Document:

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                          *0990000522187363335009526*

                                PROMISSORY NOTE

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 PRINCIPAL         LOAN DATE        MATURITY         LOAN NO.       CALL       COLLATERAL       ACCOUNT       OFFICER     INITIALS
$250,000.00        10-29-2000      04-30-2001          ***          0095           78                           FKW
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        References in the shaded area are for Lender's use only and do not limit the applicability of this document to any
                                                     particular loan or item.
                         Any item above containing "***"  has been omitted due to text length limitations.
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BORROWER:  P.P.C.T. PRODUCTS, L.L.C.                                LENDER: SOUTHTRUST BANK, N.A.
           (TIN: 65-0888611)                                                PEMBROKE PINES OFFICE
           7635 W. 28TH AVENUE                                              12440 S. W. PINES BOULEVARD
           HIALEAH, FL  33016                                               PEMBROKE PINES, FL  33027
                                                                            (954) 432-6900

===================================================================================================================================
PRINCIPAL AMOUNT:  $250,000.00                         INITIAL RATE:  13.000%                      DATE OF NOTE:  OCTOBER 29, 2000

PROMISE TO PAY.  P.P.C.T. Products, L.L.C. ("Borrower") promises to pay to SouthTrust Bank, N.A. ("Lender"), or order, in lawful
money of the United States of America, on demand, the principal amount of Two Hundred Fifty Thousand & 00/100 Dollars
($250,000.00) together with interest on the unpaid principal balance from October 29, 2000, until paid in full.

PAYMENT.  Borrower will pay this loan in one full principal payment of $250,000 plus interest on April 30, 2001. This payment due
on April 30, 2001, will be for all principal and all accrued interest not yet paid.  Borrower will pay regular monthly payments of
all accrued unpaid interest due as of each payment date, beginning November 30, 2000, with all subsequent interest payments to be
due on the same day of each month after that.  Unless otherwise agreed or required by applicable law, payments will be applied
first to any unpaid collection costs and any unpaid interest, and any remaining amount to principal.  The annual interest rate
for this Note is computed on a 365/360 basis; that is, by applying the ratio of the annual interest rate over a year of 360 days,
multiplied by the outstanding principal balance, multiplied by the actual number of days the principal balance is outstanding.
Borrower will pay Lender at Lender's address shown above or at such other place as Lender may designate in writing.

VARIABLE INTEREST RATE.  The interest rate on this Note is subject to change from time to time based on changes in an independent
index which is the Wall Street Journal Prime Rate ("WSJ Prime Rate").  The WSJ Prime Rate is the Prime Rate published in the Wall
Street Journal on the first business day of each month.  If two or more WSJ Prime Rates are published in the "Money Rates" table
on that day, the highest of such rates shall be the WSJ Prime Rate (the "Index").  The Index is not necessarily the lowest rate
charged by Lender on its loans.  If the Index becomes unavailable during the term of this loan, Lender may designate a substitute
Index after notice to Borrower.  Lender will tell Borrower the current index rate upon Borrower's request.  The interest rate
change will not occur more often than each first business day of each month.   Borrower understands that Lender may make loans
based on other rates as well.  THE INDEX CURRENTLY IS 9.500% PER ANNUM.  THE INTEREST RATE TO BE APPLIED TO THE UNPAID PRINCIPAL
BALANCE OF THIS NOTE WILL BE AT A RATE OF 3.500 PERCENTAGE POINTS OVER THE INDEX, RESULTING IN AN INITIAL RATE OF 13.000% PER
ANNUM.  NOTICE:  Under no circumstances will the effective rate of interest on this Note be more than the maximum rate allowed by
applicable law.

PREPAYMENT.  Borrower may pay without penalty all or a portion of the amount owed earlier than it is due.  Early payments will
not, unless agreed to by Lender in writing, relieve Borrower of Borrower's obligation to continue to make payments under the
payment schedule.  Rather, early payments will reduce the principal balance due.  Borrower agrees not to send Lender payments
marked "paid in full," "without recourse," or similar language.  If Borrower sends such a payment, Lender may accept it without
losing any of Lender's rights under this Note, and Borrower will remain obligated to pay any further amount owed to Lender.  All
written communications concerning disputed amounts, including any check or other payment instrument that indicates that the
payment constitutes "payment in full" of the amount owed or that is tendered with other conditions or limitations or as full
satisfaction of a disputed amount must be mailed or delivered to:  SouthTrust Bank, N.A.; Pembroke Pines Office; 12440 S. W.
Pines Boulevard; Pembroke Pines, FL  33027.

LATE CHARGE.  If a payment is 10 days or more late, Borrower will be charged 5.000% OF THE UNPAID PORTION OF THE REGULARLY
SCHEDULED PAYMENT OR $0.50, WHICHEVER IS GREATER.

INTEREST AFTER DEFAULT.  Upon default, including failure to pay upon final maturity, at Lender's option, and if permitted by
applicable law, Lender may add any unpaid accrued interest to principal and such sum will bear interest therefrom until paid at
the rate provided in this Note.  Upon default, the total sum due under this Note will bear interest from the date of acceleration
or maturity at the variable interest rate on this Note.

DEFAULT.  Each of the following shall constitute an event of default ("Event of Default") under this Note:

      PAYMENT DEFAULT.  Borrower fails to make any payment when due under this Note.

      OTHER DEFAULTS.  Borrower fails to comply with or to perform any other term, obligation, covenant or condition contained in
      this Note or in any of the related documents or to comply with or to perform any term, obligation, covenant or condition
      contained in any other agreement between Lender and Borrower.

      DEFAULT IN FAVOR OF THIRD PARTIES.  Borrower or any Grantor defaults under any loan, extension of credit, security
      agreement, purchase or sales agreement, or  any other agreement, in favor of any other creditor or person that may materially
      affect any of Borrower's property or Borrower's ability to repay this Note or perform Borrower's obligations under this Note
      or any of the related documents.

      FALSE STATEMENTS.  Any warranty, representation or statement made or furnished to Lender by Borrower or on Borrower's
      behalf under this Note or the related documents is false or misleading in any material respect, either now or at the time
      made or furnished or becomes false or misleading at any time thereafter.

      DEATH OR INSOLVENCY.  The dissolution (regardless of whether election to continue is made), any member withdraws from
      Borrower, or any other termination of Borrower's existence as a going business or the death of any member, the insolvency of
      Borrower, the appointment of a receiver for any part of Borrower's property, any assignment for the benefit of creditors, any
      type of creditor workout, or the commencement of any proceeding under any bankruptcy or insolvency laws by or against
      Borrower.

      CREDITOR OR FORFEITURE PROCEEDINGS.  Commencement of foreclosure or forfeiture proceedings, whether by judicial proceeding,
      self-help, repossession or any other method, by any creditor of Borrower or by any governmental agency against any collateral
      securing the loan.  This includes a garnishment of any of Borrower's accounts, including deposit accounts, with Lender.
      However, this Event of Default shall not apply if there is a good faith dispute by Borrower as to the validity or
      reasonableness of the claim which is the basis of the creditor or forfeiture proceeding and if Borrower gives Lender written
      notice of the creditor or forfeiture proceeding and deposits with Lender monies or a surety bond for the creditor or
      forfeiture proceeding, in an amount determined by Lender, in its sole discretion, as being an adequate reserve or bond for
      the dispute.

