Document:

EX-10.9

 EXHIBIT 10.9 
 [STONEGATE MORTGAGE CORPORATION LOGO] 
 Richard Mirro 

12360 S. Pleasant Grove Road 
 Floral City, FL
34436 
 March 9, 2012 
 Dear
Mr. Mirro: 
 Letter of appointment 
 I am pleased to confirm the terms of your appointment as a non-executive director of Stonegate Mortgage Corporation (the “Company”). 

This letter agreement sets out the main terms of your appointment as a director. It is agreed between us that this is a contract for services and is not
a contract of employment. 
  

	1.	APPOINTMENT 

  

	1.1	Subject to the remaining provisions of this letter agreement, your appointment as a non-executive director shall commence on the date hereof and continue until your
resignation or removal. 

  

	1.2	Your appointment is subject to the articles of incorporation of the Company, as amended from time to time (the “Articles”), the Code of Regulations of
the Company, as amended from time to time (the “Code of Regulations”), and by applicable law, including the General Corporation Law of the State of Ohio, as in effect from time to time. Nothing in this letter agreement shall be
taken to exclude or vary the terms of the Articles or Code of Regulations, as they apply to you as a director of the Company. Continuation of your appointment is contingent on your continued satisfactory performance and re-election by the
shareholders as required by the Code of Regulations. If the shareholders do not re-elect you as a director in accordance with the Code of Regulations your appointment shall terminate automatically and with immediate effect. Notwithstanding the
foregoing, your appointment is subject to the nomination by and continued affirmation by the holders of the Company’s Series D Convertible Preferred Stock, par value $0.001 per share, and you may be removed by such holders at any time.

	1.3	On termination of the appointment, you shall only be entitled to accrued fees as at the date of termination together with reimbursement of any expenses properly
incurred prior to that date. 

  

	2.	TIME COMMITMENT 

  

	2.1	Your appointment requires you to be available to perform those duties customarily related to functions of a member of a board of directors. This will include attendance
at board meetings and meetings of committees of which you are a member. Without limiting the foregoing, you will be expected to attend on-site meetings of the Company from time to time which the Company will attempt to schedule in connection with
quarterly board meetings. In addition, you will be required to review all relevant papers furnished to you prior to each meeting. 

  

	2.2	In addition, you agree to make yourself reasonably available to the CEO and other executive officers designated by the CEO, from time to time as mutually agreed upon,
for purposes of meeting and/or providing consultation to Company management on matters unrelated to your status as a board member or committee member, including, but not limited to, strategic planning, operational issues, acquisitions, and capital
raising and financing alternatives. For avoidance of doubt, the Company recognizes and agrees that no advice or opinions given, or work performed, by you in your non-director capacity shall be binding on you as a director of the Company nor shall it
be interpreted or implied as your approval or disapproval of such matters as a director of the Company. 

  

	2.3	By accepting this appointment, you confirm that you are able to allocate sufficient time to meet the expectations of your role. 

 

	3.	ROLE AND DUTIES 

  

	3.1	As a non-executive director you shall have the same general legal responsibilities to the Company as any other director. The board as a whole is collectively
responsible for the success of the Company. 

  

	3.2	As a non-executive director, you are an independent contractor and your appointment will not create any partnership, joint venture or employer/employee relationship for
purposes of employee benefits, income tax withholding, F.I.C.A. taxes or otherwise. 

  

	3.3	You shall be entitled to request all relevant information about the Company’s affairs as is reasonably necessary in order to enable you to discharge your duties.

  
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	4.	COMPENSATION 

  

	4.1	During your appointment, the Company will pay you the following fees: 

  

	 	(a)	A fee of $50,000 per annum (the “Basic Fee”), payable in four (4) equal quarterly installments of $12,500; 

 

	 	(b)	So long as you shall serve on the audit committee of the board of directors, a fee of $5,000 per calendar quarter (the “Audit Committee Fee”);

  

	 	(c)	So long as you serve on the risk/credit committee of the board of directors, a fee of $5,000 per calendar quarter (the “Risk Committee Fee”); and

  

	 	(d)	A fee of $5,000 for each regularly scheduled and formal quarterly meeting of the board of directors (and, for the avoidance of doubt, not for committee meetings or any
other meetings of the board of directors) duly attended by you (each a “Meeting Fee”, and together with the Basic Fee, Audit Committee Fee and Risk Committee Fee, collectively, the “Fees”, and each, a
“Fee”). 

  

	4.2	Payment of Fees (other than Meeting Fees) earned hereunder shall be made quarterly in cash in advance commencing April 1, 2012 and, thereafter, on the first
business day of each calendar quarter, subject to paragraph 4.1. No invoices need be submitted by you for payment of any Fees. 

  

	4.3	You shall receive options to purchase 7,322 shares of the Company’s common stock, $0.001 par value per share, exercisable at a price per share equal to $55.0 per
share. This option grant shall be subject to the terms of the Company’s 2011 Omnibus Incentive Plan. Your options shall vest in a series of twelve (12) equal successive quarterly installments commencing from the completion of the calendar
quarter ending June 30, 2012; provided, that upon the termination of your appointment, all unvested options shall be terminate and be forfeited, and provided further that in the event the Second Closing or Third Closing (each as defined in the
Series D Preferred Stock Purchase Agreement dated as of March 9, 2012 between the Company and Stonegate Investors Holdings LLC (the “Stock Purchase Agreement”)) do not occur (other than where the failure to consummate any such
closing is due to a breach by the Company under the Stock Purchase Agreement), unvested options shall automatically be forfeited to maintain the 1% relationship between your options and the outstanding securities of the Company, as more particularly
described in your Option Agreement. 

  

	4.4	The Company shall reimburse reasonable and properly documented expenses that you incur in performing the duties of your position, subject to the Company’s standard
policies. 

  
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	5.	INDEPENDENT LEGAL ADVICE 

 In some circumstances you may consider that you need professional advice in the furtherance of your duties as a director and it may be appropriate for you to seek advice from independent advisors at the
Company’s expense. The Company shall reimburse the reasonable cost of expenditure incurred in accordance with its policy. 
  

	6.	OUTSIDE INTERESTS 

  

	6.1	It is accepted and acknowledged that you have business interests other than those of the Company and have declared any conflicts that are apparent at present. If you
become aware of any potential conflicts of interest, these should be disclosed to the chairman and company secretary as soon as you become aware of them. 

  

	7.	CONFIDENTIALITY 

  

	7.1	All information acquired during your appointment is confidential to the Company and should not be used by your or disclosed to third parties or used for any reason
other than in the interests of the Company, either during your appointment or following termination (by whatever means), without the prior written consent of the Company. 

 

	8.	REPRESENTATIONS AND WARRANTIES 

You represent and warrant to the Company that no other party has exclusive rights to your services in the specific areas described herein
and that you are in no way compromising any rights, duties or trust between any other party and you. You further represent, warrant and agree that no other agreement, written or otherwise, now exists or will be entered into that will create a
conflict of interest with your appointment as a non-executive director or otherwise impair your ability to perform you obligations with respect to the Company. 
  

	9.	DATA PROTECTION 

  

	9.1	By signing this letter agreement you consent to the Company holding and processing information about you for legal, personnel, administrative and management purposes.

  

	9.2	You consent to the Company making such information available to any regulatory authorities, potential or future employers, governmental or quasi-governmental
organizations and potential purchasers of the Company or the business in which you work. 

  
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	10.	NOTICES 

For the purpose of this letter agreement, notices and all other communications provided for in the letter agreement shall be in writing
and shall be deemed to have been duly given when delivered by hand, U.S. Mail, or overnight courier, addressed to the respective addresses set forth below in this letter agreement, or to such other address as either party may have furnished to the
other in writing in accordance herewith, except that notice of change of address shall be effective only upon receipt. 
  

			
	If to the Company:	  	 Stonegate Mortgage Corporation
 9190 Priority Way West Drive, Suite 300
 Indianapolis, IN 46240

Attn: Board of Directors

		
	If to you:	  	To your most recent address set forth in the records of the Company

  

	11.	MISCELLANEOUS 

  

	11.1	This letter agreement supersedes all prior or contemporaneous written or oral understandings or agreements, and may not be added to, modified, or waived, in whole or in
part, except by a writing signed by the party against whom such addition, modification or waiver is sought to be asserted. 

  

	11.2	This letter agreement and all of the provisions hereof shall be binding upon and inure to the benefit of the parties hereto and their respective successors and
permitted assigns and, except as otherwise expressly provided herein, neither this letter agreement, nor any of the rights, interests or obligations hereunder shall be assigned by either of the parties hereto without the prior written consent of the
other party. 

  

	11.3	Notwithstanding the expiration of termination of this letter agreement, neither party hereto shall be released hereunder from any liability or obligation to the other
which has already accrued as of the time of such expiration or termination (including, without limitation, Company’s obligation to make any Fees and expense payments required pursuant to Section 4 hereof) or which thereafter might accrue
in respect of any act or omission of such party prior to such expiration or termination. 

  

	11.4	Any provision of this letter agreement which is determined to be invalid or unenforceable shall not affect the remainder of this letter agreement, which shall remain in
effect as though the invalid or unenforceable provision had not been included herein, unless the removal of the invalid or unenforceable provision would substantially defeat the intent, purpose or spirit of this letter agreement.

  
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 Please indicate your acceptance of these terms by signing and returning to the attached copy of this letter
agreement. 
  

	
	Yours sincerely
	
	/s/ James J. Cutillo
	James J. Cutillo, CEO

 For and on behalf of Stonegate Mortgage Corporation 
 I agree to the above terms of appointment as a non-executive director. 
  

	
	/s/ Richard Mirro
	Richard Mirro

 Signed on March 8, 2012 by Richard MirroEX-10.10

 EXHIBIT 10.10 
 STONEGATE MORTGAGE CORPORATION 
 5,555,556 Shares of Common Stock

 PURCHASE/PLACEMENT AGREEMENT 
 May 8, 2013 
  
  

 PURCHASE/PLACEMENT AGREEMENT 

May 8, 2013 
 FBR
CAPITAL MARKETS & CO. 
 1001 19th Street North 
 Arlington, Virginia 22209 
 Dear Sirs: 

Stonegate Mortgage Corporation, an Ohio corporation (the “Company”), proposes to issue and sell to you, FBR Capital
Markets & Co. (“FBR”), as initial purchaser, a number of shares of the Company’s common stock, par value $0.01 per share (the “Common Stock”) equal to 5,555,556 shares less the number of
Regulation D Shares sold in the Private Placement (each as defined herein) (the “Rule 144A/Regulation S Shares”). 
 FBR will also act as the Company’s sole placement agent in connection with the Company’s offer and sale to certain “accredited investors” (as such term is defined in Rule 501(a)
of Regulation D (“Regulation D”) (each an “Accredited Investor”) under the Securities Act of 1933, as amended (the “Securities Act”) of (a) that number of shares of Common Stock equal
to the difference between 5,555,556 shares and the number of Rule 144A/Regulation S Shares (the “Regulation D Shares” and, together with the Rule 144A/Regulation S Shares, the “Initial Shares”), and
(b) the Placed Option Shares (as defined herein), as set forth in the Final Memorandum (as defined herein) under the headings “Plan of Distribution” and “Private Placement.” The offer and sale of the Regulation D Shares
and Placed Option Shares (collectively, the “Private Placement Shares”) is referred to herein as the “Private Placement.” 
 In addition, the Company proposes to grant to you the option described in Section 1(c) hereof to purchase or place all or any part of 833,333 additional shares of Common Stock (the
“Option Shares” and, together with the Initial Shares, the “Shares”) to cover additional allotments, if any. 
 The offer and sale of the Shares to you and to the Accredited Investors, respectively, will be made without registration of the Shares under the Securities Act and the rules and regulations thereunder
(the “Securities Act Regulations”), in reliance upon the exemptions from the registration requirements of the Securities Act provided by Section 4(a)(2) thereof. You have advised the Company that you will make offers and sales
(“Exempt Resales”) of the Rule 144A/Regulation S Shares and the Purchased Option Shares (as defined herein) purchased by you hereunder (such shares referred to collectively herein as “Resale Shares”) in
accordance with Section 3 hereof on the terms set forth in the Final Memorandum (as defined herein), as soon as you deem advisable after this Purchase/Placement Agreement (this “Agreement”) has been executed and delivered.

 In connection with the offer and sale of the Shares, the Company has prepared a preliminary offering memorandum, subject to
completion, dated April 22, 2013, and any amendments or supplements thereto prior to the date hereof (the “Preliminary Memorandum”), 

  
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and has or will prepare a final offering memorandum, dated the date hereof and as it may be amended or supplemented from time to time (the “Final Memorandum”). Each of the
Preliminary Memorandum and the Final Memorandum sets forth certain information concerning the Company and the Shares. The Company hereby confirms that it has authorized the use of the Preliminary Memorandum and the Final Memorandum in connection
with (i) the offering and resale of the Resale Shares by FBR and (ii) the Private Placement. Any references to the Preliminary Memorandum or the Final Memorandum shall be deemed to include all annexes thereto. 

