Document:

<PAGE>   1
                                                                     EXHIBIT 10B

                           DYNCOM - MXM MEDIA SERVICES
                         STRATEGIC PARTNERSHIP AGREEMENT

This document outlines the terms of a Strategic Partnership Agreement
("Agreement") by and between DynCom Inc. ("DynCom"), with its principal offices
at 2301 Research Boulevard, Suite 203, Fort Collins, Colorado 80526-1825, and
MXM Media Services, Inc. ("MXM"), with its principal offices at 2960 Meade
Avenue, Las Vegas, Nevada 89102.

WHEREAS DynCom provides (itself and through agreements with others) e-solutions
involving smart card, access key/tool, Internet/intranet, and proprietary
technologies, and wishes to enter into a co-development and strategic
relationship with MXM; and

WHEREAS MXM provides Internet and local gaming solutions (itself and through
agreements with others) and wishes to enter into a co-development and strategic
relationship with DynCom; and

WHEREAS MXM and DynCom recognize the mutual advantages of collaboration in the
fields of technology, business and marketing;

NOW THEREFORE, in consideration of the mutually agreed upon terms and conditions
set forth herein, MXM and DynCom hereby agree to form the Alliance as described
in this Agreement, and agree as follows:

1.  OBJECTIVES OF ALLIANCE.

         1.01. The primary objectives of this Alliance are: (1) to develop an
effective working relationship that will benefit each of the parties hereto, (2)
to collaborate in marketing and in the development of technologies that will
enhance the business of both of the parties hereto, and (3) to seek out both
short-term and long-term opportunities that may benefit both parties, or as the
case may be the other party.

2.  STRUCTURE OF ALLIANCE.

         2.01 Executive Committee. This Agreement and the Alliance will be
managed by an Executive Committee comprised of the respective Presidents of and
Chief Financial Officers of MXM and DynCom, and such other persons as the
parties agree should participate in such Executive Committee.

         2.02. Meetings of the Executive Committee. The Executive Committee
shall meet at least once every calendar quarter for the purpose of evaluating
this Agreement and the Alliance, and the projects being undertaken by the
Alliance. The initial meeting of the Executive Committee shall be held at the
offices of MXM within 30 days of signing this Agreement and shall be called by
the President of MXM. Subsequent meetings shall be held alternatively at

<PAGE>   2

each of the parties' respective offices, and be called by the President of the
host. The Presidents of the respective parties may call additional meetings.

         2.03. Project Committees. With respect to each project and undertaking
pursuant to this Alliance, each of the parties shall designate a Project
Manager. The two Project Managers shall comprise a Project Committee, which
shall carry out the assigned project and report to the Executive Committee. Each
Project Manager serves at the will of the designating party.

         2.04. Committee Resources. Each of the parties to this Alliance agree
to provide each of the committees with such resources as may be reasonably
necessary to carry out this Agreement and the purpose or purposes of the
committee.

3.  SPECIFIC PROJECTS.

         3.01. In General. Each of the parties agrees to use best efforts to
define projects that may be suitable for implementation pursuant to this
Alliance.

         3.02. Access Technologies. MXM is interested in supplementing its
existing product offerings, both for its own use and for the use by prospective
gaming clients, to include access technologies (specifically smart cards and
similar devices and any ancillary biometric authentication as warranted). DynCom
agrees to act as a systems integrator, card issuer, card management service
provider, and account manager with respect to the smart card/device aspects of
such supplemental gaming offerings, and to work with MXM to develop such
Additional Technologies as may be required by MXM's present and future gaming
offerings.

         3.03. Security Technologies. MXM is interested in integrating the
capabilities of DynCom's "Black Box" into MXM's gaming operations. DynCom agrees
to work with MXM to develop such Additional Technologies with respect to the
Black Box as may be required by MXM's present and future gaming offerings.

         3.04. Avanti Project. DynCom has entered into an agreement with Avanti
Host Group with respect to a "Bingo Boat" operating in international waters.
DynCom agrees to retain MXM to provide all necessary gaming software, and DynCom
and MXM agree to collaborate in providing necessary solutions for Avanti.

         3.05. Backbone Technologies. Whereas both MXM and DynCom require
significant backbone technologies (including hosting, processing, communications
and security) to support their respective offerings, the parties hereto agree to
work together with a view to determining whether their respective needs may be
accommodated with collaborative effort.

         3.06. Other Areas. Whereas both MXM and DynCom are relatively small
enterprises with many needs, in such areas as financial accounting, programming
and web development, the parties hereto agree to work together with a view to
determining whether their respective strengths and abilities may be directed in
a collaborative manner to provide organizational and production synergy.

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<PAGE>   3

         3.07. Funding. The parties hereto recognize that with respect to any
specific project there will be a need for resources sufficient to achieve the
goals and objectives of such project, including both manpower, funding and other
resources. Before commencing any specific project, the parties agree to develop
a Statement of Work, which shall encompass resource allocations and general
direction for the project. MXM hereby agrees to provide initial funding in the
amount of $65,000 in order to facilitate the prompt development of the
technologies needed for MXM's present and future gaming offerings.

4.  STRATEGIC RELATIONSHIP.

         4.01. Preferred Provider. MXM shall designate DynCom as its preferred
provider of smart card and access technologies. DynCom shall designate MXM as
its preferred provider of gaming technologies and infrastructure. The preferred
provider status shall not prohibit nor prevent either party from entering into
similar strategic agreements whenever such party determines, in its sole
discretion, that entering into a similar strategic agreement is of significant
and vital importance to such party.

         4.02. Marketing. DynCom and MXM agree to work collaboratively in the
field of marketing each others' products and services with a view to increasing
the benefits to each of this Agreement. The parties hereto agree not to release
any announcement regarding the other, or regarding this Agreement, without prior
consultation and collaboration of the other party hereto.

         4.03. Non-Disclosure and Confidentiality. Each of the parties hereto
agrees to execute and abide by such non-disclosure and confidentiality agreement
as may be provided by the other party (or as may be mutually agreed upon) as may
be appropriate for protecting the business and marketing information and
proprietary intellectual property of the other.

