Document:

Exhibit 10.1

                 Executive Officers Equity Compensation Summary
                 ----------------------------------------------

                                       Restricted Stock*
   Executive Officer                    (TimeVesting)(#)      Stock Options* (#)

Charles H. Turner
   Executive Vice President,
   Chief Financial Officer                 15,000                45,000

Jay R. Jacobs                              15,000                45,000
   Executive Vice President,
   Merchandising

David A. Walker
   Executive Vice President,               10,000                35,000
   Planning and Allocations

*All equity awards were granted under the Pier 1 Imports, Inc. 2006 Stock
Incentive Plan. The grants were effective April 11, 2008 and the stock options
have an exercise price of $7.45, which was the NYSE closing price of the
Company's Common Stock on Friday, April 11, 2008.THIRD AMENDED AND RESTATED
                            PROMISSORY NOTE (SECURED)

                                                    Loan Amount: $2,000,000.00
Maturity Date: April 9, 2009                         Date as of: April 9, 2008

      For value received,  the  undersigned,  ENSURAPET,  INC. (f/k/a  VSURANCE,
INC.), a Nevada  corporation,  promises to pay to the order of SAMIR  FINANCIAL,
L.L.C., an Illinois limited liability company  ("Lender") located at 20682 North
Plumwood  Drive,  Kildeer,  Illinois  60047,  the  principal  sum of Two Million
Dollars ($2,000,000.00), and 3 million restricted shares, which shall be subject
to a 1 year lock up agreement.

      The entire unpaid balance of principal, and any accrued interest, fees and
charges  allowed by this Note and due, shall be due and payable on April 9, 2009
("Maturity Date"). If any payment becomes due and payable on a Saturday,  Sunday
or any other day on which a national  bank  located  in  Chicago,  Illinois,  is
closed for business the due date shall be extended to the next business day.

Restricted stock:  On signing the agreement the company will issue Samir
3,000,000 restricted common shares of Ensurapet as follows.

      1.  The 3,000,000 will contain a restricted legend for one year.
      2.  Samir will execute a one-year lock agreement on the 3,000,000
         shares, which will be   filed with the transfer agent.
      3.  From the date of this agreement until April 9, 2010 the Company, in
         the event of a subsequent reverse will issue Samir additional shares
         calculated to proportionally adjust Samir's stock position back to
         3,000,000 restricted shares.

      This Note shall be due and payable as follows:

      1.  One  payment  of One  Million  Dollars,  which  shall be payable on or
          before  the  date of  closing  of any  financial  loan or  transaction
          entered into  hereafter  between  ENSURAPET,  INC.  and October  Fund,
          Cohiba Partners,  or any other third party, but in no event later than
          NINETY days (90) after the signing of this Note;

      2.  Four installment payments,  each of Two Hundred Fifty Thousand Dollars
          ($250,000.00),  which are  payable as follows:  (a) the first  payment
          shall be due and payable on July 1, 2009; (b) the second payment shall
          be due and payable on October 1, 2009;  (c) the third payment shall be
          due and  payable on January  1,  2009;  and,  (d) the final and fourth
          payment shall be due and payable on the date of maturity of this Note.

      The  balance  due on this  Note may be  prepaid  at any time  prior to the
Maturity Date without premium or penalty.

<PAGE>

      This Note  constitutes a renewal and restatement of, and a replacement and
substitute  for, and in part evidences  indebtedness  previously  evidenced by a
certain  Promissory  Note dated  December  15,  2005,  an Amended  And  Restated
Promissory  Note  dated  June  13,  2007,  and a  Second  Amended  And  Restated
Promissory Note dated March 19, 2008, of the undersigned payable to the order of
the Leader in the principal  amounts of  $4,000,000.00  and  $5,000,000.00  (the
"Prior Notes").

      After the date of any  Default  (defined  below) or  maturity,  whether by
acceleration or otherwise, interest on the principal balance remaining from time
to time unpaid shall be at the rate of five percent  (5.00%) per month ("Default
Rate"). In the event interest needs to be calculated, it shall be done so on the
basis of a year of 360 days and twelve months of 30 days each.

      As  security  for  the  payment  and  performance  of  the   undersigned's
Liabilities,  the  undersigned,  on his  personal  behalf  and on  behalf of the
Borrower has previously executed a Continuing  Unconditional  Guaranty, Loan And
Security  Agreement,  and Assignment Of Life Insurance Policy As Collateral,  as
well as any  and  all  other  agreements  and  documents  related  thereto  (the
"Financing Loan Documents"). These financing documents shall remain security for
the payment of this Third Amended And Restated Promissory Note.

