Document:

EX-4.1

 Exhibit 4.1 
  

 
 Class A Common Stock Class A Common Stock PAR VALUE $0.01 Certificate Shares Number * * 000000
****************** * * * 000000 ***************** ZQ00000000 **** 000000 **************** GUILD HOLDINGS COMPANY ***** 000000 *************** ****** 000000 ************** INCORPORATED UNDER THE LAWS OF THE STATE OF DELAWARE ** Mr. Alexander
David Sample **** Mr. Alexander David Sample **** Mr. Alexander David Sample **** Mr. Alexander David Sample **** Mr. Alexander David Sample SEE REVERSE FOR CERTAIN DEFINITIONS **** Mr. Alexander David Sample ****
Mr. Alexander David Sample **** Mr. Alexander David Sample **** Mr. Alexander David Sample **** Mr. Alexander David THIS CERTIFIES THAT Sample **** Mr. Alexander David Sample **** Mr. Alexander David Sample ****
Mr. Alexander David Sample **** Mr. Alexander David Sample **** Mr. Alexander David Sample **** Mr. MR. Alexander David SAMPLE Sample **** Mr. Alexander David &Sample MRS. **** Mr. Alexander SAMPLE David Sample
**** Mr. Alexander & David Sample **** Mr. Alexander David Sample **** Mr. Alexander David Sample **** Mr. Alexander David Sample **** Mr Alexander David Sample **** Mr. Alexander David Sample **** CUSIP 40172N 10 7
Mr. Alexander David Sample **** Mr. Alexander David Sample **** Mr. Alexander David Sample **** Mr. Alexander David Sample **** Mr. Alexander David Sample **** Mr. Alexander David Sample **** Mr. Alexander David
Sample **** Mr. Alexander David Sample **** Mr. Alexander David Sample **** Mr. Alexander David Sample **** Mr. Alexander MR. David Sample SAMPLE **** Mr. Alexander David Sample **** &Mr. Alexander MRS. David Sample
SAMPLE **** Mr. Alexander David Sample **** Mr. Alexander David Sample **** Mr. Alexander David Sample **** Mr. Alexander David Sample **** Mr. Alexander David Sample **** Mr. Alexander David Sample ****
Mr. Alexander David Sample **** Mr. Alexander David Sample **** Mr. Alexander David Sample **** Mr. Alexander David Sample **** Mr. Alexander David Sample **** Mr. Alexander David Sample **** Mr. Alexander David
Sample **** Mr. Alexander David Sample **** Mr. Alexander David Sample **** Mr. Sample **** Mr. Sample is the owner of **000000**Shares****000000**Shares****000000**Shares****000000**Shares****000000**Shares****000000**
Shares****000000**Shares****000000**Shares*** *000000**Shares****000000**Shares****000000**Shares****000000** Shares****000000**Shares****000000**Shares****000000**Shares****000000**Shares**** 000000**Shares****000000**
Shares****000000**Shares****000000**Shares****000000**Shares****000000**Shares****000000**Shares****000000**Shares****0 THIS CERTIFICATE IS TRANSFERABLE IN 00000**Shares****000000**Shares****000000**Shares****000000**
Shares****000000**Shares****000000**Shares****000000**Shares****000000**Shares****00 ***ZERO ^HUNDRED THOUSAND 0000**Shares****000000**Shares****000000**Shares****000000**Shares****000000**
Shares****000000**Shares****000000**Shares****000000**Shares****000 CITIES DESIGNATED BY THE TRANSFER 000**Shares****000000**Shares****000000**Shares****000000**Shares****000000**Shares****000000**Shares****000000** Shares****000000**Shares****0000
AGENT, AVAILABLE ONLINE AT 00**Shares****000000** Shares****000000** Shares****000000** Shares****000000**Shares****000000**Shares****000000**Shares****000000**Shares****00000 0**Shares****000000**Shares****000000**Shares****000000**
Shares****000000**Shares****000000** Shares****000000**S hares****000000**Shares****000000 ZERO HUNDRED AND ZERO*** www.computershare.com **Shares****000000**Shares****000000**Shares****000000** Shares****000000**Shares****000000**
Shares****000000**Shares****000000**Shares****000000* *Shares****000000**Shares****000000**Shares****000000** Shares****000000** Shares****000000** Shares****000000** Shares****000000**Shares****000000**
Shares****000000**Shares****000000**Shares****000000**Shares****000000**Shares****000000**Shares****000000** Shares****000000**Shares****000000**S FULLY-PAID AND NON-ASSESSABLE SHARES OF CLASS A COMMON STOCK
OF Guild Holdings Company (hereinafter called the “Company”), transferable on the books of the Company in person or by duly authorized attorney, upon surrender of this Certificate properly endorsed. This Certificate and the shares
represented hereby, are issued and shall be held subject to all of the provisions of the Certificate of Incorporation, as amended, and the By-Laws, as amended, of the Company (copies of which are on file with
the Company and with the Transfer Agent), to all of which each holder, by acceptance hereof, assents. This Certificate is not valid unless countersigned and registered by the Transfer Agent and Registrar. Witness the facsimile seal of the Company
and the facsimile signatures of its duly authorized officers. DATED DD-MMM-YYYY DINGS FACSIMILE SIGNATURE TO COME OL C COUNTERSIGNED AND REGISTERED: POR O H R A COMPUTERSHARE TRUST COMPANY, N.A. D CO TE MP
President I L A TRANSFER^AGENT AND^REGISTRAR, U N G Y August 11, 2020 DEL RE FACSIMILE SIGNATURE TO COME AWA By Secretary AUTHORIZED^SIGNATURE CUSIP/IDENTIFIER XXXXXX XX X Holder ID XXXXXXXXXX Insurance Value 00.1,000,000 Number of Shares
123456 DTC 12345678901234512345678PO BOX 505006, Louisville, KY 40233-5006 Certificate Numbers Num/No Denom. Total. MR A SAMPLE 1234567890/1234567890 111 DESIGNATION (IF ANY) 1234567890/1234567890 222 ADD 1 ADD 2 1234567890/1234567890 333
1234567890/1234567890 444 ADD 3 ADD 4 1234567890/1234567890 555 1234567890/1234567890 666 Total Transaction 7 