         4.04. Intellectual Property and Additional Technologies. The
intellectual property (including trade secrets) of each of the parties hereto
shall remain the property of the developing party. With respect to Additional
Technologies, subject to the specific terms agreed to by the parties hereto,
such Additional Technologies insofar as such pertain to smart technologies and
related infrastructure shall be the property of DynCom, and insofar as such
pertain to gaming and related infrastructure shall be the property of MXM. Both
MXM and DynCom hereby agree to license Additional Technologies to the other upon
most favored terms, or upon such other terms as the parties may mutually agree.

         4.05. Disclosure of this Agreement; Public Relations. DynCom and MXM
hereby agree that there shall not be any disclosure of this Agreement, nor the
terms hereof, without consultation and collaboration with the other party, and
without consent (which consent shall not be unreasonably withheld).

5.  GENERAL PROVISIONS.

         5.01. Hold Harmless. The parties hereto agree to mutually indemnify,
defend and hold harmless its respective officers, managers, employees and agents
from any and all costs, expenses,

                                  Page 3 of 5
<PAGE>   4

liabilities and damages, including but not limited to reasonable attorney's fees
and costs, related to or arising from any breach of this Agreement.

         5.02. Third Parties. Neither this Agreement nor any provision hereof is
intended to confer upon any person other than the parties hereto any rights or
remedies hereunder.

         5.03. Amendment and Waivers. This Agreement shall only be modified or
amended in writing, and any waiver as to any provision hereof must similarly be
in writing and signed by the party against whom the waiver is to be effective.

         5.04. Notices. All notices required by this Agreement shall be
addressed to the addresses set out above and will be effective and deemed
delivered three business days after posting with the United States Postal
Service when mailed by certified mail, return receipt requested, properly
addressed and with the correct postage or one business day after being sent by
overnight courier (e.g., Federal Express, Airborne, UPS or Express Mail),
properly addressed and prepaid, for next business day delivery.

         5.05. Assignment. This Agreement shall not be assigned by either party
without the written consent of the other, which consent shall not be
unreasonably withheld. However, no such consent shall be necessary in the event
of an assignment in connection with the sale or transfer of all or substantially
all of the assets or business operations of either party.

         5.06. Governing Law. This Agreement shall be governed by and construed
under the laws of Colorado and applicable federal law. This Agreement sets forth
the entire understanding of the parties with respect to the subject matter
hereof and supersedes all prior negotiations, understandings and agreements not
specifically set forth or referenced herein. If any of the provisions of this
Agreement are determined to invalid, the remaining provisions will still be
valid.

         5.07. Arbitration. Any and all disputes, claims or controversies
related to or arising under this Agreement shall be settled by binding
arbitration before one arbitrator. The arbitration shall be held in Colorado.
Any decision of the arbitrator shall be final and judgment upon the arbitration
award and may be entered in any court of competent jurisdiction.

         5.08. Term. This Agreement shall be effective upon the date signed by
the parties hereto and shall have a term of one year from the effective date.
The parties hereto may agree to extend the term of this Agreement from time to
time and at any time.

         5.09. Counterparts, Effectiveness; Telecopy. This Agreement and the
documents relating to the transactions contemplated by this Agreement may be
signed in any number of counterparts and the signatures delivered by telecopy,
each of which shall be deemed to be an original, with the same effect as if the
signatures thereto were upon the same instrument and delivered in person. This
Agreement and such documents shall become effective when each party thereto
shall have received a counterpart thereof signed by the other parties thereto.
In the case of delivery by telecopy by any party, that party shall forthwith
deliver a manually executed original to each of the other parties. The parties
hereto agree that this agreement may be transmitted by facsimile or such similar
device and that the reproduction of signatures by

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<PAGE>   5

facsimile or such similar device will be treated as binding as if originals and
each party hereto undertakes to provide each and every other party hereto with a
copy of the Agreement bearing original signatures forthwith upon demand.

IN WITNESS WHEREOF, the parties have executed this Strategic Partnership
Agreement on the dates set out below:

AGREED AND ACCEPTED

DynCom Inc.                                        MXM Media Services, Inc.

 /s/ CURT D. JANSEN                                 /s/ BRIAN SCHINDEL
---------------------------------                  -----------------------------
By:    Curt D. Jansen                        By:   Brian Schindel
Title: President                                   Title: President

Date: Nov 14, 2000                                 Date: Nov 9, 2000
     ----------------------------                       ------------------------

                                  Page 5 of 5<PAGE>   1
                                                                     EXHIBIT 10C

CUSTOMER AGREEMENT
STATEMENT OF WORK SERVICES

Scope of Services, Completion Criteria, Charges, and other applicable terms:

Refer to the IBM Statement of Work for the DynCom "Market Maker", dated Feb. 11,
2000.

This proposal is valid for 30 days from the date above

The estimated funding requirements are $5,864,985.

--------------------------------------------------------------------------------

Both of us agree that the complete agreement between us about these Services
will consist of 1) this Statement of Work and 2) the IBM Customer Agreement
(Agreement) (or any equivalent agreement signed by both of us).

Agreed to:                           Agreed to:
DYNCOM, INC.                         INTERNATIONAL BUSINESS MACHINES CORPORATION
                                     ARMONK, NEW YORK 10504

By:       -- Signed --               By:        -- Signed --
   --------------------------------      ---------------------------------
      Authorized signature                  Authorized signature

Name (type or print):                Name (type or print):

Date:                                Date:

Customer number: 2639896             Reference Agreement number:

                                     Statement of Work

                                     number:
Customer address:                    IBM Office Number:    '74E'
424 West 49th Street Suite 6A        IBM Office Address:
New York, NY 10019-7258              590 Madison Avenue
                                     New York, New York 10022
Project Name:                        DynCom "Market Maker"

<PAGE>   2

CUSTOMER AGREEMENT

Thank you for doing business with us. We strive to provide you with high quality
Products and Services. If, at any time, you have any questions or problems, or
are not completely satisfied, please let us know. Our goal is to do our best for
you.

