Document:

Exhibit 10.4

                              CONSULTING AGREEMENT

      This Agreement is made and entered into as of the 10th day of September
2002, by and between TTR Technologies, Inc., a Delaware corporation (the
"Company") having an office at 575 Lexington Avenue, New York, New York 10022
and Gershon Tokayer (the "Consultant").

      WHEREAS, the Company is engaged in the business of developing and
commercializing copy-protection software for use with various media and is
desirous of retaining Consultant's services;

      WHEREAS, Consultant has experience and expertise in the area of copy
protection, and desires to be retained by the Company, all on the terms and
conditions set forth herein;

      NOW THEREFORE, in consideration of the mutual promises made herein and for
other good and valuable consideration, the receipt and sufficiency of which is
hereby acknowledged, the parties hereto agree as follows:

      1. Duties: The Company hereby engages Consultant for the term specified in
Section 2 hereof to render services set forth in Schedule I hereto, upon the
terms and conditions set forth herein.

      2. Term: Except as otherwise specified in Section 4 hereof, Consultant
shall provide the Services from October 1, 2002 (the "Effective Date") through
December 31, 2002.

      3. Place of Provision of Services, Travel: The Services hereunder shall be
provided in the United States, primarily out of the Company's premises in New
York City. To this end, Consultant shall travel to New York City as required
under this Agreement, at the Company's sole expense, request and discretion. All
travel shall be in accordance with the Company's travel policies. The Company
shall not be required to reimburse Consultant for any lodging or hotel expenses
while Consultant is in the United States.

      4. Fees In consideration for the services rendered by Consultant to the
Company pursuant to this Agreement Consultant shall be paid the sum of 27,333.33
per month, payable to Consultant as follows (collectively, the "Fee") :

            (a) $41,000 upon the execution hereof;

            (b) the balance of $41,000 on December 31, 2002. The balance to be
      paid pursuant to this Section 4(b) shall be held in escrow by the law firm
      Gersten, Savage, Kaplowitz, Wolf & Marcus, LLP and shall be released to
      the Consultant on December 31, 2002 pursuant an escrow agreement in the
      form attached hereto as Schedule II; and

            (c) All sums payable to the Consultant hereunder are gross amounts.
      Consultant shall be solely responsible for the payment of all taxes and
      fees including without limitation any federal or state withholding taxes.

      5. The Consultant's Services to Others: The Consultant acknowledges that
the he will dedicate significant time to the Company to fulfill his duties under
this Agreement. Nothing herein shall require Consultant to dedicate a specific
amount of time to the Company in connection with the fulfillment of his duties
however Consultant further acknowledges that he may not be engaged to provide
similar services to others.

<PAGE>

      6. Proprietary Information.

            (a) The term "Information" means any and all confidential and
      proprietary information including but not limited to any and all
      specifications, formulae, prototypes, software design plans, computer
      programs, and any and all records, data, methods, techniques, processes
      and projections, plans, marketing information, materials, financial
      statements, memoranda, analyses, notes, and other data and information (in
      whatever form), as well as improvements and know-how related thereto,
      relating to the Company or its products. Information shall not include
      information that (a) was already known to or independently developed by
      the Consultant prior to its disclosure as demonstrated by reasonable and
      tangible evidence satisfactory to the Company; (b) shall have appeared in
      any printed publication or patent or shall have become part of the public
      knowledge except as a result of breach of this Agreement by the Consultant
      or similar agreements by other Company consultants or employees (c) shall
      have been received by the Consultant from another person or entity having
      no obligation to the Company or (d) is approved in writing by the Company
      for release by the Consultant.

            (b) The Consultant agrees to hold in trust and confidence all
      Information disclosed to it and further confirms that it will not exploit
      or disclose the Information to any other person or entity or use the
      Information directly or indirectly for any purpose other than for its work
      with the Company.

            ( c) The Consultant acknowledges and agrees that the Information
      furnished by the Company to it is and shall remain proprietary to the
      Company. Unless otherwise required by statute or government rule or
      regulation, all copies of the Information, shall be returned to the
      Company immediately upon request without retaining copies thereof.

