Document:

<PAGE>

                                                                   Exhibit 10.28

                                               No. 1 of [Issue of the Same Text]

                                                                      (page 1/1)

Asyst Japan Inc.            CONFIRMATION OF BALANCE
                                                                  April 11, 2001
Second Kaneko Bldg., 7th Floor
2-6-23 Shin Yokohama
Kohoku-ku, Yokohama 222-0033
                                                 TOKYO MITSUBISHI BANK CO., LTD.
                                                 Shin Yokohama Branch
                                                 TEL. 045 (476) 0461

                  The following is an accurate description of
                   your loan balance as of March 31, 2001.
                Moreover, general overdrafts are not included.

<TABLE>
<CAPTION>
Type                            Amount                               Notes
------------------------------------------------------------------------------------------
<S>                           <C>                   <C>
Loans on bills                         (Y)0*
------------------------------------------------------------------------------------------
Loans on deeds                         (Y)0*
------------------------------------------------------------------------------------------
Commercial bills                       (Y)0*
------------------------------------------------------------------------------------------
Overdrawn accounts           (Y)200,000,000*
------------------------------------------------------------------------------------------
                    (below intentionally left blank)   special overdraft account portion
------------------------------------------------------------------------------------------
</TABLE>

 The amount given in this certificate has not been corrected.
<PAGE>

                                                             [For New Contracts]
                         AGREEMENT ON BANK TRANSACTIONS

Each of Asyst Japan Inc. (hereafter called "A") and Tokyo Mitsubishi Bank
(hereafter called "B") does hereby agree to be bound by the following terms and
conditions with respect to banking transactions made by and between A and B:

Article 1 (Scope of Application)

(1)  A and B agree that all loans on bills, discount transactions, loans on
     deeds, overdraft accounts, bank acceptance transactions (such as security
     commission transactions), foreign exchange transactions, financial and
     other derivatives transactions, security transactions, and other banking
     transactions made by and between A and B by which A bears liability to B
     shall be governed by this Agreement.

(2)  This agreement shall also apply in the event bills drawn, endorsed,
     accepted, whether in act of honor or otherwise, or guaranteed by A are
     acquired by B through any transactions with a third party or parties.

     However, in this case, Article 2, Article 6, Article 10 (4), and Article 14
     shall not apply.

(3)  In the event A and B have agreed separately on articles and sections
     differing from this Agreement, such separate agreements shall take
     precedence over the corresponding articles of this Agreement.

Article 2 (Bills and Debt Liability)

     In the event A receives an overdraft by bill from B, B may demand payment
     by either bill or overdraft bond.

Article 3 (Interest and Default Interest)

(1)  Commitments regarding the rate at which interest, discount charges,
     guarantee fees, and handling fees (hereafter called "interest and the
     like") shall accrue or the amount thereof determined between A and B and
     the method and date(s) of payment, in the event of a change in financial
     market conditions or where A or B has just reason to do so, A or B may
     request an adjustment to a level generally considered resonable.

(2)  In the event there is a change in credit protection of B by reasons
     including but not limited to a change in financial status or an increase or
     decrease in value of security or collateral at A, the rate at which
     interest and the like shall accrue shall be adjusted in the same manner as
     in the preceding Section.

(3)  In the event a transaction by fixed interest is agreed upon separately in
     writing, the above Section (2) shall not apply.

(4)  In the event A becomes unable to discharge its liability to B, A shall pay
     damages at a rate of 14% per annum applied to the amount of payment due.
     However, damages shall not apply to interest, discount charges, and
     guarantee fees. The method of calculation in this case shall be calculation
     of the ratio of number of days out of 365 days in a year.

Article 4 (Security and Collateral)

(1)  In the event a reason occurs for A to require B to protect its credit,
     including but not limited to reduction in value of security or collateral
     or credit instability by A or a guarantor of A, and B demands this by
     determining a suitable term, security or collateral approved by B or an
     increase in security or collateral shall be inserted, or a guarantor shall
     be raised or added.

                                       2
<PAGE>

(2)  In the event A becomes unable to discharge its bond to B, B may enforce the
     security interest it has in or over any of the security and collateral
     furnished by or for A hereunder or any part thereof, sell or otherwise
     dispose of the same in accordance with the applicable statutory procedures
     or in such other manner and at such time, for such price and under such
     other terms and conditions as B may consider reasonably proper, and apply
     the proceeds realized therefrom less the costs of such enforcement to the
     payment of any and all amounts which A then owes B, the statutory priority
     order of application, if any, notwithstanding. Moreover, in the event of
     any remaining bond, A shall discharge this promptly. In the event a surplus
     in proceeds acquired is generated after proceeds have been assigned to
     discharge the liability of A, B shall return this surplus to the rightful
     party.

(3)  In the event A becomes unable to discharge its bond to B, any of the
     movable assets, bills, notes, or other securities currently possessed by B
     may be collected or disposed by B, in which event, B agrees to handle this
     entirely in accordance with the preceding Section.

(4)  Security and collateral in this Article shall include legal mortgage rights
     including but not limited to liens and preoccupation rights.

Article 5 (Events of Default and Acceleration)

(1)  A agrees that in case where any of the following Events of Default occurs
     at any time with respect to A, any and all amounts which A may then owe B
     shall immediately become due and payable by acceleration without any notice
     or demand from B, and A shall promptly pay the same to B:

     1.  In the event A suspends payment in general or a petition for
         bankruptcy, civil rehabilitation, corporate reorganization or
         arrangement, or special liquidation is filed by or against A;

     2.  In the event A is disqualified by any clearing house to deal in or with
         notes or bills; and

     3.  In the event an order or notice of garnishment or attachment, whether
         provisional, preservative, or otherwise, is dispatched to B at any time
         with respect to any deposits of A and/or A's guarantors with B and
         other liabilities to B and/or any amount which B then owes A or any of
         A's guarantors; Moreover, regarding garnishment or attachment of
         amounts which B then owes A or any of A's guarantors, in the event B
         will give the benefit of time as before upon A notifying B without
         delay of an intent to insert security or collateral approved by B, B
         shall notify A to this effect in writing. However, the effect of this
         shall not encumber behavior by B already executed based on immediate
         payment by acceleration.

     4.  In the event a notice from B addressed to A goes unaccountably astray
         and does not reach the notification address.

(2)  A further agrees that in case where any of the following Events of Default
     occurs at any time with respect to A, any and all amounts which A may then
     owe B shall, upon demand by B, immediately become due and payable by
     acceleration, and A shall promptly pay the same to B:

     However, in case of demand by B, in the event B will give the benefit of
     time as before upon A notifying B in writing without delay to the effect
     that there is no obstruction to full payment of its liability to B, B shall
     notify A to this effect in writing. However, the effect of this shall not
     encumber behavior by B already executed based on immediate payment by
     acceleration.

                                       3
<PAGE>

     1.  In the event A fails or is late discharging even part of its liability
         to B;

     2.  In the event any property furnished to B as security or collateral by
         or for A becomes subject to an order of garnishment or attachment, or
         public auction procedures are commenced in respect thereof;

     3.  In the event A violates the Agreement on Bank Transactions with B, or
         in the event a reasons occurs including but not limited to a major
         error in documentation indicating financial status reported to B or
         presented to B in accordance with Article 12;

     4.  In the event even one of the preceding Section or any section of this
         article applies to a guarantor of A to B; and

     5.  In the event B has suitable reason to believe that it is otherwise
         compelled to protect claims in accordance with the preceding Section.

(3)  A still further agrees that in the event any of the notices or demand
     mentioned above is delayed in delivery or fails to reach its intended
     recipient due to any fault on the part of A including but not limited to
     failure to inform B of a new address in a timely manner, such amount shall
     become immediately due and payable by acceleration when such notice or
     demand would have reached its intended recipient in the ordinary course of
     delivery.

Article 6 (Repurchase of Discounted Bills and Notes)

(1)  A agrees that in case where any of the Events of Default mentioned in
     Article 5(1) hereof occurs with respect to A at any time, then A shall
     promptly buy back from B any and all notes and bills which A has had
     discounted by B and which still remain outstanding then at their respective
     face value and fully pay their purchase price to B in cash without any
     notice or demand from B. The same shall also apply in case where the drawer
     or acceptor of any note or bill which A has had discounted by B fails to
     pay any amount payable thereunder on its due date or any of the Events of
     Default mentioned in Article 5(1) hereof occurs with respect to such drawer
     or acceptor at any time while such note or bill remains outstanding.

(2)  In addition to the foregoing, in the event B at any time has reason to
     believe that it is otherwise compelled to do so for the protection of any o
     the claims, rights, and interests which it may have under or with respect
     to any outstanding notes or bills discounted by B at the request of A and
     on that basis requests that A promptly buy back from B all or any of such
     notes and bills at their respective face value and fully pay their purchase
     price to B in cash, then A shall promptly comply with such request.

