Document:

Exhibit
10.98

 

SEPARATION
AND RELEASE AGREEMENT

 

THIS
SEPARATION AND RELEASE AGREEMENT (the “Agreement”) is made as of January 6, 2022 (the “Effective Date”)
by and among Investview, Inc., a Nevada corporation (together with its subsidiaries and affiliates, collectively, the “Company”),
Mario Romano (the “Executive”) and Wealth Engineering, LLC (“Wealth Engineering”).

 

W
I T N E S S E T H

 

WHEREAS,
the Company and the Executive are parties to a Founder Employment Agreement dated October 1, 2017 (the “Employment Agreement”)
pursuant to which the Executive served as Director of Finance and Investor Relations of the Company;

 

WHEREAS,
the Company and the Executive desire to terminate the Employment Agreement, together with any and all other arrangements, agreements
or understandings between them and between certain Affiliates and Related Parties (as such terms are defined in Section 15.1) of the
Executive and the Company, except as otherwise set forth herein, and to and terminate any and all claims by the Executive that relate
in any manner to any matter arising out of or relating in any way to the Executive’s employment with or separation from the service
of the Company, or that otherwise relate to the Executive’s relationship with the Company, and to take the other actions as provided
below; and

 

WHEREAS,
in conjunction with the termination of all such agreements, arrangements and understandings, the Executive does hereby tender his resignation
from the Company’s Board of Directors as of the Effective Date.

 

NOW,
THEREFORE, in consideration of the premises and mutual promises, agreements and covenants contained herein, the parties hereto, intending
to be legally bound hereunder, agree as follows:

 

 1. Termination of Company Agreements.

 

1.1 The
Employment Agreement, and the consulting agreement between the Company and Wealth Engineering dated February 1, 2020 (the “Consulting
Agreement”), the Wealth Engineering Note (as defined in Section 4 below) and all other arrangements, agreements or understandings
between the Company or any of its subsidiaries, on the one hand, and Executive, Wealth Engineering, the Related Parties and/or their
respective Affiliates, on the other hand (other than this Agreement and the Lock-Up Agreement (as such terms are hereinafter defined)),
are terminated in all respects. For the avoidance of doubt, the parties hereby ratify and confirm that the founder revenue agreement
between the Company, the Executive and the other parties thereto dated October 11, 2017 (the “Founder Revenue Agreement”)
was previously terminated in all respects on or before April 27, 2020, and is no longer valid or in effect. All of the foregoing agreements,
the Employment Agreement, the Consulting Agreement, the Founder Revenue Agreement and the Wealth Engineering Note are hereafter collectively
referred to herein as the “Company Agreements”.

 

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1.2 Executive
and Wealth Engineering acknowledge, confirm and agree that Executive, Wealth Engineering and all of Executive’s Related Parties
have received any and all pay, compensation (in whatever forms due, including but not limited to, United States Currency, any foreign
currency, crypto-currency, shares of Company common or preferred stock, Company options or warrants, wages, bonuses, fees, commissions,
incentives, stipends, penalties, interest, award, tangible or intangible assets, or any other form or type of remuneration, collectively
hereinafter “Compensation”) and benefits due in connection with the Company Agreements (in whatever forms due) and
that neither Executive, Wealth Engineering, any Related Parties, or Related Parties of Executive or Wealth Engineering, nor any other
parties to such Company Agreements are entitled to any additional pay, outstanding balances due, Compensation or benefits from the Company
thereunder.

 

1.3 Executive
and Wealth Engineering covenant and agree to use their best efforts to assist the Company in documenting the termination of all agreements,
arrangements and understandings with Related Parties and their Affiliates and to cause all Related Parties and their Affiliates to cease
and desist using any of the Company’s, and or any of Company’s subsidiary or Affiliate company names, copyrights and/or trademarks,
images, the name(s), picture(s) or likeness of any Company, and or any Company subsidiary or Affiliate’s director(s), executive
officer(s) or employee(s) without the express written consent of the Company’s Board of Directors.

 

 2. Resignation as Officer and Director.

 

2.1 The
Executive hereby resigns in all capacities as a director, officer, employee and/or consultant of the Company as of the Effective Date,
and hereby relinquishes all of the powers, duties or authorities otherwise bestowed upon a director, officer, employee and/or consultant
under the Company Agreements or applicable federal or state laws. Executive also specifically relinquishes any and all authorizations
regarding any business of the Company including, but not limited to, signing authorizations for digital wallets, brokerages, exchanges,
banks or other financial institutions holding any assets of the Company.

 

2.2 Executive
agrees that such resignations are as a result of the Company’s desire to transition from its original management team consisting
of Company founders to one or more professional executives and managers that have experience within the financial services sector , the
businesses, services and/or technology of the Company’s subsidiary companies or other similar professional experiences conducive
to managing a public company, and reflects no disagreement by the Executive with the Company on any matter relating to the Company’s
operations, policies or practices. Language consistent with this Section shall be included within the Company’s Form 8-K that reports
on this Agreement.

 

 3. Lock-Up Agreement.

 

3.1 Executive
and Wealth Engineering acknowledge and agree that the Lock-Up Agreements executed by Executive, Wealth Engineering and the other parties
thereto dated March 22, 2021 (the “Lock-Up Agreement”) (which superseded a Lock-Up Agreement executed by Executive
and Wealth Engineering dated April 27, 2020) shall continue in full force and effect, subject to the modification thereof described at
Subsection 3.3 below.

 

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3.2 Executive
and Wealth Engineering shall cause all of the Persons identified on Appendix I to this Agreement (which Appendix shall be acknowledged
and countersigned by the parties hereto) and their Affiliates to sign a joinder to the Lock-Up Agreement within ten (10) days of the
Effective Date agreeing to be bound by its terms with respect to all shares of common stock of the Company beneficially held by such
Persons and their Affiliates.

 

3.3 Executive
and Wealth Engineering agree that, notwithstanding any rights which either of them may otherwise have under the Lock-Up Agreement to
“Transfer” any of the shares of Company common stock on or before April 25, 2025, (as the term “Transfer” is
defined in the Lock-Up Agreement), they agree, jointly and severally: (i) to refrain from any Transfer, and to retain and hold no less
than one hundred million (100,000,000) shares of the Company common stock from the Effective Date through April 25, 2025; and (ii) shall
direct the Company’s transfer agent to affix to their Company shares, as well as the transfer records of the Company’s transfer
agent, the appropriate stop transfer instructions as well as a legend indicating that the shares of the Company common stock owned of
record and beneficially by Executive and by Wealth Engineering remain subject to the Lock-Up Agreement, as amended by this Agreement.
This Section 3.3 shall be deemed to be an amendment to the Lock-Up Agreement executed by Wealth Engineering and by Executive. For purposes
of clarity, Executive and Wealth Engineering confirm their understanding that an additional amount of 100,000,000 shares of the Company’s
common stock, separate and apart from the 100,000,000 shares mentioned in this Section, also need to be held under that Separation and
Release Agreement on even date herewith between Annette Raynor and the Company.

 

4. Termination
of Promissory Note. The Promissory Note in the original principal amount of $600,000 issued by the Company to Wealth Engineering
dated on or about December 18, 2020 (the “Wealth Engineering Note”) is hereby terminated effective as of the Effective
Date in accordance with the terms of this Section 4. Company acknowledges and agrees that the total amount advanced by Wealth Engineering
under the Wealth Engineering Note of $154,000 cash plus other in-kind work and services provided by Wealth Engineering for the benefit
of the Company is fair consideration for the principal amount of the Wealth Engineering Note. Therefore, the Company and Executive agree
that, in consideration of (i) amounts that the Company has already paid to Wealth Engineering in accordance with the terms of the Wealth
Engineering Note up to and including the Effective Date, and (ii) the payment of $340,000.00 in cash, payable by check, ACH or wire transfer,
by the Company to Wealth Engineering within three (3) business days after the later of the effectiveness of this Agreement under Section
9.5, and the satisfactory completion by Executive, Wealth Engineering, and all of the Persons identified on Appendix I to this Agreement,
of the obligations under Sections 3.2, 3.3, 5.2, 8.1 and 15.7, of this Agreement, as determined in the discretion of the Company, and
thereafter, the Company shall have no additional obligations under the Wealth Engineering Note and Wealth Engineering, LLC hereby acknowledges,
confirms and agrees that the Wealth Engineering Note shall be considered “Paid-In Full”, terminated and null and void.

 

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5. Surrender
of Certain Shares; Vesting of Restricted Shares.

 

5.1 Surrender
of Certain Shares. Effective as of the Effective Date, Executive hereby surrenders to the Company
all legal right, title and interest in 75,000,000 of the shares of common stock of the Company
held by Executive (the “Surrendered Shares”). Other than in consideration for the Company release contained in this Agreement,
and for other valuable consideration which the Executive hereby acknowledges, Executive shall
receive no consideration for the Surrendered Shares and the Executive acknowledges, confirms and agrees that Executive shall at no time
after the Effective Date make any claims to any rights, title and/or interest in the Surrendered Shares and shall indemnify, defend and
hold harmless Company, its Board of Directors and its executives and officers from any and all Claims (as defined herein below) with
respect to the Surrendered Shares.

 

5.2 Vesting
of Restricted Shares. Upon the later of: (i) effectiveness of this Agreement in accordance with Section 9.5; and (ii) the satisfactory
completion by Executive, Wealth Engineering, and all of the Persons identified on Appendix I to this Agreement, of the obligations under
Sections 3.2, 3.3, this 5.2, 8.1 and 15.7, of this Agreement, as determined in the discretion of the Company, the Company shall remit
the sum of $1,724,077.56 to the applicable federal and state taxing authorities on behalf of Wealth Engineering as payment for the estimated
federal and state taxes that Wealth Engineering may be subject in connection with the vesting of 63,333,333 Company restricted shares
on July 22, 2021. The Company has determined the form of the remission (under Form 1099) and the amount of the remission in consultation
with the Executive and Executive’s tax advisors, and shall assume no responsibility for the accuracy of the amount remitted; nor
shall it assume any responsibility should the amount remitted not satisfy Wealth Engineering’s federal and state tax obligations
in connection with the July 22, 2021 vesting. In consideration of the Company’s payment, Wealth Engineering has agreed to surrender
to the Company all legal right, title and interest in
43,101,939 of the shares of common stock of the Company held by Wealth Engineering (the “WE Surrendered Shares”). Wealth
Engineering acknowledges, confirms and agrees that it shall at no time after the Effective Date make any claims to any rights, title
and/or interest in the WE Surrendered Shares and shall indemnify, defend and hold harmless Company, its Board of Directors and its executives
and officers from any and all Claims (as defined herein below) with respect to the amount of the tax remission, the form of the remission
(form 1099), the characterization of Wealth Engineering’s status with the Company, or the WE Surrendered Shares.

 

6. Cooperation.
Executive and Wealth Engineering covenant and agree, at no additional cost to the Company, to prepare, execute, acknowledge, file, record,
publish, and deliver to the Company such other instruments, documents, and statements including, without limitation, instruments and
documents of assignment, transfer, and conveyance, and take such other action(s) as may be required, necessary, convenient or requested
in the discretion of the Company to: (i) carry out more effectively the purposes and intent of this Agreement, its premises and its terms,
promises and covenants contained herein; (ii) to provide information about the Company relative to, among others, events, transactions,
undertakings, agreements, personnel matters, corporate governance or other Board or committee matters, that arose prior to the Effective
Date; and (iii) to assist and cooperate in responding to inquiries of the SEC, FINRA or any other regulatory body or agency.

 

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7. Standstill;
Negative Covenants. For and in consideration of the premises and mutual promises and covenants contained herein, the Executive and
Wealth Engineering shall not, and shall direct the Related Parties and their Affiliates to not: (i) acquire, offer to acquire, or agree
to acquire, directly or indirectly, by purchase or otherwise, any voting securities or direct or indirect rights or options to acquire
any voting securities of the Company without the prior written consent of the Board of Directors of the Company (which the Company may
or may not provide such written consent in Company’s sole and absolute discretion); (ii) make, or in any way participate, directly
or indirectly, in any “solicitation” of “proxies” to vote (as such terms are interpreted in the proxy rules of
the Securities and Exchange Commission), or seek to advise or influence any Person with respect to the voting of any voting securities
of the Company, (iii) form, join or in any way participate in a “group” within the meaning of Section 13(d)(3) of the Securities
Exchange Act of 1934 with respect to any voting securities of the Company for the purpose of seeking to control the management, Board
of Directors, policies or any business matters of the Company, or (iv) acquire, offer to acquire, sell, offer to sell, or agree to acquire
or sell, directly or indirectly, by purchase or otherwise, any ndau currency on behalf of the Company, except as Executive and Company
may agree in writing. Executive and Wealth Engineering acknowledge that the Company would not have an adequate remedy at law for money
damages in the event that this promise and/or covenant were not performed in accordance with its terms as set forth herein and to the
broadest interpretation thereof, and, therefore, Executive and Wealth Engineering agree that the Company shall be entitled to specific
enforcement of the terms, promises and/or covenants hereof in addition to any other remedy to which it may be entitled, at law or in
equity.

 

 8. Voting Proxy.

 

8.1 Voting
Proxy. During the period commencing on the Effective Date and ending on April 25, 2025 (the “Proxy Termination Date”),
Executive and Wealth Engineering hereby grant to DBR Capital LLC, on behalf of the Company, an irrevocable proxy to vote all of the shares
of the Company common stock owned, directly or beneficially, by the Executive and Wealth Engineering, in accordance with the direction
of the Company’s Board of Directors, in its sole discretion, and to execute consents or waivers with respect thereto, and the Executive
and Wealth Engineering hereby agree to execute and deliver, and cause the Persons identified on Appendix I to execute and deliver,
to DBR Capital LLC, an irrevocable proxy, on a form acceptable to DBR Capital LLC, to vote any and all shares of the Company common stock
owned by such Persons beneficially and of record, in accordance with the direction of the Company’s Board of Directors, in its
sole discretion, and to further evidence such irrevocable proxy as DBR Capital LLC may request (all of such shares subject to this Voting
Proxy, the “Voting Proxy Shares”).

