Document:

Innovative Designs, Inc. Exhibit 10.2

Exhibit 10.2 Exclusive Agency, Distribution and Marketing Agreement
between RMF Global, Inc. and Mr. Ko-Myung Kim.

                 EXCLUSIVE LICENSE AND MANUFACTURING AGREEMENT

This Agreement is effective as of November 25, 2002, (referred to herein as the
"Agreement") by and between Ko-Myung Kim, a citizen of the country of Korea with
his principal place of business at 20-7 Chung-Dong, Kwacheon City, Korea, and
RMF Global, Inc., a corporation organized under the laws of the State of
Pennsylvania with an address of 223 North Main Street, Pittsburgh, Pennsylvania
15215.

RECITALS:

WHEREAS, Ko-Myung Kim represents that he is the exclusive owner, inventor,
manufacturer and licensor of a patented and proprietary technology relating to a
low density foamed polyethylene product known variously as Buoytex and/or
Eliotex, hereinafter referred to as the Eliotex Technologies; and

WHEREAS, RMF Global desires to develop, use, sell and market various products
and uses of the Eliotex Technologies including but not limited to swimsuits,
pillows and sleeping bags; and

WHEREAS, RMF Global wishes to exclusively license the Eliotex Technologies of
Ko-Myung Kim, and Ko-Myung Kim desires to grant to RMF Global an exclusive
license to develop, use, sell, and market all applications of the Eliotex
Technologies;

WHEREAS, Ko-Myung Kim is engaged in the manufacture of Eliotex and desires to
exclusively manufacture and supply Eliotex to RMF Global for use in amounts
sufficient to meet the needs of RMF Global; and

WHEREAS, RMF Global desires to purchase Eliotex from Ko-Myung Kim from time to
time as needed by RMF Global as set forth herein.

WITNESSETH, in exchange for good and valuable consideration the receipt of which
is hereby acknowledged, and intending to be legally bound hereby, the parties
hereto agree as follows:

                             ARTICLE I - DEFINITIONS

1.01. Eliotex. "Eliotex" means low density foamed polyethylene product known
variously as Buoytex and/or Eliotex.

1.02. Eliotex Technologies. "Eliotex Technologies" means all of Ko-Myung Kim 's
interest in any proprietary information, patents, inventions, developments,
trade secrets, know-how whether present or future, relating to all applications
of the Eliotex Technologies for all commercial, industrial, governmental and
other uses without limitation.

1.03. Eliotex Products. "Eliotex Products" means any item containing or made
from Eliotex or made using the Eliotex Technologies including but not limited to
swimsuits, cushions, pillows, sleeping bags, caps, hats and clothing items.

1.04. Effective Date. This Agreement is effective when duly signed by the
parties hereto.

1.05. Territory. "Territory" means all countries in the world other than Korea
and Japan.

1.06. Non-Territory. "Non-Territory" means Korea and Japan.

1.07. Ko-Myung Kim. "Ko-Myung Kim" means Ko-Myung Kim, his affiliates or any
individuals, corporations or other institutions to which Ko-Myung Kim's
ownership and/or rights to, of or in the Eliotex Technologies has been
transferred or assigned.

           ARTICLE II - GRANT OF LICENSE, EXCLUSIVE RIGHT TO PURCHASE
                     AND EXCLUSIVE AGREEMENT TO MANUFACTURE

2.01. Ko-Myung Kim grants to RMF Global the exclusive, unlimited, irrevocable
right and license, with the right to grant sublicenses to third parties, to
purchase, use, develop, commercialize, market, have marketed, sell and have
sold, manufacture and have manufactured products related to or utilizing Eliotex
or the Eliotex Technologies whether present or future, in the Territory.

The License granted hereunder includes, but is not limited to the following
Patents:
                  Country                   Patent Number
                  United States               6,083,999
                  Republic of Korea            97-35969

2.02. Ko-Myung Kim further grants to RMF Global the exclusive rights to any
current or future inventions, improvements, discoveries, patent applications and
letters of patent which Ko-Myung Kim now controls and owns or hereafter may own
or control and which relate to the Eliotex Technologies and to all information
and documents which Ko-Myung Kim now owns or controls, or hereafter may own or
control and which relate to the Eliotex Technologies.

