2005                        50000                     49984.79
MI                                 11/1/2005                        52500                     52474.72
GA                                 11/1/2005                        99920                     99864.85
TN                                 10/1/2005                        77000                     76972.84
OR                                 11/1/2005                       287200                    286952.73
CT                                 11/1/2005                       150000                     149714.6
NJ                                 11/1/2005                       240000                    239809.02
PA                                 11/1/2005                       116800                    116741.94
NJ                                 11/1/2005                       180400                       180400
NJ                                 12/1/2005                     315999.2                    315912.12
NJ                                 11/1/2005                        87500                     87435.71
NC                                 11/1/2005                       136800                     136716.1
NJ                                 10/1/2005                        70000                     69970.33
VA                                 11/1/2005                       135000                    134919.38
WA                                 11/1/2005                       276000                       276000
MO                                 11/1/2005                       132000                    131921.66
NC                                 11/1/2005                        76000                     75962.93
IN                                 11/1/2005                        82300                     82257.78
NJ                                 12/1/2005                       195000                    194835.05
VA                                 11/1/2005                        59850                     59723.15
MI                                 11/1/2005                        89000                     88946.09
NV                                 11/1/2005                        96000                     95965.39
VA                                 11/1/2005                       200000                    199623.11
NJ                                 11/1/2005                       232500                    232153.84
MO                                 10/1/2005                        79600                     79554.67
IN                                 11/1/2005                        76000                     75964.73
CA                                 11/1/2005                       200000                    199600.03
NJ                                 11/1/2005                        85000                     84924.17
TX                                 10/1/2005                       340800                    340517.88
FL                                 12/1/2005                        50000                     49971.82
FL                                 11/1/2005                     144768.6                     144663.3
FL                                 11/1/2005                       235000                    234863.54
NJ                                 11/1/2005                       105000                    104918.74
IL                                 11/1/2005                        80750                     80727.51
ME                                 11/1/2005                       204000                    203622.94
HI                                 11/1/2005                       256000                       256000
TX                                 11/1/2005                        86000                     85959.01
MN                                 11/1/2005                        66400                     66367.34
NJ                                 11/1/2005                       105000                    104924.99
MI                                 11/1/2005                       115000                    114958.82
FL                                 11/1/2005                       192000                    191187.42
GA                                 11/1/2005                       190000                    189627.92
PA                                 11/1/2005                        64000                     63973.33
CA                                 11/1/2005                       315025                    315024.51
NJ                                 11/1/2005                       225000                    224825.35
MA                                 11/1/2005                       247920                       247920
TX                                 12/1/2005                       100000                     99951.84
AR                                 11/1/2005                       114000                    113848.05
WI                                 11/1/2005                       168000                    167889.54
WI                                 11/1/2005                        79600                     79492.82
GA                                 11/1/2005                        82500                      82335.3
NJ                                 11/1/2005                       146250                    146005.88
TX                                 11/1/2005                       149000                    148913.46
FL                                 11/1/2005                       125000                    124856.25
AZ                                 11/1/2005                       121600                    121496.33
FL                                 11/1/2005                       178750                    178636.02
FL                                 12/1/2005                       103000                    102675.13
FL                                 11/1/2005                       193500                    193329.28
FL                                 11/1/2005                       243984                    243740.65
FL                                 11/1/2005                       277500                    277236.69
VT                                 11/1/2005                       196000                    195886.06
NJ                                 11/1/2005                       240000                    239761.08
MA                                 11/1/2005                       234400                    234217.15
WI                                 11/1/2005                       101250                    101185.43
WI                                 10/1/2005                       103500                    103430.55
CA                                 11/1/2005                        31000                     30989.59
IN                                 11/1/2005                       136678                    136444.28
FL                                 11/1/2005                        98000                     97861.23
FL                                 11/1/2005                       132500                    132410.92
VA                                 11/1/2005                        81900                      81827.9
NV                                 11/1/2005                       228750                    228642.06
RI                                 11/1/2005                       214400                    214224.26
MA                                 12/1/2005                        97000                     96827.53
MA                                 11/1/2005                       173000                    172664.48
NC                                 11/1/2005                       115000                    114939.63
CA                                 11/1/2005                       328000                    327459.65
FL                                 11/1/2005                       196600                    196448.15
OK                                 11/1/2005                       116160                    116062.89
OK                                 11/1/2005                        96800                     96733.72
OK                                 11/1/2005                        76000                      75954.9
OK                                 11/1/2005                        92000                     91933.75
OK                                 11/1/2005                        98000                     97941.84
TX                                 11/1/2005                        64600                     64500.16
WI                                 11/1/2005                       142400                       142400
MD                                 11/1/2005                       169400                    169314.25
FL                                 11/1/2005                       290000                    289750.32
FL                                 11/1/2005                       344000                    343670.44
TX                                 11/1/2005                       200000                       199887
PA                                 11/1/2005                       131100                    131012.67
MA                                 10/1/2005                       145000                    144941.63
FL                                 10/1/2005                       152000                    151874.17
NY                                 11/1/2005                        64000                     63975.65
FL                                 11/1/2005                       124000                    123785.88
FL                                 12/1/2005                        50001                     49881.46
FL                                 10/1/2005                       212000                    211813.86
CO                                 11/1/2005                        79840                        79840
CA                                 11/1/2005                       256000                    255764.03
CA                                 11/1/2005                       285000                    284764.08
CA                                 11/1/2005                       300000                    299701.35
IN                                 11/1/2005                       140000                    139906.06
IN                                 11/1/2005                       124000                    123829.62
VA                                 11/1/2005                       213750                    213625.75
VA                                 11/1/2005                        84060                     84024.75
NY                                 11/1/2005                       240000                       239834
MA                                 11/1/2005                       130000                    129893.44
UT                                 11/1/2005                       145000                    144752.06
TX                                 11/1/2005                        72800                     72776.77
CA                                 11/1/2005                       195000                    194818.52
CA                                 11/1/2005                       232000                    231829.54
CA                                 11/1/2005                        64800                      64739.4
CA                                 11/1/2005                       330600                    330411.75
NJ                                 11/1/2005                       318500                    318025.78
NY                                 11/1/2005                       412500                    412181.39
FL                                 11/1/2005                       132000                    131899.06
NY                                 11/1/2005                       252000                    251487.34
CA                                 11/1/2005                       199000                    198937.85
IL                                 11/1/2005                       104500                    104432.22
WI                                 11/1/2005                       156000                    155896.39
FL                                 11/1/2005                        69600                     69568.55
FL                                 11/1/2005                       112500                    112435.94
FL                                 11/1/2005                       194400                    194092.07
FL                                 11/1/2005                        92000                     91942.41
TX                                 11/1/2005                        60000                     59979.96
UT                                 11/1/2005                       121600                       121600
NH                                 11/1/2005                       168000                    167860.93
NJ                                 11/1/2005                       180000                    179723.86
NJ                                 11/1/2005                       104080                    104008.01
CA                                 11/1/2005                       150000                    149783.27
NH                                 11/1/2005                       125000                     124745.7
MS                                 11/1/2005                       150400                    150243.54
FL                                 11/1/2005                       243001                    242795.84
TX                                 11/1/2005                       113493                    113416.07
DC                                 10/1/2005                       165000                    164903.09
DC                                 11/1/2005                       198750                    198609.72
DC                                 11/1/2005                       128000                    127836.16
IA                                 10/1/2005                        85000                     84960.76
WI                                 11/1/2005                       112500                    112455.67
RI                                 11/1/2005                       111500                    110905.82
NY                                 11/1/2005                       118800                    118614.08
NY                                 11/1/2005                        90000                     89955.26
MA                                 11/1/2005                       252000                    251783.03
VT                                 11/1/2005                       157700                    157613.68
FL                                 11/1/2005                       275000                    274772.35
MA                                 12/1/2005                        59000                     58975.26
TX                                 12/1/2005                       175017                    174936.21
VA                                 11/1/2005                       287000                     286546.4
CT                                 11/1/2005                       178000                    177706.77
MD                                11/16/2005                        95000                     94956.61
MD                                 11/1/2005                        72250                     72210.04
IN                                 11/1/2005                        89000                     88954.58
IL                                 11/1/2005                       124000                    123929.39
CT                                 10/1/2005                       240000                    239631.82
ME                                 11/1/2005                       222000                    221400.49
TX                                 11/1/2005                       151200                    151103.58
MA                                 11/1/2005                       388000                    387681.33
CT                                 11/1/2005                       250250                    249895.59
NY                                 11/1/2005                       380000                    379774.49
NY                                 11/1/2005                       264000                    263452.62
NY                                 11/1/2005                       384000                    383619.94
IN                                 11/1/2005                       138700                    138628.75
TX                                 11/1/2005                        64800                      64767.1
CA                                 11/1/2005                       235000                     234820.3
GA                                 11/1/2005                        72500                     72468.27
NC                                 11/1/2005                       135000                    134914.79
VA                                 11/1/2005                       138000                    137906.46
VA                                 11/1/2005                       247500                    247318.15
VA                                 11/1/2005                       186900                    186708.54
CA                                 11/1/2005                       350000                    349689.69
FL                                 11/1/2005                       233000                       233000
VT                                 11/1/2005                       228000                    227827.37
FL                                 10/1/2005                       116000                    115926.78
CA                                 11/1/2005                       312000                    311575.64
RI                                 11/1/2005                       275000                    274793.86
TX                                 11/1/2005                       180400                    180283.55
TX                                 11/1/2005                       159200                    159047.48
TX                                 11/1/2005                        76000                     75956.28
TX                                 11/1/2005                        82800                     82755.61
TX                                 11/1/2005                        60800                     60772.81
TX                                 12/1/2005                       125600                       125600
TX                                 11/1/2005                        88000                     87939.74
FL                                 11/1/2005                       105400                    105352.37
IL                                 11/1/2005                       195000                    194838.58
MI                                 11/1/2005                        82800                     82705.35
UT                                 11/1/2005                       104000                    103910.46
VT                                 11/1/2005                       173000                    172889.69
CT                                 11/1/2005                       152000                     151916.8
PA                                 11/1/2005                       220000                    219860.43
MI                                 11/1/2005                       120000                     119906.2
TX                                 11/1/2005                        96000                     95928.75
WI                                 11/1/2005                       300000                    299753.61
PA                                 10/1/2005                       148000                    147920.82
CA                                 11/1/2005                       200000                    199864.44
CA                                 11/1/2005                        67400                     67379.84
FL                                 12/1/2005                       200600                    200338.01
NJ                                 11/1/2005                       207000                    206818.26
CA                                 10/1/2005                       288000                    287766.25
MA                                 11/1/2005                       223920                    223747.05
NV                                 12/1/2005                       212000                       212000
MI                                 11/1/2005                        85920                     85871.58
MI                                 11/1/2005                        83790                      83761.4
IN                                 11/1/2005                        51675                     51625.55
CA                                 11/1/2005                       192000                       192000
NJ                                 11/1/2005                       179000                    178902.23
CA                                 11/1/2005                       100000                     99927.26
TX                                 11/1/2005                        68000                     67970.24
MD                                 11/1/2005                       325000                    324730.96
TX                                 11/1/2005                       132000                    131904.94
MI                                 11/1/2005                        72800                     72757.24
TX                                 10/1/2005                        65600                     65567.05
AZ                                 11/1/2005                       212036                    212035.99
NY                                 11/1/2005                       160000                    159855.36
NC                                 11/1/2005                       139650                    139550.44
IN                                 11/1/2005                       106250                    106203.49
VT                                 11/1/2005                       155000                    154886.12
MI                                 11/1/2005                       132000                    131919.21
HI                                 11/1/2005                       265000                    264812.97
TX                                 11/1/2005                        55000                     54973.79
TX                                 10/1/2005                       116841                     116785.9
TX                                 11/1/2005                        93000                      92937.6
TX                                 11/1/2005                        78400                     77948.98
TX                                 11/1/2005                       104720                    104656.56
FL                                 11/1/2005                       141750                     141654.7
PA                                 11/1/2005                        66500                     65912.61
HI                                 11/1/2005                       300000                    299323.91
CA                                 11/1/2005                       208000                    207826.11
TX                                 11/1/2005                       152640                    152523.27
FL                                 11/1/2005                        54000                     53978.77
KS                                 11/1/2005                        68000                     67972.69
SC                                 11/1/2005                       204000                    203840.86
PA                                 11/1/2005                       183600                    183482.92
IN                                 11/1/2005                        98400                     98345.69
KY                                 12/1/2005                       130400                    129735.69
CA                                 11/1/2005                       300000                    299731.42
CA                                 11/1/2005                       199920                    199539.63
TX                                 11/1/2005                        72000                     71954.09
MA                                 11/1/2005                       332000                    331647.08
NY                                 11/1/2005                       345000                    344738.79
TX                                 11/1/2005                        80000                     79818.23
KS                                 11/1/2005                       125400                    125279.57
AZ                                 11/1/2005                       136000                     135915.9
FL                                 11/1/2005                       167000                    166772.87
VA                                 11/1/2005                       163400                     163273.8
NC                                 11/1/2005                        60000                        59935
WI                                 11/1/2005                       161500                    161408.03
WI                                 11/1/2005                       123040                     122955.9
WI                                 12/1/2005                       125600                    125492.91
WI                                 11/1/2005                       115200                    115164.94
WI                                 11/1/2005                       190000                    189915.05
WI                                 11/1/2005                       119700                    119542.08
NY                                 12/1/2005                       251250                    251094.63
CO                                 12/1/2005                       247200                       247200
IN                                 10/1/2005                        67915                     67890.25
NH                                 11/1/2005                       129750                    129637.85
WA                                 11/1/2005                       143100                    142996.95
WA                                 11/1/2005                       189900                    189763.24
ID                                 11/1/2005                        75000                        74950
KY                                 11/1/2005                        79120                     79073.52
CT                                10/22/2005                        80000                     79922.63
FL                                 11/1/2005                       145000                    144912.16
FL                                 11/1/2005                       251200                    250978.37
NJ                                 11/1/2005                       222300                    222159.69
MA                                 11/1/2005                       237500                    237154.38
DE                                 11/1/2005                       222000                    221785.26
DE                                 11/1/2005                       136000                    135293.67
CT                                 11/1/2005                       255000                    254790.57
PA                                 11/1/2005                       208000                    207834.06
CA                                 11/1/2005                       250000                    249500.05
CA                                 10/1/2005                        50000                     49984.37
IL                                 11/1/2005                       101500                    101435.27
CA                                 11/1/2005                       263000                    262422.94
NJ                                 11/1/2005                       129000                    128902.33
FL                                 12/1/2005                       182000                    181754.46
FL                                 11/1/2005                       218405                    218209.47
NY                                 11/1/2005                       174600                    174350.24
RI                                 11/1/2005                       216000                    215636.02
NY                                  1/1/2006                       248000                     245823.3
FL                                 11/1/2005                       182750                    182622.32
CA                                 11/1/2005                       225500                    225083.19
CA                                 11/1/2005                       125001                    124772.17
CA                                 11/1/2005                        64100                     64078.95
NJ                                 11/1/2005                       150000                    149797.63
AZ                                 11/1/2005                       234000                       234000
IN                                 11/1/2005                       151120                    151007.85
UT                                 11/1/2005                       312000                     311715.2
TX                                 11/1/2005                       111494                    111411.09
NY                                 11/1/2005                       227500                    227329.68
MI                                 11/1/2005                        85100                     84776.79
CA                                 11/1/2005                       229600                       229600
MI                                 11/1/2005                       120000                    119916.83
CA                                 11/1/2005                       175000                    174837.92
WI                                 11/1/2005                        74400                     74358.07
GA                                 11/1/2005                       136800                    136729.82
VA                                 11/1/2005                        79800                     79753.12
NY                                 11/1/2005                       129000                    128904.26
NY                                 11/1/2005                       142000                     141892.6
CA                                 11/1/2005                       300300                    300236.81
MO                                 11/1/2005                       107920                    107851.89
LA                                 11/1/2005                       105600                    105395.42
CA                                 11/1/2005                       540000                     539539.6
TX                                 11/1/2005                        54800                     54774.43
TX                                 11/1/2005                       127200                    127028.39
CA                                 11/1/2005                       266500                    266242.22
NJ                                 11/1/2005                       288000                    287786.26
PA                                 11/1/2005                       125000                     124906.3
MA                                 11/1/2005                       136000                    135950.44
MA                                 10/1/2005                       115800                       115636
TX                                 11/1/2005                        80000                     79948.99
TX                                 11/1/2005                       183600                    183490.82
MO                                 11/1/2005                        86400                     86340.72
MA                                 11/1/2005                       355000                    354893.81
FL                                 10/1/2005                       230000                    229770.59
MD                                 11/1/2005                       232000                    231870.34
FL                                 11/1/2005                       140000                    139892.94
FL                                 11/1/2005                       195920                     195774.6
FL                                 11/1/2005                       109120                    109057.22
NC                                 12/1/2005                        86250                     86213.45
NJ                                 11/1/2005                        66400                     66367.17
MT                                 11/1/2005                       225000                    224813.37
AZ                                 11/1/2005                       170400                    170170.58
AZ                                 11/1/2005                        72000                     71965.98
CA                                 11/1/2005                       337550                    337179.81
IN                                 11/1/2005                        88000                      87855.3
FL                                 11/1/2005                       261250                     261076.3
VA                                 11/1/2005                       130000                    129902.07
NJ                                 11/1/2005                       226700                    226378.95
MI                                 11/1/2005                       112000                     111875.9
TX                                 11/1/2005                        60000                      59972.5
RI                                 11/1/2005                       220000                    219511.82
GA                                 11/1/2005                        87200                     87147.72
MA                                 11/1/2005                       289600                    288972.02
IL                                 11/1/2005                       190000                    189907.52
NC                                 11/1/2005                       104000                    103896.27
VA                                 11/1/2005                       269750                    269517.84
TX                                 12/1/2005                       149382                     149005.2
TX                                 10/1/2005                       106200                    106147.76
NC                                 11/1/2005                       101200                    101124.89
MA                                 11/1/2005                       195000                    194807.98
GA                                 12/1/2005                        95950                     95851.16
CA                                 11/1/2005                        88000                     87948.31
GA                                 11/1/2005                       192000                    191881.27
FL                                 11/1/2005                        88200                     88150.81
LA                                 10/1/2005                        98400                     98330.55
NY                                 11/1/2005                       355000                    354708.44
TX                                 11/1/2005                       125525                    125460.61
IL                                 11/1/2005                       190000                     189897.3
MA                                 11/1/2005                       320000                    319808.13
IL                                 11/1/2005                        74100                     74060.57
MA                                 11/1/2005                       250400                    250150.73
PA                                 11/1/2005                       160000                    159948.62
VA                                 11/1/2005                       118800                    118719.64
MO                                 11/1/2005                        60000                     59921.63
ID                                 10/1/2005                       120000                    119925.79
MA                                 11/1/2005                       399950                    399370.96
MI                                 10/1/2005                       294500                    294013.41
CT                                 11/1/2005                       127500                    127410.01
KS                                 11/1/2005                       144000                    143953.98
NJ                                 11/1/2005                       256900                    256643.17
VT                                 11/1/2005                        32250                     32239.11
IL                                 11/1/2005                        67500                     67468.51
NC                                 11/1/2005                        74700                     74669.67
VA                                 11/1/2005                       122500                    122384.89
VA                                 11/1/2005                       305000                    304525.34
NJ                                 11/1/2005                       123250                    123184.75
MA                                 11/1/2005                        94500                     94436.46
TX                                 11/1/2005                       102000                    101948.76
MI                                 11/1/2005                       107350                    107300.96
RI                                 10/1/2005                       200000                    199531.56
FL                                 11/1/2005                       232750                       232750
TX                                 11/1/2005                       105034                    104960.61
PA                                 11/1/2005                        77000                     76963.23
FL                                  9/1/2006                       100000                     99763.42
TX                                 11/1/2005                        93000                     92943.08
CA                                 11/1/2005                       184500                    184145.57
FL                                 11/1/2005                        36000                     35990.26
TX                                 11/1/2005                       315500                    315166.84
MI                                 11/1/2005                        67500                     67461.96
MI                                 11/1/2005                        84000                     83951.57
DE                                 11/1/2005                       109600                    109525.71
CA                                 11/1/2005                        70000                     69920.81
TX                                 11/1/2005                        78400                     78340.05
NY                                 11/1/2005                        50400                      50371.3
NY                                 12/1/2005                        42000                        42000
RI                                 11/1/2005                       243000                    242707.44
PA                                 11/1/2005                       150006                    149876.51
WI                                 11/1/2005                       196000                     195837.7
TX                                 11/1/2005                       119600                    119501.19
TX                                 11/1/2005                        74320                     74277.24
TX                                 11/1/2005                        94320                     93955.82
CT                                 11/1/2005                       194400                    194293.81
CA                                 11/1/2005                       283000                    282543.79
CA                                 11/1/2005                       296000                       296000
MA                                 11/1/2005                       188000                    187809.23
AL                                 12/1/2005                        90000                     89920.98
WI                                 11/1/2005                        78400                     78357.18
CA                                 11/1/2005                        56000                     55965.21
FL                                 11/1/2005                       174000                     173734.9
IN                                 11/1/2005                       134900                    134827.83
MD                                 11/1/2005                       200000                    199869.83
CA                                 11/1/2005                        85000                     84852.94
TX                                 11/1/2005                        68000                     67964.75
TX                                 11/1/2005                        72000                     71960.67
AZ                                 12/1/2005                       208000                       208000
TX                                 11/1/2005                       101000                    100950.32
NC                                 11/1/2005                        72800                     72762.65
SC                                 11/1/2005                       168150                    168034.63
NY                                 11/1/2005                       114000                    113408.67
MS                                 11/1/2005                        84800                      84753.2
CA                                 11/1/2005                       315000                    314731.44
CA                                 11/1/2005                       259204                       259204
WA                                 11/1/2005                       108000                     107934.5
TX                                 11/1/2005                        64800                     64756.52
TX                                 11/1/2005                       127200                       127200
TX                                 11/1/2005                        80000                     79892.08
TX                                 11/1/2005                       102400                    102368.47
TX                                 11/1/2005                       171200                    171063.77
TX                                 12/1/2005                        59945                     59920.13
FL                                 11/1/2005                       110000                     109918.2
MA                                 11/1/2005                       261000                    260852.92
CA                                 11/1/2005                       203202                    203075.05
CA                                 11/1/2005                       220000                    219876.02
MI                                 11/1/2005                        95000                     94944.09
OK                                 11/1/2005                       339000                    338635.87
TX                                 11/1/2005                       141000                    140902.28
TX                                 11/1/2005                        75920                     75822.85
TX                                 11/1/2005                        64800                      64764.6
TX                                 11/1/2005                       102660                    102490.87
SC                                 11/1/2005                       122400                    122332.44
PA                                 11/1/2005                       157500                    157290.08
ME                                 11/1/2005                        92000                     91534.41
NJ                                 11/1/2005                       160000                    159866.89
NY                                 11/1/2005                        33000                     32992.02
AZ                                 12/1/2005                       221250                    221084.15
FL                                  1/1/2006                       150000                    149910.06
CO                                 11/1/2005                       334400                       334400
CA                                 11/1/2005                       241000                    240545.87
CA                                 11/1/2005                       250000                    249542.35
KY                                 10/1/2005                        54320                     54300.21
CA                                 11/1/2005                       300000                    299098.57
MI                                 11/1/2005                       204000                    203868.58
MA                                 10/1/2005                       104500                    104474.14
FL                                 11/1/2005                        50000                     49975.92
FL                                 11/1/2005                       128000                    127907.82
CT                                 11/1/2005                       274000                    273806.61
CA                                 10/1/2005                       172000                    171952.14
CA                                 11/1/2005                       292500                    292301.74
IL                                 11/1/2005                       113600                    113526.82
KY                                 10/1/2005                       126350                     126268.6
NC                                 11/1/2005                        85500                     85452.81
SC                                 11/1/2005                       232000                    231869.26
IL                                 11/1/2005                       313500                    313073.61
NH                                 11/1/2005                       150000                    149894.13
IA                                 11/1/2005                        66400                     66373.61
FL                                 11/1/2005                       121200                    121132.41
FL                                 11/1/2005                       166000                     165898.4
FL                                 12/1/2005                       164000                     163879.5
FL                                 11/1/2005                       193600                    193459.17
NJ                                 11/1/2005                       217000                     216854.1
NJ                                 11/1/2005                       231000                    230836.96
IN                                 11/1/2005                       101200                    101159.79
FL                                 11/1/2005                       100000                     99791.15
NV                                 11/1/2005                        52800                     52735.79
CA                                 11/1/2005                       200000                    199375.98
CA                                 11/1/2005                       200000                    199671.18
NE                                 11/1/2005                        84150                     84104.04
FL                                 11/1/2005                       161000                    160859.33
CT                                 11/1/2005                       205000                    204836.88
FL                                 11/1/2005                       121500                     121427.9
FL                                 11/1/2005                        87750                     87702.56
NY                                 11/1/2005                       320000                    319702.18
NV                                 11/1/2005                       152000                    151896.97
MN                                 11/1/2005                        36200                     36163.78
VA                                 11/1/2005                       153000                    152924.74
PA                                 11/1/2005                        79600                     79566.97
MA                                 11/1/2005                       334738                    334489.57
AZ                                 11/1/2005                        75000                     74916.03
AZ                                 11/1/2005                       131250                    131171.31
NJ                                 11/1/2005                       230000                     229483.5
CA                                 10/1/2005                        50050                     50000.05
VA                                 11/1/2005                       247000                    246827.42
GA                                 11/1/2005                       100000                     99908.72
RI                                 11/1/2005                       126000                    125868.45
CA                                 11/1/2005                       217000                    216846.85
GA                                 11/1/2005                       154400                    154296.99
PA                                 11/1/2005                       119000                    118940.85
CA                                 11/1/2005                        84500                     84456.19
CA                                 11/1/2005                       249520                    249373.26
OR                                 11/1/2005                        77000                     76931.73
TX                                 11/1/2005                        68000                     67974.95
GA                                 11/1/2005                        60000                     59982.83
GA                                 11/1/2005                        77600                     77564.56
IL                                 11/1/2005                       206836                    206442.48
NY                                 11/1/2005                        85500                     85378.93
FL                                 11/1/2005                       166000                     165903.5
IN                                 11/1/2005                        65200                     65151.99
NJ                                 11/1/2005                       104000                    103954.48
NJ                                 11/1/2005                       195000                    194852.36
IL                                 11/1/2005                        94400                     94353.08
WA                                 11/1/2005                       225240                       225240
VA                                 10/1/2005                       273750                    273564.44
FL                                 11/1/2005                        68000                     67869.12
FL                                 11/1/2005                        94500                     94441.56
FL                                 11/1/2005                        86700                     86662.46
CO                                 11/1/2005                       189600                       189600
NJ                                 11/1/2005                       181000                    180812.29
VA                                 11/1/2005                        84800                     84745.37
AZ                                 11/1/2005                       220000                    219799.18
PA                                 11/1/2005                       148400                    148284.23
FL                                 11/1/2005                       182700                     182567.1
FL                                 11/1/2005                       200000                    199864.67
IL                                 11/1/2005                       151000                    150945.26
HI                                 11/1/2005                       372000                    371628.96
MI                                 11/1/2005                        65600                     65561.87
MI                                 11/1/2005                       132000                    131774.28
RI                                 11/1/2005                       184600                    184570.87
TX                                 11/1/2005                        82560                        82560
CT                                 11/1/2005                        75330                     75303.14
NC                                 11/1/2005                       111000                    110941.24
WI                                 11/1/2005                       163200                    163070.14
VA                                 11/1/2005                       228000                    227643.21
FL                                 11/1/2005                       217500                    217061.71
CO                                 11/1/2005                       232000                    231526.91
MA                                 11/1/2005                       300000                    299806.74
MA                                 11/1/2005                       242000                    241879.71
NY                                 11/1/2005                        35591                     35581.89
CA                                 11/1/2005                       296250                    296111.79
MO                                 11/1/2005                       155800                    155713.11
MI                                 11/1/2005                       137500                    137434.48
NE                                 11/1/2005                        90000                     89952.75
PA                                 11/1/2005                        61000                     60978.49
TX                                 11/1/2005                        61600                     61569.05
PA                                 11/1/2005                       242000                    241666.83
CA                                 11/1/2005                        30000                     29979.87
CA                                 11/1/2005                       320000                    319845.74
CA                                 11/1/2005                       305150                    305023.57
MD                                 11/1/2005                       141100                    141021.31
IN                                 11/1/2005                        78440                     78390.99
PA                                 11/1/2005                       224000                    223680.85
IL                                 11/1/2005                       304000                     303795.6
MS                                 11/1/2005                        76800                     76696.38
CA                                 10/1/2005                       262500                    262334.32
FL                                 11/1/2005                       117000                    116856.27
CA                                 11/1/2005                       156000                    155894.26
WA                                 11/1/2005                       313500                       313500
CT                                 11/1/2005                       200000                    199865.53
NY                                 11/1/2005                       117000                    116926.15
NY                                 11/1/2005                       250000                    249659.98
TX                                 12/1/2005                       108000                    107909.71
SD                                 11/1/2005                       190300                    190155.92
CA                                 11/1/2005                       150000                    149744.54
WY                                 11/1/2005                       112800                    112712.01
NY                                 12/1/2005                        50000                     49968.08
NY                                 11/1/2005                        61600                     61561.51
IL                                 11/1/2005                       119000                    118933.63
MI                                 11/1/2005                       147200                    147101.03
TX                                 11/1/2005                       129000                    128900.36
SC                                 11/1/2005                       121050                    120860.57
GA                                 11/1/2005                       139920                       139920
RI                                 12/1/2005                       172000                    171886.79
CT                                 11/1/2005                       171000                    170893.16
IL                                 11/1/2005                       149760                    149518.57
NH                                 10/1/2005                       223350                    223199.83
MI                                 11/1/2005                        61840                     61802.84
NJ                                 12/1/2005                       130000                    129871.82
CA                                 11/1/2005                       225000                    224630.06
CA                                 11/1/2005                       225000                    224537.89
TX                                 11/1/2005                        57200                     57183.45
MD                                 11/1/2005                       200000                    199871.16
CT                                 11/1/2005                       142000                    141931.61
CA                                 11/1/2005                       202500                    202316.94
NH                                 11/1/2005                       180000                    179897.51
CA                                 11/1/2005                        30000                     29928.52
TX                                 11/1/2005                       119200                    119115.02
CA                                 11/1/2005                       287941                    287832.83
WI                                 11/1/2005                       168800                    168653.59
NE                                 11/1/2005                       114000                    113935.76
MD                                 11/1/2005                       118300                    118221.49
AZ                                 11/1/2005                       126400                    126359.95
CA                                 11/1/2005                       233000                    232437.27
MO                                 11/1/2005                       135000                    134932.18
TX                                 11/1/2005                        90500                     90138.69
ID                                 11/1/2005                        33000                     32980.01
CT                                 11/1/2005                       207000                     206853.9
NJ                                 11/1/2005                       195000                    194874.38
AL                                 11/1/2005                        50400                     50370.09
NH                                 11/1/2005                        70000                     69977.13
FL                                 11/1/2005                       108000                     107926.8
MA                                 11/1/2005                       504000                    503647.85
IN                                 11/1/2005                        92000                     91948.15
MI                                 11/1/2005                        79200                      79152.6
MI                                 11/1/2005                        95200                     95144.66
CA                                 11/1/2005                       153000                    152758.18
MI                                10/16/2005                        88000                      87845.9
FL                                 12/1/2005                       300000                       300000
ME                                 11/1/2005                        50000                     49977.64
CA                                 11/1/2005                       311200                    311096.27
TX                                 11/1/2005                        70400                     70351.46
MI                                 11/1/2005                       121960                    121868.58
MI                                 11/1/2005                       153000                    152543.13
NV                                 11/1/2005                       172000                    171905.86
NV                                 11/1/2005                       276000                       276000
NV                                 11/1/2005                       276000                       276000
NV                                 11/1/2005                       170000                    169901.91
TX                                 11/1/2005                       136800                     136670.2
TX                                 11/1/2005                        64000                     63971.63
MI                                 11/1/2005                       177900                    177801.81
CA                                 11/1/2005                       329500                    328547.13
MA                                 11/1/2005                       104000                       104000
CT                                 11/1/2005                       187200                    187094.51
NJ                                 11/1/2005                       100100                    100055.25
TX                                 11/1/2005                       122384                    122253.53
TX                                 11/1/2005                       151200                    151094.14
NY                                 11/1/2005                       264000                    263521.39
TN                                 11/1/2005                        72000                     71975.42
TN                                 11/1/2005                       208000                    207826.11
CT                                 11/1/2005                       132800                    132721.19
TX                                 11/1/2005                       153964                    153864.82
FL                                 11/1/2005                        96000                     95957.38
FL                                 11/1/2005                       188700                     188555.7
PA                                 11/1/2005                       172800                    172600.44
NV                                 11/1/2005                       252000                     251811.1
FL                                 11/1/2005                       270000                    269733.77
CA                                 11/1/2005                       308750                    308166.82
CA                                 10/1/2005                       248250                    248027.75
CA                                 11/1/2005                       280000                    279779.39
NJ                                 11/1/2005                       260000                    259612.87
VT                                 11/1/2005                        88000                     87936.31
NY                                 11/1/2005                       177000                    176823.46
NY                                 11/1/2005                        91700                      91658.1
MI                                 11/1/2005                       100000                      99816.1
MI                                 11/1/2005                        59375                      59353.6
MO                                 12/1/2005                        65600                     65579.94
CT                                 11/1/2005                       126000                    125925.99
NY                                 11/1/2005                       307000                     306670.9
DE                                 11/1/2005                       155000                    154943.39
FL                                 11/1/2005                       243000                    242757.63
FL                                 11/1/2005                       145000                    144909.41
MO                                 11/1/2005                       200000                    199854.52
NY                                 11/1/2005                        76000                     75961.82
IL                                 11/1/2005                       196000                    195871.13
FL                                 11/1/2005                       104000                    103840.45
FL                                 11/1/2005                       112000                    111936.22
FL                                 11/1/2005                       210000                    209912.88
FL                                 11/1/2005                       111920                    111836.11
FL                                 11/1/2005                       198400                    198255.68
FL                                 12/1/2005                       257000                    256821.88
FL                                 11/1/2005                       279000                    278781.92
MO                                 11/1/2005                       100000                     99912.21
FL                                 11/1/2005                       158600                    158495.72
CA                                 11/1/2005                       209500                    209327.94
TX                                 11/1/2005                        88800                      88733.5
TX                                 11/1/2005                       180000                       179886
AZ                                 11/1/2005                       192000                    191882.24
PA                                 11/1/2005                        54000                     53974.81
MI                                 11/1/2005                        96000                     95857.05
MI                                 11/1/2005                       100000                     99924.29
MI                                 11/1/2005                       110320                    110240.55
NY                                 11/1/2005                       221000                    220760.25
TX                                 11/1/2005                       130952                    130591.47
RI                                 11/1/2005                        75000                     74946.14
CO                                 11/1/2005                        50000                     49970.42
CO                                 11/1/2005                        78000                     77858.41
MI                                 11/1/2005                       164700                    164614.61
CA                                 12/1/2005                       300000                    299725.14
MI                                 11/1/2005                        84400                     84350.94
CA                                 11/1/2005                       226000                    225770.24
CA                                 11/1/2005                       345000                    344777.75
TX                                 11/1/2005                        70205                     70183.76
IL                                 11/1/2005                       295200                    294940.82
MI                                 11/1/2005                        67760                     67717.67
MD                                 10/1/2005                       183000                    182896.88
TX                                 11/1/2005                        51200                     51167.35
TX                                 11/1/2005                       189200                    189043.37
TX                                 11/1/2005                       104000                       103937
RI                                 11/1/2005                       233600                       233600
NY                                 11/1/2005                       180000                    179888.69
WA                                 10/1/2005                       256600                    256168.89
CT                                 11/1/2005                       190680                       190568
IN                                 11/1/2005                        50400                     50375.03
IN                                 10/1/2005                        53100                     53076.26
NY                                 11/1/2005                       107200                    107133.71
NY                                 11/1/2005                       271188                    270844.47
NV                                 11/1/2005                       194000                    193642.86
NV                                 11/1/2005                       152000                    151858.53
MA                                 11/1/2005                       203500                    203345.57
TX                                 11/1/2005                        91200                     91147.53
AZ                                 11/1/2005                       160000                    159856.32
NY                                 11/1/2005                       275000                    274204.58
WA                                 11/1/2005                       155000                    154882.64
NC                                 11/1/2005                       135200                    134937.66
KS                                 11/1/2005                       145000                     144899.7
RI                                 11/1/2005                       315000                    314481.07
AZ                                 12/1/2005                       153900                    153578.98
OK                                 11/1/2005                        50400                     50375.68
OK                                 11/1/2005                        56700                     56672.64
MI                                 11/1/2005                       129000                    128902.33
NJ                                 11/1/2005                       359200                    358859.17
FL                                 11/1/2005                       144500                    144364.21
NJ                                 11/1/2005                       198400                     198266.6
CT                                 11/1/2005                       283500                    283303.91
IL                                 11/1/2005                       182400                    182290.63
RI                                 11/1/2005                       191000                    190820.51
RI                                 11/1/2005                       130000                    129890.24
NC                                 11/1/2005                        83300                     83239.41
AR                                 11/1/2005                       127000                    126924.46
MI                                 11/1/2005                       170000                    169906.17
CA                                 11/1/2005                       165000                     164937.2
PA                                 11/1/2005                        65600                     65577.27
NY                                11/21/2005                       138000                    137896.55
TX                                 11/1/2005                       118240                    118157.39
TX                                 10/1/2005                       142379                    142282.49
TX                                 11/1/2005                       140000                    139910.54
TX                                 11/1/2005                        88000                     87909.45
TX                                 11/1/2005                       121775                    121713.18
MA                                 11/1/2005                       270750                       270750
MD                                 11/1/2005                        85500                     85453.78
CO                                 11/1/2005                       216000                    215880.53
NY                                 11/1/2005                       220000                    219638.27
MA                                 11/1/2005                       325000                    324884.61
FL                                 11/1/2005                       110000                    109934.72
NY                                 11/1/2005                       260000                    259808.96
CT                                 11/1/2005                       171000                    170920.23
CT                                 11/1/2005                       198500                    198340.48
NY                                 11/1/2005                       276560                       276560
PA                                 11/1/2005                       158100                    157895.19
CO                                 11/1/2005                       250000                       250000
PA                                 11/1/2005                        53600                     53575.47
IA                                 11/1/2005                        84550                     84459.88
IA                                 11/1/2005                        69999                     69959.55
VA                                 11/1/2005                       282150                    281971.92
VA                                 11/1/2005                       154375                    154179.45
IL                                 11/1/2005                       300000                    299741.71
IL                                 11/1/2005                       183500                    183183.13
IL                                 11/1/2005                       256000                    255889.15
PA                                 11/1/2005                        76500                     76457.77
CT                                 11/1/2005                       210000                    209851.78
TX                                 11/1/2005                       317600                    317364.29
RI                                 11/1/2005                       337500                    336918.35
TX                                 11/1/2005                     133755.2                    133662.68
NH                                 11/1/2005                       115000                    114910.29
CA                                 11/1/2005                       152950                    152854.45
CO                                 11/1/2005                       184500                    184155.67
OR                                 11/1/2005                       290000                    289775.56
IL                                 11/1/2005                       130400                    130303.22
MA                                 11/1/2005                       495000                    494202.03
IL                                 11/1/2005                       174000                    173917.26
CT                                 11/1/2005                       163000                    162439.03
CT                                 12/1/2005                       212000                     211856.3
CA                                 11/1/2005                       230000                    229824.11
TX                                 11/1/2005                       110200                    110136.99
PA                                 11/1/2005                        83200                     83141.28
WA                                 11/1/2005                       200000                    199813.86
HI                                 11/1/2005                       303000                    302748.08
MD                                 11/1/2005                       240000                    239846.96
GA                                 11/1/2005                       154400                    154163.14
NC                                 11/1/2005                       142000                    141913.09
AZ                                 11/1/2005                       184500                    184341.15
NJ                                 11/1/2005                       216000                    215885.72
TX                                 10/1/2005                       320000                    319771.86
SC                                 11/1/2005                        60800                     60772.52
MI                                 11/1/2005                       102268                    102205.14
IL                                 11/1/2005                       133000                     132878.6
TX                                 10/1/2005                       120000                    119939.08
CT                                 11/1/2005                        93000                     92945.37
TX                                 11/1/2005                        95600                     95542.09
FL                                 11/1/2005                       116250                    116162.86
CA                                 11/1/2005                       153750                    153698.66
MI                                 11/1/2005                       159600                     159507.1
TX                                 11/1/2005                        60000                     59965.84
PA                                 11/1/2005                       351000                    350795.96
FL                                 11/1/2005                       209000                    208859.48
FL                                 11/1/2005                       142500                     142416.3
HI                                 12/1/2005                       171000                    170896.41
FL                                 11/1/2005                        99750                        99600
VA                                 11/1/2005                        78000                     77960.82
FL                                 11/1/2005                       280000                    279810.21
MI                                 11/1/2005                        79800                     79748.59
MO                                 11/1/2005                        64350                     64323.87
MI                                 11/1/2005                       137655                       137569
MI                                 11/1/2005                        68320                     68230.77
NH                                 11/1/2005                       136000                    135774.18
TX                                 11/1/2005                       111952                    111884.18
NJ                                 11/1/2005                       244000                    243835.95
IA                                 11/1/2005                       109350                    109290.28
NV                                 11/1/2005                       276000                    275808.81
NV                                 11/1/2005                       265000                    264743.86
TX                                 11/1/2005                       147920                    147767.69
GA                                 11/1/2005                       151200                    151105.54
RI                                 11/1/2005                       190000                     189834.8
NY                                 11/1/2005                       279000                     278341.8
CA                                 11/1/2005                        50000                     49966.11
TX                                 11/1/2005                        92000                     91888.14
MD                                 11/1/2005                       166925                    166797.35
CA                                 11/1/2005                       345000                    344685.08
AL                                 11/1/2005                        99000                     98945.92
IL                                 11/1/2005                       113000                    112937.63
PA                                 11/1/2005                       305900                    305594.89
OR                                 11/1/2005                       240000                    239777.71
TN                                 11/1/2005                       114400                    114320.07
TN                                 11/1/2005                        58500                     58474.12
TN                                 11/1/2005                       105000                    104972.43
IN                                 11/1/2005                        80000                     79942.39
PA                                 11/1/2005                       209600                    209410.79
DE                                 12/1/2005                       135000                    134868.16
CA                                 11/1/2005                       294972                    294971.99
CA                                 11/1/2005                        70000                     69971.27
GA                                 11/1/2005                        63000                     62795.54
NY                                 11/1/2005                       427500                     427169.8
CA                                 11/1/2005                       233750                    233588.31
SC                                 11/1/2005                        70000                     69950.59
NH                                 11/1/2005                       106500                    106411.84
CT                                 11/1/2005                       150000                    149879.21
VA                                 11/1/2005                       120000                    119889.39
NY                                 11/1/2005                       144000                    143929.91
NJ                                 11/1/2005                       161000                    160698.94
FL                                 11/1/2005                       159250                    159119.21
FL                                 11/1/2005                       106400                    106374.41
FL                                 11/1/2005                       134480                    134394.25
FL                                 11/1/2005                       133000                    132965.59
FL                                 11/1/2005                       173592                    173468.24
NH                                 12/1/2005                       112000                     111955.5
NH                                 11/1/2005                       116000                    115962.98
MD                                 11/1/2005                       148000                     147901.5
NY                                 11/1/2005                       456000                       456000
KY                                 11/1/2005                       138000                     137902.6
FL                                 11/1/2005                       101250                       101167
FL                                 11/1/2005                       178000                    177880.57
FL                                 11/1/2005                       148000                    147756.19
CA                                 11/1/2005                       125000                    124880.08
NH                                 11/1/2005                       303750                    303045.89
AZ                                 11/1/2005                       150500                    150261.28
AZ                                 11/1/2005                       130000                    129899.59
NY                                 11/1/2005                       310000                    309688.43
NJ                                 11/1/2005                       210000                    209850.28
VA                                 11/1/2005                        60000                     59896.19
PA                                 11/1/2005                        50100                     50031.73
RI                                 11/1/2005                       232000                    231610.98
NC                                 11/1/2005                       270750                    270590.98
MD                                 11/1/2005                       285000                    284823.76
CA                                 11/1/2005                       160000                    159692.05
WA                                 10/1/2005                       354250                    354109.23
CA                                 11/1/2005                       190000                    189916.84
CA                                 11/1/2005                       275200                     275043.3
CA                                 11/1/2005                       155000                    153640.77
CA                                 11/1/2005                       125317                    125023.93
UT                                 11/1/2005                       231800                    231561.75
TN                                 11/1/2005                       184000                     183813.3
NJ                                 11/1/2005                       260000                    259810.88
CA                                 11/1/2005                       312800                       312800
CA                                 11/1/2005                       300000                     299730.9
CA                                 11/1/2005                       350000                    349683.59
FL                                 11/1/2005                       232000                    231804.13
FL                                 10/1/2005                       350000                     349677.4
GA                                 11/1/2005                       110000                    109601.46
TX                                 11/1/2005                        87992                     87929.27
WA                                 11/1/2005                       143000                    142890.65
FL                                 11/1/2005                       204000                       203844
FL                                 11/1/2005                       126000                    125783.33
AL                                 12/1/2005                        50000                     49971.47
WA                                 11/1/2005                        95000                     94951.77
CA                                 11/1/2005                        50000                     49983.49
NC                                 11/1/2005                        57120                      57073.9
PA                                 12/1/2005                        54000                     53961.89
MO                                 11/1/2005                        61500                     61478.03
MO                                 11/1/2005                        64000                     63974.29
NJ                                 11/1/2005                       253000                     252831.8
CA                                 12/1/2005                       275500                    275038.05
NY                                 11/1/2005                       207664                    207491.62
CA                                 11/1/2005                       224000                    223823.51
CA                                 11/1/2005                       140085                    139825.57
CA                                 11/1/2005                       219600                    219426.98
FL                                 11/1/2005                       106200                    106104.92
NY                                 12/1/2005                        70400                        70400
WA                                 11/1/2005                       168000                    167773.35
AL                                 11/1/2005                       265500                    265321.86
CA                                 11/1/2005                        50000                     49937.07
MA                                 12/1/2005                       313500                    313300.09
NJ                                 11/1/2005                        87200                     87151.36
MD                                 11/1/2005                       195000                    194906.09
CA                                 11/1/2005                       245000                    244634.03
CA                                 11/1/2005                       177000                     176878.8
WA                                 11/1/2005                       215000                    214754.26
VA                                 11/1/2005                       255000                    254750.96
MI                                 11/1/2005                        84170                      84128.6
MO                                 11/1/2005                       104720                    104669.57
RI                                 11/1/2005                       228000                       228000
GA                                 11/1/2005                       173920                       173920
RI                                 11/1/2005                       241000                    240706.97
VA                                 10/1/2005                        52600                     52567.32
FL                                 11/1/2005                        97520                     97316.31
VA                                 10/1/2005                       332500                    332326.54
IN                                 11/1/2005                       100340                    100314.79
MA                                 11/1/2005                       180000                     179799.4
NY                                 10/1/2005                       282000                    281522.48
NY                                 11/1/2005                       280000                    279800.38
PA                                 11/1/2005                       333000                    332717.22
MA                                 11/1/2005                       347000                       347000
CT                                 11/1/2005                       168000                    167901.32
FL                                 10/1/2005                       345600                    345424.55
PA                                 10/1/2005                       112625                    112560.87
PA                                 11/1/2005                       215910                    215764.83
NY                                 11/1/2005                       422450                    422123.06
TX                                 11/1/2005                        52000                      51983.2
CO                                 11/1/2005                       101300                    101202.87
FL                                 11/1/2005                       173700                    173441.37
MD                                 12/1/2005                       225000                    224613.86
NJ                                 11/1/2005                       139200                    139169.37
TX                                 11/1/2005                        97755                     97703.79
TX                                 11/1/2005                       109473                    109408.04
MI                                 11/1/2005                       120000                    119920.13
NC                                 12/1/2005                       184396                     184263.2
CA                                 11/1/2005                       150000                    149824.97
WY                                 11/1/2005                       120000                    119907.31
CA                                 11/1/2005                       280000                       280000
NH                                 12/1/2005                       120000                    119934.45
MI                                 12/1/2005                       256500                    256358.42
MI                                 11/1/2005                       183200                    183069.39
MA                                 11/1/2005                       262320                       262320
MI                                 11/1/2005                        91500                     91448.97
KY                                 11/1/2005                       124800                    124765.27
TN                                 10/1/2005                       199500                    199388.74
CA                                 12/1/2005                       232000                    231841.14
GA                                 11/1/2005                       124000                    123928.51
TX                                 11/1/2005                        84800                     84765.94
FL                                 11/1/2005                       182000                    181910.48
AL                                 11/1/2005                        50040                     50013.51
GA                                 11/1/2005                       175500                    175286.61
GA                                 11/1/2005                       104000                       103937
GA                                 11/1/2005                       146200                    146118.47
FL                                 11/1/2005                        67125                     67093.19
CT                                 11/1/2005                       180000                    179926.91
MT                                 11/1/2005                       106320                       106320
CA                                 11/1/2005                       299000                    298325.26
AZ                                 11/1/2005                       158000                    157890.71
AL                                 10/1/2005                       106000                    105935.12
NY                                 11/1/2005                       124000                    123946.31
VT                                 11/1/2005                        90000                     89810.09
CT                                 11/1/2005                        65000                      64962.6
MI                                 11/1/2005                        80800                     80751.55
PA                                 11/1/2005                       110400                    110322.14
MO                                 11/1/2005                       162500                    162397.44
MD                                 11/1/2005                       190000                     189901.5
TX                                 11/1/2005                       174444                    174329.31
TX                                 11/1/2005                        58400                     58371.87
TX                                 11/1/2005                        96800                     96207.85
TX                                 11/1/2005                       132000                    131910.35
CO                                 11/1/2005                       149450                     149368.2
MI                                 11/1/2005                       134400                     134314.3
AZ                                 10/1/2005                       306000                       305766
PA                                 11/1/2005                       119200                    119118.38
AZ                                 11/1/2005                       140000                    139877.08
AZ                                 11/1/2005                       166000                    165863.93
AZ                                 11/1/2005                       150000                    149850.67
AZ                                 11/1/2005                       196000                    195812.23
NC                                 11/1/2005                       195350                    195193.01
PA                                 11/1/2005                        90000                     89943.19
CT                                 11/1/2005                       112000                    111924.69
CA                                 12/1/2005                       225000                     224533.5
MA                                 11/1/2005                       105000                    104913.77
TX                                 12/1/2005                        50000                     49942.37
ME                                 11/1/2005                       170000                    169657.43
TX                                 11/1/2005                        77035                     76992.48
IN                                 10/1/2005                        59850                      59823.8
TX                                 11/1/2005                        50400                     50378.41
SC                                 11/1/2005                       180000                    179887.55
PA                                 11/1/2005                       207000                    206714.68
GA                                 11/1/2005                       124000                    123930.85
MI                                 11/1/2005                        86400                      86321.3
NY                                 11/1/2005                       300000                    299460.33
FL                                 10/1/2005                       169125                    168999.48
PA                                 11/1/2005                       191200                    191099.84
CA                                 11/1/2005                       266000                    265448.49
SC                                  1/1/2006                       164250                    164170.06
FL                                 10/1/2005                       175750                    175656.77
FL                                 11/1/2005                       221250                    221082.49
FL                                 11/1/2005                        92075                     91926.28
FL                                 11/1/2005                       143000                    142864.31
CA                                 11/1/2005                       276000                    275537.19
NV                                 11/1/2005                       142000                    141880.11
NV                                 11/1/2005                       152150                       152019
NV                                 11/1/2005                       202400                    202110.48
MD                                 11/1/2005                       200000                       200000
TN                                 11/1/2005                        92000                     91933.08
MA                                 11/1/2005                       333000                    332701.87
GA                                 11/1/2005                       116000                    115929.73
PA                                 11/1/2005                       118400                    118329.73
MD                                 11/1/2005                       107200                    107100.23
GA                                 11/1/2005                       336800                    336114.82
TX                                 11/1/2005                       152300                     152188.1
CA                                 11/1/2005                       517000                    516563.52
FL                                 11/1/2005                       140000                    139886.37
CA                                 11/1/2005                       300016                    299747.41
IL                                 10/1/2005                        65250                     65212.07
WI                                 11/1/2005                       264600                    264465.68
MA                                 11/1/2005                       388000                    387654.53
NC                                 11/1/2005                       180000                    179881.65
TX                                 11/1/2005                       118392                     118181.5
CT                                 11/1/2005                       213750                    213366.23
PA                                 11/1/2005                       122313                    122230.76
HI                                 11/1/2005                       190000                    189872.52
AL                                 11/1/2005                        84600                     84374.41
TX                                 11/1/2005                       100720                    100606.53
CA                                 11/1/2005                       150000                    149924.47
PA                                 12/1/2005                     291526.4                    290977.05
FL                                 11/1/2005                       225000                    224896.14
DE                                 11/1/2005                        61200                     61122.47
CT                                 11/1/2005                       170400                    170278.52
NY                                 11/1/2005                       571000                    570207.52
NJ                                 11/1/2005                       165000                    164863.43
FL                                 11/1/2005                       200000                       199850
ME                                 12/1/2005                       112500                    112445.24
HI                                 11/1/2005                       189000                    188679.95
PA                                 12/1/2005                       106400                    106293.53
CA                                 11/1/2005                       220000                    219826.67
IL                                 11/1/2005                       235300                    235132.24
FL                                 11/1/2005                       160000                    159864.25
FL                                 11/1/2005                       131750                    131529.07
CA                                 11/1/2005                       157500                       157352
CA                                 11/1/2005                       344000                    343667.26
NJ                                 11/1/2005                       252000                    251842.56
RI                                 11/1/2005                       207800                    207333.83
NH                                 11/1/2005                       141500                    141354.38
PA                                 11/1/2005                        84800                      84727.7
TX                                 11/1/2005                       128000                    127929.35
FL                                 12/1/2005                       140800                    140687.31
FL                                 11/1/2005                       150000                    149870.85
NJ                                11/12/2005                       115000                    114931.05
RI                                 11/1/2005                       237500                    237390.36
CA                                 11/1/2005                       279000                    278576.22
GA                                 10/1/2005                       105000                    104942.34
CA                                 11/1/2005                        52500                     52448.15
CA                                 11/1/2005                       165000                    164848.48
NY                                 12/1/2005                       348000                    347246.23
OR                                 11/1/2005                       124000                    123903.27
CA                                 10/1/2005                       400000                    399672.12
CA                                 11/1/2005                       190000                    189824.87
CA                                 11/1/2005                       288750                     288250.4
TX                                 11/1/2005                       200000                       200000
CA                                 11/1/2005                       312000                       312000
FL                                 11/1/2005                       180000                    179920.37
FL                                 11/1/2005                       264400                     264311.3
MI                                 11/1/2005                       148000                    147927.61
MO                                 11/1/2005                        72000                     71966.76
MO                                 11/1/2005                        85000                     84958.98
FL                                 11/1/2005                       168750                    168456.39
FL                                 11/1/2005                       173110                    172932.66
CT                                 11/1/2005                       300000                    299434.68
PA                                 11/1/2005                        60000                      59957.5
CA                                 11/1/2005                       153000                    152703.26
CT                                 11/1/2005                       208500                    208355.79
NH                                 12/1/2005                       168000                    167848.11
NY                                 11/1/2005                       270000                    269609.88
WA                                 11/1/2005                        90000                     89946.59
FL                                 11/1/2005                       140000                    139785.22
GA                                 11/1/2005                       192000                    191922.87
CT                                 11/1/2005                       260000                    259782.64
CT                                 11/1/2005                       199800                    199626.08
AL                                 11/1/2005                        68000                     67631.31
CO                                 11/1/2005                       180000                    179885.22
TX                                 11/1/2005                        70000                     69970.65
NY                                 12/1/2005                       336000                    335600.65
MD                                 11/1/2005                       168750                    168679.99
NY                                 11/1/2005                        84000                     83966.62
NY                                 11/1/2005                        69300                      69279.5
VA                                 11/1/2005                       196000                    195822.82
RI                                 12/1/2005                       195000                    194636.07
RI                                 11/1/2005                       184000                    183832.04
RI                                 11/1/2005                       209000                    208847.97
CT                                 11/1/2005                       116800                    116716.56
CT                                 10/1/2005                       143650                    143549.64
SD                                 11/1/2005                       149600                    149514.82
TX                                 11/1/2005                        95544                     95487.19
TX                                 10/1/2005                       155200                    155097.96
IA                                 11/1/2005                        60800                      60779.2
CT                                 11/1/2005                       281000                    280811.45
MI                                 11/1/2005                       126000                    125908.35
CA                                 11/1/2005                        70000                     69877.94
MI                                 11/1/2005                       172000                    171858.73
NY                                 11/1/2005                       276000                    275752.81
AZ                                 11/1/2005                       131128                       131128
FL                                 11/1/2005                       128000                    127915.67
NY                                 11/1/2005                       313500                    312849.99
CA                                 11/1/2005                       571200                    570678.59
FL                                 11/1/2005                        84000                     83940.71
IN                                 11/1/2005                        96800                     96749.29
FL                                 11/1/2005                       169600                    169515.69
CT                                 11/1/2005                        88800                     88739.81
NY                                 11/1/2005                       325000                    324709.04
FL                                 11/1/2005                        55500                     55474.65
FL                                 11/1/2005                       126750                    126536.36
FL                                 11/1/2005                       359000                    358699.88
NJ                                 11/1/2005                       260000                     259688.5
MA                                 11/1/2005                       320000                    319670.41
MA                                 11/1/2005                       285000                    284865.62
VA                                 11/1/2005                       124200                    123111.66
IL                                 10/1/2005                       100000                     99940.04
IL                                 11/1/2005                       173500                    173384.53
CT                                 11/1/2005                       182700                    182441.26
CA                                 11/1/2005                       260000                       260000
NY                                 11/1/2005                       199200                    199199.45
RI                                 11/1/2005                       268000                    267475.19
KY                                 11/1/2005                       114950                    114883.18
PA                                 11/1/2005                       184500                       184500
FL                                 11/1/2005                       202000                    201928.83
MD                                 11/1/2005                       190500                     190390.4
NJ                                 11/1/2005                       192000                     191809.3
PA                                 11/1/2005                       126000                    125823.35
MI                                 12/1/2005                        83200                     83086.53
AZ                                 11/1/2005                       162500                    162369.41
TX                                 10/1/2005                       196000                    195863.05
IL                                 11/1/2005                       136000                       136000
MA                                 11/1/2005                       359000                    358943.01
MA                                 12/1/2005                        88000                     87940.83
MA                                 11/1/2005                       259200                     258997.8
CO                                 11/1/2005                       334400                       334400
MD                                 11/1/2005                       321750                    321616.23
TX                                 11/1/2005                        56100                     55833.12
KY                                 11/1/2005                       126350                    126312.74
MD                                 11/1/2005                       263000                    262857.83
PA                                 11/1/2005                       148750                    148678.36
MI                                 11/1/2005                       323000                    322802.22
MI                                 11/1/2005                       273504                    273236.89
TN                                 11/1/2005                       105300                    105231.32
NE                                 10/1/2005                        72000                     71967.46
CA                                 11/1/2005                       254548                       254548
TN                                 11/1/2005                        64600                     64564.27
TX                                 11/1/2005                       112800                     112688.6
CA                                 11/1/2005                       336500                    336180.71
NJ                                 11/1/2005                       243800                    243743.08
NY                                 11/1/2005                       416000                       416000
NY                                 11/1/2005                       459600                       459600
GA                                 11/1/2005                       181600                    181448.18
RI                                 11/1/2005                       301000                    300711.64
IN                                 11/1/2005                       138700                    138598.42
NY                                 11/1/2005                       157000                    156882.31
PA                                 11/1/2005                        92500                     92385.13
GA                                 11/1/2005                       120000                     119666.4
SC                                 11/1/2005                       129200                    129099.01
CA                                 11/1/2005                       200000                    199816.37
CA                                 11/1/2005                       250000                       249791
CA                                 11/1/2005                       434000                    433069.88
CT                                 11/1/2005                        63000                        62859
MI                                 11/1/2005                       228780                    228449.43
NH                                 11/1/2005                       249600                    249405.06
MI                                 11/1/2005                        65000                      64962.6
CT                                 11/1/2005                       295000                    294817.58
WI                                 11/1/2005                        91200                     91177.08
WI                                 11/1/2005                       155000                    154908.96
VA                                 11/1/2005                       300000                     299363.7
NJ                                 11/1/2005                       310500                       310500
MA                                 11/1/2005                       252800                    252620.68
SC                                 11/1/2005                        64350                     64322.13
FL                                 11/1/2005                       132000                    131910.53
AL                                 11/1/2005                       138700                     138599.1
CA                                 11/1/2005                       175000                    174682.74
IN                                 11/1/2005                        50050                     49993.09
FL                                 11/1/2005                       208250                    208116.43
FL                                 11/1/2005                       100000                     99922.76
FL                                 11/1/2005                       175000                    174852.26
NY                                 11/1/2005                       355300                    355130.68
NY                                 11/1/2005                       301500                    301315.46
FL                                 11/1/2005                        66000                     65962.42
FL                                 11/1/2005                       105000                    104926.64
IL                                 11/1/2005                       109500                     109340.2
AZ                                 10/1/2005                       218391                       218391
NY                                 11/1/2005                       264875                    264641.31
CA                                 10/1/2005                       308000                     307361.4
MI                                 11/1/2005                        82050                     82024.63
FL                                 11/1/2005                       268800                     268565.8
MA                                 11/1/2005                       219040                    219005.78
CA                                 11/1/2005                       139000                    138890.48
RI                                 11/1/2005                       261000                    260763.75
RI                                 11/1/2005                       100000                     99807.53
CO                                 12/1/2005                       134320                    134241.92
CA                                 11/1/2005                       304500                       304500
MO                                 11/1/2005                       151000                    150886.81
FL                                 10/1/2005                       250200                    250046.87
FL                                 12/1/2005                        78000                     77956.04
FL                                 12/1/2005                        80000                     79954.92
CA                                 11/1/2005                       208950                    208516.76
CA                                 11/1/2005                       210000                    209729.07
FL                                 11/1/2005                       147200                    147124.48
FL                                 11/1/2005                       185000                    184788.38
TX                                 11/1/2005                        89500                     89459.56
TX                                 12/1/2005                       137520                    137427.54
TX                                 11/1/2005                       101600                    101529.01
TX                                 11/1/2005                       127120                    127020.84
TX                                 11/1/2005                        68000                     67959.64
TX                                 11/1/2005                        78320                     78253.22
CA                                 11/1/2005                       272000                     271718.7
MI                                 11/1/2005                        61840                     61801.36
FL                                 11/1/2005                       157500                    157308.49
GA                                 11/1/2005                        84000                     83960.39
GA                                 11/1/2005                        50400                     50377.22
CA                                 11/1/2005                       242500                     241701.1
AZ                                 11/1/2005                        94400                     94377.64
NY                                 11/1/2005                       396000                       396000
MI                                 11/1/2005                       122800                    122722.49
MI                                 11/1/2005                       214900                     214592.6
FL                                 11/1/2005                       165000                    164873.83
VT                                 11/1/2005                       137900                    137739.36
IN                                 11/1/2005                       187500                     187389.3
MO                                 11/1/2005                       149500                    149418.16
MO                                 11/1/2005                       212000                    211862.02
MO                                 10/1/2005                        65600                     65583.99
MA                                 12/1/2005                       190000                     189854.7
GA                                 11/1/2005                        67600                     67567.44
WI                                 10/1/2005                        80750                     80711.93
NJ                                 11/1/2005                       259250                    259085.02
MI                                 11/1/2005                       180500                    180459.69
WA                                 11/1/2005                       164800                    164680.12
NJ                                 12/1/2005                       180000                       180000
CA                                 11/1/2005                       195000                    194799.38
VA                                 11/1/2005                       127500                    127361.75
MD                                 11/1/2005                       180000                    179855.34
MA                                 11/1/2005                       144000                    143925.35
CT                                 11/1/2005                       146300                    146223.35
CT                                 11/1/2005                        80000                      79947.4
KS                                 12/1/2005                        52700                     52683.68
FL                                 11/1/2005                       139500                    139412.85
NJ                                 11/1/2005                       188000                    187966.94
CA                                 11/1/2005                       338000                    337650.44
AK                                 11/1/2005                       351272                       351272
GA                                 11/1/2005                       121500                    121454.56
NJ                                 11/1/2005                       288000                    287951.66
GA                                 11/1/2005                       161500                       161500
CA                                 11/1/2005                        85000                     84932.23
CA                                 12/1/2005                       256000                       256000
MI                                 11/1/2005                        66400                     66366.64
MA                                 11/1/2005                       350000                    349689.69
FL                                 11/1/2005                       125910                    125726.24
AL                                 11/1/2005                        53900                      53873.2
AL                                 11/1/2005                        82000                     81957.49
CT                                 11/1/2005                       216000                    215821.19
MN                                 11/1/2005                       117000                    116419.69
CT                                 11/1/2005                       100000                     99940.04
NY                                 11/1/2005                       543150                     542644.5
NY                                 11/1/2005                       460000                    459472.36
NY                                 11/1/2005                       424000                    423601.56
NY                                 11/1/2005                       388000                    387601.67
NY                                 11/1/2005                       440000                       439900
NY                                 11/1/2005                       392000                       392000
NY                                 11/1/2005                       388000                    387700.31
AR                                 11/1/2005                        55100                     54962.73
FL                                 11/1/2005                       110000                    109926.19
MI                                 11/1/2005                        75905                     75863.97
TN                                 10/1/2005                        68250                     68222.29
IL                                 11/1/2005                       134000                    133906.84
IL                                 11/1/2005                       266000                    265925.19
IL                                 11/1/2005                       166500                    166449.47
WI                                 11/1/2005                       171000                    170576.27
ID                                 11/1/2005                        64000                     63979.37
NY                                 11/1/2005                       170100                    169831.16
MD                                 11/1/2005                       198000                    197597.19
FL                                 11/1/2005                       267000                    266441.64
TX                                 11/1/2005                       252000                       252000
SC                                 11/1/2005                       162900                       162900
CO                                 11/1/2005                       144000                       144000
TN                                 11/1/2005                       140000                    139907.76
FL                                 11/1/2005                       214000                    213815.39
CA                                 11/1/2005                       196000                    195806.74
RI                                 11/1/2005                       198400                    198283.23
TX                                 11/1/2005                        50400                     50383.17
GA                                 11/1/2005                       175500                    175301.05
FL                                 11/1/2005                        99450                     99348.63
TX                                 11/1/2005                       120000                    119922.69
WA                                 11/1/2005                       276000                    275812.92
MA                                 11/1/2005                       450000                    449302.75
NJ                                 11/1/2005                       242250                    242047.48
CT                                 11/1/2005                       180000                    179815.55
TN                                 11/1/2005                       176000                    175888.91
PA                                 11/1/2005                       173600                    173505.45
LA                                 11/1/2005                        96000                     95908.13
NJ                                 11/1/2005                       170000                    169890.49
FL                                 11/1/2005                        89250                     89203.41
CA                                 11/1/2005                       311000                    310324.02
TX                                 11/1/2005                       128000                    127942.03
MI                                 12/1/2005                       123500                    123417.13
NJ                                 11/1/2005                        68000                     67969.27
MA                                 11/1/2005                       193000                    192838.33
NY                                 11/1/2005                       150000                    149923.85
MO                                 11/1/2005                       125600                    125507.71
NC                                 12/1/2005                        64000                        63970
VA                                 11/1/2005                       111890                    111835.54
VA                                 11/1/2005                       114000                    113937.73
CA                                 11/1/2005                       310000                    309708.68
NJ                                 11/1/2005                       340000                    339726.76
NH                                 11/1/2005                       183150                    183054.05
PA                                 11/1/2005                       139200                    139088.13
TX                                 11/1/2005                        66480                     66441.75
MA                                 11/1/2005                       323000                    322408.73
NC                                 11/1/2005                       308550                    308368.77
MA                                 10/1/2005                       217000                    216695.16
FL                                 11/1/2005                       144000                    143731.25
FL                                 10/1/2005                       110400                    110345.12
MO                                 11/1/2005                        80000                     79968.89
CA                                 11/1/2005                       185000                    184817.59
PA                                 10/1/2005                       219500                    219281.07
MD                                 11/1/2005                       285000                    284829.12
IN                                 11/1/2005                       129600                    129477.03
MO                                 11/1/2005                       121550                    121486.22
FL                                 11/1/2005                       149500                    149417.48
VA                                 11/1/2005                       287100                    286926.07
CA                                 11/1/2005                       200000                    199800.51
CA                                 11/1/2005                       208000                    207852.33
KY                                 11/1/2005                        69600                     69489.77
KY                                 11/1/2005                        79920                     79899.02
KY                                 11/1/2005                       228000                    227835.81
MA                                 12/1/2005                       225000                    224844.38
GA                                 11/1/2005                       300050                    299856.31
GA                                 11/1/2005                        97600                     97551.48
MA                                 11/1/2005                       264000                    263804.07
FL                                 11/1/2005                       151500                    151417.08
FL                                 11/1/2005                       210000                    209870.14
MA                                 11/1/2005                       205600                       205600
TN                                 11/1/2005                       167120                    167063.94
MA                                 11/1/2005                       280000                     279583.1
PA                                 11/1/2005                        55250                     55212.55
CA                                 11/1/2005                       205000                    204831.64
NH                                 11/1/2005                       100000                     99965.98
AL                                 11/1/2005                        52000                     51983.75
TN                                 11/1/2005                        56700                     56627.37
TN                                 11/1/2005                       101250                    101198.06
NJ                                 11/1/2005                       200000                    199690.12
NJ                                 11/1/2005                       153000                    152856.22
PA                                 11/1/2005                       126000                    125914.59
PA                                 11/1/2005                       101250                    101178.54
FL                                 11/1/2005                       100000                     99912.03
FL                                 11/1/2005                       180000                    179655.99
OK                                 11/1/2005                       107250                    107205.02
FL                                 11/1/2005                       215000                    214860.08
FL                                 11/1/2005                       157500                       157359
VA                                 11/1/2005                       136000                       136000
CA                                 11/1/2005                       325000                    324260.97
PA                                 11/1/2005                       143250                    143159.58
PA                                 11/1/2005                        85000                     84947.97
PA                                 11/1/2005                       112000                     111937.4
PA                                 12/1/2005                       104000                    103950.86
FL                                 11/1/2005                       177160                    176885.49
KY                                 11/1/2005                        60000                     59958.92
AZ                                 11/1/2005                       136000                    135887.42
SD                                 11/1/2005                        97750                     97701.41
NV                                 11/1/2005                       352000                       352000
VA                                 11/1/2005                       120603                       120603
FL                                 11/1/2005                       116000                       116000
VA                                 11/1/2005                        96000                     95944.19
AR                                 11/1/2005                        87600                     87541.22
CA                                 11/1/2005                       214500                    214296.48
TX                                 11/1/2005                        56800                     56720.22
GA                                 11/1/2005                        72400                     72258.22
PA                                 11/1/2005                       140000                    139902.18
FL                                 11/1/2005                       145783                    145681.14
KS                                 11/1/2005                       128000                    127941.54
NY                                 11/1/2005                       216000                    215630.64
PA                                 11/1/2005                       247500                    247310.73
FL                                 11/1/2005                       114100                    113996.85
VA                                 11/1/2005                       121000                    120932.52
GA                                 11/1/2005                       310500                    310280.35
TX                                 11/1/2005                       160000                    159906.33
MA                                 11/1/2005                       256000                    255585.68
MA                                 10/1/2005                       206500                    206378.71
AL                                 11/1/2005                       110920                    110878.34
ID                                 11/1/2005                        55500                     55428.38
FL                                 12/1/2005                       117600                    117471.58
RI                                 11/1/2005                       163000                    162762.11
MA                                 11/1/2005                       300000                    298995.18
MI                                 11/1/2005                       106029                    105963.43
FL                                 11/1/2005                        60000                     59966.54
MI                                 11/1/2005                       105000                    104933.05
DE                                 11/1/2005                       116000                    115811.15
TX                                 11/1/2005                       148000                    147933.12
MA                                 11/1/2005                       115200                       114941
GA                                 11/1/2005                       245000                    244797.19
VA                                 10/1/2005                       142425                    142323.46
IN                                 11/1/2005                       133000                    132925.83
TX                                 11/1/2005                       300000                    299835.79
TX                                 11/1/2005                       112000                       111852
GA                                 11/1/2005                        71100                     70997.28
GA                                 11/1/2005                       143000                    142931.13
IA                                 11/1/2005                        81000                     80956.22
CA                                 11/1/2005                       164800                     164659.3
NJ                                 11/1/2005                       230000                    229827.59
DE                                 11/1/2005                       128000                       127939
AL                                 11/1/2005                       132000                    131915.83
ID                                 11/1/2005                       114750                    114655.87
FL                                 11/1/2005                       238000                    237826.87
FL                                 11/1/2005                       200000                    199839.27
NJ                                 11/1/2005                       216000                    215914.16
NY                                 11/1/2005                       333750                     333567.7
NY                                 11/1/2005                       210000                    209640.91
PA                                 11/1/2005                        71920                     71873.66
IL                                 11/1/2005                       119000                    118934.32
TN                                 11/1/2005                       114000                    113902.81
GA                                 11/1/2005                       130400                    130322.61
MI                                 10/1/2005                       110000                    109874.28
CO                                 11/1/2005                        78240                     78220.91
NY                                 12/1/2005                       100000                     99938.04
TX                                 11/1/2005                       131200                    131120.27
TX                                 11/1/2005                       164400                    164327.27
RI                                 11/1/2005                       210000                    209806.44
IN                                 11/1/2005                       110000                    109968.49
CA                                 11/1/2005                       189000                    188932.61
GA                                 11/1/2005                       123000                     122925.1
PA                                 11/1/2005                       208000                    207845.63
IA                                 11/1/2005                       207200                    207059.56
MA                                 11/1/2005                       345600                    344991.46
KS                                 11/1/2005                       124000                    123957.58
VA                                 11/1/2005                       135000                    134288.46
NJ                                 11/1/2005                       199500                    199202.97
MA                                 11/1/2005                       217400                    217148.93
MO                                 11/1/2005                        79600                     79578.48
MO                                 11/1/2005                       117000                    116929.12
FL                                 11/1/2005                       211920                    211709.03
NC                                 11/1/2005                       200000                    199687.02
IN                                 11/1/2005                        76500                     76475.82
GA                                 11/1/2005                        55000                     54969.01
CO                                 11/1/2005                        68000                     67982.41
TX                                 11/1/2005                       111839                    111755.99
TX                                 11/1/2005                     129168.8                    129078.55
TX                                 11/1/2005                       108800                     108737.4
TX                                 10/1/2005                       260008                    259811.14
MI                                 12/1/2005                       106400                    106332.84
MS                                 11/1/2005                       118000                    117969.47
FL                                 11/1/2005                        98250                     98206.54
FL                                 11/1/2005                       134910                    134834.76
HI                                 12/1/2005                       189000                    188514.31
TX                                 11/1/2005                        91200                        91200
TX                                 11/1/2005                        60000                     59980.18
NY                                 11/1/2005                       346500                    345807.06
NH                                 11/1/2005                        86400                     86318.65
PA                                 11/1/2005                        62050                     62026.63
GA                                 10/1/2005                       154470                    154347.08
MO                                 12/1/2005                       177300                    177214.61
CT                                 11/1/2005                       275000                     274813.6
HI                                 11/1/2005                       447600                       447600
FL                                 11/1/2005                       192000                    191678.06
HI                                 11/1/2005                       301000                    300428.95
HI                                 11/1/2005                       350000                    349605.97
CA                                 11/1/2005                       304000                    303760.48
NV                                 11/1/2005                        92000                     91865.93
NJ                                 11/1/2005                       147000                     146872.1
IN                                 11/1/2005                        85020                     84926.47
CA                                 11/1/2005                       170000                    169855.06
TX                                 11/1/2005                       133000                     132939.9
SC                                 11/1/2005                        74400                     74376.48
CA                                 11/1/2005                       352925                    352399.52
WA                                 11/1/2005                       126000                    125913.75
IL                                 11/1/2005                       177650                    177519.53
MA                                 11/1/2005                       255000                    254788.49
NY                                 11/1/2005                       160000                    159834.53
TX                                 11/1/2005                        89600                     89550.03
FL                                 11/1/2005                       165000                       165000
NY                                 11/1/2005                       285000                       285000
FL                                 11/1/2005                       120000                    119905.92
TX                                 11/1/2005                       126840                    126716.13
KS                                 11/1/2005                        50400                     50260.07
TX                                 11/1/2005                        80000                     79953.97
MA                                 11/1/2005                       340000                    339473.19
FL                                 11/1/2005                        72000                     71768.07
CA                                 11/1/2005                       168000                    167907.27
FL                                 11/1/2005                       257400                    257244.07
TX                                 11/1/2005                       100000                     99955.29
FL                                 10/1/2005                        61750                     61726.49
AL                                 11/1/2005                       100800                     100635.9
PA                                 11/1/2005                        80000                     79886.66
PA                                 12/1/2005                       171000                    170890.96
PA                                 11/1/2005                        73500                     73467.42
PA                                 11/1/2005                        66500                     66477.79
PA                                 11/1/2005                       220000                       220000
TX                                 11/1/2005                       292550                       292550
FL                                 12/1/2005                       108000                    107937.22
FL                                 11/1/2005                        97500                     97361.93
FL                                 11/1/2005                       178100                       177939
VA                                 11/1/2005                       231000                     230839.9
RI                                  1/1/2006                        67000                     66364.46
RI                                 11/1/2005                       115000                    114909.39
FL                                 11/1/2005                       130000                    129881.33
CA                                 10/1/2005                       300000                    299429.22
VA                                 11/1/2005                       293625                    293528.99
CA                                 11/1/2005                       180000                    179778.88
FL                                 11/1/2005                       240000                    239838.64
UT                                 11/1/2005                       332000                       332000
CA                                 11/1/2005                       227800                    227349.63
NH                                 11/1/2005                       232200                    232071.83
CA                                 11/1/2005                       165000                    164849.39
GA                                 11/1/2005                       117000                    116909.63
CA                                 11/1/2005                       300000                    299506.75
GA                                 11/1/2005                        80750                     80697.25
CT                                 11/1/2005                       342000                    341796.62
CT                                 11/1/2005                       188000                    187635.37
MA                                 11/1/2005                       200000                       199658
MA                                 11/1/2005                       265408                    265305.45
ME                                 11/1/2005                       266000                    265790.42
NY                                 12/1/2005                       240000                    239884.01
MI                                 12/1/2005                       110800                    110727.15
MA                                 11/1/2005                       230000                    229792.07
TX                                 11/1/2005                       101921                    101859.26
MI                                 11/1/2005                        59900                     59864.45
OR                                 11/1/2005                        88000                     87956.72
NY                                 11/1/2005                       310000                    309776.76
TX                                 11/1/2005                        90400                     90364.46
FL                                 11/1/2005                       225000                    224696.45
MA                                 11/1/2005                       155000                    154863.91
ME                                 11/1/2005                       216000                    215802.83
FL                                 11/1/2005                        78750                      78704.5
FL                                 11/1/2005                       255000                    254764.96
WA                                 11/1/2005                       347000                    346701.24
RI                                 11/1/2005                       186000                    185693.59
MA                                 11/1/2005                       185000                     184840.2
FL                                 11/1/2005                       120500                    120418.32
NY                                 11/1/2005                       445000                    444050.19
CA                                 11/1/2005                       325000                    324709.04
CA                                 11/1/2005                       284400                    284213.01
CA                                 11/1/2005                       175000                    174884.99
ID                                 12/1/2005                       144000                    143941.18
NY                                 11/1/2005                       396000                    395739.64
MA                                 11/1/2005                       347000                     346764.8
FL                                 11/1/2005                       164700                    164604.26
MA                                 11/1/2005                       200000                    199713.91
MA                                 11/1/2005                       203450                    203386.46
NY                                 11/1/2005                       459000                    458652.48
NY                                 11/1/2005                       233900                    233731.56
VT                                 11/1/2005                       160000                    159924.55
GA                                 11/1/2005                       113000                    112968.09
IL                                 11/1/2005                       100000                     99953.84
IL                                 11/1/2005                       140000                    139723.21
GA                                 11/1/2005                       137610                       137610
MI                                 11/1/2005                       144000                    143910.04
FL                                 11/1/2005                        96000                      95863.8
CT                                 11/1/2005                       133000                    132879.77
FL                                 11/1/2005                       135800                    135708.69
CA                                 11/1/2005                       293600                       293600
TX                                 11/1/2005                        97520                      97453.9
MA                                 11/1/2005                       245600                    245481.72
NJ                                 11/1/2005                       148800                    148696.03
CT                                 11/1/2005                       225000                       225000
IL                                 10/1/2005                       112000                    111949.93
MA                                 11/1/2005                       450000                    449655.88
MS                                 11/1/2005                        54000                     53969.88
CT                                 12/1/2005                       162900                    162680.21
PA                                 11/1/2005                        93575                     93470.57
CT                                 11/1/2005                       172000                    171716.64
TX                                 10/1/2005                        72000                      71951.2
FL                                 11/1/2005                       272000                       272000
MA                                 11/1/2005                       228000                       228000
NJ                                 11/1/2005                       160000                    159892.65
TX                                 11/1/2005                       118400                    118319.75
CA                                 10/1/2005                       343200                       343200
FL                                 11/1/2005                        80000                     79951.54
NC                                 11/1/2005                        97200                        97200
NJ                                 11/1/2005                       232750                    232392.93
VA                                 11/1/2005                       125000                    124882.68
VA                                 11/1/2005                       240000                    239820.09
AL                                 12/1/2005                        90100                     90047.08
FL                                 11/1/2005                       224910                    224471.68
TX                                 10/1/2005                        89600                     89471.83
TN                                 11/1/2005                        79200                     79153.48
TN                                 11/1/2005                       120600                    120504.03
IN                                 11/1/2005                       123000                    122932.11
HI                                 11/1/2005                       474000                     473523.6
PA                                 10/1/2005                       144000                    143910.95
FL                                 11/1/2005                        90000                     89945.48
NC                                 11/1/2005                       246000                    245850.67
MA                                 11/1/2005                       332800                       332800
MA                                 11/1/2005                       310400                    309960.44
NY                                 11/1/2005                       180000                     179851.7
TX                                 11/1/2005                       339000                     337853.1
MA                                 11/1/2005                       250000                    249494.06
FL                                 10/1/2005                       116250                    116186.37
FL                                 11/1/2005                       268000                       268000
FL                                 11/1/2005                       231700                    231556.72
NY                                 11/1/2005                       355000                    354290.07
MA                                 10/1/2005                       270000                    269858.26
MI                                 11/1/2005                        50000                     49972.69
VA                                 11/1/2005                       129500                     129405.8
MI                                 12/1/2005                        67200                      67177.8
IN                                 11/1/2005                       142650                     142476.2
TN                                 11/1/2005                       116000                    115929.58
NH                                 11/1/2005                       239200                    238983.34
GA                                 11/1/2005                       123750                    123671.09
RI                                 11/1/2005                       261000                    260570.03
CA                                 11/1/2005                       349600                       349600
FL                                 11/1/2005                       230750                    230619.96
PA                                 11/1/2005                       148000                    147955.09
CA                                 11/1/2005                       311998                       311998
CA                                 11/1/2005                       307672                       307672
PA                                 11/1/2005                        72000                     71953.14
PA                                 11/1/2005                        61600                     61536.43
PA                                 11/1/2005                        66500                     66448.64
PA                                 11/1/2005                        93000                     92928.89
PA                                 11/1/2005                        94000                      93925.2
PA                                 11/1/2005                        76000                     75945.82
PA                                 11/1/2005                        69000                        68501
PA                                 11/1/2005                        86400                     86339.02
PA                                 11/1/2005                       306000                    305736.54
PA                                 11/1/2005                       140000                    139859.02
FL                                 11/1/2005                       270014                    269892.45
FL                                 11/1/2005                        69000                     68757.04
FL                                 11/1/2005                       161000                    160853.04
FL                                 11/1/2005                        60243                     60218.99
CA                                 11/1/2005                       254000                       253913
LA                                 11/1/2005                       120000                    119808.45
MA                                 11/1/2005                       170000                    169729.55
CA                                 11/1/2005                       304000                       304000
VA                                 11/1/2005                       164000                    163836.42
CA                                 11/1/2005                       275837                    275835.37
VA                                 11/1/2005                       103960                    103786.57
MA                                 10/1/2005                       165000                     164922.2
CA                                 11/1/2005                       176000                    175760.61
CA                                 11/1/2005                       248000                    247823.19
NY                                 11/1/2005                       273000                    272740.96
UT                                 11/1/2005                       188000                    187833.32
CA                                 11/1/2005                       240000                       239807
GA                                 11/1/2005                        78400                     78363.03
NY                                 11/1/2005                       264000                    263765.94
NY                                 12/1/2005                       161000                    160875.65
NY                                 11/1/2005                       284000                    283803.56
IL                                 11/1/2005                       198000                       198000
NY                                 11/1/2005                        68000                     67974.07
AZ                                 10/1/2005                       195000                    194888.97
MI                                 11/1/2005                        96800                     96700.06
MI                                 11/1/2005                       151600                     151499.3
OK                                 11/1/2005                       200044                     199934.5
NY                                 11/1/2005                       268000                    267779.89
NY                                 11/1/2005                       280000                    279817.78
TX                                 11/1/2005                        65000                     64927.97
DC                                 11/1/2005                       119000                    118849.26
DC                                 11/1/2005                       214400                       214400
ME                                 11/1/2005                        86688                     86636.55
FL                                 11/1/2005                       153000                    152926.32
FL                                 11/1/2005                       211000                     210799.8
CO                                 11/1/2005                       137700                    137464.53
ME                                 11/1/2005                       150100                    150009.07
NY                                 11/1/2005                       300000                    299401.21
NY                                 11/1/2005                       312000                       311766
MD                                 11/1/2005                       229192                     229023.6
TX                                 11/1/2005                        80000                     79957.65
GA                                  1/1/2006                       196000                    195645.17
TX                                 11/1/2005                      84487.3                     84446.18
MD                                 11/1/2005                       204000                    203817.47
NJ                                 11/1/2005                       225000                    224824.48
MA                                 11/1/2005                       189800                    189678.98
NY                                 11/1/2005                       227500                    227085.55
MA                                 12/1/2005                       200000                    199877.58
MA                                 11/1/2005                       111000                    110639.78
NY                                 11/1/2005                       200000                    199812.05
NY                                 11/1/2005                       333000                    332710.47
VA                                 11/1/2005                        95000                     94944.49
VT                                 11/1/2005                       169000                    168736.53
NY                                 11/1/2005                       290000                    289784.78
NY                                 11/1/2005                       320000                    319687.49
NY                                 11/1/2005                       335000                    334748.88
RI                                 11/1/2005                       250400                    249966.61
TX                                 12/1/2005                       128000                    127916.69
VA                                 11/1/2005                       141700                    141600.79
CO                                 11/1/2005                       200000                    199946.25
TX                                 11/1/2005                       161075                    160985.98
TX                                 11/1/2005                        75200                     75165.47
TX                                 11/1/2005                       128000                    127916.69
FL                                 11/1/2005                        65000                        65000
CO                                 11/1/2005                       155500                    155402.85
GA                                 11/1/2005                        88000                     87951.57
NJ                                 11/1/2005                        75000                     74944.89
TX                                 11/1/2005                        88000                     87949.37
CT                                 11/1/2005                        69000                     68977.71
NY                                 11/1/2005                       116000                    115888.61
DE                                 11/1/2005                       248000                    247891.45
MA                                 11/1/2005                       218000                    217521.68
CA                                 11/1/2005                       165000                    164920.37
CA                                 11/1/2005                       306000                       306000
TN                                 11/1/2005                       108750                    108676.88
CA                                 11/1/2005                       346000                    345341.69
VA                                 11/1/2005                       101500                    101394.23
MS                                 12/1/2005                       126750                    126616.69
CA                                 11/1/2005                       276800                       276800
AR                                 11/1/2005                       312550                    312335.99
NC                                 11/1/2005                       159096                    158983.14
MS                                 11/1/2005                       107950                    107879.02
NJ                                 11/1/2005                       198000                    197761.71
MO                                 11/1/2005                       205200                    205069.15
MO                                 11/1/2005                       108000                    107939.63
MO                                 11/1/2005                       172000                    171761.28
ME                                 11/1/2005                       202000                    201848.58
LA                                 11/1/2005                       155000                    154875.43
TX                                 11/1/2005                        53920                     53895.11
FL                                 11/1/2005                       206000                    205790.97
MI                                 11/1/2005                       101500                    101416.42
FL                                 11/1/2005                       171000                    170522.05
MI                                 11/1/2005                        64400                     64358.13
MI                                 11/1/2005                       152800                    152596.34
AZ                                 11/1/2005                       232400                    232307.66
VA                                 11/1/2005                       118400                     118301.8
CA                                 10/1/2005                       221000                    220670.95
MA                                 11/1/2005                       280000                    279530.49
NC                                 11/1/2005                       168032                     167724.4
CA                                 10/1/2005                       319000                       319000
FL                                 11/1/2005                       235000                    234747.26
FL                                 11/1/2005                       272000                    271830.07
TX                                 12/1/2005                       257200                    256980.72
FL                                 11/1/2005                       281300                    280868.44
NJ                                 10/1/2005                       300000                    299804.76
ID                                 11/1/2005                       173250                    172978.88
MI                                 12/1/2005                        67200                     67179.68
MA                                 11/1/2005                       315000                       315000
FL                                 11/1/2005                        60501                     60456.54
NY                                 11/1/2005                       450000                    449551.17
NY                                 11/1/2005                       258750                    258565.16
NV                                 12/1/2005                       284000                    283846.48
WI                                 11/1/2005                       232750                    232593.52
CA                                 11/1/2005                       323200                       323200
OK                                 11/1/2005                        74920                     74867.36
OK                                 11/1/2005                       118655                    118582.38
VA                                 11/1/2005                       181500                    181348.27
ME                                 11/1/2005                        86100                     86038.62
PA                                 11/1/2005                       160800                    160522.64
NY                                 11/1/2005                       170000                    169670.28
CA                                 11/1/2005                       268000                    267813.51
CA                                 11/1/2005                       328500                       328500
MI                                 11/1/2005                       144000                    143828.13
FL                                 11/1/2005                       260000                    259778.32
FL                                 11/1/2005                        47000                     46979.21
FL                                 11/1/2005                       227000                    226752.93
IL                                 11/1/2005                       120000                    119930.24
MA                                 11/1/2005                       307000                    306469.87
CA                                 11/1/2005                       225000                    224857.98
WI                                 11/1/2005                       185000                     184862.7
IN                                 11/1/2005                        52250                     52219.32
MO                                 10/1/2005                        55500                     55388.56
IL                                 10/1/2005                       104000                     103952.5
WY                                 11/1/2005                       119700                    119585.32
VA                                 11/1/2005                       165000                    164799.32
MO                                 11/1/2005                       196000                    195869.81
NH                                 11/1/2005                       153200                    153107.19
CA                                 11/1/2005                       159896                     159789.8
CA                                 11/1/2005                       212700                     212271.4
FL                                 11/1/2005                       145000                    144734.56
TX                                 11/1/2005                       148000                    147877.17
TX                                 11/1/2005                       243750                    243682.55
AR                                 10/1/2005                       106400                    106321.82
MA                                 11/1/2005                       108000                    107829.31
IN                                 11/1/2005                       135000                    134918.22
FL                                 11/1/2005                       161000                    160909.28
KS                                 11/1/2005                       209000                     208878.5
CA                                 11/1/2005                       300000                       300000
GA                                 12/1/2005                        80800                     80757.67
RI                                 11/1/2005                       243750                    243586.12
NY                                 11/1/2005                       279400                    279237.58
WI                                 11/1/2005                       187200                     187043.5
FL                                 11/1/2005                       244000                    243818.92
FL                                 11/1/2005                       185000                    183761.99
FL                                 11/1/2005                       169000                    168831.44
FL                                 11/1/2005                       164000                     163862.9
NY                                 11/1/2005                        61500                     61471.31
VT                                 11/1/2005                       275500                    274985.83
NY                                 11/1/2005                       212000                    210507.16
AR                                 11/1/2005                        50000                     49971.23
FL                                 11/1/2005                       337250                       337250
MA                                  2/1/2006                       200000                    199895.22
MA                                 12/1/2005                       236000                    235792.79
TX                                 11/1/2005                       163400                    163316.17
MI                                 12/1/2005                        50000                     49975.92
VA                                 11/1/2005                       284000                    283787.12
CA                                 12/1/2005                       270400                       270400
CA                                 11/1/2005                       300000                    299428.12
MI                                 11/1/2005                       209000                    208770.34
GA                                 11/1/2005                       300000                       300000
MI                                 11/1/2005                       110500                    109961.35
MA                                 11/1/2005                       215000                    214807.52
GA                                 11/1/2005                       200000                    199793.01
NJ                                 11/1/2005                       232000                    231858.01
PA                                 11/1/2005                       160200                     159908.5
IL                                 11/1/2005                       182000                    181898.49
KY                                 12/1/2005                       114000                    113884.22
KY                                 11/1/2005                       165000                    164897.97
IL                                 11/1/2005                        54000                     53938.87
SC                                 11/1/2005                       208000                    207792.54
IL                                 10/1/2005                        60000                      59972.6
CA                                 11/1/2005                       256200                    255968.39
SC                                 11/1/2005                     54995.44                     54978.24
CA                                 11/1/2005                       210000                    209854.75
RI                                 12/1/2005                        90100                     90005.94
GA                                 11/1/2005                       116100                    116017.23
NH                                 11/1/2005                       146250                    146027.85
MI                                 11/1/2005                        58400                     58377.77
MI                                 11/1/2005                       176400                    176301.62
NH                                 11/1/2005                       182000                    181827.31
NJ                                 11/1/2005                       341600                    341488.32
NJ                                 11/1/2005                       217750                    217593.19
MA                                 11/1/2005                       142000                    141880.11
VA                                 10/1/2005                        30200                     30079.07
MI                                 11/1/2005                       135000                    134806.88
CA                                 11/1/2005                       308000                       308000
AR                                 11/1/2005                        59850                     59820.25
TX                                 11/1/2005                        74025                     73930.17
TX                                 11/1/2005                       101600                    101544.38
MD                                 11/1/2005                       126720                    126624.06
FL                                 11/1/2005                        60004                      59977.4
TX                                 11/1/2005                        66400                     66353.37
TX                                 11/1/2005                        84600                     84552.82
CA                                 11/1/2005                       220500                    220258.65
NY                                 12/1/2005                       260000                    259807.04
NY                                 11/1/2005                       298400                    298128.75
NJ                                 11/1/2005                       172000                    171880.92
MI                                11/13/2005                        52000                     51981.87
CA                                 11/1/2005                       332000                    331883.78
MI                                 11/1/2005                        87000                     86950.46
AR                                 11/1/2005                        56250                     56192.56
TX                                 11/1/2005                        76500                     76423.66
UT                                 12/1/2005                       165600                    165474.62
FL                                 11/1/2005                       236000                    235755.93
FL                                 11/1/2005                       135000                    134926.11
FL                                 11/1/2005                       312000                     311784.2
FL                                 11/1/2005                       152000                    151897.81
TX                                 11/1/2005                        79000                      78913.2
CA                                 12/1/2005                       290000                     289661.1
TX                                 11/1/2005                       198288                       198288
ID                                 11/1/2005                       142400                    142282.88
NJ                                 11/1/2005                       100000                      99916.4
FL                                 11/1/2005                       260000                     259845.7
FL                                 12/1/2005                       262000                    261911.43
FL                                 11/1/2005                       150000                    149905.32
IL                                 11/1/2005                       124000                       124000
FL                                  1/1/2006                       124000                    123880.06
FL                                 11/1/2005                       168000                       168000
FL                                 11/1/2005                       148700                    148642.85
FL                                 10/1/2005                       166400                    166264.28
FL                                 11/1/2005                       162000                       162000
RI                                 11/1/2005                       261000                    260610.64
RI                                 11/1/2005                       280000                    279487.45
FL                                 11/1/2005                       255000                    254759.91
AZ                                 11/1/2005                       163000                       163000
FL                                 11/1/2005                        70000                     69979.66
NJ                                 11/1/2005                       250000                    249808.82
IL                                 11/1/2005                       200500                     200351.2
NY                                 11/1/2005                       310500                    310267.25
AL                                 11/1/2005                        85000                      84941.8
FL                                 11/1/2005                       172900                     172782.8
PA                                 11/1/2005                        50250                     50234.29
CA                                 11/1/2005                       214500                    214406.08
MO                                 11/1/2005                       122400                     122321.2
TX                                 11/1/2005                       217000                    216850.69
CA                                 11/1/2005                       170000                    169612.77
CA                                 11/1/2005                       330000                       330000
CA                                 11/1/2005                       310250                       310250
CA                                 11/1/2005                       377000                    376652.51
KY                                 11/1/2005                       180000                    179867.75
MD                                 11/1/2005                       254000                    253789.73
PA                                 11/1/2005                       147000                    146874.67
MA                                 12/1/2005                       260000                    259750.91
IN                                 11/1/2005                        90000                     89873.83
RI                                 11/1/2005                        98000                     97946.47
MA                                 11/1/2005                       150000                    149738.43
AR                                 11/1/2005                       100000                     99945.95
VT                                 11/1/2005                       153000                    152908.07
FL                                 11/1/2005                       137700                    137613.09
NY                                 11/1/2005                       121500                    121313.61
CA                                 11/1/2005                       276000                       276000
GA                                 10/1/2005                       100000                     99965.98
IL                                 10/1/2005                       116000                    115979.79
NJ                                 11/1/2005                       220001                    219892.78
FL                                 11/1/2005                       108500                    108340.05
KY                                 10/1/2005                        50000                     49979.92
CA                                 11/1/2005                       324720                       324720
CA                                 11/1/2005                       352000                       352000
AZ                                 12/1/2005                       191250                    191106.51
MA                                 11/1/2005                       190000                    189864.55
CA                                 11/1/2005                       320000                       320000
CA                                 11/1/2005                       332000                       332000
HI                                 11/1/2005                       283820                       283820
DC                                 12/1/2005                        87500                     87435.71
MI                                 11/1/2005                        50000                     49953.46
PA                                 11/1/2005                       332500                    332111.95
PA                                 11/1/2005                       122500                    121777.02
FL                                 11/1/2005                       141500                    141380.54
FL                                 11/1/2005                       117000                       116892
FL                                 11/1/2005                       332000                    331374.38
FL                                 11/1/2005                       144900                    144692.73
MA                                 11/1/2005                       136000                    135801.52
MI                                 11/1/2005                       228000                    227727.85
VA                                 12/1/2005                       312000                    311801.05
MI                                 11/1/2005                        92700                     92574.04
MI                                 12/1/2005                        50000                     49976.17
TN                                 11/1/2005                       105000                    104933.73
MT                                 11/1/2005                       152000                    151909.79
AL                                 11/1/2005                       224000                    223909.74
NY                                 11/1/2005                       375000                    374693.83
MA                                 11/1/2005                       272000                    271733.85
VA                                 11/1/2005                       216000                    215376.86
CA                                 11/1/2005                       221000                    220809.73
NY                                 11/1/2005                       277500                    277322.86
FL                                 11/1/2005                        97600                     97480.12
MI                                 11/1/2005                       114300                    114234.24
MA                                 11/1/2005                       250750                    249813.91
MI                                 11/1/2005                       140000                    139757.76
MI                                 11/1/2005                       158950                    158712.38
RI                                 11/1/2005                       256000                    255879.29
VT                                 12/1/2005                       130500                    130303.75
CA                                 11/1/2005                       316000                       315998
WA                                 11/1/2005                       268000                       268000
CA                                 11/1/2005                       288000                       288000
MA                                 11/1/2005                       175000                    174736.82
MA                                 11/1/2005                       140000                    139849.39
TX                                 11/1/2005                       180000                    179841.96
MD                                 11/1/2005                       306000                    305874.98
CA                                 11/1/2005                       189000                    188820.66
CA                                 11/1/2005                       240000                    239754.14
CA                                 11/1/2005                       200000                    199849.78
WY                                 11/1/2005                       108000                    107952.73
MD                                 11/1/2005                       169600                    169473.88
TX                                 11/1/2005                       124420                    124328.13
NV                                 12/1/2005                       216000                    215998.91
FL                                 11/1/2005                       111200                    111135.36
TX                                 11/1/2005                        85460                     85437.57
TX                                 11/1/2005                       178200                    178127.64
MO                                 11/1/2005                        66895                     66859.79
KS                                 11/1/2005                        52500                     52350.29
WA                                 11/1/2005                       249000                    248914.07
CA                                 11/1/2005                       233208                       233208
CA                                 11/1/2005                       315200                       315200
MI                                  1/1/2006                       100560                    100525.29
MA                                 11/1/2005                       314500                    314280.26
AR                                 11/1/2005                        89550                     89491.72
CA                                 11/1/2005                       300000                    299724.82
CA                                 11/1/2005                       340000                    339473.13
FL                                 12/1/2005                       200000                    199642.68
NY                                 11/1/2005                       288000                    287512.31
TX                                 11/1/2005                        92700                     92234.14
NY                                 11/1/2005                       288000                    287837.49
FL                                 11/1/2005                        81250                      81181.4
FL                                 11/1/2005                       140000                    139898.17
IN                                 11/1/2005                        96500                     96484.74
WI                                 11/1/2005                       108750                    108599.06
CA                                 11/1/2005                       268000                    267931.67
MD                                 11/1/2005                       284000                    283499.92
NC                                 11/1/2005                       135000                    134967.54
FL                                 11/1/2005                       300000                    299864.96
FL                                 11/1/2005                       125600                    125493.75
MI                                 10/1/2005                       119000                    118946.22
WA                                 11/1/2005                       186000                    185861.96
MA                                 11/1/2005                       307000                       307000
CA                                 11/1/2005                       232000                       232000
CA                                 11/1/2005                       271000                    270775.66
UT                                 11/1/2005                       131200                    131121.26
FL                                 11/1/2005                       292000                    291521.28
MI                                 10/1/2005                        75000                     74958.61
MO                                 11/1/2005                        51200                     51125.71
FL                                 11/1/2005                       213750                     213447.3
CA                                 11/1/2005                       302400                       302400
AZ                                 11/1/2005                       185500                    185367.75
CA                                 11/1/2005                       160000                       159480
CA                                 11/1/2005                       284000                    283883.97
MI                                 11/1/2005                       108900                    108757.76
OR                                 11/1/2005                       243200                       243200
MA                                 11/1/2005                       354000                    353692.13
CA                                 11/1/2005                       251880                       251880
WA                                 11/1/2005                       113600                       113600
CA                                 11/1/2005                       351500                    351428.86
MD                                 11/1/2005                       245000                    244782.79
VA                                 11/1/2005                        92000                      91945.4
CA                                 11/1/2005                       300000                    299920.91
MO                                 11/1/2005                       250000                    249818.14
MD                                 11/1/2005                       207000                    206879.67
CA                                 11/1/2005                       294400                       294400
CA                                 11/1/2005                       340400                       340400
NH                                 11/1/2005                        79800                     79753.12
UT                                  9/1/2006                       172710                    164820.12
CA                                 11/1/2005                       303000                    302467.96
CA                                 11/1/2005                       152000                       152000
CA                                 11/1/2005                       350000                       349900
CA                                 11/1/2005                        97500                     97104.43
IN                                 11/1/2005                       171250                     171142.8
NY                                 11/1/2005                       348000                    347805.92
MI                                 10/1/2005                       105600                    105557.12
VA                                 12/1/2005                       165000                    164901.38
FL                                 10/1/2005                       180000                    179833.14
FL                                 11/1/2005                        50400                     50376.98
KY                                 11/1/2005                       103600                    103520.77
CA                                 11/1/2005                       287600                     287585.6
NH                                 11/1/2005                       167200                    166881.88
AZ                                 11/1/2005                       187000                    186729.82
CA                                 11/1/2005                       210000                    209885.05
FL                                 11/1/2005                       125000                    124823.88
DC                                 11/1/2005                       269750                    269509.41
DC                                 11/1/2005                       174400                    174086.87
NJ                                 11/1/2005                       344000                    343587.55
FL                                 11/1/2005                       232500                    232293.87
VA                                 11/1/2005                        99000                     98930.83
CA                                 11/1/2005                       316000                    315825.58
VA                                 11/1/2005                        91000                     90951.91
MA                                 11/1/2005                       162500                    162189.62
VA                                 11/1/2005                       175140                    174894.46
CT                                 11/1/2005                       164000                    163896.46
VA                                 11/1/2005                       252000                    251914.25
CA                                 11/1/2005                       300000                    299421.89
TX                                 11/1/2005                       157700                    157582.97
TX                                 10/1/2005                       182994                    182885.41
TX                                 11/1/2005                        92000                     91936.88
GA                                 11/1/2005                        60000                     59969.54
MI                                 11/1/2005                        97600                     97524.47
WA                                 11/1/2005                       132000                       132000
CA                                 11/1/2005                       300000                       300000
NY                                 11/1/2005                       328500                    328270.48
MO                                 11/1/2005                        98400                     98332.62
VA                                 11/1/2005                       207750                    207569.38
AZ                                 11/1/2005                       184250                    184147.24
SC                                 11/1/2005                       128000                    127809.43
MI                                 11/1/2005                       151050                    150946.36
CA                                 12/1/2005                       179200                    179141.71
IN                                 11/1/2005                        52250                     52223.89
CA                                 11/1/2005                       324000                       324000
CT                                 11/1/2005                       297500                    297223.05
MI                                 11/1/2005                       157000                    156923.59
FL                                 11/1/2005                       138000                    137882.34
MI                                 11/1/2005                       117300                    117203.85
CA                                 11/1/2005                       210000                    209608.09
MI                                 11/1/2005                       124000                    123917.47
RI                                 11/1/2005                       235000                    234785.49
CA                                 11/1/2005                       250000                    249620.27
CA                                 11/1/2005                       248500                    248487.57
CA                                 10/1/2005                       260000                       260000
CA                                 11/1/2005                       300600                    300580.91
FL                                 11/1/2005                       150000                    149919.76
FL                                 11/1/2005                       177600                       177600
FL                                 11/1/2005                       171000                    170904.63
VA                                 11/1/2005                        85000                     84955.38
WA                                 12/1/2005                        70000                     69912.22
NY                                 11/1/2005                        55250                     55219.12
CA                                 11/1/2005                       354800                    354702.43
ME                                 11/1/2005                       304000                    303447.79
NJ                                 11/1/2005                       387600                       387600
CA                                 11/1/2005                       324000                    323445.95
MT                                 11/1/2005                       208050                    208002.84
FL                                 11/1/2005                       260000                    259753.31
MI                                 11/1/2005                       124200                    124087.18
NE                                 11/1/2005                        66400                     66370.62
PA                                 10/1/2005                       284000                    283757.39
IN                                 11/1/2005                        50400                     50369.15
IN                                 10/1/2005                        58500                     58473.22
NY                                 12/1/2005                       322000                    321900.86
FL                                 11/1/2005                       353500                    353255.49
CA                                 11/1/2005                       125000                    124778.82
NH                                 11/1/2005                       221600                     221449.8
CA                                 11/1/2005                       250000                    249778.35
AZ                                 11/1/2005                       188000                    187859.08
AZ                                 12/1/2005                       172000                    171782.74
MI                                 11/1/2005                        76000                     75964.92
NV                                 10/1/2005                       200200                     200040.7
GA                                 11/1/2005                       250250                    250106.02
ID                                 11/1/2005                       220000                     219292.5
FL                                 11/1/2005                       192500                    192384.34
CA                                 11/1/2005                       336000                    335713.53
CA                                 11/1/2005                       160000                    159885.93
CA                                 11/1/2005                       564000                     563568.7
CA                                 11/1/2005                       300000                    299655.89
CA                                 11/1/2005                       345000                       345000
TX                                 11/1/2005                        55100                     55076.14
MA                                 11/1/2005                       301500                       301500
TX                                 11/1/2005                       306400                     306136.2
FL                                 11/1/2005                       135000                    134887.14
FL                                 11/1/2005                       284000                     283762.1
AL                                 11/1/2005                        89600                     89549.51
CA                                 11/1/2005                       102000                    101939.47
CA                                 11/1/2005                       247000                    246765.64
FL                                 11/1/2005                       182000                    181832.25
NH                                 11/1/2005                       192850                    192734.37
CT                                 11/1/2005                       207900                    207636.65
NY                                 11/1/2005                       340000                    339747.67
MD                                 11/1/2005                       228900                     228783.8
FL                                 11/1/2005                       138600                     138377.8
AZ                                 11/1/2005                       140800                    140690.17
NJ                                 11/1/2005                       170000                    169860.38
FL                                 11/1/2005                       202500                       202500
MI                                 11/1/2005                       135000                    134926.87
CA                                 11/1/2005                       130000                    129794.69
FL                                 10/1/2005                       108500                    108436.27
FL                                 11/1/2005                       115000                    114916.34
FL                                 10/1/2005                       113000                    112930.12
FL                                 12/1/2005                       168000                    167847.51
FL                                 11/1/2005                       108000                    107945.75
KY                                 11/1/2005                       160500                    160386.72
AZ                                 12/1/2005                       133000                    132911.66
MD                                 10/1/2005                       257300                    257139.25
CA                                 11/1/2005                       160000                    159906.02
RI                                 11/1/2005                       310000                    309440.72
AL                                 10/1/2005                        70200                     70160.03
CA                                 11/1/2005                       125000                    124962.07
CA                                 11/1/2005                       336500                       336500
CA                                 10/1/2005                       200000                    199854.22
VA                                 11/1/2005                       148000                    147912.89
NY                                 11/1/2005                       340000                    339698.56
VA                                 12/1/2005                       227700                    227534.37
CA                                 11/1/2005                       256000                       256000
CA                                 11/1/2005                       244800                    244734.52
CA                                 11/1/2005                       292000                       292000
CA                                 12/1/2005                       324000                       324000
CA                                 11/1/2005                       340000                       340000
CT                                 11/1/2005                       329000                    328687.33
WA                                 11/1/2005                       318250                       318250
IL                                 11/1/2005                       132000                    131803.47
VA                                 11/1/2005                       200000                    199863.06
CA                                 11/1/2005                       325000                    324357.47
CA                                 11/1/2005                       339300                       339300
NJ                                  1/1/2006                       350000                    349737.64
OK                                 11/1/2005                        90400                     90357.37
FL                                 11/1/2005                       250025                    249829.96
FL                                 11/1/2005                       337500                    337275.83
FL                                 11/1/2005                       106500                    106344.57
MD                                 11/1/2005                       145000                    144747.16
CA                                 11/1/2005                       176000                    175885.45
CA                                 11/1/2005                       202000                    201842.42
CA                                 11/1/2005                       153000                    152864.53
HI                                 11/1/2005                       198000                     197944.9
HI                                 11/1/2005                       240000                    239585.56
FL                                 11/1/2005                       237500                    237222.87
MI                                 11/1/2005                       120000                    119934.45
MA                                 11/1/2005                       250000                    249788.93
NJ                                 11/1/2005                       100000                     99951.21
CA                                 11/1/2005                       215500                    215124.23
CO                                 11/1/2005                       340000                    339667.95
RI                                 11/1/2005                       270000                    269407.57
MA                                 11/1/2005                       262500                    262365.34
MI                                 11/1/2005                     138589.6                    138548.15
CA                                 11/1/2005                       210000                       210000
NY                                 11/1/2005                       260000                    259845.49
NJ                                 11/1/2005                       141500                    141420.19
GA                                 11/1/2005                       129600                    129511.92
ME                                 11/1/2005                       154972                       154972
NY                                 11/1/2005                       299000                       299000
MI                                 11/1/2005                       195000                     194878.8
NJ                                 11/1/2005                       209000                       209000
FL                                 11/1/2005                       169520                    169343.01
MI                                 11/1/2005                       236800                    236378.14
CO                                 11/1/2005                       165000                    164903.08
TX                                 11/1/2005                        50000                     49932.87
IL                                 11/1/2005                       275500                    275429.38
FL                                 11/1/2005                       286450                       286450
MI                                 11/1/2005                       127000                    126926.93
CA                                 11/1/2005                       234500                    234356.47
VA                                 11/1/2005                       229500                    229165.06
GA                                 11/1/2005                        90000                     89953.83
FL                                 11/1/2005                       309000                    308730.82
NY                                 11/1/2005                       462000                    461553.12
CO                                 11/1/2005                       108000                    107827.61
NJ                                 11/1/2005                       216000                    215881.77
RI                                 11/1/2005                        50000                     49885.42
GA                                 11/1/2005                       165750                    165636.51
VA                                 11/1/2005                       299000                     298743.1
KY                                 11/1/2005                        50998                     50966.47
NY                                 11/1/2005                       405000                     403868.9
FL                                 11/1/2005                       108750                    108686.78
VA                                 12/1/2005                       348000                    347658.73
CA                                 11/1/2005                       302000                       302000
AZ                                 11/1/2005                       165600                       165600
NY                                 11/1/2005                       328000                    327381.92
VA                                 11/1/2005                       105000                    104930.96
MI                                 11/1/2005                       182000                    181728.48
PA                                 11/1/2005                        70080                     70038.41
PA                                 11/1/2005                       253000                    252764.53
IN                                 11/1/2005                        92000                     91943.11
IN                                 11/1/2005                        93600                      93530.4
IN                                 11/1/2005                       185000                     184770.4
NY                                 11/1/2005                       264600                    264374.41
RI                                 11/1/2005                       172000                    171919.32
HI                                 11/1/2005                       305000                    304873.64
CA                                 12/1/2005                       310000                    309878.54
FL                                 11/1/2005                       150000                     149913.7
CA                                 11/1/2005                       126000                    125738.75
MD                                 11/1/2005                       280000                    279804.36
MI                                 11/1/2005                        52500                     52473.75
NY                                 11/1/2005                       286000                    285802.18
CA                                 11/1/2005                       308000                       308000
CA                                 11/1/2005                       308000                    307343.01
MI                                 11/1/2005                        50000                     49978.58
TN                                 11/1/2005                       198000                    197887.26
NY                                 11/1/2005                       280000                    279731.23
FL                                 11/1/2005                       196000                    195849.82
NJ                                 10/1/2005                       136000                    135905.43
CA                                 11/1/2005                       215000                    214610.21
MI                                 11/1/2005                       103000                    102874.76
MI                                 11/1/2005                        70000                      69922.1
SC                                 11/1/2005                       186400                    186246.91
NE                                 11/1/2005                        72900                     72809.69
MA                                 11/1/2005                       220000                    219801.12
FL                                 11/1/2005                       200000                    199883.74
RI                                 11/1/2005                       270000                    269809.44
MO                                 11/1/2005                       156000                    155920.72
FL                                 11/1/2005                       319200                       319200
CA                                 11/1/2005                       218500                    218092.26
AZ                                 11/1/2005                       171000                    170877.34
TX                                 11/1/2005                       150500                    150412.52
FL                                 11/1/2005                       115000                    114907.58
ME                                 10/1/2005                       239400                    239234.42
VT                                 11/1/2005                       190000                    189858.99
VT                                 11/1/2005                       110500                       110500
NC                                 11/1/2005                       204000                    203853.09
MI                                 11/1/2005                       173000                    172704.17
MI                                 11/1/2005                       167875                    167797.51
MA                                 11/1/2005                       316000                       316000
FL                                 11/1/2005                       143000                    142907.88
FL                                 11/1/2005                       333450                       333450
MI                                 11/1/2005                        86400                     86344.91
MI                                 11/1/2005                       126700                     126628.6
GA                                 11/1/2005                       190950                     189947.9
CA                                 11/1/2005                       347000                       347000
CA                                 11/1/2005                       289000                    288538.69
CA                                 11/1/2005                       235000                       235000
TX                                 11/1/2005                       231900                     231343.1
TX                                 11/1/2005                       112820                    112741.96
FL                                 11/1/2005                       180000                    179723.86
ME                                 11/1/2005                       164000                    163918.48
WA                                 11/1/2005                       153700                    153663.05
FL                                 11/1/2005                       225000                       225000
CA                                 11/1/2005                       185250                    184883.76
MI                                 11/1/2005                       100000                     99934.45
CA                                 11/1/2005                       176000                    175881.67
MI                                 11/1/2005                       135000                    134924.71
MD                                 11/1/2005                       275000                    274746.04
VA                                 11/1/2005                       180000                    179774.58
VA                                 11/1/2005                       192000                     191654.6
VA                                 11/1/2005                       126000                    125905.55
VA                                 11/1/2005                       200650                    200515.09
VA                                 11/1/2005                       177375                    177239.36
NJ                                 11/1/2005                       456000                       456000
MN                                 11/1/2005                       110200                    110101.81
FL                                 11/1/2005                       216000                    215767.99
NY                                 11/1/2005                       450000                    449192.06
CA                                 11/1/2005                       327000                    326307.74
GA                                 11/1/2005                       254800                    254686.08
VA                                 10/1/2005                        84000                     83956.91
CA                                 11/1/2005                       318750                       318750
FL                                 11/1/2005                       117750                    117658.15
MI                                 11/1/2005                       125000                    124025.62
MA                                 11/1/2005                       266000                       266000
CT                                 11/1/2005                       132500                    132391.39
NY                                 11/1/2005                       546250                    545705.17
OH                                 12/1/2005                       178500                     177959.1
NY                                 11/1/2005                       331000                    330744.34
MI                                 11/1/2005                        81900                      81846.7
RI                                 11/1/2005                       224000                    223818.19
RI                                 10/1/2005                       246500                    246424.11
TN                                 10/1/2005                        77600                     77550.52
FL                                 12/1/2005                        77350                      77296.5
MI                                 11/1/2005                        56000                     55929.73
FL                                 11/1/2005                       180000                    179909.58
NH                                 11/1/2005                       125000                     124892.9
CA                                 11/1/2005                       285000                    284871.71
CA                                 11/1/2005                       300000                    299813.45
TX                                 11/1/2005                        94400                     94368.78
TX                                 11/1/2005                        60818                     60790.21
CA                                 11/1/2005                       273000                    272485.55
MI                                 10/1/2005                       192500                    192177.21
MA                                 12/1/2005                       263500                       263500
FL                                 11/1/2005                       198000                    197641.05
GA                                 11/1/2005                       350000                    349757.91
FL                                 11/1/2005                       164800                    164682.51
NJ                                 11/1/2005                       365000                       365000
MI                                 11/1/2005                       144400                    144331.19
FL                                 11/1/2005                       168000                     167883.8
CA                                 11/1/2005                       324000                       324000
FL                                 11/1/2005                       192000                    191884.88
CA                                 11/1/2005                       200000                    199801.34
NV                                 11/1/2005                       232000                     231703.1
NV                                 12/1/2005                       140000                    139894.76
NV                                 11/1/2005                       180000                    179695.19
MA                                 11/1/2005                       325000                    324865.35
PA                                 12/1/2005                       124000                    123940.28
MI                                 11/1/2005                       125250                    125177.79
GA                                 10/1/2005                       121520                    121434.06
MI                                 11/1/2005                       220000                    219804.95
MA                                 11/1/2005                       200000                    199633.88
DE                                 11/1/2005                       135900                    135849.04
CT                                 11/1/2005                       204000                    203676.89
NH                                 11/1/2005                       231200                    231040.08
CA                                 11/1/2005                       178500                    178370.16
CA                                 11/1/2005                       188000                       188000
FL                                 10/1/2005                       178000                    177707.33
NY                                 11/1/2005                       127200                       127200
CA                                 11/1/2005                       168000                    167844.13
MI                                 11/1/2005                       171000                    170819.38
FL                                 11/1/2005                        84000                      83973.5
SC                                 11/1/2005                       310000                    309789.88
FL                                 11/1/2005                        55000                      54979.3
CA                                 11/1/2005                       335000                    334639.49
FL                                 10/1/2005                       193000                    192734.83
RI                                 11/1/2005                       175000                    174849.33
RI                                 11/1/2005                       239400                    239251.96
RI                                 11/1/2005                       264000                    263582.75
RI                                 10/1/2005                       148000                    147853.84
CA                                 11/1/2005                       172500                    172337.63
CA                                 11/1/2005                       252000                    251577.45
CA                                 11/1/2005                       200000                    199809.69
FL                                 11/1/2005                       262500                    262439.61
MI                                 12/1/2005                       127800                    127715.97
TX                                 11/1/2005                        78400                     78374.07
CA                                 11/1/2005                       328500                    328365.42
CA                                 11/1/2005                       296000                       296000
CA                                 10/1/2005                       326000                    325821.56
FL                                 11/1/2005                       157000                    156888.97
MD                                 10/1/2005                       196000                    195831.25
NY                                 11/1/2005                       350000                    349300.06
TN                                 10/1/2005                       119900                    119806.47
CA                                 11/1/2005                       221000                    220797.74
IL                                 11/1/2005                       165000                    164933.52
ME                                 12/1/2005                       126000                    125838.75
CA                                 11/1/2005                       109250                     109185.7
MD                                 11/1/2005                       273750                    273520.69
FL                                 11/1/2005                       156000                    155920.81
CA                                 11/1/2005                       256500                    256371.15
PA                                 10/1/2005                       106400                    106352.83
CA                                 11/1/2005                       172500                    172393.11
VA                                 11/1/2005                       331900                       331900
VA                                 11/1/2005                       200000                    199826.11
FL                                 11/1/2005                       175000                    174884.94
OR                                 11/1/2005                       268000                       268000
NC                                 11/1/2005                       120600                    120518.26
WA                                 11/1/2005                       247500                    247279.63
GA                                 11/1/2005                       126400                    126324.64
FL                                 11/1/2005                       208000                       208000
GA                                 11/1/2005                        59200                     59123.46
RI                                 11/1/2005                       233100                       233100
MI                                 10/1/2005                       301500                    301317.36
AZ                                 11/1/2005                       324000                       324000
FL                                 11/1/2005                       224000                     223862.9
MD                                 11/1/2005                       176000                    175515.08
NY                                 11/1/2005                       296000                    295764.47
RI                                 11/1/2005                       195000                    194849.39
SC                                 11/1/2005                       160000                    159859.53
TN                                 11/1/2005                        96300                     96239.84
IL                                 11/1/2005                       313000                    312475.16
FL                                 11/1/2005                       142500                    142404.19
NY                                 11/1/2005                       432000                    431628.06
RI                                 11/1/2005                       308700                    308393.39
MO                                 11/1/2005                       196000                       196000
GA                                 11/1/2005                       158400                    158177.94
GA                                 11/1/2005                       124000                    123829.28
GA                                 11/1/2005                       124000                    123829.28
PA                                 11/1/2005                       275000                    274811.71
MI                                 11/1/2005                       106400                    106322.61
CA                                 11/1/2005                       351000                    350383.76
AZ                                 11/1/2005                       136000                    135824.16
VA                                 11/1/2005                       356000                    355490.75
UT                                 10/1/2005                       312500                       312500
MI                                 11/1/2005                       109900                    109827.75
MI                                 11/1/2005                       123500                    123454.51
CA                                 11/1/2005                       159000                    158693.11
AZ                                 11/1/2005                       212000                     211909.7
FL                                 11/1/2005                       110500                    110437.08
PA                                 11/1/2005                        65000                     64961.82
FL                                 12/1/2005                       275000                    274722.63
RI                                 11/1/2005                       200000                    199535.89
MI                                 12/1/2005                        82800                      82747.2
MI                                 11/1/2005                       136000                    135889.62
NV                                 11/1/2005                       164000                    163829.48
NV                                 11/1/2005                       225000                    224927.69
FL                                 10/1/2005                       181600                    181450.85
FL                                 12/1/2005                       127500                    127422.68
FL                                 11/1/2005                       162500                    162415.75
CA                                 11/1/2005                       250000                    249862.01
CA                                 11/1/2005                       345000                    344688.12
CA                                 11/1/2005                       182250                    182121.37
CA                                 11/1/2005                       200000                    199915.98
CA                                 11/1/2005                       145000                    144954.07
VA                                 11/1/2005                       236300                       236300
FL                                 12/1/2005                       137500                    137341.47
CA                                 11/1/2005                       292000                       291997
MI                                 11/1/2005                       112000                    111821.21
PA                                 11/1/2005                        61110                     61045.06
IL                                 11/1/2005                       359000                       359000
MI                                 11/1/2005                       127520                    127422.48
RI                                 11/1/2005                       263000                    262832.82
CA                                 11/1/2005                       308750                     308620.3
CA                                 11/1/2005                       296250                    295030.01
CT                                 11/1/2005                       235900                    235752.62
CA                                 10/1/2005                       304000                    303733.04
CA                                 11/1/2005                       202000                    201569.11
TX                                 10/1/2005                        85600                      85484.5
CA                                 11/1/2005                       208000                    207917.35
MA                                 11/1/2005                       340000                       340000
MN                                 11/1/2005                       128000                    127912.36
MA                                 11/1/2005                       340000                       340000
UT                                 11/1/2005                       230400                       230400
NY                                 11/1/2005                       342000                       342000
MA                                 11/1/2005                       285000                    284926.05
FL                                 10/1/2005                       210000                    209856.21
PA                                 11/1/2005                       176000                    175903.86
RI                                 11/1/2005                       145000                    144900.71
AZ                                 11/1/2005                       156600                       156600
MA                                 12/1/2005                       225000                    224831.33
IA                                 11/1/2005                       151000                    150418.58
CA                                 11/1/2005                       160000                    159852.52
NJ                                 11/1/2005                       210000                       210000
IL                                 12/1/2005                       220000                    219849.36
VA                                 11/1/2005                       124000                    123926.42
NY                                 11/1/2005                       407600                       407600
MI                                 11/1/2005                       110000                    109917.55
MD                                 12/1/2005                       180000                    179855.34
PA                                 11/1/2005                       175100                    174744.64
MD                                 11/1/2005                       176000                    175879.49
NY                                 11/1/2005                       311200                     310923.4
FL                                 11/1/2005                        69600                     69524.48
TX                                 11/1/2005                       118750                    118699.13
MI                                 11/1/2005                       162400                    162296.44
CA                                 11/1/2005                       300120                    299975.33
LA                                 11/1/2005                       100800                    100654.36
NY                                 11/1/2005                        60900                     60863.27
NY                                 11/1/2005                       227500                    227083.55
CA                                 11/1/2005                       225000                       225000
MN                                 11/1/2005                       153600                    153494.83
CA                                 11/1/2005                       295000                    294818.96
CA                                 11/1/2005                       201600                    201372.15
CA                                 11/1/2005                       260000                    259720.72
AZ                                 11/1/2005                       335750                       335750
FL                                 10/1/2005                       142400                    142257.86
GA                                 11/1/2005                        82400                     82382.92
MI                                 11/1/2005                       127200                     127118.8
TN                                 11/1/2005                       280000                    279835.54
CA                                 10/1/2005                       159000                    158735.99
SC                                 11/1/2005                       328500                    328336.71
FL                                 11/1/2005                       180000                    179836.65
NJ                                 11/1/2005                       423000                       423000
NC                                 12/1/2005                       275132                    274933.87
TX                                 11/1/2005                       104000                    103929.01
RI                                 10/1/2005                       225000                    224863.69
CA                                 10/1/2005                       220000                    219919.65
CA                                 11/1/2005                       192000                       192000
CA                                 11/1/2005                       316000                    315363.23
NY                                 11/1/2005                       312000                    311712.42
LA                                 11/1/2005                       164000                    163773.18
MI                                 11/1/2005                       152000                    151923.65
FL                                 11/1/2005                       324000                     323793.4
MN                                 11/1/2005                       119600                    119521.37
FL                                 11/1/2005                       114000                     113821.6
MA                                 11/1/2005                       225000                    224580.09
PA                                 11/1/2005                       161500                    161393.38
CA                                 11/1/2005                       280000                     279999.1
FL                                 11/1/2005                       100000                     99931.52
NY                                 11/1/2005                       263500                    263266.38
NY                                 11/1/2005                       271920                       271920
NC                                 11/1/2005                       173400                    173283.41
CA                                 11/1/2005                       200000                    199936.63
TX                                 11/1/2005                       143888                    143786.95
MI                                 11/1/2005                       104000                    103920.31
MN                                 11/1/2005                        92250                     92115.38
FL                                 12/1/2005                       175500                    175080.88
CA                                 12/1/2005                       271760                       271760
MI                                 11/1/2005                       171000                    170919.37
NY                                 11/1/2005                       306000                    305579.58
IL                                 11/1/2005                       261600                    261478.96
CA                                 11/1/2005                       300000                    299872.21
MD                                 11/1/2005                       240000                    239817.93
FL                                 11/1/2005                       159980                       159980
CA                                 11/1/2005                       350000                     349650.9
RI                                 11/1/2005                       194000                    193915.04
MA                                 11/1/2005                       218500                       218300
FL                                 11/1/2005                       187000                     186859.4
NJ                                  1/1/2006                       247500                    247388.59
MN                                 11/1/2005                        61750                     61695.56
MD                                 11/1/2005                       152000                    151872.93
FL                                 11/1/2005                       100800                    100745.51
FL                                 11/1/2005                       167000                    166862.85
OR                                 11/1/2005                       144000                    143883.12
KY                                 11/1/2005                       185250                     185090.5
MI                                 10/1/2005                       148500                    148402.37
CA                                 10/1/2005                       300000                    299885.38
MI                                 11/1/2005                       126000                    125925.99
SC                                 11/1/2005                       212000                    211780.71
VA                                 11/1/2005                       112000                    111836.55
RI                                 11/1/2005                       210000                    209817.91
RI                                 11/1/2005                       183500                    183097.38
CT                                 11/1/2005                       159000                    158853.45
CT                                 11/1/2005                       140000                    139745.22
MD                                 11/1/2005                       260000                    259823.77
PA                                 11/1/2005                       350000                    349792.29
PA                                 11/1/2005                       108750                    108661.74
NH                                 10/1/2005                        99937                     99885.19
MN                                 11/1/2005                       245125                    244923.67
CO                                 11/1/2005                        67500                     67484.92
MD                                 11/1/2005                       104000                    103914.58
VA                                 11/1/2005                       112500                    112431.84
NY                                 11/1/2005                       270000                    269290.43
OH                                 11/1/2005                        96000                     95942.02
MA                                 11/1/2005                       159750                       159750
CT                                 11/1/2005                       244000                    243787.85
NY                                 11/1/2005                        61500                     61432.49
NJ                                 12/1/2005                       151000                    150917.35
CA                                 11/1/2005                       320000                    319594.65
MI                                 11/1/2005                       192950                    191533.26
MI                                 11/1/2005                       110000                    109918.36
CA                                 11/1/2005                       342000                       342000
CA                                 11/1/2005                       230750                    230553.26
CA                                 11/1/2005                       350000                    349979.17
CA                                 11/1/2005                       232900                       232900
LA                                 11/1/2005                       210000                    209677.84
PA                                 11/1/2005                       254700                    254478.12
MA                                 11/1/2005                       204100                    203789.98
VA                                 11/1/2005                       155000                     154824.2
NC                                 11/1/2005                       174880                    174778.34
CA                                 11/1/2005                       327250                    326981.76
MI                                 11/1/2005                        93100                     93064.18
FL                                 11/1/2005                       206000                    205898.67
TX                                 11/1/2005                        54000                     53949.09
CA                                 11/1/2005                       190000                       190000
MI                                 11/1/2005                       107660                    107587.62
OH                                 12/1/2005                       159920                    159754.61
VA                                 11/1/2005                        84000                     83982.06
NY                                 11/1/2005                       270000                    269780.86
TX                                 11/1/2005                       149316                    149227.39
IN                                 11/1/2005                        70000                     69970.01
FL                                 11/1/2005                       344000                    343807.61
PA                                 11/1/2005                       184500                    184371.09
CA                                  1/1/2006                       275000                    274991.49
CA                                 11/1/2005                       392000                       392000
UT                                 11/1/2005                        88000                        88000
MN                                 11/1/2005                       143920                    143822.45
CA                                 11/1/2005                       230000                    229820.57
FL                                 11/1/2005                       117600                    117565.67
MD                                 11/1/2005                       181750                     181627.8
PA                                 10/1/2005                        84750                     84716.32
NY                                 11/1/2005                       312000                    311717.95
NJ                                 11/1/2005                       192000                    191910.04
FL                                 11/1/2005                       148000                    147860.92
MI                                 11/1/2005                       140000                    139769.37
CA                                 11/1/2005                       350000                    349991.67
FL                                 11/1/2005                       115700                    115555.82
CA                                 11/1/2005                       165000                    164753.63
MA                                 11/1/2005                       236000                    235951.07
VA                                 11/1/2005                       355500                       355500
CA                                 11/1/2005                       307500                    307278.11
TX                                 12/1/2005                       120000                    119978.58
FL                                 11/1/2005                       160000                    159871.42
NY                                 11/1/2005                       225000                     224790.6
NY                                 11/1/2005                       343000                    342818.48
TX                                 11/1/2005                        93300                     93279.17
CA                                 10/1/2005                       333000                    332852.16
CO                                 11/1/2005                       186300                    186177.52
CO                                 11/1/2005                       228000                       228000
ID                                 11/1/2005                       332000                    331756.06
FL                                 11/1/2005                       192000                    191892.92
MI                                 11/1/2005                       128000                       128000
IN                                 11/1/2005                       113900                    113816.31
FL                                 11/1/2005                       168000                    167916.49
FL                                 11/1/2005                       212250                    212125.33
CA                                 11/1/2005                       229600                    229368.84
VA                                 11/1/2005                       126400                    126316.04
MI                                 12/1/2005                       149150                     148940.9
CA                                 11/1/2005                       212000                    211942.79
MD                                 11/1/2005                       225000                    224580.09
MI                                 11/1/2005                       240000                    239666.91
FL                                 11/1/2005                        75650                     75608.68
MI                                 11/1/2005                        79900                     79842.69
CA                                 11/1/2005                       306500                       306500
CA                                 12/1/2005                       381000                       381000
FL                                 11/1/2005                       268000                    267919.84
NY                                 11/1/2005                       150000                    149774.18
MI                                 11/1/2005                       280000                       280000
RI                                 11/1/2005                       217600                       217600
FL                                 11/1/2005                       210000                     209687.5
MO                                 11/1/2005                       137700                    137481.92
CA                                 11/1/2005                       137000                    136852.84
CA                                 11/1/2005                       313000                    312415.84
UT                                 11/1/2005                       118500                    118474.61
CA                                 11/1/2005                       311000                       311000
NY                                 10/1/2005                       270000                    269325.58
CA                                 10/1/2005                       160000                    159917.05
NY                                 11/1/2005                       170000                       170000
FL                                 11/1/2005                       207000                    206624.73
WA                                 11/1/2005                       216000                    215934.45
VA                                 11/1/2005                       202500                    202379.83
NC                                 10/1/2005                       196800                     196696.9
LA                                 11/1/2005                       120600                    120517.42
TX                                 11/1/2005                        97500                     97454.51
FL                                 11/1/2005                       335000                       335000
MN                                 11/1/2005                       202400                    202057.28
MI                                 11/1/2005                       104000                    103996.68
MI                                 11/1/2005                       141550                    141459.74
TX                                 11/1/2005                       150000                    149889.79
CA                                 11/1/2005                       344500                       344500
MI                                 10/1/2005                       248000                    247824.97
MN                                 11/1/2005                       228000                    227310.63
FL                                 11/1/2005                        80000                     79969.52
AZ                                 11/1/2005                       217000                    216903.66
MN                                 11/1/2005                        67200                     67100.75
NY                                 11/1/2005                       381500                    381307.91
MI                                 11/1/2005                       262800                    262677.39
LA                                 11/1/2005                       111750                    111553.22
MA                                  1/1/2006                       240000                    239867.36
RI                                 11/1/2005                       225000                    224515.44
AZ                                 11/1/2005                       174400                    174345.37
FL                                 11/1/2005                       176400                    176270.39
LA                                 11/1/2005                        94400                     94355.96
VA                                 11/1/2005                        67500                      67406.5
MA                                 11/1/2005                       180000                    179933.33
FL                                 12/1/2005                       180000                    179848.03
FL                                 11/1/2005                       119000                    118902.46
CA                                 11/1/2005                       172250                    172234.81
CA                                 12/1/2005                       341600                       341600
DC                                 11/1/2005                       142000                    141857.04
NY                                 11/1/2005                       328500                    328489.76
NY                                 11/1/2005                       351000                       351000
MN                                 11/1/2005                       166400                    166026.31
MI                                 11/1/2005                       184000                    183872.73
CO                                 11/1/2005                       189250                    188932.67
CA                                 11/1/2005                       158000                     157855.4
CA                                 11/1/2005                       250000                       250000
TX                                 11/1/2005                        77000                     76957.85
MI                                 11/1/2005                        93600                     93466.11
MD                                 11/1/2005                       180200                    179894.85
CA                                 11/1/2005                       556000                    555342.62
RI                                 11/1/2005                       292500                       292500
CA                                 11/1/2005                       300000                       300000
AZ                                 11/1/2005                       283500                    283010.14
MI                                 11/1/2005                       131800                    131728.01
CA                                 11/1/2005                       348000                       348000
MI                                 11/1/2005                       240350                    240025.58
FL                                 11/1/2005                       168300                       168300
MI                                 11/1/2005                       140000                    139946.67
CA                                 11/1/2005                       356000                    355854.55
CA                                 11/1/2005                       342000                       342000
CA                                 11/1/2005                       344000                       344000
CA                                 11/1/2005                       340000                       340000
TX                                 10/1/2005                       106400                    106266.59
CA                                 11/1/2005                       190000                    189896.93
TX                                 10/1/2005                       280000                    279903.36
MI                                 11/1/2005                       130500                     130419.3
MI                                 11/1/2005                       270000                    269926.25
MI                                 11/1/2005                       136000                     135748.3
MI                                 10/1/2005                       190000                    189950.84
TX                                 11/1/2005                        84600                     84493.92
TX                                 11/1/2005                       246500                       246500
MI                                 11/1/2005                       155500                    155467.76
CA                                 11/1/2005                       352000                       352000
FL                                 11/1/2005                       175000                    174852.26
VA                                 12/1/2005                       154800                    154674.36
CA                                 11/1/2005                       210000                    209921.11
CA                                 11/1/2005                       322500                    322327.59
CA                                 11/1/2005                       304000                       304000
FL                                 11/1/2005                       252000                    251895.31
MD                                 11/1/2005                       194400                    194116.28
MI                                 11/1/2005                       157250                    156983.72
CA                                 11/1/2005                       232000                       232000
CA                                 11/1/2005                       344800                       344800
AZ                                 11/1/2005                       329000                    328811.97
NY                                 10/1/2005                       457500                    457094.39
NY                                 11/1/2005                       260000                    259880.99
VA                                 11/1/2005                       128800                    128540.27
VA                                 11/1/2005                       162500                    162419.23
CA                                 10/1/2005                       291000                    290768.08
MI                                 11/1/2005                        92000                     91960.16
TX                                 11/1/2005                       185600                    185506.77
OH                                 11/1/2005                       133000                    132937.82
MI                                 10/1/2005                        94500                     94456.84
AR                                 12/1/2005                        80000                     79961.07
OH                                 11/1/2005                       124000                     123885.7
MI                                 11/1/2005                       181450                    181347.74
CA                                 11/1/2005                       265500                    265499.84
CA                                 11/1/2005                       355000                       355000
CA                                 11/1/2005                       294500                       294500
CA                                 11/1/2005                       180000                       180000
NJ                                 11/1/2005                       312000                       312000
CA                                 11/1/2005                       342000                    341896.88
CA                                 11/1/2005                       249600                    249408.72
CA                                 10/1/2005                       315000                    314452.18
CA                                 11/1/2005                       352000                       352000
MD                                 10/1/2005                       336000                    335699.19
OH                                 11/1/2005                       150400                    150218.49
OH                                 11/1/2005                       173120                    173009.61
UT                                 11/1/2005                       208050                       208050
OH                                 11/1/2005                        76800                     76633.27
OH                                 11/1/2005                        66500                     66466.25
TN                                 11/1/2005                       239200                    239130.48
OH                                 11/1/2005                        82800                     82683.34
OH                                 11/1/2005                       130800                    130756.99
OH                                 11/1/2005                       102700                    102654.08
CA                                 11/1/2005                       336000                       336000
CA                                 10/1/2005                       282000                    281899.88
AZ                                 11/1/2005                       175000                    174878.36
CA                                 11/1/2005                       131400                    131279.76
CA                                 11/1/2005                       254000                     253914.8
CA                                 11/1/2005                       350000                    349804.26
OH                                 11/1/2005                        89600                     89550.55
MI                                 12/1/2005                       144000                    143773.25
OH                                 11/1/2005                        50350                     50325.75
CA                                 12/1/2005                       170000                     169679.2
CO                                 11/1/2005                       300000                    299916.52
TX                                 11/1/2005                        84000                     83942.48
OH                                 11/1/2005                        64800                     64762.72
CA                                 11/1/2005                       208000                       208000
MN                                 11/1/2005                       155200                    155116.97
MN                                 11/1/2005                       300000                    299788.26
NC                                 11/1/2005                       183400                    183249.38
OH                                 11/1/2005                        85600                     85539.46
OH                                 10/1/2005                       216800                    216609.65
FL                                 11/1/2005                       276000                    275894.85
MI                                 11/1/2005                       120000                    119925.79
OH                                 11/1/2005                       106000                    105921.33
MN                                 11/1/2005                       177800                    177670.67
OH                                 10/1/2005                        50004                     49989.37
OH                                 11/1/2005                       107000                    106945.68
MD                                 12/1/2005                       243500                    243328.14
OH                                 11/1/2005                        76000                     75957.62
OH                                 11/1/2005                        87000                        86958
OH                                 11/1/2005                        69200                     69157.21
FL                                 10/1/2005                       308750                       308750
CA                                 11/1/2005                       304000                       304000
NC                                 12/1/2005                       246000                     245567.1
OH                                 11/1/2005                       122800                    122716.76
CA                                 11/1/2005                       352000                    351854.17
CA                                 12/1/2005                       120000                    119890.12
MI                                 11/1/2005                       134100                    134047.84
OH                                 11/1/2005                       113000                    112941.91
OH                                 11/1/2005                       103920                    103848.12
OH                                 11/1/2005                       129000                    128891.09
PA                                 11/1/2005                       195500                     195312.7
MI                                 11/1/2005                       100000                     99872.22
NJ                                 11/1/2005                       300000                    299899.36
MI                                 11/1/2005                       204250                    204111.56
MI                                 11/1/2005                       114000                    113844.95
OH                                 11/1/2005                        56050                     56026.77
OH                                 11/1/2005                        98500                     98455.49
OH                                 11/1/2005                       119920                    119812.64
OH                                 11/1/2005                        50000                     49979.92
OH                                 11/1/2005                        50400                      50360.6
OH                                 11/1/2005                        56000                     55983.25
MN                                 11/1/2005                       280000                    279482.45
OH                                 11/1/2005                       144400                    144213.47
FL                                 12/1/2005                       270000                       270000
OH                                 11/1/2005                       123760                    123669.97
PA                                 11/1/2005                       144000                    143905.32
OH                                 11/1/2005                        80000                     79953.01
MI                                 11/1/2005                       289750                    289545.45
OH                                 11/1/2005                       130400                    130297.26
MD                                 10/1/2005                       200000                    199716.79
NJ                                 11/1/2005                       185000                    184938.18
CA                                 11/1/2005                       155000                       155000
NC                                 11/1/2005                       210000                    209822.71
CA                                 11/1/2005                       260000                    259900.67
MD                                 11/1/2005                       304000                    303957.72
MA                                 11/1/2005                       170000                    169685.78
OH                                 11/1/2005                       156720                    156625.06
FL                                 11/1/2005                       186000                    185868.25
MD                                 11/1/2005                       113600                    112947.36
OH                                 11/1/2005                       116850                    116675.68
OH                                 11/1/2005                       234000                    233847.71
TX                                 11/1/2005                        60800                      60773.9
PA                                 11/1/2005                       112000                    111945.48
FL                                 11/1/2005                       224000                    223950.71
NY                                 11/1/2005                       300000                    299712.59
CA                                 11/1/2005                       283500                       283500
OH                                 11/1/2005                       177300                    177206.66
OH                                 11/1/2005                       142500                    142395.82
NY                                 11/1/2005                       300000                    299742.46
OH                                 11/1/2005                       100800                       100591
OH                                 11/1/2005                        97520                     97467.28
OH                                 11/1/2005                       110000                    109923.14
OH                                 11/1/2005                       135900                     135787.5
OH                                 11/1/2005                        98000                     97834.06
OH                                 11/1/2005                        99120                     99048.41
OH                                 11/1/2005                       105200                    105132.23
OH                                 11/1/2005                        63200                     63154.49
OH                                 11/1/2005                        69520                     69449.42
OH                                 11/1/2005                      78723.4                     78675.16
OH                                 11/1/2005                        82890                     82747.78
MN                                 11/1/2005                       112000                    111944.33
CA                                 11/1/2005                       155000                    154928.28
MN                                 11/1/2005                       344175                     343898.4
OH                                 11/1/2005                       124000                    123913.36
OH                                 11/1/2005                       158480                    158197.67
OH                                 11/1/2005                        97500                     97448.92
OH                                 11/1/2005                       110400                    110303.07
MD                                 11/1/2005                       350000                    349698.66
FL                                 11/1/2005                       155000                    154961.62
OH                                 11/1/2005                        89600                     89541.09
OH                                 11/1/2005                       140800                    140707.43
OH                                 11/1/2005                       145000                    144914.83
OH                                 11/1/2005                       166400                    166279.92
MN                                 11/1/2005                       200000                    199655.98
MN                                 12/1/2005                       301750                    301482.48
NY                                 12/1/2005                       298800                    298527.25
FL                                 11/1/2005                       300000                    299896.17
OH                                 11/1/2005                        85000                     84947.44
MN                                 11/1/2005                       164000                    163883.08
MN                                 11/1/2005                       207000                    206869.35
MN                                 11/1/2005                       149000                    148873.14
RI                                 11/1/2005                       315000                       315000
OH                                 11/1/2005                       139200                    139096.69
FL                                 11/1/2005                       148000                    147970.65
OH                                 11/1/2005                        69600                     69571.43
OH                                 11/1/2005                        67600                     67554.65
NY                                 10/1/2005                       105000                    104769.41
MI                                 11/1/2005                       295450                    295237.23
OH                                 11/1/2005                        93000                     92960.07
OH                                 12/1/2005                        84400                     84330.68
OH                                 11/1/2005                       100000                     99925.04
OH                                 11/1/2005                        99920                     99849.48
MI                                 11/1/2005                       115000                    114895.84
MI                                 11/1/2005                        92000                     91976.88
OH                                 11/1/2005                       104000                    103852.72
OH                                 11/1/2005                        84000                     83960.81
OH                                 11/1/2005                        50000                     49893.58
MI                                 11/1/2005                       205000                    204863.77
MD                                 11/1/2005                       288000                    287770.83
OH                                 11/1/2005                        88000                     87933.38
MI                                 11/1/2005                       142000                    141911.28
OH                                 11/1/2005                       110000                    109929.86
NC                                 11/1/2005                       154400                    154137.01
MN                                 11/1/2005                       288000                       288000
OH                                 11/1/2005                        77000                     76947.81
OH                                 11/1/2005                        62400                     62364.47
OH                                 11/1/2005                        86000                     85950.01
NY                                 11/1/2005                       255000                       255000
MN                                 11/1/2005                       119500                    119433.22
VA                                 11/1/2005                       117000                    116983.63
OH                                 11/1/2005                       129000                    128938.53
OH                                 11/1/2005                        80800                     80755.86
MN                                 11/1/2005                       204000                    203895.13
OH                                 11/1/2005                        65000                     64974.03
OH                                 11/1/2005                       223600                    223506.24
NY                                 11/1/2005                       314500                    314181.88
OH                                 11/1/2005                       162450                    162327.01
OH                                 11/1/2005                       109600                    109414.42
OH                                 11/1/2005                       135850                    135710.08
OH                                 11/1/2005                        63920                     63871.02
NC                                 11/1/2005                       175000                    174682.74
OH                                 11/1/2005                       198400                    198282.26
MN                                 11/1/2005                        64000                     63962.02
OH                                 10/1/2005                       105000                    104942.95
NY                                 11/1/2005                       273000                       273000
OH                                 11/1/2005                        69600                      69554.7
MD                                 11/1/2005                       124200                    124128.29
OH                                 11/1/2005                       160000                    159896.92
MN                                 11/1/2005                       197250                    197134.14
OH                                 11/1/2005                       100000                     99913.36
OH                                 11/1/2005                       142000                    141764.83
OH                                 11/1/2005                        63900                        63900
NC                                 11/1/2005                       256000                    255884.31
OH                                 11/1/2005                       124900                    124874.48
OH                                 11/1/2005                       207000                    206892.88
MN                                 12/1/2005                       112000                    111792.97
MN                                 11/1/2005                       288000                       288000
OH                                 11/1/2005                        89600                     89558.86
MD                                 12/1/2005                       152000                       152000
OH                                 11/1/2005                       171000                    170925.95
OH                                 11/1/2005                       123500                    123431.12
OH                                 11/1/2005                       118750                    118685.81
OH                                 11/1/2005                       153000                    152747.26
OH                                 11/1/2005                        76000                     75967.09
MN                                 11/1/2005                       164000                    163939.58
MN                                 10/1/2005                       264000                    263807.96
OH                                 11/1/2005                       129300                    129204.05
MI                                 10/1/2005                       152000                    151960.68
OH                                 10/1/2005                        73800                     73773.69
OH                                 11/1/2005                       102400                    102337.96
OH                                 12/1/2005                        94500                     94446.75
OH                                 11/1/2005                       117600                    117546.29
OH                                 11/1/2005                       111200                    111170.38
OH                                 11/1/2005                        54000                     53971.41
OH                                 11/1/2005                       152000                    151876.63
OH                                 11/1/2005                        71000                     70965.63
OH                                 10/1/2005                       113400                    113271.72
OH                                 12/1/2005                       174800                    174694.97
OH                                 11/1/2005                       157700                    157601.48
OH                                 11/1/2005                        97200                     97165.49
MN                                 10/1/2005                       150000                    149928.52
OH                                 11/1/2005                       272000                    271809.95
NC                                 11/1/2005                       145000                       145000
OH                                 11/1/2005                        71250                     71208.15
OH                                 11/1/2005                        84900                     84881.51
OH                                 11/1/2005                        61500                        61500
OH                                 11/1/2005                       191700                    191474.01
OH                                 11/1/2005                       105000                    104903.22
OH                                 11/1/2005                       245100                    244941.78
OH                                 11/1/2005                        70000                     69961.69
OH                                 12/1/2005                       109800                     109750.7
OH                                 10/1/2005                       283500                    283355.78
OH                                 11/1/2005                        75650                     75584.87
OH                                 11/1/2005                       169500                    169390.81
OH                                 11/1/2005                       195500                    195339.75
OH                                 11/1/2005                       150450                     150200.2
OH                                 11/1/2005                        81000                     80955.29
OH                                 11/1/2005                       130500                    130313.34
OH                                 11/1/2005                       105000                    104955.49
OH                                 11/1/2005                        98250                     98194.06
OH                                 11/1/2005                       152000                    151930.67
OH                                 11/1/2005                        60000                     59977.65
OH                                 11/1/2005                       131100                    131014.68
OH                                 11/1/2005                        83806                     83757.22
OH                                 11/1/2005                        69350                      69304.4
OH                                 11/1/2005                        98400                     98314.45
OH                                 11/1/2005                       184000                    183915.96
OH                                 11/1/2005                       171000                    170890.96
OH                                 11/1/2005                       100000                     99930.67
MN                                 11/1/2005                       200000                    199845.33
OH                                 11/1/2005                       100000                     99910.97
OH                                 11/1/2005                       151000                    150910.21
OH                                 11/1/2005                       128000                    127903.08
OH                                 11/1/2005                       107100                    106918.65
OH                                 11/1/2005                       156750                    156664.98
NC                                 11/1/2005                       235000                    234803.54
OH                                 11/1/2005                       237600                    237438.95
OH                                 10/1/2005                        59400                     59377.88
OH                                 11/1/2005                       204250                    204104.72
OH                                 11/1/2005                        93500                     93478.18
OH                                 11/1/2005                       110500                    110422.01
OH                                 11/1/2005                       162000                    161883.34
OH                                 11/1/2005                       110500                     110441.5
OH                                 11/1/2005                       155550                     155301.7
OH                                 11/1/2005                       164000                    163948.78
---------------------------------------------------------------------------------------------------------------------
                                                           800,935,450.85               800,121,799.64
---------------------------------------------------------------------------------------------------------------------

