Document:

December  8,  2006

New  Stream  Commercial  Finance,  LLC
38C  Grove  Street
Ridgefield,  Connecticut  06877
Attention:  Jim  McKay,  [Title]:

Gottbetter  Capital  Finance,  LLC

------------------------------

------------------------------
Attn:  Michael  W.  Chorske,  President

Dear  Jim  and  Michael,

As  we  have  discussed,  Charys Holding Company Inc. ("Charys") is Purchaser of
various  Cotton  company  entities pursuant to that certain Amended and Restated
Stock and Limited Partnership Interest Purchase Agreement dated December 8, 2006
("Purchase  Agreement")  by  and  between Charys, the various sellers identified
therein  ("Cotton  Sellers"),  and our wholly owned subsidiaries Crochet & Borel
Inc  ("C&B")  and  C&B/Cotton  Holdings, Inc.   A copy of the Purchase Agreement
which  is  attached  hereto.

Section  2.02(b)  of  the Purchase Agreement provides for a security interest in
certain  assets  of  C&B (the "C&B Lien") to be granted to the Cotton Sellers to
secure  Charys's  obligation  to pay a portion of the purchase price. As you are
aware  the collateral described in the Purchase Agreement to secure the C&B Lien
is  currently subject to [a] a first perfected security interest in favor of New
Stream pursuant to the Revolving Loan Credit Agreement by and between New Stream
Commercial  Finance  LLC  ("New  Stream"), Charys, and Crochet & Borel dated the
__day  of  ___,  2006,  and  [b]  a  subordinate  security  interest in favor of
Gottbetter  Capital  Finance,  LLC,  a  Delaware  limited  liability  company
("Gottbetter"),  as  more particularly described in the Inter Creditor Agreement
between  New  Stream  and  Gottbetter  a  copy  of  which  is  also  attached.

As we have also discussed, the parties to the Purchase Agreement are desirous of
consummating  the  First  Closing under the Purchase Agreement  (the "Closing"),
and  request  the  signature  of New Stream and Gottbetter below to indicate its
consent  to  the Closing in consideration of the agreement of the parties to the
Purchase  Agreement,  set  forth hereon, that New Stream, Gottbetter, Charys and
the  Cotton  Sellers shall endeavor to negotiate in good faith an inter creditor
agreement (after the Closing) that will perfect the C&B Lien as described in the
Purchase  Agreement  as  a  lien  subordinate  to  New  Stream  but  superior to
Gottbetter; provided, however, that the C&B Lien shall remain unperfected unless
and until the Cotton Sellers, Charys, C&B, New Stream and Gottbetter shall enter
into  an  inter creditor agreement in the form and substance satisfactory to New
Stream,  Charys,  Gottbetter  and  the  Cotton  Sellers.   Notwithstanding  the
foregoing,  the delay in perfection of the C&B Lien shall not relieve Charys and
C&B  of  their  respective  obligations  under  the  Purchase  Agreement.

<PAGE>
     IN  WITNESS  WHEREOF,  each  of  the  parties  hereto has duly executed and
delivered  this  Letter  as  of  the  date  first  above  written.

                                 CHARYS  HOLDING  COMPANY,  INC.

                                 By:
                                    ---------------------------------------
                                    Name:  Billy  Ray
                                    Title:  Chief  Executive  Officer

                                 C&B / COTTON HOLDINGS, INC

                                 By:
                                    ---------------------------------------
                                    Name: Troy Crochet
                                    Title: President

                                 CROCHET & BOREL SERVICES, INC

                                 By:
                                    ---------------------------------------
                                     Name: Troy Crochet
                                     Title: President

                                 COTTON HOLDINGS 1, INC

                                 By:
                                    ---------------------------------------
                                     Name: Peter Bell
                                     Title: President

                                 COTTON COMMERCIAL USA, LP

                                 By:  Cotton USA GP, LLC, its sole general
                                 partner

                                 By:
                                    ---------------------------------------
                                     Name: Peter Bell
                                     Title: President

<PAGE>
                                 COTTON RESTORATION OF CENTRAL TEXAS, LP

                                 By:  CCI-GP, LLC, its sole general partner

                                 By:
                                    ---------------------------------------
                                    Name: Peter Bell
                                    Title: President

