Document:

EX-10.1

 Exhibit 10.1 

AMENDMENT NO. 5 TO STOCKHOLDERS AGREEMENT 

This AMENDMENT NO. 5 TO STOCKHOLDERS AGREEMENT (this “Amendment”) is made and entered into as of December 4, 2013
by and among TD Ameritrade Holding Corporation (the “Company”), the stockholders of the Company listed on the signature pages hereto under the heading “R Parties” (collectively, the “R
Parties”), The Toronto-Dominion Bank, a Canadian chartered bank (“TD Bank”) and TD Luxembourg International Holdings S.à r.l., a Luxembourg company and a direct, wholly-owned subsidiary of TD Bank
(“TD Lux,” and collectively with TD Bank, “TD”). Capitalized terms used but not otherwise defined herein shall have the meanings ascribed to them in the Stockholders Agreement (defined below). 

RECITALS 
 WHEREAS, the
Company, the R Parties and TD Bank are parties to that certain Stockholders Agreement, dated as of June 22, 2005, as amended (the “Stockholders Agreement”); 

WHEREAS, TD Lux has become an owner of record of shares of Common Stock; and 

WHEREAS, in accordance with Section 6.4 of the Stockholders Agreement, each of TD, the R Parties and the Outside Independent Directors
Committee has approved this Amendment and the transactions contemplated hereby. 
 NOW THEREFORE, in consideration of the foregoing, and of
the covenants and agreements contained herein, and for other good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, and intending to be legally bound hereby, the parties hereto hereby agree as follows: 

ARTICLE I 
 AMENDMENTS 

Section 1.1. Amendment to Section 1.1 (Certain Defined Terms). Section 1.1 of the Stockholders Agreement is
hereby amended, effective from and after January 24, 2016, as follows: 
 (a) To amend and restate the definition of “TD Ownership
Limitation Percentage” in its entirety to read as follows: 
 “TD Ownership Limitation Percentage” means (i) prior
to the third anniversary of the Closing, 39.9% of the Total Voting Power and (ii) from and after the third anniversary of the Closing, 45% of the Total Voting Power (in each case assuming the exercise, conversion or exchange of all outstanding
In-the-Money options and other convertible, exercisable or exchangeable Voting Securities Beneficially Owned by TD but not by any other Person); provided that in calculating the number of Voting Securities Beneficially Owned by TD for purposes of
this definition, all Ordinary Course Securities shall be excluded, to the extent such Ordinary Course Securities do not exceed 2.0% of all Voting Securities then outstanding. 

 (b) To add the following definition after the definition of “TD Ownership Limitation
Percentage”: 
 “Termination Date Excess Shares” has the meaning set forth in Section 2.1(e).” 

Section 1.2. Amendment to Section 2.1 (General Limitation on Acquisition of Additional Voting Securities).
Section 2.1 of the Stockholders Agreement is hereby amended, effective from and after January 24, 2016, as follows: 
 (a) To amend
Section 2.1(c) by replacing the words “in each case” in the parenthetical in the first sentence thereof with the words “in the case of the R Parties”. 

(b) To add the following new subsections after Section 2.1(d) of the Stockholders Agreement: 

“(e) Notwithstanding any other provision of this Agreement, to the extent any repurchases of Common Stock by the Company
cause the Voting Securities Beneficially Owned by TD to exceed the TD Ownership Limitation Percentage, TD shall use reasonable efforts to sell or dispose of such Voting Securities that exceed the TD Ownership Limitation Percentage, subject to the
limitations set forth in clauses (i) and (ii) of the parenthetical to Section 2.1(c) and subject also to TD’s commercial judgment as to optimal timing, amount and method of sales with a view to maximizing proceeds from any such
sales (it being understood that TD shall have no absolute obligation pursuant to this Section 2.1(e) to reduce the number of Voting Securities Beneficially Owned by it to a number that results in TD being in compliance with
Section 2.1(a)(i)(A) by the termination of this Agreement). Prior to the termination of this Agreement, TD agrees that it shall cause such Voting Securities that exceed the TD Ownership Limitation Percentage as a result of repurchases of Common
Stock by the Company to be voted, on any matter submitted to the holders of the Common Stock for a vote, in the same proportions as all the outstanding shares of Common Stock held by holders other than TD and its Affiliates are voted (including, for
the avoidance of doubt, (i) votes which are cast as abstentions, (ii) shares which are present at any such meeting but are not voted because of a lack of instructions from the beneficial owners thereof, such as broker non-votes, and
(iii) shares which are not present at any such meeting and therefore not voted at such meeting). From and after the date of termination of this Agreement, TD agrees that it shall cause such Voting Securities that exceed the TD Ownership
Limitation Percentage as a result of repurchases of Common Stock by the Company as of the date of termination of this Agreement (the “Termination Date Excess Shares”), for so long as TD Beneficially Owns such Termination Date Excess
Shares, to be voted, on any matter submitted to the holders of the Common Stock for a vote, in the same proportions as all the outstanding shares of Common Stock held by holders other than TD and its Affiliates are voted (including, for the
avoidance of doubt, (i) votes which are cast as abstentions, (ii)

  
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shares which are present at any such meeting but are not voted because of a lack of instructions from the beneficial owners thereof, such as broker non-votes, and (iii) shares which are not
present at any such meeting and therefore not voted at such meeting) notwithstanding the termination of the other provisions of this Agreement (it being understood that the voting requirement for the Termination Date Excess Shares shall not apply to
any other shares that TD may own following the termination of this Agreement, whether acquired before or after such termination, and that any Voting Securities sold by TD following the termination of this Agreement shall be deemed to have been
Termination Date Excess Shares until the amount thereof, if any, shall be reduced to zero). Notwithstanding anything to the contrary contained herein, in no event shall the Company repurchase shares of Common Stock that would result in the Voting
Securities Beneficially Owned by TD (including, solely for purposes of this sentence in this Section 2.1(e), all Ordinary Course Securities held by TD) representing more than 47% of the Total Voting Power. 

(f) Subject to Section 2.1(c), if the Voting Securities Beneficially Owned by TD equal or exceed the TD Ownership
Limitation Percentage and TD Beneficially Owns Ordinary Course Securities that exceed 1% of the Total Voting Power, then TD shall promptly (beginning within six (6) months after the date its Ordinary Course Securities exceed 1% of the Total
Voting Power, but subject to the limitations set forth in clauses (i) and (ii) of the parenthetical to Section 2.1(c)) sell such Ordinary Course Securities that exceed 1% of the Total Voting Power to the extent TD has sole or shared
voting power over such Ordinary Course Securities (or, at TD’s sole option, sell an equivalent number of non-Ordinary Course Securities Beneficially Owned by TD). During the period in which the Voting Securities Beneficially Owned by TD equal
or exceed the TD Ownership Limitation Percentage and TD Beneficially Owns Ordinary Course Securities that exceed 1% of the Total Voting Power, TD shall cause a number of the Voting Securities Beneficially Owned by TD equal to the number of such
Ordinary Course Securities that exceed 1% of the Total Voting Power to be voted, on any matter submitted to the holders of the Common Stock for a vote, in the same proportions all the outstanding shares of Common Stock held by holders other than TD
and its Affiliates are voted (including, for the avoidance of doubt, (i) votes which are cast as abstentions, (ii) shares which are present at any such meeting but are not voted because of a lack of instructions from the beneficial owners
thereof, such as broker non-votes, and (iii) shares which are not present at any such meeting and therefore not voted at such meeting).” 

