Document:

SPECIAL VEHICLE MANUFACTURER CONVERTERS AGREEMENT

         THIS AGREEMENT is executed by and between General Motors Corporation, a
Delaware  corporation  whose  business  office is located in  Detroit,  Michigan
(hereinafter "GM)", and Starcraft  Automotive Group, Inc., located at Goshen, IN
(hereinafter "Manufacturer"), effective July 1, 1999.

         WHEREAS,  GM is engaged in the  business of  assembling  and  marketing
complete and incomplete motor vehicles,  including  Chevrolet and GMC trucks and
truck chassis (hereinafter "Vehicles"); and

         WHEREAS,  Manufacturer is engaged in the business of manufacturing  and
marketing  special  bodies and equipment  installed on or in Vehicles  (Vehicles
modified by Manufacturer are hereinafter "End Products"); and

         WHEREAS,  independent authorized Chevrolet and GMC dealers (hereinafter
"Dealers") may acquire End Products from Manufacturer; and

         WHEREAS,   GM  and  Manufacturer   desire  that  GM  sell  Vehicles  to
Manufacturer on a restricted  basis to be made into End Products by Manufacturer
for resale to Dealers so as to  facilitate  the business  operations  of GM, its
Dealers,   and  Manufacturer,   including  the  accommodation  of  the  parties'
production schedules to the extent feasible; and

         WHEREAS,  implementation  of this Agreement  will require,  among other
things, the establishment and maintenance of an arrangement between Manufacturer
and a financial  institution  to finance  the  purchase  of and  facilitate  the
payment for the Vehicles from GM;

         NOW, THEREFORE, in reliance on and in consideration of the premises and
the mutual  promises  contained in this  Agreement,  the parties hereby agree as
follows:

Article 1:  Agreement to Sell and Purchase Vehicles

1.1      GM agrees to sell to Manufacturer,  and Manufacturer agrees to purchase
         from GM,  Vehicles  subject to all of the terms and  conditions of this
         Agreement.  GM has  provided  Manufacturer  with a copy of its  current
         Special Vehicle  Manufacturer  Converters  Program Manual  (hereinafter
         "Manual"),  setting forth the policies and procedures  Manufacturer  is
         required to follow in the processing of Vehicles  hereunder,  including
         policies  and   procedures  for  ordering   Vehicles,   and  repair  of
         transportation  damage and  defective  parts.  GM reserves the right to
         change  the  Manual  in  writing  at any  time.  The  Manual  is hereby
         incorporated  by  reference  into  this  Agreement,   and  all  of  the
         provisions now or hereafter  contained in the Manual shall be deemed to
         be part and parcel of this  Agreement.  Manufacturer  shall  follow the
         policies and procedures  set forth in the Manual in the  performance of
         its obligations hereunder.

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Article 2:  Vehicle Orders; Prices; Financing

2.1      Manufacturer  shall submit  orders to GM for  Vehicles  electronically.
         There are numerous  factors which affect the  availability of Vehicles.
         GM reserves  to itself  absolute  discretion  in  accepting  orders and
         distributing Vehicles, and its judgment in such matters shall be final.
         Manufacturer's orders for Vehicles are not binding on GM until accepted
         by GM, and may be canceled by Manufacturer until that time. An order is
         accepted by GM when the Vehicle is released to production.

2.2      Prices and other terms of sale  applicable  to  Vehicles  are those set
         forth in the Chevrolet and GMC Data Book or the Manual. Such prices may
         be changed by GM at any time.  Except as  otherwise  provided  by GM in
         writing,  such  changes  will apply to Vehicles not shipped at the time
         the changes are  effective.  Vehicles  ordered under this Agreement are
         not eligible for any price protection allowance that otherwise may have
         been available on orders submitted directly by a Dealer to GM.

2.3      Manufacturer  shall  establish  and  maintain a  financing  arrangement
         between  Manufacturer  and a financial  institution  for the purpose of
         financing the purchase of and facilitating the payment for the Vehicles
         from  GM.  The  financial  institution  must  be  satisfactory  to  GM.
         Manufacturer  shall  provide  to GM a  copy  of the  Agreement  between
         Manufacturer and its financial  institution.  Manufacturer shall notify
         GM in advance of any proposed changes in its financing  arrangement for
         review and acceptance by GM. Manufacturer and its financial institution
         shall furnish GM with a statement as to the maximum  number of Vehicles
         that will be financed by such  financial  institution at any particular
         time.  This maximum number of Vehicles is referred to in this Agreement
         and the Manual as the "Credit Limit." Failure of Manufacturer to obtain
         or  retain a  Vehicle  inventory  financing  arrangement  in an  amount
         satisfactory  to GM and with a financial  institution  acceptable to GM
         will result in termination of this Agreement.

2.4      Except  for the  purpose of  financing  Manufacturer's  acquisition  of
         Vehicles  hereunder,  Manufacturer shall not grant, nor cause or permit
         to arise,  any security,  lien, or other interest in any part of an End
         Product  (other than a special body or equipment  installed  thereon by
         Manufacturer)  without GM's prior written approval.  Manufacturer shall
         promptly  reimburse GM for any money paid by GM to  discharge  any such
         adverse lien or interest, if it elects or is required to do so.

2.5      GM shall have the right,  with or without  advance  notice,  to examine
         Vehicles  and  Manufacturer's  records in  respect  thereof at any time
         during regular business hours.

Article3:  Handling of Vehicles

3.1      Upon receipt of Vehicles,  Manufacturer  shall inspect each Vehicle for
         damage  or  shortage  and shall  accept  custody  of,  and  execute  an
         appropriate receipt for, each Vehicle.

