Document:

<PAGE>

                                                                   EXHIBIT 10.11

                        CORPORATE RESOLUTION TO BORROW

     RESOLVED, that this corporation, PERSONIFY INCORPORATED, a California
corporation, borrow from TRANSAMERICA BUSINESS CREDIT CORPORATION ("TBCC"), from
time to time, such sum or sums of money as, in the judgment of the officers
hereinafter authorized, this corporation may require.

     RESOLVED FURTHER, that any officer of this corporation (hereinafter
"authorized officers") be, and they hereby are authorized, directed and
empowered, in the name of this corporation, to execute and deliver to TBCC, and
TBCC is requested to accept, the loan agreements, security agreements, notes,
financing statements, and other documents and instruments evidencing and/or
securing the indebtedness of this corporation for the monies so borrowed, or to
be borrowed, with interest thereon, and said authorized officers are authorized
from time to time to execute renewals, extensions and/or amendments of said loan
agreements, security agreements, and other documents and instruments.

     RESOLVED FURTHER, that said authorized officers be and they are hereby
authorized, directed and empowered, as security for any notes or any other
indebtedness of this corporation to TBCC, whether arising pursuant to this
resolution or otherwise, to grant, transfer, pledge, mortgage, assign, or
otherwise hypothecate to TBCC, or deed in trust for its benefit, any property of
any and every kind, belonging to this corporation, including, but not limited
to, any and all real property, accounts, inventory, equipment, general
intangibles, instruments, documents, chattel paper, notes, money, deposit
accounts, furniture, fixtures, goods and all other property, of every kind, and
to execute and deliver to TBCC any and all grants, transfers, trust receipts,
loan or credit agreements, pledge agreements, mortgages, deeds of trust,
financing statements, security agreements and other hypothecation agreements,
which said instruments and the note or notes and other instruments referred to
in the preceding paragraph may contain such provisions, covenants, recitals and
agreements as TBCC may require and said authorized officers may approve, and the
execution thereof by said authorized officers shall be conclusive evidence of
such approval.

     RESOLVED FURTHER, that any and all acts of the authorized officers of this
corporation done or made heretofore in connection with the borrowing of money
from TBCC, including, but not limited to:  the execution of all instruments
evidencing the indebtedness of this corporation for monies so borrowed and
renewals or extensions thereof, and the grant, transfer, pledge, mortgage,
assignment, or any other hypothecation, or deed in trust of any property
belonging to this corporation as security for the indebtedness of this
corporation, to TBCC and the delivery of all instruments related thereto to
TBCC, are hereby ratified, approved and confirmed.

     RESOLVED FURTHER, that any bank, banker or trust company be and it hereby
is, authorized and requested to receive for deposit to the credit of TBCC
without further inquiry, all checks, drafts and other instruments for the
payment of money payable to this corporation or its order, and that said bank,
banker, or trust company shall be under no liability to this corporation

<PAGE>

for the disposition which TBCC may or shall make of said instruments or the
proceeds thereof, and that any officer or agent of TBCC is hereby authorized and
empowered to endorse the name of this corporation to any and all checks, drafts,
and other instruments payable to this corporation or its order.

Warrants
--------

     RESOLVED FURTHER, that, in connection with the foregoing loans, this
corporation shall issue to TBCC Funding Trust II, a Delaware business trust
seven-year warrants to purchase 22,000 shares of common stock of this
corporation, at a price per share and on such other terms and provisions of
TBCC's standard form Warrant to Purchase Stock and related documents, with such
changes therein as TBCC and this corporation shall agree; any officer of this
corporation is hereby authorized to execute and deliver such Warrant to Purchase
Stock and related documents, and all documents and instruments relating thereto,
in such form and containing such additional provisions as said authorized
officers may approve, and the execution thereof by said authorized officers
shall be conclusive evidence of such approval.

     RESOLVED FURTHER, that TBCC is authorized to act upon this resolution until
written notice of its revocation is delivered to, and actually received by,
TBCC, and that the authority hereby granted shall apply with equal force and
effect to the successors in office of the officers herein named.

