Document:

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                               ALLAIRE CORPORATION

                       NONSTATUTORY STOCK OPTION AGREEMENT

     This is a NONSTATUTORY STOCK OPTION AGREEMENT between Allaire Corporation,
a Delaware corporation (the "Company"), and the optionee (the "Optionee")
identified on the Notice of Grant of Stock Options to which this Agreement is
attached and which is incorporated into this Agreement by reference (the
"Notice").

     WHEREAS, the Company desires to afford the Optionee an opportunity to
purchase snares of Common Stock of the Company, par value $.01 per share (the
"Shares"), according to the terms set forth herein.

     NOW THEREFORE, the parties hereto hereby agree as follows:

     1.   GRANT OF OPTION. Subject to the terms of this Agreement, the Company
hereby grants to the Optionee the right and option (the "Option") to purchase
the number of Shares specified in the Notice, on the terms and conditions
hereinafter set forth. The Option is not intended by the Company to be an
"incentive stock option" within the meaning of Section 422 of the Internal
Revenue Code of 1986, as amended (the "Code").

     2.   PURCHASE PRICE. The purchase price of each of the Shares subject to
the Option shall be the exercise price per share specified in the Notice.

     3.   OPTION PERIOD.

          (a)  Subject to the provisions of Sections 5 and 6 of this Agreement,
the Option shall become exercisable as to the number of Shares and on the dates
specified in the exercise schedule in the Notice. The exercise schedule shall be
cumulative; thus, to the extent the Option has not already been exercised and
has not expired, terminated or been canceled, the Optionee may at any time, and
from time to time, purchase all or any portion of the Shares then purchasable
under the exercise schedule. Notwithstanding the foregoing or any other
provision herein to the contrary, the Option shall become immediately
exercisable:

               (i)  upon the occurrence of the death, Disability (as defined
          below) or Retirement (as defined below) of the Optionee as provided in
          paragraph b(a) of this Agreement; or

               (ii) in the event that the Compensation Committee of the
          Company's Board of Directors (the "Committee") shall notify the
          Optionee pursuant to paragraph 5(b) that the Option shall be canceled
          at the time of, or immediately prior to the occurrence of a
          Fundamental Change (as defined below).

          (b)  The Option and all rights to purchase Shares thereunder shall
cease on the earliest of:

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               (i)  the expiration date specified in the Notice (which date
          shall not be more than ten years after the date of this Agreement);

               (ii) the expiration of the period after the termination of the
          Optionee's employment (as defined below) within which the Option is
          exercisable as specified in paragraph 5(a) or 5(b), whichever is
          applicable; or

               (iii) the date, if any, fixed for cancellation pursuant to
          paragraph 6(b) hereof.

Notwithstanding any other provision in this Agreement, in no event may anyone
exercise the Option, in whole or in part, after its original expiration date.

     4.   MANNER OF EXERCISING OPTION.

          (a)  Subject to the terms and conditions of this Agreement, the Option
may be exercised by delivering written notice of exercise to the Company at its
principal executive office, to the attention of its Chief Financial Officer. The
notice shall state the election to exercise the Option and the number of Shares
in respect of which it is being exercised, and shall be signed by the person
exercising the Option. If the person exercising the Option is not the Optionee,
he or she also shall send with the notice appropriate proof of his or her right
to exercise the Option.

          (b)  The notice of exercise shall be accompanied by payment (by check,
bank draft or money order payable to the Company) of the full purchase price of
the Shares being purchased. Alternatively, if cashless exercises are permitted
by the Committee, such notice may be accompanied by certificates for
unencumbered Shares having an aggregate Fair Market Value (as defined below) on
the date of exercise equal to the purchase price of the Shares to be purchased
or a combination of cash and such unencumbered Shares in the amount of such
purchase price. The Optionee shall duly endorse in blank all certificates
delivered to the Company pursuant to this subparagraph and shall represent and
warrant in writing that he or she is the owner of the Shares so delivered free
and clear of all liens, security interests and other restrictions or
encumbrances. Notwithstanding the other terms and conditions of this
subparagraph, the Optionee shall not be permitted to pay any portion of the
purchase price of the Shares being purchased with Shares if the Committee
believes that payment in such manner could have an adverse effect on the
Company's financial statements.

          (c)  As soon as practicable after receipt of the purchase price
provided for above, the Company shall deliver to the person exercising the
Option, in the name of the Optionee or his or her estate or heirs, as the case
may be, a certificate or certificates representing the Shares being purchased.
The Company shall pay all original issue or transfer taxes, if any, with respect
to the issue or transfer of the Shares to the person exercising the Option and
all fees and expenses necessarily incurred by the Company in connection
therewith. All Shares so issued shall be fully paid and nonassessable.
Notwithstanding anything to the contrary in this Agreement, the Company shall
not be required, upon the exercise of this option or any part thereof, to issue
or deliver any Shares prior to the completion of such registration or other

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qualification of such Shares under any State law, rule or regulation as the
Company shall determine to be necessary or desirable.

     5.   EXERCISABILITY OF OPTION AFTER TERMINATION OF EMPLOYMENT.

          (a)  During the lifetime of the Optionee, the Option may be exercised
only while the Optionee is employed by the Company or a parent or subsidiary
thereof, and only if the optionee has been continuously so employed since the
date of this Agreement. except that:

               (i)  if the Optionee is not a Non-employee Director (as defined
          below), the Option shall continue to be exercisable for three months
          after termination of the Optionee's employment but only to the extent
          that the Option was exercisable immediately prior to the Optionee's
          termination of employment, and if the Optionee is a Non-employee
          Director, the Option shall continue to be exercisable after the
          Optionee ceases to be a director of the Company for the term of the
          Agreement, but only to the extent that the Option was exercisable
          immediately prior to the Optionee's ceasing to be a director;

               (ii) in the event of the Optionee's employment terminates due to
          Disability, the Optionee or his or her legal representative may
          exercise the Option within five years after the termination of the
          Optionee's employment;

               (iii) in the event the Optionee's employment terminates due to
          Retirement, the Option shall continue to be exercisable for three
          months after the Optionee's Retirement; and

               (iv) if the Optionee's employment terminates after the Committee
          notifies the Optionee pursuant to paragraph 6(b) that the option shall
          be canceled, the Optionee may exercise the Option at any time
          permitted by paragraph 6(b).

          (b)  In the event of the Optionee's death prior to expiration of the
Option, the legal representative, heirs or legatees of the Optionee's estate or
the person who acquired the right to exercise the Option by bequest or
inheritance may exercise the Option within five years after the death of the
Optionee.

          (c)  Neither the transfer of the Optionee between any combination of
the Company, its parent and any subsidiary of the Company, nor a leave of
absence granted to the Optionee and approved by the Committee, shall be deemed a
termination of employment. The terms "parent" and "subsidiary" as used herein
shall have the meaning ascribed to "parent corporation" and "subsidiary
corporation," respectively, in Sections 425(e) and (f) (or successor provisions)
of the Code.

     6.   ACCELERATION OF OPTION.

          (a)  Death Disability or Retirement. If paragraph 6(a)(ii) 5(a)(iii)
or 5(b) of this Agreement is applicable, the Option, whether or not previously
exercisable, shall become immediately exercisable in full if the Optionee shall
have been employed continuously by the

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Company or a parent or subsidiary thereof between the date the Option was
granted and the date of such Disability or, in the event of death, a date not
more than three months prior to such death.

          (b)  Fundamental Change. In the event of a proposed Fundamental Change
(as defined blow) involving a merger, consolidation or statutory share exchange,
the Committee may, but is not obligated to, provide for the issuance of a
Substitute Option (as defined below). If the Committee does not provide for a
Substitute Option, the Option will be first accelerated and then canceled in
accordance with this paragraph 6(b). In the event of a proposed Fundamental
Change involving a liquidation or dissolution, the Option will be first
accelerated and then canceled in accordance with this paragraph 6(b).

               (i)  Notice of Cancellation and Acceleration of Canceled Options.
          If the option is to be canceled, the Committee shall provide written
          notice to the Optionee of the impending cancellation not less than 20
          days prior to the occurrence of the Fundamental Change. During the 20
          days preceding the Fundamental Change, the Option shall be exercisable
          in full and the Optionee shall have the right to exercise the Option
          as to all or any part of the Shares covered by the Option.

               (ii) Payment in Respect of Canceled Options. The Option, to the
          extent not then exercised, will be canceled at the time of, or
          immediately prior to the occurrence of, the Fundamental Change. For
          each Share covered by the canceled Option, the Company will pay to the
          Optionee, within twenty days after the Fundamental Change, cash equal
          to the amount, if any, by which the Fair Market Value per Share
          exceeds the exercise price per Share covered by the option. For this
          purpose, the "Fair Market Value" per Share means the cash plus the
          fair market value, as determined in good faith by the Committee, of
          the non-cash consideration to be received per Share by the
          shareholders of the Company upon the occurrence of the Fundamental
          Change.

               (iii) Substitute Options. If the Committee makes provision for
          the issuance of a Substitute Option, the Option will expire upon such
          issuance, and will not be accelerated or canceled pursuant to this
          paragraph 6(b).

     7.   LIMITATION ON TRANSFER. During the lifetime of the Optionee, only the
Optionee or his or her guardian or legal representative may exercise the Option.
The Optionee shall not assign or transfer the Option otherwise than by will or
the laws of descent and distribution, or pursuant to a qualified domestic
relations order as defined by the Code or Title 1 of the Employee Retirement
Income Security Act ("ERISA"), or the rules thereunder, and the Option shall not
be subject to pledge, hypothecation, execution, attachment or similar process.
Any attempt to assign, transfer, pledge, hypothecate or otherwise dispose of the
Option contrary to the provisions hereof, and the levy of any attachment or
similar process upon the Option, shall be null and void.

     8.   SHAREHOLDER RIGHTS BEFORE EXERCISE. The Optionee shall have none of
the rights of a shareholder of the Company with respect to any Share subject to
the option until the Share is actually issued to him or her upon exercise of the
Option.

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     9.   ADJUSTMENTS. The Committee may in its sole discretion make appropriate
adjustments in the number of Shares subject to the Option and in the purchase
price per Share to give effect to any adjustments made in the number of
outstanding Shares of the Company through a merger or consolidation (that is not
a Fundamental Change) or a recapitalization, reclassification, combination,
stock dividend, stock split or other relevant change, provided that fractional
Shares shall be rounded to the nearest whole share.

     10.  TAX WITHHOLDING. The parties hereto recognize that the Company or a
parent or subsidiary thereof may be obligated to withhold federal and state
income taxes and social security or other taxes upon the Optionee's exercise of
the Option. The Optionee agrees that, at the time he or she exercises the
Option, if the Company or a parent or subsidiary thereof is required to withhold
such taxes, he or she will promptly pay in cash upon demand to the Company, or
the parent or subsidiary having such obligation, such amounts as shall be
necessary to satisfy such obligation; provided, however, that in lieu of all or
any part of such a cash payment, the Board may, but shall not be required to,
permit the Optionee to elect to cover all or any part of the required
withholdings, and to cover any additional withholdings up to the amount needed
to cover the Optionee's full FICA and federal, state and local income tax with
respect to income arising from the exercise of the Option, through a reduction
of the number of Shares delivered to the Optionee or through a subsequent return
to the Company of Shares delivered to the Optionee.

     11.  LOCK UP AGREEMENT. Optionee agrees that, upon the request of the
Company or the managing underwriter(s) in connection with a Section 12
Registration (as defined below), for a period of time (not to exceed 180 days)
from the effective date of the Section 12 Registration, Optionee (or any
transferee of permitted under this Agreement) shall not sell, make any short
sale of, loan, grant any option for the purchase of, or otherwise dispose of any
shares of the Company's Stock owned or controlled by it; provided, however,
that, at the time of the request, the Optionee is an officer or director of the
Company or the Optionee holds (assuming exercise of all options and warrants,
and the conversion of all convertible securities held by the Optionee, to the
extent then exercisable or convertible) an aggregate number of shares of the
Company's Common Stock (or equivalent) equal to at least one percent (1%) of the
total number of shares of the Company's Common Stock then issued and
outstanding.

     12.  INTERPRETATION OF THIS AGREEMENT. All decisions and interpretations
made by the Committee with regard to any question arising under this Agreement
shall be binding and conclusive upon the Company and the Optionee.

     13.  DISCONTINUANCE OF EMPLOYMENT. This Agreement shall not give the
Optionee a right to continued employment with the Company or any parent or
subsidiary thereof, and the Company or any such parent or subsidiary thereof
employing the Optionee may terminate his or her employment and otherwise deal
with the Optionee without regard to the effect it may have upon him or her under
this Agreement.

     14.  DEFINED TERMS USED IN THIS AGREEMENT. The capitalized terms used in
this Agreement have the following meanings.

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          (a)  "Disability" means the disability of an Optionee such that the
Optionee is considered disabled under any retirement plan of the Company that is
qualified under Section 401 of the Code, or as otherwise determined by the
Committee.

          (b)  "Non-employee Director" means a member of the Board who is
considered a non-employee director within the meaning of Rule 16b-3 under the
Securities Exchange Act of 1934, as amended.

          (c)  "Employee" means any full-time or part-time employee (including
an officer or director who is also an employee) of the Company. "Employee" also
includes other individuals and entities who are not "employees" of the Company
but who provide services to the Company in the capacity of a member of the
Company's Board of Directors or as an independent contractor. References in this
Agreement to "employment" and related terms shall include the providing of
services in any such capacity.

          (d)  "Fair Market Value" as of any date means. unless otherwise
expressly provided in this Agreement:

               (i)  the closing sale price of a Share (A) on The Nasdaq Stock
          Market, or (B) if the Shares are not traded on the Nasdaq Stock
          Market, on the composite tape for New York Stock Exchange ("NYSE")
          listed shares, or (C) if the Shares are not quoted on the NYSE
          composite tape, on the principal United States securities exchange
          registered under the Exchange Act on which the Shares are listed, in
          any case on the date immediately preceding that date, or, if no sale
          of Shares shall have occurred on that date, on the next preceding day
          on which a sale of Shares occurred, or

               (ii) if clause (i) is not applicable, what the Committee
          determines in good faith to be 100% of the fair market value of a
          Share on that date.

However, if the applicable securities exchange or system has closed for the day
at the time the event occurs that triggers a determination of Fair Market Value,
all references in this paragraph to the "date immediately preceding that date"
shall be deemed to be references to "that date."

          (e)  "Fundamental Change" means a dissolution or liquidation of the
Company, a sale of substantially all of the assets of the Company, a merger or
consolidation of the Company with or into any other corporation, regardless of
whether the Company is the surviving corporation, or a statutory share exchange
involving capital stock of the Company.

          (f)  "Retirement" means termination of employment on or after age 55,
provided the Employee has been employed by the Company and/or one or more
Affiliates for at least ten years, or termination of employment on or after age
62, provided in either case that the Employee has given the Company at least six
months' prior written notice of such termination, or as otherwise determined by
the Committee.

          (g)  "Section 12 Registration" means the date on which the Company
first registers a class of its equity securities under Section 12 of the
Securities Act of 1933, as amended.

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          (h)  "Substitute Option" means an option to purchase voting common
stock of the corporation surviving the merger. consolidation or share exchange
(or, if appropriate, the Parent or such surviving corporation) appropriate to
protect the rights of the Optionee under this Option.

     15.  GENERAL. The Company shall at all times during the term of this Option
reserve and keep available such number of Shares as will be sufficient to
satisfy the requirements of this Option Agreement. This Agreement shall be
binding in all respects on the Optionee's heirs, representatives, successors and
assigns. This Agreement is entered into under the laws of the Commonwealth of
Massachusetts and shall be construed and interpreted thereunder.

                                       7EXHIBIT 4.1
                                 EXECUTION COPY

================================================================================

                            GMAC MORTGAGE CORPORATION
                                  as Servicer,

                       GMACM MORTGAGE LOAN TRUST 2001-GH1,
                                    as Issuer

                                       and

                        WELLS FARGO BANK MINNESOTA, N.A.
                              as Indenture Trustee

                            -------------------------

                               SERVICING AGREEMENT

                           Dated as of March 12, 2001
                            -------------------------

================================================================================

<PAGE>

<TABLE>
<CAPTION>
                               TABLE OF CONTENTS

                                                                                            Page

<S>                                                                                        <C>
ARTICLE I         Definitions...............................................................2

        Section 1.01   Definitions..........................................................2

        Section 1.02   Other Definitional Provisions........................................2

        Section 1.03   Interest Calculations................................................3

ARTICLE II        Representations and Warranties............................................4

        Section 2.01   Representations and Warranties Regarding the Servicer................4

        Section 2.02   Representations and Warranties of the Issuer.........................5

        Section 2.03   Enforcement of Representations and Warranties........................5

ARTICLE III       Administration and Servicing of Mortgage Loans............................7

        Section 3.01   The Servicer.........................................................7

        Section 3.02   Subservicing Agreements Between Servicer and Subservicers;
               Enforcement of Subservicers' and Sellers' Obligations........................8

        Section 3.03   Successor Subservicers...............................................8

        Section 3.04   Liability of the Servicer............................................8

        Section 3.05   No Contractual Relationship Between Subservicer and Indenture
               Trustee or Issuer............................................................8

        Section 3.06   Assumption of Subservicing Agreements by Trustee.....................9

        Section 3.07   Collection of Certain Mortgage Loan Payments; Deposits to
               Custodial Account............................................................9

        Section 3.08   Subservicing Accounts; Servicing Accounts...........................11

        Section 3.10   Permitted Withdrawals from the Custodial Account....................13

        Section 3.11   Maintenance of Hazard Insurance and Omissions and Fidelity
               Coverage....................................................................15

        Section 3.12   Maintenance of the Primary Insurance Policies; Collections
               Thereunder..................................................................16

        Section 3.13   Enforcement of Due-on-Sale Clauses; Assumption and
               Modification Agreements; Certain Assignments................................17

        Section 3.15   Trust Estate; Related Documents.....................................21

        Section 3.16   Issuer and Indenture Trustee to Cooperate...........................22

        Section 3.17   Servicing Compensation; Compensating Interest.......................23

        Section 3.18   Annual Statement as to Compliance...................................24

        Section 3.19   Annual Servicing Report.............................................25

        Section 3.20   Access to Certain Documentation and Information Regarding the
               Mortgage Loans..............................................................25

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<PAGE>

        Section 3.21   Maintenance of Certain Servicing Insurance Policies.................25

        Section 3.22   Information Required by the Internal Revenue Service and
               Reports of Foreclosures and Abandonments of Mortgaged Property..............26

        Section 3.23   Administration of Buydown Funds.....................................26

        Section 3.24   Recording of Assignments............................................26
        Section 3.25   Termination of Hedge Agreement......................................27

ARTICLE IV        Servicing Certificate....................................................28

        Section 4.01   Statements to Securityholders.......................................28

        Section 4.02   Tax Returns and 1934 Act Reports....................................31

ARTICLE V         Note Payment Account.....................................................32

        Section 5.01   Note Payment Account................................................32

ARTICLE VI        The Servicer.............................................................32

        Section 6.01   Liability of the Servicer...........................................32

        Section 6.02   Merger or Consolidation of, or Assumption of the Obligations
               of, the Servicer............................................................32

        Section 6.03   Limitation on Liability of the Servicer and Others..................33

        Section 6.04   Servicer Not to Resign..............................................34

        Section 6.05   Delegation of Duties................................................34

        Section 6.06   Payment of Indenture Trustee's and Owner Trustee's Fees and
               Expenses; Indemnification...................................................34

ARTICLE VII       Default..................................................................36

        Section 7.01   Servicing Default...................................................36

        Section 7.02   Indenture Trustee to Act; Appointment of Successor..................38

        Section 7.03   Notification to Securityholders.....................................39

        Section 7.04 Trigger Events; Removal of Servicer...................................39

ARTICLE VIII      Miscellaneous Provisions.................................................41

        Section 8.01   Amendment...........................................................41

        Section 8.02   GOVERNING LAW.......................................................41

        Section 8.03   Notices.............................................................41

        Section 8.04   Severability of Provisions..........................................41

        Section 8.05   Third-Party Beneficiaries...........................................42

        Section 8.06   Counterparts........................................................42

        Section 8.07   Effect of Headings and Table of Contents............................42

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<PAGE>

        Section 8.08   Termination Upon Purchase by the Servicer or Liquidation of All
               Mortgage Loans; Partial Redemption..........................................42

        Section 8.09   Certain Matters Affecting the Indenture Trustee.....................43

        Section 8.10   Owner Trustee Not Liable for Related Documents......................43

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<PAGE>

EXHIBIT A - MORTGAGE LOAN SCHEDULE          A-1

EXHIBIT B - LIMITED POWER OF ATTORNEY       B-1

EXHIBIT C - FORM OF REQUEST FOR RELEASE     C-1

</TABLE>

<PAGE>

        This Servicing Agreement,  dated as of March 12, 2001 (the "Agreement"),
is among GMAC  Mortgage  Corporation,  as servicer (the  "Servicer"),  the GMACM
Mortgage Loan Trust  2001-GH1,  as issuer (the  "Issuer"),  and Wells Fargo Bank
Minnesota, N.A., as indenture trustee (the "Indenture Trustee").

                                   WITNESSETH:

        WHEREAS,  pursuant to the terms of the  Purchase  Agreement  (as defined
herein), GMAC Mortgage Corporation,  as seller (in such capacity, the "Seller"),
will sell to Residential Asset Mortgage Products,  Inc.  ("RAMP"),  as purchaser
(in such  capacity,  the  "Purchaser"),  the Mortgage Loans on the Closing Date,
together with the Related Documents on the Closing Date;

        WHEREAS,  RAMP, as depositor (in such capacity,  the "Depositor"),  will
sell the  Mortgage  Loans  and  assign  all of its  rights  under  the  Purchase
Agreement  to the Issuer,  together  with the Related  Documents  on the Closing
Date;

     WHEREAS,  pursuant  to the terms of the Trust  Agreement,  the Issuer  will
issue the Certificates;

     WHEREAS,  pursuant to the terms of the Indenture, the Issuer will issue the
Notes; and

        WHEREAS,  pursuant to the terms of this  Agreement,  the  Servicer  will
service the Mortgage Loans directly or through one or more Subservicers.

        NOW,  THEREFORE,   in  consideration  of  the  mutual  covenants  herein
contained, the parties hereto agree as follows:

<PAGE>

                                   ARTICLE I

                                   Definitions

Section  1.01  Definitions.  For all  purposes  of  this  Agreement,  except  as
otherwise  expressly  provided herein or unless the context otherwise  requires,
capitalized  terms not otherwise defined herein shall have the meanings assigned
to such terms in the Definitions  contained in Appendix A to the indenture dated
as of March 12, 2001 (the  "Indenture"),  between  the Issuer and the  Indenture
Trustee,  which is incorporated by reference herein. All other capitalized terms
used herein shall have the meanings specified herein.

Section 1.02   Other Definitional Provisions.

(a)  All terms defined in this  Agreement  shall have the defined  meanings when
     used in any certificate or other document made or delivered pursuant hereto
     unless otherwise defined therein.

(b)  As used in this Agreement and in any  certificate or other document made or
     delivered pursuant hereto or thereto,  accounting terms not defined in this
     Agreement or in any such  certificate  or other  document,  and  accounting
     terms partly defined in this Agreement or in any such  certificate or other
     document,  to the extent not defined,  shall have the  respective  meanings
     given to them under generally accepted accounting principles. To the extent
     that the  definitions of accounting  terms in this Agreement or in any such
     certificate  or other document are  inconsistent  with the meanings of such
     terms under  generally  accepted  accounting  principles,  the  definitions
     contained in this  Agreement or in any such  certificate  or other document
     shall control.

(c)  The words "hereof," "herein,"  "hereunder" and words of similar import when
     used in this Agreement  shall refer to this Agreement as a whole and not to
     any particular provision of this Agreement;  Section and Exhibit references
     contained in this  Agreement are  references to Sections and Exhibits in or
     to this Agreement unless otherwise  specified;  the term "including"  shall
     mean "including without limitation";  "or" shall include "and/or";  and the
     term "proceeds" shall have the meaning ascribed thereto in the UCC.

(d)  The definitions  contained in this Agreement are applicable to the singular
     as well as the plural  forms of such terms and to the  masculine as well as
     the feminine and neuter genders of such terms.

(e)  Any  agreement,  instrument or statute  defined or referred to herein or in
     any instrument or certificate  delivered in connection  herewith means such
     agreement,  instrument or statute as from time to time amended, modified or
     supplemented  and  includes  (in the  case of  agreements  or  instruments)
     references to all attachments thereto and instruments incorporated therein;
     references to a Person are also to its permitted successors and assigns.

                                        2

<PAGE>

Section 1.03 Interest Calculations.  All calculations of interest hereunder that
are made in respect of the Stated Principal  Balance of a Mortgage Loan shall be
made on the basis of a 360-day year  consisting  of twelve  30-day  months.  All
calculations of interest on the Class A-1 Notes and the Class A-2 Notes shall be
made on the basis of the actual number of days in an Interest  Period and a year
assumed to consist of 360 days.  The  calculation  of the Servicing Fee shall be
made on the basis of a 360-day year  consisting  of twelve  30-day  months.  All
dollar amounts  calculated  hereunder shall be rounded to the nearest penny with
one-half of one penny being rounded up.

                                        3
<PAGE>

                                   ARTICLE II

                         Representations and Warranties

Section 2.01 Representations and Warranties Regarding the Servicer. The Servicer
represents  and  warrants  to the  Issuer and for the  benefit of the  Indenture
Trustee, as pledgee of the Mortgage Loans, as of the Closing Date:

(a)  the Servicer is a corporation duly organized,  validly existing and in good
     standing under the laws of the  Commonwealth  of  Pennsylvania  and has the
     corporate  power to own its assets and to transact the business in which it
     is currently  engaged.  The Servicer is duly  qualified to do business as a
     foreign  corporation and is in good standing in each  jurisdiction in which
     the  character  of the business  transacted  by it or  properties  owned or
     leased by it  requires  such  qualification  and in which the failure to so
     qualify would have a material adverse effect (not in the ordinary course of
     business) on the business,  properties,  assets, or condition (financial or
     other) of the Servicer;

(b)  the Servicer  has the power and  authority  to make,  execute,  deliver and
     perform this Agreement and all of the transactions  contemplated under this
     Agreement,  and has taken all necessary  corporate  action to authorize the
     execution,  delivery and performance of this  Agreement.  When executed and
     delivered,  this Servicing  Agreement will constitute the legal,  valid and
     binding  obligation  of the Servicer  enforceable  in  accordance  with its
     terms,  except as  enforcement  of such terms may be limited by bankruptcy,
     insolvency or similar laws affecting the  enforcement of creditors'  rights
     generally and by the availability of equitable remedies;

(c)  the  Servicer is not  required to obtain the consent of any other Person or
     any consent,  license,  approval or authorization  from, or registration or
     declaration  with,  any  governmental   authority,   bureau  or  agency  in
     connection  with  the  execution,   delivery,   performance,   validity  or
     enforceability  of  this  Agreement,  except  for  such  consent,  license,
     approval or  authorization,  or registration or declaration,  as shall have
     been obtained or filed, as the case may be;

(d)  the execution and delivery of this  Agreement  and the  performance  of the
     transactions  contemplated  hereby by the  Servicer  will not  violate  any
     material provision of any existing law or regulation or any order or decree
     of any court applicable to the Servicer or any provision of the Articles of
     Incorporation or Bylaws of the Servicer, or constitute a material breach of
     any material mortgage,  indenture, contract or other agreement to which the
     Servicer is a party or by which the Servicer may be bound;

(e)  no litigation or administrative proceeding of or before any court, tribunal
     or  governmental  body is  currently  pending,  or to the  knowledge of the
     Servicer threatened,  against the Servicer or any of its properties or with
     respect to this  Agreement  or the  Securities  which in the opinion of the
     Servicer has a  reasonable  likelihood  of resulting in a material  adverse
     effect on the transactions contemplated by this Agreement; and

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<PAGE>

(f)     The Servicer is an FHA- and VA- approved servicer.

        The  foregoing   representations   and  warranties   shall  survive  any
termination of the Servicer hereunder.

Section 2.02  Representations  and  Warranties of the Issuer.  The Issuer hereby
represents  and warrants to the  Servicer  and for the benefit of the  Indenture
Trustee, as pledgee of the Mortgage Loans, as of the Closing Date:

(a)  the Issuer is a business  trust duly formed and in good standing  under the
     laws of the State of Delaware and has full power, authority and legal right
     to execute and deliver this Agreement and to perform its obligations  under
     this  Agreement,  and has  taken all  necessary  action  to  authorize  the
     execution, delivery and performance by it of this Agreement; and

(b)  the  execution  and  delivery  by the  Issuer  of  this  Agreement  and the
     performance by the Issuer of its obligations  under this Agreement will not
     violate any provision of any law or regulation  governing the Issuer or any
     order,  writ,  judgment or decree of any court,  arbitrator or governmental
     authority  or agency  applicable  to the Issuer or any of its assets.  Such
     execution,  delivery,  authentication  and performance will not require the
     authorization,  consent or approval of, the giving of notice to, the filing
     or  registration  with,  or the taking of any other action with respect to,
     any governmental  authority or agency  regulating the activities of limited
     liability   companies.   Such  execution,   delivery,   authentication  and
     performance  will not conflict with, or result in a breach or violation of,
     any  mortgage,  deed of trust,  lease or other  agreement or  instrument to
     which the Issuer is bound.

Section 2.03 Enforcement of  Representations  and Warranties.  The Servicer,  on
behalf of and subject to the direction of the Indenture  Trustee,  as pledgee of
the  Mortgage  Loans,  or the  Issuer,  shall  enforce the  representations  and
warranties of the Seller pursuant to the Purchase Agreement.  Upon the discovery
by the Seller, the Depositor,  the Servicer,  the Indenture Trustee,  the Credit
Enhancer, the Issuer, or the Custodian of a breach of any of the representations
and warranties made in the Purchase  Agreement,  in respect of any Mortgage Loan
which materially and adversely affects the interests of the  Securityholders  or
the Credit Enhancer, the party discovering such breach shall give prompt written
notice  to the  other  parties  (the  Custodian  being so  obligated  under  the
Custodial  Agreement).  The Servicer  shall  promptly  notify the Seller of such
breach and request that,  pursuant to the terms of the Purchase  Agreement,  the
Seller either (i) cure such breach in all material  respects within 90 days from
the date the Seller was notified of such breach or (ii)  purchase  such Mortgage
Loan from the Issuer at the price and in the manner set forth in Section  3.1(b)
of the  Purchase  Agreement;  provided,  that the Seller  shall,  subject to the
conditions set forth in the Purchase Agreement, have the option to substitute an
Eligible  Substitute Loan or Loans for such Mortgage Loan. In the event that the
Seller elects to substitute  one or more Eligible  Substitute  Loans pursuant to
Section 3.1(b) of the Purchase Agreement, the Seller shall deliver to the Issuer
with respect to such Eligible  Substitute Loans, the original Mortgage Note, the
Mortgage,  and such  other  documents  and  agreements  as are  required  by the
Purchase  Agreement.  Payments due with respect to Eligible  Substitute Loans in

                                        5

<PAGE>

the month of  substitution  shall not be  transferred  to the Issuer and will be
retained by the  Servicer and remitted by the Servicer to the Seller on the next
succeeding  Payment  Date  except to the  extent  that a  payment  less than the
applicable  Monthly  Payment  has been  received by the Issuer for such month in
respect of the Mortgage Loan to be removed. The Servicer shall amend or cause to
be amended the Mortgage  Loan  Schedule to reflect the removal of such  Mortgage
Loan and the  substitution  of the  Eligible  Substitute  Loans and the Servicer
shall promptly  deliver the amended  Mortgage Loan Schedule to the Owner Trustee
and Indenture Trustee.

        It is  understood  and agreed that the  obligation of the Seller to cure
such breach or purchase or substitute  for such Mortgage Loan as to which such a
breach  has  occurred  and  is  continuing  shall  constitute  the  sole  remedy
respecting  such breach  available to the Issuer and the Indenture  Trustee,  as
pledgee of the  Mortgage  Loans,  against the  Seller.  In  connection  with the
purchase of or substitution for any such Mortgage Loan by the Seller, the Issuer
shall  assign to the Seller all of its right,  title and  interest in respect of
the Purchase  Agreement  applicable to such Mortgage  Loan.  Upon receipt of the
Repurchase  Price, or upon completion of such  substitution,  the Servicer shall
notify the Custodian,  and the Custodian shall deliver the Mortgage Files to the
Servicer,  together with all relevant  endorsements and assignments  prepared by
the Servicer that the Indenture Trustee shall execute.

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<PAGE>

                                  ARTICLE III

                 Administration and Servicing of Mortgage Loans

Section 3.01   The Servicer.

(a)  The Servicer  shall service and  administer  the Mortgage Loans in a manner
     consistent with the terms of this Agreement, the terms of any provisions of
     any related Primary  Insurance Policy and that shall be normal and usual in
     its general  mortgage  servicing  activities.  The Servicer shall have full
     power and authority,  acting alone or through a Subservicer,  to do any and
     all things in connection  with such servicing and  administration  which it
     may deem necessary or desirable,  it being  understood,  however,  that the
     Servicer  shall at all  times  remain  responsible  to the  Issuer  and the
     Indenture Trustee, as pledgee of the Mortgage Loans, for the performance of
     its duties and  obligations  hereunder in accordance  with the terms hereof
     and generally accepted servicing practices for mortgage servicing.  Without
     limiting the generality of the  foregoing,  the Servicer in its own name or
     in the name of a  Subservicer  is hereby  authorized  and  empowered by the
     Issuer and the Indenture  Trustee,  as pledgee of the Mortgage Loans,  when
     the  Servicer  or  the  Subservicer,  as  the  case  may  be,  believes  it
     appropriate  in its best  judgment,  to execute and  deliver,  on behalf of
     itself,  the Issuer and the Indenture  Trustee or any of them,  any and all
     instruments of satisfaction or cancellation,  or of partial or full release
     or discharge,  or of consent to assumption  or  modification  in connection
     with a proposed  conveyance,  or of assignment of any Mortgage and Mortgage
     Note in  connection  with the  repurchase  of a Mortgage Loan and all other
     comparable instruments, or with respect to the modification or re-recording
     of a Mortgage for the purpose of correcting the Mortgage, the subordination
     of the  lien of the  Mortgage  in  favor of a  public  utility  company  or
     government  agency or unit with powers of eminent  domain,  the taking of a
     deed in lieu of foreclosure, the commencement, prosecution or completion of
     judicial  or  non-judicial  foreclosure,  the  conveyance  of  a  Mortgaged
     Property  to  the  related  insurer  of a  Primary  Insurance  Policy,  the
     acquisition  of any  property  acquired by  foreclosure  or deed in lieu of
     foreclosure,  or the  management,  marketing and conveyance of any property
     acquired by foreclosure or deed in lieu of foreclosure  with respect to the
     Mortgage  Loans and with respect to the Mortgaged  Properties.  The Issuer,
     the Indenture Trustee and the Custodian,  as applicable,  shall furnish the
     Servicer  with any powers of  attorney  and other  documents  necessary  or
     appropriate  to  enable  the  Servicer  to  carry  out  its  servicing  and
     administrative duties hereunder.  In addition, the Servicer may, at its own
     discretion  and  on  behalf  of  the  Indenture   Trustee,   obtain  credit
     information  in the form of a "credit score" from a credit  repository.  On
     the Closing  Date,  the  Indenture  Trustee shall deliver to the Servicer a
     limited power of attorney substantially in the form of Exhibit B hereto.

(b)  All costs  incurred by the Servicer or by  Subservicers  in  effecting  the
     timely payment of taxes and  assessments  on the properties  subject to the

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<PAGE>

     Mortgage  Loans  shall  not,  for  the  purpose  of   calculating   monthly
     distributions  to the  Noteholders,  be added to the amount owing under the
     related  Mortgage  Loans,  notwithstanding  that the terms of such Mortgage
     Loan so permit, and such costs shall be recoverable to the extent permitted
     by Section 3.10(a)(iii).

        Section 3.02 Subservicing  Agreements Between Servicer and Subservicers;
Enforcement of Subservicers' and Sellers' Obligations.

        The Servicer may enter into Subservicing  Agreements with  Subservicers,
for the servicing and  administration  of all or some of the Mortgage Loans. Any
Subservicer  of a  Mortgage  Loan  insured  by the FHA must be an FHA-  approved
servicer and any  Subservicer of a Mortgage Loan  guaranteed by the VA must be a
VA- approved servicer.  Each Subservicer of a Mortgage Loan shall be entitled to
receive and retain,  as provided in the related  Subservicing  Agreement  and in
Section 3.07, the related Subservicing Fee from payments of interest received on
such Mortgage  Loan after payment of all amounts  required to be remitted to the
Servicer in respect of such Mortgage Loan. Any Subservicing Fee shall be paid by
the Servicer out of the Servicing Fee for the related Mortgage Loans. Unless the
context otherwise requires,  references in this Agreement to actions taken or to
be taken by the Servicer in servicing the Mortgage  Loans include  actions taken
or to be taken by a Subservicer on behalf of the Servicer.

        Section 3.03 Successor Subservicers.

        The Servicer shall be entitled to terminate any  Subservicing  Agreement
that may exist in accordance with the terms and conditions of such  Subservicing
Agreement  and without any  limitation  by virtue of this  Agreement;  provided,
however,  that in the event of termination of any Subservicing  Agreement by the
Servicer or the  Subservicer,  the Servicer  shall either act as servicer of the
related  Mortgage Loan or enter into a  Subservicing  Agreement with a successor
Subservicer  which  will be  bound  by the  terms  of the  related  Subservicing
Agreement.

        Section 3.04 Liability of the Servicer.

        Notwithstanding  any  Subservicing  Agreement,  any of the provisions of
this Agreement relating to agreements or arrangements  between the Servicer or a
Subservicer  or reference to actions taken  through a Subservicer  or otherwise,
the Servicer shall remain obligated and liable to the Indenture Trustee,  Issuer
and Credit Enhancer for the servicing and administering of the Mortgage Loans in
accordance  with the  provisions  of Section  3.01  without  diminution  of such
obligation   or  liability  by  virtue  of  such   Subservicing   Agreements  or
arrangements  or by virtue of  indemnification  from the  Subservicer and to the
same extent and under the same terms and  conditions  as if the  Servicer  alone
were  servicing and  administering  the Mortgage  Loans.  The Servicer  shall be
entitled  to  enter  into  any  agreement  with  a  Subservicer  or  Seller  for
indemnification of the Servicer and nothing contained in this Agreement shall be
deemed to limit or modify such indemnification.

     Section 3.05 No Contractual  Relationship Between Subservicer and Indenture
Trustee or Issuer.

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<PAGE>

        Any  Subservicing  Agreement  that may be  entered  into  and any  other
transactions or services  relating to the Mortgage Loans involving a Subservicer
in its capacity as such and not as an  originator  shall be deemed to be between
the Subservicer and the Servicer alone and the Indenture  Trustee and the Issuer
shall  not  be  deemed  parties  thereto  and  shall  have  no  claims,  rights,
obligations,  duties or  liabilities  with  respect  to the  Subservicer  in its
capacity as such except as set forth in Section 3.06.

        Section 3.06 Assumption of Subservicing Agreements by Trustee.

(a) If the Servicer shall for any reason no longer be the servicer (including by
reason of a Servicing  Default),  the  Indenture  Trustee,  its  designee or its
successor  shall  thereupon  assume  all of the rights  and  obligations  of the
Servicer under each Subservicing  Agreement that may have been entered into. The
Indenture  Trustee,  its designee or the  successor  servicer for the  Indenture
Trustee shall be deemed to have assumed all of the Servicer's  interest  therein
and to have  replaced the Servicer as a party to the  Subservicing  Agreement to
the same  extent  as if the  Subservicing  Agreement  had been  assigned  to the
assuming  party  except that the  Servicer  shall not thereby be relieved of any
liability or obligations under the Subservicing Agreement.

               The Servicer shall,  upon request of the Indenture Trustee but at
the expense of the  Servicer,  deliver to the assuming  party all  documents and
records  relating to each  Subservicing  Agreement  and the Mortgage  Loans then
being  serviced  and an  accounting  of  amounts  collected  and  held by it and
otherwise use its best efforts to effect the orderly and  efficient  transfer of
each Subservicing Agreement to the assuming party.

     Section 3.07  Collection  of Certain  Mortgage Loan  Payments;  Deposits to
Custodial Account.

        The  Servicer  shall make  reasonable  efforts to collect  all  payments
called for under the terms and provisions of the Mortgage  Loans,  and shall, to
the extent such procedures shall be consistent with this Agreement and the terms
and provisions of any related Primary Insurance  Policy,  follow such collection
procedures as it would employ in its good faith business  judgment and which are
normal and usual in its general mortgage servicing  activities.  Consistent with
the  foregoing,  the Servicer may in its  discretion  (i) waive any late payment
charge or any  prepayment  charge or penalty  interest  in  connection  with the
prepayment of a Mortgage Loan and (ii) extend the Due Date for payments due on a
Mortgage Note for a period not greater than 180 days;  provided,  however,  that
the Servicer  shall first  determine  that any such waiver or extension will not
impair the  coverage  of any  related  Primary  Insurance  Policy or  materially
adversely  affect  the lien of the  related  Mortgage.  In the event of any such
arrangement,  the Servicer  shall make timely  advances on the related  Mortgage
Loan during the scheduled period in accordance with the amortization schedule of
such Mortgage Loan without  modification  thereof by reason of such arrangements
unless  otherwise  agreed to by the Indenture  Trustee,  Credit Enhancer and the
Issuer;  provided,  however,  that no such  extension  shall be made if any such
advance would be a  Nonrecoverable  Advance.  Consistent  with the terms of this
Agreement,  the Servicer may also waive, modify or vary any term of any Mortgage
Loan or consent to the  postponement of strict  compliance with any such term or
in  any  manner  grant   indulgence  to  any  Mortgagor  if  in  the  Servicer's
determination  such waiver,  modification,  postponement  or  indulgence  is not
materially  adverse  to the  interests  of the  Noteholders  or Credit  Enhancer
(taking into account any  estimated  Realized Loss that might result absent such
action);  provided,  however,  that the  Servicer may not modify  materially  or

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<PAGE>

permit any Subservicer to modify any Mortgage Loan, including without limitation
any modification that would change the Mortgage Rate, forgive the payment of any
principal or interest  (unless in connection with the liquidation of the related
Mortgage Loan or except in connection  with  prepayments to the extent that such
reamortization  is not  inconsistent  with the terms of the Mortgage  Loan),  or
extend the final maturity date of such Mortgage Loan,  unless such Mortgage Loan
is in default or, in the judgment of the  Servicer,  such default is  reasonably
foreseeable.  In  connection  with  any  Curtailment  of a  Mortgage  Loan,  the
Servicer, to the extent not inconsistent with the terms of the Mortgage Note and
local law and practice, may permit the Mortgage Loan to be reamortized such that
the Monthly  Payment is  recalculated  as an amount that will fully amortize the
remaining Stated Principal  Balance thereof by the original  maturity date based
on the original  Loan Rate.  The Servicer  shall not be required to institute or
join in litigation  with respect to collection of any payment  (whether  under a
Mortgage,  Mortgage  Note or  otherwise  or against  any public or  governmental
authority with respect to a taking or  condemnation)  if it reasonably  believes
that  enforcing  the provision of the Mortgage or other  instrument  pursuant to
which such payment is required is prohibited by applicable law.  Notwithstanding
the foregoing,  any permitted extension of the final maturity date of a Mortgage
Loan shall not  exceed  the end of the  Collection  Period  preceding  the Final
Payment Date.  The general terms of any waiver,  modification,  postponement  or
indulgence  with  respect to any of the  Mortgage  Loans will be included in the
Servicing   Certificate,   and  such  Mortgage  Loans  will  not  be  considered
"delinquent"  for the purposes of the Basic  Documents so long as the  Mortgagor
complies  with  the  terms  of  such  waiver,   modification,   postponement  or
indulgence.

        The Servicer shall  segregate and hold all funds  collected and received
pursuant to each  Mortgage Loan separate and apart from any of its own funds and
general assets and shall  establish and maintain one or more Custodial  Accounts
held in trust,  entitled  "GMACM  Mortgage Loan Trust  2001-GH1." Each Custodial
Account shall be an Eligible Account.  The Custodial Account shall be maintained
as a  segregated  account,  separate  and apart from  trust  funds  created  for
mortgage pass-through  securities of other series, and the other accounts of the
Servicer.

        Within two Business  Days of receipt,  except as otherwise  specifically
provided  herein,  the  Servicer  shall  deposit or cause to be deposited in the
Custodial   Account  the  following   payments  and   collections   remitted  by
subservicers  or received by it in respect of the Mortgage  Loans  subsequent to
the Cut-Off  Date (other than in respect of  principal  and interest due on such
Mortgage Loans on or before the Cut-Off Date) and the following amounts required
to be deposited hereunder:

(i)                   all  payments of  principal of or interest on the Mortgage
                      Loans received or any advance made by a Subservicer or any
                      REO Proceeds  received in connection  with an REO Property
                      for  which an REO  Disposition  has  occurred,  net of any
                      portion  of  the   interest   thereof   retained   by  any
                      Subservicer as subservicing fees;

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<PAGE>

(ii)    Net Liquidation Proceeds, net of any related Foreclosure Profit;

(iii)all proceeds of any Mortgage Loans  repurchased  by the Seller  pursuant to
     the Purchase Agreement, and all Substitution Adjustment Amounts required to
     be deposited in connection with the substitution of an Eligible  Substitute
     Loan pursuant to the Purchase Agreement;

(iv) Insurance Proceeds, other than Net Liquidation Proceeds, resulting from any
     insurance policy maintained on a Mortgaged Property; and

(v)  amounts  required  to be paid by the  Servicer  pursuant  to Section  8.08;
provided,  however,  that with respect to each Collection  Period,  the Servicer
shall be  permitted  to retain  from  payments  in  respect of  interest  on the
Mortgage  Loans,  the Servicing Fee for such  Collection  Period.  The foregoing
requirements  respecting  deposits to the Custodial  Account are  exclusive,  it
being  understood that,  without  limiting the generality of the foregoing,  the
Servicer  need  not  deposit  in  the  Custodial  Account  amounts  representing
Foreclosure  Profits,  fees  (including  annual fees) or late charge  penalties,
payable by  Mortgagors  (such  amounts to be  retained as  additional  servicing
compensation in accordance with Section 3.17 hereof), or amounts received by the
Servicer for the accounts of Mortgagors for  application  towards the payment of
taxes,  insurance  premiums,  assessments  and similar  items.  In the event any
amount not required to be deposited in the  Custodial  Account is so  deposited,
the Servicer may at any time withdraw  such amount from the  Custodial  Account,
any provision herein to the contrary notwithstanding.  The Servicer shall retain
all Foreclosure Profits as additional servicing compensation.

        With respect to Insurance Proceeds,  Liquidation Proceeds,  REO Proceeds
and the proceeds of the purchase of any Mortgage  Loan  received in any calendar
month,  the Servicer may elect to treat such amounts as included in the Interest
Collection  and  Principal  Collections  for the  Payment  Date in the  month of
receipt,  but is not obligated to do so. If the Servicer so elects, such amounts
will be deemed to have been  received  on the last day of the month prior to the
receipt thereof.

        The Servicer may cause the institution maintaining the Custodial Account
to invest any funds in the Custodial Account in Permitted Investments (including
obligations  of the  Servicer  or any of its  Affiliates,  if  such  obligations
otherwise qualify as Permitted Investments),  which investments shall mature not
later than the Business Day preceding  the next  succeeding  Payment  Date,  and
which  investments  shall  not be sold or  disposed  of  prior to  maturity.  In
addition,  no such Permitted  Investment shall be purchased at a price in excess
of par.  Except as provided  above,  all income and gain  realized from any such
investment  shall inure to the benefit of the  Servicer  and shall be subject to
its withdrawal or order from time to time. The amount of any losses  incurred in
respect of the principal  amount of any such  investments  shall be deposited in
the  Custodial  Account  by the  Servicer  out of its own funds  immediately  as
realized.

        Section 3.08  Subservicing Accounts; Servicing Accounts

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<PAGE>

(a)  In those cases where a Subservicer is servicing a Mortgage Loan pursuant to
     a  Subservicing  Agreement,  the  Servicer  shall  cause  the  Subservicer,
     pursuant to the  Subservicing  Agreement,  to establish and maintain one or
     more  Subservicing  Accounts which shall be an Eligible Account or, if such
     account is not an Eligible  Account,  shall be  acceptable to the Servicer,
     the  Credit  Enhancer  and each  Rating  Agency.  The  Subservicer  will be
     required thereby to deposit into the Subservicing  Account on a daily basis
     all  proceeds  of Mortgage  Loans  received  by the  Subservicer,  less its
     Subservicing  Fees and  unreimbursed  advances and expenses,  to the extent
     permitted by the Subservicing Agreement. If the Subservicing Account is not
     an Eligible  Account,  the Servicer  shall be deemed to have  received such
     monies upon receipt thereof by the Subservicer.  The Subservicer  shall not
     be required to deposit in the Subservicing  Account payments or collections
     in the nature of prepayment  charges or late charges or assumption fees. On
     or  before  each   Determination   Date,   the  Servicer  shall  cause  the
     Subservicer,  pursuant  to the  Subservicing  Agreement,  to  remit  to the
     Servicer  for  deposit  in the  Custodial  Account  all  funds  held in the
     Subservicing  Account with respect to each  Mortgage  Loan serviced by such
     Subservicer that are required to be remitted to the Servicer.

(b)  In addition to the  Custodial  Account and the Note  Payment  Account,  the
     Servicer  shall for any  Nonsubserviced  Mortgage Loan, and shall cause the
     Subservicers for Subserviced  Mortgage Loans to, establish and maintain one
     or more Servicing  Accounts and deposit and retain therein all  collections
     from the  Mortgagors  (or advances  from  Subservicers)  for the payment of
     taxes,  assessments,  hazard insurance  premiums,  Primary Insurance Policy
     premiums,  if  applicable,  or  comparable  items  for the  account  of the
     Mortgagors.  Each Servicing Account shall be hold in trust,  entitled "GMAC
     Mortgage  Corporation  Servicing Account in trust for the benefit of the of
     the Holders of GMACM Mortgage Loan Trust 2001-GH1."  Withdrawals of amounts
     related to the Mortgage Loans from the Servicing  Accounts may be made only
     to effect timely payment of taxes, assessments,  hazard insurance premiums,
     Primary Insurance Policy premiums,  if applicable,  or comparable items, to
     reimburse the Servicer or Subservicer  out of related  collections  for any
     payments  made  pursuant  to  Sections  3.11 (with  respect to the  Primary
     Insurance Policy) and 3.12(a) (with respect to hazard insurance), to refund
     to any  Mortgagors  any sums as may be  determined  to be overages,  to pay
     interest,  if required,  to Mortgagors on balances in the Servicing Account
     or to clear and terminate the Servicing  Account at the termination of this
     Agreement in accordance with Section 8.08. As part of its servicing duties,
     the Servicer shall, and the Subservicers will, pursuant to the Subservicing
     Agreements,  be required to pay to the Mortgagors interest on funds in this
     account to the extent required by law.

(c)  The  Servicer  shall  advance the  payments  referred  to in the  preceding
     subsection  that are not timely paid by the  Mortgagors  or advanced by the
     Subservicers on the date when the tax, premium or other cost for which such

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<PAGE>

     payment is  intended  is due,  but the  Servicer  shall be  required  so to
     advance only to the extent that such  advances,  in the good faith judgment
     of the  Servicer,  will be  recoverable  by the  Servicer  out of Insurance
     Proceeds, Liquidation Proceeds or otherwise.

        Section 3.09 {Reserved]

        Section 3.10  Permitted Withdrawals from the Custodial Account.

        (a)    The Servicer shall,  from time to time as provided  herein,  make
               withdrawals  from the  Custodial  Account  of  amounts on deposit
               therein  pursuant to Section  3.07 that are  attributable  to the
               Mortgage Loans for the following purposes:

          (i)  on each  Determination  Date,  the Servicer  shall  determine the
               aggregate  amounts to be withdrawn from the Custodial Account and
               applied  pursuant to Section  3.05(a) of the Indenture and, prior
               to the close of business on the Business Day prior to the related
               Payment  Date,  shall  withdraw  such amounts from the  Custodial
               Account and deposit such amounts into the Note Payment Account to
               be distributed by the Paying Agent in accordance  with and in the
               order or priority set forth in Section  3.05(a) of the  Indenture
               for such Payment Date;

          (ii) to pay to itself  from any  monthly  payments  received  from the
               Mortgagors,  the amount of such payment that represents principal
               and interest  accrued on the related Mortgage Loan for any period
               prior to the Cut-Off Date;

          (iii)to reimburse  itself or the related  Subservicer  for  previously
               unreimbursed advances or expenses made pursuant to Sections 3.01,
               3.07(a),   3.08,  3.11,  3.12(a),  3.14  and  4.04  or  otherwise
               reimbursable  pursuant  to the  terms  of  this  Agreement,  such
               withdrawal  right being limited to amounts received on particular
               Mortgage  Loans  (including,  for  this  purpose,  REO  Proceeds,
               Insurance  Proceeds,  Liquidation  Proceeds and proceeds from the
               purchase of a Mortgage Loan) which represent (A) Late Collections
               of Monthly  Payments  for which any such  advance was made in the
               case of Subservicer Advances or Advances pursuant to Section 4.04
               and (B)  recoveries  of amounts in respect of which such advances
               were made in the case of Servicing Advances;

          (iv) to pay to itself  out of each  payment  received  on  account  of
               interest on a Mortgage Loan as  contemplated  by Section 3.14, an
               amount  equal to the  related  Servicing  Fee (to the  extent not
               retained),  and to pay to any Subservicer any  subservicing  fees
               not previously withheld by such Subservicer;

          (v)  to the  extent  deposited  in the  Custodial  Account,  to pay to
               itself as additional  servicing  compensation any (i) interest or
               investment  income  earned on funds  deposited  in the  Custodial

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<PAGE>

               Account  that it is  entitled  to  withdraw  pursuant to Sections
               3.02(b)  and 5.01,  and (ii)  Foreclosure  Profits (to the extent
               permitted by law);

          (vi) to pay to itself or the Seller, with respect to any Mortgage Loan
               or property  acquired in respect  thereof that has been purchased
               or  otherwise  transferred  to the Seller,  the Servicer or other
               entity,  all  amounts  received  thereon  and not  required to be
               distributed  to  Securityholders  as of the  date  on  which  the
               related Purchase Price or Repurchase Price is determined;

          (vii)to  reimburse   itself  or  the  related   Subservicer   for  any
               Nonrecoverable  Advance  or  Advances  in the  manner  and to the
               extent  provided  by  Section   3.10(c),   any  Advance  made  in
               connection  with a  modification  of a  Mortgage  Loan that is in
               default  or,  in  the  judgment  of  the  Servicer,   default  is
               reasonably  foreseeable  pursuant to Section  3.07, to the extent
               the  amount  of the  Advance  has been  added to the  outstanding
               principal balance of the Mortgage Loan;

          (viii) to reimburse itself for Servicing  Advances  expended by it (a)
               pursuant  to Section  3.14 in good faith in  connection  with the
               restoration of property damaged by an Uninsured Cause, and (b) in
               connection with the liquidation of a Mortgage Loan or disposition
               of an  REO  Property  to  the  extent  not  otherwise  reimbursed
               pursuant to clause (iii) above;

          (ix) to withdraw any other amount  deposited in the Custodial  Account
               that was not required to be deposited therein pursuant to Section
               3.07;

          (x)  to reimburse itself for expenses  incurred by and reimbursable to
               it pursuant to Section 3.11,  3.13,  3.14(c),  6.03 or otherwise;
               and

          (xi) if the Servicer is not GMAC  Mortgage  Corporation,  to reimburse
               itself for amounts paid to the Custodian  pursuant to Section 3.4
               of the Custodial Agreement.

(b)  Since, in connection with withdrawals  pursuant to clauses (iii), (iv), (v)
     and (vi), the Servicer's  entitlement  thereto is limited to collections or
     other  recoveries on the related Mortgage Loan, the Servicer shall keep and
     maintain  separate  accounting,  on a Mortgage Loan by Mortgage Loan basis,
     for the purpose of justifying  any  withdrawal  from the Custodial  Account
     pursuant  to such  clauses.  Notwithstanding  any other  provision  of this
     Agreement,  the  Servicer  shall be  entitled to  reimburse  itself for any
     previously  unreimbursed  expenses  incurred  pursuant  to Section  3.10 or
     otherwise  reimbursable  pursuant to the terms of this  Agreement  that the
     Servicer determines to be otherwise  nonrecoverable (except with respect to
     any  Mortgage  Loan as to which the  Repurchase  Price has been  paid),  by
     withdrawal  from the  Custodial  Account  of  amounts  on  deposit  therein
     attributable to the Mortgage Loans on any Business Day prior to the Payment
     Date succeeding the date of such determination.

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<PAGE>

               (c) The  Servicer  shall be entitled to  reimburse  itself or the
               related  Subservicer  pursuant  to  clause  3.10(a)(vii)  for any
               advance  made in  respect of a  Mortgage  Loan that the  Servicer
               determines to be a Nonrecoverable  Advance by withdrawal from the
               Custodial  Account of amounts on deposit therein  attributable to
               the  Mortgage  Loans on any day prior to the close of business on
               the Business Day prior to the related Payment Date succeeding the
               date  of such  determination.  Such  right  of  reimbursement  in
               respect  of a  Nonrecoverable  Advance on any such  Business  Day
               shall be limited to an amount not  exceeding  the portion of such
               advance  previously  paid to  Noteholders  (and  not  theretofore
               reimbursed to the Servicer or the related Subservicer).

     Section 3.11  Maintenance  of Hazard  Insurance  and Omissions and Fidelity
          Coverage.

     (a)  The  Servicer  shall cause to be  maintained  for each  Mortgage  Loan
          (other  than  a  Cooperative  Loan)  hazard  insurance  with  extended
          coverage  in an amount  which is equal to the  lesser  of  (i)(A)  the
          greater of the  principal  balance owing on such Mortgage Loan and (B)
          the percentage  such that the proceeds  thereof shall be sufficient to
          prevent the  application  of a co-insurance  clause;  if the Mortgaged
          Property  is in an area  identified  in the  Federal  Register  by the
          Federal  Emergency  Management  Agency as being a special flood hazard
          area that has  federally-mandated  flood insurance  requirements,  the
          Servicer will cause to be maintained a flood insurance  policy meeting
          the  requirements of the current  guidelines of the Federal  Insurance
          Administration  with a generally  acceptable  insurance carrier, in an
          amount  representing  coverage  not  less  than  the  least of (i) the
          outstanding  principal  balance of the Mortgage Loan, (ii) the maximum
          insurable  value of the  improvements  securing  such Mortgage Loan or
          (iii) the maximum  amount of insurance  which is  available  under the
          Flood Disaster Protection Act of 1973, as amended; or (ii) 100 percent
          of the insurable  value of the  improvements.  The Servicer shall also
          cause to be maintained on property acquired upon foreclosure,  or deed
          in lieu of foreclosure, of any Mortgage Loan (other than a Cooperative
          Loan),  hazard insurance with extended  coverage in an amount which is
          at least  equal to the  maximum  insurable  value of the  improvements
          which are a part of such  property,  liability  insurance  and, to the
          extent required and available under the Flood Disaster  Protection Act
          of 1973, as amended,  flood  insurance in an amount as provided above.
          Pursuant to Section 3.02, any amounts  collected by the Servicer under
          any such policies (other than amounts to be applied to the restoration
          or repair of the related Mortgaged  Property or property thus acquired
          or amounts released to the Mortgagor in accordance with the Servicer's
          normal  servicing  procedures)  shall be  deposited  in the  Custodial
          Account,  subject to  withdrawal  pursuant to Section  3.07.  Any cost
          incurred by the Servicer in maintaining  any such insurance shall not,
          for  the  purpose  of  calculating   monthly   distributions   to  the
          Noteholders,  be added to the amount  owing under the  Mortgage  Loan,
          notwithstanding  that the terms of the Mortgage  Loan so permit.  Such
          costs  shall  be  recoverable  by the  Servicer  out of  related  late
          payments by the Mortgagor or out of Insurance Proceeds and Liquidation
          Proceeds to the extent permitted by Section 3.07. It is understood and
          agreed  that no  earthquake  or other  additional  insurance  is to be
          required  of any  Mortgagor  or  maintained  on  property  acquired in

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<PAGE>

          respect of a Mortgage Loan other than pursuant to such applicable laws
          and  regulations as shall at any time be in force and as shall require
          such  additional  insurance.  All such policies shall be endorsed with
          standard  mortgagee  clauses with loss payable to the Servicer and its
          successors  and/or  assigns and shall provide for at least thirty days
          prior written notice of any  cancellation,  reduction in the amount or
          material  change in coverage to the Servicer.  The Servicer  shall not
          interfere with the Mortgagor's  freedom of choice in selecting  either
          his insurance carrier or agent,  provided,  however, that the Servicer
          shall not accept any such insurance policies from insurance  companies
          unless such  companies  currently  reflect a General  Policy Rating in
          Best's Key Rating  Guide  currently  acceptable  to Fannie Mae and are
          licensed to do business in the state  wherein the property  subject to
          the policy is located.

        If the Servicer  shall obtain and  maintain a blanket  hazard  insurance
policy with  extended  coverage  insuring  against  hazard  losses on all of the
Mortgage  Loans,  it  shall   conclusively  be  deemed  to  have  satisfied  its
obligations  as set forth in the first  sentence of this Section  3.11, it being
understood and agreed that such policy may contain a deductible clause, in which
case the Servicer  shall, in the event that there shall not have been maintained
on the related Mortgaged  Property a policy complying with the first sentence of
this Section 3.11 and there shall have been a loss which would have been covered
by such  policy,  deposit in the  Custodial  Account  the  amount not  otherwise
payable under the blanket policy  because of such  deductible  clause.  Any such
deposit by the Servicer shall be made on the last Business Day of the Collection
Period in the month in which  payments  under any such  policy  would  have been
deposited  in the  Custodial  Account.  In  connection  with its  activities  as
administrator  and  servicer  of the  Mortgage  Loans,  the  Servicer  agrees to
present, on behalf of itself, the Indenture Trustee and the Issuer, claims under
any such blanket policy.

     (b)  The Servicer  shall obtain and maintain at its own expense and keep in
          full force and effect  throughout the term of this Agreement a blanket
          fidelity bond and an errors and omissions  insurance  policy  covering
          the  Servicer's  officers and employees  and other  persons  acting on
          behalf of the Servicer in connection  with its  activities  under this
          Agreement.  The amount of coverage,  taken together, shall be at least
          equal to the coverage  that would be required by Fannie Mae or Freddie
          Mac, with respect to the Servicer if the Servicer  were  servicing and
          administering the Mortgage Loans for Fannie Mae or Freddie Mac. In the
          event  that  any such  bond or  policy  ceases  to be in  effect,  the
          Servicer shall obtain a comparable  replacement bond or policy from an
          issuer or insurer,  as the case may be, meeting the  requirements  set
          forth above.

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<PAGE>

     Section 3.12  Maintenance of the Primary  Insurance  Policies;  Collections
          Thereunder.

     (a)  The Servicer  shall not take, or permit any  Subservicer  to take, any
          action which would result in non-coverage under any applicable Primary
          Insurance  Policy  of any  loss  which,  but  for the  actions  of the
          Servicer or Subservicer,  would have been covered  thereunder.  To the
          extent  coverage is available,  the Servicer shall keep or cause to be
          kept in full force and effect a Primary  Insurance  Policy in the case
          of each  Mortgage  Loan  that had a  Primary  Insurance  Policy on the
          Cut-Off  Date in  accordance  with the  terms and  conditions  of such
          Mortgage  Loan.  The Servicer  shall not cancel or refuse to renew any
          such Primary Insurance Policy applicable to a Nonsubserviced  Mortgage
          Loan, or consent to any Subservicer canceling or refusing to renew any
          such  Primary   Insurance   Policy   applicable  to  a  Mortgage  Loan
          subserviced  by it,  that is in  effect  at the  date  of the  initial
          issuance of the Notes and is  required  to be kept in force  hereunder
          unless the replacement  Primary  Insurance Policy for such canceled or
          non-renewed  policy is maintained with an insurer whose  claims-paying
          ability  is  acceptable  to each  Rating  Agency for  mortgage  backed
          securities  having a rating  equal to or better  than the lower of the
          then-current  rating  or the  rating  assigned  to the Notes as of the
          Closing Date by such Rating Agency.  In connection with any assumption
          or substitution  agreement entered into or to be entered into pursuant
          to Section 3.13, the Servicer shall promptly  notify the insurer under
          the related Primary  Insurance  Policy,  if any, of such assumption or
          substitution  of liability in accordance with the terms of such policy
          and shall take all actions  which may be required by such insurer as a
          condition to the continuation of coverage under the Primary  Insurance
          Policy.  If such Primary Insurance Policy is terminated as a result of
          such  assumption  or  substitution  of liability,  the Servicer  shall
          obtain a replacement Primary Insurance Policy as provided above.

     (b)  In connection with its activities as administrator and servicer of the
          Mortgage Loans, the Servicer agrees to present or to cause the related
          Subservicer to present, on behalf of the Servicer, the Subservicer, if
          any, the Indenture  Trustee and Issuer,  claims to the related Insurer
          under any Primary Insurance Policies, in a timely manner in accordance
          with such policies,  and, in this regard, to take or cause to be taken
          such reasonable  action as shall be necessary to permit recovery under
          any Primary Insurance  Policies  respecting  defaulted Mortgage Loans.
          Pursuant to Section  3.07,  any  Insurance  Proceeds  collected  by or
          remitted to the Servicer under any Primary Insurance Policies shall be
          deposited in the Custodial Account,  subject to withdrawal pursuant to
          Section 3.10.

Section 3.13  Enforcement of Due-on-Sale  Clauses;  Assumption and  Modification
Agreements; Certain Assignments.

     (a)  When any Mortgaged Property is conveyed by the Mortgagor, the Servicer
          or  Subservicer,  to the extent it has  knowledge of such  conveyance,
          shall enforce any due-on-sale clause contained in any Mortgage Note or
          Mortgage,   to  the  extent   permitted   under   applicable  law  and
          governmental regulations, but only to the extent that such enforcement
          will not adversely  affect or jeopardize  coverage  under any Required
          Insurance Policy.  Notwithstanding the foregoing,  the Servicer is not

                                        17

<PAGE>

          required to exercise  such rights with  respect to a Mortgage  Loan if
          the Person to whom the related Mortgaged Property has been conveyed or
          is  proposed  to  be  conveyed  satisfies  the  terms  and  conditions
          contained in the Mortgage  Note and Mortgage  related  thereto and the
          consent of the  mortgagee  under such Mortgage Note or Mortgage is not
          otherwise  so  required  under such  Mortgage  Note or  Mortgage  as a
          condition  to  such  transfer.  In the  event  that  the  Servicer  is
          prohibited by law from enforcing any such  due-on-sale  clause,  or if
          coverage  under  any  Required  Insurance  Policy  would be  adversely
          affected,  or if nonenforcement is otherwise permitted hereunder,  the
          Servicer is authorized,  subject to Section 3.13(b),  to take or enter
          into an assumption and modification  agreement from or with the person
          to whom such property has been or is about to be conveyed, pursuant to
          which such person becomes  liable under the Mortgage Note and,  unless
          prohibited  by  applicable  state law, the  Mortgagor  remains  liable
          thereon,  provided that the Mortgage Loan shall continue to be covered
          (if so covered  before the  Servicer  enters  such  agreement)  by the
          applicable  Required  Insurance  Policies.  The  Servicer,  subject to
          Section  3.13(b),  is also  authorized  with the prior approval of the
          insurers  under  any  Required  Insurance  Policies  to  enter  into a
          substitution  of liability  agreement  with such  Person,  pursuant to
          which the  original  Mortgagor  is released  from  liability  and such
          Person is  substituted  as  Mortgagor  and  becomes  liable  under the
          Mortgage Note.  Notwithstanding the foregoing,  the Servicer shall not
          be  deemed  to be in  default  under  this  Section  by  reason of any
          transfer or assumption  which the Servicer  reasonably  believes it is
          restricted by law from preventing, for any reason whatsoever.

     (b)  Subject to the Servicer's  duty to enforce any  due-on-sale  clause to
          the  extent  set  forth  in  Section  3.13(a),  in any case in which a
          Mortgaged  Property is to be conveyed to a Person by a Mortgagor,  and
          such Person is to enter into an assumption or  modification  agreement
          or  supplement  to the Mortgage  Note or Mortgage  which  requires the
          signature of the  Indenture  Trustee,  or if an  instrument of release
          signed by the  Indenture  Trustee is required  releasing the Mortgagor
          from  liability on the  Mortgage  Loan,  the  Servicer is  authorized,
          subject to the requirements of the sentence next following, to execute
          and  deliver,  on  behalf of the  Indenture  Trustee,  the  assumption
          agreement  with the  Person to whom the  Mortgaged  Property  is to be
          conveyed and such modification agreement or supplement to the Mortgage
          Note or Mortgage or other  instruments  as are reasonable or necessary
          to carry out the terms of the  Mortgage  Note or Mortgage or otherwise
          to  comply  with any  applicable  laws  regarding  assumptions  or the
          transfer of the Mortgaged Property to such Person; provided,  however,
          that in connection with any such  assumption,  no material term of the
          Mortgage Note may be changed. Upon receipt of appropriate instructions
          from the Servicer in  accordance  with the  foregoing,  the  Indenture
          Trustee shall execute any necessary instruments for such assumption or
          substitution of liability as directed in writing by the Servicer. Upon

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<PAGE>

          the closing of the  transactions  contemplated by such documents,  the
          Servicer  shall cause the originals or true and correct  copies of the
          assumption  agreement,  the release (if any), or the  modification  or
          supplement  to the  Mortgage  Note or Mortgage to be  delivered to the
          Indenture  Trustee or the Custodian  and  deposited  with the Mortgage
          File for such Mortgage Loan. Any fee collected by the Servicer or such
          related Subservicer for entering into an assumption or substitution of
          liability   agreement  will  be  retained  by  the  Servicer  or  such
          Subservicer as additional servicing compensation.

     (c)  The Servicer or the related Subservicer,  as the case may be, shall be
          entitled to approve a request from a Mortgagor  for a partial  release
          of the related Mortgaged Property, the granting of an easement thereon
          in favor of  another  Person,  any  alteration  or  demolition  of the
          related  Mortgaged  Property (or, with respect to a Cooperative  Loan,
          the related Cooperative  Apartment) without any right of reimbursement
          or other similar  matters if it has  determined,  exercising  its good
          faith business  judgment in the same manner as it would if it were the
          owner of the related  Mortgage  Loan,  that the security  for, and the
          timely and full  collectability  of, such  Mortgage  Loan would not be
          adversely  affected thereby.  Any fee collected by the Servicer or the
          related  Subservicer for processing such a request will be retained by
          the Servicer or such Subservicer as additional servicing compensation.

     (d)  Subject  to  any  other   applicable  terms  and  conditions  of  this
          Agreement,  the  Indenture  Trustee and Servicer  shall be entitled to
          approve an  assignment  in lieu of  satisfaction  with  respect to any
          Mortgage Loan, provided the obligee with respect to such Mortgage Loan
          following such proposed  assignment provides the Indenture Trustee and
          Servicer  with a "Lender  Certification  for  Assignment  of  Mortgage
          Loan", in form and substance satisfactory to the Trustee and Servicer,
          providing the following:  (i) that the substance of the assignment is,
          and is intended to be, a refinancing of such  Mortgage;  (ii) that the
          Mortgage Loan  following the proposed  assignment  will have a rate of
          interest at least 0.25 percent  below or above the rate of interest on
          such Mortgage Loan prior to such proposed  assignment;  and (iii) that
          such  assignment  is at the request of the borrower  under the related
          Mortgage Loan.  Upon approval of an assignment in lieu of satisfaction
          with respect to any Mortgage  Loan, the Servicer shall receive cash in
          an  amount  equal  to the  unpaid  principal  balance  of and  accrued
          interest  on such  Mortgage  Loan and the  Servicer  shall  treat such
          amount as a Principal Prepayment in Full with respect to such Mortgage
          Loan for all purposes hereof.

        Section 3.14  Realization Upon Defaulted Mortgage Loans.

     (a)  The Servicer  shall  foreclose  upon or otherwise  comparably  convert
          (which may include an REO  Acquisition)  the  ownership of  properties
          securing  such of the  Mortgage  Loans as come  into and  continue  in
          default and as to which no satisfactory  arrangements  can be made for
          collection  of  delinquent  payments  pursuant  to  Section  3.07.  In
          connection  with such  foreclosure or other  conversion,  the Servicer
          shall,  consistent  with  Section  3.01,  follow  such  practices  and

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<PAGE>

          procedures as it shall deem necessary or advisable, as shall be normal
          and usual in its general mortgage servicing activities,  as shall meet
          the   requirements   under  any  Required   Insurance  Policy  or,  if
          applicable,  the  requirements  established  by the FHA or VA,  and as
          shall  be  consistent  with the  provisions  of this  Agreement.  With
          respect to any REO Property,  the deed or certificate of sale shall be
          taken in the name of the Indenture Trustee,  which shall hold the same
          on  behalf  of the  Issuer  in  accordance  with  Section  3.13 of the
          Indenture.  The Indenture  Trustee's name shall be placed on the title
          to such REO Property solely as the Indenture Trustee hereunder and not
          in its individual  capacity.  The Servicer shall ensure that the title
          to such REO  Property  references  this  Agreement  and the  Indenture
          Trustee's capacity  thereunder.  The Servicer,  however,  shall not be
          required to expend its own funds or incur other  reimbursable  charges
          in connection with any foreclosure,  or attempted foreclosure which is
          not completed,  or towards the  restoration of any property  unless it
          shall  determine (i) that such  restoration  and/or  foreclosure  will
          increase the proceeds of  liquidation  of the Mortgage Loan to Holders
          of Notes of one or more Classes after reimbursement to itself for such
          expenses  or charges and (ii) that such  expenses  or charges  will be
          recoverable to it through Liquidation Proceeds, Insurance Proceeds, or
          REO Proceeds  (respecting which it shall have priority for purposes of
          withdrawals  from the  Custodial  Account  pursuant  to Section  3.10,
          whether or not such expenses and charges are actually recoverable from
          related Liquidation Proceeds,  Insurance Proceeds or REO Proceeds). In
          the event of such a  determination  by the  Servicer  pursuant to this
          Section  3.14(a),  the Servicer shall be entitled to  reimbursement of
          such amounts  pursuant to Section  3.10. If the Servicer has knowledge
          that  a  Mortgaged   Property  which  the  Servicer  is  contemplating
          acquiring in  foreclosure or by deed in lieu of foreclosure is located
          within a one (1) mile  radius of any site  listed  in the  Expenditure
          Plan for the  Hazardous  Substance  Clean Up Bond Act of 1984 or other
          site  with  environmental  or  hazardous  waste  risks  known  to  the
          Servicer,   the  Servicer  will,  prior  to  acquiring  the  Mortgaged
          Property,  consider such risks and only take action in accordance with
          its established environmental review procedures.

        The Servicer  shall,  either itself or through an agent  selected by the
Servicer,  and in accordance with the Fannie Mae guidelines,  manage,  conserve,
protect  and  operate  each REO  Property  in the same  manner  that it manages,
conserves,  protects and operates other foreclosed property for its own account,
and in the same manner  that  similar  property in the same  locality as the REO
Property is managed.  Each  disposition  of REO Property shall be carried out by
the  Servicer at such price and upon such terms and  conditions  as the Servicer
deems to be in the best interest of the Noteholders.

        Upon the occurrence of a Cash Liquidation or REO Disposition,  following
the deposit in the  Custodial  Account of all  Insurance  Proceeds,  Liquidation
Proceeds and other  payments and  recoveries  referred to in the  definition  of
"Cash  Liquidation"  or "REO  Disposition,"  as applicable,  upon receipt by the
Indenture Trustee of written  notification of such deposit signed by a Servicing
Officer,  the  Indenture  Trustee or any  Custodian,  as the case may be,  shall
release to the  Servicer the related  Mortgage  File and the  Indenture  Trustee
shall execute and deliver such instruments of transfer or assignment prepared by
the Servicer,  in each case without  recourse,  as shall be necessary to vest in
the Servicer or its designee, as the case may be, the related Mortgage Loan, and

                                        20

<PAGE>

thereafter   such  Mortgage  Loan  shall  not  be  part  of  the  Trust  Estate.
Notwithstanding  the foregoing or any other provision of this Agreement,  in the
Servicer's sole  discretion  with respect to any defaulted  Mortgage Loan or REO
Property as to either of the following provisions, (i) a Cash Liquidation or REO
Disposition may be deemed to have occurred if substantially all amounts expected
by the Servicer to be received in connection with the related defaulted Mortgage
Loan or REO Property have been  received,  and (ii) for purposes of  determining
the amount of any Liquidation Proceeds,  Insurance Proceeds, REO Proceeds or any
other  unscheduled  collections or the amount of any Realized Loss, the Servicer
may take into account  minimal  amounts of  additional  receipts  expected to be
received  or  any  estimated  additional  liquidation  expenses  expected  to be
incurred in connection with the related defaulted Mortgage Loan or REO Property.

     (b)  If title to any Mortgaged  Property is acquired by the Trust Estate as
          an REO Property by foreclosure or by deed in lieu of foreclosure,  the
          deed or certificate  of sale shall be issued to the  Indenture,  which
          shall hold the same in accordance  with Section 3.13 of the Indenture.
          Notwithstanding  any such acquisition of title and cancellation of the
          related  Mortgage  Loan,  such REO Property shall (except as otherwise
          expressly provided herein) be considered to be an outstanding Mortgage
          Loan  held in the Trust  Estate  until  such time as the REO  Property
          shall be sold.  Consistent  with the  foregoing  for  purposes  of all
          calculations   hereunder  so  long  as  such  REO  Property  shall  be
          considered  to be an  outstanding  Mortgage  Loan it shall be  assumed
          that,  notwithstanding that the indebtedness  evidenced by the related
          Mortgage Note shall have been  discharged,  such Mortgage Note and the
          related  amortization  schedule  in  effect  at the  time of any  such
          acquisition of title (after giving effect to any previous Curtailments
          and  before any  adjustment  thereto  by reason of any  bankruptcy  or
          similar  proceeding  or any  moratorium  or  similar  waiver  or grace
          period) remain in effect. To the extent the net income received during
          any  calendar  month  is in  excess  of  the  amount  attributable  to
          amortizing principal and accrued interest at the related Mortgage Rate
          on the related  Mortgage  Loan for such  calendar  month,  such excess
          shall be considered to be a Curtailment of the related Mortgage Loan.

     (c)  Any  proceeds  from   foreclosure   proceedings  or  the  purchase  or
          repurchase  of any  Mortgage  Loan  pursuant  to  the  terms  of  this
          Agreement,  as well as any recovery resulting from a collection of Net
          Liquidation  Proceeds or Insurance  Proceeds,  shall be applied in the
          following  order of priority:  first, to reimburse the Servicer or the
          related  Subservicer in accordance with this Section 3.14;  second, to
          pay the Servicer or the related  Subservicer  all  Servicing  Fees and
          unreimbursed  Advances  payable  therefrom;  third, to pay accrued and
          unpaid  interest  on such  Mortgage  Loan and any  related REO Imputed
          Interest (less any Deferred  Interest),  at the Net Loan Rate plus the
          Premium Percentage to the Payment Date on which such amounts are to be
          deposited  in the Note  Payment  Account  or  Custodial  Account;  and
          fourth,  as a  recovery  of  principal  on  such  Mortgage  Loan.  Any
          remaining amount shall constitute Foreclosure Profits.

                                        21

<PAGE>

        Section 3.15  Trust Estate; Related Documents.

     (a)  When required by the provisions of this  Agreement,  the Issuer or the
          Indenture  Trustee shall execute  instruments to release property from
          the terms of the Trust Agreement, Indenture or Custodial Agreement, as
          applicable, or convey the Issuer's or the Indenture Trustee's interest
          in the  same,  in a  manner  and  under  circumstances  that  are  not
          inconsistent  with the provisions of this Agreement.  No party relying
          upon an instrument  executed by the Issuer or the Indenture Trustee as
          provided in this Section 3.06 shall be bound to ascertain the Issuer's
          or the Indenture Trustee's authority, inquire into the satisfaction of
          any conditions precedent or see to the application of any moneys.

     (b)  If from  time to time the  Servicer  shall  deliver  to the  Custodian
          copies of any written assurance,  assumption agreement or substitution
          agreement or other similar  agreement  pursuant to Section  3.05,  the
          Custodian  shall check that each of such  documents  purports to be an
          original executed copy (or a copy of the original executed document if
          the original  executed  copy has been  submitted for recording and has
          not yet been returned) and, if so, shall file such documents, and upon
          receipt of the original  executed copy from the  applicable  recording
          office  or  receipt  of a copy  thereof  certified  by the  applicable
          recording  office shall file such  originals or certified  copies with
          the Related Documents. If any such documents submitted by the Servicer
          do not meet the above qualifications, such documents shall promptly be
          returned by the  Custodian  to the  Servicer,  with a direction to the
          Servicer to forward the correct documentation.

     (c)  Upon receipt of a Request for Release from the Servicer, substantially
          in the form of Exhibit C hereto,  to the effect  that a Mortgage  Loan
          has been the subject of a final  payment or a  prepayment  in full and
          such Mortgage Loan has been terminated or that  substantially  all Net
          Liquidation  Proceeds that have been determined by the Servicer in its
          reasonable judgment to be finally recoverable have been recovered, and
          upon deposit to the Custodial  Account of such final monthly  payment,
          prepayment in full  together  with accrued and unpaid  interest to the
          date of such  payment  with  respect  to such  Mortgage  Loan  or,  if
          applicable,  Net  Liquidation  Proceeds,  the Custodian shall promptly
          release the Related  Documents to the Servicer.  The Indenture Trustee
          shall execute such Related Documents, along with such documents as the
          Servicer or the related Mortgagor may request to evidence satisfaction
          and discharge of such Mortgage Loan, upon request of the Servicer.  If
          from time to time and as appropriate  for the servicing or foreclosure
          of any Mortgage Loan,  the Servicer  requests the Custodian to release
          the Related  Documents  and delivers to the  Custodian a trust receipt
          reasonably  satisfactory  to the Custodian and signed by a Responsible
          Officer of the  Servicer,  the  Custodian  shall  release such Related
          Documents to the Servicer.  If such Mortgage Loans shall be liquidated
          and the Custodian receives a certificate from the Servicer as provided
          above, then, upon request of the Servicer, the Custodian shall release
          the trust receipt to the Servicer.

                                        22
<PAGE>

        Section 3.16 Issuer and  Indenture  Trustee to  Cooperate.  On or before
each  Payment  Date,  the  Servicer  will  notify the  Indenture  Trustee or the
Custodian,  with a copy to the Issuer,  of the  termination of or the payment in
full and the  termination  of any Mortgage Loan during the preceding  Collection
Period.  Upon receipt of payment in full, the Servicer is authorized to execute,
pursuant to the  authorization  contained  in Section  3.01,  an  instrument  of
satisfaction  regarding the related  Mortgage,  which instrument of satisfaction
shall be recorded by the Servicer if required by applicable law and be delivered
to the Person  entitled  thereto.  It is understood and agreed that any expenses
incurred in connection with such instrument of satisfaction or transfer shall be
reimbursed from amounts  deposited in the Custodial  Account.  From time to time
and as  appropriate  for the servicing or  foreclosure of any Mortgage Loan, the
Custodian  shall,  upon request of the  Servicer and delivery to the  Custodian,
with a copy to the Issuer, of a Request for Release, in the form attached hereto
as Exhibit C, signed by a Servicing Officer, release or cause to be released the
related  Mortgage  File to the Servicer.  The Issuer or Indenture  Trustee shall
promptly execute such documents, in the forms provided by the Servicer, as shall
be necessary for the prosecution of any such  proceedings or the taking of other
servicing actions. Such trust receipt shall obligate the Servicer to return such
Mortgage  File to the  Custodian  (as  specified in such  receipt) when the need
therefor by the Servicer no longer  exists,  unless the  Mortgage  Loan shall be
liquidated,  in which case, upon receipt of a certificate of a Servicing Officer
similar to that  specified  above,  such trust  receipt shall be released to the
Servicer.

        In order to  facilitate  the  foreclosure  of the Mortgage  securing any
Mortgage Loan that is in default following recordation of the related Assignment
of Mortgage in accordance  with the  provisions of the Purchase  Agreement,  the
Indenture  Trustee  or the  Issuer  shall,  if so  requested  in  writing by the
Servicer, promptly execute an appropriate assignment in the form provided by the
Servicer  to assign such  Mortgage  Loan for the  purpose of  collection  to the
Servicer (any such assignment shall  unambiguously  indicate that the assignment
is for the purpose of collection only), and, upon such assignment, such assignee
for  collection  will thereupon  bring all required  actions in its own name and
otherwise  enforce the terms of such Mortgage Loan and deposit or credit the Net
Liquidation  Proceeds,  exclusive of Foreclosure Profits,  received with respect
thereto into the Custodial  Account.  In the event that all delinquent  payments
due  under  any  such  Mortgage  Loan are paid by the  Mortgagor  and any  other
defaults are cured,  then the assignee for collection  shall  promptly  reassign
such Mortgage Loan to the Indenture  Trustee and return all Related Documents to
the place where the related Mortgage File was being maintained.

        Section 3.17  Servicing Compensation; Compensating Interest.

     (a)  The Servicer, as compensation for its activities  hereunder,  shall be
          entitled to receive on each Distribution Date the amounts provided for
          by clauses (iv),  (v) and (vi) of Section  3.10(a),  subject to clause
          (e) below. The amount of servicing  compensation  provided for in such
          clauses  shall be accounted  for on a Mortgage  Loan-by-Mortgage  Loan
          basis. In the event that Liquidation Proceeds,  Insurance Proceeds and
          REO  Proceeds  (net of  amounts  reimbursable  therefrom  pursuant  to
          Section  3.10(a)(iii))  in  respect  of  a  Cash  Liquidation  or  REO
          Disposition  exceed the unpaid principal balance of such Mortgage Loan
          plus unpaid interest  accrued thereon at a per annum rate equal to the

                                        23

<PAGE>

          related Net Loan Rate (or the  Modified Net Loan Rate in the case of a
          Modified  Mortgage Loan) and any related REO Imputed Interest plus the
          related Premium  Percentage,  the Servicer shall be entitled to retain
          therefrom  and to pay to itself  and/or the related  Subservicer,  any
          Foreclosure   Profits  and  any  Servicing  Fee  or  Subservicing  Fee
          considered to be accrued but unpaid.

     (b)  Additional  servicing  compensation in the form of prepayment charges,
          assumption fees, late payment charges, investment income on amounts in
          the Custodial  Account or otherwise  shall be retained by the Servicer
          or the  Subservicer to the extent provided  herein,  subject to clause
          (e) below.

