Document:

EX-4.6

 Exhibit 4.6 

Execution Copy 

SECOND AMENDED AND RESTATED SUPPLEMENTAL SERVICING AGREEMENT 

THIS SECOND AMENDED AND RESTATED SUPPLEMENTAL SERVICING AGREEMENT is made as of April 1, 2018 (this
“Agreement”), among American Express Travel Related Services Company, Inc., a New York corporation (the “Servicer”), American Express National Bank, a national banking association (“AENB” or the
“Subservicer”), and American Express Receivables Financing Corporation VIII LLC, a Delaware limited liability company (“RFC VIII” or the “Transferor”). 

RECITALS 

WHEREAS, the Servicer, the Transferor, the American Express Issuance Trust II (the “Trust”) and The Bank of
New York Mellon, as Indenture Trustee (in such capacity, the “Indenture Trustee”), have previously entered into the Servicing Agreement, dated as of October 24, 2012, as amended and restated as of March 12, 2013 (as so
amended and supplemented and otherwise modified prior to the date hereof, the “Existing Servicing Agreement”); 

WHEREAS, pursuant to the Existing Servicing Agreement, the Servicer was engaged to service and administer, or cause to be
serviced and administered, the Receivables; 
 WHEREAS, the Transferor and the Servicer, together with American Express
Centurion Bank, a Utah state-chartered industrial bank (“Centurion”), as a subservicer prior to the date hereof (the “Bank Merger Date”), and American Express Bank, FSB, a federal savings bank
(“FSB”), as a subservicer prior to the Bank Merger Date, have previously entered into a Supplemental Servicing Agreement, dated as of October 24, 2012 (as so amended and supplemented and otherwise modified prior to the date
hereof, the “Original Supplemental Servicing Agreement”) to memorialize the terms on which the Servicer is compensated for servicing and administering the Receivables allocated to the Transferor Interest pursuant to the Existing
Servicing Agreement and the Indenture, dated as of October 24, 2012, as amended and restated as of March 12, 2013 and as of July 29, 2016, between the Trust and the Indenture Trustee (as so amended and restated and as further amended
and supplemented from time to time, the “Existing Indenture”); 
 WHEREAS, as of the Bank Merger Date,
(i) Centurion has converted into AENB pursuant to the National Bank Act and regulations of the Office of the Comptroller of the Currency and (ii) FSB has merged with and into AENB pursuant to the Agreement and Plan of Merger, dated
February 23, 2018, between AENB and FSB; 
 WHEREAS, concurrently with the execution of this Agreement, (i) the
Existing Servicing Agreement is being amended and restated pursuant to the Third Amended and Restated Servicing Agreement, dated as of April 1, 2018 (as so amended and restated and as otherwise modified from time to time, the “Servicing
Agreement”), among the Transferor, the Servicer, the Trust and the Indenture Trustee and (ii) the Existing Indenture is being amended and restated pursuant to the Third Amended and Restated Indenture, dated as of April 1, 2018 (as
so amended and restated and as otherwise modified from time to time, the “Indenture”) between the Trust and the Indenture Trustee; and 

 WHEREAS, pursuant to this Agreement, the parties hereto desire to amend and
restate the Original Supplemental Servicing Agreement in its entirety in order to, among other things, reflect the conversion of Centurion into AENB and the merger of FSB with and into AENB. 

NOW, THEREFORE, in consideration of the mutual covenants and agreements contained in this Agreement, and for other valuable
consideration the receipt and sufficiency of which are hereby acknowledged, the Servicer, the Subservicer, and the Transferor hereby agree as follows: 

1. Definitions. Capitalized terms used herein and not otherwise defined shall have the meanings set forth in the
Servicing Agreement, a copy of which has been delivered by the Servicer to the Subservicer. 
 2. Servicing Compensation
Relating to the Transferor Interest. As compensation for servicing and administering the Receivables allocated to the Transferor Interest pursuant to the Servicing Agreement and the Indenture, the Transferor shall pay to the Servicer, in
immediately available funds on each Payment Date, a servicing fee in an amount equal to one-twelfth of the product of (i) 2% and (ii) the Transferor Amount as of the last day of the Monthly Period
preceding such Payment Date. 
 3. Engagement of the Subservicer. Pursuant to Section 3.1 of the Servicing
Agreement, the Servicer hereby confirms engagement of AENB to subservice and administer the Receivables arising in the Accounts owned by AENB (the “Receivables”). AENB hereby accepts such engagement under this Agreement. 

