Document:

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                                                                   Exhibit 10.02

                     AMENDMENT NO. 2 TO EMPLOYMENT AGREEMENT

         Amendment No. 2 dated August 28, 2006 to Employment Agreement dated
September 1, 2003 (the "Agreement") by and between BENIHANA INC. (the "Company")
and JUAN C. GARCIA ("Employee"), as amended by Amendment No. 1 dated October 17,
2005 to Employment Agreement by and between the Company and Employee.

         Unless otherwise defined herein, capitalized terms shall have the
respective meanings assigned to them in the Agreement.

         The parties agree that the Agreement shall be amended as follows:

         Section 3.1 of the Agreement is amended by modifying such section to
read in its entirety as follows:

                 "3.1 BASIC COMPENSATION. In respect of services to be
         performed by the Employee during the Employment Period, effective
         August 28, 2006, the Company agrees to pay the Employee an annual
         salary of Two Hundred Five Thousand Dollars ($205,000) ("Basic
         Compensation"), payable in accordance with the Company's customary
         payroll practices for executive employees."

         Section 3 of the Agreement is amended by adding the following new
section 3.5 immediately following Section 3.4:

                 "3.5 COST OF LIVING ADJUSTMENTS. The Basic Compensation
         shall be increased by an amount established by reference to the
         "Consumer Price Index for Urban Wage Earners and Clerical Workers, New
         York, New York-Northern New Jersey area published by the Bureau of
         Labor Statistics of the United States Department of Labor (the
         "Consumer Price Index"). The base period shall be the month ended
         December 31, 2005 (the "Base Period"). If the Consumer Price Index for
         the month of December in any year, commencing in 2006, is greater than
         the Consumer Price Index for the Base Period, Basic Compensation shall
         be increased, commencing on April 1 of the next following year, to the
         amount obtained by multiplying Basic Compensation by a fraction, the
         numerator of which is the Consumer Price Index for the month of
         December of the year in which such determination is being made and the
         denominator of which is the Consumer Price Index for the Base Period."

         Except as modified herein, the Agreement remains in full force and
effect in accordance with its terms without revocation or change.

                            [SIGNATURE PAGE FOLLOWS]

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             IN WITNESS WHEREOF, the undersigned have executed this Amendment
No.2 as of the date and year first above written.

                                            BENIHANA INC.

                                            By:/s/ Joel Schwartz
                                               -----------------
                                                   Joel Schwartz, President

                                                   /s/ Juan C. Garcia
                                               ----------------------
                                                       Juan C. GarciaExhibit 10.23

    
Exhibit
      10.23

    EMPLOYMENT
      AGREEMENT

    

    THIS
      AGREEMENT is made as of the 21st day of August, 2006, by and among ALBANY
      BANK & TRUST, National Association (the “Bank”), a national bank; COMMUNITY
      CAPITAL BANCSHARES, INC., a bank holding company incorporated under the laws
      of
      the State of Georgia (the “Company”) (collectively, the Bank and the Company are
      referred to hereafter as the “Employer”), and JOHN H. MONK, JR., a resident of
      the State of Georgia (the “Employee”).

    

    RECITALS:

    

    WHEREAS,
      the
      Employer desires to employ the Employee as Chief Executive Officer and President
      of the Bank and the Company; and

    

    WHEREAS,
      the
      Employee desires to accept employment as the Chief Executive Officer and
      President of the Bank and the Company; and

    

    WHEREAS,
      the Bank
      received a report of examination from the Office of the Comptroller of the
      Currency (the “OCC”); and

    

    WHEREAS,
      the Bank
      has entered into an agreement with the OCC within the meaning of 12 U.S.C.
§
1818(b)(1) which is a formal written agreement within the meaning of 12 U.S.C.
§
1818(u)(1)(A); and

    

    WHEREAS,
      the
      Bank
      has received authority to enter into a contract with the Employee subject to
      the
      final decision of the OCC not to disapprove the employment of Employee as the
      Chief Executive Officer and President of the Bank;

    

    NOW
      THEREFORE, in
      consideration of the mutual agreements hereinafter set forth, the parties hereby
      agree as follows:

     

    1. Definitions.
      Whenever
      used in this Agreement, the following terms and their variant forms shall have
      the meaning set forth below:

    

    1.1 “Affiliate”
      shall
      mean any business entity which controls the Company, is controlled by or is
      under common control with the Company.