      EVENTS AFFECTING GUARANTOR.  Any of the preceding events occurs with respect to any Guarantor of any of the indebtedness or
      any Guarantor dies or becomes incompetent, or revokes or disputes the validity of, or liability under, any guaranty of the
      indebtedness.  In the event of a death, Lender, at its option, may, but shall not be required to, permit the Guarantor's
      estate to assume unconditionally the obligations arising under the guaranty in a manner satisfactory to Lender, and, in doing
      so, cure any Event of Default.

      ADVERSE CHANGE.  A material adverse change occurs in Borrower's financial condition, or Lender believes the prospect of
      payment or performance of this Note is impaired.

      INSECURITY.  Lender in good faith believes itself insecure.

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                          *0990000522187363335009526*

                                PROMISSORY NOTE                                                                              PAGE 2
                                  (CONTINUED)

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      CURE PROVISIONS.  If any default, other than a default in payment, is curable and if Borrower has not been given a notice
      of a breach of the same provision of this Note within the preceding twelve (12) months, it may be cured (and no event of
      default will have occurred) if Borrower, after receiving written notice from Lender demanding cure of such default:
      (1) cures the default within fifteen (15) days; or (2) if the cure requires more than fifteen (15) days, immediately
      initiates steps which Lender deems in Lender's sole discretion to be sufficient to cure the default and thereafter continues
      and completes all reasonable and necessary steps sufficient to produce compliance as soon as reasonably practical.

LENDER'S RIGHTS.  Upon default, Lender may declare the entire unpaid principal balance on this Note and all accrued unpaid
interest immediately due, and then Borrower will pay that amount.

ATTORNEYS' FEES; EXPENSES.  Lender may hire or pay someone else to help collect the loan if Borrower does not pay.  Borrower also
will pay Lender the amount of these costs and expenses, which includes, subject to any limits under applicable law, Lender's
reasonable attorneys' fees and Lender's legal expenses whether or not there is a lawsuit, including reasonable attorneys' fees
and legal expenses for bankruptcy proceedings (including efforts to modify or vacate any automatic stay or injunction), and
appeals.  If not prohibited by applicable law, Borrower also will pay any court costs, in addition to all other sums provided by
law.

JURY WAIVER.  Lender and Borrower hereby waive the right to any jury trial in any action, proceeding, or counterclaim brought by
either Lender or Borrower against the other. (Initial Here __)

GOVERNING LAW.  THIS NOTE WILL BE GOVERNED BY, CONSTRUED AND ENFORCED IN ACCORDANCE WITH FEDERAL LAW AND THE LAWS OF THE STATE OF
FLORIDA.  THIS NOTE HAS BEEN ACCEPTED BY LENDER IN THE STATE OF FLORIDA.

RIGHT OF SETOFF.  To the extent permitted by applicable law, Lender reserves the right to a setoff in all Borrower's accounts
with Lender (whether checking, savings, or some other account).  This includes all accounts Borrower holds jointly with someone
else and all accounts Borrower may open in the future.  However, this does not include any IRA or Keogh accounts, or any trust
accounts for which setoff would be prohibited by law.  Borrower authorizes Lender, to the extent permitted by applicable law, to
charge or setoff all sums owing on the Indebtedness against any and all such accounts, and, at Lender's option, to
administratively freeze all such accounts to allow Lender to protect Lender's charge and setoff rights provided in this paragraph.

COLLATERAL.  Borrower acknowledges this Note is secured by Assignment of SouthTrust Bank Certificate of Deposit #38580812 i/a/o
$159,072.31 i/n/o Gerald F. O'Connell; Any and all Commercial Security Agreements covering a Blanket Lien on all Business Assets
of Debtor; Guaranties of Payment executed by Gerald F. O'Connell and Joseph A. Rotmil.

FINANCIAL STATEMENTS. Until this loan is paid in full, Borrower will furnish to Lender, as soon as available but in any event
within 120 days after the end of each fiscal year, Borrower's balance sheet and statements of income, cash flows and changes in
capital for the fiscal year just ended, setting forth in comparative form the corresponding figures for the prior year, together
with accompanying schedules and footnotes. If the financial statements were compiled or certified by a public accountant,
Borrower will also furnish Lender the accountant's letter accompanying the financial statements. Borrower will furnish to Lender,
as soon as available but in any event within 30 days after the end of the first three quarters of Borrower's fiscal year,
Borrower's balance sheet and profit and loss statement for the quarter just ended. All financial reports provided to Lender will
be certified in writing by the chief executive officer, chief financial officer, managing partner or comparable financial officer
of Borrower to be true and complete to the best of his or her knowledge and belief and to have been prepared in accordance with
generally accepted accounting principles applied on a basis consistent with the financial statements previously furnished to
Lender or, if not so prepared, setting forth the manner in which the financial statements depart therefrom. Borrower will
furnish Lender, within 30 days after Lender's request therefor, a copy of the federal income tax return most recently filed by
Borrower. Borrower will cause each guarantor or endorser of this loan to furnish to Lender, within 30 days after Lender's request
therefor, a current financial statement of such guarantor or endorser in form acceptable to Lender and a copy of the federal income
tax return most recently filed by such guarantor or endorser.

CHANGE IN OWNERSHIP. Any aggregate change of twenty-five (25%) or more in the ownership of the common stock or other ownership
interest in Borrower in any period of 12 consecutive months shall constitute a default under this loan.

OBLIGATION TO DEVELOP BUSINESS PLAN. Before approving this loan, Lender required Borrower to furnish Lender with financial
statements and other information concerning the financial history and future prospects of Borrower's business. Lender requested and
reviewed that information solely to enable it to make a decision whether to extend credit. Borrower understands that Lender has
not necessarily approved Borrower's business plan and has not undertaken any duty or obligation to advise Borrower on business
matters now or in the future. Lender is not a financial or business advisor, and Borrower will not look to Lender for business
advice. Lender's role is solely that of a Lender, and Borrower's relationship with Lender is that of debtor and creditor. Lender
expressly disclaims any fiduciary or other duties or obligations to Borrower expect those expressly provided in the written loan
documents signed by Lender.

NO ORAL AGREEMENTS. Lender's agreement to lend, Borrower's obligation to repay the loan, and all other agreements between Lender
and Borrower have been reduced to writing. This instrument and the other documents signed concurrently with it contain the entire
agreement between Lender and Borrower. Any prior conversations and discussions that Lender or Borrower may have had concerning
the transaction are not binding unless reflected in the written loan documents. Borrower acknowledges that the loan documents
reflect everything the Lender has agreed to do or not to do in connection with this transaction.

PRIOR NOTE. Revolving Note dated October 29, 1999 i/a/o $250,000.00 from PPCT Products, LLC to SouthTrust Bank.

