Document:

Exhibit 10.8

                         SOFTWARE DEVELOPMENT AGREEMENT

     THIS SOFTWARE  DEVELOPMENT  AGREEMENT (the  "Agreement")  is made effective
September  1, 2004,  (the  "Effective  Date") by and  between  MONEY  CENTERS OF
AMERICA,  INC.,  ("MCA") a  corporation  with a  business  address  of 700 South
Henderson Road, King of Prussia, PA 19406 (hereinafter  "Client") and INTUICODE,
LLC, a Florida limited liability company,  with a business address at 301 Yamato
Road, Boca Raton, FL 33431 (hereinafter "Provider").

                                    RECITALS:

     WHEREAS,  Client seeks to develop,  license and operate software  including
custom applications,  websites,  server access and data storage (the "Software",
as more fully defined below), and obtain related technical support,  maintenance
services and technical training for employees; and

     WHEREAS,  Provider is a full service interactive services provider offering
various  services,  including  but not limited to customized  computer  software
applications,  including  server access and data storage,  software  development
services, technical support; and training services;

     NOW, THEREFORE,  in consideration of the premises, the mutual covenants and
conditions contained herein, and for other good and valuable consideration,  the
receipt of which is hereby acknowledged, Provider and Client, with the intent to
be legally bound, agree as follows:

     1.  Purpose.  Provider  shall  develop and deliver to Client  Software that
shall (i) operate  and (ii)  support an  MCA-designed,  secure MCA Web Site (the
"MCA Web Site") for use in connection  with Client's  business of providing cash
access  services to the gaming  industry (the  "Business").  Provider shall also
provide MCA with (iii)  ancillary  technical  support,  maintenance and employee
training  for  term of this  Agreement  (hereinafter  (i),  (ii) and  (iii)  are
collectively referred to as "Services").  All Services shall be performed as set
forth in this Agreement and its Exhibits, as they may be amended.

     2. Appointment.

     2.1. Work.  Client employs and retains Provider to develop the Software and
to perform the Services (the  Software and MCA Web Site,  along with all related
documentation,  and  Services  shall  be  collectively  referred  to as  "Work")
described in Exhibit "A" ("Exhibit A") and any modifications  thereto (Exhibit A
and any  modifications  hereto shall be  identified  as  "Statements  of Work").
Provider accepts such engagement and agrees to use its best efforts to undertake
and  complete  the Work on a timely  basis in  accordance  with this  Agreement,
Exhibits, and any supplemental terms and conditions.

<PAGE>

     2.2.  Standards.  Provider  shall  ensure that all Services are provided by
personnel  skilled in the  development  of computer  software  applications  and
systems,  and in computer technical support,  maintenance and training services,
as required.  Provider shall coordinate the initiation of Services with Verio or
some other third party Internet Services Provider acceptable to Client. Provider
shall make its  personnel  available  for  meetings  with  Client as  reasonably
requested  by Client.  Provider  shall  perform its  obligations  (and cause its
personnel to perform  Services)  under this Agreement and all Statements of Work
in a professional  and  workmanlike  manner and in accordance with the usual and
customary standards of accuracy, proficiency and care for software professionals

     2.3.  Performance.  Subject to the terms of this Agreement,  Provider shall
determine the method,  details, and means of performing the Work to be performed
hereunder,  subject to the approval of Client.  With the  permission  of Client,
Provider  may  engage  subcontractors  to  perform  any of the  Work  hereunder,
including  web hosting;  provided that any person so engaged shall be subject to
provisions of this Agreement.

     3. Software and MCA Web Site.

     3.1.  Specifications  and  Acceptance  Tests.  Upon the  execution  of this
Agreement,  and from time to time  thereafter  following  any Change  Order that
relates to a new project,  Provider shall, in consultation with Client,  prepare
specifications   for  the  related  Work,  which  shall  include  a  design  for
programming and interactive feature requirements and the placement of content or
other  materials to be  incorporated  into the Software or the MCA Websites (the
"Specifications").  Once Provider has designed the Specifications,  they will be
delivered to Client together with proposed acceptance tests. Upon receipt of the
Specifications and acceptance tests, Client will either approve or disapprove of
the  Specifications  and  acceptance  tests.  Such  approval will be at the sole
discretion  of Client.  If Client  does not approve  the  Specifications  and/or
acceptance  tests,  Provider shall revise the  Specifications  and/or acceptance
tests as  directed by Client.  Upon final  approval  of the  Specifications  and
acceptance  tests,  the  Parties  shall  thereafter  mutually  proceed  with the
development   and   implementation   of  the  related  Work   according  to  the
Specifications.

     3.2.  Development.  Upon the execution of this  Agreement,  Provider  shall
commence  work  upon and  diligently  proceed  with the  development  of Work in
conformity  with the  Specifications  and  performance  standards  set  forth in
Statements of Work attached to this Agreement. "Software" shall include computer
programming,   formatting  code  or  operating  instructions  either  previously
developed by Provider or developed pursuant to this Agreement and used to create
any portion of the MCA Web Site,  incorporated into the MCA Web Site, or used to
operate  the MCA Web Site or a Web  Server in  connection  with the MCA Web Site
(such as, for example, HTML, Perl, C, C++, Java, Java Script, Linux, PHP, Visual
Basic Script and VRMI code). Software includes, but is not limited to, any files
necessary  to make  forms,  buttons,  check-boxes,  and  similar  functions  and
underlying  technology or  components,  such as animation  templates,  interface
programs  which  link  multimedia  and  ether  programs,   customized  graphics,
manipulation   engines,  and  menu  utilities,   whether  in  database  form  or
dynamically driven.  Software also includes all technical documentation required
for  modification  and/or  maintenance of the Software and all operator and user
documentation. "MCA Web Site'' means the MCA Web Site for the public Internet or
for corporate intranets or extranets to be developed by Provider for Client.