2.03. The use of Eliotex and the Eliotex Technologies in the Non-Territory shall
be limited to manufacture of the Eliotex products in Korea and Japan and not for
the purpose of reselling product in bulk or for use in the manufacture or retail
of any product outside Korea and Japan.

2.04. Ko-Myung Kim will pay all applicable patent expenses and filing fees in
all jurisdictions relating to the Eliotex Technologies whether present or in the
future.

2.05. Patent Rights. Ko-Myung Kim represents and warrants that the patents
relating to the Eliotex Technologies are valid and enforceable in the Territory,
that he is the sole and exclusive owner thereof in the Territory, that he has
the full right, power, and authority to enter into this Agreement and to grant
the rights, licenses and privileges hereby granted to RMF Global, and to perform
all of his obligations hereunder.

2.06. Ko-Myung Kim shall inform RMF Global of any and all improvements, changes
and information relating to the Eliotex Technologies as soon as practical after
that information is made available to Ko-Myung Kim. This includes the status of
all Eliotex related research and development efforts by Ko-Myung Kim or any of
his affiliates. All improvements, changes and information shall be promptly
incorporated as part of this Agreement.

2.07. Ko-Myung Kim shall furnish to RMF Global, or its nominees, all information
required by RMF Global to commercialize and exploit Eliotex and the Eliotex
Technologies. Ko-Myung Kim shall not reveal the Eliotex Technologies or any
information to any other person without the written approval of RMF Global.

2.08. Ko-Myung Kim shall promptly notify RMF Global if he learns of any
infringement of any patent rights respecting or pertaining to the patents or
Technology licensed hereunder or of any unauthorized use of the Technology by
any third party.

2.09. Ko-Myung Kim agrees to defend, at his own expense, all infringement suits
that may be brought against RMF Global or its sublicenses based on or related to
the manufacture, use, sale, or marketing of products based on or using the
patents, information, or trademarks pertaining to Eliotex or the Eliotex
Technologies. In the event any information is brought to the attention of
Ko-Myung Kim that others are infringing any of the rights granted pursuant to
this Agreement, Ko-Myung Kim shall, at his own expense, diligently prosecute all
such infringers. In any of the foregoing suits, RMF Global may, at Ko-Myung
Kim's expense, be represented by counsel of its own choice.

2.10. Ko-Myung Kim agrees to exclusively manufacture and sell Eliotex to RMF
Global in such quantities as requested by RMF Global from time to time and that
he will not, other than in the Non-Territory as provided herein, grant any
rights to use, purchase, market, license, distribute, sell, give away, or
deliver to any other person, firm or entity, any materials manufactured by him
relating to, using, arising or made from, containing, or competing with Eliotex,
a product similar to Eliotex or the Eliotex Technologies during the term of this
Agreement.

2.11. Ko-Myung Kim shall provide RMF Global amounts of Eliotex in sufficient
quantities to fill the orders placed by RMF Global to meet all size, width and
other specifications as may be requested by RMF Global.

2.12. RMF Global may at its option trademark and utilize the names or variations
of the names Eliotex and/or Buoytex in those areas in which it conducts its
business operations, and Ko-Myung Kim shall permit no other individual, entity
or organization to make use of said trademarks. Ko-Myung Kim shall not obtain
any trademarks, grant or use any tradenames that are similar to any names used
by RMF Global or RMF Global's sub-licensees.

          ARTICLE III - DELIVERY, PAYMENT AND MINIMUM ORDER OF ELIOTEX

3.01. Ko-Myung Kim shall promptly deliver to RMF Global within twenty-eight (28)
days of receiving an order from RMF Global, at RMF Global's place of business,
all Eliotex ordered by RMF Global. RMF Global shall pay for said order within 30
days of delivery to RMF Global's facilities. All orders placed by RMF Global
shall be placed by telephone or written facsimile order. The costs of shipping
of all Eliotex product by Ko-Myung Kim to RMF Global shall be paid by RMF Global
and the risk of loss from the facilities of Ko-Myung Kim to the facilities of
RMF Global shall be borne by RMF Global.

