Document:

VOTING AGREEMENT

This VOTING AGREEMENT,
dated as of [●], 2018 (this “Agreement”),
by and among WSFS Financial Corporation (“WSFS”), a Delaware corporation, Beneficial Bancorp, Inc. (“Beneficial”),
a Maryland corporation, and the undersigned stockholder [and director][and officer] (the “Stockholder”) of WSFS.

W I T N E S S E T H:

WHEREAS, concurrently
with the execution of this Agreement, WSFS and Beneficial are entering into an Agreement and Plan of Reorganization, dated as of
the date hereof (as amended, supplemented, restated or otherwise modified from time to time, the “Merger Agreement”),
pursuant to which, among other things, Beneficial will merge with and into WSFS, with WSFS as the surviving corporation (the “Merger”)
and Beneficial Bank, a Pennsylvania-chartered savings bank and wholly owned subsidiary of Beneficial, will merge with and into
Wilmington Savings Fund Society, FSB (“WSFS Bank”), a federal savings bank and wholly owned subsidiary of WSFS,
with WSFS Bank as the surviving bank (collectively, the “Mergers”);

WHEREAS, as
of the date hereof, the Stockholder is a [director][officer] of WSFS and has Beneficial Ownership of (as defined in Rule 13d-3
under the Exchange Act), in the aggregate, those shares of common stock, $0.01 par value per share of WSFS (“WSFS Common
Stock”) specified on Schedule 1 attached hereto;

WHEREAS, as
a material inducement to Beneficial entering into the Merger Agreement, Beneficial has required that the Stockholder agree, and
the Stockholder has agreed, to enter into this Agreement and abide by the covenants and obligations set forth herein; and

WHEREAS, other
individuals, as a material inducement to Beneficial entering into the Merger Agreement, will enter into and abide by the covenants
and obligations set forth in substantially similar voting agreements.

NOW THEREFORE,
in consideration of the foregoing and the mutual representations, warranties, covenants and agreements herein contained, and intending
to be legally bound hereby, the parties hereto agree as follows:

ARTICLE
I 

GENERAL

1.1.            
Defined Terms. The following capitalized terms, as used in this Agreement, shall have the meanings set forth below.
Capitalized terms used but not otherwise defined herein shall have the meanings ascribed thereto in the Merger Agreement.

“Affiliate”
of a Person means any other Person directly, or indirectly through one or more intermediaries, controlling, controlled by or under
common control with such Person.

“Beneficial
Ownership” by a Person of any securities means ownership by any Person who, directly or indirectly, through any contract,
arrangement, understanding, relationship or otherwise, has or shares (i) voting power which includes the power to vote, or
to direct the voting of, such security; and/or (ii) investment power which includes the power to dispose, or to direct the
disposition, of such security; and shall otherwise be interpreted in accordance with the term “beneficial ownership”
as defined in Rule 13d-3 adopted by the SEC under the Exchange Act; provided, that for purposes of determining Beneficial Ownership,
a Person shall be deemed to be the Beneficial Owner of any securities which such Person has, at any time during the term of this
Agreement, the right to acquire pursuant to any agreement, arrangement or understanding or upon the exercise of conversion rights,
exchange rights, warrants or options, or otherwise (irrespective of whether the right to acquire such securities is exercisable
immediately or only after the passage of time, including the passage of time in excess of 60 days, the satisfaction of any conditions,
the occurrence of any event or any combination of the foregoing). The terms “Beneficially Own” and “Beneficially
Owned” shall have a correlative meaning.

    	 	1	 

     

    

“control”
(including the terms “controlling”, “controlled by” and “under common control with”),
with respect to the relationship between or among two or more Persons, means the possession, directly or indirectly, of the power
to direct or cause the direction of the affairs or management of a Person, whether through the ownership of voting securities,
as trustee or executor, by Contract or any other means.

“Constructive
Sale” means, with respect to any security, a short sale with respect to such security, entering into or acquiring an
offsetting derivative Contract with respect to such security, entering into or acquiring a futures or forward Contract to deliver
such security or entering into any other hedging or other derivative transaction that has the effect of either directly or indirectly
materially changing the economic benefits and risks of ownership of any security.

“Covered
Shares” means, with respect to the Stockholder, the Stockholder’s Existing Shares, together with any shares of
WSFS Common Stock or other capital stock of WSFS and any securities convertible into or exercisable or exchangeable for shares
of WSFS Common Stock or other capital stock of WSFS, in each case that the Stockholder acquires Beneficial Ownership of on or after
the date hereof.

“Encumbrance”
means any security interest, pledge, mortgage, lien (statutory or other), charge, option to purchase, lease or other right to acquire
any interest or any claim, restriction, covenant, title defect, hypothecation, assignment, deposit arrangement or other encumbrance
of any kind or any preference, priority or other security agreement or preferential arrangement of any kind or nature whatsoever
(including any conditional sale or other title retention agreement), excluding restrictions under Securities Laws.

“Existing
Shares” means, with respect to the Stockholder, all shares of WSFS Common Stock Beneficially Owned by the Stockholder
as specified on Schedule 1 hereto.

“Permitted
Transfer” means a Transfer (i) as the result of the death of the Stockholder by the Stockholder to a descendant, heir,
executor, administrator, testamentary trustee, lifetime trustee or legatee of the Stockholder, (ii) Transfers to Affiliates (including
trusts) and family members in connection with estate and tax planning purposes, and (iii) Transfers to any other stockholder and
director and/or executive officer of WSFS who has executed a copy of this Agreement on the date hereof; provided, that in the case
of the foregoing clauses (i) and (ii) prior to the effectiveness of such Transfer, such transferee executes and delivers to Beneficial
and WSFS an agreement that is identical to this Agreement or such other written agreement, in form and substance acceptable to
Beneficial and WSFS, to assume all of Stockholder’s obligations hereunder in respect of the Covered Shares subject to such
Transfer and to be bound by the terms of this Agreement, with respect to the Covered Shares subject to such Transfer, to the same
extent as the Stockholder is bound hereunder and to make each of the representations and warranties hereunder in respect of the
Covered Shares transferred as the Stockholder shall have made hereunder.