<PAGE>

     3.3.  Budget and Timetable.  Provider  shall commit and utilize  sufficient
resources to complete  development  of the Work within the  timetable  set forth
herein. Provider shall use its best efforts to complete each element of the Work
by the delivery date set forth in the  Statements  of Work (a "Delivery  Date").
Provider shall provide Client with detailed information  regarding the status of
the Work and estimated  completion  dates on a regular basis (no less frequently
than bi-monthly) and upon Client's request

     3.4. Change Orders. If at any time during the term of this Agreement either
party should  desire to recommend  an  addition,  modification  or change to the
Software or the MCA Web Site, or to add additional projects to the terms of this
Agreement, the parties shall agree in writing as to the modifications to be made
and timetable for same (each, a "Change Order").  Notwithstanding the foregoing,
Provider  agrees that Client shall have final  authority to accept or reject any
proposed  addition,  modification  or  change  made by  Provider,  and to direct
reasonable  additions,  modifications  or changes to the Software and/or the MCA
Web Site. Any Change Order shall amend and become part of the  Specifications or
Statements of Work, as applicable.

     3.5. Acceptance and Delivery.

          3.5.1 Upon  completion  of each  discrete  element of the  Software (a
     "Deliverable"),  or earlier at Client's request,  Provider shall deliver to
     Client such  Deliverable in  machine-readable  form of the executable code,
     appropriate for acceptance testing.

          3.5.2 Upon receipt of a Deliverable,  Client shall perform  acceptance
     tests  to  determine  whether  (i) the  Software  and (ii) the MCA Web Site
     design,  programming  and  other Web  management  features  conform  to the
     Specifications.   Client  may  (i)  accept  a   Deliverable   as  delivered
     ("Acceptance")  or (ii) reject a  Deliverable  by reason of a  reproducible
     error,  problem, or defect resulting from: an incorrect  functioning of the
     Software that affects the functionality of the MCA Web Site in any material
     respect;  any failure of the Work delivered to Client hereunder to meet the
     Specifications,  or any  other  failure  by such  Deliverable  to meet  the
     agreed-upon  acceptance  test or  otherwise  substantially  conform  to the
     Specifications  current  at the  time  of  delivery.  Client  shall  notify
     Provider  of such  rejection  promptly  in writing  and shall  provide  all
     available  information in reasonable  detail to enable  Provider to correct
     such non-conformity.

          3.5.3 Upon  notification  of rejection  as specified in paragraph  (a)
     above,  Provider shall correct the  non-conformity  within twenty (20) days
     without additional charge to Client and resubmit the Deliverable,  in which
     case the procedure for the review and  Acceptance of such  Deliverable  (as
     set forth in paragraph (a) above) shall be repeated until such  Deliverable
     is Accepted.

          3.5.4 Upon  Acceptance  of each  Deliverable,  or earlier at  Client's
     request,   Provider   shall   deliver  to  Client  one  complete   copy  in
     machine-readable  form of the final  source code,  object code,  executable
     code and all associated  documentation for such  Deliverable,  one complete
     copy of the foregoing in printed form and complete written instructions for
     compiling  and  linking  the source  code into  executable  forms,  and all
     related documentation.

<PAGE>

          3.5.5 Within ten (10) business days after  Client's  acceptance of the
     Final  Deliverable,  Provider  will  deliver  all  Work to  Client.  "Final
     Deliverable" means the final version of the Software and MCA Web Site, with
     source  and  object  code  and  technical  and  operational  documentation,
     "delivered"  (available  for  regular  use)  to  Client  subsequent  to (i)
     Provider's final testing and quality assurance procedures and (ii) Client's
     successful acceptance testing.

     3.6. Third Party Software.  Certain commercially available software will be
used in the  development  of or to  display  or run the MCA Web Site  (such as a
standard authoring program or platform or off-the-web software),  which is owned
by a company or individual  other than Provider,  and is generally  available to
the public,  including  Client,  under  published  licensing terms ("Third Party
Software").  Provider shall assist Client in selecting and acquiring Third Party
Software and shall,  as part of the  Services,  adapt and  integrate  such Third
Party Software into the  Deliverables.  In the event that Provider  acquires any
Third Party  Software  on behalf of Client,  Provider  shall  acquire all rights
necessary  for use of such Third Party  Software in the  Software,  shall assign
such rights to Client and shall take such steps as are  reasonably  necessary to
preserve any warranty rights with respect thereto. Provider shall provide Client
with copies of all relevant license and warranty documents.  Upon the release of
any updates, new releases or new versions of any Third Party Software,  Provider
shall assist Client in  integration  of such update,  new release or new version
into the Software.  Provider will be  responsible  for payment for, and entering
into appropriate  licensing agreements concerning Thirty Party Software required
for the  development  of the MCA Web Site.  Unless  otherwise  specified  in the
Statement of Work, Client will be responsible for payment for, and entering into
appropriate  license agreements  concerning use of Third Party Software required
to run and display the MCA Web Site.

     4. Services.

     4.1. Specifications and Launch. Upon execution of this Agreement,  Provider
shall work with Client to devise the Specifications as provided above and design
and implement a network configuration,  in accordance with Client's requirements
as set forth in Exhibit "A" (as it may be amended).  Provider shall also install
and troubleshoot the Software, and configure the MCA Web Site in accordance with
the  Specifications.  Provider shall provide ongoing technical support and other
web and server maintenance services throughout the process of the development of
the Work until the date of acceptance of the Final Deliverable.

