Document:

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                                                                   EXHIBIT 10.13

                             OFFICE LEASE AGREEMENT

TENANT             EDIX CORPORATION

LANDLORD:          FRANKLIN TEMPLETON INVESTOR SERVICES, LLC

DATE OF SIGNATURE: OCTOBER 8, 2001

                    FRANKLIN TEMPLETON INVESTOR SERVICES, LLC
                              ONE FRANKLIN PARKWAY
                           SAN MATEO, CALIFORNIA 94403
                                 (650) 312-5812

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                             OFFICE LEASE AGREEMENT

     THIS OFFICE LEASE AGREEMENT ("Lease") is entered into by and between the
"Landlord" and 'Tenant" as hereafter set forth.

                  ARTICLE 1. SUMMARY OF FUNDAMENTAL LEASE TERMS

1.1 Landlords Name and Address:

    FRANKLIN TEMPLETON INVESTOR SERVICES, LLC
    a Delaware limited liability company, its successors and assigns
    One Franklin Parkway
    San Mateo, CA 94403

1.2 Tenant's Name and Address:

    After the Commencement Date:
    EDIX CORPORATION
    A Delaware corporation, Its successors and assigns
    140 Fountain Parkway, Suite 400
    St. Petersburg, FL 33716

    Prior to the Commencement Date:
    EDIX CORPORATION
    3001 Executive Drive, Suite 370
    Clearwater, FL 33762

1.3 Leased Premises:

    Suite No.: 400
    Floor No.: 4th
    Approximate useable area:  37,900 square feet
    Approximate rentable area: 37,900 square feet
    Building Address:          140 Fountain Parkway
                               St. Petersburg, FL 33716

1.4 Commencement Date (estimated). December 15, 2001

    (See Section 2.1(g)).

1.5 Monthly Base Rent:        Commencement Date   $53,849.50
    (See also Section 4.1).   -1/31/03
                              2/1/03 - 1/31/04    $55,365.58
                              211/04 - 1/31/05    $57,639.58
                              2/1/05 - 1/31/06    $60,324.17
                              2/1/06 - 1/31/07    $65,377.50

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1.6 Term: The period commencing on the Commencement Date and expiring bn January
31, 2007. In the event the, Landlord decides not to occupy the Premises for
Landlord's own use, Landlord hereby grants the Tenant a Right of First Offer to
Renew the Lease for a five (5) year term under the terms specified in Exhibit 6
attached hereto.

1.7 Security Deposit: None

1.8 Building Rentable Area: 303,000 Rentable Square Feet

     (See Section 2.1(e)).

1.9 [Intentionally Deleted]

1.10 [Intentionally Deleted]

1.11 Tenant's Improvement Allowance

     (See the Work Agreement). Up to $180,000 + $20,000 for CDs & Specifications
of Tenant's Work

1.12 Tenant's Work Deadlines

     The deadline for submission to Landlord of Construction Drawings for
Tenant's Work will be: October 20, 2001

1.13 Broker: Echelon Real Estate Services, LLC

1.14 Lease Guaranty: Continuing and Unconditional Guaranty of Lease in the form
attached as Exhibit "3"

1.15 Addenda, Exhibits and Riders. The following Exhibits are incorporated by
reference into this Lease and expressly made a part hereof:

    Exhibit 1   Leased Premises Space Plan
    Exhibit 2   Legal Description of Real Property
    Exhibit 3   Continuing and Unconditional Guaranty of Lease
    Exhibit 4   Work Agreement
    Exhibit 5   Rules and Regulations
    Exhibit 6   Right of First Offer to Renew

                             ARTICLE 2. DEFINITIONS

2.1 Function of Definitions. Certain fundamental provisions of this Lease are
presented in this summary format in this Article to facilitate convenient
reference by the parties. These definitions are in addition to any other
definitions contained in this Lease. All references In this Lease to the
following terms shall be accorded the meanings or definitions given in this
Article, as though such meaning or definition were fully set forth throughout
the text hereof, unless such

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meanings are expressly modified, limited or expanded elsewhere in this Lease.
This Article, together with the terms herein referenced shall constitute an
integral part of this Lease.

(a) "Monthly Base Rent shall mean the sums as set forth in Section 1.5 above.
The Monthly Base Rent does not include (I) any sales or use tax assessed on
Monthly Base Rent; or (ii) any charges due for excess utility usage, all of
which are also payable to Landlord.

(b) [Intentionally Deleted]

(c) [Intentionally Deleted]

(d) "Buildings" shall mean one building located on certain real property located
in the City of St. Petersburg, Pinellas County, Florida, having a current
address of 140 Fountain Parkway, St. Petersburg, Florida 33716.

(e) "Building Rentable Area" shall mean the combined Rentable Square Footage of
the Building, as estimated by Landlord, which is set forth In Section 1.8 above.

(f) "Business Days" shall mean all days, except Sundays, New Year's Day,
President's Day, Memorial Day, Independence Day, Christmas Day, Labor Day,
Thanksgiving and other legal holidays on which national banks are closed.

(g) "Commencement Date" shall mean the earliest to occur of: (i) the date on
which Tenant opens for business in and on the Leased Premises, or any portion
thereof; or (ii) the date of "Substantial Completion" (as defined in the Work
Agreement) of the Tenants Work by Landlord but no earlier than November 15 2001

(h) "Common Area" shall mean and include all areas, improvements, facilities and
equipment from time to time designated by Landlord for the general and
nonexclusive common use or benefit of Tenant, other tenants of the Buildings,'
Landlord, and their respective officers, partners, directors, employees, agents,
licensees, contractors, customer and. invitees, to the extent customers and
Invitees are under the principal's control or direction, including the
following: (i) any areas in the Buildings devoted to lobbies, hallways,
elevators, rest rooms, janitorial closets, mailrooms, and other similar
facilities provided for the common use or benefit of tenants generally and/or
for the public located in the Buildings (but, shall not include any such areas
designated for the exclusive use or benefit of a particular tenant); (ii)
portions of the Buildings used for mechanical rooms, electrical facilities,
telephone closets, fire towers and building stairs (but shall not include any
such areas designated for the exclusive use or benefit of a particular tenant);
(ill) elevator shafts, vents, stacks, pipe shafts and vertical ducts; and (iv)
those portions of the Buildings and/or the Real Property which are provided and
maintained for the common use and benefit of Landlord and tenants of the
Buildings only and employees and invitees and licensees of Landlord and such
tenants; including, without limitation, all atriums, walkways, parking areas,
and alt streets, sidewalks and landscaped areas comprising the Real Property.

(i) "Default Rate" shall mean Interest at the highest rate permitted by law.

(j) [Intentionally Deleted]

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(k) [Intentionally Deleted]

(l) "Leased Premises" shall mean the portion of the Building leased to Tenant as
described in Section 1.3 above and as further outlined in red on the floor plan
attached as Exhibit "1" hereto, being located in the office building known as
"140 Fountain Parkway" in the development known as "Carillon" (the "Project") on
the real property legally described in Exhibit "2", Pinellas County, Florida
(the "Real Property").

(m) "Normal Business Hours" shall mean the hours from 7:00 a.m. to 9:00 p.m.
during all Business Days, other than Saturdays, and from 8:00 am, to 5:00 p.m.
on all Saturday Business Days. The Normal Business Hours of the Building are the
typical hours of operation, but in no way shall be deemed to restrict Tenant's
access to the Leased Premises and Common Areas during other periods of time.

(n) [Intentionally Deleted]

(o) [Intentionally Deleted]

(p) [Intentionally Deleted]

(q) "Rent" shall mean the Monthly Base Rent.

(r) "Tenant's Insurance Limits" shall mean insurance coverage in compliance with
the requirements of this Lease, having the following limits: (a) Worker's
Compensation Insurance --- to meet the requirements of Florida law; (b)
Commercial General Liability Insurance -- minimum limits of $1,000,000.00 per
occurrence; $1,000,000.00 personal and advertising Injury; $50,000.00 fire
damage (any one fire); $5,000.00 medical expense (any one person) and
$2,000,000.00 in the general aggregate; (C) Business Automobile Insurance ---
combined single limits of $1,000,000.00 per accident, and (d) Commercial
Umbrella -- minimum limits of $5,000,000.00 in excess of primary coverage limits
(See Article 11).

(s) "Tenant's Permitted Use" Tenant may use the Leased Premises solely for
general, administrative and clerical office purposes and for no other purpose.
(See Section 6.1).

(t) "Tenant's Work" shall mean alt work to be performed by or for the account
and at the sole expense of Tenant in the Leased Premises in strict accordance
with the Work Agreement.

(u) "Term" shall mean the period described in Section 1.6 above commencing on
the Commencement Date and ending at 11:59 p m on January 31, 2007 (Expiration
Date) or on such earlier date in which the Term of this Lease shall expire or
be canceled or terminated pursuant to any of the conditions or covenants of this
Lease or pursuant to law, and furthermore, shall include any renewal term, if
such renewal term comes into existence (but only if a renewal term has been
expressly provided for under Section 1.6 above).

(v) [Intentionally Deleted]

(w) [Intentionally Deleted]

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(x) "Utility Overtime Charge" An amount currently equal to $20.00 per hour per
leased floor of the Building for all HVAC service furnished during other than
Normal Business Hours, without reduction for total square footage of space
occupied or utilizing HVAC service on the floor at the time such service is
requested. Such charge may be increased from time to time in Landlord's sole
discretion. (See Section 7.1)

(y) "Vehicle Parking Allocation" Tenant shall be entitled to 190 reserved on
site parking spaces at no charge for the entire term of the lease.

(z) "Work Agreement" shall mean the Work Agreement and its Schedules attached
hereto as Exhibit "4" and made a part hereof.

                      ARTICLE 3. LEASED PREMISES AND TERM

3.1 Leased Premises. Subject to the rent, terms and conditions herein set forth,
Landlord hereby leases to Tenant and Tenant hereby rents from Landlord the
Leased Premises, subject to the terms and Provisions of this Lease to have and
to hold for the Term, unless the Term shall be sooner terminated as hereinafter
provided, and any renewal term, in addition, as an appurtenance to this Lease,
Tenant shall have the general and non-exclusive right to use the Common Area
subject to the terms and conditions of this Lease.

3.2 Landlord's Reservation. Landlord shall retain absolute dominion and control
over the Common Area and shall operate and maintain the Common Area in such
manner as Landlord In Its sole discretion shall determine provided however, such
exclusive right shall not operate to prohibit Tenant from Its material benefit
and enjoyment of the Leased Premises for Tenant's Permitted Use as defined in
Section 2.1(s) above and the Vehicle Parking Allocation as set forth in Section
2.1(y) above. Tenant acknowledges that, without advance notice to Tenant, and
without any liability to Tenant in any respect, Landlord shall have the right
to:

(a) Close off any of the Common Area to whatever extent required, in the opinion
of Landlord, to prevent a dedication of any of the Common Area or the accrual of
any rights by any person or the public to the Common Area, provided such closure
does not materially deprive Tenant of the benefit and enjoyment of the Leased
Premises for its permitted use:

(b) Temporarily close any of the Common Area for maintenance, alteration or
improvement purposes;

(c) Select, appoint or contract with any person for the purpose of operating and
maintaining the Common Area, on such terms and conditions as Landlord deems
reasonable;

(d) Change the size, use, shape or nature of any such Common Area, provided such
change does not materially deprive Tenant of the benefit and enjoyment of the
Leased Premises or parking allocation as provided in Section 2.1(y). So long as
Tenant is not thus deprived of the use and benefit of the Leased Premises,
Landlord will also have the right at any time to change the arrangement or
location of, or both, or to regulate or eliminate the use of any concourse, or
any elevator, stairs, toilet or other public conveniences in the Buildings,
without incurring any liability to Tenant or entitling Tenant to any abatement
of rent;

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(e) Expand the existing Building or Buildings or other buildings to cover a
portion of the Common Area, convert the Common Area to a portion of the
Buildings or other buildings, or convert any portion of the Buildings (excluding
the Leased Premises) or other building to Common Area, provided such expansion
does not deprive Tenant of the use or benefit of the Leased Premises or parking
allocation as provided in Section 2.1(y). Upon erection or any buildings or
expansion of the Buildings, or change in Common Area, the portion of the
Buildings upon which such structures have been erected will no longer be deemed
to be a part of the Common Area;

(f) In addition to the other rights of Landlord under this Lease, Landlord
reserves to itself and its respective successors and assigns the right to: (i)
change the street address and/or name of the Buildings; (ii) erect, use and
maintain pipes and conduits in and through the Leased Premises; (iii) grant to
anyone the exclusive right to conduct any particular business or undertaking in
the Buildings; (iv) control the use of the roof and exterior walls of the
Buildings; and (vi) use Tenant's name in promotional materials relating to the
Buildings. Landlord may exercise any or all of the foregoing rights without
being deemed to be guilty of an eviction or disturbance or interruption of the
business of Tenant or Tenant's use or occupancy of the Leased Premises.

3.3 Term. This Lease Is effective and enforceable upon the date of execution
hereof by both parties ("Effective Date"), The Term of this Lease shall commence
on the Commencement Date, and shall end at 11:59 p.m. midnight on the Expiration
Date (including any renewal option designated therein, If It becomes effective),
or on such earlier date on which the term of this Lease may expire or be
terminated pursuant to the provisions of this Lease or pursuant to law. If for
reasons other than Tenant Delay the Commencement Date has not occurred by
January 31, 2002, Tenant upon not less than 10 Business Days prior written
notice shall have the right to terminate this Lease, After determination of the
Commencement Date, Landlord and Tenant shall execute a Certificate of
Commencement Date, but the failure of either party to so execute the Certificate
shall not affect the obligations of either party under this Lease,

                           ARTICLE 4. RENT; SECURITY

4.1 Monthly Base Rent. Tenant agrees to pay to the order of Landlord, without
demand, set-off or deduction during the Term, the Monthly Base Rent, specified
in Section 1.5. The Monthly Base Rent shall be due and payable in advance,
commencing on the Commencement Date and continuing on the first day of each and
every subsequent calendar month 'during the Term, in the amount as scheduled in
Section 1.5; provided, however, that Tenant shall receive a credit in the amount
of $134,623.95 (equivalent to two and one half (2 1/2) months of Monthly Base
Rent) against the amount of the Monthly Base Rent first payable under this Lease
(the "Rent Credit"), Such Rent Credit shall begin concurrently with the
Commencement Date, Concurrently with Tenant's execution and delivery of this
Lease, Tenant shall pay to Landlord the sum of $53,849.58 to be applied toward
the monthly installment of Monthly Base Rent first payable by Tenant upon
exhaustion of the Rent Credit. Tenant shall pay, as Additional Rent, all other
sums due under this Lease. Tenant shall pay the Monthly Base Rent by good check
or in lawful currency of the United States of America. If Tenant's check is not
good, then Landlord may require all further payments to be made by cashier's or
official check, or wire transfer, at Landlord's sole option. All forms of Rent
due under this Lease shall be paid to Landlord at One

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Franklin Parkway, San Mateo, CA 94403 or such other location as Landlord may
designate in writing from time to time.

4.2 Fully Serviced Lease. This is a full service gross lease. The Monthly Base
Rent includes insurance, common area maintenance, utilities (other than
after-hours HVAC charges), common area and premises electrical costs (except as
provided in Section 7.4), 5 night per week janitorial service, management fees
and administration expenses. Except as otherwise expressly provided herein,
there will be no operating expense increases or pass-throughs.

4.3 Late Payment Charge. Tenant hereby acknowledges that late payment by Tenant
to Landlord of Rent and other sums due hereunder after the expiration of any
applicable grace period will cause Landlord to incur costs not contemplated by
this Lease, the exact amount of which will be extremely difficult to ascertain,
Accordingly, other remedies for nonpayment of Rent notwithstanding, and except
as expressly provided herein, in'the event any installment payment of' Monthly
Base Rent due Landlord hereunder shall not be paid within len (10) days after
the due date, Tenant shall pay Landlord a late payment fee of five percent (5%)
of the unpaid past due amount, in addition to such other amounts owed under this
Lease. In addition, Tenant shall pay Landlord interest on any delinquent payment
due Landlord hereunder at the Default Rate; provided that Interest shall not be
payable on late charges incurred by Tenant or on any amounts upon which late
charges are paid by Tenant to the extent such interest would cause the total
interest to be In excess of that legally permitted.

4.4 Increase in Insurance Premiums. If an increase in any insurance premiums1
paid by Landlord for the Buildings is caused by Tenant's use of the Leased
Premises, or if Tenant voluntarily vacates the Leased Premises prior to the end
of the Term and causes an increase in such premiums, then Tenant shall pay as
Additional Rent the amount of such increase to Landlord.

4.5 Holding Over. In the event that Tenant does not vacate the Leased Premises
upon the expiration or termination of this Lease and continues to hold over in
possession of the Leased Premises without the written consent of Landlord,
Tenant shall be a tenant at will for the holdover period and all of the terms
and provisions of this Lease shall be applicable during that period, Including
the obligation to pay Rent, except that Tenant shall pay Landlord as an
installment of the Monthly Base Rent for the period of such holdover an amount
equal to two times (200%) the Monthly Base Rent which would have been payable by
Tenant had the holdover period been a part of the original term of this Lease
The rental payable during the holdover period shall be payable to Landlord on
demand.

4.6 Sales Tax. In addition to the Monthly Base Rent and the Additional Rent to
be paid by Tenant hereunder, Tenant shall be liable and pay to Landlord all
rental, sales and use taxes, if any, levied or Imposed by any city, state,
county or other governmental body having authority, such payments to be in
addition to all other payments required to be paid to Landlord by Tenant under
the terms of this Lease. Any such payment shall be paid concurrently with the
payment of the Rent or other charge upon which the taxis based as set forth
above.

4.7 Rights to Additional Rent. Any and all sums of money Or charges, other than
Monthly Base Rent, required to be paid by Tenant under this Lease, whether or
not the same be so

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designated, shall be considered "Additional Rent." Landlord shall have the same
rights and remedies with respect to Additional Rent as with respect to Monthly
Base Rent. The term "Rent" Is hereby defined to mean the Monthly Base Rent and
any additional charge, fee or rent payable by Tenant to Landlord under this
Lease.

                ARTICLE 5. IMPROVEMENTS BY LANDLORD; POSSESSION

5.1 Construction. Landlord shall supervise the construction of the Tenant's Work
as described in the Work Agreement.

5.2 Tenant Delays. Should a "Tenant Delay," as defined in the Work Agreement,
take place, then Tenant will pay to Landlord, as reimbursement for additional
expenses which will be incurred by Landlord because of Landlord's inability to
proceed with the work as scheduled, as Additional Rent, one day's Monthly Base
Rent, computed in accordance with the Lease, for each calendar day of "Tenant
Delay," as liquidated and agreed damages for the delay, it being agreed that'
Landlord's damages for such delay would be difficult to calculate with
certainty. Additional Rent payable by Tenant pursuant to this Section will be
due within fifteen (15) days after receipt by Tenant of Landlord's invoice.

5.3 Certificate of Commencement Date. Within thirty (30) days after the date
that Landlord notifies Tenant that the Commencement Date has arrived, Tenant
will execute and deliver to Landlord a written certificate stating the
Commencement Date. In such certificate, Tenant will certify to Landlord that
Tenant is in possession and has accepted the Leased Premises, and that all
conditions of this Lease required of Landlord as of that date have been
fulfilled, and that there are no defenses or off-sets against enforcement of
this Lease by Landlord; provided, however that Tenant may state in such
certificate, if such be the case, any defects in the Premises remaining to be
repaired or completed by Landlord; provided that In no event shall Tenant be
deemed to be waiving any objection to Such listed defects. Tenant shall have
waived any objection to any defects not specifically enumerated in writing to
Landlord within such thirty (30) day period. The Tenant's taking possession of
the Leased Premises, shall be deemed to establish conclusively that Tenant's
Work has been substantially completed in accordance with the plans and
specifications, are suitable for the purposes for which the Leased Premises are
let, and that the Leased Premises are in good and satisfactory condition as of
the date possession was so taken by Tenant, except to the extent of any defects
noted in the certificate delivered to Landlord by Tenant.

5.4 Completion Delays By Landlord. Except as otherwise expressly provided in
Section 3.3, if Landlord fails to Substantially Complete any portion of the
Tenant's Work with the result that the Leased Premises are not ready for
Tenant's occupancy by the Commencement Date provided in Section 1.4, above, this
Lease wilt not be void or voidable by Tenant, nor shall Landlord be liable to
Tenant for any loss or damage resulting therefrom, including without limitation
incidental or consequential damages, The Term will instead commence at the time
thereafter when the Tenant's Work is Substantially Complete as provided in the
Work Agreement, and such date will be the actual Commencement Date.

