Document:

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                                  Exhibit 10.6

                           GENERAL SECURITY AGREEMENT

     THIS AGREEMENT is made this 30th day of May, 2000, by and between ELECTRIC
CITY CORP., a Delaware corporation, with its principal offices located at 1280
Landmeier Road, Elk Grove, Illinois 60007, (the "Debtor"), in favor of JOSEPH
MARINO (hereinafter referred to as the "Secured Party).

                                    RECITALS

     A.   The Debtor is currently indebted to the Secured Party in the amount of
$982,000.00 pursuant to a promissory note dated of even date herewith from the
Debtor to the Secured Party (the "Note").

     B.   The Debtor has agreed to pledge certain collateral, as more fully
described herein, as security for the payment of all Liabilities (as hereinafter
defined).

     C.   In addition to the foregoing, the Debtor has agreed to pledge such
collateral as security for the payment of all other moneys for which the Debtor
may become indebted to the Secured Party.

     NOW THEREFORE, in consideration of the premises and mutual covenants herein
contained, the Party agree as follows:

     1.   DEFINITIONS. For the purpose of this Agreement, the following terms
shall have the indicated meanings:

     (a)  "Account Debtor" means the party who is obligated to the Debtor on or
under any Account Receivable, Contract Right, chattel paper or general
intangible.

     (b)  "Accounts" means any and all now existing or hereafter arising rights
to payment or amounts due the Debtor from the Business in the form of
obligations or receivables from whatsoever source for services rendered or the
sale, lease, use, consumption, furnishing or other disposition of Inventory or
goods, and all proceeds and products thereof, whether or not capable of being
liquidated, including all causes of action thereon.

     (c)  "Business" means the business of Debtor relating to the manufacturing,
supplying and installation of electrical panels and related materials,
specifically including but not limited to those assets acquired by Debtor from
Marino Electric on May 24, 1999.

     (d)  "Collateral" means all property or rights of the Debtor in which a
security interest is granted hereunder, together with all proceeds thereof.

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     (e)  "Contract Right" means any right of the Debtor to payment from the
Business under a contract for the sale or lease of goods or the rendering of
services, which right is at the time not yet earned by performance.

     (f)  "Default" means the occurrence of any of the events of default as set
forth in the Note.

     (g)  "Equipment" means all furniture, vehicles, fixtures, apparatus,
machinery and other equipment, wherever located, whether nor owned or hereafter
acquired by the Debtor, now or hereafter located upon or used in connection with
or held or acquired for use in connection with the Business, including any and
all accessories, parts, substitutions, replacements, accessions, additions and
all cash and non-cash proceeds of any of the foregoing including, without
limitation, insurance proceeds.

     (h)  "General Intangibles" means choses in action, causes of action and all
other kinds of intangible personal property of every kind or nature (other than
Accounts, chattel paper, instruments and money) of the Business, including,
without limitation, corporate or other business records; inventions; designs;
patents (including applications therefor); service marks, trademarks and trade
names (including applications therefor) together with all corporate and trade
names; licenses; licensing and product rights; rights to the retrieval from
third Party of electronically processed and recorded data pertaining to any
Collateral; any form of intellectual property rights not previously listed;
applications and registrations relating to the foregoing; and all rights to
payment.

     (i)  "Inventory" means all goods, merchandise, raw materials, component
parts, work in process, including unbilled amounts of time incurred on behalf of
an Account Debtor as to service to be or being performed by the Debtor, finished
products in transit, returned, rejected or repossessed goods and all other
personal property and all accessions and additions thereto, now owned or
hereafter acquired by the Debtor which are held for sale, lease, furnished or to
be furnished under contracts for sale, service or lease or used or consumed in
the Business, together with all substitutions, proceeds and products thereof.

     (j)  "Liabilities" means and any and all indebtedness, obligations and
liabilities of the Debtor to the Secured Party, his successors and assigns,
whether now existing or hereafter arising, due or to become due, direct,
indirect, absolute or contingent, joint or several or joint and several, and
however created or arising under this Agreement or the Note, and all expenses
and charges, legal or otherwise, including attorneys' fees, paid or incurred by
the Secured Party in connection with perfecting the security interest granted
hereunder in the Collateral, in realizing or protecting the Collateral, or
collecting or enforcing the payment of any or all such indebtedness,
obligations, liabilities, expenses and charges.

     2.   GRANT OF SECURITY INTEREST. As security for the performance of all
Liabilities, Debtor hereby mortgages, pledges and assigns to the Secured Party
and thereby creates in and grants to the Secured Party a continuing security
interest in and to all of its rights, title and interest in and to all personal
property and fixtures of Debtor, wherever located, whether now or hereafter
owned, existing or acquired, including, without limitation, any and all
Inventory, Contract Rights,

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Accounts, General Intangibles and Equipment, whether now existing or hereafter
arising or acquired, subject to all applicable conditions contained herein and
including all proceeds, products and accessions thereto; together with all
parts, accessions, substitutions and replacements thereto at any time hereafter
made or acquired; and

     Together with all of the Debtor's existing or hereafter arising rights and
interests under the terms of any and all agreements relative to any of the
Collateral, whether written or oral, legally enforceable or conditionally
provided for, including but not limited to all of the Debtor's rights and
interest in any and all investments and/or stock (certificated and
uncertificated) of any other entity, notes, certificates of title, policies of
insurance, drafts, bills of lading, acceptances, documents of title,
instruments, chattel paper, accounts and leases and all proceeds and products
thereof and any of the foregoing which grant or allow the Debtor proprietary
rights and interest in and to the use of services; any property in which the
Debtor has granted the Secured Party a continuing security interest, which has
been, is being or will be delivered, pledged, assigned or otherwise tendered to
the Secured Party as security for the payment of the Liabilities; all books and
records relating to the Collateral and all insurance policies insuring any of
the Collateral; together with all substitutions, additions, renewals and
extensions thereof, and all proceeds of any and all of the foregoing.

     PROVIDED, HOWEVER, that subject to the terms hereof and otherwise stated
herein, Debtor may retain possession of and use the Collateral in the ordinary
course of its business so long as, but only so long as, no Default shall have
occurred and be continuing.

     3.   REPRESENTATIONS AND WARRANTIES. To induce the Secured Party to accept
this Security Agreement as security for the Liabilities of the Debtor, the
Debtor covenants, represents and warrants as follows:

     (a)  The Collateral is or will be kept or used at Debtor's address
indicated above, and will not be removed therefrom unless prior to any such
removal, the Debtor has given written notice to the Secured Party of the
location or locations to which the Debtor desires to remove the Collateral and
the Secured Party have given their written consent to such removal, which
consent shall not be unreasonably withheld. Debtor, by written notice delivered
to Secured Party at least thirty (30) days prior thereto, shall advise Secured
Party of any change of Debtor's address or its corporate name.

     (b)  The Debtor is a corporation organized under the laws of the State of
Delaware, has full power and authority to enter into this Security Agreement,
and has full power and authority to subject the Collateral to the security
interest hereunder.

     (c)  The Debtor is, and as to Collateral acquired after this date, the
Debtor shall be, the owner of all Collateral, free from any liens, security
interests, encumbrances or other rights, titles or interests of any other person
or entity and the Debtor shall defend the Collateral against all claims and
demands of all persons or entities at any time claiming the same or any interest
in the Collateral adverse to the Secured Party.

     (d)  There is no financing statement now on file in any public office
covering any of the Collateral upon which the Debtor is named as a debtor, and
until this Security Agreement is

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terminated as provided herein, the Debtor will not execute and there will not be
on file any public office, any financing statement or statements covering any of
the Collateral except the financing statements filed or to be filed with respect
to the security interest of the Secured Party hereby granted or provided for, or
as otherwise contemplated hereby.

