Document:

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                                                                    EXHIBIT 10.9

INFORMATION FOR WHICH CONFIDENTIAL TREATMENT HAS BEEN REQUESTED PURSUANT TO RULE
406 OF THE SECURITIES ACT OF 1933, AS AMENDED, IS OMITTED AND IS NOTED WITH **.
A COPY OF THIS AGREEMENT, INCLUDING ALL INFORMATION FOR WHICH CONFIDENTIAL
TREATMENT HAS BEEN REQUESTED HAS BEEN FILED SEPARATELY WITH THE SECURITIES AND
EXCHANGE COMMISSION.

                          CAPITAL ONE PROJECT AGREEMENT

         THIS PROJECT AGREEMENT ("PROJECT AGREEMENT") is entered into as of May
31, 2002 among Equifax Consumer Services, Inc., a Georgia corporation
("EQUIFAX"), Intersections Inc., a Delaware corporation and CreditComm Services
LLC, a Delaware limited liability company, pursuant to Addendum Number Two to
the November 27, 2001 Master Agreement for Marketing, Operational and
Cooperative Services among the aforesaid parties. Intersections Inc. and
CreditComm Services LLC are collectively referred to herein as "INTERSECTIONS"
and shall be jointly and severally responsible for all obligations of
Intersections hereunder. Capitalized terms used herein and not otherwise defined
shall have the meaning set forth in the Agreement or Addendum Number Two, as
applicable.

1.       Services. The parties shall provide the Equifax Products as defined in
that certain Marketing and Services Agreement dated as of May 31, 2002, by and
between Equifax on the one hand, and, on the other hand, Capita] One Bank,
Capital One, F.S.B. and Capital One Services, Inc., (collectively, "CAPITAL
ONE") (the "CUSTOMER AGREEMENT"), a copy of which is attached hereto as Annex A,
as follows: Intersections shall perform each operational obligation of Equifax
under the Initial Program Order attached to the Customer Agreement as Exhibit C
in compliance with the applicable terms and conditions of the Customer
Agreement. Intersections shall act hereunder as a subcontractor, and not an
agent, partner or co-venturer of Equifax, and shall have no authority to modify
the Customer Agreement or Initial Program Order, waive any right of Equifax
thereunder, or otherwise bind Equifax in any manner. Without limiting the
generality of the foregoing, Intersections shall not, without the prior written
approval of Equifax, (a) amend the Initial Program Order; (b) approve additional
Program Orders pursuant to Section 1.2 of the Customer Agreement; (c) approve
marketing collateral pursuant to Section 1.3 of the Customer Agreement; or (d)
issue any approvals or otherwise take discretionary action under the Initial
Program Order. Intersections shall keep Equifax informed of the progress of the
work performed hereunder.

Equifax shall not modify the Customer Agreement or Initial Program Order, waive
any right applicable to, Intersections thereunder, or otherwise bind (except as
set forth herein) Intersections in any manner, without the prior approval of
Intersections. Without limiting the generality of the foregoing, Equifax shall
not, without the prior written approval of Intersections, (a) amend the Initial
Program Order; (b) approve additional Program Orders pursuant to Section 1.2 of
the Customer Agreement if Intersections is to be the Equifax Vendor; (c) approve
marketing collateral in connection with this Project Agreement; or (d) issue any
approvals or otherwise take discretionary action under the Initial Program
Order.

An e-mail message from a party's authorized representative shall be sufficient
written approval for purposes of routine modifications to, or approvals of
marketing collateral or fulfillment materials under, the Initial Program Order.

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2.       Marks; Ownership. Capital One will own all Program Marks, as defined in
the Customer Agreement, and Section 12.2 of the Master Agreement will not apply
to this Project Agreement. The Program Marks are licensed to the parties hereto
as provided in the Customer Agreement. There shall be no licenses of Marks among
the parties hereto pursuant to this Project Agreement. Equifax sublicenses or
otherwise grants to Intersections all rights granted to it by Capital One solely
to the extent necessary for Intersections to perform its obligations under this
Agreement. Equifax represents and warrants to Intersections that it has the
right and authority to grant Intersections those sublicenses and other rights.

