Document:

Certificate of Trust of Radian Group Capital Trust I

 EXHIBIT 4.10 
  
 CERTIFICATE OF TRUST 
 OF 
 RADIAN GROUP CAPITAL TRUST I 
  
 This Certificate of Trust of Radian Group Capital Trust I (the “Trust”), dated as of August 12, 2004, is being
duly executed and filed by the undersigned, as trustees, to form a statutory trust under the Delaware Statutory Trust Act (12 Del. C. § 3801, et seq.). 
  
 1. Name. The name of the statutory trust formed hereby is “Radian Group Capital Trust I.” 
  
 2. Delaware Trustee. The name and business address of the trustee of
the Trust with its principal place of business in the State of Delaware is Wilmington Trust Company, Rodney Square North, 1100 North Market Street, Wilmington, Delaware 19890-1600. 
  
 3. Effective Date. This Certificate of Trust shall be effective upon filing with the Secretary of State of the State
of Delaware. 
  
 IN WITNESS WHEREOF, the undersigned, being the
trustees of the Trust, have executed this Certificate of Trust as of the date first above written. 
  

			
	WILMINGTON TRUST COMPANY, not in its
individual capacity, but solely as Property Trustee
		
	By:	 	 /s/ Christopher Monigle

	Name:	 	Christopher Monigle
	Title:	 	Authorized Signer
	
	  
 WILMINGTON TRUST COMPANY, not in its
individual capacity,
but solely as Delaware Trustee

		
	By:	 	 /s/ Christopher Monigle

	Name:	 	Christopher Monigle
	Title:	 	Authorized SignerCertificate of Trust of Radian Group Capital Trust II

 EXHIBIT 4.11 
  
 CERTIFICATE OF TRUST 
 OF 
 RADIAN GROUP CAPITAL TRUST II 
  
 This Certificate of Trust of Radian Group Capital Trust II (the “Trust”), dated as of August 12, 2004, is being
duly executed and filed by the undersigned, as trustees, to form a statutory trust under the Delaware Statutory Trust Act (12 Del. C. § 3801, et seq.). 
  
 1. Name. The name of the statutory trust formed hereby is “Radian Group Capital Trust II.” 
  
 2. Delaware Trustee. The name and business address of the trustee of
the Trust with its principal place of business in the State of Delaware is Wilmington Trust Company, Rodney Square North, 1100 North Market Street, Wilmington, Delaware 19890-1600. 
  
 3. Effective Date. This Certificate of Trust shall be effective upon filing with the Secretary of State of the State
of Delaware. 
  
 IN WITNESS WHEREOF, the undersigned, being the
trustees of the Trust, have executed this Certificate of Trust as of the date first above written. 
  

			
	WILMINGTON TRUST COMPANY, not in its
individual capacity, but solely as Property Trustee
		
	By:	 	 /s/ Christopher Monigle

	Name:	 	Christopher Monigle
	Title:	 	Authorized Signer
	
	  
 WILMINGTON TRUST COMPANY, not in its
individual capacity,
but solely as Delaware Trustee

		
	By:	 	 /s/ Christopher Monigle

	Name:	 	Christopher Monigle
	Title:	 	Authorized SignerTrust Agreement of Radian Group Capital Trust I

 EXHIBIT 4.12 
  
 TRUST AGREEMENT OF RADIAN GROUP CAPITAL TRUST I 
  
 This TRUST AGREEMENT is made as of August 12, 2004 (this “Trust Agreement”), by and among Radian Group Inc., a
Delaware corporation, as Depositor (the “Depositor”), and Wilmington Trust Company, a Delaware banking corporation, as property trustee (the “Property Trustee”) and Wilmington Trust Company, a Delaware banking corporation, as
trustee (the “Delaware Trustee”) (the Property Trustee and the Delaware Trustee are hereinafter collectively referred to as the “Trustees”). The Depositor and the Trustees hereby agree as follows: 
  
 1. The trust created hereby shall be known as “Radian Group Capital
Trust I” (the “Trust”), in which name the Trustees or the Depositor, to the extent provided herein, may conduct the business of the Trust, make and execute contracts, and sue and be sued. 
  