Section 1.3. Amendment to Section 5.4 (Non-Competition). Section 5.4 is hereby amended as follows: 

(a) To amend Section 5.4(c) of the Stockholders Agreement by amending and restating clause (i) thereof in its entirety to read as
follows: 
 “(i) as a result of a business combination transaction approved by the Board and involving a Person not more than 75% of
whose consolidated revenues for its most recently completed fiscal year were generated by one or more insured 

  
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depository institutions and as to which (A) TD has elected to acquire such Person’s insured depository institutions at a price mutually agreed between the Company and TD, (B) the
Company divests (or causes the seller to divest) completely such insured depository institutions before closing, or (C) TD otherwise consents to the business combination transaction with such Person, or” 

(b) To add the following new subsection after Section 5.4(c) of the Stockholders Agreement: 

“(d) As long as the Company is deemed to be a “subsidiary” of TD under the U.S. Bank Holding Company Act of
1956, as amended from time to time, as such term in defined in Section 225.2(a) of the Federal Reserve Board’s Regulation Y, the Company, under the oversight of the Outside Independent Directors Committee, shall cooperate in good faith and
on a reasonable basis with TD to implement enhanced information sharing and operational protocols to ensure compliance with U.S. and Canadian banking laws and guidelines as applicable from time to time. If there is an issue or disagreement regarding
the terms of such protocols or the implementation thereof, then such issue or disagreement will first be submitted to the management of the Company and TD to reach agreement, and if not resolved by the management of the Company and TD, such issue or
disagreement shall then be submitted to Chief Executive Officers of the Company and TD (or their designees, who shall be executive officers of the Company and TD). If the respective Chief Executive Officers or their designees do not reach agreement,
such issue or disagreement shall be reviewed and resolved jointly by the Outside Independent Directors Committee and TD. In each case, the parties involved shall use all reasonable best efforts to reach mutual agreement on such issue or disagreement
consistent with applicable laws and regulations.” 
 Section 1.4. Amendment to Section 6.3 (Termination).
Section 6.3(c) of the Stockholders Agreement is hereby amended by amending and restating clause (ii) in the first sentence thereof in its entirety to read as follows: 

“(ii) January 24, 2021,”. 

Section 1.5. R Parties. Effective as of January 24, 2016, the R Parties shall be removed as parties to the
Stockholders Agreement, all references to the R Parties in the Stockholders Agreement shall be deleted and all of their rights and obligations thereunder, and any obligations to them thereunder, shall terminate without any further action by any of
the parties hereto (and the R Parties irrevocably waive, from and after such date, any related rights they may have in their capacity as R Parties under the Restated Charter, including without limitation pursuant to Article VI, paragraph (a)(ii)
thereof). Without limiting the foregoing, the R Parties shall take all necessary action to cause any R Directors then on the Board to resign or be removed from the Board (and the R Parties shall vote all the shares of Common Stock they Beneficially
Own, if necessary, to effect such removal), effective as of the day before the annual meeting of the Company’s stockholders occurring in 2016. 

  
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 ARTICLE II 

MISCELLANEOUS 

Section 2.1. Continued Effect of Original Agreement. As amended hereby, the Stockholders Agreement as heretofore amended is
hereby ratified and confirmed and agreed to by all of the parties hereto and continues in full force and effect. Without limiting the foregoing, Amendments Nos. 3 and 4 to the Stockholders Agreement shall remain in full force and effect. For the
avoidance of doubt, it is understood and agreed that no provision of Section 1.1 or 1.2 of this Amendment shall take effect until January 24, 2016. Without limiting the foregoing, the parties agree that the provisions of that certain
letter agreement, dated May 16, 2011 (the “2011 Letter Agreement”), shall remain in full force and effect until January 24, 2016. All references in the Stockholders Agreement to the “Agreement” shall be read as
references to the Stockholder s Agreement, as amended by this Amendment and as it may be further amended, supplemented, restated or otherwise modified from time to time. 

Section 2.2. Counterparts. This Amendment may be executed by facsimile in separate counterparts each of which shall be an
original and all of which taken together shall constitute one and the same agreement. 
 Section 2.3. Governing Law. This
Amendment shall be governed by and construed in accordance with the laws of the State of Delaware (except to the extent that mandatory provisions of federal law are applicable), without giving effect to the principles of conflicts of law, and shall
be binding upon the successors and assigns of the parties. 
 [signature pages follow] 

  
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 IN WITNESS WHEREOF, the parties hereto have executed this Agreement as of the date set forth in
the first paragraph hereof. 
  

					
	COMPANY:
	
	TD AMERITRADE HOLDING CORPORATION
		
	By:	 	 /s/ Ellen L.S. Koplow

		 	Name:	 	Ellen L.S. Koplow
		 	Title:	 	Executive Vice President, General
		 		 	Counsel & Secretary
	
	TD:
	
	THE TORONTO-DOMINION BANK
		
	By:	 	 /s/ Norie Campbell

		 	Name:	 	Norie Campbell
		 	Title:	 	Group Head Legal, Compliance, AML & General Counsel
	
	TD LUXEMBOURG INTERNATIONAL HOLDINGS S.À R.L.
		
	By:	 	 /s/ David Sparvell

		 	Name:	 	David Sparvell
		 	Title:	 	Board Manager

 [Signature Page to Amendment No. 5] 

 
					
	R PARTIES:
	
	 /s/ J. Joe Ricketts

	J. Joe Ricketts
	
	 /s/ Marlene M. Ricketts

	Marlene M. Ricketts
	
	MARLENE M. RICKETTS 1994 DYNASTY TRUST
		
	By:	 	 /s/ Alfred Levitt

		 	Name:	 	Alfred Levitt for RPTC Inc.
		 	Title:	 	Trust Officer, RPTC Inc., Trustee
	
	J. JOE RICKETTS 1996 DYNASTY TRUST
		
	By:	 	 /s/ Alfred Levitt

		 	Name:	 	Alfred Levitt for RPTC Inc.
		 	Title:	 	Trust Officer, RPTC Inc., Trustee

  
 [Signature Page to
Amendment No. 5]EX-10.1

 Exhibit 10.1 

EXECUTION VERSION 

FIRST AMENDMENT dated as of December 4, 2013 (this “Amendment”) to the CREDIT AGREEMENT dated as of
August 22, 2011, as amended and restated as of July 25, 2013 (the “Credit Agreement”), among NCR CORPORATION (the “Borrower”), the LENDERS party thereto and JPMORGAN CHASE BANK, N.A., as Administrative
Agent (the “Administrative Agent”) and to the Guarantee and Pledge Agreement dated as of August 22, 2011 (the “Guarantee and Pledge Agreement”) among the Borrower, the Subsidiary Loan Parties party thereto, and
the Administrative Agent. 
 WHEREAS, the Lenders have agreed to extend credit to the Borrower under the Credit Agreement on the terms and
subject to the conditions set forth therein. Capitalized terms used but not defined herein have the meanings assigned to such terms in the Credit Agreement and the Guarantee and Collateral Agreement, in each case as amended hereby, unless the
context otherwise requires. 
 WHEREAS, the Borrower has notified the Lenders and the Administrative Agent that it has entered into the DIC
Acquisition Agreement and intends to consummate the DIC Acquisition Transactions. 
 WHEREAS, certain of the contemplated DIC Acquisition
Transactions are not permitted under the Credit Agreement without the consent of the Required Lenders and the Administrative Agent, and the Borrower has requested that the Lenders and the Administrative Agent consent to amend certain provisions of
the Credit Agreement to permit such DIC Acquisition Transactions and similar transactions in the future. 
 WHEREAS, the Borrower has
requested that the Credit Agreement be further amended by revising Section 6.12 and Section 6.13 thereof, and the Borrower and the Subsidiary Loan Parties have agreed to amend and restate the Guarantee and Pledge Agreement to provide for
the grant of security interests in certain assets of the Borrower and the Subsidiary Loan Parties to secure the Obligations. 
 WHEREAS, the
Lenders whose signatures appear below, constituting the Required Lenders, and the Administrative Agent, have agreed to so amend the Credit Agreement and amend and restate the Guarantee and Pledge Agreement, in each case on the terms and subject to
the conditions set forth herein. 
 NOW, THEREFORE, in consideration of the mutual agreements herein contained and other good and valuable
consideration, the sufficiency and receipt of which are hereby acknowledged, the parties hereto hereby agree as follows: 
 1. Amendment
of Credit Agreement. Except as provided in clause (l) below, effective as of the Amendment Effective Date (as defined below): 

(a) Section 1.01 of the Credit Agreement is amended by inserting the following definitions in proper alphabetical order: 

“DIC” means Digital Insight Corporation, a Delaware corporation. 

 “DIC Acquisition” means the acquisition by the Borrower of all of the issued and
outstanding Equity Interests of the indirect parent company of DIC pursuant to the DIC Acquisition Agreement. 
 “DIC Acquisition
Agreement” means the Agreement and Plan of Merger, dated as of December 2, 2013, by and among the Borrower, Delivery Acquisition Corporation, Fandango Holdings Corporation and the Stockholder Representative named therein. 