It is understood and acknowledged that holders (including certain subsequent transferees) of the Shares will have the registration rights
set forth in the registration rights agreement between the Company and FBR, for the benefit of FBR, the purchasers of the Shares hereunder and their direct and indirect transferees, which shall be in substantially the form attached hereto as
Exhibit A and dated as of the Closing Date (as defined herein) (the “Registration Rights Agreement”), for so long as such securities constitute “Registrable Shares” (as defined in the Registration Rights
Agreement). 
 The Company and FBR agree as follows: 
 1. Sale and Purchase. 
 (a) Rule 144A/Regulation S
Shares. Upon the basis of the representations and warranties and other terms and conditions herein set forth, the Company agrees to issue and sell to FBR and FBR agrees to purchase from the Company the Rule 144A/Regulation S Shares at a
purchase price of $16.74 per share (the “Rule 144A/Regulation S Purchase Price”). 
 (b)
Regulation D Shares. The Company agrees to issue and sell the Regulation D Shares for which the Accredited Investors have subscribed pursuant to the terms and conditions set forth in the subscription agreements substantially in the
forms attached to the Preliminary Memorandum as Annex III and Annex IV, as applicable (each a “Subscription Agreement”). The Private Placement Shares will be sold by the Company pursuant to this Agreement at a
price of $18.00 per share (the “Regulation D Purchase Price”). As compensation for the services to be provided by FBR in connection with the Private Placement, the Company shall pay to FBR at each of the Closing Time (as
defined herein) and any Secondary Closing Time (as defined herein), to the extent applicable, an amount equal to $1.26 per Private Placement Share sold at such time (the “Placement Fee”). 

(c) Option Shares. Upon the basis of the representations and warranties and subject to the other terms and
conditions herein set forth, the Company hereby grants an option to FBR to (i) purchase from the Company, as initial purchaser, up to an aggregate of 833,333 Option Shares at the Rule 144A/Regulation S Purchase Price per share (the
“Purchased Option Shares”); and (ii) place, as exclusive placement agent for the Company, up to that number of Option Shares remaining, after subtracting any Purchased Option Shares with respect to which FBR has exercised its
option pursuant to clause (i), at the Regulation D Purchase Price per share (the “Placed Option Shares”). The option granted 

  
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hereby will expire 30 days after the date hereof and may be exercised in whole or in part from time to time in one or more installments, including at the Closing Time, only for the purpose of
covering additional allotments which may be made in connection with the offering and distribution of the Initial Shares upon written notice by FBR to the Company setting forth (i) the number of Option Shares as to which FBR is then exercising
the option, (ii) the names and denominations to which the Option Shares are to be delivered in book-entry form through the facilities of The Depository Trust Company (“DTC”), (iii) the number of Option Shares that will be
Purchased Option Shares and the number of Option Shares that will be Placed Option Shares, and (iv) the time and date of payment for and delivery of such Option Shares in book-entry form. Any such time and date of delivery shall be determined
by FBR, but shall not be later than five full business days nor earlier than two full business days after the exercise of said option, nor in any event prior to the Closing Time, unless otherwise agreed in writing by FBR and the Company. 

2. Payment and Delivery. 
 (a) Rule 144A/Regulation S Shares. The closing of FBR’s purchase of the Rule 144A/Regulation S Shares shall be held at the office of Hunton & Williams LLP in New York
(unless another place shall be agreed upon by FBR and the Company). At the closing, subject to the satisfaction or waiver of the closing conditions set forth herein, FBR shall pay to the Company the aggregate Rule 144A/Regulation S
Purchase Price by wire transfer of immediately available funds to an account previously designated by the Company in writing against delivery by the Company of the Rule 144A/Regulation S Shares to FBR for FBR’s account through the
facilities of The Depository Trust Company (“DTC”) in such denominations and registered in such names as FBR shall specify. Such payment and delivery shall be made at 10:00 a.m., New York City time, on May 15, 2013 (unless
another time, not later than 10 business days after such date, shall be agreed to by FBR and the Company) (the “Closing Date”). The time at which such payment and delivery are actually made is hereinafter called the “Closing
Time.” 
 (b) Regulation D Shares. At the Closing Time, subject to the satisfaction of the
closing conditions set forth herein, FBR shall cause The Bank of New York Mellon, the escrow agent (the “Escrow Agent”), to pay to the Company the aggregate Regulation D Purchase Price (net of any Placement Fee, if the
Placement Fee is withheld as provided in the immediately following paragraph) against the Company’s delivery of the Regulation D Shares to the purchasers thereof, in book-entry form through the facilities of DTC. Notwithstanding anything
to the contrary in this Agreement, at FBR’s option, it may delay the placement of up to 5% of Regulation D Shares (the “Extended Regulation D Shares”) for an additional five business days after the Closing Date (the
“Extended Regulation D Closing Date”) at which time FBR shall cause the Escrow Agent, to the extent it has available funds transferred to it by Accredited Investors, to pay the Company the aggregate applicable purchase price
for the Extended Regulation D Shares placed by FBR (net of any Placement Fee, if the Placement Fee is withheld as provided herein) against the Company’s delivery of the Extended Regulation D Shares to the purchasers thereof, in
book-entry form through the facilities of DTC. Extended Regulation D Shares may only be placed with Accredited Investors who have committed to purchase Regulation D Shares before the Closing Time. The time at which payment and delivery on
an Extended Regulation D Closing Date is actually made is hereinafter sometimes called the “Extended Closing Time.” 

  
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 At each of the Closing Time or any Extended Closing Time, unless FBR has
withheld such amount from the applicable purchase price paid by FBR to the Company with respect to the Regulation D Shares placed by FBR on such date, the Company shall pay to FBR, by wire transfer of immediately available funds to an account
or accounts designated by FBR, any Placement Fee amount payable with respect to the Regulation D Shares for which the Company shall have received the Regulation D Purchase Price. 

(c) Option Shares. The closing of FBR’s purchase or placement of the Option Shares shall occur from time to
time (each a “Secondary Closing Date”) at the office of Hunton & Williams LLP (unless another place shall be agreed upon by FBR and the Company). On the applicable Secondary Closing Time (as defined herein), subject to the
satisfaction or waiver of the closing conditions set forth herein, FBR shall pay to the Company the aggregate applicable purchase price for the Option Shares then purchased or placed by FBR (net of any Placement Fee with respect to any Placed Option
Shares) by wire transfer of immediately available funds against the Company’s delivery of the Option Shares. Such payment and delivery shall be made at 10:00 a.m., New York City time, on each Secondary Closing Date. The Option Shares shall be
delivered in book-entry form through the facilities of DTC, in such names and in such denominations as FBR shall specify. The time at which payment by FBR for and delivery by the Company of any Option Shares are actually made is referred to herein
as a “Secondary Closing Time.” 
 3. Offering of the Shares; Restrictions on Transfer. 

(a) FBR represents and warrants to and agrees with the Company that (i) it has not solicited and will not solicit any
offer to buy, and has not and will not make any offer to sell, the Shares by means of any form of general solicitation or general advertising (within the meaning of Regulation D), and, with respect to Resale Shares sold in reliance on
Regulation S under the Securities Act (“Regulation S”), by means of any directed selling efforts (within the meaning of Regulation S) in the United States; (ii) it has solicited and will solicit offers to buy the
Resale Shares only from, and has offered and will offer, sell and deliver the Resale Shares only to, (A) persons who it reasonably believes to be “qualified institutional buyers” (as defined in Rule 144A under the Securities Act
(“Rule 144A”)) (“QIBs”) or, if any such person is buying for one or more institutional accounts for which such person is acting as fiduciary or agent, only when such person has represented to it that each such
account is a QIB to whom notice has been given that such sale or delivery is being made in reliance on Rule 144A, and, in each case, in transactions under Rule 144A and who provide to it a fully completed and executed purchaser’s
letter substantially in the form of Annex I to the Preliminary Memorandum, and (B) persons (each a “Regulation S Purchaser”) to whom, and under which circumstances, it reasonably believes offers and sales of
Resale Shares may be made without registration under the Securities Act in reliance on Regulation S thereunder, and who provide to it a fully completed and executed purchaser’s letter substantially in the form of Annex II to
the Preliminary Memorandum (such persons specified in clauses (A) and (B) being referred to herein as the “Eligible Purchasers”); 

  
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and (iii) as placement agent on behalf of the Company, it has solicited and will solicit to buy Private Placement Shares only from persons whom it reasonably believes are Accredited
Investors. FBR agrees that it will not allocate any Private Placement Shares on behalf of the Company to any person who has not fully completed, executed and delivered a Subscription Agreement in the form of Annex III or Annex IV, as
applicable, to the Preliminary Memorandum, and whose subscription has not been accepted by the Company. 
 (b)
The Company represents and warrants to and agrees with FBR that the Company (together with its respective affiliates) has not solicited and will not solicit any offer to buy, and it (together with its respective affiliates) has not offered and will
not offer to sell, the Shares by means of any form of general solicitation or general advertising (within the meaning of Regulation D), and it has solicited and will solicit offers to buy the Private Placement Shares only from, and has offered
and will offer, sell or deliver the Private Placement Shares only to, Accredited Investors. The Company also represents and warrants and agrees that it will sell the Private Placement Shares only to persons that have provided to the Company a fully
completed and executed Subscription Agreement in the form of Annex III or Annex IV, as applicable, to the Preliminary Memorandum. 
 (c) The Company represents and warrants to and agrees with FBR that, assuming the accuracy of FBR’s representations and warranties and FBR’s compliance with its obligations set forth in this
Section 3, (i) none of the Company or any of its respective affiliates or any person acting on behalf of it or its affiliates (other than FBR and its affiliates as to which no representation is made) has engaged in, nor will it engage in,
any directed selling efforts (as that term is defined in Regulation S) with respect to the Shares; and (ii) the Company or any of its respective affiliates, and any person acting on behalf of it or its affiliates (in each case, other than
FBR and its affiliates as to which no representation is made) have complied, and will comply, with the offering restrictions requirement of Regulation S. 
 (d) Each of FBR and the Company represents and warrants to the other that no action is being taken by it or is contemplated that would permit an offering or sale of the Shares or possession or
distribution of the Preliminary Memorandum or the Final Memorandum or any other offering material relating to the Shares in any jurisdiction where, or in any other circumstances in which, action for those purposes is required (other than in
jurisdictions where such action has been duly taken by counsel for the Company or FBR). 
 (e) FBR and the
Company agree that FBR may arrange (i) for the private offer and sale of a portion of the Resale Shares to a limited number of Eligible Purchasers (which may include affiliates of FBR), and (ii) for the private offer and sale of the
Private Placement Shares by the Company to Accredited Investors (which may include affiliates of FBR that are Accredited Investors), in each case under restrictions and other circumstances designed to preclude a distribution of the Shares that would
require registration of the Shares under the Securities Act. 

  
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 (f) FBR and the Company agree that the Shares may be resold or otherwise
transferred by the holders thereof only if the offer and sale of such Shares are registered under the Securities Act or if an exemption from registration is available. FBR hereby establishes and agrees that it has observed and will observe the
following procedures in connection with offers, sales and subsequent resales or other transfers of any Shares placed by FBR: 
 (i) Sales only to Eligible Purchasers. Initial offers and sales of the Resale Shares will be made only in Exempt Resales by FBR to investors that FBR reasonably believes to be Eligible Purchasers
and who have delivered to the Company and FBR a fully completed and executed purchaser’s letter substantially in the form of Annex I or Annex II, as applicable, to the Preliminary Memorandum. 

(ii) No general solicitation. The Shares will be offered only by approaching prospective purchasers on an
individual basis with whom FBR and or the Company has an existing relationship. No general solicitation or general advertising within the meaning of Regulation D will be used in connection with the offering of the Shares. 

