Document:

Exhibit
10.3

 

amended
and restated Secured Promissory Note

(Single
Advance – Non-Revolving)

 

	$749,108.15	May
    26th, 2020

 

FOR
VALUE RECEIVED, NEPHROS, INC., a Delaware corporation (“Borrower”), promises to pay to TECH CAPITAL,
LLC, a California limited liability company (“Lender”), or order, at Lender’s place of business at
2010 North First Street, Suite 300, San Jose, California 95131, or at such other place as may be designated in writing to Borrower
by the holder of this Amended and Restated Secured Promissory Note (this “Note”), the principal sum of Seven
Hundred Forty Nine Thousand One Hundred Eight and 15/100 Dollars ($749,108.15) (as such amount shall change from time to time,
the “Loan Amount”), which shall be subject to the additional terms and conditions of that certain Amended
and Restated Loan and Security Agreement being entered into concurrently herewith and all of the riders and amendments thereto
by and between Borrower and Lender (the “Loan Agreement”), together with interest on the unpaid principal balance
at a rate (the “Rate”) of eight percent (8.00%) per annum. Upon the occurrence of a default or an event
of default under this Note, the rate of interest on the Note shall be increased at the option of Lender by an additional three
percent (3.00%). Interest shall be computed on the basis of a 360-day year and shall be paid by Borrower on the first day
of the following month, and, if not so paid, it shall thereafter bear like interest as the principal.

 

1.
Intentionally Omitted.

 

2.
Borrower will pay Lender the principal, interest, and fees hereunder, which are due and payable on the dates and in the manner
that follows:

 

(a)
Interest payments will be due and payable in arrears commencing on the first day of the first month hereafter and continuing on
the first day of each month thereafter while amounts hereunder are due and owing;

 

(b)
Principal payments will be due and payable follows:

 

	 	[  ]	Per
    the following schedule: ———n/a———
	 	 	 
	 	[X]	monthly
    commencing on June 1st, 2020 and continuing on the first day of each month thereafter for thirty-five months, an amount equal
    to Twenty Four Thousand Sixty Eight and 08/100 Dollars ($24,068.08), with a final monthly installment of Twenty Four Thousand
    Sixty Eight and 02/100 Dollars ($24,068.02) due on the Maturity Date.
	 	 	 
	 	[  ]	one
    (1) payment of ———n/a——— Dollars ($———n/a———)
    due on the Maturity Date.

 

(c)
Intentionally Omitted;

 

(d)
A administrative fee of ———n/a——— percent (——n/a——%) of $
———n/a——— per month of the daily outstanding balance of the Loan Amount during the preceding
month, (the “Administrative Fee”) shall be charged on the first day of each month and monthly thereafter while
amounts hereunder are due and owing;

 

(e)
An appraisal fee of ———n/a——— and 00/100 Dollars ($———n/a———)
(the “Appraisal Fee”) shall be charged for each appraisal of the Collateral performed by Lender or its agents;

 

(f)
Intentionally Omitted;

 

(g)
Borrower shall pay all fees and legal and other costs incurred by Lender in connection with the negotiation and preparation of
this Note and the documents executed in connection herewith and the perfection of any security interest in any collateral granted
by Borrower or any third party to Lender in connection with this Note, including but not limited to attorneys’ fees and
legal and other costs;

 

    	 	Page 1 of 4	 

    	 

    

 

(h)
On April 1, 2023 (the “Maturity Date”), the entire principal balance hereof, together with any and all unpaid
and/or accrued interest, loan fees, monthly Administrative Fees, and attorneys’ fees and legal and other costs due hereunder,
shall be due, owing and payable in full, unless earlier due and payable pursuant to the terms of Section 6;

 

(i)
Interest not paid when due shall bear interest at the same rate as principal. All principal and interest due hereunder is payable
in lawful money of the United States of America; and

 

(j)
In no event shall the interest rate or rates payable under this Note, plus any other amounts paid in connection herewith, exceed
the highest rate permissible under any law that a court of competent jurisdiction shall, in a final determination, deem applicable.
Borrower and Lender intend legally to agree upon the rate or rates of interest (and the other amounts paid in connection herewith)
and manner of payment stated within this Note; provided, however, that anything contained herein to the contrary notwithstanding,
if said interest rate or rates of interest (or other amounts paid in connection herewith) or the manner of payment exceeds the
maximum allowable under applicable law, then, ipso facto as of the date of this Note, Borrower is and shall be liable only
for the payment of such maximum as allowed by law, and payment received from Borrower in excess of such legal maximum, whenever
received, shall be applied to reduce the principal balance of this Note to the extent of such excess.

