Document:

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                                                                    EXHIBIT 10.1

                      LOAN DOCUMENTS MODIFICATION AGREEMENT
                                 (May 31, 2002)

         THIS LOAN DOCUMENTS MODIFICATION AGREEMENT (hereinafter referred to as
this "Amendment") is made and entered into as of the 31st day of May, 2002, by
and among INNOTRAC CORPORATION, a Georgia corporation (hereinafter referred to
as "Borrower"), SOUTHTRUST BANK, an Alabama banking corporation, successor by
conversion to SouthTrust Bank, N.A., a national banking association (hereinafter
referred to as "Lender"), and iFULFILLMENT, INC., a Georgia corporation
(hereinafter referred to as "Guarantor").

                              BACKGROUND STATEMENT

         Borrower and Lender are parties to that certain Amended and Restated
Loan and Security Agreement dated January 25, 1999, as previously amended
pursuant to that certain First Amendment to Amended and Restated Loan and
Security Agreement dated April 29, 1999, that certain letter (the "2000 Letter")
from Lender to Borrower dated August 9, 2000, and that certain letter (the "2001
Letter") from Lender to Borrower dated September 10, 2001 (hereinafter
collectively referred to as the "Agreement"). All capitalized terms used herein
shall have the same meanings as are ascribed to them in the Agreement unless
otherwise herein defined. Borrower and Lender are also parties to that certain
Amended and Restated Revolving Credit Note dated April 29, 1999, made by
Borrower to the order of Lender in the original principal amount of Forty
Million and No/100 Dollars ($40,000,000.00), which evidences the indebtedness of
the Revolving Line of Credit (hereinafter referred to as the "Revolving Note").
Borrower and Lender have agreed to extend the maturity date of the Revolving
Note, Guarantor has agreed to guaranty the Obligations of Borrower, and the
parties are entering into this Amendment to evidence their agreement.

                                    AGREEMENT

         FOR AND IN CONSIDERATION of the sum of Ten and No/100 Dollars ($10.00),
the foregoing recitals, and other good and valuable consideration, the receipt
and sufficiency of which are hereby acknowledged, Borrower, Lender and
Guarantors do hereby agree as follows:

         1.       LOAN BALANCES. The foregoing recitals are true and correct and
are incorporated herein by reference. Borrower and Lender acknowledge and agree
that as of May 28, 2002, the outstanding principal balance of the Revolving Note
is Three Million Five Hundred Ninety-Seven Thousand and No/100 Dollars
($3,597,000.00).

         2.       MODIFICATION OF AGREEMENT. The Agreement is hereby modified
and amended, effective as of the date hereof, as follows:

         (a)      By Borrower and Lender acknowledging and agreeing that,
notwithstanding the terms and conditions of the 2001 Letter, the Margin
Requirement [as defined in Section 2.1(a) of the Agreement] is in full force and
effect.

         (b)      By inserting the following definitions into Section 1.1 of the
Agreement:

                  "Average Quarterly Loan Balance" - shall mean the amount
                  obtained by adding the unpaid balance of the Revolving Line of
                  Credit owing by Borrower to Lender at the

<PAGE>

                  end of each day for each day during the calendar quarter in
                  question and by dividing such sum by the number of days in
                  such calendar quarter."

                  "Material Subsidiaries" - shall mean each Subsidiary of
                  Borrower, now existing or hereafter established or acquired,
                  that at any time prior to the Termination Date has or acquires
                  total assets in excess of $100,000, or that holds any assets
                  material to the operations or business of Borrower or another
                  Material Subsidiary."

         (c)      By deleting the definition of "Margin" contained in Section
1.1 of the Agreement and substituting in lieu thereof the following new
definition of "Margin":

                  "Margin" shall mean an amount equal to the sum of (i) ninety
                  percent (90%) of the face dollar amount, as of the date of
                  determination, of Eligible Accounts of Borrower, plus (ii)
                  sixty-five percent (65%) of the net book value of Eligible
                  Inventory purchased for resale to customers of BellSouth
                  Corporation, its affiliates or subsidiaries, plus (iii) fifty
                  percent (50%) of the net book value of other Eligible
                  Inventory."

