Document:

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                                                                  EXHIBIT 10.2.2

                                  ATTACHMENT A

                               STATEMENT OF WORK
                                    (NO. 1)

INTRODUCTION.

This Statement of Work (SOW) Number 1 outlines the activities to be performed by
ChoicePoint Public Records Inc. ("ChoicePoint") for Edentify, Inc. ("Edentify")
in support of the Master Services Agreement dated as of October 24, 2006 (the
"Agreement"). This Statement of Work proposes the scope of the engagement,
activities and engagement approach. Capitalized terms used herein and not
otherwise defined herein shall have the meanings ascribed to them in the
Agreement.

1. DEFINITIONS.

The following terms shall have the meanings set forth below when used in this
SOW:

1.1 "ASSESSMENT SERVER(s)" means one or more servers owned by ChoicePoint and
maintained within the ChoicePoint Data Center, which may have the Edentify
Assessment Module and the Edentify Key Generation Module installed, and with
which ChoicePoint shall support Edentify with the Keying and Identity Assessment
Processing. The Assessment Server(s) shall be high-performance Intel-based
computer(s) as described in Appendix B hereto.

1.2 "CHOICEPOINT DATABASES" or "CHOICEPOINT DATA" means the defined data files
for extract to the Edentify Reference Database, specifically, data aggregated
from the contractually allowable and agreed-upon Social Security Number-based
data sources as outlined by the "Scope of ChoicePoint Data Sources" found in
Appendix A hereto. From time to time, ChoicePoint may add or change data sources
by giving Edentify advance written notice of same.

1.3 "CHOICEPOINT DATA CENTER" means a data center location operated and
controlled by ChoicePoint to provide the services contemplated pursuant to this
SOW.

1.4 "CONFIRMING MATCH" means a Reference Record which is scored by the Identity
Assessment Processing as an acceptable variation of a given Input Record.

1.5 "EDENTIFY ASSESSMENT MODULE" means Edentify's proprietary algorithms and all
third party software required for Identity Assessment Processing.

1.6 "EDENTIFY DATABASE SERVER" means a server, owned by ChoicePoint and housed
within the ChoicePoint Data Center, which shall be used to store the Edentify
Reference Database.

1.7 "EDENTIFY EMPLOYEE(S)" means those individuals employed by Edentify as
full-time personnel.

1.8 "EDENTIFY KEY" means the unique identifier created by the Keying process.

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1.9 "EDENTIFY KEY GENERATION MODULE" means Edentify's proprietary algorithm for
Keying.

1.10 "EDENTIFY PRODUCTS" means those products or services offered by Edentify
that are derived from or incorporate any aspects of (a) the Identity Assessment
Processing or (b) the Edentify Key Generation and Update Services (each of the
foregoing being defined in Section 2.1 hereof) performed pursuant to this
Agreement; provided, that Edentify Products shall not include any ChoicePoint
Data.

1.11 "EDENTIFY REFERENCE DATABASE" means the database contained in the Edentify
Database Server and which stores the Edentify Keys derived from the defined
ChoicePoint Data sources and corresponding Reference Records.

1.12 "EFFECTIVE DATE" means the date in which this SOW document is agreed as
part of the Agreement.

1.13 "IDENTITY ASSESSMENT PROCESSING" means the processing, as set forth in this
SOW, of Edentify Keys contained in the Edentify Reference Database against Input
Records using the Edentify Assessment Module for the Rating of Input Records.

1.14 "IMPLEMENTATION DATE" means the date in which all required implementation
efforts are completed to allow for Edentify processing services to be available
for its clients.

1.15 "INPUT RECORDS" means the SSN/Name Pairings provided by Edentify that have
been derived from Edentify's customer's records, and which shall be input into
the Assessment Server(s) for Identity Assessment Processing. Input Records must
contain SSN/Name Pairings directly extracted from the records of Edentify's
customers, not permutations or variations thereof.

1.16 "KEYING" (OR "KEYED") means generation of identifiers, using the Edentify
Key Generation Module, that describes the contents of the Reference Record.

1.17 "POSSIBLE" OR "POSSIBLES" means all Confirming and Suspect Matches of an
Input Record to one or more Reference Records from the Edentify Reference
Database.

1.18 "RATING" refers to a step in the Identity Assessment Processing in which
the set of Possibles (each with an assigned Score) observed relative to each
Input Record are evaluated and assigned to categories of risk indicators to that
Input Record. The Rating process may be unique to each client or transaction
type and is incorporated into the reporting template.

