Document:

ISDA Master Agreement

 Exhibit 10.12 
 (Multicurrency—Cross Border) 
 ISDA® 
 International Swap Dealers Association, Inc. 
 MASTER AGREEMENT 
 dated as of May 25, 2006 
 BARCLAYS BANK PLC and GOAL CAPITAL FUNDING TRUST 2006-1 
 have entered and/or anticipate entering into one or more transactions (each a
“Transaction”) that are or will be governed by this Master Agreement, which includes the schedule (the “Schedule”), and the documents and other confirming evidence (each a “Confirmation”) exchanged between the parties
confirming those Transactions. 
 Accordingly, the parties agree as follows: 
 1. Interpretation 
 (a) Definitions. The terms defined in
Section 14 and in the Schedule will have the meanings therein specified for the purpose of this Master Agreement. 
 (b) Inconsistency. In
the event of any inconsistency between the provisions of the Schedule and the other provisions of this Master Agreement, the Schedule will prevail. In the event of any inconsistency between the provisions of any Confirmation and this Master
Agreement (including the Schedule), such Confirmation will prevail for the purpose of the relevant Transaction. 
 (c) Single Agreement. All
Transactions are entered into in reliance on the fact that this Master Agreement and all Confirmations form a single agreement between the parties (collectively referred to as this “Agreement”), and the parties would not otherwise enter
into any Transactions. 
 2. Obligations 
 (a) General Conditions. 
 (i) Each party will make each payment or delivery specified in each
Confirmation to be made by it, subject to the other provisions of this Agreement. 
 (ii) Payments under this Agreement will be made on the
due date for value on that date in the place of the account specified in the relevant Confirmation or otherwise pursuant to this Agreement, in freely transferable funds and in the manner customary for payments in the required currency. Where
settlement is by delivery (that is, other than by payment), such delivery will be made for receipt on the due date in the manner customary for the relevant obligation unless otherwise specified in the relevant Confirmation or elsewhere in this
Agreement. 
  

 Copyright © 1992 by International Swap Dealers Association, Inc. 

 (iii) Each obligation of each party under Section 2(a)(i) is subject to (1) the condition
precedent that no Event of Default or Potential Event of Default with respect to the other party has occurred and is continuing, (2) the condition precedent that no Early Termination Date in respect of the relevant Transaction has occurred or
been effectively designated and (3) each other applicable condition precedent specified in this Agreement. 
 (b) Change of Account.
Either party may change its account for receiving a payment or delivery by giving notice to the other party at least five Local Business Days prior to the scheduled date for the payment or delivery to which such change applies unless such other
party gives timely notice of a reasonable objection to such change. 
 (c) Netting. If on any date amounts
would otherwise be payable: 
  

	 	(i)	in the same currency; and 

  

	 	(ii)	in respect of the same Transaction, 

 by each party to the other, then, on
such date, each party’s obligation to make payment of any such amount will be automatically satisfied and discharged and, if the aggregate amount that would otherwise have been payable by one party exceeds the aggregate amount that would
otherwise have been payable by the other party, replaced by an obligation upon the party by whom the larger aggregate amount would have been payable to pay to the other party the excess of the larger aggregate amount over the smaller aggregate
amount. 
 The parties may elect in respect of two or more Transactions that a net amount will be determined in respect of all amounts payable on the same
date in the same currency in respect of such Transactions, regardless of whether such amounts are payable in respect of the same Transaction. The election may be made in the Schedule or a Confirmation by specifying that subparagraph (ii) above
will not apply to the Transactions identified as being subject to the election, together with the starting date (in which case subparagraph (ii) above will not, or will cease to, apply to such Transactions from such date). This election may be
made separately for different groups of Transactions and will apply separately to each pairing of Offices through which the parties make and receive payments or deliveries. 
 (d) Deduction or Withholding for Tax. 
 (i) Gross-Up. All payments under this Agreement will be made without any deduction or withholding for or on account of any Tax unless such deduction or withholding is required by any applicable law, as
modified by the practice of any relevant governmental revenue authority, then in effect. If a party is so required to deduct or withhold, then that party (“X”) will: 
 (1) promptly notify the other party (“Y”) of such requirement; 
  

					
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 (2) pay to the relevant authorities the full amount required to be deducted or withheld (including the
full amount required to be deducted or withheld from any additional amount paid by X to Y under this Section 2(d)) promptly upon the earlier of determining that such deduction or withholding is required or receiving notice that such amount has
been assessed against Y; 
 (3) promptly forward to Y an official receipt (or a certified copy), or other documentation reasonably acceptable
to Y, evidencing such payment to such authorities; and 
 (4) if such Tax is an Indemnifiable Tax, pay to Y, in addition to the payment to
which Y is otherwise entitled under this Agreement, such additional amount as is necessary to ensure that the net amount actually received by Y (free and clear of Indemnifiable Taxes, whether assessed against X or Y) will equal the full amount Y
would have received had no such deduction or withholding been required. However, X will not be required to pay any additional amount to Y to the extent that it would not be required to be paid but for: 
 (A) the failure by Y to comply with or perform any agreement contained in Section 4(a)(i), 4(a)(iii) or 4(d); or 
 (B) the failure of a representation made by Y pursuant to Section 3(f) to be accurate and true unless such failure would not have occurred but for
(I) any action taken by a taxing authority, or brought in a court of competent jurisdiction, on or after the date on which a Transaction is entered into (regardless of whether such action is taken or brought with respect to a party to this
Agreement) or (II) a Change in Tax Law. 
 (ii) Liability. If: 
 (1) X is required by any applicable law, as modified by the practice of any relevant governmental revenue authority, to make any deduction or withholding
in respect of which X would not be required to pay an additional amount to Y under Section 2(d)(i)(4); 
 (2) X does not so deduct or
withhold; and 
 (3) a liability resulting from such Tax is assessed directly against X, 
 then, except to the extent Y has satisfied or then satisfies the liability resulting from such Tax, Y will promptly pay to X the amount of such liability
(including any related liability for interest, but including any related liability for penalties only if Y has failed to comply with or perform any agreement contained in Section 4(a)(i), 4(a)(iii) or 4(d)). 
 (e) Default Interest; Other Amounts. Prior to the occurrence or effective designation of an Early Termination Date in respect of the relevant Transaction,
a party that defaults in the performance of any payment obligation will, to the extent permitted by law and subject to Section 6(c), be required to pay interest (before as well as after judgment) on the overdue amount 
  

					
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 to the other party on demand in the same currency as such overdue amount, for the period from (and including) the
original due date for payment to (but excluding) the date of actual payment, at the Default Rate. Such interest will be calculated on the basis of daily compounding and the actual number of days elapsed. If, prior to the occurrence or effective
designation of an Early Termination Date in respect of the relevant Transaction, a party defaults in the performance of any obligation required to be settled by delivery, it will compensate the other party on demand if and to the extent provided for
in the relevant Confirmation or elsewhere in this Agreement. 
 3. Representations 
 Each party represents to the other party (which representations will be deemed to be repeated by each party on each date on which a Transaction is entered into and, in the case of the representations in
Section 3(f), at all times until the termination of this Agreement) that: 
 (a) Basic Representations.

 (i) Status. It is duly organised and validly existing under the laws of the jurisdiction of its organisation or incorporation
and, if relevant under such laws, in good standing; 
 (ii) Powers. It has the power to execute this Agreement and any other
documentation relating to this Agreement to which it is a party, to deliver this Agreement and any other documentation relating to this Agreement that it is required by this Agreement to deliver and to perform its obligations under this Agreement
and any obligations it has under any Credit Support Document to which it is a party and has taken all necessary action to authorise such execution, delivery and performance; 
 (iii) No Violation or Conflict. Such execution, delivery and performance do not violate or conflict with any law applicable to it, any
provision of its constitutional documents, any order or judgment of any court or other agency of government applicable to it or any of its assets or any contractual restriction binding on or affecting it or any of its assets; 
 (iv) Consents. All governmental and other consents that are required to have been obtained by it with respect to this Agreement or any
Credit Support Document to which it is a party have been obtained and are in full force and effect and all conditions of any such consents have been complied with; and 
 (v) Obligations Binding. Its obligations under this Agreement and any Credit Support Document to which it is a party constitute its legal, valid and binding obligations, enforceable in accordance with
their respective terms (subject to applicable bankruptcy, reorganisation, insolvency, moratorium or similar laws affecting creditors’ rights generally and subject, as to enforceability, to equitable principles of general application (regardless
of whether enforcement is sought in a proceeding in equity or at law)). 
 (b) Absence of Certain Events. No Event of Default or Potential
Event of Default or, to its knowledge, Termination Event with respect to it has occurred and is continuing and no such event or circumstance would occur as a result of its entering into or performing its obligations under this Agreement or any
Credit Support Document to which it is a party. 
  

					
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 (c) Absence of Litigation. There is not pending or, to its knowledge, threatened against it or any of its
Affiliates any action, suit or proceeding at law or in equity or before any court, tribunal, governmental body, agency or official or any arbitrator that is likely to affect the legality, validity or enforceability against it of this Agreement or
any Credit Support Document to which it is a party or its ability to perform its obligations under this Agreement or such Credit Support Document. 
 (d)
Accuracy of Specified Information. All applicable information that is furnished in writing by or on behalf of it to the other party and is identified for the purpose of this Section 3(d) in the Schedule is, as of the date of the
information, true, accurate and complete in every material respect. 
 (e) Payer Tax Representation. Each representation specified in the
Schedule as being made by it for the purpose of this Section 3(e) is accurate and true. 
 (f) Payee Tax Representations. Each
representation specified in the Schedule as being made by it for the purpose of this Section 3(f) is accurate and true. 
 4. Agreements

 Each party agrees with the other that, so long as either party has or may have any obligation under this Agreement or under any Credit Support Document
to which it is a party: 
 (a) Furnish Specified Information. It will deliver to the other party or, in certain cases under subparagraph
(iii) below, to such government or taxing authority as the other party reasonably directs: 
 (i) any forms, documents or certificates
relating to taxation specified in the Schedule or any Confirmation; 
 (ii) any other documents specified in the Schedule or any Confirmation;
and 
 (iii) upon reasonable demand by such other party, any form or document that may be required or reasonably requested in writing in order
to allow such other party or its Credit Support Provider to make a payment under this Agreement or any applicable Credit Support Document without any deduction or withholding for or on account of any Tax or with such deduction or withholding at a
reduced rate (so long as the completion, execution or submission of such form or document would not materially prejudice the legal or commercial position of the party in receipt of such demand), with any such form or document to be accurate and
completed in a manner reasonably satisfactory to such other party and to be executed and to be delivered with any reasonably required certification, 
 in
each case by the date specified in the Schedule or such Confirmation or, if none is specified, as soon as reasonably practicable. 
 (b) Maintain
Authorisations. It will use all reasonable efforts to maintain in full force and effect all consents of any governmental or other authority that are required to be obtained by it with respect to this Agreement or any Credit Support Document
to which it is a party and will use all reasonable efforts to obtain any that may become necessary in the future. 
  

					
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 (c) Comply with Laws. It will comply in all material respects with all applicable laws and orders to which
it may be subject if failure so to comply would materially impair its ability to perform its obligations under this Agreement or any Credit Support Document to which it is a party. 
 (d) Tax Agreement. It will give notice of any failure of a representation made by it under Section 3(f) to be accurate and true promptly upon learning of such failure. 
 (e) Payment of Stamp Tax. Subject to Section 11, it will pay any Stamp Tax levied or imposed upon it or in respect of its execution or performance of
this Agreement by a jurisdiction in which it is incorporated, organised, managed and controlled, or considered to have its seat, or in which a branch or office through which it is acting for the purpose of this Agreement is located (“Stamp Tax
Jurisdiction”) and will indemnify the other party against any Stamp Tax levied or imposed upon the other party or in respect of the other party’s execution or performance of this Agreement by any such Stamp Tax Jurisdiction which is not
also a Stamp Tax Jurisdiction with respect to the other party. 
 5. Events of Default and Termination Events 
 (a) Events of Default. The occurrence at any time with respect to a party or, if applicable, any Credit Support Provider of such party or any Specified
Entity of such party of any of the following events constitutes an event of default (an “Event of Default”) with respect to such party: 
 (i) Failure to Pay or Deliver. Failure by the party to make, when due, any payment under this Agreement or delivery under Section 2(a)(i) or 2(e) required to be made by it if such failure is not remedied on or before the
third Local Business Day after notice of such failure is given to the party; 
 (ii) Breach of Agreement. Failure by the party
to comply with or perform any agreement or obligation (other than an obligation to make any payment under this Agreement or delivery under Section 2(a)(i) or 2(e) or to give notice of a Termination Event or any agreement or obligation under
Section 4(a)(i), 4(a)(iii) or 4(d)) to be complied with or performed by the party in accordance with this Agreement if such failure is not remedied on or before the thirtieth day after notice of such failure is given to the party; 

(iii) Credit Support Default. 
 (1) Failure by the party or any Credit Support Provider of such party to comply with or perform any agreement or obligation to be complied with or performed by it in accordance with any Credit Support Document if such failure is continuing
after any applicable grace period has elapsed; 
  