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3.2      Manufacturer  shall keep and maintain  each Vehicle  delivered to it in
         safe storage (including, as appropriate,  in a defined area enclosed by
         an  adequate  fence and  protected  to the extent  appropriate  in that
         vicinity  by  security  personnel).  Manufacturer  shall  not store any
         Vehicle  at any  location  not  identified  by  address  on  Exhibit A.
         Manufacturer's obligation is to ensure that Vehicles do not deteriorate
         from a like new condition in appearance or quality during the period of
         Manufacturer's control.

3.3      Manufacturer  shall have  corrected all damage or shortages  noted upon
         receipt.  All repairs must be performed by an  authorized  Chevrolet or
         GMC Dealer.

Article 4:  Delivery; Title and Risk of Loss; Insurance

4.1      GM will select the  assembly and  shipping  locations  and the modes of
         transportation  for delivery of Vehicles to Manufacturer.  Risk of loss
         shall pass to  Manufacturer  upon  delivery by GM to a carrier  (F.O.B.
         GM's assembly  plant),  and actual and legal title shall similarly pass
         to  Manufacturer  but with  restrictions  for mutual benefit as further
         provided  in  this  Agreement.  Delivery  shall  be  to  Manufacturer's
         business  premises  identified on Exhibit A, unless GM decides  another
         location  is  appropriate.  Any  claims for loss or damage to a Vehicle
         while in the  possession  of a  carrier  must be noted on the  delivery
         receipt and submitted to GM.

4.2      Manufacturer's  purchase  and  possession  of Vehicles  hereunder  is a
         restrictive   purchase  and   possession   for  mutual   benefit,   and
         Manufacturer  acknowledges that this Agreement is intended to result in
         the  distribution  of quality End Products only to GM's Dealer  network
         for the  particular  Vehicle  brand.  The  Manufacturer's  Statement or
         Certificate  of Origin for each  Vehicle,  prepared  by GM, will not be
         delivered to Manufacturer, but will be held by GM until the End Product
         is  sold  by  Manufacturer  to a  Dealer.  Following  an  agreement  by
         Manufacturer with a Dealer for the Dealer's purchase of an End Product,
         Manufacturer shall notify GM. Upon such notice and payment to GM by the
         Dealer for the involved  Vehicle,  GM will credit  Manufacturer for the
         original  cost of the Vehicle  and charge the Dealer for that  Vehicle.
         Upon  receipt of  payment,  GM will issue the MSO to and in the name of
         such Dealer.

4.3      Manufacturer  shall,  absent  written  agreement  to the  contrary,  be
         responsible for delivery of End Products to Dealers,  and for invoicing
         and   collecting   for  its  work  on  or  in  Vehicles.   Manufacturer
         acknowledges that the date of GM's charge to a Dealer for a Vehicle has
         significance for purposes of pricing,  promotions,  inventory  charges,
         and other purposes, and to the extent possible, Manufacturer shall ship
         the appropriate End Product  promptly upon a Dealer's  purchase of such
         End  Product.  Manufacturer  agrees to promptly  negotiate a reasonable
         settlement  in good faith with any Dealer  which  incurs undue delay in
         delivery of an End Product.

4.4      Manufacturer  hereby indemnifies and holds GM harmless from and against
         any and all claim, cause of action, loss, damage, or expense, including
         reasonable attorneys fees and expenses

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         incurred from any litigation, arising from or relating to any claim for
         injury or  property  damage in  connection  with the  manufacturing  or
         marketing of End Products or with the use,  operation or storage of any
         Vehicle while Manufacturer has title, custody,  possession,  or risk of
         loss under this Agreement.

4.5      Manufacturer  shall obtain and maintain,  pursuant to the terms of this
         Agreement,  at its sole  expense,  the  following  types  of  insurance
         coverage, with minimum limits as set forth below:

         1.       Comprehensive General Liability coverage,  including products,
                  completed  operations and  contractual  liability,  at a limit
                  acceptable to GM but not less than  $10,000,000 per occurrence
                  for personal injury and property damage combined.

         2.       Comprehensive  Automobile Liability covering all owned, hired,
                  and non-owned  vehicles at a limit of not less than $5,000,000
                  per  occurrence  for  personal   injury  and  property  damage
                  combined,  including all statutory coverages for all states of
                  operation.

         3.       Workers Compensation in the statutory limits for all states of
                  operation.

         4.       Employers  Liability in limits of not less than $1,000,000 for
                  all states of operation.

         5.       Garage Keepers Legal  Liability on a Direct  Primary  coverage
                  basis  including  comprehensive  and  collision  coverage at a
                  limit  acceptable to GM. Coverage should apply to all vehicles
                  while in the care,  custody or control of Manufacturer for any
                  cause of physical  damage on a primary basis without regard to
                  negligence.  (This coverage should be maintained  separate and
                  distinct  from  coverage  available  under the  Manufacturer's
                  finance plan.)

         Manufacturer  shall  provide GM with a  certificate  of  insurance  and
         insurance  policy  evidencing  GM  as an  additional  insured  for  all
         above-mentioned  coverages  except Workers  Compensation  and Employers
         Liability for all activities connected with this Agreement, and stating
         that the above-listed  insurance is primary to any coverage that may be
         available to GM. Manufacturer shall provide at least thirty days' prior
         written notice to GM of cancellation,  modification, or material change
         to any policy.  Such certificate  shall be in a form acceptable to, and
         underwritten  by,  insurance  company(ies)   satisfactory  to  GM.  The
         purchase  of  appropriate  insurance  coverage by  Manufacturer  or the
         furnishing   of   certificate(s)   of   insurance   shall  not  release
         Manufacturer from its respective  obligations or liabilities under this
         Agreement. All coverages shall be maintained throughout the duration of
         this Agreement with the exception of  Comprehensive  General  Liability
         coverage referenced in Paragraph 1 above, which shall be maintained for
         a period of ten years after termination of this Agreement.

