Document:

Exhibit 10.28

                                    AGREEMENT

Whereas,  Five Star  Electric Co., an  electrical  contractor  located at 101-32
101st Street,  Ozone Park, New York ("Five Star") is in  negotiations  to manage
the  completion of certain  projects of High Rise  Electric  Inc., an electrical
contractor  located at 47-25 34th  Street,  Long  Island  City,  New York ("High
Rise"); and

Whereas, Five Star's commencement of managing such projects is expected to occur
on or about January 1, 2005, which would necessitate the transfer of High Rise's
manpower; and

Whereas,  High Rise currently owes benefit  contributions  to the Joint Industry
Board of the  Electrical  Industry  ("Joint  Industry  Board")  for its New York
division  (contractor  #317) for the weeks  ending  November  10,  2004  through
December 15, 2004, which benefits total approximately $932,347.43, and High Rise
#317  owes  contributions  to the  deferred  salary  plan for the  weeks  ending
November 10 through December 15, 2004 in the amount of $131,602.03; and

Whereas,  High Rise currently owes benefit  contributions  to the Joint Industry
Board for its  Westchester  division  (contractor  #223)  for the  weeks  ending
November 10, 2004 through December 15, 2004, which benefits total  approximately
$101,037.90,  and High Rise #223 owes  contributions to the deferred salary plan
in an unknown amount;

It is hereby stipulated and agreed that:

Five Star shall guarantee payment for any and all obligations incurred on behalf
of the members of Local Union #3,  IBEW,  who worked for High Rise,  contractors
#317 and #223, including all outstanding wages and benefit  contributions due up
to and including the date that the transactions is consummated or abandoned (the
"End Date"); and

Payment for such  outstanding  wages and benefits  other than the last three (3)
weeks  shall be paid no later than  January 3, 2005,  but in no event shall High
Rise's indebtedness on behalf of the members who work for High Rise be more than
eight (8) weeks.

This  guarantee is  contingent  upon Local #3's and the Joint  Industry  Board's
approval to transfer High Rise's manpower to Five Star.

High Rise hereby irrevocably consents to transfer its manpower to Five Star.

FIVE STAR ELECTRIC CORP.

/s/  Gary Segal
------------------------
By:  Gary Segal
     President

JOINT INDUSTRY BOARD OF

THE ELECTRICAL INDUSTRY

/s/  Larry Jacobson
------------------------
By:  Larry Jacobson
     Chairman

HIGH RISE ELECTRIC INC.

/s/  Gregory Cuneo
-----------------------
By:  Gregory Cuneo
     ChairmanExhibit 10.29
                                FORM OF AGREEMENT

                            HIGH-RISE ELECTRIC, INC.
                                47-25 34th STREET
                        LONG ISLAND CITY, NEW YORK 11101
                     TEL: (718) 784-1152 FAX: (718) 784-2147

PURCHASE ORDER
No:  __________________
Date: _________________
Subcontractor: Five Star Electric Corp.
High-Rise Electric Job No: _______
Job Name: ________________________
Customer Name: ___________________

Original Contract Values through December 31, 2004:
---------------------------------------------------
         Original contract:                    $_______
         Approved change orders:                _______
         Unapproved (pending) change orders:    _______
         Additional Billings:                   _______

         Total Amount Billable:                 _______

                                                =======

         Total Amount Billed by or
         on behalf of HRE through 12/31:      ($_______)

         Balance to be Billed:                 $_______

High-Rise Electric, Inc. (High-Rise) hereby subcontracts with Five Star Electric
Corp.  (Five Star) to complete the electrical work on the above  referenced Job,
and to pay  Five  Star  $______________  (the  Balance  to be  Billed)  for such
completion.  High Rise  will not have to pay any more  than that  amount to Five
Star to complete the electrical  work except for any additional  work authorized
by either the owner, general contractor or High Rise.

Five Star will bill High Rise on a monthly  basis in  accordance  with the Job's
past  practice.  Payment  to Five Star of such  bills  will be made by High Rise
monthly pursuant to the Job's customary payment and retention terms.

Five Star will perform the work within a reasonable  time period;  however in no
event shall Five Star Electric  Corp. be  responsible  for any damages or delays
due to acts or omissions occurring prior to January 1, 2005.