(iii) Restrictions on transfer. Each of the Preliminary Memorandum and the Final Memorandum shall state that the
offer and sale of the Shares have not been and will not be registered (other than pursuant to the Registration Rights Agreement) under the Securities Act, and that no resale or other transfer of any Shares or any interest therein prior to the date
that is one year (or such shorter period as is prescribed by Rule 144 under the Securities Act as then in effect) after the later of the original issuance of such Shares and the last date on which the Company or any “affiliate” (as
defined in Rule 144 under the Securities Act) of the Company was the owner of such Shares may be made by a purchaser of such Shares except as follows: 
 (A) to the Company, 
 (B) pursuant to a registration statement
that has been declared effective under the Securities Act, 
 (C) for so long as the Shares are eligible for
resale pursuant to Rule 144A, in a transaction complying with the requirements of Rule 144A to a person who such purchaser reasonably believes is a QIB that purchases for its own account or for the account of a QIB and to whom notice is
given that the offer, resale, pledge or transfer is being made in reliance on Rule 144A, 
 (D) pursuant to
offers and sales to non-U.S. persons that occur outside the United States within the meaning of Regulation S, with the consent of the Company, 

  
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 (E) to an Accredited Investor that is acquiring the Shares for his, her or
its own account or an investment adviser who is acquiring the Shares for the account of an Accredited Investor for investment purposes and not with a view to, or for offer or sale in connection with, any distribution thereof, or 

(F) pursuant to any other available exemption from the registration requirements of the Securities Act, 

in each case (i) in accordance with any applicable federal securities laws and the securities laws of any state of the United States
or other jurisdiction and (ii) with respect to (C), (D), (E) and (F) above, only to those purchasers who deliver to the Company and FBR a fully completed and executed transferee’s letter substantially in the form of Annex
V to the Preliminary Memorandum. 
 (g) FBR and the Company agree that each initial resale of Resale Shares
by FBR (and each purchase of Resale Shares from the Company by FBR) in accordance with this Section 3 shall be deemed to have been made on the basis of and in reliance on the representations, warranties, covenants and agreements (including,
without limitation, agreements with respect to indemnification and contribution) of the Company herein contained. 
 (h) FBR and the Company agree that, upon original issuance thereof, and until such time as the same is no longer required under the applicable requirements of the Securities Act, global certificates, if
any, representing the Shares (and all securities issued in exchange therefor or in substitution thereof) shall bear the following legend (in addition to any other legends that may be required by DTC or deemed necessary by the Company to ensure
compliance with the Securities Act, the securities laws of any state of the United States or any other jurisdiction, or the rules and regulations of any securities exchange or national quotation system): 

THIS SECURITY WAS ORIGINALLY ISSUED IN A TRANSACTION EXEMPT FROM REGISTRATION UNDER THE UNITED STATES SECURITIES ACT OF 1933, AS AMENDED
(THE “SECURITIES ACT”), AND THIS SECURITY MAY NOT BE SOLD OR OTHERWISE TRANSFERRED IN THE ABSENCE OF SUCH REGISTRATION OR AN APPLICABLE EXEMPTION THEREFROM. THE HOLDER OF THIS SECURITY AGREES FOR THE BENEFIT OF STONEGATE MORTGAGE
CORPORATION (THE “COMPANY”), AND ITS AGENTS THAT, ABSENT AN EFFECTIVE REGISTRATION STATEMENT UNDER THE SECURITIES ACT: (A) THIS SECURITY MAY BE OFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY (I) TO THE COMPANY, (II) TO A
“QUALIFIED INSTITUTIONAL BUYER” PURSUANT TO RULE 144A, (III) TO A PERSON WHO IS NOT A UNITED STATES PERSON IN AN “OFFSHORE” TRANSACTION PURSUANT TO REGULATION S OR (IV) PURSUANT TO ANOTHER EXEMPTION FROM REGISTRATION AS PERMITTED
UNDER THE SECURITIES ACT AND APPLICABLE STATE SECURITIES LAWS, AS CONFIRMED TO THE COMPANY BY AN OPINION OF COUNSEL IF REQUESTED, SUBJECT IN EACH OF THE FOREGOING CASES TO COMPLIANCE WITH ANY APPLICABLE SECURITIES LAWS OF ANY

  
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JURISDICTION. THE HOLDER OF THIS SECURITY ACKNOWLEDGES THAT THE COMPANY SHALL REFUSE TO REGISTER ANY SALE OR TRANSFER OF THE SECURITY NOT MADE IN ACCORDANCE WITH THE FOREGOING PROVISIONS.

 THE SHARES REPRESENTED BY THIS CERTIFICATE ARE SUBJECT TO RESTRICTIONS ON BENEFICIAL OWNERSHIP AND TRANSFER FOR THE PURPOSE
OF THE CORPORATION’S COMPLIANCE WITH APPLICABLE LAWS, RULES AND REGULATIONS APPLICABLE TO THE CORPORATION AS AN ORIGINATOR AND SERVICER OF MORTGAGE LOANS. SUBJECT TO CERTAIN FURTHER RESTRICTIONS AND EXCEPT AS EXPRESSLY PROVIDED IN THE
CORPORATION’S ARTICLES, NO PERSON MAY BENEFICIALLY OWN THE CORPORATION’S COMMON SHARES IN EXCESS OF 9.9% (IN NUMBER OF SHARES) OF THE OUTSTANDING COMMON SHARES OF THE CORPORATION UNLESS SUCH PERSON IS AN EXCEPTED HOLDER (IN WHICH CASE THE
EXCEPTED HOLDER LIMIT SHALL BE APPLICABLE). ANY PERSON WHO BENEFICIALLY OWNS OR ATTEMPTS TO BENEFICIALLY OWN COMMON SHARES WHICH CAUSES OR WILL CAUSE A PERSON TO BENEFICIALLY OWN COMMON SHARES IN EXCESS OR IN VIOLATION OF THE ABOVE LIMITATION MUST
IMMEDIATELY NOTIFY THE CORPORATION. IF ANY OF THE RESTRICTIONS ON TRANSFER OR OWNERSHIP ARE VIOLATED, THE COMMON SHARES REPRESENTED HEREBY WILL BE AUTOMATICALLY TRANSFERRED TO A TRUSTEE OF A TRUST FOR THE BENEFIT OF ONE OR MORE CHARITABLE
BENEFICIARIES. IN ADDITION, THE CORPORATION MAY REDEEM SHARES UPON THE TERMS AND CONDITIONS SPECIFIED BY THE BOARD OF DIRECTORS IN ITS SOLE DISCRETION IF THE BOARD OF DIRECTORS DETERMINES THAT OWNERSHIP OR A TRANSFER OR OTHER EVENT MAY VIOLATE THE
RESTRICTIONS DESCRIBED ABOVE. FURTHERMORE, UPON THE OCCURRENCE OF CERTAIN EVENTS, ATTEMPTED TRANSFERS IN VIOLATION OF THE RESTRICTIONS DESCRIBED ABOVE MAY BE VOID AB INITIO. ALL CAPITALIZED TERMS IN THIS LEGEND HAVE THE MEANINGS DEFINED IN THE
ARTICLES OF THE CORPORATION, AS THE SAME MAY BE AMENDED FROM TIME TO TIME, A COPY OF WHICH, INCLUDING THE RESTRICTIONS ON TRANSFER AND OWNERSHIP, WILL BE FURNISHED TO EACH HOLDER OF COMMON SHARES OF THE CORPORATION ON REQUEST AND WITHOUT CHARGE.
REQUESTS FOR SUCH A COPY MAY BE DIRECTED TO THE SECRETARY OF THE CORPORATION AT ITS PRINCIPAL OFFICE. 
 4. Representations
and Warranties of the Company. 
 The Company hereby represents and warrants to FBR and agrees with FBR, as follows:

 (a) the Preliminary Memorandum did not, as of its date or as of the date of any amendment or supplement
thereto, contain an untrue statement of a material fact or omit to state a material fact necessary in order to make the statements therein, in the light of the circumstances under which they were made, not misleading; the Disclosure Package (as
defined herein) as of 5:30 p.m. E.S.T. on May 8, 2013 (the “Applicable Time”) did not contain an untrue statement of a material fact or omit to state a material fact necessary in order to make the statements therein, in the
light of the circumstances under which they were made, not misleading; the Final Memorandum did not and will 

  
 8 

 
not, as of its date, at the Closing Time or at each Secondary Closing Time (if any), contain an untrue statement of a material fact or omit to state a material fact necessary in order to make the
statements therein, in the light of the circumstances under which they were made, not misleading; provided, however, that this representation and warranty shall not apply to any statement in the Preliminary Memorandum, Disclosure Package or
Final Memorandum made in reliance upon and in conformity with information furnished to the Company in writing by FBR expressly for use therein (that information being limited to that described in the last sentence of Section 8(b) hereof); The
“Disclosure Package” shall include (i) the Preliminary Memorandum, as amended or supplemented and (ii) any term sheets or other materials set forth in Exhibit B; 

(b) the Company is a corporation duly organized and validly existing and in good standing under the laws of the State of
Ohio, with requisite corporate power and authority to own, lease or operate its properties and to conduct its business as described in the Disclosure Package and the Final Memorandum and to execute and deliver this Agreement and the Registration
Rights Agreement, and to consummate the transactions contemplated hereby (including the issuance, sale and delivery of the Shares) and thereby; and the Company has no subsidiaries; 

(c) the Company had, as of the date indicated in the Preliminary Memorandum and the Final Memorandum, and will have, as of
the Closing Time, the Extended Closing Time and each Secondary Closing Time, the duly authorized capitalization set forth in the both the Preliminary Memorandum and the Final Memorandum under the caption “Capitalization” after giving
effect to the adjustments set forth thereunder (but at any Secondary Closing Time not taking into account the issuance of any Option Shares by the Company at each Secondary Closing Time); all of the issued and outstanding shares of capital stock of
the Company have been duly and validly authorized and issued and are fully paid and non-assessable, and have not been issued in violation of or subject to any preemptive right or other similar right of stockholders arising by operation of law, under
the Company’s Charter Documents (as defined below), under any agreement to which the Company is a party or otherwise; except as disclosed in or contemplated by both the Disclosure Package and the Final Memorandum, there are no outstanding
(i) securities or obligations of the Company convertible into or exchangeable for any capital stock of the Company, (ii) warrants, rights or options to subscribe for or purchase from the Company any such capital stock or any such
convertible or exchangeable securities or obligations or (iii) obligations of the Company to issue or sell any shares of capital stock, any such convertible or exchangeable securities or obligation, or any such warrants, rights or options;

 (d) the Shares have been duly authorized for issuance, sale and delivery pursuant to this Agreement and, when
issued and delivered by the Company against payment therefor in accordance with the terms of this Agreement, will be duly and validly issued and fully paid and nonassessable, free and clear of any pledge, lien, encumbrance, security interest or
other claim, and the issuance, sale and delivery of the Shares by the Company are not subject to any preemptive right, co-sale right, registration right, right of first refusal or other similar right of stockholders arising by operation of law,
under the Company’s Charter Documents (as defined below), under any agreement 

  
 9 

 
to which the Company is a party or otherwise, other than as provided for in the Registration Rights Agreement, the Investor Rights Agreement, dated March 9, 2012, as amended as of the
Closing Date, between the Company and Stonegate Investors Holdings LLC (the “Amended Investor Rights Agreement”) or the Amended and Restated Shareholders’ Agreement, dated March 9, 2012, as amended as of the Closing Date,
by and among the Company, Stonegate Investors Holdings LLC and certain other stockholders of the Company (the “Amended Shareholders’ Agreement”); the form of certificates for the Shares conforms to the corporate law of the
jurisdiction of the Company’s incorporation and to any requirements of the Company’s organizational documents; the Shares are eligible for resale pursuant to Rule 144A under the Securities Act; 

(e) the Company is duly qualified or licensed by, and is in good standing in, each jurisdiction in which it conducts its
business, or in which it owns or leases property or maintains an office and in which such qualification or licensing is necessary and in which the failure, individually or in the aggregate, to be so qualified or licensed would reasonably be expected
to have a material adverse effect on the business, financial condition, results of operations or prospects of the Company (a “Material Adverse Effect”); 

(f) the Company has legal and valid title to all assets and properties reflected as owned by it in the Disclosure Package
and the Final Memorandum (whether through fee ownership, mineral estates or similar rights of ownership), in each case free and clear of all liens, security interests, pledges, charges, encumbrances, mortgages and defects, except such as are
disclosed in the both the Disclosure Package and the Final Memorandum or as would not reasonably be expected, individually or in the aggregate, to have a Material Adverse Effect; any real property or personal property held under lease by the Company
is held under a lease that is valid, existing and enforceable by the Company, with such exceptions as are disclosed in the Disclosure Package and the Final Memorandum or as would not reasonably be expected, individually or in the aggregate, to have
a Material Adverse Effect, and the Company has not received any written notice of any material claim that is adverse to the rights of the Company under any such lease; 

(g) the Company owns or possesses such licenses or other rights to use all patents, trademarks, service marks, trade
names, copyrights, software and design licenses, trade secrets, manufacturing processes, other intangible property rights and know-how as are necessary for the conduct of the Company’s business as described in the Disclosure Package and the
Final Memorandum (collectively, “Intangibles”), except where the failure to own or possess such Intangibles would not reasonably be expected to have a Material Adverse Effect; and the Company has not received written notice of any
infringement of or conflict with (and the Company does not know of any such infringement of or conflict with) asserted rights of others with respect to any Intangibles which would reasonably be expected to have a Material Adverse Effect; 

(h) the Company owns or has a valid right to access and use all computer systems, networks, hardware, software, databases,
websites and equipment used to process, store, maintain and operate data, information and functions necessary for the conduct of the Company’s business as described in the Disclosure Package and the Final

  
 10 

 
Memorandum (the “Company IT Systems”), except where the failure to own or have right to access such Company IT Systems would not reasonably be expected to have a Material Adverse
Effect. The Company IT Systems are adequate for, and operate and perform in all material respects as required in connection with, the operation of the business of the Company as currently conducted, except as would not reasonably be expected,
individually or in the aggregate, to have a Material Adverse Effect; 
 (i) the Company has not violated, or
received notice of any violation with respect to, any law, rule, regulation, order, decree or judgment applicable to it and its business, including those relating to transactions with affiliates, environmental, safety or similar laws, federal or
state laws relating to discrimination in the hiring, promotion or pay of employees, federal or state wages and hours law, the Employee Retirement Income Security Act or the rules and regulations promulgated thereunder, except for those violations
that would not reasonably be expected, individually or in the aggregate, to have a Material Adverse Effect; 

