Document:

EXHIBIT 10.11

                           Agreement with Joseph Lents

<PAGE>

                                 INVESTCO, INC.
                          3998 FAU Boulevard, Suite 210
                              Boca Raton, FL 33431

                                January 29, 2002

Mr. Joseph Lents
8601 Surrey Lane
Boca Raton, FL 33496

         RE: COMPENSATION FOR SERVICES

Dear Mr. Lents:

         You have served as interim Chief Executive Officer of Investco, Inc.
since November 29, 2001 and prior thereto provided various other consulting and
administrative services in support of our Company. During this time, Investco
has reoriented its entire business plan and consummated an acquisition with
First International Finance Corporation. In recognition of these services both
currently and prospectively through December 31, 2002, and in lieu of any other
compensation that may be due to you for such services, Investco is prepared to
issue to you 500,000 shares of our common stock. If the foregoing compensation
is acceptable to you, kindly acknowledge your acceptance on the line provided
below:

                                                     Very truly yours,

                                                     INVESTCO, INC.

                                                     By: _____________________
                                                         Chairman of the Board

ACCEPTED AND AGREED:

--------------------------
Joseph Lents

DATE: _____________________EXHIBIT 10.1
------------

World Wide Wireless Communications Group Inc
San Francisco
California USA

October 31st 2001

Mr. Michael Zwebner
Chairman
Hard Disc Cafe, Inc. Suite 704
3550 Biscayne Blvd.
Miami, Florida  33137

Dear Sir,

This letter represents a non binding Letter of Intent ("LOI") with respect to a
potential acquisition / merger by World Wide Wireless Communications ("WWW"),
and / of Hard Disc Cafe Inc. ("HDC").

It is the parties intent that the principal terms of the proposed transaction
would be substantially as follows:

The transaction would be structured either as a merger of Hard Disc Cafe
directly into WWW or into a wholly owned subsidiary of WWW. As a result of the
merger(s), WWW would own, directly or indirectly through the merger subsidiary,
100% of the outstanding capital stock of Hard Disc Cafe, including all stock,
options, warrants, calls, convertible notes, and any agreement, commitment or
other right that would obligate Hard Disc Cafe to issue, deliver or sell such
shares or grant, extend or enter into any such equity interest. The acquisition,
will to the extent possible, be structured on a tax-free basis for Hard Disc
Cafe, and their respective shareholders.

Consideration
-------------

WWW shall purchase all of the outstanding stock of HDC for consideration valued
at $ 1.25 million through the issuance by WWW of a "Note" in the amount of $1
million due 36 months from the date of issue, and the issuance of 25 million
common shares. This note shall bear interest in the amount of 10% per annum
which, at WWW's option, may be paid in common stock.

HDC shareholders shall also receive rights to convert the Note into stock of WWW
at predetermined terms and times which shall be negotiated and stated in the
definitive agreement.

The Merger - Post Governance
----------------------------

Upon signing and execution of this Letter of intent, the WWW Board of Directors
will appoint 3 new board members, which will now consist of five (5) members.
Three (3) new members will be nominated by the former HDC shareholders and two
(2) current members will be nominated by WWW.

The three HDC director nominees will be Michael Zwebner, Alex Walker Jr and
Curtis Orgil.

The revised by-laws of the post closing entity shall provide that the
affirmative vote of at least 3 Directors be required with regard to employment
matters. (e.g., terminations, bonuses and stock options for key executives)

The reconstituted Board shall appoint Michael Zwebner as Chief Executive Officer
and Chairman of WWW, Alex Walker as Secretary and Curtis Orgil as Chief
Financial Officer.

The definitive acquisition documents will be prepared by Foley & Lardner,
counsel for WWW and will contain the usual representations and warranties of all
parties.
<PAGE>

Due Diligence Review
--------------------

Promptly following the execution of this Letter of Intent, both parties will
continue to review financial, accounting and business records and the contracts
and other legal documents and complete their due diligence.

Each party as a result thereof will maintain any information obtained by either
party in confidence subject to the terms of the Confidentiality Agreement that
will be executed by both parties on or before October 31st 2001 .

The parties will cooperate to complete due diligence expeditiously. The
obligations of both parties to close shall be subject to their satisfaction with
the results of their due diligence examination.

Conduct in Ordinary Course
--------------------------

In addition to the conditions discussed herein and any others to be contained in
a definitive Merger Agreement (the "Merger Agreement"), consummation of the
transaction would be subject to each party having conducted its business in the
ordinary course during the period between the date hereof and the date of
closing and there having been no material adverse change in its business,
financial condition or prospects, and no change in its capital structure (other
than conversion of WWW debentures).