“Transfer”
means, with respect to any security, the direct or indirect assignment, sale, transfer, tender, exchange, pledge, hypothecation,
or the grant, creation or suffrage of an Encumbrance in or upon, or the gift, placement in trust, or the Constructive Sale or other
disposition of such security (including transfers by testamentary or intestate succession or otherwise by operation of Law) or
any right, title or interest therein (including, but not limited to, any right or power to vote to which the holder thereof may
be entitled, whether such right or power is granted by proxy or otherwise), or the record or beneficial ownership thereof, the
offer to make such a sale, transfer, Constructive Sale or other disposition, and each agreement, arrangement or understanding,
whether or not in writing, to effect any of the foregoing.

    	 	2	 

     

    

ARTICLE
II 

COVENANTS OF STOCKHOLDER

2.1.            
Agreement to Vote. The Stockholder hereby irrevocably and unconditionally agrees that during the term of this Agreement,
at a special meeting of the stockholders of WSFS or at any other meeting of the stockholders of WSFS, however called, including
any adjournment or postponement thereof, and in connection with any written consent of the stockholders of WSFS (collectively,
“WSFS Stockholders’ Meeting”), the Stockholder shall, in each case to the fullest extent that such matters
are submitted for the vote or written consent of the Stockholder and that the Covered Shares are entitled to vote thereon or consent
thereto:

(a)               
appear at each such meeting or otherwise cause the Covered Shares as to which the Stockholder controls the right to vote
to be counted as present thereat for purposes of calculating a quorum; and

(b)               
vote (or cause to be voted), in person or by proxy, or deliver (or cause to be delivered) a written consent covering, all
of the Covered Shares as to which the Stockholder controls the right to vote:

(i)                
in favor of the adoption and approval of the Merger Agreement and the consummation of the transactions contemplated thereby,
including the Mergers and WSFS Share Issuance, and any actions required in furtherance thereof;

(ii)              
against any action or agreement that could result in a breach of any covenant, representation or warranty or any other obligation
of WSFS under the Merger Agreement; and

(iii)            
against any action, agreement, amendment to any agreement or organizational document, transaction, matter or proposal submitted
for the vote or written consent of the stockholders of WSFS that is intended or would reasonably be expected to impede, interfere
with, delay, postpone, discourage, frustrate the purposes of or adversely affect the Mergers or the other transactions contemplated
by the Merger Agreement or this Agreement or the performance by WSFS of its obligations under the Merger Agreement.

2.2.            
No Inconsistent Agreements. The Stockholder hereby covenants and agrees that, except for this Agreement, the Stockholder
(a) shall not enter into at any time while this Agreement remains in effect, any voting agreement or voting trust or any other
Contract with respect to the Covered Shares, (b) shall not grant at any time while this Agreement remains in effect, a proxy, Consent
or power of attorney in contravention of the obligations of the Stockholder under this Agreement with respect to the Covered Shares,
(c) will not commit any act, except for Permitted Transfers, that could restrict or affect his or her legal power, authority and
right to vote any of the Covered Shares then held of record or Beneficially Owned by the Stockholder or otherwise reasonably be
expected to prevent or disable the Stockholder from performing any of his or her obligations under this Agreement, and (d) shall
not take any action that would reasonably be expected to make any representation or warranty of the Stockholder contained herein
untrue or incorrect or have the effect of impeding, preventing, delaying, interfering with, disabling or adversely affect the performance
by, the Stockholder from performing any of his or her obligations under this Agreement.

    	 	3	 

     

    

ARTICLE
III 

REPRESENTATIONS AND WARRANTIES

3.1.            
Representations and Warranties of the Stockholder. The Stockholder hereby represents and warrants to WSFS, Beneficial
and Beneficial Bank as follows:

(a)               
Organization; Authorization; Validity of Agreement; Necessary Action. The Stockholder has the requisite capacity
and authority to execute and deliver this Agreement, to perform his or her obligations hereunder and to consummate the transactions
contemplated hereby. This Agreement has been duly executed and delivered by the Stockholder and, assuming this Agreement constitutes
a valid and binding obligation of the other parties hereto, constitutes a legal, valid and binding obligation of the Stockholder,
enforceable against him or her in accordance with its terms, subject to bankruptcy, insolvency, fraudulent transfer, moratorium,
reorganization or similar laws affecting the rights of creditors generally and the availability of equitable remedies (regardless
of whether such enforceability is considered in a proceeding in equity or at law).

(b)               
Ownership. The Existing Shares are, and all of the Covered Shares owned by the Stockholder from the date hereof through
and on the Closing Date will be, Beneficially Owned by the Stockholder except to the extent such Covered Shares are Transferred
after the date hereof pursuant to a Permitted Transfer. The Stockholder has good and marketable title to the Existing Shares, free
and clear of any Encumbrances other than those imposed by applicable Securities Laws. As of the date hereof, the Existing Shares
constitute all of the shares of WSFS Common Stock Beneficially Owned by the Stockholder. The Stockholder has and will have at all
times through the Closing Date voting power (including the right to control such vote as contemplated herein), power of disposition
(including the right to control any disposition), power to issue instructions with respect to the matters set forth in ARTICLE
II hereof (including the right to control the making or issuing any such instructions), and power to agree to all of the matters
set forth in this Agreement (including the right to cause such agreements), in each case with respect to all of the Stockholder’s
Existing Shares and with respect to all of the Covered Shares owned by the Stockholder at all times through the Closing Date. The
Stockholder has possession of an outstanding certificate or outstanding certificates representing all of the Covered Shares (other
than Covered Shares held at the Depository Trust Company and/or in book-entry form) and such certificate or certificates does or
do not contain any legend or restriction inconsistent with the terms of this Agreement, the Merger Agreement or the transactions
contemplated hereby and thereby.