This IBM Customer Agreement (called the "Agreement") covers business
transactions you may do with us to purchase Machines, license Programs, and
acquire Services.

This Agreement and its applicable Attachments and Transaction Documents are the
complete agreement regarding these transactions, and replace any prior oral or
written communications between us.

By signing below for our respective Enterprises, both of us agree to the terms
of this Agreement. Once signed, 1) any reproduction of this Agreement, an
Attachment, or Transaction Document made by reliable means (for example,
photocopy or facsimile) is considered an original and 2) all Products and
Services you order under this Agreement are subject to it.

Agreed to:                                Agreed to:
Dyncom Inc.                               International Business Machines
                                            Corporation

By  /s/ CURT D. JANSEN                    By       -- Signed --
  ------------------------------------       -----------------------------------
     Authorized  signature                     Authorized signature

Name (type or print): Curt D. Jansen      Name (type or print):

Date: October 6, 1999                     Date:

Enterprise number: 2639896                Agreement number: 0000000

Enterprise address:                       IBM address:
Dyncom Inc.                               27 Commerce Drive
424 W. 49th St                            Cranford, NJ
NEW YORK, NY 10019

After signing, please return a copy of this Agreement to the "IBM address" shown
above.

                                  Page 1 of 18
<PAGE>   3
IBM  CUSTOMER AGREEMENT

TABLE OF CONTENTS
--------------------------------------------------------------------------------

<TABLE>
<CAPTION>
Section        Title                          Page     Section       Title                        Page
<S>                                            <C>     <C>                                         <C>
   PART 1 - GENERAL                            3       PART 4 - PROGRAMS                           13

   1.1 Definitions                             3       4.1 License                                 13
   1.2 Agreement Structure                     4       4.2 License Details                         13
   1.3 Delivery                                4       4.3 Program Components Not Used
   1.4 Charges and Payment                     5             On the Designated Machine             13
   1.5 Changes to the Agreement Terms          5       4.4 Distributed System License Option       13
   1.6 IBM Business Partners                   6       4.5 Program Testing                         14
   1.7 Mutual Responsibilities                 6       4.6 Packaged Programs                       14
   1.8 Your Other Responsibilities             6       4.7 Program Protection                      14
   1.9 Patents and Copyrights                  7       4.8 Program Services                        14
   1.10 Limitation of Liability                7       4.9 License Termination                     14
   1.11 Agreement Termination                  8
   1.12 Geographic Scope                       8       PART 5 - SERVICES                           15
   1.13 Governing Law                          8
                                                       5.1 IBM Services                            15
   PART 2 - WARRANTIES                                 5.2 Personnel                               15
                                                       5.3 Materials Ownership and License         15
   2.1 The IBM Warranties                      9       5.4 Changes to Service Terms                15
   2.2 Extent of Warranty                      9       5.5 Renewal                                 16
   2.3 Items Not Covered by Warranty           10      5.6 Termination and Withdrawal              16
                                                       5.7 Service for Machines
   PART 3 - MACHINES                           11          (During and after warranty)             16
                                                       5.8 Maintenance Coverage                    17
   3.1 Title and Risk of Loss                  11
   3.2 Production Status                       11
   3.3 Installation                            11
   3.4 Licensed Internal Code                  11
   3.5 Machine Code                            12
</TABLE>

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<PAGE>   4
CUSTOMER AGREEMENT
PART I - GENERAL

--------------------------------------------------------------------------------

1.1 DEFINITIONS

CUSTOMER-SET-UP MACHINE is an IBM Machine that you install according to our
instructions.

DATE OF INSTALLATION is the following:

1. for an IBM Machine we are responsible for installing, the business day after
the day we install it or, if you defer installation, make it available to you
for subsequent installation by us;

2. for a Customer-set-up Machine and a non-IBM Machine, the second business day
after the Machine's standard transit allowance period; and

3. for a Program, the latest of -

     a.   the day after its testing period ends,

     b.   the second business day after the Program's standard transit allowance
          period,

     c.   the date, specified in a Transaction Document, on which we authorize
          you to make a copy of the Program, or

     d.   the date you distribute a copy of a chargeable component in support of
          your authorized use of the Program.

DESIGNATED MACHINE is either 1) the machine on which you will use a Program for
processing and which we require you to identify to us by type/model and serial
number, or 2) any machine on which you use the Program if we do not require you
to provide this identification to u s.

ENTERPRISE is any legal entity (such as a corporation) and the subsidiaries it
owns by more than 50 percent. The term "Enterprise" applies only to the portion
of the enterprise located in the United States or Puerto Rico.

MACHINE is a machine, its features, conversions, upgrades, elements, or
accessories, or any combination of them. The term "Machine" includes an IBM
Machine and any non-IBM Machine (including other equipment) that we may provide
to you.

MATERIALS are literary works or other works of authorship (such as programs,
program listings, programming tools, documentation, reports, drawings and
similar works) that we may deliver to you as part of a Service. The term
"Materials" does not include Programs or Licensed Internal Code.

PRODUCT is a Machine or a Program.

PROGRAM is the following, including the original and all whole or partial
copies:

 1. machine-readable instructions and data;

 2. components;

 3. audio-visual content (such as images, text, recordings, or pictures); and

 4. related licensed materials.

The term "Program" includes an IBM Program and any non-IBM Program that we may
provide to you. The term does not include Licensed Internal Code or Materials.

SERVICE is performance of a task, provision of advice and counsel, assistance,
or access to a resource (such as access to an information database) we make
available to you.

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<PAGE>   5
SPECIFICATIONS is a document that provides information specific to a Product.
For an 113M Machine, we call the document "Official Published Specifications."
For an IBM Program, we call it "Licensed Program Specifications," or "License
Information."

SPECIFIED OPERATING ENVIRONMENT is the Machines and Programs with which a
Program is designed to operate, as described in the Program's Specifications.

