Document:

1221 Avenue of the Americas
New York NY 10020-1090
Telephone: (212) 596-2000

                                 March 28, 1997

Warever Corp.
112 West Business Park Drive
Draper, UT 84020

         Ladies and Gentlemen:

         Thisletter  and the attached  Standard  Distribution  Provisions,  when
signed by you and by us, will  constitute  our  agreement  with you.  (All words
defined in the Standard  Distribution  Provisions have the same meanings in this
letter.)

         1.       Rights.  You authorize us to  copy and duplicate  the Programs
in your  CD-ROM  catalogue  in CD-ROM  Devices,  to copy and  duplicate  related
Packaging  Materials,  and to  distribute  those Devices and Materials by Direct
Response Distribution,  as provided in this letter and the Standard Distribution
Provisions.

         2.       Term. The Term of this agreement will be the period  beginning
on the date of this agreement and ending March 31, 2000.

         3.       Programs.  This agreement will apply to all  Programs that you
make available for  distribution  in the form of CD-ROM Devices in the Territory
at any time during the Term of this agreement.

         4.       Royalties. We will pay  you royalties on our Net Paid Sales of
CD-ROM Devices in accordance with the Standard Distribution Provisions.

                                       Very truly yours,
                                       THE COLUMBIA HOUSE COMPANY

                                       By:  /s/ AJG
                                           -------------------------------------

AGREED:

WAREVER CORP.

By: /s/ Craig R. Hendricks, President
   -----------------------------------

<PAGE>

                        STANDARD DISTRIBUTION PROVISIONS

attached to the letter  agreement dated March 28, 1997 (CH  97-31.1(1))  between
Warever Corp.  ("you") and The Columbia House Company ("we").  The  "agreement",
below,  means the attached  letter  agreement  and these  Standard  Distribution
Provisions.

1.       Definitions

         (Each definition prescribed in this agreement will apply to all uses of
the term defined, whether or not the term is capitalized in the use concerned.)

         (a)      "Actual  Selling  Price". The price we charge our customer for
the CD-ROM Device concerned,  excluding:  (1) shipping and handling charges, (2)
sales,  excise,  and value-added taxes and any other turnover taxes, (3) customs
duties and other  importation  expenses,  and (4)  partial  credits  against our
selling prices allowed to customers for any reason. (Units for which full credit
is allowed are excluded from "Net Paid Sales" under subparagraph 1(b).)

         (b)      "Net Paid  Sales".  Those CD-ROM Devices for  which  we derive
actual  revenues,  including those  distributed to members for enrolling free of
charge or for a nominal  price  ("Introductory  Units").  Net Paid  Sales do not
include  actual  returns,  units  whose  full  selling  prices are  credited  to
customers for any reason, or units for which we are not paid the amounts due us.
(If we are paid part of the amount due us for a unit, the unpaid balance will be
treated as a credit  against the selling price under clause (4) of  subparagraph
1(a).)

         (c)      "Program".   An  information or entertainment program and  any
related  materials,   including   computer  software   programs,   that  can  be
communicated by the use of CD-ROM Devices.

         (d)      "CD-ROM  Device".  An optical disc storage  device  containing
a  Program   and  using  the   technology   commonly   known  as  compact   disc
read-only-memory  ("CD-ROM") or any subset, format, enhancement or other version
of it,  whether now known or developed in the future  (including but not limited
to CD-ROM-XA, CD-I, 3D-O, and CDTV).

         (e)      "Packaging Materials" Packaging, instruction manuals and other
informational  materials,  and other packaging elements  distributed with CD-ROM
Devices.

         (f)      "Direct  Response   Distribution"   Distribution  directly  to
consumers (not through  wholesalers or  intermediate  distributors),  and not by
sale in retail stores.

         (g)      "Territory".  The United States,  Canada and  Mexico and their
territories, possessions and military bases.

2.       Grant  of  Rights.   You  grant  and  assign  to  us  irrevocably   the
non-exclusive  rights,  under copyright and otherwise,  to copy and duplicate in
CD-ROM Devices the Programs which you make available for  distribution in CD-ROM
format, to copy and duplicate all Packaging  Materials used by you in connection
with those Programs, to advertise those Devices and to market,  distribute,  and
sell those Devices and  Materials by Direct  Response  Distribution,  during the
Term and in the Territory,  and to authorize our  subsidiaries and affiliates in
the Territory to do so.

<PAGE>

3.       Royalties.

         (a)      Basic  royalty  rates.  Your royalty  on each unit of Net Paid
Sales will be the higher of the following amounts:

                  (1)   The  applicable  percentage  of our Actual Selling Price
         specified in the "PERCENTAGE ROYALTY RATE" column below; or

                  (2)   The applicable amount specified in the "MINIMUM ROYALTY"
         column:

                 YOUR SUGGESTED              PERCENTAGE           MINIMUM
                 RETAIL LIST PRICE           ROYALTY RATE         ROYALTY
                   ("SRLP")
                  $70 and above                 17.5%               $4.50
                  $25     - $69.99              15%                 $3.00
                  ----------------              ---
                  $15     - $24.99              12.5%               $1.25
                  ----------------              -----
                  Under $15                     10%                 $0.50
                                                                    -----

If you do not publish a SRLP for the CD-ROM Device  concerned,  our regular list
price will be substituted for it in the calculation under this subparagraph (a).
Your royalties may be increased under subparagraph 3(b).

         (b)      Excess Introductory  Units If more than fifty percent (50%) of
our Net Paid  Sales of CD-ROM  Devices  in any SRLP  category  listed  above are
Introductory  Units, the royalty payable on those excess Introductory Units (the
excess  over 50%) will be  calculated  by  applying  the  applicable  percentage
royalty rate for that SRLP category to the average of our Actual  Selling Prices
for  all  CD-ROM  Devices  in  that  category,   excluding  Introductory  Units,
distributed under this agreement.

         (c)      Cumulative  Calculation.   The  calculation   called   for  in
subparagraph  3(b) will be made on a cumulative basis after the rendition of the
last royalty accounting statement due under this agreement.

         (d)      Foreign Sales.

                  (1)      Canada.  In respect of Net Paid Sales in Canada,  the
         list price and selling  price  amounts used in making the  calculations
         under this  paragraph 3 will be the same amounts in Canadian  currency,
         without exchange rate adjustments.  (For example, a unit sold in Canada
         will be  treated  as  having a SRLP of  $70.00  if your  SRLP for it in
         Canada is $70.00 (Canadian)). The royalties on Net Paid Sales in Canada
         will be calculated in Canadian  currency and paid in the equivalents in
         United States currency. (For example, if the SRLP of the unit concerned
         is $70.00 (Canadian),  the Minimum Royalty applicable to it will be the
         U.S. currency equivalent of $4.50 (Canadian)).