 2. The Depositor hereby assigns, transfers, conveys and sets over to the
Trust the sum of $10. Such amount shall constitute the initial trust estate. It is the intention of the parties hereto that the Trust created hereby constitute a statutory trust under Chapter 38 of Title 12 of the Delaware Code, 12 Del. C. §
3801, et seq. (the “Statutory Trust Act”), and that this document constitute the governing instrument of the Trust. The Trustees are hereby authorized and directed to execute and file a certificate of trust with the Delaware Secretary of
State in such form as the Trustees may approve. 
  
 3. The
Depositor and the Trustees expect to enter into an amended and restated Trust Agreement satisfactory to each such party to provide for the contemplated operation of the Trust, the appointment of Administrative Trustees for the Trust, and the
issuance of the Preferred Securities and Common Securities referred to therein. Before the execution and delivery of such amended and restated Trust Agreement, the Trustees shall not have any duty or obligation hereunder or with respect of the trust
estate, except as otherwise required by applicable law or as may be necessary to obtain any licenses, consents or approvals required by applicable law or otherwise prior to execution and delivery of the amended and restated Trust Agreement.
Notwithstanding the foregoing, the Trustees are authorized to take all actions deemed proper by the Trustees as are necessary to effect the transactions contemplated herein. 
  
 4. The Depositor, as depositor of the Trust, is hereby authorized, in its discretion, (i) to prepare and file with the
Securities and Exchange Commission (the “Commission”) and to execute, in the case of the 1933 Act Registration Statement and 1934 Act Registration Statement (each as herein defined), on behalf of the Trust, (a) a Registration Statement
(the “1933 Act Registration Statement”), including all pre-effective and post-effective amendments thereto, relating to the registration under the Securities Act of 1933, as amended (the “1933 Act”), of the Preferred Securities
of the Trust, (b) any preliminary prospectus or prospectus or supplement thereto relating to the Preferred Securities of the Trust required to be filed pursuant to the 1933 Act, and (c) a Registration Statement on Form 8-A or other appropriate form
(the “1934 Act Registration Statement”), including all pre-effective and post-effective amendments thereto, relating to the registration of the Preferred Securities of the Trust under the Securities Exchange Act of 1934, as amended; (ii)
if and at such time as determined by the Depositor, to file with the National Association of Securities Dealers (“NASD”) or the New York Stock Exchange or other 

 exchange, and execute on behalf of the Trust a listing application and all other applications, statements, certificates,
agreements and other instruments as shall be necessary or desirable to cause the Preferred Securities of the Trust to be listed on the NASD’s Nasdaq National Market or the New York Stock Exchange or other exchange; (iii) to file and execute on
behalf of the Trust, such applications, reports, surety bonds, irrevocable consents, appointments of attorney for service of process and other papers and documents that shall be necessary or desirable to register the Preferred Securities of the
Trust under the securities or “Blue Sky” laws of such jurisdictions as the Depositor, on behalf of the Trust, may deem necessary or desirable; (iv) to execute and deliver letters or documents to, or instruments for filing with, a
depository relating to the Preferred Securities of the Trust; (v) to execute, deliver and perform on behalf of the Trust an underwriting agreement with one or more underwriters relating to the offering of the Preferred Securities of the Trust; and
(vi) to execute on behalf of the Trust such purchase agreements with one or more purchasers or agents relating to an offering of securities of the Trust as the Depositor, in its sole discretion on behalf of the Trust, may deem necessary or
desirable. 
  
 If any filing referred to in this Section 4 is
required by the rules and regulations of the Commission, the NASD, the New York Stock Exchange or other exchange, or state securities or “Blue Sky” laws to be executed on behalf of the Trust by the Trustees, the Trustees, in their capacity
as trustees of the Trust, are hereby authorized to join in any such filing and to execute on behalf of the Trust any and all of the foregoing. 
  
 5. This Trust Agreement may be executed in one or more counterparts. 
  
 6. The number of trustees of the Trust initially shall be two and thereafter the number of trustees of the Trust shall be
such number as shall be fixed from time to time by a written instrument signed by the Depositor which may increase or decrease the number of trustees of the Trust; provided, however, that to the extent required by the Statutory Trust Act, at least
one trustee of the Trust shall be either a natural person who is a resident of the State of Delaware or, if not a natural person, an entity which has its principal place of business in the State of Delaware and otherwise meets the requirements of
applicable Delaware law. Subject to the foregoing, the Depositor is entitled to appoint or remove without cause any trustee of the Trust at any time. Any trustee of the Trust may resign upon thirty days’ prior notice to the Depositor.