     4.2. MCA System  Expenses.  Client  shall lease or purchase  all  necessary
computer equipment and peripherals,  electronic access and related equipment and
supplies required to operate the Business in accordance with the  Specifications
with assistance from Provider.

     4.3. Technical Support Services. Beginning on the date of the acceptance of
the Final  Deliverable by Client,  Provider shall continue to provide  technical
and software support and maintenance service terms. Such Provider Services shall
include  troubleshooting  the  Software  and MCA  Web  Site,  conveying  advice,
training  Client staff in the operation and maintenance of the MCA Web Site, and
working to ensure that Client's MCA Web Site is fully  operational and secure at
all times (the  "Services").  In addition,  Provider  shall provide  training to
Client  personnel  in the  operation  of the  Software  and the  MCA  Web  Site,
including  training  such  personnel  to provide  subsequent  training to Client
customer  personnel in the use of the Software and MCA Web Site,  as  reasonably
requested by Client.

<PAGE>

     4.4.  Place of  Service  Performance.  All  Services  provided  under  this
Agreement  shall be  provided  on a remote  basis,  unless  Client,  in its sole
discretion,  requires  Provider to deliver Services at Client's facility in King
of Prussia, Pennsylvania at Client's cost.

     5. Compensation.

     5.1.  Payments.  As  compensation  for the  Software,  Website and Services
delivered by Provider hereunder, Client hereby agrees to pay Provider the sum of
Thirty Five Thousand Dollars ($35,000) per month for the Term of this Agreement.
Payments shall be made on or before the 15th of each month in arrears;  provided
that the last installment during the initial term of this Agreement shall not be
due until Client has accepted the Final Deliverable.

     5.2. Advances. In the event either party advances the other any costs, fees
or expenses,  such sums shall be billed  monthly and repaid  within  thirty (30)
days after  receipt by payee of a detailed  invoice or upon such other  terms as
mutually agreed to by the parties.

     6. Term and Termination.

     6.1. Term.  This  Agreement  shall be effective when signed by both parties
and thereafter shall remain in effect for a period of one (1) year unless sooner
terminated or later  extended  pursuant to the  provisions of this Section 6. In
the  event  the  work,  timetable  and/or  cost  are  adjusted,  all  amendments
reflecting these changes shall be mutually  ratified in writing;  the term shall
then be modified to account for any accepted changes to this Agreement.

     6.2.  Termination  for  Cause.  In  the  event  that  either  party  hereto
materially defaults in the performance of any of its duties or obligations under
this  Agreement  (except  for a default  pursuant  to Section  6.3) and does not
substantially  cure such  default,  or commence a cure,  within thirty (30) days
after being given written notice specifying the default, then the non-defaulting
party may, by giving written notice thereof to the defaulting  party,  terminate
this Agreement as of a date specified in such notice of termination.

     6.3. Termination for Non-Payment.  In the event that Client defaults in the
payment when due of any amount due to Provider  hereunder and does not cure such
default  within thirty (30) days of the date of the invoice,  then Provider may,
by giving  written  notice  thereof to Client,  terminate this Agreement and all
work as of a date specified in such notice of termination.

     6.4.  Termination  for  Insolvency.  In the event that either  party hereto
becomes or is declared insolvent or bankrupt,  is the subject of any proceedings
relating to its liquidation,  insolvency or for the appointment of a receiver or
similar  officer  for  it,  makes  an  assignment  for  the  benefit  of  all or
substantially  all of its  creditors,  or  enters  into  an  agreement  for  the
composition,  extension,  or  readjustment  of all or  substantially  all of its
obligations,  then the other party hereto may, by giving  written notice thereof
to such party, terminate this Agreement as of a date specified in such notice of
termination.

<PAGE>

     6.5.  Termination  on Change in  Control.  In the event that  Client or its
parent holding company enters into a transaction which will result in either (i)
the sale of all or substantially  all of Client's assets,  or (ii) the ownership
of more than 50% of the voting  capital  stock of Client or its  parent  holding
company by persons who do not hold more than 50% the such voting  capital  stock
of  Client's  parent  holding  company as of the date  hereof,  then  Client may
terminate  this  Agreement at any time  thereafter  on thirty (30) days' written
notice to Provider.

     6.6. Effect of Termination. Upon termination of this Agreement by Provider,
or by Client under  Section  6.5,  Client shall be obligated to pay Provider for
all services  satisfactorily  rendered, as determined by the Client, pursuant to
this Agreement and any outstanding Statements of Work through the effective date
of such termination. In the event Client terminates this Agreement under Section
6.2, Client shall have no further payment  obligations  hereunder,  and Provider
shall promptly deliver to Client those materials described in Sections 3.5.4 and
3.5.5. Client shall have all other remedies available to it at law or in equity,
all of which shall be cumulative  and may be exercised  singly or in concert and
in such order as Client may elect.

     6.7.  Survival.  Termination  of this Agreement by either party pursuant to
the provisions of this Section 6 shall terminate each party's  obligations under
this Agreement except for the provisions of Sections 7, 8, 10 and 12 through 15,
all of which shall survive termination of this Agreement.

     7. Confidentiality.

     7.1. Disclosure.  During the course of performance of this Agreement,  each
party may disclose to the other certain  confidential  information as defined in
this Section 7. Each party shall hold the other party's Confidential Information
in confidence and shall use its best efforts to protect it. Each party shall not
disclose the other  party's  Confidential  Information  to any third party,  and
shall use it for the sole purpose of  performing  under this  Agreement.  At the
conclusion of this  Agreement,  each party shall either return the other party's
Confidential  Information in its possession  (including all copies) or shall, at
the  disclosing  party's  direction,  destroy  the  other  party's  Confidential
Information (including all copies) and certify its destruction to the disclosing
party.

