Document:

<PAGE>

                                                                   Exhibit 10.28

                         TEAM SOFTWARE LICENSE AGREEMENT

This SOFTWARE LICENSE AGREEMENT (the "Agreement") is dated as of the __ day of
______________, 2004 ("Effective Date") and is made by and between ROCKY
MOUNTAIN SUPPORT SERVICES, INC., an Arizona corporation, ("RMSS") and FIDELITY
NATIONAL TAX SERVICE, INC., a California corporation ("Licensee").

1.    DEFINITIONS.

      As used in this Agreement:

      1.1   "ASSISTANCE" shall mean installation, conversion planning,
            conversion, consulting assistance, workshops, training or education
            classes performed by RMSS, or other functions mutually agreed to be
            "Assistance" by Licensee and RMSS.

      1.2   "BASE MODIFICATION" shall mean any Modification which RMSS, in its
            sole discretion, has incorporated into the base version of the RMSS
            Software which RMSS makes available to itself and other subsidiaries
            of Fidelity National Financial, Inc. ("FNF").

      1.3   "COMPETITOR" shall mean a natural or legal person offering a product
            that competes with RMSS Software.

      1.4   "CUSTOM MODIFICATION" shall mean any Modification to the RMSS
            Software other than a Base Modification.

      1.5   "DAYS" shall mean calendar days, unless otherwise specified.

      1.6   "DEFECT" shall mean any failure, malfunction, defect or
            non-conformity in the RMSS Software that prevents the RMSS Software
            from operating and performing in any material respect in accordance
            with the Documentation.

      1.7   "DOCUMENTATION" shall mean RMSS's standard operating instructions
            relating to the RMSS Software, consisting of one copy of the object
            code form of the RMSS Software; a copy of manuals consisting of
            instructions and procedures for systems and operations personnel and
            end users of RMSS Software, if any, and related documentation, if
            any. RMSS will deliver the Documentation to Licensee in paper form,
            on CD ROM or electronically, at RMSS's discretion (except that RMSS
            Software shall be delivered on machine readable media). Licensee
            acknowledges that not all items of Documentation are available in
            all forms of media. RMSS shall have the right to change the medium
            upon which the Documentation is

                                       1

______ initials                                                 ______ initials
<PAGE>
            delivered to Licensee without notice to Licensee. Upon electronic
            delivery of Documentation, any obligation of RMSS to deliver
            multiple numbers of copies of such Documentation to Licensee shall
            have no further force or effect.

      1.8   "ESCALATION PROCEDURES" shall mean the procedures set forth in
            Section 10.3 of this Agreement.

      1.9   "INSTALLATION SITE" shall mean the location at which the RMSS
            Software is installed and which is owned or controlled by Licensee,
            or a Licensee contractor (who is not a Competitor and who has
            executed a nondisclosure agreement consistent with the terms of this
            Agreement) providing use of systems to Licensee, and which is
            located in the United States. The initial Installation Site address
            is listed in Section 2 of Exhibit A.

      1.10  "LICENSEE SERVER SOFTWARE" shall mean those client-server based
            applications set forth in Section 1.3 of Exhibit A hereto.

      1.11  "MAINTENANCE" shall mean the services described in Exhibit B hereto.

      1.12  "MAINTENANCE RELEASE" shall mean the current Release of the RMSS
            Software and the immediately prior Release (provided that such
            Releases have been made available to Licensee), and shall also
            include, at any given time, each Release delivered to Licensee
            within the prior two years.

      1.13  "MODIFICATION" shall mean any customization, enhancement,
            modification or change made to the RMSS Software authored by or for
            RMSS under this Agreement.

      1.14  "PC SOFTWARE" shall mean those personal computer-based applications
            developed by RMSS that are set forth in Section 1.2 of Exhibit A.

      1.15  "PROPRIETARY INFORMATION" shall mean all information disclosed by or
            for Licensee or RMSS to the other during the negotiations hereof
            and/or learned by reason of the relationship established hereunder
            or pursuant hereto, including, without limitation, the RMSS
            Software, Documentation, Releases, Modifications and all
            information, data and designs related thereto. Information relating
            to each party's business, plans, affiliates or customers shall also
            be deemed "Proprietary Information" for purposes of the Agreement.
            "Proprietary Information" shall also include all "non-public
            personal information" as defined in Title V of the
            Gramm-Leach-Bliley Act (15 U.S.C. Section 6801, et seq.) and the
            implementing regulations thereunder (collectively, the "GLB Act"),
            as the same may be amended from time to time, that RMSS receives
            from or at the direction of Licensee and that concerns any of
            Licensee's "customers" and/or "consumers" (as defined in the GLB
            Act).

                                       2

______ initials                                                 ______ initials
<PAGE>
      1.16  "RELEASE" shall mean the Base Modifications, and other new versions,
            corrections, revisions, updates, modifications and enhancements to
            the RMSS Software and related Documentation.

      1.17  "SERVER" shall mean a logical server that may include one (1) or
            more physical servers.

      1.18  "RMSS AFFILIATE" shall mean any majority-owned, direct or indirect
            subsidiary of RMSS, as from time to time constituted.

      1.19  "RMSS SOFTWARE" shall mean the object code and/or Source Code of any
            program or part of a program as described in Exhibit A licensed
            hereunder to Licensee but including in all events a product known
            between the parties as TEAM. RMSS Software includes all Base
            Modifications, all Modifications authored by or for RMSS, and all
            Releases issued during the term of Maintenance under this Agreement.

      1.20  "SOURCE CODE" of RMSS Software shall mean a copy of the source code
            (or comparable high level coding) for the RMSS Software, if and to
            the extent RMSS has or retains any such code, including any
            annotations therein, certified by RMSS to Licensee, upon delivery to
            Licensee, as an accurate copy of such source code for RMSS Software
            as RMSS has in its possession.

      1.21  "THIRD PARTY SOFTWARE" shall mean those third party applications
            provided by RMSS that are set forth in Section 1.4 of Exhibit A.

      1.22  "USE LIMITATIONS" shall mean the use by Licensee (i) of the RMSS
            Software by no more than the number of Users specified herein and
            (ii) of the Licensee Server Software simultaneously on no more than
            the number of Workstations licensed herein.

      1.23  "USER" shall mean an individual authorized to use the Licensee
            Server Software.

      1.24  "WORKSTATION" shall mean any personal computer or computer terminal
            on which use of Licensee Server Software is authorized.

2.    GRANT OF LICENSE.

      2.1   GRANT. Subject to Licensee's full payment, as due, of fees listed in
            Exhibit C, RMSS hereby grants to Licensee, and Licensee accepts from
            RMSS, a world-wide nonexclusive, perpetual, irrevocable right and
            object code license (except as otherwise provided for in Section 3
            below) to use the RMSS Software and Documentation at the
            Installation Site(s), subject to the restrictions and obligations
            set forth herein.

                                       3

______ initials                                                 ______ initials
<PAGE>
3.    SOURCE CODE DELIVERY

      3.1   DUTY TO DELIVER. Under the circumstances listed in Section 3.2
            below, solely for purposes of integration, maintenance, modification
            and enhancement of Licensee's installation(s) of RMSS Software, RMSS
            shall promptly deliver to Licensee a copy of Source Code, which
            shall be subject to all of the license terms and restrictions
            applicable to the RMSS Software.

      3.2   CONDITIONS. RMSS's duty of delivery of Source Code as described
            above shall be immediately due and enforceable in equity upon any of
            these circumstances:

            (a)   RMSS has given notice to Licensee under terms of Maintenance
                  that RMSS shall cease, or RMSS has ceased, (i) providing
                  Maintenance generally or (ii) supporting any part of RMSS
                  Software, and in the event of notice of future termination,
                  such termination (whenever notice is given) shall be effective
                  within twelve months.

            (b)   RMSS shall apply for or consent to the appointment of a
                  receiver, trustee, or liquidator of all or a substantial part
                  of its assets, file a voluntary petition in bankruptcy, make a
                  general assignment for the benefit of creditors, file a
                  petition or an answer seeking reorganization or arrangement
                  with creditors or take advantage of any insolvency law, or if
                  an order, judgment or decree shall be entered by any court of
                  competent jurisdiction, on the application of a creditor,
                  adjudicating RMSS as bankrupt or insolvent or approving a
                  petition seeking reorganization of RMSS or appointing a
                  receiver, trustee, or liquidator of RMSS or of all or
                  substantial part of its assets, and such order, judgment or
                  decree shall continue unstayed and in effect for any period of
                  thirty (30) consecutive days.

            (c)   RMSS shall be in breach of any material covenant herein or
                  under Maintenance which, following notice of breach in
                  reasonable detail from Licensee, is not cured within thirty
                  (30) days. To the extent the breach relates to Maintenance on
                  a specific module or separable component of RMSS Software, the
                  duty of Source Code delivery shall be limited to the Source
                  Code for such specific module or separable component.

            (d)   Licensee shall have requested development or integration
                  services with respect to RMSS Software which RMSS is unable or
                  unwilling to provide or as to which the parties cannot timely
                  come to commercial terms.

                  (i)   To the extent the integration or development relates to
                        a specific module or separable component of RMSS
                        Software, the duty of Source Code delivery shall be
                        limited to the Source Code for such specific module or
                        separable component.

                                       4

______ initials                                                 ______ initials
<PAGE>
                  (ii)  In the event of delivery of Source Code by RMSS under
                        this subsection (d), upon Licensee's completion of its
                        development or integration effort, equating generally to
                        the same scope of work that RMSS was requested to
                        perform but did not perform, it will provide to RMSS a
                        copy of the source code for the development or
                        enhancement, including any annotations therein,
                        certifying same as complete and accurate and, without
                        further formality, RMSS shall be deemed granted a
                        license to use that source code developed by Licensee or
                        its non-Competitor contractors, solely for maintenance
                        or further development of the RMSS Software as
                        implemented for Licensee and for no other use or
                        beneficiary.

                  (iii) Six (6) months following the delivery by Licensee to
                        RMSS of source code for Licensee's developments or
                        enhancements under Section 3.2(d)(ii), RMSS may request
                        that Licensee certify, and Licensee will promptly
                        certify to RMSS, that Licensee has destroyed all copies
                        of (x) Source Code delivered to it by RMSS 3.2(d) and
                        (y) all copies of the source code for Licensee's
                        development or enhancement - except two hard copy prints
                        of source code for Licensee's development or enhancement
                        for proof of authorship.

                  (iv)  Licensee's right to obtain access to Source Code
                        pursuant to this Section 3.2(d) may be invoked at any
                        time and from time to time, regardless of the continuity
                        of Maintenance.

4.    SOFTWARE USE RESTRICTIONS.

      4.1   RESTRICTIONS ON RMSS SOFTWARE.

            (a)   Licensee may not use the RMSS Software in a service bureau or
                  in a time share arrangement.

            (b)   Licensee may not sell, lease, assign, transfer, distribute or
                  sublicense the RMSS Software or Documentation, to any party
                  that is not a (direct or indirect) subsidiary of Licensee.
                  Licensee may not sell, lease, assign, transfer, distribute or
                  sublicense the Source Code to any person or entity at any
                  time.

            (c)   Licensee shall use RMSS Software subject to the Use
                  Limitations.

            (d)   Licensee will not make copies, or similar versions of the RMSS
                  Software or any part thereof without the prior written consent
                  of RMSS, except in

                                       5

______ initials                                                 ______ initials
<PAGE>
                  the process of contemplated use, for administrative, archival
                  or disaster recovery backup, and as expressly provided
                  otherwise herein.

            (e)   Licensee may not provide copies of the RMSS Software to any
                  person, firm, or corporation not permitted hereunder except as
                  permitted under Sections 4.1(b) and (d) above, and except as
                  to Licensee's non-Competitor contractors or subcontractors who
                  have executed nondisclosure terms consistent with the
                  confidentiality terms herein.

            (f)   Licensee shall not allow any third party to use or have access
                  to the RMSS Software for any purpose without RMSS's prior
                  written consent except as permitted under Sections 4.1 (b) and
                  (d) above, and except as to Licensee's non-Competitor
                  contractors or subcontractors who have executed nondisclosure
                  terms consistent with the confidentiality terms herein,.

            (g)   Licensee agrees not to disclose, decompile, disassemble or
                  reverse engineer the RMSS Software.

      4.2   ADDITIONAL RESTRICTIONS ON PC SOFTWARE.

            (a)   Except as specifically set forth herein, all other
                  restrictions on use, copying or disclosure of the RMSS
                  Software and Licensee's agreement to maintain the
                  confidentiality thereof shall apply to the PC Software and its
                  Documentation.

            (b)   Licensee may not modify the PC Software (although RMSS may do
                  so on Licensee's behalf.)

5.    INTELLECTUAL PROPERTY RIGHTS.

      5.1   OWNERSHIP OF RMSS SOFTWARE AND DOCUMENTATION. From the date the RMSS
            Software and Documentation is first disclosed to Licensee, and at
            all times thereafter, as between the parties, RMSS and its licensors
            shall be the sole and exclusive owners of all right, title, and
            interest in and to the RMSS Software, Documentation and all
            Modifications, including, without limitation, all intellectual
            property and other rights related thereto. The parties acknowledge
            that this Agreement in no way limits or restricts RMSS and the RMSS
            Affiliates from developing or marketing on their own or for any
            third party in the United States or any other country, the RMSS
            Software, Documentation or Modifications, or any similar software
            (including, but not limited to, any modification, enhancement,
            interface, upgrade, change and all software, source code,
            blueprints, diagrams, flow charts, specifications, functional
            descriptions or training materials relating thereto) without payment
            of any compensation to Licensee, or any notice to Licensee.

                                       6

______ initials                                                 ______ initials
<PAGE>
      5.2   DEVELOPMENT SERVICES. Licensee may from time to time wish to augment
            the RMSS product with additional functionality or utility, or to
            integrate it with Licensee systems from other sources, and for such
            purposes may request the provision of development services from
            RMSS.

6.    CONFIDENTIALITY.

      6.1   CONFIDENTIALITY OBLIGATION. Proprietary Information (i) shall be
            deemed the property of the disclosing party (or the party for whom
            such data was collected or processed, if any), (ii) shall be used
            solely for the purposes of administering and otherwise implementing
            the terms of this Agreement and any ancillary agreements, and (iii)
            shall be protected by the receiving party in accordance with the
            terms of this Section 6.

      6.2   NON-DISCLOSURE COVENANT. Except as set forth in this Section,
            neither party shall disclose the Proprietary Information of the
            other party in whole or in part, including derivations, to any third
            party. If the parties agree to a specific nondisclosure period for a
            specific document, the disclosing party shall mark the document with
            that nondisclosure period. In the absence of a specific period, the
            duty of confidentiality for (a) RMSS Software, Source Code and
            related Documentation shall extend in perpetuity and (b) with
            respect to any other Proprietary Information shall extend for a
            period of (5) five years from disclosure. Proprietary Information
            shall be held in confidence by the receiving party and its
            employees, and shall be disclosed to only those of the receiving
            party's employees and professional advisors who have a need for it
            in connection with the administration and implementation of this
            Agreement. In no event shall Licensee disclose RMSS Proprietary
            Information to a Competitor of RMSS. Each party shall use the same
            degree of care and afford the same protections to the Proprietary
            Information of the other party as it uses and affords to its own
            Proprietary Information.

      6.3   EXCEPTIONS. Proprietary Information shall not be deemed proprietary
            and, subject to the carve-out below, the receiving party shall have
            no obligation of nondisclosure with respect to any such information
            which:

            (i)   is or becomes publicly known through no wrongful act, fault or
                  negligence of the receiving party;

            (ii)  was disclosed to the receiving party by a third party that was
                  free of obligations of confidentiality to the party providing
                  the information;

            (iii) is approved for release by written authorization of the
                  disclosing party;

            (iv)  was known to the receiving party prior to receipt of the
                  information; or

            (iv)  is publicly disclosed pursuant to a requirement or request of
                  a governmental agency, or disclosure is required by operation
                  of law.

                                       7

______ initials                                                 ______ initials
<PAGE>
            Notwithstanding application of any of the foregoing exceptions, in
            no event shall RMSS treat as other than Proprietary Information,
            information comprising nonpublic personal information under the GLB
            Act.

      6.4   CONFIDENTIALITY OF THIS AGREEMENT; PROTECTIVE ARRANGEMENTS.

            (a)   The parties acknowledge that this Agreement contains
                  confidential information that may be considered proprietary by
                  one or both of the parties, and agree to limit distribution of
                  this Agreement to those employees of Licensee and RMSS with a
                  need to know the contents of this Agreement or as required by
                  law or national stock exchange rule. In no event may this
                  Agreement be reproduced or copies shown to any third parties
                  (except counsel, auditors and professional advisors) without
                  the prior written consent of the other party, except as may be
                  necessary by reason of legal, accounting, tax or regulatory
                  requirements, in which event Licensee and RMSS agree to
                  exercise reasonable diligence in limiting such disclosure to
                  the minimum necessary under the particular circumstances.

            (b)   In addition, each party shall give notice to the other party
                  of any demands to disclose or provide Proprietary Information
                  of the other party under or pursuant to lawful process prior
                  to disclosing or furnishing such Proprietary Information, and
                  shall cooperate in seeking reasonable protective arrangements.

7.    CONTINUING UNDERTAKINGS.

            During the duration of the license granted hereunder, RMSS shall
            offer Maintenance for the RMSS Software for the fees set forth in
            Exhibit C hereto. A description of Maintenance services is set forth
            in Exhibit B hereto. Any related professional services shall be
            performed pursuant to further agreement between the parties.

8.    INVOICING AND PAYMENTS, PAST DUE AMOUNTS, CURRENCY.

      8.1   INVOICING AND PAYMENT REQUIREMENTS. RMSS shall invoice for such fees
            described in Exhibit C hereto as well as for any expenses and any
            other applicable charges incurred and owing hereunder. In accordance
            with this Section 8.1, Licensee shall pay RMSS the invoiced amount
            in full on or prior to the thirty (30) Days after Licensee's receipt
            of such invoice unless Licensee notifies RMSS within such period
            that it is in good faith disputing RMSS's invoice. Licensee shall
            make all payments to RMSS by check, credit card or wire transfer of
            immediately available funds to an account or accounts designated by
            RMSS. Payment in full shall not preclude later dispute of charges or
            adjustment of improper payments.

                                       8

______ initials                                                 ______ initials
<PAGE>
      8.2   PAST DUE AMOUNTS. Any amount not received or disputed by Licensee by
            the date payment is due shall be subject to interest on the overdue
            balance at a rate equal to the prime rate as published in the table
            money rates in the Wall Street Journal on the date of payment (or
            the prior date on which the Wall Street Journal was published if not
            published on the date of payment), plus one percent from the due
            date, until paid, applied to the outstanding balance from time to
            time. Any amount paid but later deemed not to have been due, will be
            repaid or credited with interest on the same terms.

      8.3   CURRENCY. All fees and charges listed and referred to in this
            Agreement are stated in and shall be paid in U.S. Dollars.

9.    ASSISTANCE.

9.1   BASIS FOR ASSISTANCE. Assistance, except to the extent included in
      Maintenance, is not included in this Agreement. If Licensee desires to
      purchase Assistance from RMSS or a RMSS Affiliate, such Assistance shall
      be provided pursuant to separate agreement.

