Document:

<PAGE>

                                                                  EXHIBIT 10.106

                          GOODY'S FAMILY CLOTHING, INC.
                              ROBERT M. GOODFRIEND
             NON-QUALIFIED DEFERRED COMPENSATION PLAN AND AGREEMENT

            THIS PLAN AND AGREEMENT, by and between GOODY'S FAMILY CLOTHING,
INC., a Tennessee corporation ("Goody's") and ROBERT M. GOODFRIEND
("Goodfriend"), as follows:

                              W I T N E S S E T H:

            WHEREAS, Goodfriend currently serves as Chairman of the Board and
Chief Executive Officer of Goody's; and

            WHEREAS, Goodfriend and Goody's have agreed that, in addition to
other forms of compensation otherwise agreed to between them, Goody's shall
provide as deferred compensation for Goodfriend a cash benefit to Goodfriend
pursuant to the terms and provisions set forth in this Plan, the Internal
Revenue Code of 1986, as amended, and all regulations thereunder, and the
Employee Retirement Income Security Act of 1974, as amended and all regulations
thereunder; and

            WHEREAS, it is intended that the Plan shall remain unfunded for
purposes of Title I of ERISA and for tax purposes; and

            NOW, THEREFORE, IN CONSIDERATION OF THE ABOVE PREMISES, and the
mutual covenants hereinafter set forth, faithfully to be kept by the parties
hereto, Goody's hereby establishes and adopts the Goody's Family Clothing, Inc.
Robert M. Goodfriend Nonqualified Deferred Compensation Plan and Agreement, as
an unfunded arrangement to provide cash benefits to Goodfriend pursuant to this
Plan.

                                    ARTICLE 1

                                     PURPOSE

            The Plan is intended to be an unfunded arrangement for purposes of
Sections 201(2), 301(a)(3) and 401(a)(1) of Title I of ERISA to provide a form
of deferred compensation for Goodfriend and his beneficiaries.

                                    ARTICLE 2

                                   DEFINITIONS

            2.1 "Administrator" means the Compensation Committee of the Board.

            2.2 "Beneficiary" means the person who is the Eligible Spouse on the
Benefit Distribution Date or, if there is no Eligible Spouse on the Benefit
Distribution Date, then the Beneficiary shall be Goodfriend's children who are
living on the Benefit Distribution Date (in equal shares); provided, however if
there is no Eligible Spouse on the Benefit Distribution Date and if there are no
children of Goodfriend living on the Benefit Distribution Date, then the
Beneficiary shall be the estates of Goodfriend's children (in equal shares).

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                                                                  EXHIBIT 10.106

            2.3 "Benefit Distribution Date" means February 26, 2015.

            2.4 "Board" means the Board of Directors of Goody's. The members of
the Board are hereinafter referred to as "Directors."

            2.5 "Cause" means (i) Goodfriend's gross negligence in the
performance of his duties to Goody's in his capacity as an executive officer of
Goody's which has resulted, or is likely to result, in material economic damage
to Goody's (as determined in good faith by a majority of the Board, excluding
Goodfriend); (ii) any willful act by Goodfriend which has resulted, or is likely
to result, in material damage to the business reputation of Goody's (as
determined in good faith by a majority of the Board, excluding Goodfriend); or
(iii) the conviction of Goodfriend of a felony or the entering of a plea of
guilty or nolo contendre to a felony by Goodfriend. For purposes of the Plan, no
act or omission shall be considered willful unless done or omitted to be done in
bad faith and without reasonable belief that such act or omission was in the
best interest of Goody's. Notwithstanding the foregoing, a termination shall not
be considered for Cause unless it is made by delivery to Goodfriend of a notice
of termination setting forth the reason for the termination and, prior to the
termination of his employment with Goody's for a basis set forth in clause (i)
or (ii) above (which is capable of being cured), Goodfriend shall have been
given a reasonable opportunity to cure such breach, which shall not be less than
30 days, following a meeting with the Board which shall take place to enable
Goodfriend to refute or explain acts or omissions referred to in such notice of
termination.

            2.6 "Code" means the Internal Revenue Code of 1986, as amended.

            2.7 "Corporate Contribution Amount" shall mean Two Hundred Fifty
Thousand and No/100 Dollars ($250,000.00).

            2.8 "Aggregate Corporate Contribution Amount" means the sum of (x)
all of the Corporate Contribution Amounts required to be contributed by Goody's
pursuant to Section 4.1 and (y) any Earnings, and reduced by (z) expenses and
taxes pursuant to Section 4.6 and by losses on investments pursuant to Section
4.7.

            2.9 "Earnings" means the income, including without limitation,
dividends, interest and gains, of the Trust attributable to the investment of
the Corporate Contributions and any Earnings thereon.

            2.10 "Effective Date" of the Plan means the 29th day of July 2005.

            2.11 "Eligible Spouse" means the wife of Goodfriend to whom
Goodfriend is married on the Benefit Distribution Date or on the date of
Goodfriend's death if Goodfriend is deceased prior to the Benefit Distribution
Date.

            2.12 "ERISA" means the Employee Retirement Income Security Act of
1974, as amended.

            2.13 "Goody's" means Goody's Family Clothing, Inc., a corporation
organized and existing under the laws of the State of Tennessee, and any
corporate successor thereto, whether by merger, consolidation, liquidation, or
otherwise.