1.19 "REFERENCE RECORD(s)" means the set of records, after extraction from the
ChoicePoint Data, associated with corresponding Edentify Keys derived from the
Edentify Reference Database, each of which is to include: (i) Social Security
Number; (ii) Full Name; (iii) number of occurrences of the SSN/Name Pairing in
the Edentify Reference Database; (iv) the source of the SSN/Name Pairing; (v)
the date that the first occurrence of such SSN/Name Pairing was established with
ChoicePoint or its data provider; and (vi) the last date such SSN/Name Pairing
was established, confirmed or updated with ChoicePoint or its data provider.
From three to five Edentify Keys may be generated for each record from the
Edentify Reference Database.

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1.20 "SCORE" means a numerical attribute assigned to each similar Reference
Record during the first stage of the Identity Assessment Processing reflecting
that Reference Record's similarity to the Input Record. The resulting Score is
used to determine the Possibles.

1.21 "SYSTEM" means the entire data extract and hosting services solution,
including server hardware, operating system software (excluding the Edentify Key
Generation Module provided by Edentify), and data center needs necessary for the
development, implementation and maintenance of the Edentify Database Server,
Assessment Server(s), and Edentify Reference Database, as outlined in the
Network/Hardware Requirements Diagram & Server Hardware List in Appendix B.

1.22 "SSN/NAME PAIRING" means a unique coupling of a social security number and
a full name that either Party obtains from a data source.

1.23 "SUSPECT MATCH" means an Input Record which has a corresponding SSN/Name
Pairing in the ChoicePoint Databases relative to an Input Record which is Scored
by the Identity Assessment Processing as an unacceptable variation of the Input
Record and which is flagged by the Identity Assessment Processing as a potential
subject of manipulation.

2. SCOPE OF WORK.

Development

2.1 ChoicePoint shall develop an implementation work plan to fit the schedule
outlined in Section 2.2 below, subject to input and review by Edentify.
ChoicePoint and Edentify will work together to develop and sign mutually-agreed
written case-based testing protocols for the following milestones:

     (1)  Edentify approval of hardware / software received and installed in
          accordance with specifications and diagram on Appendix B;

     (2)  Edentify approval of sample extract provided for Identity Assessment
          Processing within Reference Database;

     (3)  Edentify approval of initial production data load processing; and

     (4)  Edentify approval of ongoing data update processing.

The following high level development work breakdown structure shall apply:

     Infrastructure
                        Acquire HW/SW
                        Build Environment

     Data Build Stage
                        Extract from Prod
                        Analysis/Design
                        Raw to Common Development
                        Cleaning & Aggreg Development
                        Testing
                        Raw to Common Processing
                        Aggregate and Cleansing Processing
                        Load

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                        User Acceptance Testing

     Update Stage
                        Delta Process Development
                        Testing
                        Production Automation

2.2 The estimated duration for the project phases of this engagement are listed
below. ChoicePoint will determine the overall development schedule based upon
the dependencies between the project teams.

     Phases 1 - 2: Including Credit Bureau and CP Proprietary Data   17 weeks
     Phase 3: Final Production Environment Build & Edentify
        testing/review                                                2 weeks
     Phase 4: Addition of Bankruptcy, Drivers License, Bankruptcy,
        Lien, and Judgment files.                                     3 weeks

          Note: Durations follow in time sequence immediately after the
          Effective Date of the Agreement.

The parties acknowledge that the foregoing schedule is merely an estimate. In
the event that Edentify or ChoicePoint fails to perform any obligations
hereunder or causes any other delays, the foregoing schedule shall be adjusted
accordingly by mutual written agreement of the parties.

2.3 ChoicePoint shall perform the following System hosting services: ChoicePoint
shall establish a data extract and hosting services solution for Edentify,
providing for Edentify Products availability through the System defined above.
The Edentify Database Server and Assessment Server(s) shall be housed within a
secured ChoicePoint Data Center and shall only be accessible by ChoicePoint, its
employees and agents, and Edentify Employees in accordance with Section 2.14 of
this SOW. ChoicePoint shall apply data translation tasks including data
cleansing required for load into Edentify Reference Database. ChoicePoint shall
be responsible for the commercially reasonable maintenance of the Edentify
Database Server throughout the Term of this SOW, including backup and recovery,
replacing failed disk or hardware, and supporting Edentify in application of
security and operating system patches. Each Assessment Server shall be connected
via a high speed connection to the Edentify Database Server.

Initial System Acceptance

2.4 ChoicePoint and Edentify will jointly develop the testing plans and
supporting test scripts for acceptance of the System. ChoicePoint shall review
on at least a monthly basis with Edentify the project status and solicit
documented feedback from Edentify regarding acceptance or identification of any
issues. ChoicePoint may notify Edentify when ChoicePoint believes, in good
faith, completion of development has occurred and the System should be accepted
(hereinafter, "Completion"). Upon Completion of the services provided herein and
the mutually agreed upon acceptance tests (as applicable), Edentify shall
execute and deliver to ChoicePoint a Certificate of Acceptance, indicating its
acceptance of the services and system, in a reasonably mutually agreeable form.
If Edentify does not agree Completion has occurred, it shall generate in
coordination with ChoicePoint, within three (3) business days, one final written
"punchlist" of items to be completed in accordance with this SOW, specifying in
reasonable detail which items in this SOW that ChoicePoint has not completed
(the "Punchlist").

