Document:

EX-10.1

 Exhibit 10.1 

EXECUTION VERSION 

FOURTH AMENDMENT TO THE 

RECEIVABLES FINANCING AGREEMENT 

This FOURTH AMENDMENT TO THE RECEIVABLES FINANCING AGREEMENT (this “Amendment”), dated as of July 20, 2018, is entered
into by and among the following parties: 
  

	 	(i)	FIRST DATA RECEIVABLES, LLC, as Borrower; 

  

	 	(ii)	FIRST DATA CORPORATION, as initial Servicer; and 

  

	 	(iii)	PNC BANK, NATIONAL ASSOCIATION (“PNC”), as Committed Lender, Group Agent and Administrative Agent. 

Capitalized terms used but not otherwise defined herein (including such terms used above) have the respective meanings assigned thereto in the
Receivables Financing Agreement described below. 
 BACKGROUND 

A.    The parties hereto have entered into a Receivables Financing Agreement, dated as of December 31, 2015 (as
amended, restated, supplemented or otherwise modified through the date hereof, the “Receivables Financing Agreement”). 

B.    Concurrently herewith, the parties hereto are entering into that certain Third Amended and Restated Fee Letter (the
“Amended Fee Letter”), dated as of the date hereof. 
 C.    Concurrently herewith, the Borrower, the
Servicer and the Originators party thereto are entering into that certain Fifth Amendment to the Transfer and Contribution Agreement, dated as of the date hereof (the “TCA Amendment”). 

D.    Concurrently herewith, the Borrower, the Servicer and REMITCO LLC are entering into that certain Distribution
Agreement, dated as of the date hereof (the “Distribution Agreement”). 
 E.    Concurrently herewith,
the members of the Borrower are entering into the First Amendment to the Borrower’s Limited Liability Company Agreement, dated as of the date hereof, among each of the members party thereto and the Acknowledgment of Existing Member (the
“Acknowledgement”), dated as of the date hereof, among the Borrower and each of the members party thereto, whereby REMITCO LLC shall cease to be a member of the Borrower pursuant to the Borrower’s Limited Liability Company
Agreement and the Acknowledgement (the “REMITCO Resignation”). 
 D.    The parties hereto desire to
amend the Receivables Financing Agreement as set forth herein. 

 NOW, THEREFORE, with the intention of being legally bound hereby, and in consideration of the
mutual undertakings expressed herein, each party to this Amendment hereby agrees as follows: 
 SECTION
1.    Amendments to the Receivables Financing Agreement. The Receivables Financing Agreement is hereby amended as follows: 

(a)    The definition of “Net Receivables Pool Balance” set forth in
Section 1.01 of the Receivables Financing Agreement is hereby restated as follows: 
 “Net
Receivables Pool Balance” means, at any time of determination: (a) the aggregate Outstanding Balance of all Eligible Receivables, minus (b) the Excess Concentration, minus (c) the Subject Receivable Reserve
Amount, minus (d) the GBS Receivables Adjustment Factor. 
 (b)    The definition of
“Scheduled Termination Date” set forth in Section 1.01 of the Receivables Financing Agreement is hereby restated as follows: 

“Scheduled Termination Date” means July 31, 2021. 

(c)    Clause (d) of the definition of “Subject Receivable Eligibility Conditions”
set forth in Section 1.01 of the Receivables Financing Agreement is hereby restated as follows: 

(d) except to the extent waived in writing by the Administrative Agent, all Collections relating to each Subject Receivable
received in such Approved Settlement Account are then being transferred directly to a Lock-Box Account no later than the applicable Sweep Date, 

(d)    The following new definitions are hereby added to Section 1.01 of the
Receivables Financing Agreement in appropriate alphabetical order: 
 “Fourth Amendment Date” shall mean
July 20, 2018. 
 “GBS Receivables Adjustment Factor” means, at any time of
determination, the product of (a) one minus (i) the number of interchange days in such Fiscal Month divided by (ii) the number of calendar days in such Fiscal Month and (b) the total interchange reduction to the Outstanding
Balance of Receivables owing to Subject Originators during such Fiscal Month. 
 “LMIR Termination Date”
has the meaning set forth in Section 5.06. 
 “Sweep Date” shall mean, with
respect to any Collections (a) on any date the Monthly Sweep Rating Condition is satisfied, the date that is thirty-one (31) calendar days following receipt thereof and (b) on any date

  
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the Monthly Sweep Rating Condition is not satisfied, no later than five (5) Business Days (or (x) in the case of Collections received in the Exception Account maintained at KeyBank,
N.A., six (6) Business Days following receipt thereof and (y) in the case of Receivables due and payable on the day of origination, thirty-one (31) calendar days) following receipt
thereof. The “Monthly Sweep Rating Condition” shall be satisfied on any date that the Performance Guarantor maintains ratings on its long-term senior unsecured and uncredit-enhanced debt securities meeting or exceeding either (x) BB- by S&P or (y) Ba3 by Moody’s. 