1.2 AGREEMENT STRUCTURE

ATTACHMENTS

Some Products and Services have terms in addition to those we specify in this
Agreement. We provide the additional terms in documents called "Attachments,"
which are also part of this Agreement. Attachments will be signed by both of us
if requested by either of us.

TRANSACTION DOCUMENTS

For each business transaction, we will provide you with the appropriate
"Transaction Documents" that confirm the specific details of the transaction.
Transaction Documents will be signed by both of us if requested by either of us.
The following are examples of Transaction Documents with examples of the
information they may contain:

1. addenda (contract-period duration, start date, and total quantity);

2. exhibits (eligible Products by category);

3. invoices (item, quantity, and amount due);

4. statements of work (scope of Services, responsibilities, deliverables,
completion criteria, estimated schedule or contract period, and charges); and

5. supplements (Machine quantity and type ordered, price, estimated shipment
date, and warranty period).

CONFLICTING TERMS

If there is a conflict among the terms in the various documents, those of an
Attachment prevail over those of this Agreement. The terms of a Transaction
Document prevail over those of both of these documents,

OUR ACCEPTANCE OF YOUR ORDER

A Product or Service becomes subject to this Agreement when we accept your order
by doing any of the following:

1. sending you a Transaction Document;

2. shipping the Machine or making the Program available to you; or

3. providing the Service,

YOUR ACCEPTANCE OF ADDITIONAL TERMS

You accept the additional terms in an Attachment or Transaction Document by
doing any of the following:

1. signing the Attachment or Transaction Document;

2. using the Product or Service, or allowing others to do so; or

3. making any payment for the Product or Service.

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<PAGE>   6
1.3 DELIVERY

We will try to meet your delivery requirements for Products and Services you
order, and will inform you of their status. Transportation charges, if
applicable, will be specified in a Transaction Document.

1.4 CHARGES AND PAYMENT

The amount payable for a Product or Service will be based on one or more of the
following types of charges:

1. one-time (for example, the price of a Machine);

2. recurring (for example, a periodic charge for Programs or measured use of
Services);

3. time and materials (for example, charges for hourly Services); or

4. fixed price (for example, a specific amount agreed to between us for a custom
Service),

Depending on the particular Product, Service, or circumstance, additional
charges may apply (such as special handling or travel related expenses). We will
inform you in advance whenever additional charges apply.

Recurring charges for a Product begin on its Date of Installation. Charges for
Services are billed as we specify which may be in advance, periodically during
the performance of the Service, or after the Service is completed.

Amounts are due upon receipt of invoice and payable as we specify in a
Transaction Document. You agree to pay accordingly, including any late payment
fee.

If any authority imposes a duty, tax, levy, or fee, excluding those based on our
net income, upon any transaction under this Agreement, then you agree to pay
that amount as specified in the invoice or supply exemption documentation. You
are responsible for personal property taxes for each Product from the date we
ship it to you.

One-time and recurring charges may be based on measurements of actual or
authorized use (for example, number of users or processor size for Programs,
meter readings for maintenance Services, or connect time for network Services).
You agree to provide actual usage data if we specify. If you make changes to
your environment that impact use charges (for example, change processor size or
configuration for Programs), you agree to promptly notify us and pay any
applicable charges. Recurring charges will be adjusted accordingly. Unless we
agree otherwise, we do not give credits or refunds for charges already due or
paid. In the event that we change the basis of measurement, our terms for
changing charges will apply.

We may increase recurring charges for Products and Services, as well as labor
rates and minimums for Services provided under this Agreement, by giving you
three months' written notice. An increase applies on the first day of the
invoice or charging period on or after the effective date we specify in the
notice.

We may increase one-time charges without notice. However, an increase to
one-time charges does not apply to you if 1) we receive your order before the
announcement date of the increase and 2) one of the following occurs within
three months after our receipt of your order:

1. we ship you the Machine or make the Program available to you;

2. you make an authorized copy of a Program or distribute a chargeable component
of a Program to another Machine; or

3. a Program's increased use charge becomes due.

You receive the benefit of a decrease in charges for amounts which become due on
or after the effective date of the decrease.

                                  Page 5 of 18
<PAGE>   7
Services for which you prepay must be used within the applicable contract
period. Unless we specify otherwise, we do not give credits or refunds for
unused prepaid Services.

1.5 CHANGES TO THE AGREEMENT TERMS

In order to maintain flexibility in our business relationship, we may change the
terms OF THIS AGREEMENT BY GIVING YOU THREE MONTHS' WRITTEN NOTICE. However,
these changes are not retroactive. They apply, as of the effective date we
specify in the notice, only to new orders and on-going transactions (such as
licenses, except that changes to license termination terms are effective only
for new orders). Part 5 of this Agreement contains additional provisions for
changes to the terms of individual Service transactions.

Otherwise, for a change to be valid, both of us must sign it. Additional or
different terms in any written communication from you (such as an order) are
void.

1.6 IBM BUSINESS PARTNERS

We have signed agreements with certain organizations (called "IBM Business
Partners") to promote, market, and support certain Products and Services. When
you order our Products or Services (marketed to you by IBM Business Partners)
under this Agreement, we confirm that we are responsible for providing the
Products or Services to you under the warranties and other terms of this
Agreement. We are not responsible for 1) the actions of IBM Business Partners,
2) any additional obligations they have to you, or 3) any products or services
that they supply to you under their agreements.

1.7 MUTUAL RESPONSIBILITIES

Both of us agree that under this Agreement:

1. neither of us grants the other the right to use its trademarks, trade names,
or other designations in any promotion or publication without prior written
consent;

2. all information exchanged is nonconfidential. If either of us requires the
exchange of confidential information, it will be made under a signed
confidentiality agreement;

3. each is free to enter into similar agreements with others;

4. each grants the other only the licenses and rights specified. No other
licenses or rights (including licenses or rights under patents) are granted;

5. each may communicate with the other by electronic means and such
communication is acceptable as a signed writing. An identification code (called
a "user ID") contained in an electronic document is sufficient to verify the
sender's identity and the document's authenticity;

6. each will allow the other reasonable opportunity to comply before it claims
that the other has not met its obligations;

7. neither of us will bring a legal action more than two years after the cause
of action arose; and

8. neither of us is responsible for failure to fulfill any obligations due to
causes beyond its control.

