Document:

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                                                                     EXHIBIT 4.1

                                                  INCORPORATED UNDER THE
                                              LAWS OF THE REPUBLIC OF LIBERIA

        RCL-06880

THIS CERTIFICATE TRANSFERABLE                SEE REVERSE FOR CERTAIN DEFINITIONS
   IN NEW YORK, NEW YORK                              CUSIP V778OT 10 3
AND CHARLOTTE, NORTH CAROLINA                   THE SHARES REPRESENTED BY THIS
                                                  CERTIFICATE ARE SUBJECT TO
                                                  RESTRICTIONS ON TRANSFER.
                                            SEE REVERSE SIDE OF THIS CERTIFICATE

                          ROYAL CARIBBEAN CRUISES LTD.

This Certifies that

is the owner of

                 FULLY PAID AND NON-ASSESSABLE SHARES OF COMMON
                     STOCK OF THE PAR VALUE OF $.01 EACH OF

ROYAL CARIBBEAN CRUISES, LTD. transferable on the books of this Corporation in
person or by attorney upon surrender of this Certificate properly endorsed. This
Certificate is not valid unless countersigned and registered by the Transfer
Agent and Registrar.

     In Witness Whereof, the said Corporation has caused this Certificate
to be endorsed by the facsimile signatures of its duly authorized officers
and to be sealed with the facsimile seal of the Corporation.

[SEAL]

DATED

/s/ MICHAEL J. SMITH                         /s/ B. GLUIN
--------------------------                   -----------------------------
    Michael J. Smith                             B. Gluin
    Secretary                                    Senior Vice President
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     The Shares represented by this certificate are subject to restrictions on
transfer. Unless excepted by the Board of Directors or exempted by the terms of
the Articles of Incorporation of Royal Caribbean Cruises Ltd., no Person may
(1) Beneficially Own Shares in excess of 4.9% of the outstanding Shares, by
value, vote or number, determined as provided in the Articles of Incorporation
of Royal Caribbean Cruises Ltd., and computed with regard to all outstanding
Shares and, to the extent provided by the Code, all Shares issuable under
existing options and exchange rights that have not been exercised; or (2)
Transfer Shares which would result in the Corporation being "closely held".
Unless so excepted, any acquisition of Shares and continued holding of
ownership constitutes a continuous representation of compliance with the above
limitations, and any Person who attempts to Beneficially Own Shares in excess
of the above limitations has an affirmative obligation to notify the
Corporation immediately upon such attempt. If the restrictions on transfer are
violated, the transfer will be void ab initio and the Shares represented hereby
will be designated and treated as Excess Shares that will be held in trust.
Excess Shares may not be transferred at a profit and may be purchased by the
Corporation. In addition, certain Beneficial Owners must give written notice as
to certain information on demand and on exceeding certain ownership levels. All
terms not defined in this legend have the meanings provided in the Articles of
Incorporation of Royal Caribbean Cruises Ltd. The Corporation will mail without
charge to any requesting shareholder a copy of the Articles of Incorporation,
including the express terms of each class and series of the authorized Shares
of the Corporation, within five (5) days after receipt by the Secretary of the
Corporation of a written request therefor.

                          ROYAL CARIBBEAN CRUISES LTD.

     The Corporation will furnish without charge to each stockholder who so
requests from the Corporation's principal office in Miami, Florida, attn:
Corporate Secretary, a statement of the designation, relative rights,
preferences and limitations of each class of stock or series thereof and the
authority of the board to fix the relative rights, preferences and limitations
of preferred stock.

                              --------------------

     The following abbreviations, when used in the inscription on the face of
this certificate, shall be construed as though they were written out in full
according to applicable laws or regulations:

TEN COM- as tenants in common       UNIF GIFT MIN ACT- ________ Custodian ______
TEN ENT- as tenants by the entireties                  (Cust)            (Minor)
 JT TEN- as joint tenants with                   under Uniform Gift to Minors
         right of survivorship and               Act ___________________________
         not as tenants in common                              (State)

    Additional abbreviations may also be used though not in the above list.

     For value received, ____________ hereby sell, assign and transfer unto

     PLEASE INSERT SOCIAL SECURITY OR OTHER
         IDENTIFYING NUMBER OF ASSIGNEE
___________________________________________
|                                         |
|_________________________________________|_____________________________________

________________________________________________________________________________
 (PLEASE PRINT OR TYPEWRITE NAME AND ADDRESS, INCLUDING ZIP CODE, OF ASSIGNEE)

________________________________________________________________________________

________________________________________________________________________________

_________________________________________________________________________ Shares
of the Common Stock represented by the within certificate, and do hereby
irrevocably constitute and appoint _____________________________________________
____________________________________________________________________ Attorney to
transfer the said shares on the books of the within named Corporation with full
power of substitution in the premises.

Dated _______________________

                                             X _________________________________

                                             X _________________________________
                                               NOTICE: THE SIGNATURE(S) TO THE
                                               ASSIGNMENT MUST CORRESPOND WITH
                                               THE NAME(S) AS WRITTEN UPON THE
                                               FACE OF THE CERTIFICATE IN EVERY
                                               PARTICULAR WITHOUT ALTERATION OR
                                               ENLARGEMENT OR ANY CHANGE
                                               WHATEVER.

