Document:

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                                                                    Exhibit 10.6

                         AGREEMENT AND GENERAL RELEASE
                         -----------------------------

         AGREEMENT AND GENERAL RELEASE made this 24th day of July, 2002 (this
"Agreement"), by and between Ronald L. Franklin ("Employee") and Woodworkers
Warehouse, Inc. (the "Company").

         WHEREAS, Employee is employed by the Company as Executive Vice
President and Chief Financial Officer pursuant to an Employment Agreement
("Employment Agreement") by and between Employee and Trend-Lines, Inc. (the
Company's predecessor prior to the merger of Trend-Lines, Inc. with and into the
Company) dated as of October 29, 2001.

         WHEREAS, the Company desires to terminate the employment of Employee
without Cause (as such term, and other terms used but not otherwise defined
herein are defined in the Employment Agreeement) effective seven (7) days after
Employee's execution of this Agreement (the "Termination Date").

         WHEREAS, under the Employment Agreement, Employee is entitled to the
following upon the termination by the Company of his Term of Employment without
Cause: (i) a sum equal to the amount of Employee's earned but unpaid Base Salary
through the Termination Date (the "Salary Payment"), (ii) a lump sum payment of
$175,000 (the "Lump Sum Payment"), (iii) a sum equal to the amount of reasonable
expenses incurred by Employee in connection with his employment with the Company
through the Termination Date for which Employee is entitled to reimbursement,
including any expenses in connection with Employee's automobile use, (the
"Reimbursement Payment"), (iv) a sum equal to the amount of accrued but unused
vacation time of Employee as of the Termination Date ("Vacation Payment") and
(v) employee benefits ("Benefits") through the Termination Date under the
Company's benefit plans or programs for which Employee participates.

         WHEREAS, the Employment Agreement provides that Employee is entitled to
written notice of termination by the Company ("Written Notice") and that
Employee be given a period of 21 days to execute this Agreement after its
delivery by the Company (the "Review Period").

         WHEREAS, the Company has requested that Employee waive his right to (i)
receive the Lump Sum Payment, (ii) the Written Notice, and (iii) the Review
Period in exchange for other good and valuable consideration, the sufficiency of
which is hereby acknowledged.

         NOW THEREFORE, in consideration of the foregoing and the mutual
agreements set forth below, the parties hereto, intending to be legally bound,
agree as follows:

         1.       Termination of Term of Employment. Employee's Term of
Employment with the Company is terminated effective as of the Termination Date.

         2.       Severance Rights. In consideration of and as an inducement to
Employee to grant the waiver and release provided in Section 3 hereof, the
Company agrees to the following (collectively, the "Severance Rights"):

                  (a)      On the Termination Date, the Company shall pay to
Employee (i) the Salary Payment, if any, (ii) the Reimbursement Payment, if any,
and (iii) the Vacation Payment, if any, in each case minus applicable tax
withholdings.

<PAGE>

                  (b)      On the Company's first payroll distribution date
following the Termination Date, the Company shall pay to Employee the sum of
$72,916.67.

                  (c)      Commencing on Friday, November 1, 2002 and ending on
Friday, May 30, 2003, the Company shall pay Employee the sum of $6,380.21 on a
bi-weekly basis, minus applicable tax withholdings.

                  (d)      The Company shall continue to provide Employee with
the Benefits after the Termination Date on the same terms and conditions as
regular full-time employees until the earlier of (i) one year from the
Termination Date and (ii) the date on which Employee obtains employee benefit
coverage in connection with his employment with another company. Employee agrees
to notify the Company in writing of his employment with another company within
48 hours of obtaining such employment.

                  (e)      If earned in accordance with the Company's executive
bonus program, the Company shall pay to Employee a sum equal to five-twelfths of
any bonus, minus applicable tax withholdings, that Employee would otherwise be
entitled to for the current fiscal year but for his termination. Such payment,
if any, shall be made at the time the Company makes bonus payments to its other
executives pursuant to its executive bonus program.

