Document:

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                                                                    Exhibit 10.9

                                 AMENDMENT NO. 1
                                       TO
            SECOND AMENDED AND RESTATED REGISTRATION RIGHTS AGREEMENT

                  THIS AMENDMENT NO. 1 TO THE SECOND AMENDED AND RESTATED
REGISTRATION RIGHTS AGREEMENT ("Amendment") is made and entered into as of the
17th day of December, 1998, by and among (i) PREMIER APPRAISALS, INC., a Georgia
corporation (the "Company"), and (ii) CHRYSALIS VENTURES LIMITED PARTNERSHIP, a
Kentucky limited partnership, JG PARTNERSHIP, LTD., a Kentucky limited
partnership, JG FUNDING, LLC, a Kentucky limited liability company, DAVID A.
JONES, an individual, W. PATRICK ORTALE, III, an individual, JACK TYRRELL, an
individual, WINDCREST PARTNERS, a New York limited partnership, CASSELBERRY
PARTNERS, L.P., a Kentucky limited partnership, J. DAVID GRISSOM, an individual,
MICHAEL W. MATTOX, an individual, VICKI L. BRAKEBILL, an individual, RICHLAND
VENTURES II, L.P., a Delaware limited partnership, MOORE GLOBAL INVESTMENTS,
LTD., a limited partnership, REMINGTON INVESTMENTS STRATEGIES, L.P., a limited
partnership, SOUTH ATLANTIC PRIVATE EQUITY FUND IV, LIMITED PARTNERSHIP, a
Delaware limited partnership, and SOUTH ATLANTIC PRIVATE EQUITY FUND IV (Q.P.),
LIMITED PARTNERSHIP, a Delaware limited partnership (each an "Investor" and
collectively the "Investors").

                  WITNESSETH:

                  WHEREAS, the Company and the Investors are parties to a Second
Amended and Restated Registration Rights Agreement dated as of June 16, 1998
(the "Registration Rights Agreement").

                  WHEREAS, the Company and the Investors desire to amend the
Registration Rights Agreement as set forth herein.

                  NOW, THEREFORE, in consideration of the premises and intending
to be legally bound, Company and Investors agree as follows:

         1.       Section 4 of the Registration Rights Agreement is hereby
amended to read in its entirety as follows:

                  4.       REGISTRATION EXPENSES. All Registration Expenses
incurred in connection with any registration, qualification or compliance
pursuant to Sections 2 and 3.1 hereof shall be borne by the Company. All Selling
Expenses relating to securities so registered shall be borne by the applicable
Holder; provided, however, that the reasonable fees and expenses of one counsel
for the Holders in the case of registrations pursuant to Section 3.1 shall be
borne by the Company.

         2.       Except as amended hereby, the Registration Rights Agreement
shall remain in full force and effect, unmodified and unrevoked.

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                  IN WITNESS WHEREOF, the parties hereto have executed this
Amendment as of the day and year first above written.

                                   "COMPANY"

                                   PREMIER APPRAISALS, INC.
                                   __________________________________________
                                   Michael W. Mattox, President and
                                    Chief Executive Officer

                                   "INVESTORS"

                                   CHRYSALIS VENTURES LIMITED PARTNERSHIP

                                   By:________________________________________
                                      David A. Jones, Jr., Managing Director,
                                      Chrysalis Ventures, Inc., Its General
                                      Partner

                                   JG PARTNERSHIP, LTD.

                                   By:________________________________________
                                      David A. Jones, Managing Partners, by
                                      David A. Jones,  Jr., Power of Attorney

                                   JG FUNDING, LLC

                                   By:________________________________________
                                      David A. Jones, Managing Partners, by
                                      David A. Jones,  Jr., Power of Attorney

                                       2

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                                   CASSELBERRY PARTNERS, L.P.

                                   By:_______________________________________
                                      Douglas A. Cobb, General Partner

                                   __________________________________________
                                   J. DAVID GRISSOM

                                   __________________________________________
                                   DAVID A. JONES

                                   __________________________________________
                                   W. PATRICK ORTALE, III

                                   __________________________________________
                                   JACK TYRRELL

                                   __________________________________________
                                   MICHAEL W. MATTOX

                                   __________________________________________
                                   VICKI L. BRAKEBILL

                                   WINDCREST PARTNERS

                                   By:_______________________________________
                                   A General Partner

                                   RICHLAND VENTURES II, L.P.

                                   By:_______________________________________
                                      Jack Tyrrell, Partner

                                        3

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                                   SOUTH ATLANTIC PRIVATE EQUITY FUND IV,
                                   LIMITED PARTNERSHIP

                                   By: South Atlantic Private Equity Partners,
                                       Limited Partnership, Its General Partner

                                   By:_______________________________________
                                   Its: Managing General Partner

                                   SOUTH ATLANTIC PRIVATE EQUITY FUND IV,
                                   (Q.P.) , LIMITED PARTNERSHIP

                                   By: South Atlantic Private Equity Partners,
                                       Limited Partnership, Its General Partner

                                   By:_______________________________________
                                   Its: Managing General Partner

                                   MOORE GLOBAL INVESTMENTS, LTD.