     7.2. Definition.  "Confidential Information" means any information provided
by either party or prepared by either party  (either  oral,  written or digital)
upon reviews of such information, technical data, or know-how provided to either
party by the  other  (including  any  director,  officer,  employee,  agent,  or
representative  of the  other)  or  obtained  by  either  party  from the  other
(including any director,  officer,  employee,  agent, or  representative  of the
other)  including but not limited to, that which  relates to research,  Software
plans,  products,  services,  customers,  customer information  including e-mail
addresses,  financial  information,  and  authentications,   markets,  software,
developments,  inventions,  processes, designs, drawings, engineering,  hardware
configuration, information, marketing or finances of the disclosing party.

<PAGE>

     7.3. Exclusions.  The term "Confidential Information" shall not include any
information  which:  (a) is in the public  domain at the time of  disclosure  or
enters the public domain following  disclosure through no fault of the receiving
party, (b) the receiving party, through demonstrable  evidence,  can demonstrate
knowledge prior to disclosure or receipt after disclosure  through a third party
having no right or obligation of  confidentiality by privity or otherwise to the
disclosing  party  or (c) is  independently  developed  by the  receiving  party
without reference to the disclosing party's Confidential Information.

     7.4. Required Disclosure.  Either party may also disclose the other party's
Confidential  Information  upon the order of any  competent  court or government
agency;  provided that prior to disclosure the receiving  party shall inform the
other party of such order.

     7.5. Injunctive Relief. Each party agrees that its obligations  provided in
this Section 7 are necessary and  reasonable in order to protect the  disclosing
party and its business,  and each party expressly  agrees that monetary  damages
would be  inadequate to compensate  the  disclosing  party for any breach by the
receiving  party of its covenants and  agreements  set forth in this  Agreement.
Accordingly,  each party  agrees and  acknowledges  that any such  violation  or
threatened  violation will cause irreparable  injury to the disclosing party and
that, in addition to any other remedies that may be available, in law, in equity
or otherwise, the disclosing party shall be entitled to obtain injunctive relief
against the threatened  breach of this Agreement or the continuation of any such
breach by the receiving party, without the necessity of proving actual damages.

     8. Ownership of Work.

     8.1. Ownership. Client shall own all worldwide right, title and interest in
and to the work product delivered hereunder,  specifically including any patent,
copyright,  trademark,  trade secret or any other  intellectual  property right,
including,  without limitation, the exclusive right to collect, copy, reproduce,
make,  use,  sell,  market  and  distribute  the  Software,  MCA  Web  Site  and
information  resulting  there from for itself and others.  Client  shall own all
right,  title and  interest  in and to the  Software  and in other  Deliverables
(excluding  Third Party  Software  constituting  a part  thereof),  and Provider
acknowledges  and  agrees  that the  Software  and other  Deliverables  shall be
considered  "work[s] made for hire" under the U.S.  Copyright Act, 17 U.S.C. 101
et seq., and any right, title and interest therein, including without limitation
all copyrights,  patent rights, trade secrets,  trademarks and other proprietary
rights thereto, will belong solely to Client. To the extent that any Deliverable
is not considered a "work made for hire",  Provider hereby assigns and transfers
to Client all of Provider's right, title and interest therein.

          8.1.1 Provider  represents and warrants that it has sufficient  right,
     title, interest or permission in and to content and materials  incorporated
     in the Software or any  Deliverable  for Client to make use of the Software
     as is  contemplated  by this  Agreement.  Provider  further  represents and
     warrants  that the Software  and all  Deliverables  as  delivered  will not
     infringe any copyrights, patents, trade secrets, trademarks, service marks,
     rights  of  privacy  or  publicity  of any  third  party,  nor will they to
     Provider's knowledge defame or libel any person or entity. Provider further
     represents  and warrants that the Software will be of original  development
     by Provider, will be developed expressly for fulfillment of this Agreement,
     will not violate any  copyrights,  patents,  trade  secrets or  proprietary
     rights of any person and that  pursuant to Section 8.1 hereof  Client shall
     have all right,  title and interest therein free and clear of any claims of
     Provider or any third parties. Provider hereby agrees to defend, indemnify,
     and hold harmless Client, its principals,  agents, officers,  directors and
     employees  from and against any and all claims  arising  from or related to
     Provider's breach of any of the foregoing  representations  and warranties.
     The foregoing  indemnity  obligation is conditioned upon (i) prompt written
     notice by Client to  Provider  of any such  claim of which  Client  becomes
     aware,  (ii) Provider's  complete control of the defense of any such claim,
     and (iii) Client's  reasonable  cooperation  with  Provider,  at Provider's
     expense, in defending against such claim.

<PAGE>

     8.2.  Limited  License.  Client  hereby  grants to  Provider  a  perpetual,
royalty-free  non-exclusive  license to use separate elements of the Software in
development  of websites for other clients and to sublicense  those  elements of
the Software to such clients for the limited purpose of operating such websites;
provided that (i) Provider shall not have the right to use multiple  elements of
the  Software  in  developing  any  website or group of related  websites if the
result would be to  substantially  replicate  material  aspects of the Software,
(ii)  Provider  shall  not have the right to use  elements  of the  Software  to
develop  any  website or group of related  websites  that  could  reasonably  be
anticipated to compete with websites utilizing the Software,  and (iii) Provider
shall not use any elements of the  Software in  developing  any website  without
obtaining  Client's prior  determination  that no such potential for competition
exists.