 

3.
Voluntary prepayments of the principal balance of this Note shall be permitted at any time. Also, a prepayment may be deemed to
have occurred regardless of whether such payment or other reduction (i) is voluntary or involuntary; (ii) is occasioned by Lender’s
acceleration of the obligations hereunder or a demand hereunder; (iii) is made by Borrower or other third party, including a guarantor
of Borrower’s obligation hereunder; (iv) results from Lender’s receipt or collection of proceeds of its collateral,
including insurance proceeds and condemnation awards; (v) results from Lender’s exercise of its rights of setoff; and/or
(iv) is made during an insolvency proceeding, or is made pursuant to any plan of reorganization or liquidation. Any such voluntary
or involuntary prepayment shall be accompanied by all interest and any Administrative Fees that have accrued and remain unpaid
with respect to the amount of principal being repaid and a prepayment fee equal to the following:

 

(a)
———N/A——— percent (———N/A———%) of the amount
prepaid with respect to any prepayments made during the first 12 months of the term of this Note; and

 

(b)
———N/A——— percent (———N/A———%) of the amount
prepaid with respect to any prepayments made thereafter.

 

Amounts
repaid or prepaid with respect to this Note may not be reborrowed. Partial prepayments of principal shall be applied to scheduled
payments of principal in the inverse order of their maturity.

 

4.
If any installment of principal, interest, or Administrative Fee hereunder is not paid when due, the holder shall have the following
rights in addition to the rights set forth herein, in the Loan Agreement, and under law:

 

(a)
the right to compound interest and the Administrative Fee by adding the unpaid interest and/or Administrative Fee to principal,
with such amount thereafter bearing interest and the Administrative Fee at the rates provided in this Note; and

 

(b)
if any installment is more than ten (10) days past due, the right to collect a charge equal to the greater of Fifteen and 00/100
Dollars ($15.00) or five percent (5.00%) of the late payment for each month in which it is late. This charge is a result of
a reasonable endeavor by Borrower and the holder to estimate the holder’s added legal and other costs and damages resulting
from Borrower’s failure to make timely payments under this Note; hence Borrower agrees that the charge shall be presumed
to be the amount of damage sustained by the holder since it is extremely difficult to determine the actual amount necessary to
reimburse the holder for damages.

 

5.
Borrower expressly waives presentment, demand, protest, notice of dishonor, notice of non-payment, notice of maturity, notice
of protest, presentment for the purpose of accelerating maturity, diligence in collection, the benefit of any exemption under
the homestead exemption laws, and all other notices and demands in connection with the delivery, acceptance, performance, or enforcement
of this Note. Borrower agrees that Lender may release, surrender, exchange, or substitute any collateral now held or which may
hereafter be held as security for the payment of this Note, and may extend the time for payment or otherwise modify the terms
of payment of any part or the whole of the debt evidenced hereby. Borrower irrevocably waives the right to direct the application
of all payments at any time hereafter received by Lender on behalf of Borrower, and Borrower agrees that Lender shall have the
continuing exclusive right to apply any such payments against the then due and owing obligations of Borrower to Lender as Lender
may deem advisable.

 

    	 	Page 2 of 4	 

    	 

    

 

6.
It is expressly agreed that if a default or breach occurs in the payment of any principal or interest, or other fee as provided
above, or in the payment or performance of any other of Borrower’s Obligations (as that term is defined in the Loan Agreement),
at Lender’s option, the unpaid principal balance of this Note, together with interest accrued thereon, and other fees as
provided above shall forthwith be due and payable. Notwithstanding anything to the contrary in this Note, in the event the
Loan Agreement is terminated, all amounts due under this Note shall also be due, owing, and payable.

 

7.
This Note is made subject to the terms and conditions of and is secured by security interests granted by Borrower in favor of
Lender, and all covenants, conditions, and agreements contained in the Loan Agreement, and ———N/A—————,
all of which are hereby incorporated and made a part hereof. All capitalized terms used herein, unless otherwise defined herein,
shall have the meanings ascribed to them in the Loan Agreement.