 

.. 
 GUILD HOLDINGS COMPANY THE COMPANY WILL FURNISH WITHOUT CHARGE TO EACH SHAREHOLDER WHO SO REQUESTS, A SUMMARY OF THE POWERS,
DESIGNATIONS, PREFERENCES AND RELATIVE, PARTICIPATING, OPTIONAL OR OTHER SPECIAL RIGHTS OF EACH CLASS OF STOCK OF THE COMPANY AND THE QUALIFICATIONS, LIMITATIONS OR RESTRICTIONS OF SUCH PREFERENCES AND RIGHTS, AND THE VARIATIONS IN RIGHTS,
PREFERENCES AND LIMITATIONS DETERMINED FOR EACH SERIES, WHICH ARE FIXED BY THE CERTIFICATE OF INCORPORATION OF THE COMPANY, AS AMENDED, AND THE RESOLUTIONS OF THE BOARD OF DIRECTORS OF THE COMPANY, AND THE AUTHORITY OF THE BOARD OF DIRECTORS TO
DETERMINE VARIATIONS FOR FUTURE SERIES. SUCH REQUEST MAY BE MADE TO THE OFFICE OF THE SECRETARY OF THE COMPANY OR TO THE TRANSFER AGENT. THE BOARD OF DIRECTORS MAY REQUIRE THE OWNER OF A LOST OR DESTROYED STOCK CERTIFICATE, OR HIS LEGAL
REPRESENTATIVES, TO GIVE THE COMPANY A BOND TO INDEMNIFY IT AND ITS TRANSFER AGENTS AND REGISTRARS AGAINST ANY CLAIM THAT MAY BE MADE AGAINST THEM ON ACCOUNT OF THE ALLEGED LOSS OR DESTRUCTION OF ANY SUCH CERTIFICATE. The following abbreviations,
when used in the inscription on the face of this certificate, shall be construed as though they were written out in full according to applicable laws or regulations: TEN COM—as tenants in common UNIF GIFT MIN ACT ..Custodian (Cust) (Minor) TEN
ENT - as tenants by the entireties under Uniform Gifts to Minors Act . (State) JT TEN —as joint tenants with right of survivorship UNIF^TRF MIN ACT .Custodian (until age ..) and not as tenants in common (Cust) under Uniform Transfers to Minors
Act .. (Minor) (State) Additional abbreviations may also be used though not in the above list. PLEASE INSERT SOCIAL SECURITY OR OTHER IDENTIFYING NUMBER OF ASSIGNEE For value received, _hereby sell, assign and transfer unto (PLEASE PRINT OR
TYPEWRITE NAME AND ADDRESS, INCLUDING POSTAL ZIP CODE, OF ASSIGNEE) Shares of the common stock represented by the within Certificate, and do hereby irrevocably constitute and appoint Attorney to transfer the said stock on the books of the
within-named Company with full power of substitution in the premises. Dated: 20 Signature(s) Guaranteed: Medallion Guarantee Stamp THE SIGNATURE(S) SHOULD BE GUARANTEED BY AN ELIGIBLE GUARANTOR INSTITUTION (Banks, Stockbrokers, Savings and Loan
Associations and Credit Unions) WITH MEMBERSHIP IN AN APPROVED SIGNATURE GUARANTEE MEDALLION PROGRAM, PURSUANT TO S.E.C. RULE 17Ad-15. Signature: Signature: Notice: The signature to this assignment must
correspond with the name as written upon the face of the certificate, in every particular, without alteration or enlargement, or any change whatever. The IRS requires that the named transfer agent (“we”) report the cost basis of certain
shares or units acquired after January 1, 2011. If your shares or units are covered by the legislation, and you requested to sell or transfer the shares or units using a specific cost basis calculation method, then we have processed as you
requested. If you did not specify a cost basis calculation method, then we have defaulted to the first in, first out (FIFO) method. Please consult your tax advisor if you need additional information about cost basis. If you do not keep in contact
with the issuer or do not have any activity in your account for the time period specified by state law, your property may become subject to state unclaimed property laws and transferred to the appropriate state.EX-10.13