“DIC Acquisition Transactions” means the DIC Acquisition and the following actions taken or effected in connection with the
DIC Acquisition: 
 (a) the obtaining by the Borrower or a Permitted Escrow Subsidiary of funds to pay a portion of the cash acquisition
consideration for the DIC Acquisition through (i) the Equity Offering, if any, and (ii) either (x) the issuance and sale by the Borrower or a Permitted Escrow Subsidiary of one or more series of DIC Notes in a Rule 144A or other
private placement on or before the DIC Closing Date and/or (y) the borrowing by the Borrower under the DIC Senior Bridge Facility of senior unsecured term loans in an aggregate principal amount not to exceed $1,200,000,000 minus the
aggregate gross cash proceeds from any Equity Offering and the aggregate principal amount of the DIC Notes in an aggregate amount of up to $1,200,000,000 issued on or before the DIC Closing Date (the “DIC Senior Bridge Loans”); and

 (b) if the DIC Notes are issued by the Borrower or a Permitted Escrow Subsidiary prior to the date of consummation of the DIC
Acquisition, the Permitted Escrow Transactions with respect to the DIC Notes. 
 “DIC Closing Date” means the date on which
the DIC Acquisition is consummated. 
 “DIC Notes” means senior unsecured (except as contemplated by the definition of
“Permitted Escrow Transactions”) notes of the Borrower or a Permitted Escrow Subsidiary in an aggregate principal amount not to exceed $1,700,000,000 issued and sold to provide a portion of the cash consideration payable for the DIC
Acquisition. 
 “DIC Seller” means Thoma Bravo, LLC or Affiliates thereof owning all of the issued and outstanding Equity
Interests in DIC. 
 “DIC Senior Bridge Facility” means a senior unsecured bridge loan facility provided by banks and other
financial institutions to the Borrower to provide a portion of the cash consideration payable for the DIC Acquisition. 
 “DIC
Senior Bridge Loans” has the meaning set forth in the definition of “DIC Acquisition Transactions”. 

  
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 “Equity Offering” means the issuance and sale by the Borrower of Equity
Interests in one or more public offerings consummated after the date of announcement of DIC Acquisition. 
 “First
Amendment” means the First Amendment to this Agreement and to the Guarantee and Pledge Agreement, dated as of December 4, 2013, among the Borrower, the Subsidiary Loan Parties, the Lenders party thereto and the Administrative Agent.

 “First Amendment Effective Date” means the date on which the First Amendment became effective in accordance with its
terms. 
 “Notes” means (a) the DIC Notes or (b) senior unsecured (except as contemplated by the definition of
“Permitted Escrow Transactions”) notes of the Borrower or a Permitted Escrow Subsidiary issued and sold to provide a portion of the cash consideration payable for any other Permitted Material Acquisition. 

“Permitted Escrow Funds” means, with respect to any Notes issued prior to the date of consummation of the related Permitted
Material Acquisition, the sum of (a) the aggregate cash proceeds received by the Borrower or a Permitted Escrow Subsidiary from the issuance and sale of such Notes, plus (b) cash in an amount equal to interest accruing on such Notes
for the escrow period provided in the escrow agreement applicable to such Notes. 
 “Permitted Escrow Subsidiary” means a
wholly-owned limited purpose Subsidiary of the Borrower formed solely for the purposes of, and that solely engages in, the issuance of Notes and the Permitted Escrow Transactions with respect to such Notes in connection with a Permitted Material
Acquisition; provided that such Permitted Escrow Subsidiary (a) has no assets or liabilities other than (i) cash and Cash Equivalents constituting Permitted Escrow Funds with respect to the applicable Notes and (ii) obligations
under the applicable Notes or otherwise arising out of the Permitted Escrow Transactions with respect to such Notes and (b) is merged into or consolidated with the Borrower (with the Borrower as the surviving Person) substantially
contemporaneously with the consummation of such Permitted Material Acquisition, with the Borrower assuming such Permitted Escrow Subsidiary’s obligations under the applicable Notes upon consummation of such merger or consolidation. 

“Permitted Escrow Transactions” means, with respect to any Notes issued prior to the date of consummation of the related
Permitted Material Acquisition, (a) the establishment by the Borrower or a Permitted Escrow Subsidiary of a segregated escrow account under the sole control of the trustee for such Notes or other escrow agent reasonably acceptable to the
Administrative Agent, in each case pursuant to an escrow agreement reasonably acceptable to the Administrative Agent, which shall provide for the termination of such escrow and the discharge and release of the related Liens permitted by
clause (c) below upon the earliest to occur of the events specified in the proviso in Section 6.02(a)(xx) hereof, (b) the depositing of the Permitted Escrow Funds with respect to such Notes into such escrow account substantially
contemporaneously with the 

  
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issuance of such Notes and (c) the granting by the Borrower or a Permitted Escrow Subsidiary of a Lien on such escrow account and the Permitted Escrow Funds deposited therein (and any
earnings thereon) in favor of the trustee for such Notes, for the ratable benefit of the holders of such Notes. 
 “Permitted
Material Acquisition” means a Permitted Acquisition that is a Material Acquisition, including, as applicable, the DIC Acquisition. 

“Personal Property Collateral Release Date” means the date on which the Borrower issues Equity Interests, the Net Proceeds of
which equal or exceed $500,000,000, and such Net Proceeds are used to prepay Term Borrowings in an amount equal to such Net Proceeds; provided that (a) such date occurs on or prior to December 31, 2014 and (b) on such date the
Borrower has achieved a corporate credit rating from S&P of at least BB+ and a corporate family rating from Moody’s of at least Ba2, in each case with a stable or better outlook. 

“Senior Bridge Facility” means the DIC Senior Bridge Facility and any other senior unsecured bridge loan facility provided by
banks and other financial institutions to the Borrower to provide a portion of the cash consideration payable for a Permitted Material Acquisition. 

“Senior Bridge Loans” means the DIC Senior Bridge Loans and any other bridge loans incurred in connection with a Permitted
Material Acquisition. 
 (b) Section 1.01 of the Credit Agreement is amended by deleting the definitions of “Cumulative Leverage
Ratio Increase Amount” and “Permitted Unsecured Indebtedness” appearing therein and inserting the following in lieu thereof: 

“Cumulative Leverage Ratio Increase Amount” means the sum of Leverage Ratio Increase Amounts in respect of Pension Funding
Indebtedness, provided that the Cumulative Leverage Increase Amount (i) shall equal 0.00, in the case of any fiscal quarter ending on or prior to June 30, 2014, (ii) may not exceed 0.25, in the case of any fiscal quarter ending
after June 30, 2014 and on or prior to December 31, 2014, and (iii) may not exceed 0.50, in the case of any fiscal quarter ending after December 31, 2014 and on or prior to December 31, 2016; provided, further,
that if any Indebtedness, including of Term Loans made on the Effective Date, is treated by the Borrower as Pension Funding Indebtedness when incurred, but the proceeds thereof are not applied as required by the definition of “Pension Funding
Indebtedness” (including within the applicable time periods specified therein) to qualify as Pension Funding Indebtedness, on and as of the last day of the period during which such proceeds would have to be so applied, such Indebtedness will
cease to be Pension Funding Indebtedness, any Leverage Ratio Increase Amounts previously attributable thereto will cease to apply, the Cumulative Leverage Ratio Increase Amount will be recalculated in accordance with the foregoing definition without
regard to any such Leverage Ratio Increase Amounts and such recalculated Cumulative Leverage Ratio Increase Amount will apply from and after such day (subject to future adjustment based on subsequent issuances of Pension Funding Indebtedness). 