    

    1.2 “Agreement”
      shall
      mean this Agreement and any exhibits incorporated herein together with any
      amendments hereto made in the manner described in this Agreement.

    

    1.3 “Area”
      shall
      mean the geographic area within the boundaries of Dougherty and Lee Counties,
      Georgia and Houston and Lee Counties, Alabama. It is the express intent of
      the
      Parties that the Area as defined herein is the area where the Employee performs
      services on behalf of the Employer under this Agreement.

     

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

        Exhibit
          10.23

      

    

     

    1.4 “Business
      of the Employer”
      shall
      mean the business conducted by the Employer, which is commercial
      banking.

    

    1.5 “Cause”
      shall
      mean:

    

    1.5.1 With
      respect to termination by the Employer:

    

    (a) A
      material breach of the terms of this Agreement by the Employee, including,
      without limitation, failure by the Employee to perform his duties and
      responsibilities in the manner and to the extent required under this Agreement,
      which remains uncured after the expiration of thirty (30) days following the
      delivery of written notice of such breach to the Employee by the Board of
      Directors of the Company and/or the Bank;

    

    (b) Conduct
      by the Employee that amounts to fraud, dishonesty or willful misconduct in
      the
      performance of his duties and responsibilities hereunder;

    

    (c) The
      conviction of the Employee of a felony;

    

    (d) Conduct
      by the Employee that amounts to gross and willful insubordination or inattention
      to his duties and responsibilities hereunder; or

    

    (e) The
      receipt of any form of notice, written or otherwise, that any regulatory agency
      having jurisdiction over the Employer intends to institute any form of formal
      or
      informal regulatory action against the Employee or the Employer, provided that
      the Board of Directors of either the Company or the Bank determines in good
      faith that such action involves acts or omissions by or under the supervision
      of
      the Employee or that termination of the Employee could materially assist the
      Employer in avoiding or reducing the restrictions or adverse effects to the
      Employer related to the regulatory action.

    

    1.5.2 With
      respect to termination by the Employee, a material diminution in the powers,
      responsibilities or duties of the Employee hereunder or a material breach of
      the
      terms of this Agreement by the Employer, which remains uncured after the
      expiration of thirty (30) days following the delivery of written notice of
      such
      breach to the Employer by the Employee.

    

    1.6 “Change
      in Control”
      means
      any one of the following events:

    

    (a) the
      acquisition by any person or persons acting in concert of the then outstanding
      voting securities of either the Bank or the Company, if, after the transaction,
      the acquiring person (or persons) owns, controls or holds with power to vote
      fifty percent (50%) or more of any class of voting securities of either the
      Bank
      or the Company, as the case may be, or such other transaction as may be
      described under 12 C.F.R. Section 225.41(c)(1) or any successor
      thereto;

     

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

        Exhibit
          10.23

      

    

     

    (b) within
      any twelve-month period (beginning on or after the Effective Date) the persons
      who were directors of either the Bank or the Company immediately before the
      beginning of such twelve-month period (the “Incumbent Directors”) shall cease to
      constitute at least a majority of such board of directors; provided that any
      director who was not a director as of the Effective Date shall be deemed to
      be
      an Incumbent Director if that director was elected to such board of directors
      by, or on the recommendation of or with the approval of, at least two-thirds
      of
      the directors who then qualified as Incumbent Directors; and provided further
      that no director whose initial assumption of office is in connection with an
      actual or threatened election contest relating to the election of directors
      shall be deemed to be an Incumbent Director;

    

    (c) the
      approval by the stockholders of either the Bank or the Company or a
      reorganization, merger or consolidation, with respect to which persons who
      were
      the stockholders of the Bank or the Company, as the case may be, immediately
      prior to such reorganization, merger or consolidation do not, immediately
      thereafter, own more than fifty percent (50%) of the combined voting power
      entitled to vote in the election of directors of the reorganized, merged or
      consolidated company’s then outstanding voting securities; or

    

    (d) the
      sale,
      transfer or assignment of all or substantially all of the assets of the Company
      and its subsidiaries to any third party.