     4.   AFFIRMATIVE COVENANTS OF DEBTOR. Until the Liabilities have been fully
satisfied and discharged, except to the extent otherwise provided herein, Debtor
shall:

     (a)  maintain and preserve all Collateral of Debtor in good repair, working
order and condition, and make all needful and proper repairs, renewals,
replacements, additions and improvements thereof as Debtor may deem appropriate,
in its discretion, in the conduct of the Business;

     (b)  carry on and conduct Debtor's business in substantially the same
manner and same fields as such business is now and has heretofore been carried
on, and maintain Debtor's corporate existence;

     (c)  execute such financing statements and other documents and do such
other acts and things, all as Secured Party may from time to time reasonably
request to establish and maintain a valid security interest in the Collateral
(free of all other liens and claims whatsoever) to secure the payment of the
Liabilities;

     (d)  at all times keep the Collateral insured in such form, with such
insurance companies, in such amounts and against such risks as may be reasonably
required by its business practice and as shall be reasonably satisfactory to the
Secured Party. The Debtor shall deliver to the Secured Party a certificate of
insurance with respect to each policy of insurance and evidence of payment of
all premiums for each such policy. Such policies of insurance shall contain a
lender's loss payable endorsement, in form and substance acceptable to the
Secured Party, showing loss payable to the Secured Party. Such endorsement or an
independent instrument furnished to the Secured Party shall provide that all
insurance companies shall give the Secured Party at least thirty (30) days prior
written notice before any such policy or policies of insurance shall be altered
or canceled and that no act or default of the Debtor or any other person shall
affect the right of the Secured Party to recover under such policy or policies
of insurance in case of loss or damage. The Debtor hereby directs all insurers
under such policies of insurance to pay all proceeds payable thereunder directly
to the Secured Party;

     (e)  keep accurate books, records and accounts with respect to the
Collateral and will make the same available to the Secured Party during normal
business hours upon reasonable advance notice; and

     (f)  pay promptly when due all taxes, assessments and governmental charges
upon or against Debtor or the Collateral or operations of Debtor (except such
taxes as Debtor shall contest in good faith), and all insurance premiums, in
each case before the same become delinquent and before penalties accrue thereon;

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     (g)  during normal business hours upon reasonable advance notice, permit
the Secured Party to inspect and evaluate the Collateral and any books and
records of the Debtor relating thereto at all reasonable times and to verify any
Accounts by any method satisfactory to the Secured Party, all at the expense and
risk of the Debtor;

     5.   SUBORDINATION. Secured Party acknowledges and agrees that the Note and
any right to payment thereunder and the security interests granted under this
Agreement shall be subordinated in right only to the extent and in the manner
provided below to the prior payment and satisfaction in full of the Senior
Indebtedness (as defined hereinafter). The term "Senior Indebtedness" shall
mean, including but not limited to, amounts due to Debtor's primary corporate
lender ("Senior Lender") the principal and interest on, and any and all other
fees, expenses, reimbursement obligations and other amounts due pursuant to the
terms of all agreements, documents and instruments providing for, creating,
securing, or evidencing: (i) commercial or institutional indebtedness of the
Debtor now existing or hereafter incurred or created, or (ii) all deferrals,
renewals, extensions, replacements, refinancing or refundings of, and
amendments, modifications, and supplements to, such commercial or institutional
indebtedness of the Debtor. Secured Party agrees to enter into a subordination
agreement in form and substance acceptable to the Senior Lender, subject to the
terms hereof, upon written request of the Debtor. The Senior Lender shall be
limited to one commercial or institutional lender providing financing to the
Debtor. The term Senior Security Interests shall mean any security interests
granted by Debtor in favor of the Senior Lender. Unless the Debtor has received
notice from the Senior Lender of the occurrence and continuation of an event of
default under any Senior Indebtedness, the Debtor may pay, and the Secured Party
may receive, regularly scheduled payments under the Promissory Note as and when
due in accordance with its terms.

     6.   DEFAULT. Upon the concurrence of a Default, the Secured Party may
avail themselves of one or more of the following remedies:

     (a)  Secured Party may, without notice to Debtor, notify any Account
Debtors to make payment to Secured Party of any amounts due or to become due
thereunder which amounts relate solely to the operation of the Business and
enforce collection of any of the Accounts by suit or otherwise, and surrender,
release or exchange all or any part thereof, or compromise or extend or renew
for any period (whether or not longer than the original period) any indebtedness
thereunder or evidenced thereby;

     (b)  Debtor shall, upon the request of Secured Party, forthwith upon
receipt, transmit and deliver to Secured Party in the form received, all cash,
checks or drafts and other instruments for the payment of money (properly
endorsed, where required, so that such items may be collected by Secured Party)
which may be received by Debtor at any time in full or partial payment of any
Inventory sold or of any Accounts. If Secured Party shall so request, Debtor
shall not commingle any such items which may be so received by Debtor with any
other of its funds or property, but shall hold them separate and apart from its
own funds or property and upon express trust for Secured Party until delivery is
made to Secured Party;

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     (c)  Secured Party may, in accordance with the foregoing, endorse in the
name of Debtor any item which represents any payment on or other proceeds of any
of the Collateral;

     (d)  Secured Party shall have, in addition to all other rights and
remedies, the rights and remedies of a Secured Party under the Uniform
Commercial Code in the State of Illinois as amended from time to time,
including, without limitation, the right to take possession of any Collateral,
and for that purpose Secured Party may enter upon any premises on which such
Collateral may be situated and remove the same (without breach of the peace)
without legal process;

     (e)  Unless the Collateral threatens to decline speedily in value or is of
a type customarily sold in a recognized market, Secured Party shall give to
Debtor at least ten (10) days' prior written notice of the time and place of any
public sale of such Collateral or of the time after which any private sale or
any other intended disposition is to be made;

     (f)  Any and all sums at any time credited by or due from Secured Party to
Debtor shall at all times constitute additional security for any and all
Liabilities and Secured Party may apply or set off such sums against Liabilities
at any time whether or not such Liabilities are then due or other Collateral is
considered by Secured Party to be adequate; and

     (g)  Secured Party shall exercise reasonable care in the custody and
preservation of any of the Collateral in its possession if it takes such action
for that purpose as Debtor requests in writing, but failure of Secured Party to
comply with any such request shall not of itself be deemed a failure to exercise
reasonable care, and no failure of Secured Party to preserve or protect any
rights with respect to such Collateral against prior parties, or to do any act
with respect to the preservation of such Collateral.

     7.   APPLICATIONS OF COLLECTIONS. Upon the occurrence of a Default, all
amounts realized by Secured Party pursuant to Section 5 shall be applied to the
payment of the Liabilities with any excess amounts being promptly returned to
Debtor.

     8.   EXERCISE OF REMEDIES. No failure or delay on the part of the Secured
Party in exercising any right, power or remedy hereunder or under the Note or
this Agreement shall operate as a waiver thereof, nor shall any single or
partial exercise of any such right, power or remedy preclude any other or
further exercise thereof or the exercise of any other right, power or remedy
hereunder or under any such other document. The remedies herein provided are
cumulative and not exclusive of any remedies provided by law or any other
remedies to which the Secured Party may be entitled. No notice to or demand on
the Debtor in any case shall entitle the Debtor to any other or further notice
or demand in similar or other circumstances.

     9.   ENTIRE AGREEMENT; AMENDMENT. This Agreement and the Note constitute
the entire agreement between the Party and there are no promises expressed or
implied unless contained herein and therein. No amendment, modification,
termination or waiver of any provision of such documents nor consent to any
departure by the Debtor therefrom shall in any event be effective unless the
same shall be in writing and signed by the Secured Party and then such waiver

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or consent shall be effective only for the specific purpose for which given, and
shall not be deemed a waiver of or consent to any other matter or to the same
matter in a different instance.

     10.  FEES AND EXPENSES. The Debtor will pay any documentary, stamp or
similar taxes payable in respect of the Collateral granted hereby or in
connection herewith. The Debtor will, on demand, reimburse the Secured Party for
the reasonable fees and expenses of legal counsel for the Secured Party incurred
by the Secured Party in connection with the preparation of this Agreement, and
the negotiation and closing of the transactions contemplated hereby. The Debtor
will further, on demand, reimburse the Secured Party for all fees and expenses
of legal counsel for the Secured Party, incurred by the Secured Party in
connection with any amendment or modification hereof, the enforcement of the
this Agreement and the collection or attempted collection of the Liabilities.

     11.  JURISDICTION; WAIVER OF JURY TRIAL.

     (a)  For the purposes of any action or proceeding involving this Agreement
or the Note or any other agreement or document referred to therein, the Debtor
hereby expressly submits to the jurisdiction of all federal and state courts
located in the State of Illinois and consents that any order, process, notice of
motion or other application to or by any of said courts or a judge thereof may
be served within or without such court's jurisdiction by registered mail or by
personal service, provided a reasonable time for appearance is allowed. The
Debtor hereby irrevocably waives any objection that it may now or hereafter have
to the laying of venue of any suit, action or proceeding arising out of or
relating to this Agreement or any other Document brought in any federal or state
court sitting in Cook County, State of Illinois, and hereby further irrevocably
waives any claim that any such suit, action or proceeding brought in any such
court has been brought in an inconvenient forum.

     (b)  DEBTOR HEREBY KNOWINGLY, VOLUNTARILY AND INTENTIONALLY WAIVES (TO THE
EXTENT PERMITTED BY APPLICABLE LAW) ANY RIGHT IT MAY HAVE TO A TRIAL BY JURY OF
ANY DISPUTE ARISING UNDER OR RELATING TO THIS AGREEMENT, THE NOTE, ANY OTHER OF
THE DOCUMENTS OR ANY OTHER AGREEMENT OR DOCUMENT REFERRED TO HEREIN OR THEREIN
AND AGREES THAT ANY SUCH DISPUTE SHALL BE TRIED BEFORE A JUDGE SITTING WITHOUT A
JURY.