      The  undersigned  acknowledges  and agrees that this Note evidences a loan
for a  business,  commercial,  agricultural  or  similar  commercial  enterprise
purpose,  and that all  advances  made under this Note shall not be used for any
personal, family or household purpose.

      The  undersigned,  any endorsers and  accommodation  parties  hereby waive
presentment,   demand,  notice  of  dishonor,  protest  and  all  other  notices
whatsoever;  and agree that the Lender may in its sole discretion,  exercised in
good  faith  (defined  below),  from  time to time,  extend  or renew any of the
Liabilities  for any  period  of  time  and  grant  any  releases,  compromises,
extensions,  renewals,  modifications  or  indulgences  with respect to (i) this
Note; (ii) any Liabilities; (iii) any Collateral (defined below); or (iv) any of
the  undersigned  all without notice to or consent of any  undersigned,  without
affecting in any manner the  Liabilities  of any  undersigned to whom the Lender
has not  expressly  in writing  granted such a release,  compromise,  extension,
renewal,  modification or indulgence.  The undersigned hereby waives any and all
claims, rights (including rights of set-off) and defenses against the Lender.

      The  undersigned  shall give  prompt  written  notice to the Lender of the
occurrence  of any  event,  condition  or  act  which  could  become  a  Default
hereunder.

      Upon and after any Default,  the Lender may in its sole discretion declare
any or all of the  Liabilities to be immediately  due and payable without notice
or demand to the  undersigned or any other person and exercise all of its rights
and remedies  under the Financing  Security  Documents.  In connection  with the
collection of this Note and in the  enforcement or attempted  enforcement of the
Lender's rights and remedies hereunder,  the undersigned shall pay all costs and
expenses of the Lender, including all reasonable attorneys', paralegals' opinion
witness or  professional  fees and all other costs of any legal  proceedings  or
appeal, if any,  (including the cost to the Lender of using internal counsel, if
applicable),  replevin bonds, and court costs.  The Lender may demand,  sue for,
collect,  or make  any  compromise,  renewal,  extension,  settlement,  release,
exchange or take any other action to protect its  interests  with respect to any
of the  Liabilities.  The  foregoing  notwithstanding,  Lender  agrees  that the
undersigned  shall be  afforded a thirty  (30) day grace  period  before  Lender
exercises  its rights and remedies  against the  Collateral if the only event of
Default  hereunder  is the  undersigned's  failure to pay the  unpaid  principal
balance of this Note on the Maturity Date.

                                                                               2
<PAGE>

      THE  UNDERSIGNED  ACKNOWLEDGES  THAT  THIS NOTE IS BEING  ACCEPTED  BY THE
LENDER IN PARTIAL CONSIDERATION OF THE LENDER'S RIGHT TO ENFORCE IN THE STATE OF
ILLINOIS  AND THE  COUNTY  OF COOK  THE  TERMS  AND  PROVISIONS  HEREUNDER;  THE
UNDERSIGNED  CONSENTS TO JURISDICTION  IN, AND CONSTRUCTION OF THIS NOTE AND ANY
OTHER FINANCING LOAN DOCUMENTS UNDER THE LAWS OF THE STATE OF ILLINOIS AND VENUE
IN THE COUNTY OF COOK,  STATE OF ILLINOIS  FOR SUCH  PURPOSES;  THE  UNDERSIGNED
WAIVES  ANY AND ALL  RIGHTS TO  CONTEST  JURISDICTION  AND VENUE OF THE STATE OF
ILLINOIS  AND COUNTY OF COOK OVER THE  UNDERSIGNED  FOR THE PURPOSE OF ENFORCING
THIS NOTE; AND THE UNDERSIGNED WAIVES ANY AND ALL RIGHTS TO COMMENCE ANY ACTION,
WHETHER BY COMPLAINT,  COUNTER COMPLAINT OR CROSS-COMPLAINT OR COUNTERCLAIM WITH
RESPECT TO THE LIABILITIES, AGAINST THE LENDER IN ANY JURISDICTION OTHER THAN IN
THE STATE OF ILLINOIS AND IN THE COUNTY OF COOK.