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ChoicePoint shall use its commercially reasonable efforts to complete the items
on the Punchlist as soon as practical and certify such completion to Edentify in
writing. Once the items on the Punchlist have been completed, without prompt
written objection by Edentify and in accordance with the relevant provisions of
this SOW, final acceptance shall have been deemed to have occurred and
ChoicePoint shall be entitled to receive the Certificate of Acceptance and
payment of the monthly fees shall then begin. If, however, at any time before
final acceptance, Edentify is using the System to process transactions for
Edentify customers or prospective customers, then ChoicePoint shall be entitled
to receive payment of the monthly fees.

Acceptance of System Updates

2.5 ChoicePoint will provide, on a monthly basis, a data extract that will
update the Edentify Reference Database, including any changes, additions or
deletions to the ChoicePoint Data. ChoicePoint and Edentify will jointly
develop, as promptly as reasonably possible in accordance with scheduled
delivery dates pursuant to Edentify's agreements with customers as communicated
to ChoicePoint in advance in writing, the testing plans and supporting test
scripts for acceptance of updates to the System. In the event there are
anticipated to be any delays to such schedule as a result of anything to the
knowledge of ChoicePoint, ChoicePoint will promptly communicate those issues to
Edentify and use commercially reasonable efforts to resolve same in cooperation
with Edentify.

2.6 ChoicePoint shall review on at least a monthly basis with Edentify the
status of updates and solicit documented feedback from Edentify regarding
acceptance or identification of any issues. ChoicePoint will notify Edentify, in
writing, when ChoicePoint believes, in good faith, completion of the update has
occurred (hereinafter, "Update Completion"). Upon Update Completion and the
mutually agreed upon acceptance tests (as applicable), Edentify shall execute
and deliver to ChoicePoint a written document indicating its acceptance of the
update services, in a reasonably mutually agreeable form. If Edentify does not
agree Update Completion has occurred, it shall generate in coordination with
ChoicePoint, within three (3) business days, one final written "punchlist" of
items to be completed in accordance with this SOW, specifying in reasonable
detail which items in this SOW that ChoicePoint has not completed (the "Update
Punchlist"). ChoicePoint shall use its commercially reasonable efforts to
complete the items on the Update Punchlist as soon as practical and certify such
completion to Edentify in writing. Once the items on the Update Punchlist have
been completed, without prompt written objection by Edentify and in accordance
with the relevant provisions of this SOW, final acceptance of the Update
Completion shall have been deemed to have occurred.

System Support

2.7 Following Completion (as determined and agreed to by both parties),
ChoicePoint will design and implement a support process for maintaining Edentify
customer communications and escalation (the "Support Process"), which shall be
agreeable to Edentify and shall be implemented no later than seven (7) days
following the delivery of the Certificate of Acceptance (as specified in Section
2.4 above). The Support Process shall also allow for the System to generate
outbound SMTP messages by Edentify applications to Edentify customers,
supervised visitation of authorized Edentify Employees to the ChoicePoint Data
Center and call-in access to ChoicePoint for prompt reasonable assistance, when
necessary, to assist in diagnosing problems when they occur. ChoicePoint will
not provide end user support for Edentify customers. ChoicePoint will not be
liable for Edentify customer complaints regarding performance or capability.

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2.8 ChoicePoint support staff, with technical skill, knowledge and experience
appropriate to the issue raised, shall accept and respond to reasonable
questions and issues from Edentify associated with the services described in
this SOW. These include requests for assistance with:

     -    Data-related questions

     -    Functionality questions

     -    Other questions not related to the technical support services

     -    Communication problems

     -    Network issues

     -    Security issues

     -    System administration issues

2.9 Edentify shall designate and provide at least one technical contact who has
adequate technical skills, knowledge and experience with the Products to act as
a liaison between ChoicePoint technical support personnel and Edentify for all
technical requests. ChoicePoint's technical support staff will determine the
cause of the problem and coordinate the resolution with appropriate technology
personnel of ChoicePoint and Edentify's technical contact. In the event that the
technical staff are unable to resolve the problem or other dispute arises, the
matter shall be elevated to the ChoicePoint account executive and Edentify
management representative for resolution.

Ongoing System Provisions

2.10 ChoicePoint shall assist Edentify with developing a contingency plan as
part of the implemented solution to address unexpected outage situations.
Detailed disaster recovery planning and implementation of recovery sites and
systems are outside the scope of this agreement. ChoicePoint will provide (a)
nightly backup services to tape for transactional databases and (b) monthly data
backup services to tape for extracts (prior to an update) and recovery from same
as part of this SOW.

