Document:

EX-10.1

 Exhibit 10.1 

EXECUTION VERSION 
 CREDIT
AGREEMENT 
 dated as of 

January 27, 2015 
 among 

HEADSTRONG CONSULTING (SINGAPORE) PTE LTD 

and 
 GENPACT GLOBAL HOLDINGS
(BERMUDA) LIMITED, 
 as the Borrowers, 

GENPACT LIMITED, 
 as Holdings,

 and 
 MORGAN STANLEY SENIOR
FUNDING, INC., 
 as Lender 

 TABLE OF CONTENTS 

 

									
	 	  	Page	 
	ARTICLE I	  
	
	Definitions	  
				
	 SECTION 1.01.
	 		  	Defined Terms	  	 	1	  
	 SECTION 1.02.
	 		  	Terms Generally	  	 	12	  
	 SECTION 1.03.
	 		  	[Reserved]	  	 	12	  
	 SECTION 1.04.
	 		  	Payments on Business Days	  	 	12	  
	 SECTION 1.05.
	 		  	Times of Day	  	 	12	  
	
	ARTICLE II	  
	
	The Credits	  
				
	 SECTION 2.01.
	 		  	Commitments	  	 	12	  
	 SECTION 2.02.
	 		  	[Reserved]	  	 	13	  
	 SECTION 2.03.
	 		  	Requests for Loans	  	 	13	  
	 SECTION 2.04.
	 		  	[Reserved]	  	 	13	  
	 SECTION 2.05.
	 		  	[Reserved]	  	 	13	  
	 SECTION 2.06.
	 		  	Funding of Loans	  	 	13	  
	 SECTION 2.07.
	 		  	Termination and Reduction of Commitments	  	 	13	  
	 SECTION 2.08.
	 		  	Repayment of Loans; Evidence of Debt	  	 	13	  
	 SECTION 2.09.
	 		  	Prepayment of Loans	  	 	14	  
	 SECTION 2.10.
	 		  	Fees	  	 	14	  
	 SECTION 2.11.
	 		  	Interest	  	 	14	  
	 SECTION 2.12.
	 		  	[Reserved]	  	 	14	  
	 SECTION 2.13.
	 		  	Increased Costs	  	 	14	  
	 SECTION 2.14.
	 		  	[Reserved]	  	 	15	  
	 SECTION 2.15.
	 		  	Taxes	  	 	15	  
	 SECTION 2.16.
	 		  	Payments Generally; Pro Rata Treatment; Sharing of Setoffs	  	 	17	  
	
	ARTICLE III	  
	
	Representations and Warranties	  
				
	 SECTION 3.01.
	 		  	Organization; Powers; Subsidiaries; Equity Interests	  	 	17	  
	 SECTION 3.02.
	 		  	Authorization; No Conflicts; Enforceability	  	 	18	  
	 SECTION 3.03.
	 		  	Governmental Approvals; Other Consents	  	 	18	  
	 SECTION 3.04.
	 		  	No Material Adverse Change	  	 	19	  
	 SECTION 3.05.
	 		  	[Reserved]	  	 	19	  
	 SECTION 3.06.
	 		  	[Reserved]	  	 	19	  
	 SECTION 3.07.
	 		  	[Reserved]	  	 	19	  
	 SECTION 3.08.
	 		  	Compliance with Laws and Agreements	  	 	19	  
	 SECTION 3.09.
	 		  	Investment Company Status; Foreign Company Status	  	 	19	  
	 SECTION 3.10.
	 		  	Taxes	  	 	19	  
	 SECTION 3.11.
	 		  	Solvency	  	 	19	  

  
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	 SECTION 3.12.
				[Reserved]		 	19	  
	 SECTION 3.13.
				Federal Reserve Regulations		 	19	  
	 SECTION 3.14.
				Security Interests		 	19	  
	 SECTION 3.15.
				PATRIOT Act and FCPA		 	20	  
	 SECTION 3.16.
				OFAC		 	20	  
	
	ARTICLE IV	  
	
	Conditions	  
				
	 SECTION 4.01.
				Closing Date		 	20	  
	
	ARTICLE V	  
	
	Affirmative Covenants	  
				
	 SECTION 5.01.
				[Reserved]		 	21	  
	 SECTION 5.02.
				Notice of Material Events		 	21	  
	 SECTION 5.03.
				Existence; Conduct of Business		 	22	  
	 SECTION 5.04.
				Payment of Obligations		 	22	  
	 SECTION 5.05.
				[Reserved]		 	22	  
	 SECTION 5.06.
				[Reserved]		 	22	  
	 SECTION 5.07.
				Compliance with Laws; Compliance with Agreements		 	22	  
	 SECTION 5.08.
				Use of Proceeds		 	22	  
	 SECTION 5.09.
				Covenant to Give Security		 	22	  
	 SECTION 5.10.
				Further Assurances		 	23	  
	
	ARTICLE VI	  
	
	Negative Covenants	  
	 SECTION 6.01.
				Liens		 	23	  
	
	ARTICLE VII	  
	
	Events of Default	  
	
	ARTICLE VIII	  
	
	[Reserved]	  
	
	ARTICLE IX	  
	
	Miscellaneous	  
				
	 SECTION 9.01.
				Notices		 	25	  
	 SECTION 9.02.
				Waivers; Amendments		 	26	  
	 SECTION 9.03.
				Expenses; Indemnity; Damage Waiver		 	27	  
	 SECTION 9.04.
				Assignments by the Lender		 	28	  
	 SECTION 9.05.
				Survival		 	28	  
	 SECTION 9.06.
				Counterparts; Integration; Effectiveness		 	28	  

  
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	 SECTION 9.07.
				Severability		 	29	  
	 SECTION 9.08.
				Right of Setoff		 	29	  
	 SECTION 9.09.
				Governing Law; Jurisdiction; Consent to Service of Process		 	29	  
	 SECTION 9.10.
				WAIVER OF JURY TRIAL		 	30	  
	 SECTION 9.11.
				Headings		 	30	  
	 SECTION 9.12.
				Confidentiality		 	30	  
	 SECTION 9.13.
				USA PATRIOT Act		 	31	  
	 SECTION 9.14.
				Interest Rate Limitation		 	31	  
	 SECTION 9.15.
				No Fiduciary Duty		 	32	  
	 SECTION 9.16.
				Agent for Service of Process		 	32	  
	 SECTION 9.17.
				Judgment Currency		 	32	  
				
	 SCHEDULES:
								
				
	 Schedule 3.01(b)
		–		Loan Parties				
	 Schedule 4.01(b)
		–		Collateral Documents				
	 Schedule 4.01(c)
		–		Local Counsel				
	 Schedule 5.08
		–		Step Plan				
	 Schedule 9.01
		–		Notices				
				
	 EXHIBITS:
								
				
	 Exhibit A
		–		Form of Guarantee Agreement				
	 Exhibit B
		–		Form of Borrowing Request				

  
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 CREDIT AGREEMENT (this “Agreement”) dated as of January 27, 2015 among
HEADSTRONG CONSULTING (SINGAPORE) PTE LTD, a limited liability corporation incorporated under the laws of Singapore (the “Singapore Borrower”), GENPACT GLOBAL HOLDINGS (BERMUDA) LIMITED, an exempted limited liability company
organized under the laws of Bermuda (the “Bermuda Borrower” and, together with the Singapore Borrower, the “Borrowers”), GENPACT LIMITED, an exempted limited liability company organized under the laws of Bermuda
(“Holdings”), and MORGAN STANLEY SENIOR FUNDING, INC., as lender (the “Lender”). 
 WHEREAS, the Borrowers
have requested that the Lender extend credit on the Closing Date (a) to the Singapore Borrower in the form of a Singapore Loan in an aggregate principal amount of $660,000,000 and (b) to the Bermuda Borrower in the form of a Bermuda Loan
in an aggregate principal amount of $12,500,000; and 
 WHEREAS, the Lender is willing to make such Singapore Loan and Bermuda Loan, in each
case, on the terms and conditions set forth herein. 
 NOW, THEREFORE, in consideration of the mutual covenants and agreements herein
contained, the parties hereto covenant and agree as follows: 
 ARTICLE I 

Definitions 

SECTION 1.01. Defined Terms. As used in this Agreement, the following terms have the meanings specified below: 

“Act” has the meaning assigned to such term in Section 9.13. 

“Affiliate” means, with respect to a specified Person, another Person that directly, or indirectly through one or more
intermediaries, Controls or is Controlled by or is under common Control with the Person specified. 
 “Agreement” has the
meaning assigned to such term in the preamble hereto. 
 “Applicable Rate” means 2.00% per annum. 

“Approved Fund” means any Fund that is administered or managed by (a) the Lender, (b) an Affiliate of the Lender or
(c) an entity or an Affiliate of an entity that administers or manages the Lender. 
 “Audited Financial Statements”
means the audited consolidated balance sheet of Holdings and its consolidated Subsidiaries for the fiscal year ended December 31, 2013, and the related consolidated statements of income or operations, shareholders’ equity and cash flows
for such fiscal year of Holdings and its consolidated Subsidiaries, including the notes thereto. 
 “Authorized
Representative” means any Responsible Officer or other authorized signatory of a Loan Party. 
 “Bermuda Account Pledge
Agreement” means that certain Account Pledge Agreement dated as of January 27, 2015 among the Bermuda Borrower, as Pledgor, and the Lender, as Secured Party. 

“Bermuda Borrower” has the meaning assigned to such term in the preamble hereto. 

  
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 “Bermuda Borrowing Amount” has the meaning assigned to such term in
Section 2.01(b). 
 “Bermuda Controlled Account” means the demand deposit account with the account number set
forth in the Perfection Certificate held by the Bermuda Borrower with Bank of America, N.A. in the name of the Bermuda Borrower and any successor or replacement account. 

“Bermuda Loan” means a loan made to the Bermuda Borrower pursuant to Section 2.01(b). 

“Board” means the Board of Governors of the Federal Reserve System of the United States of America. 

“Board of Directors” means (a) with respect to a corporation, the board of directors of the corporation and
(b) with respect to any other Person, the board of directors or other similar body and (except if used in the definition of “Change in Control”) committee or Person of such Person serving a similar function. 

“Borrowers” has the meaning assigned to such term in the preamble hereto. 

“Borrowing Request” means a request by a Borrower for a Loan in accordance with Section 2.03. 

“Business Day” means any day other than a Saturday, Sunday or other day on which commercial banks are authorized to close
under the Laws of, or are in fact closed in, the state where the Lender’s Office is located. 
 “Capital Lease
Obligations” of any Person means the obligations of such Person to pay rent or other amounts under any lease of (or other arrangement conveying the right to use) real or personal property, or a combination thereof, which obligations are
required to be classified and accounted for as capital leases on a balance sheet of such Person under GAAP as in effect on the Closing Date, and the amount of such obligations as of any date shall be the capitalized amount thereof determined in
accordance with GAAP as in effect on the Closing Date that would appear on a balance sheet of such Person prepared as of such date. 

