Document:

Exhibit 10.5

 

November 23, 2020

 

Spring Valley Acquisition Corp.

2100 McKinney Ave, Suite 1675

Dallas, TX 75201

 

	Re:	Initial Public Offering

 

Ladies and Gentlemen:

 

This letter (this “Letter Agreement”)
is being delivered to you in accordance with the Underwriting Agreement (the “Underwriting Agreement”)
entered into by and among Spring Valley Acquisition Corp., a Cayman Islands exempted company (the “Company”),
Cowen and Company, LLC and Wells Fargo Securities, LLC, as representatives (the “Representatives”) of
the several underwriters (the “Underwriters”), relating to an underwritten initial public offering (the
“Public Offering”) of 23,000,000 of the Company’s units (including 3,000,000 units that may be
purchased pursuant to the Underwriters’ option to purchase additional units, the “Units”), each
comprising of one of the Company’s Class A ordinary shares, par value $0.0001 per share (the “Ordinary Shares”),
and one-half of one redeemable warrant (each whole warrant, a “Warrant”). Each Warrant entitles the holder
thereof to purchase one Ordinary Share at a price of $11.50 per share, subject to adjustment. The Units will be sold in the Public
Offering pursuant to a registration statement on Form S-l and a prospectus (the “Prospectus”) filed by
the Company with the U.S. Securities and Exchange Commission (the “Commission”). Certain capitalized
terms used herein are defined in paragraph 1 hereof.

 

In order to induce the Company and the Underwriters
to enter into the Underwriting Agreement and to proceed with the Public Offering and for other good and valuable consideration,
the receipt and sufficiency of which are hereby acknowledged, Spring Valley Acquisition Sponsor, LLC (the “Sponsor”)
and each of the undersigned (each, an “Insider” and, collectively, the “Insiders”)
hereby agree with the Company as follows:

 

1.             Definitions.
As used herein, (i) “Business Combination” shall mean a merger, share exchange, asset acquisition,
share purchase, reorganization or similar business combination with one or more businesses or entities; (ii)
“Founder Shares” shall mean the 5,750,000 Class B ordinary shares of the Company, par value $0.0001
per share, outstanding prior to the consummation of the Public Offering; (iii) “Private Placement
Warrants” shall mean the warrants to purchase Ordinary Shares of the Company that will be acquired by the
Sponsor for an aggregate purchase price of $8,000,000 (or up to $8,900,000 if the Underwriters’ exercise their option
to purchase additional units), or $1.00 per Warrant, in a private placement that shall close simultaneously with the
consummation of the Public Offering (including Ordinary Shares issuable upon conversion thereof); (iv) “Public
Shareholders” shall mean the holders of Ordinary Shares included in the Units issued in the Public Offering;
(v) “Public Shares” shall mean the Ordinary Shares included in the Units issued in the Public
Offering; (vi) “Trust Account” shall mean the trust account into which a portion of the net
proceeds of the Public Offering and the sale of the Private Placement Warrants shall be deposited; (vii)
“Transfer” shall mean the (a) sale of, offer to sell, contract or agreement to sell, hypothecate,
pledge, grant of any option to purchase or otherwise dispose of or agreement to dispose of, directly or indirectly, or
establishment or increase of a put equivalent position or liquidation with respect to or decrease of a call equivalent
position within the meaning of Section 16 of the Securities Exchange Act of 1934, as amended, and the rules and regulations
of the Commission promulgated thereunder with respect to, any security, (b) entry into any swap or other arrangement that
transfers to another, in whole or in part, any of the economic consequences of ownership of any security, whether any such
transaction is to be settled by delivery of such securities, in cash or otherwise, or (c) public announcement of any
intention to effect any transaction specified in clause (a) or (b); and (viii) “Charter” shall mean
the Company’s Amended and Restated Memorandum and Articles of Association, as the same may be amended from time to
time.

 

     

     

    

 

2.             Representations and Warranties.

 

(a)              
The Sponsor and each Insider, with respect to itself, herself or himself, represent and warrant to the Company that it,
she or he has the full right and power, without violating any agreement to which it, she or he is bound (including, without limitation,
any non-competition or non-solicitation agreement with any employer or former employer), to enter into this Letter Agreement, as
applicable, and to serve as an officer of the Company and/or a director on the Company’s Board of Directors (the “Board”),
as applicable, and each Insider hereby consents to being named in the Prospectus, road show and any other materials as an officer
and/or director of the Company, as applicable.