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                          ARTICLE 6. OCCUPANCY AND USE

6.1 Use. Tenant warrants and represents to Landlord that the Leased Premises
shall be used and occupied solely for the purposes set forth in Section 2.1(s)
and for no other purposes whatsoever, Tenant shall occupy the Leased Premises,
conduct its business and control its agents, employees, invitees and visitors
(to the extent such invitees and visitors are within the Leased Premises) In
such a manner as is lawful, reputable and will not create a nuisance, Tenant
shall not permit any operation which emits any excessive or offensive odor or
matter which intrudes into other portions of the Buildings, use any apparatus or
machine which makes undue noise or causes undue vibration in any portion of the
Buildings or otherwise materially interfere with, annoy or disturb any other
lessee in its normal business operations or Landlord in its management of the
Buildings. Tenant shall neither permit any waste on the Leased Premises nor
allow the Leased Premises to be used in any way which would, in the reasonable
opinion of Landlord, be hazardous on account of fire or which would in any way
increase or render void the fire insurance on the Buildings. If any governmental
license or permit shall be required for the proper and lawful conduct of
Tenant's business in the Leased Premises, Tenant shall, at its expense, duly
procure and thereafter maintain such license or permit and shall at ~Il times
comply with the terms and conditions of same. Tenant shall not at any time
knowingly suffer the Leased Premises to be used or occupied in violation of (I)
the Certificate of Occupancy for the Leased Premises or for the Buildings, (ii)
any of the provisions of this Lease, or (iii) zoning ordinances, and rules and
regulations of governmental and quasi governmental authorities having
jurisdiction over the Buildings.

6.2 Signs. Except as expressly permitted hereinafter, Tenant shall not place any
signs or other advertising matter or material on the exterior of the Buildings,
anywhere upon the Common Areas, or in any portion of the interior of the Leased
Premises which Is visible beyond the Leased Premises, except those signs
submitted to Landlord in writing and approved by Landlord In writing, and which
signs are in conformance with Landlord's sign criteria established for the
Buildings. Landlord shall provide, at Landlord's expense, a directory in the
lobby of the Buildings listing all tenants of the Buildings, but shall have no
obligation to list any assignees or subtenants. If any prohibited sign,
advertisement or notice is exhibited by Tenant, Landlord shall have the right to
remove the same, and Tenant shall pay upon demand any and all expenses incurred
by Landlord In such removal, together with interest thereon at the Default Rate.

6.3 Compliance with Laws, Rules and Regulations, Tenant, at Tenant's sole cost
and expense, shall comply with all present and future laws, ordinances, orders,
and rules and regulations of alt state, federal, municipal, and local
governments, departments commissions, and boards having jurisdiction over the
Leased Premises, Tenant's business, or any activity or condition on. or about
the Leased Premises, including, without limitation, all environmental laws and
any other laws relating to the Improvements on the Leased Premises or the air in
end around the Leased Premises (collectively, the "Laws"). Tenant warrants that
its business and all activities to be conducted or performed in, on, or about
the Leased Premises shall comply with all of the Laws. Tenant agrees to change,
reduce, or stop any such activity, or install necessary equipment, safety
devices, pollution control systems, or other installations at any time during
the Term hereof to so comply. Without limitation to the foregoing, Tenant
agrees:

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(a) If, during the Term hereof, Landlord or Tenant is required to alter,
convert, or replace the HVAC system serving the Leased Premises in order to
comply with any of the Laws concerning Indoor air pollution or quality, or in
order to meet any applicable limitation on, standard for, or guideline relating
to indoor air quality or the emission of any indoor air pollutant, Including,
without limitation, those adopted by the Occupational Safety and Health
Administration, the American Society of Heating, Refrigeration, and Air
Conditioning Engineers, or the Environmental Protection Agency, Tenant
acknowledges and agrees that such costs of any such conversion or replacement as
a direct result of Tenant's use, including without limitation, the purchase and
installation of new equipment, and the alteration of existing HVAC equipment in
the Leased Premises to accommodate any new equipment, shall be paid by Tenant
within ten (10) days after receipt of a bill by Landlord.

(b) Tenant covenants and agrees, at its sole cost and expense, to comply with
Laws regarding the collection, sorting, separation, and recycling of waste,
products, garbage, refuse, and trash. Tenant shall sort and separate such waste
products, garbage, refuse, and trash into such categories as provided by law.
Each separately sorted category of waste products, garbage, refuse, and trash
shall be placed in separate receptacles reasonably approved by Landlord. Such
separate receptacles may, at Landlord's option, be removed from the Leased
Premises in accordance with a collection schedule prescribed by law. Landlord
reserves the right to refuse to collect or accept from Tenant any waste
products, garbage, refuse, or trash that is not separated and sorted as required
by law, and to require Tenant to arrange for such collection at Tenant's sole
cost and expense, utilizing a contractor satisfactory to Landlord. Tenant shall
pay all costs, expenses, fines, penalties, or damages that may be imposed on
Landlord or Tenant by reason of Tenant's failure to comply with the provisions
of this Section, and, at Tenant's sole cost and expense, shall indemnify,
defend, and hold Landlord harmless (including reasonable legal fees and
expenses) from and against any actions, claims, and suits arising from such
noncompliance.

(c) Tenant will comply with the reasonable rules and regulations of the
Buildings adopted from time to time by Landlord, a current copy of which are set
forth on Exhibit "5" attached to this Lease. Landlord shall have the right at
all times to change and amend the rules and regulations in any reasonable manner
as may be deemed advisable for the safety, care, cleanliness, preservation of
good order and operation or use of the Buildings or the Leased Premises. The
Rules and Regulations, as changed in accordance with this section from time to
time, are hereinafter called the "Rules and Regulations."

6.4 Warranty of Possession. Landlord warrants that it has the right and
authority to execute this Lease, Landlord covenants and agrees that, upon
Tenant's paying on a monthly installment basis the Monthly Base Rent, and any
Additional Rent required hereunder and performing all of the other covenants
herein on its part to be performed, Tenant shall and may peaceably and quietly
hold and enjoy the Leased Premises without hindrance by Landlord or persons
claiming through or under Landlord, subject to the terms, covenants and
conditions of this Lease. Landlord shall not be responsible for the acts or
omissions of any other lessee or third party not claiming through or under
Landlord that may interfere with Tenant's use and enjoyment of the Leased
Premises.

6.5 Inspection. Landlord and Landlord's agents shall have the right during
Normal Business Hours to enter the Leased Premises, to examine the same, and to
show them to prospective

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purchasers or lenders of the Buildings. Upon reasonable prior notice (except in
the case of an emergency), Landlord and Landlord's agents shall have the right
outside of Normal Business Hours to enter the Leased Premises to make such
repairs or alterations as required under this Lease, or as Landlord may
reasonably deem necessary or desirable, and Landlord shall be. allowed to take
all material Into and upon the Leased Premises that may be required therefore
without the same constituting an eviction of Tenant in whole or in part, and the
Rent reserved herein shall in no wise abate while said repairs or alterations
are being made, During the six (6) months prior to the expiration of the Term
hereof, Landlord may exhibit the Leased Premises to prospective tenants. Nothing
herein contained, however, shall be deemed or construed to impose upon Landlord
any obligation, responsibility or liability whatsoever, for the care,
maintenance or repair of the Leased Premises or the Buildings or any part
thereof, except as otherwise herein specifically provided. Notwithstanding the
foregoing, no prior notice shall be required to permit Landlord or its
authorized agents to enter the Leased Premises to supply janitorial service or
any other service to be provided by Landlord pursuant to this Lease. Landlord
shall at all times have and retain a key with which to unlock all of the doors
in, upon and about the Leased Premises. Tenant shall not change Landlord's lock
system unless Tenant provides Landlord with a pass key, or in any other manner
prohibit Landlord from entering the Leased Premises. Landlord shall have the
right to use any and alt means which Landlord may deem proper to open any door
in an emergency without liability therefor.

                        ARTICLE 7. UTILITIES AND SERVICE

7.1 Building Services. Landlord shall provide the Leased Premises with trash
removal service, elevator service, and with water and electricity for lighting,
receptacles for the' operation of office machines and other incidental uses
during the term of this Lease. Tenant shall pay all telephone charges for
service to the Leased Premises, excluding, however, any costs associated with
making the Leased Premises accessible to the local point of telephone access
which shall be borne by the Landlord, which point of local connection shall be
provided by Landlord if it sells the Building during the term of this Lease (the
"Local Point of Connection"). Until such Local Point of Connection is
established, Landlord hereby grants to Tenant a license to access and connect 10
existing telephone connections located In buildings adjacent to the Building
which are owned by Landlord. Landlord shall furnish Tenant hot and cold water at
those points of supply provided for general use of other tenants in the
Buildings. In addition, Landlord shall furnish central heating and air
conditioning in season during Normal Business Hours, and at temperatures and in
amounts as are in accordance with the standards of office buildings in the Tampa
Bay area, subject, however, to being in compliance with any governmental
regulations. Such HVAC service during hours other than Normal Business Hours may
be furnished only upon the request of Tenant, at the overtime charge thereof, as
established from time to time by Landlord, and which Tenant acknowledges is
presently established at the Utility' Overtime Charge set forth In Section
2.1(x) above. Landlord shall also provide routine maintenance, painting and
electric lighting 'service for all public areas and special service areas of the
Buildings in the manner and to the extent deemed by Landlord to be standard and
in accordance with the standards of first class office buildings In the Tampa
Bay area, Landlord may, In its sole discretion, provide additional services not
enumerated herein. Landlord will not be liable to Tenant or any other person,
for. direct or consequential damages, or otherwise, for any failure to supply
any heat, air conditioning, elevator, cleaning, lighting or security or for any
surges or interruptions of electricity, or other service Landlord has agreed to
supply during any period

<PAGE>

when Landlord uses reasonable diligence to supply such services. Landlord
reserves the right temporarily to discontinue such services, or any of them, at
such times as may be necessary by reason of accident, repairs, alterations or
improvements, strikes, lockouts, riots, acts of God, governmental preemption in
connection with a national or local emergency, any rule, order or regulation,
conditions of supply and demand which make any product unavailable, Landlord's
compliance with any mandatory or voluntary governmental energy conservation or
environmental protection program, or any other happening beyond the control of
Landlord. Landlord will not be liable to Tenant or any other person or entity
for direct or consequential damages resulting from the admission to or exclusion
from the Buildings of any person. Landlord will not be liable for damages to
persons or property' or for injury to, or Interruption of, business for any
discontinuance of utilities or services provided by Landlord, nor will such
discontinuance in any way be construed as an eviction of Tenant or cause an
abatement of rent or operate to release Tenant from any of Tenant's obligations
under this Lease. Landlord reserves the right from lime to time to make changes
in the utilities and services provided by Landlord to the Buildings provided
such changes do not detract from the level of the existing utilities and
services, Any planned interruption to these building services will be
accompanied by twenty-four (24) written notice whenever possible to allow Tenant
to adjust accordingly.

7.2 Security and Theft or Burglary. During the Term of this Lease, Landlord
shall provide on a 24 hour per day, 7 day per week basis, a manned central
security station in the ground floor lobby of the Building and a central manned
video monitoring control station. Landlord shall not be liable to Tenant for
losses to Tenant's property or personal injury caused by criminal acts or entry
by unauthorized persons into the Leased Premises or the Building or Buildings.
Tenant hereby releases Landlord of and from any liability for criminal acts or
entry by unauthorized persons into the Leased Premises or the Building or
Buildings, regardless of any actions or precautions that Landlord may have taken
to prevent the acts or entry of any such persons.

7.3 Janitorial Service. Landlord shall keep the Leased Premises and the exterior
and public areas of the Buildings cleaned and well maintained. Without limiting
the foregoing, Landlord shall provide 'cleaning and janitorial services and
window cleaning services of a nature and of a quality equal to that of other
comparable office buildings in the Tampa Bay area, and the replacement of
building standard light bulbs and ballasts, Landlord shall not provide
additional or extra janitorial service to kitchens or storage areas included in
the Leased Premises,

7.4 Excessive Utility Consumption; Floor Loads. Tenant shall pay all utility
costs and additional improvement costs occasioned by high electrical consumption
electronic data processing machines, advanced telecommunications equipment,
computers and other equipment of high electrical consumption, including without
limitation, the cost of installing, servicing and maintaining any special or
additional inside or outside riders, 'wiring or lines, meters or sub meters,
transformers, poles, or air conditioning costs. Landlord acknowledges that they
have reviewed the Tenant's floor plan and understand the nature of their
business, and as such, would not consider the normal use of electronic data
processing machines required for this layout and operation to be 'excessive'
consumption obligating Tenant to reimburse Landlord for the cost of providing
electrical service with respect thereto. Tenant agrees that it will not overload
the capacities of utilities installed in the Building or Buildings by Landlord,
nor wilt Tenant exceed the maximum floor load for the Leased Premises, as
established by Landlord in its sole discretion.

<PAGE>

7.5 Window Covering. Landlord, at its option, may furnish and install window
coverings on all exterior windows to maintain a uniform exterior appearance.
Tenant shall not remove or replace these window coverings or install any other
window covering which would affect the exterior appearance of the Buildings,
unless Landlord expressly authorizes the contrary, In writing. If Landlord does
authorize Tenant to purchase and install Its own window coverings, they must
present a uniform exterior appearance and conform to building standard or other
specifications required by Landlord from time to time, in Landlord's sole
discretion.

7.6 Charge for Services. All costs of Landlord for providing the services set
forth in this Article 7 (except those charges paid by Tenant pursuant to
Section 7.4) shall be deemed Additional Rent pursuant to this Lease.

                      ARTICLE 8. REPAIRS AND MAINTENANCE,

8.1 Landlord Repairs. Landlord shall not be required to make any improvements,
replacements or repairs of any kind or character to the Leased Premises or the
Buildings during the term of this Lease except as are set forth in this I Lease.
Landlord shall maintain only (a) the roof, structure, columns, exterior walls
and exterior windows, foundation, interior load-bearing wails and demising walls
and floors, in sound, watertight condition and good state of repair; and (b) the
elevators, and all Buildings systems and facilities including, but not limited
to, the base building electrical, water, gas, sewer, life safety, mechanical and
HVAC (including the Leased Premises' air handling equipment, but excluding
separate package air-conditioning systems specially installed by or for Tenant
for Tenant's sole use, if any) supplied to the Leased Premises in good operating
condition, maintenance and repair; and (c) the sidewalks, curbs, driveways.
parking areas (if any) and landscaping in good condition and repair, open and
free of debris or other obstruction. The Landlord will also keep the public
portions of the Buildings, toilets and common areas in clean, sightly, good
operating condition and repair, Landlord shall not be liable to Tenant, except
as expressly provided in this Lease, for any damage or inconvenience, and Tenant
shall not be entitled to any abatement or reduction of rent by reason of any
repairs, alterations or additions made by Landlord under this Lease. Tenant
understands and agrees that Landlord may, at any time or from time to time
during the term of this Lease, perform substantial renovation work in and to
the Buildings or the mechanical systems serving the Buildings (which work may
include, but need not be limited to, the repair or replacement of the Buildings'
exterior facade, exterior window glass, elevators, electrical systems, air
conditioning and ventilating systems, plumbing system, common hallways, or
lobby), any of which work may require access to the same from within the Leased
Premises, Tenant agrees that:

(a) Landlord shall have access to the Leased Premises at all reasonable times
(with preference when such access will be disruptive, to hours outside the
Normal Business Hours), upon reasonable notice, for the purpose of performing
such work; and

(b) Landlord shall incur no liability to Tenant, nor shall Tenant be entitled to
any abatement of rent on account of any noise, vibration, or other disturbance
to Tenant's business at the Leased Premises (provided that Tenant is not denied
access to said Leased Premises) which shall arise out of said access by Landlord
or by the performance by Landlord of the aforesaid renovations at the Buildings.
<PAGE>

Landlord shall use reasonable efforts to avoid disruption of Tenant's business
during any such entry upon the Leased Premises by Landlord, Landlord shall not
be liable to Tenant, except as expressly provided in this Lease, for any damage
or inconvenience and Tenant shall not be entitled to any abatement or reduction
of rent by reason of any repairs, alterations or additions made by Landlord
under this Lease

8.2 Tenant Repairs. Tenant shall not suffer any damage, waste or deterioration
to occur to the Leased Premises and shall maintain the interior non-structural
portions of the Leased Premises and the fixtures and appurtenances therein in
good and sightly condition, and shall make all repairs necessary to keep them In
good working order and condition (including structural repairs when those are
necessitated by the negligence or willful misconduct of Tenant or its agents,
employees, invitees, licensees or visitors) ordinary wear and tear excepted, All
repairs, replacements and restorations made by Tenant shall be equal in quality
and class to the originals thereof and shall be completed in compliance with
applicable law. Tenant covenants that any repairs or replacements (as the case
may be) required by the terms of this Lease to be made by Tenant shall be
commenced and completed expeditiously; provided, however, if Tenant fails to
make the repairs or replacements, in an emergency promptly after written notice,
or otherwise fails to make the repairs or replacements within thirty (30) days
after written notice or in the event that such repair or replacement is of such
a nature as cannot with diligent effort be cured within said thirty (30) day
period, Tenant shall have failed to commence to cure within said period or
failed to diligently prosecute remedial efforts to completion within a
reasonable time thereafter, then Landlord may, at its option, make the repairs
or replacements, and the cost of such repairs or replacements shall be charged
to Tenant as Additional Rent and shall become payable by Tenant with the payment
of the rent next due hereunder.

8.3 Request for Repairs. Tenant must notify Landlord of its request for repairs
or maintenance to the Leased Premises that are the responsibility of Landlord
pursuant to any provision of this Lease and such request shall be made to
Landlord's facility manager at the Building with a copy to Landlord at the
address provided for in the notice section.

8.4 Tenant Damages. At the termination of this Lease, by lapse of time or
otherwise, Tenant shall deliver the Leased Premises to Landlord in as good
condition as existed at the Commencement Date of this Lease, ordinary wear and
tear excepted. The cost and expense of any repairs necessary to restore the
condition of the Leased Premises shall be borne by Tenant.

                    ARTICLE 9. ALTERATIONS AND IMPROVEMENTS

9.1 Tenant Improvements. Tenant acknowledges that in the event Tenant intends to
undertake improvements or alterations to the Leased Premises following the
Effective Date, Tenant must obtain the prior written consent and approval of
Landlord to such Improvements or alterations ("Alterations"), which consent
shall not be unreasonably withheld so long as such Alterations (i) are
nonstructural and do not affect the Building core or any Building systems; (ii)
affect only the Leased Premises and are not visible from outside of the Leased
Premises; (iii) do not affect the certificate of occupancy issued for the
Building; and (iv) are in compliance with applicable laws. Landlord's approval
of any such Alterations may also be conditioned upon Landlord's approval of
plans, contractors, major subcontractors contractor lien indemnification and
terms of access for construction. Any Alterations to the Leased Premises made by
Tenant

<PAGE>

shall at once become the property of Landlord and shall be surrendered to
Landlord upon the termination of this Lease; provided, however, Landlord, at Its
option, may require Tenant to remove and/or repair any Alterations in order to
restore the Leased Premises to the condition existing at the time Tenant took
possession, all costs of removal and/or repair and restoration to be borne by
Tenant. This clause shall not apply to moveable equipment of furniture owned by
Tenant which may be removed by Tenant at the end of the term of this Lease if
Tenant is not then in default and if such equipment and furniture are not then
subject to any other rights, liens and interests of Landlord. Following the
completion of the initial leasehold improvements, all Alterations must be in
accordance with the requirements of this Lease. Tenant, at its expense, shall I
obtain all necessary governmental permits and certificates for the commencement
and prosecution of the Alterations and for final approval thereof upon
completion and shall cause the Alterations to be performed in a good and
workmanlike manner in accordance with the requirements of all applicable
governmental authorities, All Alterations shall be diligently performed in a
good and workmanlike manner, using materials and equipment at least equal in
quality and class to the original installations of the Leased Premises.

9.2 Liens. Nothing contained in this Lease shall be construed as a consent on
the part of the Landlord to subject the estate of Landlord to liability under
the Construction's Lien Law of the State of Florida, It being expressly
understood that the Landlord's estate or interest in the Leased Premises or the
Buildings shall not be subject to such liability, including any liens of any
nature arising by reason of Tenant's construction, alteration, repair,
restoration, replacement or reconstruction of any improvements on the Leased
Premises or by reason of any other act or omission of Tenant (or of any person,
claiming by, through or under Tenant). All persons dealing with Tenant are
hereby placed on notice that such persons shall not look to Landlord or to
Landlord's credit or assets (including 'Landlord's interest in the Leased
Premises or any Improvements constructed thereon) for payment or satisfaction of
any obligations incurred in connection with the construction, alteration,
repair, restoration, replacement or reconstruction thereof. Tenant shall
strictly comply with the Construction's Lien law of the State of Florida, as set
forth in Chapter 713, Florida Statutes, including, without limitation, the terms
of Florida Statutes 713.10, pursuant to which Tenant acknowledges Tenant shall
be responsible to provide such notice to any contract dealing directly or
indirectly with Tenant in performing any such work on or within the Buildings or
any other area of Landlord's real property. This paragraph shall be construed so
as to prohibit, in accordance with the provisions of Chapter 713, Florida
Statutes, the Interest of Landlord in the Leased Premises and Buildings being
subject to any lien for any improvements made by Tenant or any other person on
the Leased Premises or "the Buildings. Notwithstanding the foregoing, Tenant, at
its expense, shall cause any lien filed against the Tenant's interest under this
Lease, the Leased Premises or the Buildings for work, services or materials
claimed to have been furnished to or for the benefit of Tenant to be satisfied
or transferred to bond within twenty (20) days after Tenant's having received
notice thereof. In the event that Tenant fails to satisfy or transfer to bond
such claim of lien within said twenty (20) day period, the Landlord may do so
and thereafter charge the Tenant as Additional Rent, alt costs incurred by the
Landlord in, connection with the satisfaction or transfer of such claim,
including attorneys' fees plus interest thereon at the Default' Rate. Further,
Tenant agrees to indemnify, defend, and save the Landlord harmless from and
against any damage or loss Incurred by the Landlord as a result of any such
contractor's Claim of Lien. This Section shall survive the termination of this
Lease.

