Document:

Exhibit 10.1d

 EXHIBIT 10.1(d) 
  
 Execution Copy 
  
 WAIVER dated as of October 29, 2003 (this “Waiver”), to the Credit Agreement, dated as of December 1, 1997 (as amended, supplemented or
otherwise modified from time to time, the “Credit Agreement”), among BEAR ISLAND PAPER COMPANY, LLC, a Virginia limited liability company (the “ Borrower”), the several banks and other financial institutions or
entities from time to time parties thereto (the “Lenders”), TD SECURITIES (USA) INC., as Arranger, and TORONTO DOMINION (TEXAS), INC., as the administrative agent for the Lenders (in such capacity, the “Administrative
Agent”). 
  
 WITNESSETH: 
  
 WHEREAS, pursuant to the Agreement, the Lenders have agreed to make, and have
made, certain loans and other extensions of credit to the Borrower; and 
  
 WHEREAS, the Borrower, the Lenders party hereto and the Administrative Agent desire to waive certain provisions of the Credit Agreement subject to the terms and conditions of this Waiver; 
  
 NOW, THEREFORE, the parties hereto hereby agree as follows: 
  
 SECTION 1. Defined Terms. Terms defined in the Credit Agreement and
used herein shall have the meanings given to them in the Credit Agreement. 
  
 SECTION 2. Waivers. The Administrative Agent and the Lenders hereby waive, effective as of the date hereof: 
  
 (a) any Default or Event of Default arising by reason of the failure of the Borrower to comply with Section 6.1(a) (Consolidated Total Debt to
Consolidated Total Capitalization Ratio) of the Credit Agreement for the fiscal quarter ended September 30, 2003; and 
  
 (b) any Default or Event of Default arising by reason of the failure of the Borrower to give notice under the Credit Agreement of the occurrence of any
Default or Event of Default described in the foregoing subsection (a). 
  
 SECTION 3. Conditions to Effectiveness. This Waiver shall become effective on the date (the “Waiver Effective Date”) on which the Borrower, the Administrative Agent, the Required Lenders and the Required Revolving
Credit Lenders shall have executed and delivered this Waiver. 
  
 SECTION 4. Representations and Warranties. To induce the Administrative Agent and the Lender parties hereto to enter into this Waiver, the Borrower hereby represents and warrants to the Administrative Agent and all of the Lenders as
of the 

  

 
Waiver Effective Date that the representations and warranties made by the Borrower in the Loan Documents are true and correct in all material respects on and
as of the Waiver Effective Date (other than those that expressly speak as of a different date), after giving effect to the effectiveness of this Waiver, as if made on and as of the Waiver Effective Date. 
  
 SECTION 5. Payment of Expenses. The Borrower agrees to pay or
reimburse the Administrative Agent for all of its reasonable out-of-pocket costs and reasonable expenses incurred in connection with this Waiver, any other documents prepared in connection herewith and the transactions contemplated hereby,
including, without limitation, the reasonable fees and disbursements of counsel to the Administrative Agent. 
  
 SECTION 6. Continuing Effect; No Other Waivers. Except as expressly waived hereby, all of the terms and provisions of the Credit Agreement and the
other Loan Documents are and shall remain in full force and effect. The waivers contained herein shall not constitute an amendment or waiver of any other provision of the Credit Agreement or the other Loan Documents or for any purpose except as
expressly set forth herein. 
  
 SECTION 7. No Default. No
Default or Event of Default shall have occurred and be continuing as of the Waiver Effective Date after giving effect to this Waiver. 
  
 SECTION 8. Counterparts. This Waiver may not be executed by one or more of the parties to this Agreement on any number of separate counterparts,
and all of said counterparts taken together shall be deemed to constitute one and the same instrument. A set of the copies of this Waiver signed by all the parties shall be lodged with the Borrower and the Administrative Agent. This Waiver may be
delivered by facsimile transmission of the relevant signature pages hereof. 
  
 SECTION 9. Governing Law. This Waiver and their rights and obligations of the parties hereto shall be governed by, and construed and interpreted in accordance with, the laws of the State of New York.

  

 2 

 IN WITNESS WHEREOF, the parties hereto have caused this Waiver to be duly executed and delivered by their
respective proper and duly authorized officers as of the day and year first above written. 
  

