Document:

Exhibit 10.6

 EXHIBIT 10.6 
 Amendment to Increase the Number of Shares Which May Be Awarded Under the Computer Software Innovations, Inc. 2005 Incentive Compensation Plan From 1,100,000 Shares to 1,750,000 Shares. 
 The first sentence of Section 5.02 of the 2005 Incentive Compensation Plan shall be deleted and the following substituted therefor: 
 The maximum aggregate number of shares of Common Stock that may be issued under this Plan, pursuant to the exercise of SARs and Options, and the grant of
Stock Awards is 1,750,000 shares.Directors' Annual Compensation

 EXHIBIT 10.5 
 Pinnacle Bankshares Corporation 
 Directors’ Annual Compensation 
 As of March 31, 2008 
  

				
	 Annual Retainer
	  	Amount
	 Service as Director for the Company
	  	$	2,000
	 Service as Director for the Bank
	  	$	5,000
	 Additional Retainer for Chair of Audit Committee
	  	$	1,500
	 Additional Retainer for Chair of Compensation Committee
	  	$	1,000
		
	 Meeting Fees (Non-Employee Directors)
	  	 
	 Committee Meetings for the Company
	  	$	250 per meeting
	 Committee Meetings for the Bank
	  	$	250 per meetingAmendment No. 6 to the Unified Western Grocers, Inc. Cash Balance Plan

 Exhibit 10.1.5 
 AMENDMENT NO. 6 
 TO THE 
 UNIFIED WESTERN GROCERS, INC. 
 CASH BALANCE PLAN 
 Unified Grocers, Inc. (the “Company”) hereby amends the above-named plan (the “Plan”), effective as of January 1, 2002, as
follows: 
 1. The definition of “Cash Balance Benefit” under Section 1.2 of the Plan is hereby amended in its entirety to
read as follows: 
 “‘Cash Balance Benefit’ shall mean, for a Participant who has not reached Normal Retirement
Age, the Participant’s benefit as of any valuation date on or prior to the Participant’s Normal Retirement Date equal to a single life annuity which is the Actuarial Equivalent of the projected value of such Participant’s Account as
of such valuation date. For purposes of this definition, ‘projected value’ is determined using the Plan’s current interest crediting rate and projecting to Normal Retirement Date. Notwithstanding the foregoing, for a Participant who
has reached Normal Retirement Age, ‘Cash Balance Benefit’ shall mean the Participant’s benefit as of any valuation date equal to a single life annuity which is the Actuarial Equivalent of such Participant’s Account as of such
valuation date.” 
 * * * * * * 
 The Company has caused this Amendment No. 6 to be signed on the date indicated below, to be effective as indicated above. 
  

									
		 		 	“Company”
			
		 		 	UNIFIED GROCERS, INC.
				
	Dated: February 18, 2008	 		 	By:	 	/s/    ROBERT M. LING, JR.        
				
		 		 	Its:	 	Executive Vice President & General CounselClass A(2008-5) Terms Document dated as of May 12, 2008.

 Exhibit 4.1 
 EXECUTION COPY 
  
  
 CAPITAL ONE MULTI-ASSET EXECUTION TRUST 
 as Issuer 
 and 
 THE
BANK OF NEW YORK 
 as Indenture Trustee 
 CLASS A(2008-5) TERMS DOCUMENT 
 dated as of May 12, 2008 
 to 
 CARD SERIES INDENTURE SUPPLEMENT 

 dated as of October 9, 2002, 
 as amended by the First Amendment thereto dated as of March 1, 2008 
 to 
 ASSET POOL 1 SUPPLEMENT 
 dated as of
October 9, 2002, 
 as amended by the First Amendment thereto dated as of March 1, 2008 
 to 
 INDENTURE 
 dated as of October 9, 2002, as amended and restated as of January 13, 2006, 
 and as further amended by the First Amendment thereto dated as of March 1, 2008 
  
  
  