4. Subservicing Fees. (a) As compensation for subservicing and administering the Receivables in accordance with this
Agreement, the Servicer shall pay to the Subservicer, in immediately available funds on each Payment Date, a subservicing fee in an amount equal to $1,000 (the “Subservicing Fee”). The Subservicing Fee may be adjusted from time to
time to reflect such factors as the Servicer and the Subservicer mutually agree will result in a Subservicing Fee determined to be fair consideration for the subservicing and administrative obligations performed by the Subservicer. 

(b) Payment of the Subservicing Fees shall be independent of, and shall not be conditioned in any way on, the receipt by the
Servicer of the Servicing Fee under the Servicing Agreement or the servicing compensation described in Section 2 of this Agreement. 

5. Duties of the Subservicer. (a) As agent for the Servicer, the Subservicer shall take all actions reasonably
requested by the Servicer to subservice and administer the Receivables, to collect and deposit into the Collection Account, a Segregation Account or any other account payments due under such Receivables and to
charge-off as uncollectible such Receivables, in each case in accordance with the Servicing Agreement, the applicable Account Agreements, the applicable Account Guidelines, and the Subservicer’s customary
and usual servicing procedures for servicing credit or charge receivables comparable to such Receivables. As agent for the Servicer, the Subservicer shall have full power and authority, whether acting in its own name or on behalf of another and
whether acting alone or through the Servicer, to do any 

  
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 and all things in connection with such subservicing and administration which it may deem
necessary or desirable and which is permitted of the Servicer under the Servicing Agreement. 
 (b) The Subservicer shall
not be obligated to use separate servicing procedures, offices, employees, or accounts for subservicing the Receivables from the procedures, offices, employees, and accounts used by the Subservicer in connection with servicing other comparable
receivables. The Subservicer may commingle Collections on the Receivables to the extent permitted of the Servicer under the Servicing Agreement. 

(c) The Servicer shall furnish the Subservicer with any files, records, or documents necessary or appropriate to enable the
Subservicer to carry out its subservicing and administrative duties hereunder. The Subservicer shall furnish the Servicer with any files, records, or documents necessary or appropriate to enable the Servicer to carry out its servicing and
administrative duties under the Servicing Agreement. 
 (d) The Subservicer shall pay out of its own funds, without
reimbursement, all expenses incurred in connection with its subservicing activities hereunder. 
 (e) The Subservicer shall
duly satisfy all obligations on its part to be fulfilled under or in connection with each Receivable and the related Account, will maintain in effect all qualifications required under Requirements of Law in order to subservice properly each
Receivable and the related Account, and will comply in all material respects with all other Requirements of Law in connection with subservicing each Receivable and the related Account, the failure to comply with which would have an Adverse Effect.

 (f) The Subservicer shall not authorize any rescission or cancellation of any Receivable except in accordance with the
applicable Account Guidelines or as ordered by a court of competent jurisdiction or other Governmental Authority. 
 (g)
The Subservicer shall not take any action which, or omit to take any action the omission of which, would impair the rights of the Trust or the Indenture Trustee in any Receivable. The Subservicer shall not reschedule, revise, or defer payments due
on any Receivable except in accordance with the applicable Account Guidelines, nor shall it sell any assets in the Trust. 

(h) Except in connection with its enforcement or collection of an Account, the Subservicer shall not take any action to cause
any Receivable to be evidenced by any instrument (as defined in the UCC). 
 (i) As reasonably requested by the Servicer,
the Subservicer shall (i) furnish the Servicer with true and complete copies of all reports, statements, certificates, notices, and other documents received or generated by the Subservicer in connection with its duties hereunder and
(ii) cooperate with the Servicer in taking any and all actions which the Servicer deems necessary in order for it to satisfactorily perform its obligations under the Servicing Agreement. Nothing in this Agreement shall be construed as granting
to a Subservicer any right or power with respect to the Receivables that is more expansive than that granted to the Servicer under the Servicing Agreement. 

  
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 6. Reimbursement of the Servicer. The Subservicer, severally and not
jointly, shall reimburse the Servicer for any loss arising from a claim or demand (including any claim for damages and any demand to accept an assignment of Receivables) that is made against the Servicer under the Servicing Agreement and that arises
from the Subservicer’s misconduct, negligence, or failure to abide by the terms of this Agreement (including provisions of the Servicing Agreement made applicable by this Agreement). 

7. Representations, Warranties, and Covenants of the Parties. Each party, for and as to itself only, hereby makes the
following representations, warranties, and covenants for the benefit of the other parties: 
 (a) Such party is and will
remain a legal entity duly organized and validly existing in good standing under the laws of the jurisdiction of its organization. Such party has, in all material respects, full power and authority to own its properties and conduct its business as
presently owned or conducted. Such party has and will have, in all material respects, full power and authority to execute, deliver, and perform its obligations under this Agreement. 

