Document:

The Provident Bank Non-Qualified Supplemental Defined Contribution Plan

 Exhibit 10.1 

THE PROVIDENT BANK 

AMENDED AND RESTATED NON-QUALIFIED SUPPLEMENTAL 

DEFINED CONTRIBUTION PLAN 

Amended and Restated as of January 1, 2010 

 THE PROVIDENT BANK 

NON-QUALIFIED SUPPLEMENTAL 

DEFINED CONTRIBUTION PLAN 
  

	 	1.	Purpose 

 This
Non-Qualified Supplemental Defined Contribution Plan (“Plan”) is intended to provide Participants (as defined herein) or their Beneficiaries with the full dollar amount of Employer-provided pension benefits obtainable under The Provident
Bank Employee Stock Ownership Plan (“ESOP”) and The Provident Bank 401(k) Plan (“401(k) Plan”) which may not be accrued under said ESOP and/or 401(k) Plan due to the limitations imposed by Sections 415, 402(g), 401(k) and 401(m)
of the Internal Revenue Code (the “Code”) and the limitation on includible compensation imposed by Section 401(a)(17) of the Code. The benefits provided under the Plan (as described below) are intended to constitute a deferred
compensation plan for “a select group of management or highly compensated employees” for purposes of the Employee Retirement Income Security Act of 1974, as amended (“ERISA”). 

This Plan is intended to comply with Code Section 409A and any regulatory or other guidance issued under such Section. This Plan was
originally effective as of January 1, 2004 and, as amended and restated, is effective as of January 1, 2010. 
  

	 	2.	Definitions 

 Where
the following words and phrases appear in the Plan, they shall have the respective meaning as set forth below unless the context clearly indicates the contrary. Except to the extent otherwise indicated herein, and to the extent inconsistent with the
definitions provided below, the definitions contained in the ESOP and 401(k) Plan are applicable under the Plan. 
 2.1
“Bank” means The Provident Bank. 
 2.2 “Beneficiary” means the person designated by the
Participant under the ESOP or 401(k) Plan, as applicable, to receive benefits in the event of the Participant’s death. 

2.3 “Board of Directors” means the Board of Directors of The Provident Bank. 

2.4 “Code” means the Internal Revenue Code of 1986, as amended from time to time. Reference to a specific provision of
the Code shall include such provision, any valid regulation or ruling promulgated thereunder and any comparable provision of future law that amends, supplements or supersedes such provision. 

2.5 “Committee” means the Compensation Committee of the Board of Directors of Provident Financial Services, Inc.

 2.6 “Company” means Provident Financial Services, Inc. 

2.7 “Effective Date” means January 1, 2004. 

 2.8 “Employee” means an employee of the Employer on whose behalf benefits
are payable under the ESOP and/or the 401(k) Plan. 
 2.9 “Employer” means The Provident Bank with respect to
its employees, and any successors by merger, purchase, reorganization or otherwise. If a subsidiary or affiliate of the Employer adopts the Plan, it shall be deemed the Employer with respect to its employees. 

2.10 “ERISA” means the Employee Retirement Income Security Act of 1974 as amended from time to time. Reference to a
specific provision of ERISA shall include such provision, any valid regulation or ruling promulgated thereunder and any comparable provision of future law that amends, supplements or supersedes such provision. 

2.11 “ESOP” means The Provident Bank Employee Stock Ownership Plan, and any successor thereto. 

2.12 “ESOP Account” means the bookkeeping account established under the Plan for each Participant to measure the
Participant’s supplemental ESOP benefits. 
 2.13 “401(k) Account” means the bookkeeping account
established under the Plan for each Participant to measure the Participant’s supplemental 401(k) Plan benefits. 
 2.14
“401(k) Plan” means The Provident Bank 401(k) Plan and any successor thereto. 
 2.15
“Participant” means an Employee who participates in this Plan pursuant to Section 3.1. 
 2.16
“Phantom Stock” means the unit of measurement of a Participant’s account hereunder denominated in hypothetical shares of the Company’s Stock. On any measurement date, the Phantom Stock shall have a value equal to the fair
market value of the Company’s Stock on such date. 
 2.17 “Plan” means The Provident Bank Non-Qualified
Supplemental Defined Contribution Plan, as set forth herein and as may be amended from time to time. 
 2.18 “Plan
Year” means the period from January 1, 2004 through December 31, 2004, and each January 1 to December 31 thereafter. 

