Document:

101AddendumtoMSSC

EXHIBIT 10.1
Confidential treatment has been requested for portions of this exhibit. The copy filed herewith omits the information subject to the confidentiality request. Omissions are designated as [***]. A complete version of this exhibit has been filed separately with the Securities and Exchange Commission.
ADDENDUM TO
MORTGAGE SELLING AND SERVICING CONTRACT

This Addendum modifies that Mortgage Selling and Servicing Contract dated March 23,
2005 (the "MSSC") by and between Fannie Mae ("Fannie Mae"), a corporation organized and existing under the laws of the United States, and Green Tree Servicing LLC ("Servicer"), a Delaware limited liability company.  This Addendum is effective on the date executed by Fannie Mae.
In consideration of the mutual premises, covenants and conditions contained herein, and for other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the Parties hereto agree as follows:
I. [***] - Subsequent Transfers.  If at any time after the effective date of this Addendum, (i) a borrower under any mortgage loan serviced by Servicer is delinquent with respect to payment for [***] and (ii) Servicer (or any subservicer of the applicable mortgage loan) at the time of such determination has failed to sustain performance [***], Fannie Mae reserves the right to acquire from Servicer, [***], the servicing rights to the applicable mortgage loan, including the right to  transfer such  servicing  rights  to a provider of its choice at any time.  If Servicer, at any time thereafter, sustains performance [***], Fannie Mae's right to acquire the servicing rights to mortgage loans pursuant to this Addendum shall expire, provided that the terms of this Addendum shall remain in full force and effect.
II. Entire Agreement. All other terms, conditions, provisions, and covenants in the MSSC, as amended, shall remain unaltered and in full force and effect.
III. Counterparts. This Addendum may be executed in one or more counterparts, each of which shall be deemed to be an original and all of which when taken together shall constitute a single agreement.
IN WITNESS WHEREOF, each of the undersigned parties to this Addendum has caused this Addendum to be duly executed in its name by one of its duly authorized officers.
Fannie Mae                        Green Tree Servicing LLC
(Servicer)
By:    /s/ Tara Malone _________________    By:    /s/ Thomas J. Franco  ____________
Name:    Tara Malone____________________    Name:    Thomas J. Franco   ______________
Title:    Vice President __________________    Title:    President  _____________________
Date:    6/6/14_________________________    Date:    6/6/14  _______________________

*** Certain information on this page has been omitted and filed separately with the Securities and Exchange Commission. Confidential treatment has been requested with respect to the omitted portions.102FirstAmendment

EXHIBIT 10.2

FIRST AMENDMENT TO ADDENDUM TO MORTGAGE SELLING AND SERVICING
CONTRACT (EAR Agreement)

This First Amendment (the “First Amendment”) to that Addendum To Mortgage Selling and Servicing Contract dated effective as of April 1, 2014 (the “EAR Agreement”) by and between FANNIE MAE, a corporation organized and existing under the laws of the United States (“Fannie Mae”) and Green Tree Servicing LLC, a limited liability company organized and existing under the laws of the State of Delaware (“Servicer”), is hereby mutually agreed upon and entered into effective June 1, 2014.

WITNESSETH:
WHEREAS, Fannie Mae and Servicer desire to include as Eligible Advances under the EAR
Agreement certain advances applicable to those mortgage serving rights relating to Fannie Mae loans acquired by Servicer from EverBank pursuant to that certain Mortgage Servicing
Purchase and Sale Agreement between dated and effective as of October 30, 2013 and with a transfer date of May 1, 2014.

NOW, THEREFORE, in consideration of the mutual premises, covenants and conditions and for other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, and upon terms and subject to the conditions set forth herein, the
Fannie Mae and Servicer agree as follows:

Section 1.     Defined Terms. Unless otherwise defined herein, capitalized terms which are defined in the EAR Agreement, as amended hereby, are used herein as therein defined.

Section 2.     Schedule 1.      Schedule 1 to the EAR Agreement shall be amended and replaced with the attached revised Schedule 1.

Section 3.     Schedule 2.      Schedule 2 to the EAR Agreement shall be shall be amended and replaced with the attached revised Schedule 2. The total early reimbursement of
Legacy Servicing Advances applicable to the EverBank portfolio (Seller Servicer ID’s referenced in Schedule 1 and 2) shall not exceed Sixty million ($60,000,000) dollars and
Servicer may request early reimbursement of such Legacy Servicing Advances through August 1, 2014.

Section 4.     Continuing Effect of the EAR Agreement. Except as expressly amended hereby, the provisions of the EAR Agreement are and shall remain in full force and effect. 

Section 5.     Counterparts. This First Amendment to EAR Agreement may be executed in any number of counterparts, each of which shall be deemed an original and all of which together shall constitute one and the same instrument.

[Signatures Follow]

IN WITNESS WHEREOF, each of the undersigned parties has caused this First Amendment to EAR Agreement to be duly executed in its name by one of its duly authorized officers, all as of the date first written above.