(j) neither the Company nor, to the knowledge of the Company, any officer, director, agent or employee of the Company
purporting to act on behalf of the Company has, since January 1, 2011, and, to the knowledge of the Company, neither the Company nor any officer, director, agent or employee of the Company purporting to act on behalf of the Company has, prior
to January 1, 2011, (i) made any payment to any state, federal or foreign governmental officer or official, or other person charged with similar public or quasi-public duties, in each case in violation of the Foreign Corrupt Practices Act
of 1977, as amended (the “FCPA”) or (ii) violated any other applicable provision of the FCPA; 
 (k) neither the Company nor, to the knowledge of the Company, any officer, director, agent or employee of the Company purporting to act on behalf of the Company has, since January 1, 2011, and, to
the knowledge of the Company’s current Chief Executive Officer and Chief Financial Officer, neither the Company nor any officer, director, agent or employee of the Company purporting to act on behalf of the Company has, prior January 1,
2011 (i) made any contributions to any candidate for political office in violation of applicable law or failed to disclose any such contributions, in violation of applicable law or (ii) engaged in any transactions, maintained any bank
account or used any corporate funds except for transactions, bank accounts and funds which have been and are reflected in all material respects in the books and records of the Company; 

(l) except as disclosed in the Disclosure Package and the Final Memorandum and except for outstanding advances for meal,
travel and entertainment expenses related to Company business in accordance with the Company’s policies with respect thereto and mortgage loans made in the ordinary course of business on substantially the same terms as those prevailing at the
time for comparable loans with persons not related to the Company, there are no outstanding loans or advances or guarantees of indebtedness by the Company to or for the benefit of any of the officers, directors, affiliates or representatives of the
Company or any of the members of the families of any of them; 

  
 11 

 (m) except with respect to FBR or as disclosed in the Disclosure Package and
the Final Memorandum, the Company has not incurred any liability for any finder’s fees or similar payments in connection with the transactions contemplated hereby; 

(n) the Company is not in breach of, or in default under (nor has any event occurred which with notice, lapse of time, or
both would constitute a breach of, or default under) its (i) articles of incorporation or code of regulations (collectively, the “Charter Documents”) or (ii) the performance or observance of any obligation, agreement,
covenant or condition contained in any contract, license, indenture, mortgage, deed of trust, bank loan or credit agreement or other agreement or instrument to which the Company is a party or by which it or its properties are bound, except, in the
case of clause (ii) above, for such breaches or defaults which would not, individually or in the aggregate, have a Material Adverse Effect;  
 (o) the execution, delivery and performance by the Company of this Agreement, the Registration Rights Agreement, each Subscription Agreement, the Amended Investor Rights Agreement, the Amended
Shareholders Agreement, and the Voting Agreement by and among the Company, Stonegate Investors Holdings, LLC and FBR, dated as of the Closing Date (the “Voting Agreement”) (collectively, the “Transaction
Documents”), and the issuance, sale and delivery of the Shares by the Company, the use of the proceeds from the sale of the Shares as described in the Disclosure Package and the Final Memorandum and the consummation by the Company of the
transactions contemplated hereby and thereby, and the compliance by the Company with the terms and provisions hereunder and thereunder will not conflict with, or result in any breach of or constitute a default under (nor constitute any event which
with notice, lapse of time, or both would constitute a breach of, or default under), (i) the Charter Documents of the Company, (ii) any provision of any contract, license, indenture, mortgage, deed of trust, bank loan or credit agreement
or other agreement or instrument to which the Company is a party or by which it or its respective properties are bound, or (iii) any federal, state, local or foreign law, regulation or rule or any decree, judgment, consent, license, permit or
order applicable to the Company, except in the case of clauses (ii) or (iii) for such conflicts, breaches or defaults that have been validly waived or would not reasonably be expected to have, individually or in the aggregate, a Material
Adverse Effect or result in the creation or imposition of any material lien, charge, claim or encumbrance upon any property or asset of the Company; 
 (p) this Agreement has been duly authorized, executed and delivered by the Company; 
 (q) each Transaction Document (other than this Agreement) has been duly authorized and, as of the Closing Time, will be duly executed and delivered by the Company and will constitute a legal, valid and
binding agreement of the Company enforceable in accordance with its terms, except in each case as may be limited by bankruptcy, insolvency, reorganization, moratorium or similar laws affecting creditors’ rights generally, and by general
principles of equity, and except to the extent that the enforceability of the indemnification provisions thereof may be limited by federal or state securities laws and public policy considerations in respect thereof; 

  
 12 

 (r) the Shares, this Agreement and the Registration Rights Agreement conform
in all material respects to the descriptions thereof contained in both the Disclosure Package and the Final Memorandum; 
 (s) assuming the accuracy of FBR’s representations and warranties set forth in Section 3 of this Agreement, the accuracy of the representations and warranties in each Purchaser’s Letter
that the purchasers who purchase the Resale Shares in Exempt Resales are Eligible Purchasers, the accuracy of the representations and warranties in the Subscription Agreements that the purchasers who purchase the Private Placement Shares are
Accredited Investors and that no purchase is made in violation of the Charter Documents, no approval, authorization, consent or order of or filing with any federal, state, local or foreign governmental or regulatory commission, board, body,
authority or agency is required in connection with the execution, delivery and performance by the Company of this Agreement or any of the other Transaction Documents, or the consummation by the Company of the transactions contemplated hereby or
thereby, or the issuance, sale and delivery of the Shares as contemplated hereby, other than (i) such as have been obtained or made, or will have been obtained or made at the Closing Time, including any necessary filings under the
Hart-Scott-Rodino Antitrust Improvements Act of 1976, as amended (the “Hart-Scott-Rodino Act”), (ii) any necessary qualification under the securities or blue sky laws of the various jurisdictions in which the Shares are being
offered or placed by FBR, (iii) with or by federal or state securities regulatory authorities in connection with or pursuant to the Registration Rights Agreement, including without limitation the filing of the registration statement(s) required
thereby with the Securities and Exchange Commission (the “Commission”), (iv) the filing of a Form D with the Commission and with the applicable state regulatory authorities and (v) such other approvals,
authorizations, consents, orders or filings the failure of which to obtain or make would not reasonably be expected, individually or in the aggregate, to have a Material Adverse Effect; 

(t) the Company has all necessary licenses, permits, certificates, authorizations, consents and approvals necessary to
conduct its business as described in both the Disclosure Package and the Final Memorandum and has provided all necessary notices and made all necessary filings required to be provided or made under any federal, state, local or foreign law,
regulation or rule necessary to conduct its business as described in both the Disclosure Package and the Final Memorandum, and has obtained all necessary licenses, permits, certificates, authorizations, consents and approvals from other persons
necessary to conduct its business as described in both the Disclosure Package and the Final Memorandum, except, in each case, to the extent that any failure to have any such licenses, permits, certificates, authorizations, consents or approvals, to
make any such filings or to obtain any such licenses, permits, certificates, authorizations, consents or approvals would not, individually or in the aggregate, reasonably be expected to have a Material Adverse Effect; the Company is not in violation
of, or in default under, any such license, permit, certificate, authorization, consent or approval or any federal, state, local or foreign law, regulation or rule or any decree, order or judgment necessary to conduct its business as described in
both the Disclosure Package and the Final Memorandum, the effect of which would reasonably be expected to have a Material Adverse Effect; 

  
 13 

 (u) both the Disclosure Package and the Final Memorandum contain accurate
summaries of all material contracts, agreements, instruments and other documents of the Company that would be required to be described in a prospectus included in a registration statement filed by the Company on Form S-1 under the Securities Act;
the copies of all contracts, agreements, instruments and other documents (including governmental licenses, authorizations, permits, consents and approvals and all amendments or waivers relating to any of the foregoing) that have been previously made
available to FBR or its counsel are complete and accurate in all material respects; 
 (v) other than as set
forth in both the Disclosure Package and the Final Memorandum or as would not be required by the Securities Act and the Securities Act Regulations to be described in a prospectus included in a registration statement filed by the Company on Form S-1
under the Securities Act, there are no actions, suits, proceedings, inquiries or investigations pending or, to the knowledge of the Company, threatened against the Company, or any of its respective properties, directors, officers, or controlled
affiliates at law or in equity, or before or by any federal, state, local or foreign governmental or regulatory commission, board, body, authority or agency; other than FBR and its affiliates, the Company has not authorized anyone other than the
officers, directors, employees and representatives of the Company to make any representations regarding the offer and sale of the Shares or regarding the Company in connection therewith; the Company has not received written notice of any order or
decree from any federal or state governmental or regulatory commission, board, body, authority or agency preventing the use of the Preliminary Memorandum or the Final Memorandum or any amendment or supplement thereto, or any order from any federal
governmental or regulatory commission, board, body, authority or agency asserting that the transactions contemplated by this Agreement are subject to the registration requirements of the Securities Act and no proceeding for that purpose has
commenced or is pending or, to the knowledge of the Company, is contemplated; 
 (w) no securities of the Company
are of the same class (within the meaning of Rule 144A) as the Shares and listed on a national securities exchange registered under Section 6 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or
quoted in a U.S. automated inter-dealer quotation system; and each of the Preliminary Memorandum and the Final Memorandum, as of its respective date, contains or will contain all the information that, if requested by a prospective purchaser of the
Shares, would be required to be provided to such prospective purchaser pursuant to Rule 144A(d)(4); 
 (x)
subsequent to the date of the Preliminary Memorandum, and except as may be otherwise stated in both the Disclosure Package and the Final Memorandum, there has not been (i) any event, circumstance or change that has, or would reasonably be
expected, individually or in the aggregate, to have a Material Adverse Effect, (ii) any transaction, other than in the ordinary course of business, which is material to the Company, contemplated or entered into by the Company, (iii) any
obligation, contingent or otherwise, directly or indirectly incurred by the Company, other than in the ordinary course of business, which is material to the Company, (iv) any dividend or distribution of any kind declared, paid or made by the
Company on any class of its capital stock, or any 

  
 14 

 
purchase by the Company of any of its outstanding capital stock, or (v) any change of the capital stock or indebtedness of the Company outside of the ordinary course of the Company’s
business; 
 (y) the Company is not, nor upon the sale of the Shares as contemplated herein and the application
of the net proceeds therefrom as described in both the Preliminary Memorandum and the Final Memorandum under the caption “Use of Proceeds”, will the Company be, an “investment company” or an entity “controlled” by an
“investment company” (as such terms are defined in the Investment Company Act of 1940, as amended (the “Investment Company Act”), and the rules and regulations promulgated thereunder; 

(z) except pursuant to the Amended Investor Rights Agreement or the Registration Rights Agreement, each of which has been
disclosed in the Preliminary Memorandum, the Disclosure Package and the Final Memorandum, there are no persons with registration or other similar rights to have any securities registered by the Company under the Securities Act; 

(aa) the Company has not relied upon FBR or legal counsel for FBR for any legal, tax or accounting advice in connection
with the offering and sale of the Shares; 
 (bb) each of the independent director nominees (or independent
directors once appointed) named in the Disclosure Package and the Final Memorandum is “independent” within the meaning of the corporate governance rules of the New York Stock Exchange; 

(cc) in connection with the offering of the Shares, neither the Company nor any of its affiliates (as defined in
Section 501(b) of Regulation D) has, whether directly or through any agent or person acting on its behalf (other than FBR and its affiliates, as to whom no representation is made): (i) offered Common Stock or any other securities
convertible into or exchangeable or exercisable for such Common Stock in a manner in violation of the Securities Act or the rules and regulations thereunder, (ii) distributed any other offering material in connection with the offer and sale of
the Shares, other than as described in both the Disclosure Package and the Final Memorandum, or (iii) sold, offered for sale, solicited offers to buy or otherwise negotiated in respect of any security (as defined in the Securities Act) which is
or will be integrated with the offering and sale of the Shares in a manner that would require the registration of the Shares under the Securities Act; 
 (dd) neither the Company nor any of its affiliates (i) is required to register as a “broker” or “dealer” in accordance with the provisions of the Exchange Act or the rules and
regulations thereunder, or (ii) directly, or indirectly through one or more intermediaries, controls or has any other association with (within the meaning of Article 1 of the Bylaws of the Financial Industry Regulatory Authority, Inc.
(“FINRA”)) any member firm of FINRA; 