(c)               
No Violation. The execution and delivery of this Agreement by the Stockholder does not, and the performance by the
Stockholder of his or her obligations under this Agreement will not, (i) conflict with or violate any Law or Order applicable to
the Stockholder or by which any of his or her Assets is bound, or (ii) conflict with, result in any breach of or constitute a Default,
or result in the creation of any Encumbrance on the Assets of the Stockholder pursuant to, any Contract to which the Stockholder
is a party or by which the Stockholder or any of his or her Assets is bound, except for any of the foregoing as could not reasonably
be expected, either individually or in the aggregate, to materially impair the ability of the Stockholder to perform his or her
obligations under this Agreement. Except as contemplated by this Agreement, neither the Stockholder nor any of his or her Affiliates
(1) has entered into any voting agreement or voting trust with respect to any Covered Shares or entered into any other Contract
relating to the voting of the Covered Shares or (2) has appointed or granted a proxy or power of attorney with respect to any Covered
Shares.

    	 	4	 

     

    

(d)               
Consents and Approvals. The execution and delivery of this Agreement by the Stockholder does not, and the performance
by the Stockholder of its obligations under this Agreement and the consummation by it of the transactions contemplated hereby will
not, require the Stockholder to obtain any Consent. No Consent of Stockholder’s spouse is necessary under any “community
property” or other laws in order for Stockholder to enter into and perform its obligations under this Agreement.

(e)               
Legal Proceedings. There is no Litigation pending or, to the knowledge of the Stockholder, threatened against or
affecting the Stockholder or any of his or her Affiliates that could reasonably be expected to impair the ability of the Stockholder
to perform his or her obligations hereunder or to consummate the transactions contemplated hereby on a timely basis.

(f)                
Reliance by Beneficial. The Stockholder understands and acknowledges that Beneficial is entering into the Merger
Agreement in reliance upon the Stockholder’s execution and delivery of this Agreement and the representations and warranties
of Stockholder contained herein.

ARTICLE
IV 

OTHER COVENANTS

4.1.            
Prohibition on Transfers; Other Actions.

(a)               
Until the earlier of the receipt of the WSFS Stockholder Approval or the date on which the Merger Agreement is terminated
in accordance with its terms, the Stockholder hereby agrees not to (i) Transfer any of the Covered Shares, Beneficial Ownership
thereof or any other interest specifically therein unless such Transfer is a Permitted Transfer; (ii) enter into any Contract with
any Person, or take any other action, that violates or conflicts with or would reasonably be expected to violate or conflict with,
or result in or give rise to a violation of or conflict with, the Stockholder’s representations, warranties, covenants and
obligations under this Agreement; (iii) except as otherwise permitted by this Agreement or by order of a court of competent jurisdiction,
take any action that could restrict or otherwise affect the Stockholder’s legal power, authority and right to vote all of
the Covered Shares then Beneficially Owned by him or her, or otherwise comply with and perform his or her covenants and obligations
under this Agreement; or (iv) publicly announce any intention to do any of the foregoing. Any Transfer in violation of this provision
shall be void. Following the date hereof, WSFS shall notify its transfer agent that there is a stop transfer order with respect
to all of the Covered Shares until the termination of this Agreement and that this Agreement places limits on the voting of the
Covered Shares subject to the provisions of this Agreement.

(b)               
The Stockholder understands and agrees that if the Stockholder attempts to Transfer, vote or provide any other Person with
the authority to vote any of the Covered Shares other than in compliance with this Agreement, WSFS shall not, and the Stockholder
hereby unconditionally and irrevocably instructs WSFS to not (i) permit such Transfer on its books and records, (ii) issue a new
certificate representing any of the Covered Shares, or (iii) record such vote unless and until the Stockholder shall have complied
with the terms of this Agreement.

4.2.            
Stock Dividends, etc. In the event of a stock split, stock dividend or distribution, or any change in the WSFS Common
Stock by reason of any split-up, reverse stock split, recapitalization, combination, reclassification, exchange of shares or the
like, the terms “Existing Shares” and “Covered Shares” shall be deemed to refer to and include such shares
as well as all such stock dividends and distributions and any securities into which or for which any or all of such shares may
be changed or exchanged or which are received in such transaction.

    	 	5	 

     

    

4.3.            
Notice of Acquisitions, etc. The Stockholder hereby agrees to notify WSFS and Beneficial as promptly as practicable
(and in any event within two Business Days after receipt) in writing of (i) the number of any additional shares of WSFS Common
Stock or other securities of WSFS of which the Stockholder acquires Beneficial Ownership on or after the date hereof and (ii) any
proposed Permitted Transfers of the Covered Shares, Beneficial Ownership thereof or other interest specifically therein.

4.4.            
Stockholder Capacity. The Stockholder is signing this Agreement solely in his or her capacity as a holder of WSFS
Common Stock, and nothing herein shall prohibit, prevent or preclude the Stockholder from taking or not taking any action in the
Stockholder’s capacity as an officer or director of WSFS to the extent permitted by the Merger Agreement.

4.5.            
Further Assurances. From time to time, at the request of Beneficial or WSFS and without further consideration, the
Stockholder shall execute and deliver such additional documents and take all such further action as may be reasonably necessary
to effect the actions and consummate the transactions contemplated by this Agreement.

4.6.            
Disclosure. The Stockholder hereby authorizes Beneficial and WSFS to publish and disclose in any announcement or
disclosure required by applicable Law and any proxy statement filed in connection with the transactions contemplated by the Merger
Agreement the Stockholder’s identity and ownership of the Covered Shares and the nature of the Stockholder’s obligation
under this Agreement.