					
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 (2) the expiration or termination of such Credit Support Document or the failing or ceasing of such
Credit Support Document to be in full force and effect for the purpose of this Agreement (in either case other than in accordance with its terms) prior to the satisfaction of all obligations of such party under each Transaction to which such Credit
Support Document relates without the written consent of the other party; or 
 (3) the party or such Credit Support Provider disaffirms,
disclaims, repudiates or rejects, in whole or in part, or challenges the validity of, such Credit Support Document; 
 (iv)
Misrepresentation. A representation (other than a representation under Section 3(e) or (f)) made or repeated or deemed to have been made or repeated by the party or any Credit Support Provider of such party in this Agreement or
any Credit Support Document proves to have been incorrect or misleading in any material respect when made or repeated or deemed to have been made or repeated; 
 (v) Default under Specified Transaction. The party, any Credit Support Provider of such party or any applicable Specified Entity of such party (1) defaults under a Specified Transaction and, after
giving effect to any applicable notice requirement or grace period, there occurs a liquidation of, an acceleration of obligations under, or an early termination of, that Specified Transaction, (2) defaults, after giving effect to any applicable
notice requirement or grace period, in making any payment or delivery due on the last payment, delivery or exchange date of, or any payment on early termination of, a Specified Transaction (or such default continues for at least three Local Business
Days if there is no applicable notice requirement or grace period) or (3) disaffirms, disclaims, repudiates or rejects, in whole or in part, a Specified Transaction (or such action is taken by any person or entity appointed or empowered to
operate it or act on its behalf); 
 (vi) Cross Default. If “Cross Default” is specified in the Schedule as applying
to the party, the occurrence or existence of (1) a default, event of default or other similar condition or event (however described) in respect of such party, any Credit Support Provider of such party or any applicable Specified Entity of such
party under one or more agreements or instruments relating to Specified Indebtedness of any of them (individually or collectively) in an aggregate amount of not less than the applicable Threshold Amount (as specified in the Schedule) which has
resulted in such Specified Indebtedness becoming, or becoming capable at such time of being declared, due and payable under such agreements or instruments, before it would otherwise have been due and payable or (2) a default by such party, such
Credit Support Provider or such Specified Entity (individually or collectively) in making one or more payments on the due date thereof in an aggregate amount of not less than the applicable Threshold Amount under such agreements or instruments
(after giving effect to any applicable notice requirement or grace period); 
  

					
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 (vii) Bankruptcy. The party, any Credit Support Provider of such party or any
applicable Specified Entity of such party: 
 (1) is dissolved (other than pursuant to a consolidation, amalgamation or merger);
(2) becomes insolvent or is unable to pay its debts or fails or admits in writing its inability generally to pay its debts as they become due; (3) makes a general assignment, arrangement or composition with or for the benefit of its
creditors; (4) institutes or has instituted against it a proceeding seeking a judgment of insolvency or bankruptcy or any other relief under any bankruptcy or insolvency law or other similar law affecting creditors’ rights, or a petition
is presented for its winding-up or liquidation, and, in the case of any such proceeding or petition instituted or presented against it, such proceeding or petition (A) results in a judgment of insolvency or bankruptcy or the entry of an order
for relief or the making of an order for its winding-up or liquidation or (B) is not dismissed, discharged, stayed or restrained in each case within 30 days of the institution or presentation thereof; (5) has a resolution passed for its
winding-up, official management or liquidation (other than pursuant to a consolidation, amalgamation or merger); (6) seeks or becomes subject to the appointment of an administrator, provisional liquidator, conservator, receiver, trustee,
custodian or other similar official for it or for all or substantially all its assets; (7) has a secured party take possession of all or substantially all its assets or has a distress, execution, attachment, sequestration or other legal process
levied, enforced or sued on or against all or substantially all its assets and such secured party maintains possession, or any such process is not dismissed, discharged, stayed or restrained, in each case within 30 days thereafter; (8) causes
or is subject to any event with respect to it which, under the applicable laws of any jurisdiction, has an analogous effect to any of the events specified in clauses (1) to (7) (inclusive); or (9) takes any action in furtherance of,
or indicating its consent to, approval of, or acquiescence in, any of the foregoing acts; or 
 (viii) Merger Without
Assumption. The party or any Credit Support Provider of such party consolidates or amalgamates with, or merges with or into, or transfers all or substantially all its assets to, another entity and, at the time of such consolidation,
amalgamation, merger or transfer: 
 (1) the resulting, surviving or transferee entity fails to assume all the obligations of such party or
such Credit Support Provider under this Agreement or any Credit Support Document to which it or its predecessor was a party by operation of law or pursuant to an agreement reasonably satisfactory to the other party to this Agreement; or 

(2) the benefits of any Credit Support Document fail to extend (without the consent of the other party) to the performance by such resulting, surviving
or transferee entity of its obligations under this Agreement. 
 (b) Termination Events. The occurrence at any time with respect to a party or,
if applicable, any Credit Support Provider of such party or any Specified Entity of such party of any event specified below constitutes an Illegality if the event is specified in (i) below, a Tax Event if the event is specified in
(ii) below or a Tax Event Upon Merger if the event is specified in (iii) below, and, if specified to be applicable, a Credit Event Upon Merger if the event is specified 
  

					
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 pursuant to (iv) below or an Additional Termination Event if the event is specified
pursuant to (v) below: 
 (i) Illegality. Due to the adoption of, or any change in, any applicable law after the date on
which a Transaction is entered into, or due to the promulgation of, or any change in, the interpretation by any court, tribunal or regulatory authority with competent jurisdiction of any applicable law after such date, it becomes unlawful (other
than as a result of a breach by the party of Section 4(b)) for such party (which will be the Affected Party): 
 (1) to perform any
absolute or contingent obligation to make a payment or delivery or to receive a payment or delivery in respect of such Transaction or to comply with any other material provision of this Agreement relating to such Transaction; or 
 (2) to perform, or for any Credit Support Provider of such party to perform, any contingent or other obligation which the party (or such Credit Support
Provider) has under any Credit Support Document relating to such Transaction; 
 (ii) Tax Event. Due to (x) any action
taken by a taxing authority, or brought in a court of competent jurisdiction, on or after the date on which a Transaction is entered into (regardless of whether such action is taken or brought with respect to a party to this Agreement) or (y) a
Change in Tax Law, the party (which will be the Affected Party) will, or there is a substantial likelihood that it will, on the next succeeding Scheduled Payment Date (1) be required to pay to the other party an additional amount in respect of
an Indemnifiable Tax under Section 2(d)(i)(4) (except in respect of interest under Section 2(e), 6(d)(ii) or 6(e)) or (2) receive a payment from which an amount is required to be deducted or withheld for or on account of a Tax (except
in respect of interest under Section 2(e), 6(d)(ii) or 6(e)) and no additional amount is required to be paid in respect of such Tax under Section 2(d)(i)(4) (other than by reason of Section 2(d)(i)(4)(A) or (B)); 
 (iii) Tax Event Upon Merger. The party (the “Burdened Party”) on the next succeeding Scheduled Payment Date will either
(1) be required to pay an additional amount in respect of an Indemnifiable Tax under Section 2(d)(i)(4) (except in respect of interest under Section 2(e), 6(d)(ii) or 6(e)) or (2) receive a payment from which an amount has been
deducted or withheld for or on account of any Indemnifiable Tax in respect of which the other party is not required to pay an additional amount (other than by reason of Section 2(d)(i)(4)(A) or (B)), in either case as a result of a party
consolidating or amalgamating with, or merging with or into, or transferring all or substantially all its assets to, another entity (which will be the Affected Party) where such action does not constitute an event described in
Section 5(a)(viii); 
 (iv) Credit Event Upon Merger. If “Credit Event Upon Merger” is specified in the Schedule
as applying to the party, such party (“X”), any Credit Support Provider of X or any applicable Specified Entity of X consolidates or amalgamates with, or merges with or into, or transfers all or substantially all its assets, to, another
entity and such action does not constitute an event described in Section 5(a)(viii) but the creditworthiness of the 
  

					
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 resulting, surviving or transferee entity is materially weaker than that of X, such Credit Support
Provider or such Specified Entity, as the case may be, immediately prior to such action (and, in such event, X or its successor or transferee, as appropriate, will be the Affected Party); or 
 (v) Additional Termination Event. If any “Additional Termination Event” is specified in the Schedule or any Confirmation as
applying, the occurrence of such event (and, in such event, the Affected Party or Affected Parties shall be as specified for such Additional Termination Event in the Schedule or such Confirmation). 
 (c) Event of Default and Illegality. If an event or circumstance which would otherwise constitute or give rise to an Event of Default also constitutes an
Illegality, it will be treated as an Illegality and will not constitute an Event of Default. 
 6. Early Termination 
 (a) Right to Terminate Following Event of Default. If at any time an Event of Default with respect to a party (the “Defaulting Party”) has
occurred and is then continuing, the other party (the “Non-defaulting Party”) may, by not more than 20 days notice to the Defaulting Party specifying the relevant Event of Default, designate a day not earlier than the day such notice is
effective as an Early Termination Date in respect of all outstanding Transactions. If, however, “Automatic Early Termination” is specified in the Schedule as applying to a party, then an Early Termination Date in respect of all outstanding
Transactions will occur immediately upon the occurrence with respect to such party of an Event of Default specified in Section 5(a)(vii)(1), (3), (5), (6) or, to the extent analogous thereto, (8), and as of the time immediately preceding
the institution of the relevant proceeding or the presentation of the relevant petition upon the occurrence with respect to such party of an Event of Default specified in Section 5(a)(vii)(4) or, to the extent analogous thereto, (8).

 (b) Right to Terminate Following Termination Event. 
 (i) Notice. If a Termination Event occurs, an Affected Party will, promptly upon becoming aware of it, notify the other party, specifying
the nature of that Termination Event and each Affected Transaction and will also give such other information about that Termination Event as the other party may reasonably require. 
 (ii) Transfer to Avoid Termination Event. If either an Illegality under Section 5(b)(i)(1) or a Tax Event occurs and there is only one
Affected Party, or if a Tax Event Upon Merger occurs and the Burdened Party is the Affected Party, the Affected Party will, as a condition to its right to designate an Early Termination Date under Section 6(b)(iv), use all reasonable efforts
(which will not require such party to incur a loss, excluding immaterial, incidental expenses) to transfer within 20 days after it gives notice under Section 6(b)(i) all its rights and obligations under this Agreement in respect of the Affected
Transactions to another of its Offices or Affiliates so that such Termination Event ceases to exist. 
  

					
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 If the Affected Party is not able to make such a transfer it will give notice to the other party to that effect within
such 20 day period, whereupon the other party may effect such a transfer within 30 days after the notice is given under Section 6(b)(i). 
 Any such
transfer by a party under this Section 6(b)(ii) will be subject to and conditional upon the prior written consent of the other party, which consent will not be withheld if such other party’s policies in effect at such time would permit it
to enter into transactions with the transferee on the terms proposed. 
 (iii) Two Affected Parties. If an Illegality under
Section 5(b)(i)(1) or a Tax Event occurs and there are two Affected Parties, each party will use all reasonable efforts to reach agreement within 30 days after notice thereof is given under Section 6(b)(i) on action to avoid that
Termination Event. 
 (iv) Right to Terminate. If: 
 (1) a transfer under Section 6(b)(ii) or an agreement under Section 6(b)(iii), as the case may be, has not been effected with respect to all Affected Transactions within 30 days after an Affected Party gives
notice under Section 6(b)(i); or 
 (2) an Illegality under Section 5(b)(i)(2), a Credit Event Upon Merger or an Additional
Termination Event occurs, or a Tax Event Upon Merger occurs and the Burdened Party is not the Affected Party, 
 either party in the case of an Illegality,
the Burdened Party in the case of a Tax Event Upon Merger, any Affected Party in the case of a Tax Event or an Additional Termination Event if there is more than one Affected Party, or the party which is not the Affected Party in the case of a
Credit Event Upon Merger or an Additional Termination Event if there is only one Affected Party may, by not more than 20 days notice to the other party and provided that the relevant Termination Event is then continuing, designate a day not earlier
than the day such notice is effective as an Early Termination Date in respect of all Affected Transactions. 
 (c)
Effect of Designation. 
 (i) If notice designating an Early Termination Date is given under Section 6(a) or (b), the Early
Termination Date will occur on the date so designated, whether or not the relevant Event of Default or Termination Event is then continuing. 
 (ii) Upon the occurrence or effective designation of an Early Termination Date, no further payments or deliveries under Section 2(a)(i) or 2(e) in respect of the Terminated Transactions will be required to be made, but without
prejudice to the other provisions of this Agreement. The amount, if any, payable in respect of an Early Termination Date shall be determined pursuant to Section 6(e). 
 (d) Calculations. 
 (i) Statement. On or as soon as reasonably practicable following the occurrence of an Early Termination Date, each party will make the calculations on its part, if any, 
  

					
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 contemplated by Section 6(e) and will provide to the other party a statement (1) showing, in
reasonable detail, such calculations (including all relevant quotations and specifying any amount payable under Section 6(e)) and (2) giving details of the relevant account to which any amount payable to it is to be paid. In the absence of
written confirmation from the source of a quotation obtained in determining a Market Quotation, the records of the party obtaining such quotation will be conclusive evidence of the existence and accuracy of such quotation. 
 (ii) Payment Date. An amount calculated as being due in respect of any Early Termination Date under Section 6(e) will be payable on the
day that notice of the amount payable is effective (in the case of an Early Termination Date which is designated or occurs as a result of an Event of Default) and on the day which is two Local Business Days after the day on which notice of the
amount payable is effective (in the case of an Early Termination Date which is designated as a result of a Termination Event). Such amount will be paid together with (to the extent permitted under applicable law) interest thereon (before as well as
after judgment) in the Termination Currency, from (and including) the relevant Early Termination Date to (but excluding) the date such amount is paid, at the Applicable Rate. Such interest will be calculated on the basis of daily compounding and the
actual number of days elapsed. 
 (e) Payments on Early Termination. If an Early Termination Date occurs, the following provisions shall apply
based on the parties’ election in the Schedule of a payment measure, either “Market Quotation” or “Loss”, and a payment method, either the “First Method” or the “Second Method”. If the parties fail to
designate a payment measure or payment method in the Schedule, it will be deemed that “Market Quotation” or the “Second Method”, as the case may be, shall apply. The amount, if any, payable in respect of an Early Termination Date
and determined pursuant to this Section will be subject to any Set-off. 
 (i) Events of Default. If the Early Termination Date
results from an Event of Default: 
 (1) First Method and Market Quotation. If the First Method and Market Quotation apply, the
Defaulting Party will pay to the Non-defaulting Party the excess, if a positive number, of (A) the sum of the Settlement Amount (determined by the Non-defaulting Party) in respect of the Terminated Transactions and the Termination Currency
Equivalent of the Unpaid Amounts owing to the Non-defaulting Party over (B) the Termination Currency Equivalent of the Unpaid Amounts owing to the Defaulting Party. 
 (2) First Method and Loss. If the First Method and Loss apply, the Defaulting Party will pay to the Non-defaulting Party, if a positive number, the Non-defaulting Party’s Loss in respect of this Agreement.