  
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 “Permitted Unsecured Indebtedness” means Indebtedness of the Borrower or any
Subsidiary Loan Party that (i) is not secured by any collateral (including the Collateral), (ii) does not mature earlier than, and has a weighted average life to maturity no earlier than, 91 days after the Term Maturity Date,
(iii) does not provide for any amortization, mandatory prepayment, mandatory redemption or mandatory repurchase (other than upon (x) an asset sale, so long as such requirements permit the prior prepayment of the Term Borrowings with the
Net Proceeds of such asset sale, or (y) a change of control) prior to the date that is 91 days after the Term Maturity Date and (iv) is not guaranteed by any Subsidiary that is not a Subsidiary Loan Party; provided that,
(a) notwithstanding any failure of any Senior Bridge Loans (or any extended term loans or exchange notes into or for which such Senior Bridge Loans may be converted or exchanged in accordance with the terms thereof) to comply with the
requirements set forth in clauses (ii) and (iii) of this definition, such Senior Bridge Loans (and such extended term loans and exchange notes) shall constitute Permitted Unsecured Indebtedness for all purposes under this Agreement so long
as (x) such Senior Bridge Loans do not mature prior to the first anniversary of the DIC Closing Date or the closing date of the applicable Permitted Material Acquisition and the definitive documentation governing the Senior Bridge Facility
contains provisions requiring, on or prior to such maturity date, automatic conversion of the Senior Bridge Loans into extended term loans (and permitting exchange of the Senior Bridge Loans for exchange notes), in each case having a maturity and
weighted average life to maturity that comply with the requirements of clause (ii) of this definition, (y) the definitive documentation governing the Senior Bridge Facility (or such extended term loans or exchange notes, as applicable)
does not require mandatory prepayment of or any mandatory offer to prepay or repurchase the Senior Bridge Loans (or such extended term loans or exchange notes, as applicable) other than from (I) the Net Proceeds of sales of Equity Interests of
the Borrower and (II) to the extent not required to be applied to the prepayment of Term Borrowings, reinvested or utilized to effect Permitted Acquisitions pursuant to Section 2.11(c) of the Credit Agreement, from asset sales or incurrences of
Indebtedness by the Borrower and its Subsidiaries, and (z) the terms of the Senior Bridge Loans (and such extended term loans and exchange notes) otherwise comply with the requirements of clauses (i) and (iv) of this definition and
(b) in the event that any Notes are issued in connection with a Permitted Material Acquisition prior to the date of consummation of such Permitted Material Acquisition, notwithstanding any failure of such Notes to comply with the requirements
set forth in clauses (i) and (iii) of this definition solely as a result of the Permitted Escrow Transactions with respect to such Notes and the requirement to prepay or repurchase such Notes with the applicable Permitted Escrow Funds in
accordance with the requirements of the proviso in Section 6.02(a)(xx) hereof, such Notes shall constitute Permitted Unsecured Indebtedness for all purposes under this Agreement so long as the terms of such Notes otherwise comply with the
requirements of this definition. The term “Permitted Unsecured Indebtedness” shall include the guarantees of Permitted Unsecured Indebtedness by Subsidiaries that are Subsidiary Loan Parties. 

  
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 (c) Section 1.01 of the Credit Agreement is amended by inserting the following proviso
immediately prior to the period at the end of the definition of “Consolidated Total Debt”: 
 ; provided that, solely for
the purposes of determining compliance by the Borrower with the Leverage Ratio set forth in Section 6.12 as of the last day of any Test Period, Consolidated Total Debt shall exclude any outstanding Notes issued in connection with a Permitted
Material Acquisition if (i) such Permitted Material Acquisition has not been consummated on or before the last day of such Test Period and (ii) such Notes are secured on the last day of such Test Period by a Lien on the Permitted Escrow
Funds with respect to such Notes (and any earnings thereon) having a value at least equal to the principal amount of such Notes, in accordance with the Permitted Escrow Transactions with respect to such Notes 

(d) Section 1.01 of the Credit Agreement is amended by replacing clause (v)(B) of the definition of “Permitted Acquisition”
with the following: 
 (B) the Leverage Ratio calculated on a Pro Forma Basis giving effect to such purchase or acquisition shall be not more
than 0.25 less than the then applicable ratio under Section 6.12 (or in the case of the DIC Acquisition, not more than the then applicable ratio under Section 6.12), if such Permitted Acquisition is consummated prior to the Investment
Grade Date, or the then applicable ratio under Section 6.12, if such Permitted Acquisition is consummated after the Investment Grade Date, in each case for the most recent Test Period prior to such time for which financial statements shall have
been delivered pursuant to Sections 5.01(a) or 5.01(b) and 
 (e) The definition of “Permitted IP Transfer” in Section 1.01
of the Credit Agreement is hereby amended by replacing the words “(other than Permitted Encumbrances)” in clause (y) thereof with the words “(other than Permitted Encumbrances and Liens in favor of the Administrative Agent, for
the benefit of the Secured Parties)”. 
 (f) Section 1.01 of the Credit Agreement is amended by inserting the following proviso
immediately prior to the period at the end of the definition of “Pro Forma Adjustment”: 
 ; provided further that
cost savings actions taken, and costs incurred, by DIC or the DIC Seller of the type referred to in clauses (a) and (b) of this definition in connection with or arising out of the acquisition of DIC by the DIC Seller, in each case after
July 31, 2013, will be deemed to have been actions taken and costs incurred during the Post-Acquisition Period for the DIC Acquisition and can be included in any pro forma increase or decrease in Consolidated EBITDA projected by the Borrower in
good faith for the relevant Test Period ending during the Post-Acquisition Period for the DIC Acquisition 

  
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 (g) Section 5.08 of the Credit Agreement is amended by inserting the following sentence
immediately after the first sentence thereof: 
 Until the Personal Property Collateral Release Date, each such policy of liability or
casualty insurance maintained by or on behalf of Loan Parties shall (in the case of policies in effect on the First Amendment Effective Date, not later than the date required by the First Amendment or such later date as may be agreed to by the
Administrative Agent, in its discretion), (a) in the case of each liability insurance policy (other than workers’ compensation, director and officer liability or other policies in which such endorsements are not customary), name the
Administrative Agent, on behalf of the Secured Parties, as an additional insured thereunder, (b) in the case of each casualty insurance policy, contain a loss payable clause or endorsement that names the Administrative Agent, on behalf of the
Secured Parties, as the loss payee thereunder and (c) provide for at least 30 days’ (or such shorter number of days as may be agreed to by the Administrative Agent, in its discretion) prior written notice to the Administrative Agent
of any cancellation of such policy. 
 (h) Section 6.02 of the Credit Agreement is amended by deleting the “and” at the end
of clause (a)(xviii), replacing the period at the end of clause (a)(xix) with “; and”, and adding a new clause (a)(xx) immediately after clause (a)(xix) to read as follows: 

(xx) Liens incurred to secure any Notes issued in connection with a Permitted Material Acquisition pursuant to the Permitted
Escrow Transactions with respect to such Notes; provided that such Liens are discharged and released on the earliest to occur of (i) the release of the Permitted Escrow Funds with respect to such Notes to pay a portion of the
consideration for such Permitted Material Acquisition in connection with the consummation thereof, (ii) the release of the Permitted Escrow Funds with respect to such Notes to repay in full the principal of and accrued interest on such Notes in
the event that the acquisition agreement relating to such Permitted Material Acquisition is terminated in accordance with its terms prior to the consummation of such Permitted Material Acquisition or such Permitted Material Acquisition is abandoned
and (iii) the date of the termination of the escrow period provided in the escrow agreement applicable to such Notes. 
 (i)
Section 6.12 of the Credit Agreement is amended to read in its entirety as follows: 
 SECTION 6.12. Leverage
Ratio. The Borrower will not permit the Leverage Ratio on the last day of any fiscal quarter of the Borrower to exceed (i) (A) the sum of 4.85 plus the applicable Cumulative Leverage Ratio Increase Amount to (B) 1.00, in the case of
any fiscal quarter ending on or prior to June 30, 2014, (ii) (A) the sum of 4.50 plus 

  
 7 

 
the applicable Cumulative Leverage Ratio Increase Amount to (B) 1.00, in the case of any fiscal quarter ending after June 30, 2014 and on or prior to December 31, 2014,
(iii) (A) the sum of 4.25 plus the applicable Cumulative Leverage Ratio Increase Amount to (B) 1.00, in the case of any fiscal quarter ending after December 31, 2014 and on or prior to December 31, 2016, (iv) 4.00 to 1.00,
in the case of any fiscal quarter ending after December 31, 2016 and on or prior to December 31, 2017, and (v) 3.75 to 1.00 in the case of any fiscal quarter ending after December 31, 2017. 

(j) Section 6.13 of the Credit Agreement is amended to read in its entirety as follows: 

SECTION 6.13. Interest Coverage Ratio. The Borrower will not permit the Interest Coverage Ratio for any Test Period
(i) ending on or prior to December 31, 2014, to be less than 3.00 to 1.00 and (ii) ending after December 31, 2014, to be less than 3.50 to 1.00. 

(k) Article VIII of the Credit Agreement is amended by inserting the following paragraph immediately before the penultimate paragraph thereof:

 The Secured Parties irrevocably authorize the Administrative Agent, at its option and in its discretion, to subordinate
any Lien on any property granted to or held by the Administrative Agent under any Loan Document to the holder of any Lien on such property that is permitted by Section 6.02(a)(v). The Administrative Agent shall not be responsible for or have a
duty to ascertain or inquire into any representation or warranty regarding the existence, value or collectability of the Collateral, the existence, priority or perfection of the Administrative Agent’s Lien thereon, or any certificate prepared
by any Loan Party in connection therewith, nor shall the Administrative Agent be responsible or liable to the Lenders for any failure to monitor or maintain any portion of the Collateral. Each Secured Party, whether or not a party hereto, will be
deemed, by its acceptance of the benefits of the Collateral and of the Guarantees of the Obligations provided under the Loan Documents, to have agreed to the provisions of this Article. 