10.   DISPUTE RESOLUTION.

10.1  DISPUTE RESOLUTION PROCEDURES. If, prior to the termination of this
      Agreement or the license granted herein, and prior to notice of
      termination given by either party to the other, a dispute arises between
      RMSS and Licensee with respect to the terms and conditions of this
      Agreement, or any subject matter governed by this Agreement (other than
      disputes regarding a party's compliance with the provisions of Sections 4
      and/or 6), such dispute shall be settled as set forth in this Section 10.
      If either party exercises its right to initiate the dispute resolution
      procedures under this Section 10, then during such procedure any time
      periods providing for termination of the Agreement or curing any material
      breach pursuant to the terms of this Agreement shall be suspended
      automatically, except with respect to any termination or breach arising
      out of Licensee's failure to make any undisputed timely and complete
      payments to RMSS under this Agreement. At such time as the dispute is
      resolved, if such dispute involved the payment of monies, interest at a
      rate equal to the prime rate as published in the table money rates in the
      Wall Street Journal on the date the dispute is resolved (or the prior date
      on which the Wall Street Journal was published if not published on the
      date the dispute was resolved) plus one percent for the period of dispute
      shall be paid to the party entitled to receive the disputed monies to
      compensate for the lapsed time between the date such disputed amount
      originally was to have been paid (or was paid) through the date monies are
      paid (or repaid) in settlement of the dispute. Disputes

                                       9

______ initials                                                 ______ initials
<PAGE>
      arising under Sections 4 or 6 may be resolved by judicial recourse or in
      any other manner agreed by the parties.

      10.2  ESCALATION PROCEDURES.

            (a)   Each of the parties shall escalate and negotiate, in good
                  faith, any claim or dispute that has not been satisfactorily
                  resolved between the parties at the level where the issue is
                  discovered and has immediate impact (excluding issues of title
                  to work product, which shall be initially addressed at the
                  general counsel level pursuant to Section 10.2(b) following)
                  that has not been satisfactorily resolved by the Presidents of
                  the particular business units or divisions involved. To this
                  end, each party shall escalate any and all unresolved disputes
                  or claims in accordance with this Section 10.2 at any time to
                  persons responsible for the administration of the relationship
                  reflected in this TEAM Software License Agreement. The
                  location, format, frequency, duration and conclusion of these
                  elevated discussions shall be left to the discretion of the
                  representatives involved. If such parties do not resolve the
                  underlying dispute within ten (10) days of its escalation to
                  them, then either party may notify the other in writing that
                  he/she desires to elevate the dispute or claim the President
                  of RMSS and the President of Licensee or their designated
                  representative(s) for resolution.

            (b)   Upon receipt by a party of a written notice escalating the
                  dispute to the company President level, the President of RMSS
                  and the President of Licensee or their designated
                  representative(s) shall promptly communicate with his/her
                  counter party, negotiate in good faith and use reasonable
                  efforts to resolve such dispute or claim. The location,
                  format, frequency, duration and conclusion of these elevated
                  discussions shall be left to the discretion of the
                  representatives involved. Upon agreement, such representatives
                  may utilize other alternative dispute resolution procedures to
                  assist in the negotiations. If the parties have not resolved
                  the dispute within ten (10) days after receipt of the notice
                  elevating the dispute to this level, either may once again
                  escalate the dispute to binding arbitration.

            (c)   All discussions and correspondence among the representatives
                  for purposes of these negotiations shall be treated as
                  Proprietary Information developed for purposes of settlement,
                  exempt from discovery and production, which shall not be
                  admissible in any subsequent proceedings between the parties.
                  Documents identified in or provided with such communications,
                  which are not prepared for purposes of the negotiations, are
                  not so exempted and may, if otherwise admissible, be admitted
                  in evidence in such subsequent proceeding.

                                       10

______ initials                                                 ______ initials

<PAGE>
      10.3  ARBITRATION PROCEDURES. If a claim, controversy or dispute between
            the parties with respect to the terms and conditions of this
            Agreement, or any subject matter governed by this Agreement (and not
            otherwise excepted), has not been timely resolved pursuant to the
            foregoing escalation process, upon notice either party may initiate
            binding arbitration of the issue in accordance with the following
            procedures.

            (a)   Either party may request arbitration by giving the other party
                  written notice to such effect, which notice shall describe, in
                  reasonable detail, the nature of the dispute, controversy or
                  claim. Such arbitration shall be governed by the then current
                  version of the Commercial Arbitration Rules and Mediation
                  Procedures of the American Arbitration Association. The
                  Arbitration will be conducted in Jacksonville, Florida in
                  front of one mutually agreed upon arbitrator.

            (b)   Each party shall bear its own fees, costs and expenses of the
                  arbitration and its own legal expenses, attorneys' fees and
                  costs of all experts and witnesses. Unless the award provides
                  otherwise, the fees and expenses of the arbitration
                  procedures, including the fees of the arbitrator or
                  arbitrators, will be shared equally by the involved parties.

            (c)   Any award rendered pursuant to such arbitration shall be
                  final, conclusive and binding upon the parties, and any
                  judgment thereon may be entered and enforced in any court of
                  competent jurisdiction.

      10.5  CONTINUATION OF SERVICES. Unless RMSS initiates an action for
            Licensee's failure to make timely and complete payment of undisputed
            amounts claimed due to RMSS, RMSS will continue to provide
            Maintenance under the Maintenance services agreement, and unless
            Licensee is unable to lawfully use the RMSS Software and
            Modifications thereto, Licensee will continue to make payments of
            undisputed amounts to RMSS, in accordance with this Agreement,
            notwithstanding a dispute between the parties relating hereto or
            otherwise.

11.   LIMITATION OF LIABILITY.

      11.1  EXCEPT TO THE EXTENT ARISING FROM GROSS NEGLIGENCE, WILLFUL
            MISCONDUCT, BY REASON OF AN INDEMNITY OBLIGATION HEREUNDER OR BY
            REASON OF A BREACH OF WARRANTY, EITHER PARTY'S LIABILITY FOR ANY
            CLAIM OR CAUSE OF ACTION WHETHER BASED IN CONTRACT, TORT OR
            OTHERWISE WHICH ARISES UNDER OR IS RELATED TO THIS AGREEMENT SHALL
            BE LIMITED TO THE OTHER PARTY'S DIRECT OUT-OF-

                                       11

______ initials                                                  ______ initials
<PAGE>
            POCKET DAMAGES, ACTUALLY INCURRED, WHICH UNDER NO CIRCUMSTANCES
            SHALL EXCEED, IN THE AGGREGATE, THE AMOUNT PAID BY LICENSEE TO RMSS
            UNDER THIS AGREEMENT FOR THE 12-MONTH PERIOD IMMEDIATELY PRECEDING
            THE DATE THE CLAIM AROSE.

      11.2  IN NO EVENT SHALL EITHER PARTY BE LIABLE FOR INDIRECT, SPECIAL,
            PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES OF ANY KIND WHATSOEVER
            OR THE CLAIMS OR DEMANDS MADE BY ANY THIRD PARTIES, WHETHER OR NOT
            IT HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

      11.3  LICENSEE SOFTWARE. RMSS has no obligation or liability, either
            express or implied, with respect to the compatibility of RMSS
            Software with any other software unless provided or specified by
            RMSS including, but not limited to, Licensee software and/or
            Licensee-provided third party software.

12.   INDEMNIFICATION.

      12.1  PROPERTY DAMAGE. Subject to Section 11 hereof, each party agrees to
            indemnify, defend and hold harmless the other and its officers,
            directors, employees, and affiliates (including, where applicable,
            the RMSS Affiliates and Licensee affiliates), and agents from any
            and all liabilities, losses, costs, damages and expenses (including
            reasonable attorneys' fees) arising from or in connection with the
            damage, loss (including theft) or destruction of any real property
            or tangible personal property of the indemnified party resulting
            from the actions or inactions of any employee, agent or
            subcontractor of the indemnifying party insofar as such damage
            arises out of or is ancillary to fulfilling its obligations under
            this Agreement and to the extent such damage is due to any
            negligence, breach of statutory duty, omission or default of the
            indemnifying party, its employees, agents or subcontractors.

      12.2  INFRINGEMENT OF RMSS SOFTWARE. RMSS agrees to defend at its own
            expense, any claim or action brought by any third party against
            Licensee and/or against its officers, directors, and employees and
            affiliates, for actual or alleged infringement within the United
            States of any patent, copyright or other intellectual property right
            (including, but not limited to, misappropriation of trade secrets)
            based upon the RMSS Software (except to the extent such infringement
            claim is caused by Licensee-specified Custom Modifications to the
            RMSS Software which could not have been made in a non-infringing
            manner) or caused by the combination of RMSS Software with software
            or hardware not provided, specified or approved by RMSS, or based
            upon the Third Party Software ("Indemnified RMSS Software").
            Licensee, at its sole discretion and cost, may participate in the
            defense and all

                                       12

______ initials                                                  ______ initials
<PAGE>
            negotiations for its settlement or compromise. RMSS further agrees
            to indemnify and hold Licensee, its officers, directors, employees
            and affiliates harmless from and against any and all liabilities,
            losses, costs, damages, and expenses (including reasonable
            attorneys' fees) associated with any such claim or action incurred
            by Licensee. RMSS shall conduct and control the defense of any such
            claim or action and negotiations for its settlement or compromise,
            by the payment of money. RMSS shall give Licensee, and Licensee
            shall give RMSS, as appropriate, prompt written notice of any
            written threat, warning or notice of any such claim or action
            against RMSS or Licensee, as appropriate, or any other user or any
            supplier of components of the Indemnified RMSS Software, which could
            have an adverse impact on Licensee's use of same, provided RMSS or
            Licensee, as appropriate, knows of such claim or action. If in any
            such suit so defended, all or any part of the Indemnified RMSS
            Software (or any component thereof) is held to constitute an
            infringement or violation of any other party's intellectual property
            rights and is enjoined, RMSS shall at its sole option take one or
            more of the following actions at no additional cost to Licensee: (i)
            procure the right to continue the use of the same without material
            interruption for Licensee; (ii) replace the same with non-infringing
            software; (iii) modify said Indemnified RMSS Software so as to be
            non-infringing; or (iv) take back the infringing Indemnified RMSS
            Software and credit Licensee with an amount equal to its purchase
            price. The foregoing represents the sole and exclusive remedy of
            Licensee for infringement or alleged infringement.

      12.3  DISPUTE RESOLUTION. The provisions of Section 12 shall apply with
            respect to the submission of any claim for indemnification under
            this Agreement and the resolution of any disputes relating to such
            claim.

13.   FORCE MAJEURE, TIME OF PERFORMANCE AND INCREASED COSTS.

      13.1  FORCE MAJEURE.

            (a)   Neither party shall be held liable for any delay or failure in
                  performance of its obligations under this Agreement from any
                  cause which with the observation of reasonable care, could not
                  have been avoided - which may include, without limitation,
                  acts of civil or military authority, government regulations,
                  government agencies, epidemics, war, terrorist acts, riots,
                  insurrections, fires, explosions, earthquakes, nuclear
                  accidents, floods, power blackouts affecting facilities (the
                  "Affected Performance").

            (b)   Upon the occurrence of a condition described in Section
                  13.1(a), the party whose performance is affected shall give
                  written notice to the other party describing the Affected
                  Performance, and the parties shall promptly confer, in good
                  faith, to agree upon equitable, reasonable action to

                                       13

______ initials                                                  ______ initials
<PAGE>
                  minimize the impact on both parties of such condition,
                  including, without limitation, implementing disaster recovery
                  procedures. The parties agree that the party whose performance
                  is affected shall use commercially reasonable efforts to
                  minimize the delay caused by the force majeure events and
                  recommence the Affected Performance. If the delay caused by
                  the force majeure event lasts for more than fifteen (15) Days,
                  the parties shall negotiate an equitable amendment to this
                  Agreement with respect to the Affected Performance. If the
                  parties are unable to agree upon an equitable amendment within
                  ten (10) Days after such fifteen (15)-Day period has expired,
                  then either party shall be entitled to serve thirty (30) Days'
                  notice of termination on the other party with respect to only
                  such Affected Performance. The remaining portion of the
                  Agreement that does not involve the Affected Performance shall
                  continue in full force and effect. RMSS shall be entitled to
                  be paid for that portion of the Affected Performance which it
                  completed through the termination date.

      13.2  TIME OF PERFORMANCE AND INCREASED COSTS. RMSS's time of performance
            under this Agreement shall be adjusted, if and to the extent
            reasonably necessary, in the event and to the extent that (i)
            Licensee fails to timely submit material data or materials in the
            prescribed form or in accordance with the requirements of this
            Agreement, (ii) Licensee fails to perform on a timely basis, the
            material functions or other responsibilities of Licensee described
            in this Agreement, (iii) Licensee or any governmental agency
            authorized to regulate or supervise Licensee makes any special
            request, which is affirmed by Licensee and/or compulsory on RMSS,
            which affects RMSS's normal performance schedule, or (iv) Licensee
            has modified the RMSS Software in a manner affecting RMSS's burden.
            In addition, if any of the above events occur, and such event
            results in an increased cost to RMSS, RMSS shall estimate such
            increased costs in writing in advance and, upon Licensee's approval,
            Licensee shall be required to pay any and all such reasonable,
            increased costs to RMSS upon documented expenditure, up to 110% of
            the estimate.

14.   NOTICES.

      14.1  NOTICES. Except as otherwise provided under this Agreement or in the
            Exhibits, all notices, demands or requests or other communications
            required or permitted to be given or delivered under this Agreement
            shall be in writing and shall be deemed to have been duly given when
            received by the designated recipient. Written notice may be
            delivered in person or sent via reputable air courier service and
            addressed as set forth below:

                                       14

______ initials                                                  ______ initials
<PAGE>
            If to Licensee:   Fidelity National Tax Service, Inc.
                              17911 Von Karman Avenue, Suite 300
                              Irvine, CA 92614
                              Attn: President

            with a copy to:   Fidelity National Information Services, Inc.
                              601 Riverside Avenue
                              Jacksonville, FL 32204
                              Attn: General Counsel

            If to RMSS:       Rocky Mountain Support Services, Inc.
                              601 Riverside Avenue
                              Jacksonville, FL 32204
                              Attn:  President

            with a copy to:   Fidelity National Financial, Inc.
                              601 Riverside Avenue
                              Jacksonville, FL 32204
                              Attn: General Counsel

      14.2  CHANGE OF ADDRESS. The address to which such notices, demands,
            requests, elections or other communications are to be given by
            either party may be changed by written notice given by such party to
            the other party pursuant to this Section.

15.   WARRANTIES.

      15.1  PERFORMANCE. For as long as RMSS is providing Maintenance to
            Licensee for the RMSS Software, RMSS warrants and represents that
            the RMSS Software and the Custom Modifications, as delivered to
            Licensee and the Base Modifications, will perform in all material
            respects in accordance with the respective Documentation, in concert
            and otherwise.

      15.2  PERFORMANCE OF OBLIGATIONS. Each party represents and warrants to
            the other that it shall perform its respective obligations under
            this Agreement, including Exhibits and Schedules, in a professional
            and workmanlike manner.

      15.3  COMPLIANCE WITH LAW. RMSS warrants that (i) it has the power and
            corporate authority to enter into and perform this Agreement, (ii)
            its performance of this Agreement does not and will not violate any
            governmental law, regulation, rule or order, contract, charter or
            by-law; (iii) it has sufficient right, title and interest in the
            RMSS Software to grant the licenses herein granted, (iv) it has
            received no written notice of any third party claim or threat of a
            claim alleging that any part of the RMSS Software infringes the
            rights of any third party in any of the United

                                       15

______ initials                                                  ______ initials
<PAGE>
            States, and (v) each item of RMSS Software provided by or for RMSS
            to Licensee shall be delivered free of undisclosed trapdoors, Trojan
            horses, time bombs, time outs, spyware, viruses or other code which,
            with the passage of time, in the absence of action or upon a
            trigger, would interfere with the normal use of, or access to, any
            file, datum or system.

      15.4  EXCLUSIVE WARRANTIES. EXCEPT AS PROVIDED IN THIS AGREEMENT, NEITHER
            PARTY MAKES ANY REPRESENTATION OR WARRANTY OF ANY KIND, EXPRESS,
            IMPLIED OR STATUTORY, INCLUDING BUT NOT LIMITED TO THE IMPLIED
            WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE,
            AND EACH PARTY AGREES THAT ALL REPRESENTATIONS AND WARRANTIES THAT
            ARE NOT EXPRESSLY PROVIDED IN THIS AGREEMENT ARE HEREBY EXCLUDED AND
            DISCLAIMED.

16.   MISCELLANEOUS.

      16.1  ASSIGNMENT. Except as set forth herein, neither party may sell,
            assign, convey, or transfer the licenses granted hereunder or any of
            such party's rights or interests, or delegate any of its obligations
            hereunder without the written consent of the other party. Any such
            consent shall be conditioned upon the understanding that this
            Agreement shall be binding upon the assigning party's successors and
            assigns. Either party may assign this Agreement to any direct or
            indirect subsidiary that is not a Competitor except that the
            assigning party shall remain responsible for all obligations under
            this Agreement including the payment of fees. Notwithstanding
            anything contained herein to the contrary, Licensee may not assign
            this Agreement to a Competitor.

      16.2  SEVERABILITY. Provided Licensee retains quiet enjoyment of the RMSS
            Software including Custom Modifications and Base Modifications, if
            any one or more of the provisions contained herein shall for any
            reason be held to be unenforceable in any respect under law, such
            unenforceability shall not affect any other provision of this
            Agreement, but this Agreement shall be construed as if such
            unenforceable provision or provisions had never been contained
            herein, provided that the removal of such offending term or
            provision does not materially alter the burdens or benefits of
            either of the parties under this Agreement or any Exhibit or
            Schedule.

      16.3  THIRD PARTY BENEFICIARIES. Except as set forth herein, the
            provisions of this Agreement are for the benefit of the parties and
            not for any other person. Should any third party institute
            proceedings, this Agreement shall not provide any such person with
            any remedy, claim, liability, reimbursement, cause of action, or
            other right.

                                       16

______ initials                                                  ______ initials
<PAGE>
      16.4  GOVERNING LAW; FORUM SELECTION; CONSENT OF JURISDICTION. This
            Agreement will be governed by and construed under the laws of the
            State of Florida, USA, without regard to principles of conflict of
            laws. The parties agree that the only circumstance in which disputes
            between them, not otherwise excepted from the resolution process
            described in Section 10, will not be subject to the provisions of
            Section 10 is where a party makes a good faith determination that a
            breach of the terms of this Agreement by the other party requires
            prompt and equitable relief. Each of the parties submits to the
            personal jurisdiction of any state or federal court sitting in
            Jacksonville, Florida with respect to such judicial proceedings.
            Each of the parties waives any defense of inconvenient forum to the
            maintenance of any action or proceeding so brought and waives any
            bond, surety or to other security that might be required of any
            party with respect thereto. Any party may make service on the other
            party by sending or delivering a copy of the process to the party to
            be served at the address set forth in Section 14 above. Nothing in
            this Section, however, shall affect the right of any party to serve
            legal process in any other manner permitted by law or in equity.
            Each party agrees that a final judgment in any action or proceeding
            so brought shall be conclusive and may be enforced by suit on the
            judgment or in any other manner provided by law or in equity.