     12.  NOTICES. Any notices or consents required or permitted by this
Agreement shall be in writing and shall be delivered in person or sent by
certified mail, postage prepaid, return receipt requested, or delivered by
facsimile, or delivered by a nationally recognized overnight express delivery
service, in any case addressed as follows, unless such address is changed by
written notice hereunder:

     IF TO THE DEBTOR:

     ELECTRIC CITY CORPORATION
     1280 Landmeier Road
     Elk Grove, Illinois 60007
     Attention: CEO

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     With a copy to:

     Philip E. Ruben, Esq.
     Kwiatt & Ruben, Ltd.
     211 Waukegan Road, Suite 300
     Northfield, Illinois 60093

     IF TO THE SECURED PARTY:

     Joseph Marino

     -----------------------------

     -----------------------------

     With a copy to:

     Lisa A. Marino
     LAW OFFICES OF LISA A. MARINO
     3310 N. Harlem Avenue
     Chicago, Illinois 60634

     Any such notice or communication shall be deemed to have been given either
at the time of personal delivery, or in the case of overnight express delivery,
as of the date delivery was first attempted, or in the case of facsimile, upon
receipt or in the case of certified mail, five (5) days after delivery to the
United States Postal Service.

     13.  COUNTERPARTS. This Agreement may be executed in any number of
counterparts and by the different Party hereto in separate counterparts, each of
which when so executed and delivered shall be deemed to be an original and all
of which taken together shall constitute but one and the same instrument.

     14.  BINDING EFFECT; ASSIGNMENT. This Agreement shall become effective when
it shall have been executed by the Debtor and the Secured Party, and thereafter
shall be binding upon and inure to the benefit of the Debtor and the Secured
Party and their respective successors and assigns, except that the Debtor shall
not have the right to assign any rights hereunder or any interest herein without
the prior written consent of the Secured Party. The Secured Party shall have the
right to assign, in whole or in part, this Agreement and the Note and their
rights and obligations thereunder.

     15.  GOVERNING LAW. This Agreement has been, and any other documents will
be, delivered and accepted in and shall be deemed to be, contracts made under
and governed by the laws of the State of Illinois, and for all purposes shall be
construed in accordance with the laws of said State.

     16.  SEVERABILITY. Any provision of this Agreement which is prohibited or
unenforceable in any jurisdiction shall, as to such jurisdiction, be ineffective
to the extent of such

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prohibition or unenforceability without invalidating the remaining provisions
hereof or affecting the validity or enforceability of such provision in any
other jurisdiction; wherever possible, each provision of this Agreement shall be
interpreted in such manner as to be effective and valid under applicable law.

     17.  SURVIVAL. All covenants, agreements, representations and warranties
made by the Debtor herein and any and all certificates and instruments delivered
by the Debtor in connection herewith shall, notwithstanding any investigation by
the Secured Party, be deemed material and relied on by the Secured Party and
shall survive the execution and delivery to the Secured Party of this Agreement
and the Note and any extensions or renewals thereof.

     18.  FURTHER ASSURANCES. From time to time, the Debtor will execute and
deliver to Secured Party such additional documents and will provide such
additional information as the Secured Party may reasonably require to carry out
the terms of this Agreement and be informed of the Debtor's status and affairs.

     IN WITNESS WHEREOF, this Agreement has been duly executed on the date first
above written.

                                   ELECTRIC CITY CORP.

                                   By:  /s/
                                        ----------------------------------
                                        President

                                   /s/
                                   ---------------------------------------
                                   JOSEPH MARINO<PAGE>

EXHIBIT 10.6

                       COOPERATION AND FRAMEWORK AGREEMENT

     This Cooperation and Framework Agreement (this "Framework Agreement"), is
made as of this 8th day of May, 2000, by and between I-Link Incorporated, a
Florida corporation having its principal office at 13751 S. Wadsworth Park
Drive, Suite 200, Draper, Utah 84020 ("I-Link"), and Cyber Office International
AG, a Swiss corporation having its principal office at Foerrlibuckstrasse 178,
8005 Zurich, Switzerland ("Cyber Office").

                                    RECITALS

     WHEREAS, Cyber Office and I-Link are each in the business of providing
     enhanced communication services through an advanced IP network and
     application architecture;

     WHEREAS, the parties desire to enter into a strategic relationship to
     create a [***].

     WHEREAS, the parties intend to interconnect their IP networks in order to
     be able to offer seamless and transparent services to their respective
     customers in the United States and Europe;

     WHEREAS, this Framework Agreement is intended to set forth the principal
     terms of the parties' cooperation;

     NOW, THEREFORE, in consideration of the above recitals and mutual
     agreements set forth in this agreement, the parties intending to be legally
     bound, agree as follows:

1.   Definitions.

In this Framework Agreement, including the Recitals, unless the context requires
another meaning:

1.1  "AFFILIATE" means with respect to a specified Person (i) any Person that
directly, or indirectly through one or more intermediaries, controls, or is
controlled by, or is under common control with, the Person specified; (ii) each
Person that serves as a director, officer, employee, partner, member, manager,
executor, or trustee of such specified
<PAGE>

Person (or in a similar capacity); and (iii) any Affiliate of any individual
described in clause (ii). For purposes of this definition, "control" of a Person
will mean the possession, directly or indirectly, of the power to direct or
cause the direction of its management or policies, whether through the ownership
of voting securities, by contract or otherwise.

1.2  "CHANGE OF CONTROL TRANSACTION" means (1) I-Link enters into a transaction
(other than a transaction with Cyber Office or Winter Harbor or any of their
respective Affiliates) the result of which would be a merger, reorganization,
combination, share exchange, consolidation or similar transaction involving the
purchase of more than 50% of the assets or more than 50% of the shares of common
stock of I-Link (the "I-Link Common Stock") on a fully diluted basis, or (2) in
any event if a third party (other than Cyber Office or Winter Harbor or any of
their respective Affiliates) acquires more than 50% of the assets or more than
50% of the I-Link Common Stock on a fully diluted bases.

1.3  "COMBINED NETWORK" is the I-Link Network and the Cyber Office Network and
any hardware used to connect the I-Link Network and Cyber Office Network.

1.4  "DIRECT COMPETITOR" means any direct competitor of Cyber Office listed in
Schedule D hereto, which schedule may be periodically updated by mutual
agreement of Cyber Office and I-Link to reflect the then current market
conditions. The parties hereto acknowledge that a Person will cease to be a
Direct Competitor to the extent such Person merges with or into I-Link or any
subsidiary of I-Link or I-Link directly or indirectly acquires all or
substantially all of the assets or a majority of the capital stock of such
Person.

1.5  "ONE YEAR EXCLUSIVE ACTIVITIES" are: (i) the licensing of the Licensed
Technology to any Direct Competitor for the provision of services to end users
located in the countries listed in Schedule E; (ii) allowing the sale of I-Link
services to any Direct Competitor for the provision of services to end users
located in the countries listed in Schedule E; or (iii) allowing any Direct
Competitor to use the I-Link Network, I-Link Platform and Licensed Technology to
offer services to end users located in the countries listed in Schedule E, which
services are similar to or in competition with those offered by Cyber Office.

1.6  "TWO YEAR EXCLUSIVE ACTIVITIES" are: (i) the licensing of the Licensed
Technology to any Direct Competitor for the provision of services to end users
located in the countries listed in Schedule F; (ii) allowing the sale of I-Link
services to any Direct Competitor for the provision of services to end users
located in the countries listed in Schedule F; or (iii) allowing any Direct
Competitor to use the I-Link Network, I-Link Platform and Licensed Technology to
offer services to end users located in the countries listed in Schedule F, which
services are similar to or in competition with those offered by Cyber Office.

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1.7  "CYBER OFFICE NETWORK" is the network used by Cyber Office to provide
enhanced communications services to its current end users.

1.8  "CYBER OFFICE PLATFORM" is the software used by Cyber Office on the Cyber
Office Network to provide enhanced communications services.

1.9  "INTELLECTUAL PROPERTY RIGHTS" means all patents and patent applications
(including all divisions, continuations, continuations-in-part, reissues,
renewals, extensions, supplementary protection certificates, utility models and
the like), copyrights (whether registered or unregistered), trade dress, trade
marks (whether registered or unregistered) discoveries, inventions, designs
(whether registered or unregistered), circuit layout rights, moral rights and
other intellectual property rights (including Know-How) and any applications
for, or rights to obtain or acquire such rights, whether currently existing or
hereafter acquired.

1.10 "I-LINK NETWORK" is the network used by I-Link to provide enhanced
communications to provide services to its current end users.