    

    1.7 “Confidentiality”
      means
      data and information relating to the business of the Employer (which does not
      rise to the status of a Trade Secret) which is or has been disclosed to the
      Employee or of which the Employee became aware as a consequence of or through
      the Employee’s relationship to the Employer and which has value to the Employer
      and is not generally known to its competitors. Confidential Information shall
      not include any data or information that has been voluntarily disclosed to
      the
      public by the Employer (except where such public disclosure has been made by
      the
      Employee without authorization) or that has been independently developed and
      disclosed by others, or that otherwise enters the public domain through lawful
      means.

    

    1.8 “Effective
      Date”
      shall
      mean August 21, 2006.

    

    1.9 “Employer
      Information”
      means
      Confidential Information and Trade Secrets. 

    

    1.10 “Initial
      Term”
      shall
      mean that period of time commencing on the Effective Date and running until
      the
      earlier of the close of business on the last business day immediately preceding
      the first anniversary of the Effective Date or any termination of employment
      of
      the Employee under this Agreement as provided for in Section 3.

    

    1.11 “Permanent
      Disability”
      shall
      mean the total inability of the Employee to perform his duties under this
      Agreement for the duration of the short-term disability period under the
      Employer’s policy then in effect as certified by a physician chosen by the
      Employer and reasonably acceptable to the Employee.

     

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

        Exhibit
          10.23

      

    

     

    1.12 “Term”
      shall
      mean the Initial Term and all subsequent renewal periods.

    

    1.13 “Trade
      Secrets”
      means
      Employer information including, but not limited to, technical or nontechnical
      data, formulas, patterns, compilations, programs, devices, methods, techniques,
      drawings, processes, financial data, financial plans, product plans or lists
      of
      actual or potential customers or suppliers which (a) derives economic value,
      actual or potential, from not being generally known to, and not being readily
      ascertainable by proper means by, other persons who can obtain economic value
      from its disclosure or use; and (b) is the subject of efforts that are
      reasonable under the circumstances to maintain its secrecy.

     

    2. Duties.

    

    2.1 Position.
      The
      Employee is employed as the Chief Executive Officer and President of the Bank
      and the Company and, subject to the direction of the Board of Directors of
      the
      Bank, shall perform and discharge well and faithfully the duties which may
      be
      assigned to him from time to time.

     

    2.2 Full-Time
      Status.
      In
      addition to the duties and responsibilities specifically assigned to the
      Employee pursuant to Section 2.1 hereof, the Employee shall: (a) devote
      substantially all of his time, energy and skill during regular business hours
      to
      the performance of the duties of his employment (reasonable vacations and
      reasonable absences due to illness excepted) and faithfully and industriously
      perform such duties; (b) diligently follow and implement all management policies
      and decisions communicated to him by the Board of Directors; and (c) timely
      prepare and forward to the Board of Directors all reports and accounting as
      may
      be requested of the Employee.

    

    2.3 Permitted
      Activities.
      The
      Employee shall devote his entire business time, attention and energies to the
      Business of the Employer and shall not during the Term be engaged (whether
      or
      not during normal business hours) in any other business or professional
      activity, whether or not such activity is pursued for gain, profit or other
      pecuniary advantage; but this shall not be construed as preventing the Employee
      from (a) investing his personal assets in businesses which (subject to clause
      (b) below) are not in competition with the Business of the Employer and which
      will not require any services on the part of the Employee in their operation
      or
      affairs and in which his participation is solely that of an investor, (b)
      purchasing securities in any corporation whose securities are regularly traded
      provided that such purchase shall not result in him collectively owning
      beneficially at any time five percent (5%) or more of the equity securities
      of
      any business in competition with the Business of the Employer; and (c)
      participating in civic and professional affairs and organizations and
      conferences, preparing or publishing papers or books or teaching so long as
      the
      Board of Directors of the Company and the Bank approves of such activities
      prior
      to the Employee’s engaging in them.

    

    3. Term
      and Termination.

    

    3.1 Term.
      Employee
      acknowledges that his employment by the Company and the Bank is contingent
      upon
      approval of the OCC by affirmative decision of that agency not to disapprove
      his
      employment by the Bank. If the OCC were to exercise that option and disapproves
      Employee, then Employee understands that the term of his employment would be
      from the effective date until his discharge by virtue of the action of the
      OCC.
      Subject to that contingency, the first term of this Agreement begins on August
      21, 2006 and ends on August 20, 2007 and shall be extended for additional terms
      of one year each unless cancelled by either party as of the end of the first
      term or any additional term upon not less than thirty (30) days notice prior
      to
      the end of any such term. Should the Employer exercise its option not to renew
      this Agreement, the Employer’s obligation to the Employee shall be controlled by
      Section 3.2 of this Agreement.