 (3) Second Method and Market Quotation. If the Second Method and Market Quotation apply, an amount will be payable equal to
(A) the sum of the Settlement Amount (determined by the Non-defaulting Party) in respect of the Terminated Transactions and the Termination Currency Equivalent of the Unpaid 
  

					
		 	12	 	ISDA® 1992

 Amounts owing to the Non-defaulting Party less (B) the Termination Currency Equivalent of the Unpaid
Amounts owing to the Defaulting Party. If that amount is a positive number, the Defaulting Party will pay it to the Non-defaulting Party; if it is a negative number, the Non-defaulting Party will pay the absolute value of that amount to the
Defaulting Party. 
 (4) Second Method and Loss. If the Second Method and Loss apply, an amount will be payable equal to the
Non-defaulting Party’s Loss in respect of this Agreement. If that amount is a positive number, the Defaulting Party will pay it to the Non-defaulting Party; if it is a negative number, the Non-defaulting Party will pay the absolute value of
that amount to the Defaulting Party. 
 (ii) Termination Events. If the Early Termination Date results from a Termination Event:

 (1) One Affected Party. If there is one Affected Party, the amount payable will be determined in accordance with
Section 6(e)(i)(3), if Market Quotation applies, or Section 6(e)(i)(4), if Loss applies, except that, in either case, references to the Defaulting Party and to the Non-defaulting Party will be deemed to be references to the Affected Party
and the party which is not the Affected Party, respectively, and, if Loss applies and fewer than all the Transactions are being terminated, Loss shall be calculated in respect of all Terminated Transactions. 
 (2) Two Affected Parties. If there are two Affected Parties: 
 (A) if Market Quotation applies, each party will determine a Settlement Amount in respect of the Terminated Transactions, and an amount will be payable equal to (I) the sum of (a) one-half of the difference
between the Settlement Amount of the party with the higher Settlement Amount (“X”) and the Settlement Amount of the party with the lower Settlement Amount (“Y”) and (b) the Termination Currency Equivalent of the Unpaid
Amounts owing to X less (II) the Termination Currency Equivalent of the Unpaid Amounts owing to Y; and 
 (B) if Loss applies, each party
will determine its Loss in respect of this Agreement (or, if fewer than all the Transactions are being terminated, in respect of all Terminated Transactions) and an amount will be payable equal to one-half of the difference between the Loss of the
party with the higher Loss (“X”) and the Loss of the party with the lower Loss (“Y”). 
 If the amount payable is a positive number, Y
will pay it to X; if it is a negative number, X will pay the absolute value of that amount to Y. 
 (iii) Adjustment for
Bankruptcy. In circumstances where an Early Termination Date occurs because “Automatic Early Termination” applies in respect of a party, the amount determined under this Section 6(e) will be subject to such adjustments as are
appropriate and permitted by law to reflect any payments or deliveries made by one party to the other under this Agreement (and retained by such other party) during the period from the relevant Early Termination Date to the date for payment
determined under Section 6(d)(ii). 
  

					
		 	13	 	ISDA® 1992

 (iv) Pre-Estimate. The parties agree that if Market Quotation applies an amount recoverable
under this Section 6(e) is a reasonable pre-estimate of loss and not a penalty. Such amount is payable for the loss of bargain and the loss of protection against future risks and except as otherwise provided in this Agreement neither party will
be entitled to recover any additional damages as a consequence of such losses. 
 7. Transfer 
 Subject to Section 6(b)(ii), neither this Agreement nor any interest or obligation in or under this Agreement may be transferred (whether by way of security or
otherwise) by either party without the prior written consent of the other party, except that: 
 (a) a party may make such a transfer of this Agreement
pursuant to a consolidation or amalgamation with, or merger with or into, or transfer of all or substantially all its assets to, another entity (but without prejudice to any other right or remedy under this Agreement); and 
 (b) a party may make such a transfer of all or any part of its interest in any amount payable to it from a Defaulting Party under Section 6(e). 
 Any purported transfer that is not in compliance with this Section will be void. 
 8. Contractual Currency 
 (a) Payment in the Contractual
Currency. Each payment under this Agreement will be made in the relevant currency specified in this Agreement for that payment (the “Contractual Currency”). To the extent permitted by applicable law, any obligation to make payments
under this Agreement in the Contractual Currency will not be discharged or satisfied by any tender in any currency other than the Contractual Currency, except to the extent such tender results in the actual receipt by the party to which payment is
owed, acting in a reasonable manner and in good faith in converting the currency so tendered into the Contractual Currency, of the full amount in the Contractual Currency of all amounts payable in respect of this Agreement. If for any reason the
amount in the Contractual Currency so received falls short of the amount in the Contractual Currency payable in respect of this Agreement, the party required to make the payment will, to the extent permitted by applicable law, immediately pay such
additional amount in the Contractual Currency as may be necessary to compensate for the shortfall. If for any reason the amount in the Contractual Currency so received exceeds the amount in the Contractual Currency payable in respect of this
Agreement, the party receiving the payment will refund promptly the amount of such excess. 
 (b) Judgments. To the extent permitted by
applicable law, if any judgment or order expressed in a currency other than the Contractual Currency is rendered (i) for the payment of any amount owing in respect of this Agreement, (ii) for the payment of any amount relating to any early
termination in respect of this Agreement or (iii) in respect of a judgment or order of another court for the payment of any amount described in (i) or (ii) above, the party seeking recovery, after recovery in full of the aggregate
amount to which such party is entitled pursuant 
  

					
		 	14	 	ISDA® 1992

 to the judgment or order, will be entitled to receive immediately from the other party the amount of any shortfall of the
Contractual Currency received by such party as a consequence of sums paid in such other currency and will refund promptly to the other party any excess of the Contractual Currency received by such party as a consequence of sums paid in such other
currency if such shortfall or such excess arises or results from any variation between the rate of exchange at which the Contractual Currency is converted into the currency of the judgment or order for the purposes of such judgment or order and the
rate of exchange at which such party is able, acting in a reasonable manner and in good faith in converting the currency received into the Contractual Currency, to purchase the Contractual Currency with the amount of the currency of the judgment or
order actually received by such party. The term “rate of exchange” includes, without limitation, any premiums and costs of exchange payable in connection with the purchase of or conversion into the Contractual Currency. 
 (c) Separate Indemnities. To the extent permitted by applicable law, these indemnities constitute separate and independent obligations from the other
obligations in this Agreement, will be enforceable as separate and independent causes of action, will apply notwithstanding any indulgence granted by the party to which any payment is owed and will not be affected by judgment being obtained or claim
or proof being made for any other sums payable in respect of this Agreement. 
 (d) Evidence of Loss. For the purpose of this Section 8,
it will be sufficient for a party to demonstrate that it would have suffered a loss had an actual exchange or purchase been made. 
 9. Miscellaneous

 (a) Entire Agreement. This Agreement constitutes the entire agreement and understanding of the parties with respect to its subject matter
and supersedes all oral communication and prior writings with respect thereto. 
 (b) Amendments. No amendment, modification or waiver in
respect of this Agreement will be effective unless in writing (including a writing evidenced by a facsimile transmission) and executed by each of the parties or confirmed by an exchange of telexes or electronic messages on an electronic messaging
system. 
 (c) Survival of Obligations. Without prejudice to Sections 2(a)(iii) and 6(c)(ii), the obligations of the parties under this
Agreement will survive the termination of any Transaction. 
 (d) Remedies Cumulative. Except as provided in this Agreement, the rights,
powers, remedies and privileges provided in this Agreement are cumulative and not exclusive of any rights, powers, remedies and privileges provided by law. 
 (e) Counterparts and Confirmations. 
 (i) This Agreement (and each amendment, modification and waiver in respect of it) may be executed and delivered in counterparts (including by facsimile transmission), each of which will be deemed an original.

  

					
		 	15	 	ISDA® 1992

 (ii) The parties intend that they are legally bound by the terms of each Transaction from the moment they
agree to those terms (whether orally or otherwise). A Confirmation shall be entered into as soon as practicable and may be executed and delivered in counterparts (including by facsimile transmission) or be created by an exchange of telexes or by an
exchange of electronic messages on an electronic messaging system, which in each case will be sufficient for all purposes to evidence a binding supplement to this Agreement. The parties will specify therein or through another effective means that
any such counterpart, telex or electronic message constitutes a Confirmation. 
 (f) No Waiver of Rights. A failure or delay in exercising any
right, power or privilege in respect of this Agreement will not be presumed to operate as a waiver, and a single or partial exercise of any right, power or privilege will not be presumed to preclude any subsequent or further exercise, of that right,
power or privilege or the exercise of any other right, power or privilege. 
 (g) Headings. The headings used in this Agreement are for
convenience of reference only and are not to affect the construction of or to be taken into consideration in interpreting this Agreement. 
 10. Offices;
Multibranch Parties 
 (a) If Section 10(a) is specified in the Schedule as applying, each party that enters into a Transaction through an Office
other than its head or home office represents to the other party that, notwithstanding the place of booking office or jurisdiction of incorporation or organisation of such party, the obligations of such party are the same as if it had entered into
the Transaction through its head or home office. This representation will be deemed to be repeated by such party on each date on which a Transaction is entered into. 
 (b) Neither party may change the Office through which it makes and receives payments or deliveries for the purpose of a Transaction without the prior written consent of the other party. 
 (c) If a party is specified as a Multibranch Party in the Schedule, such Multibranch Party may make and receive payments or deliveries under any Transaction through any
Office listed in the Schedule, and the Office through which it makes and receives payments or deliveries with respect to a Transaction will be specified in the relevant Confirmation. 
 11. Expenses 
 A Defaulting Party will, on demand, indemnify and hold harmless the other party for and against all
reasonable out-of-pocket expenses, including legal fees and Stamp Tax, incurred by such other party by reason of the enforcement and protection of its rights under this Agreement or any Credit Support Document to which the Defaulting Party is a
party or by reason of the early termination of any Transaction, including, but not limited to, costs of collection. 
  

					
		 	16	 	ISDA® 1992

 12. Notices 
 (a)
Effectiveness. Any notice or other communication in respect of this Agreement may be given in any manner set forth below (except that a notice or other communication under Section 5 or 6 may not be given by facsimile transmission
or electronic messaging system) to the address or number or in accordance with the electronic messaging system details provided (see the Schedule) and will be deemed effective as indicated: 
 (i) if in writing and delivered in person or by courier, on the date it is delivered; 
 (ii) if sent by telex, on the date the recipient’s answerback is received; 
 (iii) if sent by facsimile transmission, on the date that transmission is received by a responsible employee of the recipient in legible form (it being
agreed that the burden of proving receipt will be on the sender and will not be met by a transmission report generated by the sender’s facsimile machine); 
 (iv) if sent by certified or registered mail (airmail, if overseas) or the equivalent (return receipt requested), on the date that mail is delivered or its delivery is attempted; or 
 (v) if sent by electronic messaging system, on the date that electronic message is received, 
 unless the date of that delivery (or attempted delivery) or that receipt, as applicable, is not a Local Business Day or that communication is delivered (or attempted) or
received, as applicable, after the close of business on a Local Business Day, in which case that communication shall be deemed given and effective on the first following day that is a Local Business Day. 
 (b) Change of Addresses. Either party may by notice to the other change the address, telex or facsimile number or electronic messaging system details at
which notices or other communications are to be given to it. 
 13. Governing Law and Jurisdiction 
 (a) Governing Law. This Agreement will be governed by and construed in accordance with the law specified in the Schedule.

 (b) Jurisdiction. With respect to any suit, action or proceedings relating to this Agreement (“Proceedings”), each party
irrevocably: 
 (i) submits to the jurisdiction of the English courts, if this Agreement is expressed to be governed by English law, or to the
non-exclusive jurisdiction of the courts of the State of New York and the United States District Court located in the Borough of Manhattan in New York City, if this Agreement is expressed to be governed by the laws of the State of New York; and

 (ii) waives any objection which it may have at any time to the laying of venue of any Proceedings brought in any such court, waives any
claim that such Proceedings have been brought in an inconvenient forum and further waives the right to object, with respect to such Proceedings, that such court does not have any jurisdiction over such party. 
  