 

(b)               Each
Insider represents and warrants, with respect to herself or himself, that such Insider’s biographical information furnished
to the Company (including any such information included in the Prospectus) is true and accurate in all material respects and does
not omit any material information with respect to such Insider’s background. The Insider’s questionnaire furnished
to the Company is true and accurate in all material respects. Each Insider represents and warrants that such Insider is not subject
to or a respondent in any legal action for, any injunction, cease-and-desist order or order or stipulation to desist or refrain
from any act or practice relating to the offering of securities in any jurisdiction; such Insider has never been convicted of,
or pleaded guilty to, any crime (i) involving fraud, (ii) relating to any financial transaction or handling of funds of another
person, or (iii) pertaining to any dealings in any securities and such Insider is not currently a defendant in any such criminal
proceeding; and such Insider has never been suspended or expelled from membership in any securities or commodities exchange or
association or had a securities or commodities license or registration denied, suspended or revoked.

 

3.             Business
Combination Vote. It is acknowledged and agreed that the Company shall not enter into a definitive agreement
regarding a proposed Business Combination without the prior consent of the Sponsor. The Sponsor and each Insider, with
respect to itself, herself or himself, agrees that if the Company seeks shareholder approval of a proposed initial Business
Combination, then in connection with such proposed initial Business Combination, it, she or he, as applicable, shall vote all
Founder Shares and any Public Shares held by it, her or him, as applicable, in favor of such proposed initial Business
Combination (including any proposals recommended by the Board in connection with such Business Combination) and not redeem
any Public Shares held by it, her or him, as applicable, in connection with such shareholder approval.

 

    2

     

    

 

4.             Failure to Consummate a Business Combination: Trust Account Waiver.

 

(a)              
The Sponsor and each Insider hereby agree, with respect to itself, herself or himself, that in the event that the Company
fails to consummate its initial Business Combination within the time period set forth in the Charter, the Sponsor and each Insider
shall take all reasonable steps to cause the Company to (i) cease all operations except for the purpose of winding up; (ii) as
promptly as reasonably possible but not more than 10 business days thereafter, redeem 100% of the Public Shares, at a per-share
price, payable in cash, equal to the aggregate amount then on deposit in the Trust Account, including interest earned on the funds
held in the Trust Account and not previously released to the Company to pay income taxes (less up to $100,000 of interest to pay
dissolution expenses), divided by the number of then outstanding Public Shares, which redemption will completely extinguish Public
Shareholders’ rights as shareholders (including the right to receive further liquidation distributions, if any); and (iii)
as promptly as reasonably possible following such redemption, subject to the approval of the Company’s remaining shareholders
and the Board, liquidate and dissolve, subject in the case of clauses (ii) and (iii) to the Company’s obligations under Cayman
Islands law to provide for claims of creditors and in all cases subject to the other requirements of applicable law. The Sponsor
and each Insider agree not to propose any amendment to the Charter (i) that would modify the substance or timing of the Company’s
obligation to provide holders of the Public Shares the right to have their shares redeemed in connection with an initial Business
Combination or to redeem 100% of the Public Shares if the Company does not complete an initial Business Combination within the
required time period set forth in the Charter or (ii) with respect to any other provision relating to the rights of holders of
Public Shares unless the Company provides its Public Shareholders with the opportunity to redeem their Public Shares upon approval
of any such amendment at a per-share price, payable in cash, equal to the aggregate amount then on deposit in the Trust Account,
including interest earned on the funds held in the Trust Account and not previously released to the Company to pay taxes, if any,
divided by the number of then-outstanding Public Shares.

 

(b)               The
Sponsor and each Insider, with respect to itself, herself or himself, acknowledges that it, she or he has no right, title,
interest or claim of any kind in or to any monies held in the Trust Account or any other asset of the Company as a result of
any liquidation of the Company with respect to the Founder Shares held by it, her or him, if any. The Sponsor and each of the
Insiders hereby further waive, with respect to any Founder Shares and Public Shares held by it, her or him, as
applicable, any redemption rights it, she or he may have in connection with the consummation of a Business Combination,
including, without limitation, any such rights available in the context of a shareholder vote to approve such Business
Combination or a shareholder vote to approve an amendment to the Charter (i) that would modify the substance or timing of the
Company’s obligation to provide holders of the Public Shares the right to have their shares redeemed in connection with
an initial Business Combination or to redeem 100% of the Public Shares if the Company has not consummated an initial Business
Combination within the time period set forth in the Charter or (ii) with respect to any other provision relating to the
rights of holders of Public Shares (although the Sponsor and the Insiders shall be entitled to liquidation rights with
respect to any Public Shares they hold if the Company fails to consummate a Business Combination within the required time
period set forth in the Charter).