                  (f)      If earned in accordance with the Company's executive
performance-based stock grant formula, the Company shall issue to Employee
five-twelfths of the shares of the Company's Common Stock, par value $0.01 per
share ("Common Stock") that Employee would otherwise be entitled to for the
current fiscal year but for his termination; provided, however, that no fraction
of a share of Common Stock shall be issued, but any fraction of a share shall be
rounded up to the next whole number of shares of Common Stock. Such shares of
Common Stock, if any, shall be issued by the Company at the time the Company
issues shares of Common Stock to its other executives pursuant to its
performance based stock-grant formula.

         3.       Waiver and Release.

                  (a)      Notwithstanding anything to the contrary in the
Employment Agreement, in exchange for the Severance Rights, Employee hereby (i)
irrevocably waives his right to (x) receive the Lump Sum Payment, (y) the
Written Notice, and (z) the Review Period and (ii) for himself, and for his
heirs, executors, administrators and assigns (hereinafter referred to
collectively as "Releasors"), forever unconditionally releases and discharges
the Company, and any of its subsidiaries, divisions, affiliates or related
business entities, successors and assigns and any of its past or present
shareholders, directors, officers, attorneys, agents, trustees, administrators,
employees or assigns (whether acting as agents for the Company or in their
individual capacities) (hereinafter referred to collectively as "Releasees"),
from any and all claims, demands, causes of action, fees and liabilities of any
kind whatsoever, whether known or unknown, which Releasors ever had, now have or
may have against Releasees by reason of any actual or alleged act, omission,
transaction, practice, conduct, occurrence or other matter up to and including
the date hereof.

                                       2
<PAGE>

                  (b)      Without limiting the generality of the foregoing,
this Agreement is intended to and shall release Releasees from any and all
claims, whether known or unknown, which Releasors ever had, now have and may
have against Releasees, including but not limited to any claims, whether or not
asserted, arising out of Employee's employment with Releasees and/or his
termination from such employment, including but not limited to: (i) any claim
under the Civil Rights Act of 1964, as amended; (ii) any other claim of
discrimination or retaliation in employment (whether based on federal, state or
local law, statutory or decisional); (iii) any claim arising out of the terms
and conditions of Employee's employment with the Company, his termination from
such employment, and/or any of the events relating directly or indirectly to or
surrounding such termination; (iv) any claim of discrimination or breach of
fiduciary duly under the Employee Retirement Income Security Act of 1974, as
amended (except claims for accrued vested benefits under any employee benefit
plan of the Company in accordance with the terms of such plan and applicable
law); (v) any claim arising under the Federal Age Discrimination in Employment
Act of 1997, as amended, and the applicable rules and regulations thereunder;
and (vi) any claim for attorney's fees, costs, disbursements and/or the like.

                  (c)      Employee covenants, except to the extent prohibited
by law, not to commence, maintain, prosecute or participate in any action,
charge, complaint or proceeding of any kind (on his own behalf and/or on behalf
of any other person or entity and/or on behalf of or as a member of any alleged
class of persons) in any court, or before any administrative or investigative
body or agency (whether public, quasi-public or private), except if otherwise
required by law, against Releasees with respect to any act, omission,
transaction or occurrence up to and including the date on which this Agreement
is executed.

                  (d)      Employee further represents that he has not
commenced, maintained, prosecuted or participated in any action, charge,
complaint or proceeding of any kind (on his own behalf and/or behalf of any
other person and/or on behalf of or as a member of any alleged class of persons)
that is presently pending in any court, or before any administrative or
investigative body or agency (whether public, quasi-public, or private), against
or involving Releasees.

         4.       Additional Agreements of Employee.

                  (a)      Employee agrees that the existence, terms and
conditions (as well as the negotiation of and conversations relating thereto) of
this Agreement, are and shall be deemed confidential and shall not be disclosed
by Employee to any other person or entity, except to accountants, tax advisors
or immediate family members, provided they agree to maintain the confidentiality
of this Agreement.