            2.14 "Plan" means the Goody's Family Clothing, Inc. Robert M.
Goodfriend Non-qualified Deferred Compensation Plan and Agreement established by
this document and any related documents executed by Goodfriend.

                                       2
<PAGE>

                                                                  EXHIBIT 10.106

            2.15 "Trust" means the Trust for the Goody's Family Clothing, Inc.
Robert M. Goodfriend Non-Qualified Deferred Compensation Plan and Agreement, by
and between Goody's and the Trustee, which is created simultaneously herewith
for the benefit of Goodfriend pursuant to the terms of the Plan.

            2.16 "Trustee" means Regions Morgan Keegan Trust Company or its
designated affiliate.

                                    ARTICLE 3

                                   ELIGIBILITY

            Goodfriend is a highly compensated employee as defined in Section
414(q) of the Code and he shall be the only individual eligible to participate
in the Plan. Goodfriend shall be deemed to be included within a select group of
management or highly compensated employees of Goody's. For purposes of this
Plan, Goodfriend shall be deemed fully vested in the Aggregate Corporate
Contribution Amount.

                                    ARTICLE 4

            ESTABLISHMENT OF THE TRUST AND CONTRIBUTIONS TO THE TRUST

            4.1 Subject to the provisions of Section 4.2, each Goody's fiscal
year beginning with the fiscal year ended January 29, 2005 and ending with and
including the Goody's fiscal year in which Goodfriend's 64th birthday occurs or,
in the case of his death prior to such date, the date on which his 64th birthday
would have occurred, Goody's shall make a contribution of cash or other
immediately available funds to the Trust in an amount equal to the Corporate
Contribution Amount. Subject to the provisions of Section 4.2, Goody's shall
contribute the Corporate Contribution Amount annually by transfer of the
Corporate Contribution Amount from Goody's to the Trust on or before the last
day of the fiscal year with respect to which such contribution is being made. It
is understood that the first Corporate Contribution Amount (relating to the
fiscal year ended January 29, 2005) shall be contributed to the Trust promptly
following execution of this Plan.

            4.2 Goody's shall not be required to make any further contributions
to the Trust hereunder after such time as Goodfriend's employment with Goody's
has been terminated for Cause by Goody's. Notwithstanding the preceding
sentence, there shall be no forfeiture with respect to Goodfriend or the
Beneficiary of any amounts theretofore contributed to the Trust by Goody's or
with respect to past or future Earnings on such contributions, as Goodfriend
shall be fully vested in all such amounts. If Goodfriend's employment is
terminated (either by Goodfriend, by Goody's or otherwise) for any reason other
than for Cause, including by reason of his death or disability, Goody's shall be
obligated to continue to contribute the remaining Corporate Contribution Amounts
to the Trust.

            4.3 The Trust is intended to be treated as a grantor trust under the
Code, and the establishment of the Trust is not intended to cause Goodfriend to
realize current income on amounts contributed thereto. Accordingly, until paid
to Goodfriend or his Beneficiary, all assets held by the Trust, including all
property and rights purchased with such amounts, and all income attributable to
such amounts, property, or rights, shall remain solely the property and rights
of Goody's, subject only to the claims of any general creditors of Goody's.

            4.4 Notwithstanding anything to the contrary contained in this Plan,
Goody's shall make no provision for the funding of any benefits payable
hereunder that (i) would cause the Plan to be a

                                       3
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                                                                  EXHIBIT 10.106

funded plan for purposes of section 404(a)(5) of the Code, or Title I of ERISA,
or (ii) would cause the Plan to be other than an "unfunded and unsecured promise
to pay money or other property in the future" under Treasury Regulations Section
1.83-3(e) promulgated under Section 83 of the Code; and shall have no obligation
to make any arrangement for the accumulation of funds to pay any amounts under
this Plan.

            4.5 Goodfriend is hereby authorized to instruct Goody's as to the
manner in which the Aggregate Corporate Contribution Amount shall be invested
and re-invested by the Trust among the investments set forth on Schedule A
hereto. The investment instruction shall be made by Goodfriend in writing on a
form prescribed by the Administrator and shall be delivered to the Administrator
prior to the beginning of the applicable Goody's fiscal year. The investment
instruction made in accordance with this Section 4.5 shall continue unless
Goodfriend changes the investment instruction in accordance with procedures
designated by the Administrator. Any such change shall become effective for the
month subsequent to the receipt by the Administrator of the changed investment
instruction. The Administrator shall be authorized to permit more frequent
changes in investment options to be effective on such dates as it shall specify.
The Administrator shall honor the investment instruction and shall use
commercially reasonable efforts to cause the Trustee to follow the investment
instruction within 10 business days after the date of such investment election,
unless expressly precluded from doing so as a result of applicable law.
Dividends, interest and other distributions credited with respect to any such
request shall be deemed to be invested in accordance with the same investment
instruction.

            4.6 Any expenses, including Trustee fees, allocable to the
administration or operation of the Plan or litigation with respect thereto as
provided in Section 8.2 of the Trust and any taxes arising from Earnings on the
assets of the Trust shall be paid from the Trust and the amount of such payments
shall reduce the Aggregate Corporate Contribution Amount.

            4.7. Any losses arising from investment of the assets of the Trust
shall reduce the Aggregate Corporate Contribution Amount.