					
		 	17	 	ISDA® 1992

 Nothing in this Agreement precludes either party from bringing Proceedings in any other jurisdiction (outside, if this
Agreement is expressed to be governed by English law, the Contracting States, as defined in Section 1(3) of the Civil Jurisdiction and Judgments Act 1982 or any modification, extension or re-enactment thereof for the time being in force) nor
will the bringing of Proceedings in any one or more jurisdictions preclude the bringing of Proceedings in any other jurisdiction. 
 (c) Service of
Process. Each party irrevocably appoints the Process Agent (if any) specified opposite its name in the Schedule to receive, for it and on its behalf, service of process in any Proceedings. If for any reason any party’s Process Agent is
unable to act as such, such party will promptly notify the other party and within 30 days appoint a substitute process agent acceptable to the other party. The parties irrevocably consent to service of process given in the manner provided for
notices in Section 12. Nothing in this Agreement will affect the right of either party to serve process in any other manner permitted by law. 
 (d)
Waiver of Immunities. Each party irrevocably waives, to the fullest extent permitted by applicable law, with respect to itself and its revenues and assets (irrespective of their use or intended use), all immunity on the grounds of
sovereignty or other similar grounds from (i) suit, (ii) jurisdiction of any court, (iii) relief by way of injunction, order for specific performance or for recovery of property, (iv) attachment of its assets (whether before or
after judgment) and (v) execution or enforcement of any judgment to which it or its revenues or assets might otherwise be entitled in any Proceedings in the courts of any jurisdiction and irrevocably agrees, to the extent permitted by
applicable law, that it will not claim any such immunity in any Proceedings. 
 14. Definitions 
 As used in this Agreement: 
 “Additional Termination Event” has the meaning specified in Section 5(b). 
 “Affected Party” has the meaning specified in Section 5(b). 
 “Affected
Transactions” means (a) with respect to any Termination Event consisting of an Illegality, Tax Event or Tax Event Upon Merger, all Transactions affected by the occurrence of such Termination Event and (b) with respect to any
other Termination Event, all Transactions. 
 “Affiliate” means, subject to the Schedule, in relation to any person, any entity
controlled, directly or indirectly, by the person, any entity that controls, directly or indirectly, the person or any entity directly or indirectly under common control with the person. For this purpose, “control” of any entity or person
means ownership of a majority of the voting power of the entity or person. 
 “Applicable Rate”
means: 
 (a) in respect of obligations payable or deliverable (or which would have been but for Section 2(a)(iii)) by a Defaulting Party, the Default
Rate; 
  

					
		 	18	 	ISDA® 1992

 (b) in respect of an obligation to pay an amount under Section 6(e) of either party from and after the date
(determined in accordance with Section 6(d)(ii)) on which that amount is payable, the Default Rate; 
 (c) in respect of all other obligations payable
or deliverable (or which would have been but for Section 2(a)(iii)) by a Non-defaulting Party, the Non-default Rate; and 
 (d) in all other cases, the
Termination Rate. 
 “Burdened Party” has the meaning specified in Section 5(b). 
 “Change in Tax Law” means the enactment, promulgation, execution or ratification of, or any change in or amendment to, any law (or in the
application or official interpretation of any law) that occurs on or after the date on which the relevant Transaction is entered into. 
 “consent” includes a consent, approval, action, authorisation, exemption, notice, filing, registration or exchange control consent. 
 “Credit Event Upon Merger” has the meaning specified in Section 5(b). 
 “Credit Support Document” means any agreement or instrument that is specified as such in this Agreement.

 “Credit Support Provider” has the meaning specified in the Schedule. 
 “Default Rate” means a rate per annum equal to the cost (without proof or evidence of any actual cost) to the relevant payee (as certified by it)
if it were to fund or of funding the relevant amount plus 1% per annum. 
 “Defaulting Party”
has the meaning specified in Section 6(a). 
 “Early Termination Date” means the date
determined in accordance with Section 6(a) or 6(b)(iv). 
 “Event of Default” has the meaning
specified in Section 5(a) and, if applicable, in the Schedule. 
 “Illegality” has the meaning
specified in Section 5(b). 
 “Indemnifiable Tax” means any Tax other than a Tax that would not be imposed in respect of a
payment under this Agreement but for a present or former connection between the jurisdiction of the government or taxation authority imposing such Tax and the recipient of such payment or a person related to such recipient (including, without
limitation, a connection arising from such recipient or related person being or having been a citizen or resident of such jurisdiction, or being or having been organised, present or engaged in a trade or business in such jurisdiction, or having or
having had a permanent establishment or fixed place of business in such jurisdiction, but excluding a connection arising solely from such recipient or related person having executed, delivered, performed its obligations or received a payment under,
or enforced, this Agreement or a Credit Support Document). 
  

					
		 	19	 	ISDA® 1992

 “law” includes any treaty, law, rule or regulation (as modified, in the case of tax matters, by
the practice of any relevant governmental revenue authority) and “lawful” and “unlawful” will be construed accordingly. 
 “Local Business Day” means, subject to the Schedule, a day on which commercial banks are open for business (including dealings in foreign exchange and foreign currency deposits) (a) in
relation to any obligation under Section 2(a)(i), in the place(s) specified in the relevant Confirmation or, if not so specified, as otherwise agreed by the parties in writing or determined pursuant to provisions contained, or incorporated by
reference, in this Agreement, (b) in relation to any other payment, in the place where the relevant account is located and, if different, in the principal financial centre, if any, of the currency of such payment, (c) in relation to any
notice or other communication, including notice contemplated under Section 5(a)(i), in the city specified in the address for notice provided by the recipient and, in the case of a notice contemplated by Section 2(b), in the place where the
relevant new account is to be located and (d) in relation to Section 5(a)(v)(2), in the relevant locations for performance with respect to such Specified Transaction. 
 “Loss” means, with respect to this Agreement or one or more Terminated Transactions, as the case may be, and a party, the Termination Currency Equivalent of an amount that party reasonably
determines in good faith to be its total losses and costs (or gain, in which case expressed as a negative number) in connection with this Agreement or that Terminated Transaction or group of Terminated Transactions, as the case may be, including any
loss of bargain, cost of funding or, at the election of such party but without duplication, loss or cost incurred as a result of its terminating, liquidating, obtaining or reestablishing any hedge or related trading position (or any gain resulting
from any of them). Loss includes losses and costs (or gains) in respect of any payment or delivery required to have been made (assuming satisfaction of each applicable condition precedent) on or before the relevant Early Termination Date and not
made, except, so as to avoid duplication, if Section 6(e)(i)(1) or (3) or 6(e)(ii)(2)(A) applies. Loss does not include a party’s legal fees and out-of-pocket expenses referred to under Section 11. A party will determine its Loss
as of the relevant Early Termination Date, or, if that is not reasonably practicable, as of the earliest date thereafter as is reasonably practicable. A party may (but need not) determine its Loss by reference to quotations of relevant rates or
prices from one or more leading dealers in the relevant markets. 
 “Market Quotation” means, with respect to one or more Terminated
Transactions and a party making the determination, an amount determined on the basis of quotations from Reference Market-makers. Each quotation will be for an amount, if any, that would be paid to such party (expressed as a negative number) or by
such party (expressed as a positive number) in consideration of an agreement between such party (taking into account any existing Credit Support Document with respect to the obligations of such party) and the quoting Reference Market-maker to enter
into a transaction (the “Replacement Transaction”) that would have the effect of preserving for such party the economic equivalent of any payment or delivery (whether the underlying obligation was absolute or contingent and assuming the
satisfaction of each applicable condition precedent) by the parties under Section 2(a)(i) in respect of such Terminated Transaction or group of Terminated Transactions that would, but for the occurrence of the relevant Early Termination Date,
have been required after that date. For this purpose, Unpaid Amounts in respect of the Terminated Transaction or group of Terminated Transactions are to be 
  

					
		 	20	 	ISDA® 1992

 excluded but, without limitation, any payment or delivery that would, but for the relevant Early Termination Date, have
been required (assuming satisfaction of each applicable condition precedent) after that Early Termination Date is to be included. The Replacement Transaction would be subject to such documentation as such party and the Reference Market-maker may, in
good faith, agree. The party making the determination (or its agent) will request each Reference Market-maker to provide its quotation to the extent reasonably practicable as of the same day and time (without regard to different time zones) on or as
soon as reasonably practicable after the relevant Early Termination Date. The day and time as of which those quotations are to be obtained will be selected in good faith by the party obliged to make a determination under Section 6(e), and, if
each party is so obliged, after consultation with the other. If more than three quotations are provided, the Market Quotation will be the arithmetic mean of the quotations, without regard to the quotations having the highest and lowest values. If
exactly three such quotations are provided, the Market Quotation will be the quotation remaining after disregarding the highest and lowest quotations. For this purpose, if more than one quotation has the same highest value or lowest value, then one
of such quotations shall be disregarded. If fewer than three quotations are provided, it will be deemed that the Market Quotation in respect of such Terminated Transaction or group of Terminated Transactions cannot be determined. 
 “Non-default Rate” means a rate per annum equal to the cost (without proof or evidence of any actual cost) to the Non-defaulting Party (as
certified by it) if it were to fund the relevant amount. 
 “Non-defaulting Party” has the meaning
specified in Section 6(a). 
 “Office” means a branch or office of a party, which may be such
party’s head or home office. 
 “Potential Event of Default” means any event which, with the giving of notice or the lapse of
time or both, would constitute an Event of Default. 
 “Reference Market-makers” means four leading dealers in the relevant market
selected by the party determining a Market Quotation in good faith (a) from among dealers of the highest credit standing which satisfy all the criteria that such party applies generally at the time in deciding whether to offer or to make an
extension of credit and (b) to the extent practicable, from among such dealers having an office in the same city. 
 “Relevant
Jurisdiction” means, with respect to a party, the jurisdictions (a) in which the party is incorporated, organised, managed and controlled or considered to have its seat, (b) where an Office through which the party is acting
for purposes of this Agreement is located, (c) in which the party executes this Agreement and (d) in relation to any payment, from or through which such payment is made. 
 “Scheduled Payment Date” means a date on which a payment or delivery is to be made under Section 2(a)(i) with respect to a Transaction. 
 “Set-off” means set-off, offset, combination of accounts, right of retention or withholding or similar right or requirement to which the payer of
an amount under Section 6 is entitled or subject (whether arising under this Agreement, another contract, applicable law or otherwise) that is exercised by, or imposed on, such payer. 
  

					
		 	21	 	ISDA® 1992

 “Settlement Amount” means, with respect to a party and any Early
Termination Date, the sum of: 
 (a) the Termination Currency Equivalent of the Market Quotations (whether positive or negative) for each Terminated
Transaction or group of Terminated Transactions for which a Market Quotation is determined; and 
 (b) such party’s Loss (whether positive or negative
and without reference to any Unpaid Amounts) for each Terminated Transaction or group of Terminated Transactions for which a Market Quotation cannot be determined or would not (in the reasonable belief of the party making the determination) produce
a commercially reasonable result. 
 “Specified Entity” has the meaning specified in the Schedule.

 “Specified Indebtedness” means, subject to the Schedule, any obligation (whether present or future, contingent or otherwise, as
principal or surety or otherwise) in respect of borrowed money. 
 “Specified Transaction” means, subject to the Schedule,
(a) any transaction (including an agreement with respect thereto) now existing or hereafter entered into between one party to this Agreement (or any Credit Support Provider of such party or any applicable Specified Entity of such party) and the
other party to this Agreement (or any Credit Support Provider of such other party or any applicable Specified Entity of such other party) which is a rate swap transaction, basis swap, forward rate transaction, commodity swap, commodity option,
equity or equity index swap, equity or equity index option, bond option, interest rate option, foreign exchange transaction, cap transaction, floor transaction, collar transaction, currency swap transaction, cross-currency rate swap transaction,
currency option or any other similar transaction (including any option with respect to any of these transactions), (b) any combination of these transactions and (c) any other transaction identified as a Specified Transaction in this
Agreement or the relevant confirmation. 
 “Stamp Tax” means any stamp, registration, documentation
or similar tax. 
 “Tax” means any present or future tax, levy, impost, duty, charge, assessment or fee of any nature (including
interest, penalties and additions thereto) that is imposed by any government or other taxing authority in respect of any payment under this Agreement other than a stamp, registration, documentation or similar tax. 
 “Tax Event” has the meaning specified in Section 5(b). 
 “Tax Event Upon Merger” has the meaning specified in Section 5(b). 
 “Terminated Transactions” means with respect to any Early Termination Date (a) if resulting from a Termination Event, all Affected
Transactions and (b) if resulting from an Event of Default, all Transactions (in either case) in effect immediately before the effectiveness of the notice designating that Early Termination Date (or, if “Automatic Early Termination”
applies, immediately before that Early Termination Date). 
  