(e)    Clause (a) of Section 2.02 of the Receivables Financing
Agreement is restated as follows: 
 (a) Each Loan hereunder shall be made pursuant to a written request from the Borrower
to the Administrative Agent and each Group Agent in the form of a Loan Request attached hereto as Exhibit A. Each such request for a Loan shall be made no later than (i) with respect to any Loan in an amount not exceeding $75,000,000, 12:00 p.m.
(New York City time) on the day such Loan is to be made and (ii) with respect to any other Loan, 12:00 p.m. (New York City time) on the Business Day immediately preceding the day such Loan is to be made (it being understood that
any such request made after such time shall be deemed to have been made on the following Business Day) and shall specify (i) the amount of the Loan(s) requested (which shall not be less than $1,000,000 and shall be an
integral multiple of $100,000), (ii) the allocation of such amount among the Groups (which shall be ratable based on the Group Commitments), (iii) the account to which the proceeds of such Loan shall be distributed and (iv) the date such
requested Loan is to be made (which shall be a Business Day). 
 (f)    Clause (d) of
Section 2.02 of the Receivables Financing Agreement is restated as follows: 

(d)    The Borrower shall repay in full the outstanding Capital of each Lender on the Final Maturity Date.
Prior thereto, the Borrower shall, on each Settlement Date, make a prepayment of the outstanding Capital of the Lenders to the extent required under Section 4.01 and otherwise in accordance therewith. Notwithstanding the
foregoing, the Borrower, in its discretion, shall have the right to make a prepayment, in whole or in part, of the outstanding Capital of the Lenders (together with any associated Breakage Fees in respect of such prepaid Capital) on any Business Day
upon notice to the Administrative Agent and each Group Agent in the form of a Reduction Notice attached hereto as Exhibit D not later than 4:00 p.m. (New York City time) on the date of the proposed prepayment; provided, however,
that each such prepayment shall be in a minimum aggregate amount of $1,000,000 and shall be an integral multiple of $100,000 (or, if less, the Aggregate Capital, plus accrued but unpaid Interest and Fees together with any associated Breakage Fees).

  
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 (g)    The following new
Section 5.06 is hereby added to the Receivables Financing Agreement: 
 SECTION
5.06    Successor LMIR. 
 (a)    If the Administrative Agent determines
(which determination shall be final and conclusive, absent manifest error) that either (i) (A) the circumstances set forth in Section 5.04 have arisen and are unlikely to be temporary, or (B) the circumstances set
forth in Section 5.04 have not arisen but the applicable supervisor or administrator (if any) of the interest rate used to calculate LMIR or a Governmental Authority having jurisdiction over the Administrative Agent has
made a public statement identifying the specific date after which the interest rate used to calculate LMIR shall no longer be used for determining interest rates for loans (either such date, a “LMIR Termination Date”), or
(ii) a rate other than the interest rate used to calculate LMIR has become a widely recognized benchmark rate for newly originated loans in Dollars in the U.S. market, then the Administrative Agent may (in consultation with the Borrower) choose
a replacement index for LMIR and make adjustments to applicable margins and related amendments to this Agreement as referred to below such that, to the extent practicable, the all-in Interest based on the
replacement index will be substantially equivalent to the all-in Interest based on LMIR in effect prior to its replacement. 

(b)    In connection with an LMIR Termination Date, the Administrative Agent and the Borrower shall enter
into an amendment to this Agreement to reflect the replacement index, the adjusted margins and such other related amendments as may be appropriate, in the discretion of the Administrative Agent, for the implementation and administration of the
replacement index-based rate. Notwithstanding anything to the contrary in this Agreement or the other Transaction Documents (including, without limitation, Section 14.01), such amendment shall become effective without any
further action or consent of any other party to this Agreement at 5:00 p.m. New York City time on the tenth (10th) Business Day after the date a draft of the amendment is provided to the Group Agents, unless the Administrative Agent receives, on or
before the end of such tenth (10th) Business Day, a written notice from the Majority Group Agents stating that such Majority Group Agents object to such amendment. 

(c)    Selection of the replacement index, adjustments to the applicable margins, and amendments to this
Agreement (i) will be determined with due consideration to the then-current market practices for determining and implementing a rate of interest for newly originated loans 

  
 4 

 
in the United States and loans converted from a rate based on the interest rate used to calculate LMIR to a replacement index-based rate, and (ii) may also reflect adjustments to account for
(A) the effects of the transition from the interest rate used to calculate LMIR to the replacement index and (B) yield- or risk-based differences between the interest rate used to calculate LMIR and the replacement index. 

(d)    Until an amendment reflecting a new replacement index in accordance with this
Section 5.06 is effective, each Portion of Capital accruing Interest with reference to LMIR will continue to bear interest with reference to LMIR; provided however, that if the Administrative Agent determines
(which determination shall be final and conclusive, absent manifest error) that a LMIR Termination Date has occurred, then following the LMIR Termination Date, each Portion of Capital that would otherwise accrue Interest with reference to LMIR shall
automatically begin accruing Interest with reference to the Base Rate until such time as an amendment reflecting a replacement index and related matters as described above is implemented. 

(h)    The second sentence of clause (h) of Section 8.01 is restated
in its entirety as follows: 
 The Borrower (or the Servicer on its behalf) shall, and shall cause each Originator to remit all Collections
received in an Approved Settlement Account to a Lock-Box Account no later than the applicable Sweep Date. 

(i)    The second sentence of clause (f) of Section 8.02 is restated
in its entirety as follows: 
 The Servicer shall, and shall cause each Originator to, remit all Collections received in an Approved
Settlement Account to a Lock-Box Account no later than the applicable Sweep Date. 

(j)    Schedule II to the Agreement is replaced with Schedule II attached hereto. 