2.19 “Stock” means the common stock of the Company, par value $.01 per share. 

 

	 	3.	Participation 

 3.1
Designation to Participate. An Employee shall be eligible for participation for a Plan Year if: 
  

	 	(a)	 he or she is a participant in either the ESOP or the 401(k) Plan, or is eligible to participate in the 401(k) Plan, and his or her

	 	
compensation recognized for benefit purposes under the ESOP or the 401(k) Plan, as applicable, for the Plan Year is greater than the limit imposed for such Plan Year under section 401(a)(17) of
the Code; or 

  

	 	(b)	(i) he or she is a participant in the ESOP and his or her benefits under the ESOP are limited by virtue of the limitation on annual additions under section 415 of
the Code and/or (ii) he or she is a participant in the 401(k) Plan and his or her benefits under the 401(k) Plan are limited by virtue of the limitation on annual additions under section 415 of the Code, the limitations on elective deferrals
under sections 401(k) or 402(g) of the Code or the limitations on matching contributions under section 401(m) of the Code. 

Participation for Employees eligible under section 3.1(a) shall be automatic. Participation for Employees eligible only under section 3.1(b) shall be by
designation of the Committee or its designee. The Committee shall prepare, or cause to be prepared, a schedule listing the Participants for each Plan Year, and such schedule shall be conclusive and binding on all interested parties in the absence of
manifest error. 
 3.2 Continuation of Participation. An Employee who has become a Participant shall remain a Participant
so long as benefits are payable to or with respect to such Participant under the Plan. 
  

	 	4.	Supplemental ESOP Benefit Requirements and Payments 

4.1 Supplemental ESOP Benefits. A Participant shall be entitled to receive as a benefit from this Plan the supplemental ESOP
benefit set forth below. In the event of the death of a Participant prior to the commencement of payment of benefits hereunder, the beneficiary of the Participant shall be entitled to receive as a benefit from this Plan an amount equal to 100% of
the supplemental ESOP benefit that would have been payable to the Participant at the time of his death. The supplemental ESOP benefit is equal to the balance credited to the Participant’s ESOP Account under the Plan, denominated in shares of
Phantom Stock equal to the sum of the difference between “(a)” and “(b),” plus “(c)”, where: 
  

	 	(a)	is the number of shares of Stock that would have been allocated to the account of the Participant under the ESOP, and the earnings thereon (to the extent not taken into
account in (c) below), had the limitations of Sections 401(a)(17) and 415(c)(1)(A) and 415(c)(6) of the Code not been applicable; 

  

	 	(b)	is the number of shares of Stock actually allocated to the account of the Participant for the relevant ESOP plan year, and the earnings thereon (to the extent not taken
into account in (c) below); and 

  

	 	(c)	 is the number of shares of Phantom Stock into which the dividends properly allocable to the Participant’s account under the Plan can

	 	
be converted, based on the following: each Plan Year, a determination shall be made as to the dividends that would be allocated to such Participant’s account hereunder for such year, based
on the shares of Phantom Stock allocated thereto. As of the last day of such Plan Year, the cash dividends so determined shall be converted to shares of Phantom Stock, based on the fair market value of the Company’s Stock on such date.

 4.2 Eligibility and Vesting. 

 

	 	(a)	A Participant will be eligible to receive supplemental ESOP benefits only in the event he or she is an Active Participant as that term is defined under the ESOP.

  

	 	(b)	A Participant shall vest in his or her supplemental ESOP benefits under the same terms and conditions as the benefits provided under the ESOP. 

4.3 Incidents of Supplemental ESOP Payments. Benefits under this Section 4 shall be payable to the Participant in a lump sum
during the calendar year immediately following the calendar year of the earliest to occur of the Participant’s: 
  

	 	(a)	“Separation from Service” as defined in guidance issued by the Treasury Department; 

 

	 	(b)	disability; “disabled” shall have the meaning set forth in Code Section 409A; or 

 

	 	(c)	death. 