                  (b)      Employee agrees and acknowledges that the Severance
Rights exceed any payments, benefit, or other thing of value to which Employee
would otherwise be entitled under any contract with the Company, or under any
policy, plan or procedure of the Company, or any of any subsidiary, parent or
affiliate thereof. In connection with the Severance Rights, Employee agrees to
make adequate payroll withholding arrangements with the Company prior to the
Termination Date.

                                       3
<PAGE>

                  (c)      In addition, from the Termination Date until the end
of fiscal 2003, Employee agrees to respond to any reasonable requests by the
Company related to the Company's financial statements or reports and to
otherwise cooperate with the Company with respect to information requested
regarding the Company's financial records.

                  (d)      Employee agrees to return all property of the Company
in his control or possession to the Company's executive offices on or prior to
the Termination Date.

                  (e)      Employee agrees to cooperate with the Company and its
counsel in any action, proceeding or litigation relating to any matter in which
Employee was involved or of which Employee has knowledge as a result of or in
connection with his employment by the Company.

                  (f)      Employee agrees that he will not disparage (or induce
or encourage others to disparage) the Company. For the purposes of this
paragraph, the term "disparage" includes, without limitation, comments or
statements to the press, Releasees or any individual or entity with whom the
Releasees have a relationship which would adversely affect in any manner the
conduct of the Releasees' business or the reputation of the Releasees.

         5.       Proprietary Information.

                  (a)      Employee acknowledges and agrees that as an executive
of the Company he has knowledge of confidential and proprietary information
including, but not limited to, strategic plans or data, financial statements,
information concerning the business, operations or financial condition of the
Company, marketing data, customer research and data, information concerning
sources of supply, pricing information and data, and trade secrets. Such
information shall be referred to hereinafter as "Proprietary Information" and
shall include any and all items enumerated in the preceding sentence, whether
conceived or developed by others or by Employee alone or with others, and
whether or not conceived or developed during regular working hours.

                  (b)      Employee acknowledges that the Company has expended
significant amounts of time, effort and money in the procurement of its
Proprietary Information, that the Company has taken all reasonable steps in
protecting the secrecy of the Proprietary Information, that said Proprietary
Information is of critical importance to the Company and that a violation of
this Section 5 would seriously and irreparably impair and damage the business of
the Company, and Employee agrees to keep all Proprietary Information in a
fiduciary capacity for the sole benefit of the Company.

                  (c)      Employee agrees that he shall treat as confidential
all Proprietary Information. Without the prior written consent of the Company,
Employee agrees that he shall not, directly or indirectly, disclose any
Proprietary Information to any party not at the time of such disclosure an
officer of the Company, or remove from the Company's premises any notes or
records relating thereto, copies thereof in any form or media or any other
property of the Company. Employee agrees that all Proprietary Information,
together with all his notes and records relating thereto and all copies thereof
in his possession in whatever form or media, are the exclusive property of the
Company and that he shall promptly deliver to the Company all such items in his
possession without retaining a copy thereof. Employee agrees that he shall not
in any manner use any such information or any other property of the Company in
any manner not specifically directed by the Company in any way which is
detrimental to the Company, as determined by the Company in its sole discretion.

                                       4
<PAGE>

                  (d)      Employee acknowledges and agrees that his obligations
under the agreements in this Section 5 shall be perpetual.

         6.       In view of the irreparable harm and damage which would be
incurred by the Company in the event of any violation by Employee of any of the
provisions of this Agreement, Employee hereby consents and agrees that in any
such event, the Company in addition to any other rights it may have, and without
prejudice to any other remedies which may be available at law or in equity,
shall be entitled to an injunction or similar equitable relief to be issued by
any court of competent jurisdiction restraining Employee from committing or
continuing any such violation, without the necessity of proving damage, or
posting any bond or other security.