					
		 	22	 	ISDA® 1992

 “Termination Currency” has the meaning specified in the
Schedule. 
 “Termination Currency Equivalent” means, in respect of any amount denominated in the Termination Currency, such
Termination Currency amount and, in respect of any amount denominated in a currency other than the Termination Currency (the “Other Currency”), the amount in the Termination Currency determined by the party making the relevant
determination as being required to purchase such amount of such Other Currency as at the relevant Early Termination Date, or, if the relevant Market Quotation or Loss (as the case may be), is determined as of a later date, that later date, with the
Termination Currency at the rate equal to the spot exchange rate of the foreign exchange agent (selected as provided below) for the purchase of such Other Currency with the Termination Currency at or about 11:00 a.m. (in the city in which such
foreign exchange agent is located) on such date as would be customary for the determination of such a rate for the purchase of such Other Currency for value on the relevant Early Termination Date or that later date. The foreign exchange agent will,
if only one party is obliged to make a determination under Section 6(e), be selected in good faith by that party and otherwise will be agreed by the parties. 
 “Termination Event” means an Illegality, a Tax Event or a Tax Event Upon Merger or, if specified to be applicable, a Credit Event Upon Merger or an Additional Termination Event. 
 “Termination Rate” means a rate per annum equal to the arithmetic mean of the cost (without proof or evidence of any actual cost) to each party
(as certified by such party) if it were to fund or of funding such amounts. 
 “Unpaid Amounts” owing to any party means, with
respect to an Early Termination Date, the aggregate of (a) in respect of all Terminated Transactions, the amounts that became payable (or that would have become payable but for Section 2(a)(iii)) to such party under Section 2(a)(i) on
or prior to such Early Termination Date and which remain unpaid as at such Early Termination Date and (b) in respect of each Terminated Transaction, for each obligation under Section 2(a)(i) which was (or would have been but for
Section 2(a)(iii)) required to be settled by delivery to such party on or prior to such Early Termination Date and which has not been so settled as at such Early Termination Date, an amount equal to the fair market value of that which was (or
would have been) required to be delivered as of the originally scheduled date for delivery, in each case together with (to the extent permitted under applicable law) interest, in the currency of such amounts, from (and including) the date such
amounts or obligations were or would have been required to have been paid or performed to (but excluding) such Early Termination Date, at the Applicable Rate. Such amounts of interest will be calculated on the basis of daily compounding and the
actual number of days elapsed. The fair market value of any obligation referred to in clause (b) above shall be reasonably determined by the party obliged to make the determination under Section 6(e) or, if each party is so obliged, it
shall be the average of the Termination Currency Equivalents of the fair market values reasonably determined by both parties. 
  

					
		 	23	 	ISDA® 1992

 IN WITNESS WHEREOF the parties have executed this document on the respective dates specified below with effect from the
date specified on the first page of this document. 
  

									
	BARCLAYS BANK PLC	 	GOAL CAPITAL FUNDING TRUST 2006-1
				
	 By:
 Name:
 Title:
 Date:
	 	 /s/ Justin Wray
 Justin
Wray
 Director
 May 25, 2006
	 	By:	 	 WILMINGTON TRUST COMPANY, not in its individual
 capacity but solely as Delaware trustee
  

	 	 		 	By:	 	 /s/ Michele C. Harra

	 	 		 	Name:	 	Michele C. Harra
	 	 		 	Title:	 	Financial Services Officer
		 		 		 	Date:	 	May 25, 2006

  

					
		 	24	 	ISDA® 1992Schedule to the ISDA Master Agreement

 Exhibit 10.13 
 SCHEDULE 
 to the 
 1992 
 ISDA Master Agreement 
 dated as of May 25, 2006 
 between BARCLAYS BANK PLC 
 (“PARTY A”) 
 and

 GOAL CAPITAL FUNDING TRUST 2006-1 
 (“PARTY B”) 
 Part 1 
 Termination Provisions 
  

	(a)	“Specified Entity” means in relation to Party A for the purpose of: 

 Section 5(a)(v) (Default under Specified Transaction), Not Applicable. 
 Section 5(a)(vi) (Cross Default), Not Applicable. 
 Section 5(a)(vii) (Bankruptcy), Not Applicable. 
 Section 5(b)(iv) (Credit Event Upon Merger), Not Applicable. 
 and in relation to Party B for the purpose of: 
 Section 5(a)(v) (Default under Specified Transaction), Not Applicable. 
 Section 5(a)(vi) (Cross Default), Not Applicable. 
 Section 5(a)(vii) (Bankruptcy), Not Applicable.

 Section 5(b)(iv) (Credit Event Upon Merger), Not Applicable. 

	(b)	EVENTS OF DEFAULT. Notwithstanding anything in this Agreement to the contrary, the following Events of Default shall apply to the specified party: 

  

					
	 	  	Party A	  	Party B
			
	 (i)       Section 5(a)(i), Failure to Pay or Deliver
	  	Applicable	  	Applicable
			
	 (ii)      Section 5(a)(ii), Breach of Agreement
	  	Applicable	  	Not Applicable
			
	 (iii)     Section 5(a)(iii), Credit Support Default
	  	Applicable	  	Not Applicable
			
	 (iv)     Section 5(a)(iv), Misrepresentation
	  	Applicable	  	Not Applicable
			
	 (v)      Section 5(a)(v), Default Under Specified Transaction
	  	Not Applicable	  	Not Applicable
			
	 (vi)     Section 5(a)(vi), Cross Default
	  	Applicable	  	Not Applicable
			
	 (vii)    Section 5(a)(vii), Bankruptcy
	  	Applicable	  	Applicable
			
	 (viii)  Section 5(a)(viii), Merger Without Assumption
	  	Applicable	  	Not Applicable

 provided, however, that with respect to Section 5(a)(i), a comma shall be inserted after the word
“party” in the third line of such Section, and following such comma, the words “provided, that with respect to Party B, Party B has available, after all prior obligations of Party B, sufficient funds to make the payment” at the
end of such Section; and provided further that with respect to Section 5(a)(vii), (i) clauses (2) and (9) shall not be applicable to Party B; (ii) clause (4) shall not apply to the institution of any proceedings
described therein with respect to Party B, if such proceedings were instituted by Party A or its Affiliates (but this provision shall not affect Party A’s rights under the proviso in Part 5(f) of this Schedule); (iii) in clause (6), the
words “seeks or” shall not be applicable to Party B; and (iv) for purposes of clauses (6) and (7), the appointment of the Trustee or other secured party by Party B or the Noteholders for the purpose of holding all or a
substantial portion of the assets of Party B for the benefit of the Noteholders or Party A does not qualify as the appointment of a trustee, custodian or similar official under clause (6) or as a secured party taking possession of the assets of
Party B under clause (7). 
 For purposes of Section 5(a)(vi), the “Cross Default” provisions shall be amended by adding at
the end thereof the following words: 
 “provided, however, that, notwithstanding the foregoing, an Event of Default
shall not occur under either (1) or (2) above if (A)(I) the default, or other similar event or condition referred to in (1) or the failure to pay referred to in (2) is a failure to pay or deliver caused by an error or omission of
an administrative or operational nature, and (II) funds or the asset to be delivered were available to such party to enable it to make the relevant payment or delivery when due and (III) such payment or delivery is made within three (3) Local
Business Days following receipt of written notice from an interested party of such failure to pay, or (B) such party was 
  

 2 

 precluded from paying, or was unable to pay, using reasonable means, through the office of the party
through which it was acting for purposes of the relevant Specified Indebtedness, by reason of force majeure, act of State, illegality or impossibility.” 
 For purposes of Section 5(a)(vi), the definition of “Specified Indebtedness” shall be amended in its entirety to read as follows: 
 “Specified Indebtedness” means any obligation (whether present or future, contingent or otherwise) in respect of borrowed money (other than
indebtedness in respect of bank deposits received in the ordinary course of business). With regard to Party A, “Threshold Amount” means, at any time, 3% of its shareholders’ equity (i.e., the sum of its capital and disclosed
reserves). 
  

	(c)	TERMINATION EVENTS. Notwithstanding anything in this Agreement to the contrary, the following Termination Events shall apply to the specified party: 

  

					
	 	  	Party A	  	Party B
			
	 (i)     Section 5(b)(i), Illegality
	  	Applicable	  	Applicable
			
	 (ii)    Section 5(b)(ii), Tax Event
	  	Applicable	  	Applicable
			
	 (iii)  Section 5(b)(iii), Tax Event Upon Merger
	  	Applicable	  	Not Applicable
			
	 (iv)   Section 5(b)(iv), Credit Event Upon Merger Not Applicable
	  	Not Applicable	  	Not Applicable

  

	(d)	The “AUTOMATIC EARLY TERMINATION” provisions of Section 6(a) will not apply to Party A or to Party B. 

  

	(e)	PAYMENTS ON EARLY TERMINATION. For the purpose of Section 6(e): “MARKET QUOTATION” and “SECOND METHOD” will apply for the purpose of Section 6(e) of
this Agreement. 

  

	(f)	“TERMINATION CURRENCY” means U.S. Dollars. 

  

	(g)	[RESERVED]. 

  

	(h)	The “ADDITIONAL TERMINATION EVENT” provisions of Section 5(b)(v) will apply. Each of the following shall constitute an Additional Termination Event:

 (i) a Downgrade Event occurs and is continuing in respect of Party A, in which case Party A will be the sole
Affected Party and all Transactions will be Affected Transactions. “DOWNGRADE EVENT” means that an S&P Downgrade, an S&P Replacement Event, a Moody’s Downgrade, a Moody’s Replacement Event, a Fitch Downgrade or a Fitch
Replacement Event (each, a “Relevant Downgrade”) occurs, and Party A fails to take one of the actions required under Part 1(i) in respect of such Relevant Downgrade within the time period specified for such action in Part 1(i); 

 

 3 

 (ii) failure by Party A to comply with or perform any agreement or undertaking to be
complied with or performed by Party A in accordance with the Disclosure Agreement if such failure is not remedied on or before the tenth day after notice of such failure is given to Party A, in which case Party A will be the sole Affected Party and
all Transactions will be Affected Transactions; and 
 (iii) without the prior written consent of Party A, Party B waives any
provision of, or amends or otherwise modifies the Indenture or any other Basic Document in any manner that would adversely and materially affect Party A under this Agreement, in which case Party B will be the sole Affected Party and all Transactions
will be Affected Transactions. 
  

	(i)	CERTAIN DOWNGRADES. 

 (i) In the event that
any Notes rated by Standard & Poor’s Rating Services, a division of The McGraw-Hill Companies, Inc. (“S&P”) remain outstanding, if the short-term rating assigned by S&P to the unsecured, unsubordinated debt of Party A
or of its Credit Support Provider falls below “A-1+”, or in the absence of a short-term rating, the long-term debt rating assigned by S&P to the unsecured, unsubordinated debt of Party A falls below “AA-” (such downgrade, an
“S&P Downgrade”), then, within thirty (30) calendar days of the date of such S&P Downgrade, Party A shall: 
 (1) either (i) transfer all of its rights and obligations under this Agreement to another entity with the Required Ratings or whose credit support provider has the Required Ratings, or (ii) cause an entity with the Required
Ratings to guarantee Party A’s obligations under this Agreement, such guarantee to be subject to a Rating Confirmation from S&P; or 
 (2) post collateral in an amount equal to the Credit Support Amount (as defined in the Credit Support Annex) in accordance with the Credit Support Annex, which shall be subject to a Rating Confirmation by S&P. If
the short-term rating assigned by S&P to the unsecured, unsubordinated debt of Party A falls below “A-1+”, then Party A shall, in addition to posting collateral, provide (within thirty (30) calendar days after such downgrade) a
legal opinion addressed to S&P and Party B regarding the ability of Party B to have timely access to the collateral following the bankruptcy or insolvency of Party A. Such legal opinion shall be subject to Rating Confirmation. Without limiting
the foregoing, if an S&P Downgrade occurs and such S&P Downgrade is to a level that is more than one S&P rating gradation (within a rating category) below the relevant S&P Required Rating, Party A shall be required (without
duplication) to post collateral in an amount equal to Party B’s Exposure (as defined in the Credit Support Annex)(but not the Rating Agency Amount (as defined in the Credit Support Annex)) in accordance with the Credit Support Annex within one
(1) Business Day after such S&P Downgrade; provided that any failure by Party A to provide collateral in accordance with the terms of this sentence shall not constitute an Additional Termination Event under Part 1(h) unless such failure is
not corrected within two (2) Business Days after notice from Party B. 
  