     8.3. Obligations of Employees, Agents and Representatives.  Notwithstanding
Section 8  herein,  Provider  agrees  that its  employees,  and any  agents  and
subcontractors  who are  hired or  retained  by it  (provided  Client  agrees in
writing in advance of such engagement),  to perform any work shall have executed
agreements  acceptable to Client,  whereby they agree to hold in confidence  all
Confidential  Information  to which  they have  access  during  their  duties as
employees, agents, or subcontractors of Provider and to assign to Client any and
all rights of whatever  kind or type (i.e.  patent,  copyright and trade secret)
they may now have or may acquire  arising or resulting  from the Work  performed
hereunder.

     8.4. Third Party Software.  Provider represents and warrants to Client that
there are no restrictions or royalty terms  applicable to Provider for a license
to use Third Party  Software in  performing  the Work  hereunder,  developing or
using the  Software  or the MCA Web Site or in  preparing  modifications  to the
Software or the MCA Web Site to the extent permitted hereunder.

     9. Source of Certain Materials.

     9.1.  MCA Marks and  Materials.  MCA will provide a copy to Provider of all
its wholly owned Marks and related materials (the "MCA Materials"). "Marks" mean
the  domain  name,  trade and  service  marks used on or in  connection  with or
associated  with the MCA Web  Site,  MCA  products  and  services  and  owned or
licensed by MCA.

     10. Provider's Representations and Warranties.

     10.1.  Authority.  Provider  represents  and  warrants  that  it  has  full
corporate  power and  authority  to execute and deliver  this  Agreement  and to
consummate the transactions contemplated hereby.

<PAGE>

     10.2.  Execution.  This  Agreement  has been duly and validly  executed and
delivered  by  Provider  and  constitutes  the valid and  binding  agreement  of
Provider,  enforceable  against Provider in accordance with its terms.  Provider
warrants  that there is no  outstanding  contract,  commitment,  or agreement to
which  Provider  is a party or any  legal  impediment  of any kind  prohibiting,
limiting, restricting or impairing Client's right hereunder.

     10.3.  Conduct.  Provider  warrants  that it has  all  rights,  titles  and
licenses to perform its  obligations  set forth in this  Agreement  and that the
services to be performed  hereunder will be provided in a professional manner by
qualified  personnel and in conformity to the  Specifications  set forth in this
Agreement and any Statements of Work.

     10.4. Conformance. The Final Deliverable accepted by Client will materially
comply with all of the Specifications and any modifications thereto. Provider is
and will be the sole author of any and all Work  delivered to Client  hereunder,
with the exception of any Third Party  Software  described in the  Statements of
Work as being used in preparing any Work.  The Final  Deliverable  will properly
function from the date of receipt of Final Deliverable for at least one (1) year
thereafter (the "Warranty  Period"),  with properly  configured Web Browsers and
with MailServ, ListServ, GopherServ, FTP Servers, and Telenet.

     11. Client's Representations and Warranties. Client represents and warrants
to Provider that:

          11.1.  Authority.  Client represents and warrants that Client has full
     corporate  power and authority to execute and deliver this Agreement and to
     consummate the transactions contemplated hereby.

          11.2. Execution. This Agreement has been duly and validly executed and
     delivered  by Client and  constitutes  the valid and binding  agreement  of
     Client, enforceable against Client in accordance with its terms.

     12. Infringement.

     12.1.  Indemnity.  Provider  shall  indemnify  Client  from and against any
liability,  cost, loss, or expense arising out of or based on any claim, demand,
or action alleging that the Software or the MCA Web Site as furnished under this
Agreement  infringes any third-party  rights in copyright or the trade secret in
the United States.

     12.2.  Remedies.  In the event that the Software or the MCA Web Site may be
held to  infringe  a  third-party  proprietary  right,  and  that the use of the
Software or MCA Web Site is  enjoined,  Provider  shall,  at its sole option and
expense (1) procure for Client the right to continue  using the  Software or MCA
Web  Site or  portion  thereof;  or (2)  replace  the same  with  non-infringing
software or equivalent functions and efficiency.

     12.3.  Survival.  The  provisions  of this  Section  12 shall  survive  the
termination of this Agreement.

<PAGE>

     13.  Notices.  Any notice  required  or  permitted  to be given  under this
Agreement  shall be in writing and deemed given and  effective  upon delivery if
sent by personal  delivery or by facsimile  transmission  or five (5) days after
posting if sent by certified United States mail, return receipt requested,  with
postage  pre-paid and addressed to address herein or any effective legal address
of the party.

     14. Limitations of Liability. EXCEPT FOR SECTIONS 8.1.1 AND 12, IN NO EVENT
SHALL  PROVIDER  BE LIABLE  TO CLIENT  FOR LOSS OF  PROFITS  OR FOR  INCIDENTAL,
INDIRECT,  SPECIAL,  OR CONSEQUENTIAL  DAMAGES ARISING OUT OF ANY BREACH OF THIS
AGREEMENT,  REGARDLESS  OF WHETHER  THE  POSSIBILITY  OF SUCH  DAMAGES  HAS BEEN
COMMUNICATED  TO  PROVIDER  AND  REGARDLESS  OF  WHETHER  PROVIDER  HAS OR GAINS
KNOWLEDGE OF THE EXISTENCE OF SUCH DAMAGES, PROVIDER SHALL HAVE NO OBLIGATION OR
LIABILITY,  AND CLIENT SHALL HOLD PROVIDER  HARMLESS OF AND FROM ANY CLAIM BASED
UPON CLIENT'S USE OF THE SOFTWARE.

