Document:

Exhibit 10.2

                              CONSULTING AGREEMENT

         This  Consulting  Agreement (the  "Agreement") is entered into this 3rd
day of  July,  2002  by  and  between  Latinocare  Management  Corporation  (the
"Company") and Henry F. Schlueter (The "Consultant").

         WHEREAS,  Consultant is skilled in providing  legal  services,  and has
provided legal services to Company in the past;

         WHEREAS,  the Consultant is due approximately 20,000 shares as a result
of a prior agreement for services with the Company;

         NOW  THEREFORE,  in  consideration  of the mutual  covenants  contained
herein  and other  good and  valuable  consideration  receipt  whereof is hereby
acknowledged it is agreed.

         1. The Company hereby has engaged the Consultant for legal services and
wishes to pay  Consultant  and has agreed to  payment  of fees due for  services
already  rendered  through  issuance of stock.  None of the legal services being
compensated hereby involved mergers or acquisitions or capital raising.

         2.  In  partial   consideration  of  the  services  already   provided,
Consultant shall receive 20,000 shares of the Company's common stock which shall
be issued for legal fees due and owing as a result of prior services rendered to
the Company by the Consultant.

         3. The Company will register all the compensation  shares pursuant to a
registration statement on Form S-8.

         4.  Except  as  otherwise   provided   herein,   any  notice  or  other
communication  to any party  pursuant to or relating to this  Agreement  and the
transactions provided for herein shall be deemed to have been given or delivered
when  deposited in the United States Mail,  registered  or  certified,  and with
proper postage and  registration  or  certification  fees prepaid,  addressed at
their  principal place of business or to such other address as may be designated
by either party in writing.

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         5. This Agreement shall be governed by and interpreted  pursuant to the
laws of the state of  Colorado.  By entering  into this  Agreement,  the parties
agree to the jurisdiction of the Colorado courts with venue in Jefferson County,
Colorado.  In the event of any breach of this  Agreement,  the prevailing  party
shall be entitled to recover all costs including reasonable attorney's fees.

         6. This Agreement may be executed in any number of  counterparts,  each
of which when so executed  and  delivered  shall be deemed an  original,  and it
shall not be necessary,  in making proof of this Agreement to produce or account
for more than one counterpart.

         IN WITNESS WHEREOF,  the parties hereto have subscribed their hands and
seals the day and year first above written.

CONSULTANT:                               COMPANY:
Henry F. Schlueter                        Latinocare Management Corporation

/s/Henry F. Schleuter                     /s/Jose J. Gonzalez
------------------                        --------------------
Henry F. Schlueter                        Jose J. Gonzalez, PresidentEXHIBIT 10.3
                                 2001 STOCK PLAN

                                       OF

                        LATINOCARE MANAGEMENT CORPORATION

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                           LATINOCARE MANAGEMENT CORP.
                                STOCK OPTION PLAN
               FOR DIRECTORS, EXECUTIVE OFFICERS, AND EMPLOYEES OF
               AND KEY CONSULTANTS TO LATINOCARE MANAGEMENT CORP.

         1.  PURPOSE.  The  purpose of this Stock  Option Plan is to promote the
interests of Latinocare  Management  Corp.  ("Company") and its  shareholders by
enabling  it to offer  stock  options  to better  attract,  retain,  and  reward
directors,  executive  officers,  and  employees of and key  consultants  to the
Company and any other future  subsidiaries  that may qualify  under the terms of
this Plan.  The goal is to strengthen  the mutuality of interests  between those
persons and the  shareholders  of the Company by providing  those persons with a
proprietary  interest in pursuing the Company's  long-term  growth and financial
success.

         2.  DEFINITIONS.  For purposes of this Plan, the following  terms shall
have the meanings set forth below.

         (a) "Board" means the Board of Directors of Latinocare Management Corp.

         (b)  "Code"  means  the  Internal  Revenue  Code of 1986,  as  amended.
Reference to any specific  section of the Code shall be deemed to be a reference
to any successor provision of the Code.

         (c) "Committee" means the administrative committee of this Plan that is
provided in Section 1 below.

         (d)  "Common  Stock"  means  the  common  stock of the  Company  or any
security issued in substitution, exchange, or in lieu thereof.

         (e) "Company" means Latinocare  Management Corp., a Nevada corporation,
or any successor corporation.  Except where the context indicates otherwise, the
term "Company" shall include its Parent and Subsidiaries.

         (f) "Director"  means any person who serves as a member of the Board of
Directors of Latinocare Management Corp. "Outside Director" means any person who
serves as a member of the Board of Directors of Latinocare  Management Corp. and
is not a full-time employee of Latinocare Management Corp. or its subsidiaries.

