Document:

Amendment Seven to Regions Supplemental 401(K) Plan

 EXHIBIT 10.1 
 AMENDMENT SEVEN 
 TO THE 
 REGIONS FINANCIAL CORPORATION 
 SUPPLEMENTAL 401(K) PLAN 
 Regions Financial Corporation (the “Company”) hereby amends the Supplemental 401(k) Plan as follows: 
 1. Section 1.1 is hereby amended by substituting the following definition of “Eligible Employee”: 
 Effective January 1, 2008, “Eligible Employee” means an Employee whose base salary is at least 200% of the
amount in Section 414(q)(1)(B)(i) of the Code, as indexed. Effective January 1, 2008, Participants transferring employment to Morgan Keegan shall cease active participation in this Plan as of the date of the Participant’s transfer to
Morgan Keegan and shall no longer be an Eligible Employee. 
 2. Effective January 1, 2008, Section 2.1 is hereby
amended by adding the following paragraphs to the end thereof: 
 Notwithstanding anything above to the
contrary, an Eligible Employee shall be eligible to participate hereunder as of the January 1 coinciding with or next following the date that the Employee has a base salary that equals or exceeds 200% of the amount set fort in
Section 414(q)(1)(B)(i) of the Code, as indexed. 
 Effective January 1, 2008, Participants
transferring employment to Morgan Keegan will no longer be eligible to participate and shall cease active participation in this Plan as of the date of the Participant’s transfer to Morgan Keegan. 
 3. Section 3.3 is hereby amended by adding the following paragraph to the end thereof: 
 Effective January 1, 2008, a Participant’s deferrals for any Plan Year shall not commence under this Plan until
the Participant has deferred the maximum amount the Participant is allowed to defer under the Regions Financial Corporation 401(k) Plan.Amendment Five to the AmSouth Supplemental Thrift Plan

 EXHIBIT 10.2 
 AMENDMENT NUMBER FIVE 
 TO THE 
 AMSOUTH BANCORPORATION SUPPLEMENTAL THRIFT PLAN 
 Regions
Financial Corporation (the “Company”) hereby amends the AmSouth Bancorporation Supplemental Thrift Plan (the “Plan”) as follows: 
 1. Effective January 1, 2008, by adding the following paragraph to the end of Section 2.8: 
 Effective January 1, 2008, Participants transferring employment to Morgan Keegan shall cease active participation in this Plan as of the date of the Participant’s transfer to Morgan Keegan. 
 2. Effective January 1, 2008, by adding the following paragraph to the end of Section 3.1(b): 
 Notwithstanding the foregoing, any Employee hired on or after January 1, 2008 shall be eligible to participate
hereunder as of the January 1 coinciding with or next following the date that the Employee has a Base Salary that equals or exceeds 200% of the amount set forth in Section 414(q)(1)(B)(i) of the Code, as indexed. 
 3. Effective January 1, 2008, by adding the following paragraph to Section 3.1(c) of the Plan: 
 Effective January 1, 2008, any other Employee shall be a Participant on the January 1 immediately following the
date he or she is designated in writing as a Participant in this Plan by the Chief Executive Officer of the Company or his designee. 
 4. Effective January 1, 2008, by adding the following paragraph to Section 3.1(d) of the Plan: 
 Effective January 1, 2008, Participants transferring employment to Morgan Keegan shall cease active participation in this Plan as of the date of the Participant’s transfer to Morgan Keegan. 
 5. All of the other terms, provisions and conditions of the Plan not herein amended shall remain in full force and effect.Amendment Six to the AmSouth Supplemental Thrift Plan

 EXHIBIT 10.3 
 AMENDMENT NUMBER SIX 
 TO THE 
 AMSOUTH BANCORPORATION SUPPLEMENTAL THRIFT PLAN 
 Regions
Financial Corporation (the “Company”) hereby amends the AmSouth Bancorporation Supplemental Thrift Plan (the “Plan”) as follows: 
 1. Effective January 1, 2008, by adding the following as subsection (c) of Section 2.1: 
 (c) Employer Contributions Account means the portion of the Participant’s Account attributable to employer contributions made by the Employer on the Participant’s behalf under Section 4.2A including any
gains and losses credited on such contributions under Section 5.2. 
 2. Effective January 1, 2008, by adding the
following as Section 4.2A: 
 4.2A Employer Contributions 
 For Plan Years beginning on and after January 1, 2008, the Employer will make an annual employer contribution in
accordance with the following: 
 (a) Eligibility. A Participant who was eligible to receive matching
contributions for the prior Plan Year, and who is employed by the Company on the first business day of the year of the employer contribution, shall be eligible to receive employer contributions in accordance with this Section 4.2A. 