ARTICLE
V 

MISCELLANEOUS

5.1.            
Termination. This Agreement shall remain in effect until the earlier to occur of (a) the Closing and (b) the
date of termination of the Merger Agreement in accordance with its terms; provided, that the provisions of ARTICLE V shall survive
any termination of this Agreement. Nothing in this Section 5.1 and no termination of this Agreement shall relieve or otherwise
limit any party of liability for fraud, or willful or intentional breach of this Agreement.

5.2.            
No Ownership Interest. Nothing contained in this Agreement shall be deemed to vest in Beneficial or WSFS any direct
or indirect ownership or incidence of ownership of or with respect to any Covered Shares. All rights, ownership and economic benefits
of and relating to the Covered Shares shall remain vested in and belong to the Stockholder, and Beneficial or WSFS shall not have
any authority to direct the Stockholder in the voting or disposition of any of the Covered Shares, except as otherwise provided
herein.

5.3.            
Notices. All notices or other communications which are required or permitted hereunder shall be in writing and sufficient
if delivered by hand, by facsimile transmission (followed by overnight courier), by registered or certified mail, postage pre-paid,
or by courier or overnight carrier, or by email (with receipt confirmed) to the persons at the addresses set forth below (or at
such other address as may be provided hereunder), and shall be deemed to have been delivered as of the date so delivered:

	 	WSFS:	WSFS Financial Corporation  
	 	 	WSFS Bank Center
	 	 	500 Delaware Avenue
	 	 	Wilmington, DE 19801
	 	 	Facsimile Number: (302) 571-6842
	 	 	Attention: Rodger Levenson
	 	 	Email: RLevenson@wsfsbank.com

 

    	 	6	 

     

    

 

	 	Copy to Counsel: 	Covington & Burling LLP
	 	 	One CityCenter
	 	 	850 Tenth Street NW
	 	 	Washington, DC 20001
	 	 	Facsimile Number: (202) 778-5986
	 	 	Attention: Frank M. Conner III
	 	 	Email: rconner@cov.com;
	 	 	Attention: Michael P. Reed
	 	 	Email: mreed@cov.com;
	 	 	Attention: Christopher J. DeCresce
	 	 	Email: cdecresce@cov.com
	 	 	 
	 	Beneficial:	Beneficial Bancorp, Inc.
	 	 	Beneficial Bank 
	 	 	1818 Market Street
	 	 	Philadelphia, PA 19103
	 	 	Facsimile Number: 215-864-6002
	 	 	Attention: Gerard P. Cuddy, President and Chief Executive Officer
	 	 	Email: gcuddy@thebeneficial.com
	 	 	 
	 	Copy to Counsel:	Kilpatrick Townsend & Stockton LLP
	 	 	607 14th Street NW, Suite 900
	 	 	Washington, DC 20005
	 	 	Facsimile Number: (202) 508-5800
	 	 	Attention: Gary R. Bronstein
	 	 	Email:gbronstein@kilpatricktownsend.com
	 	 	Attention: Aaron M. Kaslow
	 	 	Email: akaslow@kilpatricktownsend.com
	 	 	Attention: Stephen F. Donahoe
	 	 	Email: sdonahoe@kilpatricktownsend.com
	 	 	 
	 	Stockholder:	To those persons indicated on Schedule 1.
	 	 	 

5.4.            
Interpretation. Neither this Agreement nor any uncertainty or ambiguity herein shall be construed or resolved against
any party, whether under any rule of construction or otherwise. No party to this Agreement shall be considered the draftsman. The
parties acknowledge and agree that this Agreement has been reviewed, negotiated, and accepted by all parties and their attorneys
and, unless otherwise defined herein, the words used shall be construed and interpreted according to their ordinary meaning so
as fairly to accomplish the purposes and intentions of all parties hereto. Section headings of this Agreement are for reference
purposes only and are to be given no effect in the construction or interpretation of this Agreement. Whenever the context may require,
any pronoun used herein shall include the corresponding masculine, feminine or neuter forms. Whenever the words “include,”
“includes” or “including” are used in this Agreement, they shall be deemed to be followed by the words
“without limitation.”

5.5.            
Counterparts; Delivery by Facsimile or Electronic Transmission. This Agreement may be executed in two or more counterparts,
each of which shall be deemed to be an original, but all of which together shall constitute one and the same instrument. This Agreement
and any signed agreement or instrument entered into in connection with this Agreement, and any amendments or waivers hereto or
thereto, to the extent signed and delivered by means of a facsimile machine or by e-mail delivery of a “.pdf” format
data file, shall be treated in all manner and respects as an original agreement or instrument and shall be considered to have the
same binding legal effect as if it were the original signed version thereof delivered in person. No party hereto or to any such
agreement or instrument shall raise the use of a facsimile machine or e-mail delivery of a “.pdf” format data file
to deliver a signature to this Agreement or any amendment hereto or the fact that any signature or agreement or instrument was
transmitted or communicated through the use of a facsimile machine or e-mail delivery of a “.pdf” format data file
as a defense to the formation of a contract and each party hereto forever waives any such defense.

    	 	7	 

     

    

5.6.            
Entire Agreement. This Agreement and, to the extent referenced herein, the Merger Agreement, together with the several
agreements and other documents and instruments referred to herein or therein or annexed hereto or thereto, constitute the entire
agreement among the parties hereto with respect to the transactions contemplated hereunder and thereunder and supersedes all prior
arrangements or understandings, with respect thereto, written and oral.

5.7.            
Governing Law; Consent to Jurisdiction; Waiver of Jury Trial.

(a)               
The parties agree that this Agreement shall be governed by and construed in all respects in accordance with the Laws of
the State of Delaware without regard to any conflict of Laws or choice of Law principles that might otherwise refer construction
or interpretation of this Agreement to the substantive Law of another jurisdiction.