“Change in Control” means an event or series of events by which: 

(a) any “person” or “group” (as such terms are used in Sections 13(d) and 14(d) of the Securities Exchange
Act of 1934, but excluding any employee benefit plan of such person or its subsidiaries, and any person or entity acting in its capacity as trustee, agent or other fiduciary or administrator of any such plan) other than the Equity Investors and GE
becomes the “beneficial owner” (as defined in Rules 13d-3 and 13d-5 under the Securities Exchange Act of 1934, except that a person or group shall be deemed to have “beneficial ownership” of all Equity Interests that such person
or group has the right to acquire, whether such right is exercisable immediately or only after the passage of time), directly or indirectly, of more than 50% of the common Equity Interests of Holdings, or other Equity Interests (that carry
unconditional or conditional entitlements to vote on the appointment of directors or equivalent officers; provided that in the case of any such conditional entitlements, such Equity Interests shall only be included within this clause (a) upon
and with effect from the time when the applicable conditions to such entitlements are satisfied) of Holdings at any time; 

(b) during any period of 24 consecutive months, a majority of the members of the Board of Directors or other equivalent
governing body of Holdings cease to be composed of individuals (i) who were members of the Board of Directors of Holdings or equivalent governing 

  
 -2- 

 
body on the first day of such period, (ii) whose election or nomination to the Board of Directors of Holdings or equivalent governing body was approved by individuals referred to in clause
(i) above constituting at the time of such election or nomination at least a majority of the Board of Directors of Holdings or equivalent governing body or (iii) whose election or nomination to the Board of Directors of Holdings or other
equivalent governing body was approved by individuals referred to in clauses (i) and (ii) above constituting at the time of such election or nomination at least a majority of the Board of Directors of Holdings or equivalent governing body
(excluding, in the case of both clause (ii) and clause (iii) any individual whose initial nomination for, or assumption of office as, a member of the Board of Directors of Holdings or equivalent governing body occurs as a result of an
actual or threatened solicitation of proxies or consents for the election or removal of one or more directors by any person or group other than a solicitation for the election of one or more directors by or on behalf of the Board of Directors of
Holdings); or 
 (c) Holdings shall cease, directly or indirectly, to own and control legally and beneficially all of the
Equity Interests in each of the Borrowers. 
 “Change in Law” means (a) the adoption of any law, treaty, rule or
regulation after the date of this Agreement, (b) any change in any law, treaty, rule or regulation or in the interpretation or application thereof by any Governmental Authority after the date of this Agreement or (c) compliance by the
Lender (or, for purposes of Section 2.13(b), by any lending office of the Lender or by the Lender’s holding company, if any) with any request, guideline or directive (whether or not having the force of law) of any Governmental
Authority made or issued after the date of this Agreement; provided that notwithstanding anything herein to the contrary, (x) the Dodd-Frank Wall Street Reform and Consumer Protection Act and all requests, rules, guidelines or directives
thereunder or issued in connection therewith and (y) all requests, rules, guidelines or directives promulgated by the Bank for International Settlements, the Basel Committee on Banking Supervision (or any successor or similar authority) or the
United States or foreign regulatory authorities, in each case pursuant to Basel III, shall in each case be deemed to be a “Change in Law,” regardless of the date enacted, adopted or issued. 

“Charges” has the meaning assigned to such term in Section 9.14. 

“Closing Date” means the date on which the conditions specified in Article IV of this Agreement are satisfied. 

“Code” means the U.S. Internal Revenue Code of 1986, as amended from time to time. 

“Collateral” means all the “Collateral” or any equivalent term as defined in any Collateral Document. 

“Collateral Documents” means, collectively, the Bermuda Account Pledge Agreement, the Mauritius Account Pledge Agreements,
the Singapore Account Charges and each of the collateral assignments, security agreements, pledge agreements, subordination agreements, instruction letters or other similar agreements and all supplements with respect to the foregoing delivered to
the Lender pursuant to Section 5.09 or otherwise required (whether as of the Closing Date or thereafter) by any of the foregoing agreements, and each of the other agreements, instruments or documents that creates or purports to create a
Lien in favor of the Lender to secure the Obligations. 
 “Commitment” means the commitment of the Lender to make a
Singapore Loan and a Bermuda Loan pursuant to Section 2.01. The aggregate amount of the Lender’s Commitment as of the date hereof is $672,500,000. 

  
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 “Contractual Obligation” means, as to any Person, any provision of any security
issued by such Person or of any agreement, instrument or other undertaking to which such Person is a party or by which it or any of its property is bound. 

“Control” means, with respect to any Person, the power, directly or indirectly, to direct or cause the direction of the
management and policies of such Person, whether by contract or otherwise. “Controlling” and “Controlled” have meanings correlative thereto. 

“Controlled Accounts” means each of the Bermuda Controlled Account, the Mauritius Controlled Accounts and the Singapore
Controlled Accounts. 
 “Debtor Relief Laws” means the Bankruptcy Code of the United States, and all other liquidation,
conservatorship, bankruptcy, assignment for the benefit of creditors, moratorium, rearrangement, receivership, insolvency, reorganization, or similar debtor relief Laws of the United States or other applicable jurisdictions from time to time in
effect and affecting the rights of creditors generally. 
 “Default” means any event or condition which constitutes an
Event of Default or, which upon notice, lapse of time or both would, unless cured or waived, become an Event of Default. 
 “Default
Rate” has the meaning assigned to such term in Section 2.11(b). 
 “Disqualified Equity Interests”
means any Equity Interest which, by its terms (or by the terms of any security or other Equity Interests into which it is convertible or for which it is exchangeable), or upon the happening of any event or condition (a) matures or is
mandatorily redeemable (other than solely for Qualified Equity Interests and cash in lieu of fractional shares of such Qualified Equity Interests), pursuant to a sinking fund obligation or otherwise (except as a result of a change of control, public
equity offering or asset disposition so long as any rights of the holders thereof upon the occurrence of a change of control, public equity offering or asset disposition event shall be subject to the prior repayment in full of the Loans and all
other Obligations that are accrued and payable and the termination of the Commitments, (b) is redeemable at the option of the holder thereof (other than solely for Qualified Equity Interests and cash in lieu of fractional shares if such
Qualified Equity Interests and except as permitted in clause (a) above), in whole or in part, (c) requires the scheduled payments of dividends in cash (for this purpose, dividends shall not be considered required if the issuer has the
option to permit them to accrue, cumulate, accrete or increase in liquidation preference or if the issuer has the option to pay such dividends solely in Qualified Equity Interests) or (d) is or becomes convertible into or exchangeable for
Indebtedness or any other Equity Interests that would constitute Disqualified Equity Interests, in each case of clauses (a)-(d), prior to the date that is 91 days after the Maturity Date. 

“Dollars” or “$” refers to lawful money of the United States of America. 

“Empower India” means Empower Research Knowledge Services Private Limited, a limited liability company organized under the
laws of India. 
 “Environmental Laws” means all laws, rules, regulations, codes, ordinances, orders, decrees, judgments,
injunctions, notices or binding agreements issued, promulgated or entered into by any Governmental Authority, imposing liability or standards of conduct concerning protection of the environment, preservation or reclamation of natural resources, the
management, Release or threatened Release of any Hazardous Material or the effect of Hazardous Materials on the environment or on health and safety. 

“Environmental Liability” means any liability, contingent or otherwise (including any liability for damages, costs of
environmental remediation, fines, penalties or indemnities), of Holdings or any Subsidiary 

  
 -4- 

 
directly or indirectly resulting from or based upon (a) violation of any Environmental Law, (b) the generation, use, handling, transportation, storage, treatment or disposal of any
Hazardous Materials, (c) exposure to any Hazardous Materials, (d) the Release or threatened Release of any Hazardous Materials into the environment or (e) any contract, agreement or other consensual arrangement pursuant to which
liability is assumed or imposed with respect to any of the foregoing. 
 “Equity Interests” means shares of capital stock,
partnership interests, membership interests in a limited liability company, beneficial interests in a trust or other equity ownership interests in a Person, and any warrants, options or other rights entitling the holder thereof to purchase or
acquire any such equity interest. 
 “Equity Investors” means (a) Wells Fargo and Company and its Affiliates,
(b) General Atlantic Partners, LLC and Oak Hill Capital Management, Inc. and (c) Bain Capital Partners, LLC and, in the case of each of clauses (a), (b) and (c), their respective affiliated funds. 

“ERISA” means the Employee Retirement Income Security Act of 1974, as amended from time to time, and the regulations
promulgated and rulings issued thereunder. 
 “ERISA Affiliate” means any trade or business (whether or not incorporated)
that, together with a Borrower, is treated as a single employer under Section 414(b) or (c) of the Code or, solely for purposes of Section 302 of ERISA and Section 412 of the Code, is treated as a single employer under
Section 414 of the Code. 
 “ERISA Event” means (a) any “reportable event,” as defined in
Section 4043 of ERISA or the regulations issued thereunder with respect to a Plan (other than an event for which the 30-day notice period is waived by regulation); (b) with respect to any Plan, a failure to satisfy the minimum funding
standard (within the meaning of Section 412 of the Code or Section 302 of ERISA), whether or not waived; (c) the filing pursuant to Section 412(c) of the Code or Section 302(c) of ERISA of an application for a waiver of the
minimum funding standard with respect to any Plan; (d) a determination that any Plan is in “at-risk” status (as defined in
 Section 303(i)(4) of ERISA or Section 430(i)(4) of the Code); (e) the incurrence by a
Borrower or any ERISA Affiliate of any liability under Title IV of ERISA with respect to the termination of any Plan; (f) the receipt by a Borrower or any ERISA Affiliate from the PBGC or a plan administrator of any notice relating to an
intention to terminate any Plan or Plans or to appoint a trustee to administer any Plan; (g) the incurrence by a Borrower or any ERISA Affiliate of any liability with respect to the withdrawal or partial withdrawal of a Borrower or any
ERISA Affiliate from any Plan or Multiemployer Plan or a cessation of operations by a Borrower or any ERISA Affiliate that is treated as such a withdrawal under Section 4062(e) of ERISA; or (h) the receipt by the Borrowers or any ERISA
Affiliate of any notice, or the receipt by any Multiemployer Plan from the Borrowers or any ERISA Affiliate of any notice, concerning the imposition upon the Borrowers or any ERISA Affiliate of a Withdrawal Liability or a determination that a
Multiemployer Plan is, or is expected to be, insolvent or in reorganization, within the meaning of Title IV of ERISA or in “endangered” or “critical” status within the meaning of Section 432 of the Code or Section 305
of ERISA. 
 “Event of Default” has the meaning assigned to such term in Article VII. 

“Excluded Taxes” means, with respect to the Lender or any other recipient of any payment to be made by or on account of any
obligation of any Loan Party under any Loan Document, (a) any Tax imposed on such recipient’s net income or profits (or any franchise Tax imposed in lieu of a Tax on net income or profits) by any jurisdiction (i) as a result of such
recipient being organized in or having its principal office or applicable lending office located in such jurisdiction or (ii) as a result of any other present or former connection between such recipient and such jurisdiction (other than any
connections arising 

  
 -5- 

 
from such recipient having executed, delivered, become a party to, performed its obligations under, received payments under, received or perfected a security interest under, engaged in any other
transaction pursuant to and/or enforced any Loan Document, and/or sold or assigned an interest in any Loan or Loan Document), (b) any branch profits Taxes within the meaning of
 Section 884(a) of the Code, or any similar Tax, imposed by
any jurisdiction described in clause (a) above, (c) in the case of the Lender, any U.S. Federal withholding Tax that is imposed on amounts payable to the Lender pursuant to a Law in effect on the Closing Date, (d) any withholding Tax
that is attributable to a recipient’s failure to comply with Section 2.15(d) and (e) any U.S. Federal withholding Taxes imposed pursuant to FATCA. 

“Existing Credit Agreement” means the Credit Agreement dated as of August 30, 2012, among Genpact International, Inc.,
Headstrong Corporation and the Bermuda Borrower, as the borrowers, Holdings, as holdings, Morgan Stanley Senior Funding, Inc., as administrative agent, and the other parties thereto, as amended and restated from time to time. 

“FATCA” means Sections 1471 through 1474 of the Code, as of the date of this Agreement (and any amended or successor version
thereof that is substantively comparable and not materially more onerous to comply with), and any current or future Treasury regulations or official interpretations thereof. 

“FCPA” has the meaning assigned to such term in Section 3.15. 

“Federal Funds Effective Rate” means, for any day, the rate per annum equal to the weighted average of the rates on overnight
federal funds transactions with members of the Federal Reserve System arranged by federal funds brokers on such day, as published by the Federal Reserve Bank of New York on the Business Day next succeeding such day; provided that (a) if
such day is not a Business Day, the Federal Funds Effective Rate for such day shall be such rate on such transactions on the next preceding Business Day as so published on the next succeeding Business Day, and (b) if no such rate is so
published on such next succeeding Business Day, the Federal Funds Effective Rate for such day shall be the average rate (rounded upward, if necessary, to a whole multiple of 1/100 of 1%) charged to the Lender on such day on such transactions as
determined by the Lender. 
 “Fee Letter” means the fee letter, dated as of January 27, 2015, between Holdings, the
Borrowers and the Lender. 
 “Financial Officer” means the chief financial officer, principal accounting officer,
treasurer, assistant treasurer, or controller of Holdings. 
 “Fund” means any Person (other than a natural person) that is
(or will be) engaged in making, purchasing, holding or otherwise investing in commercial loans and similar extensions of credit in the ordinary course of its activities. 

“GAAP” means generally accepted accounting principles in the United States of America as in effect from time to time. 

“GE” means General Electric Company, a New York corporation. 