3.       User Information. Intersections agrees to comply in all respects with
the Customer Agreement provisions regarding Customer Data and Customer
Information, as defined in the Customer Agreement. Purchasers of the Equifax
Products pursuant to the Customer Agreement shall be deemed to be Users for all
purposes under the Master Agreement. As between the parties hereto, all User
Information that the parties are permitted to retain shall be owned by
Intersections. Neither party shall be deemed to "own" a customer relationship
with any User.

4.       Privacy Policies. The privacy policies of Equifax and Intersections
shall apply as appropriate.

5.       Performance Standards. Each party shall perform their respective
obligations hereunder in accordance with the applicable requirements set forth
in the Customer Agreement.

6.       Term and Termination. The term of this Project Agreement shall be
coextensive with the term of the Customer Agreement. If the Master Agreement is
terminated or expires while the Customer Agreement remains in effect, the Master
Agreement and this Project Agreement shall nonetheless be deemed to remain in
full force and effect until the expiration or termination of the Customer
Agreement.

7.       Revenue. The gross fees payable by Capital One pursuant to the Customer
Agreement, before Commissions, shall be allocated and paid between the parties
hereto as follows: **% to Intersections and ** % to Equifax. The costs of
commissions and fulfillment of this program will be born by Intersections. These
fees shall be the sole amounts to which the parties are entitled with respect to
their performance under this Project Agreement and neither party shall look to
the other for any additional amounts.

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** This information is confidential and has been omitted and separately filed
with the Securities and Exchange Commission.

         IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be
executed by their respective authorized representatives.

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EQUIFAX CONSUMER SERVICES INC.               INTERSECTIONS INC.

By:_______________________________           By:_______________________________

Name:_____________________________           Name:_____________________________

Title:____________________________           Title:____________________________

                                             CREDITCOMM SERVICES, LLC.

                                             By:_______________________________

                                             Name:_____________________________

                                             Title:____________________________

          [CAPITAL ONE MARKETING AND SERVICES AGREEMENT TO BE ATTACHED]<PAGE>

                                                                   EXHIBIT 10.10

INFORMATION FOR WHICH CONFIDENTIAL TREATMENT HAS BEEN REQUESTED PURSUANT TO RULE
406 OF THE SECURITIES ACT OF 1933, AS AMENDED, IS OMITTED AND IS NOTED WITH **.
A COPY OF THIS AGREEMENT, INCLUDING ALL INFORMATION FOR WHICH CONFIDENTIAL
TREATMENT HAS BEEN REQUESTED HAS BEEN FILED SEPARATELY WITH THE SECURITIES AND
EXCHANGE COMMISSION.

                        CAPITAL ONE PROJECT AGREEMENT TWO

         THIS PROJECT AGREEMENT TWO ("PROJECT AGREEMENT TWO") is entered into as
of December 23, 2002 among Equifax Consumer Services, Inc., a Georgia
corporation ("EQUIFAX"), Intersections Inc., a Delaware corporation and
CreditComm Services LLC, a Delaware limited liability company, pursuant to
Addendum Number Two to the November 27, 2001 Master Agreement for Marketing,
Operational and Cooperative Services among the aforesaid parties. Intersections
Inc. and CreditComm Services LLC are collectively referred to herein as
"INTERSECTIONS" and shall be jointly and severally responsible for all
obligations of Intersections hereunder. Capitalized terms used herein and not
otherwise defined shall have the meaning set forth in the Agreement or Addendum
Number Two, as applicable.

1.       Services. The parties shall provide the Equifax Products as defined in
Exhibit D ("PROGRAM ORDER TWO") to that certain Marketing and Services Agreement
dated as of May 31, 2002, by and between Equifax on the one hand, and, on the
other hand, Capital One Bank, Capital One, F.S.B. and Capital One Services,
Inc., (collectively, "CAPITAL ONE") (the "CUSTOMER AGREEMENT"), a copy of which
is attached hereto as Annex A, as follows: Intersections shall perform each
operational obligation of Equifax under Program Order Two in compliance with the
applicable terms and conditions of the Customer Agreement. Intersections shall
act hereunder as a subcontractor, and not an agent, partner or co-venturer of
Equifax, and shall have no authority to modify the Customer Agreement or Program
Order Two, waive any right of Equifax thereunder, or otherwise bind Equifax in
any manner. Without limiting the generality of the foregoing, Intersections
shall not, without the prior written approval of Equifax, (a) amend Program
Order Two; (b) approve additional Program Orders pursuant to Section 1.2 of the
Customer Agreement; (c) approve marketing collateral pursuant to Section 1.3 of
the Customer Agreement; or (d) issue any approvals or otherwise take
discretionary action under Program Order Two. Intersections shall keep Equifax
informed of the progress of the work performed hereunder.