(b) Such party is and will remain duly qualified to do business, is and will remain in good standing as a foreign entity (or
is exempt from such requirements), and has obtained and will retain all necessary licenses and approvals, in each jurisdiction in which its obligations under this Agreement require such qualification, except where the failure to so qualify or obtain
licenses or approvals would not have a material adverse effect on its ability to perform its obligations under this Agreement. 

(c) Such party’s execution, delivery, and performance of this Agreement have been duly authorized by all necessary
action on the part of such party. 
 (d) This Agreement constitutes a legal, valid, and binding obligation of such party,
enforceable in accordance with its terms, except as such enforceability may be limited by applicable bankruptcy, insolvency, or other similar laws affecting creditors’ rights generally or by general principles of equity. 

(e) The execution and delivery of this Agreement by such party, and the performance by such party of the transactions
contemplated by this Agreement, and the fulfillment by such party of the terms hereof and thereof applicable to such party, will not conflict with, violate or result in any breach of any of the material terms and provisions of, or constitute (with
or without notice or lapse of time or both) a material default under, any indenture, contract, agreement, mortgage, deed of trust, or other instrument to which such party is a party or by which it or its properties are bound. 

(f) The execution and delivery of this Agreement by such party, the performance by such party of the transactions
contemplated by this Agreement, and the fulfillment by such party of the terms hereof and thereof applicable to such party, will not conflict with or violate any Requirements of Law applicable to such party. 

(g) There are no proceedings or investigations pending or, to the best knowledge of such party, threatened against such party
before any Governmental Authority seeking to prevent the consummation of any of the transactions contemplated by this Agreement 

  
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or seeking any determination or ruling that, in the reasonable judgment of such party, would materially and adversely affect the performance by such party of its obligations under this Agreement.

 (h) All authorizations, consents, orders, or approvals of or registrations or declarations with any Governmental
Authority required to be obtained, effected, or given by such party in connection with the execution and delivery of this Agreement by such party, and the performance of the transactions contemplated by this Agreement by such party, have been duly
obtained, effected, or given and are and will remain in full force and effect. 
 8. Resignation or Termination of the
Subservicer. The Subservicer may resign at any time upon at least 45 days prior written notice to the Servicer. The Servicer may terminate the Subservicer at any time upon at least 45 days prior written notice to the Subservicer. The Servicer
also may terminate the Subservicer at any time without prior notice if (i) the Subservicer fails to perform its obligations hereunder or (ii) any event occurs which materially and adversely affects the ability of the Subservicer or the
Servicer to collect the Receivables, the ability of the Subservicer to perform its obligations hereunder, or the ability of the Servicer to perform its obligations under the Servicing Agreement. 

9. Term. Except as provided in Section 8 of this Agreement, this Agreement shall continue in full force and
effect until the earlier of (i) the termination of the Servicer under the Servicing Agreement or (ii) the termination of the Servicing Agreement. 

10. Notices. All notices, requests, and other communications permitted or required hereunder shall be in writing and
shall be delivered personally or mailed by certified mail, postage prepaid and return receipt requested, or by telex or facsimile as follows: 

If to the Servicer, addressed to: 

American Express Travel Related Services Company, Inc. 

American Express Tower 

World Financial Center 

200 Vesey Street 

New York, New York 10285 

Attn: Treasurer (facsimile no. (212) 640-0405), 

If to AENB, addressed to: 

American Express National Bank 

4315 South 2700 West 

Room 1900 

Mail Code 02-01-50 

Salt Lake City, Utah 84184 

Attn: President (facsimile no. (801) 945-4711), and 

If to RFC VIII, addressed to: 

American Express Receivables Financing Corporation VIII LLC 

  
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 200 Vesey Street 

30th Floor, Room 505A 

New York, New York 10285 

Attn: President (facsimile no. (212) 640-0404), 

with a copy to American Express Travel Related Services Company, Inc., as administrator, 200 Vesey Street, New York, New York
10285, Attention: Treasurer (facsimile no. (212) 640-0405), 
 or to such other place within the
United States of America as any party may designate as to itself by written notice to the other parties. All notices given by personal delivery or mail shall be effective on the date of actual receipt at the appropriate address. Notice given by
telex or facsimile shall be effective upon actual receipt if received during the recipient’s normal business hours or the beginning of the next business day after receipt if received after the recipient’s normal business hours. 

11. Non-Petition Covenant. The Servicer and the Subservicer hereby covenants
and agrees that it will not at any time institute against any Transferor, or join in instituting against the Transferor, any case or proceeding under the United States Bankruptcy Code or any other bankruptcy, insolvency, or similar law. 

12. Successors and Assigns. This Agreement shall be binding on the parties hereto and their respective successors and
assigns; provided, however, that the Subservicer may not assign any of its rights or delegate any of its duties hereunder without the prior written consent of the Servicer. 

