Document:

LOCK-UP AND VOTING AGREEMENT

        LOCK-UP AND VOTING AGREEMENT (the "Agreement") dated as of August 18,
2004, by and among FRONT PORCH DIGITAL INC., a Nevada corporation (the
"Company"), THOMAS P. SWEENEY III ("Sweeney"), EQUITY PIER LLC, a Colorado
limited liability company ("EP" and collectively with Sweeney, the "Restricted
Parties") and each Person whose name appears on SCHEDULE A attached hereto
(collectively the "Former MSI Stockholders").

                               W I T N E S S E T H
                               - - - - - - - - - -

        WHEREAS, pursuant to the terms of an Agreement and Plan of Merger dated
as of August 16, 2004 (the "Merger Agreement") between the Company,
ManagedStorage International, Inc., a Delaware corporation ("MSI"), and Front
Porch Merger Corp., a Delaware corporation, on the date hereof, the Company has
agreed to issue to the Former MSI Stockholders such number of shares of Common
Stock, $.001 par value, of the Company (the "Common Stock") or Series A
Convertible Preferred Stock, $.001 par value, of the Company (the "Series A
Preferred Stock") as determined pursuant to the Merger Agreement; and

        WHEREAS, pursuant to the terms of an Employment Agreement of even date
herewith (the "Employment Agreement") between the Company and Sweeney, Sweeney
will become the Chief Executive Officer of the Company upon the consummation of
the transactions contemplated by the Merger Agreement; and

        WHEREAS, Sweeney is the founder and Managing Member of EP;

        WHEREAS, following the consummation of the transactions contemplated in
the Merger Agreement, the Restricted Parties will beneficially own approximately
18,879,289 shares of Common Stock; and

        WHEREAS, as a condition precedent to the consummation of the
transactions contemplated by the Merger Agreement and the Employment Agreement,
the Company, the Restricted Parties and the Former MSI Stockholders desire to
provide for certain restrictions on the transfer of such shares by the
Restricted Parties;

        NOW THEREFORE, in consideration of the premises and the mutual covenants
of the parties hereto, it is hereby agreed as follows:

<PAGE>

                                    ARTICLE I

                               CERTAIN DEFINITIONS

        1.1     DEFINITIONS. Whenever used in this Agreement, unless otherwise
defined or the subject matter or context dictates, the following terms shall
have these respective meanings:

                (a)     Affiliate" shall have the meaning ascribed to it in Rule
12(b)(2) promulgated under the Securities Exchange Act of 1934, as amended.

                (b)     "Agreement" means this Lock-up Agreement, any agreement
which is supplementary to or in amendment or confirmation of this Agreement, and
any schedules hereto or thereto.

                (c)     "Certificate of Designations" means the Certificate of
Designations, Preferences and Rights of the Series A Preferred Stock.

                (d)     "Disposition" shall have the meaning assigned in Section
2.1.

                (e)     "Lock Up Expiration Date" means the earliest date on
which the Former MSI Stockholders and/or their permitted transferees receive
aggregate proceeds (whether in cash or otherwise) of at least $31,500,000 from
the disposition of the shares of Series A Preferred Stock and/or Common Stock
(whether underlying the Series A Preferred Stock or otherwise) acquired pursuant
to the Merger Agreement, including without limitation, upon the occurrence of
one or more of the following events: (A) a Liquidation Event or event deemed to
be a Liquidation Event pursuant to Section 4 of the Certificate of Designations,
(B) a redemption of the Series A Preferred Stock pursuant to Section 5 of the
Certificate of Designations, (C) a public offering of the Common Stock, (D) the
sale of such shares (or the shares of Common Stock into which they may be
converted) in the public or private market or (E) the Transfer of such shares to
any member, partner or stockholder of such Former MSI Stockholder(s).

                (f)     "Person" means any individual, estate, trust,
partnership, joint venture, limited liability company, association, firm,
corporation, company or other entity.