         (g) "Disabled" means permanent and total disability, as defined in Code
Section 22(e)(3).

         (h)  "Employee"   means  any  person  who  is  employed  by  Latinocare
Management  Corp.  or any  Subsidiary  or  Parent  of the  Company  on a full or
part-time  basis,  so that they have income  taxes  withheld and are eligible to
participate in employee benefits programs.  Such person shall not cease to be an
Employee in the case of (i) any leave of absence approved by the Company or (ii)
transfers between  locations of the Company or between the Company,  its Parent,
any Subsidiary,  or any successor.  For purposes of Incentive Stock Options,  no
such leave may exceed ninety days, unless  re-employment upon expiration of such
leave is guaranteed by statute or contract.  If  employment  upon  expiration of
leave of absence approved by the Company IS NOT SO GUARANTEED,  ON THE 181ST day
of such leave any Incentive  Stock Option held by the Optionee shall cease to be

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treated as an Incentive  Stock Option and shall be treated for tax purposes as a
Non-Qualified  Stock  Option.  Neither  service as a Director  nor  payment of a
director's fee by the Company shall be sufficient to constitute  "employment" by
the Company.

         (i) "Exchange Act" means the Securities Exchange Act of 1934.

         (j) "Fair Market Value" per share means, on any given date:

                  (1) The last sale  price of the Common  Stock on the  National
                  Association of Securities Dealers Automated Quotation National
                  Market  System  ("NMS") or in case no such reported sale takes
                  place,  the  average of the closing bid and ask prices on such
                  date; or

                  (2) If not quoted on the NMS,  the  average of the closing bid
                  and ask prices of the Common Stock on the National Association
                  of Securities Dealers Automated Quotation System ("NASDAQ") or
                  any comparable system; or

                  (3) If not  quoted  on  any  system,  the  fair  market  value
                  indicated   by  the  last   appraisal  of  the  Company  by  a
                  professional appraiser or certified public accounting firm; or

                  (4) If not  quoted on any system or valued by  appraisal,  the
                  fair  market  value  determined  by  the  Company's  Board  of
                  Directors in good faith.

         (k)  "Incentive  Stock  Option"  means an option to purchase  shares of
Common Stock that is intended to be an incentive stock option within the meaning
of Section 422 of the Code.

         (l)  "Insider"  means a person  who is  subject  to the  provisions  of
Section 16 of the Exchange Act.

         (m)  "Key  Consultant"  means a person  who is  engaged  by  Latinocare
Management  Corp. or its  Subsidiaries  as a non-employee  to perform tasks on a
contractual  basis over a sufficient period of time that he or she satisfies the
eligibility  criteria set forth by the Securities and Exchange  Commission for a
non-employee to participate in a registered stock option plan.

         (n) "Non-Qualified Stock Option" means any option to purchase shares of
Common Stock that is not an Incentive Stock Option.

         (o)  "Officer" is an employee of  Latinocare  Management  Corp.  or its
Subsidiaries  who is granted the authority to commit the  corporation to binding
agreements  and to function as one of the  executives of  Latinocare  Management
Corp. or its Subsidiaries.

         (p) "Option" means an Incentive Stock Option or a  Non-Qualified  Stock
Option.

         (q) "Parent" shall mean any corporation  (other than the Company) in an
unbroken  chain  of  corporations  ending  with  the  Company  if  each  of  the
corporations  (other than the Company) owns stock possessing fifty percent (50%)
or more of the total combined voting power of all classes of stock in one of the
other  corporations  in the chain, as determined in accordance with the rules of
Section 424(e) of the Code.

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         (r) "Participant" means a person who has been granted an Option.

         (s) "Plan" means this Latinocare Management Corp. Stock Option Plan for
Directors,   Executive  Officers,  and  Employees  of  and  Key  Consultants  to
Latinocare Management Corp. and its Subsidiaries, as it may be amended from time
to time.

         (t) "Securities Act" means the Securities Act of 1933, as amended.

         (u) "Severance"  means, with respect to a Participant,  the termination
of the  Participant's  provision  of services to the Company as an employee  and
officer and director and  consultant,  as the case may be,  whether by reason of
death,  disability,  or any other  reason.  A  Participant  who is on a leave of
absence  that exceeds  ninety (90) days will be  considered  to have  incurred a
Severance  on the  ninety-first  (91st) day of the leave of absence,  unless the
Participant's  rights to reemployment or reappointment are guaranteed by statute
or contract.