 

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 9. Release by Executive and Wealth Engineering.

 

9.1 In
exchange for, and in consideration of, the benefits, and other commitments set forth in this Agreement, the Executive, Wealth Engineering,
LLC and their respective heirs, executors, administrators, and assigns, and each of their Related Parties (each, a “Releasor”
and collectively, the “Releasors”), hereby fully releases, acquits, and forever discharges the Company and each of
its predecessors, successors and assigns, parent corporations, subsidiary corporations, affiliated corporations, and the officers, directors,
shareholders, partners, employees, attorneys and agents, past and present, of each of the aforesaid entities (“Company Releasees”)
of and from any and all claims, liabilities, causes of action, damages, costs, attorneys’ fees, expenses, and compensation whatsoever,
of whatever kind or nature, in law, equity or otherwise, whether known or unknown, vested or contingent, suspected or unsuspected, that
Releasors may now have, have ever had, or hereafter may have, however, only for any matters that arose prior to the Effective Date of
this Agreement (the “Claims”), including, but not limited to Claims arising under Title VII of the Civil Rights Act
of 1964, as amended, the Civil Rights Act of 1991; the Equal Pay Act, as amended; the Americans With Disabilities Act of 1990, as amended;
the Rehabilitation Act of 1973, as amended; the Age Discrimination in Employment Act, as amended; Sections 1981 through 1988 of Title
42 of the United States Code, as amended; the Immigration Reform and Control Act, as amended; the Workers Adjustment and Retraining Notification
Act, as amended; the Occupational Safety and Health Act, as amended; the Sarbanes-Oxley Act of 2002, as amended; the Consolidated Omnibus
Budget Reconciliation Act (“COBRA”); the Employee Retirement Income Security Act of 1974, as amended; the National
Labor Relations Act, as amended; and any and all state or local statutes, ordinances, or regulations, as well as all claims arising under
federal, state, or local law involving any tort, employment contract (express or implied), public policy, wrongful discharge, or any
other claim. The Releasors also release any and all Claims they may have that arose prior to the date of this Agreement under the Family
and Medical Leave Act (as amended) and the Fair Labor Standards Act as amended).

 

9.2 This
release shall not apply to rights or claims that may arise after the Effective Date of this Agreement, provided that such claims are
not caused by any direct or indirect action(s) or omission(s) of Executive. Nothing in this paragraph or this Agreement is intended to
limit or restrict any rights the Executive may have to enforce this Agreement or challenge the Agreement’s validity under the Federal
Age Discrimination in Employment Act (“ADEA”), or any other right that cannot, by express and unequivocal terms of
law, be limited, waived, or extinguished. The Executive understands and agrees that, by releasing the Company from any and all claims,
the Executive is giving up the opportunity to recover any compensation, damages, or any other form of relief in any proceeding brought
by the Executive or on the Executive’s behalf.

 

9.3 The
Executive and Wealth Engineering acknowledge, confirm and agree that Executive and Wealth Engineering shall not become a member of any
class action in a court of law against any of the Company Releasees, together or separately, based on a claim or claims which arose prior
to or on the Effective Date of this Agreement and which claim or claims relates or relate in any way to Executive’s and Wealth
Engineering’s relationship with Company and/or separation from the Company. Executive and Wealth Engineering agree that should
either of them somehow become a member of such a class that Executive and Wealth Engineering will release and forever discharge each
of the Company Releasees from any and all liability which may result from that claim or those claims (including, but not limited to,
attorney’s fees, legal fees, costs, expenses and/or liquidated damages) and will not participate in any recoveries which may result
from that claim or those claims (including, but not limited to, attorney’s fees, legal fees, costs, expenses and/or liquidated
damages).

 

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9.4 Without
limiting the scope of this release in any way, Executive also certifies that this release constitutes a knowing and voluntary waiver
of any and all rights or Claims that exist or that Executive has or may claim to have under the ADEA, as amended by the Older Workers
Benefit Protection Act of 1990 (“OWBPA”), which is set forth at 29 U.S.C. § § 621, et seq.

 

9.5 By
signing this Agreement, Executive and Wealth Engineering hereby acknowledge, confirm and agree that: (i) they have read this Agreement
in its entirety and understand all of its terms; (ii) they has been advised of and have availed themselves of their right to consult
with their attorney prior to executing this Agreement; (iii) they knowingly, freely and voluntarily assent to all of the terms, conditions
and agreements set out in this Agreement including, without limitation, the waiver, release and covenants contained herein; (iv) they
are executing this Agreement, including the waiver and release, in exchange for such good and valuable consideration as is set forth
in this Agreement, in addition to anything of value to which they are otherwise entitled; (v) they were each given at least twenty-one
(21) days to consider the terms of this Agreement and consult with an attorney of their choice, although they may sign it sooner if desired
and such signing during this time period constitutes a knowing and voluntary waiver of this time period; (vi) they understand that they
have seven (7) days from the date they sign this Agreement to revoke the release in this paragraph by delivering notice of revocation
to the Company, by e-mail, hand delivery or overnight delivery before the end of such seven-day period to the Company pursuant to the
notice provisions in Section 15.2 below; and (vii) they understand that the release contained in this Section does not apply to rights
and claims that may arise after the date on which they sign this Agreement. This Agreement shall not become effective or enforceable
until this seven (7) day revocation period has expired without Executive and Wealth Engineering having exercised their right of revocation.
Any determination of whether Executive’s or Wealth Engineering’s revocation was timely sent shall be determined by the date
of actual receipt by the Company pursuant to Section 15.2.

 

9.6 This
release of claims excludes, and the Executive does not waive, release or discharge (i) the filing of a charge or complaint with or from
participating in an investigation or proceeding conducted by the Equal Employment Opportunity Commission (“EEOC”),
National Labor Relations Board (“NLRB”), the Securities and Exchange Commission (“SEC”) or any
other federal, state, or local agency charged with the enforcement of any employment laws, (although Executive understands that by signing
this Agreement, Executive waives the right to recover any damages or to receive other relief directly from the Company Releasees in any
claim brought by or through any federal, state or local agency on the Executive’s behalf); (ii) claims under state workers’
compensation or unemployment laws; (iii) claims for earned but unpaid compensation specifically arising under the Company’s existing
payroll practices and procedures; or (iv) any other claims that cannot be waived by law. Nor does anything in this Agreement waive Executive’s
right to testify in an administrative, legislative or judicial proceeding where Executive has been required to attend the proceeding
pursuant to a court order, subpoena, or written request from an administrative agency or the legislature. However, in the event of any
such proceeding, Executive shall notify, in writing, the Company of any subpoena, request or other similar notice to give testimony or
provide documentation (“Notice”) within seven (7) business days of receipt of said Notice and prior to providing any
response to said Notice such that Company may have an opportunity to seek and obtain, among other things, an appropriate protective order
or seek intervention in the matter.

 

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10. Release
by the Company. In exchange for, and in consideration of, the agreements and other commitments set forth in this Agreement, the Company
hereby fully releases and forever discharges the Executive and Wealth Engineering of and from repayment of any and all payments made
by the Company or any of its Subsidiaries prior to the Effective Date to the Executive and/or the Related Parties identified on any Supplemental
Schedule to this Agreement, including any such agreements and arrangements identified on any Supplemental Schedule to this
Agreement. Notwithstanding anything to the contrary contained herein or otherwise, nothing contained in this Section 10 is intended,
nor shall anything be construed, to release or discharge Executive or Wealth Engineering or any other Person from any other claims other
than those covered by any Supplemental Schedule to this Agreement.

 

 11. Restrictive Covenants.

 

11.1 Confidential
Information. Executive and Wealth Engineering shall protect and guard, not to use for their own benefit or the benefit of anyone
other than the Company, or disclose, publish, communicate, reveal or divulge, directly or indirectly, any Confidential Information of
the Company to any Person at any time or in any manner without the prior written consent of the Board of Directors of the Company, which
the Board of Directors may decline such consent in its sole and absolute discretion. As used herein, “Confidential Information”
shall collectively mean the information of the Company, including, but not limited to, inventions, proprietary information and business
matters or affairs (including, but not limited to, information relating to inventions, disclosures, processes, systems, methods, formulas,
patents, patent applications, materials, research activities and plans, business proposals, potential business opportunities, mergers,
acquisitions or joint ventures, product cost data, contracts, forms, information concerning competitive strengths and weaknesses, promotional
methods, customer lists, customer and supplier account preferences and requirements, business plans and strategies (expansion or contraction
or new developed businesses or entry into new industries or markets), procedures, grant proposals, sales and pricing information, production
cost data, advertising information, as well as information of a confidential or proprietary nature received from customers, suppliers,
contractors, joint ventures and other collaborators), prototypes, codes, forecasts, customer information (including, but not limited
to, names, physical addresses, email addresses, telephone or cell numbers, customer requirements, preferences, past purchases and other
relevant data and information), lists of referral sources, information regarding referral sources, pricing information (including but
not limited to, labor rates, costs of supplies, overhead costs and profit margins), employee lists and information (including, but not
limited to, employee names, physical addresses, email addresses, telephone or cell numbers, job descriptions, compensation and benefit
information), (hereafter collectively the “Business Information”), and lists and Business Information regarding Persons
participating in any of the Company’s subsidiary companies, including but not limited to the iGenius multi-level marketing or sales
network, Safetek mining and equipment servicing and repair business and IFGH brokerage, advisory and software development business, and
computer programs, software and documents relating to any of the foregoing, regardless of the form or medium contained or stored in (including
hard copy, electronic or digital form), encryption or decryption keys or information, commentary on code, as well as copies or multiple
versions of each. Additionally, Confidential Information shall include, for purposes of this Agreement, any such information not generally
known by the trade or public, even though such information has been disclosed to (i) one or more third parties or (ii) Company, pursuant
to distribution agreements, joint research agreements, confidentiality agreements, non-disclosure agreements or other agreements or collaborations
entered into by Company. For purposes of this Agreement, the definition of Confidential Information shall equally apply to information
acquired, learned, or disclosed prior to, simultaneously with, or after the date of this Agreement.

 

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11.2 Acknowledgement
of Works made for Hire. Executive and Wealth Engineering acknowledge, agree and confirm that all Confidential Information which was
conceived, developed, or made by Executive in the course of Executive’s employment with the Company, or by Wealth Engineering in
the course of its consulting with the Company, or disclosed to or otherwise acquired by Executive in the course of Executive’s
employment with the Company, or otherwise acquired by Wealth Engineering in the course of its consulting with the Company, and which
may be conceived, developed, or made by Executive in the course of Executive’s consulting with the Company after the Effective
Date, or disclosed to or otherwise acquired by Executive in the course of Executive’s consulting with the Company after the Effective
Date, which may include the preparation of materials or discovery of Confidential Information, including without limitation written or
graphic representation of materials or Confidential Information, have been done, or shall be done as “work made for hire”
as defined and used in the Copyright Act of 1976, 17 U.S.C. §§ 1 et seq., and accordingly, the Company will solely retain and
own all rights in said materials, including right of copyright and any profits to be made from such “work made for hire”,
and such materials shall remain the sole and exclusive property of the Company; that Executive and Wealth Engineering shall not retain,
copy or otherwise appropriate or disclose any of such Confidential Information for either Executive’s or Wealth Engineering’s
own use or the use or purposes of any third party, without the prior written consent of the Board of Directors of the Company (and specifically
Executive and Wealth Engineering agree to provide Company all user names, passwords, keys, security codes and any other authorizations
for any and all digital wallets, brokerage accounts, financial institution accounts, bank accounts, exchange accounts and or any other
accounts where the Company’s assets are held).

 

11.3 Disclosure
of Works and Inventions. In consideration of the promises set forth herein, Executive and Wealth Engineering agree to disclose to
the Company on or before the Effective Date, any and all works, inventions, discoveries and or improvements authored, conceived or made
by Executive or Wealth Engineering during their periods of employment or consulting with the Company prior to the Effective Date; as
well, Executive agrees to disclose to the Company any and all works, inventions, discoveries and or improvements authored, conceived
or made by Executive during Executive’s consulting with the Company after the Effective Date, any of which relate to the business
or activities of the Company, and Executive and Wealth Engineering hereby assign and agree to assign all of their rights and interest
in the foregoing to the Company. Executive and Wealth Engineering agree that, whenever either of them is requested to do so by the Company,
Executive and/or Wealth Engineering shall sign any and all applications, assignments or other instruments which the Company shall deem
necessary to enable the Company to apply for and obtain patents or copyrights of the United States or any foreign country or to otherwise
protect the Company’s rights and interest therein. Executive and Wealth Engineering hereby appoint an authorized officer of the
Company as their attorney in fact to sign documents on his behalf for this purpose in any case in which Executive or Wealth Engineering
has refused a written request to sign documents in accordance with this section. Such obligations shall continue beyond the termination
or nonrenewal of Executive’s employment and subsequent consulting relationship with respect to any works, inventions, discoveries
and/or improvements that are authored, conceived of, or made by Executive and Wealth Engineering during the period of Executive’s
employment, and subsequent consulting with the Company, and during Wealth Engineering’s consulting with the Company prior to the
Effective Date, and shall be binding upon Executive’s and Wealth Engineering’s successors, assigns, executors, heirs, administrators
or other legal representatives.