         7.       Employee acknowledges that: (i) he has carefully read this
Agreement in its entirety; (ii) he has had an opportunity to consider fully the
terms of this Agreement; (iii) he fully understands the significance of all the
terms and conditions of this Agreement; (iv) he has discussed it with his
independent legal counsel, or has had a reasonable opportunity to do so; (v) he
has had answered to his satisfaction any questions he has asked with regard to
the meaning and significance of any of the provisions of this Agreement; (vi) he
has been advised and understands that he may revoke his acceptance of this
Agreement within seven (7) days after his execution thereof, and (vii) he is
signing this Agreement voluntarily and of his own free will and assents to all
the terms and conditions contained herein.

         8.       If any provision of this Agreement shall be held by a court of
competent jurisdiction to be illegal, void, or unenforceable, such provision
shall be of no force and effect. However, the illegality or unenforceability of
such provision shall have no effect upon, and shall not impair the
enforceability of, any other provision of this Agreement, provided, however,
that upon a finding by a court of competent jurisdiction that any of the waiver,
release and covenants provided for in Sections 3, 4 and 5 are illegal, void, or
unenforceable, Employee agrees to execute a release, waiver and/or covenant that
is legal and enforceable. Further, if Employee seeks to challenge the validity
of or otherwise vitiate this Agreement, Employee shall, as a precondition, be
required to repay the Company all amounts paid to Employee pursuant to this
Agreement, including any shares of Common Stock issued pursuant to Section 2(e).

                                       5
<PAGE>

         9.       This Agreement represents the complete understanding between
the parties and supersedes any and all agreements, understandings and
discussions, whether written or oral, between the parties. No other promises or
agreements shall be binding unless in writing and signed by the parties hereto
after the execution of this Agreement. Effective as of the Termination Date, the
Employment Agreement is terminated in its entirety and shall have no further
force or effect.

         10.      Except as may be preempted by ERISA, this Agreement shall be
governed by the laws of the State of New York. For purposes of any suit, action
or proceeding involving this Agreement, Employee submits to the jurisdiction of
the State Court sitting in New York, New York, and agrees that such Court has
exclusive jurisdiction over any suit, action, or proceeding involving this
Agreement.

         11.      This Agreement shall become effective on the Termination Date,
unless Employee shall deliver to the Company a written revocation of his
acceptance of this Agreement prior to such time.

         12.      This Agreement is binding upon, and shall be inure to the
benefit of, the parties and their respective heirs, executors, administrators,
successors and assigns.

         13.      This Agreement may be executed in one or more counterparts,
each of which together shall constitute one and the same agreement.

         WHEREFORE, the parties hereto have caused this Agreement and General
Release to be signed as of the day and date first written above.

                                        /s/ Ronald Franklin
                                        -------------------
                                        Ronald L. Franklin

                                        WOODWORKERS WAREHOUSE, INC.

                                        By: /s/ Walter Spokowski
                                            --------------------
                                            Walter S. Spokowski, President & CEO

                                       6EXHIBIT 10.1

                           LEGAL CONSULTING AGREEMENT

     LEGAL  CONSULTING AGREEMENT dated as of August 28, 2002 (this "Agreement")
by  and  between  NetCare  Health  Group,  Inc.,  a  Delaware  corporation  (the
"Company"),  and  David  Lubin  ("Lubin"  or  the  "Legal  Consultant").

                               W I T N E S S E T H

     WHEREAS,  the  Company  requires  significant  legal counseling, advice and
expertise;

     WHEREAS,  the  Legal Consultant has significant experience and expertise in
the  respective  legal  areas  that  will  be  of  benefit to the Company in its
on-going  business,  plans  and  objectives;

     WHEREAS,  the  Company  desires  to  retain  Legal Consultant to assist the
Company  in  providing  those  services  and  advice  (the  "Legal  Services");

     WHEREAS,  the  Legal  Consultant has in the past rendered legal services to
the  Company  and has agreed to continue to provide such services to the Company
on  the  terms  and  conditions  set  forth  herein.