Definitive Merger Agreement
---------------------------

All of the terms and conditions of the proposed transaction would be stated in
the Merger Agreement, to be drafted by our counsel and negotiated, agreed and
executed by the parties. Neither party intends to be bound by this Letter of
Intent or by any oral or written statements or correspondence concerning the
Merger Agreement arising during the course of negotiations, notwithstanding that
the same may be expressed in terms signifying a partial, preliminary or interim
agreement between the parties.

Timing
------

Both parties will use all reasonable efforts to complete and sign the Letter of
Intent on or before October 31st, 2001 and to close the transaction upon
receiving any necessary shareholder approval. Both parties understand that both
parties have specific requirements incumbent upon themselves that must be met
prior to the closing. These items may include, but are not limited to, filing of
a proxy statement and the submission of the transaction to a shareholder vote.

Expenses
--------

Each party will pay their respective expenses incident to this Letter of Intent,
the Merger Agreement and the transactions contemplated hereby and thereby. The
termination of this Letter of Intent or any transaction contemplated hereby will
not create any obligation for either party to pay the expenses of the other.

Public Announcements
--------------------

Neither party will make any announcement of the proposed transaction
contemplated by this Letter of Intent prior to the execution of the Letter of
Intent without the prior written approval of the other, which approval will not
be unreasonably withheld or delayed. The foregoing shall not restrict in any
respect either party's ability to communicate information concerning this Letter
of Intent and the transactions contemplated hereby and thereby to its
affiliates, officers, directors, employees and professional advisers and, to the
extent relevant, to third parties whose consent is required in connection with
the transaction contemplated by this Agreement, or to comply with applicable
securities laws or exchange rules, or for announcements in connection with WWW's
listing.

Broker's Fees
-------------

Both parties represent to each other that no brokers or finders have been
employed that would be entitled to a fee by reason of the transaction
contemplated by this letter of intent.
<PAGE>

Miscellaneous
-------------

This letter shall be governed by the laws of the State of California without
regard to conflicts of law principles. This letter constitutes the entire
understanding and agreement between the parties hereto and their affiliates with
respect to its subject matter and supersedes all prior or contemporaneous
agreements, representations, warranties and understandings of such parties
(whether oral or written). No promise, inducement, representation or agreement,
other than as expressly set forth herein, has been made to or by the parties
hereto.

This letter may be amended only by written agreement signed by the parties to be
bound by the amendment. Evidence shall be inadmissible to show agreement by and
between such parties to any term or condition contrary to or in addition to the
terms and conditions contained in this letter. This letter shall be construed
according to its fair meaning and not strictly for or against either party.

No Binding Obligation
---------------------

THIS LETTER OF INTENT DOES NOT CONSTITUTE OR CREATE, AND SHALL NOT BE DEEMED TO
CONSTITUTE OR CREATE, ANY LEGALLY BINDING OR ENFORCEABLE OBLIGATION ON THE PART
OF EITHER PARTY TO THIS LETTER OF INTENT. NO SUCH OBLIGATION SHALL BE CREATED,
EXCEPT BY THE EXECUTION AND DELIVERY OF THE MERGER AGREEMENT CONTAINING SUCH
TERMS AND CONDITIONS OF THE PROPOSED TRANSACTION AS SHALL BE AGREED UPON BY THE
PARTIES, AND THEN ONLY IN ACCORDANCE WITH THE TERMS AND CONDITIONS OF SUCH
MERGER AGREEMENT. EITHER PARTY MAY TERMINATE THIS LETTER OF INTENT AT ANY TIME
UPON WRITTEN NOTICE TO THE OTHER PARTY.

This Letter of Intent may be signed in counterparts and by facsimile copy.

The above terms are agreed to as of the 31st day of October, 2001 (signatures as
required):
<TABLE>
<CAPTION>

Worldwide Wireless                       Hard Disc Cafe, Inc.
Communications Inc.
<S>                                      <C>                                    <C>
                                                                                By:_____________________
By: /s/ Ramsey Swein                     By:
   ----------------                         ---------------------               Its:____________________

Its: Director                            Its:
    ---------------                          --------------------

By: /s/ Robert Klein                     By:
    -------------------                     ---------------------

Its: Director                            Its:
     ------------------                       -------------------
</TABLE>

/s/ Michael Zwebner
-------------------------
Michael Zwebner
President of Hard Disc Cafe Inc.

Accepted and signed for and on behalf of

/s/ Ramsy Sweis                             /s/ Robert Klein
---------------------------------          -----------------------
Name/Director Officer                          Director/Officer
Worldwide Wireless Communications Inc.      Authorized Signatures

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