     

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

        Exhibit
          10.23

      

    

     

    3.2 Termination.
      During
      the Term, the employment of the Employee under this Agreement may be terminated
      only as follows:

    

    3.2.1 By
      the
      Employer:

    

    (a) For
      Cause, upon written notice to the Employee pursuant to Section 1.5.1 hereof,
      in
      which event the Employer shall have no further obligation to the Employee except
      for the payment of any amounts earned and unpaid under Section 4 on the
      effective date of termination;

    

    (b) Without
      Cause at any time, provided that the Employer shall give the Employee thirty
      (30) days’ prior written notice of its intent to terminate, in which event the
      Employer shall be required to continue to meet its obligations to the Employee
      under Sections 4.1 and 4.2 for a period equal to twelve (12) months following
      the effective date of termination and under Section 4.4 to the extent provided
      in that Section; or

    

    (c) Upon
      the
      Permanent Disability of Employee at any time, provided that the Employer shall
      give the Employee thirty (30) days’ prior written notice of its intent to
      terminate, in which event the Employer shall be required to continue to meet
      its
      obligations to the Employee under Sections 4.1 and 4.2 for the period of six
      (6)
      months following the effective date of termination

    

    3.2.2 By
      the
      Employee:

    

    (a) For
      Cause, provided that the Employee shall give the Employer sixty (60) days’ prior
      written notice of his intent to terminate, in which event the Employer shall
      be
      required to continue to meet its obligations to the Employee under Section
      4.1
      and 4.2 for a period equal to twelve (12) months following the effective date
      of
      termination and under Section 4.4 to the extent provided in that
      Section;

    

    (b) Without
      Cause, provided that the Employee shall give the Employer sixty (60) days’ prior
      written notice of his intent to terminate, in which event the Employer shall
      have no further obligation to Employee except future payment of any amounts
      earned and unpaid under Section 4 on the effective date of the termination;
      or

     

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

        Exhibit
          10.23

      

    

     

    (c) Upon
      the
      Permanent Disability of the Employee, in which event the Employer shall be
      required to continue to meet its obligation to the Employee under Sections
      4.1
      and 4.2 for six (6) months following the effective date of
      termination.

    

    3.3 If,
      within twelve (12) months prior to or twenty-four (24) months following a Change
      in Control, the Employee terminates his employment for Cause or the Employer
      terminates the Employee’s employment without Cause, the Employer shall be
      required to pay the Employee in cash a lump sum payment in an amount equal
      to
      1.5 times the sum of (a) the average of the Employee’s Base Salary paid over the
      immediately preceding three (3) calendar years or, if less, over the Employee’s
      entire employment history with the Employer and (b) the average of the annual
      Incentive Compensation (as defined below) paid over the immediately preceding
      three (3) calendar years or, if less, over the Employee’s entire employment
      history with the Employer, which shall be paid to the Employee no later than
      ninety (90) days following the effective date of termination. Notwithstanding
      any other provision of this Agreement to the contrary, if the aggregate amount
      provided for in this Agreement and the other payments and benefits which the
      Employee has the right to receive from the Employer (the “Total Amount”) would
      constitute a “parachute payment,” as defined in Section 280G(b)(2) of the
      Internal Revenue Code, the Total Amount shall be reduced so that it does not
      exceed an amount equal to (i) 2.99 multiplied by (ii) the Employee’s “base
      amount” for the “base period,” as such terms are defined under Section 280G of
      the Internal Revenue Code. In the event the Total Amount is reduced by reason
      of
      this Section, the Employee shall be entitled to determine which portion of
      the
      Total Amount is to be reduced so that the Total Amount to be paid to the
      Employee, as so reduced, satisfies the limitation described in the immediately
      preceding sentence.

    

    3.4 Termination
      By Agreement.
      At
      any
      time upon mutual, written agreement of the parties, in which event the Employer
      shall have no further obligation to the Employee except for the payment of
      any
      amounts earned and unpaid under Section 4 on the effective date of termination
      unless otherwise set forth in the written agreement.

