Document:

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                                                                   EXHIBIT 4.1

                          Business Consulting Agreement

AGREEMENT,  made and  entered  into May 15th,  2003,  by and  between Mr. Guy A.
Galluccio Individually,  of American Investment Corporation,  Inc., with offices
located at 1109 North 21st Avenue,  Suite 120,  Hollywood,  FL 33020 (Galluccio)
and Military Resale Group,  Inc., a New York Corporation with offices located at
2180 Executive Circle, Colorado Springs, CO 80906 and ("MRG").

                              W I T N E S S E T H:

         WHEREAS, Galluccio provides consultation and advisory services relating
to business management and marketing; and

         WHEREAS,  MRG desires to utilize Galluccio  services in connection with
its operations.

         NOW,  THEREFORE,  in  consideration  of the  premises  and  the  mutual
covenants hereinafter set forth, Galluccio and MRG hereby agree as follows:

1. CONSULTING  SERVICES.  Effective as of May 15th,  2003, by and subject to the
terms  and  conditions  herein  contained,   Galluccio  shall  provide  business
management,  marketing  consultation and advisory services to MRG. Such services
shall include (a) the preparation, implementation and monitoring of business and
marketing plans, (b) advice  concerning  potential  products for MYRG to market,
(c)  research  and  internet  searches to obtain the  information  necessary  to
support  items (a) & (b) and assist MYRG in  developing  its Business and market
(d) such other  managerial  assistance  as  Galluccio  shall deem  necessary  or
appropriate for MRG's business.

2.  PAYMENT.  In  consideration  for the  services of  Galluccio  to be provided
hereunder  shall be 200,000  freely  tradable  shares,  the  option to  purchase
100,000 freely tradable shares at $0.50. The shares are to be issued in the name
of Mr. Guy A. Galluccio please have all the certificates delivered to 1109 North
21st Avenue, Suite 120, Hollywood, FL 33020.

 3. EXPENSES.  MRG shall  reimburse  Galluccio for all  pre-approved  travel and
other expenses  incurred by it in rendering  services  hereunder,  including any
expenses  incurred by consultants when such consultants are temporarily  located
outside of the  metropolitan  Fort Lauderdale or Miami,  area for the purpose of
rendering  services  to or for the benefit of MRG  pursuant  to this  Agreement.
Galluccio shall provide  receipts and vouchers to MRG for all expenses for which
reimbursement is claimed.

4. INVOICES. All pre-approved invoices for services provided to MRG and expenses
incurred by Galluccio in  connection  therewith  shall be payable in full within
ten (10) days of the date of such invoice.

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5.  PERSONNEL.  Galluccio  shall be an  independent  contractor and no personnel
utilized  by  Galluccio  in  providing  services  hereunder  shall be  deemed an
employee of MRG. Moreover, Galluccio or any other such person shall be empowered
hereunder to act on behalf of MRG.  Galluccio  shall have the sole and exclusive
responsibility   and  liability  for  making  all  reports  and   contributions,
withholdings,  payments and taxes to be collected,  withheld, made and paid with
respect to persons  providing  services to be  performed  hereunder on behalf of
MRG, whether pursuant to any social security,  unemployment insurance,  worker's
compensation law or other federal, state or local law now in force and effect or
hereafter enacted.

6. TERM AND  TERMINATION.  This Agreement shall be effective from May 15th, 2003
and shall continue in effect for a period of 6 months thereafter. This Agreement
may be renewed  for a  provisional  six-month  period  thereafter,  upon  mutual
agreement of the parties.

7. NON-ASSIGNABILITY.  The rights, obligations, and benefits established by this
Agreement shall not be assignable by either party hereto.  This Agreement shall,
however, be binding upon and shall inure to the benefit of the parties and their
successors.

8.  CONFIDENTIALITY.  Galluccio  nor any of its  consultants,  other  employees,
officers,  or directors shall disclose  knowledge or information  concerning the
confidential  affairs of MRG with respect to MRG's business or finances that was
obtained in the course of performing services provided for herein.

9. LIMITED  LIABILITY.  Galluccio nor any of its  consultants,  other employees,
officers or directors shall be liable for consequential or incidental damages of
any  kind to MRG that  may  arise  out of or in  connection  with  any  services
performed by Galluccio hereunder.

10.  GOVERNING  LAW.  This  Agreement  shall be  governed  by and  construed  in
accordance with the laws of the State of New Jersey without giving effect to the
conflicts of law principles thereof or actual domicile of the parties.

11.  NOTICE.  Notice  hereunder  shall be in writing and shall be deemed to have
been given at the time when  deposited for mailing with the United States Postal
Service enclosed in a registered or certified postpaid envelope addressed to the
respective  party at the address of such party  first  above  written or at such
other address as such party may fix by notice given pursuant to this paragraph.

12. NO OTHER  AGREEMENTS.  This Agreement  supersedes all prior  understandings,
written or oral, and constitutes the entire Agreement between the parties hereto
with  respect  to  the  subject  matter  hereof.  No  waiver,   modification  or
termination  of this  Agreement  shall be valid unless in writing  signed by the
parties hereto.

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IN WITNESS WHEREOF,  MRG, GALLUCCIO HAVE DULLY EXECUTED THIS AGREEMENT AS OF THE
DAY AND YEAR FIRST ABOVE WRITTEN.