                (g)     "Shares" mean the shares of Common Stock beneficially
owned by the Restricted Parties, as well as: (i) any shares into which such
shares may be converted, reclassified, redesignated, subdivided, consolidated or
otherwise changed; (ii) any shares of the Company or any successor or other body
corporate which may be received by the holders of such shares on a merger,
amalgamation or other reorganization of or including the Company; and (iii) any
securities which may now or hereinafter be convertible or exercisable into such
shares.

                (h)     "Transfer" shall have the meaning assigned in Section
2.1.

        1.2     EXTENDED MEANINGS. Words importing the singular number include
the plural and vice versa and words importing gender include all genders.

<PAGE>

                                   ARTICLE II

                              DISPOSITION OF SHARES

        2.1     RESTRICTION ON TRANSFER OF SHARES.

        (a)     Except as provided in Section 2.1(b), prior to the Lock Up
Expiration Date, the Restricted Parties may not sell, assign, transfer,
mortgage, alienate, pledge, hypothecate, create or permit to exist a security
interest in or lien on, place in trust or in any other way encumber or otherwise
dispose of (any of the foregoing shall constitute a "Transfer," and the
consummation of such being a "Disposition") any Shares now owned or any interest
therein except as expressly permitted by the terms and provisions of this
Agreement. The Company shall have no obligation to recognize or accede to any
Disposition or to register any Transfer of Shares on its books unless such
Disposition is effected in accordance with the terms and provisions of this
Agreement. No Person who purports to be a holder of Shares acquired in violation
of the terms and provisions of this Agreement shall be entitled to any rights
with respect to such Shares, including any rights to vote such Shares, to
receive any dividends declared thereon, or to receive any notice with respect
thereto under this Agreement or otherwise.

        (b)     Any Restricted Party may Transfer all or a portion of his
or its Shares to (i) any Person to which such Restricted Party shall sell,
assign or transfer all or substantially all of its assets; or (ii) any Affiliate
of such Restricted Party. If a Restricted Party intends to make a Disposition of
all or a portion of his, her or its Shares pursuant to this paragraph, such
Restricted Party shall give at least 30 days prior written notice of such
proposed Disposition to the Company, a copy of which shall be given to the
Former MSI Stockholders. Any such notice shall specify the number of Shares
subject to such proposed disposition, identify the proposed transferee and state
the relationship between such Restricted Party and the proposed transferee.

                                   ARTICLE III

                                VOTING AGREEMENT

                Each of the Restricted Parties hereby agrees to vote all of his
or its Shares in favor of the resolutions hereafter proposed by the Board of
Directors of the Company and submitted to a vote of the stockholders of the
Company within ninety (90) days following the date hereof, the purpose of which
are to cause the number of authorized but unissued shares of Common Stock to be
sufficient to issue the maximum number of such shares issuable upon the
conversion of the Series A Preferred Stock into Common Stock pursuant to the
terms of the Certificate of Designations.

<PAGE>

                                   ARTICLE IV

                                  MISCELLANEOUS

        4.1     LEGEND. The Company may cause each certificate representing
Shares that are subject to this Agreement to have stamped, printed or typed
thereon the following legend:

        The securities represented by this certificate are subject to a
        Lock-Up and Voting Agreement, dated as of August 18, 2004, among
        Front Porch Digital Inc. (the "Company") and certain of its
        stockholders, a copy of which may be examined at the principal
        office of the Company.

        4.2     NOTICE. Any notice or document required or permitted by this
Agreement to be given to a party hereto shall be in writing and is sufficiently
given if delivered personally, or if sent by prepaid certified mail, return
receipt requested, to the Company, the Restricted Parties or to the Former MSI
Stockholders addressed as follows:

                   the Company:  Front Porch Digital Inc.
                                 1140 Pearl Street
                                 Boulder, Colorado 80302
                                 Attention:  Chief Financial Officer

                 with a copy to: Pryor Cashman Sherman & Flynn LLP
                                 410 Park Avenue
                                 New York, N.Y. 10022
                                 Attention:  Eric M. Hellige, Esq.