TX                                 11/1/2005                        32312                     32296.66
TX                                 11/1/2005                        32200                     32188.52
NC                                 12/1/2005                        54180                     54132.11
SC                                 11/1/2005                        35300                     35287.41
CO                                 11/1/2005                        35960                     35946.83
TX                                 11/1/2005                        26000                     25991.69
CO                                 11/1/2005                        37900                     37886.19
NC                                 11/1/2005                        36000                     35958.43
TX                                 11/1/2005                        28000                      27959.8
CO                                 11/1/2005                        35000                     34988.57
CO                                 11/1/2005                        43200                     43181.98
MD                                 11/1/2005                        66000                     65980.69
GA                                 11/1/2005                        28180                     28171.75
TX                                 11/1/2005                        25824                     25815.57
MD                                 10/1/2005                        59800                      59778.2
MD                                 11/1/2005                        95000                     94945.34
MD                                 10/1/2005                        46400                     46386.42
MD                                 11/1/2005                       105000                    104962.56
GA                                 11/1/2005                        30500                     30491.08
TX                                 11/1/2005                        34398                     34386.76
TX                                 11/1/2005                        62000                     61981.86
MD                                 11/1/2005                        52000                     51975.22
NV                                 11/1/2005                        79000                      78964.1
OK                                 11/1/2005                       639750                    638748.86
TX                                 11/1/2005                        28838                     28786.25
TX                                 11/1/2005                        30922                     30913.13
GA                                 11/1/2005                        40636                     40623.02
DE                                 11/1/2005                        37580                     37569.01
FL                                 12/1/2005                        37200                     37186.95
CO                                 11/1/2005                        41000                     40986.61
UT                                 11/1/2005                        38600                     38580.62
NC                                 11/1/2005                       118000                    117965.48
CA                                 11/1/2005                       176000                       175786
SC                                 11/1/2005                        38000                     37987.86
IN                                 11/1/2005                        25300                     25286.88
NV                                 12/1/2005                        81690                     81615.48
KY                                 11/1/2005                        38380                     38362.57
NC                                 11/1/2005                        28398                     28377.66
GA                                 11/1/2005                        45200                     45183.88
AZ                                 11/1/2005                        76980                     76949.41
FL                                 11/1/2005                        48700                     48682.64
FL                                 11/1/2005                        73980                     73958.36
AZ                                 11/1/2005                        41219                      41204.3
MD                                 11/1/2005                        64000                     63976.67
IL                                 10/1/2005                        49000                     48980.53
CO                                 11/1/2005                        53721                     53703.45
CA                                 11/1/2005                       464750                    463554.54
TX                                 11/1/2005                        65002                     64980.77
WI                                 11/1/2005                        34780                     34765.49
TX                                 11/1/2005                        28480                     28462.74
CA                                 11/1/2005                       101000                    100959.86
CA                                 11/1/2005                       109000                    108954.29
SC                                 11/1/2005                        50000                     49886.85
SC                                 11/1/2005                        28150                     28139.75
NC                                 11/1/2005                        37777                     37764.93
GA                                 11/1/2005                       108880                     108829.2
FL                                 11/1/2005                        26800                     26790.54
GA                                 11/1/2005                       238000                     237311.6
PA                                 12/1/2005                        27580                     27569.95
ME                                 11/1/2005                       107200                    106977.24
TX                                 10/1/2005                        29200                     29191.65
CO                                 11/1/2005                        40000                     39987.21
SC                                 11/1/2005                        36000                      35988.5
ME                                 11/1/2005                        29200                     29190.66
TX                                 11/1/2005                        42400                     42384.88
WI                                 11/1/2005                        26600                     26590.31
CO                                 11/1/2005                        43000                     42987.42
GA                                 10/1/2005                       400000                     399262.8
MA                                 11/1/2005                        32600                     32580.25
TX                                 11/1/2005                        37800                     37787.65
WY                                 11/1/2005                        26400                      26361.8
WY                                 11/1/2005                        25700                     25689.79
WY                                 10/1/2005                        26000                     25991.69
FL                                 11/1/2005                        44000                     43949.18
GA                                 11/1/2005                        26358                     26347.01
TX                                 11/1/2005                        25000                     24990.89
TX                                 11/1/2005                        45100                      45087.1
CO                                 12/1/2005                        32400                     32355.53
MD                                 11/1/2005                        50000                     49973.53
AZ                                 11/1/2005                        52662                      52634.6
CO                                 11/1/2005                        38140                     38127.51
GA                                 11/1/2005                        26200                     26184.12
CA                                 11/1/2005                        73980                     73953.04
MA                                 11/1/2005                        52000                        51971
TX                                 11/1/2005                        37000                      36985.3
TX                                 11/1/2005                        45900                     45886.84
OH                                 11/1/2005                        25980                     25971.69
GA                                 11/1/2005                        25440                     25418.25
CO                                 11/1/2005                        43300                      43278.7
WI                                 11/1/2005                        33000                     32984.28
NC                                 11/1/2005                        30680                     30668.82
NC                                 11/1/2005                      25989.8                     25982.19
TX                                 11/1/2005                        29458                     29447.49
TX                                 11/1/2005                        35890                     35876.92
TX                                 11/1/2005                        29900                     29861.44
WA                                 11/1/2005                        87167                     87132.36
NY                                 12/1/2005                        92200                     92149.39
MA                                 11/1/2005                        59800                     59782.51
MA                                 11/1/2005                        38200                     38176.86
TN                                 11/1/2005                        42379                     42351.98
TX                                 11/1/2005                        26395                     26387.28
TX                                 10/1/2005                        33757                     33747.34
TX                                 11/1/2005                        30667                     30656.99
TX                                 11/1/2005                        31000                     30990.09
TX                                 12/1/2005                        25600                     25590.67
FL                                 11/1/2005                        28400                     28383.66
GA                                 10/1/2005                        57000                     56981.78
VT                                 11/1/2005                        76861                     76666.75
TX                                 11/1/2005                        27600                     27589.94
TN                                 11/1/2005                        35949                     35926.86
NH                                 11/1/2005                        68000                      67969.1
IL                                 11/1/2005                      39209.4                     39196.87
FL                                 11/1/2005                       145200                    145166.42
NC                                 12/1/2005                        51000                     50981.82
PA                                 12/1/2005                        28000                     27991.05
IL                                 11/1/2005                        39800                        39787
NV                                 11/1/2005                        28400                     28385.28
MA                                 11/1/2005                        38800                     38783.82
PA                                 11/1/2005                        34000                     33987.88
FL                                 11/1/2005                        50000                     49878.89
TX                                 11/1/2005                        26600                      26591.5
FL                                 11/1/2005                       360000                    359789.64
CO                                 10/1/2005                        38500                      38487.7
CT                                 11/1/2005                        48000                     47985.96
PA                                 11/1/2005                        28000                     27991.05
GA                                 11/1/2005                        38940                      38889.5
MD                                 11/1/2005                        27800                      27684.7
NC                                 11/1/2005                        32000                     31988.28
GA                                 11/1/2005                        34980                     34967.25
OH                                 11/1/2005                        72500                     72473.58
OH                                 11/1/2005                        39180                     39168.54
WI                                 12/1/2005                        37000                     36986.81
MA                                 11/1/2005                        64726                     64702.42
NJ                                 11/1/2005                        40000                     39982.27
MA                                 11/1/2005                        72000                     71973.76
NH                                 11/1/2005                        27600                     27589.94
FL                                 11/1/2005                      44891.4                     44873.56
NJ                                 11/1/2005                        69000                      68975.4
CO                                 11/1/2005                        69400                     69374.71
CO                                 11/1/2005                        83600                     83566.78
CO                                 11/1/2005                        49400                     49374.39
TX                                 11/1/2005                        57000                     56981.38
GA                                 11/1/2005                        34400                     34387.47
TX                                 11/1/2005                        37800                     37759.08
TX                                 11/1/2005                        35973                     35952.32
OH                                 11/1/2005                        34600                     34579.04
MD                                 11/1/2005                        48800                     48748.67
NY                                 11/1/2005                        25580                     25570.88
CA                                 11/1/2005                       135150                    134870.54
OK                                 11/1/2005                        30320                     30308.95
NY                                 11/1/2005                        47700                     47672.55
TX                                 11/1/2005                        32738                     32702.65
CA                                 11/1/2005                       945000                     944524.2
CA                                 11/1/2005                        96000                     95959.96
MN                                 11/1/2005                        29900                     29885.29
MO                                 11/1/2005                        31980                      31967.3
IL                                 11/1/2005                        43000                     42973.95
MA                                 11/1/2005                        66000                     65978.44
NH                                 11/1/2005                        30200                     30187.41
WA                                 11/1/2005                        48532                     48493.27
GA                                 11/1/2005                        72600                      72576.8
TX                                 10/1/2005                        35594                     35581.31
TX                                 11/1/2005                        29560                     29551.36
TX                                 12/1/2005                        27400                     27337.25
IL                                 12/1/2005                        32600                      32586.4
GA                                 12/1/2005                        28280                     28270.97
PA                                 12/1/2005                        28000                     27988.32
FL                                 11/1/2005                        27700                     27689.03
WA                                 11/1/2005                        49000                     48983.99
OH                                 11/1/2005                        49400                     49383.86
NC                                 11/1/2005                        30200                     30189.42
IN                                 11/1/2005                        41400                     41385.24
IL                                 11/1/2005                        60000                      59980.4
WA                                 11/1/2005                        49800                     49742.49
AL                                 11/1/2005                        35000                     34987.52
KY                                 11/1/2005                        27200                     27187.03
NJ                                 11/1/2005                       110000                    109915.83
GA                                 11/1/2005                        41899                      41886.5
CO                                 11/1/2005                        39990                     39973.32
NJ                                 11/1/2005                        51100                     51082.75
TX                                 11/1/2005                        27500                     27484.18
NV                                 11/1/2005                        60000                     59974.84
NJ                                 11/1/2005                        93800                     93702.37
NH                                 11/1/2005                       185000                    184905.09
PA                                 11/1/2005                        42600                     42583.07
PA                                 12/1/2005                        37000                     36963.91
KY                                 12/1/2005                        50000                     49966.11
FL                                 11/1/2005                        32600                     32588.12
CT                                 11/1/2005                        62000                     61981.86
WI                                 11/1/2005                        26200                      26187.6
OH                                 11/1/2005                        27297                     27288.28
OH                                 11/1/2005                        31000                     30987.68
UT                                 12/1/2005                        32000                     31990.64
VT                                 11/1/2005                        37000                     36986.81
WY                                 11/1/2005                        26400                     26391.38
OH                                 11/1/2005                        27600                     27585.69
GA                                 11/1/2005                        30780                     30769.94
MA                                 11/1/2005                        44000                      43938.8
MA                                 11/1/2005                        33800                     33782.48
CA                                 11/1/2005                       175800                    175596.98
NC                                 11/1/2005                        27900                     27891.84
NY                                 12/1/2005                        63755                     63510.13
NY                                 11/1/2005                       110000                    109963.06
GA                                 10/1/2005                        27380                     27371.25
CO                                 11/1/2005                        46400                     46383.09
OH                                 11/1/2005                        35200                     35187.45
UT                                 11/1/2005                        32100                     32088.55
IA                                 11/1/2005                        25001                     24993.01
IA                                 11/1/2005                        25001                     24993.01
CA                                 12/1/2005                        46400                     46371.89
MA                                 11/1/2005                        37600                     37577.22
CA                                 11/1/2005                        92000                     91943.33
OH                                 11/1/2005                        49700                     49680.25
OH                                 12/1/2005                        39980                      39879.6
NY                                 11/1/2005                        73800                     73778.41
TX                                 11/1/2005                        33000                     32984.61
GA                                 11/1/2005                        28400                     28388.71
KY                                 11/1/2005                        26900                     26889.32
FL                                 11/1/2005                        42000                     41983.31
FL                                 11/1/2005                        35600                     35585.85
FL                                 11/1/2005                        83000                     82972.89
OH                                 12/1/2005                        29600                     29571.33
CT                                 11/1/2005                       585000                    584084.54
OH                                 11/1/2005                        34800                     34786.17
FL                                 12/1/2005                        32400                     32389.65
IL                                 11/1/2005                        71870                     71844.38
CA                                 11/1/2005                       103000                    102953.45
CA                                 11/1/2005                       375920                    375701.99
FL                                 11/1/2005                       378000                    377470.06
UT                                 11/1/2005                        26600                      26588.9
ME                                 11/1/2005                        47000                     46984.65
IA                                 11/1/2005                        25001                     24990.59
WA                                 11/1/2005                        35100                     35086.82
IN                                 10/1/2005                        36000                     35981.34
CA                                 11/1/2005                       150000                    149954.64
TX                                 11/1/2005                      26849.6                     26841.92
KY                                 11/1/2005                        26000                     25987.61
LA                                 11/1/2005                       103780                    103725.06
NY                                 11/1/2005                        82000                     81960.93
CA                                 11/1/2005                        82000                     81952.83
CA                                 12/1/2005                       445000                     444821.7
OK                                 12/1/2005                        67150                     67090.34
CA                                 11/1/2005                        86000                      85957.7
GA                                 12/1/2005                        28640                      28591.2
CA                                 11/1/2005                        71985                        71962
MD                                 11/1/2005                        53600                     53582.49
SC                                 10/1/2005                        28000                     27990.85
CT                                 12/1/2005                        33000                     32989.45
VA                                 11/1/2005                        37400                     37388.05
TN                                 11/1/2005                       151600                    151385.31
FL                                 11/1/2005                        56000                     55827.97
PA                                 11/1/2005                        27200                     27187.64
PA                                 12/1/2005                        30900                     30889.55
CA                                 11/1/2005                        58400                     58372.75
CA                                 11/1/2005                       125000                    124954.45
CA                                 11/1/2005                        86250                     86144.32
CA                                 11/1/2005                        83000                      82970.4
TX                                 12/1/2005                        34380                     34367.74
TX                                 11/1/2005                        28000                     27991.05
MA                                 11/1/2005                        26400                      26383.6
KY                                 11/1/2005                        31150                     31140.04
AZ                                 11/1/2005                        31000                     30975.25
UT                                 11/1/2005                        42400                     42383.15
CA                                 11/1/2005                       108000                    107944.01
CA                                 11/1/2005                       115000                    114933.83
CA                                 12/1/2005                       125800                    125750.01
IL                                 11/1/2005                        35200                     35187.45
AZ                                 11/1/2005                        45000                     44985.62
FL                                 11/1/2005                        47980                     47964.67
MA                                 11/1/2005                       392000                       392000
VA                                 11/1/2005                        32250                     32238.51
FL                                 11/1/2005                        41580                     41563.48
NH                                 11/1/2005                        34800                     34787.32
NC                                 11/1/2005                        31800                     31763.28
CO                                 10/1/2005                        43600                     43586.06
CA                                 11/1/2005                        47800                     47782.96
NH                                 11/1/2005                        56080                     56057.76
NY                                 11/1/2005                       103600                    103549.05
HI                                11/15/2005                       104000                       104000
NC                                 11/1/2005                        35980                     35954.25
CT                                 11/1/2005                        45000                     44985.62
CA                                 12/1/2005                        83000                     82963.02
WA                                 12/1/2005                        77000                     76964.97
FL                                 12/1/2005                        50000                     49973.53
FL                                 11/1/2005                       260000                    259815.57
TN                                 11/1/2005                        26800                     26783.05
HI                                 11/1/2005                       565000                    564136.46
TN                                 11/1/2005                        32000                     31980.09
CT                                 11/1/2005                        46000                     45978.08
CT                                 11/1/2005                        38600                     38559.83
NE                                 12/1/2005                        36600                     36575.18
CA                                 11/1/2005                       129000                    128958.77
NY                                 11/1/2005                        25530                     25521.84
FL                                 11/1/2005                        47400                     47381.16
FL                                 11/1/2005                        54799                     54779.46
FL                                 11/1/2005                       153000                    152629.73
WA                                 11/1/2005                        44000                     43977.19
CA                                 11/1/2005                       980000                    979156.24
IL                                 11/1/2005                        34000                     33987.88
CA                                 11/1/2005                       155800                    155744.45
MA                                 11/1/2005                       266400                    266356.38
VA                                 11/1/2005                        82625                     82577.46
CA                                 11/1/2005                        83000                     82970.34
FL                                 11/1/2005                       200000                    199890.52
NH                                 12/1/2005                        39600                     39576.01
CA                                 11/1/2005                       208165                    207688.52
MI                                 11/1/2005                        25300                     25278.38
NY                                 11/1/2005                       115000                    114943.44
MI                                 11/1/2005                        28400                     28389.65
MI                                 11/1/2005                        33680                     33663.95
CO                                 11/1/2005                        36000                     35979.29
CA                                 11/1/2005                       100000                     99955.05
FL                                 10/1/2005                        56000                     55979.48
SC                                 11/1/2005                       141200                       141200
NY                                 11/1/2005                       135800                    135755.64
CA                                 11/1/2005                       128600                    128533.33
KY                                 11/1/2005                        31000                     30990.93
CA                                 11/1/2005                        74000                      73963.6
TX                                 11/1/2005                        27960                     27951.06
TX                                 11/1/2005                        27200                     27192.22
MI                                 11/1/2005                        29380                     29368.33
CA                                 11/1/2005                        64801                     64726.17
FL                                 11/1/2005                        28400                     28388.71
CA                                 12/1/2005                       136500                    136429.24
NC                                 11/1/2005                        32000                     31989.55
NC                                 11/1/2005                        25000                     24991.83
AL                                 11/1/2005                        46980                     46966.26
ID                                 11/1/2005                       115500                    115424.07
CA                                 11/1/2005                       404000                    403609.22
MO                                 11/1/2005                        26920                      26910.4
WA                                 11/1/2005                        30000                      29989.3
FL                                 11/1/2005                        35600                     35577.15
CA                                 11/1/2005                        88200                     88167.86
CA                                 11/1/2005                       120400                    120340.78
NH                                 12/1/2005                       470400                    470071.33
FL                                 11/1/2005                        34000                     33982.37
CA                                 11/1/2005                       240000                    239547.05
PA                                 11/1/2005                        56000                     55982.11
MI                                 11/1/2005                        25000                     24979.63
MI                                 11/1/2005                        36000                      35988.5
ME                                 11/1/2005                        79900                     79749.19
CA                                 11/1/2005                       132000                    131935.07
VA                                 11/1/2005                        27750                     27741.19
CA                                 11/1/2005                        76000                     75962.62
CA                                 11/1/2005                       162000                    161831.39
VA                                 11/1/2005                        54000                     53980.32
AZ                                 11/1/2005                        51000                     50978.73
CA                                 11/1/2005                       104000                    103916.98
MA                                 11/1/2005                       110000                    109969.22
CA                                 11/1/2005                        84000                     83964.77
IL                                 11/1/2005                        50850                     50826.53
TX                                 11/1/2005                       480000                    479569.44
MA                                 11/1/2005                       242250                     51663.45
FL                                 11/1/2005                       104000                    103922.04
FL                                 11/1/2005                        52000                     51983.38
SC                                 11/1/2005                        67500                     66956.01
TX                                 11/1/2005                        30000                     29990.41
ME                                 11/1/2005                       114750                    114560.15
NY                                 12/1/2005                       449350                    448999.46
CA                                 11/1/2005                        78750                     78696.57
CA                                 11/1/2005                        88000                     87949.37
OR                                 11/1/2005                        49800                     49784.08
SC                                 11/1/2005                       147250                    147193.66
NV                                 11/1/2005                        92000                     91947.07
MI                                 11/1/2005                        39900                     39885.68
FL                                 11/1/2005                        46600                      46582.7
CA                                 11/1/2005                        77800                     77752.87
CA                                 11/1/2005                        79600                     79568.37
NV                                 11/1/2005                        57000                     56967.21
NV                                 11/1/2005                        42800                     42781.03
NC                                 10/1/2005                        50996                     50927.29
MI                                 11/1/2005                        34000                     33980.44
CA                                 11/1/2005                       101000                       100967
NH                                 11/1/2005                        42780                     42764.41
TX                                 11/1/2005                        78400                     78368.84
GA                                 11/1/2005                        30380                     30371.11
AZ                                  1/1/2006                       261750                    261539.65
NC                                 11/1/2005                        88000                     87968.96
VA                                 11/1/2005                        45500                     45473.82
NY                                 11/1/2005                        28000                     27980.47
UT                                 11/1/2005                        26200                     26178.57
CA                                 11/1/2005                        41000                     40970.63
CA                                 11/1/2005                        73000                     72917.08
AZ                                 11/1/2005                        59000                     58977.18
CA                                 10/1/2005                       110000                    109960.77
NY                                 11/1/2005                       126800                    126716.31
MO                                 11/1/2005                        27980                     27968.89
AZ                                 10/1/2005                       255000                    254812.64
CA                                 12/1/2005                       104000                    103898.31
MD                                 12/1/2005                       105676                    105637.49
MA                                 11/1/2005                       640000                    638770.57
FL                                 11/1/2005                        78000                     77858.69
NY                                 12/1/2005                       120000                    119759.74
GA                                 11/1/2005                       546250                    545731.05
NH                                 12/1/2005                        44000                     43985.94
MO                                 12/1/2005                        56720                     56699.33
MA                                 11/1/2005                        33400                     33368.71
MA                                 11/1/2005                       224000                     223841.1
NY                                 12/1/2005                       566000                    565715.02
FL                                 11/1/2005                        50000                     49973.53
FL                                 11/1/2005                        49000                     48982.14
MD                                 11/1/2005                        46800                     46786.31
CA                                 11/1/2005                       396350                    396169.11
MI                                 11/1/2005                        45800                     45783.31
TX                                 10/1/2005                       110400                     110354.2
CA                                 11/1/2005                        92400                     92358.03
MO                                 11/1/2005                        28990                     28965.22
MO                                 11/1/2005                        31785                     31773.41
CA                                 12/1/2005                        31200                     31183.83
MI                                 12/1/2005                        27000                        26986
IL                                 11/1/2005                        76950                     76749.38
FL                                 11/1/2005                       187055                    186916.17
ME                                 12/1/2005                        63000                      62848.7
NH                                 11/1/2005                        49380                     49362.39
MD                                 11/1/2005                        28000                     27989.79
FL                                 10/1/2005                        30000                     29988.83
CA                                 11/1/2005                        73743                      73673.9
CA                                 11/1/2005                        53400                     53381.98
DE                                 11/1/2005                        36000                     35987.16
CA                                 11/1/2005                       199800                    199685.05
NJ                                 11/1/2005                       101400                    101367.59
CA                                 11/1/2005                        65973                     65946.78
UT                                 11/1/2005                        32800                     32776.51
NY                                 11/1/2005                       114000                    113952.19
FL                                 11/1/2005                       232750                    232272.57
CO                                 11/1/2005                        58000                     57972.94
RI                                 11/1/2005                        48000                     47982.51
CA                                 11/1/2005                        79398                     79374.64
CT                                 11/1/2005                        32980                     32965.02
CT                                 11/1/2005                        35980                     35967.17
CA                                 11/1/2005                       140000                    139950.08
TX                                 11/1/2005                        39980                     39966.58
NC                                 11/1/2005                        73950                     73825.32
CA                                 11/1/2005                        78200                     78142.44
CA                                 11/1/2005                       130990                    130942.01
MO                                 11/1/2005                        52000                      51970.7
TX                                 11/1/2005                        50000                     49543.75
TX                                 10/1/2005                        59800                     59782.11
MI                                 11/1/2005                        32380                     32369.65
FL                                 11/1/2005                        44400                     44387.01
DE                                 11/1/2005                        40400                     40385.33
MA                                 11/1/2005                       150000                    149898.33
CA                                 11/1/2005                       142000                    141859.76
CT                                 11/1/2005                        33000                     32981.02
GA                                 11/1/2005                        75000                     74974.82
NY                                 11/1/2005                        60400                     60349.41
TX                                 11/1/2005                       124000                    123915.95
CA                                 11/1/2005                        70000                     69977.63
MN                                 11/1/2005                        36656                     36618.94
VA                                 11/1/2005                        29700                     29689.41
FL                                 11/1/2005                       192000                    191870.91
NY                                 11/1/2005                        78000                     77975.07
NY                                 11/1/2005                       480000                    479553.27
ME                                 11/1/2005                        68000                     67804.26
IN                                 11/1/2005                        50400                     50378.36
MD                                 11/1/2005                        60000                     59982.45
CO                                 11/1/2005                        50000                     49898.51
CA                                 11/1/2005                       128000                    127940.28
TX                                 11/1/2005                       237800                    236159.13
TX                                 11/1/2005                       363150                    362805.43
CO                                 11/1/2005                        48000                     47985.96
MA                                 11/1/2005                       489000                    488521.31
GA                                 11/1/2005                        33750                     33721.58
PA                                 12/1/2005                        31288                      31258.8
CA                                 12/1/2005                        31600                     31574.49
VA                                 11/1/2005                        36100                     36089.44
MA                                 11/1/2005                       100000                     99912.21
TX                                 11/1/2005                       500000                     499562.5
FL                                 11/1/2005                        27800                     27790.08
FL                                 11/1/2005                       100000                      99913.9
KY                                 11/1/2005                        28000                        27991
TX                                 11/1/2005                       100000                     99928.71
NH                                 11/1/2005                        36440                     36422.02
CT                                 11/1/2005                        30200                     30189.21
SC                                 11/1/2005                       152000                    151890.54
WA                                 11/1/2005                        90000                     89959.33
MA                                 11/1/2005                       123000                    122917.25
VA                                 11/1/2005                        67000                     66973.37
NV                                 11/1/2005                       183000                    182768.18
VA                                 11/1/2005                        84950                     84901.13
CA                                 11/1/2005                        78000                     77918.81
NY                                 11/1/2005                        63750                     63702.21
OH                                 11/1/2005                        25000                     24979.93
OH                                 10/1/2005                        59000                     58954.89
IL                                 11/1/2005                        68800                     68769.89
KY                                 11/1/2005                        63000                     62943.92
IA                                 11/1/2005                        25001                     24989.64
CA                                 11/1/2005                        48557                      48537.7
ME                                 11/1/2005                       110500                    110327.08
CT                                 11/1/2005                        39000                     38921.19
UT                                 11/1/2005                        38000                     37986.45
CA                                 11/1/2005                       540000                     539607.2
NC                                 11/1/2005                        54150                     54129.61
NY                                 11/1/2005                       192000                    191933.74
CA                                 11/1/2005                        90000                     89947.14
NY                                 11/1/2005                       160000                    159628.15
OR                                 11/1/2005                       155000                    154311.89
IL                                 11/1/2005                       400000                    399671.48
MA                                 11/1/2005                        89800                     89765.46
NH                                 11/1/2005                        33000                      32971.9
IL                                 10/1/2005                        75200                     75166.02
NC                                 11/1/2005                        30300                      30290.1
CA                                 11/1/2005                        65000                     64969.68
WI                                 11/1/2005                        28200                     28170.25
SC                                 11/1/2005                        85000                     84805.75
WA                                 11/1/2005                        67000                     66965.27
HI                                 11/1/2005                        86250                      86218.4
NC                                 11/1/2005                        73600                     73475.96
CA                                 11/1/2005                       971250                     970452.3
NY                                 11/1/2005                        91000                     90957.55
MA                                 11/1/2005                        68000                     67968.27
NC                                 11/1/2005                        25400                     25390.44
NJ                                 11/1/2005                       187150                    187082.53
VT                                 11/1/2005                       116000                    115883.42
CA                                 11/1/2005                        63637                     63618.28
MI                                 11/1/2005                        28300                     28279.69
FL                                 11/1/2005                        40800                     40788.06
NY                                 11/1/2005                        78000                      77914.3
CA                                 11/1/2005                       360000                    358898.73
TX                                 11/1/2005                       219817                    219683.84
NY                                 11/1/2005                        30020                     30005.24
ID                                 11/1/2005                        98800                     98621.01
CO                                 11/1/2005                        56200                     56177.67
VA                                 11/1/2005                       187500                    187194.75
FL                                 11/1/2005                       160000                    159866.24
CA                                 11/1/2005                        95250                     95213.16
WI                                 11/1/2005                        54500                     54480.56
WA                                 11/1/2005                        53200                     53167.77
MA                                 11/1/2005                        34200                     34187.81
MA                                 11/1/2005                        54760                     54720.35
MA                                 12/1/2005                        79600                     79546.77
VA                                 11/1/2005                        83500                     83192.79
NJ                                 11/1/2005                       430000                    429571.11
CA                                 12/1/2005                       436000                       436000
CA                                 11/1/2005                       595000                    594724.71
MA                                 11/1/2005                       108000                       107923
VA                                 11/1/2005                        79900                     79874.47
FL                                 11/1/2005                       247320                       247320
FL                                 11/1/2005                       247000                       247000
MA                                 11/1/2005                       100998                    100964.09
NJ                                 11/1/2005                        56700                      56677.9
FL                                 11/1/2005                        32000                     31985.46
FL                                 11/1/2005                        36000                        35957
NY                                 11/1/2005                     79316.09                     79222.59
SC                                 11/1/2005                        35000                     34925.17
FL                                 12/1/2005                        59000                     58971.23
TX                                 10/1/2005                        70000                     69973.07
TX                                 11/1/2005                        89600                     89525.82
OR                                 11/1/2005                       234000                    233514.83
IL                                 11/1/2005                        90250                     90200.18
TN                                 11/1/2005                        34800                     34777.54
CO                                 11/1/2005                       151600                       151600
MO                                 12/1/2005                        31400                     31385.74
MA                                 11/1/2005                       465000                    464307.64
CA                                 11/1/2005                       187900                    187357.17
CA                                 11/1/2005                       511900                    511377.61
FL                                 11/1/2005                       202500                    202385.89
NY                                 11/1/2005                        45000                     44953.17
NY                                 11/1/2005                        77000                     76963.31
FL                                 11/1/2005                        29000                     28988.48
FL                                 11/1/2005                        50000                     49985.37
WI                                 11/1/2005                       125875                    125789.69
AL                                 11/1/2005                        52000                     51881.21
CA                                 11/1/2005                        91900                     91685.76
ID                                 11/1/2005                        29000                     28979.23
CA                                 11/1/2005                       388000                       388000
CA                                 11/1/2005                        48700                     48640.79
CA                                 11/1/2005                       580000                    579480.74
FL                                 11/1/2005                        86000                     85963.93
CA                                 11/1/2005                       115000                    114769.32
CA                                 11/1/2005                       125000                    124735.87
NY                                 11/1/2005                        66500                     66473.86
CA                                 11/1/2005                       119990                    119875.17
CA                                 11/1/2005                       108500                    108456.89
CO                                 11/1/2005                        48000                     47975.12
CA                                 12/1/2005                        82000                     80574.35
OK                                 11/1/2005                        55100                     55079.25
CA                                 11/1/2005                       113000                    112956.53
CA                                 10/1/2005                       125000                    124943.21
OR                                 11/1/2005                       160000                    159752.85
CT                                 11/1/2005                        48750                     48693.69
PA                                 11/1/2005                        34200                     34189.07
VA                                 11/1/2005                        26200                     26191.62
CA                                 11/1/2005                       475000                    473413.44
NE                                 11/1/2005                        25500                     25491.85
NY                                 11/1/2005                        69000                      68958.7
MA                                 11/1/2005                        50680                      50643.3
MD                                 11/1/2005                        75000                     74965.67
NY                                 11/1/2005                       369000                    368675.94
NY                                 12/1/2005                       191000                    190849.51
OR                                 11/1/2005                        47200                      47171.4
NY                                 11/1/2005                        77200                     77172.48
PA                                 11/1/2005                       150000                    149850.39
CA                                 11/1/2005                        94000                     93960.58
CA                                 11/1/2005                        66800                     66737.41
IL                                 11/1/2005                        36200                     36169.05
FL                                 11/1/2005                        76500                     76322.74
NY                                 12/1/2005                        85405                     85363.43
GA                                 11/1/2005                        32600                     32589.35
CA                                 12/1/2005                       368000                    367630.14
FL                                 10/1/2005                        29000                     28991.51
CA                                 11/1/2005                       228750                    228232.38
FL                                 11/1/2005                       177080                    176985.27
SD                                 11/1/2005                        60178                     60155.59
WA                                 11/1/2005                       703000                    702422.62
PA                                 11/1/2005                        59200                     59163.39
PA                                 10/1/2005                       146400                     146331.7
TX                                 11/1/2005                       143560                    143473.93
TX                                 11/1/2005                       480000                    479553.27
TX                                 11/1/2005                        51400                     51285.63
NC                                 11/1/2005                       111000                    110933.31
TN                                 11/1/2005                        50000                     49831.25
RI                                 11/1/2005                        56000                     55976.01
FL                                 12/1/2005                       216000                    215800.91
CO                                 11/1/2005                        57600                        57420
OK                                 11/1/2005                        56050                     56022.72
MA                                 11/1/2005                        83000                     82944.24
WI                                 11/1/2005                        72320                     72217.37
AL                                 11/1/2005                        54998                     54974.68
CA                                 11/1/2005                       150000                    149625.33
CA                                 11/1/2005                       352800                       352800
MN                                 11/1/2005                        48230                     48206.77
MA                                 11/1/2005                       141000                     140881.9
FL                                 11/1/2005                       360000                    359396.35
FL                                 11/1/2005                       161880                    161729.34
FL                                 11/1/2005                       100000                     99945.38
AZ                                 11/1/2005                        92000                     91831.59
CA                                 11/1/2005                       224000                     223464.4
AZ                                 11/1/2005                       164000                       164000
KY                                 12/1/2005                        27500                     27475.11
NH                                 11/1/2005                       160000                    159274.57
WA                                 11/1/2005                        28400                     28385.28
GA                                 10/1/2005                       152000                    151662.82
CA                                 11/1/2005                        80000                     79970.69
MO                                 11/1/2005                        26980                     26971.38
LA                                 11/1/2005                        26400                      26332.8
CA                                 11/1/2005                       375600                       375600
CA                                 11/1/2005                        72600                     72571.15
WA                                 11/1/2005                       145000                    144745.29
MI                                 12/1/2005                       108000                    107808.33
MN                                 12/1/2005                        72000                     71962.67
GA                                 11/1/2005                       140600                    140537.14
FL                                 11/1/2005                        91000                     90835.03
FL                                 11/1/2005                       100000                     99950.82
MA                                 11/1/2005                       418000                    417689.78
MI                                 11/1/2005                        37900                     37886.49
CA                                 11/1/2005                       420000                    419160.09
IA                                 10/1/2005                        50150                     50134.14
FL                                 11/1/2005                       424000                     423577.1
NC                                 11/1/2005                        53300                     53281.16
MN                                 11/1/2005                        94650                     94604.66
CA                                 11/1/2005                       162000                    161926.41
WA                                 12/1/2005                       149103                    148992.08
GA                                 11/1/2005                       112720                       112720
CA                                 11/1/2005                       441750                    441418.86
NY                                 11/1/2005                       106000                    105950.55
CA                                 11/1/2005                       465000                    464560.91
NC                                 11/1/2005                        34400                     34387.47
CA                                 11/1/2005                       100000                     99784.75
OR                                 10/1/2005                        68500                     68487.24
CA                                 11/1/2005                        95000                     94963.46
CA                                 11/1/2005                       125000                    124951.91
CA                                 11/1/2005                        73400                     73368.55
CT                                 11/1/2005                        75000                     74940.91
CA                                 11/1/2005                        53000                     52977.74
PA                                 11/1/2005                        50000                     49984.02
CA                                 11/1/2005                        92000                     91961.42
TX                                 11/1/2005                       135000                    134892.57
PA                                 11/1/2005                       119600                    119560.06
CA                                 11/1/2005                       108700                    108640.54
CO                                 11/1/2005                       216000                       216000
NY                                 11/1/2005                       539100                    538657.23
CA                                 11/1/2005                       375000                    374680.28
VA                                 11/1/2005                        54600                     54556.16
CA                                 11/1/2005                       400000                    399170.64
WI                                 12/1/2005                        42200                     42138.92
ID                                 11/1/2005                        86250                      86170.9
FL                                 11/1/2005                       120000                    119910.94
TX                                 11/1/2005                       124000                    123918.47
WA                                 11/1/2005                       130000                     129804.5
SC                                 11/1/2005                        34920                     34898.85
TX                                 11/1/2005                       502500                    502075.76
MA                                 11/1/2005                        28980                     28955.59
MA                                 11/1/2005                        83200                      83162.2
OK                                 11/1/2005                        70200                     70105.29
NH                                 11/1/2005                       131000                    130798.67
IL                                 11/1/2005                        67600                     67570.47
NJ                                 11/1/2005                        55000                     54958.77
PA                                 11/1/2005                       136000                    135885.18
WI                                 12/1/2005                        31400                      31388.8
AL                                 11/1/2005                        50000                     49886.39
OR                                 11/1/2005                        96900                     96697.62
CA                                 11/1/2005                       425000                    423656.03
CA                                 11/1/2005                       460431                    460397.56
CA                                 11/1/2005                       348000                    347999.71
ID                                 11/1/2005                       108000                    107928.27
FL                                 12/1/2005                        30300                     30291.14
PA                                 11/1/2005                        28200                     28187.19
CA                                 11/1/2005                       134800                    134718.33
FL                                11/15/2005                        50000                        50000
FL                                 11/1/2005                        96000                        96000
CA                                 11/1/2005                       670000                    669307.08
FL                                 11/1/2005                       225000                    224849.03
CA                                 11/1/2005                        70000                     69974.36
ME                                 11/1/2005                        50000                     49928.47
CA                                 11/1/2005                        71000                     70970.23
CA                                 11/1/2005                        77000                     76971.78
CA                                 11/1/2005                       436000                       436000
MA                                 11/1/2005                       210000                    209813.82
CA                                 10/1/2005                        68000                     67968.27
CA                                 11/1/2005                        76000                     75968.13
IL                                 11/1/2005                        73800                     73761.74
CA                                 11/1/2005                        96600                     96553.97
TX                                 11/1/2005                        80000                     79964.61
FL                                 11/1/2005                       183600                    183232.85
MA                                 12/1/2005                       407000                    406156.14
VA                                 11/1/2005                       288750                    288503.82
CA                                 10/1/2005                       137000                    136942.55
WA                                 10/1/2005                       154275                    154019.77
CA                                 11/1/2005                       115000                    114963.24
WA                                 11/1/2005                        41200                     41186.83
CA                                 11/1/2005                       600000                    599508.19
PA                                 11/1/2005                        44800                     44660.67
CA                                 11/1/2005                      1061798                      1061798
CA                                 11/1/2005                      1237500                   1236265.71
GA                                 11/1/2005                       157500                    157318.12
AL                                 11/1/2005                        64800                     64767.45
CA                                 11/1/2005                       608000                    607579.45
CA                                 11/1/2005                       348000                    347855.83
MO                                 11/1/2005                        31600                     31586.75
FL                                 11/1/2005                       155550                     155268.2
FL                                 12/1/2005                       342000                     341681.7
MD                                 11/1/2005                       179000                    178877.44
GA                                 11/1/2005                        50400                      50349.7
CA                                 11/1/2005                       105000                    104955.97
WA                                 11/1/2005                       153000                    152663.34
CA                                 11/1/2005                        89800                     89755.83
DE                                 11/1/2005                        27400                     27389.11
RI                                 11/1/2005                        34800                     34785.49
FL                                 11/1/2005                       552500                     552039.9
MO                                 11/1/2005                        30800                     30790.99
CA                                 11/1/2005                        92000                     91960.59
CA                                 11/1/2005                        91507                     91461.99
CA                                 11/1/2005                        82000                     81961.74
CA                                 11/1/2005                        42000                     41863.46
FL                                 11/1/2005                       153000                    152545.12
MO                                 11/1/2005                       185300                    184905.11
MT                                 11/1/2005                        35500                      35488.4
FL                                 11/1/2005                       168075                       168075
NV                                 11/1/2005                       186500                       186500
TX                                 12/1/2005                        55900                     55240.51
PA                                11/15/2005                        26500                        26500
CO                                 11/1/2005                       116000                       116000
CA                                 11/1/2005                       337500                    337220.62
CA                                 11/1/2005                        78300                     78233.34
NY                                 12/1/2005                       389500                     389163.5
MA                                 11/1/2005                       159000                       158909
KY                                 11/1/2005                       213750                    213640.34
AL                                 11/1/2005                       154400                    154296.05
FL                                 11/1/2005                       203450                    203368.27
PA                                 11/1/2005                        26000                     25991.69
CA                                 11/1/2005                       359632                    358602.95
CA                                 11/1/2005                        80800                     80731.95
FL                                 11/1/2005                        26000                     25991.69
FL                                 11/1/2005                        27980                     27966.95
FL                                 11/1/2005                       125000                    124900.53
CA                                 11/1/2005                        74000                     73969.95
PA                                 11/1/2005                        32500                     32469.54
AZ                                 11/1/2005                       140000                    139773.87
AZ                                 11/1/2005                        39400                     39383.48
CA                                 11/1/2005                        56000                     55972.45
WA                                 12/1/2005                       131325                    130973.57
VA                                 11/1/2005                        50000                     49986.47
CA                                 11/1/2005                       984000                    981959.78
GA                                 11/1/2005                       224000                    223579.93
NY                                 11/1/2005                        39980                     39955.78
MO                                 11/1/2005                        53550                     53529.62
CA                                 11/1/2005                       300000                    298816.83
NY                                 12/1/2005                       133200                    133132.52
WA                                 11/1/2005                        96800                     96758.44
ID                                 11/1/2005                        52800                     52767.56
CA                                 11/1/2005                       102000                    101952.41
HI                                 11/1/2005                       326000                    325674.84
MI                                 11/1/2005                        28800                     28786.56
DC                                 12/1/2005                        53600                     53487.96
FL                                 11/1/2005                        34000                     33987.55
NY                                 11/1/2005                        88580                     88538.23
IL                                 11/1/2005                       380200                    379899.85
NY                                 11/1/2005                       101000                    100950.32
WA                                 12/1/2005                       238510                    237948.43
NY                                 11/1/2005                       374500                    374126.47
MN                                 11/1/2005                        99400                     99349.01
GA                                 11/1/2005                        50000                     49927.75
MO                                 11/1/2005                        82500                     82442.36
MN                                 11/1/2005                        42000                     41978.59
MN                                 11/1/2005                        72000                     71965.69
MA                                 11/1/2005                       185000                    184998.25
NY                                 12/1/2005                       360400                    360127.13
NJ                                 11/1/2005                       248000                       248000
CA                                 11/1/2005                       111000                    110890.37
NY                                 11/1/2005                        75000                     74965.01
AZ                                 11/1/2005                       370000                    369665.52
WY                                 12/1/2005                        92700                     92572.63
CA                                 11/1/2005                        95000                      94972.2
CA                                 12/1/2005                       239000                    237427.76
CA                                 11/1/2005                       130500                    130435.82
FL                                 11/1/2005                        57000                     56959.37
TX                                 11/1/2005                       124948                    124902.46
NY                                 11/1/2005                       395000                    394606.02
CA                                 12/1/2005                       148000                    147951.65
CO                                 10/1/2005                       144800                       144800
AZ                                 11/1/2005                       132600                    132469.26
NY                                 11/1/2005                       436720                    436284.41
CA                                 11/1/2005                        64960                     64895.84
NH                                 10/1/2005                        75000                     74974.68
NC                                 11/1/2005                        73950                     73838.84
CA                                 11/1/2005                        89000                      88912.1
CA                                 10/1/2005                       112000                    111944.91
CA                                 11/1/2005                       564000                     562830.6
PA                                 11/1/2005                        52000                     51890.33
MA                                 11/1/2005                       288000                    287517.08
GA                                 11/1/2005                       113600                       113600
NY                                 11/1/2005                       375000                    374666.89
OR                                 11/1/2005                       464000                    463738.52
FL                                 11/1/2005                        37450                     37437.35
CA                                 11/1/2005                       108000                    107954.71
NY                                 11/1/2005                        97500                     97462.49
NJ                                 11/1/2005                       194000                    193999.87
NY                                 12/1/2005                       490000                    489597.56
CA                                 11/1/2005                        80000                     79938.83
FL                                 11/1/2005                       360000                     359766.9
CA                                 11/1/2005                        58000                     57965.93
CA                                 11/1/2005                       184500                    184326.63
CA                                 11/1/2005                        90000                      89970.5
FL                                 11/1/2005                       105000                    104952.29
CA                                 11/1/2005                       544000                    543783.85
CA                                 11/1/2005                       364000                    363636.95
CA                                 10/1/2005                       144200                    144057.58
KY                                 11/1/2005                        72000                     71967.81
NH                                 11/1/2005                        50000                     49732.35
CA                                 11/1/2005                        75000                     74965.01
VA                                 12/1/2005                        26190                     26152.11
NY                                 11/1/2005                        50000                     49981.78
ME                                 12/1/2005                       130000                    129802.27
CA                                 12/1/2005                        50000                     49762.11
CA                                 11/1/2005                       143000                    142858.77
CA                                 11/1/2005                       119000                     118950.1
CA                                 11/1/2005                       440000                       440000
AL                                 12/1/2005                        26000                     25989.09
NY                                 11/1/2005                       385000                    384655.32
NC                                 11/1/2005                       136500                       136500
MD                                 11/1/2005                       150000                    149941.03
IL                                 11/1/2005                        55800                     55781.27
NV                                 11/1/2005                       119000                    118705.67
KY                                 11/1/2005                        87900                      87832.1
MI                                 11/1/2005                        31800                     31789.84
CA                                 11/1/2005                        77550                     77511.86
CA                                 11/1/2005                        51200                     51182.81
CA                                 12/1/2005                        90000                     89962.26
NV                                 11/1/2005                       135000                    134808.24
CA                                 11/1/2005                        81180                     81142.13
CA                                 11/1/2005                        88000                      87963.1
ME                                 11/1/2005                       131948                    131711.93
OR                                 12/1/2005                       100000                     99793.21
CA                                 11/1/2005                       440500                    440055.31
CA                                 11/1/2005                       328000                    326633.26
RI                                 11/1/2005                        55600                     55249.73
GA                                 11/1/2005                       162544                       162544
IN                                 11/1/2005                        76000                     75549.76
PA                                 11/1/2005                        94700                     94650.91
CA                                 11/1/2005                       135600                     135533.3
CA                                 10/1/2005                        30000                     29968.44
AL                                 11/1/2005                        50400                     50126.65
MD                                 11/1/2005                       595000                     594661.2
FL                                 11/1/2005                       265000                     264738.7
NY                                 11/1/2005                        72000                     71902.48
NY                                 11/1/2005                       150000                    149824.97
KY                                 11/1/2005                        53600                      53578.7
AZ                                 11/1/2005                       468750                    468405.59
FL                                 11/1/2005                       360000                       360000
NJ                                 11/1/2005                       556000                    555623.09
KY                                 11/1/2005                        28800                     28766.74
WI                                 11/1/2005                        52000                     51975.48
CA                                 11/1/2005                       472500                    471555.09
CA                                 12/1/2005                       119000                    118856.42
CA                                 10/1/2005                       108000                    107960.43
CA                                 11/1/2005                       375000                    374352.46
VA                                 11/1/2005                       628500                    628259.88
CA                                 11/1/2005                        72000                     71939.36
CA                                 11/1/2005                       449250                    448411.57
CT                                 11/1/2005                       530000                     529482.4
MA                                 11/1/2005                       292000                       292000
KY                                 11/1/2005                        88000                     87939.14
AL                                 12/1/2005                       119700                    119637.95
CA                                 11/1/2005                       322000                    321096.19
GA                                 11/1/2005                        82000                     81938.36
AZ                                 11/1/2005                        35400                     35338.63
CA                                 11/1/2005                        31500                     31479.28
VA                                 11/1/2005                        45000                     44984.81
NC                                 11/1/2005                       172000                       171800
CA                                 12/1/2005                       546000                    545481.93
NY                                 11/1/2005                       427500                    426670.56
FL                                 11/1/2005                       170000                    169224.09
FL                                 11/1/2005                        42500                     42482.92
HI                                 11/1/2005                       552000                    550939.61
KS                                 12/1/2005                        43190                     43177.31
FL                                 11/1/2005                        99000                      98707.9
FL                                 11/1/2005                       149994                     149927.5
CA                                 11/1/2005                        88000                     87917.55
WA                                 11/1/2005                       113600                    113365.11
CA                                 11/1/2005                        58302                     58283.37
CA                                 11/1/2005                        78800                     78722.18
NV                                 11/1/2005                        45000                     44975.52
NV                                 11/1/2005                       459500                     458721.9
NV                                 11/1/2005                       300000                    299707.02
CA                                 11/1/2005                       189000                    188811.49
CA                                 11/1/2005                        81000                     80966.04
KY                                 11/1/2005                        94000                     93947.58
MA                                 12/1/2005                        76200                     76162.52
NC                                 11/1/2005                        50400                     50375.21
TN                                 11/1/2005                        26200                     26166.34
FL                                 11/1/2005                       487200                    486170.54
IN                                 11/1/2005                        90250                      90214.9
WA                                 12/1/2005                       122000                    121914.76
CA                                 11/1/2005                        81200                     81157.91
FL                                 11/1/2005                       385456                    385210.21
CT                                 11/1/2005                       163000                    162837.42
FL                                 11/1/2005                        46000                     45983.15
CA                                 11/1/2005                       335000                    334581.21
CA                                 11/1/2005                       203000                    202631.97
AZ                                 11/1/2005                        40800                     40760.74
AZ                                 11/1/2005                       366000                    365682.83
CA                                 10/1/2005                       385000                    384178.83
FL                                 11/1/2005                       485000                    484629.12
FL                                 11/1/2005                        68000                     67905.07
MI                                 11/1/2005                        35000                     34987.52
AZ                                 11/1/2005                       157500                    156587.65
TX                                 11/1/2005                       407000                    406659.76
VA                                 11/1/2005                        41000                     40979.83
WA                                 11/1/2005                       238800                    238115.12
CA                                 11/1/2005                       272000                    271436.01
CA                                 11/1/2005                       360000                    359406.94
CA                                 11/1/2005                        55000                     54972.95
CA                                 11/1/2005                        95000                     94903.78
NY                                 11/1/2005                        92225                     92175.66
OR                                 11/1/2005                        31000                     30987.68
CA                                 11/1/2005                       455000                    454271.21
CA                                 11/1/2005                       684000                    683393.57
MA                                 11/1/2005                       422750                       422750
CA                                 11/1/2005                       130000                    129945.49
CA                                 11/1/2005                        90000                     89958.01
CA                                 11/1/2005                       101000                     100948.6
CA                                 11/1/2005                        95800                     95752.88
CA                                 11/1/2005                       108000                    107949.61
CA                                 10/1/2005                       112000                    111947.75
CA                                 11/1/2005                        78000                     77977.18
MD                                 10/1/2005                        84000                     83970.05
ME                                 11/1/2005                       100000                      99904.2
CA                                 11/1/2005                        55000                     54966.68
CA                                 10/1/2005                       456000                    454931.95
GA                                 11/1/2005                       154400                       154400
IN                                 11/1/2005                       178200                    178002.55
MA                                 11/1/2005                        75000                      74925.2
FL                                 10/1/2005                        69000                     68966.44
NH                                 11/1/2005                       102000                    101918.03
MA                                 11/1/2005                        75000                     74964.26
LA                                 11/1/2005                       108000                    107913.78
TX                                 11/1/2005                        69750                     69724.87
FL                                 11/1/2005                       123975                    123786.69
NE                                 11/1/2005                        25000                     24985.61
TX                                 10/1/2005                        50000                     49981.18
MA                                 11/1/2005                       425000                    424572.36
ME                                 11/1/2005                       142000                    141912.19
VA                                 11/1/2005                       312000                       312000
NY                                 11/1/2005                       518500                    518125.23
CA                                 12/1/2005                       107800                    107692.59
MD                                 11/1/2005                        35000                     34990.84
IN                                 11/1/2005                        93500                     93327.12
TN                                 11/1/2005                        54150                     54127.05
IL                                 11/1/2005                       126000                    125943.06
TN                                 11/1/2005                        50023                     49946.21
CA                                 11/1/2005                       146000                    145931.88
CA                                 11/1/2005                       137400                    137342.39
RI                                 11/1/2005                        61000                     60971.98
WA                                 11/1/2005                        65000                     64886.76
FL                                 11/1/2005                        80000                     79933.12
AZ                                 11/1/2005                       240000                    239818.29
GA                                 11/1/2005                        84000                     83846.68
IL                                 11/1/2005                       211250                    210950.84
FL                                 10/1/2005                       126000                    125909.26
DE                                 11/1/2005                       114000                    113952.46
TX                                 11/1/2005                       540000                    539466.68
TX                                 10/1/2005                        74200                     74176.28
TX                                 11/1/2005                        68000                     67974.68
TX                                 12/1/2005                        60000                     59924.38
MD                                 11/1/2005                       360644                       360644
NH                                 11/1/2005                       400000                    399707.55
CA                                 11/1/2005                       383350                       383350
IN                                 11/1/2005                       166500                    166375.31
GA                                 11/1/2005                        28420                     28410.92
CA                                 11/1/2005                       100000                     99953.35
CA                                 11/1/2005                       792000                    790404.03
NH                                 11/1/2005                        49980                     49961.68
AZ                                 11/1/2005                       527250                       527250
VA                                 11/1/2005                       217600                       217600
NC                                 11/1/2005                        53250                     53212.67
PA                                 11/1/2005                        92950                     92921.89
NC                                 11/1/2005                        57800                     57714.94
NJ                                 11/1/2005                       184000                    183921.17
NY                                 11/1/2005                       428000                    427652.62
TX                                 11/1/2005                       364000                    363753.27
KY                                 11/1/2005                        84800                     84748.09
NY                                 11/1/2005                       369750                    369460.98
NJ                                 10/1/2005                       520000                    519517.96
FL                                 12/1/2005                        84000                     83929.64
NY                                 11/1/2005                       400000                    399601.04
TX                                 11/1/2005                       384000                    383659.55
RI                                 11/1/2005                       253300                    253110.12
NY                                 11/1/2005                       351200                       351200
AZ                                 11/1/2005                       140250                    139945.34
SD                                 11/1/2005                       158650                    158584.89
WA                                 11/1/2005                        50000                      49916.6
FL                                 11/1/2005                        27500                     27172.19
FL                                 11/1/2005                        57600                     57509.87
NY                                 11/1/2005                       391500                    390733.36
CA                                 11/1/2005                        60000                     59944.08
CA                                 11/1/2005                       225000                    224808.17
CA                                 10/1/2005                        76000                     75924.94
CA                                 11/1/2005                        99000                     98872.16
CA                                 11/1/2005                        73000                      72964.1
CA                                 12/1/2005                        81000                     80960.16
CA                                 11/1/2005                        80350                      80268.1
TX                                 11/1/2005                       420000                     419321.6
CA                                 11/1/2005                       195500                    195156.59
CA                                 11/1/2005                       100800                    100703.06
FL                                 11/1/2005                        95250                      95191.1
NC                                 12/1/2005                        52500                      52448.7
UT                                 11/1/2005                       128000                    127922.46
CA                                 11/1/2005                       151400                    151255.11
CA                                 11/1/2005                       117000                    116957.13
VA                                 10/1/2005                       560300                    559775.07
NJ                                 11/1/2005                       216000                    215878.28
WI                                 11/1/2005                       159800                    159592.99
WY                                 11/1/2005                       105600                    105520.05
CA                                 11/1/2005                       132970                    132914.24
ME                                 11/1/2005                       190000                    189741.96
FL                                  2/1/2006                        85000                     82279.43
IA                                 11/1/2005                        51000                     50979.07
PA                                 11/1/2005                        50000                     49981.38
GA                                 11/1/2005                        31000                        30987
TX                                 11/1/2005                       236800                    236602.03
NJ                                 11/1/2005                        94000                        94000
MA                                 11/1/2005                       260000                       260000
NY                                 11/1/2005                       323000                    322678.45
NY                                 11/1/2005                       100000                     99950.82
NY                                 11/1/2005                       360000                    359551.64
NY                                 11/1/2005                       368000                       368000
CA                                 10/1/2005                       975000                    974246.93
ID                                 10/1/2005                        58615                     58594.06
NY                                 10/1/2005                        50000                      49955.1
FL                                 11/1/2005                       211650                    211471.31
NC                                 11/1/2005                       128000                       128000
TN                                 11/1/2005                       153000                    152835.12
IL                                 11/1/2005                       136000                     135934.5
NJ                                 10/1/2005                       136000                    135881.72
CA                                 11/1/2005                       378026                    377339.33
SC                                 11/1/2005                        85000                     84887.12
TN                                 10/1/2005                        96000                     95866.02
RI                                 12/1/2005                       548000                    547309.52
TX                                 11/1/2005                        63050                     63032.94
MA                                 11/1/2005                       416000                    415634.05
KS                                 11/1/2005                       124100                    124062.96
MA                                 11/1/2005                       468000                    467215.23
NY                                 11/1/2005                       445000                    444794.11
NJ                                 10/1/2005                       244800                    244645.49
NJ                                 11/1/2005                       625000                    623822.26
NY                                 11/1/2005                       122000                       121899
MA                                 11/1/2005                       125450                       125450
CA                                 11/1/2005                       100000                     99961.11
AR                                 12/1/2005                       145000                    144850.28
MO                                 10/1/2005                       115960                    115877.33
TX                                 11/1/2005                       168750                    168695.48
MI                                 11/1/2005                        26600                     26589.43
IN                                 11/1/2005                        81331                     81286.11
NV                                 11/1/2005                       471835                    471096.62
NJ                                 11/1/2005                       276000                       276000
NY                                 10/1/2005                        62000                     61973.66
CA                                 11/1/2005                        37000                     36982.74
CA                                 11/1/2005                       290000                    289733.99
CA                                 10/1/2005                       144000                    143938.31
FL                                 11/1/2005                       254975                    254753.31
MD                                 11/1/2005                       112000                    111925.46
IA                                 11/1/2005                       171000                    170922.72
CT                                 11/1/2005                        36400                     36383.46
CT                                 12/1/2005                        76600                     76535.78
CA                                 11/1/2005                        75000                     74972.97
FL                                 11/1/2005                       189000                    188873.18
ME                                 11/1/2005                       324000                    323780.39
RI                                 11/1/2005                       431200                    429383.42
WI                                 11/1/2005                        93100                     93050.72
VA                                 12/1/2005                       377000                    376756.64
VA                                 11/1/2005                        36000                     35983.64
NY                                 11/1/2005                       796000                       796000
CA                                 11/1/2005                        74200                     74126.08
TN                                 11/1/2005                        88350                      88310.5
KY                                 11/1/2005                        68780                     68753.83
NY                                 11/1/2005                        94000                     93943.05
FL                                 11/1/2005                        30000                     29981.83
CA                                 11/1/2005                       188000                     187705.8
MO                                 11/1/2005                        49000                     48980.53
VA                                 11/1/2005                       546250                       546250
CA                                 11/1/2005                       136898                     136840.6
NY                                 11/1/2005                       103000                    102962.26
FL                                 11/1/2005                       234135                       234135
MA                                 11/1/2005                       197600                       197600
ID                                 11/1/2005                        69600                     69559.87
VA                                 11/1/2005                        78200                     78165.04
FL                                 11/1/2005                        40000                     39957.62
MI                                 11/1/2005                        34000                     33987.88
FL                                 11/1/2005                       413250                    412903.84
FL                                 11/1/2005                       375000                    374670.76
VA                                 11/1/2005                       108000                    107894.22
MA                                 10/1/2005                       600000                    599593.31
IL                                 11/1/2005                       200000                    199822.84
CA                                 11/1/2005                       330650                     329910.8
CA                                 11/1/2005                        41200                     41179.46
MD                                 11/1/2005                       111200                    110996.13
NY                                 11/1/2005                       680000                    678681.25
NY                                 11/1/2005                       495000                    494530.32
PA                                 11/1/2005                        60420                      60397.5
ID                                 11/1/2005                       109600                    109490.03
NY                                 11/1/2005                       312000                       312000
NY                                 11/1/2005                       160000                    159878.86
ME                                 11/1/2005                       183600                    183412.37
ME                                 10/1/2005                       100000                     99947.06
TX                                 11/1/2005                        68629                     68605.83
NC                                 11/1/2005                       102400                       102400
TN                                 11/1/2005                       174750                    174643.04
CO                                 11/1/2005                        36000                     35987.16
TX                                 11/1/2005                       405600                    405243.89
CA                                 11/1/2005                       402360                    401959.45
GA                                 11/1/2005                       130000                    129907.32
TX                                 11/1/2005                       495000                    494555.98
NH                                 12/1/2005                       227500                    227114.78
ME                                 11/1/2005                        67200                        67200
FL                                 11/1/2005                       562400                       562400
MA                                 11/1/2005                        45000                     44989.83
AL                                 11/1/2005                        52000                     51978.75
CA                                 11/1/2005                       344250                       344250
VA                                 11/1/2005                       438600                    437804.85
CA                                 11/1/2005                       116000                    115945.88
MA                                 11/1/2005                       375250                     374997.7
HI                                 12/1/2005                       200000                    199802.46
FL                                 11/1/2005                        84000                     83933.82
FL                                 11/1/2005                       188250                    188126.23
HI                                 11/1/2005                       792000                    790536.09
CA                                 11/1/2005                        81000                     80970.32
FL                                 11/1/2005                       160000                       160000
OR                                 11/1/2005                        96000                      95795.4
FL                                 11/1/2005                       152000                    151936.26
TN                                 11/1/2005                       105355                    105322.78
CA                                 11/1/2005                       104000                    103961.89
CA                                 11/1/2005                       136000                     135864.5
FL                                 11/1/2005                       248000                       248000
PA                                 12/1/2005                       135000                    134560.25
PA                                 11/1/2005                       148200                    148077.93
CA                                 11/1/2005                       550000                     548902.2
VA                                 11/1/2005                        75000                     74948.13
NY                                 11/1/2005                       260000                    259740.67
CA                                 12/1/2005                       393000                    392593.56
CA                                 11/1/2005                       103000                    102951.95
CA                                11/15/2005                       180000                       180000
TN                                 11/1/2005                       232000                    231827.82
NY                                 11/1/2005                       150000                       149951
MA                                 11/1/2005                        79800                     79744.06
CT                                 11/1/2005                        74000                     73947.77
NJ                                 11/1/2005                       202000                    201773.17
WI                                 11/1/2005                       105000                       105000
CA                                 11/1/2005                        80000                     79859.13
DC                                 11/1/2005                       345000                       345000
DC                                 11/1/2005                       216000                    215588.83
MA                                 11/1/2005                       280000                    279821.45
VA                                 10/1/2005                        41000                     40986.61
VA                                 10/1/2005                        50000                     49971.23
AZ                                 11/1/2005                        77000                     76948.32
MA                                 11/1/2005                       459920                    459512.24
OR                                 10/1/2005                       146200                    146018.55
NH                                 11/1/2005                        85500                      85430.6
MI                                 11/1/2005                        37360                     37295.15
MA                                 11/1/2005                        90000                     89972.17
NY                                 11/1/2005                        90000                      89960.1
NY                                 11/1/2005                        66000                     65972.32
MA                                 11/1/2005                       300050                       295050
VA                                 11/1/2005                        31800                     31786.67
IL                                 11/1/2005                       102400                    102348.02
MA                                 11/1/2005                       127400                    127310.69
MD                                 11/1/2005                       356250                    355931.06
TX                                 11/1/2005                       296910                    296525.37
WI                                 11/1/2005                       144800                     144643.8
ME                                 10/1/2005                       130475                    130402.23
NH                                 11/1/2005                       201000                       201000
PA                                 11/1/2005                        70000                     69934.04
CA                                 11/1/2005                       370000                    369626.49
CA                                 11/1/2005                       328000                    327696.21
VA                                 11/1/2005                        80500                     80464.38
TX                                 11/1/2005                       420500                     420134.4
FL                                 11/1/2005                        82000                     81928.08
CT                                 11/1/2005                        54000                     53976.62
NJ                                 11/1/2005                       150000                    149944.14
MA                                 11/1/2005                       146400                       146400
NY                                 11/1/2005                       320000                       320000
MI                                 11/1/2005                        56000                     55892.13
MS                                 11/1/2005                        60800                     60776.86
MS                                 11/1/2005                        62700                     62676.14
FL                                 11/1/2005                        60200                     60177.58
TN                                 11/1/2005                        63200                     63154.49
HI                                 11/1/2005                       588000                    587375.17
MO                                 11/1/2005                        27000                     26991.37
TX                                 11/1/2005                        67840                      67795.4
CA                                 11/1/2005                       208000                       208000
MI                                 11/1/2005                        34000                     33982.37
VA                                 11/1/2005                       104000                    103927.33
NY                                 11/1/2005                       382500                    382103.98
NY                                 11/1/2005                       450000                    449581.19
AZ                                 11/1/2005                       513750                    512622.76
ID                                 11/1/2005                        86500                     86278.47
WI                                 11/1/2005                       107820                    107760.49
CA                                 11/1/2005                        71600                     71564.78
CA                                 11/1/2005                        70500                     70468.81
CA                                 11/1/2005                        93000                     92956.62
CA                                 11/1/2005                        73000                     72962.16
NJ                                 10/1/2005                        96025                      95647.7
CA                                 11/1/2005                       700000                       700000
CA                                 11/1/2005                       510000                    508927.41
CA                                 11/1/2005                       389500                       389500
UT                                 11/1/2005                        91120                        91120
FL                                 11/1/2005                       395250                    394956.66
VA                                 11/1/2005                        50000                     49974.35
CA                                 11/1/2005                       240000                       240000
AZ                                 11/1/2005                       423000                    422707.42
FL                                 11/1/2005                        75000                     74942.65
VA                                 12/1/2005                        51500                     51474.99
CO                                 11/1/2005                        87600                      87596.7
NC                                 10/1/2005                        52700                     52676.93
NC                                 11/1/2005                        78200                     77767.31
MA                                 11/1/2005                       500000                    499351.69
CA                                 11/1/2005                       384000                    383310.56
IN                                 11/1/2005                        78750                     78706.06
CA                                 11/1/2005                       545000                    544374.87
LA                                  1/1/2006                        81550                     81334.85
IN                                 11/1/2005                        57600                     57582.77
CA                                 10/1/2005                        91000                     90966.66
NY                                 11/1/2005                       428000                    427011.89
CA                                 11/1/2005                       135000                    134915.65
SC                                 11/1/2005                       112500                    112390.05
NJ                                 11/1/2005                       430000                       430000
IA                                 11/1/2005                       102400                    102341.09
CA                                 11/1/2005                       100000                     99950.82
NJ                                 11/1/2005                       430000                    429629.78
IL                                 11/1/2005                        85800                      85749.6
CT                                 12/1/2005                        49980                     49961.68
ME                                 10/1/2005                       249750                    249659.97
NC                                 11/1/2005                        87200                     87160.59
KS                                 11/1/2005                        53200                     53156.61
FL                                 11/1/2005                        66400                     66358.43
VA                                 11/1/2005                       245600                       245600
CA                                 11/1/2005                       344000                    343376.36
CO                                 11/1/2005                       172000                       172000
NY                                 11/1/2005                       199000                     198739.3
TX                                 11/1/2005                       384000                    383717.86
NY                                 11/1/2005                       472500                    472060.25
NY                                 11/1/2005                       468000                    467615.63
KY                                 10/1/2005                        72000                     71921.87
MD                                 11/1/2005                       184000                       184000
NY                                 11/1/2005                        50000                     49987.77
CA                                 11/1/2005                       470000                       470000
TX                                 11/1/2005                        77600                     77550.01
RI                                 11/1/2005                        57000                     56969.34
TX                                 11/1/2005                       292000                    291162.87
FL                                 12/1/2005                        58500                     58000.66
WI                                 11/1/2005                       112800                    112657.26
IA                                 11/1/2005                        50000                     49932.37
IA                                 11/1/2005                        90400                     90359.58
MI                                 11/1/2005                        81000                     80960.75
CT                                 11/1/2005                        33200                     33188.16
NY                                 12/1/2005                       697500                    695928.35
MI                                 11/1/2005                        29400                     29388.93
NJ                                 11/1/2005                       624000                    622901.24
CA                                 11/1/2005                       309000                       309000
TX                                 11/1/2005                        72800                     72644.71
AZ                                 11/1/2005                       543750                    543258.44
MD                                 11/1/2005                       308750                       308750
MI                                 11/1/2005                        31500                     31474.87
TX                                 10/1/2005                       176000                    175894.47
KY                                 12/1/2005                       215100                       215100
IL                                 11/1/2005                       157250                    157154.73
FL                                 11/1/2005                       177000                     176999.9
TX                                 11/1/2005                       102600                    102550.73
CA                                 11/1/2005                        92000                     91957.08
CA                                 11/1/2005                       378000                    377045.22
UT                                 11/1/2005                       209600                       209600
PA                                 11/1/2005                        83300                      83111.5
CA                                 11/1/2005                       318750                    318630.97
CO                                 11/1/2005                       220009                       220009
CA                                 11/1/2005                       284000                       284000
AZ                                 11/1/2005                       129675                    129625.65
AZ                                 12/1/2005                       162500                     162422.4
FL                                 11/1/2005                       300000                    299631.42
WI                                 11/1/2005                        50000                     49929.48
WI                                 12/1/2005                        50000                      49983.3
WI                                 10/1/2005                       104000                    103949.39
CA                                 10/1/2005                       540000                    539728.11
AR                                 11/1/2005                        61600                      61511.8
CA                                 11/1/2005                        62000                     61977.89
WA                                 11/1/2005                       112000                    111633.19
RI                                 11/1/2005                        52600                     52582.82
CA                                 11/1/2005                       260000                    259263.16
CA                                 11/1/2005                       157000                    156855.29
FL                                 11/1/2005                       296000                    295883.63
PA                                 11/1/2005                     421966.8                    421765.72
NY                                 11/1/2005                        70000                     69942.91
NY                                 11/1/2005                        45400                     45389.24
FL                                 11/1/2005                       210000                    209790.54
AZ                                 11/1/2005                       280500                       280500
CA                                 11/1/2005                       460000                    459999.67
NY                                 11/1/2005                        62400                        62377
UT                                 11/1/2005                       104800                    104677.12
NY                                 12/1/2005                        67300                     67209.55
MA                                 11/1/2005                       405000                    404684.07
OR                                 11/1/2005                       240000                       240000
NY                                 11/1/2005                        78000                     77964.57
LA                                 11/1/2005                        53125                     52999.16
CO                                 11/1/2005                       147700                    147365.77
FL                                 11/1/2005                       104250                    104205.34
FL                                 11/1/2005                       434150                    433858.11
OH                                 11/1/2005                        53900                      53877.4
CA                                 11/1/2005                       418000                    417625.78
AZ                                 12/1/2005                       130402                    130326.38
AL                                 11/1/2005                        80000                     79967.17
CA                                 11/1/2005                       259200                    258451.19
VA                                 11/1/2005                       125375                    125096.89
NC                                 11/1/2005                       143920                       143920
RI                                 11/1/2005                        70000                     69977.63
NC                                 11/1/2005                       138550                    138444.68
MA                                 11/1/2005                       360441                    359633.46
CA                                 11/1/2005                       432000                       432000
CA                                 11/1/2005                       435000                       435000
CA                                 11/1/2005                       695000                       695000
CA                                 10/1/2005                       512000                       512000
CA                                 11/1/2005                       116800                       116800
MA                                 11/1/2005                       470000                    469654.67
CA                                 12/1/2005                       113000                    112958.59
PA                                 11/1/2005                       210000                    209914.73
MI                                 11/1/2005                       108800                    108656.46
PA                                 11/1/2005                        52000                     51980.38
NY                                 11/1/2005                       268500                       268500
IL                                 11/1/2005                       454750                    454412.51
MI                                 11/1/2005                        29000                     28990.26
MD                                 11/1/2005                       602000                    601608.21
UT                                 11/1/2005                     143781.6                     143781.6
CA                                 11/1/2005                       162500                    162013.96
CA                                 11/1/2005                       496000                       496000
FL                                 11/1/2005                       161600                       161600
TX                                 10/1/2005                       419400                    419118.59
CA                                 11/1/2005                       553500                     552874.2
TN                                 11/1/2005                       132600                    132473.45
WA                                 11/1/2005                       348672                       348672
ME                                 11/1/2005                       141300                       141056
MI                                 11/1/2005                       107900                       107808
KY                                 11/1/2005                       272000                     271848.3
WI                                 12/1/2005                        60775                     60754.71
IN                                 11/1/2005                        64000                     63957.92
GA                                 11/1/2005                        96475                        96475
FL                                 11/1/2005                        73500                     73477.53
NY                                 11/1/2005                        90600                     90559.06
NY                                 11/1/2005                       396000                    395609.54
TX                                 11/1/2005                        97850                     97811.53
FL                                 11/1/2005                        56700                     56679.11
NY                                 11/1/2005                        69200                     69174.92
NJ                                 11/1/2005                        55000                     54951.03
IL                                 11/1/2005                        50400                      50377.7
HI                                 11/1/2005                       648000                    646404.13
KS                                 11/1/2005                        73500                     73471.72
AZ                                 11/1/2005                       389250                    388956.75
TX                                 11/1/2005                        62400                     62350.84
FL                                 11/1/2005                       376000                    375703.17
FL                                 11/1/2005                       260000                    259959.51
CT                                 11/1/2005                       424000                       424000
FL                                 11/1/2005                       166500                    166416.36
FL                                 11/1/2005                       468000                    467685.34
FL                                 11/1/2005                       375700                       375700
CA                                 11/1/2005                       331550                       331550
NC                                 11/1/2005                        50000                     49986.31
CT                                 11/1/2005                       105000                    104885.68
GA                                 11/1/2005                       104800                       104800
GA                                 11/1/2005                       128000                       128000
FL                                 11/1/2005                        50004                      49976.4
TX                                 11/1/2005                       105900                    105842.15
ID                                 11/1/2005                        25000                     24988.94
CA                                 11/1/2005                        57000                     56983.05
NV                                 11/1/2005                       117600                    117599.06
MA                                 11/1/2005                       499500                    499114.19
VA                                 11/1/2005                        60000                     59962.52
PA                                 11/1/2005                       100225                    100196.32
WI                                 11/1/2005                       340000                    339741.67
CA                                 11/1/2005                       450000                    449058.09
NY                                 11/1/2005                       360000                    359721.94
OR                                 11/1/2005                       119000                    118752.69
TX                                 11/1/2005                        97600                     97510.04
CA                                 11/1/2005                       130000                    129957.53
NY                                 11/1/2005                       408000                       408000
CA                                 11/1/2005                       224000                       224000
CA                                 10/1/2005                        77000                     76825.76
NV                                 11/1/2005                       152000                    151577.45
NV                                 11/1/2005                       157500                     157262.5
MA                                 11/1/2005                       105000                     104831.1
CA                                 11/1/2005                       220000                       220000
AZ                                 11/1/2005                       157300                       157300
CA                                 11/1/2005                       400000                    399627.73
AZ                                 11/1/2005                       524000                    523493.51
CA                                 11/1/2005                       427500                       427500
CA                                 11/1/2005                       831904                    830240.36
CA                                 10/1/2005                       172000                       172000
MA                                 10/1/2005                       399920                       399920
RI                                 11/1/2005                       277000                    276992.75
DC                                 11/1/2005                       400000                    399281.83
ME                                 11/1/2005                       218500                    218332.91
NJ                                 11/1/2005                       230000                    229642.92
CA                                 11/1/2005                        96969                     96923.76
CT                                 10/1/2005                       550000                     549502.8
NY                                 11/1/2005                       680000                    679316.56
CO                                 10/1/2005                       154000                       154000
CA                                 11/1/2005                       192000                       192000
CA                                 11/1/2005                       410000                    409242.18
FL                                 11/1/2005                       100000                     99962.68
AZ                                 11/1/2005                       236700                       236700
LA                                 11/1/2005                       101700                     101610.2
CA                                 11/1/2005                       760000                    759931.67
CA                                 11/1/2005                       415000                    414067.86
CA                                 11/1/2005                       200000                     199787.2
CA                                 11/1/2005                       206000                    205802.33
MN                                 11/1/2005                       106600                    106570.63
TX                                 11/1/2005                       117832                    117756.71
CT                                 11/1/2005                       380500                    379790.99
TX                                 11/1/2005                        64896                     64855.87
NH                                 11/1/2005                        67000                     66900.25
FL                                 12/1/2005                       625000                    624051.75
MI                                 11/1/2005                        57000                      56976.1
NY                                 11/1/2005                       454750                    454402.24
CA                                 11/1/2005                       350625                       350625
HI                                 11/1/2005                       633250                       633250
CA                                 11/1/2005                       501361                    501023.92
CA                                 11/1/2005                        60000                     59976.92
PA                                 11/1/2005                       192000                    191864.49
AZ                                 11/1/2005                       126750                    126687.66
AZ                                 11/1/2005                       266700                       266700
MD                                 11/1/2005                       151000                    150877.45
NY                                 11/1/2005                       476000                       476000
TX                                 11/1/2005                        51000                     50973.01
TX                                 11/1/2005                        84300                     84009.51
CA                                 11/1/2005                       217000                       217000
WA                                 11/1/2005                       201600                       201600
CA                                 11/1/2005                       744300                    743671.62
WA                                 10/1/2005                       144000                    143754.75
CA                                 11/1/2005                       630000                       630000
MI                                 11/1/2005                        96000                     95926.59
CA                                 11/1/2005                       131000                     130906.6
CA                                 11/1/2005                       468000                       468000
CA                                 11/1/2005                       383000                    382629.54
GA                                 11/1/2005                       268240                       268240
CT                                 11/1/2005                       137500                    137408.68
NY                                 11/1/2005                       364000                    363664.49
MA                                 11/1/2005                       364000                    363674.12
FL                                 11/1/2005                       368000                    367707.17
TX                                 11/1/2005                       108775                    108733.06
CA                                 11/1/2005                        90000                     89911.11
WI                                 11/1/2005                       107200                    107133.02
TX                                 11/1/2005                        69600                     69553.77
NC                                 11/1/2005                        95000                      94971.4
IL                                 11/1/2005                        54500                     54440.24
SC                                 11/1/2005                       697500                       697500
NJ                                 11/1/2005                       540000                    539548.56
NY                                 10/1/2005                       564000                    563577.22
DE                                 11/1/2005                       108800                    108758.59
OR                                 11/1/2005                       154000                    153671.82
CA                                 11/1/2005                       481600                       481600
FL                                 11/1/2005                       115000                    114910.11
FL                                 11/1/2005                        83400                     83297.56
MA                                 11/1/2005                       402500                    402169.42
CT                                 11/1/2005                       110400                    110349.84
FL                                 11/1/2005                       751963                    751333.12
FL                                 11/1/2005                       166600                       166600
AZ                                 11/1/2005                       437500                    437076.82
NY                                 10/1/2005                       575000                       575000
NY                                 11/1/2005                        50400                     50372.47
WA                                 11/1/2005                        90000                     89813.92
AZ                                 11/1/2005                        38400                     38387.73
WA                                 11/1/2005                       157600                       157600
CA                                 11/1/2005                       382000                    381603.33
CA                                11/15/2005                        50012                     49993.57
FL                                 11/1/2005                       187500                       187500
MD                                 11/1/2005                        72000                     71975.82
CA                                 11/1/2005                       288000                       288000
NH                                 11/1/2005                       157500                     157381.7
CA                                 11/1/2005                       648000                       648000
FL                                 11/1/2005                       270000                    269900.53
ME                                 11/1/2005                        84800                      84713.5
WA                                 11/1/2005                       437750                    437361.14
TX                                 11/1/2005                        70360                     70311.09
CA                                 11/1/2005                       238400                       238400
IL                                 11/1/2005                        92000                     91961.42
WA                                 12/1/2005                       125000                    124902.49
FL                                 11/1/2005                        87750                     87714.37
FL                                 11/1/2005                       112000                       112000
FL                                 11/1/2005                       450500                    450020.65
CT                                 11/1/2005                       370500                    370481.86
NY                                 11/1/2005                        65450                     65413.23
AZ                                 11/1/2005                       364000                    363601.58
CA                                 11/1/2005                       405000                    404144.42
NY                                 11/1/2005                       435000                    434602.92
DC                                 11/1/2005                       425000                    424258.91
TX                                 11/1/2005                        84000                     83937.66
TX                                 11/1/2005                        81600                     81547.97
CA                                 11/1/2005                       199920                       199920
CA                                 11/1/2005                        41000                     40965.47
CT                                 11/1/2005                        53001                     52989.93
PA                                 11/1/2005                        53817                     53791.83
AZ                                 11/1/2005                       245650                     245498.1
NY                                 11/1/2005                       343486                     343323.7
CO                                 11/1/2005                       157250                    156890.61
OK                                 11/1/2005                        58373                     58351.26
MD                                 11/1/2005                       655500                       655500
MA                                 11/1/2005                       630000                    629435.98
NJ                                 11/1/2005                       390000                    389654.23
RI                                 11/1/2005                       505000                    504547.89
NY                                 11/1/2005                       277000                       277000
NY                                 11/1/2005                       160000                    159734.33
MA                                 11/1/2005                       445000                    444691.58
CA                                 11/1/2005                       412000                    411549.04
CA                                 10/1/2005                       520000                    519697.71
AZ                                 11/1/2005                       108000                    107784.44
IA                                 11/1/2005                        64600                     64571.67
CA                                 11/1/2005                       470001                    469532.22
AZ                                 12/1/2005                       126000                    125940.59
CA                                 11/1/2005                       495660                       495660
NY                                 12/1/2005                       456000                    455622.52
PA                                 11/1/2005                       215000                    214796.96
KY                                 11/1/2005                        74500                     74455.24
CA                                 11/1/2005                      1050000                   1049117.88
HI                                 11/1/2005                       300000                       300000
HI                                 11/1/2005                       437000                       437000
MO                                 10/1/2005                       124500                    124445.51
MO                                 11/1/2005                       123200                    123122.24
WA                                 11/1/2005                       246500                    246316.69
CA                                 12/1/2005                       475000                    474661.36
TX                                 11/1/2005                       144390                    144304.32
OR                                 11/1/2005                       199200                       199200
CA                                 11/1/2005                        48000                     47976.39
NV                                 11/1/2005                       370000                       370000
NV                                 11/1/2005                       368000                       368000
CA                                 12/1/2005                        42150                     42125.22
NJ                                 11/1/2005                       364500                    364232.18
FL                                 11/1/2005                       207200                       207200
AR                                 11/1/2005                        50400                     50379.54
MI                                 10/1/2005                        46500                     46482.97
CA                                 11/1/2005                       103000                    102951.95
NJ                                 11/1/2005                       260000                    259760.35
NJ                                 11/1/2005                       456000                    455636.59
FL                                 11/1/2005                       200000                       200000
AZ                                 12/1/2005                        43000                     42957.47
FL                                 11/1/2005                       120000                    119602.97
NV                                 11/1/2005                       171200                       171200
NV                                 11/1/2005                       175000                    174891.78
MA                                 11/1/2005                       270000                       270000
RI                                 11/1/2005                       260000                    259455.78
GA                                 11/1/2005                       128800                       128800
CO                                 11/1/2005                       228000                       228000
CO                                 11/1/2005                       180000                       180000
TX                                 11/1/2005                        69200                     69159.77
CA                                 11/1/2005                       320000                       320000
CA                                 11/1/2005                       820000                    819587.13
CO                                 11/1/2005                       100400                       100400
MA                                 11/1/2005                       372000                       372000
MA                                 11/1/2005                       310500                    310459.13
PA                                 11/1/2005                       115000                    114905.55
MA                                 10/1/2005                       376000                       376000
CA                                 11/1/2005                       550000                    549790.46
CO                                 11/1/2005                        97750                     97553.93
TN                                 12/1/2005                       122400                       122400
NY                                 11/1/2005                       390000                    389611.01
NY                                 11/1/2005                       143000                    142951.19
MA                                 11/1/2005                       178000                       178000
CA                                 11/1/2005                       113000                    112948.93
FL                                 11/1/2005                       562500                    562020.42
FL                                 11/1/2005                       117601                    117531.08
FL                                 11/1/2005                       132000                    131899.06
KS                                 11/1/2005                       156800                    156729.74
FL                                 11/1/2005                        83000                     82833.95
NY                                 10/1/2005                       380000                    379776.81
FL                                 11/1/2005                       128000                    127930.08
MI                                 10/1/2005                       108000                    107918.23
WA                                 11/1/2005                       212500                    212351.53
PA                                 11/1/2005                       228000                    227856.09
CA                                 11/1/2005                       208800                     208799.9
CA                                 11/1/2005                       333000                       332800
NJ                                 11/1/2005                       472500                    472104.99
NY                                 12/1/2005                       336000                       336000
CA                                 11/1/2005                       440000                       440000
CA                                 11/1/2005                       481500                       481500
FL                                 12/1/2005                       252000                       252000
TX                                 11/1/2005                        50000                     49939.58
NJ                                 11/1/2005                       415800                    415490.75
TX                                 11/1/2005                        81000                     80954.83
TX                                 11/1/2005                        96800                     96730.98
CA                                 11/1/2005                       416000                       416000
CA                                 11/1/2005                       270000                       270000
CA                                 11/1/2005                       471200                       471200
FL                                 11/1/2005                       108300                     108245.6
PA                                 11/1/2005                       102750                    102698.93
CA                                 11/1/2005                       360000                    359818.74
WA                                 11/1/2005                       112500                    112278.85
SC                                 11/1/2005                        89550                     89497.29
NC                                 10/1/2005                        54750                     54731.11
CA                                 11/1/2005                       350000                    349446.83
CA                                 11/1/2005                       210000                    209580.83
CA                                 11/1/2005                       399600                    399034.12
CA                                 11/1/2005                       360500                    359752.55
HI                                 11/1/2005                       553500                    553014.03
IL                                 11/1/2005                       577899                    576871.47
RI                                 11/1/2005                       201200                       201200
TX                                 11/1/2005                        54800                     54767.75
CT                                 11/1/2005                       228000                       228000
GA                                 11/1/2005                       586500                    586042.48
CA                                 11/1/2005                       688240                       688240
CA                                 11/1/2005                       446250                     445448.8
TX                                 11/1/2005                       160000                     159937.1
NH                                 11/1/2005                       430500                    430328.95
CA                                 11/1/2005                       378000                     377334.4
CA                                 11/1/2005                       378250                     377910.7
FL                                 11/1/2005                       382500                     382069.5
MD                                 11/1/2005                        80100                     80058.48
MA                                 10/1/2005                       248250                       248250
MD                                 11/1/2005                       556500                    555769.78
FL                                 11/1/2005                       361200                    360929.24
CA                                 11/1/2005                       527100                     526598.9
NY                                 11/1/2005                       375000                    374306.86
NY                                 11/1/2005                       498750                       498750
NY                                 11/1/2005                       468000                       468000
MA                                 11/1/2005                       362400                       362100
ME                                 11/1/2005                       413600                    412828.09
GA                                 11/1/2005                       104000                    103932.31
CO                                 11/1/2005                       179600                       179600
VA                                 11/1/2005                       105400                    105198.39
FL                                 11/1/2005                       380000                    379656.98
KY                                 11/1/2005                        92000                     91936.36
GA                                 11/1/2005                       101150                     101109.8
GA                                 11/1/2005                       184000                       183834
MI                                 12/1/2005                        32000                     31985.46
CA                                 11/1/2005                       516000                       516000
FL                                 10/1/2005                       162400                    162340.56
FL                                 12/1/2005                        75000                     74302.79
CA                                 11/1/2005                       369600                       369600
AZ                                 11/1/2005                        74170                      74110.8
NY                                 11/1/2005                       440000                    439566.15
CO                                 11/1/2005                       112000                    111921.75
CA                                 11/1/2005                        31800                     31789.03
CA                                 11/1/2005                        98000                     97951.79
CA                                 11/1/2005                       456000                    455171.71
FL                                 11/1/2005                       140400                       140400
FL                                 11/1/2005                       124215                    124176.17
FL                                 10/1/2005                       143000                    142960.78
FL                                 11/1/2005                        78400                     78366.77
CA                                 11/1/2005                       112000                    111952.01
NV                                 11/1/2005                       344250                       344250
NY                                 11/1/2005                       368000                     367599.2
CA                                 11/1/2005                        50000                     49955.31
CA                                 11/1/2005                       300000                       300000
CA                                 11/1/2005                       517000                       517000
NY                                 11/1/2005                       625000                    622252.45
WI                                 11/1/2005                        60000                      59972.5
WI                                 12/1/2005                        30760                     30729.54
MI                                 12/1/2005                        95920                     95774.31
NJ                                 11/1/2005                       360000                    359730.14
NY                                 11/1/2005                       432000                    431609.47
CA                                 11/1/2005                       263892                       263892
FL                                 11/1/2005                       408000                    407201.05
FL                                 12/1/2005                       241500                       241500
FL                                 11/1/2005                       460000                    459655.18
FL                                 11/1/2005                       185500                     185432.4
RI                                 11/1/2005                       192800                       192800
NY                                 11/1/2005                       522500                       522500
NJ                                 11/1/2005                       225000                       225000
CT                                 11/1/2005                       138600                    138531.11
CA                                 11/1/2005                       403000                       403000
ID                                 10/1/2005                        51292                     51278.39
CA                                 11/1/2005                       148000                    147637.51
CA                                 12/1/2005                       160000                    159883.61
NY                                 11/1/2005                        27000                     26992.44
FL                                 10/1/2005                       136000                    135948.24
NY                                 11/1/2005                       320000                    319451.43
CA                                 11/1/2005                       730915                       730915
CA                                 11/1/2005                       523960                       523960
CA                                 11/1/2005                       445000                    444068.56
AL                                 11/1/2005                       104000                     103903.2
TX                                 11/1/2005                        98325                     98276.12
FL                                 11/1/2005                       440000                       440000
MO                                 11/1/2005                       100000                     99936.89
MO                                 11/1/2005                       260000                    259593.12
MO                                 11/1/2005                       140000                    139923.53
MO                                 11/1/2005                        76000                     75968.47
CA                                 11/1/2005                       164000                    163923.49
WA                                 11/1/2005                       140400                    140399.73
MD                                 11/1/2005                       480000                    479241.37
VA                                 11/1/2005                       227905                    227774.96
GA                                 11/1/2005                        68000                     67964.34
RI                                 11/1/2005                       133250                    133211.87
DC                                 11/1/2005                       400000                       400000
FL                                 11/1/2005                       257925                     257776.6
FL                                 11/1/2005                       327250                       327250
CA                                 11/1/2005                       568000                       568000
GA                                 11/1/2005                       290400                       290400
NY                                 11/1/2005                       680000                       680000
TX                                 11/1/2005                        85000                     84965.21
CA                                 11/1/2005                        90000                     89958.01
PA                                 11/1/2005                        91600                     91425.71
CA                                 11/1/2005                       225000                    224792.61
AL                                 11/1/2005                        51200                     51152.27
WA                                 12/1/2005                       597000                    595928.14
NY                                 11/1/2005                       328000                       328000
IL                                 12/1/2005                       193800                       193800
PA                                 11/1/2005                        90765                     90700.94
CA                                 11/1/2005                       726750                       725750
AZ                                 11/1/2005                       370750                    370071.32
RI                                 11/1/2005                        49800                     49783.28
TX                                 11/1/2005                       420000                    419489.32
PA                                 11/1/2005                       155000                       155000
GA                                 11/1/2005                       171000                     170794.2
TX                                 11/1/2005                        66400                     66378.55
VT                                 11/1/2005                       500000                    499501.29
CA                                 11/1/2005                       367500                    367172.66
CA                                 11/1/2005                       467500                    466502.79
CA                                 10/1/2005                       432000                    431631.68
CA                                 11/1/2005                       371000                     370858.8
TX                                 11/1/2005                       152000                    151895.93
CA                                 11/1/2005                       112000                    111953.04
CA                                 11/1/2005                       218500                    218403.13
WA                                 11/1/2005                       150400                    149889.78
WY                                 11/1/2005                        50050                     50030.11
WY                                 11/1/2005                        50050                     50030.11
AZ                                 12/1/2005                       341000                    340688.73
AZ                                 11/1/2005                       260000                    259869.09
FL                                 12/1/2005                       157500                    157374.67
KS                                 11/1/2005                        59500                     59346.98
IL                                 11/1/2005                        84000                        84000
CA                                 12/1/2005                       175771                    175648.19
MA                                 11/1/2005                       489250                       489250
FL                                 11/1/2005                        49000                     48954.32
FL                                 11/1/2005                        55000                     54952.68
NH                                 11/1/2005                       482400                    482069.69
FL                                 11/1/2005                       128000                       128000
IL                                 11/1/2005                       280000                       280000
TN                                 11/1/2005                       116000                    115928.27
TX                                 11/1/2005                        50000                     49985.34
FL                                 11/1/2005                       165000                    164875.07
FL                                 12/1/2005                        34200                     34175.51
FL                                 12/1/2005                       210000                    209831.23
IL                                 11/1/2005                       561000                       561000
CA                                 11/1/2005                       164000                    163814.48
VA                                 11/1/2005                       359960                       359960
FL                                 11/1/2005                       140000                    139947.86
NV                                 11/1/2005                       320000                       320000
NY                                 11/1/2005                       446000                    445537.87
TN                                 11/1/2005                        72000                     71974.33
NY                                 11/1/2005                       520000                       520000
VA                                 11/1/2005                        52700                     52581.21
MA                                 11/1/2005                       326000                    325779.03
FL                                 11/1/2005                       190000                       190000
CA                                 11/1/2005                       536000                    533618.64
MD                                 11/1/2005                       380000                       380000
FL                                 11/1/2005                       106400                    106399.96
FL                                 11/1/2005                       236000                       236000
MA                                 11/1/2005                       492000                    491951.33
PA                                 11/1/2005                       123000                    122957.56
MN                                 12/1/2005                       266095                    265885.35
OR                                 11/1/2005                       257000                    256886.07
OR                                 11/1/2005                       275200                    274931.23
CA                                 11/1/2005                       430200                       430200
AZ                                 11/1/2005                       237600                    237503.52
PA                                 11/1/2005                        63270                     63217.84
AL                                 11/1/2005                       104000                    103960.42
CA                                 11/1/2005                       495000                    494442.72
OR                                 11/1/2005                       215000                    214606.63
ME                                 11/1/2005                       125000                    124936.54
CA                                 11/1/2005                       540000                       540000
CA                                 11/1/2005                       119000                     118956.4
CA                                 11/1/2005                       650000                    649433.75
CA                                 11/1/2005                        65800                     65777.79
CA                                 11/1/2005                       402350                    401913.73
ID                                 11/1/2005                       124000                    123855.32
CA                                 11/1/2005                       585000                       585000
NY                                 11/1/2005                       450000                    449576.31
FL                                 11/1/2005                       223250                    223085.96
MD                                 11/1/2005                       360000                    359281.45
FL                                 11/1/2005                       263000                       263000
CA                                 11/1/2005                       135000                    134734.98
TX                                 11/1/2005                      1500000                   1496860.32
MD                                 11/1/2005                       388000                    387722.82
CA                                 11/1/2005                       261800                    261541.86
NJ                                 11/1/2005                       532000                    531416.64
NY                                 11/1/2005                       422750                       422345
PA                                 12/1/2005                        62400                     62362.97
NY                                 11/1/2005                       120000                    119924.26
CA                                 12/1/2005                       354250                       354250
GA                                 10/1/2005                       297000                    296829.13
TX                                 12/1/2005                        68000                     67965.84
FL                                 11/1/2005                        45000                     44975.23
VA                                 11/1/2005                       400000                       400000
NY                                 11/1/2005                       342000                       342000
NY                                 12/1/2005                       205000                    204560.82
PA                                 11/1/2005                        50264                     50239.27
CO                                 11/1/2005                       402400                     402046.7
PA                                 11/1/2005                        50002                     49968.79
MA                                 10/1/2005                       463500                       463500
NY                                 11/1/2005                       435000                    434577.99
NY                                 12/1/2005                       315000                    314715.24
CA                                 11/1/2005                       767550                    767249.26
CA                                 11/1/2005                       440000                    439566.15
CT                                 11/1/2005                       116350                    116308.96
MO                                 11/1/2005                       103350                    103304.18
CO                                 11/1/2005                       226800                       226700
MD                                 11/1/2005                       237000                       237000
OR                                 11/1/2005                       176000                    175551.07
VA                                 11/1/2005                       351500                       351500
NJ                                  1/1/2006                       190000                       190000
FL                                 11/1/2005                       300000                    299765.97
CA                                 11/1/2005                       396000                    395386.42
NC                                 10/1/2005                        73600                     73578.94
NJ                                 11/1/2005                       574400                       574400
TN                                 11/1/2005                       147600                    147382.91
CA                                 11/1/2005                       422500                    422150.25
IA                                 11/1/2005                        50000                        50000
NY                                 11/1/2005                       446500                    446059.91
NY                                 11/1/2005                       133000                    132870.11
CA                                 11/1/2005                       441000                    440204.38
WA                                 11/1/2005                       242250                    223495.81
WA                                 12/1/2005                       308000                       308000
CA                                 11/1/2005                       508000                       508000
AZ                                 10/1/2005                       108800                    108610.84
PA                                 12/1/2005                       121200                    121139.12
WA                                 11/1/2005                       107250                    107217.21
AR                                 11/1/2005                        51000                     50979.07
TX                                 11/1/2005                       100700                    100660.84
MA                                 11/1/2005                       250000                       250000
KY                                 12/1/2005                       110000                    109912.47
PA                                 10/1/2005                       127500                    127444.79
CA                                 11/1/2005                       193000                    192566.89
CA                                 11/1/2005                       408000                       408000
AZ                                 11/1/2005                       103001                    102720.13
CA                                 11/1/2005                       399000                    398590.48
CA                                 11/1/2005                       615200                       615200
CA                                 11/1/2005                       409700                    409234.43
CA                                 11/1/2005                       300000                    299377.98
LA                                 12/1/2005                        82000                     81461.71
CA                                 11/1/2005                       364000                       364000
MO                                 11/1/2005                        64000                     63954.48
CA                                 12/1/2005                       264000                       264000
FL                                 11/1/2005                       370400                       370400
PA                                 11/1/2005                       250000                       250000
FL                                 11/1/2005                        72800                     72747.85
GA                                 11/1/2005                       190000                     189973.5
AL                                 10/1/2005                       184825                    184767.22
PA                                 12/1/2005                       168150                       168150
NJ                                 11/1/2005                       364500                    363832.75
KY                                 11/1/2005                        89000                     88856.08
FL                                 11/1/2005                       232000                       232000
VA                                 11/1/2005                       468000                    467511.38
AZ                                 11/1/2005                       198000                       198000
NE                                 11/1/2005                        76500                        76500
MD                                 10/1/2005                       261000                       261000
CA                                 12/1/2005                        50000                     49920.98
CA                                 11/1/2005                       390000                    389517.41
MD                                 11/1/2005                       106400                       106400
PA                                 11/1/2005                       152910                     152826.3
FL                                 11/1/2005                       152000                    151894.86
ME                                 12/1/2005                       160000                    159906.99
NY                                 11/1/2005                       312000                       312000
NY                                 11/1/2005                       332000                    331658.04
NY                                 11/1/2005                       460000                       460000
MA                                 11/1/2005                       544000                    543809.56
MA                                 11/1/2005                       369000                    368739.56
NY                                 11/1/2005                       399500                    399254.22
WA                                 11/1/2005                        65000                     64918.34
NJ                                 11/1/2005                       994500                    993626.85
IL                                 11/1/2005                       212400                       212400
FL                                 11/1/2005                        85000                     84958.19
NY                                 11/1/2005                       201500                       201500
CA                                 11/1/2005                       280000                     279118.8
MA                                 11/1/2005                       504000                    503574.49
MI                                 11/1/2005                        53900                     53877.64
MI                                 12/1/2005                        52500                     52480.23
MI                                  1/1/2006                        50001                     49569.55
CA                                 10/1/2005                       124000                    123883.83
KY                                 11/1/2005                       124000                       124000
AL                                 11/1/2005                        92000                     91933.08
IL                                 11/1/2005                       275500                       275500
NY                                 11/1/2005                        29000                     28980.85
CA                                 11/1/2005                       264000                       264000
CA                                 11/1/2005                       180000                       180000
VA                                 12/1/2005                       162000                     161896.9
NY                                 12/1/2005                       569075                    568565.53
TX                                 11/1/2005                        54400                     54378.21
CA                                 10/1/2005                       624000                    622846.61
CA                                 11/1/2005                       388000                    387554.95
CA                                 11/1/2005                        75000                     74946.14
KY                                 11/1/2005                        91200                     91152.72
MA                                 11/1/2005                       470250                    469933.83
NH                                 11/1/2005                       146900                    146832.26
MO                                 11/1/2005                        77600                     77547.83
TN                                 11/1/2005                       254400                    254273.54
DE                                 11/1/2005                       420750                    420343.01
CA                                 11/1/2005                       337000                       337000
CA                                 11/1/2005                       262400                       262400
CA                                 12/1/2005                       540000                       540000
TN                                 11/1/2005                        88200                     88090.94
MS                                 11/1/2005                       152000                    151870.16
CT                                 11/1/2005                       245600                    245476.63
GA                                 11/1/2005                       152000                    151913.33
VA                                 11/1/2005                       165000                    164849.39
PA                                 11/1/2005                        50001                     49970.71
NY                                 10/1/2005                       396550                       396550
MA                                 11/1/2005                       368000                    367589.51
NC                                 11/1/2005                        83200                      83158.2
MD                                 11/1/2005                       194400                    194215.46
MA                                 11/1/2005                       380000                       379900
FL                                 11/1/2005                       163277                    163258.05
FL                                 11/1/2005                        87750                     87723.75
PA                                 11/1/2005                        91000                     90846.61
PA                                 11/1/2005                       135000                    134892.57
PA                                 11/1/2005                       105000                    104952.04
NH                                 11/1/2005                       144000                    143878.43
MT                                 11/1/2005                        53000                     52944.69
FL                                 11/1/2005                        75000                     74979.93
PA                                 11/1/2005                       123500                    123401.72
VA                                 11/1/2005                        92000                     91807.84
ID                                 12/1/2005                       165000                    164854.31
FL                                 10/1/2005                       181200                       181200
MA                                 12/1/2005                       416000                     415689.5
CA                                 11/1/2005                       660000                    659765.67
NJ                                 11/1/2005                       250000                       250000
CA                                 11/1/2005                       400000                       400000
NV                                 11/1/2005                       427500                       427500
VA                                 11/1/2005                       182000                       182000
PA                                 11/1/2005                       166500                    166275.82
MD                                 11/1/2005                       146100                    145994.79
MO                                 11/1/2005                       184987                    184889.07
FL                                 11/1/2005                        88000                     87965.41
CA                                 11/1/2005                       250000                       250000
CA                                 11/1/2005                       435000                    434587.25
CA                                 11/1/2005                        50000                     49983.49
CA                                 11/1/2005                       146400                    146343.68
MA                                 11/1/2005                       480000                    479756.33
CA                                 11/1/2005                       403200                    402682.04
FL                                 11/1/2005                        60000                     59964.02
MO                                 11/1/2005                       171000                    170929.82
NY                                 12/1/2005                       305000                       305000
VA                                 11/1/2005                        91920                        91920
PA                                 11/1/2005                        90950                     90889.96
GA                                 11/1/2005                       174000                       174000
CA                                 11/1/2005                       452000                       452000
FL                                 11/1/2005                        52500                     52407.56
TX                                 11/1/2005                       145200                    145133.68
UT                                 11/1/2005                        88000                        88000
NJ                                 11/1/2005                       374400                    374161.26
NJ                                 11/1/2005                       701250                    699941.25
MO                                 10/1/2005                       127400                    127365.13
MA                                 11/1/2005                       376000                    375367.71
FL                                 11/1/2005                       425000                       425000
TN                                 10/1/2005                       374400                    374158.81
TX                                 11/1/2005                       448000                    447629.14
MD                                 12/1/2005                        71250                     71217.25
MT                                 11/1/2005                       658000                    657521.36
MA                                 12/1/2005                       268000                       268000
FL                                 11/1/2005                       693000                    691797.48
NY                                 11/1/2005                       235000                       235000
NY                                 11/1/2005                       395200                       395200
NY                                 11/1/2005                       392000                    391760.07
NY                                 11/1/2005                       425000                       425000
NC                                 11/1/2005                       472000                    471660.09
NC                                 11/1/2005                       137600                       137600
MD                                 11/1/2005                       386500                    386275.32
MI                                 10/1/2005                        92800                     92644.39
NY                                 11/1/2005                       722500                    721237.69
NY                                 11/1/2005                       300000                       300000
MA                                 11/1/2005                       435000                    434144.92
CA                                 12/1/2005                       120000                    118975.36
RI                                 11/1/2005                       228240                       228240
FL                                 11/1/2005                       127500                    127136.23
FL                                 11/1/2005                       241500                    241267.77
FL                                 11/1/2005                       810000                    809380.58
MA                                 11/1/2005                       153000                    152898.64
NY                                 11/1/2005                       400000                    399702.55
PA                                 11/1/2005                       167105                       167105
NY                                 11/1/2005                       115000                    114958.09
FL                                 11/1/2005                       232000                    231800.25
CA                                 11/1/2005                       539505                    539031.22
FL                                 11/1/2005                       123200                    123137.45
CA                                 11/1/2005                       464000                    463213.29
CA                                 11/1/2005                       360000                    359326.83
HI                                 11/1/2005                       880000                    879271.53
CA                                 11/1/2005                       236000                       236000
VA                                 11/1/2005                       365400                    364866.72
CA                                 11/1/2005                       424000                    423168.13
CA                                 11/1/2005                       428000                       428000
HI                                 12/1/2005                       600000                    588260.46
VA                                 11/1/2005                        56000                     55975.17
FL                                 11/1/2005                        55000                     54982.81
NJ                                 11/1/2005                       475000                     473933.1
MD                                 11/1/2005                       465000                    464536.21
OR                                 11/1/2005                       387000                    386504.76
NJ                                 11/1/2005                       960000                    958024.59
NY                                 11/1/2005                       384000                    383661.21
MA                                 11/1/2005                       409500                    409161.01
FL                                 12/1/2005                        50750                     50727.31
FL                                 11/1/2005                       381000                       381000
NY                                 12/1/2005                       148500                       148500
CA                                 11/1/2005                       258750                    258270.53
CA                                 11/1/2005                       185000                    184431.31
NC                                 11/1/2005                        81000                     80938.54
NY                                 11/1/2005                       578000                    577642.58
TN                                 11/1/2005                       392000                    391714.28
IA                                 10/1/2005                       296000                    295867.37
RI                                 11/1/2005                        75000                     74889.45
FL                                 11/1/2005                       114750                    114613.46
CA                                 11/1/2005                       416000                    415644.63
NJ                                 11/1/2005                       517500                     516465.1
FL                                 11/1/2005                        91400                     91314.29
IA                                 11/1/2005                       112000                       111958
FL                                 10/1/2005                       296000                       296000
PA                                 11/1/2005                        60000                     59972.34
PA                                 11/1/2005                       106875                    106757.86
NJ                                 11/1/2005                       374000                       374000
PA                                 11/1/2005                        90000                     89898.25
CO                                 11/1/2005                        50400                     50391.27
VA                                 11/1/2005                        82450                     82397.42
PA                                 11/1/2005                       123300                    123200.91
VA                                 12/1/2005                       104760                    104677.89
MO                                 11/1/2005                        56000                        56000
CA                                 11/1/2005                       361000                    360623.09
CA                                 11/1/2005                       440000                    439606.09
NY                                 11/1/2005                       112500                    112356.18
IN                                 11/1/2005                       120000                       120000
NY                                 12/1/2005                       532800                    532284.57
MA                                 11/1/2005                       117000                    116917.42
MA                                 11/1/2005                       100000                     99933.58
CA                                 12/1/2005                       286450                     285788.8
AZ                                 11/1/2005                      1000000                    998400.63
CA                                 11/1/2005                       424000                       423900
CA                                 11/1/2005                       360000                       360000
CA                                 11/1/2005                       599250                       599250
NY                                 11/1/2005                       373500                       373500
MA                                 11/1/2005                       525000                       525000
MA                                 12/1/2005                       413250                    413081.16
ME                                 11/1/2005                       130400                    130351.44
NY                                 11/1/2005                       516000                    515522.08
NY                                 11/1/2005                       399200                    398852.92
NY                                 11/1/2005                       413250                     412949.4
VA                                 12/1/2005                       207920                       207920
TX                                 11/1/2005                        96000                     95835.84
CA                                 11/1/2005                       646000                       646000
PA                                 11/1/2005                       196000                       196000
PA                                 11/1/2005                       101650                       101650
MA                                 11/1/2005                       480000                    479647.32
NY                                 11/1/2005                       302000                       302000
NY                                 11/1/2005                       420000                       419682
IN                                 11/1/2005                       112000                       112000
CA                                 11/1/2005                       442108                    441314.22
CA                                 11/1/2005                       630000                    629654.75
WY                                 11/1/2005                       113200                       113200
OR                                 11/1/2005                       157000                    156681.86
MA                                 11/1/2005                       296000                       296000
MA                                 10/1/2005                       450000                    449588.43
CA                                 11/1/2005                       652000                       652000
CA                                 11/1/2005                       368000                       368000
TX                                 11/1/2005                        66400                      66232.3
CA                                 11/1/2005                       240000                       240000
CO                                 11/1/2005                       156750                       156750
MI                                 11/1/2005                        52000                     51978.42
IN                                 11/1/2005                       114000                    113864.25
MO                                 11/1/2005                       126000                    125899.74
MA                                 11/1/2005                       411750                    411549.59
NY                                 11/1/2005                       185000                       185000
NY                                 11/1/2005                        96000                     95964.83
MO                                 11/1/2005                        78750                     78727.22
FL                                 12/1/2005                       108400                    108373.16
FL                                 11/1/2005                        84000                     83918.41
FL                                 12/1/2005                       190400                    190130.37
NY                                 11/1/2005                       213750                       213750
VA                                 12/1/2005                       360000                    359515.29
CA                                 11/1/2005                       372000                    371643.62
CA                                 11/1/2005                       125000                    124808.23
NJ                                  3/1/2006                       240000                       240000
MA                                 11/1/2005                      1145000                    1143964.9
CA                                 11/1/2005                       528000                       528000
MI                                 11/1/2005                        50000                     49981.38
SC                                 11/1/2005                        50400                     50378.86
CA                                 11/1/2005                       247200                       247200
CA                                 11/1/2005                       301000                    300999.32
NJ                                 11/1/2005                       365750                       365750
NJ                                 11/1/2005                       135000                       135000
NY                                 11/1/2005                       456000                       456000
CA                                 11/1/2005                       460000                    459055.24
NJ                                 11/1/2005                       180000                       180000
AZ                                 11/1/2005                       500000                     499963.5
PA                                 11/1/2005                       175200                     175065.6
PA                                 11/1/2005                       126000                     125933.3
TX                                 11/1/2005                       101250                    101207.09
WA                                 11/1/2005                       260000                       260000
VA                                 11/1/2005                        68850                      68812.4
CA                                 11/1/2005                       395200                       395200
OK                                 11/1/2005                       123030                    122956.84
CA                                 11/1/2005                       720000                       720000
NY                                 11/1/2005                       580000                    578840.13
MA                                 12/1/2005                       485000                    484086.07
LA                                 11/1/2005                       122250                    122187.94
MD                                 11/1/2005                       210000                       210000
NV                                 11/1/2005                       206400                       206400
NY                                 11/1/2005                       361600                    361221.17
OH                                 11/1/2005                       423196                    422906.23
FL                                 11/1/2005                       130000                    129953.54
VA                                 11/1/2005                       400000                    399684.85
MA                                 12/1/2005                       231400                    231095.48
FL                                 12/1/2005                       652500                    652030.11
CA                                 11/1/2005                       376000                    375242.31
MA                                 11/1/2005                       365500                    365228.75
CA                                 11/1/2005                       441000                       441000
CA                                 11/1/2005                       920000                    919999.33
NY                                 11/1/2005                       468000                    467547.31
FL                                 11/1/2005                       197000                       197000
FL                                 11/1/2005                       313000                       313000
VA                                 11/1/2005                       229500                       229500
NY                                 11/1/2005                       262150                       262150
HI                                 11/1/2005                       690000                    689507.08
VA                                 11/1/2005                       375000                       374782
CA                                 11/1/2005                       553500                       553500
CA                                 11/1/2005                       472000                       472000
CA                                 11/1/2005                       498750                       498750
CA                                 11/1/2005                       602650                       602650
CA                                 10/1/2005                       684000                     682080.1
CA                                 12/1/2005                       420000                       420000
CA                                 11/1/2005                       260000                       260000
PA                                 11/1/2005                       409500                    409189.95
CA                                 11/1/2005                       130500                       130500
AR                                 11/1/2005                       101600                    101561.75
NY                                 11/1/2005                       468000                    467695.42
NY                                 11/1/2005                       304000                       304000
NY                                 11/1/2005                       608000                    607393.57
CA                                 11/1/2005                       125000                    124768.96
CA                                 11/1/2005                       356000                       355950
CA                                 11/1/2005                       427500                       427500
VA                                 11/1/2005                       152475                    152407.54
CO                                 11/1/2005                       200000                       200000
CA                                 11/1/2005                       455000                       455000
CA                                 11/1/2005                       390000                     389787.5
VA                                 11/1/2005                        50400                     50376.98
VA                                 11/1/2005                       544000                    542918.33
NJ                                 10/1/2005                       408000                       408000
CA                                 11/1/2005                       366028                       366028
TX                                 11/1/2005                        50400                     50380.61
TX                                 11/1/2005                       240000                    239567.01
CA                                 11/1/2005                       255000                       255000
CA                                 11/1/2005                       162150                     162099.8
MD                                 11/1/2005                       251200                       251200
CA                                 11/1/2005                       232000                       232000
NY                                 11/1/2005                       429000                       429000
NH                                 11/1/2005                       125000                       124960
IL                                 11/1/2005                       459000                    458900.48
AR                                 11/1/2005                        50700                     49847.28
NJ                                 11/1/2005                       165000                       165000
TX                                 11/1/2005                        52000                        51916
CA                                 11/1/2005                       320000                    319779.78
MA                                 12/1/2005                       424800                    423917.59
FL                                  1/1/2006                       112000                    111842.99
CA                                 12/1/2005                       184000                    183900.48
CA                                 11/1/2005                       465000                    464687.36
NC                                 11/1/2005                       124000                    123935.71
FL                                 12/1/2005                        94500                     94431.81
MA                                 11/1/2005                       870000                    869236.16
MA                                 11/1/2005                       265500                    265070.88
CA                                 11/1/2005                       260800                       260800
MI                                 11/1/2005                       112000                    111907.28
SC                                 11/1/2005                       560000                       560000
FL                                 11/1/2005                       365750                       365750
CA                                 11/1/2005                       500000                       500000
FL                                 11/1/2005                       257000                       257000
CA                                 11/1/2005                       360000                    359704.33
CA                                 11/1/2005                       545000                       545000
CO                                 10/1/2005                       292000                       292000
MD                                 12/1/2005                       420000                    419740.28
FL                                 10/1/2005                       351500                       351500
AZ                                 11/1/2005                       174000                       174000
CA                                 11/1/2005                       296000                       296000
VA                                 11/1/2005                        50000                     49926.55
AZ                                 11/1/2005                       157600                       157600
AZ                                 11/1/2005                       206400                       206400
FL                                 11/1/2005                        54000                     53524.76
CA                                 10/1/2005                       390000                       390000
CA                                 11/1/2005                       328000                       328000
FL                                 11/1/2005                       118300                    118192.01
AZ                                 11/1/2005                       151900                    151619.12
NY                                 11/1/2005                       369750                    369371.22
NY                                 10/1/2005                       453600                    453307.79
CA                                 11/1/2005                       467500                       467500
CA                                 11/1/2005                       438000                       438000
CA                                 11/1/2005                       600000                       600000
UT                                 11/1/2005                        75920                     75867.48
CA                                 11/1/2005                       385000                    384348.06
MI                                 11/1/2005                       170000                    169622.92
CT                                 11/1/2005                       361000                       361000
NY                                 11/1/2005                       163000                       163000
NV                                 11/1/2005                        80000                     79811.65
NJ                                 11/1/2005                       213750                       213750
CA                                 11/1/2005                       369000                    368246.92
CA                                 11/1/2005                       834000                       834000
FL                                 10/1/2005                       108500                    108436.93
CA                                 11/1/2005                       432000                       432000
MI                                 11/1/2005                        96900                     96738.33
MI                                 11/1/2005                       122400                       122400
CO                                 12/1/2005                       164000                       164000
MI                                 11/1/2005                        92000                     91967.55
FL                                 12/1/2005                       130000                    129889.17
NY                                 11/1/2005                       264000                       264000
PA                                 11/1/2005                       403750                    403428.73
MA                                 11/1/2005                       420000                       420000
FL                                 11/1/2005                       208000                       208000
UT                                 11/1/2005                       220400                       220400
CO                                 12/1/2005                       380000                    379784.74
NY                                 11/1/2005                       450000                       450000
AR                                 11/1/2005                        82400                        82400
GA                                 11/1/2005                       229500                       229500
FL                                 11/1/2005                       206000                       206000
AL                                 11/1/2005                       400000                       400000
NY                                 11/1/2005                       377500                       377500
CA                                 11/1/2005                       931000                    930116.63
MO                                 11/1/2005                        93600                     93556.33
NV                                 11/1/2005                       297000                       297000
CA                                 10/1/2005                       380000                    379816.99
CA                                 12/1/2005                       190000                    189950.77
CA                                 11/1/2005                       546000                    545798.54
MI                                 11/1/2005                        50000                     49972.11
AZ                                 10/1/2005                       201600                       201600
IL                                 11/1/2005                       128000                       128000
CA                                 11/1/2005                       488000                       488000
FL                                 11/1/2005                       262500                       262500
FL                                 12/1/2005                       435000                       435000
TX                                 10/1/2005                        64800                     64772.24
TX                                 11/1/2005                       400000                    399737.01
MD                                 11/1/2005                       225000                    224835.51
MI                                 11/1/2005                        80800                      80685.3
IA                                 11/1/2005                        65000                     64756.46
CA                                 11/1/2005                       428000                       428000
NH                                 11/1/2005                       198750                    198688.55
NE                                 11/1/2005                       126000                       126000
VA                                 11/1/2005                       178800                       178800
CA                                 11/1/2005                       198000                     197840.5
CO                                 11/1/2005                       224800                       224800
NY                                  1/1/2006                      1000000                    999893.43
TX                                 10/1/2005                       204000                       204000
NY                                 11/1/2005                       252000                       252000
AL                                 10/1/2005                        80000                     79896.58
MI                                 11/1/2005                       155250                    155178.34
CA                                 11/1/2005                       269000                       269000
NY                                 11/1/2005                       600000                       600000
NY                                 10/1/2005                       399000                    398795.31
RI                                 11/1/2005                       290500                    290368.44
CT                                 11/1/2005                       654500                    653936.49
FL                                 11/1/2005                       164000                    163722.29
NY                                 11/1/2005                       472500                    472169.86
FL                                 11/1/2005                       210000                    209844.15
UT                                 11/1/2005                       365750                       365750
PA                                 11/1/2005                        52250                     52232.55
PA                                 11/1/2005                        80000                     79974.71
AZ                                 11/1/2005                       179500                       179500
CA                                 11/1/2005                       680000                       680000
VA                                 11/1/2005                       125000                    124937.21
CA                                 11/1/2005                       435000                       435000
CA                                 11/1/2005                       585000                       585000
CA                                 11/1/2005                       492000                    491400.31
CA                                 11/1/2005                       325000                    306913.75
CA                                 11/1/2005                       548000                       548000
CA                                 11/1/2005                       344000                       344000
CA                                 11/1/2005                       572000                       572000
CA                                 10/1/2005                       543200                       543200
CA                                 11/1/2005                       712000                    711983.73
CA                                 11/1/2005                       266400                       266400
CA                                 12/1/2005                       360000                       360000
CA                                 11/1/2005                       315000                       315000
IL                                 11/1/2005                       368000                    367689.32
MI                                 10/1/2005                       166500                    166433.84
NJ                                 11/1/2005                       124000                    123913.36
CA                                 11/1/2005                       470000                    469612.85
CA                                 11/1/2005                       416000                       416000
MI                                 11/1/2005                        62400                     62365.92
DC                                 11/1/2005                       610000                    608780.12
FL                                 11/1/2005                       144800                    144749.48
CA                                 11/1/2005                       408640                       408640
MA                                 11/1/2005                       456000                    455165.26
NY                                 11/1/2005                       517500                       517500
NY                                 10/1/2005                       580000                    579699.31
IN                                 11/1/2005                       775075                    774522.42
WY                                  1/1/2006                       160000                    159889.33
NH                                 12/1/2005                       404000                       403633
CA                                 11/1/2005                       375000                    374835.87
CA                                 11/1/2005                       542400                       542400
MI                                 11/1/2005                       119850                    119710.16
PA                                 11/1/2005                       825000                    824602.31
CA                                 11/1/2005                       383200                       383200
CA                                 11/1/2005                       684000                    683396.52
CA                                 11/1/2005                       480000                       480000
VA                                 11/1/2005                        83200                     83064.44
CA                                 11/1/2005                       409500                    409143.96
MI                                 11/1/2005                        65550                     65527.38
AZ                                 11/1/2005                       192000                       192000
CA                                 12/1/2005                       476000                    475835.54
CA                                 11/1/2005                       379454                       379454
CA                                 11/1/2005                       368000                       368000
FL                                 11/1/2005                       168000                    167859.28
FL                                 11/1/2005                       120000                    119953.83
CA                                 10/1/2005                       210000                    209980.69
CA                                 11/1/2005                       419920                    419919.63
PA                                 11/1/2005                        36000                      35988.5
IN                                 11/1/2005                        70000                     69969.36
NY                                 10/1/2005                       210000                    209860.52
MI                                 11/1/2005                       188100                     187971.2
CA                                  1/1/2006                       370000                    369658.42
CA                                 12/1/2005                       204000                    203931.96
IN                                 11/1/2005                        65700                     65672.15
NY                                 11/1/2005                       378250                       378250
CA                                 11/1/2005                       540000                       540000
CA                                 11/1/2005                       348000                     347999.5
FL                                 11/1/2005                       185000                    184985.54
CA                                 11/1/2005                       816000                       816000
FL                                 11/1/2005                       153900                       153900
CA                                 11/1/2005                        90000                     89944.35
NV                                 11/1/2005                       204800                       204800
AR                                 11/1/2005                       119000                    118901.49
CA                                 11/1/2005                       550000                    549981.25
VT                                 12/1/2005                       432000                    431586.13
MD                                 11/1/2005                       520000                    519733.23
CA                                 10/1/2005                       726750                     725612.7
FL                                 11/1/2005                        52500                     52476.02
FL                                 11/1/2005                       177000                    176268.25
ME                                 12/1/2005                        50000                     49947.25
CA                                 11/1/2005                       511200                       511200
GA                                 11/1/2005                        96850                     96823.79
TX                                 11/1/2005                       136000                    135926.49
NJ                                 11/1/2005                       225000                       225000
CA                                 11/1/2005                       356000                       356000
CA                                 11/1/2005                       435000                    434738.64
NY                                 11/1/2005                       350000                       350000
FL                                 10/1/2005                       125000                    124883.87
NJ                                 11/1/2005                       343100                    343025.56
NJ                                 11/1/2005                       373500                    373498.51
CA                                 11/1/2005                       341074                       341074
CA                                 11/1/2005                       395015                       395015
CA                                 11/1/2005                       276000                    275781.68
AZ                                 11/1/2005                       153000                    152939.86
MI                                 11/1/2005                        50000                     49974.08
NY                                 11/1/2005                       170000                    168514.37
CA                                 11/1/2005                       424000                       424000
MD                                 11/1/2005                       198750                     198682.9
CA                                 11/1/2005                       264000                       264000
CA                                 11/1/2005                       380000                    379999.83
CA                                 11/1/2005                       370500                       370500
CA                                 11/1/2005                       190000                       190000
NY                                 11/1/2005                       375000                       374800
CA                                 11/1/2005                       360000                       360000
CA                                 11/1/2005                       396000                       396000
CA                                 11/1/2005                       386100                       386100
CA                                 11/1/2005                       429250                       429250
CA                                 10/1/2005                       464000                       464000
CA                                 11/1/2005                       383200                       383200
CA                                 11/1/2005                       279000                       279000
CA                                 11/1/2005                       532000                    531008.47
CA                                 11/1/2005                       510000                    509998.75
CA                                 11/1/2005                       660000                       659670
CA                                 11/1/2005                       697000                       697000
CA                                 10/1/2005                       596000                       596000
CA                                 12/1/2005                       719200                       719200
CA                                 11/1/2005                       610000                    609999.84
TN                                 11/1/2005                       185600                    185524.63
ME                                 11/1/2005                       552500                    552165.29
NY                                 11/1/2005                       119000                    118833.16
FL                                 11/1/2005                       192000                       192000
NY                                 11/1/2005                       428000                       428000
MD                                 11/1/2005                       169000                    168803.54
CA                                 11/1/2005                       198000                       198000
CA                                 11/1/2005                       365750                       365750
CA                                 11/1/2005                       306000                       306000
AZ                                 12/1/2005                       236700                       236700
CA                                 11/1/2005                       225000                       225000
FL                                 11/1/2005                       434850                       434850
UT                                 11/1/2005                       114700                    114616.56
CA                                 11/1/2005                       640000                       640000
UT                                 11/1/2005                       490400                    490244.63
CA                                 11/1/2005                       390000                       390000
CA                                 10/1/2005                       700000                       700000
NJ                                 11/1/2005                       447000                    446607.29
RI                                 11/1/2005                       144000                    143941.53
MI                                 11/1/2005                        65000                     64975.53
AZ                                 11/1/2005                       262500                       262500
CA                                 11/1/2005                       395000                       394900
NY                                 12/1/2005                       101300                    101225.57
FL                                 11/1/2005                       123750                    123655.37
MA                                 11/1/2005                       202720                    202682.62
IL                                 11/1/2005                        50250                     50232.66
CA                                 11/1/2005                       470000                    469846.08
FL                                 11/1/2005                       670000                       670000
IL                                 11/1/2005                       368000                    367790.46
CA                                 12/1/2005                       431200                       431200
AZ                                 11/1/2005                       360000                    359735.49
CA                                 11/1/2005                       205000                       205000
PA                                 12/1/2005                        66800                     66772.87
CA                                 12/1/2005                       569500                    568307.96
CA                                 11/1/2005                       584000                       584000
RI                                 11/1/2005                       204000                       204000
CA                                 11/1/2005                       400000                    399127.99
RI                                 11/1/2005                       244000                    243999.67
MI                                 11/1/2005                        64600                     64532.58
FL                                 10/1/2005                       255000                    254887.19
CA                                 11/1/2005                       452700                       452700
CA                                 11/1/2005                       353600                       353550
NY                                 11/1/2005                        65000                     64910.91
CA                                 11/1/2005                       240000                       239985
CA                                 11/1/2005                       488000                       488000
ME                                 11/1/2005                       208800                     208609.4
FL                                 11/1/2005                       374240                       374240
MI                                 11/1/2005                       168000                    167923.92
NJ                                 11/1/2005                       176000                       176000
VA                                 11/1/2005                       218400                     218328.2
VA                                 11/1/2005                       288000                       288000
TX                                 12/1/2005                        56000                     55978.68
TX                                 11/1/2005                       142000                    141908.52
MI                                 11/1/2005                       114750                    114486.57
CA                                 11/1/2005                       503500                    503017.64
CA                                 11/1/2005                       432000                    431712.11
NY                                 11/1/2005                       750000                    749274.54
OR                                 11/1/2005                       182750                    182746.27
FL                                 11/1/2005                       350200                       350200
CA                                 11/1/2005                       135000                    134948.58
NY                                 10/1/2005                       380000                    379717.98
CA                                 11/1/2005                       454000                    453826.55
FL                                 11/1/2005                       658000                    657460.64
CA                                 11/1/2005                       182000                       182000
CA                                 11/1/2005                       375250                       375250
NV                                 11/1/2005                       108000                       108000
NV                                 11/1/2005                       178000                    177991.66
CA                                 11/1/2005                       382500                       382500
OK                                 11/1/2005                        85000                     84940.61
CT                                 11/1/2005                       226100                       226100
FL                                 11/1/2005                       486400                    486035.39
SC                                 11/1/2005                       175500                    175446.34
CA                                 11/1/2005                       487000                    486449.03
NH                                 12/1/2005                       135000                    134795.04
CT                                 11/1/2005                       210000                    209881.66
NY                                 11/1/2005                       433000                    432511.23
FL                                 10/1/2005                       397500                    397235.98
FL                                 10/1/2005                       160300                       160300
CA                                 12/1/2005                       258400                       258400
CA                                 10/1/2005                        94250                     94191.72
FL                                 11/1/2005                       210000                       210000
VA                                 12/1/2005                        85000                     84875.95
CA                                 11/1/2005                       180500                       180500
MO                                 11/1/2005                       202500                    202471.09
CA                                 12/1/2005                       363200                       363200
CA                                 11/1/2005                       408000                       408000
CA                                 11/1/2005                       200000                       199800
CA                                 11/1/2005                       320000                       320000
CA                                 11/1/2005                       480800                       480800
CA                                 11/1/2005                       500000                    498850.45
CA                                 11/1/2005                      1035000                      1035000
CA                                 11/1/2005                       380000                       380000
CA                                 11/1/2005                       508000                    507682.62
CA                                 11/1/2005                       498750                       498750
CA                                 11/1/2005                       465000                       465000
CA                                 11/1/2005                       364800                       364800
CA                                 11/1/2005                       450000                    449998.75
CA                                 11/1/2005                        92400                     92356.89
CA                                 11/1/2005                       540000                       540000
CA                                 11/1/2005                       560000                       560000
PA                                 11/1/2005                        53600                      53572.5
NY                                 12/1/2005                       576000                       576000
NY                                 11/1/2005                       255000                    254810.75
CA                                 11/1/2005                       701250                    700769.84
CA                                 11/1/2005                       400000                       400000
CA                                 11/1/2005                       394250                    394059.95
MD                                 11/1/2005                       149450                    149334.08
NJ                                 11/1/2005                       625500                       625500
CA                                 11/1/2005                       300000                       300000
CA                                 11/1/2005                       445500                       445500
CA                                 11/1/2005                       364000                    363999.58
CA                                 11/1/2005                       557000                       557000
CA                                 11/1/2005                       495000                    493845.68
IL                                 11/1/2005                       267000                    266853.86
CA                                 11/1/2005                       301150                     301149.4
ME                                 11/1/2005                       148000                       148000
VA                                 10/1/2005                       133250                    133198.18
CA                                 11/1/2005                       268000                    267922.95
CA                                 11/1/2005                       364000                    363591.93
CA                                 10/1/2005                       531250                       531250
CA                                 12/1/2005                       210000                       210000
CA                                 11/1/2005                       176000                       176000
VA                                 11/1/2005                       125600                     125389.4
CA                                 11/1/2005                       562460                    562198.81
NY                                 11/1/2005                       360000                    359704.33
CT                                 11/1/2005                       260800                       260800
MI                                 11/1/2005                        93690                     93637.19
CA                                 11/1/2005                       420000                       420000
FL                                 11/1/2005                       184000                       184000
CA                                 11/1/2005                       438400                       438400
NY                                 11/1/2005                       370000                    369390.47
CA                                 12/1/2005                       549000                    548575.97
GA                                 10/1/2005                       366400                    366087.62
MI                                 11/1/2005                       112000                    111956.91
MA                                 11/1/2005                       379950                       379950
FL                                 11/1/2005                       150400                    150357.45
CA                                 11/1/2005                       540000                     539622.7
VA                                 11/1/2005                       412500                    412226.02
IL                                 11/1/2005                       285000                       285000
RI                                 11/1/2005                       200000                       200000
AL                                 10/1/2005                        60000                     59972.01
GA                                 10/1/2005                       138600                    138520.26
HI                                 11/1/2005                      1137500                   1135163.78
TX                                 11/1/2005                       154400                       154400
FL                                 11/1/2005                       599971                    594833.94
NJ                                 11/1/2005                       324000                       324000
MI                                 11/1/2005                        90000                      89961.5
CA                                 11/1/2005                       451200                    450840.96
MD                                 11/1/2005                       363000                    362755.93
CA                                 11/1/2005                       400000                       400000
KY                                 11/1/2005                       125000                       125000
IN                                 11/1/2005                        51600                      51568.7
MA                                 11/1/2005                        85500                        85500
FL                                 11/1/2005                       427500                       427500
VA                                 10/1/2005                       117750                     117713.6
CA                                 11/1/2005                       391000                    390819.09
VA                                 11/1/2005                       865000                       865000
MD                                 11/1/2005                       225250                       225250
MN                                 11/1/2005                       282000                    281788.61
FL                                 11/1/2005                       256500                       256500
MI                                 11/1/2005                       159800                    159347.12
AZ                                 11/1/2005                       112400                    112309.24
PA                                 11/1/2005                        59200                     59169.31
CA                                 11/1/2005                       176800                       176800
AL                                 11/1/2005                        71200                     71170.46
MD                                 12/1/2005                        95400                     95226.59
MI                                 11/1/2005                       192000                     191845.7
CA                                 11/1/2005                       246000                       246000
CA                                 11/1/2005                       315000                       315000
CA                                 11/1/2005                       450000                     449029.2
CA                                 11/1/2005                       403200                       403200
CA                                 11/1/2005                      1000000                     997926.6
CA                                 12/1/2005                        90000                     89942.02
MA                                 11/1/2005                       631750                       631750
MA                                 11/1/2005                       449000                       449000
NY                                 11/1/2005                       475000                    474307.92
AZ                                 11/1/2005                       332500                    332474.08
CA                                 11/1/2005                       396000                       396000
CA                                 11/1/2005                       400000                    399064.41
MI                                 12/1/2005                        65600                     65552.76
CA                                 11/1/2005                       441000                    440655.98
CA                                 11/1/2005                       560000                       560000
CA                                 11/1/2005                       540000                       539800
MD                                 11/1/2005                       360000                     359753.5
CA                                 11/1/2005                       405000                       405000
PA                                 11/1/2005                       135000                    134687.14
CA                                 11/1/2005                       455000                    424559.37
CA                                 11/1/2005                       145000                    144932.36
CA                                 11/1/2005                       306900                       306900
CA                                 11/1/2005                       433500                       433500
OK                                 11/1/2005                        75150                     75110.22
CA                                 11/1/2005                       491150                       491150
TN                                 10/1/2005                       176450                    176390.95
CA                                 11/1/2005                       624000                    623309.72
MI                                 11/1/2005                        75000                     74965.01
MI                                 12/1/2005                        50000                     49979.26
IN                                 11/1/2005                       121600                       121600
CA                                 11/1/2005                       363750                       363750
UT                                 11/1/2005                        93600                     93545.48
MO                                 11/1/2005                        50000                     49976.17
FL                                 10/1/2005                        56000                     55982.11
TX                                 11/1/2005                        50400                     50366.73
TX                                 11/1/2005                        82800                        82800
FL                                 11/1/2005                       113750                    113668.09
HI                                 11/1/2005                       549000                    548759.59
TN                                 11/1/2005                       336000                    335782.44
FL                                 11/1/2005                       270000                    269833.04
FL                                 11/1/2005                       126750                    126715.24
NH                                 11/1/2005                       525000                       525000
CA                                 11/1/2005                       365000                    364610.04
CA                                 11/1/2005                       760000                    759424.58
CA                                 11/1/2005                       300000                       299800
CA                                 11/1/2005                       652500                    652001.02
CA                                 11/1/2005                       403000                    402628.54
CA                                 10/1/2005                       580000                       580000
PA                                 11/1/2005                       130000                       130000
FL                                 11/1/2005                       620000                    618865.04
CA                                 11/1/2005                       567800                       567800
VA                                 12/1/2005                       144900                     144846.5
MI                                 11/1/2005                        94500                      94400.6
CA                                 11/1/2005                       399500                    399237.09
CA                                 11/1/2005                       439500                    438663.79
CA                                 11/1/2005                      1012000                      1012000
CA                                 11/1/2005                       412000                       412000
CA                                 11/1/2005                        60000                     59936.24
CA                                 11/1/2005                       504000                       504000
NY                                 11/1/2005                       240000                       239980
CA                                 11/1/2005                       544000                       544000
CA                                 11/1/2005                       392000                       392000
NY                                 12/1/2005                       675000                    674578.29
PA                                 12/1/2005                       107200                    107153.08
VA                                 11/1/2005                        98000                     97961.06
VA                                 11/1/2005                        89000                     88945.64
FL                                 11/1/2005                       436000                    435659.88
CA                                 11/1/2005                       376000                     375899.8
MA                                 11/1/2005                       427500                       427500
NY                                 11/1/2005                       500000                    499565.28
MI                                 11/1/2005                       118300                     118258.2
MA                                 11/1/2005                       223000                       223000
CA                                 11/1/2005                       340000                       340000
NV                                 11/1/2005                       315000                       315000
NY                                 11/1/2005                       790400                    789869.65
NY                                 11/1/2005                       337500                     337496.7
FL                                 11/1/2005                       656250                    654751.26
VT                                 12/1/2005                       496000                    494808.87
MA                                 11/1/2005                       577350                       577350
TN                                 11/1/2005                       128250                    128175.44
MI                                 11/1/2005                        72000                        72000
CA                                 11/1/2005                       420000                    419581.09
MI                                 11/1/2005                       127500                    127448.23
FL                                 11/1/2005                       200000                    199687.02
CA                                 11/1/2005                       780000                    779354.31
NJ                                 11/1/2005                       750000                       750000
NV                                 11/1/2005                       843750                    840914.15
NJ                                 11/1/2005                       373500                       373500
CA                                 11/1/2005                       286400                       286400
CA                                 11/1/2005                       377000                       377000
IL                                 11/1/2005                       427500                    427179.54
CA                                 11/1/2005                      1012800                      1012800
VA                                 11/1/2005                        69120                     69009.37
VA                                 11/1/2005                        86400                        86400
VT                                 11/1/2005                       113600                    113546.27
FL                                 11/1/2005                       195300                     195210.8
MA                                 11/1/2005                       192500                       192500
MA                                 11/1/2005                       161000                       161000
MA                                 11/1/2005                       311950                       311950
NY                                 11/1/2005                       285000                       285000
CA                                 11/1/2005                       300000                       300000
CA                                 11/1/2005                       465800                       465800
CA                                 11/1/2005                       340000                       340000
TX                                 11/1/2005                        60000                     59955.92
CA                                 11/1/2005                       185000                       185000
MA                                 11/1/2005                       671500                       670685
GA                                 11/1/2005                       183000                       183000
OR                                 11/1/2005                       128700                       128700
CA                                 11/1/2005                       446500                       446500
PA                                 11/1/2005                       271700                       271700
CA                                 11/1/2005                       396000                       396000
FL                                 11/1/2005                       385000                    384664.61
CA                                 11/1/2005                       315000                       315000
IL                                 11/1/2005                        89600                      89573.2
MN                                 11/1/2005                       504800                    504457.84
CA                                 11/1/2005                       112500                    112318.07
MD                                 11/1/2005                       306400                    306052.63
FL                                 11/1/2005                       480000                       480000
NY                                 11/1/2005                       308750                    308719.18
NY                                 11/1/2005                       420000                       420000
NY                                 11/1/2005                       404000                       404000
NY                                 11/1/2005                       322000                       322000
NY                                 11/1/2005                       410000                       410000
CO                                 11/1/2005                       101500                    101477.66
IL                                 11/1/2005                       245000                       245000
NJ                                 11/1/2005                       467000                       467000
MA                                 11/1/2005                       466200                    466039.11
CA                                 11/1/2005                       758000                       758000
NJ                                 11/1/2005                       180000                       180000
NY                                 11/1/2005                       205000                       205000
MI                                 11/1/2005                       112000                    111884.63
NJ                                 12/1/2005                       153750                       153750
CA                                 11/1/2005                      1170000                      1170000
NY                                 11/1/2005                       327000                       327000
WA                                 11/1/2005                       351000                    350450.72
CA                                 12/1/2005                       364500                     364481.9
VA                                  1/1/2006                       385000                    384741.15
MA                                 10/1/2005                       890000                       890000
CA                                 11/1/2005                       289000                       289000
CA                                 11/1/2005                       575000                    574658.06
NJ                                 11/1/2005                       720000                    719817.75
MA                                 11/1/2005                       400000                    399804.53
WA                                 11/1/2005                      1020000                      1020000
CA                                 11/1/2005                       385000                       385000
CA                                 11/1/2005                       437000                       437000
MA                                 11/1/2005                       840000                     839656.8
VA                                 11/1/2005                        78000                     77953.71
OK                                 10/1/2005                        75750                     75719.58
CA                                 11/1/2005                       506700                       506700
CA                                 11/1/2005                       330000                    329999.25
FL                                 10/1/2005                       680000                    679448.09
CA                                 11/1/2005                       130000                       130000
VA                                 11/1/2005                       132000                       132000
VA                                 11/1/2005                       147900                    147899.04
PA                                 11/1/2005                       135000                    134935.67
CA                                 11/1/2005                       326400                    326003.75
CA                                 11/1/2005                       360000                       360000
CA                                 11/1/2005                       429000                       429000
CA                                 11/1/2005                       420000                       420000
CA                                 11/1/2005                       510000                       510000
NJ                                 11/1/2005                       180000                    179916.91
FL                                 10/1/2005                       116000                       116000
CA                                 11/1/2005                       202500                    202192.41
MA                                 11/1/2005                       670000                    669472.12
PA                                 11/1/2005                        62000                     61859.72
VA                                 11/1/2005                       426400                       426400
VA                                 11/1/2005                       515000                    514650.93
PA                                 11/1/2005                       339250                     338935.5
AL                                 11/1/2005                        63750                      63715.9
NJ                                 11/1/2005                       454500                       454500
MA                                 11/1/2005                       490000                       490000
CA                                 11/1/2005                       493599                       493599
CA                                 11/1/2005                       481500                       481500
MI                                 10/1/2005                       114475                    114420.45
ID                                 11/1/2005                       400000                     399750.1
MA                                 11/1/2005                       436000                       436000
NY                                 10/1/2005                        70000                     69927.54
MD                                 11/1/2005                       107500                    107411.88
CA                                 11/1/2005                       699000                       699000
MA                                 11/1/2005                       515000                       515000
FL                                 10/1/2005                       216000                       216000
MA                                 11/1/2005                       320850                       320850
MD                                 11/1/2005                       155000                    154676.26
FL                                 11/1/2005                       227700                       227700
VA                                 11/1/2005                        57520                     57499.71
MA                                 11/1/2005                       520000                       520000
FL                                 11/1/2005                       172000                    171761.28
FL                                 11/1/2005                       170000                    169856.19
FL                                 11/1/2005                       146400                    146211.85
CA                                 11/1/2005                       344000                       344000
NY                                 11/1/2005                       305000                    304999.48
AL                                 11/1/2005                        79000                      78963.5
CA                                 11/1/2005                       366000                     365999.7
CA                                 11/1/2005                       378250                       378250
CA                                 11/1/2005                       408000                       408000
VA                                 11/1/2005                       337760                       337760
IN                                 11/1/2005                        50050                     50033.28
RI                                 11/1/2005                       264000                       264000
CA                                 11/1/2005                       468000                       468000
CA                                 11/1/2005                       583584                     583413.3
OH                                 11/1/2005                        50000                      49977.4
NY                                 11/1/2005                       180000                       180000
FL                                 11/1/2005                       145600                       145600
DC                                 11/1/2005                       290500                       290500
DC                                 11/1/2005                       200000                       200000
FL                                 10/1/2005                       326150                       326150
CA                                 11/1/2005                       556000                       556000
FL                                 10/1/2005                       153000                    152918.15
CA                                 11/1/2005                       387878                       387878
FL                                 11/1/2005                       398940                    398612.35
VA                                 11/1/2005                       484000                    483925.68
MA                                 11/1/2005                       187200                     187199.6
CA                                 12/1/2005                       155125                       155125
MD                                 11/1/2005                        80000                     79939.43
CA                                 11/1/2005                       525000                       524900
NJ                                 11/1/2005                       420000                       420000
WI                                 11/1/2005                       244000                       244000
MA                                 10/1/2005                       825000                       825000
OH                                 10/1/2005                       380985                    379724.46
CA                                 11/1/2005                       192500                    192432.14
CA                                 11/1/2005                       454000                       454000
CO                                 11/1/2005                       195000                       195000
NY                                 11/1/2005                       500000                    499102.29
CA                                 11/1/2005                       250000                       250000
CA                                 11/1/2005                       244000                       244000
CA                                 12/1/2005                       388000                       388000
CA                                 11/1/2005                       520000                       520000
FL                                 11/1/2005                       835000                       834994
CA                                 11/1/2005                       140000                       140000
CA                                 11/1/2005                       171500                       171500
MI                                 11/1/2005                        80750                     80701.34
NY                                 11/1/2005                       599988                       599988
MI                                 11/1/2005                       244000                       244000
CA                                 11/1/2005                       389000                    388785.34
CA                                 11/1/2005                       500000                    499862.87
HI                                 11/1/2005                       600000                    598880.23
MI                                 11/1/2005                       147250                    146812.38
CA                                 11/1/2005                       547200                       547200
NY                                 11/1/2005                       435000                    434667.35
CA                                 12/1/2005                       565000                    564701.44
NH                                 11/1/2005                       615600                       615600
CA                                 11/1/2005                       380000                    379625.31
NV                                 11/1/2005                       242250                       242250
RI                                 11/1/2005                       430000                       430000
CA                                 11/1/2005                       301000                       301000
CA                                 11/1/2005                       408000                       408000
CA                                 11/1/2005                       640000                       640000
CA                                 11/1/2005                       397500                       397500
CA                                 11/1/2005                       508250                       508250
NJ                                 11/1/2005                       256000                       256000
AZ                                 10/1/2005                       558000                       558000
CA                                 11/1/2005                       200000                    199995.32
CO                                 11/1/2005                       221000                       221000
CA                                 11/1/2005                       460000                       460000
CA                                 12/1/2005                       320000                       320000
VA                                 11/1/2005                        85000                     84942.85
IN                                 12/1/2005                        84000                     83912.96
CA                                 11/1/2005                       393000                       393000
CA                                 11/1/2005                       496000                       496000
CA                                 11/1/2005                       400000                       400000
WA                                 11/1/2005                       168300                       168300
CA                                 11/1/2005                       483000                       483000
NY                                  1/1/2006                       360000                    359713.54
FL                                 11/1/2005                       221000                       221000
VA                                 11/1/2005                       168000                       168000
CA                                 11/1/2005                       396000                       396000
CA                                 11/1/2005                       429000                       429000
CA                                 11/1/2005                       416000                       416000
CA                                 10/1/2005                       628000                       628000
CA                                 11/1/2005                       437750                       437750
CA                                 10/1/2005                      1015000                   1014998.12
CA                                 11/1/2005                       450000                       450000
CA                                 10/1/2005                       192000                    191651.91
FL                                 12/1/2005                       370000                    369381.97
NY                                 11/1/2005                       405000                    404687.19
NY                                 11/1/2005                       300000                       300000
CA                                 11/1/2005                       262500                       262500
RI                                 11/1/2005                       187000                       187000
RI                                 11/1/2005                       275000                       275000
CA                                 11/1/2005                       540600                       540600
CA                                 11/1/2005                       396000                       396000
VA                                 11/1/2005                       215900                       215900
CA                                 11/1/2005                       491300                    491297.18
CA                                 11/1/2005                       192000                       192000
CA                                 11/1/2005                       420000                    419994.99
MI                                 10/1/2005                        67000                     66960.65
NY                                 11/1/2005                       376000                       376000
NJ                                 11/1/2005                       380000                       380000
CA                                 11/1/2005                       431000                       431000
CA                                 11/1/2005                       493000                       493000
CA                                 11/1/2005                       275000                       275000
CA                                 12/1/2005                       264000                       264000
CA                                 12/1/2005                       655000                       655000
FL                                 11/1/2005                       114400                    114245.96
CA                                 11/1/2005                       430000                       430000
CA                                 12/1/2005                       494000                       494000
CA                                 11/1/2005                       320000                       320000
CA                                 11/1/2005                       325600                       325600
PA                                 11/1/2005                        50400                     50369.15
AZ                                 11/1/2005                       157400                       157400
AZ                                 11/1/2005                       130400                       130400
MI                                 11/1/2005                       356250                       356250
RI                                 11/1/2005                       204500                       204500
CA                                 11/1/2005                       405000                       405000
CA                                 10/1/2005                       556000                       556000
VA                                 11/1/2005                        78850                     78830.76
NY                                 11/1/2005                       750000                    749274.54
FL                                 11/1/2005                       113100                       113100
WA                                 12/1/2005                       328000                    327994.68
CA                                 11/1/2005                       412000                       412000
NY                                 11/1/2005                       400000                    399274.84
VA                                 11/1/2005                       380000                    379343.82
CA                                 11/1/2005                       440000                    439552.51
CA                                 12/1/2005                       784000                       784000
NY                                 11/1/2005                       360000                       360000
NY                                 11/1/2005                       600000                       599800
CA                                 11/1/2005                       268000                    267983.53
VA                                 11/1/2005                       155550                       155550
CA                                 11/1/2005                       183200                       183200
MN                                 11/1/2005                       143200                       143200
CA                                 11/1/2005                       202000                    201979.67
VA                                 11/1/2005                       210000                    209936.27
CO                                 12/1/2005                       153950                       153950
CA                                 12/1/2005                       428000                     427900.6
CA                                 11/1/2005                       517500                     517258.8
NY                                 11/1/2005                       522500                       522500
NY                                 11/1/2005                       274500                    274449.06
NY                                 11/1/2005                       306000                       306000
FL                                 11/1/2005                       120000                    119934.32
CA                                 11/1/2005                       340000                       340000
CA                                 11/1/2005                       328000                       328000
AZ                                 11/1/2005                       192000                       192000
CA                                 11/1/2005                       456300                       456300
CA                                 11/1/2005                       392000                       392000
CA                                 11/1/2005                       380000                    379369.04
CA                                 11/1/2005                       377600                    377338.56
NY                                 11/1/2005                       115000                    114885.52
MI                                 12/1/2005                        54500                     54479.04
HI                                 11/1/2005                       483550                       483550
CA                                 11/1/2005                       492000                       492000
CA                                 11/1/2005                       320000                       320000
CA                                 11/1/2005                       399500                       399500
CA                                 10/1/2005                       306000                       306000
CA                                 11/1/2005                       454500                       454500
FL                                 11/1/2005                      1200000                      1200000
CA                                 11/1/2005                       307200                       307200
VA                                 11/1/2005                        94350                     94292.84
CA                                 11/1/2005                       208000                       208000
CA                                 11/1/2005                       288000                    287766.58
CA                                 11/1/2005                       344000                       344000
CA                                 11/1/2005                       390000                       390000
OR                                 11/1/2005                       224000                       224000
CA                                 11/1/2005                       675000                       675000
FL                                 11/1/2005                       168300                       168300
CA                                 11/1/2005                       420500                       420500
CA                                 11/1/2005                       588000                       588000
CA                                 11/1/2005                       628000                       628000
CA                                 11/1/2005                       537000                    536841.58
CA                                 11/1/2005                       489625                       489625
CA                                 11/1/2005                       488000                       488000
CA                                 11/1/2005                       512000                       512000
CA                                 11/1/2005                       408000                       408000
CA                                 10/1/2005                       436000                       436000
FL                                 11/1/2005                       164000                       164000
CA                                 11/1/2005                       578000                       578000
CA                                 11/1/2005                       539000                       539000
CA                                 11/1/2005                       480000                       480000
CA                                 11/1/2005                       720000                       720000
CA                                 11/1/2005                       461700                       461700
CA                                 12/1/2005                       479750                    479427.99
CA                                 11/1/2005                       280000                       280000
CO                                 11/1/2005                       105300                    105163.86
CO                                 11/1/2005                       118800                    118646.42
LA                                 11/1/2005                        56000                     55974.96
IN                                 11/1/2005                        51700                     51679.89
NY                                 12/1/2005                       289000                       289000
RI                                 11/1/2005                       310000                       310000
MI                                 11/1/2005                       165300                    165272.23
NJ                                 11/1/2005                       595000                       595000
MN                                 12/1/2005                       472500                    472101.09
CA                                 11/1/2005                       469000                    468811.04
NY                                 11/1/2005                       770000                    769697.73
FL                                 11/1/2005                       266050                       266050
MD                                 11/1/2005                       459000                    458619.39
FL                                 11/1/2005                       305000                       305000
CA                                 11/1/2005                       318750                    318706.11
NY                                 11/1/2005                       100000                     99988.25
CA                                 11/1/2005                       373000                       373000
CA                                 11/1/2005                       400000                       400000
NY                                 11/1/2005                       399000                       399000
CA                                 11/1/2005                       480000                       480000
CA                                 11/1/2005                       405650                       405650
SC                                 11/1/2005                       225000                       225000
CA                                 11/1/2005                       480000                       480000
NY                                 11/1/2005                       273600                       273600
OH                                 11/1/2005                        75000                     74960.71
CA                                 11/1/2005                       556000                       556000
CA                                 11/1/2005                       249600                       249600
CA                                 11/1/2005                       352000                    351790.07
CA                                 11/1/2005                       272000                       272000
CA                                 11/1/2005                       398700                       398700
NY                                 11/1/2005                       430000                       430000
NY                                 11/1/2005                       498000                       498000
CA                                 11/1/2005                       524000                       524000
CA                                 11/1/2005                       520000                    519883.87
CA                                 11/1/2005                       425000                       425000
CA                                 11/1/2005                       580000                       580000
RI                                 11/1/2005                       379950                    379626.06
MI                                 11/1/2005                        95000                      94938.8
CT                                 11/1/2005                       479400                       479100
NY                                 12/1/2005                       360000                       360000
CA                                 11/1/2005                       437000                       436000
RI                                 11/1/2005                       166500                       166400
MA                                 10/1/2005                       596000                    595824.27
CA                                 12/1/2005                       100000                     99918.35
CT                                 11/1/2005                       129200                    129095.65
VA                                 11/1/2005                       164800                    164709.98
MD                                 11/1/2005                       415000                       415000
FL                                 11/1/2005                       212000                       212000
NY                                 11/1/2005                       390000                       390000
TX                                 10/1/2005                        62250                     62231.59
TX                                 10/1/2005                       359100                       359100
CA                                 11/1/2005                       215000                       215000
CA                                 11/1/2005                       257000                    256939.25
FL                                 11/1/2005                       600000                    599483.41
NC                                 11/1/2005                       361800                       361800
CA                                 11/1/2005                       248000                       248000
CA                                 11/1/2005                       337000                       337000
CA                                 11/1/2005                       538650                       538396
CA                                 11/1/2005                       457000                       457000
CA                                 11/1/2005                       310000                       310000
CA                                 11/1/2005                       379350                       379350
CA                                 11/1/2005                       500000                    499866.41
CA                                 11/1/2005                       536000                     535820.2
FL                                 11/1/2005                       280000                       280000
CA                                 11/1/2005                       550000                    549354.02
FL                                 11/1/2005                       202300                       202300
VA                                 11/1/2005                       172500                    172423.69
RI                                 11/1/2005                       315000                    314898.41
MN                                 11/1/2005                       144500                    144386.15
CA                                 11/1/2005                       459000                       459000
CA                                 11/1/2005                       432000                       432000
PA                                 11/1/2005                        88000                     87940.35
CA                                 11/1/2005                       496000                       496000
NY                                 12/1/2005                       356000                       356000
NY                                 11/1/2005                       562500                    562437.66
CA                                 11/1/2005                       267000                       267000
CA                                 11/1/2005                       240000                       240000
CA                                 11/1/2005                       262500                       262500
CA                                 11/1/2005                       558000                       558000
CA                                 11/1/2005                      1200000                      1200000
CA                                 11/1/2005                       374000                       374000
CT                                 11/1/2005                       208650                       208650
MA                                 11/1/2005                       266250                       266250
FL                                 11/1/2005                       300000                       300000
CA                                 11/1/2005                       400000                       400000
CA                                 11/1/2005                       280500                       280500
CA                                 11/1/2005                       292800                       292800
CA                                 11/1/2005                       315000                       315000
CA                                 11/1/2005                       499999                    499763.82
CA                                 11/1/2005                       470000                       470000
CA                                 11/1/2005                       386500                       386500
CA                                 11/1/2005                       455000                       455000
FL                                 11/1/2005                       406800                    406515.77
CA                                 11/1/2005                       495200                       495200
MN                                 11/1/2005                       228000                    227711.18
OH                                 10/1/2005                       103920                    103763.67
CA                                 11/1/2005                       722000                    721999.75
OH                                 11/1/2005                        67130                     67107.58
CA                                 11/1/2005                       550000                    549812.86
CA                                 11/1/2005                       552000                       552000
CA                                 11/1/2005                       524000                    523998.66
CA                                 11/1/2005                       590750                       590750
UT                                 11/1/2005                       191250                       191250
CA                                 11/1/2005                       240000                       240000
VA                                 11/1/2005                       567000                       567000
OH                                 11/1/2005                       126000                    125900.73
CA                                 11/1/2005                       390000                       390000
MD                                 11/1/2005                       240000                       240000
CA                                 11/1/2005                       393600                    393466.07
OH                                 11/1/2005                        72560                     72521.98
MD                                 11/1/2005                       213000                    212821.93
CA                                 11/1/2005                       160000                       160000
NY                                 11/1/2005                       975000                       975000
OH                                 11/1/2005                       552000                    551521.94
FL                                 11/1/2005                       408800                       408800
NY                                 11/1/2005                       384000                    383705.73
FL                                 11/1/2005                       380000                       380000
FL                                 11/1/2005                       136800                       136800
MD                                 10/1/2005                       115000                    114909.39
CA                                 11/1/2005                       424000                    423998.79
MD                                 11/1/2005                       450000                       450000
MO                                 11/1/2005                       210000                       210000
CA                                 11/1/2005                       399500                       399500
OH                                 11/1/2005                       122200                    122021.66
CA                                 11/1/2005                       380000                       380000
MN                                 11/1/2005                        63685                     63652.26
NC                                 10/1/2005                       163400                    163333.65
VA                                 11/1/2005                       335750                       335750
CA                                 11/1/2005                       301500                       301500
CA                                 11/1/2005                       225500                       225500
OH                                 11/1/2005                        99600                      99527.7
CA                                 11/1/2005                       468000                    467814.05
CA                                 11/1/2005                       485000                    484847.22
NJ                                 10/1/2005                       440000                    439586.52
MA                                 11/1/2005                       397000                    396648.95
CA                                 10/1/2005                       527000                    526978.92
MN                                 11/1/2005                       137700                    137601.83
VA                                 11/1/2005                       252450                       252450
OH                                 11/1/2005                        50000                     49968.44
CA                                 11/1/2005                       480000                       480000
VA                                 10/1/2005                       191200                       191200
CA                                 11/1/2005                       400500                       400500
NY                                 11/1/2005                       543637                       543637
OH                                 11/1/2005                        53950                     53909.54
MI                                 11/1/2005                       312000                     311849.6
MN                                 11/1/2005                       414000                    413725.02
NY                                 11/1/2005                       200000                       200000
MN                                 11/1/2005                     63582.39                      63562.2
CA                                 11/1/2005                       456000                       456000
CA                                 11/1/2005                       645000                    644717.55
PA                                 11/1/2005                       161250                    161128.88
CA                                 11/1/2005                       391000                    390573.21
NY                                 11/1/2005                       279000                    278969.75
VA                                 11/1/2005                       573750                       573750
CA                                 10/1/2005                       576800                       576800
CA                                 11/1/2005                       440000                       440000
NY                                 12/1/2005                       450000                    449601.04
CA                                 12/1/2005                       288995                       288995
NY                                 11/1/2005                       445500                    445341.82
CA                                 11/1/2005                       324000                       324000
VA                                 10/1/2005                       487500                       487500
VA                                 11/1/2005                       172000                       172000
FL                                 11/1/2005                       210000                    209998.25
NY                                 11/1/2005                       370000                    369756.73
CA                                 11/1/2005                      1050000                      1050000
FL                                 11/1/2005                       424000                    423649.01
RI                                 11/1/2005                       309000                    308998.12
CA                                 11/1/2005                       880000                    879552.09
CA                                 11/1/2005                       616500                       616500
CA                                 11/1/2005                       630000                       630000
FL                                 11/1/2005                       106000                       106000
OH                                 11/1/2005                        51300                     51276.57
MI                                 11/1/2005                       117900                    117886.29
CA                                 11/1/2005                       292500                       292500
CA                                 11/1/2005                       413400                       413400
CA                                 11/1/2005                       369600                       369600
MD                                 11/1/2005                       264000                       264000
MD                                 11/1/2005                       398400                    398063.65
MN                                 11/1/2005                       125000                     124948.7
OH                                 11/1/2005                        84500                     84495.89
MD                                 11/1/2005                       270000                       270000
CA                                 11/1/2005                       682000                    681214.77
MI                                 11/1/2005                        67500                     67479.13
MD                                 11/1/2005                       430000                    429624.98
NC                                 11/1/2005                       405000                    404764.08
OH                                 11/1/2005                        51000                     50971.39
NC                                 11/1/2005                       807500                       807500
MN                                 11/1/2005                        58500                     58473.78
MD                                 10/1/2005                       342576                       342576
MD                                 11/1/2005                       176000                    175750.75
OH                                 11/1/2005                        56000                     55968.76
MI                                 12/1/2005                       314500                    313847.91
CA                                 11/1/2005                       381500                       381500
CA                                 11/1/2005                       420000                    419645.41
CA                                 11/1/2005                       432000                       432000
OH                                 10/1/2005                        70200                     70173.51
MN                                 11/1/2005                        50000                     49980.13
MI                                 11/1/2005                       592500                    592247.62
NY                                 11/1/2005                       384000                    383831.85
NY                                 11/1/2005                       455000                    454682.09
OH                                 11/1/2005                        64000                     63917.78
OH                                 12/1/2005                        50000                     49874.18
OH                                 12/1/2005                        83700                     83648.24
OH                                 11/1/2005                        77900                     77859.19
OH                                 11/1/2005                       106400                    106351.81
OH                                 11/1/2005                        52500                     52474.98
OH                                 11/1/2005                       146300                     146094.9
NC                                 11/1/2005                       990000                    989250.44
MD                                 11/1/2005                       560000                    559857.67
MN                                 11/1/2005                       400000                    399416.22
OH                                 11/1/2005                        57000                     56967.88
OH                                 10/1/2005                       130000                    129889.17
OH                                 11/1/2005                        51200                     51175.86
OH                                 11/1/2005                        76000                     75928.79
OH                                 11/1/2005                       204000                    203652.52
OH                                 11/1/2005                       118400                    118297.86
OH                                 11/1/2005                        72800                     72766.39
OH                                 11/1/2005                        60400                     60366.66
OH                                 11/1/2005                        65000                     64834.16
MN                                 11/1/2005                       237000                       237000
MN                                 11/1/2005                       168000                       168000
MD                                 11/1/2005                       342000                       342000
OH                                 11/1/2005                       125000                    124924.28
OH                                 10/1/2005                        90400                     90342.35
OH                                 12/1/2005                        71550                     71497.43
OH                                 11/1/2005                       446250                    445777.87
CA                                 11/1/2005                       549000                    548926.88
MN                                 11/1/2005                       397600                       397600
OH                                 11/1/2005                        50000                     49980.05
NC                                 11/1/2005                       200000                    199797.06
OH                                 11/1/2005                        86000                        85970
OH                                 11/1/2005                        50000                     49980.34
OH                                 11/1/2005                        78000                     77930.17
OH                                 11/1/2005                       115500                    115451.04
OH                                 10/1/2005                       114400                    114349.39
NC                                 11/1/2005                      1012500                   1010420.52
OH                                 11/1/2005                       168000                       168000
MN                                 11/1/2005                       112001                    111879.35
OH                                 10/1/2005                        66500                     66481.59
NC                                 11/1/2005                       201400                       201400
OH                                 11/1/2005                       199750                    199749.86
OH                                 11/1/2005                        71250                     71224.04
OH                                 11/1/2005                       102700                    102664.87
OH                                 11/1/2005                        51000                     50982.97
OH                                 11/1/2005                       159600                       159600
OH                                 11/1/2005                        54000                     53970.81
OH                                 11/1/2005                        96000                     95964.25
MN                                 11/1/2005                       204250                       204250
OH                                 11/1/2005                       490000                    488984.03
OH                                 11/1/2005                        69000                     68885.44
OH                                 11/1/2005                       412250                       412250
OH                                 11/1/2005                       152000                       152000
OH                                 11/1/2005                       137750                    137725.04
---------------------------------------------------------------------------------------------------------------------
                                                           759,680,758.08               758,930,134.75
---------------------------------------------------------------------------------------------------------------------
---------------------------------------------------------------------------------------------------------------------
                                                           1,560,616,208.93             1,559,051,934.39
=====================================================================================================================