 

8.
Borrower hereby consents to any and all renewals, replacements, and/or extensions of time for payment of this Note before, at,
or after maturity. This Note shall be binding upon all legal representatives, successors, and assigns of Borrower. However, Borrower
may not assign this Note or any rights hereunder without Lender’s prior written consent. Neither an unconsented assignment
nor an assignment consented to by Lender shall release Borrower or any guarantor of any Obligation or indebtedness hereunder.
Lender reserves the right to sell, assign, transfer, negotiate, or grant participations in all or any part of, or any interest
in, Lender’s rights and benefits under each of the documents executed herewith or hereafter. In connection therewith, Lender
may disclose all documents and information which Lender now has or may hereafter acquire relating to any credit extended by Lender
to Borrower, or about Borrower or its business, any guarantor or the business of any guarantor, or any Collateral required hereunder.
Any waiver of any rights under this Note, the Loan Agreement, or under any other agreement, instrument, or paper signed by Borrower
is neither valid nor effective unless made in writing and signed by Lender. No delay or omission on the part of the Lender in
exercising any right shall operate as a waiver thereof or of any other right.

 

9.
Borrower promises to pay all legal and other costs and expenses of collection of this Note and to pay all reasonable attorneys’
fees incurred in such collection or in any suit or action to collect this Note or any appeal thereof. Borrower and Lender agree
that this Note is entered into and Borrower’s performance to Lender occurs at San Jose, California. This Note shall be governed
by, construed under, and enforced in accordance with the laws of the State of California.

 

10.
Any collateral pledged to secure any obligation of Borrower shall also secure any other obligation of Borrower except that any
real property pledged to secure any obligation of Borrower shall only secure any other obligation of Borrower if Lender specifically
so agrees in writing.

 

11.
An Event of Default under this Note or the Loan Agreement, or any other agreement referenced in Section 7 above shall be an Event
of Default under each of such loan documents, and vice versa.

 

12.
In the event any one or more of the provisions contained in this Note is held to be invalid, illegal or unenforceable in any respect,
then such provision shall be ineffective only to the extent of such prohibition or invalidity, and the validity, legality, and
enforceability of the remaining provisions contained herein shall not in any way be affected or impaired thereby.

 

13.
This Note, or a signature page thereto intended to be attached to a copy of this Note, signed and transmitted by facsimile machine,
telecopier, or other electronic means (including via transmittal of a “pdf” file) shall be deemed and treated as an
original document. The signature of any person thereon, for purposes hereof, is to be considered as an original signature, and
the document transmitted is to be considered to have the same binding effect as an original signature on an original documents.
At the request for any party hereto, any facsimile, telecopy or other electronic document is to be re-executed in original form
by the persons who executed the facsimile, telecopy or other electronic document is to be re-executed in original form by the
persons who executed, the facsimile, telecopy or other electronic document. No party hereto may raise the use of a facsimile machine,
telecopy, or other electronic means or the fact that any signature was transmitted through the use of a facsimile machine, telecopier,
or other electronic means as a defense to the enforcement of this Note.

 

    	 	Page 3 of 4	 

    	 

    

 

14.
This is an integrated Note and supersedes all prior agreements or negotiations regarding the subject matter hereof. This Note
may only be amended in writing.

 

15.
This Note amends and restates that certain $1,187,000.00 Secured Promissory Note (Single Advance – Non-Revolving) dated
March 27th, 2018 (the “Prior Form Term Note”), however, this Note is not a novation of any of Borrower’s outstanding
obligations under the Prior Form Term Note (including the outstanding obligations of $ $749,108.15 as of the date hereof). This
Note is the “Amended and Restated Term Note” referred to in the Amended and Restated Loan and Security Agreement dated
as of May 14th, 2020 (as amended from time to time, the “Loan Agreement”) between Borrower and Lender and is governed
by the terms thereof and hereof. The Loan Agreement, among other things, (1) provides for the making of a term loan by Lender
to Borrower pursuant to the Prior Form Term Note (as defined in the Loan Agreement) in the original principal amount of $1,187,000.00
and having an aggregate outstanding principal amount as of the date hereof as set forth above, with the indebtedness of Borrower
resulting from such term loan being evidenced by this Note, and (2) contains provisions for acceleration of the maturity hereof
upon the happening of certain stated events and also for prepayments on account of principal hereof before the maturity hereof
upon the terms and conditions specified therein. The obligations of Borrower under this Note, and the other obligations of Borrower
under the Loan Documents, are secured by the Collateral as provided in the Loan Documents.