      THE UNDERSIGNED WAIVES PERSONAL SERVICE OF ANY AND ALL
PROCESS UPON THE  UNDERSIGNED,  AND CONSENTS  THAT ALL SUCH SERVICE OF PROCESS
BE MADE BY U.S.  MAIL OR  MESSENGER  OR  REPUTABLE  OVERNIGHT  DELIVERY  SERVICE
DIRECTED TO THE UNDERSIGNED AT THE ADDRESS SET FORTH HEREIN, AND THAT SERVICE SO
MADE  SHALL BE DEEMED  TO BE  COMPLETED  UPON THE  EARLIER  OF  ACTUAL  RECEIPT,
DELIVERY,  OR THREE  (3) DAYS  AFTER  THE SAME  SHALL  HAVE  BEEN  POSTED TO THE
UNDERSIGNED.

      THE  UNDERSIGNED  WAIVES ALL RIGHTS TO TRIAL BY JURY OF ANY CLAIM OR CAUSE
ARISING BETWEEN THE UNDERSIGNED AND LENDER AT ANY TIME.

      This  Note  shall be  binding  upon each of the  undersigned  and upon the
undersigned's respective successor corporation,  predecessor corporations, legal
representatives,  successors and assigns,  and shall inure to the benefit of the
Lender and its successors and assigns.

                                                                               3
<PAGE>

      The  undersigned,  on demand from the Lender,  shall pay to the Lender all
costs and expenses  incurred or paid by the Lender for any reason in  connection
with this  Note,  the other  Financing  Security  Documents  or the  Collateral,
including but not limited to reasonable attorneys', paralegals', opinion witness
or professional fees, and all other costs whatsoever  (including the cost to the
Lender of using internal counsel, if applicable) for (i) enforcing or attempting
to  enforce  any of  the  Lender's  rights  and  remedies  with  respect  to the
Collateral and the  Liabilities;  (ii)  providing  counsel and assistance to the
Lender  on any  matters  involving  this  Note,  the  other  Financing  Security
Documents or the  Collateral,  including the preparation of this Note, the other
Financing  Security  Documents and any extensions,  renewals,  modifications  or
amendments  thereof;  and  (iii)  protecting,  selling,  leasing,  managing,  or
otherwise disposing of the Collateral and collecting the Liabilities.  Until the
Lender is fully paid, such costs and expenses shall be added to the Liabilities,
secured by the  Collateral,  be payable on demand and shall bear interest at the
highest interest rate applicable under this Note. The undersigned  hereby agrees
to  indemnify,  defend and hold the  Lender  harmless  from any and all  claims,
causes of action, damages, losses and liabilities relating to any act or failure
to act by the  Lender in any  manner  with  respect  to the  Liabilities  or the
Collateral,  and  from  any  and all  claims,  causes  of  action,  losses,  and
liabilities by, against,  between or among the undersigned  arising out of or in
connection with any of the Liabilities or the Collateral.

      This Note has been delivered in Chicago, Illinois and shall be governed by
the laws of the State of Illinois  (excluding  conflicts  of law rules).  If any
court  of  competent  jurisdiction  determines  any  provision  hereunder  to be
prohibited or invalid or  unenforceable  under  applicable  law, such  provision
shall be  ineffective  only to the extent of such  prohibition,  invalidity,  or
unenforceability  without prohibiting,  invalidating and rendering unenforceable
the remainder of the provisions of this Note.  The Lender  reserves the right to
waive or refrain from  waiving any right or remedy under this Note.  No delay or
omission on the part of the Lender in exercising  any right or remedy  hereunder
shall  operate  as a waiver of such  right or  remedy  or of any other  right or
remedy  under this Note or any other  instrument,  document,  agreement or other
writing relating thereto. A waiver on any one occasion shall not be construed as
a bar to or waiver of any such right or remedy on any future occasion. No waiver
shall be deemed to have been made,  unless  such waiver is in writing and signed
by an authorized officer of the Lender. Unless otherwise provided for hereunder,
any notice  required to be given by the undersigned or the Lender shall be given
if deposited in the mail, postage prepaid, and mailed to the respective party at
the address shown on this Note, otherwise if the undersigned's address is absent
hereunder,  then to the address of the undersigned on the records of the Lender.
If a notice is so served by mail,  the effective  date such note is deemed to be
given  shall be the third  (3rd) day  following  the date of deposit in the U.S.
Mail. No change in address of the  undersigned or the Lender shall be effective,
unless sent in writing to the other party at the address shown on this Note.

