Document:

EX-4.3

 Exhibit 4.3 

AMENDMENT NO. 2 
 TO

 AMENDED AND RESTATED SECTION 382 RIGHTS AGREEMENT 

This AMENDMENT NO. 2 (this “Amendment”) is entered into as of February 9, 2018, by and between Walter Investment Management Corp., a
Maryland corporation (the “Company”), and Computershare Trust Company, N.A., a federally chartered trust company, as Rights Agent (the “Rights Agent”), and amends and modifies that certain Rights Agreement (as
defined below). All capitalized terms used in this Amendment and not otherwise defined herein shall have the meaning(s) ascribed to them in the Rights Agreement. 

WHEREAS, the Company and the Rights Agent entered into the Amended and Restated Section 382 Rights Agreement, dated as of November 11, 2016, by and
between the Company and the Rights Agent, as amended on November 9, 2017 (as amended, the “Rights Agreement”), providing for, among other things, protection with respect to the Company’s existing and “built-in” tax losses and certain other tax benefits against the application of limitations under Section 382 of the Internal Revenue Code; 

WHEREAS, the Board of Directors (the “Board”) of the Company has previously authorized, and the Company declared, a dividend of one preferred
share purchase right (a “Right”) for each share of common stock, par value $0.01 per share, of the Company (the “Common Stock”) outstanding as of the close of business on July 9, 2015, and the Board further
authorized and directed the issuance of one Right (subject to adjustment as provided in the Rights Agreement) with respect to each share of the Common Stock that shall become outstanding between the Record Date and the earlier of the Distribution
Date and the Expiration Date; provided, however, that the Rights may be issued with respect to shares of the Common Stock that shall become outstanding after the Distribution Date and prior to the Expiration Date in accordance with the Rights
Agreement; 
 WHEREAS, each Right entitles the registered holder thereof to purchase from the Company, upon the terms and subject to the conditions set
forth in the Rights Agreement, one one-thousandth of a fully paid, non-assessable share of Junior Participating Preferred Stock, par value $0.01 per share (the
“Junior Preferred Stock”), of the Company; 
 WHEREAS, the Rights Agreement provides that if any person or group becomes an Acquiring
Person, then each holder of a Right (other than the Rights held by the Acquiring Person and certain affiliated persons) would thereafter have the right to receive upon the exercise of a Right and the payment of the Purchase Price in accordance with
the Rights Agreement and in lieu of one one-thousandth of a share of the Junior Preferred Stock, that number of shares of the Common Stock having a market value of two times the Purchase Price; 

WHEREAS, pursuant to Section 1(n) of the Rights Agreement, the Final Expiration Date is the earliest to occur of (i) the close of business on
November 11, 2018, (ii) the repeal of Section 382 or any successor statute if the Board determines that the Rights Agreement is no longer necessary for the preservation of Tax Benefits or (iii) the beginning of a taxable year of the
Company to which the Board determines that no Tax Benefits may be carried forward; 
 WHEREAS, the Board has determined that it is advisable and in the best
interests of the Company and its stockholders to amend the Rights Agreement to accelerate the Final Expiration Date to the close of business on February 9, 2018; 

WHEREAS, Section 27 of the Rights Agreement permits the Company, from time to time, to supplement or amend the Rights Agreement without the approval of
any holders of the Rights; 
 WHEREAS, the Board adopted a resolution on February 9, 2018, approving the execution of this Amendment and, pursuant to
Section 27 of the Rights Agreement, hereby amends the Rights Agreement as set forth herein; and 

 WHEREAS, all acts and things necessary to make this Amendment a valid agreement, enforceable according to its
terms, have been done and performed, and the execution and delivery of this Amendment by the Company and the Rights Agent have been in all respects duly authorized by the Company and the Rights Agent. 

NOW, THEREFORE, in consideration of the rights and obligations contained herein, and for other good and valuable consideration, the adequacy of which is
hereby acknowledged, the parties hereto agree as follows: 
 Section 1. Amendment(s) of the definition of “Final Expiration Date” and to
the Form of Summary of Rights. The definition of “Final Expiration Date” in Section 1(n) of the Rights Agreement is amended in its entirety to read as follows: 

“(n) “Final Expiration Date” shall mean the earliest to occur of (i) the close of business on
February 9, 2018. November 11, 2018, (ii) the repeal of Section 382 or any successor statute if the
Board of Directors determines that this Rights Agreement is no longer necessary for the preservation of Tax Benefits or (iii) the beginning of a taxable year of the Company to which the Board of Directors
determines that no Tax Benefits may be carried forward.” 
 Paragraph eight of the Form of Summary of Rights, attached as Exhibit C to the
Rights Agreement, is amended in its entirety to read as follows: 
 “The Rights are not exercisable until the Distribution Date. The
Rights will expire at the earlier of (i) the close of business on February 9, 2018. November 11, 2018, (ii) the repeal
of Section 382 or any successor statute if the Board of Directors determines that this Rights Agreement is no longer necessary for the preservation of tax benefits or
(iii) the beginning of a taxable year of the Company to which the Board of Directors determines that no tax benefits may be carried forward, subject to (x) the extension
of the Rights Agreement by the Board of Directors by the amendment of the Rights Agreement or (y) the redemption or exchange of the Rights by the Company, as described below.” 