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Article 5:  Upfitting; Standard of Workmanship; Compliance With Laws

5.1      Manufacturer shall not alter any Vehicle, install any body or equipment
         thereon,  or  remove  any  Vehicle  from its  business  premises  where
         originally delivered prior to:

         a.       Approval by GM of its financial  institution for demonstrators
                  and unassigned  speculative  inventory (see GMAC MFP Agreement
                  parameters); or

         b.       For  all  other   Vehicles,   sale  of  such   Vehicle(s)   by
                  Manufacturer  to a Dealer as  provided in this  Agreement  and
                  notice thereof to GM.

5.2      To the extent possible,  Manufacturer  shall process Vehicles delivered
         under the terms of this Agreement on a first-in, first-out basis.

5.3      Manufacturer  shall use its best skills and judgment and shall  perform
         all work in  accordance  with the  highest  professional  standards  of
         workmanship,  and it shall exercise due care to ensure that all work it
         performs is free from defects in design,  materials,  and  workmanship.
         Manufacturer  shall further employ or retain  persons with  appropriate
         technical  competence  for the work  being  performed.  GM may  provide
         technical  information to assist  Manufacturer,  but Manufacturer  will
         control and bear full  responsibility for the design and manufacture of
         the End Product.

         Manufacturer  acknowledges  that the  reputation of GM and its products
         may  be  affected  by  the  quality,  reliability,  and  durability  of
         Manufacturer's  products  and its  conduct in the  marketplace.  GM may
         provide  Manufacturer with process guidelines and other information for
         improving End Product quality,  reliability and durability, and provide
         to Manufacturer a periodic assessment of its processes. Manufacturer is
         responsible  for  selecting  and  implementing   processes  which  meet
         customer expectations for quality, reliability, and durability.

         Manufacturer  agrees to maintain a viable Dealer and consumer relations
         activity,  to offer a  competitive  warranty on its work to Dealers and
         consumers  equal in duration and every other  aspect to the  applicable
         chassis  model  year new  Vehicle  warranty,  and to  maintain  through
         Dealers,  and  others  at  Manufacturer's   discretion,   a  system  of
         convenient Warranty corrections for consumers, and to make available to
         Dealers service  replacement parts with number  identification  systems
         (this   shall   hereinafter   be   referred   to   as   "Parts   Number
         Identification") for Warranty and non-Warranty service for a reasonable
         period of time after End Products are sold to consumers.

5.4      Manufacturer  shall  comply with all  federal,  state,  and local laws,
         regulations, and standards in its performance of its work. Manufacturer
         acknowledges its legal responsibility insofar as it is the manufacturer
         of an End Product and agrees to certify and warrant its contribution to
         the End Product.  Further,  Manufacturer agrees to cooperate with GM in
         achieving

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         compliance  with applicable laws and  regulations.  Manufacturer  shall
         maintain a copy of the "Document for Incomplete  Vehicles"  supplied by
         GM with  certain  Vehicles  and a record of the name and address of the
         first  retail  purchaser  of each  End  Product  and  shall  make  such
         information available to GM at the times and in the manner specified by
         GM.

5.5      Manufacturer  shall promptly notify GM of any real or potential  defect
         in the End Products.

Article 6: New Vehicle Preparation; Vehicle Warranty and Campaign Corrections by
           Manufacturer

6.1      Manufacturer  shall have performed,  by an authorized  Chevrolet or GMC
         Dealer needed warranty and special policy repairs and adjustments,  and
         campaign  corrections  directed by GM. All such  services  performed on
         Chevrolet  and GMC vans  only  may be  performed  prior  to  upfitting,
         provided all Federal Motor Vehicle Safety  Standards are left intact in
         upfitting.  All such services  performed on models other than Chevrolet
         or GMC vans  shall be  performed  after  upfitting  but  before the End
         Products leave Manufacturer's  possession.  Manufacturer shall make End
         Products  available to such Dealer in such fashion as to facilitate the
         performance of services.

6.2      The written new Vehicle  warranty  provided with each Vehicle  contains
         the only GM warranty applicable to such Vehicle, and GM neither assumes
         nor  authorizes  anyone  to  assume  for it  any  other  obligation  or
         liability in connection with such Vehicle.  In particular,  GM does not
         assume,  and hereby  disclaims,  any  warranty  or other  liability  or
         obligation,  INCLUDING  ANY  IMPLIED  WARRANTY  OF  MERCHANTABILITY  OR
         FITNESS FOR A PARTICULAR PURPOSE AND ANY PRODUCT LIABILITIES BASED UPON
         NEGLIGENCE OR STRICT LIABILITY, to Manufacturer, except if Manufacturer
         becomes  an owner of a  Vehicle,  and then  only to the  extent  of the
         written new Vehicle  warranty.  Manufacturer  shall ensure that General
         Motors'  written new Vehicle  warranty  and other  product  information
         intended for the consumer are placed in the End Product and remain with
         it when it leaves the custody of the Manufacturer.

Article 7:  Recall Campaigns; Product Liability

7.1      In the event of a recall  campaign  by GM  necessitated  by a defect or
         nonconformity  in a Vehicle for which  Manufacturer is responsible,  in
         whole or in part,  Manufacturer  shall  reimburse GM the direct  costs,
         expenses  and  any   penalties   which  may  be   incurred,   with  the
         understanding  that the  portion of such  direct  costs,  expenses  and
         penalties to be borne by  Manufacturer,  shall be  proportional  to the
         degree to which the defect or  non-conformity  of  Manufacturer's  work
         caused the recall. Prior to GM performing any recall campaign for which
         GM expects reimbursement, GM and Manufacturer will exchange information
         and  will  consult  with  each  other  with  respect  to the  need  and
         advisability thereof, provided,  however, that the final decision as to
         whether or not to have such a recall shall in every  instance rest with
         General Motors.