SECTION 2.    Representations and Warranties of the Borrower and Servicer. The Borrower and the Servicer hereby
represent and warrant to each of the parties hereto as of the date hereof as follows: 

(a)    Representations and Warranties. The representations and warranties made by it in the
Receivables Financing Agreement and each of the other Transaction Documents to which it is a party are true and correct as of the date hereof. 

(b)    Enforceability. The execution and delivery by it of this Amendment, and the performance of
its obligations under this Amendment, the Receivables Financing Agreement (as amended hereby) and the other Transaction Documents to which it is a party are within its organizational powers and have been duly authorized by all necessary action on
its part, and this Amendment, the Receivables Financing Agreement (as 

  
 5 

 
amended hereby) and the other Transaction Documents to which it is a party are (assuming due authorization and execution by the other parties thereto) its valid and legally binding obligations,
enforceable in accordance with its terms, except (x) the enforceability thereof may be limited by bankruptcy, insolvency, reorganization, moratorium or other similar laws from time to time in effect relating to creditors’ rights, and
(y) the remedy of specific performance and injunctive and other forms of equitable relief may be subject to equitable defenses and to the discretion of the court before which any proceeding therefor may be brought. 

(c)    No Event of Default. No Event of Default or Unmatured Event of Default has occurred and is
continuing, or would occur as a result of this Amendment or the transactions contemplated hereby. 
 SECTION
3.    Effect of Amendment; Ratification. All provisions of the Receivables Financing Agreement and the other Transaction Documents, as expressly amended and modified by this Amendment, shall remain in full force and
effect. After this Amendment becomes effective, all references in the Receivables Financing Agreement (or in any other Transaction Document) to “this Receivables Financing Agreement”, “this Agreement”, “hereof”,
“herein” or words of similar effect referring to the Receivables Financing Agreement shall be deemed to be references to the Receivables Financing Agreement as amended by this Amendment. This Amendment shall not be deemed, either expressly
or impliedly, to waive, amend or supplement any provision of the Receivables Financing Agreement other than as set forth herein. The Receivables Financing Agreement, as amended by this Amendment, is hereby ratified and confirmed in all respects.

 SECTION 4.    Effectiveness. This Amendment shall become effective as of the date hereof upon when the
Administrative Agent shall have received (a) duly executed counterparts to (i) this Amendment, the (ii) the Amended Fee Letter, (iii) the TCA Amendment, (iv) the Distribution Agreement and (v) the REMITCO Resignation
and (b) all fees owing under the Amended Fee Letter shall have been paid in full. 
 SECTION 5.    Consent.
By its signature set forth below, the Administrative Agent hereby consents to the REMITCO Resignation and the related amendment. 
 SECTION
6.    Severability. Any provisions of this Amendment which are prohibited or unenforceable in any jurisdiction shall, as to such jurisdiction, be ineffective to the extent of such prohibition or unenforceability without
invalidating the remaining provisions hereof, and any such prohibition or unenforceability in any jurisdiction shall not invalidate or render unenforceable such provision in any other jurisdiction. 

SECTION 7.    Transaction Document. This Amendment shall be a Transaction Document for purposes of the Receivables
Financing Agreement. 
 SECTION 8.    Counterparts. This Amendment may be executed in any number of counterparts
and by different parties on separate counterparts, each of which when so executed shall be deemed to be an original and all of which when taken together shall constitute but one and the same instrument. Delivery of an executed counterpart of a
signature page to this Amendment by facsimile or e-mail transmission shall be effective as delivery of a manually executed counterpart hereof. 

  
 6 

 SECTION 9.    GOVERNING LAW AND JURISDICTION. 

(a)    THIS AMENDMENT, INCLUDING THE RIGHTS AND DUTIES OF THE PARTIES HERETO, SHALL BE GOVERNED BY, AND CONSTRUED IN
ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW YORK (INCLUDING SECTIONS 5-1401 AND 5-1402 OF THE GENERAL OBLIGATIONS LAW OF THE STATE OF NEW YORK, BUT WITHOUT REGARD TO
ANY OTHER CONFLICTS OF LAW PROVISIONS THEREOF). 
 (b)    EACH PARTY HERETO HEREBY IRREVOCABLY SUBMITS TO (I) WITH
RESPECT TO THE BORROWER AND THE SERVICER, THE EXCLUSIVE JURISDICTION, AND (II) WITH RESPECT TO EACH OF THE OTHER PARTIES HERETO, THE NON-EXCLUSIVE JURISDICTION, IN EACH CASE, OF ANY NEW YORK STATE OR
FEDERAL COURT SITTING IN NEW YORK CITY, NEW YORK IN ANY ACTION OR PROCEEDING ARISING OUT OF OR RELATING TO THIS AMENDMENT, AND EACH PARTY HERETO HEREBY IRREVOCABLY AGREES THAT ALL CLAIMS IN RESPECT OF SUCH ACTION OR PROCEEDING (I) IF BROUGHT BY
THE BORROWER, THE SERVICER OR ANY AFFILIATE THEREOF, SHALL BE HEARD AND DETERMINED, AND (II) IF BROUGHT BY ANY OTHER PARTY TO THIS AMENDMENT, MAY BE HEARD AND DETERMINED, IN EACH CASE, IN SUCH NEW YORK STATE COURT OR, TO THE EXTENT PERMITTED BY
LAW, IN SUCH FEDERAL COURT. NOTHING IN THIS SECTION 8 SHALL AFFECT THE RIGHT OF THE ADMINISTRATIVE AGENT OR ANY OTHER CREDIT PARTY TO BRING ANY ACTION OR PROCEEDING AGAINST THE BORROWER OR THE SERVICER OR ANY OF THEIR RESPECTIVE PROPERTY IN
THE COURTS OF OTHER JURISDICTIONS. EACH OF THE BORROWER AND THE SERVICER HEREBY IRREVOCABLY WAIVES, TO THE FULLEST EXTENT IT MAY EFFECTIVELY DO SO, THE DEFENSE OF AN INCONVENIENT FORUM TO THE MAINTENANCE OF SUCH ACTION OR PROCEEDING. THE PARTIES
HERETO AGREE THAT A FINAL JUDGMENT IN ANY SUCH ACTION OR PROCEEDING SHALL BE CONCLUSIVE AND MAY BE ENFORCED IN OTHER JURISDICTIONS BY SUIT ON THE JUDGMENT OR IN ANY OTHER MANNER PROVIDED BY LAW. 