Section 2. Entire Agreement. This Amendment constitutes the entire agreement of the parties hereto with respect to the subject matter hereof and
supersedes all prior agreements and undertakings, both written and oral, between the parties hereto with respect to the subject matter hereof. Except as amended by this Amendment, the Rights Agreement shall continue in full force and effect. 

Section 3. Severability. If any term or other provision of this Amendment is held by a court of competent jurisdiction or other authority to be
invalid, illegal or incapable of being enforced by any law or public policy, all other terms and provisions of this Amendment shall nevertheless remain in full force and effect, so long as the economic or legal substance of the transactions
contemplated by this Amendment is not affected in any manner materially adverse to any party hereto. Upon such determination that any term or other provision is invalid, illegal or incapable of being enforced, the parties hereto shall negotiate in
good faith to modify this Amendment so as to effect the original intent of the parties hereto as closely as possible in an acceptable manner in order that the transactions contemplated by this Amendment are consummated as originally contemplated to
the greatest extent possible. 
 Section 4. Counterparts. This Amendment may be executed in any number of counterparts and each of such
counterparts shall for all purposes be deemed to be an original, and all such counterparts shall together constitute but one and the same instrument. A signature to this Amendment executed and/or transmitted electronically shall have the same
authority, effect and enforceability as an original signature. 
 Section 5. Governing Law. This Amendment shall be deemed to be a contract made
under the laws of the State of Maryland and for all purposes shall be governed by and construed in accordance with the laws of such State applicable to contracts made and to be performed entirely within such State, provided, however,
that all provisions regarding the rights, duties, liabilities and obligations of the Rights Agent shall be governed by and construed in accordance with the laws of the State of New York applicable to contracts made and to be performed entirely
within such State, without regard to the principles or rules concerning conflicts of laws which might otherwise require application of the substantive laws of another jurisdiction. 

  
 2 

 IN WITNESS WHEREOF, the Company and the Rights Agent have caused this Amendment to be executed as of the date
first written above by their respective officers thereunto duly authorized. 
  

			
	WALTER INVESTMENT MANAGEMENT CORP.
		
	By: 	 	 /s/ John J. Haas

	Name:	 	John J. Haas
	Title: 	 	Chief Legal Officer, General Counsel and Secretary
	
	COMPUTERSHARE TRUST COMPANY, N.A.
		
	By: 	 	 /s/ Megan Roe

	Name:	 	Megan Roe
	Title: 	 	VP, Client Services

  
 3Exhibit 10(b)

POWER OF ATTORNEY

We, the undersigned directors and/or officers of The Lincoln National Life Insurance Company, hereby constitute and appoint Delson R. Campbell, Scott C. Durocher, Kimberly A. Genovese, Daniel P. Herr, Donald E. Keller, Brian A. Kroll, John L. Reizian, Lawrence A. Samplatsky, Stephen R. Turer and John D. Weber,  individually, our true and lawful attorneys-in-fact, with full power to each of them to sign for us, in our names and in the capacities indicated below, any Registration Statements and any and all amendments to Registration Statements; including exhibits, or other documents filed on Forms N-6, N-4 or S-3 or any successors or amendments to these Forms, filed with the Securities and Exchange Commission, under the Securities Act of 1933 and/or Securities Act of 1940, on behalf of the Company in its own name or in the name of one of its Separate Accounts, hereby ratifying and confirming our signatures as they may be signed by any of our attorneys-in-fact to any such amendments to said Registration Statements as follows:

Variable Life Insurance Separate Accounts:

Lincoln Life Flexible Premium Variable Life Account D: File No. 033-00417; 811-04592

Lincoln Life Flexible Premium Variable Life Account F: File No. 033-14692, 333-40745; 811-05164

Lincoln Life Flexible Premium Variable Life Account G: File No. 033-22740; 811-05585

Lincoln Life Flexible Premium Variable Life Account J: File No. 033-76434; 811-08410

Lincoln Life Flexible Premium Variable Life Account K: File No. 033-76432; 811-08412

Lincoln Life Flexible Premium Variable Life Account M: File No. 333-82663, 333-84360, 333-42479, 333-54338, 333-84370, 333-63940, 333-111137, 333-111128, 333-118478, 333-118477, 333-145090, 333-139960,

333-146507; 333-181796; 333-191329; 333-192303; 333-200100; 333-207968: 811-08557

Lincoln Life Flexible Premium Variable Life Account R: File No. 333-43107, 333-33782, 333-90432, 333-115882, 333-125792, 333-125991, 333-145235, 333-145239; 333-188891; 811-08579