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7.2      With respect to any actual,  potential, or threatened claim, action, or
         proceeding  (hereinafter "Claim"),  regardless of whether such Claim is
         based on  strict  liability,  negligence,  warranty,  or  other  theory
         (hereinafter   "Product   Liability"),   relating   to  any  aspect  of
         Manufacturer's  work,  each of the parties to this Agreement  shall (a)
         communicate  and  cooperate  with the  other  and,  if  necessary,  the
         appropriate   insurance  carrier,  to  the  fullest  extent  reasonably
         possible in  investigation of the facts and  circumstances  surrounding
         the Claim and in any litigation  involving the Claim;  (b) refrain from
         taking any position adverse to the interests of the other party to this
         Agreement;  and (c) not, except in enforcement of the rights hereunder,
         institute any claim, action, or proceeding, whether by cross-complaint,
         third party complaint,  interpleader,  or otherwise,  against the other
         party to this Agreement.

7.3      With respect to any Product Liability or related liability,  costs, and
         expense under this Article, the following are applicable:

         a.       Any  settlement  or payment to satisfy an adverse  judgment in
                  any Claim shall be  apportioned to GM and  Manufacturer  based
                  upon such  judgment  or, if there is no  judgment or it is not
                  definitive as to causation, each party's liability; and

         b.       GM and  Manufacturer  shall  bear their  respective  costs and
                  expenses   incurred  in   connection   with   cooperation   in
                  investigation  and litigation,  including those costs incurred
                  for  the  production  of  documents  and  answering  of  other
                  discovery.

7.4      In the  event a  Product  Liability  Claim  is  brought  against  GM or
         Manufacturer  relating to the other's work,  each party shall  promptly
         forward to the other party every  summons and complaint and every other
         court document  received by it; and if the other party is named a party
         in the action,  in no event shall either  party take any action  toward
         settlement  without  prior  notification  to the  other  party  of such
         proposed  action  followed by a reasonable  period of time to allow the
         other party to respond to such notification.

Article 8:  Indemnifications Dispute Resolution

8.1      In the event a suit or other  proceeding  is commenced  relating to any
         aspect of  Manufacturer's  work,  including  any  portions of a Vehicle
         affected  by  Manufacturer's  work,  Manufacturer  agrees  to  hold  GM
         harmless and indemnify GM  completely  from Product  Liability  losses.
         Each party  shall  retain the right to conduct  its own defense to such
         suit or proceeding.

8.2      In the  event  of  any  breach  of any  obligation  contained  in  this
         Agreement,  the breaching party shall indemnify the nonbreaching  party
         for any damage,  costs, and expense,  including  reasonable  attorneys'
         fees, suffered by the nonbreaching party due to the breach.

8.3      If it  cannot  be  determined  whether,  or  the  extent  to  which,  a
         settlement of or judgment in a Claim or a recall  campaign was based on
         an aspect of  Manufacturer's  work or on another part in a Vehicle that
         plaintiff  alleged  was  defective,  then  either  party may submit the
         matter to

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         binding  arbitration  in order to  determine  the  relative  percentage
         allocable to each party.  Such disputes shall be finally  settled under
         the Rules of the American  Arbitration  Association,  provided that the
         arbitration  shall not occur  until after the  conclusion  of the case.
         There  shall  be  three  (3)  arbiters,  one  appointed  by GM and  one
         appointed by  Manufacturer,  with the third appointed by the other two.
         Costs of the arbitration shall be shared equally.

Article 9:  Termination; U.S. Distribution

9.1      This Agreement may be terminated by either party at any time by written
         notice thereof to the other party.  Written notice of termination shall
         be delivered personally or by certified mail, return receipt requested,
         termination  shall be  effective  at the end of the third  business day
         after the day of receipt of such  written  notice or at such later time
         as may be set forth in such notice.

9.2      If this  Agreement  is  terminated  by GM,  Manufacturer  may  purchase
         outright  or have a Dealer  purchase  outright  any or all  Vehicles in
         Manufacturer's  custody.  The net purchase  price for each such Vehicle
         shall be the  Dealer  invoice  price at which GM would  have  sold such
         Vehicle  to a  Dealer  on the  date of  GM's  invoice  to  Manufacturer
         inclusive of any discounts or  allowances  (including  model  close-out
         allowance,  if  applicable)  that  might  have been  available  to such
         Dealer.  Unless otherwise agreed in writing,  such purchase price shall
         be paid to GM by certified check or bank check delivered not later than
         the aforesaid third business day. In the  alternative,  GM shall retake
         possession   of   Vehicles   in   Manufacturer's   custody  and  credit
         Manufacturer for Manufacturer's original purchase price from GM.

9.3      If this Agreement is terminated by  Manufacturer,  Manufacturer  shall,
         prior to the effective date of termination, purchase outright or have a
         Dealer purchase outright all Vehicles in its custody in accordance with
         the terms of Section 9.2; provided,  however, that GM at its option may
         retake  possession  of such  Vehicles,  or any of them,  and (a) credit
         Manufacturer for  Manufacturer's  original  purchase price from GM, and
         (b) charge  Manufacturer  the lesser of the  expense  incurred by GM to
         redistribute  such  Vehicles or the  destination  charge  applicable to
         similar units delivered to any authorized  Chevrolet or GMC Dealer near
         Manufacturer's business premises.