	 BEAR ISLAND PAPER COMPANY, LLC

		
	By:	 	 /s/ Edward D. Sherrick

	 	

	 	 	 Name: Edward D. Sherrick
 Title: Vice President, Finance

  

	 TORONTO-DOMINION (TEXAS), INC.,
 as Administrative Agent and as a Lender

		
	By:	 	 /s/ Neva Nesbitt

	 	

	 	 	 Name: Neva Nesbitt
 Title: Vice President

  
 [Signature Page
to Waiver to Bear Island Credit Agreement] 
  

 3 

	 BLACK DIAMOND INTERNATIONAL
 FUNDING, LTD.
 Name of Lender

		
	By:	 	 /s/ Alan Corkish

	 	

	 Name:
	 	 Alan Corkish

	 Title:
	 	 Director

  
 [Signature Page
to Waiver to Bear Island Credit Agreement] 
  

 4 

	 TRS 1 LLC
 Name of Lender

		
	By:	 	 /s/ Edward Schaffer

	 	

	 Name:
	 	 Edward Schaffer

	 Title:
	 	 Vice President

  
 [Signature Page
to Waiver to Bear Island Credit Agreement] 
  

 5Kevin J. Kennedy Transition Employment Agreement dated September 22, 2003

 Exhibit 10.1 
  
 TRANSITION EMPLOYMENT AGREEMENT 
  
 This Transition Employment Agreement (the “Agreement”), by and between Kevin J. Kennedy (the
“Executive”) and Openwave Systems Inc., a Delaware corporation (the “Company”), sets forth Executive’s duties and obligations, and rights to compensation and benefits, in connection with Executive’s transition to a
part-time position and the termination of his employment. Executive and the Company may be referred to collectively in this Agreement as the “Parties.” 
  
 Therefore, in exchange for the covenants, promises and representations described below, the Parties hereby agree as follows:

  
 1.    Effective
Date.  The Effective Date of this Agreement is September 22, 2003. 
  
 2.    Prior Agreements.  As of the Effective Date, this Agreement is the exclusive document setting forth the terms and conditions under which Executive shall be employed by
the Company. Except as explicitly set forth herein, this Agreement supersedes, terminates and replaces all prior agreements and understandings between Executive and the Company and/or its affiliates regarding the terms and conditions of
Executive’s employment with the Company and/or its affiliates, including, but not limited to, that letter agreement by which Executive accepted employment with the Company dated as of August 28, 2001 (“Letter Agreement”), and all
amendments to the Letter Agreement; that Change of Control Severance Agreement between Executive and the Company dated as of October 12, 2001; the Company’s Executive Severance Benefit Policy; as well as any other change of control and/or
severance agreements and any verbal agreements and discussions. 
  
 3.    Continued Service. 
  
 3.1    Pre-Transition Period.  Commencing on the Effective Date and, unless terminated earlier by the Company or Executive as provided in Section 4 of this Agreement, ending on September 30, 2003 (the
“Transition Date”) (such period between the Effective Date and the Transition Date is referred to herein as the “Pre-Transition Period”), Executive shall continue to serve as a full time employee of the Company, with such duties
and reporting structure as determined by the Chief Executive Officer. The Parties agree that Executive shall cease to serve as a full-time employee no later than the close of business on the Transition Date. 
  
 3.2.    Transition Period.  Provided
Executive complies with his obligations hereunder, Executive shall become employed by the Company as Advisor to the Chief Executive Officer (“CEO”) of the Company for the period of time commencing on October 1, 2003 and ending on June 30,
2005, unless Executive’s employment is terminated earlier by either Party as provided in Section 4, (such date, the “Termination Date”) (such period between October 1, 2003 and the Termination Date is referred to herein as the
“Transition Period”). As Advisor to the CEO, Executive shall report to the CEO and have such duties and authority as shall be determined from time to time by the CEO. During the Transition Period, Executive shall devote up to 10 hours per
week to the performance of Executive’s duties hereunder. 