<PAGE>

                              ARTICLE 10. CASUALTY

10.1 Substantial Destruction. If the Leased Premises shall be substantially
damaged by fire, windstorm, or otherwise during the Lease Term, Landlord shall
have the right, at Landlord's option, either to terminate this Lease, or to
proceed to repair such damage and restore the Leased Premises to substantially
their condition at the time of such damage (but only to the extent of Landlord's
original obligation to construct pursuant hereto and only to the extent that the
proceeds received by Landlord from Its insurers or that should be received under
policies required to be maintained together with the amount of any deductible
are sufficient to cover at least 95% of the cost of restoration). Tenant, at its
sole cost and expense, shall repair and restore whatever trade fixtures,
equipment and improvements it had installed prior to the damage or destruction,
The terms "substantially damaged" and "substantial damage," as used ~n this
Article, shall have reference to damage of such a character as cannot reasonably
be expected to be repaired or such that the Leased Premises cannot be restored
within ninety (90) days after the commencement of construction,

10.2 Partial Destruction, if during the Term hereof the Leased Premises shall be
partially damaged (as distinguished from "substantially damaged") by fire or
other casualty, Landlord shall forthwith proceed to repair such damage and
restore the Leased Premises so as to reconstitute them as an architectural unit
~but only to the extent of Landlord's original obligation to construct pursuant
hereto and only to the extent that the proceeds received by Landlord from its
insurers or that should be received under policies required to be maintained
together with the amount of any deductible are sufficient to cover at least 95%
of the cost of restoration), except Tenant, at its sole cost and expense, shall
repair and restore whatever trade fixtures, equipment and other improvements it
had installed prior to the damage or destruction. Landlord shall use its
commercially reasonable efforts to complete such repairs within ninety (90) days
following the date of damage.

10.3 Abatement of Rent. If the provisions of Subsection 10.1 or 10.2 of this
Article 10 shall become applicable, the Monthly Base Rent and all other charges
specified in this Lease shall be abated or equitably reduced proportionately
during any period In which, by reason of such damage or destruction, there is
substantial interference with the operation of the business of Tenant In the
Leased Premises In Tenant's reasonable discretion and such abatement or
equitable reduction shall continue for the period commencing with such
destruction or damage and ending with the completion by Landlord of such work of
repair and/or restoration as Landlord is obligated to do. In the event of the
termination of this Lease pursuant to this Article 10, this Lease, and the Term
hereof, shall cease and come to an end as of the date of such damage or
destruction. Any Monthly Base Rent or other charges paid in advance by Tenant
shall be promptly refunded by Landlord within thirty (30) days.

10.4 Landlord's Limitation of Obligation. Despite anything contained in this
Lease to the contrary, and without limiting Landlord's right or remedies
hereunder:

(a) If damage or destruction occurs to the Leased Premises or any part thereof
by reason of any cause in respect of which there are no proceeds of insurance
available to Landlord (provided that Landlord has maintained the casualty
insurance required by this Lease and Landlord uses commercially reasonable
effort to obtain the proceeds thereof), or

<PAGE>

(b) If the proceeds of insurance (together with the amount of any deductible)
are insufficient to pay Landlord for at least 95% of the costs of rebuilding or
making fit the Leased Premises), or

(c) If any mortgagee or other person entitled to the proceeds of insurance does
not consent to the payment to Landlord of such proceeds for such purpose, or

(d) if in Landlord s reasonable opinion any such damage or destruction is caused
by any fault neglect default negligence, act, or omission of Tenant, or those
for whom Tenant is in law responsible, or any other person entering upon the
Leased Premises under express or implied invitation of Tenant, then Landlord
may, without obligation or liability to Tenant, terminate this Lease on 30 days'
written notice to Tenant and all Rent shall be adjusted as of, and Tenant shall
vacate and surrender the Leased Premises on, such termination date.

                             ARTICLE 11. INSURANCE

11.1 Tenant's Insurance. Tenant shall, at its sole expense, maintain in effect
at all times during the Term insurance coverage having Tenant's Insurance Limits
as set forth in Section 2.1(r) above. These policies shall be endorsed to
Include Landlord and Landlord's mortgagee, if any, as an additional insured,
state that the insurance is primary over any insurance carried by Landlord, and
the commercial general liability policy shall be written on a standard Insurance
Services Office, Inc. (ISO) policy form with a 1988 or later edition date or its
equivalent, The policy must be written on an occurrence basis and include
Coverage A (Bodily Injury and Property Damage Liability), Coverage B (Personal
and Advertising Injury Liability) and Coverage C (Medical Payments). Upon
Tenant's default in obtaining or delivering the policy or certificate for any
such Insurance or Tenant's failure to pay the charges therefor, Landlord may,
upon ten (10) days notice to Tenant, procure or pay the reasonable charges for
any such policy or policies (for not more than a 12 month period) and charge the
Tenant therefor plus interest thereon at the Default Rate as additional rent.
The limits of insurance specified in this Section may be adjusted upward by
Landlord from time to time to such extent as Landlord deems necessary or
desirable, in Landlord's sole discretion.

11.2 Tenant's Personal Property Insurance. Tenant shall at all times during the
term hereof and at its cost and expense, maintain in effect policies of
insurance covering all of Tenant's personal property, trade fixtures and
equipment located in the Leased Premises, In an amount equal to their full
replacement value, providing protection against any peril included within the
standard classification of "Fire and Extended Coverage", together with insurance
against sprinkler damage, vandalism, theft and malicious mischief. The proceeds
of such Insurance, so long as this Lease remains in effect, shall be used to
repair or replace the personal property, trade fixtures and equipment so
insured.

11.3 General Requirements. All policies of insurance required under this Article
11 shall provide that they will not be cancelled upon less than thirty (30) days
prior written notice to Landlord and Tenant. Tenant shall furnish to Landlord a
certificate or certificates of insurance certifying that the insurance coverage
required is in force, upon request. The coverage shall be issued by companies
licensed to do business in the State of Florida and rated A:VIII or better in
Best's Insurance Guide (or similar rating in an equivalent publication if no
longer published) and

<PAGE>

shall otherwise be reasonably satisfactory to the parties. Not less than thirty
(30) days prior to expiration of the coverage, renewal policies or certificates
of insurance evidencing renewal shall be provided. Any insurance required by the
terms of this Lease may be under a blanket policy (or policies) covering other
properties of Tenant and/or its related or affiliated corporations. If such
insurance is maintained under a blanket policy, the respective party shall
procu1e and deliver to the other party a statement from the Insurer or general
agent of the insurer setting forth the coverage maintained and the amount
thereof allocated to the risk intended to be insured hereunder.

11.4 Landlord's Insurance. Landlord shall, during the Term of this Lease,
maintain in effect the following insurance: (i) fire and "all risk" insurance
providing coverage in the event of fire, vandalism, malicious mischief and all
other risks normally covered by "all risk" policies in the area of the Building,
covering the Building (excluding the property required to be insured by Tenant
pursuant to Section 11.2) in an amount not less than 95%' of the full
replacement value (less commercially reasonable deductibles which as of the date
hereof is $25,000.00 but is subject to periodic change over the Term) of the
Building excluding foundations, footings and other below-grade structural
elements; and (ii) commercial general liability insurance or the equivalent in
the amount of at least $5,000,000.00 against claims of bodily injury, personal
injury or property damage arising out of Landlord's operations, assumed
liabilities, contractual liabilities, or use of the Building and Common Areas.
Such Insurance may be carried under blanket or umbrella insurance policies. Upon
written request from Tenant but no more than 1 time during any calendar year
Landlord shall provide Tenant with evidence that Landlord is carrying the
insurance Landlord is required to maintain pursuant to this Section 11.4.

                          ARTICLE 12. INDEMNIFICATION

12.1 Tenant's Indemnification. Tenant shall indemnify, defend and save Landlord,
its officers, directors, shareholders, members, affiliates, subsidiaries,
successors and assigns (all of which shall be deemed included in the term
"Landlord" for purposes of this Article 12), harmless from and against any and
all claims, actions, damages, liability and expense in connection with loss of
life, personal injury and/or damage to or destruction of property (including
Tenant's personal property, fixtures and equipment) arising from or out of any
occurrence in, upon or at the Leased Premises, or the occupancy or use by Tenant
of the Leased Premises or any part thereof, or occasioned wholly or in part by
any act or omission of Tenant, its agents, contractors, employees, servants,
subtenants, concessionaires, or invitees, In case Landlord shall be made a party
to any such litigation commenced by or against Tenant, then Tenant shall protect
and hold Landlord harmless and pay all costs and attorney's fees incurred by
Landlord in connection with such litigation, and any appeals thereof.

12.2 Landlord's Indemnity. Landlord shall indemnify, defend and hold harmless
Tenant, its officers, directors, shareholders, members, affiliates,
subsidiaries, successors and assigns from and against all losses, costs,
damages, liability or expense (including reasonable attorneys fees) incurred by
Tenant arising from any accident, injury or damage whatsoever caused to any
person or the property of any person in or about the Common Areas and with
respect to claims for personal injury, the Leased Premises, to the extent
attributable to the gross negligence or willful misconduct of Landlord or its
employees, agents or contractors.

<PAGE>

12.3 Landlord Not Liable. Except as set forth in Section 12.2 and except for the
intentional misconduct of Landlord, or that of its agents or employees acting
within the course and scope of their agency or employment, Tenant agrees
Landlord, shall not be liable to Tenant, Tenant's employees agents invitees
licensees or visitors or to any other person for an injury to person or damage
to property (including Tenant's personal property, fixtures and equipment) on or
about the Leased Premises caused by any act or omission of Landlord, its agents,
servants or employees, including those caused by the negligence of Landlord, or
of any other person entering upon the Leased Premises under express or implied
invitation by Tenant, or caused by the improvements located on the Leased
Premises becoming out of repair, the failure or cessation of any service
provided by Landlord (including security service and devices), or caused by
leakage of gas, oil, water or steam or by electricity emanating from the Leased
Premises.

12.4 Survival. The provisions of this Article 12 shall survive the expiration or
earlier termination of this Lease.

                            ARTICLE 13. CONDEMNATION

13.1 Substantial Taking. If, after the Commencement Date and before the
termination of this Lease: (i) any portion of the Leased Premises Is taken by
eminent domain or conveyed in lieu thereof; or (ii) as a result of a taking by
eminent domain or the action of any public or quasi-public authority or a
conveyance in lieu thereof, the means of ingress or egress to and from the
Buildings is so permanently altered as to materially and adversely affect the
flow of traffic in, to, from or about the Buildings (collectively, a
"Substantial Taking") then, in any of the foregoing events, the Lease Term shall
cease and terminate as of the day possession shall be required by the acting
governmental or quasi-governmental authority (the "Date of Taking"). Tenant
shall pay Monthly Base Rent, and other payments up to the Date of Taking, and
Landlord shall refund such Monthly Base Rent, and other payments as shall have
been paid in advance and which cover a period subsequent to the Date of Taking.
In the event that the exercise of eminent domain or conveyance in lieu there or
the alteration of ingress to and egress from the Buildings does not constitute a
Substantial Taking, then this Lease will not terminate, and Landlord shall, to
the extent reasonably feasible, restore the Buildings, the Leased Premises and
Common Area so as to constitute, as nearly as possible, a complete architectural
unit. During the course of such restoration, there shall be a fair and equitable
abatement of all Monthly Base Rent and other charges to the extent (and only to
the extent) that Tenant is required to close down or abate its business
operations until restoration has been completed. After Landlord has completed
the restoration, if any abatement in Monthly Base Rent, or other charges has
been permitted, then the Monthly Base Rent, and other charges in the same amount
as before will resume. Such payments will be reduced only if there has been a
reduction in the size of the Leased Premises and then only in proportion to the
reduction in size. Without limiting the foregoing, if thirty percent (30%) or
more of the Rentable Area in the Buildings is taken by eminent domain or
conveyed in lieu thereof, then Landlord shall have the right arid option (but
not the obligation) to terminate this Lease by giving written notice to Tenant,
on or before thirty (30) days after the Date of Taking.

13.2 Award of Damages. In the event of any condemnation or taking or conveyance
in lieu thereof as provided above, whether a Substantial Taking or otherwise,
Tenant will not be entitled to any part of the award paid or payable in
connection with the Buildings, the Leased Premises or this Lease and Landlord
will receive the full amount of the award or proceeds of conveyance

<PAGE>

(except that Tenant will be free to pursue a separate claim for the value of its
business personal property, fixtures and equipment; Tenant's business damages,
Tenant's business interruption damages, Tenant's relocation expenses and similar
and associated damages or expenses Tenant may be entitled to under Florida law,
including its attorney's fees and Costs.). Tenant hereby expressly waives and
releases any right or claim to any part of the taking award or proceeds of
conveyance in lieu of a taking which is applicable to the Buildings, the Leased
Premises or this Lease, except as expressly set forth herein.

                       ARTICLE 14. ASSIGNMENT OR SUBLEASE

14.1 Landlord Assignment. Landlord shall have the right to sell, transfer or
assign, in whole or in part, its rights and obligations under this Lease and in
the Buildings. Any such sale transfer or assignment shall operate to release
Landlord from any and all liabilities under this Lease arising after the date of
such sale, assignment or transfer, provided the assignee expressly assumes all
obligations of the Landlord hereunder arising from and after the date of
transfer.

14.2 Tenant Assignment.

(a) Tenant shall not assign, In whole or in part, this Lease, or allow it to be
assigned, in whole or in part, by operation of law or otherwise or mortgage or
pledge the same, or sublet the Leased Premises, in whole or in part, without the
prior written consent of Landlord, which consent shall not be unreasonably
withheld, and in no event shall any such assignment or sublease ever release
Tenant or any guarantor from any obligation or liability hereunder.

(b) If Tenant desires to assign or sublet, all or any part of the Leased
Premises, it shall so notify Landlord at least thirty (30) days in advance of
the date on which Tenant desires to make such assignment or sublease, Tenant
will simultaneously with such request give Landlord (i) the name and address of
the proposed assignee or subtenant, (ii) the terms of the proposed assignment or
sublease, (iii) reasonably satisfactory and complete information about the
nature, financial condition, business and business history of the proposed
assignee or subtenant, and Its proposed initial use of the Leased Premises, and
(iv) a fee in the amount of Two Thousand and No\100 Dollars ($2,000.00) to
reimburse Landlord for all its expenses, together with Landlord's reasonable
attorneys fees and costs associated with processing Tenant's request to assign,
sublet or otherwise encumber the Leased Premises under the terms of the Lease.
The consent by Landlord to any assignment or subletting shall not constitute a
waiver of the necessity for such consent to any subsequent assignment or
subletting. Within fifteen days after Landlord's receipt of Tenant's proposed
assignment or sublease and all required information concerning the proposed sub
lessee or assignee, Landlord shall have the following options: (1) to cancel
this Lease as to the Leased Premises or portion thereof proposed to be sublet so
long as Landlord (or any affiliate) will thereafter use and occupy such space;
(2) consent to the proposed assignment or sublease, and, if the rent due and
payable by any assignee or sub lessee under any such permitted assignment or
sublease (or a combination of the rent payable under such assignment or sublease
plus any bonus or any other consideration or any payment incident thereto)
exceeds the rent payable under this Lease for such space, Tenant shall pay to
Landlord all such, excess rent and other excess consideration, less Tenant's
reasonable expenses incurred in connection With such subletting, including
without limitation, reasonable brokerage commissions, improvements allowances,
and alteration costs, within ten days following receipt thereof by Tenant; or
(3)

<PAGE>

reasonably refuse, in Landlord's reasonable judgment, to consent to the proposed
assignment or sublease, which refusal shall be deemed to have been exercised
unless Landlord gives Tenant written notice providing otherwise. Upon the
occurrence of an event of default, if all or any part of the Leased Premises are
then assigned or sublet, Landlord, in addition to any other remedies provided by
this Lease or provided by law may, at Its option, collect directly from the
assignee or sub lessee all rents becoming due to Tenant by reason of the
assignment or sublease. Any collection directly by Landlord from the assignee or
sub lessee shall not be construed to constitute a novation or a release of
Tenant or any guarantor from the further performance of its obligations under
this Lease. Tenant shall deliver to Landlord within ten (10) days after any
assignment or subletting a copy of the executed assignment or sublease
agreement. Any assignment or sublease shall provide that the assignee or
subtenant shall comply with all applicable terms and conditions of this Lease to
be performed by Tenant hereunder. The permitted use of the Leased Premises shall
not change in connection with any assignment or sublease.

14.3 Permitted Transferees.

(a) Right of Tenant. Notwithstanding anything contained in this Article 14 to
the contrary, as long as no default then exists with respect to the payment when
due of-Monthly Base Rent, Tenant shall have the right, subject to the terms and
conditions hereinafter set forth, without the consent of Landlord but upon at
least thirty (30) days prior written notice to Landlord, to do the following:

     (i) Assign its interest in this Lease to (A) any corporation which is a
successor to Tenant either by merger or consolidation, (B) a purchaser of all or
substantially all of Tenant's assets (provided such purchaser shall have also
assumed substantially all of Tenant's liabilities), or (C) a corporation,
partnership or other entity which shall control, be under the control of, or be
under common control with, Tenant (the term "control" as used herein shall be
deemed to mean ownership, directly or indirectly, of more than fifty percent
(50%) of the outstanding voting stock of a corporation, or other majority equity
and control Interest if Tenant is not a corporation) (any such entity being a
"Permitted Transferee"); or

     (ii) Sublease all or any portion of the Leased Premises to a Permitted
Transferee upon the condition that the Permitted Transferee shall occupy and use
the Leased Premises in a manner consistent with the terms and conditions of this
Lease.

(b) Deliveries by Tenant. Tenant shall within ten (10) business days after
execution thereof deliver the following to Landlord:

     (i) A duplicate original instrument of assignment in form and substance
reasonably satisfactory to Landlord, duly executed by Tenant and the assignee in
which the assignee shall expressly agree to assume, observe, perform, and be
bound by all of the terms, covenants and conditions of this Lease on Tenant's
part to be observed and performed; or

     (ii) A duplicate original sublease in form and substance reasonably
satisfactory to Landlord, duly executed by Tenant and the subtenant.

<PAGE>

           ARTICLE 15. SUBORDINATION, NON-DISTURBANCE AND ATTORNMENT

15.1 Rights of Mortgagee. Tenant hereby acknowledges and agrees that this Lease
is and shall be subject and subordinate to the lien of any existing or future
mortgage or deed of trust encumbering all or any part of the Buildings, or any
part thereof. Notwithstanding the foregoing, Tenant shall, within 10 days of
Landlord's request, execute such subordination Instruments as may be requested
by a lienholder to document the subordination of this Lease to any mortgage lien
encumbering the Buildings or any part thereof, provided lienholder agrees 'to
not disturb Tenant's possession and quiet enjoyment. Furthermore, Tenant will,
upon request of the lien holder, be a party to an agreement acknowledging and
agreeing that, if such lienholder succeeds to the interest of Landlord, Tenant
wilt recognize said lienholder (or successor in interest of the lienholder) as
its landlord under the terms of this Lease.

                          ARTICLE 16. LANDLORD'S LIEN

16.1 Uniform Commercial Code. This Lease is intended as and constitutes a
security agreement within the meaning of the Uniform Commercial Code of the
state in which the Leased Premises are situated, Landlord, in addition to the
rights prescribed in this Lease and by law, shall have all of the rights,
titles, liens and interests in and to Tenant's property, now or hereafter
located upon the Leased Premises, which may be granted a secured party, as that
term is defined, under the Uniform Commercial Code to secure to Landlord payment
of all sums due and the full performance of all Tenant's covenants under this
Lease, Tenant will on request execute and deliver to Landlord a financing
statement for the purpose of perfecting Landlord's security interest under this
Lease or Landlord may file this Lease or a copy thereof as a financing
statement. Unless otherwise provided by law and for the purpose of exercising
any right pursuant to this section, Landlord and Tenant agree that reasonable
notice shall be met if such notice is given by ten days written notice,
certified mail, return receipt requested, to Landlord or Tenant at the addresses
specified herein.