     (c)  The  Servicer  shall be  required  to pay,  or  cause to be paid,  all
          expenses  incurred by it in connection  with its servicing  activities
          hereunder  (including  payment of premiums  for the Primary  Insurance
          Policies,  if any, to the extent such  premiums are not required to be
          paid by the  related  Mortgagors,  certain  expenses of the Trustee as
          provided in Section 8.05,  and the fees and expenses of any Custodian)
          and  shall  not  be  entitled  to  reimbursement  therefor  except  as
          specifically provided in Sections 3.10 and 3.14.

     (d)  The  Servicer's  right to receive  servicing  compensation  may not be
          transferred in whole or in part except in connection with the transfer
          of all of its  responsibilities  and obligations of the Servicer under
          this Agreement.

        (e)    Notwithstanding  any other  provision  herein,  the amount of the
               Servicing Fee that the Servicer  shall be entitled to receive for
               its  activities  hereunder  for the period ending on each Payment
               Date shall be reduced  (but not below zero) by an amount equal to
               Compensating  Interest (if any) for such  Distribution  Date.  In
               making such  reduction,  the Servicer  will not withdraw from the
               Custodial  Account any such amount  representing all or a portion
               of the Servicing Fee to which it is entitled  pursuant to Section
               3.10(a)(iv).

        Section 3.18  Annual Statement as to Compliance.

     (a)  The Servicer shall deliver to the Issuer, the Indenture  Trustee,  the
          Depositor  and the  Underwriter,  with a copy to the Credit  Enhancer,
          beginning  March  31,  2002,  and on or  before  March 31 of each year
          thereafter,  an Officer's Certificate stating that (i) a review of the
          activities of the Servicer  during the preceding  calendar year and of
          its performance under any servicing agreements to which it is a party,
          including  this   Agreement,   has  been  made  under  such  officer's
          supervision and (ii) to the best of such officer's knowledge, based on
          such review,  the Servicer has complied in all material  respects with
          the  minimum  servicing  standards  set  forth in the  Uniform  Single
          Attestation  Program for Mortgage Bankers and has fulfilled all of its
          material  obligations in all material  respects  throughout such year,
          or,  if there has been  material  noncompliance  with  such  servicing
          standards or a default in the fulfillment in all material  respects of
          any  such  obligation  relating  to  this  Servicing  Agreement,  such
          statement shall include a description of such noncompliance or specify
          each such  default,  as the case may be, known to such officer and the
          nature and status thereof.

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<PAGE>

        (b)    The  Servicer  shall  deliver  to the  Issuer  and the  Indenture
               Trustee,  with a copy  to the  Credit  Enhancer,  promptly  after
               having  obtained  knowledge  thereof,  but in no event later than
               five  Business  Days  thereafter,  written  notice by means of an
               Officer's  Certificate  of any  event  which  with the  giving of
               notice or the  lapse of time or both,  would  become a  Servicing
               Default.

        (c)    The Servicer shall deliver to the Credit Enhancer, with a copy to
               the Issuer  and the  Indenture  Trustee,  promptly  after  having
               obtained  knowledge  thereof,  but in no event  later  than  five
               Business Days thereafter, written notice by means of an Officer's
               Certificate of any Trigger Event.

        Section 3. 19 Annual Servicing Report.  Beginning March 31, 2002, and on
or before March 31 of each year  thereafter,  the Servicer at its expense  shall
cause a firm of nationally recognized independent public accountants (which firm
may also  render  other  services  to the  Servicer)  to furnish a report to the
Issuer,  the Indenture  Trustee,  the  Depositor,  the  Underwriter,  the Credit
Enhancer and each Rating  Agency  stating its opinion  that,  on the basis of an
examination  conducted by such firm  substantially  in accordance with standards
established  by the  American  Institute of Certified  Public  Accountants,  the
assertions  made pursuant to Section 3.18 regarding  compliance with the minimum
servicing  standards  set forth in the Uniform  Single  Attestation  Program for
Mortgage  Bankers  during the  preceding  calendar year are fairly stated in all
material respects,  subject to such exceptions and other qualifications that, in
the opinion of such firm, such  accounting  standards  require it to report.  In
rendering  such  statement,  such firm may rely,  as to matters  relating to the
direct servicing of Mortgage Loans by Subservicers,  upon comparable  statements
for examinations  conducted by independent public  accountants  substantially in
accordance  with standards  established  by the American  Institute of Certified
Public Accountants  (rendered within one year of such statement) with respect to
such Subservicers.

        Section 3.20 Access to Certain  Documentation and Information  Regarding
the Mortgage  Loans.  Whenever  required by statute or regulation,  the Servicer
shall provide to the Credit Enhancer, any Securityholder upon reasonable request
(or a regulator  for a  Securityholder)  or the  Indenture  Trustee,  reasonable
access to the  documentation  regarding the Mortgage Loans. Such access shall be
afforded  without  charge,  but only upon  reasonable  request and during normal
business  hours at the offices of the  Servicer.  Nothing in this  Section  3.20
shall derogate from the obligation of the Servicer to observe any applicable law
prohibiting  disclosure of information regarding Mortgagors,  and the failure of
the  Servicer to provide  access as provided in this Section 3.20 as a result of
such obligation shall not constitute a breach of this Section 3.20.

        Section 3.21 Maintenance of Certain Servicing  Insurance  Policies.  The
Servicer  shall,  during the term of its service as servicer,  maintain in force
and effect (i) a policy or policies of insurance  covering  errors and omissions
in the performance of its obligations as Servicer  hereunder and (ii) a fidelity
bond in respect  of its  officers,  employees  or  agents.  Each such  policy or
policies and fidelity bond shall be at least equal to the coverage that would be
required  by Fannie  Mae or Freddie  Mac,  whichever  is  greater,  for  Persons
performing servicing for mortgage loans purchased by such entity.

                                        25

<PAGE>

        Section 3.22  Information  Required by the Internal  Revenue Service and
Reports of Foreclosures  and  Abandonments of Mortgaged  Property.  The Servicer
shall prepare and deliver all federal and state information reports with respect
to the Mortgage Loans when and as required by all  applicable  state and federal
income tax laws. In particular,  with respect to the  requirement  under Section
6050J of the Code to the effect  that the  Servicer  or  Subservicer  shall make
reports of foreclosures and abandonments of any mortgaged property for each year
beginning in 2001,  the Servicer or Subservicer  shall file reports  relating to
each instance  occurring during the previous calendar year in which the Servicer
(a) on behalf of the Issuer,  acquired an  interest  in any  Mortgaged  Property
through   foreclosure  or  other  comparable   conversion  in  full  or  partial
satisfaction  of a  Mortgage  Loan,  or (b) knew or had  reason to know that any
Mortgaged  Property  had  been  abandoned.  The  reports  from the  Servicer  or
Subservicer  shall be in form and  substance  sufficient  to meet the  reporting
requirements  imposed by Section  6050J and Section 6050H  (reports  relating to
mortgage interest received) of the Code.

        Section 3.23  Administration of Buydown Funds.

(a) With respect to any Buydown  Mortgage  Loan, the Servicer will withdraw from
the account that  satisfies the  requirements  for a  Subservicing  Account (the
"Buydown  Account") the predetermined  amount that, when added to the amount due
on such date from the  Mortgagor,  equals the full  Monthly  Payment and deposit
that amount in the Custodial  Account  together with the related payment made by
the Mortgagor or advanced by the Subservicer.

If the  Mortgagor on a Buydown  Mortgage  Loan prepays such loan in its entirety
during the period (the  "Buydown  Period") when Buydown Funds are required to be
applied to such Buydown  Mortgage  Loan,  the Servicer  shall  withdraw from the
Buydown  Account and remit any Buydown Funds remaining in the Buydown Account in
accordance with the related buydown agreement. The amount of Buydown Funds which
may be remitted in accordance with the related buydown  agreement may reduce the
amount required to be paid by the Mortgagor to fully prepay the related Mortgage
Loan. If the Mortgagor on a Buydown Mortgage Loan defaults on such Mortgage Loan
during the Buydown Period and the property  securing such Buydown  Mortgage Loan
is sold in the liquidation  thereof (either by the Servicer or the insurer under
any related  Primary  Insurance  Policy),  the Servicer  shall withdraw from the
Buydown  Account the Buydown Funds for such Buydown  Mortgage Loan still held in
the Buydown Account and deposit the same in the Custodial Account or, pay to the
insurer under any related Primary Insurance Policy if the Mortgaged  Property is
transferred  to such insurer and such  insurer pays all of the loss  incurred in
respect  of such  default.  Any amount so  remitted  pursuant  to the  preceding
sentence will be deemed to reduce the amount owed on the Mortgage Loan.

        Section 3.24 Recording of  Assignments.  If GMAC no longer  controls the
Seller  directly  or  indirectly,  or if GMAC no longer  owns a majority  of the
voting stock and/or outstanding equity of the Seller directly or indirectly,  or
if the credit  rating of GMAC is reduced to below  "BBB" by Standard & Poor's or
below "A3" by Moody's,  the Servicer shall,  within 60 days of any such event or

                                        26

<PAGE>

reduction,  at its  own  expense,  complete  and  submit  for  recording  in the
appropriate  public office for real property records the Assignments of Mortgage
for each Mortgage Loan;  provided that (i) no such  recordation will be required
in any state  where,  in the  opinion of  counsel  acceptable  to the  Indenture
Trustee and the Credit  Enhancer,  such recording is not required to protect the
Indenture  Trustee's  interests  in the  Mortgage  Loan against the claim of any
subsequent  transferee  or  any  creditor  of  the  Seller;  and  (ii)  no  such
recordation  will be required if the Indenture  Trustee and the Credit  Enhancer
have received written  confirmation from each Rating Agency that non-recordation
will not cause a Rating Event without  giving  effect to the Policy.  While such
assignment  to be recorded  is being  recorded,  the  Custodian  shall  retain a
photocopy of such assignment.  If any assignment is lost or returned  unrecorded
to the Custodian  because of any defect  therein,  the Servicer  shall prepare a
substitute  assignment or cure such defect, as the case may be, and the Servicer
shall cause such assignment to be recorded in accordance with this paragraph.

Section 3.25  Termination of Hedge  Agreement.  In the event that the Loan Group
Hedge  Agreement,  or any replacement  thereof,  terminates prior to the Payment
Date in March  2009 or the Loan  Group II Hedge  Agreement,  or any  replacement
thereof,  terminates  prior to the Payment Date in February  2005, the Servicer,
but at no expense to the Servicer,  on behalf of the Indenture  Trustee,  to the
extent  that  the  termination  value  under  the  related  Hedge  Agreement  is
sufficient  therefor and only to the extent of the termination  payment received
from the related Hedge Counterparty, shall (a) cause a new hedge counterparty to
assume the obligations of the related terminated hedge counterparty or (b) cause
a new hedge  counterparty to enter into a new interest rate hedge agreement with
the Indenture Trustee having  substantially  similar terms as those set forth in
the  related  terminated  hedge  agreement.  In the case of the Loan Group Hedge
Agreement, the Servicer shall proceed in accordance with clause (a) or (b) above
at the direction of the Credit Enhancer.

                                        27
<PAGE>

                                   ARTICLE IV

                              Servicing Certificate

Section 4.01   Statements to Securityholders.

(a) With respect to each Payment Date, on the Business Day preceding the related
 Determination Date, the Servicer shall forward the Servicing  Certificate and a
 computer file  containing  mutually  agreed upon loan level  information to the
 Indenture Trustee,  and the Indenture Trustee,  pursuant to Section 3.26 of the
 Indenture,  shall make a monthly statement available to each Certificateholder,
 each Noteholder,  the Credit Enhancer,  the Depositor,  the Owner Trustee,  the
 Certificate  Paying Agent,  Bear Stearns  Capital  Markets Inc. and each Rating
 Agency.  The monthly statement shall set forth the following  information as to
 the Notes and Certificates, to the extent applicable:

(i)  for each Loan Group, the aggregate  amount of (a) Interest  Collections and
     (b) Principal Collections, for the related Due Period;

(ii) the amount of such  distribution  as principal to the  Noteholders  of each
     Class of Notes;

(iii)the amount of such  distribution  as  interest to the  Noteholders  of each
     Class of Notes;

(iv) the Policy Draw Amount,  if any,  for such  Payment Date and the  aggregate
     amount of prior draws on the Policy thereunder not yet reimbursed;

(v)     the amount, if any, received under the Hedge Agreement;

(vi)    the amount of such distribution to the Certificateholders;

(vii)the aggregate Stated  Principal  Balance of the Mortgage Loans in each Loan
     Group  as of the end of the  preceding  Collection  Period,  the  aggregate
     Stated  Principal  Balance  of the fixed rate  Mortgage  Loans in each Loan
     Group, and the aggregate  Stated  Principal  Balance of the adjustable rate
     Mortgage Loans in each Loan Group;

(viii) the number and aggregate Stated Principal  Balances of Mortgage Loans (a)
     as to which the Monthly  Payment is delinquent for 30-59 days,  60-89 days,
     90-119 days, 120-149 days and 150-179 days,  respectively,  (b) the related
     Mortgaged  Property of which has been  foreclosed  upon and (c) as to which
     the related Mortgaged Property has become REO Property,  in each case as of
     the end of the preceding Collection Period;  provided,  however,  that such
     information  shall not be provided on the statements  relating to the first
     Payment Date;

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<PAGE>

(ix) the aggregate Liquidation Loss Amounts and Substitution  Adjustment Amounts
     with respect to the related  Collection  Period,  the amount distributed as
     principal to  Noteholders  in respect of  Liquidation  Loss Amounts and the
     aggregate of the  Liquidation  Loss Amounts from all Collection  Periods to
     date  expressed  as dollar  amount  and as a  percentage  of the  aggregate
     Cut-Off Date Principal Balances of the Mortgage Loans;

(x)  the  aggregate  Note  Balance  of each  Class of Notes and the  Certificate
     Balance of the  Certificates  after giving  effect to the  distribution  of
     principal on such Payment Date;

(xi) the  Percentage  Interest  applicable  to  each  of the  Securities,  after
     application of payments made on such Payment Date;

(xii)the  Overcollateralization  Amount and the  Required  Overcollateralization
     Amount as of the Payment Date;

(xiii) the  weighted  average of the Net Loan Rates for the  Mortgage  Loans for
     each Loan Group for the related Due Period;

(xiv)the amount of Deferred  Interest,  if any,  added to the  aggregate  Stated
     Principal Balance of the Mortgage Loans;

(xv)    the Twelve Month Loss Amount; and

(xvi)Rolling  Six-Month  Delinquency  Rate  for  such  Payment  Date and the two
     preceding Payment Dates.

        In addition,  on each Payment Date, the Servicer will provide the Credit
Enhancer with a separate  monthly  statement  which will set forth the aggregate
amount of Realized Losses on the Mortgage Loans,  commencing upon the occurrence
of a Realized Loss on any Mortgage Loan.

        In the case of information  furnished pursuant to clauses (ii) and (iii)
above,  the amounts shall be expressed as an aggregate dollar amount per Note or
Certificate, as applicable, with a $25,000 denomination.

        If a Servicing  Default  shall occur,  on the Business Day following the
related Determination Date, the Servicer shall forward to the Indenture Trustee,
and the  Indenture  Trustee,  pursuant to Section 3.26 of the  Indenture,  shall
forward  or  cause  to be  forwarded  by mail to  each  Certificateholder,  each
Noteholder,   the  Credit  Enhancer,  the  Depositor,  the  Owner  Trustee,  the
Certificate  Paying  Agent and each Rating  Agency,  a statement to such effect,
including the nature of such Servicing  Default.  Such statement may be included
in, or separate from, the regular statement sent to Securityholders.

        The Indenture Trustee will make the monthly statement to Securityholders
(and, at its option,  any additional files containing the same information in an
alternative format) available each month to  Securityholders,  and other parties

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<PAGE>

to this Agreement via the Indenture  Trustee's  internet website.  The Indenture
Trustee's  internet  website  shall  initially be located at  "www.ctslink.com".
Assistance in using the website can be obtained by calling the customer  service
desk at  301-815-6600.  Parties  that are  unable to use the above  distribution
options are entitled to have a paper copy mailed to them via first class mail by
calling the customer  service desk and indicating  such.  The Indenture  Trustee
shall have the right to change the way the  statements  to  Securityholders  are
distributed  in order to make such  distribution  more  convenient  and/or  more
accessible to the above parties and the Indenture  Trustee shall provide  timely
and adequate notification to all above parties regarding any such changes.

(b)     [Reserved]

(c) The Servicer  shall forward to the Indenture  Trustee any other  information
reasonably  requested by the Indenture Trustee  necessary to make  distributions
pursuant to Section 3.05 of the Indenture. Prior to the close of business on the
Business Day next succeeding each Determination Date, the Servicer shall furnish
a written  statement to the Certificate  Paying Agent and the Indenture  Trustee
setting forth the aggregate  amounts required to be withdrawn from the Custodial
Account and deposited into the Note Payment Account and/or Distribution  Account
on the Business Day preceding the related Payment Date pursuant to Section 3.03.
The  determination  by the  Servicer of such  amounts  shall,  in the absence of
obvious error, be deemed to be presumptively correct for all purposes hereunder,
and the Owner  Trustee and the  Indenture  Trustee shall be protected in relying
upon the same without any independent check or verification.  In addition,  upon
the  Issuer's  written  request,   the  Servicer  shall  promptly  furnish  such
information  reasonably  requested by the Issuer that is reasonably available to
the  Servicer to enable the Issuer to perform  its federal and state  income tax
reporting obligations.

(d) On or  before  2:00  P.M.  New York time on each  Business  Day  immediately
preceding  each Payment Date,  the Servicer shall either (i) deposit in the Note
Payment  Account  from  its own  funds,  or  funds  received  therefor  from the
Subservicers,  an amount  equal to the  Advances  to be made by the  Servicer in
respect of the related Payment Date, which shall be in an aggregate amount equal
to the aggregate  amount of Monthly Payments (with each interest portion thereof
adjusted to the Net Loan Rate plus the  related  Premium  Percentage),  less the
amount of any  related  Servicing  Modifications,  Debt  Service  Reductions  or
reductions in the amount of interest  collectable from the Mortgagor pursuant to
the Soldiers' and Sailors' Civil Relief Act of 1940, as amended, on the Mortgage
Loans  outstanding  as of the  related Due Date,  which  Monthly  Payments  were
delinquent  as of the close of business as of the  related  Determination  Date;
provided that no Advance shall be made if it would be a Nonrecoverable  Advance,
(ii) withdraw  from amounts on deposit in the  Custodial  Account and deposit in
the Note  Payment  Account  all or a  portion  of the  Amount  Held  for  Future
Distribution  in discharge of any such  Advance,  or (iii) make  advances in the
form of any combination of (i) and (ii)  aggregating the amount of such Advance.
Any portion of the Amount Held for Future Distribution so used shall be replaced
by the Servicer by deposit in the Note  Payment  Account on or before 11:00 A.M.
New York time on any future Business Day immediately preceding each Payment Date
to the extent that funds  attributable  to the Mortgage Loans that are available
in the Custodial Account for deposit in the Note Payment Account on such Payment
Date shall be less than payments to  Securityholders  required to be made on the
following  Payment Date.  Such  allocations  shall be conclusive for purposes of

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reimbursement to the Servicer from recoveries on related Mortgage Loans pursuant
to Section 3.10(a).

        The  determination  by the  Servicer  that it has made a  Nonrecoverable
Advance or that any proposed Advance, if made, would constitute a Nonrecoverable
Advance,  shall  be  evidenced  by an  Officers'  Certificate  of  the  Servicer
delivered to the Credit Enhancer, Depositor and the Indenture Trustee.

        If the Servicer  determines  as of the Business Day  preceding  any Note
Payment  Account  Deposit  Date that it will be unable  to  deposit  in the Note
Payment  Account  an amount  equal to the  Advance  required  to be made for the
immediately  succeeding Payment Date, it shall give notice to the Trustee of its
inability to advance (such notice may be given by telecopy), not later than 3:00
P.M., New York time, on such Business Day, specifying the portion of such amount
that it will be unable to deposit.  Not later than 3:00 P.M.,  New York time, on
the Note Payment Account  Deposit Date the Trustee shall,  unless by 12:00 Noon,
New York time,  on such day the  Indenture  Trustee  shall have been notified in
writing (by  telecopy)  that the  Servicer  shall have  directly  or  indirectly
deposited in the Note Payment  Account such portion of the amount of the Advance
as to which the  Servicer  shall have given  notice  pursuant  to the  preceding
sentence,  pursuant  to  Section  7.01,  (a)  terminate  all of the  rights  and
obligations of the Servicer under this Agreement in accordance with Section 7.01
and  (b)  assume  the  obligations  of the  Servicer  hereunder,  including  the
obligation to deposit in the Note Payment Account an amount equal to the Advance
for  the  immediately   succeeding  Payment  Date  and  such  other  rights  and
obligations set forth in Section 7.02 hereof.

        The Indenture  Trustee  shall deposit all funds it receives  pursuant to
this Section 4.01 into the Note Payment Account.

Section 4.02   Tax Returns and 1934 Act Reports

(a)  The Indenture Trustee shall prepare and deliver all income tax returns, tax
     elections, and such annual or other reports of the Trust Estate pursuant to
     Section 5.05 of the Trust Agreement;  provided, however, that the Indenture
     Trustee shall not be required to compute the Trust's gross income except to
     the extent it can do so without  unreasonable  effort or expense based upon
     income  statements  furnished  to  it;  and  provided,  further,  that  the
     Indenture Trustee shall not be required to prepare and file partnership tax
     returns on behalf of the Issuer  unless it receives  additional  reasonable
     compensation  for the preparation of such filings and written  notification
     from either an officer or tax counsel of the transferor of the  Certificate
     recognizing  the creation of a partnership  for federal income tax purposes
     due to the transfer.

(b)  Within 15 days after each Payment Date,  the Indenture  Trustee  shall,  in
     accordance  with  industry  standards,  file  with the  Commission  via the
     Electronic Data Gathering and Retrieval  System (EDGAR),  a Form 8-K with a
     copy of the  statement to the  Securityholders  for such Payment Date as an
     exhibit thereto. Prior to January 31, 2002, the Indenture Trustee shall, in
     accordance with industry standards,  file a Form 15 Suspension Notification
     with respect to the Trust Estate,  if applicable.  Prior to March 30, 2002,
     the Indenture  Trustee  shall file a Form 10-K, in substance  conforming to

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<PAGE>

     industry standards,  with respect to the Trust Estate. The Depositor hereby
     grants to the Indenture  Trustee a limited power of attorney to execute and
     file each such document on behalf of the Depositor.  Such power of attorney
     shall  continue  until  either the earlier of (i) receipt by the  Indenture
     Trustee from the Depositor of written termination of such power of attorney
     and (ii) the  termination  of the Trust  Estate.  The  Depositor  agrees to
     promptly furnish to the Indenture Trustee,  from time to time upon request,
     such further  information,  reports,  and financial  statements  within its
     control  related to this  Agreement and the Mortgage Loans as the Indenture
     Trustee  reasonably  deems  appropriate  to prepare and file all  necessary
     reports  with  the  Commission.   The  Indenture   Trustee  shall  have  no
     responsibility  to file  any  items  other  than  those  specified  in this
     section.

                                   ARTICLE V

                              Note Payment Account

Section 5.01 Note Payment  Account.  The Indenture  Trustee shall  establish and
maintain an Eligible  Account  entitled  "Wells Fargo Bank  Minnesota,  N.A., as
Indenture  Trustee,  for the  benefit of the  Securityholders,  the  Certificate
Paying Agent and the Credit  Enhancer,  pursuant to the  Indenture,  dated as of
March 12, 2001,  between GMACM Mortgage Loan Trust 2001-GH1 and Wells Fargo Bank
Minnesota,  N.A." (the "Note Payment Account"). On each Payment Date, amounts on
deposit  in the Note  Payment  Account  shall be  distributed  by the  Indenture
Trustee in accordance with Section 3.05 of the Indenture.  The Indenture Trustee
may invest or cause the  institution  maintaining  the Note  Payment  Account to
invest the funds therein in Permitted  Investments and designated in the name of
the  Indenture  Trustee,  which  investments  shall  mature  not later  than the
Business Day next  preceding  the Payment Date next  following  the date of such
investment  (except that any investment in the  institution  with which the Note
Payment  Account is maintained may mature on such Payment Date) and shall not be
sold or disposed of prior to maturity. In addition, no such Permitted Investment
shall be  purchased  at a price in excess of par.  All income and gain  realized
from any such investment  shall be for the benefit of the Indenture  Trustee and
shall be subject to its withdrawal or order from time to time. The amount of any
losses  incurred in respect of any such  investments  shall be  deposited in the
Note Payment Account by the Indenture  Trustee out of its own funds  immediately
as realized.

                                   ARTICLE VI

                                  The Servicer

Section  6.01  Liability  of the  Servicer.  The  Servicer  shall be  liable  in
accordance herewith only to the extent of the obligations  specifically  imposed
upon and undertaken by the Servicer herein.

Section 6.02 Merger or  Consolidation  of, or Assumption of the  Obligations of,
the Servicer. Any corporation into which the Servicer may be merged or converted

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<PAGE>

or with which it may be  consolidated,  or any  corporation  resulting  from any
merger,  conversion or  consolidation to which the Servicer shall be a party, or
any  corporation  succeeding  to the  business  of the  Servicer,  shall  be the
successor  of the  Servicer  hereunder,  without the  execution or filing of any
paper or any  further  act on the part of any of the  parties  hereto,  anything
herein to the contrary notwithstanding.

        The  Servicer  may  assign  its  rights  and  delegate  its  duties  and
obligations  under this  Agreement;  provided,  that the Person  accepting  such
assignment or delegation  shall be a Person qualified to service mortgage loans,
is reasonably  satisfactory to the Credit Enhancer (provided,  that such consent
to  assignment  may not be  unreasonably  withheld),  is willing to service  the
Mortgage  Loans and  executes  and  delivers  to the Issuer  (with a copy to the
Credit Enhancer) an agreement,  in form and substance reasonably satisfactory to
the Credit  Enhancer,  that contains an assumption by such Person of the due and
punctual  performance  and  observance  of each  covenant  and  condition  to be
performed  or  observed  by the  Servicer  under this  Agreement;  and  provided
further,  that no Rating  Event  will occur as a result of such  assignment  and
delegation (as evidenced by a letter to such effect from each Rating Agency), if
determined  without regard to the Policy;  and provided further,  that the Owner
Trustee shall  receive an Opinion of Counsel to the effect that such  assignment
or delegation  will not cause the Issuer to be treated as an  association  (or a
publicly-traded  partnership)  taxable as a corporation  for federal  income tax
purposes.

Section 6.03  Limitation  on  Liability of the Servicer and Others.  Neither the
Servicer  nor any of the  directors  or officers or  employees  or agents of the
Servicer  shall be under any  liability to the Issuer,  the Owner  Trustee,  the
Indenture Trustee or the  Securityholders for any action taken or for refraining
from  the  taking  of any  action  in good  faith  pursuant  to this  Agreement;
provided,  however,  that this  provision  shall not protect the Servicer or any
such Person against any liability  that would  otherwise be imposed by reason of
its willful misfeasance, bad faith or gross negligence in the performance of its
duties  hereunder or by reason of its reckless  disregard of its obligations and
duties hereunder.  The Servicer and any director or officer or employee or agent
of the  Servicer  may rely in good faith on any document of any kind prima facie
properly  executed and submitted by any Person  respecting  any matters  arising
hereunder.  The Servicer  and any  director,  officer,  employee or agent of the
Servicer shall be indemnified by the Issuer and held harmless  against any loss,
liability or expense  incurred in connection  with any legal action  relating to
this Agreement or the Securities, including any amount paid to the Owner Trustee
or the  Indenture  Trustee  pursuant  to Section  6.06(b),  other than any loss,
liability or expense incurred by reason of its willful misfeasance, bad faith or
gross  negligence in the performance of its duties hereunder or by reason of its
reckless  disregard of its obligations and duties hereunder.  The Servicer shall
not be under any  obligation to appear in,  prosecute or defend any legal action
that is not incidental to its duties to service the Mortgage Loans in accordance
with this  Agreement,  and that in its  opinion may involve it in any expense or
liability;  provided,  however,  that the  Servicer  may in its sole  discretion
undertake any such action that it may deem  necessary or desirable in respect of
this Agreement, the rights and duties of the parties hereto and the interests of
the  Securityholders.  In such event, the reasonable legal expenses and costs of
such action and any liability resulting  therefrom shall be expenses,  costs and
liabilities  of the Issuer,  and the Servicer shall be entitled to be reimbursed
therefor.  The Servicer's right to indemnity or  reimbursement  pursuant to this
Section  6.03 shall  survive any  resignation  or  termination  of the  Servicer

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<PAGE>

pursuant to Section 6.04 or 7.01 with respect to any losses,  expenses, costs or
liabilities  arising prior to such  resignation or termination  (or arising from
events that occurred prior to such resignation or termination).

Section 6.04 Servicer Not to Resign.  Subject to the provisions of Section 6.02,
the Servicer shall not resign from the  obligations and duties hereby imposed on
it except (a) upon  determination  that the  performance  of its  obligations or
duties  hereunder  are no  longer  permissible  under  applicable  law or are in
material conflict by reason of applicable law with any other activities  carried
on by it or its subsidiaries or Affiliates, the other activities of the Servicer
so causing such a conflict being of a type and nature carried on by the Servicer
or its  subsidiaries  or  Affiliates  at the date of this  Agreement or (b) upon
satisfaction of the following conditions: (i) the Servicer shall have proposed a
successor  servicer to the Issuer and the Indenture  Trustee in writing and such
proposed  successor  servicer  is  reasonably  acceptable  to  the  Issuer,  the
Indenture  Trustee and the Credit  Enhancer;  (ii) each Rating Agency shall have
delivered a letter to the Issuer,  the Credit Enhancer and the Indenture Trustee
prior to the  appointment  of the successor  servicer  stating that the proposed
appointment  of such successor  servicer as Servicer  hereunder will not cause a
Rating  Event,  if  determined  without  regard to the  Policy;  and (iii)  such
proposed successor servicer is reasonably  acceptable to the Credit Enhancer, as
evidenced  by a  letter  to the  Issuer  and the  Indenture  Trustee;  provided,
however,  that no such  resignation by the Servicer shall become effective until
such successor servicer or, in the case of (a) above, the Indenture Trustee,  as
pledgee  of  the   Mortgage   Loans,   shall   have   assumed   the   Servicer's
responsibilities and obligations  hereunder or the Indenture Trustee, as pledgee
of the Mortgage Loans,  shall have designated a successor servicer in accordance
with  Section  7.02.  Any such  resignation  shall not relieve  the  Servicer of
responsibility for any of the obligations specified in Sections 7.01 and 7.02 as
obligations  that survive the  resignation or  termination of the Servicer.  Any
such determination permitting the resignation of the Servicer shall be evidenced
by an Opinion of Counsel to such effect  delivered to the Indenture  Trustee and
the Credit Enhancer.

Section  6.05  Delegation  of Duties.  In the ordinary  course of business,  the
Servicer at any time may  delegate  any of its duties  hereunder  to any Person,
including  any  of its  Affiliates,  that  agrees  to  conduct  such  duties  in
accordance with standards  comparable to those with which the Servicer  complies
pursuant to Section 3.01. Such delegation  shall not relieve the Servicer of its
liabilities  and  responsibilities  with  respect  to such  duties and shall not
constitute a resignation within the meaning of Section 6.04.

Section  6.06  Payment  of  Indenture  Trustee's  and Owner  Trustee's  Fees and
Expenses; Indemnification.

(a)  After the Closing  Date,  the Servicer  covenants  and agrees to pay to the
     Owner  Trustee,  the Indenture  Trustee and any co-trustee of the Indenture
     Trustee or the Owner Trustee from time to time, and the Owner Trustee,  the
     Indenture  Trustee and any such co-trustee shall be entitled to, reasonable
     compensation  (which shall not be limited by any provision of law in regard
     to the  compensation  of a trustee  of an express  trust) for all  services
     rendered by each of them in the  execution of the trusts  created under the
     Trust  Agreement and the Indenture and in the exercise and  performance  of
     any of the powers and duties under the Trust Agreement or the Indenture, as

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<PAGE>

     the case may be,  of the  Owner  Trustee,  the  Indenture  Trustee  and any
     co-trustee,  and the Servicer will pay or reimburse  the Indenture  Trustee
     and any co-trustee upon request for all reasonable expenses,  disbursements
     and advances incurred or made by the Indenture Trustee or any co-trustee in
     accordance with any of the provisions of this  Agreement,  the Indenture or
     the Trust Agreement except any such expense, disbursement or advance as may
     arise from its negligence,  willful  misfeasance or bad faith. In addition,
     the Indenture  Trustee shall be entitled to be reimbursed from the Servicer
     for all reasonable costs associated with the transfer of servicing from the
     predecessor servicer pursuant to Section 7.02 hereunder, including, without
     limitation,  any reasonable costs or expenses  associated with the complete
     transfer  of  all  servicing  data  and  the   completion,   correction  or
     manipulation  of such  servicing  data as may be required by the  Indenture
     Trustee to correct any errors or  insufficiencies  in the servicing data or
     otherwise to enable the  Indenture  Trustee to service the  Mortgage  Loans
     properly and effectively.

(b)  The  Servicer  agrees to  indemnify  the  Indenture  Trustee  and the Owner
     Trustee for, and to hold the Indenture  Trustee and the Owner  Trustee,  as
     the case may be, harmless against,  any loss, liability or expense incurred
     without  negligence,  bad faith or  willful  misconduct  on the part of the
     Indenture Trustee or the Owner Trustee, as the case may be, arising out of,
     or in connection with, the acceptance and  administration of the Issuer and
     the assets thereof,  including the costs and expenses (including reasonable
     legal fees and expenses) of defending  the  Indenture  Trustee or the Owner
     Trustee,  as the case may be,  against  any  claim in  connection  with the
     exercise  or  performance  of any of its  powers or duties  under any Basic
     Document; provided that:

     (i)  with  respect  to any  such  claim,  the  Indenture  Trustee  or Owner
          Trustee,  as the case may be,  shall have given the  Servicer  written
          notice thereof promptly after the Indenture  Trustee or Owner Trustee,
          as the case may be, shall have actual knowledge thereof;

     (ii) while  maintaining  control  over its own  defense,  the  Issuer,  the
          Indenture  Trustee  or  Owner  Trustee,  as the  case  may  be,  shall
          cooperate  and  consult  fully with the  Servicer  in  preparing  such
          defense; and

     (iii)notwithstanding  anything  in  this  Agreement  to the  contrary,  the
          Servicer  shall  not be  liable  for  settlement  of any  claim by the
          Indenture  Trustee or the Owner  Trustee,  as the case may be, entered
          into without the prior consent of the Servicer.

No  termination  of this  Agreement or  resignation  or removal of the Indenture
Trustee  shall  affect  the  obligations  created  by this  Section  6.06 of the
Servicer to indemnify  the  Indenture  Trustee and the Owner  Trustee  under the
conditions and to the extent set forth herein.

        Notwithstanding  the  foregoing,  the  indemnification  provided  by the
Servicer in this  Section  6.06(b)  shall not pertain to any loss,  liability or

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<PAGE>

expense of the Indenture  Trustee or the Owner Trustee,  including the costs and
expenses of defending itself against any claim,  incurred in connection with any
actions taken by the Indenture  Trustee or the Owner Trustee at the direction of
the Noteholders or Certificateholders, as the case may be, pursuant to the terms
of this Agreement.

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<PAGE>

                                  ARTICLE VII

                                     Default

Section 7.01   Servicing Default.

(a)  If any one of the following  events  (each,  a "Servicing  Default")  shall
     occur and be continuing:

          (i)  any failure by the Servicer to deposit in the Custodial  Account,
               the Note Payment Account or the Distribution  Account any deposit
               required  to be made  under  the  terms  of this  Agreement  that
               continues unremedied for a period of five Business Days after the
               date upon which  written  notice of such failure  shall have been
               given to the Servicer by the Issuer or the Indenture Trustee,  or
               to the  Servicer,  the  Issuer and the  Indenture  Trustee by the
               Credit Enhancer;

          (ii) any  failure  on the  part of the  Servicer  duly to  observe  or
               perform in any material respect any other covenants or agreements
               of the Servicer set forth in the Securities or in this Agreement,
               which failure, in each case, materially and adversely affects the
               interests  of the  Securityholders  or the Credit  Enhancer,  and
               which failure continues  unremedied for a period of 45 days after
               the date on which written  notice of such failure,  requiring the
               same to be remedied, and stating that such notice is a "Notice of
               Default" hereunder,  shall have been given to the Servicer by the
               Issuer or the Indenture Trustee,  or to the Servicer,  the Issuer
               and the Indenture Trustee by the Credit Enhancer;

          (iii)the entry  against  the  Servicer of a decree or order by a court
               or agency or  supervisory  authority  having  jurisdiction  under
               Title  11 of the  United  States  Code  or any  other  applicable
               federal or state bankruptcy,  insolvency or other similar law, or
               if  a   receiver,   assignee   or   trustee  in   bankruptcy   or
               reorganization,  liquidator,  sequestrator  or  similar  official
               shall have been appointed for or taken possession of the Servicer
               or its property,  and the continuance of any such decree or order
               unstayed and in effect for a period of 60 consecutive days;

          (iv) the Servicer shall voluntarily  submit to Proceedings under Title
               11 of the United States Code or any other  applicable  federal or
               state bankruptcy, insolvency or other similar law relating to the
               Servicer  or of or relating  to all or  substantially  all of its
               property; or the Servicer shall admit in writing its inability to
               pay its debts  generally  as they become due,  file a petition to
               take  advantage of any  applicable  insolvency or  reorganization
               statute,  make an assignment  for the benefit of its creditors or
               voluntarily suspend payment of its obligations;

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then, and in every such case, so long as a Servicing Default shall not have been
remedied by the Servicer,  either the Issuer,  the  Indenture  Trustee (with the
consent of the Credit Enhancer) or the Credit Enhancer,  by notice then given in
writing to the Servicer, the Issuer and the Indenture Trustee, may terminate all
of the rights and  obligations  of the Servicer as servicer under this Agreement
other  than  its  right to  receive  servicing  compensation  and  expenses  for
servicing the Mortgage  Loans  hereunder  during any period prior to the date of
such termination,  and the Issuer,  the Credit Enhancer or the Indenture Trustee
(with the  consent  of the  Credit  Enhancer),  may  exercise  any and all other
remedies  available at law or equity. Any such notice to the Servicer shall also
be given to each Rating Agency,  the Credit Enhancer and the Issuer. On or after
the receipt by the Servicer of such written  notice,  all authority and power of
the Servicer under this Agreement, whether with respect to the Securities or the
Mortgage  Loans or  otherwise,  shall  pass to and be  vested  in the  Indenture
Trustee,  as pledgee of the Mortgage  Loans,  pursuant to and under this Section
7.01; and, without  limitation,  the Indenture  Trustee is hereby authorized and
empowered to execute and deliver, on behalf of the Servicer, as attorney-in-fact
or  otherwise,  any  and  all  documents  and  other  instruments,  and to do or
accomplish  all other  acts or things  necessary  or  appropriate  to effect the
purposes of such notice of  termination,  whether to complete  the  transfer and
endorsement  of each Mortgage  Loan and related  documents,  or  otherwise.  The
Servicer agrees to cooperate with the Issuer,  the Credit Enhancer and Indenture
Trustee,   as  the  case  may  be,  in   effecting   the   termination   of  the
responsibilities  and  rights  of the  Servicer  hereunder,  including,  without
limitation,  the transfer to the Indenture Trustee for the  administration by it
of all cash  amounts  relating to the  Mortgage  Loans that shall at the time be
held by the Servicer and to be deposited by it in the Custodial Account, or that
have been  deposited  by the  Servicer in the  Custodial  Account or  thereafter
received by the  Servicer  with respect to the Mortgage  Loans.  All  reasonable
costs and expenses (including,  but not limited to, attorneys' fees) incurred in
connection  with amending this Agreement to reflect such  succession as Servicer
pursuant to this Section 7.01 shall be paid by the  predecessor  Servicer (or if
the predecessor  Servicer is the Indenture  Trustee,  the initial Servicer) upon
presentation of reasonable documentation of such costs and expenses.

(b) Notwithstanding any termination of the activities of the Servicer hereunder,
the  Servicer  shall be  entitled to receive,  out of any late  collection  of a
payment on a Mortgage  Loan  which was due prior to the notice  terminating  the
Servicer's rights and obligations hereunder and received after such notice, that
portion to which the Servicer would have been entitled pursuant to Sections 3.03
and 3.09 as well as its Servicing Fee in respect thereof,  and any other amounts
payable to the Servicer  hereunder the  entitlement  to which arose prior to the
termination of its activities hereunder.

        Notwithstanding  the  foregoing,  a delay in or failure  of  performance
under  paragraph  (a)(i) or (ii)  above,  after  the  applicable  grace  periods
specified  therein,  shall not  constitute a Servicing  Default if such delay or
failure  could not be prevented by the exercise of  reasonable  diligence by the
Servicer  and such  delay or  failure  was caused by an act of God or the public
enemy,  acts of  declared or  undeclared  war,  public  disorder,  rebellion  or
sabotage,  epidemics,  landslides,  lightning,  fire,  hurricanes,  earthquakes,
floods or similar causes.  The preceding sentence shall not relieve the Servicer
from using reasonable efforts to perform its respective  obligations in a timely

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<PAGE>

manner  in  accordance  with the terms of this  Agreement.  The  Servicer  shall
provide the Indenture Trustee,  the Credit Enhancer and the Securityholders with
notice of any such failure or delay by it,  together with a  description  of its
efforts to so perform its obligations. The Servicer shall immediately notify the
Indenture  Trustee,  the  Credit  Enhancer  and the  Issuer  in  writing  of any
Servicing Default.

Section 7.02   Indenture Trustee to Act; Appointment of Successor.

(a) On and after the time the Servicer receives a notice of termination pursuant
to Section  7.01 or sends a notice  pursuant  to  Section  6.04,  the  Indenture
Trustee as pledgee of the Mortgage Loans shall itself  become,  or shall appoint
an affiliate of the Indenture Trustee to become the successor in all respects to
the  Servicer  in  its  capacity  as  servicer  under  this  Agreement  and  the
transactions set forth or provided for herein and shall  immediately  assume all
of the  obligations  of the  Servicer to make  Advances on Mortgage  Loans under
Section  4.01(d) and will be subject to all other  responsibilities,  duties and
liabilities  relating thereto placed on the Servicer,  including the obligations
to make  Advances  which have been or will be required to be made,  by the terms
and provisions hereof as soon as practicable, but in no event later than 90 days
after  the  Indenture  Trustee  becomes  successor  servicer.  Nothing  in  this
Agreement or in the Trust  Agreement shall be construed to permit or require the
Indenture Trustee to (i) succeed to the responsibilities, duties and liabilities
of the initial  Servicer in its capacity as Seller under the Purchase  Agreement
(other than  Advances  deemed  recoverable  and not  previously  made),  (ii) be
responsible or accountable  for any act or omission of the Servicer prior to the
issuance of a notice of  termination  hereunder,  (iii)  require or obligate the
Indenture  Trustee,  in  its  capacity  as  successor  Servicer,   to  purchase,
repurchase  or  substitute  any  Mortgage  Loan,  (iv)  fund any  losses  on any
Permitted  Investment directed by any other Servicer,  or (v) be responsible for
the  representations and warranties of the Servicer.  As compensation  therefor,
the  Indenture  Trustee shall be entitled to such  compensation  as the Servicer
would have been entitled to hereunder if no such notice of termination  had been
given.  Notwithstanding the foregoing, if the Indenture Trustee is (x) unwilling
to act as  successor  Servicer  itself  or to  appoint  an  affiliate  to become
successor  Servicer,  or (y) legally unable so to act, the Indenture  Trustee as
pledgee of the Mortgage Loans may (in the situation  described in clause (x)) or
shall (in the situation  described in clause (y)) appoint or petition a court of
competent  jurisdiction  to appoint any  established  housing  and home  finance
institution, bank or other mortgage loan servicer having a net worth of not less
than $10,000,000 as the successor to the Servicer hereunder in the assumption of
all or any part of the  responsibilities,  duties or liabilities of the Servicer
hereunder; provided, that any such successor Servicer shall be acceptable to the
Credit  Enhancer,  as evidenced by the Credit  Enhancer's prior written consent,
which consent shall not be unreasonably withheld; and provided further, that the
appointment of any such successor Servicer will not result in a Rating Event, if
determined without regard to the Policy.  Pending  appointment of a successor to
the Servicer  hereunder,  unless the Indenture Trustee is prohibited by law from
so acting, the Indenture Trustee itself shall act or appoint an affiliate to act
in such capacity as provided  above.  In connection  with such  appointment  and
assumption,  the  successor  shall be  entitled to receive  compensation  out of
payments  on  Mortgage  Loans in an amount  equal to the  compensation  that the
Servicer would  otherwise have received  pursuant to Section 3.09 (or such other
compensation  as the Indenture  Trustee and such  successor  shall  agree).  The
appointment  of a  successor  Servicer  shall not  affect any  liability  of the
predecessor  Servicer  that may have arisen  under this  Agreement  prior to its
termination as Servicer  (including  the  obligation to purchase  Mortgage Loans
pursuant  to Section  3.01,  to pay any  deductible  under an  insurance  policy
pursuant to Section  3.04 or to  indemnify  the  Indenture  Trustee  pursuant to
Section  6.06),  nor  shall any  successor  Servicer  be liable  for any acts or
omissions of the predecessor  Servicer or for any breach by such Servicer of any
of its representations or warranties contained herein or in any related document
or agreement.  The Indenture  Trustee and such successor shall take such action,
consistent  with this  Agreement,  as shall be necessary to effectuate  any such
succession.  Notwithstanding  the  foregoing,  the  Indenture  Trustee,  in  its
capacity  as  successor  Servicer,  shall  not be  responsible  for the  lack of
information and/or documents that it cannot obtain through reasonable efforts.

(b)  Any successor, including the Indenture Trustee, to the Servicer as servicer
     shall during its term as Servicer  (i)  continue to service and  administer
     the Mortgage Loans for the benefit of the Securityholders, (ii) maintain in
     force a policy or policies of insurance  covering  errors and  omissions in
     the  performance of its  obligations  as Servicer  hereunder and a fidelity
     bond in respect of its officers, employees and agents to the same extent as
     the Servicer is so required  pursuant to Section 3.13 and (iii) be bound by
     the terms of the Insurance Agreement.

(c)  Any  successor  Servicer,  including the  Indenture  Trustee,  shall not be
     deemed  in  default  or to  have  breached  its  duties  hereunder  if  the
     predecessor  Servicer  shall fail to deliver  any  required  deposit to the
     Custodial  Account  or  otherwise  cooperate  with any  required  servicing
     transfer or succession hereunder.

Section  7.03  Notification  to  Securityholders.  Upon  any  termination  of or
appointment  of a successor  to the  Servicer  pursuant  to this  Article VII or
Section 6.04, the Indenture  Trustee shall give prompt written notice thereof to
the Securityholders, the Credit Enhancer, the Issuer and each Rating Agency.

        Section 7.04 Trigger Events; Removal of Servicer.

        (a)Upon  determination  by the Credit  Enhancer that a Trigger Event has
occurred,  the Credit  Enhancer  shall give notice of such Trigger  Event to the
Servicer,  the Depositor,  the Issuer,  the Indenture Trustee and to each Rating
Agency.

(b)  At any  time  after  such  determination  and  while  a  Trigger  Event  is
continuing,  the Credit Enhancer may direct the Indenture  Trustee to remove the
Servicer  if the  Credit  Enhancer  makes a  determination  that the  manner  of
servicing was a factor  contributing to the size of the  delinquencies or losses
incurred in the Trust Estate.

(c) Upon receipt of directions to remove the Servicer  pursuant to the preceding
clause (b), the  Indenture  Trustee  shall notify the Servicer  that it has been
terminated  and the Servicer shall be terminated in the same manner as specified
in Sections 7.01 and 7.02.

(d) After  notice of  occurrence  of a Trigger  Event has been given and while a
Trigger Event is  continuing,  until and unless the Servicer has been removed as
provided in clause (b), the Servicer covenants and agrees to act as the Servicer
for a term from the  occurrence  of the Trigger Event to the end of the calendar
quarter  in which  such  Trigger  Event  occurs,  which  term may at the  Credit
Enhancer's  discretion  be  extended  by notice  to the  Indenture  Trustee  for
successive terms of three (3) calendar months each, until the termination of the
Trust  Estate.  The  Servicer  will,  upon the  receipt  of each such  notice of

                                        40

<PAGE>

extension (a "Servicer  Extension  Notice") become bound for the duration of the
term covered by such Servicer  Extension  Notice to continue as Servicer subject
to and in accordance  with this  Agreement.  If, as of the fifteenth  (15th) day
prior to the last day of any term as the Master Servicer,  the Indenture Trustee
shall not have received any Servicer  Extension Notice from the Credit Enhancer,
the  Indenture  Trustee  shall,  within five (5) days  thereafter,  give written
notice of such nonreceipt to the Credit  Enhancer and the Servicer.  If any such
term expires  without a Servicer  Extension  Notice then the  Indenture  Trustee
shall act as Servicer as provided in Section 7.02.

(e) No  provision  of this  Section  7.04 shall have the effect of limiting  the
rights of the Depositor,  the Issuer, the Indenture Trustee,  the Noteholders or
the Credit Enhancer under Section 7.01.

                                        41

<PAGE>

                                  ARTICLE VIII

                            Miscellaneous Provisions

Section 8.01  Amendment.  This Agreement may be amended from time to time by the
parties  hereto;  provided,  that any such  amendment  shall be accompanied by a
letter from each Rating Agency to the effect that such amendment will not result
in a Rating Event,  if  determined  without  regard to the Policy;  and provided
further,  that the Credit  Enhancer  and the  Indenture  Trustee  shall  consent
thereto.

Section 8.02 GOVERNING LAW. THIS AGREEMENT SHALL BE CONSTRUED IN ACCORDANCE WITH
THE LAWS OF THE STATE OF NEW YORK AND THE  OBLIGATIONS,  RIGHTS AND  REMEDIES OF
THE PARTIES HEREUNDER SHALL BE DETERMINED IN ACCORDANCE WITH SUCH LAWS.

Section 8.03 Notices. All demands, notices and communications hereunder shall be
in writing and shall be deemed to have been duly given if  personally  delivered
at or mailed by certified mail, return receipt requested,  to (a) in the case of
the Servicer, 100 Witmer Road, Horsham,  Pennsylvania 19044, Attention:  Anthony
Renzi, (b) in the case of the Credit Enhancer, Ambac Assurance Corporation,  One
State Street Plaza, 19th Floor, New York, New York 10004, Attention:  Consumer -
Asset-Backed  Securities Group (GMACM Mortgage Loan Trust 2001-GH1),  (c) in the
case of Moody's,  Home  Mortgage Loan  Monitoring  Group,  4th Floor,  99 Church
Street,  New York,  New York  10001,  (d) in the case of  Standard & Poor's,  26
Broadway, 15th Floor, New York, New York 10004, Attention:  Residential Mortgage
Surveillance  Group, (e) in the case of Fitch, One State Street Plaza, New York,
New York 10004,  Attention:  Residential  Mortgage Group, (f) in the case of the
Owner Trustee,  Wilmington Trust Company, Rodney Square North, 1100 North Market
Street, Wilmington, Delaware 19890-0001 and (g) in the case of the Issuer, GMACM
Mortgage Loan Trust 2001-GH1,  c/o the Owner Trustee at the address set forth in
clause (f) above, and (h) in the case of the Indenture Trustee, at the Corporate
Trust  Office  of the  Indenture  Trustee,  with  a copy  to  Wells  Fargo  Bank
Minnesota,  N.A.,  11000 Broken Land  Parkway,  Columbia,  Maryland  21044-3562,
Attention: GMACM 2001-GH1; or, with respect to each of the foregoing Persons, at
such other address as shall be designated by such Person in a written  notice to
the other foregoing Persons.  Any notice required or permitted to be mailed to a
Securityholder  shall be given by first  class  mail,  postage  prepaid,  at the
address of such  Securityholder  as shown in the Note  Register  or  Certificate
Register, as the case may be. Any notice so mailed within the time prescribed in
this Agreement shall be conclusively  presumed to have been duly given,  whether
or not the related  Securityholder  receives  such  notice.  Any notice or other
document  required to be  delivered  or mailed by the  Indenture  Trustee to any
Rating Agency shall be given on a reasonable  efforts basis and only as a matter
of courtesy and accommodation, and the Indenture Trustee shall have no liability
for failure to deliver any such notice or document to any Rating Agency.

Section 8.04  Severability  of Provisions.  If any one or more of the covenants,
agreements,  provisions  or terms  of this  Agreement  shall  be for any  reason
whatsoever held invalid,  then such covenants,  agreements,  provisions or terms

                                        42

<PAGE>

shall be deemed severable from the remaining covenants,  agreements,  provisions
or  terms  of  this  Agreement  and  shall  in no way  affect  the  validity  or
enforceability  of the other  provisions of this  Agreement or the Securities or
the rights of the Securityholders.

Section  8.05  Third-Party  Beneficiaries.  This  Agreement  shall  inure to the
benefit of and be binding  upon the parties  hereto,  the  Securityholders,  the
Credit Enhancer, the Owner Trustee and their respective successors and permitted
assigns.  Except as otherwise provided in this Agreement,  no other Person shall
have any right or obligation hereunder.

Section  8.06  Counterparts.  This  instrument  may be executed in any number of
counterparts,  each of which so executed shall be deemed to be an original,  but
all such counterparts shall together constitute but one and the same instrument.

Section 8.07 Effect of Headings  and Table of Contents.  The Article and Section
headings herein and the Table of Contents are for convenience only and shall not
affect the construction hereof.

Section 8.08  Termination  Upon Purchase by the Servicer or  Liquidation  of All
Mortgage Loans; Partial Redemption.

(a)  The respective obligations and responsibilities of the Servicer, the Issuer
     and the Indenture  Trustee  created  hereby shall  terminate  upon the last
     action  required to be taken by the Issuer  pursuant to the Trust Agreement
     and by the  Indenture  Trustee  pursuant  to the  Indenture  following  the
     earlier of:

(i)  the date on or  before  which  the  Indenture  or the  Trust  Agreement  is
     terminated, or

(ii) the purchase by the Servicer from the Issuer of all Mortgage  Loans and REO
     Property in accordance with Section 8.08(b).

(b)  The  Servicer  shall have the right to purchase  from the Issuer all of the
     Mortgage  Loans and REO Property if the Pool Balance as of any Payment Date
     is less than 10% of the Pool Balance as of the Cut-off Date  (provided that
     a draw on the  Policy  would  not occur as a result  of such  purchase  and
     provided  further that the purchase price will provide  sufficient funds to
     pay the  outstanding  Note  Balance and accrued and unpaid  interest on the
     Notes to the Payment  Date on which such amounts are to be  distributed  to
     Securityholders),  at a price equal to 100% of the aggregate  unpaid Stated
     Principal Balance of all such remaining Mortgage Loans (and, in the case of
     REO  Property,  the  fair  market  value of the REO  Property)  (net of any
     unreimbursed Advances  attributable to principal),  plus accrued and unpaid
     interest  thereon at the weighted  average of the Loan Rates  thereon up to
     the date  preceding  the  Payment  Date on  which  such  amounts  are to be
     distributed  to the  Securityholders,  and any amounts due and owing to the
     Credit Enhancer under the Insurance Agreement (and any unpaid Servicing Fee
     shall be deemed to have been paid at such time).

If such right is exercised by the Servicer, the Servicer shall be deemed to have
been  reimbursed for the full amount of any  unreimbursed  Advances  theretofore
made by it with  respect  to the  Mortgage  Loans and shall  deposit  the amount
calculated  pursuant to this Section 8.08(b) with the Indenture Trustee pursuant

                                        43

<PAGE>

to Section 4.10 of the  Indenture  and,  upon the receipt of such  deposit,  the
Indenture  Trustee  or  Custodian  shall  release  to the  Servicer,  the  files
pertaining to the Mortgage Loans being purchased.  The Servicer, at its expense,
shall prepare and deliver to the Indenture  Trustee for  execution,  at the time
the  related  Mortgage  Loans are to be released  to the  Servicer,  appropriate
documents  assigning each such Mortgage Loans from the Indenture  Trustee or the
Issuer to the Servicer or the appropriate party.

Section 8.09 Certain Matters Affecting the Indenture  Trustee.  For all purposes
of this Agreement, in the performance of any of its duties or in the exercise of
any of its  powers  hereunder,  the  Indenture  Trustee  shall be subject to and
entitled to the benefits of Article VI of the Indenture.

Section  8.10 Owner  Trustee  Not Liable for  Related  Documents.  The  recitals
contained herein shall be taken as the statements of the Servicer, and the Owner
Trustee and the Indenture Trustee assume no  responsibility  for the correctness
thereof.  The Owner Trustee and the Indenture Trustee make no representations as
to the  validity or  sufficiency  of this  Agreement,  of any Basic  Document or
Related Document, or of the Certificates (other than the signatures of the Owner
Trustee and the Indenture  Trustee on the  Certificates) or the Notes. The Owner
Trustee and the Indenture  Trustee shall at no time have any  responsibility  or
liability with respect to the  sufficiency of the Trust Estate or its ability to
generate the payments to be  distributed to  Certificateholders  under the Trust
Agreement or the  Noteholders  under the Indenture,  including the compliance by
the  Depositor,  the Seller or the Servicer with any warranty or  representation
made  under  any  Basic  Document  or the  accuracy  of  any  such  warranty  or
representation,  or any  action  of any  person  taken in the name of the  Owner
Trustee or the Indenture Trustee.

                                        44

<PAGE>

        IN WITNESS WHEREOF,  the Servicer,  the Issuer and the Indenture Trustee
have caused this Agreement to be duly executed by their  respective  officers or
representatives all as of the day and year first above written.

                        GMAC MORTGAGE CORPORATION,
                           as Servicer

                        By:          /s/ Thomas J. O'Hara
                               ----------------------------------------
                               Name:  Thomas J. O'Hara
                               Title:    Senior Vice President

                        GMACM MORTGAGE LOAN TRUST 2001-GH1, as Issuer

                        By:    Wilmington Trust Company, not in its
                               individual capacity but solely as
                               Owner Trustee

                        By:           /s/ Donald G. MacKelcan
                               ----------------------------------------
                               Name:  Donald G. MacKelcan
                               Title:    Vice President

                        WELLS FARGO BANK MINNESOTA, N.A.,
                           as Indenture Trustee

                        By:            /s/ Peter A. Gobell
                               ----------------------------------------
                               Name:  Peter A. Gobell
                               Title:    Assistant Vice President

                                        45

<PAGE>

                                    EXHIBIT A

                             MORTGAGE LOAN SCHEDULE

<TABLE>
<CAPTION>

                                                            2001-GH1

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

<S>                               <C>                     <C>                      <C>                          <C>
 000525097                        10                      $33,600.00               $3,557.25                    $3,815.96
 ENCINITAS                        10/1                    358                      Owner Occupied               12/01/1972
 CA        92024-7901             Purchase                N/A                      N                            02/01/2001
 N                                10.20                   290.51                   09/01/2                      03/01
 000808246                        10.5                    $18,874.00               $396.40                      $592.56
 SHEBOYGAN                        04/2                    336                      N/A                          06/01/1973
 WI        53081-0000             Purchase                N/A                      N                            02/01/2001
 N                                2.05                    201.34                   05/01/2                      03/01
 000808402                        9.5                     $37,000.00               $20,164.72                   $20,164.72
 EAU CLAIRE                       08/2                    360                      Owner Occupied               10/01/1978
 WI        54701-0000             Purchase                N/A                      N                            03/01/2001
 N                                24.53                   311.12                   09/01/2                      03/01

 000808410                        9.5                     $48,000.00               $26,324.78                   $26,518.46
 ALTOONA                          12/0                    360                      Owner Occupied               01/04/1979
 WI        54720-0000             Purchase                N/A                      N                            02/04/2001
 N                                29.46                   403.62                   12/04/2                      03/01
 000927319                        10.2                    $42,950.00               $25,274.52                   $25,441.80
 LA MESA                          05/1                    360                      Owner Occupied               07/01/1979
 CA        91941-0000             Permanet -              N/A                      N                            02/01/2001
 N                                28.91                   383.54                   06/01/2                      03/01
 000927640                        10.25                   $62,000.00               $36,726.85                   $36,967.23
 LA MESA                          06/0                    360                      Owner Occupied               08/01/1979
 CA        91941-0000             Permanet -              N/A                      N                            02/01/2001
 N                                41.07                   556.14                   07/01/2                      03/01

 000953976                        10.3                    $64,500.00               $37,477.49                   $37,734.11
 SAN DIEGO                        01/3                    360                      Owner Occupied               03/01/1979
 CA        92129-0000             Permanet -              N/A                      N                            02/01/2001
 N                                39.72                   580.5                    02/01/2                      03/01
 000956995                        10.8                    $40,450.00               $23,825.26                   $23,988.78
 SAN DIEGO                        02/1                    360                      Owner Occupied               04/01/1979
 CA        92108-0000             Permanet -              N/A                      N                            02/01/2001
 N                                53.30                   379.42                   03/01/2                      03/01
 000973743                        10.25                   $33,900.00               $17,311.28                   $17,474.54
 COACHELLA                        12/0                    360                      Owner Occupied               02/01/1979
 CA        92236-2961             Purchase                N/A                      N                            02/01/2001
 N                                48.54                   304.08                   01/01/2                      03/01

 001008994                        10.75                   $50,800.00               $29,787.46                   $29,993.24
 SAN DIEGO                        04/0                    360                      Owner Occupied               06/01/1979
 CA        92126-3019             Permanet -              N/A                      N                            02/01/2001
 N                                42.54                   474.47                   05/01/2                      03/01
 001012822                        8.5                     $203,100.00              $190,773.87                  $190,982.75
 SOUTH HOLLAND                    08/0                    360                      Owner Occupied               10/01/1995
 IL        60473-0000             Purchase                N/A                      N                            02/01/2001
 N                                78.91                   1561.67                  09/01/2                      03/01
 001022904                        10.2                    $52,500.00               $30,961.94                   $31,165.86
 LA MESA                          05/3                    360                      Owner Occupied               07/01/1979
 CA        91941-0000             Permanet -              N/A                      N                            02/01/2001
 N                                37.77                   468.83                   06/01/2                      03/01

 001058676                        11.25                   $37,600.00               $22,539.01                   $22,691.19
 PHOENIX                          09/2                    360                      Owner Occupied               11/01/1979
 AZ        85017-1318             Purchase                N/A                      N                            02/01/2001
 N                                48.27                   364.91                   10/01/2                      03/01
 001102078                        10.75                   $32,300.00               $20,721.37                   $20,836.39
 FRESNO                           03/0                    360                      Owner Occupied               05/01/1980
 CA        93702-4216             Purchase                N/A                      N                            02/01/2001
 N                                61.28                   301.68                   04/01/2                      03/01
 001102151                        10.75                   $44,150.00               $28,306.29                   $28,306.29
 FRESNO                           02/2                    360                      Owner Occupied               04/01/1980
 CA        93728-3506             Purchase                N/A                      N                            02/01/2001
 N                                57.77                   412.36                   03/01/2                      03/01

 001120963                        12                      $13,800.00               $7,680.23                    $7,808.69
 DESERT HOT SPRINGS               08/2                    360                      Owner Occupied               10/01/1980
 CA        92240-3122             Purchase                N/A                      N                            01/01/2001
 N                                23.66                   142                      09/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 001151687                        12.25                   $40,000.00               $28,245.15                   $28,374.69
 SAN DIEGO                        09/2                    360                      Owner Occupied               11/01/1980
 CA        92110-0000             Permanet -              N/A                      N                            02/01/2001
 N                                31.88                   419.2                    10/01/2                      03/01
 001157312                        12.75                   $55,000.00               $39,349.45                   $39,349.45
 SANTA CLARA                      10/0                    360                      Owner Occupied               11/01/1980
 CA        95050-0000             Refinance               N/A                      N                            03/01/2001
 N                                39.34                   597.85                   10/01/2                      03/01
 001157999                        10.5                    $41,850.00               $27,730.84                   $27,869.91
 SACRAMENTO                       10/1                    360                      Owner Occupied               12/01/1980
 CA        95822-0000             Purchase                N/A                      N                            02/01/2001
 N                                59.93                   382.93                   11/01/2                      03/01

 001169291                        14                      $14,500.00               $10,839.23                   $10,884.08
 CANTUA CREEK                     10/3                    360                      Owner Occupied               12/01/1980
 CA        93608-9703             Purchase                N/A                      N                            02/01/2001
 N                                71.13                   171.83                   11/01/2                      03/01
 001175280                        9.875                   $25,000.00               $20,681.54                   $20,728.06
 LOS ANGELES                      09/2                    360                      Owner Occupied               11/01/1986
 CA        91331-0000             Purchase                N/A                      N                            02/01/2001
 N                                22.40                   217.09                   10/01/2                      03/01
 001178169                        10.375                  $25,000.00               $1,547.95                    $2,063.33
 SOUTH BEND                       08/1                    180                      Owner Occupied               10/01/1986
 IN        46615-0000             Purchase                N/A                      N                            01/01/2001
 N                                6.30                    274.42                   09/01/2                      03/01

 001225697                        10.625                  $75,000.00               $67,106.21                   $67,204.24
 PALO ALTO                        09/1                    360                      Owner Occupied               11/01/1989
 CA        94303-0000             Purchase                N/A                      N                            02/01/2001
 N                                14.93                   693.07                   10/01/2                      03/01
 001358977                        10.5                    $118,800.00              $106,397.52                  $106,551.90
 BURBANK                          09/1                    360                      Owner Occupied               11/01/1989
 CA        91505-0000             Purchase                N/A                      N                            02/01/2001
 N                                71.75                   1086.71                  10/01/2                      03/01
 001417294                        14.625                  $30,000.00               $23,769.61                   $23,928.91
 LOS ANGELES                      08/1                    354                      Owner Occupied               10/01/1984
 CA        90042-0000             Purchase                N/A                      N                            01/01/2001
 N                                31.90                   370.8                    03/01/2                      03/01

 001479198                        12.875                  $28,800.00               $18,491.62                   $18,805.63
 PORTERVILLE                      03/0                    360                      Owner Occupied               05/01/1984
 CA        93257-0000             Purchase                N/A                      N                            02/01/2001
 N                                52.23                   315.78                   04/01/2                      03/01
 001479443                        9.5                     $50,000.00               $1,917.05                    $2,322.66
 STOCKTON                         11/0                    348                      Owner Occupied               01/01/1978
 CA        95209-2056             Purchase                N/A                      N                            02/01/2001
 N                                3.71                    424                      12/01/2                      03/01
 001504916                        14.25                   $20,000.00               $17,292.13                   $17,362.08
 FRESNO                           09/2                    360                      Owner Occupied               11/01/1984
 CA        93702-0000             Purchase                N/A                      N                            01/01/2001
 N                                64.42                   240.94                   10/01/2                      03/01

 001836675                        7.783                   $78,700.00               $62,186.34                   $62,344.88
 WALNUT                           06/1                    480                      Owner Occupied               07/05/1977
 CA        91789-0000             Purchase                N/A                      N                            02/05/2001
 Y                                59.37                   562.9                    06/05/2                      03/01
 001837822                        8.283                   $50,700.00               $40,836.06                   $40,934.32
 TEMPLE CITY                      07/1                    480                      Owner Occupied               08/15/1977
 CA        91780-0000             Purchase                N/A                      N                            02/15/2001
 Y                                56.46                   380.81                   07/15/2                      03/01
 001926338                        12                      $57,750.00               $45,266.16                   $45,266.16
 PALM SPRINGS                     05/1                    357                      Owner Occupied               07/01/1983
 CA        92262-2306             Purchase                N/A                      N                            03/01/2001
 N                                62.69                   594.54                   03/01/2                      03/01

 002918654                        10.5                    $13,652.00               $6,162.86                    $6,242.37
 MILWAUKEE                        09/1                    316                      N/A                          11/01/1979
 WI        53212-0000             Purchase                N/A                      N                            02/01/2001
 N                                16.65                   134.13                   02/01/2                      03/01
 002918738                        10.5                    $26,376.00               $17,060.15                   $17,159.05
 WAUKESHA                         10/3                    349                      N/A                          12/01/1980
 WI        53188-5125             Purchase                N/A                      N                            02/01/2001
 N                                47.01                   249.04                   12/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 002931087                        9.25                    $75,600.00               $17,196.12                   $17,707.06
 EAU CLAIRE                       10/0                    300                      Owner Occupied               11/06/1978
 WI        54701-0000             Purchase                N/A                      N                            02/06/2001
 N                                12.64                   647.43                   10/06/2                      03/01
 005042004                        13.5                    $46,000.00               $34,958.11                   $35,090.50
 PHOENIX                          07/3                    360                      Owner Occupied               09/01/1981
 AZ        85032-6818             Purchase                N/A                      N                            02/01/2001
 N                                58.48                   527.16                   08/01/2                      03/01
 007674054                        10.375                  $20,000.00               $5,354.36                    $5,529.63
 DALLAS                           11/1                    180                      Owner Occupied               01/01/1989
 TX        75216-6453             Purchase                N/A                      N                            02/01/2001
 N                                18.43                   219.53                   12/01/2                      03/01

 008051799                        10                      $68,000.00               $3,564.63                    $4,259.86
 GRAND PRAIRIE                    07/2                    180                      Owner Occupied               09/01/1986
 TX        75050-0000             Purchase                N/A                      N                            02/01/2001
 N                                5.32                    730.73                   08/01/2                      03/01
 008081283                        7.125                   $115,000.00              $101,449.61                  $101,624.75
 HAWTHORNE                        01/2                    360                      Owner Occupied               03/01/1992
 CA        90250-0000             Refinance               N/A                      N                            02/01/2001
 N                                52.83                   778.54                   02/01/2                      03/01
 008081382                        7.25                    $191,250.00              $168,707.87                  $168,996.71
 SARATOGA                         12/2                    360                      Owner Occupied               02/01/1992
 CA        95070-0000             Refinance               N/A                      N                            02/01/2001
 N                                28.16                   1309.86                  01/01/2                      03/01

 008081622                        7.25                    $82,000.00               $52,710.24                   $52,710.24
 LA PALMA                         01/2                    360                      Owner Occupied               03/01/1992
 CA        90623-0000             Refinance               N/A                      N                            03/01/2001
 N                                17.28                   413.39                   02/01/2                      03/01
 008081796                        7.25                    $111,000.00              $95,236.19                   $95,396.72
 LANCASTER                        01/2                    360                      Owner Occupied               04/01/1992
 CA        93535-0000             Refinance               N/A                      N                            02/01/2001
 N                                68.14                   736.89                   03/01/2                      03/01
 008081879                        7.125                   $85,000.00               $58,275.10                   $58,392.57
 WALNUT CREEK                     01/2                    360                      Owner Occupied               03/01/1992
 CA        94596-0000             Refinance               N/A                      N                            02/01/2001
 N                                12.03                   464.18                   02/01/2                      03/01

 008081937                        7.25                    $86,750.00               $76,367.36                   $76,496.09
 OAKLAND                          02/0                    360                      Owner Occupied               04/01/1992
 CA        94607-0000             Refinance               N/A                      N                            02/01/2001
 N                                67.69                   590.89                   03/01/2                      03/01
 008083784                        7.25                    $180,000.00              $100,738.12                  $100,907.93
 SAN FRANCISCO                    01/3                    360                      Owner Occupied               04/01/1992
 CA        94111-0000             Refinance               N/A                      N                            02/01/2001
 N                                15.76                   779.46                   03/01/2                      03/01
 008198897                        7.625                   $124,000.00              $110,811.98                  $111,002.47
 NORWALK                          06/1                    360                      Owner Occupied               08/01/1991
 CT        06851-0000             Purchase                N/A                      N                            02/01/2001
 N                                70.70                   895.82                   07/01/2                      03/01

 008201600                        7.5                     $124,200.00              $107,021.67                  $107,322.78
 CARMEL                           07/0                    360                      Owner Occupied               09/01/1991
 IN        46032-0000             Purchase                N/A                      N                            02/01/2001
 N                                77.21                   862.94                   08/01/2                      03/01
 008291643                        8.75                    $80,000.00               $71,248.78                   $71,341.47
 LEE S SUMMIT                     09/1                    360                      Owner Occupied               11/01/1992
 MO        64063-0000             Refinance               N/A                      N                            02/01/2001
 N                                71.34                   612.89                   10/01/2                      03/01
 008626392                        9.375                   $75,000.00               $67,382.02                   $67,382.02
 BELTSVILLE                       03/0                    360                      N/A                          05/01/1991
 MD        20705-0000             Purchase                N/A                      N                            03/01/2001
 N                                40.83                   623.82                   04/01/2                      03/01

 008636946                        7.25                    $62,100.00               $54,930.93                   $55,026.43
 MACON                            10/1                    360                      Owner Occupied               12/01/1991
 GA        31204-0000             Purchase                N/A                      N                            02/01/2001
 N                                78.60                   427.95                   11/01/2                      03/01
 008637316                        7.5                     $72,800.00               $56,599.14                   $57,051.60
 MAITLAND                         01/1                    360                      Owner Occupied               03/01/1992
 FL        32751-0000             Purchase                N/A                      N                            02/01/2001
 N                                62.69                   509.03                   02/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 010899250                        12.5                    $48,300.00               $32,781.07                   $32,953.43
 SAN DIEGO                        12/0                    359                      Owner Occupied               02/01/1980
 CA        92108-0000             Purchase                N/A                      N                            02/01/2001
 N                                54.47                   515.62                   12/01/2                      03/01
 010906857                        13.25                   $25,000.00               $17,003.37                   $17,003.37
 BAKERSFIELD                      12/2                    359                      Owner Occupied               02/01/1980
 CA        93305-0000             Purchase                N/A                      N                            03/01/2001
 N                                43.59                   281.75                   12/01/2                      03/01
 010913481                        12.5                    $66,400.00               $42,853.18                   $43,113.23
 PALM SPRINGS                     12/0                    359                      Owner Occupied               01/01/1980
 CA        92262-0000             Purchase                N/A                      N                            02/01/2001
 N                                51.94                   709.15                   11/01/2                      03/01

 010917573                        9.5                     $52,900.00               $29,409.47                   $29,620.03
 CAMARILLO                        01/2                    359                      Owner Occupied               03/01/1979
 CA        93010-0000             Purchase                N/A                      N                            02/01/2001
 N                                37.70                   445.05                   01/01/2                      03/01
 010918498                        18                      $23,000.00               $19,120.48                   $19,179.42
 CRESCENT CITY                    07/2                    360                      Owner Occupied               09/01/1981
 CA        95531-0000             Purchase                N/A                      N                            02/01/2001
 N                                28.20                   346.63                   08/01/2                      03/01
 010922219                        13.25                   $52,000.00               $21,919.14                   $21,919.14
 TAFT                             01/1                    300                      Owner Occupied               03/01/1980
 CA        93268-0000             Purchase                N/A                      N                            03/01/2001
 N                                33.72                   596.29                   02/01/2                      03/01

 010934800                        12.25                   $100,000.00              $80,224.22                   $80,675.19
 CUPERTINO                        06/1                    360                      Owner Occupied               08/01/1985
 CA        95014-0000             Purchase                N/A                      N                            01/01/2001
 N                                64.54                   1047.9                   07/01/2                      03/01
 010934826                        10.125                  $70,000.00               $1,305.21                    $2,045.54
 WHITTIER                         04/1                    180                      Owner Occupied               06/01/1986
 CA        90605-0000             Purchase                N/A                      N                            02/01/2001
 N                                2.24                    757.59                   05/01/2                      03/01
 010935096                        10.75                   $27,000.00               $8,960.33                    $9,138.24
 SOLEDAD                          01/2                    300                      Owner Occupied               03/01/1986
 CA        93960-0000             Purchase                N/A                      N                            02/01/2001
 N                                12.18                   259.77                   02/01/2                      03/01

 010935120                        10                      $25,000.00               $96.15                       $361.79
 SANTA ANA                        04/2                    180                      Owner Occupied               06/01/1986
 CA        92704-0000             Purchase                N/A                      N                            02/01/2001
 N                                0.41                    268.65                   05/01/2                      03/01
 010935179                        11                      $103,000.00              $86,112.38                   $86,302.17
 BENICIA                          01/2                    360                      Owner Occupied               03/01/1986
 CA        94510-0000             Purchase                N/A                      N                            02/01/2001
 N                                66.90                   980.89                   02/01/2                      03/01
 010935187                        10.625                  $36,000.00               $30,055.46                   $30,121.44
 WHITEWATER                       05/3                    360                      Owner Occupied               07/01/1986
 CA        92282-0000             Refinance               N/A                      N                            02/01/2001
 N                                65.48                   332.68                   06/01/2                      03/01

 010935203                        10.5                    $30,000.00               $328.50                      $328.50
 MONTEREY PARK                    03/0                    180                      Owner Occupied               04/01/1986
 CA        91754-0000             Refinance               N/A                      N                            02/01/2001
 N                                0.30                    331.62                   03/01/2                      03/01
 010935252                        10                      $37,500.00               $84.95                       $483.90
 ANTIOCH                          04/0                    180                      Owner Occupied               06/01/1986
 CA        94509-0000             Purchase                N/A                      N                            02/01/2001
 N                                0.41                    402.98                   05/01/2                      03/01
 010935286                        10.5                    $70,000.00               $766.83                      $1,527.25
 TULARE                           03/1                    180                      Owner Occupied               05/01/1986
 CA        93274-0000             Purchase                N/A                      N                            02/01/2001
 N                                1.09                    773.78                   04/01/2                      03/01

 010935336                        10                      $51,000.00               $1,082.14                    $1,082.14
 SAN JOSE                         04/1                    180                      Owner Occupied               06/01/1986
 CA        95123-0000             Refinance               N/A                      N                            03/01/2001
 N                                0.65                    548.05                   05/01/2                      03/01
 010935393                        10                      $40,000.00               $32,939.76                   $33,015.66
 MOUNTAIN VIEW                    07/1                    360                      Owner Occupied               09/01/1986
 CA        94040-0000             Purchase                N/A                      N                            02/01/2001
 N                                12.04                   351.03                   08/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 010935419                        10                      $58,000.00               $1,837.05                    $1,837.05
 UNION CITY                       05/2                    180                      Owner Occupied               07/01/1986
 CA        94587-0000             Purchase                N/A                      N                            03/01/2001
 N                                1.51                    623.27                   06/01/2                      03/01
 010935476                        9.875                   $27,000.00               $21,708.27                   $21,763.62
 OROVILLE                         05/1                    360                      Owner Occupied               07/01/1986
 CA        95966-0000             Purchase                N/A                      N                            02/01/2001
 N                                24.45                   234.45                   06/01/2                      03/01
 010935682                        10.125                  $36,500.00               $24,440.21                   $24,556.70
 BAYSIDE                          07/0                    360                      Owner Occupied               09/01/1986
 CA        95524-0000             Refinance               N/A                      N                            02/01/2001
 N                                34.58                   323.69                   08/01/2                      03/01

 010935690                        10.875                  $88,000.00               $4,833.94                    $5,774.91
 COPPEROPOLIS                     07/3                    180                      Owner Occupied               09/01/1986
 CA        95228-0000             Purchase                N/A                      N                            02/01/2001
 N                                4.27                    993.31                   08/01/2                      03/01
 010935807                        10                      $75,000.00               $61,741.62                   $61,884.10
 SAN JOSE                         07/0                    360                      Owner Occupied               08/01/1986
 CA        95122-0000             Purchase                N/A                      N                            02/01/2001
 N                                58.93                   658.18                   07/01/2                      03/01
 010936110                        10                      $53,000.00               $2,778.02                    $3,319.89
 KELSEYVILLE                      07/1                    180                      Owner Occupied               09/01/1986
 CA        95451-0000             Refinance               N/A                      N                            02/01/2001
 N                                2.54                    569.54                   08/01/2                      03/01

 010975084                        9.375                   $74,500.00               $61,515.62                   $61,515.62
 SANTA ROSA                       02/2                    360                      Owner Occupied               04/01/1987
 CA        95405-0000             Purchase                N/A                      N                            03/01/2001
 N                                82.57                   619.65                   03/01/2                      03/01
 011000700                        8.625                   $98,500.00               $69,989.37                   $69,989.37
 YUCCA VALLEY                     12/0                    360                      Owner Occupied               01/01/1993
 CA        92284-0000             Refinance               N/A                      N                            03/01/2001
 Y                                39.99                   601.67                   12/01/2                      03/01
 018096628                        6.75                    $227,150.00              $221,237.12                  $221,464.67
 MANSFIELD                        10/3                    360                      Owner Occupied               12/01/1998
 TX        76063-0000             Purchase                N/A                      N                            02/01/2001
 N                                67.11                   1473.29                  11/01/2                      03/01

 018096677                        6.875                   $115,000.00              $111,811.07                  $111,925.30
 RICHMOND                         11/0                    360                      Owner Occupied               12/01/1998
 CA        94804-0000             Refinance               N/A                      N                            02/01/2001
 N                                64.69                   755.47                   11/01/2                      03/01
 018096784                        6                       $93,000.00               $81,550.97                   $81,550.97
 DALLAS                           10/2                    180                      Owner Occupied               12/01/1998
 TX        75206-0000             Refinance               N/A                      N                            02/01/2001
 N                                65.24                   784.79                   11/01/2                      03/01
 120016407                        7                       $251,000.00              $246,316.14                  $246,547.85
 BLOOMFIELD                       05/1                    360                      Owner Occupied               07/01/1999
 CT        06002-0000             Purchase                Full                     N                            02/01/2001
 N                                93.03                   1669.91                  06/01/2                      03/01

 120097704                        7                       $78,500.00               $72,704.10                   $72,983.95
 WHITE PLAINS                     04/2                    180                      Owner Occupied               06/01/1999
 NY        10605-2801             Refinance               Super Express            N                            02/01/2001
 N                                57.92                   705.59                   05/01/2                      03/01
 120110101                        8                       $159,750.00              $156,038.66                  $156,219.39
 DAVISBURG                        04/2                    360                      Owner Occupied               06/01/1999
 MI        48350-3613             Purchase                Alternative              N                            02/01/2001
 N                                96.43                   1172.19                  05/01/2                      03/01
 120154505                        7.125                   $628,000.00              $614,636.62                  $615,214.74
 PHILADELPHIA                     04/2                    360                      Owner Occupied               06/01/1999
 PA        19128-0000             Purchase                Select                   N                            02/01/2001
 N                                78.37                   4230.96                  05/01/2                      03/01

 120176300                        7                       $67,250.00               $65,959.91                   $66,084.13
 IDYLLWILD                        04/3                    360                      Owner Occupied               06/01/1999
 CA        92549-0000             Refinance               Super Express            N                            01/01/2001
 N                                56.18                   447.42                   05/01/2                      03/01
 120253109                        7                       $72,365.00               $70,520.25                   $70,589.94
 BENNINGTON                       04/1                    360                      Owner Occupied               06/01/1999
 NH        03442-0000             Refinance               Streamline               N                            02/01/2001
 N                                88.23                   481.46                   05/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 120282108                        7                       $77,800.00               $76,281.17                   $76,353.39
 PHELAN                           05/0                    360                      Owner Occupied               06/01/1999
 CA        92371-7636             Refinance               Super Express            N                            02/01/2001
 N                                71.35                   517.61                   05/01/2                      03/01
 120437801                        7.375                   $83,200.00               $81,713.32                   $81,785.33
 LANSING                          04/1                    360                      Owner Occupied               06/01/1999
 MI        48911-0000             Refinance               Super Express            N                            02/01/2001
 N                                79.40                   574.65                   05/01/2                      03/01
 120461504                        7.25                    $112,500.00              $113,441.32                  $113,644.49
 SAUGUS                           06/1                    360                      Owner Occupied               07/01/1999
 MA        01906-1725             Refinance               Super Express            N                            01/01/2001
 N                                75.76                   787.88                   06/01/2                      03/01

 120584107                        6.375                   $69,900.00               $67,834.57                   $67,834.57
 MERIDEN                          04/2                    360                      Owner Occupied               06/01/1999
 CT        06450-0000             Purchase                Alternative              N                            03/01/2001
 N                                94.08                   436.09                   05/01/2                      03/01
 120591201                        7                       $89,300.00               $74,651.18                   $73,483.99
 PRINCETON                        05/2                    180                      Owner Occupied               07/01/1999
 ME        04668-0000             Refinance               Stated Income            N                            04/01/2001
 N                                45.36                   802.66                   06/01/2                      03/01
 120626304                        7.5                     $48,599.00               $51,085.55                   $51,165.08
 SPOUT SPRING                     05/0                    373                      Owner Occupied               07/01/1999
 VA        24593-0000             Purchase                Alternative              N                            01/01/2001
 N                                104.41                  359.42                   07/01/2                      03/01

 120632401                        7.375                   $124,200.00              $121,752.10                  $121,860.98
 SEATTLE                          04/2                    360                      Owner Occupied               06/01/1999
 WA        98177-0000             Refinance               Full                     N                            02/01/2001
 N                                66.59                   857.82                   05/01/2                      03/01
 120994603                        7.75                    $188,600.00              $179,171.97                  $179,560.62
 GLENDALE                         05/2                    240                      Owner Occupied               07/01/1999
 CA        91208-0000             Refinance               Super Express            N                            02/01/2001
 N                                30.17                   1548.31                  06/01/2                      03/01
 121112007                        7.375                   $87,100.00               $85,657.67                   $85,732.35
 DENVER                           06/1                    360                      Owner Occupied               08/01/1999
 CO        80218-0000             Purchase                Full                     N                            02/01/2001
 N                                87.90                   601.58                   07/01/2                      03/01

 121352009                        7.375                   $65,000.00               $62,124.56                   $62,124.56
 DYER                             05/1                    360                      Owner Occupied               07/01/1999
 IN        46311-1421             Refinance               Full                     N                            03/01/2001
 N                                51.34                   448.94                   06/01/2                      03/01
 121369904                        7.125                   $170,000.00              $157,977.59                  $158,183.70
 WASHINGTON                       05/2                    360                      Owner Occupied               07/01/1999
 DC        20005-0000             Purchase                Full                     N                            02/01/2001
 N                                67.31                   1145.33                  06/01/2                      03/01
 121373807                        7.5                     $79,340.00               $78,023.00                   $78,089.70
 CASTLETON                        06/0                    360                      Owner Occupied               07/01/1999
 VT        05735-0000             Purchase                Full                     N                            02/01/2001
 N                                97.61                   554.76                   06/01/2                      03/01