                  Sweeney or EP  To the address of the Company set forth above.

                 with a copy to: Hogan & Hartson, LLP
                                 1470 Walnut Street, Suite 200
                                 Boulder, Colorado 80302
                                 Attention:  Patrick Perrin, Esq.

        Former MSI Stockholders: To the address of each Former MSI Stockholder
                                 set forth A attached hereto or at such other
                                 address as may have been furnished the Company
                                 in writing.

Notice so mailed shall be deemed to have been given upon receipt if delivered
personally or on the fifth business day next following the date of the returned
receipt. Any notice delivered to the party to whom it is addressed shall be
deemed to have been given and received on the day it is delivered. Any party may

<PAGE>

from time to time notify the others in the manner provided herein of any change
of address which thereafter, until changed by like notice, shall be the address
of such party for all purposes hereof.

        4.3     TERM OF AGREEMENT.

                (a)     The provisions of this Agreement shall terminate as
provided in Articles II and III or on such earlier date as is mutually agreed in
writing by the Company, Sweeney, EP and the Former MSI Stockholders holding a
majority of the then outstanding Shares.

                (b)     Nothing contained in this Section 4.3 shall affect or
impair any rights or obligations arising prior to the time of the termination of
this Agreement, or which may arise by an event causing the termination of this
Agreement.

        4.4     SEVERABILITY. If in any jurisdiction, any provision of this
Agreement or its application to any party or circumstance is restricted,
prohibited or unenforceable, such provision shall, as to such jurisdiction, be
ineffective only to the extent of such restriction, prohibition or
unenforceability without invalidating the remaining provisions hereof and
without affecting the validity or enforceability of such provision in any other
jurisdiction or its application to other parties or circumstances.

        4.5     COUNTERPARTS. This Agreement may be executed in one or more
counterparts, each of which shall be deemed an original and together shall
constitute one document.

        4.6     ENTIRE AGREEMENT; ETC. This Agreement sets forth the entire
agreement among the parties hereto pertaining to the subject matter hereof and
supersedes all prior agreements, understandings, negotiations and discussions,
whether oral or written, among the parties hereto and there are no warranties,
representations and other agreements between the parties hereto in connection
with the subject matter hereof except as specifically set forth herein or
therein. No supplement, modification, waiver or termination of this Agreement
shall be binding unless executed in writing by the Company, Sweeney, EP and the
Former MSI Stockholders holding a majority of the then outstanding Shares. No
waiver of any of the provisions of this Agreement shall be deemed or shall
constitute a waiver of any other provisions nor shall such waiver constitute a
continuing waiver unless otherwise expressly provided.

        4.7     TRANSFEREES BOUND. Each Disposition otherwise permitted by
Article II hereof shall not become effective unless and until the transferee
executes and delivers to the Company a counterpart to this Agreement, agreeing
to be treated in the same manner as the Restricted Parties. Upon such
Disposition and such execution and delivery, the transferee shall be bound by,
and entitled to the benefits of, this Agreement with respect to the transferred
Shares in the same manner as the transferring Restricted Party.

        4.8     GOVERNING LAW. This Agreement shall be construed in accordance
with the internal laws of the State of Delaware applicable to agreements made
and to be performed in Delaware.

                  [remainder of page left intentionally blank]
<PAGE>

         IN WITNESS WHEREOF, this Agreement has been executed by or on behalf of
each of the parties hereto as of the date first above written.

                                         FRONT PORCH DIGITAL INC.

                                         By: /s/ Michael Knaisch
                                             -----------------------------------
                                             Name:  Michael Knaisch
                                             Title: Chief Executive Officer

                                         EQUITY PIER, LLC

                                         By: /s/ Thomas P. Sweeney III
                                             -----------------------------------
                                             Name:  Thomas P. Sweeney III
                                             Title: Managing Member

                                             /s/ Thomas P. Sweeney III
                                             -----------------------------------
                                             Thomas P. Sweeney III, Individually

<PAGE>

         IN WITNESS WHEREOF, this Lock Up and Voting Agreement has been executed
by or on behalf of each of the parties hereto as of the date first above
written.