(l) Effective as of the time the Guarantee and Pledge Agreement (as defined in the Credit Agreement prior to giving effect to this Amendment)
is amended and restated in the form of the Guarantee and Collateral Agreement set forth in Exhibit C-1 hereto pursuant to Section 2 of this Amendment: 

(i) Section 1.01 of the Credit Agreement is amended by inserting the following definition in proper alphabetical order:

 “IP Security Agreements” has the meaning set forth in the Guarantee and Collateral Agreement. 

  
 8 

 (ii) Section 1.01 of the Credit Agreement is amended by deleting the
definitions of “Collateral Agreement”, “Guarantee and Pledge Agreement” and “Security Documents” appearing therein and inserting the following in lieu thereof: 

“Collateral Agreement” means the Pledge Agreement and the Guarantee and Collateral Agreement. 

“Guarantee and Collateral Agreement” means the Guarantee and Collateral Agreement among the Borrower, the
other Loan Parties, and the Administrative Agent, substantially in the form of Exhibit C-1, together with all supplements thereto. 

“Security Documents” means the Collateral Agreement, the Foreign Pledge Agreements, the IP Security Agreements
and each other security agreement or other instrument or document executed and delivered pursuant to Sections 5.03 or 5.12 to secure the Obligations. 

(iii) The definition of the term “Collateral and Guarantee Requirement” in Section 1.01 of the Credit Agreement
is amended by redesignating clauses (c) and (d) as clauses (d) and (e), respectively, and adding a new clause (c) immediately after clause (b) to read as follows: 

(c) until the Personal Property Collateral Release Date, (i) all Indebtedness of the Borrower and each Subsidiary and
(ii) all Indebtedness (other than Permitted Investments in non-certificated or book entry form) of any other Person in a principal amount of $1,000,000 or more that, in each case, is owing to any Loan Party shall be evidenced by a promissory
note and shall have been pledged pursuant to the Collateral Agreement, and the Administrative Agent shall have received all such promissory notes, together with undated instruments of transfer with respect thereto endorsed in blank; 

(iv) Section 3.14 of the Credit Agreement is amended by redesignating clause (b) as clause (c) and inserting a
new clause (b) immediately after clause (a) as follows: 
 (b) Upon the recordation of the IP Security Agreements
with the United States Patent and Trademark Office or the United States Copyright Office, as applicable, and the filing of the financing statements referred to in paragraph (a) of this Section, the security interest created under the Collateral
Agreement will constitute a fully perfected security interest in all right, title and interest of the Loan Parties in the Intellectual Property in which a security interest may be perfected by filing in the United States of America, in each case
prior and superior in right to any other Person (it being understood that subsequent recordings in the United States Patent and Trademark Office or the United States Copyright Office may be necessary to perfect a security interest in Intellectual
Property acquired by the Loan Parties after the First Amendment Effective Date). 

  
 9 

 (v) Article III of the Credit Agreement is amended by inserting the following
Section 3.18 immediately after Section 3.17: 
 SECTION 3.18. Insurance. Schedule 3.18 sets forth a
description of all insurance maintained by or on behalf of the Borrower and the other Loan Parties as of the First Amendment Effective Date. 

(vi) Section 9.14 of the Credit Agreement is amended by redesignating clause (c) as clause (d) and inserting a
new clause (c) immediately after clause (b) as follows: 
 (c) On the Personal Property Collateral Release Date,
the Security Interest in the Collateral granted pursuant to Article IV of the Guarantee and Collateral Agreement and the IP Security Agreements will automatically terminate and be deemed to have been released (it being understood, for the avoidance
of doubt, that no such termination or release will modify or otherwise affect any Guarantee provided by any Loan Party under the Guarantee and Collateral Agreement or any grant of security interests in any Collateral granted by any Loan Party
pursuant to Article III of the Guarantee and Collateral Agreement, the Pledge Agreement or any Foreign Pledge Agreements). 

(vii) A new Schedule 3.18 is added to the Credit Agreement in the form of Schedule 3.18 delivered by the Borrower to the
Administrative Agent on the effective date of the Guarantee and Collateral Agreement. 
 2. Amendment of Guarantee and Pledge
Agreement. Not later than the time specified in Section 5 below, the Guarantee and Pledge Agreement (as defined in the Credit Agreement prior to giving effect to this Amendment) will be amended and restated in the form of the Guarantee and
Collateral Agreement set forth in Exhibit C-1 hereto, and at such time Exhibit C-1 of the Credit Agreement shall be replaced by Exhibit C-1 hereto. Each Lender party hereto hereby authorizes the Administrative Agent to execute and deliver the
Guarantee and Collateral Agreement. 
 3. Representations and Warranties. To induce the other parties hereto to enter into this
Amendment, the Borrower hereby represents and warrants to the Administrative Agent and the Lenders that: 
 (a) Each of this Amendment, and
the Credit Agreement, as amended hereby, has been duly executed and delivered by the Borrower and the Guarantee and Collateral Agreement will on the date of effectiveness thereof have been duly executed and delivered by the Borrower and each
Subsidiary Loan Party party thereto, and each such agreement will on the Amendment Effective Date or, in the case of the Guarantee and Collateral Agreement, when executed and delivered by the Borrower and each Subsidiary Loan Party, constitute a
legal, valid and binding obligation of the Borrower or 

  
 10 

 
such Subsidiary Loan Party, as the case may be, enforceable against it in accordance with its terms, subject to applicable bankruptcy, insolvency, reorganization, moratorium or other laws
affecting creditors’ rights generally and to general principles of equity, regardless of whether considered in a proceeding in equity or at law. 

(b) On the Amendment Effective Date, the representations and warranties of each Loan Party set forth in the Credit Agreement and in each other
Loan Document are true and correct (i) in the case of the representations and warranties qualified as to materiality, in all respects and (ii) otherwise, in all material respects, in each case as though made on and as of the Amendment
Effective Date, except in the case of any such representation and warranty that expressly relates to a prior date, in which case such representation and warranty is so true and correct on and as of such prior date. 

(c) On and as of the Amendment Effective Date, no Default has occurred and is continuing. 

4. Effectiveness. This Amendment shall become effective on the date (the “Amendment Effective Date”) on which each of
the following conditions is satisfied: 
 (a) The Administrative Agent (or its counsel) shall have received duly executed counterparts
(which may include facsimile transmission or other electronic transmission of a signed counterpart) of this Amendment that, when taken together, bear the authorized signatures of the Administrative Agent, the Borrower, each Subsidiary Loan Party
existing on the Amendment Effective Date and Lenders constituting the Required Lenders. 
 (b) The Administrative Agent shall have received
a certificate, dated the Amendment Effective Date and signed by a Financial Officer of the Borrower, confirming compliance with the representations and warranties contained in Section 3 above. 

(c) The Administrative Agent shall have received a favorable written opinion (addressed to the Administrative Agent, the Lenders and the
Issuing Banks and dated the Amendment Effective Date) of each of (i) Skadden, Arps, Slate, Meagher & Flom LLP, counsel for the Borrower, (ii) Edward Gallagher, internal counsel for the Borrower and (iii) local counsel for the
Borrower in each jurisdiction in which any Loan Party is organized, and the laws of which are not covered by the opinion letter referred to in clause (i) or (ii) above, in each case in form and substance reasonably satisfactory to the
Administrative Agent (which opinions shall cover, among other things, due authorization, execution, delivery and performance of this Amendment and no conflicts, including with respect to performance by the Loan Parties of their obligations under
Section 5 below, but shall not be required to cover the creation or perfection of security interests under the Guarantee and Collateral Agreement). 

(d) The Administrative Agent shall have received such board resolutions, secretary’s certificates, officer’s certificates and other
documents as the Administrative Agent may reasonably request relating to the organization, existence and good standing 

  
 11 

 
of each Loan Party, the authorization of the transactions contemplated hereby (including the grant of security interests contemplated by the Guarantee and Collateral Agreement) and any other
legal matters relating to the Loan Parties, the Loan Documents or the transactions contemplated hereby, all in form and substance reasonably satisfactory to the Administrative Agent. 