    

    3.5 Termination
      Due To Death.
      Notwithstanding
      anything in this Agreement to the contrary, the Term shall end automatically
      upon the Employee’s death, in which event the Employer shall be requested to
      continue obligation to the Employee under Sections 4.1 and 4.2 for six (6)
      months following the effective date of termination.

    

    3.6 Effect
      of Termination.
      Termination
      of the employment of the Employee pursuant to Section 3 shall be without
      prejudice to any right or claim which may have previously accrued to either
      the
      Employer or the Employee hereunder and shall not terminate, alter, supersede
      or
      otherwise affect the terms and covenants and the rights and duties prescribed
      in
      this Agreement. Upon termination of the Employee’s employment, the Employer
      shall have no further obligation to the Employee or the Employee’s estate,
      except for payment of any amounts earned and unpaid under Section 4 on the
      effective date of termination and any payments set forth in Sections 3.2.1(b)
      or
      (c), Section 3.2.2(a) or (c), Section 3.3 or Section 3.5, as applicable.

    

    4. Compensation.
      The
      Employee shall receive the following salary and benefits.

     

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

        Exhibit
          10.23

      

    

     

    4.1 Base
      Salary.
      From
      the
      beginning of the initial term of employment through December 31, 2006, the
      Employee shall be compensated at a base rate of $203,000 annually (the “Base
      Salary”). On January 1, 2007, the Base Salary shall be raised to $210,000
      annually. The Employee’s Base Salary shall be reviewed by the Board of Directors
      or its designee annually, and shall be adjusted annually thereafter by such
      amount, if any, as may be determined by the Board of Directors or its designee
      in their sole discretion. Base Salary shall be payable in accordance with the
      Employer’s normal payroll practices.

    

    4.2 Options.
      Upon
      execution of this Employment Contract, Employee shall be granted 10,000 options
      for shares of stock in the Company. On January 1, 2007, the Employee shall
      be
      granted an additional 5,000 options for shares of stock in the Company.
      Thereafter, when Employee is successful in having the agreement between the
      Bank
      and the OCC terminated, he shall be granted an option for an additional 15,000
      shares of stock in the Company.

    

    4.3 Incentive
      Compensation.
      Within
      ninety (90) days following the end of each calendar year of the Employer’s
      operations, the Employer shall pay the Employee a cash bonus, if any, based
      upon
      satisfying criteria established by the Board of Directors of the Company and
      the
      Bank (in its sole discretion) and communicated to the Employee in writing no
      later than April 1 of that calendar year (the “Incentive
      Compensation”).

    

    4.4 Health
      Insurance.
      

    

    (a) The
      Employee shall be entitled to participate in the health insurance plan provided
      by the Employer for its employees. The Employer will pay the full cost of the
      premiums under such plan for health insurance coverage for the Employee and
      his
      family.

    

    (b) In
      the
      event of (i) termination by the Employee For Cause (Section 3.2.2(a)), or (ii)
      termination by the Employee following a Change of Control (Section 3.3), the
      Employer shall reimburse Employee for the cost of premium payments paid by
      Employee to continue his then existing heath insurance as provided by the
      Employer for a period of six (6) months following the date of termination of
      employment.

    

    (c) In
      the
      event of termination by the Employer Without Cause (Section 3.2.2(a)) or upon
      Permanent Disability (Section 3.2.1(c)), the Employer shall reimburse the
      Employee for the cost of premium payments paid by Employer to continue his
      then
      existing health insurance as provided by the Employer for a period of twelve
      (12) months following the date of termination of employment.

    

    4.5 Automobile.
      Beginning
      as of the effective date, the Employer shall provide Employee with an automobile
      to be used by the Employee for business and personal purposes. The make and
      model of the automobile shall be determined by the Employer. The Employer will
      pay expenses associated with the operation, maintenance, repair and insurance
      for the automobile.

     

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

        Exhibit
          10.23

      

    

     

    4.6 Moving
      Expenses.
      Employer
      shall pay Employee’s moving cost from Bainbridge, Georgia to Albany, Georgia,
      upon reasonable proof of such moving expenses. The amount of reimbursement
      shall
      be equal to the actual cost of moving not to exceed Seven Thousand ($7,000.00)
      Dollars.