 Exhibit 10.13 

EXECUTION VERSION 
 CERTAIN IDENTIFIED INFORMATION
HAS BEEN EXCLUDED FROM THE EXHIBIT BECAUSE IT IS BOTH NOT MATERIAL AND WOULD LIKELY CAUSE COMPETITIVE HARM TO THE REGISTRANT IF PUBLICLY DISCLOSED. [***] INDICATES THAT INFORMATION HAS BEEN REDACTED. 

OMNIBUS AMENDMENT TO PRINCIPAL AGREEMENTS 

AMENDMENT NO. 1 TO AMENDED AND RESTATED 

MASTER REPURCHASE AGREEMENT 

AMENDMENT NO. 1 TO AMENDED AND RESTATED TRANSACTIONS TERMS LETTER 

AMENDMENT NO. 1 TO GUARANTY 

AMENDMENT NO. 1 TO MASTER PARTICIPATION AGREEMENT 

This OMNIBUS AMENDMENT TO PRINCIPAL AGREEMENTS (this “Amendment”) dated as of October 8, 2020, is entered into by and among Guild
Holdings Company (“GHC”), Guild Mortgage Company (“GMC”), Guild Mortgage CO SPE W40, LLC (“Guild SPE”) and Bank of America, N.A. (“Buyer”). Capitalized terms used but not otherwise
defined herein shall have the meanings assigned thereto in the Repurchase Agreement or the Master Participation Agreement (each as defined below). 

R E C I T A L S 
 WHEREAS,
Guild Mortgage Company, LLC (“GMCLLC”), GMC, Guild SPE and Buyer entered into (i) that certain Amended and Restated Master Repurchase Agreement, dated as of September 1, 2020 (the “Repurchase Agreement”),
and (ii) that certain Amended and Restated Transactions Terms Letter, dated as of September 1, 2020 (the “Transactions Terms Letter”), pursuant to each of which GMCLLC and GMC are the Guarantors and Pledgors thereunder,
and Guild SPE is the Seller thereunder; 
 WHEREAS, GMCLLC and GMC have entered into that certain Guaranty, dated as of September 1,
2020 (the “Guaranty”), pursuant to which GMCLLC and GMC guaranty to Buyer the payment and performance of Guild SPE’s obligations under the Repurchase Agreement and the Transactions Terms Letter; 

WHEREAS, GMCLLC, GMC and Guild SPE have entered into that certain Master Participation Agreement, dated as of September 1, 2020 (the
“Master Participation Agreement”), pursuant to which each of GMCLLC and GMC created and issued to Guild SPE Participation Interests in the Participated Mortgage Loans owned by each of them are the Guarantors and Pledgors thereunder;