Lincoln Life Flexible Premium Variable Life Account S: File No. 333-72875, 333-104719, 333-125790; 811-09241

Lincoln Life Flexible Premium Variable Life Account Y: File No. 333-81884, 333-81882, 333-90438, 333-118482, 333-118481, 333-115883; 333-156123; 811-21028

Lincoln Life Flexible Premium Variable Life Account JF-A: File No. 333-144268, 333-144269, 333-144271, 333-144272; 333-144273, 333-144274, 333-144275; 811-04160

Lincoln Life Flexible Premium Variable Life Account JF-C: File No. 333-144270, 333-144264; 811-08230

Variable Annuity Separate Accounts:

Lincoln National Variable Annuity Fund A: File No. 002-26342, 002-25618; 811-01434

Lincoln National Variable Annuity Account C: 033-25990, 333-50817, 333-68842, 333-112927; 333-179107; 811-03214

Lincoln National Variable Annuity Account E: 033-26032; 811-04882

Lincoln National Variable Annuity Account H: 033-27783, 333-18419, 333-35780, 333-35784, 333-61592,

333-63505, 333-135219; 333-170695; 333-175888; 333-181615; 333-212681; 811-05721

Lincoln National Variable Annuity Account L: 333-04999; 333-187072; 333-187069; 333-187070; 333-187071; 333-198911; 333-198912; 333-198913; 333-198914; 811-07645

Lincoln Life Variable Annuity Account N: 333-40937, 333-36316, 333-36304, 333-61554, 333-135039,

333-138190, 333-149434; 333-170529; 333-170897; 333-172328; 333-174367; 333-181612; 333-186894; 333-193272; 333-193273; 333-193274; 333-212680; 333-212682; 333-214143; 333-214144; 333-214235; 811-08517

Lincoln Life Variable Annuity Account Q: 333-43373; 811-08569

Lincoln Life Variable Annuity Account T: 333-32402, 333-73532; 811-09855

Lincoln Life Variable Annuity Account W: 333-52572, 333-52568, 333-64208; 811-10231

Lincoln Life Variable Annuity Account JL-A: File No. 333-141888; 811-02188

Lincoln Life Variable Annuity Account JF-I: File No. 333-144276, 333-144277; 811-09779

Lincoln Life Variable Annuity Account JF-II: File No. 333-144278; 811-08374

Except as otherwise specifically provided herein, the power-of-attorney granted herein shall not in any manner revoke in whole or in part any power-of-attorney that each person whose signature appears below has previously executed.  This power-of-attorney shall not be revoked by any subsequent power-of-attorney each person whose signature appears below may execute, unless such subsequent power specifically refers to this power-of-attorney or specifically states that the instrument is intended to revoke all prior general powers-of-attorney or all prior powers-of-attorney.

This Power-of-Attorney may be executed in separate counterparts each of which when executed and delivered shall be an original; but all such counterparts shall together constitute one and the same instrument.  Each counterpart may consist of a number of copies, each signed by less than all, but together signed by all, of the undersigned.

Signature                                                                                    Title

/s/ Dennis R. Glass

	______________________________	
President, Chairman and Director

Dennis R. Glass

/s/ Ellen Cooper

	______________________________	
Executive Vice President, Chief Investment Officer

Ellen Cooper                                                                                    and Director

/s/ Randal J. Freitag

	______________________________	
Executive Vice President; Chief Financial Officer and Director

Randal J. Freitag

/s/ Kirkland L. Hicks

	______________________________	
Executive Vice President, General Counsel and Director

Kirkland L. Hicks

/s/ Wilford H. Fuller

	______________________________	
Executive Vice President and Director

Wilford H. Fuller

/s/ Keith J. Ryan

______________________________                                                                                                  Vice President and Director

Keith J. Ryan

We, Delson R. Campbell, Scott C. Durocher, Kimberly A. Genovese, Daniel P. Herr, Donald E. Keller, Brian A. Kroll, John L. Reizian, Lawrence A. Samplatsky, Stephen R. Turer and John D. Weber, have read the foregoing Power of Attorney.  We are the person(s) identified therein as agent(s) for the principal named therein.  We acknowledge our legal responsibilities.

*Signature not obtained

____________________________________

Delson R. Campbell

/s/ Scott C. Durocher

____________________________________

Scott C. Durocher

/s/ Kimberly A. Genovese

____________________________________

Kimberly A. Genovese

*Signature not obtained

_____________________________________

Daniel P. Herr

*Signature not obtained

_____________________________________

Donald E. Keller

*Signature not obtained

____________________________________

Brian A. Kroll

/s/ John L. Reizian

____________________________________

John L. Reizian

/s/ Lawrence A. Samplatsky

____________________________________

Lawrence A. Samplatsky

/s/ Stephen R. Turer

____________________________________

Stephen R. Turer

*Signature not obtained

____________________________________

John D. Weber

Version dated: January 2018

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