 

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11.4 Non-Solicitation.
Executive and Wealth Engineering, jointly and severally, covenant and agree with the Company that during the “Non-Solicitation
Term” (as defined below), they will not, without the prior written consent of the Board of Directors of the Company, which
Company may withhold or provide in its sole and absolute discretion, act in any manner, including but not limited to, as an individual,
owner, sole proprietor, founder, associate, promoter, partner, joint venturer, shareholder (other than as the record or beneficial owner
of less than five percent (5%) of the outstanding shares of a publicly traded corporation), officer, director, trustee, manager, employer,
employee, licensor, licensee, principal, agent, salesman, broker, representative, consultant, advisor, investor or otherwise,
directly or indirectly: (i) solicit, counsel or attempt to induce any Person who is then in the employ of the Company, or who is then
providing services as a consultant or agent of the Company, including any Persons participating in the Company’s multi-level marketing
or sales network, to leave the employ of or cease providing services, as applicable, to the Company, or employ or attempt to employ any
such Person or Persons who at any time during the preceding one (1) year was in the employ of, or provided services to, the Company;
or (ii) solicit, bid for or perform for any of the then current customers of the Company (defined as a customer who has done business
with the Company within one (1) year) any services of the type the Company performed for such customer at any time during the preceding
one (1) year period. The “Non-Solicitation Term” shall mean the period commencing on the Effective Date and ending
on the fifth (anniversary (5th) anniversary following the termination of Executive’s consulting relationship with the
Company. The Non-Solicitation Term shall be deemed to be extended for any period in which Executive or Wealth Engineering is in violation
of any restrictive covenant so that the Company shall have the full benefit of the proscriptive period.

 

11.5 Non-Compete.
Executive and Wealth Engineering, jointly and severally, covenant and agree with the Company that during the “Non-Compete Term”
(as defined below) they will not, without the prior written consent of the Company, which the Company may be withhold or provide in its
sole and absolute discretion, directly or indirectly, or individually or collectively within the continental United States of America,
engage in any activity or act in any manner, including but not limited to, as an individual, owner, sole proprietor, founder, associate,
promoter, partner, joint venturer, shareholder (other than as the record or beneficial owner of less than five percent (5%) of the outstanding
shares of a publicly traded corporation), officer, director, trustee, manager, employer, employee, licensor, licensee, principal, agent,
salesman, broker, representative, consultant, advisor, investor or otherwise, for the purpose of establishing, operating, assisting,
consulting, advising, teaching, instructing, supporting, funding or managing any business or entity that is engaged in activities competitive
with the business of the Company. The “Non-Compete Term” shall mean the period commencing on the Effective Date and
ending on the second (2nd) anniversary following the termination of Executive’s consulting relationship with the Company.
The Non-Compete Term shall be deemed to be extended for any period in which Executive or Wealth Engineering is in violation of any restrictive
covenant so that the Company shall have the full benefit of the proscriptive period.

 

    	10

     

    

 

11.6 Non-Disparagement.

 

(a) Executive
and Wealth Engineering, jointly and severally, covenant and agree with the Company not to defame or disparage the Company or any of its
business(es), services, policies, practices, finances, financial conditions, capabilities, it’s employees, officers, directors,
investors, advisors, professionals or other aspect of any of its businesses, in any form or medium whatsoever (including but not limited
to hard copy, electronic, verbal or digital form), in any publication (including but not limited to a newspaper, magazine, billboard,
email, newsletter, text, social media platform, blog, radio program, podcast, etc.) to any Person without limitation in time; provided
that neither Executive nor Wealth Engineering shall be prevented or restricted in any manner from making or publishing any statements,
in any form or medium, about the Company or any of its officers, directors, agents, employees or representatives that: (i) are contained
in any submissions to, or communications with, the SEC, FINRA or any regulatory body or agency; particularly, however, not limited to,
in connection with the ongoing SEC inquiry of the Company; or (ii) relate to or are contained within any legal proceedings or related
dispute resolution materials that are used to enforce their rights under this Agreement. Executive and Wealth Engineering further covenant
and agree not to authorize or specifically instruct, assist, consult to, advise, teach, support or fund any of the Related Parties or
any other agents, partners or employees to defame or disparage the Company or any of its officers, directors, agents, employees or representatives,
in any medium to any Person without limitation in time. Neither Executive nor Wealth Engineering shall make or otherwise issue any public
statement or press release regarding the separation, departure, and/or resignation of Executive from the Company, absent the Company’s
express prior written approval of any such public statement or press release.

 

(b) The
Company agrees that neither it nor its officers, directors, agents, employees, or representatives shall defame or disparage Executive
or Wealth Engineering in any form or medium; provided, however, that neither the Company nor any of its officers, directors, agents,
employees, or representatives shall be prevented or restricted in any manner from making or publishing any statements, in any form or
medium, about Executive or Wealth Engineering, that: (i) relate to or arise from the findings or statements of the SEC, FINRA or any
other regulatory body or agency; (ii) are contained within filings with the SEC, FINRA or any other regulatory body or agency, or related
attachments, exhibits, schedules or press releases, that the Company believes in good faith are necessary or advisable in order to comply
with or adhere to applicable securities disclosures or other laws, rules or regulations; (iii) are contained in any submissions to, or
communications with, the SEC, FINRA or any regulatory body or agency; particularly, however, not limited to, in connection with the ongoing
SEC inquiry of the Company; (iv) the Company believes in good faith are necessary or advisable in order to address inquiries of the SEC,
FINRA or any other regulatory body or agency; or (v) relate to or are contained within any legal proceedings or related dispute resolution
materials that are used by the Company to enforce its rights under this Agreement.

 

11.7 Reasonableness
of Restrictions. Executive acknowledges and agrees that the restrictions contained in this Agreement, in view of the nature of Company’s
business, are reasonable and necessary to protect the legitimate business interests of Company, and that any breach or threatened breach
of this Agreement will cause irreparable injury to Company, that money damages shall not provide an adequate remedy, and that their enforcement
would not impose a hardship or significantly impair Executive’s ability to earn a livelihood. The remedy at law for any breach
of the foregoing shall be inadequate, and Company shall therefore be entitled, in addition to any other relief available to it, to preliminary,
temporary and permanent injunctive relief without the necessity of proving irreparable harm or posting a bond. If provisions of this
Agreement are ever determined by a court of competent jurisdiction to exceed limitations permitted by law, then such provisions shall
be reformed automatically to set forth the maximum limitations permissible by law. If either Executive or Wealth Engineering violates
any of the restrictions contained in this Agreement, the relevant restricted period shall be extended by a period equal to the length
of time from the commencement of any such violation until such time as such violation shall be deemed, by the Board of Directors, to
be cured. Nothing contained herein shall be considered as prohibiting Company from pursuing any other remedies available to it for such
breach or threatened breach, including any recovery of damages from Executive and/or Wealth Engineering. If either Executive or Wealth
Engineering violate this Agreement, Executive and Wealth Engineering shall be jointly and severally liable for any reasonable attorneys’
fees, legal fees and costs, expert witness fees and cost and any other costs and expenses that Company incurs in connection with the
enforcement of its rights under this Agreement. The Company may provide a copy of this Agreement to any third party in the sole discretion
of the Company. Executive shall provide a copy of this Agreement to any subsequent prospective or actual employers so that they are properly
advised of Executive’s and Wealth Engineering’s obligations hereunder.

 

    	11

     

    

 

12. Consulting
Services and Other Opportunities.

 

12.1 Commencing
on the later of: (i) the Effective Date or the effectiveness of this Agreement under Section 9.5; and (ii) the satisfactory completion
by Executive, Wealth Engineering, and all of the Persons identified on Appendix I to this Agreement, of the obligations under Sections
3.2, 3.3, 5.2, 8.1 and 15.7, of this Agreement, as determined in the discretion of the Company, the Company shall retain Executive as
an independent consultant with the title “Strategic Business Advisor” on a daily basis at a base rate of Nine Hundred Thirty-Seven
Dollars and Fifty Cents ($937.50) per day (the “Base Rate”), payable in accordance with the Company’s normal payroll
practices. Unless otherwise agreed to by the Parties, the Company agrees to engage the Executive, and Executive agrees to be so engaged,
on a full-time basis, with the recognition, however, that Executive may engage in the following activities: (a) serving on the Board
of Directors of community or other non-profit ventures in an unpaid capacity, (b) serving on the Board of Directors of other non-competitive
ventures or businesses that are pre-approved in writing by the Company; and (c) managing his personal or his family’s passive investments,
provided that such activities set forth in (a) through (c) (individually or collectively) do not materially and adversely interfere or
conflict with the performance of the Executive’s duties or responsibilities under this Agreement on a full-time basis. The consulting
services provided for hereunder shall be deemed “at-will” and shall not continue for any specified period of time. The Company
or Executive may terminate the consulting services at any time and for any reason upon thirty (30) days’ written notice to the
other party. Termination of such consulting services shall not affect any of the other provisions of this Agreement. Company may terminate
the consulting services immediately at any time Executive has breach any term, condition, covenant, premise, promise and or any other
provision of this Agreement. Notwithstanding the foregoing, should the Executive’s consulting services be terminated by the Company
without “cause”, the Company shall be obligated to continue to pay consultant severance at his Base Rate assuming five days
of work per week, for a period of 24 weeks after such termination, provided Executive signs a general form of release acceptable to the
Company. For the purposes hereof, a termination of Executive’s consulting service shall be deemed to be for “cause”
if: (i) Executive materially breaches any of the terms under which Executive is engaged; (ii) Executive is charged with a felony or crime
involving harassment or moral turpitude; (iii) Executive violates any laws effecting the Company or that expose the Company to any claims
for civil or criminal penalties; (iv) Executive commits a fraudulent, illegal or dishonest act; or (v) Executive’s willful misconduct
or gross negligence which reasonably could be expected to have the effect of injuring the reputation, financial condition or business
of the Company; (vi) Executive willfully breaches any of the terms of this Agreement; or (vii) upon the repeated occurrence of violations,
after due notice, of any Company policy statements that apply to all Company personnel, copies of which shall be provided to Executive
from time to time. For purposes of clarity, termination shall not be deemed to be without “cause”; thus, Executive shall
not be entitled to any severance payments if Executive voluntarily resigns, if Executive dies or is disabled such that Executive is unable
to perform services hereunder.

 

12.2 As
an independent consultant of the Company, Executive shall provide advisory services and general assistance to, or on behalf of, the Company
in connection with confirming matters or providing information relative to matters as to which Executive had principal responsibility
while in the employ of the Company. As well, Executive shall be responsible to assist in general corporate and operational matters as
may be assigned to him from time-to-time by the Company’s executive officers, as well as to assist and cooperate in responding
to inquiries of the SEC, FINRA or any other regulatory body or agency. To insure the appropriate controls and systems are in place, including
an appropriate level of security clearance at all Company facilities and locations: (i) Executive’s services shall be provided
by Executive from Executive’s personal residence and not at any Company office; (ii) access to any Company location or facility
shall be limited to such time or times as the Company determines otherwise in writing and on an as needed basis. Upon the Effective Date
of this Agreement, Company shall grant Executive access to Executive’s Company email account and Executive’s personal electronic
records, as well as access to those Company electronic systems and records that the Company determines are necessary and appropriate
for Executive to discharge those services required under this Section 12.

 

    	12

     

    

 

12.3 In
addition to Executive’s service as an independent consultant on the terms provided in this Section 12, Executive shall be able
to participate in the Company’s multi-level marketing and sales network, or in any other business unit of the Company, on the following
basis: (i) any such arrangements are terminable in the sole discretion of the Company’s Board of Directors; (ii) any such participation
shall be on arm’s-length independent terms that comply, in the sole discretion of the Company’s Board of Directors, with
all laws, rules and regulations applicable to the operations of the Company’s multi-level marketing and sales network, or such
other business unit of the Company within which the Executive proposes to participate; and (iii) any such participation will only be
on terms approved by the Company’s Board of Directors in writing.

 

13. Return
of Company Materials. Upon the expiration of the Executive’s consultancy, or upon the Company’s written request, Executive
will deliver to the Company any and all Company property in Executive’s possession or under Executive’s control. For the
purpose of this paragraph, the term “property” means all Confidential Information, files, memoranda, minutes of Board meetings
(whether in hard copy, recorded, electronic or digital form), employee files, documents, papers, (and specifically all user names, passwords,
keys, security codes and any other authorizations for any and all digital wallets, brokerage accounts, financial institution accounts,
bank accounts, exchange accounts and or any other accounts where the Company’s assets are held), agreements, keys, credit cards,
records, computer hardware, computer software, computer apparatus, items of personal property, machinery and equipment or other materials,
that belong to the Company or were purchased with funds or in the name of the Company.

 

14. Representations,
Warranties and Covenants; Consequences of a Breach. Executive and Wealth Engineering do hereby, jointly and severally, represent
and warrant to the Company, and provide the following covenants and agreements to the Company, intending for the Company to rely hereon
and thereon, as follows:

 

14.1 This
Agreement constitutes the legal, valid and binding obligation of the Executive and Wealth Engineering, enforceable against each of them
in accordance with its terms.

 

14.2 Other
than those arrangements with the Persons set forth on Appendix I (all of which arrangements and agreements have been terminated
on or before the Effective Date), there are no agreements or arrangements outstanding after the Effective Date between the Company and
any of the Persons set forth on Appendix I or any agreements or arrangements with any other Related Parties of the Executive or
Wealth Engineering.

 

14.3 Executive
has not prior to the Effective Date, disclosed, published, communicated, revealed or divulged, directly or indirectly, any Confidential
Information of the Company to any Person at any time or in any manner without the prior written consent of the Board of Directors of
the Company; neither has Executive conceived, developed, prepared, made or written, any Confidential Information that has not been disclosed
in writing to the Board of Directors of the Company; and in each case as such disclosure to the Board of Directors has been confirmed
in writing to the current Board of Directors of the Company in conjunction with the execution of this Agreement.