                        ARTICLE 17. DEFAULT AND REMEDIES

17.1 Default by Tenant. The following shall be deemed to be events of default by
Tenant under this Lease: (i) Tenant shall fail to pay any Installment of Monthly
Base Rent, any Additional Rent, or any other charge or assessment against Tenant
pursuant to the terms hereof when due; (ii) Tenant shall fail or refuse to
comply with any term, provision, covenant, agreement or warranty made under this
Lease by Tenant, other than the payment of any installment of Monthly Base Rent,
any Additional Rent or other charge or assessment payable by Tenant, and shall
not cure such failure within thirty (30) days after written notice of default;
(iii) a petition in bankruptcy or insolvency or for reorganization or for the
appointment of a receiver or trustee of all or substantially all of Tenant's
assets is filed against Tenant in any court pursuant to any statute either of
the United States or of any state and Tenant fails to secure or diligently
proceed to secure a discharge thereof within sixty (60) days, or if Tenant
voluntarily files a petition in bankruptcy or makes an assignment for the
benefit of creditors or petitions for or enters into an arrangement with
creditors; or (iv) Tenant shall do or permit to be done anything which creates a
lien upon the Leased Premises for work performed by, through or under Tenant
which Tenant fails to remove or bond off within ten (10) days after written
notice thereof.

<PAGE>

17.2 Remedies for Tenant's Default.

(a) Upon the occurrence of any event of default set forth in this Lease after
passage of any applicable cure period, Landlord, besides any other rights or
remedies that it may have, and without prior notice, shall have the right,
without notice or demand, to, at Landlord's sole option, (i) terminate Tenant's
right of continued possession of the Leased Premises and declare the entire
remaining unpaid Rent for the balance of the then existing Term of this Lease to
be immediately due and payable forthwith and take action to recover and collect
the same either by distress or otherwise, but in the event Landlord is able to
relet the Leased Premises during such periods from time to time, Tenant shall
consent to such reletting and Tenant shall be entitled to a credit against such
damages In the amount of the rents and other sums received by Landlord from any
such reletting of the Leased Premises, less any reasonable costs Incurred by
Landlord in connection with the repossessing of the Leased Premises, including,
without limitation, reasonable attorneys' fees, brokerage commissions and any
costs of allowance, repairs or alterations, or (ii) terminate this Lease, in
which event Tenant shall immediately surrender the Leased Premises to Landlord,
or (iii) terminate Tenant's right of continued possession of the Leased Premises
and from time to time, without terminating this Lease, relet the Leased Premises
or any part thereof for the account and in the name of Tenant, for any such
lease term or terms and conditions as Landlord, in its reasonable discretion,
may deem advisable, and with the right to make alterations, additions and
repairs to the Leased Premises deemed by Landlord to be necessary in conjunction
with such reletting. Notwithstanding any other remedy set forth, in this Lease,
in the event Landlord has made rent concessions of any type or character, or
waived any base rent, and Tenant fails to take possession of the Leased Premises
on the Commencement Date or otherwise defaults at any time during the Term of
this Lease which default. continues beyond any applicable cure period, the rent
concessions, including any waived base rent, shall be cancelled and the amount
of the base rent or other rent concessions shall be due and payable immediately
as if no rent concessions or waiver of any base rent had ever been granted. A
rent concession or waiver of the base rent shall not relieve Tenant of any
obligation to pay any other charge due and payable under this Lease including
without limitation any sum due under Article 4.

(b) Should Landlord terminate Tenant's right of possession of the Leased
Premises pursuant to Subsection (a) (iii) above, then Tenant shall pay to
Landlord, within ten (10) days of Landlord's demand, all of the following: (i)
any unpaid Rent and other charges to be paid by Tenant hereunder up to the date
when Landlord shall have so terminated Tenant's, right of possession, plus
Interest thereon at the Default Rate from the due date together with the total
cost of brokerage commissions and initial leasehold or tenant improvements or
allowances incurred by Landlord In connection with the execution of this Lease
(prorated for the unexpired portion of the Term); (ii) the reasonable costs of
recovering possession of the Leased Premises and any reasonable legal fees and
expenses directly related to the breach, the recovery of possession, and the
collection of unpaid Rent and other charges; (iii) the reasonable costs Incurred
by Landlord in repairing and restoring the Leased Premises to the condition
which same were to have been surrendered to Landlord at the expiration of the
Lease term or to a condition required to lease the Leased Premises to a new
tenant; (iv) the reasonable costs of removing any of Tenant's property from the
Leased Premises and, if same be stored, the reasonable cost of transporting and
storing same (if Landlord shall store such property in the Buildings then
Landlord shall be entitled to a reasonable storage fee hereunder); and (v) all
reasonable brokerage fees and commissions and

<PAGE>

allowances (prorated for the unexpired portion of the Term) incurred by Landlord
in relelting the Leased Premises.

(c) Rents received by Landlord from any reletting pursuant to Subsection
(a)(iii) above, shall be applied first to the payment of any of the items
enumerated in Subsection (b) above, in such order as Landlord shall deem
appropriate, and second to the payment of rent and other sums due and unpaid by
Tenant hereunder as of the date of Landlord's receipt of said rents. The
residue, if any, shall be held by Landlord and applied in payment of future rent
or damages in the event of termination as the same may become due and payable
hereunder.

(d) No such reletting of the Leased Premises by Landlord pursuant to Subsection
(a)(iii) above shall be construed as an election on its part to terminate this
Lease unless a notice of such intention be given by Landlord to Tenant or unless
i the termination thereof be decreed by a court of competent jurisdiction; and
notwithstanding any such reletting without termination, Landlord may at any time
thereafter elect to terminate this Lease for such previous breach provided it
has not been cured.

(e) Should Landlord at anytime terminate this Lease for any breach pursuant to
Subsection (a)(ii) above, then in addition to any other remedy Landlord may have
by reason of such breach, Landlord shall have the right to recover from Tenant
all or any of the following: (i) any unpaid rent and other charges to be paid by
Tenant hereunder up to the date of termination, plus interest thereon at the
Default Rate from the due date; (ii) the reasonable costs of recovering
possession of the Leased Premises and collecting said arrearages in rent and
other charges, including any reasonable legal fees and expenses directly related
to the breach, the recovery of possession, and the collection of unpaid Rent and
other charges to be paid by Tenant and the total cost of brokerage commissions
and initial leasehold or tenant improvements or allowances incurred by Landlord
in connection with the execution or renewal of this Lease (prorated for the
unexpired portion of the Term); (iii) costs, as reasonably estimated by Landlord
which would be incurred in repairing or restoring the Leased Premises to the
condition in which the same were to have been surrendered to Landlord at the
expiration of the Lease term; (iv) the reasonable costs of removing any of
Tenant's property from the Leased Premises, and, if same be stored, the
reasonable cost of transporting and storing same (if Landlord shall store such
property in the Buildings then Landlord shall be entitled to a reasonable
storage fee hereunder); (v) all brokerage fees and commissions (prorated for the
unexpired portion of the Term) incurred by Landlord in reletting the Leased
Premises; and (vi) compensation for the loss of profits occasioned by the breach
and resultant termination of this Lease, which loss the parties agree shall be
determined. by calculating the total amount of Rent to' be paid by Tenant, and
any other charges to be paid by Tenant, as if this Lease had not been
terminated, from the date of termination to the expiration date and deducting
therefrom the fair market rent value of the Leased Premises for a like period
expected to be collected by Landlord during such period.

(f) Landlord shall have the right to recover, in execution of judgment(s)
rendered in legal proceedings or otherwise, either jointly or from time to time
severally, the applicable sums specified in clauses (i) through (v) of
Subsection (b) and clauses (i) through (vi) of Subsection (e), and Landlord's
recovery of one or more of such sums shall not constitute a waiver of Landlord's
right to recover from Tenant the remaining sum(s).

<PAGE>

(g) Tenant hereby waives all rights of redemption, now or hereafter granted, to
the extent such rights may be lawfully waived.

(h) Pursuit of any of the foregoing remedies shall not preclude pursuit of any
other remedy herein provided or any other remedy provided by law or at equity,
nor shall pursuit of any remedy herein provided constitute an election of
remedies thereby excluding the later election of an alternate remedy, or a
forfeiture or waiver of any Annual Base or Additional Rent or other charges and
assessments payable by Tenant and due to Landlord hereunder or of any damages
accruing to Landlord by reason of violation of any of the terms, covenants,
warranties and provisions herein contained, All of Tenant's and Landlord's
obligations under this Section shall survive the termination of this Lease.

(i) Notwithstanding anything herein to the contrary, in the event that Tenant
abandons the Leased Premises for a continuous period of thirty (30) days or more
for any reason other than casualty or condemnation or force majeure not relating
to Tenant's business operations; Landlord shall have the sole and exclusive
remedy to terminate this Lease. "Abandon" means the vacating of all or
substantially all of the Leased Premises by Tenant, whether or not Tenant is in
default of the rental payments due under this Lease or any other provision of
this Lease.

17.3 Tenant's Bankruptcy. Subject to the cure period set forth in Section 17.1
(iii) and in addition to Landlord's remedies under this Article 17, Landlord
may, at Its sole discretion and without notice, invoke the following provisions:

(a) Upon a Tenant's bankruptcy, this Lease and all rights of Tenant hereunder
shall automatically terminate with the same force and effect as if the date of
any such event were the date stated herein for the expiration of the Term, and
Tenant shall vacate and surrender the Leased Premises, but shall remain liable
as therein provided, Landlord reserves, any and all remedies provided herein or
at law or in equity.

(b) If this Lease is not terminated in accordance with subsection (a) above
because such termination is not allowed under the Bankruptcy Code (hereinafter
defined), upon the filing of a petition by or against Tenant under the
Bankruptcy Code, Tenant, as debtor and as debtor in possession and any trustee
who may be appointed, agree:

     (1)  to perform promptly each and every obligation of Tenant under this
          Lease until such time as this Lease is either rejected or assumed by
          order of a United States Bankruptcy Court or other United States Court
          of competent jurisdiction; or deemed rejected by operation of law,
          pursuant to 11 U.S.C. Section 365(c)(4);

     (2)  to pay monthly in advance on the first day of each month as reasonable
          compensation for use and occupancy of the Leased Premises an amount
          equal to all Monthly Base Rent and all other Additional Rent;

     (3)  to reject or assume this Lease within sixty (60) days of the filing of
          such petition under Chapter 7 of the Bankruptcy Code or within thirty
          (30) days of the filing of a petition under any other Chapter:

<PAGE>

     (4)  to give Landlord at least forty-five (45) days prior written notice of
          any proceeding relating to any assumption of this Lease;

     (5)  to give Landlord at least thirty (30) days prior written notice of any
          abandonment of the Leased Premises;

     (6)  to be deemed conclusively to have rejected this Lease in the event of
          the failure to comply with any of the above;

     (7)  to have consented to the entry of an order by an appropriate United
          States Bankruptcy Court providing all of the above, waiving notice and
          hearing of the entry of same; and

     (8)  that this is a "lease of real property" as such term is used in the
          Bankruptcy Code.

(c) Notwithstanding anything in this Lease to the contrary, all amounts payable
by Tenant to or on behalf of Landlord hereunder, whether or not expressly
denominated as Rent, shall constitute "rent" for the purposes of Section
502(b)(7) of the Bankruptcy Code, including, without limitation, reasonable
attorneys' fees incurred by Landlord by reason of Tenant's bankruptcy.

(d) Nothing contained in this Section 17.3 shall be deemed in any manner to
limit Landlord's rights and remedies under the Bankruptcy Code,' as presently
existing or as may hereafter be amended. In the event that the Bankruptcy Code
is interpreted or amended during the term of this Lease to so permit, or is
superseded by an act so permitting, the following additional acts shall be
deemed an event of default under this Lease: (i) if Tenant is adjudicated
insolvent by the United States Bankruptcy Code or (ii) if a petition is filed by
or against Tenant under the Bankruptcy Code and such petition is not vacated
within one hundred twenty (120) days. In either of such events, this Lease and
alt rights of Tenant hereunder shall automatically terminate with the same force
and effect as if the date of either such event were the date stated herein for
the expiration of the Term, and Tenant shall vacate and surrender the Leased
Premises, but shall remain liable as herein provided. Landlord reserves any and
all rights and remedies provided herein or at law.

                      ARTICLE 18. TENANT'S REPRESENTATIONS

18.1 Tenant's Representations. Tenant; in order to induce Landlord to enter into
this Lease, hereby represents:

(a) That Tenant has full power and authority to conduct its business as
presently conducted and to enter into this Lease. That this Lease has been duly
authorized, executed and delivered by Tenant and constitutes the legal and
binding obligation of Tenant.

(b) That, to Tenant's knowledge, no litigation or proceedings (or threatened
litigation or proceeding or basis therefor) exists which could materially and
adversely affect the ability of Tenant to perform its obligations under this
Lease or which would constitute a default on the part of Tenant under this
Lease, or which would constitute such a default with the giving of notice or
lapse of time, or both.

<PAGE>

                      ARTICLE 19. REAL ESTATE COMMISSIONS

19.1 Brokers. Except for the Broker and any Cooperating Broker whose identity is
disclosed in Section, 1.13 above, Landlord and Tenant hereby represent and
warrant, each to the other, that they have not disclosed this Lease or the
subject matter hereof to, and have not otherwise dealt with, any broker, finder
or any other person, firm, corporation or other legal entity so as to create any
legal right or claim of whatsoever kind or nature for a commission or similar
fee or compensation with respect to the Leased Premises or this Lease. Landlord
and Tenant hereby indemnify each other against, and agree to hold each other
harmless from, any liability or claim (and all expenses, including attorneys'
fees, incurred in defending any such claim or in enforcing this indemnity) for a
real estate brokerage commission or similar fee or compensation arising out of
or in any way connected with any claimed dealings with the indemnitor and
relating to the Leased Premises or this Lease, Landlord and Tenant each
acknowledge that Echelon Real Estate Services, Inc., licensed under Chapter 475,
Florida Statutes, acts under a Transaction Broker status relative to the
negotiation of the terms of this Lease and shall be compensated by Landlord
pursuant to the separate Listing Agreement dated April 19, 2001 and extended on
August 20, 2001.

                              ARTICLE 20. PARKING

20.1 Tenant's Parking - In General. During the Term of this Lease and provided
always that Tenant is not in default of Its obligations hereunder, Landlord and
Tenant agree that Tenant, Tenant's employees, agents and invitees, will have the
nonexciusive right to use unreserved general parking spaces in an amount at
least equal to five (5) such spaces per one thousand (1000) Rentable Square Feet
of the Leased Premises ("Vehicle Parking Allocation"), As of the date of this
Lease, the number of parking spaces In Tenant's Vehicle Parking Allocation is
190. All covered and uncovered unreserved parking spaces in the Buildings
designated by Landlord for use by tenants will be subject to availability on a
"first come, first served basis at all times Landlord will keep and maintain in
good condition any parking areas that may be provided in connection with the
Buildings. Landlord reserves the right to prescribe the method, manner, and time
of all parking in all parking spaces made available from time to time by
Landlord to serve the Buildings, in Landlord's sole discretion. Landlord
reserves the right to delegate the management of all parking areas to a
concessionaire or third party manager. Landlord will not be liable or
responsible for the security of the parking areas provided pursuant to the terms
of this Lease, which provision will control over any inconsistent provision of
this Lease.

                          ARTICLE 21. OTHER PROVISIONS

21.1 HAZARDOUS SUBSTANCES.

(a) Hazardous Substances. The term "Hazardous Substances," as used in this
Lease, shall include, without limitation, flammables, explosives, radioactive
materials, asbestos, potychlorinated biphenyls (PCBs), chemicals known to cause
cancer or reproductive toxicity, pollutants, contaminants, hazardous wastes,
toxic substances or related materials, petroleum and petroleum products, and
substances declared to be hazardous or toxic under any law or regulation now or
hereafter enacted or promulgated by any governmental authority.

<PAGE>

(b) Tenant Restrictions, Tenant shall not cause or permit to occur:

     (i) Any violation of any federal, state, or local law, ordinance, or
regulation now or hereafter enacted, related to environmental conditions on,
under, or about the Leased Premises, or arising from Tenant's use or occupancy
of the Leased Premises, including, but not limited to, soil and ground water
conditions; or

     (ii) The use, generation, release, manufacture, refining, production,
processing, storage, or disposal of any Hazardous Substance on, under, or about
the Leased Premises, or the transportation to or from the Leased Premises of any
Hazardous Substance.

(c) Environmental Clean-up.

     (i) Tenant shall, at Tenant's own expense, comply with all Laws regulating
the use, generation, storage, transportation, or disposal of Hazardous
Substances.

     (ii) Tenant shall, at Tenant's own expense, make all submissions to,
provide all information required by, and comply with all requirements of all
governmental authorities (the "Authorities") under the Laws.

     (iii) Should any Authority or any third party demand that a cleanup plan be
prepared and that, a clean-up be undertaken because of any deposit, spill,
discharge, or other release of Hazardous Substances that occurs during the term
of this Lease, at or from the Leased Premises, or which arises at any time from
Tenant's use or occupancy of the Leased Premises, then Tenant shall, at Tenant's
own expense, prepare and submit the required plans and alt related bonds and
other financial assurances; and Tenant shall carry out all such cleanup plans'.

     (iv) Tenant shall promptly provide all information regarding the use,
generation, storage, transportation, or disposal of Hazardous Substances that is
requested by Landlord. If Tenant fails to fulfill any duty imposed under this
Section (c) within a reasonable time, Landlord may do so; and in such case,
Tenant shall cooperate with Landlord In order to prepare all documents Landlord
deems necessary or appropriate to determine the applicability of the Laws to the
Leased Premises. and Tenant's use thereof, and for compliance therewith, and
Tenant shall execute all documents promptly upon Landlord's request. No such
action by Landlord and no attempt made by Landlord to mitigate damages under any
Law shall constitute a waiver of any of Tenant's obligations under this Section
(c).

     (v) Tenant's obligations and liabilities under this Section (c) shall
survive the expiration of this Lease.

(d) Tenant's Indemnity.

     (i) In addition to any other obligations to indemnify Landlord set forth
iii this Lease, Tenant shall indemnify, defend, and hold harmless Landlord, the
manager of the property, and their respective officers, directors,
beneficiaries, shareholders, partners, agents, and employees from all
liabilities, obligations, penalties, fines, claims, litigation, demands,
defenses, judgments, suits, proceedings, actions, costs, disbursements or
expenses of any kind or of any nature whatsoever (including without limitation,
attorneys' and experts' fees and disbursements) arising
<PAGE>

out of or in any way connected with any deposit, spill, discharge, or other
release of Hazardous Substances that occurs during the term of this Lease, at or
from the Leased Premises caused or allowed to occur by Tenant or its employees,
agents or contractors, or which arises at any time from Tenant's use or
occupancy of the Leased Premises, or from Tenant's failure to provide all
information, make alt submissions, and take all steps required by all
Authorities under the Laws and all other environmental laws.

     (ii) Tenant's obligations and liabilities under this Section (d) shall
survive the expiration of this Lease,

21.2 RADON GAS. Radon is a naturally occurring radioactive gas that, when it has
accumulated in a building in sufficient quantities, may present health risks to
persons who are exposed to it over time. Levels of radon that exceed-federal and
state guidelines have been found in buildings in Florida. Additional Information
regarding radon and radon. testing may be obtained from the county health public
health unit.

21.3 AMERICANS WITH DISABILITIES ACT. Tenant covenants and agrees, at its
expense without reimbursement or contribution by Landlord, 'to keep, maintain,
alter and replace, if necessary, the interior non-structural portions of the
Leased Premises so as to maintain compliance of same with the ADA, as amended
from time to time, and all rules and regulations promulgated to further the
purpose of and to enforce the ADA. Tenant agrees to indemnify, defend, and save
the Landlord harmless from and against any damage or loss incurred by the
Landlord as a result of any failure, neglect or refusal of Tenant to comply with
the provisions of this subsection.

                           ARTICLE 22. MISCELLANEOUS

22.1 WAIVER. Failure of Landlord or Tenant to declare an event of default
immediately upon its occurrence, or delay in taking any action in connection
with an event of default, shall not constitute a waiver of the default, but
Landlord or Tenant shall have the right to declare the default at any time and
take such action as is lawful or authorized under this Lease, Pursuit of any one
or more of the remedies set forth in Article 17 above shall not preclude pursuit
of any one or more of the other remedies provided elsewhere in this Lease or
provided by law, nor shall pursuit of any remedy constitute forfeiture or waiver
of any rent or damages accruing to Landlord or Tenant by reason of the violation
of any of the terms, provisions or covenants of this Lease. Failure by Landlord
or Tenant to enforce one or more of the remedies provided upon an event of
default shall not be deemed or construed to constitute a waiver of the default
or of any other violation or breach of any of the terms, provisions and
covenants contained in this Lease, Without limiting the generality of the
foregoing, no action taken or not taken by Landlord or Tenant under the
provisions of this Section or any other provision of this Lease (including, by
way of example rather than of limitation, the Landlord's acceptance of the
payment of rent after the occurrence of any event of default) shall operate as a
waiver of any right to be paid a late charge or of any other right or remedy
which the either party hereto would otherwise have against the other party on
account of such event of default under the provisions of this Lease or
applicable law (each party hereto hereby acknowledging that, in the interest of
maintenance of good relations between Landlord and Tenant, there may be
instances in which the other party chooses not immediately to exercise some or
all of Its rights on the occurrence of an event of default).