 3.3    Service as a Director.  Executive agrees that he shall
continue to serve as a member of the Company’s Board of Directors (the “Board”) through and following the Termination Date, unless he resigns or is otherwise removed from office by stockholder vote or pursuant to applicable law.
Executive shall be eligible to receive cash compensation for his service as a member of the Board following the Termination Date in accordance with the Company’s regular board compensation policies and in such amounts as are provided to
similarly situated outside directors. In lieu of receiving a First Option under the Company’s 1999 Director Stock Option Plan (the “Directors’ Plan”) and subject to his continued service as a member of the Board of Directors on
each respective grant date, the Company shall grant Executive an option to purchase 24,000 shares of common stock at the first meeting of the board of directors on or after July 1, 2004, an option to purchase 36,000 shares of the Company’s
common stock on the date of the first board meeting in calendar year 2005, and an option to purchase 36,000 shares of the Company’s common stock on the date of the first board meeting in calendar year 2006. Subject to continued service as a
member of the Board, all three of these options shall vest ratably on a monthly basis over four years from the date of grant. In addition, subject to his continued service as a member of the Board, Executive shall be eligible for subsequent annual
option grants under and in accordance with the terms of the Directors’ Plan. 
  
 4.    At-Will Employment.  The Company and Executive acknowledge and agree that Executive’s employment is, and shall continue to be, at-will as defined under applicable law
and may be terminated at any time, for any reason or no reason, with or without notice, at the option of either Party. If Executive’s employment terminates for any reason, Executive understands and agrees that Executive shall not be entitled to
any payments, benefits, damages, awards or compensation other than as provided in this Agreement. 
  
 4.1    Termination for Cause; Termination of Membership on the Board of Directors; Resignation.  If, at any time
prior to the Termination Date, (a) Executive’s service as a member of the Board ceases for any reason, (b) the Company terminates Executive’s employment for Cause (as defined below), (c) Executive resigns his employment with the Company,
or (d) either party terminates Executive’s service as a result of death or disability, Executive will have no further rights to receive, and the Company shall have no obligation to provide, any of the benefits or compensation described in this
Agreement, other than such compensation that has been earned, but not paid, prior to the date of the termination of Executive’s employment. 
  
 4.2    Termination Without Cause.  If the Company terminates Executive’s employment at any time without Cause,
Executive (or his estate, as applicable) will be entitled to receive all of the benefits and compensation described in this Agreement that Executive would have been entitled to receive if Executive had continued to be employed pursuant to this
Agreement through the Termination Date; provided, however, that if Executive’s employment is terminated without Cause prior to the date on which Executive has executed a valid Release (as defined below), Executive shall not be entitled to
receive any of the benefits or compensation described in this Agreement, other than such compensation that has been earned, but not paid, prior to the date of the termination of Executive’s employment, unless and until he validly executes the
Release. 

 4.3    Termination Date.  Executive understands and agrees that if
his employment is not terminated by either Party prior to the Termination Date, then, as of the close of business on the Termination Date, he shall cease to be an employee of the Company. On or before the Termination Date, the Company shall pay him
all compensation that has been earned, but not paid, pursuant to this Agreement. Executive acknowledges and agrees that following the Termination Date, he shall have no rights to receive any compensation or benefits, except for such compensation
and/or benefits to which he may be entitled, pursuant to Company policy and Section 3.3 above, as a result of his service as a non-employee member of the Board. 
  

4.4    Cause.  For the purposes of this Agreement, the definition of “Cause” for termination set forth
in the Letter Agreement is incorporated by reference. In addition, the Company shall be entitled to terminate Executive’s employment for “Cause” if, without the prior written consent of the Company in a writing signed by the
Company’s Chief Executive Officer, Executive (a) pursues any employment or consulting opportunity with any business which is in Competition with the business of the Company or its subsidiaries at any time prior to the Termination Date, or (b)
either an as principal or employee any business, which is in Competition with the business of the Company or its subsidiaries (in either case, a “Competitive Activity”). Prior to engaging in any employment, consulting, or principal
activity that Executive should reasonably expect might constitute a Competitive Activity, Executive shall notify Openwave’s CEO and its General Counsel of the planned activity. If Openwave reasonably believes such activity constitutes a
prohibited Competitive Activity hereunder or discovers that Executive is in good faith, unknowingly engaged in a Competitive Activity, then Openwave shall promptly notify Executive in writing that it views such activity as a Competitive Activity and
Executive shall have a five-day cure period to cease such activity. In such an event, provided that Executive ceases such activity within the cure period, such activity shall not constitute a “Cause” for termination of employment
hereunder. 
  