(b)               
Each party agrees that it will bring any action or proceeding in respect of any claim arising out of or related to this
Agreement or the transactions contemplated hereby exclusively in any federal or state court of competent jurisdiction located in
the State of Delaware (the “Chosen Courts”), and, solely in connection with claims arising under this Agreement
or the transactions that are the subject of this Agreement, (i) irrevocably submits to the exclusive jurisdiction of the Chosen
Courts, (ii) waives any objection to laying venue in any such action or proceeding in the Chosen Courts, (iii) waives any objection
that the Chosen Courts are an inconvenient forum or do not have jurisdiction over any party and (iv) agrees that service of process
upon such party in any such action or proceeding will be effective if notice is given in accordance with Section 5.3.

(c)               
EACH PARTY ACKNOWLEDGES AND AGREES THAT ANY CONTROVERSY WHICH MAY ARISE UNDER THIS AGREEMENT IS LIKELY TO INVOLVE COMPLICATED
AND DIFFICULT ISSUES, AND THEREFORE EACH SUCH PARTY HEREBY IRREVOCABLY AND UNCONDITIONALLY WAIVES, TO THE FULLEST EXTENT PERMITTED
BY APPLICABLE LAW, ANY RIGHT SUCH PARTY MAY HAVE TO A TRIAL BY JURY IN RESPECT OF ANY SUIT, ACTION OR OTHER PROCEEDING DIRECTLY
OR INDIRECTLY ARISING OUT OF OR RELATING TO THIS AGREEMENT OR THE TRANSACTIONS CONTEMPLATED BY THIS AGREEMENT. EACH PARTY CERTIFIES
AND ACKNOWLEDGES THAT: (I) NO REPRESENTATIVE, AGENT OR ATTORNEY OF ANY OTHER PARTY HAS REPRESENTED, EXPRESSLY OR OTHERWISE, THAT
SUCH OTHER PARTY WOULD NOT, IN THE EVENT OF ANY ACTION, SUIT OR PROCEEDING, SEEK TO ENFORCE THE FOREGOING WAIVER, (II) EACH PARTY
UNDERSTANDS AND HAS CONSIDERED THE IMPLICATIONS OF THIS WAIVER, (III) EACH PARTY MAKES THIS WAIVER VOLUNTARILY, AND (IV) EACH PARTY
HAS BEEN INDUCED TO ENTER INTO THIS AGREEMENT BY, AMONG OTHER THINGS, THE MUTUAL WAIVERS AND CERTIFICATIONS IN THIS SECTION 5.7.

5.8.            
Amendments; Waivers. To the extent permitted by Law, this Agreement may be amended or waived by a subsequent writing
signed by each of the parties upon the approval of each of the parties.

5.9.            
Enforcement of Agreement. The parties hereto agree that irreparable damage would occur in the event that any of the
provisions of this Agreement was not performed in accordance with its specific terms or was otherwise breached. It is accordingly
agreed that the parties shall be entitled, without the requirement of posting bond, to an injunction or injunctions to prevent
breaches of this Agreement and to enforce specifically the terms and provisions hereof in any court of the United States or any
state having jurisdiction, this being in addition to any other remedy to which they are entitled at law or in equity. Each of the
parties waives any defense in any action for specific performance that a remedy at law would be adequate.

    	 	8	 

     

    

5.10.         
Severability. Any term or provision of this Agreement which is invalid or unenforceable in any jurisdiction shall,
as to that jurisdiction, be ineffective to the extent of such invalidity or unenforceability without rendering invalid or unenforceable
the remaining terms and provisions of this Agreement or affecting the validity or enforceability of any of the terms or provisions
of this Agreement in any other jurisdiction. If any provision of this Agreement is so broad as to be unenforceable, the provision
shall be interpreted to be only so broad as is enforceable.

5.11.         
Assignment. Except as expressly contemplated hereby, neither this Agreement nor any of the rights, interests or obligations
hereunder shall be assigned by any party hereto (whether by operation of Law or otherwise) without the prior written consent of
the other parties. Any purported assignment in contravention hereof shall be null and void. Subject to the preceding sentences,
this Agreement will be binding upon, inure to the benefit of and be enforceable by the parties and their respective successors
and assigns.

5.12.         
Third Party Beneficiaries. Nothing in this Agreement expressed or implied, is intended to confer upon any Person,
other than the parties or their respective successors, any rights, remedies, obligations, or liabilities under or by reason of
this Agreement. The representations and warranties in this Agreement are the product of negotiations among the parties hereto and
are for the sole benefit of the parties. Any inaccuracies in such representations and warranties are subject to waiver by the parties
hereto in accordance herewith without notice or liability to any other Person. In some instances, the representations and warranties
in this Agreement may represent an allocation among the parties hereto of risks associated with particular matters regardless of
the knowledge of any of the parties hereto. Consequently, Persons other than the parties may not rely upon the representations
and warranties in this Agreement as characterizations of actual facts or circumstances as of the date of this Agreement or as of
any other date. Notwithstanding any other provision hereof to the contrary, no Consent, approval or agreement of any third party
beneficiary will be required to amend, modify to waive any provision of this Agreement.

[Remainder of this page intentionally left blank]

 

    	 	9	 

     

    

IN WITNESS WHEREOF,
the parties hereto have caused this Agreement to be signed (where applicable, by their respective officers or other authorized
Person thereunto duly authorized) as of the date first written above.

WSFS fINANCIAL
cORPORATION

 

 

By: __________________________

Name:

Title:

 

 

 

 

 

bENEFICIAL bANCORP,
INC.