                  (2)      Mexico.  In respect of Net Paid Sales in Mexico,  the
         list price and selling  price  amounts used in making the  calculations
         under this paragraph 3 will be the equivalents in Mexican currency. The
         royalties  on Net Paid Sales in Mexico  will be  calculated  in Mexican
         currency and paid in the equivalents in United States currency.

                  (3)      Each  currency  conversion   calculation  under  this
         subparagraph  (d) will be based on the then current  exchange  rates at
         the close of the royalty accounting period concerned.

<PAGE>

4.       Royalty Accounting.

         (a)      We will compute and  pay  royalties due  you,  accompanied  by
accounting  statements,  within  sixty (60) days  after each March 31,  June 30,
September 30 and December 31 during the Term for the preceding three (3) months,
for each such three month period during which CD-ROM Devices are  distributed or
sold.

         (b)      You may, at  your  expense,  examine  our  books  and  records
relating to your account and the sale of CD-ROM  Devices  under this  agreement,
during our regular business hours and at the place where we regularly keep them,
for the sole purpose of verifying  the  accuracy of the  statements  sent to you
under  subparagraph  4(a).  You may make such an  examination  with respect to a
particular  statement  only once, and not later than one (1) year after the date
of the statement covering the cumulative calculation required under subparagraph
3(c).

         (c)      Each  royalty statement and  other  accounting rendered  by us
will be  conclusively  binding upon you and not subject to any  objection by you
for any reason unless you give us specific  notice of your  objections to it and
your  reasons for them before the end of the one year period  prescribed  in the
second sentence of  subparagraph  4(b). You will not have the right to sue us in
connection  with any  accounting  or for  royalties  on sales of CD-ROM  Devices
during the period covered by an accounting,  unless you commence the suit within
that one year period.

5.       Mechanical Royalties and Other Payments.  You will make all payments to
third  parties,  including  but not  limited  to  payments  to holders of rights
(including  copyrights) in musical  compositions,  master  recordings,  literary
material, audio and audiovisual elements, computer software programs,  graphics,
technology,  artwork, photographs,  names and likenesses,  required by reason of
the use of the  Programs in the  duplication,  modification  or marketing of the
CD-ROM Devices.

6.       Duplicating.

        (a)       (1)     This  subparagraph  6(a) will apply in those instances
in  which  we  elect  to  procure   duplication  of  CD-ROM  Devices  from  you.
Subparagraph 6(b) below will apply when we elect to duplicate them ourselves (or
have them duplicated by others for our account).

                  (2)      You will supply us with the CD-ROM Devices we require
for  distribution,  ready for delivery to our  customers,  in the same  quality,
packaging and format as the units you  distribute in the highest  quality retail
channels through which you distribute CD-ROM Devices.

                  (3)      The CD-ROM Devices  furnished under this subparagraph
6(a) will not contain any advertising or promotion  material or any other matter
that is not an integral part of the Program designated in our duplication order.
You  will  not  package  those  Devices  with any  inserts,  stickers,  or other
materials that: (1) are not customarily  packaged in your general release of the
CD-ROM Devices concerned; (ii) advertise or promote any CD-ROM products or other
interactive  or multimedia  products not  available to us under this  agreement;
(iii)  advertise  or  promote  any  Program  on or in any  platform,  format  or
technology  other than CDROM  Devices,  or (iv)  advertise or promote any Direct
Response Distribution or other direct marketing.

<PAGE>

                  (4)     We shall  pay you for the CD-ROM Devices you duplicate
for us in accordance  with prices listed on Schedule A plus the cost of shipping
direct from your  duplicator  to our  designated  facility.  You  represent  and
warrant  that the prices in Schedule A are your actual  duplication  costs,  FOB
your duplicator (i.e., that they do not include any creative or mastering costs,
order  processing or inventory  control  costs,  or  allocations  of overhead or
profit).  You will  review  those  duplicating  costs not less  frequently  than
semi-annually,  will notify us of any  reductions or increases in them, and will
adjust those duplicating prices commensurately with those changes.

                  (5)     With respect to the duplication and delivery of CD-ROM
Devices,  we will be treated no less  favorably  than any other  distributor  of
CD-ROM Devices for whom you duplicate or furnish duplicated  product.  You shall
make reasonable  efforts to deliver the CD-ROM Devices within fourteen (14) days
of receipt of our order.  In no event will any CD-ROM Devices be delivered to us
later than thirty (30) days after receipt of our order.  All CD-ROM Devices will
be bulk-packed for shipment to us in accordance with our specifications.

                  (6)     Payment for all CD-ROM  Devices ordered and shipped to
us shall be made within  thirty  (30) days of delivery of the CD-ROM  Devices or
our receipt of your invoices, whichever is later. All sales to us shall be final
and we shall  have no right to return  any  unsold or  returned  CD-ROM  Devices
except  defective  units. Any units returned as defective will be accompanied by
statements  describing the defect(s).  We will pay all sales taxes or equivalent
taxes resulting directly from the sale and delivery of the CD-ROM Devices to us.

         (b)      (1)     If we so  elect in any  instance, we  may  procure the
duplication of CD-ROM Devices,  including  packaging,  from other sources. If we
do, this subparagraph 6(b) will apply instead of subparagraph 6(a).

                  (2)     All CD-ROM  Devices duplicated under this subparagraph
(b) will be of a quality  comparable to the quality of CD-ROM Devices containing
the Program concerned distributed by you.

                  (3)     You will furnish to us, promptly after our request:

                           (i)      Any master,  duplicating or other  materials
         relating to the Program  that we may  require  for the  manufacture  of
         first  class   quality   CD-ROM   Devices   suitable   for   commercial
         distribution;

                           (ii)     Duplicating   film  for  the  production  of
         Packaging  Materials and labels, or, if we so elect,  graphic materials
         suitable for our use in cre~ting our own Packaging Materials and labels
         (including   modified  Packaging  Materials  to  conform  with  section
         6(a)(3)); and

                           (iii)    Any  technical  assistance  and  information
         (including but not limited to copyright,  trademark,  patent and credit
         information)  that we require to duplicate CD-ROM Devices and Packaging
         Materials.

We will reimburse you for your actual costs (excluding all origination  charges)
incurred  in  furnishing  materials  and  assistance  to us under  this  section
6(b)(3). After the end of the Term, we will return those materials to you or, at
your request,  destroy them and furnish you with an affidavit  attesting to such
destruction.