      16.5  EXECUTED IN COUNTERPARTS. This Agreement may be executed in
            counterparts, each of which shall be an original, but such
            counterparts shall together constitute but one and the same
            document.

      16.6  CONSTRUCTION. The headings and numbering of sections in this
            Agreement are for convenience only and shall not be construed to
            define or limit any of the terms or affect the scope, meaning or
            interpretation of this Agreement or the particular section to which
            they relate. This Agreement and the provisions contained herein
            shall not be construed or interpreted for or against any party
            because that party drafted or caused its legal representative to
            draft any of its provisions.

      16.7  ENTIRE AGREEMENT. This Agreement, including the Exhibits and
            Schedules attached hereto and the agreements referenced herein
            constitute the entire agreement between the parties, and supersedes
            all prior oral or written agreements, representations, statements,
            negotiations, understandings, proposals, marketing brochures,
            correspondence and undertakings related thereto.

      16.8  AMENDMENTS AND WAIVERS. This Agreement may be amended only by
            written agreement signed by duly authorized representatives of each
            party. No waiver of any provisions of this Agreement and no consent
            to any default under this Agreement shall be effective unless the
            same shall be in writing and signed by or on behalf of both parties.
            No course of dealing or failure of any party to strictly

                                       17

______ initials                                                  ______ initials
<PAGE>
            enforce any term, right or condition of this Agreement shall be
            construed as a waiver of such term, right or condition. Waiver by
            either party of any default by the other party shall not be deemed a
            waiver of any other default.

      16.9  REMEDIES CUMULATIVE. Unless otherwise provided for under this
            Agreement, all rights of termination or cancellation, or other
            remedies set forth in this Agreement, are cumulative and are not
            intended to be exclusive of other remedies to which the injured
            party may be entitled by law or equity in case of any breach or
            threatened breach by the other party of any provision in this
            Agreement. Use of one or more remedies shall not bar use of any
            other remedy for the purpose of enforcing any provision of this
            Agreement.

      16.10 TAXES. All charges and fees to be paid under this Agreement are
            exclusive of any applicable sales, use, service or similar tax which
            may be assessed currently or in the future on the RMSS Software or
            related services provided under this Agreement. If a sales, use,
            services or a similar tax is assessed on the RMSS Software or
            related services provided to Licensee under this Agreement, Licensee
            will pay directly, reimburse or indemnify RMSS for such taxes as
            well as any applicable interest and penalties. Licensee shall pay
            such taxes in addition to the sums otherwise due under this
            Agreement. RMSS shall, to the extent it is aware of taxes, itemize
            them on a proper VAT, GST or other invoice submitted pursuant to
            this Agreement. All property, employment and income taxes based on
            the assets, employees and net income, respectively, of RMSS shall be
            RMSS's sole responsibility. The parties will cooperate with each
            other in determining the extent to which any tax is due and owing
            under the circumstances and shall provide and make available to each
            other any withholding certificates, information regarding the
            location of use of the RMSS Software or provision of the services or
            sale and any other exemption certificates or information reasonably
            requested by either party.

      16.11 PRESS RELEASES. The parties shall consult with each other in
            preparing any press release, public announcement, news media
            response or other form of release of information concerning this
            Agreement or the transactions contemplated hereby that is intended
            to provide such information to the news media or the public (a
            "Press Release"). Neither party shall issue or cause the publication
            of any such Press Release without the prior written consent of the
            other party; except that nothing herein will prohibit either party
            from issuing or causing publication of any such Press Release to the
            extent that such action is required by applicable law or the rules
            of any national stock exchange applicable to such party or its
            affiliates, in which case the party wishing to make such disclosure
            will, if practicable under the circumstances, notify the other party
            of the proposed time of issuance of such Press Release and consult
            with and allow the other party reasonable time to comment on such
            Press Release in advance of its issuance.

                                       18

______ initials                                                  ______ initials
<PAGE>
IN WITNESS WHEREOF, the parties have executed this Agreement as of the Effective
Date by their duly authorized representatives.

FIDELITY NATIONAL TAX SERVICE, INC.        ROCKY MOUNTAIN SUPPORT SERVICES, INC.

By:                                        By:
      -------------------------------            -------------------------------
Name:                                      Name:
      -------------------------------            -------------------------------
Title:                                     Title:
      -------------------------------            -------------------------------

                                       19
______ initials                                                  ______ initials<PAGE>

                                                                     EXHIBIT 4.2

                                    SPSS INC.

                                       and

                      COMPUTERSHARE INVESTOR SERVICES, LLC

                                       as
                                  Rights Agent

                      AMENDED AND RESTATED RIGHTS AGREEMENT

                           Dated as of August 31, 2004

<PAGE>
                               TABLE OF CONTENTS

<TABLE>
<CAPTION>
                                                                                              PAGE
<S>                                                                                           <C>
Section 1.        Certain Definitions...................................................        2

Section 2.        Appointment of Rights Agent...........................................        4

Section 3.        Issue of Right Certificates...........................................        4

Section 4.        Form of Right Certificates............................................        6

Section 5.        Countersignature and Registration.....................................        6

Section 6.        Transfer Split Up, Combination and Exchange of Right
                  Certificates: Mutilated, Destroyed, Lost or Stolen Right
                  Certificates..........................................................        7

Section 7.        Exercise of Rights; Purchase Price, Expiration Date of Rights.........        8

Section 8.        Cancellation and Destruction of Right Certificates....................        9

Section 9.        Availability of Common Shares.........................................        9

Section 10.       Common Shares Record Date.............................................       10

Section 11.       Adjustment of Purchase Price, Number of Shares or Number of Rights....       11

Section 12.       Certificate of Adjusted Purchase Price or Number of Shares............       17

Section 13.       Consolidation, Merger or Sale or Transfer of Assets or Earning Power..       17

Section 14.       Fractional Rights and Fractional Shares...............................       20

Section 15.       Rights of Action......................................................       20

Section 16.       Agreement of Right Holders............................................       21

Section 17.       Right Certificate Holder Not Deemed a Stockholder.....................       21

Section 18.       Concerning the Rights Agent...........................................       21

Section 19.       Merger or Consolidation or Change of Name of Rights Agent.............       22

Section 20.       Duties of Rights Agent................................................       23

Section 21.       Change of Rights Agent................................................       25

Section 22.       Issuance of New Right Certificates....................................       25

Section 23.       Redemption............................................................       26

Section 24.       Exchange..............................................................       27

Section 25.       Notice of Certain Events..............................................       28

Section 26.       Notices...............................................................       29

Section 27.       Supplements and Amendments............................................       30

Section 28.       Successors............................................................       30

Section 29.       Determinations and Actions by the Board of Directors..................       30
</TABLE>

                                      -i-
<PAGE>

                               TABLE OF CONTENTS
                                  (continued)

<TABLE>
                                                                                              PAGE
<S>                                                                                           <C>
Section 30.       Benefits of this Agreement............................................       31

Section 31.       Severability..........................................................       31

Section 32.       Governing Law.........................................................       31

Section 33.       Counterparts..........................................................       31

Section 34.       Descriptive Headings..................................................       31
</TABLE>

                                      -ii-
<PAGE>

                              AMENDED AND RESTATED
                                RIGHTS AGREEMENT

      This Amended and Restated Rights Agreement (the "Rights Agreement" or
"Agreement"), dated as of August 31, 2004, is by and between SPSS Inc., a
Delaware corporation (the "Company"), and Computershare Investor Services, LLC
(the "Rights Agent").

      WHEREAS, on February 20, 1998, the Company's Board of Directors (the
"Board") declared a dividend of one common share purchase right (a "Right") for
each Common Share (as hereinafter defined) of the Company outstanding on June
30, 1998 (the "Record Date"), each Right representing the right to purchase one
Common Share, upon the terms and subject to the conditions set forth in the
Rights Agreement, dated as of June 18, 1998, between the Company and the Harris
Trust and Savings Bank (the "1998 Agreement"), and further authorized and
directed the issuance of one Right with respect to each Common Share that has
and shall become outstanding between the Record Date and the earliest of the
Distribution Date, the Redemption Date and the Final Expiration Date (as such
terms are hereinafter defined);

      WHEREAS, with the execution of this Agreement, SPSS shall appoint
Computershare Investor Services, LLC, to replace Harris Trust and Savings Bank
as rights agent;

      WHEREAS, the Board has determined it to be in the best interest of the
Company and its stockholders to make certain amendments to the 1998 Agreement to
ensure that the 1998 Agreement is in compliance with changes in governing law,
which amendments will alter the terms of the Rights outstanding as of the date
hereof; and

      WHEREAS, pursuant to and in accordance with Section 27 of the 1998
Agreement, the Company desires to enter into the Amended and Restated Rights
Agreement to supercede the 1998 Agreement as set forth herein.

      NOW THEREFORE, in consideration of the premises and the mutual agreements
herein set forth, the parties hereby agree as follows:

      SECTION 1. CERTAIN DEFINITIONS. For purposes of this Agreement, the
following terms have the meanings indicated:

      (a)   "Acquiring Person" shall mean any Person (as such term is
hereinafter defined) who or which, together with all Affiliates and Associates
(as such terms are hereinafter defined) of such Person, shall be the Beneficial
Owner (as such term is hereinafter defined) of 15% or more of the Common Shares
of the Company then outstanding, but shall not include the Company, any
Subsidiary (as such term is hereinafter defined) of the Company, any employee
benefit plan of the Company or any Subsidiary of the Company, or any entity
holding Common Shares for or pursuant to the terms of any such plan.
Notwithstanding the foregoing, no Person shall become an "Acquiring Person" as
the result of an acquisition of Common Shares by the Company which, by reducing
the number of shares outstanding, increases the proportionate number of shares
beneficially owned by such Person to 15% or more of the Common Shares of the
Company then outstanding; provided, however, that if a Person shall become the
Beneficial

<PAGE>

Owner of 15% or more of the Common Shares of the Company then outstanding by
reason of share purchases by the Company and shall, after such share purchases
by the Company, become the Beneficial Owner of any additional Common Shares of
the Company, then such Person shall be deemed to be an "Acquiring Person".
Notwithstanding the foregoing, if the Board of Directors of the Company
determines in good faith that a Person who would otherwise be an "Acquiring
Person", as defined pursuant to the foregoing provisions of this paragraph (a),
has become such inadvertently, and such Person divests as promptly as
practicable a sufficient number of Common Shares so that such Person would no
longer be an "Acquiring Person," as defined pursuant to the foregoing provisions
of this paragraph (a), then such Person shall not be deemed to be an "Acquiring
Person" for any purposes of this Agreement.

      (b)   "Affiliate" and "Associate" shall have the respective meanings
ascribed to such terms in Rule 12(b)-2 of the General Rules and Regulations
under the Securities Exchange Act of 1934, as amended (the "Exchange Act"), as
in effect on the date of this Agreement.

      (c)   A Person shall be deemed the "Beneficial Owner" of and shall be
deemed to "beneficially own" any securities:

            (i)   which such Person or any of such Person's Affiliates or
      Associates beneficially owns, directly or indirectly;

            (ii)  which such Person or any of such Person's Affiliates or
      Associates directly or indirectly has (A) the right to acquire (whether
      such right is exercisable immediately or only after the passage of time)
      pursuant to any agreement, arrangement or understanding (other than
      customary agreements with and between underwriters and selling group
      members with respect to a bona fide public offering of securities), or
      upon the exercise of conversion rights, exchange rights, rights (other
      than these Rights), warrants or options, or otherwise; provided, however,
      that a Person shall not be deemed the Beneficial Owner of, or to
      beneficially own, securities tendered pursuant to a tender or exchange
      offer made by or on behalf of such Person or any of such Person's
      Affiliates or Associates until such tendered securities are accepted for
      purchase or exchange; or (B) the right to vote pursuant to any agreement,
      arrangement or understanding; provided, however, that a Person shall not
      be deemed the Beneficial Owner of, or to beneficially own, any security if
      the agreement, arrangement or understanding to vote such security (1)
      arises solely from a revocable proxy or consent given to such Person in
      response to a public proxy or consent solicitation made pursuant to, and
      in accordance with, the applicable rules and regulations promulgated under
      the Exchange Act and (2) is not also then reportable on Schedule 13D under
      the Exchange Act (or any comparable or successor report) ; or

            (iii) which are beneficially owned, directly or indirectly, by any
      other Person with which such Person or any of such Person's Affiliates or
      Associates has any agreement, arrangement or understanding (other than
      customary agreements with and between underwriters and selling group
      members with respect to a bona fide public offering of securities) for the
      purpose of acquiring, holding, voting (except to the extent contemplated
      by the proviso to Section 1(c) (ii) (B)) or disposing of any securities of
      the Company.

                                       2
<PAGE>

      Notwithstanding anything in this definition of Beneficial Ownership to the
contrary, the phrase "then outstanding," when used with reference to a Person's
beneficial ownership of securities of the Company, shall mean the number of such
securities then issued and outstanding together with the number of such
securities not then actually issued and outstanding which such Person would be
deemed to own beneficially hereunder, provided, however, that nothing in this
subsection (c) shall cause a Person engaged in business as an underwriter of
securities to be the "Beneficial Owner" of, or to "beneficially own," any
securities acquired through such Person's participation in good faith in a firm
commitment underwriting until the expiration of forty days after the date of
such acquisition.

      (d)   "Business Day" shall mean any day other than a Saturday, a Sunday,
or a day on which the New York Stock Exchange is closed.

      (e)   "Close of business" on any given date shall mean 5:00 P.M., Chicago,
Illinois time, on such date; provided, however, that if such date is not a
Business Day it shall mean 5:00 P.M., Chicago, Illinois time, on the next
succeeding Business Day.

      (f)   "Common Shares" when used with reference to the Company shall mean
the shares of common stock, par value $.0l per share, of the Company. "Common
Shares" when used with reference to any Person other than the Company shall mean
the capital stock (or equity interest) with the greatest voting power of such
other Person or, if such other Person is a Subsidiary of another Person, the
equity securities or other equity interest having power to control or direct the
management of such Person.

      (g)   "Distribution Date" shall have the meaning set forth in Section 3
hereof.

      (h)   "Final Expiration Date" shall have the meaning set forth in Section
7 hereof.

      (i)   "Person" shall mean any individual, firm, partnership, corporation
or other entity, and shall include any successor (by merger or otherwise) of
such entity.

      (j)   "Redemption Date" shall have the meaning set forth in Section 7
hereof.

      (k)   "Section 11(a) (ii) Event" shall mean the event described in Section
11(a) (ii).

      (l)   "Section 13 Event" shall mean any event described in clauses (x),
(y) or (z) of Section 13(a) hereof.

      (m)   "Shares Acquisition Date" shall mean the first date of public
announcement by the Company or an Acquiring Person that an Acquiring Person has
become such.

      (n)   "Subsidiary" of any Person shall mean any corporation or other
entity of which a majority of the voting power of the voting equity securities
or equity interest is owned, directly or indirectly, by such Person.

      SECTION 2. APPOINTMENT OF RIGHTS AGENT. Upon the execution of this
Agreement, the Company hereby terminates Harris Trust and Savings Bank as rights
agent and hereby appoints Computershare Investor Services, LLC as rights agent
in accordance with this Section

                                       3
<PAGE>

2. The Company hereby appoints the Rights Agent to act as agent for the Company
and the holders of the Rights (who, in accordance with Section 3 hereof, shall
prior to the Distribution Date also be the holders of the Common Shares) in
accordance with the terms and conditions hereof, and the Rights Agent hereby
accepts such appointment. The Company may from time to time appoint such
co-Rights Agents as it may deem necessary or desirable.

      SECTION 3. ISSUE OF RIGHT CERTIFICATES. (a) Until the earlier of (i) the
close of business on the tenth day after the Shares Acquisition Date or (ii) the
close of business on the tenth Business Day after the date of the commencement
by any Person (other than the Company, any Subsidiary of the Company, any
employee benefit plan of the Company or of any Subsidiary of the Company or any
entity holding Common Shares for or pursuant to the terms of any such plan) of,
or of the first public announcement of the intention of any Person (other than
the Company, any Subsidiary of the Company, any employee benefit plan of the
Company or of any Subsidiary of the Company or any entity holding Common Shares
for or pursuant to the terms of any such plan) to commence, a tender or exchange
offer the consummation of which would result in any Person becoming the
Beneficial Owner of Common Shares aggregating 15% or more of the then
outstanding Common Shares (the earlier of such dates being herein referred to as
the "Distribution Date"), (x) the Rights will be evidenced (subject to the
provisions of Section 3(b) hereof) by the certificates for Common Shares
registered in the names of the holders thereof (which certificates shall also be
deemed to be Right Certificates) and not by separate Right Certificates, and (y)
the right to receive Right Certificates will be transferable only in connection
with the transfer of Common Shares. As soon as practicable after the
Distribution Date, the Company will prepare and execute, the Rights Agent will
countersign, and the Company will send or cause to be sent (and the Rights Agent
will, if requested, send at the expense of the Company) by first-class, insured,
postage-prepaid mail, to each record holder of Common Shares as of the close of
business on the Distribution Date, at the address of such holder shown on the
records of the Company, a Right Certificate, in substantially the form of
Exhibit A hereto (a "Right Certificate"), evidencing one Right for each Common
Share so held. As of the Distribution Date, the Rights will be evidenced solely
by such Right Certificates. In the event that an adjustment in the number of
Rights per Common Share has been made pursuant to Section 11(i) hereof, at the
time of distribution of the Right Certificates, the Company may make the
necessary and appropriate rounding adjustments (in accordance with Section 14(a)
hereof) so that Right Certificates representing only whole numbers of Rights are
distributed and cash is paid in lieu of any fractional Rights pursuant to
Section 14, hereof.

      (b)   On the Record Date, or as soon as practicable thereafter, the
Company will send a copy of a Summary of Rights to Purchase Common Shares, in
substantially the form of Exhibit B hereto (the "Summary of Rights"), by
first-class, postage-prepaid mail, to each record holder of Common Shares as of
the close of business on the Record Date, at the address of such holder shown on
the records of the Company. With respect to certificates for Common Shares
outstanding as of the Record Date, until the Distribution Date, the Rights will
be evidenced by such certificates registered in the names of the holders thereof
together with a copy of the Summary of Rights attached thereto. Until the
Distribution Date (or the earlier of the Redemption Date or the Final Expiration
Date), the surrender for transfer of any certificate for Common Shares
outstanding on the Record Date, with or without a copy of the Summary of Rights
attached thereto, shall also constitute the transfer of the Rights associated
with the Common Shares represented thereby.