Five Star will adhere to any architectural  drawings,  engineering  reports,  or
industry  standards  expressed  or  implied  in the  existing  contract  between
High-Rise and the general contractor (but only to the extent that such drawings,
reports  and/or  standards  have been provided to Five Star by High Rise).  Five
Star will also carry proper  insurances,  maintain all necessary  licenses until
job is successfully  completed and closed out, and pay any applicable  sales and
use taxes incurred from January 1, 2005 forward.

HIGH RISE ELECTRIC, INC.

By: __________________________
Name:
Title:

FIVE STAR ELECTRIC CORP.

By: __________________________
Name:
Title:Exhibit 10.2a

                                AMENDED AGREEMENT

         AMENDED AGREEMENT dated this 7th day of January 2005 , by and between
ABC Funding, Inc. (hereinafter "ABC"), a Nevada Corporation, with offices
located at 9160 South 300 West, Sandy, Utah 84070, Harold Barson, President of
ABC and Gary B. Wolff, P.C., counsel to ABC, with offices located at 805 Third
Avenue, New York, New York.

         WHEREAS, ABC is about to file a Registration Statement with the United
States Securities and Exchange Commission (hereinafter the "SEC") on Form SB-2
which Registration Statement indicates in Part II, Item 25, offering expenses
totaling sixty eight thousand six hundred one dollars ($68,601) of which fifty
thousand ($50,000) dollars are indicated as legal fees and expenses; and

         WHEREAS, ABC has agreed to pay all such costs as and when necessary and
required, or to otherwise accrue such costs on its books and records until it is
able to pay the full amount due, either from revenues or loans from its
President.

         NOW, THEREFORE, it is herewith agreed as follows: Absent sufficient
revenues to pay these amounts within three (3) months of the date of the ABC
prospectus, ABC's President agrees to loan ABC the funds to cover the balance of
outstanding professional and related fees relating to ABC's prospectus. If and
when loaned, the loan will be evidenced by a non-interest bearing unsecured
corporate note to be treated as a loan until repaid, if and when ABC has the
financial resources to do so. Gary B. Wolff, P.C., ABC's counsel, by signing
this Amended Agreement agrees in full to defer his legal fee in the manner set
forth in this Amended Agreement.

<PAGE>

         The parties hereto understand that the above constitutes a binding
Agreement and that the contents thereof are referred to in the aforesaid
Registration Statement, in the subheading entitled "Liquidity" as found in the
Management's Discussion and Analysis or Plan of Operation section.

         The above constitutes the entire Agreement between the parties hereto.

         IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be
executed as of the 7th day of January 2005.

ABC FUNDING, INC.

/s/
By: _________________________________
         Harold Barson, President

/s/
By: _________________________________
         Harold Barson, Individually

GARY B. WOLFF, P.C.

/s/
By:_________________________________
         Gary B. Wolff, PresidentExhibit 10.3

                                    AGREEMENT

         AGREEMENT dated this 24th day of January 2005, by and between ABC
Funding, , Inc. (hereinafter "ABC"), a Nevada Corporation, with offices located
at 9160 South 300 West, Sandy, Utah 84070 and Harold Barson, President of ABC.

         WHEREAS, ABC has filed a Registration Statement with the United States
Securities and Exchange Commission (hereinafter the "SEC") on Form SB-2 and has
filed an Exhibit 10.2 to such Registration Statement regarding methods of
payment of offering expenses; and

         WHEREAS, such Registration Statement includes in the "Management's
Discussion and Analysis or Plan of Operation" section, a specific discussion of
ABC's cash requirements for the next twelve (12) months (exclusive of offering
expenses) and its specific viable plans to meet such requirements.

         NOW, THEREFORE, it is herewith agreed as follows:

         The undersigned, as President of ABC herewith agrees to defer ABC
compensation otherwise payable to him so as to permit ABC to remain viable and
further agrees to loan ABC amounts necessary to meet ABC's expenses if
sufficient revenues are not generated therefore to the extent that gross profits
are insufficient to pay ABC's costs and expenses. If and when loaned, the loan
will be evidenced by a non-interest bearing unsecured corporate note to be
treated as a loan until repaid, if and when ABC has the financial resources to
do so.

         The parties hereto understand that the above constitutes a binding
Agreement and that the contents thereof are referred to in the aforesaid
Registration Statement in the "Management's Discussion and Analysis or Plan of
Operation" section.

<PAGE>

         The above constitutes the entire Agreement between the parties hereto.

         IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be
executed as of the 24th day of January 2005.

ABC FUNDING, INC.