 

    3

     

    

 

5.             Lock-up:
Transfer Restrictions.

 

(a)              
The Sponsor and the Insiders agree that they shall not Transfer any Founder Shares (the “Founder Shares Lock-up”)
until the earliest of (A) one year after the completion of an initial Business Combination and (B) following the completion of
an initial Business Combination, the date on which the Company completes a liquidation, merger, share exchange or other similar
transaction that results in all of the Company’s shareholders having the right to exchange their Ordinary Shares for cash,
securities or other property (the “Founder Shares Lock-up Period”). Notwithstanding the foregoing, if,
subsequent to a Business Combination, the closing price of the Ordinary Shares equals or exceeds $12.00 per share (as adjusted
for share sub-divisions, share capitalizations, share consolidations, reorganizations, recapitalizations and other similar transactions)
for any 20 trading days within a 30-trading day period commencing at least 150 days after the Company’s initial Business
Combination, the Founder Shares shall be released from the Founder Shares Lock-up.

 

(b)              
The Sponsor and Insiders agree that they shall not effectuate any Transfer of Private Placement Warrants or Ordinary Shares
underlying such warrants until 30 days after the completion of an initial Business Combination.

 

(c)              
Notwithstanding the provisions set forth in paragraphs 5(a) and (b), Transfers of the Founder Shares, Private
Placement Warrants and Ordinary Shares underlying the Private Placement Warrants are permitted (a) to the Company’s officers
or directors, any affiliate or family member of any of the Company’s officers or directors, any members or partners of the
Sponsor or their affiliates, any affiliates of the Sponsor, or any employees of such affiliates; (b) in the case of an individual,
by gift to a member of one of the individual’s immediate family or to a trust, the beneficiary of which is a member of the
individual’s immediate family, an affiliate of such person or to a charitable organization; (c) in the case of an individual,
by virtue of laws of descent and distribution upon death of the individual; (d) in the case of an individual, pursuant to a qualified
domestic relations order; (e) by private sales or transfers made in connection with any forward purchase agreement or similar arrangement
or in connection with the consummation of a Business Combination at prices no greater than the price at which the Founder Shares,
Private Placement Warrants or Ordinary Shares, as applicable, were originally purchased; (f) by virtue of the Sponsor’s organizational
documents upon liquidation or dissolution of the Sponsor; (g) to the Company for no value for cancellation in connection with the
consummation of an initial Business Combination, (h) in the event of the Company’s liquidation prior to the completion of
a Business Combination; or (i) in the event of completion of a liquidation, merger, share exchange or other similar transaction
which results in all of the Company’s Public Shareholders having the right to exchange their Ordinary Shares for cash, securities
or other property subsequent to the completion of an initial Business Combination; provided, however, that in the
case of clauses (a) through (f) these permitted transferees must enter into a written agreement agreeing to be bound by these transfer
restrictions.

 

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(d)              
 During the period commencing on the effective date of the Underwriting Agreement and ending 180 days after such date, the
Sponsor and each Insider shall not, without the prior written consent of Cowen and Company, LLC, Transfer any Units, Ordinary Shares,
Warrants or any other securities convertible into, or exercisable or exchangeable for, Ordinary Shares held by it, her or him,
as applicable, subject to certain exceptions enumerated in Section 6(h) of the Underwriting Agreement.

 

6.             Remedies. The Sponsor and each of the Insiders hereby agree and acknowledge that (i) each of the Underwriters
and the Company would be irreparably injured in the event of a breach by the Sponsor or such Insider of its, her or his obligations,
as applicable under paragraphs 3, 4, 5, 7, 10 and 11, (ii) monetary damages may not be
an adequate remedy for such breach and (iii) the non-breaching party shall be entitled to injunctive relief, in addition to any
other remedy that such party may have in law or in equity, in the event of such breach.