 121437503                        8.25                    $121,000.00              $114,855.02                  $115,236.64
 MARIETTA                         09/1                    180                      Investment Property          11/01/1999
 GA        30060-0000             Refinance               Full                     N                            02/01/2001
 N                                52.38                   1173.87                  10/01/2                      03/01
 121561104                        9                       $159,800.00              $157,632.69                  $157,830.19
 LAKE PEEKSKILL                   08/2                    360                      Owner Occupied               10/01/1999
 NY        10537-0000             Refinance               Full                     N                            01/01/2001
 Y                                83.95                   1282.11                  09/01/2                      03/01
 121604805                        7.75                    $109,250.00              $107,433.26                  $107,521.54
 LOS ANGELES                      04/2                    360                      Owner Occupied               06/01/1999
 CA        90037-0000             Purchase                Full                     N                            02/01/2001
 N                                93.49                   782.69                   05/01/2                      03/01

 121721005                        7                       $161,834.00              $157,510.33                  $157,510.33
 TURLOCK                          06/2                    360                      Owner Occupied               08/01/1999
 CA        95380-0000             Purchase                Alternative              N                            03/01/2001
 N                                94.40                   1076.69                  07/01/2                      03/01
 121746606                        7.5                     $67,894.00               $66,143.12                   $66,236.72
 SWANSEA                          06/0                    360                      Owner Occupied               07/01/1999
 IL        62226-0000             Purchase                Alternative              N                            02/01/2001
 N                                97.40                   474.73                   06/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 121768808                        8                       $130,000.00              $128,313.18                  $128,608.51
 BRANCHVILLE                      06/2                    358                      Owner Occupied               10/01/1999
 NJ        07826-0000             Construction-Perm       Family First             N                            12/01/2000
 N                                70.94                   955.18                   07/01/2                      03/01
 121823009                        7.375                   $240,000.00              $235,599.65                  $235,808.04
 POMPANO BEACH                    05/0                    360                      Owner Occupied               07/01/1999
 FL        33062-0000             Purchase                Full                     N                            02/01/2001
 N                                76.31                   1657.63                  06/01/2                      03/01
 121894901                        6.75                    $43,117.00               $39,550.77                   $39,708.96
 HOUSTON                          07/1                    180                      Owner Occupied               09/01/1999
 TX        77087-3521             Refinance               Streamline               N                            02/01/2001
 N                                88.24                   381.55                   08/01/2                      03/01

 121960009                        7                       $97,755.00               $91,232.66                   $91,577.11
 CENTRAL ISLIP                    06/2                    180                      Investment Property          08/01/1999
 NY        11722-0000             Refinance               Streamline               N                            02/01/2001
 N                                89.78                   878.65                   07/01/2                      03/01
 121966105                        8.25                    $288,000.00              $287,816.35                  $288,000.00
 SELMA                            01/1                    360                      Owner Occupied               03/01/2001
 NC        27576-0000             Refinance               Stated Income            N                            02/01/2001
 N                                80.00                   2163.65                  02/01/2                      03/01
 122016207                        8.5                     $112,000.00              $109,054.41                  $109,054.41
 SNOWSHOE                         06/0                    360                      Owner Occupied               08/01/1999
 WV        26209-0000             Purchase                Stated Income            N                            03/01/2001
 N                                73.02                   861.19                   07/01/2                      03/01

 122070006                        7.125                   $123,500.00              $115,340.72                  $115,772.03
 RONKONKOMA                       06/2                    180                      Owner Occupied               08/01/1999
 NY        11779-0000             Refinance               Full                     N                            02/01/2001
 N                                70.16                   1118.71                  07/01/2                      03/01
 122093404                        7.25                    $64,008.00               $61,615.82                   $61,615.82
 ARCADIA                          07/2                    240                      Owner Occupied               09/01/1999
 NY        14513-9346             Refinance               Streamline               N                            03/01/2001
 N                                82.15                   505.91                   08/01/2                      03/01
 122171101                        7.5                     $62,625.00               $60,822.86                   $60,822.86
 PORTAGE                          06/2                    360                      Owner Occupied               08/01/1999
 WI        53901-0000             Refinance               Super Express            N                            03/01/2001
 N                                72.84                   437.89                   07/01/2                      03/01

 122210206                        6.875                   $320,000.00              $314,320.11                  $314,619.78
 VERDI                            06/1                    360                      Owner Occupied               08/01/1999
 NV        89439-0000             Refinance               Full                     N                            02/01/2001
 N                                77.68                   2102.18                  07/01/2                      03/01
 122341902                        7.75                    $159,600.00              $157,075.12                  $157,330.56
 CARSON                           05/1                    360                      Owner Occupied               07/01/1999
 CA        90746-0000             Purchase                Full                     N                            01/01/2001
 N                                93.64                   1143.4                   06/01/2                      03/01
 122345606                        7.125                   $68,000.00               $63,419.72                   $63,657.72
 LYNNWOOD                         07/0                    180                      Owner Occupied               09/01/1999
 WA        98036-0000             Refinance               Full                     N                            02/01/2001
 N                                43.30                   615.97                   08/01/2                      03/01

 122419906                        6.625                   $149,750.00              $145,644.63                  $145,644.63
 CAMERON PARK                     05/2                    360                      Owner Occupied               07/01/1999
 CA        95682-0000             Refinance               Super Express            N                            03/01/2001
 Y                                73.93                   958.87                   06/01/2                      03/01
 122738909                        6.875                   $115,500.00              $116,560.05                  $116,780.20
 LANSING                          07/0                    360                      Owner Occupied               09/01/1999
 MI        48906-0000             Purchase                Relocation               N                            01/01/2001
 N                                86.18                   778.81                   08/01/2                      03/01
 122757008                        8                       $209,250.00              $205,306.35                  $205,555.39
 MT. VERNON                       07/3                    360                      Owner Occupied               09/01/1999
 NY        10550-0000             Purchase                Alternative              N                            02/01/2001
 N                                97.41                   1535.41                  08/01/2                      03/01

 122818602                        6.7                     $69,050.00               $65,550.25                   $65,550.25
 NEW BEDFORD                      08/3                    360                      Owner Occupied               10/01/1999
 MA        02740-0000             Purchase                Full                     N                            03/01/2001
 N                                92.06                   445.57                   09/01/2                      03/01
 122856503                        8                       $116,000.00              $105,630.15                  $105,630.15
 NILES                            06/2                    180                      Owner Occupied               08/01/1999
 IL        60714-0000             Purchase                Stated Income            N                            03/01/2001
 N                                72.84                   1108.56                  07/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 122949100                        6.4                     $108,000.00              $106,122.93                  $106,122.93
 PERKASIS                         08/2                    360                      Owner Occupied               10/01/1999
 PA        18944-0000             Purchase                Full                     N                            03/01/2001
 N                                98.71                   675.55                   09/01/2                      03/01
 122951601                        7.25                    $97,950.00               $96,416.34                   $96,416.34
 LEVITTOWN                        07/2                    360                      Owner Occupied               09/01/1999
 PA        19055-1655             Purchase                Alternative              N                            03/01/2001
 N                                98.38                   668.2                    08/01/2                      03/01
 122984800                        8.25                    $63,255.00               $62,439.18                   $62,484.82
 EUREKA                           07/0                    360                      Owner Occupied               09/01/1999
 MO        63025-0000             Purchase                Alternative              N                            02/01/2001
 N                                98.71                   475.22                   08/01/2                      03/01

 123017600                        7.375                   $86,250.00               $84,857.83                   $84,931.56
 SNOWSHOE                         06/1                    360                      Second Home                  08/01/1999
 WV        26209-0000             Purchase                Full                     N                            02/01/2001
 Y                                78.73                   595.71                   07/01/2                      03/01
 123177800                        7.75                    $44,650.00               $43,552.51                   $43,552.51
 MURPHYSBORO                      07/0                    360                      Owner Occupied               09/01/1999
 IL        62966-0000             Purchase                Full                     N                            03/01/2001
 N                                92.66                   319.88                   08/01/2                      03/01
 123419301                        7.375                   $103,200.00              $100,449.15                  $100,449.15
 SALINAS                          07/2                    360                      Owner Occupied               09/01/1999
 CA        93905-0000             Refinance               Super Express            N                            03/01/2001
 Y                                85.89                   712.78                   08/01/2                      03/01

 123586505                        8                       $56,000.00               $55,283.86                   $55,325.93
 FREEHOLD                         08/2                    360                      Owner Occupied               10/01/1999
 NJ        07728-0000             Purchase                Full                     N                            02/01/2001
 N                                79.03                   410.91                   09/01/2                      03/01
 123608507                        5.75                    $83,750.00               $82,014.85                   $82,110.16
 NORWAY                           07/2                    360                      Owner Occupied               09/01/1999
 ME        04268-0000             Purchase                Alternative              N                            02/01/2001
 N                                87.35                   488.75                   08/01/2                      03/01
 123824302                        7.625                   $126,000.00              $123,218.35                  $123,326.54
 TUCSON                           07/2                    360                      Owner Occupied               09/01/1999
 AZ        85712-0000             Purchase                Full                     N                            02/01/2001
 N                                65.25                   891.83                   08/01/2                      03/01

 123877607                        8.875                   $100,000.00              $97,806.76                   $97,871.78
 BOZEMAN                          07/2                    360                      Second Home                  09/01/1999
 MT        59715-0000             Purchase                No Ratio                 N                            02/01/2001
 Y                                23.02                   788.86                   08/01/2                      03/01
 123962508                        7.75                    $145,201.00              $142,199.15                  $142,320.24
 JAMAICA                          08/1                    360                      Owner Occupied               10/01/1999
 NY        11433-0000             Refinance               Streamline               N                            02/01/2001
 N                                82.74                   1040.24                  09/01/2                      03/01
 123972903                        8.875                   $359,900.00              $357,155.90                  $357,155.90
 OCEAN CITY                       01/2                    360                      Investment Property          03/01/2000
 NJ        08226-0000             Purchase                Full                     N                            03/01/2001
 Y                                79.38                   2863.53                  02/01/2                      03/01

 124055906                        8.125                   $89,700.00               $75,093.47                   $75,853.65
 HUNTINGTON                       07/2                    96                       Owner Occupied               09/01/1999
 CA        92647-0000             Refinance               Super Express            N                            02/01/2001
 N                                31.87                   1273.77                  08/01/2                      03/01
 124057308                        7.25                    $380,000.00              $380,000.00                  $380,000.00
 SAN FRANCISCO                    07/1                    360                      Owner Occupied               09/01/1999
 CA        94118-0000             Refinance               Full                     N                            02/01/2001
 Y                                47.20                   2295.83                  08/01/2                      03/01
 124109000                        8.625                   $42,750.00               $42,266.75                   $42,295.26
 NEW LISBON                       08/0                    360                      Owner Occupied               10/01/1999
 WI        53950-0000             Purchase                Full                     N                            02/01/2001
 N                                93.98                   332.51                   09/01/2                      03/01

 124206004                        8.125                   $96,000.00               $94,942.53                   $95,012.02
 NEW YORK                         10/0                    360                      Owner Occupied               12/01/1999
 NY        10003-0000             Purchase                Full                     N                            02/01/2001
 N                                79.17                   712.8                    11/01/2                      03/01
 124236902                        7.75                    $158,692.00              $156,433.13                  $156,558.91
 HENDERSONVILLE                   07/2                    360                      Owner Occupied               09/01/1999
 TN        37075-0000             Purchase                Alternative              N                            02/01/2001
 N                                97.84                   1136.89                  08/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 124270505                        8                       $118,100.00              $108,523.23                  $108,925.69
 HOLLAND                          12/0                    180                      Owner Occupied               02/01/2000
 PA        18966-0000             Purchase                Stated Income            N                            02/01/2001
 N                                69.15                   1128.63                  01/01/2                      03/01
 124281601                        7.75                    $278,000.00              $274,267.43                  $274,486.34
 PLACENTIA                        08/0                    360                      Owner Occupied               10/01/1999
 CA        92870-2327             Purchase                Relocation               N                            02/01/2001
 N                                98.73                   1991.63                  09/01/2                      03/01
 124346800                        7.875                   $125,000.00              $119,262.13                  $119,662.42
 ROCKVILLE                        11/1                    180                      Owner Occupied               01/01/2000
 MD        20850-0000             Purchase                Stated Income            N                            02/01/2001
 N                                45.16                   1185.57                  12/01/2                      03/01

 124549700                        9                       $158,800.00              $150,744.75                  $151,221.25
 MAMMOTH LAKES                    08/3                    180                      Second Home                  10/01/1999
 CA        93546-0000             Purchase                Stated Income            N                            02/01/2001
 N                                66.64                   1610.66                  09/01/2                      03/01
 124600602                        9                       $218,300.00              $207,125.09                  $207,780.88
 MAMMOTH LAKES                    08/3                    180                      Second Home                  10/01/1999
 CA        93546-0000             Purchase                Stated Income            N                            02/01/2001
 N                                66.61                   2214.15                  09/01/2                      03/01
 124687708                        6                       $88,454.00               $86,831.02                   $87,645.44
 MEMPHIS                          08/0                    360                      Owner Occupied               10/01/1999
 TN        38116-0000             Purchase                Alternative              N                            06/01/2000
 Y                                99.03                   530.33                   09/01/2                      03/01

 124773904                        5.75                    $84,350.00               $82,696.48                   $82,792.02
 PHILADELPHIA                     08/2                    360                      Owner Occupied               10/01/1999
 PA        19119-0000             Purchase                Alternative              N                            02/01/2001
 N                                95.16                   492.25                   09/01/2                      03/01
 124781303                        9                       $124,000.00              $59,910.14                   $59,910.14
 WELLINGTON                       08/2                    360                      Owner Occupied               10/01/1999
 FL        33414-0000             Purchase                Stated Income            N                            03/01/2001
 Y                                38.65                   582.12                   09/01/2                      03/01
 124918004                        8.375                   $229,500.00              $229,193.15                  $229,193.15
 SALEM                            09/0                    360                      Owner Occupied               11/01/1999
 MA        01970-0000             Purchase                Full                     N                            03/01/2001
 Y                                89.87                   1599.58                  10/01/2                      03/01

 125082909                        8.5                     $121,002.00              $119,352.54                  $119,436.94
 CHICAGO                          10/1                    360                      Owner Occupied               12/01/1999
 IL        60623-0000             Purchase                Alternative              N                            02/01/2001
 N                                97.89                   930.41                   11/01/2                      03/01
 125154807                        8.875                   $130,600.00              $128,753.83                  $128,836.54
 FERNDALE                         08/3                    360                      Owner Occupied               10/01/1999
 WA        98248-0000             Refinance               Stated Income            N                            02/01/2001
 Y                                70.78                   1035.56                  09/01/2                      03/01
 125183301                        8.75                    $102,600.00              $100,021.80                  $100,088.47
 FOLSON                           08/1                    360                      Owner Occupied               10/01/1999
 CA        95630-0000             Purchase                Full                     N                            02/01/2001
 Y                                92.67                   796.48                   09/01/2                      03/01

 125390203                        7.75                    $85,448.00               $83,054.79                   $83,183.33
 EAGLE                            09/0                    360                      Owner Occupied               11/01/1999
 ID        83616-0000             Purchase                Full                     N                            02/01/2001
 Y                                96.72                   604.51                   10/01/2                      03/01
 125472902                        9                       $268,000.00              $261,887.07                  $263,291.50
 GLOUCESTER                       12/0                    360                      Owner Occupied               02/01/2000
 MA        01930-0000             Purchase                Stated Income            N                            02/01/2001
 Y                                78.59                   2137.91                  01/01/2                      03/01
 125649103                        7.625                   $54,500.00               $51,578.71                   $51,758.94
 WASHINGTON TOWNSHIP              09/1                    180                      Owner Occupied               11/01/1999
 MI        48094-0000             Refinance               Full                     N                            02/01/2001
 N                                30.99                   509.11                   10/01/2                      03/01

 125679902                        5.9                     $111,200.00              $108,177.21                  $108,177.21
 WASHINGTON                       12/2                    360                      Owner Occupied               02/01/2000
 DC        20001-0000             Purchase                Full                     N                            03/01/2001
 N                                88.45                   659.57                   01/01/2                      03/01
 125713008                        9.125                   $208,000.00              $205,602.84                  $205,727.92
 WELLINGTON                       10/1                    360                      Owner Occupied               12/01/1999
 FL        33414-0000             Purchase                Stated Income            N                            02/01/2001
 Y                                79.12                   1689.47                  11/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 125961805                        8.3                     $130,900.00              $139,308.54                  $139,407.84
 BREMERTON                        09/1                    360                      Owner Occupied               11/01/1999
 WA        98312-0000             Refinance               Family First             N                            02/01/2001
 N                                84.48                   1063.54                  10/01/2                      03/01
 126008804                        8.5                     $123,350.00              $119,467.92                  $119,569.43
 LYONS                            09/2                    360                      Owner Occupied               11/01/1999
 IL        60534-0000             Purchase                Full                     N                            02/01/2001
 N                                95.65                   948.46                   10/01/2                      03/01
 126103209                        8.625                   $184,400.00              $181,909.22                  $182,030.01
 BOZEMAN                          10/1                    360                      Owner Occupied               12/01/1999
 MT        59715-0000             Purchase                No Ratio                 N                            02/01/2001
 Y                                78.97                   1429.13                  11/01/2                      03/01

 126262609                        8                       $114,500.00              $117,578.72                  $117,666.88
 WESTPORT                         10/1                    360                      Owner Occupied               12/01/1999
 MA        02790-0000             Purchase                Alternative              N                            02/01/2001
 Y                                84.04                   872.61                   11/01/2                      03/01
 126301605                        7.625                   $88,000.00               $87,139.67                   $87,208.39
 LONGVIEW                         01/2                    360                      Investment Property          03/01/2000
 WA        98632-0000             Refinance               Full                     N                            02/01/2001
 N                                79.28                   622.86                   02/01/2                      03/01
 126506500                        8.5                     $191,500.00              $190,375.17                  $190,503.71
 BALTIMORE                        10/2                    353                      Owner Occupied               07/01/2000
 MD        21237-0000             Construction-Perm       Full                     N                            02/01/2001
 N                                94.50                   1477.94                  11/01/2                      03/01

 126522408                        8.875                   $105,600.00              $103,602.46                  $103,667.99
 BELLINGHAM                       10/2                    360                      Owner Occupied               12/01/1999
 WA        98226-0000             Refinance               Stated Income            N                            02/01/2001
 Y                                78.53                   832.24                   11/01/2                      03/01
 126688209                        6.45                    $129,200.00              $127,581.99                  $127,707.95
 WASHINGTON                       01/1                    360                      Owner Occupied               03/01/2000
 DC        20010-0000             Purchase                Full                     N                            02/01/2001
 N                                93.90                   812.39                   02/01/2                      03/01
 126697507                        8.875                   $124,950.00              $124,374.86                  $124,448.62
 JOLIET                           06/0                    360                      Owner Occupied               08/01/2000
 IL        60431-0000             Purchase                Full                     N                            02/01/2001
 N                                98.38                   994.16                   07/01/2                      03/01

 126899608                        8.5                     $180,000.00              $172,155.26                  $172,704.48
 CHUGIAK                          11/1                    180                      Investment Property          01/01/2000
 AK        99567-0000             Purchase                Full                     N                            02/01/2001
 N                                76.75                   1772.54                  12/01/2                      03/01
 127025708                        8.375                   $77,900.00               $77,137.09                   $77,190.46
 TAMWORTH                         11/2                    360                      Owner Occupied               01/01/2000
 NH        03886-0000             Purchase                Alternative              N                            02/01/2001
 N                                94.13                   592.1                    12/01/2                      03/01
 127158608                        7.625                   $840,000.00              $829,568.65                  $830,449.12
 TRUKEE                           12/2                    360                      Owner Occupied               02/01/2000
 CA        96161-0000             Refinance               Full                     N                            02/01/2001
 Y                                69.20                   5945.47                  01/01/2                      03/01

 127211407                        8.375                   $110,400.00              $105,878.32                  $106,216.10
 VERNON TOWNSHIP                  12/1                    180                      Owner Occupied               02/01/2000
 NJ        07422-0000             Refinance               Stated Income            N                            02/01/2001
 N                                76.96                   1079.08                  01/01/2                      03/01
 127220507                        7.625                   $400,000.00              $395,140.36                  $395,458.73
 PARK CITY                        10/2                    360                      Second Home                  12/01/1999
 UT        84060-0000             Purchase                Full                     N                            02/01/2001
 Y                                67.02                   2831.18                  11/01/2                      03/01
 127240307                        7.75                    $228,000.00              $227,926.37                  $227,926.37
 SAN JOSE                         11/1                    360                      Owner Occupied               01/01/2000
 CA        95132-0000             Purchase                Full                     N                            02/01/2001
 Y                                79.97                   1472.02                  12/01/2                      03/01

 127312403                        8.5                     $24,500.00               $22,767.03                   $22,767.03
 SOMERSET                         12/2                    180                      Investment Property          02/01/2000
 TX        78069-0000             Refinance               Full                     N                            03/01/2001
 N                                65.04                   241.27                   01/01/2                      03/01
 127315703                        8.5                     $24,500.00               $22,822.50                   $22,822.50
 SOMERSET                         12/2                    180                      Investment Property          02/01/2000
 TX        78069-0000             Refinance               Full                     N                            03/01/2001
 N                                65.20                   241.27                   01/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 127359305                        8                       $108,000.00              $101,338.65                  $101,338.65
 GARDNER                          11/3                    180                      Owner Occupied               01/01/2000
 MA        01440-0000             Purchase                Stated Income            N                            03/01/2001
 N                                75.06                   1032.11                  12/01/2                      03/01
 127467009                        8                       $161,500.00              $153,258.16                  $153,258.16
 LEXINGTON                        11/1                    180                      Owner Occupied               01/01/2000
 KY        40515-0000             Refinance               Stated Income            N                            03/01/2001
 N                                69.34                   1543.38                  12/01/2                      03/01
 127477107                        8.625                   $62,600.00               $59,900.06                   $60,089.22
 FRESNO                           11/1                    180                      Investment Property          01/01/2000
 CA        93727-0000             Refinance               Full                     N                            02/01/2001
 N                                66.76                   621.05                   12/01/2                      03/01

 127486900                        8.25                    $35,000.00               $33,442.54                   $33,551.42
 CROYDON                          11/1                    180                      Owner Occupied               01/01/2000
 PA        19021-0000             Purchase                Stated Income            N                            02/01/2001
 N                                37.32                   339.55                   12/01/2                      03/01
 127531309                        8.125                   $223,250.00              $221,181.60                  $221,360.44
 MACOMB                           02/2                    360                      Owner Occupied               04/01/2000
 MI        48340-0000             Purchase                Relocation               N                            02/01/2001
 N                                94.19                   1657.63                  03/01/2                      03/01
 127568400                        8.625                   $340,000.00              $336,870.01                  $336,870.01
 NORTHVILLE                       01/0                    360                      Owner Occupied               03/01/2000
 MI        48167-0000             Refinance               Full                     N                            03/01/2001
 Y                                45.21                   2641.32                  02/01/2                      03/01

 127596203                        7.75                    $130,000.00              $123,970.95                  $124,391.25
 PLEASANT VIEW                    11/2                    180                      Owner Occupied               01/01/2000
 TN        37146-0000             Refinance               Stated Income            N                            02/01/2001
 N                                49.75                   1223.66                  12/01/2                      03/01
 127611200                        8.25                    $115,950.00              $114,867.23                  $114,948.06
 ROSEVILLE                        12/2                    360                      Owner Occupied               02/01/2000
 MI        48088-0000             Purchase                Full                     N                            02/01/2001
 N                                94.21                   871.1                    01/01/2                      03/01
 127615508                        9.375                   $100,000.00              $92,008.09                   $89,837.59
 ATLANTIC CITY                    01/2                    360                      Second Home                  03/01/2000
 NJ        08401-0000             Purchase                Stated Income            N                            05/01/2001
 Y                                66.54                   831.75                   02/01/2                      03/01

 127690105                        8                       $1,000,000.00            $851,220.13                  $851,220.13
 SCOTTSDALE                       11/2                    180                      Owner Occupied               01/01/2000
 AZ        85259-0000             Refinance               Select                   N                            03/01/2001
 N                                70.93                   9556.53                  12/01/2                      03/01
 127702900                        6.5                     $117,310.00              $113,989.56                  $113,989.56
 LEXINGTON                        09/2                    360                      Owner Occupied               11/01/1998
 SC        29072-0000             Refinance               Full                     N                            03/01/2001
 N                                94.99                   741.48                   10/01/2                      03/01
 128380508                        7                       $160,550.00              $156,965.91                  $157,268.29
 OAKDALE                          01/0                    360                      Owner Occupied               03/01/1999
 NY        11769-0000             Purchase                Alternative              N                            01/01/2001
 N                                93.05                   1068.15                  02/01/2                      03/01

 128406006                        6.75                    $63,804.00               $62,212.82                   $62,276.36
 PEMBROKE PINES                   12/2                    360                      Owner Occupied               02/01/1999
 FL        33025-0000             Refinance               Full                     N                            02/01/2001
 N                                70.76                   413.84                   01/01/2                      03/01
 128840303                        7                       $150,000.00              $146,586.24                  $146,728.29
 FORT WASHINGTON                  01/2                    360                      Owner Occupied               03/01/1999
 MD        20744-0000             Purchase                Full                     N                            02/01/2001
 N                                97.81                   997.96                   02/01/2                      03/01
 128950003                        6.5                     $185,000.00              $167,155.42                  $167,857.74
 SMITHTOWN                        01/1                    180                      Owner Occupied               03/01/1999
 NY        11787-0000             Refinance               Full                     N                            02/01/2001
 N                                66.34                   1611.55                  02/01/2                      03/01

 129188801                        7.25                    $371,000.00              $363,881.61                  $364,212.04
 LONG BEACH                       03/1                    360                      Investment Property          05/01/1999
 CA        90803-0000             Refinance               Full                     N/A                          02/01/2001
 N                                56.03                   2530.88                  04/01/2                      03/01
 129198008                        7                       $644,000.00              $644,000.00                  $644,000.00
 BOSTON                           04/2                    360                      Owner Occupied               06/01/1999
 MA        02116-0000             Purchase                Full                     N                            02/01/2001
 Y                                80.00                   3756.67                  05/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 129228508                        7.375                   $161,100.00              $158,221.71                  $158,361.13
 HOWELL                           04/0                    360                      Owner Occupied               06/01/1999
 NJ        07731-0000             Purchase                Alternative              N                            02/01/2001
 N                                88.46                   1112.68                  05/01/2                      03/01
 129270807                        7.5                     $165,133.00              $171,504.63                  $171,652.28
 METUCHEN                         04/1                    360                      Owner Occupied               06/01/1999
 NJ        08840-0000             Refinance               Alternative              N                            02/01/2001
 N                                90.34                   1220.48                  05/01/2                      03/01
 129341806                        6.875                   $151,000.00              $147,856.95                  $148,001.00
 LA PUENTE                        04/0                    360                      Owner Occupied               06/01/1999
 CA        91744-0000             Refinance               Alternative              N                            02/01/2001
 N                                88.09                   991.97                   05/01/2                      03/01

 129385902                        6.625                   $227,000.00              $222,234.14                  $222,459.49
 GREAT NECK                       04/2                    360                      Owner Occupied               06/01/1999
 NY        11023-0000             Refinance               Full                     N                            02/01/2001
 N                                54.25                   1453.51                  05/01/2                      03/01
 129451605                        8.125                   $33,500.00               $32,981.92                   $33,007.17
 HOOVER                           04/0                    360                      Owner Occupied               06/01/1999
 AL        35216-0000             Refinance               Full                     N/A                          02/01/2001
 N                                69.48                   248.74                   05/01/2                      03/01
 159713403                        8.5                     $36,300.00               $35,458.38                   $35,458.38
 FREELAND                         04/1                    360                      Owner Occupied               06/01/1998
 PA        18224-0000             Purchase                Full                     N                            03/01/2001
 N                                98.49                   279.12                   05/01/2                      03/01

 159733500                        7                       $175,100.00              $170,409.12                  $170,579.03
 YORKTOWN                         08/1                    360                      Owner Occupied               10/01/1998
 VA        23692-0000             Purchase                Full                     N                            02/01/2001
 N                                100.34                  1164.95                  09/01/2                      03/01
 159884303                        7.75                    $63,650.00               $62,212.17                   $62,266.04
 AZUSA                            09/0                    360                      Owner Occupied               11/01/1998
 CA        91702-0000             Purchase                Full                     N/A                          02/01/2001
 N                                92.93                   456                      10/01/2                      03/01
 160002309                        6.625                   $167,500.00              $162,791.20                  $162,964.02
 STATEN ISLAND                    09/2                    360                      Owner Occupied               11/01/1998
 NY        10312-0000             Refinance               Full                     N                            02/01/2001
 N                                72.42                   1072.52                  10/01/2                      03/01

 160008108                        6.5                     $57,050.00               $54,753.14                   $54,841.29
 JACKSONVILLE                     10/1                    300                      Owner Occupied               12/01/1998
 NC        28546-0000             Refinance               Full                     N                            02/01/2001
 N                                101.38                  385.21                   11/01/2                      03/01
 160794103                        7.125                   $254,400.00              $247,353.85                  $247,597.68
 TORRANCE                         10/1                    360                      Owner Occupied               12/01/1998
 CA        90501-0000             Purchase                Full                     N                            02/01/2001
 N                                77.86                   1713.94                  11/01/2                      03/01
 160804704                        6.875                   $156,750.00              $152,608.14                  $152,762.68
 PUYALLUP                         09/3                    360                      Owner Occupied               11/01/1998
 WA        98375-2257             Purchase                Full                     N                            02/01/2001
 N                                92.58                   1029.74                  10/01/2                      03/01

 161199104                        6.5                     $99,247.00               $95,936.55                   $96,043.62
 BETHEL PARK                      09/2                    360                      Owner Occupied               11/01/1998
 PA        15102-0000             Purchase                Alternative              N                            02/01/2001
 N                                96.23                   627.31                   10/01/2                      03/01
 161361001                        8.625                   $300,000.00              $295,168.15                  $295,378.49
 LAKE PLACID                      01/2                    360                      Owner Occupied               03/01/1999
 NY        12946-0000             Purchase                Alternative              N                            02/01/2001
 Y                                74.77                   2333.37                  02/01/2                      03/01
 161438205                        5.25                    $77,860.00               $74,923.45                   $75,025.16
 ORLANDO                          10/2                    360                      Owner Occupied               12/01/1998
 FL        32810-0000             Purchase                Full                     Y                            02/01/2001
 N                                96.30                   429.95                   11/01/2                      03/01

 161515507                        9.125                   $103,700.00              $101,247.31                  $101,247.31
 ANN ARBOR                        10/1                    360                      Owner Occupied               12/01/1998
 MI        48108-0000             Purchase                Full                     N                            03/01/2001
 Y                                82.98                   837.64                   11/01/2                      03/01
 161593702                        7.25                    $128,250.00              $124,949.41                  $125,068.69
 LOS ANGELES                      09/2                    360                      Owner Occupied               11/01/1998
 CA        90003-0000             Purchase                Alternative              N                            02/01/2001
 N                                92.64                   874.9                    10/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 161600002                        9.125                   $500,000.00              $490,220.36                  $490,545.83
 PALM CITY                        10/2                    360                      Owner Occupied               12/01/1998
 FL        34990-0000             Purchase                Full                     N                            02/01/2001
 Y                                56.06                   4055.66                  11/01/2                      03/01
 161643309                        8.875                   $150,000.00              $146,934.03                  $146,934.03
 ROLLINS                          11/1                    360                      Owner Occupied               01/01/1999
 MT        59931-0000             Purchase                Alternative              N                            03/01/2001
 Y                                58.77                   1188.92                  12/01/2                      03/01
 161656004                        7.125                   $191,250.00              $169,708.23                  $170,428.72
 SMITHTOWN                        12/2                    180                      Owner Occupied               02/01/1999
 NY        11787-0000             Refinance               No Ratio                 N                            02/01/2001
 N                                71.01                   1732.41                  01/01/2                      03/01

 161675509                        6.5                     $142,048.00              $136,489.77                  $136,647.44
 WARMINSTER                       10/2                    360                      Owner Occupied               12/01/1998
 PA        18974-0000             Refinance               Stated Income            N                            02/01/2001
 N                                94.23                   897.84                   11/01/2                      03/01
 161679006                        7                       $90,270.00               $88,026.38                   $88,112.96
 PENSACOLA                        10/0                    360                      Owner Occupied               12/01/1998
 FL        32534-0000             Purchase                Alternative              N                            02/01/2001
 N                                99.56                   600.57                   11/01/2                      03/01
 161914601                        7.375                   $352,000.00              $343,815.46                  $344,131.66
 LIVERMORE                        11/0                    360                      Owner Occupied               12/01/1998
 CA        94550-0000             Refinance               Full                     N                            02/01/2001
 N                                78.21                   2431.18                  11/01/2                      03/01

 162106702                        9.125                   $55,300.00               $54,229.73                   $54,265.74
 BOSTON                           10/2                    360                      Investment Property          12/01/1998
 MA        02115-0000             Purchase                Alternative              N                            02/01/2001
 Y                                68.69                   448.66                   11/01/2                      03/01
 162244701                        7.5                     $89,760.00               $87,728.38                   $87,807.20
 CLERMONT                         10/2                    360                      Owner Occupied               12/01/1998
 FL        34711-0000             Purchase                Alternative              N                            02/01/2001
 N                                99.78                   627.62                   11/01/2                      03/01
 162420400                        6.75                    $61,600.00               $60,314.03                   $60,373.97
 HOUSTON                          04/2                    360                      Investment Property          06/01/1999
 TX        77055-0000             Refinance               Super Express            N                            02/01/2001
 N                                88.20                   399.54                   05/01/2                      03/01

 162947303                        6.5                     $81,902.00               $79,193.74                   $79,331.71
 SANFORD                          10/3                    360                      Owner Occupied               12/01/1998
 FL        32773-0000             Purchase                Alternative              N/A                          02/01/2001
 N                                96.74                   517.68                   11/01/2                      03/01
 162960405                        6.75                    $55,958.00               $54,475.41                   $54,531.62
 WINTER SPRINGS                   10/2                    360                      Owner Occupied               12/01/1998
 FL        32708-2126             Refinance               Streamline               N                            02/01/2001
 N                                69.02                   362.95                   11/01/2                      03/01
 163059306                        6                       $85,000.00               $78,231.17                   $78,447.90
 AIEA                             11/1                    240                      Owner Occupied               12/01/1998
 HI        96701-2364             Refinance               Super Express            N                            02/01/2001
 N                                73.31                   608.97                   11/01/2                      03/01

 163061401                        7.25                    $67,700.00               $66,279.22                   $66,340.25
 SCOTTSDALE                       01/2                    360                      Investment Property          03/01/1999
 AZ        85258-0000             Refinance               Full                     N                            02/01/2001
 N                                62.58                   461.84                   02/01/2                      03/01
 163138001                        5.95                    $61,550.00               $59,696.72                   $59,767.42
 KELLOGG                          10/3                    360                      Owner Occupied               12/01/1998
 ID        83837-0000             Purchase                Full                     N                            02/01/2001
 N                                94.12                   367.05                   11/01/2                      03/01
 163439508                        6.625                   $158,150.00              $139,157.95                  $139,774.83
 BELLAIRE                         11/1                    180                      Owner Occupied               01/01/1999
 TX        77401-3714             Refinance               Full                     N                            02/01/2001
 N                                67.03                   1388.55                  12/01/2                      03/01

 163512809                        9                       $85,100.00               $72,171.38                   $72,312.12
 WIGGINS                          12/1                    360                      Owner Occupied               02/01/1999
 MS        39577-0000             Refinance               Full                     N                            02/01/2001
 Y                                65.73                   683.08                   01/01/2                      03/01
 163566508                        6.75                    $154,796.00              $147,037.76                  $148,586.19
 LITTLE ROCK                      01/2                    360                      Owner Occupied               04/01/1999
 CA        93543-4110             Refinance               Streamline               N                            06/01/2000
 N                                94.04                   1004.01                  03/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 163657000                        6.5                     $86,400.00               $78,105.47                   $78,433.26
 ARLINGTON                        11/1                    180                      Owner Occupied               01/01/1999
 TX        76013-5408             Refinance               Full                     N                            02/01/2001
 N                                71.30                   752.64                   12/01/2                      03/01
 163695000                        7                       $58,459.00               $57,062.14                   $57,445.61
 MEMPHIS                          11/2                    360                      Owner Occupied               01/01/1999
 TN        38141-0412             Refinance               Streamline               N                            08/01/2000
 N                                67.58                   388.93                   12/01/2                      03/01
 163704505                        6.75                    $69,445.00               $66,516.09                   $66,516.09
 CHARLOTTESVILLE                  11/2                    360                      Owner Occupied               01/01/1999
 VA        22901-0000             Refinance               Streamline               N                            03/01/2001
 N                                91.24                   450.42                   12/01/2                      03/01

 163774706                        7                       $131,250.00              $127,676.46                  $127,804.15
 MIAMI                            10/3                    360                      Owner Occupied               12/01/1998
 FL        33135-0000             Refinance               Super Express            N                            02/01/2001
 N                                73.03                   873.21                   11/01/2                      03/01
 163783103                        8                       $67,600.00               $69,161.69                   $69,217.54
 ENFIELD                          12/0                    360                      Owner Occupied               02/01/1999
 CT        06082-0000             Purchase                Alternative              N                            02/01/2001
 N                                81.91                   517.3                    01/01/2                      03/01
 163818008                        6.75                    $58,650.00               $57,060.96                   $57,120.07
 WEYMOUTH                         10/3                    360                      Owner Occupied               12/01/1998
 MA        02189-0000             Purchase                Alternative              N/A                          02/01/2001
 N                                95.20                   380.41                   11/01/2                      03/01

 163918105                        8.375                   $106,290.00              $104,152.58                  $104,233.01
 PENSACOLA                        10/3                    360                      Owner Occupied               12/01/1998
 FL        32501-0000             Purchase                Stated Income            N                            02/01/2001
 N                                88.25                   807.89                   11/01/2                      03/01
 164082109                        6.75                    $140,000.00              $131,021.36                  $131,191.45
 DEER PARK                        01/2                    360                      Owner Occupied               03/01/1999
 NY        11729-6708             Refinance               Super Express            N                            02/01/2001
 N                                85.74                   908.04                   02/01/2                      03/01
 164098808                        7.375                   $140,000.00              $136,462.70                  $136,716.90
 DELAWARE                         12/0                    360                      Owner Occupied               01/01/1999
 OH        43015-0000             Refinance               Full                     N                            01/01/2001
 N                                78.12                   966.95                   12/01/2                      03/01

 164111601                        7.25                    $127,790.00              $124,137.44                  $124,258.47
 GLENDALE                         01/2                    360                      Owner Occupied               03/01/1999
 WI        53217-3437             Refinance               Streamline               N                            02/01/2001
 N                                97.84                   871.76                   02/01/2                      03/01
 164228207                        8.875                   $52,500.00               $51,114.79                   $51,114.79
 TWIN FALLS                       11/3                    360                      Investment Property          01/01/1999
 ID        83301-0000             Refinance               Full                     N                            03/01/2001
 Y                                68.15                   414.52                   12/01/2                      03/01
 164231409                        7                       $77,300.00               $75,330.95                   $75,330.95
 SPRINGFIELD                      10/3                    360                      Owner Occupied               12/01/1998
 MA        01108-0000             Purchase                Alternative              N                            03/01/2001
 N                                96.57                   514.28                   11/01/2                      03/01

 164360406                        5.625                   $130,000.00              $125,465.91                  $125,625.40
 STAFFORD                         11/2                    84                       Owner Occupied               01/01/1999
 TX        77477-0000             Purchase                Relocation               N                            02/01/2001
 N                                76.14                   748.36                   12/01/2                      03/01
 164423402                        9                       $225,000.00              $220,930.97                  $221,078.75
 LOGAN                            01/0                    360                      Owner Occupied               02/01/1999
 WV        25601-0000             Refinance               Full                     N                            02/01/2001
 Y                                85.03                   1805.87                  01/01/2                      03/01
 164448706                        9                       $40,850.00               $39,089.44                   $39,119.82
 JACKSONVILE                      12/3                    360                      Owner Occupied               02/01/1999
 FL        32205-0000             Purchase                Full                     N                            02/01/2001
 Y                                90.97                   323.78                   01/01/2                      03/01

 164616708                        7.5                     $64,625.00               $63,222.54                   $63,285.32
 DEERFIELD BEACH                  12/1                    360                      Owner Occupied               02/01/1999
 FL        33442-0000             Purchase                Alternative              N                            02/01/2001
 N                                95.07                   451.87                   01/01/2                      03/01
 164685703                        8.875                   $200,000.00              $196,392.92                  $196,392.92
 CHARLOTTESVILLE                  02/2                    360                      Owner Occupied               04/01/1999
 VA        22901-0000             Refinance               Stated Income            N                            03/01/2001
 Y                                36.70                   1585.85                  03/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 164689705                        7.125                   $164,400.00              $160,233.58                  $160,388.87
 CONCORD                          02/0                    360                      Owner Occupied               04/01/1999
 CA        94521-0000             Refinance               Express                  N                            02/01/2001
 N                                89.10                   1107.6                   03/01/2                      03/01
 164723405                        7.25                    $64,250.00               $62,607.15                   $62,666.84
 DETROIT                          12/1                    360                      Owner Occupied               02/01/1999
 MI        48224-0000             Purchase                Full                     N                            02/01/2001
 N                                99.47                   438.3                    01/01/2                      03/01
 164730806                        7.25                    $89,362.00               $86,631.88                   $86,753.66
 GEORGETOWN                       02/2                    300                      Owner Occupied               04/01/1999
 DE        19947-0000             Refinance               Streamline               N                            02/01/2001
 N                                77.18                   645.92                   03/01/2                      03/01

 164741407                        6.75                    $40,109.00               $36,761.29                   $36,908.61
 INDIANAPOLIS                     02/1                    180                      Owner Occupied               04/01/1999
 IN        46239-9624             Refinance               Streamline               N                            02/01/2001
 N                                28.61                   354.93                   03/01/2                      03/01
 164776403                        9                       $45,600.00               $44,168.15                   $44,236.38
 HUBBARDTON                       12/1                    360                      Owner Occupied               02/01/1999
 VT        05732-0000             Purchase                Full                     N                            02/01/2001
 Y                                77.60                   362.36                   01/01/2                      03/01
 164794406                        7.25                    $151,721.00              $148,809.86                  $148,944.99
 HOLLIS                           04/1                    360                      Owner Occupied               05/01/1999
 NY        11412-1335             Refinance               Stated Income            N                            02/01/2001
 N                                99.29                   1035.01                  04/01/2                      03/01

 164803207                        6.25                    $165,445.00              $160,906.48                  $161,086.17
 WINCHESTER                       11/3                    360                      Owner Occupied               01/01/1999
 VA        22603-0000             Purchase                Alternative              N                            02/01/2001
 N                                92.57                   1018.68                  12/01/2                      03/01
 164829806                        7                       $60,180.00               $58,799.38                   $58,799.38
 ORLANDO                          12/0                    360                      Owner Occupied               02/01/1999
 FL        32811-0000             Purchase                Alternative              N                            03/01/2001
 N                                99.65                   400.38                   01/01/2                      03/01
 164909707                        6.5                     $278,400.00              $271,393.46                  $271,393.46
 EAGLE                            12/0                    360                      Owner Occupied               02/01/1999
 ID        83616-0000             Purchase                Alternative              N                            03/01/2001
 Y                                77.98                   1759.68                  01/01/2                      03/01

 165010802                        7                       $61,864.00               $60,561.56                   $60,619.54
 LAS VEGAS                        02/2                    360                      Owner Occupied               04/01/1999
 NV        89106-0000             Refinance               Streamline               N                            02/01/2001
 N                                79.76                   411.59                   03/01/2                      03/01
 165054602                        7.5                     $115,600.00              $113,038.91                  $113,140.08
 LOS ANGELES                      12/0                    360                      Owner Occupied               01/01/1999
 CA        90018-0000             Refinance               Super Express            N                            02/01/2001
 N                                73.94                   808.3                    12/01/2                      03/01
 165057902                        8.625                   $138,800.00              $136,370.95                  $136,468.14
 CLOSTER                          01/2                    360                      Owner Occupied               03/01/1999
 NJ        07624-0000             Purchase                Stated Income            N                            02/01/2001
 Y                                78.65                   1078.05                  02/01/2                      03/01

 165109307                        3                       $17,450.00               $16,772.24                   $16,835.28
 PHILADELPHIA                     06/2                    360                      Owner Occupied               08/01/1999
 PA        19124-0000             Purchase                Full                     N                            01/01/2001
 N                                93.52                   73.57                    07/01/2                      03/01
 165181801                        6.875                   $117,000.00              $113,903.91                  $114,019.28
 SAN DIEGO                        03/1                    360                      Owner Occupied               05/01/1999
 CA        92109-0000             Refinance               Full                     N                            02/01/2001
 N                                63.34                   768.61                   04/01/2                      03/01
 165208000                        8.875                   $89,500.00               $88,138.53                   $88,197.94
 NEW BEDFORD                      12/2                    360                      Investment Property          04/01/1999
 MA        02740-0000             Purchase                Full                     N                            02/01/2001
 Y                                68.95                   711.71                   03/01/2                      03/01

 165350802                        6.5                     $78,000.00               $71,723.70                   $72,013.10
 SPRINGFIELD                      03/0                    180                      Owner Occupied               05/01/1999
 MA        01118-0000             Refinance               Alternative              N                            02/01/2001
 N                                66.06                   679.47                   04/01/2                      03/01
 165392804                        6.375                   $41,850.00               $37,956.27                   $38,273.83
 DECATUR                          12/1                    180                      Owner Occupied               02/01/1999
 AL        35601-0000             Refinance               Alternative              N                            01/01/2001
 N                                72.90                   361.69                   01/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 165394107                        6.625                   $100,000.00              $94,400.35                   $94,630.87
 SMITHTOWN                        12/2                    240                      Owner Occupied               02/01/1999
 NY        11787-4403             Refinance               Super Express            N                            02/01/2001
 N                                43.01                   752.96                   01/01/2                      03/01
 165441205                        6                       $240,000.00              $233,358.03                  $233,628.82
 GREENWELL SPRINGS                01/0                    84                       Owner Occupied               02/01/1999
 LA        70739-0000             Refinance               Full                     N                            02/01/2001
 N                                61.48                   1438.93                  01/01/2                      03/01
 165469602                        6.875                   $166,000.00              $162,422.67                  $162,581.72
 NAPERVILLE                       03/2                    360                      Owner Occupied               04/01/1999
 IL        60540-0000             Refinance               Super Express            N                            02/01/2001
 N                                86.47                   1090.51                  03/01/2                      03/01

 165610205                        7                       $77,198.00               $75,426.71                   $75,499.90
 MESA                             12/2                    360                      Owner Occupied               02/01/1999
 AZ        85205-0000             Purchase                Alternative              N                            02/01/2001
 N                                97.41                   513.61                   01/01/2                      03/01
 165680901                        7                       $171,000.00              $166,935.28                  $167,098.21
 ERWINNA                          01/1                    360                      Owner Occupied               03/01/1999
 PA        18920-0000             Purchase                Alternative              N                            02/01/2001
 N                                87.94                   1137.67                  02/01/2                      03/01
 165689902                        7.5                     $43,985.00               $40,037.84                   $40,188.08
 ST PAUL                          12/1                    240                      Owner Occupied               02/01/1999
 MN        55106-4203             Refinance               Streamline               N                            02/01/2001
 N                                80.37                   354.35                   01/01/2                      03/01

 165711607                        8.625                   $50,000.00               $49,156.05                   $49,191.08
 OLYMPIA                          01/1                    360                      Investment Property          03/01/1999
 WA        98513-0000             Refinance               Full                     N                            02/01/2001
 Y                                54.65                   388.59                   02/01/2                      03/01
 165746306                        6.375                   $72,000.00               $65,490.18                   $65,763.08
 LAS CRUCES                       01/2                    180                      Owner Occupied               03/01/1999
 NM        88005-0000             Refinance               Full                     N                            02/01/2001
 N                                57.68                   622.27                   02/01/2                      03/01
 165750308                        6.375                   $149,700.00              $136,975.54                  $137,538.66
 BROOKLYN                         02/0                    180                      Owner Occupied               04/01/1999
 NY        11209-0000             Refinance               Express                  N                            02/01/2001
 N                                50.01                   1293.79                  03/01/2                      03/01

 165751405                        7                       $107,000.00              $104,389.01                  $104,491.36
 HOLLYWOOD                        12/3                    360                      Owner Occupied               02/01/1999
 FL        33020-0000             Purchase                Full                     N                            02/01/2001
 N                                82.27                   711.88                   01/01/2                      03/01
 165921404                        5.99                    $96,900.00               $94,169.46                   $94,299.10
 BOISE                            03/1                    360                      Owner Occupied               05/01/1999
 ID        83709-0000             Purchase                Full                     Y                            02/01/2001
 N                                88.13                   580.35                   04/01/2                      03/01
 165950106                        9                       $244,800.00              $240,655.55                  $240,816.52
 LITHIA                           12/3                    360                      Investment Property          02/01/1999
 FL        33547-1739             Purchase                Full                     N                            02/01/2001
 Y                                88.53                   1967.09                  01/01/2                      03/01

 166000505                        6.375                   $51,400.00               $45,199.83                   $45,604.81
 HOUSTON                          12/2                    180                      Owner Occupied               02/01/1999
 TX        77083-1141             Refinance               Express                  N                            01/01/2001
 N                                61.35                   444.23                   01/01/2                      03/01
 166189209                        7.25                    $168,628.00              $164,956.63                  $165,109.44
 SOMMERSVILLE                     02/1                    360                      Owner Occupied               04/01/1999
 NY        11692-0000             Refinance               Stated Income            N                            02/01/2001
 N                                93.01                   1150.35                  03/01/2                      03/01
 166189605                        8.25                    $175,500.00              $172,458.60                  $172,590.52
 PLYMOUTH                         01/1                    360                      Owner Occupied               03/01/1999
 MA        02360-0000             Purchase                Stated Income            N                            02/01/2001
 N                                88.50                   1318.48                  02/01/2                      03/01

 166251702                        6.875                   $83,650.00               $81,766.62                   $81,847.23
 PORTLAND                         01/1                    360                      Owner Occupied               03/01/1999
 ME        04101-0000             Purchase                Alternative              N                            02/01/2001
 N                                65.53                   549.53                   02/01/2                      03/01
 166268201                        8.875                   $43,450.00               $41,120.61                   $41,211.14
 LEXINGTON                        02/1                    360                      Owner Occupied               04/01/1999
 MI        48450-0000             Purchase                Alternative              N                            02/01/2001
 Y                                74.92                   338.91                   03/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 166395301                        9.125                   $33,500.00               $17,009.71                   $17,009.71
 LIVE OAK                         03/0                    240                      Owner Occupied               05/01/1999
 FL        32060-0000             Purchase                Full                     N                            03/01/2001
 Y                                39.10                   199.48                   04/01/2                      03/01
 166448704                        6.625                   $136,900.00              $133,671.52                  $133,946.46
 PRATTVILLE                       01/2                    360                      Owner Occupied               03/01/1999
 AL        36066-0000             Refinance               Full                     N                            01/01/2001
 N                                78.79                   876.59                   02/01/2                      03/01
 166499806                        7.25                    $53,670.00               $52,543.64                   $52,592.03
 CLARKSTON                        01/2                    360                      Owner Occupied               03/01/1999
 GA        30021-3004             Refinance               Streamline               N                            02/01/2001
 N                                89.13                   366.13                   02/01/2                      03/01

 166616706                        8                       $76,960.00               $75,917.63                   $75,975.83
 TROY                             07/0                    360                      Owner Occupied               09/01/1999
 AL        36081-0000             Purchase                Alternative              N                            02/01/2001
 N                                94.96                   564.71                   08/01/2                      03/01
 166855403                        5.99                    $93,000.00               $90,536.50                   $90,641.04
 WEISER                           01/2                    360                      Owner Occupied               03/01/1999
 ID        83672-0000             Purchase                Full                     N                            02/01/2001
 N                                79.50                   556.99                   02/01/2                      03/01
 166863001                        7.375                   $34,000.00               $31,323.96                   $31,443.49
 LUMBERTON                        02/0                    180                      Owner Occupied               04/01/1999
 MS        39455-0000             Refinance               Full                     N                            02/01/2001
 N                                78.60                   312.78                   03/01/2                      03/01

 167066109                        7                       $154,072.00              $150,571.00                  $150,571.00
 ANNANDALE                        04/2                    360                      Owner Occupied               06/01/1999
 VA        22003-0000             Refinance               Streamline               N                            02/01/2001
 N                                83.65                   1025.05                  05/01/2                      03/01
 167112507                        7                       $67,382.00               $64,207.82                   $64,354.84
 LIVERPOOL                        03/2                    240                      Owner Occupied               05/01/1999
 NY        13090-2539             Refinance               Stated Income            N                            02/01/2001
 N                                90.64                   522.42                   04/01/2                      03/01
 167145606                        9.125                   $34,500.00               $33,492.59                   $33,492.59
 RIVER ROUGE                      03/2                    360                      Owner Occupied               05/01/1999
 MI        48218-0000             Refinance               Full                     N                            03/01/2001
 Y                                66.98                   277.92                   04/01/2                      03/01

 167154103                        6.75                    $101,595.00              $99,234.22                   $99,434.04
 GOODYEAR                         02/2                    360                      Owner Occupied               04/01/1999
 AZ        85338-0000             Refinance               Full                     N/A                          01/01/2001
 N                                92.92                   658.95                   03/01/2                      03/01
 167367101                        7.25                    $296,400.00              $283,455.32                  $284,081.67
 BUENA PARK                       04/1                    240                      Investment Property          06/01/1999
 CA        90621-0000             Refinance               Full                     N                            02/01/2001
 N                                45.09                   2342.68                  05/01/2                      03/01
 167369107                        6.875                   $133,150.00              $127,083.81                  $127,083.81
 ROCK TAVERN                      04/1                    240                      Owner Occupied               06/01/1999
 NY        12575-0000             Refinance               Super Express            N                            03/01/2001
 N                                85.86                   1022.35                  05/01/2                      03/01

 167465004                        7                       $81,329.00               $78,879.03                   $78,959.52
 SILVERHILL                       03/0                    360                      Owner Occupied               05/01/1999
 AL        36576-0000             Purchase                Alternative              N/A                          02/01/2001
 N                                96.29                   541.09                   04/01/2                      03/01
 167514207                        7.5                     $97,850.00               $95,953.17                   $96,057.00
 TOPSHAM                          02/2                    360                      Owner Occupied               04/01/1999
 ME        04086-0000             Purchase                Alternative              N/A                          02/01/2001
 N                                101.11                  684.19                   03/01/2                      03/01
 167546803                        6.5                     $89,787.00               $87,804.41                   $87,895.83
 AUSTIN                           03/2                    360                      Owner Occupied               05/01/1999
 TX        78729-7536             Refinance               Stated Income            N                            02/01/2001
 N                                80.63                   567.52                   04/01/2                      03/01

 167557107                        6.125                   $297,000.00              $289,649.54                  $289,974.07
 FREMONT                          02/2                    360                      Owner Occupied               04/01/1999
 CA        94536-0000             Refinance               Full                     N                            02/01/2001
 Y                                77.32                   1804.61                  03/01/2                      03/01
 167646801                        9.125                   $45,000.00               $44,357.04                   $44,385.34
 WISCONSIN DELLS                  03/0                    360                      Owner Occupied               05/01/1999
 WI        53965-0000             Purchase                Full                     N                            02/01/2001
 Y                                73.97                   365.81                   04/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 167851609                        7.375                   $128,500.00              $126,201.17                  $126,314.45
 OAK PARK                         04/0                    360                      Owner Occupied               06/01/1999
 MI        48237-0000             Purchase                Alternative              N                            02/01/2001
 N                                95.33                   887.52                   05/01/2                      03/01
 168073609                        8.125                   $163,500.00              $161,710.65                  $161,710.65
 COGANS STATION                   05/2                    353                      Owner Occupied               02/01/2000
 PA        17728-0000             Construction-Perm       Full                     N                            03/01/2001
 N                                93.43                   1219.67                  06/01/2                      03/01
 168078509                        7.25                    $58,089.00               $54,528.22                   $54,657.13
 ELLENBURG                        02/2                    240                      Owner Occupied               04/01/1999
 NY        12935-0000             Refinance               Streamline               N                            02/01/2001
 N                                87.45                   459.13                   03/01/2                      03/01

 168350106                        7.375                   $425,000.00              $416,664.53                  $417,036.86
 WASHINGTON                       03/0                    360                      Owner Occupied               04/01/1999
 DC        20001-0000             Refinance               Full                     N                            02/01/2001
 Y                                69.50                   2935.37                  03/01/2                      03/01
 168442903                        6                       $162,696.00              $148,428.12                  $149,055.77
 PALMER                           03/1                    180                      Owner Occupied               04/01/1999
 MA        01069-0000             Refinance               Streamline               N/A                          02/01/2001
 N                                93.15                   1372.93                  03/01/2                      03/01
 168459204                        7                       $58,600.00               $57,214.38                   $57,325.64
 LODI                             03/0                    360                      Owner Occupied               04/01/1999
 CA        95240-0000             Refinance               Super Express            N                            01/01/2001
 N                                69.48                   389.87                   03/01/2                      03/01

 168502003                        9.125                   $100,700.00              $99,341.34                   $99,341.34
 ATLANTIC CITY                    03/2                    360                      Owner Occupied               05/01/1999
 NJ        08401-0000             Purchase                Full                     N                            03/01/2001
 Y                                93.71                   819.19                   04/01/2                      03/01
 168567808                        9.5                     $67,925.00               $63,251.79                   $63,458.70
 BETHLEHEM                        03/3                    180                      Investment Property          05/01/1999
 PA        18015-0000             Purchase                Full                     N                            02/01/2001
 N                                88.75                   709.29                   04/01/2                      03/01
 168583607                        7.25                    $77,745.00               $76,239.69                   $76,309.02
 SPOKANE                          03/0                    360                      Owner Occupied               05/01/1999
 WA        99207-0000             Purchase                Alternative              N                            02/01/2001
 N                                97.83                   530.36                   04/01/2                      03/01

 168610301                        8.75                    $48,750.00               $47,692.00                   $47,692.00
 MIAMI BEACH                      06/0                    360                      Owner Occupied               08/01/1999
 FL        33139-0000             Purchase                Stated Income            N                            03/01/2001
 N                                73.37                   383.52                   07/01/2                      03/01
 168667806                        7.5                     $155,420.00              $152,840.13                  $152,970.78
 BROOKLYN                         06/1                    360                      Owner Occupied               07/01/1999
 NY        11234-3327             Refinance               Streamline               N                            02/01/2001
 N                                93.27                   1086.72                  06/01/2                      03/01
 168721405                        7.75                    $266,000.00              $261,129.36                  $261,347.15
 LOS ANGELES                      02/2                    360                      Owner Occupied               04/01/1999
 CA        90016-0000             Purchase                Alternative              N                            02/01/2001
 N                                93.33                   1905.66                  03/01/2                      03/01

 168800100                        7.5                     $149,626.00              $142,964.32                  $142,964.32
 BROOKLYN                         03/3                    240                      Owner Occupied               05/01/1999
 NY        11234-4204             Refinance               Stated Income            N                            03/01/2001
 N                                75.24                   1205.38                  04/01/2                      03/01
 168862001                        9.125                   $40,000.00               $39,423.76                   $39,473.81
 FRISCO                           03/2                    360                      Owner Occupied               05/01/1999
 TX        75034-0000             Purchase                Full                     N                            01/01/2001
 Y                                43.85                   325.1                    04/01/2                      03/01
 169021508                        6.125                   $60,000.00               $55,233.61                   $55,233.61
 PHILADELPHIA                     04/0                    180                      Owner Occupied               06/01/1999
 PA        19116-0000             Refinance               Full                     N                            03/01/2001
 N                                33.17                   510.38                   05/01/2                      03/01

 169098605                        7.25                    $45,158.00               $41,171.92                   $41,334.43
 MEMPHIS                          03/2                    180                      Owner Occupied               05/01/1999
 TN        38114-1713             Refinance               Stated Income            N                            02/01/2001
 N                                74.74                   412.24                   04/01/2                      03/01
 169404407                        9.125                   $36,400.00               $25,077.31                   $25,179.23
 BOSTON                           03/3                    360                      Investment Property          05/01/1999
 MA        02115-0000             Purchase                Full                     N                            02/01/2001
 Y                                48.42                   293.39                   04/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 169521002                        7.75                    $87,200.00               $86,029.07                   $86,097.74
 NORTH WALES                      08/1                    360                      Owner Occupied               10/01/1999
 PA        19454-0000             Purchase                Alternative              N                            02/01/2001
 N                                95.77                   624.72                   09/01/2                      03/01
 213182405                        8.75                    $62,000.00               $5,671.17                    $6,136.17
 BRYN MAWR                        02/0                    300                      Owner Occupied               04/01/1977
 PA        19010-1307             Purchase                N/A                      N                            02/01/2001
 N                                7.71                    509.74                   03/01/2                      03/01
 213220353                        8.5                     $26,500.00               $3,826.05                    $4,001.50
 GLENDALE                         10/0                    360                      Owner Occupied               12/01/1977
 AZ        85021-0000             Purchase                N/A                      N                            02/01/2001
 N                                15.10                   203.79                   11/01/2                      03/01

 213249428                        10.75                   $36,900.00               $23,431.76                   $23,565.13
 HAVERFORD                        12/0                    360                      Owner Occupied               02/01/1980
 PA        19083-4430             Purchase                N/A                      N                            02/01/2001
 N                                63.86                   344.47                   01/01/2                      03/01
 213282411                        9.25                    $30,000.00               $5,816.80                    $6,027.26
 LANGHORNE                        03/0                    300                      Owner Occupied               05/01/1979
 PA        19047-1505             Purchase                N/A                      N                            02/01/2001
 N                                20.09                   256.92                   04/01/2                      03/01
 213283203                        8.5                     $30,400.00               $13,801.73                   $13,801.73
 RIVERDALE                        07/0                    360                      Owner Occupied               09/01/1977
 GA        30274-0000             Purchase                N/A                      N                            03/01/2001
 N                                45.40                   233.78                   08/01/2                      03/01

 213325384                        8.5                     $45,000.00               $8,265.77                    $8,567.78
 SEA ISLE CITY                    04/0                    300                      Owner Occupied               06/01/1978
 NJ        08243-0000             Purchase                N/A                      N                            02/01/2001
 N                                19.03                   362.7                    05/01/2                      03/01
 213509839                        9.375                   $52,700.00               $22,789.73                   $23,048.13
 SILVER HILL                      06/0                    360                      Owner Occupied               08/01/1977
 MD        20746-3111             Refinance               N/A                      N                            02/01/2001
 N                                41.15                   438.46                   07/01/2                      03/01
 213532195                        8.5                     $42,000.00               $12,541.83                   $12,774.33
 SILVER SPRING                    03/0                    360                      Owner Occupied               05/01/1975
 MD        20902-0000             Purchase                N/A                      N                            02/01/2001
 N                                30.41                   322.98                   04/01/2                      03/01

 213547441                        10.25                   $15,200.00               $4,231.86                    $4,335.65
 PHILADELPHIA                     01/0                    300                      Owner Occupied               03/01/1979
 PA        19151-3926             Purchase                N/A                      N                            02/01/2001
 N                                28.52                   140.82                   02/01/2                      03/01
 213582240                        10                      $38,000.00               $20,375.14                   $20,046.08
 DECATUR                          05/3                    360                      Owner Occupied               07/01/1979
 GA        30034-3224             Purchase                N/A                      N                            05/01/2001
 N                                52.75                   333.64                   06/01/2                      03/01
 213697022                        9                       $8,250.00                $3,987.12                    $3,913.83
 COATESVILLE                      12/0                    360                      Owner Occupied               02/01/1978
 PA        19320-2562             Purchase                N/A                      N                            05/01/2001
 N                                46.99                   66.41                    01/01/2                      03/01

 213717028                        9.75                    $27,950.00               $14,476.15                   $14,597.91
 COATESVILLE                      08/0                    360                      Owner Occupied               10/01/1978
 PA        19320-2559             Purchase                N/A                      N                            02/01/2001
 N                                41.82                   240.37                   09/01/2                      03/01
 213718026                        9.75                    $6,950.00                $3,707.51                    $3,736.92
 COATESVILLE                      08/0                    360                      Owner Occupied               10/01/1978
 PA        19320-2559             Purchase                N/A                      N                            02/01/2001
 N                                10.67                   59.77                    09/01/2                      03/01
 213762198                        9                       $107,500.00              $39,959.65                   $40,521.12
 WASHINGTON                       12/0                    360                      Owner Occupied               02/01/1976
 DC        20520-0000             Purchase                N/A                      N                            02/01/2001
 N                                37.69                   865.38                   01/01/2                      03/01

 213798192                        7                       $42,500.00               $6,734.53                    $6,976.88
 TEMPLE HILLS                     05/0                    360                      Owner Occupied               07/01/1973
 MD        20748-4330             Purchase                N/A                      N                            02/01/2001
 N                                16.41                   283.05                   06/01/2                      03/01
 213860026                        8.5                     $19,250.00               $9,139.77                    $9,222.47
 LOS ANGELES                      01/0                    360                      Owner Occupied               03/01/1978
 CA        90003-4610             Purchase                N/A                      N                            02/01/2001
 N                                47.90                   148.03                   02/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 213873367                        8.5                     $48,900.00               $22,651.83                   $22,865.90
 SINKING SPRING                   09/0                    360                      Owner Occupied               11/01/1977
 PA        19608-1037             Purchase                N/A                      N                            02/01/2001
 N                                46.76                   376.04                   10/01/2                      03/01
 213947864                        9                       $33,150.00               $9,172.11                    $9,172.11
 MARINA                           07/0                    360                      Owner Occupied               09/01/1974
 CA        93933-3255             Purchase                N/A                      N                            03/01/2001
 N                                26.28                   266.86                   08/01/2                      03/01
 213967201                        10                      $32,000.00               $9,135.03                    $9,348.01
 NORRISTOWN                       03/0                    300                      Owner Occupied               05/01/1979
 PA        19401-3920             Purchase                N/A                      N                            02/01/2001
 N                                29.21                   290.88                   04/01/2                      03/01

 214059180                        7                       $17,500.00               $8.15                        $123.98
 SEAT PLEASANT                    04/0                    360                      Owner Occupied               06/01/1971
 MD        20743-2230             Purchase                N/A                      N                            02/01/2001
 N                                0.70                    116.55                   05/01/2                      03/01
 214065419                        10.75                   $71,900.00               $27,947.18                   $28,777.66
 MORRISVILLE                      09/0                    360                      Owner Occupied               11/01/1979
 PA        19067-5914             Purchase                N/A                      N                            01/01/2001
 N                                36.01                   671.19                   10/01/2                      03/01
 214085185                        7                       $18,150.00               $199.03                      $199.03
 NEW CASTLE                       05/0                    360                      Owner Occupied               07/01/1971
 DE        19720-2330             Purchase                N/A                      N                            03/01/2001
 N                                1.09                    120.88                   06/01/2                      03/01

 214093502                        7                       $19,000.00               $3,271.03                    $3,377.87
 JACKSONVILLE                     08/0                    360                      Owner Occupied               10/01/1973
 FL        32210-4891             Purchase                N/A                      N/A                          02/01/2001
 N                                17.77                   126.54                   09/01/2                      03/01
 214742967                        16                      $25,950.00               $22,080.90                   $22,134.73
 SAN ANTONIO                      10/1                    360                      Owner Occupied               12/01/1982
 TX        78209-5156             Purchase                N/A                      N                            02/01/2001
 N                                38.49                   348.96                   11/01/2                      03/01
 214906331                        9.5                     $35,000.00               $18,922.22                   $19,066.59
 DADEVILLE                        10/0                    360                      Owner Occupied               12/01/1978
 AL        36853-0000             Purchase                N/A                      N                            02/01/2001
 N                                57.77                   294.35                   11/01/2                      03/01

 214972077                        9.75                    $68,000.00               $37,203.30                   $37,483.55
 GARDENA                          10/0                    360                      Owner Occupied               12/01/1978
 CA        90247-5604             Purchase                N/A                      N                            02/01/2001
 N                                55.12                   584.8                    11/01/2                      03/01
 214972309                        9.75                    $59,000.00               $32,080.97                   $32,325.72
 REDONDO BEACH                    11/0                    360                      Owner Occupied               01/01/1979
 CA        90278-1718             Purchase                N/A                      N                            02/01/2001
 N                                54.78                   507.4                    12/01/2                      03/01
 215443888                        8.5                     $43,700.00               $32,030.99                   $32,139.73
 ROSELLE                          05/2                    360                      Owner Occupied               07/01/1984
 NJ        07203-1407             Purchase                N/A                      N                            02/01/2001
 Y                                69.86                   336.4                    06/02/2                      03/01

 215444613                        15.125                  $13,750.00               $2,954.18                    $2,954.18
 PHILADELPHIA                     05/3                    240                      Owner Occupied               07/01/1984
 PA        19139-0000             Purchase                N/A                      N                            03/01/2001
 N                                20.37                   182.33                   06/01/2                      03/01
 215610072                        8.75                    $49,900.00               $37,011.66                   $37,011.66
 BETHLEHEM                        08/3                    360                      Owner Occupied               10/01/1984
 PA        18015-4229             Purchase                N/A                      N                            03/01/2001
 Y                                57.92                   390.12                   09/01/2                      03/01
 215623232                        10.23                   $61,275.00               $48,000.91                   $48,275.34
 PHILADELPHIA                     08/0                    360                      Owner Occupied               10/01/1984
 PA        19131-2822             Purchase                N/A                      N                            01/01/2001
 N                                74.84                   548.18                   09/01/2                      03/01

 215672486                        13.125                  $24,700.00               $10,496.72                   $10,671.58
 PHILADELPHIA                     12/2                    240                      Owner Occupied               02/01/1985
 PA        19144-4508             Purchase                N/A                      N                            02/01/2001
 N                                43.20                   291.58                   01/01/2                      03/01
 215796533                        8.75                    $48,900.00               $37,100.68                   $37,209.69
 LOWELL                           05/2                    360                      Owner Occupied               07/01/1985
 MA        01853-0000             Purchase                N/A                      N                            02/01/2001
 Y                                76.09                   380.33                   06/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 215807058                        9                       $65,000.00               $20,307.74                   $20,365.55
 FALMOUTH                         06/0                    360                      Owner Occupied               08/01/1985
 MA        02540-0000             Purchase                N/A                      N                            02/01/2001
 Y                                31.33                   210.55                   07/01/2                      03/01
 215855545                        8.875                   $105,000.00              $80,341.24                   $80,570.37
 ATKINSON                         07/0                    360                      Owner Occupied               09/01/1985
 NH        03811-0000             Purchase                N/A                      N                            02/01/2001
 Y                                76.73                   825.02                   08/01/2                      03/01
 215934845                        12.25                   $33,300.00               $26,564.05                   $26,641.04
 JERSEY CITY                      10/2                    360                      Owner Occupied               12/01/1985
 NJ        07305-3407             Purchase                N/A                      N                            02/01/2001
 N                                80.00                   348.95                   11/01/2                      03/01

 215935511                        11.5                    $26,150.00               $21,855.13                   $21,904.36
 MACON                            10/2                    360                      Owner Occupied               12/01/1985
 IL        62544-9546             Purchase                N/A                      N/A                          02/01/2001
 N                                83.76                   259.15                   11/01/2                      03/01
 215982877                        10.75                   $58,700.00               $48,494.61                   $48,607.12
 WASHINGTON                       11/2                    360                      Owner Occupied               01/01/1986
 DC        20020-2402             Purchase                N/A                      N                            02/01/2001
 N                                82.80                   547.95                   12/01/2                      03/01
 215986720                        12                      $30,200.00               $25,214.76                   $25,272.67
 VERONA                           12/1                    360                      Owner Occupied               02/01/1986
 PA        15147-1521             Purchase                N/A                      N/A                          02/01/2001
 N                                84.24                   310.64                   01/01/2                      03/01

 215994377                        10.75                   $84,950.00               $77,154.81                   $77,679.68
 ONTARIO                          12/1                    360                      Owner Occupied               02/01/1986
 CA        91762-4942             Purchase                N/A                      N                            12/01/2000
 N                                88.77                   869.28                   01/01/2                      03/01
 216003178                        12                      $32,950.00               $28,124.99                   $28,238.64
 INDIANAPOLIS                     12/3                    360                      Owner Occupied               02/01/1986
 IN        46222-2754             Purchase                N/A                      N                            01/01/2001
 N                                85.56                   338.93                   01/01/2                      03/01
 216004846                        8.5                     $81,250.00               $62,770.01                   $62,945.71
 LAWRENCEVILLE                    12/3                    360                      Owner Occupied               02/01/1986
 NJ        08648-0000             Purchase                N/A                      N                            02/01/2001
 Y                                69.93                   621.57                   01/01/2                      03/01

 216015990                        7.875                   $24,850.00               $18,602.21                   $18,655.73
 CINCINNATI                       03/1                    360                      Owner Occupied               05/01/1986
 OH        45232-1718             Purchase                N/A                      N                            02/01/2001
 Y                                78.05                   175.95                   04/01/2                      03/01
 216018416                        7.75                    $104,500.00              $79,027.57                   $79,494.43
 GLENARDEN                        01/1                    360                      Owner Occupied               03/01/1986
 MD        20706-1616             Purchase                N/A                      N                            01/01/2001
 Y                                72.26                   746.08                   02/01/2                      03/01
 216088815                        9.5                     $55,000.00               $44,478.22                   $44,587.78
 DECATUR                          04/0                    360                      Owner Occupied               06/01/1986
 IL        62526-9307             Purchase                N/A                      N                            02/01/2001
 N                                81.06                   462.55                   05/01/2                      03/01

 216139667                        9.625                   $46,000.00               $946.53                      $946.53
 CINNAMINSON                      04/2                    180                      Owner Occupied               06/01/1986
 NJ        08077-4456             Purchase                N/A                      N                            03/01/2001
 N                                0.89                    483.82                   05/01/2                      03/01
 216326454                        8.25                    $85,650.00               $66,444.30                   $66,621.08
 LOS ANGELES                      09/1                    360                      Owner Occupied               10/01/1986
 CA        90047-3821             Purchase                N/A                      N                            02/01/2001
 Y                                78.37                   634.8                    09/01/2                      03/01
 216427112                        10                      $21,850.00               $2,028.13                    $2,244.23
 PHILADELPHIA                     11/0                    180                      Owner Occupied               01/01/1987
 PA        19120-0000             Purchase                N/A                      N                            02/01/2001
 N                                9.23                    234.8                    12/01/2                      03/01

 216575209                        9                       $185,000.00              $151,216.42                  $151,568.21
 SAN RAMON                        03/0                    360                      Owner Occupied               05/01/1987
 CA        94583-0000             Purchase                N/A                      N                            02/01/2001
 N                                64.49                   1488.55                  04/01/2                      03/01
 216632026                        8.625                   $109,250.00              $87,282.49                   $87,282.49
 BROCKTON                         04/2                    360                      Owner Occupied               06/01/1987
 MA        02402-3346             Purchase                N/A                      N                            03/01/2001
 Y                                75.89                   835.64                   05/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 216638924                        10.75                   $360,000.00              $308,530.49                  $309,121.81
 MORRISTOWN                       04/2                    360                      Owner Occupied               06/01/1987
 NJ        07960-6621             Purchase                N/A                      N                            02/01/2001
 N                                50.25                   3360.53                  05/01/2                      03/01
 216733154                        8.25                    $54,750.00               $43,826.94                   $43,932.00
 LEWISVILLE                       07/3                    360                      Owner Occupied               09/01/1987
 TX        75067-3590             Purchase                N/A                      N                            02/01/2001
 Y                                87.86                   407.09                   08/01/2                      03/01
 216742775                        10.375                  $77,600.00               $65,938.35                   $66,069.72
 WILSON                           08/1                    360                      Owner Occupied               10/01/1987
 PA        18042-0000             Purchase                N/A                      N                            02/01/2001
 N                                76.82                   702.6                    09/01/2                      03/01

 216781757                        9                       $127,800.00              $104,063.74                  $104,287.85
 BRIGANTINE                       10/2                    360                      Owner Occupied               12/01/1987
 NJ        08203-1354             Purchase                N/A                      N                            02/01/2001
 Y                                65.07                   1006.27                  11/01/2                      03/01
 216818369                        8.75                    $113,700.00              $45,790.28                   $45,108.54
 ALEXANDRIA                       01/3                    360                      Owner Occupied               03/01/1988
 VA        22310-1746             Purchase                N/A                      N                            04/01/2001
 N                                31.43                   892.75                   02/01/2                      03/01
 216834077                        9                       $80,000.00               $65,353.14                   $65,487.31
 OLD SAYBROOK                     03/1                    360                      Owner Occupied               05/01/1988
 CT        06475-0000             Purchase                N/A                      N                            02/01/2001
 Y                                32.74                   625.32                   04/01/2                      03/01

 216871624                        9.875                   $47,500.00               $36,214.43                   $36,372.60
 ANCHORAGE                        04/1                    360                      Owner Occupied               06/01/1988
 AK        99504-4344             Purchase                N/A                      N                            02/01/2001
 N                                76.57                   412.47                   05/01/2                      03/01
 216872234                        9.125                   $85,000.00               $70,322.80                   $70,462.56
 TRENTON                          05/1                    360                      Owner Occupied               07/01/1988
 NJ        08611-0000             Purchase                N/A                      N                            02/01/2001
 Y                                48.59                   675.57                   06/01/2                      03/01
 216889576                        9                       $109,600.00              $90,857.40                   $91,038.75
 NORTH WALES                      06/1                    360                      Owner Occupied               08/01/1988
 PA        19454-1427             Purchase                N/A                      N                            02/01/2001
 Y                                66.45                   864.14                   07/01/2                      03/01

 216894535                        9                       $85,950.00               $72,395.41                   $72,542.91
 BALTIMORE                        06/2                    360                      Owner Occupied               08/01/1988
 MD        21236-2200             Purchase                N/A                      N                            02/01/2001
 N                                75.96                   691.57                   07/01/2                      03/01
 216901736                        9.125                   $80,600.00               $67,274.94                   $67,406.11
 EAGAN                            07/0                    360                      Owner Occupied               09/01/1988
 MN        55122-2229             Purchase                N/A                      N                            02/01/2001
 Y                                62.69                   643.74                   08/01/2                      03/01
 216908210                        10.25                   $74,700.00               $65,076.03                   $65,188.60
 ARNOLD                           07/2                    360                      Owner Occupied               09/01/1988
 MO        63010-1834             Purchase                N/A                      N                            02/01/2001
 N                                78.54                   669.39                   08/01/2                      03/01

 216908293                        9.875                   $49,350.00               $40,836.03                   $41,018.74
 ANCHORAGE                        07/1                    360                      Owner Occupied               09/01/1988
 AK        99504-0000             Purchase                N/A                      N                            01/01/2001
 N                                83.11                   428.53                   08/01/2                      03/01
 216935106                        8.75                    $41,000.00               $11,039.05                   $11,355.41
 UNIVERSITY CITY                  09/2                    180                      Owner Occupied               11/01/1988
 MO        63130-2202             Purchase                N/A                      N                            02/01/2001
 Y                                19.91                   399.16                   10/01/2                      03/01
 216940957                        9                       $84,800.00               $50,259.59                   $50,259.59
 SEABROOK                         08/1                    360                      Owner Occupied               10/01/1988
 TX        77586-4119             Purchase                N/A                      N                            03/01/2001
 N                                47.41                   682.32                   09/01/2                      03/01

 216945691                        7.875                   $180,000.00              $143,470.66                  $143,470.66
 BEACH HAVEN                      10/1                    360                      Owner Occupied               12/01/1988
 NJ        08008-0000             Purchase                N/A                      N                            03/01/2001
 Y                                62.10                   1261.48                  11/01/2                      03/01
 216952010                        8.75                    $34,800.00               $24,137.61                   $24,397.49
 NORTH WALES                      09/2                    360                      Owner Occupied               11/01/1988
 PA        19454-1427             Purchase                N/A                      N/A                          02/01/2001
 N                                70.10                   237.78                   10/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 216960690                        7.875                   $85,000.00               $70,174.70                   $70,325.81
 PACOIMA                          11/1                    360                      Owner Occupied               01/01/1989
 CA        91340-3841             Purchase                N/A                      N                            02/01/2001
 Y                                52.12                   612.62                   12/01/2                      03/01
 216963025                        8.875                   $60,800.00               $50,838.60                   $50,838.60
 MORENO VALLEY                    11/2                    360                      Owner Occupied               01/01/1989
 CA        92553-8062             Purchase                N/A                      N/A                          03/01/2001
 N                                66.89                   474.83                   12/01/2                      03/01
 216975029                        7.5                     $175,000.00              $144,587.72                  $144,909.19
 SEVERNA PARK                     12/2                    360                      Owner Occupied               02/01/1989
 MD        21146-0000             Purchase                N/A                      N                            02/01/2001
 Y                                62.10                   1227.15                  01/01/2                      03/01

 217062413                        8.625                   $135,000.00              $112,685.94                  $112,894.08
 WILLINGBORO                      07/1                    360                      Owner Occupied               09/01/1989
 NJ        08046-3413             Purchase                N/A                      N                            02/01/2001
 Y                                64.50                   1019.57                  08/01/2                      03/01
 217132448                        13.75                   $46,800.00               $38,017.46                   $38,153.06
 MANVILLE                         06/2                    362                      Owner Occupied               07/01/1984
 NJ        08835-1755             Purchase                N/A                      N                            02/01/2001
 N                                81.52                   545.27                   08/01/2                      03/01
 217132752                        15.125                  $21,600.00               $16,101.01                   $16,175.89
 ALLENTOWN                        09/2                    302                      Owner Occupied               10/01/1984
 PA        18102-0000             Purchase                N/A                      N                            02/01/2001
 N                                74.88                   278.76                   11/01/2                      03/01

 217133206                        12.5                    $45,000.00               $31,084.89                   $31,084.89
 GLEN ALLEN                       04/0                    362                      Owner Occupied               05/01/1981
 VA        23060-3539             Purchase                N/A                      N                            03/01/2001
 N                                69.07                   480.27                   06/01/2                      03/01
 217133248                        12                      $54,000.00               $36,200.34                   $36,391.87
 METAIRIE                         11/1                    362                      Owner Occupied               12/01/1979
 LA        70003-0000             Purchase                N/A                      N                            02/01/2001
 N                                67.39                   555.45                   01/01/2                      03/01
 217133388                        12                      $59,300.00               $40,232.70                   $40,438.29
 NEW ORLEANS                      03/0                    361                      Owner Occupied               04/01/1980
 LA        70126-3944             Purchase                N/A                      N                            02/01/2001
 N                                61.36                   609.97                   04/01/2                      03/01

 217134576                        11.5                    $35,500.00               $17,139.66                   $17,139.66
 FORT MYERS                       03/2                    362                      Owner Occupied               04/01/1981
 FL        33905-6118             Purchase                N/A                      N                            03/01/2001
 N                                48.28                   351.56                   05/01/2                      03/01
 217134642                        12.5                    $35,250.00               $24,260.76                   $24,503.94
 SARASOTA                         05/0                    362                      Owner Occupied               06/01/1980
 FL        34232-4152             Purchase                N/A                      N                            01/01/2001
 N                                69.51                   376.21                   07/01/2                      03/01
 217134667                        11.5                    $37,700.00               $22,228.90                   $22,387.69
 SARASOTA                         09/2                    362                      Owner Occupied               10/01/1980
 FL        33580-0000             Purchase                N/A                      N                            02/01/2001
 N                                59.38                   373.34                   11/01/2                      03/01

 217135615                        12                      $47,000.00               $32,865.74                   $33,019.00
 HOUMA                            08/1                    362                      Owner Occupied               09/01/1980
 LA        70360-8026             Purchase                N/A                      N                            02/01/2001
 N                                70.25                   483.45                   10/01/2                      03/01
 217137140                        11.875                  $66,900.00               $46,169.00                   $46,391.63
 HOUSTON                          06/2                    362                      Owner Occupied               07/01/1980
 TX        77072-1518             Purchase                N/A                      N                            02/01/2001
 N                                62.39                   681.71                   08/01/2                      03/01
 217139674                        11.75                   $43,800.00               $30,988.33                   $31,125.68
 MIAMISBURG                       12/2                    362                      Owner Occupied               01/01/1981
 OH        45342-3962             Purchase                N/A                      N                            02/01/2001
 N                                71.06                   442.12                   02/01/2                      03/01

 217139799                        11.5                    $42,000.00               $29,443.53                   $29,576.02
 INDIANAPOLIS                     12/2                    362                      Owner Occupied               01/01/1981
 IN        46229-0000             Purchase                N/A                      N                            02/01/2001
 N                                70.41                   415.93                   02/01/2                      03/01
 217143262                        8.75                    $16,000.00               $6,191.89                    $6,272.08
 DAYTON                           03/0                    362                      Owner Occupied               04/01/1976
 OH        45405-3419             Purchase                N/A                      N                            02/01/2001
 N                                39.20                   125.92                   05/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 217178524                        10.5                    $38,000.00               $376.91                      $376.91
 MCKEESPORT                       01/1                    181                      Owner Occupied               02/01/1986
 PA        15131-2321             Purchase                N/A                      N                            01/01/2001
 N                                0.99                    420.05                   02/01/2                      03/01
 217251248                        9.25                    $58,400.00               $10,864.56                   $11,377.91
 PHILADELPHIA                     03/0                    181                      Owner Occupied               04/01/1988
 PA        19149-3026             Purchase                N/A                      N                            02/01/2001
 N                                17.53                   601.05                   04/01/2                      03/01
 217281096                        10.5                    $239,900.00              $215,166.17                  $215,781.59
 OCEANSIDE                        10/2                    360                      Owner Occupied               12/01/1989
 CA        92057-6337             Purchase                Select                   N                            01/01/2001
 N                                71.92                   2194.46                  11/01/2                      03/01

 217323807                        9                       $88,000.00               $75,229.36                   $75,357.46
 SINKING SPRING                   11/2                    360                      Owner Occupied               01/01/1990
 PA        19608-9418             Purchase                Select                   N/A                          02/01/2001
 N                                68.50                   693.28                   12/01/2                      03/01
 217346345                        8.375                   $106,200.00              $89,369.18                   $89,531.52
 PLAINFIELD                       12/2                    360                      Owner Occupied               02/01/1990
 NJ        07062-1736             Purchase                Full                     N                            02/01/2001
 Y                                75.87                   787.2                    01/01/2                      03/01
 217376946                        9                       $214,900.00              $184,519.36                  $184,825.03
 MARIETTA                         02/2                    360                      Owner Occupied               04/01/1990
 GA        30062-6420             Purchase                Quick                    N                            02/01/2001
 Y                                60.20                   1691.86                  03/01/2                      03/01