                                       4
<PAGE>

      (c)   Rights shall be issued in respect of all Common Shares which are
issued after the Record Date but prior to the earlier of the Distribution Date,
the Redemption Date, the Final Expiration Date, or in certain circumstances
provided in Section 22, after the Distribution Date. Certificates for Common
Shares which become outstanding (including, without limitation, reacquired
Common Shares referred to in the last sentence of this paragraph (c)) after the
Record Date but prior to the earliest of the Distribution Date, the Redemption
Date or the Final Expiration Date shall have impressed on, printed on, written
on or otherwise affixed to them the following legend:

      This certificate also evidences and entitles the holder hereof to certain
      rights as set forth in the Amended and Restated Rights Agreement between
      SPSS Inc. and Computershare Investor Services, LLC, dated as of August 31,
      2004 (the "Rights Agreement"), the terms of which are hereby incorporated
      herein by reference and a copy of which is on file at the principal
      executive offices of SPSS Inc. Under certain circumstances, as set forth
      in the Rights Agreement, such Rights will be evidenced by separate
      certificates and will no longer be evidenced by this certificate. SPSS
      Inc. will mail to the holder of this certificate a copy of the Rights
      Agreement without charge after receipt of a written request therefor.
      Under certain circumstances, as set forth in the Rights Agreement, Rights
      issued to any Person who becomes an Acquiring Person (as defined in the
      Rights Agreement) may become null and void.

      Any reference to the 1998 Agreement in the foregoing legend is a reference
to this Agreement and, after execution of any supplement to this Agreement, any
reference to the 1998 Agreement or this Agreement in the foregoing legend will
be a reference to this Agreement, as supplemented or amended. With respect to
such certificates containing the foregoing legend, until the Distribution Date,
the Rights associated with the Common Shares represented by such certificates
shall be evidenced by such certificates alone, and the surrender for transfer of
any such certificate shall also constitute the transfer of the Rights associated
with the Common Shares represented thereby. In the event that the Company
purchases or acquires any Common Shares after the Record Date but prior to the
Distribution Date, any Rights associated with such Common Shares shall be deemed
cancelled and retired so that the Company shall not be entitled to exercise any
Rights associated with the Common Shares which are no longer outstanding. The
failure to print the foregoing legend on any certificate representing Common
Shares or any other defect therein shall not affect in any manner whatsoever the
Rights evidenced by such certificate or the application or interpretation of the
provisions of Section 7(e) hereof.

      SECTION 4. FORM OF RIGHT CERTIFICATES.

      (a)   The Right Certificates (and the forms of election to purchase Common
Shares and of assignment to be printed on the reverse thereof) shall be
substantially the same as Exhibit A hereto and may have such marks of
identification or designation and such legends, summaries or endorsements
printed thereon as the Company may deem appropriate and as are not inconsistent
with the provisions of this Agreement, or as may be required to comply with any
applicable law or with any rule or regulation made pursuant thereto or with any
rule or regulation of any stock exchange on which the Rights may from time to
time be listed, or to conform to usage. Subject to the provisions of Section 22
hereof, the Right Certificates shall entitle the holders thereof to

                                       5
<PAGE>

purchase such number of Common Shares as shall be set forth therein at the price
per Common Share set forth therein (the "Purchase Price"), but the number of
such Common Shares and the Purchase Price shall be subject to adjustment as
provided herein.

      (b)   Any Right Certificate issued pursuant to Section 3(a) or Section 22
hereof that represents Rights beneficially owned by: (i) an Acquiring Person (or
any Associate or Affiliate of an Acquiring Person), (ii) a transferee of an
Acquiring Person (or any Associate or Affiliate of an Acquiring Person) which
becomes a transferee after the Acquiring Person becomes such, or (iii) a
transferee of an Acquiring Person (or any Associate or Affiliate of an Acquiring
Person) who becomes a transferee prior to or concurrently with the Acquiring
Person becoming such and receives such Right pursuant to either (A) a transfer
(whether or not for consideration) from the Acquiring Person (or any Associate
or Affiliate of such Acquiring Person) to holders of equity interests in such
Acquiring Person (or of such Associate or Affiliate) or to any Person with whom
the Acquiring Person has any continuing agreement, arrangement or understanding
(whether or not in writing) regarding the transferred rights or (B) a transfer
which the Board of Directors has determined is part of a plan, arrangement or
understanding (whether or not in writing) which has a primary purpose or effect
of the avoidance of Section 7(e) hereof, and any Right Certificate issued
pursuant to Section 6 or Section 11 hereof, upon transfer, exchange, replacement
or adjustment of any other Right Certificate referred to in this sentence, shall
contain (to the extent feasible) the following legend, modified as applicable to
apply to such Person:

      The Rights represented by this Right Certificate are or were beneficially
      owned by a person who was or became an Acquiring Person or Affiliate or
      Associate of an Acquiring Person (as such term is defined in the Rights
      Agreement). Accordingly, this Right Certificate and the Rights represented
      hereby may become null and void in the circumstances specified in Section
      7(e) of the Amended and Restated Rights Agreement between SPSS Inc. and
      Computershare Investor Services, LLC, dated as of August 31, 2004 (the
      "Rights Agreement").

                                       6
<PAGE>

      SECTION 5. COUNTERSIGNATURE AND REGISTRATION. The Right Certificates shall
be executed on behalf of the Company by its Chief Executive Officer, its
President, its Chief Financial Officer, or its Treasurer, either manually or by
facsimile signature, and shall be attested by the Secretary or an Assistant
Secretary of the Company, either manually or by facsimile signature. The Right
Certificates shall be countersigned by an authorized signatory of the Rights
Agent either manually or by facsimile signature and shall not be valid for any
purpose unless countersigned. In case any officer of the Company who shall have
signed any of the Right Certificates shall cease to be such officer of the
Company before countersignature by the Rights Agent and issuance and delivery by
the Company, such Right Certificates, nevertheless, may be countersigned by the
Rights Agent and issued and delivered by the Company with the same force and
effect as though the person who signed such Right Certificates had not ceased to
be such officer of the Company; and any Right Certificate may be signed on
behalf of the Company by any person who, at the actual date of the execution of
such Right Certificate, shall be a proper officer of the Company to sign such
Right Certificate, although at the date of the execution of this Rights
Agreement any such person was not such an officer.

      In case any authorized signatory of the Rights Agent who shall have
countersigned any of the Right Certificates shall cease to be such signatory
before delivery by the Company, such Right Certificates, nevertheless, may be
issued and delivered by the Company with the same force and effect as though the
person who countersigned such Right Certificate had not ceased to be such
signatory; and any Right Certificates may be countersigned on behalf of the
Rights Agent by any person who, at the actual date of the countersignature of
such Right Certificate, shall be a proper signatory of the Rights Agent to
countersign such Right Certificate, although at the date of the execution of
this Rights Agreement any such person was not such a signatory.

      Following the Distribution Date, the Rights Agent will keep or cause to be
kept, at its principal office, books for registration and transfer of the Right
Certificates issued hereunder. Such books shall show the names and addresses of
the respective holders of the Right Certificates, the number of Rights evidenced
on its face by each of the Right Certificates and the date of each of the Right
Certificates.

      SECTION 6. TRANSFER SPLIT UP, COMBINATION AND EXCHANGE OF RIGHT
CERTIFICATES: MUTILATED, DESTROYED, LOST OR STOLEN RIGHT CERTIFICATES. (a)
Subject to the provisions of Section 7(e), Section 11 and Section 14 hereof, at
any time after the close of business on the Distribution Date, and at or prior
to the close of business on the earlier of the Redemption Date or the Final
Expiration Date, any Right Certificate or Right Certificates (other than Right
Certificates representing Rights that have become void pursuant to Section 7(e)
or Section 11(a) (ii) hereof or that have been exchanged pursuant to Section 24
hereof) may be transferred, split up, combined or exchanged, for another Right
Certificate or Right Certificates, entitling the registered holder to purchase a
like number of Common Shares (or other securities or assets, as the case may be)
as the Right Certificate or Right Certificates surrendered then entitled such
holder to purchase. Any registered holder desiring to transfer, split up,
combine or exchange any Right Certificate or Right Certificates shall make such
request in writing delivered to the Rights Agent, and shall surrender the Right
Certificate or Right Certificates to be transferred, split up, combined or
exchanged, at the principal office of the Rights Agent. Neither the Rights Agent
nor the Company shall be obligated to take any action whatsoever with respect to
the transfer of any such surrendered Right Certificate until the registered
holder shall have completed and signed

                                       7
<PAGE>

the certificate contained in the form of assignment and certification thereto on
the reverse side of such Right Certificate and shall have provided such
additional evidence of the identity of the Beneficial Owner (or former
Beneficial Owner) or Affiliates or Associates thereof as the Company shall
reasonably request. Thereupon the Rights Agent shall subject to Section 7,
Section 11, Section 14 and Section 20(j), countersign and deliver to the person
entitled thereto a Right Certificate or Right Certificates, as the case may be,
as so requested. The Company may require payment of a sum sufficient to cover
any tax or governmental charge that may be imposed in connection with any
transfer, split up, combination or exchange of Right Certificates.

      (b)   Upon receipt by the Company and the Rights Agent of evidence
reasonably satisfactory to them of the loss, theft, destruction or mutilation of
a Right Certificate, and, in case of loss, theft or destruction, of indemnity or
security reasonably satisfactory to them, and, at the Company's request,
reimbursement to the Company and the Rights Agent of all reasonable expenses
incidental thereto, and upon surrender to the Rights Agent and cancellation of
the Right Certificate if mutilated, the Company will make and deliver a new
Right Certificate of like tenor to the Rights Agent for delivery to the
registered holder in lieu of the Right Certificate so lost, stolen, destroyed or
mutilated.

      SECTION 7. EXERCISE OF RIGHTS; PURCHASE PRICE, EXPIRATION DATE OF RIGHTS.
(a) Subject to Section 7(e) hereof, the registered holder of any Right
Certificate may exercise the Rights evidenced thereby (except as otherwise
provided herein) in whole or in part at any time after the Distribution Date
upon surrender of the Right Certificate, with the form of election to purchase
on the reverse side thereof duly executed and such additional evidence of the
identity of the Beneficial Owner (or former Beneficial Owner) or Affiliates or
Associates thereof as the Company shall reasonably request, to the Rights Agent
at the principal office of the Rights Agent, together with payment of the
Purchase Price for each Common Share as to which the Rights are exercised, at or
prior to the earliest of (i) the close of business on June 18, 2008 (the "Final
Expiration Date"), (ii) the time at which the Rights are redeemed as provided in
Section 23 hereof (the "Redemption Date"), or (iii) the time at which such
Rights are exchanged as provided in Section 24 hereof.

      (b)   The Purchase Price for each Common Share purchasable pursuant to the
exercise of a Right shall initially be $175, and shall be subject to adjustment
from time to time as provided in Section 11 or 13 hereof and shall be payable in
lawful money of the United States of America in accordance with paragraph (c)
below.

      (c)   Upon receipt of a Right Certificate representing exercisable Rights,
with the form of election to purchase duly executed, accompanied by payment of
the Purchase Price for the shares to be purchased and an amount equal to any
applicable transfer tax required to be paid by the holder of such Right
Certificate in accordance with Section 9 hereof by certified check, cashier's
check or money order payable to the order of the Company, the Rights Agent
shall, subject to Section 20(j), thereupon promptly (i) (A) requisition from any
transfer agent of the Common Shares certificates for the number of Common Shares
to be purchased and the Company hereby irrevocably authorizes its transfer agent
to comply with all such requests, or (B) requisition from the depositary agent
depositary receipts representing such number of Common Shares as are to be
purchased (in which case certificates for the Common Shares represented by such
receipts shall be deposited by the transfer agent with the depositary agent)

                                       8
<PAGE>

and the Company hereby directs the depositary agent to comply with such
request, (ii) when appropriate, requisition from the Company the amount of cash
to be paid in lieu of issuance of fractional shares in accordance with Section
14 hereof, (iii) after receipt of such certificates or depositary receipts,
cause the same to be delivered to or upon the order of the registered holder of
such Right Certificate, registered in such name or names as may be designated by
such holder and (iv) when appropriate, after receipt, deliver such cash to or
upon the order of the registered holder of such Right Certificate. In the event
the Company is obligated to issue other securities (including Common Shares) of
the Company or distribute other property pursuant to Section 11 hereof, the
Company will use its best efforts to make all arrangements necessary so that
such other securities or property are available for distribution by the Rights
Agent, if and when appropriate.

      (d)   In case the registered holder of any Right Certificate shall
exercise less than all the Rights evidenced thereby, a new Right Certificate
evidencing Rights equivalent to the Rights remaining unexercised shall be issued
by the Rights Agent to the registered holder of such Right Certificate or to his
duly authorized assigns, subject to the provisions of Section 14 hereof.

      (e)   Notwithstanding anything to the contrary in this Agreement, after
the first occurrence of any event under Section 11(a) (ii) or Section 13
hereunder, any Rights beneficially owned by (i) any Acquiring Person (or any
Associate or Affiliate of an Acquiring Person), (ii) a transferee of an
Acquiring Person (or any Associate or Affiliate of an Acquiring Person) which
becomes a transferee after the Acquiring Person becomes such, or (iii) a
transferee of an Acquiring Person (or any Associate or Affiliate of an Acquiring
Person) who becomes a transferee prior to or concurrently with the Acquiring
Person becoming such and receives such Rights pursuant to either (A) a transfer
(whether or not for consideration) from the Acquiring Person (or any Associate
or Affiliate of such Acquiring Person) to holders of equity interests in such
Acquiring Person (or of such Associate or Affiliate) or to any Person with whom
the Acquiring Person has any continuing agreement, arrangement or understanding
(whether or not in writing) regarding the transferred Rights, or (B) a transfer
that the Board of Directors of the Company has determined is part of a plan,
arrangement or understanding (whether or not in writing) which has as a primary
purpose or effect the avoidance of this Section 7(e), shall be null and void
without any further action, and no holder of such Rights shall have any rights
whatsoever with respect to such Rights, whether under any provision of this
Agreement or otherwise. The Company shall use all reasonable efforts to ensure
that the provisions of this Section 7(e) and 4(b) hereof are complied with, but
shall have no liability as to any holder of a Right Certificate or any other
Person as a results of its failure to make any determinations with respect to an
Acquiring Person, or any of its Affiliates, Associates or transferees hereunder.

      SECTION 8. CANCELLATION AND DESTRUCTION OF RIGHT CERTIFICATES. All Right
Certificates surrendered for the purpose of exercise, transfer, split up,
combination or exchange shall, if surrendered to the Company or to any of its
agents, be delivered to the Rights Agent for cancellation or in cancelled form,
or, if surrendered to the Rights Agent, shall be cancelled by it, and no Right
Certificates shall be issued in lieu thereof except as expressly permitted by
any of the provisions of this Rights Agreement. The Company shall deliver to the
Rights Agent for cancellation and retirement, and the Rights Agent shall so
cancel and retire, any other Right Certificate purchased or acquired by the
Company otherwise than upon the exercise thereof. The Rights Agent shall deliver
all cancelled Right Certificates to the Company, or shall, at the written

                                       9
<PAGE>

request of the Company, destroy such cancelled Right Certificates, and in such
case shall deliver a certificate of destruction thereof to the Company.

      SECTION 9. RESERVATION AND AVAILABILITY OF COMMON SHARES

      (a)   Subject to the Company's rights under Section 11(a) (iii) hereof to
otherwise fulfill its obligations hereunder, the Company covenants and agrees
that it will cause to be reserved and kept available out of its authorized and
unissued Common Shares or any Common Shares held in its treasury, the number of
Common Shares that will be sufficient to permit the exercise in full of all
outstanding Rights in accordance with Section 7; provided, however, that such
action need not be taken with respect to Common Shares (or other securities)
issuable upon exercise of the Rights until after such time as the Rights become
exercisable, and with respect to Common Shares (or other securities) issuable
upon occurrence of an event under Section 11(a) (ii) or Section 13, hereunder,
until the occurrence of such an event.

      (b)   The Company shall use its best efforts to (i) file, as soon as is
practicable following the earliest date after the first occurrence of an event
under Section 11(a) (ii) or Section 13 hereunder, in which the consideration to
be delivered by the Company upon exercise of the Rights has been determined in
accordance with this Agreement, or as soon as is required by law following the
Distribution Date, as the case may be, a registration statement under the
Securities Act of 1933, as amended (the "Securities Act"), with respect to the
securities purchasable upon exercise of the Rights on an appropriate form, (ii)
cause such registration statement to become effective as soon as practicable
after such filing and (iii) cause such registration statement to remain
effective (with a prospectus at all times meeting the requirements of the
Securities Act) until the earlier of (A) the date as of which the Rights are no
longer exercisable for such securities or (B) the Final Expiration Date. The
Company will also take such action as may be appropriate under, or to ensure
compliance with, the securities or "blue sky" laws of the various states and
other appropriate jurisdictions in connection with the exercisability of the
Rights. The Company may temporarily suspend, for a period of time not to exceed
ninety (90) days after the date set forth in clause (i) of the first sentence of
this paragraph, the exercisability of the Rights in order to prepare and file
such registration statement and permit it to become effective and to take such
actions under such other securities or blue sky laws and permit them to become
effective. Upon any such suspension, the Company shall issue a public
announcement stating that the exercisability of the Rights has been temporarily
suspended, as well as a public announcement at such time as the suspension is no
longer in effect. Notwithstanding any provision of this Agreement to the
contrary, the Rights shall not be exercisable in any jurisdiction if the
requisite qualification in such jurisdiction shall not have been obtained or the
exercise thereof shall not be permitted under applicable law or a registration
statement shall not have been declared effective.

      (c)   So long as the shares of Common Stock or other securities issuable
upon the exercise of Rights may be listed on any national securities exchange,
the Company shall use its best efforts to cause, from and after such time as the
Rights become exercisable (but only to the extent that it is reasonably likely
that the Rights will be exercised), all shares reserved for such issuance to be
listed on such exchange upon official notice of issuance upon such exercise.

                                       10
<PAGE>

      (d)   The Company covenants and agrees that it will take all such action
as may be necessary to ensure that all Common Shares or other securities
delivered upon exercise of Rights shall, at the time of delivery of the
certificates for such shares (subject to payment of the Purchase Price), be duly
and validly authorized and issued and fully paid and nonassessable shares.

      (e)   The Company further covenants and agrees that, subject to Sections 6
and 7(c), it will pay when due and payable any and all federal and state
transfer taxes and charges which may be payable in respect of the issuance or
delivery of the Right Certificates or of any Common Shares (or other securities
or property) upon the exercise of Rights. The Company shall not, however, be
required to pay any transfer tax which may be payable in respect of any transfer
or delivery of Right Certificates to a person other than, or the issuance or
delivery of certificates or depositary receipts for the Common Shares (or other
securities or property) in a name other than that of, the registered holder of
the Right Certificate evidencing Rights surrendered for exercise or to issue or
to deliver any certificates or depositary receipts for Common Shares (or other
securities or property) upon the exercise of any Rights until any such tax shall
have been paid (any such tax being payable by the holder of such Right
Certificate at the time of surrender) or until it has been established to the
Company's reasonable satisfaction that no such tax is due.

      SECTION 10. COMMON SHARES RECORD DATE. Each person in whose name any
certificate for Common Shares (or other securities) is issued upon the exercise
of Rights shall for all purposes be deemed to have become the holder of record
of the Common Shares (or other securities) represented thereby on, and such
certificate shall be dated, the date upon which the Right Certificate evidencing
such Rights was duly surrendered and payment of the Purchase Price (and any
applicable transfer taxes) was made; provided, however, that if the date of such
surrender and payment is a date upon which the Common Shares (or other
securities) transfer books of the Company are closed, such person shall be
deemed to have become the record holder of such shares on, and such certificate
shall be dated, the next succeeding Business Day on which the Common Shares (or
other securities) transfer books of the Company are open. Prior to the exercise
of the Rights evidenced thereby, the holder of a Right Certificate shall not be
entitled to any rights of a holder of Common Shares (or other securities) for
which the Rights shall be exercisable, including, without limitation, the right
to vote, to receive dividends or other distributions or to exercise any
preemptive rights, and shall not be entitled to receive any notice of any
proceedings of the Company, except as provided herein.