<PAGE>

22.2 ATTORNEY'S FEES. In the event that it shall become necessary for either
Landlord or Tenant to employ the services of attorneys to enforce any of their
respective rights under this Lease or to collect any sums due to them under this
Lease or to remedy the breach of any covenant of this Lease on the part of the
other to be kept or performed, the nonprevailing party (Tenant or Landlord as
the case may be) shall pay to the prevailing party such reasonable fees as shall
be charged by the prevailing party's attorneys for such services, including
services of all attorneys, paralegals, or legal assistants at all trial and
appellate levels and post judgment proceedings 'and such prevailing party shall
also have and recover from the nonprevailing party (Landlord or Tenant as the
case may be) all other costs and expenses of such suit and any appeal thereof or
with respect to any postjudgment proceedings.

22.3 SUCCESSORS; USE OF LANDLORD'S BUSINESS NAMES. This Lease shall be binding
upon and inure to the benefit of Landlord and Tenant and their respective heirs,
personal representatives successors and assigns. Tenant understands and agrees
that Landlord fully reserves to Itself the copyright upon and proprietary
interest in all trade names, service marks and trademarks used by Landlord in
connection with the Building, Buildings or the Project, including without
limitation, the names "Franklin Templeton" except for use of such names In
connection with Identifying the Tenant's address and the location of the Leased
Premises, Tenant will not have the right to use the Landlord's business names,
Including those aforesaid, for any purpose.

22.4 CAPTION. The captions appearing In this Lease are inserted only as a matter
of convenience and in no way define, limit, construe or describe the scope or
intent of any section.

22.5 NOTICE. Any notice, demand, consent, approval or other communication to be
given to or served upon any party hereto, In connection herewith, must be In
writing, and may be given by facsimile transmission, certified mail or
guaranteed overnight delivery service, return receipt requested, If a notice is
delivered by United States Mail, it shall be deemed, to have been given and
received two (2) days following the deposit of a certified letter containing
such notice, properly addressed, with postage prepaid, with the United States
Mail. If delivered by facsimile transmission or by guaranteed overnight delivery
service, It shall be deemed to have been given and received the same day that
the notice is faxed or delivered into the custody of the overnight delivery
service, if the notice Is given otherwise than by certified mail, facsimile
transmission or guaranteed overnight delivery service, it shall be deemed to
have been given when delivered to and received by the party to whom It Is
addressed, Notices shall be given to the parties hereto at the following
addresses:

     To Landlord:      FRANKLIN TEMPLETON INVESTORS SERVICES, LLC
                       100 Fountain Parkway
                       St. Petersburg, FL 33716
                       Attention: Facilities Manager

     With copies to:   FRANKLIN TEMPLETON INVESTOR SERVICES, LLC
                       One Franklin Parkway
                       San Mateo, CA 94403
                       Attention: Michael J. McCulloch
                       Facsimile Number: (650) 312-5812

<PAGE>

     and

                       FRANKLIN RESOURCES, INC.
                       One Franklin Parkway
                       San Mateo, CA 94403
                       Attention: Leslie M. Kratter
                       Facsimile Number: (650) 312-2804

     To Tenant:        After the Commencement Date:
                       EDIX CORPORATION
                       140 Fountain Parkway, Suite 400
                       St. Petersburg, FL 33716

                       Prior to the Commencement Date:
                       EDIX CORPORATION
                       3001 Executive Drive, Suite 370
                       Clearwater, FL 33762

     With a copy to:   EDIX Corporation
                       4445 Eastgate Mall, Suite 405
                       San Diego, CA 92122

Either party hereto may, at any time by giving five (5) Business Days' written
notice to the other party hereto, designate any other address In substitution of
the foregoing address to which notice shall be given and other parties to whom
copies of all notices hereunder shall be sent.

22.6 SEVERABILITY. If any provision of this Lease or the application thereof to
any person or circumstance shall be invalid or unenforceable to any extent, the
remainder of this Lease and the application for such provisions to other persons
or circumstances shall not be affected thereby and shall be enforced to the
greatest extent permitted by law.

22.7 LANDLORD'S LIABILITY. Tenant shall look solely to (i) the estate and
property of the Landlord in the Buildings and the Real Property, (Ii) the rents
and other Income (including, without limitation, insurance proceeds payable to
Landlord) from the Buildings receivable by Landlord, and (iii) the consideration
received by Landlord from the sale of alt or any part of the Buildings, for the
collection of any judgment, or In connection with any other Judicial process,
requiring the payment of money by Landlord in the event of any default by
Landlord with respect to any of the terms, covenants and conditions of this
Lease to be observed and performed by Landlord, and no other property or estates
of Landlord shall be subject to levy, execution or other enforcement procedures
for the satisfaction of Tenant's remedies and rights under this Lease, The
provisions of this Section are not designed to relieve Landlord from the
performance of any of its obligations hereunder, but rather to limit Landlord's
liability in the case of a recovery of a money judgment against Landlord. The
foregoing limitation shall not apply to or limit any injunctive or other
equitable declaratory or other forms of relief which Tenant may be entitled to.
The word "Landlord" as used in this Lease shall mean only the owner from time to
time of Landlord's interest in this Lease. In the event of any assignment of
Landlord's interest in this Lease, the assignor shall no longer be liable for
the performance or observation of any

<PAGE>

agreements or conditions on the part of Landlord to be performed or observed
subsequent to the effective date of such' assignment provided the assignee
specifically assumes all such obligations,

22.8 ESTOPPEL CERTIFICATES. Tenant agrees at any time and from time to time,
upon not less than fifteen (15) days prior written request of Landlord, to
execute, acknowledge and deliver to Landlord a statement in writing certifying
that this Lease is unmodified and In full force and effect (or, if there have
been modifications, that the same is In full force and, effect as modified, and
stating the modifications), the date to which the rental and other charges have
been paid in advance, If any, and whether or not any violations are in existence
as of the date of said statement, that Tenant has accepted possession of the
Leased Premises, the date on which the Term commenced; and, as to whether, to
the best knowledge, information and belief of the signer of such certificate,
the other party is then in default in performing any of its obligations
hereunder (and, if so, specifying the nature of each such default); and as to
any other fact or condition with, respect to this Lease reasonably requested by
the other party hereto or such other addressee, it being intended that any such
statement delivered pursuant to this Section may be relied upon by any
prospective purchaser of the fee or mortgagee or assignee of any mortgage upon
the fee.

22.9 NO RECORDING. Tenant shall not record this Lease or any memorandum or short
form hereof without the written consent and joinder of Landlord.

22.10 WAIVER OF JURY TRIAL. The parties hereto waive trial by jury in connection
with any proceedings or counterclaims brought by either of the parties hereto
against the other,

22.11 RELOCATION OPTION. In the event Landlord determines to lease the Leased
Premises to a third party or utilize the same for other purposes during the Term
of this Lease, Tenant agrees to relocate to other space in the Buildings or any
other comparable office building located in Carillon Park designated by Landlord
upon one hundred eighty (180) days prior written notice to Tenant, provided such
other space is of equal or larger size than the Leased Premises and similar in
structure and improvements. Landlord shall pay all out-of-pocket expenses of any
such relocation, Including the expenses of moving and reconstruction of all
Tenant's furnishings and Landlord furnished improvements, Tenant authorized
improvements and any costs associated with duplicate facilities needed to insure
uninterrupted business operations of the Tenant. In the event of such
relocation, this Lease shall continue in full force and effect without any
change in the terms or conditions of this Lease, but with the new location
substituted for the old location set forth in Section 1.3 of this Lease and
modification to the rental terms, as appropriate, due to modification in the
sized of the Leased Premises,

22.12 CORPORATE AUTHORITY. If Tenant executes this Lease as a corporation, each
of the persons executing this Lease on behalf of Tenant does hereby represent
and warrant that Tenant is a duly authorized and existing corporation, that
Tenant is qualified to do business in the stale in which the Leased Premises are
located, that the corporation has full right and authority to enter Into this
Lease, and that each person signing on behalf of the corporation is authorized
to do so.

22.13 FINANCIAL REPORTS. Within 15 days after Landlord's request, Tenant will
furnish Tenant's most recent audited financial statements (including any notes
to them) to Landlord, or,

<PAGE>

if no such audited statements have been prepared, such other financial
statements (and notes to them) as may have been prepared by an independent
certified public accountant, or, falling those, Tenant's internally prepared
financial statements, certified by Tenant. Landlord agrees that it wilt not
disclose any aspect of such information which Tenant designates as confidential
except: (i) to Landlord's lenders or prospective purchasers of the Buildings;
(ii) in litigation between the Landlord and Tenant; and (iii) if required by
court order,

22.16 COMPLETE UNDERSTANDING. This Lease represents the complete understanding
between the parties hereto as to the subject matter hereof, and supersedes all
prior written or oral negotiations, representations, warranties,' statements or
agreements between the parties hereto -as 'the same. No inducements,
representations, understandings or agreements have been made or relied upon in
the making of this Lease, except those specifically set forth in the provisions
of this Lease, Neither party hereto has any right to rely on any other prior or
contemporaneous representation made by anyone concerning this Lease which is not
set forth herein. This Lease may not be altered, waived, amended or extended
except by an instrument in writing signed by Landlord and Tenant. Landlord and
Tenant acknowledge that each of them and their counsel have had an opportunity
to review this lease and that this lease will not-be construed against Landlord
merely because Landlord has prepared it.

22.17 TAX BENEFITS; INCENTIVE PAYMENTS Landlord and Tenant understand and
acknowledge that certain credits, exemptions, refunds or abatements against tax
obligations of Tenant or Landlord, whether with respect to property, sales, use,
gross receipts, income, ad valorem, payroll, value added or other tax
(collectively "Tax Benefits") as well as incentive payments, credits or
exemptions directly or indirectly from governmental authorities or public
utilities (incentive may become available as a result of the construction, use,
occupancy or conduct of business of Tenant in the Leased Premises, or the
decision of Tenant to establish or operate a business at the Leased Premises,
'The Landlord reserves and will be entitled to all such Tax Benefits and
Incentive Payments in such amounts as they relate to the Leased Premises.
Landlord and Tenant agree to take such action as is necessary in order to cause
all such Tax Benefits and Incentive Payments to accrue to Landlord's account, In
the event any such Tax Benefit or Incentive Payment is paid to, or is otherwise
received by Tenant, then, at Landtord's option, Tenant shall immediately account
'for and pay over the full amount of such Tax Benefit or Incentive Payment to
Landlord, and will cooperate with Landlord in any efforts of Landlord to obtain
the maximum Tax Benefits and Incentive Payments which may be available under
applicable law.

22.18 GOVERNING LAW. This Lease shall be construed, governed, interpreted and
enforced in all respects by the laws of the State of Florida.

22.19 TENANT AMENITIES. During the Term of this Lease, Landlord shall make
available to Tenant, at no additional charge therefor, for shared use in common
with Landlord and other tenants of the Building during Normal Business Hours,
the onsite catered dining area (Tenant to be responsible for any costs so
incurred), fitness center, lockers and shower facilities. In addition,

<PAGE>

Landlord shall provide to Tenant, on an as-available basis, limited access to
the first-floor conference and training rooms. Tenant must use Landlord's
existing reservation system and such use shall be limited to not more than eight
(8) hours per week as determined on a cumulative basis, but in no event more
than sixteen (16) hours during any given calendar week.

22.20 SIGNAGE. Subject to Tenant's receipt of all necessary governmental permits
and approvals, together with all, necessary approvals from Carillon Park, and
subject to Landlord's approval of the size, dimensions, location and design and
construction specifications, Tenant shall have the right to install, at Its sole
cost and expense, a monument sign facing Ulmerton Road. In addition, Landlord
shall permit Tenant to install identifying signage. In the main Building
entrance foyer at a location mutually acceptable to Landlord and Tenant. The
rights granted to Tenant pursuant to this Section 22.20 are personal to EDIX
Corporation.

22.21 ROOF RIGHTS.

     (a)  Tenant is hereby granted, subject to Article 5 hereof and the
          provisions of this Section 22.21 and such other requirements as shall
          be imposed by Landlord, the right to install, secure, maintain,
          replace and operate on the roof (the "Roof") of the Building in an
          area reasonably designated by Landlord and reasonably acceptable to
          Tenant (the "Roof Space"), a satellite dish (the "Antenna"), The
          dimensions of the Antenna shall be subject to Landlord's approval. In
          addition, also subject to Article 5 and the provisions of this Section
          22.21, Tenant shall have the right to install cables leading from the
          Antenna to the Premises at Tenant's sole cost and expense and in a
          location, manner, material and size as shall be approved by Landlord.

     (b)  Tenant shall diligently service, repair, paint and maintain the
          Antenna, including, without limitation, all electrical wires, guide
          wires and conduits related thereto.

     (c)  No signs, whether temporary or permanent, shall be affixed, installed
          or attached to the Antenna or the Roof other than those required by
          applicable law. All signs required, if any, and the location thereof,
          shall be first approved in writing Landlord.

     (d)  In the performance of any installation, alteration, repair,
          maintenance, removal and/or any other work with respect to the Roof
          Space or the Antenna, Tenant shall comply with all of the applicable
          provisions Lease and the provisions of this Section 22.21 shall be
          applicable to the Roof Space as if the Roof Space was part of the
          Leased Premises.

<PAGE>
     (e)

     (f)  Have its representative(s) accompany Tenant whenever It services or
          maintains the Antenna: At all other times, Landlord may keep the
          entrances to the Roof Space locked. Tenant shall not have any tools
          and/or materials stored in The Roof Space, and Tenant's employees and
          independent contractors shall close and lock the entrance door to the
          Roof when leaving the same. If Tenant shall require access any of the
          Roof Space, at times other than those specified in the first sentence
          of this Section (f), then except in the case of an emergency, Tenant
          shall give Landlord at least two full business days prior written
          notice of such requirement and shall pay all reasonable costs Incurred
          by Landlord in connection therewith, including, without limitation,
          any compensation paid to Building employees or any independent
          contractors of Landlord.

     (g)  On or before the termination of this Lease, Tenant shall remove the
          Antenna and any and all appurtenant cables, wires, and other equipment
          and repair and restore the Roof and any other damage caused to the
          Building. Such repair and restoration work shall proceed with due
          diligence and dispatch and shall be completed prior to the Expiration
          Date. Any holes, damage or Injury in or to the Roof and/or Building
          arising out of or connected to the removal of the Antenna and any or
          all appurtenant cables, wires, and other equipment shall be promptly
          and duly repaired and restored by Tenant at Tenant's sole cost and
          expense.

     (h)  Throughout the duration of this Lease, Tenant shall inspect the
          Antenna at least once a month. Tenant shall be solely responsible for
          preserving the water tight integrity of the Roof as may be caused by,
          or relates to, the installation, maintenance, operation and repair of
          the Antenna. Tenant shall be responsible for all leaks in the Roof
          arising out of or connected to the Antenna installation. Tenant's
          Antenna shall not exceed the applicable load-bearing capacity of the
          Roof Space.

     (i)  If, at any time during the Term, Landlord, in its judgment, shall
          determine that It is necessary to move the Antenna to another area of
          the Roof Space, then Landlord may give notice thereof to Tenant (which
          notice shall have annexed thereto a plan on which such other area of
          the Roof Space (the "Substitute Space") shall be substantially
          identified by hatching or otherwise). The Substitute Space with
          respect to the Antenna shall not be located in an area of the Roof in
          which the Antenna's reception would differ in a materially adverse way
          from the Antenna's reception in the initial Roof Space. Within 30 days
          of receipt of Landlord's notice (or, if a governmental permit is
          required to be obtained for installation of the Antenna on the
          Substitute Space, then, within 30 days of the obtaining of such permit
          (which Tenant shall make prompt application for, with Landlord's
          reasonable cooperation), Landlord, at its sole cost shall move the
          Antenna to the Substitute Space which shall then become the Roof Space
          hereunder and the original Roof Space shall be deleted from the
          coverage of this Lease.

     (j)  Tenant's operation or use of the Antenna shall not prevent or
          interfere with the operation or use of any equipment of (I) any
          present or future tenant or occupant of the Building whose equipment
          was installed prior to the installation of the Antenna, or (ii)
          Landlord, If, at any time during the term hereof, Landlord shall
          reasonably determine that the Antenna causes Interference with
          equipment of any such present or future tenant or occupant or of
          Landlord, then Landlord may so notify Tenant, and Landlord may require
          Tenant to replace the Antenna with

<PAGE>

          another antenna which would not cause such interference (the
          "Replacement"), Tenant, within 30 days of receipt of such notice or,
          If a government permit is required to install the Replacement, then
          within 30 days of the obtaining of such permit (which Tenant shall
          make prompt application for, with Landlord's cooperation but at no
          cost to Landlord), shall replace the Antenna with the new
          non-interfering Replacement which shall then be deemed to be the
          Antenna hereunder,

     (k)  Tenant agrees that Landlord has made no warranties or representations
          as to the condition or suitability of the Roof Space or the Building
          (or the electricity available to the Roof Space) for the installation,
          use, maintenance or operation of the Antenna, and Tenant agrees to
          accept same in its "as is" condition and without any work or
          alterations to be made by Landlord.

     In Witness Whereof, this Lease was executed as of the Effective Date" as
specified hereinabove.

WITNESSES:                              TENANT:

/s/
-------------------------------------
/s/                                     EDIX Corporation
-------------------------------------   a Delaware corporation

                                        By: /s/
                                            ------------------------------------
                                        Name:
                                              ----------------------------------
                                        Its:
                                             -----------------------------------

WITNESSES:                              LANDLORD:

/s/
-------------------------------------   FRANKLIN TEMPLETON INVESTOR SERVICES,
/s/                                     LLC, a Delaware limited liability
-------------------------------------   company

                                        By: /s/
                                            ------------------------------------
                                        Name: Basil ________
                                              ----------------------------------
                                        Its: President
                                             -----------------------------------

                                        Date of Execution: October 10, 2001
<PAGE>

                 CONTINUING AND UNCONDITIONAL GUARANTY OF LEASE

THIS GUARANTY is made and to be effective as of October 8th, 2001, by the
undersigned, IDX SYSTEMS CORPORATION ("Guarantor") and is annexed to and made a
part of the Lease dated October ____, 2001 (the "Lease"), between FRANKLIN
TEMPLETON INVESTOR SERVICES, LLC ("Landlord") and EDIX CORPORATION ("Tenant").

                                    RECITALS:

Tenant wishes to enter into the Lease with Landlord, Landlord desires to enter
Into the Lease with Tenant, but is unwilling to do so unless Guarantor assures
Landlord of full and timely payment and performance of ail of Tenant's
obligations under the Lease. Guarantor Is willing to do so. Accordingly, and In
order to Induce Landlord to enter into the Lease with Tenant and for good and
valuable consideration, receipt and sufficiency of which are hereby acknowledged
by Guarantor, Guarantor hereby agrees as follows:

1. RECITALS. The above recitals are true and correct and are a material part of
this Guaranty.

2. GUARANTY. Guarantor hereby absolutely, unconditionally and Irrevocably
guarantees to Landlord, Landlord's successors and assigns, the prompt and full
payment of all rent, percentage rent, expenses, additional rent, and all other
payments to be made by Tenant under the Lease, and the full performance and
observance by Tenant of all the other terms, covenants, conditions and
agreements therein provided to be performed and observed by Tenant, for which
Guarantor will be jointly and severally liable with Tenant. Guarantor waives
notice of any breach or default by Tenant under the Lease. If Tenant defaults In
the performance of any of Its obligations under the Lease and fails to cure same
within the time provided In the Lease (unless Landlord is precluded from
providing any default notices because of the imposition of the automatic slay
under the Bankruptcy Code), upon Landlord's demand, Guarantor will perform
Tenant's obligations under the Lease.

3. ENFORCEMENT. If there Is more than one Guarantor of the Lease, Landlord, at
Landlord's option, may enforce the provisions of this Guaranty against any one
or more or all of such Guarantors, and/or may join any one or more or all of the
Guarantors In an action or proceeding commenced by Landlord against Tenant that
is based upon breach of any of the covenants and obligations of Tenant In the
Lease. Guarantor waives the bringing of any prior action by Landlord against
Tenant as a condition to enforcement of this Guaranty and agrees that Guarantor
is a primary obligor under the Lease, Landlord may, at Its option, proceed
against Guarantor without proceeding against Tenant or anyone else obligated
under the Lease or against any security for any of Tenant's or Guarantor's
obligations. If there Is more than one Guarantor of the Lease, the obligations
of the Guarantors shall be joint and several and the release of one of such
Guarantors shall not release any other such Guarantors.

4. WAVERS BY LANDLORD. Any act of Landlord, or the successors or assigns of
Landlord, consisting of a waiver of any of the terms or conditions of the Lease,
or the giving of any consent to any matter or thing related to the Lease, or the
granting of any indulgences or extension of time to Tenant, may be done without
notice to Guarantor and without affecting the obligations of Guarantor under
this Guaranty. Guarantor's obligations hereunder will remain fully binding
<PAGE>

although Landlord may have waived one or more defaults by Tenant; amended or
modified the Lease (including without limitation the alteration, enlargement or
change of the premises described in the Lease; extended the time of performance
by Tenant; released, returned or applied other collateral given as additional
security (including other guaranties) or released Tenant from the performance of
some or all of Its obligations under the Lease.