 4 

 (ii) In the event that any Notes rated by S&P remain outstanding, if the long-term
debt rating assigned by S&P to the unsecured, unsubordinated debt of Party A or of its Credit Support Provider falls below “BBB-” (such downgrade, an “S&P Replacement Event”), then, within ten (10) Business Days of
the date of such S&P Replacement Event, Party A shall transfer all of its rights, and obligations under this Agreement to another entity with the Required Ratings or whose credit support provider has the Required Ratings. 
 (iii) In the event that any Notes rated by Moody’s Investors Service, Inc. (“Moody’s”) remain outstanding, (x) if
Party A has no short-term rating by Moody’s, the long-term debt rating assigned by Moody’s to the unsecured, unsubordinated debt of Party A falls below “A1”, or (y) if Party A has both short-term and long-term ratings by
Moody’s, the short-term debt rating assigned by Moody’s to the unsecured, unsubordinated debt of Party A falls below “P-1” or the long-term debt rating assigned by Moody’s to the unsecured, unsubordinated debt of Party A
falls below “A2” (either downgrade under the foregoing clause (x) and (y), a “Moody’s Downgrade”), then Party A shall: 
 (1) within thirty (30) Business Days of the date of the Moody’s Downgrade, post collateral in an amount equal to the Credit Support Amount (as defined in the Credit Support Annex) in accordance with the
Credit Support Annex; or 
 (2) within thirty (30) Business Days of the date of the Moody’s Downgrade, transfer all
of its rights and obligations under this Agreement to another entity with the Required Ratings or whose credit support provider has the Required Ratings; or 
 (3) within thirty (30) Business Days of the date of the Moody’s Downgrade, cause an entity with the Required Ratings to
guarantee Party A’s obligations under this Agreement in a form and substance reasonably satisfactory to Moody’s. Without limiting the foregoing, if a Moody’s Downgrade occurs and such Moody’s Downgrade is to a level that is more
than one Moody’s rating gradation (within a rating category) below the relevant Moody’s Required Rating, Party A shall be required (without duplication) to post collateral in an amount equal to Party B’s Exposure (as defined in the
Credit Support Annex)(but not the Rating Agency Amount (as defined in the Credit Support Annex)) in accordance with the Credit Support Annex within one (1) Business Day after such Moody’s Downgrade; provided that any failure by Party A to
provide collateral in accordance with the terms of this sentence shall not constitute an Additional Termination Event under Part 1(h) unless such failure is not corrected within two (2) Business Days after notice from Party B. 
 (iv) In the event that any Notes rated by Moody’s remain outstanding, if the short-term rating assigned by Moody’s to the
unsecured, unsubordinated debt of Party A falls below “P2” or the long-term debt rating assigned by Moody’s to the unsecured, unsubordinated debt of Party A falls below “A3” (such downgrade, a “Moody’s 

 

 5 

 Replacement Event”), then, within 10 Business Days of the date of such Moody’s Replacement
Event, Party A shall transfer all of its rights, and obligations under this Agreement to another entity with the Required Ratings or whose credit support provider has the Required Ratings. 
 (v) In the event that any Notes rated by Fitch, Inc. d/b/a Fitch Ratings (“Fitch”) remain outstanding, if the short-term rating
assigned by Fitch to the unsecured, unsubordinated debt of Party A falls below “F1” and the long-term debt rating assigned by Fitch to the unsecured, unsubordinated debt of Party A falls below “A+” (such downgrade, a “Fitch
Downgrade”), then, within thirty (30) calendar days of the date of such Fitch Downgrade, Party A shall: 
 (1)
either (i) transfer all of its rights and obligations under this Agreement to another entity with the Required Ratings or whose credit support provider has the Required Ratings, or (ii) cause an entity with the Required Ratings to
guarantee Party A’s obligations under this Agreement in a form and substance reasonably satisfactory to Fitch; or 
 (2)
post collateral in an amount equal to the Credit Support Amount (as defined in the Credit Support Annex) in accordance with the Credit Support Annex. If the short-term rating assigned by Fitch to the unsecured, unsubordinated debt of Party A falls
below “F1”, Party A shall, in addition to posting collateral, provide (within thirty (30) calendar days after such downgrade) a legal opinion addressed to Fitch and Party B regarding the ability of Party B to have timely access to the
collateral following the bankruptcy or insolvency of Party A. Such legal opinion shall be subject to Rating Confirmation. 
 Without limiting
the foregoing, if a Fitch Downgrade occurs and such Fitch Downgrade is to a level that is more than one Fitch rating gradation (within a rating category) below the relevant Fitch Required Rating, Party A shall be required (without duplication) to
post collateral in an amount equal to Party B’s Exposure (as defined in the Credit Support Annex)(but not the Rating Agency Amount (as defined in the Credit Support Annex)) in accordance with the Credit Support Annex within one
(1) Business Day after such Fitch Downgrade; provided that any failure by Party A to provide collateral in accordance with the terms of this sentence shall not constitute an Additional Termination Event under Part 1(h) unless such failure is
not corrected within two (2) Business Days after notice from Party B. 
 (vi) In the event that any Notes rated by Fitch
remain outstanding, if the long-term debt rating assigned by Fitch to the unsecured, unsubordinated debt of Party A falls below “BBB-” (such downgrade, a “Fitch Replacement Event”), then, within 10 business days of the date of
such Fitch Replacement Event, Party A shall transfer all of its rights, and obligations under this Agreement to another entity with the Required Ratings or whose credit support provider has the Required Ratings. 
 For the avoidance of doubt, for purposes of this Part 1(i), Party A shall be responsible for: (i) locating a party with the Required Ratings to
transfer (at its own cost) all its interest in and obligations under this Agreement or to guarantee its obligations under this Agreement or to post collateral in accordance with the Credit Support Annex; and (ii) any cost incurred by it in
complying with its obligations. 
  

 6 

 For purposes of the foregoing, “REQUIRED RATINGS” shall mean: (i) with respect to S&P,
a short-term unsecured, unsubordinated debt rating of “A-1+” from S&P or a long term unsecured, unsubordinated debt rating of “AA-” from S&P (each, an “S&P Required Rating”); (ii) with respect to Fitch,
a short-term unsecured, unsubordinated debt rating of “F1” from Fitch or a long term unsecured, unsubordinated debt rating of “A+” from Fitch (each, a “Fitch Required Rating”); and (iii) with respect to
Moody’s, either (x) an unsecured, unsubordinated short debt rating of “P-1” from Moody’s and unsecured, unsubordinated long-term debt rating of “A2” from Moody’s or (y) if such Person only has a long-term
rating by Moody’s, then, a long term unsecured, unsubordinated debt rating of “A1” from Moody’s (each, a “Moody’s Required Rating”). 
  

	(j)	CERTAIN NOTICES. Party B will provide at least ten (10) Local Business Days’ prior written notice to Party A of any proposed waiver, amendment or modification to the
Indenture and the other Basic Documents, and if Party A does not object within nine (9) Local Business Days after its receipt of such notice, Party B shall be deemed to have agreed that such waiver, amendment or other modification is not a
material adverse change. Party B will not waive, amend or modify any provision of the Indenture or any other Basic Document without the consent of Party A if such waiver, amendment or modification would adversely and materially affect Party A under
this Agreement. 

 Part 2 
 Tax Representations 
  

	(a)	PAYER TAX REPRESENTATIONS. For purposes of Section 3(e), Party A and Party B each made the following representation: 

 It is not required by any applicable law, as modified by the practice of any relevant governmental revenue authority, of any Relevant Jurisdiction to make
any deduction or withholding for or on account of any Tax from any payment (other than interest under Section 2(e), 6(d)(ii) or 6(e)) to be made by it to the other party under this Agreement. In making this representation, it may rely on
(i) the accuracy of any representations made by the other party pursuant to Section 3(f), (ii) the satisfaction of the agreement of the other party contained in Section 4(a)(i) or 4(a)(iii) and the accuracy and effectiveness of
any document provided by the other party pursuant to Section 4(a)(i) or 4(a)(iii), and (iii) the satisfaction of the agreement of the other party contained in Section 4(d); provided that it shall not be a breach of this representation
where reliance is placed on clause (ii) and the other party does not deliver a form or document under Section 4(a)(iii) by reason of material prejudice to its legal or commercial position. 
  

 7 

	(b)	PAYEE TAX REPRESENTATIONS. For the purpose of Section 3(f) of this Agreement, Party A makes the following representations: 

 (i) with respect to payments made to Party A which are not effectively connected to the United States: 
 It is a non-U.S. branch of a foreign person for United States federal income tax purposes. 
 (ii) with respect to payments made to Party A which are effectively connected to the United States: 
 Each payment received or to be received by it in connection with this Agreement will be effectively connected with its conduct of a trade or business in
the United States. 
 For the purpose of Section 3(f), Party B makes the following representations: 
 It is a statutory business trust formed under the laws of the State of Delaware, and, for United States federal income tax purposes, it is either treated
as a partnership or, if it has a single owner for United States federal income tax purposes, is disregarded as an entity separate from such sole owner. 
 Part 3 
 AGREEMENT TO DELIVER DOCUMENTS 
 For the purpose of Section 4(a), each party agrees to deliver the following documents, as applicable: 
  

	(a)	Tax forms, documents, or certificates to be delivered for purposes of Section 4(a)(i) are: 

  

 8 

					
	 Party
 Required
 To Deliver
 Document
	 	 Forms/Documents/
 Certificates
	 	 Date By
 Which To Be
 Delivered

			
	Party A	 	United States Internal Revenue Service Form W-8ECI (with all parts fully completed), and W-8BEN, or any successor form.	 	(i) Before the first payment is made under this Agreement, and every three years thereafter, (ii) promptly upon reasonable demand by Party B; and (iii) promptly upon learning that any such form
previously provided by Party A has become obsolete, incorrect, or ineffective.
			
	Party B	 	United States Internal Revenue Form W-9 or any successor form (but if Party B is disregarded as an entity separate from its sole owner for United States federal income tax purpose, United States
Internal Revenue Service W-9, W-8BEN, W-8ECI, or W-8IMY, as applicable, in respect of such sole owner, or any applicable successor form)	 	(i) Before the first payment is made under this Agreement, and, if such form is not IRS Form W-9, every three years thereafter, (ii) promptly upon reasonable demand by Party A; and (iii)
promptly upon learning that any such form previously provided by Party B has become obsolete, incorrect, or ineffective.
			
	Party A and Party B	 	Each party shall, as soon as practicable after demand, deliver to the other party any form or document reasonably requested by the other party which is required to enable such other party to
make payments hereunder without withholding for or on account of Taxes or with such withholding at a reduced rate.	 	As soon as it can reasonably be delivered, following request.

  

 9 

	(b)	Other documents to be delivered are: 

  

							
	 Party
 Required
 To Deliver
 Document
	 	 Form/Document/
 Certificate
	 	 Date By
 Which To Be
 Delivered
	 	 Covered By
 Section 3 (D)
 Representation

				
	Party A	 	Certificates or other documents evidencing the authority of Party A, to execute, deliver and perform its obligations under this Agreement, any Confirmation and any Credit Support Document, as
applicable including a certificate of an authorized officer of Party A as to the incumbency and authority of the respective officers of such party to execute and deliver this Agreement, any Confirmation and any Credit Support Document, as
applicable.	 	Upon execution of this Agreement	 	Yes
				
	Party B	 	Each of (i) a copy of the Indenture and the other material operative documents relating thereto and referred to therein, executed and delivered by the parties thereto and the offering circular
howsoever denominated and (ii) certificates or other documents evidencing the authority of Party B in relation to this Agreement and the related Confirmation and the persons acting on behalf of Party B in relation thereto.	 	Upon execution of this Agreement	 	Yes

  

 10 

							
	 Party
 Required
 To Deliver
 Document
	 	 Form/Document/
 Certificate
	 	 Date By
 Which To Be
 Delivered
	 	 Covered By
 Section 3 (D)
 Representation

				
	Party A	 	An opinion of counsel to such party reasonably satisfactory in form and substance to Party B addressed to Party B.	 	Upon execution of this Agreement	 	No
				
	Party B	 	An opinion of counsel to such party reasonably satisfactory in form and substance to Party A addressed to Party A.	 	Upon execution of this Agreement	 	No
				
	Party A and Party B	 	Disclosure Agreement among Party A, Party B and certain other parties (the “DISCLOSURE AGREEMENT”) substantially in the form attached hereto as Exhibit A.	 	Upon execution of this Agreement	 	Yes
				
	Party A and Party B	 	Credit Support Annex between Party A and Party B	 	Upon execution of this Agreement	 	Yes

 Part 4 
 Miscellaneous Provisions 
  

	(a)	All notices to Party A shall be sent to the following address: 

 BGS OPERATIONS 
 5 THE NORTH COLONNADE 
 CANARY WHARF 
 LONDON E14 4PU 
 Tel:      +44 (20) 77736603 
 Fax:     +44 (20) 77736810

 BGSOperations@barcap.com 
  

 11 

 Provided however; in the case of notices or communications relating to Section 5 or 6
such notices should be sent to: 
  

					
		 	Barclays Capital
		 	200 Park Avenue
		 	New York, New York 10166
		 	Attention: General Counsel
		 	Facsimile No.:	 	(212) 412-7519
		 	Telephone No.:	 	(212) 412-4000

 All other notices to Party A shall be sent directly to the office through which Party A is acting
for the relevant Transaction, using the address and contact particulars specified in the Confirmation of that Transaction or otherwise notified. 
 Address for notices or communications to Party B: 
  

					
		 	Goal Capital Funding Trust 2006-1
		 	c/o Wilmington Trust Company
		 	1100 North Market Street
		 	Wilmington, Delaware 19890
		 	Telephone:	 	(302) 636-6188
		 	Facsimile:	 	(302) 636-4140

 with a copy to: 
  

					
		 	Goal Capital Funding Trust 2006-1
		 	c/o Goal Financial, LLC
		 	Attn: Mr. Seamus Garland
		 	9477 Waples Street, Suite 100
		 	San Diego, California 92121
		 	Telephone:	 	(800) 869-1538
		 	Facsimile:	 	(858) 452-6648

  

	(b)	PROCESS AGENT. For the purpose of Section 13(c): 

 Party A appoints as its Process Agent: Not Applicable 
 Party B appoints as its Process Agent: Not Applicable 
  

	(c)	OFFICES; MULTIBRANCH PARTIES. 

  

	 	(1)	The provisions of Section 10(a) will be applicable to this Agreement. 

  

	 	(2)	For the purpose of Section 10(c) of this Agreement: 

 Party A is a
Multibranch Party and may act through either its New York office or its London office. 
  

 12 

 Party B is not a Multibranch Party. 
  