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2.11 At no time shall Edentify have access to the contents of the ChoicePoint
Databases. At no time shall Edentify have access to ChoicePoint-extracted
SSN/Name/DOB/DL data, the Edentify Reference Database, or the Edentify Database
Server, except where ChoicePoint-controlled and monitored access shall be
provided to Edentify under Section 2.14 of this SOW for running the applications
or to address troubleshooting the applications, loading data or updating the
applications (i.e., through the Assessment Server, Edentify Database Server, or
Edentify Reference Database), along with implementation, maintenance and support
issues specifically to validate that Edentify Products, including Input Records
and Score, are running properly. Edentify shall have a royalty-free right, title
and license to all trends, statistics and know-how created or derived through
the application of Edentify technology by Edentify pursuant to this SOW (but
expressly excluding any ChoicePoint Data or ChoicePoint Databases).

2.12 From time to time, Edentify shall receive the right to provide, for
demonstration purposes jointly with ChoicePoint, to those prospects or customers
for which Edentify conducts an assessment (and that have permissible use),
examples of manipulations of high-risk candidates. The number of aforementioned
examples shall be less than twelve (12) candidates per prospect or customer that
includes manipulation instances from the ChoicePoint Database.

In order to distribute this data, all Edentify prospects or customers who are
existing ChoicePoint clients shall be confirmed as previously credentialed by
ChoicePoint before receiving access to this data, which shall be provided
directly from ChoicePoint to such credentialed client. All other Edentify
prospects or customers who are not existing ChoicePoint clients shall be
required to pass ChoicePoint credentialing procedures before receiving access to
this data, which shall be provided directly from ChoicePoint to such
credentialed client, and shall also sign a trial Subscriber Application and
Service Agreement with ChoicePoint before receiving access to this data. This
data shall be provided as part of Edentify's standard customer Assessment Report
directly from ChoicePoint to such credentialed client. The parties shall
promptly cooperate to develop the format of and procedure for the delivery of
the Assessment Report containing this data to the Edentify prospective
customers. The parties shall finalize same prior to the date of Completion.
Nothing contained in this paragraph shall be deemed, however, to permit
ChoicePoint to contravene Edentify's rights in respect of marketing and sales to
such prospects as set forth in that certain Independent Sales Agent Agreement by
and between ChoicePoint and Edentify, dated as of October 3, 2006.

2.13 At all times during the term of this SOW, ChoicePoint shall provide
Edentify Employees with managed on-site access with up to two (2) restricted PC
terminals, restricted laptop PCs provided by Edentify or Virtual Private Network
(VPN) access described below. The PC terminals, laptops and VPN access shall be
subject to restrictions required by ChoicePoint and security policies and
procedures to protect information. The PC terminals and laptops will not include
(or shall disable) the following: floppy drives, USB ports, internet
connectivity, or ChoicePoint network access. The PC terminals and laptops shall
have a segregated method to access the Edentify Reference Database, Assessment
Server, Edentify Assessment Module, Edentify Key Generation Module, and Edentify
Database Server.

2.14 (a) With respect to the development environment, ChoicePoint will provide
the Edentify Employees with full access to the Reference Records, Edentify
Reference Database, Assessment Server, Edentify Assessment Module, Edentify Key
Generation Module, Score and Edentify Database Server including read-write and
query capability, either by secure remote access via a VPN, through the physical
PC terminals onsite or portable PCs, subject to Section 2.13 above.

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     (b) With respect to the production environment in response to Edentify
customer matters or application issues, for the purposes of analysis of results,
formation of client reports, and management of the applications (i.e., more
specifically the candidate input file, and results information), Edentify
Employees shall receive secure read-only access with query capabilities through
physical PC terminals onsite, portable PCs and secure remote access via VPN
concentrator linked to the Reference Records, Edentify Reference Database,
Assessment Server, Edentify Assessment Module, Edentify Key Generation Module,
Score and Edentify Database Server, subject to Section 2.13 above and the
requirement that Edentify shall not store or save the results of such queries
for more than thirty (30) days.

2.15 Edentify Employees shall be subject to and must comply with all applicable
ChoicePoint policies, procedures, and other requirements involving the
credentialing and background screening requirements of ChoicePoint regarding
on-site vendors.

2.16 ChoicePoint shall not use the Input Records or other customer data provided
by Edentify pursuant to this SOW or the Agreement for any purpose not
specifically permitted hereby, and shall not integrate such information into the
ChoicePoint Databases for any purpose.