                                    ARTICLE 5

                               PAYMENT OF BENEFITS

            The assets of the Trust, which shall consist of the Aggregate
Corporate Contribution Amount, shall be paid over and distributed to Goodfriend
or his Beneficiary on or within ten (10) business days after the Benefit
Distribution Date. Benefits shall only be paid over and distributed to the
Beneficiary if Goodfriend is deceased as of the Benefit Distribution Date. If
the assets of the Trust consist of an amount less than the Aggregate Corporate
Contribution Amount by reason of a payout of the assets of the Trust that is
required to be made to creditors, any shortfall shall be a direct obligation of
Goody's to Goodfriend.

                                    ARTICLE 6

                                 ADMINISTRATION

            6.1 Administrator. This Plan shall be administered by the
Administrator.

            6.2 Administrator's Powers and Duties. The Administrator shall have
the powers and duties to:

                  (a) Construe and interpret the provisions of the Plan;

                                       4
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                                                                  EXHIBIT 10.106

                  (b) Adopt, amend, or revoke rules and regulations for the
administration of the Plan, provided they are not inconsistent with the
provisions of the Plan;

                  (c) Provide appropriate parties with such returns, reports,
descriptions and statements as may be required by law, within the times
prescribed by law and to make them available for examination by Goodfriend when
required by law;

                  (d) Take such other action as may reasonably be required to
administer the Plan in accordance with its terms or as may be provided for or
required by law;

                  (e) Withhold applicable taxes and file with the Internal
Revenue Service appropriate information returns, with respect to distributions
made from the Plan;

                  (f) Appoint and retain such persons as may be necessary to
carry out the functions of the Administrator; and

                  (g) Make withdrawals from the Trust to pay expenses and taxes
consistent with Section 4.6.

                                    ARTICLE 7

                               CLAIMS FOR BENEFITS

            7.1 Submission of Claim. Claims for benefits under this Plan are to
be submitted to the Administrator.

            7.2 Notice of Denial of Claim. If a claim for benefits under this
Plan is denied, the Administrator shall provide notice to the claimant in
writing of the denial within 90 days after its submission. The notice shall be
written in a manner calculated to be understood by the claimant and shall
include: (i) the specific reason or reasons for the denial; (ii) specific
reference to the pertinent Plan provisions on which the denial is based; (iii) a
description of any additional material or information necessary for the claimant
to perfect the claim and an explanation of why such material or information is
necessary; and (iv) an explanation of the Plan's claims review procedures.

            7.3 Extension of Time. If special circumstances require an extension
of time for processing the initial claim, a written notice of the extension and
the reason therefor shall be furnished to the claimant before the end of the
initial 90 day period. In no event shall such extension exceed 90 days.

            7.4 Review of Denial of Claim. The decision on review shall be made
within 60 days of receipt of the request for review, unless special
circumstances require an extension of time for processing, in which case a
decision shall be rendered as soon as possible, but not later than 120 days
after receipt of the request for review. If such an extension of time is
required, written notice of extension shall be furnished to the claimant before
the end of the original 60 day period. The decision on review shall be made in
writing, shall be written in a manner calculated to be understood by the
claimant, and shall include specific references to the provisions of the Plan on
which the denial is based. If the decision on review is not furnished within the
time specified above, the claim shall be deemed denied on review.

            7.5 Determination of Beneficiaries. For purposes of Section 2.2,
Goodfriend's spouse on the date hereof is Wendy S. Goodfriend and Goodfriend's
children as of the date hereof are (i) Jeffrey A. Goodfriend, (address redacted)
and (ii) Stacey A. Goodfriend, (address redacted). Goodfriend shall promptly
notify

                                       5
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                                                                  EXHIBIT 10.106

the Administrator of any changes or additions to the names and addresses of each
person who could be a Beneficiary under this Plan. In determining the existence
or identity of a Beneficiary under this Plan, the Administrator may rely
conclusively upon information supplied by Goodfriend's personal representative,
executor or administrator. If a question arises as to the existence or identity
of a Beneficiary, or if a dispute arises with respect to a payment to any
Beneficiary, then, nothwithstanding the other provisions of this Plan, the
Administrator, in its sole discretion, may cause such payment to be distributed
to Goodfriend's estate without liability for any tax or other consequences which
might flow therefrom, or may take such other action as the Administrator deems
appropriate, including, but not limited to, causing such funds to be deposited
into the control of a court of competent jurisdiction, in any of which events
the Administrator shall have no further obligations or responsibilities with
respect thereto. In searching for any Beneficiary, the Administrator shall not
be obligated to search beyond the sending of a registered letter to the last
known address for such person as it appears on Goody's records.

                                    ARTICLE 8

                                  MISCELLANEOUS

            8.1 Amendment to Plan. This Plan may be modified or amended, in
whole or in part, only in writing signed by the parties hereto; provided,
however, that Goody's may amend this Plan as necessary without the consent of
Goodfriend to avoid the imposition of an excise tax under Section 409A of the
Code, provided, however, that any such amendment shall not result in Goodfriend
receiving benefits that are less favorable to Goodfriend than if he had been
subject to such excise tax under Section 409A of the Code.