     NOW,  THEREFORE,  in  consideration  of  the  foregoing premises and of the
mutual  covenants and agreements hereinafter contained, the parties hereby agree
as  follows:

     Section  1.     Retention of Lubin.  The Company hereby retains and engages
                     ------------------
the  Legal  Consultant  to  perform  the  Legal  Services for the benefit of the
Company  and  the  Legal Consultant hereby accepts such appointment on the terms
and  conditions  of  this  Agreement.

     Section  2.     Services.
                     ---------

          (a)     During  the term of this Agreement, the Legal Consultant shall
devote  sufficient time, attention and ability to the business of the Company as
is  reasonably  necessary  for  the  proper  performance  of  the Legal Services
pursuant  to this Agreement. Nothing contained herein shall be deemed to require
the  Legal Consultant to devote his exclusive time, attention and ability to the
business of the Company. During the term of this Agreement, the Legal Consultant
shall,  and  shall  cause  each of his agents assigned to the performance of the
Legal  Services  on  behalf of the Legal Consultant, to (i) at all times perform
the  Legal  Services  professionally, faithfully, diligently, to the best of his
abilities  and  in the best interests in the Company and (ii) devote such of his
time, labor and attention to the business of the Company as is necessary for the
proper  performance  of  the  Legal  Services  hereunder.

          (b)     The Legal Consultant shall have no right or authority, express
or implied, to commit or otherwise obligate the Company in any manner whatsoever
except as specifically authorized in writing by a duly authorized officer of the
Company.
                                        1
<PAGE>

     Section 3.     Compensation.  In consideration for the performance of Legal
                    ------------
Services  previously  rendered  by  the  Legal  Consultant to the Company and in
consideration of services to be rendered hereunder, the Company hereby agrees to
pay  to  Legal Consultant the aggregate sum of 1,500,000 shares of the Company's
common  stock  as  full compensation for the term of this Agreement. Such shares
shall  be registered with the SEC on a Form S-8 Registration Statement within 90
days  from  the  date  of  this Agreement. The Company hereby agrees to pay on a
pre-approval  basis  reasonable  expenses  incurred  by  Legal Consultant or his
agents  in  connection  with  the services rendered hereunder.  Legal Consultant
may,  from  time  to time, deem it to be in the best interests of the Company to
retain  additional  counsel  in connection with certain specific transactions or
other  matters. In such event, the Company hereby agrees to pay any and all fees
and  expenses  of  such  counsel.

     Section  4.     Other  Activities.  The  Legal  Consultant  shall  not  be
                     -----------------
precluded  from  acting  in  a  function similar to that contemplated under this
Agreement  for  any  other  person,  firm  or  company.

     Section 5.     Term.  This Agreement shall become effective on June 1, 2002
                    ----
and  shall continue for a period of one year or until terminated by either party
in  their  sole  and  absolute  discretion.

     Section  6.     Representations  and  Warranties  of  Lubin.
                     -------------------------------------------

     (a)     Lubin  represents  and  warrants  to  the  Company  that  he is not
acquiring  the  Shares  with  a  view  to, or for resale in connection with, any
distribution  in  violation  of  the  Securities  Act  of  1933,  as  amended.

     (b)     Lubin  represents  and  warrants  to  the  Company  that:

      (i) he  is  a  natural  person;
     (ii) he  shall  provide  bonafide  services to the Company pursuant to this
          Agreement;  and
     (iii)the  services  to  be provided pursuant to this Agreement are not in
          connection with the offer or sale of securities and do not directly or
          indirectly  promote or maintain a market for the Company's securities.