/s/
By: ________________________________
         Harold Barson, President

/s/
By: _________________________________
         Harold Barson , IndividuallyEXECUTION COPY

SIXTH AMENDMENT AND WAIVER dated as of February 2, 2005 (this "Amendment"), to the CREDIT AGREEMENT dated as of June 18, 2001 (as amended, supplemented or otherwise modified from time to time, the "Credit Agreement"), among MILLENNIUM AMERICA INC., a Delaware corporation ("Millennium America"); MILLENNIUM INORGANIC CHEMICALS LIMITED, a corporation organized under the laws of England ("MICL"); the other BORROWING SUBSIDIARIES from time to time party thereto; MILLENNIUM CHEMICALS INC., a Delaware corporation ("Millennium"), as Guarantor; the lenders from time to time party thereto (the "Lenders"); the Issuing Banks from time to time party thereto; BANK OF AMERICA, N.A., as Syndication Agent; and JPMORGAN CHASE BANK, N.A., as administrative agent (in such capacity, the "Administrative Agent") and as collateral agent (in such capacity, the "Collateral Agent").

WHEREAS, Millennium, Millennium America and MICL have requested that certain provisions of the Credit Agreement be modified or waived in the manner provided in this Amendment, and the undersigned Lenders are willing to agree to such modifications on the terms and subject to the conditions set forth herein;

NOW, THEREFORE, in consideration of the mutual agreements herein contained and other good and valuable consideration, the sufficiency and receipt of which are hereby acknowledged, Millennium, Millennium America, MICL and the undersigned Lenders, constituting at least the Required Lenders, hereby agree as follows:

	Defined Terms.  Capitalized terms used but not defined herein have the meanings assigned to them in the Credit Agreement as amended hereby.

	Amendment to Section 1.01.  The definition of the term "EBITDA" in Section 1.01 of the Credit Agreement is hereby amended to read as follows:

"EBITDA" shall mean, with respect to Millennium and its Subsidiaries for any period, Operating Income plus, to the extent subtracted in determining Operating Income, (a) amortization, depreciation, depletion and similar noncash charges, (b) non-cash compensation expense (including deferred compensation expense), all determined on a consolidated basis, and (c) for all purposes other than determining the Leverage Ratio as used in the definition of "Applicable Rate" (i) nonrecurring cash charges after December 31, 2001, not to exceed $50,000,000 in any fiscal year or $75,000,000 in the aggregate, (ii) any other noncash charges (other than accounting accruals in the ordinary course of business) and (iii) nonrecurring cash charges in connection with the Lyondell Merger Transactions incurred after December 31, 2003, and before January 1, 2006, in an aggregate amount not greater than $95,000,000; provided, that any cash expenditures related to charges added in the computation of EBITDA pursuant to the foregoing subclause (ii) will be subtracted in determining EBITDA for the periods in which such expenditures are made; provided further, that any such cash expenditures may be treated as cash charges under subclauses (i) and (iii) and not subtracted in the computation of EBITDA to the extent of the baskets available under such clauses."

	Waiver.  The undersigned Lenders hereby waive any and all Defaults or Events of Default that may have occurred on or prior to the effective date of this Amendment as a result of the adjustments and charges heretofore described to the Lenders, or as a result of or relating to the treatment of the items resulting in such adjustments and charges in the financial statements of Millennium for the fiscal year ended December 31, 2004 or in other financial statements delivered under the Credit Agreement prior to or concurrent with the recording of such adjustments or charges.

	Representations and Warranties.  To induce the other parties hereto to enter into this Amendment, each of Millennium, Millennium America and MICL represents and warrants that, after giving effect to this Amendment:

	The representations and warranties set forth in Article III of the Credit Agreement, as amended or waived by this Amendment, are true and correct on and as of the date hereof, with all references to "this Agreement" being deemed to refer to the Credit Agreement as amended hereby;
	No Default or Event of Default has occurred and is continuing; and
	This Amendment has been duly executed and delivered by each of Millennium, Millennium America, MICL and each other Borrowing Subsidiary, and this Amendment, and the Credit Agreement as amended hereby, constitutes a legal, valid and binding obligation of each such party, enforceable in accordance with its terms.

	Conditions to Effectiveness.  This Amendment shall become effective when the Administrative Agent shall have received counterparts of this Amendment that, when taken together, bear the signatures of (i) Millennium, (ii) Millennium America, (iii) MICL, (iv) each other Borrowing Subsidiary, and (v) the Required Lenders.

