Document:

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                                                                    EXHIBIT 4.11

                          SECOND SUPPLEMENTAL INDENTURE

       SECOND SUPPLEMENTAL INDENTURE (this "Supplemental Indenture"), dated as
of September 29, 2000, by and among CoreComm Limited (formerly ATX
Telecommunications Services, Inc.), a Delaware corporation ("New CoreComm") and
The Chase Manhattan Bank, as trustee (the "Trustee").

       WHEREAS, CoreComm Limited ("CoreComm"), a Bermuda corporation, and the
Trustee are parties to that certain indenture, dated as of October 6, 1999 (the
"Indenture"), pursuant to which CoreComm's 6% Convertible Subordinated Notes due
2006 (the "Notes") were issued;

       WHEREAS, CoreComm merged with and into CoreComm Merger Sub, Inc. ("Merger
Sub"), a Delaware corporation, with Merger Sub being the surviving corporation,
and Merger Sub and the Trustee are parties to that certain first supplemental
indenture, dated as of September 29, 2000, pursuant to which Merger Sub assumed
the obligations of CoreComm under the Indenture (the "First Supplemental
Indenture");

       WHEREAS, Section 5.12 of the Indenture, as supplemented, provides that,
upon any consolidation or merger to which Merger Sub is a party and is not the
surviving corporation, the surviving corporation shall enter into a supplemental
indenture satisfactory to the Trustee;

       WHEREAS, Section 7.02 of the Indenture, as supplemented, provides that,
upon any consolidation or merger of Merger Sub in accordance with Section
8.01(i) of the Indenture, the successor corporation formed by such consolidation
or into or with which Merger Sub is merged shall succeed to, and be substituted
for and may exercise every right and power of, Merger Sub under the Indenture
with the same effect as if such successor had been a party to the Indenture;

       WHEREAS, Merger Sub has merged with and into New CoreComm (the "Merger")
and in connection with such Merger each outstanding share of common stock of
Merger Sub was converted into the right to receive one validly issued, fully
paid and non-assessable share of common stock, par value $0.01 per share, of New
CoreComm;

       WHEREAS, the entry into this Supplemental Indenture by the parties hereto
is in all respects authorized by the provisions of the Indenture, and all things
necessary to make this Supplemental Indenture a valid agreement of New CoreComm
in accordance with its terms have been done.

  The parties hereto agree as follows:

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       1.     Definitions. All capitalized terms used and not otherwise defined
herein have the respective meanings ascribed to such terms in the Indenture.

       2.     Effect. This Supplemental Indenture shall become effective upon
its execution and delivery by the parties hereto.

       3.     Succession to Indenture. New CoreComm hereby assumes all the
Obligations of Merger Sub under the Indenture, the First Supplemental Indenture
and the Notes, and pursuant to Section 7.02 of the Indenture, New CoreComm
hereby succeeds to and is substituted for, and may exercise every right and
power of, Merger Sub under the Indenture, the First Supplemental Indenture and
the Notes, with the same effect as if New CoreComm had been a party to the
Indenture and the First Supplemental Indenture. New CoreComm agrees to comply
with all applicable terms of the Indenture and the First Supplemental Indenture.

       4.     Conversion into Common Stock of New CoreComm. Pursuant to the
terms of Article V of the Indenture, the parties acknowledge that the Holder of
each Note outstanding on the date hereof shall be entitled to receive, upon
conversion of such Note, the same amount of shares of common stock of New
CoreComm receivable upon consummation of the Merger by a holder of the number of
shares of common stock of Merger Sub deliverable upon conversion of such Note
immediately prior to such Merger.

       5.     Conversion Price Adjustments. All provisions in the Indenture
regarding adjustments to the Conversion Price shall remain in full force and
effect upon consummation of the Merger.

       6.     Rights upon Conversion. Nothing in this Supplemental Indenture
shall be contrued to affect in any way the right that a Holder of a Note may
otherwise have, pursuant to clause (ii) of the last sentence of Section 5.06 of
the Indenture, to receive Rights upon conversion of a Note.

       7.     Notices. For purposes of Section 12.02, the address of New
CoreComm is:

       CoreComm Limited
       110 East 59th Street, 26th Floor
       New York, New York  10022
       Attention:     Richard J. Lubasch, Esq.
                      Senior Vice President, General Counsel and Secretary

       8.     Responsibility of Trustee. The Trustee shall not be responsible
for the validity as to New CoreComm or sufficiency of this Supplemental
Indenture or as to the due execution thereof by New CoreComm or as to recitals
of fact contained herein, all of which are made solely by New CoreComm.