9.4      GM shall  have a  reasonable  period,  and in any  event  not less than
         thirty days from the date of  termination,  in which to remove Vehicles
         from Manufacturer's premises, and Manufacturer's  obligation under this
         Agreement in connection  with  safekeeping  vehicles in its  possession
         shall continue during such period.

9.5      If GM retakes possession of any Vehicles under this Article,  the terms
         of  this  Agreement   shall  not  apply  to  any  Vehicles  upon  which
         Manufacturer has installed  bodies or other equipment,  or that are not
         in a new and unused condition or have missing parts or components.

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9.6      If  this   Agreement   is   terminated,   any  and  all  funds  in  the
         Manufacturer's  Merchandising Reserve account,  addressed in Article 10
         herein, shall revert to GM.

9.7      Vehicles sold to Manufacturer under this Agreement are for distribution
         in the 50 United  States,  and the  District  of  Columbia  ("U.S.") or
         Puerto Rico. It is a material breach of this Agreement for Manufacturer
         to sell, cause or arrange to be sold End Products or new motor vehicles
         for resale or principal use outside the U.S. or Puerto Rico.

Article 10:  Merchandising Reserve

10.1     To  assist  Manufacturer  with  merchandising  and  marketing  expenses
         resulting from sales of eligible  Chevrolet or GMC Vehicles,  GM may in
         its sole discretion provide a merchandising  reserve in an amount to be
         determined each model year (hereinafter the "Merchandising Reserve").

10.2     This  Merchandising  Reserve will be accumulated by GM for any eligible
         Vehicles released to Dealers from September 1 through August 31 of each
         year, until further notice. The Merchandising Reserve fund will be paid
         to the Manufacturer's open account the following January.

10.3     Until the  Merchandising  Reserve is actually paid to Manufacturer,  it
         remains  the sole  property  of GM.  Also GM has the  right to  recoup,
         setoff or deduct from the  Merchandising  Reserve any amounts due or to
         become  due  (whether   matured.   contingent   or   liquidated)   from
         Manufacturer  to  GM  or  its   subsidiaries.   If  this  Agreement  is
         terminated,  any and all  funds in the  Merchandising  Reserve  account
         shall not be paid to Manufacturer.

10.4     Merchandising  Reserve funds are intended to assist  Manufacturer  with
         its merchandising of eligible Vehicles to Chevrolet and GMC Dealers. As
         a condition to receipt of these funds annually, Manufacturer must spend
         not less than an equal amount to the reserve on such merchandising.  GM
         may request receipts to support such payments.

Article 11:  General Terms

11.1     No waiver or  modification of any term of this Agreement or creation of
         additional  terms  shall be valid or  binding  upon GM  unless  made in
         writing  executed on its behalf by a Manager in General Motor's Fleet &
         Commercial Operations.  The failure by either party to enforce any term
         of this  Agreement at any future time shall not be  considered a waiver
         of any right or remedy available hereunder or by law.

11.2     This  Agreement  does not  constitute  either  party the agent or legal
         representative of the other for any purpose whatsoever.  This Agreement
         is the sole and complete  agreement  of the  parties,  and there are no
         other agreements between them, either oral or written, respecting

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         the subject matter  hereof,  which are not superseded by this Agreement
         insofar as concerns Vehicles delivered hereunder.

11.3     This  Agreement  shall be governed by and construed in accordance  with
         the laws of the State of Michigan as if entirely performed therein.

11.4     Notices in respect of any matter  under this  Agreement  shall,  in the
         absence  of  contrary  written  instructions   provided  by  the  party
         involved, be addressed to the attention of the representative executing
         this Agreement at the address set forth above.

11.5     All monies or accounts due  Manufacturer  from GM under this  Agreement
         shall be considered  net of any  indebtedness  of  Manufacturer  to GM,
         including its subsidiaries, and GM may, at its election, recoup, setoff
         or deduct any indebtedness of Manufacturer or Manufacturer's  financial
         institution  to GM  against  any  monies  or  accounts  due  from GM to
         Manufacturer.

         IN WITNESS  WHEREOF,  the  parties  have caused  their duly  authorized
representatives to execute this Agreement on the dates set forth below:

MANUFACTURER:                                GENERAL MOTORS CORPORATION

Starcraft Automotive Group, Inc.

Chevrolet S.V.M. Code: 59-264, 59-924
                       --------------

GMC S.V.M. Code: 56-120
                 ------

By:      \s\Michael H. Schoeffler         By: \s\J. F. Brieske
         -------------------------            -------------------------------
         Michael H. Schoeffler                J. F. Brieske
Title:   President                        Title: Manager-Pool Operations
         -------------------------               ----------------------------
                                           Fleet and Commercial Operations

Date:    July 1, 1999                      Date: July 30, 1999
         -------------------------               ----------------------------

                                      -10-

<PAGE>

                                  EXHIBIT A TO

           SPECIAL VEHICLE MANUFACTURER CONVERTERS PROGRAM AGREEMENT

Agreement applies to all models of trucks and truck chassis (Vehicles) available
through General Motors Fleet and Commercial  Operations  which are shipped under
this Agreement.

Vehicles delivered to Manufacturer  shall be stored at the following  locations.
and no others:

         1.       2703 College Avenue, Goshen, IN
         2.       2006 Century Drive, Goshen, IN
         3.       2940 Dexter Drive, Elkhart, IN (National Mobility Corp.)
         4.
         5.

MANUFACTURER:                                GENERAL MOTORS CORPORATION

Starcraft Automotive Group, Inc.