 Notwithstanding anything in the Plan to
the contrary, to the extent required under section 409A of the Code, no payment to be made to a specified employee (within the meaning of section 409A of the Code) on account of his or her Separation from Service shall be made sooner than six
(6) months after such Separation from Service, and no payment shall be made to a specified employee within the six (6) months after such Separation from Service by reason of disability (within the meaning of section 409A of the Code),
unforeseeable emergency (within the meaning of section 409A of the Code) or Change in Control Event that occurs after such Separation from Service. All payments required to be deferred hereunder shall be deferred to and payable on the first day of
the seventh calendar month to begin after such Separation from Service. Pending payment, all such benefits shall continue to be adjusted for earnings and losses in accordance with the terms of the Plan. 

4.4 Form of Supplemental ESOP Payments. A Participant’s supplemental ESOP benefits under Section 4.l of this Plan shall
be a benefit paid in Stock or, if elected by the Committee in its sole and absolute discretion, in cash. The election of medium of payment shall be conclusive and binding on all interested parties. 

	 	5.	Supplemental 401(k) Benefit Requirements and Payments 

5.1 Supplemental 401(k) Benefits. A Participant shall be entitled to receive as a benefit from this Plan the supplemental 401(k)
benefit set forth below. In the event of the death of a Participant prior to the commencement of payment of benefits hereunder, the beneficiary of the Participant shall be entitled to receive as a benefit from this Plan an amount equal to 100% of
the supplemental 401(k) benefit that would have been payable to the Participant at the time of his or her death. The supplemental 401(k) benefit is denominated in dollars as the balance credited to a Participant’s 401(k) Account and computed as
follows: 
  

	 	(a)	As of the end of each Plan Year (or such other more frequent dates as the Committee may determine), the Participant’s 401(k) Account shall be credited with a
dollar amount equal to the positive difference (if any) between (i) the maximum amount of matching contributions that would be made for the Participant under the 401(k) Plan if the limitations under sections 401(a)(17), 401(k), 401(m), 402(g)
and 415 did not apply and (ii) the actual amount of matching contributions actually credited to the Participant under the 401(k) Plan for the corresponding period. 

 

	 	(b)	As of the end of each calendar quarter during the Plan Year (or as of the end of such other periods as the Committee may determine), the Participant’s 401(k)
Account shall be credited with interest at an annual rate equal to the bond-equivalent yield on United States Treasury securities (not indexed for inflation) adjusted to a constant maturity of ten (10) years as published by the Federal Reserve
in Statistical Release H-15 (or any successor publication of the Federal Reserve) for the first business day of January of the Plan Year, such interest to be applied to the balance credited to the 401(k) Account as of the first day of the crediting
period. If the balance credited to the 401(k) Account changes during the interest crediting period, the interest credit for the period shall be equitably adjusted to reflect the change. 

5.2 Eligibility and Vesting. A Participant shall vest in his or her supplemental 401(k) benefits under the same terms and
conditions as the benefits provided under the 401(k) Plan. 
 5.3 Incidents of Supplemental 401(k) Payments. Benefits
under this Section 5 shall be payable to the Participant in a lump sum during the calendar year immediately following the calendar year of the earliest to occur of the Participant’s: 

 

	 	(a)	“Separation from Service” as defined in guidance issued by the Treasury Department; 

 

	 	(b)	disability; “disabled” shall have the meaning set forth in Code Section 409A; or 

 

	 	(c)	death. 

 Notwithstanding anything in the Plan to the contrary, to the extent required under section 409A of the Code,
no payment to be made to a specified employee (within the meaning of section 409A of the Code) on account of his or her Separation from Service shall be made sooner than six (6) months after such Separation from Service, and no payment shall be
made to a specified employee within the six (6) months after such Separation from Service by reason of disability (within the meaning of section 409A of the Code), unforeseeable emergency (within the meaning of section 409A of the Code) or
Change in Control Event that occurs after such Separation from Service. All payments required to be deferred hereunder shall be deferred to and payable on the first day of the seventh calendar month to begin after such Separation from Service.
Pending payment, all such benefits shall continue to be adjusted for earnings and losses in accordance with the terms of the Plan. 

5.4 Form of Supplemental 401(k) Payments. A Participant’s supplemental 401(k) benefits under Section 5.l of this Plan
shall be a benefit paid in cash. 
  

	 	6.	Administration of the Plan 

6.1 Committee; Duties. This Plan shall be administered by the Committee which shall consist of not less than three (3) persons
appointed by the Board of Directors or its designee. The Committee shall have the authority to make, amend, interpret and enforce all appropriate rules and regulations for the administration of the Plan and decide or resolve any and all questions,
including interpretations of this Plan, that may arise in connection with the administration of the Plan; provided, however, that any such interpretations, rules and/or regulations shall be consistent with the requirements of Code Section 409A
and any Treasury Regulations or other guidance issued thereunder. A majority vote of the Committee members shall control any decision. Members of the Committee may be Participants under the Plan. 

