Document:

EXHIBIT 10.22

                               Services Agreement

This Services  Agreement (this  "Agreement") is made and entered into as of this
_1st day of August 2000, between Cuidao Holding Corp. ("Cuidao"),  whose mailing
address is 2951 Simms  Street  Hollywood,  Florida  33024-1510,  and Kristene P.
Klein ("Consultant"),  whose mailing address is 1350 SE 3rd Avenue, #402, Dania,
FL 33004.

                                   Witnesseth:

Whereas,  Cuidao desires to engage  Consultant as an  independent  contractor to
perform the hereinafter described design,  creation, and compliance requirements
for the company's beer, wine, and spirits portfolio's  labeling and advertising.
In doing so,  Consultant  is to refer any and all sales to  company's  exclusive
distributor, R & R (Bordeaux) Imports, Inc.

Now,  therefore,  in  consideration of the premises and the mutual covenants and
obligations herein contained, the parties agree as follows:

(a) Fees. In  consideration  of Consultant  performing the Services,  Consultant
shall be paid an agreed upon sum job by job.
(b) Time for  Completion.  Consultant  shall  commence the Services on August 1,
2000 and complete the Services on July 31, 2001, and shall renew annually.
(c) Expenses. Consultant shall be responsible for any personal expenses incurred
by Consultant in the course of performing the Services.
(d) Indemnification. Consultant shall defend (if required by Cuidao), indemnify,
and hold Cuidao,  its parent  company,  the subsidiary  related,  and affiliated
companies of each, and the officers,  directors,  agents, employees, and assigns
of each, harmless from and against any and all damages,  claims, demands, suits,
judgments, losses, or expenses (including,  without limitation,  attorneys' fees
and fees of other  professionals)  of any nature  whatsoever  (whether  based on
tort, breac of contract, product liability, patent or copyright infringement, or
otherwise) arising directly or indirectly from or out of: any act or omission of
Consultant,  its  officers,  directors,  agents,  or  employees;  any failure of
Consultant  to perform the  Services  hereunder  in  accordance  with  generally
accepted industry standards;  any breach of Consultant's  representations as set
forth in this  Agreement;  or any other failure of Consultant to comply with the
obligations  on its  part to be  performed  hereunder.  The  provisions  of this
paragraph shall survive the expiration or sooner  termination of this Agreement.
(e) Consultant's Representations/Responsibilities.

1.   Consultant shall be solely responsible for all salaries, employee benefits,
     social security taxes,  federal and state unemployment  insurance,  and any
     and all similar  expenses or taxes  relating to Consultant or its employees
     or agents. Neither Consultant nor its employees or agents shall be entitled
     to participate in, or to receive

<PAGE>

     any benefits from, Cuidao's employee benefit or welfare plans, specifically
     including,   but  not  limited  to,   coverage  under   Cuidao's   workers'
     compensation  program.  Cuidao  shall  have  no  obligation  whatsoever  to
     compensate  Consultant  or any of its employees or agents on account of any
     injuries which  Consultant or any of its employees or agents may sustain as
     a result  of or in the  course  of the  performance  of the  Services,  and
     Consultant  hereby  waives,  on its own behalf and on behalf of any persons
     claiming by, through,  or under Consultant,  any and all rights of recovery
     which Consultant may now or hereafter have against Cuidao on account of any
     such injuries.
2.   Consultant  hereby  warrants and  represents to Cuidao that: (I) it has the
     experience,  staff,  skill, and authority to perform the Services:  (II) it
     shall comply with all applicable  federal,  state,  and local laws,  rules,
     regulations, codes, statutes, ordinances, and orders of any governmental or
     regulatory authority; (III) it is adequately financed to meet any financial
     obligation it may be required to incur hereunder;  (IV) it has obtained all
     licenses and permits required to observe and perform the terms,  covenants,
     conditions,  and other  provisions  on its part to be observed or performed
     under  this  Agreement;  (V) any  material  or  work  product  provided  by
     Consultant  under  this  Agreement  shall  not  infringe  upon any  patent,
     trademark,  or copyright,  or otherwise  violate the rights of, any person,
     firm,  or  corporation;  (VI)  it  has  obtained  all  necessary  consents,
     permissions,  or  releases,  and will  timely  make all  payments  to third
     partied,  that may be required to provide the  Services;  (VII) there is no
     actual or  potential  conflict  of  interest  between  the  Services  to be
     performed by  Consultant  under this  Agreement  and  Consultant's  family,
     business,  financial, or other interests,  and Consultant shall immediately
     notify  Cuidao of any actual or  potential  conflict  of  interest of which
     Consultant becomes aware during the term of this Agreement;  and, (VIII) it
     will not engage any employee of Cuidao or any parent,  subsidiary,  related
     or affiliated company of Cuidao to perform any part of the Services.
3.   All personal property used in the performance of the Services by Consultant
     shall remain  Consultant's  property,  and shall be placed in or around the
     Project at Consultant's  sole risk. Cuidao shall not be responsible for any
     loss  (including  theft)  of or  damage  to  any of  Consultant's  personal
     property.
(a)  Suspension Or Termination. Anything herein to the contrary notwithstanding,
     Cuidao  may,  in its sole  discretion,  with or without  cause and  without
     liability,  suspend or terminate  this  Agreement  effective upon seven (7)
     days prior written notice to Consultant.
(b)  Assignment.  This Agreement is for the personal  services of Consultant and
     may not be subcontracted or assigned by Consultant without Cuidao's written
     Consent,  which Cuidao may withhold in its sole discretion.  Cuidao retains
     the right to assign all or any portion of this Agreement at any time.
(c)  Promotion.  Consultant  shall acquire no right under this Agreement to use,
     and shall not use, the name "Cuidao"  (either alone or in conjunction  with
     or as a part of any  other  word,  mark or  name)  or any  marks,  fanciful
     characters or designs of Cuidao Holding  Corporation or any of its related,
     affiliated,  or subsidiary  companies in any of  Consultant's  advertising,
     publicity, or promotion; to express or imply any endorsement