	(d)	CALCULATION AGENT. The Calculation Agent is Party A, unless otherwise specified in a Confirmation in relation to the relevant Transaction or unless an Event of Default applicable to
Party A has occurred and is continuing, in which case Party B shall have the right to designate a third party to act as the Calculation Agent by giving notice to Party A. All determinations and calculations by the Calculation Agent shall be

  

	 	(i)	made in good faith and in a commercially reasonable manner and 

  

	 	(ii)	determined, where applicable, on the basis of then prevailing market rates or prices. 

  

	(e)	GOVERNING LAW. THIS AGREEMENT AND EACH CONFIRMATION, AND ANY CONTROVERSY OR CLAIM ARISING OUT OF OR RELATING TO THIS AGREEMENT OR ANY TRANSACTION, WILL, IN ACCORDANCE WITH SECTION
5-1401 OF THE GENERAL OBLIGATIONS LAW OF THE STATE OF NEW YORK, BE GOVERNED BY, AND CONSTRUED AND ENFORCED IN ACCORDANCE WITH, THE LAW OF THE STATE OF NEW YORK. 

  

	(f)	WAIVER OF JURY TRIAL. EACH PARTY WAIVES, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ITS RIGHT TO HAVE A JURY TRIAL IN RESPECT TO ANY PROCEEDINGS RELATED TO THIS AGREEMENT.

  

	(g)	JURISDICTION. Section 13(b) is hereby amended by: 

 (i) deleting in the second line of Subparagraph (i) thereof the word “non-”; and 
 (ii) deleting the final paragraph thereof; provided, however that this provision shall not have any effect on any action to enforce a judgment, which action may be brought in any suitable jurisdiction. 
  

	(h)	“AFFILIATE” will have the meaning specified in Section 14., except that it shall not apply to Party B. 

  

	(i)	“NETTING OF PAYMENT.” Subparagraph (ii) of Section 2(c) of this Agreement will apply to all Transactions under this Agreement. 

  

	(j)	CREDIT SUPPORT DOCUMENT. Details of any Credit Support Document: 

  

	 	(1)	Party A: Credit Support Annex; and 

  

	 	(2)	Party B: Not applicable. 

  

	(k)	CREDIT SUPPORT PROVIDER. Credit Support Provider means: 

  

	 	(1)	in relation to Party A:- Not Applicable; and 

  

 13 

	 	(2)	in relation to Party B: Not applicable. 

 Part 5

 Other Provisions 
  

	(a)	DEFINITIONS. The definitions and provisions contained in the 2000 ISDA Definitions, as published by the International Swaps and Derivative Association, Inc., in effect on the date
of this Agreement, without regard to any revision or subsequent edition thereof (the “ISDA Definitions”), shall be incorporated into this Agreement. In the event of any inconsistency between the ISDA Definitions and the Agreement or any
Confirmation, the Agreement or, as the case may be, the Confirmation shall prevail. “INDENTURE” means that certain Indenture of Trust dated as of May 25, 2006 (including, but not limited to, any and all appendices and exhibits
thereto)(collectively, the “Indenture”), by and among the Trust, The Bank of New York, as the eligible lender trustee, and The Bank of New York, as the indenture trustee, as the same may be amended, modified, supplemented, restated or
replaced from time to time. Capitalized terms used in this Schedule but not defined in the Definitions, Section 14 of the Agreement or elsewhere herein shall have the meanings assigned to them in the Indenture. 

  

	(b)	SEVERABILITY. If any term, provision, covenant, or condition of this Agreement, or the application thereof to any party or circumstance, shall be held to be invalid or unenforceable
(in whole or in part) for any reason, the remaining terms, provisions, covenants, and conditions hereof shall continue in full force and effect as if this Agreement had been executed with the invalid or unenforceable portion eliminated, so long as
this Agreement as so modified continues to express, without material change, the original intentions of the parties as to the subject matter of this Agreement and the deletion of such portion of this Agreement will not substantially impair the
respective benefits or expectations of the parties to this Agreement; provided, however, that this severability provision shall not be applicable if any provision of Section 1, 2, 5, 6, or 13 (or any definition or provision in Section 14
to the extent it relates to, or is used in or in connection with any such Section) shall be so held to be invalid or unenforceable. 

  

	(c)	ADDITIONAL REPRESENTATIONS. Section 3 is hereby amended by adding the following additional Subsections: 

 (i) NO AGENCY. It is entering into this Agreement and each Transaction as principal (and not as agent or in any other capacity, fiduciary
or otherwise). 
 (ii) ELIGIBLE CONTRACT PARTICIPANT. It is an “eligible contract participant” as such term is
defined in Section 1a(12) of the Commodity Exchange Act, as amended. 
 (iii) LINE OF BUSINESS. It has entered into this
Agreement (including each Transaction evidenced hereby) in conjunction with its line of business (including financial intermediation services) or the financing of its business. 
  

 14 

 (iv) NO RELIANCE. It is acting for its own account, and it has made its own independent
decisions to enter into that Transaction and as to whether that Transaction is appropriate or proper for it based upon its own judgment and upon advice from such advisers as it has deemed necessary. It is not relying on any communication (written or
oral) of the other party as investment advice or as a recommendation to enter into that Transaction; it being understood that information and explanations related to the terms and conditions of a Transaction shall not be considered investment advice
or a recommendation to enter into that Transaction. No communication (written or oral) received from the other party shall be deemed to be an assurance or guarantee as to the expected results of that Transaction. 
 (v) ASSESSMENT AND UNDERSTANDING. It is capable of assessing the merits of and understanding (on its own behalf or through independent
professional advice), and understands and accepts the terms, conditions and risks of that Transaction. It is also capable of assuming, and assumes, the risks of that Transaction. 
 (vi) STATUS OF PARTIES. The other party is not acting as a fiduciary for or an adviser to it in respect of that Transaction. 

(vii) ERISA REPRESENTATION. It continuously represents that it is not (i) an employee benefit plan (hereinafter an “ERISA
Plan”), as defined in Section 3(3) of the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), subject to Title I of ERISA or Section 4975 of the Internal Revenue Code of 1986, as amended, (ii) a
person acting on behalf of an ERISA Plan or (iii) a person the assets of whom constitute assets of an ERISA Plan. It will provide notice to the other party in the event that it is aware that it is in breach of any aspect of this representation
or is aware that with the passing of time, giving of notice or expiry of any applicable grace period it will breach this representation. 
  

	(d)	NON-RECOURSE. Notwithstanding any other provision of this Agreement or any Confirmation or Transaction, the obligations of Party B under this Agreement are non-recourse obligations
of Party B, payable solely from the Trust Estate as applied in accordance with the priority of payments set forth in Article V of the Indenture. Following realization, and distribution of all proceeds of the Trust Estate as applied in accordance
with the priority of payments in Article V of the Indenture, any and all claims of Party A arising from this Agreement, and distribution of all proceeds, or any transactions contemplated hereby or thereby shall be extinguished against Party B and
shall not thereafter be revived. No recourse shall be had for the payment of any amount owing under this Agreement against any officer, member, director, employee, securityholder or incorporator of Party B or their respective successors or assigns
for any amounts payable under this Agreement. This provision shall survive termination of this Agreement for any reason whatsoever. 

  

	(e)	DELAWARE TRUSTEE. It is expressly understood and agreed by the parties hereto that (a) this Agreement is executed and delivered by Wilmington Trust Company, not individually or
personally but solely as Delaware Trustee of Party B, in the exercise of the powers and authority conferred and vested in it, (b) each of the representations, 

  

 15 

 undertakings and agreements herein made on the part of Party B is made and intended not as personal
representations, undertakings and agreements by Wilmington Trust Company but is made and intended for the purpose of binding only Party B, (c) nothing herein contained shall be construed as creating any liability on Wilmington Trust Company,
individually or personally, to perform any covenant either expressed or implied contained herein, all such liability, if any, being expressly waived by the parties hereto and by any person claiming by, through or under the parties hereto and
(d) under no circumstances shall Wilmington Trust Company be personally liable for the payment of any indebtedness or expenses of Party B or be liable for the breach or failure of any obligation, representation, warranty or covenant made or
undertaken by Party B under this Agreement or any other related documents. 
  

	(f)	NON-PETITION. Party A agrees that it will not, prior to at least one year and one day (or if longer, the applicable preference period then in effect) following the payment in full
of all the Notes issued pursuant to the Indenture and the expiration of all applicable preference periods under the laws of any jurisdiction, if longer, relating to any such payment, acquiesce, petition or otherwise invoke or cause Party B to invoke
the process of any governmental authority for the purpose of commencing or sustaining a case (whether voluntary or involuntary) against Party B under any bankruptcy, insolvency or similar law or appointing a receiver, liquidator, assignee, trustee,
custodian, sequestrator or other similar official of Party B or any substantial part of its property or ordering the winding-up or liquidation of the affairs of Party B; provided, that this provision shall not restrict or prohibit Party A from
joining any other person, including, without limitation the Trustee or the Administrator, in any bankruptcy, reorganization, arrangement, insolvency, moratorium or liquidation proceedings already commenced or other analogous proceedings already
commenced under applicable laws. 

  

	(g)	WAIVER OF SET-OFF. Notwithstanding any provision of this Agreement or any other existing or future agreement between Party A and Party B, each of Party A and Party B irrevocably
waives as to itself any and all rights to counterclaim, set-off, recoupment, whether arising by contract, operation of law or otherwise, provided that nothing herein shall be construed as limiting the provisions contained in Section 2(c) of
this Agreement with respect to the netting of the parties respective obligations under this Agreement. Specifically, the provision for set-off in the last sentence of the preamble to Section 6(e) of this Agreement shall not apply for purposes
of any Transaction hereunder. 

  

	(h)	AGREEMENT AMENDMENTS. Party B will deliver notice in writing to S&P, Moody’s and Fitch of any modification, amendment or waiver under Section 9(b). Party B will
obtain, or cause to be obtained, prior written confirmation from each Rating Agency to the effect that any proposed amendment shall not result in a withdrawal, suspension or downgrade of its rating assigned to any Class of Notes. Party B will
provide to Party A a copy of such Rating Confirmation promptly after receipt thereof from each Rating Agency. 

  

 16 

	(i)	TRANSFER. Section 7 is hereby deleted in its entirety and replaced by the following: 

 “Except as stated under Section 6(b)(ii) of this Agreement and as expressly provided herein, neither Party A nor Party B is permitted to assign, novate or transfer (whether by way of security or otherwise)
as a whole or in part, any of its rights, obligations or interests under this Agreement without the prior written consent of the other party (such consent not to be unreasonably withheld or delayed) and the prior issuance of a Rating Confirmation;
provided that Party A may transfer this Agreement to any person, including, without limitation, another of Party A’s offices, branches or affiliates (each, a “Transferee”) on five Business Days’ prior written notice to Party B
and the prior issuance of a Rating Confirmation; provided that, (i) as of the date of such transfer, neither the Transferee nor Party B will be required to withhold or deduct any increased amount on account of any Taxes under this Agreement as
a result of such transfer, unless, as of the date of such transfer, (x) Party B is entitled to additional amounts under Section 2(d)(i)(4) on account of any such Taxes required to be deducted or withheld by the Transferee and
(y) Party B is not required to pay Transferee additional amounts under Section 2(d)(i)(4) on account of any such Taxes required to be deducted or withheld by Party B, and (ii) a Termination Event or Event of Default does not occur
under this Agreement as a result of such transfer. Upon any transfer pursuant to this Section 7 of this Agreement, the transferring party agrees to provide the non-transferring party with the name and address of the transferee so that the
non-transferring party may fulfill its requirements to record the transfer on it books and records, and, notwithstanding anything to the contrary herein, any failure by the transferring party to do so will render the purported transfer void.”

  

	(j)	RECORDED CONVERSATIONS. Each party to this Agreement acknowledges and agrees that the other may electronically record all telephonic conversations between them in connection with
this Agreement or any Transaction or any other transaction between the parties and any such recordings may be submitted in evidence in Proceedings provided that such recording would be admissible in accordance with the applicable law of such
Proceedings. 

  

	(k)	ACKNOWLEDGMENT OF SECURITY INTEREST. Party A hereby acknowledges and consents to Party B’s grant and pledge of all right, title and interest in, to and under, in each case,
whether now owned or existing, or hereafter acquired or arising, this Agreement (including, without limitation, its right to payments due it hereunder or with respect hereto) pursuant to the terms of the Indenture, to the Trustee, for the benefit of
the persons identified therein. 

 [THE NEXT PAGE IS THE SIGNATURE PAGE.] 
  

 17 

 IN WITNESS WHEREOF, the parties have executed this document on the respective dates specified below with
effect from the date specified on the first page of this document. 
  