<PAGE>

7.       Termination and Post-Termination Sales For six (6) months after the end
of the Term ("Sell-Off  Period"),  we may advertise,  distribute and sell CD-ROM
Devices  duplicated or in the process of  duplication by you or by us at the end
of the Term. We will pay royalties and render  statements  regarding those sales
in the same manner as during the Term. After the end of the Sell-Off Period,  we
will notify you of the number and types of CD-ROM Devices  remaining on hand and
you may, at your option  exercisable  by notice  within  thirty (30) days of our
notice,  purchase any such CD-ROM Devices at our actual  duplicating  costs plus
shipping and handling  charges or instruct us to destroy them.  You will pay all
amounts payable in connection with the sale of all such CDROM Devices  purchased
by you.

8.       Advertising, Promotion, Packaging and Labels; Review Samples.

         (a)      We shall  have the right to use and  authorize  others  to use
the names,  likenesses  and voices of the  performers and other persons who have
rendered services in connection with the Programs, and biographical  information
about them, for  advertising and purposes of trade in connection with the CD-ROM
Devices and in institutional advertising for our company in all formats, markets
and media now known or hereafter devised.

         (b)      We may use  synopses  and  excerpts  from the  Program(s)  and
pre-existing   advertising,   publicity  and   promotional   materials  for  the
Program(s), in advertising,  promoting and publicizing the CD-ROM Devices in any
medium and by any method, including but not limited to compact disc samplers and
electronic  catalogs,  and may  authorize  others to do so,  without  additional
payment.  You will furnish us with such technical  assistance and information as
we may reasonably  require to prepare such advertising,  promotion and publicity
materials.  At our  request,  you  shall  promptly  deliver  to us a  reasonable
quantity  of  pre-existing   advertisements,   publicity  pieces  and  promotion
materials  concerning all the components of the Program as are available to you,
including but not limited to:

                  (1)     copies of critics' reviews or other commentaries;

                  (2)     a  synopsis  of   the  advertising  credits  used  for
         distribution;

                  (3)     a  list  of  principal  performers  and  their  roles,
         creators,  animators, and other significant contributors to the Program
         (including but not limited to voice-over and character voice talent);

                  (4)     a list of all  underlying  and pre-existing  materials
         contained  in the  Program or upon  which the  Program is based and the
         name of the licensor or supplier; and

                  (5)     a music cue sheet in customary form containing titles,
         composers, timings, copyrights owners and publishers.

We will  reimburse  you for your actual costs  (excluding  all  creative  costs)
incurred in furnishing  materials and  assistance to us under this  subparagraph
8(b).  After the end of the Term,  we will return such  materials  to you or, at
your request,  destroy them and furnish you with an affidavit  attesting to such
destruction.

         (c)      We shall have the right  to use the labels, trademarks,  trade
names,  designs and artwork owned,  controlled,  or distributed by you on CD-ROM
Devices and in packaging, advertising and other marketing materials for them.

         (d)      You will furnish  us with  five (5) samples of each Program in
your catalog during the

<PAGE>

Term for review purposes.

9.       Warranties and Representations.

         You warrant and represent:

                  (a)     You have the right and  power to enter  into and fully
perform this agreement;

                  (b)     No  Materials (defined  below), or  any  use  of  them
in accordance with this agreement will violate any law, infringe upon the rights
of any person or entity,  or otherwise  cause us to incur liability to any third
party. "Materials," in this subparagraph (b), means the Programs and any related
materials, including computer software programs, technology, graphics, dramatic,
literary, musical, or artistic elements, ideas, or other intellectual properties
contained in or furnished by you for use in connection  with the Programs or the
packaging, advertising, promotion or marketing of CD-ROM Devices made from them;
and

                  (c)     We will not be required to make any payments  or incur
any  liability  by reason of our  exercise of our rights  under this  agreement,
except the payments specifically provided for in this agreement.

10.      Indemnity.  You will at  all  times  indemnify  and  hold  us  and  our
licensees  harmless from and against any and all claims,  damages,  liabilities,
cost and expenses, including legal expenses and reasonable counsel fees, arising
out of any breach or alleged  breach by you of any  warranty  or  representation
made by you in this agreement. Pending the resolution of any claim in respect of
which we are entitled to be indemnified, we will not withhold monies which would
otherwise  be payable to you under this  agreement in an amount  exceeding  your
potential liability to us under this paragraph.

11.      Withdrawal of Programs You  may terminate our  rights under paragraph 2
in any  Program  for all or part of the  Territory  ("Terminated  Area")  if the
payments you are required to make to others by reason of our  distribution of it
exceed the royalties we are required to pay you. You will give us at least three
(3) months' prior notice of any such termination.

12.      Assignment. Either party may assign  its rights under this agreement in
whole or in part to any  subsidiary or  controlling  corporation,  to any entity
owned or controlled by it, or to any entity  acquiring a substantial  portion of
its  assets,  and such  rights may be  assigned  by any such  assignee.  No such
assignment  shall  relieve  such  party  of any of its  obligations  under  this
agreement.

13.      Notices.  All notices  under this  agreement  shall be  in  writing and
shall  be given by  courier  or other  personal  delivery  or by  registered  or
certified mail at the  appropriate  address  indicated  above or at a substitute
address designated by notice by the party concerned.  Each notice to us shall be
addressed  for  the  attention  of  our  Senior  Vice  President,  Business  and
Government  Affairs,  and a copy  of  each  notice  sent  to us  shall  be  sent
simultaneously  to our Senior Vice President and General Counsel.  Notices shall
be deemed given when delivered to the courier,  personally delivered, or mailed,
except that a notice of change of address shall be effective  only from the date
of its receipt.

<PAGE>

14.      Miscellaneous

         (a)      Force  Majeure.   If  we   are   materially  hampered  in  the
duplication,  advertising, distribution or sale of CD-ROM Devices because of act
of God,  accident,  fire, labor dispute,  riot or civil disorder,  act of public
enemy,  enactment  or act  of any  government  or  governmental  instrumentality
(whether federal,  state,  local or foreign),  failure of technical  facilities,
failure or delay of  transportation  facilities,  or other cause of a similar or
different nature not reasonably within our control, then we will have the right,
without limiting our other rights,  to suspend the running of the Term by notice
to you,  for the  duration  of such  contingency.  All dates and periods of time
prescribed  in this  agreement  and  occurring  during or  affected  by any such
suspension may be postponed or extended, at our discretion, for a period of time
equivalent to the duration of the suspension.

         (b)      Entire agreement; Captions. This agreement contains the entire
understanding  of the  parties  relating  to its  subject  matter  and cannot be
changed orally.  Paragraph  captions are included for convenience  only and will
not limit the interpretation of any provision.

         (c)      Waiver; Remedies. A waiver  of any term  or condition  of this
agreement  in any instance  shall not be deemed to waive it for the future.  All
remedies, rights,  undertakings,  obligations,  and agreements contained in this
agreement  shall be  cumulative  and none of them shall be in  limitation of any
other remedy, right, undertaking, obligation or agreement of either party.