SECTION 10.    Section Headings. The various headings of this Amendment are included for convenience only and shall
not affect the meaning or interpretation of this Amendment, the Receivables Financing Agreement or any provision hereof or thereof. 

[SIGNATURE PAGES FOLLOW] 

  
 7 

 IN WITNESS WHEREOF, the parties hereto have executed this Amendment by their duly authorized
officers as of the date first above written. 
  

			
	FIRST DATA RECEIVABLES, LLC
		
	By:	 	/s/ Joseph Furlong
	Name: 	 	Joseph Furlong
	Title:	 	Treasurer
	  
 FIRST DATA CORPORATION,

as the Servicer

		
	By:	 	/s/ Joseph Furlong
	Name:	 	Joseph Furlong
	Title:	 	Treasurer

  

  

					
		 	S-1	 	 Fourth Amendment to

Receivables Financing Agreement

 
			
	 PNC BANK, NATIONAL ASSOCIATION,
 as
Administrative Agent

		
	By:	 	/s/ Michael Brown
	Name: 	 	Michael Brown
	Title:	 	Senior Vice President
	  
 PNC BANK, NATIONAL ASSOCIATION,

as Group Agent for the PNC Group

		
	By:	 	/s/ Michael Brown
	Name:	 	Michael Brown
	Title:	 	Senior Vice President
	  
 PNC BANK, NATIONAL ASSOCIATION,

as a Committed Lender

		
	By:	 	/s/ Michael Brown
	Name:	 	Michael Brown
	Title:	 	Senior Vice President

  

  

					
		 	S-2	 	 Fourth Amendment to

Receivables Financing Agreement

 SCHEDULE II 

Lock-Boxes, Lock-Box Accounts and Lock-Box Banks 

KeyBank 
  

					
	ACCOUNT#	  	ACCOUNT NAME:	  	
ASSOCIATED
 LOCKBOX #

	769681069845	  	First Data Government Solutions, Inc.    	  	1832
	769681069852	  	First Data Government Solutions, LP    	  	2086

	 	1.	

 PNC Bank 

STAR Processing, Inc. Operating Acct# 1028933448 
 First Data
Merchant Services LLC Leasing Acct # 1029138606 
 Wells Fargo 
  

			
	Account Names	  	Account Numbers
	 First Data Government Solutions, Inc. Lockbox
	  	4121652002
	 TeleCheck Services, Inc. PIPS
	  	4121795934
	 TeleCheck Services, Inc
	  	2000036898679
	 First Data Resources, Inc.
	  	1150034788
	 First Data Government Solutions, LP
	  	4121651996
	 TASQ Technology Operating
	  	4945034403
	 First Data Receivables, LLC
	  	4943298729EX-10.2

 Exhibit 10.2 

EXECUTION VERSION 
 FIFTH
AMENDMENT TO THE 
 TRANSFER AND CONTRIBUTION AGREEMENT 

This FIFTH AMENDMENT TO THE TRANSFER AND CONTRIBUTION AGREEMENT (this “Amendment”), dated as of July 20, 2018, is
entered into by and among the VARIOUS ENTITIES LISTED ON THE SIGNATURE PAGES HERETO AS AN ORIGINATOR (the “Originators”), REMITCO LLC (the “Released Originator”), FIRST DATA CORPORATION, as initial Servicer
(“First Data”), and FIRST DATA RECEIVABLES, LLC, a Delaware limited liability company (the “Company”). 

Capitalized terms used but not otherwise defined herein (including such terms used above) have the respective meanings assigned thereto in the
Transfer and Contribution Agreement described below. 
 BACKGROUND 

A.    The Originators, the Company and the Servicer have entered into a Transfer and Contribution Agreement, dated as of
December 31, 2015 (as amended, restated, supplemented or otherwise modified through the date hereof, the “Transfer and Contribution Agreement”). 

B.    Concurrently herewith, the Company, First Data and PNC Bank, National Association (“PNC”), as
Committed Lender, Group Agent and Administrative Agent, are entering into that certain Fifth Amendment to the Receivables Financing Agreement (the “RFA Amendment”), dated as of the date hereof. 