 TABLE OF CONTENTS 
  

					
	 	  	 	  	Page
		  	ARTICLE I	  	
		  	Definitions and Other Provisions of General Application	  	
			
	 Section 1.01.
	  	Definitions	  	1
			
	 Section 1.02.
	  	Governing Law	  	7
			
	 Section 1.03.
	  	Counterparts	  	7
			
	 Section 1.04.
	  	Ratification of Indenture, Asset Pool 1 Supplement and Indenture Supplement	  	7
			
		  	ARTICLE II	  	
		  	The Class A(2008-5) Notes	  	
			
	 Section 2.01.
	  	Creation and Designation	  	8
			
	 Section 2.02.
	  	Adjustments to Required Subordinated Percentages	  	8
			
	 Section 2.03.
	  	Interest Payment	  	8
			
	 Section 2.04.
	  	[Reserved]	  	9
			
	 Section 2.05.
	  	Payments of Interest and Principal	  	9
			
	 Section 2.06.
	  	Form of Delivery of Class A(2008-5) Notes; Depository; Denominations	  	10
			
	 Section 2.07.
	  	Delivery and Payment for the Class A(2008-5) Notes	  	10
			
	 Section 2.08.
	  	Targeted Deposits to the Accumulation Reserve Account	  	10
			
	 Section 2.09.
	  	Capital One Derivative Agreement	  	10

  

 -i- 

 THIS CLASS A(2008-5) TERMS DOCUMENT (this “Terms Document”), by and between CAPITAL ONE
MULTI-ASSET EXECUTION TRUST, a statutory trust created under the laws of the State of Delaware (the “Issuer”), having its principal office at E. A. Delle Donne Corporate Center, Montgomery Building, 1011 Centre Road,
Wilmington, DE 19805 and THE BANK OF NEW YORK, a New York banking corporation, as Indenture Trustee (the “Indenture Trustee”), is made and entered into as of May 12, 2008. 
 Pursuant to this Terms Document, the Issuer shall create a new tranche of Class A Notes and shall specify the principal terms thereof. 

ARTICLE I 
 Definitions and Other
Provisions of General Application 
 Section 1.01. Definitions. For all purposes of this Terms Document, except as otherwise
expressly provided or unless the context otherwise requires: 
  

	 	(1)	the terms defined in this Article have the meanings assigned to them in this Article, and include the plural as well as the singular; 

  

	 	(2)	all other terms used herein which are defined in the Indenture Supplement, the Asset Pool 1 Supplement or the Indenture, either directly or by reference therein, have the meanings
assigned to them therein; 

  

	 	(3)	all accounting terms not otherwise defined herein have the meanings assigned to them in accordance with generally accepted accounting principles and, except as otherwise herein
expressly provided, the term “generally accepted accounting principles” with respect to any computation required or permitted hereunder means such accounting principles as are generally accepted in the United States of America at the date
of such computation; 

  

	 	(4)	all references in this Terms Document to designated “Articles,” “Sections” and other subdivisions are to the designated Articles, Sections and other subdivisions
of this Terms Document; 

  

	 	(5)	the words “herein,” “hereof” and “hereunder” and other words of similar import refer to this Terms Document as a whole and not to any particular
Article, Section or other subdivision; 

  

	 	(6)	in the event that any term or provision contained herein shall conflict with or be inconsistent with any term or provision contained in the Indenture Supplement, the Asset Pool 1
Supplement, the Indenture or the Transfer and Administration Agreement, the terms and provisions of this Terms Document shall be controlling; 

  

	 	(7)	each capitalized term defined herein shall relate only to the Class A(2008-5) Notes and no other Tranche of Notes issued by the Issuer; and 

	 	(8)	“including” and words of similar import will be deemed to be followed by “without limitation.” 