 

 

By: __________________________

Name:

Title:

 

 

Stockholder

 

 

______________________________

Name:

 

 

[Signature Page to Voting Agreement]

 

    	 

     

    

 

Schedule
1

INFORMATION

 

	Name	 	Existing Shares
	 	 	 
	______________________________	 	
        _______________________________

         

 

 

Address for notice:

 

	Name:	 	 
	 	 	 
	Street:	 	 
	 	 	 
	 	 	 
	City, State:	 	 
	 	 	 
	ZIP Code:	 	 
	 	 	 
	Telephone:  	 	 
	 	 	 
	Fax:	 	 
	 	 	 
	Email:Exhibit

Exhibit 10.35

CONSENT AND FIRST AMENDMENT TO CREDIT AGREEMENT

This CONSENT AND FIRST AMENDMENT TO CREDIT AGREEMENT, dated as of June 28, 2018 (this “Amendment”), is entered into by and among EQUINIX, INC., a Delaware corporation (“Equinix” or the “Borrower”), the Guarantors, each “Lender” (as such term is defined in the Credit Agreement referred to below) party hereto, and BANK OF AMERICA, N.A., as Administrative Agent.  Capitalized terms not otherwise defined herein which are defined in the Credit Agreement shall have the same respective meanings herein as therein.
WHEREAS, the Borrower, the Guarantors, the Lenders, the Administrative Agent, and certain other parties thereto, are parties to that certain Credit Agreement, dated as of December 12, 2017 (as amended, amended and restated, supplemented or otherwise modified and in effect from time to time, the “Credit Agreement”), pursuant to which the Lenders agreed to make Loans and participate in Letters of Credit issued by the L/C Issuer, all upon the terms and subject to the conditions set forth therein; and
WHEREAS, the Borrower has requested certain amendments to the Credit Agreement, and the Lenders and L/C Issuer are willing to amend the Credit Agreement on the terms and conditions set forth herein. 
NOW, THEREFORE, in consideration of the premises and the mutual agreements contained herein and for other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereto hereby agree as follows:
§ 1.  Amendments to the Credit Agreement.  
1.01.    Section 1.01 to the Credit Agreement is hereby amended by adding the following definition in its proper alphabetical order:
“Permitted Multi-Year L/Cs” means (a) the Letters of Credit listed on Schedule 2.03 (and any extensions or renewals of such Letters of Credit), and (b) other Letters of Credit with an expiry date occurring more than twelve months after the date of issuance or last extension but not later than (i) the Letter of Credit Expiration Date, or (ii) solely in the event that the Borrower Cash Collateralizes all applicable L/C Obligations not later than the Letter of Credit Expiration Date, a date that is no later than twelve months after the Letter of Credit Expiration Date; provided that the aggregate stated amount of all Permitted Multi-Year L/Cs issued pursuant to clause (b) shall not exceed $50,000,000 at any time.

1.02.    Sections 2.03(a)(ii)(A) and (B) to the Credit Agreement are hereby amended by amending and restating such subsections in their entirety as follows:
(A)    subject to Section 2.03(b)(iii), the expiry date of the requested Letter of Credit would occur more than twelve months after the date of issuance or last extension, unless (x) the Required Revolving Lenders have approved such expiry date or (y) such Letter of Credit is a Permitted Multi-Year L/C; or
(B)    the expiry date of the requested Letter of Credit would occur after the Letter of Credit Expiration Date, unless (x) all the Revolving Lenders have approved such expiry date or (y) such Letter of Credit is a Permitted Multi-Year L/C issued pursuant to clause (b)(ii) of the definition thereof.
1.03.    Clause (iv) of Section 10.01 to the Credit Agreement is hereby amended by replacing the phrase “as contemplated by clause (ii) of Section 2.13(e)” with the phrase “as contemplated by clause (iii) of Section 2.13(e).”
1.04.    The Credit Agreement is hereby amended by adding the new Schedule 2.03 attached hereto as Annex A.

§ 2.      Consent to Issuance of Letters of Credit.  Notwithstanding anything to the contrary in Section 2.03(a)(ii) to the Credit Agreement, the Required Revolving Lenders hereby confirm their consent to the issuance of each of the Letters of Credit listed on Schedule 2.03, attached hereto as Annex A.
§ 3.      Conditions to Effectiveness.  This Amendment shall become effective as of the date hereof upon the satisfaction of each of the following conditions, in each case in a manner satisfactory in form and substance to the Administrative Agent:
3.01.    This Amendment shall have been duly executed and delivered by the Borrower, the other Loan Parties, the Administrative Agent, the Required Lenders, all of the Revolving Lenders and the L/C Issuer; 
3.02.    The Borrower shall have paid all reasonable fees, charges and disbursements of counsel to the Administrative Agent (directly to such counsel if requested by the Administrative Agent) to the extent invoiced prior to the date hereof; 
3.03.    Delivery of such other items, documents, agreements and/or actions as the Administrative Agent may reasonably request.
§ 4.      Representations and Warranties; No Default.  Each of the Loan Parties represents and warrants to the Lenders and the Administrative Agent, on and as of the date hereof, that the representations and warranties set forth in Article V of the Credit Agreement, and in each other Loan Document, are true and correct in all material respects (except (i) to the extent of changes resulting from transactions contemplated or permitted by this Amendment, the Credit Agreement and the other Loan Documents, (ii) for representations and warranties which are qualified by the inclusion of a materiality standard, which representations and warranties are true and correct in all respects, (iii) to the extent that such representations and warranties specifically refer to an earlier date, in which case they are true and correct in all material respects as of such earlier date (except to the extent such representations and warranties are qualified by the inclusion of a materiality standard, in which case they are true and correct in all respects as of such earlier date) and (iv) that the representations and warranties contained in clauses (a) and (b) of Section  5.05 of the Credit Agreement shall be deemed to refer to the most recent statements furnished pursuant to clauses (a) and (b), respectively, of Section 6.01 of the Credit Agreement), provided that all references therein to the Credit Agreement shall refer to the Credit Agreement as amended hereby.  In addition, each of the Loan Parties hereby represents and warrants that the execution and delivery by such Person of this Amendment and the performance by such Person of all of its agreements and obligations under the Credit Agreement as amended hereby are within the corporate or other organizational authority of such Person and have been duly authorized by all necessary corporate or other organizational action on the part of such Person.  The execution and delivery of this Amendment will result in valid and legally binding obligations of such Loan Party, enforceable against such Loan Party in accordance with its terms, except as limited by bankruptcy, insolvency or other laws of general application relating to or affecting the enforcement of creditors’ rights generally and general principles of equity.  Each of the Loan Parties hereby further represents and warrants that no Default or Event of Default has occurred and is continuing. 
§ 5.      Ratification, etc.  Except as expressly amended or otherwise modified hereby, the Credit Agreement (including the Multiparty Guaranty) and all documents, instruments and agreements related thereto, including, but not limited to the other Loan Documents, are hereby ratified and confirmed in all respects and shall continue in full force and effect.  No amendment, consent or waiver herein granted or agreement herein made shall extend beyond the terms expressly set forth herein for such amendment, consent, waiver or agreement, as the case may be, nor shall anything contained herein be deemed to imply any willingness of the Administrative Agent or the Lenders to agree to, or otherwise prejudice any rights of the Administrative Agent or the Lenders with respect to, any similar amendments, consents, waivers or agreements that may be requested for any future period, and this Amendment shall not be construed as a waiver of any other provision of the Loan Documents or to permit the Borrower or any other Loan Party to take any other action which is prohibited by the terms of the Credit Agreement and the other Loan Documents.  The Credit Agreement and this Amendment shall be read and construed as a single agreement.  All references in the Credit Agreement or to any related agreement or instrument to the Credit Agreement shall hereafter refer to the Credit Agreement as amended hereby.  This Amendment shall constitute a Loan Document.  Each of the Guarantors party to the Multiparty Guaranty hereby acknowledges and consents to this Amendment and agrees that the Multiparty Guaranty and all other Loan Documents to which each of the Guarantors is a party remain in full force and effect, and each of the Guarantors confirms and ratifies all of its Obligations thereunder.