         (d)      By deleting the present definition of "Termination Date"
contained in Section 1.1 of the Agreement and substituting in lieu thereof the
following new definition of "Termination Date":

                  "Termination Date" shall mean June 1, 2005, or any later date
                  to which such date is extended by Lender in its sole
                  discretion in writing."

         (e)      By inserting the following provision as Section 2.2 (c) of the
Agreement:

                  "(c)     Unused Revolver Fee. Borrower agrees that, beginning
                  with the calendar quarter ending September 30, 2000, if during
                  the term hereof the Average Quarterly Loan Balance outstanding
                  for any calendar quarter shall be less than the amount of the
                  Revolving Line of Credit (the "Minimum Loan Balance"), then
                  Borrower shall immediately pay to Lender, in addition to any
                  interest and other fees and sums due under this Agreement and
                  under the Loan Documents, an amount equal to the product of
                  (a) the Minimum Loan Balance less the actual amount of the
                  Average Quarterly Loan Balance so calculated; times (b)
                  one-quarter of one percent (.25%); times (c) that fraction,
                  the numerator of which shall be 90 and the denominator of
                  which shall be 360. The charge due pursuant to the terms of
                  this paragraph shall be payable quarterly, in arrears, on the
                  first (1st) day of each April, July, October, and January,
                  commencing October 1, 2000, and on the Termination Date."

         (f)      By deleting the text of Section 10.16 of the Agreement, which
presently states "Borrower has no Subsidiaries," and replacing it with the
following:

                  "Borrower has no Material Subsidiaries other than
                  iFulfillment, Inc., a Georgia corporation. Return.Com Online,
                  LLC, a Georgia limited liability company, is not a one of
                  Borrower's Material Subsidiaries."

                                       -2-
<PAGE>

         (g)      By deleting the text of Section 12.1 of the Agreement, which
presently states "Borrower shall have at all times a Leverage Ratio of not more
than 2.5:1," and replacing it with the following:

                  "Borrower shall have at all times a Leverage Ratio of not more
                  than 2.0:1."

         (h)      By deleting the text of Section 12.2 of the Agreement, which
presently states "The Tangible Net Worth of Borrower shall be at least Thirty
Million Dollars ($30,000,000), all as determined under GAAP, and shall annually
increase over the amount as of the end of the prior Fiscal Year," and replacing
it with the following:

                  "The Tangible Net Worth of Borrower shall be at least
                  Thirty-Five Million Dollars ($35,000,000), all as determined
                  under GAAP and as adjusted with respect to any repurchase by
                  Borrower of its equity securities approved by Lender, and
                  shall annually increase over the amount as of the end of the
                  prior Fiscal Year."

         (i)      By deleting the text of Section 12.3 of the Agreement, which
presently states "Borrower shall maintain as of the end of each fiscal quarter
in each Fiscal Year a Fixed Charge Coverage Ratio of at least 1.2:1, as
determined under GAAP on a rolling four (4) quarters basis," and replacing it
with the following:

                  "Borrower shall maintain as of the end of each fiscal quarter
                  in each Fiscal Year a Fixed Charge Coverage Ratio of at least
                  1.50:1, as determined under GAAP on a rolling four (4)
                  quarters basis."

         (j)      By deleting the notice address of Lender's counsel, Smith,
Gambrell & Russell, LLP set forth in Section 16.9 of the Agreement, and
replacing it with the following:

                  "Arnall Golden Gregory LLP
                  2800 One Atlantic Center
                  1201 West Peachtree Street
                  Atlanta, Georgia 30309-3450
                  Attn: Steven A. Pepper, Esq."

         (k)      By adding the following Collateral Locations to Exhibit "A"
attached to the Agreement:

                  "3. 605 Crossroads Parkway, Bolingbrook, Illinois 60440

                  4. 4910 Longley Lane, Suite 101, Reno, Nevada 89502

                  5. 5 William White Boulevard, Pueblo, Colorado 81001"

         3.       MODIFICATION OF LOAN DOCUMENTS. As of the date hereof,
Borrower hereby reaffirms and restates each and every warranty and
representation set forth in the Loan Documents. The terms of the Loan Documents
are hereby modified and amended, effective as of the date hereof, so that any
reference in any of the Loan Documents (including, without limitation, the
Agreement) to the Termination Date applicable to the Revolving Note or the
Revolving Line of Credit Note shall refer to the Termination Date as herein
amended, and any reference in any of the Loan Documents (including, without
limitation, the Agreement) to the Revolving Note shall refer to the Revolving
Note as herein amended.