                                          FORMER MSI STOCKHOLDERS

                                          GREAT HILL EQUITY PARTNERS
                                          LIMITED PARTNERSHIP

                                          By:  Great Hill Partners GP, LLC,
                                               its General Partner

                                          By: /s/ Christopher S. Gaffney
                                              ----------------------------------
                                              Name:  Christopher S. Gaffney
                                              Title: Manager

                                          GREAT HILL INVESTORS, LLC

                                          By: /s/ Christopher S. Gaffney
                                              ----------------------------------
                                              Name:  Christopher S. Gaffney
                                              Title: Manager

<PAGE>

         IN WITNESS WHEREOF, this Lock Up and Voting Agreement has been executed
by or on behalf of each of the parties hereto as of the date first above
written.

                                         JPMORGAN CHASE BANK, as Investment
                                         Advisor for J.P. MORGAN DIRECT VENTURE
                                         CAPITAL INSTITUTIONAL INVESTORS, LLC

                                         By: /s/ Robert E. Kiss
                                             -----------------------------------
                                             Name:  Robert E. Kiss
                                             Title: Portfolio Manager

                                         J.P. MORGAN INVESTMENT MANAGEMENT INC.,
                                         as Investment Advisor for J.P. MORGAN
                                         DIRECT VENTURE CAPITAL PRIVATE
                                         INVESTORS, LLC

                                         By: /s/ Robert E. Kiss
                                             -----------------------------------
                                             Name:  Robert E. Kiss
                                             Title: Portfolio Manager

                                         J.P. MORGAN INVESTMENT MANAGEMENT INC.,
                                         as Investment Advisor for
                                         522 FIFTH AVENUE FUND, L.P.

                                         By: /s/ Robert E. Kiss
                                             -----------------------------------
                                             Name:  Robert E. Kiss
                                             Title: Portfolio Manager

<PAGE>

         IN WITNESS WHEREOF, this Lock Up and Voting Agreement has been executed
by or on behalf of each of the parties hereto as of the date first above
written.

                                         TUDOR VENTURES II L.P.

                                         By: Tudor Ventures Group, L.P.,
                                             general partner

                                         By: /s/ Carmen J. Scarpa
                                             -----------------------------------
                                             Name:  Carmen J. Scarpa
                                             Title: Managing Director,
                                                    Tudor Ventures Group LLC

                                         THE RAPTOR GLOBAL PORTFOLIO LTD.

                                         By: Tudor Investment Corporation
                                             as Investment Adviser

                                         By: /s/ Carmen J. Scarpa
                                             -----------------------------------
                                             Name:  Carmen J. Scarpa
                                             Title: Managing Director

                                         THE ALTAR ROCK FUND L.P.

                                         By: Tudor Investment Corporation
                                             as General Partner

                                         By: /s/ Carmen J. Scarpa
                                             -----------------------------------
                                             Name:  Carmen J. Scarpa
                                             Title: Managing Director

<PAGE>

                                   SCHEDULE A

                 NAMES AND ADDRESSES OF FORMER MSI STOCKHOLDERS

GREAT HILL EQUITY PARTNERS LIMITED PARTNERSHIP
GREAT HILLS INVESTORS, LLC
c/o Great Hills Partners
One Liberty Square
Boston, Massachusetts  02109
Attention:  Mr. Pat Curran

JPMORGAN CHASE BANK, AS INVESTMENT ADVISOR FOR J.P. MORGAN DIRECT VENTURE
CAPITAL INSTITUTIONAL INVESTORS, LLC

J.P. MORGAN INVESTMENT MANAGEMENT, AS INVESTMENT ADVISOR FOR J.P. MORGAN DIRECT
VENTURE CAPITAL PRIVATE INVESTORS, LLC

J.P. MORGAN INVESTMENT MANAGEMENT INC., AS INVESTMENT ADVISOR FOR 522 FIFTH
AVENUE FUND, LLC
c/o JP Morgan
522 Fifth Avenue
New York, New York  10036
Attention:  Mr. Robert E. Kiss