2.17 Edentify shall provide ChoicePoint with any changes or updates to the
Edentify Key Generation Module or Edentify Assessment Module via portable media,
and ChoicePoint shall, upon the reasonable request of Edentify, upload such
changes or updates pursuant to the instructions provided by Edentify. Upon
completion of the upload, ChoicePoint shall destroy or return such portable
media to Edentify. To the extent that ChoicePoint or its agents perform such
uploading in accordance with the instructions provided by Edentify, ChoicePoint
shall have no liability for any errors or other problems that are attributable
to such upload process or errors or problems inherent to the Edentify Key
Generation Module or Edentify Assessment Module. If Edentify modifies the
Edentify Key Generation Module or Edentify Assessment Module such that
ChoicePoint is required to reload the Edentify Reference Database, there will be
an additional charges following the pricing structure outlined in Section 5.3
regarding Fees, provided however, that Edentify's or any other modifications do
not result from errors in the ChoicePoint Data representing deviations from the
technical specifications provided by Edentify to ChoicePoint and/or described in
Sections 2.1 or 2.2 of this SOW.

2.18 In the event Edentify customer volume materially exceeds operational
capacity of the equipment ordered based on Edentify specifications to
ChoicePoint and as attached hereto, or as later amended by the parties in
writing, Edentify will fund all necessary purchases and upgrades to maintain
levels of performance acceptable to Edentify. No breach by ChoicePoint shall
occur if Edentify refuses to fund additional hardware required to support
increased volume levels. No breach by ChoicePoint shall occur if Edentify
refuses to accept the ChoicePoint recommended technical approach for the
hardware.

2.19 Notwithstanding any other statement contained herein, Edentify shall not,
at any time: (i) retain or store any Edentify Keys derived from the ChoicePoint
Databases; (ii) use the Edentify Keys or any data received from ChoicePoint
hereunder to create a referential database to the ChoicePoint Databases; or
(iii) use any of the services or data provided by ChoicePoint hereunder to
develop a competing product to ChoicePoint's Databases or services. Furthermore,
Edentify shall not attempt to derive any ChoicePoint Data from the reverse
engineering or other analysis of the Edentify Keys derived from the ChoicePoint
Databases.

2.20 Materially new requirements or material changes in requirements will be
handled within the current ChoicePoint change/issue management procedures
provided separately to Edentify, and may require a separate SOW to be written,
approved, and funded by Edentify. Any items

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which impact the work effort will be reviewed by the ongoing Edentify designated
point of contact with the ongoing ChoicePoint account manager. If the work
effort or time line increases due to new items or issues, ChoicePoint will
submit the appropriate SOW for additional charges. No work will proceed on such
SOW unless executed by authorized representatives of both parties.

2.21 Edentify shall follow the ChoicePoint defined change management processes
for application maintenance and releases which shall be provided to Edentify in
writing as soon as practicable after release by ChoicePoint management. Edentify
staff shall participate in the change notification process for applicable
changes that may impact the ChoicePoint Data Center.

2.22 ChoicePoint shall schedule data extract of defined data sources to avoid
any interference with existing ChoicePoint products and solutions that also
access the data sources; provided, however, that such scheduling does not
materially interfere with Edentify's obligations to its customers. Such data
extract updates to the Edentify Reference Database shall take place at least
twelve times per calendar year. The Edentify Reference Database shall be backed
up prior to such updates.

2.23 Edentify shall prepare and provide training, with ChoicePoint approval, to
ChoicePoint assigned technical personnel to support the Assessment Server,
Edentify Reference Database, Edentify Assessment Module, and Edentify Key
Generation Module. ChoicePoint and Edentify shall implement defined processes
for ChoicePoint interaction with Edentify staff providing code updates and all
other required maintenance tasks as outlined in the Roles and Responsibilities
Matrix in Appendix C.

2.24 Each party shall, on an ongoing basis, (a) timely review and comment in
writing on relevant documents and other submissions by a party to the other
party and will respond in writing to questions from such party as soon as
possible, but in any event within three (3) days of the receipt thereof, (b)
provide such party with full access to employees of such party and documentation
in that party's possession that are reasonably needed by a party to fulfill its
obligations hereunder, (c) reasonably cooperate with and assist that party in
its performance of its obligations hereunder, (d) complete acceptance and
testing activities as and when necessary, and (e) provide that party with
accurate and complete information and instructions that are necessary for that
party to perform its obligations hereunder.

3 GENERAL PROVISIONS.

3.1 The permissible use of ChoicePoint's non-FCRA data through Edentify's
Products must meet legal requirements for non-FCRA business use by Edentify
customers/clients.

3.2 Edentify access to ChoicePoint's Data Center and the ChoicePoint Data (if
any) must comply with applicable terms stipulated in ChoicePoint's agreements
with its data vendors.