---------------------------------------------------------------------------------------------------
     State          Loan                       Original             Documentation            Risk
                   Purpose                       Rate                  Program              Grade
---------------------------------------------------------------------------------------------------
NC              Purchase                                11     Full Documentation           AA+
WA              Purchase                              10.5     Full Documentation           AA+
TX              Purchase                              11.5     Full Documentation           AA+
TX              Purchase                                11     Full Documentation           AA+
TX              Purchase                              11.4     Full Documentation           AA+
NC              Purchase                              9.35     Full Documentation           AA+
NV              Purchase                               6.2     Full Documentation           AA+
GA              Purchase                             9.875     Full Documentation           AA+
CO              Purchase                              10.5     Full Documentation           AA+
TX              Purchase                              11.5     Full Documentation           AA+
NC              Purchase                              7.35     Full Documentation           AA+
CO              Purchase                             9.875     Full Documentation           AA+
TX              Purchase                              11.5     Full Documentation           AA+
TX              Purchase                              12.4     Full Documentation           AA+
ME              Purchase                              8.75     Full Documentation           AA
NJ              Purchase                                 8     Full Documentation           AA
AL              Purchase                               7.6     Full Documentation           AA+
FL              Purchase                                11     Full Documentation           AA+
FL              Purchase                              9.25     Full Documentation           AA+
FL              Purchase                               7.6     Full Documentation           AA
FL              Purchase                              7.74     Full Documentation           AA+
FL              Purchase                             9.875     Full Documentation           AA+
OK              Purchase                               8.5     Full Documentation           AA+
GA              Purchase                              9.25     Full Documentation           AA+
GA              Purchase                              7.59     Full Documentation           AA+
SC              Purchase                              8.55     Full Documentation           AA+
TX              Cash Out Refinance                    11.6     Full Documentation           C
TX              Purchase                                12     Full Documentation           AA
NV              Purchase                              7.35     Full Documentation           AA+
NV              Purchase                              11.4     Full Documentation           AA
NC              Purchase                             9.875     Full Documentation           AA+
CO              Purchase                              10.9     Full Documentation           A
NV              Purchase                              10.5     Full Documentation           AA+
FL              Purchase                              10.9     Full Documentation           AA+
NV              Purchase                             9.875     Full Documentation           AA+
OH              Purchase                              11.5     Full Documentation           AA+
IL              Purchase                              9.25     Full Documentation           AA+
CO              Cash Out Refinance                    10.5     Full Documentation           AA
NY              Purchase                                11     Full Documentation           AA+
SC              Purchase                               9.9     Full Documentation           AA+
TX              Cash Out Refinance                       8     Full Documentation           AA+
WI              Purchase                               8.5     Full Documentation           AA+
VT              Purchase                              7.15     Full Documentation           AA+
WA              Purchase                              10.5     Full Documentation           AA+
CA              Purchase                              9.25     Full Documentation           AA+
OK              Purchase                              8.75     Full Documentation           AA+
TX              Purchase                                12     Full Documentation           AA+
IL              Purchase                              11.5     Full Documentation           AA+
SC              Purchase                               7.3     Full Documentation           AA+
CA              Purchase                                12     Full Documentation           AA+
TX              Purchase                              11.5     Full Documentation           AA+
TX              Purchase                              11.4     Full Documentation           AA+
WA              Purchase                              11.5     Full Documentation           AA+
MT              Purchase                              10.5     Full Documentation           AA+
TX              Purchase                              10.9     Full Documentation           AA+
FL              Purchase                              11.4     Full Documentation           AA
FL              Purchase                              11.4     Full Documentation           B
TX              Purchase                              11.5     Full Documentation           AA+
IN              Purchase                                11     Full Documentation           AA+
UT              Purchase                              11.5     Full Documentation           AA+
VA              Purchase                              10.5     Full Documentation           AA+
MA              Purchase                                11     Full Documentation           AA+
IA              Purchase                              10.5     Full Documentation           AA+
IL              Purchase                              11.9     Full Documentation           AA+
OH              Purchase                              11.4     Full Documentation           AA+
ME              Purchase                               8.5     Full Documentation           AA+
TX              Purchase                              10.9     Full Documentation           AA+
WA              Purchase                            10.275     Full Documentation           AA+
WA              Purchase                              11.5     Full Documentation           AA+
FL              Purchase                              11.5     Full Documentation           AA+
GA              Purchase                              11.5     Full Documentation           AA+
GA              Purchase                              11.5     Full Documentation           AA+
WI              Purchase                              11.7     Full Documentation           AA+
PA              Purchase                             10.15     Full Documentation           AA
AZ              Purchase                              10.5     Full Documentation           AA+
MS              Purchase                              11.5     Full Documentation           AA
TX              Purchase                              11.4     Full Documentation           AA+
TX              Purchase                              12.4     Full Documentation           AA+
TX              Rate/Term Refinance                  9.525     Full Documentation           AA+
TX              Purchase                             11.99     Full Documentation           AA+
TX              Purchase                              11.9     Full Documentation           AA+
MA              Purchase                              11.5     Full Documentation           AA+
NY              Purchase                              9.65     Full Documentation           AA+
TX              Purchase                                12     Full Documentation           AA+
FL              Cash Out Refinance                    8.99     Full Documentation           B
NH              Purchase                              11.5     Full Documentation           AA+
MA              Purchase                              8.45     Full Documentation           AA+
CO              Purchase                              6.39     Full Documentation           AA+
TX              Purchase                              9.25     Full Documentation           AA+
VA              Purchase                              10.9     Full Documentation           AA+
WA              Purchase                              8.75     Full Documentation           AA+
MA              Purchase                              11.5     Full Documentation           AA+
MA              Purchase                             9.875     Full Documentation           AA+
NC              Purchase                              11.5     Full Documentation           AA+
GA              Purchase                                11     Full Documentation           AA+
NY              Purchase                              6.05     Full Documentation           AA+
TX              Purchase                              10.9     Full Documentation           AA+
IL              Purchase                              9.65     Full Documentation           AA+
MA              Purchase                              10.5     Full Documentation           AA+
SC              Purchase                              8.04     Full Documentation           AA+
SC              Purchase                              7.94     Full Documentation           AA+
SC              Purchase                              8.65     Full Documentation           AA+
OH              Purchase                              11.5     Full Documentation           AA+
WI              Purchase                               8.5     Full Documentation           AA+
CO              Purchase                              10.9     Full Documentation           AA+
TX              Purchase                               9.6     Full Documentation           AA
NC              Purchase                              11.5     Full Documentation           AA
ID              Purchase                              7.49     Full Documentation           AA
WI              Purchase                             9.875     Full Documentation           AA+
GA              Purchase                              11.4     Full Documentation           AA+
IL              Purchase                              9.25     Full Documentation           AA+
TX              Purchase                             11.99     Full Documentation           AA+
VA              Purchase                               6.5     Full Documentation           AA+
GA              Purchase                              8.15     Full Documentation           AA+
TX              Cash Out Refinance                   10.15     Full Documentation           AA
WA              Cash Out Refinance                   9.625     Full Documentation           AA+
WA              Purchase                              9.15     Full Documentation           AA+
MA              Purchase                               7.6     Full Documentation           AA+
OR              Purchase                               7.7     Full Documentation           AA+
TX              Purchase                             11.98     Full Documentation           AA+
NC              Purchase                               8.9     Full Documentation           AA+
MA              Purchase                                11     Full Documentation           AA
MA              Purchase                              11.4     Full Documentation           AA+
NC              Purchase                              11.5     Full Documentation           AA+
NC              Purchase                             10.14     Full Documentation           AA+
NJ              Purchase                             10.25     Full Documentation           AA+
GA              Purchase                              11.5     Full Documentation           AA+
GA              Purchase                              11.9     Full Documentation           AA+
MA              Purchase                               8.5     Full Documentation           AA+
GA              Purchase                               8.5     Full Documentation           AA+
OH              Purchase                              11.5     Full Documentation           AA+
IN              Purchase                              11.9     Full Documentation           AA+
TN              Purchase                              8.42     Full Documentation           AA+
FL              Cash Out Refinance                    7.15     Full Documentation           AA+
FL              Cash Out Refinance                    7.54     Full Documentation           AA+
NJ              Purchase                              11.7     Full Documentation           AA+
WI              Purchase                              10.5     Full Documentation           AA+
ID              Purchase                              7.99     Full Documentation           AA+
IL              Purchase                               8.9     Full Documentation           AA+
MD              Purchase                              11.4     Full Documentation           AA+
WI              Purchase                                11     Full Documentation           AA+
ME              Purchase                              9.85     Full Documentation           AA+
ME              Purchase                               7.8     Full Documentation           AA+
ID              Purchase                               8.2     Full Documentation           AA+
FL              Purchase                              7.65     Full Documentation           AA+
AZ              Purchase                              8.15     Full Documentation           A
GA              Cash Out Refinance                      11     Full Documentation           AA+
OR              Purchase                                11     Full Documentation           AA+
MA              Cash Out Refinance                     6.6     Full Documentation           AA+
VT              Purchase                              10.5     Full Documentation           AA+
GA              Cash Out Refinance                    10.5     Full Documentation           A
CO              Purchase                              10.9     Full Documentation           AA+
IL              Cash Out Refinance                    9.35     Full Documentation           B
FL              Purchase                              11.5     Full Documentation           AA+
FL              Purchase                                11     Full Documentation           AA+
OH              Purchase                              11.4     Full Documentation           AA+
TX              Purchase                              11.4     Full Documentation           AA+
WI              Purchase                              9.25     Full Documentation           AA+
MA              Purchase                                11     Full Documentation           AA+
MA              Purchase                              11.9     Full Documentation           AA+
KY              Purchase                                11     Full Documentation           AA+
NH              Purchase                              6.19     Full Documentation           AA+
FL              Purchase                              10.5     Full Documentation           AA+
FL              Purchase                              11.9     Full Documentation           AA+
FL              Cash Out Refinance                    5.74     Full Documentation           AA+
KY              Purchase                                11     Full Documentation           AA+
IL              Purchase                              7.49     Full Documentation           AA+
TX              Cash Out Refinance                       9     Full Documentation           AA+
FL              Purchase                              7.75     Stated Income Documentation  AA+
GA              Purchase                              11.5     Full Documentation           AA+
MO              Purchase                              11.4     Full Documentation           AA+
TX              Purchase                                11     Full Documentation           AA
VT              Purchase                              6.35     Full Documentation           AA+
FL              Purchase                              7.55     Stated Income Documentation  AA+
CA              Cash Out Refinance                   6.265     Full Documentation           AA+
RI              Purchase                              7.99     Full Documentation           AA+
TX              Purchase                              11.5     Full Documentation           AA+
IL              Purchase                              9.85     Full Documentation           AA+
NH              Purchase                            10.275     Full Documentation           AA+
NH              Purchase                               8.5     Full Documentation           AA+
PA              Cash Out Refinance                    5.99     Full Documentation           AA+
FL              Purchase                               7.6     Full Documentation           AA+
FL              Purchase                              10.9     Full Documentation           AA+
FL              Purchase                              7.95     Full Documentation           AA+
NJ              Purchase                               9.8     Full Documentation           AA
FL              Purchase                            10.875     Stated Income Documentation  AA+
LA              Purchase                              11.5     Full Documentation           AA+
MI              Purchase                              11.4     Full Documentation           B
CA              Cash Out Refinance                   11.54     Full Documentation           AA+
VT              Purchase                              8.15     Stated Income Documentation  AA+
TX              Purchase                              11.5     Full Documentation           AA+
SC              Purchase                               9.1     Full Documentation           AA+
SC              Purchase                              10.9     Full Documentation           AA+
MA              Purchase                              7.65     Full Documentation           A
AZ              Purchase                              6.89     Full Documentation           AA+
HI              Cash Out Refinance                    6.05     Full Documentation           AA+
OK              Purchase                              11.5     Full Documentation           AA+
CO              Purchase                              9.25     Full Documentation           AA+
NJ              Cash Out Refinance                    6.85     Full Documentation           AA+
FL              Purchase                                11     Full Documentation           AA+
CA              Purchase                               8.5     Full Documentation           AA+
IL              Cash Out Refinance                    7.95     Full Documentation           AA+
FL              Cash Out Refinance                    6.68     Full Documentation           AA+
FL              Purchase                              11.5     Full Documentation           AA+
GA              Purchase                               7.7     Full Documentation           AA+
MN              Purchase                               9.3     Full Documentation           AA+
TN              Purchase                              8.42     Full Documentation           AA+
NV              Purchase                              8.75     Full Documentation           AA+
CA              Purchase                                11     Full Documentation           AA+
AZ              Purchase                              7.34     Full Documentation           AA+
CO              Purchase                              7.24     Full Documentation           AA+
FL              Purchase                              5.64     Full Documentation           AA+
FL              Purchase                              11.9     Full Documentation           AA+
CA              Cash Out Refinance                    7.35     Full Documentation           AA
HI              Purchase                              8.25     Full Documentation           AA+
TX              Cash Out Refinance                    7.95     Full Documentation           B
PA              Purchase                              7.89     Full Documentation           AA+
CA              Purchase                              10.5     Full Documentation           AA+
MA              Purchase                                12     Stated Income Documentation  A
FL              Purchase                              7.25     Full Documentation           AA+
TX              Cash Out Refinance                     7.3     Full Documentation           AA+
NH              Purchase                              11.4     Full Documentation           AA+
FL              Purchase                              11.9     Full Documentation           AA+
FL              Purchase                              6.45     Full Documentation           AA+
FL              Purchase                             9.875     Full Documentation           AA+
FL              Purchase                              7.85     Full Documentation           AA+
NH              Purchase                            10.275     Full Documentation           AA+
FL              Purchase                               8.1     Stated Income Documentation  AA+
IN              Purchase                             8.325     Full Documentation           AA+
PA              Purchase                              11.4     Full Documentation           AA+
OR              Purchase                              7.25     Full Documentation           AA+
CO              Purchase                              6.29     Full Documentation           AA+
ME              Cash Out Refinance                    9.45     Full Documentation           AA+
MD              Purchase                                11     Full Documentation           AA+
AZ              Purchase                               7.3     Full Documentation           AA+
MI              Purchase                             9.875     Full Documentation           AA+
MI              Purchase                              11.4     Full Documentation           AA+
IL              Purchase                             7.775     Full Documentation           AA+
CA              Purchase                              10.9     Full Documentation           AA+
TX              Cash Out Refinance                     8.7     Full Documentation           AA
IL              Cash Out Refinance                   10.06     Full Documentation           AA+
TN              Purchase                              9.85     Full Documentation           AA+
NH              Cash Out Refinance                    7.55     Full Documentation           AA+
NE              Purchase                              11.4     Full Documentation           AA+
OH              Purchase                               8.5     Full Documentation           AA+
NY              Cash Out Refinance                     6.9     Full Documentation           A
TX              Cash Out Refinance                    7.95     Full Documentation           AA
VA              Purchase                            12.275     Full Documentation           AA+
TX              Purchase                               7.8     Full Documentation           AA+
TX              Cash Out Refinance                    5.99     Full Documentation           AA+
TX              Cash Out Refinance                     9.5     Full Documentation           B
NJ              Purchase                               7.8     Stated Income Documentation  AA+
NC              Cash Out Refinance                    9.74     Full Documentation           AA+
AZ              Cash Out Refinance                   7.175     Full Documentation           AA+
MA              Cash Out Refinance                     7.2     Full Documentation           A
NC              Purchase                               8.1     Full Documentation           AA+
TX              Purchase                              11.4     Full Documentation           AA+
CT              Purchase                              11.9     Full Documentation           AA+
MA              Cash Out Refinance                     6.8     Full Documentation           AA+
CA              Purchase                             9.875     Full Documentation           AA+
FL              Purchase                              9.25     Full Documentation           AA+
PA              Purchase                               8.1     Full Documentation           AA+
MA              Cash Out Refinance                    6.95     Full Documentation           AA+
WI              Purchase                               5.9     Full Documentation           AA+
NY              Purchase                               9.5     Stated Income Documentation  AA+
FL              Cash Out Refinance                    6.05     Full Documentation           AA+
FL              Cash Out Refinance                    5.85     Full Documentation           AA+
TN              Purchase                               9.8     Full Documentation           AA+
FL              Purchase                              9.45     Full Documentation           AA+
CO              Purchase                              6.22     Full Documentation           AA+
MI              Purchase                              11.4     Full Documentation           AA+
FL              Purchase                             9.875     Full Documentation           AA+
AZ              Purchase                               8.5     Full Documentation           AA+
ID              Purchase                               8.8     Full Documentation           AA+
ID              Purchase                               8.8     Full Documentation           AA+
CT              Purchase                             6.825     Full Documentation           AA+
CT              Purchase                               6.2     Full Documentation           AA+
NJ              Cash Out Refinance                   8.675     Full Documentation           AA+
VA              Purchase                              9.65     Full Documentation           AA+
MA              Cash Out Refinance                     5.8     Full Documentation           AA+
TX              Cash Out Refinance                       9     Full Documentation           AA+
OR              Purchase                              11.5     Full Documentation           AA+
FL              Purchase                               7.2     Full Documentation           AA
CA              Purchase                              11.5     Full Documentation           AA+
TX              Cash Out Refinance                    7.65     Full Documentation           AA+
RI              Purchase                              11.5     Full Documentation           AA+
GA              Purchase                               7.7     Full Documentation           AA+
GA              Purchase                              8.45     Full Documentation           AA+
FL              Rate/Term Refinance                   6.85     Full Documentation           AA+
FL              Cash Out Refinance                   6.875     Full Documentation           AA+
MA              Cash Out Refinance                    6.95     Full Documentation           AA+
NY              Purchase                               7.2     Full Documentation           AA+
TX              Cash Out Refinance                   10.55     Full Documentation           CC
TX              Rate/Term Refinance                   12.2     Full Documentation           B
NJ              Cash Out Refinance                     7.4     Full Documentation           AA+
AL              Purchase                              9.85     Full Documentation           AA+
AZ              Cash Out Refinance                    10.5     Full Documentation           AA+
CO              Purchase                              6.75     Full Documentation           AA+
TX              Purchase                              11.4     Full Documentation           AA+
PA              Purchase                              7.99     Full Documentation           AA+
MA              Cash Out Refinance                   8.475     Full Documentation           B
WI              Purchase                                 7     Full Documentation           AA+
MA              Cash Out Refinance                   6.295     Full Documentation           AA+
FL              Purchase                              10.9     Full Documentation           AA+
HI              Purchase                             6.775     Full Documentation           AA+
MD              Cash Out Refinance                    8.55     Full Documentation           A
FL              Purchase                              8.65     Full Documentation           AA+
FL              Purchase                             10.25     Stated Income Documentation  AA+
NV              Purchase                              10.9     Full Documentation           AA+
NV              Purchase                              6.15     Full Documentation           AA+
NV              Purchase                             9.875     Full Documentation           AA+
MA              Purchase                               9.5     Stated Income Documentation  AA+
GA              Cash Out Refinance                   10.75     Full Documentation           A
FL              Purchase                                11     Full Documentation           AA+
MA              Cash Out Refinance                     7.7     Full Documentation           AA
NJ              Cash Out Refinance                     8.6     Full Documentation           A
GA              Purchase                             9.875     Full Documentation           AA+
SD              Purchase                              7.74     Full Documentation           AA+
CA              Purchase                              11.4     Full Documentation           AA+
VA              Purchase                              11.5     Full Documentation           AA+
FL              Purchase                             10.25     Full Documentation           AA+
UT              Rate/Term Refinance                  9.875     Full Documentation           AA+
TX              Cash Out Refinance                     6.9     Stated Income Documentation  AA+
OR              Purchase                              11.5     Full Documentation           AA+
MO              Purchase                              10.9     Full Documentation           AA+
TX              Cash Out Refinance                     8.3     Full Documentation           A
OR              Purchase                              11.5     Full Documentation           AA+
CA              Purchase                              9.25     Full Documentation           AA+
CT              Purchase                                 6     Full Documentation           AA+
AZ              Purchase                                11     Full Documentation           AA+
TX              Cash Out Refinance                    7.55     Full Documentation           AA+
GA              Cash Out Refinance                     7.8     Full Documentation           AA+
IL              Purchase                               6.7     Full Documentation           AA+
WI              Purchase                              7.69     Full Documentation           AA+
GA              Cash Out Refinance                      11     Full Documentation           AA+
CA              Cash Out Refinance                    11.3     Full Documentation           AA+
IL              Cash Out Refinance                   10.15     Full Documentation           AA
MO              Purchase                              11.5     Full Documentation           AA+
NY              Cash Out Refinance                    5.99     Full Documentation           AA+
FL              Purchase                               7.4     Full Documentation           AA+
FL              Purchase                              11.4     Full Documentation           AA+
FL              Purchase                                11     Full Documentation           AA+
TX              Cash Out Refinance                    8.25     Full Documentation           AA+
IL              Cash Out Refinance                    8.13     Full Documentation           AA
IL              Cash Out Refinance                    8.95     Full Documentation           AA
TX              Cash Out Refinance                    8.25     Full Documentation           AA
VT              Purchase                               7.9     Full Documentation           AA+
KS              Purchase                              7.55     Full Documentation           AA+
MA              Cash Out Refinance                    10.9     Full Documentation           AA
VA              Purchase                              8.15     Full Documentation           AA+
CA              Purchase                                11     Full Documentation           AA+
MA              Purchase                              7.49     Full Documentation           AA+
MA              Purchase                               7.4     Full Documentation           AA+
NY              Purchase                              8.29     Full Documentation           AA+
TN              Rate/Term Refinance                    8.2     Full Documentation           AA+
MA              Rate/Term Refinance                    5.8     Full Documentation           A
MO              Purchase                              8.75     Full Documentation           AA+
NV              Purchase                             7.375     Full Documentation           AA+
CO              Cash Out Refinance                    11.5     Full Documentation           AA+
TX              Cash Out Refinance                   10.75     Full Documentation           AA
NY              Cash Out Refinance                    6.99     Full Documentation           B
GA              Purchase                             6.875     Full Documentation           AA+
TX              Purchase                              7.85     Full Documentation           AA+
FL              Cash Out Refinance                    5.99     Full Documentation           AA+
NC              Cash Out Refinance                       8     Full Documentation           AA+
NY              Purchase                               8.9     Full Documentation           AA+
VA              Purchase                              11.5     Full Documentation           AA+
VT              Cash Out Refinance                    5.55     Full Documentation           AA+
MA              Cash Out Refinance                    6.55     Full Documentation           AA
GA              Purchase                                 8     Full Documentation           AA+
DE              Purchase                             9.875     Full Documentation           AA+
WA              Purchase                              6.45     Full Documentation           AA+
MA              Cash Out Refinance                    6.95     Full Documentation           AA+
MA              Cash Out Refinance                     7.8     Full Documentation           AA+
CT              Purchase                              7.25     Full Documentation           AA+
PA              Purchase                              6.75     Full Documentation           AA+
NJ              Cash Out Refinance                     6.3     Full Documentation           AA+
TX              Purchase                               8.3     Full Documentation           AA+
MA              Cash Out Refinance                    6.15     Full Documentation           A
TX              Cash Out Refinance                     8.7     Full Documentation           AA
FL              Rate/Term Refinance                     11     Full Documentation           AA+
TX              Cash Out Refinance                    7.34     Full Documentation           AA+
CA              Purchase                               6.5     Full Documentation           AA+
GA              Cash Out Refinance                     6.5     Full Documentation           AA+
TX              Cash Out Refinance                    11.5     Full Documentation           CC
IL              Purchase                              10.5     Full Documentation           AA+
TX              Rate/Term Refinance                    9.6     Full Documentation           B
VA              Purchase                             7.575     Lite Documentation           AA+
NY              Purchase                              7.25     Stated Income Documentation  AA+
IL              Purchase                               7.6     Full Documentation           AA+
MI              Purchase                              10.9     Full Documentation           AA+
VT              Purchase                              10.2     Full Documentation           AA+
MI              Purchase                              11.5     Full Documentation           AA+
SC              Purchase                              9.15     Full Documentation           B
IL              Cash Out Refinance                   10.16     Full Documentation           AA+
PA              Rate/Term Refinance                  9.875     Full Documentation           AA+
NJ              Cash Out Refinance                     7.2     Full Documentation           AA+
FL              Purchase                              8.25     Full Documentation           AA+
MA              Cash Out Refinance                    5.99     Full Documentation           AA
NJ              Purchase                              11.4     Full Documentation           AA
FL              Purchase                               5.7     Full Documentation           AA+
IL              Cash Out Refinance                     9.6     Full Documentation           AA+
MA              Cash Out Refinance                     6.6     Full Documentation           AA+
CO              Purchase                              11.5     Full Documentation           AA+
SC              Purchase                              9.95     Full Documentation           A
GA              Rate/Term Refinance                    7.2     Full Documentation           AA+
TX              Purchase                               7.8     Full Documentation           AA+
WI              Purchase                              9.65     Full Documentation           AA+
TX              Purchase                              11.6     Full Documentation           A
FL              Cash Out Refinance                    7.05     Stated Income Documentation  A
VA              Purchase                              11.5     Full Documentation           AA+
IL              Purchase                               7.9     Full Documentation           AA+
MD              Cash Out Refinance                    11.4     Full Documentation           AA+
TX              Rate/Term Refinance                    7.1     Full Documentation           AA+
MA              Purchase                              7.95     Full Documentation           AA+
MA              Cash Out Refinance                     6.4     Full Documentation           A
FL              Purchase                              9.55     Full Documentation           AA+
TX              Cash Out Refinance                    8.05     Full Documentation           AA+
VT              Cash Out Refinance                    9.65     Full Documentation           AA+
FL              Purchase                              6.74     Full Documentation           AA+
MO              Purchase                              10.9     Full Documentation           AA+
TX              Cash Out Refinance                     9.2     Full Documentation           AA+
TX              Cash Out Refinance                    6.75     Full Documentation           AA+
NJ              Purchase                               7.2     Full Documentation           AA+
NJ              Cash Out Refinance                    7.65     Full Documentation           AA+
FL              Rate/Term Refinance                   5.99     Full Documentation           AA+
ME              Purchase                               8.5     Full Documentation           B
ME              Purchase                              6.65     Full Documentation           AA+
MA              Purchase                              7.59     Full Documentation           AA+
VT              Rate/Term Refinance                    7.9     Full Documentation           AA+
VT              Purchase                              7.84     Full Documentation           AA+
IA              Purchase                               8.3     Full Documentation           AA+
ME              Purchase                               8.4     Full Documentation           AA+
FL              Purchase                              6.65     Full Documentation           AA+
VA              Purchase                              10.5     Full Documentation           AA+
NY              Purchase                               6.5     Full Documentation           AA+
TN              Purchase                               8.8     Full Documentation           AA+
NH              Cash Out Refinance                     7.5     Full Documentation           AA+
MA              Cash Out Refinance                     7.4     Full Documentation           AA+
NC              Cash Out Refinance                     9.9     Full Documentation           AA
FL              Purchase                             9.875     Full Documentation           AA+
FL              Purchase                                11     Full Documentation           AA+
MA              Purchase                               8.7     Full Documentation           AA+
OR              Purchase                              11.5     Full Documentation           AA+
IL              Purchase                               8.9     Full Documentation           AA+
HI              Purchase                               8.5     Full Documentation           AA+
TN              Cash Out Refinance                    8.95     Full Documentation           AA+
PA              Purchase                               9.5     Full Documentation           AA+
ME              Purchase                              8.35     Full Documentation           AA+
VA              Purchase                             8.475     Full Documentation           AA+
TX              Cash Out Refinance                    8.65     Full Documentation           AA+
OK              Purchase                              9.35     Full Documentation           AA+
WA              Purchase                              5.95     Lite Documentation           AA+
IA              Purchase                              9.95     Full Documentation           AA+
SC              Purchase                               9.8     Full Documentation           AA+
SC              Purchase                              8.49     Full Documentation           AA+
FL              Cash Out Refinance                     9.1     Full Documentation           AA+
SC              Cash Out Refinance                   8.975     Full Documentation           AA+
WI              Cash Out Refinance                       9     Full Documentation           AA+
TX              Cash Out Refinance                    7.15     Full Documentation           AA+
WI              Purchase                               8.4     Full Documentation           AA+
MD              Cash Out Refinance                   7.725     Full Documentation           AA
IA              Purchase                              8.25     Full Documentation           AA+
MA              Cash Out Refinance                     6.5     Full Documentation           AA+
FL              Cash Out Refinance                   7.875     Full Documentation           AA
ME              Cash Out Refinance                    8.55     Full Documentation           AA+
NJ              Purchase                              11.9     Full Documentation           AA+
MA              Rate/Term Refinance                    6.6     Full Documentation           AA+
NY              Purchase                               8.2     Full Documentation           AA+
WI              Purchase                               9.9     Full Documentation           AA+
GA              Purchase                              8.55     Full Documentation           AA+
TX              Cash Out Refinance                     7.8     Full Documentation           AA+
MD              Cash Out Refinance                    7.75     Full Documentation           AA+
IL              Rate/Term Refinance                    8.3     Full Documentation           AA
IL              Cash Out Refinance                    8.05     Full Documentation           AA+
MA              Purchase                               7.7     Full Documentation           AA+
IL              Purchase                               9.4     Full Documentation           AA+
ME              Purchase                               7.8     Full Documentation           AA+
VA              Purchase                              8.95     Full Documentation           AA+
NY              Cash Out Refinance                    6.35     Full Documentation           AA+
WI              Purchase                              7.09     Full Documentation           AA+
NC              Cash Out Refinance                   10.25     Full Documentation           AA
MA              Cash Out Refinance                    6.55     Full Documentation           AA+
IL              Rate/Term Refinance                  7.015     Full Documentation           AA+
NC              Purchase                             7.615     Full Documentation           AA+
NC              Purchase                               9.4     Full Documentation           AA+
CA              Cash Out Refinance                    8.85     Full Documentation           C
IN              Purchase                              8.25     Full Documentation           AA+
MA              Cash Out Refinance                    11.4     Full Documentation           AA+
NC              Cash Out Refinance                    9.85     Full Documentation           AA+
NJ              Purchase                               8.3     Full Documentation           A
TX              Purchase                               7.9     Full Documentation           AA+
MD              Cash Out Refinance                    8.01     Full Documentation           B
TX              Cash Out Refinance                    9.99     Full Documentation           AA
CO              Cash Out Refinance                    10.9     Full Documentation           AA+
TX              Purchase                              10.5     Full Documentation           AA+
FL              Purchase                              5.95     Full Documentation           AA+
FL              Rate/Term Refinance                   8.04     Full Documentation           AA+
VT              Purchase                              8.49     Full Documentation           AA+
TX              Purchase                                 8     Full Documentation           AA+
TX              Purchase                                 8     Full Documentation           AA+
TX              Purchase                              8.25     Full Documentation           AA+
WA              Purchase                               9.5     Full Documentation           AA+
NY              Purchase                              6.45     Stated Income Documentation  AA+
TN              Purchase                             7.625     Full Documentation           AA+
NH              Cash Out Refinance                   7.525     Full Documentation           AA+
SC              Rate/Term Refinance                    8.5     Full Documentation           C
PA              Cash Out Refinance                    10.5     Full Documentation           AA+
ME              Purchase                               7.4     Full Documentation           AA+
GA              Cash Out Refinance                   9.875     Full Documentation           AA
NY              Purchase                              7.15     Full Documentation           AA+
OH              Rate/Term Refinance                     11     Full Documentation           AA+
MA              Purchase                              8.45     Full Documentation           AA+
MA              Purchase                              6.55     Full Documentation           AA+
IL              Rate/Term Refinance                   9.65     Full Documentation           AA+
NY              Cash Out Refinance                     8.5     Full Documentation           AA+
MA              Purchase                              9.75     Stated Income Documentation  AA+
WI              Purchase                              11.9     Full Documentation           AA+
ID              Purchase                               8.9     Full Documentation           AA+
MA              Purchase                              6.25     Full Documentation           AA+
NY              Cash Out Refinance                     6.2     Full Documentation           AA+
CT              Cash Out Refinance                     6.5     Full Documentation           AA+
FL              Cash Out Refinance                    8.95     Full Documentation           B
FL              Cash Out Refinance                     8.2     Full Documentation           AA
FL              Purchase                               9.4     Full Documentation           AA
MD              Purchase                               7.2     Lite Documentation           AA
IL              Cash Out Refinance                   10.04     Full Documentation           AA+
NC              Purchase                               7.4     Full Documentation           AA+
GA              Purchase                               6.9     Full Documentation           AA+
NY              Purchase                              9.44     Full Documentation           AA
TX              Cash Out Refinance                       9     Full Documentation           A
ME              Purchase                               7.6     Full Documentation           AA+
TX              Purchase                              8.95     Full Documentation           AA+
MA              Purchase                              7.75     Full Documentation           AA+
WI              Cash Out Refinance                     7.1     Full Documentation           AA+
MA              Rate/Term Refinance                   10.5     Full Documentation           AA+
MI              Purchase                              11.5     Full Documentation           AA+
IA              Cash Out Refinance                    9.95     Full Documentation           AA+
MI              Purchase                              11.9     Full Documentation           AA+
NH              Rate/Term Refinance                    7.6     Full Documentation           AA+
AZ              Cash Out Refinance                    7.45     Full Documentation           AA
TX              Purchase                              7.99     Full Documentation           AA+
WI              Purchase                              9.64     Full Documentation           AA+
SC              Purchase                               8.4     Full Documentation           AA+
FL              Purchase                              6.65     Full Documentation           AA+
NJ              Cash Out Refinance                    7.65     Full Documentation           AA+
NY              Cash Out Refinance                   9.275     Full Documentation           AA+
NY              Cash Out Refinance                    5.99     Full Documentation           AA+
NY              Cash Out Refinance                    7.25     Full Documentation           AA+
MA              Purchase                               8.1     Full Documentation           AA+
IL              Purchase                              7.05     Full Documentation           AA+
FL              Cash Out Refinance                   8.725     Full Documentation           AA
ID              Purchase                               7.5     Full Documentation           AA+
SC              Purchase                              8.39     Full Documentation           AA+
TX              Purchase                              8.99     Full Documentation           AA+
TX              Purchase                               8.2     Full Documentation           AA+
TX              Purchase                               9.4     Full Documentation           AA+
IL              Purchase                              8.99     Full Documentation           AA+
TX              Purchase                             8.825     Full Documentation           AA+
IN              Purchase                              8.59     Full Documentation           AA+
WI              Purchase                              8.04     Full Documentation           AA+
NY              Purchase                              7.35     Full Documentation           AA+
WI              Cash Out Refinance                    8.49     Full Documentation           AA+
SC              Purchase                             10.25     Full Documentation           AA+
AZ              Cash Out Refinance                    8.25     Full Documentation           AA+
MA              Purchase                              7.75     Full Documentation           AA+
MO              Purchase                              11.9     Full Documentation           AA+
MI              Purchase                              11.5     Full Documentation           AA+
NY              Purchase                              8.55     Full Documentation           AA+
MD              Purchase                               9.5     Full Documentation           AA
NJ              Purchase                              7.45     Full Documentation           AA+
NJ              Purchase                               7.4     Full Documentation           AA+
NJ              Cash Out Refinance                    7.99     Full Documentation           AA+
NC              Purchase                               8.4     Stated Income Documentation  AA+
OK              Cash Out Refinance                    10.7     Full Documentation           AA
NY              Cash Out Refinance                   6.375     Full Documentation           AA+
NY              Purchase                               6.5     Stated Income Documentation  AA+
MA              Purchase                              6.55     Full Documentation           AA+
MD              Cash Out Refinance                     9.2     Full Documentation           A
PA              Purchase                              6.65     Full Documentation           AA+
WI              Purchase                             10.14     Full Documentation           AA+
HI              Cash Out Refinance                    5.99     Full Documentation           AA+
HI              Purchase                              7.35     Stated Income Documentation  AA+
NH              Purchase                              8.65     Full Documentation           B
NY              Cash Out Refinance                     6.6     Full Documentation           AA+
WI              Purchase                                10     Full Documentation           AA+
SC              Cash Out Refinance                    6.45     Full Documentation           AA+
FL              Purchase                               6.9     Stated Income Documentation  AA+
KY              Purchase                             10.25     Stated Income Documentation  AA+
TX              Purchase                               8.8     Full Documentation           AA+
MA              Cash Out Refinance                   12.97     Full Documentation           AA+
FL              Purchase                             6.875     Stated Income Documentation  AA+
FL              Cash Out Refinance                   10.25     Full Documentation           AA
FL              Purchase                               8.1     Stated Income Documentation  AA+
FL              Purchase                             9.825     Full Documentation           AA+
MA              Purchase                               8.5     Full Documentation           AA+
CO              Cash Out Refinance                   9.875     Full Documentation           AA+
NC              Cash Out Refinance                  10.975     Full Documentation           AA
NJ              Rate/Term Refinance                   5.99     Full Documentation           AA+
OK              Cash Out Refinance                    11.5     Full Documentation           B
NE              Purchase                             11.35     Full Documentation           B
TX              Cash Out Refinance                    11.1     Full Documentation           AA+
RI              Cash Out Refinance                     8.5     Full Documentation           A
NY              Purchase                              7.95     Full Documentation           AA+
FL              Purchase                              8.75     Full Documentation           AA+
FL              Purchase                              11.4     Full Documentation           AA+
NY              Purchase                              6.75     Full Documentation           AA+
CA              Cash Out Refinance                    7.95     Full Documentation           C
NY              Cash Out Refinance                     6.2     Full Documentation           A
CA              Cash Out Refinance                    7.65     Full Documentation           AA
FL              Purchase                              10.9     Full Documentation           AA+
UT              Purchase                              6.24     Full Documentation           AA+
MA              Cash Out Refinance                     8.5     Full Documentation           AA+
TX              Cash Out Refinance                    8.99     Full Documentation           A
TX              Cash Out Refinance                    10.8     Stated Income Documentation  AA
TX              Cash Out Refinance                     9.9     Stated Income Documentation  AA
TX              Cash Out Refinance                    10.7     Full Documentation           A
NY              Purchase                              7.45     Full Documentation           AA+
NV              Purchase                              5.85     Full Documentation           AA+
MA              Purchase                             10.45     Full Documentation           B
ME              Cash Out Refinance                    10.2     Full Documentation           AA+
WA              Cash Out Refinance                   7.784     Full Documentation           B
FL              Purchase                               7.2     Stated Income Documentation  AA+
TX              Cash Out Refinance                     8.6     Full Documentation           AA+
NY              Purchase                               7.7     Full Documentation           AA+
OK              Purchase                             10.75     Full Documentation           AA+
MS              Purchase                              9.65     Full Documentation           AA+
NH              Purchase                              7.65     Full Documentation           AA+
CT              Purchase                               6.7     Stated Income Documentation  AA+
IL              Purchase                               7.1     Full Documentation           AA+
KS              Purchase                                 8     Full Documentation           A
FL              Purchase                              6.75     Full Documentation           AA+
NC              Purchase                               9.5     Stated Income Documentation  AA
VT              Purchase                               8.2     Full Documentation           AA+
NJ              Purchase                              9.79     Full Documentation           AA+
TX              Cash Out Refinance                     8.6     Full Documentation           AA+
MA              Rate/Term Refinance                   5.99     Full Documentation           AA+
TX              Purchase                              7.15     Full Documentation           AA+
IL              Purchase                               8.6     Full Documentation           AA+
MA              Purchase                              9.75     Stated Income Documentation  AA+
NY              Cash Out Refinance                    7.95     Full Documentation           AA+
MA              Purchase                              7.25     Full Documentation           AA+
SC              Purchase                             7.625     Full Documentation           AA
IL              Purchase                              9.35     Full Documentation           AA+
SC              Cash Out Refinance                   7.475     Full Documentation           AA+
NY              Purchase                              7.69     Full Documentation           AA+
ME              Cash Out Refinance                    12.6     Full Documentation           AA+
WA              Cash Out Refinance                     6.7     Full Documentation           AA+
NC              Purchase                              7.99     Full Documentation           AA+
MA              Purchase                              8.05     Stated Income Documentation  AA+
IL              Purchase                               6.9     Full Documentation           AA+
IL              Purchase                                 8     Full Documentation           AA+
NJ              Purchase                              7.95     Full Documentation           AA+
FL              Cash Out Refinance                     6.8     Full Documentation           AA+
VT              Purchase                              11.9     Stated Income Documentation  AA+
IA              Purchase                              7.99     Full Documentation           AA+
MA              Cash Out Refinance                    6.94     Full Documentation           AA+
FL              Cash Out Refinance                    5.99     Full Documentation           AA+
GA              Purchase                              8.18     Full Documentation           AA+
MN              Rate/Term Refinance                   9.37     Full Documentation           AA
IN              Purchase                              9.49     Full Documentation           AA+
PA              Purchase                               8.8     Full Documentation           AA+
MA              Purchase                            10.875     Stated Income Documentation  AA+
MA              Cash Out Refinance                    8.75     Full Documentation           AA+
AL              Cash Out Refinance                     8.5     Full Documentation           AA+
CA              Cash Out Refinance                    8.15     Full Documentation           B
TX              Purchase                               7.9     Full Documentation           AA+
TX              Cash Out Refinance                   6.275     Full Documentation           AA+
MA              Purchase                               7.7     Stated Income Documentation  AA+
TX              Purchase                               8.9     Full Documentation           AA+
MO              Cash Out Refinance                     8.5     Full Documentation           AA+
SC              Cash Out Refinance                     6.5     Full Documentation           AA+
IL              Purchase                               8.4     Full Documentation           AA+
IL              Cash Out Refinance                   10.11     Full Documentation           AA
NJ              Cash Out Refinance                     6.2     Full Documentation           AA+
NY              Purchase                               7.8     Full Documentation           AA+
TX              Purchase                              7.75     Full Documentation           AA
TX              Purchase                            10.575     Full Documentation           AA+
TX              Purchase                              7.75     Full Documentation           AA+
CA              Purchase                              6.25     Full Documentation           AA+
HI              Cash Out Refinance                    5.75     Full Documentation           AA+
TX              Purchase                               8.8     Full Documentation           AA+
FL              Purchase                              9.55     Full Documentation           AA+
TX              Purchase                              7.85     Full Documentation           AA+
FL              Cash Out Refinance                     8.4     Full Documentation           AA+
MA              Purchase                                 8     Full Documentation           AA+
NC              Purchase                             10.99     Full Documentation           AA+
SC              Purchase                              7.94     Full Documentation           AA+
NY              Cash Out Refinance                    6.25     Full Documentation           AA
TX              Purchase                             7.625     Full Documentation           AA+
WI              Cash Out Refinance                    11.5     Full Documentation           AA+
FL              Cash Out Refinance                    11.5     Full Documentation           AA+
AZ              Cash Out Refinance                     6.6     Full Documentation           AA+
IL              Cash Out Refinance                    7.35     Full Documentation           AA+
FL              Cash Out Refinance                    7.15     Full Documentation           AA+
FL              Cash Out Refinance                     5.8     Full Documentation           AA+
FL              Purchase                              9.35     Stated Income Documentation  AA+
FL              Cash Out Refinance                    9.15     Stated Income Documentation  AA+
FL              Purchase                              7.05     Stated Income Documentation  AA+
FL              Cash Out Refinance                    7.99     Lite Documentation           AA
FL              Purchase                              6.95     Stated Income Documentation  AA+
WI              Purchase                              6.85     Full Documentation           AA+
WI              Purchase                               8.7     Full Documentation           AA+
WI              Purchase                              8.99     Full Documentation           AA+
VT              Cash Out Refinance                    10.5     Full Documentation           AA
WA              Cash Out Refinance                    10.9     Full Documentation           AA+
IA              Purchase                              9.75     Full Documentation           AA+
CT              Cash Out Refinance                    6.95     Full Documentation           AA+
FL              Cash Out Refinance                    7.45     Full Documentation           AA+
NC              Rate/Term Refinance                   11.9     Full Documentation           AA
FL              Cash Out Refinance                   6.975     Full Documentation           AA+
UT              Cash Out Refinance                    7.75     Full Documentation           AA+
FL              Cash Out Refinance                     9.2     Stated Income Documentation  AA
FL              Cash Out Refinance                    8.25     Stated Income Documentation  AA
FL              Cash Out Refinance                    8.35     Full Documentation           A
MI              Purchase                              9.45     Full Documentation           AA+
CA              Cash Out Refinance                   6.975     Full Documentation           AA+
AZ              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
CA              Purchase                               5.8     Stated Income Documentation  AA+
IN              Purchase                               7.9     Full Documentation           AA+
OR              Rate/Term Refinance                  9.875     Full Documentation           AA+
UT              Cash Out Refinance                    4.85     Full Documentation           AA+
WI              Rate/Term Refinance                    8.2     Stated Income Documentation  A
NJ              Purchase                               8.6     Full Documentation           AA+
NY              Purchase                              9.05     Full Documentation           AA+
NY              Purchase                              7.45     Full Documentation           AA+
TX              Cash Out Refinance                    7.95     Full Documentation           AA+
UT              Cash Out Refinance                   6.425     Full Documentation           AA+
FL              Cash Out Refinance                   10.35     Full Documentation           B
WI              Purchase                              6.95     Full Documentation           AA+
TX              Purchase                               8.6     Full Documentation           AA+
ME              Purchase                              7.75     Full Documentation           AA+
GA              Purchase                              10.5     Full Documentation           AA+
FL              Purchase                            11.275     Stated Income Documentation  AA+
FL              Cash Out Refinance                    7.47     Full Documentation           AA+
ME              Purchase                              6.45     Full Documentation           AA+
NY              Purchase                               7.7     Full Documentation           AA+
NJ              Purchase                              9.95     Full Documentation           AA+
AZ              Cash Out Refinance                    9.15     Full Documentation           C
MO              Cash Out Refinance                   10.35     Full Documentation           AA
AZ              Cash Out Refinance                    7.85     Full Documentation           AA+
NY              Cash Out Refinance                     6.3     Full Documentation           AA
SC              Cash Out Refinance                    5.99     Full Documentation           AA+
CT              Cash Out Refinance                   11.49     Full Documentation           AA+
WI              Purchase                               9.3     Full Documentation           AA+
MS              Purchase                                11     Full Documentation           AA+
WI              Cash Out Refinance                    11.5     Full Documentation           AA+
NJ              Cash Out Refinance                    7.45     Full Documentation           A
IL              Cash Out Refinance                   9.875     Full Documentation           AA+
NY              Cash Out Refinance                    5.75     Full Documentation           AA+
PA              Purchase                              8.99     Full Documentation           AA+
FL              Cash Out Refinance                     6.6     Full Documentation           AA+
GA              Purchase                               8.1     Full Documentation           AA+
MD              Cash Out Refinance                    8.95     Full Documentation           AA+
NC              Purchase                               8.7     Full Documentation           AA+
IL              Purchase                              8.99     Full Documentation           AA+
IL              Purchase                               9.9     Full Documentation           AA+
ME              Cash Out Refinance                     6.9     Full Documentation           AA+
AL              Cash Out Refinance                   10.45     Full Documentation           A
NY              Cash Out Refinance                     6.5     Full Documentation           AA+
CO              Rate/Term Refinance                    9.3     Full Documentation           AA+
NC              Purchase                              8.45     Full Documentation           AA+
MD              Cash Out Refinance                    10.6     Full Documentation           CC
NC              Cash Out Refinance                     6.8     Full Documentation           AA+
MD              Cash Out Refinance                    8.95     Full Documentation           AA+
FL              Cash Out Refinance                     6.4     Full Documentation           B
CA              Cash Out Refinance                    5.95     Full Documentation           AA+
OR              Purchase                             10.63     Stated Income Documentation  AA
TX              Purchase                                 7     Full Documentation           AA+
TX              Purchase                              8.25     Full Documentation           AA+
FL              Cash Out Refinance                    9.94     Full Documentation           AA
IA              Purchase                              8.25     Full Documentation           AA+
DE              Cash Out Refinance                     8.4     Full Documentation           AA+
IN              Cash Out Refinance                   7.225     Full Documentation           A
MT              Cash Out Refinance                     7.9     Full Documentation           A
OK              Purchase                              7.95     Full Documentation           AA+
CA              Cash Out Refinance                     6.7     Full Documentation           AA+
VA              Purchase                              11.4     Full Documentation           AA+
CA              Purchase                            10.875     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.99     Full Documentation           AA+
MD              Cash Out Refinance                    8.05     Full Documentation           A
TX              Purchase                              8.75     Full Documentation           AA+
NY              Rate/Term Refinance                    7.9     Full Documentation           AA+
TX              Purchase                               8.9     Full Documentation           AA+
TX              Rate/Term Refinance                      8     Full Documentation           AA+
TX              Purchase                               7.8     Full Documentation           AA+
TX              Purchase                              7.15     Full Documentation           AA+
TX              Rate/Term Refinance                    8.9     Full Documentation           AA+
TX              Purchase                              7.15     Full Documentation           AA+
IA              Purchase                             10.15     Full Documentation           AA+
UT              Cash Out Refinance                   8.625     Full Documentation           AA+
WA              Cash Out Refinance                     6.5     Full Documentation           AA+
OH              Rate/Term Refinance                     11     Full Documentation           AA+
FL              Purchase                               7.9     Full Documentation           AA+
CA              Cash Out Refinance                    5.99     Full Documentation           AA+
ND              Cash Out Refinance                    8.25     Full Documentation           AA+
GA              Purchase                              8.99     Stated Income Documentation  B
TN              Rate/Term Refinance                   11.6     Full Documentation           A
TN              Purchase                              7.85     Stated Income Documentation  AA+
FL              Purchase                              6.55     Full Documentation           AA+
FL              Rate/Term Refinance                   6.65     Full Documentation           AA+
FL              Purchase                               7.5     Full Documentation           AA+
TN              Purchase                              7.55     Full Documentation           AA+
NH              Purchase                              7.75     Full Documentation           AA
AL              Purchase                              9.95     Full Documentation           AA
OK              Purchase                              8.75     Full Documentation           AA+
IL              Cash Out Refinance                   10.06     Full Documentation           AA+
ID              Purchase                              7.79     Full Documentation           AA+
FL              Purchase                              8.15     Stated Income Documentation  AA+
FL              Cash Out Refinance                   6.825     Full Documentation           AA+
MA              Cash Out Refinance                    7.05     Full Documentation           AA+
OH              Purchase                               9.5     Stated Income Documentation  AA+
FL              Purchase                              8.84     Full Documentation           AA+
FL              Purchase                                11     Full Documentation           AA+
NV              Purchase                             9.875     Full Documentation           AA+
UT              Purchase                                11     Full Documentation           AA+
FL              Purchase                              6.99     Full Documentation           AA+
UT              Purchase                              8.45     Full Documentation           AA+
FL              Cash Out Refinance                    6.39     Full Documentation           A
FL              Cash Out Refinance                    8.15     Full Documentation           B
AL              Cash Out Refinance                  10.525     Full Documentation           AA+
WA              Purchase                              6.29     Full Documentation           AA+
CA              Cash Out Refinance                    6.65     Full Documentation           AA+
AZ              Cash Out Refinance                     7.5     Full Documentation           AA
AZ              Cash Out Refinance                     9.6     Full Documentation           A
AZ              Cash Out Refinance                    8.15     Full Documentation           AA
CA              Purchase                             11.25     Stated Income Documentation  AA+
CO              Cash Out Refinance                    6.85     Full Documentation           AA+
MD              Cash Out Refinance                     9.9     Full Documentation           B
CA              Purchase                               6.7     Full Documentation           AA
CA              Purchase                            11.275     Stated Income Documentation  AA+
CA              Cash Out Refinance                     5.9     Full Documentation           AA+
CA              Purchase                                11     Full Documentation           AA+
VA              Cash Out Refinance                   11.25     Full Documentation           AA
FL              Purchase                            10.275     Full Documentation           AA+
TX              Cash Out Refinance                    6.55     Full Documentation           AA+
TX              Cash Out Refinance                    8.82     Full Documentation           AA+
PA              Purchase                              6.99     Full Documentation           AA+
NJ              Cash Out Refinance                     7.3     Full Documentation           AA+
NV              Cash Out Refinance                    6.99     Full Documentation           AA+
IA              Purchase                              7.95     Full Documentation           AA+
FL              Cash Out Refinance                    7.75     Full Documentation           AA+
TX              Purchase                              9.45     Full Documentation           AA
AZ              Purchase                               6.9     Full Documentation           AA+
MO              Purchase                               7.9     Full Documentation           AA+
AZ              Cash Out Refinance                    8.85     Full Documentation           AA+
AZ              Cash Out Refinance                    7.05     Full Documentation           AA+
OK              Purchase                               8.4     Lite Documentation           AA+
CO              Cash Out Refinance                     8.8     Full Documentation           AA+
TX              Purchase                               8.7     Full Documentation           AA+
DC              Purchase                              6.45     Full Documentation           AA+
WI              Purchase                               6.5     Full Documentation           AA+
TX              Rate/Term Refinance                    7.5     Full Documentation           AA+
NC              Cash Out Refinance                     8.4     Full Documentation           AA+
WI              Purchase                              7.85     Full Documentation           AA+
NJ              Cash Out Refinance                   7.375     Full Documentation           AA+
FL              Cash Out Refinance                    6.85     Full Documentation           AA+
FL              Purchase                              7.15     Full Documentation           AA+
NY              Cash Out Refinance                    5.99     Full Documentation           AA+
MD              Purchase                               9.3     Full Documentation           AA+
CT              Purchase                              6.59     Full Documentation           AA+
PA              Purchase                              8.25     Full Documentation           AA+
FL              Purchase                              6.65     Stated Income Documentation  AA+
FL              Cash Out Refinance                    7.99     Full Documentation           AA+
FL              Purchase                               8.9     Full Documentation           AA
NY              Cash Out Refinance                    11.8     Full Documentation           A
PA              Rate/Term Refinance                   8.05     Full Documentation           AA+
IL              Purchase                               9.4     Full Documentation           AA+
AZ              Purchase                              7.14     Stated Income Documentation  AA+
WY              Purchase                               7.9     Full Documentation           AA+
WY              Purchase                              7.44     Full Documentation           AA+
NC              Purchase                             10.65     Lite Documentation           AA+
IL              Cash Out Refinance                     7.4     Full Documentation           B
FL              Cash Out Refinance                    5.99     Full Documentation           AA
NY              Cash Out Refinance                   7.875     Full Documentation           AA+
TX              Cash Out Refinance                    9.85     Full Documentation           B
CA              Purchase                               9.5     Stated Income Documentation  AA+
MO              Purchase                               9.9     Stated Income Documentation  AA+
AL              Cash Out Refinance                    8.54     Full Documentation           A
FL              Purchase                              8.75     Full Documentation           AA+
CA              Cash Out Refinance                    10.5     Full Documentation           AA+
FL              Cash Out Refinance                    6.65     Full Documentation           AA+
CO              Purchase                               6.8     Full Documentation           AA+
NY              Purchase                              6.49     Stated Income Documentation  AA+
FL              Purchase                              7.35     Stated Income Documentation  A
CA              Purchase                              7.45     Full Documentation           AA+
NJ              Cash Out Refinance                     6.7     Full Documentation           AA+
CA              Cash Out Refinance                     5.8     Full Documentation           AA+
NY              Purchase                              6.85     Stated Income Documentation  AA+
MA              Cash Out Refinance                    6.25     Stated Income Documentation  AA+
WA              Cash Out Refinance                    7.99     Full Documentation           AA
NC              Cash Out Refinance                   10.75     Full Documentation           AA+
CA              Cash Out Refinance                    5.99     Full Documentation           AA+
CA              Cash Out Refinance                       6     Full Documentation           AA+
CA              Purchase                              9.75     Stated Income Documentation  AA+
CO              Cash Out Refinance                  10.875     Stated Income Documentation  AA+
ID              Cash Out Refinance                    7.99     Full Documentation           AA+
WI              Purchase                              7.85     Full Documentation           AA+
WI              Purchase                                 9     Full Documentation           AA+
WI              Purchase                              5.75     Full Documentation           AA+
AZ              Cash Out Refinance                     8.5     Full Documentation           AA
AZ              Cash Out Refinance                    7.74     Full Documentation           AA
AZ              Purchase                               8.8     Stated Income Documentation  AA+
AZ              Cash Out Refinance                     9.5     Full Documentation           C
CT              Cash Out Refinance                   10.99     Full Documentation           AA+
CT              Purchase                              6.35     Full Documentation           AA+
CT              Purchase                               7.7     Full Documentation           AA+
CT              Rate/Term Refinance                   5.95     Full Documentation           AA+
CA              Purchase                               9.5     Stated Income Documentation  AA+
OK              Purchase                               7.4     Full Documentation           AA+
OK              Purchase                                 8     Full Documentation           AA+
IL              Cash Out Refinance                    10.5     Full Documentation           AA+
NY              Cash Out Refinance                    7.15     Full Documentation           A
FL              Rate/Term Refinance                    8.4     Full Documentation           A
CA              Purchase                             10.65     Stated Income Documentation  AA
FL              Purchase                             10.65     Stated Income Documentation  AA+
KY              Purchase                               7.8     Full Documentation           AA+
TN              Cash Out Refinance                    8.45     Full Documentation           AA+
NY              Cash Out Refinance                   6.425     Full Documentation           AA+
HI              Cash Out Refinance                    6.15     Full Documentation           AA+
NH              Purchase                                 8     Full Documentation           AA+
TX              Purchase                               9.4     Full Documentation           AA+
FL              Cash Out Refinance                    9.04     Full Documentation           B
FL              Purchase                              8.59     Full Documentation           B
FL              Cash Out Refinance                    8.47     Full Documentation           AA
NV              Cash Out Refinance                   7.675     Full Documentation           A
NY              Cash Out Refinance                    6.75     Full Documentation           A
MA              Cash Out Refinance                     7.5     Stated Income Documentation  AA
FL              Purchase                              8.94     Full Documentation           B
NJ              Rate/Term Refinance                   7.25     Stated Income Documentation  AA+
FL              Cash Out Refinance                     6.4     Full Documentation           AA+
NJ              Purchase                               7.2     Full Documentation           AA+
TN              Rate/Term Refinance                    6.8     Full Documentation           AA+
TN              Cash Out Refinance                    7.65     Full Documentation           AA
NH              Purchase                               6.8     Full Documentation           AA+
CA              Cash Out Refinance                   6.375     Full Documentation           AA+
TX              Purchase                               8.9     Full Documentation           AA+
TN              Cash Out Refinance                    7.95     Full Documentation           AA+
CA              Purchase                              9.75     Stated Income Documentation  AA+
FL              Purchase                              7.25     Full Documentation           AA+
FL              Rate/Term Refinance                   9.63     Full Documentation           AA+
FL              Purchase                               6.9     Full Documentation           AA+
HI              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
MN              Purchase                               9.6     Stated Income Documentation  AA+
FL              Cash Out Refinance                   6.275     Full Documentation           AA+
AL              Purchase                              8.45     Full Documentation           AA+
MI              Purchase                             10.25     Stated Income Documentation  AA+
IL              Rate/Term Refinance                   11.5     Full Documentation           AA+
NY              Purchase                               7.4     Stated Income Documentation  AA+
NJ              Cash Out Refinance                     7.7     Full Documentation           AA+
ID              Rate/Term Refinance                   7.49     Full Documentation           AA+
FL              Purchase                              5.55     Full Documentation           AA+
NY              Purchase                               8.2     Full Documentation           AA+
PA              Rate/Term Refinance                   6.99     Full Documentation           AA+
CA              Cash Out Refinance                    6.85     Full Documentation           AA+
CO              Purchase                              7.45     Full Documentation           AA+
FL              Cash Out Refinance                    7.45     Full Documentation           AA+
FL              Cash Out Refinance                   8.375     Full Documentation           AA+
FL              Cash Out Refinance                     6.6     Full Documentation           AA+
FL              Cash Out Refinance                     8.4     Full Documentation           AA
FL              Cash Out Refinance                   6.675     Full Documentation           AA+
ID              Purchase                                 7     Full Documentation           AA+
NY              Rate/Term Refinance                   5.99     Full Documentation           AA+
IL              Purchase                               9.3     Full Documentation           AA+
TX              Purchase                              7.25     Full Documentation           AA+
AZ              Cash Out Refinance                     6.7     Full Documentation           AA+
AZ              Cash Out Refinance                      11     Full Documentation           AA
AZ              Cash Out Refinance                    8.45     Full Documentation           AA
NY              Purchase                              8.15     Stated Income Documentation  AA+
CA              Cash Out Refinance                     5.8     Full Documentation           AA+
CA              Cash Out Refinance                    5.99     Full Documentation           AA+
NH              Purchase                              6.95     Full Documentation           AA+
RI              Cash Out Refinance                    7.85     Full Documentation           AA+
CO              Cash Out Refinance                     8.5     Full Documentation           AA+
CO              Rate/Term Refinance                   6.28     Full Documentation           AA+
NY              Cash Out Refinance                    8.99     Full Documentation           AA+
WA              Rate/Term Refinance                   8.75     Full Documentation           B
FL              Purchase                                 8     Full Documentation           AA+
MA              Cash Out Refinance                     7.4     Full Documentation           B
CA              Cash Out Refinance                   11.45     Full Documentation           AA+
TX              Purchase                               6.8     Full Documentation           AA+
NC              Purchase                              7.25     Full Documentation           AA+
TX              Purchase                               8.7     Full Documentation           AA+
CA              Cash Out Refinance                     7.7     Full Documentation           AA+
CA              Purchase                              5.99     Stated Income Documentation  AA+
OK              Rate/Term Refinance                    8.3     Full Documentation           B
TX              Rate/Term Refinance                   6.45     Full Documentation           AA+
FL              Cash Out Refinance                     7.1     Full Documentation           AA+
FL              Cash Out Refinance                     8.6     Full Documentation           AA
FL              Cash Out Refinance                    6.25     Full Documentation           AA+
MA              Purchase                               6.3     Full Documentation           AA+
MA              Purchase                               7.7     Full Documentation           AA+
MA              Purchase                              8.45     Full Documentation           AA+
SC              Purchase                              10.1     Full Documentation           AA+
SC              Purchase                               8.3     Full Documentation           AA+
NH              Cash Out Refinance                     6.3     Full Documentation           AA+
WA              Purchase                                 8     Full Documentation           AA+
WA              Purchase                              7.59     Full Documentation           AA+
CA              Purchase                              7.99     Full Documentation           AA+
MA              Cash Out Refinance                    6.85     Stated Income Documentation  AA+
CO              Cash Out Refinance                       7     Full Documentation           AA
AZ              Purchase                              7.79     Full Documentation           AA+
WA              Cash Out Refinance                    6.35     Full Documentation           AA+
MO              Purchase                               7.2     Full Documentation           AA+
MO              Purchase                              8.95     Full Documentation           AA+
MI              Purchase                            11.275     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.99     Full Documentation           AA+
CO              Purchase                               8.7     Full Documentation           AA+
CA              Cash Out Refinance                    6.95     Full Documentation           AA+
CA              Cash Out Refinance                       6     Full Documentation           AA+
AL              Cash Out Refinance                     8.5     Full Documentation           AA+
NY              Purchase                              7.45     Full Documentation           AA+
CA              Cash Out Refinance                    6.24     Full Documentation           AA+
CA              Purchase                              7.65     Full Documentation           AA
FL              Purchase                               6.3     Full Documentation           AA+
NH              Purchase                               6.9     Full Documentation           AA+
OK              Purchase                              7.95     Full Documentation           AA+
GA              Cash Out Refinance                    7.99     Full Documentation           AA+
AZ              Cash Out Refinance                     9.7     Full Documentation           AA
NE              Cash Out Refinance                    7.85     Full Documentation           AA+
KY              Purchase                              7.85     Full Documentation           AA+
NE              Purchase                              7.19     Full Documentation           AA+
MA              Cash Out Refinance                     6.9     Full Documentation           AA+
FL              Rate/Term Refinance                   6.55     Full Documentation           AA+
CT              Cash Out Refinance                    7.65     Full Documentation           AA+
TN              Cash Out Refinance                    9.05     Full Documentation           AA+
NY              Cash Out Refinance                     6.5     Full Documentation           AA+
NY              Cash Out Refinance                     8.3     Full Documentation           A
TN              Purchase                                 8     Full Documentation           AA+
WY              Cash Out Refinance                    8.35     Full Documentation           AA+
IL              Rate/Term Refinance                    9.5     Full Documentation           C
OK              Purchase                              6.95     Stated Income Documentation  AA+
UT              Purchase                             6.875     Full Documentation           AA+
FL              Purchase                               8.3     Full Documentation           AA+
NY              Cash Out Refinance                    9.29     Full Documentation           AA+
CA              Purchase                               5.5     Full Documentation           AA+
KY              Cash Out Refinance                     7.1     Full Documentation           AA+
FL              Purchase                              7.85     Full Documentation           AA+
IL              Purchase                               7.4     Full Documentation           AA+
MO              Purchase                              7.35     Full Documentation           AA+
MA              Cash Out Refinance                       6     Full Documentation           AA+
FL              Purchase                               8.1     Full Documentation           AA+
KY              Purchase                              9.19     Full Documentation           AA+
CT              Purchase                              7.25     Full Documentation           AA+
NH              Purchase                              7.54     Full Documentation           AA+
IL              Cash Out Refinance                    7.25     Full Documentation           A
NY              Purchase                              6.65     Full Documentation           AA+
NC              Purchase                               9.1     Full Documentation           AA+
GA              Cash Out Refinance                    8.65     Full Documentation           AA
GA              Purchase                              9.75     Stated Income Documentation  AA+
NC              Cash Out Refinance                   9.363     Full Documentation           AA+
FL              Purchase                              8.75     Stated Income Documentation  AA+
NJ              Cash Out Refinance                    6.39     Stated Income Documentation  AA+
UT              Purchase                              7.15     Full Documentation           AA+
AZ              Cash Out Refinance                    6.45     Full Documentation           AA+
AZ              Cash Out Refinance                    6.44     Full Documentation           AA+
AZ              Cash Out Refinance                    5.99     Full Documentation           AA+
OK              Purchase                               9.2     Full Documentation           AA
AZ              Cash Out Refinance                     9.4     Full Documentation           AA
TX              Rate/Term Refinance                  7.475     Full Documentation           AA+
MA              Cash Out Refinance                   5.857     Stated Income Documentation  A
CA              Cash Out Refinance                    5.99     Full Documentation           AA+
AL              Purchase                              9.25     Full Documentation           AA
MO              Cash Out Refinance                      11     Full Documentation           AA+
RI              Cash Out Refinance                    9.15     Full Documentation           AA+
TX              Cash Out Refinance                    8.45     Full Documentation           B
CA              Cash Out Refinance                     7.3     Full Documentation           AA
FL              Cash Out Refinance                    7.95     Full Documentation           AA+
FL              Cash Out Refinance                    8.84     Full Documentation           AA+
TX              Purchase                              7.15     Full Documentation           AA+
TX              Purchase                              8.45     Full Documentation           AA+
NY              Cash Out Refinance                    7.05     Full Documentation           AA+
MO              Purchase                              9.29     Full Documentation           AA+
PA              Purchase                              11.5     Full Documentation           AA+
NH              Cash Out Refinance                    6.55     Full Documentation           AA
FL              Cash Out Refinance                   7.075     Full Documentation           AA+
MA              Cash Out Refinance                    6.45     Full Documentation           AA+
PA              Purchase                               8.9     Full Documentation           AA+
TN              Purchase                               7.9     Full Documentation           AA+
TX              Rate/Term Refinance                   6.99     Full Documentation           AA+
GA              Cash Out Refinance                     7.7     Stated Income Documentation  AA+
LA              Cash Out Refinance                    10.2     Full Documentation           B
TN              Rate/Term Refinance                   8.24     Full Documentation           AA+
TN              Rate/Term Refinance                  10.75     Full Documentation           AA+
TN              Purchase                                 9     Full Documentation           AA+
TN              Purchase                               7.7     Full Documentation           AA+
TN              Rate/Term Refinance                   8.25     Full Documentation           AA+
FL              Purchase                               7.1     Full Documentation           AA+
PA              Cash Out Refinance                    7.65     Full Documentation           AA+
CA              Cash Out Refinance                   11.49     Full Documentation           AA+
CA              Cash Out Refinance                     5.8     Full Documentation           AA+
NH              Purchase                             8.525     Full Documentation           AA+
CT              Purchase                              6.29     Full Documentation           AA+
VA              Purchase                              7.94     Full Documentation           AA+
WA              Cash Out Refinance                    5.99     Stated Income Documentation  AA
CA              Cash Out Refinance                   10.14     Full Documentation           AA+
CT              Purchase                               8.4     Full Documentation           AA+
IL              Purchase                             10.25     Stated Income Documentation  AA+
NY              Purchase                               8.6     Full Documentation           AA+
FL              Cash Out Refinance                    6.35     Full Documentation           AA+
FL              Purchase                              8.75     Lite Documentation           AA+
FL              Cash Out Refinance                     6.5     Full Documentation           AA+
FL              Purchase                              6.69     Full Documentation           AA+
FL              Cash Out Refinance                    6.15     Full Documentation           AA+
FL              Cash Out Refinance                     6.2     Full Documentation           AA+
CA              Cash Out Refinance                     5.8     Full Documentation           AA+
CA              Cash Out Refinance                     6.4     Full Documentation           AA+
FL              Purchase                               7.4     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.55     Full Documentation           AA+
NJ              Cash Out Refinance                    9.99     Full Documentation           C
MA              Cash Out Refinance                   7.525     Stated Income Documentation  AA+
PA              Cash Out Refinance                    11.5     Full Documentation           AA+
AZ              Purchase                              7.59     Full Documentation           AA+
NJ              Purchase                            10.875     Stated Income Documentation  AA+
GA              Purchase                              8.69     Full Documentation           AA+
MD              Purchase                              8.55     Stated Income Documentation  AA+
ME              Cash Out Refinance                     5.8     Stated Income Documentation  AA+
NY              Cash Out Refinance                     5.7     Full Documentation           AA+
RI              Purchase                              7.35     Full Documentation           AA+
PA              Purchase                               7.5     Full Documentation           AA+
CA              Purchase                               7.4     Full Documentation           B
CA              Cash Out Refinance                    5.99     Full Documentation           AA+
IL              Cash Out Refinance                    8.49     Full Documentation           A
MI              Purchase                              10.5     Stated Income Documentation  AA+
CA              Purchase                             10.15     Stated Income Documentation  AA+
CA              Purchase                              8.45     Full Documentation           AA
CA              Purchase                              6.25     Full Documentation           AA+
TX              Purchase                              11.7     Full Documentation           AA
FL              Purchase                               7.8     Full Documentation           AA+
FL              Cash Out Refinance                     5.8     Full Documentation           AA+
MD              Cash Out Refinance                     8.1     Lite Documentation           AA
NJ              Purchase                              9.29     Full Documentation           AA+
TX              Cash Out Refinance                    7.25     Full Documentation           AA+
NY              Purchase                             10.65     Stated Income Documentation  AA+
NJ              Cash Out Refinance                     6.7     Full Documentation           AA+
CA              Purchase                            10.875     Stated Income Documentation  AA+
PA              Purchase                              7.65     Full Documentation           AA+
AZ              Cash Out Refinance                    9.35     Full Documentation           B
NY              Cash Out Refinance                    5.95     Full Documentation           AA+
UT              Purchase                              10.1     Full Documentation           AA+
CA              Purchase                            10.875     Stated Income Documentation  AA+
MA              Cash Out Refinance                     8.7     Full Documentation           A
MD              Rate/Term Refinance                   9.95     Full Documentation           C
KS              Purchase                               9.5     Full Documentation           AA+
CA              Cash Out Refinance                     7.2     Full Documentation           AA+
TX              Cash Out Refinance                     9.3     Full Documentation           A
NY              Cash Out Refinance                     6.4     Full Documentation           AA+
MI              Cash Out Refinance                      11     Full Documentation           AA+
VT              Purchase                              9.75     Full Documentation           AA
MA              Cash Out Refinance                    6.55     Full Documentation           AA+
NH              Purchase                              6.64     Full Documentation           AA+
CT              Purchase                               6.6     Stated Income Documentation  AA+
CT              Rate/Term Refinance                   5.99     Full Documentation           AA+
CT              Purchase                              7.29     Full Documentation           AA+
FL              Purchase                               8.5     Full Documentation           AA+
CA              Cash Out Refinance                    6.65     Full Documentation           AA+
VA              Purchase                             10.25     Stated Income Documentation  AA+
PA              Purchase                               7.2     Full Documentation           AA+
GA              Purchase                                 8     Full Documentation           AA+
TN              Purchase                              8.25     Full Documentation           AA+
NY              Purchase                              7.85     Stated Income Documentation  AA+
MT              Purchase                               7.8     Full Documentation           AA+
AL              Cash Out Refinance                     9.2     Full Documentation           AA
FL              Cash Out Refinance                     6.4     Stated Income Documentation  AA+
MA              Cash Out Refinance                    6.45     Full Documentation           AA+
FL              Cash Out Refinance                     8.7     Full Documentation           AA+
FL              Cash Out Refinance                     8.7     Full Documentation           AA+
WA              Cash Out Refinance                   6.625     Full Documentation           AA
NY              Purchase                              6.54     Full Documentation           AA+
ID              Rate/Term Refinance                    7.4     Full Documentation           AA+
FL              Rate/Term Refinance                    9.5     Full Documentation           C
IL              Rate/Term Refinance                  9.875     Full Documentation           AA+
NY              Cash Out Refinance                    11.2     Full Documentation           AA+
AZ              Purchase                               7.7     Full Documentation           AA+
AZ              Cash Out Refinance                    6.59     Full Documentation           AA+
MA              Cash Out Refinance                    7.05     Full Documentation           AA+
IL              Cash Out Refinance                    7.74     Full Documentation           AA+
IL              Cash Out Refinance                    9.05     Full Documentation           AA+
IL              Cash Out Refinance                    8.35     Full Documentation           AA+
CA              Cash Out Refinance                    9.35     Stated Income Documentation  B
IA              Cash Out Refinance                     7.7     Full Documentation           AA+
CT              Purchase                               6.1     Full Documentation           AA+
RI              Cash Out Refinance                    5.95     Full Documentation           AA+
FL              Cash Out Refinance                     5.8     Full Documentation           AA+
FL              Cash Out Refinance                     8.9     Full Documentation           AA+
WI              Purchase                              7.49     Stated Income Documentation  AA+
KY              Purchase                              8.85     Full Documentation           AA+
IL              Rate/Term Refinance                   10.5     Full Documentation           AA+
MI              Cash Out Refinance                      11     Full Documentation           AA+
MI              Cash Out Refinance                    11.5     Full Documentation           AA+
TX              Cash Out Refinance                   10.95     Full Documentation           A
MT              Purchase                              9.65     Full Documentation           AA+
MA              Cash Out Refinance                    6.35     Full Documentation           AA+
CA              Cash Out Refinance                    6.29     Full Documentation           AA+
KY              Purchase                              7.79     Full Documentation           AA+
CO              Purchase                               6.7     Full Documentation           AA+
GA              Cash Out Refinance                    7.65     Full Documentation           AA+
IN              Purchase                              9.75     Full Documentation           AA+
AZ              Cash Out Refinance                   10.25     Full Documentation           AA+
AZ              Cash Out Refinance                     6.5     Full Documentation           AA+
AZ              Rate/Term Refinance                    9.1     Full Documentation           AA
NH              Cash Out Refinance                     7.8     Full Documentation           AA+
NC              Purchase                              7.99     Full Documentation           AA+
TX              Cash Out Refinance                     8.8     Full Documentation           AA+
GA              Purchase                              7.35     Full Documentation           AA+
MA              Cash Out Refinance                     6.7     Stated Income Documentation  AA+
NC              Cash Out Refinance                  11.875     Full Documentation           AA
CA              Cash Out Refinance                    9.15     Full Documentation           AA+
NC              Cash Out Refinance                    8.45     Full Documentation           AA+
AL              Purchase                              7.35     Full Documentation           AA+
TX              Cash Out Refinance                    8.45     Stated Income Documentation  AA
GA              Cash Out Refinance                    6.65     Full Documentation           AA+
WA              Cash Out Refinance                     6.6     Full Documentation           AA+
FL              Cash Out Refinance                     7.3     Full Documentation           AA+
FL              Cash Out Refinance                     8.6     Stated Income Documentation  AA
FL              Purchase                              8.25     Full Documentation           AA+
NY              Cash Out Refinance                    10.7     Full Documentation           AA
FL              Purchase                              7.25     Full Documentation           AA+
FL              Purchase                               7.5     Full Documentation           AA+
CA              Cash Out Refinance                      11     Full Documentation           AA
CA              Cash Out Refinance                    5.99     Full Documentation           AA+
NV              Cash Out Refinance                    7.45     Full Documentation           AA+
NV              Cash Out Refinance                    6.85     Full Documentation           AA+
MA              Rate/Term Refinance                    6.8     Stated Income Documentation  AA+
FL              Purchase                              7.85     Full Documentation           AA+
FL              Purchase                              7.25     Full Documentation           AA+
GA              Purchase                              8.35     Stated Income Documentation  AA+
SC              Rate/Term Refinance                    7.5     Full Documentation           AA+
CO              Cash Out Refinance                       6     Full Documentation           AA+
CA              Cash Out Refinance                     6.4     Full Documentation           AA+
KY              Purchase                               9.5     Full Documentation           B
FL              Purchase                              6.95     Full Documentation           AA+
FL              Cash Out Refinance                     8.7     Full Documentation           AA+
FL              Purchase                               7.4     Full Documentation           AA+
FL              Purchase                                 7     Full Documentation           AA+
CT              Purchase                              8.19     Full Documentation           AA+
FL              Cash Out Refinance                    7.99     Stated Income Documentation  AA
FL              Cash Out Refinance                     6.6     Stated Income Documentation  AA
CA              Cash Out Refinance                     6.7     Full Documentation           AA+
FL              Purchase                              7.65     Full Documentation           AA+
GA              Purchase                               7.8     Full Documentation           AA+
NH              Purchase                                 8     Full Documentation           AA+
NV              Cash Out Refinance                    10.8     Lite Documentation           B
FL              Cash Out Refinance                    7.95     Full Documentation           AA+
WA              Purchase                              6.95     Full Documentation           B
CA              Cash Out Refinance                       6     Full Documentation           AA+
TN              Purchase                               8.6     Full Documentation           AA+
FL              Cash Out Refinance                     8.9     Full Documentation           AA+
FL              Purchase                              6.99     Full Documentation           AA+
FL              Purchase                              7.25     Full Documentation           AA+
GA              Cash Out Refinance                     6.9     Full Documentation           AA+
IN              Cash Out Refinance                    10.9     Full Documentation           AA
AL              Cash Out Refinance                     6.3     Full Documentation           AA+
FL              Cash Out Refinance                     6.8     Full Documentation           AA+
FL              Cash Out Refinance                    7.55     Full Documentation           AA+
PA              Purchase                              7.95     Full Documentation           AA+
PA              Purchase                               7.1     Full Documentation           AA+
CA              Cash Out Refinance                    6.35     Stated Income Documentation  AA+
KY              Purchase                              8.19     Full Documentation           AA+
PA              Purchase                              7.05     Full Documentation           AA+
PA              Cash Out Refinance                    7.35     Full Documentation           AA+
WY              Purchase                              8.15     Full Documentation           AA+
KY              Purchase                             7.125     Full Documentation           AA+
RI              Cash Out Refinance                   6.975     Full Documentation           AA+
CA              Cash Out Refinance                     7.1     Full Documentation           AA+
CA              Cash Out Refinance                       6     Full Documentation           AA+
CA              Cash Out Refinance                     6.9     Full Documentation           AA+
FL              Purchase                              7.75     Stated Income Documentation  AA+
UT              Purchase                               8.5     Full Documentation           AA
NY              Purchase                              8.75     Stated Income Documentation  AA+
CA              Cash Out Refinance                    10.2     Full Documentation           CC
IL              Cash Out Refinance                     8.3     Full Documentation           A
MA              Cash Out Refinance                    7.85     Full Documentation           B
TX              Purchase                             9.475     Full Documentation           AA+
CA              Purchase                             10.25     Stated Income Documentation  AA+
CA              Cash Out Refinance                     7.5     Full Documentation           AA+
FL              Cash Out Refinance                    7.94     Full Documentation           AA+
GA              Cash Out Refinance                   9.425     Full Documentation           AA+
IL              Purchase                              7.95     Stated Income Documentation  AA+
WI              Purchase                              8.05     Stated Income Documentation  AA+
FL              Cash Out Refinance                    5.85     Full Documentation           AA+
SC              Cash Out Refinance                     8.6     Full Documentation           B
GA              Cash Out Refinance                    10.5     Full Documentation           AA
CT              Cash Out Refinance                    6.25     Full Documentation           AA+
CT              Cash Out Refinance                    7.25     Full Documentation           AA+
VA              Purchase                               7.8     Full Documentation           AA+
TX              Purchase                               8.4     Full Documentation           AA+
AZ              Cash Out Refinance                     6.1     Full Documentation           AA+
WA              Purchase                              7.99     Full Documentation           AA+
MD              Rate/Term Refinance                   11.5     Full Documentation           AA+
MD              Cash Out Refinance                     8.3     Full Documentation           AA
CA              Cash Out Refinance                    5.75     Full Documentation           AA+
RI              Purchase                              6.29     Full Documentation           AA+
VA              Cash Out Refinance                    11.5     Full Documentation           AA+
TX              Purchase                              8.19     Full Documentation           AA+
CT              Purchase                               6.2     Stated Income Documentation  AA+
MI              Purchase                             10.25     Stated Income Documentation  AA+
CT              Rate/Term Refinance                    8.9     Full Documentation           AA+
NY              Cash Out Refinance                    6.43     Full Documentation           AA+
NY              Cash Out Refinance                    5.99     Full Documentation           AA+
CA              Cash Out Refinance                    10.6     Full Documentation           AA
MA              Rate/Term Refinance                     10     Full Documentation           A
PA              Cash Out Refinance                    8.99     Full Documentation           A
NY              Cash Out Refinance                    6.69     Full Documentation           AA+
GA              Purchase                              8.25     Full Documentation           AA+
GA              Rate/Term Refinance                    8.5     Full Documentation           AA+
TX              Cash Out Refinance                   10.85     Full Documentation           A
ME              Cash Out Refinance                    9.85     Full Documentation           C
NH              Purchase                              8.95     Full Documentation           AA+
OR              Rate/Term Refinance                   5.99     Full Documentation           AA+
FL              Purchase                              8.35     Full Documentation           AA+
WI              Cash Out Refinance                     9.1     Full Documentation           A
AL              Cash Out Refinance                   8.925     Full Documentation           AA+
NY              Purchase                               6.4     Full Documentation           AA+
MA              Cash Out Refinance                   10.15     Full Documentation           CC
NJ              Cash Out Refinance                     6.2     Full Documentation           AA
CT              Cash Out Refinance                     6.6     Stated Income Documentation  AA+
MA              Cash Out Refinance                    6.75     Full Documentation           AA+
MA              Purchase                              6.15     Full Documentation           AA+
NY              Cash Out Refinance                    7.95     Full Documentation           B
GA              Cash Out Refinance                    7.55     Full Documentation           AA+
WI              Cash Out Refinance                    9.45     Full Documentation           A
MA              Cash Out Refinance                   6.795     Stated Income Documentation  AA+
OR              Purchase                              7.59     Full Documentation           AA+
GA              Cash Out Refinance                    6.75     Full Documentation           AA+
OR              Cash Out Refinance                   6.825     Full Documentation           AA+
TX              Purchase                              7.99     Full Documentation           AA+
PA              Purchase                               7.8     Full Documentation           AA+
CA              Cash Out Refinance                    6.75     Full Documentation           AA+
CA              Purchase                             10.25     Stated Income Documentation  AA+
OR              Purchase                                 8     Full Documentation           AA+
CT              Purchase                               6.4     Full Documentation           AA+
ID              Purchase                              8.95     Full Documentation           CC
KY              Purchase                              7.05     Full Documentation           AA+
MA              Purchase                             5.613     Full Documentation           AA+
CT              Cash Out Refinance                    6.85     Full Documentation           AA+
GA              Purchase                              7.85     Full Documentation           AA+
NJ              Purchase                                 7     Full Documentation           AA+
CO              Rate/Term Refinance                    7.6     Full Documentation           AA+
AL              Purchase                               8.4     Full Documentation           AA+
MA              Purchase                              6.75     Stated Income Documentation  AA+
FL              Cash Out Refinance                    7.45     Stated Income Documentation  AA+
TN              Cash Out Refinance                    9.35     Full Documentation           AA+
AL              Purchase                               9.9     Full Documentation           AA+
AZ              Purchase                              7.54     Full Documentation           AA+
OR              Cash Out Refinance                    6.95     Full Documentation           AA
DE              Purchase                              7.75     Full Documentation           AA+
FL              Purchase                               7.6     Full Documentation           AA+
TX              Cash Out Refinance                   11.15     Stated Income Documentation  A
TX              Cash Out Refinance                     9.7     Stated Income Documentation  A
PA              Purchase                               6.4     Stated Income Documentation  AA+
RI              Cash Out Refinance                    9.65     Full Documentation           AA+
MT              Purchase                              7.65     Full Documentation           AA+
MT              Purchase                               8.6     Full Documentation           AA+
GA              Purchase                               7.5     Full Documentation           AA+
CT              Purchase                              6.75     Full Documentation           AA+
FL              Purchase                               7.4     Full Documentation           AA+
FL              Cash Out Refinance                    7.14     Full Documentation           AA+
TN              Purchase                               7.1     Full Documentation           AA+
TN              Purchase                               7.3     Full Documentation           AA+
TN              Purchase                              7.79     Full Documentation           AA+
TN              Purchase                              8.05     Full Documentation           AA+
TN              Purchase                               7.7     Full Documentation           AA+
OR              Purchase                              8.05     Full Documentation           AA+
FL              Cash Out Refinance                    7.25     Full Documentation           AA+
FL              Cash Out Refinance                    6.25     Full Documentation           AA+
FL              Purchase                              9.15     Full Documentation           B
KY              Purchase                               6.3     Full Documentation           AA+
PA              Cash Out Refinance                    5.65     Full Documentation           AA+
PA              Purchase                               6.5     Full Documentation           AA+
CO              Purchase                               7.5     Full Documentation           AA+
WA              Cash Out Refinance                       9     Full Documentation           AA+
CA              Cash Out Refinance                     5.7     Full Documentation           AA
MA              Purchase                               6.6     Stated Income Documentation  AA+
MA              Cash Out Refinance                     8.1     Full Documentation           AA+
MA              Cash Out Refinance                    6.55     Full Documentation           AA+
GA              Purchase                              8.45     Full Documentation           AA+
AL              Purchase                                 8     Full Documentation           AA+
TN              Purchase                              9.74     Full Documentation           AA+
TN              Purchase                              9.75     Full Documentation           AA+
TN              Rate/Term Refinance                  11.85     Full Documentation           AA+
FL              Cash Out Refinance                     7.7     Stated Income Documentation  AA+
FL              Cash Out Refinance                     6.3     Stated Income Documentation  AA+
FL              Cash Out Refinance                   7.237     Stated Income Documentation  AA
WA              Cash Out Refinance                    7.15     Full Documentation           AA+
CT              Purchase                              6.95     Full Documentation           AA+
CT              Purchase                              7.45     Full Documentation           AA+
NJ              Cash Out Refinance                     6.9     Stated Income Documentation  AA+
GA              Cash Out Refinance                    10.4     Full Documentation           B
PA              Cash Out Refinance                    7.25     Full Documentation           AA+
FL              Rate/Term Refinance                   8.99     Full Documentation           AA
FL              Cash Out Refinance                    11.5     Full Documentation           AA+
KS              Cash Out Refinance                     9.9     Full Documentation           C
ME              Cash Out Refinance                     8.7     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.55     Full Documentation           AA+
OR              Cash Out Refinance                   9.475     Full Documentation           CC
KY              Purchase                              7.35     Full Documentation           AA
NY              Cash Out Refinance                   11.45     Full Documentation           C
NJ              Cash Out Refinance                     5.5     Full Documentation           AA+
RI              Cash Out Refinance                    7.15     Full Documentation           AA+
IL              Cash Out Refinance                     8.5     Full Documentation           AA
WI              Cash Out Refinance                    11.8     Full Documentation           CC
PA              Cash Out Refinance                    9.55     Full Documentation           A
PA              Cash Out Refinance                    8.85     Full Documentation           AA+
PA              Cash Out Refinance                    6.75     Full Documentation           AA+
NJ              Cash Out Refinance                     6.1     Full Documentation           AA+
NJ              Purchase                               9.1     Full Documentation           AA+
CA              Purchase                              5.05     Full Documentation           AA+
WI              Cash Out Refinance                    9.65     Full Documentation           B
VT              Cash Out Refinance                    6.85     Full Documentation           AA+
MO              Rate/Term Refinance                  8.975     Full Documentation           AA+
FL              Purchase                              6.25     Full Documentation           AA+
FL              Purchase                              7.25     Full Documentation           AA+
NY              Purchase                               9.8     Full Documentation           AA+
CA              Cash Out Refinance                     6.4     Full Documentation           AA+
CA              Cash Out Refinance                    6.05     Full Documentation           AA+
AZ              Cash Out Refinance                    5.89     Full Documentation           AA+
TX              Purchase                              7.85     Stated Income Documentation  AA+
CA              Cash Out Refinance                     6.6     Full Documentation           AA+
NC              Cash Out Refinance                     9.6     Full Documentation           A
NY              Cash Out Refinance                   11.04     Full Documentation           CC
FL              Cash Out Refinance                     8.2     Full Documentation           AA
OR              Purchase                               7.9     Full Documentation           AA+
MO              Purchase                              10.5     Full Documentation           AA+
MO              Cash Out Refinance                     9.6     Full Documentation           AA+
FL              Cash Out Refinance                       6     Full Documentation           AA+
PA              Purchase                              9.35     Full Documentation           AA+
CT              Cash Out Refinance                       7     Full Documentation           AA+
CT              Cash Out Refinance                     7.4     Full Documentation           AA+
MD              Cash Out Refinance                    7.75     Full Documentation           AA+
ME              Purchase                               6.9     Stated Income Documentation  AA+
ME              Purchase                               7.3     Stated Income Documentation  AA+
ND              Cash Out Refinance                     6.5     Full Documentation           AA+
PA              Purchase                              6.99     Full Documentation           AA+
MI              Purchase                               7.5     Full Documentation           AA+
CA              Cash Out Refinance                    6.54     Full Documentation           AA+
VA              Cash Out Refinance                    12.5     Full Documentation           B
MA              Purchase                              8.85     Stated Income Documentation  AA+
PA              Cash Out Refinance                    7.99     Full Documentation           AA+
TX              Cash Out Refinance                    9.05     Full Documentation           B
NY              Purchase                              7.89     Stated Income Documentation  AA+
NH              Cash Out Refinance                    8.05     Full Documentation           AA+
CA              Cash Out Refinance                    7.25     Full Documentation           A
IL              Cash Out Refinance                     9.6     Full Documentation           B
MO              Purchase                              7.79     Full Documentation           AA+
AR              Cash Out Refinance                     8.8     Full Documentation           AA
GA              Purchase                               8.3     Full Documentation           AA+
GA              Rate/Term Refinance                   8.85     Full Documentation           AA+
GA              Cash Out Refinance                     9.7     Full Documentation           B
IL              Cash Out Refinance                     8.7     Full Documentation           AA
TX              Cash Out Refinance                    7.69     Full Documentation           AA
CA              Purchase                              9.75     Stated Income Documentation  AA+
CA              Purchase                            10.875     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.45     Full Documentation           AA+
NY              Cash Out Refinance                     8.1     Full Documentation           AA
WI              Cash Out Refinance                   8.979     Full Documentation           B
WI              Purchase                               9.3     Stated Income Documentation  AA+
GA              Purchase                              7.25     Full Documentation           AA+
AL              Cash Out Refinance                     9.4     Full Documentation           AA+
AL              Cash Out Refinance                    11.5     Full Documentation           AA+
CA              Cash Out Refinance                    5.99     Full Documentation           AA+
FL              Cash Out Refinance                      12     Full Documentation           AA
MD              Cash Out Refinance                    6.79     Full Documentation           AA+
NC              Cash Out Refinance                    9.35     Full Documentation           B
NJ              Cash Out Refinance                    7.05     Full Documentation           AA+
MA              Rate/Term Refinance                    6.5     Full Documentation           AA+
NY              Purchase                              7.15     Stated Income Documentation  AA+
NY              Cash Out Refinance                    7.85     Full Documentation           AA
IL              Purchase                              7.45     Stated Income Documentation  AA+
NJ              Purchase                              10.2     Full Documentation           AA+
KY              Purchase                               7.8     Full Documentation           AA+
KY              Cash Out Refinance                    8.85     Stated Income Documentation  AA+
NJ              Cash Out Refinance                    9.75     Full Documentation           AA
CO              Purchase                                 7     Full Documentation           AA+
FL              Purchase                              7.29     Full Documentation           AA+
NY              Cash Out Refinance                    5.85     Full Documentation           AA+
IL              Cash Out Refinance                    9.25     Full Documentation           A
IL              Purchase                               7.8     Full Documentation           AA+
IL              Cash Out Refinance                     9.4     Full Documentation           A
IL              Cash Out Refinance                     8.8     Full Documentation           AA
IL              Cash Out Refinance                     9.2     Full Documentation           A
NY              Cash Out Refinance                    11.8     Stated Income Documentation  A
AR              Cash Out Refinance                   11.05     Full Documentation           AA+
IA              Cash Out Refinance                    9.55     Full Documentation           A
FL              Purchase                              8.75     Stated Income Documentation  AA
ME              Cash Out Refinance                     6.6     Full Documentation           AA
FL              Purchase                             6.625     Stated Income Documentation  AA+
TX              Cash Out Refinance                     6.8     Full Documentation           AA+
MA              Purchase                              8.05     Stated Income Documentation  AA+
MA              Cash Out Refinance                    7.15     Full Documentation           AA
CT              Rate/Term Refinance                   8.25     Full Documentation           AA+
AZ              Purchase                               7.3     Stated Income Documentation  AA+
CT              Cash Out Refinance                    8.95     Stated Income Documentation  AA
OR              Purchase                               7.7     Full Documentation           AA+
UT              Purchase                              6.75     Full Documentation           AA+
VT              Purchase                              7.99     Full Documentation           AA+
NJ              Cash Out Refinance                     7.5     Full Documentation           AA+
VT              Cash Out Refinance                    7.75     Stated Income Documentation  AA+
NH              Purchase                               8.8     Full Documentation           AA+
MO              Purchase                              8.95     Full Documentation           AA
GA              Rate/Term Refinance                  11.84     Full Documentation           AA
FL              Cash Out Refinance                     8.4     Full Documentation           AA+
NC              Cash Out Refinance                   10.65     Stated Income Documentation  B
TX              Cash Out Refinance                     9.6     Full Documentation           A
TX              Cash Out Refinance                    10.4     Full Documentation           A
IL              Cash Out Refinance                   7.475     Full Documentation           AA+
FL              Cash Out Refinance                     7.6     Full Documentation           AA+
MA              Rate/Term Refinance                   6.35     Full Documentation           B
PA              Purchase                              6.55     Full Documentation           AA+
IL              Cash Out Refinance                    8.25     Full Documentation           AA
MA              Cash Out Refinance                    5.99     Full Documentation           AA+
MO              Purchase                              8.45     Full Documentation           AA+
NJ              Purchase                                 7     Stated Income Documentation  AA+
TX              Cash Out Refinance                    6.65     Stated Income Documentation  AA+
NV              Rate/Term Refinance                    6.6     Full Documentation           AA+
GA              Purchase                              6.65     Full Documentation           AA+
MO              Purchase                              7.74     Full Documentation           AA+
IN              Purchase                              7.45     Full Documentation           AA+
MA              Purchase                              7.64     Stated Income Documentation  AA+
NY              Cash Out Refinance                   6.775     Stated Income Documentation  AA+
FL              Purchase                              6.99     Full Documentation           AA+
NY              Purchase                              6.44     Full Documentation           AA+
TX              Rate/Term Refinance                  9.775     Stated Income Documentation  AA
TX              Cash Out Refinance                     9.6     Stated Income Documentation  AA
TX              Cash Out Refinance                    9.75     Stated Income Documentation  AA
MA              Cash Out Refinance                     6.2     Full Documentation           AA+
FL              Purchase                               8.9     Stated Income Documentation  AA+
WI              Purchase                              8.39     Stated Income Documentation  AA+
GA              Purchase                             9.275     Full Documentation           AA+
NJ              Cash Out Refinance                    8.45     Full Documentation           A
IL              Cash Out Refinance                     9.1     Full Documentation           AA
NY              Cash Out Refinance                    8.05     Full Documentation           A
GA              Rate/Term Refinance                   9.35     Full Documentation           AA+
NY              Purchase                               9.4     Stated Income Documentation  A
OR              Purchase                              6.55     Full Documentation           AA+
FL              Cash Out Refinance                     7.7     Full Documentation           AA+
FL              Cash Out Refinance                    6.65     Full Documentation           AA+
FL              Cash Out Refinance                    5.25     Full Documentation           AA+
MD              Rate/Term Refinance                   7.05     Full Documentation           AA+
CA              Cash Out Refinance                    9.25     Full Documentation           AA+
VA              Cash Out Refinance                    6.54     Full Documentation           AA+
CA              Cash Out Refinance                    5.99     Full Documentation           AA+
KY              Cash Out Refinance                    9.25     Full Documentation           AA+
MA              Purchase                              6.65     Stated Income Documentation  AA+
NH              Rate/Term Refinance                   6.35     Full Documentation           AA+
NH              Purchase                               7.6     Full Documentation           AA+
NJ              Purchase                              7.55     Full Documentation           AA+
GA              Purchase                              6.25     Full Documentation           AA+
NC              Purchase                               9.4     Stated Income Documentation  AA+
TX              Cash Out Refinance                    7.25     Stated Income Documentation  AA+
NY              Purchase                               6.5     Full Documentation           AA+
GA              Purchase                              9.25     Full Documentation           AA+
WI              Purchase                              6.79     Full Documentation           AA+
NY              Cash Out Refinance                    7.49     Full Documentation           B
AZ              Purchase                              7.69     Stated Income Documentation  AA+
FL              Cash Out Refinance                    7.25     Full Documentation           AA
NY              Cash Out Refinance                     7.5     Full Documentation           A
DE              Purchase                               7.4     Full Documentation           AA+
TN              Purchase                              7.99     Full Documentation           AA+
TN              Rate/Term Refinance                   8.55     Full Documentation           AA+
WI              Cash Out Refinance                     8.3     Full Documentation           AA+
WI              Cash Out Refinance                     7.6     Full Documentation           AA+
TX              Cash Out Refinance                       8     Stated Income Documentation  AA+
CA              Purchase                              6.25     Full Documentation           AA+
TN              Purchase                               8.5     Full Documentation           AA+
SC              Cash Out Refinance                     6.8     Full Documentation           AA+
IN              Purchase                              8.95     Full Documentation           AA+
CA              Cash Out Refinance                    6.15     Stated Income Documentation  AA+
FL              Purchase                               6.5     Stated Income Documentation  AA+
DE              Purchase                              8.34     Full Documentation           AA+
KY              Purchase                              9.85     Full Documentation           AA+
NJ              Purchase                               9.2     Stated Income Documentation  AA+
MA              Rate/Term Refinance                    6.8     Full Documentation           AA+
PA              Purchase                              8.19     Full Documentation           AA+
IL              Purchase                               8.4     Full Documentation           AA+
WI              Cash Out Refinance                    7.65     Full Documentation           AA+
FL              Purchase                              6.05     Full Documentation           AA+
FL              Cash Out Refinance                    6.89     Full Documentation           AA+
CO              Cash Out Refinance                   10.25     Stated Income Documentation  AA+
NJ              Purchase                              8.45     Stated Income Documentation  AA+
RI              Purchase                              7.19     Full Documentation           AA+
PA              Purchase                             8.725     Stated Income Documentation  AA+
AZ              Rate/Term Refinance                    7.9     Full Documentation           AA+
PA              Purchase                               8.9     Full Documentation           AA+
PA              Rate/Term Refinance                      8     Full Documentation           AA+
NH              Purchase                              7.24     Full Documentation           AA+
CT              Purchase                              6.75     Full Documentation           AA+
NH              Purchase                               6.9     Full Documentation           AA+
FL              Purchase                               7.9     Full Documentation           AA+
FL              Cash Out Refinance                   7.375     Full Documentation           AA+
TX              Cash Out Refinance                    7.55     Full Documentation           AA+
MI              Purchase                               8.8     Full Documentation           B
FL              Cash Out Refinance                    5.99     Full Documentation           AA+
FL              Purchase                              7.19     Stated Income Documentation  AA+
FL              Cash Out Refinance                    7.95     Full Documentation           AA+
CA              Purchase                               9.5     Stated Income Documentation  AA+
TX              Cash Out Refinance                     8.8     Full Documentation           AA
KS              Purchase                               8.9     Full Documentation           AA+
MS              Cash Out Refinance                   10.62     Full Documentation           AA
RI              Cash Out Refinance                    8.75     Full Documentation           AA+
FL              Cash Out Refinance                   7.525     Full Documentation           AA+
AZ              Cash Out Refinance                    8.75     Full Documentation           AA
WI              Cash Out Refinance                     9.6     Full Documentation           AA
NJ              Purchase                              7.25     Stated Income Documentation  AA+
PA              Purchase                              7.86     Full Documentation           AA+
GA              Purchase                               7.1     Full Documentation           AA+
VA              Purchase                              10.2     Full Documentation           AA+
NC              Cash Out Refinance                     7.5     Stated Income Documentation  AA+
CO              Purchase                              7.34     Full Documentation           AA+
CA              Purchase                             10.15     Stated Income Documentation  AA+
MA              Purchase                              7.75     Stated Income Documentation  AA+
TX              Cash Out Refinance                    7.75     Stated Income Documentation  AA+
NY              Cash Out Refinance                   11.25     Full Documentation           CC
NH              Cash Out Refinance                   12.25     Lite Documentation           AA+
WI              Cash Out Refinance                      12     Full Documentation           CC
FL              Cash Out Refinance                     6.8     Full Documentation           AA+
FL              Cash Out Refinance                     6.7     Full Documentation           AA+
FL              Purchase                              7.55     Full Documentation           AA+
KY              Cash Out Refinance                    10.9     Full Documentation           AA+
MA              Cash Out Refinance                     6.8     Stated Income Documentation  AA+
ID              Purchase                              7.65     Full Documentation           AA+
ID              Purchase                               8.1     Full Documentation           AA+
FL              Cash Out Refinance                     9.2     Stated Income Documentation  AA
NY              Cash Out Refinance                    9.55     Full Documentation           AA+
SD              Purchase                              9.94     Full Documentation           AA+
FL              Purchase                              8.25     Full Documentation           AA+
CA              Rate/Term Refinance                    8.8     Full Documentation           CC
CA              Purchase                             10.25     Stated Income Documentation  AA+
MA              Cash Out Refinance                    6.05     Stated Income Documentation  AA+
NY              Rate/Term Refinance                  11.55     Full Documentation           A
CT              Purchase                               7.2     Stated Income Documentation  AA+
IL              Purchase                               8.3     Stated Income Documentation  AA+
MA              Cash Out Refinance                     8.2     Full Documentation           C
MA              Cash Out Refinance                     6.9     Full Documentation           AA+
WI              Cash Out Refinance                    8.55     Full Documentation           AA+
WI              Cash Out Refinance                     8.4     Full Documentation           AA+
TX              Cash Out Refinance                     9.7     Stated Income Documentation  AA+
CT              Cash Out Refinance                     9.2     Stated Income Documentation  AA+
VA              Rate/Term Refinance                   7.94     Full Documentation           AA+
TN              Cash Out Refinance                       6     Full Documentation           AA+
KS              Purchase                               9.4     Stated Income Documentation  AA+
IL              Cash Out Refinance                    7.85     Full Documentation           AA+
CA              Cash Out Refinance                     6.6     Full Documentation           AA+
ME              Cash Out Refinance                     8.1     Full Documentation           AA
GA              Purchase                              8.94     Full Documentation           AA+
TX              Cash Out Refinance                     8.5     Full Documentation           AA+
FL              Cash Out Refinance                     7.4     Full Documentation           A
MA              Cash Out Refinance                     9.4     Full Documentation           C
NY              Cash Out Refinance                    5.35     Full Documentation           AA+
NY              Cash Out Refinance                     5.5     Full Documentation           AA+
NY              Rate/Term Refinance                    8.7     Full Documentation           CC
FL              Purchase                              7.75     Full Documentation           AA+
GA              Purchase                              8.09     Full Documentation           AA+
VA              Purchase                             6.031     Full Documentation           AA+
NY              Purchase                              7.65     Stated Income Documentation  AA+
NY              Rate/Term Refinance                  10.05     Full Documentation           AA+
IL              Cash Out Refinance                    9.65     Full Documentation           A
IL              Rate/Term Refinance                   9.05     Full Documentation           B
IL              Rate/Term Refinance                   9.45     Full Documentation           C
TN              Purchase                              8.55     Full Documentation           AA+
NY              Cash Out Refinance                     6.3     Full Documentation           AA+
CO              Cash Out Refinance                    10.5     Full Documentation           AA+
CO              Cash Out Refinance                     9.6     Full Documentation           C
RI              Purchase                              6.55     Full Documentation           AA+
TX              Cash Out Refinance                    9.99     Full Documentation           AA+
MO              Purchase                              9.29     Full Documentation           AA+
MA              Cash Out Refinance                    8.25     Full Documentation           AA+
IL              Cash Out Refinance                     8.1     Full Documentation           AA+
FL              Purchase                               9.5     Stated Income Documentation  AA+
NY              Rate/Term Refinance                    9.1     Full Documentation           AA+
NC              Rate/Term Refinance                    8.8     Full Documentation           AA
PA              Rate/Term Refinance                  10.65     Stated Income Documentation  AA+
IN              Purchase                              9.35     Full Documentation           B
KY              Cash Out Refinance                    7.55     Full Documentation           AA+
WI              Rate/Term Refinance                   9.19     Full Documentation           A
MD              Cash Out Refinance                     7.4     Full Documentation           AA+
NH              Cash Out Refinance                     6.7     Stated Income Documentation  AA+
MA              Cash Out Refinance                    8.95     Full Documentation           AA+
MA              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
NJ              Cash Out Refinance                   11.05     Full Documentation           B
CA              Cash Out Refinance                    6.35     Business Bank Statements     AA+
NY              Purchase                              10.1     Stated Income Documentation  AA+
FL              Cash Out Refinance                    6.95     Full Documentation           AA+
NJ              Cash Out Refinance                    8.85     Full Documentation           A
MS              Purchase                              6.35     Full Documentation           AA+
MA              Cash Out Refinance                    10.5     Stated Income Documentation  AA+
MS              Purchase                               8.8     Full Documentation           AA
LA              Purchase                              7.69     Full Documentation           AA+
CT              Purchase                             10.14     Full Documentation           AA+
MA              Purchase                               7.9     Stated Income Documentation  AA+
GA              Cash Out Refinance                    9.35     Full Documentation           A
TX              Cash Out Refinance                    6.65     Stated Income Documentation  AA+
TX              Cash Out Refinance                    11.5     Full Documentation           CC
NJ              Cash Out Refinance                       6     Full Documentation           AA
TX              Purchase                              8.95     Full Documentation           AA+
FL              Cash Out Refinance                    7.75     Full Documentation           AA+
FL              Cash Out Refinance                     8.4     Full Documentation           AA+
FL              Cash Out Refinance                    7.99     Full Documentation           AA+
FL              Purchase                            10.875     Stated Income Documentation  AA+
NY              Cash Out Refinance                    6.89     Stated Income Documentation  AA+
NY              Cash Out Refinance                     5.9     Stated Income Documentation  AA+
VT              Purchase                              7.94     Stated Income Documentation  AA+
CA              Purchase                              6.55     Full Documentation           AA+
MO              Purchase                             10.25     Full Documentation           AA
TX              Purchase                             10.85     Stated Income Documentation  AA+
TX              Cash Out Refinance                    7.45     Full Documentation           AA+
WA              Purchase                               6.7     Full Documentation           AA+
FL              Cash Out Refinance                     9.9     Stated Income Documentation  B
ME              Purchase                               7.4     Stated Income Documentation  AA+
OR              Cash Out Refinance                    6.75     Full Documentation           AA
NV              Purchase                               7.8     Stated Income Documentation  AA+
FL              Cash Out Refinance                    5.85     Full Documentation           AA+
IN              Purchase                              7.85     Full Documentation           AA+
IL              Cash Out Refinance                    7.75     Full Documentation           AA+
SC              Cash Out Refinance                    6.59     Full Documentation           AA+
CA              Purchase                              5.65     Full Documentation           AA+
GA              Cash Out Refinance                     8.8     Full Documentation           AA+
PA              Cash Out Refinance                    5.99     Full Documentation           AA+
MA              Rate/Term Refinance                   10.6     Full Documentation           CC
MO              Purchase                               8.3     Full Documentation           AA+
IA              Cash Out Refinance                     8.2     Full Documentation           AA+
NH              Purchase                              7.55     Full Documentation           AA+
NY              Cash Out Refinance                  10.325     Stated Income Documentation  AA+
CT              Cash Out Refinance                     8.1     Stated Income Documentation  AA+
FL              Purchase                              8.45     Stated Income Documentation  AA+
FL              Cash Out Refinance                    7.35     Stated Income Documentation  AA+
WI              Cash Out Refinance                    8.05     Full Documentation           AA+
WI              Cash Out Refinance                    8.69     Full Documentation           AA
GA              Cash Out Refinance                    7.35     Full Documentation           AA+
ID              Purchase                               9.5     Stated Income Documentation  AA+
ME              Cash Out Refinance                    8.15     Full Documentation           AA+
NY              Cash Out Refinance                    9.95     Full Documentation           B
MA              Purchase                              6.95     Full Documentation           AA+
UT              Purchase                              6.75     Full Documentation           AA+
TX              Cash Out Refinance                    6.95     Full Documentation           AA+
OK              Purchase                               9.5     Full Documentation           B
FL              Rate/Term Refinance                  10.25     Stated Income Documentation  AA
FL              Cash Out Refinance                    7.15     Full Documentation           AA+
MA              Cash Out Refinance                    6.75     Full Documentation           AA+
NJ              Cash Out Refinance                    7.15     Full Documentation           B
FL              Cash Out Refinance                    8.45     Stated Income Documentation  AA
AL              Purchase                               8.2     Full Documentation           AA+
PA              Cash Out Refinance                   6.925     Full Documentation           AA+
MA              Cash Out Refinance                     9.4     Full Documentation           A
CA              Rate/Term Refinance                   5.99     Stated Income Documentation  AA+
FL              Cash Out Refinance                     8.9     Full Documentation           AA+
FL              Purchase                              6.59     Full Documentation           AA+
AZ              Cash Out Refinance                    7.19     Full Documentation           AA+
AZ              Purchase                               8.6     Full Documentation           AA+
CA              Cash Out Refinance                    11.9     Full Documentation           AA+
MA              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
MA              Cash Out Refinance                   6.975     Stated Income Documentation  AA+
FL              Purchase                               7.4     Full Documentation           AA+
TX              Cash Out Refinance                    7.35     Stated Income Documentation  AA+
TX              Cash Out Refinance                     8.2     Full Documentation           AA
MO              Cash Out Refinance                    7.35     Full Documentation           AA+
CA              Purchase                               6.6     Full Documentation           AA+
OK              Purchase                              7.75     Full Documentation           AA+
TX              Cash Out Refinance                     7.6     Full Documentation           AA+
MA              Cash Out Refinance                    6.35     Stated Income Documentation  AA+
FL              Purchase                               8.1     Stated Income Documentation  AA+
LA              Purchase                              7.15     Full Documentation           AA+
GA              Rate/Term Refinance                  7.775     Full Documentation           AA
MO              Cash Out Refinance                    8.25     Full Documentation           AA+
FL              Cash Out Refinance                   8.475     Full Documentation           A
ME              Cash Out Refinance                    5.85     Stated Income Documentation  AA+
KY              Purchase                                 9     Full Documentation           AA+
FL              Purchase                              6.55     Full Documentation           AA+
MA              Purchase                              6.85     Stated Income Documentation  AA+
NC              Cash Out Refinance                    7.39     Full Documentation           AA+
CT              Purchase                              6.29     Full Documentation           AA+
SD              Purchase                              7.95     Full Documentation           AA+
VA              Purchase                              7.85     Full Documentation           AA+
MA              Cash Out Refinance                       6     Stated Income Documentation  AA
CT              Purchase                               8.5     Full Documentation           AA+
MA              Cash Out Refinance                    6.65     Full Documentation           AA
VT              Cash Out Refinance                   8.875     Stated Income Documentation  AA+
OK              Purchase                              7.65     Full Documentation           AA+
NJ              Purchase                             6.975     Stated Income Documentation  AA+
NY              Cash Out Refinance                    7.35     Full Documentation           A
CO              Cash Out Refinance                    7.85     Full Documentation           AA+
IN              Purchase                               7.5     Full Documentation           AA+
MA              Purchase                               6.5     Stated Income Documentation  AA+
KS              Cash Out Refinance                    8.15     Full Documentation           AA
NY              Cash Out Refinance                     8.2     Full Documentation           AA
PA              Cash Out Refinance                    6.35     Full Documentation           AA+
IN              Purchase                              7.55     Full Documentation           AA+
GA              Cash Out Refinance                    6.99     Full Documentation           AA+
NJ              Purchase                              8.35     Full Documentation           AA+
ME              Rate/Term Refinance                    9.7     Full Documentation           C
FL              Cash Out Refinance                   8.065     Full Documentation           AA+
MA              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
ME              Cash Out Refinance                     6.2     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.45     Full Documentation           AA+
FL              Purchase                               7.9     Full Documentation           AA+
FL              Cash Out Refinance                    8.45     Full Documentation           AA
IL              Purchase                              5.99     Full Documentation           AA+
TX              Cash Out Refinance                    6.25     Stated Income Documentation  AA+
TX              Cash Out Refinance                    11.6     Full Documentation           C
MA              Purchase                              7.75     Stated Income Documentation  AA+
GA              Cash Out Refinance                    8.45     Full Documentation           AA+
AR              Cash Out Refinance                   10.05     Full Documentation           AA+
CO              Cash Out Refinance                    7.75     Full Documentation           AA+
MD              Cash Out Refinance                     8.5     Full Documentation           B
MD              Cash Out Refinance                     9.5     Full Documentation           A
MD              Cash Out Refinance                    9.35     Full Documentation           A
MD              Cash Out Refinance                   10.55     Full Documentation           B
MD              Cash Out Refinance                     9.2     Full Documentation           A
VT              Purchase                              7.65     Stated Income Documentation  AA+
NY              Cash Out Refinance                    6.89     Stated Income Documentation  AA+
MI              Purchase                             11.28     Stated Income Documentation  AA+
MA              Purchase                               7.3     Stated Income Documentation  AA+
ME              Cash Out Refinance                     7.7     Stated Income Documentation  AA+
TX              Cash Out Refinance                    6.35     Stated Income Documentation  AA+
FL              Cash Out Refinance                   7.225     Full Documentation           AA+
FL              Cash Out Refinance                       6     Full Documentation           AA+
FL              Purchase                              7.35     Stated Income Documentation  AA+
FL              Cash Out Refinance                    5.99     Full Documentation           AA+
MA              Cash Out Refinance                     6.6     Full Documentation           A
NY              Cash Out Refinance                    6.99     Stated Income Documentation  AA+
MA              Cash Out Refinance                    6.75     Full Documentation           AA
NY              Rate/Term Refinance                   5.25     Full Documentation           AA+
NY              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
NY              Cash Out Refinance                   6.375     Stated Income Documentation  AA+
NY              Cash Out Refinance                    7.15     Stated Income Documentation  AA+
NY              Cash Out Refinance                    8.75     Full Documentation           C
NY              Cash Out Refinance                    5.75     Stated Income Documentation  AA+
NY              Cash Out Refinance                       7     Full Documentation           B
PA              Purchase                              9.05     Full Documentation           AA+
RI              Cash Out Refinance                     5.8     Full Documentation           AA+
PA              Rate/Term Refinance                   6.35     Full Documentation           AA+
VA              Cash Out Refinance                       8     Full Documentation           B
IL              Cash Out Refinance                    7.25     Full Documentation           AA+
IL              Cash Out Refinance                     8.5     Full Documentation           AA+
IL              Cash Out Refinance                     6.4     Full Documentation           AA+
IL              Cash Out Refinance                    6.75     Full Documentation           AA+
MD              Cash Out Refinance                     8.8     Full Documentation           B
IN              Cash Out Refinance                       8     Full Documentation           AA+
MD              Purchase                              7.65     Full Documentation           AA+
IN              Purchase                              8.35     Full Documentation           AA+
IN              Purchase                              8.45     Full Documentation           AA+
TX              Purchase                             6.875     Full Documentation           AA+
CA              Cash Out Refinance                    7.55     Full Documentation           AA+
FL              Cash Out Refinance                    8.64     Full Documentation           AA+
GA              Cash Out Refinance                    8.15     Full Documentation           AA+
TX              Cash Out Refinance                   7.575     Stated Income Documentation  AA+
PA              Cash Out Refinance                       7     Full Documentation           AA+
VA              Cash Out Refinance                   6.875     Full Documentation           AA
VA              Cash Out Refinance                     7.2     Full Documentation           AA
FL              Purchase                              8.09     Full Documentation           AA+
SC              Rate/Term Refinance                  10.15     Full Documentation           B
NJ              Purchase                               8.1     Stated Income Documentation  AA+
TN              Purchase                              8.05     Full Documentation           AA+
CT              Purchase                              6.85     Stated Income Documentation  AA+
MA              Cash Out Refinance                    6.44     Stated Income Documentation  AA+
GA              Purchase                              9.05     Stated Income Documentation  AA+
MO              Rate/Term Refinance                  11.25     Full Documentation           AA+
NJ              Rate/Term Refinance                   7.99     Full Documentation           A
WI              Purchase                              7.99     Stated Income Documentation  AA+
IN              Cash Out Refinance                   10.19     Full Documentation           AA+
CT              Purchase                              7.99     Full Documentation           AA+
ME              Rate/Term Refinance                    5.6     Full Documentation           AA+
AR              Cash Out Refinance                    9.99     Full Documentation           AA
MA              Purchase                              6.65     Full Documentation           AA+
IN              Purchase                              8.54     Full Documentation           AA+
VA              Purchase                               7.4     Full Documentation           AA+
VA              Purchase                              8.35     Full Documentation           AA+
MA              Cash Out Refinance                    6.96     Full Documentation           AA+
IL              Rate/Term Refinance                   8.99     Full Documentation           AA+
MA              Cash Out Refinance                     6.6     Full Documentation           A
FL              Purchase                              7.99     Full Documentation           AA+
NJ              Cash Out Refinance                     7.7     Full Documentation           AA+
NJ              Cash Out Refinance                     9.4     Full Documentation           B
MS              Cash Out Refinance                     9.5     Full Documentation           AA+
FL              Purchase                              7.75     Full Documentation           AA+
FL              Purchase                              8.04     Full Documentation           AA+
FL              Purchase                              6.84     Full Documentation           AA+
NY              Cash Out Refinance                     6.5     Full Documentation           AA
PA              Cash Out Refinance                   11.24     Full Documentation           C
IA              Cash Out Refinance                    8.25     Full Documentation           B
ME              Cash Out Refinance                    8.45     Stated Income Documentation  AA+
PA              Purchase                               7.4     Stated Income Documentation  AA+
MO              Purchase                                 8     Full Documentation           AA+
TX              Purchase                              9.05     Full Documentation           AA+
TX              Purchase                              11.8     Full Documentation           AA
LA              Purchase                              6.85     Full Documentation           AA+
NH              Purchase                               8.9     Lite Documentation           AA+
NJ              Cash Out Refinance                    8.25     Full Documentation           AA
IL              Cash Out Refinance                     8.4     Full Documentation           AA+
GA              Cash Out Refinance                    6.15     Full Documentation           AA
CA              Cash Out Refinance                     6.5     Stated Income Documentation  AA+
IL              Cash Out Refinance                    6.95     Full Documentation           AA+
MA              Cash Out Refinance                    8.95     Full Documentation           AA+
NY              Cash Out Refinance                       6     Stated Income Documentation  AA+
MA              Cash Out Refinance                    7.75     Full Documentation           B
WA              Purchase                               5.8     Full Documentation           AA+
GA              Cash Out Refinance                    7.69     Full Documentation           AA
MA              Cash Out Refinance                     7.8     Full Documentation           AA+
TN              Purchase                                 7     Full Documentation           AA+
AZ              Cash Out Refinance                     8.3     Stated Income Documentation  AA+
AZ              Cash Out Refinance                   10.15     Stated Income Documentation  AA
MA              Purchase                              7.35     Stated Income Documentation  AA+
MA              Cash Out Refinance                     6.9     Full Documentation           AA+
FL              Cash Out Refinance                     7.5     Full Documentation           AA+
FL              Purchase                              7.49     Full Documentation           AA+
FL              Purchase                              6.95     Full Documentation           AA+
FL              Purchase                              6.25     Full Documentation           AA+
NJ              Purchase                               8.2     Full Documentation           AA+
MA              Cash Out Refinance                   10.65     Stated Income Documentation  AA+
WI              Cash Out Refinance                      10     Full Documentation           A
WI              Cash Out Refinance                    7.44     Full Documentation           A
FL              Cash Out Refinance                   7.995     Full Documentation           B
WI              Rate/Term Refinance                   8.79     Full Documentation           AA+
IA              Cash Out Refinance                    7.95     Full Documentation           AA+
CA              Cash Out Refinance                    6.55     Full Documentation           AA+
MI              Cash Out Refinance                    10.9     Full Documentation           A
FL              Purchase                               6.9     Stated Income Documentation  AA+
TX              Cash Out Refinance                   11.05     Full Documentation           C
NJ              Cash Out Refinance                     7.5     Full Documentation           AA+
MD              Cash Out Refinance                     9.2     Full Documentation           AA+
IA              Cash Out Refinance                    8.69     Full Documentation           AA+
MD              Cash Out Refinance                    8.75     Full Documentation           A
MA              Purchase                              6.55     Stated Income Documentation  AA+
PA              Purchase                               7.4     Full Documentation           AA+
PA              Rate/Term Refinance                   7.35     Full Documentation           AA+
WI              Cash Out Refinance                    8.05     Full Documentation           AA
NJ              Cash Out Refinance                   7.375     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.99     Full Documentation           AA+
TX              Cash Out Refinance                     7.4     Stated Income Documentation  AA+
WA              Purchase                              6.45     Full Documentation           AA+
FL              Purchase                               8.4     Full Documentation           AA+
VA              Cash Out Refinance                     8.8     Full Documentation           B
AZ              Cash Out Refinance                   12.64     Stated Income Documentation  AA+
MD              Rate/Term Refinance                   8.99     Full Documentation           AA+
MA              Cash Out Refinance                    6.35     Full Documentation           AA+
CA              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
IN              Purchase                                10     Full Documentation           AA+
IL              Purchase                               8.8     Stated Income Documentation  AA+
VT              Cash Out Refinance                     6.9     Full Documentation           AA+
KY              Purchase                              8.25     Full Documentation           AA+
NC              Cash Out Refinance                   8.875     Full Documentation           A
MS              Purchase                               9.2     Full Documentation           AA+
VT              Cash Out Refinance                    9.35     Full Documentation           AA+
WI              Cash Out Refinance                    7.99     Full Documentation           AA+
NY              Cash Out Refinance                   5.975     Stated Income Documentation  AA
FL              Purchase                              6.85     Full Documentation           AA+
NJ              Purchase                              7.65     Stated Income Documentation  AA+
GA              Cash Out Refinance                     9.6     Full Documentation           AA+
IL              Cash Out Refinance                     7.6     Full Documentation           AA+
FL              Purchase                               9.2     Full Documentation           AA+
VA              Purchase                               8.7     Full Documentation           AA+
NJ              Purchase                              11.5     Stated Income Documentation  AA+
NJ              Cash Out Refinance                    7.72     Full Documentation           AA+
NJ              Cash Out Refinance                    8.89     Full Documentation           AA+
FL              Cash Out Refinance                    8.14     Full Documentation           AA+
MA              Cash Out Refinance                    8.05     Full Documentation           AA+
MA              Cash Out Refinance                     6.9     Full Documentation           AA+
DC              Purchase                              5.95     Full Documentation           AA+
MA              Cash Out Refinance                     8.3     Full Documentation           AA
PA              Cash Out Refinance                    7.19     Full Documentation           AA+
CT              Cash Out Refinance                     7.4     Full Documentation           AA+
CT              Purchase                               7.3     Full Documentation           AA+
IL              Cash Out Refinance                    7.15     Full Documentation           AA+
IL              Cash Out Refinance                    7.99     Full Documentation           AA+
PA              Purchase                               8.5     Full Documentation           AA+
FL              Purchase                              8.75     Full Documentation           AA+
NJ              Purchase                              6.99     Full Documentation           A
MA              Cash Out Refinance                    6.99     Stated Income Documentation  AA+
MO              Purchase                              9.64     Full Documentation           AA+
MA              Purchase                              7.85     Full Documentation           AA+
VA              Cash Out Refinance                    8.95     Full Documentation           B
VA              Cash Out Refinance                     7.6     Full Documentation           AA
TX              Purchase                              9.74     Full Documentation           AA+
MA              Cash Out Refinance                     7.5     Full Documentation           AA
MD              Purchase                               6.9     Full Documentation           AA+
WI              Rate/Term Refinance                   6.99     Full Documentation           AA+
MD              Cash Out Refinance                     8.9     Full Documentation           AA
MD              Purchase                               7.2     Full Documentation           AA+
NC              Cash Out Refinance                     9.6     Full Documentation           C
TX              Cash Out Refinance                   10.85     Full Documentation           C
NJ              Cash Out Refinance                    9.25     Full Documentation           A
MA              Rate/Term Refinance                    7.5     Full Documentation           AA+
KY              Purchase                               9.4     Full Documentation           AA+
FL              Cash Out Refinance                     7.3     Full Documentation           AA+
NJ              Cash Out Refinance                    9.25     Full Documentation           AA
VT              Cash Out Refinance                     7.7     Full Documentation           AA+
NY              Purchase                               8.7     Stated Income Documentation  AA+
NY              Rate/Term Refinance                  6.225     Stated Income Documentation  AA+
NY              Rate/Term Refinance                   5.99     Stated Income Documentation  AA+
NY              Cash Out Refinance                     7.4     Full Documentation           AA
TX              Purchase                              8.35     Full Documentation           AA+
GA              Cash Out Refinance                     9.2     Full Documentation           AA+
TX              Cash Out Refinance                     8.7     Full Documentation           A
NC              Cash Out Refinance                    9.15     Full Documentation           AA
IL              Cash Out Refinance                    6.25     Full Documentation           AA+
MA              Cash Out Refinance                     7.6     Full Documentation           AA+
IL              Cash Out Refinance                   10.65     Full Documentation           AA
AL              Purchase                               5.6     Stated Income Documentation  AA
VA              Purchase                              9.75     Full Documentation           AA+
NY              Cash Out Refinance                    8.45     Full Documentation           B
LA              Purchase                                10     Full Documentation           AA+
MA              Cash Out Refinance                    6.84     Full Documentation           AA+
MD              Cash Out Refinance                    9.45     Stated Income Documentation  AA+
FL              Purchase                               7.7     Full Documentation           AA+
FL              Purchase                                 8     Full Documentation           AA+
WI              Cash Out Refinance                    7.85     Full Documentation           AA+
IA              Rate/Term Refinance                   8.35     Full Documentation           AA+
MI              Cash Out Refinance                      10     Full Documentation           AA+
MI              Cash Out Refinance                    11.4     Full Documentation           B
MI              Cash Out Refinance                  11.725     Full Documentation           C
MI              Cash Out Refinance                     9.6     Full Documentation           A
GA              Purchase                              8.95     Full Documentation           AA+
TN              Cash Out Refinance                   11.05     Stated Income Documentation  AA
OR              Purchase                              6.75     Stated Income Documentation  AA+
CT              Cash Out Refinance                    6.25     Stated Income Documentation  B
NJ              Cash Out Refinance                    7.15     Stated Income Documentation  AA+
PA              Cash Out Refinance                    9.45     Stated Income Documentation  AA
NJ              Purchase                               8.6     Full Documentation           AA+
NJ              Purchase                              6.65     Full Documentation           AA+
NJ              Rate/Term Refinance                   7.55     Stated Income Documentation  AA+
NC              Rate/Term Refinance                   8.65     Full Documentation           AA
NJ              Cash Out Refinance                    10.2     Full Documentation           AA+
VA              Cash Out Refinance                     8.6     Full Documentation           AA
WA              Purchase                               6.7     Full Documentation           AA+
MO              Purchase                               8.6     Full Documentation           AA+
NC              Cash Out Refinance                    9.54     Full Documentation           A
IN              Purchase                               9.3     Full Documentation           AA+
NJ              Cash Out Refinance                    6.84     Full Documentation           AA+
VA              Cash Out Refinance                     9.2     Full Documentation           AA+
MI              Cash Out Refinance                     8.5     Full Documentation           A
NV              Cash Out Refinance                   10.95     Stated Income Documentation  AA+
VA              Cash Out Refinance                     6.3     Full Documentation           AA+
NJ              Cash Out Refinance                     7.5     Full Documentation           AA+
MO              Purchase                               8.8     Full Documentation           AA+
IN              Cash Out Refinance                   9.775     Full Documentation           AA+
CA              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
NJ              Purchase                               7.4     Stated Income Documentation  AA+
TX              Purchase                              6.95     Stated Income Documentation  AA+
FL              Rate/Term Refinance                   8.85     Full Documentation           AA
FL              Purchase                               7.6     Stated Income Documentation  AA+
FL              Rate/Term Refinance                   8.75     Full Documentation           AA+
NJ              Purchase                              7.29     Stated Income Documentation  AA+
IL              Cash Out Refinance                   12.12     Full Documentation           AA+
ME              Purchase                               6.4     Stated Income Documentation  AA+
HI              Purchase                              6.55     Full Documentation           AA+
TX              Purchase                              9.65     Full Documentation           AA+
MN              Cash Out Refinance                     9.5     Stated Income Documentation  AA+
NJ              Purchase                              7.69     Stated Income Documentation  AA+
MI              Cash Out Refinance                   10.98     Full Documentation           CC
FL              Cash Out Refinance                    7.05     Full Documentation           A
GA              Cash Out Refinance                    9.65     Full Documentation           AA+
PA              Cash Out Refinance                   10.75     Stated Income Documentation  AA+
CA              Purchase                              6.25     Stated Income Documentation  AA+
NJ              Cash Out Refinance                   7.275     Stated Income Documentation  AA
MA              Purchase                              6.75     Stated Income Documentation  AA+
TX              Cash Out Refinance                     9.6     Full Documentation           B
AR              Rate/Term Refinance                   8.05     Full Documentation           AA+
WI              Cash Out Refinance                     8.1     Full Documentation           AA+
WI              Purchase                                 8     Stated Income Documentation  AA+
GA              Rate/Term Refinance                   8.45     Stated Income Documentation  AA+
NJ              Cash Out Refinance                    7.49     Stated Income Documentation  AA+
TX              Purchase                              8.75     Stated Income Documentation  AA+
FL              Cash Out Refinance                     6.3     Full Documentation           AA+
AZ              Purchase                               6.8     Stated Income Documentation  AA+
FL              Cash Out Refinance                    8.25     Full Documentation           A
FL              Cash Out Refinance                    7.05     Stated Income Documentation  AA+
FL              Cash Out Refinance                   6.625     Stated Income Documentation  AA+
FL              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
FL              Cash Out Refinance                    6.25     Stated Income Documentation  AA+
VT              Purchase                               8.7     Stated Income Documentation  AA
NJ              Cash Out Refinance                       6     Full Documentation           A
MA              Cash Out Refinance                    7.25     Full Documentation           AA+
WI              Cash Out Refinance                    8.25     Full Documentation           AA+
WI              Cash Out Refinance                       8     Full Documentation           A
CA              Purchase                            11.275     Stated Income Documentation  AA+
IN              Purchase                               6.8     Full Documentation           AA+
FL              Cash Out Refinance                    7.75     Full Documentation           AA
FL              Purchase                              7.99     Stated Income Documentation  AA+
VA              Cash Out Refinance                     9.2     Full Documentation           AA+
NV              Cash Out Refinance                     9.7     Full Documentation           C
RI              Purchase                                 7     Full Documentation           AA+
MA              Cash Out Refinance                     6.6     Full Documentation           AA+
MA              Cash Out Refinance                    6.15     Stated Income Documentation  AA+
NC              Rate/Term Refinance                   9.19     Full Documentation           AA+
CA              Cash Out Refinance                    6.99     Stated Income Documentation  AA+
FL              Cash Out Refinance                     7.3     Stated Income Documentation  AA
OK              Purchase                               6.9     Full Documentation           AA+
OK              Purchase                               7.9     Full Documentation           AA+
OK              Purchase                               8.6     Full Documentation           AA+
OK              Purchase                              7.65     Full Documentation           AA+
OK              Purchase                               8.6     Full Documentation           AA+
TX              Rate/Term Refinance                   8.75     Stated Income Documentation  AA+
WI              Purchase                               6.9     Full Documentation           AA+
MD              Cash Out Refinance                     9.4     Full Documentation           AA
FL              Cash Out Refinance                    6.75     Full Documentation           AA
FL              Purchase                               6.2     Stated Income Documentation  AA+
TX              Purchase                              8.85     Full Documentation           AA+
PA              Purchase                             8.475     Full Documentation           AA+
MA              Rate/Term Refinance                  10.44     Full Documentation           CC
FL              Purchase                              6.95     Full Documentation           AA+
NY              Cash Out Refinance                    10.7     Full Documentation           CC
FL              Purchase                              6.75     Stated Income Documentation  AA+
FL              Cash Out Refinance                    10.1     Full Documentation           A
FL              Purchase                              6.65     Full Documentation           AA+
CO              Purchase                               5.2     Full Documentation           AA+
CA              Cash Out Refinance                     6.4     Full Documentation           AA+
CA              Cash Out Refinance                    6.95     Full Documentation           AA+
CA              Cash Out Refinance                       6     Full Documentation           A
IN              Cash Out Refinance                       8     Full Documentation           AA+
IN              Cash Out Refinance                     7.9     Full Documentation           AA+
VA              Purchase                               8.7     Full Documentation           AA+
VA              Purchase                             10.25     Stated Income Documentation  AA+
NY              Cash Out Refinance                    7.85     Full Documentation           A
MA              Cash Out Refinance                       7     Full Documentation           AA
UT              Cash Out Refinance                     6.8     Full Documentation           AA+
TX              Cash Out Refinance                   11.65     Stated Income Documentation  AA
CA              Cash Out Refinance                    6.35     Full Documentation           AA+
CA              Cash Out Refinance                    7.55     Full Documentation           AA+
CA              Purchase                            10.875     Stated Income Documentation  AA+
CA              Purchase                               8.8     Stated Income Documentation  B
NJ              Cash Out Refinance                     7.5     Stated Income Documentation  AA+
NY              Cash Out Refinance                     7.3     Stated Income Documentation  AA+
FL              Purchase                              7.35     Full Documentation           AA+
NY              Purchase                               5.9     Full Documentation           AA+
CA              Cash Out Refinance                     7.7     Stated Income Documentation  AA+
IL              Cash Out Refinance                     8.2     Full Documentation           AA+
WI              Cash Out Refinance                    8.05     Full Documentation           AA+
FL              Cash Out Refinance                     9.9     Full Documentation           B
FL              Cash Out Refinance                     8.8     Full Documentation           A
FL              Cash Out Refinance                    7.25     Full Documentation           A
FL              Cash Out Refinance                    8.34     Full Documentation           B
TX              Cash Out Refinance                    11.3     Full Documentation           B
UT              Purchase                               6.5     Full Documentation           AA+
NH              Purchase                              6.95     Full Documentation           AA+
NJ              Purchase                              7.35     Stated Income Documentation  AA+
NJ              Purchase                              7.85     Stated Income Documentation  AA+
CA              Cash Out Refinance                    7.65     Stated Income Documentation  A
NH              Cash Out Refinance                     5.9     Stated Income Documentation  AA+
MS              Purchase                              7.35     Full Documentation           AA+
FL              Cash Out Refinance                    6.85     Stated Income Documentation  A
TX              Purchase                              7.95     Full Documentation           AA+
DC              Cash Out Refinance                    8.65     Full Documentation           C
DC              Cash Out Refinance                    7.75     Full Documentation           C
DC              Cash Out Refinance                   7.325     Stated Income Documentation  AA+
IA              Cash Out Refinance                     9.8     Full Documentation           AA+
WI              Cash Out Refinance                   10.54     Full Documentation           B
RI              Cash Out Refinance                    8.95     Full Documentation           AA
NY              Cash Out Refinance                    7.25     Full Documentation           AA+
NY              Cash Out Refinance                    9.45     Full Documentation           C
MA              Rate/Term Refinance                   6.75     Full Documentation           AA
VT              Cash Out Refinance                    8.99     Full Documentation           AA+
FL              Cash Out Refinance                    6.95     Full Documentation           AA+
MA              Cash Out Refinance                   10.25     Stated Income Documentation  AA+
TX              Purchase                               9.8     Full Documentation           AA+
VA              Cash Out Refinance                     7.2     Full Documentation           AA
CT              Cash Out Refinance                    6.99     Stated Income Documentation  AA+
MD              Cash Out Refinance                    9.85     Full Documentation           AA+
MD              Cash Out Refinance                    8.94     Full Documentation           AA+
IN              Purchase                               9.5     Full Documentation           AA+
IL              Cash Out Refinance                     8.8     Full Documentation           AA+
CT              Cash Out Refinance                    7.35     Stated Income Documentation  AA+
ME              Purchase                              6.55     Stated Income Documentation  AA+
TX              Purchase                              8.25     Full Documentation           AA+
MA              Cash Out Refinance                    6.99     Stated Income Documentation  A
CT              Cash Out Refinance                    5.89     Stated Income Documentation  AA+
NY              Cash Out Refinance                     8.6     Full Documentation           AA+
NY              Purchase                               5.8     Stated Income Documentation  AA+
NY              Cash Out Refinance                    9.49     Full Documentation           AA+
IN              Purchase                               9.3     Full Documentation           AA+
TX              Cash Out Refinance                    9.35     Stated Income Documentation  AA+
CA              Cash Out Refinance                    7.35     Full Documentation           A
GA              Purchase                             10.05     Full Documentation           AA+
NC              Purchase                               8.3     Stated Income Documentation  AA+
VA              Cash Out Refinance                    7.95     Full Documentation           AA+
VA              Cash Out Refinance                    7.55     Full Documentation           AA+
VA              Cash Out Refinance                    5.85     Full Documentation           AA+
CA              Cash Out Refinance                     6.6     Stated Income Documentation  A
FL              Purchase                              8.35     Stated Income Documentation  AA+
VT              Purchase                               7.4     Stated Income Documentation  AA+
FL              Purchase                               8.3     Full Documentation           AA+
CA              Cash Out Refinance                    7.95     Full Documentation           A
RI              Cash Out Refinance                    7.45     Full Documentation           AA
TX              Purchase                              8.19     Full Documentation           AA+
TX              Purchase                               6.2     Full Documentation           AA+
TX              Purchase                              8.75     Full Documentation           AA+
TX              Purchase                              9.09     Full Documentation           AA+
TX              Purchase                              9.95     Full Documentation           AA+
TX              Purchase                              7.64     Full Documentation           AA+
TX              Purchase                               7.9     Full Documentation           AA+
FL              Purchase                               9.9     Stated Income Documentation  B
IL              Cash Out Refinance                    6.95     Stated Income Documentation  AA+
MI              Cash Out Refinance                     8.8     Full Documentation           AA
UT              Purchase                              6.75     Full Documentation           AA+
VT              Rate/Term Refinance                   8.25     Stated Income Documentation  AA+
CT              Cash Out Refinance                    8.99     Stated Income Documentation  AA+
PA              Cash Out Refinance                   8.275     Stated Income Documentation  AA+
MI              Cash Out Refinance                    7.24     Full Documentation           AA+
TX              Rate/Term Refinance                    7.5     Full Documentation           AA+
WI              Cash Out Refinance                    6.99     Full Documentation           AA+
PA              Cash Out Refinance                     9.1     Full Documentation           C
CA              Cash Out Refinance                    7.95     Full Documentation           A
CA              Cash Out Refinance                    11.8     Stated Income Documentation  AA
FL              Cash Out Refinance                    8.15     Stated Income Documentation  AA+
NJ              Cash Out Refinance                    6.65     Full Documentation           AA+
CA              Purchase                              7.05     Business Bank Statements     AA
MA              Purchase                               7.3     Stated Income Documentation  AA+
NV              Purchase                              5.95     Full Documentation           AA+
MI              Purchase                              8.85     Full Documentation           AA+
MI              Purchase                              11.2     Full Documentation           AA
IN              Purchase                              9.65     Full Documentation           B
CA              Purchase                              6.45     Full Documentation           AA+
NJ              Rate/Term Refinance                      9     Stated Income Documentation  B
CA              Cash Out Refinance                     7.6     Full Documentation           B
TX              Cash Out Refinance                   10.05     Stated Income Documentation  AA+
MD              Cash Out Refinance                    6.95     Full Documentation           AA
TX              Purchase                              7.65     Full Documentation           AA+
MI              Cash Out Refinance                    8.65     Full Documentation           AA
TX              Purchase                               9.4     Full Documentation           AA+
AZ              Purchase                               8.1     Stated Income Documentation  AA+
NY              Cash Out Refinance                     6.5     Stated Income Documentation  AA+
NC              Cash Out Refinance                     7.7     Stated Income Documentation  AA+
IN              Rate/Term Refinance                  10.05     Full Documentation           AA+
VT              Cash Out Refinance                    7.55     Full Documentation           AA+
MI              Purchase                              8.45     Full Documentation           AA+
HI              Purchase                              7.75     Full Documentation           AA+
TX              Cash Out Refinance                    9.65     Full Documentation           B
TX              Purchase                               9.7     Full Documentation           AA
TX              Cash Out Refinance                       8     Full Documentation           AA+
TX              Cash Out Refinance                    8.15     Full Documentation           AA+
TX              Purchase                               8.5     Full Documentation           AA+
FL              Purchase                              7.99     Full Documentation           AA+
PA              Cash Out Refinance                   10.85     Full Documentation           C
HI              Cash Out Refinance                     5.9     Stated Income Documentation  AA+
CA              Purchase                               6.9     Full Documentation           AA+
TX              Purchase                              7.35     Full Documentation           AA+
FL              Cash Out Refinance                   10.55     Stated Income Documentation  AA+
KS              Cash Out Refinance                   10.45     Full Documentation           A
SC              Cash Out Refinance                    7.25     Full Documentation           AA+
PA              Cash Out Refinance                    8.25     Full Documentation           A
IN              Purchase                              8.95     Full Documentation           AA+
KY              Cash Out Refinance                     6.5     Full Documentation           A
CA              Cash Out Refinance                    6.55     Stated Income Documentation  AA+
CA              Purchase                              6.25     Full Documentation           AA+
TX              Purchase                              8.25     Full Documentation           AA+
MA              Cash Out Refinance                     6.7     Full Documentation           AA+
NY              Purchase                               7.4     Stated Income Documentation  AA+
TX              Cash Out Refinance                   10.65     Full Documentation           B
KS              Cash Out Refinance                    8.85     Full Documentation           AA+
AZ              Cash Out Refinance                     8.4     Full Documentation           AA+
FL              Cash Out Refinance                    7.95     Full Documentation           A
VA              Cash Out Refinance                     7.3     Full Documentation           AA+
NC              Cash Out Refinance                     8.7     Stated Income Documentation  AA+
WI              Cash Out Refinance                     8.8     Full Documentation           AA+
WI              Cash Out Refinance                    8.25     Full Documentation           AA
WI              Cash Out Refinance                     6.8     Full Documentation           AA+
WI              Purchase                              7.79     Full Documentation           AA+
WI              Cash Out Refinance                    9.95     Full Documentation           AA
WI              Cash Out Refinance                     8.1     Full Documentation           AA+
NY              Cash Out Refinance                     8.4     Full Documentation           A
CO              Purchase                              6.85     Stated Income Documentation  AA+
IN              Purchase                              10.9     Full Documentation           AA+
NH              Cash Out Refinance                    6.73     Full Documentation           AA+
WA              Purchase                              7.65     Full Documentation           AA+
WA              Purchase                              7.65     Full Documentation           AA+
ID              Cash Out Refinance                     9.6     Full Documentation           AA+
KY              Purchase                              8.65     Full Documentation           AA+
CT              Cash Out Refinance                     9.6     Stated Income Documentation  AA+
FL              Cash Out Refinance                     8.5     Full Documentation           B
FL              Cash Out Refinance                   6.625     Stated Income Documentation  AA+
NJ              Cash Out Refinance                     8.3     Full Documentation           AA+
MA              Cash Out Refinance                     5.8     Stated Income Documentation  AA+
DE              Cash Out Refinance                    6.15     Full Documentation           A
DE              Cash Out Refinance                    7.15     Full Documentation           A
CT              Cash Out Refinance                    6.99     Stated Income Documentation  AA+
PA              Purchase                              7.15     Full Documentation           AA+
CA              Cash Out Refinance                    5.99     Full Documentation           AA+
CA              Cash Out Refinance                    11.6     Full Documentation           AA
IL              Cash Out Refinance                    8.25     Full Documentation           AA+
CA              Cash Out Refinance                     5.5     Full Documentation           A
NJ              Purchase                               7.4     Stated Income Documentation  AA+
FL              Cash Out Refinance                    7.99     Stated Income Documentation  B
FL              Purchase                              6.55     Full Documentation           AA+
NY              Purchase                               7.7     Stated Income Documentation  AA
RI              Cash Out Refinance                   6.875     Stated Income Documentation  AA+
NY              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
FL              Cash Out Refinance                     7.8     Full Documentation           AA+
CA              Cash Out Refinance                     6.4     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.45     Stated Income Documentation  AA+
CA              Cash Out Refinance                    11.4     Stated Income Documentation  AA
NJ              Cash Out Refinance                    7.99     Stated Income Documentation  AA+
AZ              Cash Out Refinance                     6.8     Full Documentation           AA+
IN              Purchase                               7.5     Full Documentation           AA+
UT              Purchase                              6.45     Full Documentation           AA+
TX              Purchase                              7.49     Full Documentation           AA+
NY              Rate/Term Refinance                    8.6     Full Documentation           B
MI              Cash Out Refinance                     6.9     Full Documentation           AA+
CA              Purchase                              5.45     Full Documentation           AA+
MI              Purchase                              7.84     Full Documentation           B
CA              Cash Out Refinance                   6.375     Stated Income Documentation  AA+
WI              Purchase                              8.85     Stated Income Documentation  AA+
GA              Purchase                               9.3     Full Documentation           AA+
VA              Purchase                              8.65     Full Documentation           AA+
NY              Rate/Term Refinance                    7.5     Full Documentation           AA
NY              Rate/Term Refinance                  10.75     Full Documentation           CC
CA              Cash Out Refinance                    5.05     Full Documentation           AA
MO              Purchase                               8.3     Full Documentation           AA+
LA              Purchase                              7.59     Full Documentation           AA+
CA              Purchase                               6.8     Stated Income Documentation  AA+
TX              Cash Out Refinance                    9.75     Stated Income Documentation  AA+
TX              Purchase                              7.99     Full Documentation           AA+
CA              Rate/Term Refinance                   6.15     Full Documentation           AA+
NJ              Cash Out Refinance                     7.5     Full Documentation           AA
PA              Purchase                              7.45     Full Documentation           AA+
MA              Cash Out Refinance                    10.9     Full Documentation           B
MA              Cash Out Refinance                    7.75     Full Documentation           A
TX              Purchase                              8.25     Full Documentation           AA+
TX              Purchase                              8.59     Full Documentation           AA+
MO              Cash Out Refinance                    7.89     Full Documentation           AA
MA              Purchase                              7.85     Full Documentation           AA+
FL              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
MD              Cash Out Refinance                    8.89     Full Documentation           AA
FL              Purchase                              7.35     Stated Income Documentation  AA+
FL              Purchase                               7.5     Stated Income Documentation  AA+
FL              Rate/Term Refinance                   8.75     Full Documentation           A
NC              Purchase                              10.2     Stated Income Documentation  B
NJ              Purchase                             10.25     Full Documentation           AA
MT              Cash Out Refinance                    6.94     Full Documentation           AA+
AZ              Purchase                                 8     Stated Income Documentation  AA
AZ              Cash Out Refinance                    9.69     Full Documentation           C
CA              Purchase                              5.49     Full Documentation           AA+
IN              Purchase                                 7     Full Documentation           AA+
FL              Purchase                              8.05     Full Documentation           AA+
VA              Cash Out Refinance                   7.425     Full Documentation           AA+
NJ              Rate/Term Refinance                   7.75     Full Documentation           AA+
MI              Rate/Term Refinance                   8.95     Full Documentation           AA+
TX              Cash Out Refinance                    9.95     Stated Income Documentation  AA+
RI              Cash Out Refinance                    5.44     Full Documentation           AA+
GA              Cash Out Refinance                    8.55     Full Documentation           AA+
MA              Purchase                              6.99     Stated Income Documentation  AA+
IL              Cash Out Refinance                    9.55     Full Documentation           B
NC              Rate/Term Refinance                   5.99     Full Documentation           AA+
VA              Cash Out Refinance                    6.77     Stated Income Documentation  AA+
TX              Purchase                               6.9     Stated Income Documentation  AA+
TX              Purchase                               9.5     Full Documentation           AA
NC              Cash Out Refinance                     7.5     Full Documentation           AA+
MA              Cash Out Refinance                    7.25     Full Documentation           AA+
GA              Cash Out Refinance                     9.3     Full Documentation           AA+
CA              Cash Out Refinance                    8.65     Full Documentation           AA
GA              Cash Out Refinance                     8.4     Full Documentation           AA
FL              Cash Out Refinance                     8.9     Full Documentation           AA
LA              Purchase                              7.75     Full Documentation           AA+
NY              Cash Out Refinance                    6.99     Stated Income Documentation  AA+
TX              Purchase                               9.3     Full Documentation           AA+
IL              Cash Out Refinance                    9.05     Full Documentation           AA+
MA              Purchase                              8.55     Stated Income Documentation  AA+
IL              Cash Out Refinance                    9.14     Full Documentation           AA+
MA              Cash Out Refinance                       6     Full Documentation           AA+
PA              Purchase                              6.25     Full Documentation           AA+
VA              Purchase                              7.96     Full Documentation           AA+
MO              Rate/Term Refinance                   8.15     Full Documentation           AA+
ID              Cash Out Refinance                     8.4     Full Documentation           AA+
MA              Cash Out Refinance                    7.64     Stated Income Documentation  AA
MI              Rate/Term Refinance                  6.975     Full Documentation           A
CT              Cash Out Refinance                    7.75     Stated Income Documentation  AA+
KS              Rate/Term Refinance                   11.5     Full Documentation           CC
NJ              Cash Out Refinance                    6.75     Full Documentation           AA+
VT              Rate/Term Refinance                  11.25     Stated Income Documentation  AA+
IL              Cash Out Refinance                    9.75     Full Documentation           B
NC              Purchase                              10.4     Stated Income Documentation  AA+
VA              Purchase                               6.3     Full Documentation           AA+
VA              Purchase                               7.4     Full Documentation           AA+
NJ              Cash Out Refinance                    9.15     Full Documentation           AA
MA              Purchase                              7.99     Stated Income Documentation  AA+
TX              Purchase                               9.4     Full Documentation           AA
MI              Purchase                              9.85     Full Documentation           AA+
RI              Cash Out Refinance                    5.15     Full Documentation           AA+
FL              Purchase                               7.4     Full Documentation           AA
TX              Purchase                               7.8     Full Documentation           AA+
PA              Cash Out Refinance                    9.64     Full Documentation           AA+
FL              Purchase                               8.5     Full Documentation           AA+
TX              Purchase                              8.45     Full Documentation           AA+
CA              Purchase                               6.2     Stated Income Documentation  AA+
FL              Cash Out Refinance                   12.25     Stated Income Documentation  AA
TX              Rate/Term Refinance                   5.69     Full Documentation           AA+
MI              Cash Out Refinance                    8.85     Full Documentation           AA+
MI              Cash Out Refinance                    8.74     Full Documentation           AA+
DE              Cash Out Refinance                    7.95     Full Documentation           AA+
CA              Cash Out Refinance                    8.85     Stated Income Documentation  AA+
TX              Cash Out Refinance                    7.35     Full Documentation           AA
NY              Cash Out Refinance                     8.8     Full Documentation           AA+
NY              Cash Out Refinance                    12.6     Stated Income Documentation  AA+
RI              Cash Out Refinance                   7.125     Full Documentation           AA+
PA              Cash Out Refinance                   6.765     Full Documentation           AA+
WI              Rate/Term Refinance                   8.19     Full Documentation           AA+
TX              Purchase                              8.75     Full Documentation           AA+
TX              Purchase                              8.75     Full Documentation           AA+
TX              Purchase                               8.3     Full Documentation           AA+
CT              Cash Out Refinance                       9     Full Documentation           A
CA              Rate/Term Refinance                    7.1     Full Documentation           B
CA              Purchase                              5.85     Stated Income Documentation  AA+
MA              Cash Out Refinance                     5.9     Full Documentation           AA+
AL              Cash Out Refinance                    6.65     Full Documentation           AA+
WI              Rate/Term Refinance                      9     Full Documentation           A
CA              Cash Out Refinance                   11.65     Stated Income Documentation  AA
FL              Rate/Term Refinance                   6.25     Full Documentation           AA+
IN              Purchase                               9.1     Full Documentation           AA+
MD              Purchase                              8.15     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.74     Full Documentation           AA
TX              Purchase                              9.25     Full Documentation           AA+
TX              Purchase                                 9     Full Documentation           AA+
AZ              Purchase                             6.165     Full Documentation           AA+
TX              Cash Out Refinance                     9.5     Stated Income Documentation  AA
NC              Cash Out Refinance                     9.3     Full Documentation           AA+
SC              Cash Out Refinance                    7.89     Full Documentation           AA+
NY              Cash Out Refinance                    9.25     Stated Income Documentation  A
MS              Purchase                              8.95     Full Documentation           AA+
CA              Cash Out Refinance                     6.8     Full Documentation           AA+
CA              Purchase                               5.6     Full Documentation           AA+
WA              Cash Out Refinance                    8.55     Full Documentation           A
TX              Purchase                                 8     Full Documentation           AA+
TX              Purchase                              8.25     Full Documentation           AA+
TX              Purchase                              7.99     Full Documentation           AA+
TX              Purchase                              7.75     Full Documentation           AA+
TX              Purchase                              7.15     Full Documentation           AA+
TX              Purchase                              10.3     Full Documentation           AA+
FL              Cash Out Refinance                    7.49     Stated Income Documentation  AA+
MA              Purchase                              8.85     Stated Income Documentation  AA+
CA              Cash Out Refinance                    8.35     Full Documentation           AA+
CA              Cash Out Refinance                    8.85     Full Documentation           C
MI              Cash Out Refinance                    8.64     Full Documentation           AA+
OK              Cash Out Refinance                     5.6     Full Documentation           AA+
TX              Purchase                              7.84     Full Documentation           AA+
TX              Purchase                              8.25     Full Documentation           AA+
TX              Purchase                                 9     Full Documentation           AA+
TX              Purchase                              6.99     Stated Income Documentation  AA+
SC              Cash Out Refinance                    8.95     Full Documentation           AA+
PA              Cash Out Refinance                    8.05     Full Documentation           AA+
ME              Cash Out Refinance                     7.7     Full Documentation           AA+
NJ              Cash Out Refinance                   6.925     Stated Income Documentation  AA+
NY              Cash Out Refinance                   12.75     Stated Income Documentation  AA+
AZ              Cash Out Refinance                    7.45     Full Documentation           AA+
FL              Purchase                              8.55     Stated Income Documentation  AA+
CO              Purchase                               6.4     Full Documentation           AA+
CA              Cash Out Refinance                     6.3     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.45     Stated Income Documentation  AA+
KY              Purchase                              10.9     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
MI              Purchase                               8.2     Full Documentation           AA+
MA              Cash Out Refinance                   12.65     Stated Income Documentation  AA
FL              Cash Out Refinance                     9.6     Full Documentation           AA
FL              Purchase                              7.65     Stated Income Documentation  AA+
CT              Cash Out Refinance                    7.75     Stated Income Documentation  AA+
CA              Purchase                               8.1     Full Documentation           B
CA              Cash Out Refinance                    7.95     Full Documentation           C
IL              Cash Out Refinance                     8.2     Full Documentation           AA+
KY              Purchase                               8.2     Full Documentation           AA+
NC              Cash Out Refinance                    8.95     Full Documentation           AA+
SC              Cash Out Refinance                    8.85     Stated Income Documentation  AA
IL              Cash Out Refinance                    7.95     Full Documentation           AA+
NH              Cash Out Refinance                    7.75     Full Documentation           AA
IA              Cash Out Refinance                    10.5     Full Documentation           B
FL              Purchase                               8.9     Full Documentation           AA+
FL              Purchase                              8.45     Full Documentation           AA+
FL              Purchase                              7.55     Full Documentation           AA+
FL              Purchase                               7.6     Full Documentation           AA+
NJ              Cash Out Refinance                    7.99     Stated Income Documentation  AA
NJ              Cash Out Refinance                    7.75     Stated Income Documentation  AA
IN              Purchase                              6.85     Full Documentation           AA+
FL              Cash Out Refinance                    5.95     Full Documentation           AA+
NV              Cash Out Refinance                     8.5     Full Documentation           AA+
CA              Cash Out Refinance                     5.8     Stated Income Documentation  AA+
CA              Cash Out Refinance                       7     Full Documentation           A
NE              Cash Out Refinance                       9     Full Documentation           AA+
FL              Purchase                             6.675     Stated Income Documentation  AA+
CT              Cash Out Refinance                    7.15     Full Documentation           AA
FL              Cash Out Refinance                     8.6     Full Documentation           C
FL              Cash Out Refinance                    9.05     Full Documentation           B
NY              Purchase                              6.35     Stated Income Documentation  AA+
NV              Purchase                              7.95     Stated Income Documentation  AA
MN              Cash Out Refinance                    9.44     Stated Income Documentation  AA+
VA              Rate/Term Refinance                    9.5     Full Documentation           AA+
PA              Purchase                               8.3     Full Documentation           AA+
MA              Purchase                               7.5     Stated Income Documentation  AA+
AZ              Cash Out Refinance                     8.9     Full Documentation           B
AZ              Cash Out Refinance                    8.55     Full Documentation           C
NJ              Cash Out Refinance                    6.15     Full Documentation           AA+
CA              Cash Out Refinance                    9.45     Stated Income Documentation  AA+
VA              Rate/Term Refinance                    7.8     Full Documentation           AA+
GA              Purchase                              6.45     Full Documentation           AA+
RI              Cash Out Refinance                    5.75     Stated Income Documentation  AA+
CA              Cash Out Refinance                    7.75     Full Documentation           A
GA              Purchase                             8.028     Stated Income Documentation  AA+
PA              Cash Out Refinance                    9.45     Full Documentation           A
CA              Purchase                              9.25     Stated Income Documentation  B
CA              Purchase                               5.9     Stated Income Documentation  AA+
OR              Cash Out Refinance                     6.6     Full Documentation           AA+
TX              Cash Out Refinance                   10.85     Full Documentation           AA
GA              Cash Out Refinance                      12     Stated Income Documentation  A
GA              Cash Out Refinance                    9.85     Stated Income Documentation  AA+
IL              Purchase                              6.25     Stated Income Documentation  AA+
NY              Cash Out Refinance                    7.75     Stated Income Documentation  AA+
FL              Cash Out Refinance                     8.7     Full Documentation           C
IN              Purchase                              7.54     Full Documentation           AA+
NJ              Cash Out Refinance                   10.05     Full Documentation           B
NJ              Cash Out Refinance                     7.4     Stated Income Documentation  AA+
IL              Purchase                              9.45     Stated Income Documentation  AA+
WA              Purchase                              6.49     Full Documentation           AA+
VA              Purchase                              7.95     Full Documentation           AA+
FL              Purchase                              6.19     Full Documentation           AA+
FL              Cash Out Refinance                     8.4     Full Documentation           AA+
FL              Cash Out Refinance                    10.1     Full Documentation           AA+
CO              Purchase                              7.15     Lite Documentation           AA+
NJ              Cash Out Refinance                    6.25     Full Documentation           AA+
VA              Purchase                               8.2     Full Documentation           AA+
AZ              Cash Out Refinance                    6.45     Stated Income Documentation  AA+
PA              Purchase                              7.25     Stated Income Documentation  AA+
FL              Cash Out Refinance                     7.6     Stated Income Documentation  AA
FL              Purchase                              7.99     Stated Income Documentation  AA+
IL              Purchase                               8.7     Full Documentation           AA+
HI              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
MI              Purchase                               8.7     Full Documentation           AA+
MI              Purchase                               6.8     Full Documentation           AA+
RI              Purchase                              6.99     Full Documentation           AA+
TX              Purchase                              9.09     Full Documentation           AA+
CT              Purchase                                11     Stated Income Documentation  AA+
NC              Cash Out Refinance                    9.15     Full Documentation           AA
WI              Rate/Term Refinance                   7.15     Full Documentation           AA+
VA              Cash Out Refinance                    7.25     Full Documentation           AA+
FL              Cash Out Refinance                    5.95     Full Documentation           AA+
CO              Purchase                              6.35     Full Documentation           B
MA              Cash Out Refinance                     8.2     Stated Income Documentation  AA+
MA              Cash Out Refinance                    9.45     Full Documentation           AA+
NY              Cash Out Refinance                    12.5     Stated Income Documentation  AA+
CA              Cash Out Refinance                    9.75     Full Documentation           C
MO              Cash Out Refinance                     8.9     Full Documentation           AA
MI              Purchase                              9.65     Full Documentation           AA+
NE              Cash Out Refinance                    9.19     Full Documentation           A
PA              Cash Out Refinance                   11.05     Full Documentation           AA
TX              Purchase                               9.4     Full Documentation           AA+
PA              Cash Out Refinance                    7.89     Full Documentation           AA+
CA              Cash Out Refinance                    11.3     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.15     Full Documentation           AA+
CA              Purchase                               6.7     Full Documentation           AA
MD              Cash Out Refinance                     8.9     Full Documentation           AA+
IN              Purchase                              8.35     Full Documentation           AA+
PA              Cash Out Refinance                     6.8     Stated Income Documentation  AA+
IL              Cash Out Refinance                    7.99     Full Documentation           AA+
MS              Purchase                              7.99     Full Documentation           AA+
CA              Cash Out Refinance                     8.3     Stated Income Documentation  AA+
FL              Purchase                              8.45     Stated Income Documentation  AA+
CA              Rate/Term Refinance                   7.95     Stated Income Documentation  AA+
WA              Cash Out Refinance                     6.6     Full Documentation           AA+
CT              Cash Out Refinance                    7.99     Stated Income Documentation  AA+
NY              Cash Out Refinance                     8.3     Stated Income Documentation  A
NY              Cash Out Refinance                    7.95     Stated Income Documentation  AA+
TX              Purchase                               6.9     Full Documentation           AA+
SD              Cash Out Refinance                     7.4     Full Documentation           AA+
CA              Cash Out Refinance                     7.1     Full Documentation           AA+
WY              Cash Out Refinance                    7.25     Full Documentation           AA+
NY              Cash Out Refinance                    9.75     Full Documentation           B
NY              Cash Out Refinance                    8.35     Full Documentation           AA+
IL              Cash Out Refinance                     8.9     Full Documentation           AA+
MI              Purchase                              7.99     Full Documentation           AA+
TX              Cash Out Refinance                     7.3     Full Documentation           AA+
SC              Purchase                              7.25     Stated Income Documentation  AA+
GA              Purchase                              7.39     Full Documentation           AA+
RI              Purchase                              5.85     Full Documentation           AA+
CT              Cash Out Refinance                    8.35     Full Documentation           B
IL              Purchase                               7.1     Stated Income Documentation  AA+
NH              Cash Out Refinance                    7.99     Full Documentation           A
MI              Purchase                              8.54     Full Documentation           AA+
NJ              Cash Out Refinance                    6.05     Full Documentation           AA+
CA              Cash Out Refinance                       7     Full Documentation           C
CA              Cash Out Refinance                    5.85     Stated Income Documentation  AA+
TX              Rate/Term Refinance                  11.95     Full Documentation           CC
MD              Cash Out Refinance                     8.2     Full Documentation           B
CT              Cash Out Refinance                     9.6     Full Documentation           AA
CA              Cash Out Refinance                     6.5     Full Documentation           AA+
NH              Purchase                               8.8     Stated Income Documentation  AA+
CA              Cash Out Refinance                    10.8     Stated Income Documentation  AA+
TX              Rate/Term Refinance                    7.7     Full Documentation           AA+
CA              Purchase                              7.05     Full Documentation           AA+
WI              Rate/Term Refinance                   7.49     Full Documentation           AA+
NE              Cash Out Refinance                    8.85     Full Documentation           AA+
MD              Rate/Term Refinance                  11.35     Full Documentation           CC
AZ              Cash Out Refinance                    7.65     Full Documentation           A
CA              Cash Out Refinance                    6.28     Stated Income Documentation  AA+
MO              Cash Out Refinance                     9.4     Full Documentation           AA+
TX              Rate/Term Refinance                    6.7     Full Documentation           AA+
ID              Purchase                               8.5     Stated Income Documentation  AA+
CT              Cash Out Refinance                    7.75     Full Documentation           AA+
NJ              Cash Out Refinance                     8.2     Full Documentation           AA
AL              Cash Out Refinance                     8.6     Full Documentation           B
NH              Cash Out Refinance                    11.4     Full Documentation           B
FL              Purchase                              7.95     Stated Income Documentation  AA+
MA              Purchase                               7.8     Stated Income Documentation  AA+
IN              Purchase                              8.85     Full Documentation           AA+
MI              Purchase                               8.6     Full Documentation           AA+
MI              Purchase                               8.7     Full Documentation           AA+
CA              Cash Out Refinance                     7.2     Stated Income Documentation  AA
MI              Cash Out Refinance                    7.75     Full Documentation           AA
FL              Cash Out Refinance                    6.05     Full Documentation           AA+
ME              Cash Out Refinance                    9.95     Full Documentation           A
CA              Purchase                             6.625     Full Documentation           AA+
TX              Purchase                              8.99     Full Documentation           AA+
MI              Purchase                              7.45     Full Documentation           AA+
MI              Rate/Term Refinance                    6.3     Full Documentation           AA+
NV              Purchase                              8.99     Stated Income Documentation  AA+
NV              Cash Out Refinance                    5.35     Full Documentation           AA+
NV              Purchase                               6.9     Full Documentation           AA+
NV              Cash Out Refinance                     8.7     Stated Income Documentation  B
TX              Cash Out Refinance                    6.25     Full Documentation           AA+
TX              Cash Out Refinance                    9.99     Full Documentation           AA
MI              Purchase                              8.95     Full Documentation           AA+
CA              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
MA              Cash Out Refinance                    7.25     Full Documentation           AA+
CT              Cash Out Refinance                    8.85     Full Documentation           AA+
NJ              Cash Out Refinance                    9.95     Full Documentation           B
TX              Purchase                              5.64     Full Documentation           AA+
TX              Purchase                              7.79     Full Documentation           AA+
NY              Purchase                               6.5     Stated Income Documentation  AA+
TN              Cash Out Refinance                    11.2     Full Documentation           AA
TN              Purchase                               6.9     Stated Income Documentation  AA+
CT              Purchase                               8.6     Stated Income Documentation  AA+
TX              Purchase                               8.2     Full Documentation           AA+
FL              Purchase                              6.45     Full Documentation           AA+
FL              Cash Out Refinance                    7.35     Full Documentation           AA+
PA              Purchase                              8.75     Stated Income Documentation  AA+
NV              Cash Out Refinance                    7.45     Full Documentation           AA+
FL              Cash Out Refinance                    6.05     Stated Income Documentation  AA+
CA              Purchase                              7.45     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.55     Full Documentation           AA
CA              Cash Out Refinance                     7.2     Full Documentation           AA
NJ              Purchase                               7.5     Stated Income Documentation  AA+
VT              Cash Out Refinance                   7.625     Full Documentation           AA+
NY              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
NY              Cash Out Refinance                    9.85     Full Documentation           C
MI              Cash Out Refinance                   7.675     Full Documentation           AA+
MI              Purchase                             10.95     Full Documentation           AA
MO              Cash Out Refinance                    11.7     Full Documentation           CC
CT              Cash Out Refinance                    8.65     Full Documentation           AA
NY              Cash Out Refinance                    6.25     Stated Income Documentation  AA
DE              Cash Out Refinance                    7.15     Full Documentation           AA+
FL              Cash Out Refinance                    5.99     Full Documentation           AA+
FL              Purchase                              8.35     Full Documentation           AA
MO              Purchase                               7.6     Stated Income Documentation  AA+
NY              Cash Out Refinance                     9.4     Full Documentation           AA+
IL              Cash Out Refinance                     8.1     Full Documentation           AA+
FL              Cash Out Refinance                    7.35     Full Documentation           AA
FL              Cash Out Refinance                     8.8     Full Documentation           AA
FL              Cash Out Refinance                    10.3     Full Documentation           CC
FL              Purchase                              7.45     Stated Income Documentation  AA+
FL              Cash Out Refinance                     7.6     Full Documentation           AA
FL              Cash Out Refinance                    7.84     Stated Income Documentation  AA+
FL              Cash Out Refinance                    7.24     Full Documentation           C
MO              Cash Out Refinance                    6.65     Full Documentation           AA+
FL              Cash Out Refinance                     8.1     Full Documentation           A
CA              Cash Out Refinance                    6.99     Full Documentation           B
TX              Purchase                              7.75     Full Documentation           AA+
TX              Purchase                              8.64     Full Documentation           AA+
AZ              Cash Out Refinance                    8.44     Full Documentation           AA
PA              Cash Out Refinance                    9.75     Full Documentation           B
MI              Purchase                               7.5     Full Documentation           AA+
MI              Purchase                               7.4     Full Documentation           AA+
MI              Purchase                              7.65     Full Documentation           AA+
NY              Cash Out Refinance                     6.3     Stated Income Documentation  AA+
TX              Purchase                              6.45     Full Documentation           AA+
RI              Cash Out Refinance                   10.99     Stated Income Documentation  AA+
CO              Cash Out Refinance                    8.65     Full Documentation           AA+
CO              Cash Out Refinance                       8     Full Documentation           AA+
MI              Purchase                              9.25     Full Documentation           AA+
CA              Cash Out Refinance                     6.9     Stated Income Documentation  AA+
MI              Purchase                               8.7     Full Documentation           AA+
CA              Cash Out Refinance                    5.89     Full Documentation           CC
CA              Cash Out Refinance                     8.2     Full Documentation           A
TX              Purchase                             11.75     Full Documentation           AA
IL              Rate/Term Refinance                   6.65     Full Documentation           AA+
MI              Purchase                              8.35     Full Documentation           AA+
MD              Cash Out Refinance                    8.85     Full Documentation           B
TX              Cash Out Refinance                    8.25     Full Documentation           AA+
TX              Cash Out Refinance                    6.95     Full Documentation           AA+
TX              Cash Out Refinance                     8.5     Full Documentation           AA+
RI              Purchase                              5.99     Full Documentation           AA+
NY              Cash Out Refinance                     8.4     Full Documentation           AA+
WA              Cash Out Refinance                    6.89     Full Documentation           AA
CT              Cash Out Refinance                    8.65     Full Documentation           AA
IN              Purchase                             9.467     Full Documentation           AA+
IN              Purchase                              9.95     Full Documentation           AA+
NY              Cash Out Refinance                     8.4     Full Documentation           AA+
NY              Purchase                               8.3     Stated Income Documentation  AA+
NV              Cash Out Refinance                    6.45     Full Documentation           AA+
NV              Cash Out Refinance                    6.35     Full Documentation           AA+
MA              Cash Out Refinance                     7.4     Full Documentation           AA+
TX              Purchase                              8.75     Full Documentation           AA+
AZ              Cash Out Refinance                    9.95     Full Documentation           B
NY              Cash Out Refinance                    7.99     Stated Income Documentation  AA+
WA              Rate/Term Refinance                    7.4     Full Documentation           AA
NC              Purchase                              6.25     Stated Income Documentation  AA+
KS              Rate/Term Refinance                   7.85     Full Documentation           AA
RI              Cash Out Refinance                    6.99     Full Documentation           AA+
AZ              Cash Out Refinance                    7.15     Full Documentation           AA
OK              Purchase                              9.59     Stated Income Documentation  AA+
OK              Purchase                              9.59     Stated Income Documentation  AA+
MI              Purchase                               7.4     Full Documentation           AA+
NJ              Cash Out Refinance                    6.25     Stated Income Documentation  AA
FL              Cash Out Refinance                     6.3     Stated Income Documentation  AA+
NJ              Purchase                              7.99     Stated Income Documentation  AA+
CT              Purchase                              7.85     Stated Income Documentation  AA+
IL              Cash Out Refinance                    8.55     Full Documentation           AA+
RI              Cash Out Refinance                     6.3     Stated Income Documentation  AA+
RI              Cash Out Refinance                    6.85     Stated Income Documentation  AA+
NC              Cash Out Refinance                     7.6     Full Documentation           AA+
AR              Purchase                              8.65     Full Documentation           AA+
MI              Purchase                              8.95     Full Documentation           AA+
CA              Cash Out Refinance                    10.7     Full Documentation           CC
PA              Cash Out Refinance                    11.2     Full Documentation           B
NY              Cash Out Refinance                    7.45     Full Documentation           AA
TX              Purchase                               7.8     Full Documentation           AA+
TX              Purchase                              7.95     Full Documentation           AA+
TX              Purchase                              8.24     Full Documentation           AA+
TX              Purchase                                 9     Full Documentation           AA+
TX              Purchase                              9.35     Full Documentation           AA+
MA              Cash Out Refinance                   7.675     Full Documentation           AA+
MD              Rate/Term Refinance                   9.05     Full Documentation           AA+
CO              Cash Out Refinance                    8.94     Full Documentation           AA
NY              Cash Out Refinance                       7     Full Documentation           AA+
MA              Cash Out Refinance                    7.25     Full Documentation           AA+
FL              Cash Out Refinance                     8.6     Full Documentation           C
NY              Cash Out Refinance                    7.55     Stated Income Documentation  AA+
CT              Rate/Term Refinance                   9.75     Full Documentation           AA+
CT              Cash Out Refinance                     7.1     Full Documentation           AA+
NY              Purchase                              6.25     Stated Income Documentation  AA+
PA              Purchase                              8.19     Stated Income Documentation  AA+
CO              Cash Out Refinance                    6.15     Full Documentation           AA
PA              Cash Out Refinance                    9.84     Full Documentation           B
IA              Cash Out Refinance                     9.1     Full Documentation           AA+
IA              Cash Out Refinance                    8.85     Full Documentation           AA+
VA              Purchase                               8.3     Full Documentation           AA+
VA              Purchase                               8.3     Full Documentation           AA+
IL              Cash Out Refinance                    6.75     Stated Income Documentation  AA+
IL              Cash Out Refinance                    6.75     Stated Income Documentation  AA+
IL              Cash Out Refinance                    10.1     Stated Income Documentation  AA+
PA              Cash Out Refinance                    8.95     Full Documentation           AA+
CT              Cash Out Refinance                    7.75     Full Documentation           AA+
TX              Cash Out Refinance                     7.5     Stated Income Documentation  AA+
RI              Cash Out Refinance                    6.76     Stated Income Documentation  AA+
TX              Purchase                              7.85     Full Documentation           AA+
NH              Cash Out Refinance                    7.25     Full Documentation           A
CA              Purchase                              8.35     Stated Income Documentation  AA+
CO              Cash Out Refinance                    6.35     Full Documentation           AA+
OR              Cash Out Refinance                    7.29     Stated Income Documentation  AA+
IL              Cash Out Refinance                     7.5     Full Documentation           AA+
MA              Purchase                               7.1     Stated Income Documentation  AA+
IL              Cash Out Refinance                    9.66     Full Documentation           AA+
CT              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
CT              Purchase                              7.95     Stated Income Documentation  AA+
CA              Cash Out Refinance                    7.35     Full Documentation           AA
TX              Purchase                              8.78     Full Documentation           AA+
PA              Cash Out Refinance                    7.75     Full Documentation           AA+
WA              Cash Out Refinance                    6.35     Full Documentation           AA+
HI              Cash Out Refinance                   6.928     Stated Income Documentation  AA+
MD              Cash Out Refinance                    8.25     Stated Income Documentation  B
GA              Cash Out Refinance                    7.35     Full Documentation           B
NC              Rate/Term Refinance                   8.45     Full Documentation           AA+
AZ              Cash Out Refinance                    6.75     Full Documentation           AA+
NJ              Cash Out Refinance                    9.25     Full Documentation           A
TX              Purchase                               7.7     Full Documentation           AA+
SC              Cash Out Refinance                     9.9     Full Documentation           AA+
MI              Purchase                              8.45     Full Documentation           AA+
IL              Cash Out Refinance                    6.45     Full Documentation           AA+
TX              Cash Out Refinance                    9.35     Full Documentation           A
CT              Cash Out Refinance                    8.65     Full Documentation           CC
TX              Purchase                               8.5     Full Documentation           AA+
FL              Cash Out Refinance                    7.45     Stated Income Documentation  AA+
CA              Cash Out Refinance                    11.3     Full Documentation           CC
MI              Purchase                               8.7     Full Documentation           AA+
TX              Purchase                               8.8     Full Documentation           AA+
PA              Cash Out Refinance                     8.7     Full Documentation           AA+
FL              Cash Out Refinance                    7.99     Full Documentation           AA+
FL              Cash Out Refinance                    8.65     Full Documentation           C
HI              Cash Out Refinance                     8.5     Full Documentation           B
FL              Cash Out Refinance                    7.45     Full Documentation           AA+
VA              Rate/Term Refinance                    9.4     Full Documentation           AA+
FL              Cash Out Refinance                    7.95     Lite Documentation           AA+
MI              Purchase                               8.2     Full Documentation           AA+
MO              Purchase                              10.4     Stated Income Documentation  AA+
MI              Purchase                              8.35     Full Documentation           AA+
MI              Purchase                              8.15     Full Documentation           AA+
NH              Cash Out Refinance                    6.95     Full Documentation           AA+
TX              Purchase                               8.5     Full Documentation           AA+
NJ              Purchase                              7.99     Stated Income Documentation  AA+
IA              Rate/Term Refinance                      9     Full Documentation           AA
NV              Cash Out Refinance                    7.85     Stated Income Documentation  AA
NV              Cash Out Refinance                    6.15     Full Documentation           A
TX              Purchase                              8.99     Stated Income Documentation  AA+
GA              Cash Out Refinance                    8.35     Stated Income Documentation  AA+
RI              Purchase                               6.7     Stated Income Documentation  AA+
NY              Purchase                              7.24     Stated Income Documentation  AA+
CA              Cash Out Refinance                    7.95     Full Documentation           AA+
TX              Purchase                               8.5     Full Documentation           AA
MD              Cash Out Refinance                    7.35     Full Documentation           A
CA              Cash Out Refinance                    6.45     Full Documentation           AA+
AL              Cash Out Refinance                       9     Full Documentation           AA+
IL              Cash Out Refinance                    8.95     Full Documentation           AA+
PA              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
OR              Purchase                             6.375     Stated Income Documentation  AA+
TN              Cash Out Refinance                     7.8     Full Documentation           AA+
TN              Rate/Term Refinance                     10     Full Documentation           AA
TN              Purchase                               8.3     Full Documentation           AA+
IN              Purchase                              7.65     Full Documentation           AA+
PA              Purchase                               6.4     Full Documentation           AA+
DE              Cash Out Refinance                     6.1     Stated Income Documentation  AA+
CA              Purchase                               6.4     Stated Income Documentation  AA
CA              Cash Out Refinance                   10.35     Stated Income Documentation  AA+
GA              Cash Out Refinance                    8.39     Stated Income Documentation  AA+
NY              Purchase                               7.3     Stated Income Documentation  AA+
CA              Purchase                              7.85     Stated Income Documentation  AA
SC              Cash Out Refinance                    7.75     Full Documentation           AA+
NH              Cash Out Refinance                    6.95     Full Documentation           AA+
CT              Cash Out Refinance                    7.09     Full Documentation           AA+
VA              Purchase                               6.4     Full Documentation           AA+
NY              Cash Out Refinance                    9.55     Full Documentation           AA
NJ              Purchase                              6.34     Stated Income Documentation  AA+
FL              Cash Out Refinance                    6.99     Full Documentation           AA+
FL              Purchase                               8.6     Full Documentation           AA+
FL              Cash Out Refinance                    8.25     Full Documentation           AA+
FL              Cash Out Refinance                    8.35     Full Documentation           AA+
FL              Purchase                               7.7     Stated Income Documentation  AA+
NH              Purchase                              6.85     Full Documentation           AA+
NH              Purchase                             7.625     Full Documentation           AA+
MD              Cash Out Refinance                    8.05     Full Documentation           AA+
NY              Purchase                              7.55     Stated Income Documentation  AA+
KY              Cash Out Refinance                    7.75     Full Documentation           AA+
FL              Cash Out Refinance                       7     Full Documentation           AA
FL              Cash Out Refinance                       8     Full Documentation           AA+
FL              Purchase                              6.99     Stated Income Documentation  AA+
CA              Purchase                               6.2     Stated Income Documentation  AA+
NH              Purchase                              5.85     Stated Income Documentation  AA+
AZ              Cash Out Refinance                     6.4     Full Documentation           AA+
AZ              Cash Out Refinance                     7.3     Full Documentation           AA+
NY              Cash Out Refinance                    5.95     Stated Income Documentation  AA+
NJ              Purchase                               7.7     Stated Income Documentation  AA
VA              Purchase                              6.74     Full Documentation           AA+
PA              Cash Out Refinance                    7.94     Stated Income Documentation  AA+
RI              Cash Out Refinance                     6.9     Full Documentation           AA+
NC              Purchase                              8.65     Full Documentation           AA+
MD              Cash Out Refinance                     8.4     Full Documentation           AA+
CA              Cash Out Refinance                    6.19     Full Documentation           AA+
WA              Cash Out Refinance                    10.5     Full Documentation           CC
CA              Cash Out Refinance                   10.05     Full Documentation           C
CA              Cash Out Refinance                     8.8     Full Documentation           C
CA              Cash Out Refinance                     5.9     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.05     Stated Income Documentation  AA+
UT              Rate/Term Refinance                    8.1     Full Documentation           A
TN              Cash Out Refinance                     5.9     Full Documentation           AA
NJ              Cash Out Refinance                     7.6     Full Documentation           AA+
CA              Purchase                               6.8     Lite Documentation           AA+
CA              Cash Out Refinance                    6.54     Stated Income Documentation  AA+
CA              Cash Out Refinance                     6.5     Full Documentation           A
FL              Purchase                              6.85     Stated Income Documentation  AA+
FL              Cash Out Refinance                     6.4     Stated Income Documentation  AA+
GA              Cash Out Refinance                     7.5     Stated Income Documentation  AA+
TX              Purchase                               7.7     Stated Income Documentation  AA+
WA              Cash Out Refinance                    7.35     Full Documentation           AA+
FL              Purchase                              7.35     Stated Income Documentation  AA
FL              Cash Out Refinance                     8.3     Full Documentation           AA+
AL              Cash Out Refinance                    8.79     Full Documentation           AA+
WA              Cash Out Refinance                    9.35     Full Documentation           AA+
CA              Cash Out Refinance                   11.35     Stated Income Documentation  AA+
NC              Cash Out Refinance                   10.45     Full Documentation           AA
PA              Cash Out Refinance                    7.75     Full Documentation           AA+
MO              Cash Out Refinance                   10.99     Full Documentation           C
MO              Cash Out Refinance                   10.45     Full Documentation           B
NJ              Rate/Term Refinance                   8.05     Full Documentation           AA
CA              Purchase                               6.9     Stated Income Documentation  AA+
NY              Purchase                               7.9     Stated Income Documentation  AA+
CA              Purchase                               7.2     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.39     Full Documentation           A
CA              Purchase                               7.2     Stated Income Documentation  AA+
FL              Cash Out Refinance                    6.55     Full Documentation           A
NY              Cash Out Refinance                    8.25     Full Documentation           AA+
WA              Cash Out Refinance                    7.99     Full Documentation           AA
AL              Cash Out Refinance                       8     Full Documentation           A
CA              Cash Out Refinance                    8.65     Stated Income Documentation  AA+
MA              Purchase                              8.25     Stated Income Documentation  AA+
NJ              Purchase                               8.9     Full Documentation           AA+
MD              Cash Out Refinance                     9.6     Full Documentation           C
CA              Cash Out Refinance                     7.6     Full Documentation           B
CA              Cash Out Refinance                     7.9     Stated Income Documentation  AA+
WA              Cash Out Refinance                     8.8     Full Documentation           B
VA              Cash Out Refinance                     6.1     Full Documentation           AA+
MI              Purchase                               9.5     Full Documentation           AA+
MO              Purchase                               9.6     Stated Income Documentation  B
RI              Purchase                               7.1     Stated Income Documentation  AA+
GA              Purchase                               6.9     Full Documentation           AA+
RI              Cash Out Refinance                     8.5     Stated Income Documentation  AA+
VA              Cash Out Refinance                   11.65     Stated Income Documentation  B
FL              Purchase                              6.85     Full Documentation           AA+
VA              Cash Out Refinance                    9.22     Full Documentation           AA+
IN              Purchase                              8.45     Full Documentation           AA+
MA              Cash Out Refinance                    8.89     Stated Income Documentation  AA+
NY              Rate/Term Refinance                   6.85     Full Documentation           AA+
NY              Purchase                               7.7     Stated Income Documentation  AA+
PA              Purchase                              7.99     Stated Income Documentation  AA+
MA              Cash Out Refinance                    6.95     Full Documentation           AA+
CT              Cash Out Refinance                    8.65     Full Documentation           C
FL              Cash Out Refinance                    9.35     Full Documentation           B
PA              Purchase                               8.8     Stated Income Documentation  AA+
PA              Purchase                              7.99     Stated Income Documentation  AA+
NY              Cash Out Refinance                    7.29     Stated Income Documentation  AA+
TX              Cash Out Refinance                   11.45     Stated Income Documentation  AA
CO              Cash Out Refinance                     8.8     Full Documentation           B
FL              Cash Out Refinance                     7.5     Full Documentation           A
MD              Cash Out Refinance                     6.8     Full Documentation           AA+
NJ              Purchase                               8.9     Full Documentation           AA
TX              Purchase                               9.2     Full Documentation           AA+
TX              Purchase                               8.6     Full Documentation           AA+
MI              Purchase                              8.04     Full Documentation           AA+
NC              Purchase                              7.65     Full Documentation           AA
CA              Cash Out Refinance                     8.7     Full Documentation           AA+
WY              Cash Out Refinance                     7.3     Full Documentation           AA+
CA              Purchase                              5.95     Full Documentation           AA+
NH              Cash Out Refinance                       9     Full Documentation           AA
MI              Purchase                              8.95     Full Documentation           AA+
MI              Purchase                               7.7     Full Documentation           A
MA              Purchase                               7.7     Stated Income Documentation  AA+
MI              Purchase                               8.9     Full Documentation           AA+
KY              Purchase                               8.1     Full Documentation           AA+
TN              Cash Out Refinance                     8.9     Full Documentation           AA+
CA              Cash Out Refinance                     7.9     Full Documentation           AA
GA              Rate/Term Refinance                   8.74     Full Documentation           AA
TX              Cash Out Refinance                   10.45     Stated Income Documentation  C
FL              Cash Out Refinance                     9.5     Stated Income Documentation  B
AL              Purchase                              9.15     Stated Income Documentation  AA+
GA              Cash Out Refinance                     8.5     Stated Income Documentation  AA+
GA              Cash Out Refinance                    8.55     Full Documentation           AA+
GA              Rate/Term Refinance                    8.9     Full Documentation           AA
FL              Cash Out Refinance                     9.8     Full Documentation           AA
CT              Cash Out Refinance                    10.4     Full Documentation           A
MT              Purchase                               7.8     Full Documentation           AA+
CA              Cash Out Refinance                    5.35     Full Documentation           AA+
AZ              Cash Out Refinance                    7.85     Full Documentation           AA
AL              Cash Out Refinance                    8.45     Full Documentation           AA+
NY              Cash Out Refinance                    10.1     Stated Income Documentation  B
VT              Cash Out Refinance                     8.7     Full Documentation           AA
CT              Purchase                              8.75     Stated Income Documentation  B
MI              Purchase                              8.55     Full Documentation           AA+
PA              Purchase                               7.8     Stated Income Documentation  AA+
MO              Cash Out Refinance                     8.3     Full Documentation           AA+
MD              Cash Out Refinance                    9.25     Full Documentation           C
TX              Purchase                               8.1     Full Documentation           AA+
TX              Purchase                               9.6     Full Documentation           AA+
TX              Purchase                              7.49     Full Documentation           AA+
TX              Purchase                              7.94     Full Documentation           AA+
CO              Cash Out Refinance                    8.99     Full Documentation           B
MI              Purchase                              8.25     Full Documentation           AA+
AZ              Cash Out Refinance                    7.35     Stated Income Documentation  AA+
PA              Purchase                               7.9     Stated Income Documentation  AA+
AZ              Cash Out Refinance                    6.65     Full Documentation           AA+
AZ              Cash Out Refinance                       7     Full Documentation           AA+
AZ              Cash Out Refinance                       6     Full Documentation           AA+
AZ              Cash Out Refinance                     6.2     Full Documentation           AA+
NC              Purchase                               7.1     Full Documentation           B
PA              Cash Out Refinance                     8.3     Stated Income Documentation  AA+
CT              Cash Out Refinance                    7.99     Stated Income Documentation  AA+
CA              Cash Out Refinance                     5.8     Full Documentation           AA+
MA              Cash Out Refinance                    6.99     Stated Income Documentation  AA+
TX              Cash Out Refinance                    8.76     Full Documentation           AA+
ME              Cash Out Refinance                    5.95     Full Documentation           AA+
TX              Purchase                              8.95     Full Documentation           AA+
IN              Purchase                             10.05     Full Documentation           AA+
TX              Cash Out Refinance                   10.15     Full Documentation           AA+
SC              Cash Out Refinance                    8.35     Stated Income Documentation  AA
PA              Cash Out Refinance                    6.55     Stated Income Documentation  AA+
GA              Cash Out Refinance                     8.9     Full Documentation           B
MI              Purchase                              6.75     Full Documentation           AA+
NY              Cash Out Refinance                    6.54     Stated Income Documentation  AA+
FL              Cash Out Refinance                     7.5     Stated Income Documentation  AA+
PA              Cash Out Refinance                     9.2     Full Documentation           B
CA              Rate/Term Refinance                    5.8     Stated Income Documentation  AA+
SC              Cash Out Refinance                    9.55     Stated Income Documentation  B
FL              Cash Out Refinance                    9.14     Stated Income Documentation  AA+
FL              Cash Out Refinance                     7.4     Full Documentation           B
FL              Cash Out Refinance                    7.09     Full Documentation           AA+
FL              Cash Out Refinance                    6.25     Full Documentation           AA+
CA              Cash Out Refinance                     6.9     Full Documentation           AA
NV              Cash Out Refinance                    6.85     Full Documentation           AA
NV              Cash Out Refinance                    6.75     Stated Income Documentation  AA+
NV              Cash Out Refinance                     7.7     Stated Income Documentation  AA+
MD              Cash Out Refinance                     7.2     Full Documentation           AA
TN              Cash Out Refinance                     7.6     Full Documentation           AA+
MA              Cash Out Refinance                    6.55     Stated Income Documentation  AA+
GA              Cash Out Refinance                     8.5     Full Documentation           AA+
PA              Purchase                               8.6     Stated Income Documentation  AA+
MD              Purchase                              6.35     Full Documentation           AA+
GA              Cash Out Refinance                     5.9     Stated Income Documentation  AA+
TX              Rate/Term Refinance                   7.55     Full Documentation           AA+
CA              Cash Out Refinance                    6.85     Full Documentation           AA+
FL              Cash Out Refinance                    7.05     Full Documentation           AA+
CA              Cash Out Refinance                    6.55     Full Documentation           AA
IL              Cash Out Refinance                     8.7     Full Documentation           AA
WI              Cash Out Refinance                    9.35     Stated Income Documentation  AA
MA              Cash Out Refinance                    6.45     Full Documentation           AA
NC              Rate/Term Refinance                    8.1     Full Documentation           AA+
TX              Purchase                               6.6     Full Documentation           AA+
CT              Cash Out Refinance                    6.55     Full Documentation           AA+
PA              Purchase                              7.99     Stated Income Documentation  AA+
HI              Cash Out Refinance                       8     Full Documentation           CC
AL              Cash Out Refinance                     8.9     Stated Income Documentation  AA+
TX              Purchase                              7.84     Full Documentation           AA+
CA              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
PA              Purchase                               6.3     Stated Income Documentation  AA+
FL              Cash Out Refinance                     9.8     Full Documentation           C
DE              Cash Out Refinance                     8.3     Stated Income Documentation  AA+
CT              Cash Out Refinance                     7.7     Full Documentation           AA
NY              Cash Out Refinance                    7.85     Stated Income Documentation  AA+
NJ              Cash Out Refinance                     8.6     Full Documentation           B
FL              Purchase                               6.2     Full Documentation           AA+
ME              Cash Out Refinance                    9.55     Full Documentation           A
HI              Cash Out Refinance                    6.85     Stated Income Documentation  AA+
PA              Cash Out Refinance                    6.15     Full Documentation           AA+
CA              Cash Out Refinance                     7.2     Full Documentation           C
IL              Rate/Term Refinance                    7.7     Full Documentation           AA+
FL              Cash Out Refinance                   6.825     Stated Income Documentation  AA
FL              Cash Out Refinance                     6.9     Full Documentation           AA+
CA              Cash Out Refinance                     6.3     Full Documentation           AA+
CA              Cash Out Refinance                    6.15     Full Documentation           AA+
NJ              Cash Out Refinance                    8.35     Stated Income Documentation  AA+
RI              Cash Out Refinance                    6.65     Stated Income Documentation  AA+
NH              Cash Out Refinance                    5.85     Full Documentation           AA+
PA              Cash Out Refinance                     6.8     Full Documentation           AA+
TX              Cash Out Refinance                    8.95     Stated Income Documentation  AA
FL              Cash Out Refinance                    7.35     Full Documentation           C
FL              Cash Out Refinance                    6.75     Stated Income Documentation  AA+
NJ              Cash Out Refinance                    8.55     Full Documentation           AA+
RI              Purchase                               9.8     Stated Income Documentation  AA+
CA              Cash Out Refinance                     7.4     Full Documentation           AA
GA              Cash Out Refinance                       9     Full Documentation           C
CA              Cash Out Refinance                     9.5     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.45     Full Documentation           AA
NY              Purchase                               6.2     Stated Income Documentation  AA+
OR              Cash Out Refinance                    7.25     Full Documentation           AA+
CA              Cash Out Refinance                       7     Full Documentation           AA+
CA              Cash Out Refinance                     6.4     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.74     Stated Income Documentation  AA+
TX              Purchase                              7.55     Stated Income Documentation  AA+
CA              Purchase                               5.3     Full Documentation           AA+
FL              Purchase                                10     Stated Income Documentation  AA+
FL              Purchase                              7.45     Full Documentation           AA+
MI              Purchase                              9.55     Stated Income Documentation  AA+
MO              Rate/Term Refinance                    9.8     Full Documentation           C
MO              Cash Out Refinance                    9.59     Full Documentation           AA
FL              Cash Out Refinance                    6.95     Stated Income Documentation  AA+
FL              Purchase                              5.85     Stated Income Documentation  AA+
CT              Cash Out Refinance                     6.3     Full Documentation           AA
PA              Cash Out Refinance                    7.75     Full Documentation           AA+
CA              Cash Out Refinance                    6.15     Full Documentation           AA+
CT              Cash Out Refinance                    7.85     Full Documentation           AA
NH              Cash Out Refinance                     6.5     Full Documentation           AA+
NY              Cash Out Refinance                    7.65     Full Documentation           AA+
WA              Cash Out Refinance                     8.6     Full Documentation           AA+
FL              Cash Out Refinance                    7.35     Full Documentation           AA+
GA              Cash Out Refinance                   10.45     Full Documentation           B
CT              Cash Out Refinance                     6.9     Full Documentation           AA+
CT              Purchase                               6.7     Full Documentation           AA+
AL              Cash Out Refinance                    7.55     Stated Income Documentation  AA+
CO              Cash Out Refinance                    8.25     Full Documentation           B
TX              Cash Out Refinance                   10.25     Stated Income Documentation  AA
NY              Rate/Term Refinance                  6.575     Stated Income Documentation  AA+
MD              Cash Out Refinance                    10.3     Full Documentation           C
NY              Cash Out Refinance                    10.5     Stated Income Documentation  AA
NY              Cash Out Refinance                   11.85     Full Documentation           A
VA              Cash Out Refinance                     6.5     Full Documentation           AA+
RI              Cash Out Refinance                    6.35     Full Documentation           AA+
RI              Cash Out Refinance                    6.45     Full Documentation           AA+
RI              Cash Out Refinance                     7.6     Full Documentation           AA+
CT              Cash Out Refinance                    7.69     Full Documentation           AA
CT              Purchase                               7.8     Stated Income Documentation  AA+
SD              Rate/Term Refinance                    8.8     Full Documentation           B
TX              Purchase                              8.59     Full Documentation           AA+
TX              Purchase                               8.1     Full Documentation           AA+
IA              Cash Out Refinance                   11.19     Full Documentation           B
CT              Cash Out Refinance                       8     Full Documentation           AA+
MI              Purchase                               7.6     Full Documentation           AA+
CA              Cash Out Refinance                     6.7     Full Documentation           AA+
MI              Purchase                              6.99     Full Documentation           AA+
NY              Purchase                               7.4     Stated Income Documentation  AA+
AZ              Purchase                               5.9     Full Documentation           AA+
FL              Rate/Term Refinance                   8.09     Stated Income Documentation  AA+
NY              Cash Out Refinance                     5.8     Full Documentation           AA+
CA              Cash Out Refinance                    6.45     Stated Income Documentation  AA+
FL              Cash Out Refinance                    7.75     Full Documentation           AA+
IN              Cash Out Refinance                     9.2     Full Documentation           B
FL              Rate/Term Refinance                   9.45     Full Documentation           CC
CT              Purchase                              7.95     Stated Income Documentation  AA+
NY              Rate/Term Refinance                   6.55     Full Documentation           A
FL              Cash Out Refinance                    9.85     Full Documentation           A
FL              Purchase                               8.9     Stated Income Documentation  AA+
FL              Purchase                               6.9     Stated Income Documentation  AA+
NJ              Cash Out Refinance                    5.35     Full Documentation           AA+
MA              Cash Out Refinance                     9.3     Stated Income Documentation  AA
MA              Cash Out Refinance                     9.7     Full Documentation           CC
VA              Cash Out Refinance                    6.65     Full Documentation           AA+
IL              Rate/Term Refinance                   8.55     Full Documentation           A
IL              Cash Out Refinance                    8.04     Stated Income Documentation  A
CT              Cash Out Refinance                    7.75     Stated Income Documentation  AA+
CA              Purchase                              7.15     Stated Income Documentation  AA+
NY              Purchase                              5.95     Stated Income Documentation  AA+
RI              Cash Out Refinance                     6.1     Full Documentation           AA+
KY              Cash Out Refinance                     8.7     Full Documentation           AA+
PA              Cash Out Refinance                     5.5     Full Documentation           AA+
FL              Purchase                               7.3     Full Documentation           A
MD              Cash Out Refinance                    8.75     Full Documentation           C
NJ              Cash Out Refinance                    6.05     Full Documentation           AA
PA              Cash Out Refinance                     7.8     Full Documentation           AA
MI              Purchase                              7.99     Full Documentation           AA+
AZ              Cash Out Refinance                     7.1     Full Documentation           AA+
TX              Cash Out Refinance                     7.8     Stated Income Documentation  A
IL              Rate/Term Refinance                    8.2     Full Documentation           AA+
MA              Cash Out Refinance                    6.35     Full Documentation           AA+
MA              Cash Out Refinance                    7.99     Stated Income Documentation  AA+
MA              Cash Out Refinance                    7.25     Stated Income Documentation  AA+
CO              Cash Out Refinance                    5.85     Full Documentation           AA+
MD              Cash Out Refinance                   10.29     Full Documentation           CC
TX              Cash Out Refinance                   10.45     Full Documentation           AA+
KY              Purchase                               7.9     Full Documentation           AA+
MD              Cash Out Refinance                    9.05     Full Documentation           C
PA              Cash Out Refinance                     9.6     Full Documentation           AA+
MI              Cash Out Refinance                   8.448     Full Documentation           AA
MI              Purchase                               6.1     Full Documentation           AA
TN              Cash Out Refinance                    8.14     Full Documentation           AA
NE              Rate/Term Refinance                    9.9     Full Documentation           AA+
CA              Purchase                              7.14     Stated Income Documentation  AA+
TN              Cash Out Refinance                    8.94     Full Documentation           AA+
TX              Cash Out Refinance                     9.5     Stated Income Documentation  A
CA              Cash Out Refinance                    6.25     Stated Income Documentation  AA+
NJ              Purchase                               8.7     Stated Income Documentation  AA+
NY              Purchase                              5.35     Stated Income Documentation  AA+
NY              Purchase                               5.8     Stated Income Documentation  AA+
GA              Purchase                               6.9     Stated Income Documentation  AA+
RI              Cash Out Refinance                     6.2     Full Documentation           AA+
IN              Rate/Term Refinance                    7.6     Full Documentation           AA+
NY              Cash Out Refinance                    7.45     Stated Income Documentation  AA+
PA              Cash Out Refinance                    6.55     Full Documentation           AA+
GA              Cash Out Refinance                     6.4     Full Documentation           AA+
SC              Purchase                              7.24     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.42     Stated Income Documentation  AA+
CA              Cash Out Refinance                     6.9     Full Documentation           B
CA              Cash Out Refinance                   5.625     Stated Income Documentation  AA+
CT              Cash Out Refinance                    8.15     Stated Income Documentation  AA+
MI              Purchase                              7.65     Full Documentation           AA+
NH              Purchase                              7.25     Stated Income Documentation  AA+
MI              Purchase                              8.75     Full Documentation           AA+
CT              Cash Out Refinance                     8.4     Full Documentation           AA
WI              Cash Out Refinance                    8.45     Full Documentation           AA+
WI              Cash Out Refinance                    8.65     Stated Income Documentation  AA+
VA              Cash Out Refinance                   6.575     Stated Income Documentation  AA+
NJ              Purchase                               6.7     Stated Income Documentation  AA+
MA              Cash Out Refinance                    9.95     Stated Income Documentation  A
SC              Cash Out Refinance                    10.1     Full Documentation           AA+
FL              Cash Out Refinance                    7.95     Full Documentation           AA
AL              Cash Out Refinance                     7.6     Full Documentation           AA+
CA              Purchase                               6.5     Stated Income Documentation  AA+
IN              Cash Out Refinance                   8.825     Stated Income Documentation  AA+
FL              Cash Out Refinance                    8.45     Stated Income Documentation  AA+
FL              Cash Out Refinance                     7.3     Stated Income Documentation  AA+
FL              Cash Out Refinance                    6.85     Stated Income Documentation  AA+
NY              Cash Out Refinance                    9.65     Full Documentation           B
NY              Rate/Term Refinance                   8.45     Full Documentation           A
FL              Purchase                               8.8     Stated Income Documentation  AA+
FL              Cash Out Refinance                     7.8     Full Documentation           AA+
IL              Cash Out Refinance                     7.6     Stated Income Documentation  AA
AZ              Purchase                              9.35     Stated Income Documentation  AA+
NY              Cash Out Refinance                   6.625     Lite Documentation           AA+
CA              Cash Out Refinance                     5.8     Full Documentation           AA+
MI              Rate/Term Refinance                  11.65     Full Documentation           CC
FL              Cash Out Refinance                     6.7     Stated Income Documentation  AA+
MA              Purchase                              6.25     Stated Income Documentation  AA+
CA              Cash Out Refinance                     7.2     Full Documentation           A
RI              Cash Out Refinance                     6.5     Full Documentation           AA+
RI              Cash Out Refinance                    6.19     Stated Income Documentation  AA+
CO              Purchase                               8.7     Stated Income Documentation  AA
CA              Cash Out Refinance                    5.95     Full Documentation           AA+
MO              Rate/Term Refinance                   7.45     Full Documentation           AA+
FL              Cash Out Refinance                    8.45     Full Documentation           AA+
FL              Purchase                              8.85     Stated Income Documentation  AA+
FL              Purchase                              8.85     Stated Income Documentation  AA+
CA              Cash Out Refinance                     5.8     Full Documentation           AA+
CA              Cash Out Refinance                    6.45     Full Documentation           AA+
FL              Cash Out Refinance                     9.3     Full Documentation           C
FL              Cash Out Refinance                     8.9     Full Documentation           C
TX              Purchase                               9.9     Full Documentation           AA+
TX              Purchase                              7.99     Full Documentation           AA+
TX              Purchase                               7.8     Full Documentation           AA+
TX              Purchase                              7.25     Full Documentation           AA+
TX              Purchase                               8.6     Full Documentation           AA+
TX              Purchase                               6.8     Full Documentation           AA+
CA              Cash Out Refinance                     5.8     Stated Income Documentation  AA+
MI              Purchase                              8.35     Full Documentation           AA+
FL              Purchase                               8.5     Stated Income Documentation  AA+
GA              Cash Out Refinance                     9.7     Stated Income Documentation  AA+
GA              Cash Out Refinance                     9.9     Stated Income Documentation  AA+
CA              Cash Out Refinance                     6.5     Stated Income Documentation  AA+
AZ              Purchase                              8.65     Full Documentation           AA+
NY              Purchase                              5.85     Full Documentation           AA+
MI              Purchase                               8.3     Full Documentation           AA+
MI              Purchase                               7.7     Full Documentation           AA+
FL              Cash Out Refinance                    7.35     Stated Income Documentation  AA+
VT              Purchase                               7.5     Stated Income Documentation  AA+
IN              Cash Out Refinance                   8.625     Full Documentation           B
MO              Cash Out Refinance                    8.99     Full Documentation           AA+
MO              Cash Out Refinance                    8.15     Full Documentation           AA+
MO              Purchase                              8.55     Full Documentation           AA+
MA              Cash Out Refinance                    7.35     Stated Income Documentation  B
GA              Cash Out Refinance                     9.6     Full Documentation           B
WI              Cash Out Refinance                     9.7     Stated Income Documentation  AA+
NJ              Purchase                              8.26     Stated Income Documentation  AA+
MI              Rate/Term Refinance                   8.85     Full Documentation           AA+
WA              Cash Out Refinance                     7.6     Full Documentation           AA+
NJ              Cash Out Refinance                   10.65     Stated Income Documentation  B
CA              Cash Out Refinance                    6.15     Full Documentation           A
VA              Cash Out Refinance                    5.55     Full Documentation           AA+
MD              Cash Out Refinance                     7.1     Full Documentation           A
MA              Cash Out Refinance                    9.25     Stated Income Documentation  A
CT              Rate/Term Refinance                    9.2     Full Documentation           AA
CT              Cash Out Refinance                     8.1     Full Documentation           AA+
KS              Cash Out Refinance                   11.69     Full Documentation           AA+
FL              Cash Out Refinance                    8.35     Full Documentation           A
NJ              Cash Out Refinance                    9.65     Full Documentation           B
CA              Cash Out Refinance                     5.8     Full Documentation           AA+
AK              Purchase                               7.2     Stated Income Documentation  AA+
GA              Cash Out Refinance                   10.85     Stated Income Documentation  AA
NJ              Purchase                              7.65     Stated Income Documentation  AA+
GA              Rate/Term Refinance                   7.29     Full Documentation           AA+
CA              Cash Out Refinance                    7.14     Full Documentation           AA
CA              Purchase                              5.44     Full Documentation           AA+
MI              Rate/Term Refinance                    9.4     Full Documentation           AA
MA              Cash Out Refinance                     6.6     Stated Income Documentation  AA
FL              Purchase                               7.6     Stated Income Documentation  AA+
AL              Cash Out Refinance                    9.45     Full Documentation           AA
AL              Cash Out Refinance                    9.25     Full Documentation           AA+
CT              Cash Out Refinance                    6.95     Full Documentation           AA+
MN              Cash Out Refinance                       8     Full Documentation           C
CT              Cash Out Refinance                    8.55     Full Documentation           AA
NY              Cash Out Refinance                    6.35     Stated Income Documentation  AA+
NY              Cash Out Refinance                    5.25     Stated Income Documentation  AA+
NY              Cash Out Refinance                     6.3     Stated Income Documentation  AA+
NY              Cash Out Refinance                     6.5     Stated Income Documentation  AA+
NY              Purchase                              6.25     Stated Income Documentation  AA+
NY              Purchase                               6.1     Stated Income Documentation  AA+
NY              Cash Out Refinance                     7.3     Stated Income Documentation  AA+
AR              Rate/Term Refinance                   9.65     Full Documentation           AA
FL              Cash Out Refinance                       8     Full Documentation           AA
MI              Purchase                              9.05     Full Documentation           AA+
TN              Cash Out Refinance                    10.4     Stated Income Documentation  AA
IL              Cash Out Refinance                   7.825     Full Documentation           AA+
IL              Rate/Term Refinance                   6.75     Full Documentation           AA+
IL              Cash Out Refinance                     7.8     Full Documentation           B
WI              Rate/Term Refinance                   7.45     Full Documentation           AA+
ID              Purchase                              7.59     Full Documentation           AA+
NY              Cash Out Refinance                     7.2     Stated Income Documentation  AA+
MD              Rate/Term Refinance                    5.9     Full Documentation           A
FL              Cash Out Refinance                    5.85     Stated Income Documentation  AA+
TX              Purchase                              7.34     Full Documentation           AA+
SC              Cash Out Refinance                    7.45     Full Documentation           AA+
CO              Purchase                               5.3     Full Documentation           AA+
TN              Cash Out Refinance                    8.09     Full Documentation           AA+
FL              Cash Out Refinance                    6.74     Stated Income Documentation  AA
CA              Cash Out Refinance                    6.05     Full Documentation           AA+
RI              Rate/Term Refinance                   8.64     Full Documentation           AA+
TX              Cash Out Refinance                    11.3     Stated Income Documentation  AA+
GA              Cash Out Refinance                    8.84     Full Documentation           AA+
FL              Purchase                              9.35     Stated Income Documentation  AA+
TX              Cash Out Refinance                     8.2     Stated Income Documentation  AA+
WA              Cash Out Refinance                    7.95     Full Documentation           AA+
MA              Cash Out Refinance                     7.3     Stated Income Documentation  AA+
NJ              Cash Out Refinance                     6.9     Full Documentation           AA+
CT              Purchase                              5.85     Stated Income Documentation  AA+
TN              Purchase                               8.3     Stated Income Documentation  AA+
PA              Cash Out Refinance                   10.45     Stated Income Documentation  A
LA              Purchase                              9.65     Stated Income Documentation  AA
NJ              Rate/Term Refinance                    8.2     Full Documentation           C
FL              Rate/Term Refinance                   9.35     Full Documentation           AA+
CA              Cash Out Refinance                    5.55     Stated Income Documentation  AA+
TX              Cash Out Refinance                    9.89     Stated Income Documentation  AA
MI              Purchase                                 8     Full Documentation           AA+
NJ              Cash Out Refinance                     9.9     Full Documentation           AA+
MA              Cash Out Refinance                    6.89     Stated Income Documentation  AA+
NY              Cash Out Refinance                    9.35     Full Documentation           A
MO              Cash Out Refinance                    7.55     Full Documentation           AA+
NC              Cash Out Refinance                    9.75     Stated Income Documentation  AA+
VA              Cash Out Refinance                    9.55     Full Documentation           B
VA              Cash Out Refinance                       9     Full Documentation           C
CA              Cash Out Refinance                     6.3     Full Documentation           AA+
NJ              Cash Out Refinance                     7.1     Stated Income Documentation  AA+
NH              Cash Out Refinance                     9.2     Full Documentation           B
PA              Rate/Term Refinance                    7.1     Full Documentation           AA+
TX              Purchase                              8.75     Full Documentation           AA+
MA              Cash Out Refinance                    6.45     Stated Income Documentation  AA+
NC              Purchase                              8.65     Full Documentation           A
MA              Cash Out Refinance                    7.79     Stated Income Documentation  AA
FL              Cash Out Refinance                    6.35     Stated Income Documentation  AA+
FL              Cash Out Refinance                    9.45     Full Documentation           C
MO              Cash Out Refinance                    10.6     Full Documentation           AA+
CA              Cash Out Refinance                    6.05     Stated Income Documentation  A
PA              Cash Out Refinance                    5.99     Full Documentation           AA
MD              Cash Out Refinance                    8.55     Stated Income Documentation  AA+
IN              Cash Out Refinance                    6.25     Full Documentation           AA
MO              Cash Out Refinance                    9.25     Full Documentation           A
FL              Cash Out Refinance                    8.95     Full Documentation           B
VA              Cash Out Refinance                     8.5     Full Documentation           AA
CA              Cash Out Refinance                    5.99     Full Documentation           AA+
CA              Purchase                              7.75     Stated Income Documentation  AA+
KY              Cash Out Refinance                    7.19     Full Documentation           AA+
KY              Purchase                               8.3     Full Documentation           AA+
KY              Cash Out Refinance                    7.65     Full Documentation           AA+
MA              Cash Out Refinance                    7.85     Stated Income Documentation  AA+
GA              Rate/Term Refinance                   8.19     Full Documentation           AA+
GA              Cash Out Refinance                    9.45     Full Documentation           AA+
MA              Cash Out Refinance                     7.5     Stated Income Documentation  AA+
FL              Cash Out Refinance                    8.99     Stated Income Documentation  AA
FL              Cash Out Refinance                     8.4     Full Documentation           AA+
MA              Cash Out Refinance                    6.05     Full Documentation           AA+
TN              Purchase                              7.45     Full Documentation           AA+
MA              Cash Out Refinance                     7.5     Stated Income Documentation  AA+
PA              Purchase                              7.95     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.99     Stated Income Documentation  AA
NH              Cash Out Refinance                     7.4     Full Documentation           AA
AL              Cash Out Refinance                    11.6     Stated Income Documentation  AA+
TN              Purchase                              8.25     Stated Income Documentation  AA+
TN              Purchase                               9.3     Stated Income Documentation  AA+
NJ              Cash Out Refinance                     7.3     Stated Income Documentation  AA+
NJ              Cash Out Refinance                     6.3     Stated Income Documentation  AA+
PA              Cash Out Refinance                    7.95     Full Documentation           A
PA              Cash Out Refinance                    7.75     Full Documentation           AA+
FL              Purchase                              6.64     Full Documentation           AA+
FL              Cash Out Refinance                    6.24     Full Documentation           AA
OK              Cash Out Refinance                   10.25     Stated Income Documentation  AA
FL              Cash Out Refinance                    8.15     Stated Income Documentation  AA+
FL              Cash Out Refinance                    6.55     Stated Income Documentation  AA+
VA              Cash Out Refinance                    8.04     Full Documentation           B
CA              Cash Out Refinance                    6.25     Full Documentation           AA+
PA              Cash Out Refinance                     8.3     Full Documentation           A
PA              Cash Out Refinance                    8.45     Full Documentation           A
PA              Cash Out Refinance                    8.89     Full Documentation           B
PA              Cash Out Refinance                    9.69     Full Documentation           C
FL              Purchase                               7.3     Stated Income Documentation  AA+
KY              Rate/Term Refinance                    7.9     Full Documentation           AA+
AZ              Purchase                              6.95     Stated Income Documentation  AA+
SD              Cash Out Refinance                    9.45     Full Documentation           AA+
NV              Purchase                              5.95     Stated Income Documentation  AA+
VA              Purchase                              6.85     Full Documentation           AA+
FL              Purchase                              7.25     Full Documentation           AA+
VA              Purchase                               8.7     Stated Income Documentation  AA
AR              Cash Out Refinance                       8     Full Documentation           AA+
CA              Cash Out Refinance                    6.25     Full Documentation           AA+
TX              Cash Out Refinance                     9.5     Full Documentation           AA+
GA              Rate/Term Refinance                    6.1     Full Documentation           AA+
PA              Cash Out Refinance                     7.8     Stated Income Documentation  AA+
FL              Cash Out Refinance                     7.8     Stated Income Documentation  AA
KS              Cash Out Refinance                    9.85     Stated Income Documentation  AA
NY              Purchase                               6.8     Stated Income Documentation  AA+
PA              Purchase                              7.35     Stated Income Documentation  AA+
FL              Cash Out Refinance                     6.5     Stated Income Documentation  AA
VA              Cash Out Refinance                     8.9     Full Documentation           C
GA              Cash Out Refinance                    7.75     Stated Income Documentation  AA+
TX              Cash Out Refinance                    8.86     Stated Income Documentation  AA
MA              Cash Out Refinance                    7.08     Stated Income Documentation  AA
MA              Purchase                              8.65     Stated Income Documentation  AA+
AL              Purchase                              7.05     Full Documentation           AA+
ID              Cash Out Refinance                    8.94     Full Documentation           AA+
FL              Purchase                              8.19     Stated Income Documentation  AA+
RI              Cash Out Refinance                     7.6     Full Documentation           AA+
MA              Cash Out Refinance                    5.49     Stated Income Documentation  AA
MI              Purchase                               8.4     Full Documentation           AA+
FL              Cash Out Refinance                     8.9     Full Documentation           AA
MI              Purchase                              8.25     Full Documentation           AA+
DE              Cash Out Refinance                    7.05     Full Documentation           AA+
TX              Cash Out Refinance                     9.9     Stated Income Documentation  A
MA              Purchase                              7.99     Stated Income Documentation  AA+
GA              Rate/Term Refinance                   6.95     Stated Income Documentation  AA+
VA              Cash Out Refinance                     7.7     Full Documentation           AA
IN              Rate/Term Refinance                    8.9     Full Documentation           A
TX              Cash Out Refinance                    8.99     Stated Income Documentation  B
TX              Cash Out Refinance                    10.2     Stated Income Documentation  B
GA              Cash Out Refinance                    7.65     Full Documentation           AA+
GA              Cash Out Refinance                     9.6     Stated Income Documentation  AA+
IA              Rate/Term Refinance                   9.05     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.84     Full Documentation           AA+
NJ              Cash Out Refinance                    7.45     Stated Income Documentation  AA
DE              Cash Out Refinance                    9.65     Stated Income Documentation  A
AL              Rate/Term Refinance                   8.25     Full Documentation           AA+
ID              Cash Out Refinance                    7.29     Full Documentation           B
FL              Cash Out Refinance                     7.6     Stated Income Documentation  A
FL              Cash Out Refinance                     7.1     Stated Income Documentation  AA+
NJ              Cash Out Refinance                    10.5     Stated Income Documentation  B
NY              Cash Out Refinance                       9     Stated Income Documentation  B
NY              Cash Out Refinance                     6.8     Stated Income Documentation  AA+
PA              Purchase                               8.2     Stated Income Documentation  AA+
IL              Cash Out Refinance                    8.95     Stated Income Documentation  AA+
TN              Cash Out Refinance                     6.8     Full Documentation           AA+
GA              Rate/Term Refinance                    8.6     Full Documentation           AA+
MI              Cash Out Refinance                     8.8     Full Documentation           B
CO              Purchase                              8.55     Full Documentation           AA+
NY              Purchase                              8.39     Full Documentation           AA+
TX              Purchase                               8.6     Full Documentation           AA
TX              Purchase                                10     Stated Income Documentation  AA+
RI              Cash Out Refinance                     6.4     Full Documentation           AA+
IN              Purchase                                 8     Full Documentation           AA+
CA              Cash Out Refinance                      11     Full Documentation           CC
GA              Cash Out Refinance                   8.475     Stated Income Documentation  AA+
PA              Rate/Term Refinance                    7.5     Full Documentation           AA+
IA              Cash Out Refinance                    7.95     Stated Income Documentation  AA+
MA              Cash Out Refinance                    6.65     Stated Income Documentation  AA+
KS              Cash Out Refinance                   11.19     Stated Income Documentation  B
VA              Cash Out Refinance                    8.65     Stated Income Documentation  AA+
NJ              Cash Out Refinance                     7.5     Stated Income Documentation  AA+
MA              Cash Out Refinance                    8.75     Stated Income Documentation  B
MO              Purchase                               8.2     Full Documentation           AA+
MO              Cash Out Refinance                     8.5     Full Documentation           AA+
FL              Purchase                                 6     Stated Income Documentation  AA+
NC              Cash Out Refinance                    7.25     Stated Income Documentation  B
IN              Cash Out Refinance                   11.55     Full Documentation           A
GA              Rate/Term Refinance                   8.85     Stated Income Documentation  AA+
CO              Purchase                              8.35     Full Documentation           AA+
TX              Purchase                               7.5     Full Documentation           AA+
TX              Purchase                               7.8     Full Documentation           AA+
TX              Purchase                              8.75     Full Documentation           AA+
TX              Purchase                               7.4     Full Documentation           AA+
MI              Purchase                               8.3     Full Documentation           AA+
MS              Purchase                              8.35     Full Documentation           AA
FL              Rate/Term Refinance                     10     Full Documentation           C
FL              Purchase                               8.9     Stated Income Documentation  AA+
HI              Purchase                               7.9     Stated Income Documentation  AA+
TX              Cash Out Refinance                     7.6     Stated Income Documentation  AA+
TX              Cash Out Refinance                   11.35     Stated Income Documentation  AA+
NY              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
NH              Rate/Term Refinance                   6.29     Full Documentation           AA+
PA              Cash Out Refinance                   10.75     Full Documentation           AA+
GA              Rate/Term Refinance                   7.15     Full Documentation           AA+
MO              Cash Out Refinance                     9.6     Full Documentation           AA
CT              Cash Out Refinance                    7.95     Stated Income Documentation  B
HI              Purchase                              5.85     Stated Income Documentation  AA+
FL              Cash Out Refinance                     6.9     Stated Income Documentation  AA+
HI              Cash Out Refinance                   6.265     Stated Income Documentation  AA+
HI              Cash Out Refinance                    5.35     Full Documentation           AA+
CA              Cash Out Refinance                     7.2     Full Documentation           AA+
NV              Cash Out Refinance                     7.8     Full Documentation           AA
NJ              Cash Out Refinance                    10.2     Full Documentation           B
IN              Cash Out Refinance                     7.2     Full Documentation           AA+
CA              Cash Out Refinance                     6.8     Full Documentation           AA
TX              Cash Out Refinance                     9.9     Stated Income Documentation  AA+
SC              Cash Out Refinance                   11.55     Stated Income Documentation  B
CA              Cash Out Refinance                     7.5     Stated Income Documentation  AA+
WA              Cash Out Refinance                    7.95     Full Documentation           AA+
IL              Cash Out Refinance                     7.9     Stated Income Documentation  AA+
MA              Cash Out Refinance                    6.94     Stated Income Documentation  AA+
NY              Cash Out Refinance                     5.8     Full Documentation           AA+
TX              Cash Out Refinance                     8.9     Stated Income Documentation  AA
FL              Cash Out Refinance                    7.05     Stated Income Documentation  AA+
NY              Purchase                               9.6     Stated Income Documentation  AA+
FL              Cash Out Refinance                   7.225     Stated Income Documentation  A
TX              Purchase                               6.1     Full Documentation           AA+
KS              Cash Out Refinance                    8.45     Stated Income Documentation  AA+
TX              Purchase                              8.75     Full Documentation           AA+
MA              Cash Out Refinance                     7.3     Stated Income Documentation  AA+
FL              Cash Out Refinance                    8.45     Stated Income Documentation  AA+
CA              Cash Out Refinance                    8.95     Stated Income Documentation  AA
FL              Cash Out Refinance                     8.5     Stated Income Documentation  AA+
TX              Cash Out Refinance                    9.95     Stated Income Documentation  AA
FL              Cash Out Refinance                    10.7     Full Documentation           AA+
AL              Cash Out Refinance                    7.05     Full Documentation           AA+
PA              Cash Out Refinance                    6.45     Full Documentation           A
PA              Cash Out Refinance                    8.25     Full Documentation           AA
PA              Cash Out Refinance                    9.99     Full Documentation           AA
PA              Cash Out Refinance                    11.3     Full Documentation           AA
PA              Cash Out Refinance                    9.05     Full Documentation           AA
TX              Rate/Term Refinance                    7.3     Full Documentation           AA+
FL              Cash Out Refinance                     8.7     Full Documentation           AA+
FL              Cash Out Refinance                    7.75     Stated Income Documentation  AA+
FL              Cash Out Refinance                     6.5     Stated Income Documentation  AA+
VA              Cash Out Refinance                    7.84     Full Documentation           AA+
RI              Cash Out Refinance                    8.15     Full Documentation           AA+
RI              Cash Out Refinance                     7.2     Full Documentation           AA+
FL              Cash Out Refinance                    6.45     Full Documentation           AA+
CA              Cash Out Refinance                    6.25     Full Documentation           AA+
VA              Cash Out Refinance                    7.54     Full Documentation           AA+
CA              Purchase                              8.45     Stated Income Documentation  AA+
FL              Cash Out Refinance                    7.99     Stated Income Documentation  AA
UT              Purchase                               5.9     Full Documentation           AA+
CA              Cash Out Refinance                    6.05     Full Documentation           AA+
NH              Rate/Term Refinance                   8.95     Full Documentation           AA+
CA              Rate/Term Refinance                   6.45     Full Documentation           AA+
GA              Cash Out Refinance                     7.3     Full Documentation           AA+
CA              Purchase                                 7     Stated Income Documentation  AA+
GA              Cash Out Refinance                     8.4     Full Documentation           AA+
CT              Cash Out Refinance                    8.59     Full Documentation           AA+
CT              Cash Out Refinance                    6.15     Full Documentation           AA+
MA              Cash Out Refinance                     6.8     Stated Income Documentation  AA+
MA              Purchase                              6.95     Stated Income Documentation  AA+
ME              Cash Out Refinance                     7.2     Stated Income Documentation  AA
NY              Cash Out Refinance                     9.6     Stated Income Documentation  B
MI              Purchase                               8.1     Full Documentation           AA+
MA              Cash Out Refinance                     6.5     Stated Income Documentation  AA+
TX              Purchase                               8.5     Full Documentation           AA+
MI              Purchase                               8.6     Full Documentation           AA+
OR              Cash Out Refinance                     9.5     Lite Documentation           AA+
NY              Cash Out Refinance                    7.65     Full Documentation           B
TX              Cash Out Refinance                   10.55     Stated Income Documentation  AA+
FL              Purchase                              7.99     Stated Income Documentation  AA+
MA              Cash Out Refinance                    6.65     Stated Income Documentation  AA+
ME              Cash Out Refinance                    6.45     Stated Income Documentation  AA+
FL              Cash Out Refinance                     8.8     Full Documentation           AA
FL              Cash Out Refinance                     6.4     Full Documentation           AA+
WA              Cash Out Refinance                    6.75     Full Documentation           AA+
RI              Cash Out Refinance                    6.99     Full Documentation           AA
MA              Cash Out Refinance                    8.29     Stated Income Documentation  A
FL              Rate/Term Refinance                   7.95     Full Documentation           AA+
NY              Cash Out Refinance                    5.65     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.55     Full Documentation           AA+
CA              Purchase                               8.1     Stated Income Documentation  AA+
CA              Cash Out Refinance                    8.14     Stated Income Documentation  A
ID              Cash Out Refinance                    7.65     Full Documentation           AA+
NY              Purchase                               8.1     Full Documentation           AA+
MA              Cash Out Refinance                    7.95     Stated Income Documentation  AA
FL              Cash Out Refinance                     8.7     Full Documentation           AA+
MA              Cash Out Refinance                     7.7     Stated Income Documentation  AA+
MA              Purchase                               7.7     Stated Income Documentation  AA+
NY              Cash Out Refinance                     7.4     Stated Income Documentation  AA+
NY              Cash Out Refinance                    7.65     Stated Income Documentation  AA+
VT              Cash Out Refinance                     9.7     Stated Income Documentation  AA+
GA              Cash Out Refinance                    8.05     Full Documentation           AA+
IL              Cash Out Refinance                     9.8     Stated Income Documentation  B
IL              Cash Out Refinance                    6.05     Stated Income Documentation  AA+
GA              Purchase                               7.7     Stated Income Documentation  AA+
MI              Cash Out Refinance                    8.35     Full Documentation           AA
FL              Cash Out Refinance                    7.75     Full Documentation           AA
CT              Cash Out Refinance                     6.5     Full Documentation           B
FL              Cash Out Refinance                    7.99     Stated Income Documentation  AA+
CA              Purchase                              6.15     Stated Income Documentation  AA+
TX              Purchase                              7.95     Full Documentation           AA+
MA              Cash Out Refinance                     9.6     Stated Income Documentation  AA
NJ              Cash Out Refinance                     7.8     Stated Income Documentation  AA+
CT              Cash Out Refinance                    6.25     Full Documentation           AA+
IL              Cash Out Refinance                    9.95     Stated Income Documentation  AA+
MA              Rate/Term Refinance                   7.35     Stated Income Documentation  AA+
MS              Cash Out Refinance                     8.9     Full Documentation           AA+
CT              Cash Out Refinance                    7.99     Full Documentation           AA
PA              Cash Out Refinance                    7.95     Full Documentation           AA
CT              Purchase                              6.99     Stated Income Documentation  AA+
TX              Purchase                              7.95     Full Documentation           AA+
FL              Purchase                               5.5     Full Documentation           AA+
MA              Cash Out Refinance                    6.35     Full Documentation           AA+
NJ              Cash Out Refinance                       8     Stated Income Documentation  AA+
TX              Purchase                              7.95     Full Documentation           AA+
CA              Purchase                               5.8     Stated Income Documentation  AA+
FL              Rate/Term Refinance                    8.5     Full Documentation           B
NC              Cash Out Refinance                    6.64     Full Documentation           AA+
NJ              Cash Out Refinance                    7.35     Stated Income Documentation  AA+
VA              Cash Out Refinance                    8.05     Full Documentation           AA+
VA              Cash Out Refinance                    7.45     Full Documentation           AA+
AL              Purchase                              8.65     Stated Income Documentation  AA+
FL              Purchase                             6.125     Stated Income Documentation  AA+
TX              Purchase                               7.7     Stated Income Documentation  AA
TN              Rate/Term Refinance                   8.65     Full Documentation           AA
TN              Cash Out Refinance                    7.15     Full Documentation           AA+
IN              Rate/Term Refinance                   8.95     Full Documentation           AA
HI              Purchase                              5.95     Stated Income Documentation  AA+
PA              Rate/Term Refinance                    8.4     Full Documentation           C
FL              Cash Out Refinance                     8.5     Stated Income Documentation  B
NC              Purchase                              8.49     Full Documentation           AA+
MA              Cash Out Refinance                    5.75     Full Documentation           AA+
MA              Cash Out Refinance                    7.75     Stated Income Documentation  A
NY              Cash Out Refinance                    7.95     Stated Income Documentation  AA+
TX              Rate/Term Refinance                   6.55     Stated Income Documentation  AA+
MA              Cash Out Refinance                    6.45     Stated Income Documentation  AA+
FL              Cash Out Refinance                    8.99     Stated Income Documentation  B
FL              Cash Out Refinance                    6.55     Full Documentation           AA+
FL              Cash Out Refinance                     8.4     Stated Income Documentation  B
NY              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
MA              Cash Out Refinance                    9.19     Stated Income Documentation  C
MI              Cash Out Refinance                       9     Full Documentation           AA+
VA              Cash Out Refinance                     7.6     Full Documentation           AA
MI              Cash Out Refinance                   11.35     Stated Income Documentation  AA+
IN              Purchase                             8.525     Stated Income Documentation  AA+
TN              Cash Out Refinance                    8.49     Full Documentation           AA+
NH              Cash Out Refinance                    6.49     Stated Income Documentation  AA+
GA              Cash Out Refinance                    8.25     Stated Income Documentation  AA+
RI              Purchase                              6.99     Stated Income Documentation  AA+
CA              Purchase                              5.95     Stated Income Documentation  AA+
FL              Purchase                              8.85     Stated Income Documentation  AA
PA              Purchase                               7.8     Full Documentation           AA+
CA              Purchase                               5.6     Stated Income Documentation  AA+
CA              Purchase                              5.25     Stated Income Documentation  AA+
PA              Cash Out Refinance                    8.15     Lite Documentation           AA+
PA              Cash Out Refinance                    9.29     Full Documentation           AA+
PA              Cash Out Refinance                     7.3     Full Documentation           AA+
PA              Cash Out Refinance                    7.35     Full Documentation           AA+
PA              Cash Out Refinance                    7.15     Full Documentation           AA+
PA              Cash Out Refinance                     7.7     Full Documentation           AA+
PA              Cash Out Refinance                    7.75     Full Documentation           AA+
PA              Cash Out Refinance                    7.75     Full Documentation           AA+
PA              Cash Out Refinance                    6.75     Lite Documentation           AA+
PA              Cash Out Refinance                    5.94     Full Documentation           AA+
FL              Cash Out Refinance                     6.4     Full Documentation           AA+
FL              Cash Out Refinance                     6.9     Stated Income Documentation  AA+
FL              Cash Out Refinance                    6.45     Full Documentation           AA
FL              Cash Out Refinance                  11.075     Stated Income Documentation  AA+
CA              Purchase                              6.85     Stated Income Documentation  AA+
LA              Cash Out Refinance                    7.15     Full Documentation           AA+
MA              Cash Out Refinance                     7.2     Stated Income Documentation  AA+
CA              Purchase                               5.6     Stated Income Documentation  AA+
VA              Purchase                              5.99     Stated Income Documentation  AA+
CA              Cash Out Refinance                    4.99     Full Documentation           AA+
VA              Purchase                               5.5     Full Documentation           AA+
MA              Cash Out Refinance                     9.7     Stated Income Documentation  AA
CA              Purchase                              7.95     Stated Income Documentation  AA+
CA              Cash Out Refinance                     7.7     Full Documentation           AA+
NY              Cash Out Refinance                    6.25     Full Documentation           AA+
UT              Cash Out Refinance                     6.6     Full Documentation           AA+
CA              Cash Out Refinance                     7.1     Full Documentation           B
GA              Cash Out Refinance                     9.7     Stated Income Documentation  AA+
NY              Purchase                               6.6     Stated Income Documentation  AA+
NY              Cash Out Refinance                     7.3     Stated Income Documentation  AA+
NY              Cash Out Refinance                    7.85     Full Documentation           AA
IL              Cash Out Refinance                    7.45     Full Documentation           AA+
NY              Cash Out Refinance                   10.69     Stated Income Documentation  B
AZ              Cash Out Refinance                     8.8     Stated Income Documentation  B
MI              Purchase                              8.95     Full Documentation           AA+
MI              Purchase                              8.05     Full Documentation           AA+
OK              Cash Out Refinance                    8.99     Stated Income Documentation  A
NY              Purchase                              6.99     Stated Income Documentation  AA+
NY              Cash Out Refinance                    8.15     Stated Income Documentation  A
TX              Cash Out Refinance                    8.95     Stated Income Documentation  AA+
DC              Cash Out Refinance                     8.3     Stated Income Documentation  A
DC              Cash Out Refinance                    6.75     Full Documentation           AA+
ME              Cash Out Refinance                     8.6     Stated Income Documentation  AA+
FL              Purchase                               9.6     Stated Income Documentation  AA+
FL              Cash Out Refinance                    6.25     Stated Income Documentation  AA
CO              Cash Out Refinance                     6.8     Full Documentation           AA+
ME              Rate/Term Refinance                    8.5     Stated Income Documentation  AA+
NY              Cash Out Refinance                       6     Stated Income Documentation  AA+
NY              Cash Out Refinance                    7.45     Stated Income Documentation  AA+
MD              Purchase                              7.55     Full Documentation           AA+
TX              Purchase                              9.15     Stated Income Documentation  AA+
GA              Cash Out Refinance                     7.6     Stated Income Documentation  AA+
TX              Purchase                              9.55     Full Documentation           AA+
MD              Cash Out Refinance                    8.55     Stated Income Documentation  AA+
NJ              Cash Out Refinance                    7.25     Stated Income Documentation  AA+
MA              Cash Out Refinance                    8.25     Stated Income Documentation  A
NY              Cash Out Refinance                   6.475     Stated Income Documentation  AA+
MA              Cash Out Refinance                    8.45     Stated Income Documentation  AA+
MA              Cash Out Refinance                   5.625     Stated Income Documentation  AA+
NY              Cash Out Refinance                     6.3     Stated Income Documentation  AA+
NY              Cash Out Refinance                     6.7     Stated Income Documentation  AA+
VA              Cash Out Refinance                   8.675     Full Documentation           AA+
VT              Cash Out Refinance                    6.15     Stated Income Documentation  AA+
NY              Cash Out Refinance                     7.5     Stated Income Documentation  AA+
NY              Cash Out Refinance                     6.1     Stated Income Documentation  AA+
NY              Cash Out Refinance                    7.45     Stated Income Documentation  AA+
RI              Cash Out Refinance                    6.75     Full Documentation           AA+
TX              Cash Out Refinance                    8.15     Stated Income Documentation  AA
VA              Cash Out Refinance                    7.79     Full Documentation           A
CO              Purchase                              6.45     Full Documentation           AA+
TX              Purchase                              8.95     Full Documentation           AA+
TX              Rate/Term Refinance                  9.825     Full Documentation           B
TX              Purchase                              8.15     Stated Income Documentation  AA+
FL              Cash Out Refinance                     9.2     Full Documentation           AA+
CO              Cash Out Refinance                    8.35     Stated Income Documentation  B
GA              Rate/Term Refinance                   8.99     Full Documentation           AA
NJ              Cash Out Refinance                    7.55     Full Documentation           AA+
TX              Cash Out Refinance                    8.75     Stated Income Documentation  B
CT              Cash Out Refinance                   11.45     Full Documentation           CC
NY              Purchase                              6.95     Stated Income Documentation  AA+
DE              Cash Out Refinance                   10.05     Stated Income Documentation  B
MA              Cash Out Refinance                     5.5     Stated Income Documentation  AA+
CA              Cash Out Refinance                    9.59     Stated Income Documentation  C
CA              Cash Out Refinance                    6.25     Full Documentation           AA+
TN              Rate/Term Refinance                   7.99     Full Documentation           B
CA              Cash Out Refinance                    6.25     Full Documentation           AA+
VA              Rate/Term Refinance                    7.9     Full Documentation           AA+
MS              Cash Out Refinance                     9.2     Full Documentation           B
CA              Purchase                              6.55     Stated Income Documentation  AA
AR              Cash Out Refinance                     7.9     Stated Income Documentation  AA+
NC              Purchase                             7.725     Full Documentation           AA+
MS              Cash Out Refinance                     8.1     Full Documentation           AA+
NJ              Cash Out Refinance                    8.55     Stated Income Documentation  AA+
MO              Rate/Term Refinance                   8.25     Full Documentation           AA+
MO              Rate/Term Refinance                    8.9     Full Documentation           AA+
MO              Rate/Term Refinance                   7.85     Full Documentation           AA+
ME              Cash Out Refinance                    7.45     Stated Income Documentation  AA+
LA              Rate/Term Refinance                    7.1     Full Documentation           AA+
TX              Purchase                               9.8     Stated Income Documentation  AA
FL              Cash Out Refinance                     5.9     Full Documentation           AA+
MI              Cash Out Refinance                     8.7     Full Documentation           B
FL              Cash Out Refinance                    5.75     Full Documentation           AA+
MI              Rate/Term Refinance                   10.4     Full Documentation           C
MI              Cash Out Refinance                    8.05     Full Documentation           B
AZ              Cash Out Refinance                    6.85     Full Documentation           B
VA              Purchase                              6.94     Stated Income Documentation  AA+
CA              Cash Out Refinance                     7.5     Stated Income Documentation  A
MA              Cash Out Refinance                     6.9     Stated Income Documentation  A
NC              Purchase                              6.45     Full Documentation           AA+
CA              Cash Out Refinance                    5.85     Stated Income Documentation  AA+
FL              Cash Out Refinance                     8.4     Stated Income Documentation  AA
FL              Cash Out Refinance                    8.35     Stated Income Documentation  AA
TX              Purchase                               6.8     Stated Income Documentation  AA
FL              Cash Out Refinance                    7.35     Stated Income Documentation  AA+
NJ              Cash Out Refinance                    8.15     Stated Income Documentation  AA+
ID              Cash Out Refinance                    7.25     Stated Income Documentation  AA+
MI              Cash Out Refinance                   11.75     Stated Income Documentation  AA+
MA              Cash Out Refinance                    6.45     Full Documentation           AA+
FL              Cash Out Refinance                    7.55     Stated Income Documentation  AA+
NY              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
NY              Cash Out Refinance                    7.69     Stated Income Documentation  AA+
NV              Cash Out Refinance                    9.05     Stated Income Documentation  AA
WI              Cash Out Refinance                    7.99     Stated Income Documentation  AA+
CA              Purchase                               6.2     Stated Income Documentation  AA+
OK              Purchase                              6.85     Full Documentation           AA+
OK              Cash Out Refinance                    8.45     Full Documentation           AA+
VA              Cash Out Refinance                     6.9     Full Documentation           AA+
ME              Cash Out Refinance                     7.7     Stated Income Documentation  AA+
PA              Rate/Term Refinance                    6.9     Full Documentation           AA+
NY              Cash Out Refinance                    6.15     Stated Income Documentation  AA+
CA              Purchase                               6.3     Stated Income Documentation  AA+
CA              Cash Out Refinance                     6.9     Full Documentation           AA+
MI              Purchase                              8.59     Stated Income Documentation  AA+
FL              Rate/Term Refinance                    6.8     Stated Income Documentation  AA+
FL              Cash Out Refinance                      10     Stated Income Documentation  AA+
FL              Cash Out Refinance                    5.53     Full Documentation           AA+
IL              Cash Out Refinance                     8.7     Stated Income Documentation  AA+
MA              Cash Out Refinance                    6.75     Stated Income Documentation  AA+
CA              Cash Out Refinance                     8.3     Full Documentation           B
WI              Cash Out Refinance                     7.5     Stated Income Documentation  AA+
IN              Rate/Term Refinance                   8.65     Full Documentation           AA+
MO              Cash Out Refinance                     6.9     Full Documentation           AA+
IL              Cash Out Refinance                    9.85     Stated Income Documentation  B
WY              Cash Out Refinance                     6.2     Full Documentation           AA+
VA              Rate/Term Refinance                  8.465     Stated Income Documentation  AA+
MO              Rate/Term Refinance                   8.05     Full Documentation           AA+
NH              Cash Out Refinance                     8.5     Stated Income Documentation  AA
CA              Cash Out Refinance                    8.05     Full Documentation           B
CA              Cash Out Refinance                    5.95     Full Documentation           AA+
FL              Cash Out Refinance                    6.45     Full Documentation           AA+
TX              Purchase                              6.95     Stated Income Documentation  AA+
TX              Cash Out Refinance                   12.15     Stated Income Documentation  C
AR              Purchase                              7.55     Stated Income Documentation  AA+
MA              Cash Out Refinance                     7.2     Full Documentation           AA+
IN              Rate/Term Refinance                    8.5     Full Documentation           AA+
FL              Cash Out Refinance                    8.85     Full Documentation           B
KS              Cash Out Refinance                     8.7     Stated Income Documentation  AA
CA              Purchase                              6.95     Stated Income Documentation  AA+
GA              Cash Out Refinance                     9.2     Full Documentation           AA+
RI              Cash Out Refinance                    7.99     Stated Income Documentation  AA+
NY              Purchase                               8.7     Stated Income Documentation  AA
WI              Cash Out Refinance                     6.9     Stated Income Documentation  AA+
FL              Cash Out Refinance                     7.5     Stated Income Documentation  AA+
FL              Cash Out Refinance                    6.35     Stated Income Documentation  AA+
FL              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
FL              Purchase                               6.9     Stated Income Documentation  AA+
NY              Cash Out Refinance                    9.75     Stated Income Documentation  B
VT              Rate/Term Refinance                   6.35     Stated Income Documentation  AA+
NY              Cash Out Refinance                    5.75     Stated Income Documentation  AA+
AR              Cash Out Refinance                    8.75     Full Documentation           AA
FL              Purchase                              7.35     Stated Income Documentation  AA+
MA              Cash Out Refinance                     9.2     Stated Income Documentation  AA
MA              Cash Out Refinance                    6.65     Stated Income Documentation  AA+
TX              Rate/Term Refinance                    9.3     Full Documentation           AA
MI              Cash Out Refinance                     9.6     Full Documentation           AA
VA              Cash Out Refinance                    7.45     Full Documentation           AA
CA              Purchase                              5.25     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.24     Stated Income Documentation  AA
MI              Cash Out Refinance                    8.99     Full Documentation           AA
GA              Purchase                               7.4     Stated Income Documentation  AA+
MI              Rate/Term Refinance                   5.95     Stated Income Documentation  AA+
MA              Cash Out Refinance                    6.55     Stated Income Documentation  AA+
GA              Cash Out Refinance                     9.1     Stated Income Documentation  B
NJ              Cash Out Refinance                    8.45     Stated Income Documentation  AA
PA              Cash Out Refinance                    8.35     Stated Income Documentation  AA+
IL              Cash Out Refinance                     8.9     Stated Income Documentation  C
KY              Cash Out Refinance                     8.5     Full Documentation           AA+
KY              Cash Out Refinance                     8.4     Full Documentation           AA+
IL              Cash Out Refinance                    8.99     Stated Income Documentation  AA+
SC              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
IL              Cash Out Refinance                    9.85     Stated Income Documentation  AA
CA              Cash Out Refinance                     6.5     Full Documentation           AA+
SC              Cash Out Refinance                    11.6     Stated Income Documentation  AA+
CA              Cash Out Refinance                    7.85     Stated Income Documentation  A
RI              Cash Out Refinance                    8.75     Stated Income Documentation  AA+
GA              Cash Out Refinance                     7.7     Stated Income Documentation  AA+
NH              Cash Out Refinance                     7.4     Stated Income Documentation  AA+
MI              Cash Out Refinance                    10.7     Full Documentation           B
MI              Cash Out Refinance                     8.9     Full Documentation           AA
NH              Cash Out Refinance                    6.25     Full Documentation           AA+
NJ              Purchase                              7.54     Full Documentation           AA+
NJ              Cash Out Refinance                    7.65     Stated Income Documentation  AA+
MA              Cash Out Refinance                    6.85     Stated Income Documentation  AA+
VA              Cash Out Refinance                   12.05     Stated Income Documentation  AA+
MI              Rate/Term Refinance                    7.7     Full Documentation           AA
CA              Purchase                              5.75     Stated Income Documentation  AA+
AR              Rate/Term Refinance                   9.45     Full Documentation           AA+
TX              Purchase                               8.3     Stated Income Documentation  AA+
TX              Purchase                              8.99     Stated Income Documentation  AA+
MD              Purchase                               7.4     Full Documentation           AA+
FL              Cash Out Refinance                    9.99     Stated Income Documentation  B
TX              Purchase                              7.85     Stated Income Documentation  AA+
TX              Purchase                               8.9     Stated Income Documentation  AA+
CA              Cash Out Refinance                     5.5     Stated Income Documentation  AA+
NY              Cash Out Refinance                     7.5     Stated Income Documentation  A
NY              Cash Out Refinance                     7.5     Stated Income Documentation  A
NJ              Cash Out Refinance                    7.35     Full Documentation           AA
MI              Cash Out Refinance                    11.1     Full Documentation           C
CA              Purchase                               7.3     Stated Income Documentation  AA+
MI              Cash Out Refinance                     8.8     Full Documentation           AA+
AR              Cash Out Refinance                    9.37     Full Documentation           AA
TX              Cash Out Refinance                    9.45     Stated Income Documentation  AA+
UT              Cash Out Refinance                     7.4     Stated Income Documentation  AA+
FL              Cash Out Refinance                     5.8     Stated Income Documentation  AA+
FL              Cash Out Refinance                    8.99     Stated Income Documentation  AA+
FL              Cash Out Refinance                    7.85     Stated Income Documentation  AA+
FL              Cash Out Refinance                    7.99     Stated Income Documentation  AA+
TX              Purchase                              8.99     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.15     Stated Income Documentation  A
TX              Purchase                               7.6     Stated Income Documentation  AA+
ID              Rate/Term Refinance                   7.44     Full Documentation           AA+
NJ              Cash Out Refinance                     6.9     Stated Income Documentation  AA
FL              Cash Out Refinance                     8.6     Stated Income Documentation  AA
FL              Cash Out Refinance                     6.8     Full Documentation           AA+
FL              Cash Out Refinance                     8.3     Full Documentation           B
IL              Purchase                              7.65     Stated Income Documentation  AA+
FL              Cash Out Refinance                    6.15     Stated Income Documentation  AA+
FL              Cash Out Refinance                     8.8     Stated Income Documentation  AA+
FL              Cash Out Refinance                     6.3     Full Documentation           AA+
FL              Cash Out Refinance                    10.4     Stated Income Documentation  B
FL              Cash Out Refinance                     7.1     Full Documentation           AA+
RI              Cash Out Refinance                     7.5     Stated Income Documentation  AA
RI              Cash Out Refinance                    6.45     Stated Income Documentation  AA
FL              Cash Out Refinance                    6.29     Full Documentation           AA+
AZ              Cash Out Refinance                     6.5     Full Documentation           AA+
FL              Purchase                              7.95     Full Documentation           AA+
NJ              Cash Out Refinance                    7.35     Stated Income Documentation  AA+
IL              Cash Out Refinance                     7.5     Stated Income Documentation  AA+
NY              Cash Out Refinance                    7.45     Stated Income Documentation  AA
AL              Cash Out Refinance                     7.9     Full Documentation           A
FL              Purchase                              7.95     Stated Income Documentation  AA+
PA              Cash Out Refinance                    11.6     Stated Income Documentation  C
CA              Cash Out Refinance                     6.5     Full Documentation           B
MO              Rate/Term Refinance                    8.3     Full Documentation           AA+
TX              Rate/Term Refinance                   8.99     Stated Income Documentation  B
CA              Cash Out Refinance                     5.3     Full Documentation           AA+
CA              Cash Out Refinance                    5.65     Full Documentation           A
CA              Cash Out Refinance                    6.15     Stated Income Documentation  AA+
CA              Cash Out Refinance                     6.4     Stated Income Documentation  AA+
KY              Cash Out Refinance                    7.55     Full Documentation           AA+
MD              Cash Out Refinance                    6.95     Full Documentation           A
PA              Cash Out Refinance                     6.8     Full Documentation           AA+
MA              Cash Out Refinance                     6.2     Stated Income Documentation  AA+
IN              Cash Out Refinance                     7.8     Full Documentation           AA+
RI              Rate/Term Refinance                      9     Full Documentation           B
MA              Rate/Term Refinance                    6.7     Stated Income Documentation  AA+
AR              Cash Out Refinance                    9.05     Full Documentation           AA+
VT              Cash Out Refinance                    8.54     Stated Income Documentation  AA+
FL              Rate/Term Refinance                    8.3     Full Documentation           AA
NY              Cash Out Refinance                    7.35     Full Documentation           AA+
CA              Purchase                              5.85     Stated Income Documentation  AA+
GA              Rate/Term Refinance                    7.4     Full Documentation           AA
IL              Rate/Term Refinance                   9.68     Full Documentation           AA
NJ              Cash Out Refinance                     9.5     Stated Income Documentation  AA+
FL              Cash Out Refinance                    7.55     Stated Income Documentation  AA+
KY              Cash Out Refinance                   10.45     Full Documentation           AA+
CA              Purchase                               6.2     Stated Income Documentation  AA+
CA              Purchase                               6.5     Stated Income Documentation  AA+
AZ              Cash Out Refinance                   7.625     Stated Income Documentation  AA+
MA              Cash Out Refinance                     7.7     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.05     Full Documentation           AA+
CA              Purchase                               5.1     Stated Income Documentation  AA+
HI              Purchase                               6.5     Stated Income Documentation  AA+
DC              Cash Out Refinance                    7.55     Stated Income Documentation  AA+
MI              Cash Out Refinance                    6.35     Full Documentation           AA+
PA              Purchase                              7.45     Stated Income Documentation  AA
PA              Cash Out Refinance                     7.8     Stated Income Documentation  AA+
FL              Cash Out Refinance                    6.85     Stated Income Documentation  AA+
FL              Cash Out Refinance                     6.4     Stated Income Documentation  AA+
FL              Purchase                               6.3     Stated Income Documentation  AA+
FL              Cash Out Refinance                     7.7     Stated Income Documentation  AA+
MA              Cash Out Refinance                     7.6     Stated Income Documentation  AA+
MI              Rate/Term Refinance                   8.59     Full Documentation           AA
VA              Cash Out Refinance                    8.25     Stated Income Documentation  AA+
MI              Cash Out Refinance                    7.99     Full Documentation           AA+
MI              Cash Out Refinance                    9.65     Full Documentation           AA
TN              Cash Out Refinance                     8.3     Stated Income Documentation  AA
MT              Cash Out Refinance                     8.6     Stated Income Documentation  A
AL              Cash Out Refinance                     6.8     Full Documentation           AA+
NY              Rate/Term Refinance                   7.02     Stated Income Documentation  AA+
MA              Cash Out Refinance                    6.09     Full Documentation           AA+
VA              Cash Out Refinance                    6.19     Full Documentation           AA+
CA              Cash Out Refinance                    6.75     Stated Income Documentation  AA+
NY              Cash Out Refinance                    9.75     Stated Income Documentation  B
FL              Cash Out Refinance                    8.45     Full Documentation           AA+
MI              Cash Out Refinance                    8.75     Full Documentation           AA
MA              Cash Out Refinance                     7.5     Stated Income Documentation  AA+
MI              Cash Out Refinance                    6.74     Full Documentation           AA+
MI              Cash Out Refinance                    7.48     Full Documentation           AA+
RI              Rate/Term Refinance                    9.7     Full Documentation           B
VT              Cash Out Refinance                    7.45     Stated Income Documentation  AA+
CA              Purchase                               6.1     Stated Income Documentation  AA+
WA              Rate/Term Refinance                   5.75     Full Documentation           AA+
CA              Purchase                               6.4     Stated Income Documentation  AA+
MA              Cash Out Refinance                    7.45     Stated Income Documentation  AA+
MA              Cash Out Refinance                     5.8     Full Documentation           AA+
TX              Cash Out Refinance                    6.65     Stated Income Documentation  AA+
MD              Cash Out Refinance                    6.75     Full Documentation           AA+
CA              Cash Out Refinance                    6.25     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.85     Stated Income Documentation  AA+
CA              Cash Out Refinance                    7.44     Stated Income Documentation  AA+
WY              Cash Out Refinance                   10.05     Stated Income Documentation  B
MD              Purchase                              7.49     Full Documentation           AA+
TX              Rate/Term Refinance                   7.75     Full Documentation           AA+
NV              Cash Out Refinance                    6.84     Stated Income Documentation  AA+
FL              Cash Out Refinance                     8.7     Stated Income Documentation  AA
TX              Purchase                               8.3     Full Documentation           AA+
TX              Cash Out Refinance                    10.4     Stated Income Documentation  AA+
MO              Cash Out Refinance                    9.75     Full Documentation           AA+
KS              Cash Out Refinance                    8.15     Stated Income Documentation  AA+
WA              Rate/Term Refinance                   7.35     Full Documentation           AA+
CA              Purchase                              6.85     Stated Income Documentation  AA+
CA              Purchase                              5.95     Stated Income Documentation  AA+
MI              Purchase                              7.35     Full Documentation           AA+
MA              Cash Out Refinance                     7.8     Stated Income Documentation  AA+
AR              Cash Out Refinance                    8.15     Full Documentation           AA+
CA              Cash Out Refinance                   6.425     Full Documentation           AA+
CA              Cash Out Refinance                     7.3     Stated Income Documentation  AA
FL              Cash Out Refinance                    7.29     Stated Income Documentation  AA
NY              Cash Out Refinance                    6.85     Stated Income Documentation  AA+
TX              Cash Out Refinance                     9.6     Stated Income Documentation  AA+
NY              Cash Out Refinance                    8.85     Stated Income Documentation  AA
FL              Cash Out Refinance                    6.85     Stated Income Documentation  AA+
FL              Cash Out Refinance                     7.6     Stated Income Documentation  AA+
IN              Purchase                                10     Full Documentation           AA+
WI              Cash Out Refinance                    7.85     Stated Income Documentation  AA+
CA              Cash Out Refinance                     8.4     Full Documentation           B
MD              Purchase                              6.65     Stated Income Documentation  AA+
NC              Cash Out Refinance                     8.6     Full Documentation           AA+
FL              Cash Out Refinance                     6.4     Full Documentation           AA
FL              Cash Out Refinance                    6.84     Full Documentation           AA+
MI              Cash Out Refinance                     9.9     Full Documentation           AA
WA              Cash Out Refinance                     7.5     Full Documentation           AA+
MA              Cash Out Refinance                    5.99     Full Documentation           AA+
CA              Cash Out Refinance                    6.45     Full Documentation           AA+
CA              Cash Out Refinance                    6.95     Stated Income Documentation  AA
UT              Rate/Term Refinance                   7.85     Full Documentation           AA+
FL              Cash Out Refinance                    7.55     Stated Income Documentation  AA+
MI              Cash Out Refinance                    8.95     Full Documentation           AA+
MO              Cash Out Refinance                     9.6     Stated Income Documentation  A
FL              Cash Out Refinance                    7.75     Stated Income Documentation  AA+
CA              Purchase                              5.95     Stated Income Documentation  AA+
AZ              Rate/Term Refinance                    7.7     Stated Income Documentation  A
CA              Cash Out Refinance                    7.35     Stated Income Documentation  AA+
CA              Purchase                              6.75     Stated Income Documentation  AA+
MI              Rate/Term Refinance                   8.15     Full Documentation           A
OR              Cash Out Refinance                     5.9     Full Documentation           AA+
MA              Cash Out Refinance                    10.1     Stated Income Documentation  AA
CA              Purchase                               6.2     Stated Income Documentation  AA+
WA              Cash Out Refinance                     6.9     Full Documentation           AA+
CA              Cash Out Refinance                     9.2     Full Documentation           AA
MD              Cash Out Refinance                     6.6     Full Documentation           AA+
VA              Cash Out Refinance                     8.6     Full Documentation           AA+
CA              Purchase                              5.25     Stated Income Documentation  AA+
MO              Cash Out Refinance                     7.6     Full Documentation           AA+
MD              Cash Out Refinance                     8.7     Stated Income Documentation  AA+
CA              Purchase                               6.8     Stated Income Documentation  AA+
CA              Purchase                               6.4     Stated Income Documentation  AA+
NH              Cash Out Refinance                    8.65     Stated Income Documentation  AA+
UT              Purchase                               7.1     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.65     Full Documentation           AA+
CA              Purchase                              7.49     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.25     Stated Income Documentation  AA+
CA              Cash Out Refinance                     7.2     Stated Income Documentation  AA+
IN              Cash Out Refinance                    8.35     Full Documentation           AA
NY              Cash Out Refinance                     8.9     Stated Income Documentation  AA
MI              Purchase                              10.4     Stated Income Documentation  B
VA              Cash Out Refinance                     8.6     Full Documentation           B
FL              Cash Out Refinance                     9.8     Full Documentation           B
FL              Cash Out Refinance                    9.85     Full Documentation           AA
KY              Cash Out Refinance                    7.35     Full Documentation           AA+
CA              Purchase                              5.99     Stated Income Documentation  AA+
NH              Purchase                              6.25     Stated Income Documentation  AA+
AZ              Cash Out Refinance                    7.65     Stated Income Documentation  AA+
CA              Cash Out Refinance                    8.99     Stated Income Documentation  C
FL              Cash Out Refinance                    6.95     Stated Income Documentation  AA+
DC              Cash Out Refinance                     5.6     Full Documentation           AA+
DC              Cash Out Refinance                    6.55     Stated Income Documentation  AA+
NJ              Cash Out Refinance                    6.65     Stated Income Documentation  AA+
FL              Cash Out Refinance                     6.6     Full Documentation           AA+
VA              Cash Out Refinance                     7.8     Full Documentation           AA+
CA              Cash Out Refinance                    8.95     Stated Income Documentation  A
VA              Cash Out Refinance                     9.5     Stated Income Documentation  AA+
MA              Rate/Term Refinance                   6.85     Stated Income Documentation  AA+
VA              Cash Out Refinance                     7.8     Full Documentation           AA+
CT              Cash Out Refinance                     8.3     Stated Income Documentation  AA
VA              Cash Out Refinance                     7.4     Full Documentation           AA+
CA              Cash Out Refinance                     6.2     Stated Income Documentation  AA+
TX              Rate/Term Refinance                    7.5     Stated Income Documentation  AA+
TX              Rate/Term Refinance                    8.6     Full Documentation           A
TX              Purchase                              7.89     Stated Income Documentation  AA+
GA              Rate/Term Refinance                   9.35     Stated Income Documentation  AA+
MI              Purchase                              7.29     Stated Income Documentation  AA+
WA              Cash Out Refinance                    6.25     Full Documentation           AA+
CA              Cash Out Refinance                    5.15     Full Documentation           AA+
NY              Cash Out Refinance                     7.8     Stated Income Documentation  AA+
MO              Cash Out Refinance                     7.9     Full Documentation           AA+
VA              Cash Out Refinance                     6.7     Full Documentation           AA
AZ              Cash Out Refinance                     8.9     Stated Income Documentation  AA
SC              Cash Out Refinance                     7.5     Stated Income Documentation  AA
MI              Cash Out Refinance                    7.89     Full Documentation           AA
CA              Purchase                               6.3     Stated Income Documentation  AA+
IN              Cash Out Refinance                   9.425     Stated Income Documentation  AA+
CA              Purchase                              6.25     Stated Income Documentation  AA+
CT              Cash Out Refinance                    6.35     Stated Income Documentation  AA+
MI              Cash Out Refinance                    9.55     Full Documentation           B
FL              Cash Out Refinance                     6.8     Stated Income Documentation  AA+
MI              Cash Out Refinance                       7     Full Documentation           AA+
CA              Cash Out Refinance                    6.35     Stated Income Documentation  AA+
MI              Cash Out Refinance                    8.04     Full Documentation           AA+
RI              Cash Out Refinance                    6.45     Full Documentation           AA+
CA              Cash Out Refinance                     7.4     Stated Income Documentation  AA
CA              Cash Out Refinance                    5.93     Full Documentation           AA+
CA              Purchase                               5.6     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.95     Full Documentation           AA+
FL              Cash Out Refinance                     9.1     Full Documentation           AA+
FL              Purchase                              7.45     Stated Income Documentation  AA+
FL              Purchase                               8.9     Stated Income Documentation  AA+
VA              Cash Out Refinance                    9.19     Full Documentation           B
WA              Cash Out Refinance                    8.35     Stated Income Documentation  AA+
NY              Cash Out Refinance                    8.89     Stated Income Documentation  AA+
CA              Purchase                               5.5     Stated Income Documentation  AA+
ME              Cash Out Refinance                    6.49     Stated Income Documentation  AA+
NJ              Cash Out Refinance                    6.65     Stated Income Documentation  AA+
CA              Cash Out Refinance                     6.8     Stated Income Documentation  AA+
MT              Cash Out Refinance                     8.8     Full Documentation           AA+
FL              Cash Out Refinance                    6.25     Stated Income Documentation  AA+
MI              Cash Out Refinance                     7.9     Full Documentation           AA+
NE              Cash Out Refinance                      10     Stated Income Documentation  AA
PA              Purchase                              6.79     Stated Income Documentation  AA+
IN              Cash Out Refinance                    8.45     Full Documentation           AA+
IN              Cash Out Refinance                    9.84     Full Documentation           AA+
NY              Cash Out Refinance                    7.75     Full Documentation           AA
FL              Cash Out Refinance                    7.85     Stated Income Documentation  AA+
CA              Cash Out Refinance                   6.625     Stated Income Documentation  A
NH              Cash Out Refinance                    7.95     Stated Income Documentation  AA+
CA              Cash Out Refinance                     6.6     Stated Income Documentation  AA+
AZ              Cash Out Refinance                    7.45     Full Documentation           AA+
AZ              Cash Out Refinance                    6.65     Full Documentation           AA+
MI              Cash Out Refinance                     9.8     Full Documentation           AA+
NV              Cash Out Refinance                    7.15     Stated Income Documentation  A
GA              Cash Out Refinance                    8.75     Stated Income Documentation  B
ID              Cash Out Refinance                    7.05     Stated Income Documentation  AA
FL              Cash Out Refinance                    8.54     Stated Income Documentation  AA
CA              Cash Out Refinance                     6.8     Stated Income Documentation  AA+
CA              Cash Out Refinance                     7.7     Stated Income Documentation  AA+
CA              Cash Out Refinance                    7.35     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.25     Stated Income Documentation  AA+
CA              Cash Out Refinance                     5.6     Full Documentation           AA+
TX              Cash Out Refinance                    10.1     Full Documentation           AA+
MA              Cash Out Refinance                    6.05     Full Documentation           AA+
TX              Purchase                              6.75     Stated Income Documentation  AA+
FL              Cash Out Refinance                     6.9     Stated Income Documentation  AA+
FL              Cash Out Refinance                    6.89     Stated Income Documentation  AA+
AL              Rate/Term Refinance                   8.85     Stated Income Documentation  AA+
CA              Cash Out Refinance                     8.6     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.25     Stated Income Documentation  AA+
FL              Cash Out Refinance                     6.4     Stated Income Documentation  AA+
NH              Cash Out Refinance                    8.55     Stated Income Documentation  AA+
CT              Cash Out Refinance                     8.3     Stated Income Documentation  A
NY              Cash Out Refinance                     7.5     Stated Income Documentation  A
MD              Cash Out Refinance                    9.35     Stated Income Documentation  B
FL              Purchase                               7.7     Stated Income Documentation  AA+
AZ              Cash Out Refinance                    7.25     Stated Income Documentation  AA+
NJ              Cash Out Refinance                    6.99     Stated Income Documentation  AA+
FL              Purchase                              7.95     Stated Income Documentation  AA+
MI              Cash Out Refinance                    9.05     Full Documentation           AA
CA              Cash Out Refinance                       9     Stated Income Documentation  AA
FL              Cash Out Refinance                    8.65     Stated Income Documentation  AA+
FL              Cash Out Refinance                     7.6     Stated Income Documentation  AA+
FL              Cash Out Refinance                     8.4     Stated Income Documentation  AA+
FL              Cash Out Refinance                     6.5     Stated Income Documentation  AA+
FL              Cash Out Refinance                     9.4     Stated Income Documentation  AA
KY              Cash Out Refinance                    7.75     Stated Income Documentation  B
AZ              Cash Out Refinance                    8.05     Stated Income Documentation  AA+
MD              Cash Out Refinance                    8.35     Stated Income Documentation  AA+
CA              Cash Out Refinance                    8.65     Stated Income Documentation  AA+
RI              Cash Out Refinance                   6.525     Stated Income Documentation  AA
AL              Cash Out Refinance                     8.8     Stated Income Documentation  AA+
CA              Cash Out Refinance                     7.8     Full Documentation           AA
CA              Cash Out Refinance                    5.85     Full Documentation           AA+
CA              Cash Out Refinance                    7.59     Stated Income Documentation  B
VA              Rate/Term Refinance                   8.64     Full Documentation           A
NY              Cash Out Refinance                     6.6     Stated Income Documentation  AA
VA              Cash Out Refinance                     7.6     Full Documentation           AA+
CA              Purchase                               6.2     Stated Income Documentation  AA+
CA              Purchase                              5.35     Stated Income Documentation  AA+
CA              Purchase                              5.85     Stated Income Documentation  AA+
CA              Purchase                              5.65     Stated Income Documentation  AA+
CA              Purchase                              5.99     Stated Income Documentation  AA+
CT              Cash Out Refinance                     6.7     Stated Income Documentation  AA+
WA              Cash Out Refinance                    5.25     Full Documentation           AA+
IL              Cash Out Refinance                     7.5     Stated Income Documentation  AA
VA              Purchase                               7.9     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.05     Stated Income Documentation  AA+
CA              Rate/Term Refinance                   6.65     Full Documentation           AA+
NJ              Cash Out Refinance                    7.45     Stated Income Documentation  AA
OK              Cash Out Refinance                     9.7     Stated Income Documentation  A
FL              Cash Out Refinance                    7.25     Stated Income Documentation  AA+
FL              Cash Out Refinance                    8.05     Stated Income Documentation  AA+
FL              Cash Out Refinance                     7.6     Stated Income Documentation  AA+
MD              Cash Out Refinance                     6.7     Full Documentation           AA+
CA              Cash Out Refinance                    8.15     Stated Income Documentation  AA+
CA              Cash Out Refinance                    7.25     Stated Income Documentation  AA
CA              Cash Out Refinance                    6.99     Stated Income Documentation  AA+
HI              Cash Out Refinance                     8.1     Full Documentation           AA
HI              Cash Out Refinance                    6.75     Stated Income Documentation  AA+
FL              Purchase                               8.7     Stated Income Documentation  AA+
MI              Cash Out Refinance                       9     Full Documentation           AA
MA              Cash Out Refinance                    6.85     Stated Income Documentation  AA+
NJ              Cash Out Refinance                    6.15     Full Documentation           AA+
CA              Cash Out Refinance                     6.7     Stated Income Documentation  AA+
CO              Cash Out Refinance                     6.1     Stated Income Documentation  AA+
RI              Cash Out Refinance                     6.5     Stated Income Documentation  AA+
MA              Cash Out Refinance                     9.3     Stated Income Documentation  AA+
MI              Purchase                              7.85     Full Documentation           AA+
CA              Cash Out Refinance                     7.4     Full Documentation           AA+
NY              Cash Out Refinance                     8.6     Stated Income Documentation  A
NJ              Cash Out Refinance                   8.065     Stated Income Documentation  AA
GA              Cash Out Refinance                    7.99     Stated Income Documentation  AA+
ME              Cash Out Refinance                    7.05     Stated Income Documentation  AA+
NY              Cash Out Refinance                     5.5     Stated Income Documentation  AA
MI              Cash Out Refinance                   8.375     Full Documentation           A
NJ              Cash Out Refinance                    5.65     Stated Income Documentation  AA+
FL              Purchase                              5.75     Stated Income Documentation  AA+
MI              Cash Out Refinance                    6.59     Full Documentation           AA+
CO              Cash Out Refinance                    8.65     Stated Income Documentation  B
TX              Cash Out Refinance                    9.85     Stated Income Documentation  C
IL              Purchase                              8.45     Stated Income Documentation  AA+
FL              Cash Out Refinance                       7     Full Documentation           AA+
MI              Cash Out Refinance                    8.75     Full Documentation           AA
CA              Cash Out Refinance                    8.45     Stated Income Documentation  A
VA              Rate/Term Refinance                    7.6     Full Documentation           AA+
GA              Cash Out Refinance                     9.3     Stated Income Documentation  AA+
FL              Cash Out Refinance                    6.69     Stated Income Documentation  AA+
NY              Cash Out Refinance                    6.15     Stated Income Documentation  AA
CO              Rate/Term Refinance                   7.15     Full Documentation           AA+
NJ              Cash Out Refinance                    8.99     Stated Income Documentation  AA
RI              Cash Out Refinance                    9.25     Full Documentation           AA+
GA              Cash Out Refinance                     7.9     Stated Income Documentation  AA+
VA              Cash Out Refinance                   6.775     Stated Income Documentation  AA+
KY              Cash Out Refinance                     8.4     Stated Income Documentation  AA+
NY              Cash Out Refinance                   5.875     Stated Income Documentation  AA+
FL              Cash Out Refinance                     8.7     Stated Income Documentation  AA
VA              Cash Out Refinance                    6.45     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.35     Full Documentation           AA+
AZ              Cash Out Refinance                    7.05     Full Documentation           AA
NY              Cash Out Refinance                     6.3     Stated Income Documentation  AA+
VA              Cash Out Refinance                     8.1     Full Documentation           AA+
MI              Cash Out Refinance                    7.49     Stated Income Documentation  AA+
PA              Purchase                               8.6     Full Documentation           AA+
PA              Cash Out Refinance                    6.35     Stated Income Documentation  AA+
IN              Rate/Term Refinance                    8.4     Full Documentation           AA+
IN              Cash Out Refinance                    7.49     Full Documentation           AA+
IN              Rate/Term Refinance                    8.4     Full Documentation           AA+
NY              Cash Out Refinance                     6.8     Stated Income Documentation  AA+
RI              Cash Out Refinance                    6.25     Full Documentation           A
HI              Cash Out Refinance                     6.7     Full Documentation           AA+
CA              Cash Out Refinance                     6.9     Full Documentation           AA
FL              Cash Out Refinance                    8.75     Stated Income Documentation  AA+
CA              Cash Out Refinance                     5.8     Stated Income Documentation  AA
MD              Cash Out Refinance                     7.8     Stated Income Documentation  A
MI              Cash Out Refinance                     9.8     Full Documentation           A
NY              Cash Out Refinance                    7.85     Stated Income Documentation  B
CA              Purchase                              5.05     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.65     Stated Income Documentation  AA+
MI              Cash Out Refinance                   10.15     Stated Income Documentation  AA+
TN              Rate/Term Refinance                    8.8     Stated Income Documentation  AA+
NY              Cash Out Refinance                    6.19     Full Documentation           AA+
FL              Cash Out Refinance                    7.34     Stated Income Documentation  AA+
NJ              Cash Out Refinance                    7.35     Full Documentation           AA
CA              Cash Out Refinance                     6.5     Stated Income Documentation  AA
MI              Cash Out Refinance                     8.5     Full Documentation           AA
MI              Cash Out Refinance                    9.85     Full Documentation           AA+
SC              Cash Out Refinance                    6.99     Stated Income Documentation  AA+
NE              Cash Out Refinance                     8.5     Stated Income Documentation  B
MA              Cash Out Refinance                     6.5     Stated Income Documentation  AA+
FL              Cash Out Refinance                     8.7     Stated Income Documentation  AA+
RI              Cash Out Refinance                    7.75     Full Documentation           AA+
MO              Cash Out Refinance                    9.35     Stated Income Documentation  AA
FL              Purchase                              6.65     Stated Income Documentation  AA
CA              Cash Out Refinance                    6.99     Stated Income Documentation  AA+
AZ              Cash Out Refinance                   7.225     Full Documentation           AA+
TX              Purchase                               8.7     Stated Income Documentation  AA
FL              Cash Out Refinance                     7.1     Full Documentation           AA+
ME              Cash Out Refinance                    7.85     Stated Income Documentation  AA+
VT              Cash Out Refinance                     7.5     Stated Income Documentation  AA+
VT              Rate/Term Refinance                     12     Stated Income Documentation  CC
NC              Purchase                              7.65     Full Documentation           AA+
MI              Rate/Term Refinance                    6.8     Full Documentation           AA+
MI              Rate/Term Refinance                    9.8     Full Documentation           AA+
MA              Cash Out Refinance                     6.6     Stated Income Documentation  AA+
FL              Cash Out Refinance                     8.2     Stated Income Documentation  AA
FL              Rate/Term Refinance                   6.75     Full Documentation           AA+
MI              Cash Out Refinance                    8.25     Full Documentation           AA
MI              Purchase                              8.85     Stated Income Documentation  AA+
GA              Cash Out Refinance                     7.8     Stated Income Documentation  AA+
CA              Cash Out Refinance                   7.475     Full Documentation           AA+
CA              Cash Out Refinance                    7.15     Stated Income Documentation  AA
CA              Rate/Term Refinance                   5.25     Full Documentation           AA+
TX              Rate/Term Refinance                   7.15     Full Documentation           AA+
TX              Rate/Term Refinance                   7.85     Full Documentation           AA+
FL              Cash Out Refinance                    7.35     Stated Income Documentation  AA+
ME              Cash Out Refinance                    9.45     Stated Income Documentation  AA
WA              Cash Out Refinance                     8.6     Full Documentation           AA+
FL              Purchase                              8.55     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.05     Stated Income Documentation  AA+
MI              Cash Out Refinance                   8.115     Full Documentation           AA+
CA              Cash Out Refinance                    7.99     Stated Income Documentation  AA
MI              Rate/Term Refinance                    8.9     Full Documentation           AA
MD              Cash Out Refinance                    6.39     Full Documentation           AA+
VA              Cash Out Refinance                    6.95     Full Documentation           AA+
VA              Cash Out Refinance                    6.54     Stated Income Documentation  AA+
VA              Cash Out Refinance                    7.45     Full Documentation           A
VA              Cash Out Refinance                    7.99     Full Documentation           C
VA              Cash Out Refinance                    7.35     Full Documentation           B
NJ              Cash Out Refinance                     6.7     Stated Income Documentation  AA+
MN              Purchase                              8.05     Full Documentation           AA
FL              Rate/Term Refinance                    5.6     Full Documentation           AA+
NY              Cash Out Refinance                    6.55     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.69     Stated Income Documentation  AA+
GA              Cash Out Refinance                    9.95     Stated Income Documentation  AA+
VA              Cash Out Refinance                     9.3     Stated Income Documentation  A
CA              Cash Out Refinance                     6.2     Full Documentation           AA+
FL              Cash Out Refinance                    7.25     Stated Income Documentation  AA+
MI              Cash Out Refinance                     7.9     Full Documentation           AA
MA              Cash Out Refinance                     8.8     Stated Income Documentation  AA+
CT              Cash Out Refinance                       7     Stated Income Documentation  AA
NY              Cash Out Refinance                    5.99     Full Documentation           AA+
OH              Purchase                              5.95     Full Documentation           AA+
NY              Cash Out Refinance                     7.3     Stated Income Documentation  A
MI              Cash Out Refinance                    8.15     Full Documentation           AA+
RI              Cash Out Refinance                    7.05     Stated Income Documentation  AA+
RI              Cash Out Refinance                    7.75     Full Documentation           AA
TN              Rate/Term Refinance                   8.25     Full Documentation           AA+
FL              Cash Out Refinance                    7.85     Stated Income Documentation  AA+
MI              Cash Out Refinance                     8.4     Full Documentation           AA+
FL              Cash Out Refinance                     9.4     Stated Income Documentation  AA+
NH              Cash Out Refinance                   6.775     Stated Income Documentation  AA+
CA              Cash Out Refinance                     6.4     Full Documentation           AA+
CA              Cash Out Refinance                     5.2     Full Documentation           AA+
TX              Purchase                               7.5     Full Documentation           AA+
TX              Rate/Term Refinance                   9.85     Full Documentation           A
CA              Cash Out Refinance                     6.3     Stated Income Documentation  AA+
MI              Cash Out Refinance                     6.9     Stated Income Documentation  AA
MA              Cash Out Refinance                     7.1     Stated Income Documentation  AA+
FL              Cash Out Refinance                     6.5     Stated Income Documentation  AA+
GA              Cash Out Refinance                    7.85     Stated Income Documentation  AA+
FL              Cash Out Refinance                     7.7     Stated Income Documentation  AA+
NJ              Cash Out Refinance                    6.75     Stated Income Documentation  AA+
MI              Rate/Term Refinance                   9.65     Full Documentation           AA
FL              Cash Out Refinance                    7.85     Stated Income Documentation  AA+
CA              Purchase                               6.2     Stated Income Documentation  AA+
FL              Cash Out Refinance                    8.55     Stated Income Documentation  AA
CA              Cash Out Refinance                    6.05     Full Documentation           AA
NV              Cash Out Refinance                    8.25     Stated Income Documentation  AA+
NV              Cash Out Refinance                    7.45     Stated Income Documentation  AA+
NV              Cash Out Refinance                    6.85     Stated Income Documentation  AA+
MA              Rate/Term Refinance                    6.7     Stated Income Documentation  AA
PA              Cash Out Refinance                     9.6     Stated Income Documentation  AA
MI              Rate/Term Refinance                   8.74     Full Documentation           AA+
GA              Cash Out Refinance                    7.74     Stated Income Documentation  AA+
MI              Cash Out Refinance                     6.6     Full Documentation           AA
MA              Cash Out Refinance                    6.45     Stated Income Documentation  AA+
DE              Cash Out Refinance                    9.45     Full Documentation           A
CT              Cash Out Refinance                    6.55     Stated Income Documentation  AA+
NH              Cash Out Refinance                    7.85     Stated Income Documentation  AA+
CA              Cash Out Refinance                     7.6     Stated Income Documentation  AA
CA              Purchase                               6.6     Stated Income Documentation  AA+
FL              Cash Out Refinance                       7     Stated Income Documentation  AA
NY              Rate/Term Refinance                    8.5     Stated Income Documentation  AA
CA              Cash Out Refinance                     6.3     Full Documentation           AA+
MI              Rate/Term Refinance                   5.75     Full Documentation           AA+
FL              Cash Out Refinance                   11.65     Stated Income Documentation  C
SC              Cash Out Refinance                    7.95     Stated Income Documentation  AA+
FL              Cash Out Refinance                   10.75     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.59     Stated Income Documentation  A
FL              Cash Out Refinance                     7.9     Stated Income Documentation  AA
RI              Cash Out Refinance                    6.75     Stated Income Documentation  A
RI              Cash Out Refinance                     8.4     Stated Income Documentation  AA+
RI              Cash Out Refinance                     7.2     Stated Income Documentation  AA+
RI              Cash Out Refinance                     9.5     Stated Income Documentation  A
CA              Cash Out Refinance                     6.3     Stated Income Documentation  AA+
CA              Cash Out Refinance                     6.9     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.25     Stated Income Documentation  AA+
FL              Cash Out Refinance                    8.75     Stated Income Documentation  AA+
MI              Cash Out Refinance                     8.1     Full Documentation           AA+
TX              Purchase                               7.5     Full Documentation           AA+
CA              Cash Out Refinance                    6.74     Full Documentation           A
CA              Cash Out Refinance                    5.95     Full Documentation           AA+
CA              Cash Out Refinance                    8.99     Stated Income Documentation  A
FL              Cash Out Refinance                    7.74     Stated Income Documentation  AA+
MD              Purchase                              6.75     Full Documentation           AA+
NY              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
TN              Cash Out Refinance                    7.25     Stated Income Documentation  AA
CA              Cash Out Refinance                    6.35     Full Documentation           A
IL              Cash Out Refinance                     6.8     Full Documentation           AA+
ME              Cash Out Refinance                    8.25     Stated Income Documentation  AA
CA              Cash Out Refinance                    8.64     Stated Income Documentation  AA+
MD              Cash Out Refinance                    6.89     Full Documentation           A
FL              Cash Out Refinance                    9.35     Stated Income Documentation  B
CA              Cash Out Refinance                     9.4     Stated Income Documentation  B
PA              Cash Out Refinance                    9.99     Stated Income Documentation  B
CA              Cash Out Refinance                    8.39     Stated Income Documentation  C
VA              Purchase                               8.8     Stated Income Documentation  AA+
VA              Cash Out Refinance                     6.7     Full Documentation           AA
FL              Cash Out Refinance                     8.1     Stated Income Documentation  AA
OR              Cash Out Refinance                    6.15     Full Documentation           AA+
NC              Cash Out Refinance                    7.95     Stated Income Documentation  AA+
WA              Cash Out Refinance                    6.45     Full Documentation           AA+
GA              Cash Out Refinance                     8.6     Stated Income Documentation  AA+
FL              Cash Out Refinance                    6.25     Stated Income Documentation  AA
GA              Cash Out Refinance                     8.2     Stated Income Documentation  AA+
RI              Purchase                             7.475     Stated Income Documentation  AA+
MI              Cash Out Refinance                     8.5     Stated Income Documentation  AA+
AZ              Purchase                              5.65     Stated Income Documentation  AA+
FL              Cash Out Refinance                    8.45     Stated Income Documentation  AA+
MD              Cash Out Refinance                    6.59     Full Documentation           AA+
NY              Cash Out Refinance                    7.15     Stated Income Documentation  AA+
RI              Cash Out Refinance                     7.3     Stated Income Documentation  AA+
SC              Cash Out Refinance                    6.65     Stated Income Documentation  AA+
TN              Cash Out Refinance                    8.35     Stated Income Documentation  AA+
IL              Cash Out Refinance                     6.9     Stated Income Documentation  AA+
FL              Cash Out Refinance                    7.99     Stated Income Documentation  AA+
NY              Cash Out Refinance                    6.75     Stated Income Documentation  AA+
RI              Cash Out Refinance                    6.05     Full Documentation           AA+
MO              Purchase                               7.9     Stated Income Documentation  AA+
GA              Cash Out Refinance                     7.8     Stated Income Documentation  AA+
GA              Cash Out Refinance                    7.89     Stated Income Documentation  AA+
GA              Cash Out Refinance                    7.89     Stated Income Documentation  AA+
PA              Cash Out Refinance                     7.9     Stated Income Documentation  AA
MI              Cash Out Refinance                     7.6     Full Documentation           AA+
CA              Cash Out Refinance                   6.665     Stated Income Documentation  AA+
AZ              Cash Out Refinance                     8.2     Stated Income Documentation  AA
VA              Cash Out Refinance                     7.7     Full Documentation           AA+
UT              Purchase                               8.1     Stated Income Documentation  AA+
MI              Cash Out Refinance                     8.1     Full Documentation           AA
MI              Rate/Term Refinance                  10.85     Full Documentation           B
CA              Purchase                               5.9     Stated Income Documentation  AA+
AZ              Rate/Term Refinance                    6.6     Full Documentation           AA+
FL              Cash Out Refinance                     8.8     Stated Income Documentation  AA+
PA              Cash Out Refinance                    8.65     Stated Income Documentation  AA+
FL              Cash Out Refinance                     9.4     Stated Income Documentation  C
RI              Cash Out Refinance                     5.2     Stated Income Documentation  AA+
MI              Cash Out Refinance                    8.25     Full Documentation           AA+
MI              Cash Out Refinance                    7.05     Full Documentation           AA+
NV              Cash Out Refinance                    7.65     Full Documentation           AA+
NV              Cash Out Refinance                     7.6     Full Documentation           AA+
FL              Cash Out Refinance                    6.99     Stated Income Documentation  AA+
FL              Cash Out Refinance                     8.5     Stated Income Documentation  AA
FL              Cash Out Refinance                    9.25     Stated Income Documentation  B
CA              Cash Out Refinance                    8.95     Stated Income Documentation  C
CA              Cash Out Refinance                     6.5     Stated Income Documentation  AA+
CA              Cash Out Refinance                    7.75     Stated Income Documentation  AA
CA              Cash Out Refinance                    6.65     Full Documentation           A
CA              Cash Out Refinance                    7.65     Full Documentation           A
VA              Cash Out Refinance                    6.99     Stated Income Documentation  AA+
FL              Cash Out Refinance                     6.8     Full Documentation           AA+
CA              Purchase                               5.7     Stated Income Documentation  AA+
MI              Purchase                              7.15     Stated Income Documentation  AA+
PA              Purchase                              9.15     Stated Income Documentation  AA+
IL              Cash Out Refinance                     7.5     Stated Income Documentation  AA+
MI              Purchase                              7.35     Stated Income Documentation  AA+
RI              Cash Out Refinance                    7.65     Full Documentation           AA+
CA              Cash Out Refinance                    6.65     Full Documentation           AA+
CA              Cash Out Refinance                    5.93     Stated Income Documentation  AA+
CT              Cash Out Refinance                    8.35     Stated Income Documentation  AA+
CA              Purchase                               6.5     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.65     Stated Income Documentation  AA+
TX              Rate/Term Refinance                   7.99     Full Documentation           AA
CA              Cash Out Refinance                    6.85     Full Documentation           AA+
MA              Cash Out Refinance                     6.5     Stated Income Documentation  AA+
MN              Purchase                               7.9     Full Documentation           AA+
MA              Cash Out Refinance                     6.9     Stated Income Documentation  AA+
UT              Cash Out Refinance                    6.75     Full Documentation           AA+
NY              Purchase                               6.8     Stated Income Documentation  AA+
MA              Cash Out Refinance                    8.34     Stated Income Documentation  A
FL              Cash Out Refinance                     7.9     Stated Income Documentation  AA+
PA              Cash Out Refinance                       9     Stated Income Documentation  A
RI              Cash Out Refinance                     7.9     Stated Income Documentation  AA
AZ              Cash Out Refinance                    7.79     Stated Income Documentation  AA
MA              Cash Out Refinance                    7.45     Stated Income Documentation  AA
IA              Cash Out Refinance                     7.3     Stated Income Documentation  AA+
CA              Cash Out Refinance                     6.4     Stated Income Documentation  AA+
NJ              Cash Out Refinance                    7.35     Stated Income Documentation  AA+
IL              Rate/Term Refinance                    7.9     Stated Income Documentation  AA
VA              Cash Out Refinance                    8.75     Full Documentation           B
NY              Cash Out Refinance                    6.25     Stated Income Documentation  AA+
MI              Cash Out Refinance                    7.45     Full Documentation           AA+
MD              Cash Out Refinance                     7.1     Stated Income Documentation  AA+
PA              Cash Out Refinance                    7.25     Stated Income Documentation  AA+
MD              Cash Out Refinance                     7.9     Full Documentation           A
NY              Rate/Term Refinance                  6.605     Stated Income Documentation  A
FL              Cash Out Refinance                    9.05     Stated Income Documentation  AA+
TX              Cash Out Refinance                   10.15     Full Documentation           AA+
MI              Rate/Term Refinance                   8.25     Full Documentation           AA
CA              Cash Out Refinance                    6.15     Full Documentation           AA+
LA              Cash Out Refinance                    7.65     Stated Income Documentation  AA+
NY              Cash Out Refinance                   10.19     Stated Income Documentation  C
NY              Cash Out Refinance                    6.45     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.65     Full Documentation           AA+
MN              Purchase                               7.9     Full Documentation           AA+
CA              Cash Out Refinance                    5.25     Full Documentation           AA+
CA              Cash Out Refinance                     6.1     Stated Income Documentation  AA+
CA              Cash Out Refinance                     5.6     Stated Income Documentation  AA+
AZ              Cash Out Refinance                    6.59     Stated Income Documentation  AA+
FL              Cash Out Refinance                    9.45     Stated Income Documentation  A
GA              Cash Out Refinance                     9.1     Stated Income Documentation  AA+
MI              Cash Out Refinance                     8.3     Full Documentation           A
TN              Cash Out Refinance                    8.65     Stated Income Documentation  AA
CA              Cash Out Refinance                    6.95     Stated Income Documentation  B
SC              Cash Out Refinance                    9.45     Stated Income Documentation  AA
FL              Cash Out Refinance                     9.9     Stated Income Documentation  AA
NJ              Rate/Term Refinance                   5.65     Stated Income Documentation  AA
NC              Rate/Term Refinance                   7.65     Full Documentation           AA+
TX              Purchase                               7.4     Full Documentation           AA+
RI              Cash Out Refinance                     8.5     Stated Income Documentation  AA+
CA              Cash Out Refinance                    7.15     Full Documentation           AA+
CA              Purchase                               5.8     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.95     Stated Income Documentation  AA+
NY              Cash Out Refinance                     6.4     Full Documentation           AA+
LA              Cash Out Refinance                    6.65     Full Documentation           AA
MI              Rate/Term Refinance                    9.4     Full Documentation           AA+
FL              Cash Out Refinance                    8.25     Stated Income Documentation  AA+
MN              Purchase                               8.1     Full Documentation           AA+
FL              Cash Out Refinance                    7.25     Stated Income Documentation  C
MA              Cash Out Refinance                    6.35     Stated Income Documentation  AA+
PA              Cash Out Refinance                    8.08     Stated Income Documentation  AA+
CA              Purchase                               6.2     Stated Income Documentation  AA+
FL              Cash Out Refinance                     7.9     Stated Income Documentation  AA
NY              Cash Out Refinance                     6.6     Stated Income Documentation  AA
NY              Purchase                               5.8     Stated Income Documentation  AA+
NC              Cash Out Refinance                    7.99     Full Documentation           AA+
CA              Cash Out Refinance                    7.65     Full Documentation           AA+
TX              Purchase                               7.3     Full Documentation           AA+
MI              Cash Out Refinance                    7.34     Full Documentation           AA+
MN              Purchase                               7.6     Full Documentation           AA+
FL              Cash Out Refinance                    5.75     Stated Income Documentation  AA+
CA              Purchase                              5.75     Stated Income Documentation  AA+
MI              Cash Out Refinance                     9.7     Full Documentation           AA
NY              Cash Out Refinance                     7.9     Stated Income Documentation  AA+
IL              Cash Out Refinance                     6.3     Stated Income Documentation  AA+
CA              Cash Out Refinance                     6.6     Full Documentation           AA+
MD              Cash Out Refinance                    7.39     Full Documentation           AA+
FL              Purchase                               8.3     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
RI              Cash Out Refinance                     6.5     Full Documentation           AA+
MA              Cash Out Refinance                     5.9     Stated Income Documentation  AA+
FL              Cash Out Refinance                    7.44     Stated Income Documentation  AA
NJ              Purchase                               6.4     Stated Income Documentation  AA+
MN              Cash Out Refinance                    9.99     Full Documentation           A
MD              Cash Out Refinance                     6.9     Full Documentation           A
FL              Cash Out Refinance                    9.05     Stated Income Documentation  AA+
FL              Cash Out Refinance                    6.99     Stated Income Documentation  AA+
OR              Cash Out Refinance                    7.05     Stated Income Documentation  AA+
KY              Cash Out Refinance                    6.75     Stated Income Documentation  AA+
MI              Cash Out Refinance                     8.1     Full Documentation           AA+
CA              Cash Out Refinance                    6.99     Full Documentation           AA+
MI              Rate/Term Refinance                   8.65     Full Documentation           A
SC              Purchase                               5.9     Stated Income Documentation  AA+
VA              Cash Out Refinance                     7.6     Stated Income Documentation  A
RI              Cash Out Refinance                   7.125     Full Documentation           A
RI              Rate/Term Refinance                    5.5     Stated Income Documentation  AA+
CT              Cash Out Refinance                     6.4     Stated Income Documentation  AA+
CT              Cash Out Refinance                    7.45     Stated Income Documentation  AA+
MD              Cash Out Refinance                    7.95     Full Documentation           AA
PA              Cash Out Refinance                     8.6     Stated Income Documentation  A
PA              Cash Out Refinance                    7.05     Stated Income Documentation  AA+
NH              Cash Out Refinance                    9.25     Stated Income Documentation  AA
MN              Purchase                              6.99     Full Documentation           AA+
CO              Cash Out Refinance                    8.85     Stated Income Documentation  AA+
MD              Cash Out Refinance                    6.99     Full Documentation           AA+
VA              Cash Out Refinance                     8.5     Stated Income Documentation  AA+
NY              Cash Out Refinance                    6.69     Stated Income Documentation  A
OH              Purchase                             8.515     Full Documentation           AA+
MA              Cash Out Refinance                    7.75     Stated Income Documentation  AA+
CT              Cash Out Refinance                     6.7     Full Documentation           AA+
NY              Cash Out Refinance                   10.39     Stated Income Documentation  AA+
NJ              Cash Out Refinance                    8.99     Stated Income Documentation  A
CA              Cash Out Refinance                     8.3     Stated Income Documentation  AA
MI              Rate/Term Refinance                   6.49     Stated Income Documentation  AA+
MI              Cash Out Refinance                     7.5     Full Documentation           AA+
CA              Cash Out Refinance                    6.95     Stated Income Documentation  AA+
CA              Cash Out Refinance                     6.8     Stated Income Documentation  AA+
CA              Cash Out Refinance                     8.5     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
LA              Cash Out Refinance                    7.35     Stated Income Documentation  AA+
PA              Cash Out Refinance                    6.69     Stated Income Documentation  AA+
MA              Cash Out Refinance                     7.4     Stated Income Documentation  AA+
VA              Cash Out Refinance                    6.75     Stated Income Documentation  AA
NC              Cash Out Refinance                     8.7     Full Documentation           AA
CA              Cash Out Refinance                       7     Stated Income Documentation  AA+
MI              Cash Out Refinance                   10.65     Stated Income Documentation  A
FL              Cash Out Refinance                     9.5     Stated Income Documentation  C
TX              Cash Out Refinance                    9.72     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.55     Stated Income Documentation  AA+
MI              Cash Out Refinance                    7.99     Full Documentation           AA+
OH              Purchase                               5.8     Full Documentation           AA+
VA              Cash Out Refinance                       9     Full Documentation           AA+
NY              Cash Out Refinance                    7.05     Stated Income Documentation  AA+
TX              Cash Out Refinance                     8.6     Stated Income Documentation  AA+
IN              Cash Out Refinance                   10.15     Stated Income Documentation  AA
FL              Cash Out Refinance                     5.6     Full Documentation           AA+
PA              Cash Out Refinance                     7.8     Full Documentation           AA
CA              Cash Out Refinance                     6.2     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.95     Stated Income Documentation  AA
UT              Cash Out Refinance                     7.5     Stated Income Documentation  AA+
MN              Purchase                              7.95     Full Documentation           AA+
CA              Cash Out Refinance                    7.25     Stated Income Documentation  AA+
FL              Cash Out Refinance                   11.91     Stated Income Documentation  B
MD              Rate/Term Refinance                   7.99     Full Documentation           AA
PA              Cash Out Refinance                    10.5     Stated Income Documentation  AA
NY              Cash Out Refinance                     6.5     Stated Income Documentation  AA+
NJ              Cash Out Refinance                     8.7     Stated Income Documentation  AA
FL              Cash Out Refinance                     6.3     Stated Income Documentation  AA+
MI              Cash Out Refinance                    6.99     Full Documentation           AA+
CA              Cash Out Refinance                     5.8     Stated Income Documentation  AA+
FL              Rate/Term Refinance                   11.4     Stated Income Documentation  C
CA              Cash Out Refinance                     7.5     Stated Income Documentation  A
MA              Cash Out Refinance                     9.1     Stated Income Documentation  AA+
VA              Cash Out Refinance                     5.9     Full Documentation           AA+
CA              Rate/Term Refinance                   7.64     Stated Income Documentation  AA+
TX              Purchase                               9.6     Stated Income Documentation  AA+
FL              Cash Out Refinance                     7.1     Stated Income Documentation  AA+
NY              Cash Out Refinance                    6.35     Stated Income Documentation  AA+
NY              Cash Out Refinance                    6.75     Stated Income Documentation  AA+
TX              Rate/Term Refinance                   8.85     Full Documentation           A
CA              Cash Out Refinance                    6.45     Full Documentation           AA+
CO              Cash Out Refinance                     8.1     Stated Income Documentation  AA+
CO              Cash Out Refinance                    6.85     Full Documentation           AA+
ID              Rate/Term Refinance                   7.55     Stated Income Documentation  AA
FL              Cash Out Refinance                     8.9     Stated Income Documentation  AA
MI              Cash Out Refinance                     7.9     Full Documentation           AA+
IN              Cash Out Refinance                    7.55     Stated Income Documentation  AA+
FL              Cash Out Refinance                    9.45     Stated Income Documentation  AA
FL              Cash Out Refinance                    8.65     Stated Income Documentation  AA+
CA              Cash Out Refinance                       6     Stated Income Documentation  AA+
VA              Cash Out Refinance                    8.05     Stated Income Documentation  AA+
MI              Cash Out Refinance                     7.8     Full Documentation           AA+
CA              Cash Out Refinance                     7.9     Stated Income Documentation  AA+
MD              Cash Out Refinance                    6.35     Stated Income Documentation  AA+
MI              Cash Out Refinance                    7.85     Stated Income Documentation  AA+
FL              Cash Out Refinance                       9     Stated Income Documentation  AA+
MI              Cash Out Refinance                     7.7     Stated Income Documentation  AA+
CA              Cash Out Refinance                       6     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.65     Stated Income Documentation  AA+
FL              Cash Out Refinance                    7.85     Stated Income Documentation  AA
NY              Cash Out Refinance                     8.7     Stated Income Documentation  AA+
MI              Cash Out Refinance                    8.65     Stated Income Documentation  AA
RI              Cash Out Refinance                    7.25     Stated Income Documentation  AA+
FL              Cash Out Refinance                     8.5     Stated Income Documentation  B
MO              Cash Out Refinance                     9.2     Stated Income Documentation  AA+
CA              Cash Out Refinance                     5.6     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.35     Stated Income Documentation  AA+
UT              Purchase                              8.99     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.35     Stated Income Documentation  AA+
NY              Cash Out Refinance                    6.95     Stated Income Documentation  AA+
CA              Cash Out Refinance                    9.25     Stated Income Documentation  AA
NY              Cash Out Refinance                     5.9     Stated Income Documentation  AA+
FL              Cash Out Refinance                     6.5     Stated Income Documentation  AA
WA              Cash Out Refinance                     7.8     Stated Income Documentation  AA+
VA              Cash Out Refinance                     8.6     Stated Income Documentation  AA+
NC              Cash Out Refinance                     9.2     Full Documentation           B
LA              Cash Out Refinance                     7.9     Stated Income Documentation  AA+
TX              Rate/Term Refinance                   9.75     Stated Income Documentation  B
FL              Cash Out Refinance                     5.5     Stated Income Documentation  AA+
MN              Purchase                              6.85     Full Documentation           AA+
MI              Cash Out Refinance                    6.44     Full Documentation           AA+
MI              Cash Out Refinance                    8.25     Full Documentation           AA
TX              Cash Out Refinance                    7.55     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.25     Stated Income Documentation  AA+
MI              Cash Out Refinance                    7.75     Stated Income Documentation  AA+
MN              Cash Out Refinance                   7.487     Stated Income Documentation  AA+
FL              Cash Out Refinance                       7     Stated Income Documentation  AA+
AZ              Cash Out Refinance                    6.45     Full Documentation           AA
MN              Purchase                              7.54     Full Documentation           AA+
NY              Cash Out Refinance                    5.99     Stated Income Documentation  AA
MI              Cash Out Refinance                    9.75     Stated Income Documentation  B
LA              Cash Out Refinance                    6.65     Stated Income Documentation  AA+
MA              Cash Out Refinance                    7.15     Stated Income Documentation  AA
RI              Cash Out Refinance                     7.6     Stated Income Documentation  AA+
AZ              Cash Out Refinance                    7.69     Stated Income Documentation  B
FL              Cash Out Refinance                    7.55     Stated Income Documentation  AA+
LA              Cash Out Refinance                    9.75     Stated Income Documentation  AA
VA              Cash Out Refinance                     8.2     Stated Income Documentation  AA+
MA              Cash Out Refinance                     7.1     Stated Income Documentation  AA+
FL              Cash Out Refinance                    6.85     Stated Income Documentation  AA+
FL              Rate/Term Refinance                      7     Stated Income Documentation  AA+
CA              Cash Out Refinance                     5.9     Stated Income Documentation  AA+
CA              Cash Out Refinance                     6.1     Stated Income Documentation  AA+
DC              Cash Out Refinance                       6     Stated Income Documentation  AA+
NY              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
NY              Cash Out Refinance                     6.5     Stated Income Documentation  AA+
MN              Purchase                              6.15     Full Documentation           AA+
MI              Cash Out Refinance                    7.85     Stated Income Documentation  AA
CO              Cash Out Refinance                     6.9     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.35     Stated Income Documentation  AA+
CA              Cash Out Refinance                     5.5     Stated Income Documentation  AA+
TX              Cash Out Refinance                    8.99     Stated Income Documentation  AA+
MI              Cash Out Refinance                     7.7     Full Documentation           AA+
MD              Cash Out Refinance                    6.85     Full Documentation           AA+
CA              Rate/Term Refinance                    5.4     Stated Income Documentation  AA+
RI              Cash Out Refinance                    7.55     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.65     Stated Income Documentation  AA+
AZ              Cash Out Refinance                    6.75     Stated Income Documentation  AA+
MI              Rate/Term Refinance                      9     Stated Income Documentation  AA+
CA              Cash Out Refinance                     5.9     Stated Income Documentation  AA
MI              Cash Out Refinance                    7.99     Stated Income Documentation  AA+
FL              Cash Out Refinance                    7.21     Stated Income Documentation  AA+
MI              Cash Out Refinance                       7     Full Documentation           AA
CA              Cash Out Refinance                    6.75     Stated Income Documentation  AA+
CA              Cash Out Refinance                     7.8     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.25     Stated Income Documentation  AA+
CA              Cash Out Refinance                     6.5     Stated Income Documentation  AA+
TX              Cash Out Refinance                    8.35     Stated Income Documentation  AA+
CA              Cash Out Refinance                     8.2     Stated Income Documentation  AA
TX              Purchase                              7.35     Stated Income Documentation  AA+
MI              Cash Out Refinance                     8.4     Stated Income Documentation  AA+
MI              Cash Out Refinance                    8.25     Full Documentation           AA+
MI              Cash Out Refinance                     6.4     Stated Income Documentation  AA+
MI              Cash Out Refinance                    8.35     Full Documentation           AA
TX              Cash Out Refinance                    8.35     Stated Income Documentation  AA+
TX              Rate/Term Refinance                   6.85     Stated Income Documentation  AA+
MI              Cash Out Refinance                     9.1     Full Documentation           AA+
CA              Cash Out Refinance                     6.8     Stated Income Documentation  AA+
FL              Cash Out Refinance                    6.85     Stated Income Documentation  AA+
VA              Cash Out Refinance                    7.05     Stated Income Documentation  AA+
CA              Cash Out Refinance                    7.05     Stated Income Documentation  AA+
CA              Cash Out Refinance                    8.25     Stated Income Documentation  A
CA              Cash Out Refinance                    6.65     Stated Income Documentation  AA+
FL              Cash Out Refinance                    6.69     Full Documentation           AA+
MD              Cash Out Refinance                     7.6     Full Documentation           AA+
MI              Cash Out Refinance                    6.85     Stated Income Documentation  AA
CA              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.25     Stated Income Documentation  AA+
AZ              Cash Out Refinance                     6.6     Stated Income Documentation  AA+
NY              Cash Out Refinance                     6.6     Stated Income Documentation  AA+
NY              Cash Out Refinance                    9.84     Stated Income Documentation  A
VA              Cash Out Refinance                     9.4     Stated Income Documentation  A
VA              Cash Out Refinance                    9.45     Stated Income Documentation  A
CA              Cash Out Refinance                    6.85     Stated Income Documentation  AA
MI              Cash Out Refinance                    10.1     Stated Income Documentation  AA+
TX              Rate/Term Refinance                    9.4     Stated Income Documentation  AA+
OH              Purchase                              9.74     Full Documentation           AA+
MI              Cash Out Refinance                    9.85     Stated Income Documentation  AA+
AR              Cash Out Refinance                    9.55     Stated Income Documentation  AA+
OH              Purchase                               6.4     Full Documentation           AA+
MI              Cash Out Refinance                    8.85     Stated Income Documentation  AA
CA              Cash Out Refinance                    6.35     Stated Income Documentation  AA+
CA              Cash Out Refinance                    7.75     Stated Income Documentation  AA+
CA              Cash Out Refinance                     7.4     Stated Income Documentation  AA+
CA              Cash Out Refinance                     6.6     Stated Income Documentation  AA+
NJ              Cash Out Refinance                     6.4     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.99     Stated Income Documentation  AA
CA              Cash Out Refinance                     5.5     Stated Income Documentation  AA
CA              Cash Out Refinance                    5.55     Stated Income Documentation  AA+
MD              Cash Out Refinance                    6.55     Full Documentation           AA+
OH              Purchase                               7.1     Full Documentation           AA+
OH              Purchase                              8.25     Full Documentation           AA+
UT              Cash Out Refinance                     8.1     Stated Income Documentation  AA+
OH              Cash Out Refinance                    6.55     Full Documentation           AA+
OH              Purchase                              9.35     Full Documentation           AA+
TN              Cash Out Refinance                    7.95     Stated Income Documentation  AA+
OH              Cash Out Refinance                   7.775     Full Documentation           AA+
OH              Rate/Term Refinance                   7.52     Full Documentation           AA+
OH              Rate/Term Refinance                   9.95     Full Documentation           CC
CA              Cash Out Refinance                     6.6     Stated Income Documentation  AA+
CA              Cash Out Refinance                    7.25     Stated Income Documentation  AA
AZ              Cash Out Refinance                     7.9     Stated Income Documentation  AA
CA              Cash Out Refinance                    6.35     Stated Income Documentation  AA+
CA              Cash Out Refinance                    7.45     Stated Income Documentation  A
CA              Cash Out Refinance                     5.6     Stated Income Documentation  A
OH              Purchase                              8.95     Full Documentation           AA+
MI              Rate/Term Refinance                    7.3     Stated Income Documentation  AA+
OH              Purchase                               9.6     Full Documentation           AA+
CA              Cash Out Refinance                    6.95     Stated Income Documentation  AA+
CO              Cash Out Refinance                     8.1     Stated Income Documentation  B
TX              Rate/Term Refinance                    7.9     Stated Income Documentation  AA+
OH              Cash Out Refinance                    8.75     Full Documentation           AA+
CA              Cash Out Refinance                     5.4     Stated Income Documentation  AA+
MN              Rate/Term Refinance                    9.1     Full Documentation           AA
MN              Cash Out Refinance                    7.75     Full Documentation           AA
NC              Cash Out Refinance                    6.99     Stated Income Documentation  AA+
OH              Purchase                              7.74     Full Documentation           AA+
OH              Rate/Term Refinance                   6.65     Full Documentation           AA+
FL              Cash Out Refinance                       7     Stated Income Documentation  AA+
MI              Cash Out Refinance                     8.4     Stated Income Documentation  AA+
OH              Purchase                               7.5     Full Documentation           AA+
MN              Cash Out Refinance                     7.6     Full Documentation           B
OH              Cash Out Refinance                    11.9     Full Documentation           CC
OH              Purchase                              9.35     Full Documentation           AA+
MD              Cash Out Refinance                    7.75     Stated Income Documentation  AA+
OH              Purchase                               8.9     Full Documentation           AA+
OH              Purchase                               9.6     Full Documentation           AA+
OH              Purchase                               8.4     Full Documentation           AA+
FL              Cash Out Refinance                    8.45     Stated Income Documentation  AA+
CA              Cash Out Refinance                    7.55     Stated Income Documentation  AA+
NC              Cash Out Refinance                    6.25     Full Documentation           AA+
OH              Purchase                              7.95     Full Documentation           AA+
CA              Cash Out Refinance                     6.7     Stated Income Documentation  AA+
CA              Cash Out Refinance                     7.4     Full Documentation           AA
MI              Cash Out Refinance                    7.05     Full Documentation           AA+
OH              Purchase                              9.29     Full Documentation           AA+
OH              Purchase                              7.85     Full Documentation           AA+
OH              Purchase                              6.85     Full Documentation           AA+
PA              Rate/Term Refinance                    6.2     Stated Income Documentation  AA+
MI              Cash Out Refinance                    8.75     Stated Income Documentation  A
NJ              Cash Out Refinance                    7.45     Stated Income Documentation  AA+
MI              Rate/Term Refinance                   7.95     Stated Income Documentation  AA+
MI              Cash Out Refinance                    7.95     Stated Income Documentation  AA
OH              Purchase                              10.4     Full Documentation           AA+
OH              Purchase                               9.9     Full Documentation           AA+
OH              Purchase                              6.55     Full Documentation           AA+
OH              Purchase                             10.45     Full Documentation           B
OH              Cash Out Refinance                    7.24     Full Documentation           AA+
OH              Purchase                              11.8     Stated Income Documentation  AA+
MN              Rate/Term Refinance                    6.4     Stated Income Documentation  AA+
OH              Purchase                               8.3     Full Documentation           AA+
FL              Cash Out Refinance                    7.89     Stated Income Documentation  AA+
OH              Purchase                               7.6     Full Documentation           AA+
PA              Cash Out Refinance                     8.1     Full Documentation           AA+
OH              Purchase                              8.65     Full Documentation           AA+
MI              Cash Out Refinance                    7.85     Stated Income Documentation  AA+
OH              Purchase                               7.2     Full Documentation           AA+
MD              Cash Out Refinance                    7.75     Full Documentation           C
NJ              Cash Out Refinance                     7.6     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.65     Stated Income Documentation  AA+
NC              Cash Out Refinance                    6.85     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.99     Stated Income Documentation  AA+
MD              Purchase                                 7     Stated Income Documentation  AA+
MA              Cash Out Refinance                     6.4     Stated Income Documentation  AA+
OH              Purchase                               8.5     Full Documentation           AA+
FL              Cash Out Refinance                    7.75     Stated Income Documentation  AA+
MD              Cash Out Refinance                    6.96     Full Documentation           AA+
OH              Rate/Term Refinance                   7.49     Full Documentation           AA+
OH              Purchase                              8.15     Full Documentation           AA+
TX              Cash Out Refinance                   10.14     Stated Income Documentation  AA
PA              Cash Out Refinance                    9.55     Stated Income Documentation  AA
FL              Cash Out Refinance                     8.9     Stated Income Documentation  AA
NY              Cash Out Refinance                     6.2     Stated Income Documentation  AA+
CA              Rate/Term Refinance                    6.5     Stated Income Documentation  AA+
OH              Purchase                               9.2     Full Documentation           A
OH              Cash Out Refinance                   7.575     Full Documentation           AA+
NY              Cash Out Refinance                   6.765     Stated Income Documentation  AA+
OH              Purchase                               5.8     Full Documentation           AA+
OH              Purchase                              9.05     Full Documentation           AA+
OH              Purchase                               7.8     Full Documentation           AA+
OH              Purchase                              6.95     Full Documentation           AA+
OH              Cash Out Refinance                    6.85     Full Documentation           AA+
OH              Purchase                              7.85     Full Documentation           AA+
OH              Purchase                               8.2     Full Documentation           AA+
OH              Purchase                              7.65     Full Documentation           AA+
OH              Purchase                               9.2     Full Documentation           AA+
OH              Purchase                              9.15     Full Documentation           AA+
OH              Purchase                               9.4     Full Documentation           AA+
MN              Cash Out Refinance                    9.45     Full Documentation           B
CA              Cash Out Refinance                     6.3     Stated Income Documentation  AA
MN              Cash Out Refinance                     7.1     Full Documentation           AA+
OH              Purchase                               7.8     Full Documentation           AA+
OH              Purchase                              6.59     Full Documentation           AA+
OH              Purchase                               9.2     Full Documentation           AA+
OH              Purchase                              6.65     Full Documentation           AA+
MD              Cash Out Refinance                    6.75     Stated Income Documentation  AA+
FL              Cash Out Refinance                     8.5     Stated Income Documentation  AA+
OH              Purchase                               8.1     Full Documentation           AA+
OH              Purchase                               8.1     Full Documentation           AA+
OH              Purchase                              9.64     Full Documentation           AA+
OH              Purchase                              7.64     Full Documentation           AA+
MN              Cash Out Refinance                    6.77     Full Documentation           AA+
MN              Cash Out Refinance                     6.6     Full Documentation           AA+
NY              Purchase                              6.45     Stated Income Documentation  AA+
FL              Cash Out Refinance                    7.34     Stated Income Documentation  AA+
OH              Purchase                               8.4     Full Documentation           AA+
MN              Purchase                               7.7     Stated Income Documentation  AA+
MN              Cash Out Refinance                     8.3     Full Documentation           AA+
MN              Rate/Term Refinance                   10.2     Full Documentation           CC
RI              Cash Out Refinance                    6.65     Stated Income Documentation  AA+
OH              Purchase                               7.5     Full Documentation           AA+
FL              Cash Out Refinance                    9.25     Stated Income Documentation  A
OH              Purchase                             10.35     Full Documentation           AA+
OH              Purchase                                 8     Full Documentation           AA+
NY              Cash Out Refinance                     7.6     Stated Income Documentation  AA+
MI              Cash Out Refinance                    7.65     Stated Income Documentation  AA+
OH              Purchase                             10.14     Full Documentation           AA+
OH              Purchase                              6.99     Full Documentation           AA+
OH              Purchase                              7.45     Full Documentation           AA+
OH              Purchase                              7.75     Full Documentation           AA+
MI              Cash Out Refinance                    6.49     Stated Income Documentation  AA+
MI              Cash Out Refinance                    8.45     Stated Income Documentation  AA+
OH              Purchase                              7.75     Full Documentation           AA+
OH              Purchase                              9.75     Full Documentation           AA+
OH              Cash Out Refinance                   11.35     Stated Income Documentation  AA
MI              Cash Out Refinance                   7.588     Stated Income Documentation  AA+
MD              Cash Out Refinance                    7.15     Stated Income Documentation  AA+
OH              Purchase                               7.4     Full Documentation           AA+
MI              Rate/Term Refinance                   8.35     Stated Income Documentation  AA
OH              Purchase                              8.25     Full Documentation           AA+
NC              Rate/Term Refinance                   6.82     Stated Income Documentation  AA+
MN              Cash Out Refinance                     6.5     Full Documentation           AA+
OH              Purchase                              7.95     Full Documentation           AA+
OH              Purchase                               8.8     Full Documentation           AA+
OH              Purchase                               8.7     Full Documentation           AA+
NY              Cash Out Refinance                   6.475     Stated Income Documentation  AA+
MN              Cash Out Refinance                    8.89     Stated Income Documentation  B
VA              Cash Out Refinance                    10.4     Stated Income Documentation  A
OH              Cash Out Refinance                    9.65     Stated Income Documentation  AA+
OH              Cash Out Refinance                       9     Full Documentation           B
MN              Cash Out Refinance                    9.29     Stated Income Documentation  AA
OH              Cash Out Refinance                  10.475     Full Documentation           A
OH              Cash Out Refinance                   10.25     Full Documentation           CC
NY              Cash Out Refinance                     6.8     Stated Income Documentation  AA+
OH              Cash Out Refinance                     7.4     Full Documentation           AA+
OH              Cash Out Refinance                    6.85     Full Documentation           AA+
OH              Cash Out Refinance                     9.3     Full Documentation           AA
OH              Purchase                              7.34     Stated Income Documentation  AA+
NC              Cash Out Refinance                     6.5     Stated Income Documentation  AA+
OH              Cash Out Refinance                     8.6     Full Documentation           B
MN              Rate/Term Refinance                    8.6     Full Documentation           AA+
OH              Cash Out Refinance                   9.025     Full Documentation           B
NY              Cash Out Refinance                    6.95     Stated Income Documentation  AA+
OH              Purchase                              8.15     Stated Income Documentation  AA+
MD              Cash Out Refinance                     7.7     Stated Income Documentation  AA+
OH              Rate/Term Refinance                    8.2     Full Documentation           B
MN              Cash Out Refinance                    8.65     Stated Income Documentation  AA+
OH              Cash Out Refinance                  10.875     Full Documentation           B
OH              Cash Out Refinance                    6.99     Full Documentation           AA+
OH              Rate/Term Refinance                   11.8     Full Documentation           A
NC              Cash Out Refinance                     9.9     Stated Income Documentation  B
OH              Purchase                              9.15     Full Documentation           AA+
OH              Cash Out Refinance                    9.35     Full Documentation           AA+
MN              Cash Out Refinance                     6.4     Stated Income Documentation  AA+
MN              Rate/Term Refinance                    6.7     Full Documentation           AA+
OH              Cash Out Refinance                   9.825     Stated Income Documentation  AA+
MD              Rate/Term Refinance                    6.7     Full Documentation           AA+
OH              Cash Out Refinance                    10.1     Full Documentation           AA
OH              Cash Out Refinance                     8.9     Full Documentation           AA+
OH              Cash Out Refinance                    9.05     Full Documentation           AA+
OH              Cash Out Refinance                    6.99     Stated Income Documentation  AA+
OH              Rate/Term Refinance                   10.1     Full Documentation           CC
MN              Cash Out Refinance                   10.85     Stated Income Documentation  AA
MN              Cash Out Refinance                     7.6     Stated Income Documentation  AA+
OH              Cash Out Refinance                     7.5     Full Documentation           AA+
MI              Cash Out Refinance                    8.35     Stated Income Documentation  AA+
OH              Cash Out Refinance                      11     Full Documentation           AA
OH              Cash Out Refinance                     8.5     Full Documentation           AA+
OH              Cash Out Refinance                    8.85     Full Documentation           B
OH              Rate/Term Refinance                   9.85     Stated Income Documentation  AA+
OH              Purchase                              8.25     Full Documentation           AA+
OH              Purchase                              9.15     Stated Income Documentation  AA+
OH              Cash Out Refinance                    7.05     Full Documentation           AA+
OH              Cash Out Refinance                   11.25     Full Documentation           C
OH              Cash Out Refinance                    8.85     Full Documentation           A
OH              Cash Out Refinance                    8.54     Full Documentation           AA+
OH              Rate/Term Refinance                   8.35     Full Documentation           A
OH              Purchase                              7.25     Full Documentation           AA+
MN              Cash Out Refinance                    9.65     Stated Income Documentation  AA+
OH              Cash Out Refinance                     7.8     Full Documentation           AA
NC              Cash Out Refinance                    6.98     Stated Income Documentation  AA+
OH              Cash Out Refinance                    8.65     Full Documentation           AA+
OH              Purchase                              9.35     Full Documentation           AA+
OH              Cash Out Refinance                   10.55     Full Documentation           AA+
OH              Cash Out Refinance                    8.65     Full Documentation           AA+
OH              Cash Out Refinance                     6.4     Full Documentation           AA+
OH              Cash Out Refinance                    8.19     Full Documentation           AA+
OH              Cash Out Refinance                    8.99     Full Documentation           AA+
OH              Cash Out Refinance                    9.93     Full Documentation           A
OH              Cash Out Refinance                    9.34     Full Documentation           AA
OH              Cash Out Refinance                    6.75     Full Documentation           AA+
OH              Rate/Term Refinance                    8.2     Full Documentation           AA+
OH              Rate/Term Refinance                      7     Full Documentation           AA
OH              Purchase                              6.95     Stated Income Documentation  AA+
OH              Cash Out Refinance                    8.95     Full Documentation           C
OH              Purchase                               7.7     Stated Income Documentation  AA+
OH              Cash Out Refinance                    10.2     Full Documentation           AA+
OH              Cash Out Refinance                     8.8     Full Documentation           B
OH              Cash Out Refinance                    10.9     Stated Income Documentation  B
OH              Cash Out Refinance                    10.8     Full Documentation           CC
OH              Cash Out Refinance                    8.15     Full Documentation           AA
OH              Purchase                              5.45     Full Documentation           AA+
OH              Rate/Term Refinance                    8.1     Stated Income Documentation  AA+
OH              Cash Out Refinance                     6.7     Stated Income Documentation  AA+
OH              Cash Out Refinance                    9.85     Stated Income Documentation  AA
OH              Cash Out Refinance                    8.25     Stated Income Documentation  AA+
OH              Purchase                               8.3     Full Documentation           AA+
MN              Rate/Term Refinance                   6.05     Stated Income Documentation  AA+
OH              Cash Out Refinance                    9.99     Stated Income Documentation  B
OH              Cash Out Refinance                    8.59     Full Documentation           AA+
OH              Cash Out Refinance                     7.4     Stated Income Documentation  AA+
OH              Rate/Term Refinance                   6.85     Stated Income Documentation  A
OH              Rate/Term Refinance                    8.2     Full Documentation           AA+
NC              Rate/Term Refinance                    6.9     Stated Income Documentation  AA
OH              Cash Out Refinance                    7.95     Stated Income Documentation  AA+
OH              Cash Out Refinance                    10.8     Stated Income Documentation  AA
OH              Rate/Term Refinance                   7.79     Stated Income Documentation  AA+
OH              Cash Out Refinance                     8.7     Full Documentation           AA+
OH              Cash Out Refinance                    7.75     Stated Income Documentation  AA+
OH              Cash Out Refinance                    7.65     Stated Income Documentation  A
OH              Cash Out Refinance                    9.15     Stated Income Documentation  AA+
OH              Cash Out Refinance                    7.15     Stated Income Documentation  AA+
OH              Cash Out Refinance                     7.7     Stated Income Documentation  AA+
---------------------------------------------------------------------------------------------------

---------------------------------------------------------------------------------------------------