13. Severability. The provisions of this Agreement are intended to be severable. If any provision of this Agreement
shall be held invalid or unenforceable in whole or in part in any jurisdiction, such provision shall, as to such jurisdiction, be ineffective to the extent of such invalidity or unenforceability without in any manner affecting the validity or
enforceability of such provision in any other jurisdiction or the remaining provisions hereof in any jurisdiction. 
 14.
Counterparts. This Agreement may be executed in any number of counterparts, all of which taken together shall constitute one and the same instrument, and any of the parties hereto may execute this Agreement by signing any such counterpart.

 15. GOVERNING LAW. THIS AGREEMENT SHALL BE GOVERNED AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF NEW
YORK, WITHOUT REGARD TO ITS CONFLICTS OF LAW PROVISIONS, AND THE OBLIGATIONS, RIGHTS, AND REMEDIES OF THE PARTIES HEREUNDER SHALL BE DETERMINED IN ACCORDANCE WITH SUCH LAWS. 

16. Captions. The captions in this Agreement are for convenience of reference only and shall not define or limit any
of the terms or provisions hereof. 
 17. Entire Agreement; Amendments; Waiver. This Agreement constitutes the
entire agreement of the parties on the subject matter addressed herein and supersedes any other 

  
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 agreement of the parties on such subject matter. This Agreement may not be amended, and no rights
hereunder may be waived, except by a written document signed by the duly authorized representatives of the parties. No waiver of any of the provisions of this Agreement shall be deemed to be or shall constitute a waiver of any other provisions
hereof (whether or not similar), nor shall such waiver constitute a continuing waiver unless otherwise expressly provided. 
 [The
remainder of this page is left blank intentionally.] 

  
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 IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be duly
executed as of the day and year first above written. 
  

			
	AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
		
	By:	 	 /s/ David L. Yowan

		 	Name: David L. Yowan
		 	Title: Treasurer
	
	AMERICAN EXPRESS NATIONAL BANK
		
	By:	 	 /s/ Denise D. Roberts

		 	Name: Denise D. Roberts
		 	Title: Chief Financial Officer and Treasurer
	
	AMERICAN EXPRESS RECEIVABLES FINANCING CORPORATION VIII LLC
		
	By:	 	 /s/ David J. Hoberman

		 	Name: David J. Hoberman
		 	Title: President

 [Second Amended and Restated Supplemental Servicing Agreement]EX-4.7

 Exhibit 4.7 

Execution Copy 
  

 
  
  

 
 AMENDED AND RESTATED DEFAULTED
RECEIVABLES 
 SUPPLEMENTAL SERVICING AGREEMENT 

among 
 AMERICAN EXPRESS TRAVEL
RELATED SERVICING COMPANY, INC., 
 as Servicer 

AMERICAN EXPRESS NATIONAL BANK, 

as Subservicer 
 and 

AMERICAN EXPRESS RECEIVABLES FINANCING CORPORATION VIII LLC, 

as Transferor 
 Dated as of
April 1, 2018 
  
  

 This Amended and Restated Defaulted Receivables Supplemental Servicing Agreement
(this “Agreement”) is made as of April 1, 2018, among American Express Travel Related Services Company, Inc. (“TRS”), as Servicer (in such capacity, the “Servicer”), American Express National
Bank, as Subservicer (“AENB” or the “Subservicer”), and American Express Receivables Financing Corporation VIII LLC, as Transferor (“RFC VIII” or the “Transferor”). 

BACKGROUND 

American Express Centurion Bank (“Centurion”) and TRS previously entered into a Receivables Purchase
Agreement, dated as of October 24, 2012, as amended and restated from time to time, mostly recently as of July 29, 2016 (as further amended, supplemented or otherwise modified from time to time prior to the date hereof, the
“Centurion/TRS Receivables Purchase Agreement”). Pursuant to Section 2.01(a) of the Centurion/TRS Receivables Purchase Agreement, Centurion has sold from time to time to TRS the Purchased Assets (as defined therein). Pursuant
to Section 2.01(f) of the Centurion/TRS Receivables Purchase Agreement, each Account has continue to be owned by Centurion and has not been a Purchased Asset. 

American Express Bank, FSB (“FSB”) and TRS previously entered into a Receivables Purchase Agreement, dated as
of October 24, 2012, as amended and restated from time to time, most recently as of July 29, 2016 (as further amended, supplemented or otherwise modified from time to time prior to the date hereof, the “FSB/TRS Receivables Purchase
Agreement”). Pursuant to Section 2.01(a) of the FSB/TRS Receivables Purchase Agreement, FSB has sold from time to time to TRS the Purchased Assets (as defined therein). Pursuant to Section 2.01(f) of the FSB/TRS Receivables
Purchase Agreement, each Account has continued to be owned by FSB and has not been a Purchased Asset.     