 217397546                        10.25                   $37,950.00               $34,184.11                   $34,279.05
 PHILADELPHIA                     04/0                    360                      Owner Occupied               06/01/1990
 PA        19138-1415             Purchase                Quick                    N                            01/01/2001
 N                                60.14                   340.07                   05/01/2                      03/01
 217399245                        9                       $43,000.00               $18,128.09                   $18,128.09
 GIRDWOOD                         04/1                    180                      Owner Occupied               06/01/1990
 AK        99587-0000             Purchase                N/A                      N                            03/01/2001
 N                                42.15                   436.13                   05/01/2                      03/01
 217401397                        10                      $44,650.00               $39,808.56                   $39,868.17
 READING                          04/2                    360                      Owner Occupied               06/01/1990
 PA        19601-3626             Purchase                N/A                      N                            02/01/2001
 N                                80.35                   391.84                   05/01/2                      03/01

 217425305                        8.875                   $265,800.00              $228,473.54                  $228,847.47
 HADDONFIELD                      05/3                    360                      Owner Occupied               07/01/1990
 NJ        08033-3835             Purchase                Preferred                N                            02/01/2001
 Y                                64.46                   2066.45                  06/01/2                      03/01
 217433549                        8.875                   $210,600.00              $181,070.03                  $181,363.72
 HILLSDALE                        06/0                    360                      Owner Occupied               08/01/1990
 NJ        07642-1113             Purchase                Alternative              N                            02/01/2001
 Y                                77.38                   1635.03                  07/01/2                      03/01
 217436674                        10.25                   $18,000.00               $6,591.50                    $6,591.50
 LANAGAN                          06/2                    180                      Owner Occupied               08/01/1990
 MO        64857-0000             Purchase                Full                     N                            03/01/2001
 N                                15.69                   196.19                   07/01/2                      03/01

 217497999                        9.875                   $100,000.00              $90,062.68                   $90,188.85
 SCHWENKSVILLE                    09/1                    360                      Owner Occupied               11/01/1990
 PA        19473-1448             Purchase                N/A                      N                            02/01/2001
 N                                36.07                   868.35                   10/01/2                      03/01
 217568377                        10                      $121,000.00              $107,066.08                  $106,725.36
 TOWNSHIP OF SPARTA               08/1                    360                      Owner Occupied               10/01/1989
 NJ        07871-2720             Purchase                N/A                      N                            05/01/2001
 N                                66.70                   1061.87                  09/01/2                      03/01
 217596642                        8                       $239,750.00              $306,832.24                  $307,364.35
 RIVERDALE                        11/3                    360                      Owner Occupied               01/01/1991
 NY        10471-1810             Purchase                Quick                    N                            02/01/2001
 N                                86.57                   2581.21                  12/01/2                      03/01

 217657154                        9.75                    $50,100.00               $11,483.81                   $11,917.42
 YORK                             03/0                    360                      Owner Occupied               05/01/1991
 PA        17404-0000             Purchase                Full                     N                            02/01/2001
 N                                22.56                   430.44                   04/01/2                      03/01
 217848449                        7.75                    $155,000.00              $131,616.36                  $131,870.66
 PROVIDENCE                       04/1                    360                      Owner Occupied               06/01/1991
 NY        12850-9637             Purchase                Full                     N                            02/01/2001
 N                                63.39                   1105.96                  05/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 217874858                        8.875                   $144,000.00              $126,078.18                  $126,263.57
 PENNSVILLE                       05/1                    360                      Owner Occupied               07/01/1991
 NJ        08070-2718             Purchase                Streamline               N                            02/01/2001
 Y                                68.98                   1119.21                  06/01/2                      03/01
 217930874                        9.375                   $26,000.00               $23,476.54                   $23,509.12
 DAYTON                           07/2                    360                      Owner Occupied               09/01/1991
 OH        45406-4255             Purchase                Alternative              N                            02/01/2001
 N                                54.66                   216.25                   08/01/2                      03/01
 217931930                        9.25                    $37,800.00               $7,305.76                    $7,305.76
 GULF SHORES                      07/2                    180                      Owner Occupied               09/01/1991
 AL        36542-0000             Purchase                Full                     N                            03/01/2001
 N                                13.52                   389.03                   08/01/2                      03/01

 217939222                        9.25                    $46,100.00               $24,154.23                   $24,440.30
 ELDRIDGE                         07/3                    180                      Owner Occupied               09/01/1991
 IA        52748-1529             Purchase                Alternative              N                            02/01/2001
 N                                39.73                   474.46                   08/01/2                      03/01
 217952555                        9.875                   $188,450.00              $170,170.31                  $170,404.42
 FT LAUDERDALE                    08/1                    360                      Owner Occupied               10/01/1991
 FL        33312-7257             Purchase                Streamline               N                            02/01/2001
 N                                53.25                   1636.4                   09/01/2                      03/01
 217958628                        10                      $117,634.00              $104,219.17                  $104,398.44
 MONROE                           07/0                    328                      Owner Occupied               08/01/1991
 NY        10950-0000             Purchase                N/A                      N                            02/01/2001
 N                                69.59                   1049.26                  11/01/2                      03/01

 217965516                        9.625                   $328,000.00              $294,081.55                  $294,507.33
 LONG GROVE                       08/3                    360                      Owner Occupied               10/01/1991
 IL        60047-0000             Purchase                Streamline               N                            02/01/2001
 N                                71.83                   2787.97                  09/01/2                      03/01
 217979905                        8.625                   $118,300.00              $103,350.13                  $103,501.77
 CRANFORD                         09/1                    360                      Owner Occupied               11/01/1991
 NJ        07016-3056             Purchase                Full                     N                            02/01/2001
 Y                                79.61                   895.56                   10/01/2                      03/01
 217980358                        9.5                     $117,200.00              $99,219.72                   $99,691.08
 GLEN ARM                         09/1                    300                      Owner Occupied               11/01/1991
 MD        21057-9339             Purchase                Alternative              N                            01/01/2001
 N                                42.78                   1023.97                  10/01/2                      03/01

 217986249                        8.625                   $87,150.00               $76,201.41                   $76,313.20
 MAPLE GROVE                      09/3                    360                      Owner Occupied               11/01/1991
 MN        55369-5516             Purchase                Full                     N                            02/01/2001
 Y                                87.91                   660.29                   10/01/2                      03/01
 217995505                        9.5                     $69,150.00               $61,931.38                   $61,931.38
 LOUISVILLE                       10/0                    360                      Owner Occupied               12/01/1991
 KY        40218-3044             Purchase                Full                     N                            03/01/2001
 N                                88.03                   581.45                   11/01/2                      03/01
 218000776                        8.875                   $89,500.00               $80,566.12                   $80,796.06
 SYLMAR                           10/1                    360                      Owner Occupied               12/01/1991
 CA        91342-2657             Purchase                Full                     N                            01/01/2001
 N                                79.99                   712.1                    11/01/2                      03/01

 220000491                        9.25                    $97,500.00               $87,264.46                   $87,498.38
 RED HOOK                         10/2                    360                      Owner Occupied               12/01/1991
 NY        12571-1833             Purchase                N/A                      N                            01/01/2001
 N                                60.26                   790.98                   11/01/2                      03/01
 220164040                        8.875                   $156,500.00              $138,496.17                  $138,884.06
 SOUTHINGTON                      03/1                    360                      Owner Occupied               05/01/1992
 CT        06489-0000             Purchase                Alternative              N                            01/01/2001
 N                                79.36                   1220.39                  04/01/2                      03/01
 220190110                        8.15                    $57,450.00               $51,393.53                   $51,471.52
 PHILADELPHIA                     03/3                    360                      Owner Occupied               05/01/1992
 PA        19149-3030             Purchase                Full                     N                            02/01/2001
 N                                85.07                   427.57                   04/01/2                      03/01

 220235592                        8                       $75,000.00               $66,758.31                   $66,862.88
 DUNDALK                          04/2                    360                      Owner Occupied               06/01/1992
 MD        21222-4612             Purchase                Full                     N                            02/01/2001
 N                                89.15                   550.32                   05/01/2                      03/01
 220288310                        8.75                    $283,000.00              $252,278.57                  $252,618.24
 ATLANTA                          05/2                    360                      Owner Occupied               07/01/1992
 GA        30350-1183             Purchase                Relocation               N                            02/01/2001
 Y                                70.19                   2181.68                  06/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 220293518                        8                       $95,500.00               $53,726.62                   $54,277.42
 NORTHPORT                        06/0                    180                      Owner Occupied               07/01/1992
 NY        11768-3446             Purchase                Alternative              N                            02/01/2001
 N                                27.41                   912.65                   06/01/2                      03/01
 220382196                        8.5                     $52,000.00               $43,260.40                   $43,360.31
 FT MYERS                         03/0                    306                      Owner Occupied               04/01/1992
 FL        33901-0000             Purchase                N/A                      N                            02/01/2001
 N                                57.81                   407.05                   09/01/2                      03/01
 220382295                        8.5                     $52,500.00               $43,260.31                   $43,360.23
 FT MYERS                         03/0                    306                      Owner Occupied               04/01/1992
 FL        33901-0000             Purchase                N/A                      N                            02/01/2001
 N                                57.81                   407.05                   09/01/2                      03/01

 220459705                        8.875                   $128,000.00              $106,296.85                  $106,431.58
 EL PASO                          10/0                    360                      Owner Occupied               12/01/1992
 TX        79912-1800             Purchase                N/A                      N                            02/01/2001
 Y                                66.51                   921.88                   11/01/2                      03/01
 220494058                        7.5                     $100,000.00              $89,337.63                   $89,474.54
 SUISUN CITY                      10/2                    360                      Owner Occupied               12/01/1992
 CA        94585-1753             Purchase                Alternative              N                            02/01/2001
 N                                89.47                   696.13                   11/01/2                      03/01
 220510432                        7.25                    $86,000.00               $49,367.30                   $49,851.18
 DANVILLE                         11/0                    180                      Owner Occupied               01/01/1993
 PA        17821-8600             Construction            Alternative              N                            02/01/2001
 N                                46.15                   785.06                   12/01/2                      03/01

 220538615                        7.125                   $124,500.00              $71,434.50                   $72,332.78
 NOVI                             11/2                    180                      Owner Occupied               01/01/1993
 MI        48375-1634             Purchase                Alternative              N                            02/01/2001
 N                                46.47                   1127.76                  12/01/2                      03/01
 220540348                        8.605                   $96,000.00               $82,325.18                   $82,476.81
 CARY                             08/3                    360                      Owner Occupied               10/01/1989
 NC        27511-0000             Purchase                N/A                      N                            02/01/2001
 N                                68.73                   743.06                   09/01/2                      03/01
 220543243                        8.875                   $287,000.00              $261,401.96                  $261,749.60
 MENLO PARK                       11/2                    360                      Owner Occupied               01/01/1993
 CA        94025-6507             Purchase                Alternative              N                            02/01/2001
 N                                68.88                   2283.5                   12/01/2                      03/01

 220557227                        7.5                     $72,900.00               $65,615.07                   $65,714.09
 HANOVER                          12/0                    360                      Owner Occupied               02/01/1993
 PA        17331-2728             Purchase                Full                     N                            02/01/2001
 N                                90.14                   509.73                   01/01/2                      03/01
 220572143                        8.605                   $48,000.00               $41,015.74                   $41,092.60
 RALEIGH                          08/3                    360                      Owner Occupied               10/01/1989
 NC        27615-0000             Purchase                N/A                      N                            02/01/2001
 N                                68.48                   371.53                   09/01/2                      03/01
 220577019                        8.355                   $61,700.00               $50,766.40                   $50,883.19
 ST GEORGE                        12/0                    299                      Owner Occupied               01/01/1993
 UT        84770-0000             Purchase                N/A                      N                            02/01/2001
 N                                78.28                   471.06                   11/01/2                      03/01

 220582340                        8.375                   $292,800.00              $258,984.25                  $259,330.41
 SOLON                            12/1                    360                      Owner Occupied               02/01/1993
 OH        44139-5921             Purchase                Select                   N                            02/01/2001
 Y                                70.76                   2156.07                  01/01/2                      03/01
 220585467                        8.75                    $137,000.00              $125,504.11                  $125,665.58
 NEW HAVEN                        12/2                    360                      Owner Occupied               02/01/1993
 CT        06515-2703             Purchase                Streamline               N                            02/01/2001
 N                                66.84                   1077.78                  01/01/2                      03/01
 220593453                        9.5                     $101,756.61              $92,795.46                   $92,921.71
 GLASSBORO                        06/2                    360                      Owner Occupied               08/01/1991
 NJ        08028-0000             Purchase                N/A                      N                            02/01/2001
 N                                90.65                   861.88                   07/01/2                      03/01

 220603567                        8.875                   $202,000.00              $181,215.02                  $181,442.15
 NORTH WALES                      12/3                    360                      Owner Occupied               02/01/1993
 PA        19454-2746             Purchase                Alternative              N                            02/01/2001
 Y                                70.37                   1569.05                  01/01/2                      03/01
 220652093                        7.625                   $146,700.00              $131,843.30                  $132,035.84
 NESCONSET                        02/0                    360                      Owner Occupied               04/01/1993
 NY        11767-2239             Purchase                Alternative              N                            02/01/2001
 N                                81.00                   1031.52                  03/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 220657142                        8.625                   $1,350,000.00            $1,219,310.78                $1,220,857.92
 LARKSPUR                         02/1                    360                      Owner Occupied               04/01/1993
 CO        80118-8804             Purchase                Full                     N                            02/01/2001
 Y                                64.25                   10322.06                 03/01/2                      03/01
 220667208                        8.625                   $130,000.00              $116,812.93                  $116,961.15
 PLAINSBORO                       02/2                    360                      Owner Occupied               04/01/1993
 NJ        08536-2016             Construction            Alternative              N                            02/01/2001
 Y                                50.07                   988.88                   03/01/2                      03/01
 220727507                        7.625                   $134,000.00              $120,235.76                  $120,413.00
 CARMEL                           04/1                    360                      Owner Occupied               06/01/1993
 NY        10541-0000             Purchase                Alternative              N                            02/01/2001
 N                                69.20                   942.36                   05/01/2                      03/01

 220760334                        7.5                     $79,000.00               $70,446.53                   $70,550.16
 BLUEMONT                         04/3                    360                      Owner Occupied               06/01/1993
 VA        22012-0000             Purchase                Alternative              N                            02/01/2001
 N                                67.19                   544.57                   05/01/2                      03/01
 220768345                        7                       $336,600.00              $302,658.60                  $303,129.75
 LOS ANGELES                      05/0                    360                      Owner Occupied               07/01/1993
 CA        90049-4339             Purchase                Relocation               N                            02/01/2001
 N                                81.05                   2239.41                  06/01/2                      03/01
 220770440                        7.625                   $452,800.00              $390,629.35                  $391,515.24
 HIGHLAND PARK                    05/0                    360                      Owner Occupied               07/01/1993
 IL        60035-4237             Purchase                Streamline               N                            02/01/2001
 N                                50.51                   3204.89                  06/01/2                      03/01

 220785414                        7.25                    $35,000.00               $21,570.14                   $21,570.14
 SCHOHARIE                        05/1                    180                      Owner Occupied               07/01/1993
 NY        12157-0000             Purchase                Alternative              N                            03/01/2001
 N                                19.25                   319.5                    06/01/2                      03/01
 220789523                        8                       $153,900.00              $135,781.06                  $135,781.06
 LOS ANGELES                      05/0                    360                      Owner Occupied               07/01/1993
 CA        90034-3228             Purchase                Alternative              N                            03/01/2001
 N                                79.40                   1120.7                   06/01/2                      03/01
 220794002                        7.875                   $239,600.00              $208,145.06                  $208,880.45
 CHATHAM BOROUGH                  05/2                    360                      Owner Occupied               07/01/1993
 NJ        07928-2259             Purchase                Alternative              N                            01/01/2001
 N                                79.89                   1737.27                  06/01/2                      03/01

 220826515                        7.375                   $250,000.00              $157,111.13                  $157,867.59
 LIVINGSTON                       06/0                    360                      Owner Occupied               08/01/1993
 NJ        07039-5506             Purchase                Alternative              N                            02/01/2001
 N                                30.07                   1726.69                  07/01/2                      03/01
 220842041                        7.125                   $390,000.00              $241,322.71                  $243,410.20
 YORK HARBOR                      06/1                    180                      Owner Occupied               08/01/1993
 ME        03911-0000             Purchase                Alternative              N                            02/01/2001
 N                                49.67                   3532.74                  07/01/2                      03/01
 220845317                        9                       $116,100.00              $106,152.03                  $106,275.36
 GULF SHORES                      06/1                    360                      Owner Occupied               08/01/1993
 AL        36542-0000             Purchase                Alternative              N                            02/01/2001
 Y                                82.38                   920.4                    07/01/2                      03/01

 220850580                        6.8                     $83,850.00               $73,723.36                   $73,723.36
 BETHLEHEM                        06/1                    360                      Owner Occupied               08/01/1993
 PA        18017-9534             Purchase                Full                     N                            03/01/2001
 N                                79.12                   546.64                   07/01/2                      03/01
 220860951                        7.75                    $83,300.00               $74,106.09                   $74,106.09
 BULLHEAD CITY                    06/1                    360                      Owner Occupied               08/01/1993
 AZ        86442-0000             Purchase                N/A                      N                            03/01/2001
 N                                62.27                   596.77                   07/01/2                      03/01
 220867949                        7.25                    $69,000.00               $60,418.89                   $60,538.19
 MODESTO                          06/2                    360                      Owner Occupied               08/01/1993
 CA        95350-0000             Purchase                Full                     N                            02/01/2001
 N                                63.72                   470.7                    07/01/2                      03/01

 220893820                        7.5                     $148,000.00              $124,257.59                  $124,514.22
 BRONX                            06/3                    360                      Owner Occupied               08/01/1993
 NY        10463-7556             Purchase                N/A                      N                            02/01/2001
 N                                67.30                   1034.84                  07/01/2                      03/01
 220933915                        7.375                   $140,600.00              $126,495.43                  $126,495.43
 RIDGEWOOD                        07/2                    360                      Owner Occupied               09/01/1993
 NY        11385-1141             Purchase                Alternative              N                            03/01/2001
 N                                85.46                   971.09                   08/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 220937981                        7.125                   $202,000.00              $101,678.70                  $102,431.42
 BROOKLYN                         07/2                    360                      Owner Occupied               09/01/1993
 NY        11228-3814             Purchase                Alternative              N                            02/01/2001
 N                                36.58                   1360.91                  08/01/2                      03/01
 220947980                        7.875                   $65,000.00               $55,061.20                   $55,195.29
 GILBERTSVILLE                    07/3                    300                      Owner Occupied               09/01/1993
 PA        19525-0000             Construction            Alternative              N                            02/01/2001
 N                                52.07                   496.31                   08/01/2                      03/01
 220962104                        7.875                   $118,800.00              $108,813.34                  $108,813.34
 NEW WINDSOR                      08/0                    360                      Owner Occupied               10/01/1993
 NY        12553-8042             Purchase                Alternative              N                            03/01/2001
 N                                68.43                   861.38                   09/01/2                      03/01

 220980163                        7.75                    $135,000.00              $111,468.55                  $111,721.54
 NASHVILLE                        10/0                    298                      Owner Occupied               11/01/1993
 TN        37205-3110             Purchase                N/A                      N                            02/01/2001
 N                                74.48                   974.52                   08/01/2                      03/01
 221007016                        5.875                   $121,400.00              $73,829.83                   $75,775.16
 HEMET                            08/3                    180                      Owner Occupied               10/01/1993
 CA        92544-6427             Purchase                Relocation               N                            12/01/2000
 N                                55.69                   1016.26                  09/01/2                      03/01
 221039688                        9.75                    $115,200.00              $105,263.24                  $105,369.80
 DELRAY BEACH                     09/2                    360                      Owner Occupied               11/01/1993
 FL        33445-4454             Purchase                Alternative              N                            02/01/2001
 Y                                82.32                   962.69                   10/01/2                      03/01

 221046246                        6.875                   $55,000.00               $42,452.96                   $42,631.02
 PHILADELPHIA                     09/2                    240                      Owner Occupied               11/01/1993
 PA        19149-2023             Purchase                Alternative              N                            02/01/2001
 N                                58.80                   422.3                    10/01/2                      03/01
 221049752                        6.875                   $194,700.00              $174,053.64                  $174,532.75
 FOOTHILL RANCH                   09/2                    360                      Owner Occupied               11/01/1993
 CA        92610-0000             Construction            Full                     N                            02/01/2001
 N                                80.46                   1279.04                  10/01/2                      03/01
 221053481                        6.875                   $144,100.00              $130,097.27                  $130,297.40
 STATEN ISLAND                    09/2                    360                      Owner Occupied               11/01/1993
 NY        10308-0000             Purchase                Alternative              N                            02/01/2001
 N                                66.81                   946.63                   10/01/2                      03/01

 221059645                        7.5                     $150,000.00              $136,552.80                  $136,746.95
 BROOKLYN                         09/2                    360                      Owner Occupied               11/01/1993
 NY        11220-3106             Purchase                Alternative              N                            02/01/2001
 N                                80.43                   1048.82                  10/01/2                      03/01
 221061294                        6.8                     $62,400.00               $55,318.16                   $55,318.16
 PHILADELPHIA                     09/2                    360                      Owner Occupied               11/01/1993
 PA        19111-2522             Purchase                Full                     N                            03/01/2001
 N                                70.92                   406.8                    10/01/2                      03/01
 221097066                        6.875                   $280,000.00              $155,431.44                  $157,028.98
 POMONA                           10/1                    180                      Owner Occupied               12/01/1993
 NY        10970-2208             Purchase                Alternative              N                            02/01/2001
 N                                34.89                   2497.19                  11/01/2                      03/01

 221104136                        9.625                   $375,700.00              $343,723.95                  $344,075.31
 LAGUNA BEACH                     10/1                    360                      Owner Occupied               12/01/1993
 CA        92651-3937             Purchase                Alternative              N                            02/01/2001
 Y                                82.41                   3111.13                  11/01/2                      03/01
 221104151                        6.5                     $125,500.00              $78,921.92                   $79,584.08
 NORTH BELLMORE                   10/1                    180                      Owner Occupied               12/01/1993
 NY        11710-1352             Purchase                Alternative              N                            02/01/2001
 N                                49.74                   1093.24                  11/01/2                      03/01
 221153919                        7.25                    $50,600.00               $46,099.65                   $46,165.91
 EPPING                           11/0                    359                      Owner Occupied               01/01/1994
 NH        03042-0000             Purchase                Alternative              N                            02/01/2001
 N                                30.77                   345.18                   11/01/2                      03/01

 221153992                        7.25                    $83,000.00               $73,032.38                   $73,032.38
 CARMEL                           11/0                    360                      Owner Occupied               01/01/1994
 NY        10541-0000             Purchase                Alternative              N                            03/01/2001
 N                                52.35                   566.21                   12/01/2                      03/01
 221182454                        8.625                   $266,000.00              $241,161.39                  $242,007.26
 PORT ORCHARD                     11/1                    360                      Owner Occupied               01/01/1994
 WA        98366-8008             Purchase                Alternative              N                            12/01/2000
 Y                                68.07                   2019.37                  12/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 221182462                        6.375                   $199,000.00              $125,952.94                  $126,998.12
 OLYMPIC VALLEY                   11/1                    180                      Owner Occupied               01/01/1994
 CA        96146-0000             Purchase                Alternative              N                            02/01/2001
 N                                42.33                   1719.86                  12/01/2                      03/01
 221186943                        6.375                   $243,000.00              $153,508.39                  $154,786.22
 CHESTER                          11/2                    180                      Owner Occupied               01/01/1994
 CT        06412-0000             Purchase                Alternative              N                            02/01/2001
 N                                49.13                   2100.13                  12/01/2                      03/01
 221188923                        6.875                   $63,900.00               $52,385.80                   $52,504.77
 AUSTIN                           11/2                    360                      Owner Occupied               01/01/1994
 TX        78757-2036             Purchase                Alternative              N                            02/01/2001
 N                                52.53                   419.78                   12/01/2                      03/01

 221190093                        5.75                    $82,650.00               $73,237.76                   $73,368.52
 EASTON                           11/2                    360                      Owner Occupied               01/01/1994
 PA        18042-3964             Purchase                Alternative              N                            02/01/2001
 N                                84.33                   482.32                   12/01/2                      03/01
 221191471                        5.75                    $96,400.00               $85,568.23                   $85,568.23
 HORSHAM                          11/2                    360                      Owner Occupied               01/01/1994
 PA        19044-1968             Purchase                Alternative              N                            03/01/2001
 N                                84.30                   562.56                   12/01/2                      03/01
 221196314                        7.25                    $305,500.00              $278,327.51                  $278,727.58
 SANTA ANA                        11/2                    360                      Owner Occupied               01/01/1994
 CA        92705-2462             Purchase                Alternative              N                            02/01/2001
 N                                34.84                   2084.05                  12/01/2                      03/01

 221202054                        5.75                    $53,100.00               $46,995.38                   $47,079.67
 PHILADELPHIA                     11/2                    360                      Owner Occupied               01/01/1994
 PA        19150-2809             Purchase                Alternative              N                            02/01/2001
 N                                79.79                   309.88                   12/01/2                      03/01
 221202468                        7.25                    $249,150.00              $86,838.71                   $89,224.69
 FT. LAUDERDALE                   11/2                    120                      Owner Occupied               01/01/1994
 FL        33308-6440             Purchase                Alternative              N                            02/01/2001
 N                                27.03                   2925.05                  12/01/2                      03/01
 221222508                        3.875                   $90,800.00               $76,939.07                   $76,939.07
 BEAR                             11/3                    359                      Owner Occupied               01/01/1994
 DE        19701-2174             Purchase                Alternative              N                            03/01/2001
 N                                55.20                   426.98                   11/01/2                      03/01

 221246887                        7.5                     $250,900.00              $149,353.72                  $149,353.72
 HICKSVILLE                       12/1                    180                      Owner Occupied               02/01/1994
 NY        11801-3159             Purchase                Alternative              N                            03/01/2001
 N                                46.96                   2325.87                  01/01/2                      03/01
 221247372                        7.375                   $290,400.00              $265,406.67                  $265,406.67
 KINGS POINT                      12/1                    360                      Owner Occupied               02/01/1994
 NY        11024-1206             Purchase                Alternative              N                            03/01/2001
 N                                39.03                   2005.72                  01/01/2                      03/01
 221268113                        7                       $100,800.00              $59,528.23                   $58,969.46
 VALLEY STEAM                     12/2                    180                      Owner Occupied               02/01/1994
 NY        11581-3326             Purchase                Alternative              N                            04/01/2001
 N                                28.08                   906.02                   01/01/2                      03/01

 221287923                        7.125                   $194,500.00              $177,110.91                  $177,368.17
 CRESTWOOD                        01/0                    358                      Owner Occupied               02/01/1994
 NY        10707-2114             Purchase                Alternative              N                            02/01/2001
 N                                91.19                   1310.38                  11/01/2                      03/01
 221288277                        6.875                   $131,800.00              $116,549.59                  $116,746.56
 ELMSFORD                         12/3                    360                      Owner Occupied               02/01/1994
 NY        10523-2102             Purchase                Alternative              N                            02/01/2001
 N                                69.49                   865.83                   01/01/2                      03/01
 221293871                        5                       $147,300.00              $122,933.12                  $123,310.07
 TEMECULA                         11/2                    360                      Owner Occupied               01/01/1994
 CA        92591-7319             Purchase                N/A                      N                            02/01/2001
 N                                83.71                   790.74                   12/01/2                      03/01

 221303167                        7.5                     $139,500.00              $122,225.05                  $122,225.05
 WEST BABYLON                     01/1                    360                      Owner Occupied               03/01/1994
 NY        11704-3214             Purchase                Alternative              N                            03/01/2001
 N                                54.32                   975.4                    02/01/2                      03/01
 221308307                        7.375                   $121,600.00              $96,617.97                   $96,992.20
 SAGAPONACK                       01/1                    240                      Owner Occupied               03/01/1994
 NY        11962-0000             Purchase                Alternative              N                            02/01/2001
 N                                63.81                   970.33                   02/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 221324734                        8.375                   $80,000.00               $73,444.84                   $73,444.84
 CORAL SPRINGS                    01/2                    360                      Owner Occupied               03/01/1994
 FL        33071-7880             Purchase                Alternative              N                            03/01/2001
 Y                                50.65                   601.41                   02/01/2                      03/01
 221328610                        6.625                   $244,000.00              $157,830.45                  $159,094.42
 LONG BEACH                       01/2                    180                      Owner Occupied               03/01/1994
 NY        11561-4232             Purchase                Alternative              N                            02/01/2001
 N                                52.16                   2142.3                   02/01/2                      03/01
 221331283                        7.875                   $119,850.00              $108,941.02                  $109,082.44
 BRISTOL                          01/1                    360                      Owner Occupied               03/01/1994
 CT        06010-2531             Purchase                N/A                      N                            02/01/2001
 Y                                91.01                   857.27                   02/01/2                      03/01

 221346687                        5.75                    $90,000.00               $77,908.75                   $78,059.93
 PHILADELPHIA                     02/1                    360                      Owner Occupied               04/01/1994
 PA        19111-2503             Purchase                Full                     N                            02/01/2001
 N                                74.34                   525.22                   03/01/2                      03/01
 221346828                        7                       $71,000.00               $64,707.08                   $64,707.08
 MARCY                            02/1                    360                      Owner Occupied               04/01/1994
 NY        13403-2709             Purchase                Alternative              N                            03/01/2001
 N                                80.88                   472.36                   03/01/2                      03/01
 221351000                        8.625                   $80,000.00               $72,881.35                   $72,965.44
 SHELBY TOWNSHIP                  02/1                    360                      Owner Occupied               04/01/1994
 MI        48316-1500             Purchase                Relocation               N                            02/01/2001
 Y                                66.33                   608.53                   03/01/2                      03/01

 221360126                        7.375                   $188,000.00              $162,928.21                  $163,223.54
 QUEENSBURY                       02/2                    360                      Owner Occupied               04/01/1994
 NY        12804-9066             Purchase                Full                     N                            02/01/2001
 N                                65.28                   1298.47                  03/01/2                      03/01
 221366560                        6                       $550,800.00              $235,854.63                  $239,306.06
 RICHMOND HTS                     02/2                    180                      Owner Occupied               04/01/1994
 MO        63117-1048             Purchase                Relocation               N                            02/01/2001
 N                                32.55                   4647.96                  03/01/2                      03/01
 221366644                        8.625                   $57,300.00               $52,662.49                   $52,722.93
 MACOMB TWP                       02/2                    360                      Owner Occupied               04/01/1994
 MI        48044-0000             Purchase                Relocation               N                            02/01/2001
 Y                                82.76                   439.39                   03/01/2                      03/01

 221375322                        6.625                   $55,000.00               $49,754.97                   $49,754.97
 READING                          03/0                    360                      Owner Occupied               05/01/1994
 PA        19605-3232             Purchase                Alternative              N                            03/01/2001
 N                                46.06                   352.17                   04/01/2                      03/01
 221375595                        7.625                   $78,350.00               $72,176.64                   $72,271.97
 HOLLYWOOD                        03/0                    360                      Owner Occupied               05/01/1994
 FL        33020-2717             Purchase                Alternative              N                            02/01/2001
 N                                87.60                   554.56                   04/01/2                      03/01
 221377963                        7                       $600,000.00              $386,961.61                  $390,079.12
 SACRAMENTO                       03/0                    180                      Owner Occupied               04/01/1994
 CA        95864-0000             Construction            Alternative              N                            02/01/2001
 N                                38.81                   5392.97                  03/01/2                      03/01

 221378359                        7.5                     $104,000.00              $95,065.58                   $95,197.77
 HUBBARDSTON                      03/0                    360                      Owner Occupied               05/01/1994
 MA        01452-0000             Purchase                Alternative              N                            02/01/2001
 N                                73.22                   727.18                   04/01/2                      03/01
 221391469                        8.125                   $42,300.00               $38,307.84                   $38,307.84
 GRANDVIEW                        02/0                    360                      Owner Occupied               04/01/1994
 MO        64030-3617             Purchase                N/A                      N                            03/01/2001
 Y                                91.20                   307.29                   03/01/2                      03/01
 221405111                        8.875                   $224,250.00              $192,010.67                  $192,010.67
 AVALON                           03/2                    360                      Owner Occupied               05/01/1994
 CA        90704-0000             Purchase                Alternative              N                            03/01/2001
 Y                                64.21                   1665.54                  04/01/2                      03/01

 221410871                        6.625                   $161,350.00              $123,401.16                  $123,751.09
 NAPERVILLE                       03/3                    360                      Owner Occupied               05/01/1994
 IL        60564-8067             Purchase                Alternative              N                            02/01/2001
 N                                69.00                   1033.14                  04/01/2                      03/01
 221420896                        6.75                    $65,000.00               $43,216.48                   $43,546.72
 COPIAGUE                         04/1                    180                      Owner Occupied               06/01/1994
 NY        11726-4522             Purchase                Streamline               N                            02/01/2001
 N                                37.86                   575.19                   05/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 221421290                        7.125                   $195,000.00              $178,588.65                  $178,840.53
 DANVILLE                         04/1                    360                      Owner Occupied               06/01/1994
 CA        94506-6155             Purchase                Relocation               N                            02/01/2001
 N                                63.64                   1313.75                  05/01/2                      03/01
 221427297                        6.8                     $90,000.00               $82,019.22                   $82,140.49
 BENSALEM                         04/1                    360                      Owner Occupied               06/01/1994
 PA        19020-1304             Purchase                Full                     N                            02/01/2001
 N                                86.01                   586.73                   05/01/2                      03/01
 221432883                        4.875                   $144,000.00              $120,766.00                  $120,766.00
 PATERSON                         04/2                    360                      Owner Occupied               06/01/1994
 NJ        07502-1827             Purchase                Alternative              N                            03/01/2001
 N                                75.47                   762.06                   05/01/2                      03/01

 221433188                        8.75                    $106,200.00              $94,207.14                   $94,368.31
 KATY                             04/2                    360                      Owner Occupied               06/01/1994
 TX        77450-3661             Purchase                Relocation               N                            02/01/2001
 Y                                79.97                   799.27                   05/01/2                      03/01
 221438468                        8.75                    $171,000.00              $157,078.47                  $157,253.66
 TUCSON                           04/2                    360                      Owner Occupied               06/01/1994
 AZ        85743-1025             Construction            Relocation               N                            02/01/2001
 Y                                82.76                   1321.83                  05/01/2                      03/01
 221446453                        9                       $115,500.00              $106,008.09                  $106,121.11
 STATELINE                        04/2                    360                      Owner Occupied               06/01/1994
 NV        89449-0000             Purchase                Full                     N                            02/01/2001
 Y                                44.21                   908.93                   05/01/2                      03/01

 221481336                        7.5                     $90,900.00               $79,200.35                   $79,200.35
 PHILADELPHIA                     06/0                    360                      Owner Occupied               08/01/1994
 PA        19111-1327             Purchase                Full                     N                            03/01/2001
 N                                78.41                   635.59                   07/01/2                      03/01
 221482771                        8.875                   $65,000.00               $54,903.15                   $55,099.02
 SO PLAINFIELD                    06/0                    360                      Owner Occupied               08/01/1994
 NJ        07080-3111             Purchase                Alternative              N                            02/01/2001
 N                                42.41                   517.17                   07/01/2                      03/01
 221485154                        7.75                    $51,500.00               $35,495.11                   $35,748.99
 FOREST CITY                      06/1                    180                      Owner Occupied               08/01/1994
 IA        50436-8006             Purchase                Alternative              N                            02/01/2001
 N                                38.85                   484.76                   07/01/2                      03/01

 221494388                        9.25                    $38,400.00               $35,882.63                   $35,918.83
 SHAPLEIGH                        06/2                    360                      Owner Occupied               08/01/1994
 ME        04076-0000             Purchase                Alternative              N                            02/01/2001
 Y                                74.83                   313.07                   07/01/2                      03/01
 221501257                        8.875                   $325,000.00              $295,330.23                  $295,728.92
 ARCADIA                          06/2                    360                      Owner Occupied               08/01/1994
 CA        91006-0000             Purchase                Alternative              N                            02/01/2001
 N                                45.49                   2585.85                  07/01/2                      03/01
 221501547                        8.75                    $69,350.00               $65,022.04                   $65,092.98
 CLEVELAND                        06/3                    360                      Owner Occupied               08/01/1994
 TX        77327-2034             Purchase                N/A                      N                            02/01/2001
 N                                89.16                   545.58                   07/01/2                      03/01

 221503105                        7.5                     $111,350.00              $102,805.96                  $102,941.16
 MARLTON                          06/3                    360                      Owner Occupied               08/01/1994
 NJ        08053-3808             Purchase                N/A                      N                            02/01/2001
 N                                91.09                   778.58                   07/01/2                      03/01
 221503949                        6.625                   $113,500.00              $102,921.13                  $102,921.13
 PEQUANNOCK                       08/2                    360                      Owner Occupied               10/01/1994
 NJ        07440-1352             Purchase                Alternative              N                            03/01/2001
 N                                72.47                   726.75                   09/01/2                      03/01
 221507247                        9.125                   $48,000.00               $43,653.74                   $43,653.74
 WARRENSBURG                      07/0                    360                      Owner Occupied               09/01/1994
 NY        12885-0000             Purchase                Alternative              N                            03/01/2001
 Y                                72.75                   379.27                   08/01/2                      03/01

 221509979                        9.125                   $80,000.00               $74,521.88                   $74,597.85
 SILVER SPRING                    07/1                    360                      Non-Owner Occupied           09/01/1994
 MD        20901-0000             Purchase                Alternative              N                            02/01/2001
 Y                                42.62                   643.22                   08/01/2                      03/01
 221512239                        9.125                   $24,500.00               $13,000.36                   $11,176.77
 THORNHURST                       07/1                    360                      Owner Occupied               09/01/1994
 PA        18610-0000             Purchase                Alternative              N                            04/01/2001
 Y                                34.39                   120.15                   08/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 221513138                        9.125                   $40,600.00               $37,946.34                   $37,985.03
 ROCKWALL                         07/1                    360                      Non-Owner Occupied           09/01/1994
 TX        75087-0000             Purchase                N/A                      N                            02/01/2001
 Y                                65.49                   327.53                   08/01/2                      03/01
 221516719                        7.875                   $184,000.00              $169,900.34                  $171,780.64
 LAWRENCE                         07/2                    360                      Owner Occupied               09/01/1994
 NJ        08648-2818             Purchase                Alternative              N                            05/01/2000
 Y                                83.81                   1327.04                  08/01/2                      03/01
 221519077                        9.125                   $21,600.00               $19,165.82                   $19,201.76
 PROVINCETOWN                     07/2                    360                      Owner Occupied               09/01/1994
 MA        02657-0000             Purchase                Full                     N                            02/01/2001
 Y                                71.11                   166.65                   08/01/2                      03/01

 221519820                        9.125                   $530,000.00              $493,964.97                  $494,468.48
 OJAI                             07/2                    360                      Owner Occupied               09/01/1994
 CA        93023-0000             Purchase                N/A                      N                            02/01/2001
 Y                                41.20                   4263.53                  08/01/2                      03/01
 221522303                        6.375                   $125,200.00              $113,853.53                  $114,028.84
 MANTUA                           07/2                    360                      Owner Occupied               09/01/1994
 NJ        08051-2124             Purchase                N/A                      N                            02/01/2001
 N                                86.51                   781.09                   08/01/2                      03/01
 221522329                        6.625                   $104,400.00              $84,062.31                   $84,265.57
 MT HOLLY                         07/2                    360                      Owner Occupied               09/01/1994
 NJ        08060-4281             Purchase                Alternative              N                            02/01/2001
 N                                79.99                   668.48                   08/01/2                      03/01

 221523541                        9.125                   $20,000.00               $11,694.33                   $11,694.33
 PROVINCETOWN                     08/0                    180                      Owner Occupied               09/01/1994
 MA        02657-0000             Purchase                Full                     N                            03/01/2001
 Y                                46.77                   172.2                    08/01/2                      03/01
 221525033                        9.125                   $110,000.00              $102,833.99                  $102,938.82
 WARWICK                          07/2                    360                      Owner Occupied               09/01/1994
 RI        02889-5529             Purchase                Alternative              N                            02/01/2001
 Y                                50.21                   887.59                   08/01/2                      03/01
 221527591                        9.125                   $238,235.00              $220,234.15                  $220,680.08
 SAN PEDRO                        07/2                    360                      Owner Occupied               10/01/1994
 CA        90732-4245             Purchase                Alternative              N                            01/01/2001
 Y                                83.27                   1900.21                  09/01/2                      03/01

 221535537                        8.875                   $73,800.00               $68,819.47                   $68,897.11
 MANSFIELD                        08/1                    360                      Owner Occupied               10/01/1994
 OH        44907-0000             Purchase                Alternative              N                            02/01/2001
 N                                84.02                   587.19                   09/01/2                      03/01
 221536345                        9                       $116,850.00              $108,809.92                  $109,143.79
 MEMPHIS                          08/2                    360                      Owner Occupied               10/01/1994
 TN        38018-6432             Purchase                N/A                      N                            12/01/2000
 Y                                88.73                   929.04                   09/01/2                      03/01
 221542228                        9.125                   $306,600.00              $283,625.80                  $283,912.43
 FARMINGTON HLS.                  08/2                    360                      Owner Occupied               10/01/1994
 MI        48331-6006             Purchase                Alternative              N                            02/01/2001
 Y                                61.65                   2445.55                  09/01/2                      03/01

 221544133                        8.625                   $65,800.00               $61,006.75                   $61,373.93
 BROOKLYN PARK                    08/3                    360                      Owner Occupied               10/01/1994
 MN        55428-1201             Purchase                Full                     N                            02/01/2001
 N                                74.39                   511.79                   09/01/2                      03/01
 221544927                        7.95                    $79,850.00               $74,206.01                   $74,296.92
 PHILADELPHIA                     08/3                    360                      Owner Occupied               10/01/1994
 PA        19114-1814             Purchase                Full                     N                            02/01/2001
 N                                92.98                   583.13                   09/01/2                      03/01
 221553407                        6.625                   $96,900.00               $81,766.76                   $81,934.87
 BURLINGTON                       09/0                    360                      Owner Occupied               11/01/1994
 NJ        08016-3849             Purchase                N/A                      N                            02/01/2001
 N                                64.56                   620.46                   10/01/2                      03/01

 221554975                        9                       $30,000.00               $16,010.69                   $16,044.01
 GRANBURY                         09/1                    360                      Owner Occupied               11/01/1994
 TX        76048-0000             Purchase                Alternative              N                            02/01/2001
 Y                                42.78                   153.65                   10/01/2                      03/01
 221555261                        9                       $24,800.00               $23,151.97                   $23,175.63
 SOUTH WINDSOR                    09/1                    360                      Owner Occupied               11/01/1994
 CT        06074-0000             Purchase                Alternative              N                            02/01/2001
 Y                                74.76                   197.48                   10/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 221558976                        8.25                    $68,150.00               $64,488.80                   $64,625.61
 CULPEPPER                        09/2                    360                      Owner Occupied               11/01/1994
 VA        22701-8144             Purchase                Alternative              N                            01/01/2001
 Y                                75.81                   512.47                   10/01/2                      03/01
 221564321                        7.6                     $87,750.00               $81,225.80                   $81,330.29
 DELANCO                          09/2                    360                      Owner Occupied               11/01/1994
 NJ        08075-4638             Purchase                Alternative              N                            02/01/2001
 N                                91.89                   619.58                   10/01/2                      03/01
 221564826                        8.75                    $170,900.00              $159,247.56                  $159,416.72
 CLAYTON                          09/2                    360                      Owner Occupied               11/01/1994
 CA        94517-1919             Purchase                Alternative              N                            02/01/2001
 Y                                88.61                   1331.57                  10/01/2                      03/01

 221565062                        9                       $30,800.00               $28,180.30                   $28,209.10
 HILLSBORO                        09/2                    360                      Owner Occupied               11/01/1994
 OR        97123-0000             Purchase                Alternative              N                            02/01/2001
 Y                                64.11                   240.37                   10/01/2                      03/01
 221565138                        8.75                    $175,750.00              $163,387.82                  $163,561.37
 BRENTWOOD                        09/2                    360                      Owner Occupied               11/01/1994
 TN        37027-6055             Purchase                Alternative              N                            02/01/2001
 Y                                88.41                   1366.19                  10/01/2                      03/01
 221565815                        8.75                    $120,000.00              $111,996.42                  $112,115.38
 ROYALTON                         09/2                    360                      Owner Occupied               11/01/1994
 NY        14105-9647             Purchase                Alternative              N                            02/01/2001
 Y                                86.91                   936.47                   10/01/2                      03/01

 221566300                        9.25                    $356,900.00              $330,655.83                  $330,980.71
 HAYWARD                          09/1                    360                      Owner Occupied               11/01/1994
 CA        94542-2250             Purchase                Alternative              N                            02/01/2001
 Y                                78.82                   2876.19                  10/01/2                      03/01
 300013471                        10.375                  $30,000.00               $25,631.61                   $25,780.35
 PERRIS                           03/3                    360                      Owner Occupied               05/01/1990
 CA        92571-4638             Purchase                N/A                      N                            02/01/2001
 N                                22.20                   271.63                   04/01/2                      03/01
 300075330                        8                       $105,750.00              $88,818.15                   $89,191.45
 EAST ORANGE                      12/0                    360                      Owner Occupied               02/01/1989
 NJ        07018-4043             Purchase                N/A                      N                            01/01/2001
 N                                75.90                   780.64                   01/01/2                      03/01

 300102621                        8.75                    $80,000.00               $72,341.13                   $72,463.32
 CRANSTON                         05/2                    360                      Owner Occupied               07/01/1990
 RI        02910-0000             Purchase                N/A                      N                            02/01/2001
 N                                62.73                   650.57                   06/01/2                      03/01
 300113289                        6                       $105,000.00              $90,314.42                   $90,521.32
 EAST WINDSOR                     03/0                    397                      Owner Occupied               05/01/1990
 NJ        08520-5709             Purchase                N/A                      N                            02/01/2001
 N                                68.94                   628.12                   05/01/2                      03/01
 300131968                        10.375                  $117,000.00              $105,163.97                  $105,312.78
 LOS ANGELES                      01/1                    360                      Owner Occupied               03/01/1990
 CA        90007-0000             Purchase                N/A                      N                            02/01/2001
 N                                81.00                   1059.33                  02/01/2                      03/01

 300149010                        8.125                   $130,500.00              $115,252.86                  $115,868.68
 WOBURN                           06/0                    360                      Owner Occupied               08/01/1990
 MA        01801-2661             Purchase                N/A                      N                            12/01/2000
 N                                79.90                   988.42                   07/01/2                      03/01
 300156106                        9.25                    $55,200.00               $25,721.94                   $26,075.23
 COLUMBIA                         07/1                    360                      Owner Occupied               09/01/1978
 MD        21045-2905             Purchase                N/A                      N                            02/01/2001
 N                                37.27                   454.29                   08/01/2                      03/01
 300156189                        9.75                    $27,000.00               $14,305.10                   $14,189.33
 BALTIMORE                        07/2                    360                      Owner Occupied               09/01/1978
 MD        21239-3904             Purchase                N/A                      N                            04/01/2001
 N                                49.35                   232                      08/01/2                      03/01

 300156239                        9.75                    $34,200.00               $16,619.25                   $16,801.34
 BALTIMORE                        08/1                    360                      Owner Occupied               10/01/1978
 MD        21234-3613             Purchase                N/A                      N                            02/01/2001
 N                                44.21                   293.85                   09/01/2                      03/01
 300156296                        9.75                    $23,000.00               $11,523.10                   $11,626.44
 BALTIMORE                        08/2                    360                      Owner Occupied               10/01/1978
 MD        21215-3426             Purchase                N/A                      N                            02/01/2001
 N                                38.75                   197.8                    09/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 300156312                        9.75                    $40,000.00               $4,510.56                    $5,113.05
 BALTIMORE                        08/2                    360                      Owner Occupied               10/01/1978
 MD        21207-6423             Purchase                N/A                      N                            02/01/2001
 N                                9.13                    344                      09/01/2                      03/01
 300156650                        10                      $37,500.00               $20,862.13                   $21,016.24
 BALTIMORE                        11/2                    360                      Owner Occupied               01/01/1979
 MD        21215-0000             Purchase                N/A                      N                            02/01/2001
 N                                44.24                   329.25                   12/01/2                      03/01
 300156759                        10                      $20,000.00               $11,324.60                   $11,405.16
 BALTIMORE                        12/2                    360                      Owner Occupied               02/01/1979
 MD        21215-1334             Purchase                N/A                      N                            02/01/2001
 N                                28.51                   175.6                    01/01/2                      03/01

 300156817                        10                      $25,000.00               $12,305.10                   $12,421.09
 BALTIMORE                        02/1                    360                      Owner Occupied               04/01/1979
 MD        21211-1550             Purchase                N/A                      N                            02/01/2001
 N                                34.98                   219.5                    03/01/2                      03/01
 300156825                        10                      $19,500.00               $1,399.53                    $1,399.53
 BALTIMORE                        02/1                    360                      Owner Occupied               04/01/1979
 MD        21215-3011             Purchase                N/A                      N                            03/01/2001
 N                                3.54                    171.2                    03/01/2                      03/01
 300156833                        10                      $32,500.00               $18,597.36                   $18,726.65
 BALTIMORE                        02/1                    360                      Owner Occupied               04/01/1979
 MD        21215-3011             Purchase                N/A                      N                            02/01/2001
 N                                39.42                   285.35                   03/01/2                      03/01

 300157153                        9.875                   $58,950.00               $4,970.50                    $4,399.56
 BALTIMORE                        02/1                    360                      Owner Occupied               04/01/1980
 MD        21228-2422             Purchase                N/A                      N                            04/01/2001
 N                                5.30                    512                      03/01/2                      03/01
 300158953                        9.5                     $12,800.00               $3,864.95                    $3,864.95
 BALTIMORE                        05/1                    360                      Owner Occupied               07/01/1976
 MD        21218-3528             Purchase                N/A                      N                            03/01/2001
 N                                28.62                   107.64                   06/01/2                      03/01
 300159837                        9.5                     $38,400.00               $18,636.39                   $18,810.37
 BALTIMORE                        08/1                    360                      Owner Occupied               10/01/1977
 MD        21286-8227             Purchase                N/A                      N                            02/01/2001
 N                                46.44                   322.9                    09/01/2                      03/01

 300160918                        9.5                     $46,000.00               $24,800.02                   $24,988.99
 GAMBER                           08/1                    360                      Owner Occupied               10/01/1978
 MD        21048-0000             Purchase                N/A                      N                            02/01/2001
 N                                28.88                   386.8                    09/01/2                      03/01
 300161064                        10                      $26,600.00               $14,797.35                   $14,906.57
 BALTIMORE                        10/2                    360                      Owner Occupied               12/01/1978
 MD        21229-1826             Purchase                N/A                      N                            02/01/2001
 N                                53.23                   233.44                   11/01/2                      03/01
 300161346                        10.5                    $60,000.00               $662.96                      $1,734.97
 BALTIMORE                        03/2                    360                      Owner Occupied               05/01/1979
 MD        21210-1556             Purchase                N/A                      N                            01/01/2001
 N                                2.12                    548.85                   04/01/2                      03/01

 300161908                        11.25                   $19,500.00               $12,333.62                   $12,406.71
 BALTIMORE                        09/3                    359                      Owner Occupied               11/01/1979
 MD        21206-7028             Purchase                N/A                      N                            02/01/2001
 N                                39.38                   189.4                    09/01/2                      03/01
 300162138                        11.75                   $21,000.00               $13,185.50                   $13,267.57
 WOODLAWN                         11/2                    360                      Owner Occupied               01/01/1980
 MD        21207-4424             Purchase                N/A                      N                            02/01/2001
 N                                19.22                   211.98                   12/01/2                      03/01
 300162294                        14                      $9,000.00                $6,478.87                    $6,509.57
 BALTIMORE                        01/2                    360                      Owner Occupied               03/01/1980
 MD        21211-2514             Purchase                N/A                      N                            02/01/2001
 N                                19.72                   106.64                   02/01/2                      03/01

 300162344                        13.25                   $18,800.00               $13,203.98                   $13,397.27
 BALTIMORE                        03/0                    360                      Owner Occupied               05/01/1980
 MD        21215-6912             Purchase                N/A                      N                            12/01/2000
 N                                64.10                   211.65                   04/01/2                      03/01
 300162583                        11.75                   $32,200.00               $13,359.40                   $13,559.84
 OCEAN CITY                       06/1                    300                      Owner Occupied               08/01/1980
 MD        21842-0000             Purchase                N/A                      N                            02/01/2001
 N                                31.53                   333.21                   07/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 300162765                        10.5                    $52,400.00               $34,441.65                   $34,618.07
 BALTIMORE                        08/0                    360                      Owner Occupied               10/01/1980
 MD        21237-4023             Purchase                N/A                      N                            02/01/2001
 N                                62.73                   479.33                   09/01/2                      03/01
 300162922                        12                      $90,000.00               $37,284.09                   $37,831.53
 RANDALLSTOWN                     12/2                    360                      Owner Occupied               02/01/1981
 MD        21133-1113             Purchase                N/A                      N                            02/01/2001
 N                                42.03                   925.76                   01/01/2                      03/01
 300167830                        10.25                   $34,100.00               $28,424.31                   $28,424.31
 ARNOLD                           08/1                    360                      Owner Occupied               10/01/1986
 MD        21012-1212             Purchase                N/A                      N                            03/01/2001
 N                                27.59                   305.53                   09/01/2                      03/01

 300173465                        7                       $11,900.00               $288.64                      $288.64
 BALTIMORE                        07/0                    360                      Owner Occupied               09/01/1971
 MD        21218-1342             Purchase                N/A                      N                            03/01/2001
 N                                1.92                    79.25                    08/01/2                      03/01
 300190295                        8.625                   $125,000.00              $98,272.70                   $98,524.16
 PHOENIX                          09/0                    360                      Owner Occupied               10/01/1986
 AZ        85021-5557             Purchase                N/A                      N                            02/01/2001
 Y                                54.13                   959.6                    09/01/2                      03/01
 300290657                        10.5                    $112,000.00              $92,450.19                   $92,875.74
 PHOENIX                          02/2                    360                      Owner Occupied               04/01/1986
 AZ        85254-1775             Purchase                N/A                      N                            01/01/2001
 N                                58.41                   1024.51                  03/01/2                      03/01

 300494218                        8                       $100,000.00              $91,504.38                   $91,589.22
 BROCKTON                         08/1                    443                      Owner Occupied               10/01/1990
 MA        02402-1652             Purchase                N/A                      N                            02/01/2001
 N                                70.45                   695.43                   08/01/2                      03/01
 300501186                        14.5                    $46,400.00               $40,379.97                   $40,615.09
 HARTFORD                         10/2                    360                      Owner Occupied               12/01/1984
 CT        06120-0000             Purchase                N/A                      N                            12/01/2000
 N                                83.05                   568.2                    11/01/2                      03/01
 300501202                        14.625                  $32,000.00               $27,816.44                   $27,871.80
 E WAREHAM                        10/2                    360                      Owner Occupied               12/01/1984
 MA        02538-1154             Purchase                N/A                      N                            02/01/2001
 N                                73.34                   395.05                   11/01/2                      03/01

 300501368                        13.25                   $51,550.00               $44,057.39                   $44,150.24
 NEW BRITAIN                      12/2                    360                      Owner Occupied               02/01/1985
 CT        06053-2345             Purchase                N/A                      N                            02/01/2001
 N                                81.30                   580.34                   01/01/2                      03/01
 300501400                        13.125                  $28,500.00               $17,070.96                   $17,070.96
 HAMPTON                          12/2                    300                      Owner Occupied               02/01/1985
 NH        03842-0000             Purchase                N/A                      N                            03/01/2001
 N                                41.63                   324.12                   01/01/2                      03/01
 300501608                        14                      $52,000.00               $44,646.00                   $44,833.26
 WASHINGTON                       07/1                    360                      Owner Occupied               09/01/1984
 DC        20005-4301             Purchase                N/A                      N                            01/01/2001
 N                                68.97                   616.14                   08/01/2                      03/01

 300504164                        13.625                  $27,550.00               $23,852.62                   $23,899.54
 PROVIDENCE                       06/1                    360                      Owner Occupied               08/01/1985
 RI        02907-2009             Purchase                N/A                      N                            02/01/2001
 N                                82.41                   318.28                   07/01/2                      03/01
 300511243                        11.75                   $54,000.00               $45,838.24                   $46,027.96
 HAMMONTON                        12/2                    360                      Owner Occupied               02/01/1986
 NJ        08037-0000             Purchase                N/A                      N                            01/01/2001
 N                                68.18                   545.09                   01/01/2                      03/01
 300513785                        9.75                    $32,000.00               $6,545.95                    $6,545.95
 READING                          06/2                    240                      Owner Occupied               08/01/1990
 PA        19604-2969             Purchase                N/A                      N                            03/01/2001
 N                                8.07                    303.53                   07/01/2                      03/01

 300515285                        10.625                  $61,750.00               $55,859.48                   $56,083.62
 READING                          09/2                    360                      Owner Occupied               11/01/1990
 PA        19601-1708             Purchase                N/A                      N                            12/01/2000
 N                                86.28                   570.63                   10/01/2                      03/01
 300515772                        10                      $28,800.00               $26,014.98                   $26,050.63
 BRIDGEVILLE                      09/2                    360                      Owner Occupied               11/01/1990
 PA        15017-2517             Purchase                N/A                      N                            02/01/2001
 N                                81.40                   252.74                   10/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 300525060                        13.875                  $108,000.00              $93,525.53                   $93,710.99
 LYNN                             05/0                    360                      Owner Occupied               07/01/1985
 MA        01902-0000             Purchase                N/A                      N                            02/01/2001
 N                                69.41                   1268.99                  06/01/2                      03/01
 300531043                        12.75                   $35,000.00               $16,042.91                   $16,042.91
 TAUNTON                          06/0                    240                      Owner Occupied               08/01/1985
 MA        02718-1209             Purchase                N/A                      N                            03/01/2001
 N                                24.71                   403.84                   07/01/2                      03/01
 300641503                        12.875                  $105,000.00              $84,663.58                   $85,141.65
 SANTA BARBARA                    04/1                    360                      Owner Occupied               06/01/1985
 CA        93101-3930             Purchase                N/A                      N                            01/01/2001
 N                                63.06                   1151.26                  05/01/2                      03/01

 300641628                        11.625                  $29,950.00               $25,080.89                   $25,080.89
 GOLETA                           07/0                    360                      Owner Occupied               09/01/1985
 CA        93117-1773             Purchase                N/A                      N                            03/01/2001
 N                                17.30                   299.45                   08/01/2                      03/01
 300642725                        10.75                   $69,600.00               $45,858.51                   $46,095.27
 CARSON                           01/0                    360                      Owner Occupied               03/01/1986
 CA        90745-3647             Purchase                N/A                      N                            02/01/2001
 N                                52.38                   649.7                    02/01/2                      03/01
 300645769                        10                      $65,000.00               $2,737.94                    $3,408.03
 LOS ANGELES                      06/0                    180                      Owner Occupied               08/01/1986
 CA        90045-2932             Purchase                N/A                      N                            02/01/2001
 N                                1.89                    698.49                   07/01/2                      03/01

 300648888                        10.25                   $57,500.00               $3,015.31                    $3,611.18
 LAKE ELIZABETH                   07/0                    180                      Owner Occupied               09/01/1986
 CA        93550-0000             Purchase                N/A                      N                            02/01/2001
 N                                4.63                    626.72                   08/01/2                      03/01
 300649373                        10.375                  $55,000.00               $33,575.46                   $33,781.36
 VAN NUYS                         07/0                    360                      Owner Occupied               09/01/1986
 CA        91405-1736             Purchase                N/A                      N                            02/01/2001
 N                                25.98                   497.97                   08/01/2                      03/01
 300718442                        9.5                     $280,000.00              $227,330.58                  $227,843.35
 RIVERDALE                        08/0                    360                      Owner Occupied               10/01/1989
 NY        10463-4803             Purchase                N/A                      N                            02/01/2001
 N                                65.09                   2316.53                  09/01/2                      03/01

 300748001                        9.375                   $83,150.00               $72,057.26                   $72,179.10
 LAREDO                           10/0                    360                      Owner Occupied               12/01/1989
 TX        78045-7566             Purchase                N/A                      N                            02/01/2001
 N                                78.11                   685.74                   11/01/2                      03/01
 300815412                        9.375                   $156,250.00              $142,014.13                  $142,202.78
 PALM HARBOR                      09/1                    360                      Owner Occupied               11/01/1991
 FL        34683-0000             Purchase                N/A                      N                            02/01/2001
 N                                86.44                   1299.61                  10/01/2                      03/01
 300816055                        9.375                   $108,750.00              $98,973.31                   $98,973.31
 TORRANCE                         10/1                    360                      Owner Occupied               12/01/1991
 CA        90502-0000             Purchase                N/A                      N                            03/01/2001
 N                                65.98                   904.53                   11/01/2                      03/01

 300932548                        8.5                     $28,000.00               $2,001.80                    $2,216.49
 CANTON                           12/1                    300                      Owner Occupied               01/13/1977
 MA        02021-3342             Purchase                N/A                      N                            02/13/2001
 N                                5.54                    230.39                   12/13/2                      03/01
 300971397                        7.25                    $128,000.00              $113,674.91                  $113,868.02
 WALNUT                           01/2                    360                      Owner Occupied               03/01/1992
 CA        91789-3873             Purchase                Full                     N/A                          02/01/2001
 N                                70.28                   881.06                   02/01/2                      03/01
 301123584                        13                      $31,800.00               $27,026.84                   $27,085.19
 MATTAPAN                         02/0                    360                      Owner Occupied               03/01/1985
 MA        02126-0000             Purchase                N/A                      N                            02/01/2001
 N                                80.85                   351.77                   02/01/2                      03/01

 301149399                        8.25                    $60,000.00               $6,144.60                    $6,680.76
 WOONSOCKET                       01/2                    180                      Owner Occupied               03/01/1987
 RI        02895-4419             Purchase                N/A                      N                            02/01/2001
 N                                5.56                    582.09                   02/01/2                      03/01
 301209482                        8.125                   $99,000.00               $87,722.24                   $87,875.47
 EVERETT                          08/2                    360                      Owner Occupied               10/01/1990
 MA        02149-5069             Purchase                N/A                      N                            02/01/2001
 N                                79.88                   748.22                   09/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 301230595                        9.75                    $53,000.00               $44,920.23                   $45,009.88
 SACO                             03/1                    360                      Owner Occupied               05/01/1988
 ME        04072-9547             Purchase                N/A                      N                            02/01/2001
 N                                50.57                   455.36                   04/01/2                      03/01
 301270070                        8.75                    $85,000.00               $71,223.58                   $71,359.15
 GREENFIELD                       02/1                    360                      Owner Occupied               04/01/1989
 MA        01301-1934             Purchase                N/A                      N                            02/01/2001
 Y                                66.07                   655.9                    03/01/2                      03/01
 301277927                        8.875                   $93,100.00               $78,707.93                   $78,853.23
 JOHNSTON                         04/1                    360                      Owner Occupied               06/01/1989
 RI        02919-4303             Purchase                N/A                      N                            02/01/2001
 Y                                80.46                   728.49                   05/01/2                      03/01

 301375986                        8.875                   $40,000.00               $35,001.02                   $35,051.59
 THOMASTON                        07/0                    360                      Owner Occupied               09/01/1991
 CT        06787-1421             Purchase                N/A                      N                            02/01/2001
 Y                                18.06                   309.81                   08/01/2                      03/01
 301609178                        9                       $105,750.00              $90,286.53                   $90,465.79
 HARTSDALE                        05/0                    360                      Owner Occupied               07/01/1990
 NY        10530-1637             Purchase                N/A                      N                            02/01/2001
 N                                76.99                   857.75                   06/01/2                      03/01
 301616215                        7.5                     $128,000.00              $106,879.69                  $107,159.12
 EAST NORTHPORT                   08/2                    360                      Owner Occupied               10/01/1988
 NY        11731-0000             Purchase                N/A                      N                            02/01/2001
 N                                66.97                   949.17                   09/01/2                      03/01

 302131347                        8                       $106,000.00              $96,411.50                   $96,545.65
 COMPTON                          02/2                    360                      Owner Occupied               04/01/1993
 CA        90220-4324             Purchase                N/A                      N                            02/01/2001
 N                                93.73                   777.79                   03/01/2                      03/01
 302159868                        8.5                     $126,500.00              $114,446.69                  $114,925.67
 CARSON                           04/0                    360                      Owner Occupied               06/01/1992
 CA        90745-4018             Purchase                N/A                      N                            12/01/2000
 N                                85.76                   972.59                   05/01/2                      03/01
 302561865                        8.5                     $152,950.00              $135,226.59                  $135,935.02
 ESCONDIDO                        02/2                    360                      Owner Occupied               04/01/1990
 CA        92026-0000             Purchase                Full                     N/A                          12/01/2000
 N                                88.87                   1197.35                  03/01/2                      03/01

 302565031                        9                       $75,000.00               $67,735.86                   $67,735.86
 SAN FRANCISCO                    09/2                    360                      Owner Occupied               11/01/1991
 CA        94134-2313             Purchase                N/A                      N                            03/01/2001
 N                                72.06                   603.47                   10/01/2                      03/01
 302636493                        9                       $30,000.00               $4,128.57                    $9,300.21
 COPPEROPOLIS                     10/0                    360                      Owner Occupied               11/01/1991
 CA        95228-0000             Purchase                N/A                      N                            02/01/2001
 N                                24.47                   241.39                   10/01/2                      03/01
 302682307                        6.875                   $66,000.00               $59,430.59                   $59,523.15
 PORTERVILLE                      10/2                    360                      Owner Occupied               12/01/1993
 CA        93257-0000             Purchase                N/A                      N                            02/01/2001
 N                                74.49                   433.58                   11/01/2                      03/01

 302684311                        7                       $98,300.00               $78,671.66                   $78,865.60
 SAN DIEGO                        03/1                    360                      Owner Occupied               05/01/1994
 CA        92124-2043             Purchase                N/A                      N                            02/01/2001
 N                                64.11                   653.99                   04/01/2                      03/01
 302684394                        6.625                   $96,750.00               $85,917.13                   $86,128.68
 SAN DIEGO                        10/2                    360                      Owner Occupied               12/01/1993
 CA        92124-2044             Purchase                N/A                      N                            02/01/2001
 N                                80.11                   619.5                    11/01/2                      03/01
 302786926                        7.875                   $203,000.00              $118,394.07                  $119,534.97
 OXNARD                           09/1                    180                      Owner Occupied               11/01/1992
 CA        93033-0000             Purchase                N/A                      N                            02/01/2001
 N                                39.84                   1925.35                  10/01/2                      03/01

 302813662                        11                      $66,400.00               $61,237.83                   $61,237.83
 EL CAJON                         03/2                    360                      Owner Occupied               05/01/1991
 CA        92021-0000             Purchase                N/A                      N                            03/01/2001
 N                                56.18                   632.34                   04/01/2                      03/01
 302820113                        12.25                   $42,750.00               $34,712.48                   $34,896.90
 DALLAS                           07/0                    360                      Owner Occupied               09/01/1985
 TX        75227-0000             Purchase                N/A                      N                            01/01/2001
 N                                77.54                   447.98                   08/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 302820212                        11.5                    $50,500.00               $42,003.34                   $42,003.34
 DENTON                           09/0                    360                      Owner Occupied               10/01/1985
 TX        76201-0000             Purchase                N/A                      N                            03/01/2001
 N                                83.17                   500.1                    09/01/2                      03/01
 302820253                        11                      $30,000.00               $22,464.00                   $22,543.06
 HOUSTON                          08/1                    360                      Owner Occupied               10/01/1985
 TX        77099-2656             Purchase                N/A                      N                            02/01/2001
 N                                68.31                   285.7                    09/01/2                      03/01
 302820303                        11.25                   $37,500.00               $31,114.47                   $31,186.33
 DALLAS                           07/3                    360                      Owner Occupied               09/01/1985
 TX        75211-8524             Purchase                N/A                      N                            02/01/2001
 N                                78.95                   364.23                   08/01/2                      03/01

 302820337                        11.5                    $44,700.00               $37,061.28                   $37,147.95
 RIVER OAKS                       08/2                    360                      Owner Occupied               10/01/1985
 TX        76114-3295             Purchase                N/A                      N                            02/01/2001
 N                                59.91                   442.67                   09/01/2                      03/01
 302821020                        9.375                   $90,000.00               $74,643.13                   $74,807.28
 SAN DIEGO                        04/2                    360                      Owner Occupied               06/01/1987
 CA        92111-7743             Purchase                N/A                      N                            02/01/2001
 N                                59.37                   748.58                   05/01/2                      03/01
 302829882                        10.375                  $95,200.00               $19,986.99                   $20,851.69
 INCLINE VILLAGE                  11/1                    180                      Owner Occupied               01/01/1988
 NV        89450-0000             Purchase                Full                     N/A                          02/01/2001
 N                                17.37                   1044.98                  12/01/2                      03/01

 302835269                        13                      $60,000.00               $41,498.12                   $42,126.92
 LAIE                             12/0                    360                      Owner Occupied               01/01/1981
 HI        96762-0000             Purchase                N/A                      N                            12/01/2000
 N                                32.40                   663.72                   12/01/2                      03/01
 302837216                        12.75                   $45,000.00               $15,557.27                   $14,575.78
 STANTON                          02/0                    360                      Owner Occupied               04/01/1984
 CA        90680-1500             Purchase                N/A                      N                            06/01/2001
 N                                18.21                   489.01                   03/01/2                      03/01
 302837224                        13.25                   $31,500.00               $26,085.64                   $26,151.50
 EL CENTRO                        01/2                    360                      Owner Occupied               04/01/1984
 CA        92243-3249             Purchase                N/A                      N                            02/01/2001
 N                                47.54                   354.62                   03/01/2                      03/01

 302839634                        13                      $54,000.00               $36,655.93                   $36,865.59
 ROSEDALE                         04/0                    300                      Owner Occupied               06/01/1984
 NY        11422-2331             Purchase                N/A                      N                            02/01/2001
 N                                46.66                   609.04                   05/01/2                      03/01
 302839659                        12.5                    $82,000.00               $29,040.35                   $29,663.00
 BROOKLYN                         04/1                    240                      Owner Occupied               06/01/1984
 NY        11214-4321             Purchase                N/A                      N                            02/01/2001
 N                                36.17                   931.64                   05/01/2                      03/01
 302839675                        12.75                   $73,150.00               $60,564.66                   $60,714.49
 IRVING                           04/1                    360                      Owner Occupied               06/01/1984
 TX        75061-4941             Purchase                N/A                      N                            02/01/2001
 N                                77.34                   794.92                   05/01/2                      03/01

 302839709                        13.375                  $37,000.00               $20,983.78                   $21,214.50
 JENNINGS                         05/3                    360                      Owner Occupied               07/01/1984
 MO        63136-5136             Purchase                N/A                      N                            02/01/2001
 N                                54.39                   420.17                   06/01/2                      03/01
 302839782                        13.5                    $28,000.00               $18,389.34                   $18,513.96
 MIAMI                            02/0                    360                      Owner Occupied               04/01/1984
 FL        33127-3818             Purchase                N/A                      N                            02/01/2001
 N                                45.71                   320.72                   03/01/2                      03/01
 302839865                        13.625                  $44,700.00               $36,913.78                   $37,009.96
 ATLANTIC CITY                    03/1                    360                      Owner Occupied               05/01/1984
 NJ        08401-0000             Purchase                N/A                      N                            02/01/2001
 N                                51.40                   516.4                    04/01/2                      03/01

 302861430                        12.5                    $40,000.00               $31,207.80                   $31,207.80
 FAIRFIELD TOWNSHIP               04/2                    360                      Owner Occupied               06/01/1984
 NJ        08302-0000             Purchase                N/A                      N                            03/01/2001
 N                                73.43                   426.9                    05/01/2                      03/01
 302861497                        12.5                    $26,100.00               $18,823.64                   $18,823.64
 READING                          06/1                    360                      Owner Occupied               08/01/1985
 PA        19601-0000             Purchase                N/A                      N                            03/01/2001
 N                                72.12                   278.55                   07/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 302862008                        11.75                   $42,400.00               $35,688.30                   $35,766.08
 WILLIAMSTOWN                     08/3                    360                      Owner Occupied               10/01/1985
 NJ        08094-0000             Purchase                N/A                      N                            02/01/2001
 N                                64.44                   427.99                   09/01/2                      03/01
 302862032                        11.5                    $42,300.00               $35,397.66                   $35,476.57
 WEST CHESTER                     08/2                    360                      Owner Occupied               10/01/1985
 PA        19382-6318             Purchase                N/A                      N                            02/01/2001
 N                                83.86                   418.89                   09/01/2                      03/01
 302863147                        12.5                    $48,600.00               $39,975.48                   $40,076.70
 COLLEGE PARK                     03/3                    360                      Owner Occupied               05/01/1984
 GA        30349-3551             Purchase                N/A                      N                            02/01/2001
 N                                68.50                   518.69                   04/01/2                      03/01

 302863162                        12.875                  $50,300.00               $43,130.00                   $43,130.00
 HIALEAH                          06/1                    360                      Owner Occupied               08/01/1985
 FL        33016-4739             Purchase                N/A                      N                            03/01/2001
 N                                81.20                   551.51                   07/01/2                      03/01
 302863535                        11.875                  $49,000.00               $41,375.87                   $41,464.85
 HIALEAH                          09/1                    360                      Owner Occupied               11/01/1985
 FL        33014-0000             Purchase                N/A                      N                            02/01/2001
 N                                60.53                   499.31                   10/01/2                      03/01
 302958590                        10.5                    $80,000.00               $70,752.08                   $70,863.82
 SAN FERNANDO                     09/1                    360                      Owner Occupied               11/01/1989
 CA        91340-0000             Purchase                N/A                      N                            02/01/2001
 N                                54.51                   731.8                    10/01/2                      03/01

 303153860                        10.5                    $26,100.00               $23,607.69                   $23,639.59
 BAKERSFIELD                      05/3                    360                      Owner Occupied               07/01/1990
 CA        93307-1207             Purchase                N/A                      N                            02/01/2001
 N                                81.51                   238.75                   06/01/2                      03/01
 303161764                        9                       $55,650.00               $6,454.18                    $6,966.37
 AUSTIN                           02/2                    180                      Owner Occupied               04/01/1987
 TX        78759-0000             Purchase                N/A                      N                            02/01/2001
 N                                9.95                    564.44                   03/01/2                      03/01
 303168322                        11.875                  $26,600.00               $17,218.91                   $17,318.85
 FERNWOOD                         10/3                    360                      Owner Occupied               12/01/1979
 MS        39635-0000             Purchase                N/A                      N                            02/01/2001
 N                                54.71                   271.32                   11/01/2                      03/01

 303168850                        9.5                     $64,500.00               $56,885.69                   $56,976.98
 DAPHNE                           11/1                    360                      Owner Occupied               01/01/1990
 AL        36526-7613             Purchase                N/A                      N                            02/01/2001
 N                                66.25                   542.36                   12/01/2                      03/01
 303172803                        8.625                   $95,000.00               $12,508.56                   $13,355.05
 MIAMI                            04/2                    180                      Owner Occupied               06/01/1987
 FL        33193-2116             Purchase                N/A                      N                            02/01/2001
 N                                10.94                   942.48                   05/01/2                      03/01
 303176333                        10.375                  $28,800.00               $7,711.02                    $8,002.59
 MARGATE                          12/1                    360                      Owner Occupied               02/01/1989
 FL        33063-0000             Purchase                N/A                      N                            02/01/2001
 N                                21.62                   260.76                   01/01/2                      03/01

 303176838                        10.75                   $35,000.00               $30,256.55                   $30,311.73
 COCONUT CREEK                    04/0                    360                      Owner Occupied               06/01/1989
 FL        33073-4921             Purchase                N/A                      N                            02/01/2001
 N                                22.96                   326.72                   05/01/2                      03/01
 303496947                        13                      $93,550.00               $73,507.46                   $73,743.42
 BEDFORD                          03/2                    360                      Owner Occupied               05/01/1985
 TX        76021-0000             Purchase                N/A                      N                            02/01/2001
 N                                78.82                   1034.85                  04/01/2                      03/01
 303498158                        9.25                    $29,700.00               $1,032.40                    $1,277.09
 DALLAS                           08/0                    300                      Owner Occupied               09/01/1976
 TX        75219-0000             Purchase                N/A                      N                            02/01/2001
 N                                4.29                    254.53                   08/01/2                      03/01

 303498216                        9.75                    $20,150.00               $5,517.73                    $5,645.15
 DALLAS                           05/3                    360                      Owner Occupied               08/01/1977
 TX        75219-0000             Purchase                N/A                      N                            02/01/2001
 N                                26.56                   173.29                   07/01/2                      03/01
 303498224                        9.75                    $20,150.00               $8,253.37                    $8,253.37
 DALLAS                           06/1                    360                      Owner Occupied               08/01/1977
 TX        75219-0000             Purchase                N/A                      N                            03/01/2001
 N                                38.83                   173.29                   07/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 303498232                        10                      $32,500.00               $17,212.00                   $17,351.35
 DALLAS                           06/2                    369                      Owner Occupied               08/01/1977
 TX        75219-0000             Purchase                N/A                      N                            02/01/2001
 N                                48.33                   283.94                   04/01/2                      03/01
 303524581                        9.5                     $118,800.00              $104,763.63                  $105,378.60
 SANTA PAULA                      03/2                    360                      Owner Occupied               05/01/1994
 CA        93060-1606             Purchase                N/A                      N                            02/01/2001
 Y                                78.05                   949.22                   04/01/2                      03/01
 303524821                        9.375                   $169,600.00              $156,800.78                  $156,958.62
 MOORPARK                         03/3                    360                      Owner Occupied               06/01/1994
 CA        93021-2114             Purchase                N/A                      N                            02/01/2001
 Y                                73.68                   1384.08                  05/01/2                      03/01

 303526131                        9.375                   $150,000.00              $137,562.09                  $137,700.56
 PERRIS                           04/0                    360                      Owner Occupied               06/01/1994
 CA        92570-8820             Purchase                N/A                      N                            02/01/2001
 Y                                48.31                   1214.26                  05/01/2                      03/01
 303526768                        9.5                     $112,000.00              $103,832.69                  $103,934.32
 LOS OSOS                         05/0                    360                      Owner Occupied               07/01/1994
 CA        93402-1739             Purchase                N/A                      N                            02/01/2001
 Y                                73.71                   924.44                   06/01/2                      03/01
 303528491                        9.5                     $142,000.00              $132,078.61                  $132,207.88
 SAUGUS                           05/2                    360                      Owner Occupied               07/01/1994
 CA        91350-2703             Purchase                N/A                      N                            02/01/2001
 Y                                83.72                   1175.92                  06/01/2                      03/01

 303679005                        7.25                    $202,300.00              $181,172.68                  $181,776.94
 LAGUNA NIGUEL                    03/2                    360                      Owner Occupied               05/01/1992
 CA        92677-2126             Purchase                Full                     N/A                          01/01/2001
 N                                66.10                   1399.46                  04/01/2                      03/01
 303718555                        11.25                   $51,775.00               $33,837.57                   $34,021.49
 ABILENE                          02/0                    360                      Owner Occupied               04/01/1981
 TX        79603-4638             Purchase                N/A                      N                            02/01/2001
 N                                65.71                   502.87                   03/01/2                      03/01
 304923311                        7.905                   $58,500.00               $54,035.70                   $54,101.49
 BUTLER                           09/2                    360                      Owner Occupied               11/01/1994
 PA        16001-0000             Purchase                N/A                      N                            02/01/2001
 N                                83.13                   422.18                   10/01/2                      03/01

 305038721                        8.5                     $16,608.00               $15,918.00                   $15,932.84
 KERRVILLE                        07/0                    360                      Owner Occupied               09/01/1996
 TX        78028-3017             Purchase                N/A                      N                            02/01/2001
 N                                103.46                  127.7                    08/01/2                      03/01
 305210585                        9.125                   $152,000.00              $133,374.58                  $133,595.43
 PITTSBURG                        09/1                    360                      Owner Occupied               11/01/1991
 CA        94565-0000             Purchase                N/A                      N                            02/01/2001
 N                                82.46                   1236.73                  10/01/2                      03/01
 305533366                        10                      $75,000.00               $64,512.39                   $64,631.97
 ELKINS PARK                      03/0                    360                      Owner Occupied               05/01/1988
 PA        19027-0000             Purchase                N/A                      N                            02/01/2001
 N                                58.22                   658.18                   04/01/2                      03/01

 305535890                        12.5                    $30,000.00               $25,722.92                   $25,722.92
 BROOKLYN                         09/1                    360                      Owner Occupied               11/01/1985
 NY        11227-0000             Purchase                N/A                      N                            03/01/2001
 N                                51.44                   320.18                   10/01/2                      03/01
 305981830                        6.75                    $59,000.00               $38,884.43                   $39,186.11
 CROSS LAKE                       03/0                    180                      Owner Occupied               05/01/1994
 MN        56442-0000             Purchase                N/A                      N                            02/01/2001
 N                                24.18                   522.1                    04/01/2                      03/01
 306131373                        10.25                   $37,062.00               $28,477.71                   $28,576.96
 EAST CHICAGO                     10/1                    300                      Owner Occupied               12/01/1988
 IN        46312-2548             Purchase                N/A                      N                            02/01/2001
 N                                71.44                   343.34                   11/01/2                      03/01

 306132993                        9.25                    $40,000.00               $36,221.01                   $36,270.49
 CROWN POINT                      08/2                    360                      Owner Occupied               10/01/1991
 IN        46307-8132             Purchase                N/A                      N                            02/01/2001
 N                                32.67                   329.07                   09/01/2                      03/01
 306133163                        9.75                    $32,000.00               $28,699.91                   $28,741.32
 CALUMET CITY                     07/1                    360                      Owner Occupied               09/01/1990
 IL        60409-3917             Purchase                N/A                      N                            02/01/2001
 N                                37.32                   274.93                   08/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 306133850                        10.625                  $25,000.00               $22,305.43                   $22,338.67
 TINLEY PARK                      05/1                    360                      Owner Occupied               07/01/1989
 IL        60477-7327             Purchase                N/A                      N                            02/01/2001
 N                                21.27                   231.03                   06/01/2                      03/01
 306134261                        9                       $35,000.00               $20,657.01                   $20,782.76
 STEGER                           07/3                    360                      Owner Occupied               09/01/1996
 IL        60475-0000             Purchase                N/A                      N                            02/01/2001
 N                                38.13                   281.62                   08/01/2                      03/01
 306134988                        9.75                    $39,000.00               $30,615.43                   $30,725.86
 CEDAR LAKE                       10/0                    360                      Owner Occupied               12/01/1989
 IN        46303-9630             Purchase                N/A                      N                            02/01/2001
 N                                55.66                   335.08                   11/01/2                      03/01

 306135986                        9.375                   $60,800.00               $55,001.04                   $55,077.02
 CROWN POINT                      09/1                    360                      Owner Occupied               11/01/1991
 IN        46307-4267             Purchase                N/A                      N                            02/01/2001
 N                                61.19                   505.71                   10/01/2                      03/01
 306137678                        10.625                  $62,200.00               $55,458.43                   $55,541.45
 LANSING                          05/2                    360                      Owner Occupied               07/01/1989
 IL        60438-3300             Purchase                N/A                      N                            02/01/2001
 N                                82.89                   574.79                   06/01/2                      03/01
 306138286                        11.5                    $33,300.00               $27,503.69                   $27,503.69
 CARMEL                           07/3                    360                      Owner Occupied               10/01/1985
 IN        46032-1516             Purchase                N/A                      N                            03/01/2001
 N                                74.33                   329.78                   09/01/2                      03/01

 306138289                        10.75                   $41,400.00               $33,390.27                   $33,586.02
 MILWAUKEE                        05/0                    300                      Owner Occupied               07/01/1989
 WI        53218-3220             Purchase                N/A                      N                            01/01/2001
 N                                72.80                   398.31                   06/01/2                      03/01
 306138439                        10.25                   $40,800.00               $35,749.74                   $35,749.74
 PORTAGE                          10/0                    360                      Owner Occupied               12/01/1988
 IN        46368-2617             Purchase                N/A                      N                            03/01/2001
 N                                70.09                   365.61                   11/01/2                      03/01
 306138608                        10.375                  $40,800.00               $36,008.76                   $36,008.76
 ELKHART                          01/2                    360                      Owner Occupied               03/01/1989
 IN        46516-1923             Purchase                N/A                      N                            03/01/2001
 N                                70.60                   369.41                   02/01/2                      03/01

 306139459                        9.875                   $71,000.00               $63,152.22                   $63,248.27
 S BELOIT                         12/0                    360                      Owner Occupied               02/01/1990
 IL        61080-2443             Purchase                N/A                      N                            02/01/2001
 N                                76.20                   616.53                   01/01/2                      03/01
 306242598                        7.5                     $62,250.00               $56,019.46                   $56,019.46
 PENFIELD                         11/1                    360                      Owner Occupied               01/01/1993
 NY        14526-9532             Purchase                N/A                      N                            03/01/2001
 N                                65.13                   435.84                   12/01/2                      03/01
 306281590                        8.375                   $97,950.00               $88,183.68                   $88,311.84
 MANASSAS                         02/1                    360                      Owner Occupied               04/01/1992
 VA        22110-0000             Purchase                N/A                      N                            02/01/2001
 N                                60.40                   744.5                    03/01/2                      03/01

 306357048                        8.625                   $118,000.00              $105,910.03                  $106,043.97
 ISSAQUAH                         05/1                    360                      Owner Occupied               07/01/1993
 WA        98027-0000             Purchase                Full                     N/A                          02/01/2001
 N                                49.09                   896.13                   06/01/2                      03/01
 306423422                        7.875                   $49,000.00               $44,880.01                   $44,940.38
 SEBASTIAN                        09/0                    361                      Owner Occupied               10/01/1993
 FL        32958-4412             Purchase                N/A                      N                            02/01/2001
 N                                61.98                   355.29                   10/01/2                      03/01
 306494961                        8                       $52,000.00               $44,293.10                   $44,293.10
 PURLEAR                          12/0                    360                      Owner Occupied               02/01/1997
 NC        28665-0000             Purchase                N/A                      N                            03/01/2001
 N                                63.27                   381.56                   01/01/2                      03/01

