Document:

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                                   EXHIBIT 4.1

                            CONSULTING AGREEMENT WITH

                                 M. BLAINE RILEY

                                DATED MAY 2, 2000

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                     FINANCIAL CONSULTING SERVICES AGREEMENT

       This Financial Consulting Services Agreement (the "Agreement") is entered
this 2nd day of May, 2000 by and between M. Blaine Riley ("Consultant"), an
individual, and JumpMusic.com, (OTC BB: JMUS) ("Client"), a California
corporation, with reference to the following:

                                    RECITALS

        A. The Client desires to be assured of the association and services of
the Consultant in order to avail itself of the Consultant's experience, skills,
abilities, knowledge, and background to facilitate long range strategic
planning, and to advise the Client in business and/or financial matters and is
therefore willing to engage the Consultant upon the terms and conditions set
forth herein.

       B. The Consultant agrees to be engaged and retained by the Client and
upon the terms and conditions set forth herein.

       NOW, THEREFORE, in consideration of the foregoing, of the mutual promises
hereinafter set forth and for other good and valuable consideration, the receipt
and sufficiency of which are hereby acknowledged, the parties hereto agree as
follows:

         1. ENGAGEMENT. Client hereby engages Consultant on a non-exclusive
basis, and Consultant hereby accepts the engagement to become a financial
consultant to the Client and to render such advice, consultation, information,
and services to the Directors and/or Officers of the Client regarding general
financial and business matters including, but not limited to:

                  A.       Due diligence studies, reorganizations, divestitures

                  B.       Capital structures, banking methods and systems;

                  C.       Periodic reporting as to developments concerning the
general financial markets and public securities markets and industry which may
be relevant or of interest or concern to the Client or the Client's business;

                  D. Guidance and assistance in available alternatives for
accounts receivable financing and other asset financing.

         It shall be expressly understood that Consultant shall have no power to
bind Client to any contract or obligation or to transact any business in
Client's name or on behalf of Client in any manner.

         2. Term. The term ("Term") of this Agreement shall commence on the date
hereof and continue for twelve (12) months. The Agreement may be extended upon

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agreement by both parties, unless or until the Agreement is terminated. Either
party may cancel this Agreement upon five days written notice in the event
either party violates any material provision of this Agreement and fails to cure
such violation within five (5) days of written notification of such violation
from the other party. Such cancellation shall not excuse the breach or
non-performance by the other party or relieve the breaching party of its
obligation incurred prior to the date of cancellation.

         3. COMPENSATION AND FEES. As consideration for Consultant entering into
this Agreement, Client and Consultant shall agree to the following:

                  A. Client shall issue certificates representing an aggregate
of seventy five thousand (75,000) shares of free trading common stock (the
"Shares"), registered under S-8.

                  B. The Shares, when issued to Consultant, will be duly
authorized, validly issued and outstanding, fully paid and nonassessable and
will not be subject to any liens or encumbrances.

                  C. Securities shall be issued to Consultant in accordance with
a mutually acceptable plan of issuance as to relieve securities or Consultant
from restrictions upon transferability of shares in compliance with applicable
registration provisions or exemptions.

         4. EXCLUSIVITY; PERFORMANCE; CONFIDENTIALITY. The services of
Consultant hereunder shall not be exclusive, and Consultant and its agents may
perform similar or different services for other persons or entities whether or
not they are competitors of Client. Consultant shall be required to expend only
such time as is necessary to service Client in a commercially reasonable manner.
Consultant acknowledges and agrees that confidential and valuable information
proprietary to Client and obtained during its engagement by the Client, shall
not be, directly or indirectly, disclosed without the prior express written
consent of the Client, unless and until such information is otherwise known to
the public generally or is not otherwise secret and confidential.

      5. INDEPENDENT CONTRACTOR. In its performance hereunder, Consultant and
its agents shall be an independent contractor. Consultant shall complete the
services required hereunder according to his own means and methods of work,
shall be in the exclusive charge and control of Consultant and which shall not
be subject to the control or supervision of Client, except as to the results of
the work. Client acknowledges that nothing in this Agreement shall be construed
to require Consultant to provide services to Client at any specific time, or in
any specific place or manner. Payments to consultant hereunder shall not be
subject to withholding taxes or other employment taxes as required with respect
to compensation paid to an employee.

         6. MISCELLANEOUS. No waiver of any of the provisions of this Agreement
shall be deemed or shall constitute a waiver of any other provision and no
waiver shall constitute a continuing waiver. No waiver shall be binding unless
executed in writing by the party making the waiver. No supplement, modification,
or amendment of this Agreement shall be binding unless executed in writing by
all parties. This Agreement constitutes the entire agreement between the parties
and supersedes any prior agreements or negotiations. There are no third party
beneficiaries of this Agreement.