      7. Miscellaneous.

            (a) This Agreement between the Company and Consultant constitutes
      the entire agreement and understanding of the parties hereto, and
      supersedes any and all previous agreements and understandings, whether
      oral or written, between the parties with respect to the matters set forth
      herein.

            (b) Consultant acknowledges and agrees that he is an independent
      contractor, is not the agent of the Company and has no authority in such
      capacity to bind or commit the Company by or to any contract or otherwise.
      Consultant is not, expressly or by implication, an employee of the Company
      for any purpose whatsoever.

            (c) Any notice or communication permitted or required hereunder
      shall be in writing and shall be deemed sufficiently given if
      hand-delivered or sent (i) postage prepaid by registered mail, return
      receipt requested, or (ii) by facsimile, to the respective parties as set
      forth below, or to such other address as either party may notify the other
      in writing:

      If to the Company:

                                               TTR Technologies, Inc.
                                               575 Lexington Avenue
                                               New York, NY

                                       2
<PAGE>

                                               If to the Consultant:

                                               Gershon Tokayer
                                               19 Shimon Street
                                               Beit Shenesh

            (d) This Agreement shall be binding upon and inure to the benefit of
      each of the parties hereto and their respective successors, legal
      representatives and assigns.

            (e) This Agreement may be executed in any number of counterparts,
      each of which together shall constitute one and the same original
      document.

            (f) No provision of this Agreement may be amended, modified or
      waived, except in a writing signed by all of the parties hereto.

            (g) This Agreement shall be construed in accordance with and
      governed by the laws of the State of New York, without giving effect to
      conflict of law principles. The parties hereby agree that any dispute
      which may arise between them arising out of or in connection with this
      Agreement shall be adjudicated before a court located in New York City,
      and they hereby submit to the exclusive jurisdiction of the courts of the
      State of New York located in New York, New York and of the federal courts
      in the Southern District of New York with respect to any action or legal
      proceeding commenced by any party, and irrevocably waive any objection
      they now or hereafter may have respecting the venue of any such action or
      proceeding brought in such a court or respecting the fact that such court
      is an inconvenient forum, relating to or arising out of this Agreement,
      and consent to the service of process in any such action or legal
      proceeding by means of registered or certified mail, return receipt
      requested, in care of the address set forth in this Section 8.

                                       3
<PAGE>

         IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be
duly executed, as of the day and year first above written.

                                               Gershon Tokayer:
                                               /s/ Gershon Tokayer
                                               ------------------------------

                                               TTR TECHNOLOGIES, INC.

                                               By: /s/ Daniel C. Stein
                                                  ---------------------------
                                               Name: Daniel C. Stein
                                               Title: Chief Executive Officer

                                       4
<PAGE>

                                   Schedule I

                      Services to be rendered by Consultant

      Set forth below is a schedule of the tasks which the Consultant will be
responsible. In performing these tasks, Consultant will consult with, as is
necessary or desirable, the Company's Chief Executive Officer and/or Chief
Operating Officer.

1.    Draft business plan for DVD copy protection products

                                       5Exhibit 10(e)

Exhibit 10(e)

KIMBALL INTERNATIONAL, INC.

 

SUPPLEMENTAL EMPLOYEE RETIREMENT PLAN

(SERP)

(2002 Revision)

 

TABLE OF CONTENTS

  
    Article 1 -- Name and Purpose of Plan 1

    Article 2 -- Effective Date of Plan; Plan Year 1

    Article 3 -- Participants 1

    Article 4 -- Deferral Election 1

    Article 5 -- Deferred Compensation Accounts 2

    Article 6 -- Distribution of Deferred Compensation
    Accounts 3

    Article 7 -- Retirement Plan "Makeups" 3

    Article 8 -- Participant's Rights 4

    Article 9 -- Nonalienability and Nontransferability 4

    Article 10 -- Administration of Plan 4

    Article 11 -- Amendment and Termination of Plan 5

    Article 12 -- Rabbi Trust 5

    Article 13 -- General Provisions 5

     

     

  

KIMBALL INTERNATIONAL, INC.