 306560234                        6.875                   $127,608.17              $121,025.74                  $121,310.52
 MAITLAND                         03/0                    240                      Owner Occupied               04/01/1999
 FL        32751-0000             Purchase                N/A                      N                            02/01/2001
 N                                70.52                   979.79                   03/01/2                      03/01
 306560627                        7                       $87,775.00               $83,436.11                   $83,628.80
 COON RAPIDS                      03/0                    240                      Owner Occupied               05/01/1999
 MN        55448-0000             Purchase                N/A                      N                            02/01/2001
 N                                57.67                   680.52                   04/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 306603367                        7.5                     $95,926.00               $93,963.97                   $94,046.91
 PACOIMA AREA                     02/2                    360                      Owner Occupied               04/01/1999
 CA        91331-0000             Purchase                N/A                      N                            02/01/2001
 N                                98.04                   670.73                   03/01/2                      03/01
 306768588                        7.125                   $41,250.00               $40,514.26                   $40,551.40
 CLARKS HILL                      05/2                    360                      Owner Occupied               07/01/1999
 IN        47930-0000             Purchase                N/A                      N                            02/01/2001
 N                                69.91                   277.91                   06/01/2                      03/01
 310009717                        9                       $40,850.00               $30,380.00                   $30,476.04
 CINCINNATI                       08/3                    360                      Owner Occupied               10/01/1984
 OH        45205-1622             Purchase                N/A                      N                            02/01/2001
 Y                                70.87                   324.61                   09/01/2                      03/01

 310011671                        9                       $44,500.00               $32,756.02                   $32,864.10
 DAYTON                           04/1                    360                      Owner Occupied               06/01/1984
 OH        45426-1817             Purchase                N/A                      N                            02/01/2001
 Y                                70.07                   354.56                   05/01/2                      03/01
 310014782                        9                       $110,000.00              $82,374.89                   $82,635.28
 SHREVEPORT                       08/1                    360                      Owner Occupied               10/01/1984
 LA        71106-7762             Purchase                N/A                      N                            02/01/2001
 Y                                66.10                   880.15                   09/01/2                      03/01
 310060918                        14.375                  $53,200.00               $46,441.61                   $46,618.12
 SOUTH OZONE PARK                 12/1                    360                      Owner Occupied               02/01/1985
 NY        11420-3813             Purchase                N/A                      N                            01/01/2001
 N                                83.08                   646.18                   01/01/2                      03/01

 310093455                        13.25                   $60,000.00               $51,251.77                   $51,360.13
 HYATTSVILLE                      01/3                    360                      Owner Occupied               03/01/1985
 MD        20784-0000             Purchase                N/A                      N                            02/01/2001
 N                                68.48                   675.46                   02/01/2                      03/01
 310107198                        13                      $21,600.00               $18,485.23                   $18,523.50
 BRONX                            03/2                    360                      Owner Occupied               05/01/1985
 NY        10451-0000             Purchase                N/A                      N                            02/01/2001
 N                                77.18                   238.94                   04/01/2                      03/01
 310144746                        10.5                    $53,500.00               $33,745.48                   $34,013.14
 MUSTANG                          11/2                    228                      Owner Occupied               01/01/1985
 OK        73064-9576             Purchase                N/A                      N                            02/01/2001
 N                                57.16                   515.27                   12/01/2                      03/01

 310161286                        10                      $117,500.00              $20,091.96                   $21,937.57
 KELLER                           08/2                    197                      Owner Occupied               10/01/1985
 TX        76248-2611             Purchase                N/A                      N                            02/01/2001
 N                                17.55                   2028.42                  02/01/2                      03/01
 310161922                        9.125                   $34,200.00               $24,988.24                   $24,988.24
 ATLANTA                          03/2                    360                      Owner Occupied               05/01/1984
 TX        75551-3623             Purchase                N/A                      N                            03/01/2001
 Y                                69.41                   273.18                   04/01/2                      03/01
 310162474                        10                      $42,500.00               $37,393.47                   $37,454.32
 NEW BRAUNFELS                    09/1                    360                      Owner Occupied               11/01/1989
 TX        78130-3858             Purchase                Full                     N                            02/01/2001
 N                                60.26                   372.97                   10/01/2                      03/01

 310179379                        9.125                   $38,000.00               $28,186.47                   $28,364.11
 CHICAGO                          07/2                    360                      Owner Occupied               09/01/1984
 IL        60615-0000             Purchase                N/A                      N                            01/01/2001
 Y                                70.91                   304.17                   08/01/2                      03/01
 310179734                        9.125                   $30,000.00               $22,536.22                   $22,605.99
 ST FRANCIS                       09/2                    360                      Owner Occupied               11/01/1984
 WI        53235-0000             Purchase                N/A                      N                            02/01/2001
 Y                                45.21                   241.67                   10/01/2                      03/01
 310190368                        9.375                   $117,000.00              $27,669.77                   $27,756.49
 JACKSON                          06/1                    360                      Owner Occupied               08/01/1984
 MS        39211-2414             Purchase                N/A                      N                            02/01/2001
 Y                                17.45                   303.57                   07/01/2                      03/01

 310198999                        9                       $75,000.00               $53,017.83                   $53,197.51
 BENBROOK                         03/0                    360                      Owner Occupied               05/01/1984
 TX        76126-0000             Purchase                N/A                      N                            02/01/2001
 Y                                67.33                   578.66                   04/01/2                      03/01
 310220801                        9.25                    $47,500.00               $31,466.60                   $31,665.08
 WAYLAND                          06/0                    360                      Owner Occupied               08/01/1984
 MI        49344-9523             Purchase                N/A                      N                            01/01/2001
 Y                                63.33                   342.94                   07/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 310225131                        7.75                    $30,500.00               $3,043.05                    $3,242.72
 LITTLE CANADA                    06/2                    347                      Owner Occupied               08/01/1973
 MN        55117-0000             Purchase                N/A                      N                            02/01/2001
 N                                8.53                    220.61                   06/01/2                      03/01
 310231535                        9.875                   $98,632.61               $39,586.92                   $40,125.07
 HOUSTON                          07/0                    360                      Owner Occupied               09/01/1979
 TX        77069-3325             Purchase                N/A                      N                            02/01/2001
 N                                40.68                   868.35                   08/01/2                      03/01
 310236492                        9                       $75,900.00               $56,727.18                   $56,906.50
 BIRMINGHAM                       08/3                    360                      Owner Occupied               10/01/1984
 AL        35214-1219             Purchase                N/A                      N                            02/01/2001
 Y                                71.22                   606.12                   09/01/2                      03/01

 310236708                        9.125                   $55,000.00               $41,315.21                   $41,443.12
 VICKSBURG                        09/2                    360                      Owner Occupied               11/01/1984
 MS        39180-5669             Purchase                N/A                      N                            02/01/2001
 Y                                54.92                   443.05                   10/01/2                      03/01
 310244785                        7.75                    $94,500.00               $70,634.93                   $71,415.96
 SAN ANTONIO                      02/0                    360                      Owner Occupied               04/01/1984
 TX        78239-1976             Purchase                N/A                      N                            12/01/2000
 Y                                68.01                   719.9                    03/01/2                      03/01
 310255286                        8.4                     $47,900.00               $2,743.29                    $3,104.28
 WOODBURY                         11/0                    299                      Owner Occupied               01/01/1977
 MN        55125-1523             Purchase                N/A                      N                            02/01/2001
 N                                5.17                    382.72                   11/01/2                      03/01

 310277637                        9.125                   $44,500.00               $29,590.92                   $29,787.29
 EUCLID                           10/1                    360                      Owner Occupied               12/01/1984
 OH        44132-2939             Purchase                N/A                      N                            02/01/2001
 Y                                63.51                   322.88                   11/01/2                      03/01
 310289723                        10.125                  $32,000.00               $27,095.07                   $27,149.78
 ST PAUL                          11/1                    360                      Owner Occupied               01/01/1989
 MN        55119-4221             Purchase                N/A                      N                            02/01/2001
 N                                36.19                   283.79                   12/01/2                      03/01
 310297874                        8.25                    $43,200.00               $32,712.83                   $33,317.61
 MC DONOUGH                       10/3                    360                      Owner Occupied               12/01/1984
 GA        30253-8306             Purchase                N/A                      N                            09/01/2000
 Y                                73.22                   332.94                   11/01/2                      03/01

 310304738                        9                       $94,900.00               $63,326.97                   $63,533.68
 WYLIE                            05/0                    360                      Owner Occupied               07/01/1984
 TX        75098-3693             Purchase                N/A                      N                            02/01/2001
 Y                                63.59                   683.21                   06/01/2                      03/01
 310304944                        9.125                   $45,100.00               $33,515.86                   $33,623.07
 DES MOINES                       07/1                    360                      Owner Occupied               09/01/1984
 IA        50320-0000             Purchase                N/A                      N                            02/01/2001
 Y                                70.78                   362.89                   08/01/2                      03/01
 310317375                        13.9                    $128,000.00              $111,486.75                  $111,699.41
 SAYVILLE                         03/2                    360                      Owner Occupied               05/01/1985
 NY        11782-1337             Purchase                N/A                      N                            02/01/2001
 N                                60.05                   1506.51                  04/01/2                      03/01

 310332820                        9                       $67,950.00               $50,857.41                   $51,018.16
 GOLDEN                           08/3                    360                      Owner Occupied               10/01/1984
 CO        80403-2101             Purchase                N/A                      N                            02/01/2001
 Y                                71.31                   543.39                   09/01/2                      03/01
 310344965                        14.5                    $66,000.00               $55,898.00                   $55,898.00
 FREEPORT                         11/2                    360                      Owner Occupied               01/01/1985
 NY        11520-2538             Purchase                N/A                      N                            03/01/2001
 N                                80.42                   808.21                   12/01/2                      03/01
 310358098                        9.125                   $78,850.00               $58,557.67                   $58,742.89
 BENTON                           07/0                    360                      Owner Occupied               09/01/1984
 LA        71006-9706             Purchase                N/A                      N                            02/01/2001
 Y                                70.77                   631.91                   08/01/2                      03/01

 310449426                        8.4                     $36,200.00               $3,412.17                    $3,675.68
 ST PAUL                          03/0                    300                      Owner Occupied               05/01/1977
 MN        55116-1908             Purchase                N/A                      N                            02/01/2001
 N                                5.07                    289.24                   04/01/2                      03/01
 310458195                        9                       $122,550.00              $91,544.99                   $91,544.99
 SAN ANTONIO                      08/2                    360                      Owner Occupied               10/01/1984
 TX        78247-2928             Purchase                N/A                      N                            03/01/2001
 Y                                70.96                   978.98                   09/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 310467790                        9.125                   $42,550.00               $31,049.95                   $31,049.95
 HOBBS                            07/0                    360                      Owner Occupied               09/01/1984
 NM        88240-3830             Purchase                N/A                      N                            03/01/2001
 Y                                69.30                   335.2                    08/01/2                      03/01
 310468970                        8.5                     $90,250.00               $64,803.39                   $65,030.44
 RESEDA                           01/1                    360                      Owner Occupied               04/01/1984
 CA        91367-0000             Purchase                N/A                      N                            02/01/2001
 Y                                68.45                   687.68                   03/01/2                      03/01
 310495973                        9                       $47,500.00               $34,636.52                   $34,636.52
 ROUND ROCK                       03/2                    360                      Owner Occupied               05/01/1984
 TX        78664-0000             Purchase                N/A                      N                            03/01/2001
 Y                                69.27                   376.16                   04/01/2                      03/01

 310521380                        9                       $175,000.00              $130,589.29                  $131,002.07
 NORCROSS                         08/3                    360                      Owner Occupied               10/01/1984
 GA        30092-1124             Purchase                N/A                      N                            02/01/2001
 Y                                67.35                   1395.3                   09/01/2                      03/01
 310537584                        9.125                   $144,000.00              $107,457.61                  $107,797.99
 MCLEAN                           07/0                    360                      Owner Occupied               09/01/1984
 VA        22101-4422             Purchase                N/A                      N                            02/01/2001
 Y                                67.37                   1160.09                  08/01/2                      03/01
 310565106                        9                       $38,000.00               $28,406.73                   $28,496.53
 CHICOPEE                         08/1                    360                      Owner Occupied               10/01/1984
 MA        01020-3162             Purchase                N/A                      N                            02/01/2001
 Y                                44.52                   303.52                   09/01/2                      03/01

 310565528                        9                       $72,450.00               $52,780.37                   $52,780.37
 GEORGETOWN                       03/3                    360                      Owner Occupied               05/01/1984
 TX        78628-0000             Purchase                N/A                      N                            03/01/2001
 Y                                50.99                   573.46                   04/01/2                      03/01
 310566070                        12.375                  $30,200.00               $23,805.13                   $23,878.28
 ANAHUAC                          09/2                    360                      Owner Occupied               11/01/1983
 TX        77514-0000             Purchase                N/A                      N                            02/01/2001
 N                                75.08                   319.39                   10/01/2                      03/01
 310576137                        9                       $36,100.00               $26,298.85                   $26,473.64
 LEAVENWORTH                      03/2                    360                      Owner Occupied               05/01/1984
 KS        66048-2359             Purchase                N/A                      N                            01/01/2001
 Y                                69.66                   285.62                   04/01/2                      03/01

 310629191                        9                       $34,500.00               $25,505.36                   $25,588.63
 ELKHART                          05/0                    360                      Owner Occupied               07/01/1984
 IN        46516-4751             Purchase                N/A                      N                            02/01/2001
 Y                                66.03                   275.18                   06/01/2                      03/01
 310647128                        9.25                    $34,402.89               $14,560.25                   $14,742.77
 GALVESTON                        06/0                    360                      Owner Occupied               07/01/1976
 TX        77550-8610             Purchase                N/A                      N                            02/01/2001
 N                                42.85                   296.16                   06/01/2                      03/01
 310691977                        9                       $58,950.00               $44,161.34                   $44,161.34
 CINCINNATI                       08/1                    360                      Owner Occupied               10/01/1984
 OH        45212-1304             Purchase                N/A                      N                            03/01/2001
 Y                                67.42                   471.85                   09/01/2                      03/01

 310692165                        9.125                   $58,600.00               $41,388.31                   $41,388.31
 KNOXVILLE                        08/0                    360                      Owner Occupied               09/01/1984
 TN        37931-0000             Purchase                N/A                      N                            03/01/2001
 Y                                67.08                   446.64                   08/01/2                      03/01
 310711957                        7.5                     $17,319.37               $7.92                        $7.92
 SAN ANTONIO                      05/1                    360                      Owner Occupied               07/01/1971
 TX        78216-2612             Purchase                N/A                      N                            02/01/2001
 N                                0.04                    141.6                    06/01/2                      03/01
 310740600                        9.125                   $200,000.00              $146,330.35                  $146,788.25
 ALTUS                            08/2                    360                      Owner Occupied               10/01/1984
 OK        73521-1504             Purchase                N/A                      N                            02/01/2001
 Y                                65.24                   1574.1                   09/01/2                      03/01

 310764303                        8.25                    $29,150.00               $3,243.05                    $3,439.40
 SAN JOSE                         06/2                    353                      Owner Occupied               08/01/1973
 CA        95121-2518             Purchase                N/A                      N                            02/01/2001
 N                                11.20                   220                      12/01/2                      03/01
 310767165                        13                      $88,600.00               $75,984.57                   $76,139.81
 DEVORE                           04/1                    360                      Owner Occupied               06/01/1985
 CA        92407-0000             Purchase                N/A                      N                            02/01/2001
 N                                84.59                   980.09                   05/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 310789953                        13.625                  $30,000.00               $25,508.27                   $25,564.59
 GRAPEVINE                        06/0                    360                      Owner Occupied               08/01/1984
 TX        76051-0000             Purchase                N/A                      N                            02/01/2001
 N                                53.82                   346.58                   07/01/2                      03/01
 310817614                        8.25                    $37,867.01               $8,432.40                    $8,684.47
 SAN ANTONIO                      08/1                    359                      Owner Occupied               11/01/1973
 TX        78230-3322             Purchase                N/A                      N                            02/01/2001
 N                                22.93                   311.78                   09/01/2                      03/01
 310819727                        9.125                   $62,350.00               $47,194.35                   $47,338.92
 SPRINGFIELD                      10/2                    360                      Owner Occupied               12/01/1984
 MA        01129-0000             Purchase                N/A                      N                            02/01/2001
 Y                                68.31                   504.54                   11/01/2                      03/01

 310836721                        9.25                    $80,000.00               $59,523.33                   $59,523.33
 CLARK                            06/1                    360                      Owner Occupied               08/01/1984
 NJ        07066-2436             Purchase                N/A                      N                            03/01/2001
 Y                                49.19                   648.72                   07/01/2                      03/01
 310836911                        9.125                   $75,000.00               $55,801.17                   $55,973.97
 RALEIGH                          09/0                    360                      Owner Occupied               11/01/1984
 NC        27612-0000             Purchase                N/A                      N                            02/01/2001
 Y                                32.92                   598.44                   10/01/2                      03/01
 310841564                        9.125                   $85,000.00               $62,851.64                   $63,044.16
 HOOKSETT                         10/3                    360                      Owner Occupied               12/01/1984
 NH        03106-0000             Purchase                N/A                      N                            02/01/2001
 Y                                66.08                   671.92                   11/01/2                      03/01

 310862990                        7.75                    $165,150.00              $121,127.42                  $122,533.99
 HOUSTON                          11/3                    360                      Owner Occupied               01/01/1984
 TX        77062-0000             Purchase                N/A                      N                            12/01/2000
 Y                                66.77                   1257.21                  12/01/2                      03/01
 310869862                        9.125                   $41,700.00               $31,157.25                   $31,255.81
 NEW BRUNSWICK                    07/3                    360                      Owner Occupied               09/01/1984
 NJ        08901-3233             Purchase                N/A                      N                            02/01/2001
 Y                                71.19                   336.23                   08/01/2                      03/01
 310871595                        9.125                   $233,750.00              $174,884.30                  $175,951.63
 IRVING                           10/0                    360                      Owner Occupied               12/01/1984
 TX        75038-6224             Purchase                N/A                      N                            01/01/2001
 Y                                63.98                   1869.61                  11/01/2                      03/01

 310884812                        13.625                  $61,200.00               $38,390.37                   $38,658.46
 QUEENS VILLAGE                   01/1                    360                      Owner Occupied               03/01/1985
 NY        11429-2206             Purchase                N/A                      N                            02/01/2001
 N                                56.85                   707.02                   02/01/2                      03/01
 310907233                        9.125                   $124,200.00              $93,297.24                   $93,872.76
 ADDISON                          09/0                    360                      Owner Occupied               11/01/1984
 TX        75244-3003             Purchase                N/A                      N                            01/01/2001
 Y                                68.02                   1000.49                  10/01/2                      03/01
 310928262                        13.75                   $45,600.00               $39,489.48                   $39,567.40
 BROOKLYN                         02/0                    360                      Owner Occupied               04/01/1985
 NY        11203-1914             Purchase                N/A                      N                            02/01/2001
 N                                69.41                   531.3                    03/01/2                      03/01

 310932934                        9.875                   $60,617.23               $28,224.51                   $28,832.70
 LEAGUE CITY                      01/0                    484                      Owner Occupied               03/01/1969
 TX        77573-0000             Purchase                N/A                      N                            01/01/2001
 N                                47.06                   540.12                   06/01/2                      03/01
 310964069                        9                       $67,500.00               $49,142.76                   $49,306.66
 EPHRATA                          03/1                    360                      Owner Occupied               05/01/1984
 PA        17522-0000             Purchase                N/A                      N                            02/01/2001
 Y                                65.74                   533.7                    04/01/2                      03/01
 310987177                        11                      $53,872.00               $46,491.90                   $46,491.90
 NEW ORLEANS                      04/2                    360                      Owner Occupied               06/01/1989
 LA        70119-2448             Purchase                N/A                      N                            03/01/2001
 N                                88.55                   513.04                   05/01/2                      03/01

 311054027                        9.125                   $39,900.00               $28,922.22                   $29,013.70
 GREENVILLE                       07/3                    360                      Owner Occupied               09/01/1984
 NC        27834-6423             Purchase                N/A                      N                            02/01/2001
 Y                                69.08                   312.11                   08/01/2                      03/01
 311066773                        9                       $34,700.00               $25,660.04                   $25,742.27
 HENRIETTA                        08/3                    360                      Owner Occupied               10/01/1984
 TX        76365-2707             Purchase                N/A                      N                            02/01/2001
 Y                                66.68                   275.3                    09/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 311067995                        8.25                    $151,900.00              $109,074.29                  $109,858.89
 CHANDLER                         01/2                    360                      Owner Occupied               03/01/1984
 AZ        85224-3584             Purchase                N/A                      N                            01/01/2001
 Y                                66.98                   1146.25                  02/01/2                      03/01
 311102255                        7.75                    $28,800.00               $123.79                      $123.79
 BURNSVILLE                       08/2                    347                      Owner Occupied               10/01/1973
 MN        55337-0000             Purchase                N/A                      N                            01/01/2001
 N                                0.38                    208.31                   08/01/2                      03/01
 311119028                        11.125                  $102,750.00              $92,189.02                   $92,321.35
 GARDEN GROVE                     05/1                    360                      Owner Occupied               07/01/1989
 CA        92644-0000             Purchase                N/A                      N                            02/01/2001
 N                                67.38                   988.23                   06/01/2                      03/01

 311133409                        9.75                    $39,200.00               $5,979.60                    $6,327.85
 ST PAUL                          06/2                    300                      Owner Occupied               08/01/1978
 MN        55102-2242             Purchase                N/A                      N                            02/01/2001
 N                                11.29                   349.66                   07/01/2                      03/01
 311133466                        9                       $43,600.00               $32,468.16                   $32,672.66
 VINELAND                         08/3                    360                      Owner Occupied               10/01/1984
 NJ        08360-5542             Purchase                N/A                      N                            01/01/2001
 Y                                71.18                   346.91                   09/01/2                      03/01
 311134936                        9.125                   $63,950.00               $39,455.05                   $39,455.05
 YUMA                             09/2                    360                      Owner Occupied               11/01/1984
 AZ        85365-0000             Purchase                N/A                      N                            03/01/2001
 Y                                49.34                   430.79                   10/01/2                      03/01

 311159321                        12.875                  $42,500.00               $34,651.35                   $34,651.35
 MILWAUKEE                        01/0                    360                      Owner Occupied               03/01/1985
 WI        53204-0000             Purchase                N/A                      N                            03/01/2001
 N                                77.17                   465.99                   02/01/2                      03/01
 311203137                        10.5                    $53,900.00               $42,397.71                   $42,518.72
 CHARLOTTE                        08/0                    360                      Owner Occupied               10/01/1986
 MI        48813-9713             Purchase                N/A                      N                            02/01/2001
 N                                70.98                   493.05                   09/01/2                      03/01
 311206734                        9                       $53,500.00               $38,963.35                   $38,963.35
 NEWALLA                          03/2                    360                      Owner Occupied               05/01/1984
 OK        74857-8072             Purchase                N/A                      N                            03/01/2001
 Y                                69.08                   423.15                   04/01/2                      03/01

 311208169                        13.375                  $49,000.00               $42,055.45                   $42,142.18
 MOUNT VERNON                     02/2                    360                      Owner Occupied               04/01/1985
 NY        10552-3925             Purchase                N/A                      N                            02/01/2001
 N                                76.75                   556.44                   03/01/2                      03/01
 311229744                        9.125                   $30,150.00               $22,607.53                   $22,676.88
 LEXINGTON                        10/3                    360                      Owner Occupied               12/01/1984
 KY        40505-2436             Purchase                N/A                      N                            02/01/2001
 Y                                71.42                   241.79                   11/01/2                      03/01
 311238562                        12.75                   $25,000.00               $10,219.81                   $10,386.71
 MADISON                          02/0                    299                      Owner Occupied               04/01/1980
 MN        56256-0000             Purchase                N/A                      N                            02/01/2001
 N                                24.73                   277.26                   02/01/2                      03/01

 311244602                        8.875                   $47,600.00               $34,476.43                   $34,616.61
 AUSTIN                           10/1                    360                      Owner Occupied               12/01/1982
 TX        78721-0000             Purchase                N/A                      N                            02/01/2001
 Y                                72.72                   396.2                    11/01/2                      03/01
 311263412                        9.375                   $32,750.00               $24,684.16                   $24,684.16
 LAWTON                           07/1                    360                      Owner Occupied               09/01/1984
 OK        73507-6451             Purchase                N/A                      N                            03/01/2001
 Y                                71.54                   270                      08/01/2                      03/01
 311267652                        13.75                   $30,600.00               $25,196.68                   $25,395.53
 DES MOINES                       04/2                    360                      Owner Occupied               06/01/1983
 IA        50310-6227             Purchase                N/A                      N                            12/01/2000
 N                                74.69                   356.52                   05/01/2                      03/01

 311277024                        13.25                   $23,000.00               $16,407.94                   $16,529.76
 CALUMET CITY                     04/1                    360                      Owner Occupied               06/01/1985
 IL        60409-0000             Purchase                N/A                      N                            02/01/2001
 N                                59.03                   258.93                   05/01/2                      03/01
 311306674                        10.83                   $64,600.00               $13,375.93                   $13,375.93
 CARLISLE                         01/1                    216                      Owner Occupied               03/01/1985
 PA        17013-1209             Purchase                N/A                      N                            03/01/2001
 N                                19.67                   719.2                    02/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 311322747                        12.5                    $52,000.00               $40,732.02                   $40,732.02
 HOUSTON                          01/3                    360                      Owner Occupied               03/01/1985
 TX        77008-4558             Purchase                N/A                      N                            03/01/2001
 N                                56.57                   554.97                   02/01/2                      03/01
 311325849                        13.625                  $111,600.00              $94,692.01                   $95,113.05
 SAN ANTONIO                      05/2                    360                      Owner Occupied               07/01/1984
 TX        78232-3241             Purchase                N/A                      N                            01/01/2001
 N                                82.77                   1289.26                  06/01/2                      03/01
 311326185                        9                       $73,150.00               $39,297.56                   $39,443.62
 NEW ORLEANS                      08/3                    360                      Owner Occupied               10/01/1984
 LA        70122-3205             Purchase                N/A                      N                            02/01/2001
 Y                                51.22                   441.89                   09/01/2                      03/01

 311329981                        9.125                   $85,500.00               $64,730.68                   $65,125.72
 AUSTIN                           10/1                    360                      Owner Occupied               12/01/1984
 TX        78733-1257             Purchase                N/A                      N                            01/01/2001
 Y                                72.36                   692                      11/01/2                      03/01
 311347199                        9.125                   $34,000.00               $25,520.52                   $25,599.54
 HARTSVILLE                       09/2                    360                      Owner Occupied               11/01/1984
 SC        29550-0000             Purchase                N/A                      N                            02/01/2001
 Y                                71.10                   273.68                   10/01/2                      03/01
 311350979                        13.25                   $41,800.00               $33,659.03                   $33,659.03
 PHILADELPHIA                     04/3                    360                      Owner Occupied               06/01/1985
 PA        19144-4766             Purchase                N/A                      N                            03/01/2001
 N                                76.49                   470.57                   05/01/2                      03/01

 311355291                        10                      $45,300.00               $16,068.53                   $16,357.43
 ENDICOTT                         01/2                    360                      Owner Occupied               03/01/1985
 NY        13760-5131             Purchase                N/A                      N                            02/01/2001
 N                                34.30                   425.21                   02/01/2                      03/01
 311377428                        10.25                   $39,900.00               $34,598.51                   $34,660.01
 WHEELING                         04/0                    360                      Owner Occupied               06/01/1988
 IL        60090-5684             Purchase                N/A                      N                            02/01/2001
 N                                69.45                   357.55                   05/01/2                      03/01
 311395008                        8.875                   $75,000.00               $56,790.49                   $56,966.19
 PHILADELPHIA                     11/2                    360                      Owner Occupied               01/01/1985
 PA        19126-2103             Purchase                N/A                      N                            02/01/2001
 Y                                72.10                   597.01                   12/01/2                      03/01

 311438642                        9.25                    $50,800.00               $37,863.69                   $37,983.55
 GREENWOOD                        06/2                    360                      Owner Occupied               08/01/1984
 IN        46142-5114             Purchase                N/A                      N                            02/01/2001
 Y                                70.99                   412.65                   07/01/2                      03/01
 311456263                        8.25                    $76,950.00               $50,815.89                   $51,003.11
 JACKSON                          01/3                    360                      Owner Occupied               03/01/1984
 TN        38305-2804             Purchase                N/A                      N                            02/01/2001
 Y                                62.96                   537.87                   02/01/2                      03/01
 311459838                        9.125                   $36,550.00               $27,109.40                   $27,193.46
 GAINSVILLE                       09/1                    360                      Owner Occupied               11/01/1984
 GA        30506-1133             Purchase                N/A                      N                            02/01/2001
 Y                                70.63                   290.84                   10/01/2                      03/01

 311504633                        9                       $32,300.00               $23,308.98                   $23,542.89
 ST PETERSBURG                    03/2                    360                      Owner Occupied               05/01/1984
 FL        33704-1910             Purchase                N/A                      N                            12/01/2000
 Y                                69.24                   253.96                   04/01/2                      03/01
 311506612                        9.125                   $66,600.00               $43,847.55                   $43,847.55
 WICHITA                          09/2                    360                      Owner Occupied               11/01/1984
 KS        67212-5353             Purchase                N/A                      N                            03/01/2001
 Y                                51.92                   485.57                   10/01/2                      03/01
 311512727                        7.75                    $52,700.00               $31,950.69                   $31,950.69
 WICHITA                          02/2                    360                      Owner Occupied               04/01/1984
 KS        67216-4066             Purchase                N/A                      N                            03/01/2001
 Y                                58.09                   326.15                   03/01/2                      03/01

 311527451                        9.875                   $30,997.12               $17,981.13                   $18,105.67
 HOUSTON                          01/0                    478                      Owner Occupied               03/01/1969
 TX        77028-3831             Purchase                N/A                      N                            02/01/2001
 N                                58.41                   273.53                   12/01/2                      03/01
 311536544                        10.625                  $75,500.00               $831.56                      $1,657.33
 NASHVILLE                        03/1                    180                      Owner Occupied               05/01/1986
 TN        37211-4350             Purchase                N/A                      N                            02/01/2001
 N                                1.65                    840.44                   04/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 311538185                        8.375                   $62,000.00               $42,139.34                   $42,139.34
 ALGONQUIN                        07/1                    360                      Owner Occupied               09/01/1984
 IL        60102-2173             Purchase                N/A                      N                            03/01/2001
 Y                                58.71                   436.59                   08/01/2                      03/01
 311556757                        9                       $47,350.00               $35,006.73                   $35,121.00
 SAN ANTONIO                      05/1                    360                      Owner Occupied               07/01/1984
 TX        78251-1226             Purchase                N/A                      N                            02/01/2001
 Y                                70.38                   377.68                   06/01/2                      03/01
 311581458                        9.125                   $36,000.00               $27,003.06                   $27,086.66
 GREENSBORO                       09/1                    360                      Owner Occupied               11/01/1984
 NC        27403-2116             Purchase                N/A                      N                            02/01/2001
 Y                                60.19                   289.57                   10/01/2                      03/01

 311587141                        8.75                    $52,000.00               $42,481.35                   $42,579.96
 MINERAL RIDGE                    05/0                    360                      Owner Occupied               07/01/1987
 OH        44440-9564             Purchase                N/A                      N                            02/01/2001
 N                                65.50                   409.09                   06/01/2                      03/01
 311594113                        12.75                   $75,000.00               $62,089.16                   $62,394.92
 CONROE                           03/0                    360                      Owner Occupied               05/01/1984
 TX        77303-3746             Purchase                N/A                      N                            01/01/2001
 N                                78.78                   815.02                   04/01/2                      03/01
 311601280                        7.375                   $59,500.00               $39,112.44                   $39,112.44
 COLUMBUS                         02/1                    360                      Owner Occupied               04/01/1984
 OH        43231-2962             Purchase                N/A                      N                            03/01/2001
 Y                                55.87                   391.06                   03/01/2                      03/01

 311608806                        9.125                   $39,500.00               $29,742.07                   $29,833.17
 LAURINBURG                       10/0                    360                      Owner Occupied               12/01/1984
 NC        28352-4147             Purchase                N/A                      N                            02/01/2001
 Y                                71.68                   317.96                   11/01/2                      03/01
 311616213                        9                       $80,000.00               $49,127.79                   $49,127.79
 HARRISON                         08/1                    360                      Owner Occupied               10/01/1984
 NJ        07029-1817             Purchase                N/A                      N                            03/01/2001
 Y                                54.58                   524.92                   09/01/2                      03/01
 311618359                        8.875                   $34,200.00               $25,897.99                   $25,978.11
 STATEN ISLAND                    11/0                    360                      Owner Occupied               01/01/1985
 NY        10306-5809             Purchase                N/A                      N                            02/01/2001
 Y                                72.16                   272.25                   12/01/2                      03/01

 311627046                        9.125                   $38,300.00               $28,968.59                   $29,145.92
 PALM BAY                         10/1                    360                      Owner Occupied               12/01/1984
 FL        32909-4301             Purchase                N/A                      N                            01/01/2001
 Y                                72.14                   309.96                   11/01/2                      03/01
 311632764                        10                      $40,000.00               $21,749.34                   $21,919.87
 MAPLE GROVE                      06/0                    347                      Owner Occupied               08/01/1979
 MN        55311-2732             Purchase                N/A                      N                            02/01/2001
 N                                30.02                   353.2                    06/01/2                      03/01
 311633093                        15.125                  $66,000.00               $57,055.35                   $57,175.84
 HOLLIS                           09/1                    360                      Owner Occupied               11/01/1984
 NY        11423-1804             Purchase                N/A                      N                            02/01/2001
 N                                86.63                   841.14                   10/01/2                      03/01

 311641575                        9.125                   $44,100.00               $30,567.06                   $30,663.75
 DETROIT                          07/2                    360                      Owner Occupied               09/01/1984
 MI        48238-3209             Purchase                N/A                      N                            02/01/2001
 Y                                65.94                   329.86                   08/01/2                      03/01
 311647499                        9.125                   $133,000.00              $89,670.03                   $89,947.64
 OCEAN TWP                        09/1                    360                      Owner Occupied               11/01/1984
 NJ        07712-0000             Purchase                N/A                      N                            02/01/2001
 Y                                64.24                   961.59                   10/01/2                      03/01
 311659007                        12.25                   $91,500.00               $71,942.32                   $72,164.47
 EAGAN                            01/0                    360                      Owner Occupied               03/01/1983
 MN        55123-1003             Purchase                N/A                      N                            02/01/2001
 N                                74.78                   958.83                   02/01/2                      03/01

 311661136                        9.125                   $45,100.00               $29,544.59                   $29,638.05
 MILWAUKEE                        07/3                    360                      Owner Occupied               09/01/1984
 WI        53216-3640             Purchase                N/A                      N                            02/01/2001
 Y                                62.39                   318.83                   08/01/2                      03/01
 311666218                        13.125                  $22,800.00               $19,155.29                   $19,199.73
 SAGINAW                          03/2                    360                      Owner Occupied               05/01/1985
 MI        48601-1318             Purchase                N/A                      N                            02/01/2001
 N                                79.99                   254.44                   04/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 311675490                        7.5                     $35,000.00               $22,750.11                   $22,750.11
 OMAHA                            04/1                    360                      Owner Occupied               06/01/1983
 NE        68131-0000             Purchase                N/A                      N                            03/01/2001
 Y                                58.33                   251.97                   05/01/2                      03/01
 311698104                        8.5                     $73,600.00               $52,757.31                   $52,757.31
 LAREDO                           02/1                    360                      Owner Occupied               04/01/1984
 TX        78041-0000             Purchase                N/A                      N                            03/01/2001
 Y                                68.07                   559.85                   03/01/2                      03/01
 311699458                        9.875                   $96,000.00               $16,369.97                   $17,063.17
 CORAOPOLIS                       11/1                    360                      Owner Occupied               01/01/1989
 PA        15108-0000             Purchase                N/A                      N                            02/01/2001
 N                                11.60                   833.62                   12/01/2                      03/01

 311738454                        10                      $35,000.00               $20,909.59                   $21,041.54
 CHICAGO                          08/2                    360                      Owner Occupied               10/01/1979
 IL        60628-1109             Purchase                N/A                      N                            02/01/2001
 N                                60.11                   307.3                    09/01/2                      03/01
 311773691                        14.5                    $205,600.00              $70,792.83                   $72,798.99
 AUSTIN                           08/2                    228                      Owner Occupied               10/01/1984
 TX        78731-2675             Purchase                N/A                      N                            02/01/2001
 N                                28.32                   2885.81                  09/01/2                      03/01
 311774301                        14.5                    $40,000.00               $15,582.13                   $16,348.88
 BLAINE                           11/0                    228                      Owner Occupied               01/01/1985
 MN        55434-1774             Purchase                N/A                      N                            01/01/2001
 N                                24.77                   578.62                   12/01/2                      03/01

 311776223                        9                       $67,400.00               $44,706.86                   $44,856.14
 NEW BRITAIN                      03/3                    360                      Owner Occupied               05/01/1984
 CT        06053-0000             Purchase                N/A                      N                            02/01/2001
 Y                                63.17                   485.7                    04/01/2                      03/01
 311790356                        8.5                     $82,500.00               $58,466.07                   $58,672.54
 OKLAHOMA CITY                    02/2                    360                      Owner Occupied               04/01/1984
 OK        73159-7722             Purchase                N/A                      N                            02/01/2001
 Y                                60.17                   622.07                   03/01/2                      03/01
 311801773                        12                      $41,000.00               $28,576.86                   $28,711.63
 HAMPTON                          09/0                    360                      Owner Occupied               11/01/1980
 MN        55031-0000             Purchase                N/A                      N                            02/01/2001
 N                                59.81                   421.89                   10/01/2                      03/01

 311825160                        8.875                   $122,800.00              $45,465.11                   $45,605.77
 EDISON                           11/2                    360                      Owner Occupied               01/01/1985
 NJ        08820-4018             Purchase                N/A                      N                            02/01/2001
 Y                                33.41                   477.95                   12/01/2                      03/01
 311829949                        12                      $59,660.00               $47,959.08                   $48,091.83
 FREEHOLD                         11/1                    360                      Owner Occupied               01/01/1984
 NJ        07728-2842             Purchase                N/A                      N                            02/01/2001
 N                                50.62                   613.67                   12/01/2                      03/01
 311887046                        9                       $61,500.00               $46,817.81                   $46,953.87
 MIAMI                            04/1                    360                      Owner Occupied               06/01/1985
 FL        33175-6391             Purchase                N/A                      N                            02/01/2001
 Y                                61.05                   488.21                   05/01/2                      03/01

 311889414                        9                       $53,100.00               $39,779.02                   $39,904.76
 NORTH LITTLE ROCK                08/3                    360                      Owner Occupied               10/01/1984
 AR        72118-2832             Purchase                N/A                      N                            02/01/2001
 Y                                71.38                   425.03                   09/01/2                      03/01
 311894000                        7.375                   $126,350.00              $606.45                      $606.45
 CORPUS CHRISTI                   02/0                    360                      Owner Occupied               04/01/1984
 TX        78410-5603             Purchase                N/A                      N                            03/01/2001
 Y                                0.45                    6.06                     03/01/2                      03/01
 311894174                        8.5                     $37,050.00               $26,599.66                   $26,692.86
 CORPUS CHRISTI                   02/2                    360                      Owner Occupied               04/01/1984
 TX        78405-3807             Purchase                N/A                      N                            02/01/2001
 Y                                68.44                   282.27                   03/01/2                      03/01

 311902423                        9.125                   $52,600.00               $39,642.86                   $39,765.60
 SPRINGFIELD                      10/0                    360                      Owner Occupied               11/01/1984
 MA        01129-0000             Purchase                N/A                      N                            02/01/2001
 Y                                71.77                   425.12                   10/01/2                      03/01
 311968226                        9                       $63,400.00               $47,580.91                   $47,731.33
 AVENEL                           08/2                    360                      Owner Occupied               10/01/1984
 NJ        07001-1851             Purchase                N/A                      N                            02/01/2001
 Y                                67.71                   508.4                    09/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 311972103                        9.25                    $90,000.00               $67,607.70                   $68,029.50
 OKLAHOMA CITY                    07/2                    360                      Owner Occupied               09/01/1984
 OK        73162-4341             Purchase                N/A                      N                            01/01/2001
 Y                                66.04                   734.48                   08/01/2                      03/01
 312008972                        8.25                    $22,500.00               $5,442.17                    $5,573.06
 DES MOINES                       04/1                    359                      Owner Occupied               06/01/1974
 IA        50322-5009             Purchase                N/A                      N                            02/01/2001
 N                                24.76                   169.2                    04/01/2                      03/01
 312016603                        9.125                   $138,200.00              $103,944.18                  $104,265.98
 KATY                             09/2                    360                      Owner Occupied               11/01/1984
 TX        77450-1905             Purchase                N/A                      N                            02/01/2001
 Y                                67.88                   1114.66                  10/01/2                      03/01

 312068158                        11.25                   $47,000.00               $37,547.09                   $37,650.51
 AUSTIN                           02/0                    360                      Owner Occupied               04/01/1985
 TX        78757-7540             Purchase                N/A                      N                            02/01/2001
 N                                75.30                   456.39                   03/01/2                      03/01
 312102403                        9.5                     $30,450.00               $26,308.99                   $26,356.39
 MANSFIELD                        11/1                    360                      Owner Occupied               01/01/1989
 TX        76063-6207             Purchase                N/A                      N                            02/01/2001
 N                                52.24                   256.05                   12/01/2                      03/01
 312109457                        13.25                   $79,000.00               $67,407.71                   $67,407.71
 BROOKLYN                         02/2                    360                      Owner Occupied               04/01/1985
 NY        11203-4002             Purchase                N/A                      N                            03/01/2001
 N                                74.07                   889.36                   03/01/2                      03/01

 312115496                        8.5                     $57,000.00               $40,817.07                   $40,960.09
 DECATUR                          02/2                    360                      Owner Occupied               04/01/1984
 GA        30033-0000             Purchase                N/A                      N                            02/01/2001
 Y                                68.26                   433.15                   03/01/2                      03/01
 312115827                        9.125                   $111,000.00              $80,381.69                   $80,877.53
 NORMAN                           09/2                    360                      Owner Occupied               11/01/1984
 OK        73069-0000             Purchase                N/A                      N                            01/01/2001
 Y                                62.21                   861.99                   10/01/2                      03/01
 312133838                        13.875                  $52,700.00               $45,010.02                   $45,107.68
 WARR ACRES                       06/1                    360                      Owner Occupied               08/01/1984
 OK        73122-4107             Purchase                N/A                      N                            02/01/2001
 N                                81.27                   619.22                   07/01/2                      03/01

 312150287                        9.125                   $54,100.00               $35,788.72                   $35,949.71
 PROVIDENCE                       09/2                    360                      Owner Occupied               11/01/1984
 RI        02908-2710             Purchase                N/A                      N                            02/01/2001
 Y                                63.06                   384.36                   10/01/2                      03/01
 312171671                        9                       $118,000.00              $86,124.27                   $86,405.39
 APOLLO BEACH                     05/2                    360                      Owner Occupied               07/01/1984
 FL        33572-2743             Purchase                N/A                      N                            02/01/2001
 Y                                63.13                   929.16                   06/01/2                      03/01
 312175045                        9                       $52,000.00               $36,677.70                   $36,793.64
 MARIETTA                         08/1                    360                      Owner Occupied               10/01/1984
 GA        30064-4622             Purchase                N/A                      N                            02/01/2001
 Y                                47.78                   391.89                   09/01/2                      03/01

 312204969                        14                      $68,400.00               $59,786.31                   $59,786.31
 BRENTWOOD                        06/1                    360                      Owner Occupied               08/01/1985
 NY        11717-6408             Purchase                N/A                      N                            03/01/2001
 N                                78.66                   810.46                   07/01/2                      03/01
 312207988                        8.5                     $62,900.00               $45,194.61                   $45,353.26
 LILBURN                          02/1                    360                      Owner Occupied               04/01/1984
 GA        30047-0000             Purchase                N/A                      N                            02/01/2001
 Y                                64.88                   479.9                    03/01/2                      03/01
 312218126                        7.5                     $30,000.00               $5,552.06                    $5,726.19
 LITTLE CANADA                    08/2                    359                      Owner Occupied               10/01/1973
 MN        55117-0000             Purchase                N/A                      N                            02/01/2001
 N                                14.64                   209.92                   08/01/2                      03/01

 312223621                        9.5                     $66,100.00               $53,621.49                   $53,751.77
 OCEAN CITY                       05/1                    360                      Owner Occupied               07/01/1986
 MD        21842-0000             Purchase                N/A                      N                            02/01/2001
 N                                64.76                   555.81                   06/01/2                      03/01
 312231434                        8.5                     $84,450.00               $59,513.98                   $59,742.80
 HOUSTON                          02/0                    360                      Owner Occupied               04/01/1984
 TX        77077-3847             Purchase                N/A                      N                            02/01/2001
 Y                                67.16                   635.09                   03/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 312231939                        8.5                     $105,350.00              $74,789.36                   $75,327.54
 HOUSTON                          02/2                    360                      Owner Occupied               04/01/1984
 TX        77015-2019             Purchase                N/A                      N                            01/01/2001
 Y                                67.92                   801.71                   03/01/2                      03/01
 320085616                        9.625                   $90,000.00               $8,370.22                    $8,370.22
 WALDORF                          10/2                    180                      Owner Occupied               12/01/1986
 MD        20602-2625             Purchase                N/A                      N                            03/01/2001
 N                                8.37                    1084.28                  11/01/2                      03/01
 320086184                        10.5                    $40,600.00               $34,551.79                   $34,620.24
 BLUE SPRINGS                     08/2                    360                      Owner Occupied               10/01/1987
 MO        64014-2700             Purchase                N/A                      N                            02/01/2001
 N                                85.69                   371.38                   09/01/2                      03/01

 320086259                        9                       $59,200.00               $45,023.19                   $45,160.82
 MOUNT LAUREL                     11/2                    360                      Owner Occupied               01/01/1987
 NJ        08054-0000             Purchase                N/A                      N                            02/01/2001
 N                                76.25                   476.34                   12/01/2                      03/01
 320086333                        9                       $76,500.00               $59,292.69                   $59,462.26
 TEMPLE                           01/0                    360                      Owner Occupied               03/01/1987
 TX        76502-2958             Purchase                N/A                      N                            02/01/2001
 N                                69.95                   615.54                   02/01/2                      03/01
 320086846                        11.5                    $60,650.00               $47,736.07                   $47,736.07
 CHAMPAIGN                        08/3                    360                      Owner Occupied               10/01/1985
 IL        61820-5837             Purchase                N/A                      N                            03/01/2001
 N                                78.70                   601.04                   09/01/2                      03/01

 320422199                        9.5                     $160,000.00              $129,961.11                  $130,254.96
 HAVERHILL                        12/1                    360                      Owner Occupied               02/01/1987
 MA        01830-0000             Purchase                N/A                      N                            02/01/2001
 Y                                56.38                   1325.04                  01/01/2                      03/01
 320478928                        13.25                   $32,500.00               $23,800.70                   $23,902.65
 OCEAN CITY                       10/1                    360                      Owner Occupied               12/01/1980
 MD        21842-9607             Purchase                N/A                      N                            02/01/2001
 N                                64.50                   365.88                   11/01/2                      03/01
 380020256                        8                       $130,500.00              $115,736.31                  $115,878.86
 JAMAICA                          05/1                    360                      Owner Occupied               07/01/1994
 NY        11435-4431             Purchase                N/A                      N                            02/01/2001
 N                                66.59                   915.08                   06/01/2                      03/01

 380437633                        8.25                    $56,000.00               $44,991.29                   $44,991.29
 CONYERS                          05/0                    180                      Owner Occupied               07/01/1996
 GA        30094-0000             Purchase                N/A                      N                            03/01/2001
 N                                50.55                   543.28                   06/01/2                      03/01
 380476540                        8.375                   $175,750.00              $168,117.66                  $168,279.04
 ALEXANDRIA                       05/2                    360                      Owner Occupied               07/01/1996
 VA        22310-1345             Purchase                N/A                      N                            02/01/2001
 N                                90.96                   1335.83                  06/01/2                      03/01
 410796205                        7.25                    $161,500.00              $162,183.00                  $162,500.19
 SIMPSONVILLE                     05/0                    360                      Owner Occupied               06/01/1998
 SC        29681-0000             Purchase                Full                     N/A                          01/01/2001
 N                                95.58                   1139.89                  05/01/2                      03/01

 411459449                        6.875                   $116,000.00              $108,033.32                  $108,446.56
 SILVERDALE                       06/1                    180                      Owner Occupied               08/01/1999
 WA        98383-0000             Refinance               Full                     N                            02/01/2001
 N                                51.64                   1034.55                  07/01/2                      03/01
 411617392                        7.875                   $80,750.00               $79,240.17                   $79,240.17
 PORT HURON                       11/0                    360                      Owner Occupied               01/01/2000
 MI        48060-0000             Refinance               Streamline               N                            03/01/2001
 N                                93.22                   585.49                   12/01/2                      03/01
 450000500                        9                       $93,600.00               $88,297.85                   $88,477.62
 PARK FOREST                      09/3                    360                      Owner Occupied               11/01/1994
 IL        60466-2543             Purchase                Alternative              N                            01/01/2001
 N                                85.07                   753.13                   10/01/2                      03/01

 450001748                        9                       $15,000.00               $9,701.65                    $9,615.61
 WATERBURY                        09/3                    360                      Non-Owner Occupied           11/01/1994
 CT        06705-0000             Purchase                Alternative              N                            04/01/2001
 Y                                41.80                   84.22                    10/01/2                      03/01
 450001755                        6.625                   $120,000.00              $89,570.08                   $89,842.44
 SICKLERVILLE                     09/3                    360                      Owner Occupied               11/01/1994
 NJ        08081-4820             Purchase                N/A                      N                            02/01/2001
 N                                56.87                   768.37                   10/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 450001813                        6.625                   $71,900.00               $65,833.96                   $65,833.96
 DEPTFORD                         09/3                    360                      Owner Occupied               11/01/1994
 NJ        08096-2911             Purchase                N/A                      N                            03/01/2001
 N                                73.23                   460.38                   10/01/2                      03/01
 450005723                        9.125                   $24,500.00               $16,145.29                   $16,246.95
 URBANA                           10/0                    180                      Non-Owner Occupied           12/01/1994
 IL        61801-0000             Purchase                Alternative              N                            02/01/2001
 Y                                46.41                   225.2                    11/01/2                      03/01
 450006218                        7.125                   $83,600.00               $77,116.86                   $77,221.59
 DEPTFORD                         10/0                    360                      Owner Occupied               12/01/1994
 NJ        08096-6606             Purchase                N/A                      N                            02/01/2001
 N                                87.75                   563.23                   11/01/2                      03/01

 450008271                        9.125                   $28,000.00               $26,191.91                   $26,217.93
 NORWICH                          10/1                    360                      Owner Occupied               12/01/1994
 CT        06360-6478             Purchase                Alternative              N                            02/01/2001
 Y                                68.92                   225.39                   11/01/2                      03/01
 450009501                        9.125                   $54,800.00               $51,405.83                   $51,456.90
 EAST WINDSOR                     10/1                    360                      Owner Occupied               12/01/1994
 NJ        08520-5525             Purchase                Alternative              N                            02/01/2001
 Y                                84.49                   442.36                   11/01/2                      03/01
 450010251                        8.25                    $180,000.00              $185,081.88                  $185,081.88
 SALINAS                          10/1                    360                      Owner Occupied               12/01/1994
 CA        93906-5216             Purchase                Alternative              N                            03/01/2001
 Y                                82.25                   1470.04                  11/01/2                      03/01

 450015342                        9.125                   $28,000.00               $25,862.65                   $25,862.65
 ST. CHARLES                      10/2                    360                      Owner Occupied               12/01/1994
 MI        48655-0000             Purchase                Alternative              N                            03/01/2001
 Y                                71.84                   222.79                   11/01/2                      03/01
 450016449                        8.125                   $72,000.00               $66,914.15                   $66,991.78
 BUFFALO                          10/2                    360                      Owner Occupied               12/01/1994
 NY        14226-0000             Purchase                Alternative              N                            02/01/2001
 N                                83.73                   531.22                   11/01/2                      03/01
 450018080                        9                       $262,500.00              $243,883.59                  $244,130.66
 NAPERVILLE                       10/2                    360                      Owner Occupied               12/01/1994
 IL        60564-4193             Purchase                N/A                      N                            02/01/2001
 Y                                69.75                   2078.05                  11/01/2                      03/01

 450018700                        6.875                   $50,450.00               $46,330.39                   $46,461.24
 DEPTFORD                         10/2                    360                      Owner Occupied               12/01/1994
 NJ        08096-0000             Purchase                Full                     N                            01/01/2001
 N                                92.92                   331.42                   11/01/2                      03/01
 450018775                        6.875                   $340,000.00              $306,992.64                  $307,934.03
 ROSLYN HEIGHTS                   10/2                    360                      Owner Occupied               12/01/1994
 NY        11577-2701             Purchase                Alternative              N                            01/01/2001
 Y                                72.45                   2233.56                  11/01/2                      03/01
 450023973                        7.5                     $139,400.00              $129,341.71                  $129,507.00
 OCEAN CITY                       11/0                    360                      Owner Occupied               01/01/1995
 NJ        08226-0000             Purchase                Alternative              N                            02/01/2001
 N                                83.82                   974.71                   12/01/2                      03/01

 450024344                        8.125                   $288,000.00              $263,919.86                  $264,268.93
 WESLEY HILLS                     11/0                    360                      Owner Occupied               01/01/1995
 NY        10977-1335             Purchase                Alternative              N                            02/01/2001
 Y                                82.58                   2138.39                  12/01/2                      03/01
 450026836                        8.625                   $61,750.00               $57,338.05                   $57,400.85
 ELLERY                           11/0                    360                      Owner Occupied               01/01/1995
 NY        14782-0000             Purchase                Alternative              N                            02/01/2001
 Y                                88.30                   475.37                   12/01/2                      03/01
 450026984                        8.625                   $147,150.00              $135,947.26                  $136,092.08
 CLAYTON                          11/0                    360                      Owner Occupied               01/01/1995
 CA        94517-1919             Purchase                N/A                      N                            02/01/2001
 Y                                87.85                   1122.98                  12/01/2                      03/01

 450028592                        8.875                   $48,000.00               $44,680.18                   $44,727.04
 YORK BEACH                       11/1                    360                      Owner Occupied               01/01/1995
 ME        03909-0000             Purchase                Alternative              N                            02/01/2001
 Y                                74.54                   377.65                   12/01/2                      03/01
 450030622                        8.75                    $107,350.00              $99,142.71                   $99,349.56
 ROME                             11/1                    360                      Owner Occupied               01/01/1995
 GA        30161-5801             Purchase                N/A                      N                            01/01/2001
 Y                                87.91                   827.47                   12/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 450034392                        8.25                    $35,000.00               $26,740.10                   $26,861.98
 RICHMOND                         11/2                    360                      Owner Occupied               01/01/1995
 VA        23234-4245             Purchase                Alternative              N                            02/01/2001
 Y                                24.41                   214.9                    12/01/2                      03/01
 450039672                        9.125                   $560,000.00              $520,625.61                  $521,138.39
 APTOS                            11/2                    360                      Owner Occupied               01/01/1995
 CA        95003-9785             Construction            Alternative              N                            02/01/2001
 Y                                69.48                   4475.6                   12/01/2                      03/01
 450041116                        6.625                   $104,300.00              $95,730.97                   $95,869.53
 MAYS LANDING                     11/3                    360                      Owner Occupied               01/01/1995
 NJ        08330-4165             Construction            Full                     N                            02/01/2001
 N                                91.74                   667.84                   12/01/2                      03/01

 450043211                        6.875                   $56,850.00               $52,332.71                   $52,551.12
 GLOUCESTER CITY                  12/0                    360                      Owner Occupied               02/01/1995
 NJ        08030-2316             Purchase                Full                     N                            12/01/2000
 N                                92.35                   373.46                   01/01/2                      03/01
 450044391                        8.5                     $89,200.00               $83,703.71                   $83,796.63
 FLORENCE                         12/0                    360                      Owner Occupied               02/01/1995
 NJ        08518-2317             Purchase                Full                     N                            02/01/2001
 N                                93.10                   685.87                   01/01/2                      03/01
 450045786                        8.75                    $140,800.00              $81,236.20                   $81,320.37
 TUCSON                           11/2                    360                      Owner Occupied               02/01/1995
 AZ        85718-1045             Purchase                Alternative              N                            02/01/2001
 Y                                46.20                   677.13                   01/01/2                      03/01

 450046032                        8.125                   $88,000.00               $82,053.06                   $82,314.94
 FREEHOLD                         12/0                    360                      Owner Occupied               02/01/1995
 NJ        07728-1676             Purchase                Alternative              N                            12/01/2000
 Y                                88.51                   649.8                    01/01/2                      03/01
 450046743                        7.6                     $66,500.00               $61,870.51                   $61,947.71
 JERSEY CITY                      12/0                    360                      Owner Occupied               02/01/1995
 NJ        07302-2701             Purchase                Full                     N                            02/01/2001
 N                                88.49                   469.54                   01/01/2                      03/01
 450047147                        8.75                    $85,400.00               $79,701.94                   $79,866.50
 BROKEN ARROW                     12/1                    360                      Owner Occupied               02/01/1995
 OK        74011-4619             Purchase                Alternative              N                            01/01/2001
 Y                                88.83                   664.34                   01/01/2                      03/01

 450048012                        7                       $76,850.00               $79,949.33                   $80,045.10
 LAVERGNE                         10/1                    380                      Owner Occupied               12/01/1994
 TN        37086-2078             Purchase                N/A                      N                            02/01/2001
 N                                104.63                  562.7                    07/01/2                      03/01
 450048798                        10                      $61,556.00               $58,734.38                   $58,784.71
 TRINITY                          11/2                    360                      Owner Occupied               01/01/1995
 NC        27370-0000             Purchase                N/A                      N                            02/01/2001
 N                                83.97                   540.2                    12/01/2                      03/01
 450049275                        9                       $84,000.00               $78,928.06                   $79,084.71
 UNIONDALE                        12/1                    360                      Non-Owner Occupied           02/01/1995
 NY        11553-0000             Purchase                Alternative              N                            01/01/2001
 Y                                65.90                   671.17                   01/01/2                      03/01

 450051305                        8.75                    $46,550.00               $41,839.97                   $41,883.47
 ROCK SPRINGS                     12/1                    360                      Owner Occupied               02/01/1995
 WI        53961-0000             Purchase                N/A                      N                            02/01/2001
 Y                                83.93                   348.9                    01/01/2                      03/01
 450051792                        9                       $47,250.00               $44,172.85                   $44,260.53
 CENTERTON                        12/1                    360                      Owner Occupied               02/01/1995
 AR        72712-9376             Purchase                Alternative              N                            01/01/2001
 Y                                70.25                   375.63                   01/01/2                      03/01
 450055082                        9                       $30,400.00               $27,612.99                   $27,743.17
 READING                          12/2                    360                      Owner Occupied               02/01/1995
 PA        19604-2904             Purchase                Alternative              N                            02/01/2001
 Y                                73.00                   238.25                   01/01/2                      03/01

 450055645                        6.875                   $88,200.00               $81,395.12                   $81,507.56
 MT. HOLLY                        12/2                    360                      Owner Occupied               02/01/1995
 NJ        08060-4264             Purchase                N/A                      N                            02/01/2001
 N                                87.79                   579.41                   01/01/2                      03/01
 450056239                        9                       $84,900.00               $79,672.18                   $79,751.54
 WORTH                            12/2                    360                      Owner Occupied               02/01/1995
 IL        60482-2048             Purchase                Alternative              N                            02/01/2001
 Y                                72.50                   677.5                    01/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 450056312                        9.375                   $256,000.00              $241,718.44                  $241,957.43
 COLUMBIA                         12/2                    360                      Owner Occupied               02/01/1995
 IL        62236-0000             Purchase                Alternative              N                            02/01/2001
 Y                                75.61                   2129.28                  01/01/2                      03/01
 450057682                        9                       $37,800.00               $34,895.82                   $34,946.77
 NEW CASTLE                       12/2                    360                      Owner Occupied               02/01/1995
 DE        19720-0000             Purchase                N/A                      N                            02/01/2001
 Y                                64.71                   297.36                   01/01/2                      03/01
 450057690                        9                       $37,800.00               $34,991.89                   $35,037.25
 NEW CASTLE                       12/2                    360                      Owner Occupied               02/01/1995
 DE        19720-0000             Purchase                N/A                      N                            02/01/2001
 Y                                64.88                   297.9                    01/01/2                      03/01

 450061429                        8.875                   $111,600.00              $105,440.15                  $105,440.15
 LANSING                          12/3                    360                      Owner Occupied               02/01/1995
 MI        48917-3921             Purchase                N/A                      N                            03/01/2001
 Y                                89.73                   887.94                   01/01/2                      03/01
 450066360                        8.375                   $98,200.00               $91,407.59                   $91,509.81
 MT HOLLY                         10/2                    360                      Non-Owner Occupied           12/01/1994
 NJ        08060-4281             Purchase                N/A                      N                            02/01/2001
 Y                                94.98                   740.88                   11/01/2                      03/01
 450069398                        8.375                   $59,850.00               $55,992.97                   $56,053.99
 GRANDVIEW                        01/2                    360                      Owner Occupied               03/01/1995
 MO        64030-3012             Purchase                Alternative              N                            02/01/2001
 Y                                88.97                   452.23                   02/01/2                      03/01

 450069661                        7.5                     $117,450.00              $105,476.57                  $105,476.57
 PLEASANTVILLE                    01/2                    360                      Owner Occupied               03/01/1995
 NJ        08232-3745             Construction            N/A                      N                            03/01/2001
 N                                88.63                   821.23                   02/01/2                      03/01
 450070834                        8.375                   $171,000.00              $160,091.82                  $160,272.32
 PORTCHESTER                      01/2                    360                      Owner Occupied               03/01/1995
 NY        10573-4901             Purchase                Alternative              N                            02/01/2001
 Y                                84.35                   1293.04                  02/01/2                      03/01
 450070842                        8.375                   $96,900.00               $88,232.24                   $88,329.36
 SPRING VALLEY                    01/2                    360                      Owner Occupied               03/01/1995
 NY        10977-6026             Purchase                Alternative              N                            02/01/2001
 Y                                86.59                   713.59                   02/01/2                      03/01

 450071196                        8.625                   $28,800.00               $27,075.07                   $27,075.07
 SOUTH VALLEY                     01/2                    360                      Owner Occupied               03/01/1995
 NY        14738-0000             Purchase                Alternative              N                            03/01/2001
 Y                                75.20                   223.18                   02/01/2                      03/01
 450072277                        7.875                   $116,650.00              $108,379.58                  $108,509.52
 SO. BURLINGTON                   11/2                    360                      Owner Occupied               01/01/1995
 VT        05403-5815             Purchase                N/A                      N                            02/01/2001
 Y                                91.95                   842.03                   12/01/2                      03/01
 450074778                        8.375                   $72,900.00               $68,276.62                   $68,351.03
 ORLAND PARK                      01/3                    360                      Owner Occupied               03/01/1995
 IL        60462-8543             Purchase                Full                     N                            02/01/2001
 Y                                44.70                   551.44                   02/01/2                      03/01

 450074836                        8.375                   $45,100.00               $41,673.45                   $41,673.45
 CHICAGO                          01/3                    360                      Owner Occupied               03/01/1995
 IL        60615-2817             Purchase                Alternative              N                            03/01/2001
 Y                                87.73                   339.83                   02/01/2                      03/01
 450079298                        8.75                    $27,450.00               $25,933.04                   $25,933.04
 NORTH MIAMI                      02/0                    360                      Non-Owner Occupied           04/01/1995
 FL        33181-0000             Purchase                Alternative              N                            03/01/2001
 Y                                85.02                   215.72                   03/01/2                      03/01
 450082334                        7.5                     $75,000.00               $47,585.90                   $47,981.28
 UNIONVILLE                       12/0                    180                      Owner Occupied               01/01/1995
 TN        37180-8500             Purchase                N/A                      N                            02/01/2001
 N                                63.97                   695.26                   12/01/2                      03/01

 450083621                        8.5                     $74,550.00               $70,326.78                   $70,401.33
 GLOUCESTER CITY                  02/1                    360                      Owner Occupied               04/01/1995
 NJ        08030-0000             Purchase                Full                     N                            02/01/2001
 N                                89.68                   573.23                   03/01/2                      03/01
 450085451                        9                       $60,000.00               $56,876.68                   $56,932.46
 VADNAIS HEIGHTS                  02/1                    360                      Owner Occupied               04/01/1995
 MN        55127-3657             Purchase                Alternative              N                            02/01/2001
 Y                                75.90                   482.77                   03/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 450096284                        9.125                   $25,200.00               $16,214.42                   $16,214.42
 ANCHORAGE                        03/0                    360                      Non-Owner Occupied           05/01/1995
 AK        99501-0000             Purchase                Alternative              N                            03/01/2001
 Y                                45.04                   151.99                   04/01/2                      03/01
 450097332                        8.25                    $295,000.00              $309,896.47                  $310,076.35
 LAKE FOREST                      03/1                    360                      Owner Occupied               05/01/1995
 CA        92630-5867             Purchase                Select                   N                            02/01/2001
 Y                                81.81                   2311.65                  04/01/2                      03/01
 450119516                        8.75                    $224,000.00              $210,016.92                  $210,439.64
 GARDEN CITY                      04/2                    360                      Owner Occupied               06/01/1995
 NY        11530-1570             Purchase                Streamline               N                            01/01/2001
 Y                                65.76                   1745.05                  05/01/2                      03/01

 450120811                        7.625                   $100,850.00              $82,791.85                   $83,276.66
 DALLAS                           04/2                    360                      Owner Occupied               06/01/1995
 TX        75231-8122             Purchase                Full                     N                            02/01/2001
 N                                80.07                   713.96                   05/01/2                      03/01
 450126404                        8.75                    $81,500.00               $76,426.92                   $76,510.19
 YUCCA VALLEY                     04/2                    360                      Owner Occupied               06/01/1995
 CA        92284-4622             Purchase                Alternative              N                            02/01/2001
 N                                68.31                   641.16                   05/01/2                      03/01
 450133616                        9.25                    $109,600.00              $104,427.91                  $104,427.91
 COLLEGE PLACE                    05/1                    360                      Owner Occupied               07/01/1995
 WA        99324-0000             Construction            Full                     N                            03/01/2001
 N                                76.22                   901.65                   06/01/2                      03/01

 450134093                        8.5                     $73,900.00               $69,071.76                   $69,150.18
 RED LION                         05/1                    360                      Owner Occupied               07/01/1995
 PA        17356-9156             Purchase                N/A                      N                            02/01/2001
 N                                93.44                   568.23                   06/01/2                      03/01
 450138193                        9                       $52,500.00               $49,731.35                   $49,778.87
 PROVINCETOWN                     05/2                    360                      Non-Owner Occupied           07/01/1995
 MA        02657-0000             Purchase                Alternative              N                            02/01/2001
 Y                                66.37                   420.86                   06/01/2                      03/01
 450143151                        9                       $24,800.00               $15,503.15                   $15,529.15
 DALLAS                           05/3                    360                      Owner Occupied               07/01/1995
 TX        75252-5177             Purchase                Alternative              N                            02/01/2001
 N                                50.09                   142.47                   06/01/2                      03/01

 450146956                        8.25                    $295,000.00              $278,322.35                  $278,623.06
 WHITTIER                         05/2                    360                      Owner Occupied               07/01/1995
 CA        90601-3742             Purchase                Full                     N                            02/01/2001
 N                                84.43                   2216.24                  06/01/2                      03/01
 450147160                        8.125                   $100,000.00              $94,270.79                   $94,477.11
 ALTADENA                         05/3                    360                      Owner Occupied               07/01/1995
 CA        91001-5501             Purchase                N/A                      N                            01/01/2001
 N                                52.48                   742.5                    06/01/2                      03/01
 450159280                        8                       $79,850.00               $75,218.32                   $75,302.22
 WAREHAM                          06/2                    360                      Owner Occupied               08/01/1995
 MA        02571-1607             Purchase                Alternative              N                            02/01/2001
 N                                94.24                   585.91                   07/01/2                      03/01

 450160528                        8.5                     $57,400.00               $52,543.61                   $52,632.99
 SEVERN                           06/2                    301                      Owner Occupied               08/01/1995
 MD        21144-2905             Purchase                Streamline               N                            02/01/2001
 N                                91.69                   462.2                    08/01/2                      03/01
 450164009                        7.25                    $68,150.00               $50,060.70                   $50,378.45
 ROSHARON                         07/0                    180                      Owner Occupied               08/01/1995
 TX        77583-6105             Purchase                Alternative              N                            02/01/2001
 N                                42.69                   622.12                   07/01/2                      03/01
 450165329                        8.125                   $79,200.00               $73,911.75                   $73,911.75
 HUNTINGTON                       06/3                    360                      Owner Occupied               08/01/1995
 WV        25701-2710             Purchase                Alternative              N                            03/01/2001
 N                                84.95                   588.06                   07/01/2                      03/01

 450172077                        8                       $61,450.00               $56,958.68                   $57,029.38
 RENTON                           07/1                    360                      Owner Occupied               09/01/1995
 PA        15239-1536             Purchase                Full                     N                            02/01/2001
 N                                95.04                   450.9                    08/01/2                      03/01
 450179577                        8.375                   $82,271.00               $85,551.63                   $85,617.63
 CHICAGO                          09/2                    408                      Owner Occupied               11/01/1994
 IL        60660-2324             Purchase                N/A                      N                            02/01/2001
 Y                                104.06                  663.54                   10/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 450180484                        7.625                   $248,750.00              $233,091.76                  $233,368.58
 DANVILLE                         05/1                    360                      Owner Occupied               07/01/1995
 CA        94506-1342             Purchase                N/A                      N                            02/01/2001
 N                                74.08                   1759.68                  06/01/2                      03/01
 450204300                        7.5                     $46,750.00               $34,892.47                   $35,530.39
 ATHENS                           08/2                    180                      Owner Occupied               10/01/1995
 TX        75751-3302             Purchase                Streamline               N                            12/01/2000
 N                                75.43                   433.38                   09/01/2                      03/01
 450205042                        8.875                   $145,000.00              $138,114.07                  $138,245.32
 WALLA WALLA                      08/2                    360                      Owner Occupied               10/01/1995
 WA        99362-9160             Purchase                Alternative              N                            02/01/2001
 N                                81.32                   1153.69                  09/01/2                      03/01

 450207188                        7.2                     $56,250.00               $52,657.13                   $52,787.70
 PHILADELPHIA                     08/2                    360                      Owner Occupied               10/01/1995
 PA        19150-0000             Purchase                Full                     N                            01/01/2001
 N                                91.01                   381.82                   09/01/2                      03/01
 450232665                        7.5                     $189,900.00              $178,573.37                  $178,783.78
 SUNNYVALE                        09/2                    360                      Owner Occupied               11/01/1995
 CA        94086-0000             Purchase                Alternative              N                            02/01/2001
 N                                84.73                   1327.81                  10/01/2                      03/01
 450234349                        8                       $28,700.00               $21,663.72                   $21,920.84
 KANSAS CITY                      09/2                    180                      Owner Occupied               11/01/1995
 MO        64132-3008             Purchase                Alternative              N                            01/01/2001
 N                                68.50                   274.27                   10/01/2                      03/01

 450240072                        8.375                   $95,600.00               $90,422.30                   $90,517.20
 AUSTIN                           09/2                    360                      Owner Occupied               11/01/1995
 TX        78727-5324             Purchase                N/A                      N                            02/01/2001
 N                                75.43                   726.63                   10/01/2                      03/01
 450242581                        8.125                   $187,150.00              $175,891.99                  $176,794.43
 RAMONA                           09/2                    360                      Owner Occupied               11/01/1995
 CA        92065-4710             Purchase                Alternative              N                            10/01/2000
 Y                                96.34                   1380.76                  10/01/2                      03/01
 450243738                        8.625                   $154,000.00              $144,947.37                  $145,230.85
 WARWICK                          10/0                    360                      Owner Occupied               12/01/1995
 RI        02886-5946             Purchase                Full                     N                            01/01/2001
 Y                                96.17                   1185.08                  11/01/2                      03/01

 450255369                        9.125                   $15,900.00               $15,110.13                   $15,110.13
 SOUTH WELLFLEET                  10/2                    360                      Owner Occupied               12/01/1995
 MA        02663-0000             Purchase                Alternative              N                            03/01/2001
 Y                                75.93                   128.56                   11/01/2                      03/01
 450259593                        7.5                     $79,700.00               $72,157.42                   $72,157.42
 LAKE HAVASU CITY                 10/2                    360                      Owner Occupied               12/01/1995
 AZ        86403-5031             Purchase                Alternative              N                            03/01/2001
 N                                87.99                   557.27                   11/01/2                      03/01
 450281712                        7.15                    $45,250.00               $42,114.69                   $42,169.06
 YORK                             11/2                    360                      Owner Occupied               01/01/1996
 PA        17404-2735             Purchase                Full                     N                            02/01/2001
 N                                93.91                   305.63                   12/01/2                      03/01

 450285820                        8.875                   $31,500.00               $29,918.48                   $29,946.21
 NO. SWANZEY                      11/2                    360                      Non-Owner Occupied           01/01/1996
 NH        03431-0000             Purchase                Alternative              N                            02/01/2001
 Y                                66.54                   249.21                   12/01/2                      03/01
 450293964                        6.6                     $37,900.00               $34,442.99                   $34,495.32
 W ST PAUL                        05/2                    360                      Owner Occupied               07/01/1994
 MN        55118-4513             Purchase                N/A                      N                            02/01/2001
 N                                86.45                   242.05                   06/01/2                      03/01
 450294137                        7.375                   $74,800.00               $57,627.22                   $57,959.11
 CHERRY HILL                      12/1                    180                      Owner Occupied               02/01/1996
 NJ        08034-0000             Purchase                Alternative              N                            02/01/2001
 N                                43.09                   688.1                    01/01/2                      03/01

 450303011                        7.15                    $64,900.00               $55,457.09                   $55,040.03
 SLATEDALE                        12/2                    360                      Owner Occupied               02/01/1996
 PA        18079-0000             Purchase                Full                     N                            05/01/2001
 N                                75.91                   438.34                   01/01/2                      03/01
 450303755                        7.5                     $54,400.00               $50,797.60                   $50,922.20
 NORMAN                           12/2                    360                      Owner Occupied               03/01/1996
 OK        73071-4346             Purchase                Alternative              N                            01/01/2001
 N                                74.88                   380.37                   02/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 450310198                        8.625                   $133,050.00              $126,570.81                  $126,695.04
 OLEY                             09/2                    360                      Owner Occupied               11/01/1995
 PA        19547-9204             Purchase                N/A                      N                            02/01/2001
 Y                                74.52                   1034.85                  10/01/2                      03/01
 450318860                        8.625                   $47,900.00               $44,551.45                   $44,551.45
 PAYSON                           01/1                    360                      Owner Occupied               03/01/1996
 AZ        85541-4095             Purchase                N/A                      N                            03/01/2001
 Y                                56.46                   363.5                    02/01/2                      03/01
 450341904                        8.875                   $67,500.00               $63,225.57                   $63,337.07
 ROSWELL                          02/1                    360                      Owner Occupied               04/01/1996
 NM        88201-7505             Purchase                Alternative              N                            02/01/2001
 Y                                74.51                   529.93                   03/01/2                      03/01

 450343603                        8.875                   $58,450.00               $55,732.39                   $55,832.84
 BAY CITY                         02/1                    360                      Owner Occupied               04/01/1996
 MI        48706-9353             Purchase                Alternative              N                            01/01/2001
 Y                                66.86                   462.97                   03/01/2                      03/01
 450352232                        6.9                     $67,900.00               $62,585.03                   $62,704.93
 PHILADELPHIA                     02/2                    360                      Owner Occupied               04/01/1996
 PA        19145-2507             Purchase                Full                     N                            02/01/2001
 N                                92.21                   447.19                   03/01/2                      03/01
 450363189                        8                       $71,150.00               $63,845.50                   $64,036.45
 PHILADELPHIA                     10/3                    360                      Owner Occupied               12/01/1992
 PA        19111-3628             Purchase                N/A                      N                            01/01/2001
 N                                85.38                   522.07                   11/01/2                      03/01

 450366141                        8.25                    $107,650.00              $96,531.84                   $96,646.11
 WEST CARROLLTON                  06/1                    360                      Owner Occupied               08/01/1994
 OH        45449-3309             Purchase                N/A                      N                            02/01/2001
 Y                                87.70                   778.71                   07/01/2                      03/01
 450380654                        6.7                     $50,450.00               $47,380.87                   $47,441.54
 PHILADELPHIA                     03/2                    360                      Owner Occupied               05/01/1996
 PA        19124-1411             Purchase                Full                     N                            02/01/2001
 N                                93.20                   325.55                   04/01/2                      03/01
 450381884                        9.075                   $95,000.00               $90,555.76                   $90,634.28
 OLIVE BRANCH                     03/2                    360                      Owner Occupied               05/01/1996
 MS        38654-0000             Purchase                Alternative              N                            02/01/2001
 Y                                70.53                   763.94                   04/01/2                      03/01

 450391552                        9                       $100,000.00              $95,581.39                   $95,747.23
 STEAMBOAT SPGS.                  04/0                    360                      Owner Occupied               06/01/1996
 CO        80477-0000             Purchase                Alternative              N                            01/01/2001
 Y                                66.03                   800.71                   05/01/2                      03/01
 450403571                        7.25                    $34,000.00               $32,145.05                   $32,182.55
 MANCHESTER                       04/1                    360                      Owner Occupied               06/01/1996
 CT        06040-3407             Purchase                Alternative              N                            02/01/2001
 N                                30.94                   231.94                   05/01/2                      03/01
 450414032                        8.875                   $76,000.00               $72,127.36                   $72,191.50
 FRAMINGHAM                       04/2                    360                      Owner Occupied               06/01/1996
 MA        01702-6543             Purchase                Alternative              N                            02/01/2001
 Y                                90.23                   598.06                   05/01/2                      03/01

 450415146                        8.375                   $116,000.00              $93,397.85                   $93,397.85
 RICHMOND HILL QUEENS             04/2                    180                      Owner Occupied               06/01/1996
 NY        11419-1818             Purchase                Alternative              N                            02/01/2001
 N                                61.44                   1133.82                  05/01/2                      03/01
 450420286                        6.75                    $60,550.00               $47,206.05                   $47,474.81
 CANON CITY                       04/3                    180                      Owner Occupied               06/01/1996
 CO        81212-2060             Purchase                Alternative              N                            02/01/2001
 N                                47.47                   535.81                   05/01/2                      03/01
 450427679                        9                       $201,000.00              $191,172.32                  $191,501.23
 ELMA                             05/0                    360                      Owner Occupied               07/01/1996
 NY        14059-9652             Purchase                Alternative              N                            01/01/2001
 Y                                73.09                   1600.1                   06/01/2                      03/01

 450432190                        9                       $60,000.00               $26,006.98                   $26,571.10
 TELLURIDE                        05/1                    360                      Owner Occupied               07/01/1996
 CO        81435-0000             Purchase                Alternative              N                            01/01/2001
 Y                                35.42                   480.29                   06/01/2                      03/01
 450432208                        9                       $64,000.00               $37,319.50                   $37,319.50
 TELLURIDE                        05/1                    360                      Owner Occupied               07/01/1996
 CO        81435-0000             Purchase                Alternative              N                            03/01/2001
 Y                                46.64                   327.47                   06/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 450432596                        8.75                    $121,200.00              $116,232.21                  $116,337.41
 MORENO VALLEY                    05/1                    360                      Owner Occupied               07/01/1996
 CA        92557-3955             Purchase                Alternative              N                            02/01/2001
 N                                72.71                   953.49                   06/01/2                      03/01
 450432604                        8.75                    $142,150.00              $147,509.30                  $148,405.68
 MORENO VALLEY                    05/1                    405                      Owner Occupied               07/01/1996
 CA        92557-3811             Purchase                Alternative              N                            05/01/2000
 N                                93.92                   1168.86                  03/01/2                      03/01
 450440144                        7.1                     $65,450.00               $61,896.39                   $62,114.70
 MOHRSVILLE                       05/2                    360                      Owner Occupied               07/01/1996
 PA        19541-0000             Purchase                Full                     N                            12/01/2000
 N                                90.15                   439.85                   06/01/2                      03/01

 450450937                        9                       $38,400.00               $34,475.41                   $34,534.80
 WESTFIELD                        05/0                    360                      Owner Occupied               07/01/1996
 WI        53964-0000             Purchase                N/A                      N                            02/01/2001
 Y                                71.94                   291.55                   06/01/2                      03/01
 450457353                        7.75                    $164,100.00              $128,137.46                  $128,849.94
 STEAMBOAT SPRIN                  06/1                    180                      Owner Occupied               08/01/1996
 CO        80487-0000             Purchase                Alternative              N                            02/01/2001
 N                                42.99                   1544.64                  07/01/2                      03/01
 450479589                        9.375                   $76,500.00               $72,574.64                   $72,643.40
 SPRINGFIELD                      07/1                    360                      Owner Occupied               09/01/1996
 MA        01118-0000             Purchase                Alternative              N                            02/01/2001
 N                                71.56                   636.29                   08/01/2                      03/01

 450479837                        9.25                    $92,400.00               $88,574.87                   $88,646.94
 NEW HAVEN                        07/1                    360                      Owner Occupied               09/01/1996
 CT        06511-0000             Purchase                Full                     N                            02/01/2001
 Y                                67.15                   755.39                   08/01/2                      03/01
 450484183                        9.105                   $52,400.00               $50,152.86                   $50,194.70
 GLADWIN                          07/1                    360                      Owner Occupied               09/01/1996
 MI        48624-0000             Purchase                Alternative              N                            02/01/2001
 Y                                76.63                   422.69                   08/01/2                      03/01
 450491998                        7.5                     $66,500.00               $63,271.67                   $63,340.77
 SCRANTON                         07/2                    360                      Owner Occupied               09/01/1996
 PA        18512-0000             Purchase                Full                     N                            02/01/2001
 N                                90.48                   464.98                   08/01/2                      03/01

 450497565                        9.125                   $46,400.00               $15,846.07                   $17,887.35
 HILLSBORO                        07/3                    360                      Owner Occupied               09/01/1996
 NH        03244-0000             Purchase                Alternative              N                            02/01/2001
 Y                                30.84                   177.3                    08/01/2                      03/01
 450497615                        7.5                     $69,376.00               $65,911.76                   $65,984.45
 PHILADELPHIA                     07/3                    360                      Owner Occupied               09/01/1996
 PA        19135-1601             Purchase                Full                     N                            02/01/2001
 N                                94.27                   485.09                   08/01/2                      03/01
 450497730                        8.125                   $143,100.00              $136,886.71                  $137,021.48
 NEWARK                           07/3                    360                      Owner Occupied               09/01/1996
 DE        19702-3941             Purchase                Relocation               N                            02/01/2001
 N                                76.59                   1062.52                  08/01/2                      03/01

 450504287                        11.125                  $146,397.22              $94,506.43                   $95,558.14
 DALLAS                           12/0                    360                      Owner Occupied               02/01/1980
 TX        75248-1723             Purchase                N/A                      N                            01/01/2001
 N                                45.50                   1409.33                  01/01/2                      03/01
 450504295                        7.75                    $119,973.99              $77,992.85                   $78,397.11
 JACKSONVILLE                     09/0                    360                      Owner Occupied               10/01/1981
 FL        32277-1011             Purchase                N/A                      N                            02/01/2001
 Y                                46.94                   910.57                   09/01/2                      03/01
 450504337                        9                       $233,500.00              $8,686.51                    $8,714.56
 EMERYVILLE                       06/2                    360                      Owner Occupied               08/01/1984
 CA        94608-1944             Purchase                N/A                      N                            02/01/2001
 Y                                2.90                    93.41                    07/01/2                      03/01

 450504352                        8.75                    $98,400.00               $72,649.95                   $72,886.74
 EMERYVILLE                       07/0                    360                      Non-Owner Occupied           09/01/1984
 CA        94608-0000             Purchase                N/A                      N                            02/01/2001
 Y                                74.07                   768.26                   08/01/2                      03/01
 450504360                        8.75                    $100,000.00              $73,830.45                   $74,071.09
 EMERYVILLE                       07/0                    360                      Non-Owner Occupied           09/01/1984
 CA        94608-0000             Purchase                N/A                      N                            02/01/2001
 Y                                59.02                   780.74                   08/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 450504378                        8.75                    $108,500.00              $77,588.17                   $77,841.06
 EMERYVILLE                       07/1                    360                      Owner Occupied               09/01/1984
 CA        94608-0000             Purchase                N/A                      N                            02/01/2001
 Y                                64.33                   820.48                   08/01/2                      03/01
 450504386                        8.5                     $110,200.00              $77,415.80                   $77,924.37
 EMERYVILLE                       08/2                    360                      Owner Occupied               10/01/1984
 CA        94608-0000             Purchase                N/A                      N                            01/01/2001
 Y                                55.07                   805.35                   09/01/2                      03/01
 450505052                        10.9                    $32,000.00               $25,065.24                   $24,990.59
 CHARLOTTE                        08/2                    360                      Owner Occupied               10/01/1984
 NC        28210-4384             Purchase                N/A                      N                            04/01/2001
 N                                61.78                   302.33                   09/01/2                      03/01

 450505060                        8.75                    $100,000.00              $73,785.54                   $74,021.03
 EMERYVILLE                       09/2                    360                      Non-Owner Occupied           11/01/1984
 CA        94608-0000             Purchase                N/A                      N                            02/01/2001
 Y                                59.21                   775.23                   10/01/2                      03/01
 450505540                        9                       $110,000.00              $104,859.90                  $104,949.68
 CARLE PLACE                      08/1                    360                      Non-Owner Occupied           10/01/1996
 NY        11514-0000             Purchase                Full                     N                            02/01/2001
 Y                                66.42                   875.48                   09/01/2                      03/01
 450515259                        8.875                   $136,850.00              $126,625.75                  $126,824.53
 CONCORD                          08/2                    300                      Owner Occupied               10/01/1996
 CA        94521-3250             Purchase                Express                  N/A                          02/01/2001
 N                                66.74                   1136.75                  09/01/2                      03/01

 450520812                        9                       $36,750.00               $35,232.89                   $35,262.56
 BOSTON                           08/3                    360                      Non-Owner Occupied           10/01/1996
 MA        02215-0000             Purchase                Alternative              N                            02/01/2001
 Y                                67.16                   294.14                   09/01/2                      03/01
 450528203                        9.045                   $144,000.00              $138,332.57                  $138,447.21
 QUEENS                           09/1                    360                      Owner Occupied               11/01/1996
 NY        11432-0000             Purchase                Alternative              N                            02/01/2001
 Y                                76.91                   1158.19                  10/01/2                      03/01
 450534409                        8                       $125,500.00              $119,321.74                  $119,461.21
 BETHLEHEM                        09/2                    360                      Owner Occupied               11/01/1996
 NH        03574-0000             Purchase                Alternative              N                            02/01/2001
 N                                74.80                   920.88                   10/01/2                      03/01