     Moreover, A further agrees that in the event any notice or demand is
     delayed in delivery or fails to reach its intended recipient due to any
     fault on the part of A including but not limited to failure to inform B of
     a new address in a timely manner, such amount shall become immediately due
     and payable by acceleration when such notice or demand would have reached
     its intended recipient in the ordinary course of delivery.

Article 7 (Setoff and Appropriation of Refund)

(1)  In the event A is required to pay any amount to B at any time, whether on
     its agreed due date or as a result of acceleration, as a result of his
     obligation to buy back any discounted note or bill or of exercise of any
     right of recourse against A by B or otherwise, B may, at its option, set
     off at any time thereafter any amount which it then owes A, whether in the
     form of outstanding deposit or otherwise or whether

                                       4
<PAGE>

     the same is then due and payable or not, against the first-mentioned amount
     in their equal amounts.

(2)  In the event B is entitled at any time to set off any sum which A may then
     owe B against any portion of the credit balance of the account of A with B
     pursuant to Article 7(1) above, B may, without prior notice and omitting
     set procedures, withdraw an amount equal to such sum from the account of A
     and apply the same for the payment of such sum on behalf of A instead of
     exercising its right of setoff. In such cases, B shall notify A of the
     results of appropriation.

(3)  In the event B at any time sets off any amount which it owes A against any
     sum due and payable by A to B or withdraws any amount from the account of A
     to pay such sum pursuant to Article 7(2), interest, discount charges, fees
     including but not limited to guarantee fees and handling fees, default
     interest, premiums, collection charges, and liquidation charges on or with
     respect to such amount or sum shall continue to accrue until the date on
     which B makes actual calculations for such setoff or withdrawal purposes.
     In addition, such interest, discount charges, fees including but not
     limited to guarantee fees and handling fees, default interest, premiums,
     collection charges, and liquidation charges shall continue to accrue at
     such reasonable rates as B may then specify in the absence of any agreement
     between the parties hereto with respect thereto. For the purpose of
     converting any amount expressed in the one currency to another for such
     setoff or withdrawal purposes, the foreign exchange rate between the two
     currencies involved quoted by B on such calculation day shall apply.

(4)  A may, at any time at its option, use all or any part of any of its
     deposits with B which are then due and repayable or any other receivables
     from B then due and payable to set off any sum which A may then owe B in
     their equal amounts, whether such sum is then due and payable or not.
     Moreover, in the event A at any time desires to exercise its right of
     setoff to set off the amount payable by A under any note or bill which A
     has had discounted by B at any time before its maturity date, A may do so
     by assuming the obligation to buy such note or bill back from B at its face
     value:

     1.  In the event B sets off the obligation to buy back any discounted note
         or bill that is currently being retransferred;

     2.  In the event payoff or setoff is subject to legal restrictions; and

     3.  In the event payoff or setoff violates any agreement between A and B
         regarding repayment before a bill or note is due and payable.

(5)  When A at any time sets off any amount which A owes B against all or any
     part of any of its deposits with B which are then due and repayable or any
     other receivables from B then due and payable in their equal amounts
     pursuant to Article 7(4) above, A shall give B written notice to that
     effect and promptly present to B the relevant deposit certificate, other
     evidence of indebtedness of B, and/or passbook of the account of A with B.

(6)  In the event A at any time sets off any amount which A owes B against any
     sum due and payable by B to A, interest, discount charges, fees including
     but not limited to guarantee fees and handling fees, default interest,
     premiums, collection charges, and liquidation charges on or with respect to
     such amount or sum shall continue to accrue until the date of receipt by B
     of the notice of A of setoff. Moreover, such interest, discount charges,
     fees including but not limited to guarantee fees and handling fees, default
     interest, premiums, collection charges, and liquidation charges shall
     continue to accrue until at such reasonable rates as B may then

                                       5
<PAGE>

          specify in the absence of any agreement between the parties hereto
          with respect thereto. It is agreed for the purpose of converting any
          amount expressed in the one currency to another for such setoff or
          withdrawal purposes, the foreign exchange rate between the two
          currencies involved quoted by B on the date on which B makes actual
          calculation for such setoff purposes. In the event that additional
          fees such as advance payment of fees are established in relation to
          repayment prior to due date, such agreed upon fees shall apply hereto.

Article 8 (Presentment and Delivery of Bills and Notes)

     (1)  In the event any amount which the Client owes the Bank is evidenced by
          a note or a bill, it is agreed that the Bank shall return the bill or
          note in its possession against the Client's debt at a later date if
          the Bank chooses to use any amount which the Client owes the Bank
          However, if such bill or note has not yet become due and payable, the
          Bank may retain the same in its possession to collect the amount
          payable at its maturity without returning the same.

     (2)  In the event the Client is entitled to return of any note or bill as a
          result of any offset or repayment effected pursuant to Article 7 and
          is notified by the Bank, the Client shall visit the Bank to receive
          such bill or note without delay.

     (3)  In the event the Bank chooses to use any amount which the Client owes
          it and which is evidenced by a note or bill in its capacity as the
          holder in due course of such note or bill to set off or deduct any
          amount which it then owes the Client pursuant to Article 7, it shall
          not be required to present or deliver to the Client such note or bill
          only in the following instances. Further, the receipt of the note or
          bill will be in accordance with the preceding section, (i) the Bank
          does not know his whereabouts; (ii) the Client has designated the Bank
          as the place of payment of such note or bill; (iii) it is difficult to
          deliver such bill or note to him due to incidents or natural disasters
          that is beyond its control; or (iv) it has other justifiable reasons
          to omit its presentation or delivery to him because it is placed in
          the collection process, in transit or otherwise.

     (4)  In the event the Client, at any time after any offset or deduction
          pursuant to Article 7 still owes the Bank any amount which is
          immediately due and payable, and if there is a note that has any other
          person or entity who could otherwise been held liable thereunder in
          addition to the Client, then the Bank may retain such note or bill in
          its possession and present for collection and dispose of the same to
          repay any debt.

Article 9 (Designation of Order of Appropriation)

     (1)  In the event it is found at the time of any payment by the Client or
          any offset or deduction made pursuant to Article 7 that any sum paid
          by the Client or the then credit balance of his account with the Bank,
          as the case may be, is insufficient to fully pay off any and all
          amounts which the Client then owes the Bank, it shall be agreed that
          either the Client or the Bank may apply such sum or credit balance to
          the payment of such amount or any portion thereof in such application
          order as it may consider appropriate under the circumstances.

          Furthermore, if any sum paid by the Client is insufficient to fully
          pay off all the amounts which the Client then owes to the Bank, he may
          apply such sum or credit

                                       6
<PAGE>

          balance for the payment in such  application  order as it may consider
          appropriate under the circumstances.
          In such case, in the event either the Client or the Bank does not
          exercise the right to designate the order of application, the other
          side may apply such right whichever the case maybe.

     (2)  Pursuant to the section (1) above if the Bank designates such
          application order, the Client shall raise no objections to such
          application.

     (3)  Notwithstanding any designation made by the Client, the Bank may, if
          it finds that compliance with such designation may cause any
          difficulty in the course of protection of the rights, claims and
          interests which it may have against the Client, then it shall promptly
          notify the Client of its objection thereto in writing and thereupon
          may apply available funds or credit balance for the payment of the
          amounts which he then owes the Bank or any part thereof in such order
          of application as it may consider appropriate in view of all the
          relevant factors including but not limited to the quality and value of
          the assets, if any, furnished to it as security or collateral by or
          for the Client, the existence of security or guarantors furnished to
          it by him, if any, their due dates and prospects for the discounted
          notes and bills being fully honored on their respective due dates.

          In the event the Bank proceeds with its appropriation order, it shall
          notify the Client the result thereof.

     (4)  The Bank may, when making any application pursuant to Article 9(1),
          9(2) or 9(3) above at any time, assume for such application purposes
          that any and all amounts which the Client then owes the Bank but which
          have not yet become due and payable have nevertheless become
          immediately due and payable by acceleration and that with respect to
          those outstanding notes and bills which the Bank shall have discounted
          or accepted for the Client by that time the Client has irrevocably and
          unconditionally undertaken to repurchase then or make himself subject
          to the Bank's right of recourses with respect thereto, should they
          fail to be honored when due, and the Bank may effectuate such
          application in such order of application as it may consider
          appropriate under the circumstances.