1.8 YOUR OTHER RESPONSIBILITIES

You agree:

1. not to assign, or otherwise transfer, this Agreement or your rights under
this Agreement, delegate your obligations, or resell any Service, without our
prior written consent. Any attempt to do so is void;

2. to acquire Machines with the intent to use them within your Enterprise and
not for reselling, leasing, or transferring to a third party, unless either of
the following applies

                                  Page 6 of 18
<PAGE>   8
a. you are arranging lease-back financing for the Machines, or

b. you purchase them without any discount or allowance, and do not remarket them
in competition with our authorized remarketers;

3. to allow us to install mandatory engineering changes (such as those required
for safety) on a Machine. Any parts we remove become our property. You represent
that you have the permission from the owner and any lien holders to transfer
ownership and possession of removed parts to us;

4. that you are responsible for the results obtained from the use of the
Products and Services;

5. to provide us with sufficient, free, and safe access to your facilities for
us to fulfill our obligations; and

6. to comply with all applicable export and import laws and regulations.

1.9 PATENTS AND COPYRIGHTS

For purposes of this Section, the term "Product" includes Materials (alone or in
combination with Products we provide to you as a system) and Licensed Internal
Code.

If a third party claims that a Product we provide to you infringes that party's
patent or copyright, we will defend you against that claim at our expense and
pay all costs, damages, and attorney's fees that a court finally awards,
provided that you:

1. promptly notify us in writing of the claim; and

2. allow us to control, and cooperate with us in, the defense and any related
settlement negotiations.

If such a claim is made or appears likely to be made, you agree to permit us to
enable you to continue to use the Product, or to modify it, or replace it with
one that is at least functionally equivalent. If we determine that none of these
alternatives is reasonably available, you agree to return the Product to us on
our written request. We will then give you a credit equal to:

1. for a Machine, your net book value provided you have followed
generally-accepted accounting principles;

2. for a Program, the amount paid by you or 12 months' charges (whichever is
less); and

3. for Materials, the amount you paid us for the Materials.

This is our entire obligation to you regarding any claim of infringement.

CLAIMS FOR WHICH WE ARE NOT RESPONSIBLE

We have no obligation regarding any claim based on any of the following:

1. anything you provide which is incorporated into a Product;

2. your modification of a Product, or a Program's use in other than its
Specified Operating Environment;

3. the combination, operation, or use of a Product with other Products not
provided by us as a system, or the combination, operation, or use of a Product
with any product, data, or apparatus that we did not provide; or

4. infringement by a non-IBM Product alone, as opposed to its combination with
Products we provide to you as a system.

                                  Page 7 of 18
<PAGE>   9

1.10 LIMITATION OF LIABILITY

Circumstances may arise where, because of a default on our part or other
liability, you are entitled to recover damages from us. In each such instance,
regardless of the basis on which you are entitled to claim damages from us
(including fundamental breach, negligence, misrepresentation, or other contract
or tort claim), we are liable for no more than:

1. payments referred to in our patents and copyrights terms described above;

2. damages for bodily injury (including death) and damage to real property and
tangible personal property; and

3. the amount of any other actual direct damages up to the greater of $100,000
or the charges (if recurring, 12 months' charges apply) for the Product or
Service that is the subject of the claim. For purposes of this item, the term
"Product" includes Materials and Licensed Internal Code.

This limit also applies to any of our subcontractors and Program developers. 11
Is the maximum for which we and our subcontractors and Program developers are
collectively responsible.

ITEMS FOR WHICH WE ARE NOT LIABLE

Under no circumstances are we, our subcontractors, or Program developers liable
for any of the following:

1. third-party claims against you for damages (other than those under the first
two items listed above);

2. loss of, or damage to, your records or data; or

3. special, incidental, or indirect damages or for any economic consequential
damages (including lost profits or savings), even if we are informed of their
possibility.

1.11 AGREEMENT TERMINATION

You may terminate this Agreement on written notice to us following the
expiration or termination of your obligations.

Either of us may terminate this Agreement if the other does not comply with any
of its terms, provided the one who is not complying is given written notice and
reasonable time to comply.

Any terms of this Agreement which by their nature extend beyond the Agreement
termination remain in effect until fulfilled, and apply to both of our
respective successors and assignees.

1.12 GEOGRAPHIC SCOPE

All your rights, all our obligations, and all licenses (except for Licensed
Internal Code and as specifically granted) are valid only in the United States
and Puerto Rico.

1.13 GOVERNING LAW

The laws of the State of New York govern this Agreement.

Nothing in this Agreement affects any statutory rights of consumers that cannot
be waived or limited by contract.

                                  Page 8 of 18
<PAGE>   10
IBM  CUSTOMER AGREEMENT
PART 2 - WARRANTIES

--------------------------------------------------------------------------------

2.1 THE IBM WARRANTIES

WARRANTY FOR IBM MACHINES

For each IBM Machine, we warrant that it:

1. is free from defects in materials and workmanship; and

2. conforms to its Specifications.

The warranty period for a Machine is a specified, fixed period commencing on its
Date of Installation. During the warranty period, we provide repair and exchange
Service for the Machine, without charge, under the type of Service we designate
for the Machine.

If a Machine does not function as warranted during the warranty period and we
are unable to either 1) make it do so, or 2) replace it with one that is at
least functionally equivalent, you may return it to us and we will refund your
money.

Additional terms regarding Service for Machines during and after the warranty
period are contained in Part 5.

WARRANTY FOR IBM PROGRAMS

For each warranted IBM Program, we warrant that when it is used in the Specified
Operating Environment, it will conform to its Specifications.

The warranty period for a Program expires when its Program Services are no
longer available. During the warranty period, we provide defect-related Program
Services without charge. Program Services are available for a warranted Program
for at least one year following its general availability.