      The terms used herein are defined as follows:

     A.   "Collateral"  means (i) any real or personal property and interests in
          property of the undersigned in which the Lender now or hereafter has a
          security interest In or lien on or against as security for payment and
          performance  of the  Liabilities;  and (ii)  any  other  property  and
          interests of the undersigned in property of every kind or description,
          whether now owned or existing or hereafter acquired or arising, now or
          hereafter in the  possession,  custody or control of, or in transit to
          the Lender,  whether as collateral security for any Liabilities or for
          any other purpose,  including without  limitation all cash,  deposits,
          securities,  dividends,  distributions,  chattel  paper,  instruments,
          documents and in all accessions and additions thereto, substitutes and
          replacements  therefore,  and  in all of  the  products  and  proceeds
          thereof.

                                                                               4
<PAGE>

     B.   "Default" means any one or more of the following events, conditions or
          acts:  (i) the  undersigned  fails to make any  timely  payment of any
          amount due hereunder;  (ii) the  undersigned  fails to make any timely
          payment of any amount due under any other note,  instrument,  document
          or agreement  which shall cause or permit the holder  thereof to cause
          the  obligations  of the  undersigned to become due prior to maturity;
          (iii) the  undersigned  fails or neglects to comply with or to perform
          in accordance with any representation,  warranty,  covenant, condition
          or  other  provision   contained  hereunder  or  in  any  other  note,
          instrument, document or agreement which at any time secures the Lender
          or is  delivered  to the  Lender  at any time in  connection  with the
          Liabilities;  (iv) the undersigned fails to make any timely payment of
          any other  Liabilities  when due; (v) any  statement,  application  or
          agreement  furnished at any time or from time to time to the Lender by
          the undersigned is false or incorrect in any material respect in light
          of the  circumstances  under which it was made;  (vi) the  undersigned
          fails to furnish the Lender  with  additional  or  periodic  financial
          statements  as the Lender  may  request  from time to time;  (vii) the
          insolvency of the  undersigned or the inability of the  undersigned to
          pay  any  of  their  respective  debts  as  they  mature;  (viii)  any
          admissions,  either  verbal  or  written,  by the  undersigned  or any
          Guarantor  of the  inability to pay any of their  respective  debts as
          they mature;  (ix) the execution of an  assignment  for the benefit of
          creditors  by the  undersigned  or any  Guarantor  or  the  filing  or
          commencement of any proceedings for relief under the Bankruptcy  Code,
          as may be amended from time to time,  or  insolvency  laws or any laws
          relating to the relief of debtors,  readjustment of any  indebtedness,
          reorganization,  composition, extension of debt, or the appointment of
          a receiver or a trustee  for, by or against the  undersigned;  (x) any
          judgment,  attachment, lien, execution or levy against the undersigned
          or against the  property of the  undersigned  (exceeding  an amount of
          $50,000.00) which is not promptly paid, discharged,  released, bonded,
          stayed on appeal or  otherwise  fully  satisfied;  (xi) a  garnishment
          summons or a writ of attachment  is issued  against or served upon the
          Lender for the  attachment of any property of the  undersigned  in the
          Lender's  possession or any indebtedness owing to the undersigned;  (r
          (xiv) the cessation of business,  dissolution  or  termination  of the
          undersigned whether by voluntary or involuntary action.

     C.   "Good  faith"  means  honesty in fact in the  conduct  or  transaction
          concerned, as determined on a subjective basis.

                                                                               5
<PAGE>

     D.   "Liabilities"   means  any  and  all   liabilities,   obligations  and
          indebtedness  of any of the  undersigned  to the Lender for payment of
          any and all  amounts  due under  this Note and any other  instruments,
          documents,  or agreements which at any time secure or are delivered in
          connection  with  the  Liabilities,  and  for any  other  liabilities,
          indebtedness,  and  obligations of every kind and nature of any of the
          undersigned to the Lender whether  heretofore,  now owing or hereafter
          owing,  due or  payable,  howsoever  created,  arising  or  evidenced,
          whether  direct  or  indirect,  absolute  or  contingent,  primary  or
          secondary,  joint or  several,  whether  existing  or arising  through
          discount,  overdraft,  purchase,  direct loan, by operation of law, or
          otherwise,  together with reasonable  attorneys',  paralegals' opinion
          witness or professional fees and all other costs whatsoever (including
          the cost to the  Lender  Of using  internal  counsel,  if  applicable)
          relating to protecting and enforcing the Lender's rights, remedies and
          security  interests  hereunder,  including  advising  the  Lender,  or
          drafting any documents  for the Lender at any time in connection  with
          the   Liabilities.   Liabilities   include  all  of  the  liabilities,
          obligations and  indebtedness  of any partnership  owing now or in the
          future to the Lender by the partnership,  while any of the undersigned
          may have been or may be a member of such partnership.