1.11 "I-LINK PLATFORM" is the software used by I-Link on the I-Link Network to
provide enhanced communications services.

1.12 "JOINT NETWORK OPERATING AGREEMENT" means the agreement contemplated in
Section 4.1.

1.13 "KNOW-HOW" means all unpatented proprietary and/or confidential know- how,
trade secrets, information, data and materials, in whatever form, including, but
not limited to, the following: specifications, calculations, formulae
engineering and technical data, blueprints, diagrams, charts, results, computer
programs, designs, skills, methods, techniques, procedures, manufacturing data
and marketing or sales information.

1.14 "LICENSED TECHNOLOGY" means the Intellectual Property Rights of I-Link
(together with all updates thereto) which relate to the I-Link Platform, all as
more fully described in Schedule A.

1.15 "PERFORMANCE MILESTONES" means the milestones set forth in Schedule B
hereto.

1.16 "PERSON" means any individual, sole proprietorship, firm, corporation,
general or limited partnership, limited liability partnership, joint venture,
limited liability company, estate, trust, association, organization, or other
entity.

1.17 "RESOURCE COMMITMENTS" has the meaning set forth in Section 3.1.

1.18 "SOURCE CODE" means insofar as I-Link uses any or all of the following for
the functioning and maintenance of the I-Link Platform, the computer software
and any

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associated documentation in human-readable form, including programmers'
comments, and the following items to the extent they are confidential: data
files and structures, APIs, header and include files, macros, programming tools
not commercially available, technical specifications, flowcharts and logic
diagrams.

1.19 "WINTER HARBOR" means Winter Harbor LLC, a Delaware limited liability
company.

2.   ACCESS TO RIGHTS AND TECHNOLOGY.

2.1  TECHNOLOGY GRANT. I-Link hereby grants to Cyber Office a perpetual (subject
to Section 12.3(b)) non-transferable license to use the Licensed Technology for
the purpose of implementing the Combined Network and providing enhanced
telecommunications services, provided however that such license shall not extend
to or permit the use of the Licensed Technology in connection with, any
multilevel or network marketing distribution channels like, for example, the
current arrangements between I-Link and Big Planet (the "Purpose"). Cyber Office
shall not use the Licensed Technology in connection with any of its products and
services other than the Purpose and shall otherwise use it solely in accordance
with this Framework Agreement. The parties acknowledge and agree that as
consideration for the foregoing license and other rights described herein,
I-Link and Cyber Office will enter into the Revenue Sharing Agreement described
below, which Revenue Sharing Agreement will provide for certain payments between
the parties.

2.2  ACCESS GRANT. Cyber Office hereby grants to I-Link a nontransferable
license to access the Cyber Office Network for the purpose of implementing the
Combined Network. I-Link hereby grants to Cyber Office a nontransferable license
to access the I-Link Network for the purpose of implementing the Combined
Network.

2.3  EXCLUSIVITY. (a) For a period of two years commencing from the date hereof,
I-Link shall not, except pursuant to any agreement in existence on the date
hereof, engage in any of the Two Year Exclusive Activities without the prior
written consent of Cyber Office; provided, however, if Cyber Office has not made
the payment specified in Section 5.2(a) within 75 days from the date of the
execution of this Framework Agreement (whether or not pursuant to such Section
5.2(a) Cyber Office is required to make such payment), then the provisions of
this Section 2.3 shall be of no effect.

     (b)  For a period of one year commencing from the date hereof, I-Link shall
not, except pursuant to any agreement in existence on the date hereof, engage in
any of the One Year Exclusive Activities, without the prior written consent of
Cyber Office; provided, however, if Cyber Office has not made the payment
specified in Section 5.2(a) within 75 days from the date of the execution of
this Framework Agreement (whether or

                                       4
<PAGE>

not pursuant to such Section 5.2(a) Cyber Office is required to make such
payment), then the provisions of this Section 2.3 shall be of no effect.

     (c)  During the term of this Framework Agreement, Cyber Office agrees that
it will not provide any IP-based enhanced communications services to end users
in North America (the "Cyber Office North American Services") other than on the
I-Link Network. In providing the Cyber Office North American Services on the
I-Link Network, I-Link agrees that all access to the I-Link Network, revenue
sharing and pricing arrangements shall be [***]. Notwithstanding the forgoing,
in the event that I-Link is not able to provide Cyber Office with sufficient
capacity for the provision of Cyber Office's North American Services [***],
Cyber Office shall not be subject to the restrictions in this Section 2.3(c).

2.4  TECHNOLOGY UPDATES.

     (a)  Cyber Office and I-Link agree that all modifications, enhancement
updates and new additions to and advances in the Combined Network and any
associated technology (including any Intellectual Property Rights) when
individually developed by I-Link (the "I-Link Technology Updates") shall be
exclusively owned by I-Link, when individually developed by Cyber Office (the
"Cyber Office Technology Updates") shall be exclusively owned by Cyber Office,
and when jointly developed by both parties (the "Joint Technology Updates")
shall be jointly owned.

     (b)  All I-Link Technology Updates shall be exclusively controlled by
I-Link; however, I-Link's implementation of any I-Link Technology Update shall
not impair Cyber Office's ability to access and utilize the Combined Network.
For the purpose of this Section, Cyber Office's ability to access and utilize
the Combined Network would be considered impaired if Cyber Office is not able to
provide services to its customers at least as effectively as before the I-Link
Technology Update is implemented (the "I-Link Impairment"). If the
implementation of such I-Link Technology Update requires the modification of the
then existing Cyber Office Network in order to avoid the I-Link Impairment,
Cyber Office's consent to such modifications shall not be unreasonably withheld.

     (c)  All Cyber Office Technology Updates shall be exclusively controlled by
Cyber Office; however, Cyber Office's implementation of any Cyber Office
Technology Update shall not impair I-Link's ability to access and utilize the
Combined Network. For the purpose of this Section, I-Link's ability to access
and utilize the Combined Network would be considered impaired if I-Link is not
able to provide services to its customers at least as effectively as before the
Cyber Office Technology Update is implemented (the "Cyber Office Impairment").
If the implementation of such Cyber Office Technology Update requires the
modification of the then existing I-Link Network in order to avoid the

                                       5
<PAGE>

Cyber Office Impairment, I-Link's consent to such modifications shall not be
unreasonably withheld.

     (d)  The Joint Technology Updates shall be jointly controlled by both
parties and shall not be implemented such as to cause an I-Link Impairment or
Cyber Office Impairment without the consent of both parties, which consent shall
not be unreasonably withheld.

2.5  CAPACITY COMMITMENT. Cyber Office agrees to provide I-Link every 30 days
(and upon such intervals as I-Link reasonably requests) information with respect
to Cyber Office expected use of the Combined Network for the 90 days following
the delivery of such information. I-Link agrees to increase the capacity of and
to upgrade the I-Link Network on a timely basis in order to accommodate any
increased use of the I-Link Network experienced as a result of the operation of
the Combined Network due to the normal and customary growth of the Cyber
Office's subscriber base (consistent with Cyber Office's currently forecasted
growth) or as a result of arrangements entered into by I-Link. In the event that
the I-Link Network is operating at or above normal capacity, I-Link shall ensure
that Cyber Office's access to the I-Link Network is in amounts and on terms no
less favorable than the access to the I-Link Network granted by I-Link to third
parties (only to the extent such third parties purchase comparable services from
I-Link in quantities comparable to those purchased from I-Link by Cyber Office).

2.6  PERFORMANCE MILESTONES AND RESOURCE COMMITMENTS COVENANT

     (a)  I-Link agrees that as a fundamental and material component of this
Framework Agreement that it will use its best commercially reasonable efforts to
help complete the Performance Milestones as set forth on Schedule B and the
Resource Commitments for which it is responsible.

     (b)  Cyber Office agrees that as a fundamental and material component of
this Framework Agreement that it will use its best commercially reasonable
efforts to help complete the Performance Milestones as set forth on Schedule B
and the Resource Commitments for which it is responsible.

3.   CONSULTING.

3.1  UPGRADE OF CYBER OFFICE'S PLATFORM. In order to permit the seamless
provision of the use of the Licensed Technology for the Purpose, I-Link shall
provide all necessary assistance to Cyber Office in order to (i) upgrade the
Cyber Office Platform to facilitate implementation of the Combined Network; and
(ii) achieve the Performance Milestones set forth in Schedule B hereto in
accordance with the terms thereof. As a material and fundamental component of
this Framework Agreement, I-Link shall provide for the substantial commitment of
personal time of [***] in addition to the commitment of time

                                       6
<PAGE>

from any other personnel and resources required to meet its obligations under
the Performance Milestones set forth on Schedule B and generally under this
Framework Agreement (the "Resource Commitments"). Notwithstanding the foregoing,
to the extent any of the foregoing persons is no longer employed by I-Link, in
lieu of providing the personal time of any such person, I-Link shall be required
to provide the personal time of the person or persons who assumed such foregoing
person's duties and responsibilities. The parties agree to more fully describe,
if necessary, the Performance Milestones and Resource Commitments as part of the
consulting agreement described in Section 3.2.