If a Program does not function as warranted during the first year after you
obtain your license and we are unable to make it do so, you may return the
Program to us and we will refund your money. To be eligible, you must have
obtained your license while Program Services (regardless of the remaining
duration) were available for it. Additional terms regarding Program Services are
contained in Part 4.

WARRANTY FOR IBM SERVICES

For each IBM Service, we warrant that we perform it:

1. using reasonable care and skill; and

2. according to its current description (including any completion criteria)
contained in this Agreement, an Attachment, or a Transaction Document.

WARRANTY FOR SYSTEMS

Where we provide Products to you as a system, we warrant that they are
compatible and will operate with one another. This warranty is in addition to
our other applicable warranties.

2.2 EXTENT OF WARRANTY

If P Machine is subject to federal or state consumer warranty laws, our
statement of limited warranty included with the Machine applies in place of
these Machine warranties.

                                  Page 9 of 18
<PAGE>   11
The warranties will be voided by misuse, accident, modification, unsuitable
physical or operating environment, operation in other than the Specified
Operating Environment, improper maintenance by you, removal or alteration of
Product or parts identification labels, or failure caused by a product for which
we are not responsible.

THESE WARRANTIES ARE YOUR EXCLUSIVE WARRANTIES AND REPLACE ALL OTHER WARRANTIES
OR CONDITIONS, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED
WARRANTIES OR CONDITIONS OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR
PURPOSE.

ITEMS NOT COVERED BY WARRANTY

We do not warrant uninterrupted or error-free operation of a Product or Service
or that we will correct all defects.

We will identify IBM Products that we do not warrant.

Unless we specify otherwise, we provide Materials, non-IBM Products, and non-IBM
Services WITHOUT WARRANTIES OF ANY KIND. However, non-IBM manufacturers,
suppliers, or publishers may provide their own warranties to you.

                                 Page 10 of 18
<PAGE>   12
IBM CUSTOMER AGREEMENT
PART 3 - MACHINES

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3.1 TITLE AND RISK OF LOSS

When we accept your order, we agree to sell you the Machine described in a
Transaction Document. We transfer title to you or, if you choose, your lessor
when we ship the Machine. However, we reserve a purchase money security interest
in the Machine until we receive the amounts due. For a feature, conversion, or
upgrade involving the removal of parts which become our property, we reserve the
security interest until we receive the amounts due and the removed parts. You
agree to sign an appropriate document to permit us to perfect our purchase money
security interest.

We bear the risk of loss for the Machine up to and including its Date of
Installation. Thereafter, you assume the risk,

3.2 PRODUCTION STATUS

Each IBM Machine is manufactured from new parts, or new and used parts. In some
cases, a Machine may not be new and may have been previously installed.
Regardless of a Machine's production status, our appropriate warranty terms
apply.

3.3 INSTALLATION

For the Machine to function properly, it must be installed in a suitable
physical environment. You agree to provide an environment meeting the specified
requirements for the Machine.

We have standard installation procedures. We will successfully complete these
procedures before we consider an IBM Machine (other than a Machine for which you
defer installation or a Customer-set-up Machine) installed.

You are responsible for installing a Customer-set-up Machine (we provide
instructions to enable you to do so) and a non- IBM Machine.

MACHINE FEATURES, CONVERSIONS, AND UPGRADES

We sell features, conversions, and upgrades for installation on Machines, and,
in certain instances, only for installation on a designated, serial-numbered
Machine. Many of these transactions involve the removal of parts and their
return to us. As applicable, you represent that you have the permission from the
owner and any lien holders to 1) install features, conversions, and upgrades and
2) transfer ownership and possession of removed parts (which become our
property) to us. You further represent that all removed parts are genuine,
unaltered, and in good working order. A part that replaces a removed part will
assume the warranty or maintenance Service status of the replaced part. You
agree to allow us to install the feature, conversion, or upgrade within 30 days
of its delivery. Otherwise, we may terminate the transaction and you must return
the feature, conversion, or upgrade to us at your expense.

3.4 LICENSED INTERNAL CODE

Certain Machines we specify (called "Specific Machines") use Licensed Internal
Code (called "Code"). We own copyrights in Code or have the right to license
Code. We or a third party own all copies of Code, including all copies made from
them.

We will identify each Specific Machine in a Transaction Document. If you are the
rightful possessor of a Specific Machine, we grant you a license to use the Code
(or any replacement WE PROVIDE) ON, OR IN CONJUNCTION WITH, ONLY THE SPECIFIC
MACHINE, DESIGNATED by serial number, for which the Code is provided. We license
the Code to only one rightful possessor at a time.

Under each license, we authorize you to do only the following;

1. execute the Code to enable the Specific Machine to function according to its
Specifications;

                                 Page 11 of 18
<PAGE>   13

2. make a backup or archival copy of the Code (unless we make one available for
your use), provided you reproduce the copyright notice and any other legend of
ownership on the copy. You may use the copy only to replace the original, when
necessary; and

3. execute and display the Code as necessary to maintain the Specific Machine.

You agree to acquire any replacement for, or additional copy of, Code directly
from us in accordance with our standard policies and practices. You also agree
to use that Code under these terms.

You may transfer possession of the Code to another party only with the transfer
of the Specific Machine. If you do so, you must 1) destroy all your copies of
the Code that were not provided by us, 2) either give the other party all your
IBM- provided copies of the Code or destroy them, and 3) notify the other party
of these terms. We license the other party when it accepts these terms by
initial use of the Code. These terms apply to all Code you acquire from any
source.

Your license terminates when you no longer rightfully possess the Specific
Machine.

ACTIONS YOU MAY NOT TAKE

You agree to use the Code only as authorized above. You may not do, for example,
any of the following:

1. otherwise copy, display, transfer, adapt, modify, or distribute the Code
(electronically or otherwise), except as we may authorize in the Specific
Machine's Specifications or in writing to you;

2. reverse assemble, reverse compile, or otherwise translate the Code unless
expressly permitted by applicable law without the possibility of contractual
waiver;

3. sublicense or assign the license for the Code; or

4. lease the Code or any copy of it,

3.5 MACHINE CODE

For certain Machines we may provide basic input/output system code, utilities,
diagnostics, device drivers, or microcode (collectively called "Machine Code").
This Machine Code is licensed under the terms of the agreement provided with it.