6.2 Agents. The Committee may, from time to time, employ other agents and delegate to them such administrative duties as it sees
fit, and may from time to time consult with counsel who may be counsel to the Employer. 
 6.3 Binding Effect of
Decisions. The decision or action of the Committee regarding any question arising out of or in connection with the administration, interpretation and application of the Plan and the rules and regulations promulgated hereunder shall be final and
conclusive and binding upon all persons having any interest in the Plan. 
 6.4 Indemnity of Committee. The Employer
shall indemnify and hold harmless the members of the Committee against any and all claims, loss, damage, expense or liability arising from any action or failure to act with respect to this Plan, except in the case of gross negligence or willful
misconduct. 
  

	 	7.	Claims Procedure 

7.1 Claim. Any person claiming a benefit, requesting an interpretation or ruling under the Plan, or requesting information under
the Plan shall present the request in writing to the Committee which shall respond in writing within thirty (30) days. 

 7.2 Denial of Claim. If the claim or request is denied, the written notice of denial
shall state: 
  

	 	(a)	the reason for denial, with specific reference to the Plan provisions on which the denial is based. 

 

	 	(b)	a description of any additional material or information required and an explanation of why it is necessary. 

 

	 	(c)	an explanation of the Plan’s claim review procedure. 

7.3 Review of Claim. Any person whose claim or request is denied or who has not received a response within thirty (30) days
may request review by notice given in writing to the Committee. The claim or request shall be reviewed by the Committee who may, but shall not be required to, grant the claimant a hearing. On review, the claimant may have representation, examine
pertinent documents, and submit issues and comments in writing. 
 7.4 Final Decision. The decision on review shall
normally be made within sixty (60) days. If an extension of time is required for a hearing or other special circumstances, the claimant shall be notified and the time limit shall be one hundred twenty (120) days. The decision shall be in
writing and shall state the reason and the relevant plan provisions. All decisions on review shall be final and bind all parties concerned. 
  

	 	8.	Amendment or Termination 

8.1 Amendment of Plan. A majority of the Board of Directors may amend this Plan at any time or from time to time. However, no such
amendment shall adversely affect the benefits of the Participant which have accrued prior to such action except to the extent such amendment is necessary to comply with section 409A of the Code and the regulations thereunder. 

8.2 Termination of Plan. The Plan shall not be terminated until all benefits payable under the terms of the Plan are either paid
or forfeited. Unless permitted under Code Section 409A, the termination of the Plan shall not cause the acceleration of benefits payable hereunder. 
  

	 	9.	Miscellaneous 

 9.1
Unfunded Plan. This Plan is intended to be an unfunded plan maintained primarily to provide deferred compensation benefits for a select group of management or highly compensated employees. However, the Employer may elect to fund for the
benefits of Participants as described in Section 9.3 below. This Plan will continue to be unfunded for tax purposes and Title I of ERISA even if benefits are funded by the Employer under Section 9.3 below. 

9.2 Unsecured General Creditor. The Participant and his or her Beneficiaries, heirs, successors and assigns shall have no legal or
equitable rights, interest or claims in any property or assets of the Employer, nor shall they be beneficiaries of, or have any rights, claims 

 
or interests in any life insurance policies, annuity contracts or the proceeds therefrom owned or which may be acquired by the Employer. Such policies or other assets of the Employer shall not be
held under any trust for the benefit of Participants, their Beneficiaries, heirs; successors or assigns, or held in any way as collateral security for the fulfilling of the obligations of Employer under this Plan, Any and all of the Employer’s
assets shall be, and remain, the general, unpledged, unrestricted assets of the Employer. The Employer’s obligation under the Plan shall be that of an unfunded and unsecured promise of the Employer to pay money in the future. 