       9.     Governing Law. This Supplemental Indenture shall be governed by
and construed in accordance with the laws of the State of New York.

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       10.    Counterparts. This Second Supplemental Indenture may be executed
in one or more counterparts, each of which shall be an original, but all of
which together shall constitute one and the same document.

       11.    Effect on Indenture. This Supplemental Indenture shall
form a part of the Indenture for all purposes, and every holder of Notes
heretofore or hereafter authenticated and delivered shall be bound hereby.
Except as expressly set forth herein, the Indenture, as supplemented by the
First Supplemental Indenture, is in all respects ratified and confirmed and all
the terms, conditions and provisions thereof shall remain in full force and
effect.

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       IN WITNESS WHEREOF, the parties have executed this Supplemental Indenture
as of the date first written above.

                            CORECOMM LIMITED

                            By: /s/ Richard J. Lubasch
                               -----------------------------
                               Name: Richard J. Lubasch
                               Title: Senior Vice President, General Counsel
                                        and Secretary

                            THE CHASE MANHATTAN BANK, as Trustee

                            By: /s/ Robert S. Peschler
                               -----------------------------
                               Name: Robert S. Peschler
                               Title: Assistant Vice President<PAGE>   1
                                                                   Exhibit 10.50

                                CORECOMM LIMITED
                       2000 SPECIAL ATX STOCK OPTION PLAN

         1. Purpose; Construction.

                  This CoreComm Limited 2000 Special ATX Stock Option Plan (the
"Plan"), is intended to fulfill an obligation to the holders of "Phantom Units"
under the 1998 Phantom Unit Plan (the "ATX Plan") formerly in place at the
Corporation's predecessor ATX Telecommunications Services, Inc. and generally to
encourage stock ownership by certain employees of CoreComm Limited (the
"Corporation"), so that they may acquire or increase their proprietary interest
in the Corporation, and to encourage such employees to remain in the employ of
the Corporation or its affiliates and to put forth maximum efforts for the
success of the business.

         2.       Definitions.

                  As used in this Plan, the following words and phrases shall
have the meanings indicated:

                  (a) "AWARD" shall mean each of an Option and a Stock Award
made or granted from time to time hereunder.

                  (b) "CODE" shall mean the Internal Revenue Code of 1986, as
amended.

                  (c) "EXCHANGE ACT" shall mean the Securities Exchange Act of
1934, as amended.

                  (d) "FAIR MARKET VALUE" per share as of a particular date
shall mean (i) if the shares of common stock, par value $.01 per share, of the
Corporation ("Common Stock") are then traded on an over the counter market, the
average of the closing bid and asked prices for the shares of Common Stock in
such over-the-counter market for the last preceding date on which there was a
sale of such Common Stock in such market, (ii) if the shares of Common Stock are
then listed on the NASDAQ Stock Market' s National Market or other national
securities exchange, the closing sales price per share on the date of grant or
on the last preceding date on which there was a sale of such Common Stock on
such exchange, or (iii) if the shares of Common Stock are not then traded in an
over-the-counter market or listed on NASDAQ or a national securities exchange,
such value as the Committee in its discretion may determine.

                  (e) "GRANTEE" shall mean a person who has been granted an
Award under the Plan.
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                                                                               2

                  (f) "OPTION" shall mean a right to purchase Common Stock
(including the associated right to purchase Series C Junior Participating
Preferred Stock of the Corporation, par value $.01, per share) that is granted
under Section 6(a) of the Plan.

                  (g) "PARENT CORPORATION" shall mean any corporation (other
than the Corporation) in an unbroken chain of corporations ending with the
Corporation if, at the time of granting an Option, each of the corporations
other than the Corporation owns stock possessing fifty percent (50%) or more of
the total combined voting power of all classes of stock in one of the other
corporations in such chain.

                  (h) "RULE 16b-3" shall mean Rule 16b-3 promulgated under
Section 16 of the Exchange Act (or any other comparable provisions in effect at
the time or times in question).

                  (i) "STOCK AWARD" shall mean an award of shares of Common
Stock (including the associated right to purchase Series C Junior Participating
Preferred Stock of the Corporation, par value $.01, per share) that is granted
under Section 6(b) of the Plan.