     15. Miscellaneous.

     15.1. Assignment. This Agreement may not be assigned by either party to any
other person(s),  firm(s),  or corporation(s)  without the prior express written
approval of the other  party,  provided  however,  Client  shall be permitted to
assign  this  Agreement  to an  affiliate  or to a third party in the event of a
merger, acquisition or change in control of Client.

     15.2.  Counterparts.  This  Agreement  may be  executed  in any  number  of
counterparts,  each of which shall be deemed to be an original  and all of which
taken together shall constitute a single agreement.

     15.3. Entire Agreement.  No  representations or statements of any kind made
by either party that are not expressly stated herein or in any written amendment
hereto shall be binding on such party.  The parties  agree this  Agreement,  its
Exhibits,  and all  Statements of Work and written  modifications  thereto,  and
shall constitute the complete and exclusive  statement of the agreement  between
them,  and shall  supersede  all  prior or  contemporaneous  proposals,  oral or
written,  and all other  communications  between  them  relating  to the subject
matter hereof.

     15.4. Force Majeure. Neither party shall be liable to the other for any act
of God,  delay or  failure  to  perform  any of the  services  set  forth in any
Statements  of Work or  obligations  set forth in this  Agreement  due to causes
beyond its reasonable  control.  Performance times shall be considered  extended
for a period of time equivalent to the time lost because of such delay.

     15.5.  Governing  Law.  This  Agreement  shall be governed by and construed
solely  and  exclusively  in  accordance  with the laws of the  Commonwealth  of
Pennsylvania,  without reference to its conflicts of law principles. Any and all
disputes between the parties that cannot be settled by mutual agreement shall be
resolved  solely and  exclusively in the local and federal courts located within
the  Commonwealth of Pennsylvania  and Client and Provider hereby consent to the
jurisdiction  of such  courts and  irrevocably  waives any  objections  thereto,
including  without  limitation,  on the  basis of  improper  venue or forum  non
conveniens.

<PAGE>

     15.6.  Indemnification.  Notwithstanding  Section 13.1  herein,  each party
shall  indemnify  and  hold  the  other  party  and  its  affiliates,  officers,
directors,  employees,  agents and representatives harmless from and against all
damages,  losses, costs, expenses, and liabilities arising as a direct result of
its breach of this Agreement  including,  reasonable  attorneys fees and related
expenses.

     15.7. No Implied  Waiver.  No term,  provision or clause of this  Agreement
shall be deemed waived and no breach excused unless such waiver or consent shall
be in Writing and executed by a duly  authorized  representative  of each party.
Any  consent  by any  party to, or  waiver  of, a breach by the  other,  whether
express or implied,  shall not constitute a consent to, waiver of, or excuse for
any different or subsequent breach.

     15.8. Independent Contractor.  Nothing in this Agreement shall be construed
to make the parties partners, joint venturers, representatives or agents of each
other,  nor shall either party so  represent  to any third  person.  The parties
hereunder are acting in performance of this Agreement as independent contractors
engaged  in  the  operation  of  their  own  respective  businesses.  A  party's
employees,  agents or  representatives  are not employees or agents of the other
party and are not entitled to any of the other party's  benefits.  Neither party
shall be  responsible  for payment of the other party's  workers'  compensation,
disability benefits or unemployment  insurance,  nor shall it be responsible for
withholding  or paying  employment  related  taxes  for the  other  party or its
employees.

     15.9. Residual  Knowledge.  Nothing herein shall be construed to prevent or
in any way limit  Provider from using general  knowledge,  skill,  and expertise
acquired in the  performance  of this  Agreement  in any  current or  subsequent
endeavors. Client shall have no interest in such endeavors.

     15.10.  Severability.  If any of the  provisions  of this  Agreement  is or
becomes illegal, unenforceable, or invalid (in whole or in part for any reason),
the remainder of this  Agreement  shall remain in full force and effect  without
being impaired or invalidated in any way.

     15.11. Third-Party Beneficiaries. Nothing in this Agreement is intended to,
or shall create any third-party  beneficiaries,  whether intended or incidental,
and neither party shall make any representations to the contrary.

                  IN WITNESS WHEREOF, the undersigned have executed this
Agreement on the date first above written.

INTUICODE, LLC                                       MONEY CENTERS OF
("Provider")                                         AMERICA, INC.   ("Client")

By:  /s/ Jeremy Stein                     By: /s/ Christopher M. Wolfington
     -------------------------                ----------------------------------
         Jeremy Stein, Manager                    Christopher M. Wolfington, CEO

<PAGE>

                                    EXHIBIT A

Corporate Web Site(s) - Re-design / Maintenance
Description: Updates of www.moneycenters.com  site pages from time to time.
<TABLE>
<CAPTION>

-------- ------------------------------------------------- ------------------------------------------------------
<S>     <C>
No.      Business Requirement - System Capability          Requirement Specification
-------- ------------------------------------------------- ------------------------------------------------------
1        Update Press Releases                             Update site with new press release when required
-------- ------------------------------------------------- ------------------------------------------------------
2        Update Product Pages                              Update product pages when new products or
                                                           modifications to the company product line
-------- ------------------------------------------------- ------------------------------------------------------
3        Update Company Information                        Update company address, phone, locations and other
                                                           contact information
-------- ------------------------------------------------- ------------------------------------------------------
4        Maintain site relevancy                           Update site for up to date news and reflection of
                                                           current business
-------- ------------------------------------------------- ------------------------------------------------------
5        Admin/reporting                                   Ensure that all reports work in an efficient and
                                                           useful manner.  Update according to corporate
                                                           business rules and requirements.
-------- ------------------------------------------------- ------------------------------------------------------

</TABLE>

Questions, Comments, Concerns

o        Other site features may also require updating and will be handled on a
         case by case basis.
o        Menu changes or design changes will be agreed upon and defined with a
         separate scope and requirements document.