            8.2 Termination of Plan. This Plan may only be terminated upon the
prior written consent of Goodfriend and Goody's.

            8.3 Unsecured Promise. Goody's and Goodfriend acknowledge that this
Plan shall create only an unsecured promise by Goody's to Goodfriend to pay the
benefits provided herein. Until the occurrence of a distribution event, at which
point Goodfriend or the Beneficiary shall be entitled to receive amounts
provided hereunder, all such amounts shall remain solely the property of
Goody's, subject only to the claims of Goody's general creditors.

            8.4 Assignment of Rights to Benefits. Goodfriend's and the
Beneficiary's rights to the benefits under the Plan shall not be subject in any
manner to anticipation, alienation, sale, transfer, assignment, pledge,
encumbrance, attachment or garnishment by Goodfriend, the Beneficiary or by
creditors of Goodfriend or the Beneficiary.

            8.5 Unfunded Plan. It is the intention of Goody's and Goodfriend
that the Plan be unfunded for tax purposes and for purposes of Title I of ERISA.

            8.6 Right to Employment. This Plan shall not be construed as giving
Goodfriend any right to continued employment with Goody's.

            8.7 Binding Nature of the Plan. The Plan shall be binding upon and
inure to the benefit of Goody's, its successors and assigns, Goodfriend and his
heirs and legal representatives.

            8.8 Written Notice. Any notice or other communication required or
permitted under the Plan shall be in writing. If directed to Goody's, the notice
or communication shall be sent to the Board of Goody's at the principal
executive offices of Goody's. If directed to Goodfriend or the Beneficiary, it

                                       6
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                                                                  EXHIBIT 10.106

shall be sent to Goodfriend or the Beneficiary at the last known address as it
appears on Goody's records or, if Goodfriend is employed by Goody's, at the work
site, at Goody's option.

            8.9 Entire Plan. This Plan, as completed and executed by Goody's and
Goodfriend, shall constitute the entire Plan between Goody's and Goodfriend.

            8.10 Controlling Law. This Plan shall be construed in accordance
with the laws of the State of Tennessee.

            8.11 Captions. The captions or headings in this Plan are made for
convenience and general reference only and shall not be construed to describe,
define or limit the scope or intent of the provisions of this Plan.

                                        7
<PAGE>

                                                                  EXHIBIT 10.106

            IN WITNESS WHEREOF, Goody's Family Clothing, Inc., by and through
its duly authorized officers and Robert M. Goodfriend have caused this
instrument to be executed under seal on the 29th day of July 2005, such Plan
intended to be effective as of the Effective Date.

                                                  GOODY'S FAMILY CLOTHING, INC.

                                                  By:___________________________
                                                        ________________________
                                                  Its:__________________________

ATTEST:

_______________________
Its Secretary

[CORPORATE SEAL]

                                                   _____________________________
                                                   ROBERT M. GOODFRIEND

                                        8
<PAGE>

                                                                  EXHIBIT 10.106

                                   Schedule A

American Funds Growth Fund of America

Davis New York Venture

Van Kampen Comstock

Munder Mid Cap Select

Lord Abbett Small Cap Blend

Julius Baer International Equity

RMK High Income Bond

RMK Intermediate Bond

                                       9<PAGE>

                                                                 EXHIBIT 10.12.1

                   INCREMENTAL TERM LOAN COMMITMENT AGREEMENT

                             BANK OF AMERICA, N.A.

                                                                    MAY 27, 2005

Renal Care Group, Inc.
2100 West End Avenue, Suite 800
Nashville, Tennessee 37203

Re: Incremental Term Loan Commitment

Ladies and Gentlemen:

      Reference is hereby made to the Credit Agreement, dated as of February 10,
2004 (as amended, restated, modified or supplemented from time to time, the
"Credit Agreement"), among Renal Care Group, Inc. (the "Borrower" or "you"), the
Guarantors from time to time party thereto, the financial institutions, as
lenders (the "Lenders") and Bank of America, N.A., as Administrative Agent (in
such capacity, the "Administrative Agent"). Unless otherwise defined herein,
capitalized terms used herein shall have the respective meanings set forth in
the Credit Agreement.

      Each Lender party to this letter agreement (this "Agreement") hereby
severally agrees to provide the Incremental Term Loan Commitment set forth
opposite its name on Annex I attached hereto (for each such Lender, its
"Incremental Term Loan Commitment"). Each Incremental Term Loan Commitment
provided pursuant to this Agreement shall be subject to the terms and conditions
set forth in the Credit Agreement, including Section 2,01(d) thereof and other
restrictions, if any, set forth in Annex I attached hereto.

      Each Lender party to this Agreement acknowledges and agrees that the
Incremental Term Loan Commitment provided pursuant to this Agreement shall
constitute an Incremental Term Loan Commitment of such Lender under, and as
defined in, the Credit Agreement. The Borrower and each Lender party to this
Agreement further agrees that, with respect to the Incremental Term Loan
Commitment provided by it pursuant to this Agreement, (a) such Lender shall
receive a fee as set forth opposite its name on Annex I hereto, (b) the
Applicable Rate with respect to the Incremental Term Loans of such Lender shall
be as set forth on Annex I hereto and (c) the scheduled principal payments with
respect to such Incremental Term Loans shall be as set forth on Annex I hereto
subject to restrictions set forth in Section 2.0l(d) of the Credit Agreement.