                  (j) "SUBSIDIARY CORPORATION" shall mean any corporation (other
than the Corporation) in an unbroken chain of corporations beginning with the
Corporation if, at the time of granting an Option, each of the corporations
other than the last corporation in the unbroken chain owns stock possessing
fifty percent (50%) or more of the total combined voting power of all classes of
stock in one of the other corporations in such chain.

         3. Administration.

                  The Plan shall be administered by the Compensation and Option
Committee of the Corporation's Board of Directors (the "Board") or such other
committee appointed either by the Board or by such Compensation and Option
Committee (the "Committee"); provided, however, to the extent determined
necessary to satisfy the requirements for exemption from Section 16(b) of the
Exchange Act, with respect to the acquisition or disposition of securities
hereunder, action by the Committee may be by a subcommittee of a committee of
the Board composed solely of two or more "non-employee directors," within the
meaning of Rule 16b-3, appointed by the Board or by the Committee, or by a
committee composed solely of two or more "non-employee directors," within the
meaning of Rule 16b-3, as a result of the refusal of those members who do not
qualify as non-employee directors. Notwithstanding anything in the Plan to the
contrary, and to the extent determined to be necessary to satisfy an exemption
under Rule 16b-3 with respect to a grant hereunder (and, as applicable, with
respect to the disposition to the Corporation of a security hereunder), or as
otherwise determined advisable by the Committee, the terms of such grant and
disposition under the Plan shall be subject to the prior approval of the Board.
Any prior approval of the Board, as

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provided in the preceding sentence, shall not otherwise limit or restrict the
authority of the Committee to make grants under the Plan.

                  The Committee shall have the authority in its discretion,
subject to and not inconsistent with the express provisions of the Plan, to
administer the Plan and to exercise all the powers and authorities either
specifically granted to it under the Plan or necessary or advisable in the
administration of the Plan, including without limitation, the authority to (1)
determine when and to whom Awards will be granted; (2) determine the number of
Shares covered by each Award; (3) determine the purchase price of the shares of
Common Stock covered by each Option (the "Option Price"); (4) interpret and
administer the Plan; (5) resolve any ambiguity, reconcile any inconsistency and
correct any default or deficiency and/or supply any omission in the Plan any
instrument or agreement related thereto, (6) prescribe, amend and rescind rules
and regulations relating to the Plan; and (7) determine the terms and provisions
contained in each written agreement evidencing an Award ("Award Agreements")
(which need not be identical) entered into in connection with Awards granted
under the Plan; and to make all other determinations deemed necessary or
advisable for the administration of the Plan. The Committee may delegate to one
or more of its members or to one or more agents such administrative duties as it
may deem advisable, and the Committee or any person to whom it has delegated
duties as aforesaid may employ one or more persons to render advice with respect
to any responsibility the Committee or such person may have under the Plan.

                  The Board shall fill all vacancies, however caused, in the
Committee. The Board may from time to time appoint additional members to the
Committee, and may at any time remove one or more Committee members and
substitute others. One member of the Committee may be selected by the Board as
chairman. The Committee shall hold its meetings at such times and places as it
shall deem advisable. All determinations of the Committee shall be made by a
majority of its members either present in person or participating by conference
telephone at any meeting or by written consent. The Committee may appoint a
secretary and make such rules and regulations for the conduct of its business as
it shall deem advisable, and shall keep minutes of its meetings.

                  No member of the Board or Committee shall be liable for any
action taken or determination made in good faith with respect to the Plan or any
Award granted hereunder.

         4. Eligibility.

                  Awards may be granted to employees of the Corporation who were
former employees of ATX Telecommunications Services, Inc. or its predecessor and
were participants in the ATX with a vested interest in "Phantom Units" (as such
term is defined in the ATX Plan) granted to such individual under the ATX Plan.

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         5. Stock.

                  The stock subject to Awards hereunder shall be shares of the
Corporation's Common Stock. Such shares may, in whole or in part, be authorized
but unissued shares or shares that shall have been or that may be reacquired by
the Corporation. The aggregate number of shares of Common Stock as to which
Awards may be granted from time to time under the Plan may equal but shall not
exceed 4,500,000. In the event that any outstanding Option under the Plan for
any reason expires or is canceled, surrendered or otherwise terminated without
having been exercised in full, the shares of Common Stock allocable to the
unexercised portion of such Option shall (unless the Plan shall have been
terminated) become available for subsequent grants of Awards under the Plan.