5. CONTINUING EFFECT. This Guaranty shall remain In full force and effect and
the liability of Guarantor will not be affected by (a) the release or discharge
of Tenant from its obligations under the Lease In any receivership, bankruptcy,
reorganization, or other proceedings, or the commencement or pendency of any
such proceedings; (b) the Impairment, limitation, or modification of the
liability of Tenant or the estate of Tenant In bankruptcy or reorganization, or
of any remedy for the enforcement of Tenant's liability under the Lease,
resulting from the operation of any present or future bankruptcy code or other
statute or from a decision In any court; (c) the rejection or disaffirmance of
the Lease In any such proceedings; (d) the assignment or transfer of the Lease
or of all or any part of the premises described in the Lease by Tenant; (e) any
disability or other defense of Tenant; or (f) the cessation from any cause
whatsoever of the liability of Tenant under the Lease.

6. NO VERBAL MODIFICATION. This Guaranty may not be changed, modified,
discharged, or terminated orally or in any manner other than by an agreement In
writing signed by Guarantor and Landlord,

7. ATTORNEYS' FEES AND COSTS. Guarantor will pay on demand the reasonable
attorneys' and paralegal assistants' fees, costs and expenses Incurred by
Landlord, or Landlord's successors and assigns, in connection with the
enforcement of this Guaranty or any judicial declaration of the rights of the
parties hereunder, whether or not suit is brought, and whether such fees, costs
and expenses are incurred before, during or at trial, on appeal or in bankruptcy
or reorganization proceedings.

8. BINDING EFFECT. This Guaranty Is applicable to the Lease, any extension or
renewal of the Lease, and any holdover term following the term of the Lease, or
any such extension or renewal, This Guaranty shall be applicable to and binding
upon the heirs, representatives, successors and assigns of Landlord, Tenant and
Guarantor.

GUARANTY, GUARANTOR WILL NOT SEEK TO CONSOLIDATE ANY SUCH ACTION, IN WHICH A
JURY HAS BEEN WAIVED, WITH ANY OTHER ACTION IN WHICH A JURY TRIAL CANNOT OR HAS
NOT BEEN WAIVED. GUARANTOR AGREES THAT THIS COVENANT WAS SPECIFICALLY DISCUSSED
AND NEGOTIATED AND THAT GUARANTOR WAS FULLY AND PROPERLY ADVISED WITH RESPECT TO
THE MEANING AND LEGAL EFFECT OF THIS COVENANT PRIOR TO SIGNIFYING ITS ASSENT TO
THE SAME.

JAK Initials by Guarantor

IN WITNESS WHEREOF, Guarantor has executed this Guaranty effective as of the
date and year first above written.

<PAGE>

          Address of Guarantor:

          40 IDX Drive
          Burlington, VT 05402-1070

WITNESSES:                              CORPORATE GUARANTOR:

                                        Name of Corporation:

                                        IDX SYSTEMS CORPORATION

/s/ Jennifer Buffington                 By:  /s/ John A. Kane
-------------------------------------       ------------------------------------
[Print Name]: Jennifer Buffington      Name:   John A.Kane
              -----------------------         ----------------------------------
                                        Its:   Sr. VP, CFO & Treasurer
                                             -----------------------------------

/s/ Carrie Murray
-------------------------------------
[Print Name]:  Carrie Murray
              -----------------------

                                   "GUARANTOR"

NOTE: In the case of a corporate guaranty, the President of the corporate
guarantor must execute the Guaranty with the corporate seal affixed, or any vice
president may execute the Guaranty if a proper corporate resolution has been
adopted by the Board of Directors of the corporation and a copy certified by the
corporate secretary.

                            CORPORATE ACKNOWLEDGMENT:

STATE OF     Vermont
         ----------------- )ss.
COUNTY OF    Crittenden    )
         ------------------)
The foregoing instrument was acknowledged before me this 9th day of October,
2001 by Jack Kane, the Sr. Vice President of IDX Systems Corp, a corporation
organized and existing under the laws of the State of Vermont, on behalf
of the corporation, who is [check applicable] __________________

                                        /s/ Jennifer Buffington
                                        ----------------------------------------
                                        Notary Public
                                        [Print Name]:  Jennifer Buffington
                                                      --------------------------

(Affix Notarial Seal)

                                        My Commission Expires: 2/10/03
<PAGE>

                            FIRST AMENDMENT TO LEASE

     THIS FIRST AMENDMENT TO LEASE (this "First Amendment") is made as of March
24th, 2005, by and between FRANKLIN TEMPLETON INVESTOR SERVICES, LLC, a Delaware
limited liability company ("Landlord"), and SPHERIS OPERATIONS INC., a Tennessee
corporation ("Tenant").

                                    RECITALS

     A. Landlord and Edix Corporation, a Delaware corporation, as predecessor in
interest to Tenant, have previously entered into that certain Office Lease
Agreement dated as of October 8, 2001 (the "Lease"), which Lease covers certain
premises consisting of approximately thirty-seven thousand nine hundred (37,900)
rentable square feet located on the fourth floor at 140 Fountain Parkway St.
Petersburg, Florida 33716 (the "Premises"). Capitalized terms used but not
defined herein shall have the meanings ascribed to them in the Lease.

     B. Tenant desires to release and surrender to Landlord a portion of the
Premises which portion consists of approximately twenty thousand three hundred
fifteen (20,315) rentable square feet (subject to the Final Calculation, as
defined below), as more particularly shown on Exhibit 1 attached hereto (the
"Released Premises").

     C. In connection therewith, Tenant has requested Landlord to relet the
Released Premises to Lifestyle Family Fitness, Inc. (the "Third Party") on the
terms set forth in that certain Office Lease Agreement dated March ___, 2005
(the "Third Party Lease"), as more particularly shown on Exhibit 2 attached
hereto.

     D. Accordingly, Landlord and Tenant desire to amend the Lease to, inter
alia, remove the Released Premises from the Lease and decrease the Premises in
proportion thereto, require Tenant to pay its proportionate share of tenant
improvements costs and leasing commissions with respect to the Third Party
Lease, modify the Monthly Base Rent, require Tenant to pay any base rent
difference between its Lease obligation for the Released Premises and the
negotiated rental rate of the Released Premises leased to the Third Party
pursuant to the Third Party Lease, require Tenant to guarantee a portion of the
base rent payable for the Released Premises under the Third Party Lease, and
require Tenant to pay all fourth floor subdivision costs, all upon and subject
to the terms, covenants and conditions hereinafter set forth.

                                    AGREEMENT

     NOW THEREFORE, in consideration of the agreements of Landlord and Tenant
herein contained and other valuable consideration, the receipt and adequacy of
which are hereby acknowledged, Landlord and Tenant hereby agree as follows:

<PAGE>

     1.   EFFECTIVE DATE

     This First Amendment is effective on the date hereof. The adjustments
provided for herein shall be effective on the date (the "Effective Date") that
the "Commencement Date" under the Third Party Lease occurs.

     2.   LEASE MODIFICATIONS

          (a) As of the date hereof, Landlord shall be authorized to divide the
     Premises by demising walls to separate the Premises from the Released
     Premises, and the Lease, other than rent, is modified as follows:

               (i) Tenant's Surrender of Released Premises. Tenant hereby
          surrenders the Released Premises to Landlord for purposes of
          constructing the demising walls and/or otherwise preparing the
          Released Premises for Third Party Tenant's use and occupancy.

               (ii) Monthly Base Rent. Notwithstanding Tenant's surrender of the
          Released Premises, the Monthly Base Rent, payable by Tenant under the
          Lease remains unaffected until the Effective Date.

               (iii) Leased Premises. Exhibit 1 of the Lease is hereby replaced
          with Exhibit 1 hereto. Accordingly, the term "Leased Premises", as
          used in the Lease, shall hereafter mean the Leased Premises as defined
          in the Lease (prior to the execution of this Amendment), less and
          except the Released Premises (for purposes of this Amendment, such
          space shall also be referred to herein as the "Subdivided Premises"
          and shall be as depicted on Exhibit "1" attached hereto). Such Leased
          Premises consists of seventeen thousand five hundred eighty-five
          (17,585) rentable square feet in total (subject to Final Calculation).

          (b) Monthly Base Rent. From and after the Effective Date, the Monthly
     Base Rent for the Subdivided Premises shall be reduced in accordance with
     the schedule set forth below (subject to any adjustment necessitated by the
     Final Calculation):

<TABLE>
<CAPTION>
                                                RENTAL RATE
DATES                                 SQ. FT.   PER SQ. FT.   MONTHLY RENT
-----                                 -------   -----------   ------------
<S>                                   <C>       <C>           <C>
Effective Date - January 31, 2006      17,585      $19.10      $27,989.46
February 1, 2006 - January 31, 2007    17,585      $20.70      $30,334.12
</TABLE>

     For all purposes of this Amendment, the final rentable square foot
calculation (the "Final Calculation") shall be determined by a Florida licensed
architect selected by Landlord using the BOMA Method (as defined in the Third
Party Lease), and confirmed by an addendum to this Lease entered into between
Landlord and Tenant. After the Final Calculation is obtained, Tenant agrees
promptly to remit to Landlord any additional sums that are due to Landlord
pursuant to this Amendment as a result of the Final Calculation, and Landlord
agrees promptly to remit to

                                        2

<PAGE>

Tenant any excess funds theretofore paid to Tenant pursuant to this Amendment as
a result of the Final Calculation, and both parties shall promptly upon demand
of the other enter into such modifications to the Lease or this Amendment as
necessary to confirm their respective obligations with respect to any amounts or
payments required to be adjusted hereunder as a result of the Final Calculation.
Notwithstanding the foregoing, in no event shall the aggregate rentable square
footage of the Subdivided Premises and the Released Premises (following the
Final Calculation and following the similar calculation under the Third Party
Lease) exceed 37,900 rentable square feet.

     3.   RELETTING BY LANDLORD

     Tenant agrees that the Landlord may enter into the Third Party Lease.
Tenant shall cooperate in satisfying all contingencies to the effectiveness of
the Third Party Lease.

     4.   TENANT GUARANTEE

          (a) Tenant does hereby absolutely and unconditionally guarantee to
     Landlord the prompt payment of all scheduled payments of Annual Base Rent
     (as defined in the Third Party Lease) that are due and owing by Third Party
     under the Third Party Lease during the period from the "Commencement Date"
     under the Third Party Lease through and including the twenty-eighth (28th)
     month of the term thereof (the "Guaranty Period"). All such Annual Base
     Rent payments under the Third Party Lease are referred to herein as the
     "Guaranteed Obligations." Upon any acceleration of rent payments by
     Landlord under the Third Party Lease, any such rental payments that would
     not have been due and payable during the Guaranty Period if such
     acceleration had not occurred (i.e., rent payments that, prior to such
     acceleration, were scheduled to become due on a date after the Guaranty
     Period) shall not be a part of the Guaranteed Obligations.

          (b) Subject to paragraph 4(g) below, Tenant's obligations hereunder
     are independent of the obligations of Third Party, or any assignee of the
     Third Party Lease, and a separate action or actions may be brought and
     prosecuted against Tenant whether or not action is brought against Third
     Party or any such assignee or whether or not Third Party or any such
     assignee be joined in any such action or actions.

          (c) Tenant authorizes Landlord, without notice or demand and without
     affecting its liability hereunder, from time to time to (i) extend,
     accelerate, or otherwise change the time for any payment provided for in
     the Third Party Lease, or any covenant, term or condition of the Third
     Party Lease, in any respect to affect or defer the Landlord's remedies or
     rights against Third Party in respect to the Third Party Lease, and to
     consent to any assignment, subletting or reassignment of the Third Party
     Lease; (ii) take and hold security for any payment provided for in the
     Third Party Lease or for the performance of any covenant, term or condition
     of the Third Party Lease, or exchange, waive or release any such security;
     (iii) apply such security and direct the order or manner of sale thereof as
     Landlord in its discretion may determine; provided, however, that Landlord
     shall not be entitled to amend the Lease in any manner that increases
     Tenant's obligations under this Section 4, and any such amendment that is
     entered into without Tenant's consent shall, as between Landlord and
     Tenant, be null and void and

                                       3

<PAGE>

     shall not affect Tenant's obligations hereunder. Landlord may without
     notice assign Tenant's obligations under this Section in connection with
     any sale by Landlord of the Buildings. This Guaranty shall continue until
     all of the Guaranteed Obligations have been fully and completely performed,
     and Tenant shall not be released of any obligation or liability hereunder
     so long as there is any claim against Third Party, or any assignee of the
     Third Party Lease, arising out of the Guaranteed Obligations that has not
     been settled or discharged in full.

          (d) Tenant further agrees that to the extent the Third Party makes any
     payment to the Landlord in connection with the Guaranteed Obligations, and
     all or any part of such payment is subsequently invalidated, declared to be
     fraudulent or preferential, set aside or required to be repaid by the
     Landlord or paid over to a trustee, receiver or any other entity, whether
     under any bankruptcy act or otherwise, then Tenant's obligations under this
     Section shall continue to be effective or shall be reinstated, as the case
     may be, and, to the extent of such payment or repayment by the Landlord,
     the Guaranteed Obligations or part thereof intended to be satisfied by such
     payment shall be revived and continued in full force and effect as if said
     payment had not been made.

          (e) Tenant waives any right to require Landlord to (i) proceed against
     Third Party or any other person or entity; (ii) proceed against or exhaust
     any security held from Third Party; (iii) pursue any other remedy in
     Landlord's power which Tenant cannot itself pursue, and which would lighten
     its burden. Tenant waives any defense arising by reason of any disability
     or other defense of Third Party, or any assignee of the Third Party Lease,
     or by reason of the cessation from any cause whatsoever of the liability of
     Third Party, or any assignee of the Third Party Lease. Tenant waives all
     demands upon and notices to Third Party, or any assignee of the Third Party
     Lease, and to Tenant, including demands for performance, notices of
     non-performance, notices of non-payment and notice of acceptance of the
     obligations of Tenant under this Section. Tenant agrees that until such
     time as the Guaranteed Obligations has been paid and performed in full, any
     claim or other rights which Tenant may now have or hereafter acquire
     against the Third Party, any assignee of the Third Party Lease, or any
     other person that arise from the existence or performance of Tenant's
     obligations under this Section, including, without limitation, any right of
     subrogation, reimbursement, exoneration, contribution, or indemnification,
     any right to participate in any claim or remedy of the Landlord against the
     Third Party or any assignee of the Third Party Lease or any collateral
     which the Landlord now has or hereafter acquires, whether or not such
     claim, remedy or right arises in equity or under contract, statute or
     common law, by any payment made hereunder or otherwise, including without
     limitation, the right to take or receive from the Third Party or any
     assignee of the Third Party Lease, directly or indirectly, in cash or other
     property or by setoff or in any other manner, payment or security on
     account of such claim or other rights, shall be subordinate to Landlord's
     right to full payment and performance of the Guaranteed Obligations, and
     Tenant shall not enforce any such rights or claims during such period if an
     event of default shall have occurred and be continuing under the Third
     Party Lease at such time. If, notwithstanding the foregoing provisions, any
     amount shall be paid to Tenant on account of such rights or claims of
     Tenant and such amount is paid to Tenant at any time when (x) the
     Guaranteed Obligations shall not have been paid or performed in full, and
     (y) an event of default shall have occurred and be continuing under

                                       4
<PAGE>

     the Third Party Lease, then such amount paid to Tenant shall be held in
     trust for the benefit of the Landlord and shall forthwith be paid to the
     Landlord to be credited and applied upon the Guaranteed Obligations,
     whether matured or unmatured, in such order as the Landlord, in its sole
     and absolute discretion, shall determine.

          (f) Tenant agrees to pay a reasonable attorney's fee and all other
     costs and expenses which may be incurred by Landlord in the successful
     enforcement of the obligations of Tenant under this Section. No right or
     power of Landlord shall be deemed to have been waived by any act or conduct
     on the part of Landlord, or by any neglect to exercise such right or power,
     or by any delay in so doing; and every right and power of Landlord shall
     continue in full force and effect until such right or power is specifically
     waived by an instrument in writing executed by Landlord. This Guaranty
     shall bind Tenant, its successors and assigns, and shall inure to the
     benefit of Landlord and its successors and assigns.

          (g) Notwithstanding anything in this Section 4 to the contrary, (i)
     Landlord shall use reasonable efforts to mitigate damages, thereby
     minimizing the amounts due and payable by Tenant hereunder, (ii) with
     respect to any amounts paid by Tenant under this Section 4, Tenant shall be
     entitled to seek, enforce and accept reimbursement and contribution with
     respect thereto from Third Party so long as an event of default shall have
     occurred and be continuing under the Third Party Lease at such time, (iii)
     Landlord shall give prompt written notice of any default or event of
     default by Third Party under the Third Party Lease, and (iv) prior to
     seeking payment of any amounts from Tenant under this Section 4, Landlord
     shall first use reasonable efforts to seek recovery of such amounts from
     Third Party.

     5.   TENANT PAYMENTS

          (a) Rent Differential. On the date hereof, Tenant shall pay in full to
     Landlord $51,803.30, representing the rent difference between Tenant's
     Lease obligations owed by Tenant to Landlord for the Released Premises and
     the rental rate of the Third Party Lease (the "Rent Differential Payment"),
     as set forth below (subject to Final Calculation):

<TABLE>
<CAPTION>
                                ANNUAL RATE   MONTHLY RATE      RENT
APPLICABLE DATES      SQ. FT.    DIFFERENCE    DIFFERENCE    DIFFERENCE
----------------      -------   -----------   ------------   ----------
<S>                   <C>       <C>           <C>            <C>
April 1, 2005 -
   January 31, 2006    20,315      $0.85        $1,438.98    $14,389.80
February 1, 2006 -
   March 31, 2006      20,315      $2.45        $4,147.65    $ 8,295.30
April 1, 2006 -
   January 31, 2007    20,315      $1.72        $2,911.82    $29,118.20
                                                             ----------
   TOTAL                                                     $51,803.30
                                                             ==========
</TABLE>

                                       5
<PAGE>

          (b) Broker Commissions. Tenant shall pay to Landlord, $34,023.86
     (subject to Final Calculation), representing of the real estate brokerage
     commission payable by Landlord relating to the Third Party Lease for the
     period from the Commencement Date under the Third Party Lease to January
     31, 2007. Tenant shall pay fifty percent (50%) of such fee upon the date
     hereof and shall pay fifty percent (50%) upon the Effective Date.

          (c) Third Party Improvement Allowance. On the date hereof, Tenant
     shall pay to Landlord $59,590.67 (subject to Final Calculation),
     representing its pro rata share or eleven thirtieth (22/60) of the tenant
     improvement allowance of $8.00 per rentable square foot provided for in the
     Third Party Lease.

          (d) Construction Costs. On the date hereof, Tenant shall pay to
     Landlord $148,681 (the "Estimated Cost"), representing an estimate of the
     cost of constructing demising and corridor walls necessary to separate the
     Subdivided Premises and the Released Premises, as detailed on Exhibit 1
     attached hereto (the "Necessary Construction"), all of which shall be
     performed by Ed Taylor Construction ("Contractor") pursuant to its bid
     submitted prior to the date hereof. Tenant shall be responsible for all
     such costs arising out of or in any way connected to or relating to the
     Necessary Construction. Such costs shall consist of but not be limited to:
     (i) architectural and engineering fees incurred including, without
     limitation, the preparation of the construction drawings and
     specifications; (ii) governmental agency plan check, permit and other fees
     (including any changes required by any governmental entity or authority
     having jurisdiction thereof); (iii) sales and use taxes; (iv) insurance
     fees associated with the construction; (v) testing and inspecting costs;
     and (vi) the costs of materials and labor incurred in connection with the
     Necessary Construction. When the Necessary Construction is completed to
     Landlord's reasonable satisfaction, Landlord will calculate the final cost
     for the Necessary Construction (the "Final Cost") and will provide a
     statement thereof to Tenant, accompanied by invoices or other evidence of
     the applicable costs. If the Final Cost exceeds the Estimated Cost, Tenant
     will make immediate payment to Landlord for such difference. If the
     Estimated Cost exceeds the Final Cost, Landlord will refund such difference
     to Tenant.

     Landlord shall cause the Necessary Work to be performed pursuant to a
general contract to be entered into by Landlord with Contractor, the form of
which shall be subject to Tenant's approval, which approval shall not be
unreasonably withheld or delayed; provided, however, that in no event shall
Landlord modify the scope of the Necessary Construction in any manner that would
increase Tenant's obligations under this Paragraph 5(d) without the prior
written consent of Tenant. Landlord represents and warrants to Tenant that it is
not aware of any costs or expenses incurred or to be incurred in connection with
the Necessary Construction that would cause Tenant's liability therefor to
exceed the Estimated Cost.