(b) Amount. The amount of the employer contribution credited to a Participant’s account under this Plan
shall be in an amount that is equal to the difference between (i) and (ii) below: 
 (i) the amount
of matching contributions (up to 6% of Compensation) the Participant would have received under this Plan for the prior Plan Year if the Participant’s supplemental salary reduction agreement, executed prior to the beginning of the prior Plan
Year, or in the case of a Participant who first became eligible to participate during the prior Plan Year, executed within 30 days of the Participant’s initial eligibility during the prior Plan Year, had been applied to all Compensation for the
prior Plan Year earned subsequent to the election and earned on and after the date the supplemental salary reduction agreement became effective under 4.1(b); and 
 (ii) the amount of matching contributions the Participant actually received for the prior Plan Year. 
 (c) Allocations. Employer contributions shall be allocated to each Participant’s Employer Contribution Account as soon as administratively feasible, but in no event later than
February 28 (or the next following business day) of the Plan Year. 
 3. All of the other terms, provisions and
conditions of the Plan not herein amended shall remain in full force and effect.Amendment Two to the AmSouth Supplemental Retirement Plan

 EXHIBIT 10.4 
 AMENDMENT NUMBER TWO 
 TO THE 
 AMSOUTH BANCORPORATION 
 SUPPLEMENTAL RETIREMENT PLAN 
 Amended and Restated as of January 1, 2004 
 Regions Financial Corporation (the “Company”) hereby amends the AmSouth Bancorporation Supplemental Retirement Plan (the “Plan”) as follows: 
 1. Effective January 1, 2008, by adding the following at the end of Section 3.02: 
 Notwithstanding the foregoing or anything to the contrary herein, effective January 1, 2008, the determination of
benefits under this Supplemental Plan under the optional forms of payment shall continue to be based on the actuarial factors in effect in the Retirement Plan as of December 31, 2007. However, the modification of the change in look-back month
that becomes effective January 1, 2008 shall apply. 
 2. All of the other terms provisions and conditions of the
Supplemental Plan not herein amended shall remain in full force and effect.Amendment to Regions 2006 Long Term Incentive Plan

 EXHIBIT 10.5 
 Amendment to 
 Regions Financial Corporation 
 2006 Long-Term Incentive Plan 
 WHEREAS, the Regions Financial Corporation 2006 Long-Term Incentive Plan (the “Plan”) was approved by the stockholders of Regions Financial Corporation (the “Company”) on May 18, 2006; 
 WHEREAS, Section 16.1 of the Plan provides that the Committee (as defined in the Plan) may from time to time amend the Plan, except
in certain respects not material hereto; 
 NOW, THEREFORE, the Committee hereby amends the Plan in the following respects,
effective as of February 7, 2008. 
  

	 	1.	 Section 3.1(m) is amended in its entirety to read as follows: 

 “Fair Market Value” means, as of any given date, the closing sale price of a share of Stock on the date in question as reported by the principal consolidated transactions reporting
system for securities listed on the principal securities exchange on which the Stock is traded or, if there is no such sale on the relevant date, then on the last previous day on which a sale was reported. 
  

	 	2.	 A new Section 3.1(ii) is added to read as follows: 

 “Retirement” means that the Participant experiences a separation from service (other than for Cause) at a time when the Participant is at least 55 years old and has at least 10 years of
service with the Company or any of its subsidiaries. 
  

	 	3.	 Section 14.9(b)(ii) is amended in its entirety to read as follows: 

 (ii) If the Participant’s employment is terminated for reasons other than (I) by reason of Disability or death or Retirement, or (II) by the Company for Cause, for that
Participant and with respect to any Option or Stock Appreciation Right that is vested and fully exercisable on the date of termination of employment, the period for exercising that Option or Stock Appreciation Right shall end ninety (90) days
after the date of the Participant’s termination of employment and any unexercised Option or Stock Appreciation Right shall lapse at the end of such ninety-day period. 
  

	 	4.	 Section 14.9(b)(v) is amended in its entirety to read as follows: 

 (v) If the Participant’s employment is terminated by reason of Retirement, then each of that Participant’s then outstanding Options and Stock Appreciation Rights shall immediately
vest and remain exercisable for the original term of each such Option and Stock Appreciation Right, unless the Committee in its discretion determines otherwise. 
  

	 	5.	 Sections 14.9(c)(ii) and (iii) are amended in their entirety to read as follows: 

 (ii) If the Participant’s employment is terminated by reason of Retirement, then all restrictions applicable to such Award will
lapse, or the Award will be deemed earned in its entirety, as the case may be, unless the Committee in its discretion determines otherwise. 
 (iii) If the Participant’s employment is terminated for any reason other than by reason of death, Disability, or Retirement, then the restricted or unearned portion of the Award shall automatically and
immediately be cancelled and forfeited, unless the Committee in its discretion determines otherwise.

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