      SECTION 11. ADJUSTMENT OF PURCHASE PRICE, NUMBER OF SHARES OR NUMBER OF
RIGHTS. The Purchase Price, the number of any kind of securities covered by each
Right and the number of Rights outstanding are subject to adjustment from time
to time as provided in this Section 11.

      (a)   (i) In the event the Company shall at any time after the date of
this Agreement (A) declare a dividend on the Common Shares payable in Common
Shares, (B) subdivide the outstanding Common Shares, (C) combine the outstanding
Common Shares into a smaller number of Common Shares or (D) issue any shares of
its capital stock in a reclassification of the Common Shares (including any such
reclassification in connection with a consolidation or merger in which the
Company is the continuing or surviving corporation), except as otherwise
provided in this Section 11(a) and Section 7(e), the Purchase Price in effect at
the time of the

                                       11
<PAGE>

record date for such dividend or of the effective date of such subdivision,
combination or reclassification, and the number and kind of shares of capital
stock issuable on such date, shall be proportionately adjusted so that the
holder of any Right exercised after such time shall be entitled to receive upon
payment of the Purchase Price then in effect the aggregate number and kind of
shares of capital stock which, if such Right had been exercised immediately
prior to such date and at a time when the Common Shares (or other capital stock,
as the case may be) transfer books of the Company were open, such holder would
have owned upon such exercise and been entitled to receive by virtue of such
dividend, subdivision, combination or reclassification; provided, however, that
in no event shall the consideration to be paid upon the exercise of one Right be
less than the aggregate par value of the shares of capital stock of the Company
issuable upon exercise of one Right. If an event occurs that would require an
adjustment under both this Section 11(a) (i) and Section 11(a) (ii), the
adjustment provided for in this Section 11(a) (i) shall be in addition to, and
shall be made prior to, any adjustment required pursuant to Section 11 (a) (ii).

             (ii)  Subject to Section 24 and Section 7(e) of this Agreement, in
      the event any Person, alone or together with its Affiliates or Associates,
      is or becomes an Acquiring Person, except as a result of a transaction set
      forth in Section 13(a), then, each holder of a Right, except as provided
      below and in Section 7(e), shall thereafter have a right to receive, upon
      exercise thereof at a price equal to the then current Purchase Price
      multiplied by the number of Common Shares for which a Right is then
      exercisable, in accordance with the terms of this Agreement and in lieu of
      Common Shares, such number of Common Shares of the Company as shall equal
      the result obtained by (x) multiplying the then current Purchase Price by
      the number of Common Shares for which a Right is then exercisable and
      dividing that product by (y) 50% of the then current per share market
      price of the Company's Common Shares (determined pursuant to Section 11(d)
      hereof) on the date of the occurrence of such event (such number of shares
      is herein called the "Adjustment Shares"). In the event that any Person
      shall become an Acquiring Person and the Rights shall then be outstanding,
      the Company shall not take any action which would eliminate or diminish
      the benefits intended to be afforded by the Rights.

            (iii)  In the event that after the Distribution Date or, in the case
      of a Section 11(a) (ii) Event after the date of the occurrence of such
      Section 11(a) (ii) Event, the number of Common Shares which is authorized
      by the Company's articles of incorporation but not outstanding or reserved
      for issuance for purposes other than upon exercise of the Rights is not
      sufficient to permit the exercise in full of the Rights, the Company
      shall: (A) determine the excess of (1) the value of the Common Shares, or
      Adjustment Shares in accordance with Section 11 (a) (ii), as the case may
      be, issuable upon the exercise of a Right (the "Current Value") over (2)
      the Purchase Price (such excess is herein called the "Spread"), and (B)
      with respect to each Right, make adequate provision to substitute for the
      Common Shares, or Adjustments Shares, as the case may be, upon exercise of
      the Rights and payment of the applicable Purchase Price, (1) cash, (2) a
      reduction in the Purchase Price, (3) Common Shares of the same or
      different class or other equity securities of the Company (including,
      without limitation, shares, or units of shares, of preferred stock which
      the Board of Directors of the Company has deemed to have substantially the
      same economic value as Common Shares (such shares or units of shares of
      preferred stock are referred to herein as "common share equivalents")),
      (4) debt

                                       12
<PAGE>

      securities of the Company, (5) other assets, or (6) any combination of the
      foregoing having an aggregate value equal to the Current Value, where such
      aggregate value has been determined by the Board of Directors of the
      Company based upon the advice of a nationally recognized investment
      banking firm selected by the Board of Directors of the Company; provided,
      however, if the Company shall not have made adequate provision to deliver
      value pursuant to clause (B) above within thirty (30) days following the
      Distribution Date, or in the case of a Section 11(a) (ii) Event the later
      of (x) the first occurrence of a Section 11(a) (ii) Event and (y) the date
      on which the Company's right of redemption pursuant to Section 23(a)
      expires (the later of (x), and (y) being referred to herein as the
      "Section 11(a)(ii) Trigger Date"), then the Company shall be obligated to
      deliver, upon the surrender for exercise of a Right and without requiring
      payment of the Purchase Price, Common Shares (to the extent available) and
      then, if necessary, cash, which shares and/or cash have an aggregate value
      equal to the Spread. If the Board of Directors of the Company shall
      determine in good faith that it is likely that sufficient additional
      Common Shares could be authorized for issuance upon exercise in full of
      the Rights, the thirty (30) day period set forth above may be extended to
      the extent necessary, but not more than one hundred twenty (120) days
      after the Distribution Date or the Section 11(a) (ii) Trigger Date, as the
      case may be, in order that the Company may seek shareholder approval for
      the authorization of such additional shares (such period, as it may be
      extended, the "Substitution Period"). To the extent that the Company
      determines that some action should be taken pursuant to the first and/or
      second sentences of this Section 1l(a)(iii), the Company (x) shall
      provide, subject to Section 7(e) hereof, that such action shall apply
      uniformly to all outstanding Rights, and (y) may suspend the
      exercisability of the Rights until the expiration of the Substitution
      Period in order to seek any authorization of additional securities and/or
      to decide the appropriate form of distribution to be made pursuant to such
      first sentence and to determine the value thereof. In the event of any
      such suspension, the Company shall issue a public announcement stating
      that exercisability of the Rights has been temporarily suspended, as well
      as a public announcement at such time as the suspension is no longer in
      effect. For purposes of this Section 11(a) (iii), the value of the Common
      Shares shall be the current per share market price per Common Share (as
      defined in Section 11(d)) on the Distribution Date or the Section 11(a)
      (ii) Trigger Date, as the case may be, and the value of any "common share
      equivalent" shall be deemed to have the same value as the Common Shares on
      such date.

      (b)   In case the Company shall fix a record date for the issuance of
rights, options or warrants to all holders of Common Shares entitling them (for
a period expiring within 45 calendar days after such record date) to subscribe
for or purchase Common Shares (or shares having the same rights, privileges and
preferences as the Common Shares ("equivalent common shares")) or securities
convertible into Common Shares or equivalent common shares at a price per Common
Share or equivalent common share (or having a conversion price per share, if a
security convertible into Common Shares or equivalent common shares) less than
the then current per share market price of the Common Shares (as defined in
Section 11(d)) on such record date, the Purchase Price to be in effect after
such record date shall be determined by multiplying the Purchase Price in effect
immediately prior to such record date by a fraction, the numerator of which
shall be the number of Common Shares outstanding on such record date plus the
number of Common Shares which the aggregate offering price of the total number
of

                                       13
<PAGE>

Common Shares and/or equivalent common shares so to be offered (and/or the
aggregate initial conversion price of the convertible securities so to be
offered) would purchase at such current market price and the denominator of
which shall be the number of Common Shares outstanding on such record date plus
the number of additional Common Shares and/or equivalent common shares to be
offered for subscription or purchase (or into which the convertible securities
so to be offered are initially convertible); provided, however, that in no event
shall the consideration to be paid upon the exercise of one Right be less than
the aggregate par value of the shares of capital stock of the Company issuable
upon exercise of one Right. In case such subscription price may be paid in a
consideration part or all of which shall be in a form other than cash, the value
of such consideration shall be as determined in good faith by the Board of
Directors of the Company, whose determination shall be described in a statement
filed with the Rights Agent. Common Shares owned by or held for the account of
the Company shall not be deemed outstanding for the purpose of any such
computation. Such adjustment shall be made successively whenever such a record
date is fixed; and in the event that such rights, options or warrants are not so
issued, the Purchase Price shall be adjusted to be the Purchase Price which
would then be in effect if such record date had not been fixed.

      (c)   In case the Company shall fix a record date for the making of a
distribution to all holders of the Common Shares (including any such
distribution made in connection with a consolidation or merger in which the
Company is the continuing or surviving corporation) of evidences of indebtedness
or assets (other than a regular quarterly cash dividend or a dividend payable in
Common Shares) or subscription rights or warrants (excluding those referred to
in Section 11(b) hereof), the Purchase Price to be in effect after such record
date shall be determined by multiplying the Purchase Price in effect immediately
prior to such record date by a fraction, the numerator of which shall be the
then current per share market price of the Common Shares on such record date,
less the fair market value (as determined in good faith by the Board of
Directors of the Company, whose determination shall be described in a statement
filed with the Rights Agent) of the portion of the assets or evidences of
indebtedness so to be distributed or of such subscription rights or warrants
applicable to one Common Share and the denominator of which shall be such
current per share market price of the Common Shares; provided, however, that in
no event shall the consideration to be paid upon the exercise of one Right be
less than the aggregate par value of the shares of capital stock of the Company
to be issued upon exercise of one Right. Such adjustments shall be made
successively whenever such a record date is fixed; and in the event that such
distribution is not so made, the Purchase Price shall again be adjusted to be
the Purchase Price which would then be in effect if such record date had not
been fixed.

      (d)   For the purpose of any computation hereunder, the "current per share
market price" of any security (a "Security" for the purpose of this Section
11(d)(i)) on any date shall be deemed to be the average of the daily closing
prices per share of such Security for the thirty (30) consecutive Trading Days
(as such term is hereinafter defined) immediately prior to such date; provided,
however, that in the event that the current per share market price of the
Security is determined during a period following the announcement by the issuer
of such Security of (A) a dividend or distribution on such Security payable in
shares of such Security or securities convertible into such shares, or (B) any
subdivision, combination or reclassification of such Security and prior to the
expiration of thirty (30) Trading Days after the ex-dividend date for such
dividend or distribution, or the record date for such subdivision, combination
or

                                       14
<PAGE>

reclassification, then, and in each such case, the current per share market
price shall be appropriately adjusted to reflect the current market price per
share equivalent of such Security. The closing price for each day shall be the
last sale price, regular way, or, in case no such sale takes place on such day,
the average of the closing bid and asked prices, regular way, in either case as
reported in the principal consolidated transaction reporting system with respect
to securities listed or admitted to trading on the Nasdaq National Market or, if
the Security is not listed or admitted to trading on the Nasdaq National Market,
as reported in the principal consolidated transaction reporting system with
respect to securities listed on the principal national securities exchange on
which the Security is listed or admitted to trading or, if the Security is not
listed or admitted to trading on any national securities exchange, the last
quoted price or, if not so quoted, the average of the high bid and low asked
prices as reported by such other system then in use, or, if on any such date the
Security is not quoted by any such organization, the average of the closing bid
and asked prices as furnished by a professional market maker making a market in
the Security selected by the Board of Directors of the Company. If on any such
date no such market maker is making a market in the Securities, the fair value
of the Rights on such date as determined in good faith by the Board of Directors
shall be used. The term "Trading Day" shall mean a day on which the principal
national securities exchange on which the Security is listed or admitted to
trading is open for the transaction of business or, if the Security is not
listed or admitted to trading on any national securities exchange, a Business
Day.

      (e)   No adjustment in the Purchase Price shall be required unless such
adjustment would require an increase or decrease of at least 1% in the Purchase
Price; provided, however, that any adjustments which by reason of this Section
11(e) are not required to be made shall be carried forward and taken into
account in any subsequent adjustment. All calculations under this Section 11
shall be made to the nearest cent or to the nearest one ten-thousandth of a
Common Share or of any other share or security as the case may be.
Notwithstanding the first sentence of this Section 11(e), any adjustment
required by this Section 11 shall be made no later than the earlier of (i) three
years from the date of the transaction which requires such adjustment or (ii)
the date of the expiration of the right to exercise any Rights.

      (f)   If as a result of an adjustment made pursuant to Section 11(a) or
Section 13(a) hereof, the holder of any Right thereafter exercised shall become
entitled to receive any shares of capital stock of the Company other than Common
Shares, thereafter the number of such other shares so receivable upon exercise
of any Right shall be subject to adjustment from time to time in a manner and on
terms as nearly equivalent as practicable to the provisions with respect to the
shares contained in Section 11(a), (b), and (c) inclusive, and the provisions of
Sections 7, 9, 10, 13 and 14 with respect to the Common Shares shall apply on
like terms to any such other shares.

      (g)   All Rights originally issued by the Company subsequent to any
adjustment made to the Purchase Price hereunder shall evidence the right to
purchase, at the adjusted Purchase Price, the number of Common Shares
purchasable from time to time hereunder upon exercise of the Rights, all subject
to further adjustment as provided herein.

      (h)   Unless the Company shall have exercised its election as provided in
Section 11(i), upon each adjustment of the Purchase Price as a result of the
calculations made in Sections 11(b) and 11(c), each Right outstanding
immediately prior to the making of such adjustment shall

                                       15
<PAGE>

thereafter evidence the right to purchase, at the adjusted Purchase Price, that
number of a Common Shares (calculated to the nearest one one-millionth of a
Common Share) obtained by (i) multiplying (x) the number of Common Shares
covered by a Right immediately prior to this adjustment by (y) the Purchase
Price in effect immediately prior to such adjustment of the Purchase Price and
(ii) dividing the product so obtained by the Purchase Price in effect
immediately after such adjustment of the Purchase Price.

      (i) The Company may elect on or after the date of any adjustment of the
Purchase Price to adjust the number of Rights, in substitution for any
adjustment in the number of Common Shares purchasable upon the exercise of a
Right. Each of the Rights outstanding after such adjustment of the number of
Rights shall be exercisable for the number of Common Shares for which a Right
was exercisable immediately prior to such adjustment. Each Right held of record
prior to such adjustment of the number of Rights shall become that number of
Rights (calculated to the nearest one ten-thousandth) obtained by dividing the
Purchase Price in effect immediately prior to adjustment of the Purchase Price
by the Purchase Price in effect immediately after adjustment of the Purchase
Price. The Company shall make a public announcement of its election to adjust
the number of Rights, indicating the record date for the adjustment, and, if
known at the time, the amount of the adjustment to be made. This record date may
be the date on which the Purchase Price is adjusted or any day thereafter, but,
if the Right Certificates have been issued, shall be at least ten (10) days
later than the date of the public announcement. If Right Certificates have been
issued, upon each adjustment of the number of Rights pursuant to this Section
11(i), the Company shall, as promptly as practicable, cause to be distributed to
holders of record of Right Certificates on such record date Right Certificates
evidencing, subject to Section 14 hereof, the additional Rights to which such
holders shall be entitled as a result of such adjustment, or, at the option of
the Company, shall cause to be distributed to such holders of record in
substitution and replacement for the Right Certificates held by such holders
prior to the date of adjustment, and upon surrender thereof, if required by the
Company, new Right Certificates evidencing all the Rights to which such holders
shall be entitled after such adjustment. Right Certificates so to be distributed
shall be issued, executed and countersigned in the manner provided for herein
and shall be registered in the names of the holders of record of Right
Certificates on the record date specified in the public announcement.

      (j) Irrespective of any adjustment or change in the Purchase Price or the
number of Common Shares issuable upon the exercise of the Rights, the Right
Certificates theretofore and thereafter issued may continue to express the
Purchase Price and the number of Common Shares which were expressed in the
initial Right Certificates issued hereunder.

      (k) Before taking any action that would cause an adjustment reducing the
Purchase Price below the then par value, if any, of the Common Shares issuable
upon exercise of the Rights, the Company shall take any corporate action which
may, in the opinion of its counsel, be necessary in order that the Company may
validly and legally issue fully paid and nonassessable Common Shares at such
adjusted Purchase Price.

      (l) In any case in which this Section 11 shall require that an adjustment
in the Purchase Price be made effective as of a record date for a specified
event, the Company may elect to defer until the occurrence of such event the
issuing to the holder of any Right exercised after such record date of the
Common Shares and other capital stock or securities of the Company, if any,
issuable upon such exercise over and above the Common Shares and other capital
stock or securities of the

                                       16
<PAGE>

Company, if any, issuable upon such exercise on the basis of the Purchase Price
in effect prior to such adjustment; provided, however, that the Company shall
deliver to such holder a due bill or other appropriate instrument evidencing
such holder's right to receive such additional shares upon the occurrence of the
event requiring such adjustment.

      (m) Anything in this Section 11 to the contrary notwithstanding, the
Company shall be entitled to make such reductions in the Purchase Price, in
addition to those adjustments expressly required by this Section 11, as and to
the extent that it in its sole discretion shall determine to be advisable in
order that any (i) consolidation or subdivision of the Common Shares, (ii)
issuance wholly for cash of any Common Shares at less than the current market
price, (iii) issuance wholly for cash of Common Shares or securities which by
their terms are convertible into or exchangeable for Common Shares, (iv)
dividends on Common Shares payable in Common Shares or (v) issuance of rights,
options or warrants referred to hereinabove in Section 11(b), hereafter made by
the Company to holders of its Common Shares shall not be taxable to such
stockholders.

      (n) In the event that at any time after the date of this Agreement and
prior to the Distribution Date, the Company shall (i) declare or pay any
dividend on the Common Shares payable in Common Shares or (ii) effect a
subdivision, combination or consolidation of the Common Shares (by
reclassification or otherwise than by payment of dividends in Common Shares)
into a greater or lesser number of Common Shares, then in any such case (A) the
number of Common Shares purchasable after such event upon proper exercise of
each Right shall be determined by multiplying the number of Common Shares so
purchasable immediately prior to such event by a fraction, the numerator of
which is the number of Common Shares outstanding immediately before such event
and the denominator of which is the number of Common Shares outstanding
immediately after such event, and (B) each Common Share outstanding immediately
after such event shall have issued with respect to it that number of Rights
which each Common Share outstanding immediately prior to such event had issued
with respect to it. The adjustments provided for in this Section 11(n) shall be
made successively whenever such a dividend is declared or paid or such a
subdivision, combination or consolidation is effected.

      SECTION 12. CERTIFICATE OF ADJUSTED PURCHASE PRICE OR NUMBER OF SHARES.
Whenever an adjustment is made as provided in Section 11 or 13 hereof, the
Company shall promptly (a) prepare a certificate setting forth such adjustment,
and a brief statement of the facts accounting for such adjustment, (b) file with
the Rights Agent and with each transfer agent for the Common Shares a copy of
such certificate and (c) mail a brief summary thereof to each holder of a Right
Certificate in accordance with Section 25 hereof. The Rights Agent shall be
fully protected in relying on any such certificate and on any adjustment therein
contained, and shall not be obligated or responsible for calculating any
adjustment, nor shall it be deemed to have knowledge of such an adjustment
unless and until it shall have received such certificate.