“Genpact India Holdings” means Genpact India Holdings, a company organized and existing under the laws of Mauritius and
having its registered address at 6th Floor, Tower A, 1 Cybercity, Ebene, Mauritius. 
 “Genpact Mauritius” means Genpact
Mauritius, a company organized and existing under the laws of Mauritius and having its registered office at 6th Floor, Tower A, 1 Cybercity, Ebene, Mauritius. 

  
 -6- 

 “Genpact Singapore” means Genpact Singapore Pte. Ltd., a limited liability
corporation incorporated under the laws of Singapore. 
 “Governmental Authority” means the government of the United States
of America, any other nation or any political subdivision thereof, whether state or local, and any agency, authority, instrumentality, regulatory body, court, central bank or other entity exercising executive, legislative, judicial, taxing,
regulatory or administrative powers or functions of or pertaining to government (including any supra-national bodies such as the European Union or the European Central Bank). 

“Group” means Holdings and its Subsidiaries from time to time. 

“Guarantee Agreement” means the Guarantee Agreement executed by the Guarantors, substantially in the form of Exhibit
A. 
 “Guarantor” means each of Holdings, the Bermuda Borrower, the Singapore Borrower, Genpact Singapore, Genpact
India Holdings, Genpact Mauritius and any other Subsidiary (other than a Borrower) that at any time is the legal owner of a Controlled Account. 

“Hazardous Materials” means all explosive or radioactive substances or wastes and all hazardous or toxic substances, wastes
or other pollutants, including petroleum or petroleum distillates, asbestos or asbestos containing materials, polychlorinated biphenyls, radon gas, infectious or medical wastes and all other substances or wastes of any nature regulated pursuant to
any Environmental Law. 
 “Holdings” has the meaning assigned to such term in the preamble hereto. 

“Indebtedness” of any Person means, without duplication, (a) all obligations of such Person for borrowed money,
(b) all obligations of such Person evidenced by bonds, debentures, notes, loan agreements or other similar instruments, (c) all obligations of such Person under conditional sale or other title retention agreements relating to property
acquired by such Person, (d) all obligations of such Person, other than intercompany items, in respect of the deferred purchase price of property or services (excluding accounts payable incurred in the ordinary course of business, any purchase
price adjustment or earn-out obligation except to the extent such obligation is a liability on the balance sheet of such Person in accordance with GAAP at the time initially incurred and deferred or equity compensation arrangements payable to
directors, officers or employees), (e) all Indebtedness of others secured by (or for which the holder of such Indebtedness has an existing right, contingent or otherwise, to be secured by) any Lien on Property owned or acquired by such Person,
whether or not the Indebtedness secured thereby has been assumed, but limited to the fair market value of such Property (except to the extent otherwise provided in this definition), (f) all Guarantees by such Person of Indebtedness of others of
a type described in any of clauses (a) through (e) above or (g) through (j) below, (g) all Capital Lease Obligations and Synthetic Lease Obligations of such Person, (h) all obligations, contingent or otherwise, of such
Person as an account party in respect of letters of credit and letters of guaranty, (i) all obligations, contingent or otherwise, of such Person in respect of bankers’ acceptances and (j) all obligations of such Person under any Swap
Agreement (with the “principal” amount of any Swap Agreement on any date being equal to the early termination value thereof on such date). The Indebtedness of any Person shall (i) include the Indebtedness of any other entity
(including any partnership or joint venture (other than a joint venture that is itself a corporation or limited liability company) in which such Person is a general partner or joint venturer) to the extent such Person is expressly liable therefor as
a result of such Person’s ownership interest in or other relationship with such entity and pursuant to contractual arrangements, except to the extent the terms of such Indebtedness provide that such Person is not liable therefor and
(ii) exclude customer deposits and advances and interest payable thereon in the ordinary course of business in accordance with customary trade terms and other obligations incurred in the ordinary course of business through credit on an open
account basis customarily extended to such Person. 

  
 -7- 

 “Indemnified Taxes” means all Taxes other than Excluded Taxes and Other Taxes.

 “Indemnitee” has the meaning assigned to such term in Section 9.03(b). 

“India Reorganization Transactions” has the same meaning set forth in the Existing Credit Agreement as of the date hereof.

 “Information” has the meaning assigned to such term in Section 9.12. 

“IRS” means the United States Internal Revenue Service. 

“Laws” means, collectively, all international, foreign, Federal, state and local statutes, treaties, rules, guidelines,
regulations, ordinances, codes and administrative or judicial precedents or authorities, including the interpretation or administration thereof by any Governmental Authority charged with the enforcement, interpretation or administration thereof, and
all applicable administrative orders, directed duties, requests, licenses, authorizations and permits of, and agreements with, any Governmental Authority, in each case whether or not having the force of law. 

“Lender” has the meaning assigned to such term in the preamble hereto. 

“Lender’s Office” means the Lender’s address and, as appropriate, account as set forth on Schedule 9.01
or such other address or account as the Lender may from time to time notify to the Borrowers. 
 “Lien” means, with respect
to any asset, any mortgage, deed of trust, lien, pledge, hypothecation, encumbrance, charge or security interest in, on or of such asset (or any capital lease having substantially the same economic effect as any of the foregoing). 

“Loan” means an extension of credit by the Lender to a Borrower under Article II in the form of a Singapore Loan
or a Bermuda Loan. 
 “Loan Documents” means this Agreement, the Guarantee Agreement, the Collateral Documents, the Fee
Letter and any amendments, waivers, supplements or other modifications to any of the foregoing. 
 “Loan Parties” means the
Borrowers and the Guarantors. 
 “Material Adverse Effect” means (a) a material adverse change in, or a material
adverse effect upon, the properties, business, condition (financial or otherwise) or results of operations of the Group taken as a whole; (b) a material impairment of the rights and remedies of the Lender under any Loan Document, or of the
ability of any Loan Party to perform its obligations under any Loan Document to which it is a party; or (c) a material adverse effect upon the legality, validity, binding effect or enforceability against any Loan Party of any Loan Document to
which it is a party. 
 “Material Indebtedness” means Indebtedness (other than the Loans and any intercompany Indebtedness)
of any one or more of Holdings and its Subsidiaries in an aggregate principal amount exceeding $50,000,000. 
 “Maturity
Date” means the date 14 days after the Closing Date. 

  
 -8- 

 “Mauritius Account Pledge Agreements” means (a) that certain Account Pledge
Agreement dated as of January 27, 2015 among Genpact Mauritius, as Company, and the Lender, as Pledgee, and (b) that certain Account Pledge Agreement dated as of
 January 27, 2015 among Genpact India Holdings, as Company, and the
Lender, as Pledgee. 
 “Mauritius Controlled Account” means (a) the demand deposit account with the account number set
forth in the Perfection Certificate held by Genpact Mauritius with HSBC Bank (Mauritius) Limited. in the name of Genpact Mauritius and any successor or replacement account and (b) the demand deposit account with the account number set forth in
the Perfection Certificate held by Genpact India Holdings with HSBC Bank (Mauritius) Limited in the name of Genpact India Holdings and any successor or replacement account. 

“Maximum Rate” has the meaning assigned to such term in Section 9.14. 

“Multiemployer Plan” means a multiemployer plan as defined in Section 4001(a)(3) of ERISA. 

“Obligations” means all indebtedness (including interest, fees, and other amounts that, but for the filing of a petition in
bankruptcy, insolvency, receivership or other similar proceeding with respect to any Loan Party, would have accrued on any Obligations, regardless of whether allowed or allowable in such proceeding) and other monetary obligations of any of the Loan
Parties to the Lender or its Affiliates, individually or collectively, existing on the Closing Date or arising thereafter (direct or indirect, joint or several, absolute or contingent, matured or unmatured, liquidated or unliquidated, secured or
unsecured) arising or incurred under this Agreement or any of the other Loan Documents, in each case whether now existing or hereafter arising, whether all such obligations arise or accrue before or after the commencement of any bankruptcy,
insolvency or receivership proceedings (and whether or not such claims, interest, costs, expenses or fees are allowed or allowable in any such proceeding (including interest and fees which, but for the filing of a petition in bankruptcy with respect
to any Loan Party, would have accrued on any Obligations, whether or not a claim is allowed against such Loan Party for such interest or fees in the related bankruptcy proceeding)). 

“OFAC” has the meaning assigned to such term in Section 3.16. 

“Organization Documents” means (a) with respect to any corporation, the certificate or articles of incorporation and the
bylaws (or equivalent or comparable constitutive documents with respect to any non-U.S. jurisdiction); (b) with respect to any limited liability company, the certificate or articles of formation or organization and operating agreement or
certificate of incorporation and/or memorandum and articles of association (or other constitutive documents with respect to any non-U.S. jurisdiction); and (c) with respect to any partnership, joint venture, trust or other form of business
entity, the partnership, joint venture or other applicable agreement of formation or organization and any agreement, instrument, filing or notice with respect thereto filed in connection with its formation or organization with the applicable
Governmental Authority in the jurisdiction of its formation or organization and, if applicable, any certificate or articles of formation or organization of such entity. 

“Other Taxes” means any and all present or future stamp, court, intangible, recording, filing or documentary Taxes or any
other excise, property or similar Taxes arising from any payment made under any Loan Document or from the execution, delivery, registration or enforcement of, from the receipt or perfection of a security interest under, or otherwise with respect to,
any Loan Document. 
 “PBGC” means the Pension Benefit Guaranty Corporation referred to and defined in ERISA and any
successor entity performing similar functions. 

  
 -9- 

 “Perfection Certificate” means a certificate, dated the Closing Date, delivered
by Holdings to the Lender. 
 “Person” means any natural person, corporation, limited liability company, trust, joint
venture, association, company, partnership, Governmental Authority or other entity. 
 “Plan” means any employee pension
benefit plan (other than a Multiemployer Plan) subject to the provisions of Title IV of ERISA or Section 412 of the Code or Section 302 of ERISA, and in respect of which any Borrower or any ERISA Affiliate is (or, if such plan were
terminated, would under Section 4069 of ERISA be deemed to be) an “employer” as defined in Section 3(5) of ERISA. 

“Primary Currency” has the meaning assigned to such term in Section 9.17. 

“Process Agent” has the meaning assigned to such term in Section 9.16. 

“Property” means any right or interest in or to property of any kind whatsoever, whether real, personal or mixed and whether
tangible or intangible, including Equity Interests. 
 “Qualified Equity Interests” means Equity Interests other than
Disqualified Equity Interests. 
 “Related Parties” means, with respect to any Person, such Person’s Affiliates and
the partners, directors, officers, employees, agents, trustees and advisors of such Person and of such Person’s Affiliates. 

“Release” means any spilling, leaking, pumping, pouring, emitting, emptying, discharging, injecting, escaping, leaching,
dumping or disposing of a Hazardous Material into the environment, including the abandonment, discarding, burying or disposal of barrels, containers or other receptacles containing any Hazardous Material. 

“Responsible Officer” means the chief executive officer, president, any vice president, chief financial officer, treasurer,
assistant treasurer or controller of a Loan Party (or the equivalent position) and solely for purposes of the delivery of incumbency certificates pursuant to Article IV, the secretary or any assistant secretary of a Loan Party. Any document
delivered hereunder that is signed by a Responsible Officer of a Loan Party shall be conclusively presumed to have been authorized by all necessary corporate, partnership and/or other action on the part of such Loan Party and such Responsible
Officer shall be conclusively presumed to have acted on behalf of such Loan Party. 
 “SEC” means the Securities and
Exchange Commission, any successor thereto and any analogous Governmental Authority succeeding to any of its principal functions. 

“Significant Subsidiary” means any Subsidiary that would be a “Significant Subsidiary” of Holdings within the
meaning of Rule 1-02 under Regulation S-X promulgated by the SEC (or any successor provision). 
 “Singapore Account
Charges” mean (a) that certain Account Charge dated as of January 27, 2015 among the Singapore Borrower, as Chargor, and the Lender, as Lender, and (b) that certain Account Charge dated as of January 27, 2015 among
Genpact Singapore, as Chargor, and the Lender, as Lender. 
 “Singapore Borrower” has the meaning assigned to such term in
the preamble hereto. 
 “Singapore Borrowing Amount” has the meaning assigned to such term in Section 2.01(a).

  
 -10- 

 “Singapore Controlled Accounts” means (a) the demand deposit account with
the account number set forth in the Perfection Certificate held by the Singapore Borrower with Bank of America, N.A. in the name of the Singapore Borrower and any successor or replacement account and (b) the demand deposit account with the
account number set forth in the Perfection Certificate held by Genpact Singapore with Bank of America, N.A. in the name of Genpact Singapore and any successor or replacement account. 

