Document:

Line of Credit Agreements

 EXHIBIT 4.14 

English Summary of the Line of Credit Agreement (no. 1) between Banco do Brasil and Ipiranga, dated June 16, 2010 

Preamble 
 The agreement sets forth the
terms and conditions for a R$300 million line of credit provided by Banco do Brasil S.A. (“Banco do Brasil”) for Ipiranga Produtos de Petróleo S.A. (“IPP”). 

Use of Loan 
 IPP agrees to use the
amounts provided under the agreement exclusively for trading, production or other uses related to agricultural products. 
 Term and Interest

 The line of credit shall mature on May 31, 2013 and the borrower must repay all outstanding obligations at the maturity date, which
shall include any accrued interest owed. 
 All amounts bear an annual fixed interest rate of 12.006%. Interest payments shall be made on the
date at which the principal is repaid. 
 In the event the loan ceases to finance trading, production or other uses related to agricultural
products, the entire outstanding loan will become due immediately. In this case, the interest rate between the date of non-compliance and the accelerated payment is made shall be adjusted based on the Brazilian Central Bank’s lending rate, plus
an additional 2.5% per month fee. 
 IPP agrees to make all tax payments required by law. 

Early Repayment under Resolution No. 3401/06 issued by the Brazilian Central Bank 

The agreement provides that IPP may make an early prepayment of its outstanding loan, subject to a 2% fee on the outstanding balance, except in the event
IPP is considered a micro or small sized company, as defined in Brazilian law. 
 Acceleration Provisions 

If IPP fails to make any required payment, all scheduled subsequent payments will be considered in default and Banco do Brasil may demand immediate
payment for the entire outstanding amount. Banco do Brasil may also consider IPP in default if borrower files for bankruptcy or other judicial protection, or is the subject of a judicial ruling rendering it unable to repay outstanding obligations.

 In the event of default, the interest rate applicable to the line of credit will be changed to the market rate on the date of default and
shall incur an additional 1% fee per year. 
 In addition, if IPP or its subsidiaries have any loan in excess of R$100 million accelerated, the
entire outstanding amount under this line of credit shall become due after 30 days following the receipt of the acceleration notice by Banco do Brasil, unless IPP (or its subsidiaries, if applicable) has cured the action triggering the prior
acceleration within such period. 
 Final Provisions 

Payments must be made at Banco do Brasil’s São Paulo branch. The agreement also states that IPP is aware that information with respect to this
loan has been submitted to certain government agencies. 
  

 1 

 English Summary of the Line of Credit Agreement (no. 2) between Banco do Brasil and Ipiranga, dated
June 16, 2010 
 Preamble 

The agreement sets forth the terms and conditions for a R$300 million line of credit provided by Banco do Brasil S.A. (“Banco do Brasil”) for
Ipiranga Produtos de Petróleo S.A. (“IPP”). 
 Use of Loan 

IPP agrees to use the amounts provided under the agreement exclusively for trading, production or other uses related to agricultural products. 

Term and Interest 
 The line of credit
shall mature on May 26, 2014 and the borrower must repay all outstanding obligations at the maturity date, which shall include any accrued interest owed. 

All amounts bear an annual fixed interest rate of 12.087%. Interest payments shall be made on the date at which the principal is repaid. 

In the event the loan ceases to finance trading, production or other uses related to agricultural products, the entire outstanding loan will become due
immediately. In this case, the interest rate between the date of non-compliance and the accelerated payment is made shall be adjusted based on the Brazilian Central Bank’s lending rate, plus an additional 2.5% per month fee. 

IPP agrees to make all tax payments required by law. 

Early Repayment under Resolution No. 3401/06 issued by the Brazilian Central Bank 

The agreement provides that IPP may make an early prepayment of its outstanding loan. subject to a 2% fee on the outstanding balance, except in the event
IPP is considered a micro or small sized company, as defined in Brazilian law. 
 Acceleration Provisions 

If IPP fails to make any required payment, all scheduled subsequent payments will be considered in default and Banco do Brasil may demand immediate
payment for the entire outstanding amount. Banco do Brasil may also consider IPP in default if borrower files for bankruptcy or other judicial protection, or is the subject of a judicial ruling rendering it unable to repay outstanding obligations.

 In the event of default, the interest rate applicable to the line of credit will be changed to the market rate on the date of default and
shall incur an additional 1% fee per year. 
 In addition, if IPP or its subsidiaries have any loan in excess of R$100 million accelerated, the
entire outstanding amount under this line of credit shall become due after 30 days following the receipt of the acceleration notice by Banco do Brasil, unless IPP (or its subsidiaries, if applicable) has cured the action triggering the prior
acceleration within such period. 
 Final Provisions 

Payments must be made at Banco do Brasil’s São Paulo branch. The agreement also states that IPP is aware that information with respect to this
loan has been submitted to certain government agencies. 
  