    

    4.7 Business
      Expenses: Memberships.
      The
      Employer specifically agrees to reimburse the Employee for (a) reasonable
      business (including travel) expenses incurred by him in the performance of
      his
      duties hereunder, as approved from time to time by the Board of Directors of
      the
      Company and the Bank, and (b) the dues and business related expenditures,
      including initiation fees, associated with membership in a single country club
      and a single civic association both as selected by the Employee and in
      professional associations which are commensurate with his position; provided,
      however, that the Employee shall, as a condition of reimbursement, submit
      verification of the nature and amount of such expenses in accordance with
      reimbursement policies from time to time adopted by the Employer and in
      sufficient detail to comply with rules and regulations promulgated by the
      Internal Revenue Service.

    

    4.8 Vacation.
      On
      a
      non-cumulative basis the Employee shall be entitled to four (4) weeks of
      vacation in each successive twelve-month period during the Term, during which
      his compensation shall be paid in full. Employee will endeavor to take at least
      two consecutive weeks each year for vacation, the other vacation to be taken
      at
      the time the Employer determines appropriate, taking into account the
      requirements of the Employer.

    

    4.9 Benefits.
      In
      addition to the benefits specifically described herein, the Employee shall
      be
      entitled to such benefits as may be available from time to time for executives
      of the Employer similarly situated to the Employee. All such benefits shall
      be
      awarded and administered in accordance with the Employer’s standard policies and
      practices. Such benefits may include, by way of example only, profit sharing
      plans, retirement or investment funds, dental, health, life and disability
      insurance benefits and such other benefits as the Employer deems appropriate.
      The Employer makes no representation to the Employee regarding the taxability
      or
      nontaxability of any benefits provided under Section 4.

    

    4.10. Withholding.
      The
      Employer may deduct from each payment of compensation hereunder all amounts
      required to be deducted and withheld in accordance with applicable federal
      and
      state income, FICA and other withholding requirements.

    

    5. Employer
      Information.

    

    5.1 Ownership
      of Information.
      All
      Employer Information received or developed by the Employee while employed by
      the
      Employer will remain the sole and exclusive property of the
      Employer.

    

    5.2 Obligation
      of the Employee.
      The
      Employee agrees (a) to hold Employer Information in strictest confidence, and
      (b) not to use, duplicate, reproduce, distribute, disclose or otherwise
      disseminate Employer Information or any physical embodiments thereof and may
      in
      no event take any action causing or fail to take any action necessary in order
      to prevent any Employer Information from losing its character or ceasing to
      qualify as Confidential Information or a Trade Secret. In the event that the
      Employee is required by law to disclose any Employer Information, the Employee
      will not make such disclosure unless (and then only to the extent that) the
      Employee has been advised by independent legal counsel that such disclosure
      is
      required by law and then only after prior written notice is given to the Company
      when the Employee becomes aware that such disclosure has been requested and
      is
      required by law. This Section 5 shall survive for a period of six (6) months
      following termination of this Agreement for any reason with respect to
      Confidential Information, and shall survive termination of this Agreement for
      any reason for so long as is permitted by the then-current Georgia Trade Secrets
      Act of 1990, O.C.G.A. §§ 10-1-760 - 10-1-767, with respect to Trade
      Secrets.

     

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

        Exhibit
          10.23

      

    

     

    5.3 Delivery
      upon Request or Termination.
      Upon
      request by the Employer, and in any event upon termination of his employment
      with the Employer, the Employee will promptly deliver to the Employer all
      property belonging to the Employer, including, without limitation, all Employer
      Information then in his possession or control.

    

    6. Non-Competition.
      The
      Employee agrees that during his employment by the Employer hereunder and, in
      the
      event of his termination by the Employer with Cause pursuant to Section
      3.2.1(a), by the Employee without Cause pursuant to Section 3.2.2(b) or by
      the
      Employee in connection with a Change in Control pursuant to Section 3.3, for
      a
      period of twelve (12) months thereafter, he will not (except on behalf of or
      with the prior written consent of the Employer), within the Area, either
      directly or indirectly, on his own behalf or in the service or on behalf of
      others, as a principal, partner, officer, director, manager, supervisor,
      administrator, consultant, executive employee or in any other capacity which
      involves duties and responsibilities similar to those undertaken for the
      Employer, or engage in any business which is the same as or essentially the
      same
      as the Business of the Employer.