                    SIGNATURE(S) GUARANTEED:  __________________________________

                                               THE SIGNATURE(S) SHOULD BE
                                               GUARANTEED BY AN ELIGIBLE
                                               GUARANTOR INSTITUTION. (BANKS,
                                               STOCKBROKERS, SAVINGS AND LOAN
                                               ASSOCIATIONS AND CREDIT UNIONS
                                               WITH MEMBERSHIP IN AN APPROVED
                                               SIGNATURE GUARANTEE MEDALLION
                                               PROGRAM), PURSUANT TO S.E.C. RULE
                                               17Ad-15.<PAGE>   1
                                                                     Exhibit 4.1

                              RICHARD R. DWYER, JR.
                              10100 W. Sample Road
                                    Suite 304
                             Coral Springs, FL 33065
                     (954) 346-7557 Phone (954) 346-3488 Fax

June 2, 1997

Mr. Scott Siegel
First Aid Direct, Inc.
10211 MW 53rd Street
Sunrise, FL 33351

Gentlemen:

         This letter shall constitute the terms of the Consulting Agreement
among and between Richard R. Dwyer, Jr., ("RRD"), an individual, and First Aid
Direct, Inc. ("FAD"), a Florida corporation. For ten dollars and other good and
valuable consideration it is agreed as follows:

         1.     Employment. RRD is retained by FAD to provide FAD with corporate
development consulting.

         2.     Service to be performed by RRD. RRD shall act as a consultant to
FAD to provide the following:

                a.    Assistance in preparation of due-diligence material.
                b.    Preparation and dissemination of FAD press releases.
                c.    Strategic consulting pertaining to Internet website
                      features and development.
                d.    Assistance with management recruiting.

         3.     Compensation. In consideration for the performance of the
services by RRD under this Agreement, RRD shall receive the following
compensation:

                a.    A five-year option to purchase 80,000 shares of FAD common
                      stock from treasury (the "Common Stock") at an exercise
                      price of $.10 per share.
                b.    FAD shall reimburse RRD, within 15 days of submission of
                      an invoice, for all out of pocket expenses pre-approved in
                      writing.

         4.     Registration Rights.

                a.    FAD agrees that it will as soon as reasonably practicable
                      and at the sole expense of FAD, register the shares of
                      Common Stock issuable upon the

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                      RRD Option under the Securities Act of 1933 (the "Act")
                      for resale by RRD. Such securities shall be registered on
                      a Form S-8 Registration Statement or, if such form is not
                      available, then upon another form which FAD is eligible to
                      use. FAD shall supply prospectuses meeting requirements of
                      the Act and such other documents as RRD may reasonably
                      request for at least one year following the effectiveness
                      of such registration in order to facilitate the public
                      sale or disposition of such securities, to register and
                      qualify any of such securities for sale in such states as
                      RRD designates and do any and all other acts and things
                      which may be necessary or desirable to enable RRD to
                      consummate the public sale or other disposition of such
                      securities.

                b.    RRD has knowledge and experience in business matters that
                      such is capable of evaluating the merits and risks of an
                      investment in FAD. RRD is familiar with the nature and
                      risks inherent in investments in unregistered securities
                      and in the business in which FAD engages and has
                      determined that an investment in FAD is consistent with
                      its investment objectives and income prospects. RRD
                      represents and warrants that it is an accredited investor
                      as defined in Rule 502(a) of Regulation D promulgated
                      under the Act. RRD is acquiring the shares of Common Stock
                      underlying the Option to be issued, for its own account
                      for investment purposes only and not with a view toward
                      resale or distribution of such shares either in whole or
                      in part.

         5.     Term. This Agreement shall be effective for a period of six
months, commencing upon the date of execution of this Agreement, provided that
RRD continues to perform the services listed in section 2.

         6.     Joint Relationship. Nothing contained in this Agreement shall be
construed to imply a joint venture or partnership or principle/agent
relationship between the parties hereto, and no party by this Agreement shall
have any right, power or authority to act or create any obligation, expressed or
implied, on behalf of the other party other than as set forth herein.

         7.     Confidential Information. The parties hereto recognize that a
major need of FAD is to preserve its trade secrets and confidential information.
By reason of this Agreement, RRD will have access to, and will obtain
specialized knowledge, trade secrets and confidential information about FAD s
plans and operations. Therefore, RRD hereby agrees that during and after the
Term RRD will not use (other than in performing services hereunder), disclose to
others, or publish any confidential information about the affairs of FAD,
including but not limited to confidential information concerning FAD s products,
methods, analytical techniques, technical information, customer information,
employee information, and other confidential information acquired by it in the
of its past or future services for FAD. RRD agrees to take responsibility and
appropriate steps to prevent the improper or inadvertent disclosure of any such

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confidential information. RRD further acknowledges that it may from time to time
in the performance of services under this Agreement come into possession of
information that could be deemed to be material non-public information and that
the possession of such information may limit RRD s ability to sell shares
underlying its Option.

         8.     Entire Agreement. This Agreement represents the entire Agreement
between the parties and is not subject to alteration, modification or change
except in writing signed by each of the parties. A waiver of any term or
condition of this Agreement shall not be assignable or transferable.

         9.     Notices. Any notice with respect to this Agreement shall be sent
via registered mail, return receipt requested, to each of the parties at the
address designated at the top of page one.

         10.    Choice of Law. This Agreement shall be governed and construed
under the laws of the State of Florida.

         11.    Disputes. The prevailing party in any dispute pursuant to this
Agreement shall be entitled to reasonable attorneys  fees and costs.

         If the foregoing meets with your approval, please indicate by
counter-signing below.

                                              Sincerely,

                                              By: /s/ Richard R. Dwyer, Jr.
                                                  ------------------------------
                                              Richard R. Dwyer, Jr.

AGREED TO AND ACCEPTED:

First Aid Direct, Inc.

/s/ Scott Siegel                            June 2, 1997
----------------------                      ------------
Scott Siegel                                Date
President & CEO

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