 WHEREAS, on September 22, 2020, GMCLLC changed its name from “Guild Mortgage Company, LLC” to “Guild Investors,
LLC” (“GILLC”); 
 WHEREAS, GMC, GILLC and Guild SPC intend to carry out certain internal restructuring and other
transactions, including (i) the contribution (the “Contribution”) by GILLC of 100% of the issued and outstanding equity interests of GMC to GHC, (ii) the dissolution of GILLC (the “Dissolution”), and
(iii) the sale of shares of common stock of GHC to public investors; 

 WHEREAS, contemporaneously with the Contribution and Dissolution, pursuant to that certain
Omnibus Assignment and Assumption Agreement, dated as of October 8, 2020 (the “Omnibus Assignment and Assumption”) among GILLC, GHC, GMC, Guild SPE and Buyer, GILLC will assign to GHC, and GHC will assume from
GILLC all of GILLC’s rights and obligations as guarantor, pledgor and participator under the Repurchase Agreement, the Transactions Terms Letter, the Guaranty and the Master Participation Agreement and all related transactions outstanding
thereunder; and 
 WHEREAS, Buyer, GHC, GMC and Guild SPE are prepared to amend the Principal Agreements, and subject to the conditions and
in reliance on the representation set forth herein. 
 NOW, THEREFORE, in consideration of the mutual promises contained herein, and for
other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereby agree as follows: 

SECTION 1. Omnibus Amendments to Principal Agreements. Effective upon the consummation of the Contribution, the Principal Agreements are
hereby amended as follows: 
 (a) Each of the Repurchase Agreement, the Transactions Terms Letter, the Guaranty, the Participation Agreement
and each other Principal Agreement is hereby amended by deleting all references to “Guild Mortgage Company, LLC” and “GMCLLC” in their respective entireties and replacing them with “Guild Holdings Company” and
“GHC”, respectively, and all references to “Guild Party” shall be deemed to include GHC. 
 (b) Each of the Principal
Agreements shall reflect that (1) GHC has succeeded to, and is substituted for, assumed all obligations of, and has the right to exercise every right and power of, GILLC under the Principal Agreements, with the same effect as if GHC had been
named as Guarantor, Pledgor, Guild Servicer and participator thereunder, and (2) GILLC has been removed as a party to, is no longer bound by, ceases to have any rights under, and is otherwise released from all obligations and liabilities under,
the Principal Agreements. 
 SECTION 2. Amendments to Repurchase Agreement. Effective upon the consummation of the Contribution, the
Repurchase Agreement is further amended as follows: 
 (a) Exhibit A of the Repurchase Agreement is hereby amended by adding the
following definitions in appropriate alphabetical order: 
 Board: The board of directors of the Company. 

Company: Guild Holdings Company, a Delaware corporation, or its successor.  

Contribution: The contribution by Guild Investors, LLC, a Delaware limited liability company, of 100% of the issued and
outstanding equity interests of Guild Mortgage Company to the Company. 
 Exchange Act: The Securities Exchange Act of 1934, as
amended from time to time, and any successor thereto. 

  
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 Guarantor: The Company and Guild Mortgage Company. 

Guild Servicer: The Company and Guild Mortgage Company. 

Investor: Collectively, (i) [***], any other investment funds affiliated with [***], and any company or other entity
controlled by, controlling or under common control with [***] or any such investment fund (other than any portfolio company) (the “[***] Investors”) and (ii) provided that the [***] Investors own [***] of the
voting power of the Company, any Person that forms a group (within the meaning of Section 13(d)(3) or Section 14(d)(2) of the Exchange Act or any successor provision) with the [***] Investors and that, directly or indirectly, holds or
acquires beneficial ownership of voting securities of the Company entitled to vote generally in the election of directors. 
 IPO
Transactions: Collectively, (i) the Contribution, (ii) the conversion of Guild Mortgage Company from a California corporation to Guild Mortgage Company, LLC, a California limited liability company, (iii) the dissolution of
Guild Mortgage Company, LLC, a Delaware limited liability company, and (iv) the sale of common stock of the Company to public investors. 

Pledgor: The Company and Guild Mortgage Company. 