TRS and RFC VIII previously entered into a Receivables Purchase Agreement, dated as of October 24, 2012, as amended and
restated from time to time, most recently as of July 29, 2016 (as further amended, supplemented or otherwise modified from time to time prior to the date hereof, the “Existing TRS/RFC VIII Receivables Purchase Agreement”).
Pursuant to Section 2.01(a) of the TRS/RFC VIII Receivables Purchase Agreement, TRS sells to the Transferor the Purchased Assets (as defined therein). Pursuant to Section 2.01(f) of the TRS/RFC VIII Receivables Purchase Agreement, each
Account will continue to be owned by the related Account Owner and is not a Purchased Asset. 
 RFC VIII, the American
Express Issuance Trust II (the “Trust”) and The Bank of New York Mellon (the “Indenture Trustee”) previously entered into a Transfer Agreement, dated as of October 24, 2012, as amended and restated as of
March 12, 2013 and as of July 29, 2016 (as further amended, supplemented or otherwise modified from time to time prior to the date hereof, the “Existing Transfer Agreement”). Pursuant to Section 2.1(a) of the Existing
Transfer Agreement, RFC VIII assigns to the Trust the Trust Assets. Each Account has continued to be owned by Centurion or FSB, as applicable, and has not been a Trust Asset. 

RFC VIII, the Servicer, the Trust and the Indenture Trustee previously entered into a Servicing Agreement, , dated as of
October 24, 2012, as amended and restated as of March 12, 2013 and as of July 29, 2016 (as further amended, supplemented or otherwise modified from 

 
time to time prior to the date hereof, the “Existing Servicing Agreement”). Pursuant to Section 3.1(a) of the Existing Servicing Agreement, the Transferor has appointed TRS
as the Servicer to service and administer the Receivables. Pursuant to Section 3.1(b) of the Existing Servicing Agreement, the Servicer has the full power and authority, whether acting in its own name or on behalf of another and whether acting
alone or through a party properly designated by it, to do any and all things in connection with such servicing and administration which it may deem necessary or desirable, including, among other things, the power and authority to commence collection
or enforcement proceedings with respect to delinquent Receivables, including the Defaulted Receivables. 
 Pursuant to
Section 2.14(d) of the Existing Transfer Agreement, when a Receivable becomes a Defaulted Receivable, it is transferred automatically by the Indenture Trustee and the Trust to the Transferor. The Servicer remains obligated to service the
Defaulted Receivable, and the Indenture Trustee, for the benefit of the Trust, remains entitled to all Recoveries on the Defaulted Receivable. 

The Servicer, Centurion and FSB, as subservicers, and the Transferor, have previously entered into the Supplemental Servicing
Agreement, dated as of October 24, 2012, as amended and restated from time to time, most recently as of March 12, 2013 (as further amended, supplemented or otherwise modified from time to time prior to the date hereof, the
“Existing Supplemental Servicing Agreement”). Pursuant to Section 3 of the Existing Supplemental Servicing Agreement, the Servicer has engaged Centurion and FSB, as subservicers, to subservice and administer the Receivables
arising in the Accounts owned by them. 
 Pursuant to Section 5(a) of the Existing Supplemental Servicing Agreement,
each of Centurion and FSB, as subservicers, has been granted the full power and authority, whether acting in its own name or on behalf of another and whether acting alone or through the Servicer, to do any and all things in connection with the
subservicing and administration of the Receivables which it may deem necessary or desirable and which is permitted of the Servicer under the Existing Servicing Agreement, including, among other things, the power and authority to commence collection
or enforcement proceedings with respect to delinquent Receivables, including the Defaulted Receivables. 
 The Servicer,
Centurion and FSB, as subservicers, and the Transferor have previously entered into a Defaulted Receivables Supplemental Servicing Agreement, dated as of March 12, 2013 (as amended, supplemented or otherwise modified from time to time prior to
the date hereof, the “Original Defaulted Receivables Supplemental Servicing Agreement”), for the purpose of facilitating the servicing of Defaulted Receivables by the Servicer and Centurion and FSB, as subservicers, and the transfer
of Recoveries to the Indenture Trustee, for the benefit of the Trust. 
 As of April 1, 2018 (the “Bank Merger
Date”), (i) Centurion has converted into AENB pursuant to the National Bank Act and regulations of the Office of the Comptroller of the Currency, and (ii) FSB has merged with and into AENB pursuant to the Agreement and Plan of Merger,
dated February 23, 2018, between AENB and FSB. 