“Singapore Loan” means a loan made to the Singapore Borrower pursuant to Section 2.01(a). 

“Solvent” and “Solvency” mean, with respect to any Person on any date of determination, that on such date
(a) the fair value of the property of such Person is greater than the total amount of liabilities, including contingent liabilities, of such Person, (b) the present fair salable value of the assets of such Person is not less than the
amount that will be required to pay the probable liability of such Person on its debts as they become absolute and matured, (c) such Person does not intend to, and does not believe that it will, incur debts or liabilities beyond such
Person’s ability to pay such debts and liabilities as they become absolute and matured
 and (d) such Person is not engaged in any business, as conducted on such date and as proposed to be conducted following such date, for which such
Person’s property would constitute an unreasonably small capital. The amount of contingent liabilities at any time shall be computed as the amount that, in the light of all the facts and circumstances existing at such time, represents the
amount that can reasonably be expected to become an actual or matured liability. 
 “subsidiary” means, with respect to any
Person (the “parent”) at any date, any corporation, limited liability company, partnership, association or other entity of which securities or other ownership interests representing more than 50% of the ordinary voting power for the
election of directors or other governing body are at the time beneficially owned, directly or indirectly, by the parent or one or more subsidiaries of the parent or by the parent and one or more subsidiaries of the parent. 

“Subsidiary” means any subsidiary of Holdings. 

“Swap Agreement” means any agreement with respect to any swap, forward, future or derivative transaction or option or similar
agreement involving, or settled by reference to, one or more rates, currencies, commodities, equity or debt instruments or securities, or economic, financial or pricing indices or measures of economic, financial or pricing risk or value or any
similar transaction or any combination of these transactions; provided that no phantom stock or similar plan providing for payments only on account of services provided by current or former directors, officers, employees or consultants of
Holdings or its Subsidiaries shall be a Swap Agreement. 
 “Synthetic Lease Obligation” means the monetary obligation of a
Person under (a) any so-called synthetic, off balance sheet or tax retention lease or (b) an agreement for the use or possession of property (including sale and leaseback transactions), in each case, creating obligations that do not appear
on the balance sheet of such Person but which, upon the application of any Debtor Relief Laws to such Person, would be characterized as the indebtedness of such Person (without regard to accounting treatment). 

“Taxes” means any and all present or future taxes, levies, imposts, duties, assessments, deductions, charges or withholdings
of any nature and whatever called, imposed by any Governmental Authority, including any interest, additions to tax or penalties applicable thereto. 

“Transactions” means the execution, delivery and performance by the Loan Parties of this Agreement and the other Loan
Documents, the borrowing of Loans on the Closing Date, the equity infusion of Empower India as set forth in Schedule 5.08 (the “Equity Infusion”) and the payment of the fees and expenses incurred in connection with the
consummation of the foregoing. 

  
 -11- 

 “Uniform Commercial Code” means the Uniform Commercial Code as the same may from
time to time be in effect in the State of New York. 
 “United States” and “U.S.” mean the United States
of America. 
 “Withdrawal Liability” means liability to a Multiemployer Plan as a result of a complete or partial
withdrawal from such Multiemployer Plan, as such terms are defined in Part I of Subtitle E of Title IV of ERISA. 
 SECTION 1.02. Terms
Generally. The definitions of terms in this Agreement and each other Loan Document shall apply equally to the singular and plural forms of the terms defined. Whenever the context may require, any pronoun shall include the corresponding
masculine, feminine and neuter forms. The words “include,” “includes” and “including” shall be deemed to be followed by the phrase “without limitation.” The word “will” shall be construed to have the
same meaning and effect as the word “shall.” Unless the context requires otherwise (a) any definition of or reference to any agreement, instrument or other document herein shall be construed as referring to such agreement, instrument
or other document as from time to time amended, supplemented, refinanced, restated, replaced or otherwise modified (subject to any restrictions on such amendments, supplements or modifications set forth herein), (b) any reference herein to any
Person shall be construed to include such Person’s successors and assigns, (c) the words “herein,” “hereof” and “hereunder,” and words of similar import, shall be construed to refer to this Agreement in its
entirety and not to any particular provision hereof, (d) all references herein to Articles, Sections, Exhibits and Schedules shall be construed to refer to Articles and Sections of, and Exhibits and Schedules to, this Agreement or any other
Loan Document in which such references appear and (e) the words “asset” and “property” shall be construed to have the same meaning and effect and to refer to any and all tangible and intangible assets and properties,
including cash, securities, accounts and contract rights. 
 SECTION 1.03. [Reserved]. 

SECTION 1.04. Payments on Business Days. When the payment of any Obligation or the performance of any covenant, duty or obligation is
stated to be due or performance required on a day which is not a Business Day, the date of such payment or performance shall extend to the immediately succeeding Business Day and such extension of time shall be reflected in computing interest or
fees, as the case may be. 
 SECTION 1.05. Times of Day. Unless otherwise specified, all references herein to times of day shall be
references to New York City time (daylight or standard, as applicable). 
 ARTICLE II 

The Credits 

SECTION 2.01. Commitments. Subject to the terms and conditions set forth herein, the Lender agrees to make (a) a Singapore Loan on
the Closing Date to the Singapore Borrower in Dollars in an amount equal to $660,000,000 (such amount, the “Singapore Borrowing Amount”) and (b) a Bermuda Loan to the Bermuda Borrower on the Closing Date in Dollars in an amount
equal to $12,500,000 (such amount, the “Bermuda Borrowing Amount” which, when combined with the Singapore Borrowing Amount, shall not exceed the Commitment of the Lender), in each case, by making immediately available funds to the
applicable Borrower’s account in an amount equal to (x) the Singapore Borrowing Amount as it relates to the Singapore Loan and (y) the Bermuda Borrowing Amount as it relates to the Bermuda Loan. Amounts repaid in respect of the
Singapore Loan and the Bermuda Loan may not be reborrowed. 

  
 -12- 

 SECTION 2.02. [Reserved]. 

SECTION 2.03. Requests for Loans. To request a Loan, the applicable Borrower shall notify the Lender of such request not later than
11:00 a.m. on the day of the requested date of the borrowing of the Loan. Each Borrowing Request shall be irrevocable and shall be in a form attached hereto as Exhibit B and signed by the applicable Borrower. Each such Borrowing Request
shall specify the following information: 
 (i) the aggregate amount of the requested Loan; 

(ii) the date of such Loan, which shall be a Business Day; and 

(iii) the location and number of the applicable Borrower’s account to which funds are to be disbursed, which shall comply
with the requirements of Section 2.06. 
 SECTION 2.04. [Reserved]. 

SECTION 2.05. [Reserved]. 

SECTION 2.06. Funding of Loans. The Lender shall make each Loan to be made by it hereunder on the proposed date thereof by wire
transfer of immediately available funds by 2:00 p.m., New York City time, to the account of the applicable Borrower designated by such Borrower for such purpose by notice to the Lender. The Lender may, at its option, make any Loan available to
the Singapore Borrower or the Bermuda Borrower by causing any foreign or domestic branch or Affiliate of the Lender to make such Loan; provided that any exercise of such option shall not affect the obligation of the applicable Borrower to repay such
Loan in accordance with the terms of this Agreement. 
 SECTION 2.07. Termination and Reduction of Commitments. The Commitments shall
terminate upon the earlier of the making of the Loans and 5:00 p.m., New York City time, on the Closing Date. 
 SECTION 2.08.
Repayment of Loans; Evidence of Debt. 
 (a)(i) he Singapore Borrower hereby unconditionally promises to pay to the Lender the then
unpaid principal amount of the Singapore Loan made to the Singapore Borrower on the Maturity Date in Dollars. 
 (ii) The Bermuda Borrower
hereby unconditionally promises to pay to the Lender the then unpaid principal amount of the Bermuda Loan made to the Bermuda Borrower on the Maturity Date in Dollars. 

(b) The Lender shall maintain in accordance with its usual practice an account or accounts evidencing the indebtedness of the applicable
Borrower to the Lender resulting from each Loan made by the Lender, including the amounts of principal and interest payable and paid to the Lender from time to time hereunder. 

(c) The entries made in the accounts maintained pursuant to clause (b) of this Section 2.08 shall be prima facie evidence of
the existence and amounts of the obligations recorded therein absent manifest error; provided that the failure of the Lender to maintain such accounts or any error therein shall not in any manner affect the obligations of the Borrowers to
repay the Loans in accordance with the terms of this Agreement. 

  
 -13- 

 SECTION 2.09. Prepayment of Loans. 

(a) Optional Prepayments. 

(i) The Borrowers shall have the right at any time and from time to time to prepay any Loan, without premium or penalty,
subject to prior notice in accordance with clause (a)(ii) of this Section 2.09, not later than 2:00 p.m., New York City time, on the date of such prepayment. 

(ii) The applicable Borrower shall notify the Lender by telephone (confirmed by telecopy or transmission by electronic
communication in accordance with Section 9.01(b)) of any prepayment hereunder not later than 2:00 p.m., New York City time, one Business Day before the date of prepayment. 

SECTION 2.10. Fees. 
 (a)
The Borrowers agree to pay to the Lender, for its own account, fees payable in the amounts and at the times provided in the Fee Letter. 

(b) All fees payable hereunder shall be paid on the dates due, in Dollars and immediately available funds, to the Lender. Fees paid shall not
be refundable under any circumstances. 
 SECTION 2.11. Interest. 

(a) The Loans shall bear interest at the Applicable Rate. 

(b) Notwithstanding the foregoing, if any principal of or interest on any Loan or any fee or other amount payable by the Borrowers hereunder
is not paid when due, whether at stated maturity, upon acceleration or otherwise, such overdue amount shall bear interest, after as well as before judgment, at a rate per annum equal to 2% plus the rate otherwise applicable to such Loan as
provided in the preceding clauses of this Section 2.11 (the “Default Rate”). 
 (c) Accrued interest on each
Loan shall be payable in arrears on the Maturity Date for such Loan; provided that (i) interest accrued pursuant to clause (b) of this Section 2.11 shall be payable on demand and (ii) in the event of any
prepayment of any Loan, accrued interest on the principal amount prepaid shall be payable on the date of such prepayment. 
 (d) All
interest hereunder shall be computed on the basis of a year of 360 days. 
 SECTION 2.12. [Reserved]. 

SECTION 2.13. Increased Costs. 

(a) If any Change in Law shall: 

(i) impose, modify or deem applicable any reserve, special deposit or similar requirement against assets of, deposits with or
for the account of, or credit extended by, the Lender; 
 (ii) subject the Lender to any additional Tax (other than any Other
Taxes or Indemnified Taxes indemnified under Section 2.15, and any Excluded Taxes) with respect to any Loan Document; or 

(iii) impose on the Lender any other condition affecting this Agreement; 

  
 -14- 

 and the result of any of the foregoing shall be to increase the cost to the Lender of making or maintaining any
Loan or of maintaining its obligation to make any Loan or to increase the cost to the Lender or to reduce the amount of any sum received or receivable by the Lender hereunder, whether of principal, interest or otherwise, in each case by an amount
deemed by the Lender to be material in the context of its making of extensions of credit under this Agreement, then, upon the request of the Lender, the Borrowers will pay to the Lender such additional amount or amounts as will compensate the Lender
for such additional costs incurred or reduction suffered. 
 (b) If the Lender determines in good faith that any Change in Law regarding
capital or liquidity requirements has or would have the effect of reducing the rate of return on the Lender’s capital or on the capital of the Lender’s holding company, if any, as a consequence of this Agreement or the Loans made by the
Lender to a level below that which the Lender or the Lender’s holding company could have achieved but for such Change in Law (taking into consideration the Lender’s policies and the policies of the Lender’s holding company with
respect to capital adequacy), then from time to time, upon the request of the Lender, the Borrowers will pay to the Lender such additional amount or amounts as will compensate the Lender or the Lender’s holding company for any such reduction
suffered. 
 (c) A certificate of the Lender setting forth in reasonable detail the amount or amounts necessary to compensate the Lender or
its holding company, as the case may be, as specified in clause (a) or (b) of this Section 2.13 shall be delivered to the Borrowers and shall be conclusive absent manifest error. The Borrowers shall pay the Lender the
amount shown as due on any such certificate within ten (10) days (or such later date as may be agreed by the Lender) after receipt thereof. 

