Document:

Amendment No. 10 to the National City Savings and Investment Plan

 Exhibit 4.7.11 
 AMENDMENT NO. 10 
 TO THE NATIONAL CITY 
 SAVINGS AND INVESTMENT PLAN 
 (amended and restated effective January 1,
2001) 
  
  
 National City Corporation, a Delaware corporation, and National City Bank, a national banking association, Trustee, hereby evidence the adoption of this
Amendment No. 10 to the National City Savings and Investment Plan, as amended and restated as of January 1, 2001 (the “Plan”). 
 1.
Effective January 1, 2007, Section 8.1 of Article VIII of the Plan is hereby amended by the deletion of Section 8.1 thereunder and the substitution of a new subsection 8.1 in lieu thereof to read as follows: 
 8.1 Duties and Functions. (1) The Corporation shall have the exclusive authority and responsibility at any time or from time
to time to appoint (and revoke the appointment of) an Investment Manager under the Plan with respect to the NCC Stock Fund. The Corporation shall notify the Trustee of any such appointment (or revocation thereof) in writing, and the Trustee may rely
upon any such appointment continuing in effect until it receives a written notice from the Corporation of its revocation. Any such Investment Manager shall acknowledge in writing to the Corporation and the Trustee that he or it is a fiduciary with
respect to the Plan. 
 (2) Any such Investment Manager shall have the powers, functions, duties and/or responsibilities of
the Trustee relating to the investment and reinvestment of the NCC Stock Fund (other than those described in Article XV which shall remain with the Trustee) and shall exercise such authority, power and discretion exclusively. Custody of the assets
of the NCC Stock Fund, however, shall remain with the Trustee who shall be responsible therefor. In no instance shall the authority or discretion of an Investment Manager with respect to the NCC Stock Fund exceed the authority or discretion which
the Trustee would have had with respect to such Fund if there were no Investment Manager. 
 (3) If an Investment Manager is
so appointed (a) the Trustee shall not be liable for any loss which may result by reason of any action taken by it in accordance with a direction of an Investment Manager or by reason of any lack of action by the Trustee upon the failure of an
Investment Manager to exercise his or its authority and discretion, (b) the Trustee shall not be required to accept delivery of or pay for any security or other property purchased for the NCC Stock Fund to the extent that the assets in such
Fund are insufficient to pay for such security or other property, and (c) the Trustee shall be under 

 
no duty or obligation to (i) invest or reinvest the NCC Stock Fund except as directed by the Investment Manager thereof, (ii) make any investment
review or examination of the NCC Stock Fund or recommendations with respect to such Fund, or (iii) advise the Corporation of directions received by the Trustee from an Investment Manager. 
 2. Effective January 1, 2007, Section 15.2 of Article VX of the Plan is hereby amended by the deletion of subsection (8) thereunder and the substitution
of a new subsection (8) in lieu thereof to read as follows: 
 “(h) Subject to any provisions of this Plan to the contrary, in the
event the Corporation initiates a tender or exchange offer for less than one-hundred percent (100%) of the outstanding shares of NCC Stock, the foregoing provisions of this Section shall have no effect with respect to such offer. Rather, the
Corporation shall engage an independent fiduciary who shall have sole authority to determine whether to tender or exchange all shares of NCC Stock held in the Plan. In such an event, the Trustee shall act solely at the direction of the independent
fiduciary.” 
 This Amendment No. 10 is executed at Cleveland, Ohio this 23rd day of January, 2007 but effective as otherwise set
forth above. 
  

									
	NATIONAL CITY BANK, TRUSTEE	 		 	NATIONAL CITY CORPORATION
					
	By:	 	 Joseph Olszak
	 		 	By:	 	 /s/ Jeffrey D. Kelly

	Title:	 	 Senior Vice President
	 		 	Title:	 	Vice Chairman and CFO
					
		 		 		 	By:	 	 Jon N. Couture

		 		 		 	Title:	 	Senior Vice President and Corporate HR Director

  

 2Amendment No. 11 to the National City Savings and Investment Plan

 Exhibit 4.7.12 
 AMENDMENT NO. 11 
 TO THE NATIONAL CITY 
 SAVINGS AND INVESTMENT PLAN 
 (amended and restated effective January 1,
2001) 
  