 “Accumulation Period Amount” means $62,500,000.00; provided, however, if the Accumulation Period Length is determined to
be less than twelve (12) months pursuant to Section 3.10(b)(ii) of the Indenture Supplement, the Accumulation Period Amount shall be the amount specified in the definition of “Accumulation Period Amount” in the Indenture
Supplement. 
 “Accumulation Reserve Funding Period” shall mean, (a) if the Accumulation Period Length is determined to
be one (1) month, there shall be no Accumulation Reserve Funding Period and (b) otherwise, the period (x) commencing on the earliest to occur of (i) the Monthly Period beginning three (3) calendar months prior to the first
Distribution Date for which a budgeted deposit is targeted to be made into the Principal Funding sub-Account of the Class A(2008-5) Notes pursuant to Section 3.10(b) of the Indenture Supplement, (ii) the Monthly Period following the
first Distribution Date following and including the March 2009 Distribution Date for which the Quarterly Excess Spread Percentage is less than 2%, but in such event the Accumulation Reserve Funding Period shall not be required to commence earlier
than 12 months prior to the first Distribution Date for which a budgeted deposit is targeted to be made into the Principal Funding sub-Account for the Class A(2008-5) Notes pursuant to Section 3.10(b) of the Indenture Supplement,
(iii) the Monthly Period following the first Distribution Date following and including the September 2009 Distribution Date for which the Quarterly Excess Spread Percentage is less than 3%, but in such event the Accumulation Reserve Funding
Period shall not be required to commence earlier than 6 months prior to the first Distribution Date for which a budgeted deposit is targeted to be made into the Principal Funding sub-Account for the Class A(2008-5) Notes pursuant to
Section 3.10(b) of the Indenture Supplement, and (iv) the Monthly Period following the first Distribution Date following and including the November 2009 Distribution Date for which the Quarterly Excess Spread Percentage is less than
4%, but in such event the Accumulation Reserve Funding Period shall not be required to commence earlier than 4 months prior to the first Distribution Date for which a budgeted deposit is targeted to be made into the Principal Funding sub-Account for
the Class A(2008-5) Notes pursuant to Section 3.10(b) of the Indenture Supplement and (y) ending on the close of business on the last day of the Monthly Period preceding the earlier to occur of (i) the Expected Principal
Payment Date for the Class A(2008-5) Notes and (ii) the date on which the Class A(2008-5) Notes are paid in full. 
 “Asset Pool
1 Supplement” means the Asset Pool 1 Supplement dated as of October 9, 2002, as amended by the First Amendment thereto, dated as of March 1, 2008, by and between the Issuer and the Indenture Trustee, as amended and supplemented
from time to time. 
 “Base Rate” means, with respect to any Monthly Period, the sum of (a) the Card Series Servicing
Fee Percentage and (b) the weighted average (based on the Outstanding Dollar Principal Amount of the related Card Series Notes) of the following: 
 (i) in the case of a Tranche of Card Series Dollar Interest-bearing Notes with no Derivative Agreement for interest, the rate of interest applicable to such Tranche for the period from and including the Monthly
Interest Accrual Date for such Tranche of Card Series Dollar Interest-bearing Notes in such Monthly 

  

 2 

 
Period to but excluding the Monthly Interest Accrual Date for such Tranche of Card Series Dollar Interest-bearing Notes in the following Monthly Period;