    

    7. Non-Solicitation
      of Customers.
      The
      Employee agrees that during his employment by the Employer hereunder and, in
      the
      event of his termination by the Employer with Cause pursuant to Section
      3.2.1(a), by the Employee without Cause pursuant to Section 3.2.2(b) or by
      the
      Employee in connection with a Change in Control pursuant to Section 3.3, for
      a
      period of twelve (12) months thereafter, he will not (except on behalf of or
      with the prior written consent of the Employer), within the Area, on his own
      behalf or in the service or on behalf of others, solicit, divert or appropriate
      or attempt to solicit, divert or appropriate, directly or by assisting others,
      any business from any of the Employer’s customers, including actively sought
      prospective customers, with whom the Employee has or had material contact during
      the last two (2) years of his employment, for purposes of providing products
      or
      services that are competitive with those provided by the Employer.

    

    8. Non-Solicitation
      of Employees. The
      Employee agrees that during his employment by the Employer hereunder and, in
      the
      event of his termination by the Employer with Cause pursuant to Section
      3.2.1(a), by the Employee without Cause pursuant to Section 3.2.2(b) or by
      the
      Employee in connection with a Change in Control pursuant to Section 3.3, for
      a
      period of twelve (12) months thereafter, he will not (except on behalf of or
      with the prior written consent of the Employer), within the Area, on his own
      behalf or in the service or on behalf of others, solicit, recruit or hire away
      or attempt to solicit, recruit or hire away, directly or by assisting others,
      any employee of the Employer or its Affiliates, whether or not such employee
      is
      a full-time employee or a temporary employee of the Employer or its Affiliates
      and whether or not such employment is pursuant to written agreement and whether
      or not such employment is for a determined period or is at will.

     

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

        Exhibit
          10.23

      

    

     

    9. Remedies.
      The
      Employee agrees that the covenants contained in Sections 5 through 8 of this
      Agreement are of the essence of this Agreement; that each of the covenants
      is
      reasonable and necessary to protect the business, interests and properties
      of
      the Employer; and that irreparable loss and damage will be suffered by the
      Employer should he breach any of the covenants. Therefore, the Employee agrees
      and consents that, in addition to all the remedies provided by law or in equity,
      the Employer shall be entitled to a temporary restraining order and temporary
      and permanent injunctions to prevent a breach or contemplated breach of any
      of
      the covenants. The Employer and the Employee agree that all remedies available
      to the Employer or the Employee, as applicable, shall be
      cumulative.

    

    10. Severability.
      The
      parties agree that each of the provisions included in this Agreement is
      separate, distinct and severable from the other provisions of this Agreement
      and
      that the invalidity or unenforceability of any Agreement provision shall not
      affect the validity or enforceability of any other provision of this Agreement.
      Further, if any provision of this Agreement is ruled invalid or unenforceable
      by
      a court of competent jurisdiction because of a conflict between the provision
      and any applicable law or public policy, the provision shall be redrawn to
      make
      the provision consistent with and valid and enforceable under the law or public
      policy.

    

    11. No
      Set-Off by the Employee.
      The
      existence of any claim, demand, action or cause of action by the Employee
      against the Employer, or any Affiliate or the Employer, whether predicated
      upon
      this Agreement or otherwise, shall not constitute a defense to the enforcement
      by the Employer of any of its rights hereunder.

    

    12. Notice.
      All
      notices and other communications required or permitted under this Agreement
      shall be in writing and, if mailed by prepaid first-class mail or certified
      mail, return receipt requested, shall be deemed to have been received on the
      earlier of the date shown on the receipt or three (3) business days after the
      postmarked date thereof. In addition, notices hereunder may be delivered by
      hand, facsimile transmission or overnight courier, in which event the notice
      shall be deemed effective when delivered or transmitted. All notices and other
      communications under this Agreement shall be given to the parties hereto at
      the
      following addresses:
 

    
      	
            	
              (i)

            	If to the Employer, to it at:	 
	 	 	 	 
	 	 	
              Chairman,
                Board of Directors

              Community
                Capital Bancshares

              2815
                Meredyth Drive

              Albany,
                GA 31707

            	 

    

     

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

        Exhibit
          10.23

      

    

     

    
      	 	(ii)	If to the Employee, to him at:	 
	 	 	 	 
	 	 	 	 

    

     

    13. Assignment.
      Neither
      party hereto may assign or delegate this Agreement or any of its rights and
      obligations hereunder without the written consent of the other party
      hereto.