(e) The Administrative Agent shall have received payment from the Borrower, for the account of each Lender that executes and delivers a
counterpart signature page to this Amendment at or prior to 5:00 p.m., New York City time, on December 4, 2013 (the “Consent Deadline”), an amendment fee (the “Amendment Fee”) in an aggregate amount equal to
0.20% of the aggregate principal amount of the Term Loans and Revolving Commitments (whether used or unused) of such Lender outstanding on the Consent Deadline. The Amendment Fee shall be payable in immediately available funds and, once paid, such
Amendment Fee or any part thereof shall not be refundable. 
 (f) The Administrative Agent shall have received, in immediately available
funds, reimbursement or payment of all other fees payable on or prior to the Amendment Effective Date and all out-of-pocket expenses required to be reimbursed or paid by the Borrower under the Credit Agreement or under Section 6 below. 

5. Post-Effectiveness Matters. As soon as practicable, and in any event by the earlier of 45 days after the Amendment Effective Date
and the day prior to the first date after the Amendment Effective Date on which any Incremental Facility under Section 2.21 of the Credit Agreement becomes effective (or such later date with respect to any particular item as the Administrative
Agent may agree to in its reasonable discretion): 
 (a) The Administrative Agent (or its counsel) shall have received (i) duly
executed counterparts (which may include facsimile transmission or other electronic transmission of a signed counterpart) of the Guarantee and Collateral Agreement that, when taken together, bear the authorized signatures of the Administrative
Agent, the Borrower and each Subsidiary Loan Party existing on the effective date of the Guarantee and Collateral Agreement and (ii) copies of fully completed schedules to the Guarantee and Collateral Agreement. 

(b) The Administrative Agent shall have received a favorable written opinion (addressed to the Administrative Agent, the Lenders and the
Issuing Banks and dated the effective date of the Guarantee and Collateral Agreement) of each of (i) Skadden, Arps, Slate, Meagher & Flom LLP, counsel for the Borrower, (ii) Edward Gallagher, internal counsel for the Borrower and
(iii) local counsel for the Borrower in each jurisdiction in which any Loan Party is organized, and the laws of which are not covered by the opinion letter referred to in clause (i) above, in each case in form and substance reasonably
satisfactory to the Administrative Agent (which opinions shall cover, among other things, creation and perfection of the security interests under the Guarantee and Collateral Agreement). 

  
 12 

 (c) The Administrative Agent shall have received a completed Perfection Certificate, dated the
effective date of the Guarantee and Collateral Agreement and signed by a Financial Officer of the Borrower, together with all attachments contemplated thereby, including the results of a search of the Uniform Commercial Code (or equivalent) filings
made with respect to the Loan Parties in the jurisdictions contemplated by the Perfection Certificate and copies of the financing statements (or similar documents) disclosed by such search and evidence reasonably satisfactory to the Administrative
Agent that the Liens indicated by such financing statements (or similar documents) are permitted under Section 6.02 of the Credit Agreement or have been, or will substantially contemporaneously with the effective date of the Guarantee and
Collateral Agreement be, released. 
 (d) The Guarantee and Collateral Requirement (as such term is defined after giving effect to this
Amendment) shall have been satisfied and, in connection therewith, the Borrower and each other Loan Party shall have (i) effected the pledge pursuant to the Collateral and Guarantee Requirement of the Pledged Debt Securities (as defined in the
Guarantee and Collateral Agreement), (ii) executed and delivered such IP Security Agreements as are required by the Guarantee and Collateral Agreement to establish and perfect security interests in Intellectual Property Collateral consisting of
United States Patents, United States registered Trademarks (and Trademarks for which United States applications for registration are pending) and United States exclusive Copyright Licenses, and (ii) taken all such other actions, including the
filing of UCC financing statements, as may be necessary to satisfy the Collateral and Guarantee Requirement with respect to the Collateral. 

(e) The Administrative Agent shall have received evidence that the insurance required by Section 5.08 of the Credit Agreement is in
effect, together with endorsements naming the Administrative Agent, for the benefit of the Secured Parties, as additional insured and loss payee thereunder to the extent required under Section 5.08 of the Credit Agreement. 

6. Expenses. The Borrower agrees to reimburse the Administrative Agent for its reasonable and documented out-of-pocket expenses in
connection with this Amendment and the transactions contemplated hereby, including the reasonable fees, charges and disbursements of counsel to the Administrative Agent. 

7. Effect of Amendment. (a) Except as expressly set forth herein, this Amendment shall not by implication or otherwise limit,
impair, constitute a waiver of or otherwise affect the rights and remedies of the Administrative Agent, the Issuing Banks or the Lenders under the Credit Agreement or any of the other Loan Documents, and shall not alter, modify, amend or in any way
affect any of the terms, conditions, obligations, covenants or agreements contained in the Credit Agreement or any of the other Loan Documents, all of which are ratified and affirmed in all respects and shall continue in full force and effect.
Nothing herein shall be deemed to entitle the Borrower to a consent to, or a waiver, amendment, modification or other change of, any of the terms, conditions, obligations, covenants or agreements contained in the Credit Agreement or any of the other
Loan Documents in similar or different circumstances. 

  
 13 

 (b) On and after the Amendment Effective Date, any reference to the Credit Agreement in any Loan
Document shall be deemed to be a reference to the Credit Agreement as amended by this Amendment. On and after the time the Guarantee and Pledge Agreement (as defined in the Credit Agreement prior to giving effect to this Amendment) is amended and
restated in the form of the Guarantee and Collateral Agreement set forth in Exhibit C-1 hereto pursuant to Section 2 of this Amendment, any reference to the “Guarantee and Pledge Agreement” in any Loan Document shall be deemed to
be a reference to the Guarantee and Collateral Agreement. 
 (c) This Amendment and the Guarantee and Collateral Agreement shall constitute
Loan Documents for all purposes of the Credit Agreement and each other Loan Document. 
 8. Applicable Law; Incorporation by
Reference. THIS AMENDMENT SHALL BE CONSTRUED IN ACCORDANCE WITH AND GOVERNED BY THE LAWS OF THE STATE OF NEW YORK. 
 9.
Counterparts. This Amendment may be executed in counterparts (and by different parties hereto on different counterparts), each of which shall constitute an original, but all of which when taken together shall constitute a single contract.
Delivery of an executed counterpart of a signature page of this Amendment by facsimile or other electronic imaging shall be as effective as delivery of a manually executed counterpart of this Amendment. 

10. Headings. The Section headings used herein are for convenience of reference only, are not part of this Amendment and are not to
affect the construction of, or to be taken into consideration in interpreting, this Amendment. 
 [Remainder of page intentionally left
blank] 

  
 14 

 IN WITNESS WHEREOF, the parties hereto have duly executed this Amendment as of the day and year
first above written. 
  

							
	NCR CORPORATION,
			
		 	by	 	
		 		 	 /s/ Robert P. Fishman

		 		 	Name:	 	Robert P. Fishman
		 		 	Title:	 	Senior Vice President and Chief Financial Officer
	
	NCR INTERNATIONAL, INC.
			
		 	by	 	
		 		 	 /s/ John Boudreau

		 		 	Name:	 	John Boudreau
		 		 	Title:	 	Assistant Treasurer
	
	RADIANT SYSTEMS, INC.
			
		 	by	 	
		 		 	 /s/ John Boudreau

		 		 	Name:	 	John Boudreau
		 		 	Title:	 	Assistant Treasurer
	
	RADIANT SYSTEMS INTERNATIONAL, INC.
			
		 	by	 	
		 		 	 /s/ John Boudreau

		 		 	Name:	 	John Boudreau
		 		 	Title:	 	Assistant Treasurer
	
	RADIANT PAYMENT SERVICES, LLC
			
		 	by	 	
		 		 	 /s/ Robert P. Fishman

		 		 	Name:	 	Robert P. Fishman
		 		 	Title:	 	Chief Financial Officer and Treasurer

 
							
	 JPMORGAN CHASE BANK, N.A.,
 as
Lender and as Administrative Agent,

			
		 	by	 	
		 		 	 /s/ John G. Kowalczuk

		 		 	Name:	 	John G. Kowalczuk
		 		 	Title:	 	Executive Director

 LENDER SIGNATURE PAGE TO 

FIRST AMENDMENT TO 
 NCR CORPORATION
CREDIT AGREEMENT 
 AND GUARANTEE AND PLEDGE AGREEMENT 

 

					
	Lender: BANK OF AMERICA, N.A.
		