 

7.             Payments by the Company. Except as disclosed in the Prospectus, neither the Sponsor nor any affiliate of the
Sponsor nor any director or officer of the Company nor any affiliate of the officers shall receive from the Company any finder’s
fee, reimbursement, consulting fee, monies in respect of any payment of a loan or other compensation prior to, or in connection
with any services rendered in order to effectuate the consummation of the Company’s initial Business Combination (regardless
of the type of transaction that it is).

 

8.             Director
and Officer Liability Insurance. The Company will maintain an insurance policy or policies providing directors’
and officers’ liability insurance, and the Insiders shall be covered by such policy or policies, in accordance with its
or their terms, to the maximum extent of the coverage available for any of the Company’s directors or officers.

 

9.             Termination. This Letter Agreement shall terminate on the earlier of (i) the expiration of the Founder Shares
Lock-up Period and (ii) the liquidation of the Company.

 

10.          Indemnification.
In the event of the liquidation of the Trust Account upon the failure of the Company to consummate its initial Business
Combination within the time period set forth in the Charter, the Sponsor (the “Indemnitor”) agrees
to indemnify and hold harmless the Company against any and all loss, liability, claim, damage and expense whatsoever
(including, but not limited to, any and all legal or other expenses reasonably incurred in investigating, preparing or
defending against any litigation, whether pending or threatened) to which the Company may become subject as a result of any
claim by (i) any third party for services rendered or products sold to the Company (except for the Company’s
independent auditors) or (ii) any prospective target business with which the Company has discussed entering into a
transaction agreement (a “Target”); provided, however, that such indemnification of
the Company by the Indemnitor (x) shall apply only to the extent necessary to ensure that such claims by a third party for
services rendered or products sold to the Company or a Target do not reduce the amount of funds in the Trust Account to below
the lesser of (i) $10.10 per Public Share and (ii) the actual amount per Public Share held in the Trust Account as of the
date of the liquidation of the Trust Account if less than $10.10 per Public Share due to reductions in the value of the trust
assets, in each case net of interest that may be withdrawn to pay the Company’s tax obligations, (y) shall not apply to
any claims by a third party or Target who executed a waiver of any and all rights to the monies held in the Trust Account
(whether or not such waiver is enforceable) and (z) shall not apply to any claims under the Company’s indemnity of the
Underwriters against certain liabilities, including liabilities under the Securities Act of 1933, as amended. The Indemnitor
shall have the right to defend against any such claim with counsel of its choice reasonably satisfactory to the Company if,
within 15 days following written receipt of notice of the claim to the Indemnitor, the Indemnitor notifies the Company in
writing that it shall undertake such defense.

 

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11.          Forfeiture
of Founder Shares. To the extent that the Underwriters do not exercise their option to purchase additional Units
within 45 days from the date of the Prospectus in full (as further described in the Prospectus), the Sponsor agrees to automatically
surrender to the Company for no consideration, for cancellation at no cost, an aggregate number of Founder Shares so that the
number of Founder Shares will equal 20% of the sum of the total number of Ordinary Shares and Founder Shares outstanding at such
time. The Sponsor and Insiders further agree that to the extent that the size of the Public Offering is increased or decreased,
the Company will effect a share capitalization or a share repurchase, as applicable, with respect to the Founder Shares immediately
prior to the consummation of the Public Offering in such amount as to maintain the number of Founder Shares at 20% of the sum
of the total number of Ordinary Shares and Founder Shares outstanding at such time.

 

12.          Entire
Agreement. This Letter Agreement constitutes the entire agreement and understanding of the parties hereto in respect of
the subject matter hereof and supersedes all prior understandings, agreements, or representations by or among the parties hereto,
written or oral, to the extent they relate in any way to the subject matter hereof or the transactions contemplated hereby. This
Letter Agreement may not be changed, amended, modified or waived (other than to correct a typographical error) as to any particular
provision, except by a written instrument executed by all parties hereto.

 

13.          Assignment. No party hereto may assign either this Letter Agreement or any of its rights, interests, or obligations
hereunder without the prior written consent of the other parties. Any purported assignment in violation of this paragraph shall
be void and ineffectual and shall not operate to transfer or assign any interest or title to the purported assignee. This Letter
Agreement shall be binding on the Sponsor, each of the Insiders and each of their respective successors, heirs, personal representatives
and assigns and permitted transferees.