Article 10 (Risks and Indemnification)

     (1)  The Client agrees that in the event any note or bills drawn, endorsed,
          accepted, or guaranteed by the Client or any other instruments
          executed by him for submission or presentation to the Bank are lost,
          destroyed, damaged or delayed in arrival due to any unavoidable
          circumstances such as, but without limitation, incidents, calamities,
          accidents during the transit, he shall pay any and all amounts payable
          by it thereunder based on the relevant entries maintained in the
          Bank's records including but not limited to its books of account and
          vouchers. Furthermore, the client shall upon the Bank's request,
          promptly execute and deliver to the Bank substitute notes, bills or
          instruments.

          The Client agrees that in the event any of the property and assets
          provided by or for him to the Bank as security or collateral are lost,
          destroyed, damaged or delayed in arrival due to any unavoidable
          circumstances such as, but without limitation, incidents, calamities,
          accidents during the transit, he shall pay any and all amounts payable
          by it thereunder based on the relevant entries maintained in the
          Bank's records including but not limited to its books of account and
          vouchers, that he shall,
                                       7
<PAGE>

          upon the Bank's  request,  promptly  execute  and  deliver to the Bank
          substitute collateral.

     (2)  The Client agrees that any and all risks of loss or damage with
          respect to the foregoing in Article 10(1) shall always rest with him
          except those caused by any fault on the part of the Bank.

     (3)  It is agreed that the debt provide for Client notes shall not be
          effected and even if the creditor's right cannot be established due to
          the deficiency in such bill, note or other instrument conditions or
          descriptions which renders the instruments null and void.

     (4)  The Client expressly agrees that the Bank may rely on, when executing
          any banking transaction with or for him, any and all notes, bills and
          other instruments that may be purportedly made, drawn, executed or
          accepted by or for the Client, if the Bank is reasonable satisfied,
          upon comparison with reasonable care his seal or signature affixed
          thereto with his authorized seal or signature appearing on the up-to-
          date authorized seal or signature card submitted by him to and in the
          possession of the Bank, that his seal or signature thereunto affixed
          is his genuine authorized seal or signature; that he shall indemnify
          and hold the Bank harmless from and against any and all losses and
          damage resulting out of any forgery or any unauthorized use of his
          seal or signature or other irregularity involved in such notes, bills,
          or instruments notwithstanding; and that he shall remain to be bound
          by its obligations under such notes, bills and instruments in
          accordance with the terms and conditions thereof written or printed
          thereon.

     (5)  The Client shall be fully and solely liable for any and all costs and
          expenses that may be incurred by or for the Bank for the enforcement
          or protection of any of the rights, claims and interests which the
          Bank may have against the Client hereunder, enforcement or disposition
          of any of the property or assets provided by or for him to the Bank as
          security or collateral hereunder or those incurred by the Bank for
          helping the Client protect any of his own rights, claims and
          interests.

Article 11 (Subsequent Changes in Registered Matters)

     (1)  The Client agrees that when there arises any change of the matters
          previously registered or notified to or with the Bank hereunder
          including but not limited to his authorized seal or signature, name,
          corporate name, the name of his representative office or any of his
          authorized signatories and his address, he shall promptly notify the
          Bank of such change in writing.

     (2)  If any notice or other communication issued or sent by the Bank
          hereunder to the Client shall have been delayed in delivery or failed
          to reach him because of any failure on his part including but not
          limited to his failure to notify the Bank of any such change in a
          timely manner, or if the Client refuses the Bank's request, the same
          shall nevertheless be deemed to have reached him at the time when the
          same would have other wise reached in the ordinary course of mail.

Article 12 (Reporting and Investigation)

     (1)  The Client agrees that he shall periodically furnish copies of his
          latest financial statements such as but without limitation balance
          sheets and income statements.

     (2)  The Client agrees that he shall, from time to time upon the Bank's
          request, promptly furnish or render the Bank with such documents,
          reports, services and/or facilities as the Bank may consider
          reasonably necessary to enable it to check his financial position,
          operational conditions and his business performance.

                                       8
<PAGE>

     (3)  The Client agrees that in the event there arises, or the possibility
          arises of, any substantially change in the financial position,
          operational conditions and/or business performance, he shall promptly
          notify the Bank thereof.

Article 13 (Applicable Bank Offices)

     It is agreed that each and all sections of this agreement shall apply
     commonly to any and all banking and business transactions made hereunder
     between the head and branch offices of the Client and the Bank.

Article 14 (Court of Competent Jurisdiction and Governing Laws)

     (1)  The Client and the Bank agree that this Agreement and any and all
          transactions made or contemplated hereunder shall be governed by and
          construed in accordance with the laws of Japan.

     (2)  The Client and the Bank agree that any court having jurisdiction over
          the place where the Bank's head office or its Shinyokohama branch
          office whose name is first above written is from time to time located
          shall have the jurisdiction over any and all legal proceedings that
          may become necessary to solve any and all disputes arising out of or
          in connection with any transactions made or contemplated hereunder.

Article 15 (Termination)

     It is agreed that as long as the Client owes the Bank no outstanding amount
     of any kind whatsoever, the Agreement shall be terminated if either the
     Client or the Bank notify the other party of its intention to terminate the
     Agreement in writing after one month of the receipt of such notification by
     the other party.

------------
  Revenue
  Stamp
  4000 yen
------------

March 22, Heisei 13 [2001]
The Client

<TABLE>
<C>                <S>                                                 <C>
 Address           2-6-23 Shinyokohama, Kohokuku, Yokohamashi           Ashisuto Japan
                   Ashisuto Japan Kabushiki Kaisya                     Kabushiki Kaisha
                                                                        Representative
 Name              Representative Director                               Director Seal
                   Take[illegible] Nashimoto
                   Jyosui
</TABLE>
   ______________________________________________________

The Bank

<TABLE>
<C>           <S>                                                     <C>
Address       2-4-17 Shinyokohama, Kohokuku, Yokohamashi
              The Tokyo-Mitsubishi Bank, Ltd.                            Seal of
              Shinyokohama Branch                                      Shinyokohama
                                                                          Branch
Name          Branch Manager                                             Manager
              Fumio Tanabe
</TABLE>
   ______________________________________________________

                                       9
<PAGE>

                          [illegible] (Customer Copy)

                                   - Copy -

To: Messrs The Tokyo-Mitsubishi Bank, Ltd.    March 22, Heisei 13[2001]

                                      Address:
                                      Applicant: _____________________________
                                      Address:
                                      Joint Guarantor: _______________________
                                      Address:
                                      Joint Guarantor: _______________________

I request to open an overdraft account hereunder in accordance with the
agreement for opening an overdraft account (special account) (revolving #
0001)(hereunder "the agreement") filed separately on March 13, Heisei 13 [2001].

<TABLE>
<CAPTION>
(indicate with )                Contents of Account                                                                        Note

<C>                             <S>                                                                                       <C>
Voluntary repayment
-------------------
(1) Method of                   I will pay any outstanding amount in full at the time of transaction expiration if         A/C #
repayment                       the expiration date is not extended.                                                       (   )

(2) Method of                   I will pay interest in advance in the amount claimed on __ month __ day (base date)
interest payment                each yr and on the base date every __ months as stated below.
                                1) Initial date: I will pay interest in advance starting from and inclusive of the
                                date utilizing the a/c to the next payment date 2) the second payment date and
                                onward: I will pay interest in advance from the day after the interest payment date
                                (last payment date will be the final date of repayment)

(3) Holidays                    If the above repayment or interest payment date falls on a holiday, the payment date
                                will be the following  (1  2  3 ) (indicate with __)

Lump-sum repayment
------------------
(1) Method of repayment         Period of overdraft for every overdraft a/c from the utilizing date to the repayment       A/C #
                                date will be ( 0 ) yr ( 6 ) months, and I will pay the claimed amount in full on the       (0001)
                                expiration date.

(2) Method of interest          Interest payment will be as follows (indicate with __)
payment                            Pay in installments: I will pay the overdraft interest on March 31 (base date)
                                each yr and on the base date of every one month as indicated below.

