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NUMBER    Incorporated under the laws of the State of Colorado       SHARES

                     CHINA NET & TECHNOLOGIES, INC.

                       Total Authorized Issue
                  20,000,000 Shares Without Par Value
                          Common Stock

This is to certify that ___________________________________ is the owner of

                                                               Fully paid and
non-assessable shares of the above corporation transferable only on the books
of the Corporation by the holder thereof in person or by a duly authorized
Attorney upon surrender of this Certificate properly endorsed.

Witness, the seal of the Corporation and the signatures of its duly authorized
officers.

Dated

      Secretary                                           PresidentLICENSE AGREEMENT

LICENSEE:   Corporate Finance Company                   ,  License Agreement
Number:     LA102

License Address:    78153 Calle Norte, La Quinta, CA 92253.

     This License Agreement (the "Agreement") is entered into by and between
Tensleep.com, Inc. ("LICENSOR"), a Colorado corporation, and Corporate Finance
Company, Inc. (the "LICENSEE"), a Colorado corporation.

                            CONSIDERATION

     In consideration of the mutual promises of the parties hereto and the
terms and conditions hereinafter provided, IT IS AGREED

                         TERMS AND CONDITIONS

1.   GRANT

     A.   LICENSOR grants to LICENSEE, subject to the following terms and
          conditions, a perpetual non-exclusive, non-transferable license to
          use LICENSOR's intellectual property and source code in the
          manufacture, marketing and selling of the web-modem (hereinafter
          collectively "Technology").  The marketing and selling of this
          product is limited to China and other areas of Asia as agreed to by
          the parties.

     B.   The LICENSOR shall have the right to alter, modify, develop, market
          and sublicense the Technology.

3.   LICENSE FEE

     A.   In consideration for the foregoing license, LICENSEE shall pay
          LICENSOR a license fee in the amount of $200,000 payable in cash.
          $100,000 payable on the execution of this agreement and $100,000
          with first to occur, 6 months from the date hereof or on entering
          production of the CyberServer or CyberCommunicator.

     B.   In consideration for the foregoing license, LICENSEE shall pay
          LICENSOR a royalty on all products produced by the LICENSEE based
          on the use of Tensleep's Technology equal to 10% monthly based of
          the aggregate net wholesale price per unit or at a price per unit
          agreed upon by the parties.

     (3)  All payments are exclusive of any tariffs, duties, sales, use other
          taxes imposed or levied by any government or governmental agency.
          LICENSEE shall be liable for payment of all such taxes, however
          designated, which are levied, or base on LICENSEE's possession or
          use of the Technology or on this Agreement, including without
          limitation, all state and local sales, use, and personal property
          taxes.

     (4)  All payments shall be made in U.S. Dollars except as provided for
          herein.

4.   WARRANTIES

     A.   LICENSOR warrants that the Technology will conform, as to all
          substantial operational features, with its written specifications
          at the time of this Agreement.  LICENSOR will during said ninety
          day period use its best efforts to correct defects which
          substantially affect system performance, and provide LICENSEE with
          the maintenance services set forth in the Maintenance Agreement
          attached to this Agreement.

     B.   THE ABOVE IS A LIMITED WARRANTY AND IT IS THE ONLY WARRANTY MADE BY
          LICENSOR.  LICENSOR MAKES AND LICENSEE RECEIVES NO WARRANTY EXPRESS
          OR IMPLIED AND THERE ARE EXPRESSLY EXCLUDED ALL WARRANTIES OF
          MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.  THE STATED
          EXPRESS WARRANTY IS IN LIEU OF ALL LIABILITIES OR OBLIGATIONS OF
          LICENSOR FOR DAMAGES ARISING OUT OF OR IN CONNECTION WITH THIS
          AGREEMENT AND THE DELIVERY, USE OR PERFORMANCE OF THE TECHNOLOGY.

     C.   LICENSOR shall have no liability with respect to its obligations
          under this Agreement for consequential, exemplary, or incidental
          damages even if it has been advised of the possibility of such
          damages.  LICENSOR's sole liability, including liability arising
          out of contract, negligence, and strict liability in tort or
          warranty, shall not exceed any amounts payable by LICENSEE for the
          Technology.