(d) Failure or delay on the part of the Lender to demand compensation pursuant to this Section 2.13 shall not constitute a waiver
of the Lender’s right to demand such compensation; provided that the Borrowers shall not be required to compensate the Lender pursuant to this Section 2.13 for any increased costs or reductions incurred more than 135
days prior to the date that the Lender notifies the Borrowers of the Change in Law giving rise to such increased costs or reductions and of the Lender’s intention to claim compensation therefor; provided, further that, if the
Change in Law giving rise to such increased costs or reductions is retroactive, then the 135-day period referred to above shall be extended to include the period of retroactive effect thereof. 

SECTION 2.14. [Reserved]. 

SECTION 2.15. Taxes. 

(a) Any and all sums payable by or on account of any Loan Party under any Loan Document to the Lender shall be made free and clear of and
without deduction for any Taxes, unless required by applicable Law. 
 (b) If any applicable withholding agent shall be required by Law to
deduct any Taxes from or in respect of any sum payable under any Loan Document, then (i) the applicable withholding agent shall make such deductions and pay to the relevant Governmental Authority any such Tax before the date on which penalties
attach thereto in accordance with applicable Law, (ii) if the Tax in question is an Indemnified Tax or an Other Tax, the sum payable by the applicable Loan Party to the Lender shall be increased as necessary so that after all required
deductions have been made (including deductions applicable to additional sums payable under this Section 2.15) the Lender receives an amount equal to the sum it would have received had no such deductions been made, (iii) within
thirty days after paying any sum from which it is required by Law to make any deduction, and within thirty days after the due date of payment of any Tax which it is required by clause (i) above to pay, the Loan Party making such payments shall
deliver to the Lender the original or a certified copy of a receipt issued by such Governmental Authority evidencing such payment, a copy of the return reporting such payment or other evidence of such payment reasonably satisfactory to the Lender.

  
 -15- 

 (c) In addition, the Borrowers shall pay any Other Taxes to the relevant Governmental Authority
in accordance with applicable Law. 
 (d) The Lender shall, at such times as are reasonably requested by Holdings, provide Holdings with any
documentation prescribed by Law or reasonably requested by Holdings certifying as to any entitlement of the Lender to an exemption from, or reduction in, any applicable withholding Tax with respect to any payments to be made to the Lender under any
Loan Document. The Lender shall, whenever a lapse in time or change in circumstances renders any such documentation (including any specific documentation required below in this Section 2.15(d)) obsolete, expired or inaccurate in any
material respect, deliver promptly to Holdings updated or other appropriate documentation (including any new documentation reasonably requested by Holdings) or promptly notify Holdings in writing of its inability to do so. 

Without limiting the foregoing: 

(1) The Lender shall deliver to Holdings on or before the date on which it becomes a party to this Agreement two properly
completed and duly signed original copies of IRS Form W-9 certifying that the Lender is exempt from U.S. Federal backup withholding. 

(2) If a payment made to the Lender under any Loan Document would be subject to U.S. Federal withholding Tax imposed by FATCA
if the Lender were to fail to comply with the applicable reporting requirements of FATCA (including those contained in Sections 1471(b) or 1472(b) of the Code, as applicable), the Lender shall deliver to Holdings at the time or times prescribed by
law and at such time or times reasonably requested by Holdings such documentation prescribed by applicable Law (including as prescribed by Section 1471(b)(3)(C)(i) of the Code) and such additional documentation reasonably requested by Holdings
as may be necessary for Holdings to comply with its FATCA obligations, to determine whether the Lender has or has not complied with the Lender’s FATCA obligations and, if necessary, to determine the amount to deduct and withhold from such
payment. Solely for purposes of this clause (2), “FATCA” shall include any amendments made to FATCA after the Closing Date. 

Notwithstanding any other provision of this Section 2.15(d), the Lender shall not be required to deliver any documentation that
the Lender is not legally eligible to deliver. 
 (e) The Borrowers shall, jointly and severally, indemnify the Lender within ten
(10) days after written demand therefor, for the full amount of any Indemnified Taxes paid or payable by the Lender on or with respect to any payment by or on account of any obligation of any Borrower under any Loan Document, and any Other
Taxes paid or payable by the Lender (including any Indemnified Taxes or Other Taxes imposed or asserted on or attributable to amounts payable under this Section 2.15), and any reasonable expenses arising therefrom or with respect
thereto, whether or not such Indemnified Taxes or Other Taxes were correctly or legally imposed or asserted by the relevant Governmental Authority. A certificate as to the amount of such payment or liability prepared in good faith and delivered to
the Lender shall be conclusive absent manifest error. 
 (f) If and to the extent the Lender determines, in its sole good faith discretion,
that it has received a refund of any Indemnified Taxes or Other Taxes as to which it has been indemnified by a Loan Party or with respect to which a Loan Party has paid additional amounts pursuant to this Section 2.15, then the Lender
shall promptly pay over such refund to the relevant Loan Party (but only to the extent of indemnity payments made, or additional amounts paid, by such Loan Party under this Section 2.15 with

  
 -16- 

 
respect to the Indemnified Taxes or Other Taxes giving rise to such refund), net of all out-of-pocket expenses (including any Taxes) of the Lender and without interest (other than any interest
paid by the relevant Governmental Authority with respect to such refund); provided that such Loan Party, upon the request of the Lender, agrees to repay the amount paid over to such Loan Party plus any penalties, interest or other charges
imposed by the relevant Governmental Authority to the Lender in the event the Lender is required to repay such refund to such Governmental Authority. This Section 2.15(f) shall not be construed to require the Lender to make available its
tax returns (or any other information relating to its Taxes which it deems confidential) to any Loan Party or any other Person. 
 SECTION
2.16. Payments Generally; Pro Rata Treatment; Sharing of Setoffs. 
 (a) Each Borrower shall make each payment required to be made by
it hereunder (whether of principal, interest, fees, or of amounts payable under Section 2.13 or 2.15, or otherwise) without condition or deduction for any counterclaim, defense, recoupment or setoff prior to 2:00 p.m., on the
date when due, in immediately available funds. Any amounts received after such time on any date may, in the discretion of the Lender, be deemed to have been received on the next succeeding Business Day for purposes of calculating interest thereon.
All such payments shall be made to the Lender. If any payment hereunder shall be due on a day that is not a Business Day, the date for payment shall be extended to the next succeeding Business Day, and, in the case of any payment accruing interest,
interest thereon shall be payable for the period of such extension. 
 (b) If at any time prior to an exercise of remedies pursuant to
Article VII (or prior to the date of termination of the Commitments in full and acceleration of the Loans pursuant to Article VII), insufficient funds are received by and available to the Lender to pay fully all amounts of
principal, interest and fees then due hereunder, such funds shall be applied (i) first, towards payment of interest and fees then due hereunder and (ii) second, towards payment of principal then due hereunder. 

(c) After the exercise of remedies provided for in Article VII (or after the automatic termination of the Commitments and
acceleration of the Loans pursuant to Article VII), any amounts received on account of the Obligations shall be applied by the Lender as follows: 

First, to payment of that portion of the Obligations constituting fees, indemnities, expenses and other amounts
(including fees, charges and disbursements of counsel to the Lender and amounts payable under Article II) payable to the Lender; 

Second, to payment of that portion of the Obligations constituting interest on the Loans and other Obligations arising
under the Loan Documents; 
 Third, to payment of that portion of the Obligations constituting unpaid principal of the
Loans; and 
 Last, the balance, if any, after all of the Obligations have been indefeasibly paid in full, to the
Borrowers or as otherwise required by Law. 
 ARTICLE III 

Representations and Warranties 

The Borrowers represent and warrant to the Lender as of the Closing Date that: 

SECTION 3.01. Organization; Powers; Subsidiaries; Equity Interests. 

  
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 (a) Each of the Loan Parties (i) is duly organized, incorporated or formed, validly existing
and in good standing under the Laws of the jurisdiction of its incorporation or organization, (ii) has all requisite power and authority and all requisite governmental licenses, authorizations, consents and approvals to (A) own or lease
its assets and carry on its business and (B) execute, deliver and perform its obligations under the Loan Documents to which it is a party and consummate the Transactions, and (iii) is duly qualified and is licensed and in good standing
under the Laws of each jurisdiction where its ownership, lease or operation of properties or the conduct of its business requires such qualification or license, except in each case referred to in clause (ii)(A) or (iii), to the extent that failure
to do so could not reasonably be expected to have a Material Adverse Effect. 
 (b) Set forth on Schedule 3.01(b) hereto is a
complete and accurate list of all Loan Parties as of the Closing Date, showing as of the Closing Date (as to each Loan Party) the jurisdiction of its organization, the address of its principal place of business and its U.S. taxpayer identification
number or, in the case of any non-U.S. Loan Party (if any) that does not have a U.S. taxpayer identification number, its unique identification number issued to it by the jurisdiction of its organization. The copy of the charter or such other similar
constitutional documents of each Borrower, Holdings and each other Loan Party provided pursuant to Article IV is a true and correct copy of each such document as of the Closing Date, each of which is valid and in full force and effect as of
the Closing Date. 
 SECTION 3.02. Authorization; No Conflicts; Enforceability. 

(a) The execution, delivery and performance by each Loan Party of each Loan Document to which such Person is or is to be a party have been
duly authorized by all necessary corporate or other organizational action, and do not and will not (i) contravene the terms of any of such Person’s Organization Documents; (ii) conflict with or result in any breach or contravention
of, or the creation of any Lien (except Liens created under the Loan Documents) under, or require any payment to be made under (A) any material Contractual Obligation to which such Person is a party or affecting such Person or the properties of
such Person or any of its Subsidiaries or (B) any order, injunction, writ or decree of any Governmental Authority or any arbitral award to which such Person or its property is subject; or (iii) violate any Law. 

(b) This Agreement has been, and each other Loan Document, when delivered hereunder, will have been, duly executed and delivered by each Loan
Party that is party thereto. This Agreement constitutes, and each other Loan Document when so executed and delivered will constitute, a legal, valid and binding obligation of such Loan Party, enforceable against each Loan Party that is party thereto
in accordance with its terms. 
 SECTION 3.03. Governmental Approvals; Other Consents. No approval, consent, exemption,
authorization, or other action by, or notice to, or filing with, any Governmental Authority or any other Person is necessary or required in connection with (a) the execution, delivery or performance by, or enforcement against, any Loan Party of
this Agreement or any other Loan Document or for the consummation of the Transactions, (b) the grant by any Loan Party of the Liens granted by it pursuant to the Collateral Documents, (c) the perfection or maintenance of the Liens created
under the Collateral Documents (including the first priority nature thereof) or (d) the exercise by the Lender of its rights under the Loan Documents or the remedies in respect of the Collateral pursuant to the Collateral Documents, except, in
each case, for (i) the authorizations, approvals, actions, notices and filings which have been duly obtained, taken, given or made and are in full force and effect or as otherwise provided in the applicable Collateral Document and
(ii) authorizations, approvals, actions, notices and filings, the failure of which to obtain could not reasonably be expected to have a Material Adverse Effect. 

  
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 SECTION 3.04. No Material Adverse Change. Since the date of the Audited Financial
Statements, there has been no event or circumstance, either individually or in the aggregate, that has had or could reasonably be expected to have a Material Adverse Effect. 

SECTION 3.05. [Reserved]. 

SECTION 3.06. [Reserved]. 

SECTION 3.07. [Reserved]. 

SECTION 3.08. Compliance with Laws and Agreements. Each of the Loan Parties and their Subsidiaries is in compliance with all Laws of
any Governmental Authority applicable to it or its property and all Contractual Obligations (excluding agreements governing Indebtedness) binding upon it or its property, except where (a) the failure to do so is being contested in good faith by
appropriate proceedings diligently conducted or (b) the failure to do so, individually or in the aggregate, could not reasonably be expected to result in a Material Adverse Effect. 