    

    14. Waiver.
      A waiver
      by the Employer of any breach of this Agreement by the Employee shall not be
      effective unless in writing, and no waiver shall operate or be construed as
      a
      waiver of the same or another breach on a subsequent occasion.

    

    15. Arbitration.
      Any
      controversy or claim arising out of or relating to this contract, or the breach
      thereof, shall be settled by binding arbitration in accordance with the
      Commercial Arbitration Rules of the American Arbitration Association. Judgment
      upon the award rendered by the arbitrator may be entered only in the State
      Court
      of Dougherty County or the federal court for the Middle District of Georgia.
      The
      Employer and the Employee agree to share equally the fees and expenses
      associated with the arbitration proceedings.

    

    16. Attorneys’
      Fees.
      In the
      event that the parties have complied with this Agreement with respect to
      arbitration of disputes and litigation ensues between the parties concerning
      the
      enforcement of an arbitration award, the Employer shall pay all costs and
      expenses in connection with such litigation until such time as a final
      determination (excluding any appeals) is made with respect to the litigation.
      If
      the Employer prevails in such litigation, the Employer shall be entitled to
      receive from the Employee all reasonable costs and expenses, including without
      limitation attorneys’ fees, incurred by the Employer on behalf of the Employee
      in connection with such litigation, and the Employee shall pay such costs and
      expenses to the Employer promptly upon demand by the Employer.

    

    17. Applicable
      Law.
      This
      Agreement shall be construed and enforced under and in accordance with the
      laws
      of the State of Georgia.

    

    18. Interpretation.
      Words
      importing any gender include all genders. Words importing the singular form
      shall include the plural and vice versa. The terms “herein”, “hereunder”,
“hereby”, “hereto”, “hereof” and any similar terms refer to this Agreement. Any
      captions, titles or headings preceding the text of any article, section or
      subsection herein are solely for convenience of reference and shall not
      constitute part of this Agreement or affect its meaning, construction or
      effect.

    

    19. Entire
      Agreement.
      This
      Agreement embodies the entire and final agreement of the parties on the subject
      matter stated in the Agreement. No amendment or modification of this Agreement
      shall be valid or biding upon the Employer or the Employee unless made in
      writing and signed by both parties. All prior understandings and agreements
      relating to the subject matter of this Agreement are hereby expressly
      terminated.

     

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

        Exhibit
          10.23

      

    

     

    20. Rights
      of Third Parties.
      Nothing
      herein expressed is intended to or shall be construed to confer upon or give
      to
      any person, firm or other entity, other than the parties hereto and their
      permitted assigns, any rights or remedies under or by reason of this
      Agreement.

    

    21. Survival.
      The
      obligations of the Employee pursuant to Sections 5, 6, 7, 8 and 9 shall survive
      the termination of the employment of the Employee hereunder for the period
      designated under each of those respective sections.

    

    22. Joint
      and Several.
      The
      obligations of the Bank and the Company to Employee hereunder shall be joint
      and
      several.

    

    IN
      WITNESS WHEREOF,
      the
      Employer and the Employee have executed and delivered this Agreement as of
      the
      date first shown above.

     

    
      	 	 	 
	 	
              THE
                BANK:

               

              ALBANY
                BANK & TRUST,

              NATIONAL
                ASSOCIATION

            
	 
 	 
 	 
 
	
            	By:  	/s/
              Charles M. Jones, III
	 	
              

              Print
                Name: Charles M. Jones, III

              Title:
                Chairman

            

      	 	 	 
	 	
              THE
                COMPANY:

               

              COMMUNITY
                CAPITAL BANCSHARES, INC.

            
	 
 	 
 	 
 
	
            	By:  	/s/
              Charles M. Jones, III
	 	
              

              
                Print
                  Name: Charles M. Jones, III

                Title:
                  Chairman

              

            

    

    

    
      
        	 	 	 
	 	 
	 
 	 
 	
                THE
                  EMPLOYEE:

                 

                 

              
	
              	
              	/s/
                John. H. Monk,
                Jr.
	 	
                

                
                  JOHN
                    H. MONK, JR.

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