3.2. CONSULTING AGREEMENT. As soon as reasonably practicable after the date
hereof, the parties hereto agree to enter into a consulting agreement (the
"Consulting Agreement") which shall set forth the timetable and content of
upgrades to be made to the Cyber Office Platform by I-Link and the resources
required of I-Link to perform such upgrades in order to meet its obligations set
forth in Section 3.1.

4.   OPERATION OF THE JOINT NETWORK.

4.1  JOINT NETWORK OPERATING AGREEMENT. In order to more fully implement the
terms of their cooperation, Cyber Office and I-Link agree to reasonably
negotiate and enter into a joint network operating agreement (the "Joint Network
Operating Agreement") as soon as reasonably practicable following the execution
of this Framework Agreement. The Joint Network Operating Agreement shall provide
for:

     (a)  Cyber Office's right to use the Combined Network to provide Cyber
Office's and I-Link's proprietary services and applications under Cyber Office's
and/or I-Link's brands;

     (b)  ongoing mutual design, planning, implementation, testing, integration,
training, technical and operational consulting, maintenance and support of the
Combined Network;

     (c)  I-Link's right to use the Combined Network to provide I-Link's and its
partners' and its customers' proprietary services and applications; and

     (d)  associated pricing and joint billing for the use of the Combined
Network; and

     (e)  joint development and marketing of new applications and services for
the Combined Network.

                                       7
<PAGE>

4.2  REVENUE SHARING AGREEMENT. As soon as reasonably practicable after the date
hereof and consistent with the terms of Section 5.2, the parties hereto agree to
negotiate in good faith and enter into a Revenue Sharing Agreement (the "Revenue
Sharing Agreement").

5.   PAYMENT.

5.1  [INTENTIONALLY LEFT BLANK]

5.2  PREPAYMENT FOR SERVICES. (a) By the date that is 75 days after the
execution of this Framework Agreement, provided that on or before such date
I-Link has substantially completed Milestone Number 1 as set forth in Schedule
B, Cyber Office shall pay to I-Link $10 million in cash (the "Service
Prepayment"). Such Service Prepayment shall be payment for the use of the I-Link
Network and Licensed Technology and shall be credited against amounts owed by
Cyber Office to I-Link under the Revenue Sharing Agreement.

     (b)  As fundamental components of the Revenue Sharing Agreement (i) in
consideration for the substantial advance payment represented by the Service
Prepayment, I-Link shall offer to Cyber Office a significant discount on the
fees charged by or revenues to be shared with I-Link as compared to the fees
charged by or revenues to be shared with I-Link under I-Link's normal pricing
and revenue sharing arrangements; and (ii) in any event, all revenue sharing and
pricing arrangements shall be [***].

5.3. LICENSE AND CONSULTING FEES. In consideration for the license and access
rights granted under this Framework Agreement, Cyber Office shall pay to I-Link
$7.5 million in cash upon the execution of this Framework Agreement. In
consideration for any services performed by I-Link under the Consulting
Agreement and Section 3.1, Cyber Office shall pay I-Link $2.5 million in cash
upon the execution of this Framework Agreement.

6.   REPRESENTATIONS AND WARRANTIES.

6.1  REPRESENTATIONS AND WARRANTIES OF I-LINK. I-Link represents and warrants to
Cyber Office as follows:

     (a)  I-Link is a corporation duly organized, validly existing, and in good
standing under the laws of its jurisdiction of incorporation, with full
corporate power and authority to conduct its business as it is now being
conducted, to own or use the properties and assets that it purports to own or
use, and to perform all its obligations under this Framework Agreement. I-Link
is duly licensed or qualified to do business under the laws of each state or
other jurisdiction in which either the ownership or use of the properties owned
or used by it, or the nature of the activities conducted by it requires such
licensing or qualification, except to the extent that the failure to be so
licensed or

                                       8
<PAGE>

qualified would not have a material adverse effect on I-Link. I-Link has
delivered to Cyber Office copies of the certificate of incorporation and
articles of incorporation and by-laws of I-Link.

     (b)  I-Link has full power and authority to execute and deliver this
Framework Agreement, and to perform its obligations hereunder and to consummate
the transactions contemplated hereby. The execution, delivery and performance by
I-Link of this Framework Agreement have been duly and validly authorized and no
additional corporate authorization or consent is required in connection with the
execution, delivery and performance by I-Link of this Framework Agreement. This
Agreement constitutes the valid and legally binding obligation of I-Link,
enforceable against I-Link in accordance with its terms, subject, as to
enforcement, to bankruptcy, insolvency, reorganization and other laws of general
applicability relating to or affecting creditors' rights and to general equity
principles whether or not considered in a court of law or equity.

     (c)  During the term of this Framework Agreement, I-Link will not enter
into any agreement, arrangement or affiliation with any Person or engage in any
conduct that would be in conflict with Cyber Office's rights under Section 2 of
this Framework Agreement.

     (d)  I-Link has not licensed or granted to any third party any rights in
the I-Link Network or entered into any reselling or other agreements that are in
conflict with the license rights granted by I-Link to Cyber Office hereunder.

     (e)  Except as set forth on Annex A hereto, I-Link has not received any
written notice or claim, and is not otherwise aware that the Licensed Technology
infringes or misappropriates the valid proprietary rights of any other Person.

     (f)  To the extent that the Licensed Technology comprises Confidential
Information (as defined below), it has been kept confidential by I-Link.

     (g)  Entering into this contract by I-Link does not result in any material
breach of any agreement to which I-Link is a party.

     (h)  There is no unsatisfied judgment or, arbitral award or decision of any
court or tribunal against I-Link and there is no claim, demand, litigation,
arbitration or prosecution to which I-Link is a party, or to I-Link's knowledge,
pending or threatened, in respect of the Licensed Technology, the I-Link
Platform or I-Link Network.

     (i)  No action or proceeding is pending or, in so far as I-Link knows, is
threatened against I-Link before any court, administrative agency or other
tribunal which would be reasonably likely to impact I-Link's right, power and
authority to enter into this Framework Agreement or to otherwise carry out its
obligations hereunder.

                                       9
<PAGE>

6.2  REPRESENTATIONS AND WARRANTIES OF CYBER OFFICE. CYBER OFFICE REPRESENTS AND
WARRANTS TO I-LINK AS FOLLOWS:

     (a)  Cyber Office is a corporation duly organized, validly existing, and in
good standing under the laws of its jurisdiction of incorporation, with full
corporate power and authority to conduct its business as it is now being
conducted, to own or use the properties and assets that it purports to own or
use, and to perform all its obligations under this Framework Agreement. Cyber
Office is duly licensed or qualified to do business under the laws of each state
or other jurisdiction in which either the ownership or use of the properties
owned or used by it, or the nature of the activities conducted by it requires
such licensing or qualification except to the extent that the failure to be so
licensed or qualified would not have a material adverse effect on Cyber Office.

     (b)  Cyber Office has full power and authority to execute and deliver this
Framework Agreement, and to perform its obligations hereunder and to consummate
the transactions contemplated hereby. The execution, delivery and performance by
Cyber Office of this Framework Agreement have been duly and validly authorized
and no additional corporate authorization or consent its required in connection
with the execution, delivery and performance by Cyber Office of this Framework
Agreement. This Agreement constitutes the valid and legally binding obligation
of Cyber Office, enforceable against Cyber Office in accordance with its terms,
subject, as to enforcement, to bankruptcy, insolvency, reorganization and other
laws of general applicability relating to or affecting creditors' rights and to
general equity principles whether or not considered in a court of law or equity.

     (c)  During the term of this Framework Agreement, Cyber Office will not
enter into any agreement, arrangement or affiliation with any Person or engage
in any conduct that would be in conflict with I-Link's rights under Section 2 of
this Framework Agreement.

     (d)  Entering into this contract by Cyber Office does not result in any
material breach of any agreement to which Cyber Office is a party.

     (e)  No action or proceeding is pending or, in so far as Cyber Office
knows, threatened against Cyber Office before any court, administrative agency
or other tribunal which would be reasonably likely to impact upon Cyber Office's
right, power and authority to enter into this Framework Agreement or to
otherwise carry out its obligations hereunder.

7.   [INTENTIONALLY LEFT BLANK].