TUDOR VENTURES II L.P.
THE RAPTOR GLOBAL PORTFOLIO LTD.
THE ALTAR ROCK FUND L.P.
c/o Tudor Ventures
50 Rowes Wharf, 6th Floor
Boston, Massachusetts  02110
Attention:  Mr. Carmen J. ScarpaEXECUTION COPY

                          LOCK-UP AND VOTING AGREEMENT

        LOCK-UP AND VOTING AGREEMENT (the "Agreement") dated as of August 18,
2004, by and among FRONT PORCH DIGITAL INC., a Nevada corporation (the
"Company"), and each Person whose name appears on SCHEDULE A attached hereto
(each a "Former MSI Stockholder").

                               W I T N E S S E T H
                               - - - - - - - - - -

        WHEREAS, pursuant to the terms of an Agreement and Plan of Merger dated
as of August 16, 2004 (the "Merger Agreement") between the Company,
ManagedStorage International, Inc., a Delaware corporation ("MSI"), and Front
Porch Merger Corp., a Delaware corporation, on the date hereof, the Company has
agreed to issue to each Former MSI Stockholder such number of shares of Common
Stock, $.001 par value, of the Company (the "Common Stock") or Series A
Convertible Preferred Stock, $.001 par value, of the Company (the "Series A
Preferred Stock") as determined pursuant to the Merger Agreement; and

        WHEREAS, as a condition precedent to the consummation of the
transactions contemplated by the Merger Agreement, the Company and the Former
MSI Stockholders desire to provide for certain restrictions on the transfer of
such shares by the Former MSI Stockholders and the voting agreement by the
Former MSI Stockholders as to certain corporate action by the Company;

        NOW THEREFORE, in consideration of the premises and the mutual covenants
of the parties hereto, it is hereby agreed as follows:

                                    ARTICLE I

                               CERTAIN DEFINITIONS

        1.1     DEFINITIONS. Whenever used in this Agreement, unless otherwise
defined or the subject matter or context dictates, the following terms shall
have these respective meanings:

                (a)     "Affiliate" shall have the meaning ascribed to it in
        Rule 12(b)(2) promulgated under the Securities Exchange Act of 1934, as
        amended.

                (b)     "Agreement" means this Lock-up Agreement, any agreement
which is supplementary to or in amendment or confirmation of this Agreement, and
any schedules hereto or thereto.

<PAGE>

                (c)     "Certificate of Designations" means the Certificate of
Designations, Preferences and Rights of the Series A Preferred Stock.

                (d)     "Disposition" shall have the meaning assigned in Section
2.1.

                (e)     "Person" means any individual, estate, trust,
partnership, joint venture, limited liability company, association, firm,
corporation, company or other entity.

                (f)     "Shares" mean the shares of Common Stock issued to the
Former MSI Stockholders pursuant to the Merger Agreement, as well as: (i) any
shares into which such shares may be converted, reclassified, redesignated,
subdivided, consolidated or otherwise changed; (ii) any shares of the Company or
any successor or other body corporate which may be received by the holders of
such shares on a merger, amalgamation or other reorganization of or including
the Company; and (iii) any securities which may now or hereinafter be
convertible or exercisable into such shares, including without limitation,
shares of Series A Preferred Stock.

                (g)     "Transfer" shall have the meaning assigned in Section
2.1.

        1.2     EXTENDED MEANINGS. Words importing the singular number include
the plural and vice versa and words importing gender include all genders.