(b) Exhibit A of the Agreement is hereby amended by deleting the definition of “Change of Control” set forth therein in its
entirety and by substituting the following in its stead: 
 Change of Control: Change of Control shall mean the occurrence of
any of the following events: 
 (a) An acquisition by any “person” or “group” (within the meaning of
Section 13(d)(3) or 14(d)(2) of the Exchange Act) of beneficial ownership (within the meaning of Rule 13d-3 promulgated under the Exchange Act) of [***] or more of the combined voting power of the
outstanding shares of voting stock of the Company entitled to vote generally in the election of directors (the “Outstanding Voting Stock”); provided, however, that the following shall not constitute a Change of Control:
(1) any acquisition directly from the Company; (2) any acquisition by the Company; (3) any acquisition by one or more Investors; (4) any acquisition by any employee benefit plan (or related trust) sponsored or maintained by the
Company or any entity controlled by the Company; or (5) any acquisition by any entity pursuant to a transaction in which (i) all or substantially all of the individuals and entities who were the beneficial owners of the Outstanding Voting
Stock immediately prior to such transaction beneficially own, directly or indirectly, more than [***] of the combined voting power of the then outstanding voting securities entitled to vote generally in the election of directors (or, for a
noncorporate entity, equivalent securities) of the entity resulting from such 

  
 3 

 transaction (including an entity that, as a result of such transaction, owns the Company or
all or substantially all of the Company’s assets either directly or through one or more subsidiaries) in substantially the same proportions as their ownership immediately prior to such transaction of the Outstanding Voting Stock or
(ii) immediately following that transaction, no entity (other than an entity satisfying the requirements of this sentence, any one or more Investors or any employee benefit plan (or related trust) of the Company or such acquiring entity)) is
the owner, directly or indirectly, of more than [***] of the combined voting power of the then outstanding voting securities of such acquiring entity entitled to vote generally in the election of directors. 

(b) Guarantor ceases to collectively own directly or indirectly 100% of the membership interests of Seller; 

(c) With respect to any Person: 

(i) if such Person (other than the Company) is a legal entity other than a corporation, the majority voting control of such
Person, or its equivalent, under such Person’s governing documents is transferred to any Person; 
 (ii) if such Person
is party to a merger or consolidation, or series of related transactions, which results in the voting securities or majority voting control interest of such Person outstanding immediately prior thereto failing to continue to represent (either by
remaining outstanding or by being converted into voting securities or a majority voting controlling interest of the surviving or another entity) at least [***] of the combined voting power of the voting securities or majority voting control interest
of such Person or such surviving or other entity outstanding immediately after such merger or consolidation; 
 (iii) the
sale or disposition of all or substantially all of such Person’s assets (or consummation of any transaction, or series of related transactions, having similar effect); 

(iv) the dissolution or liquidation of such Person; 

(v) if such Person is a Delaware limited liability company, such Person enters into any transaction or series of transactions
to adopt, file, effect or consummate a Division, or otherwise permits any such Division to be adopted, filed, effected or consummated; or 

(d) any transaction or series of related transactions that has the substantial effect of any one or more of the foregoing. 

Notwithstanding anything to the contrary contained herein, the IPO Transactions shall not constitute a Change of Control. 

  
 4 

 SECTION 3. Conditions Precedent. The Amendments set forth in Section 1
and Section 2 of this Amendment shall become effective upon the occurrence of the Contribution, provided that Buyer shall have received each of the following documents and instruments prior to or substantially simultaneously therewith,
each of which shall be originals, telecopies, other electronic image scan transmission (e.g., “pdf” or “tif” via electronic mail) or DocuSign® electronic signature: 

(a) Omnibus Amendment and Consent Agreement duly executed and delivered by duly authorized officers, as applicable, of Buyer, GMCLLC, GHC, GMC
and Guild SPE and in full force and effect, free of any modification, breach or waiver; 
 (b) Omnibus Assignment and Assumption Agreement
duly executed and delivered by duly authorized officers, as applicable, of GILLC, GHC, GMC and Guild SPE; 
 (c) an opinion of GHC’s
counsel as to corporate and enforceability matters, Buyer’s perfected security interest in the Pledged Collateral, and Bankruptcy Code safe harbor matters, all in form and substance acceptable to Buyer; 

(d) a Power of Attorney in the form of Exhibit H to the Repurchase Agreement executed and delivered by duly authorized officers, as
applicable, by GHC and notarized; 
 (e) an original Participation Certificate in the form of Exhibit B to the Participation Agreement
executed and delivered by duly authorized officers, as applicable, by GHC; 
 (f) a certified copy of GHC’s organizational documents
and, if required by Buyer, a certificate of good standing issued by the appropriate official in GHC’s jurisdiction of organization, dated no less recently than fourteen (14) days prior to the date of this Amendment; 