Military Resale Group, Inc.                           Consultant

/S/ ETHAN D. HOKIT                                   /S/  GUY A. GALLUCCIO
------------------                                   ---------------------
By: Ethan D. Hokit, President                        By:  Mr. Guy A. Galluccio

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                                                                   EXHIBIT 4.1

                          Business Consulting Agreement

AGREEMENT,  made and entered  into May 15,  2003,  by and between  Howard Ash an
Individual, with offices located at 4233 Sheridan Avenue, Miami, FL 33140, (Ash)
and Military Resale Group,  Inc., a New York Corporation with offices located at
2180 Executive Circle, Colorado Springs, CO 80906 and ("MRG").

                              W I T N E S S E T H:

         WHEREAS, the Consultant has substantial  strategic business experience,
acumen  and  contacts,  and MRG  desires  to avail  itself  of the  Consultant's
services in conjunction with development and  implementation  of strategic plans
designed to accomplish  the foregoing by securing the  Consultant's  assistance;
and

         WHEREAS,  MRG desires to utilize Ash  services in  connection  with its
operations.

         NOW,  THEREFORE,  in  consideration  of the  premises  and  the  mutual
covenants hereinafter set forth, Ash and MRG hereby agree as follows:

1.  CONSULTING  SERVICES.  Effective as of May 15,  2003,  by and subject to the
terms and conditions  herein contained,  Ash shall provide business  management,
marketing consultation and advisory services to MRG. Such services shall include
(a) the  preparation,  implementation  and  monitoring of business and marketing
plans, (b) advice concerning  accounting issues,  financial  planning,  and cash
flow analyst (c) will seek to develop  exclusively  with MRG a line of propriety
Over The  Counter  "OTC",  Prescription  "Rx"  products,  and a line of Health &
Beauty Aide "HBA" for the  Military  Resale  Market.  (d) such other  managerial
assistance as Ash shall deem necessary or appropriate for MRG's business.

2. PAYMENT.  In consideration  for the services of Ash to be provided  hereunder
shall be 500,000  freely  tradable  shares and the  option to  purchase  500,000
freely tradable shares at $0.50 per share during the term of this agreement. The
shares are to be issued in the name of Howard Ash, SS# ###-##-####.  Please have
all the certificates delivered to 4233 Sheridan Avenue, Miami, FL 33140.

 3.  EXPENSES.  MRG shall  reimburse Ash for all  pre-approved  travel and other
expenses incurred by it in rendering services hereunder,  including any expenses
incurred by consultants when such consultants are temporarily located outside of
the metropolitan  Miami area for the purpose of rendering services to or for the
benefit of MRG  pursuant  to this  Agreement.  Ash shall  provide  receipts  and
vouchers to MRG for all expenses for which reimbursement is claimed.

4. INVOICES. All pre-approved invoices for services provided to MRG and expenses
incurred by Ash in connection therewith shall be payable in full within ten (10)
days of the date of such invoice.

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5. PERSONNEL.  Ash shall be an independent  contractor and no personnel utilized
by Ash in  providing  services  hereunder  shall be deemed an  employee  of MRG.
Moreover,  neither Ash nor any other such person shall be empowered hereunder to
act on behalf of MRG. Ash shall have the sole and exclusive  responsibility  and
liability for making all reports and contributions,  withholdings,  payments and
taxes to be collected, withheld, made and paid with respect to persons providing
services to be  performed  hereunder on behalf of MRG,  whether  pursuant to any
social  security,  unemployment  insurance,  worker's  compensation law or other
federal, state or local law now in force and effect or hereafter enacted.

6. TERM AND TERMINATION. This Agreement shall be effective from May 15, 2003 and
shall continue in effect for a period of 6 months thereafter. This Agreement may
be  renewed  for  a  provisional  three-month  period  thereafter,  upon  mutual
agreement of the parties.

7. NON-ASSIGNABILITY.  The rights, obligations, and benefits established by this
Agreement shall not be assignable by either party hereto.  This Agreement shall,
however, be binding upon and shall inure to the benefit of the parties and their
successors.

8.  CONFIDENTIALITY.  Neither Ash nor any of its  consultants,  other employees,
officers,  or directors shall disclose  knowledge or information  concerning the
confidential  affairs of MRG with respect to MRG's business or finances that was
obtained in the course of performing services provided for herein.

9. LIMITED LIABILITY.  Neither Ash nor any of its consultants,  other employees,
officers or directors shall be liable for consequential or incidental damages of
any  kind to MRG that  may  arise  out of or in  connection  with  any  services
performed by Ash hereunder.

10.  GOVERNING  LAW.  This  Agreement  shall be  governed  by and  construed  in
accordance  with the laws of the State of New York without  giving effect to the
conflicts of law principles thereof or actual domicile of the parties.

11.  NOTICE.  Notice  hereunder  shall be in writing and shall be deemed to have
been given at the time when  deposited for mailing with the United States Postal
Service enclosed in a registered or certified postpaid envelope addressed to the
respective  party at the address of such party  first  above  written or at such
other address as such party may fix by notice given pursuant to this paragraph.

12. NO OTHER  AGREEMENTS.  This Agreement  supersedes all prior  understandings,
written or oral, and constitutes the entire Agreement between the parties hereto
with  respect  to  the  subject  matter  hereof.  No  waiver,   modification  or
termination  of this  Agreement  shall be valid unless in writing  signed by the
parties hereto.

                                       2
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IN WITNESS  WHEREOF,  MRG, ASH HAVE DULLY  EXECUTED THIS AGREEMENT AS OF THE DAY
AND YEAR FIRST ABOVE WRITTEN.

Military Resale Group, Inc.                  Consultant

/S/ EDWARD T. WHELAN                        /S/ HOWARD ASH
------------------------------              -----------------------
By: Edward T. Whelan, CEO                   By:  Howard Ash

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