                                1) Initial payment: I will pay interest from the initial a/c utilizing date to the
                                next interest payment day in advance. 2) Second payment date and onward: I will pay
                                interest in advance from the day after the interest payment day to the next interest
                                payment date (final payment date will be the final date of repayment)

(3) Holidays                    If the above payment or repayment date falls on a holiday, payment day will be
                                (1 2 3) (indicate with __)

Installment payment
-------------------

(1) Method of repayment         I will pay the refund amount claimed in installments on __ month __ day (base date)        A/C #
                                each yr and on the base date in every __ months as stated below.                           (   )
                                1) number of installments are ___ Each installment amount to be paid is calculated
                                by the pay-back amount claimed divided by the number of installments (under 1,000 yen
                                will be omitted) and any balance will be added to the final installment. 2) The first
                                installment due date will be as follows: (indicate with __)  the first installment
                                payment due date after the day the overdraft a/c is utilized.  the number of
                                deferred payments will be __ time(s), and the first installment date will be the next
                                installment date of the deferred dates following day after the overdraft utilizing
                                date.
(2) Method of interest          I will pay in advance overdraft interest in accordance with the repayment installment
payment                         amount claimed on base date of the above (1), each yr and on base date every __
                                months. 1) Initial payment: I will pay the interest in advance from the day a/c is
                                utilized to the second interest payment due date. 2) Second payment onward: I will
                                pay the interest in advance from the day after the previous payment day (final
                                payment date will be the date of repayment)
(3) Holidays                    If the above repayment or interest payment date falls on a holiday, payment day will
                                be ( 1  2  3) (indicate with __)
</TABLE>

                                       10
<PAGE>

(Treatment of holiday)

1    The business day prior to the holiday
2    The business day after the holiday
3    The business day after the  holiday;  however,  the business day before the
     holiday  if the end of month  falls on a holiday

                                       11
<PAGE>

                                   [illegible]

                                                                Revolving # 0001

                                                      March 22, Heisei 13 [2001]

To: Messrs The Tokyo-Mitsubishi Bank, Ltd.

                                      Address:
                                      Applicant: _____________________________

                                      Address:
                                      Joint Guarantor: _______________________

                                      Address:
                                      Joint Guarantor: _______________________

I agree to the following conditions in addition to each and all items and
conditions of the Bank Transaction Contract filed separately in relation to the
current overdraft transaction of my current account (exclusive account):

(Transaction Outline)
<TABLE>
<CAPTION>

Revolving amount of                Enter (Y) symbol before the                            yen
overdraft principal                amount                                         (Yen) 200,000,000
---------------------------------------------------------------------------------------------------
<S>                               <C>
Period of business                                             December 28, Heisei 13
 transaction
---------------------------------------------------------------------------------------------------
                              If no intention is declared by either applicant, the period will be
                              extended thereafter one month.
---------------------------------------------------------------------------------------------------------
Deposit A/C for payment       Shinyokohama                             #                 Holder:
                               branch           current.regular        0157657[?]        applicant
---------------------------------------------------------------------------------------------------------
</TABLE>

Article 1 (Method of Transaction)

1.   It is agreed that the applicant will file an application to open his
     current overdraft exclusive account separately in connection with the
     overdraft transaction based on this agreement.

2.   It is agreed that in case I make use of the current overdraft I will make
     payments in accordance with the Bank's repayment claim form designated
     exclusively for this purpose. If there are more than one accounts, the
     account used shall be the one the Bank designates.

3.   The above repayment amount shall be within the balance amount which is the
     difference between the above revolving overdraft principal amount minus the
     amount of the overdraft outstanding.

4.   It is agreed that the Bank will be able to require payments, at its own
     discretion, over and above the revolving amount. The applicant will make
     the payment exceeding the revolving amount immediately upon the Bank's
     request.

5.   This overdraft exclusive account supported by this agreement will not be
     used to settle bills, notes and checks and/or debit transfer accounts other
     than the payment claimed by

                                       1
<PAGE>

     the Bank in accordance with Article 1.2 without its permission, nor will it
     be used as a receiving account of the applicant and/or a third party.

                                        (hereunder will be on the reverse side.)

33
______________________
2-6-23 Shinyokohama
Kaneko Daini Bldg. 7th fl.
Kohokuku, Yokohamashi
222-0033
Messrs Ashisuto Japan Kabushiki Kaisha
(0011973)_________________________
                    215 0157650

The Tokyo-Mitsubishi Bank, Ltd.
Shinyokohama Branch (215)
March 22, Heisei 13[2001]

<TABLE>
<CAPTION>

<S>                <C>
Account #          0157650
------------------------------------------
Type               Current overdraft (72)
------------------------------------------
Transaction #      0001001
------------------------------------------
Repayment a/c      (215) Shinyokohama
                   Regular a/c 0157650
------------------------------------------
Loan date          March 22, Heisei 13
------------------------------------------
Loan amount        (Y)200,000,000
------------------------------------------
                   June 22, Heisei 13
------------------------------------------
[illegible] or     1.500%
 rate
------------------------------------------
</TABLE>

Schedule for loan repayment (interest payment)

<TABLE>
<CAPTION>
No.      Payment date      Principal (a)        Interest(b)         Total(a)+(b)         Balance       Note
          (Interest)                         (or guaranty fee)
-------------------------------------------------------------------------------------------------------------
 <S>   <C>                 <C>              <C>                    <C>                <C>              <C>
                                                                                      (Y)200,000,000
1       Heisei 13/03/30             (Y)0           (Y)230,136         (Y)230,136         200,000,000
2       Heisei 13/04/27                0              279,452            279,452         200,000,000
3       Heisei 13/05/31                0              180,821            180,821         200,000,000
4       Heisei 13/06/22      200,000,000                    0        200,000,000                   0

</TABLE>

                                       2

<PAGE>

                                                                Date:  3/19/2001
                                                                     -----------

To:  The Bank of Tokyo-Mitsubishi, Limited

                                   GUARANTEE

<TABLE>
<S>                                                 <C>
The maximum amount guaranteed                       JPY 200,000,000
--------------------------------------------------------------------------------
The term of this guarantee                          December 31, 2001
--------------------------------------------------------------------------------
</TABLE>

In regard to any and all obligations the Principal presently owes and/or may owe
your Bank at any time until the date set forth as a result of transactions above
provided for in Article 1 of the Agreement on Bank Transactions on which the
principal separately agreed with your Bank, the Guarantor shall be jointly and
severally liable with the Principal for the performance of all such obligations
to the extent of the maximum amount set forth above, and the Guarantor hereby
agrees to abide by the terms and conditions of the said Agreement on Bank
Transactions as well as the terms set forth below with regard to the performance
of any such obligations:

1.  Even if your Bank changes or releases the security or other guarantees at
your Bank's convenience, the Guarantor shall not claim exemption from the
obligations.

2.  The Guarantor shall not effect a setoff by any of the Principal's deposits
or credits with your Bank.

3.  If and when the Guarantor performs any obligations of this guarantee, the
Guarantor shall not exercise any rights obtained from your Bank by subrogation
without the prior approval of your Bank so long as transactions between the
Principal and your Bank continue. Upon your Bank's demand, the Guarantor shall
assign such rights and priority to your Bank without compensation.

4.  In cases in which the Guarantor has given or gives in the future any other
guarantee in regard to any of the principal's obligations to your Bank, the
total amount of the obligations guaranteed shall, unless otherwise agreed, be
the aggregate of such guarantees, and this guarantee shall not affect any such
other guarantees.

                             The Principal:   Takezumi Nashiki,
                                              Representative Director
                                              Asyst Japan, Inc.
                                              Kaneko Dai - 2 Bldg., 2-6-23 Shin-
                                              Yokohama, Kohoku-ku Yokohama-shi
                                              Kanagawa 222-0033

                             The Guarantor:   /s/ Douglas McCutcheon, SrVP, CFO
                                              ---------------------------------
                                              Asyst Technologies, Inc.
                                              48761 Kato Rd., Freemont, CA 94538
                                              By: Douglas McCutcheon

                                       1<PAGE>

                                                                   EXHIBIT 10.29

                                                                    [For Reply]
                                                                 NO.___________

                                  CONFIRMATION
                                  ------------
                                                    April 9, 2001
TO: [illegible]
                             Name of Financial Institution: The Tokai Bank. Ltd.
                                                            --------------------

                             Name of Person Responsible:  Akira Tomita
                                                          ------------

This certifies the following transaction balances and contract terms between
said financial institution and its client Asyst Japan Inc. as of March 31, 2001:
                                          ----------------
                                    To wit:

1. Deposit Balances (including [illegible] loan and money transactions)

<TABLE>
<CAPTION>
      Type             Amount      Collateral Deduction or          Type              Amount        Collateral Deduction or
                                      Withdrawal Amount                                                Withdrawal Amount
-----------------------------------------------------------------------------------------------------------------------------
<S>                <C>             <C>                       <C>                     <C>             <C>
current deposit         25,669,659                           loan fund               does not apply
-----------------------------------------------------------------------------------------------------------------------------
ordinary deposit       17,163,839                            claim deposit               877,942  [illegible]
-----------------------------------------------------------------------------------------------------------------------------
notice deposit     does not apply                            fixed deposit           does not apply
-----------------------------------------------------------------------------------------------------------------------------
fixed deposit         220,015,466                            foreign currency deposit          87.81
-----------------------------------------------------------------------------------------------------------------------------
money trust        does not apply
-----------------------------------------------------------------------------------------------------------------------------
</TABLE>