FANNIE MAE                    GREEN TREE SERVCIING LLC

By:     /s/ Tara Malone_________            By:    /s/ Cheryl Collins___________

Name:    Tara Malone___________            Name:    Cheryl Collins______________

Title:    Vice President__________            Title:    SVP and Treasurer__________

Date:    6/1/14________________            Date:    6/1/14____________________

SCHEDULE 1

	
			
	Original Advancing Servicer
or Originator
	SSID Number
	Transfer Date

	Bank of America, N.A.
	261840154
261840197
261847000
261840200
261840812
	April 1, 2013
May 1, 2013
June 1, 2013
September 1, 2013
December 1, 2013

	GMAC Mortgage, LLC
	261840111
261840120
261840138
261840146
261840804
261840855
	January 31, 2013

	Flagstar Capital Markets
Corporation
	261840103
	January 1, 2013

	National City Bank and
National City Mortgage
Services
	261840057
	November 1, 2009

	Bank United
	261840049
	April 1, 2009

	Hayhurst Mortgage, Inc
	261840073
	February 1, 2010

	Option One
	261840022
	July 1, 2008

	Franklin Bank
	261840065
	December 1, 2009

	Green Tree Servicing LLC
	261840006
	N/A

	EverBank
	261840235
261840243
261840251
261840260
	May 1, 2014

Advances made by Servicer relating to Mortgage Loans in each of the above referenced acquired portfolios after the applicable Transfer Date shall be Eligible Advances.

SCHEDULE 2

	
			
	Original Advancing Servicer
	Legacy Advance Type; Early
Reimbursement rate
	Transfer Date

	Bank of America, N.A.
	P&I Delinquency Advance: 100%
T&I Escrow Advances: 80%
Corporate Servicing Advances: 80%
	April 1, 2013
May 1, 2013
June 1, 2013
September 1, 2013
December 1, 2013

	GMAC Mortgage, LLC
	P&I Delinquency Advance: 100%
T&I Escrow Advances: 80%
Corporate Servicing Advances: 80%
	January 31, 2013

	Flagstar Capital Markets
Corporation

	P&I Delinquency Advance: 100%
T&I Escrow Advances: 80%
Corporate Servicing Advances: 80%
	January 1, 2013

	National City Bank and
National City Mortgage
Services
	P&I Delinquency Advance: 100%
T&I Escrow Advances: 80%
Corporate Servicing Advances: 80%
	November 1, 2009

	EverBank**
	P&I Delinquency Advance: 100%
T&I Escrow Advances: 80%
Corporate Servicing Advances: 80%
	May 1, 2014

** Legacy Servicing Advances applicable to servicing transferred from EverBank shall not exceed Sixty million ($60,000,000) dollars and Servicer may request early reimbursement of such Legacy Servicing Advances through August 1, 2014.103AmendmentNo6AmendedandRestatedReceivablesLoanAgreement2

EXHIBIT 10.3

AMENDMENT NO. 6 TO
AMENDED AND RESTATED RECEIVABLES LOAN AGREEMENT
THIS AMENDMENT NO. 6 TO AMENDED AND RESTATED RECEIVABLES LOAN AGREEMENT (this “Amendment”), dated as of March 28, 2014, is by and among GREEN TREE ADVANCE RECEIVABLES II LLC, a Delaware limited liability company (the “Borrower”), GREEN TREE SERVICING LLC, a Delaware limited liability company, as administrator (in such capacity, the “Administrator”), THE FINANCIAL INSTITUTIONS FROM TIME TO TIME PARTY HERETO, as Lenders (each, a “Lender”), WELLS FARGO BANK, NATIONAL ASSOCIATION, a national banking association (“WFB”) as “Calculation Agent”, “Account Bank”, “Verification Agent” and “Securities Intermediary” and WELLS FARGO CAPITAL FINANCE, LLC, formerly known as Wells Fargo Foothill, LLC (“WFCF”), as agent for the Lenders (in such capacity, together with any successor thereto in such capacity, the “Agent”). Capitalized terms used herein and not otherwise defined shall have the meaning given to such terms in the Receivables Loan Agreement (defined below).
WHEREAS, the Borrower, the Administrator, WFB, as Calculation Agent, Account Bank, Verification Agent and Securities Intermediary, the Lenders and WFCF, as Agent and Lender, are parties to that certain Amended and Restated Receivables Loan Agreement dated as of May 2, 2012 (as amended, restated, supplemented or otherwise modified from time to time, the “Receivables  Loan Agreement”);
WHEREAS, Section 11.01 of the Receivables Loan Agreement provides that the Receivables Loan Agreement may be amended as follows;
WHEREAS, the Agent represents Lenders whose Commitments are greater than fifty percent (50%) of the Maximum Facility Limit as of the date hereof;
WHEREAS, the parties to the Receivables Loan Agreement hereto have agreed to amend the Receivables Loan Agreement on the terms and conditions set forth herein;
NOW, THEREFORE, in consideration of the premises set forth above, the terms and conditions contained herein, and for other good and valuable consideration, the receipt and sufficiently of which are hereby acknowledged, the parties hereto agree as follows:
Section 1.Amendments to the Receivables Loan Agreement. Effective as of the date hereof and subject to the execution of this Amendment by the parties hereto, the Receivables Loan Agreement is hereby amended as follows:
1.1    In Section 1.01, the definition of “Tangible Net Worth” is hereby deleted in its entirety and replaced with the following:
“Tangible Net Worth” means, for the Administrator, as of any date of determination, (i) the net worth of the Administrator determined in accordance with GAAP, minus (ii) all intangibles 