SUPPLEMENTAL EMPLOYEE RETIREMENT PLAN

(SERP)

(2002 Revision)

 

Article 1 -- Name and Purpose of Plan

The name of this Plan is the Kimball International, Inc.
Supplemental Employee Retirement Plan (the "Plan" or the "SERP" ), formerly
called the Supplemental Executive Retirement Plan. Its purpose is to provide a
select group of United States officers and senior managers employed by Kimball
International, Inc. (the Company) with the opportunity to defer cash
compensation otherwise payable to them as employees of the Company. The Plan
shall be administered by the SERP Committee as provided in Article 10.

Article 2 -- Effective Date of Plan; Plan Year

The Plan shall be effective as of July 1,1994--the first day
of the Company's 1994-95 fiscal year. Beginning January 1, 1996 the Plan Year
shall be the calendar year.

Article 3 -- Participants

Each person who is a United States officer or senior manager
of the Company on or after the Effective Date (an "Eligible Employee") shall be
eligible to participate in the Plan, but only during the period of time that he
is and remains a member of the Company's Executive Committee; provided, however,
that a member of the Executive Committee may only be an "Eligible Employee" if
that person is one of the highest 4% paid employees of the Company. Any Eligible
Employee who elects to participate in the Plan shall hereinafter be called a
"Participant." The Company shall establish for each Participant a deferred
compensation account, as specified in Article 5.

Article 4 -- Deferral Election

Each Participant shall be entitled to make an advance written
irrevocable election to defer receipt of up to 50% of the cash compensation
otherwise payable by the Company to him for the 1994-95 fiscal year of the
Company, and up to 15% (10% before January 1, 2002) of the cash compensation
otherwise payable by the Company to him for any later year. Such election may be
expressed in terms of a percentage or percentages of compensation, or if
permitted by the SERP Committee, a specified dollar amount. This written
election shall include elections as to the period of deferral, the form of
payment, and a beneficiary. The written irrevocable election must be received by
the Company by May 31, 1994 for the 1994-95 fiscal year, and by the December 31
preceding the beginning of any later year (the period from July 1, 1995 through
December 31, 1995 being treated as a year for this purpose, due to the change of
the Plan Year to a calendar year).

A Participant may elect:

a. Before December 31, to change the amount of cash
compensation to be deferred for the following year, and, subject to the
provisions of Article 6, the period of deferral and/or the form of payment
thereof; and/or

b. At any time, to change his beneficiary designation.

Notwithstanding the foregoing, to the extent the SERP
Committee deems it possible and reasonably feasible, any deferral (or portion
thereof) under this Plan by a Participant under the age of 71 may be
recharacterized, no later than 2-1/2 months after the end of the Company's
fiscal year during which the deferral was made, as an Elective Tax-Deferred
Participant Contribution under, and subject to the terms of, the Company's
Retirement Plan. In such event, the Company shall contribute the recharacterized
portion of the deferral to the Retirement Plan in accordance with the terms
thereof.

Article 5 -- Deferred Compensation Accounts

A separate account within the financial records of the Company
shall be established and maintained for each Participant. This account shall
reflect the cash compensation deferred by the Participant, and any investment
earnings or losses credited thereto from time to time.

The cash compensation deferred hereunder by a Participant and
any Retirement Plan make-ups made pursuant to Article 7 shall be credited with
deemed investment earnings or losses in accordance with procedures established
from time to time by the SERP Committee. In particular, the SERP Committee may
treat all or a portion of a Participant's account as though it were invested in
the same manner as the Participant's account in the Company's Retirement Plan.
The Participant shall receive a statement of account at least annually.

In the event a Participant's deferral for any period is,
pursuant to Article 4, treated as an

Elective Tax-Deferred Participant Contribution to the
Company's Retirement Plan, the

Participant's account under this Plan shall be reduced
accordingly.