 (ii) in the case of a Tranche of Card Series Discount Notes, the rate of accretion (converted to an accrual rate) of such
Tranche for the period from and including the Monthly Interest Accrual Date for such Tranche of Card Series Discount Notes in such Monthly Period to but excluding the Monthly Interest Accrual Date for such Tranche of Card Series Discount Notes in
the following Monthly Period; 
 (iii) in the case of a Tranche of Card Series Notes with a Performing Derivative Agreement
for interest, the rate at which payments by the Issuer to the applicable Derivative Counterparty accrue (prior to the netting of such payments, if applicable) for the period from and including the Monthly Interest Accrual Date for such Tranche of
Card Series Notes in such Monthly Period to but excluding the Monthly Interest Accrual Date for such Tranche of Card Series Notes in the following Monthly Period; provided, however, that in the case of a Tranche of Card Series Notes with a
Performing Derivative Agreement for interest in which the rating on such Tranche of Card Series Notes is not dependant upon the rating of the applicable Derivative Counterparty, the amount determined pursuant to this clause (iii) will be the
higher of (1) the rate determined pursuant to this clause (iii) above and (2) the rate of interest applicable to such Tranche for the period from and including the Monthly Interest Accrual Date for such Tranche of Card Series Notes in
such Monthly Period to but excluding the Monthly Interest Accrual Date for such Tranche of Card Series Notes in the following Monthly Period; and 
 (iv) in the case of a tranche of Card Series Notes with a non-Performing Derivative Agreement for interest, the rate specified for that date in the related Terms Document. 
 “Class A(2008-5) Adverse Event” means the occurrence of any of the following: (a) an Early Redemption Event with respect to the
Class A(2008-5) Notes or (b) an Event of Default and acceleration of the Class A(2008-5) Notes. 
 “Class A(2008-5)
Note” means any Note, substantially in the form set forth in Exhibit A-2 to the Indenture Supplement, designated therein as a Class A(2008-5) Note and duly executed and authenticated in accordance with the Indenture. 
 “Class A(2008-5) Noteholder” means a Person in whose name a Class A(2008-5) Note is registered in the Note Register. 
 “Class A(2008-5) Termination Date” means the earliest to occur of (a) the Principal Payment Date on which the Outstanding Dollar
Principal Amount of the Class A(2008-5) Notes is paid in full, (b) the Legal Maturity Date and (c) the date on which the Indenture is discharged and satisfied pursuant to Article VI thereof. 
  

 3 

 “Excess Spread Percentage” shall mean, with respect to any Distribution Date, the
amount, if any, by which the Portfolio Yield for the preceding Monthly Period exceeds the Base Rate for such Monthly Period. 
 “Expected Principal Payment Date” means April 15, 2011. 
 “Initial Dollar Principal Amount”
means $750,000,000. 
 “Indenture” means the Indenture dated as of October 9, 2002, as amended and restated as of
January 13, 2006, and as further amended by the First Amendment thereto, dated as of March 1, 2008, by and between the Issuer and the Indenture Trustee, as amended and supplemented from time to time. 
 “Indenture Supplement” means the Card Series Indenture Supplement dated as of October 9, 2002, as amended by the First Amendment
thereto, dated as of March 1, 2008, by and between the Issuer and the Indenture Trustee, as amended and supplemented from time to time. 
 “Interest Payment Date” means the fifteenth day of each month commencing in June 2008, or if such fifteenth day is not a Business Day, the next succeeding Business Day. 
 “Interest Period” means, with respect to any Interest Payment Date, the period from and including the previous Interest Payment Date (or
in the case of the initial Interest Payment Date, from and including the Issuance Date) through the day preceding such Interest Payment Date. 
 “Issuance Date” means May 12, 2008. 
 “Legal Maturity Date” means February 18, 2014.

 “Maximum Subordination Amount of Class B Notes” means, for the Class A(2008-5) Notes for any date of determination, an
amount equal to the product of (a) Adjusted Outstanding Dollar Principal Amount of the Class A(2008-5) Notes on such date of determination and (b) the percentage equivalent of a fraction, the numerator of which is 10 and the denominator of
which is 83.00. 
 “Note Interest Rate” means a rate per annum equal to 4.85%. 
 “Paying Agent” means The Bank of New York. 
 “Portfolio Yield” means, with respect to any Monthly Period, the annualized percentage equivalent of a fraction: 
 (a) the numerator of which is equal to the sum of: 
 (i) the aggregate amount of Finance
Charge Amounts allocated to the Card Series with respect to such Monthly Period; plus 
  