C.    The parties hereto desire to amend the Transfer and Contribution Agreement as set forth herein. 

NOW, THEREFORE, with the intention of being legally bound hereby, and in consideration of the mutual undertakings expressed herein, each party
to this Amendment hereby agrees as follows: 
 SECTION 1.    Amendments to the Transfer and Contribution
Agreement. The Transfer and Contribution Agreement is hereby amended as follows: 

(a)    Schedule I of the Transfer and Contribution Agreement is hereby replaced in its entirety
with the schedule attached hereto as Schedule I. 
 (b)    Schedule II of the Transfer and
Contribution Agreement is hereby replaced in its entirety with the schedule attached hereto as Schedule II. 

(c)    Schedule III of the Transfer and Contribution Agreement is hereby replaced in its entirety
with the schedule attached hereto as Schedule III. 
 (a)    Release of Released Originator. The parties
hereto hereby agree that upon the effectiveness of this Amendment, the Released Originator shall no longer be a party to the Transfer and Contribution Agreement or any other Transaction Document and shall no longer have any obligations or rights
thereunder (other than such obligations which by their express terms survive termination of the Transfer and Contribution Agreement or such other Transaction Document). 

 SECTION 2.    Delegation and Assumption of Released Originator’s
Obligations. Effective immediately prior to the removal of the Released Originator as a party to the Transfer and Contribution Agreement pursuant to Section 1 above, the Released Originator hereby delegates to the
remaining Originators, and each remaining Originator hereby assumes, jointly and severally, all of the Released Originator’s duties, obligations and liabilities under the Transfer and Contribution Agreement and each of the other Transaction
Documents. 
 SECTION 3.    Representations and Warranties of the Originators and Servicer. The Released
Originator, the Originators and the Servicer hereby represent and warrant to each of the parties hereto as of the date hereof as follows: 

(a)    Representations and Warranties. The representations and warranties made by it in the
Transfer and Contribution Agreement and the Receivables Financing Agreement are true and correct as of the date hereof. 

(b)    Enforceability. The execution and delivery by it of this Amendment, and the performance of
its obligations under this Amendment, the Transfer and Contribution Agreement (as amended hereby) and the other Transaction Documents to which it is a party are within its organizational powers and have been duly authorized by all necessary action
on its part, and this Amendment, the Transfer and Contribution Agreement (as amended hereby) and the other Transaction Documents to which it is a party are (assuming due authorization and execution by the other parties thereto) its valid and legally
binding obligations, enforceable in accordance with its terms, except (x) the enforceability thereof may be limited by bankruptcy, insolvency, reorganization, moratorium or other similar laws from time to time in effect relating to
creditors’ rights, and (y) the remedy of specific performance and injunctive and other forms of equitable relief may be subject to equitable defenses and to the discretion of the court before which any proceeding therefor may be brought.

 (c)    No Event of Default. No Contribution Termination Event, Unmatured Contribution
Termination Event, Event of Default or Unmatured Event of Default has occurred and is continuing, or would occur as a result of this Amendment or the transactions contemplated hereby. 

SECTION 4.    Effect of Amendment; Ratification. All provisions of the Transfer and Contribution Agreement and the
other Transaction Documents, as expressly amended and modified by this Amendment, shall remain in full force and effect. After this Amendment becomes effective, all references in the Transfer and Contribution Agreement (or in any other Transaction
Document) to “this Transfer and Contribution Agreement”, “this Agreement”, “hereof”, “herein” or words of similar effect referring to the Transfer and Contribution Agreement shall be deemed to be references to
the Transfer and Contribution Agreement as amended by this Amendment. This Amendment shall not be deemed, either expressly or impliedly, to waive, amend or supplement any provision of the Transfer and Contribution Agreement other than as set forth
herein. The Transfer and Contribution Agreement, as amended by this Amendment, is hereby ratified and confirmed in all respects. 

  
 2 

 SECTION 5.    Effectiveness. This Amendment shall become effective as
of the date hereof upon the Administrative Agent’s receipt of counterparts to this Amendment executed by each of the parties hereto. 

SECTION 6.    Severability. Any provisions of this Amendment which are prohibited or unenforceable in any
jurisdiction shall, as to such jurisdiction, be ineffective to the extent of such prohibition or unenforceability without invalidating the remaining provisions hereof, and any such prohibition or unenforceability in any jurisdiction shall not
invalidate or render unenforceable such provision in any other jurisdiction. 
 SECTION 7.    Transaction
Document. This Amendment shall be a Transaction Document for purposes of the Transfer and Contribution Agreement. 
 SECTION
8.    Counterparts. This Amendment may be executed in any number of counterparts and by different parties on separate counterparts, each of which when so executed shall be deemed to be an original and all of which when
taken together shall constitute but one and the same instrument. Delivery of an executed counterpart of a signature page to this Amendment by facsimile or e-mail transmission shall be effective as delivery of
a manually executed counterpart hereof. 
 SECTION 9.    GOVERNING LAW AND JURISDICTION. 