SUCCESSOR INTERESTS. The terms of this Note shall be binding upon Borrower, and upon Borrower's heirs, personal representatives,
successors and assigns, and shall inure to the benefit of Lender and its successors and assigns.

GENERAL PROVISIONS. If any part of this Note cannot be enforced, this fact will not effect the rest of the Note. Borrower does
not agree or intend to pay, and Lender does not agree or intend to contract for, charge, collect, take, reserve or receive
(collectively referred to herein as "charge or collect"), any amount in the nature of interest or in the nature of a fee for this
loan, which would in any way or event (including demand, prepayment, or acceleration) cause Lender to charge or collect more for
this loan than the maximum Lender would be permitted to charge or collect by federal law or the law of the State of Florida (as
applicable). Any such excess interest or unauthorized fee shall, instead of anything stated to the contrary, be applied first to
reduce the principal balance of this loan, and when the principal has been paid in full, be refunded to Borrower. Lender may
delay or forgo enforcing any of its rights or remedies under this Note without losing them. Borrower and any other person who
signs, guarantees or endorses this Note, to the extent allowed by law, waive presentment, demand for payment, and notice of
dishonor. Upon any change in the terms of this Note, and unless otherwise expressly stated in writing, no party who signs this
Note, whether as maker, guarantor, accommodation maker or endorser, shall be released form liability. All such parties agree
that Lender may renew or extend (repeatedly and for any length of time) this loan or release any party or guarantor or collateral;
or impair, fail to realize upon or perfect Lender's security interest in the collateral; and take any other action deemed
necessary by Lender without the consent of or notice to anyone. All such parties also agree that Lender may modify this loan
without the consent of or notice to anyone other than the party with whom the modification is made. The obligations under this
Note are joint and several.

PRIOR TO SIGNING THIS NOTE, BORROWER READ AND UNDERSTOOD ALL THE PROVISIONS OF THIS NOTE, INCLUDING THE VARIABLE INTEREST RATE
PROVISIONS.  BORROWER AGREES TO THE TERMS OF THE NOTE

BORROWER ACKNOWLEDGES RECEIPT OF A COMPLETED COPY OF THE PROMISSORY NOTE.

BORROWER:

P.P.C.T. PRODUCTS, L.L.C.

By:  /s/ Gerald F. O'Connell                                     By:  /s/ Joseph A. Rotmil
   -------------------------------------------------                -------------------------------------------------
   Gerald F. O'Connell, Member of P.P.C.T. Products,                Joseph A. Rotmil, Member of PPCT Products, LLC
     L.L.C.

===================================================================================================================================
     [LASER PRO Lending, Reg. U.S. Pat. & T.M. OFF., Ver. 5.10.01.01(c) 1997,1999  CFI ProServices, Inc.  All Rights Reserved.
                                           - FL S:\CFI-WIN\CFI\LPL\D20FC  TR-527  PR-2]

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                           *1390000522187363335009526*

                          COMMERCIAL SECURITY AGREEMENT

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Principal        Loan Date      Maturity     Loan No.     Call     Collateral     Account    Officer    Initials
$250,000.00     10-29-2000     4-30-2001       ***        0095         78                     FKW
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<S>             <C>            <C>           <C>          <C>      <C>            <C>        <C>        <C>
    References in the shaded area are for Lender's use only and do not limit the applicability of this document
                                      to any particular loan or item.
               Any item above containing "***" has been omitted due to text length limitations.
-------------------------------------------------------------------------------------------------------------------

</TABLE>

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  <S>                                                          <C>
  GRANTOR:   P.P.C.T. PRODUCTS, L.L.C. (TIN: 65-0888611)       LENDER:   SOUTHTRUST BANK, N.A.
             7635 W. 28TH AVENUE                                         PEMBROKE PINES OFFICE
             HIALEAH, FL  33016                                          12440 S. W. PINES BOULEVARD
                                                                         PEMBROKE PINES, FL  33027
                                                                         (954) 432-6900

===================================================================================================================

</TABLE>

  THIS COMMERCIAL SECURITY AGREEMENT dated October 29, 2000, is made and
  executed between P.P.C.T. Products, L.L.C. ("Guarantor") and SouthTrust
  Bank, N.A. ("Lender").

  GRANT OF SECURITY INTEREST.  For valuable consideration, Grantor grants to
  Lender a security interest in the Collateral to secure the indebtedness and
  agrees that Lender shall have the rights stated in this Agreement with
  respect to the Collateral, in addition to all other rights which Lender may
  have by law.

  COLLATERAL DESCRIPTION.  The word "Collateral" as used in this Agreement
  means the following described property, whether now owned or hereafter
  acquired, whether now existing or hereafter arising, and wherever located,
  in which Grantor is giving to Lender a security interest for the payment
  due of the indebtedness and performance of all other obligations under the
  Note and this Agreement:

       ALL INVENTORY, CHATTEL PAPER, ACCOUNTS, EQUIPMENT AND GENERAL INTANGIBLES

  In addition, the word "Collateral" also includes all of the following,
  whether now owned or hereafter acquired, whether now existing or hereafter
  arising, and wherever located:

       (A)  All accessions, attachments, accessories, tools, parts, supplies,
       replacements and additions to any of the collateral described herein,
       whether added now or later.

       (B)  All products and produce of any of the property described in this
       Collateral section.

       (C)  All accounts, general intangibles, instruments, rents, monies,
       payments, and all other rights, arising out of a sale, lease, or other
       disposition of any of the property described in this Collateral
       section.

       (D)  All proceeds (including insurance proceeds) from the sale,
       destruction, loss, or other disposition of any of the property
       described in this Collateral section, and sums due from a third party
       who has damaged or destroyed the Collateral or from that party's
       insurer, whether due to judgment, settlement or other process.

       (E)  All records and data relating to any of the property described in
       this Collateral section, whether in the form of a writing, photograph,
       microfilm, microfiche, or electronic media, together with all of
       Grantor's right, title, and interest in and to all computer software
       required to utilize, create, maintain, and process any such records or
       data on electronic media.

  Despite any other provision of this Agreement, Lender is not granted, and
  will not have, a nonpurchase money security interest in household goods, to
  the extent such a security interest would be prohibited by applicable law.
  In addition, if because of the type of any Property, Lender is required to
  give a notice of the right to cancel under Truth in Lending for the
  indebtedness, then lender will not have a security interest in such
  Property unless and until such a notice is given.

  RIGHT OF SETOFF.  To the extent permitted by applicable law, Lender
  reserves a right of setoff in all Grantor's accounts with Lender (whether
  checking, savings, or some other account).  This includes all accounts
  Grantor holds jointly with someone else and all accounts Grantor may open
  in the future.  However, this does not include any IRA or Keogh accounts,
  or any trust accounts for which the grant of a security interest would be
  prohibited by law.  Grantor authorizes Lender, to the extent permitted by
  applicable law, to charge or setoff all sums owing on the Indebtedness
  against any and all such accounts, and, at Lender's option to
  administratively freeze all such accounts to allow Lender to protect
  Lender's charge and setoff rights provided in this paragraph.