	Effect of Amendment.  From and after the effectiveness hereof, each reference in the Credit Agreement to "this Agreement", "hereunder", "herein", "hereof", "hereto" or any word or phrase of like import shall mean and be a reference to the Credit Agreement as amended hereby.  Except as expressly set forth herein, this Amendment shall not by implication or otherwise limit, impair, constitute a waiver of or otherwise affect the rights and remedies of the Lenders under the Credit Agreement or any other Loan Document, and shall not alter, modify, amend or in any way affect any of the terms, conditions, obligations, covenants or agreements contained in the Credit Agreement or any other Loan Document, all of which are ratified and affirmed in all respects and shall continue in full force and effect.  Nothing herein shall be deemed to entitle Millennium, Millennium America or MICL to a consent to, or a waiver, amendment, modification or other change of, any of the terms, conditions, obligations, covenants or agreements contained in the Credit Agreement or any other Loan Document in similar or different circumstances.  This Amendment shall apply and be effective only with respect to the provisions of the Credit Agreement specifically amended hereby.

	Counterparts.  This Amendment may be executed in two or more counterparts, each of which shall constitute an original but all of which, when taken together, shall constitute but one contract.  Delivery of an executed counterpart of a signature page of this Amendment by facsimile transmission shall be as effective as delivery of a manually executed counterpart hereof.

	APPLICABLE LAW.  THIS AMENDMENT SHALL BE CONSTRUED IN ACCORDANCE WITH AND GOVERNED BY THE LAWS OF THE STATE OF NEW YORK.

	Headings.  Section headings used herein are for convenience of reference only, are not part of, and are not to be taken into consideration in interpreting, this Amendment.

	Expenses.  Millennium America shall reimburse the Administrative Agent for its expenses in connection with this Amendment, including the reasonable fees, charges and disbursements of Cravath, Swaine & Moore LLP.

 

IN WITNESS WHEREOF, Millennium, Millennium America, MICL, the other Loan Parties, the Administrative Agent and the undersigned Lenders have caused this Amendment to be duly executed by their duly authorized officers, all as of the date first above written.

MILLENNIUM CHEMICALS INC.,

By    /s/  Karen A. Twitchell                             

Name:  Karen A. Twitchell

Title:    Vice President and Treasurer

MILLENNIUM AMERICA INC.,

By   /s/  Karen A. Twitchell                               
Name:   Karen A. Twitchell

Title:     Vice President and Treasurer

MILLENNIUM INORGANIC CHEMICALS LIMITED,

By     /s/  Stephen A. Box                              

Name:  Stephen A. Box

Title:    Director

JPMORGAN CHASE BANK, N.A., individually and as Administrative Agent and as Collateral Agent,

By   /s/  Peter A. Dedousis                            

Name:  Peter A. Dedousis

Title:    Managing Director

To Approve the Sixth Amendment and Waiver dated as of February 2, 2005, to the Credit Agreement dated as of June 18, 2001, as amended, among Millennium America Inc., Millennium Inorganic Chemicals Limited, the other Borrowing Subsidiaries from time to time party thereto, Millennium Chemicals Inc., as Guarantor, the Lenders party thereto, the Issuing Banks party thereto, Bank of America, N.A., as Syndication Agent and JPMorgan Chase Bank, N.A., as Administrative Agent and Collateral Agent 
Name of Borrowing Subsidiary:  

JPMorgan Chase Bank, N..A.

By   /s/  Peter A. Dedousis                                

Name:  Peter A. Dedousis

Title:    Managing Director

 

Name of Institution:  

Societe Generale

By    /s/  Graeme R. Bullen                                 

Name:  Graeme R. Bullen

Title:    Vice President

Bank of America, N.A.

By    /s/  Ronald E. McKaig                            

Name:  Ronald E. McKaig

Title:    Senior Vice President

Lloyds TSB Bank plc

By    /s/___Nicholas J. Bruce_________ 

Name:  Nicholas J. Bruce

Title:    Vice President

                        Credit Services

                        B-081

By    /s/___Andrew Roberts_________ 

Name:  Andrew Roberts

Title:    VP Corporate Banking

                        Credit Services

                        R-089

 

Calyon New York Branch

By    /s/___Olivier Audemard_________ 

Name:  Olivier Audemard

Title:    Managing Director

By       __/s/____Phillippe Soustra_________

            Name:  Phillippe Soustra

            Title:    Executive Vice President

Sumitomo Mitsui Banking Corporation

By    /s/__Edward McColly_________ 

Name:  Edward McColly

Title:    Vice President & Dept. Head

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