Estimated Project Time

o        On going process

<PAGE>

MCASupport Web Site Re-design
Description: The current MCA support web site (www.mcasupport.com) has had
inconsistence results and is not producing all of the required reports.
Re-design and development of the site is required to utilize the collected data
in a more efficient manner.
<TABLE>
<CAPTION>

-------- ------------------------------------------------- ------------------------------------------------------
<S>     <C>
No.      Business Requirement - System Capability          Requirement Specification
-------- ------------------------------------------------- ------------------------------------------------------
1        Re-design menu system                             Provide a user friendly, simple to understand GUI
                                                           with user security
-------- ------------------------------------------------- ------------------------------------------------------
2        Re-design reporting database functionality        Remove OLAP requirement and reduce size of analysis
                                                           database
-------- ------------------------------------------------- ------------------------------------------------------
3        Re-design reporting pages                         Use straight forward ASP/HTML web techniques to
                                                           allow for easier maintenance and portability
-------- ------------------------------------------------- ------------------------------------------------------
4        Remove web DLL components requirement             Remove as a required component
-------- ------------------------------------------------- ------------------------------------------------------
</TABLE>

Questions, Comments, Concerns
o        A requirements document on desired reports should be defined
o        Implementation of Postilion will determine design considerations

Estimated Project Time
o        On going process

<PAGE>

Postilion - Systems Administration
Description: 24/7 support for Postilion "managed systems" re-sales will require
additional system administrators and may impact retainer fee.

<TABLE>
<CAPTION>

-------- ------------------------------------------------- ------------------------------------------------------
<S>     <C>
No.      Business Requirement - System Capability          Requirement Specification
-------- ------------------------------------------------- ------------------------------------------------------
1        Server Administrator                              Ensure 24/7 uptime without service interruption
-------- ------------------------------------------------- ------------------------------------------------------
2        DBA                                               Ensure reliability, scalability, and database
                                                           efficiency
-------- ------------------------------------------------- ------------------------------------------------------
3        Help Desk                                         800 number for customer support
-------- ------------------------------------------------- ------------------------------------------------------
4        Certified Service Engineers                       Accomplish certification process via Mosaic Software
-------- ------------------------------------------------- ------------------------------------------------------
</TABLE>

Questions, Comments, Concerns
o        When first rolled out and utilized for internal purposes, no additional
         resources required.
o        Becomes a man power resource issue if we are successful on re-selling
         the Postilion concept.
o        Need to determine policy and procedures for reselling and deployment of
         system
o        Implementation of Postilion will address current reporting and
         redundancy issues
o        Re-write of field applications (cashier, kiosk, swipe and go) will be
         required in order to implement new TCP/IP protocol within Postilion
o        Timeline will be affected once we have entered into an agreement and
         can determine the impace on development

Estimated Project Time and Cost
o        4-6 month implementation and certification of base system
o        On going process with administration and client support

<PAGE>

Engineering Development - Cashier/Teller Financial Services Management System
Description: Development of a Client/Server application to administer the day to
day functions associated with the operations of MCA's Cashier/Teller software.
The current system in use is Cashwise.  The system will be developed by
analyzing the features of Cashwise and removing features not necessary for
normal operations from the scope.  In addition, the new MCA Cashier system will
be seamlessly integrated with other MCA product lines such as Mobile Hostess,
Swipe `n GO and MCA Kiosk.

<TABLE>
<CAPTION>

-------- ------------------------------------------------- ------------------------------------------------------
<S>     <C>
No.      Business Requirement - System Capability          Requirement Specification
-------- ------------------------------------------------- ------------------------------------------------------
1        Define requirements                               Define the requirements to build system.
-------- ------------------------------------------------- ------------------------------------------------------
2        Set up proof of concept                           Setup PC Software implementation of system for proof
                                                           of concept.
-------- ------------------------------------------------- ------------------------------------------------------
3        Testing procedures                                Define testing procedure for product
-------- ------------------------------------------------- ------------------------------------------------------
4        Assist in Installations                           Assist in local installations
-------- ------------------------------------------------- ------------------------------------------------------
5        Installation Scripts                              Define and develop installation scripts for
                                                           different deployment models (Server, Teller Client,
                                                           Kiosk Client)
-------- ------------------------------------------------- ------------------------------------------------------

</TABLE>

Questions, Comments, Concerns
o        Third party vendor costs may be incurred and billed directly to MCA
         from vendor
o        New revisions of the device could provide  patenting opportunities
o        Any traveling costs will be expensed to iGames Entertainment/Money
         Centers of America
o        Need fee schedules for CreditPlus and Swipe n Go.  Combine Swipe N Go
         into this phase of development
o        TCP/IP Based communication with leased lines/DSL/T1. Certification with
         Paymentech, Postilion or other providers via IP servers required
o        ACH policy and implementation to be defined
o        Source new devices for Pinpad and touch screen
o        Integrate/Implement Help Desk system

Estimated Project Time
o        10-12 MonthsEXHIBIT 10.1(i)

                                 PROMISSORY NOTE

US$200,000.00                                                 February  3,  2005

     FOR  VALUE RECEIVED, the undersigned, LONG DISTANCE BILLING SERVICES, INC.,
a  Nevada  corporation (the "Maker"), hereby promises to pay to the order of NS8
CORPORATION  (the  "Payee", which term includes any subsequent holder hereof) at
Seattle,  Washington  or  at such other place as the Payee may from time to time
hereafter  designate  to  the Maker in writing, on August 1, 2005, the principal
sum  of TWO HUNDRED THOUSAND UNITED STATES DOLLARS AND NO CENTS (US$200,000.00).