SECTION 3.09. Investment Company Status; Foreign Company Status. None of the Borrowers nor any other Loan Party is required to register
as an “investment company” as defined in the Investment Company Act of 1940. The Bermuda Borrower is not registered as a foreign company in Singapore under Division 2 of Part XI of the Companies Act, Chapter 50 of Singapore and has not
made any application to be so registered, as at the date of this Agreement. 
 SECTION 3.10. Taxes. Each of Holdings, the Borrowers
and their respective Subsidiaries has filed all Tax returns and reports required to have been filed (taking into account valid extensions) and has paid or caused to be paid all Taxes (including any Taxes payable in the capacity of a withholding
agent) required to have been paid by it, except (a) Taxes that are being contested in good faith by appropriate proceedings (if such contest effectively suspends collection and enforcement of the contested obligation) and for which the Loan
Parties or a Subsidiary, as applicable, has set aside on its books reserves to the extent required by GAAP or (b) to the extent that the failure to do so could not reasonably be expected, individually or in the aggregate, to result in a
Material Adverse Effect. As of the Closing Date, there is no current or proposed Tax audit, tax assessment, deficiency or other claim against Holdings, any Borrower or any Subsidiary that could reasonably be expected, individually or in the
aggregate, to have a Material Adverse Effect. 
 SECTION 3.11. Solvency. As of the Closing Date, Holdings, on a consolidated basis
with its Subsidiaries, is, and immediately after giving effect to the Transactions, will be, Solvent. 
 SECTION 3.12. [Reserved].

 SECTION 3.13. Federal Reserve Regulations. No part of the proceeds of any Loan have been used or will be used, whether directly or
indirectly, for any purpose that entails a violation of any of the regulations of the Board, including Regulations T, U and X. 
 SECTION
3.14. Security Interests. The provisions of each Collateral Document are effective to create legal and valid Liens on all the Collateral in respect of which and to the extent such Collateral Document purports to create Liens in favor of the
Lender; and upon the taking of all actions to be taken pursuant to the terms of the Collateral Documents, such Liens will constitute perfected and continuing Liens on the Collateral, securing the Obligations, enforceable against the applicable Loan
Party and all third parties to the extent required by the Collateral Documents. 

  
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 SECTION 3.15. PATRIOT Act and FCPA. Each of the Loan Parties and each of their respective
Subsidiaries are in compliance, in all material respects, with the Act and the United States Foreign Corrupt Practices Act of 1977, as amended (the “FCPA”). No part of the proceeds of the Loans will be used, directly or indirectly,
(i) for any payments to any governmental official or employee, political party, official of a political party, candidate for political office, or anyone else acting in an official capacity, in order to obtain, retain or direct business or
obtain any improper advantage, in violation of the FCPA, (ii) in violation of the Act or (iii) in violation of other applicable anti-terrorism laws, anti-money laundering laws and anti-corruption laws. 

SECTION 3.16. OFAC. To the knowledge of Holdings, the Borrowers, any director or officer of Holdings, the Borrowers or any Subsidiary,
no Loan Party or any Subsidiary is subject to any U.S. sanctions administered by the Office of Foreign Assets Control of the U.S. Treasury Department (“OFAC”); and the Borrowers will not directly or indirectly use the proceeds of
the Loans or otherwise make available such proceeds to any Person, for the purpose of financing the activities of any Person subject to any U.S. sanctions administered by OFAC. 

ARTICLE IV 

Conditions 

SECTION 4.01. Closing Date. The obligations of the Lender to make Loans on the Closing Date are subject to each of the following
conditions being satisfied on or prior to the Closing Date: 
 (a) The Lender (or its counsel) shall have received from each party hereto
either (i) a counterpart of this Agreement signed on behalf of such party or (ii) written evidence reasonably satisfactory to the Lender (which may include telecopy or electronic mail transmission in accordance with
Section 9.01) that such party has signed a counterpart of this Agreement. 
 (b) The Lender (or its counsel) shall have received
from each initial Guarantor either (i) a counterpart of the Guarantee Agreement signed on behalf of such Loan Party or (ii) written evidence reasonably satisfactory to the Lender (which may include telecopy or electronic mail transmission
in accordance with Section 9.01 of a signed signature page of the Guarantee Agreement) that such party has signed a counterpart of the Guarantee Agreement, together with: 

(i) a duly completed Perfection Certificate signed by Holdings; and 

(ii) executed counterparts of the Collateral Documents identified on Schedule 4.01(b). 

(c) The Lender shall have received the executed customary legal opinions of (i) Cravath, Swaine & Moore LLP, special New York
counsel to the Loan Parties, (ii) Heather D. White, Vice President and Senior Legal Counsel of Holdings, and (iii) each of the local counsel set forth on Schedule 4.01(c) concerning the Loan Party and the Loan Documents, in
each case, as applicable in the jurisdiction in which such local counsel is admitted to practice and in form and substance reasonably satisfactory to the Lender. 

(d) The Lender shall have received such customary closing documents and certificates as the Lender or its counsel may reasonably request
relating to the organization, existence and good standing of the Borrowers, Holdings and the other Loan Parties, the authorization of the Transactions, to the extent applicable, and any other legal matters relating to such Loan Parties, the Loan
Documents or the Transactions, all in form and substance reasonably satisfactory to the Lender and its counsel. 

  
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 (e) The Lender shall have received such incumbency certificates and/or other certificates of
Authorized Representatives of each of the Borrowers, Holdings and each Loan Party as the Lender may reasonably require evidencing the identity, authority and capacity of each Authorized Representative thereof authorized to act as an Authorized
Representative in connection with this Agreement and the other Loan Documents to which such Loan Party is a party or is to be a party. 

(f) The Lender shall have received a certificate attesting to the Solvency of Holdings and its Subsidiaries (taken as a whole) on the Closing
Date after giving effect to the Transactions, from a Financial Officer of Holdings. 
 (g) The Lender shall have received all fees and other
amounts due and payable on or prior to the Closing Date, including, to the extent invoiced at least two Business Days prior to the Closing Date, reimbursement or payment of all reasonable out-of-pocket expenses required to be reimbursed or paid by
the Borrowers hereunder. 
 (h) The Lender’s receipt of such documents and other information (as the Lender may have requested at least
five Business Days prior to the Closing Date) required under any applicable “know your customer” and/or anti-money laundering rules and regulations, including the Act, in connection with any of the Loan Documents. 

(i) The Administrative Agent shall have received a certificate signed by a Responsible Officer of Holdings and each Borrower certifying that
(i) the representations and warranties of the Borrowers and each other Loan Party set forth in this Agreement and the other Loan Documents shall be true and correct in all material respects (except that any representation and warranty that is
qualified by materiality shall be true and correct in all respects) on and as of the Closing Date, except where any representation and warranty is expressly made as of a specific earlier date, such representation and warranty shall be true in all
material respects as of any such earlier date and (ii) at the time of and immediately after giving effect to the making of the Loans, no Default or Event of Default shall have occurred and be continuing. 

ARTICLE V 

Affirmative Covenants 

Until the Commitments have expired or been terminated and the principal of and interest on each Loan and all fees payable hereunder shall have
been paid in full, each of Holdings and the Borrowers covenants and agrees with the Lender that: 
 SECTION 5.01. [Reserved]. 

SECTION 5.02. Notice of Material Events. The Borrowers will furnish to the Lender (for prompt notification to the Lender) prompt
written notice after any Responsible Officer of Holdings or the Borrowers obtains knowledge of the following: 
 (a) the occurrence of any
continuing Default; 
 (b) the filing or commencement of any action, suit or proceeding by or before any arbitrator or Governmental
Authority against or affecting Holdings or any of its Subsidiaries that could reasonably be expected to result in a Material Adverse Effect; 

(c) the occurrence of any ERISA Event that, alone or together with any other ERISA Events that have occurred, could reasonably be expected to
result in a Material Adverse Effect; and 

  
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 (d) any other development that results in, or could reasonably be expected to result in, a
Material Adverse Effect. 
 Each notice delivered under this Section 5.02 shall be accompanied by a statement of a Responsible Officer or
other executive officer of Holdings setting forth the details of the event or development requiring such notice and any action taken or proposed to be taken with respect thereto. 

SECTION 5.03. Existence; Conduct of Business. Holdings will, and will cause each of its Subsidiaries to, do or cause to be done all
things necessary to preserve, renew and keep in full force and effect (a) its legal existence and (b) the rights, licenses, permits, privileges and franchises material to the conduct of its business, except, in the case of the preceding
clause (b), to the extent that the failure to do so could not reasonably be expected to have a Material Adverse Effect. 
 SECTION 5.04.
Payment of Obligations. Holdings will, and will cause each of its Subsidiaries to, pay or otherwise satisfy its Tax obligations (whether or not shown on a Tax return), before the same shall become delinquent or in default, except where (a)(i)
the validity or amount thereof is being contested in good faith by appropriate proceedings diligently conducted (if such contest effectively suspends collection and enforcement of the obligation (or Tax) in question) and (ii) the Loan Party or
Subsidiary has set aside on its books reserves with respect thereto to the extent required by GAAP or (b) the failure to make payment could not reasonably be expected to, individually or in the aggregate, result in a Material Adverse Effect.

 SECTION 5.05. [Reserved]. 

SECTION 5.06. [Reserved]. 

SECTION 5.07. Compliance with Laws; Compliance with Agreements. Holdings will, and will cause each of its Subsidiaries to,
(a) comply in all material respects with all Laws of any Governmental Authority applicable to it or its Property (including Environmental Laws) and (b) perform in all material respects its material Contractual Obligations (other than in
respect of Indebtedness) to which it is a party, in each case except where the (i) failure to do so is being contested in good faith by appropriate proceedings diligently conducted or (ii) failure to do so, individually or in the
aggregate, could not reasonably be expected to result in a Material Adverse Effect. 
 SECTION 5.08. Use of Proceeds. The Borrowers
will use all of the proceeds of the Loans in accordance with Schedule 5.08. No part of the proceeds of any Loan will be used, whether directly or indirectly, for any purpose that entails a violation of any of the regulations of the Board,
including Regulations T, U and X. 
 SECTION 5.09. Covenant to Give Security. Holdings and each Borrower shall (i) cause, at the
Borrowers’ expense, all of the proceeds of the Loans to be held (a) by Empower India or (b) in a Controlled Account that is subject at all times to a first priority perfected (or the equivalent under applicable law) Lien in favor of
the Lender as security for the Obligations and under the sole dominion and control of the Lender, in each case at all times that any Obligations (other than contingent Obligations) are outstanding, and (ii) not permit any Controlled Account to
be closed while any Obligations (other than contingent Obligations) are outstanding. Holdings and the Borrower, and each other Guarantor, acknowledge and agree that, at all times that any Obligations are outstanding, only the Lender and, subject to
compliance with the immediately preceding sentence and subject to the terms of the applicable Collateral Document, the subsidiary in the name of which such Controlled Account is held shall have a right of withdrawal from the Controlled Accounts and
any withdrawal of amounts in the Controlled Accounts shall be applied, in each case in accordance with this Agreement. 

  
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 SECTION 5.10. Further Assurances. Promptly upon the reasonable request by the Lender,
Holdings and each Borrower will, and will cause each other Loan Party to, (a) correct any material defect or error that may be discovered in any Loan Document or in the execution, acknowledgment, filing or recordation thereof, and (b) do,
execute, acknowledge, deliver, record, re-record, file,
 re-file, register and re-register any and all such further acts, deeds, certificates, assurances and other instruments as the Lender may reasonably require from time to time in order to
(i) carry out more effectively the purposes of the Loan Documents, (ii) to the fullest extent permitted by applicable Law, subject any Loan Party’s properties, assets, rights or interests to the Liens now or hereafter intended to be
covered by any of the Collateral Documents, (iii) perfect and maintain the validity, effectiveness and priority of any of the Collateral Documents and any of the Liens and/or subordination intended to be created thereunder and (iv) assure,
convey, grant, assign, transfer, preserve, protect and confirm more effectively unto the Lender the rights granted or now or hereafter intended to be granted to the Lender under any Loan Document or under any other instrument executed in connection
with any Loan Document to which any Loan Party is or is to be a party. 
 ARTICLE VI 

Negative Covenants 

SECTION 6.01. Liens. Holdings will not, and will not permit any Subsidiary to, create, incur, assume or permit to exist any Lien on any
Controlled Account, other than (a) Liens securing the Obligations and (b) any Lien arising by reason of (i) operation of law or (ii) any statutory, common law or contractual provision relating to bankers’ liens, rights of
set-off or similar rights and remedies as to deposit accounts or other funds maintained with a creditor depository institution or relating to Liens on brokerage accounts. 