(a)    THIS AMENDMENT, INCLUDING THE RIGHTS AND DUTIES OF THE PARTIES HERETO, SHALL BE GOVERNED BY, AND CONSTRUED IN
ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW YORK (INCLUDING SECTIONS 5-1401 AND 5-1402 OF THE GENERAL OBLIGATIONS LAW OF THE STATE OF NEW YORK, BUT WITHOUT REGARD TO
ANY OTHER CONFLICTS OF LAW PROVISIONS THEREOF). 
 (b)    EACH PARTY HERETO HEREBY IRREVOCABLY SUBMITS TO THE EXCLUSIVE
JURISDICTION OF ANY NEW YORK STATE OR FEDERAL COURT SITTING IN NEW YORK CITY, NEW YORK IN ANY ACTION OR PROCEEDING ARISING OUT OF OR RELATING TO THIS AMENDMENT, AND EACH PARTY HERETO HEREBY IRREVOCABLY AGREES THAT ALL CLAIMS IN RESPECT OF SUCH
ACTION OR PROCEEDING MAY BE HEARD AND DETERMINED IN SUCH NEW YORK STATE COURT OR, TO THE EXTENT PERMITTED BY LAW, IN SUCH FEDERAL COURT. THE PARTIES HERETO HEREBY IRREVOCABLY WAIVE, TO THE FULLEST EXTENT THEY MAY EFFECTIVELY DO SO, THE DEFENSE OF AN
INCONVENIENT FORUM TO THE MAINTENANCE OF SUCH ACTION OR PROCEEDING. THE PARTIES HERETO AGREE THAT A FINAL JUDGMENT IN ANY SUCH ACTION OR PROCEEDING SHALL BE CONCLUSIVE AND MAY BE ENFORCED IN OTHER JURISDICTIONS BY SUIT ON THE JUDGMENT OR IN ANY
OTHER MANNER PROVIDED BY LAW. 
 SECTION 10.    Further Assurances; UCC Termination. (a) Each of First Data,
the Originators, and the Released Originator hereby agrees to do, at the Released Originator’s 

  
 3 

 
expense, all such things and execute all such documents and instruments, in each case, as the Administrative Agent or the Company may reasonably consider necessary or desirable to give full
effect to the transaction contemplated by this Amendment and the documents, instruments and agreements executed in connection herewith and therewith. (b) The Administrative Agent hereby agrees to do, at the Released Originator’s expense,
all such things and execute all such documents and instruments and authorize and file all such financing statements and financing statement amendments, in each case, as the Released Originator, First Data, or the Company may reasonably consider
necessary or desirable to give full effect to the transaction contemplated by this Amendment and the documents, instruments and agreements executed in connection herewith and therewith. 

SECTION 11.    Section Headings. The various headings of this Amendment are included for convenience only and shall
not affect the meaning or interpretation of this Amendment, the Transfer and Contribution Agreement or any provision hereof or thereof. 

[SIGNATURE PAGES FOLLOW] 

  
 4 

 IN WITNESS WHEREOF, the parties hereto have executed this Amendment by their duly authorized
officers as of the date first above written. 
  

			
	 FIRST DATA RECEIVABLES, LLC,
 as
Company

		
	By:	 	/s/ Joseph Furlong
	 Name: 
	 	 Joseph Furlong

	 Title:
	 	 Treasurer

	  
 FIRST DATA CORPORATION,

as Servicer

		
	By:	 	/s/ Joseph Furlong
	 Name:
	 	 Joseph Furlong

	 Title:
	 	 Treasurer

  

  

					
		 	S-1	 	 Fifth Amendment to

Transfer and Contribution Agreement

 
			
	FIRST DATA RESOURCES, LLC,
	CARDCONNECT, LLC,
	CONCORD COMPUTING CORPORATION,
	STAR NETWORKS, INC.,
	FIRST DATA PROCESSING, INC.,
	FIRST DATA HARDWARE SERVICES INC.,
	FIRST DATA GOVERNMENT SOLUTIONS, INC.,
	FIRST DATA GOVERNMENT SOLUTIONS, LP,
	STAR SYSTEMS ASSETS, INC.,
	FIRST DATA MERCHANT SERVICES LLC,
	IGNITE PAYMENTS, LLC,
	FDS HOLDINGS, INC.,
	NEW PAYMENT SERVICES, INC.,
	CTS HOLDINGS, LLC,
	CONCORD PAYMENT SERVICES, INC., and
	GIFT SOLUTIONS LLC, each as an Originator
		
	By:	 	/s/ Gretchen A. Herron
	 Name: 
	 	 Gretchen A. Herron

	 Title:
	 	 Assistant Secretary

	  
 TELECHECK
SERVICES, INC.,
 as an Originator

		
	By:	 	/s/ Stanley J. Andersen
	 Name:
	 	 Stanley J. Andersen

	 Title:
	 	 Assistant Secretary

  

  

					
		 	S-2	 	 Fifth Amendment to

Transfer and Contribution Agreement

 
			
	REMITCO LLC, as Released Originator
		
	By:	 	/s/ Gretchen A. Herron
	Name: 	 	Gretchen A. Herron
	Title:	 	Vice President

  

  

					
		 	S-3	 	 Fifth Amendment to

Transfer and Contribution Agreement

			
	ACKNOWLEDGED AND AGREED TO BY:
	  
 PNC BANK, NATIONAL ASSOCIATION,

as Administrative Agent

		
	By:	 	/s/ Michael Brown
	Name: 	 	Michael Brown
	Title:	 	Senior Vice President
	  
 PNC BANK, NATIONAL ASSOCIATION,

as Group Agent for the PNC Group

		
	By:	 	/s/ Michael Brown
	Name:	 	Michael Brown
	Title:	 	Senior Vice President

  

  

					
		 	S-4	 	 Fifth Amendment to

Transfer and Contribution Agreement

 Schedule I 

LIST AND LOCATION OF EACH ORIGINATOR 
  

 