         (d)      Applicable  Law.  THIS  AGREEMENT HAS BEEN ENTERED INTO IN THE
STATE OF NEW YORK,  AND ITS  VALIDITY,  INTERPRETATION  AND LEGAL EFFECT WILL BE
GOVERNED BY THE LAWS OF THAT STATE  APPLICABLE  TO  CONTRACTS  ENTERED  INTO AND
ENTIRELY  PERFORMED THERE.  THE NEW YORK COURTS (STATE AND FEDERAL),  ONLY, WILL
HAVE JURISDICTION OF ANY CONTROVERSIES  REGARDING THIS AGREEMENT;  ANY ACTION OR
OTHER  PROCEEDING  WHICH  INVOLVES SUCH A  CONTROVERSY  WILL BE BROUGHT IN THOSE
COURTS, IN NEW YORK COUNTY, AND NOT ELSEWHERE. ANY PROCESS IN ANY SUCH ACTION OR
PROCEEDING  MAY, AMONG OTHER METHODS,  BE SERVED BY DELIVERING IT OR MAILING IT,
BY REGISTERED OR CERTIFIED  MAIL,  DIRECTED TO THE  APPLICABLE  ADDRESS ABOVE OR
SUCH OTHER ADDRESS AS THE PARTY  CONCERNED  MAY DESIGNATE  PURSUANT TO PARAGRAPH
13. ANY SUCH  DELIVERY  OR MAIL  SERVICE  WILL HAVE THE SAME  EFFECT AS PERSONAL
SERVICE WITHIN THE STATE OF NEW YORK.

         (e)      Severability  The  invalidity  or  unenforceability   of   any
provision   of  this   agreement   shall  in  no  way  affect  the  validity  or
enforceability of any other provision of this agreement.

         (f)      Breach.  Neither party shall be entitled to recover damages or
to  terminate  the Term by reason of any breach of this  agreement  by the other
party,  unless the latter party has failed to remedy the breach concerned within
twenty-one (21) days after notice.

                                       THE COLUMBIA HOUSE COMPANY

                                       By:   /s/ AJG
                                           ---------------------------------

                                       WAREVER CORP.

                                       By: /s/ Craig R. Hendricks
                                           ---------------------------------

<PAGE>

Our  taxpayer  identification  number  is  87-0498368.  Under the  penalties  of
perjury, I certify that this information is true, correct, and complete.

                                           /s/ Craig R. Hendricks, President
                                           ---------------------------------
                                           For: /WAREVER CORP.

                                   SCHEDULE A

                          (Reference: Section 6(a)(4))

<PAGE>

                                   SCHEDULE A

Product            Description                                        Price
-------            -----------                                        -----
Action Plus LE     Powerful, yet easy-to-use productivity too         $49.95
                   including contact manager, scheduler, and
                   word processor. Designed to increase your
                   sales and help you service your customers
                   better.

                     Pricing:  Units per Order                   Cost of Goods
                               ---------------                   --------------
                               50 - 100                               $5.88
                               101-250                                $5.49
                               251-500                                $5.19
                               501-1,000                              $4.89
                               1,001+                                 $4.49

Action Spreadsheet Excel-compatible, Windows spreadsheet

                     Pricing:  Units per Order                   Costs of Goods
                               ---------------                   --------------
                               50 - 100                               $2.47
                               101-250                                $2.19
                               251 - 500                              $1.98
                               501-1,000                              $1.89
                               1,001+                                 $1.77

Action Planner     Helps you manage your time better. Includes        $29.95
                   Personal   scheduler   and  day  planner.
                   Prints to popular Day planners.

                     Pricing:  Units per Order                   Cost of Goods
                               ---------------                   --------------
                               50 - 100                               $2.94
                               101-250                                $2.71
                               251-500                                $2.45
                               501 - 1,000                            $2.29
                               1,001+                                 $2.05LICENSE AGREEMENT

         THIS  LICENSE  AGREEMENT  (herein  referred to as the  "Agreement")  is
entered into in duplicate  effective  for all purposes and in all respects as of
the 13th day of April,  1999, by and between WAREVER,  INC., a Utah Corporation,
with its  principal  place of business  located at 112 West Business Park Drive,
Draper,  Utah, 84020 (herein  referred to as "Warever"),  and PLUS MARK, Inc. an
Ohio Corporation (a wholly owned subsidiary of American  Greetings  Corporation,
an Ohio  Corporation),  with its  principal  place of  business  located  at One
American Road, Cleveland,  Ohio, 44144-2398 (herein referred to as "Plus Mark"),
and SNARR AND DYER LICENSING,  LLC, a Utah Limited  Liability company having its
principal  place of business at 4728  Dearcreek  Road,  Salt Lake City, UT 84124
("Snarr").

                                    RECITALS

1.       Warever is in the business of  researching,  developing,  and marketing
         certain   proprietary    computer   software   products   and   related
         instructional, reference, learning, and training manuals and systems.

2.       Plus Mark owns all  right,  title,  and  interest  to the name and mark
         "DateWorks", along with the associated good will.

3.       Snarr owns  United  States  Patent No.  5,222,764,  along with  certain
         improvements  and  variations  with respect to the  inventions  covered
         thereby (the "Patent"),  and the name and mark "Pocket-It",  along with
         the  associated  good will,  and has licensed the same,  along with the
         Patent, to Plus Mark.

4.       Warever has and is currently  developing a customized  software program
         known as "Pocket-It" (herein referred to as the "Pocket-It  Software").
         The  Pocket-It  Software,  as  defined  in  Section  1 C  below,  is  a
         modification  of an  existing  proprietary  software  program  owned by
         Warever  (herein  referred to as the "Riptide  Software").  The Riptide
         Software is similar to the Pocket-It Software,  but is not part of this
         Agreement.  Warever owns all right,  title, and interest in and to said
         Riptide Software.

5.       Except  as set  forth on  Schedule  A,  which is  attached  hereto  and
         incorporated herein, Warever owns all right, title, and interest in and
         to the Pocket-It Software.

6.       Plus Mark desires to obtain certain  reproduction  and marketing rights
         from  Warever to the  Pocket-It  Software  on the terms and  conditions
         described herein.

         NOW, THEREFORE, in consideration of the foregoing,  the mutual promises
herein  contained,  and other good and valuable  consideration,  the receipt and
sufficiency  of which are hereby  acknowledged,  the parties  hereto,  intending
legally to be bound, hereby agree as follows:

<PAGE>

                              OPERATIVE PROVISIONS

1.       Definitions.  For purposes of this Agreement, the following definitions
shall apply to the respective terms:

         A.       "Warever"  shall be  defined  to mean  WAREVER,  INC.,  a Utah
Corporation; and any of its designated agents or affiliates.