     I, Secretary of PERSONIFY INCORPORATED, a corporation, incorporated under
and by virtue of the laws of the State of California, do hereby certify that the
foregoing is a full, true and correct copy of resolutions duly and regularly
adopted by the Board of Directors of said corporation as required by law, and by
the by-laws of said corporation.

     I further certify that said resolutions are still in full force and effect
and have not been in any way modified, repealed, rescinded, amended or revoked,
and that the following are the names and specimen signatures of the officers and
agents of said corporation:

Name                          Office                        Signature
----                          ------                        ---------

___________________           ________________________      ____________________

___________________           ________________________      ____________________

___________________           ________________________      ____________________

___________________           ________________________      ____________________

     IN WITNESS WHEREOF, I have hereunto set my hand as such Secretary and
affixed the corporate seal of said corporation on March 31, 2000.

                                                     Richard Vinchesi
                                          -----------------------------------
                                             Secretary of Said Corporation

                                      -2-<PAGE>

                                                                   EXHIBIT 10.12

TBCC

                        STREAMLINED FACILITY AGREEMENT

                                March 31, 2000

Personify Incorporated
425 Battery Street, Suite 450B
San Francisco, California  94111

Ladies and Gentlemen:

          This Streamlined Facility Agreement (this "Agreement") is entered into
between Transamerica Business Credit Corporation ("TBCC"), and Personify
Incorporated ("Borrower"), in connection with the Loan and Security Agreement
between TBCC and Borrower dated March 31, 2000 (the "Loan Agreement").  (This
Agreement, the Loan Agreement, and all other written documents and agreements
between TBCC and Borrower are referred to herein collectively as the "Loan
Documents".  Capitalized terms used but not defined in this Agreement, shall
have the meanings set forth in the Loan Agreement.)

          This will confirm our agreement that the following provisions (the
"Streamlined Provisions") shall apply, effective on the date hereof, until
terminated as provided below:

     1.   Borrower will provide TBCC with a monthly Borrowing Base Certificate,
in such form as TBCC shall from time to time specify, within 10 days after the
end of each month, and TBCC shall not require more frequent schedules of
Receivables or other Collateral reporting with respect to the Receivables,
except for the information required in connection with an advance request.  In
the event, as of the end of any month, the total of all Loans and all other
Obligations exceeds the Credit Limit, Borrower shall immediately pay the amount
of the excess to TBCC.

     2.   Delivery of the proceeds of Receivables within one Business Day after
receipt, as called for by Section 1.4 of the Loan Agreement, will not be
required.

     3.   TBCC will also not require any Depository Account Agreement or Blocked
Account Agreement, as called for by Section 1.8 of the Loan Agreement. In
addition, Borrower will not be required to provide TBCC with copies of invoices
to customers or shipping and delivery receipts, as called for by Section 3.3(a)
of the Loan Agreement, or to report customer credits, returns and recoveries of
merchandise as called for by Section 3.3(b) of the Loan Agreement.

     The Streamlined Provisions shall immediately terminate upon the occurrence
of any Default or Event of Default.  Upon any termination of the Streamlined
Provisions, without limiting TBCC's other rights and remedies, Borrower shall,
then and thereafter, provide TBCC with such other or additional reporting of
Receivables as TBCC shall request under Section 3.3(a) of the Loan Agreement,
comply in all respects with Section 3.3(b), and deliver all proceeds of
Receivables to TBCC, within one Business Day after receipt, as called for by
Section

<PAGE>

1.4 of the Loan Agreement. Additionally, Borrower and its bank shall execute and
deliver a Blocked Account Agreement or Depository Account Agreement (as TBCC
shall designate), in form and substance satisfactory to TBCC.

     Please confirm your agreement to the foregoing by signing the enclosed copy
of this Agreement and returning it to us.

                                 Sincerely yours,

                                 Transamerica Business Credit Corporation

                                 By:  /s/ Robert D. Pomeroy, Jr.
                                    -------------------------------------
                                 Title:
                                       ----------------------------------

Acknowledged and Agreed.

Personify Incorporated

By:  /s/ Richard Vinchesi
   ---------------------------
Title: Chief Financial Officer
      ------------------------

-2

                                      -2-

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00010-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00010-of-00352.parquet"}]]