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§ 6.      Counterparts.  This Amendment may be executed in one or more counterparts, each of which shall be deemed an original but which together shall constitute one and the same instrument.  Delivery of an executed counterpart of a signature page of this Amendment by facsimile or other electronic imaging means shall be effective as delivery of an original executed counterpart of this Amendment.
§ 7.      Governing Law.  THIS AMENDMENT SHALL BE GOVERNED BY, AND CONSTRUED AND ENFORCED IN ACCORDANCE WITH, THE LAW OF THE STATE OF NEW YORK.
[Remainder of page intentionally left blank.]
 

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IN WITNESS WHEREOF, the parties hereto have executed this Amendment as of the date first above written.

	
		
	BORROWER:
	EQUINIX, INC. 

By:      /s/ Keith Taylor   
 Name: Keith Taylor   
 Title:   Chief Financial Officer

	GUARANTORS:
	EQUINIX LLC

By:      /s/ Simon Miller   
 Name: Simon Miller   
 Title:   Chief Financial Officer

	 
	SWITCH & DATA LLC
By: Equinix LLC, its sole managing member

By:      /s/ Simon Miller   
 Name: Simon Miller   
 Title:   Chief Financial Officer

	 
	EQUINIX (US) ENTERPRISES, INC.

By:      /s/ Simon Miller   
 Name: Simon Miller   
 Title:   Chief Financial Officer

SIGNATURE PAGE TO CONSENT AND FIRST AMENDMENT

BANK OF AMERICA, N.A.,  
as Administrative Agent

		
	By:
	/s/ Angela Larkin         
Name: Angela Larkin     
Title:   Vice President    

BANK OF AMERICA, N.A.,  
as a Lender and L/C Issuer

		
	By:
	/s/ Noreen Lee             
Name: Noreen Lee     
Title:   Vice President    

SIGNATURE PAGE TO CONSENT AND FIRST AMENDMENT

JPMORGAN CHASE BANK, N.A.,  
as a Lender

		
	By:
	/s/ Bruce S. Borden         
Name: Bruce S. Borden     
Title:   Executive Director    

SIGNATURE PAGE TO CONSENT AND FIRST AMENDMENT

MUFG Bank, Ltd. (f.k.a. The Bank of Tokyo-Mitsubishi UFJ, Ltd.),  
as a Lender

		
	By:
	/s/ Matthew Antioco         
Name: Matthew Antioco     
Title:   Director 

SIGNATURE PAGE TO CONSENT AND FIRST AMENDMENT

ROYAL BANK OF CANADA,  
as a Lender

		
	By:
	/s/ Scott Johnson         
Name: SCOTT JOHNSON     
Title:   AUTHORIZED SIGNATORY

SIGNATURE PAGE TO CONSENT AND FIRST AMENDMENT

CITIBANK, N.A.,  
as a Lender

		
	By:
	/s/ Robert F. Parr         
Name: Robert F. Parr     
Title:   Managing Director

SIGNATURE PAGE TO CONSENT AND FIRST AMENDMENT

THE TORONTO-DOMINION BANK, NEW YORK BRANCH,  
as a Lender

		
	By:
	/s/ Annie Dorval         
Name: ANNIE DORVAL     
Title:   AUTHORIZED SIGNATORY

SIGNATURE PAGE TO CONSENT AND FIRST AMENDMENT

WELLS FARGO BANK, NATIONAL ASSOCIATION,  
as a Lender

		
	By:
	/s/ Elizabeth Gaynor         
Name: Elizabeth Gaynor     
Title:   Director

SIGNATURE PAGE TO CONSENT AND FIRST AMENDMENT

HSBC BANK USA, N.A.,  
as a Lender

		
	By:
	/s/ Rumesha Ahmed         
Name: Rumesha Ahmed     
Title:   Vice President

SIGNATURE PAGE TO CONSENT AND FIRST AMENDMENT

BARCLAYS BANK PLC,  
as a Lender

		
	By:
	/s/ Jake Lam             
Name: Jake Lam     
Title:   Assistant Vice President