TX              Purchase                              11.5     Full Documentation           AA+
TX              Purchase                                11     Full Documentation           AA+
NC              Purchase                              8.75     Full Documentation           AA+
SC              Purchase                                11     Full Documentation           AA
CO              Purchase                            10.875     Full Documentation           AA+
TX              Purchase                              11.5     Full Documentation           AA+
CO              Purchase                              10.9     Full Documentation           AA+
NC              Purchase                              8.75     Full Documentation           AA+
TX              Purchase                                12     Full Documentation           AA+
CO              Purchase                              11.4     Full Documentation           AA+
CO              Purchase                            10.275     Full Documentation           AA+
MD              Purchase                              11.9     Full Documentation           AA+
GA              Purchase                              11.9     Full Documentation           AA+
TX              Purchase                              11.4     Full Documentation           AA+
MD              Purchase                              10.9     Full Documentation           AA+
MD              Purchase                              8.75     Full Documentation           AA+
MD              Purchase                              11.9     Full Documentation           AA+
MD              Purchase                                11     Full Documentation           AA+
GA              Purchase                              11.9     Full Documentation           AA+
TX              Purchase                              11.4     Full Documentation           AA+
TX              Purchase                              11.9     Full Documentation           AA+
MD              Purchase                              9.65     Full Documentation           AA+
NV              Purchase                             9.875     Full Documentation           AA+
OK              Purchase                              7.25     Lite Documentation           AA+
TX              Purchase                                12     Full Documentation           AA+
TX              Purchase                             11.99     Full Documentation           AA+
GA              Purchase                              11.5     Full Documentation           AA+
DE              Purchase                              11.9     Full Documentation           AA+
FL              Purchase                              11.4     Full Documentation           AA+
CO              Purchase                              11.4     Full Documentation           AA+
UT              Purchase                              10.9     Full Documentation           AA+
NC              Purchase                              11.9     Full Documentation           AA+
CA              Purchase                               8.5     Full Documentation           AA+
SC              Purchase                              11.5     Full Documentation           AA+
IN              Purchase                              9.25     Full Documentation           AA+
NV              Purchase                             9.875     Full Documentation           AA+
KY              Purchase                             9.875     Full Documentation           AA+
NC              Purchase                                11     Full Documentation           AA+
GA              Purchase                                11     Full Documentation           AA+
AZ              Purchase                              10.5     Full Documentation           AA+
FL              Purchase                                11     Full Documentation           AA+
FL              Purchase                              11.9     Full Documentation           AA+
AZ              Purchase                                11     Full Documentation           AA+
MD              Purchase                              10.9     Full Documentation           AA+
IL              Purchase                              10.5     Full Documentation           AA+
CO              Purchase                              11.4     Full Documentation           AA+
CA              Purchase                               6.8     Full Documentation           AA+
TX              Purchase                              11.4     Full Documentation           AA+
WI              Purchase                            10.275     Full Documentation           AA+
TX              Purchase                               8.5     Full Documentation           AA+
CA              Purchase                              10.5     Full Documentation           AA+
CA              Purchase                             10.25     Full Documentation           AA+
SC              Purchase                              7.45     Full Documentation           AA+
SC              Purchase                              10.9     Full Documentation           AA+
NC              Purchase                              11.5     Full Documentation           AA+
GA              Purchase                              9.75     Stated Income Documentation  AA
FL              Purchase                                11     Full Documentation           AA+
GA              Cash Out Refinance                    7.99     No Documentation             AA+
PA              Purchase                              10.9     Full Documentation           AA+
ME              Purchase                             7.875     Full Documentation           AA+
TX              Purchase                                12     Full Documentation           AA+
CO              Purchase                              11.5     Full Documentation           AA+
SC              Purchase                              11.5     Full Documentation           AA+
ME              Purchase                              11.5     Full Documentation           AA
TX              Purchase                                11     Full Documentation           AA+
WI              Purchase                              10.9     Full Documentation           AA+
CO              Purchase                              11.9     Full Documentation           AA+
GA              Purchase                             6.415     Full Documentation           AA+
MA              Purchase                               8.5     Full Documentation           AA+
TX              Purchase                              11.4     Full Documentation           AA+
WY              Purchase                              11.9     Full Documentation           AA+
WY              Purchase                              10.5     Full Documentation           AA+
WY              Purchase                              11.5     Full Documentation           AA+
FL              Purchase                              8.75     Full Documentation           AA+
GA              Purchase                            10.275     Full Documentation           AA+
TX              Purchase                              10.9     Full Documentation           AA+
TX              Purchase                                12     Full Documentation           AA+
CO              Purchase                               8.5     Full Documentation           AA+
MD              Purchase                              9.15     Full Documentation           AA+
AZ              Cash Out Refinance                   12.45     Full Documentation           B
CO              Purchase                              11.5     Full Documentation           AA+
GA              Purchase                               8.5     Full Documentation           AA+
CA              Purchase                              10.9     Full Documentation           AA+
MA              Purchase                               8.9     Full Documentation           AA+
TX              Purchase                              10.5     Full Documentation           AA+
TX              Purchase                             11.99     Full Documentation           AA+
OH              Purchase                              11.5     Full Documentation           AA+
GA              Purchase                              10.5     Full Documentation           AA+
CO              Purchase                               9.5     Stated Income Documentation  AA+
WI              Purchase                              9.65     Full Documentation           AA+
NC              Purchase                              10.9     Full Documentation           AA+
NC              Purchase                              11.9     Full Documentation           AA+
TX              Purchase                                11     Full Documentation           AA+
TX              Purchase                              10.9     Full Documentation           AA+
TX              Purchase                                12     Full Documentation           AA+
WA              Purchase                              10.5     Full Documentation           AA+
NY              Purchase                             9.875     Full Documentation           AA+
MA              Purchase                              11.9     Full Documentation           AA+
MA              Purchase                               8.5     Full Documentation           AA+
TN              Purchase                              8.25     Full Documentation           AA
TX              Purchase                              11.9     Full Documentation           AA+
TX              Purchase                                12     Full Documentation           AA+
TX              Purchase                              11.4     Full Documentation           AA+
TX              Purchase                              11.5     Full Documentation           AA+
TX              Purchase                              10.9     Full Documentation           AA+
FL              Purchase                              8.75     Full Documentation           AA+
GA              Purchase                              11.5     Stated Income Documentation  AA+
VT              Purchase                              6.89     Full Documentation           AA+
TX              Purchase                              10.9     Full Documentation           AA+
TN              Purchase                              8.42     Full Documentation           AA+
NH              Purchase                             9.875     Full Documentation           AA+
IL              Purchase                              11.5     Full Documentation           AA+
FL              Cash Out Refinance                   12.95     Full Documentation           AA
NC              Purchase                                11     Full Documentation           AA+
PA              Purchase                              11.5     Full Documentation           AA+
IL              Purchase                              11.4     Full Documentation           AA
NV              Purchase                              9.25     Full Documentation           AA+
MA              Purchase                            10.275     Full Documentation           AA+
PA              Purchase                                11     Full Documentation           AA+
FL              Purchase                              8.15     Full Documentation           AA+
TX              Purchase                              11.5     Full Documentation           AA+
FL              Purchase                             8.675     Full Documentation           AA+
CO              Purchase                              11.5     Full Documentation           AA+
CT              Purchase                              11.9     Full Documentation           AA+
PA              Purchase                              11.5     Full Documentation           AA+
GA              Purchase                              11.5     Full Documentation           AA+
MD              Purchase                                 6     Full Documentation           AA
NC              Purchase                            10.875     Stated Income Documentation  AA+
GA              Purchase                              10.9     Full Documentation           AA+
OH              Purchase                              10.9     Full Documentation           AA+
OH              Purchase                              11.9     Full Documentation           AA+
WI              Purchase                                11     Full Documentation           AA+
MA              Purchase                              10.9     Full Documentation           AA+
NJ              Purchase                              9.99     Full Documentation           AA+
MA              Purchase                              10.9     Full Documentation           AA+
NH              Purchase                              10.9     Full Documentation           B
FL              Purchase                              10.5     Full Documentation           AA+
NJ              Purchase                                11     Full Documentation           AA+
CO              Purchase                              10.9     Full Documentation           AA+
CO              Purchase                              10.5     Full Documentation           AA+
CO              Purchase                              9.25     Full Documentation           AA+
TX              Purchase                              11.4     Full Documentation           AA+
GA              Purchase                              10.9     Full Documentation           AA+
TX              Purchase                              11.4     Full Documentation           AA+
TX              Purchase                                12     Full Documentation           AA+
OH              Purchase                               8.5     Full Documentation           AA+
MD              Purchase                              9.25     Full Documentation           AA+
NY              Purchase                                11     Full Documentation           AA+
CA              Purchase                               7.9     Full Documentation           AA+
OK              Purchase                              10.9     Full Documentation           AA+
NY              Purchase                              8.75     Full Documentation           AA+
TX              Purchase                                11     Full Documentation           AA+
CA              Purchase                              5.99     Full Documentation           AA+
CA              Purchase                            10.275     Full Documentation           AA+
MN              Purchase                               9.5     Full Documentation           AA+
MO              Purchase                              10.5     Full Documentation           AA+
IL              Purchase                               8.5     Full Documentation           AA+
MA              Purchase                              11.4     Full Documentation           AA+
NH              Purchase                            10.275     Full Documentation           AA+
WA              Purchase                              10.5     Full Documentation           AA+
GA              Purchase                              11.5     Full Documentation           AA
TX              Purchase                                11     Full Documentation           AA+
TX              Purchase                              11.9     Full Documentation           AA+
TX              Purchase                              10.9     Full Documentation           AA+
IL              Purchase                            10.275     Full Documentation           AA+
GA              Purchase                              11.5     Full Documentation           AA+
PA              Purchase                            10.275     Full Documentation           AA+
FL              Purchase                            10.875     Full Documentation           AA+
WA              Rate/Term Refinance                   11.4     Full Documentation           AA
OH              Purchase                              11.4     Full Documentation           AA+
NC              Purchase                              11.5     Full Documentation           AA+
IN              Purchase                                11     Full Documentation           AA
IL              Purchase                              11.4     Full Documentation           AA+
WA              Purchase                              8.75     Full Documentation           AA+
AL              Purchase                                11     Full Documentation           B
KY              Purchase                              9.65     Full Documentation           AA+
NJ              Cash Out Refinance                     8.9     Full Documentation           AA+
GA              Purchase                              11.9     Full Documentation           AA+
CO              Purchase                            10.275     Full Documentation           AA+
NJ              Purchase                             11.25     Full Documentation           AA+
TX              Purchase                              8.75     Full Documentation           AA+
NV              Cash Out Refinance                   10.25     Full Documentation           AA+
NJ              Purchase                              9.25     Full Documentation           AA+
NH              Purchase                               9.3     Full Documentation           AA+
PA              Purchase                              10.5     Full Documentation           AA+
PA              Purchase                             9.875     Full Documentation           AA+
KY              Purchase                              7.95     Full Documentation           AA+
FL              Purchase                              10.9     Full Documentation           AA
CT              Purchase                              11.9     Full Documentation           AA+
WI              Purchase                             9.875     Full Documentation           AA+
OH              Purchase                              11.5     Full Documentation           AA+
OH              Purchase                              10.5     Full Documentation           AA+
UT              Purchase                              11.9     Full Documentation           AA+
VT              Purchase                                11     Full Documentation           AA+
WY              Purchase                              11.4     Full Documentation           AA+
OH              Purchase                              9.25     Full Documentation           AA+
GA              Purchase                              11.4     Full Documentation           AA+
MA              Purchase                              8.75     Full Documentation           AA+
MA              Purchase                              9.25     Full Documentation           AA+
CA              Purchase                              8.75     Full Documentation           AA+
NC              Purchase                              11.9     Full Documentation           AA+
NY              Cash Out Refinance                   10.99     Full Documentation           AA
NY              Purchase                            11.275     Stated Income Documentation  AA+
GA              Purchase                              11.5     Full Documentation           AA+
CO              Purchase                              10.9     Full Documentation           AA+
OH              Purchase                                11     Full Documentation           AA+
UT              Purchase                                11     Full Documentation           AA+
IA              Purchase                              11.5     Full Documentation           AA+
IA              Purchase                              11.5     Full Documentation           AA+
CA              Purchase                               8.5     Full Documentation           AA+
MA              Purchase                               8.5     Full Documentation           AA+
CA              Purchase                                11     Full Documentation           AA+
OH              Purchase                              10.5     Full Documentation           AA+
OH              Purchase                              8.75     Full Documentation           AA+
NY              Purchase                              11.9     Full Documentation           AA+
TX              Purchase                              9.75     Full Documentation           AA+
GA              Purchase                              10.5     Full Documentation           AA+
KY              Purchase                              10.5     Full Documentation           AA+
FL              Purchase                              10.5     Stated Income Documentation  AA+
FL              Purchase                              10.5     Full Documentation           AA+
FL              Purchase                              11.4     Full Documentation           AA+
OH              Purchase                              8.75     Full Documentation           AA+
CT              Purchase                              7.25     Full Documentation           AA
OH              Purchase                              10.5     Full Documentation           AA+
FL              Purchase                              11.5     Full Documentation           AA+
IL              Purchase                                11     Full Documentation           AA+
CA              Purchase                               9.9     Stated Income Documentation  AA+
CA              Purchase                               5.8     Full Documentation           AA+
FL              Purchase                               7.8     Stated Income Documentation  AA+
UT              Purchase                            10.275     Full Documentation           AA
ME              Purchase                              11.4     Full Documentation           AA+
IA              Purchase                             10.28     Full Documentation           AA+
WA              Purchase                              10.9     Full Documentation           AA+
IN              Purchase                              9.25     Full Documentation           AA+
CA              Purchase                             11.75     Full Documentation           AA+
TX              Purchase                                12     Full Documentation           AA+
KY              Purchase                              9.65     Full Documentation           AA+
LA              Purchase                              9.15     Full Documentation           AA+
NY              Cash Out Refinance                    9.65     Full Documentation           AA+
CA              Purchase                              8.75     Full Documentation           AA+
CA              Purchase                              6.82     Full Documentation           AA+
OK              Purchase                                10     Full Documentation           AA+
CA              Purchase                               9.5     Stated Income Documentation  AA+
GA              Purchase                              11.5     Full Documentation           AA+
CA              Purchase                              11.5     Full Documentation           AA+
MD              Purchase                              11.4     Full Documentation           AA+
SC              Purchase                              11.4     Full Documentation           AA+
CT              Purchase                              11.5     Full Documentation           AA+
VA              Purchase                              11.5     Full Documentation           AA+
TN              Purchase                              7.75     Full Documentation           AA+
FL              Purchase                               8.5     Full Documentation           AA+
PA              Purchase                             9.875     Full Documentation           AA+
PA              Purchase                              11.4     Full Documentation           AA+
CA              Purchase                              9.75     Stated Income Documentation  AA+
CA              Purchase                              10.9     Full Documentation           AA+
CA              Purchase                               8.5     Full Documentation           AA+
CA              Purchase                                11     Full Documentation           AA+
TX              Purchase                                11     Full Documentation           AA+
TX              Purchase                              11.5     Full Documentation           AA+
MA              Purchase                              11.4     Full Documentation           AA+
KY              Purchase                              11.5     Full Documentation           AA
AZ              Purchase                              10.5     Full Documentation           AA+
UT              Purchase                              10.5     Full Documentation           AA+
CA              Purchase                              9.25     Full Documentation           AA+
CA              Purchase                              8.75     Full Documentation           AA+
CA              Purchase                              10.5     Full Documentation           AA+
IL              Purchase                                11     Full Documentation           AA+
AZ              Cash Out Refinance                    11.5     Full Documentation           AA
FL              Purchase                              11.5     Full Documentation           AA+
MA              Purchase                              8.15     Full Documentation           AA+
VA              Purchase                                11     Full Documentation           AA+
FL              Purchase                              10.5     Full Documentation           AA+
NH              Purchase                              10.9     Full Documentation           AA+
NC              Purchase                              8.75     Full Documentation           AA+
CO              Purchase                              11.5     Full Documentation           AA+
CA              Purchase                                11     Full Documentation           AA+
NH              Purchase                              11.4     Full Documentation           AA+
NY              Purchase                               9.5     Stated Income Documentation  AA+
HI              Cash Out Refinance                   11.34     Full Documentation           AA+
NC              Purchase                              11.5     Full Documentation           AA+
CT              Purchase                              11.5     Full Documentation           AA+
CA              Purchase                              10.5     Full Documentation           AA+
WA              Cash Out Refinance                    9.88     Full Documentation           AA+
FL              Cash Out Refinance                    9.15     Full Documentation           AA+
FL              Cash Out Refinance                   7.725     Full Documentation           AA
TN              Purchase                              8.42     Full Documentation           AA+
HI              Cash Out Refinance                    5.99     Full Documentation           AA+
TN              Purchase                              8.37     Full Documentation           AA+
CT              Purchase                              9.65     Full Documentation           AA+
CT              Purchase                              9.25     Full Documentation           AA+
NE              Purchase                             11.25     Full Documentation           AA+
CA              Purchase                              11.5     Full Documentation           AA+
NY              Purchase                              11.5     Full Documentation           AA+
FL              Purchase                              10.5     Full Documentation           AA+
FL              Purchase                                11     Full Documentation           AA+
FL              Purchase                              8.95     Full Documentation           AA+
WA              Purchase                              9.25     Full Documentation           AA+
CA              Purchase                              6.75     Full Documentation           AA+
IL              Purchase                                11     Full Documentation           AA+
CA              Purchase                                11     Full Documentation           AA+
MA              Purchase                              6.55     Full Documentation           AA+
VA              Purchase                              8.75     Full Documentation           AA
CA              Purchase                             10.99     Stated Income Documentation  AA+
FL              Purchase                              8.99     Full Documentation           AA+
NH              Purchase                               8.5     Full Documentation           AA+
CA              Purchase                               7.4     Full Documentation           AA+
MI              Purchase                              10.5     Full Documentation           AA+
NY              Purchase                               9.5     Stated Income Documentation  AA+
MI              Purchase                              10.9     Full Documentation           AA+
MI              Purchase                              9.65     Full Documentation           AA+
CO              Purchase                              8.75     Full Documentation           AA+
CA              Cash Out Refinance                   9.925     Full Documentation           AA+
FL              Purchase                            10.875     Stated Income Documentation  AA+
SC              Purchase                             8.125     Full Documentation           AA+
NY              Purchase                              11.4     Full Documentation           AA+
CA              Purchase                              9.25     Full Documentation           AA+
KY              Purchase                              11.9     Full Documentation           AA+
CA              Purchase                               9.5     Stated Income Documentation  AA+
TX              Purchase                              11.5     Full Documentation           AA+
TX              Purchase                                12     Full Documentation           AA+
MI              Purchase                              10.5     Full Documentation           AA+
CA              Purchase                              8.75     Full Documentation           AA+
FL              Purchase                              10.5     Full Documentation           AA+
CA              Purchase                              9.25     Full Documentation           AA+
NC              Cash Out Refinance                    11.4     Full Documentation           AA+
NC              Purchase                              11.4     Full Documentation           AA+
AL              Purchase                              11.9     Full Documentation           AA+
ID              Purchase                               8.1     Stated Income Documentation  AA
CA              Purchase                              6.15     Full Documentation           AA+
MO              Purchase                                11     Full Documentation           AA+
WA              Purchase                                11     Full Documentation           AA+
FL              Purchase                              11.5     Full Documentation           AA+
CA              Cash Out Refinance                    10.9     Full Documentation           AA+
CA              Purchase                               9.5     Stated Income Documentation  AA+
NH              Purchase                               7.8     No Documentation             AA+
FL              Purchase                              9.25     Full Documentation           AA+
CA              Purchase                              8.35     Full Documentation           AA+
PA              Purchase                              11.5     Full Documentation           AA+
MI              Purchase                              11.5     Full Documentation           AA+
MI              Purchase                              11.5     Full Documentation           AA+
ME              Cash Out Refinance                    8.35     Full Documentation           AA+
CA              Purchase                               9.5     Stated Income Documentation  AA+
VA              Purchase                              11.9     Full Documentation           AA+
CA              Purchase                               9.5     Stated Income Documentation  AA+
CA              Purchase                              9.25     Full Documentation           AA+
VA              Cash Out Refinance                    10.9     Full Documentation           AA+
AZ              Cash Out Refinance                  10.275     Full Documentation           AA+
CA              Cash Out Refinance                    10.5     Full Documentation           AA+
MA              Cash Out Refinance                    12.1     Full Documentation           AA+
CA              Purchase                             10.25     Full Documentation           AA+
IL              Cash Out Refinance                     9.8     Full Documentation           AA+
TX              Cash Out Refinance                    6.54     Stated Income Documentation  AA+
MA              Purchase                              8.24     No Documentation             AA+
FL              Purchase                              7.45     Full Documentation           AA+
FL              Purchase                              11.5     Full Documentation           AA+
SC              Cash Out Refinance                     8.9     Full Documentation           AA+
TX              Purchase                              11.5     Full Documentation           AA+
ME              Rate/Term Refinance                   8.99     Full Documentation           AA+
NY              Purchase                              7.25     Full Documentation           AA+
CA              Cash Out Refinance                   11.25     Full Documentation           AA+
CA              Purchase                              8.75     Full Documentation           AA+
OR              Purchase                              11.5     Full Documentation           AA+
SC              Purchase                             10.95     Full Documentation           AA
NV              Cash Out Refinance                    8.75     Full Documentation           AA+
MI              Purchase                              11.9     Full Documentation           AA+
FL              Purchase                              11.4     Full Documentation           AA+
CA              Purchase                               8.5     Full Documentation           AA+
CA              Purchase                              10.5     Full Documentation           AA+
NV              Cash Out Refinance                    8.75     Full Documentation           AA+
NV              Purchase                              9.99     Full Documentation           AA+
NC              Purchase                             10.05     Full Documentation           AA+
MI              Purchase                              8.75     Full Documentation           AA+
CA              Purchase                              11.4     Full Documentation           AA+
NH              Purchase                              10.9     Full Documentation           AA+
TX              Cash Out Refinance                    10.5     Full Documentation           A
GA              Purchase                              11.9     Full Documentation           AA+
AZ              Purchase                               7.1     No Documentation             AA+
NC              Purchase                             11.05     Stated Income Documentation  B
VA              Purchase                              8.75     Full Documentation           AA+
NY              Cash Out Refinance                  11.125     Full Documentation           A
UT              Rate/Term Refinance                   11.4     Full Documentation           AA+
CA              Purchase                                11     Full Documentation           AA+
CA              Purchase                               8.5     Full Documentation           AA+
AZ              Cash Out Refinance                  10.625     Full Documentation           AA
CA              Purchase                                11     Full Documentation           AA+
NY              Purchase                               9.5     Stated Income Documentation  AA+
MO              Purchase                              10.5     Full Documentation           AA+
AZ              Cash Out Refinance                    7.55     No Documentation             AA+
CA              Purchase                              9.75     Stated Income Documentation  AA+
MD              Purchase                              10.9     Full Documentation           AA+
MA              Cash Out Refinance                     6.2     Full Documentation           AA+
FL              Purchase                              8.55     Full Documentation           AA+
NY              Purchase                               9.5     Stated Income Documentation  AA+
GA              Cash Out Refinance                    6.25     Full Documentation           AA+
NH              Cash Out Refinance                    11.5     Full Documentation           AA+
MO              Purchase                              10.9     Full Documentation           AA+
MA              Purchase                              9.75     Stated Income Documentation  AA+
MA              Cash Out Refinance                   7.725     No Documentation             AA+
NY              Cash Out Refinance                    5.99     Full Documentation           AA+
FL              Purchase                              9.15     Full Documentation           AA+
FL              Purchase                              10.9     Full Documentation           AA+
MD              Purchase                              11.9     Full Documentation           AA+
CA              Purchase                              6.35     Stated Income Documentation  AA+
MI              Purchase                              10.9     Full Documentation           A
TX              Cash Out Refinance                    10.3     Full Documentation           B
CA              Purchase                             9.875     Full Documentation           AA+
MO              Purchase                              10.5     Full Documentation           AA+
MO              Purchase                              10.9     Full Documentation           AA+
CA              Purchase                              9.25     Full Documentation           AA
MI              Purchase                              9.25     Full Documentation           AA+
IL              Cash Out Refinance                    9.15     Full Documentation           AA+
FL              Purchase                               7.5     No Documentation             AA+
ME              Cash Out Refinance                    7.15     No Documentation             AA+
NH              Purchase                                11     Full Documentation           AA+
MD              Purchase                              10.9     Full Documentation           AA+
FL              Cash Out Refinance                    10.8     Full Documentation           AA+
CA              Purchase                              9.75     Stated Income Documentation  AA
CA              Purchase                             11.25     Full Documentation           AA+
DE              Purchase                                11     Full Documentation           AA+
CA              Purchase                              8.75     Full Documentation           AA+
NJ              Purchase                              11.5     Stated Income Documentation  AA+
CA              Purchase                              10.5     Full Documentation           AA+
UT              Rate/Term Refinance                     11     Full Documentation           AA+
NY              Purchase                             10.25     Stated Income Documentation  AA+
FL              Purchase                              7.85     Full Documentation           AA+
CO              Purchase                              9.75     Stated Income Documentation  AA+
RI              Purchase                              10.9     Full Documentation           AA+
CA              Purchase                            11.875     Stated Income Documentation  AA+
CT              Purchase                             9.875     Full Documentation           AA+
CT              Purchase                                11     Full Documentation           AA+
CA              Purchase                                11     Full Documentation           AA+
TX              Purchase                            11.275     Stated Income Documentation  AA+
NC              Cash Out Refinance                   9.175     Full Documentation           AA+
CA              Purchase                            10.875     Lite Documentation           AA+
CA              Purchase                            10.875     Stated Income Documentation  AA+
MO              Cash Out Refinance                    8.85     Full Documentation           AA+
TX              Cash Out Refinance                    7.65     Full Documentation           AA+
TX              Cash Out Refinance                    11.8     Full Documentation           CC
MI              Purchase                              11.5     Full Documentation           AA+
FL              Purchase                              11.9     Full Documentation           AA+
DE              Cash Out Refinance                      11     Full Documentation           AA+
MA              Purchase                              7.95     No Documentation             AA+
CA              Purchase                               9.5     Stated Income Documentation  AA+
CT              Purchase                              8.75     Full Documentation           AA+
GA              Purchase                            11.275     Stated Income Documentation  AA+
NY              Purchase                              6.89     Full Documentation           AA+
TX              Cash Out Refinance                    7.95     Full Documentation           AA+
CA              Purchase                              11.5     Full Documentation           AA+
MN              Purchase                              9.39     Stated Income Documentation  AA+
VA              Purchase                                11     Full Documentation           AA+
FL              Purchase                              7.99     Full Documentation           AA+
NY              Rate/Term Refinance                   11.5     Full Documentation           AA+
NY              Cash Out Refinance                    6.35     Full Documentation           A
ME              Cash Out Refinance                    9.34     Full Documentation           AA+
IN              Purchase                             10.14     Full Documentation           AA+
MD              Cash Out Refinance                    11.9     Full Documentation           AA+
CO              Purchase                              8.75     Full Documentation           AA+
CA              Cash Out Refinance                    9.75     Full Documentation           AA+
TX              Rate/Term Refinance                   5.99     Full Documentation           AA+
TX              Cash Out Refinance                    6.25     Full Documentation           AA+
CO              Cash Out Refinance                    11.9     Full Documentation           AA+
MA              Purchase                               7.3     Full Documentation           AA+
GA              Cash Out Refinance                   10.25     Full Documentation           AA+
PA              Cash Out Refinance                   12.59     Full Documentation           AA+
CA              Cash Out Refinance                   10.45     Full Documentation           AA+
VA              Purchase                              11.9     Full Documentation           AA+
MA              Cash Out Refinance                    6.65     Full Documentation           AA+
TX              Cash Out Refinance                    7.35     Full Documentation           AA+
FL              Purchase                                11     Full Documentation           AA
FL              Cash Out Refinance                    6.75     Full Documentation           AA+
KY              Rate/Term Refinance                   11.5     Full Documentation           AA
TX              Cash Out Refinance                     7.7     No Documentation             AA+
NH              Purchase                            10.275     Full Documentation           AA+
CT              Purchase                             10.99     Full Documentation           AA+
SC              Purchase                              7.65     Full Documentation           AA+
WA              Purchase                               9.9     Stated Income Documentation  AA+
MA              Cash Out Refinance                    10.5     Full Documentation           AA+
VA              Purchase                              10.5     Full Documentation           AA+
NV              Cash Out Refinance                     8.3     Full Documentation           AA+
VA              Purchase                              8.75     Full Documentation           AA+
CA              Purchase                              9.25     Full Documentation           AA+
NY              Purchase                              7.45     Full Documentation           AA
OH              Purchase                              11.9     Full Documentation           AA+
OH              Purchase                              7.35     Full Documentation           AA+
IL              Purchase                             10.05     Full Documentation           AA+
KY              Cash Out Refinance                    9.99     Full Documentation           AA+
IA              Rate/Term Refinance                  9.875     Full Documentation           AA+
CA              Purchase                              10.5     Full Documentation           AA+
ME              Cash Out Refinance                    7.25     Full Documentation           AA+
CT              Purchase                              11.9     Full Documentation           AA+
UT              Purchase                                11     Full Documentation           AA+
CA              Purchase                               7.6     Full Documentation           AA
NC              Purchase                             10.75     Full Documentation           AA
NY              Purchase                              7.35     Stated Income Documentation  AA+
CA              Rate/Term Refinance                   8.65     Full Documentation           AA+
NY              Cash Out Refinance                   10.99     Full Documentation           AA+
OR              Cash Out Refinance                   5.975     Full Documentation           AA+
IL              Purchase                              6.99     Full Documentation           AA+
MA              Purchase                             10.65     Stated Income Documentation  AA+
NH              Cash Out Refinance                    10.2     Full Documentation           AA+
IL              Purchase                               9.9     Full Documentation           AA+
NC              Cash Out Refinance                    11.4     Full Documentation           AA+
CA              Purchase                              9.75     Stated Income Documentation  AA+
WI              Cash Out Refinance                    11.5     Full Documentation           AA+
SC              Cash Out Refinance                     7.4     Full Documentation           AA+
WA              Cash Out Refinance                    9.25     Full Documentation           AA+
HI              Cash Out Refinance                  10.875     Stated Income Documentation  AA
NC              Cash Out Refinance                     8.9     Full Documentation           AA+
CA              Cash Out Refinance                    6.99     Full Documentation           A
NY              Purchase                              9.75     Stated Income Documentation  AA+
MA              Purchase                              9.75     Stated Income Documentation  AA+
NC              Rate/Term Refinance                  10.75     Full Documentation           AA+
NJ              Purchase                             10.95     Full Documentation           AA
VT              Cash Out Refinance                    5.95     Full Documentation           AA+
CA              Purchase                            11.875     Stated Income Documentation  AA+
MI              Purchase                             10.99     Full Documentation           AA+
FL              Cash Out Refinance                    11.9     Full Documentation           AA+
NY              Cash Out Refinance                    8.99     Full Documentation           AA+
CA              Cash Out Refinance                     5.9     Full Documentation           AA+
TX              Purchase                               8.5     Full Documentation           AA+
NY              Purchase                               9.5     Stated Income Documentation  AA+
ID              Purchase                              8.55     Full Documentation           AA+
CO              Cash Out Refinance                    10.5     Full Documentation           AA
VA              Cash Out Refinance                    7.05     Full Documentation           AA+
FL              Cash Out Refinance                     6.9     No Documentation             AA+
CA              Purchase                            10.625     Stated Income Documentation  AA+
WI              Cash Out Refinance                      11     Full Documentation           AA+
WA              Cash Out Refinance                     8.5     Full Documentation           AA+
MA              Rate/Term Refinance                     11     Full Documentation           AA+
MA              Purchase                              9.75     Stated Income Documentation  AA+
MA              Purchase                              9.75     Stated Income Documentation  AA+
VA              Purchase                               6.7     Full Documentation           AA+
NJ              Cash Out Refinance                    5.99     Full Documentation           AA+
CA              Purchase                               6.1     Full Documentation           AA+
CA              Cash Out Refinance                     6.3     Full Documentation           AA+
MA              Purchase                               9.9     Stated Income Documentation  AA+
VA              Purchase                              11.5     Full Documentation           AA+
FL              Purchase                               7.5     Full Documentation           AA+
FL              Purchase                               7.9     Full Documentation           AA+
MA              Purchase                            11.275     Stated Income Documentation  AA+
NJ              Cash Out Refinance                   10.59     Full Documentation           AA+
FL              Purchase                             9.875     Full Documentation           AA+
FL              Purchase                              11.9     Full Documentation           AA+
NY              Cash Out Refinance                    8.65     Full Documentation           AA+
SC              Rate/Term Refinance                   11.5     Full Documentation           AA+
FL              Cash Out Refinance                   12.74     Stated Income Documentation  A
TX              Purchase                             10.65     Stated Income Documentation  AA+
TX              Purchase                              6.95     Full Documentation           AA+
OR              Cash Out Refinance                     5.8     Full Documentation           AA+
IL              Purchase                              8.95     Full Documentation           AA
TN              Rate/Term Refinance                   8.19     Full Documentation           AA
CO              Purchase                              7.54     Full Documentation           AA+
MO              Cash Out Refinance                   9.875     Full Documentation           AA
MA              Rate/Term Refinance                    7.5     Full Documentation           AA+
CA              Purchase                               6.2     Full Documentation           AA+
CA              Cash Out Refinance                    5.95     Full Documentation           AA
FL              Cash Out Refinance                    8.85     Full Documentation           AA
NY              Purchase                              9.25     Stated Income Documentation  AA+
NY              Purchase                              9.65     Stated Income Documentation  AA+
FL              Purchase                              10.5     Full Documentation           AA+
FL              Purchase                              11.9     Full Documentation           AA+
WI              Purchase                             10.15     Full Documentation           AA
AL              Cash Out Refinance                   10.95     Full Documentation           C
CA              Cash Out Refinance                     7.3     Full Documentation           AA+
ID              Purchase                                11     Full Documentation           AA+
CA              Purchase                              5.65     Full Documentation           AA+
CA              Purchase                               8.5     Full Documentation           AA+
CA              Purchase                              6.55     Full Documentation           AA+
FL              Purchase                             10.25     Stated Income Documentation  AA+
CA              Cash Out Refinance                    8.05     Full Documentation           AA+
CA              Cash Out Refinance                     5.7     Full Documentation           AA+
NY              Cash Out Refinance                   10.55     Full Documentation           AA+
CA              Purchase                             10.25     Stated Income Documentation  AA+
CA              Purchase                              10.5     Full Documentation           AA+
CO              Rate/Term Refinance                   9.25     Full Documentation           AA
CA              Cash Out Refinance                     5.8     No Documentation             AA+
OK              Purchase                             10.75     Full Documentation           AA+
CA              Purchase                             10.65     Stated Income Documentation  AA+
CA              Purchase                             9.875     Business Bank Statements     AA+
OR              Cash Out Refinance                    8.99     Full Documentation           AA+
CT              Purchase                              8.75     Stated Income Documentation  AA+
PA              Cash Out Refinance                    11.5     Full Documentation           AA
VA              Purchase                              11.5     Full Documentation           AA+
CA              Cash Out Refinance                    6.95     Full Documentation           AA+
NE              Rate/Term Refinance                   11.5     Full Documentation           AA+
NY              Purchase                             10.25     Stated Income Documentation  AA+
MA              Purchase                              9.75     Stated Income Documentation  AA+
MD              Purchase                              9.84     Full Documentation           AA+
NY              Purchase                               6.5     Stated Income Documentation  AA+
NY              Cash Out Refinance                     7.2     No Documentation             AA+
OR              Purchase                               8.5     Stated Income Documentation  AA+
NY              Cash Out Refinance                      11     Full Documentation           AA+
PA              Cash Out Refinance                    5.99     No Documentation             AA+
CA              Purchase                             10.25     Stated Income Documentation  AA+
CA              Purchase                              9.75     Stated Income Documentation  AA+
IL              Rate/Term Refinance                   10.5     Full Documentation           AA
FL              Cash Out Refinance                   11.95     Full Documentation           AA+
NY              Purchase                              9.55     Stated Income Documentation  AA+
GA              Cash Out Refinance                    11.4     Full Documentation           AA+
CA              Purchase                              5.95     Full Documentation           AA+
FL              Purchase                              11.9     Full Documentation           AA+
CA              Cash Out Refinance                    7.45     Full Documentation           AA+
FL              Purchase                               9.1     No Documentation             AA+
SD              Purchase                              10.8     Full Documentation           AA+
WA              Purchase                              6.99     Full Documentation           AA+
PA              Cash Out Refinance                     8.4     Full Documentation           B
PA              Cash Out Refinance                    9.75     Full Documentation           B
TX              Purchase                              8.55     Full Documentation           AA+
TX              Rate/Term Refinance                   6.35     Full Documentation           AA
TX              Purchase                            10.875     Stated Income Documentation  AA+
NC              Cash Out Refinance                    8.54     Full Documentation           AA+
TN              Cash Out Refinance                    9.15     Full Documentation           B
RI              Purchase                             10.15     Stated Income Documentation  AA+
FL              Cash Out Refinance                     6.4     No Documentation             AA+
CO              Cash Out Refinance                    8.75     Full Documentation           AA+
OK              Purchase                              9.55     Full Documentation           AA+
MA              Cash Out Refinance                    10.5     Full Documentation           AA+
WI              Purchase                              7.74     Full Documentation           AA+
AL              Cash Out Refinance                    10.2     Full Documentation           AA
CA              Purchase                              6.95     Full Documentation           AA+
CA              Cash Out Refinance                     6.1     Full Documentation           AA+
MN              Purchase                               9.6     Stated Income Documentation  AA+
MA              Cash Out Refinance                    6.89     Full Documentation           AA
FL              Purchase                               6.9     Stated Income Documentation  AA+
FL              Cash Out Refinance                    6.35     No Documentation             AA+
FL              Cash Out Refinance                       9     Full Documentation           AA+
AZ              Purchase                              6.45     Full Documentation           AA+
CA              Purchase                               7.5     Full Documentation           AA+
AZ              Purchase                               7.5     Full Documentation           AA+
KY              Cash Out Refinance                    11.9     Full Documentation           AA+
NH              Cash Out Refinance                    6.65     Full Documentation           AA+
WA              Rate/Term Refinance                   9.25     Full Documentation           AA+
GA              Purchase                              7.55     Full Documentation           AA
CA              Purchase                            10.875     Stated Income Documentation  AA+
MO              Purchase                              11.5     Full Documentation           AA+
LA              Purchase                              11.5     Full Documentation           AA+
CA              Purchase                              5.25     Full Documentation           AA+
CA              Purchase                              10.5     Full Documentation           AA+
WA              Cash Out Refinance                     8.7     Full Documentation           AA+
MI              Purchase                              8.65     No Documentation             AA+
MN              Cash Out Refinance                    9.25     Full Documentation           AA+
GA              Cash Out Refinance                    9.95     No Documentation             AA+
FL              Cash Out Refinance                     6.5     Full Documentation           AA+
FL              Purchase                               9.5     Stated Income Documentation  AA+
MA              Purchase                               7.5     Full Documentation           AA+
MI              Purchase                                11     Full Documentation           AA+
CA              Cash Out Refinance                    5.99     Full Documentation           AA+
IA              Cash Out Refinance                   11.55     Full Documentation           AA+
FL              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
NC              Purchase                             11.04     Full Documentation           CC
MN              Rate/Term Refinance                  9.625     Full Documentation           AA+
CA              Purchase                             9.875     Full Documentation           AA+
WA              Purchase                               7.8     No Documentation             AA+
GA              Purchase                              7.15     Full Documentation           AA+
CA              Cash Out Refinance                    7.45     Full Documentation           AA
NY              Cash Out Refinance                    9.75     Stated Income Documentation  AA+
CA              Cash Out Refinance                   6.275     Full Documentation           AA+
NC              Rate/Term Refinance                   10.9     Full Documentation           AA+
CA              Cash Out Refinance                     7.7     Full Documentation           AA+
OR              Cash Out Refinance                    13.9     Full Documentation           AA+
CA              Purchase                             10.65     Stated Income Documentation  AA+
CA              Purchase                             10.65     Stated Income Documentation  AA+
CA              Purchase                             10.15     Stated Income Documentation  AA+
CT              Cash Out Refinance                     7.2     No Documentation             AA+
CA              Purchase                             10.25     Stated Income Documentation  AA+
PA              Cash Out Refinance                    11.5     Full Documentation           AA+
CA              Purchase                             10.25     Stated Income Documentation  AA+
TX              Purchase                              7.15     Full Documentation           AA+
PA              Purchase                              11.3     Full Documentation           CC
CA              Purchase                               9.5     Stated Income Documentation  AA+
CO              Purchase                               6.9     Full Documentation           AA+
NY              Purchase                              6.99     Stated Income Documentation  AA+
CA              Purchase                               6.8     Stated Income Documentation  AA+
VA              Purchase                              11.9     Full Documentation           AA+
CA              Purchase                               5.8     Stated Income Documentation  AA+
WI              Cash Out Refinance                      11     Full Documentation           AA+
ID              Cash Out Refinance                    9.85     Full Documentation           AA+
FL              Cash Out Refinance                     7.5     No Documentation             AA+
TX              Purchase                               8.1     Full Documentation           AA+
WA              Cash Out Refinance                    7.45     Lite Documentation           AA+
SC              Rate/Term Refinance                    8.5     Full Documentation           AA+
TX              Cash Out Refinance                    6.85     Full Documentation           AA+
MA              Purchase                             10.25     Stated Income Documentation  AA+
MA              Cash Out Refinance                   9.875     Full Documentation           AA+
OK              Cash Out Refinance                    7.99     Full Documentation           AA+
NH              Purchase                               6.4     No Documentation             AA+
IL              Rate/Term Refinance                  10.06     Full Documentation           AA+
NJ              Purchase                              7.45     Full Documentation           AA+
PA              Cash Out Refinance                    6.85     Full Documentation           C
WI              Rate/Term Refinance                     11     Full Documentation           AA+
AL              Cash Out Refinance                   10.65     Full Documentation           AA+
OR              Purchase                              7.85     Full Documentation           AA+
CA              Cash Out Refinance                     5.8     Full Documentation           AA+
CA              Purchase                              6.45     Full Documentation           AA+
CA              Purchase                              5.05     Full Documentation           AA+
ID              Purchase                              8.05     Full Documentation           AA+
FL              Purchase                              11.9     Full Documentation           AA+
PA              Cash Out Refinance                   9.875     Full Documentation           AA+
CA              Purchase                               8.5     Full Documentation           AA+
FL              Cash Out Refinance                   11.75     Full Documentation           AA+
FL              Purchase                              7.45     Full Documentation           AA+
CA              Cash Out Refinance                     5.8     Full Documentation           AA+
FL              Purchase                                 8     No Documentation             AA+
CA              Purchase                            10.875     Stated Income Documentation  AA+
ME              Rate/Term Refinance                    7.7     Full Documentation           AA+
CA              Purchase                             10.25     Stated Income Documentation  AA+
CA              Purchase                            10.875     Stated Income Documentation  AA+
CA              Purchase                              5.65     Full Documentation           AA+
MA              Cash Out Refinance                     6.6     Stated Income Documentation  AA+
CA              Purchase                              9.75     Stated Income Documentation  AA+
CA              Purchase                             10.25     Stated Income Documentation  AA+
IL              Cash Out Refinance                    9.25     Full Documentation           AA+
CA              Cash Out Refinance                    9.65     Full Documentation           AA+
TX              Cash Out Refinance                      10     Full Documentation           AA
FL              Cash Out Refinance                    5.99     No Documentation             AA+
MA              Cash Out Refinance                     5.8     Full Documentation           B
VA              Cash Out Refinance                     6.8     Full Documentation           AA+
CA              Purchase                             10.25     Stated Income Documentation  AA+
WA              Purchase                              8.99     Full Documentation           AA+
CA              Cash Out Refinance                    11.5     Full Documentation           AA+
WA              Rate/Term Refinance                   11.5     Full Documentation           AA+
CA              Purchase                                 7     Full Documentation           AA+
PA              Rate/Term Refinance                     11     Full Documentation           AA+
CA              Cash Out Refinance                     6.4     Full Documentation           AA
CA              Cash Out Refinance                    5.99     Full Documentation           AA+
GA              Purchase                              8.75     Full Documentation           AA+
AL              Purchase                               9.4     Full Documentation           AA+
CA              Purchase                              7.85     Full Documentation           AA+
CA              Cash Out Refinance                     6.7     Full Documentation           AA+
MO              Purchase                             10.25     Stated Income Documentation  AA+
FL              Rate/Term Refinance                   8.55     Full Documentation           AA+
FL              Cash Out Refinance                    6.35     No Documentation             AA+
MD              Cash Out Refinance                     7.9     Full Documentation           AA+
GA              Cash Out Refinance                    9.45     No Documentation             AA+
CA              Purchase                             10.25     Stated Income Documentation  AA+
WA              Purchase                              7.59     Full Documentation           AA+
CA              Purchase                               9.5     Stated Income Documentation  AA+
DE              Rate/Term Refinance                   10.5     Full Documentation           AA+
RI              Purchase                            10.275     Full Documentation           AA+
FL              Cash Out Refinance                    6.95     Full Documentation           AA+
MO              Cash Out Refinance                    11.9     Full Documentation           AA
CA              Purchase                             10.15     Stated Income Documentation  AA+
CA              Purchase                               9.5     Stated Income Documentation  AA+
CA              Purchase                              9.75     Stated Income Documentation  AA+
CA              Purchase                               9.5     Stated Income Documentation  AA+
FL              Purchase                              6.05     Full Documentation           AA+
MO              Purchase                              7.75     No Documentation             AA+
MT              Purchase                              11.4     Full Documentation           AA+
FL              Purchase                               8.5     Full Documentation           AA+
NV              Purchase                               7.6     Full Documentation           AA+
TX              Purchase                               8.8     Full Documentation           AA+
PA              Cash Out Refinance                    10.6     Full Documentation           AA+
CO              Purchase                               7.7     Full Documentation           AA+
CA              Cash Out Refinance                    6.95     Full Documentation           AA
CA              Cash Out Refinance                    10.2     Full Documentation           AA+
NY              Rate/Term Refinance                   6.79     Full Documentation           AA+
MA              Cash Out Refinance                   8.775     Stated Income Documentation  AA
KY              Cash Out Refinance                     9.3     Full Documentation           AA
AL              Cash Out Refinance                    7.99     Full Documentation           AA+
FL              Cash Out Refinance                   10.45     Full Documentation           CC
PA              Cash Out Refinance                    11.5     Full Documentation           AA+
CA              Purchase                              6.25     Full Documentation           AA+
CA              Purchase                             10.25     Stated Income Documentation  AA+
FL              Rate/Term Refinance                   11.5     Full Documentation           AA+
FL              Purchase                              9.75     Stated Income Documentation  AA+
FL              Purchase                              7.15     Full Documentation           C
CA              Cash Out Refinance                    10.4     Full Documentation           AA+
PA              Purchase                              9.75     Stated Income Documentation  AA+
AZ              Cash Out Refinance                    7.09     Full Documentation           AA+
AZ              Purchase                             10.25     Stated Income Documentation  AA+
CA              Purchase                               9.5     Stated Income Documentation  AA+
WA              Purchase                              7.49     Full Documentation           AA+
VA              Cash Out Refinance                   12.25     Full Documentation           AA+
CA              Cash Out Refinance                     5.8     Stated Income Documentation  AA+
GA              Cash Out Refinance                   6.325     Full Documentation           AA+
NY              Purchase                               8.5     Full Documentation           AA+
MO              Purchase                              10.7     Full Documentation           A
CA              Purchase                              6.09     Full Documentation           AA+
NY              Purchase                               9.5     Stated Income Documentation  AA+
WA              Purchase                             10.14     Full Documentation           AA+
ID              Cash Out Refinance                    9.49     Full Documentation           AA+
CA              Purchase                              9.75     Stated Income Documentation  AA+
HI              Cash Out Refinance                    5.99     Full Documentation           AA+
MI              Purchase                              9.75     Stated Income Documentation  AA+
DC              Rate/Term Refinance                   9.65     Full Documentation           AA+
FL              Purchase                            10.875     Stated Income Documentation  AA+
NY              Purchase                               9.7     Stated Income Documentation  AA+
IL              Purchase                              7.19     Stated Income Documentation  AA+
NY              Purchase                               9.5     Stated Income Documentation  AA+
WA              Purchase                              7.25     Full Documentation           AA+
NY              Cash Out Refinance                    5.99     Full Documentation           AA+
MN              Cash Out Refinance                     9.3     Full Documentation           AA+
GA              Cash Out Refinance                    7.65     Full Documentation           AA+
MO              Rate/Term Refinance                    7.8     Full Documentation           AA+
MN              Rate/Term Refinance                  9.469     Full Documentation           AA+
MN              Rate/Term Refinance                   9.65     Full Documentation           AA+
MA              Cash Out Refinance                    6.54     Full Documentation           AA+
NY              Purchase                               7.4     Stated Income Documentation  AA+
NJ              Purchase                              6.85     Full Documentation           AA+
CA              Purchase                               9.5     Stated Income Documentation  AA+
NY              Purchase                              9.75     Stated Income Documentation  AA+
AZ              Rate/Term Refinance                    6.5     Full Documentation           B
WY              Cash Out Refinance                     7.9     Full Documentation           AA+
CA              Rate/Term Refinance                   11.9     Full Documentation           AA+
CA              Cash Out Refinance                    6.55     Full Documentation           AA+
CA              Purchase                               9.5     Stated Income Documentation  AA+
FL              Cash Out Refinance                    7.95     Full Documentation           A
TX              Purchase                              10.9     Full Documentation           AA
NY              Cash Out Refinance                    5.99     Full Documentation           AA+
CA              Cash Out Refinance                    11.4     Full Documentation           AA+
CO              Purchase                              7.35     Full Documentation           AA+
AZ              Cash Out Refinance                    6.05     Full Documentation           AA+
NY              Purchase                              5.99     Stated Income Documentation  AA+
CA              Purchase                               9.5     Stated Income Documentation  AA+
NH              Cash Out Refinance                   11.25     Full Documentation           A
NC              Purchase                              9.45     Full Documentation           AA+
CA              Cash Out Refinance                     9.5     Stated Income Documentation  AA+
CA              Purchase                               9.5     Stated Income Documentation  AA+
CA              Cash Out Refinance                     5.8     Stated Income Documentation  AA+
PA              Purchase                               9.9     Full Documentation           B
MA              Cash Out Refinance                     6.9     No Documentation             AA+
GA              Purchase                              8.05     Full Documentation           AA+
NY              Cash Out Refinance                    6.59     Full Documentation           AA+
OR              Purchase                              8.85     Full Documentation           AA+
FL              Cash Out Refinance                   11.25     Full Documentation           AA+
CA              Purchase                             10.25     Stated Income Documentation  AA+
NY              Cash Out Refinance                   10.65     Full Documentation           AA+
NJ              Cash Out Refinance                     6.4     Full Documentation           AA+
NY              Cash Out Refinance                    6.99     Full Documentation           AA+
CA              Cash Out Refinance                    10.7     Full Documentation           AA+
FL              Purchase                             8.175     Stated Income Documentation  AA+
CA              Cash Out Refinance                    8.65     Full Documentation           AA+
CA              Rate/Term Refinance                    6.3     Full Documentation           AA+
CA              Cash Out Refinance                    11.5     Full Documentation           AA+
FL              Cash Out Refinance                   9.875     Full Documentation           AA+
CA              Purchase                              6.85     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.99     Full Documentation           AA+
CA              Purchase                               9.5     Stated Income Documentation  AA+
KY              Cash Out Refinance                    9.95     Full Documentation           AA
NH              Cash Out Refinance                     8.9     Full Documentation           AA+
CA              Purchase                              9.75     Stated Income Documentation  AA+
VA              Purchase                             10.25     Stated Income Documentation  AA+
NY              Cash Out Refinance                    10.9     Full Documentation           B
ME              Purchase                              9.35     Stated Income Documentation  B
CA              Cash Out Refinance                    10.2     Full Documentation           AA+
CA              Purchase                               9.5     Stated Income Documentation  AA+
CA              Purchase                             10.25     Stated Income Documentation  AA+
CA              Purchase                              5.85     Full Documentation           AA+
AL              Purchase                             10.25     Stated Income Documentation  AA+
NY              Rate/Term Refinance                   6.55     Full Documentation           AA+
NC              Purchase                               9.2     Full Documentation           AA+
MD              Cash Out Refinance                   10.55     Stated Income Documentation  AA+
IL              Purchase                            11.275     Stated Income Documentation  AA+
NV              Cash Out Refinance                       7     Full Documentation           AA+
KY              Purchase                               7.3     Full Documentation           AA+
MI              Purchase                              11.5     Full Documentation           AA+
CA              Purchase                               9.5     Stated Income Documentation  AA+
CA              Purchase                            11.275     Stated Income Documentation  AA+
CA              Purchase                             10.25     Stated Income Documentation  AA+
NV              Cash Out Refinance                   7.735     Full Documentation           AA+
CA              Purchase                              9.75     Stated Income Documentation  AA+
CA              Purchase                             10.25     Stated Income Documentation  AA+
ME              Cash Out Refinance                    7.99     Stated Income Documentation  B
OR              Purchase                               7.9     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.99     Full Documentation           AA+
CA              Cash Out Refinance                     5.8     Full Documentation           AA+
RI              Cash Out Refinance                    8.75     Full Documentation           AA+
GA              Purchase                               7.5     Full Documentation           AA+
IN              Cash Out Refinance                     9.2     Full Documentation           AA
PA              Purchase                              9.25     Full Documentation           AA+
CA              Purchase                               9.5     Stated Income Documentation  AA+
CA              Cash Out Refinance                     9.2     Full Documentation           AA+
AL              Cash Out Refinance                    8.14     Full Documentation           AA
MD              Cash Out Refinance                     8.8     Full Documentation           B
FL              Cash Out Refinance                    6.05     Full Documentation           AA+
NY              Cash Out Refinance                    7.99     Stated Income Documentation  AA+
NY              Cash Out Refinance                     8.7     Stated Income Documentation  AA+
KY              Purchase                              10.5     Full Documentation           B
AZ              Cash Out Refinance                    7.55     Full Documentation           B
FL              Cash Out Refinance                     7.1     Full Documentation           AA+
NJ              Cash Out Refinance                    7.95     Lite Documentation           AA+
KY              Rate/Term Refinance                   8.75     Full Documentation           AA+
WI              Cash Out Refinance                     9.7     Full Documentation           B
CA              Cash Out Refinance                    6.35     Full Documentation           AA+
CA              Cash Out Refinance                     9.5     Stated Income Documentation  AA+
CA              Purchase                            10.875     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.75     Full Documentation           AA+
VA              Cash Out Refinance                    6.99     Full Documentation           AA+
CA              Purchase                             10.25     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.35     Full Documentation           AA+
CT              Cash Out Refinance                     6.1     Full Documentation           AA+
MA              Purchase                              6.85     Full Documentation           AA+
KY              Purchase                              7.85     Full Documentation           AA+
AL              Purchase                              9.25     Full Documentation           AA+
CA              Cash Out Refinance                    6.35     Full Documentation           AA+
GA              Cash Out Refinance                   7.436     Full Documentation           AA+
AZ              Cash Out Refinance                    8.25     Full Documentation           AA+
CA              Cash Out Refinance                   11.45     Full Documentation           AA+
VA              Cash Out Refinance                   11.25     Full Documentation           AA+
NC              Cash Out Refinance                       6     Full Documentation           AA+
CA              Purchase                              6.25     Full Documentation           AA+
NY              Rate/Term Refinance                   6.15     Full Documentation           AA+
FL              Cash Out Refinance                    5.57     Full Documentation           AA+
FL              Cash Out Refinance                   10.45     Stated Income Documentation  AA+
HI              Purchase                               6.2     Full Documentation           AA+
KS              Purchase                              11.9     Full Documentation           AA+
FL              Cash Out Refinance                   7.765     Full Documentation           AA+
FL              Cash Out Refinance                    9.99     Full Documentation           CC
CA              Purchase                              9.75     Stated Income Documentation  AA+
WA              Cash Out Refinance                     7.9     Full Documentation           AA+
CA              Purchase                              11.5     Stated Income Documentation  AA+
CA              Purchase                               9.5     Stated Income Documentation  AA+
NV              Cash Out Refinance                   12.25     Full Documentation           AA
NV              Cash Out Refinance                    6.85     Full Documentation           AA
NV              Cash Out Refinance                     6.1     Full Documentation           AA+
CA              Cash Out Refinance                    5.99     Full Documentation           AA+
CA              Purchase                             10.25     Stated Income Documentation  AA+
KY              Purchase                               8.9     Full Documentation           B
MA              Cash Out Refinance                     9.5     Stated Income Documentation  AA+
NC              Purchase                               9.5     Full Documentation           B
TN              Purchase                              8.23     Stated Income Documentation  AA+
FL              Purchase                               5.7     Stated Income Documentation  AA+
IN              Purchase                              10.6     Full Documentation           AA
WA              Purchase                               7.8     No Documentation             AA+
CA              Cash Out Refinance                    9.25     Full Documentation           AA+
FL              Purchase                              8.25     Full Documentation           AA+
CT              Cash Out Refinance                    5.99     Full Documentation           AA+
FL              Purchase                            10.875     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.75     Full Documentation           AA
CA              Cash Out Refinance                     6.5     No Documentation             AA+
AZ              Cash Out Refinance                   9.625     Full Documentation           AA+
AZ              Cash Out Refinance                     6.8     Full Documentation           AA+
CA              Cash Out Refinance                     6.1     Full Documentation           AA
FL              Cash Out Refinance                    7.35     Stated Income Documentation  AA+
FL              Cash Out Refinance                     9.8     Full Documentation           AA+
MI              Cash Out Refinance                      11     Full Documentation           AA+
AZ              Cash Out Refinance                       7     Full Documentation           AA+
TX              Rate/Term Refinance                    6.9     Full Documentation           AA+
VA              Purchase                               9.5     Stated Income Documentation  AA+
WA              Purchase                              7.05     Full Documentation           AA+
CA              Cash Out Refinance                     5.8     Full Documentation           AA+
CA              Cash Out Refinance                    6.99     Full Documentation           AA+
CA              Purchase                               9.5     Stated Income Documentation  AA+
CA              Purchase                               9.5     Stated Income Documentation  AA+
NY              Purchase                               9.1     Full Documentation           AA
OR              Cash Out Refinance                    10.5     Full Documentation           AA+
CA              Rate/Term Refinance                   5.99     Stated Income Documentation  AA+
CA              Cash Out Refinance                     6.6     Full Documentation           AA+
MA              Purchase                              6.75     Full Documentation           AA+
CA              Purchase                             10.25     Stated Income Documentation  AA
CA              Purchase                              9.75     Stated Income Documentation  AA+
CA              Purchase                             10.25     Stated Income Documentation  AA+
CA              Purchase                               9.5     Stated Income Documentation  AA+
CA              Purchase                              9.75     Stated Income Documentation  AA+
CA              Purchase                              9.75     Stated Income Documentation  AA+
CA              Purchase                              11.9     Stated Income Documentation  AA+
MD              Cash Out Refinance                      11     Full Documentation           AA+
ME              Cash Out Refinance                     6.2     Full Documentation           AA+
CA              Cash Out Refinance                     8.5     Full Documentation           AA+
CA              Cash Out Refinance                    5.15     Full Documentation           AA+
GA              Purchase                                 7     Full Documentation           AA+
IN              Purchase                              8.95     Full Documentation           AA+
MA              Cash Out Refinance                    5.99     Full Documentation           AA+
FL              Cash Out Refinance                   12.75     Stated Income Documentation  AA
NH              Cash Out Refinance                     7.1     Full Documentation           AA+
MA              Cash Out Refinance                    9.65     Full Documentation           AA+
LA              Cash Out Refinance                    10.5     Full Documentation           AA+
TX              Cash Out Refinance                   11.05     Full Documentation           C
FL              Rate/Term Refinance                    9.4     Full Documentation           AA+
NE              Rate/Term Refinance                   8.75     Full Documentation           AA+
TX              Cash Out Refinance                   10.75     Full Documentation           B
MA              Cash Out Refinance                    6.34     Stated Income Documentation  AA+
ME              Cash Out Refinance                     8.4     Full Documentation           A
VA              Purchase                              7.65     Full Documentation           AA+
NY              Purchase                               7.6     Full Documentation           AA+
CA              Purchase                               9.5     Stated Income Documentation  AA+
MD              Cash Out Refinance                    12.4     Full Documentation           AA
IN              Cash Out Refinance                    8.45     Full Documentation           AA+
TN              Purchase                              10.2     Full Documentation           AA+
IL              Cash Out Refinance                     9.9     Full Documentation           B
TN              Purchase                              9.35     Full Documentation           AA+
CA              Purchase                              9.75     Stated Income Documentation  AA+
CA              Purchase                             10.25     Stated Income Documentation  AA+
RI              Cash Out Refinance                   9.875     Full Documentation           AA+
WA              Cash Out Refinance                    8.74     Full Documentation           AA+
FL              Purchase                               6.9     Stated Income Documentation  AA+
AZ              Cash Out Refinance                     7.4     Full Documentation           AA+
GA              Cash Out Refinance                    8.55     Full Documentation           A
IL              Cash Out Refinance                    7.75     Full Documentation           A
FL              Cash Out Refinance                    7.65     Full Documentation           AA+
DE              Rate/Term Refinance                 10.275     Full Documentation           AA+
TX              Cash Out Refinance                    9.65     Stated Income Documentation  B
TX              Cash Out Refinance                    11.5     Stated Income Documentation  C
TX              Cash Out Refinance                    10.8     Stated Income Documentation  AA+
TX              Cash Out Refinance                   8.325     Stated Income Documentation  AA+
MD              Purchase                              8.89     Stated Income Documentation  AA+
NH              Purchase                             7.575     Stated Income Documentation  AA
CA              Cash Out Refinance                     5.8     Full Documentation           AA+
IN              Purchase                              7.75     Stated Income Documentation  AA+
GA              Rate/Term Refinance                   11.5     Full Documentation           AA+
CA              Purchase                              9.75     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.95     Full Documentation           AA+
NH              Purchase                            10.875     Stated Income Documentation  AA+
AZ              Cash Out Refinance                     7.9     No Documentation             AA+
VA              Purchase                              7.64     Full Documentation           AA+
NC              Cash Out Refinance                    11.1     Full Documentation           B
PA              Cash Out Refinance                   11.75     Full Documentation           CC
NC              Purchase                              9.55     Full Documentation           AA+
NJ              Cash Out Refinance                   10.15     Full Documentation           B
NY              Purchase                              7.05     Lite Documentation           AA+
TX              Cash Out Refinance                    7.95     Full Documentation           A
KY              Purchase                              8.45     Full Documentation           AA+
NY              Cash Out Refinance                    7.24     Full Documentation           AA+
NJ              Cash Out Refinance                     9.8     Full Documentation           B
FL              Purchase                              6.89     Full Documentation           AA+
NY              Cash Out Refinance                    5.99     Full Documentation           AA+
TX              Rate/Term Refinance                    6.6     Stated Income Documentation  AA+
RI              Cash Out Refinance                    7.45     Full Documentation           AA
NY              Purchase                             6.375     Full Documentation           AA+
AZ              Purchase                              8.15     Full Documentation           AA+
SD              Purchase                             10.35     Full Documentation           AA
WA              Cash Out Refinance                    8.95     Full Documentation           B
FL              Cash Out Refinance                   12.75     Full Documentation           AA+
FL              Cash Out Refinance                    7.25     Full Documentation           AA+
NY              Cash Out Refinance                     6.1     Full Documentation           AA+
CA              Purchase                            10.875     Stated Income Documentation  AA+
CA              Cash Out Refinance                     6.8     Full Documentation           AA+
CA              Purchase                               9.5     Stated Income Documentation  AA+
CA              Purchase                               9.5     Stated Income Documentation  AA+
CA              Purchase                               9.5     Stated Income Documentation  AA+
CA              Purchase                               9.5     Stated Income Documentation  AA+
CA              Cash Out Refinance                    9.35     Full Documentation           AA+
TX              Cash Out Refinance                    7.09     Stated Income Documentation  AA+
CA              Rate/Term Refinance                    8.7     Full Documentation           AA+
CA              Purchase                             10.15     Stated Income Documentation  AA+
FL              Cash Out Refinance                     8.4     Full Documentation           AA+
NC              Cash Out Refinance                    9.55     Full Documentation           AA+
UT              Purchase                               8.5     Full Documentation           AA+
CA              Purchase                             10.25     Stated Income Documentation  AA+
CA              Purchase                            10.875     Stated Income Documentation  AA+
VA              Cash Out Refinance                    9.75     Full Documentation           C
NJ              Cash Out Refinance                    8.85     No Documentation             AA+
WI              Cash Out Refinance                    8.19     Full Documentation           AA
WY              Purchase                               7.4     Full Documentation           AA+
CA              Purchase                             10.25     Stated Income Documentation  AA+
ME              Cash Out Refinance                    7.99     Full Documentation           AA
FL              Purchase                              8.25     Full Documentation           AA+
IA              Cash Out Refinance                   10.35     Full Documentation           AA
PA              Purchase                              10.8     Stated Income Documentation  AA
GA              Cash Out Refinance                   10.25     Stated Income Documentation  AA+
TX              Cash Out Refinance                     6.9     Full Documentation           AA
NJ              Cash Out Refinance                    6.05     Full Documentation           AA+
MA              Purchase                              7.25     Full Documentation           AA+
NY              Cash Out Refinance                       6     Full Documentation           AA
NY              Cash Out Refinance                     9.5     Stated Income Documentation  AA+
NY              Cash Out Refinance                    5.75     Full Documentation           AA+
NY              Cash Out Refinance                    5.95     Full Documentation           AA+
CA              Purchase                               7.3     Full Documentation           AA+
ID              Purchase                             10.99     Full Documentation           AA+
NY              Cash Out Refinance                    9.95     Stated Income Documentation  AA+
FL              Cash Out Refinance                    6.85     Full Documentation           AA+
NC              Purchase                              7.39     Stated Income Documentation  AA+
TN              Cash Out Refinance                    6.55     Full Documentation           AA+
IL              Cash Out Refinance                     9.6     Full Documentation           B
NJ              Cash Out Refinance                    10.1     Stated Income Documentation  B
CA              Purchase                              6.49     Stated Income Documentation  AA+
SC              Rate/Term Refinance                    8.1     Full Documentation           AA+
TN              Rate/Term Refinance                   9.55     Full Documentation           B
RI              Cash Out Refinance                    6.54     Full Documentation           AA+
TX              Cash Out Refinance                   12.25     Full Documentation           CC
MA              Cash Out Refinance                    6.64     Full Documentation           C
KS              Cash Out Refinance                   11.81     Full Documentation           CC
MA              Purchase                               6.9     Stated Income Documentation  AA+
NY              Cash Out Refinance                     6.3     Full Documentation           AA+
NJ              Cash Out Refinance                     8.3     Full Documentation           A
NJ              Cash Out Refinance                     6.3     Full Documentation           AA
NY              Cash Out Refinance                    6.95     Stated Income Documentation  AA+
MA              Cash Out Refinance                     6.5     Full Documentation           AA+
CA              Cash Out Refinance                    10.6     Stated Income Documentation  AA+
AR              Purchase                              8.85     Full Documentation           AA+
MO              Purchase                               7.7     Full Documentation           AA+
TX              Cash Out Refinance                   11.45     Lite Documentation           C
MI              Cash Out Refinance                    10.5     Full Documentation           AA+
IN              Purchase                              8.95     Full Documentation           AA+
NV              Purchase                              7.25     Stated Income Documentation  AA+
NJ              Purchase                               7.5     Full Documentation           AA+
NY              Cash Out Refinance                   10.19     Full Documentation           C
CA              Purchase                              9.75     Stated Income Documentation  AA+
CA              Cash Out Refinance                   6.425     Full Documentation           AA+
CA              Purchase                             10.15     Stated Income Documentation  AA+
FL              Cash Out Refinance                     6.7     Full Documentation           AA+
MD              Purchase                              8.04     Full Documentation           AA+
IA              Cash Out Refinance                     9.9     Full Documentation           AA+
CT              Rate/Term Refinance                  9.875     Full Documentation           AA+
CT              Cash Out Refinance                    9.25     Full Documentation           AA+
CA              Cash Out Refinance                   10.95     Full Documentation           AA+
FL              Purchase                                 8     Full Documentation           AA+
ME              Purchase                              7.95     Stated Income Documentation  AA+
RI              Cash Out Refinance                    6.25     Full Documentation           AA+
WI              Cash Out Refinance                    9.15     Full Documentation           AA
VA              Cash Out Refinance                    8.19     Full Documentation           AA
VA              Rate/Term Refinance                  9.875     Full Documentation           AA+
NY              Purchase                               5.1     Full Documentation           AA+
CA              Purchase                               9.5     Stated Income Documentation  AA+
TN              Purchase                              9.95     Full Documentation           AA
KY              Purchase                              10.7     Full Documentation           AA+
NY              Cash Out Refinance                     8.5     Full Documentation           AA+
FL              Rate/Term Refinance                    8.5     Full Documentation           AA
CA              Purchase                              7.25     Full Documentation           AA+
MO              Rate/Term Refinance                   10.5     Full Documentation           AA+
VA              Purchase                              5.95     Full Documentation           AA+
CA              Purchase                             10.25     Stated Income Documentation  AA+
NY              Purchase                            10.875     Stated Income Documentation  AA+
FL              Purchase                               8.7     Stated Income Documentation  AA
MA              Purchase                              7.95     Full Documentation           AA+
ID              Purchase                              8.74     Full Documentation           AA+
VA              Cash Out Refinance                    9.95     Full Documentation           AA
FL              Cash Out Refinance                   11.65     Full Documentation           AA+
MI              Rate/Term Refinance                     11     Full Documentation           AA+
FL              Purchase                              6.89     Full Documentation           AA+
FL              Cash Out Refinance                    6.65     Full Documentation           AA+
VA              Cash Out Refinance                    9.54     Stated Income Documentation  AA+
MA              Cash Out Refinance                    7.95     Full Documentation           B
IL              Cash Out Refinance                     7.3     Full Documentation           AA
CA              Purchase                               5.4     Full Documentation           AA+
CA              Cash Out Refinance                   9.625     Full Documentation           AA+
MD              Purchase                               8.2     Full Documentation           AA+
NY              Cash Out Refinance                     6.5     Stated Income Documentation  AA+
NY              Cash Out Refinance                    6.25     Stated Income Documentation  AA+
PA              Purchase                              10.8     Full Documentation           AA+
ID              Purchase                              9.45     Full Documentation           AA+
NY              Cash Out Refinance                     6.8     Full Documentation           AA+
NY              Cash Out Refinance                     7.4     Full Documentation           A
ME              Cash Out Refinance                    7.45     Full Documentation           AA+
ME              Cash Out Refinance                    9.15     Full Documentation           B
TX              Purchase                             11.25     Stated Income Documentation  B
NC              Purchase                              7.75     Full Documentation           AA+
TN              Purchase                              8.45     Stated Income Documentation  AA+
CO              Cash Out Refinance                      11     Full Documentation           AA+
TX              Cash Out Refinance                    6.65     Full Documentation           AA
CA              Purchase                                 6     Stated Income Documentation  AA+
GA              Cash Out Refinance                     7.7     Full Documentation           AA+
TX              Cash Out Refinance                    6.54     Stated Income Documentation  AA+
NH              Cash Out Refinance                    6.85     Stated Income Documentation  AA+
ME              Cash Out Refinance                   11.45     Full Documentation           AA+
FL              Purchase                               5.7     Stated Income Documentation  AA+
MA              Cash Out Refinance                   13.05     Stated Income Documentation  AA+
AL              Purchase                              10.4     Full Documentation           AA+
CA              Cash Out Refinance                   6.125     Stated Income Documentation  AA+
VA              Purchase                               6.5     Full Documentation           AA+
CA              Purchase                              9.75     Stated Income Documentation  AA+
MA              Cash Out Refinance                    7.99     Full Documentation           AA+
HI              Cash Out Refinance                     9.5     Stated Income Documentation  AA
FL              Cash Out Refinance                     7.2     Full Documentation           AA+
FL              Cash Out Refinance                     8.1     Stated Income Documentation  AA+
HI              Purchase                               6.4     Stated Income Documentation  AA+
CA              Purchase                            10.875     Stated Income Documentation  AA+
FL              Cash Out Refinance                    7.49     Full Documentation           AA+
OR              Purchase                              7.75     Full Documentation           AA+
FL              Purchase                             10.25     Full Documentation           AA
TN              Purchase                              11.7     Full Documentation           AA
CA              Purchase                            10.875     Stated Income Documentation  AA+
CA              Purchase                               9.5     Stated Income Documentation  AA+
FL              Purchase                               6.8     Full Documentation           AA+
PA              Cash Out Refinance                   6.375     Full Documentation           AA+
PA              Cash Out Refinance                    6.99     Full Documentation           AA+
CA              Cash Out Refinance                       6     Full Documentation           AA+
VA              Cash Out Refinance                    7.85     Full Documentation           AA
NY              Cash Out Refinance                    5.99     Lite Documentation           AA+
CA              Cash Out Refinance                     5.8     Full Documentation           AA+
CA              Purchase                              9.75     Stated Income Documentation  AA+
CA              Cash Out Refinance                     9.3     Full Documentation           AA+
TN              Purchase                               7.5     Full Documentation           AA+
NY              Cash Out Refinance                    11.4     Full Documentation           CC
MA              Cash Out Refinance                    11.1     Stated Income Documentation  AA+
CT              Purchase                              7.75     Full Documentation           AA+
NJ              Cash Out Refinance                    8.35     Full Documentation           AA
WI              Rate/Term Refinance                  10.89     Full Documentation           CC
CA              Rate/Term Refinance                   6.65     Full Documentation           AA+
DC              Cash Out Refinance                   6.815     Full Documentation           AA+
DC              Cash Out Refinance                   7.075     Full Documentation           AA+
MA              Cash Out Refinance                    8.25     Full Documentation           A
VA              Cash Out Refinance                    11.4     Full Documentation           AA+
VA              Cash Out Refinance                    8.75     Full Documentation           AA+
AZ              Cash Out Refinance                   7.999     Stated Income Documentation  AA
MA              Purchase                               6.6     Stated Income Documentation  AA+
OR              Cash Out Refinance                     8.4     Full Documentation           AA+
NH              Cash Out Refinance                    7.05     Full Documentation           AA+
MI              Rate/Term Refinance                   10.5     Full Documentation           AA+
MA              Cash Out Refinance                   11.65     Stated Income Documentation  AA
NY              Cash Out Refinance                    9.99     Stated Income Documentation  AA+
NY              Cash Out Refinance                   10.25     Stated Income Documentation  AA+
MA              Purchase                              5.85     Full Documentation           AA+
VA              Rate/Term Refinance                  10.25     Full Documentation           AA+
IL              Cash Out Refinance                    9.35     Full Documentation           A
MA              Cash Out Refinance                    11.1     Full Documentation           CC
MD              Cash Out Refinance                    6.55     Full Documentation           AA+
TX              Purchase                              8.19     No Documentation             AA+
WI              Cash Out Refinance                     9.3     Full Documentation           C
ME              Cash Out Refinance                     8.9     No Documentation             AA+
NH              Purchase                               6.8     Full Documentation           AA+
PA              Cash Out Refinance                    10.6     Full Documentation           C
CA              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
CA              Cash Out Refinance                   6.375     Full Documentation           AA+
VA              Cash Out Refinance                      10     Full Documentation           B
TX              Cash Out Refinance                     6.7     No Documentation             AA+
FL              Purchase                              6.85     Full Documentation           AA+
CT              Cash Out Refinance                    10.1     Stated Income Documentation  AA+
NJ              Cash Out Refinance                    10.8     Full Documentation           AA
MA              Purchase                               7.5     Full Documentation           AA+
NY              Purchase                              6.25     Full Documentation           AA+
MI              Cash Out Refinance                    8.25     Full Documentation           AA
MS              Cash Out Refinance                    10.7     Full Documentation           AA+
MS              Cash Out Refinance                    10.7     Full Documentation           AA+
FL              Cash Out Refinance                    10.8     Full Documentation           AA+
TN              Purchase                              7.65     Full Documentation           AA+
HI              Cash Out Refinance                     5.8     Stated Income Documentation  AA+
MO              Cash Out Refinance                    11.5     Full Documentation           AA+
TX              Purchase                               8.1     Full Documentation           AA+
CA              Purchase                               6.3     Full Documentation           AA+
MI              Rate/Term Refinance                   9.25     Full Documentation           AA+
VA              Cash Out Refinance                     7.8     Full Documentation           AA+
NY              Cash Out Refinance                    7.29     Stated Income Documentation  AA+
NY              Cash Out Refinance                    6.35     Full Documentation           AA+
AZ              Cash Out Refinance                     5.5     Stated Income Documentation  AA+
ID              Cash Out Refinance                    7.75     Full Documentation           AA+
WI              Cash Out Refinance                    8.95     Lite Documentation           AA+
CA              Purchase                               9.5     Stated Income Documentation  AA+
CA              Purchase                                10     Stated Income Documentation  AA+
CA              Cash Out Refinance                    9.75     Stated Income Documentation  AA+
CA              Purchase                              9.25     Stated Income Documentation  AA+
NJ              Cash Out Refinance                   12.25     Stated Income Documentation  A
CA              Purchase                               6.1     Stated Income Documentation  AA+
CA              Cash Out Refinance                     5.8     Full Documentation           AA+
CA              Cash Out Refinance                     5.9     Full Documentation           AA+
UT              Purchase                              7.55     Full Documentation           AA+
FL              Cash Out Refinance                     7.5     Stated Income Documentation  AA+
VA              Cash Out Refinance                     9.3     Full Documentation           B
CA              Cash Out Refinance                    6.45     Full Documentation           AA+
AZ              Rate/Term Refinance                   7.85     Stated Income Documentation  AA+
FL              Cash Out Refinance                    7.35     Full Documentation           AA+
VA              Cash Out Refinance                    9.85     Full Documentation           C
CO              Purchase                               7.9     Full Documentation           AA
NC              Cash Out Refinance                   10.05     Full Documentation           AA+
NC              Cash Out Refinance                    8.95     Full Documentation           AA+
MA              Cash Out Refinance                    5.75     Full Documentation           AA+
CA              Cash Out Refinance                    6.55     Full Documentation           AA+
IN              Purchase                               8.9     Full Documentation           AA+
CA              Cash Out Refinance                    5.25     Full Documentation           AA+
LA              Purchase                              8.05     Full Documentation           AA+
IN              Purchase                              11.8     Full Documentation           B
CA              Purchase                            10.875     Stated Income Documentation  AA+
NY              Cash Out Refinance                     5.8     Full Documentation           AA+
CA              Cash Out Refinance                    8.35     Full Documentation           B
SC              Cash Out Refinance                    9.55     Full Documentation           AA
NJ              Purchase                              6.95     Full Documentation           AA+
IA              Cash Out Refinance                    8.75     Full Documentation           A
CA              Purchase                               9.5     Stated Income Documentation  AA+
NJ              Cash Out Refinance                    6.75     Full Documentation           AA+
IL              Cash Out Refinance                    8.65     No Documentation             AA+
CT              Purchase                            10.875     Stated Income Documentation  AA+
ME              Cash Out Refinance                   10.95     Full Documentation           C
NC              Rate/Term Refinance                    9.9     Full Documentation           B
KS              Cash Out Refinance                    10.4     Full Documentation           AA+
FL              Purchase                              8.34     Full Documentation           AA+
VA              Purchase                              6.85     Full Documentation           AA+
CA              Cash Out Refinance                     6.5     Full Documentation           AA+
CO              Purchase                              7.95     Full Documentation           AA+
NY              Rate/Term Refinance                   10.1     Full Documentation           CC
TX              Cash Out Refinance                    7.55     Stated Income Documentation  AA+
NY              Rate/Term Refinance                   6.35     Full Documentation           AA+
NY              Purchase                              6.99     Stated Income Documentation  AA+
KY              Cash Out Refinance                    9.05     Full Documentation           AA
MD              Purchase                              8.04     Full Documentation           AA+
NY              Cash Out Refinance                    12.7     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.85     Full Documentation           AA+
TX              Rate/Term Refinance                    8.2     Full Documentation           AA+
RI              Cash Out Refinance                    12.3     Stated Income Documentation  AA
TX              Rate/Term Refinance                   6.85     Full Documentation           AA+
FL              Rate/Term Refinance                   7.65     Full Documentation           AA+
WI              Rate/Term Refinance                   9.15     Full Documentation           AA+
IA              Cash Out Refinance                    9.95     Full Documentation           B
IA              Cash Out Refinance                    9.95     Full Documentation           A
MI              Cash Out Refinance                   9.625     No Documentation             AA+
CT              Cash Out Refinance                      11     Full Documentation           AA+
NY              Cash Out Refinance                    6.95     Full Documentation           AA+
MI              Rate/Term Refinance                  10.75     Full Documentation           AA+
NJ              Rate/Term Refinance                   6.65     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.99     Full Documentation           AA+
TX              Cash Out Refinance                    5.65     Stated Income Documentation  AA+
AZ              Cash Out Refinance                     6.5     Full Documentation           AA+
MD              Purchase                              8.05     Full Documentation           AA+
MI              Cash Out Refinance                    10.5     Full Documentation           AA+
TX              Cash Out Refinance                    8.55     Full Documentation           AA
KY              Purchase                              8.35     Full Documentation           AA+
IL              Cash Out Refinance                     8.5     Full Documentation           AA+
FL              Purchase                               7.8     Stated Income Documentation  AA+
TX              Purchase                              9.95     Full Documentation           A
CA              Purchase                              9.75     Stated Income Documentation  AA+
CA              Cash Out Refinance                     5.8     Full Documentation           AA+
UT              Purchase                              6.75     Full Documentation           AA+
PA              Cash Out Refinance                    7.45     Full Documentation           AA+
CA              Cash Out Refinance                     5.8     Full Documentation           AA+
CO              Cash Out Refinance                    7.42     Full Documentation           AA+
CA              Purchase                               6.2     Stated Income Documentation  AA+
AZ              Cash Out Refinance                    10.7     Full Documentation           CC
AZ              Cash Out Refinance                    9.64     Full Documentation           CC
FL              Cash Out Refinance                    6.55     Stated Income Documentation  AA+
WI              Cash Out Refinance                   10.35     Full Documentation           AA
WI              Cash Out Refinance                    11.3     Full Documentation           B
WI              Cash Out Refinance                    9.55     Full Documentation           B
CA              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
AR              Cash Out Refinance                    9.35     Full Documentation           AA+
CA              Cash Out Refinance                      11     Full Documentation           AA+
WA              Purchase                              7.05     Full Documentation           AA+
RI              Cash Out Refinance                    11.4     Full Documentation           AA+
CA              Cash Out Refinance                     6.3     Full Documentation           AA+
CA              Cash Out Refinance                     6.4     Full Documentation           AA+
FL              Cash Out Refinance                   10.55     Full Documentation           B
PA              Purchase                              9.65     Full Documentation           A
NY              Cash Out Refinance                    10.4     Stated Income Documentation  AA+
NY              Cash Out Refinance                   12.84     Stated Income Documentation  AA+
FL              Cash Out Refinance                    5.99     Full Documentation           AA+
AZ              Cash Out Refinance                    7.85     Full Documentation           AA+
CA              Purchase                               5.9     Full Documentation           AA+
NY              Purchase                                11     Full Documentation           AA+
UT              Cash Out Refinance                     7.4     Full Documentation           AA+
NY              Cash Out Refinance                   11.09     Stated Income Documentation  AA+
MA              Cash Out Refinance                    7.25     Full Documentation           AA+
OR              Cash Out Refinance                     6.5     Full Documentation           A
NY              Cash Out Refinance                   9.875     Full Documentation           AA+
LA              Cash Out Refinance                    10.2     Full Documentation           AA+
CO              Cash Out Refinance                    7.45     Full Documentation           AA+
FL              Cash Out Refinance                   10.15     Full Documentation           C
FL              Cash Out Refinance                    7.99     No Documentation             AA+
OH              Cash Out Refinance                   10.25     Full Documentation           B
CA              Cash Out Refinance                    6.55     Full Documentation           A
AZ              Purchase                                 7     Full Documentation           AA+
AL              Cash Out Refinance                   10.35     Lite Documentation           B
CA              Cash Out Refinance                     6.2     Full Documentation           AA+
VA              Purchase                              7.55     Full Documentation           AA+
NC              Purchase                              7.35     Full Documentation           AA+
RI              Cash Out Refinance                    11.5     Full Documentation           AA+
NC              Cash Out Refinance                    7.38     Stated Income Documentation  AA+
MA              Purchase                               7.5     Stated Income Documentation  AA+
CA              Purchase                               6.1     Full Documentation           AA+
CA              Cash Out Refinance                    6.25     Full Documentation           AA+
CA              Cash Out Refinance                    6.45     Full Documentation           AA+
CA              Cash Out Refinance                     6.2     Full Documentation           AA+
CA              Cash Out Refinance                   12.34     Stated Income Documentation  B
MA              Cash Out Refinance                    7.55     Full Documentation           AA+
CA              Cash Out Refinance                  10.875     Stated Income Documentation  AA+
PA              Cash Out Refinance                    10.4     Full Documentation           B
MI              Rate/Term Refinance                    8.1     Full Documentation           AA+
PA              Purchase                             10.74     Stated Income Documentation  B
NY              Cash Out Refinance                    6.25     Full Documentation           AA+
IL              Purchase                               7.5     Stated Income Documentation  AA+
MI              Purchase                            11.275     Stated Income Documentation  AA+
MD              Cash Out Refinance                    8.15     Full Documentation           B
UT              Purchase                               7.5     Full Documentation           AA+
CA              Cash Out Refinance                    6.75     Full Documentation           AA+
CA              Purchase                                 6     Full Documentation           AA+
FL              Purchase                               7.8     Full Documentation           AA+
TX              Purchase                                 8     Full Documentation           AA+
CA              Cash Out Refinance                     7.8     Stated Income Documentation  AA+
TN              Cash Out Refinance                     9.4     Full Documentation           C
WA              Purchase                              6.55     Full Documentation           AA+
ME              Cash Out Refinance                    6.75     Full Documentation           AA+
MI              Cash Out Refinance                     6.8     Full Documentation           AA+
KY              Cash Out Refinance                     8.9     Full Documentation           B
WI              Rate/Term Refinance                   11.3     Full Documentation           CC
IN              Purchase                               8.1     Full Documentation           AA+
GA              Purchase                              9.45     Stated Income Documentation  AA+
FL              Cash Out Refinance                    11.7     Full Documentation           A
NY              Cash Out Refinance                     9.9     Stated Income Documentation  AA+
NY              Cash Out Refinance                    6.05     Stated Income Documentation  AA+
TX              Purchase                             10.55     Full Documentation           AA
FL              Cash Out Refinance                   10.85     Full Documentation           C
NY              Cash Out Refinance                  10.925     Stated Income Documentation  AA+
NJ              Cash Out Refinance                    9.99     Stated Income Documentation  AA
IL              Cash Out Refinance                      10     Stated Income Documentation  AA+
HI              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
KS              Cash Out Refinance                   10.65     Full Documentation           C
AZ              Purchase                             7.425     Stated Income Documentation  AA+
TX              Cash Out Refinance                     7.2     Full Documentation           A
FL              Purchase                              7.19     Stated Income Documentation  AA+
FL              Purchase                             10.05     Full Documentation           CC
CT              Purchase                              6.25     Full Documentation           AA+
FL              Cash Out Refinance                     9.4     Full Documentation           B
FL              Cash Out Refinance                    7.99     Stated Income Documentation  B
FL              Purchase                               6.4     Full Documentation           AA+
CA              Purchase                               6.1     Full Documentation           AA+
NC              Cash Out Refinance                    12.2     Full Documentation           CC
CT              Cash Out Refinance                   10.99     Full Documentation           CC
GA              Purchase                              6.95     Full Documentation           AA+
GA              Purchase                               7.1     Full Documentation           AA+
FL              Cash Out Refinance                    8.95     Stated Income Documentation  AA+
TX              Purchase                                 9     Full Documentation           AA+
ID              Cash Out Refinance                      10     Full Documentation           AA
CA              Cash Out Refinance                  11.938     Stated Income Documentation  AA
NV              Purchase                              7.49     Full Documentation           AA+
MA              Rate/Term Refinance                    7.3     Full Documentation           AA+
VA              Cash Out Refinance                    8.35     Full Documentation           AA+
PA              Cash Out Refinance                      12     Full Documentation           AA
WI              Cash Out Refinance                     7.4     No Documentation             AA+
CA              Cash Out Refinance                    5.75     Stated Income Documentation  AA+
NY              Cash Out Refinance                     7.3     Full Documentation           AA+
OR              Cash Out Refinance                    8.25     Full Documentation           C
TX              Cash Out Refinance                     6.4     Stated Income Documentation  AA+
CA              Cash Out Refinance                    11.4     Stated Income Documentation  AA+
NY              Cash Out Refinance                    5.89     Full Documentation           AA+
CA              Cash Out Refinance                    5.99     Full Documentation           AA+
CA              Cash Out Refinance                    7.45     Full Documentation           AA+
NV              Cash Out Refinance                     6.4     Full Documentation           AA+
NV              Cash Out Refinance                     6.8     Full Documentation           AA+
MA              Cash Out Refinance                   9.125     Full Documentation           B
CA              Cash Out Refinance                     7.8     Full Documentation           AA+
AZ              Cash Out Refinance                     6.4     Full Documentation           AA
CA              Purchase                              6.35     Stated Income Documentation  AA+
AZ              Cash Out Refinance                    6.15     Full Documentation           AA+
CA              Purchase                              6.45     Full Documentation           AA+
CA              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
CA              Purchase                               5.4     Full Documentation           AA+
MA              Purchase                              6.95     Stated Income Documentation  AA+
RI              Cash Out Refinance                     6.9     Full Documentation           AA+
DC              Purchase                              6.55     Stated Income Documentation  AA+
ME              Cash Out Refinance                    7.35     Full Documentation           AA+
NJ              Cash Out Refinance                    7.29     Full Documentation           A
CA              Purchase                              9.75     Stated Income Documentation  AA+
CT              Cash Out Refinance                     6.5     Stated Income Documentation  AA+
NY              Cash Out Refinance                    5.95     Stated Income Documentation  AA+
CO              Purchase                              8.35     Full Documentation           AA+
CA              Purchase                               7.1     Full Documentation           AA+
CA              Cash Out Refinance                     6.4     Stated Income Documentation  AA+
FL              Cash Out Refinance                   10.79     Full Documentation           CC
AZ              Cash Out Refinance                     6.4     Full Documentation           AA+
LA              Rate/Term Refinance                    7.2     Full Documentation           AA+
CA              Cash Out Refinance                    6.05     Full Documentation           AA+
CA              Cash Out Refinance                   5.375     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.65     Stated Income Documentation  AA+
CA              Cash Out Refinance                     6.2     Stated Income Documentation  AA+
MN              Cash Out Refinance                   12.17     Full Documentation           CC
TX              Purchase                              8.24     Full Documentation           AA+
CT              Cash Out Refinance                     6.9     Stated Income Documentation  AA+
TX              Purchase                               8.4     Full Documentation           AA+
NH              Cash Out Refinance                     7.5     Full Documentation           AA+
FL              Cash Out Refinance                     6.2     Stated Income Documentation  AA+
MI              Purchase                             10.25     Full Documentation           AA
NY              Cash Out Refinance                    7.35     No Documentation             AA+
CA              Cash Out Refinance                    6.25     Full Documentation           AA+
HI              Purchase                              5.99     Stated Income Documentation  AA+
CA              Purchase                              7.99     Stated Income Documentation  AA
CA              Cash Out Refinance                   10.65     Stated Income Documentation  AA+
PA              Cash Out Refinance                    7.75     Full Documentation           B
AZ              Cash Out Refinance                     9.5     Full Documentation           C
AZ              Cash Out Refinance                     7.4     Full Documentation           AA+
MD              Cash Out Refinance                    7.05     Full Documentation           AA+
NY              Cash Out Refinance                   6.375     Stated Income Documentation  AA
TX              Cash Out Refinance                    9.15     Full Documentation           AA
TX              Rate/Term Refinance                  5.975     Full Documentation           AA+
CA              Cash Out Refinance                    6.59     No Documentation             AA+
WA              Purchase                              6.25     Full Documentation           AA+
CA              Purchase                              6.85     Stated Income Documentation  AA+
WA              Cash Out Refinance                    8.85     Full Documentation           AA+
CA              Cash Out Refinance                    6.25     Full Documentation           AA+
MI              Cash Out Refinance                    7.35     Full Documentation           AA+
CA              Cash Out Refinance                     7.7     Full Documentation           A
CA              Purchase                               6.7     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.15     No Documentation             AA+
GA              Purchase                               5.9     Stated Income Documentation  AA+
CT              Cash Out Refinance                    8.05     Stated Income Documentation  AA+
NY              Cash Out Refinance                     6.4     Stated Income Documentation  AA+
MA              Rate/Term Refinance                   6.55     Full Documentation           AA+
FL              Cash Out Refinance                    7.15     Stated Income Documentation  AA
TX              Purchase                             10.64     Full Documentation           AA
CA              Cash Out Refinance                     9.5     Stated Income Documentation  AA
WI              Rate/Term Refinance                   8.35     Full Documentation           AA+
TX              Purchase                              8.05     Full Documentation           AA+
NC              Cash Out Refinance                   11.85     Full Documentation           AA
IL              Cash Out Refinance                       9     Full Documentation           AA+
SC              Purchase                              6.99     Stated Income Documentation  AA+
NJ              Cash Out Refinance                     6.9     Full Documentation           A
NY              Purchase                              7.45     Stated Income Documentation  AA+
DE              Cash Out Refinance                    10.7     Full Documentation           B
OR              Cash Out Refinance                    7.75     Full Documentation           AA+
CA              Purchase                              5.65     Stated Income Documentation  AA+
FL              Cash Out Refinance                    7.24     Stated Income Documentation  AA+
FL              Cash Out Refinance                    8.45     Full Documentation           AA+
MA              Cash Out Refinance                    6.99     Full Documentation           AA+
CT              Cash Out Refinance                   9.875     Stated Income Documentation  AA+
FL              Purchase                              6.89     Stated Income Documentation  AA+
FL              Purchase                              6.65     Stated Income Documentation  AA+
AZ              Cash Out Refinance                    6.15     Stated Income Documentation  AA+
NY              Cash Out Refinance                    7.99     Full Documentation           AA+
NY              Cash Out Refinance                       9     Full Documentation           A
WA              Cash Out Refinance                     7.9     Full Documentation           AA+
AZ              Cash Out Refinance                    11.5     Full Documentation           AA+
WA              Cash Out Refinance                     6.9     Full Documentation           AA+
CA              Cash Out Refinance                     6.2     Full Documentation           AA+
CA              Cash Out Refinance                   10.85     Stated Income Documentation  AA+
FL              Cash Out Refinance                    6.55     Full Documentation           AA
MD              Cash Out Refinance                  11.275     Stated Income Documentation  AA+
CA              Purchase                              7.45     Stated Income Documentation  AA+
NH              Cash Out Refinance                    7.44     Full Documentation           AA+
CA              Purchase                              6.15     Full Documentation           AA+
FL              Cash Out Refinance                   10.85     Stated Income Documentation  C
ME              Purchase                               9.3     Stated Income Documentation  AA+
WA              Cash Out Refinance                    6.59     Stated Income Documentation  AA+
TX              Purchase                             7.825     Full Documentation           AA+
CA              Purchase                              7.35     Full Documentation           AA+
IL              Rate/Term Refinance                  10.25     Stated Income Documentation  AA+
WA              Rate/Term Refinance                   7.25     Full Documentation           B
FL              Rate/Term Refinance                   10.4     Full Documentation           CC
FL              Cash Out Refinance                   10.75     Full Documentation           AA+
FL              Cash Out Refinance                    5.65     Full Documentation           AA+
CT              Purchase                              5.95     Full Documentation           AA+
NY              Cash Out Refinance                   8.865     Full Documentation           AA+
AZ              Purchase                               5.5     Stated Income Documentation  AA+
CA              Purchase                              6.65     Stated Income Documentation  AA+
NY              Cash Out Refinance                    6.45     Full Documentation           A
DC              Cash Out Refinance                     6.7     Full Documentation           AA+
TX              Purchase                               7.5     Full Documentation           AA+
TX              Cash Out Refinance                    8.25     Full Documentation           AA
CA              Purchase                              7.65     Full Documentation           AA+
CA              Cash Out Refinance                   10.25     Stated Income Documentation  AA
CT              Cash Out Refinance                    13.4     Stated Income Documentation  AA+
PA              Purchase                              9.74     Stated Income Documentation  AA+
AZ              Cash Out Refinance                     8.4     Full Documentation           C
NY              Cash Out Refinance                    9.69     Full Documentation           CC
CO              Cash Out Refinance                     7.4     Full Documentation           AA+
OK              Rate/Term Refinance                   10.8     Full Documentation           C
MD              Cash Out Refinance                    7.35     Stated Income Documentation  AA+
MA              Purchase                              6.55     Stated Income Documentation  AA+
NJ              Cash Out Refinance                     6.6     Full Documentation           AA+
RI              Cash Out Refinance                    6.55     Full Documentation           A
NY              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
NY              Cash Out Refinance                    6.95     Stated Income Documentation  B
MA              Rate/Term Refinance                   7.84     Full Documentation           AA+
CA              Cash Out Refinance                     5.5     Full Documentation           AA+
CA              Purchase                               8.7     Stated Income Documentation  AA
AZ              Cash Out Refinance                       6     No Documentation             AA+
IA              Cash Out Refinance                   10.04     Full Documentation           AA+
CA              Cash Out Refinance                    5.99     Lite Documentation           AA+
AZ              Cash Out Refinance                     9.7     Full Documentation           AA
CA              Purchase                               6.6     Stated Income Documentation  AA+
NY              Cash Out Refinance                    6.95     Stated Income Documentation  AA+
PA              Cash Out Refinance                    6.29     Full Documentation           AA+
KY              Cash Out Refinance                    8.54     Full Documentation           B
CA              Cash Out Refinance                   6.875     Stated Income Documentation  AA
HI              Cash Out Refinance                    5.25     Full Documentation           AA+
HI              Cash Out Refinance                    7.75     Full Documentation           AA+
MO              Rate/Term Refinance                  10.05     Full Documentation           C
MO              Cash Out Refinance                     8.3     Full Documentation           AA
WA              Cash Out Refinance                    7.49     Full Documentation           AA+
CA              Cash Out Refinance                     7.7     Full Documentation           AA
TX              Purchase                               8.6     No Documentation             AA+
OR              Purchase                              7.99     Full Documentation           AA+
CA              Cash Out Refinance                     9.5     Stated Income Documentation  AA+
NV              Cash Out Refinance                    7.35     Full Documentation           AA+
NV              Cash Out Refinance                    6.25     Full Documentation           AA+
CA              Cash Out Refinance                    11.9     Stated Income Documentation  AA
NJ              Rate/Term Refinance                   7.55     Full Documentation           AA+
FL              Purchase                              7.54     Full Documentation           AA+
AR              Cash Out Refinance                    10.4     Full Documentation           A
MI              Cash Out Refinance                  10.875     Stated Income Documentation  AA+
CA              Purchase                              9.75     Stated Income Documentation  AA+
NJ              Cash Out Refinance                     6.4     Full Documentation           AA+
NJ              Cash Out Refinance                    7.15     Full Documentation           AA
FL              Cash Out Refinance                    6.25     Full Documentation           AA+
AZ              Cash Out Refinance                   9.625     Full Documentation           AA+
FL              Cash Out Refinance                    6.45     Stated Income Documentation  A
NV              Purchase                               6.3     Full Documentation           AA+
NV              Cash Out Refinance                     8.4     Stated Income Documentation  B
MA              Cash Out Refinance                    5.75     Full Documentation           AA+
RI              Cash Out Refinance                    5.75     Full Documentation           A
GA              Purchase                              7.09     Full Documentation           AA+
CO              Rate/Term Refinance                   6.99     Full Documentation           AA+
CO              Purchase                              6.99     Full Documentation           AA+
TX              Purchase                               8.7     Full Documentation           AA+
CA              Cash Out Refinance                    6.35     Full Documentation           AA
CA              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
CO              Purchase                              6.35     Full Documentation           AA+
MA              Cash Out Refinance                    6.45     Full Documentation           AA+
MA              Cash Out Refinance                     7.2     Full Documentation           AA+
PA              Cash Out Refinance                    6.99     Stated Income Documentation  AA+
MA              Cash Out Refinance                    5.85     Full Documentation           AA+
CA              Cash Out Refinance                       7     Full Documentation           A
CO              Cash Out Refinance                    8.05     Full Documentation           AA+
TN              Purchase                               8.4     Full Documentation           AA+
NY              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
NY              Cash Out Refinance                    11.2     Stated Income Documentation  AA
MA              Cash Out Refinance                   8.125     Full Documentation           AA+
CA              Cash Out Refinance                     9.9     Stated Income Documentation  AA+
FL              Cash Out Refinance                     6.8     Full Documentation           AA
FL              Cash Out Refinance                   11.85     Full Documentation           CC
FL              Cash Out Refinance                    7.35     Stated Income Documentation  AA+
KS              Cash Out Refinance                    9.94     Full Documentation           B
FL              Cash Out Refinance                    7.15     Stated Income Documentation  AA+
NY              Purchase                              8.65     Stated Income Documentation  AA+
FL              Cash Out Refinance                       9     Stated Income Documentation  AA
MI              Purchase                               7.4     Full Documentation           AA+
WA              Rate/Term Refinance                    7.8     Full Documentation           AA+
PA              Cash Out Refinance                     8.3     Lite Documentation           AA
CA              Purchase                              6.85     Full Documentation           AA+
CA              Cash Out Refinance                    5.49     Stated Income Documentation  AA+
NJ              Cash Out Refinance                     6.9     Full Documentation           AA+
NY              Purchase                               5.4     Full Documentation           AA+
CA              Purchase                              6.15     Full Documentation           AA+
CA              Cash Out Refinance                     6.5     Full Documentation           AA+
FL              Cash Out Refinance                     6.3     Full Documentation           AA+
TX              Cash Out Refinance                   11.75     Full Documentation           CC
NJ              Purchase                               7.5     Stated Income Documentation  AA+
TX              Cash Out Refinance                     8.9     Full Documentation           AA+
TX              Cash Out Refinance                     7.7     Full Documentation           AA+
CA              Purchase                               5.6     Full Documentation           AA+
CA              Cash Out Refinance                     5.4     Full Documentation           AA+
CA              Purchase                               5.7     Stated Income Documentation  AA+
FL              Cash Out Refinance                     9.4     Full Documentation           B
PA              Cash Out Refinance                    9.45     Full Documentation           C
CA              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
WA              Rate/Term Refinance                   8.15     Full Documentation           AA+
SC              Purchase                              8.64     Stated Income Documentation  AA+
NC              Cash Out Refinance                   11.15     Full Documentation           B
CA              Cash Out Refinance                     7.2     Full Documentation           AA+
CA              Cash Out Refinance                       6     Stated Income Documentation  AA+
CA              Cash Out Refinance                    7.75     Stated Income Documentation  AA+
CA              Cash Out Refinance                     5.8     Stated Income Documentation  AA+
HI              Cash Out Refinance                    6.65     Full Documentation           AA
IL              Purchase                               6.6     Stated Income Documentation  AA+
RI              Purchase                              8.04     Full Documentation           AA+
TX              Cash Out Refinance                    8.64     Full Documentation           AA+
CT              Purchase                              6.25     Full Documentation           AA+
GA              Cash Out Refinance                    7.25     Stated Income Documentation  AA+
CA              Purchase                               6.2     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.55     Full Documentation           AA
TX              Cash Out Refinance                   10.55     Stated Income Documentation  B
NH              Purchase                              6.85     Full Documentation           AA+
CA              Cash Out Refinance                    6.65     Full Documentation           AA+
CA              Rate/Term Refinance                   6.54     Stated Income Documentation  AA+
FL              Purchase                               5.6     Full Documentation           AA+
MD              Rate/Term Refinance                   9.25     Full Documentation           AA+
MA              Cash Out Refinance                    6.55     Full Documentation           AA
MD              Cash Out Refinance                    8.14     Stated Income Documentation  B
FL              Cash Out Refinance                    7.45     Full Documentation           C
CA              Cash Out Refinance                    6.24     Stated Income Documentation  AA+
NY              Purchase                               6.4     Stated Income Documentation  A
NY              Purchase                              7.14     Stated Income Documentation  AA+
NY              Purchase                              6.85     Stated Income Documentation  AA+
MA              Cash Out Refinance                    6.95     Full Documentation           AA+
ME              Cash Out Refinance                    6.35     Full Documentation           AA+
GA              Cash Out Refinance                    8.15     Full Documentation           AA+
CO              Purchase                              7.24     Full Documentation           AA+
VA              Cash Out Refinance                     8.3     Full Documentation           AA+
FL              Purchase                               6.4     Stated Income Documentation  AA+
KY              Rate/Term Refinance                   7.85     Stated Income Documentation  AA+
GA              Cash Out Refinance                    10.5     Full Documentation           B
GA              Purchase                               8.7     Full Documentation           AA+
MI              Cash Out Refinance                   9.875     Full Documentation           AA+
CA              Purchase                               6.6     Stated Income Documentation  AA+
FL              Rate/Term Refinance                  10.88     Full Documentation           CC
FL              Cash Out Refinance                     5.9     Full Documentation           A
CA              Purchase                              5.95     Full Documentation           AA+
AZ              Cash Out Refinance                    10.5     Stated Income Documentation  AA+
NY              Cash Out Refinance                    6.05     Full Documentation           AA
CO              Cash Out Refinance                     7.8     Full Documentation           AA+
CA              Cash Out Refinance                   11.85     Stated Income Documentation  AA+
CA              Cash Out Refinance                     9.5     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.49     Full Documentation           AA+
FL              Purchase                              7.15     Full Documentation           AA+
FL              Cash Out Refinance                    11.6     Stated Income Documentation  CC
FL              Cash Out Refinance                   12.19     Stated Income Documentation  CC
FL              Purchase                              10.2     Stated Income Documentation  AA
CA              Cash Out Refinance                   10.15     Stated Income Documentation  AA+
NV              Rate/Term Refinance                   6.25     Full Documentation           AA+
NY              Cash Out Refinance                    6.15     Stated Income Documentation  AA+
CA              Cash Out Refinance                   10.05     Stated Income Documentation  B
CA              Cash Out Refinance                    5.87     Full Documentation           AA+
CA              Cash Out Refinance                   6.088     Full Documentation           AA+
NY              Cash Out Refinance                    5.89     Stated Income Documentation  AA+
WI              Cash Out Refinance                   10.85     Stated Income Documentation  B
WI              Rate/Term Refinance                   11.5     Full Documentation           AA+
MI              Purchase                               7.4     Full Documentation           AA+
NJ              Cash Out Refinance                    7.45     Full Documentation           AA+
NY              Cash Out Refinance                     6.5     Stated Income Documentation  AA+
CA              Purchase                               6.4     Full Documentation           AA+
FL              Purchase                               6.1     Stated Income Documentation  AA+
FL              Cash Out Refinance                    7.55     Stated Income Documentation  AA+
FL              Purchase                              7.45     Stated Income Documentation  AA+
FL              Rate/Term Refinance                   10.9     Full Documentation           CC
RI              Purchase                               7.6     Full Documentation           AA+
NY              Purchase                               7.8     Stated Income Documentation  AA+
NJ              Cash Out Refinance                    7.65     Stated Income Documentation  AA+
CT              Cash Out Refinance                    9.45     Full Documentation           C
CA              Cash Out Refinance                     7.8     Full Documentation           AA
ID              Cash Out Refinance                   12.34     Full Documentation           AA+
CA              Cash Out Refinance                    7.05     Full Documentation           AA+
CA              Cash Out Refinance                     7.6     Full Documentation           AA+
NY              Cash Out Refinance                    12.1     Stated Income Documentation  AA+
FL              Cash Out Refinance                    10.7     Full Documentation           C
NY              Cash Out Refinance                    8.35     Full Documentation           A
CA              Purchase                               5.7     Full Documentation           AA+
CA              Purchase                              6.74     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.75     Stated Income Documentation  AA+
AL              Purchase                              6.35     Stated Income Documentation  AA+
TX              Purchase                              9.45     Full Documentation           AA+
FL              Purchase                              7.14     Stated Income Documentation  AA+
MO              Cash Out Refinance                     8.3     Full Documentation           B
MO              Cash Out Refinance                    7.25     No Documentation             AA+
MO              Cash Out Refinance                       9     Full Documentation           B
MO              Cash Out Refinance                    10.3     Full Documentation           B
CA              Cash Out Refinance                    9.75     Stated Income Documentation  AA+
WA              Purchase                              7.35     Full Documentation           AA+
MD              Cash Out Refinance                     7.2     Full Documentation           AA+
VA              Purchase                              8.79     No Documentation             AA
GA              Cash Out Refinance                    9.25     Full Documentation           AA+
RI              Cash Out Refinance                      12     Full Documentation           CC
DC              Purchase                              6.75     Stated Income Documentation  AA+
FL              Purchase                              8.75     Stated Income Documentation  AA+
FL              Cash Out Refinance                   6.325     Full Documentation           AA+
CA              Purchase                               6.1     Stated Income Documentation  AA+
GA              Purchase                               6.6     Full Documentation           AA+
NY              Cash Out Refinance                     7.4     Stated Income Documentation  AA+
TX              Cash Out Refinance                   10.45     Stated Income Documentation  C
CA              Cash Out Refinance                    9.75     Stated Income Documentation  AA+
PA              Purchase                              6.25     Stated Income Documentation  AA+
CA              Cash Out Refinance                     6.4     No Documentation             AA+
AL              Cash Out Refinance                    10.6     Full Documentation           B
WA              Rate/Term Refinance                   6.55     Full Documentation           AA+
NY              Cash Out Refinance                     6.7     Full Documentation           AA+
IL              Purchase                               8.1     Stated Income Documentation  AA+
PA              Rate/Term Refinance                   7.75     Full Documentation           AA+
CA              Cash Out Refinance                    5.85     Full Documentation           AA+
AZ              Cash Out Refinance                    6.45     Stated Income Documentation  AA+
RI              Cash Out Refinance                  11.275     Stated Income Documentation  AA+
TX              Cash Out Refinance                     8.5     Stated Income Documentation  B
PA              Cash Out Refinance                     8.5     Full Documentation           AA+
GA              Cash Out Refinance                    8.55     Stated Income Documentation  AA+
TX              Purchase                             11.45     Full Documentation           AA+
VT              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
CA              Cash Out Refinance                      10     Full Documentation           CC
CA              Purchase                              5.65     Stated Income Documentation  AA+
CA              Purchase                               6.8     Stated Income Documentation  AA+
CA              Cash Out Refinance                    10.7     Full Documentation           CC
TX              Purchase                               7.9     Full Documentation           AA+
CA              Cash Out Refinance                   10.25     Stated Income Documentation  AA+
CA              Cash Out Refinance                    9.99     Full Documentation           CC
WA              Cash Out Refinance                    5.35     Full Documentation           AA+
WY              Rate/Term Refinance                   10.5     Stated Income Documentation  B
WY              Rate/Term Refinance                   10.5     Stated Income Documentation  B
AZ              Cash Out Refinance                    6.45     Full Documentation           AA+
AZ              Cash Out Refinance                    5.99     Full Documentation           AA+
FL              Cash Out Refinance                    7.15     Full Documentation           AA
KS              Cash Out Refinance                     9.3     Stated Income Documentation  AA+
IL              Rate/Term Refinance                      9     Full Documentation           AA+
CA              Cash Out Refinance                     7.8     Full Documentation           AA+
MA              Purchase                              6.45     Stated Income Documentation  AA+
FL              Cash Out Refinance                  10.875     Stated Income Documentation  AA+
FL              Cash Out Refinance                   10.15     Stated Income Documentation  AA+
NH              Cash Out Refinance                     7.9     Full Documentation           AA+
FL              Cash Out Refinance                     6.2     Full Documentation           AA+
IL              Cash Out Refinance                    9.69     Full Documentation           AA+
TN              Cash Out Refinance                     8.4     Full Documentation           AA+
TX              Cash Out Refinance                   11.89     Stated Income Documentation  CC
FL              Cash Out Refinance                     7.4     Full Documentation           AA
FL              Cash Out Refinance                      11     Stated Income Documentation  AA+
FL              Cash Out Refinance                     7.1     Stated Income Documentation  AA+
IL              Cash Out Refinance                     6.3     Full Documentation           AA+
CA              Cash Out Refinance                    8.85     Stated Income Documentation  AA+
VA              Purchase                              5.44     Full Documentation           AA+
FL              Cash Out Refinance                    10.8     Full Documentation           B
NV              Cash Out Refinance                     6.4     Full Documentation           AA+
NY              Cash Out Refinance                    5.79     Full Documentation           AA+
TN              Cash Out Refinance                      11     Full Documentation           B
NY              Cash Out Refinance                    6.99     Full Documentation           AA+
VA              Purchase                                11     Stated Income Documentation  AA+
MA              Cash Out Refinance                    7.95     No Documentation             AA+
FL              Cash Out Refinance                    8.65     Full Documentation           AA+
CA              Cash Out Refinance                     5.8     Stated Income Documentation  AA+
MD              Purchase                              5.85     Full Documentation           AA+
FL              Purchase                              7.95     Full Documentation           AA+
FL              Cash Out Refinance                    6.45     Full Documentation           AA+
MA              Cash Out Refinance                     5.4     Full Documentation           AA+
PA              Cash Out Refinance                   11.15     Full Documentation           C
MN              Purchase                               7.2     No Documentation             AA+
OR              Rate/Term Refinance                   9.99     Full Documentation           CC
OR              Cash Out Refinance                     6.1     Stated Income Documentation  AA+
CA              Purchase                              5.75     Full Documentation           AA+
AZ              Cash Out Refinance                    10.4     Stated Income Documentation  C
PA              Rate/Term Refinance                  10.35     Full Documentation           AA+
AL              Purchase                              10.7     Stated Income Documentation  C
CA              Cash Out Refinance                    5.35     Full Documentation           AA+
OR              Cash Out Refinance                    6.65     Full Documentation           AA+
ME              Cash Out Refinance                    9.35     Stated Income Documentation  AA+
CA              Cash Out Refinance                     7.6     Stated Income Documentation  AA+
CA              Cash Out Refinance                  10.875     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.69     Lite Documentation           AA
CA              Cash Out Refinance                   11.25     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.55     Full Documentation           AA+
ID              Rate/Term Refinance                    8.7     Full Documentation           AA+
CA              Cash Out Refinance                    5.75     Full Documentation           AA+
NY              Purchase                              6.29     Stated Income Documentation  AA+
FL              Cash Out Refinance                    7.55     Full Documentation           AA+
MD              Cash Out Refinance                       6     Stated Income Documentation  AA+
FL              Cash Out Refinance                     5.6     Full Documentation           AA+
CA              Cash Out Refinance                    6.65     Full Documentation           AA+
TX              Cash Out Refinance                    5.75     Stated Income Documentation  AA+
MD              Purchase                              7.69     Full Documentation           AA+
CA              Rate/Term Refinance                   6.05     Stated Income Documentation  AA+
NJ              Cash Out Refinance                       9     Stated Income Documentation  AA
NY              Cash Out Refinance                     6.2     Stated Income Documentation  AA+
PA              Cash Out Refinance                     8.6     Full Documentation           AA+
NY              Rate/Term Refinance                    8.3     Stated Income Documentation  AA+
CA              Cash Out Refinance                     6.3     Full Documentation           A
GA              Purchase                              8.75     Stated Income Documentation  AA+
TX              Cash Out Refinance                     9.4     Stated Income Documentation  AA
FL              Cash Out Refinance                    12.2     Stated Income Documentation  AA+
VA              Purchase                              6.25     Full Documentation           AA+
NY              Cash Out Refinance                    6.35     Full Documentation           AA+
NY              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
PA              Purchase                               9.5     Stated Income Documentation  AA+
CO              Cash Out Refinance                    6.65     Stated Income Documentation  AA+
PA              Cash Out Refinance                    8.05     Full Documentation           AA
MA              Rate/Term Refinance                   6.65     Full Documentation           AA+
NY              Rate/Term Refinance                   5.94     Stated Income Documentation  AA+
NY              Cash Out Refinance                     6.5     Full Documentation           AA+
CA              Cash Out Refinance                     6.9     Full Documentation           AA+
CA              Cash Out Refinance                    6.05     Full Documentation           AA+
CT              Cash Out Refinance                   11.05     Full Documentation           CC
MO              Cash Out Refinance                    9.99     Lite Documentation           C
CO              Purchase                              7.25     Full Documentation           AA+
MD              Cash Out Refinance                    7.75     Full Documentation           AA+
OR              Cash Out Refinance                    7.85     Full Documentation           AA+
VA              Cash Out Refinance                     6.6     Full Documentation           AA+
NJ              Cash Out Refinance                     7.2     Stated Income Documentation  AA+
FL              Cash Out Refinance                    7.25     No Documentation             AA+
CA              Rate/Term Refinance                    7.3     Full Documentation           AA
NC              Rate/Term Refinance                     12     Full Documentation           C
NJ              Cash Out Refinance                     5.9     Full Documentation           AA+
TN              Cash Out Refinance                     7.6     Full Documentation           AA+
CA              Cash Out Refinance                    6.95     Full Documentation           A
IA              Cash Out Refinance                     9.3     Full Documentation           AA+
NY              Cash Out Refinance                    6.75     Stated Income Documentation  AA+
NY              Cash Out Refinance                     6.1     Full Documentation           AA+
CA              Cash Out Refinance                   6.525     Stated Income Documentation  AA+
WA              Cash Out Refinance                     7.6     Full Documentation           AA+
WA              Cash Out Refinance                    5.95     Full Documentation           AA+
CA              Purchase                              6.34     Stated Income Documentation  AA+
AZ              Cash Out Refinance                    8.75     Full Documentation           B
PA              Cash Out Refinance                     9.4     Full Documentation           B
WA              Rate/Term Refinance                   11.7     Full Documentation           CC
AR              Cash Out Refinance                   10.35     Full Documentation           AA
TX              Purchase                              10.6     Full Documentation           AA
MA              Cash Out Refinance                    6.85     Full Documentation           AA+
KY              Cash Out Refinance                    7.15     Full Documentation           AA+
PA              Rate/Term Refinance                   10.1     Full Documentation           C
CA              Cash Out Refinance                    5.38     Full Documentation           AA+
CA              Purchase                              5.75     Full Documentation           AA+
AZ              Cash Out Refinance                     6.5     Full Documentation           AA+
CA              Cash Out Refinance                    5.84     Full Documentation           AA+
CA              Purchase                              5.75     Stated Income Documentation  AA+
CA              Cash Out Refinance                     5.3     Full Documentation           AA+
CA              Cash Out Refinance                     5.8     Stated Income Documentation  AA+
LA              Cash Out Refinance                    8.95     Full Documentation           AA+
CA              Purchase                               7.4     Stated Income Documentation  AA+
MO              Cash Out Refinance                    7.75     Full Documentation           AA+
CA              Purchase                               6.1     Stated Income Documentation  AA+
FL              Cash Out Refinance                     7.2     Stated Income Documentation  B
PA              Cash Out Refinance                    6.65     Full Documentation           AA+
FL              Cash Out Refinance                      11     Full Documentation           C
GA              Cash Out Refinance                    7.55     Full Documentation           AA+
AL              Cash Out Refinance                    11.6     Full Documentation           CC
PA              Cash Out Refinance                    10.7     Full Documentation           CC
NJ              Cash Out Refinance                    6.45     Stated Income Documentation  AA+
KY              Rate/Term Refinance                    9.1     Full Documentation           AA+
FL              Purchase                              7.35     Full Documentation           C
VA              Purchase                              5.75     Stated Income Documentation  AA+
AZ              Cash Out Refinance                     7.4     Stated Income Documentation  AA+
NE              Cash Out Refinance                     7.8     Full Documentation           AA+
MD              Cash Out Refinance                     8.2     Stated Income Documentation  AA+
CA              Rate/Term Refinance                    7.2     Stated Income Documentation  AA+
CA              Purchase                              6.85     Stated Income Documentation  AA+
MD              Cash Out Refinance                    7.95     Full Documentation           AA
PA              Purchase                              8.99     Stated Income Documentation  AA+
FL              Purchase                              7.85     Stated Income Documentation  AA+
ME              Cash Out Refinance                     8.7     Stated Income Documentation  AA
NY              Cash Out Refinance                     6.2     Stated Income Documentation  AA+
NY              Cash Out Refinance                     9.3     Stated Income Documentation  AA+
NY              Purchase                               5.7     Stated Income Documentation  AA+
MA              Cash Out Refinance                     7.3     Full Documentation           AA
MA              Cash Out Refinance                    7.75     Stated Income Documentation  AA+
NY              Cash Out Refinance                   8.425     Full Documentation           AA
WA              Cash Out Refinance                    8.34     Full Documentation           AA+
NJ              Cash Out Refinance                    6.65     Stated Income Documentation  AA
IL              Purchase                              8.75     Stated Income Documentation  AA+
FL              Cash Out Refinance                     9.5     Stated Income Documentation  AA+
NY              Cash Out Refinance                     6.2     Full Documentation           AA+
CA              Cash Out Refinance                    5.75     Full Documentation           AA+
MA              Cash Out Refinance                    6.85     Stated Income Documentation  AA
MI              Cash Out Refinance                    10.3     Full Documentation           C
MI              Cash Out Refinance                   10.75     Full Documentation           B
MI              Cash Out Refinance                    8.85     No Documentation             AA+
CA              Cash Out Refinance                    9.75     Stated Income Documentation  AA+
KY              Purchase                              8.45     Full Documentation           AA+
AL              Cash Out Refinance                     7.6     Full Documentation           AA+
IL              Cash Out Refinance                    9.27     Full Documentation           AA+
NY              Purchase                               9.5     Stated Income Documentation  AA+
CA              Purchase                               5.7     Stated Income Documentation  AA+
CA              Cash Out Refinance                     6.6     Full Documentation           A
VA              Cash Out Refinance                    7.95     Full Documentation           B
NY              Purchase                              6.55     Stated Income Documentation  AA+
TX              Cash Out Refinance                   10.99     Stated Income Documentation  AA
CA              Purchase                               6.4     Stated Income Documentation  AA+
CA              Purchase                              5.25     Stated Income Documentation  AA+
CA              Cash Out Refinance                   10.99     Stated Income Documentation  AA+
KY              Rate/Term Refinance                   9.25     Full Documentation           AA
MA              Purchase                              7.99     Stated Income Documentation  AA+
NH              Rate/Term Refinance                   10.2     Full Documentation           CC
MO              Cash Out Refinance                    7.99     No Documentation             AA+
TN              Rate/Term Refinance                   9.45     Full Documentation           AA+
DE              Cash Out Refinance                    6.15     Full Documentation           AA+
CA              Purchase                               7.3     Full Documentation           AA+
CA              Purchase                              5.75     Full Documentation           AA+
CA              Purchase                               6.2     Stated Income Documentation  AA+
TN              Purchase                               8.5     Stated Income Documentation  AA+
MS              Cash Out Refinance                    6.79     Full Documentation           AA+
CT              Purchase                               9.4     Stated Income Documentation  B
GA              Cash Out Refinance                       8     Full Documentation           AA+
VA              Cash Out Refinance                    6.45     Stated Income Documentation  AA+
PA              Cash Out Refinance                     8.5     Full Documentation           AA+
NY              Purchase                              8.59     Full Documentation           AA+
MA              Cash Out Refinance                     6.1     Full Documentation           AA+
NC              Cash Out Refinance                     9.4     Full Documentation           AA
MD              Cash Out Refinance                   6.125     Full Documentation           AA+
MA              Cash Out Refinance                    6.15     Stated Income Documentation  AA+
FL              Purchase                               8.9     Full Documentation           AA+
FL              Cash Out Refinance                    11.8     Full Documentation           CC
PA              Cash Out Refinance                     8.9     Full Documentation           C
PA              Cash Out Refinance                    7.15     Full Documentation           A
PA              Cash Out Refinance                    9.85     Lite Documentation           C
NH              Cash Out Refinance                    6.85     Full Documentation           AA+
MT              Cash Out Refinance                     9.6     Full Documentation           AA+
FL              Cash Out Refinance                    12.3     Full Documentation           CC
PA              Rate/Term Refinance                   7.15     Full Documentation           AA+
VA              Cash Out Refinance                    7.85     Full Documentation           AA
ID              Cash Out Refinance                    6.65     Stated Income Documentation  AA+
FL              Purchase                               7.8     Full Documentation           AA+
MA              Rate/Term Refinance                   7.99     Stated Income Documentation  A
CA              Purchase                              7.25     Stated Income Documentation  AA+
NJ              Cash Out Refinance                    5.85     Full Documentation           AA+
CA              Purchase                              6.45     Full Documentation           AA+
NV              Purchase                              7.05     Stated Income Documentation  AA+
VA              Purchase                               5.9     Full Documentation           AA+
PA              Rate/Term Refinance                      8     Full Documentation           A
MD              Purchase                              7.65     No Documentation             AA+
MO              Cash Out Refinance                    9.15     Full Documentation           B
FL              Cash Out Refinance                   10.55     Full Documentation           B
CA              Cash Out Refinance                     6.3     Full Documentation           AA+
CA              Cash Out Refinance                    6.25     Full Documentation           AA+
CA              Cash Out Refinance                   11.35     Stated Income Documentation  AA+
CA              Cash Out Refinance                   10.65     Stated Income Documentation  AA+
MA              Cash Out Refinance                    9.35     Stated Income Documentation  AA+
CA              Purchase                              6.49     Stated Income Documentation  AA+
FL              Purchase                              8.55     Stated Income Documentation  AA+
MO              Rate/Term Refinance                  10.35     Full Documentation           AA
NY              Cash Out Refinance                    6.79     Full Documentation           AA+
VA              Purchase                              7.34     Full Documentation           AA+
PA              Cash Out Refinance                    8.08     Stated Income Documentation  AA+
GA              Cash Out Refinance                       7     Full Documentation           AA+
CA              Purchase                              7.65     Stated Income Documentation  AA+
FL              Cash Out Refinance                    6.65     Full Documentation           AA+
TX              Cash Out Refinance                    9.85     Stated Income Documentation  A
UT              Purchase                              8.34     Full Documentation           AA+
NJ              Cash Out Refinance                    8.25     Stated Income Documentation  AA
NJ              Cash Out Refinance                    6.35     Stated Income Documentation  AA+
MO              Cash Out Refinance                    12.2     Full Documentation           CC
MA              Cash Out Refinance                     6.5     Stated Income Documentation  AA+
FL              Cash Out Refinance                     7.7     Stated Income Documentation  AA
TN              Cash Out Refinance                     8.2     Full Documentation           AA+
TX              Cash Out Refinance                    6.95     Stated Income Documentation  AA+
MD              Cash Out Refinance                   10.05     Stated Income Documentation  B
MT              Purchase                               7.6     Stated Income Documentation  AA+
MA              Cash Out Refinance                    7.24     Full Documentation           AA+
FL              Cash Out Refinance                   6.725     Stated Income Documentation  AA+
NY              Cash Out Refinance                    6.75     Full Documentation           AA+
NY              Purchase                              5.95     Stated Income Documentation  AA+
NY              Cash Out Refinance                    8.45     Stated Income Documentation  B
NY              Cash Out Refinance                     7.2     Full Documentation           AA+
NC              Purchase                              7.65     Full Documentation           AA+
NC              Cash Out Refinance                    7.32     Full Documentation           AA+
MD              Cash Out Refinance                     8.7     Full Documentation           AA+
MI              Cash Out Refinance                     6.9     Full Documentation           AA+
NY              Cash Out Refinance                    6.69     Stated Income Documentation  AA+
NY              Cash Out Refinance                    6.95     Full Documentation           AA+
MA              Cash Out Refinance                    6.08     Stated Income Documentation  AA+
CA              Rate/Term Refinance                   6.85     Stated Income Documentation  AA+
RI              Purchase                              6.75     Stated Income Documentation  AA+
FL              Cash Out Refinance                     6.3     Full Documentation           AA+
FL              Cash Out Refinance                   10.15     Full Documentation           CC
FL              Purchase                              7.35     Stated Income Documentation  AA+
MA              Rate/Term Refinance                  10.65     Full Documentation           CC
NY              Cash Out Refinance                    7.49     No Documentation             AA+
PA              Purchase                              6.55     Stated Income Documentation  AA+
NY              Cash Out Refinance                    10.9     Full Documentation           AA+
FL              Cash Out Refinance                    6.75     Stated Income Documentation  AA+
CA              Purchase                               6.5     Full Documentation           AA+
FL              Cash Out Refinance                    9.35     Full Documentation           AA+
CA              Purchase                              6.85     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.34     No Documentation             AA+
HI              Cash Out Refinance                    6.95     Stated Income Documentation  AA+
CA              Purchase                               6.3     Stated Income Documentation  AA+
VA              Cash Out Refinance                     7.6     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.09     Full Documentation           AA+
CA              Cash Out Refinance                    5.55     Full Documentation           AA+
HI              Purchase                              6.75     Stated Income Documentation  AA+
VA              Cash Out Refinance                    9.99     Full Documentation           B
FL              Cash Out Refinance                    11.6     Full Documentation           CC
NJ              Cash Out Refinance                   5.375     Stated Income Documentation  AA+
MD              Cash Out Refinance                    5.99     Full Documentation           AA+
OR              Cash Out Refinance                    8.25     Full Documentation           AA+
NJ              Cash Out Refinance                    5.84     Stated Income Documentation  AA+
NY              Cash Out Refinance                   6.625     Stated Income Documentation  AA+
MA              Cash Out Refinance                    6.95     Stated Income Documentation  AA+
FL              Cash Out Refinance                    9.95     Stated Income Documentation  AA+
FL              Purchase                               7.5     Stated Income Documentation  AA+
NY              Purchase                             8.675     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.55     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.65     Full Documentation           AA+
NC              Rate/Term Refinance                   7.39     Stated Income Documentation  AA+
NY              Rate/Term Refinance                    8.4     Stated Income Documentation  AA+
TN              Purchase                              7.59     Stated Income Documentation  AA+
IA              Cash Out Refinance                    9.94     Stated Income Documentation  B
RI              Cash Out Refinance                    7.55     No Documentation             AA+
FL              Cash Out Refinance                   10.55     Full Documentation           B
CA              Purchase                              6.79     Stated Income Documentation  AA+
NJ              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
FL              Cash Out Refinance                    7.69     Full Documentation           AA+
IA              Cash Out Refinance                    10.8     Stated Income Documentation  C
FL              Purchase                              7.59     Full Documentation           AA+
PA              Rate/Term Refinance                   9.85     Full Documentation           B
PA              Rate/Term Refinance                    9.9     Full Documentation           C
NJ              Purchase                              7.95     Stated Income Documentation  AA+
PA              Rate/Term Refinance                    7.8     Full Documentation           AA+
CO              Cash Out Refinance                     9.7     Full Documentation           AA+
VA              Cash Out Refinance                    8.25     Full Documentation           B
PA              Cash Out Refinance                     7.1     Full Documentation           AA+
VA              Purchase                              7.65     Stated Income Documentation  AA+
MO              Cash Out Refinance                     9.9     Full Documentation           AA
CA              Cash Out Refinance                    5.75     Full Documentation           AA+
CA              Purchase                              6.55     Stated Income Documentation  AA+
NY              Cash Out Refinance                    7.19     Full Documentation           AA+
IN              Purchase                              6.55     Full Documentation           AA+
NY              Purchase                              6.15     Stated Income Documentation  AA+
MA              Cash Out Refinance                    7.75     Stated Income Documentation  AA+
MA              Cash Out Refinance                    8.05     Stated Income Documentation  AA+
CA              Cash Out Refinance                    7.35     Full Documentation           AA+
AZ              Cash Out Refinance                    7.14     Full Documentation           AA
CA              Cash Out Refinance                    6.22     Stated Income Documentation  AA+
CA              Purchase                              6.35     Stated Income Documentation  AA+
CA              Purchase                               6.9     Stated Income Documentation  AA+
NY              Cash Out Refinance                    6.85     Full Documentation           AA+
MA              Cash Out Refinance                     8.6     Full Documentation           AA+
MA              Purchase                              6.75     Stated Income Documentation  AA+
ME              Cash Out Refinance                    10.8     Stated Income Documentation  B
NY              Cash Out Refinance                   6.375     Stated Income Documentation  AA+
NY              Purchase                               6.7     Stated Income Documentation  AA+
NY              Purchase                               7.6     Stated Income Documentation  AA+
VA              Purchase                               5.6     Stated Income Documentation  AA+
TX              Purchase                               6.8     Stated Income Documentation  AA+
CA              Cash Out Refinance                   5.788     Full Documentation           AA+
PA              Cash Out Refinance                    7.55     Full Documentation           AA+
PA              Cash Out Refinance                     7.5     Full Documentation           AA+
MA              Cash Out Refinance                    7.55     Stated Income Documentation  AA
NY              Cash Out Refinance                    5.99     Full Documentation           AA+
NY              Rate/Term Refinance                    7.4     Stated Income Documentation  B
IN              Purchase                               7.8     Full Documentation           AA+
CA              Purchase                              6.55     Full Documentation           AA+
CA              Cash Out Refinance                    8.99     Stated Income Documentation  AA+
WY              Purchase                               8.8     Stated Income Documentation  AA+
OR              Rate/Term Refinance                      8     Full Documentation           AA+
MA              Purchase                              6.99     Stated Income Documentation  AA+
MA              Cash Out Refinance                    6.44     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.99     Full Documentation           AA+
CA              Purchase                               6.1     Stated Income Documentation  AA+
TX              Cash Out Refinance                     9.5     Stated Income Documentation  B
CA              Cash Out Refinance                    6.35     Full Documentation           AA
CO              Cash Out Refinance                    5.75     Full Documentation           AA+
MI              Cash Out Refinance                    10.3     Full Documentation           B
IN              Cash Out Refinance                   10.15     Full Documentation           A
MO              Purchase                              7.15     Stated Income Documentation  AA+
MA              Cash Out Refinance                    9.55     Stated Income Documentation  AA+
NY              Cash Out Refinance                    5.55     Full Documentation           AA+
NY              Cash Out Refinance                  10.875     Stated Income Documentation  AA+
MO              Rate/Term Refinance                  11.95     Full Documentation           C
FL              Purchase                               8.5     Full Documentation           AA+
FL              Cash Out Refinance                    6.19     Full Documentation           AA+
FL              Cash Out Refinance                    7.75     Stated Income Documentation  AA+
NY              Cash Out Refinance                     7.1     No Documentation             AA+
VA              Cash Out Refinance                       8     Stated Income Documentation  AA+
CA              Cash Out Refinance                     6.2     Stated Income Documentation  AA+
CA              Cash Out Refinance                    7.35     Full Documentation           B
NJ              Purchase                              7.05     Stated Income Documentation  AA+
MA              Cash Out Refinance                     6.5     Full Documentation           AA
CA              Purchase                              5.59     Stated Income Documentation  AA+
MI              Cash Out Refinance                    10.8     Full Documentation           C
SC              Purchase                             10.25     Stated Income Documentation  AA+
CA              Purchase                              5.05     Full Documentation           AA+
CA              Cash Out Refinance                    4.99     Full Documentation           B
NJ              Cash Out Refinance                    6.95     Full Documentation           AA+
NJ              Cash Out Refinance                   8.125     Stated Income Documentation  AA
NY              Purchase                              6.29     Stated Income Documentation  AA+
CA              Purchase                              5.85     Stated Income Documentation  AA+
NJ              Cash Out Refinance                    6.75     Full Documentation           AA+
AZ              Cash Out Refinance                    6.99     Stated Income Documentation  AA+
PA              Purchase                               6.6     Full Documentation           AA+
PA              Cash Out Refinance                    9.15     Full Documentation           AA+
TX              Cash Out Refinance                    10.2     Stated Income Documentation  AA
WA              Cash Out Refinance                    5.35     Full Documentation           AA
VA              Cash Out Refinance                       9     Full Documentation           AA+
CA              Purchase                               6.5     Stated Income Documentation  AA+
OK              Cash Out Refinance                    8.65     Full Documentation           AA+
CA              Purchase                              6.45     Stated Income Documentation  AA+
NY              Cash Out Refinance                    5.99     Full Documentation           A
MA              Cash Out Refinance                     6.3     Stated Income Documentation  AA+
LA              Cash Out Refinance                    9.35     Full Documentation           C
MD              Cash Out Refinance                    6.55     Full Documentation           AA+
NV              Purchase                              6.45     Stated Income Documentation  AA+
NY              Purchase                              6.75     Stated Income Documentation  AA+
OH              Purchase                               7.9     Full Documentation           AA+
FL              Cash Out Refinance                   10.99     Full Documentation           CC
VA              Cash Out Refinance                     7.2     Full Documentation           AA
MA              Cash Out Refinance                    6.95     Full Documentation           AA
FL              Cash Out Refinance                    7.65     Stated Income Documentation  A
CA              Cash Out Refinance                    5.95     Full Documentation           AA
MA              Cash Out Refinance                     7.5     Stated Income Documentation  AA+
CA              Cash Out Refinance                     6.1     Full Documentation           AA+
CA              Purchase                               6.2     Stated Income Documentation  AA+
NY              Purchase                              6.15     Stated Income Documentation  AA+
FL              Purchase                               8.4     Full Documentation           AA+
FL              Cash Out Refinance                     7.1     Stated Income Documentation  AA+
VA              Cash Out Refinance                     6.5     Full Documentation           AA+
NY              Cash Out Refinance                   6.925     Stated Income Documentation  AA+
HI              Cash Out Refinance                    7.69     Stated Income Documentation  AA
VA              Cash Out Refinance                     8.7     Stated Income Documentation  AA
CA              Purchase                              5.99     Stated Income Documentation  AA+
CA              Purchase                              6.95     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.85     Full Documentation           AA
CA              Purchase                              6.85     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.35     Stated Income Documentation  A
CA              Cash Out Refinance                    6.25     Full Documentation           AA+
CA              Cash Out Refinance                    6.85     Full Documentation           AA+
PA              Cash Out Refinance                     7.4     Stated Income Documentation  AA+
CA              Cash Out Refinance                     7.2     Full Documentation           AA+
AR              Cash Out Refinance                   10.75     Full Documentation           B
NY              Cash Out Refinance                    8.15     Stated Income Documentation  AA+
NY              Cash Out Refinance                    7.25     Stated Income Documentation  AA+
NY              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
CA              Cash Out Refinance                     6.4     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.25     Full Documentation           AA+
CA              Cash Out Refinance                    7.45     Full Documentation           AA+
VA              Cash Out Refinance                      10     Full Documentation           AA
CO              Purchase                                 7     Full Documentation           AA+
CA              Cash Out Refinance                    7.25     Full Documentation           AA+
CA              Cash Out Refinance                     5.5     Full Documentation           AA+
VA              Cash Out Refinance                    9.85     Full Documentation           B
VA              Cash Out Refinance                    6.02     Stated Income Documentation  AA+
NJ              Cash Out Refinance                    7.45     Stated Income Documentation  AA+
CA              Purchase                              6.15     Stated Income Documentation  AA+
TX              Cash Out Refinance                   10.65     Stated Income Documentation  AA
TX              Cash Out Refinance                   6.525     Stated Income Documentation  B
CA              Cash Out Refinance                   8.275     Full Documentation           AA+
CA              Cash Out Refinance                    6.55     Full Documentation           AA+
MD              Cash Out Refinance                    6.35     Stated Income Documentation  AA+
CA              Purchase                              6.05     Stated Income Documentation  AA+
NY              Cash Out Refinance                     8.4     Full Documentation           A
NH              Cash Out Refinance                     7.2     Full Documentation           AA
IL              Cash Out Refinance                    8.95     Full Documentation           AA
AR              Cash Out Refinance                    9.55     Stated Income Documentation  AA
NJ              Cash Out Refinance                     7.6     Full Documentation           AA+
TX              Cash Out Refinance                     9.6     Stated Income Documentation  AA
CA              Cash Out Refinance                   7.875     Full Documentation           AA
MA              Cash Out Refinance                     5.8     Stated Income Documentation  AA+
FL              Cash Out Refinance                     7.8     Stated Income Documentation  AA
CA              Cash Out Refinance                     5.9     Full Documentation           AA+
CA              Cash Out Refinance                    7.99     Stated Income Documentation  A
NC              Cash Out Refinance                    9.25     Stated Income Documentation  AA+
FL              Cash Out Refinance                    7.64     Stated Income Documentation  AA+
MA              Cash Out Refinance                    6.65     Stated Income Documentation  AA+
MA              Cash Out Refinance                     7.1     Full Documentation           AA+
CA              Cash Out Refinance                     6.3     Stated Income Documentation  AA+
MI              Cash Out Refinance                    6.95     No Documentation             AA+
SC              Cash Out Refinance                    7.15     Full Documentation           AA+
FL              Cash Out Refinance                     6.7     Full Documentation           AA+
CA              Cash Out Refinance                    5.65     Full Documentation           AA+
FL              Cash Out Refinance                    6.75     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.99     Stated Income Documentation  C
CA              Cash Out Refinance                     7.7     Full Documentation           AA+
CO              Cash Out Refinance                   6.325     Full Documentation           AA+
MD              Cash Out Refinance                     8.4     Stated Income Documentation  AA+
FL              Purchase                              6.45     Stated Income Documentation  AA+
AZ              Cash Out Refinance                     7.7     Full Documentation           AA+
CA              Cash Out Refinance                    5.65     Full Documentation           AA+
VA              Cash Out Refinance                    9.15     Stated Income Documentation  AA+
AZ              Purchase                              7.35     Stated Income Documentation  AA+
AZ              Cash Out Refinance                    7.45     Stated Income Documentation  AA+
FL              Cash Out Refinance                    7.85     Full Documentation           AA+
CA              Cash Out Refinance                     5.6     Full Documentation           AA+
CA              Cash Out Refinance                   6.425     Full Documentation           AA+
FL              Cash Out Refinance                    6.45     Full Documentation           AA+
AZ              Rate/Term Refinance                   8.45     Full Documentation           AA
NY              Cash Out Refinance                    5.85     Full Documentation           AA+
NY              Purchase                               8.2     Stated Income Documentation  B
CA              Purchase                              5.99     Stated Income Documentation  AA+
CA              Purchase                              6.05     Stated Income Documentation  AA+
CA              Purchase                              5.95     Stated Income Documentation  AA+
UT              Purchase                              7.85     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.85     Stated Income Documentation  AA+
MI              Cash Out Refinance                    7.55     Full Documentation           AA+
CT              Purchase                               6.6     Stated Income Documentation  AA+
NY              Rate/Term Refinance                   7.15     Stated Income Documentation  AA+
NV              Rate/Term Refinance                   7.25     Full Documentation           AA+
NJ              Cash Out Refinance                    7.15     Full Documentation           AA+
CA              Cash Out Refinance                    5.95     Full Documentation           AA+
CA              Cash Out Refinance                     5.9     Full Documentation           AA+
FL              Cash Out Refinance                     8.7     Stated Income Documentation  AA
CA              Purchase                              5.95     Stated Income Documentation  AA+
MI              Cash Out Refinance                    8.95     Full Documentation           AA+
MI              Purchase                               7.6     Full Documentation           AA+
CO              Rate/Term Refinance                   6.85     Full Documentation           AA+
MI              Purchase                             11.05     Stated Income Documentation  B
FL              Cash Out Refinance                     6.8     Full Documentation           AA+
NY              Rate/Term Refinance                   7.14     Stated Income Documentation  AA+
PA              Cash Out Refinance                    7.15     Full Documentation           AA+
MA              Cash Out Refinance                    6.49     Stated Income Documentation  AA+
FL              Cash Out Refinance                    6.55     Stated Income Documentation  AA+
UT              Rate/Term Refinance                      7     Full Documentation           AA
CO              Cash Out Refinance                    5.95     Full Documentation           AA+
NY              Cash Out Refinance                     5.8     Full Documentation           AA+
AR              Purchase                               7.8     Stated Income Documentation  AA+
GA              Cash Out Refinance                   7.925     Full Documentation           AA+
FL              Cash Out Refinance                     7.6     Full Documentation           AA+
AL              Cash Out Refinance                    7.85     Stated Income Documentation  A
NY              Rate/Term Refinance                      6     Full Documentation           AA+
CA              Cash Out Refinance                    6.25     Stated Income Documentation  AA+
MO              Cash Out Refinance                    9.75     Stated Income Documentation  B
NV              Cash Out Refinance                    7.55     Full Documentation           AA+
CA              Cash Out Refinance                     9.6     Stated Income Documentation  B
CA              Cash Out Refinance                    6.25     Full Documentation           AA+
CA              Cash Out Refinance                    6.25     Full Documentation           AA+
MI              Cash Out Refinance                     8.9     Full Documentation           B
AZ              Cash Out Refinance                     6.8     Stated Income Documentation  AA+
IL              Rate/Term Refinance                   8.55     Full Documentation           AA+
CA              Purchase                              5.65     Stated Income Documentation  AA+
FL              Cash Out Refinance                    6.55     Full Documentation           AA+
FL              Cash Out Refinance                       6     Stated Income Documentation  AA+
TX              Cash Out Refinance                   10.15     Stated Income Documentation  AA
TX              Cash Out Refinance                     8.1     Stated Income Documentation  AA
MD              Cash Out Refinance                   7.575     Full Documentation           AA+
MI              Cash Out Refinance                    7.95     Full Documentation           AA+
IA              Rate/Term Refinance                   9.35     Stated Income Documentation  AA+
CA              Purchase                               5.4     Stated Income Documentation  AA+
NH              Cash Out Refinance                   11.65     Stated Income Documentation  C
NE              Cash Out Refinance                     8.5     Full Documentation           AA+
VA              Purchase                               6.5     Full Documentation           AA+
CA              Cash Out Refinance                     7.1     Stated Income Documentation  AA
CO              Cash Out Refinance                    6.84     Full Documentation           AA
NY              Cash Out Refinance                     6.5     Stated Income Documentation  AA+
TX              Purchase                              8.24     Full Documentation           AA+
NY              Cash Out Refinance                    6.54     Full Documentation           AA+
AL              Cash Out Refinance                     8.2     Stated Income Documentation  AA
MI              Rate/Term Refinance                    9.8     Full Documentation           C
CA              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
NY              Purchase                              6.99     Stated Income Documentation  AA+
NY              Cash Out Refinance                     9.3     Stated Income Documentation  A
RI              Rate/Term Refinance                   9.89     Full Documentation           B
CT              Cash Out Refinance                    6.75     Stated Income Documentation  A
FL              Cash Out Refinance                    6.85     Stated Income Documentation  B
NY              Cash Out Refinance                     7.8     Stated Income Documentation  AA
FL              Cash Out Refinance                     7.5     Stated Income Documentation  A
UT              Cash Out Refinance                     5.9     Stated Income Documentation  AA+
PA              Cash Out Refinance                    11.3     Full Documentation           AA+
PA              Cash Out Refinance                   11.55     Stated Income Documentation  B
AZ              Cash Out Refinance                     7.3     Full Documentation           AA+
CA              Purchase                               7.7     Stated Income Documentation  AA+
VA              Cash Out Refinance                     9.4     Full Documentation           C
CA              Cash Out Refinance                    5.95     Full Documentation           AA+
CA              Cash Out Refinance                    5.25     Full Documentation           AA+
CA              Cash Out Refinance                       7     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.75     Stated Income Documentation  AA+
CA              Purchase                               5.7     Stated Income Documentation  AA+
CA              Cash Out Refinance                     5.7     Stated Income Documentation  AA+
CA              Purchase                              5.35     Stated Income Documentation  AA+
CA              Purchase                               5.5     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.04     Full Documentation           AA+
CA              Purchase                              5.95     Stated Income Documentation  AA+
CA              Purchase                              5.85     Stated Income Documentation  AA+
CA              Purchase                               6.8     Stated Income Documentation  AA+
IL              Cash Out Refinance                    6.85     Stated Income Documentation  AA+
MI              Rate/Term Refinance                   10.5     Full Documentation           A
NJ              Cash Out Refinance                     7.8     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.75     Stated Income Documentation  AA+
CA              Cash Out Refinance                     5.7     Full Documentation           AA+
MI              Rate/Term Refinance                      9     Full Documentation           B
DC              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
FL              Cash Out Refinance                    11.1     Stated Income Documentation  AA+
CA              Purchase                               5.7     Stated Income Documentation  AA+
MA              Cash Out Refinance                    6.45     Stated Income Documentation  AA+
NY              Cash Out Refinance                     6.3     Full Documentation           AA+
NY              Cash Out Refinance                    9.25     Stated Income Documentation  B
IN              Cash Out Refinance                     7.7     Full Documentation           AA
WY              Cash Out Refinance                    7.85     Stated Income Documentation  AA+
NH              Cash Out Refinance                   6.475     Stated Income Documentation  AA+
CA              Cash Out Refinance                   10.05     Full Documentation           C
CA              Purchase                               6.8     Stated Income Documentation  AA+
MI              Cash Out Refinance                     8.7     Full Documentation           AA+
PA              Cash Out Refinance                    6.15     Stated Income Documentation  AA+
CA              Purchase                               6.7     Stated Income Documentation  AA+
CA              Cash Out Refinance                   6.625     Stated Income Documentation  AA+
CA              Purchase                              7.85     Stated Income Documentation  AA+
VA              Cash Out Refinance                    7.05     Full Documentation           C
CA              Cash Out Refinance                     6.7     Stated Income Documentation  AA+
MI              Cash Out Refinance                   11.15     Full Documentation           AA
AZ              Cash Out Refinance                     7.1     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.95     Stated Income Documentation  AA+
CA              Purchase                               6.2     Stated Income Documentation  AA+
CA              Purchase                              6.45     Stated Income Documentation  AA+
FL              Cash Out Refinance                    6.89     Stated Income Documentation  AA+
FL              Purchase                             10.65     Stated Income Documentation  AA+
CA              Cash Out Refinance                   11.75     Full Documentation           CC
CA              Purchase                               5.5     Stated Income Documentation  AA+
PA              Cash Out Refinance                    11.5     Full Documentation           AA+
IN              Cash Out Refinance                   10.05     Full Documentation           AA+
NY              Cash Out Refinance                    8.05     Stated Income Documentation  A
MI              Cash Out Refinance                     7.9     No Documentation             AA+
CA              Cash Out Refinance                    5.85     Full Documentation           AA+
CA              Cash Out Refinance                    6.15     Full Documentation           AA+
IN              Rate/Term Refinance                   10.2     Full Documentation           AA+
NY              Cash Out Refinance                    6.99     Stated Income Documentation  AA+
CA              Purchase                               6.8     Stated Income Documentation  AA+
CA              Purchase                              5.95     Stated Income Documentation  AA+
FL              Cash Out Refinance                    7.69     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.25     Stated Income Documentation  AA+
FL              Purchase                              7.45     Stated Income Documentation  AA+
CA              Cash Out Refinance                     8.4     Stated Income Documentation  AA+
NV              Purchase                               7.2     Stated Income Documentation  AA+
AR              Cash Out Refinance                    6.95     Full Documentation           AA+
CA              Purchase                              5.85     Stated Income Documentation  AA+
VT              Cash Out Refinance                     6.2     Stated Income Documentation  AA+
MD              Rate/Term Refinance                    9.3     Stated Income Documentation  AA
CA              Cash Out Refinance                    7.25     Stated Income Documentation  AA+
FL              Cash Out Refinance                    9.85     Stated Income Documentation  AA
FL              Cash Out Refinance                       6     No Documentation             AA+
ME              Cash Out Refinance                    8.65     Stated Income Documentation  AA+
CA              Rate/Term Refinance                   6.05     Full Documentation           AA+
GA              Cash Out Refinance                   12.25     Stated Income Documentation  CC
TX              Purchase                              9.05     Full Documentation           AA+
NJ              Cash Out Refinance                    6.75     Stated Income Documentation  AA+
CA              Cash Out Refinance                     6.2     Stated Income Documentation  AA+
CA              Cash Out Refinance                    8.54     Stated Income Documentation  AA+
NY              Cash Out Refinance                    6.95     Full Documentation           AA+
FL              Cash Out Refinance                    9.79     Full Documentation           B
NJ              Cash Out Refinance                    6.75     Stated Income Documentation  AA+
NJ              Cash Out Refinance                    6.35     Stated Income Documentation  AA+
CA              Purchase                               6.2     Stated Income Documentation  AA+
CA              Purchase                              7.55     Stated Income Documentation  AA+
CA              Cash Out Refinance                    7.18     Stated Income Documentation  AA+
AZ              Cash Out Refinance                   10.55     Stated Income Documentation  CC
MI              Cash Out Refinance                    9.25     Full Documentation           AA+
NY              Cash Out Refinance                    7.15     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.35     Full Documentation           AA+
MD              Cash Out Refinance                   11.25     Stated Income Documentation  AA+
CA              Purchase                              5.05     Stated Income Documentation  AA+
CA              Purchase                              6.65     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.25     Full Documentation           AA
CA              Cash Out Refinance                    6.45     Stated Income Documentation  AA+
NY              Cash Out Refinance                     6.4     Full Documentation           AA+
CA              Purchase                              6.05     Stated Income Documentation  AA+
CA              Purchase                              6.45     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.95     Full Documentation           AA
CA              Cash Out Refinance                     5.8     Stated Income Documentation  AA+
CA              Purchase                              6.05     Stated Income Documentation  AA+
CA              Purchase                               5.9     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.95     Stated Income Documentation  AA+
CA              Purchase                               5.9     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.75     Full Documentation           AA+
CA              Cash Out Refinance                     5.4     Full Documentation           AA+
CA              Cash Out Refinance                    6.15     Full Documentation           AA+
CA              Purchase                              6.05     Stated Income Documentation  AA+
CA              Purchase                               5.6     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.85     Stated Income Documentation  AA+
TN              Cash Out Refinance                    10.4     Stated Income Documentation  B
ME              Cash Out Refinance                     8.5     Stated Income Documentation  AA+
NY              Cash Out Refinance                     7.8     Full Documentation           AA+
FL              Cash Out Refinance                    8.05     Full Documentation           AA+
NY              Purchase                             6.265     Stated Income Documentation  AA+
MD              Cash Out Refinance                    6.95     Full Documentation           AA+
CA              Cash Out Refinance                     5.6     Full Documentation           AA+
CA              Cash Out Refinance                     7.8     Lite Documentation           AA+
CA              Cash Out Refinance                    6.75     Full Documentation           AA+
AZ              Cash Out Refinance                    6.65     Full Documentation           AA+
CA              Cash Out Refinance                    6.35     Stated Income Documentation  AA+
FL              Cash Out Refinance                    6.25     Full Documentation           AA+
UT              Cash Out Refinance                     7.6     Stated Income Documentation  AA+
CA              Cash Out Refinance                     6.5     Full Documentation           AA+
UT              Cash Out Refinance                    7.65     Full Documentation           AA
CA              Cash Out Refinance                    6.65     Full Documentation           AA+
CA              Cash Out Refinance                    6.95     Full Documentation           AA+
NJ              Cash Out Refinance                   6.675     Stated Income Documentation  AA+
RI              Cash Out Refinance                    10.4     Stated Income Documentation  A
MI              Cash Out Refinance                   10.75     Full Documentation           C
AZ              Cash Out Refinance                    7.15     Full Documentation           AA+
CA              Cash Out Refinance                    7.99     Full Documentation           AA+
NY              Cash Out Refinance                    7.55     Stated Income Documentation  AA+
FL              Cash Out Refinance                    7.35     Full Documentation           AA
MA              Purchase                             7.375     Stated Income Documentation  AA+
IL              Cash Out Refinance                   11.15     Stated Income Documentation  AA+
CA              Cash Out Refinance                    7.55     Full Documentation           A
FL              Cash Out Refinance                     5.8     Stated Income Documentation  AA+
IL              Cash Out Refinance                     8.8     Stated Income Documentation  AA+
CA              Purchase                              5.85     Stated Income Documentation  AA+
AZ              Cash Out Refinance                    7.55     Stated Income Documentation  AA
CA              Cash Out Refinance                       6     Full Documentation           AA+
PA              Cash Out Refinance                    10.4     Stated Income Documentation  AA
CA              Cash Out Refinance                    5.75     Stated Income Documentation  AA+
CA              Purchase                              6.05     Stated Income Documentation  AA+
RI              Cash Out Refinance                    6.75     Full Documentation           AA+
CA              Cash Out Refinance                    5.55     Stated Income Documentation  AA+
RI              Cash Out Refinance                     6.8     Full Documentation           AA+
MI              Cash Out Refinance                     8.8     Full Documentation           AA+
FL              Cash Out Refinance                      10     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.99     Full Documentation           AA+
CA              Cash Out Refinance                    5.24     Full Documentation           AA+
NY              Cash Out Refinance                     8.5     Stated Income Documentation  AA+
CA              Cash Out Refinance                     6.5     Full Documentation           AA+
CA              Cash Out Refinance                    5.75     Full Documentation           AA+
ME              Rate/Term Refinance                   6.45     Stated Income Documentation  AA+
FL              Cash Out Refinance                    6.25     Stated Income Documentation  AA+
MI              Cash Out Refinance                    9.89     Full Documentation           AA
NJ              Cash Out Refinance                     7.7     Full Documentation           AA+
VA              Purchase                              7.89     Full Documentation           AA+
VA              Cash Out Refinance                    6.35     Full Documentation           AA+
TX              Cash Out Refinance                    10.7     Stated Income Documentation  AA
TX              Rate/Term Refinance                    8.2     Full Documentation           AA+
MI              Rate/Term Refinance                    8.5     Full Documentation           AA+
CA              Cash Out Refinance                     6.2     Stated Income Documentation  AA+
CA              Cash Out Refinance                     7.5     Full Documentation           AA
NY              Cash Out Refinance                    6.15     Stated Income Documentation  AA+
OR              Cash Out Refinance                     7.1     Full Documentation           AA+
FL              Cash Out Refinance                       7     Stated Income Documentation  AA+
CA              Cash Out Refinance                  10.696     Stated Income Documentation  A
NY              Cash Out Refinance                     7.5     Full Documentation           B
CA              Cash Out Refinance                    6.99     Full Documentation           A
FL              Cash Out Refinance                       7     Stated Income Documentation  AA+
CA              Cash Out Refinance                     6.2     Full Documentation           AA+
CA              Cash Out Refinance                     6.1     Full Documentation           AA+
NV              Cash Out Refinance                   6.875     Full Documentation           AA
NV              Cash Out Refinance                    6.44     Full Documentation           AA+
CA              Cash Out Refinance                    5.59     Full Documentation           AA+
OK              Rate/Term Refinance                    7.8     Stated Income Documentation  AA+
CT              Cash Out Refinance                     8.4     Full Documentation           AA
FL              Cash Out Refinance                    7.45     Stated Income Documentation  AA+
SC              Cash Out Refinance                    11.7     Stated Income Documentation  B
CA              Rate/Term Refinance                    6.6     Full Documentation           AA+
NH              Cash Out Refinance                    7.35     Stated Income Documentation  AA+
CT              Cash Out Refinance                    8.85     Stated Income Documentation  C
NY              Cash Out Refinance                    5.65     Full Documentation           AA+
FL              Cash Out Refinance                    8.05     Full Documentation           C
FL              Purchase                              7.25     Stated Income Documentation  AA+
CA              Purchase                               5.4     Stated Income Documentation  AA+
CA              Cash Out Refinance                     8.4     Stated Income Documentation  AA+
FL              Cash Out Refinance                    7.25     Full Documentation           AA+
VA              Cash Out Refinance                     7.6     No Documentation             AA+
CA              Cash Out Refinance                    7.14     Full Documentation           AA+
MO              Cash Out Refinance                   8.125     Full Documentation           AA+
CA              Cash Out Refinance                    5.75     Full Documentation           AA+
CA              Cash Out Refinance                    5.45     Full Documentation           AA+
CA              Purchase                             6.875     Stated Income Documentation  AA+
CA              Purchase                              6.44     Stated Income Documentation  AA+
CA              Purchase                              5.65     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.25     Stated Income Documentation  A
CA              Cash Out Refinance                     5.6     Full Documentation           AA+
CA              Cash Out Refinance                    5.99     Full Documentation           AA+
CA              Cash Out Refinance                    8.35     Stated Income Documentation  B
CA              Cash Out Refinance                    5.75     Full Documentation           AA+
CA              Cash Out Refinance                    5.99     Full Documentation           AA+
CA              Purchase                               5.2     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.25     Full Documentation           AA+
CA              Purchase                              9.75     Full Documentation           AA+
CA              Purchase                              6.65     Stated Income Documentation  AA+
CA              Purchase                               6.2     Stated Income Documentation  AA+
PA              Cash Out Refinance                     9.3     Stated Income Documentation  B
NY              Cash Out Refinance                    6.99     Full Documentation           AA+
NY              Cash Out Refinance                     7.5     Stated Income Documentation  A
CA              Cash Out Refinance                     7.9     Stated Income Documentation  A
CA              Cash Out Refinance                   5.765     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.15     Full Documentation           AA+
MD              Cash Out Refinance                     7.3     Full Documentation           B
NJ              Purchase                              8.45     Stated Income Documentation  AA+
CA              Cash Out Refinance                     5.6     Full Documentation           AA+
CA              Cash Out Refinance                     6.2     Full Documentation           AA+
CA              Cash Out Refinance                    6.34     Full Documentation           AA+
CA              Cash Out Refinance                    5.25     Full Documentation           AA+
CA              Cash Out Refinance                    5.25     Stated Income Documentation  AA+
IL              Cash Out Refinance                    8.99     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.15     Full Documentation           AA+
ME              Purchase                              8.95     Stated Income Documentation  AA+
VA              Cash Out Refinance                    10.6     Full Documentation           CC
CA              Cash Out Refinance                    5.75     Full Documentation           AA+
CA              Cash Out Refinance                     5.6     Full Documentation           AA+
CA              Cash Out Refinance                    7.45     Stated Income Documentation  AA
CA              Cash Out Refinance                   6.175     Full Documentation           AA+
CA              Purchase                              5.45     Stated Income Documentation  AA+
VA              Cash Out Refinance                     6.9     Full Documentation           AA+
CA              Purchase                              7.55     Stated Income Documentation  B
NY              Cash Out Refinance                    6.99     Stated Income Documentation  AA+
CT              Rate/Term Refinance                    6.7     Full Documentation           AA
MI              Rate/Term Refinance                   11.1     Full Documentation           CC
CA              Cash Out Refinance                    6.25     Full Documentation           AA+
FL              Cash Out Refinance                    7.25     Full Documentation           AA+
CA              Purchase                              5.95     Stated Income Documentation  AA+
NY              Cash Out Refinance                    6.99     Stated Income Documentation  AA+
CA              Rate/Term Refinance                    7.3     Stated Income Documentation  B
GA              Cash Out Refinance                     6.8     Stated Income Documentation  AA+
MI              Rate/Term Refinance                  10.65     Full Documentation           AA+
MA              Cash Out Refinance                     6.9     Stated Income Documentation  AA+
FL              Rate/Term Refinance                  12.05     Stated Income Documentation  B
CA              Cash Out Refinance                     7.8     Stated Income Documentation  AA
VA              Rate/Term Refinance                   8.05     Stated Income Documentation  B
IL              Cash Out Refinance                    7.45     Stated Income Documentation  AA+
RI              Cash Out Refinance                     6.3     Full Documentation           AA+
AL              Cash Out Refinance                    9.75     Stated Income Documentation  AA+
GA              Cash Out Refinance                    8.75     Stated Income Documentation  AA+
HI              Cash Out Refinance                    5.85     Stated Income Documentation  AA+
TX              Purchase                              8.35     Stated Income Documentation  AA+
FL              Cash Out Refinance                    8.95     Stated Income Documentation  B
NJ              Cash Out Refinance                    6.99     Stated Income Documentation  AA
MI              Cash Out Refinance                    10.5     Full Documentation           C
CA              Cash Out Refinance                    7.15     Stated Income Documentation  AA
MD              Cash Out Refinance                    7.99     Stated Income Documentation  A
CA              Purchase                              5.95     Stated Income Documentation  AA+
KY              Cash Out Refinance                     7.9     Full Documentation           AA+
IN              Cash Out Refinance                    8.65     Full Documentation           AA+
MA              Cash Out Refinance                    7.25     Stated Income Documentation  AA+
FL              Cash Out Refinance                    7.95     Stated Income Documentation  AA+
VA              Cash Out Refinance                   11.65     Full Documentation           C
CA              Cash Out Refinance                     6.3     Full Documentation           AA+
VA              Cash Out Refinance                     6.7     Stated Income Documentation  AA+
MD              Cash Out Refinance                     8.4     Stated Income Documentation  AA+
MN              Cash Out Refinance                    7.45     Full Documentation           AA+
FL              Purchase                              9.35     Full Documentation           AA+
MI              Cash Out Refinance                     6.3     Full Documentation           AA+
AZ              Rate/Term Refinance                  10.45     Stated Income Documentation  AA+
PA              Cash Out Refinance                    9.25     Stated Income Documentation  AA+
CA              Purchase                              5.85     Stated Income Documentation  AA+
AL              Cash Out Refinance                    10.3     Stated Income Documentation  C
MD              Rate/Term Refinance                   7.45     Full Documentation           AA+
MI              Cash Out Refinance                     7.1     Full Documentation           AA+
CA              Cash Out Refinance                    6.05     Full Documentation           AA+
CA              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.59     Stated Income Documentation  AA+
CA              Purchase                              5.99     Stated Income Documentation  AA+
CA              Cash Out Refinance                     5.8     Full Documentation           AA+
CA              Cash Out Refinance                     8.2     Stated Income Documentation  AA+
MA              Cash Out Refinance                    7.65     Stated Income Documentation  AA+
MA              Cash Out Refinance                    7.85     Stated Income Documentation  AA+
NY              Cash Out Refinance                    6.35     Stated Income Documentation  AA+
AZ              Cash Out Refinance                     8.2     Full Documentation           AA+
CA              Purchase                               6.1     Stated Income Documentation  AA+
CA              Cash Out Refinance                     5.8     Stated Income Documentation  AA+
MI              Cash Out Refinance                    7.65     Full Documentation           AA+
CA              Cash Out Refinance                    7.25     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.74     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.75     Full Documentation           AA+
MD              Cash Out Refinance                     7.9     Full Documentation           AA
CA              Purchase                              6.85     Stated Income Documentation  AA+
PA              Cash Out Refinance                     6.9     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.85     Stated Income Documentation  AA+
CA              Purchase                              9.75     Stated Income Documentation  AA+
CA              Cash Out Refinance                       6     Full Documentation           AA+
CA              Cash Out Refinance                    6.45     Full Documentation           AA+
OK              Cash Out Refinance                    9.15     Stated Income Documentation  AA+
CA              Cash Out Refinance                    7.25     Full Documentation           AA+
TN              Cash Out Refinance                   11.29     Stated Income Documentation  B
CA              Purchase                              5.65     Stated Income Documentation  AA+
MI              Cash Out Refinance                    9.75     Full Documentation           AA+
MI              Cash Out Refinance                    10.3     Full Documentation           C
IN              Rate/Term Refinance                  10.25     Full Documentation           AA
CA              Cash Out Refinance                     5.7     Full Documentation           AA+
UT              Cash Out Refinance                    8.69     Stated Income Documentation  AA
MO              Cash Out Refinance                    9.65     Stated Income Documentation  B
FL              Cash Out Refinance                    11.5     Stated Income Documentation  C
TX              Cash Out Refinance                     9.8     Stated Income Documentation  AA+
TX              Purchase                             10.15     Stated Income Documentation  AA+
FL              Cash Out Refinance                    7.65     Stated Income Documentation  AA+
HI              Purchase                               6.5     Stated Income Documentation  AA+
TN              Cash Out Refinance                   8.175     Stated Income Documentation  AA
FL              Cash Out Refinance                     8.4     Stated Income Documentation  AA
FL              Cash Out Refinance                   12.19     Stated Income Documentation  CC
NH              Cash Out Refinance                    6.99     Full Documentation           AA+
CA              Cash Out Refinance                   9.125     Stated Income Documentation  CC
CA              Cash Out Refinance                     7.4     Stated Income Documentation  AA+
CA              Cash Out Refinance                   5.875     Full Documentation           AA+
CA              Cash Out Refinance                    7.35     Stated Income Documentation  A
CA              Cash Out Refinance                     6.4     Stated Income Documentation  AA+
CA              Rate/Term Refinance                   6.75     Stated Income Documentation  AA+
PA              Purchase                               7.7     Stated Income Documentation  AA+
FL              Cash Out Refinance                    6.45     Stated Income Documentation  AA+
CA              Purchase                              5.55     Stated Income Documentation  AA+
VA              Cash Out Refinance                   10.84     Stated Income Documentation  B
MI              Cash Out Refinance                     9.2     Full Documentation           AA+
CA              Rate/Term Refinance                    5.6     Full Documentation           AA+
CA              Cash Out Refinance                    6.25     Stated Income Documentation  AA+
CA              Cash Out Refinance                     5.6     Stated Income Documentation  AA+
CA              Purchase                               6.8     Stated Income Documentation  AA+
CA              Cash Out Refinance                    9.15     Stated Income Documentation  AA+
CA              Cash Out Refinance                     5.6     Full Documentation           AA+
NY              Cash Out Refinance                    6.35     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.59     Full Documentation           AA+
CA              Cash Out Refinance                     5.1     Full Documentation           AA+
NY              Cash Out Refinance                    8.35     Stated Income Documentation  AA+
PA              Cash Out Refinance                   10.05     Stated Income Documentation  B
VA              Cash Out Refinance                    10.5     Full Documentation           CC
VA              Cash Out Refinance                    8.46     Full Documentation           AA
FL              Cash Out Refinance                    7.25     Stated Income Documentation  AA
CA              Cash Out Refinance                     6.3     Full Documentation           AA+
MA              Cash Out Refinance                   7.225     Stated Income Documentation  AA+
NY              Cash Out Refinance                     6.7     Stated Income Documentation  AA+
MI              Rate/Term Refinance                  11.15     Full Documentation           CC
MA              Cash Out Refinance                    6.15     Stated Income Documentation  AA+
CA              Cash Out Refinance                     5.7     Full Documentation           AA+
NV              Cash Out Refinance                     7.8     Full Documentation           AA+
NY              Cash Out Refinance                       8     Stated Income Documentation  AA+
NY              Rate/Term Refinance                   5.75     Full Documentation           AA+
FL              Cash Out Refinance                    5.49     Stated Income Documentation  AA+
VT              Cash Out Refinance                    7.15     Stated Income Documentation  AA+
MA              Cash Out Refinance                     6.4     Stated Income Documentation  AA+
TN              Cash Out Refinance                     8.7     Stated Income Documentation  AA+
MI              Cash Out Refinance                     9.4     Full Documentation           AA
CA              Rate/Term Refinance                   5.99     Stated Income Documentation  AA+
MI              Cash Out Refinance                    10.4     Full Documentation           C
FL              Cash Out Refinance                    7.25     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.95     Stated Income Documentation  A
NJ              Cash Out Refinance                     7.6     Full Documentation           AA+
NV              Cash Out Refinance                     5.4     Stated Income Documentation  AA+
NJ              Cash Out Refinance                    7.25     Stated Income Documentation  AA+
CA              Purchase                              5.35     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.75     Stated Income Documentation  AA+
IL              Rate/Term Refinance                   7.45     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.45     Stated Income Documentation  AA+
VA              Cash Out Refinance                     7.2     Full Documentation           AA+
VA              Cash Out Refinance                     8.5     Full Documentation           AA+
VT              Rate/Term Refinance                    9.7     Stated Income Documentation  B
FL              Cash Out Refinance                    9.85     Stated Income Documentation  B
MA              Cash Out Refinance                    5.95     Stated Income Documentation  AA+
MA              Cash Out Refinance                    6.95     Stated Income Documentation  AA+
MA              Cash Out Refinance                    6.35     Stated Income Documentation  AA+
NY              Cash Out Refinance                    6.62     Full Documentation           AA+
CA              Cash Out Refinance                   6.125     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.35     Full Documentation           AA+
CA              Cash Out Refinance                    6.25     Stated Income Documentation  AA+
TX              Cash Out Refinance                    7.55     Stated Income Documentation  AA+
CA              Cash Out Refinance                     6.5     Stated Income Documentation  AA+
MA              Cash Out Refinance                    6.59     Stated Income Documentation  AA+
GA              Rate/Term Refinance                    8.3     Full Documentation           AA+
OR              Rate/Term Refinance                    7.4     Full Documentation           AA+
CA              Cash Out Refinance                     7.6     Stated Income Documentation  AA+
PA              Cash Out Refinance                     7.8     Full Documentation           AA+
CA              Purchase                              5.35     Full Documentation           AA+
FL              Cash Out Refinance                    6.69     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.25     Stated Income Documentation  AA+
IL              Cash Out Refinance                    11.8     Stated Income Documentation  B
MN              Cash Out Refinance                    7.95     Full Documentation           AA+
CA              Cash Out Refinance                     9.1     Full Documentation           A
MD              Cash Out Refinance                    7.15     Stated Income Documentation  AA+
FL              Cash Out Refinance                    7.15     Full Documentation           AA+
NY              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
NY              Cash Out Refinance                     8.3     Stated Income Documentation  AA+
NY              Cash Out Refinance                    6.25     Stated Income Documentation  AA+
NY              Cash Out Refinance                     6.2     Stated Income Documentation  AA+
NY              Cash Out Refinance                     7.1     Stated Income Documentation  AA+
CO              Cash Out Refinance                     8.9     Full Documentation           AA+
IL              Cash Out Refinance                    8.45     Stated Income Documentation  AA+
NJ              Cash Out Refinance                    6.99     Stated Income Documentation  AA+
MA              Cash Out Refinance                    7.35     Stated Income Documentation  AA+
CA              Cash Out Refinance                   5.725     Full Documentation           AA+
NJ              Cash Out Refinance                     6.1     Stated Income Documentation  AA+
NY              Cash Out Refinance                     6.7     Stated Income Documentation  AA+
MI              Cash Out Refinance                     9.3     Stated Income Documentation  B
NJ              Cash Out Refinance                    7.95     Stated Income Documentation  AA+
CA              Cash Out Refinance                     5.8     Stated Income Documentation  AA+
NY              Cash Out Refinance                    5.84     Full Documentation           AA+
WA              Cash Out Refinance                    7.25     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.65     Full Documentation           AA+
VA              Cash Out Refinance                    7.99     Stated Income Documentation  B
MA              Cash Out Refinance                    5.35     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.75     Stated Income Documentation  AA+
CA              Cash Out Refinance                    8.59     Stated Income Documentation  AA+
NJ              Cash Out Refinance                   6.075     Stated Income Documentation  AA+
MA              Cash Out Refinance                     6.1     Stated Income Documentation  AA+
WA              Cash Out Refinance                    5.64     Full Documentation           AA+
CA              Cash Out Refinance                    6.95     Full Documentation           AA+
CA              Cash Out Refinance                       6     Stated Income Documentation  AA+
MA              Cash Out Refinance                    6.75     Stated Income Documentation  AA+
VA              Cash Out Refinance                     8.6     Stated Income Documentation  AA
OK              Cash Out Refinance                   10.45     Stated Income Documentation  AA+
CA              Cash Out Refinance                     6.8     Stated Income Documentation  AA+
CA              Cash Out Refinance                    7.35     Stated Income Documentation  AA+
FL              Cash Out Refinance                    7.05     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.99     Full Documentation           AA
VA              Cash Out Refinance                     8.2     Full Documentation           AA+
VA              Cash Out Refinance                    6.75     Full Documentation           AA+
PA              Cash Out Refinance                    9.65     Stated Income Documentation  AA+
CA              Cash Out Refinance                     5.3     Full Documentation           AA+
CA              Cash Out Refinance                    5.65     Full Documentation           AA+
CA              Cash Out Refinance                     5.4     Full Documentation           AA+
CA              Cash Out Refinance                    5.74     Full Documentation           AA+
CA              Cash Out Refinance                    5.55     Full Documentation           AA+
NJ              Cash Out Refinance                     9.8     Stated Income Documentation  AA+
FL              Cash Out Refinance                    6.84     Full Documentation           AA+
CA              Cash Out Refinance                     7.4     Stated Income Documentation  AA+
MA              Cash Out Refinance                     7.2     Stated Income Documentation  B
PA              Purchase                              7.45     Stated Income Documentation  AA+
VA              Cash Out Refinance                    5.94     Stated Income Documentation  AA+
VA              Cash Out Refinance                    7.95     Stated Income Documentation  A
PA              Cash Out Refinance                     9.8     Full Documentation           CC
AL              Cash Out Refinance                     9.1     Stated Income Documentation  AA+
NJ              Cash Out Refinance                    7.94     Stated Income Documentation  AA+
MA              Cash Out Refinance                    6.95     Stated Income Documentation  AA+
CA              Purchase                              7.05     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.74     Stated Income Documentation  AA
MI              Purchase                              9.65     Stated Income Documentation  AA+
ID              Cash Out Refinance                    8.35     Stated Income Documentation  AA
MA              Cash Out Refinance                     6.2     Stated Income Documentation  AA+
NY              Cash Out Refinance                  11.275     Stated Income Documentation  AA
MD              Rate/Term Refinance                      7     Full Documentation           AA+
CA              Cash Out Refinance                    6.85     Stated Income Documentation  AA+
MA              Cash Out Refinance                    7.14     Stated Income Documentation  AA+
FL              Cash Out Refinance                    6.95     Stated Income Documentation  AA+
MA              Cash Out Refinance                    6.24     Stated Income Documentation  AA+
MD              Cash Out Refinance                    7.85     Full Documentation           AA+
FL              Cash Out Refinance                     7.8     Stated Income Documentation  AA
VA              Cash Out Refinance                   11.05     Stated Income Documentation  C
MA              Cash Out Refinance                    6.15     Stated Income Documentation  AA+
FL              Cash Out Refinance                    7.85     Stated Income Documentation  AA+
FL              Cash Out Refinance                    6.84     Stated Income Documentation  AA+
FL              Cash Out Refinance                      12     Stated Income Documentation  B
CA              Cash Out Refinance                    6.29     Stated Income Documentation  AA
NY              Cash Out Refinance                     6.1     Stated Income Documentation  AA+
AL              Cash Out Refinance                     7.8     Full Documentation           AA
CA              Cash Out Refinance                    6.74     Stated Income Documentation  AA
CA              Cash Out Refinance                    6.99     Stated Income Documentation  AA+
CA              Cash Out Refinance                       7     Stated Income Documentation  AA+
VA              Purchase                              6.64     Stated Income Documentation  AA+
IN              Cash Out Refinance                    11.3     Stated Income Documentation  A
RI              Cash Out Refinance                     6.7     Stated Income Documentation  AA+
CA              Cash Out Refinance                   6.665     Full Documentation           A
CA              Purchase                              5.85     Stated Income Documentation  AA+
OH              Purchase                               9.9     Full Documentation           A
NY              Cash Out Refinance                     7.7     Stated Income Documentation  AA+
FL              Cash Out Refinance                     8.4     Stated Income Documentation  AA+
DC              Cash Out Refinance                    7.25     Stated Income Documentation  AA+
DC              Cash Out Refinance                    7.05     Stated Income Documentation  AA+
FL              Cash Out Refinance                    8.35     Stated Income Documentation  AA+
CA              Purchase                                 6     Stated Income Documentation  AA+
FL              Cash Out Refinance                     9.1     Stated Income Documentation  AA+
CA              Purchase                              6.35     Stated Income Documentation  AA+
FL              Cash Out Refinance                    6.99     Stated Income Documentation  AA+
VA              Cash Out Refinance                     6.1     Stated Income Documentation  AA+
MA              Cash Out Refinance                    6.55     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.25     Stated Income Documentation  AA+
MD              Cash Out Refinance                     7.4     Full Documentation           AA
CA              Cash Out Refinance                    7.04     Stated Income Documentation  AA
NJ              Cash Out Refinance                   6.525     Stated Income Documentation  AA+
WI              Rate/Term Refinance                    7.8     Stated Income Documentation  AA+
MA              Cash Out Refinance                    5.87     Stated Income Documentation  AA+
OH              Purchase                              6.45     Stated Income Documentation  AA+
CA              Cash Out Refinance                    7.05     Stated Income Documentation  AA+
CA              Cash Out Refinance                     5.9     Stated Income Documentation  AA+
CO              Cash Out Refinance                    7.45     Stated Income Documentation  AA
NY              Cash Out Refinance                    6.55     Stated Income Documentation  AA+
CA              Cash Out Refinance                     7.4     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.85     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.65     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.45     Stated Income Documentation  AA+
FL              Cash Out Refinance                     6.6     Full Documentation           AA+
CA              Cash Out Refinance                    7.85     Stated Income Documentation  AA+
CA              Cash Out Refinance                     8.4     Stated Income Documentation  AA+
MI              Cash Out Refinance                    8.55     Full Documentation           AA+
NY              Cash Out Refinance                    7.15     Stated Income Documentation  AA+
MI              Cash Out Refinance                    7.14     Full Documentation           AA+
CA              Purchase                              5.65     Stated Income Documentation  AA+
CA              Cash Out Refinance                    8.15     Stated Income Documentation  AA
HI              Cash Out Refinance                    6.35     Stated Income Documentation  AA+
MI              Cash Out Refinance                    5.85     Full Documentation           AA+
CA              Purchase                               5.9     Stated Income Documentation  AA+
NY              Cash Out Refinance                    7.35     Stated Income Documentation  AA+
CA              Cash Out Refinance                     5.8     Stated Income Documentation  AA+
NH              Cash Out Refinance                     7.5     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.05     Stated Income Documentation  A
NV              Cash Out Refinance                     8.5     Full Documentation           AA+
RI              Cash Out Refinance                    6.35     Stated Income Documentation  AA+
CA              Cash Out Refinance                     5.6     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.45     Stated Income Documentation  AA+
CA              Cash Out Refinance                     5.3     Stated Income Documentation  AA+
CA              Cash Out Refinance                     5.4     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.45     Stated Income Documentation  AA+
NJ              Cash Out Refinance                   6.825     Stated Income Documentation  AA+
AZ              Cash Out Refinance                    6.45     Stated Income Documentation  AA
CA              Cash Out Refinance                     6.5     Stated Income Documentation  AA+
CO              Cash Out Refinance                     7.9     Stated Income Documentation  AA+
CA              Purchase                              5.75     Stated Income Documentation  AA+
CA              Cash Out Refinance                   5.913     Stated Income Documentation  AA+
VA              Cash Out Refinance                    7.99     Stated Income Documentation  AA
IN              Cash Out Refinance                     8.9     Stated Income Documentation  AA
CA              Cash Out Refinance                   5.875     Stated Income Documentation  A
CA              Cash Out Refinance                     5.4     Stated Income Documentation  AA+
CA              Cash Out Refinance                   5.525     Stated Income Documentation  AA+
WA              Cash Out Refinance                    6.25     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.35     Stated Income Documentation  AA+
NY              Cash Out Refinance                    7.15     Stated Income Documentation  AA+
FL              Cash Out Refinance                    6.55     Full Documentation           AA+
VA              Cash Out Refinance                    6.69     Full Documentation           AA+
CA              Cash Out Refinance                    5.85     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.45     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.25     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.55     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.04     Stated Income Documentation  AA+
CA              Rate/Term Refinance                   5.85     Stated Income Documentation  AA+
CA              Cash Out Refinance                     6.9     Stated Income Documentation  AA+
CA              Cash Out Refinance                     7.9     Stated Income Documentation  AA
FL              Cash Out Refinance                     6.4     Stated Income Documentation  AA+
NY              Cash Out Refinance                     7.3     Stated Income Documentation  AA+
NY              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.24     Stated Income Documentation  AA+
RI              Cash Out Refinance                     7.4     Full Documentation           AA+
RI              Cash Out Refinance                   6.675     Full Documentation           AA+
CA              Cash Out Refinance                     5.6     Stated Income Documentation  AA+
CA              Cash Out Refinance                     7.1     Stated Income Documentation  AA+
VA              Cash Out Refinance                    7.05     Full Documentation           A
CA              Cash Out Refinance                     6.7     Stated Income Documentation  AA+
CA              Cash Out Refinance                     6.7     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.75     Full Documentation           AA+
MI              Cash Out Refinance                    8.65     Stated Income Documentation  AA+
NY              Cash Out Refinance                     6.7     Stated Income Documentation  AA+
NJ              Cash Out Refinance                     7.5     Stated Income Documentation  AA
CA              Cash Out Refinance                     5.6     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.35     Stated Income Documentation  AA+
CA              Cash Out Refinance                    7.34     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.35     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.85     Stated Income Documentation  AA+
FL              Cash Out Refinance                       8     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.55     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
CA              Cash Out Refinance                     5.6     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.64     Stated Income Documentation  AA+
PA              Cash Out Refinance                    8.45     Stated Income Documentation  AA+
AZ              Cash Out Refinance                     6.9     Stated Income Documentation  AA+
AZ              Cash Out Refinance                     6.4     Stated Income Documentation  AA+
MI              Cash Out Refinance                     6.5     Full Documentation           AA+
RI              Cash Out Refinance                    6.99     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.95     Full Documentation           AA+
CA              Cash Out Refinance                     6.9     Full Documentation           AA+
VA              Cash Out Refinance                    8.55     Full Documentation           AA+
NY              Cash Out Refinance                    6.15     Stated Income Documentation  AA+
FL              Cash Out Refinance                    8.55     Stated Income Documentation  AA
WA              Cash Out Refinance                     6.7     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.34     Stated Income Documentation  AA+
NY              Cash Out Refinance                     6.5     Full Documentation           AA+
VA              Cash Out Refinance                    6.75     Stated Income Documentation  AA+
CA              Cash Out Refinance                   5.888     Stated Income Documentation  AA+
CA              Cash Out Refinance                     5.7     Stated Income Documentation  AA+
NY              Cash Out Refinance                     5.3     Stated Income Documentation  AA+
NY              Cash Out Refinance                    6.99     Stated Income Documentation  AA+
CA              Cash Out Refinance                    7.18     Stated Income Documentation  AA+
VA              Cash Out Refinance                     6.7     Full Documentation           AA+
CA              Cash Out Refinance                    8.95     Stated Income Documentation  AA+
MN              Purchase                               7.1     Full Documentation           AA+
CA              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
VA              Cash Out Refinance                     7.8     Full Documentation           AA
CO              Cash Out Refinance                     7.6     Stated Income Documentation  AA+
CA              Cash Out Refinance                    7.25     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.75     Stated Income Documentation  AA+
NY              Cash Out Refinance                     6.3     Stated Income Documentation  AA+
NY              Cash Out Refinance                    6.75     Stated Income Documentation  AA+
NY              Cash Out Refinance                    6.95     Stated Income Documentation  AA+
FL              Cash Out Refinance                    8.99     Stated Income Documentation  AA
CA              Cash Out Refinance                    6.66     Stated Income Documentation  AA
CA              Rate/Term Refinance                    6.3     Stated Income Documentation  AA+
AZ              Cash Out Refinance                    7.55     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.95     Stated Income Documentation  AA+
CA              Cash Out Refinance                     5.8     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.95     Stated Income Documentation  AA+
CA              Cash Out Refinance                    7.35     Stated Income Documentation  B
NY              Cash Out Refinance                       6     Full Documentation           AA+
MI              Cash Out Refinance                   10.65     Stated Income Documentation  AA+
HI              Cash Out Refinance                    6.45     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.35     Stated Income Documentation  AA+
CA              Cash Out Refinance                     5.6     Stated Income Documentation  AA+
CA              Cash Out Refinance                     6.3     Stated Income Documentation  AA+
CA              Cash Out Refinance                     6.5     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.24     Stated Income Documentation  AA+
FL              Cash Out Refinance                     6.3     Full Documentation           AA+
CA              Cash Out Refinance                     6.6     Stated Income Documentation  AA
VA              Cash Out Refinance                     8.5     Stated Income Documentation  AA+
CA              Cash Out Refinance                     5.8     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.35     Stated Income Documentation  AA+
CA              Cash Out Refinance                     6.1     Stated Income Documentation  AA+
CA              Cash Out Refinance                     6.3     Stated Income Documentation  AA+
OR              Cash Out Refinance                    6.45     Stated Income Documentation  AA+
CA              Cash Out Refinance                    7.25     Stated Income Documentation  AA
FL              Rate/Term Refinance                    7.3     Full Documentation           AA+
CA              Cash Out Refinance                     5.6     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.25     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.85     Stated Income Documentation  AA+
CA              Cash Out Refinance                     5.9     Stated Income Documentation  AA+
CA              Cash Out Refinance                       6     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.25     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.25     Stated Income Documentation  AA+
CA              Cash Out Refinance                     7.2     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.59     Stated Income Documentation  AA+
FL              Cash Out Refinance                    7.94     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.25     Stated Income Documentation  AA+
CA              Cash Out Refinance                     7.2     Stated Income Documentation  AA+
CA              Cash Out Refinance                     6.5     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.85     Stated Income Documentation  AA+
CA              Rate/Term Refinance                   5.99     Stated Income Documentation  AA+
CA              Cash Out Refinance                     7.1     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.55     Stated Income Documentation  AA+
CO              Cash Out Refinance                     8.2     Stated Income Documentation  AA+
CO              Cash Out Refinance                     8.2     Stated Income Documentation  AA+
LA              Cash Out Refinance                    9.95     Stated Income Documentation  AA
IN              Cash Out Refinance                    10.6     Stated Income Documentation  AA
NY              Cash Out Refinance                    6.95     Stated Income Documentation  AA+
RI              Cash Out Refinance                    6.04     Stated Income Documentation  AA+
MI              Cash Out Refinance                     9.8     Full Documentation           AA
NJ              Cash Out Refinance                    6.75     Stated Income Documentation  AA+
MN              Cash Out Refinance                    6.85     Stated Income Documentation  AA+
CA              Cash Out Refinance                     6.8     Stated Income Documentation  AA+
NY              Cash Out Refinance                     6.9     Stated Income Documentation  A
FL              Cash Out Refinance                    5.84     Stated Income Documentation  AA+
MD              Cash Out Refinance                    6.95     Full Documentation           AA+
FL              Cash Out Refinance                    7.34     Stated Income Documentation  AA+
CA              Cash Out Refinance                     5.5     Stated Income Documentation  AA+
NY              Cash Out Refinance                    7.05     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.45     Stated Income Documentation  AA+
NY              Cash Out Refinance                    8.25     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.25     Stated Income Documentation  AA+
CA              Cash Out Refinance                     6.3     Stated Income Documentation  AA+
SC              Cash Out Refinance                     7.3     Stated Income Documentation  AA+
CA              Cash Out Refinance                     5.6     Stated Income Documentation  AA+
NY              Cash Out Refinance                     6.5     Stated Income Documentation  AA+
OH              Cash Out Refinance                     9.2     Full Documentation           B
CA              Cash Out Refinance                    6.05     Stated Income Documentation  AA+
CA              Cash Out Refinance                     6.2     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
CA              Cash Out Refinance                     6.1     Stated Income Documentation  AA+
CA              Cash Out Refinance                     6.8     Stated Income Documentation  AA+
NY              Cash Out Refinance                    6.65     Stated Income Documentation  AA
NY              Cash Out Refinance                    6.35     Stated Income Documentation  AA
CA              Cash Out Refinance                    6.55     Stated Income Documentation  AA+
CA              Cash Out Refinance                    8.85     Stated Income Documentation  B
CA              Cash Out Refinance                       6     Stated Income Documentation  AA+
CA              Cash Out Refinance                     5.9     Stated Income Documentation  AA
RI              Cash Out Refinance                     6.8     Stated Income Documentation  AA
MI              Rate/Term Refinance                    8.2     Full Documentation           AA+
CT              Cash Out Refinance                   6.025     Stated Income Documentation  AA+
NY              Cash Out Refinance                     8.5     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.95     Stated Income Documentation  AA+
RI              Cash Out Refinance                    6.99     Stated Income Documentation  AA+
MA              Cash Out Refinance                     7.9     Stated Income Documentation  AA+
CA              Cash Out Refinance                     7.4     Stated Income Documentation  AA+
CT              Cash Out Refinance                   7.075     Full Documentation           AA
VA              Cash Out Refinance                       9     Stated Income Documentation  AA+
MD              Cash Out Refinance                   7.265     Stated Income Documentation  AA+
FL              Cash Out Refinance                    7.65     Stated Income Documentation  AA+
NY              Cash Out Refinance                     5.9     Stated Income Documentation  AA+
TX              Cash Out Refinance                   11.85     Stated Income Documentation  AA+
TX              Purchase                              8.55     Stated Income Documentation  A
CA              Cash Out Refinance                     6.7     Stated Income Documentation  AA+
CA              Cash Out Refinance                    7.45     Stated Income Documentation  AA
FL              Cash Out Refinance                    6.75     Stated Income Documentation  AA+
NC              Purchase                              8.55     Stated Income Documentation  AA
CA              Cash Out Refinance                     6.5     Stated Income Documentation  AA+
CA              Cash Out Refinance                     7.2     Stated Income Documentation  AA
CA              Cash Out Refinance                     6.8     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.95     Stated Income Documentation  AA+
CA              Rate/Term Refinance                   5.55     Stated Income Documentation  AA+
CA              Cash Out Refinance                     6.4     Stated Income Documentation  AA+
CA              Cash Out Refinance                    8.24     Stated Income Documentation  B
CA              Cash Out Refinance                    7.45     Stated Income Documentation  AA+
FL              Cash Out Refinance                    5.75     Stated Income Documentation  AA+
CA              Cash Out Refinance                   5.425     Stated Income Documentation  A
FL              Cash Out Refinance                    7.75     Stated Income Documentation  AA+
VA              Cash Out Refinance                      10     Stated Income Documentation  C
RI              Cash Out Refinance                    6.45     Stated Income Documentation  AA+
MN              Cash Out Refinance                     7.2     Full Documentation           AA+
CA              Cash Out Refinance                    6.05     Stated Income Documentation  AA+
CA              Cash Out Refinance                    7.16     Stated Income Documentation  AA+
PA              Cash Out Refinance                    7.95     Full Documentation           AA+
CA              Cash Out Refinance                     6.1     Stated Income Documentation  AA+
NY              Cash Out Refinance                     7.7     Stated Income Documentation  AA
NY              Cash Out Refinance                    6.65     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.55     Stated Income Documentation  AA+
CA              Cash Out Refinance                     6.4     Stated Income Documentation  AA+
CA              Cash Out Refinance                     8.4     Stated Income Documentation  AA+
CA              Cash Out Refinance                     5.4     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.59     Stated Income Documentation  AA+
CA              Cash Out Refinance                     7.2     Stated Income Documentation  AA+
CT              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
MA              Cash Out Refinance                     5.7     Stated Income Documentation  AA+
FL              Cash Out Refinance                     5.6     Stated Income Documentation  AA+
CA              Cash Out Refinance                     5.2     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.95     Stated Income Documentation  AA+
CA              Cash Out Refinance                     5.8     Stated Income Documentation  AA+
CA              Cash Out Refinance                     6.5     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.24     Stated Income Documentation  AA+
CA              Cash Out Refinance                     6.2     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.25     Stated Income Documentation  AA+
CA              Cash Out Refinance                     5.6     Stated Income Documentation  AA+
FL              Cash Out Refinance                     7.8     Stated Income Documentation  AA
CA              Cash Out Refinance                    5.75     Stated Income Documentation  AA+
MN              Cash Out Refinance                     8.3     No Documentation             AA+
OH              Purchase                              7.45     Full Documentation           AA+
CA              Rate/Term Refinance                   7.65     Stated Income Documentation  AA+
OH              Purchase                              11.3     Full Documentation           C
CA              Cash Out Refinance                     7.4     Stated Income Documentation  A
CA              Cash Out Refinance                    5.55     Stated Income Documentation  AA+
CA              Cash Out Refinance                     6.2     Stated Income Documentation  AA+
CA              Cash Out Refinance                     6.2     Stated Income Documentation  AA+
UT              Cash Out Refinance                     7.7     Stated Income Documentation  AA+
CA              Cash Out Refinance                     7.8     Stated Income Documentation  AA+
VA              Cash Out Refinance                    7.25     Stated Income Documentation  A
OH              Cash Out Refinance                     7.2     Full Documentation           AA+
CA              Cash Out Refinance                    6.05     Stated Income Documentation  AA+
MD              Rate/Term Refinance                   7.35     Full Documentation           AA+
CA              Cash Out Refinance                     7.4     Stated Income Documentation  A
OH              Purchase                               9.2     Full Documentation           AA+
MD              Cash Out Refinance                     6.9     Full Documentation           AA+
CA              Cash Out Refinance                     6.8     Stated Income Documentation  AA+
NY              Cash Out Refinance                    6.95     Stated Income Documentation  AA+
OH              Cash Out Refinance                    6.72     Stated Income Documentation  AA+
FL              Cash Out Refinance                    7.65     Stated Income Documentation  AA+
NY              Cash Out Refinance                    6.99     Stated Income Documentation  AA+
FL              Cash Out Refinance                    7.35     Stated Income Documentation  AA+
FL              Cash Out Refinance                    6.85     Stated Income Documentation  AA+
MD              Cash Out Refinance                     7.2     Stated Income Documentation  B
CA              Cash Out Refinance                     6.9     Stated Income Documentation  AA+
MD              Cash Out Refinance                     6.9     Full Documentation           AA+
MO              Cash Out Refinance                    8.15     Stated Income Documentation  AA+
CA              Rate/Term Refinance                   5.99     Stated Income Documentation  AA+
OH              Cash Out Refinance                     7.6     Full Documentation           AA+
CA              Cash Out Refinance                    6.75     Stated Income Documentation  AA+
MN              Rate/Term Refinance                   9.29     Full Documentation           AA+
NC              Cash Out Refinance                    10.4     Full Documentation           AA
VA              Cash Out Refinance                     8.3     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.45     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.25     Stated Income Documentation  AA+
OH              Rate/Term Refinance                   7.75     Full Documentation           AA+
CA              Cash Out Refinance                    6.85     Stated Income Documentation  B
CA              Cash Out Refinance                     6.3     Stated Income Documentation  AA+
NJ              Cash Out Refinance                     6.3     Full Documentation           AA+
MA              Cash Out Refinance                   6.475     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.84     Stated Income Documentation  AA+
MN              Purchase                               7.7     Stated Income Documentation  AA+
VA              Cash Out Refinance                     8.9     Stated Income Documentation  AA+
OH              Cash Out Refinance                     8.3     Full Documentation           AA+
CA              Cash Out Refinance                   6.125     Stated Income Documentation  AA+
VA              Cash Out Refinance                     8.5     Stated Income Documentation  AA+
CA              Cash Out Refinance                     5.9     Stated Income Documentation  AA+
NY              Purchase                              7.05     Stated Income Documentation  AA+
OH              Rate/Term Refinance                  10.79     Full Documentation           CC
MI              Rate/Term Refinance                   6.15     Full Documentation           AA+
MN              Cash Out Refinance                    8.05     Full Documentation           AA+
NY              Cash Out Refinance                    6.15     Stated Income Documentation  A
MN              Rate/Term Refinance                  11.65     Full Documentation           CC
CA              Cash Out Refinance                     5.8     Full Documentation           AA+
CA              Rate/Term Refinance                    6.5     Stated Income Documentation  AA+
PA              Rate/Term Refinance                   7.44     Stated Income Documentation  AA+
CA              Cash Out Refinance                     5.7     Stated Income Documentation  AA+
NY              Cash Out Refinance                     6.3     Stated Income Documentation  AA+
VA              Cash Out Refinance                       7     Stated Income Documentation  AA+
CA              Purchase                             6.525     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.25     Stated Income Documentation  AA+
NY              Cash Out Refinance                     6.6     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.65     Stated Income Documentation  AA+
NY              Cash Out Refinance                    7.25     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.75     Stated Income Documentation  AA+
VA              Cash Out Refinance                    6.05     Stated Income Documentation  AA+
VA              Cash Out Refinance                     7.5     Stated Income Documentation  AA+
FL              Cash Out Refinance                    7.99     Stated Income Documentation  AA+
NY              Cash Out Refinance                     8.1     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.49     Stated Income Documentation  AA+
FL              Cash Out Refinance                    6.95     Stated Income Documentation  AA+
RI              Cash Out Refinance                    5.55     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.95     Stated Income Documentation  AA+
CA              Cash Out Refinance                     6.8     Stated Income Documentation  AA+
CA              Cash Out Refinance                    7.55     Stated Income Documentation  AA+
FL              Cash Out Refinance                   6.375     Stated Income Documentation  AA+
OH              Purchase                              9.85     Full Documentation           AA+
MI              Cash Out Refinance                      11     Full Documentation           A
CA              Cash Out Refinance                    7.55     Stated Income Documentation  AA+
CA              Cash Out Refinance                    5.99     Stated Income Documentation  AA+
CA              Purchase                              6.75     Full Documentation           AA+
MD              Cash Out Refinance                    7.59     Full Documentation           AA+
MD              Cash Out Refinance                    6.85     Stated Income Documentation  AA+
MN              Cash Out Refinance                   10.35     Full Documentation           C
OH              Rate/Term Refinance                   7.35     Full Documentation           AA
MD              Purchase                               7.6     Stated Income Documentation  AA+
CA              Cash Out Refinance                     5.5     Stated Income Documentation  AA+
MI              Cash Out Refinance                   11.65     Stated Income Documentation  B
MD              Cash Out Refinance                   6.525     Stated Income Documentation  AA+
NC              Cash Out Refinance                    8.69     Stated Income Documentation  AA+
OH              Cash Out Refinance                    8.95     Full Documentation           A
NC              Cash Out Refinance                    5.85     Full Documentation           AA+
MN              Cash Out Refinance                    9.94     Stated Income Documentation  AA
MD              Rate/Term Refinance                   6.75     Full Documentation           AA+
MD              Cash Out Refinance                    7.75     Stated Income Documentation  AA+
OH              Cash Out Refinance                     8.9     Full Documentation           C
MI              Cash Out Refinance                     5.8     Stated Income Documentation  AA+
CA              Cash Out Refinance                    7.05     Stated Income Documentation  AA+
CA              Cash Out Refinance                    6.85     Full Documentation           AA
CA              Purchase                              5.99     Stated Income Documentation  AA+
OH              Cash Out Refinance                   10.74     Full Documentation           CC
MN              Cash Out Refinance                    10.5     Stated Income Documentation  AA
MI              Rate/Term Refinance                    6.6     Stated Income Documentation  AA+
NY              Cash Out Refinance                     6.5     Stated Income Documentation  AA+
NY              Cash Out Refinance                     7.8     Stated Income Documentation  AA
OH              Cash Out Refinance                    9.39     Full Documentation           A
OH              Cash Out Refinance                     9.2     Full Documentation           AA
OH              Cash Out Refinance                     8.4     Full Documentation           AA+
OH              Rate/Term Refinance                    9.2     Full Documentation           AA+
OH              Cash Out Refinance                    9.89     Full Documentation           AA
OH              Cash Out Refinance                    9.65     Full Documentation           AA
OH              Cash Out Refinance                     7.8     Full Documentation           AA+
NC              Cash Out Refinance                     7.4     Stated Income Documentation  AA+
MD              Cash Out Refinance                     6.1     Stated Income Documentation  AA+
MN              Cash Out Refinance                     7.6     Stated Income Documentation  AA+
OH              Cash Out Refinance                    8.85     Full Documentation           B
OH              Cash Out Refinance                     6.8     No Documentation             AA+
OH              Cash Out Refinance                     9.7     Stated Income Documentation  AA+
OH              Cash Out Refinance                    9.75     Full Documentation           AA
OH              Cash Out Refinance                    6.82     Stated Income Documentation  AA+
OH              Cash Out Refinance                    6.74     Full Documentation           AA+
OH              Rate/Term Refinance                    9.8     Full Documentation           AA
OH              Purchase                              8.95     Full Documentation           AA+
OH              Cash Out Refinance                    7.79     Full Documentation           AA+
MN              Cash Out Refinance                    5.95     Full Documentation           AA+
MN              Cash Out Refinance                     6.5     Full Documentation           AA+
MD              Cash Out Refinance                    7.65     Stated Income Documentation  AA+
OH              Rate/Term Refinance                    8.5     Full Documentation           AA+
OH              Cash Out Refinance                    8.25     Full Documentation           AA+
OH              Rate/Term Refinance                   7.55     Full Documentation           AA
OH              Cash Out Refinance                    5.68     Full Documentation           AA+
CA              Cash Out Refinance                     6.8     Stated Income Documentation  AA+
MN              Rate/Term Refinance                   6.75     Full Documentation           AA+
OH              Cash Out Refinance                    11.3     Full Documentation           CC
NC              Cash Out Refinance                     5.9     Stated Income Documentation  AA+
OH              Rate/Term Refinance                   11.1     Full Documentation           CC
OH              Cash Out Refinance                   10.55     Full Documentation           C
OH              Rate/Term Refinance                   6.55     Full Documentation           AA+
OH              Cash Out Refinance                    10.2     Full Documentation           AA
OH              Rate/Term Refinance                     10     Full Documentation           AA+
NC              Cash Out Refinance                    5.85     Stated Income Documentation  AA+
OH              Rate/Term Refinance                   7.09     Full Documentation           AA+
MN              Cash Out Refinance                    7.55     Stated Income Documentation  AA+
OH              Cash Out Refinance                   12.15     Stated Income Documentation  A
NC              Cash Out Refinance                     7.9     Stated Income Documentation  AA+
OH              Cash Out Refinance                    8.65     Full Documentation           AA+
OH              Cash Out Refinance                    10.9     Full Documentation           AA+
OH              Cash Out Refinance                   11.19     Full Documentation           CC
OH              Cash Out Refinance                    11.3     Stated Income Documentation  C
OH              Cash Out Refinance                    8.75     Full Documentation           AA+
OH              Rate/Term Refinance                   9.05     Full Documentation           AA+
OH              Cash Out Refinance                    10.8     Stated Income Documentation  B
MN              Cash Out Refinance                    8.95     Stated Income Documentation  AA+
OH              Cash Out Refinance                     5.8     Full Documentation           AA+
OH              Cash Out Refinance                    6.95     Stated Income Documentation  AA+
OH              Cash Out Refinance                     7.7     Full Documentation           AA+
OH              Rate/Term Refinance                    7.6     Full Documentation           AA+
OH              Cash Out Refinance                    9.55     Full Documentation           AA+
---------------------------------------------------------------------------------------------------

---------------------------------------------------------------------------------------------------
---------------------------------------------------------------------------------------------------

===================================================================================================