         (v) "Subsidiary"  means any corporation or entity in which the Company,
directly or indirectly, controls fifty percent (50%) or more of the total voting
power of all  classes  of its  stock  having  voting  power,  as  determined  in
accordance with the rules of Code Section 424(f).

         (w) "Ten Percent  Shareholder"  means any person who owns (after taking
into account the  constructive  ownership  rules of Section  424(d) of the Code)
more than ten percent (10%) of the stock of the Company.

         3.       ADMINISTRATION.

         (a) This Plan shall be  administered  by a Committee  appointed  by the
Board.  The Board may remove  members  from, or add members to, the Committee at
any time.

         (b) The Committee shall be composed of the members of the  Compensation
Committee of the  Company's  Board of Directors  and any other  members that the
Board of Directors sees fit to appoint.

         (c) The Committee may conduct its meetings in person or by telephone. A
majority of the members of the  Committee  shall  constitute  a quorum,  and any
action shall constitute action of the Committee if it is authorized by:

                  (i) A majority of the members present at any meeting; or

                  (ii) The  unanimous  consent of all of the  members in writing
                  without a meeting.

         (d) The  Committee is  authorized  to interpret  this Plan and to adopt
rules and procedures relating to the administration of this Plan. All actions of
the Committee in connection with the  interpretation  and administration of this
Plan shall be binding upon all parties.

         (e) The  Committee  may  designate  persons  other than  members of the
Committee  to  carry  out  its   responsibilities   under  such  conditions  and
limitations as it may prescribe,  except that the Committee may not delegate its
authority with regard to the granting of Options to Insiders.

         (f) Subject to the  limitations  of Section 13 below,  the Committee is
expressly authorized to make such modifications to this Plan as are necessary to

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effectuate  the  intent  of this  Plan as a result  of any  changes  in the tax,
accounting, or securities laws treatment of Participants and the Plan.

         4.       DURATION OF PLAN.

         (a) This Plan shall be effective  as of January 31,  2002,  the date of
its adoption by the Board, provided this Plan is approved by the majority of the
Company's  shareholders,  in accordance with the provisions of Code Section 422,
on or prior to twelve (12)  months  after its  adoption.  In the event that this
Plan is not so approved, this Plan shall terminate and any Options granted under
this Plan shall be void and have no further effect.

         (b) This Plan shall terminate on January 31, 2012,  except with respect
to Options then outstanding.

         5.       NUMBER OF SHARES.

         (a) The aggregate  number of shares of Common Stock which may be issued
pursuant  to this Plan shall be one million  two  hundred  thousand  (1,200,000)
shares of Common Stock.  This aggregate number may be adjusted from time to time
as set forth in Section 13 of this Plan.

         (b) Upon the expiration or  termination of an outstanding  Option which
shall not have been  exercised  in full,  any shares of Common  Stock  remaining
unissued shall again become available for the granting of additional Options.

         6.  ELIGIBILITY.  Persons eligible for Options under this Plan shall be
limited  to  the  directors,  executive  officers,  and  employees  of  and  key
consultants to Latinocare Management Corp. and its Subsidiaries.

         7. FORM OF OPTIONS.  Options  granted  under this Plan may be Incentive
Stock Options or  Non-Qualified  Stock Options.  Options shall be subject to the
following terms and conditions:

         (a)  Options  may be granted  under this Plan on such terms and in such
form as the  Committee  may  approve,  including  by not limited to the right to
exercise Options on a cashless basis, which conditions shall not be inconsistent
with the provisions of this Plan.

         (b) The exercise price per share of Common Stock  purchasable  under an
Option  shall be set  forth in the  Option.  The  exercise  price of an  option,
determined on the date of the grant, shall be no less than:

                  (i) One hundred ten percent (110%) of the Fair Market Value of
                  the Common Stock in the case of a Ten Percent Shareholder; or

                  (ii) One hundred  percent  (100%) of the Fair Market  Value of
                  the Common Stock in the case of any other employee.

         (c) An Option shall be exercisable at such time or times and be subject
to such terms and  conditions  as may be set forth in the Option.  Except in the
case of Options granted to Officers,  Directors, and Consultants,  Options shall
become  exercisable  at a rate of no less  than 20% per year over five (5) years
from the date the Options are granted.

         (d) The  Committee may modify an existing  Option,  including the right
to:

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                  (i) Accelerate the right to exercise it;

                  (ii) Extend or renew it; or

                  (iii) Cancel it and issue a new Option.

         (e) No  modification  may be made pursuant to Paragraph (d) above to an
Option  that  would  impair  the rights of the  Participant  holding  the Option
without his or her  consent.  Whether a  modification  of an existing  Incentive
Stock  Option will be treated as the  issuance of a new  Incentive  Stock Option
will be determined in accordance with the rules of Section 424(h) of the Code.