  
 15 

 (ee) none of the Company, or any of its directors, officers or
representatives or affiliates has taken, directly or indirectly, any action intended, or that might reasonably be expected to cause or result, under the Securities Act, the Exchange Act or otherwise, in, or that has constituted, stabilization or
manipulation of the price of any security of the Company to facilitate the sale or resale of the Shares; 
 (ff)
the Company carries, or is covered by, insurance (issued by insurers of recognized financial responsibility to the knowledge of the Company) in such amounts and covering such risks as is appropriate for the conduct of its business and the value of
its assets, all of which insurance is in full force and effect in all material respects; 
 (gg) the financial
statements of the Company, including the notes thereto, included in both the Disclosure Package and the Final Memorandum (i) fairly present the financial condition of the Company, as of the respective dates thereof, and the results of
operations and statements of cash flows for the periods then ended, and (ii) have been prepared in conformity with United States generally accepted accounting principles (“GAAP”) applied on a consistent basis; 

(hh) Richey May & Co., whose report with respect to certain financial statements included in the Preliminary
Memorandum, the Disclosure Package and the Final Memorandum is included in the Preliminary Memorandum, the Disclosure Package and the Final Memorandum and who has delivered the comfort letters referred to in Section 6(b) hereof, are independent
registered public accountants with respect to the Company within the meaning of the Securities Act and the Securities Act Regulations and the Public Company Accounting Oversight Board (United States) (the “PCAOB”) as required by the
Securities Act; 
 (ii) the Company maintains a system of internal accounting controls sufficient to provide
reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with GAAP; 
 (jj) neither the Company, nor to the Company’s knowledge, any employee or agent of the Company, has made any payment of funds of the Company or received or retained any funds in violation of any law,
rule or regulation relating to the “know your customer” and anti-money laundering laws of any jurisdiction (collectively, the “Money Laundering Laws”) and no action, suit or proceeding by or before any court or
governmental agency, authority or body or any arbitrator involving the Company with respect to the Money Laundering Laws is pending or, to the knowledge of the Company, threatened; 

(kk) none of the Company or, to the knowledge of the Company, any director, officer, agent, employee or affiliate of the
Company is currently the target of or reasonably likely to become the target of any U.S. sanctions administered by the Office of Foreign Assets Control of the U.S. Department of the Treasury (“OFAC”); and the Company will not
directly or indirectly use the proceeds of the offering of the Shares hereunder, or lend, contribute or otherwise make available such proceeds to any subsidiary, joint venture partner or other person or entity, for the purpose of financing the
activities of any person currently the target of or reasonably likely to become the target of any U.S. sanctions administered by OFAC; 

  
 16 

 (ll) any certificate signed by any officer of the Company delivered to FBR
or to counsel for FBR pursuant to or in connection with this Agreement shall be deemed a representation and warranty by the Company to FBR as to the matters covered thereby; 

(mm) except as would not reasonably be expected, individually or in the aggregate, to have a Material Adverse Effect or
where such matters are the result of a pending bona fide dispute with taxing authorities, (i) the Company has accurately prepared and timely filed any and all federal, state, foreign and other tax returns that are required to be filed by them,
if any, and have paid or made provision for the payment of all taxes, assessments, governmental or other similar charges, including without limitation, all sales and use taxes and all taxes which the Company are obligated to withhold from amounts
owing to employees, creditors and third parties, with respect to the periods covered by such tax returns (whether or not such amounts are shown as due on any tax return), (ii) no deficiency assessment with respect to a proposed adjustment of
the Company’s federal, state, local or foreign taxes is pending or, to the best of the Company’s knowledge, threatened, (iii) since the date of the most recent audited financial statements, the Company has not incurred any liability
for taxes other than in the ordinary course of its business, and (iv) there is no tax lien, whether imposed by any federal, state, foreign or other taxing authority, outstanding against the assets, properties or business of the Company;

 (nn) except as described in both the Disclosure Package and the Final Memorandum or as would not reasonably be
expected, individually or in the aggregate, to have a Material Adverse Effect, (i) the Company is not in violation of any federal, state, local or foreign statute, law, rule, regulation, ordinance, code, policy or rule of common law or any
judicial or administrative interpretation thereof, including any judicial or administrative order, consent, decree or judgment, relating to pollution or protection of human health, the environment (including, without limitation, ambient air, surface
water, groundwater, land surface or subsurface strata) or wildlife, including, without limitation, laws and regulations relating to the release or threatened release of chemicals, pollutants, contaminants, wastes, toxic substances, hazardous
substances, petroleum or petroleum products, asbestos-containing materials or mold (collectively, “Hazardous Materials”) or to the manufacture, processing, distribution, use, treatment, storage, disposal, transport or handling of
Hazardous Materials (collectively, “Environmental Laws”), (ii) the Company has all permits, authorizations and approvals required under any applicable Environmental Laws and are each in compliance with their requirements,
(iii) there are no pending or, to the knowledge of the Company, threatened administrative, regulatory or judicial actions, suits, demands, demand letters, claims, liens, notices of noncompliance or violation, investigations or proceedings
relating to any Environmental Law against the Company, and (iv) to the knowledge of the Company, there are no events or circumstances that would reasonably be expected to form the basis of an order for clean-up or remediation, or an action,
suit or proceeding by any private party or governmental body or agency, against or affecting the Company relating to Hazardous Materials or any Environmental Laws; 

  
 17 

 (oo) except as described in both the Disclosure Package and the Final
Memorandum or as would not reasonably be expected, individually or in the aggregate, to have a Material Adverse Effect, (i) each employee benefit plan, within the meaning of Section 3(3) of the Employee Retirement Income Security Act of
1974, as amended (“ERISA”), that is maintained, administered or contributed to by the Company or any of its affiliates, for employees or former employees of the Company or any of its affiliates has been maintained in compliance in
all material respects with its terms and the requirements of any applicable statutes, orders, rules and regulations, including, but not limited to, ERISA and the Internal Revenue Code of 1986, as amended (the “Code”); and
(ii) no prohibited transaction, within the meaning of Section 406 of ERISA or Section 4975 of the Code, has occurred with respect to any such plan excluding transactions effected pursuant to a statutory or administrative exemption,
and no such plan is subject to the funding rules of Section 412 of the Code or Section 302 of ERISA; 

(pp) no labor disturbance by or dispute with employees of the Company exists or, to the knowledge of the Company, is
contemplated or threatened and the Company is not aware of any existing or imminent labor disturbance by, or dispute with, the employees of any of the Company’s principal suppliers, contractors or customers, except in each case as would not
reasonably be expected to have a Material Adverse Effect; 
 (qq) nothing has come to the attention of the
Company that has caused the Company to believe that the statistical and market-related data included in each of the Disclosure Package and the Final Memorandum is not based on or derived from sources that are reliable and accurate in all material
respects; 
 (rr) no forward-looking statement (within the meaning of Section 27A of the Securities Act and
Section 21E of the Exchange Act) contained in any of the Disclosure Package or the Final Memorandum has been made or reaffirmed without a reasonable basis or has been disclosed other than in good faith; and 

(ss) no relationship, direct or indirect, exists between or among the Company, on the one hand, and the directors,
officers, stockholders, customers or suppliers of the Company, on the other hand, which would be required by the Securities Act and the Securities Act Regulations to be described in a prospectus included in a registration statement filed by the
Company on Form S-1 under the Securities Act, which is not so described in the Disclosure Package and the Final Memorandum. 
 5. Certain Covenants of the Company. 
 The Company hereby
agrees with FBR: 
 (a) to furnish such information as may be required and otherwise to reasonably cooperate in
qualifying the Shares for offer and sale under the securities or blue sky laws of such states and other jurisdictions as FBR may designate or as required for the Private Placement and to maintain such qualifications in effect as long as required by
such laws for the distribution of the Shares and for the Exempt Resales of the Resale Shares; provided, however, that the Company shall not be required to qualify as a foreign 

  
 18 

 
corporation or to consent to the service of process under the laws of, or subject itself to taxation as doing business in, any such state or other jurisdiction (except service of process with
respect to the offering and sale of the Shares); 
 (b) to prepare the Final Memorandum in a form approved by FBR
and to furnish promptly (and with respect to the initial delivery of such Final Memorandum, not later than 10:00 a.m. (New York City time) on the second day following the execution and delivery of this Agreement) to FBR or to purchasers upon the
direction of FBR as many copies of the Final Memorandum (and any amendments or supplements thereto) as FBR may reasonably request for the purposes contemplated by this Agreement; 

(c) to advise FBR promptly, confirming such advice in writing, of: (i) the happening of any event known to the
Company within the time during which the Final Memorandum shall be required to be distributed by FBR in connection with an Exempt Resale, including during the 30 day period during which FBR has the right to exercise the option granted under
Section 2(c) hereof until such option has been exercised in full (and FBR hereby agrees to notify the Company in writing when the foregoing time period has ended) which, in the judgment of the Company, would require the making of any change in
the Final Memorandum then being used so that the Final Memorandum would not include an untrue statement of a material fact or omit to state a material fact required to be stated therein or necessary to make the statements therein, in light of the
circumstances under which they are made, not misleading, as of the Closing Time, the Extended Closing Time and any Secondary Closing Time, if applicable; and (ii) the receipt of any notification with respect to the modification, rescission,
withdrawal or suspension of the qualification of the Shares, or of any exemption from such qualification or from registration of the Shares, for offering or sale in any jurisdiction, or of the initiation or threatening of any proceedings for any of
such purposes and, if any government agency or authority should issue any such order, to make every reasonable effort to obtain the lifting or removal of such order as soon as practicable; 

(d) to furnish to FBR for a period of two years from the Closing Time, to the extent not publicly available, including,
without limitation, through the facilities of EDGAR, (i) copies of all annual, quarterly and current reports supplied to holders of the Shares, (ii) copies of all reports filed by the Company with the Commission, and (iii) such other
information as FBR may reasonably request regarding the Company (provided that in connection with any such request, the Company may condition the delivery of such information upon the execution and delivery by FBR of a confidentiality and
nondisclosure agreement);  
 (e) not to amend or supplement the Final Memorandum prior to the
Closing Time or any Secondary Closing Time unless FBR shall previously have been advised thereof and shall have consented thereto or not have reasonably objected thereto (for legal reasons) in writing within a reasonable time after being furnished a
copy thereof; 
 (f) during any period in the one year (or such shorter period as may then be applicable under
the Securities Act regarding the holding period for securities under Rule 144 under the Securities Act or any successor rule) after the Closing Time in which 

  
 19 

 
the Company is not subject to Section 13 or 15(d) of the Exchange Act to furnish, upon request, to any holder of such Shares the information (“Rule 144A Information”)
specified in Rule 144A(d)(4) under the Securities Act and any additional information (“PORTAL Information”) required by The Nasdaq Stock Market, Inc. PortalSM Market (“PORTAL”), and any such Rule l44A Information and Portal Information will not, at the
date thereof, contain any untrue statement of a material fact; 
 (g) to apply the net proceeds from the sale of
the Shares in the manner set forth under the caption “Use of Proceeds” in both the Preliminary Memorandum and the Final Memorandum; 
 (h) that neither the Company nor any of its affiliates (as defined in Section 501(b) of Regulation D) will, whether directly or through any agent or person acting on its behalf (other than FBR
and its affiliates, as to whom no representation is made): (i) offer Common Stock of the Company or any other securities convertible into or exchangeable or exercisable for such Common Stock in a manner in violation of the Securities Act or the
rules and regulations thereunder, (ii) distribute any other offering material in connection with the offer and sale of the Shares, other than as described in both the Disclosure Package and the Final Memorandum, or (iii) sell, offer for
sale, solicit offers to buy or otherwise negotiate in respect of any security (as defined in the Securities Act), any of which will be integrated with the offering and sale of the Shares in a manner that would require the registration under the
Securities Act of the sale to FBR or the Eligible Purchasers of the Resale Shares or to the Accredited Investors of the Private Placement Shares; 
 (i) that neither the Company nor any of its affiliates will take, directly or indirectly, any action designed to, or that might be reasonably expected to, cause or result in stabilization or manipulation
of the price of the Shares; 
 (j) that, except as permitted by the Securities Act, neither the Company nor any
of its affiliates will distribute any offering materials in connection with Exempt Resales; 
 (k) to pay all
actual expenses, fees and taxes in connection with (i) the preparation of both the Disclosure Package and the Final Memorandum, and any amendments or supplements thereto, and the printing and furnishing of copies of each thereof to FBR
(including costs of mailing and shipment), (ii) the preparation, issuance, sale and delivery of the Shares, including any stock or other transfer taxes or duties payable upon the sale of the Resale Shares to FBR, (iii) the qualification of
the Shares for offering and sale under state laws and the determination of their eligibility for investment under state law as aforesaid (including any filing fees), and the printing and furnishing of copies of any blue sky surveys or legal
investment surveys to FBR, (iv) the designation of the Shares and Resale Shares as PORTAL-eligible securities by PORTAL, (v) all fees and disbursements of counsel and accountants for the Company, (vi) the fees and expenses of any
transfer agent or registrar for the Common Stock, (vii) costs of customary background investigations of Company directors, director nominees and personnel, (viii) the costs and expenses of FBR and the Company incurred in connection