3.02. RMF Global shall pay $.60 USD per meter for all Eliotex ordered from
Ko-Myung Kim. This price shall remain $.60 USD per meter for a period of ten
(10) years from the date of execution of this Agreement. Thereafter said price
shall be adjusted for subsequent ten (10) year terms at a price increase of no
more than twelve percent (12%) per ten (10) year term. The price paid by RMF
Global for Eliotex shall remain the same for each ten (10) year term.

3.03. RMF Global shall order Eliotex from Ko-Myung Kim from time to time as
needed and shall not be required to purchase any minimum amount of Eliotex
during the term of this Agreement and RMF Global is not required to make any
minimum annual payment to Ko-Myung Kim. However, should RMF Global place an
order, any quantity ordered must be a minimum of 55,000 meters of Eliotex.

3.04. On all Sublicensee Payments received by RMF Global from third party
Sublicensees, RMF Global shall not pay any fees to Ko-Myung Kim.

                               ARTICLE IV - TERM

4.01. This Agreement shall be in full legal force and effect for an initial term
of ten (10) years from the date of execution hereof. RMF Global shall have the
option to renew this Agreement for up to four (4) successive terms of ten (10)
years each by giving Notice to Ko-Myung Kim of its intention to so renew not
less than ninety (90) days prior to the expiration of the then-current term.

      ARTICLE V - REPRESENTATIONS, WARRANTIES AND COVENANTS OF KO-MYUNG KIM

5.01. Ko-Myung Kim represents that he is the inventor, exclusive manufacturer,
sole owner, holder, holder in due course of all right, title and interest to and
in Eliotex and the Eliotex Technologies.

5.02. Ko-Myung Kim represents that any prior licenses granted by him have been
lawfully rescinded, terminated and/or revoked and have no further force or
effect.

5.03. Ko-Myung Kim represents that he has the capacity and unlimited ability to
manufacture said product in quantities sufficient to meet the requirements of
RMF Global as they currently exist and as they may exist and expand in the
future.

5.04. Ko-Myung Kim has the sole and exclusive lawful authority to enter into
this Agreement and to grant the exclusive license and other rights granted
hereunder and to manufacture products made from or using Eliotex or the Eliotex
Technologies. The execution, delivery and performance of the Agreement and the
consummation of the transactions contemplated hereby will not violate any other
agreement, any order, judgment, injunction, award or decree of any court,
arbitrator or governmental or regulatory body against, binding upon or effecting
Eliotex, the Eliotex Technologies or any rights granted to RMF Global hereunder.

     ARTICLE VI - COVENANTS, REPRESENTATIONS, AND OBLIGATIONS OF RMF GLOBAL

6.01. RMF Global agrees to use its good faith best efforts to market and
distribute new and existing markets and applications for Eliotex and the Eliotex
Technologies.

6.02. Authority to Execute and Perform Agreements. RMF Global Inc. has the full
legal right and power and all authority and approval required to enter into,
execute, and deliver this Agreement, and the transactions contemplated hereby,
and to perform fully the obligations thereunder.

                            ARTICLE VII -TERMINATION

7.01. This Agreement may be terminated by either party upon an event of default,
as specified herein, which default remains uncured not less than thirty (30)
days after Notice thereof by the non-breaching party to the breaching party.
This Agreement may be terminated by either party upon the dissolution,
bankruptcy or liquidation of the other party, at the discretion of the party
whose operations are not being impaired.