 4 

 (ii) the aggregate amount of Interest Funding sub-Account Earnings on all Tranches of
Card Series Notes for such Monthly Period; plus 
 (iii) any amounts to be treated as Card Series Finance Charge
Amounts pursuant to Sections 3.20(d) and 3.27(a) of the Indenture Supplement; minus 
 (iv) the excess,
if any, of (1) the sum of the PFA Prefunding Earnings Shortfall plus the PFA Accumulation Earnings Shortfall over (2) the sum of the aggregate amount to be treated as Card Series Finance Charge Amounts for such Monthly Period
pursuant to Sections 3.04(a)(ii) and 3.25(a) of the Indenture Supplement plus any other amounts applied to cover earnings shortfalls on amounts in the Principal Funding sub-Account for any tranche of Card Series Notes for such
Monthly Period; minus 
 (v) the Card Series Default Amount for such Monthly Period; and 
 (b) the denominator of which is the numerator used in the calculation of the Card Series Floating Allocation Percentage for such Monthly Period.

 “Quarterly Excess Spread Percentage” means, with respect to the March 2009 Distribution Date and each Distribution Date
thereafter, the percentage equivalent of a fraction the numerator of which is the sum of the Excess Spread Percentages with respect to the immediately preceding three Monthly Periods and the denominator of which is three. 
 “Record Date” means, for any Distribution Date, the last Business Day of the preceding Monthly Period. 
 “Required Accumulation Reserve sub-Account Amount” means, with respect to any Monthly Period during the Accumulation Reserve Funding
Period, an amount equal to (i) 0.5% of the Outstanding Dollar Principal Amount of the Class A(2008-5) Notes as of the close of business on the last day of the preceding Monthly Period or (ii) any other amount designated by the Issuer;
provided, however, that if such designation is of a lesser amount, the Note Rating Agencies shall have provided prior written confirmation that a Ratings Effect will not occur with respect to such change. 
 “Required Subordinated Amount of Class B Notes” means, for the Class A(2008-5) Notes for any date of determination, an amount equal to
the product of (a) the Required Subordinated Percentage of Class B Notes for such Class A(2008-5) Notes on such date of determination and (b) the Adjusted Outstanding Dollar Principal Amount of such Class A(2008-5) Notes on such date of
determination; provided, however, that such an amount shall not exceed the Maximum Subordination Amount of Class B Notes for the Class A(2008-5) Notes; provided further, however, that for any date of determination
on or after the occurrence and during the continuation of a Class A(2008-5) Adverse Event, the Required Subordinated Amount of Class B Notes for the Class A(2008-5) Notes will be the greater of (x) the amount determined above for such date of
determination and (y) the amount determined above for the date immediately prior to the date on which such Class A(2008-5) Adverse Event shall have occurred. 
  