                                   By:_______________________________________
                                   Moore Capital Management
                                   Its:  Trading Advisor

                                   REMINGTON INVESTMENTS STRATEGIES, L.P.

                                   By:_______________________________________
                                   Moore Capital Advisors, LLC
                                   Its:  General Partner

                                       4<PAGE>

                                                                   Exhibit 10.10

                           AGREEMENT TO EXTEND OPTION

         THIS AGREEMENT TO EXTEND OPTION ("Agreement") is made and entered into
as of the 17th day of December, 1998 by and among (i) PRIMIS, INC. (formerly
Premier Appraisals, Inc.), a Georgia corporation ("Company"), and (ii) CHRYSALIS
VENTURES LIMITED PARTNERSHIP, a Kentucky limited partnership, CASSELBERRY
PARTNERS, L.P., a Kentucky limited partnership, JG FUNDING, LLC, a Kentucky
limited liability company, WINDCREST PARTNERS, a New York limited partnership,
J. DAVID GRISSOM, an individual, RICHLAND VENTURES II, L.P., a Delaware limited
partnership, REMINGTON INVESTMENTS STRATEGIES, L.P., a limited partnership,
MOORE GLOBAL INVESTMENTS, LTD., a limited partnership, SOUTH ATLANTIC PRIVATE
EQUITY FUND IV, LIMITED PARTNERSHIP, a Delaware limited partnership, and SOUTH
ATLANTIC PRIVATE EQUITY FUND IV (Q.P.), LIMITED PARTNERSHIP, a Delaware limited
partnership (each an "Investor" and collectively the "Investors").

         WITNESSETH:

         Company and Investors entered into a Common Stock Purchase Agreement
dated June 16, 1998 (the "Purchase Agreement") pursuant to which Investors
purchased shares of Company's Common Stock.

         Section 1.c of the Purchase Agreement provided that Investors would
have the right and option, at any time before December 16, 1998, to purchase
additional shares of Company's Common Stock, at a purchase price of $5.50 per
share, as set forth in the Purchase Agreement.

         Company has determined that an extension of the options provided in the
Purchase Agreement would be in Company's best interest and in the interest of
the shareholders of Company.

         Therefore, Company desires to effectively extend the Option granted
under the Purchase Agreement by granting each Investor a similar option to
purchase shares of Company's Common Stock exercisable upon and subject to the
terms and conditions set forth herein.

         NOW, THEREFORE, in consideration of the premises and the mutual
agreements contained herein, and intending to be legally bound, Company and
Investors agree as follows:

         1. OPTION TO PURCHASE COMMON STOCK. Subject to the terms and conditions
of this Agreement, each Investor shall have the right and option (the "Option"),
but not the obligation, at any time on or before July 1, 1999 (the "Option
Expiration Date"), upon delivery of ten (10) days prior written notice to
Company (the "Option Notice"), to purchase from Company, and Company agrees to
sell, issue and deliver to such Investor, the number of shares of Common Stock
of Company set forth opposite each Investor's name on SCHEDULE 1 attached
hereto (the "Option Shares"), at a price of Five Dollars and Fifty Cents
($5.50) per share (the "Option Purchase Price"). The Option Shares and the
Option Purchase Price shall be subject to adjustment as provided in Section 3
of this Agreement. The Option may not be exercised by an Investor for any
amount less than the entire number of shares set forth opposite such

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Investor's name on Schedule 1. Within ten (10) days of delivery of the Option
Notice by an Investor, such Investor shall deliver the Option Purchase Price
to Company in immediately available funds. Upon receipt of the entire Option
Purchase Price from an Investor, Company shall deliver certificates
representing the Option Shares to the Investor.

         2. COMPANY RIGHT TO CALL OPTIONS. Notwithstanding the provisions of
Section 1 of this Agreement to the contrary, on or before the Option Expiration
Date, Company may, by delivery of twenty (20) days prior written notice to
Investors (the "Call Notice"), "call" the Options and, in such event, each
Investor shall either (i) exercise his or its Option to purchase all, but not
less than all, of the Investor's Option Shares, within twenty (20) days
following delivery of the Call Notice, or (ii) forfeit his or its right to
exercise the Option and purchase the Option Shares pursuant to Section 1 of this
Agreement. If an Investor elects to exercise his or its right to exercise the
Investor's Option under this Section 2 and purchase the Option Shares, the
purchase price and terms of purchase with respect to the Option shall be the
same as set forth in Section 1 of this Agreement. If an Investor elects not to
exercise the Investor's Option and purchase the Option Shares pursuant to this
Section 2, such Investor shall have no further rights pursuant to this Agreement
or the Purchase Agreement to purchase shares of Company's Common Stock pursuant
to the Option.