3.3 Edentify will not return any ChoicePoint Data to Edentify's
customers/clients.

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3.4 ChoicePoint's Security & Audit teams shall be allowed all necessary review
and supervision of the installed infrastructure including Assessment Server(s),
Edentify Assessment Module, and Edentify Reference Database. Additionally,
ChoicePoint technical staff shall receive reasonably required access upon
written request by Edentify to specifically investigate a technical issue.

3.5 ChoicePoint staff shall not be permitted to view or access the Edentify
Assessment Module or Edentify Key Generation Module, except as contemplated in
Sections 2.1, 2.8 and 3.4 above, and shall not be permitted to view or access
Edentify data created from the ChoicePoint Databases. When such access is
permitted by Edentify in accordance with the aforementioned sections, the
applicable ChoicePoint staff shall be subject to all confidentiality
requirements set forth in the Agreement or this SOW and ChoicePoint may be
requested by Edentify to ensure that such staff have executed a confidentiality
agreement that is sufficient to protect Edentify's rights to the affected
intellectual property and proprietary information.

4 LICENSE.

Edentify hereby grants to ChoicePoint, a revocable (only to the extent this SOW
is terminable pursuant to the Agreement), world-wide, paid-up, non-transferable,
royalty-free restricted license, without the right to sublicense, to use the
Edentify Key Generation Module and the Edentify Assessment Module, and any
changes or updates thereto, during the Term of this SOW solely for purposes of
performing the Services contemplated herein.

5 FEES.

5.1 In consideration for the development and implementation of the Edentify
Database Server, Assessment Server(s), and required operating infrastructure,
and the initial run of the Edentify Key Generation Service, Edentify shall pay
to ChoicePoint a Fee as described below (the "Implementation Fee"). The
Implementation Fee shall be the amount of $300,000.00, with $150,000.00 payable
upon the execution of the Agreement and this SOW, and the remaining 150,000.00
payable upon the acceptance or production use of the System as provided in
Section 2.4 hereof.

5.2 In addition, during the Term, beginning upon the acceptance or production
use of the System as provided in Section 2.4 hereof, Edentify shall pay to
ChoicePoint a monthly services fee in the amount of $83,000.00. Such fees shall
be billed monthly in advance and payable within thirty-five (35) days of the
date of the invoice (and the first months' fee shall be pro-rated). If this SOW
is extended as provided in Section 6 hereof, for each one (1) year renewal Term,
the monthly services Fee will be five percent (5%) more than the previous year's
monthly services Fee unless additional fees are mutually agreed.

5.3 In addition, from time to time, upon request by Edentify for provider
services from ChoicePoint to support additional technology hardware which may be
installed pursuant to Section 2.18 hereof, ChoicePoint shall directly pass along
charges for purchase costs incurred as well as technical resource installation
charges on an hourly basis @$125 per hour per resource.

5.4 In the event that Edentify exercises its right to terminate this SOW under
Section 9.10 of the Agreement at any time during the first fourteen (14) months
of the monthly service fees for any reason other than a change in ChoicePoint
policy or a material uncured breach of the Agreement or this SOW by ChoicePoint,
then Edentify shall pay to ChoicePoint a termination fee in the amount of
$48,333 for each month remaining during such fourteen-month period for

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which Edentify had not yet paid the monthly service fee. For example, if
Edentify terminates after payment of eight (8) months of monthly service fees,
then Edentify would owe ChoicePoint a termination fee in the amount of $289,998
(6 X $48,333). In the event that Edentify exercises its right to terminate this
SOW under Section 9.10 of the Agreement at any time as a result of a change in
ChoicePoint policy, then Edentify shall not owe a termination fee to
ChoicePoint.

6 TERM.

Unless earlier terminated as provided in the Master Agreement, the term of this
SOW (the "Term") shall be three (3) years, which shall begin concurrently with
the start of the monthly service fees in Section 5.2 above and continue
thereafter. The Term shall automatically renew for successive one (1) year
renewal Terms unless either Party notifies the other Party in writing that it
intends not to renew at least ninety (90) days prior to the expiration of the
initial Term or any renewal Term or this SOW is otherwise terminated as provided
in the Agreement.

7 COOPERATION WITH SALES EFFORTS.

During the term of this SOW, ChoicePoint shall, upon reasonable request and to
the extent commercially reasonable and in compliance with ChoicePoint's security
policies and procedures (including security procedures), cooperate with
Edentify's sales efforts of Edentify Products, including promptly completing
security questionnaires required by certain of Edentify's customers, and (ii)
providing copies of ChoicePoint's security procedures to certain of Edentify's
customers. Additionally, in ChoicePoint's sole reasonable discretion, on a case
by case basis, ChoicePoint may allow certain Edentify customers to conduct a
site visit of ChoicePoint's facilities in accordance with ChoicePoint's security
policies and procedures; provided, however, that ChoicePoint shall notify
Edentify of ChoicePoint's decision regarding whether such site visit shall be
permitted as promptly as reasonable in light of the circumstances, but in no
event later than one (1) week from the date of request to ChoicePoint.