SIGNATURE PAGE TO CONSENT AND FIRST AMENDMENT

GOLDMAN SACHS BANK USA,  
as a Lender

		
	By:
	/s/ Chris Lam             
Name: Chris Lam     
Title:   Authorized Signatory

SIGNATURE PAGE TO CONSENT AND FIRST AMENDMENT

ING Capital LLC,  
as a Lender

		
	By:
	/s/ Jonathan Feld         
Name: Jonathan Feld     
Title:   Vice President

		
	By:
	/s/ Stephen M. Nettler         
Name: Stephen M. Nettler     
Title:   Managing Director

SIGNATURE PAGE TO CONSENT AND FIRST AMENDMENT

PNC BANK, NATIONAL ASSOCIATION,  
as a Lender

		
	By:
	/s/ Amy Tallia             
Name: Amy Tallia     
Title:   VP Corporate Banking

SIGNATURE PAGE TO CONSENT AND FIRST AMENDMENT

BNP PARIBAS,  
as a Lender

		
	By:
	/s/ Charles de Clapiers     
Name: Charles de Clapiers     
Title:   Director

		
	By:
	/s/ Todd Rodgers         
Name: Todd Rodgers     
Title:   Director

SIGNATURE PAGE TO CONSENT AND FIRST AMENDMENT

Sumitomo Mitsui Banking Corporation,  
as a Lender

		
	By:
	/s/ James D. Weinstein     
Name: James D. Weinstein 
Title:   Managing Director

SIGNATURE PAGE TO CONSENT AND FIRST AMENDMENT

MORGAN STANLEY BANK, N.A.,  
as a Lender

		
	By:
	/s/ Emanuel Ma         
Name: Emanuel Ma 
Title:   Authorized Signatory

SIGNATURE PAGE TO CONSENT AND FIRST AMENDMENT

U.S. Bank National Association,  
as a Lender

		
	By:
	/s/ Dan Stevens         
Name: Dan Stevens 
Title:   Senior Vice President

SIGNATURE PAGE TO CONSENT AND FIRST AMENDMENT

Mizuho Bank, Ltd.,  
as a Lender

		
	By:
	/s/ Raymond Ventura         
Name: Raymond Ventura 
Title:   Managing Director

SIGNATURE PAGE TO CONSENT AND FIRST AMENDMENT

THE BANK OF NOVA SCOTIA,  
as a Lender

		
	By:
	/s/ Jason Rinne         
Name: Jason Rinne 
Title:   Director

SIGNATURE PAGE TO CONSENT AND FIRST AMENDMENT

ANNEX A

Schedule 2.03
Permitted Multi-Year Letters of Credit
	
								
	Instrument ID
	Issue Date
	Expiry Date
	Applicant Name
	Beneficiary Name
	Currency
	Local Curr Amt
	USD Amt

	00000068132855
	5/25/2017
	8/31/2018
	EQUINIX SINGAPORE PT
	BANK OF AMERICA
	SGD
	121,671.24
	91,910.59

	00000068132856
	5/25/2017
	8/31/2018
	EQUINIX SINGAPORE PT
	BANK OF AMERICA
	SGD
	4,013,162.88
	3,031,547.65

	00000068132857
	5/25/2017
	8/31/2018
	EQUINIX SINGAPORE PT
	BANK OF AMERICA
	SGD
	2,835.78
	2,142.15

	00000068132858
	5/25/2017
	8/31/2018
	EQUINIX SINGAPORE PT
	BANK OF AMERICA
	SGD
	1,564,605.00
	1,181,904.34

	00000068133023
	5/25/2017
	8/31/2018
	EQUINIX SINGAPORE PT
	BANK OF AMERICA
	SGD
	189,956.04
	143,493.00

	00000068133574
	6/14/2017
	8/31/2018
	EQUINIX AUSTRALIA PT
	BANK OF AMERICA
	AUD
	100,000.00
	75,550.00

	00000068133728
	6/19/2017
	10/30/2018
	EQUINIX AUSTRALIA PT
	BANK OF AMERICA
	AUD
	100,000.00
	75,550.00

	00000068133080
	7/25/2017
	10/1/2018
	EQUINIX HONG KONG LI
	BANK OF AMERICA
	HKD
	19,824,000.00
	2,525,801.61

	00000068136727
	12/18/2017
	4/30/2020
	EQUINIX SINGAPORE PT
	BANK OF AMERICA
	SGD
	3,517,114.00
	2,656,831.78

	00000068136527
	12/21/2017
	9/30/2019
	EQUINIX HONG KONG LI
	BANK OF AMERICA
	HKD
	9,106,219.50
	1,160,235.26

	00000068137240
	3/27/2018
	8/31/2020
	EQUINIX SINGAPORE PT
	BANK OF AMERICA
	SGD
	344,662.32
	260,358.30

	00000068094943
	4/6/2018
	4/6/2020
	EQUINIX, INC.
	ANZ BANKING GROUP LI
	AUD
	2,500,000.00
	1,888,750.00

	00000068094947
	4/6/2018
	10/1/2019
	EQUINIX, INC.
	ANZ BANKING GROUP LI
	AUD
	125,000.00
	94,437.50

	00000068094948
	4/18/2018
	10/30/2022
	EQUINIX AUSTRALIA PT
	BANK OF AMERICA
	AUD
	1,192,207.32
	900,712.63

	00000068094946
	4/30/2018
	5/30/2022
	EQUINIX AUSTRALIA PT
	BANK OF AMERICA
	AUD
	1,786,292.00
	1,349,543.61

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