                                       -3-
<PAGE>

         4.       GUARANTY OF OBLIGATIONS. By execution of that certain Guaranty
of even date herewith (the "Guaranty"), Guarantor has guaranteed the Obligations
of Borrower to Lender. The Guaranty is secured by that certain Security
Agreement of even date herewith, pursuant to which Guarantor has granted to
Lender a security interest in all of its assets. In consideration for the
execution and delivery by Guarantor of the Guaranty, Borrower agrees to make the
benefit of all Revolving Advances under the Agreement available to Guarantor.
Borrower and Guarantor acknowledge and agree that Guarantor is one hundred
percent (100%) owned by Borrower and is under common management and control with
Borrower and will benefit directly and materially by the extension of the
Revolving Line of Credit under the Agreement. Guarantor is executing this
Amendment for the limited purpose of acknowledging that it is one hundred
percent (100%) owned by Borrower and is under common management and control with
Borrower and that it will benefit directly and materially by the extension of
all Revolving Advances under the Agreement.

         5.       RATIFICATION; FEES AND EXPENSES. Except as herein expressly
modified or amended, all the terms and conditions of the Agreement, the
Revolving Note, and the other Loan Documents are hereby ratified, affirmed, and
approved. In consideration of Lender agreeing to this Amendment as herein
provided, Borrower agrees to pay Lender a loan extension fee in the amount of
Fifty Thousand and No/100 Dollars ($50,000.00) and further agrees to pay all
fees and expenses incurred in connection with this Amendment. Borrower
acknowledges and agrees that once paid, the loan extension fee shall be fully
earned and shall not be refundable or rebatable in whole or in part.

         6.       NO DEFENSES; RELEASE. For purposes of this Paragraph 6, the
terms "Borrower Parties" and "Lender Parties" shall mean and include Borrower
and Lender, respectively, and each of their respective predecessors, successors
and assigns, and each past and present, direct and indirect, parent, subsidiary
and affiliated entity of each of the foregoing, and each past and present
employee, agent, attorney-in-fact, attorney-at-law, representative, officer,
director, shareholder, partner and joint venturer of each of the foregoing, and
each heir, executor, administrator, successor and assign of each of the
foregoing; references in this paragraph to "any" of such parties shall be deemed
to mean "any one or more" of such parties; and references in this sentence to
"each of the foregoing" shall mean and refer cumulatively to each party referred
to in this sentence up to the point of such reference. Borrower hereby
acknowledges, represents and agrees: that Borrower has no defenses, setoffs,
claims, counterclaims or causes of action of any kind or nature whatsoever with
respect to the Agreement, the other Loan Documents or the Obligations, or with
respect to any other documents or instruments now or heretofore evidencing,
securing or in any way relating to the Obligations or with respect to any other
transaction, matter or occurrence between any of the Borrower Parties and any
Lender Parties or with respect to any acts or omissions of any Lender Parties
(all of said defenses, setoffs, claims, counterclaims or causes of action being
hereinafter referred to as "Loan Related Claims"); that, to the extent that
Borrower may be deemed to have any Loan Related Claims, Borrower does hereby
expressly waive, release and relinquish any and all such Loan Related Claims,
whether or not known to or suspected by Borrower; that Borrower shall not
institute or cause to be instituted any legal action or proceeding of any kind
based upon any Loan Related Claims; and that Borrower shall indemnify, hold
harmless and defend all Lender Parties from and against any and all Loan Related
Claims and any and all losses, damages, liabilities, costs and expenses suffered
or incurred by any Lender Parties as a result of any assertion or allegation by
any Borrower Parties of any Loan Related Claims or as a result of any legal
action related thereto. Borrower hereby reaffirms and restates, as of the date
hereof, all covenants, representations and warranties set forth in the
Agreement.

                                       -4-
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         7.       NO NOVATION. Borrower hereby acknowledges and agrees that this
Amendment shall not constitute a novation of the indebtedness evidenced by the
Revolving Note.