 2 

 English Summary of the Line of Credit Agreement (no. 3) between Banco do Brasil and Ipiranga, dated
June 16, 2010 
 Preamble 

The agreement sets forth the terms and conditions for a R$300 million line of credit provided by Banco do Brasil S.A. (“Banco do Brasil”) for
Ipiranga Produtos de Petróleo S.A. (“IPP”). 
 Use of Loan 

IPP agrees to use the amounts provided under the agreement exclusively for trading, production or other uses related to agricultural products. 

Term and Interest 
 The line of credit
shall mature on May 21, 2015 and the borrower must repay all outstanding obligations at the maturity date, which shall include any accrued interest owed. 

All amounts bear an annual fixed interest rate of 12.139%. Interest payments shall be made on the date at which the principal is repaid. 

In the event the loan ceases to finance trading, production or other uses related to agricultural products, the entire outstanding loan will become due
immediately. In this case, the interest rate between the date of non-compliance and the accelerated payment is made shall be adjusted based on the Brazilian Central Bank’s lending rate, plus an additional 2.5% per month fee. 

IPP agrees to make all tax payments required by law. 

Early Repayment under Resolution No. 3401/06 issued by the Brazilian Central Bank 

The agreement provides that IPP may make an early prepayment of its outstanding loan, subject to a 2% fee on the outstanding balance, except in the event
IPP is considered a micro or small sized company, as defined in Brazilian law. 
 Acceleration Provisions 

If IPP fails to make any required payment, all scheduled subsequent payments will be considered in default and Banco do Brasil may demand immediate
payment for the entire outstanding amount. Banco do Brasil may also consider IPP in default if borrower files for bankruptcy or other judicial protection, or is the subject of a judicial ruling rendering it unable to repay outstanding obligations.

 In the event of default, the interest rate applicable to the line of credit will be changed to the market rate on the date of default and
shall incur an additional 1% fee per year. 
 In addition, if IPP or its subsidiaries have any loan in excess of R$100 million accelerated, the
entire outstanding amount under this line of credit shall become due after 30 days following the receipt of the acceleration notice by Banco do Brasil, unless IPP (or its subsidiaries, if applicable) has cured the action triggering the prior
acceleration within such period. 
 Final Provisions 

Payments must be made at Banco do Brasil’s São Paulo branch. The agreement also states that IPP is aware that information with respect to this
loan has been submitted to certain government agencies. 
  

 3Supplemental Indenture No. 4 to Master Indenture

 Exhibit 4.1 

SUPPLEMENTAL INDENTURE NO. 4 TO MASTER INDENTURE 

This SUPPLEMENTAL INDENTURE NO. 4 TO MASTER INDENTURE, dated as of June 28, 2010 (this “Supplemental Indenture”) is
made between the World Financial Network Credit Card Master Note Trust, as Issuer (the “Issuer”) and The Bank of New York Mellon Trust Company, N.A., formerly known as The Bank of New York Trust Company, N.A. (as successor in
interest to BNY Midwest Trust Company), as Indenture Trustee (the “Indenture Trustee”), to the Master Indenture, dated as of August 1, 2001, between the Issuer and the Indenture Trustee (as amended by the Omnibus Amendment,
dated as of March 31, 2003, as further amended by the Supplemental Indenture No. 1 to Master Indenture, dated as of August 13, 2003, as further amended by the Supplemental Indenture No. 2 to Master Indenture, dated as of
June 13, 2007, as further amended by the Supplemental Indenture No. 3 to Master Indenture, dated as of May 27, 2008, and as supplemented by the Agreement of Resignation, Appointment and Acceptance, dated as of May 27, 2008, as
amended and supplemented, the “Master Indenture”). Capitalized terms used and not otherwise defined in this Supplemental Indenture are used as defined in the Master Indenture. 