  GRANTOR'S REPRESENTATIONS AND WARRANTIES WITH RESPECT TO THE COLLATERAL.
  With respect to the Collateral, Grantor represents and warrants to Lender
  that:

       PERFECTION OF SECURITY INTEREST.  Grantor agrees to execute financing
       statements and to take whatever other actions are requested by Lender
       to perfect and continue Lender's security interest in the Collateral.
       Upon request of Lender, Grantor will deliver to Lender any and all of
       the documents evidencing or constituting the Collateral, and Grantor
       will note Lender's interest upon any and all chattel paper if not
       delivered to Lender for possession by Lender.

       NOTICES TO LENDER.  Grantor will notify Lender in writing at Lender's
       address shown above (or such other addresses as Lender may designate
       from time to time) prior to any (1) change in Grantor's name, (2)
       change in Grantor's assumed business name(s), (3) change in the
       management or in the members or managers of the limited liability
       company, (4) change in the authorized signer(s), (5) change in
       Grantor's principal office address, (6) conversion of Grantor to a new
       or different type of business or entity, or (7) change in any other
       aspect of Grantor that directly or indirectly relates to any agreements
       between Grantor and Lender.  No change in Grantor's name will take
       effect until after Lender has been notified.

       NO VIOLATION.  The execution and delivery of this Agreement will not
       violate any law or agreement governing Grantor or to which Grantor is
       a party, and its membership agreement does not prohibit any term or
       condition of this Agreement.

       ENFORCEABILITY OF COLLATERAL.  To the extent the Collateral consists
       of accounts, chattel paper, or general intangibles, as defined by the
       Uniform Commercial Code, the Collateral is enforceable in accordance
       with its terms, is genuine, and fully complies with all applicable
       laws and regulations concerning form, content and manner of
       preparation and execution, and all persons appear to be obligated on
       the Collateral have authority and capacity to contract and are in fact
       obligated as they appear to be on the Collateral.  At the time any
       Account becomes subject to a security interest in favor of Lender, the
       Account shall be a good and valid account representing an undisputed,
       bona fide indebtedness incurred by the account debtor, for merchandise
       held subject to delivery instructions or previously shipped or
       delivered pursuant to a contract of sale, or for services previously
       performed by Grantor with or for the account debtor.  So long as this
       Agreement remains in effect, Grantor shall not, without Lender's prior
       written consent, compromise, settle, adjust, or extend payment under
       or with regard to any such Accounts.  There shall be no setoffs or
       counterclaims against any of the Collateral, and no agreement shall
       have been made under which any deductions or discounts may be claimed
       concerning the Collateral except those disclosed to Lender in writing.

<PAGE>

                           *1390000522187363335009526*

                          COMMERCIAL SECURITY AGREEMENT                   PAGE 2

                                   (CONTINUED)

================================================================================

       LOCATION OF THE COLLATERAL.  Except in the ordinary course of
       Grantor's business, Grantor agrees to keep the Collateral (or to the
       extent the Collateral consists of intangible property such as accounts
       or general intangibles, the records concerning the Collateral) at
       Grantor's address shown above or at such other locations as are
       acceptable to Lender.  Upon Lender's request, Grantor will deliver to
       Lender in form satisfactory to Lender a schedule of real properties
       and Collateral locations relating to Grantor's operations, including
       without limitation the following:  (1) all real property Grantor owns
       or is purchasing; (2) all real property Grantor is renting or leasing;
       (3) all storage facilities Grantor owns, rents, leases, or uses; and
       (4) all other properties where Collateral is or may be located.

       REMOVAL OF THE COLLATERAL.  Except in the ordinary course of Grantor's
       business, including the sales of inventory, Grantor shall not remove
       the Collateral from its existing location without Lender's prior
       written consent.  To the extent that the Collateral consists of
       vehicles, or other titled property, Grantor shall not take or permit
       any action which would require application for certificates of title
       for the vehicles outside of the State of Florida, without Lender's
       prior written consent. Grantor shall, whenever requested, advise Lender
       of the exact location of the Collateral.

       TRANSACTIONS INVOLVING COLLATERAL.  Except for inventory sold or
       accounts collected in the ordinary course of Grantor's business, or as
       otherwise provided for in this Agreement, Grantor shall not sell,
       offer to sell, or otherwise transfer or dispose o the Collateral.
       While Grantor is not in default under this Agreement, Grantor may sell
       inventory, but only in the ordinary course of its business and only to
       buyers who qualify as a buyer in the ordinary course of business.  A
       sale in the ordinary course of Grantor's business does not include a
       transfer in partial or total satisfaction of a debt or any bulk sale.
       Grantor shall not pledge, mortgage, encumber or otherwise permit the
       Collateral to be subject to any lien, security interest, encumbrance,
       or charge, other than the security interest provided for in this
       Agreement, without the prior written consent of Lender.  This includes
       security interests even if junior in right to the security interests
       granted under this Agreement.  This includes security interests even
       if junior in right to the security interests granted under this
       Agreement. Unless waived by Lender, all proceeds from any disposition
       of the Collateral (for whatever reason) shall be held in trust for
       Lender and shall not be commingled with any other funds; provided
       however, this requirement shall not constitute consent by Lender to
       any sale or other disposition.  Upon receipt, Grantor shall
       immediately deliver any such proceeds to Lender.

       TITLE.  Grantor represents and warrants to Lender that Grantor holds
       good and marketable title to the Collateral, free and clear of all
       liens and encumbrances except for the lien of this Agreement.  No
       financing statement covering any of the Collateral is on file in any
       public office other than those which reflect the security interest
       created by this Agreement or to which Lender has specifically
       consented.  Grantor shall defend Lender's rights in the Collateral
       against the claims and demands of all other persons.

       REPAIRS AND MAINTENANCE.  Grantor agrees to keep and maintain, and to
       cause others to keep and maintain, the Collateral in good order,
       repair and condition at all times while this Agreement remains in
       effect.  Grantor further agrees to pay when due all claims for work
       done on, or services rendered or material furnished in connection with
       the Collateral so that no lien or encumbrance may ever attach to or be
       filed against the Collateral.

       INSPECTION OF COLLATERAL.  Lender and Lender's designated
       representatives and agents shall have the right at all reasonable
       times to examine and inspect the Collateral wherever located.

       TAXES, ASSESSMENTS AND LIENS.  Grantor will pay when due all taxes,
       assessments and liens upon the Collateral, its use or operation, upon
       this Agreement, upon any promissory note or notes evidencing the
       indebtedness, or upon any of the other Related Documents.  Grantor may
       withhold any such payment or may elect to contest any lien if Grantor
       is in good faith conducting an appropriate proceeding to contest the
       obligation to pay and so long as Lender's interest in the Collateral
       is not jeopardized in Lender's sole option.  If the Collateral is
       subject to a lien which is not discharged within fifteen (15) days,
       Grantor shall deposit with Lender cash, a sufficient corporate surety
       bond or other security satisfactory to Lender in an amount adequate to
       discharge of the lien plus any interest, costs, reasonable attorneys'
       fees or other charges that could accrue as a result of foreclosure or
       sale of the Collateral.  In any contest Grantor shall defend itself
       and Lender and shall satisfy any final adverse judgment before
       enforcement against the Collateral.  Grantor shall name Lender as an
       additional obligee under any surety bond furnished in the contest
       proceedings.  Grantor further agrees to furnish Lender with evidence
       that such taxes, assessments, and governmental and other charges have
       been paid in full and in a timely manner. Grantor may withhold any
       such payment or may elect to contest any lein if Grantor is in good
       faith conducting an appropriate proceeding to contest the obligation
       to pay and so long as Lender's interest in the Collateral is not
       jeopardized.