                                 Page 12 of 18
<PAGE>   14
CUSTOMER AGREEMENT
PART 4 - PROGRAMS

--------------------------------------------------------------------------------

4.1 LICENSE

When we accept your order, we grant you a nonexclusive, nontransferable license
to use the Program, Programs are owned by International Business Machines
Corporation or one of its subsidiaries ("IBM") or an IBM supplier and are
copyrighted and licensed (not sold).

4.2 LICENSE DETAILS

Under each license, we authorize you to:

1. use the Program's machine-readable portion on only the Designated Machine. If
the Designated Machine is inoperable, you may use another Machine temporarily.
If the Designated Machine cannot assemble or compile the Program, you may
assemble or compile the Program on another Machine.

If you change a Designated Machine previously identified to us, you agree to
notify us of the change and its effective date;

2. use the Program to the extent of authorizations you have acquired;

3. make and install copies of the Program, to support the level of use
authorized, provided you reproduce the copyright notices and any other legends
of ownership on each copy or partial copy; and

4. use any portion of the Program we 1) provide in source form, or 2) mark
restricted (for example, "Restricted Materials of IBM") only to

a. resolve problems related to the use of the Program, and

b. modify the Program so that it will work together with other products.

You agree to comply with any additional terms we may place on a Program. We
identify these in the Program's Specifications or in a Transaction Document.

ACTIONS YOU MAY NOT TAKE

You agree not to:

1. reverse assemble, reverse compile, or otherwise translate the Program; or

2. sublicense, rent, or lease the Program.

4.3 PROGRAM COMPONENTS NOT USED ON THE DESIGNATED MACHINE

Some Programs have components that are designed for use on machines other than
the Designated Machine on which the Program is used. You may make copies of a
component and its documentation in support of your authorized use of the Program
provided you notify us of the component's actual date of distribution.

4.4 DISTRIBUTED SYSTEM LICENSE OPTION

For some Programs, you may make a copy under a Distributed System License Option
(called a "DSLO" copy). We charge less for a DSLO copy than we do for the
original license (called the "Basic" license). In return for the lesser charge,
you agree to do the following while licensed under a DSLO:

1.  have a Basic license for the Program;

                                 Page 13 of 18
<PAGE>   15
2. PROVIDE PROBLEM DOCUMENTATION AND RECEIVE PROGRAM SERVICES (if any) only
through the location of the Basic license; and 3. distribute to, and install on,
the DSLO's Designated Machine, any release, correction, or bypass that we
provide for the Basic license.

4.5 PROGRAM TESTING

We provide a testing period for certain Programs to help you evaluate if they
meet your needs. If we offer a testing period, it will start 1) the second
business day after the Program's standard transit allowance period, or 2) on
another date specified in a Transaction Document. We will inform you of the
duration of the Program's testing period.

We do not provide testing periods for DSLO copies.

4.6 PACKAGED PROGRAMS

We provide certain Programs together with their own license agreements. These
Programs are licensed under the terms of the agreements provided with them.

4.7 PROGRAM PROTECTION

For each Program, you agree to:

1. ensure that anyone who uses it (accessed either locally or remotely) does so
only for your authorized use and complies with our terms regarding Programs; and

2. maintain a record of all copies and provide it to us at our request.

4.8 PROGRAM SERVICES

We provide Program Services for warranted Programs and for selected other
Programs. If we can reproduce your reported problem in the Specified Operating
Environment, we will issue defect correction information, a restriction, or a
bypass, We provide Program Services for only the UNMODIFIED PORTION OF a current
release of a Program.

We provide Program Services 1) on an on-going basis (with at least six months'
written notice before we terminate Program Services), 2) until the date we
specify, or 3) for a period we specify.

4.9 LICENSE TERMINATION

You may terminate the license for a Program on one month's written notice, or at
any time during the Program's testing period.

Licenses for certain replacement Programs may be acquired for an upgrade charge.
When you acquire these replacement Programs, you agree to terminate the license
of the replaced Programs when charges become due, unless we specify otherwise.

We may terminate your license if you fail to comply with its terms. I If we do
so, your authorization to use the Program is also terminated.

                                 Page 14 of 18
<PAGE>   16
CUSTOMER AGREEMENT
PART 5 - SERVICES

--------------------------------------------------------------------------------

5.1 IBM SERVICES

Services may be either standard offerings or customized to your specific
requirements. Each Service transaction may include one or more Services that:

1. expire at task completion or an agreed upon date;

2. automatically renew as another transaction with a specified contract period.
Renewals will continue until either of us terminates the Service; or

3. do not expire and are available for your use until either of us terminates
the Service.

5.2 PERSONNEL

Each of us is responsible for the supervision, direction, and control of our
respective personnel.

We reserve the right to determine the assignment of our personnel.

We may subcontract a Service, or any part of it, to subcontractors selected by
us.

5.3 MATERIALS OWNERSHIP AND LICENSE

We will specify Materials to be delivered to you. We will identify them as being
"Type I Materials," "Type 11 Materials," or otherwise as we both agree. If not
specified, Materials will be considered Type 11 Materials.

Type I Materials are those, created during the Service performance period, in
which you will have all right, title, and interest (including ownership of
copyright). We will retain one copy of the Materials. You grant us 1) an
irrevocable, nonexclusive, worldwide, paid-up license to use, execute,
reproduce, display, perform, distribute (internally and externally) copies of,
and prepare derivative works based on Type I Materials and 2) the right to
authorize others to do any of the former.

Type 11 Materials are those, created during the Service performance period or
otherwise (such as those that preexist the Service), in which we or third
parties have all right, title, and interest (including ownership of copyright).
We will deliver one copy of the specified Materials to you. We grant you an
irrevocable, nonexclusive, worldwide, paid-up license to use, execute,
reproduce, display, perform, and distribute, within your Enterprise only, copies
of Type 11 Materials.