Chevrolet S.V.M. Code: 59-264, 59-924
                       --------------

GMC S.V.M. Code: 56-120
                 ------

By: \s\Michael H. Schoeffler              By: \s\J.F. Brieske
    ----------------------------------        ----------------------------------
    Michael H. Schoeffler                     J. F. Brieske
Title: President                           Title: Manager-Pool Operations
       ------------------------------            -------------------------------
                                                 Fleet and Commercial Operations

Date:  July 1, 1999                        Date: July 30, 1999
       ------------------------------            -------------------------------

                                      -11-FORD MOTOR COMPANY

                            FORD AUTHORIZED AGREEMENT
                FOR THE QUALIFIED VEHICLE MODIFIERS (QVM) PROGRAM

THIS  AGREEMENT,  is made this 15th day of  December,  1999,  between  Starcraft
Automotive  Group,  Inc., an Indiana  corporation  having its principal place of
business at 2703 College Avenue,  Goshen,  Indiana 46528 ("Modifier"),  and Ford
Motor Company,  a Delaware  corporation  with its principal place of business at
the American Road, Dearborn Michigan 48121 ("Ford").

WHEREAS, Ford sells complete vehicles and incomplete vehicles; and

WHEREAS, Modifier completes or modifies vehicles; and

WHEREAS,  Ford and  Modifier  desire to work more  closely  together  to improve
customer satisfaction with the products of both parties;

WHEREAS,  Ford has  developed  the  Qualified  Vehicle  Modifiers  Program ("QVM
Program") toward that goal;

NOW,  THEREFORE,  in consideration of the mutual promises  contained herein, the
parties agree as follows:

1.       QVM Program Requirements

To qualify for the QVM Program, Modifier shall:

         a)       Complete or modify  vehicles in the United  States,  Canada or
                  Mexico.

         b)       Complete or modify the types of vehicles identified by Ford as
                  included in the Program.

         c)       Make facility,  personnel and records available for inspection
                  and  review  by Ford for the  purposes  of  rating  Modifier's
                  engineering capability, design and build process controls, and
                  quality control procedures.

         d)       Achieve a QVM rating for each facility that  manufactures  the
                  types  of  vehicles  identified  by  Ford as  included  in the
                  Program.

                                       -1-

<PAGE>

         e)       Adopt and follow Ford guidelines and  recommendations  as from
                  time to time may be issued or updated.

         f)       Make  facility,  personnel and records  available for periodic
                  reinspection.

         g)       Send a representative to a yearly meeting at a mutually agreed
                  time and place.  The purpose of the meeting will be to improve
                  communication  by  reviewing   future  product  changes,   new
                  guidelines, and any requests from the qualified Modifiers.

         h)       Notify Ford of any change in  ownership of the Modifier in the
                  facility,  in  its  location,  or  of  the  addition  of a new
                  manufacturing facility.

         i)       Maintain  at all  times a  minimum  limit  of $5  Million  per
                  occurrence of Commercial General Liability insurance including
                  products,   completed   operations  and  blanket   contractual
                  liability (or contractual  liability coverage specific to this
                  Agreement)  with  insurers  rated at  least A VI by A.M.  Best
                  Company, or other underwriters agreeable to Ford. The Modifier
                  shall arrange to provide Ford with a certificate  or insurance
                  showing  the  coverage   specified  in  this  paragraph.   The
                  insurance  policies  providing  the foregoing  coverage  shall
                  provide that the insurance  company  issuing such policy shall
                  give  Ford  at  least  30 days  prior  written  notice  of any
                  material  alterations,  including:  substantial  reduction  of
                  aggregate  limits,  if such  limits  apply;  or any  change or
                  cancellation.

2.       Ford Support of the QVM Program

To support the QVM Program, Ford will:

         a)       Provide administration and coordination for the Program.

         b)       Visit and inspect  Modifier's  facility to determine a rating,
                  and review the results of that rating with Modifier.

         c)       Advertising and promote the QVM Program.

         d)       Provide  communication  to  Modifiers  on  current  production
                  engineering   revisions   and   future   product   engineering
                  revisions,  including  communication  support through the Body
                  Builder Advisory Service.

         e)       Provide limited  technical  support for Modifier  designs that
                  interface  with Ford systems (not to include  Modifier  system
                  design) and guidelines for modifications.

                                       -2-

<PAGE>

3.       Appeal of Denial of QVM Qualification

In the event that a Modifier does not achieve a rating sufficient to qualify for
the QVM Program,  it may request a reconsideration  of the rating.  Upon written
request,  a review by the QVM Program  Manager will be made.  If Modifier is not
satisfied with the decision of the QVM Program Manager,  then a formal review by
the QVM  Steering  Committee  will be  performed  if  requested  by  Modifier in
writing.  The  parties to this  agreement  will be bound by the  decision of the
Steering Committee.

4.       Indemnification

Ford and Modifier (the "parties") recognize that the burden of defending against
product liability allegations,  whether or not meritless or frivolous, should be
borne by the party whose alleged negligence,  wrongdoing or defective product is
at issue,  regardless  of  whether  that  company  is a party to the  particular
litigation.  The parties also  recognize  that,  under  existing law,  there are
circumstances  where a claimant  may sue only one party even  though the defect,
wrongdoing or negligence  alleged is that principal  responsibility of the other
party.  The parties  also  recognize  that this  results in the named  defendant
bearing  more -  sometimes  far more - than  its  fair  share of the cost of the
litigation.  In  order  to avoid as much as  possible  controversy  between  the
parties as to who shall  defend such  litigation,  or bear the cost of defending
such  litigation,  including the cost of  settlements  or verdicts,  the parties
agree as follows:

         a)       INDEMNIFICATION  BY FORD. With respect to any vehicle supplied
                  by  any  Ford  authorized  dealer  to  Modifier,   Ford  shall
                  indemnify,  hold harmless and protect  Modifier from any loss,
                  damage or expense, including, without limitation, settlements,
                  judgments,  expert fees and attorney's  fees resulting from or
                  related to lawsuits, complaints or claims against Modifier for
                  property damage or personal injury where Modifier's liability,
                  if any,  arises  solely  because  of a defect in  manufacture,
                  assembly,  materials  or  design  for  which  Ford (or  Ford's
                  supplier) alone is responsible.