      The Borrower and each Lender party to this Agreement further agrees that
with respect to each Incremental Term Loan Commitment provided pursuant to this
Agreement, (a) the maturity date of the applicable Incremental Term Loans shall
be as set forth on Annex I hereto subject to restrictions set forth in Section
2.01(d) of the Credit Agreement and (b) the applicable Incremental Term Loans
shall be subject to the prepayment provisions contained in Section 2.05 of the
Credit Agreement.

      Each Incremental Term Loan Lender party to this Agreement (i) confirms
that it has received a copy of the Credit Agreement and the other Loan
Documents, together with copies of the financial statements referred to therein
and such other documents and information as it has deemed appropriate to make
its own credit analysis and decision to enter into this Agreement and to become
a Lender under the

                                      INCREMENTAL TERM LOAN COMMITMENT AGREEMENT
                                                 RENAL CARE GROUP, INC.-MAY 2005

<PAGE>

Credit Agreement, (ii) agrees that it will, independently and without reliance
upon the Administrative Agent or any other Lender and based on such documents
and information as it shall deem appropriate at the time, continue to make its
own credit decisions in taking or not taking action under the Credit Agreement,
(iii) appoints and authorizes the Administrative Agent to take such action as
agent on its behalf and to exercise such powers under the Credit Agreement and
the other Loan Documents as are delegated to the Administrative Agent, as the
case may be, by the terms thereof, together with such powers as are reasonably
incidental thereto, (iv) agrees that it will perform in accordance with their
terms all of the obligations which by the terms of the Credit Agreement are
required to be performed by it as a Lender, and (v) in the case of each lending
institution organized under the laws of a jurisdiction outside the United
States, attaches the forms prescribed by the Internal Revenue Service of the
United States, certifying as to its entitlement to a complete exemption from
United States withholding taxes with respect to all payments to be made under
the Credit Agreement and the other Loan Documents. Upon the execution of a
counterpart of this Agreement by the Administrative Agent and the Borrower, the
delivery to the Administrative Agent of a fully executed copy (including by way
of counterparts and by fax) hereof and the payment of any fees (including,
without limitation, the fees payable pursuant to the immediately preceding
paragraph) required in connection herewith, each Lender party hereto shall
become a Lender pursuant to the Credit Agreement and, to the extent provided in
this Agreement, shall have the rights and obligations of a Lender thereunder and
under the other Loan Documents.

      You may accept this Agreement by signing the enclosed copies in the space
provided below, and returning one copy of same to us before the close of
business on May 27, 2005. If you do not so accept this Agreement by such time,
our Incremental Term Loan Commitment set forth in this Agreement shall be deemed
canceled.

      After the execution and delivery to the Administrative Agent of a fully
executed copy of this Agreement (including by way of counterparts and by fax) by
the parties hereto, the provisions of the Incremental Term Loan Commitment may
only be changed, modified or varied by written instrument in accordance with the
requirements for the modification of Loan Documents pursuant to Section 11.01 of
the Credit Agreement.

              [the remainder of this page intentionally left blank]

                                      INCREMENTAL TERM LOAN COMMITMENT AGREEMENT
                                                 RENAL CARE GROUP, INC.-MAY 2005

<PAGE>

      THIS AGREEMENT SHALL BE CONSTRUED IN ACCORDANCE WITH AND GOVERNED BY THE
LAW OF THE STATE OF NORTH CAROLINA.

                                        Very truly yours,

                                        BANK OF AMERICA, N.A.

                                        By /s/ B. Kenneth Burton
                                           --------------------------
                                        Name: B. Kenneth Burton, Jr.
                                        Title Vice President

Agreed and Accepted
this 27th day of May, 2005:

RENAL CARE GROUP, INC.

By: /s/ Douglas B. Chappell
    --------------------------------------
Name: Douglas B. Chappell
Title: Senior Vice President and Secretary

BANK OF AMERICA, N.A.,
as Administrative Agent

By: /s/ Angela Lau
    ---------------------------
Name: Angela Lau
Title: Assistant Vice President

                                      INCREMENTAL TERM LOAN COMMITMENT AGREEMENT
                                                 RENAL CARE GROUP, INC.-MAY 2005

<PAGE>

ACKNOWELDGED AND AGREED:     RENAL CARE GROUP EAST, INC.,
                                  a Pennsylvania corporation
                             RENAL CARE GROUP MICHIGAN, INC.,
                                  a Delaware corporation
                             MICHIGAN HOME DIALYSIS CENTER, INC.,
                                  a Michigan corporation
                             RENAL CARE GROUP OF THE MIDWEST, INC.,
                                  a Kansas corporation
                             FOUR STATE REGIONAL DIALYSIS CENTER, INC.,
                                  a Missouri corporation
                             FORT SCOTT REGIONAL DIALYSIS CENTER, INC.,
                                  a Missouri corporation
                             MIAMI REGIONAL DIALYSIS CENTER, INC.,
                                  a Missouri corporation
                             RCG MISSISSIPPI, INC.,
                                  a Delaware corporation
                             RENAL CARE GROUP OF THE SOUTHEAST, INC.,
                                  a Florida corporation
                             NORTHEAST ALABAMA KIDNEY CLINIC, INC.,
                                  an Alabama corporation
                             RENAL CARE GROUP TEXAS, INC.,
                                  a Texas corporation
                             DIALYSIS MANAGEMENT CORPORATION,
                                  a Texas corporation
                             RCG PA MERGER CORP.,
                                  a Texas corporation
                             STAT DIALYSIS CORPORATION,
                                  a Delaware corporation
                             ANGLETON DIALYSIS, INC.,
                                  a Texas corporation
                             BRAZORIA KIDNEY CENTER, INC.,
                                  a Texas corporation
                             FONDREN DIALYSIS CLINIC, INC.,
                                  a Texas corporation
                             WHARTON DIALYSIS, INC.,
                                  a Texas corporation
                             JEFFERSON COUNTY DIALYSIS, INC.,
                                  an Arkansas corporation
                             KDCO, INC.,
                                  a Missouri corporation
                             LAWTON DIALYSIS, INC.,
                                  an Arkansas corporation