         6.       Awards.

                  (a) OPTIONS. Options granted pursuant to this Section 6(a) are
not intended to constitute Incentive Stock Options pursuant to Section 422 of
the Code and shall be subject only to the general terms and conditions specified
in this Section 6(a) and in Section 7 hereof as applicable. Each Option to
purchase Common Stock granted under the Plan is intended to include an
associated right (the "Right") to purchase one one-hundredth of a share of
Series C Junior Participating Preferred Stock, par value $0.01 per share, at an
exercise price (the "Purchase Price") of $ 50.00 per Right, subject to
adjustments. Each Right may only be transferred in conjunction with the
associated share of Common Stock until after the tenth business day after (1)
the date a public announcement is made that a person or group of persons has
acquired beneficial ownership of 18% or more of the Common Stock or (2) the date
such a person or group has consummated a tender offer or other transaction that
would result in that person or group reaching that level of ownership whereupon
the Rights will be transferable separately. If a person or group makes an
announcement that it has acquired beneficial ownership of 18% or more of the
Common Stock or the Board declares any person or group to be an adverse
acquiror, each Right will entitle the holder to purchase Common Stock at 50% of
its then Fair Market Value. The total dollar amount of Common Stock so
purchasable will equal the Purchase Price then in effect. The other terms and
conditions of the Rights are governed by the terms of the Rights Agreement dated
as of September 29, 2000 between the Company and Continental Stock Transfer &
Trust Company (the "Rights Agreement").

                  (b) STOCK AWARDS. The Committee shall have the authority to
grant to a Grantee a Stock Award which shall consist of an award of shares of
Common Stock as deemed by the Committee to be consistent with the purposes of
the Plan; provided, however, that any such Award must comply, to the extent
deemed desirable by the Committee with Rule 16b-3 and applicable law. Each Award
granted hereunder shall be subject only to the general terms and conditions
specified in this Section 6(b) and in Section 7 hereof, as applicable and in the
Award Agreement evidencing such Award.

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         7. Terms and Conditions of Awards.

            Each Award granted pursuant to the Plan shall be evidenced by a
written Award Agreement entered into between the Corporation and the Grantee,
which agreement shall comply with and be subject to the following terms and
conditions, as applicable:

            (a) NUMBER OF SHARES AND EXERCISE PERIOD. Each Award Agreement shall
state the number of shares of Common Stock to which the Option relates and the
period of time over which the Option may be exercised (the "Exercise Period")
which period may not exceed ten (10) years.

            (b) OPTION PRICE. The Option Price, shall be the price determined by
the Committee but shall not be less than thirty percent (30%) of the Fair Market
Value of the shares of Common Stock of the Corporation on the date of grant of
the Option. The Option Price shall be subject to adjustment as provided in
Section 7(g) hereof.

            (c) MEDIUM AND TIME OF PAYMENT. Subject to the terms of the Award
Agreement, Options may be exercised in whole or in part at any time during the
Exercise Period by giving written notice of exercise to the Corporation
specifying the number of shares of Common Stock to be purchased, accompanied by
payment of the Option Price.

            (d) TERM AND EXERCISE OF OPTIONS. Payment of the Option Price shall
be made in such manner as the Committee may provide in the Award Agreement,
which may include cash (including cash equivalents, such as by certified or bank
check payable to the Corporation), delivery of unrestricted shares of Common
Stock that have been owned by the Grantee or, as applicable, a transferee (as
provided in Section 7(e)) for at least six months, any other manner permitted by
law as determined by the Committee, or any combination of the foregoing.

                  (i) Subject to the terms of the Award Agreement and Section
7(a), each Option shall be exercisable as of the date of grant and over the
Exercise Period upon the conditions that the Committee may determine, each as
reflected in the Award Agreement. An Option may be exercised, as to any or all
full shares of Common Stock by giving written notice of such exercise to the
Committee or to such individuals) as the Committee may from time to time
designate. Subject to the terms of the Award Agreement, upon a Grantee's
termination of employment with the Corporation, Subsidiary Corporation and
Parent Corporation the Option granted to such Grantee shall remain exercisable
through the last day of the Exercise Period reflected in the Award Agreement.