Article 6 -- Distribution of Deferred Compensation Accounts

No distribution of a Participant's deferred compensation
account shall be made except as provided in this Article 6, or, upon termination
of the Plan, as provided in Article 11. Whenever a payment is to be made under
this Plan the SERP Committee, in its sole discretion, may cause it to be
deferred and paid as soon as administratively practical following the event
causing such payment to be due.

Termination of Employment. If a Participant's
employment with the Company terminates for any reason prior to the time when the
Participant meets the requirements which would entitle him to retire under the
terms of the Company's Retirement Plan, notwithstanding any election made under
Article 4, the deferred compensation account of that Participant shall be
payable to him in a lump sum following such termination.

Form of Payment. Subject to the preceding paragraphs, a
Participant's deferred compensation account shall be payable in accordance with
the Participant's elections made under Article 4 -- in a lump sum or in
installment payments over a period of either 5 or 10 years, commencing at the
time elected by the Participant under Article 4.

Death. If the Participant dies before receiving all
amounts credited to his deferred compensation account, then the unpaid amounts
in the Participant's account shall be paid to the Participant's designated
beneficiary in a single lump sum following the Participant's death. If the
Participant has no surviving or existing designated beneficiary, then the
amounts shall be paid to the Participant's estate.

Retirement. If the Participant retires at a time when
he meets the requirements which would entitle him to retire under the terms of
the Company's Retirement Plan, then the balance in the Participant's account
shall be paid to the Participant, in the form of payment elected pursuant to
Article 4.

Hardship. Notwithstanding the deferral election made by
a Participant pursuant to Article 4, a Participant may request an earlier
distribution for serious financial hardship. The SERP Committee shall, in its
sole discretion, make the determination of serious financial hardship, including
the amount, if any, to be distributed and the timing of the distribution.

Article 7 -- Retirement Plan "Makeups"

A Participant's compensation that is deferred under this Plan,
as well as a Participant's compensation in excess of the Internal Revenue Code
Section 401(a)(17) limits, will not be eligible compensation for purposes of
calculating the amount of the Participant's allocations under the Company's
Retirement Plan. In addition, Internal Revenue Code Section 415 may further
limit the amount of Company contributions that can be allocated to the account
of a Participant under the Retirement Plan.

Pursuant to rules and procedures established by the SERP
Committee, any loss of Company contributions under the Company's Retirement Plan
due to the deferral of compensation under this Plan or to the application of
Internal Revenue Code Section 401(a)(17) and/or Section 415 may be compensated
for by the Company through a deposit by the Company to the Participant's
deferred compensation account in an amount equal to the lost Company
contribution that would otherwise have been allocated to the Participant's
account under that Plan if there had been no deferral of compensation made under
this Plan and if the limitations of Internal Revenue Code Sections 401(a)(17)
and 415 did not exist. Such deposit shall be subject to the applicable vesting
provisions of the Retirement Plan.

Article 8 -- Participant's Rights

The establishment of this Plan shall not be construed as
giving any Participant the right to be retained in the Company's service or
employ, or the right to receive any benefits not specifically provided by the
Plan. A Participant shall have an immediate 100% vested interest in the portion
of his deferred compensation account attributable to his deferrals elected
pursuant to Article 4 (including investment earnings or losses credited under
Article 5); and a Participant shall have the same percentage vested interest in
the Company contributions made to his account under Article 7 (including
investment earnings or losses credited under Article 5) that he has in the
Company contributed portion of his account under the Company's Retirement Plan.

Article 9 -- Nonalienability and Nontransferability

The rights of a Participant to the distribution of his
deferred compensation account shall not be assignable or transferable, or be
subject in any manner to alienation, anticipation, pledge, encumbrance or
charge. No Participant may borrow against his account. No account shall be
subject in any manner to garnishment, execution, or levy of any kind, whether
voluntary or involuntary, including but not limited to any liability that is for
alimony or other payments for the support of a spouse or former spouse, or for
any other relative of a Participant, except to the extent lawfully ordered by a
domestic relations court, provided that no such order may require payment of
benefits under this Plan in any form, or at any time, not otherwise permitted
under Article 6 or Article 11 of the Plan.