2. Money Trusts (special money trusts and special fund trusts (fund trusts)) and
other Trust Principal Balances

<TABLE>
<CAPTION>
         Type           Contract No.  [illegible] Balance    Collateral Deduction or      Closest Trust    Time of
                                                                Withdrawal Amount         Closing Date       Same
--------------------------------------------------------------------------------------------------------------------
<S>                     <C>            <C>                   <C>                          <C>              <C>
DOES NOT APPLY                                                     Yes/NO
--------------------------------------------------------------------------------------------------------------------
</TABLE>
Derivative transaction balances contained in the above trust assets (please
enter description and market price of same):

                              ---------------------------------------------

3. [illegible] Transaction Balances

<TABLE>
<CAPTION>
           Title             Number Shares   Sold or Bought by Us  Settlement Date  Date Received    Unit Price      Amount
------------------------------------------------------------------------------------------------------------------------------
                                                                                    start    end      start  end    start  end
-------------------------------------------------------------------------------------------------------------------------------
<S>                          <C>             <C>                   <C>              <C>      <C>      <C>    <C>    <C>    <C>
DOES NOT APPLY                                 sold-bought
-------------------------------------------------------------------------------------------------------------------------------
</TABLE>

4. Loan Balances and Overdraft Balances

<TABLE>
<CAPTION>
           Type              Amount   Loan     Repayment    Interest   Final Payment of     Collateral           Guarantee
                                      Date       Date         Rate          Date
-------------------------------------------------------------------------------------------------------------------------------
                                                                                        type of   type of     guarantor  amount
                                                                                        article  collateral
-------------------------------------------------------------------------------------------------------------------------------
<S>                          <C>      <C>       <C>         <C>           <C>          <C>       <C>          <C>       <C>
[BEGIN STRIKE THROUGH] DOES NOT APPLY [END STRIKE THROUGH]
                        SEE ATTACHED                               %
------------------------------------------------------------------------------------------------------------------------------
                                                                   %
------------------------------------------------------------------------------------------------------------------------------
</TABLE>

5. Balance of Discounted Notes

<TABLE>
<CAPTION>
       Number Shares                     Amount                          Collateral                       Guarantee
-------------------------------------------------------------------------------------------------------------------------------
                                                                      type of        type of          guarantor      amount
                                                                      article       collateral
-------------------------------------------------------------------------------------------------------------------------------
<S>                                     <C>                         <C>             <C>               <C>           <C>
DOES NOT APPLY
-------------------------------------------------------------------------------------------------------------------------------
</TABLE>

6. Balance of Collection Bills

<TABLE>
<CAPTION>
                         Domestic Exchange                                    Foreign Exchange
------------------------------------------------------------------------------------------------------------------------------
        number shares                       amount                          number shares              amount
------------------------------------------------------------------------------------------------------------------------------
<S>                                  <C>                             <C>                               <C>
DOES NOT APPLY
------------------------------------------------------------------------------------------------------------------------------
</TABLE>

7. Balance of Notes Secured by Collateral

<TABLE>
<CAPTION>
                                                                   Number Notes                          Amount
-------------------------------------------------------------------------------------------------------------------------------
<S>                                                               <C>                              <C>
[BEGIN STRIKE THROUGH] DOES NOT APPLY [END STRIKE THROUGH]           112 notes                        396,122,058 yen
-------------------------------------------------------------------------------------------------------------------------------
</TABLE>
<PAGE>

8. Calculation of Per Contra for Acceptances and Guarantees

(1) Payment Bond Balances (balances guaranteed by us for debt of the client)

<TABLE>
<CAPTION>
            Type                         Amount                       Collateral                      Guarantee
-------------------------------------------------------------------------------------------------------------------------------
                                                               type of         type of          guarantor       amount
                                                               article       collateral
-------------------------------------------------------------------------------------------------------------------------------
<S>                           <C>                           <C>            <C>                 <C>            <C>
DOES NOT APPLY
-------------------------------------------------------------------------------------------------------------------------------
</TABLE>

(2) Unused Balance of Credit Condition _____________  (3) Other_______________

9. Obligation Guarantee Receipt Balances (balance of payment bonds, guarantee
   executed by client on behalf of our client)

<TABLE>
<CAPTION>
 Obligation Guarantee       Amount          Term of Guarantee                  Category                  Collateral Conditions
-------------------------------------------------------------------------------------------------------------------------------
<S>                       <C>              <C>                          <C>                              <C>
[BEGIN STRIKE THROUGH] DOES NOT APPLY [END STIKE THROUGH]               obligation guarantee - obligation
                                                                        guarantee contract
-------------------------------------------------------------------------------------------------------------------------------
Mex Co., Ltd.               50,000,000       root[?] guarantee          relief guarantee - obligation
                                                                        ----------------
                                                                        guarantee contract
--------------------------------------------------------------------------------------------------------------------------------
</TABLE>

10. Liabilities Arising from Securities Received as Deposit

<TABLE>
<CAPTION>
         Type                        Name of Security      Deposit Date       Amount       Category       Description
-------------------------------------------------------------------------------------------------------------------------------
<S>                                          <C>           <C>                <C>          <C>             <C>
DOES NOT APPLY
-------------------------------------------------------------------------------------------------------------------------------
</TABLE>

11. Foreign Exchange Balances
     (1) Foreign Bills Bought     DOES NOT APPLY       (of which, no
                                  ------------------   letter of credit:)_______
     (2) Foreign Bills Receivable __________________
     (3) Other                    __________________

12. Loaned and Borrowed Securities balance

<TABLE>
<CAPTION>
 Loaned to or Borrowed from Us       Title        Stock (of Security) Type   Loan for Consumption or Loan for Use    Outline
--------------------------------------------------------------------------------------------------------------------------------
<S>                               <C>              <C>                          <C>                                   <C>
       loaned - borrowed            DOES NOT APPLY                               loan for consumption - loan for use
--------------------------------------------------------------------------------------------------------------------------------
       loaned - borrowed                                                         loan for consumption - loan for use
--------------------------------------------------------------------------------------------------------------------------------
</TABLE>

13. Derivative Transaction Contracts

    (1) Market Transactions
    [1] Futures Transaction Balances

<TABLE>
<CAPTION>
  Transaction      Transaction    Delivery    Sold or      Settlement    Settlement   Derivative   Contract   Market Price
    Market            Product       Month   Loaned by Us      Date       Unit Price     (number      Item       on Agreed
                                                                                        shares)                 Ref. Date
-------------------------------------------------------------------------------------------------------------------------------
<S>              <C>              <C>       <C>            <C>          <C>           <C>          <C>        <C>
DOES NOT APPLY                               sold - loaned
-----------------------------------------------------------------------------------------------------------------------------------
                                             sold - loaned
-----------------------------------------------------------------------------------------------------------------------------------
</TABLE>

[2] Option Transaction Balances

<TABLE>
<CAPTION>
Transaction Transaction  Delivery  Call or   Sold or   Settlement   Exercise   Settlement   Derivative   Contract  Market Price
   Market     Product     Month      Put    Loaned by     Date      of Right   Unit Price     (number      Item     on Agreed
                                               Us                  ([illeg.])                  shares)              Ref. Date
-------------------------------------------------------------------------------------------------------------------------------
<S>         <C>          <C>       <C>       <C>       <C>           <C>        <C>         <C>          <C>        <C>
DOES NOT APPLY                      call-put  sold-loaned
-------------------------------------------------------------------------------------------------------------------------------
                                    call-put  sold-loaned
-------------------------------------------------------------------------------------------------------------------------------
</TABLE>
Received margin money balances pertaining to the above [1] and [2]:_____________

   (2) Transactions Other Than Market Transactions
   [1] Futures Transactions (interest futures transactions and exchange futures
       transactions) Balances

<TABLE>
<CAPTION>
Contract   Type  Settlement   Contract Term   Currency     Bought or Sold   Hypothetical   Settlement Interest   Market Price
  No.               Date                        Type           by Us          Principal       or Settlement       on Agreed
                                                                                               Exchange Rate      Ref. Date
-----------------------------------------------------------------------------------------------------------------------------
                               start  end
-----------------------------------------------------------------------------------------------------------------------------
<S>        <C>    <C>         <C>     <C>      <C>         <C>               <C>           <C>                   <C>
DOES NOT APPLY                                                              bought - sold
-----------------------------------------------------------------------------------------------------------------------------
                                                                            bought - sold
-----------------------------------------------------------------------------------------------------------------------------
</TABLE>
<PAGE>