                 ARTICLE VIII - ARBITRATION TO RESOLVE DISPUTES

8.01. The parties acknowledge that the logistics of their locations in various
continents makes the litigation of any dispute a potentially lengthy, time
consuming and expensive process. In order to minimize the expense and difficulty
of resolving disputes, the parties agree to utilize their best efforts to
resolve said disputes amicably. In the event a dispute does not prove amenable
to amicable resolution, the parties agree to submit the dispute to binding
arbitration. The arbitrators shall operate under the auspices of and in
accordance with the rules of the American Arbitration Association, which shall
to the maximum extent possible permit the parties to participate in said
proceedings without requiring their actual physical presence. Each side shall
select an arbitrator, with the two arbitrators to select a third from among a
list of arbitrators acceptable to the parties. The party which prevails in said
arbitration shall recover its costs from the non-prevailing party in a
percentage to be determined by the arbitrators. No appeal of a decision of the
arbitrators shall be allowed absent an allegation of fraud or collusion on the
part of the arbitrators. The laws of the United States shall govern in any
dispute, and venue for any said dispute shall be Allegheny County, Pennsylvania,
USA.

                          ARTICLE IX - INDEMNIFICATION

9.01. The parties agree that in the event one of the parties hereto is subjected
to liability or exposure as a result of an allegation of fault, negligence,
breach of contract, breach of duty, error, act of commission or act of omission
of the other, the party whose action or lack thereof gave rise to the potential
liability shall indemnify and hold harmless the other for all costs associated
with the defense of any such claim or suit, and shall be exclusively liable for
the payment of any award entered attendant thereto.

                        ARTICLE X - INTEGRATED AGREEMENT

10.01. The parties agree that this Agreement represents the entire agreement of
the parties as to its terms, and that no modification hereof shall be given
legal force or effect without the prior written consent of the parties hereto.

                ARTICLE XI - FACSIMILE AND COUNTERPART ORIGINALS

11.01. The parties agree that a facsimile copy of this Agreement shall be given
the same legal force and effect as a hard copy original. The parties further
agree that they shall execute this Agreement in counterpart originals, which
shall each contain the signature of one of the parties hereto and shall in the
aggregate constitute the signature page of the instant Agreement.

                       ARTICLE XII - PROVISIONS SURVIVING

12.01. In the event that a court of competent jurisdiction shall invalidate any
term or provision of this Agreement, the remaining terms shall survive
unaffected and in full force and effect.

                             ARTICLE XIII - NOTICES

13.01. Any Notice required or referenced herein shall be deemed given when
affixed with a postage cancellation reflecting its deposit in the general mails
of the country of origin or the date of its deposit with a licensed common
carrier. All such Notices shall be directed to the parties at the addresses set
forth above.

                         ARTICLE XIV - EFFECT OF WAIVER

14.01. No waiver whether express or implied, of any breach of any term,
condition or obligation of this Agreement shall be construed as a waiver of any
subsequent breach of that term, condition or obligation, or any other term,
condition or obligation of this Agreement of the same or different nature.

                      ARTICLE XV - SUCCESSORS AND ASSIGNS

15.01. This Agreement shall inure to the benefit of the successors or assigns of
the Parties.

                        ARTICLE XVI - COMPLETE AGREEMENT

16.01. This document comprises the entire Agreement with respect to the subject
matter hereof and supersedes all negotiations, representations and warranties,
commitments, offers, contracts and writings prior to the date of this Agreement.
Otherwise, the Parties to this Agreement are not to be bound by any
representations, warranties or agreements other than those set forth herein or
in a written amendment to this Agreement hereinafter entered into by the Parties
and duly executed by each party. Nothing stated in this Agreement shall be
construed against the drafting party solely because of the submission of this
Agreement to the other party.

                           ARTICLE XVII - ASSIGNMENT

17.01. This Agreement may be assigned by RMF Global. This Agreement may not be
assigned by Ko-Myung Kim without the express written consent of RMF Global.

In witness whereof, the Parties have executed this Agreement on March 2, 2003
intending to be legally bound.

RMF Global, Inc.

/s/Joseph Riccelli
-------------------------------------
by: Joseph Riccelli, President

/s/Ko-Myung Kim
--------------------------------------
by: Ko-Myung KimExhibit 10.3 Agreement between us and C. Dillow and Company, Inc.

Exhibit 10.3 Agreement between us and C. Dillow & Company, Inc.