         3. CAPITAL ADJUSTMENTS. In the event of a capital adjustment in the
Common Stock of Company by reason of any reorganization, recapitalization, stock
split, stock dividend, combination or exchange of shares, merger or
consolidation, or any other change in the nature or number of shares of Common
Stock of Company, a proportionate adjustment shall be made in the maximum number
and kind of shares to be delivered upon exercise of the Option, and in the
Option Purchase Price. By virtue of such a capital adjustment, the Option
Purchase Price shall be adjusted so that there will be no change in the
aggregate purchase price payable upon exercise of any such Option. In addition,
if Company shall issue any of its Common Stock for a consideration per share
which is less than the Option Purchase Price in effect immediately prior to such
issuance or for no consideration (other than shares reserved for issuance to
employees and officers of Company pursuant to Company's outstanding option
plan), the Option Purchase Price shall be reduced to such lower price.

         4. SUCCESSORS AND ASSIGNS. This Agreement shall be binding upon and
shall inure to the benefit of the parties hereto and their heirs, executors,
successors and assigns.

         5. ENTIRE AGREEMENT. This Agreement sets forth the entire agreement of
the parties hereto with respect to the subject matter hereof and may not be
amended excepted in a writing signed by all the parties hereto.

         6. COUNTERPARTS. This Agreement may be executed in one or more
counterparts, each of which taken together shall constitute one and the same
agreement.

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         IN WITNESS WHEREOF, the parties hereto have executed this Agreement as
of the date and year first above written.

                           "COMPANY"

                           PRIMIS, INC.

                           By:
                              ----------------------------------------

                           Title:
                                 -------------------------------------

                           "INVESTORS"

                           CHRYSALIS VENTURES LIMITED PARTNERSHIP

                           By:  Chrysalis Ventures, LLC, its General Partner

                           By:
                               ----------------------------------------
                                David A. Jones, Jr., Manager

                           CASSELBERRY PARTNERS, L.P.

                           By:
                                ----------------------------------------
                           Title:
                                   -------------------------------------

                           J.G. FUNDING, LLC

                           By:  Chrysalis Ventures, LLC, its Manager

                           By:
                                ----------------------------------------
                                David A. Jones, Jr., Manager

                                       3
<PAGE>

                                ------------------------------------------
                                J. DAVID GRISSOM

                                WINDCREST PARTNERS

                                By:
                                    ---------------------------------------
                                A General Partner

                                RICHLAND VENTURES II, L.P.

                                By:
                                    ---------------------------------------
                                Its:
                                     --------------------------------------

                                SOUTH ATLANTIC PRIVATE EQUITY FUND IV,
                                LIMITED PARTNERSHIP

                                By:  South Atlantic Private Equity Partners,
                                     Limited Partnership, Its General Partner

                                By:
                                   -----------------------------------------
                                Its: General Partner

                                SOUTH ATLANTIC PRIVATE EQUITY FUND IV,
                                (Q.P.), LIMITED PARTNERSHIP

                                By:  South Atlantic Private Equity Partners,
                                     Limited Partnership, Its General Partner

                                By:
                                   ----------------------------------------
                                Its: General Partner

                                       4
<PAGE>

                                 MOORE GLOBAL INVESTMENTS, LTD.

                                By:
                                   _______________________________________
                                ____________ of Moore Capital
                                Management
                                Its: Trading Advisor

                                REMINGTON INVESTMENTS STRATEGIES, L.P.

                                By:
                                   _______________________________________
                                   ___________ of Moore Capital
                                   Advisors, LLC
                                    Its: General Partner

                                       5
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                                   SCHEDULE 1

                                Investor's Option

                                                   Number of Shares
       Investor                                    of Common Stock
       --------                                    -----------------
J. David Grissom
c/o Mayfair Capital
Suite 2510
400 West Market Street
Louisville, KY  40202                                          90,909

Windcrest Partners
49th Floor
122 East 42nd Street
New York, NY  10168-0130                                       45,454

Richland Ventures II, L.P.
3100 West End Avenue
Suite 400
Nashville, TN  37203-1304                                      181,818

South Atlantic Private Equity Fund IV
Limited Partnership
614 W. Bay Street, Suite 200
Tampa, FL   33606                                              76,363

South Atlantic Private Equity Fund IV
(Q.P.), Limited Partnership
614 W. Bay Street, Suite 200
Tampa, FL  33606                                               105,454

Moore Global Investments, Ltd.
c/o Citco Fund Services (Bahamas), Ltd.
Bahamas Financial Center
Charlotte & Shirley Street
P.O. Box CB 13136
Nassau, Bahamas                                                149,090

                                       6
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Remington Investments Strategies, L.P.
1251 Avenue of the Americas
New York, NY  10020                                            32,727

Casselberry Partners, L.P.
c/o Douglas F. Cobb
600 West Main Street
Louisville, KY  40202                                          22,442

J.G. Funding, LLC
1850 National City Tower
101 South Fifth Street
Louisville, KY  40202                                          20,649

Chrysalis Ventures Limited Partnership
1850 National City Tower
101 South Fifth Street
Louisville, KY  40202                                          56,908

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