     D.   LICENSOR does not warrant additional Technology, including
          LICENSEE's own developed packages, which interact with the
          Technology, or other commercially developed packages which may
          interact with the Technology.

5.   CONFIDENTIAL INFORMATION

     A.   LICENSOR regards the Technology, including, but not limited to,
          source, object, or binary code, flow charts, logic diagrams,
          listings, screen displays, magnetic tape or disk, any accompanying
          support materials and documentation supplied under this Agreement
          and any other information identified as a trade secret of LICENSOR,
          to be of a confidential and proprietary nature (the "Confidential
          Information") and title to it remains in LICENSOR.  Applicable
          rights to copyrights, trade secrets, patents and trademarks in the
          Technology or any modifications or enhancements made by LICENSOR or
          LICENSEE or at LICENSEE's request shall remain with LICENSOR.

     B.   LICENSEE shall not sell, publish, disclose, display or otherwise
          make available the Technology or copies thereof to others.
          LICENSEE  agrees to secure and protect the Technology in a manner
          consistent with the maintenance of LICENSOR's rights therein and to
          take appropriate action by instruction or agreement with its
          employees, agents or consultants who are permitted access to the
          Technology to satisfy LICENSEE's obligations hereunder.

     C.   LICENSEE further agrees to inform its employees, agents,
          independent contractors, students, faculty, and staff of the
          confidential and proprietary nature of the Confidential
          Information.  LICENSEE's employees, agents, independent
          contractors, students, faculty and staff shall be bound in the same
          manner as LICENSEE to the extent allowed by law.  The provisions of
          this Section 4 shall survive the termination of this Agreement.

6.   INDEMNIFICATION

     LICENSEE shall indemnify, release and hold LICENSOR harmless from any
     claims, demands, liabilities, actions, suits or proceedings asserted or
     claimed by any third party from sales of the products by LICENSEE,
     whether against LICENSEE or LICENSOR, arising out of the furnishing,
     performance, use or failure of the Technology, and LICENSEE agrees to
     undertake the cost of defending same, including reasonable attorney's
     fees, except where such claim, demands, liabilities, actions, suits or
     proceedings are the result of defects in the Technology covered by the
     limited warranty provided in this Agreement.   LICENSOR shall be given
     timely notice of any such claim demand, liability, action, suit or
     proceeding, and LICENSOR shall have the option to undertake and conduct
     the defense thereof.

7.   TECHNOLOGY OWNERSHIP

     A.   LICENSOR  represents that it is the owner of the Technology and all
          portions thereof.

     B.   LICENSEE shall have the right to manufacture, market and sell the
          CyberServer and CyberCommunicator.

     C.   Under no circumstances shall LICENSEE transfer in any manner, in
          whole or in part, any  rights granted therein, without LICENSOR's
          prior written consent.

8.   TERMINATION.

     A.   LICENSEE shall have no right to terminate this Agreement and
          license granted herein, except upon determination that LICENSOR has
          materially breached one or more of the provisions of this
          Agreement, by binding arbitration or a court of competent
          jurisdiction.

     B.   LICENSOR shall have the right to terminate this Agreement and the
          license granted herein upon the occurrence of any one of the
          following:

          1.   LICENSEE's failure to make the payment of the license fee as
               provided for herein;

          2.   LICENSEE's failure to meet the obligations as set forth in
               Section 6 hereof;

          3.   LICENSEE's threatened or actual breach of Section 5 hereof;

          4.   LICENSEE's material breach of any other provision hereof; or

          5.   LICENSEE's (I) termination or suspension of its business,
               (ii) becoming subject to any bankruptcy or insolvency
               proceeding under Federal or state statute, (iii) becoming
               insolvent or becoming subject to direct control by a trustee,
               receiver or similar authority, or (iv) having been dissolved,
               wound up or liquidated, voluntarily or otherwise.

     C.   In order to terminate this Agreement in accordance with Subsection
          B above, LICENSOR shall give LICENSEE written notice of its intent
          to do so and the basis for such termination or modification; and
          LICENSEE shall have a period of thirty (30) days from the date of
          the written notice to cure the default.