 For purposes of this Section 4.4, a business shall
be deemed to be in “Competition” with the Company or its subsidiaries if it is engaged in or has taken concrete steps toward engaging in, or one of its operating subsidiaries or operating divisions derives a majority of its revenues from,
the business of providing (A) software that enables Internet connectivity or enables or provides data services on mobile devices (such as messaging and location) to communication service providers or enterprise customers, and/or (B) messaging
software to communication service providers, Internet service providers or enterprise customers, either as carried on or being developed by the Company or its subsidiaries as of the applicable date, in all cities, counties, states and countries in
which the business of the Company or its subsidiaries is then being conducted or its products are being sold. The Parties, however, understand and agree that Executive may serve as the Chief Executive Officer of JDS Uniphase Corporation and its
subsidiaries and affiliated entities, and as a member of the Board of Directors of JDS Uniphase Corporation, Rambus, and Quantum Corporation during the Transition Period. 
  
 5.    Compensation and Benefits During Pre-Transition Period.  During the
Pre-Transition Period, Executive shall be eligible to earn compensation (including base salary and bonuses, including the performance bonus under the amendment to the Letter Agreement dated January 24, 2003) and to participate in the Company’s
standard employee benefit plans, 

 programs and arrangements (the “Benefit Plans”) on the same terms and under the same conditions as existed
immediately prior to the Effective Date. 
  
 6.    Compensation and Benefits During Transition Period. 
  
 6.1    Salary.  During the Transition Period, Executive shall earn a base salary of $2,000 per month. All payments of base salary shall be payable in regular installments in
accordance with the Company’s usual payroll practices and reduced by applicable required or authorized withholding. 
  
 6.2    Corporate Bonus Program.  Executive acknowledges and agrees that he shall not be eligible to participate in
any bonus program including, without limitation, the Corporate Bonus Program following the Transition Date; provided that, to the extent not paid prior to the commencement of the Transition Period, Executive shall continue to be eligible for the
performance bonus under the amendment to the Letter Agreement dated January 24, 2003. 
  
 6.3    Outstanding Options.  Executive acknowledges and agrees that as of the Effective Date, he has no rights to purchase any shares of the Company’s capital stock except for
his rights pursuant to Option #009368 and Option #A009368 granted pursuant to the terms of the Company’s Openwave Systems Inc. 1996 Stock Plan and Openwave Systems Inc. 1995 Stock Plan, respectively (collectively, the “Options”).
Executive acknowledges that the date of the termination of his Continuous Status as an employee, with respect to the Options, shall be no later than the Termination Date. Executive and the Company further agree that the Options shall continue to
vest subject to Executive’s continued employment and in accordance with their existing terms until June 30, 2004. Executive and the Company further agree to take all reasonably necessary actions, including the execution of an amendment to the
stock Options agreement, such that the Options shall cease vesting following June 30, 2004, but that the vested portion of the Options shall continue to remain exercisable in accordance with their existing terms. 
  
 6.4    Offer to Exchange.  In
consideration for the rights and benefits provided to Executive pursuant to this Agreement, Executive waives his rights to receive any Replacement Options pursuant to the Offer to Exchange that commenced on March 13, 2003. 
  
 6.5.    Employee Benefits.  Executive
acknowledges and agrees that he shall have no rights to participate in any of the Company’s Benefit Plans following the Transition Date, except as otherwise required by law; to the extent he would be entitled to participate in any of the
Benefit Plans pursuant to the terms of such Benefit Plans but for the terms of this Agreement, Executive waives his right to participate in such Benefit Plans. 
  

7.    Continuing Obligations. 
  
 7.1.    Confidentiality.  Executive represents and warrants that at all times prior to the Effective Date he has been
in compliance with, and at all times following the Effective Date he will continue to comply with, his obligations as set forth in the Confidential Inventions and Assignment Agreement (the “CIAA”) executed by Executive in 2001 when he
commenced his employment with the Company. The Parties agree to amend the CIAA to reflect the Company’s consent to Executive’s service with JDS Uniphase Corporation, Rambus and Quantum 

 Corporation (as described in Section 3.2 above) and such other employment or consulting opportunities with any business
that are not in competition with the business of the Company or its subsidiaries and that would not otherwise reasonably interfere with Executive’s obligations to the Company under this Agreement or his duties as a member of the board of
directors and to make such other changes as are necessary to protect the Company’s interests in Executive’s services during the Transition Period and Pre-Transition Period. 
  