                                    AGREEMENT

This Agreement (the "Agreement") is made this 12th day of February, 2003 between
C. Dillow & Company, Inc. a California Corporation (herein referred to as
"the Consultant") and Innovative Designs, Inc., a Delaware Corporation (the
"Company").

                                  WITNESSETH:

WHEREAS, the Consultant has extensive experience in publishing, public
relations, and direct marketing in various industries.

WHEREAS, the Company desires to retain the services of the Consultant to perform
services; and

NOW THEREFORE, IN EXCHANGE FOR GOOD AND VALUABLE CONSIDERATION, THE RECEIPT OF
WHICH IS HEREBY ACKNOWLEDGED, THE PARTIES AGREE AS FOLLOWS:

1. Appointment
The Company hereby appoints and engages Consultant as its advisor and hereby
retains and employs Consultant on the terms and conditions of this Consulting
Agreement. Consultant accepts such appointment and agrees to perform the
services upon the terms and conditions of said Consulting Agreement.

2. Term and Commencement Period. The services of Consultant described in
paragraph 3 below shall commence within fifteen days after the Company provides
written notification to the Consultant that services are to commence (the
"Commencement Date"). In the event, Consultant does not receive written
notification from the Company that services are to commence within twenty four
months after execution of this agreement, this agreement shall become null and
void and the parties hereto shall be released from liability hereunder.
Consultant shall provide services for a period of six months after the date
commencement period begins.

3. Services. The Consultant agrees to perform, as requested by the Company, the
following services for the Company. These services include, but are not limited
to:
(a) Assist the Company in developing, creating and providing factual information
and in developing and implementing a strong market awareness for the Company and
its business operations;
(b) Prepare a comprehensive analytical report that highlights the Company's
industry, opportunities, trends and potential;
(c) Develop and create a public relations campaign for the Company's business;
(d) Aid, advise and assist the Company in establishing a means of securing local
and nationwide media interest and coverage of the Company;
(e) Aid, consult, prepare and deliver "due diligence" packages requested by and
furnished to registered broker/dealers and/or other institutional and/or fund
managers as requested by the Company;

4. Where Services Shall be Performed. Consultant's services shall be performed
at the main office location of the Consultant.

5. Limitations of Services. The Consultant's activities pursuant to this
Agreement or as contemplated by this Agreement do not constitute and shall not
constitute acting as a securities broker or dealer under Federal or State
securities laws. Further, the Consultant shall not receive any compensation of
any form for introducing or locating a potential investor or members of the
financial community to the Company. The Consultant recognizes that certain
responsibilities and obligations are imposed by Federal and State securities
laws and by the applicable rules and regulations of stock exchanges, the
National Association of Securities Dealers, in-house "due diligence" or
"compliance" departments of brokerage houses, etc. Accordingly, the Consultant
agrees as follows:
a. The Consultant shall not release any financial or other information or data
about the Company or the services to be provided hereunder without the written
consent and approval of the Company. Further, the Consultant shall not release
to the public, in any forum or through any medium, any financial or other
information or data about the Company or the services to be provided hereunder,
prior to the effective date of the Form SB-2 Registration Statement.
b. The Consultant shall not conduct any meetings with financial analysts without
informing the Company in advance of any proposed meeting, the format or agenda
of such meeting and the Company may elect to attend such meeting.
c. The Consultant shall not release any information or data about the Company to
any selected or limited person(s), entity, or group if the Consultant is aware
that such information or data has not been generally released or promulgated.
d. The Consultant shall comply with Section 17(b) of the Securities Act of 1933
regarding any publication, notice, circular, advertisement, newspaper, article,
letter, investment service, or communication describing the Company or its
securities which is disseminated, released, circulated, or published by the
Consultant by use of any means or instruments of transportation or communication
in interstate commerce or by the use of the mails by the Consultant. The
Consultant shall comply with Section 17(b) of the Securities Act of 1933 by
disclosing in any such publication: (a) the type consideration, including cash,
common stock, preferred stock, or any other form of security the Consultant has
received or will receive; (b) the amount of the consideration; and (c) whether
such consideration has been received or will be received. Further, the
Consultant will disclose (a) - (b) whether or not such consideration was
received or will be received directly or indirectly from the Company, an
underwriter or dealer.