  
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 As of the Bank Merger Date, (i) AENB and TRS propose to amend and restate
the Centurion/TRS Receivables Purchase Agreement and the FSB/TRS Receivables Purchase Agreement pursuant to the Amended and Restated Receivables Purchase Agreement, dated as of the Bank Merger Date (as so amended and restated and as further amended,
supplemented or otherwise modified from time to time, the “AENB/TRS Receivables Purchase Agreement”), (ii) TRS and RFC VIII propose to amend and restate the Existing TRS/RFC VIII Receivables Purchase Agreement pursuant to the Second
Amended and Restated Receivables Purchase Agreement, dated as of the Bank Merger Date (as so amended and restated and as further amended, supplemented or otherwise modified from time to time, the “TRS/RFC VIII Receivables Purchase
Agreement”), (iii) the Transferor, the Indenture Trustee, the Trust and the Servicer, propose to amend and restate the Existing Servicing Agreement pursuant to the Third Amended and Restated Servicing Agreement, dated as of the Bank Merger
Date (as so amended and restated and as further amended, supplemented or otherwise modified from time to time, the “Servicing Agreement”), (iv) the Transferor, the Indenture Trustee and the Trust propose to amend and restate the
Existing Transfer Agreement pursuant to the Third Amended and Restated Transfer Agreement, dated as of the Bank Merger Date (as so amended and restated and as further amended, supplemented or otherwise modified from time to time, the
“Transfer Agreement”), (v) the Servicer, the Subservicer, and the Transferor propose to amend the Existing Supplemental Servicing Agreement pursuant to the Second Amended and Restated Supplemental Servicing Agreement, dated as of
the Bank Merger Date (as so amended and restated and as further amended, supplemented or otherwise modified from time to time, the “Supplemental Servicing Agreement”), and (vi) the Servicer, the Subservicer and the Transferor
propose to amend the Original Defaulted Receivables Supplemental Servicing Agreement pursuant to this Agreement, in each case, to, among other things, reflect the conversion of Centurion into, the merger of FSB with and into, and the assumption of
the performance of the covenants and obligations of Centurion and FSB thereunder by, AENB. 
 AGREEMENT 

In consideration of the background and the mutual promises in this Agreement and for other valuable consideration, the receipt
and adequacy of which are acknowledged, the parties agree to the following: 
 ARTICLE I 

DEFINITIONS AND RULES OF CONSTRUCTION 

Section 1.01. Definitions. The following definitions apply in this Agreement: 

“Account” has the meaning set forth in the applicable Transaction Agreement. 

“Account Owner” has the meaning set forth in the applicable Transaction Agreement. 

“AENB” has the meaning set forth in the first paragraph of this Agreement. 

  
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 “AENB/TRS Receivables Purchase Agreement” has the meaning set
forth in the recitals to this Agreement. 
 “Agreement” has the meaning set forth in the first paragraph of
this document. 
 “Bank Merger Date” has the meaning set forth in the recitals of this Agreement.
“Centurion” has the meaning set forth in the recitals to this Agreement. 
 “Centurion/TRS Receivables
Purchase Agreement” has the meaning set forth in the recitals to this Agreement. 
 “Closing Date”
means the close of business on March 12, 2013. 
 “Defaulted Receivable” has the meaning set forth in
the Transfer Agreement. 
 “Existing TRS/RFC VIII Receivables Purchase Agreement” has the meaning set forth
in the recitals to this Agreement. 
 “Existing Servicing Agreement” has the meaning set forth in the
recitals to this Agreement. 
 “Existing Supplemental Servicing Agreement” has the meaning set forth in the
recitals to this Agreement. 
 “Existing Transfer Agreement” has the meaning set forth in the recitals to
this Agreement. 
 “FSB” has the meaning set forth in the recitals to this Agreement. 

“FSB/TRS Receivables Purchase Agreement” has the meaning set forth in the recitals to this Agreement. 

“Indenture Trustee” means The Bank of New York Mellon, as Indenture Trustee of the Trust. 

“Original Defaulted Receivables Supplemental Servicing Agreement” has the meaning set forth in the recitals
to this Agreement. 
 “Purchased Assets” has the meaning set forth in the applicable Receivables Purchase
Agreement. 
 “Receivable” has the meaning set forth in the Transfer Agreement. 

“Receivables Purchase Agreements” means the AENB/TRS Receivables Purchase Agreement, and the TRS/RFC VIII
Receivables Purchase Agreement. 
 “Recoveries” has the meaning set forth in the Transfer Agreement. 

  
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 “Servicer” has the meaning set forth in the first paragraph of
this Agreement. 
 “Servicing Agreement” has the meaning set forth in the recitals to this Agreement. 

“Servicing Fee” has the meaning set forth in the Servicing Agreement. 