 

14.          Counterparts. This Letter Agreement may be executed in any number of original or facsimile counterparts, and
each of such counterparts shall for all purposes be deemed to be an original, and all such counterparts shall together constitute
but one and the same instrument. Signatures to this Agreement transmitted via facsimile or e-mail shall be valid and effective
to bind the party so signing (including any electronic signature covered by the U.S. federal ESIGN Act of 2000, Uniform Electronic
Transactions Act, the Electronic Signatures and Records Act or other applicable law, e.g., www.docusign.com).

 

15.          Effect of Headings. The paragraph headings herein are for convenience only and are not part of this Letter Agreement
and shall not affect the interpretation thereof.

 

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16.          Severability.
This Letter Agreement shall be deemed severable, and the invalidity or unenforceability of any term or provision hereof shall
not affect the validity or enforceability of this Letter Agreement or of any other term or provision hereof. Furthermore, in
lieu of any such invalid or unenforceable term or provision, the parties hereto intend that there shall be added as a part of
this Letter Agreement a provision as similar in terms to such invalid or unenforceable provision as may be possible and be
valid and enforceable.

 

17.          Governing
Law. This Letter Agreement shall be governed by and construed and enforced in accordance with the laws of the State of
New York, without giving effect to conflicts of law principles that would result in the application of the substantive laws of
another jurisdiction. The parties hereto (i) all agree that any action, proceeding, claim or dispute arising out of, or relating
in any way to, this Letter Agreement shall be brought and enforced in the courts of New York City, in the State of New York, and
irrevocably submit to such jurisdiction and venue, which jurisdiction and venue shall be exclusive, and (ii) waive any objection
to such exclusive jurisdiction and venue or that such courts represent an inconvenient forum.

 

18.          Notices. Any notice, consent or request to be given in connection with any of the terms or provisions of this
Letter Agreement shall be in writing and shall be sent by express mail or similar private courier service, by certified mail (return
receipt requested), by hand delivery or facsimile or other electronic transmission.

 

19.          Each party hereto shall not be liable for any breaches or misrepresentations contained
in this Letter Agreement by any other party to this Letter Agreement (including, for the avoidance of doubt, any Insider with respect
to any other Insider), and no party shall be liable or responsible for the obligations of another party, including, without limitation,
indemnification obligations and notice obligations.

 

[Signature Page Follows]

 

    7

     

    

 

	 	Sincerely,
	 	 
	 	SPRING VALLEY ACQUISITION SPONSOR, LLC
	 	 
	 	By:	/s/ David Levinson
	 	Name:	David Levinson
	 	Title:	Corporate Secretary

 

[Signature Page
to Insider Letter Agreement]

 

     

     

    

 

	 	/s/ Christopher Sorrells
	 	Christopher Sorrells

 

[Signature Page
to Insider Letter Agreement]

 

     

     

    

 

	 	/s/ Jeffrey Schramm
	 	Jeffrey Schramm

 

[Signature Page to Insider Letter Agreement]

 

     

     

    

 

	 	/s/ Robert Kaplan
	 	Robert Kaplan

 

[Signature Page
to Insider Letter Agreement]

 

     

     

    

 

	 	/s/ William Quinn
	 	William Quinn

 

[Signature Page
to Insider Letter Agreement]

 

     

     

    

 

	 	/s/ Debora Frodl
	 	Debora Frodl

 

[Signature Page
to Insider Letter Agreement]

 

     

     

    

 

	 	/s/ Richard Thompson
	 	Richard Thompson

 

[Signature Page
to Insider Letter Agreement]

 

     

     

    

 

	 	/s/ Patrick Wood, III
	 	Patrick Wood

 

[Signature Page to Insider Letter Agreement]

 

     

     

    

 

Acknowledged and Agreed:

 

SPRING VALLEY ACQUISITION CORP.

 

	By:	/s/ Christopher Sorrells	 

	 	Name:	Christopher Sorrells	 
	 	Title:	Chief Executive Officer	 

 

[Signature Page to Insider Letter Agreement]Exhibit
10.5

 

Loan
Agreement

 

Lender
(Party A) :

 

Borrower
(Party B) : Sichuan Wetouch Technology Co., Ltd.

 

In
order to expand the production and operation of Sichuan Wetouch Technology Co., Ltd.(the “Company”, or Party B), upon
friendly negotiation of the parties, Party B agrees to borrow money from Party A and Party A agrees to lend money to Party B.
The parties agree to enter into this Loan Agreement (“Agreement”), with the terms and conditions as below for mutual
compliance.