       COMPLIANCE WITH GOVERNMENTAL REQUIREMENTS.  Grantor shall comply
       promptly with all laws, ordinances, rules and regulations of all
       governmental authorities, now or hereafter in effect, applicable to
       the ownership, production, disposition, or use of the Collateral.
       Grantor may contest in good faith any such law, ordinance or
       regulation and withhold compliance during any proceeding, including
       appropriate appeals. so long as Lender's interest in the Collateral,
       in Lender's opinion, is not jeopardized.

       HAZARDOUS SUBSTANCES.  Grantor represents and warrants that the
       Collateral never has been, and never will be so long as this Agreement
       remains a lien on the Collateral, used in violation of any
       Environmental Laws or for the generation, manufacture, storage,
       transportation, treatment, disposal, release or threatened release of
       any Hazardous Substance.  The representations and warranties contained
       herein are based on Grantor's due diligence in investigating the
       Collateral or Hazardous Substances.  Grantor hereby (1) releases and
       waives any future claims against Lender for indemnity or contribution
       in the event Grantor becomes liable for cleanup or other costs under
       any Environmental Laws, and (2) agrees to indemnify and hold harmless
       Lender against any and all claims and losses resulting from a breach
       of this provision of this Agreement.  This obligation to indemnify
       shall survive the payment of the indebtedness and the satisfaction of
       this Agreement.

       MAINTENANCE OF CASUALTY INSURANCE.  Grantor shall procure and maintain
       all risks insurance, including without limitation fire, theft and
       liability coverage together with such other insurance as Lender may
       require with respect to the Collateral, in form, amounts, coverages
       and basis reasonably acceptable to Lender and issued by a company or
       companies reasonably acceptable to Lender.  Grantor, upon request of
       Lender, will deliver to Lender from time to time the policies or
       certificates of insurance in form satisfactory to Lender, including
       stipulations that coverages will not be cancelled or diminished
       without at least ten (10) days' prior written notice to Lender and not
       including any disclaimer of the insurer's liability for failure to
       give such a notice.  Each insurance policy also shall include and
       endorsement providing that coverage in favor of Lender will not be
       impaired in any way by any act, omission or default of Grantor or any
       other person.  In connection with all policies covering assets in
       which Lender holds or is offered a security interest, Grantor will
       provide Lender with such loss payable or other endorsements as Lender
       may require.  If Grantor at any time fails to obtain or maintain any
       insurance as required under this Agreement, Lender may (but shall not
       be obligated to) obtain such insurance as Lender deems appropriate,
       including if Lender so chooses "single interest insurance," which will
       cover only Lender's interest in the Collateral.

       APPLICATION OF INSURANCE PROCEEDS.  Grantor shall promptly notify
       Lender of any loss or damage to the Collateral.  Lender may make proof
       of loss if Grantor fails to do so within fifteen (15) days of the
       casualty.  All proceeds of any insurance on the Collateral, including
       accrued proceeds thereon, shall be held by Lender as part of the
       Collateral.  If Lender consents to repair or replacement of the
       damaged or destroyed Collateral, Lender shall, upon satisfactory proof
       of expenditure, pay or reimburse Grantor from the proceeds for the
       reasonable cost of repair or restoration.  If Lender does not consent
       to repair or replacement of the Collateral, Lender shall retain a
       sufficient amount of the proceeds to pay all of the indebtedness, and
       shall pay the balance to Grantor.  Any proceeds which have not be
       disbursed within six (6) months after their receipt and which Grantor
       has not committed to the repair or restoration of the Collateral shall
       be used to prepay the indebtedness.

       INSURANCE RESERVES.  Lender may require Grantor to maintain with Lender
       reserves for payment of insurance premiums, which reserves shall be
       created by monthly payments from Grantor of a sum estimated by Lender
       to be sufficient to produce, at least fifteen (15) days before the
       premium due date, amounts at least equal to the insurance premiums to
       be paid.  If fifteen (15) days before payment is due, the reserve funds
       are insufficient, Grantor shall upon demand pay any deficiency to
       Lender.  The reserve funds shall be held by Lender as a general deposit
       and shall constitute a non-interest-bearing account which Lender may
       satisfy by payment of the insurance premiums required to be paid by
       Grantor as they become due.  Lender does not hold the reserve funds in
       trust for Grantor, and Lender is not the agent of Grantor for payment
       of the insurance premiums required to be paid by Grantor.  The
       responsibility for the payment of premiums shall remain Grantor's sole
       responsibility.

       INSURANCE REPORTS.  Grantor, upon request of Lender, shall furnish to
       Lender reports on each existing policy of insurance showing such
       information as Lender may reasonably request including the following:
       (1) the name of the insurer; (2) the risks insured; (3) the amount of
       the policy; (4) the property insured; (5) the then current value on
       the basis of which insurance has been obtained and the manner of
       determining that value; and (6) the expiration date of the policy.  In
       addition, Grantor shall upon request by Lender (however not more often
       than annually) have an independent appraiser satisfactory to Lender
       determine, as applicable, the cash value or replacement cost of the
       Collateral.

  GRANTOR'S RIGHT TO POSSESSION AND TO COLLECT ACCOUNTS.  Until default and
  except as otherwise provided below with respect to accounts, Grantor may
  have possession of the tangible personal property and beneficial use of all
  the Collateral and may use it in any lawful manner not inconsistent with
  this Agreement or the Related Documents, provided that Grantor's right to
  possession and beneficial use shall not apply to any Collateral where
  possession of the Collateral by Lender is required by law to perfect
  Lender's security interest in such Collateral.  Until otherwise notified by
  Lender, Grantor may collect any of the Collateral consisting of accounts.
  At any time and even through no Event of Default exists, Lender may
  exercise its rights to collect the accounts and to notify account debtors
  to make payments directly to Lender for application to the indebtedness.
  If Lender at any time has possession of any Collateral, whether before or
  after an Event of Default, Lender shall be deemed to have exercised
  reasonable care in the custody and preservation of the Collateral if Lender
  takes such action for that purpose as Grantor shall request or as Lender,
  in Lender's sole discretion, shall deem appropriate under the
  circumstances, but failure to honor any request by Grantor shall not of
  itself be deemed to be a failure to exercise reasonable care.  Lender shall
  not be required to take any steps necessary to preserve any rights in the
  Collateral against prior parties, nor to protect, preserve or maintain any
  security interest given to secure the indebtedness.