8 CERTIFICATION OF PERMISSIBLE USE

Edentify shall only use the Edentify Products and information contained therein
in connection with its provision of fraud detection consulting services to its
customers, and may not sell or otherwise make available the products provided
hereunder to any consumer-individual or member of the general public.

ACCEPTANCE OF STATEMENT OF WORK

The signing of this agreement signifies the acceptance of the terms and
conditions as specified in this SOW.

ChoicePoint Public Records Inc.         Edentify, Inc.

/s/ Greg Birge                          /s/ Terrence DeFranco
-------------------------------------   ----------------------------------------
(By)                                    (By)

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ChoicePoint Public Records, Inc.        Edentify, Inc.
(Company Name)                          (Company Name)

10/30/06                                10/26/06
(Date)                                  (Date)

Gregory M. Birge                        Terrence DeFranco
(Print or Type Name)                    (Print or Type Name)

V.P., Asst. General Counsel             CEO
(Title)                                 (Title)

                                                                         Page 12exv10w2

 

AGREEMENT TO AMEND

     AGREEMENT dated May 30, 2006 among Sovereign Bancorp, Inc., a Pennsylvania corporation (the
“Corporation”), and Joseph P. Campanelli (the “Executive”).

     WHEREAS, the Corporation entered into an Employment Agreement with Executive dated as of
January 30, 2003 (the “Employment Agreement”); and

     WHEREAS, the Corporation has entered into an Investment Agreement with Banco Santander Central
Hispano, S.A. dated October 24, 2005, and amended November, 22, 2005 (the “Investment Agreement”);
and

     WHEREAS, pursuant to the terms of the Investment Agreement, each of the Corporation and
Executive desires to amend the Employment Agreement to modify the definition of Change in Control
in certain respects.

     NOW, THEREFORE, in consideration of the foregoing and the mutual covenants set forth herein,
the parties hereto agree as follows:

     1. Amendment of Employment Agreement.

     Effective as of the date hereof, the following amendment to the Employment Agreement shall
become effective and the modifications to the Employment Agreement set forth herein shall be
incorporated into the terms of Employment Agreement as follows:

     (a) Section 5(b) shall be amended to read as follows:

          (b) As used in this Agreement, “Change in Control” means the first to occur of any of the
following events:

     (i) any “Person” (as such term is used in Sections 13(d) and 14(d) of the
Securities Exchange Act of 1934, as amended), except for any of SBI’s employee
benefit plans, or any entity holding SBI’s voting securities for, or pursuant to,
the terms of any such plan (or any trust forming a part thereof) (the “Benefit
Plan(s)”), is or becomes the beneficial owner, directly or indirectly, of SBI’s
securities representing 19.9% or more of the combined voting power of SBI’s then
outstanding securities, other than: (A) pursuant to a transaction excepted in Clause
(iii) or (iv); or (B) pursuant to a Buyer Acquisition Transaction (as defined in the
Investment Agreement (the “Investment Agreement”), between SBI and Banco Santander
Central Hispano, S.A., dated as of October 24, 2005, as amended as of November 22,
2005) effectuated in accordance with the terms of the Investment Agreement other
than a Buyer Acquisition Transaction contemplated in Sections 8.06 through 8.08 and
8.10 of the Investment Agreement;

     (ii) there occurs a contested proxy solicitation of SBI’s shareholders that
results in the contesting party obtaining the ability to vote securities

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representing 19.9% or more of the combined voting power of SBI’s then outstanding
securities;

     (iii) a binding written agreement is executed (and, if legally required,
approved by SBI’s shareholders) providing for a sale, exchange, transfer or other
disposition of all or substantially all of the assets of SBI or of Sovereign Bank to
another entity, except to an entity controlled directly or indirectly by SBI;

     (iv) the shareholders of SBI approve a merger, consolidation, or other
reorganization of SBI, unless:

     (A) under the terms of the agreement approved by SBI’s shareholders
providing for such merger, consolidation or reorganization, the
shareholders of SBI immediately before such merger, consolidation or
reorganization, will own, directly or indirectly immediately following
such merger, consolidation or reorganization, at least 51% of the combined
voting power of the outstanding voting securities of SBI resulting from
such merger, consolidation or reorganization (the “Surviving Corporation”)
in substantially the same proportion as their ownership of the voting
securities immediately before such merger, consolidation or
reorganization;

     (B) under the terms of the agreement approved by SBI’s shareholders
providing for such merger, consolidation or reorganization, the
individuals who were members of the Board of Directors of SBI immediately
prior to the execution of such agreement will constitute at least 51% of
the members of the board of directors of the Surviving Corporation after
such merger, consolidation or reorganization; and