            IN WITNESS WHEREOF, the parties hereto have entered into this
Agreement on the date first written above.

                                 "Client"

                                 Signature:    /s/  Richard W. Mathews
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                                 Print with Title: Richard W. Mathews, President
                                 Company: JumpMusic.com

                                 "Consultant"

                                 Signature:     /s/  M. Blaine Riley
                                               ---------------------------------
                                 Print with Title: M. Blaine Riley, Consultant
                                 Consultant: M. Blaine Riley<PAGE>

                                                                 EXHIBIT 10.1

                    NON-EXCLUSIVE PATENT LICENSE AGREEMENT

     This Non-Exclusive Patent License Agreement ("Agreement") is made
between Home Gambling Network, Inc., a Nevada corporation, with offices at
5392 S. Eastern Avenue, Building A North, Las Vegas, Nevada  89119 ("HGN"),
and __________, a corporation organized and existing under the laws of the
________, having its principal place of business at ___________ ("Licensee").

     HGN has developed a certain method as described below and is the owner
of certain patent rights described below; and

     Licensee desires to obtain a license to commercialize the method upon
the terms and conditions set forth in this Agreement.

     In consideration of the mutual promises, covenants and conditions set
forth in this Agreement, HGN and Licensee, intending to be legally bound,
agree and covenant as follows:

I.   DEFINITIONS.

     1.1  "Game" shall mean any banking or percentage game played with cards,
dice, tiles, dominoes, or any electronic, electrical, or mechanical device
(including, but not limited to, roulette, bingo, baccarat, blackjack, craps,
big six wheel, slot machines, minibaccarat, red dog, pai gow, and sic bo,
keno and any variations or composites of such or other games), for money,
property, or any representative of value, together with horse racing and any
and all sporting events.

     1.2  "Gaming" shall mean the dealing, operating, carrying on,
conducting, maintaining or exposing for pay of any Game (including any and
all gambling).

     1.3  "Gross Hold" shall mean for any Wagering Proposition the Gross
Profit for the Licensee.

     1.4  "Gross Profit" shall mean all sums, including checks, received by
Licensee, whether collected or not, actually received from Gaming Operations,
less only the total of all sums paid out as winnings to patrons.  For sports
wagering, including horse racing, gross profit shall mean gross dollars bet.

     1.5  "Licensed Field of Use" means Gaming Operations.

     1.6  "Licensed Product" means any product which embodies or utilizes the
Method, or whose manufacture utilizes the Method.

     1.7  "Licensed Territory" means worldwide, excluding, however, those
countries that prohibit use of the Method.

     1.8  "Operation" shall mean the conduct of Gaming as herein defined.

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     1.9  "Patent" shall mean the Patent listed on Exhibit B hereto.  The
term "Patent shall further mean and include all extensions, renewals,
continuations and divisions thereof, and their foreign counterparts.

     1.10  "Patent Application" shall mean the application listed on Exhibit
B hereto.

     1.11  "Proposition" shall mean a Wagering Proposition such as for any
Game.

     1.12  "Method" shall mean any device, process, apparatus or know-how
described in Exhibit A, including, but not limited to, any of the foregoing
which are covered by a Patent or Patent Application.

     1.13  "Wagering" shall be understood to mean the taking and paying of
wagers or propositions placed upon an outcome of a Game.

II.  GRANT.

     2.1  HGN grants to Licensee a non-exclusive license to the Method in the
Field of Use and in the Licensed Territory, in order to make, use, sell,
advertise and otherwise practice Licensed Product.

     2.2  HGN reserves the right to practice under the Patent and to use the
Method for its own purposes and to license the Method and Patent to third
parties.

III. NO SUBLICENSE OR TRANSFER OF LICENSE.

     3.1  This Agreement and the license granted herein shall not be
assignable or transferable by Licensee without the express written consent of
the HGN, and subject to any further conditions or limitations which the HGN
may impose.

IV.  FEES AND ROYALTIES.

     4.1  Licensee agrees to pay to HGN a licensing fee, as follows:

          (a)  ______________ US Dollars ($________) deemed earned and due
               immediately on the execution of this Agreement; and

          (b)  a royalty of ____ percent (___%) of the Gross Hold on all
               Wagering Proposition.

     4.2  All monies due to HGN hereunder shall be paid in United States
dollars.  The rate of exchange to be used in computing the amount of currency
equivalent to United States dollars due to HGN shall be made at the rate of
exchange published in The Wall Street Journal on the business day in which
payment falls due (or the closest business day prior thereto on which such
rate is published).

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     4.3  Licensee agrees that it shall bear all bank charges, transfer fees,
and other similar charges associated with making the payments due to HGN
under this Agreement.