“Subservicer” has the meaning set forth in the first paragraph of this Agreement. 

“Subservicing Fee” has the meaning set forth in the Supplemental Servicing Agreement. 

“Supplemental Servicing Agreement” has the meaning set forth in the recitals to this Agreement. 

“Transaction Agreements” means the Receivables Purchase Agreements, the Transfer Agreement, the Servicing
Agreement and the Supplemental Servicing Agreement. 
 “Transfer Agreement” has the meaning set forth in
the recitals to this Agreement. “Transferor” has the meaning set forth in the first paragraph of this Agreement. “TRS” has the meaning set forth in the first paragraph of this Agreement. 

“TRS/RFC VIII Receivables Purchase Agreement” has the meaning set forth in the recitals to this Agreement.

 “Trust” means American Express Issuance Trust II. 

“Trust Assets” has the meaning set forth in the Transfer Agreement. 

Section 1.02. Other Definitional Provisions. Each capitalized term used herein and not otherwise defined herein
shall have the meaning ascribed to it in the applicable Transaction Agreement. 
 Section 1.03. Rules of
Construction. The term “include” introduces a nonexhaustive list. The canon of ejusdem generis may be applied only in the context of this Agreement’s purpose and not merely in the context of a particular phrase. A reference
to any law is to that law as amended or supplemented to the applicable time. A reference to any agreement, document, policy, or procedure is to that agreement, document, policy, or procedure as amended or supplemented to the applicable time. A
reference to any person or entity includes that person’s or entity’s successors and permitted assigns. 
 ARTICLE II 

SERVICING AND TRANSFER FOR COLLECTION 

Section 2.01. Confirmation of Servicing. The Servicer is obligated under the Servicing Agreement to service and
administer each Defaulted Receivable that has been transferred automatically to the Transferor until all related Recoveries have been remitted to the Indenture 

  
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 Trustee, for the benefit of the Trust. The Subservicer has been engaged by the Servicer to
subservice and administer the Receivables arising in the Accounts owned by the Subservicer. Pursuant to such engagement, the Subservicer has the power and authority, whether acting in its own name or on behalf of another and whether acting alone or
through the Servicer, to do any and all things in connection with the subservicing and administration of the Receivables which it may deem necessary or desirable and which is permitted of the Servicer under the Servicing Agreement, including the
power and authority to commence collection or enforcement proceedings with respect to delinquent Receivables, including the Defaulted Receivables. Each of the Servicing Fee and the Subservicing Fee is an
arm’s-length and fair-market-value fee for all of the obligations of the Servicer and the Subservicer, as applicable, under the Servicing Agreement and the Supplemental Servicing Agreement, respectively,
including its obligation to service and administer each Defaulted Receivable. 
 Section 2.02. Confirmation of
Appointment as Agent for Collection. By executing this Agreement and without any further action, immediately after a Receivable becomes a Defaulted Receivable and is transferred to the Transferor by the Indenture Trustee and the Trust under
Section 2.14(d) of the Transfer Agreement, the Transferor confirms that the Servicer, and the Subservicer engaged by the Servicer, continues to be appointed as agent to collect all of the Transferor’s right, title, and interest in, to, and
under that Defaulted Receivable. In addition, the Transferor ratifies and affirms its prior appointment of the Servicer and the Subservicer engaged by the Servicer for collection of all of the Transferor’s right, title, and interest in, to, and
under the Receivables that became Defaulted Receivables before the Closing Date. The Servicer and the Subservicer engaged by the Servicer accepts such confirmation of appointment as agent to collect all of these Defaulted Receivables and distribute
the proceeds as specified in the Transaction Agreements, including, without limitation, distribution in accordance with the Indenture Trustee’s right, title, and interest in, to, and under all Recoveries allocable to the Defaulted Receivables.

 Section 2.03. Sale of Defaulted Receivables to Third-Party Purchasers. The Servicer, or the Subservicer, may
recover on Defaulted Receivables by selling them to third-party purchasers. The purchase price that is paid for any Defaulted Receivable by a third-party purchaser will be a Recovery that must be remitted to the Indenture Trustee. By executing this
Agreement and without any further action, the Transferor releases all of its right, title, and interest in, to, and under any Defaulted Receivable that is sold to a third-party purchaser upon the full and irrevocable payment of the related purchase
price. 
 Section 2.04. Transfer of Recoveries. All Recoveries (including any payment described in
Section 2.03) must be remitted as required under the Transfer Agreement and the Servicing Agreement. 