                                       10
<PAGE>

8.   INTELLECTUAL PROPERTY INDEMNITY.

8.1  INTELLECTUAL PROPERTY RIGHT INFRINGEMENT INDEMNITY. I-Link will indemnify
Cyber Office from and against all actions, proceedings, claims, damages, costs,
expenses, and demands (collectively "Damages") by third parties in respect to
the infringement or alleged infringement of any Intellectual Property Rights or
Know-How belonging to such third parties arising from the exploitation by Cyber
Office or I-Link of the Licensed Technology under and in accordance with this
Framework Agreement; provided however, such indemnification shall not apply to
any action taken or action not taken by Cyber Office after I-Link has provided
Cyber Office notice stating that such action taken or action not taken would
infringe upon the Intellectual Property Rights or Know-How of third parties or
would otherwise give rise to Damages.

     (b)  Without limiting any other rights that Cyber Office may have, if it is
determined by an independent tribunal of fact or law or if it is agreed between
the parties that through Cyber Office's exercise of its rights contemplated in
this Framework Agreement an infringement of the intellectual property rights of
a third party has occurred, I-Link will make all reasonable efforts to procure
for Cyber Office the right to continue to exercise the rights granted to Cyber
Office under this Framework Agreement.

9.   FURTHER INDEMNITIES.

9.1. Each party agrees to indemnify the other party and its officers, employees
and agents ("Those Indemnified") against all expenses, losses, damages and costs
(including legal fees) incurred by Those Indemnified in the performance of this
agreement as a result of:

     (a)  any injury to or death of any person caused by an act or omission of
the indemnifying party or its officers, employees, agents or subcontractors; or

     (b)  any damage to real or tangible property caused by any act or omission
of the indemnifying party or its officers, employees, agents or subcontractors;
or

     (c)  the gross negligence or willful misconduct of the indemnifying party
or its officers, employees, agents or subcontractors; or

     (d)  a breach of any of the terms or warranties of this Framework Agreement
by the indemnifying party or its officers, employees, agents or subcontractors.

10.  INDEMNITY PROCEDURE.

                                       11
<PAGE>

     Any Person entitled to make a claim for indemnification under Sections 8 or
9 (the "Indemnified Party") not involving a claim or demand by a third party,
may make a claim for indemnification by giving written notice of the assertion
of such claim covered by this indemnity to the Person from whom it is seeking
indemnification (the "Indemnifying Party"). With respect to third party claims,
all claims for indemnification by any Indemnified Party hereunder shall be
asserted and resolved as set forth below in this Section 10. In the event that
any written claim or demand for which the Indemnifying Party would be liable to
any Indemnified Party hereunder is asserted against or sought to be collected
from any Indemnified Party by a third party, such Indemnified Party shall
promptly, but in no event more than thirty (30) days following such Indemnified
Party's receipt of such claim or demand, notify the Indemnifying Party of such
claim or demand (the "Claim Note"); provided, however, that the Indemnified
Party's failure to provide such notice in not more than thirty (30) days shall
not preclude the Indemnified Party from being indemnified for such claim or
demand, except to the extent that the failure to give timely notice results in
material prejudice to the Indemnifying Party. The Indemnifying Party shall have
ten (10) days from the personal delivery or mailing of the Claim Notice (the
"Notice Period") to notify the Indemnified Party whether or not it desires to
defend the Indemnified Party against such claim or demand. All costs and
expenses incurred by the Indemnifying Party in defending such claim or demand
shall be a liability of, and shall be paid by, the Indemnifying Party. Except as
hereinafter provided, in the event that the Indemnifying Party notifies the
Indemnified Party within the Notice Period that it desires to defend the
Indemnified Party against such claim or demand the Indemnifying Party shall have
the right to defend the Indemnified Party by appropriate proceedings and shall
have the sole power to direct and control such defense. If any Indemnified Party
desires to participate in any such defense, it may do so at its sole cost and
expense, except that if the Indemnified Party advises the Indemnifying Party
that there are issues which raise conflicts of interests between the
Indemnifying Party and the Indemnified Party, the Indemnified Party may retain
counsel satisfactory to it, and the Indemnifying Party shall pay all reasonable
fees and expenses of such counsel. The Indemnifying Party shall not without the
prior written consent of the Indemnified Party, settle, compromise or offer to
settle or compromise any claim or demand if such settlement or compromise
provides for anything other than the payment of monetary damages. The
Indemnified Party shall not settle a claim or demand and the Indemnifying Party
shall not be liable for any claim or demand settled without the prior written
consent of the Indemnifying Party. To the extent the Indemnifying Party shall
direct, control or participate in the defense or settlement of any third party
claim or demand, the Indemnified Party will give the Indemnifying Party and its
counsel access to, during normal business hours, the relevant business records
and other documents, and shall during such hours permit them to consult with the
employees and counsel of the Indemnified Party. The Indemnified Party shall use
its commercially reasonable efforts in the defense of all such claims or
demands. Except in the case of common law fraud, Sections 8 and 9 shall be the
exclusive remedy of the Indemnified Parties for any

                                       12
<PAGE>

Damages arising out of or relating to the breach of any representation or
warrant made in this Framework Agreement.

11.  CONFIDENTIALITY.

11.1 CONFIDENTIAL INFORMATION. (a) In connection with this Framework Agreement,
each of I-Link and Cyber Office (in such capacity, the "Recipient") has
received, developed or been given access to, and shall in the future receive,
develop or be given access to, certain information and materials deemed
confidential by and/or proprietary to the other party hereto (in such capacity,
the "Disclosing Party"), including, without limitation, Intellectual Property
Rights trade secrets, Know-How, technical data and/or other information and
materials pertaining to (i) this Framework Agreement and its terms and
conditions; (ii) the Licensed Technology and Combined Network; and (iii) the
Disclosing Party's products, services, customers, potential customers,
employees, operating methods, sources of supply, potential sources of supply,
distribution methods, sales, sales plans, sales methods, profits, markets,
financing or plans for future development (collectively, "Confidential
Information"). Notwithstanding the foregoing sentence, "Confidential
Information" shall not include any information or materials which:

     (i)   prior to disclosure, are or were known or generally available to the
public;

     (ii)  after disclosure, become known to the public through no act or
omission of the Recipient or any of its Representatives (as defined below) or
any other Person with an obligation of confidentiality to the Disclosing Party;

     (iii) are independently developed by or for the Recipient, as evidenced by
written records of the Recipient;

     (iv)  are required to be disclosed (x) pursuant to an applicable law, rule,
regulation, government requirement or court order, or the rules of any stock
exchange or automated quotation system or (y) in connection with such party's
(i) public offering of its securities, (ii) listing of its securities on an
exchange or automated quotation system, or (iii) on-going national, federal,
state, local, or other governmental reporting requirements related to such
party's securities and in the case of this clause (y) such party's counsel has
provided written advice that such disclosure is required by applicable law or
regulation (provided, however, that in all of the foregoing notices the
Recipient shall advise the Disclosing Party of such required disclosure promptly
upon learning thereof in order to afford the Disclosing Party a reasonable
opportunity to contest, limit and/or assist the Recipient in crafting such
disclosure); or

     (v)   as agreed to in writing by the parties hereto.

                                       13
<PAGE>

11.2 PROTECTION OF CONFIDENTIAL INFORMATION. A Recipient shall take reasonable
steps to prevent the Disclosing Party's Confidential Information from being
disclosed to any other Person. Notwithstanding the foregoing, a Recipient may
disclose such Confidential Information to those directors, officers, employees,
agents and sublicensees of the Recipient (each, a "Representative," and
collectively, "Representatives") who have a need to know such information in
connection with performance under this Framework Agreement; provided that each
Representative, prior to such disclosure, is informed by the Recipient of the
confidential nature of such information and of the confidentiality obligations
imposed on the Recipient under this Framework Agreement, and, in the case of
sublicensees provided further that each such sublicensee agrees in advance and
in writing to abide by provisions of confidentiality and restrictive use no less
stringent than those set forth herein. The Recipient shall be responsible for
any and all breaches of the provisions of this Section 11 by its
Representatives. As used herein, "reasonable steps" means the steps that the
Recipient takes to protect its own, similarly confidential and/or proprietary
information, which steps shall not be less than a reasonable standard of care.

11.3 RESTRICTED USE OF CONFIDENTIAL INFORMATION. A Recipient and its
Representatives shall use the Disclosing Party's Confidential Information solely
in connection with performance under this Framework Agreement and for no other
purpose and upon termination hereof, shall return to such Disclosing Party all
such Confidential Information (including any copies, extracts, summaries, or
syntheses thereof) of such Disclosing Party in possession of such Recipient and
its Representatives.

11.4 OBLIGATION TO INFORM. Upon learning of any unauthorized disclosure or use
of the other party's Confidential Information, the party learning of such
disclosure promptly shall provide the other party with notice thereof.