      SECTION 13. CONSOLIDATION, MERGER OR SALE OR TRANSFER OF ASSETS OR EARNING
POWER. (a) In the event, directly or indirectly, at any time after a Person has
become an Acquiring Person, (x) the Company shall consolidate with, or merge
with and into, any other Person and the Company shall not be the continuing or
surviving corporation of such consolidation or merger, (y) any Person shall
consolidate with the Company, or merge with and

                                       17
<PAGE>

into the Company and the Company shall be the continuing or surviving
corporation of such merger and, in connection with such merger, all or part of
the Common Shares shall be changed into or exchanged for stock or other
securities of any other Person (or the Company) or cash or any other property,
or (z) the Company shall sell or otherwise transfer (or one or more of its
Subsidiaries shall sell or otherwise transfer), in one or more transactions,
assets or earning power aggregating 50% or more of the assets or earning power
of the Company and its Subsidiaries (taken as a whole) to any other Person other
than the Company or one or more of its wholly-owned Subsidiaries, then, and in
each such case, proper provision shall be made so that (i) each holder of a
Right (except as otherwise provided herein) shall thereafter have the right to
receive, upon the exercise thereof at a price equal to the then current Purchase
Price multiplied by the number of Common Shares for which a Right is then
exercisable, in accordance with the terms of this Agreement, such number of
Common Shares of the Principal Party (as defined hereinafter) including the
Company as the successor thereto or as the surviving corporation, not subject to
any liens, encumbrances, rights of call, rights of first refusal or other
adverse claims, as shall be equal to the result obtained by (A) multiplying the
then current Purchase Price by the number of Common Shares for which a Right is
then exercisable immediately prior to the first occurrence of a Section 13 Event
(or, if a Section 11(a) (ii) Event has occurred prior to the first occurrence of
a Section 13 Event, multiplying the Purchase Price in effect immediately prior
to the first occurrence of such Section 11(a) (ii) Event by the number of such
Common Shares for which a Right was exercisable immediately prior to the first
occurrence of a Section 11(a) (ii) Event) and dividing that product by (B) 50%
of the then current per share market price of the Common Shares of such
Principal Party (determined pursuant to Section 11(d) hereof) on the date of
consummation of such consolidation, merger, sale or transfer; (ii) such
Principal Party shall thereafter be liable for, and shall assume, by virtue of
such consolidation, merger, sale or transfer, all the obligations and duties of
the Company pursuant to this Agreement; (iii) the term "Company" shall
thereafter be deemed to refer to such Principal Party; (iv) such Principal Party
shall take such steps (including, but not limited to, the reservation of a
sufficient number of its Common Shares in accordance with Section 9 hereof) in
connection with such consummation as may be necessary to assure that the
provisions hereof shall thereafter be applicable, as nearly as reasonably may
be, in relation to the Common Shares thereafter deliverable upon the exercise of
the Rights and (v) the provisions of Section 11(a)(ii) hereof shall be of no
effect following the first occurrence of any Section 13 event. If, for any
reason, the Right cannot be exercised for the Common Shares of the Principal
Party, then a holder of Rights will have the right to exchange the Rights for
cash from such Principal Party in an amount equal to the number of shares of
such Principal Party's Common Shares the holder is entitled to purchase
multiplied by 50% of the then current per share market price, as described in
Section 11(d) hereof. If, for some reason, including, but not limited to,
instances where the Principal Party has no Common Shares, the foregoing
formulation cannot be applied to determine the cash amount to which the holder
of a Right is entitled, then the Board of Directors of the Company shall
determine such amount reasonably and with utmost good faith to such holders. Any
such determination shall be binding and final. If, in the case of a transaction
of the kind described in clause (z) of the first sentence of this Section 13
(a), the Person or Persons to whom assets or earning power are sold or otherwise
transferred are individuals, then the preceding sentences of this Section 13(a)
shall be inapplicable, and the Company shall require as a condition to such sale
or transfer that such Person or Persons pay to each holder of a Right
Certificate, upon its surrender to the Rights Agent and in exchange therefor
(without requiring payment by such holder), cash in the amount

                                       18
<PAGE>

determined by multiplying the then current Purchase Price by the number of
Common Shares for which a Right is then exercisable.

      (b) "Principal Party" shall mean:

            (i) in the case of any transaction described in clause (x) or (y) of
      the first sentence of Section 13(a), the Person (or the Company if it is
      the successor thereto or the surviving corporation) that is the issuer of
      any securities for or into which Common Shares of the Company are
      converted in such share exchange, merger or consolidation, and if no
      securities are so issued, the Person that is the other party to such
      merger or consolidation; and

            (ii) in the case of any transaction described in clause (z) of the
      first sentence of Section 13(a), the Person that is the party receiving
      the greatest portion of the assets or earning power transferred pursuant
      to such transaction or transactions;

provided, however, that in any such case, (1) if the Common Shares of such
Person are not at such time and have not been continuously over the preceding
twelve (12) month period registered under Section 12 of the Exchange Act, and
such Person is a direct or indirect Subsidiary of another Person the Common
Shares of which are and have been so registered, "Principal Party" shall refer
to such other Person; and (2) in case such Person is a Subsidiary, directly or
indirectly, of more than one Person, the Common Shares of two or more of which
are and have been so registered, "Principal Party" shall refer to whichever of
such Persons is the issuer of the Common Shares having the greatest aggregate
market value.

      (c) The Company shall not consummate any Section 13 Event unless the
Principal Party shall have a sufficient number of authorized shares of Common
Shares which have not been issued or reserved for issuance, or sufficient cash,
to permit the exercise in full of the Rights in accordance with this Section 13
and unless prior thereto the Company and such Principal Party shall have
executed and delivered to the Rights Agent a supplemental agreement providing
for the terms set forth in paragraphs (a) and (b) of this Section 13 and further
providing that, as soon as practicable after the date of any such Section 13
Event, the Principal Party will:

            (i) prepare and file a registration statement under the Securities
      Act, with respect to the Rights and the securities purchasable upon
      exercise of the Rights on an appropriate form, and will use its best
      efforts to cause such registration statement to (A) become effective as
      soon as practicable after such filing and (B) remain effective (with a
      prospectus at all times meeting the requirements of the Securities Act)
      until the Final Expiration Date;

            (ii) use its best efforts to qualify or register the Rights and the
      securities purchasable upon exercise of the Rights under the securities or
      blue sky laws of such jurisdictions as may be necessary or appropriate;
      and

            (iii) will deliver to holders of the Rights historical financial
      statements for the Principal Party and each of its Affiliates which comply
      in all respects with the requirements for registration on Form 10 under
      the Exchange Act.

                                       19
<PAGE>

      The provisions of this Section 13 shall similarly apply to successive
share exchanges, mergers or consolidations or sales or other transfers. In the
event that a Section 13 Event shall occur at any time after the first occurrence
of a Section 11(a) (ii) Event, the Rights which have not theretofore been
exercised shall thereafter become exercisable in the manner described in Section
13 (a). The Company shall not enter into any transaction of the kind referred to
in this Section 13 if at the time of such transaction there are any rights,
warrants, instruments or securities outstanding or any agreements or
arrangements which, as a result of the consummation of such transaction, would
eliminate or substantially diminish the benefits intended to be afforded by the
Rights.

      SECTION 14. FRACTIONAL RIGHTS AND FRACTIONAL SHARES. (a) The Company shall
not be required to issue fractions of Rights or to distribute Right Certificates
which evidence fractional Rights. In lieu of such fractional Rights, there shall
be paid to the registered holders of the Right Certificates with regard to which
such fractional Rights would otherwise be issuable, an amount in cash equal to
the same fraction of the current market value of a whole Right. For the purposes
of this Section 14(a), the current market value of a whole Right shall be the
closing price of the Rights for the Trading Day immediately prior to the date on
which such fractional Rights would have been otherwise issuable. The closing
price for any day shall be the last sale price, regular way, or, in case no such
sale takes place on such day, the average of the closing bid and asked prices,
regular way, in either case as reported in the principal consolidated
transaction reporting system with respect to securities listed or admitted to
trading on the Nasdaq National Market or, if the Rights are not listed or
admitted to trading on the Nasdaq National Market, as reported in the principal
consolidated transaction reporting system with respect to securities listed on
the principal national securities exchange on which the Rights are listed or
admitted to trading or, if the Rights are not listed or admitted to trading on
any national securities exchange, the last quoted price or, if not so quoted,
the average of the high bid and low asked prices as reported by such other
system then in use or, if on any such date the Rights are not quoted by any such
organization, the average of the closing bid and asked prices as furnished by a
professional market maker making a market in the Rights selected by the Board of
Directors of the Company. If on any such date no such market maker is making a
market in the Rights, the fair value of the Rights on such date as determined in
good faith by the Board of Directors of the Company shall be used.

      (b) The Company shall not be required to issue fractions of Common Shares
upon exercise of the Rights or to distribute certificates which evidence
fractional Common Shares. In lieu of fractional Common Shares, the Company shall
pay to the registered holders of Right Certificates at the time such Rights are
exercised as herein provided an amount in cash equal to the same fraction of the
current market value of a Common Share. For the purposes of this Section 14(b),
the current market value of a Common Share shall be the closing price of a
Common Share (as determined pursuant to the second sentence of Section 11(d) (i)
hereof) for the Trading Day immediately prior to the date of such exercise.

      (c) The holder of a Right by the acceptance of the Right expressly waives
his right to receive any fractional Rights or any fractional shares upon
exercise of a Right (except as provided above)

                                       20
<PAGE>

      SECTION 15. RIGHTS OF ACTION. All rights of action in respect of this
Agreement, excepting the rights of action given to the Rights Agent under
Section 18 hereof, are vested in the respective registered holders of the Right
Certificates (and, prior to the Distribution Date, the registered holders of the
Common Shares); and any registered holder of any Right Certificate (or, prior to
the Distribution Date, of the Common Shares), without the consent of the Rights
Agent or of the holder of any other Right Certificate (or, prior to the
Distribution Date, of the Common Shares), may, in his own behalf and for his own
benefit, enforce, and may institute and maintain any suit, action or proceeding
against the Company to enforce, or otherwise act in respect of, his right to
exercise the Rights evidenced by such Right Certificate in the manner provided
in such Right Certificate and in this Agreement. Without limiting the foregoing
or any remedies available to the holders of Rights, it is specifically
acknowledged that the holders of Rights would not have an adequate remedy at law
for any breach of this Agreement and will be entitled to specific performance of
the obligations under, and injunctive relief against actual or threatened
violations of the obligations of any Person subject to, this Agreement.

      SECTION 16. AGREEMENT OF RIGHT HOLDERS. Every holder of a Right, by
accepting the same, consents and agrees with the Company and the Rights Agent
and with every other holder of a Right that:

      (a) prior to the Distribution Date, the Rights will be transferable only
in connection with the transfer of the Common Shares;

      (b) after the Distribution Date, the Right Certificates are transferable
only on the registry books of the Rights Agent if surrendered at the principal
office of the Rights Agent, duly endorsed or accompanied by a proper instrument
of transfer;

      (c) subject to Section 6 and Section 7 hereof, the Company and the Rights
Agent may deem and treat the person in whose name the Right Certificate (or
prior to the Distribution Date, the associated Common Shares certificate) is
registered as the absolute owner thereof and of the Rights evidenced thereby
(notwithstanding any notations of ownership or writing on the Right Certificates
or the associated Common Shares certificate made by anyone other than the
Company or the Rights Agent) for all purposes whatsoever, and neither the
Company nor the Rights Agent, subject to 7(e) hereof, shall be affected by any
notice to the contrary; and

      (d) notwithstanding anything in this Agreement to the contrary, neither
the Company nor the Rights Agent shall have any liability to any holder of a
Right or other Person as a result of its inability to perform any of its
obligations under this Agreement by reason of any preliminary or permanent
injunction or other order, decree or ruling issued by a court of competent
jurisdiction or by a governmental, regulatory or administrative agency or
commission, or any statute, rule, regulation or executive order promulgated or
enacted by any governmental authority, prohibiting or otherwise restraining
performance of such obligation; provided, however, the Company must use its best
efforts to have any such order, decree or ruling lifted or otherwise overturned
as soon as possible.

      SECTION 17. RIGHT CERTIFICATE HOLDER NOT DEEMED A STOCKHOLDER. No holder,
as such, of any Right Certificate shall be entitled to vote, receive dividends
or be deemed for any purpose the holder of the Common Shares or any other
securities of the Company which may at

                                       21
<PAGE>

any time be issuable on the exercise of the Rights represented thereby, nor
shall anything contained herein or in any Right Certificate be construed to
confer upon the holder of any Right Certificate, as such, any of the rights of a
stockholder of the Company or any right to vote for the election of directors or
upon any matter submitted to stockholders at any meeting thereof, or to give or
withhold consent to any corporate action, or to receive notice of meetings or
other actions affecting stockholders (except as provided in Section 25 hereto),
or to receive dividends or subscription rights, or otherwise, until the Right or
Rights evidenced by such Right Certificate shall have been exercised in
accordance with the provisions hereof.

      SECTION 18. CONCERNING THE RIGHTS AGENT. The Company agrees to pay to the
Rights Agent reasonable compensation for all services rendered by it hereunder
and, from time to time, on demand of the Rights Agent, its reasonable expenses
and counsel fees and other disbursements incurred in the administration and
execution of this Agreement and the exercise and performance of its duties
hereunder. The Company also agrees to indemnify the Rights Agent for, and to
hold it harmless against, any loss, liability, or expense, incurred without
gross negligence, bad faith or willful misconduct on the part of the Rights
Agent, for anything done or omitted by the Rights Agent in connection with the
acceptance and administration of this Agreement, including the costs and
expenses of defending against any claim of liability arising therefrom. The
indemnity provided for herein shall survive the expiration of the Rights, the
termination of this Agreement, and the resignation or removal of the Rights
Agent. The costs and expenses of enforcing this right of indemnification shall
also be paid by the Company.

      The Rights Agent may conclusively rely upon and shall be protected and
shall incur no liability for, or in respect of any action taken, suffered or
omitted by it in connection with, its administration of this Agreement in
reliance upon any Right Certificate or certificate for the Common Shares or
Common Shares or for other securities of the Company, instrument of assignment
or transfer, power of attorney, endorsement, affidavit, letter, notice,
direction, consent, certificate, statement, or other paper or document believed
by it to be genuine and to be signed, executed and, where necessary, verified or
acknowledged, by the proper person or persons, or otherwise upon the advice of
counsel as set forth in Section 20 hereof.

      Notwithstanding anything in this Agreement to the contrary, in no event
shall the Rights Agent be liable for special, indirect or consequential loss or
damage of any kind whatsoever (including but not limited to lost profits), even
if the Rights Agent has been advised of the likelihood of such loss or damage
and regardless of the form of the action.

      SECTION 19. MERGER OR CONSOLIDATION OR CHANGE OF NAME OF RIGHTS AGENT. Any
corporation into which the Rights Agent or any successor Rights Agent may be
merged or with which it may be consolidated, or any corporation resulting from
any merger or consolidation to which the Rights Agent or any successor Rights
Agent shall be a party, or any corporation succeeding to the stock transfer or
corporate trust powers of the Rights Agent or any successor Rights Agent, shall
be the successor to the Rights Agent under this Agreement without the execution
or filing of any paper or any further act on the part of any of the parties
hereto; provided, that such corporation would be eligible for appointment as a
successor Rights Agent under the provisions of Section 21 hereof. In case at the
time such successor Rights Agent shall succeed to the agency created by this
Agreement, any of the Right Certificates shall have been countersigned but not
delivered, any such successor Rights Agent may adopt the

                                       22
<PAGE>

countersignature of the predecessor Rights Agent and deliver such Right
Certificates so countersigned; and in case at that time any of the Right
Certificates shall not have been countersigned, any successor Rights Agent may
countersign such Right Certificates either in the name of the predecessor Rights
Agent or in the name of the successor Rights Agent; and in all such cases such
Right Certificates shall have the full force provided in the Right Certificates
and in this Agreement.

      In case at any time the name of the Rights Agent shall be changed and at
such time any of the Right Certificates shall have been countersigned but not
delivered, the Rights Agent may adopt the countersignature under its prior name
and deliver Right Certificates so countersigned; and in case at that time any of
the Right Certificates shall not have been countersigned, the Rights Agent may
countersign such Right Certificates either in its prior name or in its changed
name; and in all such cases such Right Certificates shall have the full force
provided in the Right Certificates and in this Agreement.

      SECTION 20. DUTIES OF RIGHTS AGENT. The Rights Agent undertakes the duties
and obligations imposed by this Agreement upon the following terms and
conditions, and no implied duties or obligations shall be read into this
Agreement against the Rights Agent, by all of which the Company and the holders
of Right Certificates, by their acceptance thereof, shall be bound:

      (a) Before the Rights Agent acts or refrains from acting, the Rights Agent
may consult with legal counsel (who may be legal counsel for the Company), and
the opinion of such counsel shall be full and complete authorization and
protection to the Rights Agent as to any action taken or omitted by it in good
faith and in accordance with such opinion.

      (b) Whenever in the performance of its duties under this Agreement the
Rights Agent shall deem it necessary or desirable that any fact or matter be
proved or established by the Company prior to taking or suffering any action
hereunder, such fact or matter (unless other evidence in respect thereof be
herein specifically prescribed) may be deemed to be conclusively proved and
established by a certificate signed by any one of the Chief Executive Officer,
the President, the Chief Financial Officer, the Treasurer or the Secretary of
the Company and delivered to the Rights Agent; and such certificate shall be
full authorization to the Rights Agent for any action taken or suffered in good
faith by it under the provisions of this Agreement in reliance upon such
certificate.

      (c) The Rights Agent shall be liable hereunder to the Company and any
other Person only for its own gross negligence, bad faith or willful misconduct.

      (d) The Rights Agent shall not be liable for or by reason of any of the
statements of fact or recitals contained in this Agreement or in the Right
Certificates (except its countersignature thereof) or be required to verify the
same, but all such statements and recitals are and shall be deemed to have been
made by the Company only.

      (e) The Rights Agent shall not be under any responsibility in respect of
the validity of this Agreement or the execution and delivery hereof (except the
due execution hereof by the Rights Agent) or in respect of the validity or
execution of any Right Certificate (except its countersignature thereof); nor
shall it be responsible for any breach by the Company of any

                                       23
<PAGE>

covenant or condition contained in this Agreement or in any Right Certificate;
nor shall it be responsible for any change in the exercisability of the Rights
(including the Rights becoming void pursuant to Section 7(e) or Section 11(a)
(ii) hereof) or any adjustment in the terms of the Rights (including the manner,
method or amount thereof) provided for in Section 3, 11, 13, 23 or 24, or the
ascertaining of the existence of facts that would require any such change or
adjustment (except with respect to the exercise of Rights evidenced by Right
Certificates after actual notice that such change or adjustment is required);
nor shall it by any act hereunder be deemed to make any representation or
warranty as to the authorization or reservation of any Common Shares to be
issued pursuant to this Agreement or any Right Certificate or as to whether any
Common Shares will, when issued, be validly authorized and issued, fully paid
and nonassessable.