            (e) NONTRANSFERABILITY OF OPTIONS. Except as provided in this
Section 7(e), no Option granted hereunder shall be transferable by the Grantee
to whom granted, other than by will or the laws of descent or distribution, and
the Option may be exercised during the lifetime of such Grantee only by the
Grantee or such
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Grantee's guardian or legal representative. Subject to such conditions as the
Committee may prescribe, a Grantee may, upon providing written notice to the
General Counsel of the Corporation, elect to transfer an Option granted to such
Grantee, without consideration therefor, to members of his or her immediate
family (as defined below), to a trust or trusts maintained solely for the
benefit of the Grantee and/or the members of the Grantee and/or the members of
his or her immediate family, or to a partnership whose only partners are the
Grantee and/or the members of his or her immediate family. Any purported
assignment, alienation, pledge, attachment, sale, transfer, or encumbrance that
does not qualify as a permissible transfer under this Section 7(e) shall be void
and unenforceable against the Plan and the Corporation. For purposes of this
Section 7(e), the term "immediate family" shall mean, with respect to a
particular Grantee, the Grantee's spouse, children or grandchildren, and such
other persons as may be determined by the Committee. The terms of any such Award
Agreement and the Plan shall be binding upon a permissible transferee, and the
beneficiaries, heirs and successors of the Grantee and, as applicable, a
permissible transferee. Notwithstanding anything in the Plan to the contrary,
the Committee or Board may also provide that certain Options granted pursuant to
the Plan shall be fully and immediately transferable.

            (f) TERMS RELATED TO STOCK AWARDS. Subject to any applicable Award
Agreement, the Committee shall determine the form and conditions of any Stock
Award, including without limitation, the number of shares of Common Stock
granted pursuant to such Stock Award. Each share of Common Stock awarded under
the Plan shall also include the Right, described in Section 6(a) hereof.

            (g) EFFECT OF CERTAIN CHANGES.

                  (1) (i) If there is any change in the number of shares of
Common Stock through the declaration of stock or cash dividends, or
recapitalization resulting in stock splits, or combinations or exchanges of such
shares or other corporate transactions affecting the capitalization of the
Corporation, the aggregate number of shares of Common Stock available for
Awards, the number of such shares covered by outstanding Options and Stock
Awards the number of shares set forth in Section 5 hereof and the Option Price
may be adjusted by the Committee to reflect any increase or decrease in the
number of issued shares of Common Stock; provided, however, that any fractional
shares resulting from such adjustment shall be eliminated. In the event of any
other extraordinary corporate transaction, including, but not limited to
distributions of cash or other property to the Corporation's shareholders, or in
connection with the transaction described in section 424(a) of the Code, the
Committee may, in its sole discretion, equitably adjust Awards, in any and all
ways, as it deems appropriate, and the Committee's powers shall include without
limitation, the power to adjust the number and/or kind of shares or property in
respect to which Awards may be exercised, and the power to change the issuer of
an Award to give appropriate effect to any such transaction. The Committee may
equitably adjust outstanding Awards as it deems appropriate.
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                  (ii) Awards may, in the discretion of the Committee, be made
under the Plan in assumption of, or in substitution for, outstanding awards of
whatever nature, including without limitation, "Phantom Units" (as such term is
defined in the ATX Plan) granted under the ATX Plan; previously granted by the
Corporation or a company acquired by the Corporation or with which the
Corporation otherwise combines ("Substitute Awards"). The number of shares of
Common Stock of the Corporation underlying any Substitute Awards shall be
counted against the aggregate number of shares of Common Stock of the
Corporation available for Awards under the Plan.

                  (iii) Any shares of Common Stock of the Corporation delivered
pursuant to an Award may consist, in whole or in part, of authorized and
unissued shares of Common Stock of the Corporation or of treasury shares.

            (2) In the event of the proposed dissolution or liquidation of the
Corporation, in the event of any corporate separation or division, including,
but not limited to, split-up, split-off or spin-off, or in the event of a merger
or consolidation of the Corporation with another corporation, the Committee may
provide that the holder of each Option then exercisable shall have the right to
exercise such Option (at its then Option Price) solely for the kind and amount
of shares of stock and other securities, property, cash or any combination
thereof receivable upon such dissolution, liquidation, or corporate separation
or division, or merger or consolidation by a holder of the number of shares of
Common Stock for which such Option might have been exercised immediately prior
to such dissolution, liquidation, or corporate separation or division, or merger
or consolidation; or the Committee may provide, in the alternative, that each
Option granted under the Plan shall terminate as of a date to be fixed by the
Committee; provided, however, that not less than thirty (30) days' written
notice of the date so fixed shall be given to each Grantee, who shall have the
right, during the period of thirty (30) days preceding such termination, to
exercise the Options (unless earlier terminated in accordance with their terms)
as to all or any part of the shares of Common Stock covered thereby, including
shares as to which such Option would not otherwise be exercisable, provided,
further, that failure to provide such notice shall not invalidate or affect the
action with respect to which such notice was required.