 

    	13

     

    

 

14.4 During
all periods in which Executive served as an officer or director of the Company, all of the Company’s periodic reports and registration
statements filed with the Securities and Exchange Commission under the Securities Act of 1933, as amended and the Securities Exchange
Act of 1934 (in the aggregate, the Company’s “Securities Filings”) were true and correct when made, and did not include
any untrue statements of material fact or omit to state any material facts required to be stated therein or necessary to make statements
therein not misleading.

 

14.5 Executive
and Wealth Engineering are the owners, beneficially and of record, of that number of shares of the common stock of the Company indicated
on Appendix II attached hereto; and that: (i) all of such shares are owned by Executive and Wealth Engineering, respectively, free and
clear of any and all liens, levies, encumbrances, restrictions, preemptive rights, options, or any other rights granted to any third
parties (except for the Lock-Up Agreement); and (ii) Executive and Wealth Engineering, respectively, have the full power and authority
to vote such shares, as, other than covered by this Agreement, no voting rights, proxy or other restrictions on voting, have been granted
to any third parties.

 

14.6 The
Executive shall continue to comply fully with any of the terms of the Affirmation and Undertaking in connection with the Company’s
advancement of legal fees to the Company.

 

14.7
During all periods in which Executive served as an officer or director of the Company, Executive has complied at all times with all applicable
securities laws as it relates to the ownership of the equity of the Company, his status as a Board member and/or an executive officer
of the Company, or in any other capacity as it relates to the Company or any subsidiary thereof.

 

14.8 The
Executive and Wealth Engineering shall, jointly and severally, indemnify, defend and hold harmless the Company, and any of its directors
and officers thereof, from and against any and all suits, demands, claims, actions or causes of action, judgments, assessments, losses,
injuries, liabilities, damages of any kind or nature, compensation of any kind or nature, property of any kind or nature, awards, costs,
fees, interest, or penalties and reasonable attorneys’ fees and related disbursements, costs, expenses and fees (collectively,
“Claims”) incurred by the Company relating to or arising from a breach of any term, provision, representation, warranty,
promise, covenant or agreement of the Executive and/or Wealth Engineering contained in this Agreement.

 

 15. Miscellaneous.

 

15.1 Defined
Terms. For purposes hereof, the following terms shall be as defined herein:

 

(a) “Affiliate”
or a Person affiliated with, a specified Person, means a Person who directly or indirectly through one or more intermediaries, controls
(as defined below), or is controlled by, or is under common control with, the Person specified. Persons who have acted or are acting
on behalf or for the benefit of a Person include, but are not necessarily limited to, directors, officers, employees, agents, consultants
and sales representatives.

 

    	14

     

    

 

(b) “Person”
shall mean an individual, or any type of corporation, partnership, joint venture,
limited liability company, governmental authority, unincorporated organization, trust, association or other entity.

 

(c) “Related
Party” or Related Parties” shall mean (i) all of the parties identified on Appendix I; (ii) any corporation, limited
liability company, partnership, limited partnership, business, organization or other legal entity (other than the Company or any of its
Subsidiaries) of which Executive or a Person deemed a Related Party under subsection (v) below is an employee, officer, director, lender,
manager, consultant, advisor or partner; (iii) any corporation, limited liability company, partnership, limited partnership, business,
organization or other legal entity (other than the Company) in which Executive or a Person deemed a Related Party under subsection (iv)
below owns a 5% or greater beneficial interest in any class of equity securities; (iv) any trust or other estate in which Executive or
a Person deemed a Related Party under subsection (v) below has a substantial beneficial interest or as to which Executive serves as a
trustee or in a similar capacity; or (v) any family member (including any child, stepchild, parent, stepparent, spouse, sibling, mother-in-law,
father-in-law, son-in-law, daughter-in-law, brother-in-law or sister-in-law of a person, and any person (other than a tenant or an employee)
sharing the household of such person) of any employee, officer, director, manager, partner or stockholder of the Company or any subsidiary
of Company, including without limitation the Persons identified on Appendix I attached hereto.

 

15.2 Notices.
All notices, requests, consents, approvals, claims, demands, waivers, and other communications required, necessary or permitted hereunder
shall be in writing and shall be delivered (a) in hand by person with written receipt of the Person to whom such notice is intended;
(b) by registered or certified mail, postage prepaid, return receipt requested; or (c) by a generally recognized commercial courier service
or overnight delivery service, (Federal Express or UPS), for next Business Day delivery, postage prepaid, with delivery receipt requested.
All notices sent in accordance with this Section 15.2 shall be deemed “Delivered” unless otherwise specified herein, the
same day if delivered by hand in person with receipt and signature of the intended recipient or by an authorized officer of the intended
recipient; three (3) Business Days after the same is deposited in the U.S. Mail if sent by registered or certified mail; or one (1) Business
Day after payment and receipt of mailing if sent by a commercial courier service or overnight delivery service for next Business Day
delivery. Such communications must be sent to the respective parties at the following addresses (or at such other address for a party
as shall be specified in a notice given in accordance with this Section 15.2):

 

If
to the Company:

 

Investview,
Inc.

Attention:
Chief Executive Officer

521
Lancaster Avenue

Second
Floor

Haverford,
PA 19041

 

    	15

     

    

 

With
a copies to:

 

David
B. Rothrock, Chairman

1645
Kecks Rd.

Breinigsville,
PA 18031

 

And

 

Fox
Rothschild LLP

2000
Market Street

20th Floor

Philadelphia, PA 19103-3222

Attn:
Stephen M. Cohen, Esq.

 

If
to Executive and Wealth Engineering:

 

To
the address set forth on the signature page hereto.

 

With
copies to:

 

Michael
Engle, Esquire

Armstrong
Teasdale LLP

One
Commerce Square

2005 Market Street, 29th Floor

Philadelphia,
PA 19103

 

15.3 Applicable
Law. This Agreement and all documents executed and delivered in connection herewith and the rights and obligations of the parties
hereto and thereto shall be governed by and construed in accordance with the laws of the State of New Jersey other than and without giving
effect to the laws of the State of New Jersey relating to choice of law.

 

15.4 Applicable
Jurisdiction; Waiver of Jury Trial.

 

(a) The
parties hereby agree that any action, at law or in equity, arising under this Agreement or any of the other documents executed and delivered
in connection herewith, including without limitation whether or not the Company is entitled to indemnification hereunder, shall be filed
in and only in the Federal or State courts located within the County of Mercer, State of New Jersey. The parties hereby consent and submit
to the personal jurisdiction of such courts for the purposes of litigating any such action and the parties agree that they shall not
make any claim as to forum non-convenience as to the Federal or States courts of the State of New Jersey for the purposes of litigating
any such action.

 

    	16

     

    

 

(b) EACH
PARTY ACKNOWLEDGES AND AGREES THAT ANY CONTROVERSY WHICH MAY ARISE UNDER THIS AGREEMENT OR ANY OF THE OTHER DOCUMENTS EXECUTED AND DELIVERED
IN CONNECTION HEREWITH IS LIKELY TO INVOLVE COMPLICATED AND DIFFICULT ISSUES AND, THEREFORE, EACH SUCH PARTY IRREVOCABLY AND UNCONDITIONALLY
WAIVES ANY RIGHT IT MAY HAVE TO A TRIAL BY JURY IN RESPECT OF ANY LEGAL ACTION ARISING OUT OF OR RELATING TO THIS AGREEMENT, OR ANY OF
THE OTHER DOCUMENTS EXECUTED AND DELIVERED IN CONNECTION HEREWITH, OR THE TRANSACTIONS CONTEMPLATED HEREBY OR THEREBY. EACH PARTY TO
THIS AGREEMENT CERTIFIES AND ACKNOWLEDGES THAT (A) NO REPRESENTATIVE OF ANY OTHER PARTY HAS REPRESENTED, EXPRESSLY OR OTHERWISE, THAT
SUCH OTHER PARTY WOULD NOT SEEK TO ENFORCE THE FOREGOING WAIVER IN THE EVENT OF A LEGAL ACTION, (B) SUCH PARTY HAS CONSIDERED THE IMPLICATIONS
OF THIS WAIVER, (C) SUCH PARTY MAKES THIS WAIVER VOLUNTARILY, AND (D) SUCH PARTY HAS BEEN INDUCED TO ENTER INTO THIS AGREEMENT BY, AMONG
OTHER THINGS, THE MUTUAL WAIVERS AND CERTIFICATIONS IN THIS SECTION 10.10(c).

 

15.5 Cumulative
Remedies. All rights, powers and remedies specified in this Agreement are cumulative and are in addition to, and not in limitation
of, such other rights, powers and remedies as may be available to the Company under applicable law, by agreement among the parties or
otherwise.

 

15.6 Assignments.
This Agreement shall be binding upon and inure to the benefit of the parties hereto and their respective personal and legal representatives,
heirs, successors, and assigns; provided, however, that neither Executive nor Wealth Engineering may assign or transfer their rights
in and to this Agreement without the prior written consent of the Company.

 

15.7 Transfer
Agent Matters. Each of the Executive and Wealth Engineering agree to execute whatever documents of conveyance are necessary in order
for the Company’s transfer agent to effectuate transfers or surrenders of shares of the Company common stock under this agreement
on the Company’s stock transfer ledger or other stock records maintained by the Company’s transfer agent, including, but
not limited to, producing and executing medallion guarantees.

 

15.8 Construction.
For purposes of this Agreement, whenever the context requires, the singular number shall include the plural, and vice versa; the masculine
gender shall include the feminine and neuter genders; the feminine gender shall include the masculine and neuter genders; and the neuter
gender shall include the masculine and feminine genders.

 

15.9 Severability.
Whenever possible, each provision of this Agreement will be interpreted in such manner as to be effective and valid under applicable
law, but if any provision of this Agreement is held to be prohibited by or invalid under applicable law, such provisions will be ineffective
only to the extent of such prohibition or invalidity, without invaliding the remainder of this Agreement.

 

    	17

     

    

 

15.10 Entire
Agreement. This Agreement contains the entire agreement of the parties. It may not be changed orally but only by an agreement in
writing signed by the party against whom enforcement of any waiver, change, modification, extension or discharge is sought.

 

15.11 Advice
of Counsel. Executive and Wealth Engineering acknowledge that Fox Rothschild LLP represents the Company as its legal counsel. Executive
and Wealth Engineering represent that they have had the opportunity to avail themselves of the advice of counsel prior to signing this
Agreement and are satisfied with such counsel’s advice and that Executive and Wealth Engineering are executing the Agreement voluntarily
and fully intending to be legally bound because, among other things, the Agreement provides valuable benefits to each of Executive and
Wealth Engineering which Executive and Wealth Engineering otherwise would not be entitled to receive. Each of the parties hereto has
participated and cooperated in the drafting and preparation of this Agreement. Hence, this Agreement shall not be construed against any
party.

 

15.12 Counterparts.
This Agreement may be executed in multiple counterparts, each of which shall constitute an original, but all of which taken together
shall constitute one and the same instrument.

 

THIS
SPACE LEFT INTENTIONALLY BLANK

 

    	18

     

    

 

PLEASE
READ CAREFULLY BEFORE SIGNING. THIS SEPARATION AGREEMENT AND GENERAL RELEASE INCLUDES A RELEASE OF ALL KNOWN AND UNKNOWN, FORESEEN AND
UNFORESEEN, AND SUSPECTED AND UNSUSPECTED CLAIMS.

 

IN
WITNESS WHEREOF, the parties have executed this Separation and Release Agreement the day and year first above written.

 

	 	INVESTVIEW,
    INC.
	 	 	 
	 	By:
    	/s/
    James R. Bell
	 	Name:
    	James
    R. Bell
	 	Title:
    	Acting
    CEO
	 	 	 
	 	 	/s/
    Mario Romano
	 	 	MARIO
    ROMANO
	 	Address: 	5
    Remington Court
	 	 	Farmingdale,
    NJ 07727
	 	 	 
	 	WEALTH
    ENGINEERING, LLC
	 	 	 
	 	By:
    	/s/
    Mario Romano
	 	Name:
    	Mario
    Romano
	 	Title:
    	CEO
	 	Address:	234
    Industrial Way West
	 	 	Suite
    A202
	 	 	Eatontown,
    NJ 07724

 

    	19

     

    

 

APPENDIX
I

 

RELATED
PARTIES

 

	Name	 	Agreement/Arrangement
	Annette
    Raynor	 	 
	Wealth
    Engineering, LLC	 	 
	The
    Financial U	 	 
	Fidelis
    Funds, LLC	 	 
	Marketing
    Mavens, LLC	 	 
	Juliana
    Raynor	 	 
	Dominic
    Romano	 	 
	Anthony
    Romano	 	 
	Kevin
    Raynor, Sr	 	 
	Kevin
    Raynor, Jr	 	 
	Gina
    Romano	 	 
	Michael
    DeMassi	 	 
	Victoria
    Romano	 	 
	Ariana
    Raynor	 	 

 

    	20

     

    

 

APPENDIX
II

 

RECORD
AND BENEFICIAL OWNERSHIP OF INVESTVIEW COMMON STOCK

 

	MARIO
    ROMANO:	 	See
    (1) below
	 	 	 
	WEALTH
    ENGINEERING, LLC:	 	See
    (2) below

 

 

(1)
Executive adopts and reaffirms the beneficial ownership of the Company’s common stock attributable to Executive under the applicable
Company and shareholder reports filed with the Securities and Exchange Commission.

 

 

(2) Wealth Engineering adopts and reaffirms the beneficial
ownership of the Company’s common stock attributable to Wealth Engineering under the applicable Company and shareholder reports
filed with the Securities and Exchange Commission.