 450543558                        9                       $33,000.00               $31,682.13                   $31,709.84
 DAYTON                           10/0                    360                      Owner Occupied               11/01/1996
 OH        45403-0000             Purchase                Full                     N                            02/01/2001
 N                                57.60                   265.53                   10/01/2                      03/01
 450547575                        8.625                   $45,600.00               $43,898.63                   $43,898.63
 FORT LEE                         10/0                    360                      Owner Occupied               12/01/1996
 NJ        07024-2409             Purchase                Alternative              N                            03/01/2001
 N                                77.01                   354.68                   11/01/2                      03/01
 450548268                        9.125                   $30,800.00               $29,596.77                   $29,620.77
 FAIRFIELD                        10/1                    360                      Owner Occupied               12/01/1996
 ME        04937-1415             Purchase                Full                     N                            02/01/2001
 Y                                76.93                   249.24                   11/01/2                      03/01

 450557285                        7.75                    $100,000.00              $95,405.73                   $95,504.05
 SAN DIEGO                        10/2                    360                      Owner Occupied               12/01/1996
 CA        92115-0000             Purchase                Alternative              N                            02/01/2001
 N                                82.33                   715.12                   11/01/2                      03/01
 450559158                        9.075                   $207,000.00              $193,876.77                  $193,876.77
 MULLICA HILL                     10/2                    360                      Owner Occupied               12/01/1996
 NJ        08062-0000             Purchase                Alternative              N                            03/01/2001
 Y                                74.59                   1631.15                  11/01/2                      03/01
 450577994                        8.75                    $90,250.00               $86,340.90                   $86,420.75
 JANESVILLE                       11/2                    360                      Owner Occupied               01/01/1997
 WI        53546-0000             Purchase                Full                     N                            02/01/2001
 N                                90.96                   710                      12/01/2                      03/01

 450580196                        7.3                     $72,000.00               $64,119.95                   $64,222.88
 CAMP HILL                        11/2                    360                      Owner Occupied               01/01/1997
 PA        17011-6128             Purchase                Full                     N                            02/01/2001
 N                                71.35                   493.62                   12/01/2                      03/01
 450585047                        8.375                   $144,000.00              $138,436.42                  $138,563.06
 VICTOR                           11/2                    60                       Owner Occupied               01/01/1997
 ID        83455-0000             Purchase                Alternative              N                            02/01/2001
 Y                                76.97                   1093.69                  12/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 450587530                        8.75                    $245,250.00              $234,713.57                  $234,914.89
 WEST BLOOMFIELD                  11/2                    360                      Owner Occupied               01/01/1997
 MI        48323-2444             Purchase                Alternative              N                            02/01/2001
 Y                                71.83                   1914.24                  12/01/2                      03/01
 450602156                        9.5                     $168,000.00              $162,694.07                  $162,940.43
 TAMPA                            10/3                    360                      Owner Occupied               12/01/1996
 FL        33647-0000             Purchase                N/A                      N                            01/01/2001
 N                                62.66                   1412.64                  11/01/2                      03/01
 450604632                        6.625                   $68,800.00               $65,108.65                   $65,189.29
 PERRY                            12/2                    360                      Owner Occupied               02/01/1997
 MI        48872-9177             Purchase                Full                     N                            02/01/2001
 N                                94.47                   440.54                   01/01/2                      03/01

 450612106                        8                       $122,400.00              $117,545.28                  $117,659.02
 HOWELL                           12/3                    360                      Owner Occupied               02/01/1997
 NJ        07731-1508             Purchase                Alternative              N                            02/01/2001
 N                                86.51                   898.13                   01/01/2                      03/01
 450615604                        9.015                   $476,250.00              $441,418.20                  $440,419.29
 CHITTENDEN                       12/3                    360                      Owner Occupied               02/01/1997
 VT        05737-0000             Purchase                Alternative              N                            04/01/2001
 Y                                69.35                   3684.94                  01/01/2                      03/01
 450617733                        8.5                     $91,121.00               $87,534.93                   $87,614.97
 MANTECA                          01/0                    360                      Owner Occupied               02/01/1997
 CA        95337-6524             Purchase                Full                     N                            02/01/2001
 N                                92.71                   700.65                   01/01/2                      03/01

 450618111                        7.5                     $69,600.00               $66,543.46                   $66,613.78
 HELENDALE                        12/3                    84                       Owner Occupied               02/01/1997
 CA        92342-0000             Purchase                Alternative              N                            02/01/2001
 N                                76.56                   486.66                   01/01/2                      03/01
 450618863                        7.75                    $1,000,000.00            $959,470.33                  $960,431.67
 ANCHORAGE                        01/0                    360                      Owner Occupied               03/01/1997
 AK        99516-1069             Purchase                Relocation               N                            02/01/2001
 Y                                64.89                   7164.13                  02/01/2                      03/01
 450620141                        9.875                   $38,000.00               $41,849.78                   $41,901.66
 TEANECK                          01/0                    372                      Owner Occupied               03/01/1997
 NJ        07666-0000             Purchase                Full                     N/A                          01/01/2001
 N                                104.75                  370.65                   02/01/2                      03/01

 450639752                        8.875                   $84,000.00               $80,966.15                   $81,032.47
 PEN ARGYL                        02/1                    360                      Non-Owner Occupied           04/01/1997
 PA        18072-1949             Purchase                Alternative              N                            02/01/2001
 Y                                67.52                   665.62                   03/01/2                      03/01
 450642079                        7.875                   $106,100.00              $107,249.92                  $107,354.33
 LINO LAKES                       02/1                    360                      Owner Occupied               04/01/1997
 MN        55014-0000             Purchase                Alternative              N                            02/01/2001
 N                                91.05                   808.92                   03/01/2                      03/01
 450647037                        8.905                   $19,950.00               $18,775.15                   $18,790.45
 MARLBOROUGH                      02/2                    360                      Owner Occupied               04/01/1997
 MA        01752-0000             Purchase                Alternative              N                            02/01/2001
 Y                                65.93                   154.74                   03/01/2                      03/01

 450652631                        7.3                     $80,800.00               $77,332.83                   $77,580.33
 HANOVER                          02/2                    360                      Owner Occupied               04/01/1997
 PA        17331-9136             Purchase                Full                     N                            12/01/2000
 N                                95.89                   553.95                   03/01/2                      03/01
 450653738                        7.5                     $61,492.00               $50,403.10                   $50,656.54
 GREENBELT                        02/2                    180                      Owner Occupied               04/01/1997
 MD        20770-2230             Purchase                Streamline               N                            02/01/2001
 N                                78.53                   570.04                   03/01/2                      03/01
 450653811                        8.75                    $62,488.00               $60,430.04                   $60,480.64
 WASHINGTON                       02/2                    360                      Owner Occupied               04/01/1997
 DC        20024-2396             Purchase                Streamline               N                            02/01/2001
 N                                90.67                   491.6                    03/01/2                      03/01

 450657150                        9                       $330,000.00              $316,861.69                  $317,115.57
 SAN MARCOS                       02/2                    360                      Owner Occupied               04/01/1997
 CA        92069-4842             Purchase                Alternative              N                            02/01/2001
 Y                                78.80                   2632.25                  03/01/2                      03/01
 450666672                        9.125                   $72,000.00               $50,520.25                   $50,583.64
 ALBUQUERQUE                      03/1                    360                      Non-Owner Occupied           05/01/1997
 NM        87105-0000             Purchase                Alternative              N                            02/01/2001
 Y                                63.22                   448.04                   04/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 450672423                        7.75                    $47,346.00               $37,063.28                   $37,301.19
 MECHANICSVILLE                   03/2                    180                      Owner Occupied               05/01/1997
 MD        20659-3656             Purchase                Streamline               N                            02/01/2001
 N                                29.60                   445.71                   04/01/2                      03/01
 450678107                        9.125                   $33,500.00               $30,709.02                   $30,709.02
 SHREWSBURY                       03/2                    360                      Owner Occupied               05/01/1997
 MA        01545-0000             Purchase                Alternative              N                            03/01/2001
 Y                                64.11                   258.54                   04/01/2                      03/01
 450684691                        8.375                   $103,350.00              $98,513.46                   $98,610.78
 PAWLEYS ISLAND                   04/0                    360                      Owner Occupied               06/01/1997
 SC        29585-7018             Purchase                Alternative              N                            02/01/2001
 N                                90.46                   785.54                   05/01/2                      03/01

 450687777                        7.5                     $34,570.00               $29,021.11                   $29,159.33
 WASHINGTON                       04/0                    180                      Owner Occupied               06/01/1997
 DC        20010-2416             Purchase                Streamline               N                            02/01/2001
 N                                24.29                   320.47                   05/01/2                      03/01
 450718374                        9.25                    $40,500.00               $15,149.40                   $15,447.16
 WOODSIDE                         05/1                    180                      Owner Occupied               07/01/1997
 NY        11377-0000             Purchase                Alternative              N                            02/01/2001
 N                                34.32                   416.83                   06/01/2                      03/01
 450721212                        7                       $89,800.00               $86,024.25                   $86,119.34
 CAMP HILL                        05/1                    360                      Owner Occupied               07/01/1997
 PA        17011-0000             Purchase                Full                     N                            02/01/2001
 N                                95.79                   597.45                   06/01/2                      03/01

 450729975                        9.015                   $45,200.00               $41,092.01                   $41,258.70
 OXFORD                           05/2                    360                      Owner Occupied               07/01/1997
 NJ        07863-0000             Purchase                Alternative              N                            02/01/2001
 Y                                72.72                   353.65                   06/01/2                      03/01
 450743216                        9.25                    $21,000.00               $20,305.55                   $20,320.61
 BRIDGEWATER                      06/0                    360                      Non-Owner Occupied           08/01/1997
 MA        02324-0000             Purchase                Alternative              N                            02/01/2001
 Y                                67.73                   171.7                    07/01/2                      03/01
 450744420                        8.375                   $510,500.00              $489,811.55                  $489,811.55
 LOS ANGELES                      06/1                    360                      Owner Occupied               08/01/1997
 CA        90024-0000             Purchase                Alternative              N                            03/01/2001
 N                                89.05                   3880.17                  07/01/2                      03/01

 450749866                        10.5                    $41,500.00               $39,757.34                   $39,788.81
 EDMONTON                         06/1                    360                      Owner Occupied               08/01/1997
 KY        42129-0000             Purchase                Alternative              N                            02/01/2001
 N                                86.26                   379.62                   07/01/2                      03/01
 450760947                        7.5                     $75,000.00               $71,426.20                   $71,426.20
 MORRISVILLE                      06/2                    360                      Owner Occupied               08/01/1997
 PA        19067-0000             Purchase                Full                     N                            03/01/2001
 N                                69.34                   524.42                   07/01/2                      03/01
 450770151                        9.105                   $18,900.00               $18,109.77                   $18,124.20
 BILLERICA                        07/0                    360                      Non-Owner Occupied           09/01/1997
 MA        01821-0000             Purchase                Alternative              N                            02/01/2001
 Y                                67.12                   151.95                   08/01/2                      03/01

 450771696                        8.25                    $201,600.00              $199,666.46                  $199,841.81
 LOWELL                           07/0                    360                      Owner Occupied               09/01/1997
 MI        49331-0000             Purchase                Alternative              N                            02/01/2001
 N                                89.21                   1549.26                  08/01/2                      03/01
 450773171                        9.125                   $26,000.00               $24,813.51                   $24,832.17
 PEMBROKE PINES                   07/0                    360                      Owner Occupied               09/01/1997
 FL        33029-0000             Purchase                Alternative              N                            02/01/2001
 Y                                65.34                   207.49                   08/01/2                      03/01
 450775689                        9.375                   $68,500.00               $65,839.13                   $65,839.13
 ASHEVILLE                        05/1                    360                      Owner Occupied               07/01/1997
 NC        28806-0000             Purchase                N/A                      N                            03/01/2001
 N                                73.15                   569.75                   06/01/2                      03/01

 450778071                        7.375                   $74,000.00               $71,023.01                   $71,096.19
 PHILADELPHIA                     07/1                    360                      Owner Occupied               09/01/1997
 PA        19127-0000             Purchase                Alternative              N                            02/01/2001
 N                                83.64                   510.13                   08/01/2                      03/01
 450779160                        8.25                    $114,100.00              $113,080.72                  $113,080.72
 DAVISON                          07/1                    360                      Owner Occupied               09/01/1997
 MI        48423-0000             Purchase                Alternative              N                            03/01/2001
 N                                82.54                   878.39                   08/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 450781935                        8.25                    $43,000.00               $35,306.76                   $35,480.00
 WEST SPARTA                      07/2                    180                      Owner Occupied               09/01/1997
 NY        14437-0000             Purchase                Alternative              N                            02/01/2001
 N                                61.17                   417.17                   08/01/2                      03/01
 450785837                        8.375                   $39,900.00               $38,661.26                   $38,694.47
 DELRAY BEACH                     07/2                    360                      Owner Occupied               09/01/1997
 FL        33445-0000             Purchase                Select                   N                            02/01/2001
 N                                67.88                   303.27                   08/01/2                      03/01
 450787510                        8.375                   $32,200.00               $31,008.93                   $31,037.07
 YORK                             07/2                    360                      Owner Occupied               09/01/1997
 PA        17403-0000             Purchase                Alternative              N                            02/01/2001
 N                                67.47                   244.75                   08/01/2                      03/01

 450788179                        9                       $57,400.00               $55,363.07                   $55,363.07
 BOWLING GREEN                    07/2                    360                      Owner Occupied               09/01/1997
 KY        42101-0000             Purchase                Alternative              N                            03/01/2001
 N                                82.01                   461.86                   08/01/2                      03/01
 450788989                        9.125                   $540,000.00              $523,365.66                  $523,759.12
 REISTERSTOWN                     07/2                    360                      Owner Occupied               09/01/1997
 MD        21136-0000             Purchase                Alternative              N                            02/01/2001
 Y                                77.59                   4376.21                  08/01/2                      03/01
 450795059                        8.375                   $70,000.00               $67,826.35                   $67,884.63
 FREDERICKSBURG                   07/3                    360                      Owner Occupied               09/01/1997
 VA        22407-0000             Purchase                Alternative              N                            02/01/2001
 N                                75.42                   532.06                   08/01/2                      03/01

 450795190                        7.875                   $195,000.00              $143,410.45                  $143,548.73
 DAVISON                          07/1                    360                      Owner Occupied               09/01/1997
 MI        48423-0000             Purchase                Select                   N                            02/01/2001
 Y                                46.30                   1080.32                  08/01/2                      03/01
 450797600                        8.5                     $129,500.00              $125,348.30                  $125,455.41
 DINGMANS FERRY                   07/3                    360                      Owner Occupied               09/01/1997
 PA        18328-0000             Purchase                Alternative              N                            02/01/2001
 N                                67.81                   995.75                   08/01/2                      03/01
 450800883                        8.375                   $122,400.00              $118,599.96                  $118,599.96
 DAVISON                          08/0                    360                      Owner Occupied               09/01/1997
 MI        48423-0000             Purchase                Alternative              N                            03/01/2001
 N                                77.51                   930.33                   08/01/2                      03/01

 450804737                        9                       $41,650.00               $39,957.88                   $39,957.88
 BRIGHTON                         08/0                    360                      Owner Occupied               10/01/1997
 MA        02135-0000             Purchase                Alternative              N                            03/01/2001
 Y                                67.15                   332.09                   09/01/2                      03/01
 450809819                        5.75                    $60,835.00               $57,868.87                   $57,946.23
 INDIANA                          08/1                    360                      Owner Occupied               10/01/1997
 PA        15701-0000             Purchase                Full                     N                            02/01/2001
 N                                96.57                   355.02                   09/01/2                      03/01
 450810007                        8.75                    $156,300.00              $151,777.22                  $151,899.24
 POWAY                            08/1                    360                      Owner Occupied               09/01/1997
 CA        92064-0000             Purchase                Alternative              N                            02/01/2001
 N                                90.95                   1229.62                  08/01/2                      03/01

 450811575                        9.875                   $130,900.00              $127,704.06                  $127,789.13
 JOPLIN                           08/1                    360                      Owner Occupied               10/01/1997
 MO        64801-0000             Purchase                Alternative              N                            02/01/2001
 N                                82.97                   1136.67                  09/01/2                      03/01
 450848544                        9.625                   $304,650.00              $295,536.56                  $295,933.99
 SHELBY TWP                       09/1                    360                      Owner Occupied               11/01/1997
 MI        48000-0000             Purchase                Alternative              N                            01/01/2001
 Y                                87.36                   2571.56                  10/01/2                      03/01
 450870431                        5                       $67,117.00               $63,407.25                   $63,502.95
 THE COLONY                       09/2                    360                      Owner Occupied               11/01/1997
 TX        75056-0000             Purchase                Streamline               N                            02/01/2001
 N                                83.01                   360.3                    10/01/2                      03/01

 450872304                        8                       $55,400.00               $43,700.53                   $44,036.39
 VIRGINIA BEACH                   09/2                    180                      Owner Occupied               11/01/1997
 VA        23454-0000             Purchase                Streamline               N/A                          02/01/2001
 N                                62.90                   529.44                   10/01/2                      03/01
 450875893                        8.125                   $244,000.00              $236,695.27                  $237,109.21
 MACOMB TWP                       10/0                    360                      Owner Occupied               12/01/1997
 MI        48044-0000             Purchase                Full                     N/A                          01/01/2001
 N                                88.82                   1811.7                   11/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 450881826                        9.075                   $487,500.00              $471,904.18                  $472,253.35
 STEAMBOAT SPRINGS                10/1                    360                      Owner Occupied               12/01/1997
 CO        80477-0000             Purchase                Alternative              N                            02/01/2001
 Y                                72.65                   3920.59                  11/01/2                      03/01
 450888540                        7.375                   $81,900.00               $70,513.21                   $70,831.31
 MASSAPEQUA                       10/1                    180                      Owner Occupied               12/01/1997
 NY        11758-0000             Purchase                Alternative              N                            02/01/2001
 N                                40.47                   753.42                   11/01/2                      03/01
 450905567                        9.075                   $121,500.00              $117,922.43                  $118,009.69
 LEBANON                          10/2                    360                      Owner Occupied               12/01/1997
 OR        97355-0000             Purchase                Alternative              N                            02/01/2001
 Y                                87.41                   979.71                   11/01/2                      03/01

 450908678                        8                       $39,150.00               $37,950.34                   $37,984.38
 ROANOKE                          10/3                    360                      Owner Occupied               12/01/1997
 VA        24013-0000             Purchase                Alternative              N                            02/01/2001
 N                                96.16                   287.27                   11/01/2                      03/01
 450925342                        8.875                   $184,000.00              $178,508.59                  $178,644.44
 MONTVALE                         11/1                    360                      Non-Owner Occupied           01/01/1998
 NJ        07645-0000             Purchase                Alternative              N                            02/01/2001
 Y                                77.67                   1457.07                  12/01/2                      03/01
 450925847                        8.855                   $55,000.00               $50,768.27                   $50,878.60
 COLCHESTER                       11/1                    240                      Owner Occupied               01/01/1998
 VT        05446-0000             Purchase                Alternative              N                            02/01/2001
 Y                                67.83                   485.77                   12/01/2                      03/01

 450927264                        7.25                    $342,400.00              $330,643.56                  $330,979.67
 WHITE PLAINS                     11/0                    360                      Owner Occupied               01/01/1998
 NY        10605-0000             Purchase                Alternative              N                            02/01/2001
 Y                                77.33                   2335.78                  12/01/2                      03/01
 450931951                        9.875                   $69,000.00               $67,425.58                   $67,469.53
 KEEGO HARBOR                     11/1                    360                      Owner Occupied               01/01/1998
 MI        48320-0000             Purchase                Alternative              N                            02/01/2001
 N                                73.33                   599.17                   12/01/2                      03/01
 450933015                        6.975                   $80,900.00               $77,681.65                   $77,681.65
 SUMMERTOWN                       11/1                    360                      Owner Occupied               01/01/1998
 TN        38483-0000             Purchase                Alternative              N                            03/01/2001
 Y                                86.40                   535.95                   12/01/2                      03/01

 450936521                        8.875                   $95,100.00               $91,546.98                   $91,546.98
 COEUR D' ALENE                   11/1                    360                      Non-Owner Occupied           01/01/1998
 ID        83814-0000             Purchase                Alternative              N                            03/01/2001
 Y                                50.30                   751.31                   12/01/2                      03/01
 450937560                        8.875                   $112,000.00              $98,439.84                   $98,439.84
 CASTLETON                        11/2                    360                      Owner Occupied               01/01/1998
 VT        05735-0000             Purchase                Alternative              N                            03/01/2001
 Y                                70.31                   825.14                   12/01/2                      03/01
 450960083                        7.625                   $97,000.00               $86,807.82                   $86,939.27
 ORMOND BEACH                     12/1                    360                      Owner Occupied               02/01/1993
 FL        32176-0000             Purchase                N/A                      N                            02/01/2001
 N                                74.30                   683.88                   01/01/2                      03/01

 450960519                        5.25                    $55,700.00               $53,109.50                   $53,109.50
 TROY                             07/0                    360                      Owner Occupied               09/01/1998
 NY        12180-0000             Purchase                N/A                      N                            03/01/2001
 N                                70.07                   307.58                   08/01/2                      03/01
 450961507                        10.85                   $61,650.00               $51,804.85                   $51,915.59
 HARRISBURG                       06/1                    360                      Owner Occupied               08/01/1986
 PA        17102-2078             Purchase                N/A                      N                            02/01/2001
 N                                84.21                   580.14                   07/01/2                      03/01
 450962777                        7.375                   $247,500.00              $244,550.11                  $244,755.31
 PERKASIE                         11/1                    360                      Owner Occupied               01/01/2000
 PA        18944-0000             Purchase                N/A                      N                            02/01/2001
 Y                                74.16                   1709.43                  12/01/2                      03/01

 450962999                        8.25                    $170,000.00              $167,548.11                  $167,672.52
 AVALON                           10/1                    360                      Owner Occupied               12/01/1999
 CA        90704-0000             Purchase                N/A                      N                            02/01/2001
 Y                                67.06                   1277.16                  11/01/2                      03/01
 450964588                        7.25                    $520,000.00              $513,207.00                  $513,651.01
 PALM DESERT                      10/0                    360                      Owner Occupied               12/01/1999
 CA        92211-0000             Purchase                Full                     N                            02/01/2001
 Y                                79.02                   3547.32                  11/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 450964589                        7.125                   $260,000.00              $256,062.43                  $256,292.36
 LOS ANGELES                      08/2                    360                      Owner Occupied               10/01/1999
 CA        90230-0000             Refinance               Full                     N                            02/01/2001
 Y                                71.19                   1751.67                  09/01/2                      03/01
 450964591                        6.5                     $382,000.00              $371,560.96                  $371,960.67
 GLENDALE                         04/0                    360                      Owner Occupied               05/01/1999
 CA        91208-0000             Refinance               Alternative              N                            02/01/2001
 Y                                69.27                   2414.5                   04/01/2                      03/01
 450964592                        6.875                   $315,000.00              $309,703.93                  $309,997.23
 BORO OF SHREWSBURY               07/2                    360                      Owner Occupied               09/01/1999
 NJ        07702-4517             Refinance               Alternative              N                            02/01/2001
 Y                                73.81                   2069.33                  08/01/2                      03/01

 450964594                        7.375                   $308,000.00              $304,181.54                  $304,437.80
 MILPITAS                         11/1                    360                      Owner Occupied               01/01/2000
 CA        95035-0000             Purchase                Full                     N                            02/01/2001
 Y                                79.07                   2127.28                  12/01/2                      03/01
 450964595                        6.875                   $586,000.00              $575,391.72                  $575,941.65
 LOS GATOS                        06/0                    360                      Owner Occupied               08/01/1999
 CA        95032-0000             Purchase                Full                     N                            02/01/2001
 Y                                78.63                   3849.6                   07/01/2                      03/01
 450964596                        6.875                   $255,325.00              $251,741.34                  $251,975.04
 FAIRFIELD                        10/2                    360                      Owner Occupied               12/01/1999
 CA        94533-0000             Refinance               Alternative Lite         N                            02/01/2001
 Y                                75.67                   1677.31                  11/01/2                      03/01

 450964598                        7.625                   $400,000.00              $395,458.73                  $295,775.09
 SAN RAFAEL                       11/1                    360                      Owner Occupied               01/01/2000
 CA        94901-0000             Refinance               Full                     N                            02/01/2001
 Y                                59.16                   2831.18                  12/01/2                      03/01
 459855300                        8.5                     $190,400.00              $187,451.41                  $187,608.93
 MADERA                           08/2                    338                      Owner Occupied               08/01/1999
 CA        93637-0000             Construction-Perm       Full                     N                            02/01/2001
 N                                76.95                   1486.42                  09/01/2                      03/01
 487311201                        7.5                     $86,455.00               $83,968.25                   $84,047.46
 PRINCE GEORGE                    04/2                    360                      Owner Occupied               06/01/1998
 VA        23875-0000             Refinance               Alternative              N/A                          02/01/2001
 N                                97.72                   604.51                   05/01/2                      03/01

 487419004                        8                       $56,100.00               $54,477.88                   $54,526.02
 CROWLEY                          12/2                    360                      Owner Occupied               02/01/1998
 TX        76036-3703             Refinance               Full                     N                            02/01/2001
 N                                90.87                   411.65                   01/01/2                      03/01
 487581506                        8.625                   $455,000.00              $442,770.85                  $443,117.80
 SAN GREGORIO                     02/0                    360                      Owner Occupied               03/01/1998
 CA        94074-0000             Refinance               N/A                      N                            02/01/2001
 Y                                63.30                   3531.86                  02/01/2                      03/01
 487613606                        7                       $118,450.00              $115,236.48                  $115,466.17
 EASTON                           08/0                    360                      Owner Occupied               10/01/1998
 MD        21601-0000             Purchase                N/A                      N                            01/01/2001
 N                                100.40                  788.06                   09/01/2                      03/01

 488502600                        7.75                    $117,280.00              $113,477.53                  $113,604.69
 BAY SHORE                        12/0                    360                      Owner Occupied               02/01/1998
 NY        11706-2501             Refinance               Stated Income            N                            02/01/2001
 N                                75.65                   840.21                   01/01/2                      03/01
 488792508                        8.625                   $58,100.00               $56,527.80                   $56,527.80
 OMAHA                            01/2                    360                      Non-Owner Occupied           03/01/1998
 NE        68138-0000             Refinance               N/A                      N                            03/01/2001
 Y                                68.10                   450.91                   02/01/2                      03/01
 489046102                        8.25                    $33,950.00               $29,736.76                   $29,860.84
 TECUMSEH                         12/0                    180                      Investment Property          02/01/1998
 OK        74873-0000             Refinance               Full                     N                            02/01/2001
 N                                61.56                   329.37                   01/01/2                      03/01

 489144808                        7.5                     $86,450.00               $83,181.20                   $83,261.69
 BARNSTEAD                        01/0                    360                      Owner Occupied               03/01/1998
 NH        03218-0000             Purchase                N/A                      N                            02/01/2001
 Y                                96.81                   600.88                   02/01/2                      03/01
 489388900                        7.75                    $240,000.00              $233,694.70                  $233,694.70
 YANTIS                           02/0                    360                      Owner Occupied               04/01/1998
 TX        75497-0000             Purchase                Full                     N                            03/01/2001
 Y                                77.89                   1723.34                  03/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 489417808                        7.375                   $118,100.00              $112,359.37                  $112,359.37
 WOODBRIDGE                       02/2                    360                      Owner Occupied               04/01/1998
 VA        22191-3455             Refinance               Full                     N                            03/01/2001
 N                                92.09                   815.69                   03/01/2                      03/01
 489765404                        7.5                     $42,600.00               $30,556.02                   $30,556.02
 GARLAND                          03/3                    120                      Owner Occupied               05/01/1998
 TX        75043-3108             Refinance               Express                  N                            03/01/2001
 N                                45.26                   505.67                   04/01/2                      03/01
 489783902                        6                       $126,250.00              $121,155.43                  $121,305.84
 MIDDLETOWN                       01/0                    360                      Owner Occupied               03/01/1998
 CT        06457-0000             Purchase                Full                     N                            02/01/2001
 N                                94.77                   756.94                   02/01/2                      03/01

 489865105                        8                       $76,250.00               $73,484.29                   $73,548.76
 MERIDEN                          01/0                    360                      Owner Occupied               03/01/1998
 CT        06450-0000             Purchase                Full                     N                            02/01/2001
 Y                                94.29                   554.8                    02/01/2                      03/01
 489884908                        7.5                     $142,833.00              $136,327.74                  $136,473.49
 HEMPSTEAD                        03/3                    360                      Owner Occupied               05/01/1998
 NY        11550-6111             Refinance               Quick                    N                            02/01/2001
 N                                88.04                   998.71                   04/01/2                      03/01
 490002508                        9                       $60,000.00               $58,132.46                   $58,175.36
 ROANOKE                          01/0                    360                      Owner Occupied               02/01/1998
 VA        24012-0000             Refinance               Full                     N                            02/01/2001
 Y                                77.56                   479.22                   01/01/2                      03/01

 490123106                        10                      $122,000.00              $119,377.79                  $119,449.74
 CRESTED BUTTE                    02/2                    60                       Owner Occupied               04/01/1998
 CO        81224-0000             Purchase                N/A                      N                            02/01/2001
 Y                                78.32                   1067.36                  03/01/2                      03/01
 490231107                        7.5                     $93,330.00               $90,456.58                   $90,543.26
 FOREST                           01/3                    360                      Owner Occupied               03/01/1998
 VA        24551-0000             Purchase                Alternative              N                            02/01/2001
 N                                98.95                   652.58                   02/01/2                      03/01
 490274503                        7                       $86,700.00               $76,113.19                   $76,777.94
 MESQUITE                         03/2                    180                      Owner Occupied               05/01/1998
 TX        75149-5980             Refinance               Streamline               N                            01/01/2001
 N                                83.91                   779.28                   04/01/2                      03/01

 490375409                        7.125                   $100,000.00              $95,659.29                   $95,659.29
 RIVERVIEW                        03/0                    360                      Owner Occupied               05/01/1999
 FL        33569-0000             Construction-Perm       Full                     N                            03/01/2001
 N                                65.52                   673.72                   04/01/2                      03/01
 490645900                        7.25                    $204,606.00              $198,261.81                  $198,458.57
 WELLINGTON                       04/1                    360                      Owner Occupied               06/01/1998
 CO        80495-0000             Refinance               Stated Income            N                            02/01/2001
 N                                100.74                  1395.78                  05/01/2                      03/01
 491069001                        7                       $131,550.00              $121,843.58                  $122,007.08
 LITCHFIELD                       03/0                    360                      Owner Occupied               05/01/1998
 ME        04350-0000             Purchase                Alternative              N                            02/01/2001
 N                                94.57                   875.21                   04/01/2                      03/01

 491139200                        7                       $194,625.00              $188,450.19                  $189,599.94
 WALDORF                          03/0                    360                      Owner Occupied               05/01/1998
 MD        20603-0000             Purchase                Alternative              N                            09/01/2000
 N                                87.67                   1294.85                  04/01/2                      03/01
 491294401                        6.5                     $103,500.00              $90,398.55                   $90,808.27
 VERGENNES                        03/3                    180                      Owner Occupied               05/01/1998
 VT        05491-0000             Refinance               Super Express            N                            02/01/2001
 N                                82.18                   901.6                    04/01/2                      03/01
 491382800                        7                       $80,450.00               $77,942.95                   $78,023.06
 GOODVIEW                         04/0                    360                      Owner Occupied               06/01/1998
 VA        24095-0000             Purchase                Alternative              N                            02/01/2001
 N                                95.15                   535.24                   05/01/2                      03/01

 491552006                        7.875                   $70,200.00               $68,245.31                   $68,245.31
 HARRISONBURG                     02/2                    360                      Investment Property          04/01/1998
 VA        22801-0000             Purchase                Full                     N                            03/01/2001
 N                                87.49                   509                      03/01/2                      03/01
 491842506                        7.25                    $80,066.00               $76,925.44                   $76,925.44
 STAUNTON                         02/2                    360                      Owner Occupied               04/01/1998
 VA        24401-0000             Purchase                N/A                      N                            03/01/2001
 Y                                93.92                   541.91                   03/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 492007208                        9                       $29,925.00               $28,072.25                   $28,095.84
 HAMPTON                          04/2                    360                      Non-Owner Occupied           06/01/1998
 NH        03842-0000             Purchase                N/A                      N                            02/01/2001
 Y                                70.41                   234.31                   05/01/2                      03/01
 492055900                        7                       $167,178.00              $161,874.15                  $162,041.15
 CUMMING                          03/3                    360                      Owner Occupied               05/01/1998
 GA        30040-0000             Purchase                Alternative              N                            02/01/2001
 N                                98.86                   1112.24                  04/01/2                      03/01
 492154000                        7                       $187,316.00              $181,317.52                  $181,504.96
 NEW ROCHELLE                     03/3                    360                      Owner Occupied               05/01/1998
 NY        10801-3914             Refinance               Stated Income            N                            02/01/2001
 N                                99.18                   1246.22                  04/01/2                      03/01

 492175500                        6.5                     $109,800.00              $106,104.93                  $106,223.57
 BRISTOL                          04/3                    360                      Owner Occupied               06/01/1998
 CT        06010-0000             Purchase                Alternative              N/A                          02/01/2001
 N                                88.42                   694.02                   05/01/2                      03/01
 492223102                        9                       $110,428.00              $107,438.92                  $107,515.64
 CUMBERLAND FORESIDE              04/1                    360                      Owner Occupied               06/01/1998
 ME        04110-1302             Refinance               Stated Income            N                            02/01/2001
 Y                                58.11                   883.09                   05/01/2                      03/01
 492343207                        6.5                     $68,827.00               $66,585.17                   $66,659.14
 MERCED                           05/2                    360                      Owner Occupied               07/01/1998
 CA        95340-0000             Purchase                Full                     Y                            02/01/2001
 N                                96.60                   435.04                   06/01/2                      03/01

 492382403                        9.125                   $36,400.00               $35,575.86                   $35,575.86
 PORTSMOUTH                       10/1                    360                      Owner Occupied               12/01/1998
 RI        02871-0000             Refinance               Full                     N                            03/01/2001
 Y                                71.15                   294.33                   11/01/2                      03/01
 492400106                        6.125                   $53,800.00               $52,017.78                   $52,077.83
 WILMER                           10/2                    360                      Owner Occupied               12/01/1998
 TX        75172-0000             Refinance               Full                     N                            02/01/2001
 Y                                92.99                   325.86                   11/01/2                      03/01
 492551106                        6.875                   $92,000.00               $81,374.40                   $81,726.68
 SELDEN                           05/1                    180                      Owner Occupied               07/01/1998
 NY        11784-1223             Refinance               Full                     N                            02/01/2001
 N                                70.76                   820.51                   06/01/2                      03/01

 492582200                        8                       $101,212.00              $96,872.53                   $96,957.68
 RANDALLSTOWN                     03/2                    360                      Owner Occupied               05/01/1998
 MD        21133-4331             Refinance               Streamline               N                            02/01/2001
 N                                93.22                   731.53                   04/01/2                      03/01
 492587605                        6.875                   $392,200.00              $380,509.90                  $380,509.90
 ROCHESTER HILLS                  06/1                    360                      Owner Occupied               08/01/1998
 MI        48309-0000             Purchase                Full                     N                            03/01/2001
 N                                77.60                   2576.48                  07/01/2                      03/01
 492608302                        7.5                     $175,389.00              $168,799.53                  $168,969.82
 OZONE PARK                       05/0                    360                      Owner Occupied               06/01/1998
 NY        11416-2013             Refinance               Stated Income            N                            02/01/2001
 N                                86.65                   1226.35                  05/01/2                      03/01

 492609607                        6                       $46,932.00               $45,204.85                   $45,531.30
 DOUGLAS                          05/0                    360                      Owner Occupied               06/01/1998
 GA        31533-0000             Purchase                Full                     N                            09/01/2000
 N                                97.91                   281.39                   05/01/2                      03/01
 492631205                        7.375                   $38,000.00               $36,874.59                   $36,910.21
 MT POCONO                        04/0                    360                      Owner Occupied               05/01/1998
 PA        18344-1143             Refinance               Express                  N                            02/01/2001
 N                                35.15                   262.46                   04/01/2                      03/01
 492634803                        6.375                   $53,673.00               $51,808.66                   $51,867.96
 MACON                            05/2                    360                      Owner Occupied               07/01/1998
 GA        31217-0000             Purchase                Full                     N                            02/01/2001
 N                                94.30                   334.85                   06/01/2                      03/01

 492668504                        7.25                    $95,942.00               $91,428.49                   $91,428.49
 DURHAM                           03/2                    360                      Owner Occupied               05/01/1998
 NC        27705-0000             Purchase                Alternative              N                            03/01/2001
 N                                92.91                   654.5                    04/01/2                      03/01
 492974506                        7.5                     $127,500.00              $123,455.73                  $123,574.89
 FALL RIVER                       03/2                    360                      Owner Occupied               05/01/1998
 MA        02720-0000             Refinance               Super Express            N                            02/01/2001
 N                                77.23                   891.5                    04/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 493127104                        9                       $212,450.00              $206,645.99                  $206,645.99
 AURORA                           04/2                    360                      Owner Occupied               06/01/1998
 IL        60504-5285             Refinance               Full                     N                            03/01/2001
 Y                                82.65                   1698.5                   05/01/2                      03/01
 493225502                        7.5                     $98,850.00               $96,041.00                   $96,131.36
 HARTFORD                         04/2                    360                      Owner Occupied               06/01/1998
 CT        06114-0000             Purchase                Alternative              N                            02/01/2001
 N                                96.13                   691.18                   05/01/2                      03/01
 493257000                        7                       $196,860.00              $191,181.62                  $191,181.62
 EAGLE RIVER                      05/2                    360                      Owner Occupied               07/01/1998
 AK        99577-0000             Purchase                Alternative              N                            02/01/2001
 N                                99.05                   1309.72                  06/01/2                      03/01

 493285209                        9.125                   $70,500.00               $68,992.28                   $68,992.28
 CHICKASHA                        08/0                    360                      Owner Occupied               09/01/1998
 OK        73018-0000             Refinance               Full                     N                            02/01/2001
 Y                                83.62                   571.56                   08/01/2                      03/01
 493366603                        7.125                   $272,000.00              $263,499.96                  $263,766.37
 ALPHARETTA                       03/2                    360                      Owner Occupied               05/01/1998
 GA        30005-0000             Purchase                Alternative              N                            02/01/2001
 N                                77.57                   1832.52                  04/01/2                      03/01
 493459903                        7.125                   $161,400.00              $156,489.84                  $156,647.14
 ARLINGTON                        05/0                    360                      Owner Occupied               06/01/1998
 TX        76001-0000             Refinance               Super Express            N                            02/01/2001
 N                                87.02                   1087.39                  05/01/2                      03/01

 493670905                        7.375                   $87,100.00               $84,569.28                   $84,650.61
 HEMET                            04/2                    360                      Owner Occupied               06/01/1998
 CA        92545-4708             Refinance               Super Express            N                            02/01/2001
 N                                79.11                   601.58                   05/01/2                      03/01
 493861801                        9.125                   $81,000.00               $79,237.70                   $79,291.63
 WAGONER                          07/2                    360                      Owner Occupied               09/01/1998
 OK        74467-0000             Refinance               Alternative              N                            02/01/2001
 Y                                73.41                   656.88                   08/01/2                      03/01
 493909303                        6                       $96,500.00               $92,614.99                   $92,729.91
 SAN MARCOS                       05/1                    360                      Owner Occupied               07/01/1998
 CA        92069-0000             Purchase                Alternative              N                            02/01/2001
 N                                93.19                   578.57                   06/01/2                      03/01

 493964100                        9                       $24,500.00               $23,924.65                   $23,941.74
 ELLISVILLE                       05/0                    360                      Non-Owner Occupied           06/01/1998
 MS        39437-0000             Refinance               N/A                      N                            02/01/2001
 Y                                68.40                   196.65                   05/01/2                      03/01
 493966501                        7.5                     $216,000.00              $209,934.31                  $210,131.30
 BRONX                            06/3                    360                      Owner Occupied               08/01/1998
 NY        10466-0000             Refinance               Full                     N                            02/01/2001
 N                                87.55                   1510.31                  07/01/2                      03/01
 494019003                        6.875                   $62,366.00               $58,746.44                   $58,746.44
 PHOENIX                          04/2                    360                      Owner Occupied               06/01/1998
 AZ        85016-1116             Refinance               Super Express            N                            03/01/2001
 N                                37.65                   409.71                   05/01/2                      03/01

 494060601                        7.25                    $188,865.00              $183,994.50                  $184,170.20
 MIDDLEBOROUGH                    08/1                    360                      Owner Occupied               10/01/1998
 MA        02346-0000             Purchase                Alternative              N                            02/01/2001
 N                                99.46                   1288.4                   09/01/2                      03/01
 494134604                        7                       $80,200.00               $73,917.70                   $74,107.20
 GARLAND                          06/1                    240                      Owner Occupied               07/01/1998
 TX        75044-4405             Refinance               Super Express            N                            02/01/2001
 N                                67.37                   621.79                   06/01/2                      03/01
 494335409                        7.25                    $95,542.00               $92,916.98                   $93,006.83
 SAVANNAH                         06/0                    360                      Owner Occupied               08/01/1998
 GA        31406-0000             Purchase                Alternative              N                            02/01/2001
 N                                96.88                   651.77                   07/01/2                      03/01

 494420508                        7.625                   $227,000.00              $217,142.59                  $217,758.91
 SAN JOSE                         06/2                    360                      Owner Occupied               08/01/1998
 CA        95139-1230             Refinance               Alternative              N                            02/01/2001
 N                                67.00                   1606.7                   07/01/2                      03/01
 494583206                        7.75                    $87,300.00               $75,658.66                   $75,658.66
 UNIONDALE                        07/3                    180                      Owner Occupied               09/01/1998
 NY        11553-0000             Refinance               Super Express            N                            03/01/2001
 N                                58.19                   821.74                   08/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 494668403                        7.5                     $448,000.00              $436,213.47                  $436,617.10
 PORTLAND                         08/1                    360                      Owner Occupied               10/01/1998
 OR        97236-5947             Refinance               Alternative              N                            02/01/2001
 N                                63.27                   3132.49                  09/01/2                      03/01
 494743800                        6.4                     $130,750.00              $126,466.55                  $126,750.99
 TAUNTON                          07/0                    360                      Owner Occupied               09/01/1998
 MA        02780-0000             Purchase                Full                     N                            01/01/2001
 N                                92.51                   817.85                   08/01/2                      03/01
 494833007                        7.25                    $230,880.00              $225,190.02                  $225,403.22
 CRYSTAL LAKE                     09/2                    360                      Owner Occupied               11/01/1998
 IL        60012-0000             Purchase                Relocation               N                            02/01/2001
 N                                97.62                   1575.01                  10/01/2                      03/01

 494846108                        7.5                     $117,300.00              $111,741.15                  $111,862.19
 HEMET                            07/1                    360                      Owner Occupied               09/01/1998
 CA        92545-0000             Purchase                Alternative              N                            02/01/2001
 N                                124.29                  820.18                   08/01/2                      03/01
 494889009                        9                       $18,550.00               $16,216.75                   $16,229.12
 SEABROOK                         05/2                    360                      Non-Owner Occupied           07/01/1998
 NH        03874-0000             Purchase                N/A                      N                            02/01/2001
 Y                                61.24                   134.09                   06/01/2                      03/01
 495007304                        7                       $203,324.00              $197,365.78                  $197,365.78
 EAST ELMHURST                    08/2                    360                      Owner Occupied               10/01/1998
 NY        11369-1114             Refinance               Streamline               N                            03/01/2001
 N                                78.94                   1352.72                  09/01/2                      03/01

 495073207                        7.5                     $70,502.00               $66,123.07                   $66,276.80
 LAREDO                           07/2                    240                      Owner Occupied               09/01/1998
 TX        78046-8740             Refinance               Streamline               N                            02/01/2001
 N                                72.04                   567.96                   08/01/2                      03/01
 495098501                        7.125                   $145,000.00              $141,475.55                  $141,611.63
 BROOKLYN                         10/1                    360                      Owner Occupied               12/01/1998
 NY        11224-1116             Refinance               Super Express            N                            02/01/2001
 N                                52.44                   976.9                    11/01/2                      03/01
 495244006                        9                       $34,717.00               $31,497.38                   $31,497.38
 SAVANNAH                         05/2                    360                      Non-Owner Occupied           07/01/1998
 GA        31419-0000             Purchase                N/A                      N                            03/01/2001
 Y                                81.64                   265.74                   06/01/2                      03/01

 495254401                        7.25                    $115,711.00              $95,593.86                   $95,593.86
 COXSACKIE                        06/2                    180                      Owner Occupied               08/01/1998
 NY        12051-1316             Refinance               Stated Income            N                            03/01/2001
 N                                76.81                   1056.29                  07/01/2                      03/01
 495445108                        6.5                     $100,000.00              $88,912.31                   $89,299.71
 IDAHO FALLS                      07/1                    180                      Owner Occupied               09/01/1998
 ID        83406-0000             Refinance               Family First             N                            02/01/2001
 N                                41.41                   871.11                   08/01/2                      03/01
 495517500                        7.5                     $391,500.00              $381,945.32                  $382,293.42
 ANCHORAGE                        08/0                    360                      Owner Occupied               10/01/1998
 AK        99516-0000             Purchase                Alternative              N                            02/01/2001
 N                                87.86                   2737.43                  09/01/2                      03/01

 495696403                        7                       $76,148.00               $73,532.25                   $73,532.25
 MARTINEZ                         05/2                    360                      Owner Occupied               07/01/1998
 GA        30907-0000             Purchase                Alternative              N                            03/01/2001
 N                                95.77                   506.62                   06/01/2                      03/01
 495734709                        7                       $86,472.00               $83,985.92                   $84,070.82
 CHESAPEAKE                       06/2                    360                      Owner Occupied               08/01/1998
 VA        23320-0000             Purchase                Alternative              N                            02/01/2001
 N                                96.74                   575.31                   07/01/2                      03/01
 495891905                        8                       $90,600.00               $88,352.20                   $88,427.48
 PORT HURON                       07/0                    360                      Owner Occupied               09/01/1998
 MI        48060-0000             Purchase                Alternative              N                            02/01/2001
 N                                97.17                   664.8                    08/01/2                      03/01

 495934804                        7.25                    $43,752.00               $42,549.61                   $42,590.76
 PENSACOLA                        06/2                    360                      Owner Occupied               08/01/1998
 FL        32526-0000             Purchase                Alternative              N                            02/01/2001
 N                                97.90                   298.47                   07/01/2                      03/01
 496093501                        7.25                    $150,256.00              $146,272.69                  $146,413.13
 RUTLAND                          07/3                    360                      Owner Occupied               09/01/1998
 MA        01543-0000             Purchase                Alternative              N                            02/01/2001
 N                                95.69                   1025.02                  08/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 496098203                        7.5                     $176,500.00              $172,034.42                  $172,192.34
 WYANDOTTE                        07/2                    360                      Owner Occupied               09/01/1998
 MI        48192-0000             Purchase                Alternative              N/A                          02/01/2001
 N                                97.55                   1234.12                  08/01/2                      03/01
 496133000                        9.75                    $20,700.00               $18,841.01                   $18,906.68
 PICAYUNE                         06/2                    180                      Owner Occupied               08/01/1998
 MS        39466-0000             Purchase                Full                     N                            02/01/2001
 N                                82.20                   219.29                   07/01/2                      03/01
 496164104                        7.25                    $103,020.00              $100,141.82                  $100,239.58
 PENSACOLA                        06/2                    360                      Owner Occupied               08/01/1998
 FL        32506-0000             Purchase                Alternative              N                            02/01/2001
 N                                99.24                   702.78                   07/01/2                      03/01

 496181108                        7.75                    $57,400.00               $55,565.40                   $55,565.40
 MILWAUKEE                        05/2                    360                      Owner Occupied               07/01/1998
 WI        53215-0000             Purchase                Full                     N                            03/01/2001
 N                                92.76                   411.23                   06/01/2                      03/01
 496284704                        6.5                     $204,500.00              $192,085.01                  $192,085.01
 MARINA DEL REY                   08/0                    360                      Owner Occupied               09/01/1998
 CA        90292-0000             Refinance               Super Select             N                            03/01/2001
 N                                60.03                   1292.58                  08/01/2                      03/01
 496364605                        7.5                     $114,941.00              $111,525.82                  $111,631.81
 WAPPINGER FALLS                  07/2                    360                      Owner Occupied               09/01/1998
 NY        12590-1508             Refinance               Stated Income            N                            02/01/2001
 N                                97.07                   803.69                   08/01/2                      03/01

 496469206                        6.875                   $117,200.00              $101,307.43                  $101,307.43
 NEWHALL AREA                     09/1                    180                      Owner Occupied               11/01/1998
 CA        91321-3133             Refinance               Super Express            N                            03/01/2001
 N                                73.94                   1045.26                  10/01/2                      03/01
 496571100                        8                       $33,750.00               $32,825.15                   $32,853.77
 CINCINNATI                       06/1                    360                      Investment Property          08/01/1998
 OH        45211-0000             Purchase                Full                     N                            02/01/2001
 N                                87.61                   247.65                   07/01/2                      03/01
 496631904                        7.25                    $92,331.00               $88,798.19                   $88,990.41
 PACE                             06/2                    360                      Owner Occupied               08/01/1998
 FL        32571-0000             Purchase                Alternative              N                            02/01/2001
 N                                94.16                   629.87                   07/01/2                      03/01

 496704404                        7                       $124,850.00              $115,159.01                  $115,453.50
 CAMARILLO                        08/2                    240                      Owner Occupied               10/01/1998
 CA        93010-6510             Refinance               Super Express            N                            02/01/2001
 N                                64.14                   967.97                   09/01/2                      03/01
 496781303                        7.25                    $83,436.00               $79,853.71                   $79,939.93
 WINSLOW                          07/3                    360                      Owner Occupied               09/01/1998
 ME        04901-0000             Purchase                Alternative              N                            02/01/2001
 N                                95.73                   569.19                   08/01/2                      03/01
 496900200                        9                       $39,200.00               $38,398.18                   $38,398.18
 ELROY                            08/2                    360                      Owner Occupied               10/01/1998
 WI        53929-0000             Purchase                Alternative              N                            03/01/2001
 Y                                78.36                   314.73                   09/01/2                      03/01

 497067702                        6                       $159,919.00              $154,766.26                  $154,950.31
 SAN DIEGO                        09/1                    360                      Owner Occupied               11/01/1998
 CA        92173-0000             Purchase                Full                     Y                            02/01/2001
 N                                93.96                   958.8                    10/01/2                      03/01
 497106708                        7                       $113,252.00              $110,327.86                  $110,545.73
 OTIS ORCHARDS                    09/1                    360                      Owner Occupied               11/01/1998
 WA        99027-0000             Purchase                Alternative              N                            01/01/2001
 N                                96.98                   753.47                   10/01/2                      03/01
 497108407                        7.625                   $96,425.00               $94,126.13                   $94,376.16
 ALBANY                           08/0                    360                      Owner Occupied               10/01/1998
 OR        97321-0000             Purchase                Alternative              N                            12/01/2000
 N                                92.98                   682.5                    09/01/2                      03/01

 497127001                        7                       $83,695.00               $85,178.84                   $85,264.48
 PRAIRIEVILLE                     07/1                    360                      Owner Occupied               09/01/1998
 LA        70769-0000             Purchase                Alternative              N                            02/01/2001
 N                                96.78                   583.02                   08/01/2                      03/01
 497206201                        6.75                    $206,500.00              $181,245.15                  $182,123.05
 NAPERVILLE                       08/2                    180                      Owner Occupied               10/01/1998
 IL        60565-0000             Refinance               Full                     N                            02/01/2001
 N                                56.91                   1827.34                  09/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 497307603                        7.5                     $53,800.00               $50,294.42                   $50,412.75
 KISSIMMEE                        06/3                    240                      Investment Property          08/01/1998
 FL        32741-0000             Refinance               Super Express            N                            02/01/2001
 N                                73.06                   433.41                   07/01/2                      03/01
 497360701                        7.75                    $158,100.00              $154,687.21                  $154,819.98
 NEWBURGH                         10/1                    360                      Owner Occupied               12/01/1998
 NY        12550-0000             Purchase                Alternative              N                            02/01/2001
 N                                99.88                   1132.65                  11/01/2                      03/01
 497506006                        9.125                   $356,000.00              $347,807.34                  $348,045.29
 SALEM                            07/1                    360                      Owner Occupied               09/01/1998
 OR        97302-0000             Purchase                Full                     N                            02/01/2001
 Y                                78.21                   2884.54                  08/01/2                      03/01

 497570705                        6.75                    $174,721.00              $148,239.21                  $148,947.51
 TEMPLETON                        07/3                    180                      Owner Occupied               09/01/1998
 CA        93465-0000             Refinance               Streamline               N                            02/01/2001
 N                                59.57                   1546.13                  08/01/2                      03/01
 497621607                        7.625                   $54,500.00               $51,079.60                   $51,197.51
 FRANKLIN                         07/2                    240                      Owner Occupied               09/01/1998
 MA        02038-0000             Refinance               Super Express            N                            02/01/2001
 N                                81.91                   443.23                   08/01/2                      03/01
 497802900                        7                       $33,733.00               $28,846.30                   $28,980.46
 ST PAUL                          09/0                    180                      Owner Occupied               11/01/1998
 MN        55117-5008             Refinance               Streamline               N                            02/01/2001
 N                                64.40                   303.21                   10/01/2                      03/01

 497853507                        6.875                   $86,400.00               $84,031.36                   $84,117.03
 PLACENTIA                        08/1                    360                      Owner Occupied               10/01/1998
 CA        92670-0000             Refinance               Full                     N                            02/01/2001
 N                                77.88                   567.59                   09/01/2                      03/01
 498294404                        9                       $39,700.00               $38,868.15                   $38,895.02
 BOSTON                           08/1                    360                      Investment Property          10/01/1998
 MA        02115-0000             Purchase                Full                     N                            02/01/2001
 Y                                68.53                   318.58                   09/01/2                      03/01
 498295104                        9                       $39,700.00               $38,633.49                   $38,659.98
 BOSTON                           09/0                    360                      Investment Property          11/01/1998
 MA        02115-0000             Purchase                Alternative              N                            02/01/2001
 Y                                68.12                   316.44                   10/01/2                      03/01

 498295500                        9                       $39,700.00               $37,422.55                   $37,448.42
 BOSTON                           08/1                    360                      Investment Property          10/01/1998
 MA        02116-0000             Purchase                Alternative              N                            02/01/2001
 Y                                65.98                   306.73                   09/01/2                      03/01
 498296607                        9                       $39,700.00               $38,639.24                   $38,665.73
 BOSTON                           09/0                    360                      Investment Property          11/01/1998
 MA        02115-0000             Purchase                Alternative              N                            02/01/2001
 Y                                68.13                   316.48                   10/01/2                      03/01
 498297001                        9                       $39,700.00               $38,594.62                   $38,621.30
 BOSTON                           08/1                    360                      Investment Property          10/01/1998
 MA        02115-0000             Purchase                Alternative              N                            02/01/2001
 Y                                68.05                   316.34                   09/01/2                      03/01

 498323401                        9.25                    $288,900.00              $282,763.84                  $282,948.70
 KEYSTONE                         09/2                    360                      Investment Property          11/01/1998
 CO        80435-0000             Purchase                Full                     N                            02/01/2001
 Y                                83.24                   2365.92                  10/01/2                      03/01
 498388305                        7.375                   $109,000.00              $104,958.88                  $105,172.47
 GLEN GARDNER                     08/2                    360                      Owner Occupied               10/01/1998
 NJ        08826-0000             Refinance               Super Express            N                            01/01/2001
 N                                82.72                   752.84                   09/01/2                      03/01
 498407204                        6.5                     $82,800.00               $80,226.22                   $80,314.54
 LISBON                           09/3                    360                      Owner Occupied               11/01/1998
 CT        06351-0000             Purchase                Alternative              N/A                          02/01/2001
 N                                94.59                   523.36                   10/01/2                      03/01

 498439504                        7.5                     $71,023.00               $68,879.49                   $68,945.19
 CRANSTON                         08/0                    360                      Owner Occupied               10/01/1998
 RI        02910-0000             Purchase                Alternative              N                            02/01/2001
 N                                97.02                   496.61                   09/01/2                      03/01
 498493006                        9                       $128,200.00              $125,157.50                  $125,244.00
 BONNER                           08/3                    360                      Owner Occupied               10/01/1998
 MT        59823-0000             Refinance               Stated Income            N                            02/01/2001
 Y                                69.38                   1025.83                  09/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 498500008                        9                       $263,900.00              $257,910.58                  $258,087.36
 KEYSTONE                         09/0                    360                      Investment Property          11/01/1998
 CO        80435-0000             Purchase                Full                     N                            02/01/2001
 Y                                78.23                   2112.44                  10/01/2                      03/01
 498569102                        7.375                   $129,400.00              $126,284.55                  $126,517.63
 BEACON                           09/1                    360                      Owner Occupied               11/01/1998
 NY        12508-3932             Refinance               Super Express            N                            01/01/2001
 N                                91.74                   893.74                   10/01/2                      03/01
 498577600                        6.5                     $104,448.00              $100,955.53                  $101,477.17
 PENSACOLA                        09/3                    360                      Owner Occupied               11/01/1998
 FL        32505-0000             Purchase                Alternative              N                            01/01/2001
 N                                99.09                   660.19                   10/01/2                      03/01

 498641703                        7.5                     $164,550.00              $160,680.39                  $161,256.60
 BERGENFIELD                      09/2                    360                      Owner Occupied               11/01/1998
 NJ        07621-0000             Purchase                Alternative              N                            11/01/2000
 N                                91.62                   1150.56                  10/01/2                      03/01
 498768209                        9                       $38,400.00               $36,823.40                   $36,823.40
 WISCONSIN DELLS                  09/1                    360                      Owner Occupied               11/01/1998
 WI        53965-0000             Purchase                Full                     N                            03/01/2001
 Y                                76.71                   302.2                    10/01/2                      03/01
 498775808                        7.25                    $156,600.00              $152,595.10                  $152,740.58
 LOS ANGELES                      08/2                    360                      Owner Occupied               10/01/1998
 CA        90016-0000             Purchase                Alternative Lite         N                            02/01/2001
 N                                87.78                   1068.29                  09/01/2                      03/01

 498837004                        6.75                    $78,431.00               $76,310.12                   $76,389.14
 SHELTON                          09/0                    360                      Owner Occupied               11/01/1998
 WA        98584-0000             Purchase                Alternative              N/A                          02/01/2001
 N                                98.82                   508.71                   10/01/2                      03/01
 498874205                        7.5                     $71,963.00               $70,247.70                   $70,311.43
 MARCUS HOOK                      09/2                    360                      Owner Occupied               11/01/1998
 PA        19061-0000             Purchase                Alternative              N/A                          02/01/2001
 N                                97.65                   503.18                   10/01/2                      03/01
 498934009                        7.5                     $171,360.00              $167,431.21                  $167,582.00
 FALL RIVER                       10/0                    360                      Owner Occupied               12/01/1998
 MA        02720-0000             Purchase                Alternative              N                            02/01/2001
 N                                99.75                   1198.18                  11/01/2                      03/01

 498949007                        6.875                   $27,500.00               $26,255.86                   $26,255.86
 DETROIT                          10/0                    360                      Owner Occupied               12/01/1998
 MI        48203-0000             Refinance               Full                     N                            03/01/2001
 N                                52.51                   180.66                   11/01/2                      03/01
 499019602                        7                       $403,000.00              $392,203.66                  $392,594.69
 ORANGE                           09/1                    360                      Owner Occupied               10/01/1998
 CA        92867-3338             Refinance               Alternative              N                            02/01/2001
 N                                60.39                   2681.17                  09/01/2                      03/01
 499029908                        6.5                     $83,400.00               $81,214.14                   $81,300.91
 MANCHESTER                       11/1                    360                      Owner Occupied               01/01/1999
 CT        06040-0000             Purchase                Full                     N/A                          02/01/2001
 N                                96.78                   527.15                   12/01/2                      03/01

 499129609                        9                       $130,550.00              $127,539.77                  $127,627.60
 SEATTLE                          09/3                    360                      Investment Property          11/01/1998
 WA        98103-0000             Refinance               Stated Income            N                            02/01/2001
 Y                                68.43                   1045.04                  10/01/2                      03/01
 499176303                        6.875                   $69,600.00               $67,760.80                   $68,298.95
 HUNTSVILLE                       09/0                    360                      Owner Occupied               11/01/1998
 OH        43324-0000             Refinance               Alternative              N                            07/01/2000
 N                                78.50                   457.23                   10/01/2                      03/01
 499246809                        7.75                    $107,100.00              $104,668.73                  $104,759.44
 NORWALK                          09/3                    360                      Owner Occupied               11/01/1998
 CT        06850-0000             Purchase                Stated Income            N                            02/01/2001
 N                                83.14                   767.28                   10/01/2                      03/01

 499359404                        6.5                     $104,100.00              $101,261.62                  $101,478.83
 HARTFORD                         10/2                    360                      Owner Occupied               12/01/1998
 CT        06114-0000             Purchase                Alternative              N/A                          01/01/2001
 N                                94.84                   657.99                   11/01/2                      03/01
 499446003                        7.375                   $83,500.00               $74,294.14                   $74,603.78
 HAMBURG                          10/2                    180                      Owner Occupied               12/01/1998
 NY        14075-0000             Refinance               Super Express            N                            02/01/2001
 N                                64.87                   768.14                   11/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 499533008                        6.5                     $96,000.00               $93,282.59                   $93,383.55
 OKLAHOMA CITY                    09/2                    360                      Owner Occupied               11/01/1998
 OK        73099-6804             Refinance               Full                     N                            02/01/2001
 N                                77.81                   606.79                   10/01/2                      03/01
 499548600                        6.5                     $77,600.00               $75,180.69                   $75,180.69
 SOUTH BURLINGTON                 10/2                    360                      Owner Occupied               12/01/1998
 VT        05403-0000             Purchase                Alternative              N                            03/01/2001
 N                                94.09                   490.49                   11/01/2                      03/01
 499576700                        7                       $163,280.00              $159,045.46                  $159,203.09
 CLARKSVILLE                      09/2                    360                      Owner Occupied               11/01/1998
 TN        37043-0000             Refinance               Stated Income            N                            02/01/2001
 N                                90.20                   1086.31                  10/01/2                      03/01

 499897908                        7.125                   $85,400.00               $83,485.99                   $83,565.18
 ADA                              12/1                    360                      Owner Occupied               02/01/1999
 MI        49301-0000             Refinance               Full                     N                            02/01/2001
 N                                41.99                   575.36                   01/01/2                      03/01
 499949402                        6.375                   $168,050.00              $163,477.12                  $163,834.17
 HIGHLAND                         11/1                    360                      Owner Occupied               01/01/1999
 MI        48356-2050             Refinance               Alternative              N                            01/01/2001
 N                                67.14                   1048.42                  12/01/2                      03/01
 500322904                        7.625                   $315,200.00              $311,870.59                  $312,118.31
 VALENCIA                         12/0                    360                      Owner Occupied               02/01/2000
 CA        91354-0000             Purchase                Relocation               N                            02/01/2001
 N                                79.21                   2230.97                  01/01/2                      03/01

 500324801                        8.375                   $100,000.00              $95,082.74                   $95,488.74
 BUFFALO                          12/2                    180                      Owner Occupied               02/01/2000
 NY        14216-0000             Refinance               Stated Income            N                            02/01/2001
 N                                73.45                   977.43                   01/01/2                      03/01
 500462205                        7.5                     $139,200.00              $137,916.74                  $138,027.38
 FOREST HILLS                     02/1                    360                      Owner Occupied               04/01/2000
 NY        11375-0000             Purchase                Full                     N                            02/01/2001
 N                                79.29                   973.31                   03/01/2                      03/01
 500475504                        6.875                   $350,000.00              $348,813.65                  $348,813.65
 WATERFORD                        10/2                    360                      Owner Occupied               12/01/2000
 MI        48329-0000             Purchase                Select                   N                            03/01/2001
 Y                                54.35                   2299.26                  11/01/2                      03/01

 500758909                        9                       $132,300.00              $129,517.39                  $129,609.84
 MARYVILLE                        07/3                    360                      Owner Occupied               09/01/2000
 IL        62062-5688             Purchase                Full                     N                            02/01/2001
 Y                                97.81                   1064.52                  08/01/2                      03/01
 500771001                        12.125                  $36,000.00               $35,948.88                   $35,959.31
 DETROIT                          09/2                    360                      Owner Occupied               11/01/2000
 MI        48223-0000             Purchase                Full                     N                            02/01/2001
 Y                                79.90                   373.77                   10/01/2                      03/01
 500804000                        8.875                   $55,150.00               $53,278.01                   $53,438.07
 JERSEY CITY                      02/0                    180                      Investment Property          04/01/2000
 NJ        07302-0000             Refinance               Stated Income            N                            02/01/2001
 N                                48.58                   555.28                   03/01/2                      03/01

 500882105                        7.5                     $1,240,000.00            $1,228,569.27                $1,229,554.81
 DARIEN                           02/2                    360                      Owner Occupied               04/01/2000
 CT        06820-0000             Purchase                Relocation               Y                            02/01/2001
 N                                79.32                   8670.26                  03/01/2                      03/01
 500904602                        8.5                     $100,800.00              $99,540.37                   $99,607.06
 LAFAYETTE                        12/3                    360                      Investment Property          02/01/2000
 IN        47905-0000             Purchase                Full                     N                            02/01/2001
 Y                                88.93                   772.24                   01/01/2                      03/01
 500904800                        8.5                     $97,200.00               $95,985.26                   $96,049.57
 LAFAYETTE                        12/3                    360                      Investment Property          02/01/2000
 IN        47905-0000             Purchase                Full                     N                            02/01/2001
 Y                                88.93                   744.66                   01/01/2                      03/01

 500948401                        8.125                   $160,000.00              $153,308.45                  $153,807.66
 NINE MILE FALLS                  12/2                    180                      Owner Occupied               02/01/2000
 WA        99026-0000             Refinance               Stated Income            N                            02/01/2001
 N                                76.90                   1540.62                  01/01/2                      03/01
 501047500                        8.625                   $103,500.00              $96,641.16                   $96,641.16
 PORTLAND                         01/1                    180                      Owner Occupied               03/01/2000
 OR        97212-0000             Refinance               Stated Income            N                            03/01/2001
 N                                38.96                   1026.81                  02/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 501214803                        8                       $86,400.00               $82,379.32                   $82,379.32
 PLATTSBURGH                      02/0                    180                      Investment Property          04/01/2000
 NY        12901-0000             Purchase                Full                     N                            03/01/2001
 N                                85.81                   825.69                   03/01/2                      03/01
 501216204                        8.25                    $165,325.00              $164,117.23                  $164,230.19
 NEW PALTZ                        03/1                    360                      Owner Occupied               05/01/2000
 NY        12561-4026             Refinance               Full                     N                            02/01/2001
 N                                84.43                   1242.04                  04/01/2                      03/01
 501278907                        7.95                    $64,693.00               $64,110.29                   $64,157.70
 RED LION                         02/2                    360                      Owner Occupied               04/01/2000
 PA        17356-0000             Purchase                Full                     N                            02/01/2001
 N                                100.24                  472.45                   03/01/2                      03/01

 501436505                        9.25                    $85,500.00               $82,733.90                   $82,974.27
 BETHLEHEM                        02/2                    180                      Investment Property          04/01/2000
 PA        18018-0000             Purchase                Full                     N                            02/01/2001
 N                                87.34                   879.96                   03/01/2                      03/01
 501436802                        8.625                   $75,000.00               $72,440.27                   $72,662.08
 GOODRICH                         02/0                    180                      Owner Occupied               04/01/2000
 MI        48438-0000             Purchase                No Income/No             N                            02/01/2001
 N                                52.65                   744.07                   03/01/2                      03/01
 501471106                        8.25                    $359,150.00              $345,395.36                  $346,497.45
 BRECKENRIDGE                     01/2                    180                      Owner Occupied               03/01/2000
 CO        80424-0000             Refinance               Stated Income            N                            02/01/2001
 N                                75.32                   3484.26                  02/01/2                      03/01

 501542906                        8.375                   $48,870.00               $47,166.42                   $47,166.42
 ARLINGTON                        02/2                    180                      Investment Property          04/01/2000
 TX        76010-0000             Purchase                Full                     N                            03/01/2001
 N                                86.86                   477.67                   03/01/2                      03/01
 501564009                        8.5                     $85,000.00               $84,357.40                   $84,413.05
 ROCKY HILL                       02/1                    360                      Investment Property          04/01/2000
 CT        06067-0000             Purchase                Full                     N                            02/01/2001
 Y                                86.62                   653.58                   03/01/2                      03/01
 501718704                        10.625                  $109,600.00              $109,065.64                  $109,065.64
 DORCHESTER                       02/2                    360                      Investment Property          04/01/2000
 MA        02124-0000             Refinance               Full                     N                            03/01/2001
 Y                                79.60                   1012.82                  03/01/2                      03/01

 501740807                        7                       $88,863.00               $88,115.16                   $88,191.92
 TENINO                           04/1                    360                      Owner Occupied               06/01/2000
 WA        98589-0000             Purchase                Full                     N                            02/01/2001
 Y                                99.09                   591.21                   05/01/2                      03/01
 502003007                        11.75                   $172,800.00              $172,398.14                  $172,453.80
 SAGINAW                          07/2                    360                      Owner Occupied               09/01/2000
 TX        76179-5175             Purchase                Full                     N                            02/01/2001
 N                                89.81                   1744.27                  08/01/2                      03/01
 502016306                        6.49                    $90,951.00               $90,193.27                   $90,279.29
 CINCINNATI                       05/1                    360                      Owner Occupied               07/01/2000
 OH        45211-0000             Purchase                Full                     N                            02/01/2001
 N                                99.20                   574.28                   06/01/2                      03/01

 502079809                        13.375                  $50,850.00               $50,761.12                   $50,784.09
 MEMPHIS                          06/1                    360                      Investment Property          08/01/2000
 TN        38107-0000             Purchase                Full                     N                            01/01/2001
 N                                89.88                   577.45                   07/01/2                      03/01
 502086309                        8.875                   $46,050.00               $45,571.19                   $45,661.16
 BENTON                           03/3                    300                      Owner Occupied               05/01/2000
 PA        17814-0000             Purchase                Full                     N                            01/01/2001
 N                                94.14                   382.52                   04/01/2                      03/01
 502218902                        11.8                    $108,715.00              $108,339.17                  $108,375.03
 ZACHARY                          03/2                    360                      Owner Occupied               05/01/2000
 LA        70791-0000             Purchase                Full                     N                            02/01/2001
 Y                                84.73                   1101.55                  04/01/2                      03/01

 502279409                        11.75                   $115,600.00              $115,232.68                  $115,270.87
 WINDSOR                          04/2                    360                      Owner Occupied               06/01/2000
 CT        06095-0000             Purchase                Full                     N                            02/01/2001
 N                                89.70                   1166.88                  05/01/2                      03/01
 502410806                        10.625                  $52,500.00               $52,288.53                   $52,310.52
 BALTIMORE                        04/2                    360                      Investment Property          06/01/2000
 MD        21218-0000             Purchase                Full                     N                            02/01/2001
 N                                74.72                   485.16                   05/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 502468309                        12.875                  $45,000.00               $44,888.86                   $44,900.51
 LANSING                          04/2                    360                      Investment Property          06/01/2000
 MI        48911-0000             Purchase                Full                     N                            02/01/2001
 N                                89.80                   493.4                    05/01/2                      03/01
 502476104                        11.375                  $71,300.00               $71,055.49                   $71,080.99
 SPRINGFIELD                      04/1                    360                      Investment Property          06/01/2000
 MA        01107-0000             Purchase                Full                     N                            02/01/2001
 N                                84.62                   699.29                   05/01/2                      03/01
 502513104                        12                      $95,400.00               $95,052.35                   $95,082.82
 FALL RIVER                       03/2                    360                      Investment Property          05/01/2000
 MA        02720-0000             Purchase                Full                     N                            02/01/2001
 N                                89.70                   981.3                    04/01/2                      03/01

 502636103                        9.625                   $270,000.00              $268,518.62                  $268,658.73
 GILLETTE                         03/1                    360                      Owner Occupied               05/01/2000
 WY        82716-0000             Purchase                No Income/No             N                            02/01/2001
 N                                74.62                   2294.98                  04/01/2                      03/01
 502646003                        12.875                  $42,415.00               $42,310.21                   $42,321.20
 EAST HARTFORD                    04/1                    360                      Owner Occupied               06/01/2000
 CT        06118-0000             Purchase                Full                     N                            02/01/2001
 N                                84.64                   465.06                   05/01/2                      03/01
 502660509                        8.25                    $177,039.00              $176,045.45                  $176,282.46
 SAN ANTONIO                      06/3                    360                      Owner Occupied               08/01/2000
 TX        78258-0000             Purchase                Family First             N                            01/01/2001
 N                                74.29                   1330.04                  07/01/2                      03/01

 502698202                        6.75                    $43,707.00               $43,360.52                   $43,439.04
 PHILADELPHIA                     05/3                    360                      Owner Occupied               07/01/2000
 PA        19145-0000             Purchase                Full                     N                            01/01/2001
 N                                99.85                   283.49                   06/01/2                      03/01
 502705007                        9                       $183,000.00              $181,931.79                  $182,038.96
 CHICAGO                          04/0                    360                      Owner Occupied               06/01/2000
 IL        60639-0000             Purchase                No Income/No             N                            02/01/2001
 Y                                74.60                   1472.46                  05/01/2                      03/01
 502812803                        11.875                  $41,300.00               $41,186.20                   $41,186.20
 OLEAN                            05/2                    360                      Owner Occupied               07/01/2000
 NY        14760-0000             Purchase                Full                     N                            03/01/2001
 N                                89.73                   420.85                   06/01/2                      03/01

 502896806                        9.375                   $295,200.00              $293,655.67                  $293,815.57
 HENDERSONVILLE                   04/2                    360                      Owner Occupied               06/01/2000
 TN        37075-0000             Purchase                Stated Income            N                            02/01/2001
 N                                79.62                   2455.33                  05/01/2                      03/01
 502993900                        12.25                   $62,050.00               $61,892.54                   $61,910.75
 MEMPHIS                          05/2                    360                      Investment Property          07/01/2000
 TN        38141-0000             Purchase                Full                     N                            02/01/2001
 N                                84.80                   650.22                   06/01/2                      03/01
 502996903                        10.375                  $44,000.00               $43,603.49                   $43,624.70
 MEMPHIS                          04/0                    360                      Investment Property          06/01/2000
 TN        38114-0000             Purchase                Full                     N                            02/01/2001
 N                                89.21                   398.38                   05/01/2                      03/01

 503133803                        13.5                    $57,800.00               $57,688.90                   $57,701.80
 SOUTH POINT                      05/0                    360                      Owner Occupied               07/01/2000
 OH        45680-0000             Purchase                Full                     N                            02/01/2001
 N                                84.85                   662.05                   06/01/2                      03/01
 503135402                        12.75                   $74,610.00               $74,440.39                   $74,460.04
 NASHVILLE                        05/0                    360                      Owner Occupied               07/01/2000
 TN        37189-0000             Purchase                Full                     N                            02/01/2001
 N                                89.81                   810.79                   06/01/2                      03/01
 503146003                        10.125                  $79,200.00               $78,882.35                   $78,918.84
 WESTLAND                         05/3                    360                      Investment Property          07/01/2000
 MI        48185-0000             Purchase                Full                     N                            02/01/2001
 N                                89.68                   702.37                   06/01/2                      03/01

 503151102                        8.5                     $72,600.00               $72,211.11                   $72,257.53
 EDINBURG                         06/1                    360                      Owner Occupied               08/01/2000
 TX        78539-0000             Purchase                Full                     N                            02/01/2001
 N                                99.52                   558.24                   07/01/2                      03/01
 503165805                        10.5                    $126,000.00              $125,533.17                  $125,586.86
 FALL RIVER                       05/0                    360                      Investment Property          07/01/2000
 MA        02724-0000             Purchase                Full                     N                            02/01/2001
 N                                89.70                   1152.58                  06/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 503178105                        7.95                    $60,068.00               $59,319.93                   $59,388.75
 PHILADELPHIA                     05/0                    360                      Owner Occupied               07/01/2000
 PA        19152-0000             Purchase                Full                     N                            02/01/2001
 N                                84.84                   438.67                   06/01/2                      03/01
 503195000                        8.75                    $56,000.00               $55,704.25                   $55,704.25
 EDGEWATER                        06/0                    360                      Owner Occupied               08/01/2000
 MD        21037-0000             Purchase                Full                     N                            03/01/2001
 N                                81.32                   440.56                   07/01/2                      03/01
 503197501                        10.5                    $40,500.00               $40,329.88                   $40,364.59
 PHILADELPHIA                     04/2                    360                      Investment Property          06/01/2000
 PA        19148-0000             Purchase                Full                     N                            01/01/2001
 N                                89.69                   370.47                   05/01/2                      03/01

 503213704                        9.625                   $258,000.00              $256,718.37                  $256,718.37
 RICHLAND                         04/1                    360                      Owner Occupied               06/01/2000
 MI        49083-0000             Refinance               Stated Income            N                            03/01/2001
 N                                37.69                   2192.98                  05/01/2                      03/01
 503232902                        10.5                    $45,000.00               $44,852.43                   $44,871.44
 BALTIMORE                        06/2                    360                      Investment Property          08/01/2000
 MD        21223-0000             Purchase                Full                     N                            02/01/2001
 N                                74.78                   411.64                   07/01/2                      03/01
 503233108                        11.375                  $45,000.00               $44,877.69                   $44,893.49
 BALTIMORE                        06/2                    360                      Investment Property          08/01/2000
 MD        21223-0000             Purchase                Full                     N                            02/01/2001
 N                                74.82                   441.35                   07/01/2                      03/01

 503234502                        10.625                  $344,250.00              $342,864.02                  $342,864.02
 ANCHORAGE                        04/2                    360                      Owner Occupied               06/01/2000
 AK        99501-0000             Purchase                Full                     N                            03/01/2001
 N                                89.63                   3181.21                  05/01/2                      03/01
 503264509                        12.625                  $233,600.00              $233,054.24                  $233,117.45
 GROSSE POINTE PARK               05/2                    360                      Owner Occupied               07/01/2000
 MI        48230-0000             Purchase                Full                     N                            02/01/2001
 N                                89.78                   2515.8                   06/01/2                      03/01
 503266108                        8.25                    $56,650.00               $56,294.59                   $56,332.89
 SOUTH BERWICK                    06/0                    360                      Owner Occupied               07/01/2000
 ME        03908-0000             Purchase                Full                     N                            02/01/2001
 Y                                102.42                  425.59                   06/01/2                      03/01

 503269508                        8                       $329,000.00              $327,192.18                  $327,423.45
 HOUSTON                          06/2                    360                      Owner Occupied               08/01/2000
 TX        77098-0000             Purchase                Full                     N                            02/01/2001
 Y                                92.49                   2414.09                  07/01/2                      03/01
 503361404                        10.3                    $167,200.00              $166,553.82                  $166,628.10
 DORCHESTER                       05/1                    360                      Investment Property          07/01/2000
 MA        02121-0000             Purchase                Full                     N                            02/01/2001
 N                                79.72                   1504.5                   06/01/2                      03/01
 503386807                        9.375                   $369,600.00              $367,666.49                  $367,866.68
 CHICAGO                          04/2                    360                      Owner Occupied               06/01/2000
 IL        60647-0000             Refinance               Stated Income            N                            02/01/2001
 N                                79.62                   3074.15                  05/01/2                      03/01

 503420804                        10.625                  $49,600.00               $49,441.62                   $49,462.03
 PHILADELPHIA                     06/0                    360                      Owner Occupied               08/01/2000
 PA        19141-0000             Refinance               Full                     N                            02/01/2001
 N                                79.77                   458.36                   07/01/2                      03/01
 503431009                        8.5                     $97,000.00               $96,518.05                   $96,518.05
 HOWELL                           06/2                    360                      Owner Occupied               08/01/2000
 MI        48843-0000             Purchase                Family First             N                            03/01/2001
 N                                47.55                   745.85                   07/01/2                      03/01
 503480907                        12.25                   $136,250.00              $136,055.45                  $136,055.45
 FORT WAYNE                       09/2                    360                      Owner Occupied               11/01/2000
 IN        46804-0000             Purchase                Full                     N                            03/01/2001
 N                                89.85                   1427.76                  10/01/2                      03/01

 503587206                        9.125                   $136,300.00              $135,627.02                  $135,704.08
 LINCOLN PARK                     05/3                    360                      Owner Occupied               07/01/2000
 MI        48146-0000             Purchase                Full                     N                            02/01/2001
 Y                                102.41                  1108.98                  06/01/2                      03/01
 503604100                        8.75                    $278,000.00              $276,347.03                  $276,517.78
 FREMONT                          04/2                    360                      Investment Property          06/01/2000
 CA        94536-0000             Refinance               Full                     N                            02/01/2001
 N                                79.00                   2187.03                  05/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 503643207                        9.375                   $220,000.00              $219,086.52                  $219,203.84
 BEVERLY HILLS                    06/0                    360                      Owner Occupied               08/01/2000
 MI        48025-0000             Refinance               Stated Income            N                            02/01/2001
 Y                                59.24                   1829.85                  07/01/2                      03/01
 503655805                        12.75                   $135,900.00              $135,292.48                  $135,329.06
 ALTON                            05/1                    360                      Owner Occupied               07/01/2000
 NH        03809-0000             Purchase                Full                     N                            02/01/2001
 N                                84.63                   1476.82                  06/01/2                      03/01
 503679003                        11.89                   $55,000.00               $54,848.93                   $54,866.39
 EXETER                           05/2                    360                      Owner Occupied               07/01/2000
 PA        18643-0000             Refinance               Full                     N                            02/01/2001
 N                                60.96                   561.09                   06/01/2                      03/01

 503727703                        9                       $25,000.00               $24,957.33                   $24,957.33
 PALMYRA                          11/2                    360                      Owner Occupied               01/01/2001
 NJ        08065-0000             Purchase                No Income/No             N                            03/01/2001
 N                                20.36                   201.16                   12/01/2                      03/01
 503781007                        8.625                   $96,409.00               $95,853.51                   $95,913.99
 GRAND JUNCTION                   05/2                    360                      Owner Occupied               07/01/2000
 CO        81503-0000             Purchase                Full                     N                            02/01/2001
 Y                                101.06                  749.86                   06/01/2                      03/01
 503798902                        11.6                    $65,000.00               $64,831.87                   $64,853.60
 SCHENECTADY                      06/2                    360                      Owner Occupied               08/01/2000
 NY        12304-0000             Refinance               Full                     N                            02/01/2001
 N                                76.27                   648.65                   07/01/2                      03/01

 503837700                        11.875                  $248,000.00              $247,316.74                  $247,395.68
 WORCESTER                        05/1                    360                      Owner Occupied               07/01/2000
 VT        05682-0000             Purchase                Full                     N                            02/01/2001
 N                                79.80                   2527.13                  06/01/2                      03/01
 503849804                        8.5                     $94,575.00               $94,343.38                   $94,343.38
 CROTHERSVILLE                    10/2                    360                      Owner Occupied               12/01/2000
 IN        47229-0000             Purchase                Full                     N                            03/01/2001
 N                                96.76                   727.2                    11/01/2                      03/01
 503850406                        12.5                    $220,500.00              $220,031.71                  $220,152.45
 ALPHARETTA                       06/0                    360                      Owner Occupied               08/01/2000
 GA        30005-0000             Purchase                Full                     N                            01/01/2001
 Y                                89.83                   2353.31                  07/01/2                      03/01

 503869000                        11                      $104,000.00              $103,566.98                  $103,607.66
 FALL RIVER                       05/3                    360                      Investment Property          07/01/2000
 MA        02721-0000             Purchase                Full                     N                            02/01/2001
 N                                79.69                   990.42                   06/01/2                      03/01
 503872707                        11.3                    $108,800.00              $108,452.05                  $108,491.29
 ORTONVILLE                       05/1                    360                      Owner Occupied               07/01/2000
 MI        48462-0000             Purchase                Full                     N                            02/01/2001
 Y                                84.75                   1060.87                  06/01/2                      03/01
 503873507                        11.75                   $131,400.00              $131,113.56                  $131,197.41
 NORTH KINGSTOWN                  07/1                    360                      Owner Occupied               09/01/2000
 RI        02852-0000             Purchase                No Income/No             N                            01/01/2001
 N                                89.86                   1326.36                  08/01/2                      03/01

 503880304                        8.5                     $370,000.00              $368,161.69                  $368,397.19
 CHESTER                          06/3                    360                      Owner Occupied               08/01/2000
 NJ        07930-0000             Purchase                Full                     N                            02/01/2001
 N                                64.63                   2844.98                  07/01/2                      03/01
 503881401                        12.25                   $119,000.00              $118,835.64                  $118,835.64
 GRAND ISLAND                     09/1                    360                      Owner Occupied               11/01/2000
 NY        14072-0000             Purchase                Full                     N                            03/01/2001
 N                                84.88                   1247                     10/01/2                      03/01
 503885907                        11                      $100,800.00              $100,579.35                  $100,616.97
 MILFORD                          08/2                    360                      Owner Occupied               10/01/2000
 PA        18337-0000             Purchase                Full                     N                            02/01/2001
 N                                79.85                   959.94                   09/01/2                      03/01

 503892002                        8.625                   $230,200.00              $228,876.95                  $229,021.33
 REDMOND                          06/1                    360                      Owner Occupied               08/01/2000
 WA        98052-0000             Purchase                Full                     N                            02/01/2001
 Y                                100.44                  1790.47                  07/01/2                      03/01
 503967200                        11.6                    $90,750.00               $90,491.14                   $90,521.72
 CHICOPEE                         07/2                    360                      Owner Occupied               09/01/2000
 MA        01020-0000             Refinance               Full                     N                            02/01/2001
 N                                74.81                   905.62                   08/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 503975005                        8.625                   $83,100.00               $83,050.93                   $83,050.93
 ALPINE                           01/2                    360                      Owner Occupied               03/01/2001
 WY        83128-0000             Refinance               Stated Income            N                            03/01/2001
 N                                48.85                   646.35                   02/01/2                      03/01
 504003609                        12.4                    $68,800.00               $68,717.70                   $68,736.36
 DETROIT                          10/2                    360                      Owner Occupied               12/01/2000
 MI        48228-0000             Refinance               Full                     N                            02/01/2001
 N                                79.92                   728.94                   11/01/2                      03/01
 504028408                        11.93                   $267,750.00              $267,514.25                  $267,672.19
 PLAINFIELD                       12/0                    360                      Owner Occupied               01/01/2001
 IL        60544-0000             Purchase                Full                     N                            01/01/2001
 N                                84.97                   2739.69                  12/01/2                      03/01