 

IN
WITNESS HEREOF, this Note has been executed and delivered on the date first set forth above.

 

	NEPHROS,
    INC.,	 
	a
    Delaware corporation	 
	 	 
	  /s/
    Daron Evans 	 
	By:	 Daron Evans	 
	Title: 	President & Chief Executive Officer	 

 

    	 	Page 4 of 4Exhibit 10.4

 

U.S.
SMALL BUSINESS ADMINISTRATION PAYCHECK PROTECTION PROGRAM NOTE

 

	SBA
    Loan #:	 [omitted] 
	SBA
    Loan Name:	Paycheck
    Protection Program Loan
	Loan
    Date:	4/22/2020
	Loan
    Amount:	$478,700.00
	Interest
    Rate:	1.00%
    fixed
	Borrower:	Nephros,
    Inc.
	Lender:	First
    Republic Bank

 

This
Note represents the Loan (as defined below) made by Lender pursuant to the Paycheck Protection Program (the “PPP”).
Borrower confirms and agrees that the Loan is subject in all respects to the Coronavirus Aid, Relief, and Economic Security Act
and the requirements, rules, regulations, procedures and guidance concerning the PPP in effect as of the date of this Note and
as may be promulgated from time to time after the date of this Note by the U.S. Department of Treasury and/or SBA (collectively,
the “PPP Regulations”), including, without limitation, all PPP Regulations applicable to permitted uses of
loan proceeds and loan forgiveness.

 

1.
PROMISE TO PAY

 

In
return for the Loan, Borrower promises to pay to the order of Lender the amount of $478,700.00 Dollars, interest on the unpaid
principal balance, and all other amounts required by this Note.

 

2.
DEFINITIONS

 

“Loan”
means the loan evidenced by this Note.

 

“Loan
Documents” means the documents related to this Loan signed by Borrower, including the Borrower Application Form for
the Paycheck Protection Program, the Borrower Certificate executed and delivered by Borrower in connection with this Note and
all other attestations, certificates, agreements and documents delivered by Borrower to Lender in connection with the Loan.

 

“SBA”
means the Small Business Administration, an Agency of the United States of America.

 

3.
PAYMENT TERMS

 

Borrower
must make all payments at the place Lender designates. The payment terms for this Note are:

 

Initial
Deferment Period: No payments are due on this Loan for 6 months from the date of first disbursement of this Loan. Interest
will continue to accrue during the deferment period.

 

    	 

    	 

    

 

Loan
Forgiveness: Borrower may apply to Lender for forgiveness of the amount due on this Loan in an amount equal to the sum of
the following costs incurred by Borrower during the 8-week period beginning on the date of first disbursement of this Loan:

 

	 	a.	Payroll
    costs
	 	b.	Any
    payment of interest on a covered mortgage obligation (which shall not include any prepayment of or payment of principal on
    a covered mortgage obligation)
	 	c.	Any
    payment on a covered rent obligation
	 	d.	Any
    covered utility payment

 

The
amount of Loan forgiveness shall be calculated (and may be reduced) in accordance with the requirements of the PPP, including
the provisions of Section 1106 of the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) (P.L. 116-136). Not more
than 25% of the amount forgiven can be attributable to non-payroll costs. If Borrower has received an EIDL advance, then that
amount shall be subtracted from the loan forgiveness amount.

 

Maturity:
This Note will mature on the date that is two years from date of first disbursement of this Loan.

 

Repayment
Terms:

 

Interest
Rate: The interest rate on this Note is one percent per year. The interest rate is fixed and will not be changed during the
life of the Loan.

 

Installment
Payments Following Deferment Period: Borrower must pay monthly principal and interest payments on the outstanding principal
balance of the Loan amortized over the term of the Loan, unless otherwise forgiven in whole or part in accordance with the PPP
Regulations, beginning 7 months from the date of the first disbursement of this Loan until the maturity date. Payments of principal
and interest must be made on such date as designated by Lender in the months during which they are due. Any Loan balance remaining
following forgiveness pursuant to the PPP Regulations, if any, will be fully reamortized over the remaining term of the Loan.