-------------------------------------------------------------------------
      Review           Sale               Actual          Prepayment
    Appraisal         Price              Unpaid            Penalty
                                         Balance
-------------------------------------------------------------------------
        258500           258137           51570.16    None
        253000           253000           50579.89    None
        132500           127832              25566    None
        149000           148500           29689.41    None
        144000           138190           27628.97    None
        131000           130000          129934.01    None
        395000           395000          315697.27    None
        169000           169000           33784.65    None
        153000           152600           30507.87    None
        270000           261594           52202.28    None
        133000           129000          103121.08    None
        210000           210000           41980.92    None
        156000           155936           31177.04    None
        289000           287000              57400    None
        300000           240000           47972.38    None
        267000           260590          208332.12    None
        146900           146900          117348.48    Standard
        133000           127500           25490.91    Standard
        228000           225000           44976.67    Standard
        361000           368000          277797.78    Standard
        345000           345000          275804.81    Standard
        203000           202000           40381.65    Standard
        152000           151600          121206.53    Standard
        166000           165439           33070.84    1% of UPB
        260000           260000          207848.39    1% of UPB
        142000           140750          112532.49    None
        120000                0           89971.86    None
        154000           150922           30175.36    None
        110000           111000            87932.7    Standard
        299000           299000           59780.46    Standard
        214000           212161           41988.91    None
        142000           141500           28289.69    None
        135000           135000              27000    Standard
        350000           350000           69974.49    Standard
        130000           130000           25987.96    Standard
        217000           216400           43266.17    None
        228000           225000           44976.67    None
        190000                0           37969.67    None
        127000           127000           25390.94    None
         75000            74900              68908    None
        122000                0           49665.55    None
        148000           148000           29564.01    None
        150000           149000          119105.15    None
        206000           206183           41183.63    None
        295000           295000           58969.41    Standard
        177500           175000           34979.86    None
        138000           137500           27392.13    None
        154000           145000              29000    None
        133500           133590          112525.37    None
        315000           315000           62981.97    None
        180000           180000            35988.5    None
        165000           165000           32973.01    None
        256000           254950            50973.7    None
        151000           151000              30188    None
        140000           139500           27889.83    None
        170500           169990              33998    Standard
        240000           226000           45185.23    None
        279500           279000           55782.17    None
        165000           162000           32368.45    None
        266000           262000           52383.26    None
        170000           165000           32986.72    None
        257000           257400           51381.68    None
        153000           148500            29688.2    None
        125000           125000           24992.69    None
        154000           153500           30689.97    None
        189000           168000            33316.5    None
        145000           139367           27863.84    None
        234000           233000           46580.56    None
        190000           189950           37977.07    None
        219000           219000           43759.97    Standard
        198000           198000              39600    None
        145000           145000           28940.43    None
        131000           130500           26092.02    None
         65000            65000           51977.72    Standard
        215000           209000           41782.75    Standard
        137000           129000           25791.75    None
        148000           147173           29425.38    None
        215000           207000            41327.8    None
        170000                0           135864.7    None
        162000           153000              30600    None
        160000           159900           31970.65    None
        213000           212000           42386.45    None
        140000           137000           27386.94    None
        131000           130000           25992.56    None
        200000                0           92697.06    Standard
        240000           240000           47984.66    Standard
        295000           295000          235855.55    None
        110000           108500           86721.43    Standard
        171000           171000           34182.27    None
        288000           284580           56895.26    2% of UPB
        305000           300000           59965.48    None
        179000           179900           35788.56    None
        192000           185000           36957.46    None
        139000           131000           26191.62    None
        227000           226800           45327.51    None
        460000           446000           356094.6    Standard
        164000           163300           32543.29    None
        202000           201500            40280.8    None
        150000           149830           29954.09    None
        155000           155000          123917.47    None
        130300           130000          103929.36    None
        149000           135500          108336.33    None
        145000           144400           28870.77    None
        158000           142000           28365.47    None
        167000           156900           31368.56    None
        101000            99900           79881.51    Standard if  less than 12%
        167000           164000           32789.51    None
        135000           134900          107839.75    Standard
        145000           143900           28753.75    None
        137900           136000           27191.11    None
        357000           344900           68944.24    None
        170000           168895           33769.31    None
        202000           187000          186830.95    None
         75000            74900           54864.27    None
         80000                0           63941.33    None
        197000                0           39362.09    None
        285000           281550           56280.19    None
        245000           242000          193371.16    None
        255000           255000          203854.56    Standard
        173000           175000           34989.94    None
        279500           260000           51941.78    None
        226000           225000           44967.75    None
        345000           339000              67800    None
        128000           128000           25591.82    None
         85000            85000           80715.33    None
        138000           138300           27576.76    None
        145000           140000           27991.05    None
        235500           230000           45986.55    None
        259000           250000           49969.71    None
        160000           159900           31960.62    None
        137000           131500           26291.59    None
        141000           140060              28012    None
        150000           149300           29841.61    None
        185000                0          108826.02    Standard
        225000                0          179867.48    Standard
        210500           210500           42080.48    None
        147000           144000           28788.56    None
        137000           137000          109452.13    Standard
        160000           160000           31982.15    None
        262000           264000           52330.52    None
        131000           128900           25758.53    None
         65000            65000           51976.25    None
        242000           235000          187868.64    None
        245000           243100          194354.72    Standard
        112000           109000            87137.2    Standard
        211000           210000             168000    Standard
        203000                0           40585.53    None
        255000           255000           50981.82    Standard
        195000                0          155861.69    None
        157000           155000           30987.68    None
        178000                0           35585.85    None
        224500           224500           44883.64    None
        260000                0          207894.41    None
        165000           165000           32957.19    None
        127000           127000           25390.94    Standard
        208000           208000           41586.41    None
        165000           165000           32930.09    None
        169000           160000           31983.41    None
        184000           183000           36586.95    None
        240000           236500           47286.16    None
        240500           240500           48082.85    None
        312000           304900          243685.87    Standard
        163000           162900           32567.06    Standard
        250000           250000           49985.37    Standard
        255000                0          203786.61    Standard
        132000           134000           26790.45    None
        361000           359350          287266.22    None
        130000                0          103943.19    None
        236000           235051          187558.39    Standard
        152000           151650           30290.65    None
        127000           125500            25091.8    2% of UPB
        125000           125000           24991.09    None
        253000           253000          227275.04    None
        360000           355000          234578.51    Standard
        489000                0          329687.78    Standard
        328000           328000           311390.5    2% of UPB
        131500           126860           25363.89    None
        172000           171000           162375.8    None
        135000           130000           25989.16    Standard
        312000           304900           60943.06    Standard
        380000                0          322677.84    Standard
        290000           289900          275204.66    Standard
        360000           358000           71573.91    Standard
        192000           181000          104928.83    Standard
        253000           249000          236440.81    None
        250000           249900           49961.68    Standard
        129000           127900           25571.82    None
        150000           150000            29990.2    1% of UPB
        195000                0           36976.44    Standard
        165000           165000          156647.98    None
        159000           158900           31769.85    None
         93000            93000            74360.2    None
        165000           164460           32880.01    None
        244000           244000          195059.43    None
        301000           285000          227809.02    Standard
        445000         54768.46          377627.28    Standard
        138000           138000           27591.18    None
        200000           200000           39979.26    None
        460000                0           259780.5    None
        230000           225000           44983.95    Standard
        245000           245000           48906.82    Standard
        425000                0          379742.43    None
        183000                0          141876.06    Standard
        202000           202000           40387.09    Standard
        195000           189000           151092.2    1% of UPB
        255000           253000           50547.88    None
        128500           128500           25684.17    None
        267000           265000           52969.51    Standard
        365000           353000           70549.43    Standard
        265000           183380          211837.55    Standard
        159400           153825          122963.81    Standard
        304000           303000          242141.59    Standard
        129000           127500           25492.55    Standard
        588000                0          309284.46    Standard
        230000           230000          206868.01    Standard
        235000                0           187744.3    None
        100000           100000           79945.11    Standard
        465500           460000           91963.44    Standard
        291000           291000             232728    None
        235000           235000          187853.34    Standard
        100000                0           79938.21    None
        190000           189900           37955.06    Standard
        133000           133000           26590.21    Standard
        298000           298000          208409.59    Standard
        250000           245000            48955.3    Standard
        385000           373000          295589.18    Standard
        140000           140000           27976.54    Standard
        359000           330000          263651.69    Standard
         80000            79000           63160.31    3% / 2% / 1%
        205000           205000           40986.61    None
        135000           134500          107479.36    Standard
        156000           154892          123797.72    Standard
        197000                0          196902.08    None
        162000           160000           31988.59    None
        126000           126000          113224.29    Standard
        160000           160000           31906.91    1% of UPB
        138000           137900           27570.99    1% of UPB
        122000           120000           95932.59    None
        316000           315432           63063.41    Standard
        100000                0              75000    None
         71000                0           53226.74    None
         83000            82500              74250    Standard
        180000                0          134899.38    Standard
        138000           138000           27590.98    Standard
        136000           134500            26883.7    None
        425000                0             177500    Standard
        151000                0          120718.12    None
        246000           245900           49166.76    2% of UPB
        106000           106000           84740.75    Standard if  less than 12%
        167500                0           115884.3    None
         85000                0           55222.83    None
        422000           420000          335765.24    None
        101000                0           93956.06    None
        255000                0          229135.47    Standard
        280000                0          174723.03    None
        105800           105800              84640    None
        174000           172765           34541.71    None
        150000           150000              30000    Standard
       1000000                0          329867.04    None
        245000           245000           48977.74    Standard
        158000           158000           31583.61    Standard
        158000           154900          154798.16    Standard
        339000                0          249793.05    None
        197000           173900          138978.84    None
        175000           175000            34552.4    None
        225000                0          150851.11    Standard
        285000                0          181127.24    Standard
        180000           168900          168779.35    Standard
        107000           104900             104900    Standard
        207000           205000          163843.49    Standard
        152450           152450           30480.04    1% of UPB
        212000           175000            34984.1    Standard
        196000           182727          146092.44    Standard
        303000           300000          239725.68    None
        303000           300000          239725.68    None
        440000           425000          212853.76    Standard
        210000           205500          184594.72    Standard
        400000                0          359577.12    None
        242000           241000           48176.61    2% of UPB
        450000                0          299377.98    None
        120000                0           95947.56    None
        152000           152000           30390.28    Standard
        190000           190000          132895.21    Standard
        309000           298000           59580.96    Standard
        160000                0          125109.84    None
        280000           280000            55682.2    2% of UPB
        107000           105000           83940.11    1% of UPB
        100000            94000           75153.97    1% of UPB
        320000                0          108907.98    Standard
        357000                0          174852.97    Standard
        287000                0          214916.93    None
        430000           399000          318948.51    Standard
        100000                0           53378.96    None
         80000                0           63982.49    None
        260000                0          109832.91    None
        115000           115000          114947.48    Standard
        300000                0           59976.16    Standard
        220000           218608          174735.42    Standard
        148000           148000           29590.33    None
        115000           115000          114922.68    Standard
        261000                0          120426.62    None
        166000           166000          132581.66    None
        410000                0             319699    None
        233000           202000           40385.28    Standard
        405000           405000          323722.41    Standard
        110000                0           76953.63    None
        233000           233000          232863.14    Standard
        222000           222000           44379.25    Standard
        240000           235000           46982.88    Standard
        410000           410000          327682.73    Standard
        314000           215175           43015.45    Standard
        155000           155000            30969.4    None
        130000                0           25990.21    None
        220000           220000           43984.31    Standard
        144000                0           85938.68    None
        325000                0          235943.25    None
        163000           159900           31965.47    None
         80000            79500           63509.75    Standard
        261000           261000            52182.9    Standard
        335000           335000           66913.09    2% of UPB
        220000           219000           43781.64    Standard
        152000                0           30386.19    None
        228000                0           55107.43    None
        150500           150500           30088.46    Standard
        218000           212000           42384.55    2% of UPB
        162500                0             126670    None
        146000           146000           29190.66    Standard
        249000           249000           49774.18    Standard
        170000           165000          131868.59    Standard
        148500           144000           28789.73    Standard
        231000                0           173122.7    None
        250000                0          100729.57    1% of UPB
        228000           225000           179843.5    None
        123000           121900           97450.33    None
         66000                0           49779.06    None
        440000                0           29989.98    None
        126000                0          113951.16    None
        140000           139900           27971.06    2% of UPB
        472000                0          377223.37    Standard
        298000           298000           238219.5    Standard
        255000           254000           50766.64    Standard
        332000           332000              66400    Standard
         90000                0           71907.86    None
        139000                0           99934.65    None
        131000                0           89900.29    None
        190000                0          151903.07    None
        220000           197500          157891.82    None
        162000           159900          127826.01    None
        551000                0              68000    None
        164200           161250          128916.05    2% of ppd amt
        240000           239950           47791.66    Standard
        250000           250000          199851.27    None
        162000           160000          127903.08    None
        127000           127000          101535.74    None
        153000                0           30580.29    None
        295000                0          163637.96    None
        134000           134000          107138.33    2% of UPB
        135000           135000             108000    Standard
        240000                0           47984.66    None
         72000                0           49981.18    None
        465000                0          301752.07    Standard
        169000           169000          135086.41    1% of UPB
        143000           142400          113841.21    Standard if  less than 12%
        250000                0          199600.03    Standard
         93500                0           83979.48    None
        300000           274000          114417.88    None
        136100           129400           25846.44    2% of UPB
        115000                0           58800.76    None
        256000                0          174490.01    None
        170000           169000          135109.28    1% of UPB
        183000           182560           36495.41    Standard
        385000           380000           303722.5    Standard
        400000                0           79290.96    None
        208000                0          134056.27    None
        224000           224000           212546.9    Standard
        136000           136000          108706.33    Standard
        310000                0          247532.68    None
        214000           212000          169492.96    None
        357000                0          260699.84    None
        139000                0          111135.36    None
        183500                0           36686.92    Standard
        350000                0          199692.57    None
        250000           250000          199165.68    Standard
        255000                0          178237.64    None
         90000                0            58481.3    None
        145000           144900           28968.49    None
         83000                0           66368.02    None
        199000           192500          153774.12    2% of ppd amt
        210000           175000          166120.31    Standard
        190000           190000          151889.44    None
        235000           215000           42984.33    1% of UPB
        100000            90000           85463.76    None
        141000           140425           28076.03    1% of UPB
         63000            63000           50319.35    None
         84000                0           83964.09    None
        245000                0           48973.23    None
        325000                0          164739.22    None
        270000           246000          233550.98    Standard
        262000                0          174325.96    None
        180000           174000           34788.63    None
        220000           220000          175628.12    Standard
        127000                0          101551.07    None
        216000                0          149733.29    None
        140000           139900              27980    None
         78000            76500           76465.79    None
        123000                0          104467.63    None
        240000           238348          190518.41    Standard if  less than 12%
        115000           107900          102454.31    None
         70000            69500           66004.36    Standard if  less than 12%
        250000                0           97920.46    Standard
        138000           137000           27391.24    2% of UPB
        148000           148000          118318.93    None
        280000                0           55981.71    None
        144000                0          115107.42    None
        239000           237000          188872.73    None
        210000                0          164788.59    None
        325000           325000             260000    Standard
         88000                0           52710.92    None
        158000                0          134236.01    None
        176000           181000          140446.61    Standard
        134000           134000           26790.23    2% of UPB
         77500                0            49973.8    None
        108000                0           74702.38    None
        252000           252000          201281.37    None
        305000                0          224836.13    None
        270000                0          202095.03    Standard
        107000           107000           85495.92    None
        230000           227000          181440.55    None
        257000           257400          205450.14    None
        115000                0           103357.8    None
        160000           160000          127911.29    None
        153000           148500          118725.02    None
         96000            95000           94941.25    None
        420000           420000             335705    Standard
        168000           168000           33571.28    2% of UPB
        343000           330000          296461.57    Standard
        175000           160000          127927.12    Standard
        310000                0           52919.08    Standard
        290000                0          217833.16    None
         80000                0           71934.65    None
        250000           250000           49827.29    Standard
        133000           133000           26580.26    Standard
        180000           179900          161815.88    None
        170000           170000           33989.13    Standard
        199000           196047          156749.53    None
        260000           259900           51948.51    Standard
        230000                0           218329.4    Standard
         62500            62500           59345.79    Standard
        315000           303000          272529.63    None
         80000            79900           63881.08    2% of ppd amt
         95000                0           49471.04    None
        118000           118000           117940.1    Standard
        337500           334900             267920    Standard
         60500            59500           56461.36    None
        153000           149999          142432.74    None
        116000           114900            91864.2    None
        130000                0          129930.45    None
        223000                0          211616.49    None
        185000                0           36979.79    None
         66000                0           51838.07    None
        240000           240000          239851.59    None
        400000                0          333843.02    None
        162000           161865          129409.43    None
        227000                0          169941.34    None
        265000                0          198613.22    Standard
        211000                0          105436.74    None
        195000           194000           38788.65    None
        225000                0          144876.14    None
         77000            77000           69255.36    None
         98000            98000           93057.93    None
        132000           127200          101698.98    None
         75000                0              59390    None
        235000                0           206853.9    None
        188000                0          150113.23    None
        210000                0          167888.41    None
        215000           211000          168679.65    None
         95000            92000           73563.02    None
        170000           181000             161500    None
         86000            85300           68202.34    2% of ppd amt
        550000                0          439590.49    Standard
        166000           165000          131893.71    None
        232000                0           64972.74    None
        325000                0          222800.36    None
        212000                0          169321.97    None
        154000           153400             122631    None
        133500           133500          126761.29    None
        345000                0           241363.9    Standard
        131500           131334          105000.01    3% / 2% / 1%
        330000                0           49949.76    None
         83000                0              63250    None
        369000           369000          294996.26    None
        147000           146000             116800    Standard if  less than 12%
        448000                0           269819.2    None
        105000                0           83962.76    None
        201000                0           40185.35    None
         75000            53000            48254.3    Standard if  less than 12%
        142000           142000          113485.83    Standard
        226000                0          214557.11    Standard
        130000           121400           97061.04    None
         85000            82500           65955.72    Standard if  less than 12%
        165000           161562          129163.28    Standard if  less than 12%
        110000           110000           87887.39    Standard if  less than 12%
         80000            79000           75013.09    None
        175000           175000          139743.71    Standard
        182000           177000          167905.81    Standard
        220000                0           99851.84    Standard
         80000                0           71956.38    None
        286000                0           57177.27    None
        162000           149900          119829.21    None
        156000                0           29986.38    None
        115000           112000           89528.71    None
        148000                0           29589.44    None
        213000           212000           169496.2    None
        407000           407000             325600    None
        165000                0           99750.88    None
        315000                0           62961.25    None
        235000           233400           46658.23    None
        181000           181000           36189.41    2 mo int on 80%
        141000           139900            27964.4    6 mo int on UPB
        273000           267000           213362.5    None
        240000                0          159459.15    None
        550000                0          439602.23    Standard
        127000                0           79955.85    Standard
        245000                0             143000    Standard
         99000            97000              77600    None
        316000           315000          229818.79    None
         70000                0           66441.42    None
        148500           147000          117510.96    None
        134000           108279          108188.47    None
         60000            58300           52442.76    None
        105000                0           83778.02    None
        145000           141000          140897.43    None
        105000           103755          103640.03    None
        194000           194000          155090.46    None
        134000                0          100419.24    None
        325000                0           64974.17    None
        206000           203000           40587.02    1% of UPB
         53000                0           50233.45    None
        133000           132537           26499.24    1% of UPB
        220000                0          130904.71    Standard
        155000                0          123907.05    Standard
        162000           161000           128713.4    Standard if  less than 12%
        152000           151750          151612.95    None
        130000           120000           94941.25    None
        370000           360000          209630.22    Standard
        220000                0          157386.57    None
        495000                0          219886.55    Standard
        435000                0          247752.64    Standard
        585000                0          259797.17    Standard
        255000           245000          232596.97    None
        383000           382500          324835.61    None
        205000                0          143417.01    Standard
        176000           174235          139284.56    Standard
        131000           130000           103973.4    None
         81000            80000           63964.97    Standard if  less than 12%
         94000            91000            72753.1    Standard if  less than 12%
        106000           105805           84601.47    Standard if  less than 12%
         55000            55000           52220.44    None
        115000           115000          114934.86    Standard if  less than 12%
         75000            75000           59964.32    3% / 2% / 1%
        185000           185000          147802.34    None
         75000            75000           59907.96    None
        180000                0           35978.15    None
         74000            73400           69700.76    None
        350000                0          314799.14    None
        330000           323628          258719.27    None
        165000           154400           30861.85    2% of UPB
        133000           133000           26582.92    1% of UPB
        126000           120000          113931.65    None
        161400           160500             152400    None
        272000           269900          242544.71    None
        200000           200000          159878.86    None
        330000                0          262823.17    None
        180000           179400           63960.42    None
         85000                0           67974.12    Standard
        800000                0             365000    Standard
        430000           430000          343689.02    Standard
        385000           360000          287742.16    None
        189000                0          140644.08    None
        132000           132000          105507.29    Standard
        104500           100000           89961.36    None
        565000                0           399220.5    Standard
        505000           504000          452904.12    None
        150000           138000          110335.16    Standard
        225000                0           154724.4    Standard
         98000            98000           93058.81    None
        174600                0           139552.5    None
        150000           150000           119697.3    Standard
        150000           136000           27165.49    None
         85000            80000           63926.84    Standard if  less than 12%
        320000                0           49976.93    None
        515000           515000           249366.3    Standard
        153000                0          114701.88    Standard
        338000           333000             316142    Standard
        237000           235000          223147.49    Standard
        265000           265000          251597.49    None
        205000                0           40981.38    None
         60000                0           50301.96    None
        445000                0          286713.74    None
         80000                0           59980.83    Standard
         75000            75000           52939.14    Standard
        122000                0           79443.31    None
        345000                0          174893.98    2% of UPB
        128000           127900          102250.65    None
        190000           190000              38000    Standard
        178000           174000           34788.63    Standard
        238500           239030          190635.72    None
        470000                0             328777    Standard
        560000                0          385816.45    Standard
        245000                0           219930.3    Standard
        145000           145000           28989.44    Standard
        159000           155065          123934.07    Standard
        233000                0          149909.13    None
         96000                0              76800    None
         89000                0           71115.55    None
        260000                0             169000    None
         90000                0            71972.6    None
        164000           164000          147389.36    None
        430000           408454          326762.98    Standard
        209000           205000           69943.52    None
        131000                0           79966.09    None
        255000                0          159837.85    Standard
        150000           140000           79936.97    Standard
         87000                0           69490.38    None
        148000           148000           117737.3    Standard
         57000            53000           50331.04    Standard
        191500           188000           37569.28    3% / 2% / 1%
        155000           151000          120713.01    Standard
        265000           260000          207637.29    Standard
        158000           155000          123800.11    None
        110000           109900           87801.61    None
        300000           298000             238400    Standard
        124000           120460              96368    None
        190000           170000             144500    None
        107000           105000          104951.42    None
        100000                0            75954.9    None
        440000                0          307384.05    None
        150000           143667          114841.54    Standard if  less than 12%
        163000           163000          130244.67    None
        285000           285000           56973.41    None
        233000                0          178878.68    Standard
        345000           339000             271200    None
        181000           170000           135763.7    None
        128000           120000          107945.17    None
        350000                0          262304.21    None
        430000           430000             430000    Standard
        350000                0           48854.33    None
        254000                0          215705.44    Standard
        151000           151000          120714.33    None
        230000           230000             184000    None
        165000           165000          131889.65    None
        153000           152000          144303.11    None
        138000           138300          110325.17    None
        211000                0          146874.67    Standard
        295000           285000           56983.32    None
         90500            90000              64999    None
        336000                0          264780.19    None
        301000                0          240518.47    Standard
        262000           262000             262000    1% of UPB
        201000                0           40179.67    None
        101000           100000           94953.17    None
         98000            95000           90198.61    Standard
        282000           279900           55959.49    None
        195000                0           38954.97    None
         93000                0           88296.47    Standard
        345000                0          224104.05    Standard
        168000           165000          131818.64    Standard if  less than 12%
        160000                0          119772.79    None
        133000           133000          106147.91    None
        164000           164000          131126.83    Standard if  less than 12%
        147000                0           29382.19    None
        165000                0          131760.69    None
        108500           108000           86346.57    None
        145000                0          130384.98    None
        307000                0             149775    None
        140000           137800          110162.97    None
        136000           136000          108723.21    Standard if  less than 12%
        103000           102900            97662.8    Standard if  less than 12%
        115000           115000           85939.31    Standard if  less than 12%
        255000           221000          176595.83    Standard
        320000                0          168646.26    Standard
        137000           137000          109537.59    Standard if  less than 12%
         98000            97900           78281.88    Standard
        279500           279000          223045.62    Standard if  less than 12%
        158200                0          118576.63    Standard
        202000           202000          161491.57    None
         80000            72500           57979.27    None
        142000           139900          111843.99    None
        330000                0          175833.01    Standard
        109000           109000           87073.36    Standard if  less than 12%
        134000                0           26791.43    None
        175000                0              35000    Standard
        260000                0          157859.92    Standard
        175000                0          139785.22    None
        320000                0          196771.29    Standard
        275000                0           164657.9    Standard
         77000            77000           76960.91    Standard
        283600                0           76490.61    Standard
        359000           359000          258789.79    Standard
        285000                0           223849.4    Standard
        162000           160000           79929.78    Standard
        155000           148500          118472.47    None
        130000           127500          101924.94    None
        138000           136500          122782.75    None
        130000                0           25979.25    None
        260000                0              27685    None
         86000            85330           85290.19    None
        280000                0          146256.76    Standard
        240000                0          179865.07    Standard
        198000                0           39588.42    None
        151500                0          113530.45    Standard
        120000                0           71897.85    Standard
        390000                0          224882.13    Standard
        310000                0          263303.76    Standard
        390000                0          104868.35    Standard
         77000            76900           61489.42    1% of amt prepaid
        330000                0          263796.67    Standard
        240000                0          179820.47    Standard
        365000           365000          254703.47    Standard
        185000           184315          174979.11    3% / 2% / 1%
        304000                0           60772.37    None
        148000                0             132172    Standard
         97000                0            65457.8    None
        210000           182500          145913.35    None
         85000            83500           66763.89    None
        117000           115000           91861.65    None
        132000                0          100827.47    None
        215000                0          171683.61    Standard
         92000                0           63973.73    Standard
        206000           205600          164069.15    None
         98000            97900              78320    Standard if  less than 12%
        100000           100000           79943.54    None
         80000            79500           79467.11    1% of UPB
        244900           244900           48963.56    Standard
        220000                0              80000    Standard
        209500           179500          143337.14    None
        123000           122000           97530.42    None
         98000            98000           88160.57    None
        180000                0          143923.77    Standard
         85000                0           67972.09    2% of UPB
        152000                0           83436.74    Standard
        245000                0          146508.72    Standard
        365000                0          204765.53    None
        151000                0           53432.88    None
        149000           146000          138628.85    None
        161000           140000           27990.02    3% / 2% / 1%
        204000                0           40786.96    None
        245000                0          159010.52    None
        200000                0            39964.4    None
        530000                0          409571.93    Standard
        186000           185000          147918.99    Standard
        162000                0          159858.15    Standard
        284000           280000             266000    None
         60000                0           50864.37    None
        139500           140538          111535.12    None
         95000            94000           75158.83    None
         73000            72500           68818.22    None
        140000                0            89917.5    None
        107000                0           90913.46    Standard
        650000                0          519529.92    Standard
         93000                0           74323.36    Standard
        146000           145000             116000    None
        246000                0          131948.66    None
        207000                0          155117.64    None
        190000                0          180400.38    None
        220000                0          164847.92    Standard
        410000                0          286711.55    Standard
         93000            84500           49980.68    Standard
        127000           114014           91136.23    Standard if  less than 12%
        130500           129122          103231.13    Standard if  less than 12%
        286000                0          199910.39    Standard
        118000           117900           92839.76    None
        170000                0          136914.18    Standard
        160000                0          127899.65    3% / 2% / 1%
        163000                0          162888.39    Standard
         85500            85000           67757.06    Standard
        602000                0           349695.7    Standard
        245000           220000           43985.63    2% of UPB
        155000           154000           30788.72    Standard
        200000                0          158841.42    Standard
        310000                0          185876.11    None
        149000           148500          118731.65    Standard if  less than 12%
        115000                0           97683.07    Standard
         85000            82250           65763.02    Standard if  less than 12%
        142000                0          141699.38    Standard if  less than 12%
        144000           138190          110474.76    Standard if  less than 12%
        130000           128900          102955.39    Standard if  less than 12%
        136000                0          128928.06    Standard if  less than 12%
        122000           122000           97522.33    Standard if  less than 12%
         55000            50500           50478.37    None
        115000                0          106866.87    Standard
        211000                0           168647.4    Standard
        150000                0            29989.3    None
        170000           118800          127412.69    Standard
        440000                0          273223.39    Standard
         76000                0            59812.5    Standard
         97000         67255.08           53661.68    1% of UPB
         66000                0            52766.8    Standard
        112500           112500           89937.75    Standard
        163000           162900          130203.33    Standard
        255000                0          203820.89    Standard
        415000           415000          331753.61    Standard
         85000            85000           67950.03    Standard
        237000           236900          189386.24    Standard
         77000            77000           69268.61    Standard
         88500            88000           70359.49    Standard
         61000                0           57924.69    None
         98000            97400           77865.45    Standard
        440000           440000          307791.83    Standard
        300000                0          209642.66    Standard
        201000                0           119902.6    None
        160000           159900           31948.41    None
        252000           252000           163707.5    Standard
        242000           242000              48400    Standard
        291000           290192           58013.63    Standard
        168000           167200           33428.07    None
        140000           139900          125702.57    Standard
         83000            83000           66359.36    Standard
        255000                0           203811.6    Standard
        195000                0          155898.47    Standard
        103000                0           49980.24    Standard
        206000           206183          164644.84    Standard
        297000                0           199824.4    Standard
        190000                0          132901.29    Standard
        102000                0           76463.16    Standard
        135000                0           99457.95    Standard
        318000           317500           63441.55    None
         94000                0           75029.27    Standard
        169000                0          126692.72    None
        325000           130000          129886.97    Standard
        357000           357000           71376.02    Standard
        363000                0          279710.39    Standard
        275000           265000              53000    Standard
        400000                0           96437.62    2% of ppd amt
        136500           130000           25989.16    Standard
        320000                0          168881.67    None
         65000                0           51970.51    None
        165000           159900          127515.13    Standard
        323000                0          168720.07    None
        325000                0          159868.59    Standard
         75000            75001           49966.11    None
         95000                0           75892.38    Standard
        141000           141000          112743.93    Standard if  less than 12%
        216000           212000          169391.19    Standard
        127000           125500          100331.26    2% of UPB
        169000                0          149916.47    Standard
        320000                0          144763.94    Standard
        140000           139900          125831.37    Standard
         69000                0           61764.59    Standard
        110000           106000            84750.7    Standard if  less than 12%
        380000           380000          303153.68    None
        176000           173900           138867.8    None
         92000                0           66099.77    None
        133400                0           99988.13    None
        235000           230000          183872.73    None
        160000                0              49923    None
        310000                0          247790.63    Standard
        253000           253000          202238.95    Standard
        440000                0          217782.45    Standard
         72000            70000           66465.89    None
        251000           250000          199822.33    Standard
        108000           106000          105728.75    Standard
        230000           229900          149268.83    Standard
        170000                0          169885.71    Standard
        183000           183000          146318.35    Standard
        133000                0          106336.04    Standard
         76600                0           53584.38    Standard
         66000            65000           61693.24    None
        160000           160000          127953.12    Standard
        135000           132000          105433.48    Standard
        129000           128500          102722.79    Standard
         75000            75000           66124.55    None
        277000                0          207433.96    None
        277000                0          178818.79    Standard
        230000                0          202360.64    Standard
        145000                0          115947.02    None
        330000           330000           65934.82    Standard
        245000           245000           48977.86    None
        178000                0           137882.1    Standard
        137000           123300           98583.25    Standard
        300000                0           59966.16    Standard
        235000                0          159859.53    Standard
        162000           162000          129447.25    Standard
        307000           277000          199586.06    Standard
        195000           199900           155880.7    Standard
        313500           313500           281938.5    Standard
        240000                0          197654.74    None
        500000                0          174814.03    Standard
        166000           164500          131377.16    Standard
        565000                0          422943.77    None
        330000                0          284808.38    Standard
         73500                0           66001.08    None
        385000                0          307692.79    Standard
        499000                0             249501    Standard
        350000           350000           69967.34    Standard
        235000                0           46982.78    None
        171000                0          162340.78    Standard
        161000           160872          128607.98    None
        132000           130833          124223.11    None
        140000           140000          111882.99    None
        276000                0          199756.82    Standard
        230000                0          178873.41    Standard
        444000           444000          354997.75    Standard
        201000                0          170765.96    Standard
        200000                0           29978.46    Standard
        198000           197000             157600    Standard
        165000           165000          131905.89    Standard
        215000                0          171478.82    Standard
        290000           290000           57942.71    Standard
        122000            95000           75942.46    Standard
         82000            82000           65555.98    Standard
        160000                0           31987.28    None
        430000                0          343404.44    Standard
        175000                0           109763.6    Standard
        346000           346000           69173.38    Standard
        135000           135000           26989.62    Standard
         88000            87800           83351.73    Standard
        132000                0          105306.81    Standard
        360000                0          279743.17    Standard
        600000                0           479535.7    Standard
        135000           130000          103930.21    Standard
         76500            75000           59969.86    Standard if  less than 12%
        103000                0           92546.76    Standard
        240000           226000          180692.49    Standard
        112000                0           95141.97    Standard
        318000                0          191842.84    Standard
        405500                0             250000    Standard
        345000                0           292982.4    None
        177000           177000           88950.77    Standard
        410000                0          293271.04    None
        400000                0          199815.66    Standard
        273000           300000          149881.82    None
        150000                0           127090.7    Standard
        129000                0          103125.68    Standard
        251000           235000          187678.52    Standard
        455000                0          274489.24    Standard
        170000           168895          135040.64    Standard if  less than 12%
         96000                0           53843.26    Standard
        330000           328000           65538.53    Standard
        180000           180000          179718.31    Standard
        255000                0            38231.7    Standard
        165000           165000          131889.65    Standard
        700000                0          419581.09    Standard
        205000           205000              41000    None
        246000                0           167838.5    Standard
        123000           122970          122885.91    Standard
        165000           163000           32586.33    1% of UPB
        142000                0           28390.93    None
        550000           550000          494625.22    Standard
        285000                0          227837.45    None
        165000                0          123652.14    Standard
        280000           280000          223021.72    Standard
        279000           279000             251100    Standard
        225000                0          209654.04    Standard
        303000                0          133723.18    Standard
         82000            80000           63952.02    Standard
        230000                0           99925.04    Standard
        148000                0           59956.71    Standard
        152500                0           74933.11    Standard
        235000                0             112500    Standard
        195000                0          175192.49    Standard
        147000           145000          115809.28    Standard
        650000                0          508492.32    Standard
         90000            85000           67965.12    None
        208000           204609           163492.5    Standard if  less than 12%
        194000                0          134882.62    Standard
        210000                0           41985.02    Standard
        252500                0           189259.1    Standard
        150000           190000           119921.9    Standard
        228000                0          182021.81    Standard
        190000                0          135717.55    Standard
        290000           260000          207480.46    None
        266000                0          175878.26    2% of UPB
        255000                0            50969.1    None
         80000                0           63878.93    Standard
         75000                0           74958.95    Standard
        243000                0          162811.76    Standard
        155000           140581          112313.37    Standard
        445000                0          207842.52    None
        452000                0           53560.68    Standard
        214000           210000          167856.77    Standard if  less than 12%
        162000           159900          127719.82    None
         85000            85000              80750    Standard if  less than 12%
        292000                0          164896.61    Standard
        296000           296000          236326.46    Standard
        162000                0          126919.84    Standard
        175000                0           139872.2    None
        156000                0          101318.51    Standard
        266000                0           185989.5    Standard
        147000                0           99905.11    Standard
        114000           113500           90714.67    None
        171000           169000          135103.61    None
        154000           154000          123124.59    None
        164000           150000           142438.3    None
        165000           164460          131484.96    None
        180000                0          143864.68    Standard
        125000           117600              94080    Standard
        242000           238000          190231.79    Standard
        155000           160000           124746.2    Standard
        350000                0          243544.22    None
        240000                0          191778.75    Standard
        116000           116000           92668.63    Standard
        184000                0          169682.73    Standard
        125000           123000           98244.47    2% of UPB
        102000            96500           77157.39    2% of UPB
        142500           139372           27855.19    1% of UPB
        570000                0          347304.07    Standard
         76000            75500           60364.89    Standard
        256000                0          121265.34    Standard
        274000                0          123952.11    Standard
         95000                0              71250    Standard
        123000           122960           98294.26    None
        180000                0          125759.82    Standard
        285000           285000          227835.81    Standard
        228000           225000          179830.85    Standard
        175000           169000          134287.64    Standard
        101000           100000           79891.18    Standard
         59000                0           53028.36    1% of UPB
        226000                0          180714.75    Standard
         75000                0           49965.41    Standard
        189000           189000          188869.28    Standard
        146000           145000          137641.25    Standard
        470000                0          256585.31    None
        164000                0          138850.58    Standard
        350000                0          209696.58    Standard
        100000                0           99945.17    Standard
        305000                0          179673.68    Standard
        850000                0             164791    None
        116000           112000           89539.88    Standard
         85000                0           59422.47    Standard
        235000                0          179161.83    None
        205000           181500           145079.8    Standard
        180000           179000          142958.71    Standard
        189000           188450          188331.06    Standard
        310000                0          149922.89    Standard
        345000           345000           275697.9    Standard
         88500                0            70743.1    Standard
        245000           239900          191787.26    Standard
        152000           147500          117910.66    None
        163960           163000          130300.28    2% of UPB
        515000                0          359703.01    3 mo int
        255900           255000          254832.34    Standard
        230000           226900          226780.89    Standard
        275000           262000          235616.06    Standard
        174000           174000          139097.52    Standard
        285000                0          223649.47    None
        396000           394900          315642.62    None
        105000           103800            82994.9    None
        149000                0          126575.62    1% of UPB
         70000            70000           66468.97    1% of UPB
        190000                0            48760.1    None
        207000           205000          184286.93    Standard
        415000                0          209566.12    None
        104000           103000           82334.43    Standard
        300000                0          239543.74    Standard
        435000                0          270502.97    Standard
        255000                0          160676.04    Standard
        267000           266000          252567.62    Standard
        268000                0          187505.76    Standard
        118000                0          106120.79    Standard if  less than 12%
        350000                0           220773.9    None
        300000                0          121756.02    Standard
         89000            82300           65805.87    Standard
        139000                0           27790.08    None
        235000                0           84955.01    2% of UPB
        183500                0          119114.89    None
        400000                0          257800.73    Standard
        115000                0           92337.37    Standard
        185000                0          175650.75    Standard
        145000           144190          114933.68    Standard if  less than 12%
        156000           155936          124671.64    Standard if  less than 12%
        205000                0          159739.52    None
         65000            65000           51804.38    2% of UPB
        205000           202000           40387.09    None
        190000                0          127770.19    Standard
        281000                0          169962.62    Standard
        310000                0          169786.47    None
        169500           167500          167406.58    Standard
         80000            79500           63556.45    Standard
        215000                0          190943.05    Standard if  less than 12%
        360000                0           59914.17    1% of UPB
         75000                0           59948.92    3% / 2% / 1%
        103000                0          102934.19    Standard
         70500                0           56378.77    Standard
         95500            95500           95447.07    Standard
        117000           110000           87937.27    Standard
        147000                0          134913.92    Standard
        225000           220000          208832.03    Standard
        288000                0          199855.97    Standard
        310000                0            61480.3    Standard
        395000                0           354762.9    Standard
        190000           189900          151828.44    Standard
        193000           193000          154108.48    Standard
         90000            89900           71871.15    2% of ppd amt
        300000                0          239278.27    Standard
        410000                0           56229.72    Standard
        222500           219000           207791.8    Standard
        155000           155000              30987    None
        134000           127650           102059.4    None
        180000                0          143865.98    Standard
        326000           325000          292322.81    Standard
        265000                0           185332.3    Standard
        365000           273955          218973.08    Standard
        255000                0          190879.07    Standard
        203000                0          178468.86    Standard
        335000                0          300874.87    Standard
        300000                0          224722.24    Standard
        263000           259900          207762.57    Standard
        280000                0          237786.92    Standard
        237000                0          144935.72    None
        154000                0            59911.1    None
        129000                0           25791.75    None
        260000           259000          207048.98    Standard
        195000           195000           38971.29    None
        137000           124960           99909.76    1% of UPB
        260000           255000          203877.68    None
        475000                0          379212.12    None
        400000                0          279704.88    Standard
        297000           297000           237418.3    2% of UPB
        140000           140000          111833.24    Standard
        315000           315000           251809.2    Standard
        480000                0          307492.25    Standard
        243000                0          181238.03    None
        223000           222500           44461.97    1% of UPB
        273000           271000           54176.78    Standard
        428000           428000          315806.59    Standard
        295000           295000             236000    Standard
         68000            63800           60591.47    Standard if  less than 12%
        250000           248900          199860.26    Standard
        361000                0          279127.06    Standard
        295000                0          189875.08    None
        259000           254900          254768.96    None
        270000                0          161850.19    None
        262000           259580           51886.41    None
        365000                0          229598.94    None
        274500           274500           54879.88    Standard
        170400           170000          135902.06    Standard
        211000                0             157500    Standard
        185000                0          147701.77    Standard
         92200            85280           85243.07    Standard
        335000           334950           66965.46    Standard
        295000                0          191526.25    None
        321000                0          224599.53    None
         70000            70000           55972.45    None
        322000                0          273601.44    Standard
        100000                0           79958.96    None
        268000                0          214202.39    Standard
        175000                0           34987.52    1% of UPB
        170000           170000             161500    None
        375000                0          299731.42    None
        200000           198000          158120.55    None
        233000           232500          185669.27    Standard
        292000                0          257542.87    Standard
        240000           240000          191851.41    Standard
        215000           160000          151907.92    Standard
        500000                0          183036.67    Standard
        303000           303000           60574.59    2% of UPB
        153000           140000          111911.76    Standard
        122000           121900          121808.21    1% of UPB
        191000           189000           151006.5    Standard
        325000           325000          259820.16    None
        178000           175000          139902.18    Standard
         73000                0           65665.58    Standard
        330000                0          296451.04    Standard
        590000                0          530515.29    None
        125000                0              82000    Standard
        150000                0          109935.13    Standard
        245000                0          195827.07    Standard
        470000           470000             376000    Standard
         80000                0           54916.12    Standard
        222000                0          155246.51    Standard
        280000                0           55974.55    None
        311600                0           34388.26    None
        220000           167300          167180.73    Standard
        250000                0          176842.77    Standard
        470000                0          422656.68    None
        295000                0          174876.24    None
        360000                0          269854.05    None
        400000                0          337788.84    None
        475000                0          319938.42    Standard
        200000                0           155717.1    None
        246000           243500          179824.21    Standard
        190000                0           151693.7    2% of UPB
        305000                0          258712.47    Standard
        138000                0          124130.73    Standard
        150000           150000             119909    None
        103000           102700            82113.7    Standard
        163000                0           32587.04    None
        155000                0              31000    1% of UPB
        165000                0           32989.45    1% of UPB
         82000                0              65600    None
        135000           132900           26567.34    10% / 7% / 3.5%
        530000                0          423206.96    None
        390000                0          299148.17    Standard
        118000           117500           93934.19    Standard
        167000           156900          125410.87    Standard
        149500                0          117615.24    1% of UPB
         56000            56000           53150.16    3% / 2% / 1%
        175000                0           26227.88    Standard
        269900                0          269656.01    Standard
        108000                0           80956.67    Standard
        300000                0          269621.47    Standard
        134000           133900          107047.98    None
        100000                0           79954.45    None
        105000            99000              79200    1% of UPB
        360000                0          342202.21    None
        225000                0           30382.01    None
        305000                0            52301.3    Standard
        160000                0          127921.65    None
        236000           234900          187776.29    Standard
        112000                0           89489.94    None
        200000                0          124890.25    1% of UPB
        151000                0           79845.66    Standard
        165000                0           90662.14    Standard
        225000                0          191136.51    Standard
        200000           197309          187323.47    None
         61000                0           51810.36    None
        110000           110000           87862.28    Standard
        137000           136900          109438.72    Standard
        290000                0              58000    Standard
        315000                0          171828.45    Standard
        225000                0          151886.06    Standard
        338000                0          244043.79    Standard
        385000                0          265771.21    None
        193000           193000           154293.2    Standard
        200000           198000          177920.78    Standard
        288000           285000             228000    1% of UPB
        126000                0          125906.49    None
        230000                0          218063.87    Standard
        455000                0          324700.44    Standard
        125000           119000           95153.18    Standard
        159000           149000          133988.99    Standard
        127000                0          107887.25    Standard
        212000           175000             139894    Standard
        210000           210000          167723.78    Standard
         59500            57900           54969.49    Standard
        350000                0             245000    Standard
        210000                0          187861.15    Standard
        438000                0          209817.42    Standard
        179000           178000          142024.98    Standard
        180000           179900          143819.44    1% of UPB
        167000           164900          148300.42    Standard
        300000                0             210000    None
        245000                0          220350.54    Standard
        204000           202000          161267.11    Standard
        500000                0          212787.96    Standard
         82000            80800           80752.05    Standard
        170000                0           77456.63    Standard
        241500           231900          185214.38    Standard
        185000           180000          170732.41    Standard
        265000                0          238100.09    1% of UPB
        156000                0           31188.63    None
        305000                0          243770.71    Standard
        146000                0          123994.19    Standard
        135000                0          114665.69    Standard
        122000           122000           97533.84    Standard
        173000           105900           84651.91    None
        355000                0          230565.13    Standard
        135000           135000          107930.28    Standard
        164000           158900          127016.82    Standard
        210000                0          188855.47    Standard
         79000            78000           62359.39    Standard
        198000           198000          197841.67    Standard
        248000                0          209827.02    2% of UPB
        220000                0          210830.43    Standard
        364000                0          323916.03    Standard
        352000                0          332220.82    Standard
        263000           257000          205454.89    Standard
         91500            91400            73075.7    Standard
        198000           196100          195987.18    Standard
        370000                0          161931.33    Standard
        180000                0          170783.39    None
        425000                0          297294.23    None
         88000            88000           70365.19    Standard if  less than 12%
        220000           210000           41982.39    None
        265000                0          232827.08    Standard
         95000                0           49931.86    Standard
        106000                0           99644.18    1% of UPB
        669000           669000          599593.31    None
        187000           186200          167276.75    None
        300000                0          149536.77    Standard
        175000                0          109934.72    None
        125000                0              25000    None
        262500                0          219291.73    Standard
        285000                0          242061.02    Standard
         78000            78000           62268.35    2% of ppd amt
        120000           116000              92800    Standard if  less than 12%
        325000                0             268000    Standard
        258000           256500          243508.55    Standard
        330000                0           65978.91    None
        300000                0          209867.45    None
        420000                0          269467.74    Standard
        192000           190000          151856.88    2% of UPB
        196000                0           39174.08    2% of UPB
        120000           119800           95778.13    Standard if  less than 12%
        163000           152000          121483.51    Standard
        164000           159900           31953.07    1% of UPB
        130000                0           129927.5    Standard
        235000                0          152469.31    Standard
        575000                0           516465.1    None
        350500                0           49885.87    Standard
        167000                0          141887.21    None
        132000                0           92349.42    Standard
        358000                0          257775.24    Standard
         90000            89000            71154.6    1% of UPB
        181000                0          157904.29    1% of UPB
         90000                0           71973.48    None
        119000                0           91458.21    None
        210000           209900          199294.94    Standard
        300000                0          157842.41    Standard
        112000           103782           82973.73    Standard
        105000                0          104943.83    None
        138000                0          131027.27    Standard
        159000           159000             127200    None
        530000                0          370841.05    None
        363000                0          264746.13    None
        335000                0          179340.86    None
        418000                0          396414.29    None
        400000           397900          318166.55    None
        480000                0          383739.72    Standard
        106000                0           73943.63    1% of UPB
        123000                0              90000    None
        420000                0          291500.19    None
        260000           259500          207296.42    Standard
        307000                0          220618.38    1% of UPB
        105700                0           84416.11    Standard
        147000           125750          106815.14    Standard if  less than 12%
         93000            92900           74235.97    Standard
        260000                0          233595.93    Standard
        224000           224000           44762.28    Standard
        280000           277070          235351.98    Standard
        232000           231000          184629.67    Standard
        175000           175000           84953.09    Standard
        136000           136000          108711.69    Standard
        309000           309000          246891.28    None
        275000                0          169820.42    Standard
        150000           150000          142163.35    1% of UPB
        186000           184000             147200    None
        260000                0             260000    Standard
         83000            75000            59962.9    Standard
        210000           205000          163716.81    None
        345000                0          275793.11    Standard
         79000                0           63167.91    Standard
         85000            85000           67969.27    Standard
         92000            85000           67949.94    Standard
        194000                0           114904.8    Standard
        165000           164700          130867.57    Standard
        266000           265000          264807.23    Standard
         63000                0           47776.14    None
        349000                0          278935.65    None
        195000           195000          127382.48    Standard
        233000                0           46577.79    2% of UPB
        178000           177500          141897.74    Standard
        166000           166000          157606.41    Standard
        175000           172000          137497.88    1% of UPB
        260000           250000          199800.44    Standard
        320000           274940          274731.83    Standard
        160000                0          127897.94    Standard
        116000           114500           91521.97    Standard
        104000           102750           82136.51    Standard
        155000           153000          122314.31    Standard
        116000           116000           92738.36    Standard
        160000           149900          119834.51    Standard
        109000           109000           87142.09    Standard
        195000                0          175225.36    Standard
        227000                0          169862.85    Standard
        281000           280500          224280.62    Standard
        146000           146000          116690.24    Standard
        436000                0           316662.7    Standard
        185000           185000          147675.26    Standard
        214000           214000          213841.18    Standard
         95000                0            85453.3    Standard
        430000                0           249736.5    Standard
        155000           155000          123779.52    None
        308000                0          264825.77    None
        255000                0          153262.67    None
        137900           136000           108733.4    1% of UPB
         93000            92000           73550.62    Standard
         77000            77000            73115.8    Standard
         90000            90000           85460.11    Standard
         65000                0           51984.62    Standard
        250000                0          103925.85    Standard
        360000                0          251525.14    Standard
        160000                0           127908.5    Standard
        241000                0          129896.55    Standard
        220000           218000          174110.42    Standard
        247000           245000          195853.07    Standard
        208000                0          134887.14    None
         92000                0           73570.11    None
        141000                0             112800    Standard
        185000                0          125931.03    Standard
        217000                0           36294.39    Standard
        225000                0          179918.66    None
        135000                0              80000    None
        307000                0          190529.27    Standard
        400000                0          159841.14    Standard
        135000           134000          107118.02    Standard
         98000                0           53865.01    None
        330000                0          259715.42    None
        232000                0          127795.69    2% of UPB
         70000                0           57465.16    None
        100000                0           54982.51    None
        110000                0           87877.18    Standard
         80000                0           59966.19    Standard
        198000                0          158258.15    Standard
        163500                0          129744.41    None
        120000           120000           95948.64    None
        350000           349999             279999    Standard
        135000                0          107948.53    None
        195000                0            99912.1    None
         88000                0            83554.1    2% of UPB
        220000           219000          175033.76    Standard
        242000           242000          193448.98    Standard
        116000           116000          110149.13    Standard
        320000                0          179834.09    Standard
        309000                0          182819.56    Standard
        375000                0          271711.49    Standard
        240000           180000          125912.85    Standard if  less than 12%
        450000                0          299466.58    Standard
        145000                0           127438.6    None
        248000                0          134952.28    Standard
        250000                0          199871.16    Standard
        150500           150500          120314.98    Standard
         58000            57500              54625    2% of UPB
        155000                0           146929.2    2% of UPB
        500000                0          249751.12    Standard
        120000            95400           95351.57    Standard
        201000                0          180602.57    Standard
        222500                0          175860.51    Standard
        290000                0          188366.96    None
        275000           275000          219816.08    None
        165000           160000          127901.14    None
        110000                0           94178.94    Standard
        100000            92000            73510.2    Standard
        118000           107000           85408.21    1% of amt prepaid
        455000                0          184834.05    Standard
        516500                0           59769.79    2% of UPB
        340000           329000          263051.68    None
        152000                0          129112.73    Standard
        104000                0           62366.27    None
        170000           166000          123896.91    None
        220000                0          175765.41    None
        510000                0          214663.55    None
        185000                0          147928.72    None
        285000           283600          226721.16    2% of UPB
         70000                0              52440    None
        149000           145000          137522.58    1% of UPB
        140000                0          132925.06    1% of UPB
        136000                0           108748.7    None
        203000                0           154909.9    None
        115000                0           55455.66    None
        201500           201500           40022.14    Standard
        226000           220000           43983.88    Standard
        315000                0           124885.9    Standard
        300000                0          249670.15    None
         81000                0            56668.9    None
         95000            95000            90203.7    None
        141500           141400          113031.75    1% of UPB
         70000                0           49974.88    Standard
        280000                0           55982.11    Standard
        400000                0          319680.83    Standard
        430000                0           66206.05    Standard
        565000                0             350000    None
         96000                0            50347.2    None
        185000                0          157122.37    None
        415000                0          352431.11    None
        550000           550000          439649.88    Standard
        225000                0          202359.94    None
        324000           317500           253809.6    None
        150000           150000          149936.42    None
        142000           131100          134710.87    Standard
        185000                0          184958.69    Standard
         79000                0           49976.67    None
        102000            99700           79694.62    Standard
        216000           215900          172586.33    Standard
        455000                0          351639.41    Standard
        121000                0          108786.66    None
        202000           201500             161200    None
        220000                0          184907.07    None
        255000                0          216626.58    None
         82000                0           65453.27    None
         72000                0           50384.93    Standard
         52000                0           49890.55    3% / 2% / 1%
        113000                0           84958.63    None
        182000           145000          115866.04    Standard
        266300                0          199547.93    None
        280000           280000             224000    Standard
        196500                0          157065.97    None
        455000           450000          359760.89    None
        510000                0          419701.76    None
        205000                0           40973.86    Standard
        250000           213000          170268.39    Standard
        265000                0          211882.99    Standard
         77000            77000           61556.09    Standard
        113000            89900           71858.08    Standard
        168000           165000           79946.22    None
        355000                0          329755.09    None
        190000                0          170879.31    None
        210000           209000          208761.12    Standard
        161000           157000          156913.35    2% of UPB
         94000                0           79876.32    1% of UPB
        105000                0           76452.69    Standard
        160000                0           74971.15    None
        139000                0          111146.45    None
        117000                0           93561.99    None
        254000                0          202601.49    None
         79000                0           62954.17    Standard
        331000                0          112680.64    None
        250000           250000          199820.95    Standard
        100000                0              80000    None
        350000                0          279440.04    None
        130000           130000          103936.34    2% of UPB
        330000           330000          313243.03    None
        389000                0          148950.42    None
        252000                0          226598.92    Standard
        185000           184900          147790.13    1% of UPB
        160000           158925          127050.08    2% of UPB
        136900           136900          109355.31    3% / 2% / 1%
        220000           218000          173910.35    None
        635000                0          399312.65    Standard
        205000           203000          162132.46    Standard
        348000           344900          275667.64    Standard
        152000                0          121435.13    None
         95000                0            75963.4    None
        110000                0           75864.59    None
        535000                0          424183.58    None
        130000           127200          114351.83    Standard
         97000            97000           87191.42    None
        215000           186400          176988.68    1% of UPB
        272000                0          149755.52    None
        222000                0          158914.94    None
        122000                0           85286.18    None
        209000                0          198449.21    1% of UPB
        180000           170000          118860.13    None
        253000           250546          200436.91    Standard
        163000                0          146490.16    Standard
        241000                0          144473.05    Standard
        360000                0             296000    Standard
        210000                0          167863.64    2 mo int on 66% if  less than 8%
        317000                0           29968.78    Standard
        381500                0          219802.66    2% of ppd amt
        590000                0          258740.84    Standard
        145000                0           28984.96    Standard
        227000           220000          175690.09    None
        267000                0          206307.81    Standard
        309000           299900          239745.48    Standard
        297000           286000          228631.89    None
        162000           159900             127920    None
         78000            77000           50009.86    None
        160000                0           126725.9    None
        195000           195000             155995    None
        176000           173500          173410.06    1% of UPB
        235000           230000          183624.47    None
        460000                0          214840.12    None
        163000           162500             130000    Standard
        215000                0          171865.83    Standard
        300000                0          194709.65    Standard
        183000           182560          145281.92    Standard
        165000           163850          130991.87    Standard
         95000                0           75954.43    Standard
        170000                0             104650    None
        185000                0          154387.61    None
        206000                0             164800    None
        389000           388917          311035.77    Standard
         81000            81000           80901.51    Standard
        320000                0          219812.43    None
         87000            84000           67162.91    3% / 2% / 1%
        515000                0          324369.66    None
        405000           399900          234687.65    None
        188000           187900          150280.99    Standard
         53000            52700           50042.13    Standard
        280000           152000          162329.09    None
        368000                0          337212.25    None
        121000           116600           93219.79    Standard
        205000           205000          184385.91    None
        325000                0          239827.17    2 mo int on 80%
        168700           165500          132269.45    Standard
        300000                0          239798.96    Standard
        230000                0           45980.71    None
        165000           158100          142115.21    None
        242000           240000          191848.43    2% of UPB
        103000           103000          102940.44    Standard
        265000                0          238172.31    Standard
         89000            89000           84502.85    Standard
        114000                0           74050.28    Standard
        178000           177500             141889    Standard
        182000           179900          143796.09    Standard
        215000           213900          170976.94    Standard
        183000           169000          135107.43    Standard
        227000                0          189709.97    Standard
        135000                0           102880.9    None
        125000           125000           99885.71    1% of amt prepaid
        475000                0           349650.9    Standard
        344000           278260          222433.26    Standard
        137000                0           82144.29    Standard
        225000           221000           44156.34    Standard
        165000                0          131849.13    None
        175000           172500          137923.04    None
         65000                0           55227.96    3% / 2% / 1%
        215000                0          171901.05    2% of UPB
        243000                0          108919.51    Standard
        234000                0             175500    Standard
         95000                0              75963    None
        310000           300000          239624.43    None
         88000            88000           87939.25    Standard
        121000           117900            94244.2    1% of UPB
         75000            64800           61427.31    2% of ppd amt
        164000                0          130979.38    None
        278000           278000             264100    Standard
        320000           318000           63545.27    Standard
        365000           360750          324445.85    None
        190000                0             152000    None
        154000                0           99966.24    None
        230000                0           34990.29    Standard
        150000                0              97500    None
        168000                0          116400.68    Standard
        211500                0          109808.18    Standard
        160000           160000          127905.95    Standard
        129500                0           25890.56    None
        713000                0          170124.84    None
        135000           135000          107843.94    Standard
         80000            77365           61810.35    Standard
        315000                0          299093.23    None
         89000                0           75613.18    None
         94000            94000           93957.88    Standard
        225000           222000          177486.75    Standard
        300000                0          224871.88    Standard
        310000           310000              61974    Standard
        310000                0          138859.38    None
         68000                0           61161.13    None
         71000            70500           56355.56    Standard
        205000           203000          172331.43    None
        390000                0          269826.06    None
        310000                0          278532.18    None
         75000                0            59834.9    2 mo int on 80%
        125000                0           106184.3    None
         66500                0           53174.91    None
        225000                0          146096.17    Standard
        124000                0           99132.62    2% of ppd amt
        125000                0          105517.47    Standard
         80000            65000           51945.54    None
        141000                0           99930.84    None
        400000                0          293477.25    Standard
         96000                0              76800    None
        100000            99500              99500    1% of UPB
        100500                0           54899.34    None
        263000                0           210240.7    Standard
        187000                0          114913.47    None
        450000                0          303657.75    Standard
        510000                0          457992.82    Standard
        430000                0          279293.75    Standard
        128000           124900           99849.48    Standard
        114000           110165           88073.94    1% of UPB
        225000           225000          179642.84    2% of ppd amt
        375000           375000          299783.96    Standard
        103000                0           69969.36    Standard
        128000                0          102351.21    None
        126000                0           94448.69    None
        165000                0          131934.38    None
         86000            77000           61563.06    Standard
        567500                0          333186.61    Standard
        180000                0           35985.69    None
        201000                0           150677.4    Standard
        328000           328000          261928.89    2% of UPB
         90000                0           67470.08    None
        104000           103000          102947.05    2% of UPB
        410000                0          286639.14    None
        181700                0          154343.45    None
        280000           280000           55972.45    Standard
        127000                0           88838.01    None
        157000                0          149065.08    None
        276000                0           54978.85    None
        130000           124500           99472.51    3% / 2% / 1%
         65000                0           49963.26    Standard
        235000                0          187901.31    None
        159500                0          149772.16    None
        355000                0          301375.09    Standard
        345000                0          189895.13    None
        340000                0          252494.04    None
        130000                0           90967.91    None
        270000                0          162694.36    Standard
         79000            72080              57600    None
        184000                0           99683.13    Standard
        176000                0          123130.57    None
        116000           116000           92713.64    3% / 2% / 1%
        445000                0           99834.91    None
        137000           129000          103141.24    3% / 2% / 1%
         85000            85000           84939.28    3% / 2% / 1%
         80000            80000           63972.52    Standard
         95000            95000           75947.96    None
        135000                0          134931.47    None
        120000                0           95915.71    None
        175000                0          113713.64    None
        240000                0          227773.02    None
        168500           131600          131527.37    Standard if  less than 12%
        106000                0           84740.15    Standard
        110000                0           87945.58    Standard
        110000                0           98866.42    Standard
        172000           172000            34387.4    Standard
        485000                0          374369.97    Standard
        520000                0           409165.9    Standard
        205500           205500          164175.94    None
        166000           156000          124568.86    Standard
         80000            75000           59974.84    2% of UPB
         87000            87000           69574.36    Standard if  less than 12%
        189500                0          151486.36    None
        355000           354950          318897.95    Standard
        226000                0          169423.41    None
        215000           215000          171869.78    None
        145000                0           99690.01    Standard
        440000           440000          395444.82    None
        250000                0          196927.89    Standard
         94000            92000           73433.77    3% / 2% / 1%
        174000                0          164429.81    None
        108000                0           69488.22    None
        328000           325000             260000    Standard
        239000                0           214977.4    1% of UPB
        170000                0          119880.31    Standard
        306000                0          164935.83    None
        202000           195000          155901.54    2% of UPB
        171000                0          153799.15    None
        182500           182200          145648.18    Standard
        425000                0           52956.07    None
        170000                0          114796.81    Standard
        340000           340000          339582.33    None
        290000                0          224654.82    None
        142000                0          113524.55    None
        187000                0          168201.96    None
        105000                0            61153.2    None
        174000           173000           34568.43    6 mo int on UPB
        196000                0           74951.19    None
        300000                0             240000    None
        201000           198000          158136.98    None
        156000           156000           124584.5    Standard
        120000                0           95920.53    None
         92000            85900           68652.12    Standard
        151000                0           30187.34    Standard
        165000                0             119000    Standard
        171000                0          136682.22    None
        250000                0           139888.6    None
        445000                0          299631.47    Standard
        121000           122900          120922.05    Standard
        180000                0          143880.21    Standard
        360000                0          269864.37    None
        410000                0          327637.27    Standard
        185000                0             157200    Standard
        180000           180000          143743.46    Standard
        325000                0          259794.74    Standard
        216000           215174          182788.46    Standard
        340000                0           68979.81    None
        350000                0          276446.06    None
        275000                0             125000    None
        218000           218000          174267.96    Standard
        145000                0             116000    None
        131000                0          104732.48    None
        179500                0          165373.44    2% of UPB
        205000           204900          163608.58    Standard
        115000           115000           91935.07    Standard
         94000                0              75200    None
        315000                0          184827.82    None
        325000           310000          263326.76    Standard
        138000           135000           134784.5    3% / 2% / 1%
        160000                0           74956.33    1% of UPB
         85000                0           67956.64    2% of UPB
        345000                0           94942.15    Standard
        250000                0          184119.07    None
         93000            93000            92949.2    Standard
        165000           154000          122977.71    Standard
        287000           285000          256283.45    None
         95000                0           67124.04    None
        120000           125700           95818.75    Standard
        250000           244000          219451.15    Standard
         93500            92000            73549.1    2% of ppd amt
        615000                0          255465.55    None
        196000           195000          155905.49    Standard
        270000                0           199824.4    None
        145000                0          114935.53    None
        138000           138000           110320.5    Standard
        365000           365000          327957.22    None
        590000                0          252806.53    None
        133000                0           60458.15    Standard
        160000           150000          119910.94    3% / 2% / 1%
        375000           370000           239564.9    None
         69500                0           52056.93    None
         92000                0           59761.47    Standard
        390000                0          286801.06    Standard
        145000           145000          130404.11    3% / 2% / 1%
        160000                0          151749.59    None
        195000           194000          155103.04    None
        103000                0           55473.62    None
        165000                0          119920.54    Standard
        435000                0          347304.07    None
        430000                0          310702.05    None
        300000                0           254533.2    Standard
        143000           134900           107846.1    Standard
         54000                0           49969.39    Standard
        351000           350400          279759.41    None
        167000                0          111764.69    None
         89500                0           66978.25    None
        370000           370000          295727.47    None
        140000                0          111931.45    None
         62000                0           52930.66    3% / 2% / 1%
        129000                0           49964.71    None
        129000                0           90245.29    None
        107000                0            85557.9    None
         80000                0           59969.54    None
        140000                0          111156.28    None
        153000                0          114689.88    None
        176000           173000           155064.3    None
        155000                0          123896.14    Standard
        227000           222000              44400    1% of UPB
        469000           449000          358922.56    None
        250000                0          198858.13    None
        128000                0           82643.23    None
        152000                0          136584.85    Standard
        320000                0           99666.35    Standard
        322000           320000          255804.17    Standard
        325000                0          243506.88    Standard
        290000                0          139875.88    None
        285000                0          241719.83    None
        289000                0          216563.38    None
        500000                0          399080.37    Standard
        530000                0          399152.18    Standard
        525000                0             411000    Standard
        740000                0          334964.47    Standard
        450000                0             291832    Standard
        625000                0          392589.69    Standard
        450000                0          349713.11    Standard
         80000            79500           79457.02    Standard
        285000                0          164266.93    2% of UPB
        325000                0          324697.52    Standard
        355000                0          244835.61    2% of ppd amt
        276000                0          167169.33    None
        230000                0          195381.56    None
        373000                0          316740.93    None
        200000                0          159862.24    None
        315000                0          261301.13    None
        125800                0          102930.89    None
        257000           257000          205451.94    2 mo int on 66% if  less than 8%
        130000           118733          118702.28    3% / 2% / 1%
        144000           143900          115049.54    3% / 2% / 1%
        315000           310000          247582.11    Standard if  less than 12%
        182000                0          152887.59    Standard
        108000                0            69958.8    Standard
         93000                0           74351.58    None
        252000                0          196711.05    None
        178000                0          114967.83    Standard
        346000                0          169713.54    2% of ppd amt
        520000                0          313752.61    2% of ppd amt
        114500           114500           91539.66    Standard
        150000                0          119948.59    None
        235000           230000          206650.21    None
        128500           128500          102731.72    Standard
        206000           204500          163461.88    Standard
        430000                0          328643.21    None
        275000           240000          191896.21    1% of UPB
        167500                0           33488.69    2% of UPB
        335000                0          199116.03    None
        175000           166500          133110.44    None
         57000                0           51847.96    3% / 2% / 1%
        120000           119900           95855.51    Standard
        417000                0          270758.86    None
        293000                0          263583.09    3% / 2% / 1%
        190000           188000             150400    None
         95000            89000           71114.13    3% / 2% / 1%
        161000           159900             159900    2% of ppd amt
        125000           123600           98818.22    2% of ppd amt
        425000                0          259285.61    None
        113000                0              90400    None
        220000                0          129768.85    None
        205000           205000          184251.08    Standard
        250000                0          199857.41    None
        203000                0          142028.62    None
         97000                0           90205.61    3% / 2% / 1%
        170000           165000          131906.84    Standard
        119000            90000           71952.08    Standard
        256000        249451.14          199560.91    Standard
        645000                0          399076.91    Standard
         90000                0           67477.16    Standard
         80000                0           54928.62    None
        380000                0          319804.14    None
        180000           175000           99866.59    Standard
        155000           150000             120000    2% of UPB
        172000           169900          161317.75    Standard if  less than 12%
         75000            75000              71250    Standard if  less than 12%
        121000           119900           95839.02    3% / 2% / 1%
        195000           190000          151915.22    Standard
        295000                0          201371.51    None
        140000                0          125843.61    None
        156000                0          119883.93    None
        380000                0          322119.25    Standard
        280000                0          223610.59    None
        235000                0          223061.58    None
        534000                0          439559.98    Standard
        270000                0          181871.55    3 mo int
        365000           362500          325912.59    Standard
        171000                0          162333.95    None
        410000                0          335765.24    None
        120000           110000           87927.86    Standard
        178000                0          160098.89    Standard
        205000                0           37767.47    Standard
        235000           233400          186577.21    None
        362000                0          271272.58    None
        216000                0           88933.95    Standard
        163000           163000             130400    Standard
        275000           275000          274904.44    Standard
        245000           250000             220500    Standard
        257000           257000             205600    None
        204000                0            40784.3    None
         90000                0           62972.13    None
        163000                0          130302.06    None
        209000                0          165815.46    Standard
        145000                0           94196.22    None
        177000                0          141504.02    None
        350000                0          214807.52    Standard
        159000                0           31787.85    1% of UPB
        328000           328000             262400    Standard
         86000                0           64477.25    None
        275000                0          189858.99    None
        248000                0          152669.55    None
         53000                0              50350    None
        210000                0          154621.23    None
        275000           270000          215806.62    None
        205000           205000          163875.83    Standard
        142000                0          112397.98    Standard
         80000                0           56961.37    None
        215000                0          129353.06    None
        613000                0          254745.67    Standard
        400000                0          263599.01    None
        220000           220000          175677.82    Standard
        315000           315000          299044.75    Standard
        160000                0           80907.42    2% of ppd amt
        275000                0           39990.08    None
         80000                0           71783.31    None
        363000                0          290129.73    None
        550000                0          439120.09    Standard
         75000            74000           59173.81    3% / 2% / 1%
         95000            89900           74957.29    None
        170000                0          143879.62    None
         79900            79900           63879.24    Standard
        125000                0           99943.94    None
         75000            75000           59968.57    3% / 2% / 1%
        173400                0          147315.17    None
        181000                0          171718.01    None
        525000                0          397176.07    Standard
        136500           130000           103912.2    Standard
        175000           155000          139298.44    None
        250000                0          237385.27    None
         91000                0           72693.76    None
        138000           135000          134929.28    None
        110000           107900           86269.82    2% of ppd amt
        315000           315000           62979.87    None
        178000                0          141894.17    None
        180000                0           179899.4    None
        237000                0          213160.88    Standard
        270000                0           202365.5    None
        260000                0          247792.67    None
        422000           420000             336000    None
        286000                0          227849.28    None
        188000                0          131496.11    Standard
        325000                0          259605.07    Standard
        224000           222000          199645.68    Standard
        250000                0          124900.53    None
        276000                0          261987.28    None
         72000            69000           65510.29    Standard
        127000           126900             101520    Standard
        375000           375000          264782.36    None
        255000                0          242049.99    None
        148000           142075          142007.16    2% of UPB
        320500           319500             255600    None
        330000                0           79935.85    2% of ppd amt
        525000                0          358238.86    2% of ppd amt
         61000            61000           60971.48    Standard if  less than 12%
        640000                0          259807.04    None
        260000           260000          207826.11    2 mo int on 66% if  less than 8%
        134000                0           74911.88    None
         66000                0           62629.41    None
        155000           155000           123902.3    2 mo int on 66% if  less than 8%
        236000                0          162761.58    None
        119000                0           50122.87    None
        224000                0          200284.04    None
        472000                0          159878.41    None
        125000           125000          112443.49    Standard
        238000                0           119764.7    Standard
        142500                0          128183.51    None
        339500                0          226828.17    None
        480000           470000             376000    Standard
        460000                0          390627.21    Standard
        460000                0          403597.04    Standard
        565000                0          251482.45    Standard
        175000           175000          166146.13    Standard if  less than 12%
        152500                0             129625    None
        141500                0          111934.89    None
        113000                0           84455.26    None
        330000                0          296434.92    None
        163000                0           132703.4    None
        123000                0           98362.14    None
        390000           390000          311664.87    Standard
        140000           138000           117190.1    2% of ppd amt
        425000                0          269834.74    Standard
         90000            88000           83561.67    3% / 2% / 1%
        210000                0             150000    None
        731000                0            49950.1    None
        230000           215000          171877.38    Standard
        145000           145000          115922.16    Standard
        230000                0          206854.13    None
         85000                0           59961.51    None
         75000                0           62444.47    1% of amt prepaid
         65500                0           49983.67    1% of amt prepaid
         83000                0           49984.79    1% of amt prepaid
         70000                0           52474.72    1% of amt prepaid
        127000           124900           99864.85    1% of UPB
        110000                0              77000    Standard
        360000           359000          286952.73    Standard
        200000                0           149714.6    Standard
        345000                0          239809.02    None
        146000                0          116741.94    Standard
        182000           180400             180400    None
        397000           394999          315911.64    None
        140000                0           87435.71    None
        152000                0           136716.1    None
        175000                0              70000    None
        135000                0          134919.38    2% of ppd amt
        350000           345000             276000    Standard
        188000           165000          131921.66    2% of UPB
         95000                0           75962.93    None
         83000            82300           82257.78    3% / 2% / 1%
        330000                0          194669.16    None
         66500                0           59723.15    2% of ppd amt
        142000                0           88946.09    1% of amt prepaid
        480000                0           95965.39    None
        340000                0          199623.11    2% of ppd amt
        310000                0          232153.84    None
        102000            99500              79600    2% of UPB
         95000                0           75964.73    3% / 2% / 1%
        320000                0          199600.03    Standard
        135000           135000           84924.17    None
        429000           426000             340800    Standard if  less than 12%
         74000                0           49943.43    Standard
        161000           152388           144663.3    Standard
        265000                0          234863.54    Standard
        320000           310000          104918.74    None
         85000                0           80727.51    None
        260000           255000          203622.94    None
        320000           320000             256000    Standard
         86000            86000           85959.01    Standard if  less than 12%
        332000                0           66367.34    None
        236000           233000          104924.99    None
        177000                0          114958.82    1% of amt prepaid
        346000                0          191187.42    Standard
        195000                0          189627.92    1% of UPB
         80000                0           63973.33    Standard
        395000        393781.68          315024.51    Standard
        415000                0          224825.35    None
        310000           309900             247920    None
        125000                0           99903.29    None
        120000                0          113848.05    3% / 2% / 1%
        210000                0          167889.54    None
        112000            99500           79492.82    None
        105000                0            82335.3    None
        195000                0          146005.88    None
        150000           149000          148913.46    Standard if  less than 12%
        240000                0          124856.25    Standard
        152000           152000          121496.33    Standard
        293000                0          178636.02    Standard
        224000                0          102349.68    Standard
        320000                0          193329.28    Standard
        480000                0          243740.65    Standard
        370000                0          277236.69    Standard
        260000           245000          195886.06    None
        450000                0          239761.08    None
        293000                0          234217.15    None
        114000                0          101185.43    None
        138000                0             103500    None
        155000           155000           30989.59    Standard
        171000           170848          136444.28    3% / 2% / 1%
        165000                0           97861.23    Standard
        200000           200000          132410.92    Standard
        126000                0            81827.9    2% of ppd amt
        305000                0          228642.06    Standard
        280000           268000          214224.26    2% of UPB
        322000                0           96740.58    None
        510000                0          172664.48    None
        115000                0          114939.63    None
        535000                0          327459.65    Standard
        300000                0          196448.15    Standard
        145500           145200          116062.89    Standard
        122000           121000           96733.72    Standard
         95000            95000            75954.9    Standard
        116000           115000           91933.75    Standard
        123000           122500           97941.84    Standard
         81000                0           64500.16    None
        178000           178000             142400    None
        242000                0          169314.25    None
        368000                0          289750.32    Standard
        430000           440000          343670.44    Standard
        204000           200000             199887    Standard if  less than 12%
        138000           138000          131012.67    Standard
        280000                0             145000    None
        190000           190000             152000    Standard
        124000                0           63975.65    None
        159000           155000          123785.88    Standard
        154000                0           49760.92    Standard
        269000           265000             212000    Standard
        100000            99800              79840    Standard
        355000                0          255764.03    Standard
        372000                0          284764.08    Standard
        489000                0          299701.35    Standard
        175000                0          139906.06    3% / 2% / 1%
        155000                0          123829.62    None
        225000           225000          213625.75    2% of ppd amt
        123000            93400           84024.75    2% of ppd amt
        325000                0             239834    None
        220000                0          129893.44    None
        173000                0          144752.06    Standard
         91000                0           72776.77    None
        290000                0          194818.52    Standard
        328000                0          231829.54    Standard
        325000           324000            64739.4    Standard
        590000           590000          330411.75    Standard
        455000                0          318025.78    None
        550000                0          412181.39    Standard
        166000           165000          131899.06    Standard
        340000           315000          251487.34    Standard
        275000                0          198937.85    Standard
        110000                0          104432.22    None
        156000                0          155896.39    None
         87000                0           69568.55    Standard
        125000                0          112435.94    Standard
        243000                0          194092.07    Standard
        145000                0           91942.41    Standard
         75000                0           59979.96    None
        152000           152000             121600    Standard
        220000           210000          167860.93    Standard
        230000           230000          179723.86    None
        134500           130100          104008.01    None
        435000                0          149783.27    Standard
        170000                0           124745.7    Standard
        191500           188000          150243.54    3% / 2% / 1%
        365000                0          242795.84    Standard
        142000           141867          113416.07    Standard if  less than 12%
        342000                0             165000    None
        265000                0          198609.72    None
        160000                0          127836.16    None
         85500                0              85000    None
        150000                0          112455.67    None
        356000                0          110905.82    2% of UPB
        132000                0          118614.08    Standard
        120000                0           89955.26    None
        280000                0          251783.03    None
        166000                0          157613.68    None
        330000                0          274772.35    Standard
        295000                0           58950.31    None
        185000           184229          174854.76    Standard if  less than 12%
        410000                0           286546.4    2% of ppd amt
        435000                0          177706.77    Standard
         95000                0           94912.86    None
         85000                0           72210.04    None
         90000            89000           88954.58    3% / 2% / 1%
        124000                0          123929.39    None
        582000                0          239816.47    Standard
        305000           296000          221400.49    None
        214000           189000          151103.58    Standard if  less than 12%
        600000                0          387681.33    None
        385000                0          249895.59    Standard
        400000                0          379774.49    Standard
        335000           330000          263452.62    Standard
        530000                0          383619.94    Standard
        146000           146000          138628.75    3% / 2% / 1%
         81000                0            64767.1    None
        400000                0           234820.3    Standard
         85000            82500           72468.27    1% of UPB
        153000           150000          134914.79    None
        187000                0          137906.46    2% of ppd amt
        330000                0          247318.15    2% of ppd amt
        225000                0          186708.54    2% of ppd amt
        720000                0          349689.69    Standard
        288000           275000             233000    Standard
        295000           285000          227827.37    None
        145000           145000             116000    Standard
        495000                0          311575.64    Standard
        275000                0          274793.86    2% of UPB
        238000           225500          180283.55    Standard if  less than 12%
        200000           199000          159047.48    Standard if  less than 12%
        120000            95000           75956.28    Standard if  less than 12%
        103500           104990           82755.61    Standard if  less than 12%
         76000            76000           60772.81    Standard if  less than 12%
        165000           157000          125455.94    Standard if  less than 12%
        110000           110000           87939.74    Standard if  less than 12%
        137000           124000          105352.37    Standard
        331000                0          194838.58    None
         92000                0           82705.35    1% of amt prepaid
        130000           130000          103910.46    Standard
        194000                0          172889.69    None
        310000                0           151916.8    Standard
        276000                0          219860.43    Standard
        156000                0           119906.2    1% of amt prepaid
        120000                0           95928.75    None
        380000                0          299753.61    None
        185000                0             148000    Standard
        236000                0          199864.44    Standard
        418000                0           67379.84    Standard
        236000                0          200205.68    Standard
        230000                0          206818.26    None
        360000           360000             288000    Standard
        282000           279900          223747.05    None
        267000           265000             212000    Standard
        108000           107400           85871.58    1% of amt prepaid
         90000            88200            83761.4    1% of amt prepaid
         71000            68900           51625.55    3% / 2% / 1%
        240000           240000             192000    Standard
        385000                0          178902.23    None
        250000                0           99927.26    Standard
         85000                0           67970.24    None
        450000                0          324730.96    None
        165000           165000          131904.94    Standard if  less than 12%
         91000                0           72757.24    1% of amt prepaid
         85000            82000              65600    Standard if  less than 12%
        237000           235596          212035.99    Standard
        380000                0          159855.36    Standard
        147000                0          139550.44    None
        125000                0          106203.49    3% / 2% / 1%
        200000                0          154886.12    None
        177000           165000          131919.21    1% of amt prepaid
        265000           265000          264812.97    Standard
         84500                0           54973.79    None
        124000           122990             116841    Standard if  less than 12%
        124000                0            92937.6    None
         98000                0           77948.98    None
        132000           130900          104656.56    Standard if  less than 12%
        189000           189000           141654.7    Standard
         95000                0           65912.61    Standard
        410000                0          299323.91    Standard
        285000           260000          207826.11    Standard
        191000           190800          152523.27    Standard if  less than 12%
         72000                0           53978.77    None
         85000                0           67972.69    None
        240000                0          203840.86    None
        204000                0          183482.92    Standard
        125000           123000           98345.69    3% / 2% / 1%
        163000                0          129614.21    Standard
        550000                0          299731.42    Standard
        250000           249900          199539.63    Standard
         90000            90000           71954.09    Standard if  less than 12%
        415000                0          331647.08    None
        455000           455000          344738.79    None
        100000                0           79818.23    None
        132000                0          125279.57    None
        170000                0           135915.9    Standard
        235000                0          166772.87    Standard
        172000                0           163273.8    2% of ppd amt
         95000                0              59935    None
        170000                0          161408.03    None
        153800                0           122955.9    2 mo int on 80%
        157000                0          125385.22    None
        147000           144000          115164.94    None
        200000                0          189915.05    2 mo int on 80%
        133000                0          119542.08    2 mo int on 80%
        335000                0          250938.17    Standard
        316000           309000             247200    Standard
         95000            79900              67915    3% / 2% / 1%
        173000                0          129637.85    Standard
        166000           159000          142996.95    Standard
        211000           211000          189763.24    Standard
         95000                0              74950    Standard
        100000            98900           79073.52    Standard
        180000                0           79922.63    Standard
        252000                0          144912.16    Standard
        314000                0          250978.37    Standard
        247000                0          222159.69    None
        302000                0          237154.38    None
        300000                0          221785.26    Standard
        170000                0          135293.67    Standard
        510000                0          254790.57    Standard
        260000           260000          207834.06    Standard
        300000                0          249500.05    Standard
        303000                0              50000    Standard
        260000                0          101435.27    None
        490000                0          262422.94    Standard
        244000           239000          128902.33    None
        243500                0          181630.46    Standard
        230000           229900          218209.47    Standard
        200000           194000          174350.24    None
        311000                0          215636.02    2% of UPB
        310000                0          245305.57    None
        215000                0          182622.32    Standard
        450000                0          225083.19    Standard
        215000                0          124772.17    Standard
        315000                0           64078.95    Standard
        280000                0          149797.63    None
        260500                0             234000    Standard
        189000           188900          151007.85    3% / 2% / 1%
        390000           390000           311715.2    Standard
        145000           139367          111411.09    Standard if  less than 12%
        350000                0          227329.68    None
        124000                0           84776.79    1% of amt prepaid
        287000           287000             229600    Standard
        150000           150000          119916.83    1% of amt prepaid
        490000                0          174837.92    Standard
         95000            93000           74358.07    None
        150000           144000          136729.82    1% of UPB
         90000            84000           79753.12    2% of ppd amt
        186000                0          128904.26    None
        310000                0           141892.6    None
        429000                0          300236.81    Standard
        135000           134900          107851.89    2% of UPB
        132000           132000          105395.42    3% / 2% / 1%
        680000           675000           539539.6    Standard
         68500                0           54774.43    None
        225000           159000          127028.39    Standard if  less than 12%
        345000                0          266242.22    Standard
        360000                0          287786.26    None
        264000           267718           124906.3    Standard
        160000                0          135950.44    None
        149000                0          115718.26    None
        100000           100000           79948.99    Standard if  less than 12%
        231000           229500          183490.82    Standard if  less than 12%
        108000                0           86340.72    2% of UPB
        355000           355000          354893.81    None
        325000                0             230000    Standard
        290000                0          231870.34    None
        175000           175000          139892.94    Standard
        244900           244900           195774.6    Standard
        124000                0          109057.22    Standard
        120000           115000           86176.58    None
         84000            83000           66367.17    None
        300000                0          224813.37    Standard
        213000           213000          170170.58    Standard
        145000                0           71965.98    Standard
        422000           421942          337179.81    Standard
        112000           110000            87855.3    3% / 2% / 1%
        275000           275000           261076.3    Standard
        170000                0          129902.07    2% of ppd amt
        265000                0          226378.95    None
        140000                0           111875.9    1% of amt prepaid
        113000                0            59972.5    None
        340000                0          219511.82    2% of UPB
        109000                0           87147.72    None
        370000           362000          288972.02    None
        242000                0          189907.52    None
        130000                0          103896.27    None
        415000                0          269517.84    2% of ppd amt
        172000           165980          148878.14    Standard if  less than 12%
        118000           118000             106200    Standard if  less than 12%
        126500                0          101124.89    None
        332000                0          194807.98    None
        101000                0           95801.17    None
        190000                0           87948.31    None
        240000                0          191881.27    None
         98000                0           88150.81    Standard
        123000           123000              98400    3% / 2% / 1%
        475000                0          354708.44    Standard
        133000           132136          125460.61    Standard if  less than 12%
        190000                0           189897.3    None
        400000           400000          319808.13    None
         78000                0           74060.57    None
        313000                0          250150.73    None
        200000           200000          159948.62    Standard
        153000           148500          118719.64    2% of ppd amt
         75000                0           59921.63    2% of UPB
        120000                0             120000    Standard
        552500                0          399370.96    None
        550000                0          294257.41    1% of amt prepaid
        160000                0          127410.01    Standard
        180000                0          143953.98    None
        367000                0          256643.17    None
        215000                0           32239.11    None
         90000                0           67468.51    None
         97000            83000           74669.67    None
        179500           175000          122384.89    2% of ppd amt
        350000           305000          304525.34    2% of ppd amt
        145000                0          123184.75    None
        121000           105000           94436.46    3 mo int
        130000           130000          101948.76    Standard if  less than 12%
        113000           113000          107300.96    1% of amt prepaid
        270000                0          199766.28    2% of UPB
        245000           245000             232750    Standard
        131500           131293          104960.61    Standard if  less than 12%
         77000                0           76963.23    Standard
        165000           165000           99120.66    Standard
         93500            93000           92943.08    Standard if  less than 12%
        205000           205000          184145.57    Standard
        180000                0           35990.26    Standard
        385000                0          315166.84    Standard if  less than 12%
         90000                0           67461.96    1% of amt prepaid
        105000                0           83951.57    1% of amt prepaid
        137000                0          109525.71    Standard
        386000                0           69920.81    Standard
         98000                0           78340.05    None
         63000                0            50371.3    None
        120000                0           41989.49    None
        270000                0          242707.44    2% of UPB
        215000                0          149876.51    Standard
        225000                0           195837.7    None
        155000           149500          119501.19    Standard if  less than 12%
         93000            92900           74277.24    Standard if  less than 12%
        119000           117900           93955.82    Standard if  less than 12%
        243000                0          194293.81    Standard
        440000                0          282543.79    Standard
        370000           370000             296000    Standard
        317000                0          187809.23    None
        130000                0           89841.52    Standard
         98000                0           78357.18    None
        430000                0           55965.21    Standard
        205000                0           173734.9    Standard
        135000           134900          134827.83    3% / 2% / 1%
        320000           250000          199869.83    None
        178000                0           84852.94    Standard
         91000            85000           67964.75    Standard if  less than 12%
        110000            90000           71960.67    Standard if  less than 12%
        261000           260000             208000    Standard
        146000                0          100950.32    None
         91000                0           72762.65    None
        177000                0          168034.63    None
        950000                0          113408.67    Standard
        106000           108000            84753.2    3% / 2% / 1%
        450000                0          314731.44    Standard
        325000           324006             259204    Standard
        135000                0           107934.5    Standard
         83000            81000           64756.52    Standard if  less than 12%
        160000           159000             127200    Standard if  less than 12%
        101000           100000           79892.08    Standard if  less than 12%
        128000           128000          102368.47    Standard if  less than 12%
        215000           214000          171063.77    Standard if  less than 12%
         69400            63100           59895.04    Standard if  less than 12%
        277000                0           109918.2    Standard
        300000           285000          260852.92    None
        225000                0          203075.05    Standard
        305000                0          219876.02    Standard
         95000                0           94944.09    1% of amt prepaid
        430000                0          338635.87    Standard
        176500           176250          140902.28    Standard if  less than 12%
         95500            94900           75822.85    Standard if  less than 12%
         81000            81000            64764.6    Standard if  less than 12%
        142000           128325          102490.87    Standard if  less than 12%
        136000                0          122332.44    None
        175000                0          157290.08    Standard
        115000                0           91534.41    None
        380000                0          159866.89    None
        454600                0           32992.02    None
        295000                0          220917.27    Standard
        309000           305000          149728.25    Standard
        440000           418000             334400    Standard
        365000                0          240545.87    Standard
        400000                0          249542.35    Standard
         70000            67900              54320    Standard
        375000                0          299098.57    Standard
        260000           255000          203868.58    1% of amt prepaid
        351000                0             104500    None
         80000                0           49975.92    Standard
        160000           160000          127907.82    Standard
        315000                0          273806.61    Standard
        215000           215000             172000    Standard
        450000                0          292301.74    Standard
        142000                0          113526.82    None
        137500           133000             126350    Standard
         95000                0           85452.81    None
        290000                0          231869.26    None
        335000                0          313073.61    None
        200000                0          149894.13    Standard
         83000                0           66373.61    None
        151500           151500          121132.41    Standard
        166000           166000           165898.4    Standard
        205000           204999          163758.25    Standard
        242000           242000          193459.17    Standard
        310000                0           216854.1    None
        330000                0          230836.96    None
        127000           126500          101159.79    3% / 2% / 1%
        150000                0           99791.15    Standard
        264000                0           52735.79    Standard
        320000                0          199375.98    Standard
        346000                0          199671.18    Standard
         99000                0           84104.04    Standard
        230000           230000          160859.33    Standard
        420000                0          204836.88    Standard
        162000                0           121427.9    Standard
        195000                0           87702.56    Standard
        400000           400000          319702.18    Standard
        190000           190000          151896.97    Standard
        181000                0           36163.78    None
        157500                0          152924.74    2% of ppd amt
        100000            99500           79566.97    Standard
        335000           352355          334489.57    None
        150000                0           74916.03    Standard
        180000                0          131171.31    Standard
        280000                0           229483.5    None
        380000                0           50025.12    Standard
        247000                0          246827.42    2% of ppd amt
        164000           157900           99908.72    1% of UPB
        280000                0          125868.45    2% of UPB
        321000                0          216846.85    Standard
        193000           193000          154296.99    1% of UPB
        216700                0          118940.85    Standard
        152000           150000           84456.19    Standard
        312000           311900          249373.26    Standard
        100000                0           76931.73    Standard
         85000                0           67974.95    None
         90000                0           59982.83    1% of UPB
         97000                0           77564.56    1% of UPB
        370000           369350          206442.48    None
         95000                0           85378.93    Standard
        240000                0           165903.5    Standard
         83000            81500           65151.99    3% / 2% / 1%
        130000                0          103954.48    None
        260000                0          194852.36    None
        119000           118000           94353.08    None
        285000           281550             225240    Standard
        365000           365000             273750    2% of ppd amt
         85000            85000           67869.12    Standard
        126000                0           94441.56    Standard
        102000                0           86662.46    Standard
        241000           237000             189600    Standard
        283000                0          180812.29    None
        110000           106000           84745.37    2% of ppd amt
        275000                0          219799.18    Standard
        200000           185500          148284.23    Standard
        300000                0           182567.1    Standard
        250000           249900          199864.67    Standard
        151000           151000          150945.26    None
        573000                0          371628.96    Standard
         82000            82000           65561.87    1% of amt prepaid
        165000           165000          131774.28    1% of amt prepaid
        231000           230750          184570.87    2% of UPB
        105000           103200              82560    Standard if  less than 12%
         82500            83700           75303.14    None
        136400                0          110941.24    None
        204000                0          163070.14    None
        285000                0          227643.21    None
        290000                0          217061.71    Standard
        295000           290000          231526.91    Standard
        400000                0          299806.74    3 mo int
        242000                0          241879.71    None
        335000                0           35581.89    None
        395000                0          296111.79    Standard
        164000                0          155713.11    2% of UPB
        146500           137500          137434.48    1% of amt prepaid
        100000                0           89952.75    Standard
         82000                0           60978.49    Standard
         77000            77000           61569.05    Standard if  less than 12%
        242000                0          241666.83    Standard
        405000                0           29979.87    None
        800000                0          319845.74    Standard
        359000           359000          305023.57    Standard
        170000                0          141021.31    None
         91000            78440           78390.99    3% / 2% / 1%
        285000                0          223680.85    Standard
        382000                0           303795.6    None
         96000            96000           76696.38    3% / 2% / 1%
        375000                0             262500    Standard
        135000           130000          116856.27    Standard
        200000                0          155894.26    Standard
        330000                0             313500    Standard
        330000                0          199865.53    Standard
        185000                0          116926.15    Standard
        675000                0          249659.98    Standard
        137000           135000           107818.9    Standard if  less than 12%
        231700                0          190155.92    Standard
        405000                0          149744.54    Standard
        141000                0          112712.01    Standard
        112000                0           49944.49    Standard
         88000                0           61561.51    None
        140000                0          118933.63    None
        184000           184000          147101.03    1% of amt prepaid
        207000                0          128900.36    None
        137000           134500          120860.57    None
        177000           174900             139920    1% of UPB
        230000           215000          171886.24    2% of UPB
        228000                0          170893.16    Standard
        167000           166400          149518.57    None
        330000                0             223350    Standard
         78000            77300           61802.84    1% of amt prepaid
        200000                0          129742.99    None
        380000                0          224630.06    Standard
        400000                0          224537.89    Standard
         88000                0           57183.45    None
        325000                0          199871.16    None
        177500                0          141931.61    Standard
        270000                0          202316.94    Standard
        225000           225422          179897.51    Standard
        263000                0           29928.52    Standard
        149000                0          119115.02    None
        365000           359926          287832.83    Standard
        211000                0          168653.59    None
        114000                0          113935.76    Standard
        182000                0          118221.49    None
        158000                0          126359.95    Standard
        445000                0          232437.27    Standard
        135000                0          134932.18    2% of UPB
        151000                0           90138.69    Standard if  less than 12%
        180000           165000           32980.01    6 mo int on UPB
        230000                0           206853.9    Standard
        260000                0          194874.38    None
         63000                0           50370.09    Standard
        126000                0           69977.13    Standard
        135000           135000           107926.8    Standard
        560000           560000          503647.85    3 mo int
        118000           115000           91948.15    3% / 2% / 1%
        107500            99000            79152.6    1% of amt prepaid
        140000           119000           95144.66    1% of amt prepaid
        250000                0          152758.18    Standard
         88000                0            87845.9    1% of amt prepaid
        340000                0             300000    Standard
        290000                0           49977.64    None
        389000           389000          311096.27    Standard
         92000            88000           70351.46    Standard if  less than 12%
        152450           152450          121868.58    1% of amt prepaid
        180000                0          152543.13    1% of amt prepaid
        215000           215000          171905.86    Standard
        480000                0             276000    Standard
        345000           345000             276000    Standard
        312000                0          169901.91    Standard
        171000                0           136670.2    None
         80000                0           63971.63    None
        178000           177900          177801.81    1% of amt prepaid
        440000                0          328547.13    Standard
        247000                0             104000    None
        234000                0          187094.51    Standard
        130000                0          100055.25    None
        158000           152980          122253.53    Standard if  less than 12%
        190000           189000          151094.14    Standard if  less than 12%
        330000           333000          263521.39    Standard
         90000                0           71975.42    Standard
        265000           260000          207826.11    Standard
        172000           166000          132721.19    Standard
        194000           192454          153864.82    Standard if  less than 12%
        125000           120000           95957.38    Standard
        222000                0           188555.7    Standard
        216000           216000          172600.44    Standard
        316000                0           251811.1    Standard
        425000                0          269733.77    Standard
        325000           325000          308166.82    Standard
        331000                0             248250    Standard
        350000                0          279779.39    Standard
        335000           325000          259612.87    None
        160000                0           87936.31    None
        305000                0          176823.46    Standard
        131000                0            91658.1    None
        125000                0            99816.1    1% of amt prepaid
         70000            62500            59353.6    1% of amt prepaid
         82000                0           65559.68    2% of UPB
        180000                0          125925.99    Standard
       1000000                0           306670.9    Standard
        155000                0          154943.39    Standard
        280000                0          242757.63    Standard
        145000           145000          144909.41    Standard
        250000           251500          199854.52    2% of UPB
         95000                0           75961.82    None
        310000                0          195871.13    None
        130000                0          103840.45    Standard
        140000                0          111936.22    Standard
        280000                0          209912.88    Standard
        140000           139900          111836.11    Standard
        248000                0          198255.68    Standard
        450000                0          256642.59    Standard
        430000                0          278781.92    Standard
        127000                0           99912.21    2% of UPB
        244000                0          158495.72    Standard
        350000                0          209327.94    Standard
        111000           111000            88733.5    Standard if  less than 12%
        225000           225000             179886    Standard if  less than 12%
        240000                0          191882.24    Standard
         89000                0           53974.81    Standard
        120000           120000           95857.05    1% of amt prepaid
        125000           125000           99924.29    1% of amt prepaid
        140000           137900          110240.55    1% of amt prepaid
        265000                0          220760.25    Standard
        164000           163690          130591.47    Standard if  less than 12%
        317000                0           74946.14    2% of UPB
        107000                0           49970.42    Standard
        104000                0           77858.41    Standard
        184000           183000          164614.61    1% of amt prepaid
        485000                0          299472.76    Standard
        106000           105500           84350.94    1% of amt prepaid
        440000                0          225770.24    Standard
        460000                0          344777.75    Standard
         75000            73900           70183.76    Standard if  less than 12%
        369000                0          294940.82    None
         88000            84700           67717.67    1% of amt prepaid
        244000                0             183000    None
         64000                0           51167.35    None
        236500                0          189043.37    None
        130000                0             103937    None
        300000           292000             233600    2% of UPB
        365000                0          179888.69    None
        330000                0          256385.06    Standard
        400000                0             190568    Standard
         56000            56000           50375.03    3% / 2% / 1%
         59000            59000              53100    3% / 2% / 1%
        134000                0          107133.71    Standard
        315000        285461.74          270844.47    Standard
        261300                0          193642.86    Standard
        235000                0          151858.53    Standard
        220000                0          203345.57    None
        114000           114000           91147.53    Standard if  less than 12%
        203000                0          159856.32    Standard
        275000                0          274204.58    Standard
        155000                0          154882.64    Standard
        175000           169000          134937.66    None
        145000                0           144899.7    None
        320000                0          314481.07    2% of UPB
        171000                0           153454.6    Standard
         63000            56000           50375.68    Standard
         63000            63000           56672.64    Standard
        129500           129000          128902.33    1% of amt prepaid
        449000                0          358859.17    None
        170000                0          144364.21    Standard
        260000           248000           198266.6    None
        317000           315000          283303.91    Standard
        192000                0          182290.63    None
        315000                0          190820.51    2% of UPB
        225000                0          129890.24    2% of UPB
        119000                0           83239.41    None
        127000           127000          126924.46    3% / 2% / 1%
        172000           170000          169906.17    1% of amt prepaid
        288000                0           164937.2    Standard
         82000                0           65577.27    Standard
        230000                0          137792.46    Standard
        148000           147800          118157.39    Standard if  less than 12%
        190000           177974             142379    Standard if  less than 12%
        175000           175000          139910.54    Standard if  less than 12%
        115000           111530           87909.45    Standard if  less than 12%
        123000           121775          121713.18    Standard if  less than 12%
        285000                0             270750    None
         95000                0           85453.78    None
        220000                0          215880.53    Standard
        280000                0          219638.27    None
        470000                0          324884.61    None
        178500                0          109934.72    Standard
        325000                0          259808.96    Standard
        230000                0          170920.23    Standard
        270000                0          198340.48    Standard
        370000           345700             276560    Standard
        186000           186000          157895.19    Standard
        297000                0             250000    Standard
         67000                0           53575.47    Standard
         89000                0           84459.88    None
         95000                0           69959.55    None
        297000           297000          281971.92    2% of ppd amt
        163000           162500          154179.45    2% of ppd amt
        430000                0          299741.71    None
        290000                0          183183.13    None
        320000                0          255889.15    None
         85000                0           76457.77    Standard
        285000                0          209851.78    Standard
        397500                0          317364.29    None
        375000                0          336918.35    2% of UPB
        168000           167194          133662.68    Standard if  less than 12%
        200000                0          114910.29    Standard
        165000           161000          152854.45    Standard
        205000                0          184155.67    Standard
        325000                0          289775.56    Standard
        163000                0          130303.22    None
        550000           550000          494202.03    3 mo int
        216500                0          173917.26    None
        235000                0          162439.03    Standard
        265000           265000          211711.65    Standard
        545000                0          229824.11    Standard
        116000           116000          110136.99    Standard if  less than 12%
        108000                0           83141.28    Standard
        250000                0          199813.86    Standard
        400000                0          302748.08    Standard
        320000                0          239846.96    None
        193000                0          154163.14    1% of UPB
        142000                0          141913.09    None
        205000                0          184341.15    Standard
        240000                0          215885.72    None
        400000           400000             320000    Standard if  less than 12%
         64000                0           60772.52    None
        132000           127835          102205.14    1% of amt prepaid
        194000                0           132878.6    None
        152000                0             120000    None
        165000                0           92945.37    Standard
        120000           119500           95542.09    Standard if  less than 12%
        155000                0          116162.86    Standard
        205000                0          153698.66    Standard
        206000           199500           159507.1    1% of amt prepaid
         75000            75000           59965.84    Standard if  less than 12%
        390000                0          350795.96    Standard
        225000                0          208859.48    Standard
        190000                0           142416.3    Standard
        190000                0          170792.09    Standard
        105000                0              99600    Standard
         78000                0           77960.82    2% of ppd amt
        350000                0          279810.21    Standard
        117000            99750           79748.59    1% of amt prepaid
         78000            71500           64323.87    None
        148000           144900             137569    1% of amt prepaid
         87000            85400           68230.77    1% of amt prepaid
        160000                0          135774.18    None
        142000           139940          111884.18    Standard if  less than 12%
        311000           306000          243835.95    None
        121500                0          109290.28    None
        345000                0          275808.81    Standard
        390000                0          264743.86    Standard
        185000           184900          147767.69    Standard if  less than 12%
        168000                0          151105.54    1% of UPB
        242500           242500           189834.8    2% of UPB
        315000           310000           278341.8    None
        135000                0           49966.11    Standard
        117000           115000           91888.14    Standard if  less than 12%
        275000                0          166797.35    2 mo int on 66% if  less than 8%
        445000                0          344685.08    Standard
        110000                0           98945.92    Standard
        115000                0          112937.63    None
        322000                0          305594.89    Standard
        305000           300000          239777.71    Standard
        176000                0          114320.07    Standard
         65000                0           58474.12    Standard
        108000           105000          104972.43    Standard
        101700           100000           79942.39    3% / 2% / 1%
        275000           262000          209410.79    Standard
        320000                0          134735.65    Standard
        369000           368715          294971.99    None
        400000                0           69971.27    None
         84000                0           62795.54    1% of UPB
        470000           450000           427169.8    Standard
        310000           275000          233588.31    Standard
        100000                0           69950.59    None
        142000                0          106411.84    Standard
        275000                0          149879.21    Standard
        152000           150000          119889.39    2% of ppd amt
        160000                0          143929.91    None
        362000           362000          160698.94    None
        245000                0          159119.21    Standard
        133000           133000          106374.41    Standard
        164000                0          134394.25    Standard
        190000                0          132965.59    Standard
        225000           216990          173468.24    Standard
        140000           140000          111910.75    Standard
        160000           145000          115962.98    Standard
        165000                0           147901.5    None
        575000           570000             456000    None
        138000                0           137902.6    Standard
        145000                0             101167    Standard
        274000                0          177880.57    Standard
        250000           185000          147756.19    Standard
        223000                0          124880.08    Standard
        350000           337500          303045.89    Standard
        212000                0          150261.28    Standard
        227000                0          129899.59    Standard
        453000                0          309688.43    Standard
        280000           280000          209850.28    None
         80000            39900           59896.19    2% of ppd amt
        100000                0           50031.73    Standard
        280000                0          231610.98    2% of UPB
        286000           285000          270590.98    1% of amt ppd if loan  greater than $150K
        340000                0          284823.76    None
        225000                0          159692.05    Standard
        545000                0             354250    Standard
        360000                0          189916.84    Standard
        344000                0           275043.3    Standard
        460000                0          153640.77    Standard
        372000                0          125023.93    Standard
        244000                0          231561.75    Standard
        230000                0           183813.3    Standard
        325000                0          259810.88    None
        391000           391000             312800    Standard
        520000                0           299730.9    Standard
        500000                0          349683.59    Standard
        295000           290000          231804.13    Standard
        560000                0             350000    Standard
        133000                0          109601.46    1% of UPB
        133000           109990           87929.27    Standard if  less than 12%
        185000                0          142890.65    Standard
        256000           255000             203844    Standard
        140000                0          125783.33    Standard
         70000                0           49942.73    Standard
        130000                0           94951.77    Standard
        375000                0           49983.49    Standard
         71400                0            57073.9    None
         60000                0           53923.53    Standard
         82000                0           61478.03    2% of UPB
         80000                0           63974.29    2% of UPB
        372000                0           252831.8    None
        290000           290000          274805.08    Standard
        262000           259580          207491.62    None
        280000           280000          223823.51    Standard
        315000                0          139825.57    Standard
        274500           274500          219426.98    Standard
        175000                0          106104.92    Standard
         88000                0           70355.11    None
        210000                0          167773.35    Standard
        295000                0          265321.86    Standard
        150000                0           49937.07    None
        360000           330000          313098.81    None
        110000           109000           87151.36    None
        288000                0          194906.09    None
        505000                0          244634.03    Standard
        400000                0           176878.8    Standard
        253000                0          214754.26    Standard
        340000                0          254750.96    2% of ppd amt
         89000            88600            84128.6    1% of amt prepaid
        132000           130900          104669.57    2% of UPB
        285000           285000             228000    2% of UPB
        222000           217400             173920    1% of UPB
        325000                0          240706.97    2% of UPB
        475000                0           52583.74    2% of UPB
        125000           121900           97316.31    Standard
        350000                0             332500    None
        129000           125425          100314.79    3% / 2% / 1%
        346000                0           179799.4    None
        420000                0          281761.92    Standard
        350000           350000          279800.38    Standard
        389000           370000          332717.22    Standard
        386000                0             347000    None
        240000                0          167901.32    Standard
        384000                0             345600    Standard
        145000           132500             112625    Standard
        240000           239900          215764.83    Standard
        497000                0          422123.06    None
         65000                0            51983.2    None
        130000                0          101202.87    Standard
        193000                0          173441.37    Standard
        250000                0          224419.84    2 mo int on 66% if  less than 8%
        180000           174000          139169.37    None
        103000           102900           97703.79    Standard if  less than 12%
        139000           136841          109408.04    Standard if  less than 12%
        150000           150000          119920.13    1% of amt prepaid
        233000           230495          184129.56    1% of amt ppd if loan  greater than $150K
        225000                0          149824.97    Standard
        153000                0          119907.31    Standard
        350000           350000             280000    Standard
        170000                0          119868.41    Standard
        286000           285000          256215.79    1% of amt prepaid
        229000           229000          183069.39    1% of amt prepaid
        331000           327900             262320    None
         92000            91500           91448.97    1% of amt prepaid
        125000           124800          124765.27    Standard
        210000                0             199500    Standard
        327000                0          231681.24    Standard
        155000                0          123928.51    1% of UPB
        106000                0           84765.94    None
        295000                0          181910.48    Standard
         55600            55600           50013.51    Standard
        185000                0          175286.61    1% of UPB
        130000                0             103937    1% of UPB
        172000                0          146118.47    1% of UPB
         89500                0           67093.19    Standard
        235000                0          179926.91    Standard
        135000           132900             106320    Standard
        460000                0          298325.26    Standard
        215000                0          157890.71    Standard
        145000                0             106000    Standard
        210000                0          123946.31    None
        205000                0           89810.09    None
        120000           100000            64962.6    Standard
        105000           101000           80751.55    1% of amt prepaid
        138000           138000          110322.14    Standard
        162500                0          162397.44    2% of UPB
        250000                0           189901.5    None
        219000           218056          174329.31    Standard if  less than 12%
         74000            73000           58371.87    Standard if  less than 12%
        123000           121000           96207.85    Standard if  less than 12%
        165000           165000          131910.35    Standard if  less than 12%
        213500                0           149368.2    Standard
        170000           168000           134314.3    1% of amt prepaid
        360000                0             306000    Standard
        149000           149000          119118.38    Standard
        175000                0          139877.08    Standard
        210000                0          165863.93    Standard
        189000                0          149850.67    Standard
        280000                0          195812.23    Standard
        265500           265430          195193.01    1% of amt ppd if loan  greater than $150K
         90000                0           89943.19    Standard
        160000                0          111924.69    Standard
        300500                0          224298.56    Standard
        425000                0          104913.77    None
         74000                0           49913.24    Standard if  less than 12%
        265000                0          169657.43    None
         89000            85595           76992.48    Standard if  less than 12%
         65000            63000              59850    3% / 2% / 1%
         66000                0           50378.41    Standard if  less than 12%
        200000                0          179887.55    None
        276000                0          206714.68    Standard
        155000                0          123930.85    1% of UPB
        108000           108000            86321.3    1% of amt prepaid
        515000                0          299460.33    Standard
        225500                0             169125    Standard
        239000                0          191099.84    Standard
        415000                0          265448.49    Standard
        219000                0          164008.26    None
        185000                0             175750    Standard
        295000                0          221082.49    Standard
        127000                0           91926.28    Standard
        220000                0          142864.31    Standard
        345000                0          275537.19    Standard
        210000                0          141880.11    Standard
        179000                0             152019    Standard
        253000                0          202110.48    Standard
        267000                0             200000    None
        115000                0           91933.08    Standard
        370000                0          332701.87    None
        145000                0          115929.73    None
        148000           148000          118329.73    Standard
        134500           134000          107100.23    2 mo int on 66% if  less than 8%
        421000                0          336114.82    1% of UPB
        180000                0           152188.1    Standard if  less than 12%
        740000                0          516563.52    Standard
        172000                0          139886.37    Standard
        460000                0          299747.41    Standard
         87000                0              65250    None
        294000                0          264465.68    None
        515000                0          387654.53    None
        225000                0          179881.65    1% of amt ppd if loan  greater than $150K
        156000           147990           118181.5    Standard if  less than 12%
        230000                0          213366.23    Standard
        130000           128750          122230.76    Standard
        300000                0          189872.52    Standard
         94000                0           84374.41    Standard
        126000           125900          100606.53    Standard if  less than 12%
        400000                0          149924.47    Standard
        380000           364408          290700.21    Standard
        480000                0          224896.14    Standard
         68000                0           61122.47    Standard
        213000                0          170278.52    Standard
        900000                0          570207.52    None
        298000                0          164863.43    None
        250000           250000             199850    Standard
        150000                0          112390.05    None
        210000                0          188679.95    Standard
        133000                0          106190.06    Standard
        315000                0          219826.67    Standard
        320000                0          235132.24    None
        200000                0          159864.25    Standard
        155000                0          131529.07    Standard
        225000                0             157352    Standard
        410000                0          343667.26    Standard
        280000                0          251842.56    None
        246000                0          207333.83    2% of UPB
        183000                0          141354.38    Standard
        106000                0            84727.7    Standard
        160000                0          127929.35    None
        320000                0          140578.95    Standard
        560000                0          149870.85    Standard
        220000                0           114861.6    None
        250000           250000          237390.36    2% of UPB
        310000                0          278576.22    Standard
        140000                0             105000    1% of UPB
        350000                0           52448.15    Standard
        336000                0          164848.48    Standard
        435000           435000          346908.95    Standard
        155000                0          123903.27    Standard
        501000                0             400000    Standard
        330000                0          189824.87    Standard
        385000                0           288250.4    Standard
        250000           250000             200000    Standard if  less than 12%
        470000           390000             312000    Standard
        225000           225000          179920.37    Standard
        265000           264400           264311.3    Standard
        185000           185000          147927.61    1% of amt prepaid
         90000                0           71966.76    2% of UPB
         85000                0           84958.98    2% of UPB
        230000                0          168456.39    Standard
        283500           247300          172932.66    Standard
        465000                0          299434.68    Standard
         75000                0            59957.5    Standard
        275000                0          152703.26    Standard
        278000                0          208355.79    Standard
        200000                0          167695.42    Standard
        290000                0          269609.88    Standard
        144000                0           89946.59    Standard
        175000                0          139785.22    Standard
        240000                0          191922.87    1% of UPB
        355000                0          259782.64    Standard
        222000           222000          199626.08    Standard
         85000                0           67631.31    Standard
        225000                0          179885.22    Standard
         87500                0           69970.65    None
        420000                0          335299.11    Standard
        225000                0          168679.99    None
        105000                0           83966.62    None
         77000                0            69279.5    None
        268000                0          195822.82    2% of ppd amt
        245000                0          194452.66    2% of UPB
        230000                0          183832.04    2% of UPB
        220000                0          208847.97    2% of UPB
        146000                0          116716.56    Standard
        175000           169000             143650    Standard
        187000                0          149514.82    Standard
        126000           119430           95487.19    Standard if  less than 12%
        200000           194000             155200    Standard if  less than 12%
         76000                0            60779.2    None
        354000                0          280811.45    Standard
        157500           157500          125908.35    1% of amt prepaid
        120000                0           69877.94    Standard
        235000           215000          171858.73    1% of amt prepaid
        345000           345000          275752.81    Standard
        180000           163910             131128    Standard
        190000                0          127915.67    Standard
        330000                0          312849.99    Standard
        672000                0          570678.59    Standard
        105000                0           83940.71    Standard
        121000                0           96749.29    3% / 2% / 1%
        245000                0          169515.69    Standard
        111000           111000           88739.81    Standard
        408000                0          324709.04    Standard
        157000                0           55474.65    Standard
        195000           120000          126536.36    Standard
        361000           359000          358699.88    Standard
        355000                0           259688.5    None
        400000                0          319670.41    None
        450000                0          284865.62    None
        235000                0          123111.66    2% of ppd amt
        125000                0             100000    None
        235000                0          173384.53    None
        203000                0          182441.26    Standard
        325000           325000             260000    None
        252000           249000          199199.45    None
        335000                0          267475.19    2% of UPB
        121000                0          114883.18    Standard
        246000                0             184500    Standard
        228000           227000          201928.83    Standard
        256000                0           190390.4    None
        310000                0           191809.3    None
        365000                0          125823.35    Standard
        115000           104000           83029.84    1% of amt prepaid
        250000                0          162369.41    Standard
        245000                0             196000    None
        160000                0             136000    None
        410000                0          358943.01    None
        276000                0           87881.27    None
        288000                0           258997.8    None
        418000                0             334400    Standard
        495000                0          321616.23    None
         66000                0           55833.12    Standard if  less than 12%
        135000           133000          126312.74    Standard
        582000                0          262857.83    None
        175000                0          148678.36    Standard
        340000                0          322802.22    1% of amt prepaid
        342000           341880          273236.89    1% of amt prepaid
        117000                0          105231.32    Standard
         80000                0              72000    Standard
        320000           318185             254548    None
         76000                0           64564.27    Standard
        141000                0           112688.6    None
        490000                0          336180.71    Standard
        250000           243800          243743.08    None
        520000           550000             416000    Standard
        575000           574500             459600    Standard
        230000           227000          181448.18    1% of UPB
        355000                0          300711.64    2% of UPB
        146000                0          138598.42    3% / 2% / 1%
        202500                0          156882.31    Standard
        186000                0           92385.13    Standard
        169000                0           119666.4    1% of UPB
        168000           161500          129099.01    None
        275000                0          199816.37    Standard
        385000                0             249791    Standard
       1100000                0          433069.88    Standard
        300000                0              62859    Standard
        246000           207400          228449.43    1% of amt prepaid
        312000           312000          249405.06    Standard
        106000           106000            64962.6    1% of amt prepaid
        295000                0          294817.58    Standard
         96000                0           91177.08    None
        190000                0          154908.96    None
        375000                0           299363.7    2% of ppd amt
        345000           345000             310500    None
        320000                0          252620.68    None
         71500                0           64322.13    None
        165000                0          131910.53    Standard
        146000                0           138599.1    Standard
        370000           365000          174682.74    Standard
         82000                0           49993.09    3% / 2% / 1%
        297500                0          208116.43    Standard
        190000                0           99922.76    Standard
        303500                0          174852.26    Standard
        418000                0          355130.68    Standard
        335000                0          301315.46    Standard
         82500            82500           65962.42    Standard
        105000                0          104926.64    Standard
        137000                0           109340.2    None
        226000           218391             218391    None
        325000                0          264641.31    Standard
        550000                0          307681.47    Standard
        140000                0           82024.63    1% of amt prepaid
        384000                0           268565.8    Standard
        284000           273800          219005.78    None
        175000                0          138890.48    Standard
        290000                0          260763.75    2% of UPB
        190000                0           99807.53    2% of UPB
        168000           167900          134163.27    Standard
        435000                0             304500    Standard
        151000                0          150886.81    2% of UPB
        278000                0             250200    Standard
        106000            97500           77911.76    None
        114500           100000           79909.51    None
        330000                0          208516.76    Standard
        355000                0          209729.07    Standard
        184000                0          147124.48    Standard
        446000                0          184788.38    Standard
         89500            89500           89459.56    Standard if  less than 12%
        175000           171900          137334.47    Standard if  less than 12%
        127000           127000          101529.01    Standard if  less than 12%
        159000           158900          127020.84    Standard if  less than 12%
         85000            85000           67959.64    Standard if  less than 12%
        101000            97900           78253.22    Standard if  less than 12%
        430000                0           271718.7    Standard
         78000            77400           61801.36    1% of amt prepaid
        190000           175000          157308.49    Standard
        105000                0           83960.39    1% of UPB
         63000                0           50377.22    1% of UPB
        590000                0           241701.1    Standard
        123000           118000           94377.64    Standard
        505000           495000             396000    Standard
        155000           153500          122722.49    1% of amt prepaid
        214900           214900           214592.6    1% of amt prepaid
        246000                0          164873.83    Standard
        198000           197000          137739.36    None
        250000                0           187389.3    3% / 2% / 1%
        176000                0          149418.16    2% of UPB
        265000                0          211862.02    2% of UPB
         82000            82000              65600    2% of UPB
        329000                0          189708.51    None
        104000                0           67567.44    1% of UPB
         95000                0              80750    None
        320000           305000          259085.02    None
        190000                0          180459.69    1% of amt prepaid
        206000                0          164680.12    Standard
        265000                0          179930.75    None
        300000                0          194799.38    Standard
        150000                0          127361.75    2% of ppd amt
        225000                0          179855.34    2 mo int on 66% if  less than 8%
        180000                0          143925.35    3 mo int
        154000                0          146223.35    Standard
        238000                0            79947.4    Standard
         62000                0           52667.37    None
        195000                0          139412.85    Standard
        235000                0          187966.94    None
        430000                0          337650.44    Standard
        351272           351272             351272    None
        135000                0          121454.56    None
        360000           360000          287951.66    None
        170000                0             161500    None
        180000                0           84932.23    Standard
        325000           320000             256000    Standard
         83000                0           66366.64    1% of amt prepaid
        784000                0          349689.69    None
        153000           139900          125726.24    Standard
         77000                0            53873.2    Standard
         82000                0           81957.49    Standard
        240000                0          215821.19    Standard
        195000                0          116419.69    2 mo int or 60 days int on UPB
        143000                0           99940.04    Standard
        639000                0           542644.5    Standard
        575000                0          459472.36    Standard
        530000                0          423601.56    Standard
        485000                0          387601.67    Standard
        550000           550000             439900    Standard
        490000           490000             392000    Standard
        485000                0          387700.31    None
         58000                0           54962.73    3% / 2% / 1%
        130000                0          109926.19    Standard
         80000            79900           75863.97    1% of amt prepaid
         91000                0              68250    Standard
        180000                0          133906.84    None
        335000                0          265925.19    None
        222000                0          166449.47    None
        180000                0          170576.27    None
         90000            80000           63979.37    Standard
        189000                0          169831.16    Standard
        317000                0          197597.19    2 mo int on 66% if  less than 8%
        455000                0          266441.64    None
        319000           315000             252000    Standard if  less than 12%
        181000                0             162900    None
        185000           180000             144000    Standard
        175000                0          139907.76    Standard
        382000                0          213815.39    Standard
        280000                0          195806.74    Standard
        248000                0          198283.23    2% of UPB
         63000                0           50383.17    None
        225000                0          175301.05    1% of UPB
        118000           117000           99348.63    None
        150000                0          119922.69    None
        345000                0          275812.92    Standard
        500000                0          449302.75    None
        285000                0          242047.48    None
        268000           262000          179815.55    Standard
        220000           220000          175888.91    Standard
        217000                0          173505.45    Standard
        120000           120000           95908.13    3% / 2% / 1%
        375000                0          169890.49    None
        105000                0           89203.41    Standard
        525000                0          310324.02    Standard
        160000                0          127942.03    None
        130000           130000          123333.71    1% of amt prepaid
         85000                0           67969.27    None
        310000                0          192838.33    None
        200000                0          149923.85    None
        157000                0          125507.71    2% of UPB
         80000                0            63939.9    None
        167000                0          111835.54    2% of ppd amt
        152000                0          113937.73    2% of ppd amt
        462000                0          309708.68    Standard
        425000                0          339726.76    None
        222000                0          183054.05    Standard
        174000                0          139088.13    Standard
         83100            83100           66441.75    Standard if  less than 12%
        353000                0          322408.73    None
        370000           363000          308368.77    1% of amt ppd if loan  greater than $150K
        320000                0          216848.07    None
        176000                0          143731.25    Standard
        138000                0             110400    Standard
        100000                0           79968.89    2% of UPB
        260000                0          184817.59    Standard
        318000                0             219500    Standard
        319000                0          284829.12    None
        162000                0          129477.03    3% / 2% / 1%
        143000                0          121486.22    2% of UPB
        230000                0          149417.48    Standard
        319000                0          286926.07    2% of ppd amt
        270000                0          199800.51    Standard
        300000           260000          207852.33    Standard
         87000                0           69489.77    Standard
        102000            99900           79899.02    Standard
        240000                0          227835.81    Standard
        300000                0          224687.74    None
        353000                0          299856.31    1% of UPB
        122000                0           97551.48    1% of UPB
        330000                0          263804.07    None
        202000                0          151417.08    Standard
        210000                0          209870.14    Standard
        257000                0             205600    None
        209700           208900          167063.94    Standard
        454000                0           279583.1    None
         86000            85000           55212.55    Standard
        485000                0          204831.64    Standard
        132000                0           99965.98    None
         65000                0           51983.75    Standard
         63000            63000           56627.37    Standard
        115000           112500          101198.06    Standard
        600000                0          199690.12    None
        255000                0          152856.22    None
        300000                0          125914.59    Standard
        135000                0          101178.54    Standard
        125000           125000           99912.03    Standard
        200000                0          179655.99    Standard
        143000                0          107205.02    Standard
        385000                0          214860.08    Standard
        285000                0             157359    Standard
        170000                0             136000    2% of ppd amt
        410000                0          324260.97    Standard
        191000                0          143159.58    Standard
        172000                0           84947.97    Standard
        160000                0           111937.4    Standard
        160000                0          103901.32    Standard
        254000           221450          176885.49    Standard
         75000                0           59958.92    Standard
        185000           178052          135887.42    Standard
        115000                0           97701.41    Standard
        440000           440000             352000    Standard
        127500           126950             120603    2% of ppd amt
        145000           145000             116000    Standard
        120500           120000           95944.19    2% of ppd amt
        109500                0           87541.22    3% / 2% / 1%
        286000                0          214296.48    Standard
         71000                0           56720.22    Standard if  less than 12%
         88000                0           72258.22    1% of UPB
        190000                0          139902.18    Standard
        162000                0          145681.14    None
        160000                0          127941.54    None
        275000           270000          215630.64    Standard
        275000           275000          247310.73    Standard
        163000                0          113996.85    Standard
        260000                0          120932.52    2% of ppd amt
        345000                0          310280.35    1% of UPB
        200000                0          159906.33    None
        320000                0          255585.68    None
        300000           295000             206500    None
        139000        138650.76          110878.34    Standard
         74000                0           55428.38    Standard
        147000           147000          117394.79    Standard
        200000                0          162762.11    2% of UPB
       1100000                0          298995.18    None
        133000           132537          105963.43    1% of amt prepaid
        120000                0           59966.54    Standard
        112500           105000          104933.05    1% of amt prepaid
        145000                0          115811.15    Standard
        185000                0          147933.12    None
        175000           144000             114941    None
        288300                0          244797.19    1% of UPB
        189900                0             142425    2% of ppd amt
        140000                0          132925.83    3% / 2% / 1%
        375000                0          299835.79    None
        140000                0             111852    None
         79000                0           70997.28    1% of UPB
        180000                0          142931.13    None
         90000                0           80956.22    None
        206000                0           164659.3    Standard
        304000                0          229827.59    None
        160000                0             127939    Standard
        172000                0          131915.83    Standard
        153000                0          114655.87    Standard
        330000                0          237826.87    Standard
        320000                0          199839.27    Standard
        270000                0          215914.16    None
        445000                0           333567.7    Standard
        274000                0          209640.91    Standard
         93500            89900           71873.66    Standard
        140000                0          118934.32    None
        114000                0          113902.81    Standard
        163000                0          130322.61    1% of UPB
        139000                0          109937.37    1% of amt prepaid
        105000            97800           78220.91    None
        375000           355000           99875.64    None
        165000           164000          131120.27    Standard if  less than 12%
        206000           205500          164327.27    Standard if  less than 12%
        345000                0          209806.44    2% of UPB
        138000           137500          109968.49    3% / 2% / 1%
        270000                0          188932.61    Standard
        132000                0           122925.1    None
        260000                0          207845.63    Standard
        259000                0          207059.56    None
        432000                0          344991.46    None
        155000                0          123957.58    None
        176600                0          134288.46    2% of ppd amt
        285000                0          199202.97    None
        350000                0          217148.93    None
        100000            99500           79578.48    2% of UPB
        145000                0          116929.12    2% of UPB
        306100           264900          211709.03    Standard
        345000                0          199687.02    None
         85000                0           76475.82    3% / 2% / 1%
         92000                0           54969.01    1% of UPB
         85000            85000           67982.41    Standard
        143500           139799          111755.99    Standard if  less than 12%
        165000           161461          129078.55    Standard if  less than 12%
        136000           136000           108737.4    Standard if  less than 12%
        325000           325010             260008    Standard if  less than 12%
        133000           133000          106265.22    1% of amt prepaid
        148000           147500          117969.47    3% / 2% / 1%
        131000                0           98206.54    Standard
        155000           149900          134834.76    Standard
        210000           217000           188381.7    Standard
        114000                0              91200    None
         75000                0           59980.18    None
        385000                0          345807.06    None
        140000                0           86318.65    Standard
         73000                0           62026.63    Standard
        162600                0             154470    1% of UPB
        197000                0          177128.54    2% of UPB
        611000                0           274813.6    Standard
        559500           559500             447600    Standard
        240000                0          191678.06    Standard
        430000                0          300428.95    Standard
        783000                0          349605.97    Standard
        320000                0          303760.48    Standard
        115000                0           91865.93    Standard
        215000                0           146872.1    None
        130000                0           84926.47    3% / 2% / 1%
        480000                0          169855.06    Standard
        140000                0           132939.9    Standard if  less than 12%
         93000                0           74376.48    None
        371500                0          352399.52    None
        150000                0          125913.75    Standard
        209000                0          177519.53    None
        365000                0          254788.49    None
        430000                0          159834.53    Standard
        128000                0           89550.03    None
        284000                0             165000    Standard
        278000           285000             285000    None
        165000                0          119905.92    Standard
        161000           158550          126716.13    Standard if  less than 12%
         56000                0           50260.07    None
        100000           102000           79953.97    Standard if  less than 12%
        416000                0          339473.19    None
         80000                0           71768.07    Standard
        240000                0          167907.27    None
        286000                0          257244.07    Standard
        131000                0           99955.29    None
         65000                0              61750    Standard
        126000                0           100635.9    Standard
        158000                0           79886.66    Standard
        197000                0          170781.17    Standard
        105000                0           73467.42    Standard
         70000                0           66477.79    Standard
        275000                0             220000    Standard
        335400                0             292550    Standard if  less than 12%
        110000                0          107873.98    Standard
        191000                0           97361.93    Standard
        274000                0             177939    Standard
        308000                0           230839.9    2% of ppd amt
        190000                0           66268.29    2% of UPB
        185000                0          114909.39    2% of UPB
        270000                0          129881.33    Standard
        420000                0          299715.35    Standard
        391500                0          293528.99    2% of ppd amt
        220000           200000          179778.88    Standard
        300000                0          239838.64    Standard
        415000           415000             332000    Standard
        365000                0          227349.63    Standard
        258000                0          232071.83    Standard
        299000                0          164849.39    Standard
        136000                0          116909.63    1% of UPB
        472000           375000          299506.75    Standard
         85000                0           80697.25    1% of UPB
        360000                0          341796.62    Standard
        235000                0          187635.37    Standard
        250000                0             199658    None
        333000           331760          265305.45    None
        333000                0          265790.42    None
        405000                0           239767.5    None
        139000           138500          110653.81    1% of amt prepaid
        415000                0          229792.07    None
        128000           127401          101859.26    Standard if  less than 12%
         97000            74900           59864.45    1% of amt prepaid
        110000                0           87956.72    Standard
        390000                0          309776.76    Standard
        113000                0           90364.46    None
        250000           250000          224696.45    None
        313000                0          154863.91    None
        288000                0          215802.83    None
        105000                0            78704.5    Standard
        300000                0          254764.96    Standard
        386000                0          346701.24    Standard
        260000                0          185693.59    2% of UPB
        245000                0           184840.2    None
        132000                0          120418.32    Standard
        535000                0          444050.19    Standard
        331000                0          324709.04    Standard
        320000           316000          284213.01    Standard
        242000                0          174884.99    Standard
        167000                0          143940.81    Standard
        445000           440000          395739.64    Standard
        496000                0           346764.8    3 mo int
        183000                0          164604.26    Standard
        323000                0          199713.91    None
        313000           313000          203386.46    None
        540000                0          458652.48    Standard
        300000                0          233731.56    None
        330000                0          159924.55    None
        113000                0          112968.09    None
        125000                0           99953.84    None
        400000                0          139723.21    None
        154000           152900             137610    None
        180000                0          143910.04    1% of amt prepaid
        125000                0            95863.8    Standard
        203000                0          132879.77    Standard
        143000                0          135708.69    Standard
        367000           367000             293600    Standard
        130000           121900            97453.9    Standard if  less than 12%
        307000                0          245481.72    None
        180000                0          148696.03    None
        265000                0             225000    Standard
        140000                0             112000    None
        582000                0          449655.88    None
         54000                0           53969.88    3% / 2% / 1%
        181000                0          162569.22    Standard
         98500                0           93470.57    Standard
        215000           215000          171716.64    Standard
         94000            90000              72000    Standard if  less than 12%
        340000           340000             272000    Standard
        295000                0             228000    None
        305000                0          159892.65    None
        148000           148000          118319.75    Standard if  less than 12%
        430000           429000             343200    Standard
        100000                0           79951.54    Standard
        121500                0              97200    None
        245000                0          232392.93    None
        125000                0          124882.68    2% of ppd amt
        300000                0          239820.09    2% of ppd amt
        109000           106000           89993.78    Standard
        250000           249900          224471.68    Standard
        112000           112000           89536.12    Standard if  less than 12%
         99000                0           79153.48    Standard
        134000                0          120504.03    Standard
        120000                0          122932.11    3% / 2% / 1%
        600000           600000           473523.6    Standard
        182000                0             144000    Standard
        155000                0           89945.48    Standard
        310000           306000          245850.67    1% of amt ppd if loan  greater than $150K
        416000                0             332800    None
        388000                0          309960.44    None
        225000                0           179851.7    None
        512000                0           337853.1    None
        390000                0          249494.06    None
        155000                0             116250    Standard
        335000                0             268000    Standard
        331000                0          231556.72    Standard
        535000                0          354290.07    Standard
        406000                0             270000    None
        170000                0           49972.69    1% of amt prepaid
        185000                0           129405.8    2% of ppd amt
         84000                0           67155.39    1% of amt prepaid
        159000           158500           142476.2    3% / 2% / 1%
        116000                0          115929.58    Standard
        355000                0          238983.34    Standard
        149000                0          123671.09    None
        305000           290000          260570.03    2% of UPB
        437000           437000             349600    Standard
        355000           355000          230619.96    Standard
        200000           185000          147955.09    Standard
        365000           346665             311998    Standard
        384590           384590             307672    Standard
         92000                0           71953.14    Standard
         77000                0           61536.43    Standard
        115000                0           66448.64    Standard
        111500                0           92928.89    Standard
        150000                0            93925.2    Standard
         90000                0           75945.82    Standard
        101000                0              68501    Standard
        108000                0           86339.02    Standard
        360000                0          305736.54    Standard
        180000                0          139859.02    Standard
        348000                0          269892.45    None
        156000                0           68757.04    Standard
        239000                0          160853.04    Standard
        236000                0           60218.99    Standard
        318000           317500             253913    None
        150000                0          119808.45    3% / 2% / 1%
        338000                0          169729.55    None
        380000           380000             304000    Standard
        206000           205000          163836.42    2% of ppd amt
        450000                0          275835.37    Standard
        131000           129950          103786.57    2% of ppd amt
        315000                0             165000    None
        220000           220000          175760.61    Standard
        330000                0          247823.19    Standard
        420000                0          272740.96    Standard
        235000                0          187833.32    Standard
        348000                0             239807    Standard
         98000                0           78363.03    1% of UPB
        345000           330000          263765.94    Standard
        230000                0          160750.54    Standard
        375000                0          283803.56    Standard
        220000                0             198000    None
         85000                0           67974.07    None
        260000                0             195000    Standard
        121500           121000           96700.06    1% of amt prepaid
        190000           189500           151499.3    1% of amt prepaid
        280000                0           199934.5    Standard
        340000           335000          267779.89    Standard
        360000                0          279817.78    None
         85000                0           64927.97    Standard if  less than 12%
        160000                0          118849.26    None
        268000                0             214400    None
        126000                0           86636.55    None
        195000           170000          152926.32    Standard
        497000                0           210799.8    Standard
        153000                0          137464.53    Standard
        158000                0          150009.07    None
        735000                0          299401.21    None
        375000                0             311766    Standard
        287000           286490           229023.6    2 mo int on 66% if  less than 8%
        100000           100000           79957.65    Standard if  less than 12%
        245000                0          195354.61    None
         89000            88934           84446.18    Standard if  less than 12%
        240000                0          203817.47    None
        300000                0          224824.48    None
        260000                0          189678.98    None
        360000                0          227085.55    None
        240000                0           199754.3    None
        310000                0          110639.78    None
        380000                0          199812.05    None
        370000                0          332710.47    None
        100000                0           94944.49    2% of ppd amt
        227000                0          168736.53    None
        435000                0          289784.78    Standard
        440000                0          319687.49    Standard
        460000                0          334748.88    Standard
        268000                0          249966.61    2% of UPB
        185000                0          127832.82    None
        218000                0          141600.79    2% of ppd amt
        258000           250000          199946.25    Standard
        172000           169553          160985.98    Standard if  less than 12%
         94000                0           75165.47    Standard if  less than 12%
        165000           160000          127916.69    Standard if  less than 12%
        120000                0              65000    Standard
        225000                0          155402.85    Standard
        110000                0           87951.57    1% of UPB
        218000                0           74944.89    None
        110000                0           87949.37    None
        108000                0           68977.71    Standard
        148000           145000          115888.61    Standard
        310000                0          247891.45    Standard
        306000                0          217521.68    None
        305000                0          164920.37    Standard
        340000                0             306000    Standard
        145000                0          108676.88    Standard
        385000                0          345341.69    Standard
        101500                0          101394.23    2% of ppd amt
        195000                0          126549.27    3% / 2% / 1%
        346000           346000             276800    Standard
        329000                0          312335.99    3% / 2% / 1%
        203000           198870          158983.14    1% of amt ppd if loan  greater than $150K
        127500                0          107879.02    3% / 2% / 1%
        248000                0          197761.71    None
        216000                0          205069.15    2% of UPB
        135000                0          107939.63    2% of UPB
        215000                0          171761.28    2% of UPB
        265000                0          201848.58    None
        173000                0          154875.43    3% / 2% / 1%
         67500            67400           53895.11    Standard if  less than 12%
        280000                0          205790.97    Standard
        145000                0          101416.42    1% of amt prepaid
        190000                0          170522.05    Standard
         92000                0           64358.13    1% of amt prepaid
        191000                0          152596.34    1% of amt prepaid
        332000                0          232307.66    Standard
        155200           148000           118301.8    2% of ppd amt
        340000                0          220835.99    Standard
        550000                0          279530.49    None
        214000           212161           167724.4    1% of amt ppd if loan  greater than $150K
        385000                0             319000    Standard
        365000                0          234747.26    Standard
        340000                0          271830.07    Standard
        325000           321500          256760.19    Standard if  less than 12%
        380000                0          280868.44    Standard
        426000                0             300000    None
        221000                0          172978.88    Standard
         84000                0           67159.16    1% of amt prepaid
        356000                0             315000    None
        116000                0           60456.54    Standard
        750000                0          449551.17    Standard
        345000                0          258565.16    Standard
        355000                0          283691.81    Standard
        245000                0          232593.52    None
        405000           404000             323200    Standard
         95000            93650           74867.36    Standard
        124900                0          118582.38    Standard
        324500                0          181348.27    2% of ppd amt
        123000                0           86038.62    None
        201000                0          160522.64    Standard
        610000                0          169670.28    None
        335000           335000          267813.51    Standard
        365000                0             328500    Standard
        160000           160000          143828.13    1% of amt prepaid
        376500                0          259778.32    Standard
        235000                0           46979.21    Standard
        330000                0          226752.93    Standard
        142000                0          119930.24    None
        497000                0          306469.87    3 mo int
        340000                0          224857.98    Standard
        210000                0           184862.7    None
         55000                0           52219.32    3% / 2% / 1%
        103000                0           55435.33    2% of UPB
        130000                0             104000    None
        171000                0          119585.32    Standard
        220000                0          164799.32    2% of ppd amt
        245000                0          195869.81    2% of UPB
        210000                0          153107.19    Standard
        200000                0           159789.8    Standard
        420000                0           212271.4    Standard
        260000                0          144734.56    Standard
        233000           185000          147877.17    Standard if  less than 12%
        325000                0          243682.55    None
        133000           133000             106400    3% / 2% / 1%
        144000                0          107829.31    3 mo int
        135000                0          134918.22    3% / 2% / 1%
        230000                0          160909.28    Standard
        220000                0           208878.5    None
        300000           300000             300000    Standard
        101000                0           80715.01    1% of UPB
        325000                0          243586.12    2% of UPB
        355000           353000          279237.58    Standard
        234000                0           187043.5    2 mo int on 80%
        306000                0          243818.92    Standard
        970000                0          183761.99    Standard
        445000                0          168831.44    Standard
        206000           205000           163862.9    Standard
         82000                0           61471.31    None
        290000                0          274985.83    None
        420000                0          210507.16    Standard
         50000                0           49971.23    3% / 2% / 1%
        375000           362000             337250    Standard
        723000                0          199576.04    None
        295000                0          235584.44    None
        172000                0          163316.17    Standard if  less than 12%
         71000                0           49951.65    1% of amt prepaid
        355000                0          283787.12    2% of ppd amt
        338000           338000             270400    Standard
        485000                0          299428.12    Standard
        220000                0          208770.34    1% of amt prepaid
        375000           375000             300000    1% of UPB
        232000                0          109961.35    1% of amt prepaid
        379000                0          214807.52    None
        250000                0          199793.01    1% of UPB
        290000                0          231858.01    None
        178000                0           159908.5    Standard
        280000                0          181898.49    None
        120000                0          113814.34    Standard
        165000                0          164897.97    Standard
         60000                0           53938.87    None
        260000                0          207792.54    None
         75000                0              60000    None
        305000                0          255968.39    Standard
        335000                0           54978.24    None
        325000                0          209854.75    Standard
        275000                0           89953.41    2% of UPB
        129000                0          116017.23    None
        225000                0          146027.85    Standard
         73000                0           58377.77    1% of amt prepaid
        180000                0          176301.62    1% of amt prepaid
        285000                0          181827.31    Standard
        438000           427000          341488.32    None
        335000                0          217593.19    None
        220000                0          141880.11    None
        313000                0           30139.84    2% of UPB
        150000                0          134806.88    1% of amt prepaid
        385000           385000             308000    Standard
         63000                0           59820.25    3% / 2% / 1%
         87000            82250           73930.17    Standard if  less than 12%
        132000           127000          101544.38    Standard if  less than 12%
        360000           353000          126624.06    2 mo int on 66% if  less than 8%
         90100                0            59977.4    Standard
         83000            83900           66353.37    Standard if  less than 12%
         96000            84600           84552.82    Standard if  less than 12%
        245000                0          220258.65    Standard
        320000                0          259612.87    Standard
        373000                0          298128.75    Standard
        275000                0          171880.92    None
         80000                0           51963.55    1% of amt prepaid
        415000           415000          331883.78    Standard
        116000                0           86950.46    1% of amt prepaid
         62500                0           56192.56    3% / 2% / 1%
         85000                0           76423.66    Standard if  less than 12%
        184000                0          165348.47    Standard
        278000                0          235755.93    Standard
        214000                0          134926.11    Standard
        390000                0           311784.2    Standard
        240000                0          151897.81    Standard
         81500            79000            78913.2    Standard if  less than 12%
        379000                0          289320.75    Standard
        250000           247860             198288    Standard if  less than 12%
        178000                0          142282.88    Standard
        440000                0            99916.4    None
        385000                0           259845.7    Standard
        386000                0          261910.92    Standard
        222000                0          149905.32    Standard
        155000           155000             124000    None
        155000                0          123638.34    Standard
        210000                0             168000    Standard
        178000                0          148642.85    Standard
        208000                0          166332.43    Standard
        180000                0             162000    Standard
        290000                0          260610.64    2% of UPB
        350000                0          279487.45    2% of UPB
        340000                0          254759.91    Standard
        163000                0             163000    Standard
         87500            87500           69979.66    Standard
        414000                0          249808.82    None
        236000                0           200351.2    None
        345000                0          310267.25    Standard
        152000                0            84941.8    Standard
        182000           182000           172782.8    Standard
         67000                0           50234.29    Standard
        330000                0          214406.08    Standard
        153000                0           122321.2    2% of UPB
        272000                0          216850.69    None
        220000                0          169612.77    Standard
        472000                0             330000    Standard
        365000                0             310250    Standard
        580000                0          376652.51    Standard
        180000                0          179867.75    Standard
        493000                0          253789.73    2 mo int on 66% if  less than 8%
        173000                0          146874.67    Standard
        360000                0          259500.54    None
        157200                0           89873.83    3% / 2% / 1%
        300000                0           97946.47    2% of UPB
        240000                0          149738.43    None
        102500                0           99945.95    3% / 2% / 1%
        170000                0          152908.07    None
        153000                0          137613.09    Standard
        160000                0          121313.61    Standard
        345000           345000             276000    Standard
        125000                0             100000    None
        145000                0             116000    None
        392000                0          219892.78    None
        155000                0          108340.05    Standard
         80000                0              50000    Standard
        408000           405900             324720    Standard
        440000           440000             352000    Standard
        255000                0          190967.17    Standard
        300000                0          189864.55    None
        400000                0             320000    Standard
        425000           415000             332000    Standard
        377000           354775             283820    Standard
        360000                0           87371.02    None
        141000                0           49953.46    1% of amt prepaid
        350000           350000          332111.95    Standard
        175000                0          121777.02    Standard
        219000                0          141380.54    Standard
        180000                0             116892    Standard
        415000           415000          331374.38    Standard
        161000                0          144692.73    Standard
        170000                0          135801.52    None
        240000                0          227727.85    1% of amt prepaid
        390000                0          311600.73    2% of ppd amt
        900000                0           92574.04    1% of amt prepaid
         63000                0           49952.15    1% of amt prepaid
        151000                0          104933.73    Standard
        190000                0          151909.79    Standard
        280000                0          223909.74    None
        570000                0          374693.83    Standard
        340000                0          271733.85    None
        288000                0          215376.86    2% of ppd amt
        260000                0          220809.73    Standard
        370000                0          277322.86    Standard
        122000                0           97480.12    Standard
        127000                0          114234.24    1% of amt prepaid
        295000                0          249813.91    None
        175000                0          139757.76    1% of amt prepaid
        187000                0          158712.38    1% of amt prepaid
        285000                0          255879.29    2% of UPB
        150000                0          130204.71    None
        395000           395000             315998    Standard
        335000                0             268000    Standard
        360000           360000             288000    Standard
        322000                0          174736.82    None
        227000                0          139849.39    None
        400000                0          179841.96    None
        450000                0          305874.98    2 mo int on 66% if  less than 8%
        310000                0          188820.66    Standard
        300000                0          239754.14    Standard
        290500                0          199849.78    Standard
        138000                0          107952.73    Standard
        225000           212000          169473.88    2 mo int on 66% if  less than 8%
        150000                0          124328.13    Standard if  less than 12%
        270000                0           215998.9    Standard
        140000                0          111135.36    Standard
        108000           106826           85437.57    Standard if  less than 12%
        198000                0          178127.64    Standard if  less than 12%
         81200                0           66859.79    2% of UPB
         65000                0           52350.29    None
        293000                0          248914.07    Standard
        292000           291511             233208    Standard
        395000           394000             315200    Standard
        131000           125700          100455.23    1% of amt prepaid
        372000                0          314280.26    3 mo int
         99500                0           89491.72    3% / 2% / 1%
        435000                0          299724.82    Standard
        400000                0          339473.13    Standard
        237000                0          199485.73    Standard
        320000                0          287512.31    Standard
        103000                0           92234.14    Standard if  less than 12%
        360000                0          287837.49    Standard
        130000                0            81181.4    Standard
        190000                0          139898.17    Standard
         95000            96500           96484.74    3% / 2% / 1%
        145000                0          108599.06    None
        335000                0          267931.67    Standard
        355000           355000          283499.92    2 mo int on 66% if  less than 8%
        135000                0          134967.54    None
        370000                0          299864.96    Standard
        157000                0          125493.75    Standard
        140000                0             119000    1% of amt prepaid
        186000                0          185861.96    Standard
        425000                0             307000    None
        290000                0             232000    Standard
        370000                0          270775.66    Standard
        164000                0          131121.26    Standard
        365000                0          291521.28    Standard
         93000                0              75000    1% of amt prepaid
         64000                0           51125.71    2% of UPB
        285000                0           213447.3    Standard
        380000           378000             302400    Standard
        265000                0          185367.75    Standard
        361000                0             159480    Standard
        355000           355000          283883.97    Standard
        121000                0          108757.76    1% of amt prepaid
        304000                0             243200    Standard
        443000                0          353692.13    None
        315000           314850             251880    Standard
        142000                0             113600    Standard
        370000                0          351428.86    Standard
        306500                0          244782.79    2 mo int on 66% if  less than 8%
        120000                0            91945.4    2% of ppd amt
        375000           375000          299920.91    Standard
        304000                0          249818.14    2% of UPB
        230000                0          206879.67    None
        368000           368000             294400    Standard
        431000           425500             340400    Standard
        114000                0           79753.12    Standard
        192000           191900           162915.1    Standard
        343000                0          302467.96    Standard
        195000           190000             152000    None
        390000                0             349900    Standard
        130000                0           97104.43    Standard
        214100                0           171142.8    3% / 2% / 1%
        435000                0          347805.92    Standard
        132000           132000             105600    1% of amt prepaid
        250000                0          164802.75    2% of ppd amt
        225000                0          179916.91    Standard
        105000                0           50376.98    Standard
        129500                0          103520.77    Standard
        359900           359500           287585.6    Standard
        210000           209000          166881.88    Standard
        220000                0          186729.82    Standard
        445000                0          209885.05    Standard
        241000                0          124823.88    Standard
        325000                0          269509.41    None
        218000                0          174086.87    None
        430000                0          343587.55    None
        370000                0          232293.87    Standard
        132000                0           98930.83    2% of ppd amt
        395000                0          315825.58    Standard
        170000                0           90951.91    2% of ppd amt
        184000                0          162189.62    None
        194000                0          174894.46    2% of ppd amt
        255000                0          163896.46    Standard
        314000                0          251914.25    2% of ppd amt
        515000                0          299421.89    Standard
        190000                0          157582.97    Standard if  less than 12%
        220000                0             182994    Standard if  less than 12%
        115000           115000           91936.88    Standard if  less than 12%
         75000                0           59969.54    1% of UPB
        122000           122000           97524.47    1% of amt prepaid
        170000                0             132000    Standard
        690000                0             300000    Standard
        365000                0          328270.48    Standard
        123000                0           98332.62    2% of UPB
        290000                0          207569.38    2% of ppd amt
        275000                0          184147.24    Standard
        160000                0          127809.43    None
        159000                0          150946.36    1% of amt prepaid
        224000           224000           179141.4    Standard
         65000                0           52223.89    3% / 2% / 1%
        405000           405000             324000    Standard
        350000                0          297223.05    Standard
        203000                0          156923.59    1% of amt prepaid
        184000                0          137882.34    Standard
        138000                0          117203.85    1% of amt prepaid
        350000                0          209608.09    Standard
        155000                0          123917.47    1% of amt prepaid
        325000                0          234785.49    2% of UPB
        375000                0          249620.27    Standard
        400000                0          248487.57    Standard
        325000           325000             260000    Standard
        334000                0          300580.91    Standard
        160000                0          149919.76    Standard
        254000           222000             177600    Standard
        193000           190000          170904.63    Standard
        305000                0           84955.38    2% of ppd amt
        100000                0           69867.87    Standard
         65000                0           55219.12    None
        445000           443500          354702.43    Standard
        380000                0          303447.79    None
        408000                0             387600    None
        515000                0          323445.95    Standard
        219000                0          208002.84    Standard
        508000                0          259753.31    Standard
        138000                0          124087.18    1% of amt prepaid
         83000                0           66370.62    Standard
        357000           355000             284000    Standard
         72000                0           50369.15    3% / 2% / 1%
         65000                0              58500    3% / 2% / 1%
        339000                0          321801.08    Standard
        505000                0          353255.49    Standard
        260000                0          124778.82    Standard
        277000                0           221449.8    None
        510000                0          249778.35    None
        235000                0          187859.08    Standard
        215000                0          171630.52    Standard
         80000                0           75964.92    1% of amt prepaid
        286000                0             200200    Standard
        360000                0          250106.02    None
        320000                0           219292.5    Standard
        310000                0          192384.34    Standard
        440000                0          335713.53    Standard
        450000                0          159885.93    Standard
        705000                0           563568.7    Standard
        495000                0          299655.89    Standard
        375000                0             345000    Standard
         58000                0           55076.14    Standard if  less than 12%
        335000                0             301500    None
        385000           383000           306136.2    Standard if  less than 12%
        150000                0          134887.14    Standard
        355000                0           283762.1    Standard
        112000                0           89549.51    Standard
        500000                0          101939.47    Standard
        345000                0          246765.64    Standard
        300000                0          181832.25    Standard
        203000                0          192734.37    Standard
        297000                0          207636.65    Standard
        470000                0          339747.67    Standard
        327000                0           228783.8    None
        154000           154000           138377.8    Standard
        176000                0          140690.17    Standard
        455000                0          169860.38    None
        230000           225000             202500    Standard
        155000                0          134926.87    1% of amt prepaid
        190000                0          129794.69    Standard
        155000                0             108500    Standard
        215000                0          114916.34    Standard
        193000                0             113000    Standard
        250000                0          167694.81    Standard
        144000                0          107945.75    Standard
        214000                0          160386.72    Standard
        140000                0          132822.73    Standard
        310000                0             257300    None
        248000                0          159906.02    Standard
        355000                0          309440.72    2% of UPB
         78000                0              70200    Standard
        201000                0          124962.07    Standard
        375000                0             336500    Standard
        305000                0             200000    Standard
        185000                0          147912.89    2% of ppd amt
        425000                0          339698.56    Standard
        253000                0          227367.69    2% of ppd amt
        325000           320000             256000    Standard
        310000           306000          244734.52    Standard
        365000           365000             292000    Standard
        410000           405000             324000    Standard
        425000           425000             340000    Standard
        515000                0          328687.33    Standard
        335000                0             318250    Standard
        165000                0          131803.47    None
        253000           250000          199863.06    2% of ppd amt
        515000                0          324357.47    Standard
        377000                0             339300    Standard
        569000                0          349208.02    None
        113000                0           90357.37    Standard
        313000                0          249829.96    Standard
        375000                0          337275.83    Standard
        142000                0          106344.57    Standard
        212300                0          144747.16    2 mo int on 66% if  less than 8%
        250000                0          175885.45    Standard
        265000                0          201842.42    Standard
        215000                0          152864.53    Standard
        220000                0           197944.9    Standard
        550000                0          239585.56    Standard
        250000           249900          237222.87    Standard
        150000                0          119934.45    1% of amt prepaid
        505000                0          249788.93    None
        160000                0           99951.21    None
        530000                0          215124.23    Standard
        550000                0          339667.95    Standard
        300000                0          269407.57    2% of UPB
        350000                0          262365.34    3 mo int
        175000           173237          138548.15    1% of amt prepaid
        210000                0             210000    Standard
        325000                0          259845.49    Standard
        185000                0          141420.19    None
        162000                0          129511.92    1% of UPB
        228000                0             154972    None
        399000                0             299000    None
        195000                0           194878.8    1% of amt prepaid
        345000                0             209000    None
        215000           211900          169343.01    Standard
        296000                0          236378.14    1% of amt prepaid
        220000                0          164903.08    Standard
         66000                0           49932.87    None
        326000           290000          275429.38    None
        337000                0             286450    Standard
        127000                0          126926.93    1% of amt prepaid
        335000                0          234356.47    Standard
        255000                0          229165.06    2% of ppd amt
        113000                0           89953.83    1% of UPB
        420000                0          308730.82    Standard
        700000                0          461553.12    Standard
        135000                0          107827.61    Standard
        270000                0          215881.77    None
        250000                0           49885.42    2% of UPB
        195000                0          165636.51    1% of UPB
        460000                0           298743.1    2% of ppd amt
         73000                0           50966.47    Standard
        540000                0           403868.9    Standard
        145000                0          108686.78    Standard
        435000                0          347339.23    2% of ppd amt
        375000                0             302000    Standard
        207000                0             165600    Standard
        410000                0          327381.92    Standard
        125000                0          104930.96    2% of ppd amt
        260000                0          181728.48    1% of amt prepaid
         88500            87600           70038.41    Standard
        480000                0          252764.53    Standard
        115000                0           91943.11    3% / 2% / 1%
        117000                0            93530.4    3% / 2% / 1%
        185000                0           184770.4    3% / 2% / 1%
        382000                0          264374.41    None
        300000                0          171919.32    2% of UPB
        410000                0          304873.64    Standard
        575000                0          309756.38    Standard
        200000                0           149913.7    Standard
        250000                0          125738.75    Standard
        381000                0          279804.36    2 mo int on 66% if  less than 8%
         75000                0           52473.75    1% of amt prepaid
        440000                0          285802.18    Standard
        385000           385000             308000    Standard
        430000                0          307343.01    Standard
        124000                0           49978.58    1% of amt prepaid
        220000                0          197887.26    Standard
        375000                0          279731.23    Standard
        245000                0          195849.82    Standard
        195000                0          135952.66    None
        275000                0          214610.21    Standard
        156900                0          102874.76    1% of amt prepaid
         70000                0            69922.1    1% of amt prepaid
        233000                0          186246.91    None
         81000                0           72809.69    Standard
        475000                0          219801.12    None
        250000                0          199883.74    Standard
        300000                0          269809.44    2% of UPB
        195000                0          155920.72    2% of UPB
        400000           399000             319200    Standard
        230000                0          218092.26    Standard
        190000                0          170877.34    Standard
        188900           188125          150412.52    Standard if  less than 12%
        190000                0          114907.58    Standard
        342000                0             239400    None
        257500                0          189858.99    None
        180000                0             110500    None
        265000           255000          203853.09    1% of amt ppd if loan  greater than $150K
        185000                0          172704.17    1% of amt prepaid
        197500                0          167797.51    1% of amt prepaid
        395000                0             316000    None
        220000                0          142907.88    Standard
        351000                0             333450    Standard
        108000                0           86344.91    1% of amt prepaid
        127000           126700           126628.6    1% of amt prepaid
        201000                0           189947.9    1% of UPB
        369100                0             347000    Standard
        393000                0          288538.69    Standard
        385000                0             235000    Standard
        290000                0           231343.1    Standard if  less than 12%
        134500                0          112741.96    Standard if  less than 12%
        200000                0          179723.86    Standard
        205000                0          163918.48    None
        190000                0          153663.05    Standard
        240000           225000             225000    Standard
        298000                0          184883.76    Standard
        120000                0           99934.45    1% of amt prepaid
        220000                0          175881.67    Standard
        150000                0          134924.71    1% of amt prepaid
        370000                0          274746.04    2 mo int on 66% if  less than 8%
        250000                0          179774.58    2% of ppd amt
        240000                0           191654.6    2% of ppd amt
        180000                0          125905.55    2% of ppd amt
        284000                0          200515.09    2% of ppd amt
        236500                0          177239.36    2% of ppd amt
        595000                0             456000    None
        118500           116000          110101.81    2 mo int or 60 days int on UPB
        375000                0          215767.99    Standard
        700000                0          449192.06    Standard
        530000                0          326307.74    Standard
        325000                0          254686.08    1% of UPB
        112000                0              84000    2% of ppd amt
        375000                0             318750    Standard
        157000                0          117658.15    Standard
        242000                0          124025.62    1% of amt prepaid
        290000                0             266000    None
        284000                0          132391.39    Standard
        575000                0          545705.17    Standard
        210000           210000          177777.01    PIF - 1% of OPB ; Partial - 1% of amt ppd
        420000                0          330744.34    Standard
         91000                0            81846.7    1% of amt prepaid
        280000                0          223818.19    2% of UPB
        290000                0             246500    2% of UPB
         97000                0              77600    Standard
        119000                0           77242.65    Standard
         70000                0           55929.73    1% of amt prepaid
        225000                0          179909.58    Standard
        215000                0           124892.9    Standard
        440000                0          284871.71    Standard
        645000                0          299813.45    Standard
        119000           118000           94368.78    Standard if  less than 12%
         90000                0           60790.21    Standard if  less than 12%
        390000                0          272485.55    Standard
        275000                0          192339.07    1% of amt prepaid
        310000                0             263500    None
        220000                0          197641.05    Standard
        350000                0          349757.91    1% of UPB
        206000                0          164682.51    Standard
        385000                0             365000    None
        152000                0          144331.19    1% of amt prepaid
        225000                0           167883.8    Standard
        405000           405000             324000    Standard
        240000                0          191884.88    Standard
        385000                0          199801.34    Standard
        290000                0           231703.1    Standard
        225000                0          139789.16    Standard
        242000                0          179695.19    Standard
        395000                0          324865.35    None
        185000                0          123880.08    Standard
        167000                0          125177.79    1% of amt prepaid
        151900                0             121520    1% of UPB
        275000                0          219804.95    1% of amt prepaid
        289000                0          199633.88    3 mo int
        151000                0          135849.04    Standard
        260000                0          203676.89    Standard
        272000                0          231040.08    Standard
        255000                0          178370.16    Standard
        235000           235000             188000    Standard
        227000                0          177854.09    Standard
        159000                0             127200    None
        300000                0          167844.13    Standard
        290000                0          170819.38    1% of amt prepaid
        112000                0            83973.5    Standard
        400000                0          309789.88    None
         78000                0            54979.3    Standard
        480000                0          334639.49    Standard
        302000                0          192867.85    Standard
        450000                0          174849.33    2% of UPB
        266000                0          239251.96    2% of UPB
        330000                0          263582.75    2% of UPB
        185000                0          147927.21    2% of UPB
        230000                0          172337.63    Standard
        323000                0          251577.45    Standard
        380000                0          199809.69    Standard
        350000                0          262439.61    Standard
        142000                0          127631.37    1% of amt prepaid
         98000            98000           78374.07    Standard if  less than 12%
        365000                0          328365.42    Standard
        370000                0             296000    Standard
        420000                0             326000    Standard
        210000                0          156888.97    Standard
        245000           245000             196000    2 mo int on 66% if  less than 8%
        785000                0          349300.06    Standard
        150000                0             119900    Standard
        410000                0          220797.74    Standard
        200000                0          164933.52    None
        169000                0          125757.29    None
        115000                0           109185.7    Standard
        365000                0          273520.69    2 mo int on 66% if  less than 8%
        195000                0          155920.81    Standard
        342000                0          256371.15    Standard
        152000                0             106400    Standard
        270000                0          172393.11    Standard
        350000           331900             331900    2% of ppd amt
        250000                0          199826.11    2% of ppd amt
        367000                0          174884.94    Standard
        335000                0             268000    Standard
        134000                0          120518.26    None
        275000                0          247279.63    Standard
        158000                0          126324.64    1% of UPB
        370000                0             208000    Standard
         74000                0           59123.46    1% of UPB
        260000           259000             233100    2% of UPB
        335000                0             301500    1% of amt prepaid
        410000           405000             324000    Standard
        288000                0           223862.9    Standard
        220000                0          175515.08    2 mo int on 66% if  less than 8%
        370000                0          295764.47    None
        314000                0          194849.39    2% of UPB
        230000                0          159859.53    None
        107000                0           96239.84    Standard
        395000                0          312475.16    None
        150000                0          142404.19    Standard
        540000                0          431628.06    Standard
        343000                0          308393.39    2% of UPB
        245000           245000             196000    2% of UPB
        198000                0          158177.94    1% of UPB
        155000                0          123829.28    1% of UPB
        155000                0          123829.28    1% of UPB
        410000                0          274811.71    None
        133000                0          106322.61    1% of amt prepaid
        390000                0          350383.76    Standard
        170000                0          135824.16    Standard
        445000                0          355490.75    2% of ppd amt
        312500           312500             312500    Standard
        157000                0          109827.75    1% of amt prepaid
        130000                0          123454.51    1% of amt prepaid
        245000           219000          158693.11    Standard
        280000                0           211909.7    Standard
        170000                0          110437.08    Standard
        112000                0           64961.82    Standard
        485000                0          274582.31    Standard
        300000                0          199535.89    2% of UPB
         92000                0           82694.04    1% of amt prepaid
        170000                0          135889.62    1% of amt prepaid
        205000                0          163829.48    Standard
        250000                0          224927.69    Standard
        227000                0             181600    Standard
        150000                0           127344.9    Standard
        250000                0          162415.75    Standard
        395000                0          249862.01    Standard
        406000                0          344688.12    Standard
        405000                0          182121.37    Standard
        340000                0          199915.98    Standard
        300000                0          144954.07    Standard
        278000                0             236300    2% of ppd amt
        250000                0          137285.17    Standard
        365000           365000             291997    Standard
        142000           140000          111821.21    1% of amt prepaid
         68000            67900           61045.06    Standard
        682000                0             359000    None
        159400           159400          127422.48    1% of amt prepaid
        310000                0          262832.82    2% of UPB
        325000                0           308620.3    Standard
        395000                0          295030.01    Standard
        337000                0          235752.62    Standard
        380000           380000          303866.88    Standard
        370000                0          201569.11    Standard
        107000                0           85542.44    Standard if  less than 12%
        260000                0          207917.35    Standard
        400000                0             340000    None
        161000           160000          127912.36    2 mo int or 60 days int on UPB
        360000                0             340000    None
        288000                0             230400    Standard
        380000           380000             342000    Standard
        378000                0          284926.05    None
        305000                0             210000    Standard
        220000                0          175903.86    Standard
        215000                0          144900.71    2% of UPB
        174000                0             156600    Standard
        536000                0          224661.62    3 mo int
        341000                0          150418.58    None
        214000                0          159852.52    Standard
        295000                0             210000    None
        305000                0          219697.73    None
        155000                0          123926.42    2% of ppd amt
        510000                0             407600    Standard
        138000                0          109917.55    1% of amt prepaid
        300000                0          179709.82    2 mo int on 66% if  less than 8%
        206000                0          174744.64    Standard
        220000                0          175879.49    2 mo int on 66% if  less than 8%
        389000                0           310923.4    Standard
         87000                0           69524.48    Standard
        125000                0          118699.13    Standard if  less than 12%
        203000                0          162296.44    1% of amt prepaid
        410000                0          299975.33    Standard
        126000                0          100654.36    3% / 2% / 1%
         87000                0           60863.27    None
        325000                0          227083.55    None
        448000                0             225000    Standard
        192000           192000          153494.83    2 mo int or 60 days int on UPB
        640000                0          294818.96    Standard
        810000                0          201372.15    Standard
        390000                0          259720.72    Standard
        395000                0             335750    Standard
        178000                0          142329.21    Standard
        103000                0           82382.92    None
        159000                0           127118.8    1% of amt prepaid
        350000                0          279835.54    Standard
        925000                0          158868.38    Standard
        365000                0          328336.71    None
        225000                0          179836.65    Standard
        472000                0             423000    None
        338000                0          274734.47    1% of amt ppd if loan  greater than $150K
        131000           130000          103929.01    Standard if  less than 12%
        250000                0             225000    2% of UPB
        362000                0             220000    Standard
        240000           240000             192000    Standard
        550000                0          315363.23    Standard
        390000                0          311712.42    Standard
        205000                0          163773.18    3% / 2% / 1%
        160000                0          151923.65    1% of amt prepaid
        405000                0           323793.4    Standard
        150000           149500          119521.37    2 mo int or 60 days int on UPB
        152000                0           113821.6    Standard
        389000                0          224580.09    None
        190000                0          161393.38    Standard
        350000           350000           279999.1    Standard
        230000                0           99931.52    Standard
        310000                0          263266.38    Standard
        340000           339900             271920    Standard
        204000                0          173283.41    1% of amt ppd if loan  greater than $150K
        250000                0          199936.63    Standard
        183000           179861          143786.95    Standard if  less than 12%
        130000                0          103920.31    1% of amt prepaid
        110500           102500           92115.38    2 mo int or 60 days int on UPB
        195000                0          174895.64    Standard
        340000           339700             271760    Standard
        180000                0          170919.37    1% of amt prepaid
        340000                0          305579.58    Standard
        327000                0          261478.96    None
        485000                0          299872.21    Standard
        300000                0          239817.93    2 mo int on 66% if  less than 8%
        169000           178900             159980    Standard
        560000                0           349650.9    Standard
        243000                0          193915.04    2% of UPB
        350000                0             218300    None
        280000                0           186859.4    Standard
        275000           275000          247163.99    None
         65000                0           61695.56    2 mo int or 60 days int on UPB
        190000                0          151872.93    2 mo int on 66% if  less than 8%
        126000                0          100745.51    Standard
        210000                0          166862.85    Standard
        180000                0          143883.12    Standard
        195000                0           185090.5    Standard
        165000                0             148500    1% of amt prepaid
        380000                0             300000    Standard
        180000                0          125925.99    1% of amt prepaid
        265000           265000          211780.71    None
        140100                0          111836.55    2% of ppd amt
        300000                0          209817.91    2% of UPB
        320000                0          183097.38    None
        350000                0          158853.45    Standard
        235000                0          139745.22    Standard
        380000                0          259823.77    2 mo int on 66% if  less than 8%
        500000                0          349792.29    Standard
        145000                0          108661.74    Standard
        143000                0              99937    Standard
        250000           245125          244923.67    2 mo int or 60 days int on UPB
         90000                0           67484.92    Standard
        168000                0          103914.58    2 mo int on 66% if  less than 8%
        150000                0          112431.84    2% of ppd amt
        365000                0          269290.43    Standard
        120000           120000           95942.02    PIF - 1% of OPB ; Partial - 1% of amt ppd
        214000                0             159750    None
        244000                0          243787.85    Standard
         82000                0           61432.49    None
        351000                0          150834.08    None
        415000                0          319594.65    Standard
        227000                0          191533.26    1% of amt prepaid
        130000                0          109918.36    1% of amt prepaid
        360000                0             342000    Standard
        355000                0          230553.26    Standard
        350000                0          349979.17    None
        274000                0             232900    Standard
        230000                0          209677.84    3% / 2% / 1%
        285000                0          254478.12    Standard
        278000                0          203789.98    3 mo int
        218000                0           154824.2    2% of ppd amt
        218600                0          174778.34    1% of amt ppd if loan  greater than $150K
        385000                0          326981.76    Standard
        133000                0           93064.18    1% of amt prepaid
        375000                0          205898.67    Standard
        112500                0           53949.09    Standard if  less than 12%
        279000                0             190000    Standard
        140000                0          107587.62    1% of amt prepaid
        199900           199900          159588.42    PIF - 1% of OPB ; Partial - 1% of amt ppd
         84000                0           83982.06    2% of ppd amt
        388000                0          269780.86    Standard
        251500                0          149227.39    Standard if  less than 12%
        100000                0           69970.01    3% / 2% / 1%
        430000                0          343807.61    Standard
        234500                0          184371.09    Standard
        410000                0          274991.41    Standard
        490000                0             392000    Standard
        110000                0              88000    Standard
        182000           179900          143822.45    2 mo int or 60 days int on UPB
        440000                0          229820.57    Standard
        147000                0          117565.67    Standard
        248000                0           181627.8    2 mo int on 66% if  less than 8%
        113000                0              84750    Standard
        390000                0          311717.95    Standard
        240000                0          191910.04    None
        185000                0          147860.92    Standard
        175000                0          139769.37    1% of amt prepaid
        420000                0          349991.67    Standard
        178000                0          115555.82    Standard
        330000                0          164753.63    Standard
        300000                0          235951.07    None
        395000                0             355500    2% of ppd amt
        410000                0          307278.11    Standard
        150000           150000          119956.99    Standard if  less than 12%
        440000                0          159871.42    Standard
        365000                0           224790.6    None
        532000                0          342818.48    Standard
        127000                0           93279.17    Standard if  less than 12%
        578000                0             333000    Standard
        207000                0          186177.52    Standard
        285000                0             228000    Standard
        418000                0          331756.06    Standard
        240000                0          191892.92    Standard
        135000                0             128000    1% of amt prepaid
        136000                0          113816.31    3% / 2% / 1%
        210000                0          167916.49    Standard
        283000                0          212125.33    Standard
        328000                0          229368.84    Standard
        158000                0          126316.04    2% of ppd amt
        157000                0          148835.33    1% of amt prepaid
        236000                0          211942.79    Standard
        290000                0          224580.09    2 mo int on 66% if  less than 8%
        300000                0          239666.91    1% of amt prepaid
         89000                0           75608.68    Standard
         94000                0           79842.69    1% of amt prepaid
        437000                0             306500    Standard
        636000                0             381000    Standard
        335000                0          267919.84    Standard
        390000                0          149774.18    None
        350000                0             280000    1% of amt prepaid
        256000                0             217600    2% of UPB
        310000                0           209687.5    Standard
        162000                0          137481.92    2% of UPB
        220000                0          136852.84    Standard
        392000                0          312415.84    Standard
        165100           158000          118474.61    Standard
        395000                0             311000    Standard
        460000                0          269551.69    Standard
        200000                0             160000    Standard
        295000                0             170000    None
        230000                0          206624.73    Standard
        270000                0          215934.45    Standard
        500000                0          202379.83    2% of ppd amt
        246000                0             196800    1% of amt ppd if loan  greater than $150K
        134000                0          120517.42    3% / 2% / 1%
        120000                0           97454.51    Standard if  less than 12%
        419000                0             335000    Standard
        255000           253000          202057.28    2 mo int or 60 days int on UPB
        130000                0          103996.68    1% of amt prepaid
        149000                0          141459.74    1% of amt prepaid
        200000                0          149889.79    Standard if  less than 12%
        530000                0             344500    Standard
        310000                0             248000    1% of amt prepaid
        285000                0          227310.63    2 mo int or 60 days int on UPB
        149000                0           79969.52    Standard
        310000                0          216903.66    Standard
         85000            84000           67100.75    2 mo int or 60 days int on UPB
        545000                0          381307.91    Standard
        328500                0          262677.39    1% of amt prepaid
        149000                0          111553.22    3% / 2% / 1%
        365000                0          239689.95    None
        280000                0          224515.44    2% of UPB
        218000                0          174345.37    Standard
        252000                0          176270.39    Standard
        118000                0           94355.96    3% / 2% / 1%
         75000                0            67406.5    2% of ppd amt
        287000                0          179933.33    None
        305000                0          179695.19    Standard
        160000                0          118902.46    Standard
        265000                0          172234.81    Standard
        427000                0             341600    Standard
        230000                0          141857.04    None
        365000                0          328489.76    Standard
        390000                0             351000    Standard
        209000           208000          166026.31    2 mo int or 60 days int on UPB
        241000                0          183872.73    1% of amt prepaid
        235000                0          188932.67    Standard
        311500                0           157855.4    Standard
        360000                0             250000    Standard
        110000                0           76957.85    Standard if  less than 12%
        117000                0           93466.11    1% of amt prepaid
        212000                0          179894.85    2 mo int on 66% if  less than 8%
        620000                0          555342.62    Standard
        325000                0             292500    2% of UPB
        515000                0             300000    Standard
        315000                0          283010.14    Standard
        164800                0          131728.01    1% of amt prepaid
        435000                0             348000    Standard
        253000                0          240025.58    1% of amt prepaid
        198000                0             168300    Standard
        175000                0          139946.67    1% of amt prepaid
        627000                0          355854.55    Standard
        360000                0             342000    Standard
        430000                0             344000    Standard
        445000                0             340000    Standard
        133000                0          106333.53    Standard if  less than 12%
        350000                0          189896.93    Standard
        440000           350000             280000    Standard if  less than 12%
        145000                0           130419.3    1% of amt prepaid
        270000                0          269926.25    1% of amt prepaid
        170000                0           135748.3    1% of amt prepaid
        190000                0             190000    1% of amt prepaid
         94000                0           84493.92    Standard if  less than 12%
        300000                0             246500    Standard if  less than 12%
        155500                0          155467.76    1% of amt prepaid
        440000                0             352000    Standard
        355000                0          174852.26    Standard
        192000                0          154547.98    2% of ppd amt
        400000                0          209921.11    Standard
        430000                0          322327.59    Standard
        320000                0             304000    Standard
        410000                0          251895.31    Standard
        245000                0          194116.28    2 mo int on 66% if  less than 8%
        225000                0          156983.72    1% of amt prepaid
        335000                0             232000    Standard
        431000                0             344800    Standard
        450000                0          328811.97    Standard
        610000                0             457500    Standard
        325000                0          259880.99    Standard
        184000                0          128540.27    2% of ppd amt
        250000                0          162419.23    2% of ppd amt
        512000                0          290884.37    Standard
        115000                0           91960.16    1% of amt prepaid
        232000                0          185506.77    Standard if  less than 12%
        137000           133000          132937.82    PIF - 1% of OPB ; Partial - 1% of amt ppd
        105000                0              94500    1% of amt prepaid
        102000                0           79921.83    3% / 2% / 1%
        156000           155000           123885.7    PIF - 1% of OPB ; Partial - 1% of amt ppd
        205000                0          181347.74    1% of amt prepaid
        370000                0          265499.84    Standard
        355000                0             355000    Standard
        310000                0             294500    Standard
        280000                0             180000    Standard
        350000                0             312000    None
        360000                0          341896.88    Standard
        312000                0          249408.72    Standard
        450000                0          314634.78    Standard
        440000                0             352000    Standard
        420000                0             336000    2 mo int on 66% if  less than 8%
        195000           188000          150218.49    PIF - 1% of OPB ; Partial - 1% of amt ppd
        217000           216400          173009.61    PIF - 1% of OPB ; Partial - 1% of amt ppd
        219000                0             208050    Standard
         96000                0           76633.27    PIF - 1% of OPB ; Partial - 1% of amt ppd
         71000            70000           66466.25    PIF - 1% of OPB ; Partial - 1% of amt ppd
        299000                0          239130.48    Standard
         92000                0           82683.34    PIF - 1% of OPB ; Partial - 1% of amt ppd
        138000                0          130756.99    PIF - 1% of OPB ; Partial - 1% of amt ppd
        158000                0          102654.08    PIF - 1% of OPB ; Partial - 1% of amt ppd
        480000                0             336000    Standard
        570000                0             282000    Standard
        225000                0          174878.36    Standard
        221000                0          131279.76    Standard
        340000                0           253914.8    Standard
        651000                0          349804.26    Standard
        112000           112000           89550.55    PIF - 1% of OPB ; Partial - 1% of amt ppd
        180000                0          143660.65    1% of amt prepaid
         53000            53000           50325.75    PIF - 1% of OPB ; Partial - 1% of amt ppd
       1150000                0          169611.67    Standard
        375000                0          299916.52    Standard
        101000                0           83942.48    Standard if  less than 12%
         81000                0           64762.72    PIF - 1% of OPB ; Partial - 1% of amt ppd
        260000                0             208000    Standard
        194000                0          155116.97    2 mo int or 60 days int on UPB
        403000                0          299788.26    2 mo int or 60 days int on UPB
        262000                0          183249.38    1% of amt ppd if loan  greater than $150K
        107000           107900           85539.46    PIF - 1% of OPB ; Partial - 1% of amt ppd
        245000                0             216800    PIF - 1% of OPB ; Partial - 1% of amt ppd
        345000                0          275894.85    Standard
        150000                0          119925.79    1% of amt prepaid
        134500           132500          105921.33    PIF - 1% of OPB ; Partial - 1% of amt ppd
        254000                0          177670.67    2 mo int or 60 days int on UPB
        137000                0              50004    PIF - 1% of OPB ; Partial - 1% of amt ppd
        110000           107000          106945.68    PIF - 1% of OPB ; Partial - 1% of amt ppd
        305000                0          243155.17    2 mo int on 66% if  less than 8%
         96000            95000           75957.62    PIF - 1% of OPB ; Partial - 1% of amt ppd
         87000            87000              86958    PIF - 1% of OPB ; Partial - 1% of amt ppd
         86500            86500           69157.21    PIF - 1% of OPB ; Partial - 1% of amt ppd
        325000                0             308750    Standard
        320000                0             304000    Standard
        307500                0          245331.44    1% of amt ppd if loan  greater than $150K
        154000           153500          122716.76    PIF - 1% of OPB ; Partial - 1% of amt ppd
        635000                0          351854.17    Standard
        435000                0          119798.58    Standard
        149000                0          134047.84    1% of amt prepaid
        117000           113000          112941.91    PIF - 1% of OPB ; Partial - 1% of amt ppd
        130000           129900          103848.12    PIF - 1% of OPB ; Partial - 1% of amt ppd
        130000           129000          128891.09    PIF - 1% of OPB ; Partial - 1% of amt ppd
        231000                0           195312.7    Standard
        125000                0           99872.22    1% of amt prepaid
        430000                0          299899.36    None
        215000                0          204111.56    1% of amt prepaid
        190000                0          113844.95    1% of amt prepaid
         60000            59000           56026.77    PIF - 1% of OPB ; Partial - 1% of amt ppd
         99000            98500           98455.49    PIF - 1% of OPB ; Partial - 1% of amt ppd
        150000           149900          119812.64    PIF - 1% of OPB ; Partial - 1% of amt ppd
         91000            80000           49979.92    PIF - 1% of OPB ; Partial - 1% of amt ppd
         63000                0            50360.6    PIF - 1% of OPB ; Partial - 1% of amt ppd
         70000            59900           55983.25    PIF - 1% of OPB ; Partial - 1% of amt ppd
        350000                0          279482.45    2 mo int or 60 days int on UPB
        157000           152000          144213.47    PIF - 1% of OPB ; Partial - 1% of amt ppd
        285000                0             270000    Standard
        155000           154700          123669.97    PIF - 1% of OPB ; Partial - 1% of amt ppd
        180000                0          143905.32    Standard
         83000            80000           79953.01    PIF - 1% of OPB ; Partial - 1% of amt ppd
        305000                0          289545.45    1% of amt prepaid
        163500           163000          130297.26    PIF - 1% of OPB ; Partial - 1% of amt ppd
        325000                0          199858.85    2 mo int on 66% if  less than 8%
        220000                0          184938.18    None
        226000                0             155000    Standard
        456000                0          209822.71    1% of amt ppd if loan  greater than $150K
        630000                0          259900.67    Standard
        380000           380000          303957.72    2 mo int on 66% if  less than 8%
        301500                0          169685.78    None
        200000           195900          156625.06    PIF - 1% of OPB ; Partial - 1% of amt ppd
        288000                0          185868.25    Standard
        142000                0          112947.36    2 mo int on 66% if  less than 8%
        123000                0          116675.68    PIF - 1% of OPB ; Partial - 1% of amt ppd
        235000           234000          233847.71    PIF - 1% of OPB ; Partial - 1% of amt ppd
         76000                0            60773.9    Standard if  less than 12%
        140000                0          111945.48    Standard
        280000                0          223950.71    Standard
        415000                0          299712.59    Standard
        315000                0             283500    Standard
        215000           197000          177206.66    PIF - 1% of OPB ; Partial - 1% of amt ppd
        150000                0          142395.82    PIF - 1% of OPB ; Partial - 1% of amt ppd
        420000                0          299742.46    Standard
        130000           126000             100591    PIF - 1% of OPB ; Partial - 1% of amt ppd
        135000           121900           97467.28    PIF - 1% of OPB ; Partial - 1% of amt ppd
        124000           110000          109923.14    PIF - 1% of OPB ; Partial - 1% of amt ppd
        145000           135900           135787.5    PIF - 1% of OPB ; Partial - 1% of amt ppd
        275000                0           97834.06    PIF - 1% of OPB ; Partial - 1% of amt ppd
        124000           123900           99048.41    PIF - 1% of OPB ; Partial - 1% of amt ppd
        137000           131500          105132.23    PIF - 1% of OPB ; Partial - 1% of amt ppd
         83000            79000           63154.49    PIF - 1% of OPB ; Partial - 1% of amt ppd
         91000            86900           69449.42    PIF - 1% of OPB ; Partial - 1% of amt ppd
         79000          78723.4           78675.16    PIF - 1% of OPB ; Partial - 1% of amt ppd
         90000            82890           82747.78    PIF - 1% of OPB ; Partial - 1% of amt ppd
        140000                0          111944.33    2 mo int or 60 days int on UPB
        205000                0          154928.28    Standard
        458900                0           343898.4    2 mo int or 60 days int on UPB
        155500           155000          123913.36    PIF - 1% of OPB ; Partial - 1% of amt ppd
        199000           198100          158197.67    PIF - 1% of OPB ; Partial - 1% of amt ppd
         97500            97500           97448.92    PIF - 1% of OPB ; Partial - 1% of amt ppd
        138000           138000          110303.07    PIF - 1% of OPB ; Partial - 1% of amt ppd
        470000                0          349698.66    2 mo int on 66% if  less than 8%
        202000                0          154961.62    Standard
        113000           112000           89541.09    PIF - 1% of OPB ; Partial - 1% of amt ppd
        180000           176000          140707.43    PIF - 1% of OPB ; Partial - 1% of amt ppd
        145000           145000          144914.83    PIF - 1% of OPB ; Partial - 1% of amt ppd
        208000           208000          166279.92    PIF - 1% of OPB ; Partial - 1% of amt ppd
        200000                0          199655.98    2 mo int or 60 days int on UPB
        355000                0          301213.48    2 mo int or 60 days int on UPB
        375000           373500          298253.03    Standard
        400000                0          299896.17    Standard
         95000            92500           84947.44    PIF - 1% of OPB ; Partial - 1% of amt ppd
        205000           205000          163883.08    2 mo int or 60 days int on UPB
        212000                0          206869.35    2 mo int or 60 days int on UPB
        239000                0          148873.14    2 mo int or 60 days int on UPB
        350000                0             315000    2% of UPB
        174000           174000          139096.69    PIF - 1% of OPB ; Partial - 1% of amt ppd
        230000                0          147970.65    Standard
         87000            87000           69571.43    PIF - 1% of OPB ; Partial - 1% of amt ppd
         85000            84500           67554.65    PIF - 1% of OPB ; Partial - 1% of amt ppd
        140000                0          104846.76    None
        311000                0          295237.23    1% of amt prepaid
         93000            93000           92960.07    PIF - 1% of OPB ; Partial - 1% of amt ppd
        107000           105500           84260.96    PIF - 1% of OPB ; Partial - 1% of amt ppd
        125000           125000           99925.04    PIF - 1% of OPB ; Partial - 1% of amt ppd
        125000           124900           99849.48    PIF - 1% of OPB ; Partial - 1% of amt ppd
        168000                0          114895.84    1% of amt prepaid
        320000                0           91976.88    1% of amt prepaid
        162500           130000          103852.72    PIF - 1% of OPB ; Partial - 1% of amt ppd
         87000            84000           83960.81    PIF - 1% of OPB ; Partial - 1% of amt ppd
         72000                0           49893.58    PIF - 1% of OPB ; Partial - 1% of amt ppd
        284000                0          204863.77    1% of amt prepaid
        360000                0          287770.83    2 mo int on 66% if  less than 8%
        110000           110000           87933.38    PIF - 1% of OPB ; Partial - 1% of amt ppd
        220000                0          141911.28    1% of amt prepaid
        110000           110000          109929.86    PIF - 1% of OPB ; Partial - 1% of amt ppd
        193000                0          154137.01    1% of amt ppd if loan  greater than $150K
        360000                0             288000    2 mo int or 60 days int on UPB
         77000            77000           76947.81    PIF - 1% of OPB ; Partial - 1% of amt ppd
         78000            78000           62364.47    PIF - 1% of OPB ; Partial - 1% of amt ppd
        109000           107500           85950.01    PIF - 1% of OPB ; Partial - 1% of amt ppd
        365000                0             255000    Standard
        160000                0          119433.22    2 mo int or 60 days int on UPB
        155000                0          116983.63    2% of ppd amt
        162000                0          128938.53    PIF - 1% of OPB ; Partial - 1% of amt ppd
        101000                0           80755.86    PIF - 1% of OPB ; Partial - 1% of amt ppd
        256000                0          203895.13    2 mo int or 60 days int on UPB
         82000                0           64974.03    PIF - 1% of OPB ; Partial - 1% of amt ppd
        344000                0          223506.24    PIF - 1% of OPB ; Partial - 1% of amt ppd
        372000                0          314181.88    Standard
        171000                0          162327.01    PIF - 1% of OPB ; Partial - 1% of amt ppd
        137000                0          109414.42    PIF - 1% of OPB ; Partial - 1% of amt ppd
        143000                0          135710.08    PIF - 1% of OPB ; Partial - 1% of amt ppd
         80000            79900           63871.02    PIF - 1% of OPB ; Partial - 1% of amt ppd
        515000                0          174682.74    1% of amt ppd if loan  greater than $150K
        248000                0          198282.26    PIF - 1% of OPB ; Partial - 1% of amt ppd
         80000                0           63962.02    2 mo int or 60 days int on UPB
        140000                0             105000    PIF - 1% of OPB ; Partial - 1% of amt ppd
        295000                0             273000    Standard
         90000            87000            69554.7    PIF - 1% of OPB ; Partial - 1% of amt ppd
        138000                0          124128.29    2 mo int on 66% if  less than 8%
        200000                0          159896.92    PIF - 1% of OPB ; Partial - 1% of amt ppd
        263000                0          197134.14    2 mo int or 60 days int on UPB
        125000                0           99913.36    PIF - 1% of OPB ; Partial - 1% of amt ppd
        168000                0          141764.83    PIF - 1% of OPB ; Partial - 1% of amt ppd
         71000                0              63900    PIF - 1% of OPB ; Partial - 1% of amt ppd
        320000                0          255884.31    1% of amt ppd if loan  greater than $150K
        129000           124900          124874.48    PIF - 1% of OPB ; Partial - 1% of amt ppd
        230000                0          206892.88    PIF - 1% of OPB ; Partial - 1% of amt ppd
        215000                0          111688.63    2 mo int or 60 days int on UPB
        360000                0             288000    2 mo int or 60 days int on UPB
        112000                0           89558.86    PIF - 1% of OPB ; Partial - 1% of amt ppd
        190000                0          151937.03    2 mo int on 66% if  less than 8%
        190000                0          170925.95    PIF - 1% of OPB ; Partial - 1% of amt ppd
        130000                0          123431.12    PIF - 1% of OPB ; Partial - 1% of amt ppd
        125000                0          118685.81    PIF - 1% of OPB ; Partial - 1% of amt ppd
        170000                0          152747.26    PIF - 1% of OPB ; Partial - 1% of amt ppd
        135000                0           75967.09    PIF - 1% of OPB ; Partial - 1% of amt ppd
        205000                0          163939.58    2 mo int or 60 days int on UPB
        315000                0             264000    2 mo int or 60 days int on UPB
        142000                0          129204.05    PIF - 1% of OPB ; Partial - 1% of amt ppd
        190000                0             152000    1% of amt prepaid
         82000                0              73800    PIF - 1% of OPB ; Partial - 1% of amt ppd
        128000                0          102337.96    PIF - 1% of OPB ; Partial - 1% of amt ppd
        126000                0            94393.1    PIF - 1% of OPB ; Partial - 1% of amt ppd
        147000                0          117546.29    PIF - 1% of OPB ; Partial - 1% of amt ppd
        139000           139000          111170.38    PIF - 1% of OPB ; Partial - 1% of amt ppd
         69000            67500           53971.41    PIF - 1% of OPB ; Partial - 1% of amt ppd
        160000                0          151876.63    PIF - 1% of OPB ; Partial - 1% of amt ppd
        110000                0           70965.63    PIF - 1% of OPB ; Partial - 1% of amt ppd
        126000                0           113336.1    PIF - 1% of OPB ; Partial - 1% of amt ppd
        184000                0           174589.2    PIF - 1% of OPB ; Partial - 1% of amt ppd
        166000                0          157601.48    PIF - 1% of OPB ; Partial - 1% of amt ppd
        122000           121500           97165.49    PIF - 1% of OPB ; Partial - 1% of amt ppd
        200000                0             150000    2 mo int or 60 days int on UPB
        272000                0          271809.95    PIF - 1% of OPB ; Partial - 1% of amt ppd
        230000                0             145000    1% of amt ppd if loan  greater than $150K
         75000                0           71208.15    PIF - 1% of OPB ; Partial - 1% of amt ppd
         88000            84900           84881.51    PIF - 1% of OPB ; Partial - 1% of amt ppd
         82000                0              61500    PIF - 1% of OPB ; Partial - 1% of amt ppd
        213000                0          191474.01    PIF - 1% of OPB ; Partial - 1% of amt ppd
        150000                0          104903.22    PIF - 1% of OPB ; Partial - 1% of amt ppd
        258000                0          244941.78    PIF - 1% of OPB ; Partial - 1% of amt ppd
        124300                0           69961.69    PIF - 1% of OPB ; Partial - 1% of amt ppd
        122000                0          109700.99    PIF - 1% of OPB ; Partial - 1% of amt ppd
        315000                0             283500    PIF - 1% of OPB ; Partial - 1% of amt ppd
         89000                0           75584.87    PIF - 1% of OPB ; Partial - 1% of amt ppd
        186500                0          169390.81    PIF - 1% of OPB ; Partial - 1% of amt ppd
        230000                0          195339.75    PIF - 1% of OPB ; Partial - 1% of amt ppd
        177000           177000           150200.2    PIF - 1% of OPB ; Partial - 1% of amt ppd
        106000                0           80955.29    PIF - 1% of OPB ; Partial - 1% of amt ppd
        198000           145000          130313.34    PIF - 1% of OPB ; Partial - 1% of amt ppd
        140000                0          104955.49    PIF - 1% of OPB ; Partial - 1% of amt ppd
        131000                0           98194.06    PIF - 1% of OPB ; Partial - 1% of amt ppd
        190000                0          151930.67    PIF - 1% of OPB ; Partial - 1% of amt ppd
         89000                0           59977.65    PIF - 1% of OPB ; Partial - 1% of amt ppd
        138000                0          131014.68    PIF - 1% of OPB ; Partial - 1% of amt ppd
        125000           123806           83757.22    PIF - 1% of OPB ; Partial - 1% of amt ppd
         73000                0            69304.4    PIF - 1% of OPB ; Partial - 1% of amt ppd
        123000                0           98314.45    PIF - 1% of OPB ; Partial - 1% of amt ppd
        295000                0          183915.96    PIF - 1% of OPB ; Partial - 1% of amt ppd
        190000                0          170890.96    PIF - 1% of OPB ; Partial - 1% of amt ppd
        130000           125000           99930.67    PIF - 1% of OPB ; Partial - 1% of amt ppd
        250000                0          199845.33    2 mo int or 60 days int on UPB
        195000                0           99910.97    PIF - 1% of OPB ; Partial - 1% of amt ppd
        168000                0          150910.21    PIF - 1% of OPB ; Partial - 1% of amt ppd
        160000                0          127903.08    PIF - 1% of OPB ; Partial - 1% of amt ppd
        126000                0          106918.65    PIF - 1% of OPB ; Partial - 1% of amt ppd
        165000                0          156664.98    PIF - 1% of OPB ; Partial - 1% of amt ppd
        720000                0          234803.54    1% of amt ppd if loan  greater than $150K
        297000                0          237438.95    PIF - 1% of OPB ; Partial - 1% of amt ppd
         66000                0              59400    PIF - 1% of OPB ; Partial - 1% of amt ppd
        215000                0          204104.72    PIF - 1% of OPB ; Partial - 1% of amt ppd
        110000                0           93478.18    PIF - 1% of OPB ; Partial - 1% of amt ppd
        130000                0          110422.01    PIF - 1% of OPB ; Partial - 1% of amt ppd
        180000                0          161883.34    PIF - 1% of OPB ; Partial - 1% of amt ppd
        130000                0           110441.5    PIF - 1% of OPB ; Partial - 1% of amt ppd
        183000                0           155301.7    PIF - 1% of OPB ; Partial - 1% of amt ppd
        205000                0          163948.78    PIF - 1% of OPB ; Partial - 1% of amt ppd
-------------------------------------------------------------------------

-------------------------------------------------------------------------

        165000           161562           32296.66    None
        162000           161000           32188.52    None
        330000           270902           54100.59    None
        185000           176500           35287.41    None
        180000           179800           35946.83    None
        132000           130000           25991.69    None
        190000           189500           37886.19    None
        184000           180000           35958.43    None
        142000           140000            27959.8    None
        180000           175000           34988.57    None
        216000           216000           43181.98    None
        330000           330000           65980.69    None
        142000           140900           28171.75    None
        130500           129122           25815.57    None
        302000           299000              59800    None
        475000           475000           94945.34    None
        232000           232000              46400    None
        525000           525000          104962.56    None
        156000           152500           30491.08    None
        172000           171990           34386.76    None
        311000           310000           61981.86    None
        260000           260000           51975.22    None
        395000           395000            78964.1    None
        861000           853000          638748.86    Standard
        145000           144190           28786.25    None
        155000           154610           30913.13    None
        205000           203180           40623.02    None
        188000           187900           37569.01    None
        186000           186000           37174.68    Standard
        205000           205000           40986.61    None
        193000           193000           38580.62    None
        590000           590000          117965.48    None
        880000           880000             175786    Standard
        192500           190000           37987.86    None
        127000           126500           25286.88    None
        430000           408454           81577.75    Standard
        193000           191898           38362.57    Standard
        143000           141990           28377.66    None
        228000           226000           45183.88    None
        388000           384900           76949.41    Standard
        243500           244200           48682.64    Standard
        376000           369900           73958.36    Standard
        246000           206095            41204.3    Standard
        320000           320000           63976.67    None
        245000           245000              49000    None
        271000           268607           53703.45    None
        715000           715000          463554.54    None
        325000           325010           64980.77    None
        197000           173900           34765.49    None
        143000           142400           28462.74    None
        505000           505000          100959.86    Standard
        545000           545000          108954.29    Standard
         78000            75000           49886.85    None
        142000           140750           28139.75    None
        189000        188886.12           37764.93    None
        545000           544400           108829.2    None
        135000           134000           26790.54    Standard
        355000                0           237311.6    None
        138000           137900           27559.81    None
        135000           134000          106977.24    None
        147000           146000              29200    None
        201000           200000           39987.21    None
        180000           208000            35988.5    None
        150000           146000           29190.66    None
        214000           212000           42384.88    None
        135000           133000           26590.31    None
        215000           215000           42987.42    None
        508000           500000          399632.38    None
        163000           163000           32580.25    None
        214000           189000           37787.65    None
        135000           132000            26361.8    None
        129000           128500           25689.79    None
        130000           130000              26000    None
        220000           220000           43949.18    Standard
        133000           131790           26347.01    None
        130000           125000           24990.89    None
        238000           225500            45087.1    None
        162000           162000           32335.59    None
        250000           250000           49973.53    None
        297000                0            52634.6    None
        191000           190700           38127.51    None
        140000           131000           26184.12    None
        370000           369900           73953.04    Standard
        260000           260000              51971    None
        185000           185000            36985.3    None
        231000           229500           45886.84    None
        130000           129900           25971.69    None
        132000           127200           25418.25    None
        224000           216490            43278.7    None
        166000           165000           32984.28    None
        154000           153400           30668.82    None
        134000           129949           25982.19    None
        153000           147290           29447.49    None
        185000           179450           35876.92    None
        155000           149500           29861.44    None
        436000           435839           87132.36    None
        465000           461000           92107.08    None
        300000           299000           59782.51    None
        191000           191000           38176.86    None
        230000           211894           42351.98    None
        135000           131975           26387.28    None
        170000           168781              33757    None
        154000           153334           30656.99    None
        155000           155000           30990.09    None
        128000           128000           25581.26    None
        142000           142000           28383.66    Standard
        286000           285000              57000    None
         91000            90425           76666.75    None
        138000           138300           27589.94    None
        180000           179745           35926.86    None
        340000           340000            67969.1    Standard
        199000           196047           39196.87    None
        900000                0          145166.42    None
        265000           255000           50963.47    None
        140000           140000           27982.02    None
        200000           199000              39787    None
        143000           142000           28385.28    Standard
        194000           194000           38783.82    None
        170400           170000           33987.88    None
        111000           110000           49878.89    Standard
        133000           133000            26591.5    None
        360000           360000          359789.64    Standard
        192500           192500              38500    None
        240000           240000           47985.96    None
        153000           140000           27991.05    None
        195000           194700            38889.5    None
        139000           139000            27684.7    None
        162000           160000           31988.28    None
        177000           174900           34967.25    None
        364000           362500           72473.58    None
        200000           195900           39168.54    None
        185000           185000            36973.5    None
        330000           323628           64702.42    None
        200000           200000           39982.27    None
        385000           360000           71973.76    None
        150000           138000           27589.94    Standard
        226000           224457           44873.56    None
        360000           345000            68975.4    None
        350000           347000           69374.71    None
        440000           418000           83566.78    None
        250000           247000           49374.39    None
        297000           285000           56981.38    None
        172000           172000           34387.47    None
        190000           189000           37759.08    None
        183000           179861           35952.32    None
        180000           173000           34579.04    None
        244000           244000           48748.67    None
        128000           127900           25570.88    None
        255000           255000          134870.54    Standard
        152000           151600           30308.95    None
        238500           238500           47672.55    None
        164000           163690           32702.65    None
       1095000          1050000           944524.2    Standard
        480000           480000           95959.96    Standard
        150000           149500           29885.29    None
        162000           159900            31967.3    None
        220000           215000           42973.95    None
        330000           330000           65978.44    None
        155000           151000           30187.41    Standard
        247000           242660           48493.27    None
        363000           363000            72576.8    None
        190000           177974              35594    None
        148000           147800           29551.36    None
        137000           137000           27326.69    None
        163000           163000           32572.68    None
        141500           141400           28261.85    None
        140000           140000           27976.54    None
        138500           138500           27689.03    None
        245000                0           48983.99    None
        248000           247000           49383.86    None
        151000           151000           30189.42    None
        207000           207000           41385.24    None
        305000           300000            59980.4    None
        260000           249000           49742.49    None
        184800           175000           34987.52    Standard
        136000           136000           27187.03    None
        260000                0          109915.83    None
        210000           209499            41886.5    None
        200000           199950           39973.32    None
        259000           255500           51082.75    None
        140000           137500           27484.18    None
        370000                0           59974.84    None
        490000           469000           93702.37    None
        185000           185000          184905.09    Standard
        215000           213000           42583.07    None
        185000           185000            36946.8    None
         76000            85000              49932    Standard
        163000           163000           32588.12    Standard
        315000           310000           61981.86    None
        134000           131000            26187.6    None
        137000           136485           27288.28    None
        155500           155000           30987.68    None
        164000           160000           31981.19    None
        194000           185000           36986.81    None
        133000           132000           26391.38    None
        138000           138000           27585.69    None
        154000           153900           30769.94    None
        225000           220000            43938.8    None
        171000           169000           33782.48    None
        879000           879000          175596.98    Standard
        139500           141638           27891.84    None
        475000                0           63485.11    None
        550000           550000          109963.06    None
        138000           136900              27380    None
        233000           232000           46383.09    None
        180000           176000           35187.45    None
        170000           160500           32088.55    None
        118000           117900           24993.01    None
         90000            88500           24993.01    None
        232000           232000           46343.58    Standard
        190000           188000           37577.22    None
        460000           460000           91943.33    None
        255000           248500           49680.25    None
        199900           199900           39855.87    None
        370000           369000           73778.41    None
        176900           165000           32984.61    None
        142000           142000           28388.71    None
        135000           134500           26889.32    None
        235000           210000           41983.31    None
        180000           178000           35585.85    Standard
        403000           415000           82972.89    Standard
        150000           148000           29554.09    None
        679500           650000          584084.54    Standard
        174000           174000           34786.17    None
        162000           162000            32379.2    Standard
        361000           359350           71844.38    None
        515000           515000          102953.45    Standard
        470000           469900          375701.99    Standard
        447000           420000          377470.06    Standard
        145000           133000            26588.9    None
        242000           235000           46984.65    None
         75000            75001           24990.59    None
        180000           175500           35086.82    None
        180000           180000              36000    None
        750000           750000          149954.64    Standard
        135000           134248           26841.92    None
        130000           130000           25987.61    None
        520000           518900          103725.06    None
        410000                0           81960.93    None
        410000           410000           81952.83    Standard
        641000           641000          444642.39    Standard
         85000            79000           67060.14    Standard
        425000           430000            85957.7    Standard
        145000           143200           28581.58    None
        365000           359926              71962    Standard
        300000           268000           53582.49    None
        140000           140000              28000    None
        165000           165000            32978.8    Standard
        193000           187000           37388.05    2% of UPB
        200000           189500          151385.31    Standard
        280000           280000           55827.97    Standard
        136000           136000           27187.64    None
        155000           154500           30879.36    None
        292000           292000           58372.75    Standard
        625000           625000          124954.45    Standard
        575000           575000           86144.32    Standard
        415000           415000            82970.4    Standard
        175000           171900           34355.37    None
        141000           140000           27991.05    None
        132000           132000            26383.6    None
        156500           155750           31140.04    None
        156000           155000           30975.25    Standard
        222000           212000           42383.15    None
        540000           540000          107944.01    Standard
        575000           575000          114933.83    Standard
        630000           629000          125699.58    Standard
        176000           176000           35187.45    None
        223000                0           44985.62    Standard
        245000           239900           47964.67    Standard
        500000           490000             392000    None
        164200           161250           32238.51    2% of UPB
        210000           207900           41563.48    Standard
        174000           174000           34787.32    Standard
        160000           159000           31763.28    None
        220000           218000              43600    None
        243000           239000           47782.96    Standard
        281000           280400           56057.76    Standard
        525000           518000          103549.05    None
        805000                0          103965.57    Standard
        180000           179900           35954.25    None
        225000           225000           44985.62    Standard
        415000           415000           82929.72    Standard
        385000                0           76929.74    None
        341500                0           49946.86    Standard
        405000                0          259815.57    Standard
        135000           134000           26783.05    None
        565000                0          564136.46    Standard
        175000           160000           31980.09    None
        238000           230000           45978.08    Standard
        193000           193000           38559.83    Standard
        245000           244000           36562.59    Standard
        645000           645000          128958.77    Standard
        134000           127650           25521.84    None
        237000           237000           47381.16    Standard
        365000           273955           54779.46    Standard
        181000           180000          152629.73    Standard
        220000           220000           43977.19    None
       1235500          1225000          979156.24    Standard
        173000           170000           33987.88    None
        780000           779000          155744.45    Standard
        333000           333000          266356.38    None
        414000           413125           82577.46    2% of UPB
        415000           415000           82970.34    Standard
        205000           200000          199890.52    Standard
        200000           198000           39551.85    None
        245000           244900          207688.52    Standard
        127000           126500           25278.38    1% of UPB
        575000           576800          114943.44    None
        142500           142000           28389.65    1% of UPB
        169000           168400           33663.95    1% of UPB
        185000           180000           35979.29    None
        695000                0           99955.05    Standard
        282000           280000              56000    Standard
        185000           176500             141200    None
        680000           679000          135755.64    None
        656200           643000          128533.33    Standard
        155000           155000           30990.93    None
        370000           370000            73963.6    Standard
        143500           139799           27951.06    None
        136000           136000           27192.22    None
        147000           146900           29368.33    1% of UPB
        325000           324006           64726.17    Standard
        142000           142000           28388.71    Standard
        688000           682500          136357.93    Standard
        160000                0           31989.55    None
         86500            85000           24991.83    None
        236000           234900           46966.26    Standard
        180000           175000          115424.07    Standard
        505000           505000          403609.22    Standard
        134600           136000            26910.4    2% of UPB
        150000           150000            29989.3    None
        179000           178000           35577.15    Standard
        441000                0           88167.86    Standard
        602000           602000          120340.78    Standard
        588000           588500          469740.52    Standard
        170000           170000           33982.37    Standard
        379000           384000          239547.05    Standard
        280000           280000           55982.11    None
        125000           125000           24979.63    1% of UPB
        180000           180000            35988.5    1% of UPB
         94000                0           79749.19    None
        645000           669205          131935.07    Standard
        140000           138750           27741.19    2% of UPB
        380000           380000           75962.62    Standard
        820000           810000          161831.39    Standard
        275000                0           53980.32    2% of UPB
        255000                0           50978.73    Standard
        520000                0          103916.98    Standard
        595000                0          109969.22    None
        420000           420000           83964.77    Standard
         56500                0           50826.53    None
        600000                0          479569.44    None
        255000           255000           51663.45    None
        157000           189000          103922.04    Standard
        265000           260000           51983.38    Standard
        118000                0           66956.01    None
        150000           150000           29990.41    None
        135000                0          114560.15    None
        473000           473000          448646.81    Standard
        525000                0           78696.57    Standard
        440000           440000           87949.37    Standard
        250000           249000           49784.08    Standard
        157500           155000          147193.66    None
        460000                0           91947.07    Standard
        206000           199500           39885.68    1% of UPB
        236000           233000            46582.7    Standard
        389000           389000           77752.87    Standard
        398000           398000           79568.37    Standard
        285000                0           56967.21    Standard
        214000           214000           42781.03    Standard
         63500            59995           50949.99    None
        174000           170000           33980.44    1% of UPB
        505000           505000             100967    Standard
        215000           213900           42764.41    Standard
         98000                0           78368.84    None
        155000           151900           30371.11    None
        350000           349000           261115.2    Standard
        118000           110000           87968.96    None
        228000           227500           45473.82    2% of UPB
        125000                0           27980.47    None
        131000                0           26178.57    None
        205000           204900           40970.63    None
        365000           365000           72917.08    Standard
        433000                0           58977.18    Standard
        555000           550000             110000    Standard
        634000           634000          126716.31    None
        143000           139900           27968.89    2% of UPB
        340000                0             255000    None
        520000           520000          103848.96    Standard
        530000           528380          105598.63    None
        800000                0          638770.57    None
        150000           148000           77858.69    Standard
        600000           600000          119698.81    None
        575000                0          545731.05    1% of UPB
        220000                0           43971.74    None
        285000           283600           56678.47    2% of UPB
        169000           167000           33368.71    None
        280000                0           223841.1    None
        725000                0          565428.62    Standard
        255000           250000           49973.53    Standard
        246000           245000           48982.14    Standard
        240000           234000           46786.31    None
        436350           436350          396169.11    Standard
        229000           229000           45783.31    1% of UPB
        138000                0             110400    None
        462000           462000           92358.03    Standard
        151000           144950           28965.22    2% of UPB
        160000           158925           31773.41    2% of UPB
        166000           156000           31167.54    Standard
        135000           135000            26971.9    1% of UPB
         81000                0           76749.38    None
        220500           220065          186916.17    Standard
         92000                0           62797.66    None
        248000           246900           49362.39    Standard
        142500           140000           27989.79    None
        350000                0              30000    None
        369000           368715            73673.9    None
        267000           267000           53381.98    Standard
        182000           180000           35987.16    Standard
        999000           999000          199685.05    Standard
        509000           507000          101367.59    None
        360000           329865           65946.78    Standard
        164000                0           32776.51    None
        590000           570000          113952.19    None
        252000           245000          232272.57    Standard
        290000           290000           57972.94    None
        242000           240000           47982.51    2% of UPB
        400000           396990           79374.64    None
        165000           164900           32965.02    Standard
        182000           179900           35967.17    Standard
        710000           700000          139950.08    Standard
        205000           199900           39966.58    None
         87000                0           73825.32    None
        391000           391000           78142.44    Standard
        655000           654950          130942.01    Standard
         85000                0            51970.7    2% of UPB
         69000                0           49543.75    None
         92000                0              59800    None
        163000           161900           32369.65    1% of UPB
        225000           222000           44387.01    Standard
        202000                0           40385.33    None
        305000           300000          149898.33    None
        710000           710000          141859.76    Standard
        170000           165000           32981.02    Standard
        375000           375000           74974.82    None
         79000            75500           60349.41    None
        155000                0          123915.95    None
        350000           350000           69977.63    Standard
        193000           183280           36618.94    None
        153000           148500           29689.41    2% of UPB
        192000           192000          191870.91    Standard
        390000                0           77975.07    None
        560000                0          479553.27    Standard
         90000                0           67804.26    None
         58000            56000           50378.36    None
        300000                0           59982.45    None
        258000           250000           49898.51    None
        610000                0          127940.28    None
        410000                0          236159.13    None
        530000                0          362805.43    None
        240000                0           47985.96    None
        490000           489000          488521.31    None
        225000                0           33721.58    None
        204250                0            31229.3    None
        243000                0           31561.57    None
        180500           180500           36089.44    2% of UPB
        151000                0           99912.21    None
        650000                0           499562.5    None
        139000           139000           27790.08    Standard
        160000                0            99913.9    Standard
        140000                0              27991    None
        125000                0           99928.71    None
        182500           182200           36422.02    Standard
        153000           151000           30189.21    Standard
        154000           152000          151890.54    None
        450000           450000           89959.33    None
        615000                0          122917.25    None
        335000           335000           66973.37    2% of UPB
        245000                0          182768.18    Standard
         85000            84950           84901.13    2% of ppd amt
        470000           390000           77918.81    Standard
         85000            85500           63702.21    None
        130000           125000           24979.93    None
         74000            74000              59000    None
         86000            86000           68769.89    None
         84500                0           62943.92    Standard
         81000                0           24989.64    None
        245000           242783            48537.7    Standard
        140500                0          110327.08    None
        196000           195000           38921.19    Standard
        190000           190000           37986.45    None
        675000           675000           539607.2    None
         57000            57000           54129.61    None
        260000           240000          191933.74    Standard
        424000                0           89947.14    Standard
        560000                0          159628.15    None
        197000                0          154311.89    Standard
        500000           500000          399671.48    None
        469000           449000           89765.46    None
        164000                0            32971.9    None
         94000            94000              75200    None
        151500                0            30290.1    None
        325000           325000           64969.68    None
        141000                0           28170.25    None
        125000                0           84805.75    None
        335000                0           66965.27    None
        575000                0            86218.4    None
         92000                0           73475.96    None
       1295000                0           970452.3    None
        460000           455000           90957.55    None
        340000           340000           67968.27    None
        127000                0           25390.44    None
        208000           199000          187082.53    None
        169000                0          115883.42    None
        320000           318185           63618.28    None
        142000           141500           28279.69    1% of UPB
        204000                0           40788.06    Standard
        325000                0            77914.3    None
        500000                0          358898.73    Standard
        316000           314023          219683.84    Standard if  less than 12%
        152500           150100           30005.24    None
        130000           123500           98621.01    Standard
        281000                0           56177.67    None
        262000                0          187194.75    2% of ppd amt
        300000                0          159866.24    Standard
        635000           635000           95213.16    Standard
        272500                0           54480.56    None
        266000                0           53167.77    None
        171000                0           34187.81    None
        284000           273800           54720.35    None
        404000           398000            79509.2    None
        143000           143000           83192.79    2% of ppd amt
        650000                0          429571.11    None
        545000           545000             436000    None
        700000                0          594724.71    Standard
        545000           540000             107923    None
        400000           399500           79874.47    2% of UPB
        275000           274800             247320    Standard
        260000           260000             247000    Standard
        512000           504990          100964.09    None
         81000                0            56677.9    None
        160000           160000           31985.46    Standard
        182000           180000              35957    Standard
         95000                0           79222.59    Standard
        175000                0           34925.17    None
        224000                0           58956.62    Standard
        440000           350000              70000    None
        120000           112000           89525.82    Standard if  less than 12%
        355000                0          233514.83    Standard
         95000            95000           90200.18    None
        174000                0           34777.54    None
        190000           189500             151600    Standard
        157000                0           31371.36    None
        475000                0          464307.64    None
        235000           234900          187357.17    Standard
        650000                0          511377.61    Standard
        225000                0          202385.89    Standard
        355000           300000           44953.17    None
        385000           385000           76963.31    None
        145000           145000           28988.48    Standard
        250000           250000           49985.37    Standard
        135000           132500          125789.69    None
         80000                0           51881.21    Standard
        135000                0           91685.76    Standard
        147000           145000           28979.23    6 mo int on UPB
        529000           488408             388000    None
        243500           243500           48640.79    Standard
        825000           725000          579480.74    None
        430000           440000           85963.93    Standard
        170000                0          114769.32    Standard
        229000                0          124735.87    Standard
         70000                0           66473.86    None
        600000           599950          119875.17    None
        543000           542500          108456.89    Standard
        240000                0           47975.12    None
        285000                0           80482.65    Standard
         64000            58000           55079.25    Standard
        565000           565000          112956.53    None
        625000           625000             125000    Standard
        200000                0          159752.85    Standard
        335000           325000           48693.69    None
        171000                0           34189.07    None
        132000           131000           26191.62    2% of UPB
        595000                0          473413.44    Standard
        102000                0           25491.85    None
        345000           345000            68958.7    None
        255000           253400            50643.3    None
         75000            75000           74965.67    None
        410000           410000          368675.94    Standard
        665000                0          190698.12    Standard
        237000           236000            47171.4    Standard
        386000                0           77172.48    None
        225000                0          149850.39    Standard
        470000           470000           93960.58    Standard
        334000           334000           66737.41    Standard
        181000                0           36169.05    None
         85000                0           76322.74    Standard
         91000            89900           85321.53    Standard
        163000                0           32589.35    None
        460000           460000           367628.3    Standard
        145000           145000              29000    Standard
        305000                0          228232.38    Standard
        187000           186400          176985.27    Standard
         72800            66864           60155.59    Standard
        750000           740000          702422.62    None
         74000                0           59163.39    Standard
        183000                0             146400    Standard
        185000           179450          143473.93    Standard if  less than 12%
        600000                0          479553.27    None
        266000           257000           51285.63    None
        111000                0          110933.31    None
        131000                0           49831.25    Standard
        280000           280000           55976.01    2% of UPB
        270000                0          215600.76    Standard
        288000                0              57420    None
         60000            59000           56022.72    Standard
        415000                0           82944.24    None
         91000            90400           72217.37    None
         73000                0           54974.68    Standard
        190000           230000          149625.33    Standard
        441000                0             352800    Standard
        340000           241150           48206.77    None
        280000                0           140881.9    None
        485000           450000          359396.35    Standard
        213000                0          161729.34    Standard
        420000                0           99945.38    Standard
        116000           115000           91831.59    Standard
        290000           280622           223464.4    Standard
        205000           205000             164000    Standard
        137500                0           27466.82    None
        200000                0          159274.57    Standard
        142000                0           28385.28    None
        190000           190000          151775.92    None
        400000           400000           79970.69    None
        135000           134900           26971.38    2% of UPB
        132000           132000            26332.8    3% / 2% / 1%
        470000           469500             375600    Standard
        363000           363000           72571.15    Standard
        171000                0          144745.29    Standard
        135000           135000          107743.52    1% of amt prepaid
        360000                0           71925.05    None
        148000                0          140537.14    1% of UPB
        131500                0           90835.03    Standard
        500000           500000           99950.82    Standard
        444000           440000          417689.78    None
        190000           189500           37886.49    1% of UPB
        650000                0          419160.09    Standard
         59000                0              50150    None
        680000                0           423577.1    Standard
         82000            82000           53281.16    None
        631000                0           94604.66    None
        810000           810000          161926.41    Standard
        157000           156950          148887.18    Standard
        142000           140900             112720    1% of UPB
        465000                0          441418.86    Standard
        530000                0          105950.55    None
        595000                0          464560.91    Standard
        172000                0           34387.47    None
        158000                0           99784.75    Standard
        185000                0              68500    None
        475000           475000           94963.46    Standard
        625000           625000          124951.91    Standard
        367000           367000           73368.55    Standard
        232000                0           74940.91    Standard
        265000           265000           52977.74    Standard
        260000                0           49984.02    None
        460000           460000           91961.42    Standard
        155000           150000          134892.57    Standard if  less than 12%
        185000           184000          119560.06    Standard
        543500           543500          108640.54    Standard
        240000           240000             216000    None
        625000           599000          538657.23    Standard
        375000           375000          374680.28    Standard
        280000           273000           54556.16    2% of UPB
        700000           700000          399170.64    Standard
        211000                0           42123.31    None
        115000                0            86170.9    Standard
        153000                0          119910.94    Standard
        155000           155000          123918.47    Standard if  less than 12%
        272000                0           129804.5    Standard
        174600                0           34898.85    None
        670000                0          502075.76    None
        145000           144900           28955.59    None
        405000                0            83162.2    None
         78000                0           70105.29    Standard
        178000           174900          130798.67    Standard
         84500                0           67570.47    None
        155000            84800           54958.77    None
        181000                0          135885.18    Standard
        157000                0            31377.5    None
         65000                0           49886.39    Standard
        133000           114000           96697.62    Standard
        775000                0          423656.03    Standard
        512000           511590          460397.56    Standard
        435000           435000          347999.71    Standard
        135000           135000          107928.27    Standard
        151500           151500           30282.19    Standard
        141000                0           28187.19    None
        674000           674000          134718.33    Standard
        320000                0           49984.88    None
        120000           120000              96000    Standard
       1200000                0          669307.08    Standard
        225000           225000          224849.03    Standard
        350000           350000           69974.36    Standard
         86000                0           49928.47    None
        355000           355000           70970.23    Standard
        385000           385000           76971.78    Standard
        545000           545000             436000    Standard
        520000                0          209813.82    None
        343000           339999              68000    Standard
        380000           380000           75968.13    Standard
        369000                0           73761.74    None
        480000                0           96553.97    None
        100000                0           79964.61    None
        216000                0          183232.85    Standard
        735000                0          405731.15    3 mo int
        385000                0          288503.82    2% of ppd amt
        685000           685000             137000    Standard
        185000           181500          154105.48    Standard
        575000                0          114963.24    Standard
        206000                0           41186.83    None
        750000           750000          599508.19    Standard
        224000                0           44660.67    None
       1475000                0            1061798    Standard
       1650000                0         1236265.71    Standard
        192000           175000          157318.12    1% of UPB
         83250            81000           64767.45    Standard
        640000           640000          607579.45    Standard
        426000                0          347855.83    Standard
        164000           158000           31586.75    2% of UPB
        183000                0           155268.2    Standard
        380000                0          341361.72    Standard
        327500                0          178877.44    None
         56000                0            50349.7    1% of UPB
        535000           525000          104955.97    Standard
        180000           180000          152663.34    Standard
        449000           449000           89755.83    Standard
        137000                0           27389.11    Standard
        175000           174000           34785.49    2% of UPB
        650000                0           552039.9    Standard
        154000                0           30790.99    2% of UPB
        461500           460000           91960.59    Standard
        458000           457535           91461.99    Standard
        415000           410000           81961.74    Standard
        210000           210000           41863.46    Standard
        225000           225000          152545.12    Standard
        235000           218000          184905.11    2% of UPB
        178000           177500            35488.4    10% / 7% / 3.5%
        173000           168075             168075    Standard
        209000           208924             186500    Standard
         70000            65800           55203.85    Standard if  less than 12%
        160000                0            26439.5    None
        145000           145000             116000    Standard
        450000                0          337220.62    Standard
        555000                0           78233.34    Standard
        410000                0          388828.87    Standard
        400000                0             158909    None
        225000                0          213640.34    Standard
        193000                0          154296.05    Standard
        313000                0          203368.27    Standard
        130000                0           25991.69    None
        532000           532000          358602.95    Standard
        405000           404000           80731.95    Standard
        130000                0           25991.69    Standard
        140000           139900           27966.95    Standard
        255000           254900          124900.53    Standard
        370000                0           73969.95    Standard
        162500           162500           32469.54    None
        249000                0          139773.87    Standard
        197000           197000           39383.48    Standard
        280000           280000           55972.45    Standard
        155000           154500          130873.72    Standard
        185000                0           49986.47    2% of UPB
       1230000                0          981959.78    Standard
        280000                0          223579.93    1% of UPB
        200000           199900           39955.78    None
         59500            59500           53529.62    2% of UPB
        415000           375000          298816.83    Standard
        670000           666000          133066.47    None
        135000           121000           96758.44    Standard
         66000                0           52767.56    None
        510000           510000          101952.41    Standard
        582000                0          325674.84    Standard
        148500           144000           28786.56    1% of UPB
        268000                0           53461.51    None
        170000           170000           33987.55    Standard
        445000           442900           88538.23    None
        475500           475285          379899.85    None
        510000           505000          100950.32    None
        280600           335000          237758.98    Standard
        535000                0          374126.47    Standard
        500000                0           99349.01    None
         73900                0           49927.75    1% of UPB
        126000                0           82442.36    2% of UPB
        210000                0           41978.59    None
        360000                0           71965.69    None
        295000                0          184998.25    None
        360400           360400          359852.57    Standard
        310000           310000             248000    None
        555000           555000          110890.37    Standard
        375000           375000           74965.01    None
        700000                0          369665.52    Standard
        114000                0           92508.32    Standard
        475000                0            94972.2    Standard
        320000                0           236635.2    Standard
        655000           652500          130435.82    Standard
         82000                0           56959.37    Standard
        132000           124948          124902.46    Standard if  less than 12%
        515000                0          394606.02    Standard
        740000                0          147902.84    Standard
        181000           181000             144800    Standard
        204000                0          132469.26    Standard
        571000           545900          436284.41    Standard
        330000           324802           64895.84    Standard
        425000                0              75000    Standard
         90000            87000           73838.84    None
        445000                0            88912.1    Standard
        560000           560000             112000    Standard
        705000                0           562830.6    Standard
         69900            65000           51890.33    Standard
        320000                0          287517.08    None
        142000           142000             113600    1% of UPB
        500000                0          374666.89    Standard
        605000           580000          463738.52    Standard
        276000                0           37437.35    Standard
        550000           540000          107954.71    Standard
        650000                0           97462.49    None
        305000                0          193999.87    None
        490000                0          489192.78    Standard
        705000                0           79938.83    Standard
        410000           400000           359766.9    Standard
        290000                0           57965.93    Standard
        340000                0          184326.63    Standard
        450000                0            89970.5    Standard
        525000                0          104952.29    Standard
        685000           680000          543783.85    Standard
        405000                0          363636.95    Standard
        721000           721000          144129.07    Standard
         90000                0           71967.81    Standard
        155000                0           49732.35    Standard
        375000           375000           74965.01    Standard
        135000           130950            26140.8    2% of UPB
         81000                0           49981.78    None
        183500           179900          129734.74    None
        426500                0           49641.65    Standard
        694000           715000          142858.77    Standard
        595000           595000           118950.1    Standard
        550000           550000             440000    Standard
        130000           130000           25978.09    Standard
        570000                0          384655.32    Standard
        137000           136500             136500    None
        575000                0          149941.03    None
        285000           279000           55781.27    None
        140000                0          118705.67    Standard
         90000            87900            87832.1    Standard
        163500           159000           31789.84    1% of UPB
        388000           387750           77511.86    Standard
        325000           256000           51182.81    Standard
        450000           450000            89924.2    Standard
        172000                0          134808.24    Standard
        408000           405900           81142.13    Standard
        440000           440000            87963.1    Standard
        203000                0          131711.93    None
        145000           145000           99723.37    Standard
        550000                0          440055.31    Standard
        475000                0          326633.26    Standard
        278000                0           55249.73    2% of UPB
        205000           203180             162544    1% of UPB
         80000                0           75549.76    3% / 2% / 1%
         96000            94700           94650.91    Standard
        680000           678000           135533.3    Standard
        600000                0           29984.28    Standard
         68000                0           50126.65    Standard
        685000                0           594661.2    None
        335000                0           264738.7    Standard
        475000                0           71902.48    None
        637000                0          149824.97    None
         85000            67500            53578.7    Standard
        625000                0          468405.59    Standard
        360000                0             360000    Standard
        695000                0          555623.09    None
        144000                0           28766.74    None
         65000                0           51975.48    None
        598000                0          471555.09    Standard
        595000                0          118796.75    Standard
        541000           540765             108000    Standard
        510000                0          374352.46    Standard
        628500                0          628259.88    2% of ppd amt
        360000           360000           71939.36    Standard
        642000                0          448411.57    Standard
        710000                0           529482.4    Standard
        368000           365000             292000    None
        110000           110000           87939.14    Standard
        134000           133000          119575.42    Standard
        390000                0          321096.19    Standard
        121000                0           81938.36    1% of UPB
        190000                0           35338.63    Standard
        475000                0           31479.28    None
        300000                0           44984.81    2% of UPB
        344000                0             171800    None
        688000           682500          544961.16    Standard
        450000                0          426670.56    Standard
        480000                0          169224.09    Standard
        272000                0           42482.92    Standard
        690000           690000          550939.61    Standard
        219000           215950           43164.54    None
        180000                0            98707.9    Standard
        234000                0           149927.5    Standard
        440000           440000           87917.55    Standard
        142000                0          113365.11    None
        292000           291511           58283.37    Standard
        395000           394000           78722.18    Standard
        235500                0           44975.52    Standard
        785000                0           458721.9    Standard
        365000                0          299707.02    Standard
        311000                0          188811.49    Standard
        405000           405000           80966.04    Standard
        117500            87000           93947.58    Standard
        381000                0           76124.74    None
         63000            63000           50375.21    None
        131000           131000           26166.34    Standard
        625000           609000          486170.54    Standard
         95000            95000            90214.9    3% / 2% / 1%
        160000           152500          121828.97    Standard
        406000                0           81157.91    Standard
        515000           428285          385210.21    Standard
        200000                0          162837.42    Standard
        232000           230000           45983.15    Standard
        665000                0          334581.21    Standard
        345000                0          202631.97    Standard
        204000                0           40760.74    Standard
        374000                0          365682.83    Standard
        550000                0          384557.08    Standard
        694000                0          484629.12    Standard
         85000                0           67905.07    Standard
        175000                0           34987.52    1% of UPB
        225000                0          156587.65    Standard
        481000                0          406659.76    Standard if  less than 12%
        206000           205000           40979.83    2% of UPB
        310000           298500          238115.12    Standard
        340000                0          271436.01    Standard
        400000                0          359406.94    Standard
        275000           275000           54972.95    Standard
        475000           475000           94903.78    Standard
        110000           108500           92175.66    Standard
        155000                0           30987.68    Standard
        650000                0          454271.21    Standard
        720000                0          683393.57    Standard
        465000           445000             422750    None
        650000           650000          129945.49    Standard
        450000           450000           89958.01    Standard
        505000           505000           100948.6    Standard
        479000           479000           95752.88    Standard
        540000           540000          107949.61    Standard
        560000           560000             112000    Standard
        420000           390000           77977.18    Standard
        420000                0              84000    None
        425000                0            99904.2    None
        275000                0           54966.68    Standard
        590000                0          455467.12    Standard
        193000           193000             154400    1% of UPB
        199000           198000          178002.55    3% / 2% / 1%
        230000                0            74925.2    None
        340000                0           68983.31    Standard
        225000                0          101918.03    Standard
        375000                0           74964.26    None
        135000                0          107913.78    3% / 2% / 1%
         93000                0           69724.87    None
        142500                0          123786.69    Standard
         75000                0           24985.61    Standard
         62500                0              50000    None
        500000                0          424572.36    None
        190000                0          141912.19    None
        421600           390000             312000    2% of ppd amt
        610000           610000          518125.23    Standard
        539000           539000          107638.72    Standard
        235000                0           34990.84    None
        110000                0           93327.12    3% / 2% / 1%
         57000            57000           54127.05    Standard
        210000                0          125943.06    None
         59000            58850           49946.21    Standard
        730000           730000          145931.88    Standard
        687000           687000          137342.39    Standard
        305000                0           60971.98    2% of UPB
        127000                0           64886.76    Standard
        125000           147000           79933.12    Standard
        300000                0          239818.29    Standard
        107000                0           83846.68    None
        325000                0          210950.84    None
        180000                0             126000    Standard
        570000                0          113952.46    Standard
        734000                0          539466.68    None
        106000                0              74200    None
         85000                0           67974.68    None
        142000                0           59886.18    None
        380000           360644             360644    None
        508000           500000          399707.55    Standard
        451000                0             383350    Standard
        187000           185000          166375.31    3% / 2% / 1%
        145000                0           28410.92    None
        500000           500000           99953.35    Standard
        880000                0          790404.03    Standard
        250000           249900           49961.68    Standard
        555000                0             527250    Standard
        295000           272000             217600    2% of ppd amt
         71000                0           53212.67    None
        143000                0           92921.89    Standard
         73000            68000           57714.94    None
        230000                0          183921.17    None
        535000           535000          427652.62    Standard
        455000                0          363753.27    None
         85000            84800           84748.09    Standard
        435000                0          369460.98    Standard
        650000                0          519759.96    None
        106000           105000           83858.88    Standard
        600000                0          399601.04    Standard
        480000                0          383659.55    None
        298000                0          253110.12    2% of UPB
        440000           439000             351200    Standard
        172000           165000          139945.34    Standard
        179000           167000          158584.89    Standard
        220000                0            49916.6    None
        166000                0           27172.19    Standard
        120000                0           57509.87    Standard
        435000                0          390733.36    Standard
        300000           300000           59944.08    Standard
        370000                0          224808.17    Standard
        380000           380000           75962.62    Standard
        495000           495000           98872.16    Standard
        365000           365000            72964.1    Standard
        410000           405000              80920    Standard
        575000                0            80268.1    Standard
        527000                0           419321.6    None
        210000                0          195156.59    Standard
        504000           504000          100703.06    Standard
        127000                0            95191.1    Standard
         70000                0           52422.74    None
        164000           160000          127922.46    Standard
        757000           757000          151255.11    Standard
        585000           585000          116957.13    Standard
        862000                0           560038.6    2% of ppd amt
        240000                0          215878.28    None
        188000                0          159592.99    None
        133000           132000          105520.05    Standard
        671000           665000          132914.24    Standard
        410000                0          189741.96    None
        130000           125000            82059.2    Standard
         60000                0           50979.07    None
         86000            65000           49981.38    None
        155000                0              30987    None
        296000                0          236602.03    None
        152000                0              94000    None
        333000           325000             260000    None
        380000                0          322678.45    Standard
        505000                0           99950.82    None
        450000                0          359551.64    Standard
        460000                0             368000    Standard
       1300000          1300000             975000    Standard
         65000            61700              58615    Standard
        480000                0           49977.64    None
        249000                0          211471.31    Standard
        162000           160000             128000    None
        170000                0          152835.12    Standard
        170000                0           135934.5    None
        415000                0          135941.11    None
        496000           420029          377339.33    None
        112000                0           84887.12    None
        128000                0              96000    Standard
        645000                0           546814.2    2% of UPB
         97000                0           63032.94    None
        600000                0          415634.05    None
        146000                0          124062.96    None
        595000           585000          467215.23    None
        655000                0          444794.11    Standard
        288000                0             244800    None
        815000                0          623822.26    None
        400000                0             121899    Standard
        193000                0             125450    None
        825000                0           99961.11    None
        154100           145000          144767.46    3% / 2% / 1%
        151000           144950             115960    2% of UPB
        225000                0          168695.48    None
        133000                0           26589.43    1% of UPB
        104000           101664           81286.11    3% / 2% / 1%
        497000           496669          471096.62    Standard
        360000           345000             276000    None
        200000                0              62000    None
        200000           185000           36982.74    Standard
        855000                0          289733.99    Standard
        740000           720000             144000    Standard
        310000                0          254753.31    Standard
        142500           140000          111925.46    None
        171000                0          170922.72    None
        182000                0           36383.46    Standard
        383000                0           76495.57    Standard
        480000                0           74972.97    Standard
        220000           215536          188873.18    Standard
        405000           405000          323780.39    None
        544000                0          429383.42    2% of UPB
        133000                0           93050.72    None
        503000                0          376511.61    2% of ppd amt
        180000                0           35983.64    2% of UPB
        917000           885000             796000    Standard
        371000           371000           74126.08    Standard
         93000            93000            88310.5    Standard
         73000            72400           68753.83    Standard
        470000                0           93943.05    None
        150000                0           29981.83    Standard
        235000           235000           187705.8    Standard
        245000                0           48980.53    2% of UPB
        585000           575000             546250    2% of ppd amt
        685000           684490           136840.6    Standard
        520000           515000          102962.26    None
        279000           260150             234135    Standard
        248000           247000             197600    None
         88000            87000           69559.87    Standard
         92000                0           78165.04    2% of ppd amt
        185000                0           39957.62    None
        170000                0           33987.88    1% of UPB
        440000           435000          412903.84    Standard
        672000                0          374670.76    Standard
        500000                0          107894.22    2% of UPB
        710000                0             600000    None
        265000                0          199822.84    None
        390000           389000           329910.8    Standard
        206000                0           41179.46    Standard
        139000           139000          110996.13    None
        875000                0          678681.25    Standard
        660000                0          494530.32    Standard
         64000            63600            60397.5    Standard
        137000           137000          109490.03    Standard
        390000                0             312000    Standard
        335000                0          159878.86    None
        216000                0          183412.37    None
        144000                0             100000    None
        125000            85786           68605.83    None
        128000           128000             102400    None
        239900           233000          174643.04    Standard
        180000                0           35987.16    None
        507000                0          405243.89    None
        620000           502950          401959.45    Standard
        196000                0          129907.32    None
        899000                0          494555.98    None
        352000                0          226920.52    Standard
         84000                0              67200    None
        740000           749000             562400    Standard
        490000                0           44989.83    None
         62000            62000           51978.75    Standard
        405000                0             344250    Standard
        555000           548255          437804.85    2% of ppd amt
        580000           580000          115945.88    Standard
        395000                0           374997.7    None
       1700000                0          199702.52    None
        106000                0           83933.82    Standard
        251000                0          188126.23    Standard
        995000           990000          790536.09    Standard
        405000           405000           80970.32    Standard
        202000                0             160000    Standard
        120000           120000            95795.4    Standard
        165000           160000          151936.26    Standard
        110900           110900          105322.78    Standard
        520000           520000          103961.89    Standard
        685000           680000           135864.5    Standard
        310000           310000             248000    Standard
        225000                0          134432.88    Standard
        156000                0          148077.93    Standard
        750000                0           548902.2    Standard
        120000                0           74948.13    2% of ppd amt
        400000                0          259740.67    Standard
        465000                0          392185.16    Standard
        515000           515000          102951.95    Standard
        500000                0          179907.66    Standard
        306000           290000          231827.82    Standard
        325000                0             149951    None
        280000                0           79744.06    None
         93000            92500           73947.77    Standard
        285000                0          201773.17    None
        150000                0             105000    None
        260000                0           79859.13    Standard
        750000                0             345000    None
        250000                0          215588.83    None
        420000                0          279821.45    None
        205000                0              41000    2% of UPB
         76000                0              50000    2% of ppd amt
        140000                0           76948.32    Standard
        585000           574900          459512.24    None
        172000                0          146109.59    Standard
         95000                0            85430.6    Standard
        186800                0           37295.15    1% of UPB
        600000                0           89972.17    None
        450000                0            89960.1    None
        330000                0           65972.32    None
        353000           353000             295050    None
        159000                0           31786.67    2% of UPB
        128000                0          102348.02    None
        196000                0          127310.69    None
        380000                0          355931.06    None
        330000           329900          296525.37    Standard if  less than 12%
        181000                0           144643.8    None
        153500                0             130475    None
        240000           239900             201000    Standard
        105000                0           69934.04    Standard
        425000                0          369626.49    Standard
        410000                0          327696.21    None
        115000                0           80464.38    2% of ppd amt
        900000                0           420134.4    None
        100000            82000           81928.08    Standard
        345000                0           53976.62    None
        160000                0          149944.14    None
        184000           183000             146400    None
        415000           400000             320000    Standard
        120000                0           55892.13    1% of amt prepaid
         64000                0           60776.86    3% / 2% / 1%
         66000                0           62676.14    3% / 2% / 1%
        387000                0           60177.58    Standard
         80000            79000           63154.49    Standard
        840000                0          587375.17    Standard
        135000                0           26991.37    2% of UPB
         85000            84800            67795.4    Standard if  less than 12%
        260000           260000             208000    Standard
        170000                0           33982.37    1% of UPB
        535000                0          103927.33    2% of ppd amt
        450000                0          382103.98    None
        700000                0          449581.19    Standard
        685000                0          512622.76    Standard
        130000                0           86278.47    Standard
        119800                0          107760.49    None
        358000           358000           71564.78    Standard
        470000           470000           70468.81    Standard
        465000                0           92956.62    Standard
        365000           365000           72962.16    Standard
        630000                0           95837.31    None
        875000           875000             700000    Standard
        625000                0          508927.41    Standard
        410000                0             389500    Standard
        114500           113900              91120    Standard
        465000                0          394956.66    Standard
        106000                0           49974.35    2% of ppd amt
        345000                0             240000    Standard
        470000                0          422707.42    None
        205000                0           74942.65    Standard
        103000                0           51451.26    2% of ppd amt
        110000           109500            87596.7    Standard
         62000                0              52700    None
         92000                0           77767.31    None
        642000                0          499351.69    None
        480000                0          383310.56    None
        105000           105000           78706.06    3% / 2% / 1%
        703000                0          544374.87    Standard
        116500           116500           81223.26    3% / 2% / 1%
         72000            72000           57582.77    3% / 2% / 1%
        455000           455000              91000    Standard
        600000                0          427011.89    Standard
        275000                0          134915.65    Standard
        120000                0          112390.05    None
        430000           430000             430000    None
        128000                0          102341.09    None
        500000           500000           99950.82    Standard
        535000                0          429629.78    None
        220000                0            85749.6    None
        252000           249900            49943.2    Standard
        333000                0             249750    None
        109000                0           87160.59    None
         56000                0           53156.61    None
         83000            83000           66358.43    Standard
        310000           307000             245600    2% of ppd amt
        430000                0          343376.36    Standard
        215000           215000             172000    Standard
        330000                0           198739.3    None
        480000                0          383717.86    None
        525000                0          472060.25    Standard
        585000           585000          467615.63    Standard
         90000                0           71961.08    Standard
        235000           230000             184000    None
        185000                0           49987.77    None
        470000                0             470000    Standard
         97000                0           77550.01    None
        326000                0           56969.34    2% of UPB
        365000                0          291162.87    None
        105000                0           57955.34    Standard
        141000                0          112657.26    None
         87000                0           49932.37    None
        113000                0           90359.58    None
         90000                0           80960.75    1% of amt prepaid
        166000                0           33188.16    Standard
        775000                0          695341.85    Standard
        196000                0           29388.93    1% of UPB
       1250000                0          622901.24    None
        390000                0             309000    Standard
         91000                0           72644.71    None
        725000                0          543258.44    Standard
        326000           325000             308750    None
        157500                0           31474.87    1% of UPB
        220000                0             176000    None
        240000           239900             215100    Standard
        185000                0          157154.73    None
        295000           295000           176999.9    Standard
        114000           114000          102550.73    Standard if  less than 12%
        460000           460000           91957.08    Standard
        420000                0          377045.22    Standard
        266000           262000             209600    Standard
         98000                0            83111.5    None
        375000                0          318630.97    Standard
        240000                0             220009    Standard
        355000           355000             284000    Standard
        199460                0          129625.65    Standard
        260000                0          162344.17    Standard
        375000                0          299631.42    Standard
         82000                0           49929.48    None
         65000                0           49966.45    None
        130000                0             104000    2 mo int on 80%
        700000                0             540000    Standard
         77000                0            61511.8    3% / 2% / 1%
        310000                0           61977.89    Standard
        140000           140000          111633.19    Standard
        263000                0           52582.82    2% of UPB
        325000                0          259263.16    Standard
        600000                0          156855.29    Standard
        370000                0          295883.63    Standard
        469000           468852          421765.72    Standard
        415000                0           69942.91    None
        255000                0           45389.24    None
        300000                0          209790.54    Standard
        331000                0             280500    Standard
        575000           575000          459999.67    Standard
        312000           312000              62377    None
        131000                0          104677.12    Standard
        950000                0           67185.19    None
        510000                0          404684.07    None
        300000                0             240000    Standard
        390000                0           77964.57    None
         62500                0           52999.16    3% / 2% / 1%
        211000                0          147365.77    Standard
        139000                0          104205.34    Standard
        457000                0          433858.11    Standard
         77000                0            53877.4    None
        505000                0          417625.78    Standard
        180000           173870          130325.94    Standard
        100000                0           79967.17    Standard
        324000                0          258451.19    Standard
        169000           147500          125096.89    2% of ppd amt
        181000           179900             143920    None
        350000                0           69977.63    2% of UPB
        163000                0          138444.68    None
        407000           400490          359633.46    None
        540000           540000             432000    Standard
        580000                0             435000    Standard
        900000                0             695000    Standard
        640000                0             512000    Standard
        520000                0             116800    Standard
        590000                0          469654.67    None
        565000                0          112916.81    Standard
        900000                0          209914.73    None
        128000                0          108656.46    1% of amt prepaid
         65000            65000           51980.38    Standard
        395000                0             268500    Standard
        535000           535000          454412.51    None
        145000           145400           28990.26    1% of UPB
        860000                0          601608.21    None
        180000           179727           143781.6    Standard
        250000                0          162013.96    Standard
        625000           620000             496000    Standard
        202000           202000             161600    Standard
        466000           466000             419400    Standard if  less than 12%
        615000                0           552874.2    Standard
        156000                0          132473.45    Standard
        436000           435839             348672    Standard
        190000                0             141056    None
        166000                0             107808    1% of amt prepaid
        370000                0           271848.3    Standard
         93500                0           60734.23    None
         85000            80000           63957.92    3% / 2% / 1%
        116000           113500              96475    1% of UPB
         86500                0           73477.53    Standard
        453000                0           90559.06    None
        440000                0          395609.54    Standard
        106000           103000           97811.53    Standard if  less than 12%
         81000                0           56679.11    Standard
        585000                0           69174.92    None
        395000                0           54951.03    None
         68000                0            50377.7    None
        810000                0          646404.13    Standard
        105000                0           73471.72    None
        520000           519000          388956.75    Standard
         78000                0           62350.84    None
        502500           470000          375703.17    Standard
        420000           410000          259959.51    Standard
        530000           530000             424000    Standard
        185000                0          166416.36    Standard
        720000                0          467685.34    Standard
        455000           442000             375700    Standard
        350000           349000             331550    Standard
         77000                0           49986.31    None
        200000                0          104885.68    Standard
        140000           131000             104800    1% of UPB
        170000           160000             128000    1% of UPB
        140000                0            49976.4    Standard
        106000           105900          105842.15    Standard if  less than 12%
        145000                0           24988.94    6 mo int on UPB
        650000                0           56983.05    Standard
        150700           147000          117599.06    Standard
        526000                0          499114.19    None
         75000                0           59962.52    2% of ppd amt
        105500                0          100196.32    None
        425000                0          339741.67    2 mo int on 80%
        700000                0          449058.09    Standard
        440000                0          359721.94    None
        185000                0          118752.69    Standard
        122000                0           97510.04    None
        480000                0          129957.53    None
        510000                0             408000    Standard
        350000                0             224000    Standard
        265000                0            76884.2    Standard
        190000                0          151577.45    Standard
        225000                0           157262.5    Standard
        149000                0           104831.1    None
        286000                0             220000    Standard
        242000                0             157300    Standard
        600000           600000          399627.73    Standard
        655000                0          523493.51    Standard
        450000           450000             427500    Standard
       1200000                0          830240.36    Standard
        215000           215000             172000    Standard
        500000           499900             399920    None
        330000                0          276992.75    2% of UPB
        500000           500000          399281.83    None
        230000                0          218332.91    None
        455000                0          229642.92    None
        484847           484847           96923.76    Standard
        735000                0             550000    Standard
        811000                0          679316.56    Standard
        192500           192500             154000    Standard
        240000           240000             192000    Standard
        410000                0          409242.18    Standard
        180000                0           99962.68    Standard
        263000                0             236700    Standard
        113000                0           101610.2    3% / 2% / 1%
        950000                0          759931.67    Standard
        840000                0          414067.86    Standard
        295000                0           199787.2    Standard
        310000                0          205802.33    Standard
        205000                0          106570.63    None
        153000           147290          117756.71    Standard if  less than 12%
        565000                0          379790.99    Standard
         83000            81120           64855.87    Standard if  less than 12%
        170000                0           66900.25    Standard
       1300000                0          623448.09    Standard
         66000            60000            56976.1    1% of amt prepaid
        535000                0          454402.24    None
        412500                0             350625    Standard
        750000           745000             633250    Standard
        630000           626702          501023.92    Standard
        300000                0           59976.92    Standard
        280000                0          191864.49    Standard
        195000                0          126687.66    Standard
        381000                0             266700    Standard
        230000                0          150877.45    None
        680000                0             476000    Standard
         68000                0           50973.01    Standard if  less than 12%
        100000                0           84009.51    Standard if  less than 12%
        335000                0             217000    None
        254000           252000             201600    Standard
        827000           827000          743671.62    Standard
        180000                0           143837.1    Standard
        665000                0             630000    Standard
        120000                0           95926.59    1% of amt prepaid
        190000                0           130906.6    Standard
        585000           585000             468000    Standard
        470000                0          382629.54    Standard
        337000           335300             268240    1% of UPB
        300000                0          137408.68    Standard
        455000                0          363664.49    Standard
        365000                0          363674.12    None
        937000                0          367707.17    Standard
        115500           114500          108733.06    Standard if  less than 12%
        450000                0           89911.11    Standard
        134000                0          107133.02    None
         92000            87000           69553.77    Standard if  less than 12%
        100000                0            94971.4    None
         95000                0           54440.24    None
        800000           775000             697500    None
        735000                0          539548.56    None
        745000           705000             564000    Standard
        136000                0          108758.59    Standard
        213000                0          153671.82    Standard
        602000           602000             481600    Standard
        175000                0          114910.11    Standard
        117000                0           83297.56    Standard
        575000                0          402169.42    None
        552000                0          110349.84    Standard
       1078000          1075000          751333.12    None
        245000           244900             166600    Standard
        625000                0          437076.82    Standard
        575000                0             575000    Standard
         70000                0           50372.47    None
        185000                0           89813.92    Standard
        192000                0           38387.73    Standard
        197000                0             157600    Standard
        580000                0          381603.33    Standard
        385000                0           49974.98    Standard
        270000                0             187500    Standard
        360000                0           71975.82    None
        380000           360000             288000    Standard
        230000                0           157381.7    Standard
        820000           810000             648000    Standard
        415000                0          269900.53    Standard
        185000           106000            84713.5    None
        515000                0          437361.14    Standard
         88500            87950           70311.09    Standard if  less than 12%
        309000           298000             238400    Standard
        460000                0           91961.42    None
        150000                0          124804.39    Standard
        135000                0           87714.37    Standard
        140000                0             112000    Standard
        535000                0          450020.65    Standard
        390000           390000          370481.86    Standard
         77000                0           65413.23    None
        590000           589000          363601.58    Standard
        450000           450000          404144.42    Standard
        755000                0          434602.92    Standard
        775000                0          424258.91    None
        105000           105000           83937.66    Standard if  less than 12%
        102000                0           81547.97    None
        250000           249900             199920    Standard
        205000                0           40965.47    Standard
        809000                0           52989.93    Standard
         62000            56650           53791.83    Standard
        308000                0           245498.1    Standard
        580000                0           343323.7    Standard
        185000                0          156890.61    Standard
         90500                0           58351.26    Standard
        690000                0             655500    None
        715000           700000          629435.98    None
        582000                0          389654.23    None
        595000                0          504547.89    2% of UPB
        400000                0             277000    Standard
        585000                0          159734.33    None
        445000                0          444691.58    None
        515000                0          411549.04    Standard
        650000           650000             520000    Standard
        135000                0          107784.44    Standard
         68000                0           64571.67    None
        615000                0          469532.22    Standard
        140000                0           125880.7    Standard
        622000           621315             495660    None
        480000                0          455242.85    Standard
        500000                0          214796.96    Standard
        131500                0           74455.24    Standard
       1400000                0         1049117.88    Standard
        440000                0             300000    Standard
        460000                0             437000    Standard
        166000                0             124500    2% of UPB
        154000                0          123122.24    2% of UPB
        290000                0          246316.69    Standard
        530000                0          474320.54    Standard
        155000           151990          144304.32    Standard if  less than 12%
        250000           249000             199200    Standard
        240000                0           47976.39    Standard
        370000                0             370000    Standard
        460000                0             368000    Standard
        606000                0           42112.64    Standard
        405000                0          364232.18    None
        260000           259000             207200    Standard
         59400                0           50379.54    3% / 2% / 1%
        310000                0              46500    1% of UPB
        517000           515000          102951.95    Standard
        395000                0          259760.35    None
        570000                0          455636.59    None
        250000                0             200000    Standard
        215000                0           42936.52    Standard
        190000                0          119602.97    Standard
        214000           214000             171200    Standard
        310000                0          174891.78    Standard
        369000                0             270000    None
        415000                0          259455.78    2% of UPB
        162000           161000             128800    1% of UPB
        240000                0             228000    Standard
        225000           225000             180000    Standard
         89000            86500           69159.77    Standard if  less than 12%
        405000                0             320000    Standard
       1500000                0          819587.13    Standard
        140000           125500             100400    Standard
        465000                0             372000    None
        349000                0          310459.13    None
        210000                0          114905.55    Standard
        470000                0             376000    None
        700000                0          549790.46    Standard
        115000                0           97553.93    Standard
        153000           153000             122400    Standard
        610000                0          389611.01    Standard
        400000                0          142951.19    None
        233000                0             178000    None
        565000                0          112948.93    Standard
        750000                0          562020.42    Standard
        210000                0          117531.08    Standard
        190000                0          131899.06    Standard
        196000                0          156729.74    None
        200000                0           82833.95    Standard
        475000           475000             380000    Standard
        170000                0          127930.08    Standard
        136000           135000             108000    1% of amt prepaid
        250000                0          212351.53    Standard
        285000                0          227856.09    Standard
        261000           261000           208799.9    Standard
        506000                0             332800    None
        525000                0          472104.99    None
        420000           420000             336000    Standard
        550000           550000             440000    Standard
        535000                0             481500    Standard
        337000                0             252000    Standard
         76000                0           49939.58    None
        462000           462500          415490.75    None
        102000                0           80954.83    None
        121000                0           96730.98    None
        525000           520000             416000    Standard
        390000                0             270000    Standard
        589000           589000             471200    Standard
        144400                0           108245.6    Standard
        137000                0          102698.93    Standard
        450000                0          359818.74    Standard
        151000                0          112278.85    Standard
        100000            99500           89497.29    None
         73000                0              54750    None
        525000                0          349446.83    Standard
        383000                0          209580.83    Standard
        444000                0          399034.12    None
        515000                0          359752.55    Standard
        625000                0          553014.03    Standard
        650000           642110          576871.47    None
        253500           251500             201200    2% of UPB
         68500                0           54767.75    None
        290000           285000             228000    Standard
        690000                0          586042.48    1% of UPB
        860300           860300             688240    Standard
        525000                0           445448.8    Standard
        200000                0           159937.1    None
        620000           615000          430328.95    Standard
        540000                0           377334.4    Standard
        445000                0           377910.7    Standard
        425000           425000           382069.5    Standard
         89000                0           80058.48    None
        331000                0             248250    None
        795000                0          555769.78    None
        516000                0          360929.24    Standard
        753000                0           526598.9    Standard
        500000           500000          374306.86    Standard
        525000           525000             498750    Standard
        520000           520000             468000    Standard
        453000                0             362100    None
        517000                0          412828.09    None
        130000                0          103932.31    None
        224500           224500             179600    Standard
        124000                0          105198.39    2% of ppd amt
        400000           400000          379656.98    Standard
        115000                0           91936.36    Standard
        119000                0           101109.8    1% of UPB
        235500           230000             183834    1% of UPB
        160000                0            31970.8    1% of UPB
        645000           645000             516000    None
        232000                0             162400    Standard
        155000                0           74223.26    Standard
        462000           462000             369600    Standard
        220000                0            74110.8    Standard
        535000                0          439566.15    Standard
        205000                0          111921.75    Standard
        241000                0           31789.03    Standard
        490000                0           97951.79    Standard
        570000                0          455171.71    Standard
        176000           175500             140400    Standard
        191100                0          124176.17    Standard
        230000                0             143000    Standard
         98000            98000           78366.77    Standard
        560000                0          111952.01    Standard
        405000                0             344250    Standard
        460000                0           367599.2    Standard
        425000                0           49955.31    Standard
        375000                0             300000    Standard
        750000                0             517000    Standard
       1425000                0          622252.45    Standard
         75000                0            59972.5    None
        153800                0           30719.42    2 mo int on 80%
        123000           119900           95700.79    1% of amt prepaid
        450000                0          359730.14    None
        540000                0          431609.47    Standard
        360000           329865             263892    Standard
        510000           518000          407201.05    Standard
        345000                0             241500    None
        620000           575000          459655.18    Standard
        265000                0           185432.4    Standard
        241000           241000             192800    2% of UPB
        800000           550000             522500    None
        360000                0             225000    None
        198000                0          138531.11    Standard
        403000                0             403000    None
        170000                0              51292    6 mo int on UPB
        175000                0          147637.51    Standard
        200000                0          159766.49    Standard
        440000                0           26992.44    None
        170000                0             136000    Standard
        400000                0          319451.43    Standard
        932000           859900             730915    Standard
        655000           654950             523960    Standard
        595000                0          444068.56    Standard
        130000           130000           103903.2    Standard
        106500           103500           98276.12    Standard if  less than 12%
        602000           600000             440000    Standard
        125000                0           99936.89    2% of UPB
        328500                0          259593.12    2% of UPB
        175000                0          139923.53    2% of UPB
         95000                0           75968.47    2% of UPB
        820000                0          163923.49    Standard
        180000           175500          140399.73    Standard
        600000                0          479241.37    2 mo int on 66% if  less than 8%
        240000           239900          227774.96    2% of ppd amt
         85000                0           67964.34    None
        205000                0          133211.87    2% of UPB
        517000           500000             400000    None
        343900           343900           257776.6    None
        385000                0             327250    Standard
        710000           710000             568000    Standard
        363000           363000             290400    1% of UPB
        850000                0             680000    Standard
        140000                0           84965.21    None
        450000                0           89958.01    Standard
        117000           114500           91425.71    Standard
        300000                0          224792.61    Standard
         64000                0           51152.27    Standard
        597000                0          595387.81    Standard
        410000                0             328000    Standard
        205000           204000             193800    None
        110000                0           90700.94    Standard
        855000                0             725750    Standard
        595000                0          370071.32    Standard
        280000                0           49783.28    2% of UPB
        525000                0          419489.32    None
        155000                0             155000    Standard
        190000                0           170794.2    1% of UPB
         90000            83000           66378.55    Standard if  less than 12%
        900000                0          499501.29    None
        525000                0          367172.66    Standard
        550000           550000          466502.79    Standard
        541000           540765             432000    Standard
        530000                0           370858.8    Standard
        190000           190000          151895.93    Standard if  less than 12%
        560000                0          111953.04    Standard
        530000                0          218403.13    Standard
        188000                0          149889.78    Standard
         77000                0           50030.11    Standard
         77000                0           50030.11    Standard
        435000                0          340375.78    Standard
        455000                0          259869.09    Standard
        225000                0          157248.59    Standard
         70000                0           59346.98    None
        105000                0              84000    None
        260000                0          175524.58    Standard
        520000           515000             489250    None
        245000                0           48954.32    Standard
        272000                0           54952.68    Standard
        482400                0          482069.69    Standard
        160000                0             128000    Standard
        280000                0             280000    None
        125000                0          115928.27    Standard
         76000                0           49985.34    None
        210000                0          164875.07    Standard
        192000                0            34163.1    Standard
        313000                0          209661.46    Standard
        660000                0             561000    None
       1200000                0          163814.48    Standard
        450000           449950             359960    2% of ppd amt
        175000                0          139947.86    Standard
        400000                0             320000    Standard
        685000                0          445537.87    None
         90000                0           71974.33    Standard
        650000                0             520000    Standard
         63000            62000           52581.21    2% of ppd amt
        390000                0          325779.03    None
        190000                0             190000    None
        670000                0          533618.64    Standard
        475000           475000             380000    2 mo int on 66% if  less than 8%
        133000           133000          106399.96    Standard
        295000                0             236000    Standard
        615000                0          491951.33    None
        205000                0          122957.56    Standard
        281000           280100          265674.44    2 mo int or 60 days int on UPB
        375000                0          256886.07    Standard
        344000                0          274931.23    Standard
        478000           478000             430200    Standard
        264000                0          237503.52    Standard
         70300                0           63217.84    Standard
        156000           154000          103960.42    Standard
        551000                0          494442.72    Standard
        269000                0          214606.63    Standard
        125000                0          124936.54    None
        675000                0             540000    None
        595000                0           118956.4    Standard
       1000000                0          649433.75    Standard
        465000                0           65777.79    Standard
        619000                0          401913.73    Standard
        160000                0          123855.32    Standard
        650000                0             585000    Standard
        675000           675000          449576.31    Standard
        235000                0          223085.96    Standard
        465000                0          359281.45    None
        341000                0             263000    Standard
        180000                0          134734.98    Standard
       3230000                0         1496860.32    None
        388000           396500          387722.82    2 mo int on 66% if  less than 8%
        374000                0          261541.86    Standard
        665000                0          531416.64    None
        445000                0             422345    Standard
         78000                0           62325.67    Standard
        150000                0          119924.26    None
        545000                0             354250    Standard
        331000           330000             297000    1% of UPB
         85000                0           67931.41    None
        330000                0           44975.23    Standard
        520000           500000             400000    2% of ppd amt
        360000                0             342000    Standard
        383000                0          204558.63    Standard
         62830            63000           50239.27    Standard
        503000                0           402046.7    Standard
         74000                0           49968.79    Standard
        515000                0             463500    None
        550000                0          434577.99    Standard
        420000                0          314428.94    Standard
        903000                0          767249.26    Standard
        440000                0          439566.15    Standard
        179000                0          116308.96    Standard
        159000                0          103304.18    2% of UPB
        252000           252000             226700    Standard
        300000                0             237000    2 mo int on 66% if  less than 8%
        221000                0          175551.07    Standard
        445000                0             351500    2% of ppd amt
        395000                0             190000    None
        375000                0          299765.97    Standard
        440000                0          395386.42    Standard
         92000                0              73600    None
        718000                0             574400    None
        164000                0          147382.91    Standard
        650000                0          422150.25    None
         57200                0              50000    None
        470000                0          446059.91    Standard
        191000                0          132870.11    Standard
        490000                0          440204.38    Standard
        285000                0          223495.81    Standard
        385000                0             308000    Standard
        635000           635000             508000    Standard
        136000                0          108674.35    Standard
        202000                0          121077.76    Standard
        165000                0          107217.21    Standard
         60000                0           50979.07    3% / 2% / 1%
        106000           106000          100660.84    Standard if  less than 12%
        330000                0             250000    None
        137500                0          109824.42    Standard
        170000                0             127500    Standard
        309000                0          192566.89    Standard
        510000           510000             408000    Standard
        140000                0          102720.13    Standard
        420000                0          398590.48    Standard
        769000           769000             615200    Standard
        489000                0          409234.43    Standard
        550000                0          299377.98    Standard
         98000                0           81412.44    3% / 2% / 1%
        455000           455000             364000    Standard
        122000                0           63954.48    2% of UPB
        330000           330000             264000    None
        463000                0             370400    Standard
        460000                0             250000    None
        112000                0           72747.85    Standard
        200000                0           189973.5    None
        250500                0             184825    Standard
        295000                0          168086.01    Standard
        405000                0          363832.75    None
        120000                0           88856.08    Standard
        290000           290000             232000    Standard
        590000           585000          467511.38    2% of ppd amt
        235000                0             198000    Standard
        102000                0              76500    None
        290000                0             261000    None
        179000                0           49881.12    Standard
        525000           525000          389517.41    Standard
        140000                0             106400    None
        170000           169900           152826.3    Standard
        190000           192500          151894.86    Standard
        200000                0          159813.31    None
        390000                0             312000    Standard
        415000                0          331658.04    Standard
        575000           576800             460000    Standard
        680000                0          543809.56    None
        410000                0          368739.56    None
        470000                0          399254.22    Standard
        103000                0           64918.34    Standard
       1940000                0          993626.85    None
        236000           236000             212400    None
        425000                0           84958.19    Standard
        310000                0             201500    None
        400000                0           279118.8    Standard
        600000                0          503574.49    None
         77000                0           53877.64    1% of amt prepaid
         70000                0           52460.29    1% of amt prepaid
         80000                0           49506.61    1% of amt prepaid
        620000                0          123942.15    Standard
        155000           155000             124000    Standard
        115000                0           91933.08    Standard
        290000                0             275500    None
        148000           145000           28980.85    None
        330000           330000             264000    Standard
        285000                0             180000    Standard
        610000                0          161849.14    2% of ppd amt
        700000           669500          568053.28    Standard
         68000                0           54378.21    None
        780000           780000          623424.84    Standard
        485000           485000          387554.95    Standard
        572000                0           74946.14    Standard
        114000                0           91152.72    Standard
        495000           515000          469933.83    3 mo int
        226000                0          146832.26    Standard
         97000                0           77547.83    2% of UPB
        318000                0          254273.54    Standard
        495000                0          420343.01    Standard
        337000           337000             337000    Standard
        328000           328000             262400    Standard
        610000           600000             540000    Standard
         98000            98000           88090.94    Standard
        190000                0          151870.16    3% / 2% / 1%
        310000           307000          245476.63    Standard
        160000                0          151913.33    None
        350000                0          164849.39    2% of ppd amt
        104000                0           49970.71    Standard
        400000           396550             396550    Standard
        460000                0          367589.51    None
        104000                0            83158.2    None
        243000                0          194215.46    2 mo int on 66% if  less than 8%
        475000                0             379900    None
        194000           163277          163258.05    Standard
        135000                0           87723.75    Standard
        140000                0           90846.61    Standard
        230000                0          134892.57    Standard
        140000                0          104952.04    Standard
        180000                0          143878.43    Standard
         53000                0           52944.69    Standard
        126000                0           74979.93    Standard
        130000                0          123401.72    Standard
        120000                0           91807.84    2% of ppd amt
        243000                0          164708.64    Standard
        248000           226500             181200    Standard
        520000                0          415407.74    None
        825000           825000          659765.67    Standard
        615000                0             250000    None
        500000           500000             400000    Standard
        475000           475000             427500    Standard
        228000           227500             182000    2% of ppd amt
        185000                0          166275.82    Standard
        252000           249900          145994.79    2 mo int on 66% if  less than 8%
        445000                0          184889.07    2% of UPB
        110000                0           87965.41    Standard
        360000                0             250000    Standard
        550000                0          434587.25    Standard
        495000                0           49983.49    Standard
        732000                0          146343.68    Standard
        600000                0          479756.33    None
        504000           504000          402682.04    Standard
        225000           224500           59964.02    Standard
        180000                0          170929.82    2% of UPB
        345000                0             305000    Standard
        119000           114900              91920    2% of ppd amt
        107000                0           90889.96    Standard
        200000                0             174000    None
        565000           565000             452000    None
        210000                0           52407.56    Standard
        181500                0          145133.68    None
        111000           110000              88000    Standard
        480000                0          374161.26    None
        825000                0          699941.25    None
        182000                0             127400    2% of UPB
        520000                0          375367.71    None
        425000                0             425000    Standard
        416000                0             374400    Standard
        560000                0          447629.14    None
         95000                0           71185.79    None
       1000000           995000          657521.36    Standard
        335000                0             268000    None
        950000                0          691797.48    Standard
        330000                0             235000    None
        495000           494000             395200    Standard
        490000                0          391760.07    Standard
        500000                0             425000    Standard
        590000           590000          471660.09    1% of amt ppd if loan  greater than $150K
        172000                0             137600    None
        500000                0          386275.32    None
        161000                0           92722.42    1% of amt prepaid
        850000                0          721237.69    Standard
        385000                0             300000    Standard
        820000                0          434144.92    None
        150000                0           118868.2    Standard
        290000           285300             228240    2% of UPB
        150000                0          127136.23    Standard
        415000                0          241267.77    Standard
       1275000          1350000          809380.58    Standard
        240000                0          152898.64    None
        520000                0          399702.55    Standard
        176200           175900             167105    Standard
        650000                0          114958.09    None
        295000                0          231800.25    Standard
        568000           567900          539031.22    Standard
        154000                0          123137.45    Standard
        580000           580000          463213.29    Standard
        445000                0          359326.83    Standard
       1100000                0          879271.53    None
        295000           295000             236000    Standard
        522000                0          364866.72    2% of ppd amt
        530000                0          423168.13    Standard
        535000                0             428000    None
       1035000          1250000          587677.84    Standard
         70000                0           55975.17    2% of ppd amt
        120000                0           54982.81    Standard
        610000                0           473933.1    None
        525000                0          464536.21    2 mo int on 66% if  less than 8%
        430000                0          386504.76    Standard
       1600000                0          958024.59    None
        480000                0          383661.21    None
        528000                0          409161.01    None
        175000                0           50704.43    Standard
        385000           381000             381000    Standard
        180000           165000             148500    None
        345000                0          258270.53    Standard
        300000                0          184431.31    Standard
        143000                0           80938.54    None
        680000                0          577642.58    Standard
        392000           392000          391714.28    Standard
        370000                0             296000    None
        222000                0           74889.45    2% of UPB
        135000                0          114613.46    Standard
        520000           520000          415644.63    Standard
        575000                0           516465.1    None
        138000                0           91314.29    Standard
        140000                0             111958    None
        372000           370000             296000    Standard
         75000                0           59972.34    Standard
        142500                0          106757.86    Standard
        448000           440000             374000    None
         96000                0           89898.25    Standard
         63000                0           50391.27    None
         97000                0           82397.42    2% of ppd amt
        137000                0          123200.91    Standard
        135000           130950          104601.92    2% of ppd amt
         70000                0              56000    2% of UPB
        425000                0          360623.09    Standard
        770000           770000          439606.09    Standard
        155000                0          112356.18    None
        150000           150000             120000    3% / 2% / 1%
        670000           666000          531766.56    Standard
        186000                0          116917.42    None
        207000                0           99933.58    None
        337000                0           285565.7    Standard
       1250000                0          998400.63    Standard
        530000                0             423900    Standard
        450000           450000             360000    Standard
        733000           705000             599250    Standard
        430000                0             373500    Standard
        570000                0             525000    None
        440000           435000          412911.37    None
        163000                0          130351.44    None
        645000                0          515522.08    Standard
        510000           499000          398852.92    Standard
        435000           435000           412949.4    Standard
        270000           259900             207920    2% of ppd amt
        120000           120000           95835.84    Standard if  less than 12%
        760000                0             646000    Standard
        245000                0             196000    Standard
        107000                0             101650    Standard
        600000                0          479647.32    None
        390000                0             302000    Standard
        530000                0             419682    Standard
        155000           147500             112000    3% / 2% / 1%
        560000           552636          441314.22    Standard
        900000                0          629654.75    Standard
        142000           141500             113200    Standard
        227000                0          156681.86    Standard
        450000           370000             296000    None
        569000                0             450000    None
        815000                0             652000    Standard
        460000           460000             368000    Standard
         83000                0            66232.3    None
        320000                0             240000    Standard
        165000                0             156750    Standard
         65000                0           51978.42    1% of amt prepaid
        114000                0          113864.25    3% / 2% / 1%
        158000           157500          125899.74    2% of UPB
        550000                0          411549.59    None
        365000                0             185000    None
        480000                0           95964.83    None
        105000                0           78727.22    2% of UPB
        135500           135500          108346.13    Standard
        138000                0           83918.41    Standard
        224000                0          189994.25    Standard
        280000                0             213750    Standard
        400000                0          359270.51    2% of ppd amt
        465000                0          371643.62    Standard
        173000                0          124808.23    Standard
        390000           390000             240000    None
       2600000                0          1143964.9    3 mo int
        660000           660000             528000    Standard
         75000                0           49981.38    1% of amt prepaid
         60000            56000           50378.86    None
        318000           309000             247200    Standard
        815000                0          300999.32    Standard
        385000                0             365750    None
        238000                0             135000    None
        590000           570000             456000    Standard
        575500           575000          459055.24    Standard
        225000                0             180000    None
        650000                0           499963.5    Standard
        220000           219000           175065.6    Standard
        150000                0           125933.3    Standard
        135000                0          101207.09    None
        325000                0             260000    Standard
         81000                0            68812.4    2% of ppd amt
        494000           494000             395200    Standard
        136700                0          122956.84    Standard
        950000           900000             720000    Standard
       1075000                0          578840.13    Standard
        938000                0           483625.5    None
        163000                0          122187.94    3% / 2% / 1%
        241000                0             210000    None
        258000           258000             206400    Standard
        452000           452000          361221.17    Standard
        450000           445470          422906.23    PIF - 1% of OPB ; Partial - 1% of amt ppd
        202000                0          129953.54    Standard
        500000                0          399684.85    2% of ppd amt
        362000                0          231093.72    None
        870000                0          651557.22    Standard
        575000                0          375242.31    Standard
        434000                0          365228.75    None
        490000                0             441000    Standard
       1175000          1150000          919999.33    None
        605000           585000          467547.31    Standard
        197000           197000             197000    Standard
        419000                0             313000    Standard
        270000                0             229500    2% of ppd amt
        350000                0             262150    Standard
        920000                0          689507.08    Standard
        540000                0             374782    2% of ppd amt
        615000           615000             553500    Standard
        590000           590000             472000    Standard
        525000                0             498750    Standard
        709000           709000             602650    Standard
        855000                0          682723.45    Standard
        560000                0             420000    Standard
        437500                0             260000    None
        455000                0          409189.95    Standard
        145000                0             130500    Standard
        127000                0          101561.75    3% / 2% / 1%
        585000                0          467695.42    Standard
        385000                0             304000    Standard
        640000                0          607393.57    Standard
        291500                0          124768.96    Standard
        445000                0             355950    Standard
        445000                0             427500    Standard
        160500                0          152407.54    2% of ppd amt
        255000                0             200000    Standard
        455000                0             455000    Standard
        600000                0           389787.5    Standard
         82000                0           50376.98    2% of ppd amt
        640000                0          542918.33    2% of ppd amt
        480000                0             408000    None
        458000           457535             366028    Standard
         63000                0           50380.61    None
        330000                0          239567.01    None
        255000                0             255000    Standard
        345000                0           162099.8    Standard
        314000                0             251200    None
        290000           290000             232000    Standard
        429000                0             429000    Standard
        195000                0             124960    Standard
        510000                0          458900.48    None
         73000                0           49847.28    3% / 2% / 1%
        275000                0             165000    None
         65000                0              51916    None
        481000                0          319779.78    Standard
        472000                0             423474    None
        150000                0          111683.93    Standard
        240000                0          183899.99    Standard
        625000                0          464687.36    Standard
        155000                0          123935.71    None
        135000                0           94363.19    Standard
       1012000                0          869236.16    None
        354000                0          265070.88    None
        326000                0             260800    Standard
        155000                0          111907.28    1% of amt prepaid
        700000                0             560000    None
        385000                0             365750    Standard
        635000                0             500000    Standard
        420000                0             257000    Standard
        630000                0          359704.33    Standard
        575000                0             545000    Standard
        365000                0             292000    Standard
        420000                0          419478.74    None
        382000           370000             351500    Standard
        225000                0             174000    Standard
        370000                0             296000    Standard
        146000                0           49926.55    2% of ppd amt
        197000           197000             157600    Standard
        258000                0             206400    Standard
        135000                0           53524.76    Standard
        460000                0             390000    Standard
        410000                0             328000    Standard
        182000                0          118192.01    Standard
        195000                0          151619.12    Standard
        435000                0          369371.22    Standard
        575000           567100             453600    Standard
        553000           550000             467500    Standard
        552000           547500             438000    Standard
        750000           750000             600000    Standard
         95000            94900           75867.48    Standard
        634000                0          384348.06    None
        200000                0          169622.92    1% of amt prepaid
        390000           380000             361000    Standard
        265000                0             163000    Standard
        175000                0           79811.65    Standard
        285000                0             213750    None
        485000                0          368246.92    Standard
       1120000                0             834000    Standard
        155000                0             108500    Standard
        545000           540000             432000    Standard
        114000                0           96738.33    1% of amt prepaid
        155000           153000             122400    1% of amt prepaid
        205000                0             164000    Standard
        115000           115000           91967.55    1% of amt prepaid
        200000                0          129777.71    Standard
        330000                0             264000    Standard
        425000                0          403428.73    Standard
        525000                0             420000    None
        264000                0             208000    Standard
        232000                0             220400    Standard
        475000                0          379783.67    Standard
        690000                0             450000    Standard
        104000           103000              82400    3% / 2% / 1%
        255000                0             229500    1% of UPB
        225000                0             206000    Standard
        650000                0             400000    Standard
        450000                0             377500    Standard
       1330000                0          930116.63    None
        117000                0           93556.33    2% of UPB
        330000                0             297000    Standard
        475000                0             380000    Standard
        325000                0          189950.52    Standard
        546000                0          545798.54    Standard
         95000                0           49972.11    1% of amt prepaid
        252000                0             201600    Standard
        160000                0             128000    None
        610000           610000             488000    Standard
        375000                0             262500    Standard
        615000                0             435000    Standard
         81000                0              64800    Standard if  less than 12%
        620000                0          399737.01    None
        300000                0          224835.51    2 mo int on 66% if  less than 8%
        101000                0            80685.3    1% of amt prepaid
         94000                0           64756.46    None
        535000           535000             428000    Standard
        265000                0          198688.55    Standard
        140000                0             126000    Standard
        235000           223500             178800    2% of ppd amt
        500000                0           197840.5    None
        281000                0             224800    Standard
      11000000                0          999892.27    Standard
        255000           255000             204000    Standard if  less than 12%
        315000                0             252000    Standard
        104000                0           79948.47    Standard
        207000                0          155178.34    1% of amt prepaid
        385000                0             269000    Standard
        685000           680000             600000    Standard
        570000                0             399000    None
        350000                0          290368.44    2% of UPB
        935000                0          653936.49    Standard
        220000                0          163722.29    Standard
        525000                0          472169.86    Standard
        395000                0          209844.15    Standard
        385000                0             365750    Standard
         55000                0           52232.55    Standard
        145000                0           79974.71    None
        290000                0             179500    Standard
        680000           680000             680000    Standard
        170000                0          124937.21    2% of ppd amt
        640000                0             435000    Standard
        620000                0             585000    Standard
        615000                0          491400.31    Standard
        480000                0          306913.75    Standard
        690000           685000             548000    Standard
        430000                0             344000    Standard
        715000           715000             572000    Standard
        679000           679000             543200    Standard
        890000                0          711983.73    Standard
        333000           333000             266400    Standard
        450000           450000             360000    Standard
        350000           350000             315000    Standard
        460000                0          367689.32    None
        185000                0             166500    1% of amt prepaid
        260000                0          123913.36    None
        600000                0          469612.85    Standard
        490000                0             416000    Standard
         78000                0           62365.92    1% of amt prepaid
        985000                0          608780.12    None
        181000                0          144749.48    Standard
        520000           510800             408640    Standard
        570000                0          455165.26    None
        575000                0             517500    Standard
        725000                0             580000    Standard
       1350000                0          774522.42    3% / 2% / 1%
        230000                0           159665.8    Standard
        530000                0          403264.02    Standard
        500000                0          374835.87    Standard
        680000           678000             542400    Standard
        141000                0          119710.16    1% of amt prepaid
       1250000                0          824602.31    Standard
        479000           479000             383200    Standard
        855000                0          683396.52    Standard
        505000           480000             480000    Standard
        128000                0           83064.44    2% of ppd amt
        455000                0          409143.96    Standard
         69000                0           65527.38    1% of amt prepaid
        240000                0             192000    Standard
        595000                0          475834.59    Standard
        478000           474317             379454    Standard
        460000           460000             368000    Standard
        210000                0          167859.28    Standard
        150000           150000          119953.83    Standard
        342000                0             210000    Standard
        524900           524900          419919.63    Standard
        180000                0            35988.5    None
        103000                0           69969.36    3% / 2% / 1%
        280000                0             210000    Standard
        198000                0           187971.2    1% of amt prepaid
        370000                0          369655.08    Standard
        255000                0          203931.61    Standard
         73000                0           65672.15    3% / 2% / 1%
        445000                0             378250    Standard
        675000           675000             540000    Standard
        435000           435000           347999.5    Standard
        252000                0          184985.54    Standard
        960000                0             816000    Standard
        165000           162000             153900    Standard
        255000                0           89944.35    None
        256000           256000             204800    Standard
        175000                0          118901.49    3% / 2% / 1%
        710000           700000          549981.25    Standard
        540000                0          431170.12    None
        650000                0          519733.23    None
        765000                0          726183.06    Standard
        364000                0           52476.02    Standard
        265000                0          176268.25    Standard
        115000                0           49917.51    None
        568000                0             511200    Standard
        149000                0           96823.79    1% of UPB
        136000           136000          135926.49    Standard if  less than 12%
        265000                0             225000    None
        445000                0             356000    Standard
        910000                0          434738.64    Standard
        450000                0             350000    Standard
        245000                0          124942.17    Standard
        365000                0          343025.56    None
        415000                0          373498.51    None
        428000           426343             341074    Standard
        500000           493768             395015    Standard
        350000                0          275781.68    Standard
        281000                0          152939.86    Standard
         74000                0           49974.08    1% of amt prepaid
        725000                0          168514.37    None
        535000                0             424000    Standard
        265000                0           198682.9    None
        330000           330000             264000    Standard
        475000           475000          379999.83    Standard
        390000                0             370500    Standard
        325000                0             190000    Standard
        395000                0             374800    Standard
        450000           450000             360000    Standard
        495000           495000             396000    Standard
        429000                0             386100    Standard
        505000                0             429250    Standard
        580000           580000             464000    Standard
        479000           479000             383200    Standard
        620000                0             279000    Standard
        665000           665000          531008.47    Standard
        600000                0          509998.75    Standard
        900000                0             659670    Standard
        775000                0             697000    Standard
        750000           745000             596000    Standard
       1040000           899000             719200    Standard
        730000                0          609999.84    Standard
        232000                0          185524.63    Standard
        900000                0          552165.29    None
        140000                0          118833.16    Standard
        230000                0             192000    Standard
        540000           535000             428000    Standard
        265000                0          168803.54    2 mo int on 66% if  less than 8%
        250000                0             198000    Standard
        385000                0             365750    Standard
        340000                0             306000    Standard
        263000                0             236700    Standard
        365000                0             225000    Standard
        669000                0             434850    Standard
        135000                0          114616.56    Standard
        800000                0             640000    Standard
        613000                0          490244.63    Standard
        520000                0             390000    Standard
        700000                0             700000    Standard
        780000                0          446607.29    None
        180000                0          143941.53    2% of UPB
        148000                0           64975.53    1% of amt prepaid
        350000                0             262500    Standard
        395000                0             394900    Standard
        210000                0          101150.67    Standard
        165000                0          123655.37    Standard
        255000           253400          202682.62    3 mo int
         67000                0           50232.66    None
        630000                0          469846.08    Standard
        900000                0             670000    Standard
        423000                0          367790.46    None
        539000           539000             431200    Standard
        475000                0          359735.49    Standard
        280000                0             205000    Standard
         83500                0           66745.51    Standard
        670000                0          567707.65    Standard
        730000           730000             584000    Standard
        276000                0             204000    2% of UPB
        550000                0          399127.99    Standard
        305000                0          243999.67    2% of UPB
         76000                0           64532.58    1% of amt prepaid
        340000                0             255000    Standard
        503000                0             452700    Standard
        442000                0             353550    Standard
        447000                0           64910.91    None
        340000                0             239985    Standard
        610000                0             488000    Standard
        261000                0           208609.4    None
        467800                0             374240    Standard
        195000                0          167923.92    1% of amt prepaid
        220000                0             176000    None
        280000           273000           218328.2    2% of ppd amt
        360000                0             288000    2% of ppd amt
         70000                0           55957.17    None
        165000                0          141908.52    Standard if  less than 12%
        135000                0          114486.57    1% of amt prepaid
        530000                0          503017.64    Standard
        480000                0          431712.11    Standard
        956000                0          749274.54    Standard
        215000                0          182746.27    Standard
        412000                0             350200    Standard
        180000                0          134948.58    Standard
        475000                0             380000    Standard
        580000                0          453826.55    Standard
        940000                0          657460.64    None
        275000                0             182000    Standard
        395000                0             375250    Standard
        135000                0             108000    Standard
        200000                0          177991.66    Standard
        520000                0             382500    Standard
        127000                0           84940.61    Standard
        238000                0             226100    Standard
        608000                0          486035.39    Standard
        234000                0          175446.34    None
        520000                0          486449.03    Standard
        150000                0          134690.55    Standard
        280000                0          209881.66    Standard
        570000                0          432511.23    Standard
        530000                0             397500    Standard
        229000           229000             160300    Standard
        323000           323000             258400    Standard
        145000                0              94250    Standard
        250000                0             210000    None
        145000                0           84813.34    2% of ppd amt
        190000                0             180500    Standard
        225000                0          202471.09    2% of UPB
        454000                0             363200    Standard
        480000                0             408000    Standard
        320000           319497             199800    Standard
        400000           400000             320000    Standard
        610000           601000             480800    Standard
        760000                0          498850.45    Standard
       1570000                0            1035000    Standard
        400000                0             380000    Standard
        635000                0          507682.62    Standard
        525000                0             498750    Standard
        660000                0             465000    Standard
        460000           456000             364800    Standard
        600000                0          449998.75    Standard
        468000           462000           92356.89    Standard
        675000           675000             540000    Standard
        700000           700000             560000    Standard
         67000                0            53572.5    Standard
        640000                0             576000    Standard
        425000                0          254810.75    Standard
        935000                0          700769.84    Standard
        575000                0             400000    Standard
        450000                0          394059.95    Standard
        215000                0          149334.08    2 mo int on 66% if  less than 8%
        695000           695000             625500    None
        523000                0             300000    Standard
        495000                0             445500    Standard
        455000                0          363999.58    Standard
        600000                0             557000    Standard
        635000                0          493845.68    Standard
        267000                0          266853.86    None
        318000                0           301149.4    Standard
        215000           185000             148000    None
        205000                0             133250    2% of ppd amt
        335000                0          267922.95    Standard
        520000                0          363591.93    Standard
        630000                0             531250    None
        400000                0             210000    Standard
        226000           220000             176000    Standard
        157000                0           125389.4    2% of ppd amt
        750000           749950          562198.81    Standard
        450000                0          359704.33    Standard
        326000                0             260800    Standard
        163000                0           93637.19    1% of amt prepaid
        570000                0             420000    Standard
        230000                0             184000    Standard
        550000           548000             438400    Standard
        750000                0          369390.47    Standard
        720000                0          548149.36    Standard
        458000                0             366400    1% of UPB
        140000                0          111956.91    1% of amt prepaid
        447000                0             379950    None
        188000                0          150357.45    Standard
        675000                0           539622.7    Standard
        550000                0          412226.02    2% of ppd amt
        292000                0             285000    None
        255000                0             200000    2% of UPB
         80000                0              60000    Standard
        198000                0             138600    None
       1625000                0         1135163.78    Standard
        270000           250000             154400    Standard if  less than 12%
        780500                0          594833.94    Standard
        360000                0             324000    None
        120000                0            89961.5    1% of amt prepaid
        564000                0          450840.96    Standard
        540000                0          362755.93    2 mo int on 66% if  less than 8%
        530000           500000             400000    Standard
        134000                0             125000    Standard
        120000                0            51568.7    3% / 2% / 1%
        320000                0              85500    None
        475000                0             427500    None
        157000                0             117750    2% of ppd amt
        606000                0          390819.09    Standard
       1350000                0             865000    2% of ppd amt
        265000                0             225250    None
        340000                0          281788.61    2 mo int or 60 days int on UPB
        315000           270000             256500    Standard
        188000                0          159347.12    1% of amt prepaid
        140500                0          112309.24    Standard
         74000                0           59169.31    Standard
        225000           221000             176800    Standard
         90500                0           71170.46    Standard
        159000                0              95154    2 mo int on 66% if  less than 8%
        240000                0           191845.7    1% of amt prepaid
        290000                0             246000    Standard
        460000                0             315000    Standard
        625000                0           449029.2    Standard
        505000           504000             403200    Standard
       1250000                0           997926.6    Standard
        160000                0           89883.64    Standard
        665000                0             631750    None
        449000                0             449000    None
        695000                0          474307.92    Standard
        350000                0          332474.08    Standard
        495000           495000             396000    Standard
        750000                0          399064.41    Standard
         82000                0           65505.22    1% of amt prepaid
        490000                0          440655.98    Standard
        700000                0             560000    None
        600000                0             539800    Standard
        400000                0           359753.5    2 mo int on 66% if  less than 8%
        450000           450000             405000    Standard
        285000                0          134687.14    Standard
        700000                0          424559.37    Standard
        756000           725000          144932.36    Standard
        341000                0             306900    Standard
        510000                0             433500    Standard
         83500                0           75110.22    Standard
        517000                0             491150    Standard
        232000                0             176450    Standard
        780000           780000          623309.72    Standard
         86000                0           74965.01    1% of amt prepaid
         93000                0           49958.34    1% of amt prepaid
        128000                0             121600    3% / 2% / 1%
        485000                0             363750    Standard
        117000                0           93545.48    Standard
        134000                0           49976.17    2% of UPB
        150000                0              56000    Standard
         56000                0           50366.73    Standard if  less than 12%
         93000            92000              82800    Standard if  less than 12%
        175000                0          113668.09    Standard
        625000           610000          548759.59    Standard
        420000                0          335782.44    Standard
        485000                0          269833.04    Standard
        195000                0          126715.24    Standard
        525000                0             525000    Standard
        600000                0          364610.04    Standard
        950000                0          759424.58    Standard
        440000                0             299800    Standard
        870000                0          652001.02    Standard
        520000                0          402628.54    Standard
        940000                0             580000    None
        162500           162500             130000    Standard
       1000000                0          618865.04    Standard
        670000           668000             567800    Standard
        207000                0          144792.52    2% of ppd amt
        105000                0            94400.6    1% of amt prepaid
        473000                0          399237.09    Standard
        695000                0          438663.79    Standard
       1275000                0            1012000    Standard
        515000           515000             412000    Standard
        552000                0           59936.24    Standard
        535000                0             504000    Standard
        320000                0             239980    None
        544000                0             544000    Standard
        560000                0             392000    Standard
        900000                0          674153.65    Standard
        134000                0          107105.77    Standard
        174300                0           97961.06    2% of ppd amt
        132400                0           88945.64    2% of ppd amt
        545000                0          435659.88    Standard
        475000                0           375899.8    Standard
        530000                0             427500    None
        701000                0          499565.28    Standard
        182000                0           118258.2    1% of amt prepaid
        279000                0             223000    None
        440000                0             340000    Standard
        350000                0             315000    Standard
        988000                0          789869.65    Standard
        375000                0           337496.7    Standard
        875000                0          654751.26    Standard
        620000                0          494407.09    None
        650000                0             577350    None
        135000                0          128175.44    Standard
         90000                0              72000    1% of amt prepaid
        525000                0          419581.09    Standard
        170000                0          127448.23    1% of amt prepaid
        305000                0          199687.02    Standard
       1200000                0          779354.31    Standard
        895000                0             750000    None
       1125000                0          840914.15    Standard
        415000                0             373500    None
        358000           358000             286400    Standard
        590000                0             377000    Standard
        570000                0          427179.54    None
       2300000                0            1012800    Standard
         76800                0           69009.37    2% of ppd amt
        108000                0              86400    2% of ppd amt
        142000                0          113546.27    None
        279000                0           195210.8    Standard
        280000                0             192500    None
        355000                0             161000    None
        367000                0             311950    None
        380000                0             285000    Standard
        450500                0             300000    Standard
        548000                0             465800    Standard
        539000                0             340000    Standard
         75000                0           59955.92    Standard if  less than 12%
        268000                0             185000    Standard
        790000                0             670685    None
        188000                0             183000    1% of UPB
        143000                0             128700    Standard
        470000                0             446500    None
        286000                0             271700    Standard
        495000           495000             396000    Standard
        515000                0          384664.61    Standard
        415000                0             315000    None
        128000                0            89573.2    None
        631000                0          504457.84    2 mo int or 60 days int on UPB
        150000                0          112318.07    Standard
        383000                0          306052.63    2 mo int on 66% if  less than 8%
        600000                0             480000    Standard
        475000                0          308719.18    Standard
        500000                0             420000    Standard
        495000                0             404000    Standard
        580000                0             322000    Standard
        540000                0             410000    Standard
        145000                0          101477.66    Standard
        350000                0             245000    None
        538000                0             467000    None
        518000                0          466039.11    None
        850000                0             758000    Standard
        290000                0             180000    None
        280000                0             205000    None
        140000                0          111884.63    1% of amt prepaid
        205000                0             153750    None
       1300000                0            1170000    Standard
        415000                0             327000    Standard
        395000                0          350450.72    Standard
        405000                0          364481.81    Standard
        550000                0          384218.26    2% of ppd amt
       1400000                0             890000    None
        340000                0             289000    Standard
        575000                0          574658.06    Standard
       1400000                0          719817.75    None
        676000                0          399804.53    None
       1200000                0            1020000    Standard
        385000                0             385000    Standard
        460000                0             437000    Standard
       1000000                0           839656.8    None
        120000                0           77953.71    2% of ppd amt
        101000                0              75750    Standard
        563000                0             506700    Standard
        423000                0          329999.25    None
        800000                0             680000    Standard
        286000                0             130000    Standard
        165000                0             132000    2% of ppd amt
        174000                0          147899.04    2% of ppd amt
        180000                0          134935.67    Standard
        408000                0          326003.75    Standard
        480000                0             360000    Standard
        670000                0             429000    Standard
        535000                0             420000    Standard
        700000                0             510000    Standard
        225000                0          179916.91    None
        145000                0             116000    Standard
        225000                0          202192.41    Standard
       1124000                0          669472.12    None
        135000           134900           61859.72    None
        525500                0             426400    2% of ppd amt
        688000                0          514650.93    2% of ppd amt
        580000                0           338935.5    Standard
         88500                0            63715.9    Standard
        505000                0             454500    None
        700000                0             490000    None
        549000           548444             493599    Standard
        535000                0             481500    Standard
        123000           120500             114475    1% of amt prepaid
        500000                0           399750.1    Standard
        712000                0             436000    None
        385000                0            69951.5    None
        165000                0          107411.88    2 mo int on 66% if  less than 8%
        900000                0             699000    Standard
        660000                0             515000    None
        270000                0             216000    Standard
        450000                0             320850    None
        205000                0          154676.26    2 mo int on 66% if  less than 8%
        253000                0             227700    Standard
         71900                0           57499.71    2% of ppd amt
        650000                0             520000    None
        220000                0          171761.28    Standard
        200000                0          169856.19    Standard
        183000                0          146211.85    Standard
        410000                0             344000    Standard
        585000                0          304999.48    Standard
         85000                0            78963.5    Standard
        431000                0           365999.7    Standard
        445000                0             378250    None
        577000                0             408000    None
        427200           427000             337760    2% of ppd amt
         78700                0           50033.28    3% / 2% / 1%
        330000                0             264000    2% of UPB
        520000                0             468000    Standard
        730000           729480           583413.3    Standard
         75000            63500            49977.4    PIF - 1% of OPB ; Partial - 1% of amt ppd
        277000                0             180000    None
        182000                0             145600    Standard
        405000                0             290500    None
        450000                0             200000    None
        454500                0             326150    None
        695000           695000             556000    Standard
        170000                0             153000    None
        484847           484847             387878    Standard
        654000                0          398612.35    Standard
        605000                0          483925.68    2% of ppd amt
        234000                0           187199.6    None
        182500                0             155125    Standard
        103000                0           79939.43    2 mo int on 66% if  less than 8%
        704000                0             524900    Standard
        545000                0             420000    None
        305000                0             244000    None
       1352000                0             825000    None
        476300           476230             380985    PIF - 1% of OPB ; Partial - 1% of amt ppd
        275000                0          192432.14    Standard
        537000                0             454000    Standard
        247000                0             195000    Standard
       1850000                0          499102.29    Standard
        375000                0             250000    Standard
        310000                0             244000    Standard
        560000                0             388000    Standard
        650000                0             520000    Standard
       1375000                0             834994    Standard
        210000                0             140000    Standard
        245000                0             171500    Standard
         85000                0           80701.34    1% of amt prepaid
        875000                0             599988    Standard
        305000                0             244000    1% of amt prepaid
        634000           610000          388785.34    Standard
        660000                0          499862.87    None
        951000                0          598880.23    Standard
        155000                0          146812.38    1% of amt prepaid
        684000           684000             547200    Standard
        580000                0          434667.35    Standard
        720000                0             564700    Standard
        648000                0             615600    Standard
        550000                0          379625.31    Standard
        255000                0             242250    Standard
        538000                0             430000    2% of UPB
        505000                0             301000    Standard
        525000                0             408000    Standard
        800000                0             640000    Standard
        530000                0             397500    Standard
        535000                0             508250    Standard
        320000                0             256000    None
        860000                0             558000    Standard
        275000                0          199995.32    Standard
        240000                0             221000    Standard
        575000           575000             460000    Standard
        480000                0             320000    Standard
        152000                0           84942.85    2% of ppd amt
        105000                0           83865.46    3% / 2% / 1%
        530000                0             393000    Standard
        620000                0             496000    Standard
        510000                0             400000    Standard
        198000                0             168300    Standard
        658500                0             483000    Standard
        450000                0          359135.49    Standard
        330000                0             221000    Standard
        285000                0             168000    2% of ppd amt
        550000                0             396000    Standard
        572000                0             429000    Standard
        515000                0             416000    Standard
        785000                0             628000    Standard
        515000                0             437750    Standard
       1300000                0         1014998.13    Standard
        720000                0             450000    Standard
        240000                0           191784.8    Standard
        600000                0          369037.64    Standard
        450000                0          404687.19    Standard
        455000                0             300000    Standard
        350000                0             262500    Standard
        220000                0             187000    2% of UPB
        395000                0             275000    2% of UPB
        636000                0             540600    Standard
        440000                0             396000    Standard
        254500                0             215900    2% of ppd amt
        583000                0          491297.18    Standard
        240000                0             192000    Standard
        600000                0          419994.99    Standard
         90000                0              67000    1% of amt prepaid
        470000                0             376000    Standard
        475000                0             380000    None
        540000                0             431000    Standard
        600000                0             493000    Standard
        345000                0             275000    Standard
        330000                0             264000    Standard
        900000                0             655000    Standard
        143000                0          114245.96    Standard
        430000                0             430000    Standard
        520000                0             494000    Standard
        403000                0             320000    Standard
        407000                0             325600    Standard
         66000                0           50369.15    Standard
        225000                0             157400    Standard
        163000                0             130400    Standard
        375000                0             356250    1% of amt prepaid
        330000                0             204500    2% of UPB
        450000                0             405000    Standard
        725000                0             556000    Standard
         83000                0           78830.76    2% of ppd amt
       1010000                0          749274.54    Standard
        174000                0             113100    Standard
        390000                0          327994.65    Standard
        515000                0             412000    Standard
       1050000                0          399274.84    Standard
        475000                0          379343.82    2% of ppd amt
        915000                0          439552.51    Standard
        980000                0             784000    Standard
        450000                0             360000    Standard
        707000                0             599800    Standard
        335000                0          267983.53    Standard
        305000                0             155550    2% of ppd amt
        229000                0             183200    Standard
        182000           179000             143200    2 mo int or 60 days int on UPB
        230000                0          201979.67    Standard
        452000                0          209936.27    2% of ppd amt
        177000                0             153950    Standard
        535000                0             427900    Standard
        575000                0           517258.8    Standard
        550000                0             522500    Standard
        305000                0          274449.06    Standard
        360000                0             306000    Standard
        150000                0          119934.32    Standard
        390000                0             340000    Standard
        410000                0             328000    Standard
        275000                0             192000    Standard
        507000                0             456300    Standard
        490000                0             392000    Standard
        400000                0          379369.04    Standard
        472000                0          377338.56    Standard
        315000                0          114885.52    Standard
        205000                0           54457.89    1% of amt prepaid
        509000                0             483550    Standard
        615000                0             492000    Standard
        400000                0             320000    Standard
        470000                0             399500    Standard
        340000                0             306000    Standard
        505000                0             454500    Standard
       1600000                0            1200000    Standard
        384000                0             307200    Standard
        111000                0           94292.84    2% of ppd amt
        260000                0             208000    Standard
        360000                0          287766.58    Standard
        420000                0             344000    Standard
        435000                0             390000    Standard
        300000                0             224000    Standard
        750000                0             675000    Standard
        187000                0             168300    Standard
        610000                0             420500    Standard
        735000                0             588000    Standard
        785000                0             628000    Standard
        635000                0          536841.58    Standard
        625000                0             489625    Standard
        610000                0             488000    Standard
        620000                0             512000    Standard
        480000                0             408000    Standard
        545000                0             436000    Standard
        205000                0             164000    Standard
        680000                0             578000    Standard
        568000                0             539000    Standard
        805000                0             480000    Standard
        905000                0             720000    Standard
        513000                0             461700    Standard
        505000                0          479426.09    Standard
        390000                0             280000    Standard
        117000                0          105163.86    Standard
        132000                0          118646.42    Standard
         70000                0           55974.96    3% / 2% / 1%
         74000                0           51679.89    3% / 2% / 1%
        365000                0             289000    Standard
        500000                0             310000    2% of UPB
        174000                0          165272.23    1% of amt prepaid
       1000000                0             595000    None
        675000                0           471699.9    2 mo int or 60 days int on UPB
        670000                0          468811.04    Standard
       1100000                0          769697.73    Standard
        313000                0             266050    Standard
        540000                0          458619.39    2 mo int on 66% if  less than 8%
        400000                0             305000    Standard
        425000                0          318706.11    Standard
        445000                0           99988.25    Standard
        430000                0             373000    Standard
        550000                0             400000    Standard
        420000                0             399000    Standard
        610000                0             480000    Standard
        427000                0             405650    Standard
        330000                0             225000    None
        600000                0             480000    Standard
        342000                0             273600    Standard
        100000                0           74960.71    PIF - 1% of OPB ; Partial - 1% of amt ppd
        695000                0             556000    Standard
        345000                0             249600    Standard
        440000                0          351790.07    Standard
        355000                0             272000    Standard
        443000                0             398700    Standard
        418000                0             430000    Standard
       1300000                0             498000    Standard
        655000                0             524000    Standard
        660000                0          519883.87    Standard
        505000                0             425000    Standard
        707000                0             580000    Standard
        447000                0          379626.06    2% of UPB
        123000                0            94938.8    1% of amt prepaid
        730000                0             479100    Standard
        400000                0             360000    Standard
        460000                0             436000    Standard
        185000                0             166400    2% of UPB
        745000                0             596000    None
        590000                0           99883.82    Standard
        152000                0          129095.65    Standard
        206000                0          164709.98    2% of ppd amt
        520000                0             415000    2 mo int on 66% if  less than 8%
        230000                0             212000    Standard
        510000                0             390000    Standard
         83000                0              62250    Standard if  less than 12%
        413000           399000             359100    Standard if  less than 12%
        366000                0             215000    Standard
        325000                0          256939.25    Standard
        885000                0          599483.41    Standard
        404000           402000             361800    1% of amt ppd if loan  greater than $150K
        310000                0             248000    Standard
        410000                0             337000    Standard
        567000                0             538396    Standard
        573000                0             457000    Standard
        541000                0             310000    Standard
        421500                0             379350    Standard
        625000                0          499866.41    Standard
        670000                0           535820.2    Standard
        350000                0             280000    Standard
        650000                0          549354.02    Standard
        238000                0             202300    Standard
        230000                0          172423.69    2% of ppd amt
        450000                0          314898.41    2% of UPB
        175000                0          144386.15    2 mo int or 60 days int on UPB
        515000                0             459000    Standard
        480000                0             432000    Standard
        120000                0           87940.35    Standard
        620000                0             496000    Standard
        445000                0             356000    Standard
        750000                0          562437.66    Standard
        350000                0             267000    Standard
        375000                0             240000    Standard
        350000                0             262500    Standard
       2150000                0             558000    Standard
       2000000                0            1200000    Standard
        440000                0             374000    Standard
        321000                0             208650    Standard
        355000                0             266250    None
        390000                0             300000    Standard
        500000                0             400000    Standard
        330000                0             280500    Standard
        370000                0             292800    Standard
        350000                0             315000    Standard
        605000                0          499763.82    Standard
        589000                0             470000    Standard
        516000                0             386500    Standard
        615000                0             455000    Standard
        452000                0          406515.77    Standard
        622000                0             495200    Standard
        240000                0          227711.18    2 mo int or 60 days int on UPB
        130000           129900          103842.05    PIF - 1% of OPB ; Partial - 1% of amt ppd
        738000                0          721999.75    Standard
        117000            89507           67107.58    PIF - 1% of OPB ; Partial - 1% of amt ppd
        757000                0          549812.86    Standard
        690000                0             552000    Standard
        655000                0          523998.66    Standard
        695000                0             590750    Standard
        225000                0             191250    Standard
        300000                0             240000    Standard
        630000                0             567000    2% of ppd amt
        152000                0          125900.73    PIF - 1% of OPB ; Partial - 1% of amt ppd
        390000                0             390000    Standard
        300000                0             240000    2 mo int on 66% if  less than 8%
        492000                0          393466.07    Standard
         92000            90700           72521.98    PIF - 1% of OPB ; Partial - 1% of amt ppd
        355000                0          212821.93    2 mo int on 66% if  less than 8%
        425000                0             160000    Standard
       1500000                0             975000    Standard
        567000                0          551521.94    PIF - 1% of OPB ; Partial - 1% of amt ppd
        511000                0             408800    Standard
        480000                0          383705.73    Standard
        475000                0             380000    Standard
        171000                0             136800    Standard
        440000                0             115000    2 mo int on 66% if  less than 8%
        560000                0          423998.79    Standard
        790000                0             450000    2 mo int on 66% if  less than 8%
        265000                0             210000    2% of UPB
        470000                0             399500    Standard
        140300                0          122021.66    PIF - 1% of OPB ; Partial - 1% of amt ppd
        400000                0             380000    Standard
        133000                0           63652.26    2 mo int or 60 days int on UPB
        172000                0             163400    1% of amt ppd if loan  greater than $150K
        395000                0             335750    2% of ppd amt
        337000                0             301500    Standard
        410000                0             225500    Standard
        124500                0            99527.7    PIF - 1% of OPB ; Partial - 1% of amt ppd
        585000                0          467814.05    Standard
        696000                0          484847.22    Standard
        750000                0             440000    None
        500000                0          396648.95    None
        620000                0          526979.02    Standard
        159000           153000          137601.83    2 mo int or 60 days int on UPB
        297000                0             252450    2% of ppd amt
         69000                0           49968.44    PIF - 1% of OPB ; Partial - 1% of amt ppd
        640000                0             480000    Standard
        239100                0             191200    2% of ppd amt
        445000                0             400500    Standard
        575000           572250             543637    Standard
         83000                0           53909.54    PIF - 1% of OPB ; Partial - 1% of amt ppd
        395000                0           311849.6    1% of amt prepaid
        460000                0          413725.02    2 mo int or 60 days int on UPB
        250000                0             200000    None
        112000                0            63562.2    2 mo int or 60 days int on UPB
        570000                0             456000    None
        860000                0          644717.55    Standard
        215000                0          161128.88    Standard
        460000                0          390573.21    Standard
        335000                0          278969.75    Standard
        675000                0             573750    2% of ppd amt
        721000           721000             576800    Standard
        550000                0             440000    Standard
        650000                0          449199.89    None
        340000                0             288995    Standard
        495000                0          445341.82    Standard
        360000                0             324000    Standard
        650000                0             487500    2% of ppd amt
        550000                0             172000    2% of ppd amt
        235000                0          209998.25    Standard
        465000                0          369756.73    Standard
       1400000                0            1050000    Standard
        530000                0          423649.01    Standard
        440000                0          308998.12    2% of UPB
       1100000                0          879552.09    Standard
        685000                0             616500    Standard
        700000                0             630000    Standard
        220000                0             106000    Standard
         54000            54000           51276.57    PIF - 1% of OPB ; Partial - 1% of amt ppd
        131000                0          117886.29    1% of amt prepaid
        325000                0             292500    Standard
        636000                0             413400    None
        468000           462000             369600    Standard
        330000                0             264000    2 mo int on 66% if  less than 8%
        498000                0          398063.65    2 mo int on 66% if  less than 8%
        195000                0           124948.7    2 mo int or 60 days int on UPB
        125000                0           84495.89    PIF - 1% of OPB ; Partial - 1% of amt ppd
        368000           270000             270000    2 mo int on 66% if  less than 8%
       1000000                0          681214.77    Standard
        172000                0           67479.13    1% of amt prepaid
       1025000                0          429624.98    2 mo int on 66% if  less than 8%
        405000                0          404764.08    1% of amt ppd if loan  greater than $150K
         68000                0           50971.39    PIF - 1% of OPB ; Partial - 1% of amt ppd
        950000                0             807500    1% of amt ppd if loan  greater than $150K
         90000                0           58473.78    2 mo int or 60 days int on UPB
        420000                0             342576    2 mo int on 66% if  less than 8%
        220000                0          175750.75    2 mo int on 66% if  less than 8%
         80000                0           55968.76    PIF - 1% of OPB ; Partial - 1% of amt ppd
        370000                0           313519.5    1% of amt prepaid
        545000                0             381500    Standard
        785000                0          419645.41    Standard
        540000           540000             432000    Standard
        108000                0              70200    PIF - 1% of OPB ; Partial - 1% of amt ppd
        108000                0           49980.13    2 mo int or 60 days int on UPB
        790000                0          592247.62    1% of amt prepaid
        480000                0          383831.85    Standard
        705000                0          454682.09    Standard
         80000                0           63917.78    PIF - 1% of OPB ; Partial - 1% of amt ppd
         68000                0           49847.02    PIF - 1% of OPB ; Partial - 1% of amt ppd
         93000                0           83596.12    PIF - 1% of OPB ; Partial - 1% of amt ppd
         82000                0           77859.19    PIF - 1% of OPB ; Partial - 1% of amt ppd
        112000                0          106351.81    PIF - 1% of OPB ; Partial - 1% of amt ppd
         70000                0           52474.98    PIF - 1% of OPB ; Partial - 1% of amt ppd
        154000                0           146094.9    PIF - 1% of OPB ; Partial - 1% of amt ppd
       1650000                0          989250.44    1% of amt ppd if loan  greater than $150K
        700000                0          559857.67    2 mo int on 66% if  less than 8%
        500000                0          399416.22    2 mo int or 60 days int on UPB
         76000                0           56967.88    PIF - 1% of OPB ; Partial - 1% of amt ppd
        200000                0             130000    PIF - 1% of OPB ; Partial - 1% of amt ppd
         64000                0           51175.86    PIF - 1% of OPB ; Partial - 1% of amt ppd
         95000                0           75928.79    PIF - 1% of OPB ; Partial - 1% of amt ppd
        255000                0          203652.52    PIF - 1% of OPB ; Partial - 1% of amt ppd
        148000                0          118297.86    PIF - 1% of OPB ; Partial - 1% of amt ppd
         91000                0           72766.39    PIF - 1% of OPB ; Partial - 1% of amt ppd
         76000            75500           60366.66    PIF - 1% of OPB ; Partial - 1% of amt ppd
         98000                0           64834.16    PIF - 1% of OPB ; Partial - 1% of amt ppd
        290000                0             237000    2 mo int or 60 days int on UPB
        210000                0             168000    2 mo int or 60 days int on UPB
        360000                0             342000    2 mo int on 66% if  less than 8%
        125000                0          124924.28    PIF - 1% of OPB ; Partial - 1% of amt ppd
        115000                0              90400    PIF - 1% of OPB ; Partial - 1% of amt ppd
        135000                0           71444.53    PIF - 1% of OPB ; Partial - 1% of amt ppd
        525000                0          445777.87    PIF - 1% of OPB ; Partial - 1% of amt ppd
        610000                0          548926.88    Standard
        500000                0             397600    2 mo int or 60 days int on UPB
        133000                0           49980.05    PIF - 1% of OPB ; Partial - 1% of amt ppd
        375000                0          199797.06    1% of amt ppd if loan  greater than $150K
        135000                0              85970    PIF - 1% of OPB ; Partial - 1% of amt ppd
         78000                0           49980.34    PIF - 1% of OPB ; Partial - 1% of amt ppd
        120000                0           77930.17    PIF - 1% of OPB ; Partial - 1% of amt ppd
        154000                0          115451.04    PIF - 1% of OPB ; Partial - 1% of amt ppd
        143000                0             114400    PIF - 1% of OPB ; Partial - 1% of amt ppd
       1350000                0         1010420.52    1% of amt ppd if loan  greater than $150K
        210000                0             168000    PIF - 1% of OPB ; Partial - 1% of amt ppd
        200000                0          111879.35    2 mo int or 60 days int on UPB
         95000                0              66500    PIF - 1% of OPB ; Partial - 1% of amt ppd
        212000                0             201400    1% of amt ppd if loan  greater than $150K
        235000                0          199749.86    PIF - 1% of OPB ; Partial - 1% of amt ppd
         75000                0           71224.04    PIF - 1% of OPB ; Partial - 1% of amt ppd
        158000                0          102664.87    PIF - 1% of OPB ; Partial - 1% of amt ppd
         68000                0           50982.97    PIF - 1% of OPB ; Partial - 1% of amt ppd
        170000                0             159600    PIF - 1% of OPB ; Partial - 1% of amt ppd
         60000                0           53970.81    PIF - 1% of OPB ; Partial - 1% of amt ppd
        120000                0           95964.25    PIF - 1% of OPB ; Partial - 1% of amt ppd
        221000                0             204250    2 mo int or 60 days int on UPB
        637000                0          488984.03    PIF - 1% of OPB ; Partial - 1% of amt ppd
         98000                0           68885.44    PIF - 1% of OPB ; Partial - 1% of amt ppd
        485000                0             412250    PIF - 1% of OPB ; Partial - 1% of amt ppd
        190000                0             152000    PIF - 1% of OPB ; Partial - 1% of amt ppd
        145000                0          137725.04    PIF - 1% of OPB ; Partial - 1% of amt ppd
-------------------------------------------------------------------------