 504052606                        10.625                  $65,400.00               $65,191.22                   $65,218.13
 VASSAR                           06/2                    360                      Owner Occupied               08/01/2000
 MI        48768-0000             Refinance               Full                     N                            02/01/2001
 Y                                78.57                   604.36                   07/01/2                      03/01
 504096108                        8.375                   $284,000.00              $282,366.17                  $282,552.80
 COLO SPGS                        05/2                    360                      Owner Occupied               07/01/2000
 CO        80920-0000             Refinance               Select                   N                            02/01/2001
 N                                99.49                   2158.61                  06/01/2                      03/01
 504182908                        12.125                  $32,320.00               $32,245.38                   $32,245.38
 PROVIDENCE                       06/1                    360                      Owner Occupied               08/01/2000
 RI        02909-0000             Purchase                Full                     N                            03/01/2001
 N                                79.81                   335.57                   07/01/2                      03/01

 504195108                        6.875                   $360,000.00              $359,087.44                  $359,393.37
 BALLWIN                          11/2                    360                      Owner Occupied               01/01/2001
 MO        63011-0000             Purchase                Full                     N                            02/01/2001
 Y                                79.72                   2364.95                  12/01/2                      03/01
 504253709                        11.75                   $101,600.00              $101,345.50                  $101,378.41
 SOMERSWORTH                      06/0                    360                      Owner Occupied               08/01/2000
 NH        03878-0000             Purchase                Stated Income            N                            02/01/2001
 N                                89.79                   1025.57                  07/01/2                      03/01
 504281205                        6.75                    $68,527.00               $67,964.65                   $68,026.47
 YORK                             06/3                    360                      Owner Occupied               08/01/2000
 PA        17404-0000             Purchase                Full                     N                            02/01/2001
 N                                98.58                   444.47                   07/01/2                      03/01

 504378902                        11.625                  $36,800.00               $36,704.42                   $36,716.68
 SAGINAW                          06/1                    360                      Owner Occupied               08/01/2000
 MI        48601-0000             Refinance               Full                     N                            02/01/2001
 N                                79.81                   367.95                   07/01/2                      03/01
 504391509                        11                      $45,000.00               $44,287.86                   $44,392.40
 IRON RIVER                       07/2                    180                      Owner Occupied               09/01/2000
 MI        49935-0000             Purchase                Full                     N                            02/01/2001
 N                                76.53                   511.47                   08/01/2                      03/01
 504393406                        10.125                  $123,200.00              $122,725.87                  $122,894.23
 SANTA MARGARITA                  06/3                    360                      Owner Occupied               08/01/2000
 CA        93453-0000             Purchase                Full                     N                            12/01/2000
 Y                                69.82                   1092.57                  07/01/2                      03/01

 504412008                        9.25                    $129,000.00              $128,241.77                  $128,313.94
 LANDER                           07/1                    360                      Owner Occupied               09/01/2000
 WY        82520-9780             Refinance               Stated Income            N                            02/01/2001
 N                                74.60                   1061.26                  08/01/2                      03/01
 504448408                        11.75                   $120,000.00              $119,699.44                  $119,699.44
 CAPE MAY                         06/0                    360                      Owner Occupied               08/01/2000
 NJ        08204-0000             Purchase                Full                     N                            03/01/2001
 N                                79.79                   1211.3                   07/01/2                      03/01
 504448804                        8.625                   $86,650.00               $86,284.05                   $86,284.05
 WARMINSTER                       07/1                    360                      Owner Occupied               09/01/2000
 PA        18974-0000             Refinance               Full                     N                            03/01/2001
 Y                                56.39                   673.96                   08/01/2                      03/01

 504449901                        9                       $260,000.00              $258,983.20                  $259,279.16
 CORAL SPRINGS                    07/2                    360                      Owner Occupied               09/01/2000
 FL        33076-0000             Purchase                Full                     N                            01/01/2001
 N                                66.70                   2092.02                  08/01/2                      03/01
 504455908                        4.75                    $85,500.00               $84,620.80                   $84,731.41
 JAMAICA PLAIN                    06/0                    360                      Investment Property          08/01/2000
 MA        02130-0000             Purchase                Full                     N                            02/01/2001
 Y                                89.19                   446.01                   07/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 504464009                        8.75                    $143,000.00              $142,237.58                  $142,237.58
 MISSOURI CITY                    05/3                    360                      Owner Occupied               07/01/2000
 TX        77459-0000             Purchase                Full                     N                            03/01/2001
 Y                                101.67                  1124.98                  06/01/2                      03/01
 504467200                        7.75                    $650,000.00              $633,778.66                  $633,778.66
 WILLISTON                        06/0                    180                      Owner Occupied               08/01/2000
 TN        38076-0000             Refinance               Select                   N                            03/01/2001
 N                                52.81                   6118.3                   07/01/2                      03/01
 504479304                        4.75                    $180,000.00              $178,162.93                  $178,395.75
 JAMAICA PLAIN                    06/0                    360                      Investment Property          08/01/2000
 MA        02130-0000             Purchase                Full                     N                            02/01/2001
 Y                                89.19                   938.97                   07/01/2                      03/01

 504491804                        9.875                   $176,000.00              $174,579.48                  $174,670.38
 KEY WEST                         08/2                    360                      Second Home                  10/01/2000
 FL        33040-0000             Purchase                No Ratio                 N                            02/01/2001
 N                                79.39                   1528.29                  09/01/2                      03/01
 504498106                        8.75                    $141,900.00              $141,174.13                  $141,174.13
 METAMORA                         06/2                    360                      Owner Occupied               08/01/2000
 MI        48455-0000             Purchase                Full                     N                            03/01/2001
 Y                                101.56                  1116.33                  07/01/2                      03/01
 504522400                        10.75                   $387,200.00              $385,901.24                  $385,901.24
 SAN ANTONIO                      06/0                    360                      Owner Occupied               08/01/2000
 TX        78230-0000             Purchase                Full                     N                            03/01/2001
 Y                                79.73                   3614.44                  07/01/2                      03/01

 504535907                        11.37                   $59,631.00               $59,468.85                   $59,489.79
 DULUTH                           06/2                    360                      Owner Occupied               08/01/2000
 MN        55805-0000             Refinance               Full                     N                            02/01/2001
 N                                79.31                   584.61                   07/01/2                      03/01
 504539206                        6.5                     $297,000.00              $295,642.88                  $295,917.24
 FULLERTON                        09/2                    360                      Owner Occupied               11/01/2000
 CA        92831-0000             Purchase                Full                     N                            02/01/2001
 Y                                68.50                   1877.25                  10/01/2                      03/01
 504589201                        12                      $148,500.00              $148,170.63                  $148,238.60
 LANDER                           07/1                    360                      Owner Occupied               09/01/2000
 WY        82520-0000             Purchase                No Income/No             N                            02/01/2001
 N                                89.84                   1527.49                  08/01/2                      03/01

 504595406                        10.5                    $90,000.00               $88,998.52                   $89,042.67
 FALL RIVER                       06/2                    360                      Investment Property          08/01/2000
 MA        02721-0000             Purchase                Full                     N                            02/01/2001
 N                                89.04                   823.27                   07/01/2                      03/01
 504596602                        9.875                   $136,100.00              $135,656.28                  $135,785.67
 BETHLEHEM                        07/2                    360                      Investment Property          09/01/2000
 PA        18015-0000             Purchase                Full                     N                            01/01/2001
 N                                89.79                   1181.83                  08/01/2                      03/01
 504628405                        8.5                     $200,000.00              $199,006.32                  $199,006.32
 FREDERICKTOWN                    06/2                    360                      Owner Occupied               08/01/2000
 OH        43019-0000             Purchase                Super Select             N                            03/01/2001
 Y                                99.50                   1537.83                  07/01/2                      03/01

 504630500                        9.625                   $211,500.00              $209,676.50                  $209,791.53
 NASHUA                           06/3                    360                      Investment Property          08/01/2000
 NH        03060-0000             Purchase                Full                     N                            02/01/2001
 N                                89.27                   1797.73                  07/01/2                      03/01
 504661406                        8.5                     $262,425.00              $261,121.12                  $261,288.16
 SAN ANTONIO                      06/2                    360                      Owner Occupied               08/01/2000
 TX        78248-0000             Purchase                Full                     N                            02/01/2001
 N                                74.67                   2017.83                  07/01/2                      03/01
 504672601                        11.5                    $55,000.00               $54,258.19                   $54,379.56
 BELGRADE                         08/3                    180                      Investment Property          10/01/2000
 MT        59714-0000             Refinance               Full                     N                            02/01/2001
 N                                73.48                   642.51                   09/01/2                      03/01

 504672809                        11.5                    $55,000.00               $54,290.63                   $54,411.69
 BELGRADE                         08/3                    180                      Investment Property          10/01/2000
 MT        59714-0000             Refinance               Full                     N                            02/01/2001
 N                                73.52                   642.51                   09/01/2                      03/01
 504674607                        10.5                    $72,000.00               $71,794.33                   $71,824.49
 NASHVILLE                        07/1                    360                      Investment Property          09/01/2000
 TN        37204-0000             Purchase                Full                     N                            02/01/2001
 N                                89.78                   658.62                   08/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 504713504                        7                       $238,800.00              $238,407.36                  $238,407.36
 BLOOMFIELD HILLS                 12/1                    360                      Owner Occupied               02/01/2001
 MI        48302-0000             Refinance               Full                     N                            03/01/2001
 Y                                70.95                   1588.75                  01/01/2                      03/01
 504724204                        10.45                   $267,920.00              $267,032.31                  $267,146.67
 COPPER MOUNTAIN                  06/3                    360                      Second Home                  08/01/2000
 CO        80443-0000             Purchase                Full                     N                            02/01/2001
 N                                79.76                   2440.76                  07/01/2                      03/01
 504760000                        12.7                    $104,400.00              $104,187.95                  $104,215.44
 MILLINGTON                       06/2                    360                      Owner Occupied               08/01/2000
 TN        38053-0000             Purchase                Full                     N                            02/01/2001
 N                                89.84                   1130.44                  07/01/2                      03/01

 504769209                        8.25                    $89,954.00               $89,544.05                   $89,603.82
 MILL HALL                        07/3                    360                      Owner Occupied               09/01/2000
 PA        17751-0000             Purchase                Full                     N                            02/01/2001
 N                                99.55                   675.8                    08/01/2                      03/01
 504790809                        9.5                     $371,000.00              $369,691.84                  $369,883.17
 ALTADENA                         07/1                    360                      Owner Occupied               09/01/2000
 CA        91001-0000             Purchase                Full                     N                            02/01/2001
 Y                                69.78                   3119.57                  08/01/2                      03/01
 504801903                        12.7                    $171,000.00              $170,697.66                  $170,742.23
 ANTIOCH                          07/2                    360                      Investment Property          09/01/2000
 CA        94509-0000             Purchase                Full                     N                            02/01/2001
 N                                89.86                   1851.59                  08/01/2                      03/01

 504839101                        11.5                    $60,000.00               $58,736.99                   $58,736.99
 KALAMAZOO                        07/0                    180                      Owner Occupied               08/01/2000
 MI        49007-0000             Refinance               Full                     N                            03/01/2001
 N                                78.31                   700.92                   07/01/2                      03/01
 504846205                        13                      $56,700.00               $56,592.21                   $56,606.20
 MEMPHIS                          06/1                    360                      Investment Property          08/01/2000
 TN        38116-0000             Purchase                Full                     N                            02/01/2001
 N                                89.85                   627.22                   07/01/2                      03/01
 504908708                        10.65                   $51,300.00               $50,973.58                   $50,996.01
 GREENFIELD                       08/2                    360                      Owner Occupied               10/01/2000
 MA        01301-0000             Purchase                Full                     N                            02/01/2001
 N                                89.46                   475.02                   09/01/2                      03/01

 504909607                        11.75                   $247,500.00              $246,652.87                  $246,652.87
 LANGHORNE                        08/2                    360                      Owner Occupied               10/01/2000
 PA        19047-0000             Purchase                Full                     N                            03/01/2001
 N                                89.69                   2498.29                  09/01/2                      03/01
 504973405                        9.75                    $480,000.00              $478,393.62                  $478,628.71
 BEDFORD                          07/2                    360                      Owner Occupied               09/01/2000
 MA        01730-0000             Purchase                Full                     N                            02/01/2001
 Y                                65.56                   4123.95                  08/01/2                      03/01
 504985706                        8.5                     $337,500.00              $336,251.28                  $336,463.09
 BOCA RATON                       08/0                    360                      Owner Occupied               10/01/2000
 FL        33432-0000             Purchase                Full                     N                            02/01/2001
 N                                74.76                   2595.09                  09/01/2                      03/01

 504994609                        9                       $312,000.00              $310,779.81                  $310,958.05
 MIAMI                            07/0                    360                      Owner Occupied               09/01/2000
 FL        33018-0000             Purchase                Stated Income            N                            02/01/2001
 N                                79.73                   2510.43                  08/01/2                      03/01
 505003103                        9.375                   $353,500.00              $351,918.33                  $352,107.73
 SAN ANTONIO                      07/1                    360                      Owner Occupied               09/01/2000
 TX        78256-0000             Purchase                No Income/No             N                            02/01/2001
 N                                69.72                   2940.24                  08/01/2                      03/01
 505004903                        7.25                    $299,000.00              $297,109.25                  $297,109.25
 BLOOMFIELD                       09/0                    360                      Owner Occupied               11/01/2000
 MI        48302-0000             Refinance               Full                     N                            03/01/2001
 Y                                62.54                   2039.71                  10/01/2                      03/01

 505053801                        12.5                    $63,750.00               $63,555.45                   $63,573.60
 NASHVILLE                        07/2                    360                      Owner Occupied               09/01/2000
 TN        37206-0000             Refinance               Full                     N                            02/01/2001
 N                                74.79                   680.38                   08/01/2                      03/01
 505056606                        9.5                     $100,000.00              $99,595.37                   $99,647.36
 CEDAR HILL                       06/2                    360                      Owner Occupied               08/01/2000
 MO        63016-0000             Purchase                Stated Income            N                            02/01/2001
 N                                79.71                   840.86                   07/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 505059808                        12.25                   $83,000.00               $82,816.00                   $82,863.94
 BLOOMFIELD                       08/2                    360                      Owner Occupied               10/01/2000
 CT        06002-0000             Refinance               Full                     N                            01/01/2001
 N                                82.86                   869.75                   09/01/2                      03/01
 505066803                        12.75                   $40,500.00               $40,470.26                   $40,480.28
 NEW BEDFORD                      11/2                    360                      Investment Property          01/01/2001
 MA        02745-0000             Purchase                Full                     N                            02/01/2001
 Y                                89.93                   440.12                   12/01/2                      03/01
 505078600                        12.1                    $140,000.00              $139,758.95                  $139,800.14
 RHINEBECK                        08/0                    360                      Owner Occupied               10/01/2000
 NY        12572-0000             Purchase                Stated Income            N                            02/01/2001
 Y                                69.90                   1450.84                  09/01/2                      03/01

 505079905                        9.875                   $112,000.00              $111,634.84                  $111,688.30
 PHILADELPHIA                     07/1                    360                      Investment Property          09/01/2000
 PA        19119-0000             Refinance               Full                     N                            02/01/2001
 N                                79.77                   972.56                   08/01/2                      03/01
 505107805                        8.5                     $310,000.00              $308,853.01                  $309,047.56
 FRANKLIN LAKES                   08/2                    360                      Owner Occupied               10/01/2000
 NJ        07417-0000             Refinance               Full                     N                            02/01/2001
 N                                68.67                   2383.64                  09/01/2                      03/01
 505129502                        6.875                   $246,700.00              $245,863.79                  $246,074.64
 CANTON                           11/0                    360                      Owner Occupied               12/01/2000
 MI        48188-0000             Refinance               Full                     N                            02/01/2001
 Y                                67.41                   1620.65                  11/01/2                      03/01

 505136200                        12.45                   $211,500.00              $211,045.86                  $211,104.70
 VANCOVER                         06/3                    360                      Owner Occupied               08/01/2000
 WA        98685-0000             Refinance               Full                     N                            02/01/2001
 N                                89.83                   2249.05                  07/01/2                      03/01
 505153106                        8.75                    $392,000.00              $390,386.27                  $390,621.86
 INDIAN HEAD PARK                 07/1                    360                      Owner Occupied               09/01/2000
 IL        60525-0000             Purchase                Select                   N                            02/01/2001
 N                                79.67                   3083.87                  08/01/2                      03/01
 505153502                        9.5                     $120,000.00              $119,638.74                  $119,700.14
 LAWRENCE                         08/2                    360                      Owner Occupied               10/01/2000
 MA        01840-0000             Purchase                Stated Income            N                            02/01/2001
 Y                                69.59                   1009.03                  09/01/2                      03/01

 505154609                        10.625                  $33,750.00               $33,656.11                   $33,669.88
 SCRANTON                         07/2                    360                      Investment Property          09/01/2000
 PA        18508-0000             Purchase                Full                     N                            02/01/2001
 N                                89.78                   311.89                   08/01/2                      03/01
 505158303                        11.625                  $110,000.00              $109,753.57                  $109,789.80
 GRAND JUNCTION                   07/1                    360                      Owner Occupied               09/01/2000
 CO        81504-0000             Refinance               Full                     N                            02/01/2001
 N                                90.73                   1099.82                  08/01/2                      03/01
 505198507                        12.25                   $136,850.00              $136,582.63                  $136,622.00
 ARLINGTON                        08/0                    360                      Investment Property          09/01/2000
 WA        98223-0000             Refinance               Full                     N                            02/01/2001
 N                                84.83                   1434.05                  08/01/2                      03/01

 505268201                        10.125                  $94,500.00               $93,894.64                   $93,940.07
 UNCASVILLE                       07/3                    360                      Investment Property          09/01/2000
 CT        06382-0000             Purchase                Full                     N                            02/01/2001
 N                                89.46                   838.05                   08/01/2                      03/01
 505321901                        8.625                   $277,500.00              $276,499.13                  $276,668.94
 WILMINGTON                       08/0                    360                      Owner Occupied               10/01/2000
 DE        19806-0000             Refinance               Full                     N                            02/01/2001
 N                                74.77                   2158.37                  09/01/2                      03/01
 505379404                        6.875                   $101,750.00              $101,492.06                  $101,492.06
 SALEM TOWSHIP                    11/0                    360                      Owner Occupied               01/01/2001
 MI        48170-0000             Refinance               Full                     N                            03/01/2001
 Y                                28.99                   668.43                   12/01/2                      03/01

 505383109                        11.75                   $189,000.00              $188,587.97                  $188,587.97
 VANCOUVER                        07/2                    360                      Owner Occupied               09/01/2000
 WA        98665-0000             Purchase                No Income/No             N                            03/01/2001
 N                                89.80                   1907.78                  08/01/2                      03/01
 505395004                        8.375                   $116,041.00              $115,197.43                  $115,081.64
 GRAND JUNCTION                   07/1                    360                      Owner Occupied               09/01/2000
 CO        81504-0000             Purchase                Full                     N                            04/01/2001
 Y                                101.55                  882                      08/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 505432708                        11.125                  $65,700.00               $65,548.37                   $65,572.35
 NEW BRITAIN                      08/0                    360                      Investment Property          10/01/2000
 CT        06051-0000             Purchase                Full                     N                            02/01/2001
 N                                89.82                   631.89                   09/01/2                      03/01
 505484402                        6.875                   $220,000.00              $97,686.25                   $98,566.79
 REHOBOTH BEACH                   09/2                    360                      Owner Occupied               11/01/2000
 DE        19971-0000             Purchase                Full                     N                            02/01/2001
 Y                                17.05                   1445.25                  10/01/2                      03/01
 505492009                        8.875                   $1,950,000.00            $1,943,318.28                $1,944,452.51
 EDINA                            08/0                    360                      Owner Occupied               10/01/2000
 MN        55436-0000             Purchase                Super Select             N                            02/01/2001
 N                                72.68                   15515.08                 09/01/2                      03/01

 505501601                        8.375                   $204,000.00              $202,300.00                  $202,437.70
 MURPHY                           10/2                    360                      Owner Occupied               12/01/2000
 TX        75094-0000             Purchase                Full                     N                            02/01/2001
 Y                                98.33                   1550.55                  11/01/2                      03/01
 505507400                        12.15                   $113,100.00              $112,907.37                  $112,940.29
 LANDER                           08/0                    360                      Owner Occupied               10/01/2000
 WY        82520-0000             Purchase                Stated Income            N                            02/01/2001
 N                                64.90                   1176.44                  09/01/2                      03/01
 505565002                        9                       $156,550.00              $154,145.84                  $154,248.62
 CALDWELL                         08/1                    360                      Owner Occupied               10/01/2000
 ID        83605-0000             Purchase                Full                     N                            02/01/2001
 Y                                98.53                   1259.64                  09/01/2                      03/01

 505597906                        8                       $495,900.00              $494,213.97                  $494,555.67
 NEWTOWN                          09/2                    360                      Owner Occupied               11/01/2000
 CT        06470-0000             Purchase                Select                   N                            02/01/2001
 N                                79.78                   3638.74                  10/01/2                      03/01
 505599209                        8.75                    $126,200.00              $125,756.32                  $125,831.62
 BOSTON                           08/3                    360                      Owner Occupied               10/01/2000
 MA        02215-0000             Purchase                Full                     N                            02/01/2001
 Y                                102.30                  992.82                   09/01/2                      03/01
 505599704                        12.77                   $114,400.00              $114,081.86                  $114,112.47
 OCEAN VIEW                       08/1                    360                      Owner Occupied               10/01/2000
 NJ        08230-0000             Purchase                Stated Income            N                            02/01/2001
 N                                79.79                   1244.96                  09/01/2                      03/01

 505620807                        8.75                    $239,800.00              $238,117.95                  $238,267.10
 PARKER                           07/2                    360                      Owner Occupied               09/01/2000
 CO        80138-0000             Purchase                Full                     N                            02/01/2001
 Y                                101.51                  1886.51                  08/01/2                      03/01
 505642900                        12                      $42,400.00               $42,338.13                   $42,350.75
 CORAL SPRINGS                    09/0                    360                      Owner Occupied               11/01/2000
 FL        33065-0000             Purchase                Full                     N                            02/01/2001
 N                                79.90                   436.13                   10/01/2                      03/01
 505650507                        9.75                    $399,500.00              $398,163.02                  $398,358.69
 OAKLAND                          07/2                    360                      Owner Occupied               09/01/2000
 CA        94605-0000             Purchase                Full                     N                            02/01/2001
 N                                84.75                   3432.33                  08/01/2                      03/01

 505670802                        12.5                    $50,850.00               $50,755.95                   $50,783.52
 MEMPHIS                          07/3                    360                      Investment Property          09/01/2000
 TN        38107-0000             Purchase                Full                     N                            01/01/2001
 N                                89.88                   542.71                   08/01/2                      03/01
 505705608                        7.25                    $449,000.00              $442,153.39                  $442,153.39
 MILFORD                          09/0                    360                      Owner Occupied               10/01/2000
 MI        48380-0000             Refinance               Full                     N                            03/01/2001
 Y                                66.99                   3062.98                  09/01/2                      03/01
 505716803                        10.5                    $76,500.00               $76,281.50                   $76,313.54
 NEW PORT RICHEY                  07/3                    360                      Owner Occupied               09/01/2000
 FL        34655-0000             Purchase                Stated Income            N                            02/01/2001
 N                                84.79                   699.78                   08/01/2                      03/01

 505719708                        11.5                    $50,400.00               $50,300.99                   $50,317.89
 HUNTINGTON                       08/1                    360                      Owner Occupied               10/01/2000
 WV        25704-0000             Purchase                No Income/No             N                            02/01/2001
 N                                89.85                   499.11                   09/01/2                      03/01
 505727602                        11.93                   $123,632.00              $122,895.87                  $122,938.69
 FT LAUDERDALE                    08/0                    360                      Owner Occupied               10/01/2000
 FL        33309-0000             Purchase                Full                     N                            02/01/2001
 N                                84.52                   1265.04                  09/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 505729103                        8.875                   $53,800.00               $53,615.63                   $53,646.93
 BEDFORD                          08/3                    360                      Owner Occupied               10/01/2000
 IN        47421-0000             Purchase                Full                     N                            02/01/2001
 Y                                101.22                  428.06                   09/01/2                      03/01
 505755900                        7                       $400,000.00              $398,341.38                  $398,676.97
 ANDOVER                          09/0                    360                      Owner Occupied               11/01/2000
 MA        01810-0000             Purchase                Full                     N                            02/01/2001
 Y                                47.80                   2661.21                  10/01/2                      03/01
 505780106                        7                       $300,950.00              $299,702.08                  $299,954.58
 LIVONIA                          09/0                    360                      Owner Occupied               11/01/2000
 MI        48154-3176             Refinance               Full                     N                            02/01/2001
 Y                                74.98                   2002.23                  10/01/2                      03/01

 505788208                        7.5                     $280,000.00              $278,733.49                  $278,947.88
 SOUTHLAKE                        08/3                    360                      Owner Occupied               10/01/2000
 TX        76092-0000             Purchase                VIP Relocation           Y                            02/01/2001
 Y                                62.96                   1957.81                  09/01/2                      03/01
 505809608                        9                       $201,200.00              $197,949.32                  $197,949.32
 TROY                             08/0                    180                      Owner Occupied               10/01/2000
 MI        48098-0000             Refinance               Full                     N                            03/01/2001
 Y                                78.71                   2040.71                  09/01/2                      03/01
 505820902                        9.875                   $48,700.00               $48,607.93                   $48,630.63
 GREENSBURG                       10/0                    360                      Owner Occupied               12/01/2000
 IN        47240-0000             Refinance               Full                     N                            02/01/2001
 Y                                74.81                   422.89                   11/01/2                      03/01

 505843706                        11.25                   $165,000.00              $164,598.86                  $164,657.78
 STONE HARBOR                     07/2                    360                      Investment Property          09/01/2000
 NJ        08247-0000             Purchase                Full                     N                            02/01/2001
 N                                89.48                   1602.59                  08/01/2                      03/01
 505869503                        10.08                   $56,950.00               $56,827.54                   $56,853.12
 HERCULANEUM                      11/1                    360                      Owner Occupied               01/01/2001
 MO        63048-0000             Purchase                Full                     N                            02/01/2001
 N                                45.77                   503.15                   12/01/2                      03/01
 505870006                        13.2                    $117,000.00              $116,842.30                  $116,869.31
 SHELBY TOWNSHIP                  08/0                    360                      Owner Occupied               10/01/2000
 MI        48317-0000             Purchase                Full                     N                            02/01/2001
 N                                89.89                   1312.57                  09/01/2                      03/01

 505879502                        6.875                   $340,000.00              $338,645.96                  $338,937.69
 BLOOMFIELD                       10/1                    360                      Owner Occupied               12/01/2000
 MI        48304-0000             Purchase                Full                     N                            02/01/2001
 Y                                79.75                   2233.56                  11/01/2                      03/01
 505888008                        9.125                   $133,600.00              $133,133.68                  $133,207.77
 ANCHORAGE                        08/1                    360                      Investment Property          10/01/2000
 AK        99504-0000             Refinance               Full                     N                            02/01/2001
 N                                79.76                   1087.02                  09/01/2                      03/01
 505951004                        7.24                    $95,053.00               $94,600.41                   $94,676.98
 SALT LAKE CITY                   08/1                    360                      Owner Occupied               10/01/2000
 UT        84119-0000             Purchase                Full                     N                            02/01/2001
 N                                99.45                   647.79                   09/01/2                      03/01

 505967604                        12                      $54,000.00               $53,904.89                   $53,921.14
 GARY                             08/2                    360                      Investment Property          10/01/2000
 IN        46408-0000             Purchase                Full                     N                            02/01/2001
 N                                89.86                   555.46                   09/01/2                      03/01
 505969709                        8.75                    $82,950.00               $82,600.62                   $82,650.53
 KOKOMO                           08/2                    360                      Owner Occupied               10/01/2000
 IN        46902-0000             Purchase                Full                     N                            02/01/2001
 Y                                99.57                   652.57                   09/01/2                      03/01
 506048305                        7                       $333,600.00              $332,496.59                  $332,496.59
 CANTON                           10/2                    360                      Owner Occupied               12/01/2000
 MI        48187-0000             Purchase                Select                   N                            03/01/2001
 Y                                79.73                   2219.45                  11/01/2                      03/01

 506054105                        13                      $65,100.00               $65,019.61                   $65,035.20
 GREENVILLE                       09/1                    360                      Owner Occupied               11/01/2000
 OH        45331-0000             Refinance               Full                     N                            02/01/2001
 N                                90.32                   720.14                   10/01/2                      03/01
 506081207                        12.15                   $146,700.00              $146,535.15                  $146,659.41
 ANCHORAGE                        10/0                    360                      Owner Occupied               12/01/2000
 AK        99504-0000             Purchase                Full                     N                            12/01/2000
 N                                89.97                   1525.93                  11/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 506092303                        11                      $103,920.00              $103,692.48                  $103,731.27
 WAREHAM                          08/3                    360                      Owner Occupied               10/01/2000
 MA        02571-0000             Purchase                Stated Income            N                            02/01/2001
 N                                79.85                   989.66                   09/01/2                      03/01
 506103100                        7.5                     $116,800.00              $116,361.09                  $116,449.97
 CANTON                           09/1                    360                      Owner Occupied               11/01/2000
 MI        48481-0000             Refinance               Full                     N                            02/01/2001
 Y                                61.28                   816.69                   10/01/2                      03/01
 506108307                        7                       $209,500.00              $208,631.28                  $208,807.05
 NOVI                             09/2                    360                      Owner Occupied               11/01/2000
 MI        48374-3718             Refinance               Select                   N                            02/01/2001
 Y                                63.27                   1393.81                  10/01/2                      03/01

 506114008                        11.75                   $58,500.00               $58,286.19                   $58,305.79
 WILLIAMSPORT                     08/1                    360                      Investment Property          10/01/2000
 PA        17701-0000             Purchase                Full                     N                            02/01/2001
 N                                89.70                   590.51                   09/01/2                      03/01
 506160407                        7                       $251,500.00              $250,244.87                  $250,457.11
 PLYMOUTH                         09/1                    360                      Owner Occupied               10/01/2000
 MI        48170-0000             Refinance               Full                     N                            02/01/2001
 Y                                65.90                   1673.24                  09/01/2                      03/01
 506226505                        12.43                   $125,600.00              $125,433.32                  $125,467.35
 BATON ROUGE                      09/1                    360                      Owner Occupied               11/01/2000
 LA        70816-0000             Purchase                Stated Income            N                            02/01/2001
 N                                79.91                   1333.66                  10/01/2                      03/01

 506294503                        7.625                   $368,000.00              $366,651.18                  $366,651.18
 BLOOMFIELD HILLS                 09/0                    360                      Owner Occupied               11/01/2000
 MI        48302-0000             Purchase                Relocation               N                            03/01/2001
 N                                79.70                   2604.69                  10/01/2                      03/01
 506328103                        11.84                   $22,500.00               $22,353.95                   $22,361.98
 KANSAS CITY                      08/2                    360                      Owner Occupied               10/01/2000
 MO        64132-0000             Refinance               Full                     N                            02/01/2001
 N                                45.63                   228.67                   09/01/2                      03/01
 506338508                        12.5                    $36,550.00               $36,492.34                   $36,502.20
 BRIGANTINE                       08/2                    360                      Second Home                  10/01/2000
 NJ        08203-0000             Purchase                Full                     N                            02/01/2001
 N                                84.88                   390.09                   09/01/2                      03/01

 506420900                        7.25                    $200,000.00              $199,089.01                  $199,249.57
 COMMERCE TWP                     10/0                    360                      Owner Occupied               11/01/2000
 MI        48382-0000             Purchase                Full                     N                            02/01/2001
 Y                                79.65                   1364.36                  10/01/2                      03/01
 506424308                        12.4                    $118,500.00              $118,341.72                  $118,374.03
 GULF BREEZE                      09/1                    360                      Owner Occupied               11/01/2000
 FL        32561-0000             Refinance               Full                     N                            02/01/2001
 N                                78.91                   1255.51                  10/01/2                      03/01
 506492107                        8.25                    $362,500.00              $361,328.19                  $361,565.78
 WOODBURN                         08/3                    360                      Owner Occupied               11/01/2000
 OR        97071-0000             Refinance               Full                     N                            02/01/2001
 N                                72.31                   2723.35                  10/01/2                      03/01

 506494400                        7.875                   $288,000.00              $283,736.71                  $285,458.78
 BLOOMFIELD HILLS                 09/2                    180                      Owner Occupied               11/01/2000
 MI        48302-0000             Purchase                Full                     N                            01/01/2001
 N                                79.29                   2731.54                  10/01/2                      03/01
 506514801                        10.75                   $400,000.00              $399,075.93                  $399,233.39
 SEA ISLE CITY                    08/3                    360                      Investment Property          10/01/2000
 NJ        08243-0000             Purchase                Full                     N                            02/01/2001
 N                                72.58                   3733.93                  09/01/2                      03/01
 506517804                        8.5                     $83,500.00               $83,260.79                   $83,312.70
 DONNELLSON                       10/1                    360                      Owner Occupied               12/01/2000
 IA        52625-0000             Purchase                Full                     N                            02/01/2001
 Y                                102.22                  642.04                   11/01/2                      03/01

 506531300                        7.25                    $150,000.00              $149,398.81                  $149,519.46
 CANTON                           09/0                    360                      Owner Occupied               11/01/2000
 MI        48187-3502             Refinance               Full                     N                            02/01/2001
 Y                                69.86                   1023.27                  10/01/2                      03/01
 506556802                        8.125                   $282,000.00              $280,856.56                  $280,856.56
 WHITE LAKE                       09/0                    360                      Owner Occupied               11/01/2000
 MI        48386-0000             Purchase                Full                     N                            03/01/2001
 Y                                100.31                  2093.84                  10/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 506577303                        8                       $370,000.00              $369,250.24                  $369,501.82
 NORTHRIDGE                       12/0                    360                      Owner Occupied               01/01/2001
 CA        91325-0000             Refinance               Stated Income            N                            02/01/2001
 N                                73.90                   2714.93                  12/01/2                      03/01
 506585207                        7.125                   $225,000.00              $224,273.83                  $224,273.83
 GREER                            10/0                    360                      Owner Occupied               12/01/2000
 SC        29650-0000             Purchase                VIP Relocation           N                            03/01/2001
 Y                                41.37                   1515.87                  11/01/2                      03/01
 506589308                        6.875                   $175,000.00              $174,256.39                  $174,406.81
 BLOOMFIELD HILLS                 09/2                    360                      Owner Occupied               11/01/2000
 MI        48304-0000             Refinance               Select                   N                            02/01/2001
 Y                                28.59                   1149.63                  10/01/2                      03/01

 506603802                        8.375                   $190,000.00              $189,401.21                  $189,522.64
 KIRKLAND                         09/2                    360                      Investment Property          11/01/2000
 WA        98033-0000             Refinance               Full                     N                            02/01/2001
 N                                50.67                   1444.14                  10/01/2                      03/01
 506638105                        7.375                   $436,000.00              $434,660.64                  $434,998.56
 DOWNEY                           10/1                    360                      Owner Occupied               12/01/2000
 CA        90240-0000             Purchase                VIP Relocation           N                            02/01/2001
 Y                                79.81                   3011.35                  11/01/2                      03/01
 506658905                        8.125                   $199,000.00              $198,473.99                  $198,473.99
 WOODSTOCK                        10/1                    360                      Owner Occupied               12/01/2000
 GA        30189-0000             Purchase                Full                     N                            03/01/2001
 Y                                99.73                   1477.57                  11/01/2                      03/01

 506680404                        7                       $307,700.00              $306,424.10                  $306,682.26
 ROCHESTER HILLS                  09/2                    360                      Owner Occupied               11/01/2000
 MI        48309-0000             Refinance               Full                     N                            02/01/2001
 Y                                73.89                   2047.14                  10/01/2                      03/01
 506685007                        7.25                    $159,850.00              $159,346.67                  $159,473.64
 PLYMOUTH                         10/1                    360                      Owner Occupied               12/01/2000
 MI        48170-0000             Refinance               Full                     N                            02/01/2001
 Y                                74.17                   1090.46                  11/01/2                      03/01
 506692003                        6.5                     $161,000.00              $160,264.33                  $160,413.06
 SHELBY TOWNSHIP                  09/2                    360                      Owner Occupied               11/01/2000
 MI        48315-0000             Refinance               Full                     N                            02/01/2001
 Y                                69.74                   1017.63                  10/01/2                      03/01

 506695907                        8.625                   $78,126.00               $77,840.70                   $77,888.54
 ST LOUIS                         09/1                    360                      Owner Occupied               11/01/2000
 MO        63125-0000             Purchase                Full                     N                            02/01/2001
 Y                                100.82                  607.66                   10/01/2                      03/01
 506719509                        8.25                    $283,575.00              $282,844.17                  $283,028.76
 HIGHLANDS RANCH                  10/1                    360                      Owner Occupied               12/01/2000
 CO        80126-0000             Purchase                Full                     N                            02/01/2001
 Y                                94.81                   2130.41                  11/01/2                      03/01
 506744002                        8.5                     $181,120.00              $180,675.69                  $180,787.77
 HIGHLANDS RANCH                  10/2                    360                      Owner Occupied               12/01/2000
 CO        80126-0000             Purchase                Full                     N                            02/01/2001
 Y                                101.62                  1392.66                  11/01/2                      03/01

 506750900                        10                      $222,100.00              $221,802.76                  $221,902.66
 JAMAICA PLAIN                    11/0                    360                      Owner Occupied               01/01/2001
 MA        02130-0000             Refinance               Full                     N                            02/01/2001
 Y                                73.96                   1949.09                  12/01/2                      03/01
 506752807                        7                       $254,300.00              $253,245.51                  $253,458.87
 FARMINGTON HILLS                 10/0                    360                      Owner Occupied               11/01/2000
 MI        48331-0000             Refinance               Full                     N                            02/01/2001
 Y                                60.34                   1691.87                  10/01/2                      03/01
 506776707                        12                      $94,400.00               $94,241.62                   $94,269.93
 MIDLOTHIAN                       09/2                    360                      Owner Occupied               11/01/2000
 VA        23112-0000             Purchase                Stated Income            N                            02/01/2001
 N                                78.59                   971.01                   10/01/2                      03/01

 506782408                        8.625                   $100,900.00              $100,597.84                  $100,659.14
 MIFFLINBURG                      09/2                    360                      Owner Occupied               11/01/2000
 PA        17844-0000             Purchase                Full                     N                            02/01/2001
 Y                                102.71                  784.79                   10/01/2                      03/01
 506798107                        8.375                   $190,000.00              $154,120.20                  $154,219.80
 FAIR OAKS RANCH                  09/0                    360                      Owner Occupied               10/01/2000
 TX        78016-0000             Purchase                Full                     N                            02/01/2001
 N                                81.16                   1175.93                  09/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 506817006                        7.5                     $350,000.00              $345,886.40                  $345,886.40
 ROCHESTER                        09/2                    360                      Owner Occupied               11/01/2000
 MI        48307-0000             Purchase                Select                   N                            03/01/2001
 Y                                62.88                   2447.26                  10/01/2                      03/01
 506829902                        11.1                    $120,000.00              $119,786.79                  $119,830.22
 CEDAR HILL                       09/2                    360                      Owner Occupied               11/01/2000
 MO        63016-0000             Purchase                Stated Income            N                            02/01/2001
 Y                                79.88                   1151.86                  10/01/2                      03/01
 506889906                        12                      $58,500.00               $58,398.95                   $58,433.92
 KALAMAZOO                        09/2                    360                      Owner Occupied               11/01/2000
 MI        49004-0000             Refinance               Full                     N                            01/01/2001
 N                                89.89                   601.74                   10/01/2                      03/01

 506904002                        7.25                    $196,250.00              $195,228.38                  $195,486.10
 SOUTH LYON                       10/1                    360                      Owner Occupied               12/01/2000
 MI        48178-0000             Refinance               Full                     N                            02/01/2001
 Y                                76.66                   1338.78                  11/01/2                      03/01
 506961804                        8.25                    $1,650,000.00            $1,636,569.51                $1,639,692.52
 LATTINGTON                       09/2                    360                      Owner Occupied               11/01/2000
 NY        11773-0000             Purchase                Super Select             N                            02/01/2001
 N                                63.18                   12395.9                  10/01/2                      03/01
 506980200                        6.5                     $81,850.00               $81,475.99                   $81,551.60
 ROYAL OAK                        09/2                    360                      Owner Occupied               11/01/2000
 MI        48067-0000             Refinance               Full                     N                            02/01/2001
 Y                                67.95                   517.35                   10/01/2                      03/01

 506996800                        8.625                   $163,750.00              $163,257.66                  $163,257.66
 HAVERHILL                        10/2                    360                      Owner Occupied               12/01/2000
 MA        01832-0000             Purchase                Full                     N                            03/01/2001
 Y                                102.67                  1273.63                  11/01/2                      03/01
 507003804                        7.75                    $115,350.00              $115,021.18                  $115,021.18
 BATTLE CREEK                     10/1                    360                      Owner Occupied               12/01/2000
 MI        49017-0000             Purchase                Full                     N                            03/01/2001
 Y                                102.69                  826.38                   11/01/2                      03/01
 507060606                        9.125                   $40,800.00               $40,689.73                   $40,712.12
 CRENSHAW                         09/1                    360                      Investment Property          11/01/2000
 MS        38621-0000             Purchase                Stated Income            N                            02/01/2001
 N                                84.81                   331.97                   10/01/2                      03/01

 507065100                        9.5                     $40,100.00               $40,040.33                   $40,020.13
 ECORSE                           11/2                    360                      Owner Occupied               01/01/2001
 MI        48229-0000             Refinance               Stated Income            N                            04/01/2001
 N                                80.04                   337.19                   12/01/2                      03/01
 507072304                        7.875                   $319,200.00              $318,312.60                  $318,312.60
 FORT LAUDERDALE                  10/1                    360                      Owner Occupied               12/01/2000
 FL        33316-0000             Purchase                Full                     N                            03/01/2001
 Y                                79.77                   2314.43                  11/01/2                      03/01
 507079705                        7.25                    $272,650.00              $272,008.04                  $272,223.32
 DETROIT                          11/1                    360                      Owner Occupied               01/01/2001
 MI        48203-0000             Refinance               Full                     N                            02/01/2001
 Y                                49.49                   1859.96                  12/01/2                      03/01

 507085207                        8.375                   $322,000.00              $321,190.98                  $321,190.98
 CARMEL                           10/0                    360                      Owner Occupied               12/01/2000
 IN        46032-0000             Purchase                Full                     N                            03/01/2001
 N                                69.82                   2447.44                  11/01/2                      03/01
 507086502                        7.875                   $276,800.00              $275,834.91                  $275,834.91
 WEST BLOOMFIELD                  10/0                    360                      Owner Occupied               11/01/2000
 MI        48323-0000             Refinance               Full                     N                            03/01/2001
 Y                                79.49                   2007                     10/01/2                      03/01
 507132603                        12                      $94,500.00               $94,361.93                   $94,390.07
 CLINTON                          09/2                    360                      Owner Occupied               11/01/2000
 MS        39056-0000             Purchase                Full                     N                            02/01/2001
 N                                89.89                   972.04                   10/01/2                      03/01

 507136901                        10                      $58,800.00               $58,721.31                   $58,747.76
 STAFFORD SPRINGS                 11/1                    360                      Owner Occupied               01/01/2001
 CT        06076-0000             Purchase                Full                     N                            02/01/2001
 Y                                79.92                   516.01                   12/01/2                      03/01
 507137701                        7.25                    $208,250.00              $207,427.82                  $207,594.24
 BLOOMFIELD TWP                   10/1                    360                      Owner Occupied               11/01/2000
 MI        48302-0000             Refinance               Full                     N                            02/01/2001
 Y                                59.31                   1420.64                  10/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 507139004                        7.5                     $163,400.00              $163,033.91                  $163,156.70
 TROY                             11/0                    360                      Owner Occupied               01/01/2001
 MI        48098-0000             Refinance               Full                     N                            02/01/2001
 Y                                51.79                   1142.52                  12/01/2                      03/01
 507144509                        11.75                   $190,390.00              $189,961.25                  $190,022.43
 BOOTHWYN                         10/0                    360                      Owner Occupied               12/01/2000
 PA        19061-0000             Purchase                Full                     N                            02/01/2001
 N                                89.80                   1921.82                  11/01/2                      03/01
 507150803                        6.5                     $100,000.00              $99,456.17                   $99,549.02
 AUBURN HILLS                     09/2                    360                      Owner Occupied               11/01/2000
 MI        48326-0000             Purchase                Family First             N                            02/01/2001
 N                                48.09                   632.07                   10/01/2                      03/01

 507157402                        7.25                    $205,900.00              $205,249.15                  $205,249.15
 HARRISON TWP                     10/1                    360                      Owner Occupied               12/01/2000
 MI        48045-0000             Refinance               Full                     N                            03/01/2001
 Y                                68.41                   1404.61                  11/01/2                      03/01
 507160802                        7.875                   $170,000.00              $169,527.40                  $169,527.40
 CENTERVILLE                      10/1                    360                      Owner Occupied               12/01/2000
 MA        02632-0000             Purchase                Full                     N                            03/01/2001
 Y                                66.48                   1232.62                  11/01/2                      03/01
 507164002                        7.25                    $389,400.00              $388,173.84                  $388,173.84
 PLYMOUTH                         11/0                    360                      Owner Occupied               12/01/2000
 MI        48170-0000             Refinance               Select                   N                            03/01/2001
 Y                                79.21                   2656.4                   11/01/2                      03/01

 507190106                        10                      $525,000.00              $524,059.27                  $524,297.39
 CONCORD                          10/1                    360                      Owner Occupied               12/01/2000
 MA        01742-0000             Refinance               No Income/No             N                            02/01/2001
 Y                                49.93                   4607.26                  11/01/2                      03/01
 507192904                        7.25                    $186,550.00              $185,962.59                  $186,110.77
 BROWNSTOWN                       10/0                    360                      Owner Occupied               12/01/2000
 MI        48183-0000             Refinance               Select                   N                            02/01/2001
 Y                                75.96                   1272.6                   11/01/2                      03/01
 507224400                        7.25                    $239,000.00              $238,247.41                  $238,437.26
 CANTON                           10/1                    360                      Owner Occupied               12/01/2000
 MI        48187-4671             Refinance               Full                     N                            02/01/2001
 Y                                78.17                   1630.41                  11/01/2                      03/01

 507251403                        8.375                   $133,850.00              $132,486.82                  $132,831.18
 MARSHALL                         10/1                    360                      Owner Occupied               12/01/2000
 MI        49068-0000             Purchase                Full                     N                            02/01/2001
 Y                                100.62                  1017.36                  11/01/2                      03/01
 507253003                        6.99                    $89,362.00               $88,939.54                   $89,138.24
 POST FALLS                       10/0                    360                      Owner Occupied               12/01/2000
 ID        83854-0000             Purchase                Full                     N                            02/01/2001
 N                                99.51                   593.93                   11/01/2                      03/01
 507294403                        9.375                   $2,085,000.00            $2,080,738.72                $2,081,816.51
 FORT WORTH                       10/2                    360                      Owner Occupied               12/01/2000
 TX        76107-0000             Refinance               Full                     N                            02/01/2001
 N                                41.63                   17341.98                 11/01/2                      03/01

 507297208                        12.7                    $69,300.00               $69,248.59                   $69,248.59
 EDMOND                           11/2                    360                      Owner Occupied               01/01/2001
 OK        73013-5217             Refinance               Full                     N                            03/01/2001
 N                                98.92                   750.38                   12/01/2                      03/01
 507300903                        8.25                    $496,000.00              $494,721.74                  $495,044.60
 ENGLEWOOD                        10/1                    360                      Owner Occupied               12/01/2000
 NJ        07631-0000             Purchase                Full                     N                            02/01/2001
 N                                79.84                   3726.29                  11/01/2                      03/01
 507317105                        8.5                     $69,840.00               $69,668.34                   $69,711.56
 DEARBORN HEIGHTS                 10/2                    360                      Owner Occupied               12/01/2000
 MI        48272-0000             Purchase                Full                     N                            02/01/2001
 N                                96.82                   537.01                   11/01/2                      03/01

 507317907                        7.875                   $143,150.00              $142,752.03                  $142,852.50
 BATTLE CREEK                     10/1                    360                      Owner Occupied               12/01/2000
 MI        49015-0000             Purchase                Full                     N                            02/01/2001
 Y                                102.69                  1037.94                  11/01/2                      03/01
 507319002                        7.25                    $307,000.00              $306,033.28                  $306,277.15
 PLYMOUTH                         10/0                    360                      Owner Occupied               12/01/2000
 MI        48170-0000             Purchase                Full                     N                            02/01/2001
 Y                                82.77                   2094.29                  11/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 507328508                        11.625                  $28,350.00               $28,111.37                   $28,171.89
 HOLLYWOOD                        10/3                    180                      Owner Occupied               12/01/2000
 FL        33020-0000             Purchase                Full                     N                            02/01/2001
 N                                89.43                   333.44                   11/01/2                      03/01
 507363802                        7.25                    $221,700.00              $221,001.17                  $221,001.17
 AUBURN HILLS                     11/1                    360                      Owner Occupied               12/01/2000
 MI        48326-0000             Refinance               Full                     N                            03/01/2001
 Y                                85.00                   1512.39                  11/01/2                      03/01
 507372407                        6.5                     $158,000.00              $156,426.19                  $156,426.19
 REDFORD                          10/1                    360                      Owner Occupied               12/01/2000
 MI        48240-0000             Refinance               Full                     N                            03/01/2001
 Y                                77.05                   998.67                   11/01/2                      03/01

 507375608                        8.5                     $146,300.00              $145,941.69                  $145,941.69
 MACOMB TOWNSHIP                  10/3                    360                      Owner Occupied               12/01/2000
 MI        48044-0000             Purchase                Full                     N                            03/01/2001
 Y                                100.64                  1124.92                  11/01/2                      03/01
 507382000                        6.875                   $196,500.00              $196,001.89                  $196,168.88
 PLYMOUTH                         11/2                    360                      Owner Occupied               01/01/2001
 MI        48170-0000             Refinance               Full                     N                            02/01/2001
 Y                                63.28                   1290.87                  12/01/2                      03/01
 507401909                        6.875                   $132,450.00              $132,001.03                  $132,114.24
 ROYAL OAK                        10/2                    360                      Owner Occupied               12/01/2000
 MI        48073-0000             Refinance               Full                     N                            02/01/2001
 Y                                75.06                   870.11                   11/01/2                      03/01

 507407807                        7.625                   $26,780.00               $25,763.90                   $25,763.90
 GLENDIVE                         10/1                    360                      Owner Occupied               12/01/2000
 MT        59330-0000             Purchase                Full                     N                            03/01/2001
 Y                                99.09                   189.55                   11/01/2                      03/01
 507417103                        8.125                   $132,800.00              $132,448.97                  $132,537.62
 RAPID CITY                       10/1                    360                      Owner Occupied               12/01/2000
 SD        57701-0000             Purchase                Full                     N                            02/01/2001
 Y                                101.95                  986.04                   11/01/2                      03/01
 507423101                        6.75                    $298,500.00              $297,463.26                  $297,724.63
 NORTHVILLE                       10/2                    360                      Owner Occupied               12/01/2000
 MI        48167-0000             Refinance               Full                     N                            02/01/2001
 Y                                29.77                   1936.07                  11/01/2                      03/01

 507434306                        8.375                   $94,245.00               $93,927.37                   $93,927.37
 PEMBROKE PINES                   10/1                    360                      Owner Occupied               12/01/2000
 FL        33024-0000             Purchase                Full                     N                            03/01/2001
 Y                                102.65                  716.33                   11/01/2                      03/01
 507443802                        8.5                     $91,550.00               $91,382.44                   $91,382.44
 HIGH RIDGE                       11/1                    360                      Owner Occupied               01/01/2001
 MO        63049-0000             Purchase                Full                     N                            03/01/2001
 Y                                101.53                  703.94                   12/01/2                      03/01
 507456705                        7.75                    $127,800.00              $127,435.67                  $127,435.67
 VALLEY                           10/1                    360                      Second Home                  12/01/2000
 AL        36854-0000             Purchase                Full                     N                            03/01/2001
 N                                89.74                   915.58                   11/01/2                      03/01

 507470508                        7.5                     $80,000.00               $79,880.87                   $79,940.62
 HARTLAND TOWNSHIP                12/1                    360                      Owner Occupied               02/01/2001
 MI        48353-0000             Refinance               Full                     N                            02/01/2001
 Y                                63.95                   559.38                   01/01/2                      03/01
 507470904                        7.5                     $201,000.00              $200,397.67                  $200,549.66
 PLYMOUTH                         11/0                    360                      Owner Occupied               12/01/2000
 MI        48170-3723             Refinance               Full                     N                            02/01/2001
 Y                                69.15                   1405.43                  11/01/2                      03/01
 507480002                        11.85                   $76,400.00               $76,308.25                   $76,308.25
 GREEN BAY                        10/2                    360                      Owner Occupied               12/01/2000
 WI        54301-0000             Refinance               Full                     N                            03/01/2001
 Y                                80.32                   777.05                   11/01/2                      03/01

 507485803                        7.25                    $85,000.00               $84,799.87                   $84,866.98
 CANTON                           11/1                    360                      Owner Occupied               01/01/2001
 MI        48187-0000             Refinance               Full                     N                            02/01/2001
 Y                                42.86                   579.85                   12/01/2                      03/01
 507493609                        8.125                   $114,850.00              $114,546.41                  $114,546.41
 CLINTON TWP                      10/3                    360                      Owner Occupied               12/01/2000
 MI        48038-0000             Purchase                Full                     N                            03/01/2001
 Y                                102.27                  852.76                   11/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 507493807                        9.5                     $245,000.00              $216,946.52                  $217,286.44
 NATICK                           12/2                    360                      Owner Occupied               02/01/2001
 MA        01760-0000             Refinance               Stated Income            N                            02/01/2001
 N                                70.09                   2060.1                   01/01/2                      03/01
 507510402                        12.5                    $26,350.00               $26,329.54                   $26,336.43
 DETROIT                          11/2                    360                      Investment Property          01/01/2001
 MI        48238-0000             Purchase                Full                     N                            02/01/2001
 N                                84.95                   281.23                   12/01/2                      03/01
 507531507                        7                       $99,800.00               $99,480.46                   $99,563.65
 ROCKWOOD                         11/0                    360                      Owner Occupied               01/01/2001
 MI        48173-0000             Refinance               Full                     N                            02/01/2001
 Y                                44.41                   663.98                   12/01/2                      03/01

 507533909                        12.4                    $60,000.00               $59,936.22                   $59,936.22
 KALAMAZOO                        10/2                    360                      Owner Occupied               12/01/2000
 MI        49001-0000             Refinance               Full                     N                            03/01/2001
 N                                79.91                   635.7                    11/01/2                      03/01
 507535409                        8.25                    $383,400.00              $383,155.52                  $383,155.52
 GLENDALE                         01/2                    360                      Owner Occupied               03/01/2001
 CA        91206-0000             Refinance               Stated Income            N                            03/01/2001
 N                                79.82                   2880.36                  02/01/2                      03/01
 507543304                        6.75                    $242,000.00              $241,159.50                  $241,159.50
 DANA POINT                       10/2                    360                      Second Home                  12/01/2000
 CA        92629-0000             Refinance               Full                     N                            03/01/2001
 Y                                60.28                   1569.61                  11/01/2                      03/01

 507553402                        7.625                   $126,100.00              $125,731.43                  $125,824.45
 LEES SUMMIT                      10/2                    360                      Owner Occupied               12/01/2000
 MO        64086-0000             Purchase                Full                     N                            02/01/2001
 Y                                97.10                   892.53                   11/01/2                      03/01
 507553600                        9                       $520,000.00              $518,850.53                  $519,141.01
 GROSSE ILE                       10/1                    360                      Owner Occupied               12/01/2000
 MI        48138-0000             Purchase                Full                     N                            02/01/2001
 N                                79.86                   4184.04                  11/01/2                      03/01
 507559409                        7.25                    $429,100.00              $427,748.86                  $427,748.86
 BIRMINGHAM                       10/2                    360                      Owner Occupied               12/01/2000
 MI        48009-0000             Refinance               Select                   N                            03/01/2001
 Y                                75.44                   2927.22                  11/01/2                      03/01

 507564706                        9.5                     $165,000.00              $164,754.59                  $164,754.59
 BABYLON                          11/2                    360                      Owner Occupied               01/01/2001
 NY        11702-0000             Refinance               Full                     N                            03/01/2001
 Y                                73.22                   1387.41                  12/01/2                      03/01
 507565208                        8.25                    $19,050.00               $18,698.67                   $18,737.45
 ESTHERVILLE                      11/1                    360                      Owner Occupied               12/01/2000
 IA        51334-0000             Purchase                Full                     N                            02/01/2001
 Y                                101.28                  143.12                   11/01/2                      03/01
 507569804                        11.94                   $56,700.00               $56,633.20                   $56,650.16
 ELIZABETHTOWN                    10/2                    360                      Owner Occupied               12/01/2000
 KY        42701-0000             Refinance               Full                     N                            02/01/2001
 N                                69.93                   580.61                   11/01/2                      03/01

 507580801                        12.625                  $62,400.00               $62,336.89                   $62,336.89
 PROCTOR                          10/3                    360                      Investment Property          12/01/2000
 VT        05765-0000             Refinance               Stated Income            N                            03/01/2001
 N                                64.93                   672.03                   11/01/2                      03/01
 507598308                        7                       $149,950.00              $149,453.99                  $149,579.08
 BLOOMFIELD HILLS                 11/0                    360                      Owner Occupied               12/01/2000
 MI        48302-0000             Refinance               Select                   N                            02/01/2001
 Y                                24.92                   997.63                   11/01/2                      03/01
 507604403                        7.25                    $69,450.00               $69,231.29                   $69,231.29
 TROY                             11/0                    360                      Owner Occupied               12/01/2000
 MI        48098-0000             Refinance               Full                     N                            03/01/2001
 Y                                26.62                   473.78                   11/01/2                      03/01

 507639904                        10.65                   $49,875.00               $49,816.92                   $49,836.45
 SHOHOLA                          12/0                    360                      Owner Occupied               01/01/2001
 PA        18458-0000             Purchase                Full                     N                            02/01/2001
 N                                74.94                   461.83                   12/01/2                      03/01
 507660009                        6.875                   $57,600.00               $56,084.21                   $56,084.21
 CANTON                           11/0                    360                      Owner Occupied               01/01/2001
 MI        48187-0000             Refinance               Select                   N                            03/01/2001
 Y                                15.57                   378.4                    12/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 507663607                        8                       $84,450.00               $84,278.88                   $84,336.30
 BOCA RATON                       11/2                    360                      Owner Occupied               01/01/2001
 FL        33433-0000             Purchase                Full                     N                            02/01/2001
 Y                                102.84                  619.66                   12/01/2                      03/01
 507686004                        8.25                    $165,000.00              $164,473.41                  $164,581.50
 OXFORD                           10/2                    360                      Owner Occupied               12/01/2000
 MI        48371-0000             Purchase                Full                     N                            02/01/2001
 Y                                96.86                   1239.59                  11/01/2                      03/01
 507695203                        7                       $140,700.00              $140,226.61                  $140,344.03
 LIVONIA                          11/0                    360                      Owner Occupied               12/01/2000
 MI        48150-0000             Refinance               Full                     N                            02/01/2001
 Y                                64.52                   936.09                   11/01/2                      03/01

 507706000                        6.875                   $280,000.00              $279,050.91                  $279,050.91
 SCOTTSDALE                       10/2                    360                      Owner Occupied               12/01/2000
 AZ        85258-4752             Purchase                Full                     N                            03/01/2001
 Y                                79.72                   1839.41                  11/01/2                      03/01
 507706802                        8.25                    $80,400.00               $80,192.80                   $80,245.13
 JACKSON                          10/3                    360                      Owner Occupied               12/01/2000
 MS        39212-0000             Purchase                Full                     N                            02/01/2001
 Y                                99.80                   604.02                   11/01/2                      03/01
 507717908                        8.375                   $190,000.00              $189,522.64                  $189,643.23
 PORTAGE                          10/3                    360                      Owner Occupied               12/01/2000
 MI        49009-0000             Purchase                Full                     N                            02/01/2001
 Y                                99.86                   1444.14                  11/01/2                      03/01

 507718807                        7                       $366,000.00              $364,789.42                  $365,094.71
 OAKLAND                          11/1                    360                      Owner Occupied               12/01/2000
 MI        48363-0000             Refinance               Full                     N                            02/01/2001
 Y                                61.88                   2435.01                  11/01/2                      03/01
 507729507                        8.875                   $76,500.00               $76,457.11                   $76,500.00
 CARMEL                           01/1                    360                      Owner Occupied               03/01/2001
 NY        10512-0000             Purchase                Stated Income            N                            02/01/2001
 N                                85.00                   608.67                   02/01/2                      03/01
 507754000                        10.125                  $45,000.00               $44,941.33                   $44,961.05
 PROVIDENCE                       11/3                    360                      Owner Occupied               01/01/2001
 RI        02909-0000             Purchase                Full                     N                            02/01/2001
 N                                89.92                   399.08                   12/01/2                      03/01

 507757102                        12.58                   $150,300.00              $150,125.87                  $150,125.87
 DURHAM                           10/2                    360                      Owner Occupied               12/01/2000
 NC        27713-0000             Purchase                Full                     N                            03/01/2001
 N                                89.89                   1613.42                  11/01/2                      03/01
 507786101                        7.25                    $106,000.00              $105,666.22                  $105,666.22
 BRIGHTON                         11/0                    360                      Owner Occupied               12/01/2000
 MI        48116-0000             Refinance               Select                   N                            03/01/2001
 Y                                51.79                   723.11                   11/01/2                      03/01
 507800001                        8.375                   $156,800.00              $155,730.49                  $155,730.49
 BATTLE CREEK                     10/2                    360                      Owner Occupied               12/01/2000
 MI        49014-0000             Purchase                Full                     N                            03/01/2001
 Y                                101.12                  1191.79                  11/01/2                      03/01

 507802809                        11                      $119,700.00              $119,614.23                  $119,657.31
 NORWICH                          12/0                    360                      Investment Property          02/01/2001
 CT        06360-0000             Purchase                Full                     N                            02/01/2001
 N                                89.96                   1139.94                  01/01/2                      03/01
 507808400                        10.6                    $143,412.00              $143,299.96                  $143,356.23
 DEWITT                           12/1                    360                      Owner Occupied               02/01/2001
 MI        48820-0000             Purchase                Full                     N                            02/01/2001
 N                                67.97                   1322.58                  01/01/2                      03/01
 507813202                        7                       $234,400.00              $233,624.70                  $233,624.70
 TROY                             10/2                    360                      Owner Occupied               12/01/2000
 MI        48098-0000             Purchase                Select                   N                            03/01/2001
 Y                                79.73                   1559.47                  11/01/2                      03/01

 507815405                        6.75                    $242,550.00              $241,607.17                  $241,607.17
 PLYMOUTH                         10/3                    360                      Owner Occupied               12/01/2000
 MI        48170-0000             Refinance               Full                     N                            03/01/2001
 Y                                56.84                   1573.18                  11/01/2                      03/01
 507815603                        7.5                     $363,750.00              $361,545.99                  $362,651.43
 NORTHVILLE                       12/1                    180                      Owner Occupied               02/01/2001
 MI        48167-0000             Purchase                Stated Income            N                            02/01/2001
 N                                74.95                   3372.01                  01/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 507837102                        10.75                   $288,000.00              $287,671.79                  $287,891.57
 LANGHORNE                        12/0                    360                      Owner Occupied               01/01/2001
 PA        19047-2165             Purchase                No Income/No             N                            01/01/2001
 N                                89.96                   2688.43                  12/01/2                      03/01
 507851905                        11.9                    $103,864.00              $103,771.93                  $103,802.92
 RED HOOK                         11/2                    360                      Investment Property          01/01/2001
 NY        12571-0000             Refinance               Stated Income            N                            02/01/2001
 N                                62.91                   1060.37                  12/01/2                      03/01
 507864106                        10.08                   $16,000.00               $15,978.94                   $15,978.94
 KALAMAZOO                        11/1                    360                      Second Home                  01/01/2001
 MI        49001-0000             Refinance               Full                     N                            03/01/2001
 N                                36.31                   141.36                   12/01/2                      03/01

 507866408                        10.8                    $43,450.00               $43,401.02                   $43,401.02
 FRAMINGHAM                       11/1                    360                      Owner Occupied               01/01/2001
 MA        01702-0000             Purchase                Full                     N                            03/01/2001
 N                                66.87                   407.23                   12/01/2                      03/01
 507890002                        7.5                     $333,100.00              $332,353.72                  $332,604.03
 NOVI                             11/1                    360                      Owner Occupied               01/01/2001
 MI        48374-0000             Refinance               Select                   N                            02/01/2001
 Y                                65.93                   2329.09                  12/01/2                      03/01
 507891802                        8.375                   $56,630.00               $56,291.20                   $56,291.20
 DETROIT                          11/1                    360                      Owner Occupied               01/01/2001
 MI        48219-0000             Purchase                Full                     N                            03/01/2001
 Y                                102.34                  430.43                   12/01/2                      03/01

 507902708                        7.25                    $145,650.00              $145,307.07                  $145,422.07
 FENTON                           11/1                    360                      Owner Occupied               01/01/2001
 MI        48430-0000             Refinance               Full                     N                            02/01/2001
 Y                                72.71                   993.59                   12/01/2                      03/01
 507911501                        8.375                   $478,000.00              $477,403.71                  $477,403.71
 BRANDON                          12/1                    360                      Owner Occupied               02/01/2001
 MI        48462-0000             Refinance               Full                     N                            03/01/2001
 N                                71.57                   3633.15                  01/01/2                      03/01
 507935807                        7                       $318,500.00              $317,976.33                  $318,238.93
 DAVISBURG                        12/1                    360                      Owner Occupied               02/01/2001
 MI        48350-0000             Refinance               Full                     N                            02/01/2001
 Y                                66.99                   2118.99                  01/01/2                      03/01

 507957207                        6.75                    $210,000.00              $209,270.63                  $209,454.51
 BLOOMFIELD                       10/2                    360                      Owner Occupied               12/01/2000
 MI        48304-0000             Purchase                Full                     N                            02/01/2001
 Y                                38.78                   1362.06                  11/01/2                      03/01
 507963403                        11.75                   $163,800.00              $163,649.91                  $163,649.91
 JOHNSTOWN                        11/2                    360                      Owner Occupied               01/01/2001
 CO        80534-0000             Purchase                Full                     N                            03/01/2001
 N                                89.91                   1653.42                  12/01/2                      03/01
 507975308                        7.25                    $119,300.00              $118,974.51                  $118,863.31
 BLOOMFIELD HILLS                 11/0                    360                      Owner Occupied               01/01/2001
 MI        48302-0000             Refinance               Full                     N                            04/01/2001
 Y                                47.54                   813.84                   12/01/2                      03/01

 507997005                        11.06                   $67,500.00               $67,428.09                   $67,476.25
 MARSHALL                         11/2                    360                      Owner Occupied               01/01/2001
 MI        49068-0000             Refinance               Full                     N                            01/01/2001
 N                                74.97                   645.88                   12/01/2                      03/01
 508002508                        8.125                   $137,000.00              $136,729.33                  $136,729.33
 SHARPSVILLE                      11/1                    360                      Owner Occupied               01/01/2001
 IN        46068-0000             Purchase                Full                     N                            03/01/2001
 Y                                101.65                  1017.22                  12/01/2                      03/01
 508005709                        7                       $850,000.00              $848,602.44                  $849,303.25
 RYE                              12/0                    360                      Owner Occupied               02/01/2001
 NY        10580-0000             Purchase                VIP Relocation           N                            02/01/2001
 Y                                52.26                   5655.08                  01/01/2                      03/01

 508031903                        7                       $200,300.00              $199,804.55                  $199,970.66
 BRIGHTON                         12/0                    360                      Owner Occupied               01/01/2001
 MI        48114-0000             Refinance               Full                     N                            02/01/2001
 Y                                66.65                   1332.61                  12/01/2                      03/01
 508044203                        12                      $45,000.00               $44,960.97                   $44,974.11
 DICKINSON                        11/1                    360                      Owner Occupied               01/01/2001
 TX        77539-0000             Purchase                Full                     N                            02/01/2001
 N                                89.94                   462.88                   12/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 508048402                        9.125                   $157,250.00              $157,081.44                  $157,166.32
 PORTLAND                         12/1                    360                      Owner Occupied               02/01/2001
 OR        97219-0000             Refinance               Full                     N                            02/01/2001
 N                                84.95                   1279.44                  01/01/2                      03/01
 508055803                        12.625                  $22,500.00               $22,480.87                   $22,486.61
 MEMPHIS                          11/1                    360                      Investment Property          01/01/2001
 TN        38107-0000             Purchase                Full                     N                            02/01/2001
 N                                89.94                   242.32                   12/01/2                      03/01
 508071107                        11.89                   $260,000.00              $259,846.78                  $259,923.77
 BAYSHORE                         12/1                    360                      Owner Occupied               02/01/2001
 NY        11706-0000             Refinance               Full                     N                            02/01/2001
 N                                64.98                   2652.4                   01/01/2                      03/01

 508071701                        8                       $82,250.00               $82,027.04                   $82,027.04
 CHATTANOOGA                      10/2                    360                      Owner Occupied               12/01/2000
 TN        37421-0000             Purchase                Full                     N                            03/01/2001
 Y                                102.66                  603.52                   11/01/2                      03/01
 508079308                        6.875                   $650,000.00              $648,904.71                  $648,904.71
 BROOKSIDE                        12/1                    360                      Owner Occupied               02/01/2001
 NJ        07926-0000             Purchase                VIP Relocation           N                            03/01/2001
 Y                                58.32                   4270.04                  01/01/2                      03/01
 508083904                        6.75                    $285,000.00              $284,259.70                  $284,507.85
 GLASTONBURY                      11/0                    360                      Owner Occupied               01/01/2001
 CT        06033-0000             Refinance               Full                     N                            02/01/2001
 Y                                69.39                   1848.51                  12/01/2                      03/01

 508106200                        7.25                    $190,800.00              $190,350.75                  $190,501.40
 CANTON                           11/1                    360                      Owner Occupied               01/01/2001
 MI        48187-0000             Refinance               Full                     N                            02/01/2001
 Y                                70.55                   1301.6                   12/01/2                      03/01
 508119708                        8.125                   $164,900.00              $164,574.19                  $164,683.53
 RALEIGH                          11/2                    360                      Owner Occupied               01/01/2001
 NC        27612-0000             Purchase                Full                     N                            02/01/2001
 Y                                101.83                  1224.38                  12/01/2                      03/01
 508122306                        10                      $220,850.00              $220,653.78                  $220,752.30
 CARMEL                           12/1                    360                      Owner Occupied               02/01/2001
 IN        46033-0000             Purchase                Stated Income            N                            02/01/2001
 N                                84.94                   1938.12                  01/01/2                      03/01

 508134400                        6.75                    $258,400.00              $257,953.79                  $257,953.79
 RENTON                           12/1                    360                      Investment Property          02/01/2001
 WA        98056-0000             Purchase                Select                   N                            03/01/2001
 Y                                84.85                   1675.98                  01/01/2                      03/01
 508141306                        11.75                   $286,299.00              $286,036.69                  $286,124.98
 HIGHLANDS RANCH                  11/0                    360                      Owner Occupied               01/01/2001
 CO        80126-0000             Purchase                Full                     N                            02/01/2001
 N                                89.94                   2889.93                  12/01/2                      03/01
 508145406                        9.125                   $148,000.00              $147,340.71                  $147,562.14
 SAN PABLO                        12/0                    240                      Owner Occupied               01/01/2001
 CA        94806-0000             Refinance               Stated Income            N                            02/01/2001
 N                                57.19                   1343.52                  12/01/2                      03/01

 508148301                        8                       $39,200.00               $39,120.55                   $39,120.55
 PRUDENVILLE                      11/2                    360                      Owner Occupied               01/01/2001
 MI        48651-0000             Purchase                Family First             N                            03/01/2001
 N                                79.84                   287.64                   12/01/2                      03/01
 508171709                        7                       $495,500.00              $494,274.39                  $494,274.39
 NORTHVILLE                       11/2                    360                      Owner Occupied               01/01/2001
 MI        48167-0000             Refinance               Full                     N                            03/01/2001
 Y                                76.04                   3296.58                  12/01/2                      03/01
 508173309                        8.875                   $110,400.00              $110,275.74                  $110,338.10
 RICHMOND                         12/1                    360                      Owner Occupied               02/01/2001
 VA        23234-0000             Refinance               Full                     N                            02/01/2001
 N                                79.95                   878.4                    01/01/2                      03/01

 508175908                        7                       $261,550.00              $260,079.62                  $260,450.43
 CHICAGO                          11/1                    360                      Owner Occupied               12/01/2000
 IL        60605-0000             Refinance               Full                     N                            02/01/2001
 Y                                78.44                   1740.1                   11/01/2                      03/01
 508176401                        6.625                   $388,100.00              $386,718.95                  $386,718.95
 WEST BLOOMFIELD                  11/1                    360                      Owner Occupied               12/01/2000
 MI        48322-0000             Refinance               Full                     N                            03/01/2001
 Y                                75.09                   2485.05                  11/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 508180304                        9.625                   $123,750.00              $123,690.71                  $123,750.00
 PHILADELPHIA                     01/1                    360                      Investment Property          03/01/2001
 PA        19123-0000             Refinance               Full                     N                            02/01/2001
 N                                75.00                   1051.87                  02/01/2                      03/01
 508209301                        11.5                    $85,950.00               $85,922.53                   $85,950.00
 PROVIDENCE                       01/0                    360                      Owner Occupied               03/01/2001
 RI        02909-0000             Purchase                Full                     N                            02/01/2001
 N                                90.00                   851.16                   02/01/2                      03/01
 508225802                        11.5                    $123,800.00              $123,680.17                  $123,720.50
 BOWLING GREEN                    11/2                    360                      Owner Occupied               01/01/2001
 KY        42101-8456             Purchase                Full                     N                            02/01/2001
 N                                89.91                   1225.98                  12/01/2                      03/01

 508239001                        7                       $118,150.00              $117,835.32                  $117,944.52
 LIVONIA                          12/0                    360                      Owner Occupied               01/01/2001
 MI        48150-0000             Refinance               Full                     N                            02/01/2001
 Y                                77.59                   786.06                   12/01/2                      03/01
 508244605                        7.875                   $320,000.00              $319,558.09                  $319,779.77
 MOHNTON                          12/1                    360                      Owner Occupied               02/01/2001
 PA        19540-0000             Purchase                Full                     N                            02/01/2001
 N                                74.36                   2320.23                  01/01/2                      03/01
 508245909                        11.7                    $121,425.00              $121,159.59                  $121,198.92
 MILFORD                          11/3                    360                      Owner Occupied               01/01/2001
 NH        03055-0000             Purchase                Full                     N                            02/01/2001
 N                                74.86                   1221.02                  12/01/2                      03/01

 508251907                        9.875                   $415,650.00              $415,461.15                  $415,650.00
 GLASTONBURY                      01/1                    360                      Owner Occupied               03/01/2001
 CT        06033-0000             Purchase                Full                     N                            02/01/2001
 N                                85.00                   3609.3                   02/01/2                      03/01
 508257409                        8.25                    $159,900.00              $159,591.99                  $159,695.36
 CAMAS                            11/1                    360                      Owner Occupied               01/01/2001
 WA        98607-0000             Purchase                Full                     N                            02/01/2001
 Y                                99.87                   1201.28                  12/01/2                      03/01
 508275906                        9.5                     $108,000.00              $107,893.32                  $107,893.32
 CHESTERFIELD                     12/1                    360                      Investment Property          02/01/2001
 NH        03443-0000             Purchase                Full                     N                            03/01/2001
 N                                89.91                   908.13                   01/01/2                      03/01

 508282407                        9                       $105,000.00              $104,884.85                  $104,884.85
 WEST OSSIPEE                     12/1                    360                      Owner Occupied               02/01/2001
 NH        03890-0000             Refinance               Stated Income            N                            03/01/2001
 N                                74.91                   844.86                   01/01/2                      03/01
 508288107                        6.875                   $155,000.00              $154,607.09                  $154,607.09
 OXFORD                           11/2                    360                      Owner Occupied               01/01/2001
 MI        48371-0000             Purchase                Full                     N                            03/01/2001
 Y                                75.66                   1018.24                  12/01/2                      03/01
 508288305                        7                       $850,000.00              $848,557.52                  $849,303.25
 PLYMOUTH                         12/2                    360                      Owner Occupied               02/01/2001
 MI        48170-0000             Refinance               Full                     N                            02/01/2001
 Y                                73.85                   5655.08                  01/01/2                      03/01

 508347408                        8.875                   $277,500.00              $277,029.80                  $277,187.69
 NEW HOPE                         11/2                    360                      Owner Occupied               01/01/2001
 PA        18938-0000             Purchase                No Income/No             N                            02/01/2001
 N                                74.91                   2207.92                  12/01/2                      03/01
 508353604                        8.625                   $168,000.00              $167,700.29                  $167,700.29
 HOLLADAY                         12/0                    360                      Owner Occupied               01/01/2001
 UT        84121-0000             Purchase                Stated Income            N                            03/01/2001
 N                                79.85                   1306.69                  12/01/2                      03/01
 508357100                        7.5                     $205,900.00              $205,438.69                  $205,438.69
 WATERFORD                        11/2                    360                      Owner Occupied               01/01/2001
 MI        48329-0000             Refinance               Full                     N                            03/01/2001
 Y                                62.25                   1439.69                  12/01/2                      03/01

 508368503                        11.5                    $134,910.00              $134,823.36                  $134,823.36
 SODDY DAISY                      12/3                    360                      Owner Occupied               02/01/2001
 TN        37379-0000             Purchase                No Income/No             N                            03/01/2001
 N                                89.94                   1336                     01/01/2                      03/01
 508374402                        12.27                   $100,000.00              $99,918.35                   $99,973.06
 APPLE VALLEY                     11/2                    360                      Owner Occupied               01/01/2001
 CA        92307-0000             Purchase                Stated Income            N                            01/01/2001
 N                                79.97                   1049.44                  12/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 508374709                        10.375                  $200,000.00              $199,752.92                  $199,752.92
 CHINO HILLS                      11/2                    360                      Owner Occupied               01/01/2001
 CA        91709-0000             Refinance               Full                     N                            03/01/2001
 N                                70.08                   1810.82                  12/01/2                      03/01
 508377900                        7.875                   $533,600.00              $532,863.13                  $533,232.77
 HOUSTON                          12/1                    360                      Owner Occupied               02/01/2001
 TX        77024-0000             Purchase                Full                     N                            02/01/2001
 N                                79.94                   3868.98                  01/01/2                      03/01
 508403300                        7.875                   $169,500.00              $169,147.76                  $169,265.94
 ROCHESTER HILLS                  11/2                    360                      Owner Occupied               01/01/2001
 MI        48307-0000             Purchase                Full                     N                            02/01/2001
 Y                                102.58                  1228.99                  12/01/2                      03/01

 508415601                        9                       $101,600.00              $101,488.58                  $101,488.58
 ISELIN                           12/1                    360                      Owner Occupied               02/01/2001
 NJ        08858-0000             Purchase                Stated Income            N                            03/01/2001
 N                                79.91                   817.5                    01/01/2                      03/01
 508419009                        7.25                    $252,200.00              $251,805.33                  $251,805.33
 OAKLAND TWP                      12/2                    360                      Owner Occupied               02/01/2001
 MI        48306-0000             Refinance               Full                     N                            03/01/2001
 Y                                69.94                   1720.45                  01/01/2                      03/01
 508421906                        12.4                    $102,900.00              $102,818.37                  $102,845.86
 LENEXA                           11/2                    360                      Owner Occupied               01/01/2001
 KS        66216-0000             Refinance               Full                     N                            02/01/2001
 N                                82.27                   1090.23                  12/01/2                      03/01

 508448008                        6.875                   $390,500.00              $389,841.98                  $390,171.93
 NORTHVILLE                       12/1                    360                      Owner Occupied               02/01/2001
 MI        48167-0000             Refinance               Full                     N                            02/01/2001
 Y                                70.94                   2565.31                  01/01/2                      03/01
 508450509                        11.37                   $64,000.00               $63,858.55                   $63,858.55
 FRANKFORT                        12/1                    240                      Owner Occupied               02/01/2001
 IN        46041-0000             Refinance               Full                     N                            03/01/2001
 N                                75.12                   676.79                   01/01/2                      03/01
 508451200                        9.75                    $38,250.00               $38,196.02                   $38,196.02
 ASHLEY                           11/3                    360                      Investment Property          01/01/2001
 IN        46705-0000             Purchase                Full                     N                            03/01/2001
 N                                89.87                   328.63                   12/01/2                      03/01

 508455805                        11                      $88,800.00               $88,736.37                   $88,768.33
 PASSAIC                          12/1                    360                      Investment Property          02/01/2001
 NJ        07055-0000             Purchase                Full                     N                            02/01/2001
 N                                79.97                   845.67                   01/01/2                      03/01
 508458205                        10.25                   $106,400.00              $106,310.36                  $106,355.37
 CLIFTON                          12/1                    360                      Investment Property          02/01/2001
 NJ        07011-0000             Purchase                Full                     N                            02/01/2001
 N                                79.96                   953.46                   01/01/2                      03/01
 508467206                        9.375                   $68,000.00               $67,880.74                   $67,880.74
 HARVEY                           12/2                    360                      Investment Property          02/01/2001
 IL        60426-4320             Refinance               Full                     N                            03/01/2001
 N                                79.85                   565.59                   01/01/2                      03/01

 508473303                        11                      $28,000.00               $27,990.02                   $28,000.00
 EAST WINDSOR                     01/1                    360                      Owner Occupied               03/01/2001
 CT        06088-0000             Purchase                Full                     N                            02/01/2001
 N                                79.97                   266.65                   02/01/2                      03/01
 508488608                        8.875                   $120,000.00              $119,864.94                  $119,932.72
 HAMILTON                         12/1                    360                      Owner Occupied               02/01/2001
 MT        59840-0000             Purchase                Stated Income            N                            02/01/2001
 N                                79.95                   954.78                   01/01/2                      03/01
 508491008                        7.5                     $400,000.00              $398,198.21                  $398,802.55
 NORTHVILLE                       11/3                    360                      Owner Occupied               01/01/2001
 MI        48167-0000             Purchase                Full                     N                            02/01/2001
 Y                                58.17                   2796.86                  12/01/2                      03/01

 508494507                        8.875                   $243,750.00              $243,475.67                  $243,613.34
 CONCORD                          12/1                    360                      Owner Occupied               02/01/2001
 MA        01742-0000             Purchase                Stated Income            N                            02/01/2001
 N                                74.95                   1939.39                  01/01/2                      03/01
 508503406                        9                       $92,000.00               $91,899.10                   $91,949.74
 KNOXVILLE                        12/1                    360                      Second Home                  02/01/2001
 TN        37921-0000             Refinance               Full                     N                            02/01/2001
 N                                79.95                   740.26                   01/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 508516200                        7.25                    $74,800.00               $74,623.88                   $74,682.94
 ROCKWOOD                         11/2                    360                      Owner Occupied               01/01/2001
 MI        48173-0000             Refinance               Full                     N                            02/01/2001
 Y                                62.23                   510.27                   12/01/2                      03/01
 508517000                        11.48                   $142,800.00              $142,754.16                  $142,800.00
 GRAND LEDGE                      01/2                    360                      Owner Occupied               03/01/2001
 MI        48837-0000             Purchase                Full                     N                            02/01/2001
 N                                85.00                   1411.96                  02/01/2                      03/01
 508533403                        10                      $141,300.00              $141,174.46                  $141,237.49
 OLYMPIA                          12/2                    360                      Owner Occupied               02/01/2001
 WA        98506-0000             Purchase                Full                     N                            02/01/2001
 N                                89.96                   1240.01                  01/01/2                      03/01

 508536109                        8.875                   $62,250.00               $62,144.52                   $62,179.94
 LEEDS                            12/0                    360                      Owner Occupied               01/01/2001
 UT        84746-0000             Purchase                Stated Income            N                            02/01/2001
 N                                74.91                   495.29                   12/01/2                      03/01
 508539400                        10.85                   $56,700.00               $56,636.76                   $56,636.76
 LOUISVILLE                       11/2                    360                      Owner Occupied               01/01/2001
 KY        40217-0000             Refinance               Full                     N                            03/01/2001
 N                                69.92                   533.55                   12/01/2                      03/01
 508540408                        8.375                   $305,500.00              $305,118.89                  $305,118.89
 BLOOMFIELD HILLS                 12/0                    360                      Owner Occupied               02/01/2001
 MI        48301-0000             Refinance               Full                     N                            03/01/2001
 N                                73.52                   2322.03                  01/01/2                      03/01

 508550902                        6.75                    $360,700.00              $360,389.44                  $360,700.00
 SPRINGFIELD TWP                  01/1                    360                      Owner Occupied               03/01/2001
 MI        48350-0000             Purchase                Relocation               N                            02/01/2001
 Y                                79.99                   2339.5                   02/01/2                      03/01
 508552809                        6.5                     $348,600.00              $346,852.84                  $346,852.84
 PLYMOUTH                         11/2                    360                      Owner Occupied               01/01/2001
 MI        48170-0000             Refinance               Full                     N                            03/01/2001
 Y                                65.44                   2203.39                  12/01/2                      03/01
 508556206                        7                       $530,000.00              $529,565.56                  $529,565.56
 MOUNT KISCO                      01/1                    360                      Owner Occupied               03/01/2001
 NY        10549-0000             Purchase                VIP Relocation           N                            03/01/2001
 Y                                67.98                   3526.11                  02/01/2                      03/01

 508567401                        8.75                    $73,850.00               $73,721.60                   $73,721.60
 MIDLOTHIAN                       11/3                    360                      Owner Occupied               01/01/2001
 VA        23112-0000             Purchase                Stated Income            N                            03/01/2001
 N                                79.81                   580.98                   12/01/2                      03/01
 508571007                        8.875                   $40,700.00               $40,644.19                   $40,677.18
 HOLT                             12/1                    360                      Owner Occupied               02/01/2001
 MI        48842-0000             Refinance               Stated Income            N                            02/01/2001
 N                                67.79                   323.83                   01/01/2                      03/01
 508574308                        11.25                   $94,500.00               $94,403.40                   $94,403.40
 WILLIMANTIC                      12/0                    360                      Owner Occupied               01/01/2001
 CT        06226-0000             Purchase                No Income/No             N                            03/01/2001
 N                                69.92                   917.84                   12/01/2                      03/01

