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Exhibit 10.2
Second Supplemental Indenture
    THIS SECOND SUPPLEMENTAL INDENTURE, dated as of April 21, 2022 (this “Supplemental Indenture”), by and among StoneX Payment Services Ltd., a Washington profit corporation (the “Guaranteeing Subsidiary”), StoneX Group Inc. (formerly known as INTL FCStone Inc.), a Delaware corporation (the “Issuer”), the Guarantors party to the Indenture (as defined below) and The Bank of New York Mellon, as trustee (in such capacity, the “Trustee”) and collateral agent (in such capacity, the “Collateral Agent”).
W I T N E S S E T H:
    WHEREAS, the Issuer and the Guarantors party thereto from time to time have heretofore executed and delivered to the Trustee the Indenture, dated as of June 11, 2020 (as amended, supplemented or otherwise modified to the date of this Supplemental Indenture, the “Indenture”), governing the Issuer’s 8.625% Senior Secured Notes due 2025 (the “Notes”);
WHEREAS, the Indenture provides that under certain circumstances the Guaranteeing Subsidiary shall execute and deliver to the Trustee and the Collateral Agent a supplemental indenture pursuant to which the Guaranteeing Subsidiary shall unconditionally guarantee all of the Issuer’s Obligations under the Notes and the Indenture on the terms and conditions set forth herein (the “Note Guarantee”); and
WHEREAS, pursuant to Section 9.01 of the Indenture, the Trustee and the Collateral Agent are authorized to execute and deliver this Supplemental Indenture without the consent of any Holder.
NOW THEREFORE, in consideration of the foregoing and for other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereto mutually covenant and agree for the equal and ratable benefit of the Holders as follows:
1.CAPITALIZED TERMS. Capitalized terms used but not otherwise defined herein shall have the meanings ascribed to such terms in the Indenture.
2.AGREEMENT TO GUARANTEE. The Guaranteeing Subsidiary hereby agrees to provide a full and unconditional Guarantee on the terms and subject to the conditions set forth in the Indenture, including, without limitation, Article 11 thereof.
3.NO RECOURSE AGAINST OTHERS. No director, officer, employee, partner (including, for greater certainty, any general partner of any general partnership who is an individual person), incorporator, manager, stockholder or member of the Guaranteeing Subsidiary, as such, shall have any liability for any obligations of the Issuer, the Guaranteeing Subsidiary or any other Guarantors under the Indenture Documents or this Supplemental Indenture or for any claim based on, in respect of or by reason of, such obligations or their creation. Each Holder, by accepting a Note, waives and releases all such liability. The waiver and release are part of the consideration for issuance of the Notes. Such waiver may not be effective to waive liabilities under the federal securities laws.
4.GOVERNING LAW. THIS SUPPLEMENTAL INDENTURE SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW YORK.
5.COUNTERPARTS. The parties may sign any number of copies of this Supplemental Indenture manually, electronically or by facsimile. Each signed copy or counterpart shall be an original, but all of them together represent the same agreement. The exchange of copies of this Supplemental Indenture and of signature pages by facsimile or portable document format transmission shall constitute effective execution and delivery of this Supplemental Indenture as to the parties hereto and may be used in lieu of the original Supplemental Indenture and signature pages for all purposes. 
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Signatures of the parties hereto transmitted by facsimile or portable document format shall be deemed to be their original signatures for all purposes.
6.EFFECT OF HEADINGS. The section headings herein are for convenience only and shall not affect the construction hereof.
7.RATIFICATION OF INDENTURE; SUPPLEMENTAL INDENTURES PART OF INDENTURE. Except as expressly amended hereby, the Indenture is in all respects ratified and confirmed and all the terms, conditions and provisions thereof shall remain in full force and effect. This Supplemental Indenture shall form a part of the Indenture for all purposes, and each Holder of Notes heretofore or hereafter authenticated and delivered shall be bound hereby.
8.TRUSTEE. Neither the Trustee nor the Collateral Agent shall be responsible in any manner whatsoever for or in respect of the validity or sufficiency of this Supplemental Indenture or for or in respect of the recitals contained herein, all of which recitals are made solely by the Guaranteeing Subsidiary and the Issuer.
9.NOTICES. Notices to the Guaranteeing Subsidiary shall be made in accordance with Section 13.01 of the Indenture at the address for the Issuer and the Guarantors set forth in Section 13.01.
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IN WITNESS WHEREOF, the parties hereto have caused this Supplemental Indenture to be duly executed as of the date first written above.