Equifax shall not modify the Customer Agreement or Program Order Two, waive any
right applicable to Intersections thereunder, or otherwise bind (except as set
forth herein) Intersections in any manner, without the prior approval of
Intersections. Without limiting the generality of the foregoing, Equifax shall
not, without the prior written approval of Intersections, (a) amend Program
Order Two; (b) approve additional Program Orders pursuant to Section 1.2 of the
Customer Agreement if Intersections is to be the Equifax Vendor; (c) approve
marketing collateral in connection with this Project Agreement Two; or (d) issue
any approvals or otherwise take discretionary action under Program Order Two.

An e-mail message from a party's authorized representative shall be sufficient
written approval for purposes of routine modifications to, or approvals of
marketing collateral or fulfillment materials under, Program Order Two.

                                        1

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2.       Marks; Ownership. Capital One will own all Program Marks, as defined in
the Customer Agreement, and Section 12.2 of the Master Agreement will not apply
to this Project Agreement Two. The Program Marks are licensed to the parties
hereto as provided in the Customer Agreement. There shall be no licenses of
Marks among the parties hereto pursuant to this Project Agreement Two. Equifax
sublicenses or otherwise grants to Intersections all rights granted to it by
Capital One solely to the extent necessary for Intersections to perform its
obligations under this Agreement. Equifax represents and warrants to
Intersections that it has the right and authority to grant Intersections those
sublicenses and other rights.

3.       User Information. Intersections agrees to comply in all respects with
the Customer Agreement provisions regarding Customer Data and Customer
Information, as defined in the Customer Agreement. Purchasers of the Equifax
Products pursuant to the Customer Agreement shall be deemed to be Users for all
purposes under the Master Agreement. As between the parties hereto, all User
Information that the parties are permitted to retain shall be owned by
Intersections. Neither party shall be deemed to "own" a customer relationship
with any User.

4.       Privacy Policies. The privacy policies of Equifax and Intersections
shall apply as appropriate.

5.       Performance Standards. Each party shall perform their respective
obligations hereunder in accordance with the applicable requirements set forth
in the Customer Agreement.

6.       Term and Termination. The term of this Project Agreement Two shall be
coextensive with the term of Program Order Two. If the Master Agreement is
terminated or expires while Program Order Two remains in effect, the Master
Agreement and this Project Agreement Two shall nonetheless be deemed to remain
in full force and effect until the expiration or termination of Program Order
Two.

7.       Revenue. Equifax shall pay Intersections Inc. the fees as follows:

         -        Orders that pass standard Intersections verification process:

                  -        $**____ for each Fulfillment Kit mailed (those that
                           pass the standard Intersections verification process
                           and receive a mailed Fulfillment Kit)

         -        Orders that do not pass standard Intersections verification
                  process:

                  -        $**____ for each mailed Verification Letter

                  -        $**____ for each credit bureau report pull

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** This information is confidential and has been omitted and separately filed
with the Securities and Exchange Commission.

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   -   $** _____ for each Verification call received

   -   $** _____ for each mailed Fulfillment Kit

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** This information is confidential and has been omitted and separately filed
with the Securities and Exchange Commission.

         The cost of fulfillment of this program will be born by Intersections.
         These fees shall be the sole amounts to which the parties are entitled
         with respect to their performance under this Project Agreement Two and
         neither party shall look to the other for any additional amounts.

         IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be
executed by their respective authorized representatives.

EQUIFAX CONSUMER SERVICES INC.             INTERSECTIONS INC.

By:__________________________              By:________________________________

Name:________________________              Name:______________________________

Title:_______________________              Title:_____________________________

                                           CREDITCOMM SERVICES, LLC.

                                           By:________________________________

                                           Name:______________________________

                                           Title:_____________________________

                [CAPITAL ONE'S PROGRAM ORDER TWO TO BE ATTACHED]

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