 7.2    Policies and Procedures.  Executive represents and warrants to the best of his
knowledge that at all times prior to the Effective Date he has been in material compliance with, and at all times during his employment with the Company following the Effective Date he will continue in good faith to strive to materially comply with
the terms and conditions of the Company’s standard policies and procedures which apply to its employees generally. 
  
 7.3    Release of All Claims.  As a condition to Executive’s entitlement to any of the rights, benefits and
compensation arising or due hereunder, Executive shall execute (and not revoke) the Company’s standard form of release of all claims agreement in a form substantially similar to that attached hereto as Exhibit A (the “Release”) on or
before the Transition Date. 
  
 8.    Successors. 
  
 8.1    Company’s Successors.  Any successor to the Company (whether direct or indirect and whether by purchase, merger, consolidation, liquidation or otherwise) to all or substantially all of the
Company’s business and/or assets shall assume the obligations under this Agreement and agree expressly to perform the obligations under this Agreement in the same manner and to the same extent as the Company would be required to perform such
obligations in the absence of a succession. For all purposes under this Agreement, the term “Company” shall include any successor to the Company’s business and/or assets which executes and delivers the assumption agreement described
in this Section 8.1 or which becomes bound by the terms of this Agreement by operation of law or otherwise. 
  
 8.2    Executive’s Successors.  The terms of this Agreement and all rights of Executive hereunder shall inure to
the benefit of, and be enforceable by, Executive’s personal or legal representatives, executors, administrators, successors, heirs, distributes, devisees and legatees. 
  
 9.    Notice.  Notices and all other communications contemplated by this
Agreement shall be in writing and shall be deemed to have been duly given either (i) when personally delivered or sent by facsimile or (ii) five (5) days after being mailed by U.S. registered or certified mail, return receipt requested and postage
prepaid. In the case of Executive, mailed notices shall be addressed to him at the home address or facsimile number that he most recently communicated to the Company in writing. In the case of the Company, mailed notices or notices sent by facsimile
shall be addressed to its corporate headquarters, and all notices shall be directed to the attention of its General Counsel. 
  
 10.    Governing Law.  This Agreement shall be governed by and construed in accordance with the laws of the
State of California. 

 11.    Amendment.  This Agreement may not be altered,
modified, or amended except by written instrument signed by the Parties. 
  
 12.    Waiver.  If either party should waive any breach of any provision of this Agreement, they shall not thereby be deemed to have waived any preceding or succeeding
breach of the same or any other provision of this Agreement. 
  
 13.    Severability.  The parties intend that the covenants and agreements contained in the provisions of this Agreement shall be deemed to be a series of separate covenants and agreements. If, in
any judicial proceeding, a court shall refuse to enforce all of the separate covenants deemed included in the provisions of this Agreement, then such unenforceable covenants shall be deemed eliminated from the provisions of this Agreement for the
purpose of such proceeding to the extent necessary to permit the remaining separate covenants to be enforced in such proceeding. If any one or more of the covenants contained in this Agreement is for any reason held to be excessively broad as to
duration, geographical scope, activity or subject, it will be construed by limiting and reducing it, so as to be enforceable to the extent compatible with the applicable law as it then appears. 
  
 14.    Withholding Taxes.  The
Company may withhold from any amounts payable under this Agreement such federal, state and local taxes as may be required to be withheld pursuant to any applicable law or regulation. 
  
 15.    Headings.  The headings and captions in this Agreement are included solely for
convenience of reference and shall not control the meaning or interpretation of any provisions of this Agreement. 
  
 16.    Facsimile; Counterparts.  This Agreement may be executed and delivered by facsimile and in separate
counterparts, any one of which need not contain signatures of more than one party, but all of which taken together will constitute one and the same Agreement and shall be equally binding as signed copies penned in ink and hand delivered. 

 

	 OPENWAVE SYSTEMS INC.

		
	By:	 	 
	 	

	 	 	 Don Listwin
 President & Chief
Executive Officer

  
  

	 EXECUTIVE:

		
	 	 	 
	 	

	 	 	Kevin J. Kennedy

  
  

 EXHIBIT A 
  
 RELEASE 
  
 This general release of claims (“Release”) is being executed pursuant to the terms set forth in that Transition Employment Agreement with an
effective date of September 22, 2002, between me and Openwave Systems Inc. (the “Agreement”), which Agreement I have previously executed. Certain capitalized terms used in this Release are defined in the Agreement. 
  