<PAGE>

     by Cuidao of  Consultant's  services;  or in any  other  manner  whatsoever
     (whether or not similar to the uses  hereinabove  specifically  prohibited)
     without  first having  obtained  the written  permission  of Cuidao,  which
     permission  Cuidao may withhold in its sole  discretion.  The provisions of
     this paragraph  shall survive the expiration or sooner  termination of this
     Agreement.
(d)  Governing Law. This Agreement  shall be construe and regulated under and by
     the laws of the  State of  Florida  without  regard  to  conflicts  of laws
     principles.  Venue for any legal action arising out of this Agreement shall
     be in Broward County,  Florida and jurisdiction shall be vested exclusively
     in the  Circuit  Court of the Ninth  Judicial  Circuit  in and for  Broward
     County,  Florida, (or if the Circuit Court shall not have jurisdiction over
     the subject matter thereof,  then to such other curt sitting in said county
     and having subject matter jurisdiction).  The parties hereby consent to the
     jurisdiction  of such court and to the service of process outside the State
     of Florida  pursuant to the  requirements of such court in any matter so to
     be  submitted  to it and  expressly  waive  all  rights  to  trial  by jury
     regarding any such matter.
(e)  Relationship  of Parties.  It is understood  and agreed that  Consultant is
     acting as an  independent  contractor  and not as Cuidao's  employee in the
     performance of the Services,  although  Cuidao shall have the right to make
     recommendations   concerning  the  procedures  employed  by  Consultant  in
     performing the Services. Nothing herein contained shall be deemed to create
     an agency relationship between Cuidao and Consultant.
(f)  Miscellaneous  Provisions.  The  terms  and  provisions  of this  Agreement
     constitute the entire agreement  between the parties hereto with respect to
     the  subject   matter  of  this   Agreement   and  supersede  all  previous
     communications,  representations,  or  agreements,  either oral or written,
     between the parties relating to such subject matter. No change, alteration,
     or modification of this Agreement shall be effective unless made in writing
     and signed by both parties  hereto.  If any provision of this  Agreement is
     deemed to be invalid, it shall be considered deleted herefrom and shall not
     invalidate the remaining provisions.
(g)  No Offer.  This instrument does not constitute a offer by Cuidao and may be
     withdrawn at any time. When executed by Consultant and delivered to Cuidao,
     it shall  constitute  an offer by Consultant  to Cuidao  irrevocable  for a
     period of ten (10) days after  receipt by Cuidao  and,  upon  execution  by
     Cuidao, shall constitute a binding agreement between the parties.

In Witness  Whereof,  the parties have caused this Agreement to be duly executed
as of the day and year first above written.

         Cuidao Holding Corporation                                  Consultant
                                                               Kristene P. Klein

         By:______________________                       By:___________________
                  Robert K. Walker
                  Managing Director                    Title:__________________EXHIBIT 10.23

                               Services Agreement

This Services  Agreement (this  "Agreement") is made and entered into as of this
_31st day of July 2000, between Cuidao Holding Corp.  ("Cuidao"),  whose mailing
address is 2951 Simms Street Hollywood,  Florida  33024-1510,  and Yasmine Reger
Raia  ("Consultant"),  whose mailing address is 8495 Twin Lake Drive Boca Raton,
FL 33456.