11.5 EQUITABLE RELIEF. I-Link and Cyber Office hereby acknowledge and agree that
(i) the provisions and restrictions contained in this Section 11 are reasonable
and necessary for protection of the legitimate interests of the parties hereto,
(ii) neither I-Link nor Cyber Office would have entered into this Framework
Agreement in the absence of such provisions and restrictions, and (iii) any
violation of any provision of this Section 11 by a party hereto or such party's
Representatives may result in irreparable injury to the other party hereto,
which injury may be inadequately compensable in monetary damages. Accordingly,
I-Link and Cyber Office acknowledge and agree that each of them shall be
entitled to seek preliminary and/or permanent injunctive relief from any
violation or threatened violation of this Section 11 by the other party hereto
or by such other party's Representatives, without the necessity of proving
actual damages or posting any bond or other security. The rights and remedies of
each party under this Section 11 shall be cumulative and in addition to any
other rights or remedies to which the such party may be entitled under this
Framework Agreement, at law, or in equity.

                                       14
<PAGE>

12.  TERM AND TERMINATION.

12.1 TERM. Unless otherwise terminated as provided for in Section 12.2, this
Framework Agreement shall be effective until two years from the date hereof (the
"Initial Term"). This Framework Agreement shall be automatically renewed for an
additional two years under the terms and conditions hereof at the expiration of
the Initial Term or at the expiration of any subsequent renewal term (each a
"Renewal Term") unless a notice is given by one party to the other at least
sixty (60) days prior to the expiration of such Initial Term or Renewal Term.
Such notice shall state that such party no longer desires a renewal of this
Framework Agreement. If this Framework Agreement is not extended at the end of
the Initial Term or any Renewal Term solely because I-Link states that it no
longer desires a renewal of this Framework Agreement (a "I-Link Expiration"),
then I-Link shall be obligated to provide Cyber Office, at Cyber Office's sole
cost and expense, I-Link's obligations under Sections 12.3(a)(x) and (y) and
Cyber Office shall provide to I-Link, Cyber Office's obligations under Sections
12.3(a)(x) and (y). This Section 12.1 and Sections 8, 9, 10, 11 and 14 shall
survive any I-Link Expiration. Except to the extent specifically provided above
in this Section 12.1, upon any expiration of this Framework Agreement in
accordance with this Section 12.1, all rights and obligations and provisions
hereof shall immediately terminate (other than Section 11 hereof) and I-Link
shall keep all moneys previously paid to it by Cyber Office.

12.2 TERMINATION.

     (a)   This Framework Agreement may be terminated:

     (i)   [Intentionally Omitted]

     (ii)  by either party in the event of a breach of any material
representation, warranty, obligation or agreement under this Framework Agreement
by the other party, provided that the terminating party has given the breaching
party written notice of such breach that identifies the nature of the breach and
within 30 days after such notice such breaching party has failed to cure the
breach;

     (iii) by Cyber Office in the event that I-Link has entered into a Change of
Control Transaction and (x) to the extent such Change of Control Transaction is
with a person other than a Direct Competitor, Cyber Office, in its sole and
reasonable judgment, determines that, as a result of such Change of Control
Transaction, Cyber Office ability to obtain full and satisfactory performance
under this Framework Agreement from I-Link or its successor in interest would be
materially and adversely affected or (y) to the extent such change of Control
Transaction is with a Direct Competitor, Cyber Office, in its sole and
reasonable judgment, determines that, as a result of such Change of Control
Transaction, the continuation of this Framework Agreement would be detrimental
to the best interest of Cyber Office; and

                                       15
<PAGE>

     (iv) by Cyber Office, in the event that Milestone Number 1 is not completed
according to the Performance Milestones set forth on Schedule B and provided
that Cyber Office has not breached its obligations under Section 2.6.

     (v)  by either party in the event that the parties have not entered into
the Revenue Sharing Agreement, in form and substance reasonably satisfactory to
each of the parties, within 45 days of the execution of this Framework
Agreement.

12.3 EFFECT OF TERMINATION. (a) Upon termination of this Framework Agreement by
Cyber Office solely (x) pursuant to Section 12.2(a)(ii) (but only if Cyber
Office, in its sole and reasonable judgment, determines that as a result of such
termination, Cyber Office ability to obtain full and satisfactory performance
under this Framework Agreement from I-Link or its successor in interest would be
materially and adversely affected) or (y) pursuant to Section 12.2(a)(iii),
then, provided that (A) Cyber Office shall have previously made the payment
specified in Section 5.2(a) (whether or not pursuant to such Section 5.2(a)
Cyber Office is required to make such payment) and (B) the parties hereto shall
have entered into a Revenue Sharing Agreement, in form and substance reasonably
satisfactory to each of the parties, I-Link shall be obligated to provide Cyber
Office at Cyber Office's sole cost and expense:

          (x)  a non-transferable, non-exclusive, perpetual (subject to Section
     12.3(b)) world-wide license for the use (including the modification by
     Cyber Office for the subsequent use by Cyber Office) of the Source Code. If
     such Source Code is used by Cyber Office for provision of its services to
     end users located in any countries located outside of North America, then
     Cyber Office shall not be required to make any further payments to I-Link
     under this or any other agreement for such license. If such Source Code is
     used by Cyber Office for provision of its services to end users located in
     any countries located in North America, then to the extent that Cyber
     Office utilizes the Source Code for the provision of its services to end
     users in any countries located in North America, Cyber Office shall
     continue to pay I-Link for such license pursuant to the Revenue Sharing
     Agreement, which agreement shall survive for as long as and to the extent
     that Cyber Office utilizes the Source Code for provision of its services to
     end users in any countries located in North America; and

          (y)  for a period of six months following such a termination,
     reasonable access to, and the sufficient commitment of, the key personnel
     and other resources necessary for (i) the maintenance and operation of the
     Cyber Office Network and Cyber Office Platform and future modifications
     thereto and (ii) to insure that the Cyber Office Network and Cyber Office
     Platform remains compatible to and integrated with the I-Link Platform and
     I-Link Network; provided however, in the event that Cyber Office elects to
     disconnect the Cyber Office Network and Cyber

                                       16
<PAGE>

     Office Platform from the Combined Network, then I-Link shall no longer have
     any obligations under this Section 12.3(a)(y)(ii).

     (b)  Sections 2.3, 4.2, 5.2, 8, 9, 10, 11, 12, 13 and 14 shall survive any
termination of this Agreement by Cyber Office pursuant to Section 12.2(a) (ii)
or (iii) provided that I-Link shall continue to be entitled to receive payments
under the Revenue Sharing Agreement in accordance with Section 12.3(a)(x).

     Upon termination of this Framework Agreement pursuant to Section
12.2(a)(iv) or 12.2(a)(v): (i) I-Link shall immediately return all money paid by
Cyber Office to I-Link pursuant to Section 5; (ii) all future obligations of
Cyber Office to pay money to I-Link shall be null and void; (iii) all rights and
obligations of both parties under Section 2 shall be null and void; and (iv) all
other rights and obligations under this Framework Agreement and all other
agreements contemplated hereunder shall terminate and be null and void
(including without limitation Section 2 hereof), except for Sections 8, 9, 10,
11, 12.3(b) and 14.

     Except to the extent specifically provided above in this Section 12.3(b),
upon any termination of this Framework Agreement pursuant to Section 12.2(a) all
rights and obligations hereunder and provisions hereof shall immediately
terminate (other than Section 11 hereof) and I-Link shall keep all moneys
previously paid to it by Cyber Office.

12.4 [INTENTIONALLY OMITTED]

13.  ESCROW. As soon as reasonably practicable following the execution of this
Framework Agreement, Cyber Office and I-Link shall negotiate in good faith and
enter into an escrow agreement (the "Escrow Agreement"). The Escrow Agreement
shall provide that I-Link shall deposit in escrow (i) upon execution of this
Framework Agreement, and (ii) at least every four (4) weeks thereafter until
this Framework Agreement is terminated, the most recent copy of the Source Code
necessary for the maintenance and operation of the Cyber Office Network and
Cyber Office Platform and future modifications thereto. The Source Code shall be
immediately released to Cyber Office by the escrow agent (the "Escrow Agent")
appointed under the Escrow Agreement to the extent Cyber Office is entitled to
such Source Code pursuant to 12.1 and Section 12.3(a).