V.  RECORD KEEPING AND REPORTS.

     5.1  Licensee shall keep full, true and accurate books of account
containing all particulars that may be necessary for the purpose of showing
the amounts payable to HGN.  The books of account shall be kept at Licensee's
principal place of business or the principal place of business of the
appropriate division of Licensee to which this Agreement relates.  At all
reasonable times during normal business hours for five (5) years following
the end of the calendar year to which they pertain, the books of account and
the supporting data shall be open to inspection of HGN or its agents for the
purpose of verifying Licensee royalty statement or compliance in other
respects with this Agreement.

     5.2  Licensee, within fifteen (15) days after the last day of each
month, shall deliver to HGN true and accurate reports, giving such
particulars of the business conducted by Licensee during the preceding month
Agreement as shall be pertinent to a royalty accounting hereunder.  These
shall include at least the following:

          Receipts from Wagering Propositions;
          Payments to Patrons; and
          Total royalties due.

     5.3  The royalty payments set forth in this Agreement shall, if overdue,
be subject to a penalty of one and one-half percent (____%) per month until
paid, or the highest rate permitted by law.  The payment of such penalty
shall not foreclose HGN from exercising any other rights it may have as a
consequence of the lateness of any payment.

     5.4  In the event that Licensee's books understate the true amount of
royalties calculated for any semi-annual period by greater than the lesser of
_______ Dollars ($_____) or ___ percent (___%), the costs of any audit and
review initiated by HGN will be borne by Licensee; otherwise, HGN shall bear
the costs of any audit initiated by HGN.

VI.  PROPRIETARY RIGHTS AND CONFIDENTIALITY.

     6.1  Licensee will not, by virtue of this Agreement, obtain any
ownership interest in the Method.

     6.2  Licensee may not disclose the terms of this Agreement to anyone
without the written consent of HGN.

     6.3  Notwithstanding the obligation of confidence, it shall not be a
breach of this Agreement for either party to disclose general information
about the Method to customers or potential customers so far as it is
necessary in good faith to do so to promote sales; nor shall it be a breach
of this Agreement to disclose information which (i) is now or shall enter the
public domain as the result of its disclosure in a patent or publication or
otherwise without the fault of the receiving party, (ii) the receiving party
can prove was independently developed or already in its possession at the
time of disclosure, (iii) comes into the hands of the receiving party from a
third party entitled to

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disclose it, provided that the receiving party has no obligation of
confidentiality vis a vis the disclosing party, or (iv) must be disclosed as
required by law.

VII. LEGALITY.

     7.1  Licensee agrees that it will only practice the Method in a manner
that is or may be interpreted as legal.  If it is determined that Licensee is
practicing the Method in a manner which is deemed to be illegal, HGN shall
have the right to immediately terminate this license.

VIII.  TERM AND TERMINATION.

     8.1  The term of this Agreement shall be for one (1) year commencing on
the date hereof, unless otherwise terminated in accordance with the terms
contained in this Agreement.  This Agreement shall automatically renew itself
for an additional term of one (1) year unless either party gives written
notice of a desire to terminate said relationship.  Said notice to terminate
this Agreement shall be given by certified mail not less than thirty (30)
days prior to the expiration of the  term.  In the absence of such written
notice, this Agreement shall be renewed upon the same terms, provisions and
conditions (including, without limitation, the fees and royalties referenced
in Section 4.1), for a further period of one (1) year and so on from
year-to-year until terminated.

     8.2  Upon failure of either party to cure a material breach of this
Agreement within ____ (__) days after a written demand for performance, the
notifying party shall have the right at any time to terminate this Agreement
and all licenses granted in this Agreement.  Such right to terminate shall be
in addition to any and all other legal remedies which such party may have for
then enforcement of any and all terms hereof, and does not in any way limit
any other legal remedy such party may have.  Such termination shall not
relieve Licensee of its obligations accruing prior to the termination, but
termination of this Agreement shall terminate all rights and licenses granted
to Licensee.  No delay or failure to enforce this or any other provision, or
failure to give notice under this Agreement shall constitute a waiver or
limitation of rights enforceable under this Agreement.

IX.  PATENT INFRINGEMENT.

     Licensee shall inform HGN promptly in writing of any alleged
infringement and of any available evidence thereof.

X.   USE OF NAMES, TRADE NAMES AND TRADEMARKS.

     Nothing contained in this Agreement shall be construed as conferring any
right to use in advertising, publicity or other commercial activities any
name, trade name, trademark or other designation of a party hereto including
any contraction, abbreviation or simulation of any of the foregoing, unless
the prior written permission of the party has been obtained.

XI.  WAIVER.

     No omission or delay of either party hereto in requiring due and
punctual fulfillment of the obligations of the other party shall be deemed to
constitute a waiver by such party of its rights to require such due and
punctual fulfillment, or of any other of its remedies hereunder.