-------------------------------------------------------------------------
-------------------------------------------------------------------------

=========================================================================

-------------------------------------------------------------------------------------------------------------------------
     State          Prepayment    Remaining      Rounding          Product                        Lien         Minimum
                       Term       Prepayment       Code                                         Position      Mortgage
                                     Term                                                                       Rate
-------------------------------------------------------------------------------------------------------------------------
NC                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
WA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NC                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
NV                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
GA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CO                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NC                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
CO                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
ME                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NJ                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
AL                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
OK                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
GA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
GA                        24             23           0     Fixed Rate 30 Yr                First Lien                 0
SC                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NV                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NV                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
NC                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CO                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NV                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
NV                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
OH                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
IL                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CO                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
SC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.9
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
WI                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
VT                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
WA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
OK                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
IL                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
SC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.3
CA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
WA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MT                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
FL                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
FL                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
IN                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
UT                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
VA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
IA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
IL                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
OH                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
ME                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
WA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
WA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
GA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
GA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
WI                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
PA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
AZ                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
MS                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NH                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
CO                        36             34           0     Balloon 40/30                   First Lien                 0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
VA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
WA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NC                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
GA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NY                        12             10           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
IL                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
SC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.04
SC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.94
SC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.65
OH                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
WI                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CO                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NC                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
ID                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.49
WI                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
GA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
IL                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
VA                         0              0    U            6 Mo LIBOR ARM 30 Yr            First Lien               6.5
GA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
WA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
WA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
OR                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NC                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NC                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             10.14
NJ                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
GA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
GA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
GA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
OH                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
IN                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TN                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
FL                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NJ                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
WI                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
ID                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
IL                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MD                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
WI                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
ME                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.85
ME                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
ID                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.2
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.15
GA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
OR                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
VT                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
GA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CO                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
IL                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
FL                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
OH                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 15 Yr                Second Lien                0
WI                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
KY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NH                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
FL                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
KY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.49
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
FL                        12             10           0     Fixed Rate 30 Yr                First Lien                 0
GA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MO                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
VT                         0              0    U            3/27 6 Mo LIBOR ARM             First Lien              6.35
FL                        36             33           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
RI                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
IL                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
NH                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
NH                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
PA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.8
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
LA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MI                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        12             10           0     Fixed Rate 30 Yr                Second Lien                0
VT                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
SC                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
SC                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.65
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.89
HI                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
OK                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CO                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NJ                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             22           0     Fixed Rate 30 Yr                Second Lien                0
IL                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
GA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.7
MN                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TN                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NV                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
AZ                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              7.34
CO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.24
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
HI                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.89
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.25
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
NH                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.45
FL                        24             22           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
NH                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
FL                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
IN                        24             23           0     Fixed Rate 30 Yr                First Lien                 0
PA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
OR                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CO                        36             34    U            Balloon 40/30                   First Lien                 0
ME                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
MD                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
AZ                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MI                        24             22           0     Fixed Rate 30 Yr                Second Lien                0
MI                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
IL                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
IL                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
TN                        36             36           0     Fixed Rate 30 Yr                First Lien                 0
NH                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NE                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
OH                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
VA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
TX                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
NJ                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
NC                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
AZ                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.1
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CT                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0    U            Balloon 40/30                   First Lien                 0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
PA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               5.9
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
TN                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CO                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MI                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.5
ID                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.8
ID                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.8
CT                        36             33           0     Fixed Rate 30 Yr                First Lien                 0
CT                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
NJ                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
VA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
OR                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
RI                        12             11           0     Fixed Rate 30 Yr                Second Lien                0
GA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
GA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35    U            Fixed Rate 30 Yr                First Lien                 0
MA                         0              0    U            Balloon 40/30                   First Lien                 0
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
NJ                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
AL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
AZ                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.75
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
PA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien                 7
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
HI                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MD                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.65
FL                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
NV                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
NV                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.15
NV                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
GA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
NJ                         0              0    U            Balloon 40/30                   First Lien                 0
GA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
SD                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
VA                        24             20           0     Fixed Rate 30 Yr                Second Lien                0
FL                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
UT                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
OR                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
MO                        24             23    U            Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
OR                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CT                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
AZ                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
GA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.7
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.69
GA                         0              0           0     Fixed Rate 15 Yr                First Lien                 0
CA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
IL                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
MO                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             24           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
IL                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
IL                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
VT                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.9
KS                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.55
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
VA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             22           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.49
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.29
TN                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
MO                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NV                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien             7.375
CO                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             10           0     Fixed Rate 30 Yr                First Lien                 0
GA                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien             6.875
TX                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
NC                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.9
VA                        24             20           0     Fixed Rate 30 Yr                Second Lien                0
VT                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
GA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 8
DE                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
WA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.45
MA                         0              0           0     Fixed Rate 15 Yr                First Lien                 0
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
CT                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
PA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NJ                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.3
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             33           0     Fixed Rate 30 Yr                First Lien                 0
GA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              11.5
IL                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien               9.6
VA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
MI                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
VT                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              10.2
MI                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
SC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.15
IL                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
PA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NJ                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
NJ                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               5.7
IL                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
CO                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
SC                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien              9.95
GA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
TX                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.65
TX                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             22           0     Fixed Rate 30 Yr                First Lien                 0
VA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.9
MD                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.55
TX                         0              0           0     Fixed Rate 20 Yr                First Lien                 0
VT                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MO                        36             36           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0           0     Fixed Rate 20 Yr                First Lien                 0
NJ                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien               7.2
NJ                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
ME                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.5
ME                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.65
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.59
VT                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
VT                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.84
IA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.3
ME                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.4
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.65
VA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
NY                        12             10           0     Fixed Rate 30 Yr                First Lien                 0
TN                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NH                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
NC                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             22           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.7
OR                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.9
HI                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
TN                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
PA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
ME                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.35
VA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0           0     Fixed Rate 10 Yr                First Lien                 0
OK                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
WA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              5.95
IA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.95
SC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.8
SC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.49
FL                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
SC                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
WI                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 15 Yr                First Lien                 0
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.4
MD                         0              0    U            3/27 6 Mo LIBOR ARM             First Lien             7.725
IA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
ME                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
NJ                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Balloon 40/30                   First Lien                 0
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.2
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.9
GA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.55
TX                         0              0           0     Fixed Rate 15 Yr                First Lien                 0
MD                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien              7.75
IL                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
IL                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.7
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.4
ME                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.8
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.95
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.09
NC                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
IL                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
NC                         0              0    U            3/27 6 Mo LIBOR ARM             First Lien             7.615
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.4
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.85
IN                        24             23           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NC                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.3
TX                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.01
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
CO                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              5.95
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
VT                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.49
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 8
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 8
TX                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
WA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.5
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
TN                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NH                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
SC                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
PA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
ME                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
GA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.15
OH                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.45
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.55
IL                         0              0           0     Fixed Rate 15 Yr                First Lien                 0
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
WI                        36             35    U            Fixed Rate 30 Yr                Second Lien                0
ID                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.25
NY                         0              0           0     Fixed Rate 15 Yr                First Lien                 0
CT                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35    U            Balloon 40/30                   First Lien                 0
FL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.4
MD                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien               7.2
IL                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
GA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.9
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.44
TX                         0              0           0     Fixed Rate 15 Yr                First Lien                 0
ME                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
TX                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien              8.95
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
WI                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MI                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
IA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
MI                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
NH                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
AZ                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
TX                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              7.99
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.64
SC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.4
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.65
NJ                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             10           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.1
IL                         0              0    U            3/27 6 Mo LIBOR ARM             First Lien              7.05
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
ID                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.5
SC                         0              0    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              8.39
TX                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
TX                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
TX                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.99
TX                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
IN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.59
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.04
NY                         0              0    U            3/27 6 Mo LIBOR ARM             First Lien              7.35
WI                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
SC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             10.25
AZ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
MO                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
MI                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.55
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.5
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.45
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
NJ                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
NC                         0              0    U            3/27 6 Mo LIBOR ARM             First Lien               8.4
OK                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.55
MD                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
PA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             10.14
HI                        36             35    U            Balloon 40/30                   First Lien                 0
HI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.35
NH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.65
NY                        12             10           0     Fixed Rate 30 Yr                First Lien                 0
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien                10
SC                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             33           0     Fixed Rate 30 Yr                First Lien                 0
KY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
FL                        36             33           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.5
CO                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NC                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
NJ                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
OK                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NE                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             11.35
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
RI                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.75
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
NY                        12             11    U            Balloon 40/30                   First Lien                 0
CA                        36             35    U            Balloon 40/30                   First Lien                 0
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
UT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.24
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0           0     Fixed Rate 20 Yr                First Lien                 0
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.45
NV                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.85
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             10.45
ME                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
WA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0           0     Fixed Rate 20 Yr                First Lien                 0
NY                        12             10    U            5/25 6 Mo LIBOR  ARM            First Lien               7.7
OK                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien             10.75
MS                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
NH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.65
CT                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.1
KS                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien                 8
FL                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.75
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.5
VT                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.2
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.79
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.15
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.6
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.25
SC                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien               5.5
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.35
SC                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              7.69
ME                         0              0           0     Fixed Rate 20 Yr                Second Lien                0
WA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.9
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien                 8
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
VT                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
IA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
GA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              8.18
MN                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
IN                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.49
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.8
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
AL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.9
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.9
MO                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
SC                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.4
IL                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
NJ                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.8
TX                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
TX                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
TX                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.25
HI                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
TX                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               8.8
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.55
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien                 8
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             10.99
SC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.94
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
TX                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
WI                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
FL                        36             36           0     Fixed Rate 30 Yr                Second Lien                0
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.6
IL                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             34           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.05
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
FL                        24             23           0     Fixed Rate 30 Yr                First Lien                 0
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.85
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.7
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.99
VT                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
WA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
IA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.75
CT                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NC                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
UT                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              8.35
MI                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             34    U            Balloon 40/30                   First Lien                 0
AZ                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
IN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.9
OR                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
UT                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
WI                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.6
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.05
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.45
TX                         0              0           0     Fixed Rate 20 Yr                First Lien                 0
UT                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.95
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.6
ME                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
GA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
ME                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.45
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.7
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.95
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.15
MO                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
NY                        12             10           0     Fixed Rate 15 Yr                First Lien                 0
SC                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
CT                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
WI                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien               9.3
MS                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
WI                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NJ                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
IL                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NY                        12             10           0     Fixed Rate 30 Yr                First Lien                 0
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.99
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
GA                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien               8.1
MD                         0              0           0     Fixed Rate 15 Yr                First Lien                 0
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.7
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.99
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.9
ME                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
AL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
CO                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.45
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              10.6
NC                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.95
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
OR                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 7
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
IA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
DE                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.4
IN                        24             23           0     Fixed Rate 30 Yr                First Lien                 0
MT                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
OK                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
VA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.05
TX                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              8.75
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.9
TX                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.8
TX                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.15
TX                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.15
IA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             10.15
UT                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
WA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.5
OH                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.9
CA                        36             34    U            Balloon 40/30                   First Lien                 0
ND                        36             35           0     Fixed Rate 15 Yr                First Lien                 0
GA                        36             35           0     Fixed Rate 15 Yr                First Lien                 0
TN                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
TN                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien              6.55
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.5
TN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.55
NH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
AL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.95
OK                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.75
IL                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
ID                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.79
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.15
FL                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
OH                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.84
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
NV                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
UT                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.99
UT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.45
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.39
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              8.15
AL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
WA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.29
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
AZ                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.6
AZ                        36             35           0     Fixed Rate 10 Yr                First Lien                 0
CA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CO                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.9
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.7
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             34           0     Balloon 40/30                   First Lien                 0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
VA                        36             34           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 15 Yr                First Lien                 0
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
PA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NJ                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
NV                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
IA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
TX                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.9
MO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.9
AZ                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
AZ                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
OK                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.4
CO                        36             34           0     Fixed Rate 15 Yr                First Lien                 0
TX                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
DC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.45
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.5
TX                         0              0           0     Fixed Rate 15 Yr                First Lien                 0
NC                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
NJ                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.85
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.15
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.3
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.59
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.9
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
PA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.4
AZ                        36             35    U            Balloon 40/30                   First Lien                 0
WY                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.9
WY                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.44
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             10.65
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
MO                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
AL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.75
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.8
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
FL                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              7.35
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.45
NJ                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             34    U            Balloon 40/30                   First Lien                 0
NY                        12             10           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
WA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
NC                         0              0           0     Fixed Rate 15 Yr                First Lien                 0
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CO                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
ID                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien                 9
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              5.75
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.5
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.74
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.8
AZ                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               9.5
CT                        36             34           0     Fixed Rate 30 Yr                Second Lien                0
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.35
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.7
CT                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             22           0     Fixed Rate 30 Yr                Second Lien                0
OK                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
OK                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 8
IL                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
KY                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.8
TN                        36             35           0     Fixed Rate 15 Yr                First Lien                 0
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
HI                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NH                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien                 8
TX                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.59
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NV                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.94
NJ                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.4
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.2
TN                        36             35           0     Fixed Rate 15 Yr                First Lien                 0
TN                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              7.65
NH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.8
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.9
TN                        36             35           0     Fixed Rate 15 Yr                First Lien                 0
CA                        36             34           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.25
FL                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.9
HI                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MN                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
AL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.45
MI                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
IL                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
NJ                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
ID                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.49
FL                        24             19    U            2/28 6 Mo LIBOR ARM             First Lien              5.55
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               8.2
PA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
CO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.45
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.4
FL                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
ID                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien                 7
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.3
TX                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.25
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.7
AZ                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.45
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NH                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.95
RI                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
CO                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CO                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
WA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien                 8
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
CA                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
TX                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               6.8
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.25
TX                        36             36           0     Fixed Rate 30 Yr                First Lien                 0
CA                        12             10           0     Balloon 40/30                   First Lien                 0
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              5.99
OK                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.3
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.7
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.45
SC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              10.1
SC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.3
NH                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
WA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 8
WA                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              7.59
CA                        24             22    N            2/28 6 Mo LIBOR ARM             First Lien              7.99
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
CO                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
AZ                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.79
WA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
MO                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.2
MO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.95
MI                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
CO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.7
CA                        36             35           0     Fixed Rate 20 Yr                First Lien                 0
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
AL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.45
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.65
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.3
NH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.9
OK                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
GA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.7
NE                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
KY                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
NE                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.19
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.9
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CT                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
TN                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.3
TN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 8
WY                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.5
OK                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
UT                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien             6.875
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.3
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien               5.5
KY                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
MO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.35
MA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.1
KY                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.19
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.25
NH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.54
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.25
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.65
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.1
GA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
GA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NC                         0              0           0     Fixed Rate 15 Yr                First Lien                 0
FL                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
NJ                         0              0           0     Fixed Rate 20 Yr                First Lien                 0
UT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.15
AZ                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.45
AZ                        24             22    N            2/28 6 Mo LIBOR ARM             First Lien              6.44
AZ                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
OK                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.2
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.4
TX                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
AL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.25
MO                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
RI                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien              8.45
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
TX                        24             20    N            2/28 6 Mo LIBOR ARM             First Lien              7.15
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.45
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.05
MO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.29
PA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NH                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.45
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.9
TN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.9
TX                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
GA                        24             22           0     Fixed Rate 30 Yr                First Lien                 0
LA                        24             22           0     Fixed Rate 30 Yr                First Lien                 0
TN                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
TN                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
TN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 9
TN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.7
TN                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.1
PA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
NH                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien             8.525
CT                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.29
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.94
WA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             34           0     Fixed Rate 15 Yr                Second Lien                0
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.4
IL                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.6
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.35
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.75
FL                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               6.5
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.69
FL                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.99
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
PA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.59
NJ                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
GA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.69
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.55
ME                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
RI                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              7.35
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.5
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
CA                        36             35           0     Fixed Rate 20 Yr                First Lien                 0
IL                         0              0           0     Fixed Rate 15 Yr                First Lien                 0
MI                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.45
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.25
TX                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.8
FL                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.1
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.29
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NJ                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.65
AZ                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              9.35
NY                        12             10           0     Fixed Rate 30 Yr                First Lien                 0
UT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.1
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.7
MD                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
KS                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.5
CA                        36             35    U            Balloon 40/30                   First Lien                 0
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.3
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
MI                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
VT                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.75
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
NH                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.64
CT                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
CT                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.29
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
VA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.2
GA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 8
TN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
MT                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.8
AL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien              6.45
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
WA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             6.625
NY                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.54
ID                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
IL                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.7
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.59
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.05
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.74
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.05
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.35
CA                        36             35    U            Balloon 40/30                   First Lien                 0
IA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.1
RI                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.49
KY                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.85
IL                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MI                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
MI                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             10.95
MT                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.35
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
KY                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.79
CO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.7
GA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
IN                        24             22    N            2/28 6 Mo LIBOR ARM             First Lien              9.75
AZ                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.5
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.1
NH                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
GA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.35
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
NC                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.45
AL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.35
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
GA                        24             23           0     Fixed Rate 30 Yr                First Lien                 0
WA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             34           0     Fixed Rate 20 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              10.7
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.25
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.5
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NV                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NV                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.25
GA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.35
SC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.5
CO                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
KY                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.5
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.95
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien                 7
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.19
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.65
GA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.8
NH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 8
NV                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              10.8
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
WA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.95
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
TN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.6
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              6.99
FL                        24             22    N            2/28 6 Mo LIBOR ARM             First Lien               6.3
GA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
IN                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
AL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
PA                         0              0    U            6 Mo LIBOR ARM 30 Yr            First Lien               7.1
CA                        36             35    U            Balloon 40/30                   First Lien                 0
KY                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.19
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.05
PA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
WY                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.15
KY                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             7.125
RI                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
UT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.5
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.3
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
TX                        24             23           0     Fixed Rate 30 Yr                First Lien                 0
CA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
GA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.05
FL                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
SC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.6
GA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CT                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CT                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
VA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.8
TX                        24             24    U            2/28 6 Mo LIBOR ARM             First Lien               8.4
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.1
WA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
MD                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.3
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
RI                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              6.29
VA                        24             22           0     Fixed Rate 30 Yr                Second Lien                0
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.19
CT                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MI                        24             22           0     Fixed Rate 30 Yr                Second Lien                0
CT                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             10           0     Fixed Rate 30 Yr                First Lien                 0
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              5.99
CA                        36             35           0     Fixed Rate 15 Yr                Second Lien                0
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien                10
PA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
GA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
GA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.5
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             10.85
ME                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.85
NH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.95
OR                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.35
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.1
AL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.4
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             10.15
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.2
CT                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.75
MA                         0              0    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              6.15
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
GA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.45
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
OR                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.59
GA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
OR                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
PA                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien               7.8
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             22           0     Fixed Rate 30 Yr                Second Lien                0
OR                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 8
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.4
ID                        36             35           0     Fixed Rate 30 Yr Rate Reduction First Lien                 0
KY                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.05
MA                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien             5.613
CT                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
GA                        36             34    U            3/27 6 Mo LIBOR ARM             First Lien              7.85
NJ                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien                 7
CO                        36             36           0     Fixed Rate 30 Yr                First Lien                 0
AL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.4
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.75
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
TN                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
AL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.9
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.54
OR                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
DE                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.7
PA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
RI                        12             11           0     Fixed Rate 30 Yr                Second Lien                0
MT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.65
MT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.6
GA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.5
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.75
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.14
TN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.1
TN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.3
TN                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              7.79
TN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.05
TN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.7
OR                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.05
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.25
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.15
KY                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.3
PA                        36             35    N            3/27 6 Mo LIBOR ARM             First Lien              5.65
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.5
CO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.5
WA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.6
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.1
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.55
GA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.45
AL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 8
TN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.74
TN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.75
TN                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             34    U            Balloon 40/30                   First Lien                 0
WA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CT                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.95
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.45
NJ                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
GA                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien              7.85
PA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
KS                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.9
ME                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
OR                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
KY                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.35
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             11.45
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               5.5
RI                        12             10           0     Fixed Rate 30 Yr                First Lien                 0
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.5
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              11.8
PA                        36             35           0     Fixed Rate 20 Yr                First Lien                 0
PA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
PA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NJ                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.1
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.05
WI                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien              9.65
VT                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
MO                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.25
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.25
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              5.89
TX                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.6
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
OR                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.9
MO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.5
MO                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.35
CT                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
CT                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
ME                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.9
ME                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.3
ND                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.99
MI                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
VA                        36             34           0     Fixed Rate 15 Yr                Second Lien                0
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.85
PA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.05
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.89
NH                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.05
CA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.25
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.6
MO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.79
AR                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.8
GA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               8.3
GA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
GA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.7
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.7
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.69
CA                        24             22           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.1
WI                         0              0    U            6 Mo LIBOR ARM 30 Yr            First Lien             8.979
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.3
GA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.25
AL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.4
AL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        12             11           0     Fixed Rate 30 Yr                Second Lien                0
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.79
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.35
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.05
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.5
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              7.15
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.45
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              10.2
KY                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.8
KY                        36             35           0     Balloon 40/30                   First Lien                 0
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.75
CO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 7
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.29
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.25
IL                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.8
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.4
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.8
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.2
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
AR                        36             35           0     Fixed Rate 15 Yr                First Lien                 0
IA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.55
FL                        36             34    N            5/25 6 Mo LIBOR  ARM            First Lien              8.75
ME                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.6
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.8
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.05
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.15
CT                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.3
CT                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
OR                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.7
UT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.75
VT                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.5
VT                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
NH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.8
MO                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              8.95
GA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NC                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.6
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              10.4
IL                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35    U            Fixed Rate 30 Yr                First Lien                 0
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.35
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.55
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              5.99
MO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.45
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien                 7
TX                         0              0           0     Fixed Rate 15 Yr                First Lien                 0
NV                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
GA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.65
MO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.74
IN                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.45
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.64
NY                        12             10           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.99
NY                        12             11    U            3/27 6 Mo LIBOR ARM             First Lien              6.44
TX                         0              0           0     Fixed Rate 20 Yr                First Lien                 0
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.6
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.75
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.2
FL                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.39
GA                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien             9.275
NJ                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien              8.45
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.1
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.05
GA                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              6.45
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.4
OR                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.55
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.65
FL                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien              5.25
MD                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             34           0     Fixed Rate 30 Yr                Second Lien                0
VA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
KY                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.65
NH                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.55
GA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.25
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.4
TX                         0              0           0     Fixed Rate 15 Yr                First Lien                 0
NY                         0              0    U            5YR IO 3/27 6 Mo LIBOR ARM      First Lien               6.5
GA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.25
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.79
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.49
AZ                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.69
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.25
NY                        12             10           0     Fixed Rate 30 Yr                First Lien                 0
DE                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
TN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
TN                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.3
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.25
TN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.5
SC                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien               6.8
IN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.95
CA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
FL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.5
DE                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              8.34
KY                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.85
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.2
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.19
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.4
WI                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.05
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CO                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.45
RI                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              7.19
PA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
AZ                        24             22    N            2/28 6 Mo LIBOR ARM             First Lien               7.9
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.9
PA                        24             23           0     Fixed Rate 30 Yr                First Lien                 0
NH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.24
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.75
NH                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien               6.9
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.9
FL                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.55
MI                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               8.8
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.19
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             22           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien               8.8
KS                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.9
MS                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
RI                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.75
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.6
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.25
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.86
GA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.1
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.2
NC                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
CO                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.34
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             11.25
NH                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien                12
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.55
KY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
ID                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.65
ID                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               8.1
FL                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.55
SD                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.94
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             11.55
CT                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.3
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.2
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.9
WI                        36             35           0     Fixed Rate 15 Yr                First Lien                 0
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.4
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
CT                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
VA                        30             29           0     Fixed Rate 30 Yr                First Lien                 0
TN                        36             34           0     Fixed Rate 15 Yr                First Lien                 0
KS                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.4
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
ME                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien               8.1
GA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.94
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.5
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.4
NY                        12             11    U            3/27 6 Mo LIBOR ARM             First Lien              5.35
NY                        12             10    U            3/27 6 Mo LIBOR ARM             First Lien               5.5
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               8.7
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
GA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.09
VA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien             6.031
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
IL                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien              9.65
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.05
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.45
TN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.55
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
CO                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.6
RI                        12             10    U            2/28 6 Mo LIBOR ARM             First Lien              6.55
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.99
MO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.29
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.1
FL                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.1
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.8
PA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
IN                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien              9.35
KY                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.19
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
NH                        24             23           0     Balloon 40/30                   First Lien                 0
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.95
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             11.05
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              10.1
FL                        36             35           0     Fixed Rate 15 Yr                First Lien                 0
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.85
MS                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.35
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MS                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.8
LA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.69
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             10.14
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.9
GA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.35
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.65
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              11.5
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien                 6
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.95
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             22           0     Fixed Rate 30 Yr                Second Lien                0
NY                        12             10           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             10           0     Fixed Rate 30 Yr                First Lien                 0
VT                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.94
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.55
MO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             10.25
TX                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien             10.85
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.45
WA                        36             34    U            5/25 6 Mo LIBOR  ARM            First Lien               6.7
FL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.9
ME                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
OR                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NV                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.8
FL                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
IN                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
SC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.59
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.65
GA                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               8.8
PA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              10.6
MO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.3
IA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.2
NH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.55
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CT                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
FL                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien              8.45
FL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.35
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.05
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.69
GA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.35
ID                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
ME                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.15
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.95
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.95
UT                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.75
TX                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien              6.95
OK                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.5
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.75
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.15
FL                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
AL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.2
PA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.4
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.9
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.59
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.19
AZ                        24             22    N            2/28 6 Mo LIBOR ARM             First Lien               8.6
CA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien               8.2
MO                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             22    N            2/28 6 Mo LIBOR ARM             First Lien               6.6
OK                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.1
LA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.15
GA                        24             23           0     Fixed Rate 30 Yr                First Lien                 0
MO                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
ME                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
KY                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 9
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.55
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.85
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.39
CT                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.29
SD                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien              7.95
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.5
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.65
VT                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
OK                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.65
NJ                         0              0    U            3/27 6 Mo LIBOR ARM             First Lien             6.975
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.35
CO                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
IN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.5
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.5
KS                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.15
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
PA                        36             34           0     Fixed Rate 20 Yr                First Lien                 0
IN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.55
GA                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien              6.99
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.35
ME                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.7
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
ME                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.9
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              5.99
TX                         0              0           0     Fixed Rate 20 Yr                First Lien                 0
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              11.6
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
GA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.45
AR                        36             35           0     Fixed Rate 20 Yr                First Lien                 0
CO                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.5
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.5
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.35
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             10.55
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.2
VT                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien              7.65
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
MI                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.3
ME                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0           0     Fixed Rate 15 Yr                First Lien                 0
FL                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.35
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.6
NY                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.75
NY                        12             10    U            2/28 6 Mo LIBOR ARM             First Lien              5.25
NY                        12             10           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             10           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              8.75
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien                 7
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.05
RI                        12             10           0     Fixed Rate 20 Yr                First Lien                 0
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.35
VA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.25
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.5
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.4
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.75
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.8
IN                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien                 8
MD                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.65
IN                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              8.35
IN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.45
TX                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien             6.875
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
GA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.15
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
PA                        24             23           0     Fixed Rate 15 Yr                First Lien                 0
VA                        24             22    N            2/28 6 Mo LIBOR ARM             First Lien             6.875
VA                        24             22    N            2/28 6 Mo LIBOR ARM             First Lien               7.2
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              8.09
SC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             10.15
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.1
TN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.05
CT                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien              6.85
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
GA                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien              9.05
MO                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
IN                        24             23           0     Fixed Rate 30 Yr                First Lien                 0
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
ME                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               5.6
AR                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.65
IN                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              8.54
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.35
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.96
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.99
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.6
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.7
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.4
MS                        24             23           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.04
FL                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              6.84
NY                        12             10    U            2/28 6 Mo LIBOR ARM             First Lien               6.5
PA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
IA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
ME                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
PA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MO                        24             24    U            2/28 6 Mo LIBOR ARM             First Lien                 8
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.05
TX                        24             24    U            2/28 6 Mo LIBOR ARM             First Lien              11.8
LA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.85
NH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.9
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.4
GA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.15
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.95
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.95
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
MA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
WA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               5.8
GA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.69
MA                         0              0    U            3/27 6 Mo LIBOR ARM             First Lien               7.8
TN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 7
AZ                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
AZ                        36             34           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.35
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.9
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.49
FL                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.95
FL                        36             35    U            5YR IO 3/27 6 Mo LIBOR ARM      First Lien              6.25
NJ                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               8.2
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien                10
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.44
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             7.995
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.79
IA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MI                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.9
TX                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien             11.05
NJ                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.2
IA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.69
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.75
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.55
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
PA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.05
NJ                         0              0           0     Fixed Rate 15 Yr                First Lien                 0
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
WA                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              6.45
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.4
VA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
AZ                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MD                         0              0           0     Fixed Rate 20 Yr                First Lien                 0
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.35
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
IN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                10
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.8
VT                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.9
KY                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
NC                         0              0    U            3/27 6 Mo LIBOR ARM             First Lien             8.875
MS                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.2
VT                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.35
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
NY                        12             10           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.85
NJ                         0              0    U            3/27 6 Mo LIBOR ARM             First Lien              7.65
GA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.6
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
FL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.2
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.7
NJ                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NJ                         0              0    U            3/27 6 Mo LIBOR ARM             First Lien              7.72
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.89
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.05
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.9
DC                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.95
MA                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien               8.3
PA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CT                        24             22           0     Fixed Rate 30 Yr                First Lien                 0
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.3
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.15
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.5
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.75
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.99
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
MO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.64
MA                         0              0    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              7.85
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.95
VA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.74
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.5
MD                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.9
WI                         0              0    U            3/27 6 Mo LIBOR ARM             First Lien              6.99
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.9
MD                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.2
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.6
TX                         0              0           0     Fixed Rate 30 Yr Rate Reduction First Lien                 0
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.25
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.5
KY                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.4
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.3
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.25
VT                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.7
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               8.7
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.35
GA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.2
TX                         0              0    N            3/27 6 Mo LIBOR ARM             First Lien               8.7
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.15
IL                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien              6.25
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             10.65
AL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               5.6
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.75
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              8.45
LA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                10
MA                         0              0    U            3/27 6 Mo LIBOR ARM             First Lien              6.84
MD                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.7
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 8
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
IA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.35
MI                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MI                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MI                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MI                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
GA                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               6.3
TN                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
OR                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CT                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.15
PA                        24             23           0     Fixed Rate 30 Yr                First Lien                 0
NJ                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               8.6
NJ                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.65
NJ                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.65
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              10.2
VA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
WA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.7
MO                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               8.6
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.54
IN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.3
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.84
VA                        36             32           0     Fixed Rate 30 Yr                First Lien                 0
MI                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NV                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
VA                        24             22    U            5/25 6 Mo LIBOR  ARM            First Lien               6.3
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.5
MO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.8
IN                        24             23           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.95
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.75
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.29
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             12.12
ME                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.4
HI                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.55
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.65
MN                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.69
MI                        24             23           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.05
GA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
PA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        12             10    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.25
NJ                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.75
TX                         0              0           0     Fixed Rate 30 Yr Rate Reduction First Lien                 0
AR                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.1
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien                 8
GA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.49
TX                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.8
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
FL                        36             35           0     Fixed Rate 15 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
VT                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.7
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien                 6
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.25
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
WI                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien                 8
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
IN                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               6.8
FL                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
VA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NV                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               9.7
RI                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien                 7
MA                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien               6.6
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.19
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.3
OK                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.9
OK                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               7.9
OK                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.6
OK                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.65
OK                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.6
TX                         0              0           0     Fixed Rate 20 Yr                First Lien                 0
WI                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.9
MD                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien               9.4
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.75
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.2
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.85
PA                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien             8.475
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             10.44
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.95
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              10.7
FL                        36             34    U            5/25 6 Mo LIBOR  ARM            First Lien              6.75
FL                        36             35           0     Fixed Rate 15 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.65
CO                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.2
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
IN                        24             23           0     Fixed Rate 30 Yr                First Lien                 0
IN                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.9
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.7
VA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien                 7
UT                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               8.8
NJ                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.35
NY                        12             10    U            2/28 6 Mo LIBOR ARM             First Lien               5.9
CA                        36             35    U            Balloon 40/30                   First Lien                 0
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.2
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.05
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.9
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.8
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.25
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.34
TX                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien              11.3
UT                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.5
NH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.95
NJ                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
NH                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
MS                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.35
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.85
TX                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              7.95
DC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.65
DC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
DC                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
IA                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien               9.8
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             10.54
RI                        12             10           0     Fixed Rate 15 Yr                First Lien                 0
NY                        12             10           0     Fixed Rate 30 Yr                First Lien                 0
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.45
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.75
VT                         0              0    U            3/27 6 Mo LIBOR ARM             First Lien              8.99
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.8
VA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.2
CT                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
MD                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien              9.85
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.94
IN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.5
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.8
CT                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
ME                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien              6.55
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.99
CT                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             11    U            5/25 6 Mo LIBOR  ARM            First Lien               8.6
NY                        12             10    U            2/28 6 Mo LIBOR ARM             First Lien               5.8
NY                        12             10    N            2/28 6 Mo LIBOR ARM             First Lien              9.49
IN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.3
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.35
GA                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien             10.05
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.3
VA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
VA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
VA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.6
FL                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              8.35
VT                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.3
CA                        12             10    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
RI                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              7.45
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.19
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.2
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.75
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.09
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.95
TX                        24             24    U            2/28 6 Mo LIBOR ARM             First Lien              7.64
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.9
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.9
IL                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
MI                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
UT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.75
VT                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
CT                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
PA                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
MI                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien               7.5
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.99
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.1
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
CA                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
FL                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.65
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.05
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.3
NV                        24             23    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.95
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.85
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              11.2
IN                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              9.65
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.45
NJ                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.95
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.65
MI                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.4
AZ                        24             21    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               8.1
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.7
IN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             10.05
VT                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.55
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.45
HI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
TX                         0              0           0     Fixed Rate 30 Yr Rate Reduction First Lien                 0
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.7
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien                 8
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.15
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.5
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             10.85
HI                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.9
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.35
FL                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
KS                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien             10.45
SC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.25
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
IN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.95
KY                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               6.5
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.25
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.7
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
TX                         0              0           0     Fixed Rate 15 Yr Rate Reduction First Lien                 0
KS                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.85
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.4
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
VA                        24             23           0     Fixed Rate 30 Yr                First Lien                 0
NC                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.8
WI                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.8
WI                         0              0    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              7.79
WI                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
WI                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               8.4
CO                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.85
IN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.9
NH                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
WA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.65
WA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.65
ID                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
KY                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.65
CT                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               8.5
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.3
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
DE                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.15
DE                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.15
CT                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.15
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
IL                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien              8.25
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               5.5
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.55
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.7
RI                        12             10           0     Fixed Rate 30 Yr                First Lien                 0
NY                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
NJ                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
AZ                        24             23    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.8
IN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.5
UT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.45
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.49
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.6
MI                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             22    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.45
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.84
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
WI                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien              8.85
GA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.3
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.65
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.5
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             10.75
CA                        24             22    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.05
MO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.3
LA                        24             22    N            2/28 6 Mo LIBOR ARM             First Lien              7.59
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.8
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
TX                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.5
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.45
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              10.9
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.59
MO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.89
MA                         0              0    U            40/30 BAL 5/25 6 Mo LIBOR ARM   First Lien              7.85
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.89
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.35
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.5
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.75
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              10.2
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             10.25
MT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.94
AZ                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien                 8
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.69
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              5.49
IN                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien                 7
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.05
VA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
MI                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
RI                        12             10           0     Fixed Rate 30 Yr                First Lien                 0
GA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.55
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.99
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.55
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              5.99
VA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
TX                        36             33    N            5/25 6 Mo LIBOR  ARM            First Lien               6.9
TX                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               9.5
NC                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien               7.5
MA                         0              0    U            6 Mo LIBOR ARM 30 Yr            First Lien              7.25
GA                         0              0    N            6 Mo LIBOR ARM 30 Yr            First Lien               9.3
CA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.65
GA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.4
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.9
LA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.3
IL                         0              0    U            3/27 6 Mo LIBOR ARM             First Lien              9.05
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.55
IL                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien              9.14
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien                 6
PA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.25
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.96
MO                        36             34    U            5/25 6 Mo LIBOR  ARM            First Lien              8.15
ID                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.4
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.64
MI                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
CT                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
KS                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              11.5
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.75
VT                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.75
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              10.4
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.3
VA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.15
MA                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
TX                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               9.4
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.85
RI                        12             10    U            2/28 6 Mo LIBOR ARM             First Lien              5.15
FL                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.4
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.8
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.64
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.5
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.45
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               6.2
FL                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
TX                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              5.69
MI                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MI                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
DE                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
CA                        36             34           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.35
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.8
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
RI                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
PA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.19
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.75
TX                        36             35    U            2/28 6 Mo LIBOR ARM             First Lien              8.75
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.3
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 9
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.1
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.85
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               5.9
AL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.65
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien                 9
CA                        36             34           0     Fixed Rate 30 Yr                Second Lien                0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
IN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.1
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.15
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.74
TX                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              9.25
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 9
AZ                        36             35    U            5YR IO 3/27 6 Mo LIBOR ARM      First Lien             6.165
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.3
SC                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien              7.89
NY                        12             10           0     Fixed Rate 15 Yr                First Lien                 0
MS                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.95
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.8
CA                        24             22    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.6
WA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.55
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 8
TX                        24             24    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
TX                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
TX                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              7.75
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.15
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.3
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.49
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.85
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.35
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.85
MI                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
OK                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               5.6
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.84
TX                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 9
TX                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
SC                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien              8.95
PA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              8.05
ME                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien               7.7
NJ                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
NY                         0              0    U            Fixed Rate 30 Yr                Second Lien                0
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.45
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.55
CO                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.4
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
KY                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.9
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.2
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
FL                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien               9.6
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.65
CT                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               8.1
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.2
KY                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.2
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.95
SC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.85
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
NH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
IA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              10.5
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.9
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.45
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.55
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
IN                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              6.85
FL                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
NV                        24             22           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             33           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             22    N            2/28 6 Mo LIBOR ARM             First Lien                 7
NE                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 9
FL                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien             6.675
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.15
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.6
FL                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              9.05
NY                        12             11    U            3/27 6 Mo LIBOR ARM             First Lien              6.35
NV                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
MN                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
VA                        30             29           0     Fixed Rate 30 Yr                First Lien                 0
PA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               8.3
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.5
AZ                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               8.9
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.55
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.15
CA                        36             34           0     Fixed Rate 30 Yr                Second Lien                0
VA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
GA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.45
RI                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
GA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             8.028
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.45
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.25
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.9
OR                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               6.6
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             10.85
GA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
GA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
IL                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien              6.25
NY                        12             10           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.7
IN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.54
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             10.05
NJ                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.45
WA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.49
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.19
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.4
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.1
CO                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.15
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.25
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.2
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.45
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.25
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
IL                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               8.7
HI                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.7
MI                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               6.8
RI                        12             10    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.99
TX                        24             24    U            2/28 6 Mo LIBOR ARM             First Lien              9.09
CT                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien                11
NC                         0              0    U            3/27 6 Mo LIBOR ARM             First Lien              9.15
WI                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien              7.15
VA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.25
FL                        36             34    U            5/25 6 Mo LIBOR  ARM            First Lien              5.95
CO                        36             34    U            Fixed Rate 30 Yr Rate Reduction First Lien                 0
MA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien              9.45
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.75
MO                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               8.9
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.65
NE                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.19
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             11.05
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.4
PA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.89
CA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             35           0     Balloon 40/30                   First Lien                 0
CA                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               6.7
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.9
IN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.35
PA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
MS                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.3
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              8.45
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
WA                        24             22    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.6
CT                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             10           0     Fixed Rate 30 Yr                First Lien                 0
TX                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               6.9
SD                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.1
WY                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.25
NY                        12             11    U            5/25 6 Mo LIBOR  ARM            First Lien              9.75
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.35
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.9
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.3
SC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.25
GA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.39
RI                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.85
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.35
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.1
NH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.54
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.05
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien                 7
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0           0     Fixed Rate 30 Yr Rate Reduction First Lien                 0
MD                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien               8.2
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.6
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.5
NH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.8
CA                        36             34           0     Fixed Rate 20 Yr                Second Lien                0
TX                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien               7.7
CA                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              7.05
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.49
NE                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.85
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             11.35
AZ                        24             23    N            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              7.65
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
MO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.4
TX                        36             34           0     Fixed Rate 20 Yr                First Lien                 0
ID                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.2
AL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.6
NH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              11.4
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
MA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.8
IN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.85
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.6
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.7
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
MI                        36             35           0     Fixed Rate 20 Yr                First Lien                 0
FL                        36             35    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.05
ME                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.95
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien             6.625
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.99
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.45
MI                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
NV                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              8.99
NV                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.35
NV                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.9
NV                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.7
TX                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien              6.25
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.99
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.95
CA                        36             34    U            Balloon 40/30                   First Lien                 0
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.25
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.85
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.95
TX                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              5.64
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.79
NY                        12             10    U            2/28 6 Mo LIBOR ARM             First Lien               6.5
TN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              11.2
TN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.9
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.6
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.2
FL                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              6.45
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.35
PA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              8.75
NV                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.45
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.05
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.45
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.55
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.2
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.5
VT                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             7.625
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.85
MI                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             10.95
MO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              11.7
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.65
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
DE                        36             35    U            40/30 BAL 5/25 6 Mo LIBOR ARM   First Lien              7.15
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              8.35
MO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.4
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.1
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.35
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.8
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.3
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.45
FL                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               7.6
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.24
MO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.65
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.1
CA                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              6.99
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
TX                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien              8.64
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.44
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.75
MI                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.5
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.65
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
TX                        24             21    N            2/28 6 Mo LIBOR ARM             First Lien              6.45
RI                        12             10           0     Fixed Rate 30 Yr                Second Lien                0
CO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.65
CO                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien                 8
MI                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien              9.25
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.7
CA                        24             23    U            6 Mo LIBOR ARM 30 Yr            First Lien              5.89
CA                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               8.2
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             11.75
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.65
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.35
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.85
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.95
TX                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien               8.5
RI                        12             10    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.99
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.4
WA                        24             22    N            2/28 6 Mo LIBOR ARM             First Lien              6.89
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.65
IN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             9.467
IN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.95
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             10           0     Fixed Rate 30 Yr                First Lien                 0
NV                        24             22    N            2/28 6 Mo LIBOR ARM             First Lien              6.45
NV                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.35
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.75
AZ                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              9.95
NY                        12             11           0     Fixed Rate 15 Yr                First Lien                 0
WA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.25
KS                         0              0    N            15/15 6 Mo LIBOR ARM            First Lien              7.85
RI                        12             10           0     Fixed Rate 30 Yr                First Lien                 0
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.15
OK                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              9.59
OK                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              9.59
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
NJ                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.55
RI                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
RI                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
AR                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.65
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.95
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.7
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              11.2
NY                        12             11    N            2/28 6 Mo LIBOR ARM             First Lien              7.45
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.8
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.24
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 9
TX                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              9.35
MA                         0              0    U            5YR IO 3/27 6 Mo LIBOR ARM      First Lien             7.675
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.05
CO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.94
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien                 7
MA                         0              0    U            40/30 BAL 3/27 6 Mo LIBOR ARM   First Lien              7.25
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.6
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.75
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.1
NY                        12             10    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.25
PA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              8.19
CO                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.15
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.84
IA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.1
IA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.85
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.3
VA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               8.3
IL                         0              0    U            3/27 6 Mo LIBOR ARM             First Lien              6.75
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.75
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              10.1
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.95
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
RI                        12             10           0     Fixed Rate 30 Yr                First Lien                 0
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
NH                        36             35    U            2/28 6 Mo LIBOR ARM             First Lien              7.25
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.35
CO                        36             34    U            5/25 6 Mo LIBOR  ARM            First Lien              6.35
OR                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.5
MA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.1
IL                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien              9.66
CT                        36             35           0     Fixed Rate 15 Yr                First Lien                 0
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.35
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.78
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
WA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.35
HI                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
GA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.35
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.45
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.75
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.25
TX                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien               7.7
SC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.9
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.45
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.45
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.35
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.65
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.5
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              11.3
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.7
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.8
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.7
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.65
HI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.5
FL                        12             10    U            2/28 6 Mo LIBOR ARM             First Lien              7.45
VA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.2
MO                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              10.4
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.35
MI                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              8.15
NH                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.95
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.5
NJ                         0              0    U            3/27 6 Mo LIBOR ARM             First Lien              7.99
IA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien                 9
NV                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
NV                        24             22    N            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              6.15
TX                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
GA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
RI                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               6.7
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.24
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
TX                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               8.5
MD                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.35
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.45
AL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 9
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.95
PA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
OR                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien             6.375
TN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.8
TN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                10
TN                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               8.3
IN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.65
PA                        24             22    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               6.4
DE                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.4
CA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
GA                        36             34           0     Fixed Rate 20 Yr                First Lien                 0
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               7.3
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
SC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
NH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.95
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.09
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.4
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.55
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.34
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.99
FL                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               8.6
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
FL                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              8.35
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.7
NH                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              6.85
NH                        36             35    U            40/30 BAL 5/25 6 Mo LIBOR ARM   First Lien             7.625
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.05
NY                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.55
KY                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 7
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.99
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.2
NH                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              5.85
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.4
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.3
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.7
VA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.74
PA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
RI                        12             10    U            2/28 6 Mo LIBOR ARM             First Lien               6.9
NC                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.65
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.4
CA                        24             22    N            2/28 6 Mo LIBOR ARM             First Lien              6.19
WA                        12             11    N            2/28 6 Mo LIBOR ARM             First Lien              10.5
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             10.05
CA                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               8.8
CA                        36             34           0     Fixed Rate 15 Yr                First Lien                 0
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
UT                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               8.1
TN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               5.9
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.8
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.5
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.85
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.4
GA                        36             34           0     Fixed Rate 20 Yr                First Lien                 0
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.7
WA                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              7.35
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.35
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               8.3
AL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.79
WA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.35
CA                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             10.45
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
MO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             10.99
MO                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien             10.45
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.05
CA                        24             22    N            2/28 6 Mo LIBOR ARM             First Lien               6.9
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.9
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.2
CA                        36             34    U            5/25 6 Mo LIBOR  ARM            First Lien              6.39
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.2
FL                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien              6.55
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
WA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
AL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 8
CA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.9
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.6
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
CA                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
WA                        24             22    N            2/28 6 Mo LIBOR ARM             First Lien               8.8
VA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.5
MO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.6
RI                        12             12    U            2/28 6 Mo LIBOR ARM             First Lien               7.1
GA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.9
RI                        12             10           0     Fixed Rate 30 Yr                First Lien                 0
VA                        36             34           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.85
VA                         0              0    U            6 Mo LIBOR ARM 30 Yr            First Lien              9.22
IN                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              8.45
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.89
NY                        12             10    U            2/28 6 Mo LIBOR ARM             First Lien              6.85
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               7.7
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.95
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.65
FL                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              9.35
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.8
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.29
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             11.45
CO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.8
FL                        24             22    N            2/28 6 Mo LIBOR ARM             First Lien               7.5
MD                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
NJ                         0              0    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               8.9
TX                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               9.2
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.6
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.04
NC                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.65
CA                        36             34    U            5/25 6 Mo LIBOR  ARM            First Lien               8.7
WY                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.3
CA                        24             23    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.95
NH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 9
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.95
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.7
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.7
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.9
KY                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               8.1
TN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.9
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.9
GA                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              8.74
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             10.45
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.5
AL                        36             35    U            2/28 6 Mo LIBOR ARM             First Lien              9.15
GA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
GA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.55
GA                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               8.9
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.8
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.4
MT                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.8
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              5.35
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
AL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.45
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              10.1
VT                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.7
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.75
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.55
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.8
MO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.3
MD                         0              0    U            3/27 6 Mo LIBOR ARM             First Lien              9.25
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.1
TX                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               9.6
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.49
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.94
CO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.99
MI                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien              8.25
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.35
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.9
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.65
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 7
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 6
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.2
NC                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.1
PA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CT                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             34    U            3/27 6 Mo LIBOR ARM             First Lien               5.8
MA                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien              6.99
TX                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
ME                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              5.95
TX                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              8.95
IN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             10.05
TX                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
SC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.35
PA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
GA                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               8.9
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.75
NY                        12             10           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               7.5
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.2
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
SC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.55
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.14
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.09
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.25
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               6.9
NV                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              6.85
NV                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.75
NV                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.7
MD                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.2
TN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.55
GA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.5
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.6
MD                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.35
GA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               5.9
TX                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.85
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.05
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.55
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.7
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.35
MA                         0              0    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              6.45
NC                        30             29           0     Fixed Rate 30 Yr                First Lien                 0
TX                        12             10    U            2/28 6 Mo LIBOR ARM             First Lien               6.6
CT                        36             34    U            5/25 6 Mo LIBOR  ARM            First Lien              6.55
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
HI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 8
AL                        36             35           0     Fixed Rate 15 Yr                First Lien                 0
TX                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              7.84
CA                        36             35    U            Balloon 40/30                   First Lien                 0
PA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               6.3
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.8
DE                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.7
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.6
FL                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.2
ME                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.55
HI                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.15
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.2
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.7
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               6.9
CA                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               6.3
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.15
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.35
RI                        12             10           0     Fixed Rate 30 Yr                First Lien                 0
NH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              5.85
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.8
TX                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien              8.95
FL                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              7.35
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NJ                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien              8.55
RI                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               9.8
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
GA                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              7.15
CA                        24             22           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.45
NY                        12             10    U            2/28 6 Mo LIBOR ARM             First Lien               6.2
OR                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.25
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 7
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
TX                        24             24    U            2/28 6 Mo LIBOR ARM             First Lien              7.55
CA                        24             22    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.3
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                10
FL                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              7.45
MI                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.8
MO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.59
FL                        36             34    U            Balloon 40/30                   First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              5.85
CT                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               6.3
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.15
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
NH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.5
NY                        12             10    U            2/28 6 Mo LIBOR ARM             First Lien              7.65
WA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.6
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.35
GA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             10.45
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.9
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.7
AL                        36             34           0     Fixed Rate 20 Yr                First Lien                 0
CO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             10.25
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              10.3
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              10.5
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             11.85
VA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
RI                        12             10    U            3/27 6 Mo LIBOR ARM             First Lien              6.35
RI                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              6.45
RI                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.69
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.8
SD                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.8
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.59
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.1
IA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             11.19
CT                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien                 8
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               6.7
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.99
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
AZ                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.9
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             10    U            2/28 6 Mo LIBOR ARM             First Lien               5.8
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.45
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
IN                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               9.2
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.45
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              6.55
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.85
FL                        24             21    U            2/28 6 Mo LIBOR ARM             First Lien               8.9
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.9
NJ                         0              0    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              5.35
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.3
MA                         0              0           0     Fixed Rate 30 Yr Rate Reduction First Lien                 0
VA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.55
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.04
CT                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
CA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.15
NY                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.95
RI                        12             10    U            2/28 6 Mo LIBOR ARM             First Lien               6.1
KY                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.7
PA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.5
FL                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               7.3
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.75
NJ                         0              0    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              6.05
PA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.8
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
AZ                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien               7.1
TX                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien               7.8
IL                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               8.2
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.35
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.25
CO                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.85
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             10.29
TX                        36             35           0     Fixed Rate 10 Yr                First Lien                 0
KY                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               7.9
MD                         0              0           0     Fixed Rate 30 Yr Rate Reduction First Lien                 0
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.6
MI                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien             8.448
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.1
TN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.14
NE                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.9
CA                         0              0    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.14
TN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.94
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.5
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NJ                         0              0    U            40/30 BAL 3/27 6 Mo LIBOR ARM   First Lien               8.7
NY                        12             10    U            5YR IO 3/27 6 Mo LIBOR ARM      First Lien              5.35
NY                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.8
GA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.9
RI                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               6.2
IN                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               7.6
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.55
GA                        24             21    N            2/28 6 Mo LIBOR ARM             First Lien               6.4
SC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.24
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.9
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
CT                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MI                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.65
NH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.25
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.75
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.4
WI                         0              0    U            40/30 BAL 6 Mo LIBOR ARM        First Lien              8.45
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.65
VA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
NJ                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.7
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.95
SC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              10.1
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
AL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               6.5
IN                        24             22           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.45
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              9.65
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              8.45
FL                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               8.8
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.8
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
AZ                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              9.35
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien             6.625
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               5.8
MI                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.7
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.25
CA                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               7.2
RI                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               6.5
RI                        12             10           0     Fixed Rate 30 Yr                First Lien                 0
CO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.7
CA                        24             23    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.95
MO                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              7.45
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.45
FL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.85
FL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.85
CA                        36             34    U            5/25 6 Mo LIBOR  ARM            First Lien               5.8
CA                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              6.45
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.3
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               8.9
TX                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               9.9
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
TX                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               7.8
TX                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              7.25
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.6
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.8
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.35
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               8.5
GA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
GA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             35           0     Fixed Rate 15 Yr                First Lien                 0
AZ                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              8.65
NY                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.85
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.3
MI                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.7
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
VT                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.5
IN                        24             23    U            3/27 6 Mo LIBOR ARM             First Lien             8.625
MO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.99
MO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.15
MO                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              8.55
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.35
GA                        36             35           0     Fixed Rate 30 Yr Rate Reduction First Lien                 0
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.7
NJ                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
MI                        36             35    U            Balloon 40/30                   First Lien                 0
WA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             10.65
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.15
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              5.55
MD                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.1
MA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.25
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.2
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.1
KS                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             11.69
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.35
NJ                         0              0    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              9.65
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               5.8
AK                         0              0    U            5YR IO 3/27 6 Mo LIBOR ARM      First Lien               7.2
GA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             10.85
NJ                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.65
GA                         0              0    U            5YR IO 3/27 6 Mo LIBOR ARM      First Lien              7.29
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.14
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.44
MI                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.6
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
AL                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien              9.45
AL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.25
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.95
MN                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.55
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              6.35
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              5.25
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               6.3
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               6.5
NY                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.25
NY                        12             10    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.1
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.3
AR                        24             23    U            2/13 6 Mo LIBOR ARM             First Lien              9.65
FL                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien                 8
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.05
TN                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             7.825
IL                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.75
IL                         0              0    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               7.8
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.45
ID                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              7.59
NY                        12             10           0     Fixed Rate 30 Yr                First Lien                 0
MD                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               5.9
FL                         0              0    U            6 Mo LIBOR ARM 30 Yr            First Lien              5.85
TX                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.34
SC                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.45
CO                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.3
TN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.09
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.05
RI                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              8.64
TX                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien              11.3
GA                        24             22    N            2/28 6 Mo LIBOR ARM             First Lien              8.84
FL                         0              0    N            6 Mo LIBOR ARM 30 Yr            First Lien              9.35
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.2
WA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.3
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.9
CT                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien              5.85
TN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.3
PA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
LA                        24             22    N            2/28 6 Mo LIBOR ARM             First Lien              9.65
NJ                         0              0           0     Fixed Rate 30 Yr Rate Reduction First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.35
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien              9.89
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 8
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.9
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.89
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.35
MO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.55
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.75
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.55
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 9
CA                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien               6.3
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.1
NH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.2
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.1
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.75
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.45
NC                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.65
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.79
FL                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              9.45
MO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.6
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              5.99
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.55
IN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.25
MO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.25
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.95
VA                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               8.5
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              5.99
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
KY                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.19
KY                        12             11    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               8.3
KY                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.65
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
GA                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              8.19
GA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.45
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.5
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               8.4
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.05
TN                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              7.45
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.5
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NH                         0              0    U            40/30 BAL 6 Mo LIBOR ARM        First Lien               7.4
AL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
TN                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
TN                        36             35    N            3/27 6 Mo LIBOR ARM             First Lien               9.3
NJ                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien               7.3
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.3
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.64
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.24
OK                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.15
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.55
VA                        24             24    U            2/28 6 Mo LIBOR ARM             First Lien              8.04
CA                        36             34    U            5/25 6 Mo LIBOR  ARM            First Lien              6.25
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.3
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.45
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.89
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.69
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.3
KY                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.9
AZ                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              6.95
SD                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.45
NV                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.95
VA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.85
FL                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.25
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.7
AR                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 8
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.25
TX                        36             35           0     Fixed Rate 20 Yr                First Lien                 0
GA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               6.1
PA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.8
KS                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien              9.85
NY                        12             10    N            2/28 6 Mo LIBOR ARM             First Lien               6.8
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.35
FL                        36             35    U            Fixed Rate 30 Yr                First Lien                 0
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.9
GA                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              7.75
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0    U            3/27 6 Mo LIBOR ARM             First Lien              7.08
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.65
AL                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              7.05
ID                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.94
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.19
RI                        12             10    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              5.49
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.4
FL                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien               8.9
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
DE                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.05
TX                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien               9.9
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.99
GA                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien              6.95
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.7
IN                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               8.9
TX                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien              8.99
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              10.2
GA                        36             34    U            5/25 6 Mo LIBOR  ARM            First Lien              7.65
GA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.6
IA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.05
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.84
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.45
DE                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.65
AL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
ID                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.29
FL                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien               7.6
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              10.5
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien                 9
NY                        12             10           0     Fixed Rate 30 Yr                First Lien                 0
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.2
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.95
TN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.8
GA                        36             35    N            3/27 6 Mo LIBOR ARM             First Lien               8.6
MI                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               8.8
CO                         0              0    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              8.55
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.39
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.6
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                10
RI                        12             11    U            3/27 6 Mo LIBOR ARM             First Lien               6.4
IN                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien                 8
CA                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien                11
GA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             8.475
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.5
IA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
MA                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien              6.65
KS                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             11.19
VA                        36             35           0     Fixed Rate 10 Yr                First Lien                 0
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.5
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.75
MO                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               8.2
MO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.5
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 6
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.25
IN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             11.55
GA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CO                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              8.35
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.5
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.8
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.75
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.3
MS                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              8.35
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                10
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.9
HI                        36             34    U            3/27 6 Mo LIBOR ARM             First Lien               7.9
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             11.35
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              5.99
NH                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien              6.29
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             10.75
GA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.15
MO                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               9.6
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
HI                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.85
FL                        36             34    U            5/25 6 Mo LIBOR  ARM            First Lien               6.9
HI                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
HI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              5.35
CA                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               7.2
NV                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.8
NJ                         0              0           0     Fixed Rate 30 Yr Rate Reduction First Lien                 0
IN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.2
CA                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien               6.8
TX                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
SC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             11.55
CA                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien               7.5
WA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.9
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.94
NY                        12             11    U            5/25 6 Mo LIBOR  ARM            First Lien               5.8
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.9
FL                        24             23    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.05
NY                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               9.6
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             7.225
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.1
KS                         0              0    U            2/13 6 Mo LIBOR ARM             First Lien              8.45
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.75
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.3
FL                        36             34           0     Fixed Rate 20 Yr                First Lien                 0
CA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.95
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.5
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.95
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.7
AL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.05
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.45
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.99
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              11.3
PA                        24             24    U            2/28 6 Mo LIBOR ARM             First Lien              9.05
TX                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.3
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.7
FL                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.84
RI                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              8.15
RI                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               7.2
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.45
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.25
VA                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              7.54
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              8.45
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
UT                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.9
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.05
NH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.95
CA                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien              6.45
GA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.3
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien                 7
GA                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               8.4
CT                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien              8.59
CT                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.15
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.8
MA                         0              0    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              6.95
ME                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.2
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.6
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.1
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.5
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.5
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.6
OR                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.5
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              7.65
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             10.55
FL                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien              7.99
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.65
ME                         0              0    U            3/27 6 Mo LIBOR ARM             First Lien              6.45
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.8
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.4
WA                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              6.75
RI                        12             10    U            5/25 6 Mo LIBOR  ARM            First Lien              6.99
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.29
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
NY                        12             10    U            2/28 6 Mo LIBOR ARM             First Lien              5.65
CA                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien              6.55
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.1
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.14
ID                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.65
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               8.1
MA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.7
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.7
MA                         0              0    U            40/30 BAL 3/27 6 Mo LIBOR ARM   First Lien               7.7
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.65
VT                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.7
GA                         0              0    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              8.05
IL                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien               9.8
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.05
GA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.7
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.35
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
CT                        12             11           0     Fixed Rate 30 Yr Rate Reduction First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.15
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.6
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.8
CT                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.25
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.95
MA                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien              7.35
MS                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.9
CT                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
CT                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.99
TX                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien              7.95
FL                        36             35    U            5YR IO 3/27 6 Mo LIBOR ARM      First Lien               5.5
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.35
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien                 8
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.8
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.5
NC                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.64
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.35
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.05
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.45
AL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.65
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien             6.125
TX                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.7
TN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.65
TN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.15
IN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.95
HI                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien              5.95
PA                        36             35           0     Fixed Rate 30 Yr Rate Reduction First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.5
NC                        30             29           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.75
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
NY                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien              7.95
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.55
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.45
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.99
FL                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.55
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.4
NY                        12             10           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.19
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 9
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
MI                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
IN                        36             34    U            3/27 6 Mo LIBOR ARM             First Lien             8.525
TN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.49
NH                        12             11    U            5/25 6 Mo LIBOR  ARM            First Lien              6.49
GA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
RI                        12             10    U            2/28 6 Mo LIBOR ARM             First Lien              6.99
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.95
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.85
PA                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               7.8
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.6
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.25
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.15
PA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              9.29
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.3
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.35
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.15
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.7
PA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.75
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              5.94
FL                         0              0    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               6.4
FL                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              6.45
FL                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
CA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.85
LA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.15
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.2
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.6
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              5.99
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              4.99
VA                        24             22    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               5.5
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.7
CA                        12             10    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.7
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
UT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.6
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.1
GA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               6.6
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
IL                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.45
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             10.69
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.8
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.95
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.05
OK                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.99
NY                        12             11    U            3/27 6 Mo LIBOR ARM             First Lien              6.99
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.15
TX                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
DC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.3
DC                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.75
ME                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.6
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.6
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CO                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               6.8
ME                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.5
NY                         0              0    U            3/27 6 Mo LIBOR ARM             First Lien                 6
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              7.45
MD                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.55
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.15
GA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.55
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.55
NJ                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien              7.25
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
NY                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien             6.475
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.45
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             5.625
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.3
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.7
VA                        24             23    U            5/25 6 Mo LIBOR  ARM            First Lien             8.675
VT                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.15
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               7.5
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               6.1
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              7.45
RI                        12             10    U            2/28 6 Mo LIBOR ARM             First Lien              6.75
TX                         0              0    U            3/27 6 Mo LIBOR ARM             First Lien              8.15
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.79
CO                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.45
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.95
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             9.825
TX                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              8.15
FL                        24             24    U            2/28 6 Mo LIBOR ARM             First Lien               9.2
CO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.35
GA                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              8.99
NJ                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien              7.55
TX                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien              8.75
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             11.45
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
DE                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             10.05
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               5.5
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.59
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.25
TN                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              7.99
CA                        36             34    U            5/25 6 Mo LIBOR  ARM            First Lien              6.25
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.9
MS                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               9.2
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.55
AR                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NC                        30             29    U            5/25 6 Mo LIBOR  ARM            First Lien             7.725
MS                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.1
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.55
MO                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              8.25
MO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.9
MO                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
ME                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.45
LA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.1
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.8
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               5.9
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.7
FL                        24             22    U            5/25 6 Mo LIBOR  ARM            First Lien              5.75
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.4
MI                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              8.05
AZ                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              6.85
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.94
CA                        24             22    N            2/28 6 Mo LIBOR ARM             First Lien               7.5
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.9
NC                        24             22    N            2/28 6 Mo LIBOR ARM             First Lien              6.45
CA                        36             35    U            5YR IO 3/27 6 Mo LIBOR ARM      First Lien              5.85
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.4
FL                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              8.35
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.8
FL                        36             34    U            3/27 6 Mo LIBOR ARM             First Lien              7.35
NJ                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien              8.15
ID                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.25
MI                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.45
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             11    U            3/27 6 Mo LIBOR ARM             First Lien              5.99
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              7.69
NV                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              9.05
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.2
OK                        24             23    N            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              6.85
OK                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.45
VA                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien               6.9
ME                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.7
PA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               6.9
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.15
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.3
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.9
MI                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              8.59
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
FL                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien              5.53
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.7
MA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.75
CA                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               8.3
WI                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien               7.5
IN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.65
MO                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               6.9
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.85
WY                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien               6.2
VA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.05
NH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.5
CA                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien              8.05
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              5.95
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.45
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.95
TX                         0              0           0     Fixed Rate 30 Yr Rate Reduction First Lien                 0
AR                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.55
MA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.2
IN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.5
FL                        36             35           0     Fixed Rate 30 Yr Rate Reduction First Lien                 0
KS                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien               8.7
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.95
GA                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               9.2
RI                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               8.7
WI                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               7.5
FL                        36             34           0     Fixed Rate 15 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.9
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.75
VT                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.35
NY                        12             10           0     Fixed Rate 15 Yr                First Lien                 0
AR                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.75
FL                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.35
MA                         0              0    U            3/27 6 Mo LIBOR ARM             First Lien               9.2
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.65
TX                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               9.3
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.6
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.45
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.25
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.24
MI                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              8.99
GA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.4
MI                        36             34           0     Fixed Rate 20 Yr                First Lien                 0
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.55
GA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.1
NJ                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien              8.45
PA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              8.35
IL                         0              0           0     Fixed Rate 30 Yr Rate Reduction First Lien                 0
KY                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.5
KY                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.4
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.99
SC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              5.99
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.85
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.5
SC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              11.6
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
RI                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              8.75
GA                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien               7.7
NH                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.7
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.9
NH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.25
NJ                         0              0    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              7.54
NJ                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien              7.65
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.85
VA                        36             34           0     Fixed Rate 15 Yr                Second Lien                0
MI                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.7
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.75
AR                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.45
TX                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               8.3
TX                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              8.99
MD                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.99
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
TX                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               8.9
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               5.5
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               7.5
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               7.5
NJ                         0              0    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              7.35
MI                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              11.1
CA                        36             35    U            40/30 BAL 5/25 6 Mo LIBOR ARM   First Lien               7.3
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.8
AR                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              9.37
TX                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
UT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               5.8
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.99
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
TX                        24             22    N            2/28 6 Mo LIBOR ARM             First Lien              8.99
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              5.15
TX                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.6
ID                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.44
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.9
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.6
FL                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.8
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.3
IL                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.65
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.15
FL                        24             24    U            2/28 6 Mo LIBOR ARM             First Lien               8.8
FL                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.3
FL                        24             22    N            2/28 6 Mo LIBOR ARM             First Lien              10.4
FL                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.1
RI                        12             10    U            2/28 6 Mo LIBOR ARM             First Lien               7.5
RI                        12             10    U            2/28 6 Mo LIBOR ARM             First Lien              6.45
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.29
AZ                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.5
FL                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              7.95
NJ                         0              0    U            3/27 6 Mo LIBOR ARM             First Lien              7.35
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.5
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              7.45
AL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.9
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              11.6
CA                        24             23    N            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               6.5
MO                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien               8.3
TX                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien              8.99
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               5.3
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.65
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.15
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.4
KY                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.55
MD                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.8
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.2
IN                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.8
RI                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien                 9
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.7
AR                        36             35    U            2/28 6 Mo LIBOR ARM             First Lien              9.05
VT                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.54
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.3
NY                        12             10           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.85
GA                         0              0    U            40/30 BAL 6 Mo LIBOR ARM        First Lien               7.4
IL                         0              0    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              9.68
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.5
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.55
KY                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien             10.45
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.2
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.5
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             7.625
MA                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien               7.7
CA                        36             34    U            5YR IO 3/27 6 Mo LIBOR ARM      First Lien              5.05
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.1
HI                        12             10    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.5
DC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.55
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.35
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.45
PA                        36             34           0     Fixed Rate 15 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               6.3
FL                        24             22    N            2/28 6 Mo LIBOR ARM             First Lien               7.7
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
MI                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              8.59
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
MI                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.65
TN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.3
MT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.6
AL                         0              0    N            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               6.8
NY                        12             11    U            5/25 6 Mo LIBOR  ARM            First Lien              7.02
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.09
VA                        12             10    U            2/28 6 Mo LIBOR ARM             First Lien              6.19
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.75
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              9.75
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              8.45
MI                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              8.75
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.5
MI                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.74
MI                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
RI                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               9.7
VT                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien              7.45
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.1
WA                        24             23    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.75
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.4
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.45
MA                         0              0    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               5.8
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.65
MD                        36             35    U            Balloon 40/30                   First Lien                 0
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.25
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              5.85
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.44
WY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien             10.05
MD                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.49
TX                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien              7.75
NV                        24             22    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.84
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.7
TX                        24             23    N            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               8.3
TX                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.75
KS                         0              0    U            2/13 6 Mo LIBOR ARM             First Lien              8.15
WA                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              7.35
CA                        24             23    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.85
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.95
MI                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              7.35
MA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.8
AR                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.15
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.3
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.29
NY                        12             10    U            2/28 6 Mo LIBOR ARM             First Lien              6.85
TX                        36             34           0     Fixed Rate 15 Yr                First Lien                 0
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              8.85
FL                        24             23    U            5/25 6 Mo LIBOR  ARM            First Lien              6.85
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
IN                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien                10
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
CA                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               8.4
MD                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.65
NC                         0              0    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               8.6
FL                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               6.4
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.84
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.9
WA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.5
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.99
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.45
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.95
UT                        24             22    N            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              7.85
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.55
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.95
MO                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               9.6
FL                        12             10    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.95
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.7
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.35
CA                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              6.75
MI                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              8.15
OR                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.9
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              10.1
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.2
WA                        24             23    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.9
CA                        24             23    N            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               9.2
MD                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.6
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.25
MO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.7
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.8
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.4
NH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.65
UT                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.1
CA                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien              6.65
CA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.49
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.25
CA                        24             22    N            2/28 6 Mo LIBOR ARM             First Lien               7.2
IN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.35
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               8.9
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.4
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.6
FL                        36             34           0     Fixed Rate 30 Yr Rate Reduction First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.85
KY                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.35
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.99
NH                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.25
AZ                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.65
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.99
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.95
DC                         0              0    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               5.6
DC                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien              6.55
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.65
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.6
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.8
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.95
VA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.85
VA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.8
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.3
VA                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               7.4
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               6.2
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.5
TX                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               8.6
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.89
GA                        36             35    U            2/28 6 Mo LIBOR ARM             First Lien              9.35
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.29
WA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.25
CA                        24             22    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.15
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               7.8
MO                        24             23    U            5/25 6 Mo LIBOR  ARM            First Lien               7.9
VA                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               6.7
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.9
SC                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien               7.5
MI                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien              7.89
CA                        24             22    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.3
IN                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.25
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.35
MI                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien              9.55
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.8
MI                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien                 7
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.04
RI                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              6.45
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
CA                        36             35    U            5YR IO 3/27 6 Mo LIBOR ARM      First Lien              5.93
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.6
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.95
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.1
FL                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.45
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.9
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.19
WA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              8.35
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.89
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.5
ME                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.49
NJ                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.65
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               6.8
MT                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               8.8
FL                        36             35    U            2/28 6 Mo LIBOR ARM             First Lien              6.25
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.9
NE                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                10
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.79
IN                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              8.45
IN                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              9.84
NY                        12             11    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              7.75
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien             6.625
NH                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
CA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.6
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.45
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.65
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.8
NV                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.15
GA                         0              0    U            6 Mo LIBOR ARM 30 Yr            First Lien              8.75
ID                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.05
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.54
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.8
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.7
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.35
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              5.25
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.6
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.1
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.05
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.75
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.9
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.89
AL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.85
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.6
CA                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              6.25
FL                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien               6.4
NH                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              8.55
CT                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               8.3
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               7.5
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.35
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.7
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.25
NJ                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien              6.99
FL                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.95
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.05
CA                        24             22    N            2/28 6 Mo LIBOR ARM             First Lien                 9
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.65
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.4
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.5
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.4
KY                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.05
MD                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien              8.35
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.65
RI                        12             10    U            5/25 6 Mo LIBOR  ARM            First Lien             6.525
AL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.8
CA                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               7.8
CA                        24             22    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.85
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.59
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.64
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               6.6
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.2
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.35
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.85
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.65
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.99
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.7
WA                        24             22    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.25
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.5
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.9
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.05
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.65
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.45
OK                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.7
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.25
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.05
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
MD                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               6.7
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.15
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.25
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.99
HI                        24             23    N            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               8.1
HI                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.75
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               8.7
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 9
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.85
NJ                         0              0    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              6.15
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               6.7
CO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.1
RI                        12             10    U            2/28 6 Mo LIBOR ARM             First Lien               6.5
MA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.3
MI                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              7.85
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.4
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               8.6
NJ                         0              0    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien             8.065
GA                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              7.99
ME                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.05
NY                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.5
MI                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien             8.375
NJ                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.65
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              5.75
MI                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.59
CO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.65
TX                         0              0           0     Fixed Rate 20 Yr Rate Reduction First Lien                 0
IL                         0              0    U            40/30 BAL 3/27 6 Mo LIBOR ARM   First Lien              8.45
FL                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien                 7
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.75
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.45
VA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
GA                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               9.3
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.69
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              6.15
CO                        24             22    N            2/28 6 Mo LIBOR ARM             First Lien              7.15
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.99
RI                        12             11    U            5/25 6 Mo LIBOR  ARM            First Lien              9.25
GA                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               7.9
VA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
KY                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.4
NY                        12             10    U            2/28 6 Mo LIBOR ARM             First Lien             5.875
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.7
VA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.35
AZ                        24             24    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              7.05
NY                        12             10    U            2/28 6 Mo LIBOR ARM             First Lien               6.3
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.1
MI                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.6
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.35
IN                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               8.4
IN                        24             23    U            5/25 6 Mo LIBOR  ARM            First Lien              7.49
IN                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               8.4
NY                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien               6.8
RI                        12             11    U            40/30 BAL 5/25 6 Mo LIBOR ARM   First Lien              6.25
HI                        24             23    N            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               6.7
CA                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               6.9
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.75
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               5.8
MD                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.8
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.8
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.05
CA                        36             34    U            5/25 6 Mo LIBOR  ARM            First Lien              5.65
MI                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
TN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.8
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien              7.34
NJ                         0              0    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              7.35
CA                        24             22    N            2/28 6 Mo LIBOR ARM             First Lien               6.5
MI                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               8.5
MI                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              9.85
SC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.99
NE                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               8.5
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.5
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.7
RI                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
MO                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              9.35
FL                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.65
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.99
AZ                        24             22    N            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              5.99
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.7
FL                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien               7.1
ME                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
VT                         0              0    U            3/27 6 Mo LIBOR ARM             First Lien               7.5
VT                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien                12
NC                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.65
MI                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               6.8
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.8
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.6
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.2
FL                        24             23    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.75
MI                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              8.25
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.85
GA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.8
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien             7.475
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.15
CA                        36             34    U            5YR IO 3/27 6 Mo LIBOR ARM      First Lien              5.25
TX                        24             21    U            2/28 6 Mo LIBOR ARM             First Lien              7.15
TX                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              7.85
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.35
ME                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.45
WA                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               8.6
FL                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              8.55
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.05
MI                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien             8.115
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.9
MD                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.95
VA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.45
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.35
NJ                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.7
MN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.05
FL                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien               5.6
NY                        12             10    U            2/28 6 Mo LIBOR ARM             First Lien              6.55
CA                        36             34    U            2/28 6 Mo LIBOR ARM             First Lien              5.69
GA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.95
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.3
CA                        24             23    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.2
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.25
MI                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.9
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               8.8
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 7
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              5.99
OH                        36             33           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               7.3
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.15
RI                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              7.05
RI                        12             11    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              7.75
TN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
MI                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               8.4
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.4
NH                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien             6.775
CA                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               6.4
CA                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               5.2
TX                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               7.5
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.85
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               6.3
MI                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.1
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               6.5
GA                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              7.85
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.7
NJ                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.75
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.65
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.2
FL                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              8.55
CA                        36             34    U            40/30 BAL 5/25 6 Mo LIBOR ARM   First Lien              6.05
NV                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
NV                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.45
NV                        24             22    N            2/28 6 Mo LIBOR ARM             First Lien              6.85
MA                         0              0    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               6.7
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.6
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.74
GA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.74
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.6
MA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.45
DE                        24             22    N            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              9.45
CT                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              6.55
NH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.6
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien                 7
NY                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               8.5
CA                        36             34    U            40/30 BAL 5/25 6 Mo LIBOR ARM   First Lien               6.3
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              5.75
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             11.65
SC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
FL                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien             10.75
CA                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              5.59
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.9
RI                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              6.75
RI                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               8.4
RI                        12             10    U            2/28 6 Mo LIBOR ARM             First Lien               7.2
RI                        12             10    U            2/28 6 Mo LIBOR ARM             First Lien               9.5
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.3
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               6.9
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.25
FL                        24             23    N            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              8.75
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.1
TX                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               7.5
CA                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              6.74
CA                        36             35    U            5YR IO 3/27 6 Mo LIBOR ARM      First Lien              5.95
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.99
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.74
MD                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.75
NY                        12             10    U            3/27 6 Mo LIBOR ARM             First Lien              5.99
TN                        36             35    U            2/28 6 Mo LIBOR ARM             First Lien              7.25
CA                        24             22    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              6.35
IL                         0              0    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               6.8
ME                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
CA                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              5.99
MD                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.89
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.35
CA                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               9.4
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.99
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.39
VA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               8.8
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.7
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.1
OR                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.15
NC                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien              7.95
WA                        24             22    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              6.45
GA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.6
FL                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.25
GA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               8.2
RI                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien             7.475
MI                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
AZ                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.65
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.45
MD                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.59
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.15
RI                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               7.3
SC                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien              6.65
TN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.35
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.9
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
NY                        12             11    N            5/25 6 Mo LIBOR  ARM            First Lien              6.75
RI                        12             10    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              6.05
MO                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.9
GA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.8
GA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.89
GA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.89
PA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.9
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
CA                        36             34    U            5/25 6 Mo LIBOR  ARM            First Lien             6.665
AZ                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               8.2
VA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.7
UT                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               8.1
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.1
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             10.85
CA                        24             22    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               5.9
AZ                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               6.6
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.8
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.65
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               9.4
RI                        12             10    U            5/25 6 Mo LIBOR  ARM            First Lien               5.2
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.05
NV                        24             22    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              7.65
NV                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               7.6
FL                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien              6.99
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.5
FL                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              9.25
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.95
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.5
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
CA                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              6.65
CA                        24             23    N            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              7.65
VA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.99
FL                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               6.8
CA                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.7
MI                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.15
PA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              9.15
IL                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.5
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.35
RI                        12             10    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              7.65
CA                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              6.65
CA                        36             33    U            5/25 6 Mo LIBOR  ARM            First Lien              5.93
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.35
CA                        24             22    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               6.5
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              5.65
TX                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
CA                        36             35    U            40/30 BAL 6 Mo LIBOR ARM        First Lien              6.85
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.5
MN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.9
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.9
UT                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.75
NY                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.8
MA                         0              0    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              8.34
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.9
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 9
RI                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               7.9
AZ                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.79
MA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.45
IA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.3
CA                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               6.4
NJ                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.35
IL                         0              0    U            3/27 6 Mo LIBOR ARM             First Lien               7.9
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.75
NY                        12             10    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.25
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.45
MD                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
PA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.25
MD                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.9
NY                        12             11    U            5/25 6 Mo LIBOR  ARM            First Lien             6.605
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              9.05
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             10.15
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
CA                        36             35    U            40/30 BAL 5/25 6 Mo LIBOR ARM   First Lien              6.15
LA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.65
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             10.19
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.45
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.65
MN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.9
CA                        36             35    U            40/30 BAL 3/27 6 Mo LIBOR ARM   First Lien              5.25
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.1
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               5.6
AZ                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.59
FL                        24             22    N            2/28 6 Mo LIBOR ARM             First Lien              9.45
GA                         0              0    U            40/30 BAL 5/25 6 Mo LIBOR ARM   First Lien               9.1
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.3
TN                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien              8.65
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.95
SC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.45
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               9.9
NJ                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.65
NC                        30             29    U            3/27 6 Mo LIBOR ARM             First Lien              7.65
TX                        24             22    N            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               7.4
RI                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               8.5
CA                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              7.15
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.8
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              5.95
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               6.4
LA                        24             22    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              6.65
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.4
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
MN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.1
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.25
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.08
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.2
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.9
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               6.6
NY                        12             10    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.8
NC                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
CA                        24             23    N            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              7.65
TX                        24             22    N            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               7.3
MI                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien              7.34
MN                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
FL                        36             34    U            5/25 6 Mo LIBOR  ARM            First Lien              5.75
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.75
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.7
NY                        12             10           0     Fixed Rate 30 Yr                First Lien                 0
IL                         0              0    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               6.3
CA                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               6.6
MD                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.39
FL                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               8.3
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              5.99
RI                        12             11    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               6.5
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.9
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.44
NJ                         0              0    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               6.4
MN                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MD                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.9
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.05
FL                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien              6.99
OR                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.05
KY                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.75
MI                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien               8.1
CA                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              6.99
MI                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              8.65
SC                         0              0    N            40/30 BAL 5/25 6 Mo LIBOR ARM   First Lien               5.9
VA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
RI                        12             11    U            40/30 BAL 3/27 6 Mo LIBOR ARM   First Lien             7.125
RI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               5.5
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.4
CT                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.45
MD                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.6
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.05
NH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.25
MN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.99
CO                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              8.85
MD                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.99
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.5
NY                        12              9    U            5/25 6 Mo LIBOR  ARM            First Lien              6.69
OH                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.75
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.7
NY                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.99
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               8.3
MI                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.49
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.5
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.95
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.8
CA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               8.5
CA                        12             10    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.99
LA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.35
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.69
MA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.75
NC                        30             29           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien                 7
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             10.65
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.5
TX                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.55
MI                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien              7.99
OH                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
VA                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien                 9
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              7.05
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.6
IN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             10.15
FL                        36             35    U            40/30 BAL 5/25 6 Mo LIBOR ARM   First Lien               5.6
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.8
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.2
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.95
UT                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.5
MN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.25
FL                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien             11.91
MD                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.5
NY                        12             11    U            5/25 6 Mo LIBOR  ARM            First Lien               6.5
NJ                         0              0    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               8.7
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.3
MI                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.99
CA                        24             23    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.8
FL                        36             34           0     Fixed Rate 30 Yr Rate Reduction First Lien                 0
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.5
MA                         0              0    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               9.1
VA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.9
CA                        12             11    U            3/27 6 Mo LIBOR ARM             First Lien              7.64
TX                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               9.6
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.1
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.35
NY                        12             11    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              6.75
TX                        36             35    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              8.85
CA                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              6.45
CO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.1
CO                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.85
ID                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.55
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.9
MI                        24             23    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.9
IN                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien              7.55
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.45
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.65
CA                        24             22    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien                 6
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.05
MI                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.8
CA                        36             35    N            5YR IO 3/27 6 Mo LIBOR ARM      First Lien               7.9
MD                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
MI                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 9
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.7
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien                 6
CA                        36             34    U            5YR IO 3/27 6 Mo LIBOR ARM      First Lien              5.65
FL                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              7.85
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.7
MI                        24             24    U            2/28 6 Mo LIBOR ARM             First Lien              8.65
RI                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.25
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.5
MO                        36             33    U            5/25 6 Mo LIBOR  ARM            First Lien               9.2
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               5.6
CA                        36             34    N            5/25 6 Mo LIBOR  ARM            First Lien              6.35
UT                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              8.99
CA                        24             22    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.35
NY                        12              9    U            5/25 6 Mo LIBOR  ARM            First Lien              6.95
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.25
NY                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.9
FL                        24             22    N            2/28 6 Mo LIBOR ARM             First Lien               6.5
WA                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               7.8
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.6
NC                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.2
LA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.9
TX                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              9.75
FL                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.5
MN                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.85
MI                        24             22    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.44
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.55
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.25
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
MN                        36             35           0     Fixed Rate 15 Yr                First Lien                 0
FL                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien                 7
AZ                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              6.45
MN                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.54
NY                        12             11    U            40/30 BAL 3/27 6 Mo LIBOR ARM   First Lien              5.99
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.75
LA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.65
MA                         0              0    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              7.15
RI                        12             10    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
AZ                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              7.69
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.55
LA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.75
VA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               8.2
MA                         0              0    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               7.1
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.85
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 7
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.9
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.1
DC                         0              0    U            40/30 BAL 5/25 6 Mo LIBOR ARM   First Lien                 6
NY                        12             10    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.99
NY                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.5
MN                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.15
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
CO                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               6.9
CA                        24             22    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              6.35
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.5
TX                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              8.99
MI                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.7
MD                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.85
CA                        24             22    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               5.4
RI                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.55
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.65
AZ                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.75
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 9
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.9
MI                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
FL                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.21
MI                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien                 7
CA                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              6.75
CA                        24             23    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.8
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.25
CA                        24             22    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.5
TX                        24             22    N            2/28 6 Mo LIBOR ARM             First Lien              8.35
CA                        24             22    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               8.2
TX                        36             35    U            40/30 BAL 5/25 6 Mo LIBOR ARM   First Lien              7.35
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.4
MI                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              8.25
MI                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               6.4
MI                        36             35    U            40/30 BAL 5/25 6 Mo LIBOR ARM   First Lien              8.35
TX                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              8.35
TX                        36             36    U            5/25 6 Mo LIBOR  ARM            First Lien              6.85
MI                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               9.1
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.8
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.85
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.05
CA                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              7.05
CA                        24             22    N            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              8.25
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.65
FL                        36             35    U            40/30 BAL 5/25 6 Mo LIBOR ARM   First Lien              6.69
MD                        36             34    U            3/27 6 Mo LIBOR ARM             First Lien               7.6
MI                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.85
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.99
CA                        36             34    U            5YR IO 3/27 6 Mo LIBOR ARM      First Lien              5.25
AZ                        36             34    U            5YR IO 3/27 6 Mo LIBOR ARM      First Lien               6.6
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               6.6
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              9.84
VA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               9.4
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.45
CA                        36             34    N            40/30 BAL 5/25 6 Mo LIBOR ARM   First Lien              6.85
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.1
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.4
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.74
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.85
AR                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.55
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.4
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.85
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.35
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.75
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.4
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.6
NJ                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.4
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.99
CA                        24             22    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              6.99
CA                        24             22    N            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               5.5
CA                        24             22    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.55
MD                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.55
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.1
OH                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien              8.25
UT                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               8.1
OH                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
OH                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              9.35
TN                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              7.95
OH                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
OH                        36             35    U            Balloon 40/30                   First Lien                 0
OH                        24             23           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.6
CA                        24             23    N            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              7.25
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.9
CA                        24             22    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              6.35
CA                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              7.45
CA                        36             35    U            40/30 BAL 5/25 6 Mo LIBOR ARM   First Lien               5.6
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.95
MI                        36             34    U            5/25 6 Mo LIBOR  ARM            First Lien               7.3
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.6
CA                        24             22    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              6.95
CO                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               8.1
TX                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               7.9
OH                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             35    U            5YR IO 3/27 6 Mo LIBOR ARM      First Lien               5.4
MN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.1
MN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
NC                        30             29           0     Fixed Rate 30 Yr                First Lien                 0
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.74
OH                        24             23           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien                 7
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.4
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.5
MN                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               7.6
OH                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.35
MD                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.9
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.6
OH                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien               8.4
FL                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              8.45
CA                        24             23    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.55
NC                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.25
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
CA                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               6.7
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
MI                        24             23    N            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              7.05
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.29
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.85
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.2
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.75
NJ                         0              0    U            40/30 BAL 5/25 6 Mo LIBOR ARM   First Lien              7.45
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
MI                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.4
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.9
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.55
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             10.45
OH                        24             23           0     Fixed Rate 30 Yr                First Lien                 0
OH                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MN                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.3
FL                        24             23    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.89
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.1
OH                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien              8.65
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
OH                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien               7.2
MD                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
NJ                         0              0    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               7.6
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.65
NC                        30             29           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              6.99
MD                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien                 7
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.4
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.5
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
MD                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.96
OH                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.15
TX                        36             35           0     Fixed Rate 30 Yr Rate Reduction First Lien                 0
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.55
FL                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               8.9
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               6.2
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.5
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.2
OH                        36             35    U            Fixed Rate 30 Yr                First Lien                 0
NY                        12             11    U            3/27 6 Mo LIBOR ARM             First Lien             6.765
OH                        36             34    U            5/25 6 Mo LIBOR  ARM            First Lien               5.8
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.05
OH                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien               7.8
OH                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien              6.95
OH                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.2
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.65
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.2
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.15
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.4
MN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.45
CA                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               6.3
MN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.1
OH                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien               7.8
OH                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.59
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.2
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.65
MD                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.75
FL                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               8.5
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.1
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.1
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.64
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.64
MN                        36             34    N            3/27 6 Mo LIBOR ARM             First Lien              6.77
MN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.6
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              6.45
FL                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              7.34
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.4
MN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.7
MN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.3
MN                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              10.2
RI                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.65
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.5
FL                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              9.25
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             10.35
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 8
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.65
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             10.14
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.99
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.45
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.49
MI                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              8.45
OH                        36             34    U            3/27 6 Mo LIBOR ARM             First Lien              7.75
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.75
OH                        36             35           0     Fixed Rate 15 Yr                First Lien                 0
MI                        36             34    U            40/30 BAL 5/25 6 Mo LIBOR ARM   First Lien             7.588
MD                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.15
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.35
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
NC                        30             28    U            5/25 6 Mo LIBOR  ARM            First Lien              6.82
MN                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.5
OH                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              7.95
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.8
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.7
NY                        12             10    U            5YR IO 3/27 6 Mo LIBOR ARM      First Lien             6.475
MN                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              8.89
VA                        36             35    U            40/30 BAL 3/27 6 Mo LIBOR ARM   First Lien              10.4
OH                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 9
MN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.29
OH                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien            10.475
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             10.25
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               6.8
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
OH                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.85
OH                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               9.3
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.34
NC                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               6.5
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.6
MN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.6
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             9.025
NY                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.95
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.15
MD                        24             22    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.7
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.2
MN                        36             35    U            2/28 6 Mo LIBOR ARM             First Lien              8.65
OH                        36             35           0     Fixed Rate 30 Yr Rate Reduction First Lien                 0
OH                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.99
OH                        24             24    U            2/28 6 Mo LIBOR ARM             First Lien              11.8
NC                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.9
OH                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              9.15
OH                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              9.35
MN                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               6.4
MN                        24             23    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.7
OH                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MD                        24             24    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               6.7
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.1
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.9
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.05
OH                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.1
MN                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien             10.85
MN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.5
MI                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              8.35
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                11
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.5
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.85
OH                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
OH                        12             11    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              8.25
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.15
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.05
OH                        36             35           0     Fixed Rate 30 Yr Rate Reduction First Lien                 0
OH                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              8.85
OH                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              8.54
OH                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              8.35
OH                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              7.25
MN                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              9.65
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.8
NC                        24             22    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.98
OH                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien              8.65
OH                        24             23    N            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              9.35
OH                        24             24    U            2/28 6 Mo LIBOR ARM             First Lien             10.55
OH                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              8.65
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.4
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.19
OH                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              8.99
OH                        36             35    N            3/27 6 Mo LIBOR ARM             First Lien              9.93
OH                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              9.34
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.75
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.2
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 7
OH                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.95
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.95
OH                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.7
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.2
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.8
OH                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              10.9
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.8
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.15
OH                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              5.45
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.1
OH                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien               6.7
OH                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              9.85
OH                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              8.25
OH                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               8.3
MN                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              6.05
OH                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              9.99
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.59
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
OH                        24             22    U            5/25 6 Mo LIBOR  ARM            First Lien              6.85
OH                        24             22    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               8.2
NC                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.9
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.8
OH                        36             35    N            3/27 6 Mo LIBOR ARM             First Lien              7.79
OH                        24             23    N            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               8.7
OH                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien              7.75
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.65
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.15
OH                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.15
OH                        36             35    U            40/30 BAL 3/27 6 Mo LIBOR ARM   First Lien               7.7
-------------------------------------------------------------------------------------------------------------------------

-------------------------------------------------------------------------------------------------------------------------

TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NC                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
SC                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CO                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CO                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NC                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CO                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CO                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MD                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
GA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MD                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MD                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MD                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MD                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
GA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MD                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NV                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
OK                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
GA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
DE                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CO                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
UT                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NC                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             34           0     Fixed Rate 30 Yr                Second Lien                0
SC                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
IN                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NV                        24             22           0     Fixed Rate 30 Yr                Second Lien                0
KY                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
NC                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
GA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
AZ                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
AZ                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
MD                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
IL                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CO                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
WI                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
SC                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
SC                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NC                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
GA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
GA                         0              0           0     Fixed Rate 15 Yr                First Lien                 0
PA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
ME                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CO                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
SC                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
ME                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
WI                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CO                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
GA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
WY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
WY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
WY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             22           0     Fixed Rate 30 Yr                Second Lien                0
GA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CO                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MD                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
AZ                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CO                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
GA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
OH                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
GA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CO                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
WI                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NC                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NC                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
WA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TN                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
GA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
VT                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TN                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NH                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
IL                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
FL                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NC                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
PA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
IL                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NV                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
PA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
FL                        36             33           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CO                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CT                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
PA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
GA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MD                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NC                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
GA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
OH                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
OH                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
WI                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NJ                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NH                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
FL                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NJ                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CO                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CO                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CO                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
GA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
OH                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MD                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             33           0     Fixed Rate 30 Yr                First Lien                 0
OK                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             35    U            Balloon 40/30                   First Lien                 0
CA                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
MN                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MO                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
IL                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NH                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
WA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
GA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
IL                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
GA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
PA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
FL                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
WA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
OH                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NC                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
IN                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
IL                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
WA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
AL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
KY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NJ                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
GA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CO                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NJ                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NV                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NJ                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NH                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
PA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
PA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
KY                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CT                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
WI                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
OH                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
OH                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
UT                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
VT                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
WY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
OH                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
GA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             34           0     Fixed Rate 30 Yr                Second Lien                0
NC                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
GA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CO                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
OH                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
UT                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
IA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
IA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
OH                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
OH                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
GA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
KY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
FL                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
OH                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CT                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
OH                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
IL                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             34           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
FL                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
UT                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
ME                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
IA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
WA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
IN                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                        12             11           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
KY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
LA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             35           0     Balloon 40/30                   First Lien                 0
OK                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
GA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
MD                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
SC                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CT                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
VA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
TN                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             19    U            Fixed Rate 30 Yr                Second Lien                0
PA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
PA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             22           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
KY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
AZ                        24             22           0     Fixed Rate 30 Yr                Second Lien                0
UT                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
IL                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
AZ                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
VA                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
NH                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
NC                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CO                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
NH                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
HI                        36             36           0     Fixed Rate 30 Yr                Second Lien                0
NC                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CT                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
WA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
FL                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
TN                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
HI                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
TN                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CT                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CT                        24             22           0     Fixed Rate 30 Yr                Second Lien                0
NE                        24             22           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
FL                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
FL                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
WA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
IL                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
VA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
FL                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien              8.99
NH                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             33           0     Fixed Rate 30 Yr                First Lien                 0
MI                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MI                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
MI                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CO                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
SC                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien             8.125
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
KY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MI                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             22           0     Fixed Rate 30 Yr                Second Lien                0
FL                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
NC                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NC                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
AL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
ID                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.15
MO                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
WA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             22           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
NH                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             33           0     Fixed Rate 30 Yr                First Lien                 0
PA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MI                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
MI                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
ME                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
VA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             22           0     Fixed Rate 30 Yr                Second Lien                0
VA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
AZ                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             22           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
IL                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.24
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.45
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
SC                         0              0           0     Fixed Rate 15 Yr                First Lien                 0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
ME                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             22           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
OR                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
SC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             10.95
NV                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
MI                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
NV                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
NV                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             10.05
MI                        24             23    U            Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
NH                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              10.5
GA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.1
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             11.05
VA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
UT                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                         0              0           0     Fixed 30/15 Balloon             Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
AZ                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MO                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
AZ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.55
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
MD                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             33           0     Fixed Rate 30 Yr                First Lien                 0
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
GA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NH                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MO                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             11    U            Balloon 40/30                   First Lien                 0
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
MD                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             35    U            Balloon 40/30                   First Lien                 0
MI                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              10.3
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
MO                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
MO                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
MI                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
IL                         0              0           0     Fixed Rate 15 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.5
ME                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
NH                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
MD                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
FL                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
DE                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
NJ                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
UT                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
FL                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
CO                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
RI                        12             11           0     Fixed Rate 30 Yr                Second Lien                0
CA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CT                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
CT                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NC                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             22           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
MO                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0           0     Fixed Rate 10 Yr                First Lien                 0
TX                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien              11.8
MI                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
DE                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
CA                        24             22           0     Fixed Rate 30 Yr                Second Lien                0
CT                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
GA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.89
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
MN                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
VA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
ME                         0              0           0     Fixed Rate 20 Yr                First Lien                 0
IN                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             10.14
MD                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CO                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 15 Yr                First Lien                 0
TX                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien              6.25
CO                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.3
GA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
PA                         0              0           0     Fixed Rate 20 Yr                Second Lien                0
CA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
VA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
KY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
NH                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CT                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
SC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.65
WA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
VA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
NV                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
VA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             22           0     Fixed Rate 30 Yr                Second Lien                0
NY                         0              0    U            3/27 6 Mo LIBOR ARM             First Lien              7.45
OH                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
OH                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.35
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             10.05
KY                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
IA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
ME                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
CT                        24             23           0     Fixed Rate 15 Yr                Second Lien                0
UT                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             10.75
NY                        12             11    U            Balloon 40/30                   First Lien                 0
CA                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
NY                         0              0           0     Fixed Rate 20 Yr                Second Lien                0
OR                        36             33           0     Fixed Rate 30 Yr                First Lien                 0
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.99
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NH                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
IL                         0              0    U            3/27 6 Mo LIBOR ARM             First Lien               9.9
NC                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
WI                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
SC                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
WA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
HI                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NC                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
CA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.99
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NC                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             10.95
VT                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
CA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MI                        24             22           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             33           0     Fixed Rate 30 Yr                First Lien                 0
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.5
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
ID                        24             21    U            2/28 6 Mo LIBOR ARM             First Lien              8.55
CO                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
VA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
WI                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
WA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
VA                        36             35           0     Fixed Rate 15 Yr                First Lien                 0
NJ                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
CA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.1
CA                        36             35    U            Balloon 40/30                   First Lien                 0
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
VA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.5
FL                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.9
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             10.59
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
NY                        12             10           0     Fixed Rate 30 Yr                First Lien                 0
SC                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
FL                        36             34           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
OR                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.95
TN                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CO                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              7.54
MO                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             21    U            2/28 6 Mo LIBOR ARM             First Lien               6.2
CA                        36             34    U            Balloon 40/30                   First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             10.15
AL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             33           0     Fixed Rate 30 Yr                First Lien                 0
ID                        24             22           0     Fixed Rate 30 Yr                Second Lien                0
CA                         0              0    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              5.65
CA                        36             34           0     Fixed Rate 30 Yr                Second Lien                0
CA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.55
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        12              9           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
NY                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
CA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
CO                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
OK                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien             10.75
CA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
OR                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
CT                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
PA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
VA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             32           0     Fixed Rate 30 Yr                First Lien                 0
NE                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.84
NY                        12             10    U            Balloon 40/30                   First Lien                 0
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
OR                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
PA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        12             10           0     Fixed Rate 30 Yr                Second Lien                0
IL                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
FL                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
GA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.95
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             33           0     Fixed Rate 30 Yr                First Lien                 0
FL                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               9.1
SD                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.8
WA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.99
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.4
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.75
TX                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0           0     Fixed Rate 15 Yr                Second Lien                0
NC                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
TN                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
RI                        12             11           0     Fixed Rate 30 Yr                Second Lien                0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CO                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
OK                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.55
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.74
AL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             21    U            2/28 6 Mo LIBOR ARM             First Lien              6.95
CA                        36             35           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
MN                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               6.9
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
AZ                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.45
CA                        24             21    N            2/28 6 Mo LIBOR ARM             First Lien               7.5
AZ                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.5
KY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NH                        36             33           0     Fixed Rate 30 Yr                First Lien                 0
WA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
GA                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien              7.55
CA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MO                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
LA                        24             22           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.25
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
WA                        36             33           0     Fixed Rate 30 Yr                First Lien                 0
MI                        36             33           0     Fixed Rate 30 Yr                First Lien                 0
MN                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
GA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
FL                        12             11           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0    U            3/27 6 Mo LIBOR ARM             First Lien               7.5
MI                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
IA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             11.04
MN                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
WA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.8
GA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.15
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NC                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             33           0     Fixed Rate 30 Yr                First Lien                 0
OR                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CT                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
PA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
TX                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              11.3
CA                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
CO                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.9
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
VA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
WI                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
ID                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.1
WA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
SC                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
OK                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
NH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.4
IL                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.45
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.85
WI                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
AL                        36             35           0     Fixed Rate 15 Yr                First Lien                 0
OR                        24             21    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
CA                        36             33           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.45
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.05
ID                        12             11    U            3/27 6 Mo LIBOR ARM             First Lien              8.05
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
PA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
FL                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
FL                        36             35           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35    U            2/28 6 Mo LIBOR ARM             First Lien                 8
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
ME                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.65
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
IL                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien                10
FL                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
MA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
VA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
WA                        36             33    U            5/25 6 Mo LIBOR  ARM            First Lien              8.99
CA                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
WA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                        12             11    N            2/28 6 Mo LIBOR ARM             First Lien                 7
PA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             34           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
GA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              8.75
AL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.4
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
CA                        36             35    U            Balloon 40/30                   First Lien                 0
MO                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
FL                        36             33           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.35
MD                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
GA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
WA                        24             21    U            2/28 6 Mo LIBOR ARM             First Lien              7.59
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
DE                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
RI                        12             11           0     Fixed Rate 30 Yr                Second Lien                0
FL                        12             11    N            2/28 6 Mo LIBOR ARM             First Lien              6.95
MO                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             22           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             21    U            2/28 6 Mo LIBOR ARM             First Lien              6.05
MO                        24             21    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
MT                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               8.5
NV                        24             23    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.6
TX                        36             33           0     Fixed Rate 30 Yr                First Lien                 0
PA                         0              0           0     Fixed Rate 15 Yr                Second Lien                0
CO                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.7
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        12             10           0     Fixed Rate 30 Yr                Second Lien                0
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
KY                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
AL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             10.45
PA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             21    U            2/28 6 Mo LIBOR ARM             First Lien              6.25
CA                        24             22           0     Fixed Rate 30 Yr                Second Lien                0
FL                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.15
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
PA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
AZ                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
AZ                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
WA                        24             21    U            2/28 6 Mo LIBOR ARM             First Lien              7.49
VA                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
GA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.7
CA                        24             20    U            2/28 6 Mo LIBOR ARM             First Lien              6.09
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
WA                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien             10.14
ID                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
HI                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MI                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
DC                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.19
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
WA                        24             21    U            2/28 6 Mo LIBOR ARM             First Lien              7.25
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
MN                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
GA                        24             22           0     Fixed Rate 30 Yr                First Lien                 0
MO                        24             23           0     Fixed Rate 30 Yr                First Lien                 0
MN                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MN                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
NJ                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.85
CA                        24             22           0     Fixed Rate 30 Yr                Second Lien                0
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
AZ                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien               6.5
WY                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             34           0     Fixed Rate 15 Yr                First Lien                 0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.9
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CO                        36             34    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              7.35
AZ                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             22           0     Fixed Rate 30 Yr                Second Lien                0
NH                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.45
CA                        24             22           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.9
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.9
GA                        36             35           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
OR                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.85
FL                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NJ                         0              0           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             34           0     Fixed Rate 30 Yr                Second Lien                0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             35    U            Balloon 40/30                   First Lien                 0
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             34           0     Fixed Rate 30 Yr                Second Lien                0
KY                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NH                        36             34           0     Fixed Rate 15 Yr                First Lien                 0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
VA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              10.9
ME                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.35
CA                        36             34           0     Fixed Rate 15 Yr                Second Lien                0
CA                        24             22           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.85
AL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
NC                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               9.2
MD                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
IL                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NV                        36             33           0     Fixed Rate 30 Yr                First Lien                 0
KY                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.3
MI                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
NV                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
ME                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
OR                        36             33           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             34    U            Balloon 40/30                   First Lien                 0
CA                        36             32           0     Fixed Rate 30 Yr                First Lien                 0
RI                        12             11           0     Fixed Rate 15 Yr                Second Lien                0
GA                        12             11    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.5
IN                        24             23           0     Fixed Rate 30 Yr                First Lien                 0
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.25
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             34           0     Fixed Rate 30 Yr                Second Lien                0
AL                        36             35           0     Fixed Rate 10 Yr                First Lien                 0
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.8
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
KY                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.5
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.55
FL                        24             24    U            2/28 6 Mo LIBOR ARM             First Lien               7.1
NJ                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
KY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.7
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
CA                        12             10           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
VA                        36             35           0     Balloon 40/30                   First Lien                 0
CA                        24             22           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
CT                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              6.85
KY                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
AL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.25
CA                        36             33           0     Fixed Rate 30 Yr                First Lien                 0
GA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
AZ                        36             34           0     Fixed Rate 30 Yr                Second Lien                0
CA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
VA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
NC                         0              0           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
CA                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              6.25
NY                        12             10           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             22           0     Fixed Rate 20 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
HI                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               6.2
KS                         0              0    U            15/15 6 Mo LIBOR ARM            Second Lien             11.9
FL                        36             35           0     Fixed Rate 15 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.99
CA                        24             22           0     Fixed Rate 30 Yr                Second Lien                0
WA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.9
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             22           0     Fixed Rate 30 Yr                Second Lien                0
NV                        36             34           0     Fixed Rate 30 Yr                Second Lien                0
NV                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.85
NV                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
KY                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.9
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.5
TN                        24             22           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               5.7
IN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.6
WA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.8
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
CT                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
AZ                        24             22    U            Fixed Rate 30 Yr                Second Lien                0
AZ                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien               6.8
CA                        24             22    N            2/28 6 Mo LIBOR ARM             First Lien               6.1
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             33           0     Fixed Rate 30 Yr                First Lien                 0
MI                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
AZ                        36             33           0     Fixed Rate 20 Yr                First Lien                 0
TX                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
VA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
WA                        24             21    U            2/28 6 Mo LIBOR ARM             First Lien              7.05
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             22           0     Fixed Rate 30 Yr                Second Lien                0
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
OR                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.75
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
MD                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
ME                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              5.15
GA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien                 7
IN                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              8.95
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              5.99
FL                        36             34           0     Fixed Rate 30 Yr                Second Lien                0
NH                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
LA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             11.05
FL                        36             33           0     Fixed Rate 30 Yr                First Lien                 0
NE                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             10.75
MA                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
ME                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.4
VA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.65
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
MD                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
IN                        36             33           0     Fixed Rate 30 Yr                First Lien                 0
TN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.2
IL                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien               9.9
TN                        24             21    U            2/28 6 Mo LIBOR ARM             First Lien              9.35
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
RI                        12             11           0     Fixed Rate 30 Yr                Second Lien                0
WA                        36             33           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
GA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.55
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
DE                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.65
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              11.5
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
MD                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              8.89
NH                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             34           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
IN                        24             23           0     Fixed Rate 30 Yr                First Lien                 0
GA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
NH                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
AZ                        36             35    U            5YR IO 3/27 6 Mo LIBOR ARM      First Lien               7.9
VA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.64
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              11.1
PA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NC                         0              0    U            3/27 6 Mo LIBOR ARM             First Lien              9.55
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             10.15
NY                        12             11    U            3/27 6 Mo LIBOR ARM             First Lien              7.05
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
KY                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.45
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.8
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.89
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
RI                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             11           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
AZ                        24             21    U            2/28 6 Mo LIBOR ARM             First Lien              8.15
SD                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             10.35
WA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.95
FL                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
FL                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             10           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             22           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             22           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        12             10           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             33           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.55
UT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.5
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
VA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              9.75
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.85
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.19
WY                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
ME                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien              7.99
FL                        24             21    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
IA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             10.35
PA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              10.8
GA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien               6.9
NJ                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.05
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.25
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien                 6
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NY                        12             10           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
NY                        12             10           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.3
ID                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien             10.99
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NC                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.39
TN                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.6
NJ                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.49
SC                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien               8.1
TN                        36             35           0     Fixed Rate 20 Yr                First Lien                 0
RI                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien             12.25
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.64
KS                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             11.81
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.9
NY                        12             11    U            Balloon 40/30                   First Lien                 0
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.3
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.3
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
CA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
AR                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.85
MO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.7
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             11.45
MI                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
IN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.95
NV                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.25
NJ                         0              0    U            5YR IO 3/27 6 Mo LIBOR ARM      First Lien               7.5
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             10.19
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.04
IA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.9
CT                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
CT                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 8
ME                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
RI                        12             10           0     Fixed Rate 20 Yr                First Lien                 0
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.15
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.19
VA                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
NY                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.1
CA                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
TN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.95
KY                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.7
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
FL                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.25
MO                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
VA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.95
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
FL                        36             35    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               8.7
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.95
ID                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.74
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.95
FL                         0              0           0     Fixed Rate 20 Yr                Second Lien                0
MI                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.89
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
VA                        36             34           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.3
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               5.4
CA                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
MD                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               8.2
NY                        12             10           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.8
ID                        36             34    U            3/27 6 Mo LIBOR ARM             First Lien              9.45
NY                        60             59           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
ME                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.45
ME                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.15
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             11.25
NC                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.75
TN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.45
CO                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien              6.65
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 6
GA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.7
TX                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien              6.54
NH                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
ME                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             11.45
FL                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               5.7
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
AL                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien              10.4
CA                        36             35           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
VA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               6.5
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
HI                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
HI                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
FL                        36             35           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
OR                        24             21    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             10.25
TN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              11.7
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.8
PA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
PA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien                 6
VA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             36           0     Fixed Rate 30 Yr                Second Lien                0
TN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.5
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              11.4
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.35
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             10.89
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
DC                         0              0           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
DC                         0              0           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
VA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
VA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
AZ                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.6
OR                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               8.4
NH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.05
MI                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              5.85
VA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.35
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              11.1
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.55
TX                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              8.19
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.3
ME                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.9
NH                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.8
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.6
CA                        36             34    U            Balloon 40/30                   First Lien                 0
CA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             6.375
VA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.7
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.85
CT                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              10.8
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.5
NY                        12             10    U            5YR IO 3/27 6 Mo LIBOR ARM      First Lien              6.25
MI                        24             21           0     Fixed Rate 30 Yr                First Lien                 0
MS                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MS                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
TN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.65
HI                        36             34    U            Balloon 40/30                   First Lien                 0
MO                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.1
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.3
MI                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
VA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NY                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
AZ                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
ID                        36             33    U            3/27 6 Mo LIBOR ARM             First Lien              7.75
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.95
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        12             11           0     Fixed Rate 30 Yr                Second Lien                0
CA                        12             11           0     Fixed Rate 30 Yr                Second Lien                0
NJ                         0              0           0     Fixed Rate 15 Yr                Second Lien                0
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.1
CA                        36             34           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.9
UT                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.55
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
VA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             35           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
AZ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
VA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CO                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.9
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             10.05
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.95
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              5.75
CA                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien              6.55
IN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.9
CA                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              5.25
LA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              8.05
IN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              11.8
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
NY                        12             10           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.35
SC                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien              9.55
NJ                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.95
IA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.75
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.75
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.65
CT                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
ME                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             10.95
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.9
KS                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              10.4
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.34
VA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.85
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               6.5
CO                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              7.95
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              10.1
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             11    U            5/25 6 Mo LIBOR  ARM            First Lien              6.35
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              6.99
KY                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              9.05
MD                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              8.04
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.85
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.2
RI                        12             10           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien              6.85
FL                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.15
IA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.95
IA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.95
MI                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CT                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
MI                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
NJ                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             35           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
AZ                        24             23           0     Fixed Rate 30 Yr                First Lien                 0
MD                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              8.05
MI                        24             22           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien              8.55
KY                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              8.35
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.5
FL                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.8
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.95
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
UT                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.75
PA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.45
CA                        12             10    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.8
CO                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              7.42
CA                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               6.2
AZ                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              10.7
AZ                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              9.64
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             10.35
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              11.3
WI                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             35    U            Balloon 40/30                   First Lien                 0
AR                        36             35           0     Fixed Rate 20 Yr                First Lien                 0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
WA                        24             20    U            2/28 6 Mo LIBOR ARM             First Lien              7.05
RI                        12             11           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             21    U            2/28 6 Mo LIBOR ARM             First Lien               6.3
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.4
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             10.55
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.65
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
AZ                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.85
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.9
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
UT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.25
OR                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.5
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
LA                        36             35           0     Fixed Rate 15 Yr                First Lien                 0
CO                        24             21    U            2/28 6 Mo LIBOR ARM             First Lien              7.45
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             10.15
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
OH                         0              0           0     Fixed Rate 30 Yr Rate Reduction First Lien                 0
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.55
AZ                        24             22    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien                 7
AL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             10.35
CA                        24             21    U            2/28 6 Mo LIBOR ARM             First Lien               6.2
VA                        24             21    U            2/28 6 Mo LIBOR ARM             First Lien              7.55
NC                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.35
RI                        12             11           0     Fixed Rate 30 Yr                Second Lien                0
NC                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0    U            3/27 6 Mo LIBOR ARM             First Lien               7.5
CA                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               6.1
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.25
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.45
CA                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               6.2
CA                        36             36           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.55
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
PA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              10.4
MI                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             10.74
NY                        12             11           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.5
MI                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.15
UT                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.5
CA                        24             21    N            2/28 6 Mo LIBOR ARM             First Lien              6.75
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien                 6
FL                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.8
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 8
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
TN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.4
WA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.55
ME                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.75
MI                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
KY                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.9
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              11.3
IN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.1
GA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              9.45
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              11.7
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             10.55
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             10.85
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NJ                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
IL                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
HI                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
KS                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien             10.65
AZ                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.2
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.19
FL                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien             10.05
CT                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.25
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.4
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
FL                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               6.4
CA                        36             34    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               6.1
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              12.2
CT                        24             21    U            2/28 6 Mo LIBOR ARM             First Lien             10.99
GA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.95
GA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.1
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.95
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 9
ID                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
NV                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.49
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.3
VA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
PA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien                12
WI                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
NY                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien               7.3
OR                        24             21    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
CA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
NY                        12             11           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
CA                        36             35           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
CA                        24             21    U            2/28 6 Mo LIBOR ARM             First Lien              7.45
NV                        24             21    U            2/28 6 Mo LIBOR ARM             First Lien               6.4
NV                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.8
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             9.125
CA                        36             35           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
AZ                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.4
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
AZ                        24             22    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              6.15
CA                        12             10    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.45
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.4
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.95
RI                        12             11           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
DC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.55
ME                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.35
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.29
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CT                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
CO                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              8.35
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.1
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             10.79
AZ                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               6.4
LA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             35    N            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              6.05
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              5.65
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MN                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             12.17
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.24
CT                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.4
NH                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.5
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.2
MI                        36             35    U            2/28 6 Mo LIBOR ARM             First Lien             10.25
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.35
CA                        36             34           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
HI                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.99
CA                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.5
AZ                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.4
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.05
NY                        12             12           0     Fixed Rate 30 Yr                First Lien                 0
TX                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
TX                        36             35           0     Fixed Rate 15 Yr                First Lien                 0
CA                         0              0    N            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              6.59
WA                        36             34    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              6.25
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.85
WA                        24             21    U            2/28 6 Mo LIBOR ARM             First Lien              8.85
CA                        36             35           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
MI                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.7
CA                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.7
CA                        36             35    N            5/25 6 Mo LIBOR  ARM            First Lien              6.15
GA                        36             34    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               5.9
CT                        24             23           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.55
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
TX                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien             10.64
CA                        24             22           0     Fixed Rate 30 Yr                Second Lien                0
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.35
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.05
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             11.85
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien                 9
SC                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.99
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.9
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              7.45
DE                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.7
OR                        24             21    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.65
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              8.45
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.99
CT                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
FL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.89
FL                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.65
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.15
NY                        12             11           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien                 9
WA                        24             21    U            2/28 6 Mo LIBOR ARM             First Lien               7.9
AZ                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
WA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.9
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.55
MD                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             35           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
NH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.44
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.15
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             10.85
ME                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.3
WA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
TX                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien             7.825
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.35
IL                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
WA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.25
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.4
FL                        24             24    U            2/28 6 Mo LIBOR ARM             First Lien             10.75
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              5.65
CT                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              5.95
NY                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien             8.865
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               5.5
CA                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien              6.65
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              6.45
DC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.7
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.5
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.65
CA                        24             22           0     Fixed Rate 30 Yr                Second Lien                0
CT                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.74
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.4
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              9.69
CO                        24             21    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
OK                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.8
MD                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.35
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.55
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.6
RI                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              6.55
NY                        12             10           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.95
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.84
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               5.5
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.7
AZ                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien                 6
IA                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien             10.04
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              5.99
AZ                        36             35    U            2/28 6 Mo LIBOR ARM             First Lien               9.7
CA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.6
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.29
KY                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.54
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
HI                        36             34    U            5YR IO 3/27 6 Mo LIBOR ARM      First Lien              5.25
HI                        36             35    N            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              7.75
MO                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien             10.05
MO                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               8.3
WA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.49
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.7
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.6
OR                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.99
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
NV                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.35
NV                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.25
CA                        36             34           0     Fixed Rate 30 Yr                Second Lien                0
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.55
FL                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.54
AR                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.4
MI                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.4
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.15
FL                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.25
AZ                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
FL                        36             35           0     Fixed Rate 15 Yr                First Lien                 0
NV                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.3
NV                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.4
MA                         0              0    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              5.75
RI                        12             10    U            2/28 6 Mo LIBOR ARM             First Lien              5.75
GA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.09
CO                        36             34           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
CO                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.99
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.7
CA                        36             35           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
CA                        36             35    U            Balloon 40/30                   First Lien                 0
CO                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.35
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.45
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.2
PA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.85
CA                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien                 7
CO                        24             21    U            2/28 6 Mo LIBOR ARM             First Lien              8.05
TN                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               8.4
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
FL                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               6.8
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien             11.85
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.35
KS                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.94
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              8.65
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
WA                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien               7.8
PA                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien               8.3
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.85
CA                         0              0           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.9
NY                        12             10    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               5.4
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.15
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.5
FL                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.3
TX                         0              0           0     Fixed Rate 30 Yr Rate Reduction First Lien                 0
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.5
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.9
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.7
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.6
CA                        36             34    N            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               5.4
CA                        36             34    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               5.7
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.4
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.45
CA                        36             35    U            Balloon 40/30                   First Lien                 0
WA                        24             21    U            2/28 6 Mo LIBOR ARM             First Lien              8.15
SC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.64
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             11.15
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.2
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
CA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
HI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.65
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.6
RI                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              8.04
TX                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien              8.64
CT                        12             10    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.25
GA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.25
CA                        36             34    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               6.2
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.55
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             10.55
NH                        36             35    U            40/30 BAL 5/25 6 Mo LIBOR ARM   First Lien              6.85
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.65
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.6
MD                         0              0    U            3/27 6 Mo LIBOR ARM             First Lien              9.25
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.55
MD                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien              8.14
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.45
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             10    U            2/28 6 Mo LIBOR ARM             First Lien               6.4
NY                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.14
NY                        12             10    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.85
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.95
ME                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.35
GA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.15
CO                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.24
VA                        36             33           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             22    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               6.4
KY                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
GA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.5
GA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               8.7
MI                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                         0              0    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.6
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             10.88
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               5.9
CA                        24             23    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.95
AZ                        36             34           0     Fixed Rate 30 Yr                Second Lien                0
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              6.05
CO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.8
CA                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.49
FL                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.15
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              11.6
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             12.19
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.2
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
NV                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.25
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             34           0     Fixed Rate 30 Yr                Second Lien                0
CA                        36             34           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
CA                        36             35           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
NY                        12             10           0     Fixed Rate 20 Yr                First Lien                 0
WI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             10.85
WI                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
MI                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.45
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.4
FL                        36             34    U            5/25 6 Mo LIBOR  ARM            First Lien               6.1
FL                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.55
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.45
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.9
RI                        12             10    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.6
NY                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.8
NJ                         0              0           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.45
CA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.8
ID                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             21    U            2/28 6 Mo LIBOR ARM             First Lien              7.05
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
NY                         0              0    U            Fixed Rate 30 Yr                Second Lien                0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.7
NY                        12             10    N            2/28 6 Mo LIBOR ARM             First Lien              8.35
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.7
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.74
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
AL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.35
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.45
FL                        36             34           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
MO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.3
MO                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.25
MO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 9
MO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.3
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
WA                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              7.35
MD                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.79
GA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.25
RI                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien                12
DC                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.75
FL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.75
FL                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien             6.325
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.1
GA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.6
NY                        12             11           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             10.45
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
PA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.25
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.4
AL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.6
WA                        24             22    N            2/28 6 Mo LIBOR ARM             First Lien              6.55
NY                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.7
IL                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               8.1
PA                        24             23    U            5/25 6 Mo LIBOR  ARM            First Lien              7.75
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.85
AZ                        12             10           0     Fixed Rate 30 Yr                First Lien                 0
RI                        12             11           0     Fixed Rate 30 Yr                Second Lien                0
TX                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien               8.5
PA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               8.5
GA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             11.45
VT                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien                10
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              5.65
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.8
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.7
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.9
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.99
WA                        24             21    N            2/28 6 Mo LIBOR ARM             First Lien              5.35
WY                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.5
WY                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.5
AZ                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              6.45
AZ                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              5.99
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.15
KS                         0              0    U            2/13 6 Mo LIBOR ARM             First Lien               9.3
IL                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien                 9
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.8
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.45
FL                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
FL                        36             34           0     Fixed Rate 30 Yr                Second Lien                0
NH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.9
FL                        36             35           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
IL                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              9.69
TN                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien               8.4
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             11.89
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
FL                        36             34           0     Fixed Rate 30 Yr                Second Lien                0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.1
IL                         0              0    U            5YR IO 3/27 6 Mo LIBOR ARM      First Lien               6.3
CA                        36             34           0     Fixed Rate 30 Yr                Second Lien                0
VA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.44
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.8
NV                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.4
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              5.79
TN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                11
NY                        12             11           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
VA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
FL                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              8.65
CA                        24             22           0     Fixed Rate 20 Yr                First Lien                 0
MD                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.85
FL                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.95
FL                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              6.45
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.4
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             11.15
MN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.2
OR                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.99
OR                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             34    N            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              5.75
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.4
PA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien             10.35
AL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.7
CA                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien              5.35
OR                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.65
ME                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.35
CA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.6
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              6.69
CA                        12             11           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              5.55
ID                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               8.7
CA                        24             23    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.75
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              6.29
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.55
MD                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.6
CA                        24             22    N            2/28 6 Mo LIBOR ARM             First Lien              6.65
TX                         0              0           0     Fixed Rate 30 Yr                First Lien                 0
MD                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.69
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien                 9
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.6
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.3
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.3
GA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.75
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.4
FL                        36             34           0     Fixed Rate 30 Yr                Second Lien                0
VA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.25
NY                        12             10           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
NY                        12             10           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.5
CO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.65
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.05
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.65
NY                        12             11    U            Balloon 40/30                   First Lien                 0
NY                        12             11    U            5/25 6 Mo LIBOR  ARM            First Lien               6.5
CA                        24             23    N            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               6.9
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.05
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             11.05
MO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.99
CO                        36             34    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              7.25
MD                        36             35           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
OR                        24             21    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
VA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.6
NJ                         0              0           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
FL                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien              7.25
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.3
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien                12
NJ                         0              0    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.9
TN                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
CA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.95
IA                         0              0    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               9.3
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
WA                        24             21    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
WA                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              5.95
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.34
AZ                        24             21    U            2/28 6 Mo LIBOR ARM             First Lien              8.75
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.4
WA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              11.7
AR                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.6
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.85
KY                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.15
PA                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              10.1
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              5.38
CA                        36             35    U            5YR IO 3/27 6 Mo LIBOR ARM      First Lien              5.75
AZ                        24             21    U            2/28 6 Mo LIBOR ARM             First Lien               6.5
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              5.84
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.75
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               5.3
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
LA                        24             21    U            2/28 6 Mo LIBOR ARM             First Lien              8.95
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.4
MO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
CA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.1
FL                        36             35    U            5YR IO 3/27 6 Mo LIBOR ARM      First Lien               7.2
PA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.65
FL                        36             34    U            5/25 6 Mo LIBOR  ARM            First Lien                11
GA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.55
AL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              11.6
PA                        12             12    U            2/28 6 Mo LIBOR ARM             First Lien              10.7
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.45
KY                        24             21    U            2/28 6 Mo LIBOR ARM             First Lien               9.1
FL                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.35
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              5.75
AZ                        36             35           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
NE                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.8
MD                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               8.2
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.85
MD                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.95
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.99
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
ME                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.7
NY                        12             10           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
NY                        12             10    U            2/28 6 Mo LIBOR ARM             First Lien               9.3
NY                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.7
MA                         0              0    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               7.3
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
NY                        12             11    U            5/25 6 Mo LIBOR  ARM            First Lien             8.425
WA                        12             10    U            2/28 6 Mo LIBOR ARM             First Lien              8.34
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.65
IL                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              8.75
FL                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
NY                         0              0    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               6.2
CA                        24             21    U            2/28 6 Mo LIBOR ARM             First Lien              5.75
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.85
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.3
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             10.75
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.85
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
KY                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              8.45
AL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
IL                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              9.27
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.7
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.6
VA                        24             23    N            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              7.95
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              6.55
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             10.99
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               6.4
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              5.25
CA                        12             10           0     Fixed Rate 30 Yr                Second Lien                0
KY                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              9.25
MA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
NH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.2
MO                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien              7.99
TN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.45
DE                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.15
CA                        24             22    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.3
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.75
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.2
TN                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               8.5
MS                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.79
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.4
GA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien                 8
VA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.5
NY                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              8.59
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.1
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.4
MD                        36             34           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
MA                         0              0           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
FL                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               8.9
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              11.8
PA                        24             21    U            2/28 6 Mo LIBOR ARM             First Lien               8.9
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.15
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.85
NH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.85
MT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.6
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              12.3
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.15
VA                        24             21    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
ID                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.8
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
CA                        36             35    U            40/30 BAL 6 Mo LIBOR ARM        First Lien              7.25
NJ                         0              0    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              5.85
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.45
NV                        24             23    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.05
VA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.9
PA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
MD                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.65
MO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.15
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             10.55
CA                        36             34           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.25
CA                        36             35           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.35
CA                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien              6.49
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.55
MO                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien             10.35
NY                        12             11           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
VA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.34
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.08
GA                         0              0    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien                 7
CA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.65
FL                        36             34    U            3/27 6 Mo LIBOR ARM             First Lien              6.65
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.85
UT                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              8.34
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.35
MO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              12.2
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.5
FL                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.7
TN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.2
TX                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien              6.95
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             10.05
MT                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               7.6
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.24
FL                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
NY                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.75
NY                        12             10    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.95
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              8.45
NY                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.2
NC                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.65
NC                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.32
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.7
MI                        24             22    N            2/28 6 Mo LIBOR ARM             First Lien               6.9
NY                        12             10    U            2/28 6 Mo LIBOR ARM             First Lien              6.69
NY                        12             11           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
MA                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien              6.08
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
RI                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.75
FL                        36             33    U            3/27 6 Mo LIBOR ARM             First Lien               6.3
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             10.15
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.35
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             10.65
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              7.49
PA                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              6.55
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             22    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               6.5
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.35
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.85
CA                        36             34    U            5/25 6 Mo LIBOR  ARM            First Lien              6.34
HI                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.95
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.3
VA                        24             22    N            2/28 6 Mo LIBOR ARM             First Lien               7.6
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.09
CA                         0              0    U            5YR IO 3/27 6 Mo LIBOR ARM      First Lien              5.55
HI                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.75
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.99
FL                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              11.6
NJ                         0              0    U            3/27 6 Mo LIBOR ARM             First Lien             5.375
MD                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
OR                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              5.84
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             6.625
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.95
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.5
NY                         0              0    U            5YR IO 3/27 6 Mo LIBOR ARM      First Lien             8.675
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.65
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.39
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
TN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.59
IA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.94
RI                        12             10    U            2/28 6 Mo LIBOR ARM             First Lien              7.55
FL                        24             21    U            2/28 6 Mo LIBOR ARM             First Lien             10.55
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.79
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              5.99
FL                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien              7.69
IA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              10.8
FL                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.59
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.85
PA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               9.9
NJ                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.95
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.8
CO                         0              0    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               9.7
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.1
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.65
MO                        24             24    U            2/28 6 Mo LIBOR ARM             First Lien               9.9
CA                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              5.75
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.55
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.19
IN                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.55
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              6.15
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.05
CA                        24             21    U            2/28 6 Mo LIBOR ARM             First Lien              7.35
AZ                        36             34    U            5/25 6 Mo LIBOR  ARM            First Lien              7.14
CA                        36             35           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.35
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.9
NY                        12             10    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              6.85
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               8.6
MA                         0              0    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              6.75
ME                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              10.8
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               6.7
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
VA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.6
TX                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               6.8
CA                        36             35    N            5YR IO 5/25 6 Mo LIBOR ARM      First Lien             5.788
PA                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              7.55
PA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.5
MA                         0              0    U            3/27 6 Mo LIBOR ARM             First Lien              7.55
NY                        12             11    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              5.99
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
IN                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.8
CA                        12             10    N            2/28 6 Mo LIBOR ARM             First Lien              6.55
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
WY                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               8.8
OR                        12              9    U            2/28 6 Mo LIBOR ARM             First Lien                 8
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.99
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.44
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.99
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.1
TX                         0              0    U            2/13 6 Mo LIBOR ARM             First Lien               9.5
CA                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              6.35
CO                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.75
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.3
IN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             10.15
MO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.15
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.55
NY                         0              0    U            5YR IO 3/27 6 Mo LIBOR ARM      First Lien              5.55
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MO                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien             11.95
FL                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               8.5
FL                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien              6.19
FL                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             11    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               7.1
VA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien                 8
CA                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               6.2
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.35
NJ                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.05
MA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.5
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.59
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.8
SC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             10.25
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.05
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              4.99
NJ                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.95
NJ                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien             8.125
NY                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.29
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              5.85
NJ                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.75
AZ                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.99
PA                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               6.6
PA                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien              9.15
TX                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien              10.2
WA                        24             22    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.35
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 9
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.5
OK                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              8.65
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.45
NY                        12             10           0     Fixed Rate 30 Yr                First Lien                 0
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.3
LA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.35
MD                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.55
NV                        24             22    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.45
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              6.75
OH                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             10.99
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.2
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.95
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.65
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              5.95
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.5
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.1
CA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.2
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              6.15
FL                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               8.4
FL                        36             35    U            5YR IO 3/27 6 Mo LIBOR ARM      First Lien               7.1
VA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.5
NY                        12             10           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
HI                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien              7.69
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.7
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.99
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.95
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.85
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.85
CA                        36             33    U            5/25 6 Mo LIBOR  ARM            First Lien              6.35
CA                        36             35           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
CA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.85
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.2
AR                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             10.75
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              8.15
NY                        12             11           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              5.99
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.25
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.45
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                10
CO                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien                 7
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.25
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.5
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.85
VA                        36             34    U            5/25 6 Mo LIBOR  ARM            First Lien              6.02
NJ                         0              0    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              7.45
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.15
TX                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien             10.65
TX                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien             6.525
CA                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien             8.275
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.55
MD                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.35
CA                        24             22    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.05
NY                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               8.4
NH                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.2
IL                         0              0    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              8.95
AR                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
NJ                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.6
TX                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien               9.6
CA                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien             7.875
MA                         0              0    U            3/27 6 Mo LIBOR ARM             First Lien               5.8
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.8
CA                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               5.9
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
NC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.25
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.64
MA                         0              0    U            3/27 6 Mo LIBOR ARM             First Lien              6.65
MA                         0              0    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               7.1
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.3
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.95
SC                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.15
FL                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               6.7
CA                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              5.65
FL                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              6.75
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.99
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.7
CO                        24             23    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien             6.325
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.4
FL                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.45
AZ                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.7
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.65
VA                        36             35           0     Fixed Rate 20 Yr                First Lien                 0
AZ                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.35
AZ                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.45
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
CA                        36             34    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               5.6
CA                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien             6.425
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.45
AZ                        24             21    U            2/28 6 Mo LIBOR ARM             First Lien              8.45
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              5.85
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               8.2
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.99
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.05
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.95
UT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
CA                         0              0    U            6 Mo LIBOR ARM 30 Yr            First Lien              6.85
MI                        24             21    U            2/28 6 Mo LIBOR ARM             First Lien              7.55
CT                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.6
NY                        12             11           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
NV                        24             21    U            2/28 6 Mo LIBOR ARM             First Lien              7.25
NJ                         0              0    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              7.15
CA                        24             22    N            2/28 6 Mo LIBOR ARM             First Lien              5.95
CA                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               5.9
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.7
CA                        24             22    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.95
MI                        24             21    U            2/28 6 Mo LIBOR ARM             First Lien              8.95
MI                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.6
CO                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.85
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             11.05
FL                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien               6.8
NY                        12             11           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
PA                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien              7.15
MA                         0              0    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              6.49
FL                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.55
UT                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien                 7
CO                        36             34    U            5YR IO 3/27 6 Mo LIBOR ARM      First Lien              5.95
NY                        12             11           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
AR                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.8
GA                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien             7.925
FL                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.6
AL                        24             24    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
NY                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien                 6
CA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.25
MO                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              9.75
NV                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.55
CA                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               9.6
CA                        24             22    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.25
CA                        36             34    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.25
MI                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               8.9
AZ                        24             23    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.8
IL                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              8.55
CA                        24             22    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.65
FL                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.55
FL                        36             35           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
TX                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
TX                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.1
MD                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
IA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              9.35
CA                        36             34    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               5.4
NH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             11.65
NE                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               8.5
VA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.5
CA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.1
CO                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.84
NY                        12             11           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
TX                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              8.24
NY                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.54
AL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               8.2
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.8
CA                        36             35           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
NY                        12             11    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              6.99
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.3
RI                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              9.89
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.75
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.85
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               7.8
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
UT                        36             35           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              11.3
PA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             11.55
AZ                        36             34    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               7.3
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.7
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.4
CA                        36             34    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              5.95
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.25
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 7
CA                        36             34           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
CA                        36             34    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               5.7
CA                        36             34    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               5.7
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.35
CA                        36             34    U            5YR IO 3/27 6 Mo LIBOR ARM      First Lien               5.5
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.04
CA                        36             34    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              5.95
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.85
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.8
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.85
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.5
NJ                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.8
CA                        24             22    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              6.75
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.7
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 9
DC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              5.99
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              11.1
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.7
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.45
NY                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.3
NY                        12             11    U            3/27 6 Mo LIBOR ARM             First Lien              9.25
IN                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien               7.7
WY                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
NH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             6.475
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             10.05
CA                        24             23    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.8
MI                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               8.7
PA                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              6.15
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.7
CA                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien             6.625
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.85
VA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.05
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.7
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             11.15
AZ                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.1
CA                        12             10    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.95
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.2
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.45
FL                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             10.65
CA                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien             11.75
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.5
PA                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
IN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             10.05
NY                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.05
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.9
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.85
CA                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              6.15
IN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.2
NY                        12             11           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.8
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.95
FL                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.69
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.25
FL                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.45
CA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.4
NV                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.2
AR                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.95
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.85
VT                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               6.2
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.3
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.85
FL                        36             33           0     Fixed Rate 30 Yr Rate Reduction First Lien                 0
ME                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.65
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.05
GA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             12.25
TX                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien              9.05
NJ                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.75
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.2
CA                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              8.54
NY                        12             11    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              6.95
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              9.79
NJ                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.75
NJ                         0              0    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              6.35
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.2
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.55
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.18
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             10.55
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.25
NY                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.15
CA                        24             23    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              6.35
MD                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             11.25
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.05
CA                        24             22    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.65
CA                        24             22    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.25
CA                        36             35           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
NY                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.4
CA                        24             23    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.05
CA                        24             23    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.45
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.95
CA                        36             34    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               5.8
CA                        24             23    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.05
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.9
CA                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              5.95
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.9
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.75
CA                        36             34    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               5.4
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.15
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.05
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.6
CA                        36             34           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
TN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.4
ME                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.5
NY                        12             10           0     Fixed Rate 30 Yr                First Lien                 0
FL                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              8.05
NY                        12             11    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien             6.265
MD                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               5.6
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.8
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.75
AZ                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              6.65
CA                        24             22    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.35
FL                        24             23    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              6.25
UT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
CA                        12             10    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.5
UT                        12             11    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              7.65
CA                        36             34    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              6.65
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.95
NJ                         0              0    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien             6.675
RI                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              10.4
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             10.75
AZ                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              7.15
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.99
NY                        12             11    U            5/25 6 Mo LIBOR  ARM            First Lien              7.55
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.35
MA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien             7.375
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien             11.15
CA                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              7.55
FL                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               5.8
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               8.8
CA                        24             23    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.85
AZ                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.55
CA                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien                 6
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.4
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              5.75
CA                        24             23    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.05
RI                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.75
CA                        36             34    U            5/25 6 Mo LIBOR  ARM            First Lien              5.55
RI                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.8
MI                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               8.8
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                10
CA                        36             34    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              5.99
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.24
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.5
CA                        36             35    N            5YR IO 3/27 6 Mo LIBOR ARM      First Lien              5.75
ME                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              6.45
FL                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              6.25
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.89
NJ                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.7
VA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.89
VA                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              6.35
TX                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien              10.7
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.2
MI                        24             21    U            2/28 6 Mo LIBOR ARM             First Lien               8.5
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.2
CA                        24             22    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               7.5
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
OR                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               7.1
FL                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien                 7
CA                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien            10.696
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               7.5
CA                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              6.99
FL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien                 7
CA                        24             22    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.2
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.1
NV                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien             6.875
NV                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              6.44
CA                        36             35    U            5YR IO 3/27 6 Mo LIBOR ARM      First Lien              5.59
OK                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.8
CT                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               8.4
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.45
SC                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              11.7
CA                        36             34    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               6.6
NH                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien              7.35
CT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.85
NY                        12             10    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              5.65
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.05
FL                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.25
CA                        36             34    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               5.4
CA                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               8.4
FL                         0              0    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              7.25
VA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
CA                        36             34    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              7.14
MO                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien             8.125
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.75
CA                        36             34    N            5YR IO 3/27 6 Mo LIBOR ARM      First Lien              5.45
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien             6.875
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.44
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.65
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              5.25
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.6
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.99
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.35
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.75
CA                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              5.99
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.2
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.25
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.65
CA                        24             23    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.2
PA                        36             35    U            6 Mo LIBOR ARM 30 Yr            First Lien               9.3
NY                        12             11    U            5YR IO 3/27 6 Mo LIBOR ARM      First Lien              6.99
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               7.5
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.9
CA                        36             34           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
CA                        36             35    U            40/30 BAL 5/25 6 Mo LIBOR ARM   First Lien              6.15
MD                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.3
NJ                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              8.45
CA                        36             34    N            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               5.6
CA                        24             22    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.2
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.34
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.25
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              5.25
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.99
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.15
ME                         0              0    U            5YR IO 3/27 6 Mo LIBOR ARM      First Lien              8.95
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.6
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.75
CA                        24             22    N            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               5.6
CA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.45
CA                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien             6.175
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.45
VA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               6.9
CA                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              7.55
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              6.99
CT                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.7
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              11.1
CA                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.25
FL                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.25
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.95
NY                        12             10    U            2/28 6 Mo LIBOR ARM             First Lien              6.99
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.3
GA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.8
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             10.65
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.9
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             12.05
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.8
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.05
IL                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.45
RI                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.3
AL                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien              9.75
GA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              8.75
HI                        12             10    U            2/28 6 Mo LIBOR ARM             First Lien              5.85
TX                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              8.35
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.95
NJ                         0              0    U            5YR IO 3/27 6 Mo LIBOR ARM      First Lien              6.99
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.5
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.15
MD                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
CA                        24             22    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.95
KY                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.9
IN                        24             23    U            3/27 6 Mo LIBOR ARM             First Lien              8.65
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.25
FL                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.95
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             11.65
CA                        36             35    U            40/30 BAL 5/25 6 Mo LIBOR ARM   First Lien               6.3
VA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.7
MD                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               8.4
MN                        42             41           0     Fixed Rate 30 Yr                First Lien                 0
FL                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              9.35
MI                        24             21    U            2/28 6 Mo LIBOR ARM             First Lien               6.3
AZ                        24             22    N            2/28 6 Mo LIBOR ARM             First Lien             10.45
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.25
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.85
AL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.3
MD                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.45
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.1
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.05
CA                        36             35           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              5.59
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.99
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               5.8
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.2
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.65
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.85
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              6.35
AZ                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               8.2
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.1
CA                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.65
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.25
CA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.74
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.75
MD                        36             35    U            2/28 6 Mo LIBOR ARM             First Lien               7.9
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.85
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.9
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              5.85
CA                        24             23           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien                 6
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.45
OK                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.15
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.25
TN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             11.29
CA                        24             22    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              5.65
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.75
MI                        36             35           0     Fixed Rate 30 Yr Rate Reduction First Lien                 0
IN                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien             10.25
CA                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               5.7
UT                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.69
MO                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.65
FL                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              11.5
TX                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
TX                        24             24    U            2/28 6 Mo LIBOR ARM             First Lien             10.15
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.65
HI                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               6.5
TN                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien             8.175
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.4
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             12.19
NH                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.99
CA                        24             22    N            2/28 6 Mo LIBOR ARM             First Lien             9.125
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
CA                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien             5.875
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.35
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.4
CA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.75
PA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.7
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.45
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.55
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             10.84
MI                        24             22    N            2/28 6 Mo LIBOR ARM             First Lien               9.2
CA                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               5.6
CA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.25
CA                        36             34    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               5.6
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.8
CA                        36             34           0     Fixed Rate 30 Yr                Second Lien                0
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.6
NY                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.35
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.59
CA                        36             35    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.1
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              8.35
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             10.05
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.5
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.46
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.25
CA                        24             22    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               6.3
MA                         0              0    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien             7.225
NY                        12             11    U            5/25 6 Mo LIBOR  ARM            First Lien               6.7
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             11.15
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.15
CA                        36             34    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               5.7
NV                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.8
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien                 8
NY                        12             11    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              5.75
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              5.49
VT                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien              7.15
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.4
TN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.7
MI                        24             24    U            2/28 6 Mo LIBOR ARM             First Lien               9.4
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              5.99
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.4
FL                        36             34    U            5/25 6 Mo LIBOR  ARM            First Lien              7.25
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.95
NJ                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.6
NV                        36             33    U            5/25 6 Mo LIBOR  ARM            First Lien               5.4
NJ                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.25
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.35
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.75
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.45
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.45
VA                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.2
VA                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               8.5
VT                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.7
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.85
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.95
MA                         0              0    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              6.95
MA                         0              0    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              6.35
NY                        12             11    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              6.62
CA                        36             34           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
CA                        36             34    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              6.35
CA                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              6.25
TX                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             35           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
MA                         0              0    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              6.59
GA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               8.3
OR                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.4
CA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.6
PA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.8
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.35
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.69
CA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.25
IL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              11.8
MN                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             21    N            2/28 6 Mo LIBOR ARM             First Lien               9.1
MD                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.15
FL                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.15
NY                        12             11    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              5.99
NY                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               8.3
NY                        12             10    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.25
NY                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.2
NY                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.1
CO                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               8.9
IL                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              8.45
NJ                         0              0    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              6.99
MA                         0              0    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              7.35
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien             5.725
NJ                         0              0    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               6.1
NY                         0              0    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               6.7
MI                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               9.3
NJ                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.95
CA                        36             34           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
NY                        12             11    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              5.84
WA                        36             34    U            5/25 6 Mo LIBOR  ARM            First Lien              7.25
CA                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              5.65
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.99
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.35
CA                        24             22    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.75
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.59
NJ                         0              0    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien             6.075
MA                         0              0    U            40/30 BAL 3/27 6 Mo LIBOR ARM   First Lien               6.1
WA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.64
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.95
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien                 6
MA                         0              0    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              6.75
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.6
OK                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             10.45
CA                        36             35    U            5YR IO 3/27 6 Mo LIBOR ARM      First Lien               6.8
CA                         0              0    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.35
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.05
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.99
VA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               8.2
VA                        36             34    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.75
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.65
CA                        24             22    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               5.3
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.65
CA                        36             34    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               5.4
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.74
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.55
NJ                         0              0    N            2/28 6 Mo LIBOR ARM             First Lien               9.8
FL                        24             23    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.84
CA                        36             34    U            5/25 6 Mo LIBOR  ARM            First Lien               7.4
MA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               7.2
PA                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien              7.45
VA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.94
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.95
PA                        36             34    U            3/27 6 Mo LIBOR ARM             First Lien               9.8
AL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.1
NJ                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.94
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.95
CA                        12             11    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.05
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.74
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.65
ID                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.35
MA                         0              0    U            5YR IO 3/27 6 Mo LIBOR ARM      First Lien               6.2
NY                         0              0           0     Fixed Rate 30 Yr                Second Lien                0
MD                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 7
CA                        24             23    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.85
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.14
FL                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.95
MA                         0              0    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              6.24
MD                        24             21    U            2/28 6 Mo LIBOR ARM             First Lien              7.85
FL                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.8
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             11.05
MA                         0              0    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              6.15
FL                        36             34    U            3/27 6 Mo LIBOR ARM             First Lien              7.85
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.84
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                12
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.29
NY                        12             10    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.1
AL                        36             35    U            40/30 BAL 5/25 6 Mo LIBOR ARM   First Lien               7.8
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.74
CA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.99
CA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien                 7
VA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.64
IN                        36             35    U            2/28 6 Mo LIBOR ARM             First Lien              11.3
RI                        12             11           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien             6.665
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.85
OH                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
NY                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.7
FL                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               8.4
DC                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.25
DC                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.05
FL                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              8.35
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien                 6
FL                         0              0    U            2/28 6 Mo LIBOR ARM             First Lien               9.1
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.35
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.99
VA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.1
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.55
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.25
MD                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
CA                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              7.04
NJ                         0              0    U            5YR IO 3/27 6 Mo LIBOR ARM      First Lien             6.525
WI                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.8
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.87
OH                        36             35           0     Fixed Rate 15 Yr                First Lien                 0
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.05
CA                        36             34    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               5.9
CO                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.45
NY                        12             10    U            5/25 6 Mo LIBOR  ARM            First Lien              6.55
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.4
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.85
CA                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              5.65
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.45
FL                        24             22    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.6
CA                        24             22    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.85
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               8.4
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.55
NY                        12             11           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
MI                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.14
CA                        36             35    U            40/30 BAL 3/27 6 Mo LIBOR ARM   First Lien              5.65
CA                         0              0    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              8.15
HI                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.35
MI                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.85
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.9
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              7.35
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.8
NH                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.5
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.05
NV                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               8.5
RI                        12             10           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
CA                        24             23    N            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               5.6
CA                        36             34    U            5YR IO 3/27 6 Mo LIBOR ARM      First Lien              5.45
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.3
CA                        24             23    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.4
CA                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              6.45
NJ                         0              0    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien             6.825
AZ                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.45
CA                        24             23    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.5
CO                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.9
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.75
CA                        36             34    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien             5.913
VA                        12             11    U            3/27 6 Mo LIBOR ARM             First Lien              7.99
IN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.9
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien             5.875
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.4
CA                        36             35    U            5YR IO 3/27 6 Mo LIBOR ARM      First Lien             5.525
WA                        36             34    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              6.25
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.35
NY                        12             11    U            3/27 6 Mo LIBOR ARM             First Lien              7.15
FL                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              6.55
VA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.69
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.85
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.45
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.25
CA                        12             10    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.55
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.04
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.85
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.9
CA                        24             22    N            2/28 6 Mo LIBOR ARM             First Lien               7.9
FL                        36             35           0     Fixed Rate 30 Yr Rate Reduction First Lien                 0
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
NY                        12             11    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              5.99
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.24
RI                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.4
RI                        12             11    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien             6.675
CA                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               5.6
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.1
VA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.05
CA                        36             34    U            5YR IO 3/27 6 Mo LIBOR ARM      First Lien               6.7
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.7
CA                        36             34    N            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              5.75
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.65
NY                        12             11    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               6.7
NJ                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.5
CA                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               5.6
CA                        36             34    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              6.35
CA                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              7.34
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.35
CA                        12             10    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.85
FL                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien                 8
CA                        24             23    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.55
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.99
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.6
CA                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              6.64
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.45
AZ                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.9
AZ                        24             22    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.4
MI                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               6.5
RI                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.99
CA                        36             35    U            5YR IO 3/27 6 Mo LIBOR ARM      First Lien              5.95
CA                        36             35    N            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               6.9
VA                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              8.55
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien              6.15
FL                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              8.55
WA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.7
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.34
NY                        12             10    U            3/27 6 Mo LIBOR ARM             First Lien               6.5
VA                        36             34    U            5/25 6 Mo LIBOR  ARM            First Lien              6.75
CA                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             34    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               5.7
NY                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.3
NY                        12             11    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              6.99
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.18
VA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.7
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              8.95
MN                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.1
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.99
VA                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               7.8
CO                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               7.6
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.25
CA                        24             22    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.75
NY                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.3
NY                        12             10    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.75
NY                        12             10    U            5YR IO 3/27 6 Mo LIBOR ARM      First Lien              6.95
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.99
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.66
CA                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               6.3
AZ                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.55
CA                        24             22    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.95
CA                        36             35    U            5YR IO 3/27 6 Mo LIBOR ARM      First Lien               5.8
CA                        24             22    N            2/28 6 Mo LIBOR ARM             First Lien              6.95
CA                        24             22    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              7.35
NY                        12             11           0     Fixed Rate 30 Yr                First Lien                 0
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             10.65
HI                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.45
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.35
CA                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               5.6
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.3
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.5
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.24
FL                        24             23    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.3
CA                        36             34    N            5YR IO 3/27 6 Mo LIBOR ARM      First Lien               6.6
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.5
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.8
CA                        36             35    U            5YR IO 3/27 6 Mo LIBOR ARM      First Lien              6.35
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.1
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.3
OR                        24             23    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.45
CA                        36             34    N            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              7.25
FL                        24             23    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.3
CA                        24             22    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               5.6
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.25
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.85
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.9
CA                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien                 6
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.25
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.25
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.2
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.59
FL                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              7.94
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.25
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.2
CA                        36             34    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               6.5
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.85
CA                        36             34    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              5.99
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.1
CA                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              6.55
CO                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               8.2
CO                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               8.2
LA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.95
IN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.6
NY                        12             10    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.95
RI                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.04
MI                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               9.8
NJ                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.75
MN                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               6.8
NY                        12             11    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               6.9
FL                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              5.84
MD                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.95
FL                        36             35    U            5YR IO 3/27 6 Mo LIBOR ARM      First Lien              7.34
CA                        36             34    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               5.5
NY                        12             10    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              7.05
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.99
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.45
NY                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              8.25
CA                        36             34    U            5YR IO 3/27 6 Mo LIBOR ARM      First Lien              5.25
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.3
SC                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.3
CA                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               5.6
NY                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.5
OH                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.05
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.2
CA                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              5.99
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.1
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.8
NY                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.65
NY                        12             11    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.35
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.55
CA                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              8.85
CA                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien                 6
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.9
RI                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               6.8
MI                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.2
CT                        36             34    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien             6.025
NY                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               8.5
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.95
RI                        12             11    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              6.99
MA                         0              0    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               7.9
CA                        24             23    N            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               7.4
CT                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                 9
MD                        36             35           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
FL                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.65
NY                        12             10    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.9
TX                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             11.85
TX                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              8.55
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.7
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.45
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.75
NC                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              8.55
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.5
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.2
CA                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               6.8
CA                        36             34    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              5.95
CA                        24             22    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              5.55
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.4
CA                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              8.24
CA                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              7.45
FL                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              5.75
CA                        24             22    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien             5.425
FL                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.75
VA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                10
RI                        12             10    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.45
MN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.2
CA                        24             23    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.05
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.16
PA                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien              7.95
CA                        24             22    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.1
NY                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.7
NY                        12             10    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.65
CA                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              5.55
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.4
CA                        24             23    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               8.4
CA                        36             34    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               5.4
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.59
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.2
CT                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              5.99
MA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.7
FL                        36             34    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               5.6
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.2
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.95
CA                        36             34    N            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               5.8
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.5
CA                        24             23    N            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              6.24
CA                        24             22    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.2
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.25
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.6
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.8
CA                        36             34    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              5.75
MN                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               8.3
OH                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.45
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.65
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              11.3
CA                        12             11    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               7.4
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.55
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.2
CA                        36             34    U            5YR IO 3/27 6 Mo LIBOR ARM      First Lien               6.2
UT                        36             34    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               7.7
CA                        24             22    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.8
VA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.25
OH                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.05
MD                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              7.35
CA                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               7.4
OH                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien               9.2
MD                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               6.9
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.8
NY                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.95
OH                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
FL                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.65
NY                        12             10    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              6.99
FL                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.35
FL                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              6.85
MD                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.2
CA                        24             23    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.9
MD                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.9
MO                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              8.15
CA                        24             22    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.99
OH                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
CA                        36             35    N            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              6.75
MN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.29
NC                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien                 8
VA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               8.3
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.45
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.25
OH                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              6.85
CA                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.3
NJ                         0              0    U            5/25 6 Mo LIBOR  ARM            First Lien               6.3
MA                         0              0    U            40/30 BAL 5/25 6 Mo LIBOR ARM   First Lien             6.475
CA                        36             34    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              5.84
MN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.7
VA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               8.9
OH                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien             6.125
VA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               8.5
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.9
NY                        12             10    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.05
OH                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
MI                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              6.15
MN                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              8.05
NY                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.15
MN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             11.65
CA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               5.8
CA                        24             23    N            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               6.5
PA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.44
CA                        24             22    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               5.7
NY                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.3
VA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien                 7
CA                        36             34    N            5YR IO 5/25 6 Mo LIBOR ARM      First Lien             6.525
CA                        36             34    U            5YR IO 3/27 6 Mo LIBOR ARM      First Lien              5.25
NY                         0              0    U            3/27 6 Mo LIBOR ARM             First Lien               6.6
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.65
NY                        12             11    U            40/30 BAL 5/25 6 Mo LIBOR ARM   First Lien              7.25
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.75
VA                        12             10    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.05
VA                        24             23    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.5
FL                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              7.99
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               8.1
CA                        36             34    N            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              6.49
FL                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.95
RI                        12             10    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              5.55
CA                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              5.95
CA                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               6.8
CA                        12             11    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.55
FL                        36             34    N            5YR IO 5/25 6 Mo LIBOR ARM      First Lien             6.375
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.85
MI                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien                11
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.55
CA                         0              0    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.99
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.75
MD                        24             23    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.59
MD                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.85
MN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             10.35
OH                        36             35           0     Fixed Rate 30 Yr 5YR IO         First Lien                 0
MD                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.6
CA                        24             22    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               5.5
MI                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien             11.65
MD                        36             34    U            40/30 BAL 3/27 6 Mo LIBOR ARM   First Lien             6.525
NC                        30             29    U            3/27 6 Mo LIBOR ARM             First Lien              8.69
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.95
NC                        30             28    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              5.85
MN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.94
MD                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.75
MD                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              7.75
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.9
MI                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               5.8
CA                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.05
CA                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.85
CA                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              5.99
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             10.74
MN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.5
MI                        24             23    U            40/30 BAL 5/25 6 Mo LIBOR ARM   First Lien               6.6
NY                        12             11    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien               6.5
NY                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               7.8
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.39
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.2
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.4
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.2
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.89
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.65
OH                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.8
NC                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               7.4
MD                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.1
MN                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien               7.6
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.85
OH                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien               6.8
OH                        36             35           0     Fixed Rate 30 Yr                First Lien                 0
OH                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              9.75
OH                        36             34           0     Fixed Rate 30 Yr                First Lien                 0
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.74
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               9.8
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.95
OH                        24             21    U            2/28 6 Mo LIBOR ARM             First Lien              7.79
MN                        36             35    U            5YR IO 3/27 6 Mo LIBOR ARM      First Lien              5.95
MN                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.5
MD                        36             35    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien              7.65
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien               8.5
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              8.25
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.55
OH                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien              5.68
CA                        24             22    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               6.8
MN                        24             23    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              6.75
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              11.3
NC                        12             11    U            2/28 6 Mo LIBOR ARM             First Lien               5.9
OH                        24             23    N            2/28 6 Mo LIBOR ARM             First Lien              11.1
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             10.55
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              6.55
OH                        36             35    U            5/25 6 Mo LIBOR  ARM            First Lien              10.2
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien                10
NC                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              5.85
OH                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              7.09
MN                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              7.55
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             12.15
NC                        30             29    U            5YR IO 5/25 6 Mo LIBOR ARM      First Lien               7.9
OH                        24             23    N            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              8.65
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              10.9
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien             11.19
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              11.3
OH                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              8.75
OH                        24             23    U            2/28 6 Mo LIBOR ARM             First Lien              9.05
OH                        36             35    U            3/27 6 Mo LIBOR ARM             First Lien              10.8
MN                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien              8.95
OH                        12             10    U            2/28 6 Mo LIBOR ARM             First Lien               5.8
OH                        24             22    U            2/28 6 Mo LIBOR ARM             First Lien              6.95
OH                        24             22    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.7
OH                        24             23    U            5YR IO 2/28 6 Mo LIBOR ARM      First Lien               7.6
OH                        24             23    U            40/30 BAL 2/28 6 Mo LIBOR ARM   First Lien              9.55
-------------------------------------------------------------------------------------------------------------------------

-------------------------------------------------------------------------------------------------------------------------
-------------------------------------------------------------------------------------------------------------------------

=========================================================================================================================