   [2] Exchange Contract Transaction Balances

<TABLE>
<CAPTION>
  Contract      Currency    Settlement       Contract     Contract       Promised      Bought or Sold by     Market Price on
   Item           Type         Date            Term         Type       Exchange Rate          Us             Agreed Ref. Date
-------------------------------------------------------------------------------------------------------------------------------
<S>             <C>         <C>             <C>           <C>          <C>             <C>                   <C>
DOES NOT APPLY                                                                           bought - sold
-------------------------------------------------------------------------------------------------------------------------------
                                                                                         bought - sold
-------------------------------------------------------------------------------------------------------------------------------
</TABLE>

   [3] Option Transaction Balances

<TABLE>
<CAPTION>
Contract   Type  Settlement   Exercise   Currency   Call or   Bought   Contract Type    Exercise    Option   Option    Market
 Item               Date      [illeg.]     Type       Put    or Sold   (hypothetical    of Right      Fee      Fee    Price on
                                                              by Us      principal)    ([illeg.])           Settlement  Agreed
                                                                                                               Date   Ref. Date
--------------------------------------------------------------------------------------------------------------------------------
<S>        <C>    <C>         <C>        <C>        <C>       <C>       <C>           <C>          <C>      <C>       <C>
DOES NOT APPLY                                       call -   bought -
                                                     put      sold
--------------------------------------------------------------------------------------------------------------------------------
                                                     call -   bought -
                                                     put      sold
--------------------------------------------------------------------------------------------------------------------------------
</TABLE>

   [4] Swap Transaction Balances

A. Currency Swaps

<TABLE>
<CAPTION>
                                       Contract Term    Balance Received From Us    Balance Paid to Us        Latent Loss of
   Contract    Type    Settlement     ---------------   ------------------------    --------------------   Client as of Agreed
     Item                Date          start    end      principal    interest      principal   interest      Reference Date
----------------------------------------------------------------------------------------------------------------------------------
<S>           <C>     <C>            <C>       <C>      <C>           <C>           <C>        <C>        <C>
DOES NOT APPLY                                           currency           %         currency       %
                                                         amount             %         amount         %
----------------------------------------------------------------------------------------------------------------------------------
                                                         currency           %         currency       %
                                                         amount             %         amount         %
----------------------------------------------------------------------------------------------------------------------------------
</TABLE>

B. Interest Swaps

<TABLE>
<CAPTION>
                               Contract
                                 Term   Interest                  Received from Us         Paid to Us         Latent Loss of
 Contract   Type  Settlement  ---------  Receipt  (Hypothetical) ----------------------------------------  Client as of Agreed
   Item              Date     start end   Date      Principal    principal interest    principal interest     Reference Date
--------------------------------------------------------------------------------------------------------------------------------
<S>        <C>    <C>        <C>   <C>  <C>       <C>            <C>       <C>         <C>       <C>         <C>
DOES NOT APPLY                                                                    %                      %
                                                                                  %                      %
--------------------------------------------------------------------------------------------------------------------------------
                                                                                  %                      %
                                                                                  %                      %
--------------------------------------------------------------------------------------------------------------------------------
</TABLE>

   [5] Other Derivative Transaction Balances (transactions not included in the
       above [1] to [4] or compound transactions)

<TABLE>
<CAPTION>
 Contract Item     Type    Settlement   Outline of Transaction        Contract Type          Latent Loss of Client as of
                             Date                                Hypothetical Principal         Agreed Reference Date
-------------------------------------------------------------------------------------------------------------------------------
<S>                <C>     <C>          <C>                     <C>                         <C>
DOES NOT APPLY
--------------------------------------------------------------------------------------------------------------------------------

--------------------------------------------------------------------------------------------------------------------------------
</TABLE>

Received margin money balances pertaining to the above [1] - [5]: -

14. Other

    DOES NOT APPLY
    --------------
<PAGE>

                         GUIDE TO RECEIPTS AND PAYMENTS

                                                            March 30

Asyst Japan, Inc.                                           The Tokai Bank

Current Account No. 160716                                  Bisai Branch

<TABLE>
<CAPTION>
   Number       Date         Paid Out        Deposited             Transaction Category         Summary
-------------------------------------------------------------------------------------------------------------
<S>           <C>          <C>            <C>                  <C>                      <C>
   002     March 30                       (Yen)100,000,000               receipt             by computer
                                                                                             from ordinary
                                                                                             account
--------------------------------------------------------------------------------------------------------------
</TABLE>
                                                     [note to right:] 3/31 Tokai
<TABLE>
        <S>             <C>                    <C>
          Total                               (Yen)100,000,000
                                              (one item)
          Balance                             (Yen)25,669,658
          3/31         217,970,918            -192,301,260

</TABLE>
<PAGE>

                                             CURRENT ACCOUNT OVERDRAFT AGREEMENT

                                                                   June 29, 1995

TO: The Tokai Bank, Ltd.

                    Principal  MAIS CO., LTD.

                               KAZUO KIMATA, Representative

                    Address    28 Teino, Kitaima Aza, Bisai, Aichi Prefecture

                    Guarantor

                    Address

     In addition to the Current Account Rules and Agreement on Bank Transactions
inserted separately, I agree to the following items regarding current overdraft
transactions resulting from current account transactions with the Bank:

Article 1 (Overdraft Limit)

  (1) The overdraft limit shall be four-hundred million (400,000,000) yen.

  (2) The Bank can, at its option, make check payment in the event the maximum
  amount of this limit is exceeded, in which case, I shall pay the amount
  exceeding the maximum amount each time there is a demand from the Bank.

Article 2 (Transaction Term)

     The term of transactions executed based on this Agreement shall be June 30,
  1996. However, if there is no notice or proposal for ending transactions from
  the Bank or me before expiration of this term, this term shall be extended for
  one more year; and likewise thereafter.

Article 3 (Interest)

     Interest on overdrafts shall be determined according to the interest rate
  and the period and method of calculation determined by the Bank, and can, at
  its option, be deducted from my current deposit or incorporated in the
  overdraft account each time interest is calculated. In the event the Bank
  demands a promised payment by cash, I shall respond to this promptly.

Article 4 (Collateral)

     In the event an overdraft occurs according to the terms of this Agreement,
  securities received or held in the current account shall be transferred as
  collateral for this overdraft.

Article 5 (Immediate Payment)
  (1) In case where any of the following events occur with respect to myself, I
  shall pay the principal and interest of overdraft even without written notice
  from the Bank:
                                                   (continued on the other side)
<PAGE>

                              BALANCE CERTIFICATE

                                          (page 1 of 1 page(s) of said document)

                                    April 2, 2001
                                                            The Tokai Bank, Ltd.
                                                                    Bisai Branch
                                                                TEL 0586-62-7221
TO: Asyst Japan, Inc.

2-6-23 Shin Yokohama
Kohoku-ku, Yokohama 222-0033

This certifies that the following calculated balance under your name is true and
correct as of March 31, 2001.

<TABLE>
<CAPTION>
           <S>                             <C>
           ---------------------------------------------------
            CASH TOTAL                     (Yen)1,986,764,000
           ---------------------------------------------------
</TABLE>

                                    Details

<TABLE>
<CAPTION>
-----------------------------------------------------------------------------------------------------
      Item                 Amount                                   Notes
                                            (including unsettled bond balances at other branches)
-----------------------------------------------------------------------------------------------------
<S>                  <C>                    <C>
Loan on Deed            (Yen)271,764,000
-----------------------------------------------------------------------------------------------------
Loan on Bill          (Yen)1,715,000,000
-----------------------------------------------------------------------------------------------------
                      BELOW INTENTIONALLY LEFT BLANK
-----------------------------------------------------------------------------------------------------

-----------------------------------------------------------------------------------------------------

-----------------------------------------------------------------------------------------------------

-----------------------------------------------------------------------------------------------------

-----------------------------------------------------------------------------------------------------

-----------------------------------------------------------------------------------------------------

-----------------------------------------------------------------------------------------------------
</TABLE>

5800(12.11A)  The amount of this Certificate shall not be corrected.
<PAGE>

          [(Yen)100,000 revenue stamp]
<TABLE>
<CAPTION>
                                              <S>       <C>
                                               ------------------------
                                               Branch    Account No.
                                               ------------------------

                                               ------------------------
</TABLE>

                  CASH CONSUMER DEBTOR AND CREDITOR AGREEMENT
  (Form for loan on deed, daily rate, and installment or fixed-date payment of
                                   principal)