  LENDER'S EXPENDITURES.  If any action or proceeding is commenced that would
  materially affect Lender's interest in the Collateral or if Grantor fails
  to comply with any provision of this Agreement or any Related Documents,
  including but not limited to Grantor's failure to discharge or pay when due
  any amounts Grantor is required to discharge or pay under this Agreement or
  any Related Documents, Lender on Grantor's behalf may (but shall not be
  obligated to) take any action that Lender deems appropriate, including but
  not limited to discharging or paying all taxes, liens, security interests,
  encumbrances and other claims, at any time levied or placed on the
  Collateral and paying all costs for insuring, maintaining and preserving
  the Collateral.  All such expenditures incurred or paid by Lender for such
  purposes will then bear interest at the rate charged under the Note from
  the date incurred or paid by Lender to the date of repayment by Grantor.
  All such expenses will become a part of the indebtedness and, at Lender's
  option, will (A) be payable on demand; (B) be added to the balance of the
  Note and be apportioned among and be payable with any installment payments
  to become due during either (1) the term of any applicable insurance
  policy; or (2) the remaining term of the Note; or (C) be treated as a
  balloon payment which will be due and payable at the Note's maturity.  The
  Collateral also will secure payment of these amounts.  Such right shall be
  in addition to all other rights and remedies to which Lender may be
  entitled upon Default.

  DEFAULT.  Each of the following shall constitute an Event of Default under
  this Agreement:

       PAYMENT DEFAULT.  Grantor fails to make any payment when due under the
       Indebtedness.

       OTHER DEFAULTS.  Grantor fails to comply with or to perform any other
       term, obligation, covenant or condition contained in this Agreement or
       in any of the Related Documents or to comply with or to perform any
       term, obligation, covenant or condition contained in any other
       agreement between Lender and Grantor.

       DEFAULT IN FAVOR OF THIRD PARTIES.  Should Grantor or any Grantor
       default under any loan, extension of credit, security agreement,
       purchase or sales agreement, or any other agreement, in favor of any
       other creditor or person that may materially affect any of Grantor's
       property or Grantor's or any Grantor's ability to repay the
       indebtedness or perform their respective obligations under this
       Agreement or any of the Related Documents.

       FALSE STATEMENTS.  Any warranty, representation or statement made or
       furnished to Lender by Grantor or on Grantor's behalf under this
       Agreement, the Note, or the Related Documents is false or misleading
       in any material respect, either now or at the time made or furnished
       or becomes false or misleading at any time thereafter.

       DEFECTIVE COLLATERALIZATION.  This Agreement or any of the Related
       Documents ceases to be in full force and effect (including failure of
       any collateral document to create a valid and perfected security
       interest or lien) at any time and for any reason.

       INSOLVENCY.  The dissolution (regardless of whether election to
       continue is made), any member withdraws from the limited liability
       company, or any other termination of Grantor's existence as a going
       business or the death of any member, the insolvency of Grantor, the
       appointment of a receiver for any part of Grantor's property, any
       assignment for the benefit of creditors, any type of creditor workout,
       or the commencement of any proceeding under any bankruptcy or
       insolvency laws by or against Grantor.

       CREDITOR OR FORFEITURE PROCEEDINGS.  Commencement of foreclosure or
       forfeiture proceedings, whether by judicial proceeding, self-help,
       repossession or any other method, by any creditor of Grantor or by any
       governmental agency against any collateral securing the indebtedness.
       This includes a garnishment of any of Grantor's accounts, including
       deposit accounts, with Lender.  However, this Event of Default shall
       not apply if there is a good faith dispute by Grantor as to the
       validity or reasonableness of the claim which is the basis of the
       creditor or forfeiture proceeding and if Grantor gives Lender written
       notice of the creditor of forfeiture proceeding and deposits with
       Lender monies or a surety bond for the creditor or forfeiture
       proceeding, in an amount determined by Lender, in its sole discretion,
       as being an adequate reserve or bond for the dispute.

       EVENTS AFFECTING GUARANTOR.  Any of the preceding events occurs with
       respect to Guarantor of any of the indebtedness or Guarantor dies or
       becomes incompetent or revokes or disputes the validity of, or
       liability under, any Guaranty of the Indebtedness.

       ADVERSE CHANGE.  A material adverse change occurs in Grantor's
       financial condition, or Lender believes the prospect of payment or
       performance of the indebtedness is impaired.

       INSECURITY.  Lender in good faith believes itself insecure.

       CURE PROVISIONS.  If any default, other than a default in payment, is
       curable and if Grantor has not been given a notice of a breach of the
       same provision of this Agreement within the preceding twelve (12)
       months, it may be cured (and no event of default will have occurred)
       if Grantor, after receiving written notice from Lender demanding cure
       of such default:  (1) cures the default within fifteen (15) days; or
       (2) if the cure requires more than fifteen (15) days, immediately
       initiates steps which Lender deems in Lender's sole discretion to be
       sufficient to cure the

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       default and thereafter continues and completes all reasonable and
       necessary steps sufficient to produce compliance as soon as reasonably
       practical.

  RIGHTS AND REMEDIES ON DEFAULT.  If an Event of Default occurs under this
  Agreement, at any time thereafter, Lender shall have all the rights of a
  secured party under the Florida Uniform Commercial Code.  In addition and
  without limitation, Lender may exercise any one or more of the following
  rights and remedies:

       ACCELERATE INDEBTEDNESS.  Lender may declare the entire indebtedness,
       including any prepayment which Grantor would be required to pay
       immediately due and payable, without notice of any kind to Grantor.

       ASSEMBLE COLLATERAL.  Lender may require Grantor to deliver to Lender
       all or any portion of the Collateral and any and all certificates of
       title and other documents relating to the Collateral.  Lender may
       require Grantor to assemble the Collateral and make it available to
       Lender at a place to be designated by Lender.  Lender also shall have
       full power to enter upon the property of Grantor to take possession of
       and remove the Collateral.  If the Collateral contains other goods not
       covered by this Agreement at the time of repossession, Grantor agrees
       Lender may take such other goods, provided that Lender makes
       reasonable efforts to return them to Grantor after repossession.

       SELL THE COLLATERAL.  Lender shall have full power to sell, lease,
       transfer, or otherwise deal with the Collateral or proceeds thereof in
       Lender's own name or that of Grantor.  Lender may sell the Collateral
       at public auction or private sale.  Unless Collateral threatens to
       decline speedily in value or is of a type customarily sold on a
       recognized market, Lender will give Grantor reasonable notice of the
       time after which any private sale or other intended disposition of the
       Collateral is to be made.  The requirements of reasonable notice shall
       be met if such notice is given at least fifteen (15) days before the
       time of the sale or disposition.  All expenses relating to the
       disposition of the Collateral, including without limitation the
       expenses of retaking, holding insuring, preparing for sale and selling
       the Collateral, shall become a part of the indebtedness secured by
       this Agreement and shall be payable on demand, with interest at the
       Note rate from date of expenditure until repaid.