         8.       NO WAIVER OR IMPLICATION. Borrower hereby agrees that nothing
herein shall constitute a waiver by Lender of any default, whether known or
unknown, which may exist under the Agreement or any other Loan Document.
Borrower hereby further agrees that no action, inaction or agreement by Lender,
including, without limitation, any extension, indulgence, waiver, consent or
agreement of modification which may have occurred or have been granted or
entered into (or which may be occurring or be granted or entered into hereunder
or otherwise) with respect to nonpayment of the Obligations or any portion
thereof, or with respect to matters involving security for the Obligations, or
with respect to any other matter relating to the Obligations, shall require or
imply any future extension, indulgence, waiver, consent or agreement by Lender.
Borrower hereby acknowledges and agrees that Lender has made no agreement, and
is in no way obligated, to grant any future extension, indulgence, waiver or
consent with respect to the Obligations or any matter relating to the
Obligations.

         9.       NO RELEASE OF COLLATERAL. Borrower further agrees that this
Amendment shall in no way occasion a release of any collateral held by Lender as
security to or for the Obligations, and that all collateral held by Lender as
security to or for the Obligations shall continue to secure the Obligations.

         10.      SUCCESSORS AND ASSIGNS. This Amendment shall be binding upon
and inure to the benefit of Borrower and Lender and their respective successors
and assigns, whether voluntary by act of the parties or involuntary by operation
of law.

         11.      AUTHORITY. By executing this Amendment as hereinafter
provided, Scott Dorfman hereby certifies that he is the President of Borrower
and is duly authorized to execute this Amendment on behalf of Borrower.

         IN WITNESS WHEREOF, this Amendment has been duly executed under seal by
Borrower, Lender, and Guarantor as of the day and year first above written.

                                    BORROWER:

                                    INNOTRAC CORPORATION, a Georgia corporation

                                    By  /s/ SCOTT DORFMAN
                                       -----------------------------------
                                       Scott Dorfman
                                       President

                                         [CORPORATE SEAL]

                                    LENDER:

                                    SOUTHTRUST BANK, an Alabama banking
                                    corporation

                                       -5-
<PAGE>

                                    By: /s/ KENNETH W. DEERE
                                       -----------------------------------
                                       Kenneth W. Deere
                                       Senior Vice President

                                    GUARANTOR:

                                    iFULFILLMENT, INC., a Georgia corporation

                                    By: /s/ SCOTT DORFMAN
                                       -----------------------------------
                                       Scott Dorfman
                                       President

                                         [CORPORATE SEAL]

                                       -6-<PAGE>
                                                                   EXHIBIT 10.1

                                  WEST GEORGIA
                                 NATIONAL BANK

May 30, 2002

L. Leighton Alston
244 Foggy Bottom Drive
Carrollton, Georgia 30116

         RE:      WEST GEORGIA NATIONAL BANK (THE "BANK") AND WGNB CORP. (THE
                  "HOLDING COMPANY")  (TOGETHER,  "WGNB") EMPLOYMENT OF L.
                  LEIGHTON ALSTON ("EMPLOYEE")

Dear Mr. Alston:

         The purpose of this letter is to set forth the new terms upon which
WGNB agrees to employ you and under which you agree to be employed at WGNB. In
that regard, please consult the agreement between you and WGNB dated September
10, 1996 ("Original Agreement').

         This letter shall be treated as an amendment to that Original
Agreement pursuant to its terms. The Original Agreement shall remain in full
force and effect, except as amended below:

         1.       EMPLOYMENT AND DUTIES. You are the Chief Executive Officer of
the Bank and President and Chief Executive Officer of the Holding Company.

         2.       TERM. This Agreement shall commence on the date hereof and
shall continue in full force and effect for three years (3) years and shall
automatically be renewed for consecutive three (3) year terms on each third
anniversary thereafter without further action by the parties unless and until
(i) terminated by either party in accordance with Section 17 of the Original
Agreement or (ii) notice of non-renewal is sent to any party by the other party
within 90 days of each third anniversary hereunder.