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XII.  WARRANTY AND REPRESENTATION.

     EXCEPT AS EXPRESSLY SET FORTH IN THIS AGREEMENT, HGN MAKES NO
REPRESENTATIONS AND EXTENDS NO WARRANTIES OF ANY KIND, EITHER EXPRESS OR
IMPLIED, THERE ARE NO EXPRESS OR IMPLIED WARRANTIES OF MERCHANTABILITY OR
FITNESS FOR A PARTICULAR PURPOSE, OR THAT THE USE OF THE METHOD WILL NOT
INFRINGE ANY PATENT, COPYRIGHT, TRADEMARK, OR OTHER RIGHTS.

XIII.  HEIRS AND SUCCESSORS.

     This Agreement shall inure to the benefit of and be binding upon the
heirs, successors, transferees and assignees of HGN.

XIV. HGN/LICENSEE RELATIONSHIP.

     This Agreement creates a licensor-licensee relationship between the
parties.  Nothing in this Agreement shall be interpreted as creating any
employer-employee, master-servant, partnership, joint venture or other
relationship between the parties.  HGN and Licensee each agree to not make
any representation to others that any relationship exists between them other
than that of licensor-licensee.

XV.  INDEMNITY.

     Licensee agrees to indemnify, hold harmless and defend HGN, its
officers, employees and agents, from and against any and all claims, suits,
losses, damages, costs, fees and expenses resulting from or arising out of
the possession, use, application or marketing of Method or Licensed Product
by Licensee.

XVI. NOTICE.

     Any notice to either party hereunder shall be deemed properly served if
given in writing (1) by hand, (2) through the United States Mail, postage
prepaid, registered or certified, return receipt requested, (3) via expedited
mail or package service, if a receipt showing the delivery has been received,
or (4) via facsimile, and addressed as follows:

     Home Gambling Network, Inc.                     (COMPANY NAME)
     5392 S. Eastern Avenue, Building A North        (COMPANY ADDRESS)
     Las Vegas, Nevada  89119

or to such other addressee as may be hereafter designated by written notice.
Notice shall be effective upon receipt and receipt shall be deemed given (i)
___ (__) business days after such notice has been deposited in the United
States Mail, registered or certified, return receipt requested, postage
prepaid, (ii) one (1) business day after such notice has been deposited with
Federal Express or other expedited mail or package delivery service
guaranteeing delivery not later than the next business day, or (iii) upon
hand delivery to the address and person designated.

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XVII.  FORCE MAJEURE.

     Neither party shall be responsible for any loss or damage suffered by
the other due to contingencies such as acts of God, strikes, riots, fire and
war, which are beyond the reasonable control of the party whose performance
is prevented.  The parties agree, however, that the definition of "force
majeure" does not include changing market and business conditions.

XIII.  CHOICE OF LAW.

     This Agreement shall be governed and construed in accordance with the
laws of the State of Nevada, and the parties agree that it is executed and
delivered in that state.

XIX.  FORUM FOR SUIT.

     In the event any legal action becomes necessary to enforce or interpret
the terms of this Agreement, the parties agree that such action will be
brought in a court of appropriate jurisdiction in the State of Nevada.

XX.  SEVERABILITY.

     If any provision of this Agreement should be held to be void or
unenforceable, in whole or in part, such provision or part thereof shall be
treated as severable, leaving valid the remainder of this Agreement.

XXI.  ATTORNEYS FEES AND COSTS.

     In the event that any legal action becomes necessary to enforce or
interpret the terms of this Agreement, the prevailing party shall be
entitled, in addition to its court costs, to such reasonable attorneys' fees,
expert witness fees and legal expenses as may be fixed by a court of
competent jurisdiction.

XXII.  ENTIRE AGREEMENT:  MODIFICATION.

     This document (and its attachments, if any) constitutes the entire
agreement between the parties, there being no other agreement or arrangement
between the parties, and may be amended only in writing signed by an
authorized representative of both parties.

     IN WITNESS WHEREOF, the authorized representatives of the parties have
executed this Agreement on this _____ day of ____________________, 2000.

ATTEST:                                         Home Gambling Network, Inc.

By: __________________________             By: _____________________________
Name: ________________________             Name: ___________________________
Title:________________________             Title: __________________________

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ATTEST:                                              (COMPANY NAME)

By: __________________________             By: _____________________________
Name: ________________________             Name: ___________________________
Title:________________________             Title: __________________________

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                                   EXHIBIT A

                                    METHOD

Method of Participating in a Live Casino Game From a Remote Location.

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                                    EXHIBIT B

                         PATENT AND PATENT APPLICATION

United States Patent No. 5,800,268, issued September 1, 1998, and entitled
"METHOD OF PARTICIPATING IN A LIVE CASINO GAME FROM A REMOTE LOCATION"

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