     E.   "Undersigned"  means  each  maker  signing  this  Note  and  the  word
          "undersigned"  in the  singular  form shall  include the plural  form,
          unless otherwise  designated.  Each such undersigned  shall be jointly
          and severally obligated hereunder.

     F.   This Note and any  documents  executed  and  delivered  to the  Lender
          pursuant hereto  constitute the entire  agreement  between the parties
          and  may  be  amended  only  by a  writing  signed  by  an  authorized
          individual on behalf of each party.

     G.   This Note may be signed in any  number of  counterparts  with the same
          effect  as if the  signature  thereto  and  hereto  were upon the same
          instrument.

      THE UNDERSIGNED HEREBY RATIFIES,  REAFFIRMS,  ACKNOWLEDGES AND AGREES THAT
THE FINANCING LOAN DOCUMENTS, THE NOTES AS AMENDED AND RESTATED REPRESENT VALID,
ENFORCEABLE  AND  COLLECTABLE  OBLIGATIONS  OF THE  UNDERSIGNED,  AND  THAT  THE
UNDERSIGNED PERSONALLY HAS NO EXISTING CLAIMS,  DEFENSES (PERSONAL OR OTHERWISE)
OR RIGHTS OF  SET-OFF  WHATSOEVER  WITH  RESPECT  TO THE  LIABILITIES  UNDER THE
FINANCING LOAN DOCUMENTS AND THIS NOTE.

      WAIVER AND RELEASE.  IN CONSIDERATION  OF THE LENDER'S  ACCEPTANCE OF THIS
NOTE IN PARTIAL  SUBSTITUTION  OF THE PRIOR NOTE AND FOR OTHER GOOD AND VALUABLE
CONSIDERATION,  THE UNDERSIGNED  HEREBY WAIVES,  RELEASES AND FOREVER DISCHARGES
THE  LENDER,  ITS  PREDECESSORS,   PARENT,  SUBSIDIARIES,   AFFILIATES,  AGENTS,
EMPLOYEES, OFFICERS, DIRECTORS, SHAREHOLDERS,  ATTORNEYS, LEGAL REPRESENTATIVES,
SUCCESSORS AND ASSIGNS,  AND EACH OF THEM, OF AND FROM ANY ALL CLAIMS,  DEMANDS,
COUNTERCLAIMS,  SET-OFFS,  DEFENSES,  DEBTS,  LIABILITIES,  OBLIGATIONS,  COSTS,
EXPENSES,   ACTIONS,  CAUSES  OF  ACTIONS,  SUITS  AN])  DAMAGES  (COLLECTIVELY,
"CLAIMS") OF EVERY KIND,  NATURE AND DESCRIPTION  WHATSOEVER,  KNOWN OR UNKNOWN,
FORESEEABLE  AND  UNFORESEEABLE,   LIQUIDATED  AN])  UNLIQUIDATED,  INSURED  AND
UNINSURED, WHICH THE UNDERSIGNED HERETOFORE, NOW AND FROM TIME TO TIME HEREAFTER
OWNS, HOLDS OR HAS BY REASON OF ANY MATTER,  CAUSE OR THING WHATSOEVER,  ARISING
FROM, RELATING TO OR IN CONNECTION WITH THE FINANCING LOAN DOCUMENTS,  THIS NOTE
OR THE LIABILITIES.

                                                                               6
<PAGE>

      THE UNDERSIGNED ACKNOWLEDGES AND AFFIRMS THAT THE UNDERSIGNED HAS REVIEWED
AND UNDERSTANDS THE TERMS AND PROVISIONS OF THIS NOTE.

      SIGNED AND DELIVERED in Chicago,  Illinois, by the undersigned,  as of the
9th day of April, 2008.

SAMIR FINANCIAL LLC

 By: _______________________________          Date: April 9, 2008
  Name:     Mohammad Mirza, President

ENSURAPET, INC. (f/k/a VSURANCE, INC.)

By:  _______________________________          Date: April 9, 2008
            W. Russell Smith, II
            540 North Golden Circle
            Santa Ana, California  92780

Approved as to form and content:

SAMIR FINANCIAL LLC

 By: _______________________________          Date: April 9, 2008
            Mohammad Mirza, President

                                                                               7

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