       APPOINT RECEIVER.  In the event of a suit being instituted to
       foreclose this Agreement, Lender shall be entitled to apply at any
       time pending such foreclosure suit to the court having jurisdiction
       thereof for the appointment of a receiver of any or all of the
       Collateral, and of all rents, incomes, profits, issues and revenues
       thereof, from whatsoever source.  The parties agree that the court
       shall forthwith appoint such receiver with the usual powers and duties
       of receivers in like cases.  Such appointment shall be made by the
       court as a matter of strict right to Lender and without notice to
       Grantor, and without reference to the adequacy or inadequacy of the
       value of the Collateral, or to Grantor's solvency or any other party
       defendant to such suit.  Grantor hereby specifically waives the right
       to object to the appointment of a receiver and agrees that such
       appointment shall be made as an admitted equity and as a matter of
       absolute right to Lender, and consents to the appointment of any
       officer or employee of Lender as receiver.  Lender shall have the
       right to have a receiver appointed to take possession of all or any
       part of the Collateral, with the power to protect and preserve the
       Collateral, to operate the Collateral preceding foreclosure or sale,
       and to collect the Rents from the Collateral and apply the proceeds,
       over and above the cost of the receivership, against the indebtedness.
       The receiver may serve without bond if permitted by law.  Lender's
       right to the appointment of a receiver shall exist whether or not the
       apparent value of the Collateral exceeds the indebtedness by a
       substantial amount.  Employment by Lender shall not disqualify a
       person from serving as a receiver.

       COLLECT REVENUES, APPLY ACCOUNTS.  Lender, either itself or through a
       receiver, may collect the payments, rents, income, and revenues from
       the Collateral.  Lender may at any time in Lender's discretion
       transfer any Collateral into Lender's own name or that of Lender's
       nominee and receiver the payments, rents, income, and revenues
       therefrom and hold the same as security for the indebtedness or apply
       it to payment of the indebtedness in such order of preference as
       Lender may determine.  Insofar as the Collateral consists of accounts,
       general intangibles, insurance policies, instruments, chattel paper,
       choses in action, or similar property, Lender may demand, collect,
       receipt for, settle, compromise, adjust, sue for, foreclose, or
       realize on the Collateral as Lender may determine, whether or not
       indebtedness or Collateral is then due.  For these purposes, Lender
       may, on behalf of and in the name of Grantor, receive, open and
       dispose of mail addressed to Grantor; change any address to which mail
       and payments are to be sent; and endorse notes, checks, drafts, money
       orders, documents of title, instruments and items pertaining to
       payment, shipment, or storage of any Collateral.  To facilitate
       collection, Lender may notify account debtors and obligors on any
       Collateral to make payments directly to Lender.

       OBTAIN DEFICIENCY.  If Lender chooses to sell any or all of the
       Collateral, Lender may obtain a judgment against Grantor for any
       deficiency remaining on the indebtedness due to Lender after
       application of all amounts received from the exercise of the rights
       provided in this Agreement.  Grantor shall be liable for a deficiency
       even if the transaction described in this subsection is a sale of
       accounts or chattel paper.

       OTHER RIGHTS AND REMEDIES.  Lender shall have all the rights and
       remedies of a secured creditor under the provisions of the Uniform
       Commercial Code, as may be amended from time to time.  In addition,
       Lender shall have and may exercise any or all other rights and
       remedies it may have available at law; in equity, or otherwise.

       ELECTION OF REMEDIES.  Except as may be prohibited by applicable law,
       all of Lender's rights and remedies, whether evidenced by this
       Agreement, the Related Documents, or by any other writing, shall be
       cumulative and may be exercised singularly or concurrently.  Election
       by Lender to pursue any remedy will not bar any other remedy, and an
       election to make expenditures or to take action to perform an
       obligation of Grantor under this Agreement, after Grantor's failure to
       perform, shall not affect Lender's right to declare a default and
       exercise its remedies.

  MISCELLANEOUS PROVISIONS.  The following miscellaneous provisions are a
  part of this Agreement:

       AMENDMENTS.  This Agreement, together with any Related Documents,
       constitutes the entire understanding and agreement of the parties as
       to the matters set forth in this Agreement.  No alteration of or
       amendment to this Agreement shall be effective unless given in writing
       and signed by the parties or parties' agent to be charged or bound by
       the alteration or amendment.

       ATTORNEY'S FEES: EXPENSES.  Granter agrees to pay upon demand all of
       Lender's cost and expenses, including Lender's reasonable attorney's
       fees and Lender's legal expenses, incurred in connection with the
       enforcement of this Agreement.  Lender may hire or pay someone else to
       help enforce this Agreement, and Granter shall pay the costs and
       expenses of such enforcement.  Costs and expenses include Lender's
       reasonable attorneys' fees and legal expenses whether or not there is
       a lawsuit, including reasonable attorneys' fees and legal expenses for
       bankruptcy proceedings (including efforts to modify or vacate any
       automatic stay or injunction), appeals, and any anticipated
       post-judgment collection services.  Grantor also shall pay all court
       costs and such additional fees as may be directed by the court.

       CAPTION HEADINGS.  Caption headings in this Agreement are for
       convenience purposes only and are not to be used to interpret or
       define the provisions of this Agreement.

       GOVERNING LAW.  This Agreement shall be governed by, construed and
       enforced in accordance with federal law and the laws of the State of
       Florida.  This Agreement has been accepted by Lender in the State of
       Florida.

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       NO WAIVER BY LENDER.  Lender shall not be deemed to have waived any
       rights under this Agreement unless such waiver is given in writing and
       signed by Lender.  No delay or omission on the part of Lender in
       exercising any right shall operate as a waiver of such right or any
       other right.  A waiver by Lender of a provision of this Agreement
       shall not prejudice or constitute a waiver of Lender's right otherwise
       to demand strict compliance with that provisions or any other
       provision of this Agreement.  No prior waiver by Lender, nor any
       course of dealing between Lender and Grantor, shall constitute a
       waiver of any of Lender's rights or of any of Grantor's obligations as
       to any future transactions.  Whenever the consent of Lender is
       required under this Agreement, the granting of such consent by Lender
       in any instance shall not constitute continuing consent to subsequent
       instances where such consent is required and in all cases such consent
       may be granted or withheld in the sole discretion of Lender.

       NOTICES.  Any notice required to be given under this Agreement shall
       be given in writing, and shall be effective when actually delivered,
       when actually received by telefacsimile (unless otherwise required by
       law), when deposited with a nationally recognized overnight courier,
       or, if mailed, when deposited in the United State mail, as first
       class, certified or registered mail postage prepaid, directed t the
       addresses shown near the beginning of this Agreement.  Any party may
       change its address for notices under this Agreement by given written
       notice to the other parties, specifying that the purpose of the notice
       is to change the party's address.  For notice purposes, Grantor agrees
       to keep Lender informed at all times of Grantor's current address.
       Unless otherwise provided or required by law, if there is more than
       one Grantor, any notice given by Lender to any Grantor is deemed to be
       notice given to all Grantors.