                                      INCREMENTAL TERM LOAN COMMITMENT AGREEMENT
                                                 RENAL CARE GROUP, INC.-MAY 2005

<PAGE>

                             LITTLE ROCK DIALYSIS, INC.,
                                  an Arkansas corporation
                             NORTHWEST DIALYSIS, INC.,
                                  an Arkansas corporation
                             RENALAB, INC.,
                                  a Delaware corporation
                             RCG FINANCE, INC.,
                                  a Delaware corporation
                             RENALPARTNERS, INC.,
                                  a Delaware corporation
                             RENALNET, INC.,
                                  a Delaware corporation
                             WOUND CARE GROUP, INC.,
                                  a Delaware corporation
                             DIABETES CARE GROUP, INC.,
                                  a Delaware corporation
                             RENAL CARE GROUP ARIZONA, INC.,
                                  an Arizona corporation
                             RENAL CARE GROUP NORTHWEST, INC.,
                                  a Delaware corporation
                             RENALNET, ARIZONA, INC.,
                                  an Arizona corporation
                             RCG UNIVERSITY DIVISION, INC.,
                                  a Tennessee corporation
                             R.C.G. SUPPLY COMPANY,
                                  a Tennessee corporation
                             RENAL CARE GROUP ALASKA, INC.,
                                  an Alaska corporation
                             RENAL CARE GROUP SOUTHWEST HOLDINGS, INC.,
                                  a Delaware corporation
                             DIALYSIS CENTERS OF AMERICA-ILLINOIS, INC.,
                                  an Illinois corporation
                             SSKG, INC.,
                                  an Illinois corporation
                             RENAL CARE GROUP OHIO, INC.,
                                  a Delaware corporation
                             PHYSICIANS DIALYSIS COMPANY, INC.,
                                  a Pennsylvania corporation
                             KENTUCKY RENAL CARE GROUP, LLC,
                                  a Delaware limited liability company

                                      INCREMENTAL TERM LOAN COMMITMENT AGREEMENT
                                                 RENAL CARE GROUP, INC.-MAY 2005

<PAGE>

                             NNA OF ALABAMA, INC.,
                                  an Alabama corporation
                             NNA OF GEORGIA, INC.,
                                  a Delaware corporation
                             RENEX CORP.,
                                  a Florida corporation
                             RENEX DIALYSIS CLINIC OF TAMPA, INC.,
                                  a Florida corporation
                             RENEX MANAGEMENT SERVICES, INC.,
                                  a Florida corporation
                             DIALYSIS SERVICES OF ATLANTA, INC.,
                                  a Georgia corporation
                             RENEX DIALYSIS CLINIC OF SOUTH GEORGIA, INC.,
                                  a Georgia corporation
                             NNA MANAGEMENT COMPANY OF KENTUCKY, INC.
                                  a Kentucky corporation
                             NNA PROPERTIES OF KENTUCKY, INC.,
                                  a Kentucky corporation
                             NNA MANAGEMENT COMPANY OF LOUISIANA, INC.,
                                  a Louisiana corporation
                             RENEX DIALYSIS CLINIC OF AMESBURY, INC.,
                                  a Massachusetts corporation
                             RENEX DIALYSIS CLINIC OF NORTH ANDOVER, INC.,
                                  a Massachusetts corporation
                             RENEX DIALYSIS FACILITIES, INC.,
                                  a Mississippi corporation
                             RENEX DIALYSIS CLINIC OF BRIDGETON, INC.,
                                  a Missouri corporation
                             RENEX DIALYSIS CLINIC OF CREVE COUER, INC.,
                                  a Missouri corporation
                             RENEX DIALYSIS CLINIC OF MAPLEWOOD, INC.,
                                  a Missouri corporation
                             RENEX DIALYSIS CLINIC OF ST. LOUIS, INC.,
                                  a Missouri corporation
                             RENEX DIALYSIS CLINIC OF UNION, INC.,
                                  a Missouri corporation

                                      INCREMENTAL TERM LOAN COMMITMENT AGREEMENT
                                                 RENAL CARE GROUP, INC.-MAY 2005