                                   ARTICLE II

                              DISPOSITION OF SHARES

        2.1     RESTRICTION ON TRANSFER OF SHARES.

        (a)     Except as provided in Section 2.1(b), prior to February 18,
2006, no Former MSI Stockholder may sell, assign, transfer, mortgage, alienate,
pledge, hypothecate, create or permit to exist a security interest in or lien
on, place in trust or in any other way encumber or otherwise dispose of (any of
the foregoing shall constitute a "Transfer," and the consummation of such being
a "Disposition") any Shares now owned or any interest therein except as
expressly permitted by the terms and provisions of this Agreement. The Company
shall have no obligation to recognize or accede to any Disposition or to
register any Transfer of Shares on its books unless such Disposition is effected
in accordance with the terms and provisions of this Agreement. No Person who
purports to be a holder of Shares acquired in violation of the terms and
provisions of this Agreement shall be entitled to any rights with respect to
such Shares, including any rights to vote such Shares, to receive any dividends
declared thereon, or to receive any notice with respect thereto under this
Agreement or otherwise. The sale or transfer of outstanding equity securities
of, or the issuance of equity securities of, a Former MSI Stockholder shall not
be deemed a `Transfer' for the purposes of this Agreement.

<PAGE>

        (b)     Any Former MSI Stockholder may Transfer all or a portion of his,
her or its Shares to (i) any Person to which such Former MSI Stockholder shall
sell, assign or transfer all or substantially all of its assets; (ii) any
Affiliate of such Former MSI Stockholder, including, any funds affiliated with
such Former MSI Stockholder, (iii) any member, partner or stockholder of such
Former MSI Stockholder; provided, however, that no Transfer of shares of Series
A Preferred Stock shall be permitted pursuant to this clause (b)(iii), (iv) any
other Former MSI Stockholder, (v) in connection with any sale of all or
substantially all of the Company's assets, any Transfer of at least a majority
of the Company's outstanding voting securities (as of immediately prior to such
transfer) or any merger or consolidation in which the Company is not the
surviving entity or any other transaction (or series of related transactions)
following which the holders of the Company's outstanding capital stock prior to
such transaction(s) do not own a majority of the outstanding capital stock of
the Company (or any successor entity) immediately after such transaction (any
such transaction, a "Sale Transaction"), or (vi) in connection with its exercise
of any "piggy-back" or similar registration rights. If any Former MSI
Stockholder intends to make a Disposition of all or a portion of his, her or its
Shares pursuant to this paragraph, such Former MSI Stockholder shall give at
least 15 days prior written notice of such proposed Disposition to the Company
(except in respect of a Disposition pursuant to clauses (v) or (vi) above). Any
such notice shall specify the number of Shares subject to such proposed
Disposition, identify the proposed transferee and state the relationship between
such Former MSI Stockholder and the proposed transferee.

                                   ARTICLE III

                                VOTING AGREEMENT

                Each of the Former MSI Stockholders hereby agrees to vote all of
his or its Shares in favor of the resolutions hereafter proposed by the Board of
Directors of the Company and submitted to a vote of the stockholders of the
Company within ninety (90) days following the date hereof, the purpose of which
are to cause the number of authorized but unissued shares of Common Stock to be
sufficient to issue the maximum number of such shares issuable upon the
conversion of the Series A Preferred Stock into Common Stock pursuant to the
terms of the Certificate of Designations.

                                   ARTICLE IV

                                  MISCELLANEOUS

        4.1     LEGEND. The Company may cause each certificate representing
Shares that are subject to this Agreement to have stamped, printed or typed
thereon the following legend:

        The securities represented by this certificate are subject to a
        Lock-Up, dated as of August 18, 2004, among Front Porch Digital
        Inc. (the "Company") and certain of its stockholders, a copy of
        which may be examined at the principal office of the Company.

<PAGE>

        4.2     NOTICE. Any notice or document required or permitted by this
Agreement to be given to a party hereto shall be in writing and is sufficiently
given if delivered personally, or if sent by prepaid certified mail, return
receipt requested, to the Company or to a Former MSI Stockholder addressed as
follows:

                    the Company:  Front Porch Digital Inc.
                                  1140 Pearl Street
                                  Boulder, Colorado  80302
                                  Attention: Chief Financial Officer

                 with a copy to:  Pryor Cashman Sherman & Flynn LLP
                                  410 Park Avenue
                                  New York, N.Y. 10022
                                  Attention:  Eric M. Hellige, Esq.