SELLER:                          SELLER:
-------                          -------

-----------------------------    --------------------------------
CHAD WEIGMAN                     BLAKE STANSELL

SELLER:                          SELLER:
-------                          -------

-----------------------------    --------------------------------
BRYAN MICHALSKY                  JAMES SCAIFE

SELLER:                          SELLER:
-------                          -------

-----------------------------    --------------------------------
RANDALL THOMPSON                 PETER BELL

SELLER:                          SELLER:
-------                          -------

-----------------------------    --------------------------------
DARYN EBRECHT                    RUSSELL WHITE

SELLER:
-------

-----------------------------
JOHNNY SLAUGHTER

<PAGE>
                                 NEW STREAM COMMERCIAL FINANCE, LLC

                                 By:
                                    ---------------------------------------

                                 Title:
                                       ------------------------------------

                                 GOTTBETTER CAPITAL FINANCE, LLC,
                                 as Agent

                                 By:
                                    ---------------------------------------
                                    Michael W. Chorske
                                    Title:  PresidentPROMISSORY
                NOTE

            	
              Exhibit
                10.1

            
	 	 	 
	 	 	 
	
              $4,300,000

            	 	
              December
                12, 2006

            

    

    

    

    FOR
      VALUE
      RECEIVED, the undersigned, iSecureTrac Corp. (“iSecureTrac”), a Delaware
      corporation (herein called “Maker”),
      whose
      address is 5078 S. 111th
      Street,
      Omaha, NE, 68137, hereby promises to pay to the order of Consolidated Investment
      Services, Inc., a Nevada corporation (herein sometimes called “Payee”),
      the
      principal sum of Four Million Three Hundred Thousand Dollars ($4,300,000),
      or so
      much thereof from time to time outstanding as shall be advanced, with interest
      on the unpaid balance thereof from date of advancement until maturity at the
      rate or rates hereinafter provided, both principal and interest payable as
      hereinafter provided in lawful money of the United States of America at the
      offices of Payee at c/o Midland National Life Insurance Company, One Midland
      Plaza, Sioux Falls, South Dakota 57193, or at such other place as from time
      to
      time may be designated by the holder of this Note or in such other form as
      Payee
      may designate or consent.

    

    As
      herein
      provided the unpaid Principal Amount of this Note (or portions thereof) from
      time to time outstanding shall bear interest prior to maturity at the Applicable
      Rate, provided that in no event shall the Applicable Rate exceed the Maximum
      Rate. 

    

    As
      used
      in this Note, the following terms shall have the meanings indicated opposite
      them:

    

    “Applicable
      Rate.”
      The
      Applicable Rate shall be Seven Percent (7%) per annum.

    

    “Default
      Rate.”
      The
      Default Rate shall be the Maximum Rate.

    

    “Loan.”
      The
      $4,300,000 loan to be made to Maker by Payee which is evidenced
      hereby.

    

    “Maturity
      Date.”
      The
      earlier of (i) July 1, 2008 or (ii) the first date on which Maker issues equity
      securities or arranges for additional indebtedness (other than trade
      indebtedness incurred in the ordinary course of its business) in a transaction
      or series of transactions which generates aggregate net proceeds to the Maker
      of
      not less than $4,300,000.

    

    “Maximum
      Rate.”
      The
      maximum interest rate permitted under applicable law.

     

    “Principal
      Amount.”
      That
      portion of the Loan evidenced hereby as is from time to time
      outstanding.

    
      
         

      

      
        1

        
          

        

      

      
         

      

    

    Maker
      shall have the right to prepay this Note, in whole or in part, without premium
      or penalty upon written notice thereof given to Payee at least five (5) days
      prior to the date to be fixed therein for prepayment, and upon the payment
      of
      all accrued interest on the amount prepaid (and any interest which has accrued
      at the Applicable Rate, if applicable, and other sums that may be payable
      hereunder) to the date so fixed.

    

    The
      Principal Amount and accrued interest shall be due and payable on the Maturity
      Date.