         14.      COVENANT NOT TO COMPETE

         14.1 UNCHANGED.

         14.1.1. UNCHANGED

         14.1.2. WGNB does business in Carroll County, Georgia and Douglas
County, Georgia and Employee performs the duties described in Section 1 of the
Original Agreement and this Amendment throughout Carroll County, Georgia and
Douglas County, Georgia. Employee has established business relationships and
performs the duties described in Section 1 the Original Agreement and this
Amendment in the geographic area covered by Carroll County, Georgia and Douglas
County, Georgia.

         14.1.3 DELETED.

<PAGE>

         14.2 Employee covenants and agrees that for a period of two (2) years
after the termination of his employment with WGNB and the Bank for either (i)
Cause, or (ii) if Employee resigns for any reason other than in connection with
a Change in Control as defined in Section 19.1 of the Original Agreement or
other than pursuant to Section 17.2 of the Original Agreement, Employee shall
not directly or indirectly, as principal, agent, trustee, consultant or through
the agency of any corporation, partnership, association, trust or other entity
or person, on Employee's own behalf or for others, provide the duties described
in Section 1 of this Agreement for any entity or person conducting the Business
of WGNB within Carroll County, Georgia and Douglas County, Georgia.

         14.3 DELETED.

         18. NOTICE.

         The "Copy" notice for WGNB is changed to Eric C. Lang, Paul Hastings
Janofsky & Walker, LLP; 600 Peachtree Street N.E.; Suite 2400; Atlanta, Georgia
30345.

         The "Copy" notice for Employee is DELETED.

         19.      SEVERANCE; CHANGE IN CONTROL.

         19.2 DELETED.

         19.3 Subject to the terms and conditions of the Original Agreement,
following a Change in Control of WGNB, Employee shall receive the following
additional compensation in consideration for the services to be provided on
behalf of WGNB as set forth herein:

         19.3.1 WGNB and the Bank shall pay Employee, a lump sum cash payment
in an amount equal to three times the Employee's annual compensation from WGNB
and the Bank, including salary, bonuses, all perquisites, and all other forms
of compensation paid to Employee for his benefit or the benefit of his family,
however characterized, for the fiscal year ended immediately preceding the date
of a Change in Control of WGNB ("Employee's Annual Compensation"). The payment
provided for in this Section 19.3.1 shall be due and payable to Employee within
thirty (30) days after the date of Termination of Employment.

         In addition, WGNB and the Bank shall pay Employee's full base salary
through the date of Termination of Employment at the rate in effect at the time
of Termination of Employment; plus any other amounts to which Employee is
entitled under any compensation plan of WGNB and the Bank at the time such
payments are due.

         If you agree with the terms of this letter, please signify by signing
below.

EXHIBIT A shall now be treated as reading as follows:

<PAGE>

                                  EXHIBIT "A"
                           (Compensation to Employee)

L. LEIGHTON ALSTON
Base Salary:      $142,856 for year ending December 31, 2002
                  Raises to be determined each year by Board of Directors

Bonus Plan:

Corporate profit sharing/bonus plan shared by all staff members Bonus and Stock
Option Agreement dated May 11, 1993, as amended.

Perquisites:
Board and Board Committee fees
Automobile and related expenses
Health insurance on same basis as other employees, plus, to the extent not
covered by insurance, an annual physical examination
Long term disability income plan on same basis as other employees
Life and accidental death insurance to the fullest extent permitted under
WGNB's benefit plan then in force, plus coverage on each dependent, with option
to purchase additional coverage on dependents on same basis as other employees
Participation in 401k plan on same basis as other employees Four (4) weeks paid
vacation per year
Home computer with telephone line
Home security alarm monitoring and maintenance
Sunset Hills Country Club membership
Carrollton City Club membership

Other:
Membership in civic clubs
Continued participation in WGNB Incentive Stock Option Plan and similar plans
subsequently adopted.

If these terms accurately reflect our agreement, please signify by signing
below.

Sincerely,
West Georgia National Bank                        WGNB Corp.

By:/s/ Richard A. Duncan                          By:  /s/ Richard A. Duncan

Its:  President                                   Its:  EXECUTIVE VICE PRESIDENT

Agreed to and accepted, this 17th day of June, 2002.

/s/ L. Leighton Alston
--------------------------------------------
L. Leighton Alston

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