      (f) The Company agrees that it will perform, execute, acknowledge and
deliver or cause to be performed, executed, acknowledged and delivered all such
further and other acts, instruments and assurances as may reasonably be required
by the Rights Agent for the carrying out or performing by the Rights Agent of
the provisions of this Agreement.

      (g) The Rights Agent is hereby authorized and directed to accept
instructions with respect to the performance of its duties hereunder from any
one of the Chief Executive Officer, the President, the Chief Financial Officer,
the Secretary or the Treasurer of the Company, and to apply to such officers for
advice or instructions in connection with its duties, and it shall not be liable
for any action taken or suffered by it in good faith in accordance with
instructions of any such officer or for any delay in acting while waiting for
those instructions.

      Any application by the Rights Agent for written instructions from the
Company may, at the option of the Rights Agent, set forth in writing any action
proposed to be taken or omitted by the Rights Agent under this Rights Agreement
and the date on or after which such action shall be taken or such omission shall
be effective. The Rights Agent shall not be liable for any action taken by, or
omission of, the Rights Agent in accordance with a proposal included in any such
application on or after the date specified in such application (which date shall
not be less than ten Business Days after the date any officer of the Company
actually receives such application, unless any such officer shall have consented
in writing to an earlier date) unless, prior to taking any such action (or the
effective date in the case of an omission), the Rights Agent shall have received
written instructions in response to such application subject to the proposed
action or omission and/or specifying the action to be taken or omitted.

      (h) The Rights Agent and any stockholder, director, officer or employee of
the Rights Agent may buy, sell or deal in any of the Rights or other securities
of the Company or become pecuniarily interested in any transaction in which the
Company may be interested, or contract with or lend money to the Company or
otherwise act as fully and freely as though it were not Rights Agent under this
Agreement. Nothing herein shall preclude the Rights Agent from acting in any
other capacity for the Company or for any other legal entity.

      (i) The Rights Agent may execute and exercise any of the rights or powers
hereby vested in it or perform any duty hereunder either itself or by or through
its attorneys or agents, and the Rights Agent shall not be answerable or
accountable for any act, default, neglect or misconduct of any such attorneys or
agents or for any loss to the Company resulting from any

                                       24
<PAGE>

such act, default, neglect or misconduct, provided reasonable care was exercised
in the selection and continued employment thereof.

      (j) If, with respect to any Right Certificate surrendered to the Rights
Agent for exercise or transfer, the certificate attached to the form of
assignment or form of election to purchase, as the case may be, has either not
been completed or indicates an affirmative response to clause 1 or 2 thereof,
the Rights Agent shall not take any further action with respect to such
requested exercise of transfer without first consulting with the Company.

      (k) No provision of this Agreement shall require the Rights Agent to
expend or risk its own funds or otherwise incur any financial liability in the
performance of any of its duties hereunder or in the exercise of its rights if
there shall be reasonable grounds for believing that repayment of such funds or
adequate indemnification against such risk or liability is not reasonably
assured to it.

      (l) The Rights Agent shall not be required to take notice or be deemed to
have notice of any fact, event or determination (including, without limitation,
any dates or events defined in this Agreement or the designation of any Person
as an Acquiring Person, Affiliate or Associate) under this Agreement unless and
until the Rights Agent shall be specifically notified in writing by the Company
of such fact, event or determination.

      SECTION 21. CHANGE OF RIGHTS AGENT. The Rights Agent or any successor
Rights Agent may resign and be discharged from its duties under this Agreement
upon thirty (30) days' notice in writing mailed to the Company and to each
transfer agent of the Common Shares by registered or certified mail and, at the
expense of the Company, to the holders of the Right Certificates by first-class
mail. The Company may remove the Rights Agent or any successor Rights Agent upon
thirty (30) days' notice in writing, mailed to the Rights Agent or successor
Rights Agent, as the case may be, and to each transfer agent of the Common
Shares by registered or certified mail, and to the holders of the Right
Certificates by first-class mail. If the Rights Agent shall resign or be removed
or shall otherwise become incapable of acting, the Company shall appoint a
successor to the Rights Agent. If the Company shall fail to make such
appointment within a period of thirty (30) days after giving notice of such
removal or after it has been notified in writing of such resignation or
incapacity by the resigning or incapacitated Rights Agent or by the holder of a
Right Certificate (who shall, with such notice, submit his Right Certificate for
inspection by the Company), then the Company shall become the temporary Rights
Agent and the registered holder of any Right Certificate may apply to any court
of competent jurisdiction for the appointment of a new Rights Agent. Any
successor Rights Agent, whether appointed by the Company or by such a court,
shall be an entity organized and doing business under the laws of the United
States or any state so long as such entity is authorized to do business as a
banking institution in the State of Illinois, in good standing, having an office
in the State of Illinois, which is authorized under such laws to exercise
corporate trust or stock transfer powers and is subject to supervision or
examination by federal or state authority and which has at the time of its
appointment as Rights Agent, a combined capital and surplus of at least $10
million. After appointment, the successor Rights Agent shall be vested with the
same powers, rights, duties and responsibilities as if it had been originally
named as Rights Agent without further act or deed; but the predecessor Rights
Agent shall deliver and transfer to the successor Rights Agent any property at
the time held by it hereunder, and execute and deliver

                                       25
<PAGE>

any further assurance, conveyance, act or deed necessary for the purpose. Not
later than the effective date of any such appointment the Company shall file
notice thereof in writing with the predecessor Rights Agent and each transfer
agent of the Common Shares and mail a notice thereof in writing to the
registered holders of the Right Certificates. Failure to give any notice
provided for in this Section 21, however, or any defect therein, shall not
affect the legality or validity of the resignation or removal of the Rights
Agent or the appointment of the successor Rights Agent, as the case may be.

      SECTION 22. ISSUANCE OF NEW RIGHT CERTIFICATES. Notwithstanding any of the
provisions of this Agreement or of the Rights to the contrary, the Company may,
at its option, issue new Right Certificates evidencing Rights in such form as
may be approved by its Board of Directors to reflect any adjustment or change in
the Purchase Price and the number or kind or class of shares or other securities
or property purchasable under the Right Certificates made in accordance with the
provisions of this Agreement. In addition, in connection with the issuance or
sale of Common Shares following the Distribution Date and prior to the
redemption or expiration of the Rights, the Company (a) shall, with respect to
Common Shares so issued or sold (i) pursuant to the exercise of stock options or
under any employee plan or arrangement, or (ii) upon the exercise, conversion or
exchange of securities hereinafter issued by the Company, and (b) may, in any
other case, if deemed necessary or appropriate by the Board of Directors of the
Company, issue Right Certificates representing the appropriate number of Rights
in connection with such issuance or sale; provided, however, that (i) no such
Right Certificate shall be issued if, and to the extent that, the Company shall
be advised by counsel that such issuance would create a significant risk of
material adverse tax consequences to the Company or to the Person to whom such
Right Certificate would be issued, and (ii) no such Right Certificate shall be
issued if, and to the extent that, appropriate adjustments shall otherwise have
been made in lieu of the issuance thereof.

      SECTION 23. REDEMPTION. (a) The Board of Directors of the Company may, at
its option, at any time prior to such time as any Person becomes an Acquiring
Person, redeem all but not less than all the then outstanding Rights at a
redemption price of $.01 per Right, appropriately adjusted to reflect any stock
split, stock dividend or similar transaction occurring after the date hereof
(such redemption price being hereinafter referred to as the "Redemption Price").
The redemption of the Rights by the Board of Directors may be made effective at
such time, on such basis and with such conditions as the Board of Directors in
its sole discretion may establish. The Company, may, at its option, pay the
Redemption Price in cash (whether in United States dollars or in such other
currency or currencies as the Board of Directors may determine), Common Shares
(based on the current market price per share at the time of redemption) or any
other form of consideration deemed appropriate by the Board of Directors.

      (b) Immediately upon the action of the Board of Directors of the Company
ordering the redemption of the Rights pursuant to paragraph (a) of this Section
23, and without any further action and without any notice, the right to exercise
the Rights will terminate and the only right thereafter of the holders of Rights
shall be to receive the Redemption Price. The Company shall promptly give public
notice of any such redemption; provided, however, that the failure to give, or
any defect in, any such notice shall not affect the validity of such redemption.
Within ten (10) days after such action of the Board of Directors ordering the
redemption of the Rights, the Company shall mail a notice of redemption to all
the holders of the then outstanding Rights at

                                       26
<PAGE>

their last addresses as they appear upon the registry books of the Rights Agent
or, prior to the Distribution Date, on the registry books of the transfer agent
for the Common Shares. Any notice which is mailed in the manner herein provided
shall be deemed given, whether or not the holder receives the notice. Each such
notice of redemption will state the method by which the payment of the
Redemption Price will be made. Neither the Company nor any of its Affiliates or
Associates may redeem, acquire or purchase for value any Rights at any time in
any manner other than that specifically set forth in this Section 23 or in
Section 24 hereof] and other than in connection with the purchase of Common
Shares prior to the Distribution Date.

      SECTION 24. EXCHANGE. (a) The Board of Directors of the Company may, at
its option, at any time after any Person becomes an Acquiring Person, exchange
all or part of the then outstanding and exercisable Rights (which shall not
include Rights that have become void pursuant to the provisions of Section 7(e)
and Section 11(a) (ii) hereof) for Common Shares at an exchange ratio of one
Common Share per Right, appropriately adjusted to reflect any stock split, stock
dividend or similar transaction occurring after the date hereof (such exchange
ratio being hereinafter referred to as the "Exchange Ratio"). Notwithstanding
the foregoing, the Board of Directors shall not be empowered to effect such
exchange at any time after any Person (other than the Company, any Subsidiary of
the Company, any employee benefit plan of the Company or any such Subsidiary, or
any entity holding Common Shares for or pursuant to the terms of any such plan),
together with all Affiliates and Associates of such Person, becomes the
Beneficial Owner of 50% or more of the Common Shares then outstanding.

      (b) Immediately upon the action of the Board of Directors of the Company
ordering the exchange of any Rights pursuant to paragraph (a) of this Section 24
and without any further action and without any notice, the right to exercise
such Rights shall terminate and the only right thereafter of a holder of such
Rights shall be to receive that number of Common Shares equal to the number of
such Rights held by such holder multiplied by the Exchange Ratio. The Company
shall promptly give public notice of any such exchange; provided, however, that
the failure to give, or any defect in, such notice shall not affect the validity
of such exchange. The Company promptly shall mail a notice of any such exchange
to all of the holders of such Rights at their last addresses as they appear upon
the registry books of the Rights Agent. Any notice which is mailed in the manner
herein provided shall be deemed given, whether or not the holder receives the
notice. Each such notice of exchange will state the method by which the exchange
of the Common Shares for Rights will be effected and, in the event of any
partial exchange, the number of Rights which will be exchanged. Any partial
exchange shall be effected pro rata based on the number of Rights (other than
Rights which have become void pursuant to the provisions of Section 7(e) and
Section 11(a) (ii) hereof) held by each holder of Rights.

      (c) In the event that there shall not be sufficient Common Shares issued
but not outstanding or authorized but unissued to permit any exchange of Rights
as contemplated in accordance with this Section 24, the Company shall take all
such action as may be necessary to authorize additional Common Shares for
issuance upon exchange of the Rights or shall take such other action specified
in Section 11(a) (iii) hereof.

      (d) The Company shall not be required to issue fractions of Common Shares
or to distribute certificates which evidence fractional Common Shares. In lieu
of such fractional Common Shares, the Company shall pay to the registered
holders of the Right Certificates with

                                       27
<PAGE>

regard to which such fractional Common Shares would otherwise be issuable an
amount in cash equal to the same fraction of the current market value of a whole
Common Share. For the purposes of this paragraph (d), the current market value
of a whole Common Share shall be the closing price of a Common Share (as
determined pursuant to the second sentence of Section 11(d) (i) hereof) for the
Trading Day immediately prior to the date of exchange pursuant to this Section
24.

      SECTION 25. NOTICE OF CERTAIN EVENTS. (a) In case the Company shall
propose (i) to pay any dividend payable in stock of any class to the holders of
its Common Shares or to make any other distribution to the holders of its Common
Shares (other than a regular quarterly cash dividend), (ii) to offer to the
holders of its Common Shares rights or warrants to subscribe for or to purchase
any additional Common Shares or shares of stock of any class or any other
securities, rights or options, (iii) to effect any reclassification of its
Common Shares (other than a reclassification involving only the subdivision of
outstanding Common Shares), (iv) to effect any consolidation or merger into or
with, or to effect any sale or other transfer (or to permit one or more of its
Subsidiaries to effect any sale or other transfer), in one or more transactions,
of 50% or more of the assets or earning power of the Company and its
Subsidiaries (taken as a whole) to, any other Person, or (v) to effect the
liquidation, dissolution or winding up of the Company, then, in each such case,
the Company shall give to each holder of a Right Certificate, in accordance with
Section 26 hereof, a notice of such proposed action, which shall specify the
record date for the purposes of such stock dividend, or distribution of rights
or warrants, or the date on which such reclassification, consolidation, merger,
sale, transfer, liquidation, dissolution, or winding up is to take place and the
date of participation therein by the holders of the Common Shares, if any such
date is to be fixed, and such notice shall be so given in the case of any action
covered by clause (i) or (ii) above at least ten 10 days prior to the record
date for determining holders of the Common Shares for purposes of such action,
and in the case of any such other action, at least ten (10) days prior to the
date of the taking of such proposed action or the date of participation therein
by the holders of the Common Shares, whichever shall be the earlier.

      (b) In case the event set forth in Section 11(a) (ii) hereof shall occur,
then the Company shall as soon as practicable thereafter give to each holder of
a Right Certificate, in accordance with Section 26 hereof, a notice of the
occurrence of such event, which notice shall describe such event and the
consequences of such event to holders of Rights under Section 11(a) (ii) hereof.

      The failure to give notice required by this Section 25 or any defect
therein shall not affect the legality or validity of the action taken by the
Company or the vote on any such action.

      SECTION 26. NOTICES. Notices or demands authorized by this Agreement to be
given or made by the Rights Agent or by the holder of any Right Certificate to
or on the Company shall be sent by registered or certified mail and shall be
deemed given upon receipt, addressed (until another address is filed in writing
with the Rights Agent) as follows:

                      SPSS Inc.
                      233 South Wacker Drive
                      11th Floor
                      Chicago, Illinois 60606

                                       28
<PAGE>

                      Attention: Corporate Secretary

      Subject to the provisions of Section 21 hereof, any notice or demand
authorized by this Agreement to be given or made by the Company or by the holder
of any Right Certificate to or on the Rights Agent shall be sent by registered
or certified mail and shall be deemed given upon receipt, addressed (until
another address is filed in writing with the Company) as follows:

                      Computershare Investor Services, LLC
                      2 North LaSalle St.
                      Chicago, IL  60602
                      Attention: Relationship Manager

      Notices or demands authorized by this Agreement to be given or made by the
Company or the Rights Agent to the holder of any Right Certificate shall be
sufficiently given or made if sent by first-class mail, postage prepaid,
addressed to such holder at the address of such holder as shown on the registry
books of the Company.

      SECTION 27. SUPPLEMENTS AND AMENDMENTS. The Company may from time to time
supplement or amend this Agreement without the approval of any holders of Right
Certificates in order to cure any ambiguity, to correct or supplement any
provision contained herein which may be defective or inconsistent with any other
provisions herein, or to make any other provisions with respect to the Rights
which the Company may deem necessary or desirable, any such supplement or
amendment to be evidenced by a writing signed by the Company and the Rights
Agent; provided, however, that from and after such time as any Person becomes an
Acquiring Person, this Agreement shall not be amended in any manner which would
adversely affect the interests of the holders of Rights. Without limiting the
foregoing, the Company may at any time prior to such time as any Person becomes
an Acquiring Person amend this Agreement to lower the thresholds set forth in
Sections 1(a) and 3(a) to not less than 10%. Notwithstanding anything in this
Agreement to the contrary, no supplement or amendment that changes the rights
and duties of the Rights Agent under this Agreement will be effective against
the Rights Agent without the execution of such supplement or amendment by the
Rights Agent

      SECTION 28. SUCCESSORS. All the covenants and provisions of this Agreement
by or for the benefit of the Company or the Rights Agent shall bind and inure to
the benefit of their respective successors and assigns hereunder.

      SECTION 29. DETERMINATIONS AND ACTIONS BY THE BOARD OF DIRECTORS. For all
purposes of this Agreement, any calculation of the number of Common Shares
outstanding at any particular time, including for purposes of determining the
particular percentage of such outstanding Common Shares of which any person is
the Beneficial Owner, shall be made in accordance with the last sentence of Rule
13d-3 (d) (1) (i) of the General Rules and Regulations under the Exchange Act.
The Board of Directors of the Company shall have the exclusive power and
authority to administer this Agreement and to exercise all rights and powers
specifically granted to the Board of Directors or the Company, or as may be
necessary or advisable in the administration of this Agreement, including,
without limitation, the right and power to (i) interpret the provisions of this
Agreement, and (ii) make all determinations deemed necessary or advisable for
the administration of this Agreement (including a determination to redeem or not

                                       29
<PAGE>

redeem the Rights or to amend the Agreement). All such actions, calculations,
interpretations and determinations (including, for purposes of clause (y) below,
all omissions with respect to the foregoing) which are done or made by the Board
of Directors of the Company in good faith, shall (x) be final, conclusive and
binding on the Company, the Rights Agent, the holders of the Rights and all
other parties and (y) not subject the Board of Directors to any liability to the
holders of the Rights.

      SECTION 30. BENEFITS OF THIS AGREEMENT. Nothing in this Agreement shall be
construed to give to any person or corporation other than the Company, the
Rights Agent and the registered holders of the Right Certificates (and prior to
the Distribution Date, the Common Shares) any legal or equitable right, remedy
or claim under this Agreement; but this Agreement shall be for the sole and
exclusive benefit of the Company, the Rights Agent and the registered holders of
the Right Certificates (and, prior to the Distribution Date, the Common Shares).

      SECTION 31. SEVERABILITY. If any term, provision, covenant or restriction
of this Agreement is held by a court of competent jurisdiction or other
authority to be invalid, void or unenforceable, the remainder of the terms,
provisions, covenants and restrictions of this Agreement shall remain in full
force and effect and shall in no way be affected, impaired or invalidated;
provided, however, that notwithstanding anything in this Agreement to the
contrary, if any such term, provision, covenant or restriction is held by such
court or authority to be invalid, void or unenforceable and the Board of
Directors of the Company determines in its good faith judgment that severing the
invalid language of this Agreement would adversely affect the purpose or effect
of this Agreement, the right of redemption set forth in Section 23 hereof shall
be reinstated and shall not expire until the close of business on the tenth day
following the date of such determination by the Board of Directors.

      SECTION 32. GOVERNING LAW. This Agreement Certificate issued hereunder
shall be deemed to be a contract laws of the State of Delaware and for all
purposes shall be construed in accordance with the laws of such State applicable
be made and performed entirely within such State without regard of law
principles.

      SECTION 33. COUNTERPARTS. This Agreement may be executed in any number of
counterparts and each of such counterparts shall for all purposes be deemed to
be an original, and all such counterparts shall together constitute but one and
the same instrument.