     (C) based on the terms of the agreement approved by SBI’s
shareholders providing for such merger, consolidation or reorganization,
no Person (other than (A) SBI or any Subsidiary of SBI, (B) any Benefit
Plan, (C) the Surviving Corporation or any Subsidiary of the Surviving
Corporation, or (D) any Person who, immediately prior to such merger,
consolidation or reorganization had beneficial ownership of 19.9% or more
of the then outstanding voting securities) will have beneficial ownership
of 19.9% or more of the combined voting power of the Surviving
Corporation’s then outstanding voting securities;

     (v) a plan of liquidation or dissolution of SBI, other than pursuant to
bankruptcy or insolvency laws, is adopted;

     (vi) during any period of two consecutive years, individuals, who at the
beginning of such period, constituted the Board of Directors of SBI cease for any
reason to constitute at least a majority of the Board of Directors of SBI unless the

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election, or the nomination for election by SBI’s shareholders, of each new director
was approved by a vote of at least two-thirds of the directors then still in office
who were directors at the beginning of the period; or

     (vii) the occurrence of a Triggering Event within the meaning of the Second
Amended and Restated Rights Agreement, between SBI and Mellon Investor Services LLC,
as rights agent, dated as of January 19, 2005, as amended on October 24, 2005, and
as it may be further amended from time to time.

Notwithstanding Clause (i), a Change in Control shall not be deemed to have occurred
if a Person becomes the beneficial owner, directly or indirectly, of SBI’s
securities representing 19.9% or more of the combined voting power of SBI’s then
outstanding securities solely as a result of an acquisition by SBI of its voting
securities which, by reducing the number of shares outstanding, increases the
proportionate number of shares beneficially owned by such Person to 19.9% or more of
the combined voting power of SBI’s then outstanding securities; provided, however,
that if a Person becomes a beneficial owner of 19.9% or more of the combined voting
power of SBI’s then outstanding securities by reason of share purchases by SBI and
shall, after such share purchases by SBI, become the beneficial owner, directly or
indirectly, of any additional voting securities of SBI (other than as a result of a
stock split, stock dividend or similar transaction), then a Change in Control of SBI
shall be deemed to have occurred with respect to such Person under Clause (a). In
no event shall a Change in Control of SBI be deemed to occur under Clause (a) with
respect to Benefit Plans.

     2. Effectiveness of the Terms of this Agreement.

     (a) Operative Effect Dependent on Closing of Investment Agreement. The operative effect of
this amendment to the Employment Agreement is subject to the occurrence of the Closing (as such
term is defined in the Investment Agreement). If the Closing does not occur, this amendment to the
Employment Agreement shall be null and void ab initio.

     (b) Binding on Executive. Notwithstanding anything to the contrary, Executive’s agreements
hereunder are binding, subject only to the occurrence of the Closing, and Executive has no right to
revoke, rescind or otherwise terminate or modify Executive’s agreements hereunder.

     3. Applicable Law.

     This amendment to the Employment Agreement shall be governed by and construed in accordance
with the domestic laws (but not the law of conflict of laws) of the Commonwealth of Pennsylvania.

     4. Representations and Warranties.

     The parties hereto represent and warrant to each other that they have carefully read this
amendment to the Employment Agreement and consulted with respect thereto with their respective
counsel, and that each of them fully understands the content of this amendment to the

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Employment Agreement and its legal effect. Each party hereto also represents and warrants
that this amendment to the Employment Agreement is a legal, valid and binding obligation of such
party which is enforceable against such party in accordance with its terms.

     5. Successors and Assigns.

     This amendment to the Employment Agreement shall be binding upon, inure to the benefit of and
be enforceable by the parties hereto and their respective heirs, legal representatives, successors
and assigns. The Corporation shall require any successor (whether direct, indirect, by purchase,
merger, consolidation or otherwise) to all or substantially all of the business or assets of the
Corporation to expressly assume and agree to perform this amendment to the Employment Agreement, in
the same manner and to the same extent that the Corporation would be required to perform it if no
such succession had taken place, unless the provisions hereof will be binding upon such successor
by operation of law.

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     IN WITNESS WHEREOF, the parties have executed this amendment to the Employment Agreement
effective as of the 30th day of May, 2006.

	 	 	 	 	 
	 	SOVEREIGN BANCORP, INC.

 	 
	 	/s/  Jay S. Sidhu
 	 
	 	By: Jay S. Sidhu	 
	 	Title: 
President and Chief Executive Officer 	 

	 	 	 	 	 
	 	EXECUTIVE

 	 
	 	/s/  Joseph P. Campanelli
 	 
	 	Joseph P. Campanelli 	 
	 	 	 
	 

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