Article 10 -- Administration of Plan

This Plan shall be administered by the SERP Committee
appointed by the Board of Directors of the Company. That Committee shall have
authority to adopt rules and regulations for administering the Plan and to
interpret, construe, and implement the provisions hereof. Any decision or
interpretation of any provision of the Plan adopted by that Committee shall be
final and conclusive. A Participant who is a member of that Committee shall not
participate in any decision involving a request made by him or relating
specifically to his rights, duties, and obligations as a Participant.

Article 11 -- Amendment and Termination of Plan

The Plan may, at any time and from time to time, be amended,
modified, or terminated by the SERP Committee; and that Committee, in
conjunction with the termination of the Plan, may cause immediate lump-sum
distributions to be made to the Participants of their deferred compensation
accounts, regardless of the tax consequences to the Participants or the Company.
In no other case, however, may an amendment, modification, or termination of the
Plan adversely affect any Participant's rights with respect to amounts
then-accrued in his deferred compensation account.

Article 12 -- Rabbi Trust

Any and all compensation deferred by a Participant may be
held, in the discretion of the Company, under a grantor trust (i.e., a "rabbi
trust") established for this Plan. Plan Participants and beneficiaries shall
have no interest in the assets of the trust or in any specific assets of the
Company relative to rights and/or benefits under this Plan; and the rights to
deferred amounts in the trust shall be subject to the nonalienability and
nontransferability restrictions set forth in Article 9. Participants shall have
rights under this Plan no greater than the rights of a general, unsecured
creditor of the Company.

Article 13 -- General Provisions

a. Controlling Law. Except to the extent superseded by
federal law, the laws of the State of Indiana shall be controlling in all
matters relating the Plan, including construction and performance hereof.

b. Captions. The captions of articles and paragraphs of
this Plan are for convenience of reference only. They shall not control or
affect the meaning or construction of any of the Plan's provisions.

c. Facility of Payment. Any amounts payable hereunder
to any person who is under legal disability or who, in the judgment of the SERP
Committee, is unable to manage his financial affairs, may be paid to the legal
representative of such person or may be applied for the benefit of such person
in any manner that the SERP Committee may select. Any such payment shall be
deemed to be payment for such person's account, and shall be a complete
discharge of all liability of the Company with respect to the amount so paid.

d. Withholding Payroll Taxes. To the extent required by
the laws in effect at the time when compensation is deferred, and at the time
amounts are distributed from a Participant's deferred compensation account, the
Company shall withhold from compensation, or from payments made hereunder, any
taxes required to be withheld under federal, state, or local law.

e. Administrative Expenses. All out-of-pocket expenses
of administering the Plan shall be borne by the Company, and no part thereof
shall be charged against any Participant's account or any amounts distributable
hereunder.

f. Survival of Nonprohibited Provisions. Any provision
of this Plan prohibited by the law of any jurisdiction shall, as to such
jurisdiction, be ineffective to the extent of such prohibition without
invalidating the remaining provisions hereof.

g. Protection of SERP Committee, Etc. Except as
otherwise expressly provided by law, no member of the Company's Board of
Directors or SERP Committee, and no officer, employee, or agent of the Company,
shall have any liability to any person, firm, or corporation based on or arising
out of the Plan except in the case of gross negligence or fraud.

* * * * *

IN WITNESS WHEREOF, Kimball International, Inc. has caused
this 2002 Revision of the Plan to be signed this 7th day of December, 2001.

	 	 	 
	 	 	KIMBALL INTERNATIONAL, INC.
	 	 	 
	 	 	 
	 	 	By  /s/ John H. Kahle
			

	 	 	Title  Executive Vice President,

    Chairman, SERP Committee

Exhibit 10(e)

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