ARTICLE VII 

Events of Default 

If any of the following events (each an “Event of Default”) shall occur and be continuing: 

(a) the Borrowers shall fail to pay any principal of any Loan when and as the same shall become due and payable, whether at the due date
thereof or at a date fixed for prepayment thereof or otherwise; 
 (b) the Borrowers shall fail to pay any interest on any Loan or any fee
or any other amount (other than an amount referred to in clause (a) of this Article) payable under this Agreement, when and as the same shall become due and payable, and such failure shall continue unremedied for a period of three
(3) Business Days; 
 (c) any representation or warranty made or deemed made by or on behalf of Holdings, the Borrowers or any
Subsidiary in or in connection with this Agreement or any other Loan Document or any amendment or modification thereof or waiver thereunder, or in any report, certificate or other document required to be delivered in connection with this Agreement
or any other Loan Document or any amendment or modification thereof or waiver thereunder, shall prove to have been incorrect in any material respect when made or deemed made; 

(d) Holdings or the Borrowers shall fail to observe or perform any covenant, condition or agreement contained in Section 5.02(a)
or Section 5.03(i) (solely with respect to Holdings and the Borrowers); 

  
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 (e) any Loan Party, as applicable, shall fail to observe or perform any covenant, condition or
agreement contained in this Agreement (other than those specified in clause (a), (b) or (d) of this Article) or any other Loan Document and such failure shall continue unremedied for a period of thirty (30) days after written notice
thereof from the Lender to Holdings; 
 (f) Holdings, any Borrower or any Subsidiary shall fail to make any payment (whether of principal or
interest and regardless of amount) in respect of any Material Indebtedness (other than Indebtedness hereunder), when and as the same shall become due and payable, or if a grace period shall be applicable to such payment under the agreement or
instrument under which such Indebtedness was created, beyond such applicable grace period; 
 (g) Holdings, any Borrower or any Subsidiary
shall default in the performance of any obligation in respect of any Material Indebtedness (other than Indebtedness hereunder) or any “change of control” (or equivalent term) shall occur with respect to any Material Indebtedness, in each
case, that results in such Material Indebtedness becoming due prior to its scheduled maturity or that enables or permits (with or without the giving of notice but after giving effect to any applicable grace period) the holder or holders of such
Material Indebtedness or any trustee or agent on its or their behalf to cause such Material Indebtedness to become due, or to require the prepayment, repurchase, redemption or defeasance thereof, prior to its scheduled maturity (other than solely in
Qualified Equity Interests); provided that this clause (g) shall not apply to secured Indebtedness that becomes due as a result of the voluntary sale or transfer of the property or assets securing such Indebtedness or as a result of a
casualty event affecting such property or assets; 
 (h) an involuntary proceeding shall be commenced or an involuntary petition shall be
filed seeking (i) liquidation, reorganization or other relief in respect of Holdings, any Borrower or any Significant Subsidiary or its debts, or of a substantial part of its assets, under any Federal, state or foreign bankruptcy, insolvency,
receivership or similar law now or hereafter in effect or (ii) the appointment of a receiver, trustee, custodian, sequestrator, conservator or similar official for Holdings, any Borrower or any Significant Subsidiary or for a substantial part
of its assets, and, in any such case, such proceeding or petition shall continue undismissed or unstayed for sixty (60) days or an order or decree approving or ordering any of the foregoing shall be entered; 

(i) Holdings, any Borrower or any Significant Subsidiary shall (i) voluntarily commence any proceeding or file any petition seeking
liquidation, reorganization or other relief under any Federal, state or foreign bankruptcy, insolvency, receivership or similar law now or hereafter in effect, (ii) consent to the institution of any proceeding or petition described in clause
(h) above, (iii) apply for or consent to the appointment of a receiver, trustee, custodian, sequestrator, conservator or similar official for Holdings, any Borrower or any Significant Subsidiary or for a substantial part of its assets,
(iv) file an answer admitting the material allegations of a petition filed against it in any such proceeding, (v) make a general assignment for the benefit of creditors or (vi) take any corporate action for the purpose of effecting
any of the foregoing; 
 (j) Holdings, any Borrower or any Significant Subsidiary shall become generally unable, admit in writing its
inability generally or fail generally to pay its debts as they become due; 
 (k) one or more final, non-appealable judgments for the
payment of money in an aggregate amount in excess of $50,000,000 (to the extent due and payable and not covered by insurance as to which the relevant insurance company has not denied coverage) shall be rendered against Holdings, any Borrower or any
Subsidiary or any combination thereof and the same shall remain unpaid or undischarged for a period of sixty (60) consecutive days during which execution shall not be paid, bonded or effectively stayed; 

  
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 (l) an ERISA Event shall have occurred that, when taken together with all other ERISA Events that
have occurred, could reasonably be expected to result in a Material Adverse Effect or in the imposition of a Lien or security interest on any assets of Holdings, any Borrower or any Subsidiary under Sections 436(f) or 430(k) of the Code or under
Section 4068 of ERISA; 
 (m) a Change in Control shall occur; 

(n) any Lien purported to be created under any Collateral Document shall cease to be, or shall be asserted in writing by any Loan Party not to
be, a valid and perfected Lien on any Collateral, with the priority required by the applicable Collateral Document, in each case except solely as a result of any action of the Lender or the failure of the Lender to take any action within its
control; 
 (o) any material provision of any Collateral Document, at any time after its execution and delivery and for any reason other
than as expressly permitted hereunder or thereunder or solely as a result of acts or omissions by the Lender or the satisfaction in full of all the Obligations, ceases to be in full force and effect; or any Loan Party contests in writing the
validity or enforceability of any provision of any Collateral Document; or any Loan Party denies in writing that it has any or further liability or obligation under any Collateral Document (other than as a result of repayment in full of the
Obligations and termination of the Commitments), or purports in writing to revoke or rescind any Collateral Document; or 
 (p) any
guarantee purported to be created under the Guarantee Agreement shall cease, for any reason, to be in full force and effect or any Loan Party or any Affiliate of a Loan Party shall so assert; 

then, and in every such event (other than an event with respect to any Borrower described in clause (h) or (i) of this Article), and at any time
thereafter during the continuance of such event, the Lender may, by notice to the Borrowers, take any or all of the following actions, at the same or different times: (i) terminate the Commitments, and thereupon the Commitments shall terminate
immediately and (ii) declare the Loans then outstanding to be due and payable in whole (or in part, in which case any principal not so declared to be due and payable may thereafter be declared to be due and payable), and thereupon the principal
of the Loans so declared to be due and payable, together with accrued interest thereon and all fees and other obligations of the Borrowers accrued hereunder and under the other Loan Documents, shall become due and payable immediately, without
presentment, demand, protest or other notice of any kind, all of which are hereby waived by the Borrowers; and in case of any event with respect to any Borrower described in clause (h) or (i) of this Article, the Commitments shall
automatically terminate and the principal of the Loans then outstanding, together with accrued interest thereon and all fees and other Obligations accrued hereunder and under the other Loan Documents, shall automatically become due and payable,
without presentment, demand, protest or other notice of any kind, all of which are hereby waived by the Borrowers. 
 ARTICLE VIII

 [Reserved] 

ARTICLE IX 

Miscellaneous 

SECTION 9.01. Notices. 

(a) Notices Generally. Except in the case of notices and other communications expressly permitted to be given by telephone (and except
as provided in subsection (b) below), all notices and other 

  
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communications to Holdings, the Borrowers or the Lender provided for herein shall be in writing and shall be delivered by hand or overnight courier service, mailed by certified or registered mail
or sent by facsimile to the address, facsimile number or electronic mail address specified for such Person on Schedule 9.01, and all notices and other communications to Holdings, the Borrowers or the Lender expressly permitted hereunder
to be given by telephone shall be made to the applicable telephone number specified for such Person on Schedule 9.01. Notices and other communications sent by hand or overnight courier service, or mailed by certified or registered mail,
shall be deemed to have been given when received; notices and other communications sent by facsimile shall be deemed to have been given when sent (except that, if not given during normal business hours for the recipient, shall be deemed to have been
given at the opening of business on the next business day for the recipient). Notices and other communications delivered through electronic communications to the extent provided in subsection (b) below shall be effective as provided in such
subsection (b). 
 (b) Electronic Communications. Notices and other communications to the Lender hereunder may be delivered or
furnished by electronic communication (including e-mail and Internet or intranet websites) pursuant to procedures approved by the Lender. The Lender, Holdings or the Borrowers may, in their discretion, agree
to accept notices and other communications to them hereunder by electronic communications pursuant to procedures approved by them; provided that approval of such procedures may be limited to particular notices or communications. 

Unless the Lender otherwise prescribes, (i) notices and other communications sent to an e-mail address shall be deemed received upon the
sender’s receipt of an acknowledgement from the intended recipient (such as by the “return receipt requested” function, as available, return e-mail or other written acknowledgement); provided that if such notice or other communication
is not sent during the normal business hours of the recipient, such notice or communication shall be deemed to have been sent at the opening of business on the next business day for the recipient, and (ii) notices or communications posted to an
Internet or intranet website shall be deemed received upon the deemed receipt by the intended recipient at its e-mail address as described in the foregoing clause (i) of notification that such notice or communication is available and
identifying the website address therefor. 
 (c) Change of Address, Etc. Each of Holdings, the Borrowers and the Lender may change
its address, facsimile or telephone number for notices and other communications hereunder by notice to the other parties hereto. 
 (d)
Reliance by Lender. The Lender shall be entitled to rely and act upon any notices purportedly given by or on behalf of Holdings or the Borrowers even if (i) such notices were not made in a manner specified herein, were incomplete or were
not preceded or followed by any other form of notice specified herein or (ii) the terms thereof, as understood by the recipient, varied from any confirmation thereof. The Borrowers shall indemnify the Lender and its Related Parties from all
losses, costs, expenses and liabilities resulting from the reliance by such Person on each notice purportedly given by or on behalf of Holdings or the Borrowers unless due to such Person’s gross negligence or willful misconduct. All telephonic
notices to and other telephonic communications with the Lender may be recorded by the Lender, and each of the parties hereto hereby consents to such recording. 

SECTION 9.02. Waivers; Amendments. 

(a) No failure or delay by the Lender in exercising any right or power hereunder or under any other Loan Document shall operate as a waiver
thereof, nor shall any single or partial exercise of any such right or power, or any abandonment or discontinuance of steps to enforce such a right or power, preclude any other or further exercise thereof or the exercise of any other right or power.
The rights and remedies of the Lender hereunder and under the other Loan Documents are cumulative and are not exclusive of any 

  
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rights or remedies that they would otherwise have. No waiver of any provision of this Agreement or consent to any departure by the Borrowers therefrom shall in any event be effective unless the
same shall be permitted by subsection (b) of this Section 9.02, and then such waiver or consent shall be effective only in the specific instance and for the purpose for which given. Without limiting the generality of the foregoing,
the making of a Loan shall not be construed as a waiver of any Default, regardless of whether the Lender may have had notice or knowledge of such Default at the time. 

(b) Except as otherwise set forth in this Agreement or in any other Loan Document (with respect to such Loan Document), neither this Agreement
nor any other Loan Document nor any provision hereof or thereof may be waived, amended or modified except pursuant to an agreement or agreements in writing entered into by Holdings, the Borrowers and the Lender. 

SECTION 9.03. Expenses; Indemnity; Damage Waiver. 