     6.   MISCELLANEOUS

          (a) As amended hereby, the Lease is hereby ratified and confirmed in
     all respects. In the event of any inconsistencies between the terms of this
     First Amendment and the Lease, the terms of this First Amendment shall
     prevail.

                                       6

<PAGE>

          (b) Tenant and Landlord each represents and warrants to the other
     party that neither it nor its officers or agents nor anyone acting on its
     behalf has dealt with any real estate broker or finder in the negotiating
     or making of this First Amendment, other than Echelon Real Estate Services,
     LLC. Each party agrees to indemnify and hold harmless the other party from
     any claims, costs or expenses, including attorneys' fees, incurred by the
     indemnified party arising out of a breach of the foregoing representation
     or warranty.

          (c) This First Amendment shall bind and inure to the benefit of
     Landlord and Tenant and their respective legal representatives and
     successors and assigns.

          (d) This First Amendment may be executed in counterparts each of which
     counterparts when taken together shall constitute one and the same
     agreement.

          (e) Except as set forth in this First Amendment, all terms and
     conditions of the Lease shall remain in full force and effect.

          (f) All sums payable by Tenant hereunder are rent.

          (g) Tenant and Landlord agree that the terms of this Amendment
     (collectively, the "Confidential Material") will be kept confidential by
     each party and that each party will take all reasonable precautions to
     maintain such confidentiality, and to use such confidential material solely
     for the purposes contemplated by this Amendment provided, however, that (i)
     any Confidential Material may be disclosed to the party's or affiliates'
     respective employees, agents, auditors, advisors or representatives
     (collectively, "Representatives") who need to know such information for the
     purpose consummating the Lease (ii) any disclosure of Confidential Material
     may be made to which the parties agree in writing, (iii) any Confidential
     Material may be disclosed to the party's respective counsel and (iv)
     nothing herein shall prohibit or limit use of the Confidential Material in
     any dispute between any of the parties hereto (including their respective
     affiliates and Representatives).

                            [SIGNATURE PAGES FOLLOW]

                                       7

<PAGE>

     IN WITNESS WHEREOF, Landlord and Tenant have executed this First Amendment
as of the date first above written.

                                        LANDLORD:

                                        FRANKLIN TEMPLETON INVESTOR SERVICES,
                                        LLC., a Delaware limited liability
                                        company

                                        By: /s/ Ghassan Hakim
                                            ------------------------------------
                                        Name: Ghassan Hakim
                                              ----------------------------------
                                        Title: SR VP
                                               ---------------------------------

                                        TENANT:

                                        SPHERIS OPERATIONS INC., a Tennessee
                                        corporation

                                        By: /s/ Gregory T. Stevens
                                            ------------------------------------
                                        Name: Gregory T. Stevens
                                              ----------------------------------
                                        Title: CAO
                                               ---------------------------------

                                       8

<PAGE>

                                    EXHIBIT 1

                               [DRAWING OF SPACE]

                                       9

<PAGE>

                                    EXHIBIT 2

                      [THIRD PARTY OFFICE LEASE AGREEMENT]

                                       10<PAGE>

                                                                   EXHIBIT 10.14

                                   LEASE DEED

THIS LEASE DEED executed at Coimbatore this day of 6th May 2005, accordingly
records, the intentions and understandings of M/s. RAMANANDA ADIGALAR FOUNDATION
and M/s. HealthScribe India Private Limited. ("Parties").

MIS. RAMANANDA ADIGALAR FOUNDATION, a charitable educational trust, duly
constituted under the Indian Trusts Act 1882 and registered as such with the
Registrar of Assurances, Coimbatore, having its registered office at Kumaraguru
College of Technology Campus, Coimbatore 641 006, represented by one of its
trustees and Secretary, Prof. K. Arumugam, son of Mr. Krishnaswamy, "Lessor"
(which term expression shall unless repugnant to the context or meaning thereof
be deemed to include its successors, heirs, executors, administrators and
permitted assigns) OF THE ONE PART.

                                       AND

M/s. HealthScribe India Pvt Ltd, a company incorporated under the Indian
Companies Act, 1956, having its registered office at One HealthScribe Plaza,
Koramangala Block 8, Bangalore - 560095 represented by its Managing Director, -
Mr. Suresh Nair, son of Mr. N.K. Sivasankaran, "Lessee" (which term expression
shall unless repugnant to the context or meaning thereof be deemed o include its
successors, heirs, executors and administrators) OF THE OTHER PART.

WHEREAS Lessor declares, confirms and represents that it is the absolute owner
of the land and buildings on survey number 333 situated at Saravanampatti,
Coimbatore 641 006, Tamilnadu as more particularly described to Schedule - A
hereunder and has full, valid and requisite authority and power to enter into
this Lease Deed to lease the Demised Premises (defined below) to Lessee.

The Lessors further declares, confirms and represents that they has obtained all
statutory clearances pertaining to the construction and occupancy of the
Premises.

The Lessor represents that no other person has any claim or right, title or
interest or share in the Demised Premises and that, there is no Impediment or
bar to grant of this lease by the Lessor under any law, order, decree, or
contract and that the demised premises is not subject to attachment, court or
acquisition proceedings.

WHEREAS Lessor has developed the infrastructure facility to be used as an
information technology park (IT Park) under an agreement with SOFTWARE
TECHNOLOGY PARK OF INDIA, Chennai (An autonomous society under Government of
India, Department of Information Technology, Ministry of Communication &
Information Technology, government of India).

The Lessee has approached the Lessor and the Lessor has agreed to grant to the
Lessee, Lease of the Demised Premises on the terms and conditions contained
hereinafter.

WHEREAS all the services to the open spaces, common areas, common amenities,
specialized and descriptive services provided in the IT Park shall be
controlled, maintained and managed by

                                       1

<PAGE>

the Lessor and/or a operation and maintenance agency appointed by Lessor and
Lessee shall not interfere with the same.

WHEREAS Lessee after viewing the building plans and the Demised Premises has
sought lease of the Deemed Premises in the IT Park and Lessor has decided to
allot to the Lessee the demised premises on a lease basis.

WHEREAS Lessor agrees to lease to Lessee and Lessee agrees to take on lease of
space measuring 38,987 sq. ft., in the Second and Third Floor of the Unit II of
the IT Park, as described in Schedule - B ("Demise Premises") and Lessee shall
have such interest in respect of the Demised Premises hereby agreed to be leased
in accordance with this Lease Deed.

WHEREAS Lessor has accepted to put the Demised Premises to Lessee on the terms,
conditions and conveyance set forth hereinafter and as per the bylaws
(applicable to the IT Park and attached hereto as Exhibit II, the "Bylaws")
signed by Lessee and any amendments thereto (such amendments to be effected in
accordance with the provisions of this Lease Deed) to form an integral part and
parcel of this Lease Deed, Lessee shall use and occupy the Demised Premises for
use as IT and ITES operations and for no other purpose unless Lessor shall
expressly approve of such use in advance in writing.

NOW THIS LEASE DEED W1TNESSETH AS FOLLOWS:

                                ARTICLE I - TERM

a     The tenure of this lease shall be for an initial term of ten (10) years
      commencing from 1st May 2005 to 30th April 2015 both days inclusive,
      subject to any extension as specified under Article 11(a) (the "Term ).
      The rent for the deemed premises will commence from 1st July 2005.

b     In the event Lessee wishes to terminate this Lease Deed prior to the
      expiration of the term prior to the 240 month then Lessee will have to
      forgo the entire Security Deposit (defined in Article III below) and
      Lessor will not be liable to return the said Security Deposit

c     In the event Lessee wishes to terminate this lease prior to the expiration
      of the lease Term after the 24th month but prior to the 30th month then
      Lessee will fore go 50% of the Security Deposit and Lessor will not be
      liable to return the said 50% of the Security Deposit. After thirty month,
      the lease is terminable on either side by giving six months notice. The
      lease shall automatically terminate at the end of the Term unless renewed
      in accordance with Article 11(a).

d     The lease shall be renewable by mutual consent of the Parties for a
      further period after the expiration of the initial Term of ten years for
      which a separate lease deed will be executed. Lessee shall have the option
      of renewing the lease for further period on expiration of the initial
      Term, subject to provisions contained under Article 11(a).

                                       2

<PAGE>

                             ARTICLE II - LEASE RENT

a     Lessee agrees to pay lease rent ("Lease Rent") at the rate of Rs.
      10.00/-(Rupees Ten only) per sq.ft per month of the Demised Premises, for
      the total area of 38,987 sq ft taken on lease amounting to a total lease
      rent per month of Rs.3,89,87O/- (Rupees Three Lakhs Eighty Nine Thousand
      Eight Hundred and Seventy only), and the same shall be paid in advance by
      Cheque payable in favor of RAMANANDA ADIGALAR FOUNDATION on or before the
      10th day of each calendar month. The Lease Rent during the Term will be
      subject to an annual increment of 333% per sq.ft per month. In the event
      of extension of the Term for a further period beyond the initial Term of
      ten (10) years, the Lease Rent payable by the Lessee shall be determined
      by mutual consent with Lessor. The process of finalizing the Lease Rent
      shall commence six (6) months prior to the expiry of Term. Lessor and
      Lessee shall arrive at the mutual consensus with reference to the Lease
      Rent and the other terms within sixty (60) days prior to the expiry of the
      initial Term. In the event the Parties are unable to arrive at a mutual
      consensus, either Party will have the option to issue a written notice to
      terminate the lease 50 (fifty) days poor to the expiry and or earlier
      termination of the Term.

b     All rental payments shall be addressed to Lessor at the address set forth
      on page one (1) of this lease, or at such other place as Lessor may from
      time to time designate by written notice to Lessee. The terms and
      provisions of this Article shall survive the expiration or termination of
      this lease as to all sums unpaid at such time.

c     Notwithstanding anything to the contrary contained herein, the Lease Rent
      shall be an absolutely NET LEASE RENT. The Lease/Rent per sq.ft for the
      Demised Premises does not include charges (subject to tax deducted at
      source) viz electricity charges/AC Charges/interest on delayed
      payment/charges for using facilities in commercial areas, payable and due
      by Lessee from time to time. By way of example and without limiting the
      generality of the foregoing, it shall be the sole obligation and
      responsibility of Lessee to pay all operational and maintenance charges,
      service charges, sums/fee due in connection with the Demised Premises or
      in connection with the occupation of the Demised Premises in the IT Park
      to the concerned authorities/service providers within the due date.

d     The Lessee shall deduct tax at source as may be applicable under law and
      make all other statutory deductions as may be required to be made on all
      payments to be made to the Lessors, and the Lessee shall provide Tax
      Deduction at Source certificates to the Lessors at regular intervals.

e     The Lessors shall acknowledge and give valid receipts for each and every
      payment made by the Lessee to them and such receipts must be duly stamped
      and signed by the Lessors, or their duly authorized agents, which shall be
      conclusive proof of such payments.

f     In the event the lessee is called upon by any governmental authority or
      any financial or lending institutions to whom the Lessor owe any sums of
      money, to pay the dues of the lessee from directly out of the lease
      rentals, the lessee shall inform the Lessor of such demand and in the
      event the Lessor does not cause the governmental authority or

                                       3

<PAGE>

      financial or lending institutions above mentioned to retract their
      request, the Lessee shall be permitted to make such payment directly to
      such authorities and to recover such amounts so paid from the monthly rent
      payable to the Lessor. It being clearly understood that any payments made
      by the Lessee on behalf of the Lessor as set out herein and deducted from
      the monthly rent shall not be deemed to be a breach of the terms of this
      Deed.

                      ARTICLE III - COVENANTS OF THE LESSOR

      (i)   The Lessor hereby covenants that it shall not lease out any portion
            of the Premises of which the Demised Premises forms a part to any
            other individual or organization whether a firm or a company engaged
            in the business of medical transcription, medical billing and coding
            during the subsistence of this Lease.

      (ii)  The Lessor further covenants that the Food Court forming part of the
            premises of which the Demised Premises forms a part shall be ready
            for use by the Lessee by 30th July 2005.

      (iii) The Lessee to have a first right of refusal on the first floor of
            the IT Park measuring approx.19,676 sq.ft. space forming part of the
            premises of which the Demised Premises forms a part.

      (iv)  The Lessor shall allow use of facilities such as conference hail,
            meeting rooms, library, indoor and outdoor playing courts, dormitory
            suites, etc. at mutually agreed terms.

      (v)   The Lessor shall provide and maintain an elevator of 20 people
            capacity for the exclusive use of the Lessee.

      (vi)  The Lessor shall allow installation of radio tower/boosters/dish and
            equipment on the terrace of the Demised Premises/Premises with the
            restriction that the same will not obstruct and disturb the general
            appearance of the building housing the Demised Premises.

      (vii) The Lessor shall do the interiors/fit-out as per the specification
            of the Lessee on mutually agreed terms under a separate agreement
            entered for this purpose.

      (viii) The Lessor shall allow installation of the Lessee's A/C Chiller
            plant on the terrace of the Demised Premises and the space thus
            utilized will be part of the leasehold premises allotted to the
            Lessee.

                 ARTICLE IV - POWER, WATER AND LAWFUL OCCUPATION

      (i)   The Lessor assures the Lessee as to the provision for bore well
            water and electricity subject to the restriction imposed by the
            local electricity board authorities. The Lessee requires a total
            power of approximately 750 KVA with approximately 500 KVA during the
            first year and the balance during the subsequent years for running
            the business. The Lessor further agrees to provide

                                       4

<PAGE>

            the grid power as stated above and also provide the necessary
            infrastructure to enable the Lessee to install Diesel Generator/(s)
            of sufficient capacity as the equivalent back-up power.

      (ii)  The Lessor shall maintain all installations at the site in a working
            condition for normal usage so as to ensure there is 100% up-time and
            no unscheduled down time on account of maintenance.

      (iii) The Lessors assure the Lessee that they shall provide adequate
            sanitary and sewage connections and separate pit on the premises of
            sufficient capacity to handle the sewage disposal and periodic
            removal of waste accumulation to ensure that no inconvenience is
            caused to the Lessee and adhering to the pollution control norms
            prescribed in this regard.

      (iv)  The Lessors assure the Lessee that they shall, as soon as the
            Demised Premises is rendered fit for occupation, procure any and all
            permits and clearances as may be necessary and legally required to
            be obtained in order for the Lessee to take lawful possession and
            remain in lawful occupation and use of the Demised Premises during
            the term of this lease.

          ARTICLE V - USE, INDEMNITY AND CONDITION OF DEMISED PREMISES

      (i)   The Lessee and/or only its subsidiaries or group companies may use
            the Demised Premises for carrying out the activities of medical
            transcription and any other activities that the lessee or its
            affiliates are authorized to perform, and free access to the Demised
            Premises shall be allowed to the persons/entities who are financiers
            to the lessee and/or who have leased to the lessee any furniture,
            fixtures and/or other equipment.

                          ARTICLE VI - SECURITY DEPOSIT

Lessee shall deposit a refundable a one time Interest-free security deposit
("Security Deposit") of Rs. 38,98,700/- (Rupees Thirty Eight Lakhs and Ninety
Eight Thousand and Seven Hundred only), representing monies equal to 10 months
Lease Rent. Lessor shall refund the Security Deposit at the time of Lessee's
vacating and handing over vacant peaceful possession of the Demised Premises at
the end of the lease period, and in any event within fourteen (14) days of such
vacating and handing over.

                ARTICLE VII - OPERATION AND MAINTENANCE SERVICES

Lessor is under an obligation to maintain common areas and provide certain
amenities, facilities and services viz., lighting, security, housekeeping,
painting, etc. in discharge of its obligation (the "Operation and Maintenance
Services"), more particularly described in the Bylaws on the terms and
conditions hereinafter contained:

      (i)   Lessor shall be entitled to engage any person and/or entity under
            contract from time to time in order to provide the Operation and
            Maintenance Services to Lessee.

                                       5

<PAGE>

      (ii)  In addition to the Lease Rent and Security Deposit payable by Lessee
            to Lessor as mentioned herein above, Lessee shall pay an operations
            and maintenance fee exclusive of service tax if applicable
            ("Operation and Maintenance Fee") of Rs. 1,00/- per sq.ft per month
            of the Demised Premises for the total area of 38,987/- sq.ft taken
            on lease amounting to Rs.38,987/- (Rupees Thirty Seven Thousand and
            Five Hundred and Sixty only), per month until the expiration and/or
            earlier termination of the Term in return for the proper and full
            provision of the Operation and Maintenance Services by Lessor to
            Lessee, The Operation and Maintenance Fee shall be payable by the
            Lessee at an annual compounded incremental rate of 5% per annum.

      (iii) The Operations and Maintenance Fee shall become payable in advance
            every month within the first ten (10) days of each calendar month
            towards proportionate share in the cost of all the development,
            usage, maintenance, administration and functioning of the IT Park as
            listed in the Bylaws.

      (iv)  In the event of failure by Lessee to make payment of the amounts as
            per this Lease Deed, then the same will be considered `as breach of
            this Lease Deed and the consequences provided upon such breach shall
            follow.

      (v)   In the event of Lessee failing to make payments, on or before the
            10th day of each calendar month, the Lessor will issue a 10 days
            notice (up to the 25th of respective month) and the payments due
            shall be payable with 17% interest p.a. for any delay beyond the
            15th day of the calendar month. In case the payment and the interest
            due is not made before the 25th, Lessor shall be entitled to cease
            to provide all Operation and Maintenance Services set out in the Bye
            Laws. Lessor shall also be entitled to claim the dues with interest
            in addition to the right to disconnect such services.

                         ARTICLE VIII - PARKING CHARGES

a     Lessor shall allot, at the request of the Lessee, free car parking
      facility within the premises of which the Demised Premises forms a part.
      Slots will be allotted to the lessee in proportion to the super-built-up
      office area leased by them and not less than 10,000 sq.ft. for car parking
      and two wheeler parking, On request, however, the Lessor may provide
      additional slots, both closed or open car parking, over and above the
      slots allotted in proportion to office area as above. The Lessor, however,
      reserves the right to withdraw the slots allotted in excess of the
      proportionate entitlement discussed above from either open or closed
      slots, at the Lessor's option in order to meet entitlements of other park
      occupants as assessed by the Lessor.

b     Lessor undertakes to maintain the said parking areas in the IT Park in a
      clean, unobstructed and usable condition.

                                       6

<PAGE>

                           ARTICLE IX - OTHER CHARGES

Lessee will pay all sums due and payable as usage charges for consumption of
electricity for use of air-conditioning, lighting, computers etc., on actual
basis to Lessor or designated agencies and/or the service providers directly.

                        ARTICLE X - REAL PROPERTY TAXES

Payment of all property/ house and other taxes, assessments, cess and other
charges and all outgoing imposed or levied upon in respect of the Demised
Premises shall be the responsibility of Lessors at all times and the Lessee
shall have no liability whatsoever in this regard. However in the event that the
Lessors fails to pay such taxes or other dues the same shall be paid by the
Lessee , if it is so demanded by any authority under prior notice to the Lessor,
and the payments so made shall be deducted by the Lessee from the monthly rent
payable to the Lessors. It being clearly understood that any payments made by
the Lessee on behalf of the Lessors as set out herein and deducted from the
monthly rents shall not be deemed to be breach of the terms of this Deed.

                  ARTICLE XI - FURNITURE, FIXTURES AND FITTINGS

a     It is hereby expressly agreed between the parties that the lessee shall
      have the right during the currency of this lease to attach fixtures,
      fittings in or upon the Demised Premises, carry out civil works and to do
      all such acts and things as are necessary to bring about appropriate
      improvements to the Demised Premises including and in particular those, of
      which an exhaustive list is annexed hereto as Annexure A.

b     With the exception of items of personal property, plant and machinery or
      trade fixtures which are removable by Lessee, all the property of the
      Lessor embedded to earth and improvements and installations made therein
      shall become part of the Demised Premises on termination and/or expiration
      of this lease.

c     All Lessee's personal property and trade fixtures such as air
      conditioners, diesel generators, UPS, fire protection systems and access
      control systems, if any, installed by Lessee on the Demised Premises with
      the prior permission of the Lessor (Lessor shall act reasonably in this
      regard) shall remain the property of Lessee. It shall be removable at the
      expiration or earlier termination of this lease, or any renewal or
      extension thereof, provided further that in the event of such removal,
      having repaired the damage caused by such removal. Lessee shall promptly
      restore the Demised Premises to its original order and condition excepting
      only ordinary wear and tear.

d     The LESSEE can display its name board/s/signage on the SCHEDULE `B'
      PREMISES of. size and Locations agreed by the LESSOR at the entrance hall
      and above and near the main entrance, terrace of the SCHEDULE `B' PREMISES
      subject to the rules and regulations in respect thereof and in the event
      of any levy, fees or charges payable for the same shall be borne by the
      LESSEE. However it is made clear such name board/signage shall not in any
      manner impair the aesthetic or general appearance of the building. The
      LESSOR shall ensure that the view of the said board(s) displayed by the
      LESSEE is not obstructed.

