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                    METLIFE INSURANCE COMPANY OF CONNECTICUT
                              [1300 Hall Boulevard
                             Bloomfield, CT 06002]
                         401(A)/403(A) PLAN ENDORSEMENT

This Endorsement forms a part of the Contract to which it is attached and
addresses certain requirements under the Internal Revenue Code of 1986, as
amended ("Code"). The following provisions apply to a Contract which is issued
under a plan qualified under Section 401(a) or 403(a) of the Code ("Plan"). The
effective date of this Endorsement is the issue date of the Contract or the date
the provision is necessary to maintain the status of the plan under Section
401(a) or 403(a) of the Code. If there is a conflict between the terms of the
Contract, (including any prior endorsements or riders thereto) and the terms of
this Endorsement, the terms of this Endorsement will control. However the
Contract may contain further restrictions (including but not limited to the
types and number of contributions which will be accepted) which will continue to
apply to the extent consistent with Federal tax law.

1.   Terms used in this Endorsement:

     (a) "We", "Us" or the "Company" means MetLife Insurance Company of
         Connecticut;

     (b) "You" or "Your" means the Contractholder or Owner.

2.   Any Annuitant of this Contract will be a participant or beneficiary of the
     Plan and the Contractholder of this Contract will be the Owner as provided
     under the Plan. If the Plan has distributed this Contract to a participant
     or beneficiary, such participant or beneficiary will be the Annuitant and
     Contractholder.

3.   If the Contractholder is not a trust described in Section 401(a) of the
     Code that is exempt from tax under Section 501(a) of the Code, this
     Contract shall be treated as a trust for purposes of Section 401(f) of the
     Code and this Contract and the benefits under it, cannot be sold, assigned,
     transferred, discounted, pledged as collateral for a loan or as security
     for the performance of an obligation or for any other purpose, or otherwise
     transferred to any person other than Us.

4.   The Contractholder shall hold all Plan assets hereunder for the exclusive
     benefit of Plan participants and beneficiaries and no portion of the amount
     deposited into the Contract, or the earnings thereon may be used for, or
     diverted to, any purpose other than for the exclusive benefit of such
     persons prior to the satisfaction of all liabilities with respect to such
     persons.

5.   This Contract shall be subject to the provisions, terms and conditions of
     the Plan and any payment, distribution or transfer under this Contract
     shall comply with the provisions, terms and conditions of the Plan as
     determined by the Plan administrator, trustee or other designated Plan
     fiduciary. However, the terms of the Plan cannot expand the terms of the
     Contract or impose responsibilities or duties on Us not specifically set
     forth in the Contract. We shall have no responsibility with respect to the
     provisions, terms and conditions of the Plan, under or by reason of
     issuance of this Contract, including, but not limited to, (a) determining
     whether any such payment, distribution or transfer complies with the
     provisions, terms and conditions of the Plan or with applicable law, or (b)
     administering the Plan.

6.   A Plan participant or beneficiary may elect, at the time and in the manner
     prescribed by Us (and, where applicable, by the Contractholder), to have
     any portion of an eligible rollover distribution (within the meaning of
     Section 402(f)(2)(A) of the Code) paid directly to an eligible retirement
     plan described in Section 402(c)(8)(B) of the Code that is specified by the
     Plan participant or beneficiary, by means of a direct transfer or direct
     rollover under Section 401(a)(31) of the Code.

7.   If the Plan distributes this Contract to a participant or beneficiary and
     the Plan is subject to Section 401(a)(11) of the Code, benefits under the
     Contract will be provided in accordance with the applicable consent,
     present value, and other requirements of Sections 401(a)(11) and 417 of the
     Code that are applicable to the Plan.

8.   We may waive by Our written notice to the Contractholder applicable
     withdrawal or surrender charges with respect to all or any portion of the
     Contract value that is directly transferred to another funding vehicle or
     an annuity contract issued by Us or one of Our affiliate companies.