         b)       FORD'S DUTY TO DEFEND.  Modifier will promptly  notify Ford of
                  any lawsuit,  complaint or claim which  Modifier has reason to
                  believe  may be covered by this  indemnity  agreement.  If the
                  claimant's sole allegation  against  Modifier is that Modifier
                  is  strictly  liable  for a defect  for which  Ford (or Ford's
                  supplier)  alone is responsible,  and if Ford's  investigation
                  discloses  no basis for  Modifier's  liability  other than the
                  allegations  in the lawsuit,  complaint,  or claim,  ford will
                  assume Modifier's defense upon Modifier's  request.  Modifier,
                  and/or  its  Product  liability   insurance   carrier,   shall
                  cooperate  fully in the defense of the action as Ford,  and/or
                  its  Product   liability   insurance  carrier  may  reasonably
                  require.  Ford  shall  have  the  right to  assume  Modifier's
                  defense  at  any  time,   provided   that  Ford   acknowledges
                  Modifier's right to indemnity under this agreement.

         c)       INDEMNIFICATION  BY  MODIFIER.  With  respect  to any  vehicle
                  supplied by any Ford authorized  dealer to Modifier,  modifier
                  shall indemnify, hold harmless and

                                       -3-

<PAGE>

                  protect  Ford from any loss,  damage  or  expense,  including,
                  without limitation,  settlements,  judgments, expert fees, and
                  attorney's  fees,  resulting  from  or  related  to  lawsuits,
                  complaints  or  claims  against  Ford for  property  damage or
                  personal injury, where Ford's liability, if any, arises solely
                  from modifications or additions made by Modifier. Liability on
                  the part of Ford which arises, if at all, because Ford knew or
                  should have knows that the  modification  or additions made by
                  Modifier were negligent,  improper or defective,  or that Ford
                  expressly or impliedly approved the modifications or additions
                  made by Modifier,  will be deemed to be liability which arises
                  "solely  from  modifications  or  additions  made by modifier"
                  within the meaning of this paragraph.  However,  Modifier will
                  not be  obligated to indemnify  Ford if the  modifications  or
                  additions were made pursuant to express  written  instructions
                  provided by Ford, so long as the workmanship and materials for
                  the modification were not of a substandard quality.

         d)       MODIFIER'S DUTY TO DEFEND.  Ford will promptly notify Modifier
                  of any  lawsuit,  complaint  or claim which ford has reason to
                  believe may be covered by this indemnity agreement.  If Ford's
                  alleged   liability   arises  solely  from   modifications  or
                  additions  made by Modifier,  and if Modifier's  investigation
                  discloses  no  basis  for  Ford's  liability  other  than  the
                  allegations in the lawsuit, complaint, or claim, Modifier will
                  assume  Ford's  defense upon Ford's  request.  Ford and/or its
                  product liability carrier shall cooperate fully in the defense
                  of the action as modifier,  or its product liability  carrier,
                  may  reasonably  require.  Modifier  shall  have the  right to
                  assume  Ford's  defense  at any time,  provided  the  Modifier
                  acknowledges Ford's right to indemnity under this agreement.

         e)       Neither party will file cross-claims or third-party complaints
                  against  the other  without  notifying  the other in  advance.
                  Where practicable,  the notice should be given sufficiently in
                  advance to allow through  discussion of  alternatives  to such
                  filing.

In the  appropriate  case  the  parties  shall,  where  settlement  is or may be
warranted,  make a  reasonable  effort to agree upon the amount  each party will
contribute to settlement,  based upon the nature of the plaintiff's allegations.
For example,  if the case involves an allegation that a modifier's  component is
defective,  a reasonable allocation would require the modifier to contribute all
or most of any  settlement  amount.  If,  however,  the  allegation  concerns  a
component  supplied by Ford,  a  reasonable  allocation  would  require  Ford to
contribute all or most of any  settlement  amount.  It is recognized  that there
will be  cases  or  multiple  allegations  with  respect  to each  part and that
allocation of responsibility will be dependent on the circumstance of the case.

If the case,  for any reason,  does not settle,  the parties will, in advance of
trial, make a reasonable  attempt to agree upon the extent to which each company
will contribute to satisfy any adverse judgment or verdict that may be returned,
based upon the principles set forth in the preceding  paragraph.  Based on these
principles,  the parties will likewise attempt to agree upon the extent to which
each  will  contribute  to the  cost  of  defending  the  litigation,  including
attorney's fees.

                                       -4-

<PAGE>

In  cases  where  both  parties  are  named   defendants,   neither  party  will
unilaterally enter into a settlement agreement without first notifying the other
party.

5.       Advertisement, Promotion

Modifier may at its option, advertise or promote its qualification under the QVM
Program.  Modifier  shall comply with the QVM  advertising  guidelines and shall
avoid in every way any deceptive,  misleading,  confusing or illegal advertising
promotion.