 5 

 “Required Subordinated Amount of Class C Notes” means, for the Class A(2008-5) Notes for
any date of determination, an amount equal to the product of (a) the Required Subordinated Percentage of Class C Notes for such Class A(2008-5) Notes on such date of determination and (b) the Adjusted Outstanding Dollar Principal Amount of
such Class A(2008-5) Notes on such date of determination; provided, however, that for any date of determination, unless (i) the Prefunding Target Amount for any Tranche of Card Series Notes on such date of determination is greater
than zero or (ii) any prefunded amounts are on deposit in a Principal Funding sub-Account on such date of determination for any Tranche of Card Series Notes, the Required Subordinated Amount of Class C Notes for the Class A(2008-5) Notes will
not be less than an amount equal to (i) 3.0% of the Initial Dollar Principal Amount of the Class A(2008-5) Notes, minus (ii) the Required Subordinated Amount of Class D Notes for the Class A(2008-5) Notes; provided
further, however, that for any date of determination on or after the occurrence and during the continuation of a Class A(2008-5) Adverse Event, the Required Subordinated Amount of Class C Notes for the Class A(2008-5) Notes will be the
greater of (x) the amount determined above for such date of determination, (y) the amount determined above for the date immediately prior to the date on which such Class A(2008-5) Adverse Event shall have occurred and (z) unless
(i) the Prefunding Target Amount for any Tranche of Card Series Notes on such date of determination is greater than zero or (ii) any prefunded amounts are on deposit in a Principal Funding sub-Account on such date of determination for any
Tranche of Card Series Notes, the amount determined pursuant to the preceding proviso. 
 “Required Subordinated Amount of Class D
Notes” means, for the Class A(2008-5) Notes for any date of determination, an amount equal to the product of (a) the Required Subordinated Percentage of Class D Notes for such Class A(2008-5) Notes on such date of determination and
(b) the Adjusted Outstanding Dollar Principal Amount of such Class A(2008-5) Notes on such date of determination; provided, however, that for any date of determination, unless (i) the Prefunding Target Amount for any Tranche
of Card Series Notes on such date of determination is greater than zero or (ii) any prefunded amounts are on deposit in a Principal Funding sub-Account on such date of determination for any Tranche of Card Series Notes, the Required
Subordinated Amount of Class D Notes for the Class A(2008-5) Notes will not be less than an amount equal to 1.2049% of the Initial Dollar Principal Amount of the Class A(2008-5) Notes, provided further, however, that for any
date of determination on or after the occurrence and during the continuation of a Class A(2008-5) Adverse Event, the Required Subordinated Amount of Class D Notes for the Class A(2008-5) Notes will be the greatest of (x) the amount determined
above for such date of determination, (y) the amount determined above for the date immediately prior to the date on which such Class A(2008-5) Adverse Event shall have occurred and (z) unless (i) the Prefunding Target Amount for any
Tranche of Card Series Notes on such date of determination is greater than zero or (ii) any prefunded amounts are on deposit in a Principal Funding sub-Account on such date of determination for any Tranche of Card Series Notes, the amount
determined pursuant to the preceding proviso. 
 “Required Subordinated Percentage of Class B Notes” means, for the Class
A(2008-5) Notes, 10.8434%, subject to adjustment in accordance with Section 2.02. 
 “Required Subordinated Percentage of
Class C Notes” means, for the Class A(2008-5) Notes, 8.4338%, subject to adjustment in accordance with Section 2.02. 
  

 6 

 “Required Subordinated Percentage of Class D Notes” means, for the Class A(2008-5)
Notes, 1.2049%, subject to adjustment in accordance with Section 2.02. 
 “Stated Principal Amount” means
$750,000,000. 
 Section 1.02. Governing Law. THIS TERMS DOCUMENT WILL BE CONSTRUED IN ACCORDANCE WITH AND GOVERNED BY THE LAWS
OF THE STATE OF NEW YORK, INCLUDING SECTION 5-1401 OF THE GENERAL OBLIGATION LAW, WITHOUT REFERENCE TO ITS CONFLICT OF LAW PROVISIONS AND THE OBLIGATIONS, RIGHTS AND REMEDIES OF THE PARTIES HEREUNDER SHALL BE DETERMINED IN ACCORDANCE WITH SUCH LAWS.

 Section 1.03. Counterparts. This Terms Document may be executed in any number of counterparts, each of which so executed will
be deemed to be an original, but all such counterparts will together constitute but one and the same instrument. 
 Section 1.04.
Ratification of Indenture, Asset Pool 1 Supplement and Indenture Supplement. As supplemented by this Terms Document, each of the Indenture, the Asset Pool 1 Supplement and the Indenture Supplement is in all respects ratified and confirmed and
the Indenture as so supplemented by the Asset Pool 1 Supplement as so supplemented by the Indenture Supplement as so supplemented and this Terms Document shall be read, taken and construed as one and the same instrument. 
 [END OF ARTICLE I] 
  