     Section  7.     Indemnification.
                     ---------------
                                        2
<PAGE>
     The  Company  agrees  to  indemnify and hold harmless Lubin and his agents,
representatives  and  affiliates  against  any  and all losses, claims, damages,
obligations,  penalties,  judgments,  awards,  liabilities,  costs, expenses and
disbursements (and all actions, suits, proceedings and investigations in respect
thereof  and  any  and  all  legal or other costs, expenses and disbursements in
giving  testimony  or  furnishing  documents  in  response  to  a  subpoena  or
otherwise),  including,  without  limitation,  the  costs,  expenses,  and
disbursements,  as  and  when incurred, of investigating, preparing or defending
any  such action, proceeding or investigation (whether or not in connection with
litigation  to  which  Lubin  is  a  party),  directly or indirectly, caused by,
relating  to,  based  upon,  arising  out  of  or in connection with information
provided  by  the  Company,  with  Lubin's role as counsel to the Company or any
other  related  matter.  The  Company  also agrees that Lubin shall not have any
liability  (whether  direct or indirect in contract or tort or otherwise) to the
Company  or  to any person (including, without limitation, Company shareholders)
claiming  through the Company for or in connection with the engagement of Lubin.
This  indemnification  shall  survive  the  termination  of  this  Agreement.

     Each  party  entitled  to  indemnification  under  this  Agreement  (the
"Indemnified  Party")  shall  give  notice  to  the  party  required  to provide
indemnification (the "Indemnifying Party") promptly after such Indemnified Party
has actual knowledge of any claim as to which indemnity may be sought, and shall
permit  the  Indemnifying  Party  to assume the defense of any such claim or any
litigation  resulting  therefrom,  provided  that  counsel  for the Indemnifying
Party,  who  shall conduct the defense of such claim or any litigation resulting
therefrom,  shall be approved by the Indemnified Party (whose approval shall not
be  unreasonably  withheld),  and  the Indemnified Party may participate in such
defense  at  such  party's expense, and provided further that the failure of any
Indemnified  Party  to  give  notice  as  provided  herein shall not relieve the
Indemnifying  Party  of  its obligations under this Section 7.  Each Indemnified
Party  shall  furnish such information regarding itself or the claim in question
as  an  Indemnifying  Party  may  reasonably  request in writing and as shall be
reasonably  required in connection with defense of such claim and any litigation
resulting  therefrom.

     Section  8.     Governing  Law;  Jurisdiction.  This  Agreement  shall  be
                     -----------------------------
governed by, and construed in accordance with, the laws of the State of New York
without  regard  to  the conflict of law principles thereof. Each of the parties
hereto irrevocably submit to the exclusive jurisdiction of any New York State or
United  States  Federal  court  sitting  in  Manhattan county over any action or
proceeding  arising out of or relating to this Agreement, and the parties hereto
hereby irrevocably agree that all claims in respect of such action or proceeding
may  be  heard  and  determined  in  such  New York State or Federal court.  The
parties  hereto  agree  that  a  final judgment in any such action or proceeding
shall  be  conclusive  and may be enforced in other jurisdictions by suit on the
judgment  or  in  any  other manner provided by law.  The parties hereto further
waive  any  objection  to venue in the State of New York and any objection to an
action  or  proceeding  in  the  State  of  New  York  on the basis of forum non
conveniens.

     Section  9.     Entire  Agreement; Amendments.  This Agreement contains the
                     -----------------------------
entire  agreement  and  understanding  between  the  parties  and supersedes and
preempts  any  prior  understanding  or agreements, whether written or oral. The
provisions  of  this  Agreement  may  be  amended  or waived only with the prior
written  consent  of  the  Company  and  Lubin.

     Section  10.     Successors  and  Assigns;  No  Assignment.  This Agreement
                      -----------------------------------------
shall  be  binding  upon,  inure  to the benefit of, and shall be enforceable by
Lubin and his heirs and legal representatives and the Company and its successors
and  permitted  assigns.