  
 20 

 
with the marketing of the Shares, including all “out of pocket” expenses, roadshow costs (regardless of the form in which the roadshow is conducted) and expenses, and expenses of
Company personnel, including but not limited to commercial or charter air travel, local hotel accommodations and transportation, (ix) reimbursement for FBR’s actual out-of-pocket expenses incurred in connection with this offering
(including the fees and disbursements of FBR’s legal counsel) as required under that certain Engagement Agreement, dated January 25, 2013, between the Company and FBR, as amended, and (xi) performance of the Company’s other
obligations hereunder; 
 (l) to use reasonable efforts in cooperation with FBR to obtain permission for the
Shares (other than Shares offered and sold in accordance with Regulation S) to be eligible for clearance and settlement through DTC, and for the Shares sold in accordance with Regulation S to be eligible for clearance and settlement
through the Euroclear System and Clearstream Banking, société anonyme, Luxembourg; 
 (m) in
connection with Resale Shares offered and sold in an offshore transaction (as defined in Regulation S), not to register any transfer of such Resale Shares not made in accordance with the provisions of Regulation S and not, except in
accordance with the provisions of Regulation S, if applicable, to issue any such Resale Shares in the form of definitive securities; 
 (n) (i) prior to the effective date of any registration statement filed by the Company under the Securities Act, not to take any action that is intended to prevent FBR from purchasing the Company’s
equity securities in the secondary market to cover short positions entered into pursuant to FBR’s market facilitation activities, (ii) to recognize the purchaser in any such short sale transaction by FBR as a stockholder of the Company,
and (iii) prior to the effective date of any registration statement filed by the Company under the Securities Act, to approve any transfer of the Company’s equity securities in any purchase of the Company’s equity securities by FBR in
the secondary market to cover short positions entered into by FBR pursuant to its market facilitation activities so long as such transaction would not violate the Company’s Charter Documents or applicable securities laws; 

(o) to refrain during the period commencing on the date of this Agreement and ending on the date that is 90 days after the
Closing Date, without the prior written consent of FBR (which consent may be withheld or delayed in FBR’s sole discretion), from (i) offering, pledging, selling, contracting to sell, selling any option or contract to purchase, purchasing
any option or contract to sell, granting any option, right or warrant for the sale of, lending or otherwise disposing of or transferring, directly or indirectly, any Common Stock or any securities convertible into or exercisable or exchangeable for
Common Stock, or (ii) entering into any swap or other arrangement that transfers, in whole or in part, directly or indirectly, any of the economic consequences of ownership of Common Stock, whether any such transaction described in clause
(i) or (ii) above is to be settled by delivery of Common Stock or such other securities, in cash or otherwise. The foregoing sentence shall not apply to (1) the Shares to be sold hereunder, (2) the registration and sale of the
Shares in accordance with the terms of the Registration Rights Agreement, including the filing any registration statement under the Securities Act with 

  
 21 

 
respect to shares of Common Stock that is not prohibited by the Registration Rights Agreement, (3) any Shares of Common Stock issued by the Company upon the exercise of any option
outstanding on the date hereof and referred to in both the Disclosure Package and the Final Memorandum, (4) issuances of options or grants of restricted stock under the Company’s stock option and incentive plans as described in both the
Disclosure Package and the Final Memorandum, (5) issuances of options or grants of restricted stock in connection with employment or other retention offers, and (6) issuances in connection with any acquisition, merger, consolidation or
joint venture, including the filing of or any registration statement under the Securities Act in connection therewith; 
 (p) if the Resale Shares are not delivered by the Company to FBR for any reason other than the failure of the condition set forth in Section 6(c), the termination of this Agreement pursuant to
clauses (ii) through (v) of the first paragraph of Section 7 hereof or the default by FBR in its obligations hereunder, to reimburse FBR for all of its actual and documented out-of-pocket expenses relating to the transactions
contemplated hereby, including the reasonable fees and disbursements of its legal counsel; 
 (q) at the time
that the Company completes its initial public offering of Common Stock, the Company shall have in place a system of internal accounting controls required to be established by a company registering common stock in connection with an initial public
offering of such common stock; 
 (r) that, at all times prior to the completion of an underwritten public
offering of the Company’s equity securities, the Company will conduct its affairs in such a manner so as to ensure that the Company will not be an “investment company” or an entity “controlled” by an investment company
within the meaning of the Investment Company Act; and 
 (s) from and after the Closing Time, to use commercially
reasonable efforts to obtain the approval of any state licensing authority required in connection with the changes in ownership of the Company’s equity securities that will result from the transactions contemplated by this Agreement, except for
such approvals that Company determines are not material to the conduct of the Company’s business as described in the Preliminary Memorandum, the Disclosure Package and the Final Memorandum. 

6. Conditions of FBR’s Obligations. The obligations of FBR hereunder are subject to (i) the accuracy of the
representations and warranties on the part of the Company on the date hereof, at the Closing Time, the Extended Closing Time, if applicable, and each Secondary Closing Time, as if such representations and warranties were made on each such date,
(ii) the accuracy of the statements of the Company’s officers made in any certificate pursuant to the provisions hereof as of the date of such certificate, (iii) the performance by the Company of all of their respective covenants and
other obligations hereunder, and (iv) the following other conditions: 
 (a) The Company shall furnish to
FBR at the Closing Time (i) the opinion and disclosure letter of Sullivan & Cromwell LLP, special counsel for the Company, addressed to FBR and dated the Closing Time, in the form set forth on Exhibit C-I hereto and
(ii) the opinion of Barnes & Thornburg LLP, counsel for the Company, addressed to FBR and dated the Closing Time, in the form set forth on Exhibit C-II hereto. 

  
 22 

 (b) FBR shall have received from Richey May & Co.
“comfort” letters dated as of the date hereof and the Closing Time, addressed to FBR in substantially the form attached as Exhibit D-I hereto. In the event that any such “comfort” letter sets forth any
such changes, decreases or increases that, in the reasonable discretion of FBR, are likely to result in a Material Adverse Effect, it shall be a further condition to the obligations of FBR that such letters shall be accompanied by a written
explanation of the Company as to the significance thereof, unless FBR deems such explanation unnecessary. The foregoing sentence shall not be construed as a waiver by FBR of the condition of FBR’s obligations set forth in subsection (e) of
this Section 6. References to the Preliminary Memorandum, the Disclosure Package and/or Final Memorandum with respect to any “comfort” letter referred to in this Section 6 shall include any amendment or supplement thereto at the
date of such letter. 
 (c) FBR shall have received at the Closing Time a favorable opinion and disclosure letter
of Hunton & Williams LLP, counsel for FBR, dated the Closing Time, in form and substance satisfactory to FBR. 
 (d) Prior to the Closing Time, the Extended Closing Time, if applicable, or any Secondary Closing Time, if any, (i) no suspension of the qualification of the Shares for offering or sale in any
jurisdiction, or of the initiation or threatening of any proceedings for any of such purposes, shall have occurred and (ii) both the Disclosure Package and the Final Memorandum and all amendments or supplements thereto, or modifications
thereof, if any, shall not contain an untrue statement of material fact or omit to state a material fact required to be stated therein or necessary to make the statements therein, in the light of the circumstances under which they are made, not
misleading. 
 (e) Between the time of execution of this Agreement and the Closing Time, the Extended Closing
Time, if applicable, or any Secondary Closing Time, if any, (i) no event, circumstance or change constituting a Material Adverse Effect shall have occurred or become known, (ii) no transaction that is material to the Company, and that
would be required by the Securities Act and the Securities Act Regulations to be described in a prospectus included in a registration statement filed by the Company on Form S-1 under the Securities Act, shall have been entered into by the Company
that has not been fully and accurately disclosed in both the Disclosure Package and the Final Memorandum, or any amendment or supplement thereto, and (iii) no order or decree of any federal or state governmental authority preventing the use of
either the Preliminary Memorandum, the Disclosure Package or the Final Memorandum, or any amendment or supplement thereto, or any order asserting that any of the transactions contemplated by this Agreement are subject to the registration
requirements of the Securities Act shall have been issued. 
 (f) The Company shall have delivered to FBR a
certificate, executed by the secretary of the Company on behalf of the Company and dated as of the Closing Time, as to (i) the resolutions adopted by the Company’s board of directors in form and substance

  
 23 

 
reasonably acceptable to FBR, (ii) the Company’s articles of incorporation, as amended and (iii) the Company’s code of regulations, as amended, each as in effect at the
Closing Time. 
 (g) The Company shall have delivered to FBR a certificate, executed by its chief executive
officer and chief financial officer to the effect that the representations and warranties of the Company set forth in this Agreement shall be true and correct as of the Closing Time as though made on and as of such date (except to the extent that
such representations and warranties speak as of another date, in which case such representations and warranties shall be true and correct as of such other date), the conditions set forth in subsections (d) and (e) of this Section 6
shall have been satisfied and be true and correct as of the Closing Time, and the Company shall have complied with all covenants and agreements and satisfied all conditions on its part to be performed or satisfied under this Agreement at or prior to
the Closing Time. 
 (h) On or before the Closing Time, FBR shall have received the Registration Rights Agreement
executed by the Company and such agreement shall be in full force and effect. 
 (i) At the time of execution and
delivery of this Agreement, FBR shall have received (1) from each of the officers and directors of the Company listed on Schedule A attached hereto (it being understood that with respect to each director who is affiliated with Stonegate
Investors Holdings, LLC, such written agreement shall not be applicable to securities of the Company held by Stonegate Investors Holdings, LLC or its affiliates, other than held directly by such director) a written agreement in substantially the
form attached hereto as Exhibit E-I and (2) from Stonegate Investor Holdings, LLC a written agreement substantially in the form attached hereto as Exhibit E-II (each, a “Lock-Up Agreement”). 

(j) The Company shall have obtained (i) all executed consents required under the relevant leases and contracts,
(ii) any approvals or consents required under any credit facility or other loan documents, (iii) any approvals or consents required by any federal licensing authorities, and (iv) evidence that any waiting periods under the
Hart-Scott-Rodino Act shall have been terminated or expired, except for such consents or approvals that Company determines are not material to the conduct of the Company’s business as described in the Preliminary Memorandum, the Disclosure
Package and the Final Memorandum. 
 (k) The Company shall have furnished to FBR such other documents and
certificates as to the accuracy and completeness of any statement in both the Disclosure Package and the Final Memorandum or any amendment or supplement thereto, and any additional matters as FBR may reasonably request, as of the Closing Time or as
FBR may reasonably request; provided that FBR shall not request any bring-down of closing deliverables at any Extended Closing Time or Secondary Closing Time. 
 (l) With respect to the issuance and sale of Private Placement Shares to any Accredited Investor, the Subscription Agreement applicable to such Accredited Investor shall remain in full force and effect
and no event shall have occurred giving any party the right to terminate such Subscription Agreement pursuant to the terms thereof. 

  
 24 

 (m) The number of Regulation D Shares to be sold at the Closing Time to
investors who have properly executed Annex III or Annex IV of the Preliminary Memorandum and who have funded the full amount of their purchase into escrow, plus the number of Rule 144A/Regulation S Shares to be sold at the Initial
Closing to investors who have properly executed Annex I or Annex II of the Preliminary Memorandum and who have not communicated to FBR or the Company any intention to withdraw or otherwise refuse to settle their purchase, shall equal
no less than 95% of the aggregate number of Initial Shares. 
 (n) The Capital Transactions as described in the
Disclosure Package and the Final Memorandum, shall have been consummated. 
 7. Termination. The obligations of FBR
hereunder shall be subject to termination in the absolute discretion of FBR at any time prior to the Closing Time or the Extended Closing Time, if applicable, and, if any Option Shares are to be purchased at a Secondary Closing Time which occurs
after the Closing Time, the obligations of FBR to purchase such Option Shares shall be subject to termination in the absolute discretion of FBR at any time prior to such Secondary Closing Time, if (i) any of the conditions specified in
Section 6 shall not have been fulfilled when and as required by this Agreement to be fulfilled, (ii) trading in securities in general on the New York Stock Exchange or the Nasdaq Stock Market shall have been suspended or minimum prices
shall have been established on such exchange or quotation system, (iii) there has been a material disruption in the securities settlement, payment or clearance services in the United States, (iv) a banking moratorium shall have been
declared either by the United States or New York State authorities, or (v) if the United States shall have declared war in accordance with its constitutional processes or there shall have occurred any material outbreak or escalation of
hostilities or other national or international calamity or crisis or change in economic, political or other conditions of such magnitude in its effect on the financial markets of the United States as, in the judgment of FBR, to make it impracticable
to market the Shares. In the event that FBR elects to terminate this Agreement prior to the Closing Time or the Extended Closing Time, if applicable, or its obligation to purchase any Option Shares at a Secondary Closing Time which occurs after the
Closing Time, then the obligations of any persons who have agreed to purchase Private Placement Shares at the Closing Time or the Extended Closing Time, if applicable, or at such Secondary Closing Time, respectively, shall automatically terminate.