  
 7. Wilmington Trust Company, in its capacity as Delaware
Trustee, shall not have the powers or duties of the Trustees set forth herein (except as may be required under the Statutory Trust Act) and shall be a trustee hereunder for the sole and limited purpose of fulfilling the requirements of Section
3807(a) of the Statutory Trust Act. 
  
 8. The Trust may be
dissolved and terminated before the issuance of the Preferred Securities at the election of the Depositor. 
  
 9. (a) The Trustees and their officers, directors, agents and servants (collectively, the “Fiduciary Indemnified Persons”) shall not be liable,
responsible or accountable in damages or otherwise to the Trust, the Depositor, the Trustees or any holder of the Preferred Securities (the Trust, the Depositor, the Trustees and any holder of the Trust Securities being a 
  

 - 2 - 

 “Covered Person”) for any loss, damage or claim incurred by reason of any act or omission performed or omitted
by the Fiduciary Indemnified Persons in good faith on behalf of the Trust and in a manner the Fiduciary Indemnified Persons reasonably believed to be within the scope of authority conferred on the Fiduciary Indemnified Persons by this Trust
Agreement or by law, except that the Fiduciary Indemnified Persons shall be liable for any such loss, damage or claim incurred by reason of the Fiduciary Indemnified Person’s negligence, bad faith or willful misconduct with respect to such acts
or omissions. 
  
 (b) The Fiduciary Indemnified Persons shall be
fully protected in relying in good faith upon the records of the Trust and upon such information, opinions, reports or statements presented to the Trust by any person as to matters the Fiduciary Indemnified Persons reasonably believe are within such
other person’s professional or expert competence and who has been selected with reasonable care by or on behalf of the Trust, including information, opinions, reports or statements as to the value and amount of the assets, liabilities, profits,
losses, or any other facts pertinent to the existence and amount of assets from which distributions to holders of Preferred Securities might properly be paid. 
  

(c) The Depositor agrees, to the fullest extent permitted by applicable law, (i) to indemnify and hold harmless each Fiduciary Indemnified Person, or
any of its respective officers, directors, shareholders, employees, representatives or agents, from and against any loss, damage, liability, tax, penalty, expense or claim of any kind or nature whatsoever incurred by the Fiduciary Indemnified
Persons by reason of the creation, operation or termination of the Trust in a manner the Fiduciary Indemnified Persons reasonably believed to be within the scope of authority conferred on the Fiduciary Indemnified Persons by this Trust Agreement,
except that no Fiduciary Indemnified Persons shall be entitled to be indemnified in respect of any loss, damage or claim incurred by the Fiduciary Indemnified Persons by reason of negligence, bad faith or willful misconduct with respect to such acts
or omissions, and (ii) to advance expenses (including reasonable legal fees) incurred by a Fiduciary Indemnified Person in defending any claim, demand, action, suit or proceeding, from time to time, prior to the final disposition of such claim,
demand, action, suit or proceeding, upon receipt by the Trust of an undertaking by or on behalf of such Fiduciary Indemnified Persons to repay such amount if it shall be determined that such Fiduciary Indemnified Person is not entitled to be
indemnified as authorized in the preceding subsection. 
  
 (d) The
provisions of this Section 9 shall survive the termination of this Trust Agreement or the earlier resignation or removal of the Fiduciary Indemnified Persons. 
  

10. This Trust Agreement shall be governed by, and construed in accordance with, the laws of the State of Delaware (without regard to conflict of laws
principles). 
  

 - 3 - 

 IN WITNESS WHEREOF, the parties hereto have caused this Trust Agreement to be duly executed as of the day
and year first above written. 
  

			
	RADIAN GROUP INC., as Depositor
		
	By:	 	 /s/ Mark Casale

	Name:	 	Mark Casale
	Title:	 	Senior Vice President
	
	  
 WILMINGTON TRUST COMPANY, not in its
individual capacity,
but solely as Property Trustee

		
	By:	 	 /s/ Christopher Monigle

	Name:	 	Christopher Monigle
	Title:	 	Authorized Signer
	
	  
 WILMINGTON TRUST COMPANY, not in its
individual capacity,
but solely as Delaware Trustee

		
	By:	 	 /s/ Christopher Monigle

	Name:	 	Christopher Monigle
	Title:	 	Authorized Signer

  

 - 4 -

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00070-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00070-of-00352.parquet"}], [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00070-of-00352.parquet"}]]