         B.       "Plus  Mark"  shall be  defined  to mean  PLUS  MARK,  an Ohio
Corporation (a wholly owned  subsidiary of American  Greetings  Corporation,  an
Ohio Corporation); and any of its designated agents or affiliates.

         C.       The "Pocket-It Software" shall be defined to mean that certain
Pocket-It customized computer software program,  developed by Warever.,  and any
related or derivative works, including books, manuals,  outlines, tapes, videos,
etc.,  developed by Warever for use in connection  with the Pocket-It  Software.
The  Pocket-It  Software is a companion to the  Pocket-It  paper-based  planning
system.  The Pocket-It  Software  enables the user to print a variety of reports
directly onto the Pocket-It  planning system's forms. The Pocket-It  Software is
intended to be marketed and sold in conjunction  with the Pocket-It  paper-based
planning  system.  Except as set forth in Schedule  A,  Warever  possesses  full
ownership rights in and to the Pocket-It Software.

         D.       The "Riptide  Software"  shall be defined to mean that certain
Riptide  computer  software  program,  and  any  related  or  derivative  works,
including source code, books, manuals, outlines, tapes, videos, etc. The Riptide
Software  is  similar  to  the  Pocket-it  Software,  but is not  part  of  this
Agreement.  Warever  possesses  full  ownership  rights  in and  to the  Riptide
Software.

2.       Development of the Pocket-it Software;  Conditions  Precedent.  Warever
shall be responsible to develop the Pocket-it Software for delivery to Plus Mark
on or before April 19, 1999.  The  obligations  of PlusMark under this Agreement
are subject to  satisfaction,  at or prior to April 19, 1999,  of the  condition
that PlusMark  shall have approved the Pocket-It  Software for initial  release.
Such approval  shall be in writing and shall not be  unreasonably  withheld.  If
Plus Mark determines that product modifications or enhancements are necessary in
order to approve the initial release of Pocket-It Software, the parties will use
commercially  reasonable  efforts to work together in an  expeditious  manner to
implement those  modifications or enhancements,  and the deadline for completion
of the Pocket-It  Software shall be extended  during such time, for a period not
to exceed sixty (60) days.  Except for the initial product release,  any product
modifications or enhancements will be implemented in a subsequent release of the
product and will not prevent current product from being marketed and sold.

3.       Reproduction,  Marketing and Sales.  Warever hereby grants to Plus Mark
an exclusive license to make, have made,  reproduce,  have reproduced,  package,
market,  distribute,  promote,  use, and sell the Pocket-It Software through any
retail  outlets  throughout the United States of America during the term of this
Agreement.  The  parties  understand,  acknowledge,  and agree that  Warever may
reproduce,  package,  market,  and sell, or contract with other  individuals  or
entities  to  reproduce,   package,  market,  and  sell,  the  Riptide  Software
throughout  the world  during the term of this  Agreement.  The parties  further
understand  and  acknowledge  that Plus Mark and Snarr are in no way  prohibited
from  developing or having  developed  other software for use in connection with
the  Pocket-It  paper-based  planning  system,  provided  such

<PAGE>

software does not infringe any of Warever's rights with respect to the Pocket-It
Software.

4.       Customer  Registration  and Support.  For all  Pocket-It  Software sold
pursuant  to this  Agreement,  Plus  Mark  shall be  responsible  for  inserting
customer  registration  cards in each package for the purpose of  capturing  the
names, addresses,  telephone numbers, e-mail addresses, and other information to
identify each customer that purchases the Pocket-It  Software.  The registration
card is to be mailed by the Customer to Warever Corporation's  corporate address
provided.  Warever shall then be  responsible  to register all the customers who
send in a registration  card or register by electronic  means,  and provide them
with  appropriate and reasonable  product support.  The parties  acknowledge and
agree that Plus Mark and Warever jointly own all right,  title,  and interest in
and to the customer information. One of the primary, but not exclusive, purposes
for which  Warever is to use the customer  information  is to ascertain  feature
preferences  by  the  customers.  Such  customer  feature  preferences  will  be
considered  by Warever  for  implementation  in future  version  releases of the
Pocket-It Software.

5.       Royalty Payments. As consideration therefor, Plus Mark hereby agrees to
pay Warever a royalty fee of Five and 00/100 Dollars ($5.00) for each individual
Pocket-it  Software program (unit) sold by a retail outlet throughout the United
States of America  during the term of this  agreement and for which  PlusMark is
paid by the retailer,  less all returns.  Plus Mark shall send (by United States
mail) to  Warever  within  thirty  (30) days  following  the end of each month a
report for the previous month  detailing all sales of the Pocket-It  Software by
the retail outlets, which said report shall include information concerning:  (a)
the name, address, and telephone number of each retail outlet; (b) the dates and
number of the Pocket-It  Software  programs  (units) sold by each retail outlet;
and (c) the appropriate royalty fee payment.

6.       Inspection and Auditing.  PlusMark shall keep and maintain complete and
accurate  records of the  transactions  underlying  the reports to be  furnished
hereunder.  All books of accounts  and records  shall be kept  available  for at
least two (2) years from the date of the report to which  they  relate.  Warever
may, at Warever's  expense and on ninety (90) days'  advance  written  notice to
PlusMark,  conduct an annual audit of  PlusMark's  books of accounts and records
relating  to the  reports  to be  flirnished  hereunder.  Such  audit  shall  be
conducted during regular  business hours at a mutually  agreeable time and place
and shall not materially interfere with the conduct of PlusMark's business.

7.       License. Subject to the terms and conditions herein set forth,  Warever
hereby  grants to Plus Mark an  exclusive,  non-transferable  License to use the
Pocket-It  Software solely for the purposes set forth in Sections 3 and 4 above.
This License shall become  effective upon the date of this Agreement,  and shall
continue  throughout the term of this  Agreement.  This License shall  terminate
upon the termination of this Agreement.  The termination of the License shall in
no way restrict the right of PlusMark and/or resellers to sell,  advertise,  and
promote those individual  Pocket-It Software programs which were produced during
the term of this Agreement,  so long as Warever  continues to be compensated for
the products sold according to the terms of this Agreement. Warever warrants and
represents  that it (1) has  authority in all respects to enter this  Agreement;
(2) holds all such  rights,  title,  and interest in the  Pocket-It  Software as
required  to  permit  Warever  to enter  into this  Agreement;  and (3) that the
obligations  and rights herein  granted shall be binding upon its successors and
assigns.