ISSUER:
STONEX GROUP INC., (f/k/a INTL FCSTONE INC.), a Delaware corporation
    As Issuer

    By:    /s/ Sean M. O'Connor        
Name:    Sean M. O’Connor
Title:    President/Chief Executive Officer
By:    /s/ Kevin Murphy        
Name:    Kevin Murphy
Title:    Group Treasurer
     
GUARANTORS:
STONEX BULLION INC. (f/k/a INTL FCSTONE ASSETS, INC.), a Florida corporation
By:    /s/ Sean M. O'Connor        
Name:    Sean M. O’Connor
Title:    Chief Executive Officer

STONEX COMMODITY SOLUTIONS LLC (f/k/a FCSTONE MERCHANT SERVICES, LLC), a Delaware limited liability company
By:    /s/ William J. Dunaway        
Name:    William J. Dunaway
Title:    Treasurer

FCSTONE GROUP, INC., a Delaware corporation
By:    /s/ William J. Dunaway        
Name:    William J. Dunaway
Title:    Chief Financial Officer

STONEX TECHNOLOGY SERVICES LLC (f/k/a INTL TECHNOLOGY SERVICES, LLC), a Delaware limited liability company

By:    /s/ William J. Dunaway        
Name:    William J. Dunaway
Title:    Chief Financial Officer

STONEX (NETHERLANDS) B.V. (f/k/a INTL FCSTONE (NETHERLANDS) BV), a private company with limited liability incorporated under the laws of the Netherlands

By:    /s/ William J. Dunaway        
Name:    William J. Dunaway
Title:    Director

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GAIN CAPITAL HOLDINGS, INC.,                         a Delaware corporation
By:    /s/ Glenn Stevens                                Name:    Glenn Stevens                                Title:    President & CEO
GAIN HOLDINGS, LLC,                         a Delaware limited liability company
By:    /s/ Glenn Stevens                                Name:    Glenn Stevens                                Title:    Manager
GLOBAL FUTURES & FOREX, LTD.,                         a Michigan corporation
By:    /s/ Alexander Bobinski                                Name:    Alexander Bobinski    
Title:    Manager
S.L. BRUCE FINANCIAL CORPORATION,                     an Ohio Corporation
By:    /s/ Alexander Bobinski                                Name:    Alexander Bobinski                            Title:    Manager
            GCAM, LLC, 
            a Delaware limited liability company

            
            By:    /s/ Glenn Stevens        
            Name:    Glenn Stevens                
            Title:    Manager
                    
            GAIN CAPITAL HOLDINGS INTERNATIONAL, LLC, 
        a Delaware limited liability company

            By:    /s/ Glenn Stevens        
            Name:    Glenn Stevens            
Title:    Manager
STONEX PAYMENT SERVICES LTD, 
        a Washington profit corporation

            By:    /s/ William J. Dunaway        
Name:    William J. Dunaway
Title:    Chief Financial Officer    
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    THE BANK OF NEW YORK MELLON,
    As Trustee and Collateral Agent

    By:  /s/ Latoya S. Elvin                   
    Authorized Signatory
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Exhibit 10.3