                               Witnesseth:

Whereas,  Cuidao desires to engage  Consultant as an  independent  contractor to
perform the hereinafter  described  sourcing,  reviewing,  and evaluation of new
products for the Company's portfolio from Belgium and South Africa.

Now,  therefore,  in  consideration of the premises and the mutual covenants and
obligations herein contained, the parties agree as follows:

     (a)  Fees.  In  consideration   of  Consultant   performing  the  Services,
          Consultant shall be paid an agreed upon sum job by job, to be deducted
          from retainer balance advanced by the Company and approved in writing.
     (b)  Time for Completion.  Consultant shall commence the Services on August
          1, 2000 and complete  the  Services on July 31, 2001,  and shall renew
          annually.
     (c)  Expenses.  Consultant  shall be responsible for any personal  expenses
          incurred by Consultant in the course of performing the Services.
     (d)  Indemnification.  Consultant  shall  defend (if  required  by Cuidao),
          indemnify,  and  hold  Cuidao,  its  parent  company,  the  subsidiary
          related,   and  affiliated   companies  of  each,  and  the  officers,
          directors,  agents,  employees, and assigns of each, harmless from and
          against  any and  all  damages,  claims,  demands,  suits,  judgments,
          losses, or expenses  (including,  without limitation,  attorneys' fees
          and fees of other  professionals)  of any nature  whatsoever  (whether
          based on  tort,  breac  of  contract,  product  liability,  patent  or
          copyright  infringement,  or otherwise) arising directly or indirectly
          from or out of:  any act or  omission  of  Consultant,  its  officers,
          directors,  agents, or employees; any failure of Consultant to perform
          the Services  hereunder in accordance with generally accepted industry
          standards; any breach of Consultant's  representations as set forth in
          this  Agreement;  or any other failure of Consultant t comply with the
          obligations on its part to be performed  hereunder.  The provisions of
          this paragraph  shall survive the expiration or sooner  termination of
          this Agreement.

     (e)  Consultant's Representations/Responsibilities.
          1.   Consultant shall be solely responsible for all salaries, employee
               benefits,  social security taxes,  federal and state unemployment
               insurance,  and any and all similar expenses or taxes relating to
               Consultant or its employees or agents. Neither Consultant nor its
               employees  or agents shall be entitled to  participate  in, or to
               receive

<PAGE>

               any benefits from,  Cuidao's  employee  benefit or welfare plans,
               specifically  including,  but  not  limited  to,  coverage  under
               Cuidao's  workers'  compensation  program.  Cuidao  shall have no
               obligation  whatsoever  to  compensate  Consultant  or any of its
               employees or agents on account of any injuries  which  Consultant
               or any of its  employees  or agents may sustain as a result of or
               in the course of the performance of the Services,  and Consultant
               hereby  waives,  on its own behalf  and on behalf of any  persons
               claiming by, through, or under Consultant,  any and all rights of
               recovery  which  Consultant  may now or  hereafter  have  against
               Cuidao on account of any such injuries.
          2.   Consultant  hereby warrants and represents to Cuidao that: (I) it
               has the experience,  staff,  skill,  and authority to perform the
               Services:  (II) it  shall  comply  with all  applicable  federal,
               state,  and local  laws,  rules,  regulations,  codes,  statutes,
               ordinances,   and  orders  of  any   governmental  or  regulatory
               authority;  (III) it is adequately financed to meet any financial
               obligation  it may be  required to incur  hereunder;  (IV) it has
               obtained all licenses and permits required to observe and perform
               the terms,  covenants,  conditions,  and other  provisions on its
               part to be observed or performed  under this  Agreement;  (V) any
               material  or work  product  provided  by  Consultant  under  this
               Agreement  shall not  infringe  upon any  patent,  trademark,  or
               copyright,  or otherwise violate the rights of, any person, firm,
               or  corporation;  (VI) it has  obtained all  necessary  consents,
               permissions,  or  releases,  and will timely make all payments to
               third  partied,  that may be required  to provide  the  Services;
               (VII)  there is no  actual  or  potential  conflict  of  interest
               between the  Services to be performed  by  Consultant  under this
               Agreement and Consultant's family, business,  financial, or other
               interests,  and Consultant shall immediately notify Cuidao of any
               actual or  potential  conflict of  interest  of which  Consultant
               becomes aware during the term of this  Agreement;  and, (VIII) it
               will not engage any employee of Cuidao or any parent, subsidiary,
               related or  affiliated  company of Cuidao to perform  any part of
               the Services.
          3.   All personal  property used in the performance of the Services by
               Consultant  shall  remain  Consultant's  property,  and  shall be
               placed in or around the Project at Consultant's sole risk. Cuidao
               shall not be  responsible  for any loss  (including  theft) of or
               damage to any of Consultant's personal property.
     (a)  Suspension   Or   Termination.   Anything   herein  to  the   contrary
          notwithstanding,  Cuidao may, in its sole discretion,  with or without
          cause and  without  liability,  suspend or  terminate  this  Agreement
          effective upon seven (7) days prior written notice to Consultant.
     (b)  Assignment.  This Agreement is for the personal services of Consultant
          and  may  not be  subcontracted  or  assigned  by  Consultant  without
          Cuidao's  written  Consent,  which  Cuidao  may  withhold  in its sole
          discretion.  Cuidao  retains the right to assign all or any portion of
          this Agreement at any time.
     (c)  Promotion.  Consultant  shall acquire no right under this Agreement to
          use,  and  shall  not  use,  the  name  "Cuidao"  (either  alone or in
          conjunction  with or as a part of any other word, mark or name) or any
          marks, fanciful characters or designs of Cuidao Holding Corporation or
          any of its  related,  affiliated,  or  subsidiary  companies in any of
          Consultant's advertising, publicity, or promotion; to express or imply
          any endorsement