8.      Ownership of the Pocket-It Software. The Pocket-It Software shall be the
sole and exclusive  property of Warever and shall not be  reproduced,  marketed,
distributed,   sold,  licensed,  used,  revealed,  disclosed,  or  communicated,
directly or indirectly,  by Plus Mark to any person or entity  whatsoever  other

<PAGE>

than pursuant to the License and for the purposes specifically set forth herein.
Plus Mark acknowledges  Warever's  ownership,  right, title, and interest in the
Pocket-It Software, and of the copyrights,  trademarks,  and patents thereto and
in any and all derivative works therefrom.  Plus Mark further  acknowledges that
it does not acquire any rights of ownership in the Pocket-It  Software by reason
of performing its duties hereunder and/or providing certain contributions in the
development of the Pocket-It Software.

9.      Discoveries  and Improvements.  Warever shall own  those  modifications,
improvements  and  developments  to  the  Pocket4t   Software  made  by  Warever
independently  of PlusMark  during the term of this Agreement and PlusMark shall
own those modifications, improvements and developments to the Pocket-It Software
made by PlusMark independently of Warever during the term of this Agreement. The
parties shall jointly own all jointly developed modifications,  improvements and
developments  made  during  the  term of this  Agreement.  Neither  party  shall
preclude the other from using any  independent or joint  developments as long as
such party continues to distribute, promote or sell the Pocket-It Software.

10.      Copying Restrictions  and Requirements. Plus  Mark agrees  that on each
copy of the  Pocket-It  Software  it shall  properly  reproduce  all  notices of
Warever's patent,  copyright,  trademark,  or trade secret rights as provided by
Warever.  Plus Mark also agrees that on each copy of the  Pocket-It  Software it
shall property reproduce Warever's logo, design style, and layout as provided by
Warever. Furthermore, Plus Mark shall also include in each package (unit) of the
Pocket-It  Software  program a  shrinkwrap  license  agreement to be provided by
Warever.  Nothing in section 10 shall  restrict  PlusMark  from  reproducing  on
copies of the Pocket-It  Software any  Pocket-It  patent,  copyright,  trademark
rights, logo, design style and layout, or any other patent, copyright, trademark
rights,  logo, design style and layout, in the manner and style as PlusMark sees
fit.

11.      Indemnification.

         A.       By Warever.    Warever hereby agrees to indemnify, defend, and
hold harmless  PlusMark,  its  subsidiaries,  affiliates,  and their  respective
officers, directors, employees, and agents, from and against all claims, losses,
damages,   expenses,   obligations,   penalties,   demands,  suits,  procedures,
assessments, judgments, costs and liabilities (including the reasonable costs of
collection,  investigation,  attorney's  fees  and  other  reasonable  costs  of
defense)  arising out of or resulting  from: (1) any breach or alleged breach of
any  warranty  or  representation;  (2) the  authorized  use by  PlusMark of the
Poeket-It  Software;  (3) any claims of  infringement,  including all copyright,
trademark,  patents,  or other intellectual  property rights associated with the
Pocket-It  Software  (except claims based on the  intellectual  property  rights
listed in  Schedule  A),  or on the  negligence  or  intentional  misconduct  of
PlusMark; or (4) Warever's performance of its obligations under this Agreement.

         B.       By PlusMark.  PlusMark  hereby agrees to indemnify, defend and
hold  harmless  Warever,  its  subsidiaries,  affiliates,  and their  respective
officers, directors,  employees and agents, from and against all claims, losses,
damages,   expenses,   obligations,   penalties,   demands,  suits,  procedures,
assessments, judgments, costs and liabilities (including the reasonable costs of
collection,  investigation,  attorney's  fees  and  other  reasonable  costs  of
defense)  arising out of or resulting  from: (1) any breach or alleged breach of
any  warranty  or  representation;  (2) the  authorized  use by  PlusMark of the
Pocket-It  Software:  (3) PlusMark's  performance of its obligations  under this
Agreement.

<PAGE>

         C.       General.  The  parties   agree  to   provide   prompt  written
notification  of any claim  requiring  indemnification,  and agree to reasonably
cooperate  in the  defense of any such  claim.  The party  obligated  to provide
indemnification  may do so with  attorneys of its own  choosing,  and shall have
authority to settle or otherwise  dispose of such claim.  The provisions of this
Section 11 shall survive the termination or expiration of this Agreement.

12.      Independent Contractor Status. It  is understood  and agreed  that  the
parties are  independent  contractors  and not  officers,  employees,  partners,
agents,  or affiliates of the other party or its customers and clients,  and the
parties agree not to make any  representations  to the contrary.  Any conduct in
which either party  engages in  connection  with or in the  performance  of this
Agreement  shall be solely in its  capacity as an  independent  contractor,  and
nothing in this Agreement shall be construed to the contrary. Each party agrees,
that as an independent contractor, it does not have authority to sign contracts,
notes, or obligations, or to make, purchase, acquire, or dispose of any property
for or on behalf of the other or any of its  customers  and  clients,  and shall
only have authority to perform those  services  specifically  described  herein.
Nothing in this Agreement shall be construed as creating any partnership,  joint
venture, or other joint arrangement.  Each party is solely and completely liable
for all labor and direct  expenses in connection  with any of its obligations to
be performed hereunder.

13.      Confidential Information

         A.       Warever  Confidential  Information.  For the  purposes of this
Agreement,  "Warever  Confidential  Information"  shall  mean  all  information,
without limitation,  pertaining to Warever's trade secrets,  financial and other
business data, technical information, and development of the Pocket-It Software,
including,  but not limited  to,  drawings,  tools,  models,  written  technical
information,  materials,  data, know-how,  source code, and oral communications,
provided that such information has been adequately  identified as proprietary or
confidential   or  could  be  reasonably   considered  to  be   proprietary   or
confidential.  Any written or pictorial  embodiments of the Warever Confidential
Information  provided by Warever to PlusMark in accordance  with this  Agreement
are the property of Warever and shall be returned to Warever upon termination of
this Agreement.

        B.        PlusMark  Confidential  Information.  For the purposes of this
Agreement,  PlusMark Confidential Information shall include, without limitation,
reports,  trade  secrets,  technical,  financial,  and other  business  data and
documentation,   and  all  information  pertaining  to  PlusMark's  manufacture,
production  and  marketing  of the  Pocket-It  Software  and the  Pocket-It  and
Pocket-It paper-based planning systems,  including but not limited to, drawings,
tools, models,  written technical  information,  materials,  data, know-how, and
oral  communications,   provided  that  such  information  has  been  adequately
identified as proprietary or confidential  or could be reasonably  considered to
be  proprietary  or  confidential,  including  all written and oral  information
already  received  by  Warever  from  PlusMark  prior to the  execution  of this
Agreement,  and including the terms and existence of this Agreement. Any written
or pictorial  embodiments of the PlusMark  Confidential  Information provided by
PlusMark  to Warever in  accordance  with this  Agreement  are the  property  of
PlusMark and shall be returned to PlusMark upon terinination of this Agreement.