 

    	21Exhibit
10.99

 

SEPARATION
AND RELEASE AGREEMENT

 

THIS
SEPARATION AND RELEASE AGREEMENT (the “Agreement”) is made as of January 6, 2022 (the “Effective Date”)
by and among Investview, Inc., a Nevada corporation (together with its subsidiaries and affiliates, collectively, the “Company”),
Annette Raynor (the “Executive”) and Wealth Engineering, LLC (“Wealth Engineering”).

 

W
I T N E S S E T H

 

WHEREAS,
the Company and the Executive are parties to a Founder Employment Agreement dated October 1, 2017 (the “Employment Agreement”)
pursuant to which the Executive served as Chief Operations Officer of the Company;

 

WHEREAS,
the Company and the Executive desire to terminate the Employment Agreement, together with any and all other arrangements, agreements
or understandings between them and between certain Affiliates and Related Parties (as such terms are defined in Section 15.1) of the
Executive and the Company, except as otherwise set forth herein, and to and terminate any and all claims by the Executive that relate
in any manner to any matter arising out of or relating in any way to the Executive’s employment with or separation from the service
of the Company, or that otherwise relate to the Executive’s relationship with the Company, and to take the other actions as provided
below; and

 

WHEREAS,
in conjunction with the termination of all such agreements, arrangements and understandings, the Executive does hereby tender his resignation
from the Company’s Board of Directors as of the Effective Date.

 

NOW,
THEREFORE, in consideration of the premises and mutual promises, agreements and covenants contained herein, the parties hereto, intending
to be legally bound hereunder, agree as follows:

 

1.
Termination of Company Agreements.

 

1.1
The Employment Agreement, and the consulting agreement between the Company and Wealth Engineering dated February 1, 2020 (the “Consulting
Agreement”), the Wealth Engineering Note (as defined in Section 4 below) and all other arrangements, agreements or understandings
between the Company or any of its subsidiaries, on the one hand, and Executive, Wealth Engineering, the Related Parties and/or their
respective Affiliates, on the other hand (other than this Agreement and the Lock-Up Agreement (as such terms are hereinafter defined)),
are terminated in all respects. For the avoidance of doubt, the parties hereby ratify and confirm that the founder revenue agreement
between the Company, the Executive and the other parties thereto dated October 11, 2017 (the “Founder Revenue Agreement”)
was previously terminated in all respects on or before April 27, 2020, and is no longer valid or in effect. All of the foregoing agreements,
the Employment Agreement, the Consulting Agreement, the Founder Revenue Agreement and the Wealth Engineering Note are hereafter collectively
referred to herein as the “Company Agreements”.

 

    	1

    	 

    

 

1.2
Executive and Wealth Engineering acknowledge, confirm and agree that Executive, Wealth Engineering and all of Executive’s Related
Parties have received any and all pay, compensation (in whatever forms due, including but not limited to, United States Currency, any
foreign currency, crypto-currency, shares of Company common or preferred stock, Company options or warrants, wages, bonuses, fees, commissions,
incentives, stipends, penalties, interest, award, tangible or intangible assets, or any other form or type of remuneration, collectively
hereinafter “Compensation”) and benefits due in connection with the Company Agreements (in whatever forms due) and
that neither Executive, Wealth Engineering, any Related Parties, or Related Parties of Executive or Wealth Engineering, nor any other
parties to such Company Agreements are entitled to any additional pay, outstanding balances due, Compensation or benefits from the Company
thereunder.

 

1.3
Executive and Wealth Engineering covenant and agree to use their best efforts to assist the Company in documenting the termination of
all agreements, arrangements and understandings with Related Parties and their Affiliates and to cause all Related Parties and their
Affiliates to cease and desist using any of the Company’s, and or any of Company’s subsidiary or Affiliate company names,
copyrights and/or trademarks, images, the name(s), picture(s) or likeness of any Company, and or any Company subsidiary or Affiliate’s
director(s), executive officer(s) or employee(s) without the express written consent of the Company’s Board of Directors.

 

2.
Resignation as Officer and Director. 

 

2.1
The Executive hereby resigns in all capacities as a director, officer, employee and/or consultant of the Company as of the Effective
Date, and hereby relinquishes all of the powers, duties or authorities otherwise bestowed upon a director, officer, employee and/or consultant
under the Company Agreements or applicable federal or state laws. Executive also specifically relinquishes any and all authorizations
regarding any business of the Company including, but not limited to, signing authorizations for digital wallets, brokerages, exchanges,
banks or other financial institutions holding any assets of the Company.

 

2.2
Executive agrees that such resignations are as a result of the Company’s desire to transition from its original management team
consisting of Company founders to one or more professional executives and managers that have experience within the financial services
sector , the businesses, services and/or technology of the Company’s subsidiary companies or other similar professional experiences
conducive to managing a public company, and reflects no disagreement by the Executive with the Company on any matter relating to the
Company’s operations, policies or practices. Language consistent with this Section shall be included within the Company’s
Form 8-K that reports on this Agreement.

 

3.
Lock-Up Agreement.

 

3.1
Executive and Wealth Engineering acknowledge and agree that the Lock-Up Agreements executed by Executive, Wealth Engineering and the
other parties thereto dated March 22, 2021 (the “Lock-Up Agreement”) (which superseded a Lock-Up Agreement executed
by Executive and Wealth Engineering dated April 27, 2020) shall continue in full force and effect, subject to the modification thereof
described at Subsection 3.3 below.

 

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3.2
Executive and Wealth Engineering shall cause all of the Persons identified on Appendix I to this Agreement (which Appendix shall
be acknowledged and countersigned by the parties hereto) and their Affiliates to sign a joinder to the Lock-Up Agreement within ten (10)
days of the Effective Date agreeing to be bound by its terms with respect to all shares of common stock of the Company beneficially held
by such Persons and their Affiliates.

 

3.3
Executive and Wealth Engineering agree that, notwithstanding any rights which either of them may otherwise have under the Lock-Up Agreement
to “Transfer” any of the shares of Company common stock on or before April 25, 2025, (as the term “Transfer”
is defined in the Lock-Up Agreement), they agree, jointly and severally: (i) to refrain from any Transfer, and to retain and hold no
less than one hundred million (100,000,000) shares of the Company common stock from the Effective Date through April 25, 2025; and (ii)
shall direct the Company’s transfer agent to affix to their Company shares, as well as the transfer records of the Company’s
transfer agent, the appropriate stop transfer instructions as well as a legend indicating that the shares of the Company common stock
owned of record and beneficially by Executive and by Wealth Engineering remain subject to the Lock-Up Agreement, as amended by this Agreement.
This Section 3.3 shall be deemed to be an amendment to the Lock-Up Agreement executed by Wealth Engineering and by Executive. For purposes
of clarity, Executive and Wealth Engineering confirm their understanding that an additional amount of 100,000,000 shares of the Company’s
common stock, separate and apart from the 100,000,000 shares mentioned in this Section, also need to be held under that Separation and
Release Agreement on even date herewith between Mario Romano and the Company.

 

4.
Termination of Promissory Note. The Promissory Note in the original principal amount of $600,000 issued by the Company to Wealth
Engineering dated on or about December 18, 2020 (the “Wealth Engineering Note”) is hereby terminated effective as
of the Effective Date in accordance with the terms of this Section 4. Company acknowledges and agrees that the total amount advanced
by Wealth Engineering under the Wealth Engineering Note of $154,000 cash plus other in-kind work and services provided by Wealth Engineering
for the benefit of the Company is fair consideration for the principal amount of the Wealth Engineering Note. Therefore, the Company
and Executive agree that, in consideration of (i) amounts that the Company has already paid to Wealth Engineering in accordance with
the terms of the Wealth Engineering Note up to and including the Effective Date, and (ii) the payment of $340,000.00 in cash, payable
by check, ACH or wire transfer, by the Company to Wealth Engineering within three (3) business days after the later of the effectiveness
of this Agreement under Section 9.5, and the satisfactory completion by Executive, Wealth Engineering, and all of the Persons identified
on Appendix I to this Agreement, of the obligations under Sections 3.2, 3.3, 5.2, 8.1 and 15.7, of this Agreement, as determined in the
discretion of the Company, and thereafter, the Company shall have no additional obligations under the Wealth Engineering Note and Wealth
Engineering, LLC hereby acknowledges, confirms and agrees that the Wealth Engineering Note shall be considered “Paid-In Full”,
terminated and null and void.

 

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5.
Surrender of Certain Shares; Vesting of Restricted Shares.

 

5.1
Surrender of Certain Shares. Effective as of the Effective Date, Executive hereby surrenders to
the Company all legal right, title and interest in 75,000,000 of the shares of common stock
of the Company held by Executive (the “Surrendered Shares”). Other than in consideration for the Company release contained
in this Agreement, and for other valuable consideration which the Executive hereby acknowledges, Executive shall
receive no consideration for the Surrendered Shares and the Executive acknowledges, confirms and agrees that Executive shall at no time
after the Effective Date make any claims to any rights, title and/or interest in the Surrendered Shares and shall indemnify, defend and
hold harmless Company, its Board of Directors and its executives and officers from any and all Claims (as defined herein below) with
respect to the Surrendered Shares.

 

5.2
Vesting of Restricted Shares. Upon the later of: (i) effectiveness of this Agreement in accordance with Section 9.5; and (ii)
the satisfactory completion by Executive, Wealth Engineering, and all of the Persons identified on Appendix I to this Agreement, of the
obligations under Sections 3.2, 3.3, this 5.2, 8.1 and 15.7, of this Agreement, as determined in the discretion of the Company, the Company
shall remit the sum of $1,724,077.56 to the applicable federal and state taxing authorities on behalf of Wealth Engineering as payment
for the estimated federal and state taxes that Wealth Engineering may be subject in connection with the vesting of 63,333,333 Company
restricted shares on July 22, 2021. The Company has determined the form of the remission (under Form 1099) and the amount of the remission
in consultation with the Executive and Executive’s tax advisors, and shall assume no responsibility for the accuracy of the amount
remitted; nor shall it assume any responsibility should the amount remitted not satisfy Wealth Engineering’s federal and state
tax obligations in connection with the July 22, 2021 vesting. In consideration of the Company’s payment, Wealth Engineering has
agreed to surrender to the Company all legal right, title and interest in
43,101,939 of the shares of common stock of the Company held by Wealth Engineering (the “WE Surrendered Shares”). Wealth
Engineering acknowledges, confirms and agrees that it shall at no time after the Effective Date make any claims to any rights, title
and/or interest in the WE Surrendered Shares and shall indemnify, defend and hold harmless Company, its Board of Directors and its executives
and officers from any and all Claims (as defined herein below) with respect to the amount of the tax remission, the form of the remission
(form 1099), the characterization of Wealth Engineering’s status with the Company, or the WE Surrendered Shares.

 

6.
Cooperation. Executive and Wealth Engineering covenant and agree, at no additional cost to the Company, to prepare, execute, acknowledge,
file, record, publish, and deliver to the Company such other instruments, documents, and statements including, without limitation, instruments
and documents of assignment, transfer, and conveyance, and take such other action(s) as may be required, necessary, convenient or requested
in the discretion of the Company to: (i) carry out more effectively the purposes and intent of this Agreement, its premises and its terms,
promises and covenants contained herein; (ii) to provide information about the Company relative to, among others, events, transactions,
undertakings, agreements, personnel matters, corporate governance or other Board or committee matters, that arose prior to the Effective
Date; and (iii) to assist and cooperate in responding to inquiries of the SEC, FINRA or any other regulatory body or agency.

 

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7.
Standstill; Negative Covenants. For and in consideration of the premises and mutual promises and covenants contained herein, the
Executive and Wealth Engineering shall not, and shall direct the Related Parties and their Affiliates to not: (i) acquire, offer to acquire,
or agree to acquire, directly or indirectly, by purchase or otherwise, any voting securities or direct or indirect rights or options
to acquire any voting securities of the Company without the prior written consent of the Board of Directors of the Company (which the
Company may or may not provide such written consent in Company’s sole and absolute discretion); (ii) make, or in any way participate,
directly or indirectly, in any “solicitation” of “proxies” to vote (as such terms are interpreted in the proxy
rules of the Securities and Exchange Commission), or seek to advise or influence any Person with respect to the voting of any voting
securities of the Company, (iii) form, join or in any way participate in a “group” within the meaning of Section 13(d)(3)
of the Securities Exchange Act of 1934 with respect to any voting securities of the Company for the purpose of seeking to control the
management, Board of Directors, policies or any business matters of the Company, or (iv) acquire, offer to acquire, sell, offer to sell,
or agree to acquire or sell, directly or indirectly, by purchase or otherwise, any ndau currency on behalf of the Company, except as
Executive and Company may agree in writing. Executive and Wealth Engineering acknowledge that the Company would not have an adequate
remedy at law for money damages in the event that this promise and/or covenant were not performed in accordance with its terms as set
forth herein and to the broadest interpretation thereof, and, therefore, Executive and Wealth Engineering agree that the Company shall
be entitled to specific enforcement of the terms, promises and/or covenants hereof in addition to any other remedy to which it may be
entitled, at law or in equity.

 

8.
Voting Proxy.

 

8.1
Voting Proxy. During the period commencing on the Effective Date and ending on April 25, 2025 (the “Proxy Termination
Date”), Executive and Wealth Engineering hereby grant to DBR Capital LLC, on behalf of the Company, an irrevocable proxy to
vote all of the shares of the Company common stock owned, directly or beneficially, by the Executive and Wealth Engineering, in accordance
with the direction of the Company’s Board of Directors, in its sole discretion, and to execute consents or waivers with respect
thereto, and the Executive and Wealth Engineering hereby agree to execute and deliver, and cause the Persons identified on Appendix
I to execute and deliver, to DBR Capital LLC, an irrevocable proxy, on a form acceptable to DBR Capital LLC, to vote any and all
shares of the Company common stock owned by such Persons beneficially and of record, in accordance with the direction of the Company’s
Board of Directors, in its sole discretion, and to further evidence such irrevocable proxy as DBR Capital LLC may request (all of such
shares subject to this Voting Proxy, the “Voting Proxy Shares”).