			
	Originator	  	Location
	First Data Resources, LLC	  	Delaware
	TeleCheck Services, Inc.	  	Delaware
	Star Networks, Inc.	  	Delaware
	First Data Processing, Inc.	  	Delaware
	First Data Hardware Services Inc.	  	California
	First Data Government Solutions, Inc.	  	Delaware
	First Data Government Solutions, LP	  	Delaware
	Star Systems Assets, Inc.	  	Delaware
	First Data Merchant Services LLC	  	Florida
	Ignite Payments, LLC	  	California
	FDS Holdings, Inc.	  	Delaware
	New Payment Services, Inc.	  	Georgia
	CTS Holdings, LLC	  	Colorado
	Concord Payment Services, Inc.	  	Georgia
	Gift Solutions LLC	  	Delaware
	CardConnect, LLC	  	Delaware
	Concord Computing Corporation	  	Delaware

 Schedule II 

LOCATION OF BOOKS AND RECORDS OF ORIGINATORS 
  

 

			
	Originator	  	Location of Books and Records
	First Data Resources, LLC	  	6902 Pine Street, Omaha, NE 68106
	TeleCheck Services, Inc.	  	5565 Glenridge Conn., Atlanta, GA 30342
	Star Networks, Inc.	  	6902 Pine Street, Omaha, NE 68106
	First Data Processing, Inc.	  	6902 Pine Street, Omaha, NE 68106
	First Data Hardware Services Inc.	  	3975 NW 120th Avenue, Corral Springs, FL 33065
	First Data Government Solutions, Inc.	  	5565 Glenridge Conn., Atlanta, GA 30342
	First Data Government Solutions, LP	  	5565 Glenridge Conn., Atlanta, GA 30342
	Star Systems Assets, Inc.	  	6902 Pine Street, Omaha, NE 68106
	First Data Merchant Services LLC	  	3 Western Md Parkway, Hagerstown, MD 21740
	Ignite Payments, LLC	  	3 Western Md Parkway, Hagerstown, MD 21740
	FDS Holdings, Inc.	  	3 Western Md Parkway, Hagerstown, MD 21740
	New Payment Services, Inc.	  	3 Western Md Parkway, Hagerstown, MD 21740
	CTS Holdings, LLC	  	3 Western Md Parkway, Hagerstown, MD 21740
	Concord Payment Services, Inc.	  	3 Western Md Parkway, Hagerstown, MD 21740
	Gift Solutions LLC)	  	3975 NW 120th Avenue, Corral Springs, FL 33065
	CardConnect, LLC	  	3 Western Md Parkway, Hagerstown, MD 21740
	Concord Computing Corporation	  	3 Western Md Parkway, Hagerstown, MD 21740

 Schedule III 

TRADE NAMES 
 Corporate Names: 

First Data Resources, LLC 
 TeleCheck Services, Inc. 

Star Networks, Inc. 
 Star Processing, Inc. 

First Data Processing, Inc. 
 Instant Cash Services, LLC 

TASQ Technology, Inc. 
 First Data Hardware Services Inc. 

First Data Government Solutions, Inc. 
 First Data Government
Solutions, LP 
 Star Systems Assets, Inc.
 First Data Merchant
Services LLC 
 Unified Merchant Services 
 First Data Merchant
Services Southeast, L.L.C. 
 Ignite Payments, LLC 
 First Data
Merchant Services Northeast, LLC 
 FDS Holdings, Inc. 
 New
Payment Services, Inc. 
 National Payment Systems Inc. 
 CTS
Holdings, LLC 
 Concord Payment Services, Inc. 
 ValueLink,
LLC
 Gift Solutions LLC 
 CardConnect, LLC 

Concord Computing Corporation 
 DBAs: 

First Data Government Solutions, Inc. 
  

					
	Jurisdiction	  	DBA Name	  	Start Date
	Florida	  	GovConnect, Inc.	  	9/29/2004

 First Data Government Solutions, LP 
  

					
	Jurisdiction	  	DBA Name	  	Start Date
	 Colorado
	  	 Telepath
	  	8/21/2003
	 Connecticut
	  	 FDGS Limited Partnership
	  	3/7/2007

					
	 Kentucky
	  	 FDGS, LP
	  	1/28/2008
	 Maryland
	  	 First Data Government Solutions, Limited Partnership
	  	8/9/2004
	 Michigan
	  	 First Data Government Solutions, Limited Partnership
	  	8/13/2004
	 New Jersey
	  	 FD Government Solutions LP
	  	3/28/2006
	 Virginia
	  	 First Data Government Solutions of Virginia, LP
	  	11/24/2004

 Star Networks, Inc. 
  

					
	Jurisdiction	  	DBA Name	  	Start Date
	 California
	  	 Star EFT, Inc.
	  	9/20/2004
	 Florida
	  	 Star Networks Systems, Inc.
	  	10/2/1998

 TeleCheck Services, Inc. 
  