                                                                 March 23, 2001
                                                      -------------------------
                                                      Loan Date: March 30, 2001
                                                      -------------------------
<TABLE>
<CAPTION>
                                                                          -----------------------------
TO: The Tokai Bank, Ltd.                                                      Repayment Deposit Account
                                                                                 Notification Stamp
                                                                          -----------------------------
<S>                                                                        <C>
Responsible Party:  Name   Josui Nashimoto, Representative Director           If stamp used for loan
                           _________________________________________          transactions is different from
                           Asyst Japan, Inc.                  [seal]          repayment deposit account
                           _________________________________________          notification stamp, please
                  Address  2-6-23 Shin Yokohama, Kohoku-ku, Yokohama          affix repayment deposit
                           _________________________________________          account notification stamp.
Joint Surety Party:  Name  _________________________________  [seal]
                  Address  _________________________________________
Joint Surety Party:  Name  _________________________________  [seal]
                  Address  _________________________________________
</TABLE>

Article 1  In addition to the terms of the Agreement on Bank Transactions
          inserted separately, the Responsible Party agrees to borrow from the
          Bank on the above loan date according to the following terms and
          conditions:

<TABLE>
<CAPTION>
<S>                          <C>
1.  Amount                   200,000,000,000 yen cash  2.  Purpose long-term operating capital
---------------------------------------------------------------------------------------------------------
3.  Repayment Term           February 29, 2008
---------------------------------------------------------------------------------------------------------
4.  Repayment Method         Date   First payment on May 1, 2001, then on the last of every
                                    month thereafter until payment is complete.
                             ----------------------------------------------------------------------------
                                    First payment                               2,400,000 yen
                                    ----------------------------------------------------------------------
                             Amount Second and subsequent payments              2,400,000 yen
                                    ---------------------------------------------------------------------
                                    Final payment                               3,200,000 yen
---------------------------------------------------------------------------------------------------------
5.  Interest                I agree to a rate of 2.30% per annum, with no change during the loan term.
---------------------------------------------------------------------------------------------------------
6.  Interest Payment        Interest through May 7, 2001, shall be prepaid at the time of the loan, and
    Term                    interest through the following payment settlement date shall be prepaid on
                            the 1st of every month thereafter.
---------------------------------------------------------------------------------------------------------
7.  Penalty                 Assessed at a rate of 14% per annum of the amount due for payment.
---------------------------------------------------------------------------------------------------------
8.  Method for              Calculated based on 365 days per year.
    Calculating
    Interest and
    Penalties
---------------------------------------------------------------------------------------------------------
</TABLE>

<TABLE>
<CAPTION>
<S>                             <C>                      <C>                       <C>
---------------------------------------------------------------------------------------------------------
9.  Account Drawn for              Branch                      Type                     Account No.
    Principal, Interest,       --------------------------------------------------------------------------
    and Penalties               Bisai Branch            Ordinary / Current               570151
---------------------------------------------------------------------------------------------------------

10.  Other             If the loan repayment date or interest payment date falls on a bank holiday, the
                       payment date shall be:

                       [_] 1.  the next business day                   [_] 2. the previous business day
                       [_] 3.  the next business day, but if this      [_] 4. the previous business day,
                               falls in the next month, then the              but if this falls in the
                               previous business day                          previous month, then the
                                                                              next business day
---------------------------------------------------------------------------------------------------------
</TABLE>
                                                   (continued on the other side)
<PAGE>

Article 9 (Designation of Appropriation)

     In the event settlement or deduction calculation pursuant to Article 7 is
  not sufficient to extinguish the full amount of my debt, the Bank can make
  appropriation by a sequence and method that it deems appropriate, and I shall
  make no objection to such appropriation.

Article 9-2 (Same)

  1. In the event offset by me pursuant to Article 7-2 is not sufficient to
  extinguish the full amount of my debt, appropriation can be made by a sequence
  and method designated by me.

  2. If I do not designate a sequence and method as specified in the previous
  section, the Bank can make appropriation by a sequence and method that it
  deems appropriate, and I shall make no objection to such appropriation.

  3. In the event designation pursuant to Section 1 risks causing hindrance in
  terms of debt security, the Bank shall state its objection without delay, and
  can make appropriation by a sequence and method that it deems appropriate with
  respect to, but not limited to, presence or absence, degree, and relative
  difficulty in handling collateral or security, extension of settlement term,
  or expected payment of discounted bills or notes.

  4. In case of appropriation by the Bank pursuant to Section 2, the Bank can
  designate the sequence and method by which debts of mine not yet due are
  appropriated as debts that are due, discounted bills or notes before
  expiration of the term are appropriated as redeemed debts, or acceptances or
  guarantees are appropriated as compensation for an earlier debts for which I
  am liable.

Article 10 (Liability for Risk and Conditions of Exemption)

  1. In the event bills drawn, endorsed, accepted, whether in act of honor or
  otherwise, or guaranteed by me, or certificates deposited with the Bank by me,
  are lost, destroyed, damaged, or delayed due to accidental event, disaster,
  accident during transport, or other unavoidable circumstance, debts shall be
  settled based on records of the Bank such as ledgers or vouchers. Moreover, if
  demanded by the Bank, substitute bills or certificates shall be deposited. In
  this event, I shall not make any demands for damages to the Bank.

  2. In the event damages arise due to unavoidable circumstances as described
  above to the warrants I submit, I will not demand damages from the bank.

  3. In the event conditions of bills are deficient or rights regarding bills
  are not established due to description that invalidates the bills, or in the
  event rights regarding bills are canceled due to deficiency in the procedure
  for securing rights, I shall be responsible for the face-value amount of such
  bills.

  4. In the event differences are found when seal impressions on bills or
  certificates are compared with suitable care to seal impressions sent by me,
  even in the event of accidents including but not limited to counterfeiting,
  alteration, or embezzlement of bills, certificates, or seals, I shall be
  responsible for damages arising as a result and shall bear responsibility
  according to the text described in such bills or certificates.

  5. I shall be responsible for all costs required for executing or securing my
  rights or collecting or handling collateral for me, and all costs required in
  the event I request cooperation to the Bank in securing my rights.

Article 11 (Change in Notified Items)

  1. In the event there are any changes in seals, names or titles,
  representatives, addresses, or other notified items, I shall notify the Bank
  of these promptly in writing.

  2. In the event documents including but not limited to notices sent by the
  Bank or documents forwarded by the Bank are delayed or fail to arrive due to
  negligence in notifying the Bank as specified in the previous section, these
  shall be deemed to have arrived at the time they should have arrived.

Article 12 (Reports and Investigations)

  1. Whenever the Bank demands information regarding assets, management, or
  business conditions, I shall report such information promptly and supply any
  accommodation required for investigation.

  2. In the event there has been any major change or likelihood of major change
  in assets, management, or business conditions, I shall report such changes
  promptly without demand from the Bank.

Article 13 (Applicable Offices)

     The terms of this Agreement shall be recognized as applying to all
  transactions between me and the main office or any branch office of the Bank.

Article 14 (Jurisdiction)

     In the event legal action is required regarding transactions based on this
  Agreement, the presiding court shall be the court having jurisdiction over the
  location of the main office of the Bank or the Bisai branch of the Bank.
                                                 -----

                                                                 End of Document
<PAGE>

[(Yen)20,000 revenue stamp]

                                                 -------------------
                                                 Branch  Account No.
                                                 -------------------
                                                   304      1016
                                                 -------------------

                  CASH CONSUMER DEBTOR AND CREDITOR AGREEMENT
  (Form for loan on deed, daily rate, and installment or fixed-date payment of
                                   principal)

                                                                December 6, 1999

TO: The Tokai Bank, Ltd.
<TABLE>

<S>                            <C>                                                  <C>
Responsible Party:   Name      Kazuo Kimata, Representative Director                -----------------------
                               -----------------------------------------------         Repayment Deposit
                               Mecs Co., Ltd.                          [seal]         Account Notification
                               -----------------------------------------------              Stamp
                     Address   28 Teino, Kitaima Aza, Bisai, Aichi Prefecture       -----------------------
                               -----------------------------------------------      -----------------------
Joint Surety Party:  Name      Kazuo Kimata                            [seal]       If stamp used for loan
                               -----------------------------------------------      transactions is
                     Address   35 Ohiraura, Higashi Itsushiro Aza,                  different from repayment
                               -----------------------------------------------      deposit account
                               Bisai, Aichi Prefecture                              notification stamp,
                               -----------------------------------------------      please affix repayment
Joint Surety Party:  Name      Yoshiko Kimata                           [seal]      deposit account
                               -----------------------------------------------      notification stamp.
                     Address   35 Ohiraura, Higashi Itsushiro Aza,
                               -----------------------------------------------
                               Bisai, Aichi Prefecture
                               -----------------------------------------------
</TABLE>

Article 1  In addition to the Agreement on Bank Transactions inserted
           separately, the Responsible Party agrees to borrow from the Bank on
           the above loan date according to the following terms and conditions:

<TABLE>

<S>                    <C>
---------------------------------------------------------------------------------------------------------
1.  Amount             50,000,000,000 yen cash   2. Purpose operating capital
---------------------------------------------------------------------------------------------------------
3.  Repayment Term     November 30, 2004
---------------------------------------------------------------------------------------------------------
4.  Repayment Method   Date    First payment on January 4, 2000, then on the 31st of
                               every month thereafter until payment is complete.
                       ----------------------------------------------------------------------------------
                               First payment  833,000 yen
                               --------------------------------------------------------------------------
                       Amount  Second and subsequent payments 833,000 yen
                               --------------------------------------------------------------------------
                               Final payment 853,000 yen
---------------------------------------------------------------------------------------------------------
5.  Interest           Rate of 1.500% per annum. However, the Bank can vary this according to general
                       practice in the event of a change in financial market conditions or other just
                       cause.
---------------------------------------------------------------------------------------------------------
6.  Interest Payment   Interest through January 4, 2000, shall be prepaid at the time of the loan, and
    Term               interest through the following payment settlement date shall be prepaid on the
                       31st of every month thereafter.
---------------------------------------------------------------------------------------------------------
7.  Penalty            Assessed at a rate of 14% per annum of the amount due for payment.
---------------------------------------------------------------------------------------------------------
8.  Method for         Calculated based on 365 days per year.
    Calculating
    Interest and
    Penalties
---------------------------------------------------------------------------------------------------------
</TABLE>

<TABLE>

<S>                             <C>                        <C>                     <C>
9.  Account Drawn                 Branch                     Type                     Account No.
    for Principal,           ----------------------------------------------------------------------------
    Interest, and               Bisai Branch             Ordinary / Current              570151
    Penalties                                            --------
---------------------------------------------------------------------------------------------------------
</TABLE>
<TABLE>
<CAPTION>
<S>                    <C>
10.  Other             If the loan repayment date or interest payment date falls on a bank holiday, the
                       payment date shall be:
</TABLE>
<TABLE>
<CAPTION>
<S>                   <C>                                          <C>
                      [_] 1. the next business day                    [_] 2. the previous business day
                      [_] 3. the next business day, but if this       [_] 4. the previous business
                             falls in the next month, then the               day, but if this falls in
                             previous business day                           the previous month, then
                                                                             the next business day
---------------------------------------------------------------------------------------------------------
</TABLE>

                   [above bar code:] Cash Consumer Debtor and Creditor Agreement

                              LETTER OF GUARANTEE

TO:  THE TOKAI BANK, LTD.

The undersigned Guarantor (the "Guarantor") hereby jointly and severally with
the undersigned Borrower (the "Borrower") guarantees to your Bank all
obligations and liabilities of the Borrower, whether present or future, which
are now or may at any time hereafter become due under any and all transactions
(the "Bank Transactions") as stipulated in Article 1 of the Agreement on Bank
Transactions (the "Agreement on Bank Transactions") submitted by the Borrower to
your Bank, subject to (i) all of the terms and conditions hereafter set forth
and (ii) all of terms and conditions set forth in the Agreement on Bank
Transactions.

Article 1.   The maximum amount of the principal of the Bank Transactions
             guaranteed hereunder shall be 2,000,000,000 Yen, to which, in
                                           -----------------
             addition, the Guarantor shall jointly and severally with the
             Borrower guarantee the due and punctual payment by the Borrower of
             interest, default interest, costs and any expenses whatsoever
             incurred with respect to the Bank Transactions.

Article 2.   In the event that the Borrower fails to pay any sums that are now
             or become payable under the Bank Transactions, the Guarantor will
             pay to you Bank the outstanding amount secured hereby immediately
             upon your demand in writing including a statement that the Borrower
             is in default of payment to your Bank.

             The Guarantor hereby waives any right to require your Bank to sue,
             enforce payment or exhaust any right or remedy which it may have
             against the Borrower or any other party before your Bank may
             proceed to exercise any right or remedy it may have hereunder.

             The Guarantor hereby waives any right to require your Bank to
             proceed first against the Borrower or to give any notice to or
             demand on the Borrower.

Article 3.   If there exists any guaranty which has been executed or will be
             executed in the future by any other party (other than the
             Guarantor) as security for the Borrower's obligations and
             liabilities under the Bank Transactions, then the Guarantor shall
             be jointly and severally liable with any other such Guarantor.

Article 4.   The Guarantor hereby agrees not to set-off its obligations and
             liabilities hereunder against any claim which the Borrower may have
             against your Bank under any deposit or account for any reason
             whatsoever.

Article 5.   The Guarantor shall not claim that it should be discharged or
             exonerated due to the fact that your Bank has modified or
             discharged security or other guaranty for any reason whatsoever.

Article 6.   (1)   In the event that the Borrower fails to pay any sums payable,
                   your Bank may set-off any obligations your Bank owes the
                   Guarantor (such as deposits and/or any other credit of the
                   Guarantor with your Bank) against the obligations and
                   liabilities hereunder which have become due, even when such
                   obligations have not yet become due.

             (2)   In cases in which there exist Bills or Notes pertaining to
                   the Guarantor's obligations, and you Bank sets-off as set
                   forth in (1) above, your Bank need not simultaneously return
                   to the Guarantor any such Bills or Notes, in such case, the
                   Guarantor shall appear at your Bank to receive such Bills or
                   Notes.

Article 7.   During the period of time during which any transactions whatsoever
             between your Bank and the Borrower continue to exist, the Guarantor
             shall not, without the prior consent of your Bank enforce its right
             of subrogation or any title, power or claim which it may obtain as
             a result of subrogation, and Guarantor shall assign or transfer
             such right power and claim or the order of priority thereof upon
             demand by your Bank.

Article 8.   All notices, demands and other communications by your Bank to the
             Guarantor shall be made to the address specified on the last page
             hereunder. If your Bank gives a notice or demand by telex, your
             Bank shall send the telex to Guarantor's number                 .
                                                             ----------------
             All such notices, demands or communications shall be deemed to have
             been received by the Guarantor to whom it is addressed when
             delivered (in the case of hand delivery) or seven days after
             posting (in the case of airmail post), or on dispatch (when sent by
             telex).

Article 9.   In the event the institution of a lawsuit in connection with a
             transaction covered by this Letter becomes necessary, the Guarantor
             agrees that the court having the jurisdiction in the local in which
             the head office or any branch office of your Bank is situated shall
             be the competent court.

Article 10.  If any guaranty which has been executed or will be executed in the
             future by the Guarantor as security for the Borrower's obligations
             and liabilities establishes a certain aggregated guaranteed amount
             thereunder, the amount guaranteed hereunder shall be added to the
             said aggregate.

Article 11.  If there shall be invalidity, unenforceabilty or illegality of any
             of the Bank Transaction by unauthorized agent, disability or any
             other reason, the Guarantor shall indemnify your Bank against any
             costs, claims, expenses and fees or whatsoever which your Bank
             shall sustain or incur as a consequence of such Bank Transactions.

Article 12.  All payments by the Guarantor in your bank hereunder shall be
             without set-off or counterclaim, free and clear of and without
             deduction for any present or future taxes, restriction or
             conditions of any nature, except as may be required by law. Should
             the Guarantor be required to make any deduction of any nature or
             withholding from any payment due hereunder the Guarantor will pay
             such additional amount as may be necessary to pay your Bank the
             full amount of any payment hereunder that your Bank would have
             received in the absence of such withholding or deduction. The
             Guarantor shall promptly send to your Bank such other documentary
             evidence with respect to such additional payments as may be
             required by your Bank.

Article 13.  This Letter of Guarantee shall be governed by, and construed in
             accordance with the laws of Japan.

IN WITNESS WHEREOF this Guarantee has been executed by the Guarantor dated this
30th   day of   June  , Twenty Hundred.
----            ----

                         The Guarantor:  (Name)  Asyst Technologies, Inc
                                         -------------------------------
                                         (address)
                                         48761 Kato Road Freemont, CA
                                         94538

                                         /s/ Douglas McCutcheon
                                         ---------------------------------
                                         by: Douglas McCutcheon
                                         its title:  Senior Vice President

The Borrower hereby acknowledges and agrees to the execution of the Letter of
Guarantee above.

                         The Borrower:  Takezumi Nashiki,
                                        ------------------
                                        Representative Director,
                                        -------------------------
                                        Kabushiki Kaiysa MEKKUSU
                                        ------------------------
                                        #28 Aza Johnoh, Kitaima
                                        -----------------------
                                        Bisai-shi, Aichi-ken
                                        --------------------

     (All questions that may arise within or without courts of law in regard to
the meaning of the words, provisions and stipulations of this Letter shall be
decided in accordance with the Japanese text.)

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00028-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00028-of-00352.parquet"}]]