			
	BARCLAYS BANK PLC
		
	By:	 	 /s/ Justin Wray

	Name:	 	Justin Wray
	Title:	 	Director
	
	Date: May 25, 2006
	
	GOAL CAPITAL FUNDING TRUST 2006-1
		
	By:	 	Wilmington Trust Company,
	not in its individual capacity but solely in its capacity as Delaware Trustee of the Goal Capital Funding Trust 2006-1
		
	By:	 	 /s/ Joann A. Rozell

	Name	 	Joann A. Rozell
	Title	 	Assistant Vice President
	Date:	 	May 25, 2006

  

 18 

 EXHIBIT A 
 FORM OF DISCLOSURE AGREEMENT 
 THIS DISCLOSURE AGREEMENT dated May 18, 2006 (this
“Disclosure Agreement”) is among Goal Capital Funding, LLC (the “Depositor”), Goal Capital Funding Trust 2006-1 (the “Issuing Entity”), Goal Financial, LLC (the “Sponsor”), Deutsche Bank Securities Inc.,
Barclays Bank PLC and Banc of America Securities LLC (each an “Underwriter” and collectively with the other underwriters listed on Schedule A to the Underwriting Agreement referred to below, the “Underwriters”), and Barclays Bank
PLC (the “Swap Counterparty”). 
 W I T N E S S E T H: 
 WHEREAS, on the Closing Date, the Issuing Entity is issuing its Student Loan Asset-Backed Notes (the “Notes”) pursuant to an Indenture of Trust
dated as of May 25, 2006 (the “Indenture”) between the Issuing Entity and The Bank of New York, as Trustee and Eligible Lender Trustee; and 
 WHEREAS, the Underwriters are acquiring the Notes from the Issuing Entity pursuant to the Underwriting Agreement, dated May 18, 2006 (the “Underwriting Agreement”), among the Depositor and the
Underwriters; and 
 WHEREAS, pursuant to the Preliminary Prospectus Supplement dated May 17, 2006 (the “Preliminary Prospectus
Supplement”) and the Prospectus dated May 17, 2006, and the Prospectus Supplement dated May 18, 2006 (the “Prospectus Supplement” and together with each of the foregoing, the “Offering Materials”) the Underwriters
are offering for sale the Notes; and 
 WHEREAS, the Issuing Entity and the Swap Counterparty are entering into a 1992 ISDA Master Agreement
(Multicurrency - Cross Border), dated as of May 25, 2006, and a related confirmation, schedule and credit support annex (collectively, the “Currency Swap Agreement”); and 
 WHEREAS, the Offering Materials are required to contain certain disclosure concerning the Swap Counterparty in accordance with the Securities and
Exchange Commission’s Regulation AB (“Reg AB”); 
 NOW, THEREFORE, in consideration of the mutual agreements hereinafter set
forth and for other good and valuable consideration, the receipt and adequacy of which are hereby acknowledged, the parties hereto agree as follows: 
 AGREEMENT 
 1. Definitions. Capitalized terms used and not defined in this Disclosure Agreement shall have the meanings
ascribed to such terms in the Indenture. 
 2. Swap Counterparty Information. The parties hereto acknowledge and agree that the
statements set forth under the headings “Currency Swap Agreement - Currency Swap Agreement Counterparty” and “Currency Swap Agreement – Swap Counterparty Information” in 
  

 Ex. A – p. 1 

 the Free Writing Prospectus, the Preliminary Prospectus Supplement and the Prospectus Supplement (including any
information described or incorporated therein by reference to the reports filed by the Swap Counterparty with the Securities and Exchange Commission (the “SEC”)) constitute the only information furnished to the Depositor, the Issuing
Entity, the Sponsor or the Underwriters by or on behalf of the Swap Counterparty for inclusion in the Offering Materials as of their respective dates (the “Swap Counterparty Information”) and the Swap Counterparty hereby represents and
warrants, as of the dates of the Free Writing Prospectus, the Preliminary Prospectus Supplement and the Prospectus Supplement, that (i) the Swap Counterparty Information contained and contains all information concerning the Swap Counterparty
required by Item 1115 of Regulation AB and is true and correct and did not and does not contain an untrue statement of a material fact or the omission to state any material fact required to be stated therein or necessary to make the statements
therein in light of the circumstances under which they were not misleading and (ii) the Swap Counterparty has filed all reports and other materials required to be filed with the SEC pursuant to Section 13(a) or 15(d) of the Exchange Act
during the preceding twelve months. 
 3. Exchange Act Reporting. The Swap Counterparty is a foreign private issuer currently subject
to the periodic reporting requirements of Section 13(a) of the Securities Exchange Act of 1934, as amended (the “Exchange Act”). Pursuant to such requirements, it files an Annual Report on Form 20-F with the SEC. The Swap Counterparty
publishes an Interim Report covering the first six months of its fiscal year which contains unaudited interim financial statements for such six-month period. Pursuant to the Exchange Act, it submits such Interim Reports to the SEC on Reports on Form
6-K. The Swap Counterparty transmits its Annual Reports on Form 20-F and Reports on Form 6-K to the SEC via the SEC’s EDGAR System, and such reports are available on the SEC’s EDGAR internet site. So long as the Depositor, the Issuing
Entity, Goal or any of such parties’ Affiliates (collectively, “Goal”) are required to file reports in respect of the Notes with the SEC pursuant to Sections 13(a) or 15(d) of the Exchange Act, the Swap Counterparty agrees to provide
upon request such information relating to the Swap Counterparty as may be necessary to enable Goal to comply with such requirements, including without limitation information concerning the Swap Counterparty required by Items 1115 and 1121 of
Regulation AB and Forms 10-D and 10-K. Without limiting the foregoing, the Issuing Entity is authorized to incorporate by reference into such reports and the Offering Materials (i) the audited financial statements contained in the Swap
Counterparty’s most recent Annual Report on Form 20-F, (ii) the unaudited financial statements contained in each Interim Report on Form 6-K furnished to the SEC by the Swap Counterparty subsequent to the filing of its most recent Annual
Report on Form 20-F and (iii) all other documents filed by the Swap Counterparty pursuant to Section 13(a) or 15(d) of the Exchange Act after the date hereof until the termination of the offering. To the extent necessary to comply with
Regulation AB, the Swap Counterparty shall obtain any necessary auditor’s consents related to the financial statements so incorporated by reference and promptly to forward to the Sponsor any such auditor consents obtained. The information
provided, or authorized to be incorporated by reference, by the Counterparty pursuant to this Section 3 is referred to as the “Additional Information.” In connection with each filing or submission to the SEC of Additional Information
provided or incorporated by reference pursuant to this Section 3, the Swap Counterparty will be deemed to have represented and warranted that the Additional Information includes all information required to be included therein by Form 10-D or
Form 10-K, as applicable, and Items 1115 and 1121 of Regulation AB and that all such Additional Information is true and correct and does not contain an untrue statement or the omission to state any fact required to be stated therein or necessary to
make the statements therein not misleading. 
  

 Ex. A – p. 2 

 4. Suspension of Exchange Act Reporting. If as of January 1, 2007, the Notes are held of
record by less than 300 persons, and if permitted by law, the Sponsor shall cause the Issuing Entity to file with the Securities and Exchange Commission, by no later than January 30, 2007, a Form 15 suspending the Issuing Entity’s
requirement to file reports with the Securities and Exchange Commission pursuant to the Exchange Act. The Issuing Entity shall notify the Swap Counterparty upon the filing of any Form 15. 
 5. Indemnification. The Swap Counterparty hereby agrees to indemnify and hold harmless the Depositor, the Issuing Entity, the Sponsor and each
Underwriter, the respective present and former directors, officers, employees and agents of each of the foregoing and each person, if any, who controls the Depositor, the Sponsor or any Underwriter within the meaning of Section 15 of the
Securities Act of 1933, as amended, or Section 20 of the Exchange Act, from and against any and all losses, claims, damages, liabilities and expenses (or actions in respect thereof) arising out of or relating to (a) any noncompliance of
any Swap Counterparty Information or Additional Information with applicable law (including Regulation AB) or (b) any inaccuracy in or omission from such Swap Counterparty Information or Additional Information. 
 The Depositor and the Sponsor, agree to indemnify the Swap Counterparty, each of its officers and directors and each person who controls the Counterparty
(within the meaning of Section 15 of the Securities Act and Section 20 of the Exchange Act), and shall hold each of them harmless from and against any losses, damages, penalties, fines, forfeitures, legal fees and expenses and related
costs, judgments, and any other costs, fees and expenses that any of them may sustain arising out of or based upon any untrue statement or alleged untrue statement of any material fact contained in the Preliminary Prospectus Supplement and the
Prospectus Supplement or the omission or alleged omission to state a material fact necessary in order to make the statements therein not misleading; provided, however, that the indemnity set forth in this Section 5 shall not apply insofar as
such losses, claims, expenses, damages or liabilities (or actions in respect thereof) arise out of or are based upon any untrue statement or alleged untrue statement of any material fact contained in the Swap Counterparty Information or the
Additional Information or the omission or alleged omission to state in the Swap Counterparty Information or Additional Information a material fact necessary in order to make the statements therein not misleading. 
 6. Procedures. Promptly after receipt by an indemnified party hereunder of notice of the commencement of any action, such indemnified party will,
if a claim in respect thereof is to be made against the indemnifying party hereunder, notify the indemnifying party of the commencement thereof; but the omission so to notify the indemnifying party will not relieve it from any liability that such
indemnifying party may have to any indemnified party under this Agreement except to the extent that such indemnifying party has been materially prejudiced by such failure. In case any such action is brought against any indemnified party, and it
notifies the indemnifying party of the commencement thereof, the indemnifying party will be entitled to participate therein, and, to the extent that such indemnifying party may wish, to assume (at its own expense) the defense thereof, with counsel
satisfactory to such indemnified party (which counsel may be counsel to the indemnifying party), and, after notice from the indemnifying party 
  

 Ex. A – p. 3 

 to such indemnified party hereunder, such indemnifying party shall not be liable for any legal or other expenses
subsequently incurred by such indemnified party in connection with the defense thereof unless (i) the indemnifying party shall have agreed in writing to the continuing participation of such counsel or (ii) the named parties to any such
proceeding (including any impleaded parties) include both the indemnifying party and the indemnified party and representation of both parties by the same counsel would, in the opinion of such counsel, be inappropriate due to the actual or potential
differing interests between them. If the indemnifying party assumes the defense of any proceeding, it shall be entitled to settle such proceeding with the consent of the indemnified party, which will not be unreasonably withheld or delayed or, if
such settlement provides for release of the indemnified party in connection with all matters relating to the proceeding which have been asserted against the indemnified party in such proceeding by the other parties to such settlement, without the
consent of the indemnified party. 
 7. Survival of Terms. The agreements, indemnities and representations of the parties thereto
contained herein or made pursuant to this Disclosure Agreement will remain in full force and effect, regardless of any investigation, or statement as to the results thereof, made by or on behalf of any parties hereto or any of the controlling
persons referred to herein, and will survive the sale of the Notes. 
 8. Governing Law. THIS AGREEMENT SHALL BE GOVERNED BY AND
CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK, WITHOUT REFERENCE TO ITS CONFLICT OF LAW PROVISIONS (OTHER THAN SECTION 5-1401 OF THE GENERAL OBLIGATIONS LAW), AND THE OBLIGATIONS, RIGHTS AND REMEDIES OF THE PARTIES HEREUNDER SHALL
BE DETERMINED IN ACCORDANCE WITH SUCH LAWS. 
 9. Benefit of Agreement. This Disclosure Agreement shall inure to the benefit of and be
binding upon the parties hereto and their successors and assigns and the controlling persons referred to herein, and no other person shall have any right or obligation hereunder. Neither this Disclosure Agreement nor any term hereof may be changed,
waived, discharged or terminated orally, but only by an instrument in writing signed by the party against whom enforcement of the change, waiver, discharge or termination is sought. 
 10. Counterparts. This Disclosure Agreement may be executed in counterparts, each of which when so executed and delivered shall be considered an
original, and all such counterparts shall constitute one and the same instrument. 
 11. Limitation of Liability of the Delaware
Trustee. Notwithstanding anything contained herein to the contrary, this Disclosure Agreement has been executed by Wilmington Trust Company, not in its individual capacity but solely in its capacity as Delaware Trustee, and in no event shall
Wilmington Trust Company, in its individual capacity or any beneficial owner of the Issuing Entity have any liability for the representations, warranties, covenants, agreements or other obligations of the Issuing Entity hereunder, as to all of which
recourse shall be had solely to the assets of the Issuing Entity. 
 [SIGNATURES COMMENCE ON FOLLOWING PAGE] 
  

 Ex. A – p. 4 

 Executed as of the day and year first above written. 
  

			
	 BARCLAYS BANK PLC,
 as Swap
Counterparty

		
	By:	 	  

	Name:	 	
	Title:	 	
	
	 GOAL CAPITAL FUNDING, LLC,
 as
Depositor

		
	By:	 	  

	Name:	 	
	Title:	 	
	
	 GOAL FINANCIAL, LLC,
 as
Sponsor

		
	By:	 	  

	Name:	 	
	Title:	 	
	
	 GOAL CAPITAL FUNDING TRUST 2006-1,
 as
Issuing Entity

	
	By: WILMINGTON TRUST COMPANY, not in its individual capacity but solely in its capacity as Delaware Trustee
		
	By:	 	  

	Name:	 	
	Title:	 	

  

 Ex. A – p. 5 

							
	DEUTSCHE BANK SECURITIES INC.	 	DEUTSCHE BANK AG, LONDON BRANCH
				
	By	  	  
	 	By	 	  

	Name:	  		 	Name:	 	
	Title	  		 	Title	 	
				
	By	  	  
	 	By	 	  

	Name:	  		 	Name:	 	
	Title	  		 	Title	 	
		
	BANC OF AMERICA SECURITIES LLC	 	BANC OF AMERICA SECURITIES LIMITED
				
	By	  	  
	 	By	 	  

	Name:	  		 	Name:	 	
	Title	  		 	Title	 	
		
	BARCLAYS CAPITAL INC.	 	BARCLAYS BANK PLC
				
	By	  	  
	 	By	 	  

	Name:	  		 	Name:	 	
	Title	  		 	Title	 	
			
	FORTIS BANK NV-SA	 		 	
				
	By	  	  
	 		 	
	Name:	  		 		 	
	Title:	  		 		 	

  

 Ex. A – p. 6

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