<PAGE>

                             RENEX DIALYSIS CLINIC OF UNIVERSITY CITY, INC.,
                                  a Missouri corporation
                             RENEX DIALYSIS CLINIC OF GREATER, ST. LOUIS, INC.,
                                  a Missouri corporation
                             NNA OF NEVADA, INC.,
                                  a Nevada corporation
                             NNA OF OKLAHOMA, INC.,
                                  a Nevada corporation
                             NNA PROPERTIES OF NEW JERSEY, INC.,
                                  a New Jersey corporation
                             RENEX DIALYSIS CLINIC OF BLOOMFIELD, INC.,
                                  a New Jersey corporation
                             RENEX DIALYSIS CLINIC OF ORANGE, INC.,
                                  a New Jersey corporation
                             RENEX DIALYSIS CLINIC OF WOODBURY, INC.,
                                  a New Jersey corporation
                             RENEX DIALYSIS CLINIC OF TOLEDO, INC.,
                                  an Ohio corporation
                             RENEX DIALYSIS CLINIC OF DOYLESTOWN, INC.,
                                  a Pennsylvania corporation
                             RENEX DIALYSIS CLINIC OF PENN HILLS, INC.,
                                  a Pennsylvania corporation
                             RENEX DIALYSIS CLINIC OF PHILADELPHIA, INC.,
                                  a Pennsylvania corporation
                             RENEX DIALYSIS CLINIC OF PITTSBURGH, INC.,
                                  a Pennsylvania corporation
                             RENEX DIALYSIS CLINIC OF SHALER, INC.,
                                  a Pennsylvania corporation
                             NNA OF RHODE ISLAND, INC.,
                                  a Rhode Island corporation
                             NATIONAL NEPHROLOGY ASSOCIATES CREDIT CORPORATION,
                                  a Tennessee corporation
                             NNA PROPERTIES OF TENNESSEE, INC.,
                                  a Tennessee corporation
                             NNA TRANSPORTATION SERVICES CORPORATION,
                                  a Tennessee corporation

                                      INCREMENTAL TERM LOAN COMMITMENT AGREEMENT
                                                RENAL CARE GROUP, INC.-MAY 2005

<PAGE>

                             RENAL CARE GROUP OF THE SOUTH, INC.,
                                  a Delaware corporation
                             APHERESIS CARE GROUP, INC.,
                                  a Delaware corporation
                             DIALYSIS ASSOCIATES, LLC,
                                  a Tennessee limited liability company
                             DIALYSIS ASSOCIATES MEDICAL SUPPLY, LLC,
                                  a Tennessee limited liability company
                             NNA OF LOUISIANA, LLC,
                                  a Louisiana limited liability company
                             NNA OF OKLAHOMA, LLC,
                                  an Oklahoma limited liability company
                             NNA OF NEWARK, L.L.C.,
                                  a New Jersey limited liability company
                             NNA-SAINT BARNABAS, L.L.C.,
                                  a New Jersey limited liability company
                             NNA-SAINT BARNABAS-LIVINGSTON, L.L.C.,
                                  a New Jersey limited liability company
                             DOYLESTOWN ACUTE RENAL SERVICES, LLC,
                                  a Pennsylvania limited liability company

                             By: /s/ Douglas B. Chappell
                                 --------------------------------------
                             Name: Douglas B. Chappell
                             Title: Vice President and Secretary

                                      INCREMENTAL TERM LOAN COMMITMENT AGREEMENT
                                                RENAL CARE GROUP, INC.-MAY 2005

<PAGE>

                             DIALYSIS LICENSING CORP.,
                                  a Delaware corporation
                             RCGIH, INC.,
                                  a Delaware corporation

                             By: /s/ Douglas B. Chappell
                                 --------------------------------------
                             Name: Douglas B. Chappell
                             Title: Assistant Secretary

                             RENAL CARE GROUP SOUTHWEST, L.P.,
                             a Delaware limited partnership

                             By: Renal Care Group Arizona, Inc.,
                                 its sole general partner

                             By: /s/ Douglas B. Chappell
                                 --------------------------------------
                             Name: Douglas B. Chappell
                             Title: Vice President and Secretary

                             ARIZONA RENAL INVESTMENTS, LLC,
                             a Delaware limited liability company

                             By: Renal Care Group Arizona, Inc.,
                                 its sole Member

                             By: /s/ Douglas B. Chappell
                                 --------------------------------------
                             Name: Douglas B. Chappell
                             Title: Vice President and Secretary

                             RCG INDIANA, L.L.C.,
                             a Delaware limited liability company

                             By: Renal Care Group, Inc.,
                                 its Manager

                             By: /s/ Douglas B. Chappell
                                 --------------------------------------
                             Name: Douglas B. Chappell
                             Title: Senior Vice President and Secretary

                             KIDNEY DISEASE CENTERS OF THE OZARKS, L.L.C.,
                             a Missouri limited liability company

                             By: Renal Care Group, Inc.,
                                 its sole Member

                             By: /s/ Douglas B. Chappell
                                 --------------------------------------
                             Name: Douglas B. Chappell
                             Title: Senior Vice President and Secretary

                                      INCREMENTAL TERM LOAN COMMITMENT AGREEMENT
                                                RENAL CARE GROUP, INC.-MAY 2005

<PAGE>

                             STUTTGART DIALYSIS, LLC,
                             an Arkansas limited liability company

                             By: Renal Care Group, Inc.,
                                 its sole Member

                             By: /s/ Douglas B. Chappell
                                 --------------------------------------
                             Name: Douglas B. Chappell
                             Title: Senior Vice President and Secretary