 

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9.
Release by Executive and Wealth Engineering.

 

9.1
In exchange for, and in consideration of, the benefits, and other commitments set forth in this Agreement, the Executive, Wealth Engineering,
LLC and their respective heirs, executors, administrators, and assigns, and each of their Related Parties (each, a “Releasor”
and collectively, the “Releasors”), hereby fully releases, acquits, and forever discharges the Company and each of
its predecessors, successors and assigns, parent corporations, subsidiary corporations, affiliated corporations, and the officers, directors,
shareholders, partners, employees, attorneys and agents, past and present, of each of the aforesaid entities (“Company Releasees”)
of and from any and all claims, liabilities, causes of action, damages, costs, attorneys’ fees, expenses, and compensation whatsoever,
of whatever kind or nature, in law, equity or otherwise, whether known or unknown, vested or contingent, suspected or unsuspected, that
Releasors may now have, have ever had, or hereafter may have, however, only for any matters that arose prior to the Effective Date of
this Agreement (the “Claims”), including, but not limited to Claims arising under Title VII of the Civil Rights Act
of 1964, as amended, the Civil Rights Act of 1991; the Equal Pay Act, as amended; the Americans With Disabilities Act of 1990, as amended;
the Rehabilitation Act of 1973, as amended; the Age Discrimination in Employment Act, as amended; Sections 1981 through 1988 of Title
42 of the United States Code, as amended; the Immigration Reform and Control Act, as amended; the Workers Adjustment and Retraining Notification
Act, as amended; the Occupational Safety and Health Act, as amended; the Sarbanes-Oxley Act of 2002, as amended; the Consolidated Omnibus
Budget Reconciliation Act (“COBRA”); the Employee Retirement Income Security Act of 1974, as amended; the National
Labor Relations Act, as amended; and any and all state or local statutes, ordinances, or regulations, as well as all claims arising under
federal, state, or local law involving any tort, employment contract (express or implied), public policy, wrongful discharge, or any
other claim. The Releasors also release any and all Claims they may have that arose prior to the date of this Agreement under the Family
and Medical Leave Act (as amended) and the Fair Labor Standards Act as amended).

 

9.2
This release shall not apply to rights or claims that may arise after the Effective Date of this Agreement, provided that such claims
are not caused by any direct or indirect action(s) or omission(s) of Executive. Nothing in this paragraph or this Agreement is intended
to limit or restrict any rights the Executive may have to enforce this Agreement or challenge the Agreement’s validity under the
Federal Age Discrimination in Employment Act (“ADEA”), or any other right that cannot, by express and unequivocal
terms of law, be limited, waived, or extinguished. The Executive understands and agrees that, by releasing the Company from any and all
claims, the Executive is giving up the opportunity to recover any compensation, damages, or any other form of relief in any proceeding
brought by the Executive or on the Executive’s behalf.

 

9.3
The Executive and Wealth Engineering acknowledge, confirm and agree that Executive and Wealth Engineering shall not become a member of
any class action in a court of law against any of the Company Releasees, together or separately, based on a claim or claims which arose
prior to or on the Effective Date of this Agreement and which claim or claims relates or relate in any way to Executive’s and Wealth
Engineering’s relationship with Company and/or separation from the Company. Executive and Wealth Engineering agree that should
either of them somehow become a member of such a class that Executive and Wealth Engineering will release and forever discharge each
of the Company Releasees from any and all liability which may result from that claim or those claims (including, but not limited to,
attorney’s fees, legal fees, costs, expenses and/or liquidated damages) and will not participate in any recoveries which may result
from that claim or those claims (including, but not limited to, attorney’s fees, legal fees, costs, expenses and/or liquidated
damages).

 

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9.4
Without limiting the scope of this release in any way, Executive also certifies that this release constitutes a knowing and voluntary
waiver of any and all rights or Claims that exist or that Executive has or may claim to have under the ADEA, as amended by the Older
Workers Benefit Protection Act of 1990 (“OWBPA”), which is set forth at 29 U.S.C. § § 621, et seq.

 

9.5
By signing this Agreement, Executive and Wealth Engineering hereby acknowledge, confirm and agree that: (i) they have read this Agreement
in its entirety and understand all of its terms; (ii) they has been advised of and have availed themselves of their right to consult
with their attorney prior to executing this Agreement; (iii) they knowingly, freely and voluntarily assent to all of the terms, conditions
and agreements set out in this Agreement including, without limitation, the waiver, release and covenants contained herein; (iv) they
are executing this Agreement, including the waiver and release, in exchange for such good and valuable consideration as is set forth
in this Agreement, in addition to anything of value to which they are otherwise entitled; (v) they were each given at least twenty-one
(21) days to consider the terms of this Agreement and consult with an attorney of their choice, although they may sign it sooner if desired
and such signing during this time period constitutes a knowing and voluntary waiver of this time period; (vi) they understand that they
have seven (7) days from the date they sign this Agreement to revoke the release in this paragraph by delivering notice of revocation
to the Company, by e-mail, hand delivery or overnight delivery before the end of such seven-day period to the Company pursuant to the
notice provisions in Section 15.2 below; and (vii) they understand that the release contained in this Section does not apply to rights
and claims that may arise after the date on which they sign this Agreement. This Agreement shall not become effective or enforceable
until this seven (7) day revocation period has expired without Executive and Wealth Engineering having exercised their right of revocation.
Any determination of whether Executive’s or Wealth Engineering’s revocation was timely sent shall be determined by the date
of actual receipt by the Company pursuant to Section 15.2.

 

9.6
This release of claims excludes, and the Executive does not waive, release or discharge (i) the filing of a charge or complaint with
or from participating in an investigation or proceeding conducted by the Equal Employment Opportunity Commission (“EEOC”),
National Labor Relations Board (“NLRB”), the Securities and Exchange Commission (“SEC”) or any
other federal, state, or local agency charged with the enforcement of any employment laws, (although Executive understands that by signing
this Agreement, Executive waives the right to recover any damages or to receive other relief directly from the Company Releasees in any
claim brought by or through any federal, state or local agency on the Executive’s behalf); (ii) claims under state workers’
compensation or unemployment laws; (iii) claims for earned but unpaid compensation specifically arising under the Company’s existing
payroll practices and procedures; or (iv) any other claims that cannot be waived by law. Nor does anything in this Agreement waive Executive’s
right to testify in an administrative, legislative or judicial proceeding where Executive has been required to attend the proceeding
pursuant to a court order, subpoena, or written request from an administrative agency or the legislature. However, in the event of any
such proceeding, Executive shall notify, in writing, the Company of any subpoena, request or other similar notice to give testimony or
provide documentation (“Notice”) within seven (7) business days of receipt of said Notice and prior to providing any
response to said Notice such that Company may have an opportunity to seek and obtain, among other things, an appropriate protective order
or seek intervention in the matter.

 

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10.
Release by the Company. In exchange for, and in consideration of, the agreements and other commitments set forth in this Agreement,
the Company hereby fully releases and forever discharges the Executive and Wealth Engineering of and from repayment of any and all payments
made by the Company or any of its Subsidiaries prior to the Effective Date to the Executive and/or the Related Parties identified on
any Supplemental Schedule to this Agreement, including any such agreements and arrangements identified on any Supplemental
Schedule to this Agreement. Notwithstanding anything to the contrary contained herein or otherwise, nothing contained in this Section
10 is intended, nor shall anything be construed, to release or discharge Executive or Wealth Engineering or any other Person from any
other claims other than those covered by any Supplemental Schedule to this Agreement.

 

11.
Restrictive Covenants.

 

11.1
Confidential Information. Executive and Wealth Engineering shall protect and guard, not to use for their own benefit or the benefit
of anyone other than the Company, or disclose, publish, communicate, reveal or divulge, directly or indirectly, any Confidential Information
of the Company to any Person at any time or in any manner without the prior written consent of the Board of Directors of the Company,
which the Board of Directors may decline such consent in its sole and absolute discretion. As used herein, “Confidential Information”
shall collectively mean the information of the Company, including, but not limited to, inventions, proprietary information and business
matters or affairs (including, but not limited to, information relating to inventions, disclosures, processes, systems, methods, formulas,
patents, patent applications, materials, research activities and plans, business proposals, potential business opportunities, mergers,
acquisitions or joint ventures, product cost data, contracts, forms, information concerning competitive strengths and weaknesses, promotional
methods, customer lists, customer and supplier account preferences and requirements, business plans and strategies (expansion or contraction
or new developed businesses or entry into new industries or markets), procedures, grant proposals, sales and pricing information, production
cost data, advertising information, as well as information of a confidential or proprietary nature received from customers, suppliers,
contractors, joint ventures and other collaborators), prototypes, codes, forecasts, customer information (including, but not limited
to, names, physical addresses, email addresses, telephone or cell numbers, customer requirements, preferences, past purchases and other
relevant data and information), lists of referral sources, information regarding referral sources, pricing information (including but
not limited to, labor rates, costs of supplies, overhead costs and profit margins), employee lists and information (including, but not
limited to, employee names, physical addresses, email addresses, telephone or cell numbers, job descriptions, compensation and benefit
information), (hereafter collectively the “Business Information”), and lists and Business Information regarding Persons
participating in any of the Company’s subsidiary companies, including but not limited to the iGenius multi-level marketing or sales
network, Safetek mining and equipment servicing and repair business and IFGH brokerage, advisory and software development business, and
computer programs, software and documents relating to any of the foregoing, regardless of the form or medium contained or stored in (including
hard copy, electronic or digital form), encryption or decryption keys or information, commentary on code, as well as copies or multiple
versions of each. Additionally, Confidential Information shall include, for purposes of this Agreement, any such information not generally
known by the trade or public, even though such information has been disclosed to (i) one or more third parties or (ii) Company, pursuant
to distribution agreements, joint research agreements, confidentiality agreements, non-disclosure agreements or other agreements or collaborations
entered into by Company. For purposes of this Agreement, the definition of Confidential Information shall equally apply to information
acquired, learned, or disclosed prior to, simultaneously with, or after the date of this Agreement.

 

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11.2
Acknowledgement of Works made for Hire. Executive and Wealth Engineering acknowledge, agree and confirm that all Confidential
Information which was conceived, developed, or made by Executive in the course of Executive’s employment with the Company, or by
Wealth Engineering in the course of its consulting with the Company, or disclosed to or otherwise acquired by Executive in the course
of Executive’s employment with the Company, or otherwise acquired by Wealth Engineering in the course of its consulting with the
Company, and which may be conceived, developed, or made by Executive in the course of Executive’s consulting with the Company after
the Effective Date, or disclosed to or otherwise acquired by Executive in the course of Executive’s consulting with the Company
after the Effective Date, which may include the preparation of materials or discovery of Confidential Information, including without
limitation written or graphic representation of materials or Confidential Information, have been done, or shall be done as “work
made for hire” as defined and used in the Copyright Act of 1976, 17 U.S.C. §§ 1 et seq., and accordingly, the Company
will solely retain and own all rights in said materials, including right of copyright and any profits to be made from such “work
made for hire”, and such materials shall remain the sole and exclusive property of the Company; that Executive and Wealth Engineering
shall not retain, copy or otherwise appropriate or disclose any of such Confidential Information for either Executive’s or Wealth
Engineering’s own use or the use or purposes of any third party, without the prior written consent of the Board of Directors of
the Company (and specifically Executive and Wealth Engineering agree to provide Company all user names, passwords, keys, security codes
and any other authorizations for any and all digital wallets, brokerage accounts, financial institution accounts, bank accounts, exchange
accounts and or any other accounts where the Company’s assets are held).

 

11.3
Disclosure of Works and Inventions. In consideration of the promises set forth herein, Executive and Wealth Engineering agree
to disclose to the Company on or before the Effective Date, any and all works, inventions, discoveries and or improvements authored,
conceived or made by Executive or Wealth Engineering during their periods of employment or consulting with the Company prior to the Effective
Date; as well, Executive agrees to disclose to the Company any and all works, inventions, discoveries and or improvements authored, conceived
or made by Executive during Executive’s consulting with the Company after the Effective Date, any of which relate to the business
or activities of the Company, and Executive and Wealth Engineering hereby assign and agree to assign all of their rights and interest
in the foregoing to the Company. Executive and Wealth Engineering agree that, whenever either of them is requested to do so by the Company,
Executive and/or Wealth Engineering shall sign any and all applications, assignments or other instruments which the Company shall deem
necessary to enable the Company to apply for and obtain patents or copyrights of the United States or any foreign country or to otherwise
protect the Company’s rights and interest therein. Executive and Wealth Engineering hereby appoint an authorized officer of the
Company as their attorney in fact to sign documents on his behalf for this purpose in any case in which Executive or Wealth Engineering
has refused a written request to sign documents in accordance with this section. Such obligations shall continue beyond the termination
or nonrenewal of Executive’s employment and subsequent consulting relationship with respect to any works, inventions, discoveries
and/or improvements that are authored, conceived of, or made by Executive and Wealth Engineering during the period of Executive’s
employment, and subsequent consulting with the Company, and during Wealth Engineering’s consulting with the Company prior to the
Effective Date, and shall be binding upon Executive’s and Wealth Engineering’s successors, assigns, executors, heirs, administrators
or other legal representatives.