6. Non-exclusive Relationship and Time Commitment. The Consultant shall use its
best efforts in the performance of its services described herein. Nothing in
this Agreement shall be construed as limiting the Consultant's right to
represent any other person or entity other than the Company.

7. Fees. The Company shall pay to the Consultant for Consultant's services a
total fee of $5,000 and 500,000 shares of the Company's common stock ("the
shares"). The 500,000 shares of the Company's common stock shall be registered
on the Company's Form SB-2 Registration Statement. The cash portion of the fee
in the amount of $5,000 shall be paid upon execution of this agreement. The
share portion of the fee shall be delivered to Consultant as follows:
i)  200,000 shares prior to the date that Consultant's services are to commence;
ii) 200,000 shares 45 days after services are commenced; and
iii)100,000 shares 90 days after services are commenced.

The shares upon issuance shall bear the following restrictive legend:
"THE SHARES REPRESENTED BY THIS CERTIFICATE HAVE NOT BEEN REGISTERED UNDER THE
SECURITIES ACT OF 1933, AS AMENDED, OR APPLICABLE STATE SECURITIES LAWS, AND MAY
NOT BE SOLD, TRANSFERRED, PLEDGED, OR HYPOTHECATED WITHOUT EITHER: i)
REGISTRATION UNDER THE SECURITIES ACT OF 1933, AS AMENDED, AND APPLICABLE STATE
SECURITIES LAWS, OR ii) SUBMISSION TO THE CORPORATION OF AN OPINION OF COUNSEL,
SATISFACTORY TO THE CORPORATION THAT SAID SHARES AND THE TRANSFER THEREOF ARE
EXEMPT FROM THE REGISTRATION REQUIREMENTS OF THE SECURITIES ACT OF 1933 AND
APPLICABLE STATE SECURITIES LAWS."

8. Costs. All fees shall be inclusive of costs and the services of the
Consultant shall include all costs of providing services hereunder.

9. Indemnity. In connection with the Consultant's engagement hereunder, the
Consultant agrees that it will indemnify, hold harmless and defend the Company
and its affiliates, any director, officer, agent or employee of the Company or
any of its affiliates and each other person, if any, controlling the Company or
any of its affiliates and each of their successors and assigns (collectively,
the "Company Group") against and in respect of any and all losses, damages,
claims, obligations, demands, actions, suits, proceedings, assessments,
liabilities, judgments, recoveries and deficiencies, costs and expenses
(including, without limitation, reasonable attorneys' fees and costs and
expenses incurred in investigating, preparing, defending against or prosecuting
any litigation, claim, proceeding or demand), all on an after-tax basis, less
any amounts actually paid as insurance reimbursement, of any kind or character
(collectively, a "Company Loss"), (i) related to, arising out of or result from
(A) oral or written information provided by or disseminated by the Consultant,
the Consultant's employees or its other agents, for use by the Consultant
without the Company's consent; (B) other action or failure to act by the
Consultant, its employees or its other agents of the Consultant; or (C) any
breach of, or failure by the Consultant to fully perform, or any inaccuracy in,
any of the representations, warranties, covenants or agreements of the
Consultant in this Agreement. The Indemnity obligations under this Agreement
shall survive the termination of this Agreement for a period of one (1) years.

10. Acknowledgments and Representations.
(a) The Company recognizes and confirms that in performing its duties pursuant
to this Agreement, the Consultant will be using and relying upon data, material
and other information furnished by the Company, its employees and
representatives (the "Information"). The Company hereby agrees and represents
that all Information furnished to the Consultant in connection with this
Agreement shall be materially accurate and complete at the time furnished, and
that if the Company is aware that such information, in whole or part, becomes
materially inaccurate, misleading or incomplete during the term of the
Consultant's engagement hereunder, the Company shall so advise the Consultant
and the Consultant shall correct any such inaccuracy or omission. To the extent
consistent with legal requirements, all Information, unless publicly available
or otherwise available to the Consultant without restriction or breach of any
confidentiality agreement, will be held by the Consultant in confidence and will
not be disclosed to anyone other than the Consultant's agents and advisors
without the Company's prior written approval or used for any purpose other than
those referred to in this Agreement.