	By	 	
		 	 /s/ Jeannette Lu

		 	Name:	 	Jeannette Lu
		 	Title:	 	Vice President

 LENDER SIGNATURE PAGE TO 

FIRST AMENDMENT TO 
 NCR CORPORATION
CREDIT AGREEMENT 
 AND GUARANTEE AND PLEDGE AGREEMENT 
  

 
					
	Lender: Bank of the West
		
	By	 	
		 	 /s/ Gary Weiss

		 	Name:	 	Gary Weiss
		 	Title:	 	Vice President

 LENDER SIGNATURE PAGE TO 

FIRST AMENDMENT TO 
 NCR CORPORATION
CREDIT AGREEMENT 
 AND GUARANTEE AND PLEDGE AGREEMENT 
  

 
					
	Lender: BNP PARIBAS,
			
	By	 		 	
		 	 /s/ Michael A. Kowalczuk

		 	Name:	 	Michael A. Kowalczuk
		 	Title:	 	Director
			
	By	 		 	
		 	 /s/ Nicolas Rabier

		 	Name:	 	Nicolas Rabier
		 	Title:	 	Managing Director

 LENDER SIGNATURE PAGE TO 

FIRST AMENDMENT TO 
 NCR CORPORATION
CREDIT AGREEMENT 
 AND GUARANTEE AND PLEDGE AGREEMENT 
  

 
					
	Lender: BRANCH BANKING AND TRUST COMPANY,
			
	By	 		 	
		 	 /s/ Bradley Sands

		 	Name:	 	Bradley Sands
		 	Title:	 	Assistant Vice President

 LENDER SIGNATURE PAGE TO 

FIRST AMENDMENT TO 
 NCR CORPORATION
CREDIT AGREEMENT 
 AND GUARANTEE AND PLEDGE AGREEMENT 
  

 
					
	Lender: Central Pacific Bank
			
	By	 		 	
		 	 /s/ Carl A. Morita

		 	Name:	 	Carl A. Morita
		 	Title:	 	Vice President

 LENDER SIGNATURE PAGE TO 

FIRST AMENDMENT TO 
 NCR CORPORATION
CREDIT AGREEMENT 
 AND GUARANTEE AND PLEDGE AGREEMENT 
  

 
					
	Lender: COMPASS BANK
			
	By	 		 	
		 	 /s/ W. Brad Davis

		 	Name:	 	W. Brad Davis
		 	Title:	 	Senior Vice President

 LENDER SIGNATURE PAGE TO 

FIRST AMENDMENT TO 
 NCR CORPORATION
CREDIT AGREEMENT 
 AND GUARANTEE AND PLEDGE AGREEMENT 
  

 
					
	Lender: E.Sun Commercial Bank, Ltd., Los Angeles Branch
		
	By	 	
		 	 /s/ Edward Chen

		 	Name:	 	Edward Chen
		 	Title:	 	SVP & General Manager

 LENDER SIGNATURE PAGE TO 

FIRST AMENDMENT TO 
 NCR CORPORATION
CREDIT AGREEMENT 
 AND GUARANTEE AND PLEDGE AGREEMENT 
  

 
					
	Lender: FIFTH THIRD BANK,
		
	By	 	
		 	 /s/ Kenneth W. Deere

		 	Name:	 	Kenneth W. Deere
		 	Title:	 	Senior Vice President

 LENDER SIGNATURE PAGE TO 

FIRST AMENDMENT TO 
 NCR CORPORATION
CREDIT AGREEMENT 
 AND GUARANTEE AND PLEDGE AGREEMENT 
  

 
					
	Lender: FIRST TENNESSEE BANK, NATIONAL ASSOCIATION,
		
	By	 	
		 	 /s/ Jamie M. Swisher

		 	Name:	 	Jamie M. Swisher
		 	Title:	 	Vice President

 LENDER SIGNATURE PAGE TO 

FIRST AMENDMENT TO 
 NCR CORPORATION
CREDIT AGREEMENT 
 AND GUARANTEE AND PLEDGE AGREEMENT 
  

 
					
	Lender: HSBC BANK USA, NATIONAL ASSOCIATION
		
	By	 	
		 	 /s/ Devin Moore

		 	Name:	 	Devin Moore
		 	Title:	 	Vice President

 LENDER SIGNATURE PAGE TO 

FIRST AMENDMENT TO 
 NCR CORPORATION
CREDIT AGREEMENT 
 AND GUARANTEE AND PLEDGE AGREEMENT 
  

 
					
	Lender: KEYBANK NATIONAL ASSOCIATION
		
	By	 	
		 	 /s/ Marcel Fournier

		 	Name:	 	Marcel Fournier
		 	Title:	 	Vice President

 LENDER SIGNATURE PAGE TO 

FIRST AMENDMENT TO 
 NCR CORPORATION
CREDIT AGREEMENT 
 AND GUARANTEE AND PLEDGE AGREEMENT 
  

 
					
	Lender: MIZUHO BANK, LTD.
		
	By	 	
		 	 /s/ Bertram H. Tang

		 	Name:	 	Bertram H. Tang
		 	Title:	 	Authorized Signatory

 LENDER SIGNATURE PAGE TO 

FIRST AMENDMENT TO 
 NCR CORPORATION
CREDIT AGREEMENT 
 AND GUARANTEE AND PLEDGE AGREEMENT 
  

 
					
	Lender: PNC BANK, NATIONAL ASSOCIATION,
		
	By	 	
		 	 /s/ Susan J. Dimmick

		 	Name:	 	Susan J. Dimmick
		 	Title:	 	Senior Vice President

 LENDER SIGNATURE PAGE TO 

FIRST AMENDMENT TO 
 NCR CORPORATION
CREDIT AGREEMENT 
 AND GUARANTEE AND PLEDGE AGREEMENT 
  

 
					
	Lender: RBS CITIZENS, NA,
		
	By	 	
		 	 /s/ William M. Clossey

		 	Name:	 	William M. Clossey
		 	Title:	 	Senior Vice President

 LENDER SIGNATURE PAGE TO 

FIRST AMENDMENT TO 
 NCR CORPORATION
CREDIT AGREEMENT 
 AND GUARANTEE AND PLEDGE AGREEMENT 
  

 
					
	Lender: REGIONS BANK,
		
	By	 	
		 	 /s/ Stephen T. Hatch

		 	Name:	 	Stephen T. Hatch
		 	Title:	 	Vice President

 LENDER SIGNATURE PAGE TO 

FIRST AMENDMENT TO 
 NCR CORPORATION
CREDIT AGREEMENT 
 AND GUARANTEE AND PLEDGE AGREEMENT 
  

 
					
	Lender: ROYAL BANK OF CANADA,
		
	By	 	
		 	 /s/ Mark Gronich

		 	Name:	 	Mark Gronich
		 	Title:	 	Authorized Signatory

 LENDER SIGNATURE PAGE TO 

FIRST AMENDMENT TO 
 NCR CORPORATION
CREDIT AGREEMENT 
 AND GUARANTEE AND PLEDGE AGREEMENT 
  

 
					
	Lender: SUNTRUST BANK
		
	By	 	
		 	 /s/ Brian M. Lewis

		 	Name:	 	Brian M. Lewis
		 	Title:	 	Vice President

 LENDER SIGNATURE PAGE TO 

FIRST AMENDMENT TO 
 NCR CORPORATION
CREDIT AGREEMENT 
 AND GUARANTEE AND PLEDGE AGREEMENT 
  

 
					
	Lender: SANTANDER BANK, N.A.,
		
	By	 	
		 	 /s/ William R. Rogers

		 	Name:	 	William R. Rogers
		 	Title:	 	Senior Vice President

 LENDER SIGNATURE PAGE TO 

FIRST AMENDMENT TO 
 NCR CORPORATION
CREDIT AGREEMENT 
 AND GUARANTEE AND PLEDGE AGREEMENT 
  

 
					
	Lender: THE BANK OF EAST ASIA, LIMITED, NEW YORK BRANCH
		
	By	 	
		 	 /s/ James Hua

		 	Name:	 	James Hua
		 	Title:	 	SVP
	
	For any Lender requiring a second signature line:
		
	By	 	
		 	 /s/ Danny Leung

		 	Name:	 	Danny Leung
		 	Title:	 	SVP

 LENDER SIGNATURE PAGE TO 

FIRST AMENDMENT TO 
 NCR CORPORATION
CREDIT AGREEMENT 
 AND GUARANTEE AND PLEDGE AGREEMENT 
  

 
					
	Lender: THE BANK OF TOKYO-MITSUBISHI UFJ, LTD.
		