---------------------------------------------------------------------------------------------
     State             Maximum         Gross           Next           Initial     Subsequent
                       Mortgage       Margin        Adjustment       Periodic      Rate Cap
                         Rate                          Date          Rate Cap
---------------------------------------------------------------------------------------------
NC                           0             0                                 0             0
WA                           0             0                                 0             0
TX                           0             0                                 0             0
TX                           0             0                                 0             0
TX                           0             0                                 0             0
NC                           0             0                                 0             0
NV                           0             0                                 0             0
GA                           0             0                                 0             0
CO                           0             0                                 0             0
TX                           0             0                                 0             0
NC                           0             0                                 0             0
CO                           0             0                                 0             0
TX                           0             0                                 0             0
TX                           0             0                                 0             0
ME                           0             0                                 0             0
NJ                           0             0                                 0             0
AL                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
OK                           0             0                                 0             0
GA                           0             0                                 0             0
GA                           0             0                                 0             0
SC                           0             0                                 0             0
TX                           0             0                                 0             0
TX                           0             0                                 0             0
NV                           0             0                                 0             0
NV                           0             0                                 0             0
NC                           0             0                                 0             0
CO                           0             0                                 0             0
NV                           0             0                                 0             0
FL                           0             0                                 0             0
NV                           0             0                                 0             0
OH                           0             0                                 0             0
IL                           0             0                                 0             0
CO                           0             0                                 0             0
NY                           0             0                                 0             0
SC                        15.9          7.35         11/1/2007               3             1
TX                           0             0                                 0             0
WI                           0             0                                 0             0
VT                           0             0                                 0             0
WA                           0             0                                 0             0
CA                           0             0                                 0             0
OK                           0             0                                 0             0
TX                           0             0                                 0             0
IL                           0             0                                 0             0
SC                        13.3          5.65         10/1/2007               3             1
CA                           0             0                                 0             0
TX                           0             0                                 0             0
TX                           0             0                                 0             0
WA                           0             0                                 0             0
MT                           0             0                                 0             0
TX                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
TX                           0             0                                 0             0
IN                           0             0                                 0             0
UT                           0             0                                 0             0
VA                           0             0                                 0             0
MA                           0             0                                 0             0
IA                           0             0                                 0             0
IL                           0             0                                 0             0
OH                           0             0                                 0             0
ME                           0             0                                 0             0
TX                           0             0                                 0             0
WA                           0             0                                 0             0
WA                           0             0                                 0             0
FL                           0             0                                 0             0
GA                           0             0                                 0             0
GA                           0             0                                 0             0
WI                           0             0                                 0             0
PA                           0             0                                 0             0
AZ                           0             0                                 0             0
MS                           0             0                                 0             0
TX                           0             0                                 0             0
TX                           0             0                                 0             0
TX                           0             0                                 0             0
TX                           0             0                                 0             0
TX                           0             0                                 0             0
MA                           0             0                                 0             0
NY                           0             0                                 0             0
TX                           0             0                                 0             0
FL                           0             0                                 0             0
NH                           0             0                                 0             0
MA                           0             0                                 0             0
CO                           0             0                                 0             0
TX                           0             0                                 0             0
VA                           0             0                                 0             0
WA                           0             0                                 0             0
MA                           0             0                                 0             0
MA                           0             0                                 0             0
NC                           0             0                                 0             0
GA                           0             0                                 0             0
NY                           0             0                                 0             0
TX                           0             0                                 0             0
IL                           0             0                                 0             0
MA                           0             0                                 0             0
SC                       14.04           6.1         10/1/2007               3             1
SC                       13.94          5.44         10/1/2007               3             1
SC                       14.65             6         10/1/2007               3             1
OH                           0             0                                 0             0
WI                           0             0                                 0             0
CO                           0             0                                 0             0
TX                           0             0                                 0             0
NC                           0             0                                 0             0
ID                       13.49          5.24         10/1/2007               3             1
WI                           0             0                                 0             0
GA                           0             0                                 0             0
IL                           0             0                                 0             0
TX                           0             0                                 0             0
VA                        12.5          6.49          4/1/2006               1             1
GA                           0             0                                 0             0
TX                           0             0                                 0             0
WA                           0             0                                 0             0
WA                           0             0                                 0             0
MA                           0             0                                 0             0
OR                           0             0                                 0             0
TX                           0             0                                 0             0
NC                           0             0                                 0             0
MA                           0             0                                 0             0
MA                           0             0                                 0             0
NC                           0             0                                 0             0
NC                       16.14          7.09         10/1/2007               3             1
NJ                           0             0                                 0             0
GA                           0             0                                 0             0
GA                           0             0                                 0             0
MA                           0             0                                 0             0
GA                           0             0                                 0             0
OH                           0             0                                 0             0
IN                           0             0                                 0             0
TN                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
NJ                           0             0                                 0             0
WI                           0             0                                 0             0
ID                           0             0                                 0             0
IL                           0             0                                 0             0
MD                           0             0                                 0             0
WI                           0             0                                 0             0
ME                       15.85          6.85         10/1/2007               3             1
ME                           0             0                                 0             0
ID                        14.2           5.8         10/1/2007               3             1
FL                           0             0                                 0             0
AZ                       14.15           5.9         10/1/2007               3             1
GA                           0             0                                 0             0
OR                           0             0                                 0             0
MA                           0             0                                 0             0
VT                           0             0                                 0             0
GA                           0             0                                 0             0
CO                           0             0                                 0             0
IL                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
OH                           0             0                                 0             0
TX                           0             0                                 0             0
WI                           0             0                                 0             0
MA                           0             0                                 0             0
MA                           0             0                                 0             0
KY                           0             0                                 0             0
NH                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
KY                           0             0                                 0             0
IL                       13.49          5.24         10/1/2007               3             1
TX                           0             0                                 0             0
FL                           0             0                                 0             0
GA                           0             0                                 0             0
MO                           0             0                                 0             0
TX                           0             0                                 0             0
VT                       12.35          4.74          9/1/2008               3             1
FL                           0             0                                 0             0
CA                           0             0                                 0             0
RI                           0             0                                 0             0
TX                           0             0                                 0             0
IL                           0             0                                 0             0
NH                           0             0                                 0             0
NH                           0             0                                 0             0
PA                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
NJ                        15.8           7.8         10/1/2007               3             1
FL                           0             0                                 0             0
LA                           0             0                                 0             0
MI                           0             0                                 0             0
CA                           0             0                                 0             0
VT                           0             0                                 0             0
TX                           0             0                                 0             0
SC                           0             0                                 0             0
SC                           0             0                                 0             0
MA                       13.65          5.69         10/1/2007               3             1
AZ                       12.89          4.55         10/1/2007               3             1
HI                           0             0                                 0             0
OK                           0             0                                 0             0
CO                           0             0                                 0             0
NJ                           0             0                                 0             0
FL                           0             0                                 0             0
CA                           0             0                                 0             0
IL                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
GA                        13.7           5.3         10/1/2007               3             1
MN                           0             0                                 0             0
TN                           0             0                                 0             0
NV                           0             0                                 0             0
CA                           0             0                                 0             0
AZ                       13.34          5.19         10/1/2007               3             1
CO                       13.24          5.09         10/1/2007               3             1
FL                           0             0                                 0             0
FL                           0             0                                 0             0
CA                           0             0                                 0             0
HI                           0             0                                 0             0
TX                           0             0                                 0             0
PA                       13.89          5.44         10/1/2007               3             1
CA                           0             0                                 0             0
MA                           0             0                                 0             0
FL                       13.25           5.2         10/1/2007               3             1
TX                           0             0                                 0             0
NH                           0             0                                 0             0
FL                           0             0                                 0             0
FL                       12.45          4.35         10/1/2007               3             1
FL                           0             0                                 0             0
FL                       13.85          5.55         10/1/2007               3             1
NH                           0             0                                 0             0
FL                           0             0                                 0             0
IN                           0             0                                 0             0
PA                           0             0                                 0             0
OR                           0             0                                 0             0
CO                           0             0                                 0             0
ME                           0             0                                 0             0
MD                           0             0                                 0             0
AZ                           0             0                                 0             0
MI                           0             0                                 0             0
MI                           0             0                                 0             0
IL                           0             0                                 0             0
CA                           0             0                                 0             0
TX                           0             0                                 0             0
IL                           0             0                                 0             0
TN                           0             0                                 0             0
NH                           0             0                                 0             0
NE                           0             0                                 0             0
OH                           0             0                                 0             0
NY                           0             0                                 0             0
TX                           0             0                                 0             0
VA                           0             0                                 0             0
TX                           0             0                                 0             0
TX                           0             0                                 0             0
TX                           0             0                                 0             0
NJ                           0             0                                 0             0
NC                           0             0                                 0             0
AZ                           0             0                                 0             0
MA                           0             0                                 0             0
NC                        14.1           5.9         10/1/2007               3             1
TX                           0             0                                 0             0
CT                           0             0                                 0             0
MA                           0             0                                 0             0
CA                           0             0                                 0             0
FL                           0             0                                 0             0
PA                           0             0                                 0             0
MA                           0             0                                 0             0
WI                        11.9          4.45         10/1/2007               3             1
NY                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
TN                           0             0                                 0             0
FL                           0             0                                 0             0
CO                           0             0                                 0             0
MI                           0             0                                 0             0
FL                           0             0                                 0             0
AZ                        14.5          6.05         10/1/2007               3             1
ID                        14.8           6.1         10/1/2007               3             1
ID                        14.8           6.1         10/1/2007               3             1
CT                           0             0                                 0             0
CT                           0             0                                 0             0
NJ                           0             0                                 0             0
VA                           0             0                                 0             0
MA                           0             0                                 0             0
TX                           0             0                                 0             0
OR                           0             0                                 0             0
FL                           0             0                                 0             0
CA                           0             0                                 0             0
TX                           0             0                                 0             0
RI                           0             0                                 0             0
GA                           0             0                                 0             0
GA                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
MA                           0             0                                 0             0
NY                           0             0                                 0             0
TX                           0             0                                 0             0
TX                           0             0                                 0             0
NJ                           0             0                                 0             0
AL                           0             0                                 0             0
AZ                           0             0                                 0             0
CO                       12.75          4.45         10/1/2007               3             1
TX                           0             0                                 0             0
PA                           0             0                                 0             0
MA                           0             0                                 0             0
WI                          13          4.49         10/1/2007               3             1
MA                           0             0                                 0             0
FL                           0             0                                 0             0
HI                           0             0                                 0             0
MD                           0             0                                 0             0
FL                       14.65          6.75         10/1/2007               3             1
FL                           0             0                                 0             0
NV                           0             0                                 0             0
NV                       12.15          4.35         10/1/2007               3             1
NV                           0             0                                 0             0
MA                           0             0                                 0             0
GA                           0             0                                 0             0
FL                           0             0                                 0             0
MA                           0             0                                 0             0
NJ                           0             0                                 0             0
GA                           0             0                                 0             0
SD                           0             0                                 0             0
CA                           0             0                                 0             0
VA                           0             0                                 0             0
FL                           0             0                                 0             0
UT                           0             0                                 0             0
TX                           0             0                                 0             0
OR                           0             0                                 0             0
MO                           0             0                                 0             0
TX                           0             0                                 0             0
OR                           0             0                                 0             0
CA                           0             0                                 0             0
CT                           0             0                                 0             0
AZ                           0             0                                 0             0
TX                           0             0                                 0             0
GA                           0             0                                 0             0
IL                        12.7          4.75         10/1/2007               3             1
WI                       13.69          5.65         10/1/2007               3             1
GA                           0             0                                 0             0
CA                           0             0                                 0             0
IL                           0             0                                 0             0
MO                           0             0                                 0             0
NY                           0             0                                 0             0
FL                        13.4           5.5         10/1/2007               3             1
FL                           0             0                                 0             0
FL                           0             0                                 0             0
TX                           0             0                                 0             0
IL                           0             0                                 0             0
IL                           0             0                                 0             0
TX                           0             0                                 0             0
VT                        13.9          5.25         10/1/2007               3             1
KS                       13.55           4.9         10/1/2007               3             1
MA                           0             0                                 0             0
VA                           0             0                                 0             0
CA                           0             0                                 0             0
MA                       13.49          5.24         10/1/2007               3             1
MA                        13.4          4.89         10/1/2007               3             1
NY                       14.29          5.64         10/1/2007               3             1
TN                           0             0                                 0             0
MA                           0             0                                 0             0
MO                           0             0                                 0             0
NV                      13.375          4.75         10/1/2010               3             1
CO                           0             0                                 0             0
TX                           0             0                                 0             0
NY                           0             0                                 0             0
GA                      12.875             5         10/1/2010               3             1
TX                           0             0                                 0             0
FL                           0             0                                 0             0
NC                           0             0                                 0             0
NY                        14.9          6.75         10/1/2007               3             1
VA                           0             0                                 0             0
VT                           0             0                                 0             0
MA                           0             0                                 0             0
GA                          14          6.25         10/1/2007               3             1
DE                           0             0                                 0             0
WA                       12.45           4.7         10/1/2007               3             1
MA                           0             0                                 0             0
MA                           0             0                                 0             0
CT                           0             0                                 0             0
PA                           0             0                                 0             0
NJ                           0             0                                 0             0
TX                        14.3          5.45         10/1/2007               3             1
MA                           0             0                                 0             0
TX                           0             0                                 0             0
FL                           0             0                                 0             0
TX                           0             0                                 0             0
CA                           0             0                                 0             0
GA                           0             0                                 0             0
TX                        17.5          6.39         10/1/2007               3             1
IL                           0             0                                 0             0
TX                        15.6          7.85         10/1/2007               3             1
VA                           0             0                                 0             0
NY                           0             0                                 0             0
IL                        13.6           5.2         10/1/2007               3             1
MI                           0             0                                 0             0
VT                        16.2          7.55         10/1/2007               3             1
MI                           0             0                                 0             0
SC                       15.15          7.05          8/1/2007               3             1
IL                           0             0                                 0             0
PA                           0             0                                 0             0
NJ                           0             0                                 0             0
FL                       14.25          6.05         10/1/2007               3             1
MA                           0             0                                 0             0
NJ                           0             0                                 0             0
FL                        11.7           4.3          9/1/2007               3             1
IL                           0             0                                 0             0
MA                           0             0                                 0             0
CO                           0             0                                 0             0
SC                       15.95          7.45         10/1/2007               3             1
GA                           0             0                                 0             0
TX                           0             0                                 0             0
WI                       15.65           7.2         10/1/2007               3             1
TX                           0             0                                 0             0
FL                           0             0                                 0             0
VA                           0             0                                 0             0
IL                        13.9          5.55         10/1/2007               3             1
MD                           0             0                                 0             0
TX                           0             0                                 0             0
MA                       13.95           5.9          9/1/2007               3             1
MA                           0             0                                 0             0
FL                       15.55          7.85         10/1/2007               3             1
TX                           0             0                                 0             0
VT                           0             0                                 0             0
FL                           0             0                                 0             0
MO                           0             0                                 0             0
TX                           0             0                                 0             0
TX                           0             0                                 0             0
NJ                        13.2          5.35          9/1/2010               3             1
NJ                           0             0                                 0             0
FL                           0             0                                 0             0
ME                        14.5          6.39          9/1/2007               3             1
ME                       12.65          4.75         10/1/2007               3             1
MA                       13.59           5.5         10/1/2007               3             1
VT                           0             0                                 0             0
VT                       13.84          5.39         10/1/2007               3             1
IA                        14.3          5.25         10/1/2007               3             1
ME                        14.4          6.35         10/1/2007               3             1
FL                       12.65           4.9         10/1/2007               3             1
VA                           0             0                                 0             0
NY                           0             0                                 0             0
TN                           0             0                                 0             0
NH                           0             0                                 0             0
MA                           0             0                                 0             0
NC                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
MA                        14.7          6.58         10/1/2007               3             1
OR                           0             0                                 0             0
IL                        14.9          6.05         10/1/2007               3             1
HI                           0             0                                 0             0
TN                           0             0                                 0             0
PA                           0             0                                 0             0
ME                       14.35          5.85         10/1/2007               3             1
VA                           0             0                                 0             0
TX                           0             0                                 0             0
OK                           0             0                                 0             0
WA                       11.95          4.48         10/1/2007               3             1
IA                       15.95           7.1         10/1/2007               3             1
SC                        15.8          7.25         10/1/2007               3             1
SC                       14.49          5.74         10/1/2007               3             1
FL                           0             0                                 0             0
SC                           0             0                                 0             0
WI                           0             0                                 0             0
TX                           0             0                                 0             0
WI                        14.4           6.3         10/1/2007               3             1
MD                      13.725          5.95         10/1/2008               3             1
IA                       14.25          5.65         10/1/2007               3             1
MA                           0             0                                 0             0
FL                           0             0                                 0             0
ME                           0             0                                 0             0
NJ                           0             0                                 0             0
MA                           0             0                                 0             0
NY                        14.2          6.15         10/1/2007               3             1
WI                        15.9          7.35         10/1/2007               3             1
GA                       14.55          6.15         10/1/2007               3             1
TX                           0             0                                 0             0
MD                       13.75          6.45         10/1/2007               3             1
IL                           0             0                                 0             0
IL                           0             0                                 0             0
MA                        13.7          5.59         10/1/2007               3             1
IL                        15.4          5.65         10/1/2007               3             1
ME                        13.8          5.75         10/1/2007               3             1
VA                       14.95           6.2         10/1/2007               3             1
NY                           0             0                                 0             0
WI                       13.09           5.4         10/1/2007               3             1
NC                           0             0                                 0             0
MA                           0             0                                 0             0
IL                           0             0                                 0             0
NC                      10.615          5.49         10/1/2008               3             1
NC                        15.4           7.3         10/1/2007               3             1
CA                       14.85          6.95         10/1/2007               3             1
IN                           0             0                                 0             0
MA                           0             0                                 0             0
NC                           0             0                                 0             0
NJ                        14.3             6         10/1/2007               3             1
TX                           0             0                                 0             0
MD                       14.01           6.2         10/1/2007               3             1
TX                           0             0                                 0             0
CO                           0             0                                 0             0
TX                           0             0                                 0             0
FL                       11.95          4.24         10/1/2007               3             1
FL                           0             0                                 0             0
VT                       14.49          5.74         10/1/2007               3             1
TX                          14             6         10/1/2007               3             1
TX                          14          5.65         10/1/2007               3             1
TX                       14.25           6.9          9/1/2007               3             1
WA                        15.5          6.65         10/1/2007               3             1
NY                           0             0                                 0             0
TN                           0             0                                 0             0
NH                           0             0                                 0             0
SC                           0             0                                 0             0
PA                           0             0                                 0             0
ME                        13.4          4.95         10/1/2007               3             1
GA                           0             0                                 0             0
NY                       13.15          5.85         10/1/2007               3             1
OH                           0             0                                 0             0
MA                       14.45           5.8         10/1/2007               3             1
MA                       12.55          4.45         10/1/2007               3             1
IL                           0             0                                 0             0
NY                           0             0                                 0             0
MA                           0             0                                 0             0
WI                           0             0                                 0             0
ID                           0             0                                 0             0
MA                       12.25           4.4         10/1/2007               3             1
NY                           0             0                                 0             0
CT                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
FL                        15.4           6.5         10/1/2007               3             1
MD                        13.2         5.325         10/1/2007               3             1
IL                           0             0                                 0             0
NC                        13.4          5.15         10/1/2007               3             1
GA                         9.9          5.55         10/1/2007               3             1
NY                       15.44          6.65         10/1/2007               3             1
TX                           0             0                                 0             0
ME                        13.6          6.15         10/1/2007               3             1
TX                       14.95          6.35         10/1/2007               3             1
MA                       13.75             6         10/1/2007               3             1
WI                           0             0                                 0             0
MA                           0             0                                 0             0
MI                           0             0                                 0             0
IA                           0             0                                 0             0
MI                           0             0                                 0             0
NH                           0             0                                 0             0
AZ                           0             0                                 0             0
TX                       13.99          7.39         10/1/2007               3             1
WI                       15.64          7.29         10/1/2007               3             1
SC                        14.4         6.025         10/1/2007               3             1
FL                       12.65           4.8          9/1/2007               3             1
NJ                           0             0                                 0             0
NY                           0             0                                 0             0
NY                           0             0                                 0             0
NY                           0             0                                 0             0
MA                        14.1           6.5         10/1/2007               3             1
IL                       13.05           4.8         10/1/2008               3             1
FL                           0             0                                 0             0
ID                        13.5          5.83         10/1/2007               3             1
SC                       14.39          5.95         10/1/2007               2             1
TX                           0             0                                 0             0
TX                           0             0                                 0             0
TX                           0             0                                 0             0
IL                       14.99          6.59         10/1/2007               3             1
TX                           0             0                                 0             0
IN                       14.59          6.15         10/1/2007               3             1
WI                       14.04          5.49         10/1/2007               3             1
NY                       13.35          4.95          9/1/2008               3             1
WI                           0             0                                 0             0
SC                       16.25           6.9         10/1/2007               3             1
AZ                       14.25           6.6         10/1/2007               3             1
MA                       13.75          6.05         10/1/2007               3             1
MO                           0             0                                 0             0
MI                           0             0                                 0             0
NY                       14.55           5.9         10/1/2007               3             1
MD                        15.5          7.75         10/1/2007               3             1
NJ                       13.45           6.8          9/1/2007               3             1
NJ                        13.4           5.1         10/1/2007               3             1
NJ                           0             0                                 0             0
NC                        14.4           5.7         10/1/2008               3             1
OK                           0             0                                 0             0
NY                           0             0                                 0             0
NY                           0             0                                 0             0
MA                       12.55          4.84         10/1/2007               3             1
MD                           0             0                                 0             0
PA                           0             0                                 0             0
WI                       16.14          7.04         10/1/2007               3             1
HI                           0             0                                 0             0
HI                       13.35           5.1          9/1/2007               3             1
NH                       14.65           6.2         10/1/2007               3             1
NY                           0             0                                 0             0
WI                          16          7.85         10/1/2007               3             1
SC                           0             0                                 0             0
FL                           0             0                                 0             0
KY                           0             0                                 0             0
TX                           0             0                                 0             0
MA                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
MA                        14.5           6.4         10/1/2007               3             1
CO                           0             0                                 0             0
NC                           0             0                                 0             0
NJ                           0             0                                 0             0
OK                           0             0                                 0             0
NE                       17.35           7.7         10/1/2007               3             1
TX                           0             0                                 0             0
RI                           0             0                                 0             0
NY                       13.95           6.1         10/1/2007               3             1
FL                           0             0                                 0             0
FL                           0             0                                 0             0
NY                       12.75          4.66         10/1/2007               3             1
CA                       13.95           6.7         10/1/2007               3             1
NY                           0             0                                 0             0
CA                           0             0                                 0             0
FL                           0             0                                 0             0
UT                       12.24          4.79         10/1/2007               3             1
MA                           0             0                                 0             0
TX                           0             0                                 0             0
TX                           0             0                                 0             0
TX                           0             0                                 0             0
TX                           0             0                                 0             0
NY                       13.45           5.6         10/1/2007               3             1
NV                       11.85           4.3          9/1/2007               3             1
MA                       16.45           7.5         10/1/2007               3             1
ME                           0             0                                 0             0
WA                           0             0                                 0             0
FL                           0             0                                 0             0
TX                           0             0                                 0             0
NY                        13.7         5.425          9/1/2010               3             1
OK                       16.75         7.075         10/1/2007               3             1
MS                           0             0                                 0             0
NH                       13.65           5.5         10/1/2007               3             1
CT                           0             0                                 0             0
IL                        13.1          6.05          9/1/2007               3             1
KS                          14          6.75         10/1/2007               3             1
FL                       12.75           4.5         10/1/2007               3             1
NC                        15.5           6.7         10/1/2007               3             1
VT                        14.2          6.05         10/1/2007               3             1
NJ                       15.79          7.39         10/1/2007               3             1
TX                           0             0                                 0             0
MA                           0             0                                 0             0
TX                       13.15           5.1         10/1/2007               3             1
IL                        14.6          5.75         10/1/2007               3             1
MA                           0             0                                 0             0
NY                           0             0                                 0             0
MA                       13.25           5.4         10/1/2007               3             1
SC                      13.625           5.5          9/1/2007               3             1
IL                       15.35          6.35         10/1/2007               3             1
SC                           0             0                                 0             0
NY                       13.69          6.34         10/1/2007               3             1
ME                           0             0                                 0             0
WA                           0             0                                 0             0
NC                       13.99           5.6         10/1/2007               3             1
MA                           0             0                                 0             0
IL                        12.9           5.7         10/1/2007               3             1
IL                          14          5.65         10/1/2007               3             1
NJ                       13.95           5.8         10/1/2007               3             1
FL                           0             0                                 0             0
VT                           0             0                                 0             0
IA                       13.99          6.05         11/1/2007               3             1
MA                           0             0                                 0             0
FL                           0             0                                 0             0
GA                       14.18          6.78         10/1/2007               3             1
MN                           0             0                                 0             0
IN                       15.49          6.74         10/1/2007               3             1
PA                        14.8           6.8         10/1/2007               3             1
MA                           0             0                                 0             0
MA                           0             0                                 0             0
AL                           0             0                                 0             0
CA                           0             0                                 0             0
TX                        13.9          5.75         10/1/2007               3             1
TX                           0             0                                 0             0
MA                           0             0                                 0             0
TX                        14.9           6.7         10/1/2007               3             1
MO                           0             0                                 0             0
SC                           0             0                                 0             0
IL                        14.4         6.025         10/1/2007               3             1
IL                           0             0                                 0             0
NJ                           0             0                                 0             0
NY                        13.8           5.6         10/1/2007               3             1
TX                       13.75           5.8          9/1/2007               3             1
TX                           0             0                                 0             0
TX                           0             0                                 0             0
CA                       12.25          4.29         10/1/2007               3             1
HI                           0             0                                 0             0
TX                        14.8          6.05         10/1/2007               3             1
FL                       15.55           6.2         10/1/2007               3             1
TX                       13.85          5.55         10/1/2007               3             1
FL                           0             0                                 0             0
MA                          14           6.2         10/1/2007               3             1
NC                       16.99             7         10/1/2007               3             1
SC                       13.94          5.44         10/1/2007               3             1
NY                           0             0                                 0             0
TX                           0             0                                 0             0
WI                           0             0                                 0             0
FL                           0             0                                 0             0
AZ                        12.6           4.6         10/1/2007               3             1
IL                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
FL                       13.05           5.3         10/1/2007               3             1
FL                       13.99           6.1         10/1/2007               3             1
FL                           0             0                                 0             0
WI                       12.85             6          9/1/2007               3             1
WI                        14.7          6.25         10/1/2007               3             1
WI                       14.99           6.5         10/1/2007               3             1
VT                           0             0                                 0             0
WA                           0             0                                 0             0
IA                       15.75           7.4         10/1/2007               3             1
CT                           0             0                                 0             0
FL                           0             0                                 0             0
NC                           0             0                                 0             0
FL                           0             0                                 0             0
UT                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
FL                       14.35           6.1          9/1/2007               3             1
MI                           0             0                                 0             0
CA                           0             0                                 0             0
AZ                           0             0                                 0             0
CA                           0             0                                 0             0
IN                        13.9          6.15         10/1/2007               3             1
OR                           0             0                                 0             0
UT                           0             0                                 0             0
WI                           0             0                                 0             0
NJ                        14.6           6.1         10/1/2007               3             1
NY                       15.05           6.8         10/1/2007               3             1
NY                       13.45           5.4          9/1/2007               3             1
TX                           0             0                                 0             0
UT                           0             0                                 0             0
FL                           0             0                                 0             0
WI                       12.95          4.65          9/1/2007               3             1
TX                        14.6          6.55         10/1/2007               3             1
ME                       13.75          5.35         10/1/2007               3             1
GA                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
ME                       12.45          4.34          9/1/2007               3             1
NY                        13.7          5.55         10/1/2007               3             1
NJ                       15.95           6.8         10/1/2007               3             1
AZ                       15.15          7.65         10/1/2007               3             1
MO                           0             0                                 0             0
AZ                       13.85          5.85         10/1/2007               3             1
NY                           0             0                                 0             0
SC                           0             0                                 0             0
CT                           0             0                                 0             0
WI                        15.3          7.05         10/1/2007               3             1
MS                           0             0                                 0             0
WI                           0             0                                 0             0
NJ                           0             0                                 0             0
IL                           0             0                                 0             0
NY                           0             0                                 0             0
PA                       14.99           6.9         10/1/2007               3             1
FL                           0             0                                 0             0
GA                        14.1          6.15         10/1/2010               3             1
MD                           0             0                                 0             0
NC                        14.7          6.15         10/1/2007               3             1
IL                       14.99          5.89         10/1/2007               3             1
IL                        15.9          7.45         10/1/2007               3             1
ME                           0             0                                 0             0
AL                           0             0                                 0             0
NY                           0             0                                 0             0
CO                           0             0                                 0             0
NC                       14.45          5.49         10/1/2007               3             1
MD                        16.6          6.75         10/1/2007               3             1
NC                           0             0                                 0             0
MD                       14.95          6.83         10/1/2007               3             1
FL                           0             0                                 0             0
CA                           0             0                                 0             0
OR                           0             0                                 0             0
TX                          13          4.55         10/1/2007               3             1
TX                       14.25           5.8         10/1/2007               3             1
FL                           0             0                                 0             0
IA                       14.25             6         10/1/2007               3             1
DE                        14.4          6.15         10/1/2007               3             1
IN                           0             0                                 0             0
MT                           0             0                                 0             0
OK                       13.95          5.85         10/1/2007               3             1
CA                           0             0                                 0             0
VA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
MD                       14.05         5.825         10/1/2007               3             1
TX                       14.75           5.7         10/1/2007               3             1
NY                           0             0                                 0             0
TX                        14.9           6.1         10/1/2007               3             1
TX                           0             0                                 0             0
TX                        13.8          5.65         10/1/2007               3             1
TX                       13.15          5.25          9/1/2007               3             1
TX                           0             0                                 0             0
TX                       13.15          5.55         10/1/2007               3             1
IA                       16.15           7.9         10/1/2007               3             1
UT                           0             0                                 0             0
WA                        12.5         4.825         10/1/2007               3             1
OH                           0             0                                 0             0
FL                        13.9          5.65         10/1/2007               3             1
CA                           0             0                                 0             0
ND                           0             0                                 0             0
GA                           0             0                                 0             0
TN                           0             0                                 0             0
TN                           0             0                                 0             0
FL                       12.55           4.6         10/1/2008               3             1
FL                           0             0                                 0             0
FL                        13.5          5.45         10/1/2007               3             1
TN                       13.55          5.35         10/1/2007               3             1
NH                       13.75          5.45         10/1/2007               3             1
AL                       15.95           7.6         10/1/2007               3             1
OK                       14.75           6.1         10/1/2007               3             1
IL                           0             0                                 0             0
ID                       13.79          5.44         10/1/2007               3             1
FL                       14.15          6.45         10/1/2007               3             1
FL                           0             0                                 0             0
MA                           0             0                                 0             0
OH                           0             0                                 0             0
FL                       14.84          6.89         10/1/2007               3             1
FL                           0             0                                 0             0
NV                           0             0                                 0             0
UT                           0             0                                 0             0
FL                       12.99          5.45         10/1/2007               3             1
UT                       14.45          5.95         10/1/2007               3             1
FL                       12.39          5.19         10/1/2007               3             1
FL                       14.15          6.65          9/1/2007               3             1
AL                           0             0                                 0             0
WA                       12.29          4.47         10/1/2007               3             1
CA                           0             0                                 0             0
AZ                           0             0                                 0             0
AZ                        15.6          7.75         10/1/2007               3             1
AZ                           0             0                                 0             0
CA                           0             0                                 0             0
CO                           0             0                                 0             0
MD                        15.9           7.2         10/1/2007               3             1
CA                        12.7          4.85         10/1/2007               3             1
CA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
VA                           0             0                                 0             0
FL                           0             0                                 0             0
TX                           0             0                                 0             0
TX                           0             0                                 0             0
PA                           0             0                                 0             0
NJ                           0             0                                 0             0
NV                           0             0                                 0             0
IA                       13.95           4.9         10/1/2007               3             1
FL                           0             0                                 0             0
TX                           0             0                                 0             0
AZ                        12.9          4.75         10/1/2007               3             1
MO                        13.9          5.39         10/1/2007               3             1
AZ                           0             0                                 0             0
AZ                           0             0                                 0             0
OK                        14.4          6.75         10/1/2007               3             1
CO                           0             0                                 0             0
TX                           0             0                                 0             0
DC                       12.45           4.7         10/1/2007               3             1
WI                        12.5           5.5          9/1/2007               3             1
TX                           0             0                                 0             0
NC                           0             0                                 0             0
WI                       13.85          5.29         10/1/2007               3             1
NJ                           0             0                                 0             0
FL                       12.85           5.4         10/1/2007               3             1
FL                       13.15          5.15         10/1/2007               3             1
NY                           0             0                                 0             0
MD                        15.3           6.5         10/1/2007               3             1
CT                       12.59          4.65         10/1/2007               3             1
PA                       14.25          6.35         10/1/2007               3             1
FL                           0             0                                 0             0
FL                           0             0                                 0             0
FL                        14.9           6.5         10/1/2007               3             1
NY                           0             0                                 0             0
PA                           0             0                                 0             0
IL                        15.4          6.05         10/1/2007               3             1
AZ                           0             0                                 0             0
WY                        13.9          5.75         10/1/2007               3             1
WY                       13.44          5.39         10/1/2007               3             1
NC                       16.65           7.4         10/1/2007               3             1
IL                        13.4             6         10/1/2007               3             1
FL                           0             0                                 0             0
NY                           0             0                                 0             0
TX                           0             0                                 0             0
CA                           0             0                                 0             0
MO                           0             0                                 0             0
AL                           0             0                                 0             0
FL                       14.75           5.8         10/1/2007               3             1
CA                           0             0                                 0             0
FL                           0             0                                 0             0
CO                        12.8          4.98         10/1/2007               3             1
NY                           0             0                                 0             0
FL                       13.35          5.55         10/1/2007               3             1
CA                       13.45          5.95         10/1/2007               3             1
NJ                           0             0                                 0             0
CA                           0             0                                 0             0
NY                           0             0                                 0             0
MA                           0             0                                 0             0
WA                       13.99          6.05         10/1/2007               3             1
NC                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
CO                           0             0                                 0             0
ID                           0             0                                 0             0
WI                       13.85           5.2         10/1/2007               3             1
WI                          15           6.4         10/1/2007               3             1
WI                       11.75          4.09         10/1/2007               3             1
AZ                        14.5          6.05         10/1/2007               3             1
AZ                       13.74          5.85         10/1/2007               3             1
AZ                        14.8             7         10/1/2007               3             1
AZ                        15.5          7.85         10/1/2007               3             1
CT                           0             0                                 0             0
CT                       12.35           4.6         10/1/2007               3             1
CT                        13.7           5.5         10/1/2007               3             1
CT                           0             0                                 0             0
CA                           0             0                                 0             0
OK                        13.4          5.35         10/1/2007               3             1
OK                          14          6.35         10/1/2007               3             1
IL                           0             0                                 0             0
NY                           0             0                                 0             0
FL                           0             0                                 0             0
CA                           0             0                                 0             0
FL                           0             0                                 0             0
KY                        13.8           5.8         10/1/2007               3             1
TN                           0             0                                 0             0
NY                           0             0                                 0             0
HI                           0             0                                 0             0
NH                          14           5.7         10/1/2008               3             1
TX                           0             0                                 0             0
FL                           0             0                                 0             0
FL                       14.59          6.29         10/1/2007               3             1
FL                           0             0                                 0             0
NV                           0             0                                 0             0
NY                           0             0                                 0             0
MA                           0             0                                 0             0
FL                       14.94          6.19         10/1/2007               3             1
NJ                           0             0                                 0             0
FL                        12.4          4.35         10/1/2007               3             1
NJ                        13.2           5.2         10/1/2007               3             1
TN                           0             0                                 0             0
TN                       13.65           5.4         10/1/2007               3             1
NH                        12.8          4.44         10/1/2007               3             1
CA                           0             0                                 0             0
TX                        14.9          6.39         10/1/2007               3             1
TN                           0             0                                 0             0
CA                           0             0                                 0             0
FL                       13.25           6.2         10/1/2007               3             1
FL                           0             0                                 0             0
FL                        12.9          5.05         10/1/2007               3             1
HI                           0             0                                 0             0
MN                           0             0                                 0             0
FL                           0             0                                 0             0
AL                       14.45          6.75         10/1/2007               3             1
MI                           0             0                                 0             0
IL                           0             0                                 0             0
NY                           0             0                                 0             0
NJ                           0             0                                 0             0
ID                       13.49          5.74         10/1/2007               3             1
FL                       11.55          3.55          6/1/2007               3             1
NY                        14.2          5.95         10/1/2007               3             1
PA                           0             0                                 0             0
CA                           0             0                                 0             0
CO                       13.45          5.75         10/1/2007               3             1
FL                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
FL                        14.4             6         10/1/2007               3             1
FL                           0             0                                 0             0
ID                          13           5.1          9/1/2007               3             1
NY                           0             0                                 0             0
IL                        15.3          6.85         10/1/2007               3             1
TX                       13.25           5.3          9/1/2007               3             1
AZ                        12.7          4.45         10/1/2007               3             1
AZ                           0             0                                 0             0
AZ                       14.45             6         10/1/2007               3             1
NY                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
NH                       12.95           4.7          9/1/2007               3             1
RI                           0             0                                 0             0
CO                           0             0                                 0             0
CO                           0             0                                 0             0
NY                           0             0                                 0             0
WA                           0             0                                 0             0
FL                          14          5.65          9/1/2007               3             1
MA                        13.4           6.4         10/1/2007               3             1
CA                           0             0                                 0             0
TX                        12.8          4.85         10/1/2007               3             1
NC                       13.25           5.2          9/1/2007               3             1
TX                           0             0                                 0             0
CA                           0             0                                 0             0
CA                       11.99          4.35          9/1/2007               3             1
OK                           0             0                                 0             0
TX                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
MA                        12.3         5.325         10/1/2007               3             1
MA                        13.7          5.15         10/1/2007               3             1
MA                       14.45           5.9         10/1/2007               3             1
SC                        16.1           7.4         10/1/2007               3             1
SC                        14.3           5.8         10/1/2007               3             1
NH                           0             0                                 0             0
WA                          14          6.05         10/1/2007               3             1
WA                       13.59          5.29         10/1/2007               3             2
CA                       13.99          5.87          9/1/2007               3             1
MA                           0             0                                 0             0
CO                           0             0                                 0             0
AZ                       13.79          5.39          9/1/2007               3             1
WA                           0             0                                 0             0
MO                        13.2           5.5          9/1/2007               3             1
MO                       14.95           6.2         10/1/2007               3             1
MI                           0             0                                 0             0
CA                           0             0                                 0             0
CO                        14.7           6.2         10/1/2007               3             1
CA                           0             0                                 0             0
CA                           0             0                                 0             0
AL                           0             0                                 0             0
NY                       13.45          4.95         10/1/2007               3             1
CA                           0             0                                 0             0
CA                       13.65           5.9         10/1/2007               3             1
FL                        12.3           4.3         10/1/2007               3             1
NH                        12.9         4.725         10/1/2007               3             1
OK                       13.95           5.4          9/1/2007               3             1
GA                           0             0                                 0             0
AZ                        15.7          7.75         10/1/2007               3             1
NE                           0             0                                 0             0
KY                       13.85           6.2         10/1/2007               3             1
NE                       13.19          5.69         10/1/2007               3             1
MA                        12.9           5.4         10/1/2007               3             1
FL                           0             0                                 0             0
CT                           0             0                                 0             0
TN                           0             0                                 0             0
NY                           0             0                                 0             0
NY                        14.3          5.95          9/1/2007               3             1
TN                          14          5.85         10/1/2007               3             1
WY                           0             0                                 0             0
IL                        15.5           5.5         10/1/2007               3             1
OK                           0             0                                 0             0
UT                      12.875           4.9          9/1/2007               3             1
FL                        14.3          6.25         10/1/2007               3             1
NY                           0             0                                 0             0
CA                        11.5          3.79         10/1/2008               3             1
KY                           0             0                                 0             0
FL                       13.85          5.55         10/1/2007               3             1
IL                        13.4          5.15         10/1/2007               3             1
MO                       13.35          5.35         10/1/2007               3             1
MA                           0             0                                 0             0
FL                        14.1          6.15         10/1/2007               3             1
KY                       15.19          7.09         10/1/2007               3             1
CT                       13.25           6.4         10/1/2007               3             1
NH                       13.54          5.24         10/1/2007               3             1
IL                       13.25          5.65          9/1/2007               3             1
NY                       12.65             5         10/1/2007               3             1
NC                        15.1          6.65         10/1/2007               3             1
GA                           0             0                                 0             0
GA                           0             0                                 0             0
NC                           0             0                                 0             0
FL                           0             0                                 0             0
NJ                           0             0                                 0             0
UT                       13.15           4.9         10/1/2007               3             1
AZ                       12.45          4.65          9/1/2007               3             1
AZ                       12.44          4.24          9/1/2007               3             1
AZ                           0             0                                 0             0
OK                        15.2           7.7         10/1/2007               3             1
AZ                        15.4          7.78         10/1/2007               3             1
TX                           0             0                                 0             0
MA                           0             0                                 0             0
CA                           0             0                                 0             0
AL                       15.25          7.05         10/1/2007               3             1
MO                           0             0                                 0             0
RI                           0             0                                 0             0
TX                       14.45          6.94         10/1/2007               3             1
CA                           0             0                                 0             0
FL                       13.95          6.35         10/1/2007               3             1
FL                           0             0                                 0             0
TX                       13.15          5.95          7/1/2007               3             1
TX                       14.45          5.55         10/1/2007               3             1
NY                       13.05         4.849         10/1/2007               3             1
MO                       15.29          6.75         10/1/2007               3             1
PA                           0             0                                 0             0
NH                           0             0                                 0             0
FL                           0             0                                 0             0
MA                       12.45           4.4         10/1/2007               3             1
PA                        14.9          7.04         10/1/2007               3             1
TN                        13.9             5         10/1/2007               3             1
TX                           0             0                                 0             0
GA                           0             0                                 0             0
LA                           0             0                                 0             0
TN                           0             0                                 0             0
TN                           0             0                                 0             0
TN                          15          6.85         10/1/2007               3             1
TN                        13.7         6.125         10/1/2007               3             1
TN                           0             0                                 0             0
FL                        13.1           5.2         10/1/2007               3             1
PA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
NH                      14.525         5.963         10/1/2008               3             1
CT                       12.29          4.55          9/1/2007               3             1
VA                       13.94          5.49         10/1/2007               3             1
WA                           0             0                                 0             0
CA                           0             0                                 0             0
CT                        14.4           6.7         10/1/2007               3             1
IL                           0             0                                 0             0
NY                        14.6           6.3         10/1/2007               3             1
FL                       12.35          5.85         10/1/2007               3             1
FL                       14.75          6.65         10/1/2007               3             1
FL                        12.5           4.6         10/1/2007               3             1
FL                       12.69          4.84         10/1/2007               3             1
FL                           0             0                                 0             0
FL                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
FL                        13.4          5.15         10/1/2007               3             1
CA                           0             0                                 0             0
NJ                       15.99          6.15         10/1/2007               3             1
MA                           0             0                                 0             0
PA                           0             0                                 0             0
AZ                       13.59          5.65         10/1/2007               3             1
NJ                           0             0                                 0             0
GA                       14.69          6.34         10/1/2007               3             1
MD                       14.55          5.85         10/1/2007               3             1
ME                           0             0                                 0             0
NY                           0             0                                 0             0
RI                       13.35          6.35         10/1/2007               3             1
PA                        13.5          5.35         10/1/2007               3             1
CA                        13.4          4.15         10/1/2007               3             1
CA                           0             0                                 0             0
IL                           0             0                                 0             0
MI                           0             0                                 0             0
CA                           0             0                                 0             0
CA                       14.45           6.3         10/1/2007               3             1
CA                       12.25           4.3         10/1/2007               3             1
TX                           0             0                                 0             0
FL                        13.8          5.75         10/1/2007               3             1
FL                           0             0                                 0             0
MD                        14.1         5.275         10/1/2007               3             1
NJ                       15.29          7.14         10/1/2007               3             1
TX                           0             0                                 0             0
NY                           0             0                                 0             0
NJ                           0             0                                 0             0
CA                           0             0                                 0             0
PA                       13.65         5.525         10/1/2007               3             1
AZ                       15.35             7         10/1/2007               2             1
NY                           0             0                                 0             0
UT                        16.1          7.15         10/1/2007               3             1
CA                           0             0                                 0             0
MA                        14.7           6.2          9/1/2007               3             1
MD                           0             0                                 0             0
KS                        15.5           6.1         10/1/2007               3             1
CA                           0             0                                 0             0
TX                        15.3          7.05         10/1/2007               3             1
NY                           0             0                                 0             0
MI                           0             0                                 0             0
VT                       15.75          7.75         10/1/2007               3             1
MA                           0             0                                 0             0
NH                       12.64          4.29         10/1/2007               3             1
CT                           0             0                                 0             0
CT                           0             0                                 0             0
CT                       13.29           5.6         10/1/2007               3             1
FL                           0             0                                 0             0
CA                           0             0                                 0             0
VA                           0             0                                 0             0
PA                        13.2           5.2         10/1/2007               3             1
GA                          14          6.35         10/1/2007               3             1
TN                       14.25           5.8         10/1/2007               3             1
NY                       13.85          5.15         10/1/2007               3             1
MT                        13.8           5.5          9/1/2007               3             1
AL                           0             0                                 0             0
FL                           0             0                                 0             0
MA                       12.45           4.5         10/1/2010               3             1
FL                           0             0                                 0             0
FL                           0             0                                 0             0
WA                      12.625          5.15         10/1/2007               3             1
NY                       12.54          4.29         10/1/2007               3             1
ID                           0             0                                 0             0
FL                           0             0                                 0             0
IL                           0             0                                 0             0
NY                           0             0                                 0             0
AZ                        13.7          5.45         10/1/2007               3             1
AZ                       12.59          4.89         10/1/2007               3             1
MA                       13.05           5.3         10/1/2007               3             1
IL                       10.74          4.84         10/1/2007               3             1
IL                       15.05             6         10/1/2007               3             1
IL                       14.35          5.85         10/1/2007               3             1
CA                           0             0                                 0             0
IA                           0             0                                 0             0
CT                        12.1          4.74         10/1/2007               3             1
RI                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
WI                       13.49           5.6         10/1/2007               3             1
KY                       14.85          6.25         10/1/2007               3             1
IL                           0             0                                 0             0
MI                           0             0                                 0             0
MI                           0             0                                 0             0
TX                       16.95           7.1         10/1/2007               3             1
MT                           0             0                                 0             0
MA                       12.35          4.95          9/1/2007               3             1
CA                           0             0                                 0             0
KY                       13.79          5.39         10/1/2007               3             1
CO                        12.7           4.8         10/1/2007               3             1
GA                           0             0                                 0             0
IN                       12.75          6.65          9/1/2007               3             1
AZ                           0             0                                 0             0
AZ                        12.5         6.075         10/1/2007               3             1
AZ                        15.1           6.3         10/1/2007               3             1
NH                           0             0                                 0             0
NC                       13.99           5.7         10/1/2007               3             1
TX                           0             0                                 0             0
GA                       13.35          5.15         10/1/2007               3             1
MA                           0             0                                 0             0
NC                           0             0                                 0             0
CA                           0             0                                 0             0
NC                       14.45           5.9         10/1/2007               3             1
AL                       13.35           5.5         10/1/2007               3             1
TX                           0             0                                 0             0
GA                           0             0                                 0             0
WA                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
FL                       14.25          6.15         10/1/2007               3             1
NY                        13.7           7.6          9/1/2007               3             1
FL                       13.25           4.7         10/1/2007               3             1
FL                        13.5           5.3         10/1/2007               3             1
CA                           0             0                                 0             0
CA                           0             0                                 0             0
NV                           0             0                                 0             0
NV                           0             0                                 0             0
MA                           0             0                                 0             0
FL                       13.85           5.6         10/1/2007               3             1
FL                       13.25          5.45          9/1/2007               3             1
GA                       14.35           6.6         10/1/2007               3             1
SC                        10.5          5.65         10/1/2007               3             1
CO                           0             0                                 0             0
CA                           0             0                                 0             0
KY                        15.5           7.5         10/1/2007               3             1
FL                       12.95          4.87         10/1/2007               3             1
FL                           0             0                                 0             0
FL                        13.4          4.95         10/1/2007               3             1
FL                          13             5          9/1/2007               3             1
CT                       14.19          5.85         10/1/2007               3             1
FL                           0             0                                 0             0
FL                           0             0                                 0             0
CA                           0             0                                 0             0
FL                       13.65          5.35          9/1/2007               3             1
GA                        13.8           5.7         10/1/2007               3             1
NH                          14          6.15         10/1/2007               3             1
NV                        16.8           7.8         11/1/2007               3             1
FL                           0             0                                 0             0
WA                       12.95          4.95         10/1/2007               3             1
CA                           0             0                                 0             0
TN                        14.6             4         10/1/2007               3             1
FL                           0             0                                 0             0
FL                       12.99           4.7         10/1/2007               3             1
FL                       13.25           6.3          9/1/2007               3             1
GA                           0             0                                 0             0
IN                           0             0                                 0             0
AL                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
PA                       13.95           5.2         10/1/2007               3             1
PA                        13.1           5.8          4/1/2006               1             1
CA                           0             0                                 0             0
KY                       14.19          6.19         10/1/2007               3             1
PA                       13.05          4.65         10/1/2007               3             1
PA                           0             0                                 0             0
WY                       14.15           5.8         10/1/2007               3             1
KY                      13.125           6.2         10/1/2007               3             1
RI                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
FL                       13.75          5.65         10/1/2007               3             1
UT                        14.5          6.15         10/1/2007               3             1
NY                           0             0                                 0             0
CA                           0             0                                 0             0
IL                        14.3           6.2          9/1/2007               3             1
MA                       13.85           6.2         10/1/2007               3             1
TX                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
FL                           0             0                                 0             0
GA                           0             0                                 0             0
IL                       13.95          6.15         10/1/2007               3             1
WI                       14.05           6.3          9/1/2007               3             1
FL                           0             0                                 0             0
SC                        14.6           7.2         10/1/2007               3             1
GA                           0             0                                 0             0
CT                           0             0                                 0             0
CT                           0             0                                 0             0
VA                        13.8          5.15          9/1/2007               3             1
TX                        14.4             6         11/1/2007               3             1
AZ                        12.1         5.375         10/1/2007               3             1
WA                       13.99          5.99         10/1/2007               3             1
MD                           0             0                                 0             0
MD                        14.3           5.9         10/1/2007               3             1
CA                           0             0                                 0             0
RI                       12.29         4.115         10/1/2007               3             1
VA                           0             0                                 0             0
TX                       14.19          6.09         10/1/2007               3             1
CT                           0             0                                 0             0
MI                           0             0                                 0             0
CT                           0             0                                 0             0
NY                           0             0                                 0             0
NY                       11.99             4          9/1/2007               3             1
CA                           0             0                                 0             0
MA                          16          7.65         10/1/2007               3             1
PA                           0             0                                 0             0
NY                           0             0                                 0             0
GA                       14.25          6.05         10/1/2007               3             1
GA                        14.5           6.5         10/1/2007               3             1
TX                       16.85         5.425         10/1/2007               3             1
ME                       15.85           7.5         10/1/2007               3             1
NH                       14.95          6.95         10/1/2007               3             1
OR                           0             0                                 0             0
FL                       14.35           5.8         10/1/2007               3             1
WI                        15.1          7.05         10/1/2007               3             1
AL                           0             0                                 0             0
NY                        12.4          4.45         11/1/2007               3             1
MA                       16.15           7.8         10/1/2007               3             1
NJ                        12.2           4.2         10/1/2007               3             1
CT                           0             0                                 0             0
MA                       12.75          5.15          9/1/2007               3             1
MA                       12.15           4.4         10/1/2007               2             1
NY                       13.95           6.1         10/1/2007               3             1
GA                           0             0                                 0             0
WI                       15.45          6.75         10/1/2007               3             1
MA                           0             0                                 0             0
OR                       13.59          5.15          9/1/2007               3             1
GA                           0             0                                 0             0
OR                           0             0                                 0             0
TX                       13.99          5.99         10/1/2007               3             1
PA                        13.8           5.5         10/1/2010               3             1
CA                           0             0                                 0             0
CA                           0             0                                 0             0
OR                          14          5.45         10/1/2007               3             1
CT                        12.4          4.45         10/1/2007               3             1
ID                           0             0                                 0             0
KY                       13.05          5.65         10/1/2007               3             1
MA                      11.613           4.4         10/1/2010               3             1
CT                           0             0                                 0             0
GA                       13.85           6.1          9/1/2008               3             1
NJ                          13          4.65         10/1/2007               3             1
CO                           0             0                                 0             0
AL                        14.4           6.3         10/1/2007               3             1
MA                       12.75          5.25          9/1/2007               3             1
FL                           0             0                                 0             0
TN                           0             0                                 0             0
AL                        15.9           7.1         10/1/2007               3             1
AZ                       13.54          5.29         10/1/2007               3             1
OR                           0             0                                 0             0
DE                       13.75          5.95         10/1/2007               3             1
FL                        13.6           6.1         10/1/2007               3             1
TX                           0             0                                 0             0
TX                        15.7           7.5          9/1/2007               3             1
PA                           0             0                                 0             0
RI                           0             0                                 0             0
MT                       13.65           5.5         10/1/2007               3             1
MT                        14.6          6.95         10/1/2007               3             1
GA                        13.5          5.55         10/1/2007               3             1
CT                       12.75          5.69         10/1/2007               3             1
FL                        13.4             6         10/1/2007               3             1
FL                       13.14          5.04         10/1/2007               3             1
TN                        13.1           3.7         10/1/2007               3             1
TN                        13.3         4.925         10/1/2007               3             1
TN                       13.79          5.39         10/1/2007               3             1
TN                       14.05           6.2         10/1/2007               3             1
TN                        13.7             5         10/1/2007               3             1
OR                       14.05          5.65         10/1/2007               3             1
FL                       13.25          5.15         10/1/2007               3             1
FL                           0             0                                 0             0
FL                       15.15          7.05         10/1/2007               3             1
KY                        12.3          4.45         10/1/2007               3             1
PA                       11.65          4.15         10/1/2008               3             1
PA                        12.5          4.65         10/1/2007               3             1
CO                        13.5           6.1         10/1/2007               3             1
WA                           0             0                                 0             0
CA                           0             0                                 0             0
MA                        12.6          4.85          9/1/2007               3             1
MA                        14.1           5.9         10/1/2007               3             1
MA                       12.55          4.93         10/1/2007               3             1
GA                       14.45           6.7         10/1/2007               3             1
AL                          14           5.9         10/1/2007               3             1
TN                       15.74          7.19         10/1/2007               3             1
TN                       15.75           7.2         10/1/2007               3             1
TN                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
WA                           0             0                                 0             0
CT                       12.95           4.7          9/1/2007               3             1
CT                       13.45          5.29         10/1/2007               3             1
NJ                           0             0                                 0             0
GA                        16.4          7.85          9/1/2007               3             1
PA                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
KS                        15.9             7         10/1/2007               3             1
ME                           0             0                                 0             0
CA                           0             0                                 0             0
OR                           0             0                                 0             0
KY                       13.35           5.6         10/1/2007               3             1
NY                       17.45           7.5          9/1/2007               3             1
NJ                        11.5           4.1         10/1/2007               3             1
RI                           0             0                                 0             0
IL                        14.5          5.95         10/1/2007               3             1
WI                        17.8             1         10/1/2007               3             1
PA                           0             0                                 0             0
PA                           0             0                                 0             0
PA                           0             0                                 0             0
NJ                           0             0                                 0             0
NJ                        15.1          5.85         10/1/2007               3             1
CA                       11.05           3.3          9/1/2007               3             1
WI                       15.65           7.2         10/1/2007               3             1
VT                           0             0                                 0             0
MO                           0             0                                 0             0
FL                       12.25          5.43         10/1/2007               3             1
FL                       13.25          6.18         10/1/2007               3             1
NY                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
AZ                       11.89          3.94         10/1/2007               3             1
TX                           0             0                                 0             0
CA                           0             0                                 0             0
NC                        15.6          7.55         10/1/2007               3             1
NY                           0             0                                 0             0
FL                           0             0                                 0             0
OR                        13.9          5.75         10/1/2007               3             1
MO                        16.5          7.45         10/1/2007               3             1
MO                           0             0                                 0             0
FL                           0             0                                 0             0
PA                       15.35         7.275         10/1/2007               3             1
CT                           0             0                                 0             0
CT                           0             0                                 0             0
MD                       13.75          5.15         10/1/2007               3             1
ME                        12.9           4.7         10/1/2007               3             1
ME                        13.3          5.05         10/1/2007               3             1
ND                           0             0                                 0             0
PA                       12.99           4.9         10/1/2007               3             1
MI                           0             0                                 0             0
CA                           0             0                                 0             0
VA                           0             0                                 0             0
MA                       14.85           6.8         10/1/2007               3             1
PA                           0             0                                 0             0
TX                       15.05          7.55         10/1/2007               3             1
NY                       13.89          5.44         10/1/2007               3             1
NH                       14.05          5.35         10/1/2007               3             1
CA                       13.25             3          9/1/2007               3             1
IL                        15.6           5.5         10/1/2007               3             1
MO                       13.79          5.39         10/1/2007               3             1
AR                        14.8          6.15         10/1/2007               3             1
GA                        14.3           6.6          9/1/2007               3             1
GA                           0             0                                 0             0
GA                        15.7          7.45         10/1/2007               3             1
IL                        14.7             6         10/1/2007               3             1
TX                       13.69          6.19         10/1/2007               3             1
CA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
NY                        14.1           6.5          9/1/2007               3             1
WI                      14.979          6.85          4/1/2006               1             1
WI                        15.3          6.75         10/1/2007               3             1
GA                       13.25          6.55         10/1/2007               3             1
AL                        15.4           6.8         10/1/2007               3             1
AL                           0             0                                 0             0
CA                           0             0                                 0             0
FL                           0             0                                 0             0
MD                       12.79          5.54         10/1/2007               3             1
NC                       15.35          6.95         10/1/2007               3             1
NJ                       13.05           4.9         10/1/2007               3             1
MA                        12.5          4.55         10/1/2007               3             1
NY                       13.15           5.3         10/1/2007               3             1
NY                       13.85          5.75         10/1/2007               3             1
IL                       13.45           6.1         10/1/2007               3             1
NJ                        16.2          7.45         10/1/2007               3             1
KY                        13.8          5.95          9/1/2007               3             1
KY                           0             0                                 0             0
NJ                       15.75          7.15         10/1/2007               3             1
CO                          13          5.39         10/1/2007               3             1
FL                       13.29          5.14         10/1/2007               3             1
NY                           0             0                                 0             0
IL                       15.25             6          9/1/2007               3             1
IL                        13.8           5.3         10/1/2007               3             1
IL                        15.4           6.2         10/1/2007               3             1
IL                        14.8          6.05         10/1/2007               3             1
IL                        15.2           4.8          9/1/2007               3             1
NY                           0             0                                 0             0
AR                           0             0                                 0             0
IA                       15.55          7.25         10/1/2007               3             1
FL                       14.75           5.8          9/1/2010               3             1
ME                        12.6          5.04         10/1/2007               3             1
FL                           0             0                                 0             0
TX                        12.8           6.4         11/1/2007               3             1
MA                       14.05           6.4         10/1/2007               3             1
MA                       13.15           6.1         10/1/2007               3             1
CT                           0             0                                 0             0
AZ                        13.3          5.14         10/1/2007               3             1
CT                           0             0                                 0             0
OR                        13.7          5.35         10/1/2007               3             1
UT                       12.75           4.4         10/1/2007               3             1
VT                       13.99           5.4         10/1/2007               3             1
NJ                        13.5           5.7         10/1/2007               3             1
VT                           0             0                                 0             0
NH                        14.8           6.7         10/1/2007               3             1
MO                       14.95          6.95         10/1/2007               3             1
GA                           0             0                                 0             0
FL                           0             0                                 0             0
NC                           0             0                                 0             0
TX                        15.6           7.6         10/1/2007               3             1
TX                        16.4           7.1         10/1/2007               3             1
IL                           0             0                                 0             0
FL                           0             0                                 0             0
MA                       12.35          4.19          9/1/2007               3             1
PA                       12.55           4.8         10/1/2007               3             1
IL                       14.25             6         10/1/2007               3             1
MA                       11.99          4.55         10/1/2007               3             1
MO                       14.45           6.7         10/1/2007               3             1
NJ                          13          5.25         10/1/2007               3             1
TX                           0             0                                 0             0
NV                           0             0                                 0             0
GA                       12.65          5.05         10/1/2007               3             1
MO                       13.74          5.34         10/1/2007               3             1
IN                       13.45           4.9          9/1/2007               3             1
MA                       13.64          5.39         10/1/2007               3             1
NY                           0             0                                 0             0
FL                       12.99          5.24          9/1/2007               3             1
NY                       12.44          4.09         10/1/2008               3             1
TX                           0             0                                 0             0
TX                        15.6           6.3         10/1/2007               3             1
TX                       15.75          6.65         10/1/2007               3             1
MA                        12.2         4.725          9/1/2007               3             1
FL                           0             0                                 0             0
WI                       14.39           6.3         10/1/2007               3             1
GA                      15.275           6.9         10/1/2008               3             1
NJ                       14.45          6.42         10/1/2007               3             1
IL                        15.1          6.35         10/1/2007               3             1
NY                       14.05          6.35          9/1/2007               3             1
GA                       15.35          6.45         10/1/2007               3             1
NY                        15.4             5          9/1/2007               3             1
OR                       12.55          4.55         10/1/2007               3             1
FL                           0             0                                 0             0
FL                       12.65           4.9         10/1/2007               3             1
FL                       11.25          4.25         10/1/2008               3             1
MD                           0             0                                 0             0
CA                           0             0                                 0             0
VA                           0             0                                 0             0
CA                           0             0                                 0             0
KY                           0             0                                 0             0
MA                       12.65          4.55          9/1/2007               3             1
NH                           0             0                                 0             0
NH                        13.6          5.15         10/1/2007               3             1
NJ                       13.55          5.75         10/1/2007               3             1
GA                       12.25          4.15          9/1/2007               3             1
NC                        15.4          6.65         10/1/2007               3             1
TX                           0             0                                 0             0
NY                        12.5          4.34         10/1/2008               3             1
GA                       15.25          6.85         10/1/2007               3             1
WI                       12.79             5         10/1/2007               3             1
NY                       13.49          5.74         10/1/2007               3             1
AZ                       13.69          5.34         10/1/2007               3             1
FL                       13.25          6.68         10/1/2007               3             1
NY                           0             0                                 0             0
DE                        13.4          5.45         10/1/2007               3             1
TN                       13.99          5.85         10/1/2007               3             1
TN                           0             0                                 0             0
WI                        14.3           6.6         11/1/2007               3             1
WI                        13.6           6.3         10/1/2007               3             1
TX                           0             0                                 0             0
CA                       12.25           4.7         10/1/2007               3             1
TN                        14.5           5.1         10/1/2007               3             1
SC                        12.8          5.23         10/1/2010               3             1
IN                       14.95           6.2         10/1/2007               3             1
CA                           0             0                                 0             0
FL                        12.5          4.35         10/1/2007               3             1
DE                       14.34          6.15         10/1/2007               3             1
KY                       12.85          7.15         10/1/2007               3             1
NJ                        15.2          7.45          8/1/2007               3             1
MA                           0             0                                 0             0
PA                       14.19          5.92         10/1/2007               3             1
IL                        14.4          6.65         10/1/2007               3             1
WI                           0             0                                 0             0
FL                       12.05          4.35          9/1/2007               3             1
FL                           0             0                                 0             0
CO                           0             0                                 0             0
NJ                       14.45         5.975         10/1/2007               3             1
RI                       13.19          5.09         10/1/2007               3             1
PA                           0             0                                 0             0
AZ                        13.9          5.35          9/1/2007               3             1
PA                        14.9           6.5         10/1/2007               3             1
PA                           0             0                                 0             0
NH                       13.24          5.09         10/1/2007               3             1
CT                       12.75          5.35         10/1/2007               3             1
NH                        12.9             5         10/1/2010               3             1
FL                        13.9          5.39         10/1/2007               3             1
FL                           0             0                                 0             0
TX                       13.55          5.05         10/1/2007               3             1
MI                        14.8          6.45          9/1/2007               3             1
FL                           0             0                                 0             0
FL                       13.19          5.09         10/1/2007               3             1
FL                           0             0                                 0             0
CA                           0             0                                 0             0
TX                        14.8           6.3          9/1/2007               3             1
KS                        14.9          6.25         10/1/2007               3             1
MS                           0             0                                 0             0
RI                           0             0                                 0             0
FL                           0             0                                 0             0
AZ                       14.75          7.13         10/1/2007               3             1
WI                        15.6           6.7         10/1/2007               3             1
NJ                       13.25           5.4         10/1/2007               3             1
PA                       13.86         6.175         10/1/2007               3             1
GA                        13.1          4.75         10/1/2007               3             1
VA                        16.2          6.85         10/1/2007               3             1
NC                           0             0                                 0             0
CO                       13.34          5.94         10/1/2007               3             1
CA                           0             0                                 0             0
MA                       13.75           6.2         10/1/2007               3             1
TX                           0             0                                 0             0
NY                       17.25           7.7         10/1/2007               3             1
NH                           0             0                                 0             0
WI                          18          7.95         10/1/2007               3             1
FL                           0             0                                 0             0
FL                           0             0                                 0             0
FL                       13.55           5.1         10/1/2007               3             1
KY                           0             0                                 0             0
MA                           0             0                                 0             0
ID                       13.65          5.25          9/1/2007               3             1
ID                        14.1          5.85          9/1/2007               3             1
FL                           0             0                                 0             0
NY                       15.55          7.55         10/1/2007               3             1
SD                       15.94          7.49         10/1/2007               3             1
FL                       14.25          5.95         10/1/2007               3             1
CA                           0             0                                 0             0
CA                           0             0                                 0             0
MA                           0             0                                 0             0
NY                       17.55           7.9          9/1/2007               3             1
CT                           0             0                                 0             0
IL                        14.3           5.4          9/1/2007               3             1
MA                        14.2          7.05         10/1/2007               3             1
MA                        12.9           5.8          9/1/2007               3             1
WI                           0             0                                 0             0
WI                        14.4             7         10/1/2007               3             1
TX                           0             0                                 0             0
CT                           0             0                                 0             0
VA                           0             0                                 0             0
TN                           0             0                                 0             0
KS                        15.4           6.5         10/1/2007               3             1
IL                       13.85          6.25         10/1/2007               3             1
CA                           0             0                                 0             0
ME                        14.1          6.35         10/1/2010               3             1
GA                       14.94          6.74         10/1/2007               3             1
TX                        14.5          4.85          9/1/2007               3             1
FL                        13.4           5.3         10/1/2007               3             1
MA                        15.4           7.8         10/1/2007               3             1
NY                       11.35          3.95         10/1/2008               3             1
NY                        11.5          3.75          9/1/2008               3             1
NY                        14.7          7.55         10/1/2007               3             1
FL                       13.75           5.5         10/1/2007               3             1
GA                       14.09          6.14         10/1/2007               3             1
VA                      12.031         4.365          9/1/2007               3             1
NY                           0             0                                 0             0
NY                           0             0                                 0             0
IL                       15.65           6.5         10/1/2010               3             1
IL                       15.05           6.1         10/1/2007               3             1
IL                       15.45           5.9         10/1/2007               3             1
TN                       14.55          6.15         10/1/2007               3             1
NY                           0             0                                 0             0
CO                           0             0                                 0             0
CO                        15.6          7.95         10/1/2007               3             1
RI                       12.55          4.55          9/1/2007               3             1
TX                       15.99           5.4         10/1/2007               3             1
MO                       15.29          7.05         10/1/2007               3             1
MA                       14.25           6.9         10/1/2007               3             1
IL                        14.1          6.23         10/1/2007               3             1
FL                           0             0                                 0             0
NY                        15.1          6.85         10/1/2007               3             1
NC                        14.8           6.8         10/1/2007               3             1
PA                           0             0                                 0             0
IN                       15.35          6.95         10/1/2008               3             1
KY                           0             0                                 0             0
WI                       15.19          6.55         10/1/2007               3             1
MD                        10.4          6.03          9/1/2007               3             1
NH                           0             0                                 0             0
MA                       14.95          6.55         10/1/2007               3             1
MA                           0             0                                 0             0
NJ                       17.05           7.9         10/1/2007               3             1
CA                           0             0                                 0             0
NY                        16.1          7.25         10/1/2007               3             1
FL                           0             0                                 0             0
NJ                       14.85           7.1         10/1/2007               3             1
MS                       12.35          5.05          9/1/2007               3             1
MA                           0             0                                 0             0
MS                        14.8          6.75         10/1/2007               3             1
LA                       13.69          6.15         10/1/2007               3             1
CT                       16.14          7.09         10/1/2007               3             1
MA                        13.9          5.79         10/1/2007               3             1
GA                       15.35          7.75         10/1/2007               3             1
TX                       12.65          5.42         10/1/2007               3             1
TX                        17.5           6.5         10/1/2007               3             1
NJ                          12         4.675         10/1/2007               3             1
TX                       14.95          5.75         10/1/2007               3             1
FL                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
NY                           0             0                                 0             0
NY                           0             0                                 0             0
VT                       13.94          5.44         10/1/2007               3             1
CA                       12.55           4.4         10/1/2007               3             1
MO                       16.25          7.19         10/1/2007               3             1
TX                       16.85           7.4         10/1/2008               3             1
TX                       13.45          5.25         10/1/2007               3             1
WA                        12.7           4.8          9/1/2010               3             1
FL                        15.9           7.1         10/1/2007               3             1
ME                        13.4          5.45         10/1/2007               3             1
OR                           0             0                                 0             0
NV                        13.8          5.35          9/1/2007               3             1
FL                           0             0                                 0             0
IN                       13.85           4.9          9/1/2007               3             1
IL                       13.75           6.1          9/1/2007               3             1
SC                       12.59          4.84         10/1/2007               3             1
CA                       11.65           4.2          9/1/2007               3             1
GA                        14.8           5.8         10/1/2007               3             1
PA                           0             0                                 0             0
MA                        16.6             3         10/1/2007               3             1
MO                        14.3          5.77         10/1/2007               3             1
IA                        14.2          6.58         10/1/2007               3             1
NH                       13.55          5.35         10/1/2007               3             1
NY                           0             0                                 0             0
CT                           0             0                                 0             0
FL                       14.45           6.7          9/1/2007               3             1
FL                       13.35          6.73          8/1/2007               3             1
WI                       14.05           5.6         10/1/2007               3             1
WI                       14.69          6.15         10/1/2007               3             1
GA                       13.35          5.05         10/1/2007               3             1
ID                           0             0                                 0             0
ME                       14.15           5.9         10/1/2007               3             1
NY                       15.95          7.35         10/1/2007               3             1
MA                       12.95           4.6          9/1/2007               3             1
UT                       12.75           4.3          9/1/2007               3             1
TX                       12.95           4.7         10/1/2007               3             1
OK                        15.5          7.15         10/1/2007               3             1
FL                           0             0                                 0             0
FL                           0             0                                 0             0
MA                       12.75          5.19         10/1/2007               3             1
NJ                       13.15         5.775         10/1/2007               3             1
FL                           0             0                                 0             0
AL                        14.2          6.45         10/1/2007               3             1
PA                           0             0                                 0             0
MA                        15.4           7.5         10/1/2007               3             1
CA                           0             0                                 0             0
FL                        11.9           6.8         10/1/2007               3             1
FL                       12.59           4.5          9/1/2007               3             1
AZ                       13.19          5.09         10/1/2007               3             1
AZ                        14.6          6.95          9/1/2007               3             1
CA                           0             0                                 0             0
MA                           0             0                                 0             0
MA                           0             0                                 0             0
FL                        13.4           5.2         10/1/2007               3             1
TX                           0             0                                 0             0
TX                        14.2           6.2         10/1/2007               3             1
MO                           0             0                                 0             0
CA                        12.6           5.6          9/1/2007               3             1
OK                       13.75          5.05         10/1/2007               3             1
TX                        13.6           4.7         11/1/2007               3             1
MA                           0             0                                 0             0
FL                        14.1             6         10/1/2007               3             1
LA                       13.15           6.2         10/1/2007               3             1
GA                           0             0                                 0             0
MO                           0             0                                 0             0
FL                           0             0                                 0             0
ME                           0             0                                 0             0
KY                          15           6.7         10/1/2007               3             1
FL                       12.55           4.4         10/1/2007               3             1
MA                       12.85           5.2         10/1/2007               3             1
NC                       13.39          5.19         10/1/2007               3             1
CT                       12.29           5.2          9/1/2007               3             1
SD                       13.95           6.8         10/1/2010               3             1
VA                       13.85           6.1         10/1/2007               3             1
MA                           0             0                                 0             0
CT                        14.5          7.35         10/1/2007               3             1
MA                       12.65         5.025         10/1/2007               3             1
VT                           0             0                                 0             0
OK                       13.65          5.32         10/1/2007               3             1
NJ                      12.975         5.488          9/1/2008               3             1
NY                       13.35          6.43         10/1/2007               3             1
CO                           0             0                                 0             0
IN                        13.5           5.4         10/1/2007               3             1
MA                        12.5           4.6          9/1/2007               3             1
KS                       14.15           6.4         10/1/2007               3             1
NY                           0             0                                 0             0
PA                           0             0                                 0             0
IN                       13.55           4.5         10/1/2007               3             1
GA                       12.99           5.7          9/1/2007               3             1
NJ                       14.35          6.15         10/1/2007               3             1
ME                        15.7          7.15         10/1/2007               3             1
FL                           0             0                                 0             0
MA                           0             0                                 0             0
ME                           0             0                                 0             0
CA                           0             0                                 0             0
FL                        13.9          5.75         10/1/2007               3             1
FL                           0             0                                 0             0
IL                       11.99             4          9/1/2007               3             1
TX                           0             0                                 0             0
TX                        17.6           7.5         10/1/2007               3             1
MA                       13.75           5.8         10/1/2007               3             1
GA                       14.45           4.7         10/1/2007               3             1
AR                           0             0                                 0             0
CO                       13.75          5.95         10/1/2007               3             1
MD                        14.5           6.4         10/1/2007               3             1
MD                        15.5             7         10/1/2007               3             1
MD                       15.35           6.1         10/1/2007               3             1
MD                       16.55          6.95         10/1/2007               3             1
MD                        15.2          7.29         10/1/2007               3             1
VT                       13.65          5.55          9/1/2010               3             1
NY                           0             0                                 0             0
MI                           0             0                                 0             0
MA                        13.3         5.125         10/1/2007               3             1
ME                           0             0                                 0             0
TX                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
FL                       13.35          5.25         10/1/2007               3             1
FL                           0             0                                 0             0
MA                        12.6          5.19         10/1/2007               3             1
NY                           0             0                                 0             0
MA                       12.75          4.85         10/1/2007               3             1
NY                       11.25         3.825          9/1/2007               3             1
NY                           0             0                                 0             0
NY                           0             0                                 0             0
NY                           0             0                                 0             0
NY                       14.75          7.45         10/1/2007               3             1
NY                           0             0                                 0             0
NY                          13          5.15         10/1/2007               3             1
PA                       15.05           7.6         10/1/2007               3             1
RI                           0             0                                 0             0
PA                       12.35           5.5         10/1/2007               3             1
VA                           0             0                                 0             0
IL                       13.25          5.38         10/1/2007               3             1
IL                        14.5          6.63         10/1/2007               3             1
IL                        12.4          5.65         10/1/2007               3             1
IL                       12.75          4.95         10/1/2007               3             1
MD                        14.8          7.15         10/1/2007               3             1
IN                          14           6.4         10/1/2007               3             1
MD                       13.65          5.39         10/1/2007               3             1
IN                       14.35          6.45         10/1/2007               3             1
IN                       14.45           5.9         10/1/2007               3             1
TX                      12.875         4.598          9/1/2007               3             1
CA                           0             0                                 0             0
FL                           0             0                                 0             0
GA                       14.15         6.363         10/1/2007               3             1
TX                           0             0                                 0             0
PA                           0             0                                 0             0
VA                      12.875         5.025          9/1/2007               3             1
VA                        13.2           4.6          9/1/2007               3             1
FL                       14.09          5.54          9/1/2007               3             1
SC                       16.15          7.65         10/1/2007               3             1
NJ                        14.1          5.85          9/1/2007               3             1
TN                       14.05          5.35         10/1/2007               3             1
CT                       12.85          5.59         10/1/2008               3             1
MA                           0             0                                 0             0
GA                       15.05           6.7         10/1/2008               3             1
MO                           0             0                                 0             0
NJ                       13.99         6.175         10/1/2007               3             1
WI                       13.99          6.25         10/1/2007               3             1
IN                           0             0                                 0             0
CT                       13.99           5.7         10/1/2007               3             1
ME                        11.6           3.9         10/1/2007               3             1
AR                           0             0                                 0             0
MA                       12.65           4.4         10/1/2007               3             1
IN                       14.54          6.49          9/1/2007               3             1
VA                        13.4         5.675         10/1/2007               3             1
VA                       14.35             6         10/1/2007               3             1
MA                       12.96          5.14         10/1/2007               3             1
IL                       14.99          6.15         10/1/2007               3             1
MA                        12.6           4.5         10/1/2007               3             1
FL                       13.99          5.85         10/1/2007               3             1
NJ                        13.7           5.2         10/1/2007               3             1
NJ                        15.4           7.4         10/1/2007               3             1
MS                           0             0                                 0             0
FL                       13.75          5.45          9/1/2007               3             1
FL                       14.04          5.54         10/1/2007               3             1
FL                       12.84          4.94         10/1/2007               2             1
NY                        12.5          4.75          9/1/2007               3             1
PA                           0             0                                 0             0
IA                       14.25           5.8         10/1/2007               3             1
ME                           0             0                                 0             0
PA                           0             0                                 0             0
MO                          14          6.08         11/1/2007               3             1
TX                       15.05          6.55         10/1/2007               3             1
TX                        17.8           6.5         11/1/2007               3             1
LA                       12.85           4.5         10/1/2007               3             1
NH                        14.9           7.2         10/1/2007               3             1
NJ                       14.25         6.755         10/1/2007               3             1
IL                        14.4           6.4         10/1/2007               3             1
GA                       12.15          4.15         10/1/2007               3             1
CA                           0             0                                 0             0
IL                       12.95          4.75          9/1/2007               3             1
MA                       14.95           6.7         10/1/2007               3             1
NY                           0             0                                 0             0
MA                       13.75             5         10/1/2007               3             1
WA                        11.8          4.55         10/1/2007               3             1
GA                       13.69          6.44         10/1/2007               3             1
MA                        13.8             6         10/1/2008               3             1
TN                          13           5.3         10/1/2007               3             1
AZ                           0             0                                 0             0
AZ                           0             0                                 0             0
MA                       13.35          5.45         10/1/2007               3             1
MA                        12.9          5.55         10/1/2007               3             1
FL                           0             0                                 0             0
FL                       13.49          5.24         10/1/2007               3             1
FL                       12.95           5.2         10/1/2007               3             1
FL                       12.25          4.75         10/1/2008               3             1
NJ                        14.2           6.1         10/1/2007               3             1
MA                           0             0                                 0             0
WI                          16          6.85         10/1/2007               3             1
WI                       13.44          5.69         10/1/2007               3             1
FL                      13.995           6.9         10/1/2007               3             1
WI                       11.79          6.54          9/1/2007               3             1
IA                       13.95          5.88         10/1/2007               3             1
CA                           0             0                                 0             0
MI                           0             0                                 0             0
FL                        12.9          4.85         10/1/2007               3             1
TX                       17.05          7.35         10/1/2007               3             1
NJ                           0             0                                 0             0
MD                        15.2          7.38         10/1/2007               3             1
IA                       14.69          6.94         11/1/2007               3             1
MD                       14.75          6.34          9/1/2007               3             1
MA                       12.55           5.6         10/1/2007               3             1
PA                        13.4           5.4         10/1/2007               3             1
PA                           0             0                                 0             0
WI                       14.05           5.6         10/1/2007               3             1
NJ                           0             0                                 0             0
CA                           0             0                                 0             0
TX                           0             0                                 0             0
WA                       12.45          4.57         10/1/2007               3             1
FL                        14.4             6         10/1/2007               3             1
VA                           0             0                                 0             0
AZ                           0             0                                 0             0
MD                           0             0                                 0             0
MA                       12.35          4.84         10/1/2007               3             1
CA                           0             0                                 0             0
IN                          16           7.6         10/1/2007               3             1
IL                        14.8          6.75         10/1/2007               3             1
VT                        12.9           4.9         10/1/2007               3             1
KY                       14.25           6.1         10/1/2007               3             1
NC                      14.875           6.9         10/1/2008               3             1
MS                        15.2          6.45         10/1/2007               3             1
VT                       15.35           7.6         10/1/2007               3             1
WI                       13.99          6.29         10/1/2007               3             1
NY                           0             0                                 0             0
FL                       12.85           4.9         10/1/2007               3             1
NJ                       13.65           5.8          9/1/2008               3             1
GA                        15.6          7.48         10/1/2007               3             1
IL                        13.6           5.3          9/1/2007               3             1
FL                        15.2          6.95         10/1/2007               3             1
VA                        14.7          6.15         10/1/2007               3             1
NJ                           0             0                                 0             0
NJ                       13.72          5.39         10/1/2008               3             1
NJ                       14.89          6.75         10/1/2007               3             1
FL                           0             0                                 0             0
MA                       14.05           6.1         10/1/2007               3             1
MA                        12.9           5.9         10/1/2007               3             1
DC                       11.95             5         10/1/2007               3             1
MA                        14.3          6.75         10/1/2010               3             1
PA                           0             0                                 0             0
CT                           0             0                                 0             0
CT                        13.3           6.1         10/1/2007               3             1
IL                       13.15          5.15          9/1/2007               3             1
IL                       13.99             6         10/1/2007               3             1
PA                        11.5          6.85         10/1/2007               3             1
FL                       14.75           6.2         10/1/2007               3             1
NJ                       12.99           5.2         10/1/2007               3             1
MA                           0             0                                 0             0
MO                       15.64          7.29         10/1/2007               3             1
MA                       13.85          5.65         10/1/2007               2             1
VA                       14.95          6.55         10/1/2007               3             1
VA                           0             0                                 0             0
TX                       15.74          7.39         10/1/2007               3             1
MA                        13.5           6.1         10/1/2007               3             1
MD                        12.9           5.1         10/1/2007               3             1
WI                       12.99          5.25         10/1/2008               3             1
MD                        11.9           6.8          9/1/2007               3             1
MD                        13.2          4.85         10/1/2007               3             1
NC                        15.6          6.94         10/1/2007               3             1
TX                           0             0                                 0             0
NJ                       15.25         6.525         10/1/2007               3             1
MA                        13.5         5.175         10/1/2007               3             1
KY                        15.4           7.2         10/1/2007               3             1
FL                        13.3           5.1          9/1/2007               3             1
NJ                       15.25           6.8         10/1/2007               3             1
VT                        13.7           5.7         10/1/2007               3             1
NY                        14.7           7.2         10/1/2007               3             1
NY                           0             0                                 0             0
NY                           0             0                                 0             0
NY                        13.4           5.5         10/1/2007               3             1
TX                       14.35             3         10/1/2007               3             1
GA                        15.2          7.35         10/1/2007               3             1
TX                        14.7           6.2         10/1/2008               3             1
NC                       15.15          6.15         10/1/2007               3             1
IL                       12.25           6.2          9/1/2010               3             1
MA                        13.6          6.05         10/1/2007               3             1
IL                       16.65           6.4         10/1/2007               3             1
AL                        11.6          4.55         10/1/2007               3             1
VA                       15.75          7.45         10/1/2007               3             1
NY                       14.45          6.25         10/1/2007               3             1
LA                          16           7.2         10/1/2007               3             1
MA                       12.84          5.04         10/1/2008               3             1
MD                           0             0                                 0             0
FL                        13.7           5.7         10/1/2007               3             1
FL                          14          5.85         10/1/2007               3             1
WI                       13.85          6.25         10/1/2007               3             1
IA                       14.35          6.15         10/1/2007               3             1
MI                           0             0                                 0             0
MI                           0             0                                 0             0
MI                           0             0                                 0             0
MI                           0             0                                 0             0
GA                       14.95           6.3         10/1/2007               3             1
TN                           0             0                                 0             0
OR                           0             0                                 0             0
CT                           0             0                                 0             0
NJ                       13.15          5.85         10/1/2007               3             1
PA                           0             0                                 0             0
NJ                        14.6          6.45         10/1/2007               3             1
NJ                       12.65          4.94          9/1/2007               3             1
NJ                           0             0                                 0             0
NC                       14.65           6.9         10/1/2007               3             1
NJ                        16.2          7.95         10/1/2007               3             1
VA                           0             0                                 0             0
WA                        12.7          4.85         10/1/2007               3             1
MO                        14.6           6.3         10/1/2007               3             1
NC                       15.54          7.44         10/1/2007               3             1
IN                        15.3           7.3         10/1/2007               3             1
NJ                       12.84          4.39         10/1/2007               3             1
VA                           0             0                                 0             0
MI                           0             0                                 0             0
NV                           0             0                                 0             0
VA                        12.3         5.375          9/1/2010               3             1
NJ                        13.5           5.2          9/1/2007               3             1
MO                        14.8          6.05         10/1/2007               3             1
IN                           0             0                                 0             0
CA                           0             0                                 0             0
NJ                        13.4           5.2         10/1/2007               3             1
TX                       12.95           4.3         10/1/2007               3             1
FL                           0             0                                 0             0
FL                        13.6          5.45         10/1/2007               3             1
FL                       14.75           6.8         10/1/2007               3             1
NJ                       13.29           4.8         10/1/2007               3             1
IL                       18.12           7.8         10/1/2007               3             1
ME                        12.4           4.5          9/1/2007               3             1
HI                       12.55           4.2          9/1/2007               3             1
TX                       15.65           7.2         10/1/2007               3             1
MN                           0             0                                 0             0
NJ                       13.69          5.74         10/1/2007               3             1
MI                           0             0                                 0             0
FL                       13.05          4.85          9/1/2007               3             1
GA                           0             0                                 0             0
PA                           0             0                                 0             0
CA                       12.25          3.95          9/1/2007               3             1
NJ                           0             0                                 0             0
MA                       12.75             5          9/1/2007               3             1
TX                           0             0                                 0             0
AR                           0             0                                 0             0
WI                        14.1          6.23         10/1/2007               3             1
WI                          14           5.3          9/1/2007               3             1
GA                           0             0                                 0             0
NJ                       13.49          5.25          9/1/2007               3             1
TX                           0             0                                 0             0
FL                           0             0                                 0             0
AZ                        12.8          4.75         10/1/2007               3             1
FL                       14.25          7.26         10/1/2007               3             1
FL                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
VT                        14.7         7.175         10/1/2007               3             1
NJ                          12          4.45         10/1/2007               3             1
MA                       13.25          5.45         10/1/2007               3             1
WI                       14.25           6.5         10/1/2007               3             1
WI                          14          5.95         10/1/2010               3             1
CA                           0             0                                 0             0
IN                        12.8          5.05          9/1/2007               3             1
FL                           0             0                                 0             0
FL                           0             0                                 0             0
VA                           0             0                                 0             0
NV                        15.7          7.65         10/1/2007               3             1
RI                          13             5         10/1/2007               3             1
MA                        12.6           4.6          9/1/2010               3             1
MA                           0             0                                 0             0
NC                       15.19          6.19         10/1/2007               3             1
CA                           0             0                                 0             0
FL                        13.3           5.3         10/1/2007               3             1
OK                        12.9           5.2         10/1/2007               3             1
OK                        13.9          5.39         10/1/2007               3             1
OK                        14.6          6.35         10/1/2007               3             1
OK                       13.65           5.5         10/1/2007               3             1
OK                        14.6           5.8         10/1/2007               3             1
TX                           0             0                                 0             0
WI                        12.9          5.65         10/1/2007               3             1
MD                        15.4          6.38         10/1/2007               3             1
FL                       12.75           5.4         10/1/2007               3             1
FL                        12.2           4.4         10/1/2007               3             1
TX                       14.85          6.75         10/1/2007               3             1
PA                      14.475           6.3         10/1/2010               3             1
MA                       16.44          7.75         10/1/2007               3             1
FL                       12.95           5.2         10/1/2007               3             1
NY                        16.7             6         10/1/2007               3             1
FL                       12.75           4.6          9/1/2010               3             1
FL                           0             0                                 0             0
FL                       12.65          4.65         10/1/2007               3             1
CO                        11.2           3.9         10/1/2007               3             1
CA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
IN                           0             0                                 0             0
IN                        13.9          5.45          9/1/2007               3             1
VA                        14.7           6.4         10/1/2007               3             1
VA                           0             0                                 0             0
NY                       13.85           5.8         10/1/2007               3             1
MA                          13          5.25         10/1/2007               3             1
UT                           0             0                                 0             0
TX                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                        14.8          6.05         10/1/2007               3             1
NJ                           0             0                                 0             0
NY                           0             0                                 0             0
FL                       13.35          6.05         10/1/2007               3             1
NY                        11.9           4.1          9/1/2007               3             1
CA                           0             0                                 0             0
IL                        14.2           6.5         10/1/2007               3             1
WI                       14.05          6.34         10/1/2007               3             1
FL                        15.9           7.7         10/1/2007               3             1
FL                        14.8           7.9         10/1/2007               3             1
FL                       13.25          7.18          9/1/2007               3             1
FL                       14.34          6.19         10/1/2007               3             1
TX                        17.3           7.9         10/1/2007               3             1
UT                        12.5          4.45         10/1/2007               3             1
NH                       12.95           4.8         10/1/2007               3             1
NJ                           0             0                                 0             0
NJ                       13.85          5.74         10/1/2007               3             1
CA                           0             0                                 0             0
NH                           0             0                                 0             0
MS                       13.35           5.2         10/1/2007               3             1
FL                       12.85          5.05         10/1/2007               3             1
TX                       13.95           5.4         10/1/2007               3             1
DC                       14.65           5.7         10/1/2007               3             1
DC                       13.75           5.9         10/1/2007               3             1
DC                           0             0                                 0             0
IA                        15.8          6.85         10/1/2007               3             1
WI                       16.54           7.5         10/1/2007               3             1
RI                           0             0                                 0             0
NY                           0             0                                 0             0
NY                       15.45           7.2         10/1/2007               3             1
MA                       12.75          5.85         10/1/2007               3             1
VT                       14.99          6.49         10/1/2008               3             1
FL                           0             0                                 0             0
MA                           0             0                                 0             0
TX                        15.8           7.8         10/1/2007               3             1
VA                        13.2          5.35          9/1/2007               3             1
CT                           0             0                                 0             0
MD                       15.85           6.6         9/16/2007               3             1
MD                       14.94          6.49         10/1/2007               3             1
IN                        15.5           6.7         10/1/2007               3             1
IL                        14.8           5.8         10/1/2007               3             1
CT                           0             0                                 0             0
ME                       12.55           4.6          8/1/2010               3             1
TX                       14.25           5.2         10/1/2007               3             1
MA                       12.99          5.55         10/1/2007               3             1
CT                           0             0                                 0             0
NY                        14.6          6.85         10/1/2010               3             1
NY                        11.8         4.375          9/1/2007               3             1
NY                       19.49           7.5          9/1/2007               3             1
IN                        15.3          6.85         10/1/2007               3             1
TX                           0             0                                 0             0
CA                       13.35           5.4         10/1/2007               3             1
GA                       16.05           7.2         10/1/2010               3             1
NC                        14.3             6         10/1/2007               3             1
VA                           0             0                                 0             0
VA                           0             0                                 0             0
VA                           0             0                                 0             0
CA                        12.6           4.5         10/1/2007               3             1
FL                       14.35          6.15         10/1/2007               3             1
VT                        13.4          5.75         10/1/2007               3             1
FL                        14.3          5.95         10/1/2007               3             1
CA                       13.95           5.7          9/1/2007               3             1
RI                       13.45          6.05         10/1/2007               3             1
TX                       14.19          6.29         10/1/2007               3             1
TX                        12.2          5.45         10/1/2007               3             1
TX                       11.75           6.1         10/1/2007               3             1
TX                       15.09          6.54         10/1/2007               3             1
TX                       15.95          6.95         10/1/2007               3             1
TX                       13.64          5.79         11/1/2007               3             1
TX                        13.9          5.35         10/1/2007               3             1
FL                        15.9           7.8         10/1/2007               3             1
IL                           0             0                                 0             0
MI                           0             0                                 0             0
UT                       12.75          4.75         10/1/2007               3             1
VT                           0             0                                 0             0
CT                           0             0                                 0             0
PA                           0             0                                 0             0
MI                           0             0                                 0             0
TX                        13.5          5.55         10/1/2010               3             1
WI                       12.99          5.13         10/1/2007               3             1
PA                        15.1          6.85         10/1/2007               3             1
CA                       13.95           6.2         10/1/2007               3             1
CA                           0             0                                 0             0
FL                           0             0                                 0             0
NJ                       12.65           4.8         10/1/2007               3             1
CA                       13.05          4.25         10/1/2007               3             1
MA                        13.3           5.4         10/1/2007               3             1
NV                       11.95          3.95         10/1/2007               3             1
MI                       14.85          6.55         10/1/2007               3             1
MI                        17.2           7.9         10/1/2007               3             1
IN                       15.65           7.5          9/1/2007               3             1
CA                       12.45          4.35         10/1/2007               3             1
NJ                           0             0                                 0             0
CA                        13.6             6         10/1/2007               3             1
TX                           0             0                                 0             0
MD                       12.95          6.45         10/1/2007               3             1
TX                       13.65           5.5         10/1/2007               3             1
MI                           0             0                                 0             0
TX                        15.4           6.7         10/1/2007               3             1
AZ                        14.1          5.65          8/1/2007               3             1
NY                           0             0                                 0             0
NC                        13.7          4.95         10/1/2007               3             1
IN                       16.05           7.4         10/1/2007               3             1
VT                       13.55          5.25         10/1/2007               3             1
MI                       14.45           5.9         10/1/2007               3             1
HI                       13.75           5.9         10/1/2007               3             1
TX                           0             0                                 0             0
TX                        15.7           7.7         10/1/2007               3             1
TX                          14          4.49         10/1/2007               3             1
TX                       11.15           5.3         10/1/2007               3             1
TX                        14.5          6.39         10/1/2007               3             1
FL                       13.99           6.2         10/1/2007               3             1
PA                       16.85          7.85         10/1/2007               3             1
HI                           0             0                                 0             0
CA                        12.9           4.6         10/1/2007               3             1
TX                       13.35          5.25         10/1/2007               3             1
FL                           0             0                                 0             0
KS                       16.45           7.6         10/1/2007               3             1
SC                       13.25          5.88         10/1/2007               3             1
PA                       14.25          7.55         10/1/2007               3             1
IN                       14.95           6.3         10/1/2007               3             1
KY                        12.5           4.5          9/1/2007               3             1
CA                           0             0                                 0             0
CA                       12.25          4.25          9/1/2007               3             1
TX                       14.25           6.3         10/1/2007               3             1
MA                        12.7          5.05         10/1/2007               3             1
NY                        13.4         6.225         10/1/2007               3             1
TX                           0             0                                 0             0
KS                       14.85          7.35         10/1/2007               3             1
AZ                        14.4           6.9         10/1/2007               3             1
FL                       13.95          5.65          9/1/2007               3             1
VA                           0             0                                 0             0
NC                           0             0                                 0             0
WI                        14.8          6.75         10/1/2007               3             1
WI                           0             0                                 0             0
WI                        12.8           5.5         10/1/2007               3             1
WI                       13.79          6.04         10/1/2007               2             1
WI                           0             0                                 0             0
WI                           0             0                                 0             0
NY                        14.4          6.15         10/1/2007               3             1
CO                       12.85         5.265         10/1/2007               3             1
IN                        16.9           7.5         10/1/2007               3             1
NH                           0             0                                 0             0
WA                       13.65           5.2         10/1/2007               3             1
WA                       13.65           5.2         10/1/2007               3             1
ID                           0             0                                 0             0
KY                       14.65          6.95         10/1/2007               3             1
CT                           0             0                                 0             0
FL                        14.5           6.9         10/1/2007               3             1
FL                           0             0                                 0             0
NJ                        14.3           5.8         10/1/2007               3             1
MA                           0             0                                 0             0
DE                       12.15         4.655         10/1/2007               3             1
DE                       13.15           5.2         10/1/2007               3             1
CT                           0             0                                 0             0
PA                       13.15          4.88         10/1/2007               3             1
CA                           0             0                                 0             0
CA                           0             0                                 0             0
IL                       14.25          5.75         10/1/2010               3             1
CA                        11.5         5.125          9/1/2007               3             1
NJ                        13.4           5.2         10/1/2007               3             1
FL                       13.99           6.2          9/1/2007               3             1
FL                       12.55          4.75         10/1/2007               3             1
NY                        13.7          5.75          9/1/2007               3             1
RI                           0             0                                 0             0
NY                           0             0                                 0             0
FL                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
NJ                           0             0                                 0             0
AZ                        12.8         4.825         10/1/2007               3             1
IN                        13.5          5.35         10/1/2007               3             1
UT                       12.45           4.7         10/1/2007               3             1
TX                       13.49          5.24         10/1/2007               3             1
NY                        14.6          6.55         10/1/2007               3             1
MI                           0             0                                 0             0
CA                       11.45          3.65          9/1/2007               3             1
MI                       13.84          5.89         10/1/2007               3             1
CA                           0             0                                 0             0
WI                       14.85             6         10/1/2010               3             1
GA                        15.3             7         10/1/2007               3             1
VA                       14.65           5.9         10/1/2007               3             1
NY                        13.5          5.15         10/1/2007               3             1
NY                       16.75             6          9/1/2007               3             1
CA                       11.05             3          9/1/2007               3             1
MO                        14.3          5.75         10/1/2007               3             1
LA                       13.59          5.75          9/1/2007               3             1
CA                        12.8         5.125         10/1/2007               3             1
TX                           0             0                                 0             0
TX                       13.99           5.7          9/1/2007               3             1
CA                           0             0                                 0             0
NJ                        13.5          5.55         10/1/2007               3             1
PA                       13.45           5.8         10/1/2007               3             1
MA                        16.9           7.8         10/1/2007               3             1
MA                       13.75           6.1          9/1/2007               3             1
TX                       14.25          6.25         10/1/2007               3             1
TX                       14.59          6.29         10/1/2007               3             1
MO                       13.89          5.65         10/1/2007               3             1
MA                       13.85             6         10/1/2010               3             1
FL                           0             0                                 0             0
MD                       14.89          6.55         10/1/2007               3             1
FL                       13.35             5         10/1/2007               3             1
FL                        13.5           5.6         10/1/2007               3             1
FL                       14.75           6.8         10/1/2007               3             1
NC                        16.2           7.6         10/1/2007               3             1
NJ                       16.25           7.2         10/1/2007               3             1
MT                       12.94          5.57         10/1/2007               3             1
AZ                          14          5.75          9/1/2007               3             1
AZ                       15.69          7.94         10/1/2007               3             1
CA                       11.49          4.24         10/1/2007               3             1
IN                          13          5.25          9/1/2007               3             1
FL                       14.05          6.25         10/1/2007               3             1
VA                           0             0                                 0             0
NJ                       13.75           5.9          9/1/2007               3             1
MI                           0             0                                 0             0
TX                           0             0                                 0             0
RI                           0             0                                 0             0
GA                       14.55           6.6         10/1/2007               3             1
MA                       12.99           5.6          9/1/2007               3             1
IL                       15.55           5.9         10/1/2007               3             1
NC                       11.99          4.25         10/1/2007               3             1
VA                           0             0                                 0             0
TX                        12.9           5.3          8/1/2010               3             1
TX                        15.5          7.14         10/1/2007               3             1
NC                        13.5          5.95         10/1/2010               3             1
MA                       13.25          5.33          4/1/2006               1             1
GA                        12.3          7.39          3/1/2006               1             1
CA                       14.65           6.3         10/1/2007               3             1
GA                        14.4          6.73         10/1/2007               3             1
FL                        14.9           7.1         10/1/2007               3             1
LA                       13.75          5.39         10/1/2007               3             1
NY                           0             0                                 0             0
TX                        15.3           6.8         10/1/2007               3             1
IL                       15.05           6.6         10/1/2008               3             1
MA                       14.55          7.95         10/1/2007               3             1
IL                       15.14             6         10/1/2007               3             1
MA                          12          4.59         10/1/2007               3             1
PA                       12.25           4.4          9/1/2007               3             1
VA                       13.96           4.9         10/1/2007               3             1
MO                       14.15          5.65          9/1/2010               3             1
ID                        11.4           6.8         10/1/2007               3             1
MA                       13.64          5.84          9/1/2007               3             1
MI                           0             0                                 0             0
CT                           0             0                                 0             0
KS                        17.5           7.6         10/1/2007               3             1
NJ                       12.75          4.75         10/1/2007               3             1
VT                           0             0                                 0             0
IL                       15.75             6         10/1/2007               3             1
NC                        16.4           6.6         10/1/2007               3             1
VA                        12.3          4.45         10/1/2007               3             1
VA                        13.4             6          9/1/2007               3             1
NJ                       15.15         6.825         10/1/2007               3             1
MA                       13.99          6.05         10/1/2007               3             1
TX                        15.4          6.45         10/1/2007               3             1
MI                       15.85             7         10/1/2007               3             1
RI                       11.15          4.45          9/1/2007               3             1
FL                        13.4          5.65         10/1/2007               3             1
TX                        13.8          5.85         10/1/2007               3             1
PA                       15.64           7.3         10/1/2007               3             1
FL                        14.5          6.15         10/1/2007               3             1
TX                       14.45           6.6         10/1/2007               3             1
CA                        12.2          4.55          9/1/2007               3             1
FL                           0             0                                 0             0
TX                       11.69          4.75         10/1/2007               3             1
MI                           0             0                                 0             0
MI                           0             0                                 0             0
DE                       13.95             6         10/1/2007               3             1
CA                           0             0                                 0             0
TX                       13.35           6.3         10/1/2007               3             1
NY                        14.8          5.89         10/1/2007               3             1
NY                           0             0                                 0             0
RI                           0             0                                 0             0
PA                           0             0                                 0             0
WI                       14.19           5.9         10/1/2007               3             1
TX                       14.75           6.4         10/1/2007               3             1
TX                       14.75           5.4         10/1/2007               3             1
TX                        14.3           5.9         10/1/2007               3             1
CT                          15          6.95         10/1/2007               3             1
CA                        13.1          5.35          9/1/2007               3             1
CA                       11.85           4.1         10/1/2007               3             1
MA                        11.9           4.3         10/1/2007               3             1
AL                       12.65             5         10/1/2007               3             1
WI                          15           7.5         10/1/2007               3             1
CA                           0             0                                 0             0
FL                           0             0                                 0             0
IN                        15.1          6.95         10/1/2007               3             1
MD                       14.15           5.3         10/1/2007               3             1
CA                       12.74          4.89          9/1/2007               3             1
TX                       15.25          6.05         10/1/2007               3             1
TX                          15          6.35         10/1/2007               3             1
AZ                      12.165          4.14         10/1/2008               3             1
TX                           0             0                                 0             0
NC                        15.3          6.75         10/1/2007               3             1
SC                       13.89           5.6         10/1/2007               3             1
NY                           0             0                                 0             0
MS                       14.95           6.3         10/1/2007               3             1
CA                        12.8          4.95         10/1/2007               3             1
CA                        11.6           4.2          9/1/2007               3             1
WA                       14.55           6.5         10/1/2007               3             1
TX                          14           5.9         10/1/2007               3             1
TX                       14.25           5.8         11/1/2007               3             1
TX                       13.99           6.1          9/1/2007               3             1
TX                       13.75           5.4         10/1/2007               2             1
TX                       13.15          6.19         10/1/2007               3             1
TX                        16.3           7.5         10/1/2007               3             1
FL                       13.49             5         10/1/2007               3             1
MA                       14.85          6.35         10/1/2007               3             1
CA                       14.35          6.98         10/1/2007               3             1
CA                       14.85           6.5         10/1/2007               3             1
MI                           0             0                                 0             0
OK                        11.6          4.25         10/1/2007               3             1
TX                       13.84          5.39         10/1/2007               3             1
TX                       14.25          5.85          9/1/2007               3             1
TX                          15          6.35         10/1/2007               3             1
TX                           0             0                                 0             0
SC                       14.95           6.6         10/1/2010               3             1
PA                       14.05          6.68          9/1/2007               3             1
ME                        13.7          6.25         10/1/2010               3             1
NJ                           0             0                                 0             0
NY                           0             0                                 0             0
AZ                       13.45          5.45         10/1/2007               3             1
FL                       14.55           6.4         10/1/2007               3             1
CO                        12.4          4.55         10/1/2007               3             1
CA                           0             0                                 0             0
CA                           0             0                                 0             0
KY                        16.9           6.5         10/1/2007               3             1
CA                           0             0                                 0             0
MI                        14.2           5.8         10/1/2007               3             1
MA                           0             0                                 0             0
FL                        15.6           6.7         10/1/2008               3             1
FL                       13.65           5.6         10/1/2007               3             1
CT                           0             0                                 0             0
CA                        14.1           6.4         10/1/2007               2             1
CA                       13.95           5.9         10/1/2007               3             1
IL                        11.2          5.95         10/1/2007               3             1
KY                        14.2          6.45         10/1/2007               3             1
NC                       14.95           6.4         10/1/2007               3             1
SC                       14.85           6.5         10/1/2007               3             1
IL                       13.95          6.34          9/1/2007               3             1
NH                       13.75          6.63         10/1/2007               3             1
IA                        16.5          7.65         10/1/2007               3             1
FL                        14.9          6.45         10/1/2007               3             1
FL                       14.45          6.55         10/1/2007               3             1
FL                       13.55           5.1         10/1/2007               3             1
FL                        13.6          5.85         10/1/2007               3             1
NJ                       13.99          5.99         10/1/2007               3             1
NJ                       13.75           5.6         10/1/2007               3             1
IN                       12.85           4.6         10/1/2007               2             1
FL                           0             0                                 0             0
NV                           0             0                                 0             0
CA                           0             0                                 0             0
CA                          13           4.9          9/1/2007               3             1
NE                          15          7.25         10/1/2007               3             1
FL                      12.675         5.063         10/1/2010               3             1
CT                       13.15          5.05         10/1/2007               3             1
FL                        14.6          6.85         10/1/2007               3             1
FL                       15.05           6.6         10/1/2007               3             1
NY                       12.35           4.7         10/1/2008               3             1
NV                       13.95          5.75         10/1/2007               3             1
MN                           0             0                                 0             0
VA                           0             0                                 0             0
PA                        14.3          5.35         10/1/2007               3             1
MA                        13.5          5.85         10/1/2007               3             1
AZ                        14.9          6.45          9/1/2007               3             1
AZ                       14.55          7.95         10/1/2007               3             1
NJ                       12.15             5          9/1/2007               3             1
CA                           0             0                                 0             0
VA                           0             0                                 0             0
GA                       12.45          5.15         10/1/2007               3             1
RI                           0             0                                 0             0
CA                       13.75          6.25         10/1/2007               3             1
GA                      14.028         6.278         10/1/2007               3             1
PA                       15.45           7.1         10/1/2007               3             1
CA                       15.25           6.6         10/1/2007               3             1
CA                        11.9          4.15          9/1/2007               3             1
OR                        12.6          4.83         10/1/2007               3             1
TX                       16.85          7.78         10/1/2007               3             1
GA                           0             0                                 0             0
GA                           0             0                                 0             0
IL                       12.25           4.9          9/1/2007               3             1
NY                           0             0                                 0             0
FL                        14.7          6.75         10/1/2007               3             1
IN                       13.54          5.09         10/1/2007               3             1
NJ                       16.05           7.4         10/1/2007               3             1
NJ                           0             0                                 0             0
IL                       15.45          7.65         10/1/2007               3             1
WA                       12.49          4.75         10/1/2007               3             1
VA                       13.95          5.95         10/1/2007               3             1
FL                       12.19          4.09          9/1/2007               3             1
FL                        14.4          5.95         10/1/2007               3             1
FL                        16.1          7.65         10/1/2007               3             1
CO                       13.15           5.7         10/1/2007               3             1
NJ                       12.25         4.375         10/1/2007               3             1
VA                        14.2          6.15         10/1/2007               3             1
AZ                       12.45          5.15         10/1/2007               3             1
PA                       13.25           5.3         10/1/2007               3             1
FL                        13.6         6.625         10/1/2007               3             1
FL                       13.99         6.675         10/1/2007               3             1
IL                        14.7           7.7         10/1/2007               3             1
HI                           0             0                                 0             0
MI                        14.7          5.95         10/1/2007               3             1
MI                        12.8           4.5          9/1/2007               3             1
RI                       12.99           4.9          9/1/2007               3             1
TX                       15.09          6.54         11/1/2007               3             1
CT                          17         6.725         10/1/2007               3             1
NC                       15.15           6.6         10/1/2008               3             1
WI                       13.15           5.3         10/1/2007               3             1
VA                       13.25         5.175          9/1/2007               3             1
FL                       11.95          4.53          9/1/2010               3             1
CO                           0             0                                 0             0
MA                           0             0                                 0             0
MA                       15.45           7.4         10/1/2010               3             1
NY                           0             0                                 0             0
CA                       15.75           7.9         10/1/2007               3             1
MO                        14.9           7.1         10/1/2007               3             1
MI                       15.65           7.3         10/1/2007               3             1
NE                       15.19          7.19         10/1/2007               3             1
PA                       17.05           7.9         10/1/2007               3             1
TX                        15.4           7.1         10/1/2007               3             1
PA                       13.89          5.94          9/1/2007               3             1
CA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                        12.7             6         10/1/2007               2             1
MD                        14.9           6.4         10/1/2007               3             1
IN                       14.35          6.85         10/1/2007               3             1
PA                           0             0                                 0             0
IL                       13.99           5.7         10/1/2007               3             1
MS                       13.99           6.3          9/1/2007               3             1
CA                        14.3          7.55         10/1/2007               3             1
FL                       14.45          6.55          9/1/2007               3             1
CA                           0             0                                 0             0
WA                        12.6         4.775          9/1/2007               3             1
CT                           0             0                                 0             0
NY                           0             0                                 0             0
NY                           0             0                                 0             0
TX                        12.9           4.9         10/1/2007               3             1
SD                        13.4          5.55         10/1/2007               3             1
CA                        13.1          5.15          9/1/2007               3             1
WY                       13.25          5.05         10/1/2007               3             1
NY                       15.75          7.05         10/1/2010               3             1
NY                       14.35           6.1         10/1/2007               3             1
IL                        14.9          6.05         10/1/2007               3             1
MI                       13.99          6.15         10/1/2007               3             1
TX                        10.3           5.9         10/1/2007               3             1
SC                       13.25         5.375          9/1/2007               3             1
GA                       13.39          5.19         10/1/2007               3             1
RI                       11.85           4.7         10/1/2007               3             1
CT                       14.35           6.4         10/1/2007               3             1
IL                        13.1          5.35          9/1/2007               3             1
NH                       13.99          6.05         10/1/2007               3             1
MI                       14.54          5.79         10/1/2007               3             1
NJ                       12.05             4         10/1/2007               3             1
CA                          13           6.1          9/1/2007               3             1
CA                           0             0                                 0             0
TX                           0             0                                 0             0
MD                        14.2           5.9         10/1/2007               3             1
CT                        15.6           7.6         10/1/2007               3             1
CA                        12.5          5.16         10/1/2007               3             1
NH                        14.8          7.35         10/1/2007               3             1
CA                           0             0                                 0             0
TX                        13.7           4.5         10/1/2007               3             1
CA                       13.05         5.175         10/1/2007               3             1
WI                       13.49          5.24         10/1/2007               3             1
NE                       14.85           7.1         10/1/2007               3             1
MD                       17.35             7          9/1/2007               3             1
AZ                       13.65          5.51         10/1/2007               2             1
CA                           0             0                                 0             0
MO                        15.4           7.8         10/1/2007               3             1
TX                           0             0                                 0             0
ID                           0             0                                 0             0
CT                       13.75           5.7         10/1/2007               3             1
NJ                        14.2          6.03         10/1/2007               3             1
AL                        14.6          5.34         10/1/2007               3             1
NH                        17.4          7.85         10/1/2007               3             1
FL                       13.95           4.9         10/1/2007               3             1
MA                        13.8          5.75         10/1/2007               3             1
IN                       14.85           6.3         10/1/2007               3             1
MI                        14.6          6.15         10/1/2007               3             1
MI                        14.7          6.05         10/1/2007               3             1
CA                           0             0                                 0             0
MI                           0             0                                 0             0
FL                       12.05         5.675         10/1/2007               3             1
ME                       15.95           6.9         10/1/2007               3             1
CA                      12.625          4.15         10/1/2007               3             1
TX                       14.99           6.5         10/1/2007               3             1
MI                       13.45           5.4         10/1/2007               3             1
MI                           0             0                                 0             0
NV                       14.99           7.5         10/1/2007               3             1
NV                       11.35           3.6          9/1/2007               3             1
NV                        12.9          4.75         10/1/2007               3             1
NV                        14.7           6.4         10/1/2007               3             1
TX                       12.25             4         10/1/2010               3             1
TX                       15.99          5.95         10/1/2007               3             1
MI                       14.95             7         10/1/2007               3             1
CA                           0             0                                 0             0
MA                       13.25           4.7          9/1/2007               3             1
CT                       14.85         6.625         10/1/2007               3             1
NJ                       15.95          7.85         10/1/2007               3             1
TX                       11.64          4.89         10/1/2007               3             1
TX                       13.79          5.65         10/1/2007               3             1
NY                        12.5         5.075          9/1/2007               3             1
TN                        17.2         7.725         10/1/2007               3             1
TN                        12.9           4.9         10/1/2007               3             1
CT                        14.6          6.65         10/1/2007               3             1
TX                        14.2          5.79         10/1/2007               3             1
FL                       12.45           4.6         10/1/2007               2             1
FL                       13.35          6.66         10/1/2007               3             1
PA                       14.75          6.42          9/1/2007               3             1
NV                       13.45          5.35         10/1/2007               3             1
FL                       12.05           5.5         10/1/2007               3             1
CA                       13.45           5.2         10/1/2007               3             1
CA                       12.55          5.05         10/1/2007               3             1
CA                        13.2             5         10/1/2007               3             1
NJ                        13.5          5.05          9/1/2007               3             1
VT                      13.625           6.5         10/1/2007               3             1
NY                           0             0                                 0             0
NY                       15.85          7.75         10/1/2007               3             1
MI                           0             0                                 0             0
MI                       16.95           7.9         10/1/2007               3             1
MO                        17.7           7.5         10/1/2007               3             1
CT                       14.65           5.9         10/1/2007               3             1
NY                           0             0                                 0             0
DE                       13.15         6.305         10/1/2010               2             1
FL                           0             0                                 0             0
FL                       14.35          6.45         10/1/2007               3             1
MO                        13.6          6.15         10/1/2007               3             1
NY                        15.4          6.95         10/1/2007               3             1
IL                        14.1          5.65         10/1/2007               3             1
FL                       13.35             5          9/1/2007               3             1
FL                        14.8          6.45         10/1/2007               3             1
FL                        16.3          6.75         10/1/2007               3             1
FL                       13.45             5         10/1/2007               3             1
FL                        13.6          6.05         10/1/2007               3             1
FL                           0             0                                 0             0
FL                       13.24          5.99         10/1/2007               3             1
MO                       12.65          5.45         10/1/2007               3             1
FL                        14.1          6.15         10/1/2007               3             1
CA                       12.99           4.9         10/1/2007               3             1
TX                       13.75           6.1         10/1/2007               3             1
TX                       14.64          6.39         10/1/2008               3             1
AZ                       14.44          6.82         10/1/2007               3             1
PA                       15.75          6.95         10/1/2007               3             1
MI                        13.5             5          9/1/2007               3             1
MI                        13.4           5.3         10/1/2007               3             1
MI                       13.65           5.1         10/1/2007               3             1
NY                           0             0                                 0             0
TX                       12.45          5.15          8/1/2007               3             1
RI                           0             0                                 0             0
CO                       11.65           6.9         10/1/2007               3             1
CO                          14             6          9/1/2007               3             1
MI                       15.25           6.9         10/1/2008               3             1
CA                           0             0                                 0             0
MI                        14.7          6.05         10/1/2007               3             1
CA                       11.89          5.88          4/1/2006               1             1
CA                        14.2          6.95         10/1/2007               3             1
TX                       17.75           7.9         10/1/2007               3             1
IL                       12.65           4.2         10/1/2007               3             1
MI                       14.35           5.9         10/1/2007               3             1
MD                       14.85          6.65         10/1/2007               3             1
TX                       14.25           6.5         10/1/2007               3             1
TX                       12.95          4.99         10/1/2007               3             1
TX                        14.5          6.65         10/1/2007               3             1
RI                       11.99          4.75          9/1/2007               3             1
NY                        14.4         6.655         10/1/2007               3             1
WA                       12.89          4.94          9/1/2007               3             1
CT                       14.65           6.1         10/1/2007               3             1
IN                      15.467           7.2         10/1/2007               3             1
IN                       15.95           6.9         10/1/2007               3             1
NY                           0             0                                 0             0
NY                           0             0                                 0             0
NV                       12.45         4.725          9/1/2007               3             1
NV                       12.35           4.1         10/1/2007               3             1
MA                        13.4         6.375         10/1/2007               3             1
TX                       14.75          7.15         10/1/2007               3             1
AZ                       15.95           7.8          9/1/2007               3             1
NY                           0             0                                 0             0
WA                        13.4         6.055         10/1/2007               3             1
NC                       12.25          4.75          9/1/2007               3             1
KS                       13.85           6.5         10/1/2020               3             1
RI                           0             0                                 0             0
AZ                       13.15             5         10/1/2007               3             1
OK                       15.59           6.7         10/1/2007               3             1
OK                       15.59           6.7         10/1/2007               3             1
MI                        13.4          5.65         10/1/2007               3             1
NJ                           0             0                                 0             0
FL                           0             0                                 0             0
NJ                       13.99           5.3         10/1/2007               3             1
CT                       13.85          5.85         10/1/2007               3             1
IL                       14.55          6.39         10/1/2007               3             1
RI                           0             0                                 0             0
RI                           0             0                                 0             0
NC                        13.6           6.1         10/1/2007               3             1
AR                       14.65           7.1         10/1/2007               3             1
MI                       14.95           6.8         10/1/2007               3             1
CA                        16.7          7.75         10/1/2007               3             1
PA                        17.2             7         10/1/2007               3             1
NY                       13.45           5.5         9/21/2007               3             1
TX                        13.8          5.75         10/1/2007               3             1
TX                       13.95          5.15         10/1/2007               3             1
TX                       14.24          6.09         10/1/2007               3             1
TX                          15          5.95         10/1/2007               3             1
TX                       15.35          7.09         10/1/2007               3             1
MA                      13.675          5.75         10/1/2008               3             1
MD                       15.05           6.5         10/1/2007               3             1
CO                       14.94          7.57         10/1/2007               3             1
NY                          10          5.65          9/1/2007               3             1
MA                       13.25           5.4         10/1/2008               3             1
FL                        14.6          6.85         10/1/2007               3             1
NY                           0             0                                 0             0
CT                       15.75           5.9         10/1/2007               3             1
CT                        13.1          5.35         10/1/2007               3             1
NY                       12.25          3.95          9/1/2007               3             1
PA                       14.19          6.09          9/1/2007               3             1
CO                       12.15          4.95          9/1/2007               3             1
PA                       15.84          7.45         10/1/2007               3             1
IA                        15.1          6.75         10/1/2007               3             1
IA                       14.85           6.4         10/1/2007               3             1
VA                        14.3           5.9         10/1/2007               3             1
VA                        14.3          6.35          9/1/2007               3             1
IL                       12.75          5.65         10/1/2008               3             1
IL                       12.75          5.15          9/1/2007               3             1
IL                        16.1          6.25         10/1/2007               3             1
PA                       14.95          7.45         10/1/2007               3             1
CT                       13.75          6.25         10/1/2007               3             1
TX                           0             0                                 0             0
RI                           0             0                                 0             0
TX                       13.85          6.25         10/1/2007               3             1
NH                       13.25          5.74         10/1/2007               3             1
CA                       14.35         6.025         10/1/2007               3             1
CO                       12.35         4.875          9/1/2010               3             1
OR                           0             0                                 0             0
IL                        13.5          5.75         10/1/2007               3             1
MA                        13.1          6.25          9/1/2007               3             1
IL                       15.66           6.6         10/1/2010               3             1
CT                           0             0                                 0             0
CT                       13.95           5.7         10/1/2007               3             1
CA                       13.35          5.25         10/1/2007               3             1
TX                       14.78          6.65         10/1/2007               3             1
PA                       13.75          6.25         10/1/2007               3             1
WA                       12.35          4.79         10/1/2007               3             1
HI                           0             0                                 0             0
MD                       14.25           6.6         10/1/2007               3             1
GA                       13.35           5.4          9/1/2007               3             1
NC                       14.45          6.55         10/1/2007               3             1
AZ                       12.75          5.25         10/1/2007               3             1
NJ                       15.25          7.29         10/1/2007               3             1
TX                        13.7           5.7         10/1/2008               3             1
SC                        15.9          6.85         10/1/2007               3             1
MI                       14.45           5.9         10/1/2007               3             1
IL                       12.45          5.45         10/1/2007               3             1
TX                       15.35           7.5         10/1/2007               3             1
CT                       14.65           6.9         10/1/2007               3             1
TX                        14.5          5.95         10/1/2007               3             1
FL                           0             0                                 0             0
CA                        17.3           7.3         10/1/2007               3             1
MI                        14.7          6.15         10/1/2007               3             1
TX                        14.8          6.55         10/1/2007               3             1
PA                        14.7           7.3         10/1/2007               3             1
FL                       13.99             6         10/1/2007               3             1
FL                       14.65          6.45         10/1/2007               3             1
HI                        14.5         6.675         10/1/2007               3             1
FL                       10.45         6.275          9/1/2007               3             1
VA                           0             0                                 0             0
FL                       13.95          6.15         10/1/2007               3             1
MI                        14.2          5.45         10/1/2007               3             1
MO                        16.4          6.85         10/1/2007               3             1
MI                       11.35           6.2         10/1/2007               3             1
MI                       14.15          5.49          9/1/2007               3             1
NH                       12.95           4.6          9/1/2007               3             1
TX                        14.5          5.75         10/1/2007               3             1
NJ                       13.99           5.8         10/1/2008               3             1
IA                          15           7.1         10/1/2007               3             1
NV                       13.85             6         10/1/2007               3             1
NV                       12.15          4.55          9/1/2007               3             1
TX                           0             0                                 0             0
GA                           0             0                                 0             0
RI                        12.7          5.15         10/1/2007               3             1
NY                       13.24          5.05          8/1/2007               3             1
CA                       13.95          5.95         10/1/2007               3             1
TX                        14.5          5.95          9/1/2007               3             1
MD                       13.35           5.6         10/1/2007               3             1
CA                       12.45          4.75         10/1/2007               3             1
AL                          15          6.75         10/1/2007               3             1
IL                       14.95             5         10/1/2007               3             1
PA                           0             0                                 0             0
OR                      12.375          4.32         10/1/2010               3             1
TN                        13.8          5.85         10/1/2007               3             1
TN                          16           7.1         10/1/2007               3             1
TN                        14.3          6.69         10/1/2007               3             1
IN                       13.65          6.99         10/1/2007               3             1
PA                        12.4          4.85          9/1/2007               2             1
DE                           0             0                                 0             0
CA                        12.4           4.7          9/1/2007               3             1
CA                           0             0                                 0             0
GA                           0             0                                 0             0
NY                        13.3           5.7         10/1/2007               3             1
CA                       13.85           5.7         10/1/2007               3             1
SC                       13.75          7.03         10/1/2007               3             1
NH                       12.95           5.3         10/1/2007               3             1
CT                       13.09          4.79         10/1/2007               3             1
VA                        12.4           5.2         10/1/2007               3             1
NY                       15.55          7.55         10/1/2007               3             1
NJ                       12.34          4.79          9/1/2007               3             1
FL                       12.99          4.65         10/1/2007               3             1
FL                        14.6          6.15         10/1/2007               2             1
FL                       14.25           6.5         10/1/2007               3             1
FL                       14.35          6.25         10/1/2007               2             1
FL                        13.7           5.2         10/1/2007               3             1
NH                       12.85           5.3         10/1/2007               3             1
NH                      13.625          5.45         10/1/2010               2             1
MD                       14.05           5.6         10/1/2007               3             1
NY                       13.55           5.2          9/1/2007               3             1
KY                       13.75           6.2         10/1/2007               3             1
FL                          13          4.95         10/1/2007               3             1
FL                           0             0                                 0             0
FL                       12.99           4.9          9/1/2007               3             1
CA                        12.2         5.612         10/1/2007               3             1
NH                       11.85           4.4          9/1/2007               3             1
AZ                        12.4          4.45         10/1/2007               3             1
AZ                        13.3          5.19         10/1/2007               3             1
NY                           0             0                                 0             0
NJ                        13.7          6.45         10/1/2007               3             1
VA                       12.74          4.74          9/1/2007               3             1
PA                           0             0                                 0             0
RI                        12.9         5.375          9/1/2007               3             1
NC                       14.65          7.15         10/1/2007               3             1
MD                        14.4          6.25         10/1/2007               3             1
CA                       12.19          4.09          9/1/2007               3             1
WA                        16.5             7         10/1/2007               2             1
CA                       16.05           7.8         10/1/2007               3             1
CA                        14.8           6.7         10/1/2007               3             1
CA                           0             0                                 0             0
CA                           0             0                                 0             0
UT                        14.1             6         10/1/2007               3             1
TN                        11.9           4.1         10/1/2007               3             1
NJ                        13.6           5.3         10/1/2007               3             1
CA                        12.8           4.8          9/1/2007               3             1
CA                           0             0                                 0             0
CA                        12.5          4.75         10/1/2007               3             1
FL                       12.85           4.7         10/1/2007               3             1
FL                        12.4          4.85         10/1/2007               3             1
GA                           0             0                                 0             0
TX                        13.7          5.15         10/1/2007               3             1
WA                       13.35          5.27         10/1/2007               3             1
FL                       13.35          5.75         10/1/2007               3             1
FL                        14.3           6.3          9/1/2007               3             1
AL                       14.79          6.54         10/1/2007               3             1
WA                       15.35           6.1         10/1/2007               3             1
CA                           0             0                                 0             0
NC                       16.45          4.95          9/1/2007               3             1
PA                       13.75          6.25         10/1/2007               3             1
MO                       16.99           7.9         10/1/2007               3             1
MO                       16.45          7.95         10/1/2007               3             1
NJ                       14.05           5.7         10/1/2007               3             1
CA                        12.9           5.2          9/1/2007               3             1
NY                        13.9           5.5         10/1/2007               3             1
CA                        13.2          5.45         10/1/2007               3             1
CA                       12.39          4.19          9/1/2010               3             1
CA                        13.2           5.6         10/1/2007               3             1
FL                       12.55         5.575         10/1/2010               3             1
NY                       14.25           5.9         11/1/2007               3             1
WA                       13.99          5.34          9/1/2007               3             1
AL                          14           6.5         10/1/2007               3             1
CA                           0             0                                 0             0
MA                       14.25           6.6         10/1/2007               3             1
NJ                        14.9          6.15         10/1/2007               3             1
MD                        15.6          7.35         10/1/2007               3             1
CA                        13.6          5.45          9/1/2007               3             1
CA                           0             0                                 0             0
WA                        14.8          7.15          9/1/2007               3             1
VA                           0             0                                 0             0
MI                        15.5          6.45         10/1/2007               3             1
MO                        15.6           7.4         10/1/2007               3             1
RI                        13.1           4.9         11/1/2007               3             1
GA                        12.9          4.85         10/1/2007               3             1
RI                           0             0                                 0             0
VA                           0             0                                 0             0
FL                       12.85           4.4          9/1/2007               3             1
VA                       15.22          7.26          4/1/2006               1             1
IN                       14.45           6.1         10/1/2007               2             1
MA                       14.89          7.14         10/1/2007               3             1
NY                       12.85          5.25          9/1/2007               3             1
NY                        13.7         6.625         10/1/2007               3             1
PA                       13.99          6.15         10/1/2007               3             1
MA                       12.95          4.85          9/1/2007               3             1
CT                       14.65          7.03         10/1/2007               3             1
FL                       15.35           7.4         10/1/2007               3             1
PA                        14.8          6.65         10/1/2007               3             1
PA                       13.99           6.9         10/1/2007               3             1
NY                       13.29          5.72         10/1/2007               3             1
TX                       17.45           6.7         10/1/2007               3             1
CO                        14.8          7.05         10/1/2007               3             1
FL                        13.5             5          9/1/2007               3             1
MD                           0             0                                 0             0
NJ                        14.9           5.9         10/1/2007               2             1
TX                        15.2          6.75         10/1/2007               3             1
TX                        14.6             6         10/1/2007               3             1
MI                       14.04          5.49         10/1/2007               3             1
NC                       13.65           5.5         10/1/2007               3             1
CA                        14.7          6.75          9/1/2010               3             1
WY                        13.3          5.98         10/1/2007               3             1
CA                       11.95           4.2         10/1/2007               3             1
NH                          15           6.3         10/1/2007               3             1
MI                       14.95           6.9         10/1/2007               3             1
MI                        13.7          5.05         10/1/2007               3             1
MA                        13.7           5.6         10/1/2007               3             1
MI                        14.9          6.65         10/1/2007               3             1
KY                        14.1          5.55         10/1/2007               2             1
TN                        14.9           6.9         10/1/2007               3             1
CA                        13.9          5.73         10/1/2007               3             1
GA                       14.74          5.89         10/1/2007               3             1
TX                       16.45          7.85         10/1/2007               3             1
FL                        15.5          7.25         10/1/2007               3             1
AL                       15.15         6.525         10/1/2007               3             1
GA                           0             0                                 0             0
GA                       14.55           6.1         10/1/2007               3             1
GA                        14.9          6.85         10/1/2007               3             1
FL                        15.8          6.85         10/1/2007               3             1
CT                        16.4           7.5         10/1/2007               3             1
MT                        13.8          5.25         10/1/2007               3             1
CA                       11.35          4.25          9/1/2007               3             1
AZ                       13.85           5.7         10/1/2007               3             1
AL                       14.45          6.95         10/1/2007               3             1
NY                        16.1          7.05         10/1/2007               3             1
VT                        14.7          6.05          9/1/2007               3             1
CT                       14.75          7.28         10/1/2007               3             1
MI                       14.55           5.9         10/1/2007               3             1
PA                        13.8          5.45         10/1/2007               3             1
MO                        14.3           6.4         10/1/2007               3             1
MD                       15.25          6.94         10/1/2008               3             1
TX                        14.1          5.74         10/1/2007               3             1
TX                        15.6          6.05         10/1/2007               3             1
TX                       13.49          5.24         10/1/2007               3             1
TX                       13.94          6.39         10/1/2007               3             1
CO                       14.99           6.1         10/1/2007               3             1
MI                       14.25          5.64         10/1/2008               3             1
AZ                       13.35           5.6         10/1/2007               3             1
PA                        13.9          5.65         10/1/2007               3             1
AZ                       12.65         5.205         10/1/2007               3             1
AZ                          10          5.38         10/1/2007               3             1
AZ                          12          4.88         10/1/2007               3             1
AZ                        12.2          4.83         10/1/2007               3             1
NC                        13.1           5.2         10/1/2007               3             1
PA                           0             0                                 0             0
CT                           0             0                                 0             0
CA                        11.8           4.2          9/1/2008               3             1
MA                       12.99           5.1         10/1/2010               3             1
TX                           0             0                                 0             0
ME                       11.95          4.15          9/1/2007               3             1
TX                       14.95           6.3         10/1/2007               3             1
IN                       16.05           7.1         10/1/2007               3             1
TX                           0             0                                 0             0
SC                       14.35          5.93         10/1/2007               3             1
PA                           0             0                                 0             0
GA                        14.9           6.9         10/1/2007               3             1
MI                       12.75          5.04         10/1/2007               3             1
NY                           0             0                                 0             0
FL                        13.5          6.25         10/1/2007               2             1
PA                        15.2          6.95         10/1/2007               3             1
CA                           0             0                                 0             0
SC                       15.55          7.55         10/1/2007               3             1
FL                       15.14          6.97         10/1/2007               3             1
FL                        13.4         6.655         10/1/2007               3             1
FL                       13.09          6.29          9/1/2007               3             1
FL                       12.25           4.5         10/1/2007               3             1
CA                        12.9          5.35          9/1/2007               3             1
NV                       12.85           5.5         10/1/2007               3             1
NV                       12.75           5.1         10/1/2007               3             1
NV                        13.7          6.08          9/1/2007               3             1
MD                        13.2           4.6         10/1/2007               3             1
TN                        13.6           5.1         10/1/2007               3             1
MA                       12.55           5.6         10/1/2007               3             1
GA                        14.5          6.45         10/1/2007               3             1
PA                        14.6          6.25         10/1/2007               3             1
MD                       12.35          4.45         10/1/2007               3             1
GA                        11.9          4.25          9/1/2007               3             1
TX                           0             0                                 0             0
CA                       12.85          4.75         10/1/2007               3             1
FL                       13.05          4.95         10/1/2007               3             1
CA                       12.55          4.55         10/1/2007               3             1
IL                        14.7           6.5         10/1/2007               3             1
WI                       15.35           7.6         10/1/2007               3             1
MA                       12.45          5.05          9/1/2007               2             1
NC                           0             0                                 0             0
TX                        12.6          4.45          9/1/2007               3             1
CT                       12.55          5.45          9/1/2010               3             1
PA                       13.99           6.1         10/1/2007               3             1
HI                          14           6.8         10/1/2007               3             1
AL                           0             0                                 0             0
TX                       13.84          5.29         10/1/2007               3             1
CA                           0             0                                 0             0
PA                        12.3          4.95          9/1/2007               3             1
FL                        15.8           7.7         10/1/2007               3             1
DE                           0             0                                 0             0
CT                        13.7           6.7         10/1/2007               3             1
NY                       13.85           5.4          9/1/2007               3             1
NJ                        14.6           6.5         10/1/2007               3             1
FL                        12.2           4.4         10/1/2007               3             1
ME                       15.55          6.95         10/1/2007               3             1
HI                           0             0                                 0             0
PA                       12.15          5.15         10/1/2007               3             1
CA                        13.2           4.9         10/1/2007               3             1
IL                        13.7           6.5         10/1/2007               3             1
FL                           0             0                                 0             0
FL                        12.9          5.65          9/1/2007               3             1
CA                        12.3          4.35         10/1/2007               3             1
CA                       12.15          5.05         10/1/2007               3             1
NJ                       14.35           6.1         10/1/2007               3             1
RI                           0             0                                 0             0
NH                       11.85          4.05         10/1/2007               3             1
PA                        12.8          5.35         10/1/2007               3             1
TX                       14.95           6.4         10/1/2007               3             1
FL                       13.35          5.35         10/1/2007               3             1
FL                           0             0                                 0             0
NJ                       14.55           5.8         9/12/2007               3             1
RI                        15.8             7         10/1/2007               3             1
CA                        13.4           5.5          9/1/2007               3             1
GA                       15.01          7.15         10/1/2007               3             1
CA                           0             0                                 0             0
CA                       12.45          5.05         10/1/2007               3             1
NY                        12.2          4.45          9/1/2007               3             1
OR                       13.25          5.43         10/1/2007               3             1
CA                          13          4.75         10/1/2007               3             1
CA                           0             0                                 0             0
CA                           0             0                                 0             0
TX                       13.55           5.4         11/1/2007               3             1
CA                        11.3          3.75          9/1/2007               3             1
FL                          16          7.55         10/1/2007               3             1
FL                       13.45           6.7         10/1/2007               2             1
MI                           0             0                                 0             0
MO                        12.8           7.3         10/1/2007               3             1
MO                       15.59           7.3         10/1/2007               3             1
FL                           0             0                                 0             0
FL                       11.85          4.35         10/1/2007               3             1
CT                        12.3          4.55          9/1/2007               3             1
PA                       13.75          5.75         10/1/2007               3             1
CA                       12.15          4.25          9/1/2007               3             1
CT                       13.85           5.9         10/1/2007               3             1
NH                        12.5          5.59         10/1/2007               3             1
NY                       13.65         6.025          9/1/2007               3             1
WA                        14.6           6.1         10/1/2007               3             1
FL                       13.35           5.2          9/1/2007               3             1
GA                       16.45          7.75         10/1/2007               3             1
CT                        12.9          5.45         10/1/2007               3             1
CT                        12.7           5.1         10/1/2007               3             1
AL                           0             0                                 0             0
CO                       14.25         6.825         10/1/2007               3             1
TX                       16.25          7.55         10/1/2007               3             1
NY                           0             0                                 0             0
MD                        16.3          6.55         10/1/2007               3             1
NY                        16.5             7         10/1/2007               3             1
NY                       17.85             7         10/1/2007               3             1
VA                           0             0                                 0             0
RI                       12.35          4.75          9/1/2008               3             1
RI                       12.45          4.95         10/1/2007               3             1
RI                        13.6           5.8         10/1/2007               3             1
CT                       13.69          5.94         10/1/2007               3             1
CT                        13.8             6         10/1/2007               3             1
SD                        14.8          6.85         10/1/2007               3             1
TX                       14.59          6.39         10/1/2007               3             1
TX                        14.1          5.65         10/1/2007               3             1
IA                       17.19          7.75         10/1/2007               3             1
CT                          14           6.7         10/1/2010               3             1
MI                        13.6          5.25         10/1/2007               3             1
CA                        12.7          4.95          9/1/2007               3             1
MI                       12.99           4.9         10/1/2007               3             1
NY                        13.4          5.25         10/1/2007               3             1
AZ                        11.9          4.25          9/1/2007               3             1
FL                           0             0                                 0             0
NY                        11.8           4.8          9/1/2007               3             1
CA                       12.45          4.95         10/1/2007               3             1
FL                       13.75         5.925         10/1/2007               3             1
IN                        15.2          6.45         10/1/2007               3             1
FL                       15.45           7.5         10/1/2007               3             1
CT                       13.95          5.65         10/1/2007               3             1
NY                       12.55           5.6         10/1/2007               3             1
FL                       15.85           6.7         10/1/2007               3             1
FL                        14.9           7.1          8/1/2007               3             1
FL                        12.9           5.5         10/1/2007               3             1
NJ                       11.35          4.05          9/1/2007               2             1
MA                        15.3           6.9          9/1/2007               3             1
MA                           0             0                                 0             0
VA                           0             0                                 0             0
IL                       14.55             6         10/1/2007               3             1
IL                       14.04           6.6         10/1/2007               3             1
CT                           0             0                                 0             0
CA                       13.15           4.4         10/1/2007               3             1
NY                       11.95           4.8          9/1/2007               3             1
RI                        12.1          4.54          9/1/2007               3             1
KY                        14.7           6.4         10/1/2007               3             1
PA                        11.5           4.3         10/1/2007               3             1
FL                        13.3          5.45         10/1/2007               2             1
MD                       14.75         7.025         10/1/2007               3             1
NJ                       12.05           5.1          9/1/2007               2             1
PA                        13.8          5.65          9/1/2007               3             1
MI                       13.99           3.5         10/1/2007               3             1
AZ                        13.1         5.755         10/1/2008               3             1
TX                        13.8           6.2         10/1/2007               3             1
IL                        14.2          5.75         10/1/2007               3             1
MA                       12.35             5         10/1/2007               3             1
MA                       13.99           6.1         10/1/2007               3             1
MA                       13.25         6.025         10/1/2007               3             1
CO                       11.85          4.55         10/1/2007               3             1
MD                       16.29             7         10/1/2007               3             1
TX                           0             0                                 0             0
KY                        13.9             6         10/1/2007               2             1
MD                           0             0                                 0             0
PA                        15.6           7.6         10/1/2007               3             1
MI                      14.448         7.449         10/1/2007               3             1
MI                        12.1          4.25         10/1/2007               3             1
TN                       14.14         7.765         10/1/2007               3             1
NE                        15.9          7.75         10/1/2007               3             1
CA                       13.14          5.09         10/1/2007               3             1
TN                       14.94          6.19         10/1/2007               3             1
TX                        15.5           6.9          9/1/2007               3             1
CA                           0             0                                 0             0
NJ                        14.7         6.575         10/1/2008               2             1
NY                       11.35           4.7          9/1/2008               3             1
NY                        11.8         4.125         10/1/2007               3             1
GA                        12.9           5.4         10/1/2007               3             1
RI                        12.2             5         10/1/2007               3             1
IN                        13.6          5.95         10/1/2007               3             1
NY                           0             0                                 0             0
PA                       12.55             5         10/1/2007               3             1
GA                        12.4           4.4          8/1/2007               3             1
SC                       13.24           5.2         10/1/2007               3             1
CA                           0             0                                 0             0
CA                        12.9         5.433         10/1/2007               3             1
CA                           0             0                                 0             0
CT                           0             0                                 0             0
MI                       13.65             6          9/1/2007               3             1
NH                       13.25          5.75         10/1/2007               3             1
MI                       14.75           5.7         10/1/2007               3             1
CT                        14.4           6.3         10/1/2007               3             1
WI                       14.45          6.95          4/1/2006               1             1
WI                       14.65          6.83         10/1/2007               3             1
VA                           0             0                                 0             0
NJ                        12.7           4.7         10/1/2007               3             1
MA                       15.95          7.95         10/1/2007               3             1
SC                        16.1          7.05         10/1/2007               3             1
FL                       13.95           7.2         10/1/2007               3             1
AL                        13.6           5.8         10/1/2007               3             1
CA                        12.5             4          9/1/2007               3             1
IN                           0             0                                 0             0
FL                       14.45          7.88         10/1/2007               3             1
FL                           0             0                                 0             0
FL                           0             0                                 0             0
NY                       15.65          7.79         10/1/2007               3             1
NY                       14.45           6.7         10/1/2007               3             1
FL                        14.8         6.175         10/1/2007               3             1
FL                        10.8          6.55         10/1/2007               3             1
IL                        13.6             3          9/1/2007               3             1
AZ                       15.35          7.05         10/1/2007               3             1
NY                      12.625          5.13         10/1/2007               3             1
CA                        11.8          5.05          9/1/2007               3             1
MI                           0             0                                 0             0
FL                        12.7          5.25         10/1/2007               3             1
MA                       12.25          4.45         10/1/2007               3             1
CA                        13.2          4.95         10/1/2007               3             1
RI                        12.5          4.65         10/1/2007               3             1
RI                           0             0                                 0             0
CO                        14.7           6.4         10/1/2007               3             1
CA                       11.95           3.5         10/1/2007               3             1
MO                       13.45          6.05         10/1/2007               3             1
FL                       14.45          6.65         10/1/2007               3             1
FL                       14.85             6         10/1/2007               3             1
FL                       14.85             6         10/1/2007               3             1
CA                        11.8          4.61          9/1/2010               3             1
CA                       12.45           4.7         10/1/2007               3             1
FL                        15.3           6.8         10/1/2007               3             1
FL                        14.9           6.8          9/1/2007               3             1
TX                        15.9           5.4         10/1/2007               3             1
TX                       13.99           5.8         10/1/2007               3             1
TX                        13.8          5.35         10/1/2007               3             1
TX                       13.25          5.35         10/1/2007               3             1
TX                        14.6          5.75         10/1/2007               3             1
TX                         9.8          4.05         10/1/2007               3             1
CA                           0             0                                 0             0
MI                       14.35          5.74         10/1/2007               3             1
FL                        14.5          6.45          9/1/2007               3             1
GA                           0             0                                 0             0
GA                           0             0                                 0             0
CA                           0             0                                 0             0
AZ                       14.65          6.05         10/1/2007               3             1
NY                       11.85         4.025         10/1/2007               3             1
MI                        14.3           5.5         10/1/2007               3             1
MI                        13.7          6.25          9/1/2007               3             1
FL                           0             0                                 0             0
VT                        13.5          5.35         10/1/2007               3             1
IN                      11.625          6.75         10/1/2008               3             1
MO                       14.99           7.1         10/1/2007               3             1
MO                       14.15          6.18         10/1/2007               3             1
MO                       14.55           6.4         10/1/2007               2             1
MA                       13.35          6.85         10/1/2007               3             1
GA                           0             0                                 0             0
WI                        15.7          6.85         10/1/2007               3             1
NJ                           0             0                                 0             0
MI                           0             0                                 0             0
WA                        13.6          5.24         10/1/2007               3             1
NJ                       16.65          7.65         11/1/2007               3             1
CA                       12.15          4.15         10/1/2007               3             1
VA                       11.55           4.4         10/1/2007               3             1
MD                        13.1          6.09         10/1/2007               3             1
MA                       15.25           7.1         10/1/2007               3             1
CT                        15.2         6.675         10/1/2007               3             1
CT                        14.1           6.1         10/1/2007               3             1
KS                       17.69           7.6         10/1/2007               3             1
FL                       14.35           6.1         10/1/2007               3             1
NJ                       15.65          7.15         10/1/2007               2             1
CA                        11.8          4.05         10/1/2007               3             1
AK                        13.2          5.82         10/1/2008               3             1
GA                       16.85             7         10/1/2007               3             1
NJ                       13.65           5.5         10/1/2007               3             1
GA                       13.29         6.168         10/1/2008               3             1
CA                       13.14          5.09         10/1/2007               3             1
CA                       11.44           4.2         10/1/2007               3             1
MI                           0             0                                 0             0
MA                        12.6          5.05         10/1/2007               3             1
FL                        13.6          5.45          9/1/2007               3             1
AL                       15.45          7.75         10/1/2010               3             1
AL                       15.25           6.8         10/1/2007               3             1
CT                       12.95           5.8         10/1/2007               3             1
MN                           0             0                                 0             0
CT                       14.55          5.95         10/1/2007               3             1
NY                       12.35          4.69         10/1/2007               3             1
NY                       11.25           4.1         10/1/2007               3             1
NY                        12.3          4.35         10/1/2007               3             1
NY                        12.5         4.825         10/1/2007               3             1
NY                       12.25          4.95          9/1/2007               3             1
NY                        12.1           4.3          9/1/2007               3             1
NY                        13.3          4.95         10/1/2007               3             1
AR                       15.65          7.65         10/1/2007               3             1
FL                          14           5.2         10/1/2007               3             1
MI                       15.05           6.3         10/1/2007               3             1
TN                           0             0                                 0             0
IL                      13.825          5.75         10/1/2007               3             1
IL                       12.75          4.04         10/1/2007               3             1
IL                        13.8          6.35         10/1/2007               3             1
WI                       13.45          5.85          9/1/2007               3             1
ID                       13.59          5.34         10/1/2007               2             1
NY                           0             0                                 0             0
MD                        11.9          4.05          9/1/2007               3             1
FL                       11.85           3.6          3/1/2006               1             1
TX                       13.34          5.19         10/1/2007               3             1
SC                       13.45           5.6         10/1/2007               3             1
CO                        11.3          4.85         10/1/2007               3             1
TN                       14.09          5.35         10/1/2007               3             1
FL                           0             0                                 0             0
CA                       12.05          5.38         10/1/2007               3             1
RI                       14.64          6.29         10/1/2007               3             1
TX                        17.3          2.75         10/1/2007               3             1
GA                       14.84          6.39          9/1/2007               3             1
FL                       15.35         6.525          3/1/2006               1             1
TX                        14.2          6.05         10/1/2007               3             1
WA                       13.95         5.525         10/1/2007               3             1
MA                        13.3           5.7          9/1/2007               3             1
NJ                        12.9          4.85         10/1/2007               3             1
CT                       11.85          4.75         10/1/2010               3             1
TN                        14.3          5.95         10/1/2007               3             1
PA                           0             0                                 0             0
LA                       15.65           7.1          9/1/2007               3             1
NJ                           0             0                                 0             0
FL                       15.35         7.125         10/1/2007               3             1
CA                           0             0                                 0             0
TX                       15.89           6.9         10/1/2007               3             1
MI                          14          5.55         10/1/2007               3             1
NJ                        15.9          7.65         10/1/2007               3             1
MA                       12.89          5.14         10/1/2007               3             1
NY                       15.35           7.9         10/1/2007               3             1
MO                       13.55          5.63         10/1/2007               3             1
NC                       15.75          6.37         10/1/2007               3             1
VA                       15.55           7.1         10/1/2007               3             1
VA                          15           6.6         10/1/2007               3             1
CA                        12.3          4.69         10/1/2010               3             1
NJ                        13.1           5.5         10/1/2007               3             1
NH                        15.2         7.425         10/1/2007               3             1
PA                        13.1           5.6         10/1/2007               3             1
TX                       14.75             6         10/1/2007               3             1
MA                       12.45           5.1          9/1/2007               3             1
NC                       14.65             7         10/1/2007               3             1
MA                       13.79          5.94          9/1/2007               3             1
FL                           0             0                                 0             0
FL                       15.45          6.85         10/1/2007               3             1
MO                        16.6          6.95         10/1/2007               3             1
CA                           0             0                                 0             0
PA                       11.99          4.24         10/1/2007               3             1
MD                       14.55          6.65         10/1/2007               3             1
IN                       12.25          4.75         10/1/2007               3             1
MO                       15.25          5.99         10/1/2007               3             1
FL                       14.95           6.1         10/1/2007               3             1
VA                        14.5             6         10/1/2007               3             1
CA                       11.99           3.5         10/1/2007               3             1
CA                       13.75         5.925          9/1/2007               3             1
KY                       10.19          4.75          9/1/2007               3             1
KY                        14.3           6.3         10/1/2007               3             1
KY                       13.65         6.625         10/1/2007               3             1
MA                       13.85          5.65         10/1/2007               3             1
GA                       14.19          6.09         10/1/2007               3             1
GA                       15.45          7.35         10/1/2007               3             1
MA                        13.5           5.5         10/1/2007               3             1
FL                           0             0                                 0             0
FL                        14.4           6.3         10/1/2007               3             1
MA                       12.05           4.6         10/1/2007               3             1
TN                       13.45           5.6         10/1/2007               2             1
MA                        13.5          5.85          9/1/2007               3             1
PA                       13.95          5.95         10/1/2007               3             1
CA                           0             0                                 0             0
NH                        13.4          5.85          4/1/2006               1             1
AL                           0             0                                 0             0
TN                       14.25             6          9/1/2007               3             1
TN                        15.3           6.4         10/1/2008               3             1
NJ                        13.3             5          9/1/2007               3             1
NJ                        12.3           5.1         10/1/2007               3             1
PA                       13.95          5.95         10/1/2007               3             1
PA                       13.75           5.8         10/1/2007               3             1
FL                       12.64          4.89         10/1/2007               3             1
FL                       12.24          5.45          9/1/2007               3             1
OK                           0             0                                 0             0
FL                       14.15         6.125         10/1/2007               3             1
FL                       12.55           5.1         10/1/2007               3             1
VA                       14.04          5.99         11/1/2007               3             1
CA                       12.25           4.3          9/1/2010               3             1
PA                        14.3          7.05         10/1/2007               3             1
PA                       14.45             6         10/1/2007               3             1
PA                       14.89          7.15         10/1/2007               3             1
PA                       15.69          7.94         10/1/2007               3             1
FL                        13.3           5.1          9/1/2007               3             1
KY                        13.9          6.15         10/1/2007               3             1
AZ                       12.95          5.55         10/1/2007               3             1
SD                       15.45           7.5         10/1/2007               3             1
NV                       11.95          4.05          9/1/2007               3             1
VA                       12.85           5.5         10/1/2007               3             1
FL                       13.25          5.49         10/1/2007               3             1
VA                        14.7          5.95         10/1/2007               3             1
AR                          14          6.19         10/1/2007               3             1
CA                       12.25           4.6         10/1/2007               3             1
TX                           0             0                                 0             0
GA                        12.1          4.35          9/1/2007               3             1
PA                           0             0                                 0             0
FL                        13.8          5.65         10/1/2007               3             1
KS                       15.85           6.9         10/1/2007               3             1
NY                        12.8           4.9          9/1/2007               3             1
PA                       13.35             7         10/1/2007               3             1
FL                           0             0                                 0             0
VA                        14.9          7.05         10/1/2007               3             1
GA                       13.75          5.95         10/1/2007               3             1
TX                           0             0                                 0             0
MA                       13.08          5.94          9/1/2008               3             1
MA                       14.65          6.55         10/1/2007               3             1
AL                       13.05          5.45         10/1/2007               2             1
ID                       14.94          5.99         10/1/2007               3             1
FL                       14.19          6.35         10/1/2007               3             1
RI                        13.6          4.95          9/1/2007               3             1
MA                       11.49          4.24          9/1/2007               3             1
MI                        14.4         6.025         10/1/2007               3             1
FL                        14.9          6.84         10/1/2010               3             1
MI                       14.25          6.35         10/1/2007               3             1
DE                       10.05          4.85          9/1/2007               3             1
TX                        15.9          7.45         10/1/2010               3             1
MA                       13.99          5.75         10/1/2007               3             1
GA                       12.95           4.9         10/1/2008               3             1
VA                        13.7          6.35         10/1/2007               3             1
IN                        14.9             7         10/1/2007               3             1
TX                       14.99          6.95         10/1/2007               3             1
TX                        16.2           7.5         10/1/2007               3             1
GA                       13.65           5.9          9/1/2010               3             1
GA                        15.6          7.85         10/1/2007               3             1
IA                       15.05             6         10/1/2007               3             1
CA                       12.84          5.34         10/1/2007               3             1
NJ                       13.45          5.65         10/1/2007               3             1
DE                       15.65          7.05         10/1/2007               3             1
AL                       14.25           6.3         10/1/2007               3             1
ID                       13.29          5.79         10/1/2007               3             1
FL                        13.6          6.25         10/1/2010               3             1
FL                           0             0                                 0             0
NJ                        16.5          7.91         10/1/2007               3             1
NY                          15          6.77         10/1/2007               3             1
NY                           0             0                                 0             0
PA                        14.2          6.05         10/1/2007               3             1
IL                       14.95          6.15         10/1/2007               3             1
TN                        12.8          6.67         10/1/2007               3             1
GA                        14.6          6.05         10/1/2008               3             1
MI                        14.8          6.45          9/1/2007               3             1
CO                       14.55          5.95         10/1/2007               2             1
NY                       14.39           6.3         10/1/2007               3             1
TX                        14.6           6.1         10/1/2007               3             1
TX                          16          7.75         10/1/2007               3             1
RI                        12.4          4.75         10/1/2008               3             1
IN                          14          5.59         10/1/2007               2             1
CA                          17             7         10/1/2007               2             1
GA                      14.475         6.913         10/1/2007               3             1
PA                        13.5          5.93         10/1/2007               3             1
IA                       13.95          5.88         10/1/2007               3             1
MA                       12.65           4.6          9/1/2010               3             1
KS                       17.19          7.85         10/1/2007               3             1
VA                           0             0                                 0             0
NJ                        13.5          5.45          9/1/2007               3             1
MA                       14.75          6.75          9/1/2007               3             1
MO                        14.2             6         10/1/2007               2             1
MO                        14.5          6.65         10/1/2007               3             1
FL                          12          5.35         10/1/2007               3             1
NC                       13.25          5.75          9/1/2007               3             1
IN                       17.55           7.5         10/1/2007               3             1
GA                           0             0                                 0             0
CO                       14.35          6.05         10/1/2007               3             1
TX                        13.5           5.5         10/1/2007               3             1
TX                        13.8           5.8         10/1/2007               3             1
TX                       14.75           6.4         10/1/2007               3             1
TX                        13.4           5.8         10/1/2007               3             1
MI                        14.3           6.3         10/1/2007               3             1
MS                       14.35           6.3         10/1/2007               3             1
FL                          16             7         10/1/2007               3             1
FL                        14.9          6.41         10/1/2007               3             1
HI                        13.9          5.35          9/1/2008               3             1
TX                        13.6          6.12         11/1/2007               3             1
TX                       17.35           5.5         10/1/2007               3             1
NY                       11.99          5.55          9/1/2007               3             1
NH                       12.29          4.74         10/1/2010               3             1
PA                       16.75           7.6         10/1/2007               3             1
GA                       13.15          5.45         10/1/2007               3             1
MO                        15.6           7.5         10/1/2007               3             1
CT                       13.95           6.3         10/1/2007               3             1
HI                       11.85           4.2          9/1/2007               3             1
FL                        12.9           4.9          9/1/2010               3             1
HI                           0             0                                 0             0
HI                       11.35          3.75         10/1/2007               3             1
CA                        13.2          5.45         10/1/2007               3             1
NV                        13.8           5.3          9/1/2007               3             1
NJ                           0             0                                 0             0
IN                        13.2          5.35         10/1/2007               3             1
CA                        12.8         5.025         10/1/2010               3             1
TX                           0             0                                 0             0
SC                       17.55          7.75         10/1/2007               3             1
CA                        13.5          5.75          9/1/2007               3             1
WA                       13.95          5.95         10/1/2007               3             1
IL                        13.9           5.8         10/1/2007               3             1
MA                       12.94          6.39         10/1/2007               3             1
NY                        11.8          3.95         10/1/2010               3             1
TX                        14.9             6         10/1/2007               3             1
FL                       13.05          4.85         10/1/2007               3             1
NY                        15.6           7.2         10/1/2007               3             1
FL                      13.225          5.15         10/1/2007               3             1
TX                        12.1          4.85         10/1/2007               3             1
KS                       14.45           6.7         10/1/2007               3             1
TX                       14.75           6.2         10/1/2007               3             1
MA                        13.3           5.8          9/1/2007               3             1
FL                           0             0                                 0             0
CA                       14.95          6.85         10/1/2007               3             1
FL                        14.5           6.4         10/1/2007               3             1
TX                       15.95           7.1         10/1/2007               3             1
FL                        16.7          7.25         10/1/2007               3             1
AL                       13.05             4          9/1/2007               3             1
PA                       12.45           5.4         10/1/2007               3             1
PA                       14.25          7.35         10/1/2007               3             1
PA                       15.99          7.99         10/1/2007               3             1
PA                        17.3          7.56         10/1/2007               3             1
PA                       15.05           6.6         11/1/2007               3             1
TX                        13.3          5.95         10/1/2007               3             1
FL                        14.7          6.65         10/1/2007               3             1
FL                           0             0                                 0             0
FL                           0             0                                 0             0
VA                       13.84          5.79         10/1/2007               3             1
RI                       14.15          5.95         10/1/2007               3             1
RI                        13.2          5.35         10/1/2007               3             1
FL                       12.45           5.2         10/1/2007               3             1
CA                       12.25         5.125          9/1/2007               3             1
VA                       13.54          5.29         10/1/2007               2             1
CA                       14.45           5.9          9/1/2007               3             1
FL                       13.99           6.3         10/1/2007               3             1
UT                        11.9          4.25         10/1/2007               3             1
CA                       12.05          4.25          9/1/2007               3             1
NH                       14.95          6.95         10/1/2007               3             1
CA                       12.45          4.75         10/1/2008               3             1
GA                        13.3           5.5         10/1/2007               3             1
CA                          13          3.99          9/1/2007               3             1
GA                        14.4          6.45         10/1/2007               3             1
CT                       14.59           6.5         10/1/2008               3             1
CT                       12.15           4.2          9/1/2007               3             1
MA                        12.8           4.9          9/1/2007               3             1
MA                       12.95          5.05         10/1/2007               2             1
ME                        13.2          6.15         10/1/2007               3             1
NY                        15.6           7.9         10/1/2007               3             1
MI                        14.1          5.55         10/1/2007               3             1
MA                        12.5          4.35         10/1/2007               3             1
TX                        14.5          6.05         10/1/2007               3             1
MI                        14.6          5.65         10/1/2007               3             1
OR                        15.5          6.55         10/1/2007               3             1
NY                       13.65          5.75         10/1/2007               3             1
TX                       16.55          5.55         10/1/2007               3             1
FL                       13.99          6.74          9/1/2007               2             1
MA                       12.65           4.5         10/1/2007               3             1
ME                       12.45          5.45         10/1/2008               3             1
FL                        14.8          6.35         10/1/2007               3             1
FL                        12.4          5.15         10/1/2007               3             1
WA                       12.75             5         10/1/2007               3             1
RI                       12.99          5.15          9/1/2010               3             1
MA                       14.29          6.39         10/1/2007               3             1
FL                       13.95           6.7         10/1/2007               3             1
NY                       11.65           4.9          9/1/2007               3             1
CA                       12.55           4.8         10/1/2010               3             1
CA                        14.1           6.1         10/1/2007               3             1
CA                       14.14          6.22         10/1/2007               3             1
ID                       13.65          5.32         10/1/2007               3             1
NY                        14.1          6.14         10/1/2007               3             1
MA                       13.95          6.33         10/1/2007               3             1
FL                        14.7          7.33         10/1/2007               3             1
MA                        13.7           5.5          9/1/2007               3             1
MA                        13.7          5.71         10/1/2008               2             1
NY                        13.4           5.2         10/1/2007               3             1
NY                       13.65          6.65         10/1/2007               3             1
VT                        15.7          6.55         10/1/2007               3             1
GA                       14.05          4.85         10/1/2007               2             1
IL                        15.8           6.5         10/1/2010               3             1
IL                       12.05          4.35          9/1/2007               3             1
GA                        13.7          6.35         10/1/2007               3             1
MI                       14.35             6         10/1/2007               3             1
FL                       13.75           5.4          9/1/2007               3             1
CT                           0             0                                 0             0
FL                           0             0                                 0             0
CA                       12.15          4.59         10/1/2007               3             1
TX                       13.95          5.48         10/1/2007               3             1
MA                        15.6           7.1         10/1/2007               3             1
NJ                        13.8          5.85         10/1/2007               3             1
CT                       12.25          4.45         10/1/2007               3             1
IL                       15.95           7.2         10/1/2007               3             1
MA                       13.35           5.1         10/1/2010               3             1
MS                        14.9           7.8         10/1/2007               3             1
CT                       13.99           6.9          9/1/2007               3             1
PA                       13.95             7         10/1/2007               3             1
CT                       12.99          5.45          9/1/2007               3             1
TX                       13.95          5.34         10/1/2008               3             1
FL                        11.5           3.8         10/1/2008               3             1
MA                       12.35          4.55          9/1/2007               3             1
NJ                          14           6.4         10/1/2007               3             1
TX                       13.95          5.65         10/1/2007               3             1
CA                        11.8          4.15          9/1/2007               3             1
FL                        14.5           6.9         10/1/2007               3             1
NC                       12.64           4.8         10/1/2007               3             1
NJ                       13.35           6.1          9/1/2007               3             1
VA                       14.05         6.575         10/1/2007               3             1
VA                       13.45          5.35         10/1/2007               3             1
AL                       14.65           6.2         10/1/2007               3             1
FL                      12.125          5.05          9/1/2007               3             1
TX                        13.7          5.25          9/1/2007               3             1
TN                       14.65          6.02         10/1/2007               3             1
TN                       13.15          5.65         10/1/2007               3             1
IN                       14.95           7.4         10/1/2007               3             1
HI                       11.95           4.3         10/1/2010               3             1
PA                           0             0                                 0             0
FL                        14.5           6.3         10/1/2007               3             1
NC                           0             0                                 0             0
MA                       11.75         4.295         10/1/2007               3             1
MA                       13.75          6.75          9/1/2007               3             1
NY                       13.95           5.4         10/1/2007               3             1
TX                       12.55           4.9         10/1/2007               3             1
MA                       12.45          4.53          9/1/2007               3             1
FL                       14.99          7.85         10/1/2007               3             1
FL                       12.55          4.55          9/1/2007               3             1
FL                        14.4          6.65         10/1/2007               3             1
NY                           0             0                                 0             0
MA                       15.19          7.59         10/1/2007               3             1
MI                          15          5.95         10/1/2007               3             1
VA                        13.6          6.25         10/1/2007               3             1
MI                           0             0                                 0             0
IN                      14.525           7.2          9/1/2008               3             1
TN                       14.49          6.74         10/1/2007               3             1
NH                       12.49          5.34         10/1/2010               3             1
GA                       14.25          6.65         10/1/2007               3             1
RI                       12.99          5.15          9/1/2007               3             1
CA                       11.95           4.4          9/1/2007               3             1
FL                       14.85          6.05         10/1/2007               3             1
PA                        13.8          5.75         10/1/2007               3             1
CA                        11.6          4.25          9/1/2007               3             1
CA                       11.25          3.85         10/1/2007               3             1
PA                       14.15          7.15         10/1/2007               3             1
PA                       12.29          7.29          9/1/2007               3             1
PA                        13.3           5.4         10/1/2007               3             1
PA                       13.35          5.85         10/1/2007               3             1
PA                       13.15           5.6         10/1/2007               3             1
PA                        13.7           5.4         10/1/2007               3             1
PA                       13.75           5.5          9/1/2007               3             1
PA                       13.75          5.85         10/1/2007               3             1
PA                       12.75          5.65         10/1/2007               3             1
PA                       11.94          4.75         10/1/2007               3             1
FL                        12.4          4.85         10/1/2007               2             1
FL                           0             0                                 0             0
FL                       12.45           5.4         10/1/2007               3             1
FL                           0             0                                 0             0
CA                       12.85           4.8         10/1/2007               3             1
LA                       13.15           5.1          9/1/2007               3             1
MA                        13.2           5.1          9/1/2007               3             1
CA                        11.6         4.275         10/1/2007               3             1
VA                       11.99          4.25         10/1/2007               3             1
CA                       10.99          3.05          9/1/2007               3             1
VA                        11.5          4.35          9/1/2007               2             1
MA                        15.7          7.25         10/1/2007               3             1
CA                       13.95          6.35          9/1/2007               3             1
CA                        13.7           5.1         10/1/2007               3             1
NY                           0             0                                 0             0
UT                        12.6          5.75         10/1/2007               3             1
CA                        13.1          5.85         10/1/2007               3             1
GA                           0             0                                 0             0
NY                        12.6          4.52         10/1/2007               3             1
NY                           0             0                                 0             0
NY                       13.85           6.5         10/1/2007               3             1
IL                       13.45          5.15         10/1/2007               3             1
NY                       16.69         7.544         10/1/2007               3             1
AZ                        14.8          6.65         10/1/2007               3             1
MI                       14.95           6.3         10/1/2007               3             1
MI                       14.05           5.5         10/1/2007               3             1
OK                       14.99         6.525         10/1/2007               3             1
NY                       12.99          5.04         10/1/2008               3             1
NY                       14.15          6.65         10/1/2007               3             1
TX                           0             0                                 0             0
DC                        14.3           6.5          9/1/2007               3             1
DC                       12.75           4.9         10/1/2007               3             1
ME                        14.6          5.75         10/1/2007               3             1
FL                        15.6          7.15         10/1/2007               3             1
FL                           0             0                                 0             0
CO                        12.8           5.5          9/1/2007               3             1
ME                        14.5           6.7         10/1/2007               3             1
NY                          12             4          9/1/2008               3             1
NY                       13.45           6.4         10/1/2007               3             1
MD                       13.55          5.25         10/1/2007               3             1
TX                       15.15           6.7         10/1/2007               3             1
GA                        13.6           4.9          9/1/2007               3             1
TX                       15.55           6.7         10/1/2007               3             1
MD                       14.55          6.35         10/1/2007               3             1
NJ                       13.25          4.85         10/1/2010               3             1
MA                       14.25           6.4         10/1/2007               3             1
NY                      12.475         5.088          9/1/2010               3             1
MA                       14.45          5.95         10/1/2007               3             1
MA                      11.625         4.668          9/1/2007               3             1
NY                        12.3           4.6         10/1/2007               3             1
NY                        12.7           4.8         10/1/2007               3             1
VA                      14.675         7.185         10/1/2010               3             1
VT                       12.15          5.03         10/1/2007               3             1
NY                        13.5           5.6         10/1/2007               3             1
NY                        12.1           4.7         10/1/2007               3             1
NY                       13.45          6.15         10/1/2007               3             1
RI                       12.75          5.08          9/1/2007               3             1
TX                       14.15           6.8         10/1/2008               3             1
VA                       13.79          6.56         10/1/2007               3             1
CO                       12.45          4.35         10/1/2007               3             1
TX                       14.95          6.45         10/1/2007               3             1
TX                      15.825          7.25         10/1/2007               3             1
TX                       14.15          4.85         10/1/2007               3             1
FL                        15.2          6.25         11/1/2007               3             1
CO                       14.35          6.25         10/1/2007               3             1
GA                       14.99          7.09         10/1/2007               3             1
NJ                       13.55             5         10/1/2007               3             1
TX                       14.75          7.25         10/1/2007               3             1
CT                       17.45           7.9         10/1/2007               3             1
NY                           0             0                                 0             0
DE                       16.05          7.35         10/1/2007               3             1
MA                        11.5             4          9/1/2007               3             1
CA                       15.59          7.29         10/1/2007               3             1
CA                       12.25          4.65         10/1/2007               3             1
TN                       13.99          6.25         10/1/2007               3             1
CA                       12.25           4.3          9/1/2010               3             1
VA                        13.9          6.15         10/1/2007               3             1
MS                        15.2          7.45          9/1/2007               3             1
CA                       12.55          5.05         10/1/2007               3             1
AR                           0             0                                 0             0
NC                      13.725          5.45         10/1/2010               3             1
MS                        14.1           6.5         10/1/2007               3             1
NJ                       14.55             5          9/1/2007               3             1
MO                       14.25          6.55         10/1/2007               3             1
MO                        14.9          6.85         10/1/2007               3             1
MO                       13.85          5.93          9/1/2007               3             1
ME                       13.45           5.3         10/1/2007               3             1
LA                        13.1          5.85         10/1/2007               3             1
TX                        15.8          7.45         10/1/2007               3             1
FL                        11.9           4.4         10/1/2007               3             1
MI                        14.7           6.4         10/1/2007               3             1
FL                       11.75          5.18          9/1/2010               3             1
MI                        16.4           7.8         10/1/2007               3             1
MI                       14.05          5.95          9/1/2007               3             1
AZ                       12.85           5.6         10/1/2007               2             1
VA                       12.94          5.45         10/1/2007               3             1
CA                        13.5           5.3          9/1/2007               3             1
MA                        12.9          4.85          9/1/2007               3             1
NC                       12.45           4.8          9/1/2007               3             1
CA                       11.85         4.416         10/1/2008               3             1
FL                        14.4          7.05         10/1/2007               3             1
FL                       14.35           5.9         10/1/2007               3             1
TX                        12.8          4.75         10/1/2007               3             1
FL                       13.35           5.5          9/1/2008               3             1
NJ                       14.15           6.7         10/1/2007               3             1
ID                       13.25          4.61          9/1/2007               3             1
MI                           0             0                                 0             0
MA                       12.45          5.25         10/1/2007               3             1
FL                           0             0                                 0             0
NY                       11.99           4.6         10/1/2008               3             1
NY                       13.69          6.04         10/1/2007               3             1
NV                       15.05          6.62         10/1/2007               3             1
WI                       13.99           5.8         10/1/2007               3             1
CA                        12.2          4.35          9/1/2007               3             1
OK                       12.85          5.05         10/1/2007               3             1
OK                       14.45          6.65         10/1/2007               3             1
VA                        12.9          6.08         10/1/2010               3             1
ME                        13.7           5.5         10/1/2007               3             1
PA                        12.9          5.08          9/1/2007               3             1
NY                       12.15           4.6          9/1/2007               3             1
CA                        12.3           4.7          9/1/2007               3             1
CA                        12.9          5.65         10/1/2007               3             1
MI                       14.59          5.79          9/1/2007               3             1
FL                           0             0                                 0             0
FL                           0             0                                 0             0
FL                       11.53          3.99         10/1/2008               3             1
IL                        14.7          6.45         10/1/2007               3             1
MA                       12.75           4.6          9/1/2007               3             1
CA                        14.3           6.5         10/1/2007               3             1
WI                        13.5          5.45         10/1/2007               3             1
IN                       14.65           7.3         10/1/2007               3             1
MO                        12.9          5.05          9/1/2007               3             1
IL                       15.85          7.55         10/1/2007               3             1
WY                        12.2          4.75         10/1/2010               3             1
VA                           0             0                                 0             0
MO                       14.05          6.13         10/1/2007               3             1
NH                        14.5          7.13         10/1/2007               3             1
CA                       14.05          6.25         10/1/2008               3             1
CA                       11.95          4.48          9/1/2007               3             1
FL                       12.45          4.65          9/1/2007               3             1
TX                       12.95          5.85         10/1/2007               3             1
TX                           0             0                                 0             0
AR                       13.55          4.94         10/1/2007               3             1
MA                        13.2           5.5          9/1/2007               3             1
IN                        14.5          6.15         10/1/2007               3             1
FL                           0             0                                 0             0
KS                        14.7           6.9         10/1/2007               3             1
CA                       12.95           5.6         10/1/2007               3             1
GA                        15.2          5.85         10/1/2007               3             1
RI                       13.99          5.95         10/1/2007               3             1
NY                        14.7         6.125         10/1/2007               3             1
WI                           0             0                                 0             0
FL                        13.5           5.4         10/1/2007               3             1
FL                           0             0                                 0             0
FL                           0             0                                 0             0
FL                        12.9          4.75         10/1/2007               3             1
NY                       15.75           7.3         10/1/2007               3             1
VT                       12.35          5.25          9/1/2007               3             1
NY                           0             0                                 0             0
AR                       14.75           7.7         10/1/2007               3             1
FL                       13.35           5.8         10/1/2007               3             1
MA                        15.2           6.7         10/1/2008               3             1
MA                       12.65           4.8         10/1/2007               3             1
TX                        15.3          6.85         10/1/2007               3             1
MI                        15.6          6.05         10/1/2007               3             1
VA                       13.45         5.775         10/1/2007               3             1
CA                       11.25             3          9/1/2007               3             1
CA                       12.24          4.64          9/1/2007               3             1
MI                       14.99             7          9/1/2007               3             1
GA                        13.4           5.2         10/1/2007               3             1
MI                           0             0                                 0             0
MA                       12.55             5         10/1/2007               3             1
GA                        15.1          7.05         10/1/2007               3             1
NJ                       14.45           6.7         10/1/2007               3             1
PA                       14.35           5.7          9/1/2007               3             1
IL                           0             0                                 0             0
KY                        14.5           6.5         10/1/2007               3             1
KY                        14.4          6.65         10/1/2007               3             1
IL                       14.99         5.925          9/1/2007               3             1
SC                       11.99           4.6         10/1/2007               3             1
IL                       15.85          7.27         10/1/2007               3             1
CA                        12.5          5.75         10/1/2007               3             1
SC                        17.6          7.45         10/1/2007               3             1
CA                       13.85          5.75         10/1/2007               3             1
RI                       14.75           6.3         10/1/2007               3             1
GA                        13.7          5.75         10/1/2010               3             1
NH                        13.4           5.3          9/1/2007               3             1
MI                        13.7          7.95         10/1/2007               3             1
MI                        14.9          7.18         10/1/2007               3             1
NH                       12.25           4.3         10/1/2007               3             1
NJ                       13.54          5.24         10/1/2007               3             1
NJ                       13.65          5.25         10/1/2010               3             1
MA                       12.85          5.35         10/1/2007               3             1
VA                           0             0                                 0             0
MI                        13.7           5.6          9/1/2007               3             1
CA                       11.75           3.9          9/1/2007               3             1
AR                       12.45           6.8         10/1/2007               3             1
TX                        14.3          5.55          9/1/2007               3             1
TX                       14.99           6.8         10/1/2007               3             1
MD                        13.4          5.55         10/1/2007               3             1
FL                       15.99          7.99         10/1/2007               3             1
TX                       13.85          5.35         10/1/2007               3             1
TX                        14.9           5.4         10/1/2007               3             1
CA                        11.5           4.6         10/1/2007               3             1
NY                        13.5         6.025         10/1/2007               3             1
NY                        13.5          6.05         10/1/2007               3             1
NJ                       13.35          5.25          9/1/2007               2             1
MI                        17.1         7.625         9/13/2007               3             1
CA                        13.3          5.55         10/1/2010               2             1
MI                        14.8          5.95         10/1/2007               3             1
AR                       15.37          7.44          9/1/2007               3             1
TX                           0             0                                 0             0
UT                        13.4          5.85         10/1/2007               3             1
FL                        11.8          4.05         10/1/2007               3             1
FL                       14.99          7.45         10/1/2007               3             1
FL                       13.85           6.2         10/1/2007               3             1
FL                       13.99          6.24         10/1/2007               3             1
TX                       14.99          6.75          9/1/2007               3             1
CA                       11.15          4.15         10/1/2007               3             1
TX                        13.6          5.35         10/1/2007               3             1
ID                       13.44          5.19         10/1/2007               3             1
NJ                        12.9         4.875         10/1/2007               3             1
FL                        14.6          7.35         10/1/2007               3             1
FL                        12.8           4.6          9/1/2007               3             1
FL                        14.3          6.25         10/1/2007               3             1
IL                       13.65           5.1         10/1/2007               3             1
FL                       12.15           4.9         10/1/2007               3             1
FL                        14.8          7.15         11/1/2007               3             1
FL                        12.3          4.25          9/1/2007               3             1
FL                        16.4           7.5          9/1/2007               3             1
FL                        13.1             5         10/1/2007               3             1
RI                        13.5          6.15          9/1/2007               3             1
RI                       12.45          4.89          9/1/2007               3             1
FL                       12.29          4.64         10/1/2007               3             1
AZ                        12.5             4         10/1/2007               3             1
FL                       13.95           5.4         10/1/2007               2             1
NJ                       13.35             5         10/1/2008               3             1
IL                        13.5           5.6         10/1/2007               3             1
NY                       13.45          6.35         10/1/2007               3             1
AL                        13.9           5.9         10/1/2007               3             1
FL                       13.95           5.7         10/1/2007               3             1
PA                        17.6           7.5         10/1/2007               3             1
CA                        12.5          5.35         10/1/2007               3             1
MO                        14.3          6.18         10/1/2010               3             1
TX                       14.99           6.3         10/1/2007               3             1
CA                        11.3          3.55          9/1/2007               3             1
CA                       11.65           4.9          9/1/2007               3             1
CA                       12.15           4.5         10/1/2007               3             1
CA                        12.4          4.95         10/1/2007               3             1
KY                       13.55           5.6         10/1/2007               3             1
MD                           0             0                                 0             0
PA                        12.8          4.95         10/1/2007               3             1
MA                        12.2          4.85         10/1/2007               3             1
IN                        13.8           5.7          9/1/2007               3             1
RI                          15          6.55         10/1/2007               3             1
MA                        12.7           5.5          9/1/2007               3             1
AR                       15.05           7.2         10/1/2007               3             1
VT                       14.54          6.24         10/1/2007               3             1
FL                        14.3           6.5         10/1/2007               3             1
NY                           0             0                                 0             0
CA                       11.85          4.33         10/1/2007               3             1
GA                        13.4           5.5          4/1/2006               1             1
IL                       15.68           6.4         10/1/2007               3             1
NJ                        15.5           7.5         10/1/2007               3             1
FL                       13.55           5.2          9/1/2007               3             1
KY                       16.45          7.45         10/1/2010               3             1
CA                        12.2          4.35         10/1/2007               3             1
CA                        12.5         4.475         10/1/2007               3             1
AZ                      13.625         5.563         10/1/2007               3             1
MA                        13.7           5.2         10/1/2010               3             1
CA                       11.05           3.5          9/1/2008               3             1
CA                        11.1           3.8          9/1/2007               3             1
HI                        12.5           4.4          9/1/2007               3             1
DC                       13.55           5.2         10/1/2007               3             1
MI                        9.35          4.75         10/1/2007               3             1
PA                       13.45           5.6         10/1/2007               3             1
PA                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
FL                        12.3           4.6          9/1/2007               3             1
FL                        13.7          6.45          9/1/2007               2             1
MA                        13.6          5.98          9/1/2007               3             1
MI                       14.59          6.15          9/1/2007               3             1
VA                       14.25             7         10/1/2007               3             1
MI                       13.99          5.85          9/1/2007               3             1
MI                       15.65           6.7         10/1/2007               3             1
TN                        14.3           5.7         10/1/2007               3             1
MT                        14.6           7.1         10/1/2007               3             1
AL                        12.8          5.03         10/1/2007               3             1
NY                       13.02          5.25         10/1/2010               3             1
MA                       12.09           5.1         10/1/2007               3             1
VA                       12.19           4.6          9/1/2007               3             1
CA                       12.75          5.16         10/1/2007               3             1
NY                       15.75          7.75         10/1/2007               3             1
FL                       11.45           5.8          9/1/2007               3             1
MI                       14.75           7.1         10/1/2007               3             1
MA                        13.5           5.8         10/1/2007               3             1
MI                       12.74           4.9          9/1/2007               3             1
MI                           0             0                                 0             0
RI                        15.7          7.85         10/1/2007               3             1
VT                       13.45           5.7          9/1/2010               3             1
CA                        12.1          4.35         10/1/2007               3             1
WA                       11.75             4         10/1/2007               3             1
CA                        12.4          4.45          9/1/2007               3             1
MA                       13.45           4.8          9/1/2007               3             1
MA                        11.8          4.55          9/1/2007               2             1
TX                       12.65           5.1         10/1/2007               3             1
MD                           0             0                                 0             0
CA                       12.25           4.7         10/1/2007               3             1
CA                       11.85          4.55         10/1/2007               3             1
CA                       13.44          5.19         10/1/2007               3             1
WY                       16.05          7.65         10/1/2007               3             1
MD                       13.49          5.24         10/1/2007               3             1
TX                       13.75          5.25         10/1/2008               3             1
NV                       12.84             5          9/1/2007               3             1
FL                        14.7          6.25         10/1/2007               3             1
TX                        14.3          5.25         10/1/2007               3             1
TX                           0             0                                 0             0
MO                       15.75          7.65         10/1/2007               3             1
KS                       14.15           6.4         10/1/2007               3             1
WA                       13.35          5.65         10/1/2007               3             1
CA                       12.85          5.15         10/1/2007               3             1
CA                       11.95           4.1          9/1/2007               3             1
MI                       13.35          5.45         10/1/2007               2             1
MA                        13.8          5.35         10/1/2007               3             1
AR                       14.15          6.25         10/1/2007               3             1
CA                           0             0                                 0             0
CA                        13.3          5.55          9/1/2007               3             1
FL                       13.29          5.82          9/1/2007               3             1
NY                       12.85           4.9          9/1/2007               3             1
TX                           0             0                                 0             0
NY                       14.85           6.3         10/1/2007               3             1
FL                       12.85           5.4         10/1/2010               3             1
FL                        13.6          5.45         10/1/2007               3             1
IN                          16          7.75         10/1/2007               3             1
WI                       13.85          6.95          9/1/2007               3             1
CA                        14.4          6.85         10/1/2007               2             1
MD                       12.65          4.55          9/1/2007               3             1
NC                        14.6          6.75         10/1/2007               2             1
FL                        12.4         4.475         10/1/2007               2             1
FL                       12.84          4.89         10/1/2007               3             1
MI                        15.9          7.44         10/1/2007               3             1
WA                        13.5           5.7         10/1/2007               3             1
MA                       11.99           4.5         10/1/2007               3             1
CA                       12.45          4.55         10/1/2007               3             1
CA                       12.95          5.45         10/1/2007               3             1
UT                       13.85          5.35          9/1/2007               3             1
FL                       13.55           5.7          9/1/2007               3             1
MI                       14.95          7.15         10/1/2007               3             1
MO                        15.6           7.4          9/1/2007               3             1
FL                       13.75          5.35          9/1/2007               3             1
CA                       11.95           4.1          9/1/2007               3             1
AZ                        13.7          6.48         10/1/2007               3             1
CA                       13.35             6         10/1/2007               3             1
CA                       12.75          4.75         10/1/2007               2             1
MI                       14.15          6.95          9/1/2007               3             1
OR                        11.9           4.3         10/1/2007               3             1
MA                        16.1           7.7          9/1/2007               3             1
CA                        12.2          4.35          9/1/2007               3             1
WA                        12.9           4.6         10/1/2007               3             1
CA                        15.2          7.34         10/1/2007               2             1
MD                           0             0                                 0             0
VA                        14.6          6.15         10/1/2007               3             1
CA                       11.25           4.2          9/1/2007               3             1
MO                        13.6          5.95         10/1/2007               3             1
MD                        14.7           6.3         10/1/2007               3             1
CA                        12.8          4.65          9/1/2007               3             1
CA                        12.4           4.4         10/1/2007               3             1
NH                       14.65             6         10/1/2007               3             1
UT                        13.1         4.925          9/1/2007               3             1
CA                       12.65           5.2         10/1/2010               3             1
CA                       13.49          4.85         10/1/2007               3             1
CA                       11.25           4.3          9/1/2007               3             1
CA                        13.2           5.2          9/1/2007               3             1
IN                       14.35          7.05         10/1/2007               3             1
NY                        14.9          6.55         10/1/2007               3             1
MI                        16.4           7.8         10/1/2007               3             1
VA                        14.6          6.95         10/1/2007               3             1
FL                           0             0                                 0             0
FL                       15.85           6.6         10/1/2007               3             1
KY                       13.35           5.3         10/1/2007               3             1
CA                       11.99           4.3          9/1/2007               3             1
NH                       12.25          5.25          9/1/2007               3             1
AZ                       13.65          5.25          9/1/2007               3             1
CA                       14.99          6.65         10/1/2007               3             1
FL                       12.95          4.85         10/1/2007               3             1
DC                        11.6          4.75         10/1/2007               2             1
DC                       12.55           4.6          9/1/2010               3             1
NJ                       12.65           5.1         10/1/2007               3             1
FL                        12.6          6.23         10/1/2007               3             1
VA                        13.8          5.65         10/1/2007               3             1
CA                       14.95           6.8         10/1/2007               3             1
VA                           0             0                                 0             0
MA                       12.85           5.4          9/1/2007               3             1
VA                        13.8          6.33          9/1/2007               3             1
CT                        14.3          5.95         10/1/2007               3             1
VA                        13.4          5.95         10/1/2007               2             1
CA                        12.2           4.2          9/1/2007               3             1
TX                        13.5          5.65         10/1/2007               3             1
TX                        14.6           6.6         10/1/2007               3             1
TX                       13.89          5.89         10/1/2007               3             1
GA                       15.35           7.2         10/1/2007               3             1
MI                       13.29          5.29         10/1/2007               3             1
WA                       12.25           4.2          9/1/2007               3             1
CA                       11.15          3.08          9/1/2007               3             1
NY                        13.8          5.95         10/1/2007               3             1
MO                        13.9          5.65         10/1/2010               3             1
VA                        12.7           5.5         10/1/2007               3             1
AZ                        14.9           6.3         10/1/2007               3             1
SC                        13.5          5.15          9/1/2010               3             1
MI                       13.89          5.84         10/1/2010               3             1
CA                        12.3           4.4          9/1/2007               3             1
IN                           0             0                                 0             0
CA                       12.25             4          9/1/2007               3             1
CT                       12.35           5.5         10/1/2007               3             1
MI                       15.55           7.2         10/1/2008               3             1
FL                        12.8          5.15         10/1/2007               3             1
MI                          13         5.625         10/1/2010               3             1
CA                           0             0                                 0             0
MI                       14.04          5.45         10/1/2007               3             1
RI                       12.45          4.75         10/1/2007               3             1
CA                        13.4          5.35          9/1/2007               3             1
CA                       11.93          3.85         10/1/2008               3             1
CA                        11.6          4.15          9/1/2007               3             1
CA                       11.95         4.325          9/1/2007               3             1
FL                        15.1          7.48         10/1/2007               3             1
FL                       13.45           5.2          9/1/2007               3             1
FL                        14.9           6.7         10/1/2007               3             1
VA                       15.19           6.7         10/1/2007               3             1
WA                       14.35             6          9/1/2007               3             1
NY                       14.89          7.05         10/1/2007               3             1
CA                        11.5          3.95          9/1/2007               3             1
ME                       12.49          4.74          9/1/2007               3             1
NJ                       12.65           5.1         10/1/2007               3             1
CA                        12.8           4.5          9/1/2007               3             1
MT                        14.8          6.78         10/1/2007               3             1
FL                       12.25          4.55         10/1/2007               3             1
MI                        13.9          5.75         10/1/2007               3             1
NE                          16          7.65         10/1/2007               3             1
PA                       12.79          5.35         10/1/2007               3             1
IN                       14.45           6.2         10/1/2007               3             1
IN                       15.84          6.94         10/1/2007               3             1
NY                       13.75          5.25         10/1/2007               2             1
FL                       13.85           6.6         10/1/2007               3             1
CA                      12.625         5.063          9/1/2007               3             1
NH                       13.95          5.75         10/1/2007               3             1
CA                        12.6           4.6         10/1/2007               3             1
AZ                       13.45          5.48         10/1/2007               3             1
AZ                       12.65          5.08         10/1/2007               3             1
MI                        15.8          7.75         10/1/2007               3             1
NV                       13.15           5.6         10/1/2007               3             1
GA                       14.75           7.5          4/1/2006               1             1
ID                       13.05          5.22         10/1/2007               3             1
FL                       14.54          5.79         10/1/2007               3             1
CA                        12.8          4.75         10/1/2007               3             1
CA                        13.7          5.55         10/1/2007               3             1
CA                       13.35           6.1         10/1/2007               3             1
CA                       11.25           4.5         10/1/2007               3             1
CA                        11.6           3.8         10/1/2007               3             1
TX                        16.1           7.6         10/1/2007               3             1
MA                       12.05           4.6         10/1/2007               3             1
TX                       12.75           5.3         10/1/2007               3             1
FL                        12.9          6.18         10/1/2007               3             1
FL                       12.89          4.94         10/1/2007               3             1
AL                       14.85          7.35         10/1/2007               3             1
CA                        14.6           7.1         10/1/2007               3             1
CA                       12.25           4.6         10/1/2007               3             1
FL                        12.4         4.417         10/1/2010               3             1
NH                       14.55           6.8         10/1/2007               3             1
CT                        14.3             6          9/1/2007               3             1
NY                        13.5          6.35         10/1/2007               3             1
MD                       15.35          7.05         10/1/2007               3             1
FL                        13.7          5.55          9/1/2007               3             1
AZ                       13.25          4.95         10/1/2007               3             1
NJ                       12.99          4.75         10/1/2007               3             1
FL                       13.95           6.6         10/1/2007               3             1
MI                       15.05          7.35         10/1/2007               3             1
CA                          15           6.3          9/1/2007               3             1
FL                       14.65          6.47         10/1/2007               3             1
FL                        13.6          5.55         10/1/2007               3             1
FL                        14.4          5.95         10/1/2007               3             1
FL                        12.5          4.55         10/1/2007               3             1
FL                        15.4          6.45         10/1/2007               3             1
KY                       13.75          5.75         10/1/2007               3             1
AZ                       14.05           5.7         10/1/2007               3             1
MD                       14.35          5.65         10/1/2007               3             1
CA                       14.65             7         10/1/2007               3             1
RI                      12.525          5.19          9/1/2010               3             1
AL                        14.8           6.8         10/1/2007               3             1
CA                        13.8           5.7         10/1/2007               3             1
CA                       11.85          4.44          9/1/2007               3             1
CA                       13.59          5.84         10/1/2007               3             1
VA                       14.64          6.35         10/1/2007               3             1
NY                        12.6          5.45         10/1/2007               3             1
VA                        13.6           5.4         10/1/2007               3             1
CA                        12.2          4.35         10/1/2007               3             1
CA                       11.35          3.75          9/1/2007               3             1
CA                       11.85          4.55         10/1/2007               3             1
CA                       11.65         3.975         10/1/2007               3             1
CA                       11.99          4.24          9/1/2007               3             1
CT                        12.7           5.2         10/1/2007               3             1
WA                       11.25          4.25          9/1/2007               3             1
IL                        13.5          6.25          9/1/2007               3             1
VA                        13.9           5.7         10/1/2007               3             1
CA                       12.05           4.5          9/1/2007               3             1
CA                       12.65          4.65         10/1/2007               3             1
NJ                       13.45          6.25         10/1/2007               3             1
OK                        15.7          6.95         10/1/2007               3             1
FL                       13.25           5.5         10/1/2007               3             1
FL                       14.05          6.45         10/1/2007               3             1
FL                        13.6           5.1          9/1/2007               3             1
MD                        12.7          5.05          9/1/2007               3             1
CA                       14.15          6.53         10/1/2007               3             1
CA                       13.25           5.7         10/1/2007               3             1
CA                       12.99          5.75         10/1/2007               3             1
HI                        14.1          6.65         10/1/2007               3             1
HI                       12.75          4.65          9/1/2007               3             1
FL                        14.7           6.2          9/1/2007               3             1
MI                          15           6.5         10/1/2007               3             1
MA                       12.85          4.65         10/1/2007               3             1
NJ                       12.15          4.15         10/1/2007               2             1
CA                        12.7          5.08          9/1/2007               3             1
CO                        12.1           5.1         10/1/2007               3             1
RI                        12.5           5.4          9/1/2007               3             1
MA                        15.3          6.65         10/1/2007               3             1
MI                       13.85           5.4         10/1/2007               3             1
CA                        13.4          5.95         10/1/2007               3             1
NY                        14.6           7.1         10/1/2007               3             1
NJ                      14.065           6.2          9/1/2007               2             1
GA                       13.99          5.75         10/1/2007               3             1
ME                       13.05           4.8          9/1/2007               3             1
NY                        11.5           4.4          9/1/2007               3             1
MI                      14.375           6.3         10/1/2010               3             1
NJ                       11.65          4.15          9/1/2007               3             1
FL                       11.75          4.05         10/1/2007               3             1
MI                       12.59          4.29          9/1/2007               3             1
CO                       14.65         6.775         10/1/2007               3             1
TX                           0             0                                 0             0
IL                       14.45           6.6         10/1/2008               2             1
FL                          13           4.9         10/1/2007               3             1
MI                       14.75          6.55         10/1/2007               3             1
CA                       14.45           6.7         10/1/2007               3             1
VA                        13.6         5.625          9/1/2007               3             1
GA                        15.3          6.75         10/1/2007               3             1
FL                       12.69          4.84         10/1/2007               3             1
NY                       12.15             5         10/1/2007               3             1
CO                       13.15           4.9          9/1/2007               3             1
NJ                       14.99          6.65         10/1/2007               3             1
RI                       15.25           6.1         10/1/2010               3             1
GA                        13.9           5.9         10/1/2007               3             1
VA                           0             0                                 0             0
KY                        14.4           6.4         10/1/2007               3             1
NY                      11.875          4.24          9/1/2007               3             1
FL                        14.7           5.8         10/1/2007               3             1
VA                           0             0                                 0             0
CA                       12.35          4.55          9/1/2007               3             1
AZ                       13.05          6.38         11/1/2007               2             1
NY                        12.3          5.25          9/1/2007               3             1
VA                        14.1           6.6         10/1/2007               3             1
MI                           0             0                                 0             0
PA                        14.6          5.95         10/1/2007               3             1
PA                       12.35          4.49         10/1/2007               3             1
IN                        14.4          5.75         10/1/2007               3             1
IN                       13.49          5.49         10/1/2010               3             1
IN                        14.4          6.55          9/1/2007               3             1
NY                        12.8          4.75         10/1/2007               3             1
RI                       12.25             5         10/1/2010               2             1
HI                        12.7          5.15         10/1/2007               3             1
CA                        12.9         4.525         10/1/2007               2             1
FL                       14.75          6.95         10/1/2007               3             1
CA                        11.8           4.7          9/1/2007               3             1
MD                        13.8          5.95         10/1/2007               3             1
MI                        15.8           6.6         10/1/2007               3             1
NY                       13.85          5.58         10/1/2007               3             1
CA                       11.05          3.65          9/1/2007               3             1
CA                       11.65          4.25          9/1/2010               3             1
MI                           0             0                                 0             0
TN                        14.8          6.55         10/1/2007               3             1
NY                           0             0                                 0             0
FL                       13.34          5.19         10/1/2010               3             1
NJ                       13.35           5.6          9/1/2007               2             1
CA                        12.5           4.4          9/1/2007               3             1
MI                        14.5           5.6          9/1/2007               3             1
MI                       12.85          7.75          9/1/2007               3             1
SC                       12.99          5.65         10/1/2007               3             1
NE                        14.5             7          9/1/2007               3             1
MA                        12.5           5.2         10/1/2007               3             1
FL                        14.7           6.1         10/1/2007               3             1
RI                       13.75          5.85         10/1/2007               3             1
MO                       15.35          6.95         10/1/2007               3             1
FL                       12.65          4.95         10/1/2007               3             1
CA                       12.99          5.25          9/1/2007               3             1
AZ                      14.225          5.99          9/1/2007               3             1
TX                        14.7           6.4         10/1/2007               3             1
FL                        13.1           6.4         10/1/2010               3             1
ME                       13.85          5.35         10/1/2007               3             1
VT                        13.5          5.39         10/1/2008               3             1
VT                          18           7.8         11/1/2007               3             1
NC                       13.65          5.25         10/1/2007               3             1
MI                        12.8           5.3          9/1/2007               3             1
MI                        15.8          7.45         10/1/2007               3             1
MA                        12.6           4.7          9/1/2007               3             1
FL                        14.2          5.75         10/1/2007               3             1
FL                       12.75             5         10/1/2007               3             1
MI                       14.25          6.25         10/1/2007               3             1
MI                       14.85          6.55         10/1/2007               3             1
GA                        13.8          6.05         10/1/2007               3             1
CA                      13.475         5.913         10/1/2007               3             1
CA                       13.15           5.5          9/1/2007               3             1
CA                       11.25          3.64          9/1/2008               3             1
TX                       13.15           5.7          8/1/2007               3             1
TX                       13.85           5.5         10/1/2007               3             1
FL                       13.35           6.1          9/1/2007               3             1
ME                       15.45             7         10/1/2007               3             1
WA                        14.6          7.18         10/1/2007               2             1
FL                       14.55          6.15         10/1/2007               3             1
CA                       12.05          4.83          9/1/2007               3             1
MI                      14.115          5.59         10/1/2010               3             1
CA                       13.99          5.85         10/1/2007               3             1
MI                        14.9          7.15         10/1/2007               3             1
MD                           0             0                                 0             0
VA                       12.95          5.73         10/1/2007               3             1
VA                           0             0                                 0             0
VA                       13.45          5.45         10/1/2007               3             1
VA                       13.99           7.6         10/1/2007               3             1
VA                       13.35           6.3         10/1/2007               3             1
NJ                        12.7         5.075          9/1/2007               3             1
MN                       14.05          6.55         10/1/2007               3             1
FL                        11.6             4         10/1/2008               3             1
NY                       12.55           4.8          9/1/2007               3             1
CA                       11.69          4.44          9/1/2007               3             1
GA                       15.95          7.75         10/1/2007               3             1
VA                        15.3          7.29         10/1/2007               3             1
CA                        12.2         4.775         10/1/2007               3             1
FL                       13.25             6         10/1/2007               3             1
MI                        13.9          5.34          9/1/2007               3             1
MA                        14.8           6.5         10/1/2007               3             1
CT                          13           5.5         10/1/2007               3             1
NY                       11.99          5.09         10/1/2007               3             1
OH                           0             0                                 0             0
NY                        13.3          5.95         10/1/2007               3             1
MI                       14.15           6.3         10/1/2007               3             1
RI                       13.05          5.25         10/1/2007               3             1
RI                       13.75           7.1         10/1/2007               2             1
TN                       14.25          6.46         10/1/2007               3             1
FL                       13.85         5.725         10/1/2007               3             1
MI                        14.4          5.45          9/1/2007               3             1
FL                        15.4          7.45         10/1/2007               3             1
NH                      12.775         4.765         10/1/2008               3             1
CA                        12.4          5.15         10/1/2007               2             1
CA                        11.2          3.95         10/1/2007               2             1
TX                        13.5           5.4         10/1/2007               2             1
TX                       15.85             4         10/1/2007               3             1
CA                        12.3         4.275          9/1/2007               3             1
MI                           0             0                                 0             0
MA                        13.1           6.3         10/1/2007               3             1
FL                        12.5           5.3          9/1/2007               3             1
GA                       13.85             6         10/1/2007               3             1
FL                        13.7          5.75         10/1/2007               3             1
NJ                       12.75             5         10/1/2007               3             1
MI                       15.65           7.9         10/1/2007               3             1
FL                       13.85          5.75         10/1/2007               3             1
CA                        12.2          4.79         10/1/2007               3             1
FL                       14.55           6.4         10/1/2007               3             1
CA                       12.05          4.94          9/1/2010               2             1
NV                       14.25          6.05          9/1/2007               3             1
NV                       13.45           6.2         10/1/2007               3             1
NV                       12.85          5.85          9/1/2007               3             1
MA                        12.7          5.25         10/1/2007               2             1
PA                        15.6           6.7         10/1/2007               3             1
MI                       14.74          6.59         10/1/2007               3             1
GA                       13.74          5.34         10/1/2007               3             1
MI                        12.6           5.2         10/1/2007               3             1
MA                       12.45          4.75          9/1/2007               3             1
DE                       15.45          7.25          9/1/2007               3             1
CT                       12.55          5.03         10/1/2007               3             1
NH                       13.85           6.2         10/1/2007               3             1
CA                        13.6         5.075         10/1/2007               3             1
CA                        12.6         4.525          9/1/2007               3             1
FL                          13          5.75          9/1/2007               3             1
NY                        14.5          5.95         10/1/2007               3             1
CA                        12.3         5.305          9/1/2010               2             1
MI                       11.75          3.55         10/1/2007               3             1
FL                       17.65           7.5         10/1/2007               3             1
SC                       13.95          5.65         10/1/2007               3             1
FL                       16.75           7.8         10/1/2007               3             1
CA                       11.59          3.65         10/1/2007               3             1
FL                        13.9          6.65          9/1/2007               3             1
RI                       12.75           5.4         10/1/2007               3             1
RI                        14.4           6.7         10/1/2007               3             1
RI                        13.2          5.35          9/1/2007               3             1
RI                        15.5           7.6          9/1/2007               3             1
CA                        12.3         5.055         10/1/2007               3             1
CA                        12.9           5.6          9/1/2007               3             1
CA                       12.25          4.35         10/1/2007               3             1
FL                       14.75         7.225         10/1/2007               2             1
MI                        14.1          5.75         10/1/2007               3             1
TX                        13.5             5         10/1/2007               3             1
CA                       12.74          5.89         10/1/2007               2             1
CA                       11.95           4.3         10/1/2008               3             1
CA                       14.99          6.95         10/1/2007               3             1
FL                       13.74          6.15         10/1/2007               3             1
MD                       12.75          4.85         10/1/2007               3             1
NY                       11.99         4.263          9/1/2008               3             1
TN                       13.25          6.65         10/1/2007               3             1
CA                       12.35          4.65          9/1/2007               2             1
IL                        12.8           5.5         10/1/2007               2             1
ME                       14.25           5.8          9/1/2007               3             1
CA                       15.64          5.99         10/1/2007               3             1
MD                       12.89          5.05         10/1/2007               3             1
FL                       15.35          7.25         10/1/2007               3             1
CA                        15.4           7.1         10/1/2007               3             1
PA                       15.99           7.4         10/1/2007               3             1
CA                       14.39          6.69         10/1/2007               3             1
VA                        14.8          6.65         10/1/2007               3             1
VA                        12.7          5.05         10/1/2007               3             1
FL                        14.1          6.63         10/1/2007               3             1
OR                       12.15          4.05          9/1/2007               3             1
NC                       13.95           6.9         10/1/2010               3             1
WA                       12.45           4.6          9/1/2007               2             1
GA                        14.6          5.85         10/1/2007               3             1
FL                       12.25           4.3          9/1/2007               3             1
GA                        14.2           5.4          9/1/2007               3             1
RI                      13.475         5.692         10/1/2007               3             1
MI                           0             0                                 0             0
AZ                       11.65          3.65          9/1/2007               3             1
FL                       14.45          6.35         10/1/2007               3             1
MD                       12.59          4.79          9/1/2007               3             1
NY                       13.15           5.4         10/1/2007               3             1
RI                        13.3         5.825         10/1/2007               3             1
SC                       12.65          5.23         10/1/2010               3             1
TN                       14.35         6.913         10/1/2007               3             1
IL                        12.9           5.3          9/1/2007               3             1
FL                       13.99          6.45         10/1/2007               3             1
NY                       12.75           5.7         10/1/2010               3             1
RI                       12.05          4.15          9/1/2007               2             1
MO                        13.9           5.4         10/1/2007               3             1
GA                        13.8           5.1          9/1/2007               3             1
GA                       13.89          5.35          9/1/2007               3             1
GA                       13.89          5.35          9/1/2007               3             1
PA                        13.9          5.55         10/1/2007               3             1
MI                        13.6           5.4         10/1/2007               3             1
CA                      12.665         4.665          9/1/2010               3             1
AZ                        14.2          5.25          9/1/2007               3             1
VA                        13.7           5.9          9/1/2007               3             1
UT                        14.1          6.45         10/1/2007               3             1
MI                        14.1          5.85         10/1/2007               3             1
MI                       16.85          6.44         10/1/2007               3             1
CA                        11.9           4.1          9/1/2007               2             1
AZ                        12.6             5         10/1/2007               2             1
FL                        14.8          6.45         10/1/2007               3             1
PA                       14.65          5.85         10/1/2007               3             1
FL                        15.4           7.5          9/1/2007               3             1
RI                        11.2             4          9/1/2010               3             1
MI                       14.25           5.9         10/1/2007               3             1
MI                       13.05          4.65         10/1/2007               3             1
NV                       13.65          5.65          9/1/2007               2             1
NV                        13.6           5.9         10/1/2007               2             1
FL                       12.99          5.34         10/1/2008               3             1
FL                        14.5           6.8         10/1/2007               3             1
FL                       15.25         6.875         10/1/2007               3             1
CA                       14.95           7.1         10/1/2007               3             1
CA                        12.5           5.1         10/1/2007               3             1
CA                       13.75          5.45         10/1/2007               3             1
CA                       12.65           5.2         10/1/2007               2             1
CA                       13.65          5.55         10/1/2007               2             1
VA                       12.99         5.475          9/1/2007               3             1
FL                        12.8             5         10/1/2007               2             1
CA                        11.7             4         10/1/2007               3             1
MI                       13.15          4.75          9/1/2007               3             1
PA                       15.15          6.25          9/1/2007               3             1
IL                        13.5           5.6         10/1/2007               3             1
MI                       13.35           5.2         10/1/2007               3             1
RI                       13.65             5          9/1/2007               2             1
CA                       12.65          5.15         10/1/2007               2             1
CA                       11.93             4          8/1/2010               3             1
CT                       14.35          7.35         10/1/2007               3             1
CA                        12.5         4.274          9/1/2007               2             1
CA                       11.65           4.1          9/1/2007               3             1
TX                       13.99           6.9          9/1/2007               3             1
CA                       12.85          6.03          4/1/2006               1             1
MA                        12.5           5.1          9/1/2007               3             1
MN                        13.9           4.9         10/1/2007               3             1
MA                        12.9          5.55         10/1/2007               3             1
UT                       12.75           4.5         10/1/2007               3             1
NY                        12.8          5.05         10/1/2007               3             1
MA                       14.34          6.69         10/1/2007               2             1
FL                        13.9          6.55         10/1/2007               3             1
PA                          15          7.35         10/1/2007               3             1
RI                        13.9          6.15         10/1/2007               3             1
AZ                       13.79          5.92          9/1/2007               3             1
MA                       13.45          5.15         10/1/2007               3             1
IA                        13.3          5.43         10/1/2007               3             1
CA                        12.4          5.28         10/1/2007               3             1
NJ                       13.35          5.15         10/1/2007               3             1
IL                        13.9          6.35         10/1/2008               3             1
VA                       14.75           6.6         10/1/2007               3             1
NY                       12.25           4.9          9/1/2007               3             1
MI                       13.45          5.22         10/1/2007               3             1
MD                           0             0                                 0             0
PA                       13.25          5.45          9/1/2007               3             1
MD                        13.9          5.95         10/1/2007               3             1
NY                      12.605         4.988         10/1/2010               3             1
FL                       15.05          6.45          9/1/2007               3             1
TX                       16.15           7.3         10/1/2007               3             1
MI                       14.25          6.75         10/1/2007               3             1
CA                       12.15          4.65         10/1/2010               2             1
LA                       13.65           5.4          9/1/2007               3             1
NY                       16.19          7.67         10/1/2007               3             1
NY                       12.45          4.85          9/1/2007               3             1
CA                       11.65         4.025          9/1/2007               3             1
MN                        13.9          5.59         10/1/2007               3             1
CA                       11.25           4.1         10/1/2008               2             1
CA                        12.1          4.45         10/1/2007               3             1
CA                        11.6           4.4         10/1/2007               3             1
AZ                       12.59             5         10/1/2007               3             1
FL                       15.45          7.35          9/1/2007               3             1
GA                        15.1         7.125         10/1/2010               2             1
MI                        14.3          5.75         10/1/2007               3             1
TN                       14.65         7.975         10/1/2008               3             1
CA                       12.95          5.55          9/1/2007               3             1
SC                       15.45           6.7         10/1/2007               3             1
FL                        15.9           7.1          9/1/2007               3             1
NJ                       11.65           4.7         10/1/2007               3             1
NC                       13.65           5.7         10/1/2008               3             1
TX                        13.4           5.8          9/1/2007               2             1
RI                        14.5           6.3         10/1/2007               3             1
CA                       13.15           5.3         10/1/2007               2             1
CA                        11.8          4.15          9/1/2007               3             1
CA                       11.95           4.7          9/1/2007               3             1
NY                        12.4          4.75         10/1/2007               3             1
LA                       12.65             5          9/1/2007               2             1
MI                        15.4          7.05         10/1/2007               3             1
FL                       14.25         6.963         10/1/2007               3             1
MN                        14.1           5.7         10/1/2007               3             1
FL                       13.25          5.45          9/1/2007               3             1
MA                           0             0                                 0             0
PA                       14.08          6.35         10/1/2007               3             1
CA                        12.2          4.55          9/1/2007               3             1
FL                        13.9          5.65         10/1/2007               3             1
NY                        12.6             5         10/1/2007               3             1
NY                        11.8           4.2          9/1/2007               3             1
NC                       13.99          5.95         10/1/2007               3             1
CA                       13.65          5.98         10/1/2007               3             1
TX                        13.3           5.4          9/1/2007               2             1
MI                       13.34          5.19         10/1/2008               3             1
MN                        13.6          5.25          9/1/2007               3             1
FL                       11.75          5.34          9/1/2010               3             1
CA                       11.75          4.05         10/1/2007               3             1
MI                        15.7           7.1         10/1/2007               3             1
NY                           0             0                                 0             0
IL                        12.3          4.55         10/1/2007               2             1
CA                        12.6          4.65         10/1/2007               2             1
MD                       13.39          5.19         10/1/2007               3             1
FL                        14.3           5.9         10/1/2007               3             1
CA                       11.99             4         10/1/2007               3             1
RI                        12.5          5.05         10/1/2007               2             1
MA                        11.9          4.75          9/1/2007               3             1
FL                       13.44          5.82         10/1/2007               3             1
NJ                        12.4          5.34         10/1/2007               2             1
MN                           0             0                                 0             0
MD                         9.9          5.15         10/1/2007               3             1
FL                       15.05           6.7         10/1/2007               3             1
FL                       12.99           5.1         10/1/2010               3             1
OR                       13.05           4.8         10/1/2007               3             1
KY                       12.75           4.9         10/1/2007               3             1
MI                        14.1           5.9         10/1/2008               3             1
CA                       12.99         4.975         10/1/2007               2             1
MI                       14.65          6.29         10/1/2007               3             1
SC                        11.9           4.7          9/1/2010               3             1
VA                        13.6          5.25          9/1/2007               3             1
RI                      13.125         5.563         10/1/2008               2             1
RI                        11.5           4.5          9/1/2007               3             1
CT                        12.4           4.7         10/1/2007               3             1
CT                       13.45           5.1          9/1/2007               3             1
MD                       13.95          5.85         10/1/2007               3             1
PA                        14.6          6.15         10/1/2007               3             1
PA                       13.05           5.4         10/1/2007               3             1
NH                       15.25          6.25         10/1/2007               3             1
MN                       12.99           5.9         10/1/2007               3             1
CO                       14.85          7.75         10/1/2007               2             1
MD                       12.99           4.9         10/1/2007               3             1
VA                        14.5           6.9         10/1/2007               3             1
NY                       12.69           5.8          8/1/2010               3             1
OH                           0             0                                 0             0
MA                       13.75           5.8         10/1/2007               3             1
CT                        12.7           5.3         10/1/2007               3             1
NY                           0             0                                 0             0
NJ                       14.99          6.15         10/1/2007               3             1
CA                        14.3          6.55          9/1/2007               3             1
MI                       12.49          4.55          9/1/2007               3             1
MI                        13.5           5.4         10/1/2007               3             1
CA                       12.95          5.75         10/1/2007               3             1
CA                        12.8           5.9         10/1/2007               3             1
CA                        14.5          6.85         10/1/2007               3             1
CA                       11.99           4.5          9/1/2007               3             1
LA                       13.35         5.358          9/1/2007               3             1
PA                       12.69          5.94         10/1/2007               3             1
MA                        13.4           5.1          9/1/2007               3             1
VA                       12.75          4.95         10/1/2007               3             1
NC                           0             0                                 0             0
CA                          13          5.55         10/1/2010               3             1
MI                       16.65           7.1         10/1/2007               3             1
FL                        15.5          7.65         10/1/2007               3             1
TX                           0             0                                 0             0
CA                       11.55           4.1          9/1/2007               3             1
MI                       13.99           5.2         10/1/2010               3             1
OH                           0             0                                 0             0
VA                          15          7.85         10/1/2007               2             1
NY                       13.05          4.85         10/1/2007               3             1
TX                        14.6          5.79         10/1/2007               3             1
IN                       16.15          7.35         10/1/2007               3             1
FL                        11.6          5.05         10/1/2010               2             1
PA                        13.8          6.15         10/1/2007               3             1
CA                        12.2         4.425         10/1/2007               3             1
CA                       11.95           4.4          9/1/2007               3             1
UT                        13.5          5.55         10/1/2007               3             1
MN                       13.95           5.3         10/1/2007               3             1
CA                       13.25          5.65         10/1/2007               3             1
FL                       17.91           7.4         10/1/2007               3             1
MD                       13.99          6.15         10/1/2007               3             1
PA                        16.5          7.45         10/1/2007               3             1
NY                        12.5           4.9         10/1/2010               3             1
NJ                        14.7         6.675          9/1/2007               2             1
FL                        12.3           4.5         10/1/2007               3             1
MI                       12.99          4.99          9/1/2007               3             1
CA                        11.8          4.14         10/1/2007               3             1
FL                           0             0                                 0             0
CA                        13.5           5.5          9/1/2007               3             1
MA                        15.1          7.45         10/1/2007               2             1
VA                        11.9          4.65         10/1/2007               3             1
CA                       13.64          5.89         10/1/2008               3             1
TX                        15.6           7.2         10/1/2007               3             1
FL                        13.1          5.25         10/1/2007               3             1
NY                       12.35          4.95         10/1/2007               3             1
NY                       12.75          5.05         10/1/2007               2             1
TX                       14.85          6.45         10/1/2007               2             1
CA                       12.45          4.55         10/1/2007               2             1
CO                        14.1             6         10/1/2007               3             1
CO                       12.85           4.6         10/1/2007               3             1
ID                       13.55             6         10/1/2007               3             1
FL                        14.9           6.3         10/1/2007               3             1
MI                        13.9             6         10/1/2007               3             1
IN                       13.55           5.4         10/1/2008               3             1
FL                       15.45          7.05         10/1/2007               3             1
FL                       14.65           6.8         10/1/2007               3             1
CA                          12          4.25          9/1/2007               2             1
VA                       14.05          7.99         10/1/2007               3             1
MI                        13.8          5.66          9/1/2007               3             1
CA                        13.9          5.65         10/1/2008               3             1
MD                           0             0                                 0             0
MI                       13.85          5.35          9/1/2007               3             1
FL                          15          6.75         10/1/2007               3             1
MI                        13.7           5.9         10/1/2007               3             1
CA                          12          4.15          9/1/2007               3             1
CA                       11.65           3.7          9/1/2008               3             1
FL                       13.85          6.75         10/1/2007               2             1
NY                        14.7          6.25          9/1/2007               3             1
MI                       14.65           5.8         11/1/2007               3             1
RI                       13.25           6.1         10/1/2007               3             1
FL                        14.5           6.4         10/1/2007               3             1
MO                        15.2          7.15          8/1/2010               3             1
CA                        11.6           4.2         10/1/2007               3             1
CA                       12.35           4.5          9/1/2010               3             1
UT                       14.99             7         10/1/2007               2             1
CA                       11.35          4.35          9/1/2007               3             1
NY                       12.95          5.33          8/1/2010               3             1
CA                       15.25          7.28         10/1/2007               3             1
NY                        11.9         4.375         10/1/2007               3             1
FL                        12.5          5.25          9/1/2007               2             1
WA                        13.8          5.93         10/1/2007               2             1
VA                        14.6             7         10/1/2007               3             1
NC                        15.2          7.45         10/1/2007               3             1
LA                        13.9          6.35         10/1/2007               3             1
TX                       15.75          6.95         10/1/2007               3             1
FL                        11.5         3.625         10/1/2007               3             1
MN                       12.85           4.9          9/1/2007               3             1
MI                       12.44          4.49          9/1/2007               3             1
MI                       14.25           6.2         10/1/2007               3             1
TX                       13.55          5.45         10/1/2007               3             1
CA                       11.25           3.5          9/1/2007               3             1
MI                       13.75           5.6         10/1/2007               3             1
MN                           0             0                                 0             0
FL                          13          5.25         10/1/2007               2             1
AZ                       12.45           4.9         10/1/2007               2             1
MN                       13.54           5.3          9/1/2007               3             1
NY                       11.99          4.47         10/1/2008               2             1
MI                       15.75          7.75         10/1/2007               3             1
LA                       12.65          5.05          9/1/2007               3             1
MA                       13.15           5.8         10/1/2007               2             1
RI                        13.6          5.45          9/1/2007               3             1
AZ                       13.69          6.59         10/1/2007               2             1
FL                       13.55           5.8         10/1/2007               3             1
LA                       15.75           6.8         10/1/2007               3             1
VA                        14.2          6.05          9/1/2007               3             1
MA                        13.1             5         10/1/2007               2             1
FL                       12.85           4.6         10/1/2007               3             1
FL                          13          5.05         10/1/2007               3             1
CA                        11.9           3.5         10/1/2007               3             1
CA                        12.1          4.25          9/1/2007               3             1
DC                          12          4.55          9/1/2010               2             1
NY                       11.99          4.95          9/1/2007               3             1
NY                        12.5             5         10/1/2007               3             1
MN                       12.15           4.4          9/1/2007               3             1
MI                       13.85          6.35         10/1/2007               3             1
CO                        12.9           5.7          9/1/2007               3             1
CA                       12.35           4.6          9/1/2007               2             1
CA                        11.5           4.2          9/1/2007               3             1
TX                       14.99           5.9         10/1/2007               3             1
MI                        13.7           5.2          9/1/2007               3             1
MD                       12.85          5.53          9/1/2007               3             1
CA                        11.4           4.3          9/1/2007               2             1
RI                       13.55          5.85         10/1/2007               3             1
CA                       11.65           3.7          9/1/2007               3             1
AZ                       12.75          4.95          9/1/2007               3             1
MI                          15          6.65         10/1/2007               3             1
CA                        11.9         4.225          9/1/2007               3             1
MI                       13.99          5.75          9/1/2007               3             1
FL                       13.21         5.453          9/1/2007               3             1
MI                          13           6.1         10/1/2007               2             1
CA                       12.75             5         10/1/2007               2             1
CA                        13.8         6.275         10/1/2007               3             1
CA                       11.25           3.9          9/1/2007               3             1
CA                        12.5          4.55          9/1/2007               3             1
TX                       14.35          5.15          9/1/2007               3             1
CA                        14.2          6.45          9/1/2007               2             1
TX                       13.35           5.4         10/1/2010               3             1
MI                        14.4           6.5         10/1/2007               3             1
MI                       14.25          6.35         10/1/2007               2             1
MI                        12.4           4.7          9/1/2007               3             1
MI                       14.35          7.38         10/1/2010               3             1
TX                       14.35          5.69          9/1/2007               3             1
TX                       12.85          3.65         11/1/2010               3             1
MI                        15.1          7.29         10/1/2007               3             1
CA                        12.8           3.9          9/1/2007               3             1
FL                       12.85           4.9         10/1/2007               3             1
VA                       13.05           5.3         10/1/2007               3             1
CA                       13.05          5.35         10/1/2007               2             1
CA                       14.25          6.65          9/1/2007               2             1
CA                       12.65           5.3         10/1/2007               3             1
FL                       12.69          5.44         10/1/2010               2             1
MD                        13.6          6.04          9/1/2008               3             1
MI                       12.85           4.9          9/1/2007               3             1
CA                       11.99           3.8          9/1/2007               3             1
CA                       11.25          3.25          9/1/2008               3             1
AZ                        12.6           4.5          9/1/2008               3             1
NY                        12.6             5         10/1/2007               3             1
NY                       15.84          7.95         10/1/2007               3             1
VA                        15.4         7.475          9/1/2007               3             1
VA                       15.45         7.575         10/1/2007               3             1
CA                       12.85          5.32          9/1/2010               2             1
MI                        16.1          7.85         10/1/2007               3             1
TX                        15.4          7.45         10/1/2007               3             1
OH                       15.74          7.34         10/1/2007               3             1
MI                       15.85          6.15         10/1/2007               3             1
AR                       15.55          7.15         10/1/2007               3             1
OH                        12.4          4.55         10/1/2007               3             1
MI                       14.85           6.4         10/1/2007               3             1
CA                       12.35          4.45         10/1/2007               3             1
CA                       13.75          5.95         10/1/2007               3             1
CA                        13.4          5.65          9/1/2007               3             1
CA                        12.6           4.4          9/1/2007               3             1
NJ                        12.4          4.65          9/1/2007               3             1
CA                       11.99         4.825          9/1/2007               3             1
CA                       12.99           5.1          9/1/2007               2             1
CA                        11.5         4.225          9/1/2007               2             1
CA                       11.55           4.2          9/1/2007               3             1
MD                       12.55          4.84         10/1/2007               3             1
OH                        13.1          5.05         10/1/2007               3             1
OH                       14.25           6.5         10/1/2008               3             1
UT                        14.1          6.23         10/1/2007               3             1
OH                           0             0                                 0             0
OH                       15.35          6.45         10/1/2007               3             1
TN                       13.95          5.65         10/1/2007               2             1
OH                           0             0                                 0             0
OH                           0             0                                 0             0
OH                           0             0                                 0             0
CA                        12.6          4.35          9/1/2007               3             1
CA                       13.25           5.4         10/1/2007               3             1
AZ                        13.9         5.875         10/1/2007               3             1
CA                       12.35          4.65          9/1/2007               2             1
CA                       13.45          5.87         10/1/2007               2             1
CA                        11.6           4.4         10/1/2010               2             1
OH                       14.95           6.3         10/1/2007               3             1
MI                        13.3          4.85          9/1/2010               3             1
OH                        15.6             7         10/1/2007               3             1
CA                       12.95         4.825          9/1/2007               2             1
CO                        14.1           6.4         10/1/2007               2             1
TX                        13.9          6.05         10/1/2007               3             1
OH                           0             0                                 0             0
CA                        11.4          4.05         10/1/2008               3             1
MN                        12.1           6.4         10/1/2007               3             1
MN                       13.75          5.55         10/1/2007               3             1
NC                           0             0                                 0             0
OH                       13.74          5.49         10/1/2007               3             1
OH                           0             0                                 0             0
FL                          13          5.45         10/1/2007               2             1
MI                        14.4          6.35         10/1/2007               3             1
OH                        13.5          5.95         10/1/2007               3             1
MN                        13.6          5.75         10/1/2007               3             1
OH                           0             0                                 0             0
OH                       15.35           7.2         10/1/2007               3             1
MD                       13.75           6.5         10/1/2007               3             1
OH                        14.9           7.4         10/1/2007               3             1
OH                        15.6           7.3         10/1/2007               3             1
OH                        14.4          5.89         10/1/2008               3             1
FL                       14.45          7.15         10/1/2007               3             1
CA                       13.55          5.95         10/1/2007               3             1
NC                       12.25          4.75         10/1/2007               3             1
OH                       13.95          5.95         10/1/2007               3             1
CA                        12.7           5.1         10/1/2007               2             1
CA                        13.4          5.28         10/1/2007               3             1
MI                       13.05         5.525         10/1/2007               3             1
OH                       15.29          6.74         10/1/2007               3             1
OH                       13.85          5.45         10/1/2007               3             1
OH                        9.85           4.7         10/1/2007               3             1
PA                        12.2          5.05         10/1/2007               3             1
MI                       14.75           6.4         10/1/2007               3             1
NJ                       13.45         5.663         10/1/2010               2             1
MI                       13.95          6.05         10/1/2007               3             1
MI                       13.95          5.95          9/1/2007               3             1
OH                        16.4          7.15         10/1/2007               3             1
OH                        15.9           7.5         10/1/2007               3             1
OH                       12.55           4.8         10/1/2007               3             1
OH                       16.45           7.5         10/1/2007               3             1
OH                           0             0                                 0             0
OH                           0             0                                 0             0
MN                           0             0                                 0             0
OH                        14.3          5.95         10/1/2007               3             1
FL                       13.89          5.85         10/1/2007               3             1
OH                        13.6             6         10/1/2007               3             1
PA                        14.1          5.65         10/1/2007               3             1
OH                       14.65          7.15         10/1/2008               3             1
MI                       13.85           6.1         10/1/2007               3             1
OH                        13.2           5.1         10/1/2008               3             1
MD                       13.75          5.65          9/1/2007               3             1
NJ                        13.6          6.08         10/1/2007               2             1
CA                       11.65          3.65          9/1/2007               3             1
NC                           0             0                                 0             0
CA                       12.99          5.35         10/1/2007               2             1
MD                          13           5.5          9/1/2007               3             1
MA                        12.4           5.4          9/1/2007               3             1
OH                        14.5          6.15         10/1/2007               3             1
FL                       13.75           5.6         10/1/2007               3             1
MD                       12.96           4.9         10/1/2007               3             1
OH                           0             0                                 0             0
OH                       14.15          6.15         10/1/2007               3             1
TX                           0             0                                 0             0
PA                       15.55           7.4         10/1/2007               3             1
FL                        14.9          6.55         10/1/2007               2             1
NY                        12.2          4.64         10/1/2007               3             1
CA                        12.5           5.1          9/1/2007               3             1
OH                        15.2          6.85         10/1/2007               3             1
OH                           0             0                                 0             0
NY                      12.765         4.903         10/1/2008               3             1
OH                        11.8         4.125          9/1/2010               3             1
OH                       15.05          6.35         10/1/2007               3             1
OH                        13.8           6.7         10/1/2008               3             1
OH                       12.95           5.6         10/1/2010               3             1
OH                           0             0                                 0             0
OH                       13.85          5.45         10/1/2007               3             1
OH                        14.2          5.65         10/1/2007               3             1
OH                       13.65           4.9         10/1/2007               3             1
OH                        15.2          6.45         10/1/2007               3             1
OH                       15.15           6.9         10/1/2007               3             1
OH                        15.4           7.1         10/1/2007               3             1
MN                       15.45          7.25         10/1/2007               3             1
CA                        12.3           4.3         10/1/2007               2             1
MN                        13.1           6.1         10/1/2007               3             1
OH                        13.8          5.64         10/1/2008               3             1
OH                       12.59          4.74          9/1/2007               3             1
OH                        15.2          6.95         10/1/2007               3             1
OH                       12.65          4.65         10/1/2007               3             1
MD                       12.75          5.65         10/1/2007               3             1
FL                        14.5           6.2         10/1/2007               2             1
OH                        14.1          5.75         10/1/2007               3             1
OH                        14.1          5.75         10/1/2007               3             1
OH                       15.64          7.29         10/1/2007               3             1
OH                       13.64          5.65         10/1/2007               3             1
MN                       12.77             6          9/1/2008               3             1
MN                        12.6           5.3         10/1/2007               3             1
NY                       12.45           4.4         10/1/2007               3             1
FL                       13.34          5.69         10/1/2007               2             1
OH                        14.4           6.5         10/1/2007               3             1
MN                        13.7          5.85         10/1/2007               3             1
MN                        14.3          7.05         10/1/2007               3             1
MN                        16.2             5          9/1/2007               3             1
RI                       12.65           4.9         10/1/2007               3             1
OH                        13.5          5.75         10/1/2007               3             1
FL                       15.25          7.15         10/1/2007               2             1
OH                       16.35           7.6         10/1/2007               3             1
OH                          14          6.35         10/1/2007               3             1
NY                        13.6         6.525          8/1/2007               3             1
MI                       13.65          5.75         10/1/2007               3             1
OH                       16.14          7.59         10/1/2007               3             1
OH                       12.99          4.95         10/1/2007               3             1
OH                       13.45          5.45         10/1/2007               3             1
OH                       13.75           5.4         10/1/2007               3             1
MI                       12.49           4.7         10/1/2007               3             1
MI                       14.45          6.35         10/1/2007               2             1
OH                       13.75          5.45          9/1/2008               3             1
OH                       15.75           7.2         10/1/2007               3             1
OH                           0             0                                 0             0
MI                      13.588         5.425          9/1/2010               2             1
MD                       13.15           5.3         10/1/2007               3             1
OH                        13.4             5         10/1/2007               3             1
MI                       14.35          5.85         10/1/2007               3             1
OH                       14.25          7.06         10/1/2007               3             1
NC                       12.82          4.95          9/1/2010               3             1
MN                        12.5           4.7          9/1/2007               3             1
OH                       13.95             6         10/1/2007               3             1
OH                        14.8          6.55         10/1/2007               3             1
OH                        14.7          5.99         10/1/2007               3             1
NY                      12.475         4.763          9/1/2008               3             1
MN                       14.89          6.44         10/1/2007               3             1
VA                        16.4           7.6         10/1/2008               3             1
OH                           0             0                                 0             0
OH                          15             7         10/1/2007               3             1
MN                       15.29             7         10/1/2007               3             1
OH                      16.475         7.613         10/1/2008               3             1
OH                       16.25           7.8         10/1/2007               3             1
NY                        12.8         5.625         10/1/2007               3             1
OH                        13.4          6.33         10/1/2007               3             1
OH                        9.85          5.75          9/1/2007               3             1
OH                        15.3          6.95          9/1/2007               3             1
OH                       13.34          5.19         10/1/2007               3             1
NC                        12.5          5.25          9/1/2007               3             1
OH                        14.6           6.8         10/1/2007               3             1
MN                        14.6          5.94         10/1/2007               3             1
OH                      15.025         7.913         10/1/2007               3             1
NY                       12.95         5.225         10/1/2007               3             1
OH                       14.15          5.65         10/1/2007               3             1
MD                        13.7           5.9          9/1/2007               3             1
OH                        11.2          6.45         10/1/2007               3             1
MN                       14.65          6.65         10/1/2007               3             1
OH                           0             0                                 0             0
OH                       12.99           4.7          9/1/2007               3             1
OH                        17.8          7.49         11/1/2007               3             1
NC                        15.9          7.35         10/1/2007               3             1
OH                       15.15           7.5         10/1/2007               3             1
OH                       15.35          6.85         10/1/2007               3             1
MN                        12.4          4.65          9/1/2007               3             1
MN                        12.7          4.85         10/1/2007               3             1
OH                           0             0                                 0             0
MD                        12.7          4.85         11/1/2007               3             1
OH                        16.1          6.85         10/1/2007               3             1
OH                        14.9           6.8         10/1/2007               3             1
OH                       15.05           6.8         10/1/2007               3             1
OH                           0             0                                 0             0
OH                        16.1          7.85         10/1/2007               3             1
MN                       16.85           7.5         10/1/2007               3             1
MN                        13.6          5.75         10/1/2007               3             1
OH                        13.5          5.75         10/1/2007               3             1
MI                       14.35          5.95         10/1/2007               2             1
OH                          17             7         10/1/2007               3             1
OH                        14.5          6.45         10/1/2007               3             1
OH                       14.85           6.9         10/1/2007               3             1
OH                           0             0                                 0             0
OH                       14.25           6.4         10/1/2007               2             1
OH                       15.15          6.45         10/1/2007               3             1
OH                       13.05           4.1         10/1/2007               3             1
OH                           0             0                                 0             0
OH                       14.85         7.375          9/1/2007               3             1
OH                       14.54          6.55         10/1/2007               3             1
OH                       14.35          6.05         10/1/2007               3             1
OH                       13.25           5.5         10/1/2007               2             1
MN                       15.65           7.4         10/1/2007               3             1
OH                        13.8          6.45         10/1/2007               3             1
NC                       12.98          5.93          9/1/2007               3             1
OH                       14.65          7.35         10/1/2010               3             1
OH                       15.35           7.1         10/1/2007               3             1
OH                       13.55           7.4         11/1/2007               3             1
OH                       14.65          6.75          9/1/2007               3             1
OH                        12.4          4.55         10/1/2007               3             1
OH                       14.19          6.72         10/1/2007               3             1
OH                       14.99          6.35         10/1/2007               3             1
OH                       15.93          7.32         10/1/2008               3             1
OH                       15.34           7.4         10/1/2007               3             1
OH                       12.75          5.15         10/1/2007               3             1
OH                        14.2          6.45         10/1/2007               3             1
OH                          13           5.3         10/1/2007               3             1
OH                       12.95          4.95          9/1/2007               3             1
OH                       14.95         6.625         10/1/2007               3             1
OH                        13.7           5.2          9/1/2007               3             1
OH                        16.2          7.85         10/1/2007               3             1
OH                        14.8          7.45         10/1/2007               3             1
OH                        16.9          7.85         10/1/2007               3             1
OH                        16.8          7.99         10/1/2007               3             1
OH                       14.15          7.05         10/1/2007               3             1
OH                       11.45         4.135         10/1/2007               2             1
OH                        14.1           6.5         10/1/2007               3             1
OH                        12.7           4.9         10/1/2010               3             1
OH                       15.85          6.75         10/1/2007               3             1
OH                       14.25           5.7         10/1/2007               3             1
OH                        14.3             6         10/1/2007               3             1
MN                       12.05          5.65         10/1/2007               2             1
OH                       15.99           7.6          9/1/2007               3             1
OH                       14.59          6.59         10/1/2007               3             1
OH                        13.4          6.55         10/1/2007               3             1
OH                       12.85          5.25          9/1/2010               3             1
OH                        14.2          6.43          9/1/2007               2             1
NC                        12.9           4.8         10/1/2007               3             1
OH                       13.95          5.75         10/1/2007               3             1
OH                        16.8           7.8         10/1/2007               3             1
OH                       13.79          5.85         10/1/2008               3             1
OH                        14.7          6.95         10/1/2007               3             1
OH                       13.75           6.1         10/1/2010               3             1
OH                       13.65             6         10/1/2007               3             1
OH                       15.15           6.7         10/1/2007               3             1
OH                       13.15           5.1          9/1/2007               3             1
OH                        13.7           5.4         10/1/2008               2             1
---------------------------------------------------------------------------------------------

---------------------------------------------------------------------------------------------