         Former MSI Stockholder:  To the address of such Former MSI Stockholder
                                  set forth on SCHEDULE A attached hereto or at
                                  such other address as may have been furnished
                                  the Company in writing.

Notice so mailed shall be deemed to have been given upon receipt if delivered
personally or on the fifth business day next following the date of the returned
receipt. Any notice delivered to the party to whom it is addressed shall be
deemed to have been given and received on the day it is delivered. Any party may
from time to time notify the others in the manner provided herein of any change
of address which thereafter, until changed by like notice, shall be the address
of such party for all purposes hereof.

        4.3     TERM OF AGREEMENT.

                (a)     The provisions of this Agreement shall terminate upon
the consummation of a Sale Transaction, at such time as provided in Articles II
and III, respectively, or on such earlier date as is mutually agreed in writing
by the Company and the Former MSI Stockholders holding a majority of the then
outstanding Shares.

                (b)     Nothing contained in this Section 4.3 shall affect or
impair any rights or obligations arising prior to the time of the termination of
this Agreement, or which may arise by an event causing the termination of this
Agreement.

        4.4     SEVERABILITY. If in any jurisdiction, any provision of this
Agreement or its application to any party or circumstance is restricted,
prohibited or unenforceable, such provision shall, as to such jurisdiction, be
ineffective only to the extent of such restriction, prohibition or
unenforceability without invalidating the remaining provisions hereof and
without affecting the validity or enforceability of such provision in any other
jurisdiction or its application to other parties or circumstances.

<PAGE>

        4.5     COUNTERPARTS. This Agreement may be executed in one or more
counterparts, each of which shall be deemed an original and together shall
constitute one document.

        4.6     ENTIRE AGREEMENT; ETC. This Agreement sets forth the entire
agreement among the parties hereto pertaining to the subject matter hereof and
supersedes all prior agreements, understandings, negotiations and discussions,
whether oral or written, among the parties hereto and there are no warranties,
representations and other agreements between the parties hereto in connection
with the subject matter hereof except as specifically set forth herein or
therein. No supplement, modification, waiver or termination of this Agreement
shall be binding unless executed in writing by the Company and the Former MSI
Stockholders holding a majority of the then outstanding Shares. No waiver of any
of the provisions of this Agreement shall be deemed or shall constitute a waiver
of any other provisions nor shall such waiver constitute a continuing waiver
unless otherwise expressly provided.

        4.7     TRANSFEREES BOUND. Except in connection with a Disposition
pursuant to Section 2.1(b)(v) or (vi) hereof, each Disposition otherwise
permitted by Article II hereof shall not become effective unless and until the
transferee executes and delivers to the Company a counterpart to this Agreement,
agreeing to be treated in the same manner as a Former MSI Stockholder. Upon such
Disposition and such execution and delivery, the transferee shall be bound by,
and entitled to the benefits of, this Agreement with respect to the transferred
Shares in the same manner as the transferring Former MSI Stockholder.

        4.8     GOVERNING LAW. This Agreement shall be construed in accordance
with the internal laws of the State of Delaware applicable to agreements made
and to be performed in Delaware.

                  [remainder of page left intentionally blank]

<PAGE>

        IN WITNESS WHEREOF, this Lock Up and Voting Agreement has been executed
by or on behalf of each of the parties hereto as of the date first above
written.

                                         FRONT PORCH DIGITAL INC.

                                         By: /s/ Michael Knaisch
                                             -----------------------------------
                                             Name:  Michael Knaisch
                                             Title: Chief Executive Officer

<PAGE>

         IN WITNESS WHEREOF, this Lock Up and Voting Agreement has been executed
by or on behalf of each of the parties hereto as of the date first above
written.

                                         FORMER MSI STOCKHOLDERS

                                         GREAT HILL EQUITY PARTNERS
                                         LIMITED PARTNERSHIP

                                         By: Great Hill Partners GP, LLC,
                                             its General Partner

                                         By: /s/ Christopher S. Gaffney
                                             -----------------------------------
                                             Name:  Christopher S. Gaffney
                                             Title: Manager

                                         GREAT HILL INVESTORS, LLC

                                         By: /s/ Christopher S. Gaffney
                                             -----------------------------------
                                             Name:  Christopher S. Gaffney
                                             Title: Manager

<PAGE>

        IN WITNESS WHEREOF, this Lock Up and Voting Agreement has been executed
by or on behalf of each of the parties hereto as of the date first above
written.