					
	Jurisdiction	  	DBA Name	  	Start Date
	 Vermont
	  	 Check Payment Services
	  	4/12/2000

 CTS Holdings, LLC 
  

					
	Jurisdiction	  	DBA Name	  	Start Date
	 Colorado
	  	 Concord Payment Systems
	  	05/20/2005

 First Data Merchant Services LLC* 
  

					
	Jurisdiction	  	DBA Name	  	Start Date
	 Illinois
	  	 Express Merchant Processing Solutions
	  	03/07/2017
	 Montana
	  	 Midwest Merchant Services
	  	05/20/2005

 * Originator converted to an LLC on 12/31/15. Prior to such date, Originator was known as First Data Merchant Services
Corporation. The following DBAs are registered under First Data Merchant Services Corporation: 
  

					
	Jurisdiction	  	DBA Name	  	Start Date
	 Florida
	  	 Community Merchant Services
	  	5/24/2005
	 Tennessee
	  	 First Virginia Merchant Services
	  	4/12/2000
	 Virginia
	  	 First Virginia Merchant Services
	  	5/10/2000
	 Maryland
	  	 First Virginia Merchant Services
	  	10/11/2002
	 Louisiana
	  	 Full Acquiring and Clearing Solutions
	  	9/7/2001
	 Iowa
	  	 Full Acquiring and Clearing Solutions
	  	7/18/2001
	 Indiana
	  	 Full Acquiring and Clearing Solutions
	  	9/7/2001
	 Illinois
	  	 Full Acquiring and Clearing Solutions
	  	7/9/2001
	 Idaho
	  	 Full Acquiring and Clearing Solutions
	  	8/24/2001
	 Hawaii
	  	 Full Acquiring and Clearing Solutions
	  	8/24/2001

					
	 Arkansas
	  	 Full Acquiring and Clearing Solutions
	  	8/24/2001
	 New Hampshire
	  	 Full Acquiring and Clearing Solutions
	  	8/29/2001
	 New Jersey
	  	 Full Acquiring and Clearing Solutions
	  	8/24/2001
	 North Dakota
	  	 Full Acquiring and Clearing Solutions
	  	7/9/2001
	 Oregon
	  	 Full Acquiring and Clearing Solutions
	  	8/24/2001
	 Pennsylvania
	  	 Full Acquiring and Clearing Solutions
	  	8/24/2001
	 Rhode Island
	  	 Full Acquiring and Clearing Solutions
	  	8/24/2001
	 Utah
	  	 Full Acquiring and Clearing Solutions
	  	7/10/2001
	 Nebraska
	  	 Full Acquiring and Clearing Solutions
	  	8/24/2001
	 Texas
	  	 Full Acquiring and Clearing Solutions
	  	9/10/2001
	 Maine
	  	 Full Acquiring and Clearing Solutions
	  	8/24/2001
	 Minnesota
	  	 Full Acquiring and Clearing Solutions
	  	8/24/2001
	 Missouri
	  	 Full Acquiring and Clearing Solutions
	  	8/24/2001
	 Montana
	  	 Full Acquiring and Clearing Solutions
	  	7/9/2001
	 Colorado
	  	 Full Acquiring and Clearing Solutions
	  	7/10/2001
	 Colorado
	  	 Midwest Merchant Services
	  	5/18/2005
	 Texas
	  	 Midwest Merchant Services
	  	5/20/2005
	 Idaho
	  	 Midwest Merchant Services
	  	5/23/2005
	 Iowa
	  	 Midwest Merchant Services
	  	5/20/2005
	 Montana
	  	 Midwest Merchant Services
	  	5/20/2005
	 Wyoming
	  	 Midwest Merchant Services
	  	5/24/2005
	 Oklahoma
	  	 Midwest Merchant Services
	  	5/23/2005
	 Minnesota
	  	 Midwest Merchant Services
	  	5/20/2005
	 North Dakota
	  	 Midwest Merchant Services
	  	5/23/2005
	 Missouri
	  	 Midwest Merchant Services
	  	5/23/2005
	 South Dakota
	  	 Midwest Merchant Services
	  	6/7/2005
	 Illinois
	  	 Midwest Merchant Services
	  	6/8/2005
	 Indiana
	  	 Midwest Merchant Services
	  	6/9/2005
	 Nebraska
	  	 Midwest Merchant Services
	  	5/23/2005
	 Utah
	  	 Midwest Merchant Services
	  	5/20/2005
	 Washington
	  	 Midwest Merchant Services
	  	6/10/2005
	 California
	  	 NaBanco
	  	6/29/1989
	 Florida
	  	 NaBanco
	  	7/29/1981
	 Florida
	  	 PaySpring Merchant Services
	  	6/27/2012
	 Colorado
	  	 Sam’s Club Merchant Credit Card Processing
	  	2/22/2005
	 Iowa
	  	 TCF Merchant Services
	  	5/2/2007
	 Colorado
	  	 TCF Merchant Services
	  	4/24/2007
	 Illinois
	  	 TCF Merchant Services
	  	5/2/2007
	 Minnesota
	  	 TCF Merchant Services
	  	5/22/2007
	 Indiana
	  	 TCF Merchant Services
	  	10/30/2007
	 Florida
	  	 West Coast Merchant Services
	  	10/26/2006

 Ignite Payments, LLC 
  

					
	Jurisdiction	  	DBA Name	  	Start Date
	 California
	  	 First Data Independent Sales
	  	1/30/2013
	 California
	  	 First Data independent Sales
	  	2/5/2013
	 California
	  	 PayStart
	  	3/19/2013

 National Payment Systems Inc. 
  

					
	Jurisdiction	  	DBA Name	  	Start Date
	 New York
	  	 Card Payment Systems
	  	11/21/1996
	 New York
	  	 Concord Payment Systems
	  	10/17/2001

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