                             RCG WEST HEALTH SUPPLY, L.C.,
                             an Arizona limited liability company

                             By: Renal Care Group, Inc.,
                                 its Manager

                             By: /s/ Douglas B. Chappell
                                 --------------------------------------
                             Name: Douglas B. Chappell
                             Title: Senior Vice President and Secretary

                             RENAL CARE GROUP TEXAS, L.P.,
                             a Delaware limited partnership

                             By: RCG PA Merger Corp.,
                                 its sole General Partner

                             By: /s/ Douglas B. Chappell
                                 --------------------------------------
                             Name: Douglas B. Chappell
                             Title: Vice President and Secretary

                             RENAL CARE GROUP WESTLAKE, LLC,
                             a Delaware limited liability company

                             By: RCG University Division, Inc.,
                                 its sole member

                             By: /s/ Douglas B. Chappell
                                 --------------------------------------
                             Name: Douglas B. Chappell
                             Title: Vice President and Secretary

                                      INCREMENTAL TERM LOAN COMMITMENT AGREEMENT
                                                RENAL CARE GROUP, INC.-MAY 2005

<PAGE>

                             NATIONAL NEPHROLOGY ASSOCIATES, L.P.,
                             a Texas limited partnership

                             By: National Nephrology Associates
                                 Management of Texas, Inc.
                                 its sole General Partner

                             By: /s/ Douglas B. Chappell
                                 --------------------------------------
                             Name: Douglas B. Chappell
                             Title: Vice President and Secretary

                                      INCREMENTAL TERM LOAN COMMITMENT AGREEMENT
                                                 RENAL CARE GROUP, INC.-MAY 2005

<PAGE>

              ANNEX I TO INCREMENTAL TERM LOAN COMMITMENT AGREEMENT

A.    Commitments:

<TABLE>
<CAPTION>
                        Amount of Incremental Term
   Name of Lender            Loan Commitment
---------------------   --------------------------
<S>                     <C>
Bank of America, N.A.        $100,000,000.00

                             ---------------
          Total:             $100,000,000.00
</TABLE>

B.    Applicable Rate.

            The Applicable Rate for the Incremental Term Loan, for any fiscal
      quarter, shall be the applicable rate per annum set forth in the table
      below opposite the Consolidated Leverage Ratio determined as of the last
      day of the immediately preceding fiscal quarter.

<TABLE>
<CAPTION>
                                                      APPLICABLE MARGIN
PRICING       CONSOLIDATED       APPLICABLE MARGIN      FOR ALTERNATE
LEVELS       LEVERAGE RATIO       FOR LIBOR LOANS     BASE RATE LOANS
-------    ------------------    -----------------    -----------------
<S>        <C>                   <C>                  <C>
I          Less than or
           equal to 0.5               0.50%                  0%

II         Less than or equal
           to 1.0 but greater         0.625%                 0%
           than 0.5

III        Less than or equal
           to 1.5 but greater
           than 1.0                   0.75%                  0%

IV         Greater than 1.5           1.25%                0.25%
</TABLE>

            Any increase or decrease in the Applicable Rate resulting from a
      change in the Consolidated Leverage Ratio shall become effective as of the
      first Business Day immediately following the date a Compliance Certificate
      is required to be delivered pursuant to Section 7.02(a) of the Credit
      Agreement; provided, however, that if a Compliance Certificate is not
      delivered when due in accordance with such Section, then Pricing Level IV
      shall apply as of the first Business Day after the date on which such
      Compliance Certificate was required to have been delivered and shall
      continue to apply until the first Business Day immediately following the
      date a Compliance Certificate is delivered in accordance with Section
      7.02(a) of the Credit Agreement, whereupon the Applicable Rate shall be
      adjusted based upon the calculation of the Consolidated Leverage Ratio
      contained in such Compliance Certificate. Notwithstanding the foregoing
      the Applicable Rate in effect from the date of this Incremental Term Loan
      Commitment Agreement through the first Business Day immediately following
      the date a Compliance

                                      INCREMENTAL TERM LOAN COMMITMENT AGREEMENT
                                                 RENAL CARE GROUP, INC.-MAY 2005

<PAGE>

      Certificate is required to be delivered pursuant to Section 7.02(a) for
      the fiscal quarter ending June 30, 2005 shall be based on Pricing Level
      IV.

C.    Scheduled Principal Payments

            The Incremental Term Loan will be subject to quarterly amortization
      of principal in amounts as set forth below:

<TABLE>
<CAPTION>
      Amount
------------------
<S>                      <C>
June 30, 2005            $0.00
September 30, 2005       $0.00
December 31, 2005        $0.00
March 31, 2006           $0.00
June 30, 2006            $3,750,000
September 30, 2006       $3,750,000
December 31, 2006        $3,750,000
March 31, 2007           $3,750,000
June 30, 2007            $6,250,000
September 30, 2007       $6,250,000
December 31, 2007        $6,250,000
March 31, 2008           $6,250,000
June 30, 2008            $15,000,000
September 30, 2008       $15,000,000
December 31,2008         $15,000,000
February 10, 2009        $15,000,000

           Total         $100,000,000
</TABLE>

                                      INCREMENTAL TERM LOAN COMMITMENT AGREEMENT
                                                 RENAL CARE GROUP, INC.-MAY 2005

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00088-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00088-of-00352.parquet"}]]