TX                           0             0                                 0             0
TX                           0             0                                 0             0
NC                           0             0                                 0             0
SC                           0             0                                 0             0
CO                           0             0                                 0             0
TX                           0             0                                 0             0
CO                           0             0                                 0             0
NC                           0             0                                 0             0
TX                           0             0                                 0             0
CO                           0             0                                 0             0
CO                           0             0                                 0             0
MD                           0             0                                 0             0
GA                           0             0                                 0             0
TX                           0             0                                 0             0
MD                           0             0                                 0             0
MD                           0             0                                 0             0
MD                           0             0                                 0             0
MD                           0             0                                 0             0
GA                           0             0                                 0             0
TX                           0             0                                 0             0
TX                           0             0                                 0             0
MD                           0             0                                 0             0
NV                           0             0                                 0             0
OK                           0             0                                 0             0
TX                           0             0                                 0             0
TX                           0             0                                 0             0
GA                           0             0                                 0             0
DE                           0             0                                 0             0
FL                           0             0                                 0             0
CO                           0             0                                 0             0
UT                           0             0                                 0             0
NC                           0             0                                 0             0
CA                           0             0                                 0             0
SC                           0             0                                 0             0
IN                           0             0                                 0             0
NV                           0             0                                 0             0
KY                           0             0                                 0             0
NC                           0             0                                 0             0
GA                           0             0                                 0             0
AZ                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
AZ                           0             0                                 0             0
MD                           0             0                                 0             0
IL                           0             0                                 0             0
CO                           0             0                                 0             0
CA                           0             0                                 0             0
TX                           0             0                                 0             0
WI                           0             0                                 0             0
TX                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
SC                           0             0                                 0             0
SC                           0             0                                 0             0
NC                           0             0                                 0             0
GA                           0             0                                 0             0
FL                           0             0                                 0             0
GA                           0             0                                 0             0
PA                           0             0                                 0             0
ME                           0             0                                 0             0
TX                           0             0                                 0             0
CO                           0             0                                 0             0
SC                           0             0                                 0             0
ME                           0             0                                 0             0
TX                           0             0                                 0             0
WI                           0             0                                 0             0
CO                           0             0                                 0             0
GA                           0             0                                 0             0
MA                           0             0                                 0             0
TX                           0             0                                 0             0
WY                           0             0                                 0             0
WY                           0             0                                 0             0
WY                           0             0                                 0             0
FL                           0             0                                 0             0
GA                           0             0                                 0             0
TX                           0             0                                 0             0
TX                           0             0                                 0             0
CO                           0             0                                 0             0
MD                           0             0                                 0             0
AZ                           0             0                                 0             0
CO                           0             0                                 0             0
GA                           0             0                                 0             0
CA                           0             0                                 0             0
MA                           0             0                                 0             0
TX                           0             0                                 0             0
TX                           0             0                                 0             0
OH                           0             0                                 0             0
GA                           0             0                                 0             0
CO                           0             0                                 0             0
WI                           0             0                                 0             0
NC                           0             0                                 0             0
NC                           0             0                                 0             0
TX                           0             0                                 0             0
TX                           0             0                                 0             0
TX                           0             0                                 0             0
WA                           0             0                                 0             0
NY                           0             0                                 0             0
MA                           0             0                                 0             0
MA                           0             0                                 0             0
TN                           0             0                                 0             0
TX                           0             0                                 0             0
TX                           0             0                                 0             0
TX                           0             0                                 0             0
TX                           0             0                                 0             0
TX                           0             0                                 0             0
FL                           0             0                                 0             0
GA                           0             0                                 0             0
VT                           0             0                                 0             0
TX                           0             0                                 0             0
TN                           0             0                                 0             0
NH                           0             0                                 0             0
IL                           0             0                                 0             0
FL                           0             0                                 0             0
NC                           0             0                                 0             0
PA                           0             0                                 0             0
IL                           0             0                                 0             0
NV                           0             0                                 0             0
MA                           0             0                                 0             0
PA                           0             0                                 0             0
FL                           0             0                                 0             0
TX                           0             0                                 0             0
FL                           0             0                                 0             0
CO                           0             0                                 0             0
CT                           0             0                                 0             0
PA                           0             0                                 0             0
GA                           0             0                                 0             0
MD                           0             0                                 0             0
NC                           0             0                                 0             0
GA                           0             0                                 0             0
OH                           0             0                                 0             0
OH                           0             0                                 0             0
WI                           0             0                                 0             0
MA                           0             0                                 0             0
NJ                           0             0                                 0             0
MA                           0             0                                 0             0
NH                           0             0                                 0             0
FL                           0             0                                 0             0
NJ                           0             0                                 0             0
CO                           0             0                                 0             0
CO                           0             0                                 0             0
CO                           0             0                                 0             0
TX                           0             0                                 0             0
GA                           0             0                                 0             0
TX                           0             0                                 0             0
TX                           0             0                                 0             0
OH                           0             0                                 0             0
MD                           0             0                                 0             0
NY                           0             0                                 0             0
CA                           0             0                                 0             0
OK                           0             0                                 0             0
NY                           0             0                                 0             0
TX                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
MN                           0             0                                 0             0
MO                           0             0                                 0             0
IL                           0             0                                 0             0
MA                           0             0                                 0             0
NH                           0             0                                 0             0
WA                           0             0                                 0             0
GA                           0             0                                 0             0
TX                           0             0                                 0             0
TX                           0             0                                 0             0
TX                           0             0                                 0             0
IL                           0             0                                 0             0
GA                           0             0                                 0             0
PA                           0             0                                 0             0
FL                           0             0                                 0             0
WA                           0             0                                 0             0
OH                           0             0                                 0             0
NC                           0             0                                 0             0
IN                           0             0                                 0             0
IL                           0             0                                 0             0
WA                           0             0                                 0             0
AL                           0             0                                 0             0
KY                           0             0                                 0             0
NJ                           0             0                                 0             0
GA                           0             0                                 0             0
CO                           0             0                                 0             0
NJ                           0             0                                 0             0
TX                           0             0                                 0             0
NV                           0             0                                 0             0
NJ                           0             0                                 0             0
NH                           0             0                                 0             0
PA                           0             0                                 0             0
PA                           0             0                                 0             0
KY                           0             0                                 0             0
FL                           0             0                                 0             0
CT                           0             0                                 0             0
WI                           0             0                                 0             0
OH                           0             0                                 0             0
OH                           0             0                                 0             0
UT                           0             0                                 0             0
VT                           0             0                                 0             0
WY                           0             0                                 0             0
OH                           0             0                                 0             0
GA                           0             0                                 0             0
MA                           0             0                                 0             0
MA                           0             0                                 0             0
CA                           0             0                                 0             0
NC                           0             0                                 0             0
NY                           0             0                                 0             0
NY                           0             0                                 0             0
GA                           0             0                                 0             0
CO                           0             0                                 0             0
OH                           0             0                                 0             0
UT                           0             0                                 0             0
IA                           0             0                                 0             0
IA                           0             0                                 0             0
CA                           0             0                                 0             0
MA                           0             0                                 0             0
CA                           0             0                                 0             0
OH                           0             0                                 0             0
OH                           0             0                                 0             0
NY                           0             0                                 0             0
TX                           0             0                                 0             0
GA                           0             0                                 0             0
KY                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
OH                           0             0                                 0             0
CT                           0             0                                 0             0
OH                           0             0                                 0             0
FL                           0             0                                 0             0
IL                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
FL                           0             0                                 0             0
UT                           0             0                                 0             0
ME                           0             0                                 0             0
IA                           0             0                                 0             0
WA                           0             0                                 0             0
IN                           0             0                                 0             0
CA                           0             0                                 0             0
TX                           0             0                                 0             0
KY                           0             0                                 0             0
LA                           0             0                                 0             0
NY                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
OK                           0             0                                 0             0
CA                           0             0                                 0             0
GA                           0             0                                 0             0
CA                           0             0                                 0             0
MD                           0             0                                 0             0
SC                           0             0                                 0             0
CT                           0             0                                 0             0
VA                           0             0                                 0             0
TN                           0             0                                 0             0
FL                           0             0                                 0             0
PA                           0             0                                 0             0
PA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
TX                           0             0                                 0             0
TX                           0             0                                 0             0
MA                           0             0                                 0             0
KY                           0             0                                 0             0
AZ                           0             0                                 0             0
UT                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
IL                           0             0                                 0             0
AZ                           0             0                                 0             0
FL                           0             0                                 0             0
MA                           0             0                                 0             0
VA                           0             0                                 0             0
FL                           0             0                                 0             0
NH                           0             0                                 0             0
NC                           0             0                                 0             0
CO                           0             0                                 0             0
CA                           0             0                                 0             0
NH                           0             0                                 0             0
NY                           0             0                                 0             0
HI                           0             0                                 0             0
NC                           0             0                                 0             0
CT                           0             0                                 0             0
CA                           0             0                                 0             0
WA                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
TN                           0             0                                 0             0
HI                           0             0                                 0             0
TN                           0             0                                 0             0
CT                           0             0                                 0             0
CT                           0             0                                 0             0
NE                           0             0                                 0             0
CA                           0             0                                 0             0
NY                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
WA                           0             0                                 0             0
CA                           0             0                                 0             0
IL                           0             0                                 0             0
CA                           0             0                                 0             0
MA                           0             0                                 0             0
VA                           0             0                                 0             0
CA                           0             0                                 0             0
FL                       14.99          6.95         10/1/2008               3             1
NH                           0             0                                 0             0
CA                           0             0                                 0             0
MI                           0             0                                 0             0
NY                           0             0                                 0             0
MI                           0             0                                 0             0
MI                           0             0                                 0             0
CO                           0             0                                 0             0
CA                           0             0                                 0             0
FL                           0             0                                 0             0
SC                      14.125          5.85         10/1/2007               3             1
NY                           0             0                                 0             0
CA                           0             0                                 0             0
KY                           0             0                                 0             0
CA                           0             0                                 0             0
TX                           0             0                                 0             0
TX                           0             0                                 0             0
MI                           0             0                                 0             0
CA                           0             0                                 0             0
FL                           0             0                                 0             0
CA                           0             0                                 0             0
NC                           0             0                                 0             0
NC                           0             0                                 0             0
AL                           0             0                                 0             0
ID                           0             0                                 0             0
CA                       12.15           3.6         10/1/2007               3             1
MO                           0             0                                 0             0
WA                           0             0                                 0             0
FL                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
NH                           0             0                                 0             0
FL                           0             0                                 0             0
CA                           0             0                                 0             0
PA                           0             0                                 0             0
MI                           0             0                                 0             0
MI                           0             0                                 0             0
ME                           0             0                                 0             0
CA                           0             0                                 0             0
VA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
VA                           0             0                                 0             0
AZ                           0             0                                 0             0
CA                           0             0                                 0             0
MA                           0             0                                 0             0
CA                           0             0                                 0             0
IL                           0             0                                 0             0
TX                           0             0                                 0             0
MA                       14.24          6.85         10/1/2007               3             1
FL                       13.45          5.05         10/1/2007               3             1
FL                           0             0                                 0             0
SC                           0             0                                 0             0
TX                           0             0                                 0             0
ME                           0             0                                 0             0
NY                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
OR                           0             0                                 0             0
SC                       16.95             8         10/1/2007               3             1
NV                           0             0                                 0             0
MI                           0             0                                 0             0
FL                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
NV                           0             0                                 0             0
NV                           0             0                                 0             0
NC                       16.05          6.85          8/1/2007               3             1
MI                           0             0                                 0             0
CA                           0             0                                 0             0
NH                           0             0                                 0             0
TX                        16.5           7.5         10/1/2007               3             1
GA                           0             0                                 0             0
AZ                        13.1         4.675         10/1/2007               3             1
NC                       17.05             8         10/1/2007               3             1
VA                           0             0                                 0             0
NY                           0             0                                 0             0
UT                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
AZ                           0             0                                 0             0
CA                           0             0                                 0             0
NY                           0             0                                 0             0
MO                           0             0                                 0             0
AZ                       13.55          4.95         10/1/2007               3             1
CA                           0             0                                 0             0
MD                           0             0                                 0             0
MA                           0             0                                 0             0
FL                           0             0                                 0             0
NY                           0             0                                 0             0
GA                           0             0                                 0             0
NH                           0             0                                 0             0
MO                           0             0                                 0             0
MA                           0             0                                 0             0
MA                           0             0                                 0             0
NY                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
MD                           0             0                                 0             0
CA                           0             0                                 0             0
MI                           0             0                                 0             0
TX                        16.3             8         10/1/2007               3             1
CA                           0             0                                 0             0
MO                           0             0                                 0             0
MO                           0             0                                 0             0
CA                           0             0                                 0             0
MI                           0             0                                 0             0
IL                           0             0                                 0             0
FL                        13.5          5.95         10/1/2007               3             1
ME                           0             0                                 0             0
NH                           0             0                                 0             0
MD                           0             0                                 0             0
FL                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
DE                           0             0                                 0             0
CA                           0             0                                 0             0
NJ                           0             0                                 0             0
CA                           0             0                                 0             0
UT                           0             0                                 0             0
NY                           0             0                                 0             0
FL                           0             0                                 0             0
CO                           0             0                                 0             0
RI                           0             0                                 0             0
CA                           0             0                                 0             0
CT                           0             0                                 0             0
CT                           0             0                                 0             0
CA                           0             0                                 0             0
TX                           0             0                                 0             0
NC                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
MO                           0             0                                 0             0
TX                           0             0                                 0             0
TX                        17.8             8         10/1/2007               3             1
MI                           0             0                                 0             0
FL                           0             0                                 0             0
DE                           0             0                                 0             0
MA                       13.95           5.4         10/1/2007               3             1
CA                           0             0                                 0             0
CT                           0             0                                 0             0
GA                           0             0                                 0             0
NY                       12.89          4.54         10/1/2007               3             1
TX                           0             0                                 0             0
CA                           0             0                                 0             0
MN                           0             0                                 0             0
VA                           0             0                                 0             0
FL                       13.99          6.45         10/1/2007               3             1
NY                           0             0                                 0             0
NY                           0             0                                 0             0
ME                           0             0                                 0             0
IN                       16.14          7.09         10/1/2007               3             1
MD                           0             0                                 0             0
CO                           0             0                                 0             0
CA                           0             0                                 0             0
TX                           0             0                                 0             0
TX                       12.25          4.84         10/1/2007               3             1
CO                           0             0                                 0             0
MA                        13.3          6.45         10/1/2007               3             1
GA                           0             0                                 0             0
PA                           0             0                                 0             0
CA                           0             0                                 0             0
VA                           0             0                                 0             0
MA                           0             0                                 0             0
TX                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
KY                           0             0                                 0             0
TX                           0             0                                 0             0
NH                           0             0                                 0             0
CT                           0             0                                 0             0
SC                       13.65           6.5         10/1/2007               3             1
WA                           0             0                                 0             0
MA                           0             0                                 0             0
VA                           0             0                                 0             0
NV                           0             0                                 0             0
VA                           0             0                                 0             0
CA                           0             0                                 0             0
NY                       13.45           5.7         10/1/2008               3             1
OH                           0             0                                 0             0
OH                       13.35          5.69         10/1/2007               3             1
IL                       16.05             8         10/1/2007               3             1
KY                           0             0                                 0             0
IA                           0             0                                 0             0
CA                           0             0                                 0             0
ME                           0             0                                 0             0
CT                           0             0                                 0             0
UT                           0             0                                 0             0
CA                        13.6          5.85         10/1/2007               3             1
NC                       16.75             8         10/1/2007               3             1
NY                           0             0                                 0             0
CA                           0             0                                 0             0
NY                           0             0                                 0             0
OR                           0             0                                 0             0
IL                       12.99           4.5         10/1/2007               3             1
MA                           0             0                                 0             0
NH                           0             0                                 0             0
IL                        15.9          7.25         10/1/2008               3             1
NC                           0             0                                 0             0
CA                           0             0                                 0             0
WI                           0             0                                 0             0
SC                           0             0                                 0             0
WA                           0             0                                 0             0
HI                           0             0                                 0             0
NC                           0             0                                 0             0
CA                       12.99           5.3         10/1/2007               3             1
NY                           0             0                                 0             0
MA                           0             0                                 0             0
NC                           0             0                                 0             0
NJ                       16.95             8         10/1/2007               3             1
VT                           0             0                                 0             0
CA                           0             0                                 0             0
MI                           0             0                                 0             0
FL                           0             0                                 0             0
NY                           0             0                                 0             0
CA                           0             0                                 0             0
TX                        14.5          7.25         10/1/2007               3             1
NY                           0             0                                 0             0
ID                       14.55          5.95          8/1/2007               3             1
CO                           0             0                                 0             0
VA                           0             0                                 0             0
FL                           0             0                                 0             0
CA                           0             0                                 0             0
WI                           0             0                                 0             0
WA                           0             0                                 0             0
MA                           0             0                                 0             0
MA                           0             0                                 0             0
MA                           0             0                                 0             0
VA                           0             0                                 0             0
NJ                           0             0                                 0             0
CA                        12.1           4.5         10/1/2007               3             1
CA                           0             0                                 0             0
MA                           0             0                                 0             0
VA                           0             0                                 0             0
FL                        13.5           5.8         10/1/2007               3             1
FL                        13.9          6.55         10/1/2007               3             1
MA                           0             0                                 0             0
NJ                       16.59             8         10/1/2007               3             1
FL                           0             0                                 0             0
FL                           0             0                                 0             0
NY                           0             0                                 0             0
SC                           0             0                                 0             0
FL                           0             0                                 0             0
TX                           0             0                                 0             0
TX                           0             0                                 0             0
OR                           0             0                                 0             0
IL                       14.95          6.55         10/1/2007               3             1
TN                           0             0                                 0             0
CO                       13.54          5.39         10/1/2010               3             1
MO                           0             0                                 0             0
MA                           0             0                                 0             0
CA                        12.2           4.7          8/1/2007               3             1
CA                           0             0                                 0             0
FL                           0             0                                 0             0
NY                           0             0                                 0             0
NY                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
WI                       16.15           8.2         10/1/2007               3             1
AL                           0             0                                 0             0
CA                           0             0                                 0             0
ID                           0             0                                 0             0
CA                       11.65          3.35          9/1/2010               3             1
CA                           0             0                                 0             0
CA                       12.55           4.6         10/1/2007               3             1
FL                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
NY                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
CO                           0             0                                 0             0
CA                           0             0                                 0             0
OK                       16.75         7.075         10/1/2007               3             1
CA                           0             0                                 0             0
CA                           0             0                                 0             0
OR                           0             0                                 0             0
CT                           0             0                                 0             0
PA                           0             0                                 0             0
VA                           0             0                                 0             0
CA                           0             0                                 0             0
NE                           0             0                                 0             0
NY                           0             0                                 0             0
MA                           0             0                                 0             0
MD                       15.84           7.3         10/1/2007               3             1
NY                           0             0                                 0             0
NY                           0             0                                 0             0
OR                           0             0                                 0             0
NY                           0             0                                 0             0
PA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
IL                           0             0                                 0             0
FL                           0             0                                 0             0
NY                           0             0                                 0             0
GA                           0             0                                 0             0
CA                       11.95           3.9          9/1/2007               3             1
FL                           0             0                                 0             0
CA                           0             0                                 0             0
FL                        15.1           6.5         10/1/2007               3             1
SD                        16.8           7.6         10/1/2007               3             1
WA                       12.99          5.35         10/1/2007               3             1
PA                        14.4          6.75         10/1/2007               3             1
PA                       15.75             8         10/1/2007               3             1
TX                           0             0                                 0             0
TX                           0             0                                 0             0
TX                           0             0                                 0             0
NC                           0             0                                 0             0
TN                           0             0                                 0             0
RI                           0             0                                 0             0
FL                           0             0                                 0             0
CO                           0             0                                 0             0
OK                       15.55          7.15         10/1/2007               3             1
MA                           0             0                                 0             0
WI                       13.74         5.365          9/1/2007               3             1
AL                           0             0                                 0             0
CA                       12.95           4.2          8/1/2007               3             1
CA                           0             0                                 0             0
MN                           0             0                                 0             0
MA                           0             0                                 0             0
FL                        12.9          5.19          9/1/2007               3             1
FL                           0             0                                 0             0
FL                           0             0                                 0             0
AZ                       12.45           4.1          9/1/2007               3             1
CA                        13.5           4.9          8/1/2007               3             1
AZ                        13.5         5.675         10/1/2007               3             1
KY                           0             0                                 0             0
NH                           0             0                                 0             0
WA                           0             0                                 0             0
GA                       13.55           5.8          8/1/2010               3             1
CA                           0             0                                 0             0
MO                           0             0                                 0             0
LA                           0             0                                 0             0
CA                       11.25             3         10/1/2007               3             1
CA                           0             0                                 0             0
WA                           0             0                                 0             0
MI                           0             0                                 0             0
MN                           0             0                                 0             0
GA                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
MA                        13.5          5.45         10/1/2008               3             1
MI                           0             0                                 0             0
CA                           0             0                                 0             0
IA                           0             0                                 0             0
FL                           0             0                                 0             0
NC                       17.04             8         10/1/2007               3             1
MN                           0             0                                 0             0
CA                           0             0                                 0             0
WA                        13.8          5.45         10/1/2007               3             1
GA                       13.15           5.4         10/1/2007               3             1
CA                           0             0                                 0             0
NY                           0             0                                 0             0
CA                           0             0                                 0             0
NC                           0             0                                 0             0
CA                           0             0                                 0             0
OR                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
CT                           0             0                                 0             0
CA                           0             0                                 0             0
PA                           0             0                                 0             0
CA                           0             0                                 0             0
TX                           0             0                                 0             0
PA                        17.3           8.3         10/1/2007               3             1
CA                           0             0                                 0             0
CO                        12.9          4.65          9/1/2007               3             1
NY                           0             0                                 0             0
CA                           0             0                                 0             0
VA                           0             0                                 0             0
CA                           0             0                                 0             0
WI                           0             0                                 0             0
ID                           0             0                                 0             0
FL                           0             0                                 0             0
TX                        14.1          5.65         10/1/2007               3             1
WA                           0             0                                 0             0
SC                           0             0                                 0             0
TX                           0             0                                 0             0
MA                           0             0                                 0             0
MA                           0             0                                 0             0
OK                           0             0                                 0             0
NH                        12.4          4.45         10/1/2007               3             1
IL                           0             0                                 0             0
NJ                       13.45          4.95         10/1/2007               3             1
PA                       12.85           5.6         10/1/2007               3             1
WI                           0             0                                 0             0
AL                           0             0                                 0             0
OR                       13.85           5.3          8/1/2007               3             1
CA                           0             0                                 0             0
CA                       12.45          3.85         10/1/2007               3             1
CA                       11.05           3.2          9/1/2007               3             1
ID                       14.05           5.5         10/1/2008               3             1
FL                           0             0                                 0             0
PA                           0             0                                 0             0
CA                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
CA                           0             0                                 0             0
FL                          14           6.3         10/1/2007               3             1
CA                           0             0                                 0             0
ME                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                       11.65           4.1         10/1/2007               3             1
MA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
IL                           0             0                                 0             0
CA                           0             0                                 0             0
TX                          13             8         10/1/2007               3             1
FL                           0             0                                 0             0
MA                           0             0                                 0             0
VA                           0             0                                 0             0
CA                           0             0                                 0             0
WA                       14.99          5.99          8/1/2010               3             1
CA                           0             0                                 0             0
WA                           0             0                                 0             0
CA                          13           4.5         10/1/2007               3             1
PA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
GA                       14.75           5.4          9/1/2007               3             1
AL                        15.4           6.8         10/1/2007               3             1
CA                       13.85          6.15         10/1/2007               3             1
CA                           0             0                                 0             0
MO                           0             0                                 0             0
FL                           0             0                                 0             0
FL                       12.35             6         10/1/2007               3             1
MD                           0             0                                 0             0
GA                           0             0                                 0             0
CA                           0             0                                 0             0
WA                       13.59          5.54          8/1/2007               3             1
CA                           0             0                                 0             0
DE                           0             0                                 0             0
RI                           0             0                                 0             0
FL                       12.95          5.75         10/1/2007               3             1
MO                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
FL                       12.05          4.75          8/1/2007               3             1
MO                       13.75          5.95          8/1/2007               3             1
MT                           0             0                                 0             0
FL                        14.5           6.6         10/1/2007               3             1
NV                        13.6           5.5         10/1/2007               3             1
TX                           0             0                                 0             0
PA                           0             0                                 0             0
CO                        13.7          5.65         10/1/2007               3             1
CA                           0             0                                 0             0
CA                           0             0                                 0             0
NY                           0             0                                 0             0
MA                           0             0                                 0             0
KY                           0             0                                 0             0
AL                           0             0                                 0             0
FL                       16.45             8         10/1/2007               3             1
PA                           0             0                                 0             0
CA                       12.25           3.9          8/1/2007               3             1
CA                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
FL                       13.15           6.2         10/1/2007               3             1
CA                           0             0                                 0             0
PA                           0             0                                 0             0
AZ                           0             0                                 0             0
AZ                           0             0                                 0             0
CA                           0             0                                 0             0
WA                       13.49          5.24          8/1/2007               3             1
VA                           0             0                                 0             0
CA                           0             0                                 0             0
GA                           0             0                                 0             0
NY                           0             0                                 0             0
MO                        16.7           7.5         10/1/2007               3             1
CA                       12.09          4.09          7/1/2007               3             1
NY                           0             0                                 0             0
WA                       16.14          6.44         10/1/2010               3             1
ID                           0             0                                 0             0
CA                           0             0                                 0             0
HI                           0             0                                 0             0
MI                           0             0                                 0             0
DC                           0             0                                 0             0
FL                           0             0                                 0             0
NY                           0             0                                 0             0
IL                       13.19          5.09         10/1/2007               3             1
NY                           0             0                                 0             0
WA                       13.25         5.075          8/1/2007               3             1
NY                           0             0                                 0             0
MN                           0             0                                 0             0
GA                           0             0                                 0             0
MO                           0             0                                 0             0
MN                           0             0                                 0             0
MN                           0             0                                 0             0
MA                           0             0                                 0             0
NY                           0             0                                 0             0
NJ                       12.85         4.775         10/1/2007               3             1
CA                           0             0                                 0             0
NY                           0             0                                 0             0
AZ                        12.5          4.65         10/1/2008               3             1
WY                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
FL                           0             0                                 0             0
TX                        16.9             8         10/1/2007               3             1
NY                           0             0                                 0             0
CA                           0             0                                 0             0
CO                       13.35          4.85          9/1/2010               3             1
AZ                           0             0                                 0             0
NY                           0             0                                 0             0
CA                           0             0                                 0             0
NH                           0             0                                 0             0
NC                       15.45          6.55          8/1/2007               3             1
CA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
PA                        15.9          7.55         10/1/2007               3             1
MA                        12.9          5.55          9/1/2007               3             1
GA                           0             0                                 0             0
NY                           0             0                                 0             0
OR                       14.85         7.525         10/1/2007               3             1
FL                           0             0                                 0             0
CA                           0             0                                 0             0
NY                           0             0                                 0             0
NJ                           0             0                                 0             0
NY                           0             0                                 0             0
CA                           0             0                                 0             0
FL                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
FL                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
KY                           0             0                                 0             0
NH                           0             0                                 0             0
CA                           0             0                                 0             0
VA                           0             0                                 0             0
NY                        16.9           7.6         10/1/2007               3             1
ME                       15.35          7.65          9/1/2007               3             1
CA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                       11.85           4.1         10/1/2007               3             1
AL                           0             0                                 0             0
NY                           0             0                                 0             0
NC                        15.2          6.75         10/1/2007               3             1
MD                           0             0                                 0             0
IL                           0             0                                 0             0
NV                           0             0                                 0             0
KY                        13.3           6.9         10/1/2007               3             1
MI                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
NV                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
ME                           0             0                                 0             0
OR                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
RI                           0             0                                 0             0
GA                        13.5           5.6         10/1/2007               3             1
IN                           0             0                                 0             0
PA                       15.25           6.8         10/1/2007               3             1
CA                           0             0                                 0             0
CA                           0             0                                 0             0
AL                           0             0                                 0             0
MD                        14.8             7         10/1/2007               3             1
FL                           0             0                                 0             0
NY                           0             0                                 0             0
NY                           0             0                                 0             0
KY                        16.5             8         10/1/2007               3             1
AZ                       13.55           5.7         10/1/2007               3             1
FL                        13.1          5.85         11/1/2007               3             1
NJ                           0             0                                 0             0
KY                           0             0                                 0             0
WI                        15.7          7.15         10/1/2007               3             1
CA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
VA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
CT                           0             0                                 0             0
MA                       12.85           4.9         10/1/2010               3             1
KY                       13.85          5.45         10/1/2007               3             1
AL                       15.25           7.2         10/1/2007               3             1
CA                           0             0                                 0             0
GA                           0             0                                 0             0
AZ                           0             0                                 0             0
CA                           0             0                                 0             0
VA                           0             0                                 0             0
NC                           0             0                                 0             0
CA                       12.25             4         10/1/2007               3             1
NY                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
HI                        12.2          3.95          9/1/2007               3             1
KS                        17.9             8         10/1/2020               3             1
FL                           0             0                                 0             0
FL                       15.99             8         10/1/2007               3             1
CA                           0             0                                 0             0
WA                        13.9          5.15          8/1/2007               3             1
CA                           0             0                                 0             0
CA                           0             0                                 0             0
NV                           0             0                                 0             0
NV                       12.85           4.6          9/1/2007               3             1
NV                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
KY                        14.9          7.05         10/1/2007               3             1
MA                           0             0                                 0             0
NC                        12.5           7.1         10/1/2007               3             1
TN                           0             0                                 0             0
FL                        11.7          4.15          9/1/2007               3             1
IN                        16.6          8.35         10/1/2007               3             1
WA                        13.8          5.45         10/1/2007               3             1
CA                           0             0                                 0             0
FL                       14.25          6.15         10/1/2007               3             1
CT                           0             0                                 0             0
FL                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
AZ                           0             0                                 0             0
AZ                        12.8           6.7         10/1/2010               3             1
CA                        12.1           4.7          9/1/2007               3             1
FL                           0             0                                 0             0
FL                           0             0                                 0             0
MI                           0             0                                 0             0
AZ                           0             0                                 0             0
TX                           0             0                                 0             0
VA                           0             0                                 0             0
WA                       13.05           4.8          8/1/2007               3             1
CA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
NY                           0             0                                 0             0
OR                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
MA                       12.75          5.25         10/1/2007               3             1
CA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
MD                           0             0                                 0             0
ME                           0             0                                 0             0
CA                           0             0                                 0             0
CA                       11.15           3.8          9/1/2007               3             1
GA                          13          4.65         10/1/2007               3             1
IN                       14.95           5.8          9/1/2007               3             1
MA                       11.99           4.4         10/1/2007               3             1
FL                           0             0                                 0             0
NH                           0             0                                 0             0
MA                           0             0                                 0             0
LA                           0             0                                 0             0
TX                       17.05             8         10/1/2007               3             1
FL                           0             0                                 0             0
NE                           0             0                                 0             0
TX                       16.75             8         10/1/2007               3             1
MA                           0             0                                 0             0
ME                        14.4          5.95         10/1/2007               3             1
VA                       13.65           5.8          9/1/2007               3             1
NY                        13.6          5.45         10/1/2007               3             1
CA                           0             0                                 0             0
MD                           0             0                                 0             0
IN                           0             0                                 0             0
TN                        16.2           7.4         10/1/2007               3             1
IL                        15.9             8         10/1/2010               3             1
TN                       15.35           5.9          8/1/2007               3             1
CA                           0             0                                 0             0
CA                           0             0                                 0             0
RI                           0             0                                 0             0
WA                           0             0                                 0             0
FL                           0             0                                 0             0
AZ                        13.4          5.78         10/1/2007               3             1
GA                       14.55          5.05          8/1/2007               3             1
IL                       13.75          6.04          9/1/2007               3             1
FL                           0             0                                 0             0
DE                           0             0                                 0             0
TX                       15.65           7.1         10/1/2007               3             1
TX                        17.5          7.75         10/1/2007               3             1
TX                           0             0                                 0             0
TX                           0             0                                 0             0
MD                       14.89          7.05         10/1/2007               3             1
NH                           0             0                                 0             0
CA                           0             0                                 0             0
IN                           0             0                                 0             0
GA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
NH                           0             0                                 0             0
AZ                        13.9           5.9         10/1/2008               3             1
VA                       13.64          5.54         10/1/2007               3             1
NC                        17.1             8          9/1/2007               3             1
PA                           0             0                                 0             0
NC                       15.55          6.35          8/1/2008               3             1
NJ                       16.15           8.3         10/1/2007               3             1
NY                       13.05           5.2         10/1/2008               3             1
TX                       13.95          6.05         10/1/2007               3             1
KY                       14.45           7.1         10/1/2007               3             1
NY                           0             0                                 0             0
NJ                        15.8          7.95          9/1/2007               3             1
FL                       12.89          4.94         10/1/2007               3             1
NY                           0             0                                 0             0
TX                           0             0                                 0             0
RI                           0             0                                 0             0
NY                           0             0                                 0             0
AZ                       14.15           5.6          8/1/2007               3             1
SD                       16.35          8.25         10/1/2007               3             1
WA                       14.95         6.705          8/1/2007               3             1
FL                           0             0                                 0             0
FL                           0             0                                 0             0
NY                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
TX                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
FL                           0             0                                 0             0
NC                       15.55          6.35          9/1/2007               3             1
UT                        14.5          6.05         10/1/2007               3             1
CA                           0             0                                 0             0
CA                           0             0                                 0             0
VA                       15.75           8.2          9/1/2007               3             1
NJ                       14.85          6.25         10/1/2007               3             1
WI                       14.19          5.84          9/1/2007               3             1
WY                        13.4           5.5         10/1/2007               3             1
CA                           0             0                                 0             0
ME                       13.99          6.41         10/1/2010               3             1
FL                       14.25           5.4          8/1/2007               3             1
IA                       16.35          7.75         10/1/2007               3             1
PA                        16.8           7.5         10/1/2007               3             1
GA                           0             0                                 0             0
TX                        12.9           5.3         10/1/2007               3             1
NJ                       12.05          4.85         10/1/2007               3             1
MA                       13.25           5.4         10/1/2007               3             1
NY                          12          4.53         10/1/2007               3             1
NY                           0             0                                 0             0
NY                           0             0                                 0             0
NY                           0             0                                 0             0
CA                        13.3           4.8         10/1/2007               3             1
ID                       16.99           9.5         10/1/2007               3             1
NY                           0             0                                 0             0
FL                           0             0                                 0             0
NC                       13.39          5.19         10/1/2007               3             1
TN                           0             0                                 0             0
IL                        15.6             6         10/1/2007               3             1
NJ                           0             0                                 0             0
CA                       12.49          4.74          9/1/2007               3             1
SC                        14.1         5.227          9/1/2007               3             1
TN                           0             0                                 0             0
RI                           0             0                                 0             0
TX                       18.25           7.8         10/1/2007               3             1
MA                       12.64          6.24         10/1/2007               3             1
KS                       17.81           7.5         10/1/2007               3             1
MA                        12.9          4.85          9/1/2007               3             1
NY                           0             0                                 0             0
NJ                        14.3           5.8         10/1/2007               3             1
NJ                        12.3          4.55          9/1/2007               3             1
NY                           0             0                                 0             0
MA                           0             0                                 0             0
CA                           0             0                                 0             0
AR                       14.85           6.5         10/1/2007               3             1
MO                        13.7          5.15         10/1/2007               3             1
TX                       17.45             8         10/1/2007               3             1
MI                           0             0                                 0             0
IN                       14.95          6.55         10/1/2007               3             1
NV                       13.25          5.35          9/1/2007               3             1
NJ                        13.5         5.375         10/1/2008               3             1
NY                       16.19          7.35         10/1/2007               3             1
CA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
FL                           0             0                                 0             0
MD                       14.04          5.49         10/1/2007               3             1
IA                        15.9          8.03         10/1/2007               3             1
CT                           0             0                                 0             0
CT                           0             0                                 0             0
CA                           0             0                                 0             0
FL                          14             6         10/1/2007               3             1
ME                       13.95           5.2         10/1/2007               3             1
RI                           0             0                                 0             0
WI                       15.15          7.15         10/1/2007               3             1
VA                       14.19           5.9         10/1/2007               3             1
VA                           0             0                                 0             0
NY                        11.1          4.65         10/1/2007               3             1
CA                           0             0                                 0             0
TN                       15.95           8.4         10/1/2007               3             1
KY                        16.7          7.75         10/1/2007               3             1
NY                           0             0                                 0             0
FL                           0             0                                 0             0
CA                       13.25             5          9/1/2007               3             1
MO                           0             0                                 0             0
VA                       11.95           4.6          9/1/2007               3             1
CA                           0             0                                 0             0
NY                           0             0                                 0             0
FL                        14.7           6.8         10/1/2007               3             1
MA                       13.95          5.92         10/1/2007               3             1
ID                       14.74          6.39         10/1/2007               3             1
VA                       15.95             8         10/1/2007               3             1
FL                           0             0                                 0             0
MI                           0             0                                 0             0
FL                       12.89          5.44         10/1/2007               3             1
FL                           0             0                                 0             0
VA                           0             0                                 0             0
MA                       13.95           6.6         10/1/2007               3             1
IL                        13.3          6.37         10/1/2007               3             1
CA                        11.4          3.75          9/1/2007               3             1
CA                           0             0                                 0             0
MD                        14.2          5.45         10/1/2007               3             1
NY                           0             0                                 0             0
NY                           0             0                                 0             0
PA                        16.8             8         10/1/2007               3             1
ID                       15.45           6.6          9/1/2008               3             1
NY                           0             0                                 0             0
NY                        13.4          4.99         10/1/2007               3             1
ME                       13.45           5.4         10/1/2007               3             1
ME                       15.15           6.9         10/1/2007               3             1
TX                       17.25           7.5         10/1/2007               3             1
NC                       13.75           5.7         10/1/2007               3             1
TN                       14.45           6.1         10/1/2007               3             1
CO                           0             0                                 0             0
TX                       12.65           4.7         10/1/2007               3             1
CA                          12             5         10/1/2007               3             1
GA                        13.7           5.7         10/1/2007               3             1
TX                       12.54          4.84         10/1/2010               3             1
NH                           0             0                                 0             0
ME                       17.45           7.5         11/1/2007               3             1
FL                        11.7           4.2         10/1/2010               3             1
MA                           0             0                                 0             0
AL                        16.4           8.2         10/1/2010               3             1
CA                           0             0                                 0             0
VA                        12.5          4.29          9/1/2007               3             1
CA                           0             0                                 0             0
MA                       13.99          6.25         10/1/2007               3             1
HI                           0             0                                 0             0
FL                           0             0                                 0             0
FL                           0             0                                 0             0
HI                           0             0                                 0             0
CA                           0             0                                 0             0
FL                           0             0                                 0             0
OR                       13.75             5          8/1/2007               3             1
FL                       16.25             8         10/1/2007               3             1
TN                        17.7           8.1         10/1/2007               3             1
CA                           0             0                                 0             0
CA                           0             0                                 0             0
FL                        12.8           4.5         10/1/2007               3             1
PA                           0             0                                 0             0
PA                           0             0                                 0             0
CA                          12          4.55          9/1/2007               3             1
VA                           0             0                                 0             0
NY                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
TN                        13.5          6.05         10/1/2007               3             1
NY                        17.4             8         10/1/2007               3             1
MA                           0             0                                 0             0
CT                       13.75          7.35         10/1/2007               3             1
NJ                       14.35           6.7         10/1/2007               3             1
WI                       16.89             8         11/1/2007               3             1
CA                           0             0                                 0             0
DC                           0             0                                 0             0
DC                           0             0                                 0             0
MA                       14.25          6.45         10/1/2007               3             1
VA                           0             0                                 0             0
VA                           0             0                                 0             0
AZ                           0             0                                 0             0
MA                        12.6          4.45         10/1/2007               3             1
OR                        14.4          6.15          9/1/2007               3             1
NH                       13.05           5.2         10/1/2007               3             1
MI                           0             0                                 0             0
MA                           0             0                                 0             0
NY                           0             0                                 0             0
NY                           0             0                                 0             0
MA                       11.85           4.3         10/1/2010               3             1
VA                           0             0                                 0             0
IL                       15.35           6.9         10/1/2007               3             1
MA                        17.1             8          9/1/2007               3             1
MD                       12.55          5.65         10/1/2007               3             1
TX                       14.19          5.55          9/1/2007               3             1
WI                        15.3             8          9/1/2007               3             1
ME                        14.9          6.15         10/1/2007               3             1
NH                        12.8           5.2         10/1/2007               3             1
PA                        13.6             8         10/1/2007               3             1
CA                           0             0                                 0             0
CA                      12.375         5.087         10/1/2007               3             1
VA                           0             0                                 0             0
TX                        12.7           4.7         10/1/2007               3             1
FL                       12.85           5.3         10/1/2007               3             1
CT                           0             0                                 0             0
NJ                        16.8             8         10/1/2007               3             1
MA                        13.5          6.69         10/1/2007               3             1
NY                       12.25          4.19          9/1/2008               3             1
MI                           0             0                                 0             0
MS                           0             0                                 0             0
MS                           0             0                                 0             0
FL                           0             0                                 0             0
TN                       13.65          5.95         10/1/2007               3             1
HI                           0             0                                 0             0
MO                           0             0                                 0             0
TX                        14.1          6.22         10/1/2007               3             1
CA                        12.3           4.5         10/1/2007               3             1
MI                           0             0                                 0             0
VA                           0             0                                 0             0
NY                           0             0                                 0             0
NY                           0             0                                 0             0
AZ                           0             0                                 0             0
ID                       13.75          5.37          8/1/2008               3             1
WI                       14.95           6.4         10/1/2007               3             1
CA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
NJ                           0             0                                 0             0
CA                        12.1         4.125          9/1/2007               3             1
CA                           0             0                                 0             0
CA                        11.9           4.8         10/1/2007               3             1
UT                       13.55           5.5         10/1/2007               3             1
FL                           0             0                                 0             0
VA                           0             0                                 0             0
CA                           0             0                                 0             0
AZ                       13.85           6.1         10/1/2007               3             1
FL                           0             0                                 0             0
VA                           0             0                                 0             0
CO                        13.9           5.9         10/1/2007               3             1
NC                       16.05          8.54         10/1/2007               3             1
NC                       14.95          5.75          8/1/2007               3             1
MA                       11.75         4.525         10/1/2007               3             1
CA                       12.55           4.5          9/1/2010               3             1
IN                        14.9          6.35         10/1/2007               3             1
CA                       11.25           3.5         10/1/2007               3             1
LA                       14.05          5.65          9/1/2007               3             1
IN                        17.8             8         10/1/2007               3             1
CA                           0             0                                 0             0
NY                           0             0                                 0             0
CA                       14.35          6.35         10/1/2007               3             1
SC                       15.55          7.15          9/1/2010               3             1
NJ                       12.95           4.4         10/1/2007               3             1
IA                       14.75          6.55         10/1/2007               3             1
CA                           0             0                                 0             0
NJ                       12.75           4.9         10/1/2007               3             1
IL                       14.65           5.5         10/1/2007               3             1
CT                           0             0                                 0             0
ME                       16.95           8.2         10/1/2007               3             1
NC                        15.9          7.35         10/1/2007               3             1
KS                        16.4           7.5          9/1/2007               3             1
FL                       14.34          5.69         10/1/2007               3             1
VA                       12.85          4.95         10/1/2007               3             1
CA                        12.5           4.8          9/1/2007               3             1
CO                       13.95          5.95         10/1/2010               3             1
NY                        16.1             8          8/1/2007               3             1
TX                           0             0                                 0             0
NY                       12.35          4.65         10/1/2010               3             1
NY                       12.99          5.05         10/1/2007               3             1
KY                       15.05          6.25          9/1/2007               3             1
MD                       14.04          5.54         10/1/2007               3             1
NY                           0             0                                 0             0
CA                       12.85          5.85         10/1/2007               3             1
TX                        14.2          6.05         10/1/2007               3             1
RI                           0             0                                 0             0
TX                       12.85          5.25          8/1/2010               3             1
FL                           0             0                                 0             0
WI                       15.15          6.95         10/1/2007               3             1
IA                       15.95             8          8/1/2007               3             1
IA                       15.95          6.65         10/1/2007               3             1
MI                           0             0                                 0             0
CT                           0             0                                 0             0
NY                           0             0                                 0             0
MI                           0             0                                 0             0
NJ                           0             0                                 0             0
CA                           0             0                                 0             0
TX                           0             0                                 0             0
AZ                           0             0                                 0             0
MD                       14.05          6.05         10/1/2007               3             1
MI                           0             0                                 0             0
TX                       14.55          6.08         10/1/2007               3             1
KY                       14.35          6.53         10/1/2007               3             1
IL                        14.5           6.5         10/1/2007               3             1
FL                        13.8          5.45         10/1/2007               3             1
TX                       15.95             8         10/1/2007               3             1
CA                           0             0                                 0             0
CA                           0             0                                 0             0
UT                       12.75          4.95         10/1/2007               3             1
PA                       13.45          4.55          8/1/2007               3             1
CA                        11.8          4.45          9/1/2007               3             1
CO                       13.42          5.35         10/1/2010               3             1
CA                        12.2          4.45         10/1/2010               3             1
AZ                        16.7             8         10/1/2007               3             1
AZ                       15.64          8.29         10/1/2007               3             1
FL                           0             0                                 0             0
WI                       16.35          7.75         10/1/2007               3             1
WI                        17.3           5.9         10/1/2007               3             1
WI                           0             0                                 0             0
CA                           0             0                                 0             0
AR                           0             0                                 0             0
CA                           0             0                                 0             0
WA                       13.05          4.65          7/1/2007               3             1
RI                           0             0                                 0             0
CA                        12.3             4          8/1/2007               3             1
CA                        12.4         4.955         10/1/2007               3             1
FL                       16.55             8         10/1/2007               3             1
PA                       15.65           7.8         10/1/2007               3             1
NY                           0             0                                 0             0
NY                           0             0                                 0             0
FL                           0             0                                 0             0
AZ                       13.85          5.65         10/1/2007               3             1
CA                        11.9           3.6          9/1/2007               3             1
NY                           0             0                                 0             0
UT                        13.4           5.8         10/1/2007               3             1
NY                           0             0                                 0             0
MA                       13.25         5.975         10/1/2007               3             1
OR                        12.5          4.58         10/1/2007               3             1
NY                           0             0                                 0             0
LA                           0             0                                 0             0
CO                       13.45           4.6          8/1/2007               3             1
FL                       16.15             8         10/1/2007               3             1
FL                       13.99          6.24         10/1/2007               3             1
OH                           0             0                                 0             0
CA                       12.55             5         10/1/2007               3             1
AZ                          13          5.34          9/1/2007               3             1
AL                       16.35             8         10/1/2007               3             1
CA                        12.2          4.45          8/1/2007               3             1
VA                       13.55          5.45          8/1/2007               3             1
NC                       13.35             5         10/1/2007               3             1
RI                           0             0                                 0             0
NC                           0             0                                 0             0
MA                        13.5          5.85          8/1/2008               3             1
CA                        12.1          4.35         10/1/2010               3             1
CA                       12.25         3.225          9/1/2007               3             1
CA                       12.45          4.85         10/1/2007               3             1
CA                        12.2           4.8         10/1/2010               3             1
CA                           0             0                                 0             0
MA                       13.55          6.55         10/1/2007               3             1
CA                           0             0                                 0             0
PA                        16.4          7.83         10/1/2007               3             1
MI                           0             0                                 0             0
PA                       16.74           7.9         10/1/2007               3             1
NY                           0             0                                 0             0
IL                        13.5          5.75         10/1/2007               3             1
MI                           0             0                                 0             0
MD                       14.15           6.1         10/1/2007               3             1
UT                        13.5           5.4         10/1/2007               3             1
CA                       12.75          4.25          8/1/2007               3             1
CA                          12          4.15          9/1/2007               3             1
FL                        13.8          5.55         10/1/2007               3             1
TX                          14           6.2         10/1/2007               3             1
CA                           0             0                                 0             0
TN                        15.4          8.15         10/1/2007               3             1
WA                       12.55          4.55         10/1/2007               3             1
ME                       12.75           4.9          9/1/2007               3             1
MI                           0             0                                 0             0
KY                        14.9             7         10/1/2007               3             1
WI                        17.3           7.6         10/1/2007               3             1
IN                        14.1           5.3         10/1/2007               3             1
GA                       15.45          6.85         10/1/2007               3             1
FL                        17.7          6.85         10/1/2007               3             1
NY                           0             0                                 0             0
NY                           0             0                                 0             0
TX                       16.55             8         10/1/2007               3             1
FL                       16.85           7.4         10/1/2007               3             1
NY                           0             0                                 0             0
NJ                           0             0                                 0             0
IL                           0             0                                 0             0
HI                           0             0                                 0             0
KS                       16.65             8         10/1/2007               3             1
AZ                           0             0                                 0             0
TX                        13.2          5.45         10/1/2007               3             1
FL                       13.19          5.15         10/1/2007               3             1
FL                       16.05             8         10/1/2007               2             1
CT                       12.25          4.35         10/1/2007               3             1
FL                        15.4           7.5         10/1/2007               3             1
FL                       13.99          6.45         10/1/2007               3             1
FL                        12.4          4.65         10/1/2010               3             1
CA                        12.1          4.69          9/1/2010               3             1
NC                        18.2             8         10/1/2007               3             1
CT                       16.99             8          8/1/2007               3             1
GA                       12.95          4.49         10/1/2007               3             1
GA                        13.1          5.19         10/1/2007               3             1
FL                       14.95           6.1         10/1/2007               3             1
TX                          15         4.061         10/1/2007               3             1
ID                           0             0                                 0             0
CA                           0             0                                 0             0
NV                       13.49          5.24         10/1/2007               3             1
MA                        13.3           6.2         10/1/2007               3             1
VA                           0             0                                 0             0
PA                          18           8.1         10/1/2007               3             1
WI                           0             0                                 0             0
CA                           0             0                                 0             0
NY                        13.3          7.02         10/1/2007               3             1
OR                       14.25          5.75          8/1/2007               3             1
TX                           0             0                                 0             0
CA                           0             0                                 0             0
NY                           0             0                                 0             0
CA                           0             0                                 0             0
CA                       13.45           6.4          8/1/2007               3             1
NV                        12.4          4.35          8/1/2007               3             1
NV                        12.8         4.325         10/1/2007               3             1
MA                      15.125         7.575          8/1/2007               3             1
CA                           0             0                                 0             0
AZ                        12.4          4.35         10/1/2007               3             1
CA                           0             0                                 0             0
AZ                       12.15          4.85          9/1/2007               2             1
CA                       12.45          4.35          9/1/2007               3             1
CA                           0             0                                 0             0
CA                        11.4           4.5          9/1/2007               3             1
MA                       12.95          4.75          9/1/2007               3             1
RI                           0             0                                 0             0
DC                       12.55          4.65          9/1/2007               3             1
ME                       13.35           5.5         10/1/2007               3             1
NJ                       13.29          5.14          9/1/2007               3             1
CA                           0             0                                 0             0
CT                           0             0                                 0             0
NY                           0             0                                 0             0
CO                       14.35           5.8         10/1/2007               3             1
CA                        13.1             5          9/1/2007               3             1
CA                           0             0                                 0             0
FL                       16.79             8         10/1/2007               3             1
AZ                        12.4           4.6         10/1/2010               3             1
LA                           0             0                                 0             0
CA                       12.05         4.372         10/1/2010               3             1
CA                           0             0                                 0             0
CA                       11.65          4.15         10/1/2007               3             1
CA                           0             0                                 0             0
MN                       18.17             8         10/1/2007               3             1
TX                       14.24           5.4         10/1/2007               3             1
CT                           0             0                                 0             0
TX                        14.4          6.05         10/1/2007               3             1
NH                        13.5           6.5          9/1/2007               3             1
FL                        12.2           4.5         10/1/2007               3             1
MI                       16.25          7.85         10/1/2007               3             1
NY                       13.35           5.1         10/1/2007               3             1
CA                           0             0                                 0             0
HI                       11.99          4.69         10/1/2007               3             1
CA                       13.99           5.9         10/1/2007               3             1
CA                           0             0                                 0             0
PA                       13.75          6.55         10/1/2007               3             1
AZ                        15.5           8.1         10/1/2007               3             1
AZ                        13.4          4.95         10/1/2007               3             1
MD                       13.05          5.31         10/1/2007               3             1
NY                           0             0                                 0             0
TX                           0             0                                 0             0
TX                           0             0                                 0             0
CA                       12.59          4.29         10/1/2010               3             1
WA                       12.25           4.5          9/1/2010               3             1
CA                       12.85           5.2         10/1/2007               3             1
WA                       14.85          6.15          8/1/2007               3             1
CA                           0             0                                 0             0
MI                           0             0                                 0             0
CA                        13.7          6.05         10/1/2007               3             1
CA                        12.7          4.35         10/1/2007               3             1
CA                       12.15         4.425         10/1/2010               3             1
GA                        11.9           4.4          9/1/2010               3             1
CT                           0             0                                 0             0
NY                           0             0                                 0             0
MA                       12.55          5.45         10/1/2007               3             1
FL                           0             0                                 0             0
TX                       16.64             8         10/1/2007               3             1
CA                           0             0                                 0             0
WI                       14.35          6.28         10/1/2007               3             1
TX                       14.05          5.64         10/1/2007               3             1
NC                       17.85           7.2         10/1/2007               3             1
IL                          15           6.2          9/1/2007               3             1
SC                       12.99          5.66         10/1/2007               3             1
NJ                        12.9           6.1         10/1/2007               3             1
NY                       13.45           5.2         10/1/2007               3             1
DE                        16.7             8         10/1/2007               3             1
OR                       13.75          4.24          8/1/2007               3             1
CA                       11.65           3.9         10/1/2007               3             1
FL                           0             0                                 0             0
FL                       14.45           5.7          9/1/2007               3             1
MA                       12.99          5.24         10/1/2007               3             1
CT                           0             0                                 0             0
FL                       12.89          4.94         10/1/2007               3             1
FL                       12.65          4.75         10/1/2007               3             1
AZ                       12.15          4.85         10/1/2007               3             1
NY                           0             0                                 0             0
NY                          15         6.975         10/1/2007               3             1
WA                        13.9          5.05          8/1/2007               3             1
AZ                           0             0                                 0             0
WA                        12.9          5.08          9/1/2007               3             1
CA                           0             0                                 0             0
CA                           0             0                                 0             0
FL                       12.55          4.75         10/1/2007               3             1
MD                           0             0                                 0             0
CA                           0             0                                 0             0
NH                       13.44          5.82         10/1/2007               3             1
CA                       12.15           4.1          9/1/2007               3             1
FL                       16.85             8         10/1/2007               3             1
ME                        15.3          7.65         10/1/2007               3             1
WA                           0             0                                 0             0
TX                      13.825           5.9         10/1/2008               3             1
CA                       13.35          5.25         10/1/2007               3             1
IL                           0             0                                 0             0
WA                       13.25             6         10/1/2007               3             1
FL                        13.4             8         10/1/2007               3             1
FL                       16.75             8         11/1/2007               3             1
FL                       11.65           4.1         10/1/2007               3             1
CT                       11.95          4.65         10/1/2010               3             1
NY                      14.865           6.1         10/1/2010               3             1
AZ                        11.5          3.95         10/1/2007               3             1
CA                       12.65          5.15         10/1/2010               3             1
NY                       12.45          4.95         10/1/2007               3             1
DC                        12.7          4.65          9/1/2007               3             1
TX                        13.5          5.25         10/1/2007               3             1
TX                       14.25             7         10/1/2007               3             1
CA                       13.65         5.275          9/1/2007               3             1
CA                           0             0                                 0             0
CT                           0             0                                 0             0
PA                       15.74          7.15         10/1/2007               3             1
AZ                        14.4          6.75         10/1/2007               3             1
NY                       15.69          8.24         10/1/2007               3             1
CO                        13.4          4.85          8/1/2007               3             1
OK                        16.8          7.49         10/1/2007               3             1
MD                       13.35          5.75         10/1/2007               3             1
MA                       12.55          5.85         10/1/2007               3             1
NJ                        12.6          5.55         10/1/2007               3             1
RI                       12.55           5.2         10/1/2007               3             1
NY                           0             0                                 0             0
NY                       12.95          5.35          9/1/2007               3             1
MA                       13.84          6.04         10/1/2007               3             1
CA                        11.5          4.85         10/1/2007               3             1
CA                        14.7         6.425         10/1/2007               3             1
AZ                          12          4.35          9/1/2007               3             1
IA                       16.04          7.59         10/1/2010               3             1
CA                       11.99          4.54         10/1/2007               3             1
AZ                        15.7           8.1         10/1/2007               3             1
CA                        12.6          4.05         10/1/2007               3             1
NY                           0             0                                 0             0
PA                       12.29          4.79         10/1/2007               3             1
KY                       14.54          6.29         10/1/2007               3             1
CA                           0             0                                 0             0
HI                       11.25             3          9/1/2008               3             1
HI                       13.75         5.925         10/1/2010               3             1
MO                       13.05             8         10/1/2007               3             1
MO                        14.3          6.25         10/1/2007               3             1
WA                       13.49          4.54         10/1/2007               3             1
CA                        13.7          6.45         10/1/2007               3             1
TX                        14.6          5.65         10/1/2007               3             1
OR                       13.99          5.64         10/1/2007               3             1
CA                           0             0                                 0             0
NV                       13.35             6         10/1/2007               3             1
NV                       12.25          4.25         10/1/2007               3             1
CA                           0             0                                 0             0
NJ                       13.55         6.775         10/1/2007               3             1
FL                       13.54          5.29         10/1/2007               3             1
AR                        16.4             8         10/1/2007               3             1
MI                           0             0                                 0             0
CA                           0             0                                 0             0
NJ                        12.4          4.35         10/1/2007               3             1
NJ                       13.15          5.55         10/1/2007               3             1
FL                       12.25          4.45         10/1/2007               3             1
AZ                           0             0                                 0             0
FL                           0             0                                 0             0
NV                        12.3           4.5         10/1/2007               3             1
NV                        14.4           7.2         10/1/2007               3             1
MA                       11.75          4.19         10/1/2010               3             1
RI                       11.75           4.8          9/1/2007               3             1
GA                       13.09          5.64         10/1/2007               3             1
CO                           0             0                                 0             0
CO                       12.99          4.95         10/1/2007               3             1
TX                        14.7          5.75         10/1/2007               3             1
CA                           0             0                                 0             0
CA                           0             0                                 0             0
CO                       12.35          4.14         10/1/2007               3             1
MA                       12.45           4.6         10/1/2007               3             1
MA                        13.2          5.69         10/1/2007               3             1
PA                           0             0                                 0             0
MA                       11.85          4.65         10/1/2007               3             1
CA                          13          5.25         10/1/2007               2             1
CO                       14.05           5.4          8/1/2007               3             1
TN                        14.4           5.9         10/1/2007               3             1
NY                           0             0                                 0             0
NY                           0             0                                 0             0
MA                           0             0                                 0             0
CA                           0             0                                 0             0
FL                        12.8           4.9         10/1/2007               3             1
FL                       17.85             8          9/1/2007               3             1
FL                       13.35          6.85         10/1/2007               3             1
KS                       15.94          8.32         10/1/2007               3             1
FL                           0             0                                 0             0
NY                       14.65           6.7         10/1/2007               3             1
FL                           0             0                                 0             0
MI                        13.4          5.55         10/1/2007               3             1
WA                        13.8         5.075         10/1/2008               3             1
PA                        14.3             6         10/1/2008               3             1
CA                       12.85          5.25         10/1/2007               3             1
CA                           0             0                                 0             0
NJ                        12.9           5.6         10/1/2007               3             1
NY                        11.4           4.3          9/1/2010               3             1
CA                       12.15          3.89          9/1/2007               3             1
CA                        12.5          4.63         10/1/2007               3             1
FL                        12.3           4.4         10/1/2007               3             1
TX                           0             0                                 0             0
NJ                        13.5          5.95         10/1/2007               3             1
TX                        14.9             8         10/1/2007               3             1
TX                        13.7           5.4         10/1/2007               3             1
CA                        11.6          3.75          9/1/2007               3             1
CA                        11.4           3.5          9/1/2010               3             1
CA                        11.7          3.95          9/1/2010               3             1
FL                        15.4          8.15         10/1/2007               3             1
PA                       15.45           7.7         10/1/2007               3             1
CA                           0             0                                 0             0
WA                       14.15          5.45          8/1/2007               3             1
SC                       14.64           6.6         10/1/2007               3             1
NC                       17.15             8         10/1/2007               3             1
CA                        13.2          4.65          9/1/2007               3             1
CA                           0             0                                 0             0
CA                       13.75             6          9/1/2007               3             1
CA                           0             0                                 0             0
HI                       12.65           5.4         10/1/2007               3             1
IL                        12.6          4.85          9/1/2007               3             1
RI                       14.04          5.54         10/1/2007               3             1
TX                       14.64          6.94         10/1/2010               3             1
CT                       12.25         5.015          9/1/2007               3             1
GA                       13.25           5.5         10/1/2007               3             1
CA                        12.2           4.4          9/1/2010               3             1
CA                       12.55           5.4          9/1/2007               3             1
TX                       16.55           8.3         10/1/2007               3             1
NH                       12.85          5.25         10/1/2010               2             1
CA                       12.65          4.95          9/1/2007               3             1
CA                           0             0                                 0             0
FL                        11.6           4.1          9/1/2007               3             1
MD                       15.25          6.65         10/1/2008               3             1
MA                       12.55           4.7         10/1/2007               3             1
MD                       14.14          6.85          9/1/2007               3             1
FL                       13.45         6.465         10/1/2007               3             1
CA                           0             0                                 0             0
NY                        12.4          4.65          9/1/2007               3             1
NY                       13.14             6         10/1/2007               3             1
NY                       12.85          4.95          9/1/2007               3             1
MA                       12.95           4.7         10/1/2007               3             1
ME                       12.35          4.45          9/1/2007               3             1
GA                       14.15           6.4         10/1/2007               3             1
CO                       13.24          5.14         10/1/2007               3             1
VA                           0             0                                 0             0
FL                        12.4           5.1          9/1/2007               2             1
KY                           0             0                                 0             0
GA                        16.5           7.8         10/1/2007               3             1
GA                        14.7          6.15         10/1/2007               3             1
MI                           0             0                                 0             0
CA                        12.6           4.8         10/1/2007               3             1
FL                       16.88             8         10/1/2007               3             1
FL                        11.9          4.55          9/1/2007               3             1
CA                       11.95         4.325         10/1/2007               3             1
AZ                           0             0                                 0             0
NY                       12.05           4.7         10/1/2007               3             1
CO                        13.8         5.525         10/1/2007               3             1
CA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                       12.49          4.74          9/1/2007               3             1
FL                       13.15           5.2         10/1/2007               3             1
FL                        17.6             8         10/1/2007               3             1
FL                       18.19             8         10/1/2007               3             1
FL                        16.2           7.2         10/1/2007               3             1
CA                           0             0                                 0             0
NV                       12.25           4.5         10/1/2007               3             1
NY                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
CA                           0             0                                 0             0
NY                           0             0                                 0             0
WI                       16.85           8.1         10/1/2007               3             1
WI                           0             0                                 0             0
MI                        13.4          3.83          9/1/2007               3             1
NJ                       13.45          5.55         10/1/2007               3             1
NY                           0             0                                 0             0
CA                        12.4          4.55         10/1/2007               3             1
FL                        12.1           4.1          9/1/2010               3             1
FL                       13.55          5.45         10/1/2007               3             1
FL                       13.45           5.9         10/1/2007               3             1
FL                        16.9             8         10/1/2007               3             1
RI                        13.6           5.5          9/1/2007               3             1
NY                        13.8          6.05         10/1/2007               3             1
NJ                           0             0                                 0             0
CT                       15.45           7.2         10/1/2007               3             1
CA                        13.8         5.625         10/1/2007               3             1
ID                           0             0                                 0             0
CA                       13.05           3.5          8/1/2007               3             1
CA                        13.6          5.86         10/1/2007               3             1
NY                           0             0                                 0             0
FL                        16.7             8         10/1/2007               3             1
NY                       14.35           7.1          9/1/2007               3             1
CA                        11.7          3.95          9/1/2007               3             1
CA                       12.74          4.89         10/1/2007               3             1
CA                           0             0                                 0             0
AL                       12.35           4.5         10/1/2007               3             1
TX                       15.45           6.5         10/1/2007               3             1
FL                           0             0                                 0             0
MO                        14.3           6.6         10/1/2007               3             1
MO                       13.25          5.35          9/1/2007               3             1
MO                          15             8         10/1/2007               3             1
MO                        16.3             7         10/1/2007               3             1
CA                           0             0                                 0             0
WA                       13.35          5.14         10/1/2010               3             1
MD                           0             0                                 0             0
VA                       14.79          6.39         10/1/2007               3             1
GA                       15.25           7.1         10/1/2007               3             1
RI                          18          7.95         10/1/2007               3             1
DC                       12.75           5.3         10/1/2007               3             1
FL                       14.75          6.05         10/1/2007               3             1
FL                      12.325           4.8         10/1/2007               3             1
CA                        12.1          4.15          9/1/2007               3             1
GA                        12.6           5.2         10/1/2007               3             1
NY                           0             0                                 0             0
TX                       16.45           7.1         10/1/2007               3             1
CA                           0             0                                 0             0
PA                       12.25          4.75          9/1/2007               3             1
CA                        12.4           4.3         10/1/2007               3             1
AL                        16.6             8         10/1/2007               3             1
WA                       12.55          5.25          9/1/2007               3             1
NY                        12.7          4.85         10/1/2007               3             1
IL                        14.1           6.1         10/1/2007               3             1
PA                       13.75           5.8         10/1/2010               3             1
CA                       11.85          4.25          9/1/2007               3             1
AZ                           0             0                                 0             0
RI                           0             0                                 0             0
TX                        14.5           6.6          9/1/2007               3             1
PA                        14.5          6.55         10/1/2007               3             1
GA                           0             0                                 0             0
TX                       17.45             8         10/1/2007               3             1
VT                           0             0                                 0             0
CA                          16          7.99          9/1/2007               3             1
CA                       11.65           4.1          9/1/2007               3             1
CA                        12.8          4.25         10/1/2007               3             1
CA                        16.7             8         10/1/2007               3             1
TX                        13.9          5.75         10/1/2007               3             1
CA                           0             0                                 0             0
CA                       15.99          8.49         10/1/2007               3             1
WA                       11.35           3.8          8/1/2007               3             1
WY                        16.5           7.4         10/1/2007               3             1
WY                        16.5           7.4         10/1/2007               3             1
AZ                       12.45           4.1         10/1/2007               3             1
AZ                       11.99           4.6         10/1/2007               2             1
FL                       13.15           5.2         10/1/2007               3             1
KS                        15.3          7.05         10/1/2007               3             1
IL                          15           6.5         10/1/2007               3             1
CA                        13.8           6.6         10/1/2007               3             1
MA                       12.45          4.45         10/1/2007               3             1
FL                           0             0                                 0             0
FL                           0             0                                 0             0
NH                        13.9          6.05         10/1/2007               3             1
FL                           0             0                                 0             0
IL                       15.69           6.5         10/1/2007               3             1
TN                        14.4          6.65         10/1/2008               3             1
TX                       17.89             8         10/1/2007               3             1
FL                        13.4          5.45         10/1/2007               3             1
FL                           0             0                                 0             0
FL                        13.1           5.7         10/1/2007               3             1
IL                        12.3           4.2         10/1/2008               3             1
CA                           0             0                                 0             0
VA                       11.44          3.84         10/1/2007               3             1
FL                        16.8             8         10/1/2007               3             1
NV                        12.4          5.05         10/1/2007               3             1
NY                       11.79          3.94         10/1/2007               3             1
TN                          17             8         10/1/2007               3             1
NY                           0             0                                 0             0
VA                           0             0                                 0             0
MA                       13.95           5.7         10/1/2007               3             1
FL                       14.65          7.65         10/1/2007               3             1
CA                           0             0                                 0             0
MD                       11.85          4.05         10/1/2007               3             1
FL                       13.95          5.54          9/1/2007               3             1
FL                       12.45          4.65         10/1/2010               3             1
MA                        11.4           4.2         10/1/2007               3             1
PA                       17.15             8         10/1/2007               3             1
MN                        13.2           5.5         10/1/2007               3             1
OR                       15.99          8.49         10/1/2007               3             1
OR                           0             0                                 0             0
CA                       11.75          4.22          9/1/2010               3             1
AZ                        16.4           8.3         10/1/2007               3             1
PA                       16.35          7.65          9/1/2007               3             1
AL                        16.7             8         10/1/2007               3             1
CA                       11.35          3.95         10/1/2010               3             1
OR                       12.65          5.15          9/1/2007               3             1
ME                       15.35           7.2         10/1/2007               3             1
CA                        13.6          5.85         10/1/2007               3             1
CA                           0             0                                 0             0
CA                       12.69          4.84         10/1/2007               3             1
CA                           0             0                                 0             0
CA                       11.55          4.65         10/1/2007               3             1
ID                        14.7          6.05          9/1/2007               3             1
CA                       11.75           3.5         10/1/2007               3             1
NY                       12.29          4.64         10/1/2007               3             1
FL                       13.55             6         10/1/2007               3             1
MD                           0             0                                 0             0
FL                        11.6          5.35          9/1/2007               3             1
CA                       12.65          4.43          9/1/2007               3             1
TX                           0             0                                 0             0
MD                       13.69          6.34         10/1/2007               3             1
CA                           0             0                                 0             0
NJ                          15          7.95          9/1/2007               3             1
NY                           0             0                                 0             0
PA                        14.6          5.95         10/1/2007               3             1
NY                        14.3           6.6         10/1/2007               3             1
CA                        12.3           4.8          9/1/2007               3             1
GA                       14.75             8         10/1/2007               3             1
TX                        15.4          6.75         10/1/2007               3             1
FL                           0             0                                 0             0
VA                       12.25           4.7          9/1/2007               3             1
NY                           0             0                                 0             0
NY                           0             0                                 0             0
PA                        15.5          7.15         10/1/2007               3             1
CO                       12.65           5.1         10/1/2007               3             1
PA                       14.05          6.05         10/1/2007               3             1
MA                       12.65          5.35         10/1/2007               3             1
NY                           0             0                                 0             0
NY                        12.5         4.838         10/1/2010               3             1
CA                        12.9          5.75         10/1/2007               3             1
CA                       12.05           5.5         10/1/2007               3             1
CT                       17.05             8         10/1/2007               3             1
MO                       15.99          7.85         10/1/2007               3             1
CO                       13.25           5.2          9/1/2010               3             1
MD                           0             0                                 0             0
OR                       13.85           5.3          8/1/2007               3             1
VA                        12.6         5.245         10/1/2007               3             1
NJ                           0             0                                 0             0
FL                       13.25           5.1         10/1/2010               3             1
CA                        13.3          5.75          9/1/2007               3             1
NC                          18             8         10/1/2007               3             1
NJ                        11.9             4         10/1/2007               3             1
TN                        13.6           6.1          9/1/2007               3             1
CA                       12.95          5.25         10/1/2007               3             1
IA                        15.3          6.85         10/1/2010               3             1
NY                           0             0                                 0             0
NY                           0             0                                 0             0
CA                           0             0                                 0             0
WA                        13.6          6.05          8/1/2007               3             1
WA                       11.95           4.3         10/1/2010               3             1
CA                       12.34          3.84         10/1/2007               3             1
AZ                       14.75           6.1          8/1/2007               3             1
PA                        15.4           7.8         10/1/2007               3             1
WA                        17.7             8         10/1/2007               3             1
AR                           0             0                                 0             0
TX                        16.6             8         10/1/2007               3             1
MA                       12.85          5.04         10/1/2007               3             1
KY                       13.15           4.7         10/1/2007               3             1
PA                        16.1             8         10/1/2007               3             1
CA                       11.38           3.8          9/1/2007               3             1
CA                       11.75         4.188         10/1/2008               3             1
AZ                        12.5          4.45          8/1/2007               3             1
CA                       11.84         5.015         10/1/2007               3             1
CA                       11.75           4.3          9/1/2007               3             1
CA                        11.3          4.05         10/1/2007               3             1
CA                           0             0                                 0             0
LA                       14.95          6.45          8/1/2007               3             1
CA                        13.4         4.565         10/1/2007               3             1
MO                       13.75          5.65         10/1/2007               3             1
CA                        12.1          4.15          9/1/2007               3             1
FL                        13.2          6.05         10/1/2008               3             1
PA                       12.65         5.525         10/1/2007               3             1
FL                          17             8          9/1/2010               3             1
GA                       13.55          6.08         10/1/2007               3             1
AL                        17.6             8         10/1/2007               3             1
PA                        16.7             8         11/1/2007               3             1
NJ                       12.45             5          9/1/2007               3             1
KY                        15.1           5.9          8/1/2007               3             1
FL                       13.35          5.75         10/1/2007               3             1
VA                       11.75           4.1         10/1/2007               3             1
AZ                           0             0                                 0             0
NE                        13.8          5.85         10/1/2007               3             1
MD                        14.2           6.6          9/1/2007               3             1
CA                           0             0                                 0             0
CA                       12.85           5.3         10/1/2007               3             1
MD                       13.95          5.85         10/1/2007               3             1
PA                       14.99         6.725         10/1/2007               3             1
FL                       13.85          6.15         10/1/2007               3             1
ME                        14.7           6.2         10/1/2007               3             1
NY                           0             0                                 0             0
NY                        15.3           8.2          9/1/2007               3             1
NY                        11.7           4.1         10/1/2007               3             1
MA                        13.3          5.85         10/1/2007               2             1
MA                       13.75           6.3         10/1/2007               3             1
NY                      14.425          6.57         10/1/2010               3             1
WA                       14.34           5.5          9/1/2007               3             1
NJ                       12.65          4.65         10/1/2007               3             1
IL                       14.75          7.35         10/1/2007               3             1
FL                           0             0                                 0             0
NY                        12.2          4.63         10/1/2010               3             1
CA                       11.75          3.25          8/1/2007               3             1
MA                       12.85           5.1         10/1/2007               3             1
MI                        16.3           7.9         10/1/2007               3             1
MI                       16.75          7.75         10/1/2007               3             1
MI                       14.85           5.7         10/1/2007               3             1
CA                           0             0                                 0             0
KY                       14.45          6.05         10/1/2007               3             1
AL                        13.6          5.85         10/1/2007               3             1
IL                       15.27          6.45         10/1/2007               3             1
NY                           0             0                                 0             0
CA                        11.7          3.71          9/1/2007               3             1
CA                        12.6          4.85         10/1/2007               3             1
VA                       13.95         6.025         10/1/2007               2             1
NY                       12.55           4.8         10/1/2007               3             1
TX                       16.99             8         10/1/2007               3             1
CA                        12.4          4.35          9/1/2007               3             1
CA                       11.25          3.75         10/1/2007               3             1
CA                           0             0                                 0             0
KY                       15.25           6.5         10/1/2007               3             1
MA                       13.99          6.15         10/1/2007               3             1
NH                        16.2             8         10/1/2007               3             1
MO                       13.99          5.99         10/1/2010               3             1
TN                       15.45             8         10/1/2007               3             1
DE                       12.15           5.1         10/1/2007               3             1
CA                        13.3         5.625          9/1/2007               3             1
CA                       11.75          4.65         10/1/2007               3             1
CA                        12.2          4.69          9/1/2007               3             1
TN                        14.5          6.75          9/1/2007               3             1
MS                       12.79          5.15         10/1/2007               3             1
CT                        15.4         7.075         10/1/2007               3             1
GA                          14          6.92         10/1/2007               3             1
VA                           0             0                                 0             0
PA                        14.5          5.55         10/1/2007               3             1
NY                       14.59          6.79         10/1/2007               3             1
MA                        12.1          4.75         10/1/2007               3             1
NC                        15.4           6.8         10/1/2007               3             1
MD                           0             0                                 0             0
MA                           0             0                                 0             0
FL                        14.9           6.5         10/1/2010               3             1
FL                        17.8             8         10/1/2007               3             1
PA                        14.9          8.15          8/1/2007               3             1
PA                       13.15           5.5         10/1/2007               3             1
PA                       15.85           8.1         10/1/2007               3             1
NH                       12.85           5.8         10/1/2007               3             1
MT                        15.6           7.6         10/1/2007               3             1
FL                        18.3             8         10/1/2007               3             1
PA                       13.15           5.4         10/1/2007               3             1
VA                       13.85          5.85          8/1/2007               3             1
ID                           0             0                                 0             0
FL                        13.8           5.8         10/1/2007               3             1
MA                       13.99         7.775         10/1/2007               3             1
CA                       13.25           5.6          4/1/2006               1             1
NJ                       11.85          4.55         10/1/2010               3             1
CA                       12.45          4.38         10/1/2007               3             1
NV                       13.05           5.4         10/1/2007               3             1
VA                        11.9             5         10/1/2007               3             1
PA                           0             0                                 0             0
MD                       13.65           5.2         10/1/2007               3             1
MO                       15.15           6.8         10/1/2007               3             1
FL                       16.55             8         10/1/2007               3             1
CA                           0             0                                 0             0
CA                       12.25           4.8         10/1/2007               3             1
CA                           0             0                                 0             0
CA                           0             0                                 0             0
MA                       15.35          7.99         10/1/2007               3             1
CA                       12.49          4.74         10/1/2010               3             1
FL                       14.55           5.6         10/1/2007               3             1
MO                       16.35             8         10/1/2007               3             1
NY                           0             0                                 0             0
VA                       13.34          5.26         10/1/2007               3             1
PA                       14.08          6.65         10/1/2007               3             1
GA                          13           6.7         10/1/2010               3             1
CA                       13.65           5.4         10/1/2007               3             1
FL                       12.65          4.55          9/1/2008               3             1
TX                       15.85          7.15         10/1/2007               3             1
UT                       14.34          5.69         10/1/2007               3             1
NJ                       14.25          6.25         10/1/2007               3             1
NJ                       12.35           4.8          9/1/2007               3             1
MO                        18.2             8         10/1/2007               3             1
MA                        12.5           5.7         10/1/2007               3             1
FL                        13.7           6.6         10/1/2007               3             1
TN                        14.2          5.95         10/1/2007               3             1
TX                       12.95          4.65         10/1/2010               3             1
MD                       16.05          7.25         10/1/2007               3             1
MT                        13.6           5.2         10/1/2007               3             1
MA                       13.24          5.25         10/1/2007               3             1
FL                           0             0                                 0             0
NY                       12.75          4.89         10/1/2007               3             1
NY                       11.95           4.3          9/1/2007               3             1
NY                       14.45          6.55         10/1/2007               3             1
NY                        13.2          5.45         10/1/2007               3             1
NC                       13.65          5.55         10/1/2007               3             1
NC                       13.32          5.19         10/1/2007               3             1
MD                        14.7          6.45         10/1/2007               3             1
MI                        12.9          4.55          9/1/2007               3             1
NY                       12.69          4.84          9/1/2007               3             1
NY                           0             0                                 0             0
MA                       12.08          4.55          9/1/2010               3             1
CA                           0             0                                 0             0
RI                       12.75          4.95         10/1/2007               3             1
FL                        12.3           4.2          8/1/2008               3             1
FL                       16.15             8         10/1/2007               3             1
FL                       13.35          5.65         10/1/2007               3             1
MA                       16.65             8         10/1/2007               3             1
NY                       13.49          5.24         10/1/2007               3             1
PA                       12.55          4.75         10/1/2010               3             1
NY                           0             0                                 0             0
FL                           0             0                                 0             0
CA                        12.5         4.875          9/1/2007               2             1
FL                       15.35             8         10/1/2007               3             1
CA                       12.85           4.9          9/1/2007               3             1
CA                       12.34          3.65          9/1/2010               3             1
HI                       12.95          5.15         10/1/2007               3             1
CA                        12.3          4.55          9/1/2007               3             1
VA                        13.6          5.65          9/1/2007               3             1
CA                       12.09          4.34          9/1/2007               3             1
CA                       11.55           4.1         10/1/2008               3             1
HI                       12.75          4.85          9/1/2007               3             1
VA                       15.99           7.5         10/1/2007               3             1
FL                        17.6             8         10/1/2007               3             1
NJ                      11.375          3.85          9/1/2008               3             1
MD                           0             0                                 0             0
OR                       14.25          6.92          9/1/2007               3             1
NJ                       11.84          4.65          9/1/2007               3             1
NY                      12.625           5.7         10/1/2007               3             1
MA                       12.95           5.6         10/1/2007               3             1
FL                           0             0                                 0             0
FL                        13.5          5.55         10/1/2007               3             1
NY                      14.675           6.3         10/1/2008               3             1
CA                           0             0                                 0             0
CA                       12.65           4.4          9/1/2007               3             1
NC                       13.39          5.25         10/1/2007               3             1
NY                           0             0                                 0             0
TN                       13.59           6.3         10/1/2007               3             1
IA                       15.94          8.34         10/1/2007               3             1
RI                       13.55           5.3          9/1/2007               3             1
FL                       16.55          6.95          8/1/2007               3             1
CA                       12.79          4.85         10/1/2007               3             1
NJ                       11.99         4.625          9/1/2007               3             1
FL                       13.69           5.1         10/1/2008               3             1
IA                        16.8          8.25         10/1/2007               3             1
FL                       13.59          5.29          9/1/2007               3             1
PA                       15.85           8.1         10/1/2007               3             1
PA                        15.9           8.4          9/1/2007               3             1
NJ                       13.95          5.95         10/1/2007               3             1
PA                        13.8          6.55         10/1/2007               3             1
CO                        15.7           7.3         10/1/2007               3             1
VA                       14.25          6.75         10/1/2007               3             1
PA                        13.1          5.45         10/1/2007               3             1
VA                       13.65          5.35         10/1/2007               3             1
MO                        15.9           7.8         11/1/2007               3             1
CA                       11.75          4.25         10/1/2007               3             1
CA                       12.55           4.5         10/1/2007               3             1
NY                       13.19          5.19         10/1/2007               3             1
IN                       12.55          4.45         10/1/2007               3             1
NY                       12.15           4.3         10/1/2007               3             1
MA                       13.75          5.75         10/1/2007               3             1
MA                       14.05             6         10/1/2007               3             1
CA                       13.35          4.65          8/1/2007               3             1
AZ                       13.14          5.13          9/1/2010               3             1
CA                           0             0                                 0             0
CA                       12.35          4.35          9/1/2007               3             1
CA                        12.9          6.02         10/1/2007               3             1
NY                       12.85         5.075          9/1/2010               3             1
MA                        14.6          6.75         10/1/2007               3             1
MA                       12.75          5.35         10/1/2007               2             1
ME                        16.8           8.3         10/1/2007               3             1
NY                           0             0                                 0             0
NY                        12.7           4.7         10/1/2007               3             1
NY                        13.6           5.9         10/1/2007               3             1
VA                        11.6          4.55         10/1/2007               3             1
TX                        12.8           5.4          9/1/2007               3             1
CA                      11.788         3.925         10/1/2010               3             1
PA                       13.55          5.78         10/1/2010               3             1
PA                        13.5          6.15         10/1/2007               3             1
MA                       13.55          5.65         10/1/2008               3             1
NY                       11.99         3.815         10/1/2010               3             1
NY                        13.4           6.9         10/1/2007               3             1
IN                        13.8           5.8         10/1/2007               3             1
CA                       12.55          4.35          9/1/2007               3             1
CA                           0             0                                 0             0
WY                        14.8           6.3         10/1/2007               3             1
OR                          14          5.15          8/1/2007               3             1
MA                       12.99          4.75          9/1/2007               3             1
MA                       12.44          4.79         10/1/2007               3             1
CA                       11.99          4.05          9/1/2007               3             1
CA                        12.1         4.625         10/1/2007               3             1
TX                        15.5             8         10/1/2007               3             1
CA                       12.35           4.3         10/1/2010               3             1
CO                       11.75          4.75          9/1/2007               3             1
MI                        16.3             8         10/1/2007               3             1
IN                       16.15             8         10/1/2007               3             1
MO                       13.15           4.9         10/1/2007               3             1
MA                       15.55          8.05         10/1/2007               3             1
NY                       11.55          4.25         10/1/2008               3             1
NY                           0             0                                 0             0
MO                       17.95             8         10/1/2007               3             1
FL                        14.5          6.44         10/1/2007               2             1
FL                       12.19           4.7         10/1/2008               3             1
FL                           0             0                                 0             0
NY                        13.1           5.4         10/1/2010               3             1
VA                          14          5.85          9/1/2007               3             1
CA                        12.2           4.7         10/1/2007               3             1
CA                       13.35          5.72          9/1/2007               3             1
NJ                       13.05          4.95         10/1/2007               3             1
MA                        12.5           4.7         10/1/2007               3             1
CA                       11.59           3.8          9/1/2007               3             1
MI                        16.8          8.35         10/1/2007               3             1
SC                       16.25             8         10/1/2007               3             1
CA                       11.05             4          9/1/2007               3             1
CA                       10.99           3.1          9/1/2007               3             1
NJ                       12.95           5.5          9/1/2007               3             1
NJ                      14.125         5.987         10/1/2007               3             1
NY                       12.29         4.695         10/1/2007               3             1
CA                       11.85           4.5          9/1/2007               3             1
NJ                       12.75          5.73         10/1/2007               3             1
AZ                       12.99           5.2          9/1/2007               3             1
PA                        12.6           4.8         10/1/2007               2             1
PA                       15.15           7.8         10/1/2008               3             1
TX                        16.2           6.8         10/1/2007               3             1
WA                       11.35          4.15          9/1/2007               3             1
VA                          15           6.7         10/1/2007               3             1
CA                        12.5          4.89          9/1/2007               3             1
OK                       14.65           5.5         10/1/2007               3             1
CA                       12.45         4.375          9/1/2007               3             1
NY                           0             0                                 0             0
MA                        12.3           5.1          9/1/2007               3             1
LA                       15.35          7.75         10/1/2007               3             1
MD                       12.55          6.15         10/1/2007               3             1
NV                       12.45          4.35          9/1/2007               3             1
NY                       12.75           5.7         10/1/2007               3             1
OH                           0             0                                 0             0
FL                       16.99             8         10/1/2007               3             1
VA                        13.2          6.85         10/1/2007               3             1
MA                       12.95          5.91         10/1/2007               3             1
FL                       13.65           5.8         10/1/2007               3             1
CA                       11.95          4.15          9/1/2007               3             1
MA                        13.5          5.65         10/1/2007               3             1
CA                        12.1             4         10/1/2007               3             1
CA                        12.2          4.35         10/1/2007               3             1
NY                       12.15          4.15         10/1/2007               3             1
FL                        14.4          6.35         10/1/2007               3             1
FL                        13.1           5.4         10/1/2008               3             1
VA                        12.5          4.85          9/1/2007               3             1
NY                           0             0                                 0             0
HI                       13.69          5.94         10/1/2010               3             1
VA                        14.7           6.3         10/1/2007               3             1
CA                       11.99           4.5          9/1/2007               3             1
CA                       12.95           4.9         10/1/2007               3             1
CA                       12.85           5.5          9/1/2007               3             1
CA                       12.85           4.6         10/1/2007               3             1
CA                       12.35           4.8          8/1/2010               3             1
CA                           0             0                                 0             0
CA                       12.85           4.7         10/1/2007               3             1
PA                        13.4          5.55         10/1/2007               3             1
CA                        13.2          5.45          9/1/2007               3             1
AR                       16.75             8         10/1/2007               3             1
NY                       14.15           6.2         10/1/2007               3             1
NY                           0             0                                 0             0
NY                       11.99          4.75         10/1/2007               3             1
CA                           0             0                                 0             0
CA                       11.25         4.525         10/1/2007               3             1
CA                       13.45         5.775         10/1/2007               3             1
VA                          16          8.23         10/1/2007               3             1
CO                          13          5.18          9/1/2007               3             1
CA                       13.25         6.775         10/1/2007               3             1
CA                        11.5          3.75         10/1/2007               3             1
VA                       15.85           7.2         10/1/2007               3             1
VA                       12.02           4.3          9/1/2010               3             1
NJ                       13.45           5.5         10/1/2010               3             1
CA                       12.15           4.4         10/1/2007               3             1
TX                       16.65          7.65         10/1/2007               3             1
TX                      12.525           4.9          9/1/2010               3             1
CA                      14.275         6.888         10/1/2010               3             1
CA                       12.55          4.93          9/1/2007               3             1
MD                       12.35          4.65          9/1/2007               3             1
CA                       12.05         4.225          9/1/2007               3             1
NY                        14.4          6.35         10/1/2007               3             1
NH                        13.2          4.95         10/1/2007               3             1
IL                       14.95          6.25         10/1/2007               2             1
AR                           0             0                                 0             0
NJ                        13.6           5.2         11/1/2007               3             1
TX                        15.6          7.45         10/1/2010               3             1
CA                      13.875           6.5         10/1/2007               3             1
MA                        11.8          4.45          9/1/2008               3             1
FL                        13.8          5.98          9/1/2007               3             1
CA                        11.9         3.625         10/1/2010               3             1
CA                       13.99           6.2         10/1/2007               3             1
NC                       15.25           6.8         10/1/2007               3             1
FL                       13.64          5.34         10/1/2007               3             1
MA                       12.65          4.55         10/1/2008               3             1
MA                        13.1          5.45         10/1/2010               3             1
CA                        12.3           4.4          9/1/2007               3             1
MI                       12.95           4.8         10/1/2007               3             1
SC                       13.15           5.3         11/1/2007               3             1
FL                        12.7          5.85         10/1/2010               3             1
CA                       11.65          4.35         10/1/2010               3             1
FL                       12.75          5.37         10/1/2010               3             1
CA                       12.99          5.75         10/1/2007               3             1
CA                        13.7          6.45         10/1/2007               3             1
CO                      12.325           4.6         10/1/2010               3             1
MD                        14.4          6.75         10/1/2007               3             1
FL                       12.45           5.5         10/1/2007               3             1
AZ                        13.7           5.8         10/1/2007               3             1
CA                       11.65           3.9         10/1/2007               3             1
VA                           0             0                                 0             0
AZ                       13.35           5.1         10/1/2007               3             1
AZ                       13.45           5.2         10/1/2007               3             1
FL                       13.85          5.05          9/1/2007               3             1
CA                        11.6          3.65          9/1/2010               3             1
CA                      12.425          4.25         10/1/2010               3             1
FL                       12.45           4.5         10/1/2007               3             1
AZ                       14.45          5.65          8/1/2007               3             1
NY                       11.85           4.9         10/1/2007               3             1
NY                        14.2          6.85         10/1/2007               3             1
CA                       11.99         4.625          9/1/2007               3             1
CA                       12.05           4.2         10/1/2007               3             1
CA                       11.95           3.9         10/1/2007               3             1
UT                       13.85           5.5         10/1/2007               3             1
CA                       12.85          5.35          3/1/2006               1             1
MI                       13.55           5.1          8/1/2007               3             1
CT                        12.6           5.6         10/1/2007               3             1
NY                           0             0                                 0             0
NV                       13.25          4.55          8/1/2007               3             1
NJ                       13.15          5.38         10/1/2010               3             1
CA                       11.95          4.25          9/1/2007               3             1
CA                        11.9         4.475         10/1/2010               3             1
FL                        14.7          6.35         10/1/2007               3             1
CA                       11.95           4.1          9/1/2007               3             1
MI                       14.95          5.99          8/1/2007               3             1
MI                        13.6           5.1          9/1/2007               3             1
CO                       12.85          4.75         10/1/2007               3             1
MI                       17.05          8.15         10/1/2007               3             1
FL                        12.8          4.45         10/1/2010               3             1
NY                           0             0                                 0             0
PA                       13.15           5.6         10/1/2010               3             1
MA                       12.49          5.65         10/1/2010               3             1
FL                       12.55           5.2         10/1/2007               3             1
UT                          13          5.85          9/1/2007               3             1
CO                       11.95          4.55          9/1/2008               3             1
NY                           0             0                                 0             0
AR                        13.8           5.8         10/1/2007               3             1
GA                      13.925           5.6         10/1/2010               3             1
FL                        13.6             6          9/1/2007               3             1
AL                       13.85          5.65         11/1/2007               3             1
NY                          12         4.875         10/1/2007               3             1
CA                       12.25          4.35         10/1/2007               3             1
MO                       15.75          7.55         10/1/2007               3             1
NV                       13.55           4.3          9/1/2007               3             1
CA                        15.6           7.4         10/1/2007               3             1
CA                       12.25          4.05          9/1/2007               3             1
CA                       12.25          4.75          9/1/2007               3             1
MI                        14.9          6.45         10/1/2007               3             1
AZ                        12.8           5.2         10/1/2007               3             1
IL                       14.55          6.23         10/1/2007               3             1
CA                       11.65          3.65          9/1/2007               3             1
FL                       12.55          4.45         10/1/2007               3             1
FL                           0             0                                 0             0
TX                           0             0                                 0             0
TX                        14.1           6.1         10/1/2007               3             1
MD                           0             0                                 0             0
MI                       13.95           5.4         10/1/2007               3             1
IA                       15.35          5.95         10/1/2007               3             1
CA                        11.4           4.1          9/1/2010               3             1
NH                       17.65           8.1         10/1/2007               3             1
NE                        14.5           6.5         10/1/2007               3             1
VA                        12.5           5.2         10/1/2007               3             1
CA                        13.1          4.85         10/1/2007               3             1
CO                       12.84          4.94         10/1/2007               3             1
NY                           0             0                                 0             0
TX                       14.24           5.1         10/1/2007               3             1
NY                       12.54          4.24         10/1/2007               3             1
AL                        14.2           6.2          9/1/2007               3             1
MI                        15.8             8         10/1/2007               3             1
CA                           0             0                                 0             0
NY                       12.99         5.545         10/1/2010               3             1
NY                        15.3           6.7         10/1/2007               3             1
RI                       15.89          8.19         10/1/2007               3             1
CT                       12.75           5.4         10/1/2007               3             1
FL                       12.85          5.35          9/1/2007               3             1
NY                        13.8           6.3         10/1/2007               3             1
FL                           0             0                                 0             0
UT                           0             0                                 0             0
PA                        17.3           7.8         10/1/2007               3             1
PA                       17.55          7.55         10/1/2007               3             1
AZ                        13.3          4.75          9/1/2010               3             1
CA                        13.7             6         10/1/2007               3             1
VA                        15.4             8         10/1/2007               3             1
CA                       11.95           3.6          9/1/2010               3             1
CA                       11.25          4.25         10/1/2007               3             1
CA                          13          5.25         10/1/2007               3             1
CA                           0             0                                 0             0
CA                        11.7          4.35          9/1/2010               3             1
CA                        11.7          3.75          9/1/2010               3             1
CA                       11.35         3.975          9/1/2007               3             1
CA                        11.5           3.8          9/1/2008               3             1
CA                       12.04          4.54         10/1/2007               3             1
CA                       11.95          4.15          9/1/2010               3             1
CA                       11.85           4.3         10/1/2007               3             1
CA                        12.8          5.15         10/1/2007               3             1
IL                       12.85          5.15         10/1/2007               3             1
MI                        16.5          8.25         10/1/2007               3             1
NJ                        13.8          6.05         10/1/2007               3             1
CA                       12.75             5          9/1/2007               2             1
CA                        11.7          4.49         10/1/2007               3             1
MI                          15           7.9         10/1/2007               3             1
DC                       11.99           4.3          9/1/2007               3             1
FL                        17.1             8         10/1/2007               3             1
CA                        11.7          4.05          9/1/2007               3             1
MA                       12.45         4.625          9/1/2007               3             1
NY                        12.3         4.625         10/1/2007               3             1
NY                       15.25          7.55         10/1/2008               3             1
IN                        13.7          5.65         10/1/2010               3             1
WY                       13.85           5.6         10/1/2007               3             1
NH                      12.475          5.95         10/1/2007               3             1
CA                       16.05           8.2         10/1/2007               3             1
CA                        12.8          4.65         10/1/2007               3             1
MI                        14.7             6          9/1/2007               3             1
PA                       12.15          5.05         10/1/2007               2             1
CA                        12.7          4.28         10/1/2007               3             1
CA                      12.625          5.05         10/1/2010               3             1
CA                       13.85             6         10/1/2007               3             1
VA                       13.05          5.65          9/1/2007               3             1
CA                        12.7           5.3         10/1/2007               3             1
MI                       17.15           7.7         10/1/2007               3             1
AZ                        13.1          5.23         10/1/2007               3             1
CA                       12.95          4.75          9/1/2007               3             1
CA                        12.2          4.35         10/1/2007               3             1
CA                       12.45           4.2         10/1/2007               3             1
FL                           0             0                                 0             0
FL                       16.65           8.2         10/1/2007               3             1
CA                       17.75             8         10/1/2007               2             1
CA                        11.5          3.75         10/1/2007               3             1
PA                           0             0                                 0             0
IN                       16.05             8         10/1/2007               3             1
NY                       14.05          6.93         10/1/2007               3             1
MI                        13.9           5.8         10/1/2007               3             1
CA                       11.85          4.75          9/1/2007               3             1
CA                       12.15           3.9         10/1/2010               3             1
IN                        16.2          8.35         10/1/2007               3             1
NY                           0             0                                 0             0
CA                        12.8             5         10/1/2007               3             1
CA                       11.95           4.1          9/1/2007               3             1
FL                       13.69           5.9         10/1/2007               3             1
CA                       12.25         4.615         10/1/2007               3             1
FL                       13.45           5.4          9/1/2007               3             1
CA                        14.4          4.65         10/1/2007               3             1
NV                        13.2             5         10/1/2007               3             1
AR                       12.95          4.95         10/1/2007               3             1
CA                       11.85           4.7         10/1/2007               3             1
VT                        12.2           4.4         10/1/2007               3             1
MD                        15.3           6.8         10/1/2007               3             1
CA                           0             0                                 0             0
FL                       15.85           6.7         10/1/2007               3             1
FL                           0             0                                 0             0
ME                       14.65           6.1         10/1/2007               3             1
CA                       12.05          5.29         10/1/2007               3             1
GA                       18.25             8         10/1/2007               3             1
TX                       15.05           8.6         10/1/2010               3             1
NJ                       12.75           5.3          9/1/2007               3             1
CA                        12.2           4.7          9/1/2007               3             1
CA                       14.54           6.5         10/1/2007               3             1
NY                       12.95          4.85         10/1/2010               3             1
FL                       15.79          8.04          9/1/2007               3             1
NJ                       12.75           5.4          9/1/2007               3             1
NJ                       12.35          4.75          9/1/2010               3             1
CA                        12.2         3.825         10/1/2007               3             1
CA                       13.55          4.95         10/1/2007               3             1
CA                       13.18          5.25         10/1/2007               3             1
AZ                       16.55           8.4         10/1/2007               3             1
MI                       15.25           6.2         10/1/2007               3             1
NY                       13.15          5.05          9/1/2007               3             1
CA                       12.35           4.8         10/1/2010               3             1
MD                       17.25             8         10/1/2007               3             1
CA                       11.05           3.8          9/1/2007               3             1
CA                       12.65           4.8          9/1/2007               3             1
CA                       12.25           5.1          9/1/2007               3             1
CA                           0             0                                 0             0
NY                        12.4           5.1         10/1/2007               3             1
CA                       12.05          4.25         10/1/2007               3             1
CA                       12.45           4.6         10/1/2007               3             1
CA                       11.95          4.45         10/1/2007               3             1
CA                        11.8           4.1          9/1/2010               3             1
CA                       12.05          4.35         10/1/2007               3             1
CA                        11.9           4.2         10/1/2007               3             1
CA                       11.95         4.275         10/1/2010               3             1
CA                        11.9           4.2         10/1/2007               3             1
CA                       11.75           3.4          9/1/2007               3             1
CA                        11.4           3.5          9/1/2010               3             1
CA                       12.15         4.678          9/1/2007               3             1
CA                       12.05           4.5          9/1/2007               3             1
CA                        11.6           3.8         10/1/2007               3             1
CA                           0             0                                 0             0
TN                        16.4         8.075         10/1/2007               3             1
ME                        14.5           6.6         10/1/2007               3             1
NY                           0             0                                 0             0
FL                       14.05          5.85         10/1/2010               3             1
NY                      12.265         4.413         10/1/2010               3             1
MD                           0             0                                 0             0
CA                        11.6             4         10/1/2010               3             1
CA                        13.8           6.3         10/1/2007               3             1
CA                       12.75          5.35         10/1/2007               3             1
AZ                       12.65           5.1         10/1/2010               3             1
CA                       12.35          4.35          9/1/2007               3             1
FL                       12.25           4.9         10/1/2010               3             1
UT                        13.6          5.55         10/1/2007               3             1
CA                        12.5           4.1          9/1/2007               3             1
UT                       13.65         4.575         10/1/2007               3             1
CA                       12.65           4.6          9/1/2010               3             1
CA                       12.95           5.6         10/1/2007               3             1
NJ                      12.675             5          9/1/2010               3             1
RI                        16.4          8.05         10/1/2007               3             1
MI                       16.75             8         10/1/2007               3             1
AZ                       13.15           5.7         10/1/2010               3             1
CA                       13.99          6.39         10/1/2007               3             1
NY                       13.55          5.35         10/1/2010               3             1
FL                       13.35          5.65         10/1/2007               3             1
MA                      13.375          5.35         10/1/2007               3             1
IL                       17.15             7         10/1/2007               3             1
CA                       13.55          5.95         10/1/2007               2             1
FL                        11.8           5.1         10/1/2010               3             1
IL                        14.8          7.05         10/1/2007               3             1
CA                       11.85           3.9         10/1/2007               3             1
AZ                       13.55          5.65         10/1/2007               3             1
CA                          12          4.25         10/1/2010               3             1
PA                        16.4           7.1         10/1/2007               3             1
CA                       11.75             4          9/1/2007               3             1
CA                       12.05          4.35         10/1/2007               3             1
RI                       12.75         5.075         10/1/2007               3             1
CA                       11.55          3.65          9/1/2010               3             1
RI                        12.8           4.7         10/1/2007               3             1
MI                        14.8          6.05         10/1/2007               3             1
FL                          16             8         10/1/2007               3             1
CA                       11.99          4.35          9/1/2010               3             1
CA                       11.24           3.3         10/1/2007               3             1
NY                           0             0                                 0             0
CA                        12.5          4.85         10/1/2007               3             1
CA                       11.75           3.8         10/1/2008               3             1
ME                       12.45          4.84         10/1/2007               3             1
FL                       12.25           4.3         10/1/2010               3             1
MI                       15.89          8.42         10/1/2007               3             1
NJ                        13.7           5.2         10/1/2007               3             1
VA                       13.89          6.05         10/1/2007               3             1
VA                       12.35          5.05         10/1/2010               3             1
TX                        16.7          7.05         10/1/2007               3             1
TX                        14.2          5.78         10/1/2007               3             1
MI                        14.5          5.65          8/1/2007               3             1
CA                        12.2         3.925         10/1/2007               3             1
CA                        13.5          5.95          9/1/2007               2             1
NY                           0             0                                 0             0
OR                        13.1          5.28         10/1/2010               3             1
FL                          13          5.85         10/1/2007               3             1
CA                      16.696           8.3         10/1/2007               3             1
NY                        13.5           6.2         10/1/2007               3             1
CA                       12.99          5.18         10/1/2007               2             1
FL                          13           5.2         10/1/2007               3             1
CA                        12.2          4.35          9/1/2007               3             1
CA                        12.1          4.85         10/1/2007               3             1
NV                      12.875         5.165          9/1/2007               3             1
NV                       12.44           5.6         10/1/2010               3             1
CA                       11.59          3.88         10/1/2008               3             1
OK                        13.8          5.52         10/1/2007               3             1
CT                        14.4          7.18          9/1/2007               3             1
FL                       13.45           5.9         10/1/2007               3             1
SC                        17.7             8         10/1/2007               3             1
CA                        12.6           5.1          9/1/2010               3             1
NH                       13.35           5.4         10/1/2008               3             1
CT                       14.85             8         10/1/2007               3             1
NY                       11.65          4.04          9/1/2010               3             1
FL                       14.05           7.2         10/1/2007               3             1
FL                       13.25           5.5         10/1/2007               3             1
CA                        11.4           3.3          9/1/2010               3             1
CA                        14.4         6.475         10/1/2007               3             1
FL                       13.25           5.4         10/1/2010               3             1
VA                        13.6           5.2          9/1/2007               3             1
CA                       13.14          5.57          9/1/2010               3             1
MO                      14.125          6.15         10/1/2007               3             1
CA                       11.75          4.05          9/1/2007               3             1
CA                       11.45         3.365          9/1/2008               3             1
CA                      12.875           4.4         10/1/2007               3             1
CA                       12.44          4.74         10/1/2007               3             1
CA                       11.65         4.075          9/1/2007               3             1
CA                       11.25           3.3          9/1/2007               3             1
CA                        11.6           3.9         10/1/2007               3             1
CA                       11.99           4.7         10/1/2007               3             1
CA                       14.35           6.7         10/1/2007               3             1
CA                       11.75         4.475         10/1/2007               3             1
CA                       11.99          4.15         10/1/2010               3             1
CA                        11.2         3.775          9/1/2007               3             1
CA                       11.25          3.65         10/1/2007               3             1
CA                           0             0                                 0             0
CA                       12.65           4.9         10/1/2007               3             1
CA                        12.2             4         10/1/2007               3             1
PA                        15.3           7.7          4/1/2006               1             1
NY                       12.99         5.225         10/1/2008               3             1
NY                        13.5           5.9         10/1/2007               3             1
CA                        13.9          6.15         10/1/2007               3             1
CA                           0             0                                 0             0
CA                       12.15          5.15         10/1/2010               2             1
MD                        13.3           5.9         10/1/2007               3             1
NJ                       14.45           6.4         10/1/2007               3             1
CA                        11.6          3.55          9/1/2010               3             1
CA                        12.2           4.2          9/1/2007               3             1
CA                       12.34           4.3         10/1/2007               3             1
CA                       11.25             4          9/1/2007               3             1
CA                       11.25         3.875          9/1/2007               3             1
IL                       14.99          6.75         10/1/2007               3             1
CA                       12.15           4.8          9/1/2007               3             1
ME                       14.95          6.45         10/1/2008               3             1
VA                        16.6          6.55         10/1/2007               3             1
CA                       11.75          3.25          9/1/2007               3             1
CA                        11.6          4.05          9/1/2007               3             1
CA                       13.45           6.1          9/1/2007               3             1
CA                      12.175         4.358         10/1/2010               3             1
CA                       11.45          4.05         10/1/2007               3             1
VA                        12.9          5.02          9/1/2007               3             1
CA                       13.55           5.9         10/1/2007               2             1
NY                       12.99         4.845         10/1/2007               3             1
CT                        12.7          5.05         10/1/2007               3             1
MI                        17.1             8         10/1/2007               3             1
CA                       12.25           3.8         10/1/2007               3             1
FL                       13.25          6.13         10/1/2007               3             1
CA                       11.95         4.375          9/1/2007               3             1
NY                       12.99           5.3          9/1/2007               3             1
CA                        13.3          6.05         10/1/2007               3             1
GA                        12.8          5.25         10/1/2007               3             1
MI                       16.65             8         10/1/2007               3             1
MA                        12.9           5.8          9/1/2007               3             1
FL                       18.05             8         10/1/2007               3             1
CA                        13.8             6         10/1/2007               3             1
VA                       14.05           6.5         10/1/2007               3             1
IL                       13.45          6.35         10/1/2007               3             1
RI                        12.3          4.45         10/1/2007               3             1
AL                       15.75           6.8         10/1/2008               3             1
GA                       14.75           5.6         10/1/2007               3             1
HI                       11.85         4.275          9/1/2007               3             1
TX                       14.35           5.3         10/1/2010               3             1
FL                       14.95           7.1         10/1/2007               3             1
NJ                       12.99          5.45          9/1/2008               3             1
MI                        16.5          8.25         10/1/2007               3             1
CA                       13.15          5.35         10/1/2007               3             1
MD                       13.99           6.1         10/1/2007               3             1
CA                       11.95         4.075          9/1/2007               3             1
KY                        13.9         6.075         10/1/2007               3             1
IN                       14.65          6.05         10/1/2008               3             1
MA                       13.25          4.95         10/1/2007               3             1
FL                       13.95           5.7         10/1/2007               3             1
VA                       17.65             8         10/1/2007               3             1
CA                        12.3          4.65         10/1/2010               2             1
VA                        12.7           4.9         10/1/2007               3             1
MD                        14.4          6.15         10/1/2007               3             1
MN                           0             0                                 0             0
FL                       15.35          7.23         10/1/2007               3             1
MI                        12.3          3.95          8/1/2007               3             1
AZ                       16.45             8          9/1/2007               3             1
PA                       15.25          6.78         10/1/2007               3             1
CA                       11.85             4          9/1/2007               3             1
AL                        16.3             8         10/1/2007               3             1
MD                       13.45           5.2         10/1/2007               3             1
MI                        13.1          5.35         10/1/2007               3             1
CA                       12.05           4.3         10/1/2007               3             1
CA                           0             0                                 0             0
CA                       11.59           3.7          9/1/2007               3             1
CA                       11.99          3.95         10/1/2007               3             1
CA                        11.8          4.05          9/1/2007               3             1
CA                        14.2           5.7         10/1/2007               3             1
MA                       13.65           5.6         10/1/2007               3             1
MA                       13.85          6.25         10/1/2007               3             1
NY                       12.35           5.4         10/1/2007               3             1
AZ                        14.2          6.24         10/1/2007               3             1
CA                        12.1          4.25         10/1/2007               3             1
CA                           0             0                                 0             0
MI                       13.65           5.9         10/1/2007               3             1
CA                       13.25         5.775         10/1/2007               3             1
CA                       12.74             4         10/1/2007               3             1
CA                       11.75          4.25          9/1/2007               3             1
MD                        13.9           4.9         10/1/2007               3             1
CA                       12.85          5.05         10/1/2007               3             1
PA                        12.9           4.8         10/1/2007               3             1
CA                       11.85           4.1          9/1/2007               3             1
CA                           0             0                                 0             0
CA                          12          4.25         10/1/2007               3             1
CA                       12.45          4.65         10/1/2007               3             1
OK                       15.15           6.5         10/1/2007               3             1
CA                       13.25          4.25         10/1/2007               3             1
TN                       17.29             8         10/1/2007               3             1
CA                       11.65             4          9/1/2007               2             1
MI                       15.75           6.4         10/1/2007               3             1
MI                           0             0                                 0             0
IN                       16.25          6.34         10/1/2007               3             1
CA                        11.7          3.95         10/1/2010               3             1
UT                       14.69          5.84         10/1/2007               3             1
MO                       15.65           6.2         10/1/2007               3             1
FL                        17.5             8         10/1/2007               3             1
TX                           0             0                                 0             0
TX                       16.15          7.15         11/1/2007               3             1
FL                       13.65          5.65         10/1/2007               3             1
HI                        12.5           5.2         10/1/2007               2             1
TN                      14.175             6         10/1/2008               3             1
FL                        14.4          6.05         10/1/2007               3             1
FL                       18.19             8         10/1/2007               3             1
NH                       12.99          6.39         10/1/2007               3             1
CA                      15.125         8.125          9/1/2007               3             1
CA                        13.4          5.19         10/1/2007               3             1
CA                      11.875          4.26         10/1/2010               3             1
CA                       13.35          5.44         10/1/2007               3             1
CA                        12.4           3.9         10/1/2007               3             1
CA                       12.75           4.1         10/1/2007               3             1
PA                        13.7          5.15          9/1/2007               3             1
FL                       12.45          4.45          9/1/2007               3             1
CA                       11.55           3.9          9/1/2007               3             1
VA                       16.84             8         10/1/2007               3             1
MI                        15.2           7.1          9/1/2007               3             1
CA                        11.6             3         10/1/2010               3             1
CA                       12.25           4.6          9/1/2007               3             1
CA                        11.6             4          9/1/2010               3             1
CA                        12.8           4.7         10/1/2007               3             1
CA                           0             0                                 0             0
CA                        11.6           3.6          9/1/2007               3             1
NY                       12.35          4.65          9/1/2007               3             1
CA                       12.59          5.29         10/1/2007               3             1
CA                        11.1           3.1         10/1/2007               3             1
NY                       14.35          6.15         10/1/2007               3             1
PA                       16.05          8.25         10/1/2007               3             1
VA                        16.5          8.35         10/1/2007               3             1
VA                       14.46          6.75         10/1/2007               3             1
FL                       13.25          5.55         10/1/2007               3             1
CA                        12.3          4.25          9/1/2010               3             1
MA                      13.225           5.2         10/1/2010               3             1
NY                        12.7           4.6         10/1/2010               3             1
MI                       17.15           8.3         10/1/2007               3             1
MA                       12.15          5.05         10/1/2007               3             1
CA                        11.7          4.35          9/1/2010               3             1
NV                        13.8          5.65          9/1/2007               3             1
NY                          14          6.25         10/1/2007               3             1
NY                       11.75          5.25         10/1/2010               3             1
FL                       11.49          5.45          9/1/2007               3             1
VT                       13.15          5.75          8/1/2010               3             1
MA                        12.4          5.25          9/1/2007               3             1
TN                        14.7           7.1         10/1/2007               3             1
MI                        15.4           6.8         11/1/2007               3             1
CA                       11.99          3.99         10/1/2007               3             1
MI                        16.4             8         10/1/2007               3             1
FL                       13.25          5.87          9/1/2010               3             1
CA                       12.95          5.55         10/1/2007               3             1
NJ                        13.6          5.85         10/1/2007               3             1
NV                        11.4           3.7          8/1/2010               3             1
NJ                       13.25           5.8         10/1/2007               3             1
CA                       11.35           3.4         10/1/2007               3             1
CA                       11.75          4.75         10/1/2007               3             1
IL                       13.45           5.5         10/1/2007               3             1
CA                       12.45           4.5         10/1/2007               3             1
VA                        13.2          4.95          9/1/2007               3             1
VA                        14.5          6.35         10/1/2007               3             1
VT                        15.7           7.5         10/1/2007               3             1
FL                       15.85             8         10/1/2007               3             1
MA                       11.95          4.64          9/1/2007               3             1
MA                       12.95           4.9         10/1/2010               3             1
MA                       12.35           5.1         10/1/2010               3             1
NY                       12.62          4.31         10/1/2010               3             1
CA                           0             0                                 0             0
CA                       12.35           3.8          9/1/2010               3             1
CA                       12.25          4.25         10/1/2010               3             1
TX                           0             0                                 0             0
CA                           0             0                                 0             0
MA                       12.59           4.8         10/1/2010               3             1
GA                        14.3          6.15         10/1/2007               3             1
OR                        13.4           5.8          9/1/2007               3             1
CA                        13.6             5         10/1/2007               3             1
PA                        13.8          5.85          9/1/2007               3             1
CA                       11.35           3.7          9/1/2007               3             1
FL                       12.69         5.415         10/1/2007               3             1
CA                       12.25           3.5          9/1/2007               3             1
IL                        17.8             8         10/1/2007               3             1
MN                           0             0                                 0             0
CA                        15.1          4.65          8/1/2007               3             1
MD                       13.15           5.2         10/1/2007               3             1
FL                       13.15         5.625         10/1/2007               3             1
NY                       11.99           4.9         10/1/2010               3             1
NY                        14.3          7.05         10/1/2007               3             1
NY                       12.25          4.55          9/1/2007               3             1
NY                        12.2           4.7         10/1/2007               3             1
NY                        13.1           5.2         10/1/2007               3             1
CO                        14.9          6.34         10/1/2007               3             1
IL                       14.45           6.5         10/1/2007               3             1
NJ                       12.99           5.6         10/1/2010               3             1
MA                       13.35           5.9         10/1/2007               3             1
CA                      11.725           4.5          9/1/2007               3             1
NJ                        12.1           4.5         10/1/2010               3             1
NY                        12.7          5.35         10/1/2010               3             1
MI                        15.3           6.6          9/1/2007               3             1
NJ                       13.95          6.23         10/1/2007               3             1
CA                           0             0                                 0             0
NY                       11.84         3.915         10/1/2010               3             1
WA                       13.25           5.1          9/1/2010               3             1
CA                       11.65         4.925         10/1/2010               3             1
VA                       13.99           6.3         10/1/2007               3             1
MA                       11.35           4.2         10/1/2007               3             1
CA                       12.75             5          9/1/2007               3             1
CA                       14.59          7.54         10/1/2007               3             1
NJ                      12.075           4.2         10/1/2010               3             1
MA                        12.1           4.4         10/1/2008               2             1
WA                       11.64          3.84          9/1/2007               3             1
CA                       12.95           5.6         10/1/2007               3             1
CA                          12           4.4          9/1/2007               3             1
MA                       12.75          4.75         10/1/2007               2             1
VA                        14.6           6.4         10/1/2007               3             1
OK                       16.45             8         10/1/2007               3             1
CA                        12.8          4.95         10/1/2008               3             1
CA                       13.35          5.35          9/1/2007               3             1
FL                       13.05          6.55         10/1/2007               3             1
CA                       12.99           4.7         10/1/2007               3             1
VA                        14.2          5.95         10/1/2007               3             1
VA                       12.75          5.62          9/1/2007               3             1
PA                       15.65             8         10/1/2007               3             1
CA                        11.3          4.59          9/1/2007               2             1
CA                       11.65           4.3         10/1/2007               3             1
CA                        11.4           3.6          9/1/2010               3             1
CA                       11.74          4.39          9/1/2007               3             1
CA                       11.55             3         10/1/2007               3             1
NJ                        15.8          7.67         10/1/2007               3             1
FL                       12.84          5.19         10/1/2007               3             1
CA                        13.4          5.28          9/1/2010               3             1
MA                        13.2          5.25         10/1/2007               3             1
PA                       13.45           5.7          8/1/2007               3             1
VA                       11.94          4.49         10/1/2007               3             1
VA                       13.95          5.95         10/1/2007               3             1
PA                        15.8             8          9/1/2008               3             1
AL                        15.1          6.25         10/1/2007               3             1
NJ                       13.94          6.44         10/1/2007               3             1
MA                       12.95           5.4         10/1/2007               3             1
CA                       13.05           5.3         10/1/2007               3             1
CA                       12.74          4.99          9/1/2007               3             1
MI                       15.65           7.2         10/1/2007               3             1
ID                       14.35           6.8         10/1/2007               3             1
MA                        12.2          4.64         10/1/2008               3             1
NY                           0             0                                 0             0
MD                          13           5.4         10/1/2007               3             1
CA                       12.85          4.99         10/1/2007               3             1
MA                       13.14          5.09         10/1/2007               3             1
FL                       12.95          5.35          9/1/2007               3             1
MA                       12.24          4.79         10/1/2010               3             1
MD                       13.85           5.7          8/1/2007               3             1
FL                        13.8           6.2          9/1/2007               3             1
VA                       17.05           7.5         10/1/2007               3             1
MA                       12.15           4.4          9/1/2010               3             1
FL                       13.85          5.75          9/1/2008               3             1
FL                       12.84          5.97         10/1/2007               3             1
FL                          18             8         10/1/2007               3             1
CA                       12.29           4.8          9/1/2007               3             1
NY                        12.1           5.4          9/1/2007               3             1
AL                        13.8           6.9         10/1/2010               2             1
CA                       12.74          5.39         10/1/2007               3             1
CA                       12.99          5.05          9/1/2007               3             1
CA                          13          4.75         10/1/2007               3             1
VA                       12.64          4.84         10/1/2007               3             1
IN                        17.3             8         10/1/2007               3             1
RI                           0             0                                 0             0
CA                      12.665           5.1          9/1/2007               3             1
CA                       11.85           4.6          9/1/2007               3             1
OH                           0             0                                 0             0
NY                        13.7          5.25         10/1/2007               3             1
FL                        14.4           5.9         10/1/2007               3             1
DC                       13.25          5.35         10/1/2007               3             1
DC                       13.05          4.95         10/1/2007               3             1
FL                       14.35          5.87         10/1/2007               3             1
CA                          12          3.55          9/1/2007               3             1
FL                        15.1           6.7         10/1/2007               3             1
CA                       12.35           4.5         10/1/2007               3             1
FL                       12.99          4.75         10/1/2007               3             1
VA                        12.1          4.95          9/1/2007               3             1
MA                       12.55          4.85          9/1/2007               3             1
CA                       12.25          5.13         10/1/2007               3             1
MD                        13.4           5.3         10/1/2007               3             1
CA                       13.04         5.425         10/1/2010               3             1
NJ                      12.525          4.65         10/1/2008               3             1
WI                        13.8          5.75         10/1/2007               3             1
MA                       11.87         4.987         10/1/2007               3             1
OH                           0             0                                 0             0
CA                       13.05           5.1          9/1/2007               3             1
CA                        11.9          4.35          9/1/2010               3             1
CO                       13.45          5.45         10/1/2007               3             1
NY                       12.55          4.85          9/1/2010               3             1
CA                        13.4          5.65         10/1/2007               3             1
CA                       11.85           4.2         10/1/2007               3             1
CA                       11.65          4.05         10/1/2010               3             1
CA                       12.45           4.7          9/1/2007               3             1
FL                        12.6         4.525          9/1/2007               3             1
CA                       13.85           5.5          9/1/2007               3             1
CA                        14.4          6.05         10/1/2007               3             1
MI                       14.55          7.05         10/1/2007               3             1
NY                           0             0                                 0             0
MI                       13.14          4.95          9/1/2007               3             1
CA                       11.65             4         10/1/2008               2             1
CA                       14.15         5.825         10/1/2007               2             1
HI                       12.35          4.15          9/1/2007               3             1
MI                       11.85           5.2          9/1/2007               3             1
CA                        11.9          4.25         10/1/2007               3             1
NY                       13.35           5.4         10/1/2007               3             1
CA                        11.8           3.5          9/1/2007               3             1
NH                        13.5          6.15         10/1/2007               3             1
CA                       12.05          4.95         10/1/2007               3             1
NV                        14.5          6.45         10/1/2007               3             1
RI                           0             0                                 0             0
CA                        11.6             3         10/1/2010               3             1
CA                       11.45         3.825          9/1/2008               3             1
CA                        11.3          4.55          9/1/2007               3             1
CA                        11.4          4.15         10/1/2007               3             1
CA                       12.45           4.9         10/1/2010               3             1
NJ                      12.825         5.013         10/1/2010               3             1
AZ                       12.45           4.8         10/1/2007               3             1
CA                        12.5          5.35         10/1/2007               3             1
CO                        13.9          6.25         10/1/2007               3             1
CA                       11.75           4.1          9/1/2007               3             1
CA                      11.913         4.175          9/1/2010               3             1
VA                       13.99         6.775         10/1/2008               3             1
IN                        14.9           5.8         10/1/2007               3             1
CA                      11.875          4.23          9/1/2007               3             1
CA                        11.4           4.3          9/1/2007               3             1
CA                      11.525          4.15         10/1/2008               3             1
WA                       12.25         4.275          9/1/2010               3             1
CA                       11.35          4.15         10/1/2007               3             1
NY                       13.15         5.625         10/1/2008               3             1
FL                       12.55          5.28         10/1/2010               3             1
VA                       12.69         5.175         10/1/2007               3             1
CA                       11.85          3.85          9/1/2007               3             1
CA                       12.45          5.35         10/1/2007               3             1
CA                       11.25         3.725         10/1/2007               3             1
CA                       12.55         4.075          9/1/2007               3             1
CA                       12.04           4.2          9/1/2007               3             1
CA                       11.85          3.85          9/1/2007               3             1
CA                        12.9          4.95         10/1/2007               3             1
CA                        13.9          5.85          9/1/2007               3             1
FL                           0             0                                 0             0
NY                           0             0                                 0             0
NY                       11.99          4.75         10/1/2010               3             1
CA                       12.24          4.64         10/1/2007               3             1
RI                        13.4          5.93         10/1/2007               3             1
RI                      12.675          5.03         10/1/2010               3             1
CA                        11.6           3.6         10/1/2010               3             1
CA                        13.1         5.825         10/1/2007               3             1
VA                       13.05          5.96         10/1/2007               3             1
CA                        12.7           5.1          9/1/2008               3             1
CA                        12.7          4.55         10/1/2007               3             1
CA                       11.75             4          9/1/2010               3             1
MI                       14.65           6.1         10/1/2007               3             1
NY                        12.7          4.95         10/1/2010               3             1
NJ                        13.5           5.7         10/1/2007               3             1
CA                        11.6          3.45         10/1/2010               3             1
CA                       12.35          4.55          9/1/2010               3             1
CA                       13.34          5.59         10/1/2010               3             1
CA                       11.35             4          9/1/2007               3             1
CA                       11.85          4.65          9/1/2007               3             1
FL                          14          6.55          9/1/2007               3             1
CA                       12.55           5.3         10/1/2007               3             1
CA                       11.99          3.99          9/1/2007               3             1
CA                        11.6           3.9          9/1/2007               3             1
CA                       12.64          4.84         10/1/2010               3             1
PA                       14.45           5.6         10/1/2007               3             1
AZ                        12.9           5.2         10/1/2007               3             1
AZ                        12.4         4.695          9/1/2007               3             1
MI                        12.5          5.45         10/1/2010               3             1
RI                       12.99           4.9         10/1/2007               3             1
CA                       11.95          4.65         10/1/2008               3             1
CA                        12.9           5.3         10/1/2010               3             1
VA                       14.55          6.35         10/1/2007               2             1
NY                       12.15          5.34         10/1/2007               3             1
FL                       14.55           6.1         10/1/2007               3             1
WA                        12.7          5.05          9/1/2007               3             1
CA                       12.34           4.4          9/1/2007               3             1
NY                        12.5         4.475          9/1/2008               3             1
VA                       12.75           4.9          9/1/2010               3             1
CA                           0             0                                 0             0
CA                        11.7           3.8          9/1/2010               3             1
NY                        11.3           3.9         10/1/2007               3             1
NY                       12.99           6.4         10/1/2010               3             1
CA                       13.18           5.8         10/1/2007               3             1
VA                        12.7             5         10/1/2007               3             1
CA                       14.95          6.95         10/1/2007               3             1
MN                        13.1           5.9         10/1/2007               3             1
CA                       11.99          4.65          9/1/2007               3             1
VA                        13.8         6.605         10/1/2007               2             1
CO                        13.6         5.675         10/1/2010               3             1
CA                       13.25          4.95         10/1/2007               3             1
CA                       11.75         4.225          9/1/2007               3             1
NY                        12.3          5.25         10/1/2007               3             1
NY                       12.75          5.55          9/1/2007               3             1
NY                       12.95         5.725          9/1/2008               3             1
FL                       14.99          6.55         10/1/2007               3             1
CA                       12.66           4.4         10/1/2007               3             1
CA                        12.3          4.69         10/1/2010               3             1
AZ                       13.55          5.65          9/1/2007               3             1
CA                       11.95           4.7          9/1/2007               3             1
CA                        11.8          4.05         10/1/2008               3             1
CA                       12.95          5.75          9/1/2007               3             1
CA                       13.35          5.85          9/1/2007               2             1
NY                           0             0                                 0             0
MI                       16.65           7.6         10/1/2007               3             1
HI                       12.45          5.07          9/1/2007               3             1
CA                       11.35          3.85          9/1/2007               3             1
CA                        11.6           4.1         10/1/2010               3             1
CA                        12.3           4.8          9/1/2007               3             1
CA                        12.5         5.125          9/1/2007               3             1
CA                       12.24          4.64          9/1/2007               3             1
FL                        12.3           4.3         10/1/2007               3             1
CA                        12.6          5.15          9/1/2008               3             1
VA                        14.5          6.85         10/1/2007               3             1
CA                        11.8          4.68         10/1/2007               3             1
CA                       12.35          4.99         10/1/2008               3             1
CA                        12.1           4.5          9/1/2007               3             1
CA                        12.3          5.45         10/1/2007               3             1
OR                       12.45          4.85         10/1/2007               3             1
CA                       13.25         5.575          9/1/2010               3             1
FL                        13.3          5.55         10/1/2007               3             1
CA                        11.6          3.87          9/1/2010               3             1
CA                       11.25         3.927          9/1/2007               3             1
CA                       12.85           5.5         10/1/2007               3             1
CA                        11.9           4.3          9/1/2007               3             1
CA                          12         4.527         10/1/2010               3             1
CA                       11.25           3.7         10/1/2007               3             1
CA                       12.25           4.9          9/1/2007               3             1
CA                        13.2          5.55         10/1/2007               3             1
CA                       12.59          4.95          9/1/2007               3             1
FL                       13.94          5.95         10/1/2010               3             1
CA                       12.25           4.9         10/1/2007               3             1
CA                        13.2          5.55         10/1/2007               3             1
CA                        12.5           4.8          9/1/2010               3             1
CA                       11.85         4.375         10/1/2007               3             1
CA                       11.99          4.24          9/1/2010               3             1
CA                        13.1         5.625         10/1/2007               3             1
CA                       12.55         4.525         10/1/2010               3             1
CO                        14.2           6.1          9/1/2007               3             1
CO                        14.2           6.1          9/1/2007               3             1
LA                       15.95           7.7         10/1/2007               3             1
IN                        16.6             8         10/1/2007               3             1
NY                       12.95           5.7          9/1/2007               3             1
RI                       12.04          4.75         10/1/2007               3             1
MI                        15.8             8         10/1/2007               2             1
NJ                       12.75          4.65         10/1/2007               3             1
MN                           0             0                                 0             0
CA                        12.8          3.95         10/1/2007               2             1
NY                        12.9          5.75         10/1/2007               2             1
FL                       11.84          4.55         10/1/2010               3             1
MD                       12.95          5.85         10/1/2007               3             1
FL                       13.34         5.575         10/1/2008               3             1
CA                        11.5         3.975          9/1/2010               3             1
NY                       13.05         5.075          9/1/2010               3             1
CA                       11.99           4.6          9/1/2007               3             1
CA                       12.45          5.05         10/1/2007               3             1
NY                       14.25          6.45         10/1/2007               3             1
CA                       11.25          3.65          9/1/2008               3             1
CA                        12.3          4.75          9/1/2007               3             1
SC                        13.3           5.7         10/1/2007               3             1
CA                        11.6         4.305         10/1/2010               3             1
NY                        12.5           5.9         10/1/2007               3             1
OH                           0             0                                 0             0
CA                       12.05          4.05         10/1/2007               3             1
CA                        12.2          4.45         10/1/2007               3             1
CA                       11.99          4.75         10/1/2010               3             1
CA                        12.1           4.1         10/1/2007               3             1
CA                        12.8          5.15         10/1/2007               3             1
NY                       12.65          5.45         10/1/2007               3             1
NY                       12.35          4.35         10/1/2007               3             1
CA                       12.55           4.5         10/1/2007               3             1
CA                       14.85          6.47         10/1/2007               2             1
CA                          12         4.875         10/1/2010               3             1
CA                        11.9           4.3          9/1/2007               3             1
RI                        12.8          4.85         10/1/2007               3             1
MI                        14.2          6.05         10/1/2007               3             1
CT                      12.025         4.338          9/1/2010               3             1
NY                        14.5          6.42         10/1/2007               3             1
CA                       12.95           5.4          9/1/2007               3             1
RI                       12.99          5.45         10/1/2010               3             1
MA                        13.9          6.35         10/1/2007               3             1
CA                        13.4          5.45         10/1/2007               2             1
CT                           0             0                                 0             0
VA                          15         6.925         10/1/2007               3             1
MD                           0             0                                 0             0
FL                       13.65          6.15         10/1/2007               3             1
NY                        11.9         4.175          9/1/2007               3             1
TX                       17.85             8         10/1/2007               3             1
TX                       14.55          7.05         10/1/2007               3             1
CA                        12.7          4.65          9/1/2007               3             1
CA                       13.45           5.7         10/1/2007               3             1
FL                       12.75           4.7         10/1/2007               3             1
NC                       14.55           6.5         10/1/2007               3             1
CA                        12.5           4.5         10/1/2007               3             1
CA                        13.2             5         10/1/2007               3             1
CA                        12.8          5.31         10/1/2010               3             1
CA                       11.95         4.075          9/1/2010               3             1
CA                       11.55          4.15          9/1/2010               3             1
CA                        12.4          5.05          9/1/2007               3             1
CA                       14.24           6.4         10/1/2007               2             1
CA                       13.45          5.55         10/1/2007               2             1
FL                       11.75           5.7         10/1/2010               3             1
CA                      11.425         5.238          9/1/2007               2             1
FL                       13.75          5.95          9/1/2007               3             1
VA                          16             8         10/1/2007               3             1
RI                       12.45          5.35          9/1/2007               3             1
MN                        13.2           5.7         10/1/2007               3             1
CA                       12.05           4.8         10/1/2007               3             1
CA                       13.16           5.1         10/1/2007               3             1
PA                       13.95             6         10/1/2008               3             1
CA                        12.1             4          9/1/2007               3             1
NY                        13.7          5.65         10/1/2007               3             1
NY                       12.65           5.2          9/1/2007               3             1
CA                       11.55         4.275         10/1/2010               3             1
CA                        12.4          4.75         10/1/2007               3             1
CA                        14.4         5.875         10/1/2007               3             1
CA                        11.4           3.7          9/1/2010               3             1
CA                       11.59           3.4          9/1/2007               3             1
CA                        13.2          5.55         10/1/2007               3             1
CT                       11.99           4.4         10/1/2010               3             1
MA                        11.7         4.625          9/1/2007               3             1
FL                        11.6          4.15          9/1/2010               3             1
CA                        11.2          4.25         10/1/2007               3             1
CA                       12.95           5.5         10/1/2007               3             1
CA                        11.8             4          9/1/2010               3             1
CA                        12.5          5.05          9/1/2007               3             1
CA                       12.24          4.84         10/1/2007               3             1
CA                        12.2          4.68          9/1/2007               3             1
CA                       12.25             4          9/1/2007               3             1
CA                        11.6             4          9/1/2007               3             1
FL                        13.8           6.1         10/1/2007               3             1
CA                       11.75         4.875          9/1/2010               3             1
MN                        14.3          6.15          9/1/2007               3             1
OH                       13.45          5.35          9/1/2007               3             1
CA                       13.65           5.9         10/1/2007               3             1
OH                        17.3          7.65         10/1/2007               3             1
CA                        13.4          5.65         10/1/2007               2             1
CA                       11.55          3.85          9/1/2007               3             1
CA                        12.2           4.6          9/1/2007               3             1
CA                        12.2           4.6          9/1/2008               3             1
UT                        13.7          5.65          9/1/2010               3             1
CA                        13.8         5.875          9/1/2007               3             1
VA                       13.25           6.4         10/1/2007               3             1
OH                           0             0                                 0             0
CA                       12.05           5.4         10/1/2007               3             1
MD                       13.35           5.5         10/1/2010               3             1
CA                        13.4         5.575         10/1/2007               2             1
OH                        15.2          6.45         10/1/2007               3             1
MD                        12.9          5.68         10/1/2007               3             1
CA                        12.8          4.55          9/1/2007               3             1
NY                       12.95           4.9         10/1/2007               3             1
OH                           0             0                                 0             0
FL                       13.65             6         10/1/2007               3             1
NY                       12.99          5.37          9/1/2007               2             1
FL                       13.35           5.2         10/1/2007               3             1
FL                       12.85          4.85         10/1/2010               3             1
MD                        13.2           5.5         10/1/2007               3             1
CA                        12.9           5.4         10/1/2007               3             1
MD                        12.9          4.85         10/1/2007               3             1
MO                       14.15           5.8         10/1/2007               3             1
CA                       11.99           4.7          9/1/2007               3             1
OH                           0             0                                 0             0
CA                       12.75          5.13         10/1/2010               3             1
MN                       15.29          6.19         10/1/2007               3             1
NC                        16.4             8         10/1/2007               3             1
VA                        14.3         6.225         10/1/2007               3             1
CA                       11.45           4.2          9/1/2007               3             1
CA                       12.25           4.5          9/1/2007               3             1
OH                           0             0                                 0             0
CA                       12.85             5         10/1/2007               2             1
CA                        12.3             4         10/1/2007               3             1
NJ                        12.3          5.05         10/1/2010               3             1
MA                      12.475           4.5          9/1/2010               2             1
CA                       11.84           4.5          9/1/2010               3             1
MN                        13.7           6.1         10/1/2007               3             1
VA                        14.9           6.7         10/1/2007               3             1
OH                           0             0                                 0             0
CA                      12.125         4.615          9/1/2007               3             1
VA                        14.5          6.68         10/1/2007               3             1
CA                        11.9          4.85         10/1/2007               3             1
NY                       13.05          6.05          9/1/2007               3             1
OH                           0             0                                 0             0
MI                       12.15          4.35         10/1/2007               2             1
MN                       14.05          5.85         10/1/2007               3             1
NY                       12.15             5         10/1/2007               3             1
MN                       17.65             8         10/1/2007               3             1
CA                        11.8           4.2          9/1/2007               3             1
CA                        12.5           4.9         10/1/2007               2             1
PA                       13.44          5.19         10/1/2007               3             1
CA                        11.7           4.1          9/1/2007               2             1
NY                        12.3          4.54         10/1/2007               3             1
VA                          13           5.9         10/1/2007               3             1
CA                      12.525           4.4          9/1/2010               3             1
CA                       11.25           3.6          9/1/2008               3             1
NY                        12.6         4.675         10/1/2008               3             1
CA                       11.65           4.2          9/1/2007               3             1
NY                       13.25          5.75         10/1/2010               2             1
CA                       12.75          5.35         10/1/2007               3             1
VA                       12.05          4.45          9/1/2007               3             1
VA                        13.5          5.15         10/1/2007               3             1
FL                       13.99           6.7         10/1/2010               3             1
NY                        14.1          6.55         10/1/2007               3             1
CA                       12.49          4.34          9/1/2010               3             1
FL                       12.95          5.45         10/1/2007               3             1
RI                       11.55          4.05          9/1/2010               3             1
CA                       11.95          4.35         10/1/2007               2             1
CA                        12.8          5.25         10/1/2010               3             1
CA                       13.55          5.55         10/1/2007               3             1
FL                      13.375           4.8          9/1/2010               1             1
OH                       15.85           7.1         10/1/2007               3             1
MI                          17           8.5         10/1/2007               3             1
CA                       13.55          5.45         10/1/2007               3             1
CA                       11.99          3.49         10/1/2007               3             1
CA                       12.75          4.89         10/1/2007               3             1
MD                       13.59           5.1         10/1/2007               3             1
MD                       12.85           5.1         10/1/2007               3             1
MN                       16.35           8.4         10/1/2007               3             1
OH                           0             0                                 0             0
MD                        13.6          5.35         10/1/2007               3             1
CA                        11.5           4.6          9/1/2007               2             1
MI                       17.65          8.05         10/1/2010               3             1
MD                      12.525          4.65          9/1/2008               2             1
NC                       14.69          7.15         10/1/2008               3             1
OH                       14.95         7.225         10/1/2007               3             1
NC                       11.85             5          9/1/2010               3             1
MN                       15.94          6.54         10/1/2007               3             1
MD                       12.75          4.45          9/1/2007               3             1
MD                       13.75          5.25          9/1/2007               3             1
OH                        14.9         6.928         10/1/2007               3             1
MI                        11.8          4.35          9/1/2007               3             1
CA                       13.05           5.2         10/1/2007               3             1
CA                       12.85             5         10/1/2007               3             1
CA                       11.99          4.22          9/1/2007               3             1
OH                       16.74             8         10/1/2007               3             1
MN                        16.5           6.7         10/1/2007               3             1
MI                        12.6           4.8         10/1/2010               2             1
NY                        12.5             5         10/1/2007               2             1
NY                        13.8           5.5         10/1/2007               3             1
OH                       15.39          6.85         10/1/2007               3             1
OH                        15.2           6.3         10/1/2007               3             1
OH                        14.4          6.45         10/1/2007               3             1
OH                        15.2          7.25         10/1/2007               3             1
OH                       15.89             8         10/1/2007               3             1
OH                       15.65         6.825         10/1/2007               3             1
OH                        13.8           6.1          9/1/2007               3             1
NC                        13.4           5.4         10/1/2007               3             1
MD                        12.1          4.65         10/1/2007               3             1
MN                        13.6           5.8          9/1/2007               3             1
OH                       14.85           5.8         10/1/2007               3             1
OH                        12.8          4.85         10/1/2008               3             1
OH                           0             0                                 0             0
OH                       15.75           7.3          9/1/2007               3             1
OH                           0             0                                 0             0
OH                       12.74         5.502         10/1/2007               3             1
OH                        15.8             7         10/1/2007               3             1
OH                       14.95          6.15         10/1/2007               3             1
OH                       13.79          5.39          8/1/2007               3             1
MN                       11.95          4.55         10/1/2008               3             1
MN                        12.5          4.85         10/1/2007               3             1
MD                       13.65          6.45         10/1/2010               3             1
OH                        14.5          7.35         10/1/2007               3             1
OH                       14.25          6.15         10/1/2007               3             1
OH                       13.55           5.2         10/1/2007               3             1
OH                       11.68         4.125         10/1/2008               3             1
CA                        12.8         5.691          9/1/2007               3             1
MN                       12.75           5.8         10/1/2007               3             1
OH                        17.3           7.3         10/1/2007               3             1
NC                        11.9          4.65         10/1/2007               3             1
OH                        17.1          7.75         10/1/2007               3             1
OH                       16.55             8         10/1/2007               3             1
OH                       12.55           4.6         10/1/2007               3             1
OH                        16.2           8.4         10/1/2010               3             1
OH                          16          8.25         10/1/2007               3             1
NC                       11.85           4.2          9/1/2007               3             1
OH                       13.09          5.34         10/1/2007               3             1
MN                       13.55          5.29         10/1/2007               3             1
OH                       18.15             8         10/1/2007               3             1
NC                        13.9          5.85         10/1/2010               3             1
OH                       14.65             6         10/1/2007               3             1
OH                        13.9          7.35         10/1/2007               3             1
OH                       17.19             8         10/1/2007               3             1
OH                        17.3          7.65         10/1/2007               3             1
OH                       14.75           6.6         10/1/2007               3             1
OH                       15.05          6.95         10/1/2007               3             1
OH                        16.8             8         10/1/2008               3             1
MN                       14.95          7.13         10/1/2007               3             1
OH                        11.8          4.65          9/1/2007               3             1
OH                       12.95          4.75          9/1/2007               3             1
OH                        13.7           5.9          9/1/2007               3             1
OH                        13.6           4.9         10/1/2007               3             1
OH                       15.55           7.8         10/1/2007               2             1
---------------------------------------------------------------------------------------------

---------------------------------------------------------------------------------------------
---------------------------------------------------------------------------------------------

=============================================================================================

----------------------------
     State           Group
----------------------------
NC                  1
WA                  1
TX                  1
TX                  1
TX                  1
NC                  1
NV                  1
GA                  1
CO                  1
TX                  1
NC                  1
CO                  1
TX                  1
TX                  1
ME                  1
NJ                  1
AL                  1
FL                  1
FL                  1
FL                  1
FL                  1
FL                  1
OK                  1
GA                  1
GA                  1
SC                  1
TX                  1
TX                  1
NV                  1
NV                  1
NC                  1
CO                  1
NV                  1
FL                  1
NV                  1
OH                  1
IL                  1
CO                  1
NY                  1
SC                  1
TX                  1
WI                  1
VT                  1
WA                  1
CA                  1
OK                  1
TX                  1
IL                  1
SC                  1
CA                  1
TX                  1
TX                  1
WA                  1
MT                  1
TX                  1
FL                  1
FL                  1
TX                  1
IN                  1
UT                  1
VA                  1
MA                  1
IA                  1
IL                  1
OH                  1
ME                  1
TX                  1
WA                  1
WA                  1
FL                  1
GA                  1
GA                  1
WI                  1
PA                  1
AZ                  1
MS                  1
TX                  1
TX                  1
TX                  1
TX                  1
TX                  1
MA                  1
NY                  1
TX                  1
FL                  1
NH                  1
MA                  1
CO                  1
TX                  1
VA                  1
WA                  1
MA                  1
MA                  1
NC                  1
GA                  1
NY                  1
TX                  1
IL                  1
MA                  1
SC                  1
SC                  1
SC                  1
OH                  1
WI                  1
CO                  1
TX                  1
NC                  1
ID                  1
WI                  1
GA                  1
IL                  1
TX                  1
VA                  1
GA                  1
TX                  1
WA                  1
WA                  1
MA                  1
OR                  1
TX                  1
NC                  1
MA                  1
MA                  1
NC                  1
NC                  1
NJ                  1
GA                  1
GA                  1
MA                  1
GA                  1
OH                  1
IN                  1
TN                  1
FL                  1
FL                  1
NJ                  1
WI                  1
ID                  1
IL                  1
MD                  1
WI                  1
ME                  1
ME                  1
ID                  1
FL                  1
AZ                  1
GA                  1
OR                  1
MA                  1
VT                  1
GA                  1
CO                  1
IL                  1
FL                  1
FL                  1
OH                  1
TX                  1
WI                  1
MA                  1
MA                  1
KY                  1
NH                  1
FL                  1
FL                  1
FL                  1
KY                  1
IL                  1
TX                  1
FL                  1
GA                  1
MO                  1
TX                  1
VT                  1
FL                  1
CA                  1
RI                  1
TX                  1
IL                  1
NH                  1
NH                  1
PA                  1
FL                  1
FL                  1
FL                  1
NJ                  1
FL                  1
LA                  1
MI                  1
CA                  1
VT                  1
TX                  1
SC                  1
SC                  1
MA                  1
AZ                  1
HI                  1
OK                  1
CO                  1
NJ                  1
FL                  1
CA                  1
IL                  1
FL                  1
FL                  1
GA                  1
MN                  1
TN                  1
NV                  1
CA                  1
AZ                  1
CO                  1
FL                  1
FL                  1
CA                  1
HI                  1
TX                  1
PA                  1
CA                  1
MA                  1
FL                  1
TX                  1
NH                  1
FL                  1
FL                  1
FL                  1
FL                  1
NH                  1
FL                  1
IN                  1
PA                  1
OR                  1
CO                  1
ME                  1
MD                  1
AZ                  1
MI                  1
MI                  1
IL                  1
CA                  1
TX                  1
IL                  1
TN                  1
NH                  1
NE                  1
OH                  1
NY                  1
TX                  1
VA                  1
TX                  1
TX                  1
TX                  1
NJ                  1
NC                  1
AZ                  1
MA                  1
NC                  1
TX                  1
CT                  1
MA                  1
CA                  1
FL                  1
PA                  1
MA                  1
WI                  1
NY                  1
FL                  1
FL                  1
TN                  1
FL                  1
CO                  1
MI                  1
FL                  1
AZ                  1
ID                  1
ID                  1
CT                  1
CT                  1
NJ                  1
VA                  1
MA                  1
TX                  1
OR                  1
FL                  1
CA                  1
TX                  1
RI                  1
GA                  1
GA                  1
FL                  1
FL                  1
MA                  1
NY                  1
TX                  1
TX                  1
NJ                  1
AL                  1
AZ                  1
CO                  1
TX                  1
PA                  1
MA                  1
WI                  1
MA                  1
FL                  1
HI                  1
MD                  1
FL                  1
FL                  1
NV                  1
NV                  1
NV                  1
MA                  1
GA                  1
FL                  1
MA                  1
NJ                  1
GA                  1
SD                  1
CA                  1
VA                  1
FL                  1
UT                  1
TX                  1
OR                  1
MO                  1
TX                  1
OR                  1
CA                  1
CT                  1
AZ                  1
TX                  1
GA                  1
IL                  1
WI                  1
GA                  1
CA                  1
IL                  1
MO                  1
NY                  1
FL                  1
FL                  1
FL                  1
TX                  1
IL                  1
IL                  1
TX                  1
VT                  1
KS                  1
MA                  1
VA                  1
CA                  1
MA                  1
MA                  1
NY                  1
TN                  1
MA                  1
MO                  1
NV                  1
CO                  1
TX                  1
NY                  1
GA                  1
TX                  1
FL                  1
NC                  1
NY                  1
VA                  1
VT                  1
MA                  1
GA                  1
DE                  1
WA                  1
MA                  1
MA                  1
CT                  1
PA                  1
NJ                  1
TX                  1
MA                  1
TX                  1
FL                  1
TX                  1
CA                  1
GA                  1
TX                  1
IL                  1
TX                  1
VA                  1
NY                  1
IL                  1
MI                  1
VT                  1
MI                  1
SC                  1
IL                  1
PA                  1
NJ                  1
FL                  1
MA                  1
NJ                  1
FL                  1
IL                  1
MA                  1
CO                  1
SC                  1
GA                  1
TX                  1
WI                  1
TX                  1
FL                  1
VA                  1
IL                  1
MD                  1
TX                  1
MA                  1
MA                  1
FL                  1
TX                  1
VT                  1
FL                  1
MO                  1
TX                  1
TX                  1
NJ                  1
NJ                  1
FL                  1
ME                  1
ME                  1
MA                  1
VT                  1
VT                  1
IA                  1
ME                  1
FL                  1
VA                  1
NY                  1
TN                  1
NH                  1
MA                  1
NC                  1
FL                  1
FL                  1
MA                  1
OR                  1
IL                  1
HI                  1
TN                  1
PA                  1
ME                  1
VA                  1
TX                  1
OK                  1
WA                  1
IA                  1
SC                  1
SC                  1
FL                  1
SC                  1
WI                  1
TX                  1
WI                  1
MD                  1
IA                  1
MA                  1
FL                  1
ME                  1
NJ                  1
MA                  1
NY                  1
WI                  1
GA                  1
TX                  1
MD                  1
IL                  1
IL                  1
MA                  1
IL                  1
ME                  1
VA                  1
NY                  1
WI                  1
NC                  1
MA                  1
IL                  1
NC                  1
NC                  1
CA                  1
IN                  1
MA                  1
NC                  1
NJ                  1
TX                  1
MD                  1
TX                  1
CO                  1
TX                  1
FL                  1
FL                  1
VT                  1
TX                  1
TX                  1
TX                  1
WA                  1
NY                  1
TN                  1
NH                  1
SC                  1
PA                  1
ME                  1
GA                  1
NY                  1
OH                  1
MA                  1
MA                  1
IL                  1
NY                  1
MA                  1
WI                  1
ID                  1
MA                  1
NY                  1
CT                  1
FL                  1
FL                  1
FL                  1
MD                  1
IL                  1
NC                  1
GA                  1
NY                  1
TX                  1
ME                  1
TX                  1
MA                  1
WI                  1
MA                  1
MI                  1
IA                  1
MI                  1
NH                  1
AZ                  1
TX                  1
WI                  1
SC                  1
FL                  1
NJ                  1
NY                  1
NY                  1
NY                  1
MA                  1
IL                  1
FL                  1
ID                  1
SC                  1
TX                  1
TX                  1
TX                  1
IL                  1
TX                  1
IN                  1
WI                  1
NY                  1
WI                  1
SC                  1
AZ                  1
MA                  1
MO                  1
MI                  1
NY                  1
MD                  1
NJ                  1
NJ                  1
NJ                  1
NC                  1
OK                  1
NY                  1
NY                  1
MA                  1
MD                  1
PA                  1
WI                  1
HI                  1
HI                  1
NH                  1
NY                  1
WI                  1
SC                  1
FL                  1
KY                  1
TX                  1
MA                  1
FL                  1
FL                  1
FL                  1
FL                  1
MA                  1
CO                  1
NC                  1
NJ                  1
OK                  1
NE                  1
TX                  1
RI                  1
NY                  1
FL                  1
FL                  1
NY                  1
CA                  1
NY                  1
CA                  1
FL                  1
UT                  1
MA                  1
TX                  1
TX                  1
TX                  1
TX                  1
NY                  1
NV                  1
MA                  1
ME                  1
WA                  1
FL                  1
TX                  1
NY                  1
OK                  1
MS                  1
NH                  1
CT                  1
IL                  1
KS                  1
FL                  1
NC                  1
VT                  1
NJ                  1
TX                  1
MA                  1
TX                  1
IL                  1
MA                  1
NY                  1
MA                  1
SC                  1
IL                  1
SC                  1
NY                  1
ME                  1
WA                  1
NC                  1
MA                  1
IL                  1
IL                  1
NJ                  1
FL                  1
VT                  1
IA                  1
MA                  1
FL                  1
GA                  1
MN                  1
IN                  1
PA                  1
MA                  1
MA                  1
AL                  1
CA                  1
TX                  1
TX                  1
MA                  1
TX                  1
MO                  1
SC                  1
IL                  1
IL                  1
NJ                  1
NY                  1
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----------------------------

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GA                  2
FL                  2
AL                  2
NY                  2
CA                  2
MO                  2
NV                  2
CA                  2
CA                  2
CA                  2
MI                  2
AZ                  2
IL                  2
CA                  2
FL                  2
FL                  2
TX                  2
TX                  2
MD                  2
MI                  2
IA                  2
CA                  2
NH                  2
NE                  2
VA                  2
CA                  2
CO                  2
NY                  2
TX                  2
NY                  2
AL                  2
MI                  2
CA                  2
NY                  2
NY                  2
RI                  2
CT                  2
FL                  2
NY                  2
FL                  2
UT                  2
PA                  2
PA                  2
AZ                  2
CA                  2
VA                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
IL                  2
MI                  2
NJ                  2
CA                  2
CA                  2
MI                  2
DC                  2
FL                  2
CA                  2
MA                  2
NY                  2
NY                  2
IN                  2
WY                  2
NH                  2
CA                  2
CA                  2
MI                  2
PA                  2
CA                  2
CA                  2
CA                  2
VA                  2
CA                  2
MI                  2
AZ                  2
CA                  2
CA                  2
CA                  2
FL                  2
FL                  2
CA                  2
CA                  2
PA                  2
IN                  2
NY                  2
MI                  2
CA                  2
CA                  2
IN                  2
NY                  2
CA                  2
CA                  2
FL                  2
CA                  2
FL                  2
CA                  2
NV                  2
AR                  2
CA                  2
VT                  2
MD                  2
CA                  2
FL                  2
FL                  2
ME                  2
CA                  2
GA                  2
TX                  2
NJ                  2
CA                  2
CA                  2
NY                  2
FL                  2
NJ                  2
NJ                  2
CA                  2
CA                  2
CA                  2
AZ                  2
MI                  2
NY                  2
CA                  2
MD                  2
CA                  2
CA                  2
CA                  2
CA                  2
NY                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
TN                  2
ME                  2
NY                  2
FL                  2
NY                  2
MD                  2
CA                  2
CA                  2
CA                  2
AZ                  2
CA                  2
FL                  2
UT                  2
CA                  2
UT                  2
CA                  2
CA                  2
NJ                  2
RI                  2
MI                  2
AZ                  2
CA                  2
NY                  2
FL                  2
MA                  2
IL                  2
CA                  2
FL                  2
IL                  2
CA                  2
AZ                  2
CA                  2
PA                  2
CA                  2
CA                  2
RI                  2
CA                  2
RI                  2
MI                  2
FL                  2
CA                  2
CA                  2
NY                  2
CA                  2
CA                  2
ME                  2
FL                  2
MI                  2
NJ                  2
VA                  2
VA                  2
TX                  2
TX                  2
MI                  2
CA                  2
CA                  2
NY                  2
OR                  2
FL                  2
CA                  2
NY                  2
CA                  2
FL                  2
CA                  2
CA                  2
NV                  2
NV                  2
CA                  2
OK                  2
CT                  2
FL                  2
SC                  2
CA                  2
NH                  2
CT                  2
NY                  2
FL                  2
FL                  2
CA                  2
CA                  2
FL                  2
VA                  2
CA                  2
MO                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
PA                  2
NY                  2
NY                  2
CA                  2
CA                  2
CA                  2
MD                  2
NJ                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
IL                  2
CA                  2
ME                  2
VA                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
VA                  2
CA                  2
NY                  2
CT                  2
MI                  2
CA                  2
FL                  2
CA                  2
NY                  2
CA                  2
GA                  2
MI                  2
MA                  2
FL                  2
CA                  2
VA                  2
IL                  2
RI                  2
AL                  2
GA                  2
HI                  2
TX                  2
FL                  2
NJ                  2
MI                  2
CA                  2
MD                  2
CA                  2
KY                  2
IN                  2
MA                  2
FL                  2
VA                  2
CA                  2
VA                  2
MD                  2
MN                  2
FL                  2
MI                  2
AZ                  2
PA                  2
CA                  2
AL                  2
MD                  2
MI                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
MA                  2
MA                  2
NY                  2
AZ                  2
CA                  2
CA                  2
MI                  2
CA                  2
CA                  2
CA                  2
MD                  2
CA                  2
PA                  2
CA                  2
CA                  2
CA                  2
CA                  2
OK                  2
CA                  2
TN                  2
CA                  2
MI                  2
MI                  2
IN                  2
CA                  2
UT                  2
MO                  2
FL                  2
TX                  2
TX                  2
FL                  2
HI                  2
TN                  2
FL                  2
FL                  2
NH                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
PA                  2
FL                  2
CA                  2
VA                  2
MI                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
NY                  2
CA                  2
CA                  2
NY                  2
PA                  2
VA                  2
VA                  2
FL                  2
CA                  2
MA                  2
NY                  2
MI                  2
MA                  2
CA                  2
NV                  2
NY                  2
NY                  2
FL                  2
VT                  2
MA                  2
TN                  2
MI                  2
CA                  2
MI                  2
FL                  2
CA                  2
NJ                  2
NV                  2
NJ                  2
CA                  2
CA                  2
IL                  2
CA                  2
VA                  2
VA                  2
VT                  2
FL                  2
MA                  2
MA                  2
MA                  2
NY                  2
CA                  2
CA                  2
CA                  2
TX                  2
CA                  2
MA                  2
GA                  2
OR                  2
CA                  2
PA                  2
CA                  2
FL                  2
CA                  2
IL                  2
MN                  2
CA                  2
MD                  2
FL                  2
NY                  2
NY                  2
NY                  2
NY                  2
NY                  2
CO                  2
IL                  2
NJ                  2
MA                  2
CA                  2
NJ                  2
NY                  2
MI                  2
NJ                  2
CA                  2
NY                  2
WA                  2
CA                  2
VA                  2
MA                  2
CA                  2
CA                  2
NJ                  2
MA                  2
WA                  2
CA                  2
CA                  2
MA                  2
VA                  2
OK                  2
CA                  2
CA                  2
FL                  2
CA                  2
VA                  2
VA                  2
PA                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
NJ                  2
FL                  2
CA                  2
MA                  2
PA                  2
VA                  2
VA                  2
PA                  2
AL                  2
NJ                  2
MA                  2
CA                  2
CA                  2
MI                  2
ID                  2
MA                  2
NY                  2
MD                  2
CA                  2
MA                  2
FL                  2
MA                  2
MD                  2
FL                  2
VA                  2
MA                  2
FL                  2
FL                  2
FL                  2
CA                  2
NY                  2
AL                  2
CA                  2
CA                  2
CA                  2
VA                  2
IN                  2
RI                  2
CA                  2
CA                  2
OH                  2
NY                  2
FL                  2
DC                  2
DC                  2
FL                  2
CA                  2
FL                  2
CA                  2
FL                  2
VA                  2
MA                  2
CA                  2
MD                  2
CA                  2
NJ                  2
WI                  2
MA                  2
OH                  2
CA                  2
CA                  2
CO                  2
NY                  2
CA                  2
CA                  2
CA                  2
CA                  2
FL                  2
CA                  2
CA                  2
MI                  2
NY                  2
MI                  2
CA                  2
CA                  2
HI                  2
MI                  2
CA                  2
NY                  2
CA                  2
NH                  2
CA                  2
NV                  2
RI                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
NJ                  2
AZ                  2
CA                  2
CO                  2
CA                  2
CA                  2
VA                  2
IN                  2
CA                  2
CA                  2
CA                  2
WA                  2
CA                  2
NY                  2
FL                  2
VA                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
FL                  2
NY                  2
NY                  2
CA                  2
RI                  2
RI                  2
CA                  2
CA                  2
VA                  2
CA                  2
CA                  2
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CA                  2
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PA                  2
AZ                  2
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MI                  2
RI                  2
CA                  2
CA                  2
VA                  2
NY                  2
FL                  2
WA                  2
CA                  2
NY                  2
VA                  2
CA                  2
CA                  2
NY                  2
NY                  2
CA                  2
VA                  2
CA                  2
MN                  2
CA                  2
VA                  2
CO                  2
CA                  2
CA                  2
NY                  2
NY                  2
NY                  2
FL                  2
CA                  2
CA                  2
AZ                  2
CA                  2
CA                  2
CA                  2
CA                  2
NY                  2
MI                  2
HI                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
FL                  2
CA                  2
VA                  2
CA                  2
CA                  2
CA                  2
CA                  2
OR                  2
CA                  2
FL                  2
CA                  2
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CA                  2
CA                  2
FL                  2
CA                  2
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CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
CO                  2
CO                  2
LA                  2
IN                  2
NY                  2
RI                  2
MI                  2
NJ                  2
MN                  2
CA                  2
NY                  2
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MD                  2
FL                  2
CA                  2
NY                  2
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CA                  2
NY                  2
OH                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
NY                  2
NY                  2
CA                  2
CA                  2
CA                  2
CA                  2
RI                  2
MI                  2
CT                  2
NY                  2
CA                  2
RI                  2
MA                  2
CA                  2
CT                  2
VA                  2
MD                  2
FL                  2
NY                  2
TX                  2
TX                  2
CA                  2
CA                  2
FL                  2
NC                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
FL                  2
CA                  2
FL                  2
VA                  2
RI                  2
MN                  2
CA                  2
CA                  2
PA                  2
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NY                  2
NY                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
CA                  2
CT                  2
MA                  2
FL                  2
CA                  2
CA                  2
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CA                  2
CA                  2
FL                  2
CA                  2
MN                  2
OH                  2
CA                  2
OH                  2
CA                  2
CA                  2
CA                  2
CA                  2
UT                  2
CA                  2
VA                  2
OH                  2
CA                  2
MD                  2
CA                  2
OH                  2
MD                  2
CA                  2
NY                  2
OH                  2
FL                  2
NY                  2
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MD                  2
CA                  2
MD                  2
MO                  2
CA                  2
OH                  2
CA                  2
MN                  2
NC                  2
VA                  2
CA                  2
CA                  2
OH                  2
CA                  2
CA                  2
NJ                  2
MA                  2
CA                  2
MN                  2
VA                  2
OH                  2
CA                  2
VA                  2
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NY                  2
OH                  2
MI                  2
MN                  2
NY                  2
MN                  2
CA                  2
CA                  2
PA                  2
CA                  2
NY                  2
VA                  2
CA                  2
CA                  2
NY                  2
CA                  2
NY                  2
CA                  2
VA                  2
VA                  2
FL                  2
NY                  2
CA                  2
FL                  2
RI                  2
CA                  2
CA                  2
CA                  2
FL                  2
OH                  2
MI                  2
CA                  2
CA                  2
CA                  2
MD                  2
MD                  2
MN                  2
OH                  2
MD                  2
CA                  2
MI                  2
MD                  2
NC                  2
OH                  2
NC                  2
MN                  2
MD                  2
MD                  2
OH                  2
MI                  2
CA                  2
CA                  2
CA                  2
OH                  2
MN                  2
MI                  2
NY                  2
NY                  2
OH                  2
OH                  2
OH                  2
OH                  2
OH                  2
OH                  2
OH                  2
NC                  2
MD                  2
MN                  2
OH                  2
OH                  2
OH                  2
OH                  2
OH                  2
OH                  2
OH                  2
OH                  2
OH                  2
MN                  2
MN                  2
MD                  2
OH                  2
OH                  2
OH                  2
OH                  2
CA                  2
MN                  2
OH                  2
NC                  2
OH                  2
OH                  2
OH                  2
OH                  2
OH                  2
NC                  2
OH                  2
MN                  2
OH                  2
NC                  2
OH                  2
OH                  2
OH                  2
OH                  2
OH                  2
OH                  2
OH                  2
MN                  2
OH                  2
OH                  2
OH                  2
OH                  2
OH                  2
----------------------------

----------------------------
----------------------------

============================

               

               

              EXHIBIT E

              REQUEST FOR RELEASE

              	
                          To:
 	
                          [Address for Custodian: Mortgage Document Custody
 

              Wells Fargo Corporate Trust Services

              24 Executive Park, Suite 100 

              Irvine, California 92614]

               

              	
                           
 	
                          Re:
 	
                          Custodial Agreement, dated as of November 1, 2005, among Deutsche
 

              Bank National Trust Company as the Trustee, Option One Mortgage 

              Corporation as Servicer and Wells Fargo Bank, N.A. as the Custodian

              In connection with the administration of the Mortgage Loans included in the Trust Fund established pursuant to the Pooling and Servicing Agreement dated as of November 1, 2005, among Financial Asset Securities Corp. as Depositor, Option One Mortgage Corporation, as Servicer, and Deutsche Bank National Trust Company, a national banking association, as Trustee and held by you as Custodian pursuant to the above-captioned Custodial Agreement, we request the release, and hereby acknowledge receipt of the Custodial File for the Mortgage Loan described below, for the reason indicated.

              Mortgage Loan Number:

              Mortgagor Name, Address & Zip Code:

              Reason for Requesting Documents (check one):

              	
                          _________1.
 	
                          Mortgage Paid in Full
 
	
                          _________2.
 	
                          Foreclosure
 
	
                          _________3.
 	
                          Substitution
 
	
                          _________4.
 	
                          Other Liquidation (Repurchases, etc.)
 
	
                          _________5.
 	
                          Nonliquidation              Reason:_____________________
 

              Address to which Trustee should deliver

               the Custodial File:

              	
                           
 

               

               

               

              

              	
                          By:
 	
                           
 
	
                           
 	
                          (authorized signer)
 
	
                          Issuer:
 	
                           
 
	
                          Address:
 	
                           
 
	
                          Date:
 	
                           

               
 
			

               

              Custodian

               

              Wells Fargo Bank, N.A.

               

              Please acknowledge the execution of the above request by your signature and date below:

              	
                          ____________________________
 	
                          __________________
 
	
                          Signature
 	
                          Date
 
	
                          Documents returned to Custodian:
 	
                           
 
	
                          ______________________________
 	
                          __________________
 
	
                          Custodian
 	
                          Date
 

               

               

               

              EXHIBIT F-1

              [FORM OF TRUSTEE'S INITIAL CERTIFICATION

              November __, 2005

              Financial Asset Securities Corp.

              600 Steamboat Road

              Greenwich, Connecticut 06830

              	
                           
 	
                          Re:
 	
                          Pooling and Servicing Agreement dated as of November 1, 2005, among
 

              Financial Asset Securities Corp. as Depositor, Option One Mortgage 

              Corporation, as Servicer, and Deutsche Bank National Trust Company, a 

              national banking association, as Trustee

              Ladies and Gentlemen:

              Attached is the Trustee’s preliminary exception report delivered in accordance with Section 2.02 of the referenced Pooling and Servicing Agreement (the “Pooling and Servicing Agreement”). Capitalized terms used but not otherwise defined herein shall have the meanings set forth in the Pooling and Servicing Agreement.

              The Trustee has made no independent examination of any documents contained in each Mortgage File beyond the review specifically required in the Pooling and Servicing Agreement. The Trustee makes no representations as to (i) the validity, legality, sufficiency, enforceability or genuineness of any of the documents contained in the Mortgage File pertaining to the Mortgage Loans identified on the Mortgage Loan Schedule, (ii) the collectability, insurability, effectiveness or suitability of any such Mortgage Loan or (iii) whether any Mortgage File includes any of the documents specified in clause (vi) of Section 2.01 of the Pooling and Servicing Agreement.

              	
                          DEUTSCHE BANK NATIONAL TRUST COMPANY
 
	
                           
 	
                           
 
	
                          By:
 	
                           
 
	
                          Name:
 	
                           
 
	
                          Title:]
 	
   
 

               

               

               

               

              
[FORM OF CUSTODIAN’S INITIAL CERTIFICATION

              _____, 2005

              Trust Receipt #: ____  

              Original Principal Balance of the Mortgage Loans:$_______

               

              	
                          Deutsche Bank National Trust Company
 1761 East St. Andrew Place
 Santa Ana, California 92705-4934
 Attention: Trust Administration GC04FFH4
 	
                          Financial Asset Securities Corp.
 600 Steamboat Road
 Greenwich, Connecticut 08630
 
	
                          Greenwich Capital Markets, Inc.
 600 Steamboat Road
 Greenwich, Connecticut 08630
 	
                           
 

               

              	
                           
 	
                          Re:
 	
                          Custodial Agreement, dated as of November 1, 2005, among Deutsche Bank National Trust Company as the Trustee, Option One Mortgage Corporation as Servicer and Wells Fargo Bank, N.A. as the Custodian
 

               

              Ladies and Gentlemen:

               

              In accordance with the provisions of Section 3 of the above-referenced Custodial Agreement, the undersigned, as the Custodian, hereby certifies that it is holding the Mortgage Loans identified on the schedule attached hereto for the exclusive benefit of the Trustee pursuant to the terms and conditions of the Custodial Agreement, and it has received a Custodial File with respect to each such Mortgage Loan (other than any Mortgage Loan specifically identified on the exception report attached hereto) and that with respect to each such Mortgage Loan: (i) all documents required to be delivered to it pursuant to Section 2.01 of this Agreement are in its possession, (ii) such documents have been reviewed by it and have not been mutilated, damaged or torn and appear on their face to relate to such Mortgage Loan and (iii) based on its examination and only as to the foregoing, the information set
              forth in the Mortgage Loan Schedule that corresponds to items (1) and (3) of the definition of “Mortgage Loan Schedule” in the Pooling and Servicing Agreement accurately reflects information set forth in the Custodial File.

              The Custodian hereby confirms that it is holding each such Custodial File as agent and bailee of and custodian for the exclusive use and benefit of the Trustee pursuant to the terms of the Custodial Agreement.

               

               

              
Capitalized terms used herein shall have the meaning ascribed to them in the Custodial Agreement. 

              	
                          WELLS FARGO BANK, N.A.  

              (Custodian)
 
	
                           
 	
                           
 
	
                          By:
 	
                           
 
	
                          Name:
 	
                           
 
	
                          Title:]
 	
   
 

               

               

               

              EXHIBIT F-2

              [FORM OF TRUSTEE'S FINAL CERTIFICATION

              ________________

              [Date]

              Financial Asset Securities Corp.

              600 Steamboat Road

              Greenwich, Connecticut 06830

              	
                          Re:
 	
                          Pooling and Servicing Agreement (the “Pooling and Servicing Agreement”), dated as of November 1, 2005 among Financial Asset Securities Corp., as Depositor, Option One Mortgage Corporation, as Servicer and Deutsche Bank National Trust Company, as Trustee with respect to Soundview Home Loan Trust 2005-OPT4, Asset-Backed Certificates, Series 2005-OPT4
 

              Ladies and Gentlemen:

              In accordance with Section 2.02 of the Pooling and Servicing Agreement, the undersigned, as Trustee, hereby certifies that as to each Mortgage Loan listed in the Mortgage Loan Schedule (other than any Mortgage loan paid in full or listed on Schedule I hereto) it (or its custodian) has received the applicable documents listed in Section 2.01 of the Pooling and Servicing Agreement.

              The undersigned hereby certifies that as to each Mortgage Loan identified on the Mortgage Loan Schedule, other than any Mortgage Loan listed on Schedule I hereto, it has reviewed the documents listed above and has determined that each such document appears to be complete and, based on an examination of such documents, the information set forth in items 1, 3, 10, 11 and 15 of the definition of Mortgage Loan Schedule in the Pooling and Servicing Agreement accurately reflects information in the Mortgage File.

              Capitalized words and phrases used herein shall have the respective meanings assigned to them in the Pooling and Servicing Agreement. This Certificate is qualified in all respects by the terms of said Pooling and Servicing Agreement.

              	
                          DEUTSCHE BANK NATIONAL TRUST COMPANY
 
	
                           
 	
                           
 
	
                          By:
 	
                           
 
	
                          Name:
 	
                           
 
	
                          Title:]
 	
   
 

               

               

               

              
[FORM OF CUSTODIAN’S FINAL CERTIFICATION 

               

              TRUST RECEIPT # ___

              ______, 2005

              Aggregate Amount of Mortgage Loans: _____

              Original Principal Balance of Aggregate Mortgage Loans: __________

               

              	
                          Deutsche Bank National Trust Company
 1761 East St. Andrew Place
 Santa Ana, California 92705-4934
 Attention: Trust Administration GC04FFH4
 	
                          Financial Asset Securities Corp.
 600 Steamboat Road
 Greenwich, Connecticut 08630
 
	
                          Greenwich Capital Markets, Inc.
 600 Steamboat Road
 Greenwich, Connecticut 08630
 	
                           
 

               

              	
                           
 	
                          Re:
 	
                          Custodial Agreement, dated as of November 1, 2005, among Deutsche Bank National Trust Company as the Trustee, Option One Mortgage Corporation as Servicer and Wells Fargo Bank, N.A. as the Custodian
 

               

              Ladies and Gentlemen:

               

              In accordance with the provisions of Section 4 of the above-referenced Custodial Agreement, the undersigned, as the Custodian, hereby certifies that as to each Mortgage Loan listed on the Mortgage Loan Schedule (other than any Mortgage Loan paid in full or any Mortgage Loan listed on the attachment hereto) it has reviewed the Custodial Files and has determined that (i) all documents required to be delivered to it pursuant to Sections 2(i), (ii), (iii), (iv) and (v) of the Custodial Agreement are in its possession and to the extent provided in the Custodial Files paragraph (v) of Section 2 of the Custodial Agreement are in its possession; (ii) such documents have been reviewed by it and appear regular on their face and relate to such Mortgage Loan; (iii) based on its examination and only as to the foregoing documents, the information set forth in items (1) and (3) of the definition of
              “Mortgage Loan Schedule” in the Pooling and Servicing Agreement accurately reflects information set forth in the Custodial File; and (iv) each Mortgage Note has been endorsed as provided in Section 2 of the Custodial Agreement and each Mortgage has been assigned in accordance with Section 2 of the Custodial Agreement. The Custodian makes no representations as to (i) the validity, legality, enforceability, sufficiency, due authorization or genuineness of any of the documents contained in each Custodial File or of any of the Mortgage Loans or (ii) the collectability, insurability, effectiveness or suitability of any such Mortgage Loan.

              The Custodian hereby confirms that it is holding each such Custodial File as agent and bailee of, and custodian for the exclusive use and benefit, and subject to the sole direction, of the Trustee pursuant to the terms and conditions of the Custodial Agreement.

              

               

               

              Capitalized terms used herein shall have the meaning ascribed to them in the Custodial Agreement.

              	
                          WELLS FARGO BANK, N.A.  

              (Custodian)
 
	
                           
 	
                           
 
	
                          By:
 	
                           
 
	
                          Name:
 	
                           
 
	
                          Title]
 	
   
 

               

               

               

              EXHIBIT F-3

              FORM OF RECEIPT OF MORTGAGE NOTE

               

              Financial Asset Securities Corp.

              600 Steamboat Road

              Greenwich, Connecticut 06830

              	
                           
 	
                          Re:
 	
                          Soundview Home Loan Trust 2005-OPT4,
 

              Asset-Backed Certificates Series 2005-OPT4

              Ladies and Gentlemen:

              Pursuant to Section 3 of the Custodial Agreement, dated as of November 1, 2005, among Deutsche Bank National Trust Company as the Trustee, Option One Mortgage Corporation as Servicer and Wells Fargo Bank, N.A. as the Custodian, we hereby acknowledge the receipt of the original Mortgage Notes (a copy of which is attached hereto as Exhibit 1) with any exceptions thereto listed on Exhibit 2.

              	
                          WELLS FARGO BANK, N.A.
 
	
                           
 	
                           
 
	
                          By:
 	
                           
 
	
                          Name:
 	
                           
 
	
                          Title:
 	
   
 

               

               

               

               

              
EXHIBIT G

              FORM OF CUSTODIAL AGREEMENT

               

	
             
 

 

 

DEUTSCHE BANK NATIONAL TRUST COMPANY, as Trustee

for the Soundview Home Loan Trust 2005-OPT4,

Asset Backed Certificates, Series 2005-OPT4

 

and

 

WELLS FARGO BANK, N.A.,

as Custodian

 

and

 

OPTION ONE MORTGAGE CORPORATION,

as Servicer

 

 

CUSTODIAL AGREEMENT

As of November 1, 2005

 

	
             
 

 

 

 

TABLE OF CONTENTS

	
            Section 1.
 	
            Definitions.
 
	
            Section 2.
 	
            Delivery of Custodial Files.
 
	
            Section 3.
 	
            Custodian’s Receipt, Examination and Certification of Mortgage Files; Initial Trust Receipt Delivered by the Custodian.
 
	
            Section 4.
 	
            Obligations of the Custodian.
 
	
            Section 5.
 	
            Final Trust Receipt.
 
	
            Section 6.
 	
            Future Defects.
 
	
            Section 7.
 	
            Release for Servicing.
 
	
            Section 8.
 	
            Release for Payment.
 
	
            Section 9.
 	
            Fees of Custodian.
 
	
            Section 10.
 	
            Removal of Custodian.
 
	
            Section 11.
 	
            Transfer of Custodial Files.
 
	
            Section 12.
 	
            Examination of Custodial Files.
 
	
            Section 13.
 	
            Insurance of Custodian.
 
	
            Section 14.
 	
            Counterparts.
 
	
            Section 15.
 	
            Periodic Statements.
 
	
            Section 16.
 	
            Governing Law.
 
	
            Section 17.
 	
            Copies of Mortgage Documents.
 
	
            Section 18.
 	
            No Adverse Interest of Custodian.
 
	
            Section 19.
 	
            Termination by Custodian.
 
	
            Section 20.
 	
            Term of Agreement.
 
	
            Section 21.
 	
            Notices.
 

 

 

 

 

	
            Section 22.
 	
            Successors and Assigns.
 
	
            Section 23.
 	
            Indemnification of Custodian.
 
	
            Section 24.
 	
            Reliance of Custodian.
 
	
            Section 25.
 	
            Transmission of Custodial Files.
 
	
            Section 26.
 	
            Authorized Representatives.
 
	
            Section 27.
 	
            Reproduction of Documents.
 
	
            Section 28.
 	
            Amendment.
 

EXHIBITS

	
            EXHIBIT 1
 	
            FORM OF TRUST RECEIPT AND INITIAL CERTIFICATION
 
	
            EXHIBIT 2
 	
            FORM OF FINAL TRUST RECEIPT
 
	
            EXHIBIT 3 
 	
            FORM OF REQUEST FOR RELEASE OF DOCUMENTS
 
	
            EXHIBIT 4
 	
            AUTHORIZED REPRESENTATIVES OF SERVICER
 
	
            EXHIBIT 5
 	
            AUTHORIZED REPRESENTATIVES OF TRUSTEE
 
	
            EXHIBIT 6
 	
            AUTHORIZED REPRESENTATIVES OF CUSTODIAN 
 
	
            EXHIBIT 7
 	
            MORTGAGE LOAN SCHEDULE
 
	
            EXHIBIT 8
 	
            FORM OF RECEIPT OF MORTGAGE NOTE
 

 

 

 

THIS CUSTODIAL AGREEMENT, dated as of November 1, 2005, among Deutsche Bank National Trust Company, having an address at 1761 East St. Andrew Place, Santa Ana, California 92705-4934, not individually but solely as trustee for Soundview Home Loan Trust 2005-OPT4, Asset-Backed Certificates, Series 2005-OPT4 (the “Trustee”), Wells Fargo Bank, N.A. as custodian, having an address at 24 Executive Park, Suite 100, Irvine, California 92614 (the “Custodian”) and Option One Mortgage Corporation. as servicer (the “Servicer”), having an address at 3 Ada, Irvine, California 92618

W I T N E S S E T H

WHEREAS, Financial Asset Securities Corp. (the “Depositor”) has purchased certain conventional fixed-rate and adjustable-rate mortgage loans (the “Mortgage Loans”) from Option One Mortgage Corporation, Option One Owner Trust 2001-1A, Option One Owner Trust 2001-1B, Option One Owner Trust 2001-2, Option One Owner Trust 2002-3, Option One Owner Trust 2003-4, Option One Owner Trust 2003-5, Option One Owner Trust 2005-6 and Option One Owner Trust 2005-7 (collectively, the “Sellers”), pursuant to the terms and conditions of an Mortgage Loan Purchase Agreement, dated as of November 22, 2005, among the Depositor and the Seller (the “Purchase Agreement”);

WHEREAS, the Servicer is to service the Mortgage Loans on behalf of Soundview Home Loan Trust 2005-OPT4, under a Pooling and Servicing Agreement, dated as of November 1, 2005, among the Depositor, the Servicer and the Trustee (the “Pooling and Servicing Agreement”); and

WHEREAS, the Custodian is a national banking association chartered under the laws of the United States of America and regulated by the Comptroller of the Currency, and is otherwise authorized to act as Custodian pursuant to this Agreement.  With respect to each of the Mortgage Loans set forth on the Mortgage Loan Schedule attached as Exhibit 8 hereto, the Servicer desires to have the Custodian take possession of the Mortgages and Mortgage Notes, along with certain other documents specified herein, as the custodian of the Trustee, in accordance with the terms and conditions hereof.

NOW THEREFORE, in consideration of the mutual undertakings herein expressed, the parties hereto hereby agree as follows:

	
             
  	
            1.
 	
            Definitions.
 

Any capitalized terms used but not defined herein shall have the meanings ascribed to them in the Pooling and Servicing Agreement.

	
             
  	
            2.
 	
            Delivery of Custodial Files.
 

The Depositor has delivered and released, or will cause to be delivered and released, to the Custodian on or prior to the Closing Date the following documents pertaining to each of the Mortgage Loans identified in the Mortgage Loan Schedule (the “Custodial File”):

 

 

(i)           the original Mortgage Note, endorsed either (A) in blank, in which case the Custodian shall cause the endorsement to be completed or (B) in the following form: “Pay to the order of Deutsche Bank National Trust Company, as Trustee, without recourse” or with respect to any lost Mortgage Note, an original Lost Note Affidavit stating that the original mortgage note was lost, misplaced or destroyed, together with a copy of the related mortgage note; provided, however, that such substitutions of Lost Note Affidavits for original Mortgage Notes may occur only with respect to Mortgage Loans, the aggregate Cut-off Date Principal Balance of which is less than or equal to 1.00% of the Pool Balance as of the Cut-off Date;

(ii)          the original Mortgage with evidence of recording thereon, and the original recorded power of attorney, if the Mortgage was executed pursuant to a power of attorney, with evidence of recording thereon or, if such Mortgage or power of attorney has been submitted for recording but has not been returned from the applicable public recording office, has been lost or is not otherwise available, a copy of such Mortgage or power of attorney, as the case may be, certified to be a true and complete copy of the original submitted for recording;

(iii)         an original Assignment, in form and substance acceptable for recording. The Mortgage shall be assigned either (A) in blank or (B) to “Deutsche Bank National Trust Company, as Trustee, without recourse”

(iv)         an original copy of any intervening assignment of Mortgage showing a complete chain of assignments;

	
             
  	
            (v)
 	
            the original or a certified copy of lender’s title insurance policy; and
 

(vi)         the original or copies of each assumption, modification, written assurance or substitution agreement, if any.

If any of the documents referred to in Section 2(ii), (iii) or (iv) above has as of the Closing Date (or Subsequent Transfer Date, with respect to Subsequent Mortgage Loans) been submitted for recording but either (x) has not been returned from the applicable public recording office or (y) has been lost or such public recording office has retained the original of such document, the obligations of the Depositor to deliver such documents shall be deemed to be satisfied upon (1) delivery to the Custodian no later than the Closing Date (or Subsequent Transfer Date, with respect to Subsequent Mortgage Loans), of a copy of each such document certified by the Originator in the case of (x) above or the applicable public recording office in the case of (y) above to be a true and complete copy of the original that was submitted for recording and (2) if such copy is certified by the Originator,
delivery to the Custodian, promptly upon receipt thereof of either the original or a copy of such document certified by the applicable public recording office to be a true and complete copy of the original.  If the original lender’s title insurance policy, or a certified copy thereof, was not delivered pursuant to Section 2(v) above, the Depositor shall deliver or cause to be delivered to the Custodian, the original or a copy of a 

 

written commitment or interim binder or preliminary report of title issued by the title insurance or escrow company, with the original or a certified copy thereof to be delivered to the Custodian, promptly upon receipt thereof. The Servicer or the Depositor shall deliver or cause to be delivered to the Custodian promptly upon receipt thereof any other documents constituting a part of a Mortgage File received with respect to any Mortgage Loan, including, but not limited to, any original documents evidencing an assumption or modification of any Mortgage Loan.

Upon discovery or receipt of notice of any materially defective document in, or that a document is missing from, a Mortgage File, the Custodian shall notify the Servicer and the Servicer shall enforce the obligations of the Originator under the Purchase Agreement to cure such defect or deliver such missing document to the Trustee or the Custodian within 120 days. If the Originator does not cure such defect or deliver such missing document within such time period, the Servicer shall enforce the obligations of the Originator to either repurchase or substitute for such Mortgage Loan in accordance with Section 2.03 of the Pooling and Servicing Agreement.  For purposes of this Section, “defect” shall mean a failure of a document to correspond to the information set forth in the applicable Mortgage Loan Schedule or the absence in a Mortgage File of any document required pursuant to this
Agreement.  In connection with the foregoing, it is understood that the Custodian shall have no duty to discover any such defects except in the course of performing its review of the Mortgage Files to the extent set forth herein.

The Servicer shall forward to the Custodian original documents evidencing an assumption, modification, consolidation or extension of any Mortgage Loan entered into in accordance with this Agreement within two weeks of their execution; provided, however, that the Servicer shall provide the Custodian with a certified true copy of any such document submitted for recordation within two weeks of its execution, and shall provide the original of any document submitted for recordation or a copy of such document certified by the appropriate public recording office to be a true and complete copy of the original within 365 days of its submission for recordation. In the event that the Servicer cannot provide a copy of such document certified by the public recording office within such 365 day period, the Servicer shall deliver to the Custodian, within such 365 day period, an Officers’ Certificate
of the Servicer which shall (A) identify the recorded document, (B) state that the recorded document has not been delivered to the Custodian due solely to a delay caused by the public recording office, (C) state the amount of time generally required by the applicable recording office to record and return a document submitted for recordation, if known and (D) specify the date the applicable recorded document is expected to be delivered to the Custodian, and, upon receipt of a copy of such document certified by the public recording office, the Servicer shall immediately deliver such document to the Custodian. In the event the appropriate public recording office will not certify as to the accuracy of such document, the Servicer shall deliver a copy of such document certified by an officer of the Servicer to be a true and complete copy of the original to the Custodian.

The Custodian hereby agrees to its duties under Section 2.03 of the Pooling and Servicing Agreement with respect to Qualified Substitute Mortgage Loans.

 

 

	
             
  	
            3.
 	
            Custodian’s Receipt, Examination and Certification of Mortgage Files; Initial Trust Receipt Delivered by the Custodian.
 

The Custodian agrees, for the benefit of the Certificateholders, to review each Custodial File on or before the Closing Date and to certify in substantially the form attached hereto as Exhibit 1 (the “Trust Receipt and Initial Certification”) that, as to each Mortgage Loan listed in the Mortgage Loan Schedule (other than any Mortgage Loan paid in full or any Mortgage Loan specifically identified in the exception report annexed thereto as not being covered by such certification), (i) all documents required to be delivered to it pursuant to Section 2.01 of this Agreement are in its possession, (ii) such documents have been reviewed by it and have not been mutilated, damaged or torn and appear on their face to relate to such Mortgage Loan and (iii) based on its examination and only as to the foregoing, the information set forth in the Mortgage Loan Schedule that corresponds to items
(1) and (3) of the definition of “Mortgage Loan Schedule” in the Pooling and Servicing Agreement accurately reflects information set forth in the Custodial File.  It is herein acknowledged that, in conducting such review, the Custodian was not under any duty or obligation (i) to inspect, review or examine any such documents, instruments, certificates or other papers to determine whether they are genuine, enforceable, or appropriate for the represented purpose or whether they have actually been recorded or that they are other than what they purport to be on their face or (ii) to determine whether any Custodial File should include any of the documents specified in clause (e) of Section 2.  

The Custodian agrees to execute and deliver to the Depositor, the Trustee and the Servicer on or prior to the Closing Date an acknowledgment of receipt of the related original Mortgage Note for each Initial Mortgage Loan (with any exceptions noted), substantially in the form attached as Exhibit 8 hereto.

	
             
  	
            4.
 	
            Obligations of the Custodian.
 

With respect to the Mortgage Note, the Mortgage and the Assignment and other documents constituting each Custodial File which is delivered to the Custodian or which come into the possession of the Custodian, the Custodian is the custodian for the Trustee exclusively. The Custodian shall hold all mortgage documents received by it constituting the Custodial File for the exclusive use and benefit of the Trustee, and shall make disposition thereof only in accordance with this Agreement and the instructions furnished by the Trustee. The Custodian shall segregate and maintain continuous custody of all mortgage documents constituting the Custodial File in secure and fire-resistant facilities in accordance with customary standards for such custody. The Custodian shall not be responsible to verify (i) the validity, legality, enforceability, sufficiency, due authorization or genuineness of any
document in each Custodial File or of any of the Mortgage Loans or (ii) the collectability, insurability, effectiveness or suitability of any Mortgage Loan.  The Custodian shall not execute any endorsements on the Mortgage Notes and Assignments of Mortgages without the prior written consent of the Trustee, except as otherwise set forth in Section 2 of this Agreement or as otherwise agreed to between the Trustee and the Custodian.

 

 

	
             
  	
            5.
 	
            Final Trust Receipt.
 

Within one (1) year after the Closing Date, the Custodian shall review each Custodial File, and shall deliver to the Trustee (with a copy to the Depositor and the Servicer), a Final Trust Receipt attached hereto as Exhibit 2 to the effect that, as to each Mortgage Loan listed on the Mortgage Loan Schedule (other than any Mortgage Loan (i) paid in full, or (ii) specifically identified on such Final Trust Receipt as not covered by such Final Trust Receipt): (i) all documents required to be delivered to it pursuant to paragraphs (i), (ii), (iii), (iv) and (vi) and to the extent provided in the Custodial Files paragraph (v) of Section 2 of this Agreement are in its possession; (ii) such documents have been reviewed by it and appear regular on their face and relate to such Mortgage Loan; (iii) based on its examination and only as to the foregoing documents, the information set forth in items (1)
and (3) of the definition of “Mortgage Loan Schedule” in the Pooling and Servicing Agreement accurately reflects information set forth in the Custodial File; and (iv) each Mortgage Note has been endorsed as provided in Section 2 of this Agreement and each Mortgage has been assigned in accordance with Section 2 of this Agreement.

	
             
  	
            6.
 	
            Future Defects.
 

During the term of this Agreement, if the Custodian discovers any defect with respect to the Custodial File, the Custodian shall give written specification of such defect to the Servicer and the Trustee. For purposes of this Section, “defect” shall mean a failure of a document to correspond to the information set forth in the applicable Mortgage Loan Schedule or the absence in a Mortgage File of any document required pursuant to this Agreement.  

	
             
  	
            7.
 	
            Release for Servicing.
 

From time to time and as appropriate for the foreclosure or servicing of any of the Mortgage Loans, the Custodian shall, upon receipt of two copies (or electronic receipt from the Servicer in a form acceptable to the Custodian) of a Request for Release of Documents and receipt in the form annexed hereto as Exhibit 3, release to the Servicer, the related Custodial File or its designee within three Business Days, which, shall be sent by overnight mail, at the expense of the Servicer or the related Mortgagor, and the Custodian shall, at the written direction of the Servicer, execute such documents provided to it by the Servicer as shall be necessary to the prosecution of any such proceedings. The Servicer shall return to the Custodian the Custodial File when the Servicer’s need therefor in connection with such foreclosure or servicing no
longer exists, unless the Mortgage Loan shall be liquidated in which case, upon receipt of an additional Request for Release of Documents and receipt certifying such liquidation in the form annexed hereto as Exhibit 3, the request and receipt submitted pursuant to the first sentence of this Section 7 shall be released by the Custodian to the Servicer.

	
             
  	
            8.
 	
            Release for Payment.
 

Upon receipt by the Custodian of two copies (or electronic receipt from the Servicer in a form acceptable to the Custodian) of the Servicer’s Request for Release of 

 

Documents and receipt in the form annexed hereto as Exhibit 3 (which certification shall include a statement to the effect that all amounts received in connection with such payment, repurchase or liquidation have been credited to the related custodial account), the Custodian shall promptly release the related Custodial File to the Servicer.

	
             
  	
            9.
 	
            Fees and Expenses of Custodian.
 

In accordance with the terms of the Pooling and Servicing Agreement, the Custodian’s fees and expenses in connection herewith shall be paid by the Trustee as set forth in the Pooling and Servicing Agreement.  By each Determination Date, the Custodian shall notify the Trustee of the amount of fees and expenses owed to the Custodian with respect to the related Distribution Date.  

	
             
  	
            10.
 	
            Removal of Custodian.
 

The Trustee, with or without cause, may upon at least 60 days’ notice remove and discharge the Custodian from the performance of its duties under this Agreement by written notice from the Trustee to the Custodian, with a copy to the Servicer. Having given notice of such removal, the Trustee promptly shall appoint (at the direction of the Depositor and with the consent of the Servicer) a successor Custodian to act on behalf of the Trustee by written instrument, one original counterpart of which instrument shall be retained by the Trustee, with a copy to the Servicer, and an original to the successor Custodian. In the event of any such removal, the Custodian shall, upon the Trustee’s surrender of the Trust Receipt and Initial Certifications and Final Trust Receipt, as applicable, promptly transfer to the successor Custodian, as directed, all Custodial Files being administered under
this Agreement.  In the event of any such removal and appointment the Trust Fund shall be responsible for the fees and expenses of the existing and successor Custodian.

	
             
  	
            11.
 	
            Transfer of Custodial Files.
 

Upon the Custodian’s receipt of two (2) Business Days’ written or electronic notification from the Trustee, the Custodian shall release to such persons as the Trustee shall designate all or a portion of the Custodial Files relating to the Mortgage Loans subject to the Trust Receipt and Initial Certification or Final Trust Receipt, as applicable.  

 

	
             
  	
            12.
 	
            Examination of Custodial Files.
 

Upon reasonable prior written notice to the Custodian but not less than two (2) Business Days notice, the Trustee and its agents, accountants, attorneys and auditors will be permitted during normal business hours to examine the Custodial Files, documents, records and ther papers in the possession of or under the control of the Custodian relating to any or all of the Mortgage Loans at the expense of the Trustee.

 

 

	
             
  	
            13.
 	
            Insurance of Custodian.
 

At its own expense, the Custodian shall maintain at all times during the existence of this Agreement and keep in full force and effect such insurance in amounts, with standard coverage and subject to deductibles, all as is customary for insurance typically maintained by banks which act as Custodian. The minimum coverage under any such bond and insurance policies shall be at least equal to the corresponding amounts required by Fannie Mae in the Fannie Mae Servicing Guide or by Freddie Mac in the Freddie Mac Sellers’ & Servicers’ Guide. Upon request, the Trustee shall be entitled to receive evidence satisfactory to the Trustee that such insurance is in full force and effect.

	
             
  	
            14.
 	
            Counterparts.
 

For the purpose of facilitating the execution of this Agreement as herein provided and for other purposes, this Agreement may be executed simultaneously in any number of counterparts, each of which counterparts shall be deemed to be an original, and such counterparts shall constitute and be one and the same instrument.

	
             
  	
            15.
 	
            Periodic Statements.
 

Upon the written request of the Trustee, the Custodian shall provide to the Trustee a list of all the Mortgage Loans for which the Custodian holds a Custodial File pursuant to this Agreement. Such list may be in the form of a copy of the Mortgage Loan Schedule with manual deletions to specifically denote any Mortgage Loans paid off, repurchased or sold since the date of this Agreement.

	
             
  	
            16.
 	
            GOVERNING LAW.
 

THIS AGREEMENT SHALL BE CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK AND THE OBLIGATIONS, RIGHTS, AND REMEDIES OF THE PARTIES HEREUNDER SHALL BE DETERMINED IN ACCORDANCE WITH SUCH LAWS.

	
             
  	
            17.
 	
            Copies of Mortgage Documents.
 

Upon the written request of the Trustee and at the cost and expense of the Custodian, the Custodian shall provide the Trustee with copies of the Mortgage Notes, Mortgages, Assignments and other documents relating to one or more of the Mortgage Loans.

	
             
  	
            18.
 	
            No Adverse Interest of Custodian.
 

By execution of this Agreement, the Custodian represents and warrants that it currently holds, and during the existence of this Agreement shall hold, no interest adverse to the Trustee, by way of security or otherwise, in any Mortgage Loan, and hereby waives and releases any such interest which it may have in any Mortgage Loan as of the date hereof.

 

 

	
             
  	
            19.
 	
            Termination by Custodian.
 

The Custodian may terminate its obligations under this Agreement upon at least sixty (60) days’ prior notice to the Servicer and the Trustee. In the event of such termination, the Trustee shall appoint a successor Custodian. The payment of the existing Custodian’s or such successor Custodian’s fees and expenses shall be solely the responsibility of the Trust Fund.  Upon such appointment, the Custodian shall promptly transfer to the successor Custodian, as directed, all Custodial Files being administered under this Agreement.

	
             
  	
            20.
 	
            Term of Agreement.
 

Unless terminated pursuant to Section 9 or Section 18 hereof, this Agreement shall terminate upon the final payment or other liquidation (or advance with respect thereto) of the last Mortgage Loan or the disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan, and the final remittance of all funds due under the Pooling and Servicing Agreement. In such event all documents remaining in the Custodial Files shall be released in accordance with the written instructions of the Trustee.

	
             
  	
            21.
 	
            Notices.
 

All demands, notices and communications hereunder shall be in writing and shall be deemed to have been duly given when received by the recipient party (i) in the case of the Custodian, the Trustee and the Servicer, at the address shown on the first page hereof, (ii) in the case of the Depositor, Financial Asset Securities Corp., 600 Steamboat Road, Greenwich, Connecticut 08630, Attention: Legal and (iii) in the case of the Seller, Option One Mortgage Corporation, 3 Ada, Irvine, California 92618, or in any case, at such other addresses as may hereafter be furnished to the other party by like notice. Any such demand, notice or communication hereunder shall be deemed to have been received on the date delivered to or received at the premises of the addressee.

	
             
  	
            22.
 	
            Successors and Assigns.
 

This Agreement shall inure to the benefit of the successors and assigns of the parties hereto; provided however, that the form of any assignment by any party of its interests hereunder shall be in a form reasonably acceptable to the Trustee, the Servicer and the Custodian. Such assignment shall be executed by an authorized representative of the assignor and any assignee shall forward a list of authorized representatives to each party to this Agreement pursuant to Section 26 of this Agreement.

	
             
  	
            23.
 	
            Indemnification of Custodian.
 

The Custodian and its directors, officers, agents and employees shall be indemnified and held harmless by the Trust Fund against liabilities, obligations, losses, damages, penalties, actions, judgments, suits, costs, expenses or disbursements, including reasonable attorney’s fees, that may be imposed on, incurred by, or asserted against it or them directly 

 

relating to or arising out of this Custodial Agreement or any action taken or not taken by it or them hereunder unless such liabilities, obligations, losses, damages, penalties, actions, judgments, suits, costs, expenses or disbursements were imposed on, incurred by or asserted against the Custodian because of the breach by the Custodian of its obligations hereunder, which breach was caused by negligence, lack of good faith or willful misconduct on the part of the Custodian or any of its directors, officers, agents or employees. The indemnification set forth in this section shall survive any termination or assignment of this Custodial Agreement and the termination or removal of the Custodian.

The Custodian agrees to indemnify and hold the Trust Fund and Trustee, its employees, officers and directors harmless against liabilities, obligations, losses, damages, penalties, actions, judgments, suits, costs, expenses or disbursements, including reasonable attorney’s fees, that may be imposed on, incurred by, or asserted against them directly relating to or arising out of a failure to produce a Mortgage Note, Assignment or any other document related to a Mortgage Loan that was in its possession pursuant to Section 2 within two (2) Business Days after required or requested by the Trustee, and provided, that (i) Custodian previously delivered to the Trustee a Trust Receipt and Initial Certification with respect to such document (other than any Mortgage Loan identified in the exception report annexed thereto as not covered by such certification); (ii) such document is not outstanding
pursuant to a Request for Release; and (iii) such document was held by the Custodian on behalf of the Trustee.  In no event shall the Custodian or its directors, officers, agents and employees be liable for any special, indirect or consequential damages from any action taken or omitted to be taken by it or them hereunder or in connection herewith even if advised of the possibility of such damages.  The foregoing indemnification shall survive any termination or assignment of this Agreement or the removal or resignation of the Custodian hereunder. 

	
             
  	
            24.
 	
            Reliance of Custodian.
 

(i)           The Custodian may conclusively rely, as to the truth of the statements and the correctness of the opinions expressed therein, upon any request, instructions, certificate, opinion or other document furnished to the Custodian, reasonably believed by the Custodian to be genuine and to have been signed or presented by the proper party or parties and conforming to the requirements of this Agreement; but in the case of any loan document or other request, instruction, document or certificate which by any provision hereof is specifically required to be furnished to the Custodian, the Custodian shall be under a duty to examine the same to determine, subject to the limitations on the Custodian’s obligations set forth herein, whether or not it conforms to the requirements of this Agreement.

(ii)          The Custodian shall have no duties or responsibilities except those that are specifically set forth in this Agreement. The Custodian shall have no responsibility nor duty with respect to any Custodial File while such Custodial File is not in its possession. If the Custodian requests instructions from the Trustee with respect to any act, action or failure to act in connection with this Agreement, the Custodian shall be entitled to refrain from taking such action and continue to refrain from acting unless and until the Custodian shall have received 

 

written instructions from the Trustee with respect to a Custodial File without incurring any liability therefor to the Trustee or any other Person.

(iii)         Other than as provided herein, neither the Custodian nor any of its directors, officers, agents or employees shall be liable for any action or omission to act hereunder except for its or their own negligence or lack of good faith or willful misconduct. In no event shall the Custodian or any of its directors, officers, agents or employees have any responsibility to ascertain or take action except as expressly provided herein.

(iv)         Neither the Custodian nor any of its directors, officers, agents or employees shall be liable for any action taken or not taken by it in good faith in the performance of its obligations under this Agreement. The obligations of the Custodian or any of its directors, officers, agents or employees shall be determined solely by the express provisions of this Agreement. No representation, warranty, covenant, agreement, obligation or duty of the Custodian or any of its directors, officers, agents or employees shall be implied with respect to this Agreement or the Custodian’s services hereunder.

(v)          The Custodian, its directors, officers, agents and employees shall be under no duty or obligation to inspect, review or examine the Custodial Files to determine that the contents thereof are genuine, enforceable or appropriate for the represented purpose or that they have been actually recorded or that they are other than what they purport to be on their face.

(vi)         The Custodian may consult with counsel selected by the Custodian with regard to legal questions arising out of or in connection with this Agreement, and the advice or opinion of such counsel shall be full and complete authorization and protection in respect of any action reasonably taken, omitted or suffered by the Custodian in good faith and in accordance therewith.

(vii)       No provision of this Agreement shall require the Custodian to expend or risk its own funds or otherwise incur financial liability (other than expenses or liabilities otherwise required to be incurred by the express terms of this Agreement) in the performance of its duties under this Agreement if it shall have reasonable grounds for believing that repayment of such funds or adequate indemnity is not reasonably assured to it.

(viii)      Any corporation into which the Custodian may be merged or converted or with which it may be consolidated, or any corporation resulting from any merger, conversion or consolidation to which the Custodian shall be a party, or any corporation succeeding to the business of the Custodian shall be the successor of the Custodian hereunder without the execution or filing of any paper with any party hereto or any further act on the part of any of the parties hereto except where an instrument of transfer or assignment is required by law to effect such succession, anything herein to the contrary notwithstanding.

 

 

	 
	25.
	Transmission of Custodial Files.

 

Written or electronic instructions as to the method of shipment and shipper(s) the Custodian is directed to utilize in connection with transmission of mortgage files and loan documents in the performance of the Custodian’s duties hereunder shall be delivered by the Servicer (a “Requesting Party”), to the Custodian prior to any shipment of any mortgage files and loan documents hereunder. The Requesting Party will arrange for the provision of such services at its sole cost and expense (or, at the Custodian’s option, reimburse the Custodian for all costs and expenses incurred by the Custodian consistent with such instructions) and will maintain such insurance against loss or damage to mortgage files and loan documents as the Requesting Party deems appropriate. Without limiting the generality of the provisions of Section 23 above, it is expressly agreed that in no event
shall the Custodian have any liability for any losses or damages to any person, including without limitation, any Requesting Party, arising out of actions of the Custodian consistent with instructions of the Requesting Party.

	
             
  	
            26.
 	
            Authorized Representatives.
 

Each individual designated as an authorized representative of the Servicer, the Trustee and the Custodian, respectively (an “Authorized Representative”), is authorized to give and receive notices, requests and instructions and to deliver certificates and documents in connection with this Agreement on behalf of the Servicer, the Trustee or the Custodian, as the case may be, and the specimen signature for each such Authorized Representative of the Servicer, the Trustee and the Custodian, initially authorized hereunder, as set forth on Exhibit 4, Exhibit 5 and Exhibit 6 hereof, respectively. From time to time the parties hereto may, by delivering to each other a revised exhibit, change the
information previously given pursuant to this Section 25, but each of the parties hereto shall be entitled to rely conclusively on the then current exhibit until receipt of a superseding exhibit.

	
             
  	
            27.
 	
            Reproduction of Documents.
 

This Custodial Agreement and all documents relating thereto except with respect to the Custodial File, including, without limitation, (a) consents, waivers and modifications which may hereafter be executed, and (b) certificates and other information previously or hereafter furnished, may be reproduced by any photographic, photostatic, microfilm, microcard, miniature photographic or other similar process. The parties agree that any such reproduction shall be admissible in evidence as the original itself in any judicial or administrative proceeding, whether or not the original is in existence and whether or not such reproduction was made by a party in the regular course of business, and that any enlargement, facsimile or further reproduction of such reproduction shall likewise be admissible in evidence.

	
             
  	
            28.
 	
            Amendment.
 

This Custodial Agreement may be amended from time to time by written agreement signed by the Servicer, the Trustee and the Custodian.

 

 

IN WITNESS WHEREOF, the Trustee, the Custodian and the Servicer have caused their names to be duly signed hereto by their respective officers thereunto duly authorized, all as of the date first above written.

 

	
            DEUTSCHE BANK NATIONAL TRUST COMPANY,

as Trustee for the Soundview Home Loan Trust 2005-OPT4, Asset-Backed Certificates, Series 2005-OPT4 
 
	
             
 	
             
 
	
            By:
 	
             
 
	
            Name:
 	
             
 
	
            Title:
 	
             
 
	
             
 	
             
 
	
            By:
 	
             
 
	
            Name:
 	
             
 
	
            Title:
 	
             
 
	
             
 	
             
 
	
             
 	
             
 
	
            WELLS FARGO BANK, N.A.,

as Custodian
 
	
             
 	
             
 
	
             
 	
             
 
	
            By:
 	
             
 
	
            Name:
 	
             
 
	
            Title:
 	
             
 
	
             
 	
             
 
	
             
 	
             
 
	
            OPTION ONE MORTGAGE CORPORATION, 

as Servicer

 
 
	
             
 	
             
 
	
             
 	
             
 
	
            By:
 	
             
 
	
            Name:
 	
             
 
	
            Title:
 	
             
 

 

 

 

EXHIBIT 1

FORM OF TRUST RECEIPT AND INITIAL CERTIFICATION

_____, 2005

Trust Receipt #: ___  

Original Principal Balance of the Mortgage Loans:$_______

 

	
            Deutsche Bank National Trust Company
 1761 East St. Andrew Place
 Santa Ana, California 92705-4934
 Attention: Trust Administration GC05O3
 	
            Financial Asset Securities Corp.
 600 Steamboat Road
 Greenwich, Connecticut 08630
 
	
            Greenwich Capital Markets, Inc.
 600 Steamboat Road
 Greenwich, Connecticut 08630
 	
             
 

 

	
             
 	
            Re:
 	
            Custodial Agreement, dated as of November 1, 2005, among Deutsche Bank National Trust Company as the Trustee, Option One Mortgage Corporation as Servicer and Wells Fargo Bank, N.A. as the Custodian
 

 

Ladies and Gentlemen:

 

In accordance with the provisions of Section 3 of the above-referenced Custodial Agreement, the undersigned, as the Custodian, hereby certifies that it is holding the Mortgage Loans identified on the schedule attached hereto for the exclusive benefit of the Trustee pursuant to the terms and conditions of the Custodial Agreement, and it has received a Custodial File with respect to each such Mortgage Loan (other than any Mortgage Loan specifically identified on the exception report attached hereto) and that with respect to each such Mortgage Loan: (i) all documents required to be delivered to it pursuant to Section 2.01 of this Agreement are in its possession, (ii) such documents have been reviewed by it and have not been mutilated, damaged or torn and appear on their face to relate to such Mortgage Loan and (iii) based on its examination and only as to the foregoing, the information set
forth in the Mortgage Loan Schedule that corresponds to items (1) and (3) of the definition of “Mortgage Loan Schedule” in the Pooling and Servicing Agreement accurately reflects information set forth in the Custodial File.

The Custodian hereby confirms that it is holding each such Custodial File as agent and bailee of and custodian for the exclusive use and benefit of the Trustee pursuant to the terms of the Custodial Agreement.

 

 

Capitalized terms used herein shall have the meaning ascribed to them in the Custodial Agreement. 

	
            WELLS FARGO BANK, N.A.,

as Custodian
 
	
             
 	
             
 
	
             
 	
             
 
	
            By:
 	
             
 
	
            Name:
 	
             
 
	
            Title:
 	
             
 

 

 

 

EXHIBIT 2

FORM OF FINAL TRUST RECEIPT 

 

TRUST RECEIPT # ___

______, 2005

Aggregate Amount of Mortgage Loans: _____

Original Principal Balance of Aggregate Mortgage Loans: __________

 

	
            Deutsche Bank National Trust Company
 1761 East St. Andrew Place
 Santa Ana, California 92705-4934
 Attention: Trust Administration GC05O3
 	
            Financial Asset Securities Corp.
 600 Steamboat Road
 Greenwich, Connecticut 08630
 
	
            Greenwich Capital Markets, Inc.
 600 Steamboat Road
 Greenwich, Connecticut 08630
 	
             
 

 

	
             
 	
            Re:
 	
            Custodial Agreement, dated as of November 1, 2005, among Deutsche Bank National Trust Company as the Trustee, Option One Mortgage Corporation as Servicer and Wells Fargo Bank, N.A. as the Custodian
 

Ladies and Gentlemen:

In accordance with the provisions of Section 4 of the above-referenced Custodial Agreement, the undersigned, as the Custodian, hereby certifies that as to each Mortgage Loan listed on the Mortgage Loan Schedule (other than any Mortgage Loan paid in full or any Mortgage Loan listed on the attachment hereto) it has reviewed the Custodial Files and has determined that (i) all documents required to be delivered to it pursuant to Sections 2(i), (ii), (iii), (iv) and (v) of the Custodial Agreement are in its possession and to the extent provided in the Custodial Files paragraph (v) of Section 2 of the Custodial Agreement are in its possession; (ii) such documents have been reviewed by it and appear regular on their face and relate to such Mortgage Loan; (iii) based on its examination and only as to the foregoing documents, the information set forth in items (1) and (3) of the definition of
“Mortgage Loan Schedule” in the Pooling and Servicing Agreement accurately reflects information set forth in the Custodial File; and (iv) each Mortgage Note has been endorsed as provided in Section 2 of the Custodial Agreement and each Mortgage has been assigned in accordance with Section 2 of the Custodial Agreement. The Custodian makes no representations as to (i) the validity, legality, enforceability, sufficiency, due authorization or genuineness of any of the documents contained in each Custodial File or of any of the Mortgage Loans or (ii) the collectability, insurability, effectiveness or suitability of any such Mortgage Loan.

The Custodian hereby confirms that it is holding each such Custodial File as agent and bailee of, and custodian for the exclusive use and benefit, and subject to the sole direction, of the Trustee pursuant to the terms and conditions of the Custodial Agreement.

 

 

Capitalized terms used herein shall have the meaning ascribed to them in the Custodial Agreement.

	
            WELLS FARGO BANK, N.A.,

as Custodian
 
	
             
 	
             
 
	
             
 	
             
 
	
            By:
 	
             
 
	
            Name:
 	
             
 
	
            Title:
 	
             
 

 

 

 

EXHIBIT 3

 

REQUEST FOR RELEASE OF DOCUMENTS

 

	
            To:
 	
            Wells Fargo Bank, N.A.
 

24 Executive Park, Suite 100

Irvine, CA 92614

Attn:  Inventory Control

 

	
             
 	
            Re:
 	
            Custodial Agreement, dated as of Novmber 1, 2005, among Deutsche Bank National Trust Company as the Trustee, Option One Mortgage Corporation as Servicer and Wells Fargo Bank, N.A. as the Custodian
 

In connection with the administration of the Mortgage Loans included in the Trust Fund established pursuant to the Pooling and Servicing Agreement dated as of November 1, 2005, among Financial Asset Securities Corp. as Depositor, Option One Mortgage Corporation, as Servicer, and Deutsche Bank National Trust Company, a national banking association, as Trustee and held by you as Custodian pursuant to the above-captioned Custodial Agreement, we request the release, and hereby acknowledge receipt of the Custodial File for the Mortgage Loan described below, for the reason indicated.

Mortgage Loan Number:

 

Mortgagor Name, Address & Zip Code:

 

Reason for Requesting Documents (check one):

 

	
            _______
 	
            1.
 	
            Mortgage Paid in Full
 
	
             
 	
             
 	
             
 
	
            _______
 	
            2.
 	
            Foreclosure
 
	
             
 	
             
 	
             
 
	
            _______
 	
            3.  
 	
            Substitution
 
	
             
 	
             
 	
             
 
	
            _______
 	
            4.
 	
            Other Liquidation (Repurchases, etc.)
 
	
             
 	
             
 	
             
 
	
            _______
 	
            5.
 	
            Nonliquidation               Reason:___________________________
 

 

Address to which Custodian should

	
            Deliver the Custodial File:
 	
            __________________________________________
 

__________________________________________

__________________________________________

 

 

 

	
            By:
 	
             
 
	
             
 	
            (authorized signer)
 
	
            Issuer:
 	
             
 
	
            Address:
 	
             
 
	
            Date:
 	
             
 
			

 

Custodian

 

Wells Fargo Bank, N.A.

 

Please acknowledge the execution of the above request by your signature and date below:

 

	
            ____________________________________
 	
            _________________
 
	
            Signature
 	
            Date
 
	
             
 	
             
 
	
            Documents returned to Custodian:
 	
             
 
	
             
 	
             
 
	
            ____________________________________
 	
            _________________
 
	
            Custodian
 	
            Date
 

 

 

 

EXHIBIT 4

AUTHORIZED REPRESENTATIVES OF SERVICER

	
            NAME
 	
             
 	
            SPECIMEN SIGNATURE
 
	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 

 

 

 

EXHIBIT 5

AUTHORIZED REPRESENTATIVES OF TRUSTEE

	
            NAME
 	
             
 	
            SPECIMEN SIGNATURE
 
	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 

 

 

 

EXHIBIT 6

AUTHORIZED REPRESENTATIVES OF CUSTODIAN

	
            NAME
 	
             
 	
            SPECIMEN SIGNATURE
 
	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 

 

EXHIBIT 7

SCHEDULE OF MORTGAGE LOANS

SEE EXHIBIT D TO THE POOLING AND SERVICING AGREEMENT

 

 

EXHIBIT 8

FORM OF RECEIPT OF MORTGAGE NOTE

 

Financial Asset Securities Corp.

600 Steamboat Road

Greenwich, Connecticut 06830

Deutsche Bank National Trust Company

1761 East St. Andrew Place

Santa Ana, California 92705-4934

 

	
             
 	
            Re:
 	
            Soundview Home Loan Trust 2005-OPT4,
 

Asset-Backed Certificates Series 2005-OPT4

Ladies and Gentlemen:

Pursuant to Section 3 of the Custodial Agreement, dated as of Novmber 1, 2005, among Deutsche Bank National Trust Company as the Trustee, Option One Mortgage Corporation as Servicer and Wells Fargo Bank, N.A. as the Custodian, we hereby acknowledge the receipt of the original Mortgage Notes (a copy of which is attached hereto as Exhibit 1) with any exceptions thereto listed on Exhibit 2.

	
            WELLS FARGO BANK, N.A.
 
	
             
 	
             
 
	
            By:
 	
             
 
	
            Name:
 	
             
 
	
            Title:
 	
             
 

 

 

 

 

 

               

               

              EXHIBIT H

              FORM OF LOST NOTE AFFIDAVIT

              Personally appeared before me the undersigned authority to administer oaths, __________________ who first being duly sworn deposes and says: Deponent is __________________________ of ____________________________, successor by merger to _________________________ (“Seller”) and who has personal knowledge of the facts set out in this affidavit.

              On _________________________________, _________________________________ did execute and deliver a promissory note in the principal amount of $____________________.

              That said note has been misplaced or lost through causes unknown and is presently lost and unavailable after diligent search has been made. Seller’s records show that an amount of principal and interest on said note is still presently outstanding, due, and unpaid, and Seller is still owner and holder in due course of said lost note.

              Seller executes this Affidavit for the purpose of inducing Deutsche Bank National Trust Company, as trustee on behalf of Soundview Home Loan Trust 2005-OPT4, Asset-Backed Certificates Series 2005-OPT4, to accept the transfer of the above described loan from Seller.

              Seller agrees to indemnify Deutsche Bank National Trust Company and Financial Asset Securities Corp. harmless for any losses incurred by such parties resulting from the above described promissory note has been lost or misplaced.

              	
                          By:
 	
                          _______________________
 

              _______________________

              	
                          STATE OF
 	
                          )
 
	
                           
 	
                          )   SS:
 
	
                          COUNTY OF
 	
                          )
 

              On this ______ day of ______________, 20_, before me, a Notary Public, in and for said County and State, appeared , who acknowledged the extension of the foregoing and who, having been duly sworn, states that any representations therein contained are true.

              Witness my hand and Notarial Seal this _________ day of 20__.

              ____________________________

              ____________________________

              My commission expires __________________________.

               

               

              EXHIBIT I

              FORM OF LIMITED POWER OF ATTORNEY

              KNOW ALL MEN BY THESE PRESENTS, that [NAME OF MORTGAGEE, ASSIGNEE OR LAST ENDORSEE, AS APPLICABLE], [a ___________________ corporation][a national banking organization], having its principal place of business at __________________________, (the “Undersigned”), pursuant to that Pooling and Servicing Agreement (the “Pooling and Servicing Agreement”) among Financial Asset Securities Corp. (the “Owner”), Deutsche Bank National Trust Company and Option One Mortgage Corporation (“OOMC”), hereby constitutes and appoints OOMC, by and through OOMC’s officers, the Undersigned’s true and lawful Attorney-in-Fact, in the Undersigned’s name, place and stead, as their interests may appear, and for the Undersigned’s respective benefit, in connection with all Mortgage Loans serviced by OOMC pursuant to the Pooling and Servicing Agreement, for the purpose of
              performing all acts and executing all documents in the name of the Undersigned as may be customarily and reasonably necessary and appropriate to effectuate the following enumerated transactions in respect of any of the mortgages, deeds of trust or security instrument (each a “Mortgage” or a “Deed of Trust” respectively) and promissory notes secured thereby (each a “Mortgage Note”) for which the Undersigned is acting as Servicer pursuant to the Pooling and Servicing Agreement (whether the Undersigned is named therein as mortgagee or beneficiary or has become mortgagee by virtue of endorsement of the Mortgage Note secured by any such Mortgage or Deed of Trust) all subject to the terms of the related Pooling and Servicing Agreement.

              This appointment shall apply to the following enumerated transactions only:

              1.            The modification or re-recording of a Mortgage or Deed of Trust, where said modification or re-recording is for the purpose of correcting the Mortgage or Deed of Trust to conform same to the original intent of the parties thereto or to correct title errors discovered after such title insurance was issued and said modification or re-recording, in either instance, does not adversely affect the lien of the Mortgage or Deed of Trust as insured.

              2.            The subordination of the lien of a Mortgage or Deed of Trust to an easement in favor of a public utility company or a governmental agency or authority thereunder with powers of eminent domain; this section shall include, without limitation, the execution of partial satisfaction/release, partial reconveyances or the execution of requests to trustees to accomplish same.

              3.            The conveyance of the properties to the mortgage insurer, or the closing of the title to the property to be acquired as real estate owned, or conveyance of title to real estate owned.

              	
                          4.
 	
                          The completion of loan assumption agreements.
 

              5.            The full satisfaction/release of a Mortgage or Deed of Trust or full reconveyance upon payment and discharge of all sums secured thereby, including, without limitation, cancellation of the related Mortgage Note.

              6.            The assignment of any Mortgage or Deed of Trust and the related Mortgage Note, in connection with the repurchase of the mortgage loan secured and evidenced thereby.

               

               

              7.            The full assignment of a Mortgage or Deed of Trust upon payment and discharge of all sums secured thereby in conjunction with the refinancing thereof, including, without limitation, the assignment of the related Mortgage Note.

              8.            With respect to a Mortgage or Deed of Trust, the foreclosure, the taking of a deed in lieu of foreclosure, or the completion of judicial or non-judicial foreclosure or termination, cancellation or rescission of any such foreclosure, including, without limitation, any and all of the following acts:

              a)            the substitution of trustee(s) serving under a Deed of Trust, in accordance with state law and the Deed of Trust;

              	
                          b)
 	
                          the preparation and issuance of statements of breach or non-performance;
 
	
                          c)
 	
                          the preparation and filing of notices of default and/or notices of sale;
 	
                           

	
                          d)
 	
                          the cancellation/rescission of notices of default and/or notices of sale;
 	
                           

	
                          e)
 	
                          the taking of a deed in lieu of foreclosure; and
 	
                           

					

              f)            the preparation and execution of such other documents and performance of such other actions as may be necessary under the terms of the Mortgage, Deed of Trust or state law to expeditiously complete said transactions in paragraphs 8(a) through 8(e) above.

              9.            The full assignment of a Mortgage or Deed of Trust upon sale of a loan pursuant to a mortgage loan sale agreement for the sale of a loan or pool of loans, including, without limitation, the assignment of the related Mortgage Note.

              The Undersigned gives said Attorney-in-Fact full power and authority to execute such instruments and to do and perform all and every act and thing necessary and proper to carry into effect the power or powers granted by or under this Limited Power of Attorney, each subject to the terms and conditions set forth in the related Pooling and Servicing Agreement and in accordance with the standard of care applicable to servicers in the Pooling and Servicing Agreement as fully as the undersigned might or could do, and hereby does ratify and confirm to all that said Attorney-in-Fact shall lawfully do or cause to be done by authority hereof.  This Limited Power of Attorney shall be effective as of [SERVICING TRANSFER EFFECTIVE DATE].

              Nothing contained herein shall (i) limit in any manner any indemnification provided by OOMC to the Owner under the Pooling and Servicing Agreement, or (ii) be construed to grant OOMC the power to initiate or defend any suit, litigation or proceeding in the name of the Undersigned except as specifically provided for herein or under the Pooling and Servicing Agreement.

              Option One Mortgage Corporation hereby agrees to indemnify and hold the Undersigned and its directors, officers, employees and agents harmless from and against any and all liabilities, obligations, losses, damages, penalties, actions, judgments, suits, costs, expenses or disbursements of any kind or nature whatsoever incurred by reason or result of or in connection with the exercise by OOMC of the powers granted to it hereunder.  The foregoing indemnity shall survive the termination of this Limited Power of Attorney and the Pooling and Servicing Agreement or the earlier resignation or removal of the Undersigned under the Pooling and Servicing Agreement.

               

               

              Any third party without actual notice of fact to the contrary may rely upon the exercise of the power granted under this Limited Power of Attorney; and may be satisfied that this Limited Power of Attorney shall continue in full force and effect and has not been revoked unless an instrument of revocation has been made in writing by the undersigned, and such third party put on notice thereof.  This Limited Power of Attorney shall be in addition to and shall not revoke or in any way limit the authority granted by any previous power of attorney executed by the Undersigned.

              IN WITNESS WHEREOF, ____________________ pursuant to the Pooling and Servicing Agreement, has caused its corporate seal to be hereto affixed and these presents to be signed and acknowledged in its name and behalf by ______________________, its duly elected and authorized _________________________ this ___ day of _________________, 2005.

              By:______________________________

              Name:___________________________

              Title:____________________________

              Acknowledged and Agreed

              OPTION ONE MORTGAGE CORPORATION

              By:_________________________

              Name:

              Title:

               

               

              EXHIBIT J

              FORM OF INVESTMENT LETTER [NON-RULE 144A]

              [DATE]

              Financial Asset Securities Corp.

              600 Steamboat Road

              Greenwich, Connecticut 06830

              Deutsche Bank National Trust Company

              	
                           
 	
                          Re:
 	
                          Soundview Home Loan Trust 2005-OPT4,
 

              Asset-Backed Certificates Series 2005-OPT4

              Ladies and Gentlemen:

              In connection with our acquisition of the above-captioned Certificates, we certify that (a) we understand that the Certificates are not being registered under the Securities Act of 1933, as amended (the “Act”), or any state securities laws and are being transferred to us in a transaction that is exempt from the registration requirements of the Act and any such laws, (b) we are an “accredited investor,” as defined in Regulation D under the Act, and have such knowledge and experience in financial and business matters that we are capable of evaluating the merits and risks of investments in the Certificates, (c) we have had the opportunity to ask questions of and receive answers from the Depositor concerning the purchase of the Certificates and all matters relating thereto or any additional information deemed necessary to our decision to purchase the Certificates, (d) we
              are not an employee benefit plan that is subject to the Employee Retirement Income Security Act of 1974, as amended, or a plan that is subject to Section 4975 of the Internal Revenue Code of 1986, as amended, nor are we acting on behalf of any such plan, (e) we are acquiring the Certificates for investment for our own account and not with a view to any distribution of such Certificates (but without prejudice to our right at all times to sell or otherwise dispose of the Certificates in accordance with clause (g) below), (f) we have not offered or sold any Certificates to, or solicited offers to buy any Certificates from, any person, or otherwise approached or negotiated with any person with respect thereto, or taken any other action which would result in a violation of Section 5 of the Act, and (g) we will not sell, transfer or otherwise dispose of any Certificates unless (1) such sale, transfer or other disposition is made pursuant to an effective registration statement under the Act
              or is exempt from such registration requirements, and if requested, we will at our expense provide an opinion of counsel satisfactory to the addressees of this Certificate that such sale, transfer or other disposition may be made pursuant to an exemption from the Act, (2) the purchaser or transferee of such Certificate has executed and delivered to you a certificate to substantially the same effect as this certificate, and (3) the purchaser or transferee has otherwise complied with any conditions for transfer set forth in the Pooling and Servicing Agreement.

               

               

               

               

              	
                          WELLS FARGO BANK, N.A., not in its individual capacity, but solely as Trust Very truly yours,
 
 [NAME OF TRANSFEREE]
 
	
                           
 	
                           
 	
                           
 	
                           
 	
                           
 	
                           
 	
                           
 
	
                           
 	
                           
 	
                           
 	
                           
 	
                           
 	
                           
 	
                           
 
	
                          By:
 	
                           
 
	
                           
 	
                          Authorized Officer
 

               

               

               

              

              FORM OF RULE 144A INVESTMENT LETTER

              [DATE]

              Financial Asset Securities Corp.

              600 Steamboat Road

              Greenwich, Connecticut 06830

              Deutsche Bank National Trust Company

              1761 East St. Andrew Place

              Santa Ana, California  92705-4934

              	
                           
 	
                          Re:
 	
                          Soundview Home Loan Trust 2005-OPT4,
 

              Asset-Backed Certificates Series 2005-OPT4

              Ladies and Gentlemen:

              In connection with our acquisition of the above Certificates we certify that (a) we understand that the Certificates are not being registered under the Securities Act of 1933, as amended (the “Act”), or any state securities laws and are being transferred to us in a transaction that is exempt from the registration requirements of the Act and any such laws, (b) we have had the opportunity to ask questions of and receive answers from the Depositor concerning the purchase of the Certificates and all matters relating thereto or any additional information deemed necessary to our decision to purchase the Certificates, (c) we are not an employee benefit plan that is subject to the Employee Retirement Income Security Act of 1974, as amended, or a plan that is subject to Section 4975 of the Internal Revenue Code of 1986, as amended, nor are we acting on behalf of any such plan, (d) we
              have not, nor has anyone acting on our behalf offered, transferred, pledged, sold or otherwise disposed of the Certificates, any interest in the Certificates or any other similar security to, or solicited any offer to buy or accept a transfer, pledge or other disposition of the Certificates, any interest in the Certificates or any other similar security from, or otherwise approached or negotiated with respect to the Certificates, any interest in the Certificates or any other similar security with, any person in any manner, or made any general solicitation by means of general advertising or in any other manner, or taken any other action, that would constitute a distribution of the Certificates under the Securities Act or that would render the disposition of the Certificates a violation of Section 5 of the Securities Act or require registration pursuant thereto, nor will act, nor has authorized or will authorize any person to act, in such manner with respect to the Certificates, (e) we
              are a “qualified institutional buyer” as that term is defined in Rule 144A under the Securities Act and have completed either of the forms of certification to that effect attached hereto as Annex 1 or Annex 2. We are aware that the sale to us is being made in reliance on Rule 144A. We are acquiring the Certificates for our own account or for resale pursuant to Rule 144A and further, understand that such Certificates may be resold, pledged or transferred only (i) to a person reasonably believed to be a qualified institutional buyer that purchases for its own account or for the account of a qualified institutional buyer to whom notice is given that the resale, pledge or transfer is being made in 

               

              reliance on Rule 144A, or (ii) pursuant to another exemption from registration under the Securities Act.

              	
                          Very truly yours,
 
 [NAME OF TRANSFEREE]
 
	
                           
 	
                           
 	
                           
 	
                           
 	
                           
 	
                           
 	
                           
 
	
                           
 	
                           
 	
                           
 	
                           
 	
                           
 	
                           
 	
                           
 
	
                          By:
 	
                           
 
	
                           
 	
                          Authorized Officer
 

               

               

               

              
ANNEX 1 TO EXHIBIT J

              QUALIFIED INSTITUTIONAL BUYER STATUS UNDER SEC RULE 144A

               

              [For Transferees Other Than Registered Investment Companies]

               

              The undersigned (the “Buyer”) hereby certifies as follows to the parties listed in the Rule 144A Transferee Certificate to which this certification relates with respect to the Certificates described therein:

              1.            As indicated below, the undersigned is the President, Chief Financial Officer, Senior Vice President or other executive officer of the Buyer.

              2.            In connection with purchases by the Buyer, the Buyer is a “qualified institutional buyer” as that term is defined in Rule 144A under the Securities Act of 1933, as amended (“Rule 144A”) because (i) the Buyer owned and/or invested on a discretionary basis $                     in securities (except for the excluded securities referred to below) as of the end of the Buyer’s most recent fiscal year (such amount being calculated in accordance with Rule 144A and (ii) the Buyer satisfies the criteria in the category marked below.

              _________ Corporation, etc. The Buyer is a corporation (other than a bank, savings and loan association or similar institution), Massachusetts or similar business trust, partnership, or charitable organization described in Section 501(c)(3) of the Internal Revenue Code of 1986, as amended.

              _________ Bank. The Buyer (a) is a national bank or banking institution organized under the laws of any State, territory or the District of Columbia, the business of which is substantially confined to banking and is supervised by the State or territorial banking commission or similar official or is a foreign bank or equivalent institution, and (b) has an audited net worth of at least $25,000,000 as demonstrated in its latest annual financial statements, a copy of which is attached hereto.

              _________ Savings and Loan. The Buyer (a) is a savings and loan association, building and loan association, cooperative bank, homestead association or similar institution, which is supervised and examined by a State or Federal authority having supervision over any such institutions or is a foreign savings and loan association or equivalent institution and (b) has an audited net worth of at least $25,000,000 as demonstrated in its latest annual financial statements, a copy of which is attached hereto.

              _________________________

                                                Buyer must own and/or invest on a discretionary basis at least $100,000,000 in securities unless Buyer is a dealer, and, in that case, Buyer must own and/or invest on a discretionary basis at least $10,000,000 in securities.

               

               

               

              _________ Broker-Dealer. The Buyer is a dealer registered pursuant to Section 15 of the Securities Exchange Act of 1934.

              _________ Insurance Company. The Buyer is an insurance company whose primary and predominant business activity is the writing of insurance or the reinsuring of risks underwritten by insurance companies and which is subject to supervision by the insurance commissioner or a similar official or agency of a State, territory or the District of Columbia.

              _________ State or Local Plan. The Buyer is a plan established and maintained by a State, its political subdivisions, or any agency or instrumentality of the State or its political subdivisions, for the benefit of its employees.

              _________ ERISA Plan. The Buyer is an employee benefit plan within the meaning of Title I of the Employee Retirement Income Security Act of 1974.

              Investment Advisor. The Buyer is an investment advisor registered under the Investment Advisors Act of 1940.

              _________ Small Business Investment Company. Buyer is a small business investment company licensed by the U.S. Small Business Administration under Section 301(c) or (d) of the Small Business Investment Act of 1958.

              _________ Business Development Company. Buyer is a business development company as defined in Section 202(a)(22) of the Investment Advisors Act of 1940.

              3.            The term “SECURITIES” as used herein DOES NOT INCLUDE (i) securities of issuers that are affiliated with the Buyer, (ii) securities that are part of an unsold allotment to or subscription by the Buyer, if the Buyer is a dealer, (iii) securities issued or guaranteed by the U.S. or any instrumentality thereof, (iv) bank deposit notes and certificates of deposit (v) loan participations, (vi) repurchase agreements, (vii) securities owned but subject to a repurchase agreement and (viii) currency, interest rate and commodity swaps.

              4.            For purposes of determining the aggregate amount of securities owned and/or invested on a discretionary basis by the Buyer, the Buyer used the cost of such securities to the Buyer and did not include any of the securities referred to in the preceding paragraph, except (i) where the Buyer reports its securities holdings in its financial statements on the basis of their market value, and (ii) no current information with respect to the cost of those securities has been published. If clause (ii) in the preceding sentence applies, the securities may be valued at market. Further, in determining such aggregate amount, the Buyer may have included securities owned by subsidiaries of the Buyer, but only if such subsidiaries are consolidated with the Buyer in its financial statements
              prepared in accordance with generally accepted accounting principles and if the investments of such subsidiaries are managed under the Buyer’s direction. However, such securities were not included if the Buyer is a majority-owned, consolidated subsidiary of another enterprise and the Buyer is not itself a reporting company under the Securities Exchange Act of 1934, as amended.

               

               

              5.            The Buyer acknowledges that it is familiar with Rule 144A and understands that the seller to it and other parties related to the Certificates are relying and will continue to rely on the statements made herein because one or more sales to the Buyer may be in reliance on Rule 144A.

              6.            Until the date of purchase of the Rule 144A Securities, the Buyer will notify each of the parties to which this certification is made of any changes in the information and conclusions herein. Until such notice is given, the Buyer’s purchase of the Certificates will constitute a reaffirmation of this certification as of the date of such purchase. In addition, if the Buyer is a bank or savings and loan is provided above, the Buyer agrees that it will furnish to such parties updated annual financial statements promptly after they become available.

               

              	
                          Print Name of Buyer
 
	
                           
 	
                           
 
	
                          By:
 	
                           
 
	
                          Name:
 	
                           
 
	
                          Title:
 	
                           
 
	
                           
 	
                           
 
	
                          Date:
 	
                           
 

               

               

               

              
ANNEX 2 TO EXHIBIT J

              QUALIFIED INSTITUTIONAL BUYER STATUS UNDER SEC RULE 144A

              [For Transferees That are Registered Investment Companies]

               

              The undersigned (the “Buyer”) hereby certifies as follows to the parties listed in the Rule 144A Transferee Certificate to which this certification relates with respect to the Certificates described therein:

              1.            As indicated below, the undersigned is the President, Chief Financial Officer or Senior Vice President of the Buyer or, if the Buyer is a “qualified institutional buyer” as that term is defined in Rule 144A under the Securities Act of 1933, as amended (“Rule 144A”) because Buyer is part of a Family of Investment Companies (as defined below), is such an officer of the Adviser.

              2.            In connection with purchases by Buyer, the Buyer is a “qualified institutional buyer” as defined in SEC Rule 144A because (i) the Buyer is an investment company registered under the Investment Company Act of 1940, as amended and (ii) as marked below, the Buyer alone, or the Buyer’s Family of Investment Companies, owned at least $100,000,000 in securities (other than the excluded securities referred to below) as of the end of the Buyer’s most recent fiscal year. For purposes of determining the amount of securities owned by the Buyer or the Buyer’s Family of Investment Companies, the cost of such securities was used, except (i) where the Buyer or the Buyers Family of Investment Companies reports its securities holdings in its financial statements on the
              basis of their market value, and (ii) no current information with respect to the cost of those securities has been published. If clause (ii) in the preceding sentence applies, the securities may be valued at market.

              _________ The Buyer owned $_________ in securities (other than the excluded securities referred to below) as of the end of the Buyer’s most recent fiscal year (such amount being calculated in accordance with Rule 144A).

              _________ The Buyer is part of a Family of Investment Companies which owned in the aggregate $___________ in securities (other than the excluded securities referred to below) as of the end of the Buyer’s most recent fiscal year (such amount being calculated in accordance with Rule 144A).

              3.            The term “FAMILY OF INVESTMENT COMPANIES” as used herein means two or more registered investment companies (or series thereof) that have the same investment adviser or investment advisers that are affiliated (by virtue of being majority owned subsidiaries of the same parent or because one investment adviser is a majority owned subsidiary of the other).

              4.            The term “SECURITIES” as used herein does not include (i) securities of issuers that are affiliated with the Buyer or are part of the Buyer’s Family of Investment Companies, (ii) securities issued or guaranteed by the U.S. or any instrumentality thereof, (iii) bank deposit notes and certificates of deposit, (iv) loan participations, (v) repurchase agreements, (vi) securities 

               

              owned but subject to a repurchase agreement and (vii) currency, interest rate and commodity swaps.

              5.            The Buyer is familiar with Rule 144A and understands that the parties listed in the Rule 144A Transferee Certificate to which this certification relates are relying and will continue to rely on the statements made herein because one or more sales to the Buyer will be in reliance on Rule 144A. In addition, the Buyer will only purchase for the Buyer’s own account.

              6.            Until the date of purchase of the Certificates, the undersigned will notify the parties listed in the Rule 144A Transferee Certificate to which this certification relates of any changes in the information and conclusions herein. Until such notice is given, the Buyer’s purchase of the Certificates will constitute a reaffirmation of this certification by the undersigned as of the date of such purchase.

               

              	
                          Print Name of Buyer or Adviser

               

               
 
	
                          By:
 	
                           
 
	
                           
 	
                          Name
 
	
                           
 	
                          Title
 
	
                           
 	
                           
 
	
                           
 	
                           
 
	
                          IF AN ADVISER:
 
	
                           
 	
                           
 
	
                           
 
	
                          Print Name of Buyer
 
	
                           
 	
                           
 
	
                           
 	
                           
 
	
                           
 	
                           
 
	
                          Date:
 	
                           
 

               

               

               

              
EXHIBIT K

              FORM OF TRANSFER AFFIDAVIT FOR RESIDUAL CERTIFICATES

              PURSUANT TO SECTION 5.02(D)

              SOUNDVIEW HOME LOAN TRUST 2005-OPT4

              ASSET-BACKED CERTIFICATES, SERIES 2005-OPT4

              	
                          STATE OF
 	
                          )
 
	
                           
 	
                          )   ss:
 
	
                          COUNTY OF
 	
                          )
 

              The undersigned, being first duly sworn, deposes and says as follows:

              1.     The undersigned is an officer of, the proposed Transferee of an Ownership Interest in a Residual Certificate (the “Certificate”) issued pursuant to the Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”), among Financial Asset Securities Corp., as depositor (the “Depositor”), Option One Mortgage Corporation, as servicer (the “Servicer”) and Deutsche Bank National Trust Company, as trustee (the “Trustee”).  Capitalized terms used, but not defined herein or in Exhibit 1 hereto, shall have the meanings ascribed
              to such terms in the Agreement.  The Transferee has authorized the undersigned to make this affidavit on behalf of the Transferee for the benefit of the Depositor and the Trustee.

              2.     The Transferee is, as of the date hereof, and will be, as of the date of the Transfer, a Permitted Transferee.  The Transferee is acquiring its Ownership Interest in the Certificate for its own account.  The Transferee has no knowledge that any such affidavit is false.

              3.     The Transferee has been advised of, and understands that (i) a tax will be imposed on Transfers of the Certificate to Persons that are not Permitted Transferees; (ii) such tax will be imposed on the transferor, or, if such Transfer is through an agent (which includes a broker, nominee or middleman) for a Person that is not a Permitted Transferee, on the agent; and (iii) the Person otherwise liable for the tax shall be relieved of liability for the tax if the subsequent Transferee furnished to such Person an affidavit that such subsequent Transferee is a Permitted Transferee and, at the time of Transfer, such Person does not have actual knowledge that the affidavit is false.

              4.     The Transferee has been advised of, and understands that a tax will be imposed on a “pass-through entity” holding the Certificate if at any time during the taxable year of the pass-through entity a Person that is not a Permitted Transferee is the record holder of an interest in such entity.  The Transferee understands that such tax will not be imposed for any period with respect to which the record holder furnishes to the pass-through entity an affidavit that such record holder is a Permitted Transferee and the pass-through entity does not have actual knowledge that such affidavit is false.  (For this purpose, a “pass-through entity” includes a regulated investment company, a real estate investment trust or common trust fund, a partnership, trust or estate, and certain cooperatives and, except as
              may be provided in Treasury Regulations, persons holding interests in pass-through entities as a nominee for another Person.)

               

               

5.     The Transferee has reviewed the provisions of Section 5.02(d) of the Agreement and understands the legal consequences of the acquisition of an Ownership Interest in the Certificate including, without limitation, the restrictions on subsequent Transfers and the provisions regarding voiding the Transfer and mandatory sales.  The Transferee expressly agrees to be bound by and to abide by the provisions of Section 5.02(d) of the Agreement and the restrictions noted on the face of the Certificate.  The Transferee understands and agrees that any breach of any of the representations included herein shall render the Transfer to the Transferee contemplated hereby null and void.

6.     The Transferee agrees to require a Transfer Affidavit from any Person to whom the Transferee attempts to Transfer its Ownership Interest in the Certificate, and in connection with any Transfer by a Person for whom the Transferee is acting as nominee, trustee or agent, and the Transferee will not Transfer its Ownership Interest or cause any Ownership Interest to be Transferred to any Person that the Transferee knows is not a Permitted Transferee.  In connection with any such Transfer by the Transferee, the Transferee agrees to deliver to the Trustee a certificate substantially in the form set forth as Exhibit L to the Agreement (a “Transferor Certificate”) to the effect that such Transferee has no actual knowledge that the Person to which the Transfer is to
be made is not a Permitted Transferee.

7.     The Transferee has historically paid its debts as they have come due, intends to pay its debts as they come due in the future, and understands that the taxes payable with respect to the Certificate may exceed the cash flow with respect thereto in some or all periods and intends to pay such taxes as they become due.  The Transferee does not have the intention to impede the assessment or collection of any tax legally required to be paid with respect to the Certificate.

	
             
 	
            8.
 	
            The Transferee’s taxpayer identification number is ___________.
 	
             

	
             
 	
            9.
 	
            The Transferee is a U.S. Person as defined in Code Section 7701(a)(30).
 

10.  The Transferee is aware that the Certificate may be a “noneconomic residual interest” within the meaning of proposed Treasury regulations promulgated pursuant to the Code and that the transferor of a noneconomic residual interest will remain liable for any taxes due with respect to the income on such residual interest, unless no significant purpose of the transfer was to impede the assessment or collection of tax.

11.  The Transferee will not cause income from the Certificate to be attributable to a foreign permanent establishment or fixed base, within the meaning of an applicable income tax treaty, of the Transferee or any other U.S. person.

	
             
 	
            12.
 	
            Check one of the following:
 

[_]          The present value of the anticipated tax liabilities associated with holding the Certificate, as applicable, does not exceed the sum of:

 

 

	
             
 	
            (i)
 	
            the present value of any consideration given to the Transferee to acquire such Certificate;
 

	
             
 	
            (ii)
 	
            the present value of the expected future distributions on such Certificate; and
 

	
             
 	
            (iii)
 	
            the present value of the anticipated tax savings associated with holding such Certificate as the related REMIC generates losses.
 

For purposes of this calculation, (i) the Transferee is assumed to pay tax at the highest rate currently specified in Section 11(b) of the Code (but the tax rate in Section 55(b)(1)(B) of the Code may be used in lieu of the highest rate specified in Section 11(b) of the Code if the Transferee has been subject to the alternative minimum tax under Section 55 of the Code in the preceding two years and will compute its taxable income in the current taxable year using the alternative minimum tax rate) and (ii) present values are computed using a discount rate equal to the short-term Federal rate prescribed by Section 1274(d) of the Code for the month of the transfer and the compounding period used by the Transferee.

[_]          The transfer of the Certificate complies with U.S. Treasury Regulations Sections 1.860E-1(c)(5) and (6) and, accordingly,

	
             
 	
            (i)
 	
            the Transferee is an “eligible corporation,” as defined in U.S. Treasury Regulations Section 1.860E-1(c)(6)(i), as to which income from the Certificate will only be taxed in the United States;
 

	
             
 	
            (ii)
 	
            at the time of the transfer, and at the close of the Transferee’s two fiscal years preceding the year of the transfer, the Transferee had gross assets for financial reporting purposes (excluding any obligation of a person related to the Transferee within the meaning of U.S. Treasury Regulations Section 1.860E-1(c)(6)(ii)) in excess of $100 million and net assets in excess of $10 million;
 

	
             
 	
            (iii)
 	
            the Transferee will transfer the Certificate only to another “eligible corporation,” as defined in U.S. Treasury Regulations Section 1.860E-1(c)(6)(i), in a transaction that satisfies the requirements of Sections 1.860E-1(c)(4)(i), (ii) and (iii) and Section 1.860E-1(c)(5) of the U.S. Treasury Regulations; and
 

	
             
 	
            (iv)
 	
            the Transferee determined the consideration paid to it to acquire the Certificate based on reasonable market assumptions (including, but not limited to, borrowing and investment rates, prepayment and loss assumptions, expense and reinvestment assumptions, tax rates and other factors specific to the Transferee) that it has determined in good faith.
 

	
             
 	
            [_]
 	
            None of the above.
 

 

 

 

13.  The Transferee is not an employee benefit plan that is subject to Title I of ERISA or a plan that is subject to Section 4975 of the Code or a plan subject to any Federal, state or local law that is substantially similar to Title I of ERISA or Section 4975 of the Code, and the Transferee is not acting on behalf of or investing plan assets of such a plan.

 

 

IN WITNESS WHEREOF, the Transferee has caused this instrument to be executed on its behalf, pursuant to authority of its Board of Directors, by its duly authorized officer and its corporate seal to be hereunto affixed, duly attested, this      day of                   , 20  .

 

	
            [NAME OF TRANSFEREE]

 
 
	
             
 	
             
 
	
            By:
 	
             
 
	
            Name:
 	
             
 
	
            Title:
 	
             
 

 

 [Corporate Seal]

ATTEST:

 

	
             
 
	
            [Assistant] Secretary
 

Personally appeared before me the above-named __________, known or proved to me to be the same person who executed the foregoing instrument and to be the ___________ of the Transferee, and acknowledged that he executed the same as his free act and deed and the free act and deed of the Transferee.

	
             
 	
            Subscribed and sworn before me this   
 	
            day of   
 	
            , 20  .
 

 

	
             
 	
             
 
	
             
 	
            NOTARY PUBLIC

 

My Commission expires the __ day
 of _________, 20__

 
 

 

 

 

 

 

EXHIBIT L

FORM OF TRANSFEROR CERTIFICATE

[DATE]

Financial Asset Securities Corp.

600 Steamboat Road

Greenwich, Connecticut 06830

	
             
 	
            Re:
 	
            Soundview Home Loan Trust 2005-OPT4,
 

Asset-Backed Certificates Series 2005-OPT4

Ladies and Gentlemen:

In connection with our disposition of the above Certificates we certify that (a) we understand that the Certificates have not been registered under the Securities Act of 1933, as amended (the “Act”), and are being disposed by us in a transaction that is exempt from the registration requirements of the Act, (b) we have not offered or sold any Certificates to, or solicited offers to buy any Certificates from, any person, or otherwise approached or negotiated with any person with respect thereto, in a manner that would be deemed, or taken any other action which would result in, a violation of Section 5 of the Act, (c) to the extent we are disposing of a Class o Certificate, we have no knowledge the Transferee is not a Permitted Transferee and (d) no purpose of the proposed disposition of a Class o Certificate is to impede the
assessment or collection of tax.

	
            Very truly yours,

 

 
 
	
            TRANSFEROR  
 
	
             
 	
             
 
	
            By:
 	
             
 
	
            Name:
 	
             
 
	
            Title:
 	
             
 

 

 

 

EXHIBIT M

FORM OF ERISA REPRESENTATION LETTER

_____________, 20__

 

	
            Financial Asset Securities Corp.
 600 Steamboat Road
 Greenwich, Connecticut 06830
 	
            Deutsche Bank National Trust Company
 1761 East St. Andrew Place
 Santa Ana, California  92705-4934
 

 

	
             
 	
            Re:
 	
            Soundview Home Loan Trust 2005-OPT4,
 

Asset-Backed Certificates Series 2005-OPT4

Dear Sirs:

_______________________ (the “Transferee”) intends to acquire from _____________________ (the “Transferor”) $____________ Initial Certificate Principal Balance Soundview Home Loan Trust 2005-OPT4, Asset-Backed Certificates Series 2005-OPT4, Class [C][P][R[-X]] (the “Certificates”), issued pursuant to a Pooling and Servicing Agreement (the “Pooling and Servicing Agreement”) dated as of November 1, 2005 among Financial Asset Securities Corp. as depositor (the “Depositor”), Option One Mortgage Corporation as servicer (the “Servicer”) and Deutsche Bank National Trust Company as trustee (the “Trustee”). Capitalized terms used herein and not otherwise defined shall have the meanings assigned thereto in the Pooling and Servicing Agreement. The Transferee hereby certifies, represents and warrants to, and covenants with the
Depositor, the Trustee and the Servicer the following:

The Certificates (i) are not being acquired by, and will not be transferred to, any employee benefit plan within the meaning of section 3(3) of the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), or other retirement arrangement, including individual retirement accounts and annuities, Keogh plans and bank collective investment funds and insurance company general or separate accounts in which such plans, accounts or arrangements are invested, that is subject to Section 406 of ERISA or Section 4975 of the Internal Revenue Code of 1986 (the “Code”) (any of the foregoing, a “Plan”), (ii) are not being acquired with “plan assets” of a Plan within the meaning of the Department of Labor (“DOL”) regulation, 29 C.F.R.ss.2510.3-101, and (iii) will not be transferred to any entity that is deemed to be investing in plan assets
within the meaning of the DOL regulation at 29 C.F.R.ss. 2510.3-101.

 

 

	
            Very truly yours,

 

 
 
	
            [Transferee]  
 
	
             
 	
             
 
	
            By:
 	
             
 
	
            Name:
 	
             
 
	
            Title:
 	
             
 

 

 

 

EXHIBIT N-1

FORM CERTIFICATION TO BE PROVIDED BY THE DEPOSITOR WITH FORM 10-K

	
             
 	
            Re:
 	
            Soundview Home Loan Trust, Series 2005-OPT4
 

Asset Backed Certificates, Series 2005-OPT4

I, [identify the certifying individual], certify that:

l.             I have reviewed this annual report on Form 10-K, and all reports on Form 8-K containing Distribution Date reports filed in respect of periods included in the year covered by this annual report, of Financial Asset Securities Corp. (the “Registrant”);

2.            Based on my knowledge, the information in these reports, taken as a whole, does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading as of the last day of the period covered by this annual report;

3.            Based on my knowledge, the servicing information required to be provided to the Trustee by the Servicer under the Pooling and Servicing Agreement is included in these reports;

4.            I am responsible for reviewing the activities performed by the Servicer under the Pooling and Servicing Agreement and based upon the review required under the Pooling and Servicing Agreement, and except as disclosed in the report, the Servicer has fulfilled its obligations under the Pooling and Servicing Agreement; and

5.            I have disclosed to the Registrant’s certified public accountants all significant deficiencies relating to the Servicer’s compliance with the minimum servicing standards in accordance with a review conducted in compliance with the Uniform Single Attestation Program for Mortgage Bankers or similar standard as set forth in the Pooling and Servicing Agreement.

Capitalized terms used but not defined herein have the meanings ascribed to them in the Pooling and Servicing Agreement, dated November 1, 2005 (the “Pooling and Servicing Agreement”), among the Registrant as Depositor, Option One Mortgage Corporation as servicer and Deutsche Bank National Trust Company as trustee.

	
            FINANCIAL ASSET SECURITIES CORP.
 
	
             
 	
             
 
	
            By:
 	
             
 
	
            Name:
 	
             
 
	
            Title:
 	
             
 
	
            Date:
 	
             
 

 

 

 

EXHIBIT N-2

FORM CERTIFICATION TO BE

PROVIDED TO DEPOSITOR BY THE TRUSTEE

	
             
 	
            Re:
 	
            Soundview Home Loan Trust 2005-OPT4 (the “Trust”)
 

Asset-Backed Certificates, Series 2005-OPT4    

I, [identify the certifying individual], a [title] of Deutsche Bank National Trust Company, as Trustee of the Trust, hereby certify to Financial Asset Securities Corp. (the “Depositor”), and its officers, directors and affiliates, and with the knowledge and intent that they will rely upon this certification, that:

1.            I have reviewed the annual report on Form 10-K for the fiscal year [___], and all reports on Form 8-K containing distribution reports filed in respect of periods included in the year covered by that annual report, of the Depositor relating to the above-referenced trust;

2.            Based on my knowledge, the information in these distribution reports prepared by the Trustee, taken as a whole, does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading as of the last day of the period covered by that annual report; and

3.            Based on my knowledge, the distribution information required to be provided by the Trustee under the Pooling and Servicing Agreement is included in these reports.

Capitalized terms used but not defined herein have the meanings ascribed to them in the Pooling and Servicing Agreement, dated November 1, 2005 (the “Pooling and Servicing Agreement”), among the Depositor as depositor, Option One Mortgage Corporation as servicer and Deutsche Bank National Trust Company as trustee.

	
            DEUTSCHE BANK NATIONAL TRUST COMPANY, as Trustee

 
 
	
             
 	
             
 
	
            By:
 	
             
 
	
            Name:
 	
             
 
	
            Title:
 	
             
 
	
            Date:
 	
             
 

 

 

 

EXHIBIT N-3

FORM CERTIFICATION TO BE

PROVIDED TO DEPOSITOR BY THE SERVICER

	
             
 	
            Re:
 	
            Soundview Home Loan Trust, Series 2005-OPT4
 

Asset Backed Certificates, Series 2005-OPT4

I, [identify the certifying individual], certify to Financial Asset Securities Corp. (the “Depositor”), the Trustee and their respective officers, directors and affiliates, and with the knowledge and intent that they will rely upon this certification, that:

(i)           Based on my knowledge, the information in the Annual Statement of Compliance, the Annual Independent Public Accountant's Servicing Report and all servicing reports, officer's certificates and other information relating to the servicing of the Mortgage Loans taken as a whole, does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading as of the date of this certification;

(ii)          The servicing information required to be provided by the Servicer under the Pooling and Servicing Agreement has been provided to the Depositor and the Trustee;

(iii)        I am is responsible for reviewing the activities performed by the Servicer under the Pooling and Servicing Agreement and based upon the review required by the Pooling and Servicing Agreement, and except as disclosed in the Annual Statement of Compliance or the Annual Independent Public Accountant's Servicing Report, the Servicer has, as of the date of this certification fulfilled its obligations under the Pooling and Servicing Agreement; and

(iv)         Such officer has disclosed to the Depositor and the Trustee all significant deficiencies relating to the Servicer’s compliance with the minimum servicing standards in accordance with a review conducted in compliance with the Uniform Single Attestation Program for Mortgage Bankers or similar standard as set forth in the Pooling and Servicing Agreement.

 

Capitalized terms used but not defined herein have the meanings ascribed to them in the

Pooling and Servicing Agreement, dated November 1, 2005 (the “Pooling and Servicing Agreement”), among the Depositor, Option One Mortgage Corporation as servicer and Deutsche Bank National Trust Company as trustee.

 

 

	
            OPTION ONE MORTGAGE CORPORATION

 
 
	
             
 	
             
 
	
            By:
 	
             
 
	
            Name:
 	
             
 
	
            Title:
 	
             
 
	
            Date:
 	
             
 

 

 

 

EXHIBIT O

[RESERVED]

 

 

EXHIBIT P

FORM OF ANNUAL STATEMENT AS TO COMPLIANCE

___________________ Trust, Series 200_-___

_______________ Pass-Through Certificates

I, _____________________, hereby certify that I am a duly appointed __________________________ of _______________________________ (the “[Servicer]”), and further certify as follows:

1.            This certification is being made pursuant to the terms of the Pooling and Servicing Agreement, dated as of ____________, _____ (the “Agreement”), among ______________________, as depositor, the [Servicer], as [servicer] and ________________, as trustee.

2.            I have reviewed the activities of the [Servicer] during the preceding year and the [Servicer’s] performance under the Agreement and to the best of my knowledge, based on such review, the [Servicer] has fulfilled all of its obligations under the Agreement throughout the year.

Capitalized terms not otherwise defined herein have the meanings set forth in the Agreements.

Dated: _________________

 

 

IN WITNESS WHEREOF, the undersigned has executed this Certificate as of _____________.

	
            By:
 	
             
 
	
            Name:
 	
             
 
	
            Title:
 	
             
 

 

I, _________________________, a (an) __________________ of the [Servicer], hereby certify that _________________ is a duly elected, qualified, and acting _______________________ of the [Servicer] and that the signature appearing above is his/her genuine signature.

IN WITNESS WHEREOF, the undersigned has executed this Certificate as of ______________.

	
            By:
 	
             
 
	
            Name:
 	
             
 
	
            Title:
 	
             
 

 

 

 

EXHIBIT Q

 

FORM OF INTEREST RATE SWAP AGREEMENT

 

 

EXHIBIT R

 

FORM OF SWAP ADMINISTRATION AGREEMENT

 

	
            Date:
 	
            November 30, 2005
 

	
            To:
 	
            Deutsche Bank National Trust Company, not individually, but solely as trustee for the Supplemental Interest Trust
 

	
             
 	
            1761 East Saint Andrew Place
 	
             

	
             
 	
            Santa Ana, CA 92705
 	
             

	
             
 	
            Tel: (714) 247-6000
 	
             

	
             
 	
            Fax: (714) 244-6471
 	
             

	
            Attention:
 	
            Trust Administration – GC0504
 
						

 

	
            From:
 	
            The Royal Bank of Scotland plc
 	
             

	
             
 	
            c/o RBS Financial Markets
 	
             

	
             
 	
            Level 7, 135 Bishopsgate
 	
             

	
             
 	
            London EC2M 3UR
 	
             

	
             
 	
            Attn:  Head of Legal, Financial Markets
 
	
             
 	
            Tel:  44 207 085 5000
 	
             

	
             
 	
            Fax:  44 207 085 8411
 	
             

								

 

	
            Copy To:
 	
            600 Steamboat Road
 	
             

	
             
 	
            Greenwich, CT  06830
 	
             

	
             
 	
            Attn:  Legal Department – Derivatives Documentation
 
	
             
 	
            Tel.:  203-618-2531/32
 	
             

	
             
 	
            Fax:  203-618-2533/34
 	
             

					

 

	
            Our Reference No.:
 	
            D6863960
 

 

	
            Re:
 	
            Interest Rate Swap Transaction
 

 

 

Ladies and Gentlemen:

 

The purpose of this letter agreement is to set forth the terms and conditions of the Transaction entered into between Royal Bank of Scotland plc (“Party A”) and  Deutsche Bank National Trust Company, not individually, but solely as trustee for the supplemental interest trust (the “Supplemental Interest Trust”) created under the Pooling and Servicing Agreement (“Party B”) on the Trade Date specified below (the “Transaction”).  This letter agreement constitutes a “Confirmation” as referred to in the Agreement specified below.

 

The definitions and provisions contained in the 2000 ISDA Definitions (the “Definitions”) as published by the International Swaps and Derivatives Association, Inc. are incorporated by reference herein.  In the event of any inconsistency between the Definitions and this Confirmation, this Confirmation will govern.

 

For the purpose of this Confirmation, all references in the Definitions or the Agreement to a “Swap Transaction” shall be deemed to be references to this Transaction.

 

	
            1.
 	
            This Confirmation supplements, forms part of, and is subject to, ISDA Master Agreement dated as of November 30, 2005 (as the same may be amended or supplemented from time to time, the “Agreement”), between Party A and Party B.  All provisions contained in the Agreement shall govern this Confirmation except as expressly modified below.
 

 

	
            2.
 	
            The terms of the particular Transaction to which this Confirmation relates are as follows:
 

 

	
            Notional Amount:
 	
            The Notional  Amount, which shall initially be USD 6,236,199.43, subject to adjustment as set out in the Additional Terms attached hereto.
 

 

	
             
 	
            Trade Date:
 	
            November 9, 2005
 

 

	
             
 	
            Effective Date:
 	
            November 30, 2005
 

 

 

 

	
             
 	
            Termination Date:
 	
            December 25, 2009, subject to adjustment in accordance with the Modified Following Business Day Convention.
 

 

Fixed Amounts:

 

 

	
            Fixed Rate Payer:
 	
            Party B
 
	
             
 	
             
 
	
            Fixed Rate Payer Period End Dates:
 	
            The 25th day of each month, commencing December 25, 2005, through and including the Termination Date with no adjustment to Period End Dates. 
 
	
             
 	
             
 
	
            Fixed Rate Payer Payment Dates:
 	
            One business day prior to the 25th day of each month, commencing December 25, 2005, through and including the Termination Date, subject to adjustment in accordance with the Modified Following Business Day Convention.
 
	
             
 	
             
 
	
            Fixed Amounts:
 	
            The Fixed Amount payable by Party B shall be an amount equal to (i) the Notional Amount for such Fixed Rate Payer Payment Date * (ii) Fixed Rate * (iii) 250 * (iv) Fixed Rate Day Count Fraction 
 
	
             
 	
             
 
	
            Fixed Rate:
 	
            4.75%
 
	
             
 	
             
 
	
            Fixed Rate Day Count Fraction:
 	
            30/360
 
	
             
 	
             
 
	
            Additional Fixed Amount:
 	
            USD 1,116,657 payable on the Effective Date
 

 

 

Floating Amounts:

 

	
            Floating Rate Payer:
 	
            Party A
 
	
             
 	
             
 
	
            Floating Rate Payer Period End Dates:
 	
            The 25th day of each month, commencing December 25, 2005, through and including the Termination Date, subject to adjustment in accordance with the Modified Following Business Day Convention.
 
	
             
 	
             
 
	
            Floating Rate Payer Payment Dates:
 	
            One business day prior to the 25th day of each month, commencing December 25, 2005, through and including the Termination Date, subject to adjustment in accordance with the Modified Following Business Day Convention.
 
	
             
 	
             
 
	
            Floating  Amounts:
 	
            The Floating Amount payable by Party A shall be an amount equal to (i) Notional Amount * (ii) Floating Rate Option * (iii) 250 * (iv) Floating Rate Day Count Fraction
 
	
             
 	
             
 
	
            Floating Rate Option:
 	
            USD-LIBOR-BBA
 
	
             
 	
             
 
	
            Designated Maturity:
 	
            1 month
 
	
             
 	
             
 
	
            Spread:
 	
            None
 
	
             
 	
             
 
	
            Floating Rate Day Count Fraction:
 	
            Actual/360
 
	
             
 	
             
 
	
            Reset Dates:
 	
            The first day of each Calculation Period
 
	
             
 	
             
 
	
            Compounding:
 	
            Inapplicable:
 
	
             
 	
             
 

 

 

 

 

	
            Calculation Agent:
 	
            Party A
 

 

	
            Business Days:
 	
            New York and Los Angeles
 

 

	
            3.
 	
            Account Details:
 

 

Account Details for Party A:

 

For the account of The Royal Bank of Scotland

Financial Markets Fixed Income and Interest Rate

Derivative Operations, London SWIFT RBOSGB2RTCM

with JPMorgan Chase Bank, New York CHASUS33

ABA # 021000021

Account Number 400930153

 

Account Details for Party B:

 

Deutsche Bank Trust Company Americas

ABA # 021-001-033

Account #: 01419663

Account Name: NYLTD Funds Control/Stars West

Ref: Soundview 2005-OPT4 Swap

 

	
            4.
 	
            Offices:
 

 

The Office of Party A for this Transaction is London, England

 

	
            5.
 	
            It is expressly understood and agreed by the parties hereto that (i) this Confirmation is executed and delivered by Deutsche Bank National Trust Company, not individually or personally but solely as trustee of the Supplemental Interest Trust, in the exercise of the powers and authority conferred and vested in it under the Pooling and Servicing Agreement, (ii) each of the representations, undertakings and agreements herein made on the part of the Supplemental Interest Trust is made and intended not as personal representations, undertakings and agreements by Deutsche Bank National Trust Company but is made and intended for the purpose of binding only the Supplemental Interest Trust, (iii) nothing herein contained shall be construed as creating any liability on the part of Deutsche Bank National Trust Company, individually or
personally, to perform any covenant either expressed or implied contained herein, all such liability, if any, being expressly waived by the parties hereto and by any Person claiming by, through or under the parties hereto and (iv) under no circumstances shall Deutsche Bank National Trust Company be personally liable for the payment of any indebtedness or expenses of the Trust or be liable for the breach or failure of any obligation, representation, warranty or covenant made or undertaken by Party B under this Confirmation or any other related documents.
 

 

	
            6.
 	
            Agency Role of Greenwich Capital Markets, Inc. This Transaction has been entered into by Greenwich Capital Markets, Inc., as agent for The Royal Bank of Scotland plc. Greenwich Capital Markets, Inc. has not guaranteed and is not otherwise responsible for the obligations of Party A under this Transaction.
 

 

 

 

Please promptly confirm that the foregoing correctly sets forth the terms of the Transaction entered into between us by executing this Confirmation and returning it to us by facsimile to:

 

The Royal Bank of Scotland plc

Attention: Derivatives Documentation

Fax: 0207 375 6724 / 6486 Phone: 0207 375 4225

 

	
            For and on behalf of 

ROYAL BANK OF SCOTLAND PLC

By: Greenwich Capital Markets, Inc., its agent
 	
            For and on behalf of

Deutsche Bank National Trust Company, not individually, but solely as trustee for the Supplemental Interest Trust

 

 
 
	
             

 
 

Name:               

Title:                     

Date:                    
 	
             

 
 

Name:

Title:                     

Date:                    

 
 

 

 

 

 

 

ADDITIONAL TERMS

 

All dates subject to adjustment in accordance with the Modified Following Business Day Convention.

 

	
            From and including:
  	
             
  	
            To but excluding:
  	
             
  	
            Notional Amount (USD):
  
	
            30-Nov-05
 	
             
 	
            25-Dec-05
 	
             
 	
            $
 	
            6,236,199.43
 
	
            25-Dec-05
 	
             
 	
            25-Jan-06
 	
             
 	
            $
 	
            6,194,120.39
 
	
            25-Jan-06
 	
             
 	
            25-Feb-06
 	
             
 	
            $
 	
            6,133,063.95
 
	
            25-Feb-06
 	
             
 	
            25-Mar-06
 	
             
 	
            $
 	
            6,052,824.67
 
	
            25-Mar-06
 	
             
 	
            25-Apr-06
 	
             
 	
            $
 	
            5,953,354.74
 
	
            25-Apr-06
 	
             
 	
            25-May-06
 	
             
 	
            $
 	
            5,834,774.81
 
	
            25-May-06
 	
             
 	
            25-Jun-06
 	
             
 	
            $
 	
            5,697,382.33
 
	
            25-Jun-06
 	
             
 	
            25-Jul-06
 	
             
 	
            $
 	
            5,541,656.60
 
	
            25-Jul-06
 	
             
 	
            25-Aug-06
 	
             
 	
            $
 	
            5,368,266.17
 
	
            25-Aug-06
 	
             
 	
            25-Sep-06
 	
             
 	
            $
 	
            5,178,069.75
 
	
            25-Sep-06
 	
             
 	
            25-Oct-06
 	
             
 	
            $
 	
            4,972,115.51
 
	
            25-Oct-06
 	
             
 	
            25-Nov-06
 	
             
 	
            $
 	
            4,752,115.02
 
	
            25-Nov-06
 	
             
 	
            25-Dec-06
 	
             
 	
            $
 	
            4,542,172.57
 
	
            25-Dec-06
 	
             
 	
            25-Jan-07
 	
             
 	
            $
 	
            4,341,816.77
 
	
            25-Jan-07
 	
             
 	
            25-Feb-07
 	
             
 	
            $
 	
            4,150,599.36
 
	
            25-Feb-07
 	
             
 	
            25-Mar-07
 	
             
 	
            $
 	
            3,968,093.40
 
	
            25-Mar-07
 	
             
 	
            25-Apr-07
 	
             
 	
            $
 	
            3,793,892.19
 
	
            25-Apr-07
 	
             
 	
            25-May-07
 	
             
 	
            $
 	
            3,627,608.43
 
	
            25-May-07
 	
             
 	
            25-Jun-07
 	
             
 	
            $
 	
            3,468,873.41
 
	
            25-Jun-07
 	
             
 	
            25-Jul-07
 	
             
 	
            $
 	
            3,317,335.18
 
	
            25-Jul-07
 	
             
 	
            25-Aug-07
 	
             
 	
            $
 	
            3,172,658.89
 
	
            25-Aug-07
 	
             
 	
            25-Sep-07
 	
             
 	
            $
 	
            3,034,525.55
 
	
            25-Sep-07
 	
             
 	
            25-Oct-07
 	
             
 	
            $
 	
            2,897,478.77
 
	
            25-Oct-07
 	
             
 	
            25-Nov-07
 	
             
 	
            $
 	
            2,516,916.71
 
	
            25-Nov-07
 	
             
 	
            25-Dec-07
 	
             
 	
            $
 	
            2,199,396.64
 
	
            25-Dec-07
 	
             
 	
            25-Jan-08
 	
             
 	
            $
 	
            1,933,707.54
 
	
            25-Jan-08
 	
             
 	
            25-Feb-08
 	
             
 	
            $
 	
            1,713,061.44
 
	
            25-Feb-08
 	
             
 	
            25-Mar-08
 	
             
 	
            $
 	
            1,632,902.57
 
	
            25-Mar-08
 	
             
 	
            25-Apr-08
 	
             
 	
            $
 	
            1,556,878.91
 
	
            25-Apr-08
 	
             
 	
            25-May-08
 	
             
 	
            $
 	
            1,484,761.95
 
	
            25-May-08
 	
             
 	
            25-Jun-08
 	
             
 	
            $
 	
            1,416,337.52
 
	
            25-Jun-08
 	
             
 	
            25-Jul-08
 	
             
 	
            $
 	
            1,351,401.42
 
	
            25-Jul-08
 	
             
 	
            25-Aug-08
 	
             
 	
            $
 	
            1,289,762.35
 
	
            25-Aug-08
 	
             
 	
            25-Sep-08
 	
             
 	
            $
 	
            1,231,240.03
 
	
            25-Sep-08
 	
             
 	
            25-Oct-08
 	
             
 	
            $
 	
            1,175,664.47
 
	
            25-Oct-08
 	
             
 	
            25-Nov-08
 	
             
 	
            $
 	
            1,122,875.48
 
	
            25-Nov-08
 	
             
 	
            25-Dec-08
 	
             
 	
            $
 	
            1,072,726.18
 
	
            25-Dec-08
 	
             
 	
            25-Jan-09
 	
             
 	
            $
 	
            1,025,069.22
 
	
            25-Jan-09
 	
             
 	
            25-Feb-09
 	
             
 	
            $
 	
            979,770.26
 
	
            25-Feb-09
 	
             
 	
            25-Mar-09
 	
             
 	
            $
 	
            936,702.54
 
	
            25-Mar-09
 	
             
 	
            25-Apr-09
 	
             
 	
            $
 	
            895,746.54
 
	
            25-Apr-09
 	
             
 	
            25-May-09
 	
             
 	
            $
 	
            856,789.49
 
	
            25-May-09
 	
             
 	
            25-Jun-09
 	
             
 	
            $
 	
            819,724.96
 
	
            25-Jun-09
 	
             
 	
            25-Jul-09
 	
             
 	
            $
 	
            784,452.53
 
	
            25-Jul-09
 	
             
 	
            25-Aug-09
 	
             
 	
            $
 	
            750,877.42
 

 

 

 

 

	
            25-Aug-09
 	
             
 	
            25-Sep-09
 	
             
 	
            $
 	
            718,910.17
 
	
            25-Sep-09
 	
             
 	
            25-Oct-09
 	
             
 	
            $
 	
            688,466.35
 
	
            25-Oct-09
 	
             
 	
            25-Nov-09
 	
             
 	
            $
 	
            659,466.24
 
	
            25-Nov-09
 	
             
 	
            25-Dec-09
 	
             
 	
            $
 	
            631,834.55
 

 

 

 

 

 

 

SCHEDULE I

PREPAYMENT CHARGE SCHEDULE

Available Upon Request

 

 

SCHEDULE II

 

 

	
            
Distribution Date
 
 	
            
Base Calculation Amount ($)
 
 	
            
Distribution Date
 
 	
            
Base Calculation Amount ($)
 
 
	
            December 27, 2005
 	
            6,182,615.92
 	
            February 25, 2008
 	
            998,866.43
 
	
            November 25, 2005
 	
            6,135,416.19
 	
            March 25, 2008
 	
            960,009.01
 
	
            December 25, 2005
 	
            6,077,059.57
 	
            April 25, 2008
 	
            922,846.48
 
	
            January 25, 2006
 	
            6,007,608.21
 	
            May 25, 2008
 	
            887,296.04
 
	
            February 25, 2006
 	
            5,927,183.78
 	
            June 25, 2008
 	
            853,279.32
 
	
            March 25, 2006
 	
            5,835,524.01
 	
            July 25, 2008
 	
            820,722.10
 
	
            April 25, 2006
 	
            5,719,156.79
 	
            August 25, 2008
 	
            789,554.12
 
	
            May 25, 2006
 	
            5,605,028.29
 	
            November 25, 2008
 	
            759,593.20
 
	
            June 25, 2006
 	
            5,483,509.34
 	
            December 27, 2008
 	
            700,228.77
 
	
            July 25, 2006
 	
            5,352,566.87
 	
            November 25, 2008
 	
            669,128.05
 
	
            August 25, 2006
 	
            5,212,683.34
 	
            December 25, 2008
 	
            644,988.08
 
	
            November 25, 2006
 	
            5,064,397.91
 	
            January 25, 2009
 	
            621,810.07
 
	
            December 27, 2006
 	
            4,910,914.64
 	
            February 25, 2009
 	
            599,550.87
 
	
            November 25, 2006
 	
            4,753,159.53
 	
            March 25, 2009
 	
            578,169.48
 
	
            December 25, 2006
 	
            4,591,607.07
 	
            April 25, 2009
 	
            557,626.95
 
	
            January 25, 2007
 	
            4,426,763.51
 	
            May 25, 2009
 	
            537,886.27
 
	
            February 25, 2007
 	
            4,259,163.25
 	
            June 25, 2009
 	
            518,912.24
 
	
            March 25, 2007
 	
            4,089,365.01
 	
            July 25, 2009
 	
            500,671.40
 
	
            April 25, 2007
 	
            3,917,947.58
 	
            August 25, 2009
 	
            483,131.94
 
	
            May 25, 2007
 	
            3,745,505.36
 	
            November 25, 2009
 	
            466,263.57
 
	
            June 25, 2007
 	
            3,572,643.60
 	
            December 27, 2009
 	
            450,037.50
 
	
            July 25, 2007
 	
            3,399,973.49
 	
            November 25, 2009
 	
            434,426.31
 
	
            August 25, 2007
 	
            3,228,110.53
 	
            December 25, 2009
 	
            419,403.90
 
	
            November 25, 2007
 	
            3,058,320.65
 	
            January 25, 2010
 	
            404,945.41
 
	
            December 27, 2007
 	
            1,183,637.17
 	
            February 25, 2010
 	
            391,027.16
 
	
            November 25, 2007
 	
            1,126,508.01
 	
            March 25, 2010
 	
            377,626.62
 
	
            December 25, 2007
 	
            1,082,020.85
 	
            April 25, 2010
 	
            364,722.27
 
	
            January 25, 2008
 	
            1,039,506.23
 	
            May 25, 2010
 	
            352,293.64

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00095-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00095-of-00352.parquet"}]]