(g) a certificate of GHC’s corporate secretary, substantially in the form of Exhibit C to the Repurchase Agreement (or as otherwise
agreed upon between GHC and Buyer), dated as of the date of this Amendment, as to the incumbency and authenticity of the signatures of the officers of GHC executing the Principal Agreements and the resolutions of the board of directors of GHC (or
its equivalent governing body or Person), substantially in the form of Exhibit D to the Original Agreement (or as otherwise agreed upon between GHC and Buyer); 

(h) the appropriate Uniform Commercial Code Financing Statements (UCC-1) and/or such other instruments
as may be necessary in order to create in favor of Buyer a perfected security interest in the Purchased Assets shall have been duly prepared and appropriately filed or recorded in each office of each jurisdiction in which such filings and
recordation’s are required to perfect such first-priority security interest; and 
 (i) search report provided in writing to the Buyer,
listing all effective financing statements that name GHC as debtor and that are filed in the jurisdiction in which filing was made pursuant to subsection (h) above and in such other jurisdiction that the Buyer shall reasonably request, together
with copies of such financing statements (none of which shall cover any Purchased Assets). 

  
 5 

 SECTION 4. Miscellaneous. 

(a) Buyer hereby consents to the IPO Transactions and hereby agrees that, notwithstanding anything to the contrary in the Agreement, the
consummation of the IPO Transactions and any transaction related thereto shall not constitute a Potential Default or an Event of Default. 

(b) The descriptive headings of the various sections of this Amendment are inserted for convenience of reference only and shall not be deemed
to affect the meaning or construction of any of the provisions hereof. 
 (c) This Amendment may not be amended or otherwise modified except
as provided in the respective Principal Agreement. 
 (d) Each provision and agreement herein shall be treated as separate and independent
from any other provision or agreement herein and shall be enforceable notwithstanding the unenforceability of any such other provision or agreement. 

(e) This Amendment and the rights and obligations of the parties hereunder shall be construed in accordance with and governed by the laws of
the State of New York, without regard to principles of conflicts of laws (other than Section 5-1401 of the New York General Obligations Law). 

(f) This Amendment and any document, amendment, approval, consent, information, notice, certificate, request, statement, disclosure or
authorization related to this Amendment (each a “Communication”) may be in the form of an Electronic Record and may be executed using Electronic Signatures (including, without limitation, facsimile and .pdf) and shall be considered
an original, and shall have the same legal effect, validity and enforceability as a paper record. This Amendment may be executed simultaneously in as many counterparts as necessary or convenient, including both paper and electronic counterparts, but
each counterpart shall be deemed to be an original and all such counterparts shall constitute one and the same agreement. For the avoidance of doubt, the authorization under this paragraph may include, without limitation, use or acceptance by the
parties of a manually signed paper Communication which has been converted into electronic form (such as scanned into PDF format), or an electronically signed Communication converted into another format, for transmission, delivery and/or retention.
Electronic Signatures and facsimile signatures shall be deemed valid and binding to the same extent as the original. For purposes hereof, “Electronic Record” and “Electronic Signature” shall have the meanings assigned to them,
respectively, by 15 USC §7006, as it may be amended from time to time. 
 [signature page follows] 

  
 6 

 IN WITNESS WHEREOF, the parties hereto have caused this Amendment to be duly executed as of the date first
written above. 
  

									
	BANK OF AMERICA, N.A.	 		 	GUILD MORTGAGE CO SPE W40, LLC
		 		 		 	By: Guild Mortgage Company, its Manager
					
	By:	 	 /s/ Adam Robitshek
	 		 	By:	 	 /s/ Amber Elwell

	Name:	 	Adam Robitshek	 		 	Name:	 	 Amber Elwell

	Title:	 	Director	 		 	Title:	 	CFO

  

									
	GUILD MORTGAGE COMPANY	 		 	GUILD HOLDINGS COMPANY
					
	 By:
	 	 /s/ Amber Elwell
	 		 	By:	 	/s/ Amber Elwell
	 Name:
	 	 Amber Elwell
	 		 	Name:	 	Amber Elwell
	 Title:
	 	 CFO
	 		 	Title:	 	CFO

 [Signature Page to Omnibus Amendment]

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