         (f) The  aggregate  Fair  Market  Value  (determined  as of the date of
grant) of the number of shares of Common Stock with  respect to which  Incentive
Stock Options are  exercisable  for the first time by a  Participant  during any
calendar year shall not exceed one hundred thousand  dollars  ($100,000) or such
other limit as may be required  by Code  Section  422.  Should  anyone  exercise
Incentive Stock Options that exceed this limit,  such options will be treated as
non-qualified stock options for tax purposes.

         8.       ISSUANCE OF OPTIONS.

         Stock  Options  will be granted  from time to time in the future on the
terms and conditions  recommended by the Committee and approved by the Company's
Board of  Directors.  Each Option shall be  evidenced by a written  stock option
agreement,  in form  satisfactory to the Committee,  executed by the Company and
the person to whom such  Option is granted.  The stock  option  agreement  shall
specify whether each Option it evidences is a  Non-Qualified  Stock Option or an
Incentive Stock Option.

         9.       VESTING REQUIREMENT AND PERFORMANCE THRESHOLD.

         The vesting  requirements,  performance  thresholds and other terms and
conditions of additional  Options which may be granted under this Plan from time
to time, if any,  will be determined  and approved by the Committee and Board of
Directors;  provided,  that in all cases  unvested  Options  will  automatically
expire and be  canceled on the date of the  Severance  of an Employee or Insider
who holds such Options.

         10.      TERMINATION OF OPTIONS.

         (a)  Except to the  extent  the terms of an  Option  require  its prior
termination, each Option shall terminate on the earliest of the following dates.

                  (i)      The date  which is ten  (10)  years  from the date on
                           which the  Option is  granted  or five (5) years from
                           the date of grant in the case of an  Incentive  Stock
                           Option granted to a Ten Percent Shareholder.

                  (ii)     If  the  Participant  was  Disabled  at the  time  of
                           Severance,   the  date  of  the   Severance   of  the
                           Participant  to whom the  Option  was  granted,  with
                           respect to  unvested  Options,  and the date which is
                           one (1) year  from the  date of the  Severance,  with
                           respect to vested Options.

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                  (iii)    The date of Severance of the  Participant to whom the
                           Option was granted, with respect to unvested Options,
                           and the date which is ninety  (90) days from the date
                           of the  Severance  of the  Participant  to  whom  the
                           Option was granted, with respect to vested Options.

                  (iv)     The date which is ninety (90) days after the death of
                           the Participant,  with respect to vested Options, and
                           the date of death of the Participant,  in the case of
                           unvested Options.

                  (v)      In the case of any Severance other than one described
                           in Subparagraphs (ii) or (iii) above, the date of the
                           Participant's  Severance,  with  respect to  unvested
                           Options,  and the date that is ninety  (90) days from
                           the date of the Participant's Severance, with respect
                           to vested Options.

         11.      NON-TRANSFERABILITY OF OPTIONS.

         (a) During the lifetime of the Participant,  each Option is exercisable
only by the Participant.

         (b) No Option  under this Plan  shall be  assignable  or  transferable,
except by will or the laws of descent and distribution.

         12.      ADJUSTMENTS.

         (a) In the event of any  change in the  capitalization  of the  Company
affecting  its Common Stock (e.g.,  a stock split,  reverse  stock split,  stock
dividend,  combination,  recapitalization,  or reclassification),  the Committee
shall authorize such adjustments as it may deem appropriate with respect to:

                  (i)      The  aggregate  number of shares of Common  Stock for
                           which Options may be granted under this Plan;

                  (ii)     The number of shares of Common Stock  covered by each
                           outstanding Option; and

                  (iii)    The  exercise  price  per  share in  respect  of each
                           outstanding Option.

         (b) The  Committee  may also  make such  adjustments  in the event of a
spin-off or other  distribution  (other than normal cash  dividends)  of Company
assets to shareholders.

         13.  AMENDMENT  AND  TERMINATION.  The Board  may at any time  amend or
terminate  this Plan.  The Board may not,  however,  without the approval of the
majority-in-interest of the shareholders of the Company, amend the provisions of
this Plan regarding:

                  (a)      The  class  of   individuals   entitled   to  receive
                           Incentive Stock Options.

                  (b)      The  aggregate  number of shares of Common Stock that
                           may be issued  under the Plan,  except as provided in
                           Section 12 of this Plan.