 7 

 ARTICLE II 
 The Class A(2008-5) Notes 
 Section 2.01. Creation and Designation. There is hereby created a
tranche of Card Series Class A Notes to be issued pursuant to the Indenture, the Asset Pool 1 Supplement and the Indenture Supplement to be known as the “Card Series Class A(2008-5) Notes.” 
 Section 2.02. Adjustments to Required Subordinated Percentages. 
 (a) On any date, the Issuer may change the Required Subordinated Percentage of Class B Notes or the Required Subordinated Percentage of Class C Notes, in each case for the Class A(2008-5) Notes, without the consent of
any Noteholders or any Note Rating Agencies, provided that, after giving effect to such change, (x) the sum of the Required Subordinated Percentage of Class B Notes and the Required Subordinated Percentage of Class C Notes, in each case,
for the Class A(2008-5) Notes after giving effect to such change is equal to or greater than the sum of the Required Subordinated Percentage of Class B Notes and the Required Subordinated Percentage of Class C Notes, in each case, for the Class
A(2008-5) Notes immediately prior to giving effect to such change and (y) the Required Subordinated Amount of Class B Notes for the Class A(2008-5) Notes does not exceed the Maximum Subordinated Amount of Class B Notes. 
 (b) On any date, the Issuer may change the Required Subordinated Percentage of Class B Notes, the Required Subordinated Percentage of Class C Notes or
the Required Subordinated Percentage of Class D Notes, in each case for the Class A(2008-5) Notes, such that after giving effect to all changes to such percentages on such date the sum of the Required Subordinated Percentage of Class B Notes, the
Required Subordinated Percentage of Class C Notes and the Required Subordinated Percentage of Class D Notes, in each case, for the Class A(2008-5) Notes after giving effect to such change is less than the sum of the Required Subordinated Percentage
of Class B Notes, the Required Subordinated Percentage of Class C Notes and the Required Subordinated Percentage of Class D Notes, in each case, for the Class A(2008-5) Notes immediately prior to giving effect to such change, without the consent of
any Noteholders, provided that the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Notes of the Card Series that the change in such percentage will not result in a Ratings Effect with
respect to any Outstanding Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion for each Master Trust and an Issuer Tax Opinion. 
 Section 2.03. Interest Payment. 
 (a) For each Interest Payment Date, the amount of interest due with respect to the Class A(2008-5) Notes shall be an amount equal to one twelfth of the product of (i) the Note Interest Rate times (ii) the Outstanding Dollar
Principal Amount of the Class A(2008-5) Notes determined as of the Record Date preceding the related Distribution Date; provided however that for the first Interest Payment Date the amount of interest due is $3,334,375.00. Any interest on the Class
A(2008-5) Notes will be calculated on the basis of a 360-day year consisting of twelve 30 day months. 
  

 8 

 (b) Pursuant to Section 3.03 of the Indenture Supplement, on each Distribution Date, the
Indenture Trustee shall deposit into the Class A(2008-5) Interest Funding sub-Account the portion of Card Series Finance Charge Amounts allocable to the Class A(2008-5) Notes. 
 Section 2.04. [Reserved]. 
 Section 2.05. Payments of Interest and Principal. 
 (a) Any installment of interest or principal, if any, payable on any
Class A(2008-5) Note which is punctually paid or duly provided for by the Issuer and the Indenture Trustee on the applicable Interest Payment Date or Principal Payment Date shall be paid by the Paying Agent to the Person in whose name such Class
A(2008-5) Note (or one or more Predecessor Notes) is registered on the Record Date, by wire transfer of immediately available funds to such Person’s account as has been designated by written instructions received by the Paying Agent from such
Person not later than the close of business on the third Business Day preceding the date of payment or, if no such account has been so designated, by check mailed first-class, postage prepaid to such Person’s address as it appears on the Note
Register on such Record Date, except that with respect to Notes registered on the Record Date in the name of the nominee of Cede & Co., payment shall be made by wire transfer in immediately available funds to the account designated by such
nominee. 
 (b) The right of the Class A(2008-5) Noteholders to receive payments from the Issuer will terminate on the first Business Day
following the Class A(2008-5) Termination Date. 
 Section 2.06. Form of Delivery of Class A(2008-5) Notes; Depository;
Denominations. 
 (a) The Class A(2008-5) Notes shall be delivered in the form of a global Registered Note as provided in Sections
202 and 301(i) of the Indenture, respectively. 
 (b) The Depository for the Class A(2008-5) Notes shall be The Depository Trust
Company, and the Class A(2008-5) Notes shall initially be registered in the name of Cede & Co., its nominee. 
 (c) The Class
A(2008-5) Notes will be issued in minimum denominations of $100,000 and integral multiples of $1,000 in excess of that amount. 
 Section 2.07. Delivery and Payment for the Class A(2008-5) Notes. The Issuer shall execute and deliver the Class A(2008-5) Notes to the Indenture Trustee for authentication, and the Indenture Trustee shall deliver the Class
A(2008-5) Notes when authenticated, each in accordance with Section 303 of the Indenture. 
  