In the event of a dispute concerning Cyber Office's right to terminate this
Framework Agreement and receive the Source Code from the Escrow Agent pursuant
to this Section 13 or the Escrow Agreement (the "Escrow Dispute"), the parties
agree that the Escrow Agent shall not delay the release of the Source Code due
to such Escrow Dispute and that such Escrow Dispute shall be resolved pursuant
to the arbitration provisions set forth in Section 14.4. If the final judgment
or determination of such arbitration finds that Cyber Office was not entitled to
terminate this Framework Agreement and receive the Source

                                       17
<PAGE>

Code, then Cyber Office shall, within 10 days of such decision, discontinue use
of the Source Code and return all copies of the Source Code to the Escrow Agent.
In the event that the parties are unable to enter into an Escrow Agreement, the
terms of this Section 13 shall become binding obligations on the parties and
I-Link shall be considered the Escrow Agent for the purposes of this Section 13.

14.  GENERAL PROVISIONS

14.1 TRANSACTION EXPENSES. Except as otherwise provided herein, each party will
pay its own costs and expenses incurred in connection with the transactions
contemplated hereby, including the fees of any legal counsel, economist,
accountant or consultant or other similar fees.

14.2 PUBLIC ANNOUNCEMENTS. Any public announcement or similar publicity with
respect to this Framework Agreement and the transactions contemplated hereby
shall be issued, if at all, at such time and in such manner as Cyber Office and
I-Link mutually shall determine, unless otherwise required by law, in which case
the party required to make such disclosure may do so upon notice and
consultation with the other party. Unless consented to by Cyber Office or
I-Link, as the case may be, in advance or required by law, Cyber Office and
I-Link shall keep this Framework Agreement strictly confidential and may not
make any disclosure of this Framework Agreement to any person.

14.3 NOTICES. All notices, consents, waivers, and other communications under
this Framework Agreement shall be in writing and shall be deemed to have been
duly given when (a) delivered by hand (with written confirmation of receipt),
(b) sent by telecopier (with written confirmation of receipt), provided that a
copy is mailed by registered or certified mail, return receipt requested, or (c)
when received by the addressee, if sent by a nationally recognized overnight
delivery service (receipt requested), in each case to the appropriate addresses
and telecopier numbers set forth below (or to such other addresses and
telecopier numbers as a party may designate by notice to the other parties):

I-Link:

         David Hardy, Esq.
         I-Link Incorporated
         13751 S. Wadsworth Park Drive, Suite 200
         Draper, Utah  84020
         Facsimile No.:

                                       18
<PAGE>

with a copy to:

         Dennis J. Friedman, Esq.
         Chadbourne & Parke LLP
         30 Rockefeller Plaza
         New York, NY  10112
         Facsimile No.: 212-541-5369

Cyber Office:

         Cyber Office International AG, Inc.
         Uta Ulrich
         Foerrlibuckstrasse 178
         8005 Zurich
         Switzerland

with a copy to:

         Sullivan & Cromwell
         125 Broad Street
         New York, New York  10004
         Attention:  David Rockwell
         Facsimile No.: 212-558-3588

14.4 ARBITRATION. Each of the parties agrees to submit to binding arbitration
any and all differences and disputes related to this Framework Agreement which
may arise between them in accordance with the Commercial Rules of the American
Arbitration Association and agree that pending resolution of such differences
and disputes, subject to any termination or expiration thereafter pursuant to
Sections 12.1 or 12.2, each party shall continue to honor all of its obligations
under this Framework Agreement, including all of such obligations which are the
subject of such differences and disputes. Such arbitration shall be initiated in
the New York office of the American Arbitration Association. Any award entered
in any such arbitration shall be final and binding, and may be entered and
enforced in any court of competent jurisdiction Each party to the dispute will
share equally the fees and expenses of the arbitrator and such arbitration.

14.5 JURISDICTION; SERVICE OF PROCESS.

Any action or proceeding seeking to compel arbitration or enforce a judgment
under an arbitration based on any right arising out of, this Framework Agreement
may be brought against any of the parties in the courts of the State of New
York, and each of the parties

                                       19
<PAGE>

consents to the jurisdiction of such courts (and of the appropriate appellate
courts) in any such action or proceeding and waives any objection to venue laid
therein. Process in any action or proceeding referred to in the preceding
sentence may be served on any party anywhere in the world.

14.6 ARTICLE AND SECTION HEADINGS; CONSTRUCTION. The headings of sections in
this Framework Agreement are provided for convenience only and shall not affect
its construction or interpretation. All references to "Article", "Articles",
"Section" or "Sections" refer to the corresponding Article, Articles, Section or
Sections of this Framework Agreement unless otherwise indicated. All words used
in this Framework Agreement shall be construed to be of such gender or number as
the circumstances require. Unless otherwise expressly provided, the word
"including" does not limit the preceding words or terms.

14.7 WAIVER. The rights and remedies of the parties to this Framework Agreement
are cumulative and not alternative. Neither the failure nor any delay by any
party in exercising any right, power, or privilege under this Framework
Agreement or the documents referred to in this Framework Agreement shall operate
as a waiver of such right, power, or privilege, and no single or partial
exercise of any such right, power, or privilege shall preclude any other or
further exercise of such right, power, or privilege or the exercise of any other
right, power, or privilege. To the maximum extent permitted by applicable law
(a) no claim or right arising out of this Framework Agreement or the documents
referred to in this Framework Agreement can be discharged by one party, in whole
or in part, by a waiver or renunciation of the claim or right unless in writing
signed by the other party; (b) no waiver that may be given by a party shall be
applicable except in the specific instance for which it is given; and (c) no
notice to or demand on one party shall be deemed to be a waiver of any
obligation of such party or of the right of the party giving such notice or
demand to take further action without notice or demand as provided in this
Framework Agreement or the documents referred to in this Framework Agreement.

14.8 ENTIRE AGREEMENT; MODIFICATION. This Framework Agreement supersedes all
prior agreements between the parties with respect to its subject matter and
constitutes (along with such other agreements contemplated hereby) a complete
and exclusive statement of the terms of the agreement between the parties with
respect to its subject matter. This Framework Agreement may not be amended
except by a written agreement executed by the party to be charged with the
amendment.

14.9 ASSIGNMENTS; SUCCESSORS; NO THIRD-PARTY RIGHTS. (a) Neither party may
assign any of its rights and/or obligations under this Framework Agreement to
any other party, and any such attempted assignment or transfer shall be void;
provided, however, that Cyber Office may assign or transfer any of its rights
and/or obligations under this

                                       20
<PAGE>

Framework Agreement to any Affiliate of Cyber Office with the prior consent of
I-Link, which consent shall not be unreasonably withheld or delayed.

     (b)  This Framework Agreement shall apply to, be binding in all respects
upon, and inure to the benefit of the successors and permitted assigns of the
parties. Nothing expressed or referred to in this Framework Agreement shall be
construed to give any Person other than the parties to this Framework Agreement
any legal or equitable right, remedy, or claim under or with respect to this
Framework Agreement or any provision of this Framework Agreement. This Framework
Agreement and all of its provisions and conditions are for the sole and
exclusive benefit of the parties to this Framework Agreement and their
successors and permitted assigns.

14.10 SEVERABILITY. If any provision of this Framework Agreement is held invalid
or unenforceable by any court of competent jurisdiction, the other provisions of
this Framework Agreement shall remain in full force and effect. If any provision
of this Framework Agreement, or the application thereof to any person or entity
or any circumstance, is invalid or unenforceable, (i) a suitable and equitable
provision shall be substituted therefor in order to carry out, so far as may be
valid and enforceable, the intent and purpose of such invalid or unenforceable
provision; and (ii) the remainder of this Framework Agreement and the
application of such provision to other persons, entities or circumstances shall
not be affected by such invalidity or unenforceability, nor shall such
invalidity or unenforceability affect the validity or enforceability of such
provision, or the application thereof, in any other jurisdiction.

14.11 GOVERNING LAWS. This Framework Agreement shall be governed by the laws of
the State of New York without regard to conflicts of laws principles.

14.12 COUNTERPARTS. This Framework Agreement may be executed in one or more
counterparts, each of which shall be deemed to be an original copy of this
Framework Agreement and all of which, when taken together, shall be deemed to
constitute one and the same agreement.

                                       21
<PAGE>

IN WITNESS WHEREOF, the parties hereto have executed this Framework Agreement as
of the date first above written.

                                       I-LINK INCORPORATED

                                       By:
                                       Name:
                                       Title:

                                       CYBER OFFICE INTERNATIONAL AG

                                       By:
                                       Name:
                                       Title:

                                       22
<PAGE>

                                   SCHEDULE A

                               LICENSED TECHNOLOGY

                                      [***]

<PAGE>

                                   SCHEDULE B

                                   MILESTONES

                                      [***]

<PAGE>

                                   SCHEDULE C

                             [INTENTIONALLY OMITTED]

<PAGE>

                                   SCHEDULE D

                               DIRECT COMPETITORS

                                      [***]

<PAGE>

                                   SCHEDULE E

                                      [***]

<PAGE>

                                   SCHEDULE F

                                      [***]

<PAGE>

                                     ANNEX A

                                      [***]

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