INTERCREDITOR JOINDER AGREEMENT

    THIS INTERCREDITOR JOINDER AGREEMENT dated as of April 21, 2022 (this “Agreement”), is entered into by and among STONEX PAYMENT SERVICES LTD., a Washington profit corporation, in its capacity as a First Lien Guarantor and as a Second Lien Guarantor under the Intercreditor Agreement (as defined below) (the “New Grantor”), Bank of America, N.A., in its capacity as Administrative Agent for the First Lien Claimholders, including its successors and assigns in such capacity from time to time (the “First Lien Agent”), The Bank of New York Mellon, in its capacity as Indenture Trustee for the Second Lien Claimholders, including its successors and assigns in such capacity from time to time (the “Indenture Trustee”), and in its capacity as Collateral Agent for the Second Lien Claimholders, including its successors and assigns in such capacity from time to time (the “Collateral Agent” and, together with the Indenture Trustee, the “Second Lien Agent”), and Bank of America, N.A., in its capacity as Control Agent, including its successors and assigns in such capacity from time to time (the “Control Agent”), in each case, under the Intercreditor Agreement, dated as of June 11, 2020 (as amended, supplemented or modified from time to time, the “Intercreditor Agreement”), by and among StoneX Group Inc. (formerly known as INTL FCStone Inc.), a Delaware corporation (the “Borrower”), the Subsidiaries of the Borrower that are First Lien Guarantors and Second Lien Guarantors identified therein, the First Lien Agent, the Second Lien Agent and the Control Agent. Capitalized terms used herein and not otherwise defined herein shall have the meanings assigned to such terms in the Intercreditor Agreement.
    The Grantors are required by Section 8.18 of the Intercreditor Agreement to cause the New Grantor to become a “Grantor” under the Intercreditor Agreement by executing and delivering a joinder agreement.

    Accordingly, the New Grantor agrees as follows with the First Lien Agent, the Second Lien Agent and the Control Agent, for the benefit of the First Lien Claimholders and the Second Lien Claimholders:

    1.    The New Grantor hereby acknowledges, agrees and confirms that, by its execution of this Agreement, the New Grantor will be deemed to be a party to the Intercreditor Agreement and a “Grantor” for all purposes of the Intercreditor Agreement, and shall have all of the obligations of a Grantor thereunder as if it had executed the Intercreditor Agreement.  The New Grantor hereby ratifies, as of the date hereof, and agrees to be bound by, all of the terms, provisions and conditions applicable to the Grantors contained in the Intercreditor Agreement.  

    2.    The addresses of the New Grantor for purposes of all notices and other communications shall be in care of the Borrower at the address set forth below its name on the signature page to the Intercreditor Agreement, or such other address as may be designated by the Borrower in a written notice to all of the other parties to the Intercreditor Agreement.

3.    This Agreement may be executed in counterparts (and by different parties hereto in different counterparts), each of which shall constitute an original, but all of which when taken together shall constitute one contract.  Delivery of an executed counterpart of a signature page of this Agreement by telecopy or other electronic means (e.g., .pdf or .tif) shall be effective as delivery of a manually executed counterpart of this Agreement.  To the extent agreed by the parties hereto, this Agreement and any document or instrument delivered in connection herewith may be in the form of an Electronic Record and may be executed using Electronic Signatures, and the parties hereto agree that any Electronic Signature on or associated with this Agreement or any document or instrument delivered in connection herewith shall be valid and binding on the parties hereto to the same extent as a manual, original signature. Upon the request of any party hereto, any Electronic Signature shall be promptly followed by a manually executed counterpart.
    4.    This Agreement shall be governed by and construed and interpreted in accordance with the laws of the State of New York.
[SIGNATURE PAGES FOLLOW]

IN WITNESS WHEREOF, the New Grantor has caused this Agreement to be duly executed by its authorized officer as of the date first above written.

SECOND LIEN GUARANTOR:        STONEX PAYMENT SERVICES LTD.,
a Washington profit corporation

                        By:        /s/William J. Dunaway
Name:    William J. Dunaway
Title:    Chief Financial Officer    

Acknowledged and accepted:

BANK OF AMERICA, N.A., as the First Lien Agent

By:    /s/ Kyle D. Harding        
Name: Kyle D. Harding
Title: Vice President

BANK OF AMERICA, N.A., as the Control Agent

By:    /s/ Kyle D. Harding        
Name: Kyle D. Harding
Title: Vice President

THE BANK OF NEW YORK MELLON, as the Second Lien Agent 

By:    /s/ Latoya S Elvin        
Name:  Latoya S Elvin
Title:    Vice President

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