11.  Termination of Agreement
This Consulting Agreement may be terminated as follows:
a.  Upon the bankruptcy or liquidation of the other party; whether voluntary or
involuntary;
b.  Upon the other party taking the benefit of any insolvency law;
c.  Upon the breach by either party of the terms of this agreement; and
d.  Upon the other party having or applying for a receiver appointed for either
party.

12. Attorneys Fees
In the event either party is in default of the terms or conditions of this
Consulting Agreement and legal action is initiated or suit be entered as a
result of such default, the prevailing party shall be entitled to recover all
costs incurred as a result of such default including all costs, reasonable
attorney fees, expenses and court costs through trial, appeal and to final
disposition.

13. Non-waiver
The failure of either party, at any time, to require any such performance by any
other party shall not be construed as a waiver of such right to require such
performance, and shall in no way affect such party's right to require such
performance and shall in no way affect such party's right subsequently to
require full performance hereunder.

14. Ownership of Materials
All right, titles and interest in and to materials to be produced by the
Consultant in connection with this Consulting Agreement and other services to be
rendered under said Consulting Agreement shall be and remain the sole and
exclusive property of the Company.

15. Notices. All notices, requests, consents and other communications under this
Agreement shall be in writing and shall be delivered by hand or fax or mailed by
overnight courier or first class certified or registered mail, return receipt
requested, postage prepaid and properly addressed as follows:

If to The Consultant:
Attn: Chad Dillow
C. Dillow & Company
706 Nyes Place
Laguna Beach, CA 92651

If to the Company:
Innovative Designs Inc.
223 North Main Street, Suite 1
Pittsburgh, Pennsylvania 15215

Any party may change its address for purposes of this provision by giving the
other party written notice of the new address in the manner set forth above.
Notice will be conclusively deemed to have been given when personally delivered,
or if given by mail, on the second day after being sent by overnight courier or
on the third day after being sent by first class, registered or certified mail,
or if given by fax, when confirmation of transmission is indicated by the
sender's fax machine.

15. Independent Contractor. The Consultant shall provide said services as an
independent contractor, and not as an employee or of any company affiliated with
the Company.

16. Arbitration. All controversies, disputes or claims arising out of or
relating to this Agreement shall be resolved by binding arbitration. The
arbitration shall be conducted in accordance with the Commercial Arbitration
Rules of the American Arbitration Association. All arbitrators shall possess
such experience in, and knowledge of, the subject area of the controversy or
claim so as to qualify as an "expert" with respect to such subject matter. The
governing law for the purposes of any arbitration arising hereunder shall be in
Pennsylvania. The prevailing party shall be entitled to receive its reasonable
attorney's fees and all costs relating to the arbitration. Any award rendered by
arbitration shall be final and binding on the parties, and judgment thereon may
be entered in any court of competent jurisdiction.

17. Successors. This Agreement and all rights and obligations thereunder shall
be binding upon an inure to the benefit of each party's successors, but may not
be assigned without the prior written consent of the other party, which shall
not be unreasonably withheld or delayed.

18. Severability. If any provision of this Agreement shall be held or made
invalid by a statute, rule, regulation, decision of a tribunal or otherwise, the
remainder of this Agreement shall not be affected thereby and, to this extent,
the provisions of this Agreement shall be deemed severable.

19. Authorization. The Company represents and warrants that it has all requisite
power and authority, and has received all necessary authorizations, to enter
into and carry out the terms and provisions of this Agreement.

20. Entire Agreement.
This agreement constitutes the entire agreement between the parties and replaces
any prior agreements written or oral. This agreement may only be modified in
writing.

Agreed and accepted as of the date above.

Innovative Designs, Inc.

By:/s/Joseph Riccelli
Joseph Riccelli-Chief Executive Officer

C. Dillow & Company, Inc.

/s/ Chad Dillow
Chad Dillow,  Chief Executive Officer

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