9.3 Trust Fund. The Employer shall be responsible for the payment of all benefits provided under the Plan. At its discretion, the
Employer may establish one (1) or more trusts, with such trustees as the Board may approve, for the purpose of providing for payment of such benefits. Such trust or trusts may be irrevocable, but the assets thereof shall be subject to the
claims of the Employer’s creditors. To the extent any benefits provided under the Plan are actually paid from any such trust, the Employer shall have no further obligation with respect thereto, but to the extent not so paid, such benefits shall
remain the obligation of, and shall be paid by, the Employer. 
 9.4 Nonassignability. Neither the Participant nor any
other person shall have any right to commute, sell, assign, transfer, pledge, anticipate, mortgage or otherwise encumber, transfer, hypothecate or convey in advance of actual receipt the amounts, if any, payable hereunder, or any part thereof, which
are, and all rights to which are, expressly declared to be unassignable and nontransferable. No part of the amounts payable shall, prior to actual payment, be subject to seizure or sequestration for the payment of any debts, judgments, alimony or
separate maintenance owed by a Participant or any other person, nor be transferable by operation of law in the event of a Participant’s or any other person’s bankruptcy or insolvency. 

9.5 Expenses of Plan. All expenses of the Plan will be paid by the Employer. 

9.6 Change in Control of the Company or the Bank. Notwithstanding any other provision herein and except as otherwise provided in
the case of a “specified employee” under section 4.3 or 5.3, to the extent permitted under Code Section 409A, there shall become immediately due and payable upon a Change in Control of the Company or the Bank, each Participant’s
supplemental ESOP benefit and supplemental 401(k) benefit in a lump sum payment. A “Change in Control” shall mean a change in the ownership or effective control of the Company or Bank, or in the ownership of a substantial portion of the
assets of the Company or Bank, as defined in the regulations used by the Treasury Department and/or other guidance issued by the Treasury Department or Internal Revenue Service under Code Section 409A. 

9.7 Withholding; Payroll Taxes. The Employer shall withhold from payments made to the Participant from the Plan any taxes required
to be withheld from the Participant’s wages for the federal or any state or local government. 
 9.8 Participation by
Subsidiaries and Affiliates. If any employer is now or hereafter becomes a subsidiary or affiliated company of the Employer and its employees participate in the ESOP or the 401(k) Plan, the Board of Directors may authorize such subsidiary or
affiliated company to participate in this Plan upon appropriate action by such employer necessary to adopt the Plan. 

 9.9 Delivery of Elections to Committee. All elections, designation, requests,
notices, instructions and other communications required or permitted under the Plan from the Employer, a Participant, Beneficiary or other person to the Committee shall be on the appropriate form, shall be mailed by electronic mail, first-class mail
or delivered to such address as shall be specified by such Committee, and shall be deemed to have been given or delivered only upon actual receipt thereof by such Committee at such location. 

9.10 Delivery of Notice to Participants. All notices, statements, reports and other communications required or permitted under the
Plan from the Employer or the Committee to any Officer, Participant, Beneficiary or other person, shall be deemed to have been duly given when delivered to, or when mailed by electronic mail, first-class mail, postage prepaid, and addressed to such
person at this address last appearing on the records of the Committee. 
  

	 	10.	Construction of the Plan 

10.1 Construction of the Plan. The provisions of this Plan shall be construed, regulated, and administered according to the laws of
the State of New Jersey, to the extent not superseded by Federal law. 
 10.2 Counterparts. This Plan has been
established by the Employer in accordance with the resolutions adopted by the Board of Directors and may be executed in any number of counterparts, each of which shall be deemed to be an original. All the counterparts shall constitute one
instrument, which may be sufficiently evidenced by any one counterpart. 
 10.3 Validity. In case any provision of this
Plan shall be held illegal or invalid for any reason, said illegality or invalidity shall not affect the remaining parts hereof, but this Plan shall be construed and enforced as if such illegal or invalid provision had never been inserted herein.

 10.4 Effect of Restatement. The provisions set forth herein take effect (a) as of any date prior to
January 1, 2009 on which effectiveness is required in order to comply with section 409A of the Code and the regulations thereunder and (b) in all other cases, on January 1, 2010. The Plan set forth herein shall only apply to
individuals who first become Participants and accrue benefits after the date on which the Plan is adopted by the Company. 
 [signature page
follows] 

 IN WITNESS WHEREOF, and as evidence of the adoption of the Plan by the Employer, it has caused the
same to be signed by its Officer duly authorized, and its corporate seal to be affixed this 27th day of May, 2010. 
  