    

    Notwithstanding
      anything to the contrary contained in this Note, at the option of the holder
      of
      this Note and upon notice to the Maker at any time after the occurrence of
      a
      default hereunder, from and after such notice and during the continuance of
      such
      default, the unpaid principal of this Note from time to time outstanding and
      all
      past due interest shall, to the extent permitted by applicable law, bear
      interest at the Default Rate, provided that in no event shall such interest
      rate
      be more than the Maximum Rate.

    

    All
      interest accruing under this Note shall be calculated on the basis of a 360-day
      year applied to the actual number of days in each month. The Maker shall make
      each payment which it owes hereunder not later than twelve o’clock, noon, Sioux
      Falls, South Dakota, time, on the date such payment becomes due and payable
      (or
      the date any voluntary prepayment is made), in immediately available funds.
      Any
      payment received by the Payee after such time will be deemed to have been made
      on the next following business day. As used herein, the term “business day”
shall mean a day on which commercial banks are open for business with the public
      in Sioux Falls, South Dakota.

    

    Payee
      and
      Maker intend in the execution of this Note and all other instruments now or
      hereafter securing this Note to contract in strict compliance with applicable
      usury law. In furtherance thereof, Payee and Maker stipulate and agree that
      none
      of the terms and provisions contained in this Note, or in any other instrument
      executed in connection herewith, shall ever be construed to create a contract
      to
      pay for the use, forbearance or detention of money, interest at a rate in excess
      of the Maximum Rate; neither Maker nor any guarantors, endorsers or other
      parties now or hereafter becoming liable for payment of this Note shall ever
      be
      obligated or required to pay interest on this Note at a rate in excess of the
      Maximum Rate that may be lawfully charged under applicable law, and the
      provisions of this paragraph shall control over all other provisions of this
      Note and any other instruments now or hereafter executed in connection herewith
      which may be in apparent conflict herewith. Payee, including each holder of
      this
      Note, expressly disavows any intention to charge or collect excessive unearned
      interest or finance charges in the event the maturity of this Note is
      accelerated. If the maturity of this Note shall be accelerated for any reason
      or
      if the Principal Amount is paid prior to the end of the term of this Note,
      and
      as a result thereof the interest received for the actual period of existence
      of
      the Loan exceeds the amount of interest that would have accrued at the Maximum
      Rate, the Payee or other holder of this Note shall, at its option, either refund
      to Maker the amount of such excess or credit the amount of such excess against
      the Principal Amount and thereby shall render inapplicable any and all penalties
      of any kind provided by applicable law as a result of such excess interest.
      In
      the event that Payee or any other holder of this Note shall contract for, charge
      or receive any amounts and/or any other thing of value which are determined
      to
      constitute interest which would increase the effective interest rate on this
      Note to a rate in excess of that permitted to be charged by applicable law,
      all
      such sums determined to constitute interest in excess of the amount of interest
      at the lawful rate shall, upon such determination, at the option of the Payee
      or
      other holder of this Note, be either immediately returned to Maker or credited
      against the Principal Amount, in which event any and all penalties of any kind
      under applicable law as a result of such excess interest shall be inapplicable.
      By execution of this Note, Maker acknowledges that it believes the Loan
      evidenced by this Note to be non-usurious and agrees that if, at any time,
      Maker
      should have reason to believe that the Loan is in fact usurious, it will give
      the Payee or other holder of this Note notice of such condition and Maker agrees
      that the Payee or other holder shall have ninety (90) days in which to make
      appropriate refund or other adjustment in order to correct such condition if
      in
      fact such exists. The term “applicable law” as used in this Note shall mean the
      laws of the state of South Dakota or the laws of the United States, whichever
      laws allow the greater rate of interest, as such laws now exist or may be
      changed or amended or come into effect in the future.

    
      
         

      

      
        2

        
          

        

      

      
         

      

    

    

    Should
      the indebtedness represented by this Note or any part thereof be collected
      at
      law or in equity or through any bankruptcy, receivership, probate or other
      court
      proceedings or if this Note is placed in the hands of attorneys for collection
      after default, Maker and all endorsers, guarantors and sureties of this Note
      jointly and severally agree to pay to the Payee or other holder of this Note
      in
      addition to the principal and interest due and payable hereon reasonable
      attorneys’ and collection fees.