      SECTION 34. DESCRIPTIVE HEADINGS. Descriptive headings of the several
Sections of this Agreement are inserted for convenience only and shall not
control or affect , the meaning or construction of any of the provisions hereof.

                                       30
<PAGE>

      IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be
duly executed and attested, all as of the day and year first above written.

    Attest:                                SPSS INC.

    By: /s/ Raymond H. Panza               By: /s/ Jack Noonan
        ----------------------------           ------------------------------
    Name: Raymond H. Panza                 Name: Jack Noonan
    Its: Executive Vice President,         Its: President and Chief
         Corporate Operations, Chief            Executive Officer
         Financial Officer and Secretary

    Attest:                                COMPUTERSHARE INVESTOR SERVICES, LLC

    By: /s/ Carol Wolniakowski             By: /s/ Cynthia Nislet
        ----------------------------           ------------------------------
    Name: Carol Wolniakowski               Name: Cynthia Nislet
    Its: Assistant Secretary               Its: Director, Relationship
                                                Management

By execution of this Agreement, the undersigned agrees to its termination as
rights agent as set forth in Section 2 of this Agreement and to waive the
requirement set forth in Section 21 of the 1998 Agreement that the Company must
provide the undersigned with thirty (30) days' written notice of such
termination, as of the day and year first written above.

                                           Harris Trust and Savings Bank
                                           By: /s/ Martin J. McHale, Jr.
                                               ---------------------------------
                                           Name: Martin J. McHale, Jr.
                                           Title: Vice President

                                       31
<PAGE>

                                                                       Exhibit A

                            Form of Right Certificate

Certificate No. R.-                                        ______________ Rights

NOT EXERCISABLE AFTER JUNE 18, 2008 OR EARLIER IF REDEMPTION OR EXCHANGE OCCURS.
THE RIGHTS ARE SUBJECT TO REDEMPTION AT $.01 PER RIGHT AND TO EXCHANGE ON THE
TERMS SET FORTH IN THE RIGHTS AGREEMENT.

                                Right Certificate

                                    SPSS Inc.

      This certifies that _________________________, or registered assigns, is
the registered owner of the number of Rights set forth above, each of which
entitles the owner thereof, subject to the terms, provisions and conditions of
the Amended and Restated Rights Agreement, dated as of June __, 2004 (the
"Rights Agreement"), between SPSS Inc., a Delaware corporation (the "Company"),
and Computershare Investor Services, LLC (the "Rights Agent"), to purchase from
the Company at any time after the Distribution Date (as such term is defined in
the Rights Agreement) and prior to 5:00 P.M., Chicago time, on June 18, 2008 at
the principal office of the Rights Agent, or at the office of its successor as
Rights Agent, one share of common stock, par value $.01 per share (the "Common
Shares"), of the Company, at a purchase price of $175 per Common Share (the
"Purchase Price"), upon presentation and surrender of this Right Certificate
with the Form of Election to Purchase duly executed. The number of Rights
evidenced by this Right Certificate (and the number of Common Shares which may
be purchased upon exercise hereof) set forth above, and the Purchase Price set
forth above, are the number and Purchase Price as of June 18, 1998, based on the
Common Shares as constituted at such date. As provided in the Rights Agreement,
the Purchase Price and the number of Common Shares or other securities which may
be purchased upon the exercise of the Rights evidenced by this Right Certificate
are subject to modification and adjustment upon the happening of certain events.

      This Right Certificate is subject to all of the terms, provisions and
conditions of the Rights Agreement, which terms, provisions and conditions are
hereby incorporated herein by reference and made a part hereof and to which
Rights Agreement reference is hereby made for a full description of the rights,
limitations of rights, obligations, duties and immunities hereunder of the
Rights Agent, the Company and the holders of the Right Certificates. Copies of
the Rights Agreement are on file at the principal executive offices of the
Company and the above-mentioned offices of the Rights Agent.

      This Right Certificate, with or without other Right Certificates, upon
surrender at the principal office of the Rights Agent, may be exchanged for
another Right Certificate or Right Certificates of like tenor and date
evidencing Rights entitling the holder to purchase a like aggregate number of
Common Shares as the Rights evidenced by the Right Certificate or Right
Certificates surrendered shall have entitled such holder to purchase. If this
Right Certificate shall

                                       32
<PAGE>

be exercised in part, the holder shall be entitled to receive upon surrender
hereof another Right Certificate or Right Certificates for the number of whole
Rights not exercised.

      Subject to the provisions of the Rights Agreement, the Rights evidenced by
this Certificate (i) may be redeemed by the Company at a redemption price of
$.0l per Right or (ii) may be exchanged in whole or in part for Common Shares or
other consideration.

      No fractional Common Shares will be issued upon the exercise of any Right
or Rights evidenced hereby, but in lieu thereof a cash payment will be made, as
provided in the Rights Agreement.

      No holder of this Right Certificate shall be entitled to vote or receive
dividends or be deemed for any purpose the holder of the Common Shares or of any
other securities of the Company which may at any time be issuable on the
exercise hereof, nor shall anything contained in the Rights Agreement or herein
be construed to confer upon the holder hereof, as such, any of the rights of a
stockholder of the Company or any right to vote for the election of directors or
upon any matter submitted to stockholders at any meeting thereof, or to give or
withhold consent to any corporate action, or to receive notice of meetings or
other actions affecting stockholders (except as provided in the Rights
Agreement), or to receive dividends or subscription rights, or otherwise, until
the Right or Rights evidenced by this Right Certificate shall have been
exercised as provided in the Rights Agreement.

      This Right Certificate shall not be valid or obligatory for any purpose
until it shall have been countersigned by the Rights Agent.

      WITNESS the facsimile signature of the proper officers of the Company and
its corporate seal. Dated as of _____________, ______.

Attest:                                    SPSS INC.

By: _________________________________      By: ________________________________
Name: _______________________________      Name: ______________________________
Its: _______________________________       Its: _______________________________

Countersigned:

COMPUTERSHARE INVESTOR SERVICES, LLC
as Rights Agent

By: __________________________________
    Authorized Signature

                                       33
<PAGE>

                    Form of Reverse Side of Right Certificate

                               FORM OF ASSIGNMENT

                   (To be executed by the registered holder if
                    such holder desires to transfer the Right
                                  Certificate.)

                               FOR VALUE RECEIVED
                    hereby sells, assigns and transfers unto

                  (Please print name and address of transferee)

this Right Certificate, together with all right, title and interest does hereby
irrevocably constitute and appoint _________________________ Attorney, to
transfer the within Right Certificate on the books of the within-named Company,
with full power of substitution.

Dated: __________, _____
                                                    ____________________________
                                                    Signature

Signature Guaranteed: ____________________________

      Signatures must be guaranteed by a member firm of a registered national
securities exchange, a member of the National Association of Securities Dealers,
Inc., or a commercial bank or trust company having an office or correspondent in
the United States.

                                   CERTIFICATE

       The undersigned hereby certifies by checking the appropriate boxes
that:

      (1) this Right Certificate [ ] is [ ] is not being sold, assigned and
transferred by or on behalf of a Person who is or was an Acquiring Person or an
Affiliate or Associate of any such Acquiring Person (as such terms are defined
in the Rights Agreement), and

      (2) after due inquiry and to best knowledge of the undersigned, the
undersigned [ ] did [ ] did not acquire the Rights evidenced by this Right
Certificate from any Person who is or was an Acquiring Person or an Affiliate or
Associate of any such Acquiring Person.

Dated: __________, _____
                                                    ____________________________
                                                    Signature

Signature Guaranteed: ____________________________

      Signatures must be guaranteed by a member firm of a registered United
States national securities exchange, a member of the National Association of
Securities Dealers, Inc., or a commercial bank or trust company having an office
or correspondent in the United States.

                                     NOTICE

      The signatures to the foregoing Assignment and Certificate must correspond
to the name as written upon the face of this Right Certificate in every
particular, without alteration or enlargement or any change whatsoever.

                                       34
<PAGE>

                          FORM OF ELECTION TO PURCHASE

                               (To be executed if
                        holder desires to exercise Rights
                     represented by the Right Certificate.)

To: SPSS Inc.

      The undersigned hereby irrevocably elects to exercise ________ Rights
represented by this Right Certificate to purchase the Common Shares issuable
upon the exercise of such Rights and requests that certificates for such Common
Shares be issued in the name of:

Please insert social security or other identifying number:

                         (Please print name and address)

      If such number of Rights shall not be all the Rights evidenced by this
Rights Certificate, a new Right Certificate for the balance remaining of such
Right shall be registered in the name of and delivered to:

Dated: __________, _____
                                                    ____________________________
                                                    Signature

Signature Guaranteed: ____________________________

      Signatures must be guaranteed by a member firm of a national securities
exchange, a member of the National Association of Dealers, Inc., or a commercial
bank or trust company having an correspondent in the United States.

                                   CERTIFICATE

      The undersigned hereby certifies by checking the appropriate boxes that:

      (l) Rights evidenced by this Rights Certificate [ ] are [ ] are not being
exercised by or on behalf of a Person who is or was an Acquiring Person or an
Affiliate or Associate of any such Acquiring Person (as such terms are defined
in the Rights Agreement), and

      (2) after due inquiry and to the best knowledge of the undersigned, the
undersigned [ ] did [ ] did not acquire the Rights evidenced by this Rights
Certificate from any Person who is or was Associate of any such Acquiring Person
or and Affiliate or Associate or any such Acquiring Person.

Dated: __________, _____
                                                    ____________________________
                                                    Signature

Signature Guaranteed: _____________________________

      Signatures must be guaranteed by a member firm of a registered United
States national securities exchange, a member of the National Association of
Securities Dealers, Inc., or a commercial bank or trust company having an office
or correspondent in the United States.

                                       35
<PAGE>

                                     NOTICE

      The signatures in the foregoing Election to Purchase and Certificate must
correspond to the name as written upon the face of this Right Certificate in
every particular, without alteration or enlargement or any change whatsoever.

                                     WARNING

      In the event the Certificate set forth above in the Assignment and
Election to Purchase is not completed, the Company will deem the beneficial
owner of the Rights evidenced by this Right Certificate to be an Acquiring
Person or an Affiliate or Associate of such Acquiring Person (as defined in the
Rights Agreement), and such Assignment or Election to Purchase will not be
honored.

                                       36
<PAGE>

                                                                       Exhibit B

                   SUMMARY OF RIGHTS TO PURCHASE COMMON SHARES

Background

In connection with the initial public offering of its common stock, on August 4,
1993, SPSS Inc. ("SPSS" or the "Company") filed a Registration Statement on Form
8-A with the Securities and Exchange Commission (the "1993 Registration
Statement"). The 1993 Registration Statement registered the Company's common
stock under Section 12(g) of the Securities Exchange Act of 1934, as amended
(the "Exchange Act"). The 1993 Registration Statement became effective on August
4, 1993.

In 1998, the Company's Board of Directors adopted a stockholder rights agreement
(the "Rights Agreement") to protect stockholders against an attempt to acquire
the Company on terms that the Board considered disadvantageous to SPSS and its
stockholders. Under the Rights Agreement, SPSS paid a dividend of one common
stock purchase right for each outstanding share of the Company's common stock,
par value $0.01 per share. This dividend was paid on June 30, 1998 (the "Record
Date") to the stockholders of record on that date. Common stock purchase rights
also attached to each share of common stock issued after the Record Date. When
issued, the common stock purchase rights, which are described in greater detail
below, were attached to and were traded with the shares of common stock. The
common stock purchase rights remain attached to and are traded with the shares
of common stock and, as described below, cannot be exercised or traded
independently of the shares of common stock until the occurrence of a
Distribution Date (as defined below).

In connection with the adoption of Rights Agreement and the declaration and
payment of the common stock purchase rights, SPSS filed a Registration Statement
on Form 8-12GA registering the common stock purchase rights as a separate class
of securities under the Exchange Act (the "1998 Registration Statement"). The
1998 Registration Statement (File No. 000-22194) became effective on June 18,
1998.

On June 16, 2004, the Board amended the Rights Agreement to (i) modify the
Company's right to rescind the common stock purchase rights after they detach
and become exercisable in order to insure that the Rights Agreement complies
with applicable Delaware law and (ii) appoint Computershare Investor Services,
LLC, the Company's current transfer agent, as rights agent. Accordingly, the
description and terms of the common stock purchase rights are now set forth in
an Amended and Restated Rights Agreement between the Company and Computershare
Investor Services, LLC, as rights agent.

In connection with the amendments to the Rights Agreement, the Company has
concluded that it is most appropriate to reflect the common stock purchase
rights as an attribute of the common stock, instead of as a separate class of
securities under the Exchange Act. The common stock purchase rights constitute,
and will continue to constitute, an attribute of the common stock until the
occurrence of a Distribution Date. Therefore, on August 31, 2004, the Company
filed a Form 8-A12G/A to amend the 1993 Registration Statement to add a
description of the common stock purchase rights as an attribute of the common
stock. If and when a Distribution Date occurs, the Company will file a Form 8-A
to register the common stock purchase rights as a separate class of securities.
Effective as of August 31, 2004, the Company has withdrawn the 1998 Registration
Statement.

Summary of Rights

Under the terms of the Amended and Restated Rights Agreement, each common stock
purchase right entitles the registered holder to purchase from the Company one
share of SPSS common stock (or in

                                       37
<PAGE>

certain circumstances, cash, property or other securities) at a price of $175
per share (the "Purchase Price"), subject to adjustment, upon the occurrence of
certain events.

With respect to any common stock certificates that were outstanding as of the
June 30, 1998 Record Date, the common stock purchase rights are evidenced by a
common stock certificate together with a copy of this Summary of Rights attached
thereto and no separate certificate evidencing the common stock purchase rights
(a "Rights Certificate") will be distributed. With respect to common stock
certificates issued after the Record Date, the common stock purchase rights will
be evidenced by a legend affixed to each such certificate incorporating the
Rights Agreement, as amended, by reference. The failure to print or to have
printed a legend on any common stock certificate issued after the Record Date
will not affect, in any manner, the common stock purchase rights evidenced by
the common stock certificate.

The common stock purchase rights are not exercisable and are not freely tradable
separate from the common stock until the occurrence of a Distribution Date
("Distribution Date"). A Distribution Date occurs upon the earlier of (i) 10
days following a public announcement that a person or group of affiliated or
associated persons have acquired beneficial ownership of 15% or more of the
outstanding shares of common stock ("Acquiring Person") or (ii) 10 business days
(or some later date as the Board may determine) following the commencement of,
or announcement of an intention to make, a tender offer or exchange offer by a
person or group of affiliated or associated persons, the consummation of which
would result in the beneficial ownership of 15% or more of the outstanding
shares of common stock.

The Amended and Restated Rights Agreement provides that, until the Distribution
Date (or an earlier redemption or expiration of the common stock purchase
rights), the common stock purchase rights will only be transferred with the
common stock, however, the surrender for transfer of any certificates for shares
of common stock outstanding as of the Record Date, even without a legend or a
copy of this Summary of Rights being attached thereto, will also constitute the
transfer of the common stock purchase rights associated with the common stock
represented by such certificate. As soon as practicable following a Distribution
Date, Right Certificates will be mailed to holders of record of the outstanding
share of common stock as of the close of business on the Distribution Date and
such separate Right Certificates alone will evidence the common stock purchase
rights. Such common stock purchase rights are, however, null and void as to any
Acquiring Person. Until a common stock purchase right is exercised, the holder
of a Rights Certificate will have no rights as a stockholder of the Company,
including, without limitation, the right to vote or to receive dividends.

The common stock purchase rights will expire on June 18, 2008 (the "Final
Expiration Date"), unless the Final Expiration Date is extended or unless the
common stock purchase rights are earlier redeemed or exchanged by the Company,
in each case, as described below.

The Purchase Price payable, and the number of shares of common stock or other
securities or property issuable, upon exercise of the common stock purchase
rights, are subject to customary adjustments from time to time to prevent
dilution (i) in the event of a stock dividend on, or a subdivision, combination
or reclassification of, the common stock, (ii) upon the grant to holders of
common stock of certain rights or warrants to subscribe for or purchase shares
of common stock at a price, or securities convertible into common stock with a
conversion price, less than the then-current market price of the common stock or
(iii) upon the distribution to holders of common stock of evidences of
indebtedness or assets (excluding regular periodic cash dividends paid out of
earnings or retained earnings or dividends payable in shares of common stock) or
of subscription rights or warrants (other than those referred to above)

With certain exceptions, no adjustment in the Purchase Price will be required
until cumulative adjustments amount to an increase or decrease of at least 1% in
such Purchase Price. The Company will not be required to issue fractional common
stock purchase rights or shares and in lieu thereof, an

                                       38
<PAGE>

adjustment in cash will be made based on the current market value of the common
stock purchase rights or shares.

In the event that any person or group of affiliated or associated persons
becomes an Acquiring Person, proper provision will be made so that each holder
of a common stock purchase right, other than common stock purchase rights
beneficially owned by the Acquiring Person (which are void), will thereafter
have the right to receive, upon exercise of the common stock purchase right,
that number of shares of common stock having a market value of two times the
exercise price of the common stock purchase right.

In the event that the Company is acquired in a merger or other business
combination transaction or 50% or more of its consolidated assets or earning
power are sold after a person or group has become an Acquiring Person, each
holder of a common stock purchase right will thereafter have the right to
receive, upon the exercise thereof at the then current exercise price of the
common stock purchase right, that number of shares of common stock of the
acquiring company which at the time of such transaction will have a market value
of two times the exercise price of the common stock purchase right, or in
circumstances such as where the common stock purchase right cannot be exercised
for stock or the assets of the Company have been distributed, an amount of cash
equal to the value of such common stock purchase rights will be paid.

At any time after any person or group becomes an Acquiring Person and prior to
the acquisition by such person or group of 50% or more of the outstanding common
stock, the Board may exchange the common stock purchase rights (other than
common stock purchase rights owned by such person or group which will have
become void), in whole or in part, at an exchange ratio of one shares of common
stock per common stock purchase right (subject to adjustment).

At any time prior to the acquisition by a person or group of affiliated or
associated persons of beneficial ownership of 15% or more of the outstanding
common stock, the Board may redeem the common stock purchase rights in whole,
but not in part, at a price of $0.01 per common stock purchase right (the
"Redemption Price").

The terms of the common stock purchase rights may be amended by the Board
without the consent of the holders of the common stock purchase rights,
including an amendment to lower certain thresholds described above regarding
percentage ownership whereby any person or group of affiliated or associated
persons becomes an Acquiring Person, provided, however, no such amendment may
adversely affect the interests of the holders of the common stock purchase
rights.

Copies of Amended and Restated Rights Agreement

A copy of the Amended and Restated Rights Agreement has been filed with the
Securities and Exchange Commission as an Exhibit to the Form 8-A12G/A filed on
August 31, 2004. The summary description of the common stock purchase rights set
forth above is qualified in its entirety by reference to the Amended and
Restated Rights Agreement. A copy of the Amended and Restated Rights Agreement
is available free of charge from the Company at 233 South Wacker Drive, 11th
Floor, Chicago, Illinois 60606, Attention: Corporate Secretary.

                                       39

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00071-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00071-of-00352.parquet"}]]