									
	ATTEST:	 		 	THE PROVIDENT BANK
					
	By:	 	 /s/ Mary Louise Festa
	 		 	By:	 	 /s/ Janet D. Krasowski

		 	Mary Louise Festa	 		 	Name:	 	Janet D. Krasowski
		 		 		 	Title:	 	Senior Vice PresidentReassignment No. 12 of Receivables, dated as of June 2, 2010

 Exhibit 10.1 

REASSIGNMENT OF RECEIVABLES 

REASSIGNMENT NO. 12 OF RECEIVABLES, dated as of June 2, 2010, by and between Chase Bank USA, National Association, a national
banking association organized and existing under the laws of the United States (the “Bank”), and The Bank of New York Mellon, a banking corporation organized under the laws of the State of New York, as Trustee (the
“Trustee”) of the Chase Credit Card Master Trust (the “Trust”), pursuant to the Pooling and Servicing Agreement referred to below. 

W I T N E S S E T H: 

WHEREAS, the Bank, as transferor (the “Transferor”) and servicer, and the Trustee and paying agent are parties to the
Fifth Amended and Restated Pooling and Servicing Agreement, dated as of December 19, 2007 (the “Pooling and Servicing Agreement”); 

WHEREAS, pursuant to the Pooling and Servicing Agreement, the Bank wishes to remove all Receivables from certain designated Accounts of
the Bank (the “Removed Accounts”) and to cause the Trustee to reconvey the Receivables of such Removed Accounts, whether now existing or hereafter created, from the Trust to the Bank (as each such term is defined in the Pooling and
Servicing Agreement); and 
 WHEREAS, the Trustee, on behalf of the Trust, is willing to accept such designation and to reconvey
the Receivables in the Removed Accounts subject to the terms and conditions hereof; 
 NOW, THEREFORE, the Bank and the Trustee,
on behalf of the Trust, hereby agree as follows: 
 1. Defined Terms. All terms defined in the Pooling and Servicing
Agreement and used herein shall have such defined meanings when used herein, unless otherwise defined herein. 

“Removal Cut-Off Date” shall mean, with respect to the Removed Accounts designated hereby, April 30, 2010.

 “Removal Date” shall mean, with respect to the Removed Accounts designated hereby, June 2, 2010.

 “Removal Notice Date” shall mean, with respect to the Removed Accounts designated hereby, May 25, 2010
(which shall be a date on or prior to the fifth Business Day prior to the Removal Date). 
 2. Designation of Removed
Accounts. The Bank shall deliver to the Trustee, not later than five Business Days after the Removal Date, a true and complete list (in the form of a computer file, microfiche list, CD-ROM or such other form as agreed upon between the Transferor
and the Trustee, on behalf of the Trust) of each 
  

 1 

 
VISA® and
MasterCard® account which, as of the Removal Date, shall be deemed to be a Removed Account, each such account
being identified by account number and by the aggregate amount of Receivables in such account as of the close of business on the Removal Cut-Off Date. Such list shall be marked as Schedule 1 to this Reassignment and shall, as of the Removal Date,
modify and amend and be incorporated into and made a part of this Reassignment and the Pooling and Servicing Agreement. 
 3.
Conveyance of Receivables. 
 (a) The Trustee, on behalf of the Trust, does hereby reconvey to the Bank, without recourse
on and after the Removal Date, all right, title and interest of the Trust in and to the Receivables now existing and hereafter created in the Removed Accounts designated hereby, all monies due or to become due with respect thereto (including all
Finance Charge Receivables), all proceeds (as defined in Section 9-306 of the UCC as in effect in the State of Delaware) of such Receivables, Insurance Proceeds relating to such Receivables and the proceeds thereof. 

(b) In connection with such transfer, the Trustee, on behalf of the Trust, agrees to authorize the Bank on or prior to the date of this
Reassignment, to file a termination statement (in form and substance reasonably satisfactory to the Trustee) with respect to the Receivables now existing and hereafter created in the Removed Accounts designated hereby (which may be a single
termination statement with respect to all such Receivables) evidencing the release by the Trust of its Lien on the Receivables in the Removed Accounts, and meeting the requirements of applicable state law, in such manner and such jurisdictions as
are necessary to remove such Lien. 
 4. Representations and Warranties of the Bank. The Bank hereby represents and
warrants to the Trust as of the Removal Date: 
 (a) Legal, Valid and Binding Obligation. This Reassignment constitutes a
legal, valid and binding obligation of the Bank enforceable against the Bank in accordance with its terms, except as such enforceability may be limited by applicable bankruptcy, insolvency, reorganization, moratorium or other similar laws now or
hereafter in effect affecting the enforcement of creditors’ rights in general and the rights of creditors of national banking associations and except as such enforceability may be limited by general principles of equity (whether considered in a
suit at law or in equity). 
 (b) Selection Procedures. No selection procedures believed by the Bank to be materially
adverse to the interests of the Investor Certificateholders were utilized in selecting the Removed Accounts designated hereby. 