 

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11.4
Non-Solicitation. Executive and Wealth Engineering, jointly and severally, covenant and agree with the Company that during the
“Non-Solicitation Term” (as defined below), they will not, without the prior written consent of the Board of Directors
of the Company, which Company may withhold or provide in its sole and absolute discretion, act in any manner, including but not limited
to, as an individual, owner, sole proprietor, founder, associate, promoter, partner, joint venturer, shareholder (other than as the record
or beneficial owner of less than five percent (5%) of the outstanding shares of a publicly traded corporation), officer, director, trustee,
manager, employer, employee, licensor, licensee, principal, agent, salesman, broker, representative, consultant, advisor, investor or
otherwise, directly or indirectly: (i) solicit, counsel or attempt to induce any Person who is then in the employ of the Company,
or who is then providing services as a consultant or agent of the Company, including any Persons participating in the Company’s
multi-level marketing or sales network, to leave the employ of or cease providing services, as applicable, to the Company, or employ
or attempt to employ any such Person or Persons who at any time during the preceding one (1) year was in the employ of, or provided services
to, the Company; or (ii) solicit, bid for or perform for any of the then current customers of the Company (defined as a customer who
has done business with the Company within one (1) year) any services of the type the Company performed for such customer at any time
during the preceding one (1) year period. The “Non-Solicitation Term” shall mean the period commencing on the Effective
Date and ending on the fifth (anniversary (5th) anniversary following the termination of Executive’s consulting relationship
with the Company. The Non-Solicitation Term shall be deemed to be extended for any period in which Executive or Wealth Engineering is
in violation of any restrictive covenant so that the Company shall have the full benefit of the proscriptive period.

 

11.5
Non-Compete. Executive and Wealth Engineering, jointly and severally, covenant and agree with the Company that during the “Non-Compete
Term” (as defined below) they will not, without the prior written consent of the Company, which the Company may be withhold
or provide in its sole and absolute discretion, directly or indirectly, or individually or collectively within the continental United
States of America, engage in any activity or act in any manner, including but not limited to, as an individual, owner, sole proprietor,
founder, associate, promoter, partner, joint venturer, shareholder (other than as the record or beneficial owner of less than five percent
(5%) of the outstanding shares of a publicly traded corporation), officer, director, trustee, manager, employer, employee, licensor,
licensee, principal, agent, salesman, broker, representative, consultant, advisor, investor or otherwise, for the purpose of establishing,
operating, assisting, consulting, advising, teaching, instructing, supporting, funding or managing any business or entity that is engaged
in activities competitive with the business of the Company. The “Non-Compete Term” shall mean the period commencing
on the Effective Date and ending on the second (2nd) anniversary following the termination of Executive’s consulting
relationship with the Company. The Non-Compete Term shall be deemed to be extended for any period in which Executive or Wealth Engineering
is in violation of any restrictive covenant so that the Company shall have the full benefit of the proscriptive period.

 

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11.6
Non-Disparagement.

 

(a)
Executive and Wealth Engineering, jointly and severally, covenant and agree with the Company not to defame or disparage the Company or
any of its business(es), services, policies, practices, finances, financial conditions, capabilities, it’s employees, officers,
directors, investors, advisors, professionals or other aspect of any of its businesses, in any form or medium whatsoever (including but
not limited to hard copy, electronic, verbal or digital form), in any publication (including but not limited to a newspaper, magazine,
billboard, email, newsletter, text, social media platform, blog, radio program, podcast, etc.) to any Person without limitation in time;
provided that neither Executive nor Wealth Engineering shall be prevented or restricted in any manner from making or publishing any statements,
in any form or medium, about the Company or any of its officers, directors, agents, employees or representatives that: (i) are contained
in any submissions to, or communications with, the SEC, FINRA or any regulatory body or agency; particularly, however, not limited to,
in connection with the ongoing SEC inquiry of the Company; or (ii) relate to or are contained within any legal proceedings or related
dispute resolution materials that are used to enforce their rights under this Agreement. Executive and Wealth Engineering further covenant
and agree not to authorize or specifically instruct, assist, consult to, advise, teach, support or fund any of the Related Parties or
any other agents, partners or employees to defame or disparage the Company or any of its officers, directors, agents, employees or representatives,
in any medium to any Person without limitation in time. Neither Executive nor Wealth Engineering shall make or otherwise issue any public
statement or press release regarding the separation, departure, and/or resignation of Executive from the Company, absent the Company’s
express prior written approval of any such public statement or press release.

 

(b)
The Company agrees that neither it nor its officers, directors, agents, employees, or representatives shall defame or disparage Executive
or Wealth Engineering in any form or medium; provided, however, that neither the Company nor any of its officers, directors, agents,
employees, or representatives shall be prevented or restricted in any manner from making or publishing any statements, in any form or
medium, about Executive or Wealth Engineering, that: (i) relate to or arise from the findings or statements of the SEC, FINRA or any
other regulatory body or agency; (ii) are contained within filings with the SEC, FINRA or any other regulatory body or agency, or related
attachments, exhibits, schedules or press releases, that the Company believes in good faith are necessary or advisable in order to comply
with or adhere to applicable securities disclosures or other laws, rules or regulations; (iii) are contained in any submissions to, or
communications with, the SEC, FINRA or any regulatory body or agency; particularly, however, not limited to, in connection with the ongoing
SEC inquiry of the Company; (iv) the Company believes in good faith are necessary or advisable in order to address inquiries of the SEC,
FINRA or any other regulatory body or agency; or (v) relate to or are contained within any legal proceedings or related dispute resolution
materials that are used by the Company to enforce its rights under this Agreement.

 

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11.7
Reasonableness of Restrictions. Executive acknowledges and agrees that the restrictions contained in this Agreement, in view of
the nature of Company’s business, are reasonable and necessary to protect the legitimate business interests of Company, and that
any breach or threatened breach of this Agreement will cause irreparable injury to Company, that money damages shall not provide an adequate
remedy, and that their enforcement would not impose a hardship or significantly impair Executive’s ability to earn a livelihood.
The remedy at law for any breach of the foregoing shall be inadequate, and Company shall therefore be entitled, in addition to any other
relief available to it, to preliminary, temporary and permanent injunctive relief without the necessity of proving irreparable harm or
posting a bond. If provisions of this Agreement are ever determined by a court of competent jurisdiction to exceed limitations permitted
by law, then such provisions shall be reformed automatically to set forth the maximum limitations permissible by law. If either Executive
or Wealth Engineering violates any of the restrictions contained in this Agreement, the relevant restricted period shall be extended
by a period equal to the length of time from the commencement of any such violation until such time as such violation shall be deemed,
by the Board of Directors, to be cured. Nothing contained herein shall be considered as prohibiting Company from pursuing any other remedies
available to it for such breach or threatened breach, including any recovery of damages from Executive and/or Wealth Engineering. If
either Executive or Wealth Engineering violate this Agreement, Executive and Wealth Engineering shall be jointly and severally liable
for any reasonable attorneys’ fees, legal fees and costs, expert witness fees and cost and any other costs and expenses that Company
incurs in connection with the enforcement of its rights under this Agreement. The Company may provide a copy of this Agreement to any
third party in the sole discretion of the Company. Executive shall provide a copy of this Agreement to any subsequent prospective or
actual employers so that they are properly advised of Executive’s and Wealth Engineering’s obligations hereunder.

 

12.
Consulting Services and Other Opportunities.

 

12.1
Commencing on the later of: (i) the Effective Date or the effectiveness of this Agreement under Section 9.5; and (ii) the satisfactory
completion by Executive, Wealth Engineering, and all of the Persons identified on Appendix I to this Agreement, of the obligations under
Sections 3.2, 3.3, 5.2, 8.1 and 15.7, of this Agreement, as determined in the discretion of the Company, the Company shall retain Executive
as an independent consultant with the title “Strategic Business Advisor” on a daily basis at a base rate of Nine Hundred
Thirty-Seven Dollars and Fifty Cents ($937.50) per day (the “Base Rate”), payable in accordance with the Company’s
normal payroll practices. Unless otherwise agreed to by the Parties, the Company agrees to engage the Executive, and Executive agrees
to be so engaged, on a full-time basis, with the recognition, however, that Executive may engage in the following activities: (a) serving
on the Board of Directors of community or other non-profit ventures in an unpaid capacity, (b) serving on the Board of Directors of other
non-competitive ventures or businesses that are pre-approved in writing by the Company; and (c) managing his personal or his family’s
passive investments, provided that such activities set forth in (a) through (c) (individually or collectively) do not materially and
adversely interfere or conflict with the performance of the Executive’s duties or responsibilities under this Agreement on a full-time
basis. The consulting services provided for hereunder shall be deemed “at-will” and shall not continue for any specified
period of time. The Company or Executive may terminate the consulting services at any time and for any reason upon thirty (30) days’
written notice to the other party. Termination of such consulting services shall not affect any of the other provisions of this Agreement.
Company may terminate the consulting services immediately at any time Executive has breach any term, condition, covenant, premise, promise
and or any other provision of this Agreement. Notwithstanding the foregoing, should the Executive’s consulting services be terminated
by the Company without “cause”, the Company shall be obligated to continue to pay consultant severance at his Base Rate assuming
five days of work per week, for a period of 24 weeks after such termination, provided Executive signs a general form of release acceptable
to the Company. For the purposes hereof, a termination of Executive’s consulting service shall be deemed to be for “cause”
if: (i) Executive materially breaches any of the terms under which Executive is engaged; (ii) Executive is charged with a felony or crime
involving harassment or moral turpitude; (iii) Executive violates any laws effecting the Company or that expose the Company to any claims
for civil or criminal penalties; (iv) Executive commits a fraudulent, illegal or dishonest act; or (v) Executive’s willful misconduct
or gross negligence which reasonably could be expected to have the effect of injuring the reputation, financial condition or business
of the Company; (vi) Executive willfully breaches any of the terms of this Agreement; or (vii) upon the repeated occurrence of violations,
after due notice, of any Company policy statements that apply to all Company personnel, copies of which shall be provided to Executive
from time to time. For purposes of clarity, termination shall not be deemed to be without “cause”; thus, Executive shall
not be entitled to any severance payments if Executive voluntarily resigns, if Executive dies or is disabled such that Executive is unable
to perform services hereunder.

 

    	12

    	 

    

 

12.2
As an independent consultant of the Company, Executive shall provide advisory services and general assistance to, or on behalf of, the
Company in connection with confirming matters or providing information relative to matters as to which Executive had principal responsibility
while in the employ of the Company. As well, Executive shall be responsible to assist in general corporate and operational matters as
may be assigned to him from time-to-time by the Company’s executive officers, as well as to assist and cooperate in responding
to inquiries of the SEC, FINRA or any other regulatory body or agency. To insure the appropriate controls and systems are in place, including
an appropriate level of security clearance at all Company facilities and locations: (i) Executive’s services shall be provided
by Executive from Executive’s personal residence and not at any Company office; (ii) access to any Company location or facility
shall be limited to such time or times as the Company determines otherwise in writing and on an as needed basis. Upon the Effective Date
of this Agreement, Company shall grant Executive access to Executive’s Company email account and Executive’s personal electronic
records, as well as access to those Company electronic systems and records that the Company determines are necessary and appropriate
for Executive to discharge those services required under this Section 12.

 

12.3
In addition to Executive’s service as an independent consultant on the terms provided in this Section 12, Executive shall be able
to participate in the Company’s multi-level marketing and sales network, or in any other business unit of the Company, on the following
basis: (i) any such arrangements are terminable in the sole discretion of the Company’s Board of Directors; (ii) any such participation
shall be on arm’s-length independent terms that comply, in the sole discretion of the Company’s Board of Directors, with
all laws, rules and regulations applicable to the operations of the Company’s multi-level marketing and sales network, or such
other business unit of the Company within which the Executive proposes to participate; and (iii) any such participation will only be
on terms approved by the Company’s Board of Directors in writing.

 

13.
Return of Company Materials. Upon the expiration of the Executive’s consultancy, or upon the Company’s written request,
Executive will deliver to the Company any and all Company property in Executive’s possession or under Executive’s control.
For the purpose of this paragraph, the term “property” means all Confidential Information, files, memoranda, minutes of Board
meetings (whether in hard copy, recorded, electronic or digital form), employee files, documents, papers, (and specifically all user
names, passwords, keys, security codes and any other authorizations for any and all digital wallets, brokerage accounts, financial institution
accounts, bank accounts, exchange accounts and or any other accounts where the Company’s assets are held), agreements, keys, credit
cards, records, computer hardware, computer software, computer apparatus, items of personal property, machinery and equipment or other
materials, that belong to the Company or were purchased with funds or in the name of the Company.

 

14.
Representations, Warranties and Covenants; Consequences of a Breach. Executive and Wealth Engineering do hereby, jointly and severally,
represent and warrant to the Company, and provide the following covenants and agreements to the Company, intending for the Company to
rely hereon and thereon, as follows:

 

14.1
This Agreement constitutes the legal, valid and binding obligation of the Executive and Wealth Engineering, enforceable against each
of them in accordance with its terms.

 

14.2
Other than those arrangements with the Persons set forth on Appendix I (all of which arrangements and agreements have been terminated
on or before the Effective Date), there are no agreements or arrangements outstanding after the Effective Date between the Company and
any of the Persons set forth on Appendix I or any agreements or arrangements with any other Related Parties of the Executive or
Wealth Engineering.

 

14.3
Executive has not prior to the Effective Date, disclosed, published, communicated, revealed or divulged, directly or indirectly, any
Confidential Information of the Company to any Person at any time or in any manner without the prior written consent of the Board of
Directors of the Company; neither has Executive conceived, developed, prepared, made or written, any Confidential Information that has
not been disclosed in writing to the Board of Directors of the Company; and in each case as such disclosure to the Board of Directors
has been confirmed in writing to the current Board of Directors of the Company in conjunction with the execution of this Agreement.