        C.        Exclusions   The   parties  agree  that  neither  the  Warever
Confidential Information nor the PlusMark Confidential Information shall include
any information that:

<PAGE>

                  1.       is made public by the disclosing party;

                  2.       is or  hereafter  becomes  part of the public  domain
                  through no wrongful  act,  fault or  negligence on the part of
                  the receiving party or parties;

                  3.       the  receiving   party  or  parties  can   reasonably
                  demonstrate  is already in the  possession  of such  receiving
                  party or parties and not subject to an existing  agreement  of
                  confidentiality;

                  4.       is received  from a third party  without  restriction
                  and without breach of this Agreement;

                  5.       was independently developed by the receiving party or
                  parties as evidenced by its/their records; or

                  6.       the  receiving  party  or  parties  are  required  to
                  disclose  pursuant  to a  valid  order  of a  court  or  other
                  governmental body; provided however, that the recipient of the
                  confidential  information shall first have given notice to the
                  disclosing  party or  parties  and shall  give the  disclosing
                  party or parties a  reasonable  opportunity  to  interpose  an
                  objection  or obtain a  protective  order  requiring  that the
                  confidential  information  so  disclosed  be used only for the
                  purposes for which the order was issued.

         D.       Survival. The parties further agree, for a period of three (3)
years following the termination of this Agreement,  not to disclose Confidential
Information  of the other party to any third  party,  except as provided in this
Agreement,  unless  specifically  authorized by the other party in writing.  The
provisions of this section 13 will survive the termination or expiration of this
Agreement.

         E.       Covenant Not to Compete. Plus Mark  covenants and  agrees that
it shall not at any time during the term of this Agreement,  and for a period of
one (1) year after the  termination  of this  Agreement  (except  termination by
PlusMark  pursuant to Section 14B (1)),  engage in any  business  that  develops
and/or  markets a product  for sale to retail  outlets in the  United  States of
America that is similar to and/or in competition with the Pocket-It Software, or
solicit or influence (or attempt to solicit or influence)  any of the suppliers,
customers, employees, or other clients of Warever to terminate their dealings or
employment  with  Warever  to work for  PlusMark.  The  parties  understand  and
acknowledge  that this Section 13E applies only to PlusMark and does not bind or
purport to obligate American  Greetings  Corporation or any of its subsidiaries,
divisions, or affiliates other than PlusMark.

14.      Default and Remedies.

         A.       Default.  The  occurrence   of  any  of  the  following  shall
constitute a default and breach of this Agreement:

                  1.       Failure to observe  or  perform  any of the  parties'
                           respective  covenants,   agreements,  or  obligations
                           hereunder; or

<PAGE>

                  2.       The filing of a voluntary or involuntary  petition by
                           or against either party under any law for the purpose
                           of adjudicating such party bankrupt; or for extending
                           time for payment, adjustment, or satisfaction of such
                           party's    liabilities;    or   for   reorganization,
                           dissolution,  or  arrangement  on  account  of  or to
                           prevent  proceedings,   and  all  consequent  orders,
                           adjudication,  custodies,  and  supervision  are  not
                           dismissed,  vacated, or otherwise  permanently stayed
                           or  terminated  within  sixty  (60)  days  after  the
                           assignment, filing, or other initial event.

         B.       Remedies.  If any  material breach  occurs,  the non-breaching
party has the  following  remedies in addition to all other  rights and remedies
provided  by  law or  equity,  to  which  the  non-breaching  party  may  resort
cumulatively or in the alternative:

                  1.       The   non-breaching   party  may,  at  its  election,
                           terminate  this  Agreement  by giving  the  breaching
                           party   notice  of   termination   pursuant   to  the
                           provisions  herein. On the giving of notice,  all the
                           breaching  party's  rights  in  the  Agreement  shall
                           immediately terminate.

                  2.       The rights and remedies of any of the parties  hereto
                           shall not be mutually  exclusive  and the election of
                           one remedy for any one item  shall not  foreclose  or
                           prevent an election  of any other  remedy for another
                           item,  or for  the  same  item at a  later  time.  In
                           general,   the  respective   rights  and  obligations
                           hereunder    shall   be   enforceable   by   specific
                           performance,  injunction,  or other equitable remedy,
                           but nothing herein  contained is intended to or shall
                           limit or affect  any  rights at law or by  statute or
                           otherwise of any party aggrieved as against the other
                           party  for a  breach  or  threatened  breach  of  any
                           provision  hereof,  it being  the  intention  of this
                           Section to make clear the  agreement  of the  parties
                           that the  respective  rights and  obligations  of the
                           parties  hereunder  shall be enforceable in equity as
                           well as at law or otherwise.

                  3.       The  parties  specifically  agree  that any breach of
                           Section 13 of this  Agreement by one party will cause
                           immediate  and  irreparable  damage and injury to the
                           other,  and  confirm  that  damages  at law may be an
                           inadequate  remedy for a breach or threatened  breach
                           of such provisions.  In the event of such breach, the
                           nonbreaching  party  shall be entitled by right to an
                           injunction (without the necessity of posting any bond
                           in connection  therewith)  restraining  the breaching
                           party from violating any of said provisions.

15.      Marketing Requirements.  Except as  set  forth  in Section  17B of this
Agreement,  Plus Mark hereby  agrees in good faith to  reasonably  and  actively
market the Pocket-It  Software to the various  American  Greeting retail outlets
throughout the United States of America and to the end user/customer.

16.      Term of Agreement. Subject to the provisions for  termination contained
herein,  this Agreement and the License granted  hereunder shall commence on the
effective  date hereof and shall continue for a period of two (2) years from the
delivery  date (on or before  April 19,  1999) of the  Pocket-It  Software  from
Warever to Plus Mark.  Following the expiration of the said two (2) year period,
this  Agreement  and  the  License  granted  hereunder  shall  continue  for  an
indefinite period of time until terminated as provided in Section 17 below.

<PAGE>

17.      Termination of Agreement.

         A.       By  Either  Party.  In  addition  to any  other provisions for
termination contained herein, after the initial two (2) term hereof as set forth
in Section 16 above,  either party may terminate  this Agreement at any time and
for any cause by giving the other party at least  sixty (60) days prior  written
notice in accordance with the notice provisions set forth herein.

         B.       By  Plus   Mark  for  Discontinuance  of  Pocket-It  Business.
If PlusMark  discontinues  selling the Pocket-It  paper-based planning system at
any time  with or  without  cause  in  PlusMark's  sole  discretion,  then  this
Agreement  shall  terminate on thirty (30) days' advance  written notice of such
discontinuation to Warever.