WHEREAS, the Issuer and the Indenture Trustee desire to amend the Master Indenture in certain respects as set forth below; 

NOW, THEREFORE, in consideration of the premises and for other good and valuable consideration (the receipt and sufficiency of which are
hereby acknowledged), the parties hereto agree as follows: 
 SECTION 1. Amendment to the Master Indenture. The
definition of “Account” where it appears in Annex A to the Master Indenture is deleted in its entirety and replaced with the following: 

“Account” means (i) each open end credit card account designated as an “Account” pursuant
to (and as defined in) the Pooling and Servicing Agreement and (ii) each Automatic Additional Account, each Supplemental Account and each other revolving credit card account which is identified by account number or identification number in each
computer file or microfiche list delivered to the Indenture Trustee by the Servicer pursuant to Section 2.1 or 2.6 of the Transfer and Servicing Agreement. The term “Account” excludes any Account all the Receivables in
which are either reassigned or assigned to Transferor or its designee or Servicer in accordance with the Pooling and Servicing Agreement or the Transfer and Servicing Agreement, and any inactive Accounts which in accordance with the Credit Card
Guidelines have been removed from the computer records of the Credit Card Originator. The term “Account” includes each account into which an Account is transferred (a “Transferred Account”) so long as (a) such
transfer is made in accordance with the Credit Card Guidelines and (b) such Transferred Account can be traced or identified, by reference to or by way of the Account Schedule delivered to the Owner Trustee pursuant to Section 2.1 or
2.6(d) of the Transfer and Servicing Agreement, as an account into which an Account has been transferred. The term “Account” includes an Automatic Additional Account or a Supplemental Account only from and after its Addition Date
and includes any Removed Account only prior to its Removal Date. 
  

					
		  		  	 Supplemental Indenture No. 4

to Master Indenture

 SECTION 2. Conditions to Effectiveness. This Supplemental Indenture shall become
effective, as of the date hereof (the “Effective Date”), upon (i) receipt by each of the parties hereto of counterparts duly executed and delivered by each of the parties hereto and (ii) satisfaction of each of the
conditions precedent described in Section 10.1(a) of the Master Indenture, and thereafter shall be binding on the parties hereto and their respective successors and assigns. 

SECTION 3. Effect of Amendment; Ratification. (a) On and after the Effective Date, this Supplemental Indenture shall be a
part of the Master Indenture and each reference in the Master Indenture to “this Agreement” or “hereof”, “hereunder” or words of like import, and each reference in any other Transaction Document to the Master Indenture
shall mean and be a reference to the Master Indenture as amended hereby. 
 (b) Except as expressly amended hereby, the Master
Indenture shall remain in full force and effect and is hereby ratified and confirmed by the parties hereto. 
 SECTION 4.
Governing Law. THIS SUPPLEMENTAL INDENTURE SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW YORK, WITHOUT REFERENCE TO ITS CONFLICT OF LAWS PROVISIONS. EACH OF THE PARTIES TO THIS SUPPLEMENTAL INDENTURE
HEREBY AGREES TO THE JURISDICTION OF THE UNITED STATES DISTRICT COURT FOR THE SOUTHERN DISTRICT OF NEW YORK AND ANY APPELLATE COURT HAVING JURISDICTION TO REVIEW THE JUDGMENTS THEREOF. EACH OF THE PARTIES HEREBY WAIVES ANY OBJECTION BASED ON
FORUM NON CONVENIENS AND ANY OBJECTION TO VENUE OF ANY ACTION INSTITUTED HEREUNDER IN ANY OF THE AFOREMENTIONED COURTS AND CONSENTS TO THE GRANTING OF SUCH LEGAL OR EQUITABLE RELIEF AS IS DEEMED APPROPRIATE BY SUCH COURT. 

SECTION 5. Section Headings. Headings used herein are for convenience of reference only and shall not affect the meaning of this
Supplemental Indenture. 
 SECTION 6. Counterparts. This Supplemental Indenture may be executed in any number of
counterparts, and by the parties hereto on separate counterparts, each of which shall be an original and all of which taken together shall constitute one and the same agreement. Counterparts of this Supplemental Indenture may be delivered by
facsimile or electronic transmission. 
 SECTION 7. Trustee Disclaimer. The Indenture Trustee shall not be responsible
for the validity or sufficiency of this amendment, nor for the recitals contained herein. 
 [Signature Page Follows]

  

					
		  	2	  	 Supplemental Indenture No. 4

to Master Indenture

 IN WITNESS WHEREOF, the parties have caused this Supplemental Indenture to be executed by
their respective officers thereunto duly authorized, as of the date first above written. 
  

			
	THE BANK OF NEW YORK TRUST COMPANY, N.A., as Indenture Trustee
		
	 By:
	 	 /s/ David H. Hill

		 	Name: David H. Hill
		 	Title: Senior Associate

  

			
	WORLD FINANCIAL NETWORK CREDIT CARD MASTER NOTE TRUST, as Issuer
	
	By: U.S. Bank Trust National Association, not in its individual capacity, but solely as Owner Trustee on behalf of Issuer
		
	 By:
	 	 /s/ Annette E. Morgan

		 	Name: Annette E. Morgan
		 	Title: Assistant Vice President

  

					
		  	S-1	  	 Supplemental Indenture No. 4

to Master Indenture

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