 If FBR elects to terminate this Agreement or its obligation to purchase any Option Shares, as the case may be, as provided in
this Section 7, the Company shall be notified promptly by telephone, promptly confirmed by letter or fax. 
 If the sale to
FBR of the Resale Shares, as contemplated by this Agreement, is not carried out by FBR for any reason permitted under this Agreement or if such sale is not carried out because the Company shall be unable to comply with any of the terms of this
Agreement, (i) the 

  
 25 

 
Company shall not be under any obligation or liability to FBR under this Agreement (except to the extent provided in Sections 5(k), 5(p) and 8 hereof), (ii) and FBR shall be under no
obligation or liability to the Company under this Agreement (except to the extent provided in Section 8 hereof). 
 8.
Indemnity. 
 (a) The Company agrees to indemnify, defend and hold harmless FBR and its affiliates, and
their respective directors, officers, representatives and agents, and any person who controls FBR within the meaning of Section 15 of the Securities Act or Section 20 of the Exchange Act, from and against any loss, expense, liability or
claim (including the reasonable cost of investigation) which, jointly or severally, FBR or any such controlling person may incur under the Securities Act, the Exchange Act or otherwise, insofar as such loss, expense, liability or claim arises out of
or is based upon (i) any untrue statement or alleged untrue statement made by the Company herein, (ii) any breach by the Company of any covenant set forth herein, or (iii) any untrue statement or alleged untrue statement of a material
fact contained in the Preliminary Memorandum, the Disclosure Package, the “road show” presentation used in connection with the Offering, or the Final Memorandum, or arises out of or is based upon any omission or alleged omission to state a
material fact necessary to make the statements made therein, in the light of the circumstances under which they were made, not misleading, except insofar as any such loss, expense, liability or claim arises out of or is based upon any untrue
statement or alleged untrue statement of a material fact contained in and in conformity with information furnished in writing by FBR to the Company expressly for use in such Preliminary Memorandum, the Disclosure Package or Final Memorandum (that
information being limited to that described in the last sentence of Section 8(b) hereof). 
 (b) FBR agrees
to indemnify, defend and hold harmless the Company and its affiliates and their directors, officers, representatives and agents, and any person who controls the Company within the meaning of Section 15 of the Securities Act or Section 20
of the Exchange Act, from and against any loss, expense, liability or claim (including the reasonable cost of investigation) which, jointly or severally, the Company or any such person may incur under the Securities Act, the Exchange Act or
otherwise, insofar as such loss, expense, liability or claim arises out of or is based upon any untrue statement or alleged untrue statement of a material fact contained in and made in reliance upon and in conformity with information furnished in
writing by FBR to the Company expressly for use in the Preliminary Memorandum, the Disclosure Package or Final Memorandum (or in any amendment or supplement thereof by the Company), such information being limited to the following: the second
sentence of the first paragraph, the third and fourth sentence of the eighth paragraph, the ninth paragraph and the tenth paragraph, all under the heading “Plan of Distribution.” 

(c) If any action is brought against any person or entity (each an “Indemnified Party”), in respect of
which indemnity may be sought pursuant to Section 8(a) or (b) above, the Indemnified Party shall promptly notify the party(ies) obligated to provide such indemnity (each an “Indemnifying Party”) in writing of the
institution of such action and 

  
 26 

 
the Indemnifying Party shall assume the defense of such action, including the employment of counsel and payment of expenses; provided that the failure so to notify the Indemnifying Party will not
relieve the Indemnifying Party from any liability which the Indemnifying Party may have to any Indemnified Party unless and to the extent the Indemnifying Party did not otherwise know of such action and such failure results in the forfeiture by the
Indemnifying Party of rights and defenses that would have had material value in the defense. The Indemnified Party(ies) shall have the right to employ its or their own counsel in any such case, but the fees and expenses of such counsel shall be at
the expense of the Indemnified Party unless (i) the employment of such counsel shall have been authorized in writing by the Indemnifying Party in connection with the defense of such action, (ii) the Indemnifying Party shall not have
employed counsel to have charge of the defense of such action within a reasonable time or (iii) such Indemnified Party(ies) shall have reasonably concluded (based on the advice of counsel) that counsel selected by the Indemnifying Party has an
actual conflict of interest or there are defenses available to the Indemnified Party(ies) which are different from those available to the Indemnifying Party (in which case the Indemnifying Party shall not have the right to direct the defense of such
action on behalf of the Indemnified Party(ies)), in any of which events such fees and expenses shall be borne by the Indemnifying Party and paid as incurred (it being understood, however, that the Indemnifying Party shall not be liable for the fees
and expenses of more than one separate firm of counsel (in addition to local counsel) for all Indemnified Party(ies) in any one action or series of related actions in the same jurisdiction representing the Indemnified Parties who are parties to such
action). Anything in this paragraph to the contrary notwithstanding, the Indemnifying Party shall not be liable for any settlement of any such claim or action effected without its written consent. The Indemnifying Party shall have the right to
settle any such claim or action for itself and any Indemnified Party so long as the Indemnifying Party pays any settlement payment and such settlement (i) includes a complete and unconditional release of the Indemnified Party from all losses,
expenses, claims, damages, injunctions, liability and other obligations with respect to any claims that are the subject matter of such action and (ii) does not include a statement as to, or an admission of, fault, culpability or a failure to
act by or on behalf of the Indemnified Party. 
 (d) If the indemnification provided for in this Section 8
is unavailable to an Indemnified Party in respect of any losses, expenses, liabilities or claims referred to therein, then each applicable Indemnifying Party, in lieu of indemnifying such Indemnified Party, shall contribute to the amount paid or
payable by such indemnified party as a result of such losses, expenses, liabilities or claims (i) in such proportion as is appropriate to reflect the relative benefits received by the Company, on the one hand, and FBR, on the other hand, from
the offering of the Shares or (ii) if the allocation provided by clause (i) above is not permitted by applicable law, in such proportion as is appropriate to reflect not only the relative benefits referred to in
clause (i) above but also the relative fault of the Company, on the one hand, and of FBR, on the other hand, in connection with the statements or omissions which resulted in such losses, expenses, liabilities or claims, as well as
any other relevant equitable considerations. The relative benefits received by the Company, on the one hand, and FBR, on the other hand, shall be deemed to be in the same proportion as the total proceeds from the offering (net of initial purchaser
discounts and commissions but before deducting expenses) received by the Company bear to the discounts and commissions and placement fees received by FBR. 

  
 27 

 
The relative fault of the Company, on the one hand, and of FBR, on the other hand, shall be determined by reference to, among other things, whether the untrue statement or alleged untrue
statement of a material fact or omission or alleged omission relates to information supplied by the Company or by FBR and the parties’ relative intent, knowledge, access to information and opportunity to correct or prevent such statement or
omission. The amount paid or payable by a party as a result of the losses, claims, damages and liabilities referred to above shall be deemed to include any legal or other fees or expenses reasonably incurred by such party in connection with
investigating or defending any claim or action. 
 (e) The parties hereto agree that it would not be just and
equitable if contribution pursuant to this Section 8 were determined by pro rata allocation or by any other method of allocation which does not take account of the equitable considerations referred to in subsection (d) above.
Notwithstanding the provisions of this Section 8, FBR shall not be required to contribute any amount in excess of the amount equal to its discounts and commissions and placement fees related to the Shares. No person guilty of fraudulent
misrepresentation (within the meaning of Section 11(f) of the Securities Act) shall be entitled to contribution from any person who was not guilty of such fraudulent misrepresentation. 

(f) The indemnity and contribution agreements contained in this Section 8 and the covenants, warranties and
representations of the Company contained in this Agreement shall remain in full force and effect regardless of any investigation made by or on behalf of FBR or its affiliates, or their respective directors, officers, representatives and agents, or
any person who controls FBR within the meaning of Section 15 of the Securities Act or Section 20 of the Exchange Act, or by or on behalf of the Company or their respective directors and officers or any person who controls the Company
within the meaning of Section 15 of the Securities Act or Section 20 of the Exchange Act, and shall survive any termination of this Agreement or the sale and delivery of the Shares. Each party to this Agreement agrees promptly to notify
the other party of the commencement of any litigation or proceeding against it and, in the case of the Company, against any of their respective officers and directors, in connection with the sale and delivery of the Shares, or in connection with the
Disclosure Package and/or Final Memorandum. 
 9. Notices. Except as otherwise herein provided, all statements, requests,
notices and agreements shall be in writing delivered by facsimile (with receipt confirmed), overnight courier or registered or certified mail, return receipt requested, or by telegram and: 

(a) if to FBR, shall be sufficient in all respects if delivered or sent to FBR Capital Markets & Co., 1001
Nineteenth Street North, Arlington, Virginia 22209, Attention: Compliance Department, (facsimile: 703-312-9698); with a copy to Hunton & Williams LLP, 951 East Byrd Street, Richmond, Virginia 23219, Attention: Daniel M. LeBey, Esq.
(facsimile: 804-788-8218); and 
 (b) if to the Company, shall be sufficient in all respects if delivered to the
Company at the offices of the Company at 9190 Priority Way West Drive, Suite 300, 

  
 28 

 
Indianapolis, Indiana 46240, Attention: James Cutillo (facsimile: 317-863-1239); with a copy to Robert W. Downes, Sullivan & Cromwell LLP, 125 Broad Street, New York, NY 10004
(facsimile: 212-291-9043) and a copy to Curt Hidde, Barnes & Thornburg LLP, 11 South Meridian Street, Indianapolis, Indiana, 46204 (facsimile: 317-231-7433). 
 10. Duties. Nothing in this Agreement shall be deemed to create a partnership, joint venture or agency relationship between the parties. FBR undertakes to perform such duties and obligations only
as expressly set forth herein. Such duties and obligations of FBR with respect to the Shares shall be determined solely by the express provisions of this Agreement, and FBR shall not be liable except for the performance of such duties and
obligations with respect to the Shares as are specifically set forth in this Agreement. The Company acknowledges and agrees that: (i) the purchase and sale of the Shares pursuant to this Agreement, including the determination of the offering
price of the Shares and any related discounts and commissions, is an arm’s-length commercial transaction between the Company, on the one hand, and FBR, on the other hand, and the Company is capable of evaluating and understanding and
understands and accepts the terms, risks and conditions of the transactions contemplated by this Agreement; (ii) in connection with each transaction contemplated hereby and the process leading to such transaction FBR is and has been acting
solely as a principal and is not the financial advisor, agent or fiduciary of the Company or its affiliates, stockholders, creditors or employees or any other party; (iii) FBR has not assumed and will not assume an advisory, agency or fiduciary
responsibility in favor of the Company with respect to any of the transactions contemplated hereby or the process leading thereto (irrespective of whether FBR has advised or is currently advising the Company on other matters); and (iv) FBR and
its affiliates may be engaged in a broad range of transactions that involve interests that differ from those of the Company and that FBR has no obligation to disclose any of such interests. The Company acknowledges that FBR disclaims any implied
duties (including any fiduciary duty), covenants or obligations arising from its performance of the duties and obligations expressly set forth herein. The Company hereby waives and releases, to the fullest extent permitted by law, any claims that
the Company may have against FBR with respect to any breach or alleged breach of agency or fiduciary duty. 
 11.
GOVERNING LAW; HEADINGS. THIS AGREEMENT SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW YORK, WITHOUT REGARD TO CONFLICTS OF LAWS PRINCIPLES THAT WOULD REQUIRE THE APPLICATION OF THE LAW OF ANY OTHER
STATE. The section headings in this Agreement have been inserted as a matter of convenience of reference and are not a part of this Agreement. Any right to trial by jury with respect to any action or proceeding arising in connection with or as a
result of this Agreement or any matter referred to herein is hereby waived by the parties hereto. 
 12. Parties at
Interest. The Agreement herein set forth has been and is made solely for the benefit of FBR and the Company and the controlling persons, directors, officers, representatives and agents referred to in Section 8 hereof, and their respective
successors, assigns, executors and administrators. No other person, partnership, 

  
 29 

 
association or corporation (including a purchaser of Shares, in its capacity as such, from the Company or FBR) shall acquire or have any right under or by virtue of this Agreement. 

13. Counterparts. This Agreement may be signed by the parties in counterparts, which together shall constitute one and the same
agreement among the parties. 
 [SIGNATURE PAGE FOLLOWS] 

  
 30 

 If the foregoing correctly sets forth the understanding among the Company and FBR, please so
indicate in the space provided below for the purpose, whereupon this letter shall constitute a binding agreement between the Company and FBR. 
  

			
	Very truly yours,
	
	STONEGATE MORTGAGE CORPORATION
		
	By:	 	 /s/ Barbara A. Cutillo

	Name:    Barbara A. Cutillo, CPA
	Title:      Chief Administrative Officer

 Accepted and agreed to as 
 of the date first above written: 
  

			
	FBR CAPITAL MARKETS & CO.
		