     D.   Neither expiration nor termination of this Agreement shall release
          LICENSEE from any liabilities or obligations under this Agreement,
          which liabilities or obligations have heretofore accrued and remain
          to be performed as of the date of such expiration or termination.

     E.   In the event of termination or breach of this Agreement by
          LICENSEE, all license fees become due and payable in full.  Any
          maintenance fees accrued to the date of termination are also due
          and payable in full.

     F.   Within thirty (30) days after termination of this Agreement and the
          license granted herein, LICENSEE shall immediately return to
          LICENSOR all Technology and all other Confidential Information or,
          in the alternative, provide written notice to LICENSOR that all
          Confidential Information related to the Technology or Related
          Materials has been destroyed or deleted from any computer libraries
          or storage and memory devices, and is no longer in use or usable by
          LICENSEE.

9.  GENERAL.

     A.   LICENSEE may not assign the Technology or this Agreement to anyone,
          including any parent, subsidiary or affiliate or as part of the
          sale of any portion of its business, or pursuant to any merger,
          consolidation or reorganization, without LICENSOR's prior written
          consent.

     B.   This Agreement may not be amended, modified or altered except by
          written instrument executed by both LICENSOR AND LICENSEE.

     C.   The headings of the various sections are for convenience only and
          are not to control or affect the meaning or construction of any
          provisions of this Agreement.

     D.   If any part of this Agreement is held unenforceable, invalid or
          prohibited under law, it to that extent shall be deemed omitted ,
          and the remaining provisions of this Agreement and shall not be
          affected in any way.

     E.   The waiver or failure of LICENSOR to exercise in any respect any
          right provided for herein shall not be deemed a waiver of any
          further right hereunder; that no waiver of any right under this
          Agreement shall be binding unless it is in writing and signed by a
          duly authorized officer of both LICENSOR and LICENSEE; and that a
          waiver on one occasion of any provision of this Agreement shall not
          be construed as a bar to or a waiver of any right on any future
          occasion.

     F.   This Agreement shall be interpreted under and in accordance with
          the laws of the state of Colorado.

     G.   All notices to be given under this Agreement shall be deemed duly
          given if in writing and sent by certified first-class mail, return
          receipt requested, postage prepaid, to the appropriate party hereto
          using the following respective addresses:

          If to LICENSEE           If to LICENSOR

          Corporate Finance Company          Tensleep.com, Inc.
          78153 Calle Norte             2201 N. Lamar Blvd.
          California, CA 92253               Austin, Texas 78705

          or to such other addresses either party may have advised the
     other.

     H.   The parties hereto agree that any controversy or claim arising out
          of or relating to this Agreement, or the breach thereof, shall be
          settled by arbitration in accordance with the Commercial
          Arbitration rules of the American Arbitration Association (AAA),
          and a judgment on the award rendered by the arbitrator(s) may be
          entered in any court having jurisdiction thereof in the state of
          California.  The prevailing party in arbitration shall be entitled
          to collect all reasonable attorney's fees incurred by it in
          connection with the claim or controversy.  The arbitration may be
          heard by a single arbitrator if the parties mutually agree upon
          such arbitrator.  If an agreement upon a single arbitrator cannot
          be reached within 14 days after filing a notice of intent to
          arbitrate with the AAA, then the matter shall be referred to a
          panel of three arbitrators in accordance with the rules of the
          American Arbitration Association.  All arbitration shall be held in
          Denver, Colorado.

     I.   No action, regardless of form, arising out of this Agreement may be
          brought by LICENSEE more than one (1) year after the cause of
          action has arisen.

     J.   Each party acknowledges that it has read and understands this
          Agreement and agrees to be bound by its terms.  The parties further
          agree that this Agreement, including Schedule A, is the complete
          and exclusive statement of the Agreement between the parties, which
          supersedes and merges all prior proposals, understandings and all
          other agreements, oral or written, between the parties relating to
          this agreement.

     IN WITNESS WHEREOF, the parties have executed this Agreement this 29th
     day of March, 2000, at La Quinta, California.

     LICENSOR:                Tensleep.com.

                                       /s/ Ronald S. Tucker
                              by: _______________________
                                   President

     LICENSEE:                Corporate Finance Company

                                        /s/ Ronald S. Tucker
                              by: _______________________
                              (Title) President

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