 508580206                        7.25                    $168,600.00              $168,336.16                  $168,468.48
 ROCHESTER HILLS                  12/0                    360                      Owner Occupied               02/01/2001
 MI        48309-0000             Refinance               Select                   N                            02/01/2001
 Y                                70.19                   1150.15                  01/01/2                      03/01
 508584000                        11.875                  $298,300.00              $298,123.63                  $298,123.63
 GEORGETOWN                       12/1                    360                      Owner Occupied               02/01/2001
 MA        01833-0000             Purchase                No Income/No             N                            03/01/2001
 N                                94.94                   3039.68                  01/01/2                      03/01
 508591708                        7.25                    $199,900.00              $184,496.53                  $184,496.53
 TROY                             12/1                    360                      Owner Occupied               02/01/2001
 MI        48098-0000             Refinance               Full                     N                            03/01/2001
 Y                                60.49                   1363.68                  01/01/2                      03/01

 508595402                        12.4                    $66,000.00               $65,947.65                   $65,965.28
 UPLAND                           12/0                    360                      Owner Occupied               01/01/2001
 IN        46989-0000             Purchase                Full                     N                            02/01/2001
 N                                79.95                   699.27                   12/01/2                      03/01
 508602109                        7.25                    $149,100.00              $148,112.11                  $148,557.69
 CANTON                           12/0                    360                      Owner Occupied               02/01/2001
 MI        48188-0000             Refinance               Full                     N                            02/01/2001
 Y                                55.02                   1017.13                  01/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 508607504                        9.625                   $93,275.00               $93,181.04                   $93,181.04
 WEST HAVEN                       12/1                    360                      Owner Occupied               02/01/2001
 VT        05743-0000             Refinance               No Income/No             N                            03/01/2001
 N                                64.93                   792.83                   01/01/2                      03/01
 508618303                        7                       $240,000.00              $239,605.39                  $239,803.27
 PLYMOUTH                         12/2                    360                      Owner Occupied               02/01/2001
 MI        48170-0000             Refinance               Full                     N                            02/01/2001
 Y                                51.02                   1596.73                  01/01/2                      03/01
 508663507                        12                      $139,300.00              $139,210.36                  $139,260.14
 POUGHKEEPSIE                     12/2                    360                      Owner Occupied               02/01/2001
 NY        12590-0000             Purchase                Full                     N                            02/01/2001
 N                                89.92                   1432.86                  01/01/2                      03/01

 508666708                        9                       $100,000.00              $99,945.37                   $99,945.37
 NATICK                           01/0                    360                      Owner Occupied               03/01/2001
 MA        01760-0000             Purchase                Stated Income            N                            03/01/2001
 N                                60.57                   804.63                   02/01/2                      03/01
 508674801                        8.375                   $162,000.00              $161,797.91                  $161,899.31
 DORCHESTER                       12/2                    360                      Owner Occupied               02/01/2001
 MA        02122-0000             Purchase                Full                     N                            02/01/2001
 N                                89.94                   1231.32                  01/01/2                      03/01
 508703204                        8.75                    $143,625.00              $143,459.13                  $143,542.37
 MIAMI                            12/2                    360                      Owner Occupied               02/01/2001
 FL        33186-0000             Refinance               Stated Income            N                            02/01/2001
 N                                74.95                   1129.9                   01/01/2                      03/01

 508719804                        10.375                  $36,200.00               $36,170.31                   $36,185.22
 LAKE HAVASU CITY                 12/0                    360                      Investment Property          02/01/2001
 AZ        86404-0000             Purchase                Stated Income            N                            02/01/2001
 Y                                34.46                   327.76                   01/01/2                      03/01
 508723103                        7.25                    $229,200.00              $228,841.32                  $229,021.20
 AUSTIN                           12/1                    360                      Owner Occupied               02/01/2001
 TX        78732-0000             Refinance               Full                     N                            02/01/2001
 Y                                49.25                   1563.55                  01/01/2                      03/01
 508742905                        7                       $650,000.00              $648,931.29                  $649,467.20
 AUSTIN                           12/0                    360                      Owner Occupied               02/01/2001
 TX        78730-0000             Purchase                VIP Relocation           N                            02/01/2001
 Y                                78.18                   4324.47                  01/01/2                      03/01

 508748100                        7                       $202,850.00              $202,347.88                  $202,516.11
 GROSSE POINTE FARMS              12/2                    360                      Owner Occupied               02/01/2001
 MI        48236-0000             Refinance               Full                     N                            02/01/2001
 Y                                60.45                   1349.57                  01/01/2                      03/01
 508771300                        7                       $289,000.00              $288,369.83                  $288,369.83
 SHELBY                           12/2                    360                      Owner Occupied               02/01/2001
 MI        48317-0000             Refinance               Select                   N                            03/01/2001
 Y                                76.89                   1922.73                  01/01/2                      03/01
 508777000                        8.375                   $115,500.00              $115,355.90                  $115,428.20
 MINNETONKA                       12/0                    360                      Owner Occupied               02/01/2001
 MN        55343-0000             Purchase                Full                     N                            02/01/2001
 N                                69.95                   877.89                   01/01/2                      03/01

 508777901                        10                      $42,000.00               $41,942.98                   $41,942.98
 MOULTON                          12/2                    240                      Owner Occupied               02/01/2001
 AL        35650-0000             Refinance               Full                     N                            02/01/2001
 N                                67.64                   405.31                   01/01/2                      03/01
 508780400                        6.875                   $391,500.00              $390,840.29                  $391,171.09
 FENTON                           12/2                    360                      Owner Occupied               02/01/2001
 MI        48430-0000             Refinance               Full                     N                            02/01/2001
 Y                                56.69                   2571.88                  01/01/2                      03/01
 508793007                        8.625                   $136,000.00              $135,838.82                  $135,919.70
 WALL                             12/2                    360                      Owner Occupied               02/01/2001
 NJ        07719-0000             Purchase                Stated Income            N                            02/01/2001
 N                                79.95                   1057.8                   01/01/2                      03/01

 508793809                        7.75                    $304,650.00              $304,218.57                  $304,434.98
 BLUFFTON                         12/2                    360                      Owner Occupied               02/01/2001
 SC        29910-0000             Purchase                Full                     N                            02/01/2001
 N                                89.93                   2182.55                  01/01/2                      03/01
 508805504                        9.5                     $93,075.00               $92,983.06                   $93,029.21
 PLEASANTVILLE                    12/2                    360                      Owner Occupied               02/01/2001
 NJ        08232-0000             Purchase                Stated Income            N                            02/01/2001
 N                                84.95                   782.63                   01/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 508812807                        11.875                  $44,100.00               $44,073.93                   $44,100.00
 SHREVEPORT                       12/2                    360                      Investment Property          02/01/2001
 LA        71104-0000             Purchase                Full                     N                            01/01/2001
 N                                90.00                   449.38                   01/01/2                      03/01
 508825908                        10.25                   $26,900.00               $26,853.82                   $26,888.71
 MEMPHIS                          12/1                    360                      Investment Property          02/01/2001
 TN        38106-0000             Purchase                Full                     N                            02/01/2001
 N                                89.92                   241.06                   01/01/2                      03/01
 508844107                        10                      $270,000.00              $269,880.55                  $270,000.00
 PORT CHESTER                     01/3                    360                      Investment Property          03/01/2001
 NY        10573-0000             Refinance               Stated Income            N                            02/01/2001
 N                                61.36                   2369.45                  02/01/2                      03/01

 508851904                        9.625                   $120,000.00              $119,942.51                  $119,942.51
 ANCHORAGE                        01/0                    360                      Investment Property          03/01/2001
 AK        99508-0000             Refinance               Full                     N                            03/01/2001
 N                                79.96                   1019.99                  02/01/2                      03/01
 508852001                        9.625                   $112,000.00              $111,946.34                  $111,946.34
 ANCHORAGE                        01/0                    360                      Investment Property          03/01/2001
 AK        99508-0000             Refinance               Full                     N                            03/01/2001
 N                                79.96                   951.99                   02/01/2                      03/01
 508852100                        9.625                   $120,000.00              $119,942.51                  $119,942.51
 ANCHORAGE                        01/0                    360                      Investment Property          03/01/2001
 AK        99508-0000             Refinance               Full                     N                            03/01/2001
 N                                79.96                   1019.99                  02/01/2                      03/01

 508853009                        9                       $408,000.00              $407,552.59                  $407,777.13
 MARSTONS MILLS                   12/1                    360                      Owner Occupied               02/01/2001
 MA        02648-0000             Refinance               Stated Income            N                            02/01/2001
 N                                74.14                   3282.87                  01/01/2                      03/01
 508856200                        12.27                   $44,000.00               $43,972.65                   $43,984.90
 SCHENECTADY                      12/1                    360                      Owner Occupied               02/01/2001
 NY        12304-0000             Refinance               Stated Income            N                            02/01/2001
 N                                79.97                   461.75                   01/01/2                      03/01
 508856705                        6.875                   $233,200.00              $232,807.04                  $233,004.08
 COMMERCE TWP.                    01/0                    360                      Owner Occupied               02/01/2001
 MI        48382-0000             Refinance               Full                     N                            02/01/2001
 Y                                76.39                   1531.96                  01/01/2                      03/01

 508870607                        9.125                   $260,100.00              $259,822.11                  $259,961.58
 NEW LONDON                       12/2                    360                      Owner Occupied               02/01/2001
 CT        06320-0000             Refinance               Stated Income            N                            02/01/2001
 N                                74.23                   2116.26                  01/01/2                      03/01
 508902806                        7.75                    $408,000.00              $407,422.20                  $407,712.03
 CLOVIS                           12/2                    360                      Owner Occupied               02/01/2001
 CA        93611-0000             Refinance               Full                     N                            02/01/2001
 N                                84.94                   2922.97                  01/01/2                      03/01
 508907508                        8.75                    $200,000.00              $199,769.00                  $199,884.92
 ATLANTA                          12/1                    360                      Owner Occupied               02/01/2001
 GA        30309-0000             Refinance               Stated Income            N                            02/01/2001
 N                                71.38                   1573.41                  01/01/2                      03/01

 508924305                        11.5                    $148,500.00              $148,401.78                  $148,401.78
 NEW BEDFORD                      01/1                    360                      Owner Occupied               03/01/2001
 MA        02745-0000             Purchase                No Income/No             N                            03/01/2001
 N                                89.94                   1470.58                  02/01/2                      03/01
 508928702                        9.125                   $200,000.00              $199,786.31                  $199,893.56
 CORDOVA                          12/2                    360                      Investment Property          02/01/2001
 TN        38018-0000             Refinance               Full                     N                            02/01/2001
 N                                83.28                   1627.27                  01/01/2                      03/01
 508929304                        9.125                   $68,800.00               $68,726.50                   $68,763.39
 MEMPHIS                          12/2                    360                      Investment Property          02/01/2001
 TN        38115-0000             Refinance               Full                     N                            02/01/2001
 N                                79.95                   559.78                   01/01/2                      03/01

 508941309                        7.25                    $221,100.00              $220,753.98                  $220,927.51
 ROCHESTER HILLS                  12/1                    360                      Owner Occupied               02/01/2001
 MI        48307-0000             Refinance               Full                     N                            02/01/2001
 Y                                74.89                   1508.3                   01/01/2                      03/01
 508952504                        14.1                    $94,250.00               $94,121.55                   $94,186.15
 DALMATIA                         12/1                    360                      Owner Occupied               02/01/2001
 PA        17017-0000             Refinance               Stated Income            N                            02/01/2001
 N                                64.95                   1124.21                  01/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 508978400                        8.75                    $89,820.00               $89,716.26                   $89,716.26
 FARGO                            12/2                    360                      Owner Occupied               02/01/2001
 ND        58103-0000             Refinance               Full                     N                            03/01/2001
 N                                89.89                   706.62                   01/01/2                      03/01
 508991908                        7                       $168,050.00              $167,773.68                  $167,773.68
 PLYMOUTH                         12/2                    360                      Owner Occupied               02/01/2001
 MI        48170-0000             Refinance               Full                     N                            03/01/2001
 Y                                79.51                   1118.05                  01/01/2                      03/01
 508998408                        7                       $110,350.00              $110,168.55                  $110,259.54
 ROCHESTER                        12/1                    360                      Owner Occupied               02/01/2001
 MI        48306-0000             Refinance               Select                   N                            02/01/2001
 Y                                39.09                   734.17                   01/01/2                      03/01

 509006003                        7                       $175,250.00              $174,961.84                  $175,106.34
 TRAVERSE CITY                    12/1                    360                      Second Home                  02/01/2001
 MI        48684-0000             Refinance               Select                   N                            02/01/2001
 Y                                43.77                   1165.95                  01/01/2                      03/01
 509007100                        9.375                   $120,000.00              $119,878.33                  $119,939.40
 MANCHESTER                       12/2                    360                      Investment Property          02/01/2001
 NH        03103-0000             Refinance               Full                     N                            02/01/2001
 N                                79.95                   998.1                    01/01/2                      03/01
 509007506                        9.375                   $96,000.00               $95,902.66                   $95,951.52
 MANCHESTER                       12/2                    360                      Investment Property          02/01/2001
 NH        03103-0000             Refinance               Full                     N                            02/01/2001
 N                                79.95                   798.48                   01/01/2                      03/01

 509018800                        9                       $67,500.00               $67,425.96                   $67,463.12
 MERIDEN                          12/2                    360                      Owner Occupied               02/01/2001
 CT        06450-0000             Refinance               Stated Income            N                            02/01/2001
 N                                74.95                   543.13                   01/01/2                      03/01
 509037503                        6.5                     $326,800.00              $326,207.54                  $326,504.57
 SALEM TOWNSHIP                   12/2                    360                      Owner Occupied               02/01/2001
 MI        48170-0000             Refinance               Full                     N                            02/01/2001
 Y                                47.66                   2065.6                   01/01/2                      03/01
 509038709                        9.125                   $186,400.00              $186,300.80                  $186,400.00
 KITTERY                          01/0                    360                      Owner Occupied               03/01/2001
 ME        03904-0000             Purchase                Stated Income            N                            02/01/2001
 N                                79.95                   1516.62                  02/01/2                      03/01

 509071601                        8.5                     $44,250.00               $44,196.19                   $44,223.19
 SPIRNGFIELD                      12/2                    360                      Owner Occupied               02/01/2001
 MA        01104-0000             Purchase                No Income/No             N                            02/01/2001
 N                                74.95                   340.25                   01/01/2                      03/01
 509086609                        11.75                   $47,250.00               $47,235.71                   $47,250.00
 BULLHEAD CITY                    01/2                    360                      Second Home                  03/01/2001
 AZ        86442-0000             Purchase                Full                     N                            02/01/2001
 N                                90.00                   476.95                   02/01/2                      03/01
 509087706                        7                       $290,000.00              $289,762.29                  $290,000.00
 ROCHESTER HILLS                  01/1                    360                      Owner Occupied               03/01/2001
 MI        48306-0000             Refinance               Full                     N                            02/01/2001
 Y                                68.23                   1929.38                  02/01/2                      03/01

 509093803                        9.625                   $138,400.00              $138,266.85                  $138,333.69
 DENVER                           12/2                    360                      Owner Occupied               02/01/2001
 CO        80212-0000             Purchase                Stated Income            N                            02/01/2001
 N                                79.96                   1176.39                  01/01/2                      03/01
 509129607                        6.5                     $1,000,000.00            $1,000,000.00                $1,000,000.00
 BOSTON                           02/0                    360                      Owner Occupied               04/01/2001
 MA        02108-0000             Purchase                VIP Relocation           N                            03/01/2001
 Y                                31.25                   6320.69                  03/01/2                      03/01
 509161907                        8.5                     $90,000.00               $89,917.85                   $89,917.85
 JOSEPH                           01/0                    360                      Owner Occupied               03/01/2001
 OR        97846-0000             Refinance               No Income/No             N                            03/01/2001
 N                                52.27                   692.03                   02/01/2                      03/01

 509175402                        11.06                   $115,000.00              $114,959.53                  $114,959.53
 ROCHESTER                        01/1                    360                      Owner Occupied               03/01/2001
 NH        03868-0000             Refinance               Full                     N                            03/01/2001
 N                                72.75                   1100.39                  02/01/2                      03/01
 509183000                        10.75                   $58,500.00               $58,455.75                   $58,477.97
 NEW BEDFORD                      12/2                    360                      Investment Property          02/01/2001
 MA        02740-0000             Purchase                Full                     N                            02/01/2001
 N                                89.96                   546.09                   01/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 509198008                        6.75                    $356,800.00              $356,183.87                  $356,492.80
 PLYMOUTH                         01/1                    360                      Owner Occupied               02/01/2001
 MI        48170-0000             Refinance               Full                     N                            02/01/2001
 Y                                50.92                   2314.2                   01/01/2                      03/01
 509200606                        8.625                   $138,550.00              $138,285.81                  $138,285.81
 MIAMI                            12/2                    360                      Owner Occupied               02/01/2001
 FL        33165-0000             Purchase                Stated Income            N                            03/01/2001
 N                                84.83                   1077.63                  01/01/2                      03/01
 509208500                        12                      $105,000.00              $104,869.61                  $104,869.61
 JACKSON                          12/2                    360                      Owner Occupied               02/01/2001
 MI        49201-0000             Refinance               Stated Income            N                            03/01/2001
 N                                78.84                   1080.04                  01/01/2                      03/01

 509212809                        8.5                     $420,000.00              $419,745.56                  $420,000.00
 FT LAUDERDALE                    01/1                    360                      Owner Occupied               03/01/2001
 FL        33308-6413             Refinance               Stated Income            N                            02/01/2001
 Y                                66.66                   3229.44                  02/01/2                      03/01
 509235909                        9                       $41,850.00               $41,827.14                   $41,850.00
 MEMPHIS                          01/3                    360                      Investment Property          03/01/2001
 TN        38128-0000             Purchase                Full                     N                            02/01/2001
 N                                90.00                   336.74                   02/01/2                      03/01
 509242202                        9.375                   $120,000.00              $119,878.33                  $119,939.40
 INDIANAPOLIS                     12/2                    360                      Investment Property          02/01/2001
 IN        46220-0000             Refinance               Stated Income            N                            02/01/2001
 N                                63.12                   998.1                    01/01/2                      03/01

 509260006                        9.25                    $74,250.00               $74,211.50                   $74,211.50
 WILLIMANTIC                      01/1                    360                      Investment Property          03/01/2001
 CT        06226-0000             Purchase                Full                     N                            03/01/2001
 N                                89.95                   610.84                   02/01/2                      03/01
 509273900                        6.875                   $538,000.00              $537,093.43                  $537,548.01
 DEEP RIVER                       12/2                    360                      Owner Occupied               02/01/2001
 CT        06426-0000             Refinance               Select                   N                            02/01/2001
 Y                                28.29                   3534.28                  01/01/2                      03/01
 509314803                        6.875                   $318,450.00              $318,182.46                  $318,450.00
 PLYMOUTH                         01/1                    360                      Owner Occupied               03/01/2001
 MI        48170-0000             Refinance               Select                   N                            02/01/2001
 Y                                78.43                   2091.99                  02/01/2                      03/01

 509318408                        6.625                   $535,200.00              $534,727.80                  $535,200.00
 DARIEN                           01/3                    360                      Owner Occupied               03/01/2001
 CT        06820-0000             Purchase                VIP Relocation           N                            02/01/2001
 Y                                80.00                   3426.95                  02/01/2                      03/01
 509387700                        8.5                     $50,500.00               $50,451.07                   $50,500.00
 BRANDON                          01/1                    300                      Owner Occupied               03/01/2001
 VT        05733-0000             Refinance               Stated Income            N                            02/01/2001
 N                                72.14                   406.64                   02/01/2                      03/01
 509408209                        8.625                   $258,750.00              $258,597.23                  $258,750.00
 GREENLAWN                        01/0                    360                      Owner Occupied               03/01/2001
 NY        11740-0000             Purchase                No Income/No             N                            02/01/2001
 N                                74.95                   2012.54                  02/01/2                      03/01

 509422705                        10                      $115,600.00              $115,548.85                  $115,600.00
 LA PUENTE                        01/3                    360                      Owner Occupied               03/01/2001
 CA        91744-0000             Purchase                Stated Income            N                            02/01/2001
 N                                85.00                   1014.48                  02/01/2                      03/01
 509429403                        8.625                   $131,900.00              $131,822.12                  $131,900.00
 MAMMOTH LAKES                    01/0                    360                      Second Home                  03/01/2001
 CA        93546-0000             Purchase                Stated Income            N                            02/01/2001
 N                                79.98                   1025.91                  02/01/2                      03/01
 509443206                        10.375                  $248,000.00              $247,898.76                  $248,000.00
 FT COLLINS                       01/0                    360                      Owner Occupied               03/01/2001
 CO        80524-0000             Refinance               Full                     N                            02/01/2001
 N                                80.00                   2245.41                  02/01/2                      03/01

 509482709                        9.875                   $16,200.00               $16,185.60                   $16,200.00
 MEMPHIS                          01/1                    360                      Investment Property          03/01/2001
 TN        38109-0000             Purchase                Full                     N                            02/01/2001
 N                                90.00                   140.68                   02/01/2                      03/01
 509489902                        8.625                   $228,000.00              $226,262.38                  $226,262.38
 DEERFIELD BEACH                  01/1                    360                      Second Home                  03/01/2001
 FL        33441-0000             Purchase                Stated Income            N                            03/01/2001
 N                                79.39                   1773.37                  02/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 509628004                        7.5                     $345,550.00              $345,293.55                  $345,550.00
 ARDEN                            01/2                    360                      Owner Occupied               03/01/2001
 NC        28704-9587             Refinance               Full                     N                            02/01/2001
 N                                72.74                   2416.14                  02/01/2                      03/01
 509714200                        6.75                    $40,500.00               $40,369.42                   $40,369.42
 ASHLAND                          02/0                    180                      Owner Occupied               03/01/2001
 OH        44805-0000             Purchase                Family First             N                            03/01/2001
 N                                89.70                   358.39                   02/01/2                      03/01
 509737706                        9.375                   $43,200.00               $43,178.18                   $43,178.18
 FORT MYERS                       01/2                    360                      Investment Property          03/01/2001
 FL        33908-0000             Purchase                Full                     N                            03/01/2001
 N                                89.95                   359.32                   02/01/2                      03/01

 509779005                        11.38                   $214,604.00              $214,533.58                  $214,604.00
 RAPID CITY                       01/1                    360                      Owner Occupied               03/01/2001
 SD        57701-0000             Purchase                Full                     N                            02/01/2001
 N                                85.00                   2105.58                  02/01/2                      03/01
 510407505                        7                       $649,000.00              $649,000.00                  $649,000.00
 CARY                             02/0                    360                      Owner Occupied               04/01/2001
 NC        27511-0000             Purchase                VIP Relocation           N                            03/01/2001
 Y                                71.45                   3785.84                  03/01/2                      03/01
 510463904                        7.375                   $880,000.00              $880,000.00                  $880,000.00
 RANCHO CUCAMONGA                 02/0                    360                      Owner Occupied               04/01/2001
 CA        91737-0000             Refinance               Select                   N                            03/01/2001
 Y                                92.93                   6077.95                  03/01/2                      03/01

 510595705                        9.875                   $334,050.00              $333,898.23                  $334,050.00
 ROCHESTER                        01/3                    360                      Owner Occupied               03/01/2001
 MI        48306-0000             Purchase                Full                     N                            02/01/2001
 Y                                85.00                   2900.72                  02/01/2                      03/01
 511074007                        6.375                   $575,000.00              $575,000.00                  $575,000.00
 PONTE VEDRA BEACH                02/2                    360                      Owner Occupied               04/01/2001
 FL        32082-2186             Purchase                VIP Relocation           N                            03/01/2001
 Y                                79.99                   3587.26                  03/01/2                      03/01
 600000436                        7                       $99,200.00               $97,388.79                   $97,480.15
 HILTON HEAD ISLAND               05/1                    360                      Owner Occupied               07/01/1999
 SC        29928-0000             Purchase                Full                     N                            02/01/2001
 N                                78.61                   659.99                   06/01/2                      03/01

 600002221                        6.75                    $100,000.00              $97,920.10                   $98,017.35
 ROSAMOND                         04/2                    360                      Owner Occupied               06/01/1999
 CA        93560-0000             Refinance               Full                     N                            02/01/2001
 N                                78.41                   648.6                    05/01/2                      03/01
 600002348                        6.875                   $136,000.00              $131,808.01                  $131,945.50
 MADERA                           04/3                    360                      Owner Occupied               06/01/1999
 CA        93638-0000             Refinance               Full                     N                            02/01/2001
 N                                77.61                   893.43                   05/01/2                      03/01
 600002696                        6.99                    $239,000.00              $234,594.11                  $234,814.78
 FORESTBURGH                      05/1                    360                      Owner Occupied               07/01/1999
 NY        12777-0000             Refinance               Full                     N                            02/01/2001
 N                                72.25                   1588.47                  06/01/2                      03/01

 600003096                        7                       $126,023.00              $122,612.29                  $122,612.29
 ROOSEVELT                        05/1                    360                      Owner Occupied               07/01/1999
 NY        11575-0000             Refinance               Full                     N                            03/01/2001
 N                                84.56                   838.44                   06/01/2                      03/01
 600004034                        7                       $240,000.00              $236,059.45                  $236,277.88
 CUMBERLAND FORESIDE              08/0                    360                      Owner Occupied               09/01/1999
 ME        04110-0000             Purchase                Full                     N                            02/01/2001
 Y                                75.48                   1596.72                  08/01/2                      03/01
 600005787                        7.5                     $57,600.00               $56,643.84                   $56,692.26
 OPELOUSAS                        06/0                    360                      Owner Occupied               07/01/1999
 LA        70570-0000             Refinance               Full                     N                            02/01/2001
 N                                83.37                   402.75                   06/01/2                      03/01

 600009368                        7.875                   $54,000.00               $53,166.42                   $53,208.78
 HARRISON                         08/0                    360                      Second Home                  09/01/1999
 ME        04040-0000             Refinance               Full                     N                            02/01/2001
 N                                88.68                   391.54                   08/01/2                      03/01
 600009521                        9.5                     $92,010.00               $91,085.99                   $91,189.90
 COLLINGSWOOD                     07/2                    360                      Owner Occupied               09/01/1999
 NJ        08107-0000             Refinance               Streamline               N                            01/01/2001
 N                                99.10                   773.67                   08/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 600010884                        7.625                   $235,000.00              $229,405.92                  $229,610.26
 FLORAL PARK                      08/0                    360                      Owner Occupied               10/01/1999
 NY        11004-0000             Refinance               Full                     N                            02/01/2001
 N                                88.31                   1663.32                  09/01/2                      03/01
 600011351                        7.25                    $240,000.00              $236,032.51                  $236,242.44
 GLEN COVE                        06/0                    360                      Owner Occupied               08/01/1999
 NY        11542-0000             Refinance               Full                     N                            02/01/2001
 N                                74.99                   1637.23                  07/01/2                      03/01
 600012650                        8.25                    $60,000.00               $59,241.64                   $59,241.64
 RIVERSIDE                        08/1                    360                      Owner Occupied               10/01/1999
 CA        92501-0000             Refinance               Alternative              N                            03/01/2001
 N                                29.62                   450.76                   09/01/2                      03/01

 600013966                        8                       $154,000.00              $150,203.64                  $150,331.43
 NEW YORK                         06/0                    360                      Investment Property          08/01/1999
 NY        10025-0000             Refinance               Streamline               N                            02/01/2001
 N                                68.33                   1130                     07/01/2                      03/01
 600014432                        6.75                    $140,400.00              $137,302.99                  $137,440.53
 WHITTIER AREA                    02/0                    360                      Owner Occupied               04/01/1999
 CA        90606-0000             Refinance               Full                     N                            02/01/2001
 N                                78.09                   910.64                   03/01/2                      03/01
 600015472                        6.25                    $650,000.00              $635,946.21                  $636,647.60
 SAN DIEGO                        05/2                    360                      Owner Occupied               07/01/1999
 CA        92107-0000             Refinance               Full                     N                            02/01/2001
 N                                454.24                  4002.17                  06/01/2                      03/01

 600016857                        7.5                     $448,000.00              $440,940.19                  $441,314.46
 CARLSBAD                         06/0                    360                      Owner Occupied               08/01/1999
 CA        92008-0000             Purchase                Full                     N                            02/01/2001
 N                                78.80                   3132.49                  07/01/2                      03/01
 600032014                        8.5                     $257,500.00              $256,055.63                  $256,055.63
 HUNTINGTON BEACH                 05/2                    360                      Owner Occupied               07/01/2000
 CA        92648-0000             Purchase                Stated Income            N                            03/01/2001
 Y                                79.52                   1979.95                  06/01/2                      03/01
 600033035                        8.375                   $72,500.00               $71,986.68                   $72,034.99
 LINDEN                           03/1                    360                      Owner Occupied               05/01/2000
 NJ        07036-0000             Refinance               Full                     N                            02/01/2001
 N                                48.34                   551.05                   04/01/2                      03/01

 600035091                        9.375                   $303,000.00              $301,903.48                  $302,063.81
 VIENNA                           07/0                    360                      Owner Occupied               09/01/2000
 VA        22182-0000             Refinance               Full                     N                            02/01/2001
 N                                63.59                   2520.2                   08/01/2                      03/01
 600035599                        8.375                   $92,550.00               $92,042.72                   $92,042.72
 TUCSON                           06/2                    360                      Owner Occupied               08/01/2000
 AZ        85705-0000             Purchase                Full                     N                            03/01/2001
 Y                                102.38                  703.45                   07/01/2                      03/01
 600035879                        9.375                   $260,200.00              $259,258.38                  $259,258.38
 ELIZABETH                        07/1                    360                      Owner Occupied               09/01/2000
 CO        80107-0000             Refinance               Stated Income            N                            03/01/2001
 N                                68.22                   2164.21                  08/01/2                      03/01

 600036079                        8.25                    $184,000.00              $183,090.98                  $183,213.72
 MARIETTA                         07/0                    360                      Investment Property          09/01/2000
 GA        30062-0000             Refinance               Full                     N                            02/01/2001
 Y                                72.41                   1382.33                  08/01/2                      03/01
 600038202                        9.875                   $164,250.00              $163,870.71                  $163,947.82
 LOUISBURG                        09/1                    360                      Owner Occupied               11/01/2000
 KS        66053-0000             Refinance               Stated Income            N                            02/01/2001
 Y                                74.86                   1426.26                  10/01/2                      03/01
 600038415                        8.75                    $113,800.00              $113,399.89                  $113,467.79
 ARDMORE                          08/2                    360                      Owner Occupied               10/01/2000
 PA        19003-0000             Purchase                Full                     N                            02/01/2001
 Y                                102.68                  895.27                   09/01/2                      03/01

 600039782                        8.375                   $448,000.00              $446,299.86                  $446,588.17
 COLLIERVILLE                     08/1                    360                      Owner Occupied               10/01/2000
 TN        38017-0000             Refinance               Full                     N                            02/01/2001
 N                                69.77                   3405.12                  09/01/2                      03/01
 600040433                        8.625                   $145,200.00              $144,765.17                  $144,853.39
 TAMPA                            09/1                    360                      Owner Occupied               11/01/2000
 FL        33626-0000             Purchase                Full                     N                            02/01/2001
 Y                                102.73                  1129.35                  10/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 600042056                        9                       $291,200.00              $290,392.68                  $290,556.57
 LAGUNA NIGUEL                    09/1                    360                      Owner Occupied               11/01/2000
 CA        92677-0000             Refinance               Full                     N                            02/01/2001
 N                                76.46                   2343.06                  10/01/2                      03/01
 600042520                        8.5                     $142,100.00              $141,731.32                  $141,731.32
 LYNDEBOROUGH                     10/0                    360                      Owner Occupied               12/01/2000
 NH        03082-0000             Purchase                Full                     N                            03/01/2001
 Y                                102.70                  1092.63                  11/01/2                      03/01
 600043336                        11.5                    $125,200.00              $125,037.65                  $125,119.60
 TOWNSEND                         10/1                    360                      Owner Occupied               12/01/2000
 DE        19734-0000             Refinance               Full                     N                            01/01/2001
 N                                89.34                   1239.84                  11/01/2                      03/01

 600043614                        9.125                   $95,950.00               $95,637.76                   $95,690.79
 FRANKLIN PARK                    08/3                    360                      Owner Occupied               10/01/2000
 NJ        08823-0000             Purchase                Full                     N                            02/01/2001
 Y                                99.62                   780.68                   09/01/2                      03/01
 600043688                        8.125                   $165,500.00              $164,872.06                  $164,983.81
 AURORA                           09/1                    360                      Owner Occupied               11/01/2000
 IL        60504-0000             Purchase                Full                     N                            02/01/2001
 Y                                99.68                   1228.83                  10/01/2                      03/01
 600043858                        8.125                   $304,000.00              $302,992.16                  $303,196.46
 ATLANTIC CITY                    09/2                    360                      Owner Occupied               11/01/2000
 NJ        08704-0000             Purchase                Full                     N                            02/01/2001
 N                                79.78                   2257.19                  10/01/2                      03/01

 600044690                        8.625                   $230,000.00              $229,589.72                  $229,589.72
 GALLATIN                         11/1                    360                      Owner Occupied               01/01/2001
 NY        12502-0000             Refinance               Stated Income            N                            03/01/2001
 N                                76.52                   1788.91                  12/01/2                      03/01
 600044820                        8.75                    $195,650.00              $195,078.90                  $195,194.78
 OLNEY                            09/2                    360                      Owner Occupied               11/01/2000
 MD        20832-0000             Purchase                Full                     N                            02/01/2001
 Y                                102.73                  1539.18                  10/01/2                      03/01
 600046077                        10                      $265,000.00              $264,158.62                  $264,281.83
 BRENTWOOD                        07/1                    360                      Owner Occupied               09/01/2000
 CA        94513-0000             Refinance               Full                     N                            02/01/2001
 N                                52.85                   2325.56                  08/01/2                      03/01

 600046084                        8.375                   $158,000.00              $157,502.09                  $157,603.06
 ATLANTIC BEACH                   09/2                    360                      Owner Occupied               11/01/2000
 FL        32233-0000             Purchase                Full                     N                            02/01/2001
 Y                                99.74                   1200.91                  10/01/2                      03/01
 600046211                        9.875                   $300,000.00              $299,165.20                  $299,307.20
 SAN FRANCISCO                    08/2                    360                      Investment Property          10/01/2000
 CA        94115-0000             Refinance               Stated Income            N                            02/01/2001
 N                                38.62                   2605.05                  09/01/2                      03/01
 600046257                        8.75                    $277,070.00              $276,425.36                  $276,588.28
 RICHMOND                         10/0                    360                      Owner Occupied               12/01/2000
 CA        94803-0000             Purchase                Full                     N                            02/01/2001
 Y                                102.82                  2179.71                  11/01/2                      03/01

 600046292                        8.375                   $66,000.00               $65,792.00                   $65,834.18
 DANVILLE                         09/2                    360                      Owner Occupied               11/01/2000
 IN        46122-0000             Purchase                Full                     N                            02/01/2001
 Y                                102.06                  501.65                   10/01/2                      03/01
 600048169                        9.625                   $240,000.00              $239,769.14                  $239,885.03
 JACKSON                          12/2                    360                      Owner Occupied               02/01/2001
 WY        83001-0000             Refinance               Full                     N                            02/01/2001
 N                                59.23                   2039.97                  01/01/2                      03/01
 600048333                        9                       $113,150.00              $112,431.78                  $112,431.78
 EASTON                           09/2                    360                      Owner Occupied               11/01/2000
 PA        18042-0000             Purchase                Full                     N                            03/01/2001
 Y                                102.30                  910.43                   10/01/2                      03/01

 600048649                        8.875                   $423,000.00              $422,040.90                  $422,283.33
 KIOWA                            10/1                    360                      Owner Occupied               12/01/2000
 CO        80117-0000             Purchase                Stated Income            N                            02/01/2001
 Y                                79.81                   3365.57                  11/01/2                      03/01
 600049190                        11.25                   $292,500.00              $292,099.40                  $292,200.96
 LOS ANGELES                      10/1                    360                      Owner Occupied               12/01/2000
 CA        90046-0000             Purchase                Full                     N                            02/01/2001
 N                                89.90                   2840.94                  11/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 600049266                        9.875                   $129,000.00              $128,762.65                  $128,822.72
 TEMECULA                         10/0                    360                      Owner Occupied               12/01/2000
 CA        92592-0000             Purchase                Stated Income            N                            02/01/2001
 Y                                74.89                   1120.17                  11/01/2                      03/01
 600050141                        8.375                   $127,700.00              $127,379.19                  $127,379.19
 MIDVALE                          10/2                    360                      Owner Occupied               12/01/2000
 UT        84047-0000             Purchase                Full                     N                            03/01/2001
 Y                                102.72                  970.61                   11/01/2                      03/01
 600050393                        8.625                   $48,375.00               $48,259.50                   $48,259.50
 HUDSON                           10/1                    360                      Investment Property          12/01/2000
 NH        03051-0000             Purchase                Full                     N                            03/01/2001
 N                                74.82                   376.26                   11/01/2                      03/01

 600050503                        8.5                     $123,000.00              $122,774.85                  $122,850.43
 COLUMBIA                         11/2                    360                      Owner Occupied               01/01/2001
 SC        29210-0000             Refinance               Full                     N                            02/01/2001
 N                                87.75                   945.77                   12/01/2                      03/01
 600050716                        8.75                    $119,900.00              $119,621.05                  $119,691.55
 BALTIMORE                        10/2                    360                      Second Home                  12/01/2000
 MD        21226-0000             Purchase                Stated Income            N                            02/01/2001
 Y                                74.80                   943.25                   11/01/2                      03/01
 600051117                        9.375                   $204,000.00              $203,685.27                  $203,789.93
 WATERTOWN                        11/2                    360                      Owner Occupied               01/01/2001
 MA        02472-0000             Refinance               Stated Income            N                            02/01/2001
 Y                                53.20                   1696.77                  12/01/2                      03/01

 600051695                        8.625                   $146,000.00              $145,651.49                  $145,739.56
 MIDDLETOWN                       10/3                    360                      Owner Occupied               12/01/2000
 DE        19709-0000             Purchase                Full                     N                            02/01/2001
 Y                                99.82                   1135.57                  11/01/2                      03/01
 600052234                        8.75                    $357,500.00              $356,876.87                  $357,086.35
 STEAMBOAT SPRINGS                11/0                    360                      Owner Occupied               01/01/2001
 CO        80467-0000             Refinance               No Income/No             N                            02/01/2001
 Y                                59.76                   2812.46                  12/01/2                      03/01
 600052922                        9.875                   $143,450.00              $143,186.06                  $143,252.86
 WASHINGTON                       10/3                    360                      Owner Occupied               12/01/2000
 DC        20009-0000             Purchase                Full                     N                            02/01/2001
 N                                94.86                   1245.65                  11/01/2                      03/01

 600052961                        8.75                    $160,000.00              $159,536.90                  $159,631.64
 CHULA VISTA                      11/2                    360                      Owner Occupied               01/01/2001
 CA        91910-0000             Refinance               Stated Income            N                            02/01/2001
 N                                57.62                   1258.72                  12/01/2                      03/01
 600053198                        8.75                    $376,000.00              $375,565.76                  $375,565.76
 HILTON HEAD                      12/1                    360                      Investment Property          02/01/2001
 SC        29928-0000             Purchase                Full                     N                            03/01/2001
 N                                79.90                   2958                     01/01/2                      03/01
 600053414                        8.25                    $410,000.00              $408,290.65                  $409,475.32
 MIAMI                            11/0                    360                      Owner Occupied               01/01/2001
 FL        33156-0000             Refinance               Full                     N                            02/01/2001
 N                                66.04                   3080.19                  12/01/2                      03/01

 600053431                        9.625                   $50,000.00               $49,878.32                   $49,878.32
 MARGATE                          09/2                    360                      Second Home                  11/01/2000
 NJ        08402-0000             Purchase                Stated Income            N                            03/01/2001
 N                                79.80                   424.99                   10/01/2                      03/01
 600053827                        8.25                    $296,000.00              $295,429.85                  $295,621.20
 PHILADELPHIA                     11/1                    360                      Owner Occupied               01/01/2001
 PA        19146-0000             Purchase                Full                     N                            02/01/2001
 N                                94.75                   2223.75                  12/01/2                      03/01
 600054426                        8.625                   $88,500.00               $88,342.13                   $88,395.13
 DELRAY BEACH                     11/0                    360                      Owner Occupied               01/01/2001
 FL        33483-0000             Refinance               Stated Income            N                            02/01/2001
 N                                74.91                   688.34                   12/01/2                      03/01

 600054863                        9.125                   $246,500.00              $246,103.48                  $246,236.66
 GALENA                           12/0                    360                      Owner Occupied               01/01/2001
 IL        61036-0000             Purchase                Full                     N                            02/01/2001
 Y                                84.90                   2005.6                   12/01/2                      03/01
 600055242                        11.65                   $83,646.00               $83,567.64                   $83,594.01
 WEST HAVEN                       12/0                    360                      Owner Occupied               01/07/2001
 CT        06516-0000             Purchase                Full                     N                            02/07/2001
 N                                89.94                   837.93                   12/07/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 600055243                        10.375                  $30,000.00               $29,845.91                   $29,859.37
 BROOKLYN                         01/1                    360                      Owner Occupied               02/16/2001
 NY        11223-0000             Refinance               Full                     N                            02/16/2001
 N                                17.77                   271.62                   01/16/2                      03/01
 600055593                        8.875                   $500,000.00              $499,152.86                  $499,437.32
 SAN DIEGO                        11/2                    360                      Owner Occupied               01/01/2001
 CA        92103-0000             Purchase                Stated Income            N                            02/01/2001
 N                                78.96                   3978.22                  12/01/2                      03/01
 600055694                        8.875                   $128,000.00              $127,783.12                  $127,855.95
 PAWLEYS ISLAND                   12/0                    360                      Owner Occupied               01/01/2001
 SC        29585-0000             Purchase                Full                     N                            02/01/2001
 N                                79.90                   1018.43                  12/01/2                      03/01

 600055917                        9.125                   $92,900.00               $92,166.22                   $92,412.67
 AURORA                           12/0                    180                      Investment Property          01/01/2001
 CO        80010-0000             Refinance               Stated Income            N                            02/01/2001
 N                                64.62                   949.17                   12/01/2                      03/01
 600056065                        9.5                     $220,000.00              $219,672.79                  $219,782.72
 NEWARK                           11/1                    360                      Owner Occupied               01/01/2001
 DE        19711-0000             Purchase                Full                     N                            02/01/2001
 Y                                73.26                   1849.88                  12/01/2                      03/01
 600056442                        8.375                   $325,000.00              $324,183.48                  $324,389.74
 BERKELEY HEIGHTS TWP             10/1                    360                      Owner Occupied               12/01/2000
 NJ        07922-0000             Purchase                Full                     N                            02/01/2001
 N                                61.78                   2470.23                  11/01/2                      03/01

 600056469                        8.375                   $293,850.00              $293,483.44                  $293,667.36
 LYME                             12/1                    360                      Owner Occupied               02/01/2001
 NH        03768-0000             Purchase                Full                     N                            02/01/2001
 N                                89.94                   2233.47                  01/01/2                      03/01
 600056499                        9.525                   $136,500.00              $136,161.24                  $136,230.17
 BOZEMAN                          12/1                    360                      Owner Occupied               01/22/2001
 MT        59715-0000             Refinance               Stated Income            N                            02/22/2001
 N                                52.39                   1150.26                  12/22/2                      03/01
 600056505                        8.625                   $200,000.00              $199,762.99                  $199,762.99
 RIDGEWOOD                        12/0                    360                      Owner Occupied               02/01/2001
 NY        11385-0000             Purchase                Stated Income            N                            03/01/2001
 N                                72.64                   1555.58                  01/01/2                      03/01

 600056612                        9                       $48,800.00               $48,719.42                   $48,746.48
 SICKLERVILLE                     11/2                    360                      Investment Property          01/01/2001
 NJ        08081-0000             Purchase                Full                     N                            02/01/2001
 N                                79.91                   392.66                   12/01/2                      03/01
 600056761                        8.625                   $162,500.00              $162,210.10                  $162,307.43
 COMMACK                          12/0                    360                      Owner Occupied               01/11/2001
 NY        11725-0000             Refinance               Full                     N                            02/11/2001
 N                                64.92                   1263.91                  12/11/2                      03/01
 600056780                        8.775                   $150,000.00              $149,740.55                  $149,827.67
 BROOKLYN                         12/1                    360                      Owner Occupied               01/20/2001
 NY        11201-0000             Refinance               Full                     N                            02/20/2001
 N                                29.96                   1182.73                  12/20/2                      03/01

 600056783                        8.75                    $110,250.00              $110,058.31                  $110,122.67
 MIAMI                            11/1                    360                      Owner Occupied               01/01/2001
 FL        33173-0000             Refinance               Full                     N                            02/01/2001
 N                                74.91                   867.34                   12/01/2                      03/01
 600057267                        9.875                   $202,300.00              $202,022.02                  $202,115.44
 EAST MEADOW                      11/2                    360                      Owner Occupied               01/01/2001
 NY        11554-0000             Refinance               Stated Income            N                            02/01/2001
 N                                69.93                   1756.66                  12/01/2                      03/01
 600057341                        9.65                    $102,000.00              $101,853.00                  $101,902.39
 ROXBURY                          12/1                    360                      Owner Occupied               01/18/2001
 VT        05669-0000             Refinance               Full                     N                            02/18/2001
 N                                81.52                   868.86                   12/18/2                      03/01

 600057364                        10.65                   $92,700.00               $92,592.05                   $92,628.35
 PORTAGE                          12/0                    360                      Owner Occupied               01/13/2001
 PA        15946-0000             Refinance               Full                     N                            02/13/2001
 N                                89.93                   858.38                   12/13/2                      03/01
 600057507                        10.375                  $93,500.00               $93,384.52                   $93,423.35
 HAMDEN                           12/0                    360                      Owner Occupied               01/13/2001
 CT        06517-0000             Refinance               Stated Income            N                            02/13/2001
 Y                                74.73                   846.55                   12/13/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 600057602                        9.5                     $123,200.00              $123,016.73                  $123,078.30
 ERIE                             12/1                    360                      Owner Occupied               01/22/2001
 MI        48133-0000             Refinance               Full                     N                            02/22/2001
 N                                79.92                   1035.94                  12/22/2                      03/01
 600057857                        9.5                     $84,000.00               $83,917.03                   $83,958.68
 EAST CHICAGO                     12/1                    360                      Investment Property          02/01/2001
 IN        46312-0000             Refinance               Full                     N                            02/01/2001
 N                                79.96                   706.32                   01/01/2                      03/01
 600057985                        9.525                   $100,000.00              $99,852.04                   $99,901.75
 LARAMIE                          12/0                    360                      Owner Occupied               01/13/2001
 WY        82070-0000             Refinance               Stated Income            N                            02/13/2001
 N                                79.92                   842.68                   12/13/2                      03/01

 600058044                        9                       $153,274.00              $153,020.94                  $153,105.93
 MIDLOTHIAN                       11/2                    360                      Owner Occupied               01/01/2001
 VA        23113-0000             Purchase                Stated Income            N                            02/01/2001
 N                                79.91                   1233.28                  12/01/2                      03/01
 600058282                        8.875                   $261,250.00              $260,956.00                  $261,103.54
 LOS ANGELES                      12/0                    360                      Owner Occupied               02/01/2001
 CA        90731-0000             Purchase                Full                     N                            02/01/2001
 N                                94.89                   2078.62                  01/01/2                      03/01
 600058362                        10.625                  $44,200.00               $44,148.22                   $44,165.63
 ALEXANDRIA                       12/1                    360                      Investment Property          01/12/2001
 IN        46001-0000             Refinance               Full                     N                            02/12/2001
 N                                84.93                   408.46                   12/12/2                      03/01

 600058365                        8.625                   $140,800.00              $140,488.70                  $140,488.70
 BILLERICA                        11/2                    360                      Owner Occupied               01/01/2001
 MA        01821-0000             Purchase                Full                     N                            03/01/2001
 N                                79.82                   1095.12                  12/01/2                      03/01
 600058851                        8.65                    $42,000.00               $41,925.03                   $41,925.03
 GARY                             12/1                    360                      Owner Occupied               01/18/2001
 IN        46407-0000             Refinance               Full                     N                            03/18/2001
 N                                59.89                   327.42                   12/18/2                      03/01
 600058865                        9.5                     $44,000.00               $43,776.86                   $43,888.87
 SIDNEY                           01/1                    180                      Owner Occupied               02/22/2001
 MT        59270-0000             Refinance               Full                     N                            02/22/2001
 N                                79.79                   459.46                   01/22/2                      03/01

 600058916                        8.875                   $601,250.00              $600,573.37                  $600,912.93
 BEVERLY                          12/0                    360                      Owner Occupied               02/01/2001
 MA        01915-0000             Purchase                Stated Income            N                            02/01/2001
 N                                64.96                   4783.81                  01/01/2                      03/01
 600059629                        8.75                    $36,000.00               $35,888.31                   $35,888.31
 CLEVELAND                        12/0                    240                      Owner Occupied               02/01/2001
 OH        44108-0000             Refinance               Full                     N                            03/01/2001
 N                                74.76                   318.14                   01/01/2                      03/01
 600059907                        8.775                   $58,400.00               $58,298.98                   $58,332.90
 RIVERTON                         12/2                    360                      Owner Occupied               01/27/2001
 WY        82501-0000             Refinance               Full                     N                            02/27/2001
 N                                79.90                   460.48                   12/27/2                      03/01

 600060217                        9.62                    $240,000.00              $239,651.93                  $239,884.90
 HOWELL                           12/2                    360                      Owner Occupied               01/28/2001
 MI        48843-0000             Refinance               Full                     N                            01/31/2001
 N                                79.96                   2039.1                   12/28/2                      03/01
 600060264                        10.53                   $48,000.00               $47,891.56                   $47,891.56
 BARTON                           12/2                    360                      Second Home                  02/04/2001
 NY        13734-0000             Refinance               Full                     N                            03/04/2001
 N                                81.17                   440.15                   01/04/2                      03/01
 600060559                        8.75                    $355,600.00              $354,659.14                  $354,869.06
 FAIRFAX                          12/1                    360                      Owner Occupied               02/01/2001
 VA        20120-0000             Purchase                Full                     N                            02/01/2001
 N                                79.81                   2797.51                  01/01/2                      03/01

 600060805                        8.75                    $199,800.00              $199,569.28                  $199,569.28
 NEW CASTLE                       12/2                    360                      Owner Occupied               02/01/2001
 DE        19720-0000             Purchase                Full                     N                            03/01/2001
 N                                79.89                   1571.82                  01/01/2                      03/01
 600061191                        10.5                    $108,000.00              $107,913.78                  $107,957.08
 BEREA                            01/0                    360                      Owner Occupied               02/10/2001
 OH        44017-0000             Refinance               Stated Income            N                            02/10/2001
 N                                79.38                   987.92                   01/10/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 600061374                        11.125                  $87,125.00               $87,064.26                   $87,094.77
 HOPKINTON                        12/2                    360                      Owner Occupied               02/04/2001
 IA        52237-0000             Refinance               Stated Income            N                            02/04/2001
 N                                84.97                   837.95                   01/04/2                      03/01
 600061489                        12.15                   $161,500.00              $161,364.53                  $161,410.14
 LAURELTON                        12/1                    360                      Second Home                  01/19/2001
 NY        11413-0000             Refinance               Full                     N                            02/19/2001
 N                                84.95                   1679.89                  12/19/2                      03/01
 600061600                        8.65                    $45,500.00               $45,250.92                   $45,375.91
 PORTLAND                         01/1                    180                      Owner Occupied               02/16/2001
 ME        04103-0000             Refinance               Full                     N                            02/16/2001
 N                                43.21                   452.07                   01/16/2                      03/01

 600061605                        9.4                     $105,000.00              $104,768.36                  $104,822.50
 KANSAS CITY                      01/0                    360                      Owner Occupied               02/09/2001
 KS        66112-0000             Refinance               Stated Income            N                            02/09/2001
 N                                61.66                   875.25                   01/09/2                      03/01
 600061685                        9.625                   $394,100.00              $393,527.04                  $393,814.66
 HERNDON                          12/1                    360                      Owner Occupied               02/01/2001
 VA        20171-0000             Purchase                Stated Income            N                            02/01/2001
 N                                79.93                   3349.81                  01/01/2                      03/01
 600061891                        8.775                   $152,000.00              $151,534.89                  $150,514.50
 GLOCESTER                        12/2                    300                      Owner Occupied               01/28/2001
 RI        02857-0000             Refinance               Full                     N                            01/31/2001
 N                                76.01                   1252.24                  12/28/2                      03/01

 600061893                        7.5                     $291,500.00              $290,972.61                  $290,972.61
 PALM SPRINGS                     12/1                    360                      Second Home                  02/01/2001
 CA        92262-0000             Refinance               Stated Income            N                            03/01/2001
 Y                                72.74                   2038.21                  01/01/2                      03/01
 600061905                        10.025                  $70,650.00               $70,308.44                   $70,479.93
 SHREVEPORT                       01/1                    180                      Owner Occupied               02/18/2001
 LA        71109-0000             Refinance               Full                     N                            02/18/2001
 N                                89.78                   760.29                   01/18/2                      03/01
 600062319                        9.75                    $71,450.00               $71,383.07                   $71,416.67
 INDIANAPOLIS                     12/2                    360                      Investment Property          02/01/2001
 IN        46280-0000             Purchase                Full                     N                            02/01/2001
 Y                                84.91                   613.86                   01/01/2                      03/01

 600062684                        9.75                    $100,000.00              $99,906.32                   $99,906.32
 LANCASTER                        12/2                    360                      Investment Property          02/01/2001
 MA        01523-0000             Refinance               Full                     N                            03/01/2001
 N                                63.23                   859.15                   01/01/2                      03/01
 600063384                        8.875                   $186,900.00              $186,689.67                  $186,900.00
 PUNTA GORDA                      12/2                    360                      Second Home                  02/01/2001
 FL        33955-0000             Purchase                Full                     N                            01/01/2001
 N                                89.99                   1487.06                  01/01/2                      03/01
 600063500                        7.625                   $140,000.00              $139,685.83                  $139,890.52
 ESTERO                           12/2                    360                      Second Home                  02/01/2001
 FL        33928-0000             Purchase                Stated Income            N                            01/01/2001
 Y                                42.26                   990.91                   01/01/2                      03/01

 600064018                        8.9                     $43,350.00               $43,017.20                   $43,134.40
 FORT SMITH                       01/1                    180                      Owner Occupied               02/18/2001
 AR        72901-0000             Refinance               Full                     N                            02/18/2001
 N                                84.57                   437.11                   01/18/2                      03/01
 600064019                        9.275                   $77,350.00               $77,125.48                   $77,238.17
 BIRMINGHAM                       01/1                    240                      Owner Occupied               02/22/2001
 AL        35208-0000             Refinance               Full                     N                            02/22/2001
 N                                84.87                   709.68                   01/22/2                      03/01
 600064038                        8.4                     $132,000.00              $131,572.13                  $131,786.81
 SOUTH BURLINGTON                 01/0                    240                      Owner Occupied               02/10/2001
 VT        05403-0000             Refinance               Full                     N                            02/10/2001
 N                                79.87                   1137.19                  01/10/2                      03/01

 600064263                        8.4                     $56,400.00               $56,330.00                   $56,365.12
 ST LOUIS                         01/0                    360                      Owner Occupied               02/12/2001
 MO        63106-0000             Refinance               Full                     N                            02/12/2001
 N                                79.95                   429.68                   01/12/2                      03/01
 600064772                        9                       $102,320.00              $102,264.12                  $102,264.12
 FALL RIVER                       01/1                    360                      Investment Property          03/01/2001
 MA        02724-0000             Purchase                Full                     N                            03/01/2001
 N                                79.95                   823.28                   02/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 600064996                        9.75                    $33,000.00               $32,836.41                   $33,000.00
 PROSPECT                         12/2                    180                      Owner Occupied               01/26/2001
 CT        06712-0000             Refinance               Full                     N                            01/26/2001
 N                                13.75                   349.59                   12/26/2                      03/01
 600065315                        8.6                     $60,000.00               $59,928.52                   $59,964.39
 NORWICH                          12/1                    360                      Owner Occupied               01/20/2001
 CT        06360-0000             Refinance               Full                     N                            02/20/2001
 N                                70.54                   465.61                   12/20/2                      03/01
 600067688                        10.75                   $61,000.00               $60,929.91                   $60,953.29
 WALKER                           12/1                    360                      Owner Occupied               01/18/2001
 LA        70785-0000             Refinance               Full                     N                            02/18/2001
 N                                64.16                   569.42                   12/18/2                      03/01

 600067936                        10.5                    $60,000.00               $59,927.85                   $59,952.11
 JAMAICA                          12/1                    360                      Owner Occupied               01/28/2001
 NY        11435-0000             Refinance               Full                     N                            02/28/2001
 N                                36.33                   548.84                   12/28/2                      03/01
 600067941                        12.49                   $32,000.00               $31,957.67                   $31,974.69
 ZACHARY                          11/2                    360                      Owner Occupied               12/28/2000
 LA        70791-0000             Refinance               Full                     N                            01/31/2001
 N                                79.93                   341.27                   11/28/2                      03/01
 600069575                        8.125                   $226,000.00              $225,852.17                  $225,852.17
 EBRIDGEWATER                     01/2                    360                      Owner Occupied               03/01/2001
 MA        02333-0000             Purchase                Stated Income            N                            03/01/2001
 N                                79.94                   1678.04                  02/01/2                      03/01

 650131123                        7                       $400,500.00              $387,422.10                  $387,824.33
 YONKERS                          01/1                    360                      Owner Occupied               03/01/1999
 NY        10701-0000             Refinance               Full                     N                            02/01/2001
 N                                55.40                   2664.54                  02/01/2                      03/01
 650153405                        7                       $355,400.00              $347,374.89                  $347,711.07
 LA JOLLA                         02/2                    360                      Owner Occupied               04/01/1999
 CA        92037-0000             Refinance               Full                     N                            02/01/2001
 N                                63.22                   2364.49                  03/01/2                      03/01
 651166799                        7.75                    $390,000.00              $382,112.16                  $382,800.40
 BELMONT                          08/1                    360                      Owner Occupied               10/01/1999
 CA        94002-0000             Refinance               Full                     N                            02/01/2001
 Y                                51.04                   2660.49                  09/01/2                      03/01

 651279532                        9.75                    $100,000.00              $98,994.19                   $99,048.58
 POWERSITE                        11/2                    360                      Owner Occupied               01/01/2000
 MO        65731-0000             Refinance               Full                     N                            02/01/2001
 N                                74.75                   859.16                   12/01/2                      03/01
 651281610                        10.875                  $35,000.00               $33,964.18                   $34,008.02
 TEMPLE TERRACE                   11/1                    360                      Owner Occupied               01/01/2000
 FL        33617-0000             Refinance               Full                     N                            01/01/2001
 N                                41.98                   330.02                   12/01/2                      03/01
 651281807                        11                      $97,500.00               $96,845.37                   $96,885.77
 COMPTON                          12/0                    360                      Investment Property          02/01/2000
 CA        90220-0000             Refinance               Full                     N                            02/01/2001
 N                                74.52                   928.52                   01/01/2                      03/01

 651282419                        11.5                    $50,000.00               $49,815.50                   $49,815.50
 MOUNT SHASTA                     03/0                    360                      Second Home                  05/01/2000
 CA        96067-0000             Refinance               Stated Income            N                            03/01/2001
 N                                54.14                   495.15                   04/01/2                      03/01
 651284994                        10.75                   $48,000.00               $47,743.59                   $47,763.79
 GILMER                           01/1                    360                      Owner Occupied               03/01/2000
 TX        75644-0000             Refinance               Full                     N                            02/01/2001
 N                                79.60                   448.08                   02/01/2                      03/01
 651289522                        7.875                   $276,000.00              $273,224.23                  $273,224.23
 SOUTH SAN FRANCISCO              12/0                    360                      Owner Occupied               02/01/2000
 CA        94080-0000             Purchase                Full                     N                            03/01/2001
 N                                79.19                   2001.2                   01/01/2                      03/01

 652002237                        8.125                   $487,500.00              $482,623.42                  $482,972.97
 PLEASANTON                       12/1                    360                      Owner Occupied               02/01/2000
 CA        94588-0000             Refinance               Full                     N                            02/01/2001
 N                                74.30                   3619.68                  01/01/2                      03/01
 652003519                        10                      $95,000.00               $94,378.59                   $94,425.41
 COOS BAY                         12/2                    360                      Owner Occupied               02/01/2000
 OR        97420-0000             Refinance               Full                     N                            02/01/2001
 N                                78.03                   833.7                    01/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 652004905                        7.75                    $155,000.00              $153,367.35                  $153,367.35
 LONGVIEW                         12/1                    360                      Owner Occupied               02/01/2000
 WA        98632-0000             Refinance               Full                     N                            03/01/2001
 N                                76.68                   1110.44                  01/01/2                      03/01
 652010931                        7.5                     $209,000.00              $206,478.30                  $206,648.11
 COSTA MESA                       11/2                    360                      Owner Occupied               01/01/2000
 CA        92627-0000             Refinance               Full                     N                            02/01/2001
 N                                82.65                   1461.36                  12/01/2                      03/01
 652018343                        9                       $1,435,000.00            $1,420,959.26                $1,421,841.79
 CHAPEL HILL                      02/2                    360                      Owner Occupied               04/01/2000
 NC        27514-0000             Refinance               Full                     N                            02/01/2001
 N                                69.35                   11546.34                 03/01/2                      03/01

 652022986                        7.875                   $539,500.00              $534,074.42                  $534,478.65
 MANHATTAN BEACH                  12/1                    360                      Owner Occupied               02/01/2000
 CA        90266-0000             Refinance               Full                     N                            02/01/2001
 N                                71.74                   3911.75                  01/01/2                      03/01
 652026735                        8.125                   $30,000.00               $26,948.57                   $27,190.48
 SAN DIEGO                        12/3                    96                       Owner Occupied               03/01/2000
 CA        92102-0000             Refinance               Full                     N                            02/01/2001
 N                                51.30                   426.01                   02/01/2                      03/01
 652029393                        11.625                  $61,500.00               $61,231.44                   $61,252.96
 COTTONWOOD                       01/1                    360                      Owner Occupied               03/01/2000
 AZ        86326-0000             Refinance               Full                     N                            02/01/2001
 N                                54.69                   614.91                   02/01/2                      03/01

 652032621                        7.5                     $330,500.00              $327,188.94                  $327,453.27
 SAN DIEGO                        01/1                    360                      Owner Occupied               03/01/2000
 CA        92106-0000             Refinance               Full                     N                            02/01/2001
 Y                                73.58                   2310.91                  02/01/2                      03/01
 652034508                        11                      $174,000.00              $173,285.29                  $173,353.27
 BELLEVUE                         03/0                    360                      Owner Occupied               05/01/2000
 ID        83313-0000             Refinance               Stated Income            N                            02/01/2001
 N                                74.72                   1657.05                  04/01/2                      03/01
 652038420                        9.875                   $251,200.00              $249,640.75                  $249,766.68
 TUCSON                           01/1                    360                      Owner Occupied               03/01/2000
 AZ        85750-0000             Purchase                Full                     N                            02/01/2001
 N                                78.74                   2181.3                   02/01/2                      03/01

 652053369                        10.75                   $80,000.00               $79,620.17                   $79,718.97
 WALTERVILLE                      02/1                    360                      Owner Occupied               04/01/2000
 OR        97488-0000             Refinance               Stated Income            N                            12/01/2000
 N                                35.43                   746.79                   03/01/2                      03/01
 652080778                        11.125                  $400,000.00              $398,400.46                  $398,852.92
 GARDEN GROVE                     03/1                    360                      Owner Occupied               05/01/2000
 CA        92841-0000             Refinance               Full                     N                            12/01/2000
 N                                72.46                   3847.13                  04/01/2                      03/01
 652097240                        8.5                     $73,000.00               $72,288.00                   $72,336.92
 ST CLAIR SHORES                  04/2                    360                      Owner Occupied               06/01/2000
 MI        48082-0000             Refinance               Full                     N                            02/01/2001
 N                                77.78                   561.31                   05/01/2                      03/01

 652124168                        8.875                   $260,000.00              $258,803.27                  $258,956.75
 WASHINGTON TOWNSHIP              06/0                    360                      Owner Occupied               08/01/2000
 NJ        07675-0000             Refinance               Full                     N                            02/01/2001
 N                                84.35                   2068.68                  07/01/2                      03/01
 652126406                        9.75                    $300,000.00              $297,621.56                  $297,621.56
 SUNNYVALE                        06/0                    360                      Owner Occupied               08/01/2000
 CA        94086-0000             Purchase                Full                     N                            03/01/2001
 N                                54.60                   2577.47                  07/01/2                      03/01
 652133704                        12.5                    $63,000.00               $62,866.16                   $62,866.16
 OSKALOOSA                        06/1                    360                      Owner Occupied               08/01/2000
 IA        52577-0000             Purchase                Full                     N                            03/01/2001
 N                                89.80                   672.38                   07/01/2                      03/01

 652135777                        10.375                  $164,500.00              $164,017.51                  $164,088.23
 HAZLET                           07/0                    360                      Owner Occupied               09/01/2000
 NJ        07730-0000             Refinance               Stated Income            N                            02/01/2001
 N                                74.58                   1489.4                   08/01/2                      03/01
 652146615                        8.375                   $1,000,000.00            $994,904.32                  $995,556.89
 CORONA DEL MAR                   06/1                    360                      Owner Occupied               08/01/2000
 CA        92625-0000             Purchase                Full                     N                            02/01/2001
 N                                61.26                   7600.73                  07/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 652154790                        7.875                   $410,000.00              $407,690.13                  $407,690.13
 LAGUNA NIGUEL                    06/0                    360                      Owner Occupied               08/01/2000
 CA        92677-0000             Purchase                Full                     N                            03/01/2001
 Y                                79.54                   2972.79                  07/01/2                      03/01
 652154820                        8.375                   $120,000.00              $119,388.51                  $119,544.59
 APACHE JUNCTION                  06/2                    360                      Owner Occupied               08/01/2000
 AZ        85220-0000             Refinance               Full                     N                            01/01/2001
 N                                79.69                   912.09                   07/01/2                      03/01
 652167401                        9.75                    $279,500.00              $278,425.92                  $278,563.93
 CAMPBELL                         06/2                    360                      Owner Occupied               08/01/2000
 CA        95008-0000             Refinance               Full                     N                            02/01/2001
 N                                64.78                   2401.34                  07/01/2                      03/01

 652170263                        8.25                    $319,500.00              $317,944.07                  $318,256.36
 TARZANA                          07/0                    360                      Owner Occupied               09/01/2000
 CA        91335-0000             Purchase                Full                     N                            02/01/2001
 N                                89.65                   2400.3                   08/01/2                      03/01
 652219216                        11.875                  $62,400.00               $62,325.46                   $62,344.37
 AMARILLO                         10/2                    360                      Owner Occupied               12/01/2000
 TX        79106-0000             Refinance               Full                     N                            02/01/2001
 N                                79.92                   635.86                   11/01/2                      03/01
 652243236                        12                      $100,000.00              $99,677.72                   $99,709.25
 KLAMATH FALLS                    10/1                    360                      Owner Occupied               12/01/2000
 OR        97601-0000             Refinance               Stated Income            N                            02/01/2001
 N                                40.69                   1028.62                  11/01/2                      03/01

 652252090                        9.375                   $214,000.00              $212,441.44                  $212,779.10
 MIAMI                            11/1                    360                      Owner Occupied               01/01/2001
 FL        33143-0000             Refinance               Stated Income            N                            02/01/2001
 N                                65.47                   1779.95                  12/01/2                      03/01
 652252804                        12.25                   $69,600.00               $69,503.86                   $69,523.48
 TEMPLE                           09/1                    360                      Owner Occupied               11/01/2000
 GA        30179-0000             Refinance               Full                     N                            02/01/2001
 N                                79.91                   729.34                   10/01/2                      03/01
 652259335                        10.875                  $45,000.00               $44,933.10                   $44,950.05
 SOUTH BEND                       10/1                    360                      Owner Occupied               12/01/2000
 IN        46613-0000             Refinance               Full                     N                            02/01/2001
 N                                69.69                   424.31                   11/01/2                      03/01

 652264506                        12.25                   $80,000.00               $78,192.65                   $78,550.14
 VIRGIE                           09/2                    120                      Owner Occupied               11/01/2000
 KY        41572-0000             Refinance               Full                     N                            02/01/2001
 N                                77.00                   1159.36                  10/01/2                      03/01
 652272659                        12.5                    $58,400.00               $58,323.69                   $58,339.27
 BREMEN                           09/2                    360                      Investment Property          11/01/2000
 GA        30110-0000             Purchase                Full                     N                            02/01/2001
 N                                79.91                   623.28                   10/01/2                      03/01
 652279173                        9.625                   $82,000.00               $81,881.18                   $81,921.10
 OKLAHOMA CITY                    11/1                    360                      Owner Occupied               01/01/2001
 OK        73159-0000             Refinance               Full                     N                            02/01/2001
 N                                74.13                   697                      12/01/2                      03/01

 652292460                        8.625                   $106,300.00              $105,416.55                  $105,711.34
 FITZGERALD                       11/2                    180                      Owner Occupied               01/01/2001
 GA        31750-0000             Refinance               Stated Income            N                            02/01/2001
 N                                74.57                   1054.59                  12/01/2                      03/01
 652300098                        11.75                   $73,000.00               $72,910.12                   $72,932.86
 SPRING                           10/1                    360                      Owner Occupied               12/01/2000
 TX        77388-0000             Refinance               Stated Income            N                            02/01/2001
 N                                54.42                   736.87                   11/01/2                      03/01
 652304887                        9.125                   $370,800.00              $370,203.46                  $370,403.81
 TOMS RIVER                       11/0                    360                      Owner Occupied               01/01/2001
 NJ        08753-0000             Refinance               Stated Income            N                            02/01/2001
 N                                71.92                   3016.96                  12/01/2                      03/01

 652308824                        11                      $115,000.00              $114,917.60                  $114,958.99
 RICHMOND HILL                    12/1                    360                      Owner Occupied               02/01/2001
 GA        31324-0000             Refinance               Full                     N                            02/01/2001
 N                                61.31                   1095.18                  01/01/2                      03/01
 652323816                        9.25                    $250,000.00              $249,739.78                  $249,739.78
 HILTON HEAD ISLAND               12/0                    360                      Owner Occupied               02/01/2001
 SC        29928-0000             Refinance               Full                     N                            03/01/2001
 N                                12.48                   2056.69                  01/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 652334233                        10.125                  $300,000.00              $299,740.47                  $299,870.78
 LOS GATOS                        12/0                    360                      Owner Occupied               02/01/2001
 CA        95032-0000             Refinance               Full                     N                            02/01/2001
 N                                43.77                   2660.47                  01/01/2                      03/01
 652335004                        11                      $175,000.00              $174,811.07                  $174,874.62
 NAPA                             11/2                    360                      Owner Occupied               01/01/2001
 CA        94559-0000             Refinance               Stated Income            N                            02/01/2001
 N                                69.94                   1666.57                  12/01/2                      03/01
 652338301                        9.375                   $265,000.00              $264,731.30                  $264,731.30
 GARDEN CITY                      12/2                    360                      Owner Occupied               02/01/2001
 NY        11530-0000             Refinance               Stated Income            N                            03/01/2001
 N                                58.82                   2204.14                  01/01/2                      03/01

 652340046                        10.875                  $72,000.00               $71,946.98                   $71,973.61
 FOWLER                           12/2                    360                      Owner Occupied               02/01/2001
 KS        67844-0000             Refinance               Full                     N                            02/01/2001
 N                                69.87                   678.89                   01/01/2                      03/01
 652345809                        9.5                     $25,000.00               $24,680.57                   $24,809.22
 FREEDOM                          11/2                    180                      Owner Occupied               01/01/2001
 ME        04941-0000             Refinance               Full                     N                            02/01/2001
 N                                20.84                   261.06                   12/01/2                      03/01
 652348236                        8.25                    $165,000.00              $164,682.18                  $164,788.85
 PORTLAND                         11/2                    360                      Owner Occupied               01/01/2001
 ME        04103-0000             Refinance               Stated Income            N                            02/01/2001
 N                                74.90                   1239.59                  12/01/2                      03/01

 652348292                        9.875                   $291,000.00              $290,600.09                  $290,734.49
 SAN DIEGO                        11/0                    360                      Owner Occupied               01/01/2001
 CA        92131-0000             Refinance               Full                     N                            02/01/2001
 N                                72.68                   2526.9                   12/01/2                      03/01
 652355698                        9.5                     $100,000.00              $99,901.23                   $99,901.23
 ROWLAND HEIGHTS                  12/0                    360                      Owner Occupied               02/01/2001
 CA        91748-0000             Refinance               Full                     N                            03/01/2001
 N                                23.50                   840.86                   01/01/2                      03/01
 652362462                        11.625                  $55,000.00               $54,882.81                   $54,882.81
 WHEELING                         01/0                    180                      Owner Occupied               03/01/2001
 WV        26003-0000             Refinance               Full                     N                            03/01/2001
 N                                69.91                   646.89                   02/01/2                      03/01

 652393933                        10                      $55,200.00               $55,175.58                   $55,200.00
 HEMET                            01/0                    360                      Owner Occupied               03/01/2001
 CA        92544-0000             Refinance               Full                     N                            02/01/2001
 N                                64.94                   484.42                   02/01/2                      03/01
 685004626                        8.375                   $400,500.00              $397,854.65                  $398,175.72
 JOPPA                            06/0                    360                      Owner Occupied               07/01/2000
 MD        21085-0000             Purchase                Full                     N                            02/01/2001
 N                                89.47                   3044.09                  06/01/2                      03/01
 685005023                        7.625                   $304,000.00              $302,200.09                  $302,430.10
 CHEYENNE                         06/0                    360                      Owner Occupied               08/01/2000
 WY        82009-0000             Purchase                Full                     N                            02/01/2001
 Y                                99.48                   2151.7                   07/01/2                      03/01

 685005388                        8.375                   $389,000.00              $386,762.10                  $387,017.73
 CARLISLE                         05/3                    360                      Owner Occupied               07/01/2000
 MA        01741-0000             Purchase                Full                     N                            02/01/2001
 N                                99.42                   2956.69                  06/01/2                      03/01
 685005775                        8.25                    $555,000.00              $544,354.31                  $544,778.49
 LAKE FOREST                      06/2                    360                      Owner Occupied               08/01/2000
 IL        60045-0000             Purchase                Full                     N                            02/01/2001
 N                                93.04                   4169.53                  07/01/2                      03/01
 685005785                        8                       $330,000.00              $328,186.67                  $328,418.64
 MIAMI                            06/1                    360                      Owner Occupied               08/01/2000
 FL        33133-0000             Purchase                Full                     N                            02/01/2001
 Y                                92.51                   2421.43                  07/01/2                      03/01

 685006146                        8.375                   $555,000.00              $552,534.05                  $552,534.05
 RIDGELAND                        07/1                    360                      Owner Occupied               09/01/2000
 MS        39157-0000             Purchase                Full                     N                            03/01/2001
 Y                                99.55                   4218.41                  08/01/2                      03/01
 685006304                        7.875                   $360,000.00              $356,130.07                  $356,401.44
 LA JOLLA                         06/2                    360                      Second Home                  08/01/2000
 CA        92037-0000             Purchase                Full                     N                            02/01/2001
 Y                                58.42                   2610.25                  07/01/2                      03/01

 Loan ID                          Rate                    Orig Loan Amt            Issue Date Balance           Current UPB
 City                             Note Date               Orig Term                Occupancy                    First Pay Date
 State     Zip                    Purpose                 Processing Style         Buydown Ind                  Paid to Date
 ARM Indicator                    Current LTV             P &                      Maturity Date                Issue Date

 685006580                        8.125                   $400,000.00              $397,856.45                  $398,130.76
 ESTERO                           06/3                    360                      Second Home                  08/01/2000
 FL        33928-0000             Purchase                Full                     N                            02/01/2001
 Y                                99.46                   2969.99                  07/01/2                      03/01
 685006658                        7.375                   $268,000.00              $266,545.92                  $266,757.48
 ORLANDO                          07/0                    360                      Owner Occupied               09/01/2000
 FL        32819-0000             Purchase                Full                     N                            02/01/2001
 Y                                79.62                   1851.01                  08/01/2                      03/01
 685006727                        8.5                     $381,000.00              $379,349.51                  $379,590.32
 PORT ORFORD                      07/1                    360                      Owner Occupied               09/01/2000
 OR        97465-0000             Purchase                Full                     N                            02/01/2001
 Y                                99.63                   2929.57                  08/01/2                      03/01

 685006985                        7.875                   $265,000.00              $263,507.03                  $263,697.95
 WOODRIDGE                        06/1                    360                      Owner Occupied               08/01/2000
 IL        60517-0000             Purchase                Full                     N                            02/01/2001
 N                                99.50                   1921.44                  07/01/2                      03/01
 685007092                        8.375                   $295,000.00              $293,496.62                  $293,689.13
 SEATTLE                          06/1                    360                      Second Home                  08/01/2000
 WA        98117-0000             Purchase                Full                     N                            02/01/2001
 N                                99.55                   2242.22                  07/01/2                      03/01
 685007211                        8.5                     $348,750.00              $347,017.27                  $347,239.25
 MAPLE GROVE                      06/2                    360                      Owner Occupied               08/01/2000
 MN        55311-0000             Purchase                Full                     N                            02/01/2001
 Y                                89.61                   2681.59                  07/01/2                      03/01

 685007249                        8                       $300,900.00              $300,084.29                  $300,084.29
 WRENTHAM                         10/2                    360                      Owner Occupied               12/01/2000
 MA        02093-0000             Purchase                Full                     N                            03/01/2001
 Y                                74.79                   2207.9                   11/01/2                      03/01
 685007662                        8.25                    $427,500.00              $425,551.93                  $425,835.98
 CHARLESTOWN                      07/2                    360                      Second Home                  09/01/2000
 RI        02813-0000             Purchase                Full                     N                            02/01/2001
 Y                                74.70                   3211.67                  08/01/2                      03/01
 685016287                        7.75                    $629,000.00              $626,751.39                  $627,206.92
 WEXFORD                          09/2                    360                      Owner Occupied               11/01/2000
 PA        15090-0000             Purchase                Full                     N                            02/01/2001
 Y                                99.71                   4506.24                  10/01/2                      03/01

 685024382                        9                       $252,000.00              $251,583.95                  $251,583.95
 LEXINGTON                        11/2                    360                      Owner Occupied               01/01/2001
 KY        40502-0000             Refinance               Full                     N                            03/01/2001
 N                                38.70                   2027.65                  12/01/2                      03/01
 685030394                        7.75                    $386,000.00              $384,899.63                  $385,177.39
 LA PALMA                         10/2                    360                      Second Home                  12/01/2000
 CA        90623-0000             Purchase                Full                     N                            02/01/2001
 Y                                99.78                   2765.36                  11/01/2                      03/01
 685030640                        7.75                    $317,500.00              $317,050.37                  $317,275.91
 GARRISON                         12/1                    360                      Owner Occupied               02/01/2001
 NY        10524-0000             Purchase                Full                     N                            02/01/2001
 Y                                99.92                   2274.61                  01/01/2                      03/01

 685035328                        7.5                     $324,500.00              $324,259.17                  $324,500.00
 RESTON                           01/1                    360                      Owner Occupied               03/01/2001
 VA        20194-0000             Refinance               Full                     N                            02/01/2001
 N                                65.95                   2268.96                  02/01/2                      03/01

</TABLE>

<PAGE>

                                    EXHIBIT B

                            LIMITED POWER OF ATTORNEY

                         KNOW ALL MEN BY THESE PREMISES:

        That  Wells  Fargo Bank  Minnesota,  N.A.,  as  indenture  trustee  (the
"Indenture  Trustee"),  under  the  indenture  dated as of March  12,  2001 (the
"Indenture"),  between  GMACM  Mortgage Loan Trust  2001-GH1,  as issuer and the
Indenture Trustee, a national banking  association  organized and existing under
the laws of the  United  States of  America,  and having  its  principal  office
located at Wells  Fargo  Center,  Sixth and  Marquette,  Minneapolis,  Minnesota
55479-0070,  hath made,  constituted  and appointed,  and does by these presents
make, constitute and appoint GMAC Mortgage Corporation,  a corporation organized
and existing under the laws of the  Commonwealth of  Pennsylvania,  its true and
lawful  Attorney-in-Fact,  with  full  power  and  authority  to sign,  execute,
acknowledge,  deliver,  file for record, and record any instrument on its behalf
and to  perform  such  other act or acts as may be  customarily  and  reasonably
necessary and appropriate to effectuate the following enumerated transactions in
respect  of any of the  Mortgages  securing  a  Mortgage  Loan  and the  related
Mortgage  Notes for which the  undersigned  is acting as  Indenture  Trustee for
various  Securityholders  (whether the undersigned is named therein as mortgagee
or beneficiary or has become mortgagee by virtue of endorsement of such Mortgage
Note secured by any such  Mortgage) and for which GMAC Mortgage  Corporation  is
acting as Servicer pursuant to a Servicing  Agreement dated as of March 12, 2001
(the "Servicing Agreement").

This appointment shall apply to the following enumerated transactions only:

1.      The modification or re-recording of a Mortgage,  where said modification
        or re-recording is for the purpose of correcting the Mortgage to conform
        same to the original  intent of the parties  thereto or to correct title
        errors  discovered  after  such  title  insurance  was  issued  and said
        modification or  re-recording,  in either  instance,  does not adversely
        affect the Lien of the Mortgage as insured.

2.      The subordination of the Lien of a Mortgage to an easement in favor of a
        public  utility  company or a  government  agency or unit with powers of
        eminent  domain;  this section shall include,  without  limitation,  the
        execution of partial  satisfactions/releases,  partial  reconveyances or
        the execution of requests to trustees to accomplish same.

3.      With  respect to a Mortgage,  the  foreclosure,  the taking of a deed in
        lieu of  foreclosure,  or the  completion  of judicial  or  non-judicial
        foreclosure  or  termination,  cancellation  or  rescission  of any such
        foreclosure, including, without limitation, any and all of the following
        acts:

          a.   The  substitution  of  trustee(s)  serving  under a Mortgage,  in
               accordance with state law and the Mortgage;

          b.   Statements of breach or non-performance;

          c.   Notices of default;

                                        B-1

<PAGE>

          d.   Cancellations/rescissions of notices of default and/or notices of
               sale;

          e.   The taking of a deed in lieu of foreclosure; and

          f.   Such other  documents  and actions as may be necessary  under the
               terms of the Mortgage or state law to expeditiously complete said
               transactions.

4.      The conveyance of the properties to the mortgage insurer, or the closing
        of the title to the  property to be acquired  as real estate  owned,  or
        conveyance of title to real estate owned.

5.      The completion of loan assumption agreements.

6.      The full  satisfaction/release  of a Mortgage or full  reconveyance upon
        payment and discharge of all sums secured  thereby,  including,  without
        limitation, cancellation of the related Mortgage Note.

7.   The assignment of any Mortgage and the related Mortgage Note, in connection
     with the repurchase of the Mortgage Loan secured and evidenced thereby.

8.      The full assignment of a Mortgage upon payment and discharge of all sums
        secured thereby in conjunction with the refinancing thereof,  including,
        without limitation, the endorsement of the related Mortgage Note.

9.   The modification or re-recording of a Mortgage,  where said modification or
     re-recording  is for the  purpose of any  modification  pursuant to Section
     3.01 of the Servicing Agreement.

10.     The subordination of the Lien of a Mortgage, where said subordination is
        in  connection  with any  modification  pursuant to Section  3.01 of the
        Servicing Agreement, and the execution of partial satisfactions/releases
        in connection with such same Section 3.01.

        The undersigned gives said  Attorney-in-Fact full power and authority to
execute  such  instruments  and to do and  perform  all and  every act and thing
necessary  and  proper to carry into  effect  the power or powers  granted by or
under this Limited Power of Attorney as fully as the undersigned  might or could
do, and hereby does ratify and confirm to all that said  Attorney-in-Fact  shall
lawfully do or cause to be done by authority hereof.

        Capitalized  terms used herein that are not otherwise defined shall have
the meanings ascribed thereto in Appendix A to the Indenture.

                                        B-2
<PAGE>

        Third  parties  without  actual notice may rely upon the exercise of the
power granted under this Limited  Power of Attorney;  and may be satisfied  that
this Limited Power of Attorney  shall  continue in full force and effect has not
been revoked  unless an instrument of revocation has been made in writing by the
undersigned.

                               WELLS FARGO BANK MINNESOTA, N.A.,
                                   not in its individual capacity
                                   but solely as Indenture Trustee

                               By:
                                      Name:
                                      Title:

                                        B-3
<PAGE>

STATE OF                     )
                             SS.
COUNTY OF                    )

     On this [ ] day of March, 2001, before me the undersigned, Notary Public of
said State, personally appeared ________________________, personally known to me
to be duly authorized officers of Wells Fargo Bank Minnesota, N.A. that executed
the within  instrument and personally known to me to be the persons who executed
the within  instrument  on behalf of Wells Fargo Bank  Minnesota,  N.A.  therein
named, and acknowledged to me such Wells Fargo Bank Minnesota, N.A. executed the
within instrument pursuant to its by-laws.

                                WITNESS  my  hand  and   official
seal.

                                Notary Public in and for the
                                State of _______________

After recording, please mail to:

Attn: ______________________

                                        B-4

<PAGE>

                                    EXHIBIT C

                           FORM OF REQUEST FOR RELEASE

DATE:

TO:

RE:            REQUEST FOR RELEASE OF DOCUMENTS

In connection  with your  administration  of the Mortgage  Loans, we request the
release of the Mortgage File described below.

Servicing Agreement Dated:
Series #:
Account #:
Pool #:
Loan #:
Borrower Name(s):
Reason for Document Request: (circle one)          Mortgage Loan
Prepaid in Full                                    Mortgage Loan Repurchased

"We hereby  certify  that all amounts  received or to be received in  connection
with such  payments  which are required to be deposited  have been or will be so
deposited as provided in the Servicing Agreement."

_________________________________________
GMAC Mortgage Corporation
Authorized Signature

******************************************************************************
TO CUSTODIAN:  Please  acknowledge  this request,  and check off documents being
enclosed with a copy of this form. You should retain this form for your files in
accordance with the terms of the Servicing Agreement.

Enclosed Documents:       [  ]   Mortgage Note
                          [  ]   Mortgage or Deed of Trust
                          [  ]   Assignment(s) of Mortgage or Deed of Trust
                          [  ]   Title Insurance Policy
                          [  ]   Other:______________________________

Name ____________________________
Title ___________________________
Date ____________________________

                                        C-1
<PAGE>

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00022-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00022-of-00352.parquet"}]]