	By:	 	 /s/ Paul Dellisola

	Name:  Paul Dellisola
	Title:    Senior Managing Director

 [Signature Page to Purchase/Placement Agreement] 

 SCHEDULE A 
 LOCK-UP INDIVIDUALS 
 1. James J. Cutillo 

2. Dan J. Bettenburg 
 3. John F. Macke

 4. Barbara A. Cutillo 
 5. Bryan D.
Specht 
 6. Steve Landes 
 7. Eric M.
Scholtz 
 8. Robert Meachum 
 9. Kevin
B. Bhatt 
 10. James Gerard Brown 
 11.
Rich A. Mirro 
 12. Joseph Scott Mumphrey 
 13. Richard A. Kraemer 
 14. Sam Levinson 

  
 Schedule A

 EXHIBIT A 
 REGISTRATION RIGHTS AGREEMENT 

  
 Exhibit A

 EXHIBIT B 
 PRICING TERM SHEET 

  
 Exhibit B

 EXHIBIT C-I 
 FORMS OF OPINION AND DISCLOSURE LETTER 
 OF SULLIVAN & CROMWELL
LLP 

  
 Exhibit C-I

 EXHIBIT C-II 
 FORM OF OPINION OF BARNES & THORNBURG LLP 

  
 Exhibit C-II

 EXHIBIT D-I 
 FORM OF RICHEY MAY & CO. “COMFORT” LETTER 

  
 Exhibit D-I

 EXHIBIT E-I 
 FORM OF LOCK-UP AGREEMENT FOR DIRECTORS AND OFFICERS 

                    , 2013

 FBR Capital Markets & Co. 

1001 Nineteenth Street North, 18th Floor 

Arlington, Virginia 22209 
 Ladies and
Gentlemen: 
 The undersigned understands and agrees as follows: 

1. FBR Capital Markets & Co. (“FBR”) proposes to enter into a Purchase/Placement Agreement (the
“Agreement”) with Stonegate Mortgage Corporation, an Ohio corporation (the “Company”), providing for (a) the initial purchase by FBR of shares of the Company’s common stock, $0.01 par value per share, and
the resale of such shares by FBR to certain eligible purchasers, (b) the direct sale by the Company of shares of its common stock to certain accredited investors, and (c) an option for FBR to purchase or place additional shares of the
Company’s common stock either for resale by FBR to certain eligible purchasers or for direct sale by the Company to certain accredited investors (all of such shares of the Company’s common stock are collectively referred to as the
“Shares” and the transactions referred to in (a), (b) and (c) above are collectively referred to as the “Offering”), in each case, in transactions exempt from the registration requirements of the Securities Act
of 1933, as amended (the “Securities Act”). 
 2. In connection with the Offering and pursuant to the terms of
a Registration Rights Agreement to be entered into in connection with the closing of the Offering, the Company has agreed to file with the Securities and Exchange Commission one or more registration statements providing for the resale of the Shares
under the Securities Act. 
 3. In recognition of the benefit that the Offering will confer upon the undersigned and for other
good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged by the undersigned, the undersigned hereby agrees that, without the prior written consent of FBR (which consent may be withheld or delayed in FBR’s
sole discretion), he or she will refrain during the period commencing on the date of the Agreement and ending on the earlier of (x) the date that is 180 days after the effective date of the Company’s registration statement or (y) if
the Company files a registration statement relating to its initial public offering, the expiration of any lock-up period set forth in any lock-up agreement entered into by the undersigned in connection with the Company’s initial public
offering, from (i) offering, pledging, selling, contracting to sell, selling any option or contract to purchase, purchasing any option or contract to sell, granting any option, right or warrant for the sale of, lending or otherwise disposing of
or transferring, directly or indirectly, any equity securities of the Company, or any securities convertible into or exercisable or exchangeable for equity securities of the Company, or (ii) entering into any swap or other arrangement that
transfers to another, in 

  
 Exhibit E-I-1

 
whole or in part, directly or indirectly, any of the economic consequences of ownership of equity securities of the Company, whether any such transaction described in clause (i) or
(ii) above is to be settled by delivery of common stock of the Company or such other securities, in cash or otherwise. 

Notwithstanding the foregoing, subject to applicable securities laws and the restrictions contained in the Company’s articles of
incorporation and code of regulations, the undersigned may transfer any securities of the Company (including, without limitation, options, warrants, preferred stock and common stock issued to or purchased by the undersigned or held as of the date
hereof, and the securities obtainable thereunder upon exercise, conversion or reorganization) as follows: (i) pursuant to the exercise of any options held by or granted to the undersigned pursuant to the Company’s 2011 Omnibus Incentive
Plan, as amended; (ii) as a bona fide gift or gifts, provided that the donee or donees thereof agree to be bound in writing by the restrictions set forth herein; (iii) to any affiliate of the undersigned, which affiliate is a controlling
person of the undersigned or a person or entity controlled by the undersigned, provided that the transferee agrees to be bound in writing by the restrictions set forth herein; (iv) to any trust for the direct or indirect benefit of the
undersigned or the immediate family of the undersigned, provided that the trustee of the trust agrees to be bound in writing by the restrictions set forth herein; (v) any transfer required under any benefit plans or the Company’s amended
and restated code of regulations; (vi) as required by participants in the Company’s 2011 Omnibus Incentive Plan, as amended, in order to reimburse or pay federal income tax and withholding obligations in connection with vesting of
restricted stock grants or the exercise of stock options; or (vii) as collateral for any loan, provided that the lender agrees in writing to be bound by the restrictions set forth in herein. For purposes of this agreement, “immediate
family” shall mean any relationship by blood, marriage or adoption, not more remote than first cousin. 
 Notwithstanding
the foregoing, nothing shall prevent the undersigned from, or restrict the ability of the undersigned to, (i) purchase securities of the Company in a public or private transaction, purchase any exchange traded options or warrants based on
shares of our common stock, or purchase other publicly traded securities of or related to the Company on the open market, (ii) exercise any options, warrants or other convertible securities issued to or held by the undersigned, including those
granted under any benefit plan of the Company, (iii) exercising a put right or other rights granted pursuant to an employment agreement described in the Preliminary Memorandum, (iv) request the registration of any securities of the Company
held by the undersigned pursuant to the Registration Rights Agreements between the Company and FBR, for itself and for the benefit of the investors in the Offering, or (iv) sign a registration statement to be filed with the Securities and
Exchange Commission. 
 4. The undersigned acknowledges that FBR is relying on the agreements of the undersigned set forth
herein in making its decision to enter into the Agreement and to continue its efforts in connection with the Offering. 
 5.
GOVERNING LAW. THIS AGREEMENT SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW YORK, WITHOUT REGARD TO CONFLICTS OF LAWS PRINCIPLES THAT WOULD REQUIRE THE APPLICATION OF THE LAW OF ANY OTHER STATE.
Any right to trial by jury with respect to any action or proceeding arising in connection with or as a result of this Agreement or any matter referred to herein is hereby waived by the parties hereto. 

  
 Exhibit E-I-2

 6. This Lock-Up Agreement may be executed in one or more counterparts and delivered by
facsimile, each of which shall be deemed to be an original but all of which shall constitute one and the same agreement. 

[SIGNATURE PAGE FOLLOWS] 

  
 Exhibit E-I-3

 IN WITNESS WHEREOF, the undersigned has executed this Lock-Up Agreement, or caused this
Lock-Up Agreement to be executed, as of the date first written above. 
  

	
	Very truly yours,
	
	  

	Name:
	Title:
	
	  

	
	  

	(Address)

  
 Exhibit E-I-4

 EXHIBIT E-II 
 FORM OF LOCK-UP AGREEMENT 
 FOR STONEGATE INVESTORS HOLDINGS, LLC

                    , 2013

 FBR Capital Markets & Co. 

1001 Nineteenth Street North, 18th Floor 

Arlington, Virginia 22209 
 Ladies and
Gentlemen: 
 The undersigned understands and agrees as follows: 
 1. FBR Capital Markets & Co. (“FBR”) proposes to enter into a Purchase/Placement Agreement (the “Agreement”) with Stonegate Mortgage Corporation, an Ohio
corporation (the “Company”), providing for (a) the initial purchase by FBR of shares of the Company’s common stock, $0.01 par value per share, and the resale of such shares by FBR to certain eligible purchasers,
(b) the direct sale by the Company of shares of its common stock to certain accredited investors, and (c) an option for FBR to purchase or place additional shares of the Company’s common stock either for resale by FBR to certain
eligible purchasers or for direct sale by the Company to certain accredited investors (all of such shares of the Company’s common stock are collectively referred to as the “Shares” and the transactions referred to in (a), (b) and
(c) above are collectively referred to as the “Offering”), in each case, in transactions exempt from the registration requirements of the Securities Act of 1933, as amended (the “Securities Act”). 

2. In connection with the Offering and pursuant to the terms of a Registration Rights Agreement to be entered into in connection with the closing of the
Offering, the Company has agreed to file with the Securities and Exchange Commission one or more registration statements providing for the resale of the Shares under the Securities Act. 
 3. In recognition of the benefit that the Offering will confer upon the undersigned and for other good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged by the
undersigned, the undersigned hereby agrees that, without the prior written consent of FBR (which consent may be withheld or delayed in FBR’s sole discretion), it will refrain during the period commencing on the date of the Agreement and ending
on the date that is the earlier of (x) 180 days after the date of the Agreement or (y) the effective date of the first registration statement filed by the Company with the Securities and Exchange Commission whereby the Company will become
an issuer reporting under the Securities Exchange Act of 1934, as amended, from (i) offering, pledging, selling, contracting to sell, selling any option or contract to purchase, purchasing any option or contract to sell, granting any option,
right or warrant for the sale of, lending or otherwise disposing of or transferring, directly or indirectly, any equity securities of the Company, or any securities convertible into or exercisable or

  
 Exhibit E-II-1

 
exchangeable for equity securities of the Company, or (ii) entering into any swap or other arrangement that transfers to another, in whole or in part, directly or indirectly, any of the
economic consequences of ownership of equity securities of the Company, whether any such transaction described in clause (i) or (ii) above is to be settled by delivery of common stock of the Company or such other securities, in cash
or otherwise. 
 Notwithstanding the foregoing, subject to applicable securities laws and the restrictions contained in the
Company’s articles of incorporation and code of regulations, the undersigned may transfer any securities of the Company (including, without limitation, notes options, warrants, preferred stock and common stock, including any securities into
which the foregoing may be converted) as follows: (i) pursuant to the exercise or conversion of securities of the Company, including, without limitation, options, warrants, notes or preferred stock; (ii) as a bona fide gift or gifts,
provided that the donee or donees thereof agree to be bound in writing by the restrictions set forth herein; (iii) to any affiliate of the undersigned, which affiliate is a controlling person of the undersigned or a person or entity controlled
by the undersigned, provided that the transferee agrees to be bound in writing by the restrictions set forth herein; (iv) to any trust for the direct or indirect benefit of the undersigned, provided that the trustee of the trust agrees to be
bound in writing by the restrictions set forth herein; (v) as an indirect or direct distribution to stockholders, partners or members of the undersigned, provided that such stockholders, partners or members agree to be bound in writing by the
restrictions set forth herein; (vi) any transfer required under any benefit plans or the Company’s amended and restated code of regulations; (vii) as required by participants in the Company’s amended and restated stock incentive
plan in order to reimburse or pay federal income tax and withholding obligations in connection with vesting of restricted stock grants or the exercise of stock options or warrants; (viii) as collateral for any loan, provided that the lender
agrees in writing to be bound by the restrictions set forth in herein, or (vii) in or in connection with any merger, consolidation, combination or sale of all or substantially all the assets of the Company where all the shareholders will
receive equal consideration for their interests and in or in connection with any tender offer or other offer to purchase at least 90% of the equity securities of the Company. 
 Notwithstanding the foregoing, nothing shall prevent the undersigned from, or restrict the ability of the undersigned to, (i) purchase common stock or other securities of the of the Company, or
purchase exchange traded options or warrants based on the common stock of the Company, or other publicly traded securities of or related to the Company on the open market, (ii) exercise or convert any options, warrants or other convertible
securities issued to or held by the undersigned, including those granted under any benefit plan of the Company, (iii) request the registration of any securities of the Company held by the undersigned pursuant to any registration rights
agreements between the undersigned and the Company, or (iv) sign a registration statement to be filed with the Securities and Exchange Commission. 
 4. The undersigned acknowledges that FBR is relying on the agreements of the undersigned set forth herein in making its decision to enter into the Agreement and to continue its efforts in connection with
the Offering. 
 5. GOVERNING LAW. THIS AGREEMENT SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW
YORK, 

  
 Exhibit E-II-2

 
WITHOUT REGARD TO CONFLICTS OF LAWS PRINCIPLES THAT WOULD REQUIRE THE APPLICATION OF THE LAW OF ANY OTHER STATE. Any right to trial by jury with respect to any action or proceeding arising
in connection with or as a result of this Agreement or any matter referred to herein is hereby waived by the parties hereto. 
 6. This Lock-Up
Agreement may be executed in one or more counterparts and delivered by facsimile, each of which shall be deemed to be an original but all of which shall constitute one and the same agreement. 

[SIGNATURE PAGE FOLLOWS] 

  
 Exhibit E-II-3

 IN WITNESS WHEREOF, the undersigned has executed this Lock-Up Agreement, or caused this Lock-Up Agreement to
be executed, as of the date first written above. 
  

	
	Very truly yours,
	
	  

	Name:
	Title:
	
	  

	
	  

	(Address)

  
 Exhibit E-II-4

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