     The  unpaid  principal  balance  hereof from time to time outstanding shall
bear  interest  at the rate of 12% per annum.  Interest shall be computed on the
basis  of actual days elapsed and a year of 360 days.  Upon the happening of any
Event  of  Default,  this  Note, at the option of the Payee, shall bear interest
until  paid in full at a rate per annum equal to the rate of interest applicable
immediately  prior  to  such  Event  of  Default  plus  3%.

     Interest  hereon  shall  be  payable  in  arrears  at  final  maturity.

     This  Note may be prepaid by the Maker at any time in whole or from time to
time in part (in minimum partial payments of at least US$10,000) without premium
or  penalty.  Any  prepayment  shall be applied first against accrued and unpaid
interest  and  the  balance  shall  be  applied  against  principal.

     This Note is secured by a Security Agreement dated February 3, 2005 (as the
same  may  hereafter  be  amended,  modified  or  supplemented, or any agreement
entered  into in substitution or replacement therefor, the "Security Agreement")
given  by  the  Maker  to  the  Payee.

     The  occurrence of any one or more of the following events shall constitute
an  Event  of Default, and upon the occurrence of any Event of Default the Payee
may  declare  this
Note to be, and the same shall forthwith become, immediately due and payable and
the  Payee may exercise all rights and remedies under the Security Agreement and
as  may  otherwise  be  allowed  by  law:

     (1)  The  Maker  shall  fail  to  make any payment of principal or interest
          hereon  when  due.

     (2)  The  Maker shall become insolvent or shall generally not pay its debts
          as  they  mature  or  shall  apply  for,  shall  consent  to, or shall
          acquiesce  in  the appointment of a custodian, trustee or receiver for
          the Maker or for a substantial part of the property thereof or, in the
          absence  of  such  application,  consent or acquiescence, a custodian,
          trustee  or  receiver  shall  be  appointed  for  the  Maker  or for a
          substantial  part  of  the  property  thereof;  or  any  bankruptcy,
          reorganization,  debt  arrangement  or  other  proceedings  under  any
          bankruptcy  or  insolvency  law  shall be instituted by or against the
          Maker.

                                        1
<PAGE>

     (3)  The maturity of any material indebtedness of the Maker (other than the
          indebtedness  on  this  Note)  shall be accelerated or the Maker shall
          fail to pay any such material indebtedness when due or, in the case of
          indebtedness  payable  on  demand,  when demanded. For these purposes,
          indebtedness  of  the  Maker  shall  be  deemed material if it exceeds
          US$25,000  as  to any item of indebtedness or in the aggregate for all
          items  of  indebtedness  with  respect  to  which  any  of  the events
          described  in  this  paragraph  has  occurred.

     (4)  Any  default shall occur under the terms of the Security Agreement and
          shall  continue  for more than the period of grace, if any, applicable
          thereto.

     (5)  A  judgment or judgments for the payment of money in excess of the sum
          of  US$25,000 in the aggregate shall be rendered against the Maker and
          the  Maker  shall not discharge the same or provide for its discharge,
          or procure a stay of execution thereof, prior to any execution on such
          judgment,  within  30  days from the date of entry thereof, and within
          said  period  of 30 days, or such longer period during which execution
          shall be stayed, appeal therefrom and cause the execution to be stayed
          during  such  appeal.

     (6)  Any  execution  or  attachment shall be issued whereby any substantial
          part  of  the  property of the Maker shall be taken or attempted to be
          taken  and  the  same  shall not have been vacated or stayed within 30
          days  after  the  issuance  thereof.

     THE  VALIDITY,  CONSTRUCTION  AND  ENFORCEABILITY  OF  THIS  NOTE  SHALL BE
GOVERNED  BY THE INTERNAL LAWS OF THE STATE OF WASHINGTON, WITHOUT GIVING EFFECT
TO  CONFLICT  OF  LAWS  PRINCIPLES  THEREOF.

     AT  THE  OPTION OF THE PAYEE THIS NOTE MAY BE ENFORCED IN ANY FEDERAL COURT
OR  WASHINGTON  STATE  COURT  SITTING  IN KING COUNTY, WASHINGTON; AND THE MAKER
CONSENTS TO THE JURISDICTION AND VENUE OF ANY SUCH COURT AND WAIVES ANY ARGUMENT
THAT  THE  VENUE  IN  SUCH FORUMS IS NOT CONVENIENT.  IF THE MAKER COMMENCES ANY
ACTION  IN  ANOTHER  JURISDICTION  OR  VENUE  UNDER  ANY TORT OR CONTRACT THEORY
ARISING  DIRECTLY  OR INDIRECTLY FROM THE RELATIONSHIP CREATED BY THIS NOTE, THE
PAYEE  AT  ITS  OPTION  SHALL  BE  ENTITLED  TO HAVE THE CASE TRANSFERRED TO THE
JURISDICTION  AND  VENUE  ABOVE-DESCRIBED,  OR,  IF  SUCH  TRANSFER  CANNOT  BE
ACCOMPLISHED  UNDER  APPLICABLE  LAW,  TO  HAVE  SUCH  CASE  DISMISSED  WITHOUT
PREJUDICE.

     The  Maker  hereby  waives  presentment  for  payment,  notice of dishonor,
protest  and  notice  of  protest.

                                        2
<PAGE>

     If  this  Note is not paid when due, the Maker shall pay all of the Payee's
costs  of  collection  including  reasonable  attorneys'  fees.

                                       MAKER:

                                       Long Distance Billing Services, Inc.

                                       By  /s/ Patric Boggs
                                           -------------------
                                           Its President & CEO

                                        3
<PAGE>

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