                                     - 1 -

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9.   The Contractholder may instruct Us to deduct recordkeeping and other
     administrative fees from Plan participant and beneficiary account balances.
     Such fees shall be sent by Us directly to the party specified by the
     Contractholder. All such fees deducted from Plan participant and
     beneficiary account balances shall not be subject to any otherwise
     applicable withdrawal or surrender charge.

We have the right to interpret this Contract's provisions in accordance with the
Code and to amend or modify this Contract or Endorsement to the extent necessary
to comply with any law, regulation, ruling or other requirement deemed by us to
be necessary under the applicable requirements of Section 401(a) or 403(a) of
the Code.

All other terms and conditions of the Contract remain unchanged.

MetLife Insurance Company of Connecticut has caused this Endorsement to be
signed by its [Secretary].

                                                            [GRAPHIC OMITED]
                                                              [SECRETARY]

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                    METLIFE INSURANCE COMPANY OF CONNECTICUT
                              [1300 Hall Boulevard
                             Bloomfield, CT 06002]

             457(b) PLAN ENDORSEMENT (GOVERNMENTAL AND TAX-EXEMPT)

This Endorsement forms a part of the Contract/Certificate (hereinafter referred
to as "Contract") to which it is attached and addresses certain requirements
under the Internal Revenue Code of 1986, as amended ("Code"). The following
provisions apply to a Contract which is issued under a plan that is intended to
satisfy the requirements of Section 457(b) of the Code (the "Plan") and
established and maintained by a state or local governmental employer within the
meaning of Section 457(e)(1)(A) of the Code (a "Governmental Employer") or by a
tax-exempt employer within the meaning of Section 457(e)(1)(B) of the Code (a
"Tax-Exempt Employer"). The effective date of this Endorsement is the issue date
of the Contract or such later date necessary to maintain the status of the plan
under Section 457(b) of the Code. If there is a conflict between the terms of
this Endorsement and the terms of the Contract (including any prior endorsements
or riders thereto), the terms of this Endorsement will control. However the
Contract may contain further restrictions (including but not limited to the
types and number of contributions which will be accepted) which will continue to
apply to the extent consistent with Federal tax law.

1.   Terms used in this Endorsement:

     (a)  "We", "Us" or the "Company" means MetLife Insurance Company of
          Connecticut; and

     (b)  "You" or "Your" means the Contractholder or Owner.

2.   Any Annuitant of this Contract will be a participant or beneficiary of the
     Plan and the Contractholder of this Contract will be the Owner as provided
     under the Plan. If the Plan has distributed this Contract to a participant
     or beneficiary, such participant or beneficiary will be the Annuitant and
     Contractholder.

3.   This Contract shall be subject to the provisions, terms and conditions of
     the Plan and any payment, distribution or transfer under this Contract
     shall comply with the provisions, terms and conditions of the Plan as
     determined by the employer that established the Plan or by such other duly
     designated person. However, the terms of the Plan cannot expand the terms
     of the Contract or impose responsibilities or duties on Us not specifically
     set forth in the Contract. We shall have no responsibility with respect to
     the provisions, terms and conditions of the Plan, under or by reason of
     issuance of this Contract, including, but not limited to, (a) determining
     whether any such payment, distribution or transfer complies with the
     provisions, terms and conditions of the Plan or with applicable law, or (b)
     administering the Plan.

4.   If the Plan was established by a Governmental Employer:

     (a)  If the Contractholder is not a trust described in Section 457(g) of
          the Code that is treated as exempt from tax under Section 501(a) of
          the Code, this Contract shall be treated as a trust for purposes of
          Section 401(f) of the Code and this Contract and the benefits under
          it, cannot be sold, assigned, transferred, discounted, pledged as
          collateral for a loan or as security for the performance of an
          obligation or for any other purpose, or otherwise transferred to any
          person other than Us.

     (b)  The Contractholder shall hold all Plan assets hereunder for the
          exclusive benefit of Plan participants and beneficiaries and no
          portion of the amount deposited into the Contract, or the earnings
          thereon may be used for, or diverted to, any purpose other than for
          the exclusive benefit of such persons prior to the satisfaction of all
          liabilities with respect to such persons.