 

Application
of Installment Payments: Lender will apply each installment payment first to pay interest accrued to the day Lender received
the payment, then to bring principal current, and will apply any remaining balance to reduce principal.

 

Payment
at Maturity. All remaining principal and accrued interest is due and payable two years from the date of first disbursement
of this Loan.

 

Loan
Prepayment: Notwithstanding any provision in this Note to the contrary:

 

Borrower
may prepay this Note at any time without penalty. Borrower may prepay 20 percent or less of the unpaid principal balance at
any time without notice. If Borrower prepays more than 20 percent and the Loan has been sold on the secondary market, Borrower
must:

 

	 	a.	Give
    Lender written notice;
	 	b.	Pay
    all accrued interest; and
	 	c.	If
    the prepayment is received less than 21 days from the date Lender receives the notice, pay an amount equal to 21 days interest
    from the date Lender receives the notice, less any interest accrued during the 21 days and paid under b. of this paragraph.

 

    	 

    	 

    

 

If
Borrower does not prepay within 30 days from the date Lender receives the notice, Borrower must give Lender a new notice.

 

Non-Recourse:
Lender and SBA shall have no recourse against any individual shareholder, member or partner of Borrower for non-payment of
the Loan, except to the extent that such shareholder, member or partner uses the Loan proceeds for an unauthorized purpose.

 

4.
DEFAULT

 

Borrower
is in default under this Note if Borrower does not make a payment when due under this Note, or if Borrower:

 

	 	A.	Fails
    to do anything required by this Note and other Loan Documents;
	 	 	 
	 	B.	Defaults
    on any other loan with Lender;
	 	 	 
	 	C.	Does
    not disclose, or anyone acting on its behalf does not disclose, any material fact to Lender or SBA;
	 	 	 
	 	D.	Makes,
    or anyone acting on its behalf makes, (i) a materially false or misleading representation to Lender or SBA or (ii) a false
    or incorrect statement or certification in any certificate, attestation or agreement included in any Loan Documents;
	 	 	 
	 	E.	Defaults
    on any loan or agreement with another creditor, if Lender believes the default may materially affect Borrower’s ability
    to pay this Note;
	 	 	 
	 	F.	Fails
    to pay any taxes when due;
	 	 	 
	 	G.	Becomes
    the subject of a proceeding under any bankruptcy or insolvency law;
	 	 	 
	 	H.	Has
    a receiver or liquidator appointed for any part of their business or property;
	 	 	 
	 	I.	Makes
    an assignment for the benefit of creditors;
	 	 	 
	 	J.	Has
    any adverse change in financial condition or business operation that Lender believes may materially affect Borrower’s
    ability to pay this Note;
	 	 	 
	 	K.	Reorganizes,
    merges, consolidates, or otherwise changes ownership or business structure without Lender’s prior written consent; or
	 	 	 
	 	L.	Becomes
    the subject of a civil or criminal action that Lender believes may materially affect Borrower’s ability to pay this
    Note.

 

5.
LENDER’S RIGHTS IF THERE IS A DEFAULT

 

Without
notice or demand and without giving up any of its rights, Lender may:

 

	 	A.	Require
    immediate payment of all amounts owing under this Note;
	 	 	 
	 	B.	Collect
    all amounts owing from Borrower; or
	 	 	 
	 	C.	File
    suit and obtain judgment.

 

    	 

    	 

    

 

6.
LENDER’S GENERAL POWERS

 

Without
notice and without Borrower’s consent, Lender may:

 

	 	A.	Incur
    expenses to collect amounts due under this Note, enforce the terms of this Note or any other Loan Document. Among other things,
    the expenses may include payments for property taxes, prior liens, insurance, appraisals, environmental remediation costs,
    and reasonable attorney’s fees and costs. If Lender incurs such expenses, it may demand immediate repayment from Borrower
    or add the expenses to the principal balance; and
	 	 	 
	 	B.	Release
    anyone obligated to pay this Note.

 

7.
WHEN FEDERAL LAW APPLIES; GOVERNING LAW AND VENUE

 

When
SBA is the holder, this Note will be interpreted and enforced under federal law, including SBA regulations. As to this Note, Borrower
may not claim or assert against SBA any local or state law to deny any obligation, defeat any claim of SBA, or preempt federal
law.