18.      General Provisions.

         A.       Severability.  In the event that  any condition,  covenant, or
other provision  herein  contained is held to be invalid or void by any court of
competent jurisdiction, the same shall be deemed severable from the remainder of
this  Agreement,  and shall in no way affect  any other  covenant  or  condition
herein  contained.  If such  condition,  covenant,  or other  provision shall be
deemed invalid due to its scope or breadth, such provision shall be deemed valid
to the extent of the scope or breadth permitted by law.

         B.       Entire  Agreement.  This  Agreement   sets  forth  the  entire
agreement  between the  parties and  supersedes  all prior  agreements,  whether
written or oral. No promise, representation,  warranty, or covenant not included
in this Agreement has been or is relied upon by the parties to this Agreement.

         C.       Covenants and  Conditions.  Each  provision of  this Agreement
performable  by  either  party  shall  be  deemed  to be both a  covenant  and a
condition.

         D.       Assignment.  This Agreement shall be binding upon and inure to
the benefit of the parties and their respective heirs, personal representatives,
successors,  legal  representatives  and assigns;  provided that this  provision
shall not be construed as permitting assignment,  substitution,  delegation,  or
other  transfer  of rights or  obligations  by each party  except with the prior
written  consent of the other party,  which  consent  shall not be  unreasonably
withheld.

         E.       Headings.  The headings to the various Sections and Paragraphs
of this  Agreement  are for  convenience  and ease of reference  only and do not
define,  limit,  augment,  or  describe  the scope,  content,  or intent of this
Agreement or any part or parts of this Agreement.

<PAGE>

         F.       Notices. All notices given under any of the provisions of this
Agreement must be in writing and shall be deemed to have been given either:  (a)
when  delivered in person to the recipient  named below;  or (b) upon deposit in
United States mail,  either registered or certified,  return receipt  requested,
postage prepaid, addressed to the party or person intended as follows:

                  "Warever"              WAREVER, INC.
                                         Craig R. Hendricks, President
                                         112 West Business Park Drive
                                         Draper, Utah 84020
                                         1-800-766-7229

                  "Plus Mark"            PLUS MARK, INC.
                                         An American Greetings Company
                                         Kurt A. Spitler, Vice President of
                                         Sales & Marketing
                                         One American Road
                                         Cleveland, Ohio 44144-2398
                                         1-800-321-3040

                                         with a copy to

                                         AMERICAN GREETINGS CORPORATION
                                         One American Road
                                         Cleveland, OH 44144
                                         Attention: General Counsel

                  "Snarr"                SNARR AND DYER LICENSING, LLC,
                                         4728 Dearcreek Road
                                         Salt Lake City, UT 84124

         Either  party  may,  by notice  given at any time or from time to time,
require subsequent  notices to be given to another individual person,  whether a
party,  officer, or representative,  or to a different address, or both. Notices
given before actual  receipt of notice of change shall not be invalidated by the
change.

         G.       Time.  Time  is  of  the  essence  of  each  term,  provision,
condition, and covenant of this agreement.

         H.       Counterparts. This Agreement may be executed simultaneously in
two or more counterparts,  each of which shall be deemed an original, but all of
which shall constitute one and the same instrument.

         I.       Gender and Number.  The  singular  number  include  the plural
whenever the context so indicates.  The neuter gender  includes the feminine and
masculine,  the  masculine  includes the  feminine and neuter,  and the feminine
includes the masculine and neuter, and each includes  corporation,  partnership,
limited liability  company,  or other legal entity when the context so requires.
The word  "person"  means  person or persons or other  entity or entities or any
combination of persons and entities.

         J.       Governing  Law,  Dispute  Resolution,  Limitation  on Damages.
The  validity,

<PAGE>

interpretation,  and  performance  of  this  Agreement  will  be  determined  in
accordance with the laws of the State of Ohio without regard to conflict of laws
rules.  The parties will attempt to settle all disputes  amicably within 30 days
of  receipt  of  written  notice of a  dispute  through  non-binding  mediation.
However,  if they are  unsuccessful,  any dispute  arising out of or relating to
this  Agreement  (other  than the right to secure  injunctive  relief)  shall be
settled by binding  arbitration  in Cleveland  under Ohio law. Such  arbitration
shall  be  administered  by  the  American  Arbitration  Association  under  its
Commercial  Arbitration  Rules,  and  judgment  on  the  award  rendered  by the
arbitrators may be entered in any court having jurisdiction thereof. In no event
shall  either  party  be  liable  for  any  indirect,  special,  incidental,  or
consequential  damages (whether defined as such or provided for under applicable
case law, statute, or otherwise) in any way connected with this Agreement,  even
if the party has advance notice of the possibility of such damages.

         K.       Waiver. Unless  otherwise  indicated  herein,  failure by  any
party to insist upon the strict performance of any covenant, duty, agreement, or
condition of this Agreement,  or to exercise any right or remedy consequent upon
a breach thereof,  shall not constitute a waiver of any such breach or any other
covenant,  agreement,  term, or condition. Any party, by notice delivered in the
manner  provided in this  Agreement,  may, but shall be under no  obligation  to
waive any of its rights or any  conditions to its obligation  hereunder,  or any
duty,  obligation,  or covenant of any other  party.  No waiver  shall affect or
alter  the  remainder  of this  Agreement,  but each and every  other  covenant,
agreement,  term, and condition  hereof shall continue in frill force and effect
with respect to any other then existing or subsequently  occurring breach. To be
effective, any waiver must be signed by both parties hereto.

         L.       Modification and  Amendment. This  Agreement may be amended or
modified only by an instrument in writing signed by all the parties hereto.

         IN WITNESS WHEREOF,  the parties have executed this Agreement effective
the date and year set forth above.

"WAREVER"

WAREVER, INC.
A Utah Corporation

By: /s/ Craig R. Hendricks
   -----------------------------
   CRAIG R. HENDRICKS, President

"PLUS MARK"
An Ohio Corporation, a wholly owned subsidiary
of American Greetings Company, an Ohio Corporation

By: /s/ Kurt A. Spitler
   ----------------------------------------------------
   KURT A. SPITLER, Vice President of Sales & Marketing

<PAGE>

SNARR AND DYER LICENSING, LLC
A Utah Limited Liability Company

By:  /s/  Doug Snarr
    --------------------------
    DOUG SNARR, President

<PAGE>

                                   Schedule A

All  Trademarks,  Trade  Names,  Patents,  Copyrights,   Tradedress,  and  other
intellectual  property related to the Pocket-It  paper-based planning system and
the Pocket-It product line.

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00002-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00002-of-00352.parquet"}]]