            (3) In the event of a change in the Common Stock of the Corporation
as presently constituted, which is limited to a change of all of its authorized
shares with par value into the same number of shares with a different par value
or without par value, the shares resulting from any such change shall be deemed
to be the Common Stock within the meaning of the Plan.

            (4) To the extent that the foregoing adjustments relate to stock or
securities of the Corporation, such adjustments shall be made by the Committee,
whose determination in that respect shall be final, binding and conclusive.

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            (5) Except as hereinbefore expressly provided in this Section 7(g),
the Grantee shall have no rights by reason of any subdivision or consolidation
of shares of stock of any class or the payment of any stock dividend or any
other increase or decrease in the number of shares of stock of any class or by
reason of any dissolution, liquidation, merger, or consolidation or spin-off of
assets or stock of another corporation; and any issue by the Corporation of
shares of stock of any class, or securities convertible into shares of stock of
any class, shall not affect, and no adjustment by reason thereof shall be made
with respect to, the number or Option Price. The grant of an Award pursuant to
the Plan shall not affect in any way the right or power of the Corporation to
make adjustments, reclassifications, reorganizations or changes of its capital
or business structures or to merge or to consolidate or to dissolve, liquidate
or sell, or transfer all or part of its business or assets.

                  (h) RIGHTS OF OPTION HOLDERS AS A STOCKHOLDER. A Grantee or a
transferee of an Option shall have no rights as a stockholder with respect to
any shares covered by the Option until the date of the issuance of a stock
certificate to him for such shares. No adjustment shall be made for dividends
(ordinary or extraordinary, whether in cash, securities or other property) or
distribution of other rights for which the record date is prior to the date such
stock certificate is issued, except (i) with respect to the Right described in
Section 6(a) and 7(f) and (ii) provided in Section 7(g) hereof

                   (i) OTHER PROVISIONS. The Award Agreements evidencing Awards
granted under the Plan shall contain such other provisions, including without
limitation, the imposition of restrictions upon the exercise of an Option.

            8. Withholding Taxes.

               If the Committee shall so require, each Grantee shall agree
that:

               (a) no later than (i) in the case of Options granted hereunder
the date of exercise of any Option, or (ii) in the case of Stock Awards granted
hereunder, the date of grant of a Stock Award, the Grantee will pay to the
Corporation or make arrangements satisfactory to the Committee regarding payment
of any federal, state or local taxes of any kind required by law to be withheld
upon the exercise of such Option, of grant of such Stock, as applicable, and

               (b) the Corporation shall, to the extent permitted or required by
law, have the right to deduct federal, state and local taxes of any kind
required by law to be withheld upon (i) the exercise of such Option from any
payment of any kind otherwise due to the Grantee and (ii) the grant of a Stock
Award.

         9. Term of Plan.

               Awards may be granted pursuant to the Plan from time to time
within a period of ten (10) years from the date the Plan is adopted by the
Board.
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         10.      Amendment and Termination of the Plan.

                  The Board at any time and from time to time may suspend,
terminate, modify or amend the Plan; provided, however, that no amendment that
requires stockholder approval under applicable law, under the rules or
regulations of any securities exchange or regulatory agency, or in order for the
Plan to continue to comply with Rule 16b-3 or, if applicable, shall be effective
unless the same shall be approved by the requisite vote of the stockholders of
the Corporation. Except as provided in Section 7 hereof, no suspension,
termination, modification or amendment of the Plan may adversely affect any
Award previously granted, unless the written consent of the Grantee or, as
applicable, a transferee, is obtained.

               11. Interpretation.

                   The Plan is designed and intended to comply with Rule 16b-3
and all provisions hereof shall be construed in a manner to so comply.

               12. Effect of Headings.

                   The section and subsection headings contained herein are for
convenience only and shall not affect the construction hereof.

               13. Governing Law.

                   The Plan shall be governed by the laws of the State of
Delaware.

               14. Effective Date of Plan.

                   The effective date of the Plan is the date the Plan is
adopted by the Board.

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