<PAGE>

          by Cuidao of Consultant's  services; or in any other manner whatsoever
          (whether  or  not  similar  to  the  uses   hereinabove   specifically
          prohibited)  without first having  obtained the written  permission of
          Cuidao,  which permission  Cuidao may withhold in its sole discretion.
          The  provisions  of this  paragraph  shall  survive the  expiration or
          sooner termination of this Agreement.
     (d)  Governing  Law. This Agreement  shall be construe and regulated  under
          and by the laws of the State of Florida without regard to conflicts of
          laws  principles.  Venue  for any  legal  action  arising  out of this
          Agreement shall be in Broward County,  Florida and jurisdiction  shall
          be vested  exclusively  in the  Circuit  Court of the  Ninth  Judicial
          Circuit in and for Broward County,  Florida,  (or if the Circuit Court
          shall not have jurisdiction  over the subject matter thereof,  then to
          such other  curt  sitting in said  county  and having  subject  matter
          jurisdiction).  The parties hereby consent to the jurisdiction of such
          court and to the  service  of  process  outside  the State of  Florida
          pursuant  to the  requirements  of such  court in any  matter so to be
          submitted  to it and  expressly  waive  all  rights  to  trial by jury
          regarding any such matter.
     (e)  Relationship  of Parties.  It is understood and agreed that Consultant
          is acting as an independent contractor and not as Cuidao's employee in
          the performance of the Services,  although Cuidao shall have the right
          to  make   recommendations   concerning  the  procedures  employed  by
          Consultant in performing the Services.  Nothing herein contained shall
          be  deemed  to  create  an  agency  relationship  between  Cuidao  and
          Consultant.
     (f)  Miscellaneous  Provisions.  The terms and provisions of this Agreement
          constitute  the entire  agreement  between  the  parties  hereto  with
          respect to the subject  matter of this  Agreement  and  supersede  all
          previous communications,  representations,  or agreements, either oral
          or written,  between the parties  relating to such subject matter.  No
          change,  alteration,  or  modification  of  this  Agreement  shall  be
          effective unless made in writing and signed by both parties hereto. If
          any provision of this  Agreement is deemed to be invalid,  it shall be
          considered  deleted  herefrom and shall not  invalidate  the remaining
          provisions.
     (g)  No Offer.  This  instrument  does not constitute a offer by Cuidao and
          may  be  withdrawn  at any  time.  When  executed  by  Consultant  and
          delivered to Cuidao,  it shall  constitute  an offer by  Consultant to
          Cuidao  irrevocable  for a period of ten (10) days  after  receipt  by
          Cuidao and,  upon  execution  by Cuidao,  shall  constitute  a binding
          agreement between the parties.

In Witness  Whereof,  the parties have caused this Agreement to be duly executed
as of the day and year first above written.

         Cuidao Holding Corporation                                  Consultant
                                                              Yasmine Reger Raia

         By:______________________                       By:___________________
                  Robert K. Walker
                  Managing Director                    Title:__________________

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