Each of us agrees to reproduce the copyright notice and any other legend of
ownership on any copies made under the licenses granted in this Section.

Any idea, concept, know-how, or technique which relates to the subject matter of
a Service and is developed or provided by either of us, or jointly by both of
us, in the performance of a Service may (subject to applicable patents and
copyrights) be freely used by either of us.

5.4 CHANGES TO SERVICE TERMS

We may change the terms of Services that are renewable or non-expiring by giving
you three months' written notice. However, these changes are not retroactive.
They apply immediately to renewal transactions and as of the effective date we
specify in the notice to all existing transactions. If we make a change to the
terms of a renewable Service that 1) affects your current contract period and 2)
you consider unfavorable. on your request, we will defer it until the end of
that contract period.

                                 Page 15 of 18
<PAGE>   17
When both of us agree to change any Services statement of work other than as
described above, we will prepare a written description of the agreed change
(called a "Change Authorization"), which both of us must sign. The terms of a
Change Authorization prevail over those of the statement OF WORK AND ANY OF ITS
PREVIOUS CHANGE AUTHORIZATIONS.

5.5 RENEWAL

Renewable Services renew automatically for a same length contract period unless
either of us provides written notification (at least one month prior to the end
of the current contract period) to the other of its decision not to renew.

5.6 TERMINATION AND WITHDRAWAL

Either of us may terminate a Service if the other does not meet its obligations
concerning the Service,

You may terminate a non-expiring Service, without adjustment charge, on one
month's written notice to us provided you have met all minimum requirements
specified in the applicable Attachments and Transaction Documents.

You may terminate a renewable Service or a non-expiring maintenance Service,
without adjustment charge, on notice to us provided you have met all minimum
requirements specified in the applicable Attachments and Transaction Documents
and any of the following circumstances occur:

1. you permanently remove the eligible Product, for which the Service is
provided, from productive use within your Enterprise;

2. the eligible location, for which the Service is provided, is no longer
controlled by you (for example, because of sale or closing of the facility);

3. an increase in the Service charges, either alone or in combination with prior
increases over the previous twelve months, is more than the maximum specified in
the applicable Service Transaction Document. If no maximum is specified, then
this circumstance does not apply; or

4. the Machine has been under maintenance Services for at least six months and
you give us one month's written notice prior to terminating the maintenance
Service.

For all other circumstances, you may terminate an expiring or renewable Service
on one month's written notice to us but such termination will result in
adjustment charges equal to the lesser of.

1. the charges remaining to complete the contract period; or

2. one of the following if specified in the Transaction Document -

a. the charges remaining to complete the contract period multiplied by the
adjustment factor specified, or

b. the amount specified.

You agree to pay us for all Services we provide and any Products and Materials
we deliver through Service termination and any charges we incur in terminating
subcontracts.

We may withdraw a renewable or non-expiring Service or support for an eligible
Product on three months' written notice to you. If we withdraw a Service for
which you have prepaid and we have not yet fully provided it to you, we will
give you a prorated refund.

Any terms which by their nature extend beyond termination or withdrawal remain
in effect until fulfilled and apply to respective successors and assignees.

                                 Page 16 of 18
<PAGE>   18
5.7 SERVICE FOR MACHINES (DURING AND AFTER WARRANTY)

We provide certain types of repair and exchange Service either at your location
or at a service center to keep Machines in, or restore them to, conformance with
their Specifications. We will inform you of the available types of Service for a
Machine. We may repair the failing Machine or exchange it at our discretion.
When the type of Service requires that you deliver the failing Machine to us,
you agree to ship it suitably packaged (prepaid unless we specify otherwise) to
a location we designate. After we have repaired or exchanged the Machine, we
will return it to you at our expense unless we specify otherwise. We are
responsible for loss of, or damage to, your Machine while it is 1) in our
possession or 2) in transit in those cases where we are responsible for the
transportation charges.

You agree to:

1. obtain authorization from the owner to have us service a Machine that you do
not own; and

2. where applicable, before we provide Service -

a. follow the problem determination, problem analysis, and service request
procedures that we provide,

b. secure all programs, data, and funds contained in a Machine, and

c. inform us of changes in a Machine's location.

When Service involves the exchange of a Machine or part, the item we replace
becomes our property and the replacement becomes yours. You represent that all
removed items are genuine and unaltered. The replacement may not be new, but
will be in good working order and at least functionally equivalent to the item
replaced. The replacement assumes the warranty or maintenance Service status of
the replaced item. Before we exchange a Machine or part, you agree to remove all
features, parts, options, alterations, and attachments not under our service.
You also agree to ensure that the item is free of any legal obligations or
restrictions that prevent its exchange.

Any feature, conversion, or upgrade we service must be installed on a Machine
which is 1) for certain Machines, the designated, serial-numbered Machine and 2)
at an engineering-change level compatible with the feature, conversion, or
upgrade.

Repair and exchange Services do not cover:

1. accessories, supply items, and certain parts, such as batteries, frames, and
covers;

2. Machines damaged by misuse, accident, modification, unsuitable physical or
operating environment, or improper maintenance by you;

3. Machines with removed or altered Machine or parts identification labels;

4. failures caused by a product for which we are not responsible; or

5. service of Machine alterations.

We manage and install engineering changes that apply to IBM Machines and may
also perform preventive maintenance.

We provide maintenance Services for selected non-IBM Machines.

5.8 MAINTENANCE COVERAGE

When you order Machine maintenance Services under this Agreement, we will inform
you of the date on which the maintenance Services will begin. We may inspect the
Machine within one month following that date. If the Machine is not in an
acceptable condition for service, you may have us restore it for a charge.
Alternatively, you may withdraw your request for

                                 Page 17 of 18
<PAGE>   19

maintenance Services. However, you will be charged for any maintenance Services
which we have performed at your request.

                                 Page 18 of 18

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