  
 National City Corporation, a Delaware corporation, and National City Bank, a national banking association, Trustee, hereby evidence the adoption of this
Amendment No. 11 to the National City Savings and Investment Plan, as amended and restated as of January 1, 2001 (the “Plan”). 
 1.
Effective January 1, 2008, Section 6.3 of Article VI of the Plan is hereby amended by the deletion of paragraph (3) thereunder and the substitution of a new subsection 6.9 in lieu thereof to read as follows: 
 “(3) Notwithstanding anything in Subsections (1) or (2) above, a Participant described in Subsection (1) of this
Section may elect to withdraw all or any portion of his Vested Interest in his Account in the form of a single sum payment.” 
 2. Effective
January 1, 2008, Article VI of the Plan is hereby amended by the deletion of Section 6.9 thereunder and the substitution of a new Section 6.9 in lieu thereof to read as follows: 
 “6.9 Withdrawal of Contributions Upon Attainment of Age 59- 1/2. A Participant who is an Employee and who is at least age 59- 1/2 may elect to withdraw all or any portion of his Vested Interest in his Account in the form of a single sum payment or a
distribution of NCC Stock. Withdrawals pursuant to this Section will be paid to the Participant as soon as practicable after, and shall be valued as of, the Valuation Date on which, or next following after, the Participant files an application for
withdrawal with the Committee.” 
 3. Effective January 1, 2008, Article VI of the Plan is hereby amended by the deletion of
Section 6.10 thereunder and the substitution of a new Section 6.10 in lieu thereof to read as follows: 
 “6.10
Withdrawal of After-Tax and Transfer Contributions. (1) A Participant, whether or not he is an Employee, may elect to withdraw all or any portion of his After-Tax Contributions Sub-Account. 

 (2) A Participant, whether or not he is an Employee, may elect to withdraw all or any
portion of his Transfer Contributions Sub-Account which is attributable to Transfer Contributions described in Section 3.4(2). 
 (3) A Participant, whether or not he is an Employee, may elect to withdraw all or any portion of his Sub-Account which was required to be established by any Appendix to the Plan; provided, however, that this Subsection (3) shall not
apply to any portion of any Sub-Account which is maintained irrespective of such Appendix. 
 (4) Withdrawals pursuant to this
Section shall be paid to the Participant as soon as practicable after, and shall be valued as of, the Valuation Date on which, or next following after, the Participant files an application for a withdrawal with the Committee. 
 4. Effective January 1, 2008, the Plan is hereby amended by the addition of a new Article XVIII to read as follows: 
 “ARTICLE XVIII – ROTH ELECTIVE CONTRIBUTIONS 
 Section 18.1 General Application. This article will apply to contributions beginning with the first day of the first taxable year beginning on or after January 1, 2008. As of that date, the Plan will
accept Roth Elective Contributions made on behalf of Participants. A Participant’s Roth Elective Contributions will be allocated to a separate Sub-Account maintained for such contributions as described in Section 18.2. Unless specifically
stated otherwise, Roth Elective Contributions will be treated as Before Tax Contributions for all purposes under the Plan. 
 Section 18.2 Separate Accounting. Contributions and withdrawals of Roth Elective Contributions will be credited and debited to the Roth Elective Contributions Sub-Account maintained for each Participant. The Plan will maintain a
record of the amount of Roth Elective Contributions in each Participant’s Sub-Account. Gains, losses, and other credits or charges must be separately allocated on a reasonable and consistent basis to each Participant’s Roth Elective
Contributions Sub-Account and the Participant’s other Sub-Accounts under the Plan. No contributions other than Roth Elective Contributions and properly attributable earnings will be credited to each Participant’s Roth Elective
Contributions Sub-Account. 
 Section 18.3 Direct Rollovers. (1) Notwithstanding Section 6.15 of the
Plan, a direct rollover of a distribution from a Roth Elective Contributions Sub-Account under the Plan will only be made to another Roth elective deferral account under an applicable retirement plan described in Section 402(e)(1) of the Code
or to a Roth IRA described in Section 408A of the Code, and only to the extent the rollover is permitted under the rules of Section 402(c) of the Code. 
  