 

When
the SBA is not the holder, this Note will be interpreted and enforced under the laws of the State of California. All judicial
proceedings arising in or under or related to the Loan, this Note or any of the other Loan Documents may be brought in any
state or federal court located in a state where Lender has an office (each, a “Lender’s State”). By
execution and delivery of this Note, Borrower generally and unconditionally: (a) consents to nonexclusive personal
jurisdiction in each Lender’s State; (b) waives any objection as to jurisdiction or venue in each Lender’s State;
(c) agrees not to assert any defense based on lack of jurisdiction or venue in the aforesaid courts; and (d) irrevocably
agrees to be bound by any judgment rendered thereby in connection with the Loan, this Loan or the other Loan
Documents.

 

8.
SUCCESSORS AND ASSIGNS

 

Under
this Note, Borrower includes its successors, and Lender includes its successors and assigns.

 

Lender
may at any time assign to one or more assignees all or a portion of its rights and obligations under this Note.

 

9.
OTHER AGREEMENTS AND GENERAL PROVISIONS

 

	 	A.	Borrower
    understands and agrees, and waives and releases Lender, as follows:

 

	 	a.	Forgiveness
    of the Loan is only available for principal that is used for the limited purposes that qualify for forgiveness under the PPP
    Regulations, and that to obtain forgiveness, Borrower must request it and must provide documentation in accordance with the
    PPP Regulations, and certify that the amounts Borrower is requesting to be forgiven qualify under the PPP Regulations. Borrower
    also understands that Borrower shall remain responsible under the Loan for any amounts not forgiven, and that interest payable
    under the Loan will not be forgiven but that the SBA may pay the Loan interest on forgiven amounts.
	 	 	 
	 	b.	Forgiveness
    is not automatic and Borrower must request it. Borrower is not relying on Lender for its understanding of the requirements
    for forgiveness such as eligible expenditures, necessary records/documentation, or possible reductions due to changes in number
    of employees or compensation. Rather Borrower will consult the PPP Regulations and SBA’s program materials.

 

    	 

    	 

    

 

	 	B.	All
    individuals and entities signing this Note are jointly and severally liable.
	 	 	 
	 	C.	Borrower
    waives all suretyship defenses.
	 	 	 
	 	D.	Borrower
    must sign all documents necessary at any time to comply with the Loan Documents.
	 	 	 
	 	E.	Lender
    may exercise any of its rights separately or together, as many times and in any order it chooses. Lender may delay or forgo
    enforcing any of its rights without giving up any of them.
	 	 	 
	 	F.	Borrower
    may not use an oral statement of Lender or SBA to contradict or alter the written terms of this Note.
	 	 	 
	 	G.	If
    any part of this Note is unenforceable, all other parts remain in effect.
	 	 	 
	 	H.	To
    the extent allowed by law, Borrower waives all demands and notices in connection with this Note, including presentment, demand,
    protest, and notice of dishonor. Borrower also waives any defenses based upon any claim that Lender did not obtain any guarantee.

 

10.
FURTHER ASSURANCES

 

The
Loan and this Note are subject in all respects to the PPP Regulations, including any PPP Regulations promulgated after the date
of this Note. If after the date of this Note, any further PPP Regulations are promulgated or if the PPP Regulations mandate a
form of or the terms of the note, loan authorization or other loan documents for PPP loans, Borrower agrees to execute any further
instruments and documents and to take such further actions as Lender requests, including exchanging this Note for new note, executing
an amendment to this Note, or executing any other loan documents that Lender requests. In the event of any exchange of or amendment
to this Note, the disbursement date applicable to the Loan (and all related time periods under the PPP Regulations and the maturity
date applicable to this Loan) shall be the same as set forth in this Note.

 

11.
BORROWER’S NAME AND SIGNATURE

 

By
signing below, each individual or entity executing this Note as “Borrower” becomes obligated under this Note as Borrower.

 

	BORROWER:	 
	 	 
	Nephros,
    Inc.	 
	 	 	 
	By:	 /s/
                                                                                                                Andrew Astor 
	 
	 	Andrew
    Astor	 
	 	COO
    & CFO	 
	 	 	 
	 	4/22/2020	 
	 	Date

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