097231-0021-14963-Active.16114466.1        

determined in accordance with GAAP (including goodwill but excluding originated and purchased mortgage servicing rights) and any and all advances to, investments in and receivables held from Affiliates.”
1.1    Section 8.01(g) shall be deleted in its entirety and replaced with the following:
“(g) RESERVED.”
1.2    Section 8.01(h) shall be deleted in its entirety and replaced with the following: 
“(h) as of the last day of any fiscal quarter of the Administrator:
		
	(i)
	the Tangible Net Worth of the Administrator shall be less than the greater of (x) $200,000,000 or (y) 5.00% of the Administrator’s outstanding recourse Indebtedness (excluding non-recourse Indebtedness and Indebtedness of Parent, including, without limitation, Indebtedness of the Parent with respect to which the Administrator has provided a guaranty or has granted a Lien of any kind in any of the Administrator’s property or assets);

		
	(ii)
	the Administrator shall have unrestricted cash and cash equivalents in an amount that is less than the greater of (x) $25,000,000 or (y) 1.00% of the Administrator’s outstanding recourse Indebtedness (excluding non-recourse Indebtedness and Indebtedness of Parent, including, without limitation, Indebtedness of the Parent with respect to which the Administrator has provided a guaranty or has granted a Lien of any kind in any of the Administrator’s property or assets); or

		
	(iii)
	the ratio of Administrator’s Indebtedness (excluding non-recourse Indebtedness and Indebtedness of Parent, including, without limitation, Indebtedness of the Parent with respect to which the Administrator has provided a guaranty or has granted a Lien of any kind in any of the Administrator’s property or assets) to Tangible Net Worth exceeds 12:1.”

Section 2.    Reference to and Effect on the Receivables Loan Agreement. From and after the date hereof, each reference in the Receivables Loan Agreement to “this Agreement”, “hereunder”, “hereof,” “herein,” “hereby” or words of like import shall mean and be a reference to the Receivables Loan Agreement as amended hereby, and each reference to the Receivables Loan Agreement in any other document, instrument or agreement executed and/or delivered in connection with the Receivables Loan Agreement shall mean and be a reference to the Receivables Loan Agreement as amended hereby.
Section 3.    CHOICE OF LAW. THIS AMENDMENT SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH , THE LAWS OF THE STATE OF NEW YORK (INCLUDING SECTIONS 5-1401 OF THE GENERAL OBLIGATIONS LAWS OF 

097231-0021-14963-Active.16114466.1        

THE STATE OF NEW YORK BUT OTHERWISE WITHOUT REGARD TO CONFLICTS OF LAW PRINCIPLES).
Section 4.    Execution of Counterparts. This Amendment may be executed in any number of counterparts and by different parties hereto in separate counterparts, each of which when so executed shall be deemed to be an original and all of which taken together shall constitute one and the same agreement.
Section 5.    Headings. Section headings in this Amendment are included herein for convenience of reference only and shall not constitute a part of this Amendment for any other purpose.
[signatures appear on the following pages]

097231-0021-14963-Active.16114466.1        

IN WITNESS WHEREOF, the parties have caused this Amendment to be executed by their respective officers thereunto duly authorized, as of the date hereof.
GREEN TREE ADVANCE RECEIVABLES II LLC, As Borrower
By:  /s/ Brian F. Corey    
Name:  Brian F. Corey
Title:    Sr. Vice President
& Secretary
GREEN TREE SERVICING LLC,  
As Administrator
By:  /s/ Brian F. Corey    
Name:  Brian F. Corey
Title:    Sr. Vice President
General Counsel 
        & Secretary

Signature Page to Amendment No. 6 
to A&R Receivables Loan Agreement

097231-0021-14963-Active.16114466.1        

WELLS FARGO BANK, NATIONAL ASSOCIATION,
As Calculation Agent, Account Bank and 
Securities Intermediary
By:  /s/ Mark DeFabio    
Name:  Mark DeFabio
Title:    Vice President
WELLS FARGO CAPITAL FINANCE, LLC, 
As Agent and as Lender
By:  /s/ Mark Weide    
Name:  Mark Weide
Title:    Assistant Vice President

Signature Page to Amendment No. 6 
to A&R Receivables Loan Agreement

097231-0021-14963-Active.16114466.1

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