5. Conditions Precedent. The reassignment hereunder of the Receivables in the Removed Accounts and the amendment of the Pooling
and Servicing Agreement set forth in Section 6 hereof are each subject to the satisfaction, on or prior to the Removal Date, of the condition precedent, to the extent any such conditions have not been waived, that the Bank shall have delivered
to the Trustee an Officer’s Certificate certifying that (i) as of the Removal Date, all requirements set forth in Section 2.7 of the 

 

 2 

 
Pooling and Servicing Agreement for designating Removed Accounts and reconveying the Receivables of such Removed Accounts, whether now existing or hereafter created, have been satisfied and
(ii) each of the representations and warranties made by the Bank in Section 4 hereof is true and correct as of the Removal Date. The Trustee may conclusively rely on such Officer’s Certificate, shall have no duty to make inquiries
with regard to the matters set forth therein, and shall incur no liability in so relying. 
 6. Amendment of the Pooling and
Servicing Agreement. The Pooling and Servicing Agreement is hereby amended to provide that all references therein to the “Pooling and Servicing Agreement,” to “this Agreement” and to “herein” shall be deemed from
and after the Removal Date to be a dual reference to the Pooling and Servicing Agreement as supplemented by this Reassignment. Except as expressly amended hereby, all of the representations, warranties, terms, covenants and conditions to the Pooling
and Servicing Agreement shall remain unamended and shall continue to be, and shall remain, in full force and effect in accordance with its terms and except as expressly provided herein shall not constitute or be deemed to constitute a waiver of
compliance with or a consent to non-compliance with any term or provision of the Pooling and Servicing Agreement. 
 7.
Counterparts. This Reassignment may be executed in two or more counterparts (and by different parties on separate counterparts), each of which shall be an original, but all of which together shall constitute one and the same instrument.

 8. GOVERNING LAW. THIS REASSIGNMENT SHALL BE CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF DELAWARE WITHOUT
REFERENCE TO ITS CONFLICT OF LAW PROVISIONS, AND THE OBLIGATIONS, RIGHTS AND REMEDIES OF THE PARTIES HEREUNDER SHALL BE DETERMINED IN ACCORDANCE WITH SUCH LAWS. 

9. Authorization. The Trustee, at the Transferor’s direction, hereby authorizes Skadden, Arps, Slate, Meagher & Flom
LLP (“Skadden”) to file any financing statements or continuation statements, and amendments to financing statements, in any jurisdictions and with any filing offices as Skadden may determine, in its sole discretion, are necessary or
advisable to perfect the conveyance to the Bank pursuant to Section 3 hereof. Such financing statements may describe the collateral in the same manner as described herein or may contain an indication or description of collateral that describes
such property in any other manner as Skadden may determine, in its sole discretion, is necessary, advisable or prudent to ensure the perfection of the security interest in the collateral granted to the Bank in connection herewith, including, without
limitation, describing such property as “all assets” or “all personal property.” 
  

 3 

 IN WITNESS WHEREOF, the undersigned have caused this Reassignment of Receivables to be duly
executed and delivered by their respective duly authorized officers on the day and year first above written. 
  

					
	 THE BANK OF NEW YORK MELLON,
as Trustee

		
	By:	 	 /s/ Michael Burack

		 	Name:	 	Michael Burack
		 	Title:	 	Senior Associate
	
	CHASE BANK USA,
	 NATIONAL ASSOCIATION,
as Transferor and as Servicer

		
	By:	 	 /s/ Keith W. Schuck

		 	Name:	 	Keith W. Schuck
		 	Title:	 	President

 Chase Credit Card Master
Trust 
 Reassignment No. 12 of Receivables 

			
		  	 Schedule I to
 Reassignment

 of Receivables

REMOVED ACCOUNTS

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00174-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00174-of-00352.parquet"}]]