 

Article
1 Purpose of the loan: The loan in this Agreement is used for the Company’s business activities.

 

Article
2 The amount of the loan:

 

Article
3 Term of the loan.

 

3.1.
The loan term is two years in total, commencing from           to            .

 

Article
4 Repayment. Party B has the following options to make repayment:

 

4.1
Conversion of debts into shares.

 

The
creditor rights of Party A under this Agreement may be converted into the shares of a overseas holding company in Australia (“Target
Company”) established by Party B.

 

4.1.2
Conditions for Debt Conversion

 

4.1.2.1
Upon listing of the Target Company on ASX in Australia via red chip structure, where a Hong Kong company acquires 100% shares
of Party B;

 

4.1.2.2
The Target Company’s shareholders’ meeting or board of directors pass a resolution approving the issuance of shares
of the Target Company to Party A in exchange for Party A’s creditor rights to said loans.

 

4.1.2
Debt Conversion Price and Share Percentage

 

Based
on the Company’s valuation of RMB [140] million before Party A’s investment, the share percentage of the Borrower
after completion of the investment is calculated on the then-current Target Company’s market value or appraised value, namely
[          ] shares of the Target Company.

 

4.2
Lump-sum Repayment of the Principal and Interest of the loan Upon Maturity.

 

Upon
maturity of the loan term, if Party B still fails to repay the loan through the debt conversion, Party B shall make a lump sum
repayment of the principal and interest to Party A at an annual rate of 8%.

 

    	 

    	 

    

 

Article
5 Reimbursement.

 

5.1
The parties confirmed that prior to the execution of this Agreement, Party A has wired the said loan amount to the designated
account of Party B through the following method:

 

Party
A entrusts others to wire a total amount of RMB ____ to party B’s account.

 

5.2
Party A confirms that it has sent an entrusted wire transfer authorization letter to the entrusted party and guarantees the authenticity
of the entrusted wire transfer authorization confirmation letter issued to Party B.

 

Article
6 The rights and obligations of the Borrower and Lender.

 

6.1
Obligations of the Borrower.

 

6.1.1
The Borrower must use the loan for the purposes specified in the Agreement, and shall not embezzle it for other purposes, or use
the loan for illegal activities.

 

6.1.2
The Borrower shall repay the principal and interest of the loan when the loan period expires.

 

6.2
Obligations of the Lender.

 

Party
A shall release the full loan amount to the designated bank account of Party B.

 

Article
7 Liabilities.

 

7.1
Upon full execution of this Agreement, any party’s nonperformance or partial performance of the agreed terms of this Agreement
constitutes a breach of contract. The breaching party shall be responsible for compensating all economic losses so caused to the
non-breaching party due to its breach of contract.

 

7.2
When any party breaches the contract, the non-breaching party shall have the right to request the breaching party to continue
performing this Agreement.

 

Article
8 Modification or Termination.

 

8.1
If the Borrower requires extension of the loan term, it shall make an extension application with Party A within 15 days prior
to the loan expiration for Party A’s written approval.

 

8.2
If Party A unilaterally terminates the Agreement and request return of the principal in advance, it must inform Party B in 15
days in advance. In this case Party B will only need to return the principal without payment of any interest.

 

8.3
When the Agreement cannot be performed due to force majeure, the Company shall conduct liquidation. Party B can apply to the Party
A for modification or termination of the Agreement, and be discharged and released from liabilities for breach of contract.

 

8.4
Any changes to this Agreement should be made through a written modification agreement executed by the parties through mutual negotiation.

 

    	 

    	 

    

 

Article
9 Dispute.

 

For
any dispute arising out of or in connection with the performance of this Agreement, the parties shall firstly resolve the dispute
through amicable negotiation. If they fail to reach an agreement through negotiation, any party shall have the right to bring
a lawsuit in the People’s Court where the Company locates.

 

Article
10 Miscellaneous.

 

For
any matters that are not covered in this Agreement, the parties shall make written supplemental agreements through mutual negotiation.
The supplement agreement has the same effect as this Agreement.

 

The
Agreement is in duplicate, with each party holding one copy with the same legal effect.

 

	Borrower
    (Chop):	 	Lender
    (signature) :	
	 	 	 	 
	Representative: 		ID
    number:	 

 

	Tel
    :	 	Tel :	 
	 	 	 	 
	Date
    : 		Date
    :

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