       POWER OF ATTORNEY.  Grantor hereby appoints Lender as Grantor's
       irrevocable attorney-in-fact for the purpose of executing any
       documents necessary to perfect or continue the security interest
       granted in this Agreement.  Lender may at any time, and without
       further authorization from Grantor, file a carbon, photographic or
       other reproduction of any financing statement or of this Agreement for
       use as a financing statement.  Grantor will reimburse Lender for all
       expenses for the perfection and the continuation of the perfection of
       Lender's security interest in the Collateral.

       SEVERABILITY.  If a court of competent jurisdiction finds any
       provision of this Agreement to be illegal, invalid, or unenforceable
       as to any circumstance, that finding shall not make the offending
       provision illegal, invalid, or unenforceable as to any other
       circumstance.  If feasible, the offending provision shall be
       considered modified so that it becomes legal, valid and enforceable.
       If the offending provision cannot be so modified, it shall be
       considered deleted from this Agreement.  Unless otherwise required by
       law, the illegality, invalidity, or unenforceability of any provision
       of this Agreement shall not affect the legality, validity or
       enforceability of any other provision of this Agreement.

       SUCCESSORS AND ASSIGNS.  Subject to any limitations stated in this
       Agreement on transfer of Grantor's interest, this Agreement shall be
       binding upon and inure to the benefit of the parties, their successors
       and assigns.  If ownership of the Collateral becomes vested in a
       person other than Grantor, Lender, without notice to Grantor, may deal
       with Grantor's successors with reference to this Agreement and the
       indebtedness by way of forbearance or extension without releasing
       Grantor from the obligations of this Agreement or liability under the
       indebtedness.

       SURVIVAL OF REPRESENTATIONS AND WARRANTIES.  All representations,
       warranties, and agreements made by Grantor in this Agreement shall
       survive the execution and delivery of this Agreement, shall be
       continuing in nature, and shall remain in full force and effect until
       such time as Grantor's indebtedness shall be paid in full.

       TIME IS OF THE ESSENCE.  Time is of the essence in the performance of
       this Agreement.

       WAIVE JURY.  All parties to this Agreement hereby waive the right to
       any jury trial in any action, proceeding, or counterclaim brought by
       any party against any other party.  (Initial Here ___)

  DEFINITIONS.  The following capitalized words and terms shall have the
  following meanings when used in this Agreement.  Unless specifically stated
  to the contrary, all references to dollar amounts shall mean amounts in
  lawful money of the United States of America.  Words and terms used in the
  singular shall include the plural, and the plural shall include the
  singular, as the context may require.  Words and terms not otherwise
  defined in this Agreement shall have the meanings attributed to such terms
  in the Uniform Commercial Code:

       ACCOUNT.  The word "Account" means a trade account, account
       receivable, other receivable, or other right to payment for goods sold
       or services rendered owing to Grantor (or to a third party grantor
       acceptable to Lender).

       AGREEMENT.  The word "Agreement" means this Commercial Security
       Agreement, as this Commercial Security Agreement may be amended or
       modified from time to time, together with all exhibits and schedules
       attached to this Commercial Security Agreement from time to time.

       BORROWER.  The word "Borrower" means P.P.C.T. Products L.L.C., and all
       other persons and entities signing the Note in whatever capacity.

       COLLATERAL.  The word "Collateral" means all of Grantor's right, title
       and interest in and to all the Collateral as described in the
       Collateral Description section of this Agreement.

       DEFAULT.  The word "Default" means the Default set forth in this
       Agreement in the section titled "Default."

       ENVIRONMENTAL LAWS.  The words "Environmental Laws" mean any and all
       state, federal and locate statutes, regulations and ordinances
       relating to the protection of human health or the environment,
       including without limitation the Comprehensive Environmental Response,
       Compensation, and Liability Act of 1980, as amended, 42 U.S.C. Section
       9601, et seq. ("CERCLA"), the Superfund Amendments and Reauthorization
       Act of 1986, Pub. L. No.99-499 ("SARA"), the Hazardous Materials
       Transportation Act, 49 U.S.C. Section 1801, et seq., the Resource
       Conservation and Recovery Act, 42 U.S.C. Section 6901, et seq., or
       other applicable state or federal laws, rules, or regulations adopted
       pursuant thereto.

       EVENT OF DEFAULT.  The words "Event of Default" mean any of the Events
       of Default set forth in this Agreement in the Default section of this
       Agreement.

       GRANTOR.  The word "Grantor" means P.P.C.T. Products, L.L.C.

       GUARANTOR.  The word "Guarantor" means any guarantor, surety, or
       accommodation party of any or all of the indebtedness.

       GUARANTY.  The word "Guaranty" means the guaranty from Guarantor to
       Lender, including without limitation a guaranty of all or part of the
       Note.

       HAZARDOUS SUBSTANCES.  The words "Hazardous Substances" mean materials
       that, because of their quantity, concentration or physical, chemical
       or infectious characteristics, may cause or pose a present or
       potential hazard to human health or the environment when improperly
       used, treated, stored, disposed of, generated, manufactured,
       transported or otherwise handled.  The words 'Hazardous Substances"
       are used in their very broadest sense and include without limitation
       any and all hazardous or toxic substances, materials or waste as
       defined by or listed under the Environmental Laws.  The term
       "Hazardous Substances" also includes, without limitation, petroleum
       and petroleum by-products or any fraction thereof and asbestos.

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       INDEBTEDNESS.  The word "Indebtedness" means the indebtedness
       evidenced by the Note or Related Documents, including all principal
       and interest together with all other indebtedness and costs and
       expenses for which Grantor is responsible under this Agreement or
       under any of the Related Documents.

       LENDER.  The word "Lender" means SouthTrust Bank, N.A., its successors
       and assigns.

       NOTE.  The word "Note" means the Note executed by Grantor in the
       principal amount of $250,000.00 dated October 29, 2000, together with
       all renewals of, extensions of, modifications of, refinancings of,
       consolidations of, and substitutions for the note or credit agreement.

       RELATED DOCUMENTS.  The words "Related Documents" mean all promissory
       notes, credit agreements, loan agreements, environmental agreements,
       guaranties, security agreements, mortgages, deeds of trust, security
       deeds, collateral mortgages, and all other instruments, agreements and
       documents, whether now or hereafter existing, executed in connection
       with the indebtedness.

  GRANTOR HAS READ AND UNDERSTOOD ALL THE PROVISIONS OF THIS COMMERCIAL
  SECURITY AGREEMENT AND AGREES TO ITS TERMS.  THIS AGREEMENT IS DATED
  OCTOBER 29, 1999.

  GRANTOR:

  P.P.C.T. PRODUCTS, L.L.C.

<TABLE>

  <S>                                                                   <C>
  BY:   /s/ GERALD F. O'CONNELL                                         BY:   /s/  JOSEPH A. ROTMIL
     --------------------------------------------------------              -----------------------------------------------------
     GERALD F. O'CONNELL, MEMBER OF P.P.C.T. PRODUCTS, L.L.C.              JOSEPH A. ROTMIL, MEMBER OF P.P.C.T. PRODUCTS, L.L.C.

</TABLE>

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