 

    	13

    	 

    

 

14.4
During all periods in which Executive served as an officer or director of the Company, all of the Company’s periodic reports and
registration statements filed with the Securities and Exchange Commission under the Securities Act of 1933, as amended and the Securities
Exchange Act of 1934 (in the aggregate, the Company’s “Securities Filings”) were true and correct when made, and did
not include any untrue statements of material fact or omit to state any material facts required to be stated therein or necessary to
make statements therein not misleading.

 

14.5
Executive and Wealth Engineering are the owners, beneficially and of record, of that number of shares of the common stock of the Company
indicated on Appendix II attached hereto; and that: (i) all of such shares are owned by Executive and Wealth Engineering, respectively,
free and clear of any and all liens, levies, encumbrances, restrictions, preemptive rights, options, or any other rights granted to any
third parties (except for the Lock-Up Agreement); and (ii) Executive and Wealth Engineering, respectively, have the full power and authority
to vote such shares, as, other than covered by this Agreement, no voting rights, proxy or other restrictions on voting, have been granted
to any third parties.

 

14.6
The Executive shall continue to comply fully with any of the terms of the Affirmation and Undertaking in connection with the Company’s
advancement of legal fees to the Company.

 

14.7
During all periods in which Executive served as an officer or director of the Company, Executive has complied at all times with all applicable
securities laws as it relates to the ownership of the equity of the Company, his status as a Board member and/or an executive officer
of the Company, or in any other capacity as it relates to the Company or any subsidiary thereof.

 

14.8
The Executive and Wealth Engineering shall, jointly and severally, indemnify, defend and hold harmless the Company, and any of its directors
and officers thereof, from and against any and all suits, demands, claims, actions or causes of action, judgments, assessments, losses,
injuries, liabilities, damages of any kind or nature, compensation of any kind or nature, property of any kind or nature, awards, costs,
fees, interest, or penalties and reasonable attorneys’ fees and related disbursements, costs, expenses and fees (collectively,
“Claims”) incurred by the Company relating to or arising from a breach of any term, provision, representation, warranty,
promise, covenant or agreement of the Executive and/or Wealth Engineering contained in this Agreement.

 

15.
Miscellaneous.

 

15.1
Defined Terms. For purposes hereof, the following terms shall be as defined herein:

 

(a)
“Affiliate” or a Person affiliated with, a specified Person, means a Person who directly or indirectly through one
or more intermediaries, controls (as defined below), or is controlled by, or is under common control with, the Person specified. Persons
who have acted or are acting on behalf or for the benefit of a Person include, but are not necessarily limited to, directors, officers,
employees, agents, consultants and sales representatives.

 

    	14

    	 

    

 

(b)
“Person” shall mean an individual, or any type of corporation,
partnership, joint venture, limited liability company, governmental authority, unincorporated organization, trust, association or other
entity.

 

(c)
“Related Party” or Related Parties” shall mean (i) all of the parties identified on Appendix I; (ii)
any corporation, limited liability company, partnership, limited partnership, business, organization or other legal entity (other than
the Company or any of its Subsidiaries) of which Executive or a Person deemed a Related Party under subsection (v) below is an employee,
officer, director, lender, manager, consultant, advisor or partner; (iii) any corporation, limited liability company, partnership, limited
partnership, business, organization or other legal entity (other than the Company) in which Executive or a Person deemed a Related Party
under subsection (iv) below owns a 5% or greater beneficial interest in any class of equity securities; (iv) any trust or other estate
in which Executive or a Person deemed a Related Party under subsection (v) below has a substantial beneficial interest or as to which
Executive serves as a trustee or in a similar capacity; or (v) any family member (including any child, stepchild, parent, stepparent,
spouse, sibling, mother-in-law, father-in-law, son-in-law, daughter-in-law, brother-in-law or sister-in-law of a person, and any person
(other than a tenant or an employee) sharing the household of such person) of any employee, officer, director, manager, partner or stockholder
of the Company or any subsidiary of Company, including without limitation the Persons identified on Appendix I attached hereto.

 

15.2
Notices. All notices, requests, consents, approvals, claims, demands, waivers, and other communications required, necessary or
permitted hereunder shall be in writing and shall be delivered (a) in hand by person with written receipt of the Person to whom such
notice is intended; (b) by registered or certified mail, postage prepaid, return receipt requested; or (c) by a generally recognized
commercial courier service or overnight delivery service, (Federal Express or UPS), for next Business Day delivery, postage prepaid,
with delivery receipt requested. All notices sent in accordance with this Section 15.2 shall be deemed “Delivered” unless
otherwise specified herein, the same day if delivered by hand in person with receipt and signature of the intended recipient or by an
authorized officer of the intended recipient; three (3) Business Days after the same is deposited in the U.S. Mail if sent by registered
or certified mail; or one (1) Business Day after payment and receipt of mailing if sent by a commercial courier service or overnight
delivery service for next Business Day delivery. Such communications must be sent to the respective parties at the following addresses
(or at such other address for a party as shall be specified in a notice given in accordance with this Section 15.2):

 

If
to the Company:

 

Investview,
Inc.

Attention:
Chief Executive Officer

521
Lancaster Avenue

Second
Floor

Haverford,
PA 19041

 

    	15

    	 

    

 

With
a copies to:

 

David
B. Rothrock, Chairman

1645
Kecks Rd.

Breinigsville,
PA 18031

 

And

 

Fox
Rothschild LLP

2000
Market Street

20th Floor

Philadelphia, PA 19103-3222

Attn:
Stephen M. Cohen, Esq.

 

If
to Executive and Wealth Engineering:

 

To
the address set forth on the signature page hereto.

 

With
copies to:

 

David
Axelrod, Esquire

Ballard
Spahr

1735
Market Street, 51st Floor

Philadelphia,
PA 19103-7599

 

15.3
Applicable Law. This Agreement and all documents executed and delivered in connection herewith and the rights and obligations
of the parties hereto and thereto shall be governed by and construed in accordance with the laws of the State of New Jersey other than
and without giving effect to the laws of the State of New Jersey relating to choice of law.

 

15.4
Applicable Jurisdiction; Waiver of Jury Trial.

 

(a)
The parties hereby agree that any action, at law or in equity, arising under this Agreement or any of the other documents executed and
delivered in connection herewith, including without limitation whether or not the Company is entitled to indemnification hereunder, shall
be filed in and only in the Federal or State courts located within the County of Mercer, State of New Jersey. The parties hereby consent
and submit to the personal jurisdiction of such courts for the purposes of litigating any such action and the parties agree that they
shall not make any claim as to forum non-convenience as to the Federal or States courts of the State of New Jersey for the purposes of
litigating any such action.

 

    	16

    	 

    

 

(b)
EACH PARTY ACKNOWLEDGES AND AGREES THAT ANY CONTROVERSY WHICH MAY ARISE UNDER THIS AGREEMENT OR ANY OF THE OTHER DOCUMENTS EXECUTED AND
DELIVERED IN CONNECTION HEREWITH IS LIKELY TO INVOLVE COMPLICATED AND DIFFICULT ISSUES AND, THEREFORE, EACH SUCH PARTY IRREVOCABLY AND
UNCONDITIONALLY WAIVES ANY RIGHT IT MAY HAVE TO A TRIAL BY JURY IN RESPECT OF ANY LEGAL ACTION ARISING OUT OF OR RELATING TO THIS AGREEMENT,
OR ANY OF THE OTHER DOCUMENTS EXECUTED AND DELIVERED IN CONNECTION HEREWITH, OR THE TRANSACTIONS CONTEMPLATED HEREBY OR THEREBY. EACH
PARTY TO THIS AGREEMENT CERTIFIES AND ACKNOWLEDGES THAT (A) NO REPRESENTATIVE OF ANY OTHER PARTY HAS REPRESENTED, EXPRESSLY OR OTHERWISE,
THAT SUCH OTHER PARTY WOULD NOT SEEK TO ENFORCE THE FOREGOING WAIVER IN THE EVENT OF A LEGAL ACTION, (B) SUCH PARTY HAS CONSIDERED THE
IMPLICATIONS OF THIS WAIVER, (C) SUCH PARTY MAKES THIS WAIVER VOLUNTARILY, AND (D) SUCH PARTY HAS BEEN INDUCED TO ENTER INTO THIS AGREEMENT
BY, AMONG OTHER THINGS, THE MUTUAL WAIVERS AND CERTIFICATIONS IN THIS SECTION 10.10(c).

 

15.5
Cumulative Remedies. All rights, powers and remedies specified in this Agreement are cumulative and are in addition to, and not
in limitation of, such other rights, powers and remedies as may be available to the Company under applicable law, by agreement among
the parties or otherwise.

 

15.6
Assignments. This Agreement shall be binding upon and inure to the benefit of the parties hereto and their respective personal
and legal representatives, heirs, successors, and assigns; provided, however, that neither Executive nor Wealth Engineering may assign
or transfer their rights in and to this Agreement without the prior written consent of the Company.

 

15.7
Transfer Agent Matters. Each of the Executive and Wealth Engineering agree to execute whatever documents of conveyance are necessary
in order for the Company’s transfer agent to effectuate transfers or surrenders of shares of the Company common stock under this
agreement on the Company’s stock transfer ledger or other stock records maintained by the Company’s transfer agent, including,
but not limited to, producing and executing medallion guarantees.

 

15.8
Construction. For purposes of this Agreement, whenever the context requires, the singular number shall include the plural, and
vice versa; the masculine gender shall include the feminine and neuter genders; the feminine gender shall include the masculine and neuter
genders; and the neuter gender shall include the masculine and feminine genders.

 

15.9
Severability. Whenever possible, each provision of this Agreement will be interpreted in such manner as to be effective and valid
under applicable law, but if any provision of this Agreement is held to be prohibited by or invalid under applicable law, such provisions
will be ineffective only to the extent of such prohibition or invalidity, without invaliding the remainder of this Agreement.

 

    	17

    	 

    

 

15.10
Entire Agreement. This Agreement contains the entire agreement of the parties. It may not be changed orally but only by an agreement
in writing signed by the party against whom enforcement of any waiver, change, modification, extension or discharge is sought.

 

15.11
Advice of Counsel. Executive and Wealth Engineering acknowledge that Fox Rothschild LLP represents the Company as its legal counsel.
Executive and Wealth Engineering represent that they have had the opportunity to avail themselves of the advice of counsel prior to signing
this Agreement and are satisfied with such counsel’s advice and that Executive and Wealth Engineering are executing the Agreement
voluntarily and fully intending to be legally bound because, among other things, the Agreement provides valuable benefits to each of
Executive and Wealth Engineering which Executive and Wealth Engineering otherwise would not be entitled to receive. Each of the parties
hereto has participated and cooperated in the drafting and preparation of this Agreement. Hence, this Agreement shall not be construed
against any party.

 

15.12
Counterparts. This Agreement may be executed in multiple counterparts, each of which shall constitute an original, but all of
which taken together shall constitute one and the same instrument.

 

THIS
SPACE LEFT INTENTIONALLY BLANK

 

    	18

    	 

    

 

PLEASE
READ CAREFULLY BEFORE SIGNING. THIS SEPARATION AGREEMENT AND GENERAL RELEASE INCLUDES A RELEASE OF ALL KNOWN AND UNKNOWN, FORESEEN AND
UNFORESEEN, AND SUSPECTED AND UNSUSPECTED CLAIMS.

 

IN
WITNESS WHEREOF, the parties have executed this Separation and Release Agreement the day and year first above written.

 

	 	INVESTVIEW,
    INC.
	 	 
	 	By:	/s/
    James R. Bell
	 	Name:	James
    R. Bell
	 	Title:	Acting
    CEO

 

	 	 	/s/
    David Axelrod for
	 	 	ANNETTE
    RAYNOR
	 	Address: 	5
    Victorian Way
	 	 	Colts
    Neck, NJ 07722

 

	 	WEALTH
    ENGINEERING, LLC
	 	 
	 	By:	/s/
    David Axelrod for Annette Raynor
	 	Name:	David
    Axelrod
	 	Title:	Attorney
	 	Address: 	234
    Industrial Way West
	 	 	Suite
    A202
	 	 	Eatontown,
    NJ 07724

 

    	19

    	 

    

 

APPENDIX
I

 

RELATED
PARTIES

 

	Name	 	Agreement/Arrangement
	Annette
    Raynor	 	 
	Wealth
    Engineering, LLC	 	 
	The
    Financial U	 	 
	Fidelis
    Funds, LLC	 	 
	Marketing
    Mavens, LLC	 	 
	Juliana
    Raynor	 	 
	Dominic
    Romano	 	 
	Anthony
    Romano	 	 
	Kevin
    Raynor, Sr	 	 
	Kevin
    Raynor, Jr	 	 
	Gina
    Romano	 	 
	Michael
    DeMassi	 	 
	Victoria
    Romano	 	 
	Ariana
    Raynor	 	 

 

    	20

    	 

    

 

APPENDIX
II

 

RECORD
AND BENEFICIAL OWNERSHIP OF INVESTVIEW COMMON STOCK

 

	ANNETTE
    RAYNOR:	See
    (1) below
	 	 
	WEALTH
    ENGINEERING, LLC:	See
    (2) below

 

 

(1)
Executive adopts and reaffirms the beneficial ownership of the Company’s common stock attributable to Executive under the applicable
Company and shareholder reports filed with the Securities and Exchange Commission.

 

 

(2)
Wealth Engineering adopts and reaffirms the beneficial ownership of the Company’s common stock attributable to Wealth Engineering
under the applicable Company and shareholder reports filed with the Securities and Exchange Commission.

 

    	21

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