 I hereby confirm my obligations under the form of the Openwave’s
Confidential Information and Invention Assignment Agreement, as amended pursuant to Section 7.1 of the Agreement, which I have previously signed. 
  
 I, on behalf of myself and my heirs, estate, executors, administrators, successors and assigns, do hereby release, acquit and forever discharge Openwave,
its parents and subsidiaries, and their officers, directors, agents, servants, employees, shareholders, successors, assigns and affiliates, of and from any and all claims, liabilities, demands, causes of action, costs, expenses, attorneys fees,
damages, indemnities and obligations of every kind and nature, in law, equity, or otherwise, known and unknown, suspected and unsuspected, disclosed and undisclosed (other than my rights under the Agreement and any claim for indemnification I may
have as a result of any third party action against me based on my employment with Openwave), arising out of or in any way related to my employment with Openwave, and any agreements, events, acts or conduct at any time prior to and including the date
I execute this Release related to such employment, including, but not limited to: all such claims and demands directly or indirectly arising out of or in any way connected with my employment with Openwave or the planned termination of that
employment (except as otherwise provided below in this paragraph), including but not limited to, claims of intentional and negligent infliction of emotional distress, any and all tort claims for personal injury, claims or demands related to salary,
bonuses, commissions, stock, stock options, or any other ownership interests in Openwave, severance pay, or any other form of compensation; claims pursuant to any federal, state or local law or cause of action including, but not limited to, the
federal Civil Rights Act of 1964, the federal Age Discrimination in Employment Act of 1967 (“ADEA”), the federal Employee Retirement Income Security Act of 1974, the federal Rehabilitation Act of 1973, the federal Americans with
Disabilities Act of 1990, the federal Fair Labor Standards Act, the federal Family Medical Leave Act, the California Fair Employment and Housing Act, and any amendments to the foregoing laws; tort law; contract law; wrongful discharge;
discrimination; fraud; defamation; emotional distress; and breach of the implied covenant of good faith and fair dealing. Notwithstanding the preceding sentence, this Release shall not apply to, and shall not release Openwave paragraph from its
obligations (a) to defend and indemnify me pursuant to Openwave’s indemnification obligations pursuant to agreement, its bylaws and applicable law, and (b) to provide such benefits and compensation as are payable now or in the future pursuant
to the Agreement (c) to pay such regular salary, vacation pay, expense reimbursements and claims for medical benefits under the Company’s standard polices as may be accrued, but unpaid, as of the date of this Release, and (d) due under the
Company’s 401(k) plan (together, the foregoing clauses (a)-(d) are referred to herein as the “Protected Benefits”). 

 I agree that the claims released pursuant to this Release include all claims against individual employees
of Openwave, acting within the scope of their employment. 
  
 I
acknowledge that I have read and understand Section 1542 of the California Civil Code which reads as follows: “A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of
executing the release, which if known by him must have materially affected his settlement with the debtor.” I hereby expressly waive and relinquish all rights and benefits under that section and any law of any jurisdiction of similar effect
with respect to my release of any claims I may have against Openwave. 
  
 At Openwave’s reasonable request and expense, I agree to cooperate fully in connection with any legal matter, proceeding or action relating to Openwave. 
  
 I acknowledge that I am knowingly and voluntarily waiving and releasing any rights I may have under ADEA. I also acknowledge
that the consideration given under the Agreement for the waiver and release in the preceding paragraph hereof is in addition to anything of value to which I was already entitled. I further acknowledge that I have been advised by this writing, as
required by the ADEA, that: (A) my waiver and release do not apply to any rights or claims that may arise on or after the date I execute this Release; (B) I have the right to consult with an attorney prior to executing this Release; (C) I have
twenty-one (21) days to consider this Release (although I may choose to voluntarily execute this Release earlier); (D) I have seven (7) days following my execution of this Release to revoke the Release; and (E) this Release shall not be effective
until the date upon which the revocation period has expired, which shall be the eighth (8th) day after I execute
this Release. 
  

	EXECUTIVE
		
	 	 	 
	 	

	 	 	Kevin J. Kennedy
	 	 	 
		
	Date:

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