6.       Trademarks and Trade Names

Modifier may not use any  trademark,  trade name or logo used or claimed by Ford
or any of its subsidiaries  except with Ford's prior written  approval.  If such
approval is given,  Modifier may use such trademark,  trade name or logo only in
connection  with ford  products  and then only in a manner and form  approved by
ford.  If,  after such  approval,  Ford should at any time so request,  Modifier
shall promptly discontinue such use.

7.       Termination

         a)       This  agreement  may be  terminated at will by either party by
                  giving at least 10 days written notice to the other party.

         b)       Upon the occurrence of any of the following  events,  Ford may
                  terminate  this  agreement  immediately  upon  giving  written
                  notice to Modifier:

                  (i)      Failure of Modifier to maintain a QVM status.  If the
                           rating is under  appeal,  written  notice will not be
                           given until the appeal process is completed.

                  (ii)     Failure of Modifier  to perform any other  obligation
                           under this agreement within five days after receiving
                           written request for performance from Ford.

                  (iii)             Failure  of  Modifier  to  function  in  the
                                    ordinary course of business for more than 10
                                    consecutive business days.

         c)       Upon  termination  of  this  agreement,   Modifier  shall,  as
                  directed by Ford, immediately cease and desist:

                  (i)      Advertising or promoting  Modifier as being qualified
                           under the QVM Program.

                  (ii)     At Modifier's expense,  remove from all signs used or
                           owned by Modifier and from all forms,  stationery and
                           other papers used by Modifier,  any  reference to the
                           QVM Program.

                                       -5-

<PAGE>

                  (iii)    Refrain from doing anything, whether or not specified
                           above,   that  would   indicate   Modifier  has  been
                           qualified and the QVM Program.

         d)       If Modifier does not comply with this section's  requirements,
                  Modifier  shall  reimburse  Ford for all costs  and  expenses,
                  including  reasonable  attorney's  fees,  incurred  by Ford in
                  enforcing compliance with this section.

8.       Notice, Demand and Consent

All notices, demands and consents allowed or required by this agreement shall be
in writing and shall be given by registered or certified mail,  addressed to the
address listed below or by personal delivery,  and shall be deemed given when so
mailed or delivered.

Ford:                                  Modifier: \s\Michael H. Schoeffler
      ------------------------------            --------------------------------
          Ford Motor Company                    Starcraft Automotive Group, Inc.

      ------------------------------            Michael H. Schoeffler
      ------------------------------            President

9.       Assignment

Modifier  may  not  assign  this  agreement  or  delegate   performance  of  its
obligations without the prior written consent of Ford.

10.      Agency

This  agreement  does not  create the  relationship  or  principal  and agent or
partner or joint venture between Ford and Modifier for any purpose whatsoever.

11.      Entire Agreement

This agreement  constitutes the entire agreement between the parties and, except
as  provided  elsewhere  in this  agreement,  may be  amended  only by a written
agreement executed by Ford and Modifier.  No course of dealing,  custom or usage
of trade shall modify or supplement the terms of this agreement.

12.      Applicable Law

This agreement shall be governed by and construed in accordance with the laws of
the State of Michigan as if entirely made and performed in that state.

                                       -6-

<PAGE>

13.      Arbitration

If a dispute arises between the Modifier and Ford,  relating to this  Agreement,
the following  procedure shall be implemented  before either party pursues other
available  remedies except that either party may seek  injunctive  relief from a
court where appropriate in order to maintain the status quo while this procedure
is being followed:

         (1)      The Modifier and Ford shall hold a meeting promptly,  attended
                  by  persons  with  decision-making   authority  regarding  the
                  dispute, to attempt in good faith to negotiate a resolution of
                  the dispute, provided,  however, that no such meeting shall be
                  deemed to vitiate or reduce the obligations and liabilities of
                  the parties hereunder or be deemed a waiver by a party thereto
                  of any  remedies  to  which  such  party  would  otherwise  be
                  entitled hereunder.

         (2)      If, within 30 days after such  meeting,  the Modifier and Ford
                  have not succeeded in negotiating a resolution of the dispute,
                  they agree to submit the dispute to  mediation  in  accordance
                  with  the  then-current   Model  Procedure  for  Mediation  of
                  Business  Disputes of the Center for Public  Resources  and to
                  bear equally the costs of the mediation.

         (3)      The  Modifier  and  Ford  will  jointly   appoint  a  mutually
                  acceptable  mediator,  seeking  assistance in such regard from
                  the Center for Public  Resources  if they have been  unable to
                  agree upon such appointment within 20 days from the conclusion
                  of the negotiation period.

         (4)      The  Modifier and Ford agree to  participate  in good faith in
                  the mediation and negotiations related thereto for a period of
                  30 days.  If the parties are not  successful  in resolving the
                  dispute  through  mediation,  then the parties agree to submit
                  the  matter to  binding  arbitration  in  accordance  with the
                  Center  for  Public   Resources  Rules  for   Non-Administered
                  Arbitration of Business Disputes, by a sole arbitrator.

         (5)      Mediation  or  arbitration  shall  take  place  in the City of
                  Dearborn  unless   otherwise   agreed  by  the  parties.   The
                  substantive and procedural laws of the State of Michigan shall
                  apply  to  the  proceedings.   Equitable   remedies  shall  be
                  available in any  arbitration.  Punitive  damages shall not be
                  awarded.  This  paragraph  (13)  is  subject  to  the  Federal
                  Arbitration Act, 9. U.S.C.A.  Section 1, et. seq. and judgment
                  upon the award  rendered  by the  arbitrator,  if any,  may be
                  entered by any court having jurisdiction thereof.

                                           By:
                                              ----------------------------------
                                                    FORD MOTOR COMPANY

                                           By: \s\Michael H. Schoeffler
                                              ----------------------------------
                                                    MODIFIER

                                       -8-

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