                                       7

<PAGE>

                             ARTICLE XII - BYE-LAWS

a     This lease grants Lessee a leasehold estate in the Demised Premises for
      the Term specified together with a license granting Lessee, for such Term,
      the rights to use the common area, common amenities, facilities and
      services of the IT Park provided to Lessee and Lessees contractors,
      permitees, invitees, licensees, employees, agents and other
      representatives exercise such license in accordance with the provisions of
      the Bye-Laws.

b     Lessee will abide by arid keep to the provisions of the bylaws and any
      modifications (provided such modifications are made in accordance with
      this article) made thereto and if any question shall arise as to the
      existence of any such rules or bye-laws or the meaning construction or
      breach of this covenant or any such rules or bye-laws the same shall be
      referred to the Lessor whose decision shall be final and binding on the
      Lessee.

c     Lessee's tenancy and right to use and occupy the Demised Premises shall be
      in accordance with in all respects to the provisions of the Bylaws of the
      IT Park and to such other rules and regulations of IT Park as the Lessor
      may from time to time promulgate regarding management of IT Park and use
      of common facilities.

d     In case Lessor wish to amend the Bylaws, Lessor will give a 10 days
      written notice ("Notice") to all the lessees in the IT Park. including
      Lessee for their consent, The Notice shall be served with an
      acknowledgment of receipt. In case no communication is received from the
      Lessee within 10 days of Lessee's receipt of the Notice, the amendment
      shall deemed to be accepted by Lessee. The amendment will come into force
      on acceptance/deemed acceptance by Lessee. The right to propose and amend
      the bylaws (with the consent of Lessee) will solely remain with Lessor.

e     Words used in this Lease Deed will have the same meaning assigned to them
      in the Bylaws unless the context thereof requires to the contrary.

                            ARTICLE XIII - INSURANCE

a     Lessor shall at all times during the Term and any extensions thereto shall
      keep in force, a comprehensive public liability and property damage
      insurance cover with insurance companies for IT Park which would include
      the building, facilities and amenities provided therein. Except as
      otherwise specifically provided herein, all insurance policies shall be
      written in the name of and for the benefit of Lessor as the interests so
      appear and shall not be invalidated by any act or neglect of Lessor and/or
      Lessee. However, Lessor shall not be under any liability to compensate
      and/or incur any liability on behalf of the Lessee for its properties and
      employees in the IT Park. It shall be the sole responsibility and
      liability of the Lessee to keep in force a comprehensive insurance cover
      for above stated responsibilities

b     Anything in this lease to the contrary notwithstanding, Lessor and Lessee
      each hereby waives any and all rights of recovery, claim, action or cause
      of action against the officers, directors, shareholders, partners, joint
      ventures, employees, agents, customers, invitees, or business visitors of
      each other for any loss or damage arising from any cause covered

                                       8

<PAGE>

      by any insurance required to be carried by each of them pursuant to this
      lease or any other insurance actually carried by each of them. Lessor and
      Lessee will cause their respective insurers to issue appropriate waiver of
      subrogation rights endorsements to all policies of insurance carried in
      connection with the building or the premises or the contents of either of
      them.

                            ARTICLE XIV - ATTORNMENT

In the event either the Lessors transfer, alienate, encumber or otherwise
dispose of deal with the Demised Premises or any part thereof or in their right,
title and interest only during the term of the lease, the Lessors shall advise
the Lessee about the same in writing, and the Lessors shall ensure that the
future owner or successor-in-title to the Demised Premises shall agree to be
bound by the terms of this Lease. The future owner or successor-in-title to the
Demised Premises shall further attorn the Lessee as its own lessee

                    ARTICLE XV - LESSEE'S RIGHT OF SUB-LEASE

The LESSEE shall not sublet the premises or part with the possession of the
leased property to any one without the consent of the LESSOR during the period
of ease.

                              ARTICLE XVI - DEFAULT

a     Each of the following shall constitute an event of default ("Event of
      Default")

      (i)   Failure to pay any Lease Rent and Operation and Maintenance Fee in
            advance within the 10th day of every month they are due or failure
            to pay any third party payments for service and/or utilities or the
            Security Deposit under this Lease Deed when they are due: or

      (ii)  lf Lessee shall be adjudicated insolvent within the meaning of
            insolvency in either bankruptcy or equity proceedings, or if an
            involuntary petition in bankruptcy is filed against Lessee which is
            not dismissed within sixty (60) days: or

      (iii) Failure to perform or observe any other Lease Deed, covenant or
            condition on Lessees part in respect of the lease to be performed
            after notice of default from Lessor if such default could cause
            Lessor to be subject to prosecution for violation of any law, rule
            or regulation would cause a default.

b     Upon the occurrence of any Event of Default, with or without terminating
      this lease, Lessor may re-enter and lake possession of the Demised
      Premises and the provisions of this Article X shall operate as a notice to
      quit. If necessary, Lessor may proceed to recover possession of the
      Demised Premises by such proceedings, including re-entry and possession,
      as may be applicable. Lessor shall notify Lessee in writing if it wishes
      to terminate the lease. If Lessor elects to terminate the lease,
      everything contained in this lease on the part of Lessor to, be done and
      performed shall cease without prejudice; subject, however, to the right of
      Lessor to recover from Lessee Lease Rent, Security Deposit, Operation and
      Maintenance Fee and other sums accrued up to the time of termination or
      recovery of possession by Lessor, whichever is later.

                                       9

<PAGE>

c     All rights and remedies of Lessor set forth herein are in addition to all
      other rights and remedies available to Lessor at law. All rights and
      remedies available to Lessor hereunder or at law are expressly declared to
      be cumulative. The exercise by Lessor of any such right or remedy shall
      not prevent the concurrent or subsequent exercise of any such right or
      remedy. No delay in the enforcement of exercise of any such right or
      remedy shall constitute a waiver of any default by Lessee hereunder or of
      any of Lessor's rights or remedies in connection therewith. Lessor shall
      not be deemed to have waived any default by Lessee hereunder unless such
      waiver is set forth in a written instrument signed by Lessor. If Lessor
      waives in writing any default by Lessee, such waiver shall not be
      construed as a waiver of any covenant, condition, or Lease Deed set forth
      in this lease except as to the specific circumstances described in such
      written waiver.

d     No act or thing done by Lessor or its agents during the Term shall
      constitute an acceptance Of an attempted surrender bf the Demised
      Premises, and no Lease Deed to accept a surrender Of the Demised Premises
      shall be valid unless made in writing and signed by Lessor. No re-entry or
      taking possession of the Demised Premises by Lessor shall constitute an
      election by Lessor to terminate this lease, unless a written notice of
      such intention is given to Lessee. Notwithstanding any such reletting or
      re-entry or taking possession, Lessor may at any time thereafter terminate
      this lease for a previous default, with advance reasonable written notice
      to Lessee. Lessor's acceptance of Rent, Security Deposit, Operation and
      Maintenance Fee and other sums accrued following an Event of Default
      hereunder shall not be construed as a waiver of such Event of Default. No
      waiver by Lessor of any breach of this lease shall constitute a waiver of
      any other violation or breach of any of the terms hereof. Forbearance by
      Lessor to enforce one or more of the remedies herein provided upon a
      breach hereof shall not constitute a waiver of any other breach of this
      lease.

e     Lessor may display a "For Rent" sign at any time, after notice from either
      Party of intention to terminate this lease, Prospective lessees authorized
      by Lessor may inspect the Demised Premises with prior consent of the
      Lessee at pre-determined time.

f     The provisions of this Article. X shall survive the expiration or
      termination of this lease until lapse according to applicable law or
      equity.

                           ARTICLE XVII - TERMINATION

Without prejudice to any other provision of this Lease Deed, the termination of
the Lease Deed will occur:

      (i)   In the event any default by Lessee in the payment of "Lease Rental,
            Security Deposit, Operation and Maintenance Fee and/or any other
            charges, taxes, fees, levies or payments" due and payable under this
            Lease Deed for two consecutive months, Lessor shall be . entitled to
            terminate this Lease Deed after issuing clear written notice of (30)
            thirty days.

      (ii)  Lessee, upon expiration or termination of this lease, or any renewal
            thereof, by lapse of time or otherwise, agrees peaceably to remove
            its movable personal

                                       10

<PAGE>

            property and trade fixtures from the Demised Premises and to
            surrender the Demised Premises to Lessor without further notice, in
            broom-clean condition, subject to ordinary wear and tear. Should
            Lessee continue to hold the Demised Premises after the expiration or
            earlier termination of this lease, such holding over, unless
            otherwise agreed to by Lessor in writing, shall constitute and be
            construed as a tenancy at will at monthly installments of rent equal
            to one hundred fifty percent (150%) of the monthly portion of Lease
            Rent in effect as of the date of expiration or earlier termination,
            and subject to all of the, other terms, taxes, levies, charges and
            expenses, which would mean and include security deposit and
            operation and maintenance fee set forth herein, except any right to
            renew this lease. Lessee shall also be liable to Lessor for all
            damage which Lessor suffers because of any holding over by Lessee,
            and Lessee shall indemnify Lessor against alt claims made by any
            other Lessee or prospective Lessee against Lessor resulting from
            Lessee's delay in delivering possession of the Demised Premises to
            such other Lessee or prospective Lessee caused by Lessee's holding
            over. The provisions of this Article shall survive the expiration or
            earlier termination of this lease.

      (iii) In addition, in the event of the Lessors committing a breach of any
            of the terms of this Lease Deed, or failing to fulfill any of
            his/her obligations under this Lease Deed, the Lessee shall be
            entitled to terminate this lease deed after giving a notice of 60
            days provided that the Lessee shall not be so entitled if the
            Lessors commence to remedy the breach before the expiry of the above
            mentioned notice period.

The Lessor shall, upon termination of the lease in any of the circumstances
mentioned above, refund all amounts payable by the Lessors to the Lessee and any
balance un-adjusted rents lying with the Lessors at the time of handing over the
vacant possession of the Demised Premises to the Lessors. In the event of there
being any failure on part of the Lessor to refund such un-adjusted rent as
stipulated above, the Lessee shall be entitled to retain the possession of the
Demised Premises without any liability to pay any rent or advance rents.

                           ARTICLE XVIII - SUSPENSIONS

At any time during the lease period, in the event that the Demised Premises or
part thereof becomes unfit for occupation or use by the Lessee by reason of the
occurrence of any force majeure event, the Lessee shall inform the Lessors by
notice in writing, of the fact that the Demised Premises are unfit for use, and
the payment of rent shall remain suspended for the period commencing from the
date of such notice until such time as the Demised Premises remains unfit for
occupation or use. Provided that in the event the Demised Premises remains unfit
for use for a period greater than one month from the date of notice, the Lessee
shall be entitled to terminate the Lease forthwith, In the event that the
Lessors remedy the defect and make the Demised Premises fit for occupation and
use within one month from the date of the notice, the Lessee shall be liable to
pay rent from the date the Demised Premises are restored to a condition fit for
use and occupation by the Lessee and the period of the Lease shall be extended
by the same amount of time for which the rent remained suspended for which
extended period the Lessee shall pay the rents agreed.

                                       11

<PAGE>

In the event the Demised Premises becomes or is likely to become unfit for use
or occupation by the Lessee by reason of any default or negligence on the part
of the Lessors relating to the construction of the Demised Premises (including
any structural defects), the failure to obtain any necessary clearances or the
obtaining of inadequate or inappropriate clearances in relation to the use of
the Demised Premises by the Lessee in accordance with the terms and conditions
of this Lease deed, the Lessee shall be entitled to terminate this lease after
giving (he Lessor notice of 60 days from the date of knowledge by the Lessee of
any such default, negligence or failure which renders or is likely to render the
Demised Premises unfit for use or occupation, to remedy the defects. Provided
that, if the Demised Premises becomes unfit for use or occupation by the Lessee,
the Lessee shall from such date as the Demised Premises becomes unfit for use
and occupation suspend the payment of rent for such time as the Demised Premises
remains unfit for use and occupation. The Lessee shall also have the right, at
the end of the 60 day notice period to remedy the defects in order to render the
Demised Premises fit for use or occupation and thereafter continue to occupy the
Demised Premises for the remainder of the lease period. All costs incurred by
the Lessee in this regard shall be deducted by the Lessee from out of the
monthly rents payable, Provided further that, in the event the Demised Premises
is rendered unfit for use or occupation as a result of any rash or negligent act
of the Lessee including any damage caused by the Lessee to the structural
columns and beams of the building in the Demised Premises, the Lessee shall not
be entitled to any of the remedies as set out in this clause.

                           ARTICLE XIX - MODIFICATIONS

No change, variation or modification of any of the terms and conditions set
forth herein shall be valid unless incorporated as an amendment to this Lease
Deed, and signed by the duly authorized representatives of both parties.

                              ARTICLE XX - NOTICES

Any demand for payment or notice requiring to be made or given by the Parties to
this lease shall be sufficiently made or given if sent by that Party to the
other by. Registered Post Acknowledgment Due at the address mentioned herein
below:

            FOR THE LESSOR:

            RAMANANDA ADIGALAR TRUST
            Kumaraguru College of Technology
            Campus Chinnavedampatti
            Coimbatore - 641 006.

            FOR THE LESSEE:

            HEALTHSCRIBE INDIA PRIVATE LIMITED
            ONE HEALTHSCRIBE PLAZA
            KORAMANGALA BLOCK 8
            BANGALORE 560095

                                       12

<PAGE>

                         ARTICLE XXI - ENTIRE AGREEMENT

It is mutually acknowledged and understood that this Lease Deed together with
the Schedules-A and B , Exhibits-I and II and the Bye-Laws the amendment and/or
modification, if any all of which are hereby incorporated herein by reference,
constitutes the entire agreement of the Parties with respect to the Demised
Premises and would supersedes all oral and written understanding and agreement
with respect thereto shall govern the validity, interpretation, performance and
enforcement of this Lease Deed.

                     ARTICLE XXII - RELATIONSHIP OF PARTIES

Neither this lease nor any part thereof is to be constructed as creating a joint
enterprise, a partnership or any other relationship except that of lessor and
lessee.

                         ARTICLE XXIII - QUIET ENJOYMENT

Lessee upon paying the Lease Rent and all other sums, as provided in this lease,
and observing all covenants, warranties and conditions of this lease, shall have
quiet and peaceful enjoyment of the Demised Premises during the Term and any
renewal thereof without any hindrance or any disturbance by Lessor and/or any
one claiming under or through Lessor.

                       ARTICLE XXIV - REGISTRATION CHARGES

Lessor and Lessee have undertaken to register this Lease Deed. Lessee will bear
the registration charges and other necessary expenses in connection with the
registration of the lease, provided the same are duly supported with valid
official receipts. The said charges shall be paid in advance to facilitate the
said registration. The registration of this Lease Deed is subject to clearance
from the appropriate authority. Each Party shall however bear and pay the costs
of their respective advocates.

                             ARTICLE XXV - HEADINGS

The headings of the Articles in the Lease Deed, are for convenience only, and
shall not limit the scope or content of this lease nor shall they be considered
in any construction or interpretation of this Lease Deed.

                           ARTICLE XXVI - SEVERABILITY

It is agreed that if any of the provisions of this Lease Deed is declared null
and void and is of no force and effect for any reason that such determination
shall not affect the other provisions of the Lease Deed which shall remain in
full force and effect.

                          ARTICLE XXVII - FORCE MAJEURE

a     Destruction or Damage

      (i)   In the event, the Demised Premises or a portion of the same
            necessary for the Lessee's use and enjoyment of the Demised Premises
            are damaged by fire,

                                       13

<PAGE>

            earthquake, act of God, the elements or other casualty or events or
            occurrences beyond Lessee's control, Lessor shall forthwith repair
            the same, subject to the provisions of this Article, if such repairs
            can, in Lessor's reasonable judgment, be made within a period of
            ninety (90) days after such damage. This lease shall remain in full
            force and effect except an abatement of rental shall be allowed to
            Lessee to the extent that the value of the Demised Premises is
            reduced or such part of the Demised Premises becomes unusable by
            Lessee for Lessee's legitimate purposes.

      (ii)  As soon as is reasonably possible following the occurrence of any
            damage, but not more than thirty (30) days thereafter, Lessor shall
            notify Lessee of the estimated time required for the repair or
            restoration of the Demised Premises or the portion of the building
            necessary for Lessee's occupancy. If the estimated time is in excess
            of a period of ninety (90) days after such damage, Lessor or Lessee
            may elect upon notice to the other within thirty (30) days after
            Lessor's notice of estimated time is given, to terminate this lease
            effective on the date such damage or destruction; If neither Party
            so elects to terminate this lease, this lease shall, subject to the
            provisions of sub-Article (iii) hereof, continue in full force and
            effect, but the rent shall be partially abated as herein above in
            this Article provided, and Lessor shall immediately proceed to
            repair such damage.

      (iii) In the event Lessor commences repair or restoration in accordance
            with this Article and such repair or restoration is not fully
            completed within ninety (90) days after such damage, Lessee may
            elect, upon ten (10) days written notice to Lesson, to terminate
            this lease effective on the date of such damage, destruction.

b     Eminent Domain

If all or any part of the Demised Premises shall be taken as a result of the
exercise of the power of eminent domain, this lease shall terminate as to the
part so taken as of the date of taking, and in the case of a partial taking
involving twenty percent (20%) or more of the Demised Premises, Lessee shall
have the right to terminate this lease as to the balance of the Demised Premises
by notice to the Lessor within thirty (30) days after the date on which the
condemning authority takes possession. If Lessee does not elect to terminate
this Lease as to the balance of the Demised Premises, Lessor will restore,
rebuild and replace the balance of the Demised Premises (including, without
limitation, the installation of demising walls and heating, ventilating and
air-conditioning systems) so that the balance of the Demised Premises are as
usable by Lessee for Lessee's purposes as they were before such taking. In the
event of a partial taking of the Demised Premises which does not result in a
termination of this lease, the monthly rental thereafter to be paid shall be
equitably reduced on a square footage basis and will be abated until the balance
of the Demised Premises are restored, rebuilt and replaced according to this
Article.

                          ARTICLE XXVIII - ARBITRATION

a     Any dispute or difference between the Parties with regard to this Lease
      Deed and all connected and related matters whatsoever shall be discussed
      and settled amicably. In the event of any failure to resolve the disputes
      or differences amicably, all such disputes or

                                       14

<PAGE>

      differences whatsoever, shall be referred to arbitration. The arbitration
      proceedings shall first be conducted in English and in accordance with the
      provisions of Indian Arbitration and Conciliation Act 1996 or any
      statutory modification or enactment thereof. The venue of arbitration
      shall be Coimbatore.

b     The Parties have agreed that the sole arbitrator will be appointed
      mutually by both the Parties: The arbitration proceedings will be on a
      fast track. Any of the Parties going for arbitration will submit its claim
      petition and documents to the arbitrator within one (1) week of the
      reference being made to the arbitrator, with a copy to the other Party.
      The other Party will submit its counter arguments and its documents to the
      arbitrator after serving a copy to the Party opting for arbitration,
      within one (1) week thereafter. The Parties can file their further replies
      or documents within one week thereafter. Immediately after the 3rd week,
      the sole arbitrator will endeavor to commence the hearing on the 22nd day
      and will endeavor to go on with the hearing of the case from day to day
      without any adjournment, as far as possible. The sole arbitrator will also
      endeavor to give his award as early as possible

c     The arbitration proceedings will be completed as far as possible within 40
      days from date of reference. The decision of the arbitrator will be final
      and binding on the Parties.

                           ARTICLE XXIX - JURISDICTION

Without affecting the validity or arbitration Article herein above, all
connected and related matters shall, in all respects, be subject to the
jurisdiction of Coimbatore.

In the event any Party is required to resort to arbitration and/or litigation to
enforce its rights herein under the Parties agree that any judgment awarded to
the successful Party shall include all litigation expenses including reasonable
attorney fees and court costs.

                                   SCHEDULE-A

STPI IT Park situated at Kumaraguru College of Technology Campus,
Chinnavedampatti Coimbatore 641 006 on survey no. 333 which is bounded as
follows:

             North by:   Survey Nos.      332 and 336
             South by:   Survey Nos.      332/2BI, 333/2A, and 328
             East by:    Survey Nos.      314 and 315
             West by:    Survey Nos.      329 Partially

                                   SCHEDULE-B
                                DEMISED PREMISES

The Second and Third floor of the Unit II of the IT Park located in the Dr.
Mahalingam Vigyan Shavan measuring 38,987 sq.ft (super built-up area), as shown
in the Exhibit I annexed hereto as part and parcel of this Lease Deed.

                                       15

<PAGE>

IN WITNESS WHEREOF, Lessor and Lessee hereto have caused this Lease Deed to be
executed on the date first above written by their duly authorized
representatives pursuant to a Resolution passed at their respective Board
Meeting, a copy of which is enclosed herein for reference
/s/
SIGNED AND DELIVERED BY                             WITNESSES
RAMANANDA ADIGALR FOUNDATION
THE LESSOR AFORESAID
                                                    /s/
                                                    DIRECTOR, STPI, CHENNAI
/s/
SIGNED A DELIVERED BY
FOR AND BEHALF OF                                         /s/
HEALTHSCRIBE INDIA PRIVATE LIMITED                        WITNESSES
BY ITS MANAGING DIRECTOR MR. SURESH NAIR

                                       16

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