     Section  11.     Notices.  All  notices and other communications under this
                      -------
Agreement  shall  be  in  writing  and  shall be deemed effective and given upon
actual delivery if presented personally, one business day after the date sent if
sent  by  prepaid  telegram,  overnight  courier  service,  telex  or  facsimile
transmission  or  five  business  days  if sent by registered or certified mail,
return  receipt  requested,  postage  prepaid  which  shall  be addressed to the
following  addresses:
                                        3
<PAGE>

    If  to  the  Company:     NetCare  Health  Group,  Inc.
                              362  Industrial  Park,  Unit  6
                              Middletown,  CT  06457
                              Attention:  President
                              Telephone:  (800)  281-1231

    If  to  Lubin:            David  Lubin
                              c/o  Ehrenreich  Eilenberg  &  Krause  LLP
                              11  East  44th  Street
                              New  York,  NY  10022
                              Telephone:  (212)  986-9700
                              Facsimile:   (212)  986-2399

     Section  12.     Severability.  If  any  provision of this Agreement or the
                      ------------
application  of  any  provision  to  any  person  or  circumstance shall be held
invalid,  illegal  or  unenforceable  in  any  respect  by  a court of competent
jurisdiction,  such  invalidity, illegality or unenforceability shall not affect
any  other  provision  hereof.

     Section 13.     Section and Other Headings.  The section headings contained
                     --------------------------
in  this  Agreement  are for reference purposes only and shall not affect in any
way  the  meaning  or  interpretation  of  this  Agreement.

     Section 14.     Counterparts.  This Agreement may be executed in any number
                     ------------
of  counterparts  and by facsimile, each of which when so executed and delivered
shall  be  deemed to be an original and all of which together shall be deemed to
be  one  and  the  same  Agreement.

     Section  15.     Independent  Contractor.  The  Legal Consultant agrees and
                      -----------------------
acknowledges  that  he  is  solely  responsible to pay all of his own taxes with
respect  to  the  issuance of the Shares to the Legal Consultant hereunder.  The
Legal  Consultant  shall  not be entitled to receive, and shall not receive, any
benefits  of  employment  from  the  Company,  including,  without  limitation,
disability  insurance, worker's compensation or any other benefits incidental to
any  employer-employee relationship; it being the intention and agreement of the
parties hereto that the Legal Consultant's relationship with the Company is that
of an independent contractor. Furthermore, this Agreement shall not be construed
to  create  between  the  Company  and  the Legal Consultant the relationship of
principal  or  agent, joint venturers, co-partners or employer and employee, the
existence  of  which  is  hereby  expressly  denied by the Company and the Legal
Consultant.  The  Legal  Consultant shall not be an agent of the Company for any
purposes  whatsoever  and the Legal Consultant shall have any right or authority
to  bind the Company or create any obligations, express or implied, on behalf of
or  in  the  name  of  the  Company.
                                        4
<PAGE>
     Section  16.     Further  Assurances.  The Company agrees from time to time
                      -------------------
after  the  execution hereof to make, do, execute or cause or permit to be made,
done  or  executed  all  such  further  and other lawful acts, deeds, things and
assurances  whatsoever  may  be  required to carry out the intention and to give
full  force  and  effect  to  this  Agreement.

     Section  17.     Third  Parties.   Nothing  herein  expressed or implied is
                      --------------
intended  or  shall  be construed to confer upon or give to any person or entity
other  than  the  parties  hereto and their permitted successors and assigns and
legal  representatives,  any  rights  or  remedies  under  or  by reason of this
Agreement.

     IN WITNESS WHEREOF, the parties hereto have duly executed this Agreement as
of  the  date  first  written  above.

                              NETCARE  HEALTH  GROUP,  INC.

                              By:  /s/ Michael Kang
                                   ________________________
                                   Name:     Michael  Kang
                                   Title:    President

                                /s/ David Lubin
                               -----------------
                                DAVID  LUBIN

                                        5

<PAGE>

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