                                         JPMORGAN CHASE BANK, as Investment
                                         Advisor for J.P. MORGAN DIRECT VENTURE
                                         CAPITAL INSTITUTIONAL INVESTORS, LLC

                                         By: /s/ Robert E. Kiss
                                             -----------------------------------
                                             Name:  Robert E. Kiss
                                             Title: Portfolio Manager

                                         J.P. MORGAN INVESTMENT MANAGEMENT INC.,
                                         as Investment Advisor for J.P. MORGAN
                                         DIRECT VENTURE CAPITAL PRIVATE
                                         INVESTORS, LLC

                                         By: /s/ Robert E. Kiss
                                             -----------------------------------
                                             Name:  Robert E. Kiss
                                             Title: Portfolio Manager

                                         J.P. MORGAN INVESTMENT MANAGEMENT INC.,
                                         as Investment Advisor for
                                         522 FIFTH AVENUE FUND, L.P.

                                         By: /s/ Robert E. Kiss
                                             -----------------------------------
                                             Name:  Robert E. Kiss
                                             Title: Portfolio Manager

<PAGE>

        IN WITNESS WHEREOF, this Lock Up and Voting Agreement has been executed
by or on behalf of each of the parties hereto as of the date first above
written.

                                         TUDOR VENTURES II L.P.

                                         By: Tudor Ventures Group, L.P.,
                                             general partner

                                         By: /s/ Carmen J. Scarpa
                                             -----------------------------------
                                             Name:  Carmen J. Scarpa
                                             Title: Managing Director,
                                                    Tudor Ventures Group LLC

                                         THE RAPTOR GLOBAL PORTFOLIO LTD.

                                         By: Tudor Investment Corporation
                                             as Investment Adviser

                                         By: /s/ Carmen J. Scarpa
                                             -----------------------------------
                                             Name:  Carmen J. Scarpa
                                             Title: Managing Director

                                         THE ALTAR ROCK FUND L.P.

                                         By: Tudor Investment Corporation
                                             as General Partner

                                         By: /s/ Carmen J. Scarpa
                                             -----------------------------------
                                             Name:  Carmen J. Scarpa
                                             Title: Managing Director

<PAGE>

                                   SCHEDULE A

                 NAMES AND ADDRESSES OF FORMER MSI STOCKHOLDERS

GREAT HILL EQUITY PARTNERS LIMITED PARTNERSHIP
GREAT HILLS INVESTORS, LLC
c/o Great Hills Partners
One Liberty Square
Boston, Massachusetts  02109
Attention:  Mr. Pat Curran

JPMORGAN CHASE BANK, AS INVESTMENT ADVISOR FOR J.P. MORGAN DIRECT VENTURE
CAPITAL INSTITUTIONAL INVESTORS, LLC

J.P. MORGAN INVESTMENT MANAGEMENT, AS INVESTMENT ADVISOR FOR J.P. MORGAN DIRECT
VENTURE CAPITAL PRIVATE INVESTORS, LLC

J.P. MORGAN INVESTMENT MANAGEMENT INC., AS INVESTMENT ADVISOR FOR
522 FIFTH AVENUE FUND, LLC

c/o JP Morgan
522 Fifth Avenue
New York, New York  10036
Attention:  Mr. Robert E. Kiss

TUDOR VENTURES II L.P.
THE RAPTOR GLOBAL PORTFOLIO LTD.
THE ALTAR ROCK FUND L.P.
c/o Tudor Ventures
50 Rowes Wharf, 6th Floor
Boston, Massachusetts  02110
Attention:  Mr. Carmen J. Scarpa

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00070-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00070-of-00352.parquet"}]]