Section 2.05. Representations and Warranties. On the Closing Date, each party represents and warrants that
(i) it has been duly formed and is validly existing in good standing under the laws of the jurisdiction of its organization, (ii) it has full power and authority, and has taken all necessary action, to duly authorize, execute, and deliver
this Agreement, to fulfill its obligations under this Agreement, and to consummate the transactions contemplated by this Agreement, (iii) its execution and delivery of this Agreement and its performance of the transactions contemplated by this
Agreement do not violate any applicable law, conflict with any 

  
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 agreement that is material to it, or require any approvals that it has not already obtained,
(iv) this Agreement constitutes its legal, valid, and binding obligation, enforceable in accordance with its terms, except as enforceability may be limited by bankruptcy, insolvency, or other laws affecting the rights of creditors generally or
by principles of equity, and (v) it is not insolvent and is not expected to become insolvent. 
 ARTICLE III 

TERM AND MISCELLANEOUS PROVISIONS 

Section 3.01. Term. Unless terminated earlier with the consent of each party, this Agreement will continue in full
force until the termination of the Servicing Agreement. 
 Section 3.02. Amendment. This Agreement can be
modified only by a written document that is executed by all of the parties. 
 Section 3.03. Governing Law. THIS
AGREEMENT IS GOVERNED BY AND MUST BE CONSTRUED ACCORDING TO THE LAWS OF THE STATE OF NEW YORK, REGARDLESS OF ITS CONFLICT OF LAW PROVISIONS, AND THE OBLIGATIONS, RIGHTS, AND REMEDIES OF THE PARTIES MUST BE DETERMINED ACCORDING TO THOSE LAWS. 

Section 3.04. Notices. All notices and other communications under this Agreement must be in writing and must be
given as described in the Servicing Agreement or the Supplemental Servicing Agreement, as applicable. 
 Section 3.05.
Severability. If any part of this Agreement is held to be invalid or otherwise unenforceable, the rest of this Agreement will be considered severable and will continue in full force for so long as this Agreement as modified continues to
express, without material change, the original intent of the parties and the deletion of the invalid or otherwise unenforceable part will not substantially impair the expectations of the parties or the practical realization of the benefits that
would otherwise be conferred on the parties. 
 Section 3.06. Assignment. No party can assign any interest in
this Agreement, unless (i) at least 10 days prior to the assignment, notice is given to the other party and (ii) the other party gives its prior written approval to the assignment. 

Section 3.07. Further Assurances. Each party must take all actions that are reasonably requested by the other
party to effect more fully the purposes of this Agreement. 
 Section 3.08. No Waiver; Cumulative Remedies. No
failure to exercise or delay in exercising any right or remedy under this Agreement will effect a waiver of that right or remedy. No single or partial exercise of any right or remedy under this Agreement will preclude any other or further exercise
of that right or remedy or any other right or remedy. Except as otherwise expressly provided, the rights and remedies under this Agreement are cumulative and not exhaustive. 

  
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 Section 3.09. Counterparts. This Agreement may be executed in any
number of counterparts, each of which will be considered an original but all of which together will constitute one agreement. 

Section 3.10. Binding Effect. This Agreement benefits and is binding on the parties and their successors and
permitted assigns. 
 Section 3.11. Merger and Integration. This Agreement contains all of the terms and
conditions relating to its subject matter to which the parties have agreed. All prior understandings of any kind are superseded by this Agreement. This Agreement is not, and does not effect, an amendment to the Transfer Agreement or the Servicing
Agreement. 
 Section 3.12. Headings. The headings are for reference only and may not affect the interpretation
of this Agreement. 
 Section 3.13. Nonpetition Covenant. Regardless of any prior termination of this Agreement,
no party (except for the Transferor to the extent prohibited by law from making this covenant in connection with itself) may file, commence, join, encourage, provide support for, or acquiesce in a petition, proceeding, or other action that causes
the Transferor or the Trust to be a debtor under the U.S. Bankruptcy Code or any other insolvency, bankruptcy, conservatorship, receivership, liquidation, reorganization, or other debtor relief law or that causes a trustee, conservator, receiver,
liquidator, or similar official to be appointed for Transferor, the Trust, or any substantial part of any of their property. 
 [The rest
of this page is left blank intentionally.] 

  
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 Executed by the parties through their duly authorized officers as of April 1, 2018. 

 

	
	AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
	
	By: /s/ David L. Yowan                             

	      Name: David L. Yowan
	      Title: Treasurer
	
	AMERICAN EXPRESS NATIONAL BANK
	
	By: /s/ Denise D. Roberts                          
	      Name: Denise D. Roberts
	      Title: Chief Financial Officer and Treasurer
	
	AMERICAN EXPRESS RECEIVABLES FINANCING CORPORATION VIII LLC
	
	By: /s/ David J. Hoberman                         
	      Name: David J. Hoberman
	      Title: President

  
 [Amended and Restated
Defaulted Receivables Supplemental Servicing Agreement]

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