 9 

 Section 2.08. Targeted Deposits to the Accumulation Reserve Account. 
 The deposit targeted to be made to the Accumulation Reserve Account for any Monthly Period during the Accumulation Reserve Funding Period will be an
amount equal to the Required Accumulation Reserve sub-Account Amount. 
 Section 2.09. Capital One Derivative Agreement.

 (a) On any Distribution Date, any amount owed by the Issuer pursuant to the ISDA Master Agreement, dated as of October 9, 2002, as
amended by the Omnibus Amendment thereto, dated as of March 1, 2008, as supplemented by the Schedule thereto, dated as of October 9, 2002, as amended by the Omnibus Amendment thereto, dated as of March 1, 2008, and the Confirmation
thereto relating to the Class A(2008-5) Notes, dated as of May 12, 2008 (collectively, the “Capital One Derivative Agreement”), each between Capital One Bank (USA), National Association and the Issuer, shall be paid to Capital
One Bank (USA), National Association from Card Series Finance Charge Amounts (available after giving effect to Sections 3.01(a) through (l) of the Indenture Supplement) for such Distribution Date in an amount not to exceed the
lesser of (i) the product of (x) the amount of Card Series Finance Charge Amounts available for application pursuant to Section 3.01(m) of the Indenture Supplement times (y) a fraction, the numerator of which is the
Nominal Liquidation Amount of the Class A(2008-5) Notes as of the close of business on the last day of the preceding Monthly Period and the denominator of which is the Nominal Liquidation Amount of all tranches of Card Series Notes as of the close
of business on the last day of the preceding Monthly Period and (ii) the amount of such payment owed by the Issuer to Capital One Bank (USA), National Association on such Distribution Date. 
 (b) On any Distribution Date, any amount owed to the Issuer pursuant to the Capital One Derivative Agreement shall be, when received by the Issuer,
treated as Card Series Finance Charge Amounts for the purposes of Section 3.01(n) of the Indenture Supplement. 
 (c) The Capital
One Derivative Agreement shall not be considered a “Derivative Agreement” (as such term is defined in the Indenture) for the purposes of Indenture, the Asset Pool Supplement or the Indenture Supplement. 
 [END OF ARTICLE II] 
  

 10 

 IN WITNESS WHEREOF, the parties hereto have caused this Terms Document to be duly executed, all as of the
day and year first above written. 
  

			
	CAPITAL ONE MULTI-ASSET EXECUTION TRUST,
		
	By:	 	DEUTSCHE BANK TRUST COMPANY DELAWARE, not in its individual capacity, but solely as Owner Trustee on behalf of the Trust
		
	By:	 	 /s/ Michele HY Voon

	Name:	 	Michele HY Voon
	Title:	 	Attorney-in-fact
		
	By:	 	 /s/ Susan Barstock

	Name:	 	Susan Barstock
	Title:	 	Attorney-in-fact
	
	THE BANK OF NEW YORK, as Indenture Trustee and not in its individual capacity
		
	By:	 	 /s/ Alan Terezian

	Name:	 	Alan Terezian
	Title:	 	Assistant Treasurer

  
  
  
  
  
  
 [Class A(2008-5) Terms Document]

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