	By	 	
		 	 /s/ Lillian Kim

		 	Name:	 	Lillian Kim
		 	Title:	 	Director

 LENDER SIGNATURE PAGE TO 

FIRST AMENDMENT TO 
 NCR CORPORATION
CREDIT AGREEMENT 
 AND GUARANTEE AND PLEDGE AGREEMENT 
  

 
					
	Lender: WELLS FARGO BANK, NATIONAL ASSOCIATION,
		
	By	 	
		 	 /s/ Kay Reedy

		 	Name:	 	Kay Reedy
		 	Title:	 	Managing Director

 LENDER SIGNATURE PAGE TO 

FIRST AMENDMENT TO 
 NCR CORPORATION
CREDIT AGREEMENT 
 AND GUARANTEE AND PLEDGE AGREEMENT 
  

 
					
	Lender: ZIONS FIRST NATIONAL BANK,
		
	By	 	
		 	 /s/ Thomas C. Etzel

		 	Name:	 	Thomas C. Etzel
		 	Title:	 	Senior Vice President

 LENDER SIGNATURE PAGE TO 

FIRST AMENDMENT TO 
 NCR CORPORATION
CREDIT AGREEMENT 
 AND GUARANTEE AND PLEDGE AGREEMENT 
  

 
					
	Lender: MANUFACTURERS BANK,
		
	By	 	
		 	 /s/ Charles Jou

		 	Name:	 	Charles Jou
		 	Title:	 	Vice President

 LENDER SIGNATURE PAGE TO 

FIRST AMENDMENT TO 
 NCR CORPORATION
CREDIT AGREEMENT 
 AND GUARANTEE AND PLEDGE AGREEMENT 
  

 
					
	Lender: FIRSTMERIT BANK, N.A.,
		
	By	 	
		 	 /s/ Robert G. Morlan

		 	Name:	 	Robert G. Morlan
		 	Title:	 	Senior Vice President

 LENDER SIGNATURE PAGE TO 

FIRST AMENDMENT TO 
 NCR CORPORATION
CREDIT AGREEMENT 
 AND GUARANTEE AND PLEDGE AGREEMENT 
  

 
					
	Lender: Synovus Bank
		
	By	 	
		 	 /s/ John R. Frierson

		 	Name:	 	John R. Frierson
		 	Title:	 	Vice President

 LENDER SIGNATURE PAGE TO 

FIRST AMENDMENT TO 
 NCR CORPORATION
CREDIT AGREEMENT 
 AND GUARANTEE AND PLEDGE AGREEMENT 
  

 
					
	Lender: AMERICAN SAVINGS BANK, F.S.B.,
		
	By	 	
		 	 /s/ Rian DuBach

		 	Name:	 	Rian DuBach
		 	Title:	 	Vice President

 LENDER SIGNATURE PAGE TO 

FIRST AMENDMENT TO 
 NCR CORPORATION
CREDIT AGREEMENT 
 AND GUARANTEE AND PLEDGE AGREEMENT 
  

 
					
	Lender: CITIBANK N.A.,
		
	By	 	
		 	 /s/ Robert F. Parr

		 	Name:	 	Robert F. Parr
		 	Title:	 	Managing Director and VP

 LENDER SIGNATURE PAGE TO 

FIRST AMENDMENT TO 
 NCR CORPORATION
CREDIT AGREEMENT 
 AND GUARANTEE AND PLEDGE AGREEMENT 
  

 
					
	Lender: THE NORTHERN TRUST
		
	By	 	
		 	 /s/ Kathryn Schad Reuther

		 	Name:	 	Kathryn Schad Reuther
		 	Title:	 	SVP

 LENDER SIGNATURE PAGE TO 

FIRST AMENDMENT TO 
 NCR CORPORATION
CREDIT AGREEMENT 
 AND GUARANTEE AND PLEDGE AGREEMENT 
  

 
					
	Lender: UNICREDIT BANK AG, NEW YORK BRANCH
		
	By	 	
		 	 /s/ Douglas Riahi

		 	Name:	 	Douglas Riahi
		 	Title:	 	Managing Director
		
	By	 	
		 	 /s/ Pranav Surendranath

		 	Name:	 	Pranav Surendranath
		 	Title:	 	Vice President

 LENDER SIGNATURE PAGE TO 

FIRST AMENDMENT TO 
 NCR CORPORATION
CREDIT AGREEMENT 
 AND GUARANTEE AND PLEDGE AGREEMENT 
  

 
					
	Lender: TD BANK, N.A.
		
	By	 	
		 	 /s/ Craig Welch

		 	Name:	 	Craig Welch
		 	Title:	 	Senior Vice President

 LENDER SIGNATURE PAGE TO 

FIRST AMENDMENT TO 
 NCR CORPORATION
CREDIT AGREEMENT 
 AND GUARANTEE AND PLEDGE AGREEMENT 
  

 
					
	Lender: BANK OF CHINA, NEW YORK BRANCH
		
	By	 	
		 	 /s/ Haifeng Xu

		 	Name:	 	Haifeng Xu
		 	Title:	 	Assistant General Manager

 LENDER SIGNATURE PAGE TO 

FIRST AMENDMENT TO 
 NCR CORPORATION
CREDIT AGREEMENT 
 AND GUARANTEE AND PLEDGE AGREEMENT 
  

 
					
	Lender: MORGAN STANLEY BANK, N.A.,
		
	By	 	
		 	 /s/ Scott Jensen

		 	Name:	 	Scott Jensen
		 	Title:	 	Authorized Signatory

 LENDER SIGNATURE PAGE TO 

FIRST AMENDMENT TO 
 NCR CORPORATION
CREDIT AGREEMENT 
 AND GUARANTEE AND PLEDGE AGREEMENT 
  

 
					
	Lender: Sumitomo Mitsui Banking Corporation
		
	By	 	
		 	 /s/ Shuji Yabe

		 	Name:	 	Shuji Yabe
		 	Title:	 	Managing Director

 LENDER SIGNATURE PAGE TO 

FIRST AMENDMENT TO 
 NCR CORPORATION
CREDIT AGREEMENT 
 AND GUARANTEE AND PLEDGE AGREEMENT 
  

 
					
	Lender: ROCKVILLE BANK
		
	By	 	
		 	 /s/ Carla Balesano

		 	Name:	 	Carla Balesano
		 	Title:	 	SVP

 LENDER SIGNATURE PAGE TO 

FIRST AMENDMENT TO 
 NCR CORPORATION
CREDIT AGREEMENT 
 AND GUARANTEE AND PLEDGE AGREEMENT 
  

 
					
	Lender: STANDARD CHARTERED BANK,
		
	By	 	
		 	 /s/ Johanna Minaya

		 	Name:	 	Johanna Minaya
		 	Title:	 	Associate Director
		
	By	 	
		 	 /s/ Wong Moy Hiang

		 	Name:	 	Wong Moy Hiang
		 	Title:	 	

 LENDER SIGNATURE PAGE TO 

FIRST AMENDMENT TO 
 NCR CORPORATION
CREDIT AGREEMENT 
 AND GUARANTEE AND PLEDGE AGREEMENT 
  

 
					
	Lender: MODERN BANK, NA,
		
	By	 	
		 	 /s/ Vera McVey

		 	Name:	 	Very McVey
		 	Title:	 	Chief Credit Officer

 LENDER SIGNATURE PAGE TO 

FIRST AMENDMENT TO 
 NCR CORPORATION
CREDIT AGREEMENT 
 AND GUARANTEE AND PLEDGE AGREEMENT 
  

 
					
	Lender: THE BANK OF NOVA SCOTIA
		
	 By
  
	 	 /s/ Eugene Dempsey

		 	Name:	 	Eugene Dempsey
		 	Title:	 	Director

 LENDER SIGNATURE PAGE TO 

FIRST AMENDMENT TO 
 NCR CORPORATION
CREDIT AGREEMENT 
 AND GUARANTEE AND PLEDGE AGREEMENT 
  

 
					
	Lender: US BANK, NATIONAL ASSOCIATION
		
	 By
  
	 	 /s/ Steven L. Sawyer

		 	Name:	 	Steven L. Sawyer
		 	Title:	 	Senior Vice President

 LENDER SIGNATURE PAGE TO 

FIRST AMENDMENT TO 
 NCR CORPORATION
CREDIT AGREEMENT 
 AND GUARANTEE AND PLEDGE AGREEMENT 
  

 
					
	Lender: THE BANK OF NEW YORK MELLON,
		
	 By
  
	 	 /s/ David Wirl

		 	Name:	 	David Wirl
		 	Title:	 	Managing Director

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00224-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00224-of-00352.parquet"}]]