     (c)  A Plan participant or beneficiary may elect, at the time and in the
          manner prescribed by Us (and, where applicable, by the
          Contractholder), to have any portion of an eligible rollover
          distribution (within the meaning of Section 402(c)(4) of the Code)
          paid directly to an eligible retirement plan described in Section
          402(c)(8)(B) of the Code that is specified by the Plan participant or
          beneficiary, by means of a direct transfer or direct rollover under
          Section 401(a)(31) of the Code.

5.   If the Plan was established by a Tax-Exempt Employer, all interests under
     this Contract remain the property of the Tax-Exempt Employer (or a grantor
     trust established by the Tax-Exempt Employer) and are subject to the claims
     of the Tax-Exempt Employer's creditors in bankruptcy or insolvency.

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6.   Distributions under this Contract and annuities purchased hereunder shall
     meet the requirements of Section 72(s) of the Code, as applicable,
     including the following:

     (a)  The requirements of this Paragraph 6 shall apply separately to the
          interest in the Contract held by the Contractholder in respect of each
          Plan participant as determined by the account balance records
          maintained for the Plan. No participant or other person has a
          beneficial interest in the Contract by reason of this Paragraph 6,
          however.

     (b)  The following definitions apply for purposes of this Paragraph 6. The
          holder of an interest in the Contract is (i) the participant or other
          primary annuitant, the events in the life of which are of primary
          importance in affecting the timing or amount of payout of that
          interest, if the Contractholder is not an individual, or (ii) the
          Contractholder, if the Contractholder is an individual. The annuity
          starting date is as defined in Section 72(c)(4) of the Code. The
          designated beneficiary is as defined in Section 72(s)(4) of the Code.
          If the designated beneficiary referred in Paragraph 6(d)(i) is the
          surviving spouse of the holder, Paragraph 6(c) and (d) are applied by
          treating the surviving spouse as the holder. If the Contractholder is
          not an individual, a change in the primary annuitant in respect of an
          interest in the Contract is treated as the death of the holder.

     (c)  If any holder of an interest in the Contract in respect of a
          participant dies on or after the annuity starting date and before that
          entire interest in the Contract has been distributed, the remaining
          interest shall be distributed at least as rapidly as under the method
          of distribution being used as of the date of death.

     (d)  If any holder of an interest in the Contract in respect of a
          participant dies before the annuity starting date, that entire
          interest in the Contract shall be distributed within five years after
          the death of that holder. If any portion of that interest (i) is
          payable to or for the benefit of a designated beneficiary, and will be
          distributed over the life of that designated beneficiary or over a
          period not extending beyond the life expectancy, and (ii) those
          distributions begin not later than one year after the death of the
          holder's death or such later date as regulations under the Code
          prescribe, this Paragraph 6(d) is satisfied in respect of that
          portion.

7.   We may waive by Our written notice to the Contractholder applicable
     withdrawal or surrender charges with respect to all or any portion of the
     Contract value that is directly transferred to another funding vehicle or
     an annuity contract issued by Us or one of Our affiliate companies.

8.   The Contractholder may instruct Us to deduct recordkeeping and other
     administrative fees from Plan participant and beneficiary account balances.
     Such fees shall be sent by Us directly to the party specified by the
     Contractholder. All such fees deducted from Plan participant and
     beneficiary account balances shall not be subject to any otherwise
     applicable withdrawal or surrender charge.

We have the right to interpret this Contract's provisions in accordance with the
Code and to amend or modify this Contract or Endorsement to the extent necessary
to comply with any law, regulation, ruling or other requirement deemed by us to
be necessary under the applicable requirements of Section 457(b) or other
provisions of the Code.

All other terms and conditions of the Contract remain unchanged.

MetLife Insurance Company of Connecticut has caused this Endorsement to be
signed by its [Secretary].

                                                -s- Jeffrey A. Welikson

                                           [SECRETARY]

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