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                  (c)      To the  extent  necessary  to comply  with Rule 16(b)
                           under the  Exchange  Act,  the Board may not make any
                           amendment      without      approval      of      the
                           majority-in-interest   of  the  shareholders  of  the
                           Company that would:

                           (i)      Materially  increase the aggregate number of
                                    shares of Common  Stock  which may be issued
                                    to Insiders  (except for  adjustments  under
                                    Section 12 of this Plan);

                           (ii)     Materially modify the requirements as to the
                                    eligibility of Insiders to participate; or

                           (iii)    Materially increase the benefits accruing to
                                    Insiders under this Plan.

         14.      TAX WITHHOLDING.

         (a) The  Company  shall  have the right to take such  actions as may be
necessary to satisfy its tax withholding  obligations  relating to the operation
of this Plan.

         (b) If Common Stock is used to satisfy the  Company's  tax  withholding
obligations,  the stock shall be valued  based on its Fair Market Value when the
tax withholding is required to be made.

         15.      NO ADDITIONAL RIGHTS.

         (a) The existence of this Plan and the Options granted  hereunder shall
not affect or  restrict  in any way the power of the  Company to  undertake  any
corporate action otherwise permitted under applicable law.

         (b)  Neither the  adoption of this Plan nor the  granting of any Option
shall confer upon any Participant the right to continue  performing services for
the Company,  nor shall it interfere in any way with the right of the Company to
terminate the services of any Participant at any time, with or without cause.

         (c) No Participant  shall have any rights as a shareholder with respect
to any shares covered by an Option until the date a certificate  for such shares
has been issued to the Participant following the exercise of the Option.

         16.      SECURITIES LAW RESTRICTIONS.

         (a) No shares of Common  Stock  shall be issued  under this Plan unless
the Committee  shall be satisfied  that the issuance will be in compliance  with
applicable federal and state securities laws.

         (b)  The   Committee   may   require   certain   investment   or  other
representations  and  undertakings by the Participant (or other person acquiring
the right to exercise the Option by reason of the death of the  Participant)  in
order to comply with applicable law.

         (c)  Certificates  for shares of Common Stock delivered under this Plan
may be subject to such  restrictions  as the Committee may deem  advisable.  The
Committee may cause a legend to be placed on the  certificates to refer to these
restrictions.

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         17. EMPLOYMENT OR CONSULTING  RELATIONSHIP.  Nothing in the Plan or any
Option granted  hereunder  shall interfere with or limit in any way the right of
the Company or any of its Parents or Subsidiaries to terminate any Participant's
employment or consulting at any time, nor confer upon any  Participant any right
to continue in the employ of, or consult with, the Company or any of its Parents
or Subsidiaries.

         18. MARKET STANDOFF.  Each Participant,  if so requested by the Company
or any representative of the underwriters in connection with any registration of
the offering of any  securities of the Company under the  Securities  Act, shall
not sell or otherwise transfer any shares of Common Stock acquired upon exercise
of  Options  during  a  specified  period  following  the  effective  date  of a
registration  statement  of the Company  filed under the  Securities  Act not to
exceed six months; provided,  however, that such restriction shall apply only to
the first  registration  statement of the Company to become  effective under the
Securities Act after the date of adoption of the Plan which includes  securities
to be sold on behalf of the  Company  to the  public in an  underwritten  public
offering  under  the  Securities  Act.  The  Company  may  impose  stop-transfer
instructions  with respect to securities  subject to the  foregoing  restriction
until the end of such six month period.

         19. SHAREHOLDER'S AGREEMENT. Each Participant who acquires Common Stock
through the exercise of Options, if so requested by the Company, shall execute a
Shareholder's  Agreement  which provides for the disposition of the Common Stock
in the event the  Participant  seeks to dispose of his Common  Stock or incurs a
Severance.

         20.  INDEMNIFICATION.  To the  maximum  extent  permitted  by law,  the
Company shall  indemnify each member of the Board and of the Committee,  as well
as any other Employee of or Key Consultant to the Company with duties under this
Plan,  against  expenses  (including any amount paid in  settlement)  reasonably
incurred  by him or her in  connection  with any  claims  against  him or her by
reason of the  performance  of his or her duties  under  this  Plan,  unless the
losses are due to the individual's gross negligence or lack of good faith.

         21.  GOVERNING LAW. This Plan and all actions taken thereunder shall be
governed  by  and  construed  in  accordance  with  the  laws  of the  State  of
California.  The venue for any legal  proceeding  under this Plan will be in the
appropriate forum in the County of Los Angeles, State of California.

Date: January 31, 2002                 Latinocare Management Corp.,
                                       a Nevada Corporation

                                       By: /s/Jose Gonzalez
                                        ---------------------------------------
                                             Jose Gonzalez, President

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