    

    Maker
      and
      all endorsers, guarantors and sureties of this Note and all other persons
      obligated or to become obligated on this Note severally waive presentment for
      payment, demand, notice of demand and of dishonor and nonpayment of this Note,
      notice of intention to accelerate the maturity of this Note, protest and notice
      of protest, diligence in collecting, and the bringing of suit against any other
      party, and agree to all renewals, extensions, modifications, partial payments,
      releases or substitutions of security, in whole or in part, with or without
      notice, before or after maturity.

    

    THIS
      NOTE
      AND THE PARTIES’ RIGHTS
      AND OBLIGATIONS HEREUNDER SHALL IN ALL RESPECTS BE GOVERNED BY, AND CONSTRUED
      AND ENFORCED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF SOUTH DAKOTA (WITHOUT
      GIVING EFFECT TO SOUTH DAKOTA’S PRINCIPLES OF CONFLICTS OF LAW) AND THE LAWS OF
      THE UNITED STATES APPLICABLE TO TRANSACTIONS IN SUCH STATE. MAKER HEREBY
      IRREVOCABLY SUBMITS TO THE NON-EXCLUSIVE JURISDICTION OF ANY SOUTH DAKOTA OR
      FEDERAL COURT SITTING IN SIOUX FALLS, SOUTH DAKOTA OVER ANY SUIT, ACTION OR
      PROCEEDING ARISING OUT OF OR RELATING TO THIS NOTE, AND MAKER HEREBY AGREES
      AND
      CONSENTS THAT, IN ADDITION TO ANY METHODS OF SERVICE OF PROCESS PROVIDED FOR
      UNDER APPLICABLE LAW, ALL SERVICE OF PROCESS IN ANY SUCH SUIT, ACTION OR
      PROCEEDING IN ANY SOUTH DAKOTA OR FEDERAL COURT SITTING IN SIOUX FALLS, SOUTH
      DAKOTA (OR SUCH OTHER COUNTY IN SOUTH DAKOTA) MAY BE MADE BY CERTIFIED OR
      REGISTERED MAIL, RETURN RECEIPT REQUESTED, DIRECTED TO MAKER AT THE ADDRESS
      OF
      MAKER CONTAINED HEREIN, AND SERVICE SO MADE SHALL BE COMPLETE FIVE (5) DAYS
      AFTER THE SAME SHALL HAVE BEEN SO MAILED.

    
      
         

      

      
        3

        
          

        

      

      
         

      

    

    

    MAKER
      HEREBY EXPRESSLY AND UNCONDITIONALLY WAIVES, IN CONNECTION WITH ANY SUIT, ACTION
      OR PROCEEDING BROUGHT BY THE HOLDER OF THIS NOTE IN CONNECTION WITH THE LOAN,
      ANY AND EVERY RIGHT IT MAY HAVE TO (I) INJUNCTIVE RELIEF, (II) A TRIAL BY JURY,
      (III) INTERPOSE ANY COUNTERCLAIM THEREIN (OTHER THAN A COMPULSORY COUNTERCLAIM),
      AND (IV) HAVE THE SAME CONSOLIDATED WITH ANY OTHER OR SEPARATE SUIT, ACTION
      OR
      PROCEEDING.
      Nothing
      herein contained shall prevent or prohibit Maker from instituting or maintaining
      a separate action against the holder of this Note with respect to any asserted
      claim.

    

    Signed
      as
      of the 12th day of December, 2006.

    

     

    
      	 	
              MAKER:

            
	 	 
	 	
              ISECURETRAC
                CORP.,

            
	 	
              a
                Delaware corporation

            
	 	 
	 	 
	 	
              By:     
                /s/ Peter A.
                Michel                      
                

            
	 	
              Name:
                Peter A.
                Michel                            
                

            
	 	
              Its:      CEO                                                
                

            
	 	
              Federal
                ID #: 87-0347787

            
	 	 
	 	
              PAYEE:

            
	 	 
	 	
              CONSOLIDATED
                INVESTMENT SERVICES, INC., a Nevada corporation

            
	 	 
	 	 
	 	
              By:      /s/
                Heather
                Kreager                     

            
	 	
              Name:
                Heather
                Kreager                           
                

            
	 	
              Its:      Vice
                President                               
                

            
	 	
              Federal
                ID #: 88-0214301

            
	 	 

    

    

    
      
         

      

      
        4

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