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 (2) Notwithstanding Section 3.4 of the Plan, the Plan will accept a rollover
contribution to a Roth Elective Contributions Sub-Account only if it is a direct rollover from another Roth elective deferral account under an applicable retirement plan described in Section 402A(e)(1) of the Code and only to the extent the
rollover is permitted under the rules of Section 402(c) of the Code. 
 (3) The Plan will not provide for a direct
rollover (including an automatic rollover) for distributions from a Participant’s Roth Elective Contributions Sub-Account if the amount of the distributions that are eligible rollover distributions and are reasonably expected to total less than
$200 during a year. In addition, any distribution from a participant’s Roth Elective Contributions Sub-Account is not taken into account in determining whether distribution from a Participant’s other Sub-Accounts are reasonably expected to
total less that $200 during a year. However, eligible rollover distributions from a participant’s Roth Elective Contributions Sub-Account are taken into account in determining whether the total amount of the Participant’s Account balances
under the Plan exceeds $1,000 for purposes of mandatory distributions from the Plan. 
 (4) The provisions of the Plan that
allow a Participant to elect a direct rollover of only a portion of an eligible rollover distribution but only if the amount rolled over is at least $500 is applied by treating any amount distributed from the Participant’s Roth Elective
Contributions Sub-Account as a separate distribution from any amount distributed from the Participant’s other Sub-Accounts in the Plan, even if the amounts are distributed at the same time. 
 Section 18.4 Correction of Excess Contributions. In the case of a distribution of excess contributions, a Highly Compensated
Employee may designate the extent to which the excess amount is composed of Before Tax Contributions and Roth Elective Contributions but only to the extent such types of contributions were made for the year. If the Highly Compensated Employee does
not designate which type of elective deferral contributions are to be distributed, the Plan will distribute Before Tax Contributions first. 
 Section 18.5 Definition of Roth Elective Contributions. A Roth Elective Contribution is an elective deferral contribution that is: 
 (a) Designated irrevocably by the Participant at the time of the Salary Reduction Agreement as a Roth Elective Contribution that is being
made in lieu of all or a portion of the Before Tax Contributions the Participant is otherwise eligible to make under the Plan; and 
 (b) Treated by the Employer as includible in the Participant’s income at the time the Participant would have received that amount in cash if the Participant had not made a Salary Reduction Agreement.” 
  

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 5. Effective as of January 1, 2007, Appendix AX to the Plan, relating to the acquisition of Harbor Florida
Bancshares by National City Corporation is hereby amended by the deletion of Appendix AX in its entirety and the substitution of a new Appendix AX in lieu thereof to read as set forth as attached hereto. 
 6. Effective as of the dates set forth herein below, Article XVII of the Plan is hereby amended by adding the following new Sections at the end thereof: 
 “17.58 Appendix BF – Relating to the acquisition of Fidelity Bankshares, Inc. by National City Corporation. Attached
hereto and made a part of this Plan is Appendix BF which relates to the acquisition of Fidelity Bankshares, Inc. by National City Corporation and is effective as of March 1, 2007. 
 17.59 Appendix BG – Relating to the acquisition of MAF Bancorp, Inc. by National City Corporation. Attached hereto and made a
part of this Plan is Appendix BG which relates to the acquisition of MAF Bancorp, Inc. by National City Corporation and is effective as of January 1, 2008. 
 17.60 Appendix BH – Wayne Bancorp, Inc. and Affiliates 401(k) and Profit Sharing Plan – Merger into this Plan. Attached
and made a part of this Plan is Appendix BH relating to and providing for the merger of the Wayne Bancorp, Inc. and Affiliates 401(k) and Profit Sharing Plan into this Plan, effective October 1, 2007 (or such later date as may be required by
applicable law). 
 This Amendment No. 11 is executed at Cleveland, Ohio this 17
th day of December, 2007 but effective as otherwise set forth above. 
  

									
	 NATIONAL CITY BANK, TRUSTEE
	 		 	 NATIONAL CITY CORPORATION

					
	By:	 	 /s/ Christopher J. Dziak
	 		 	By:	 	 /s/ Shelley J. Seifert

	Title:	 	 Assistant Vice President
	 		 	Title:	 	Executive Vice President
					
		 		 		 	By:	 	 /s/ Jeffrey D. Kelly

		 		 		 	Title:	 	Vice Chairman and CFO

  

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