(a) The Borrowers shall pay (i) all reasonable and documented out-of-pocket expenses incurred by the Lender and its Affiliates, including
the reasonable and documented fees, charges and disbursements of counsel for the Lender and its Affiliates (and, if necessary, one local counsel in each applicable jurisdiction and regulatory counsel), in connection with the facilities provided for
herein, the preparation of this Agreement and the other Loan Documents or any amendments, modifications or waivers of the provisions hereof or thereof (whether or not the transactions contemplated hereby or thereby shall be consummated) and
(ii) all reasonable and documented out-of-pocket expenses incurred by the Lender (limited to the reasonable and documented fees, charges and disbursements of counsel for the Lender, which counsel shall be selected by the Lender (and, if the
Lender reasonably deems it necessary, one local counsel in each applicable jurisdiction, regulatory counsel and one additional counsel for the affected parties in the event of a conflict of interest)), in connection with the enforcement or
protection of its rights in connection with this Agreement and the other Loan Documents, including its rights under this Section 9.03, or in connection with the Loans made hereunder, including all such reasonable and documented
out-of-pocket expenses incurred during any workout, restructuring or negotiations in respect of such Loans. 
 (b) The Borrowers shall
indemnify the Lender and each of its Related Parties (each such Person being called an “Indemnitee”) against, and hold each Indemnitee harmless from, any and all losses, claims, damages, liabilities and related reasonable and
documented out-of-pocket expenses, including the reasonable and documented fees, charges and disbursements of a single counsel for the Indemnitees selected by the Lender (and, if the Lender reasonably deems it necessary, one local counsel in each
applicable jurisdiction and one additional counsel for each similarly situated group of affected Indemnitees in the event of an actual or perceived conflict of interest), incurred by or asserted against any Indemnitee arising out of, in connection
with, or as a result of (i) the execution or delivery of this Agreement, any other Loan Document or any agreement or instrument contemplated hereby or thereby, the performance by the parties hereto of their respective obligations hereunder or
thereunder or the consummation of the Transactions or any other transactions contemplated hereby or thereby, (ii) any Loan or the use of the proceeds therefrom, (iii) any actual or alleged presence or Release of Hazardous Materials on or
from any property owned or operated by the Borrowers or any of their Subsidiaries, or any Environmental Liability related in any way to a Borrower or any of its Subsidiaries or (iv) any actual or prospective claim, litigation, investigation or
proceeding relating to any of the foregoing, whether based on contract, tort or any other theory and regardless of whether any Indemnitee is a party thereto and whether brought by a Borrower, any other Loan Party, their respective equityholders or
any third party; provided that such indemnity shall not, as to any Indemnitee, be available to the extent that such losses, claims, damages, liabilities or related expenses (x) are determined by a court of competent jurisdiction by final
and nonappealable judgment to have resulted from the gross negligence or willful misconduct of such Indemnitee or any of its Affiliates, officers, directors, employees or Controlling Persons or (y) result from a claim brought by any Borrower

  
 -27- 

 
or any other Loan Party against an Indemnitee for a material breach in bad faith of such Indemnitee’s obligations hereunder or under any other Loan Document, if such Borrower or such Loan
Party has obtained a final and non-appealable judgment in its favor on such claim as determined by a court of competent jurisdiction. 
 (c)
To the extent permitted by applicable Law, no party hereto shall assert, and each party hereto hereby waives, any claim against any other party hereto and any Indemnitee on any theory of liability, for special, indirect, consequential or punitive
damages (as opposed to direct or actual damages) arising out of, in connection with, or as a result of, this Agreement, any other Loan Document or any agreement or instrument contemplated hereby or thereby, the Transactions, any Loan or the use of
the proceeds thereof; provided that this clause (d) shall in no way limit the Borrowers’ indemnification obligations set forth in clauses (a) and (b) of this Section 9.03. 

(d) All amounts due under this Section 9.03 shall be payable not later than 60 days after written demand therefor;
provided, however, that an Indemnitee shall promptly refund any amount received under this Section 9.03 to the extent that there is a final judicial or arbitral determination that such Indemnitee was not entitled to
indemnification rights with respect to such payment pursuant to the express terms of this Section 9.03. 
 SECTION 9.04.
Assignments by the Lender. The Lender may at any time assign to one or more assignees all or a portion of its rights and obligations under this Agreement (including all or a portion of its Commitment and the Loans at the time owing to it);
provided that the consent of the applicable Borrower (such consent not to be unreasonably withheld or delayed) shall be required unless (1) an Event of Default pursuant to Article VII(a), (b), (h),
(i) or (j) has occurred and is continuing at the time of such assignment,(2) such assignment is an assignment of a Loan to an Affiliate of the Lender or an Approved Fund; provided, further, that the applicable
Borrower shall be deemed to have consented to any such assignment unless it shall object thereto by written notice to the Lender within ten (10) Business Days after having received notice thereof. From and after the effective date of any such
assignment, the assignee shall be a party to this Agreement and, to the extent of the interest assigned, have the rights and obligations of the Lender under this Agreement, and the Lender shall, to the extent of the interest assigned, be released
from its obligations under this Agreement (and, in the case of an assignment covering all of the Lender’s rights and obligations under this Agreement, the Lender shall cease to be a party hereto) but shall continue to be entitled to the
benefits of Sections 2.13, 2.15 and 9.03 with respect to facts and circumstances occurring prior to the effective date of such assignment. Upon request, the applicable Borrower (at its expense) shall execute and deliver a
promissory note to the assignee. 
 SECTION 9.05. Survival. All representations and warranties made hereunder and in any other Loan
Document or other document delivered pursuant hereto or thereto or in connection herewith or therewith shall survive the execution and delivery hereof and thereof. Such representations and warranties have been or will be relied upon by the Lender,
regardless of any investigation made by the Lender or on their behalf and notwithstanding that the Lender may have had notice or knowledge of any Default at the time of the making of any Loan, and shall continue in full force and effect as long as
any Loan or any other Obligation hereunder shall remain unpaid or unsatisfied. The provisions of Sections 2.13, 2.15 and 9.03 shall survive and remain in full force and effect regardless of the consummation of the
transactions contemplated hereby, the repayment of the Loans, the expiration or termination of the Commitments or the termination of this Agreement or any other Loan Document or any provision hereof or thereof. 

SECTION 9.06. Counterparts; Integration; Effectiveness. This Agreement may be executed in counterparts (and by different parties hereto
on different counterparts), each of which shall constitute an original, but all of which when taken together shall constitute a single contract. This Agreement, the other Loan Documents and any separate letter agreements with respect to fees payable
to the Lender constitute 

  
 -28- 

 
the entire contract among the parties relating to the subject matter hereof and supersede any and all previous agreements and understandings, oral or written, relating to the subject matter
hereof. Except as provided in Section 4.01, this Agreement shall become effective when it shall have been executed by the Lender and when the Lender shall have received counterparts hereof which, when taken together, bear the signatures
of each of the other parties hereto, and thereafter shall be binding upon and inure to the benefit of the parties hereto and their respective successors and assigns. Delivery of an executed counterpart of a signature page of this Agreement by
facsimile, pdf or other electronic transmission shall be effective as delivery of a manually executed counterpart of this Agreement. 

SECTION 9.07. Severability. Any provision of this Agreement held to be invalid, illegal or unenforceable in any jurisdiction shall, as
to such jurisdiction, be ineffective to the extent of such invalidity, illegality or unenforceability without affecting the validity, legality and enforceability of the remaining provisions hereof; and the invalidity of a particular provision in a
particular jurisdiction shall not invalidate such provision in any other jurisdiction. 
 SECTION 9.08. Right of Setoff. 

(a) If an Event of Default shall have occurred and be continuing, the Lender and each of its Affiliates is hereby authorized at any time and
from time to time, to the fullest extent permitted by Law, to set off and apply any and all deposits (general or special, time or demand, provisional or final and in whatever currency denominated) at any time held and other obligations at any time
owing by the Lender or Affiliate to or for the credit or the account of a Borrower against any of and all the Obligations of the Borrowers now or hereafter existing under this Agreement held by the Lender, irrespective of whether or not the Lender
shall have made any demand under this Agreement and although such obligations may be unmatured or are owed to a branch or office of the Lender different from the branch or office holding such deposit or obligated on such indebtedness. The rights of
the Lender and its Affiliates under this Section 9.08 are in addition to other rights and remedies (including other rights of setoff) that the Lender or any of its Affiliates may have. The Lender agrees to notify the applicable Borrower
promptly after any such setoff and application, provided that the failure to give such notice shall not affect the validity of such setoff and application. 

(b) To the extent that any payment by or on behalf of the Borrowers is made to the Lender, or the Lender exercises its right of setoff, and
such payment or the proceeds of such setoff or any part thereof is subsequently invalidated, declared to be fraudulent or preferential, set aside or required (including pursuant to any settlement entered into by the Lender in its discretion) to be
repaid to a trustee, receiver or any other party, in connection with any proceeding under any Debtor Relief Law or otherwise, then to the extent of such recovery, the obligation or part thereof originally intended to be satisfied shall be revived
and continued in full force and effect as if such payment had not been made or such setoff had not occurred. 
 SECTION 9.09. Governing
Law; Jurisdiction; Consent to Service of Process. 
 (a) This Agreement and any claim, controversy, dispute or cause of action (whether
in contract or tort or otherwise) based upon, arising out of or relating to this Agreement and the transactions contemplated hereby shall be construed in accordance with and governed by the Laws of the State of New York (without regard to the
conflict of law principles thereof to the extent that the application of the Laws of another jurisdiction would be required thereby). 
 (b)
Each of the parties hereto hereby irrevocably and unconditionally submits, for itself and its property, to the exclusive jurisdiction of the Supreme Court of the State of New York sitting in New York County and of the United States District Court of
the Southern District of New York sitting in New York 

  
 -29- 

 
County, and any appellate court from any thereof, in any action or proceeding arising out of or relating to this Agreement or any other Loan Document, or for recognition or enforcement of any
judgment, and each of the parties hereto hereby irrevocably and unconditionally agrees that all claims in respect of any such action or proceeding may be heard and determined in such New York State or, to the extent permitted by Law, in such Federal
court. Each of the parties hereto agrees that a final judgment in any such action or proceeding shall be conclusive and may be enforced in other jurisdictions by suit on the judgment or in any other manner provided by Law. To the extent that
Holdings or any Borrower has or hereafter may acquire any immunity from jurisdiction of any court or from any legal process (whether through service or notice, attachment prior to judgment, attachment in aid of execution, execution or otherwise)
with respect to itself or its property, each of Holdings and each Borrower hereby irrevocably waives such immunity in respect of its obligations under this Agreement and each of the other Loan Documents and, without limiting the generality of the
foregoing, agrees that the waivers set forth herein shall have the fullest scope permitted under the Foreign Sovereign Immunities Act of 1976 of the United States and are intended to be irrevocable for purposes of such Act. Nothing in this Agreement
or in any other Loan Document shall affect any right that the Lender may otherwise have to bring any action or proceeding relating to this Agreement or any other Loan Document against any Borrower or Holdings or its properties in the courts of any
jurisdiction. 
 (c) Each of the parties hereto hereby irrevocably and unconditionally waives, to the fullest extent it may legally and
effectively do so, any objection which it may now or hereafter have to the laying of venue of any suit, action or proceeding arising out of or relating to this Agreement or any other Loan Document in any court referred to in clause (b) of this
Section 9.09. Each of the parties hereto hereby irrevocably waives, to the fullest extent permitted by Law, the defense of an inconvenient forum to the maintenance of such action or proceeding in any such court. 

(d) Each party to this Agreement irrevocably consents to service of process in the manner provided for notices in Section 9.01.
Nothing in this Agreement or any other Loan Document will affect the right of any party to this Agreement to serve process in any other manner permitted by Law. 

SECTION 9.10. WAIVER OF JURY TRIAL. EACH PARTY HERETO HEREBY IRREVOCABLY WAIVES, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ANY
RIGHT IT MAY HAVE TO A TRIAL BY JURY IN ANY LEGAL PROCEEDING DIRECTLY OR INDIRECTLY ARISING OUT OF OR RELATING TO THIS AGREEMENT OR ANY OTHER LOAN DOCUMENT OR THE TRANSACTIONS CONTEMPLATED HEREBY OR THEREBY (WHETHER BASED ON CONTRACT, TORT OR ANY
OTHER THEORY). EACH PARTY HERETO (A) CERTIFIES THAT NO REPRESENTATIVE, AGENT OR ATTORNEY OF ANY OTHER PERSON HAS REPRESENTED, EXPRESSLY OR OTHERWISE, THAT SUCH OTHER PERSON WOULD NOT, IN THE EVENT OF LITIGATION, SEEK TO ENFORCE THE FOREGOING
WAIVER AND (B) ACKNOWLEDGES THAT IT AND THE OTHER PARTIES HERETO HAVE BEEN INDUCED TO ENTER INTO THIS AGREEMENT AND THE OTHER LOAN DOCUMENTS BY, AMONG OTHER THINGS, THE MUTUAL WAIVERS AND CERTIFICATIONS IN THIS SECTION 9.10. 

SECTION 9.11. Headings. Article and section headings and the Table of Contents used herein are for convenience of reference only, are
not part of this Agreement and shall not affect the construction of, or be taken into consideration in interpreting, this Agreement. 

SECTION 9.12. Confidentiality. The Lender agrees to maintain the confidentiality of the Information (as defined below), except that
Information may be disclosed (a) to its Affiliates and to its and its Affiliates’ respective partners, directors, officers, employees, agents, trustees, advisors and representatives (it being understood that the Persons to whom such
disclosure is made will be informed of the confidential 

  
 -30- 

 
nature of such Information and instructed to keep such Information confidential or shall be under a professional obligation to keep such Information confidential, in each case, on terms at least
as restrictive as those set forth in this Section 9.12), (b) to the extent requested or required by any regulatory authority purporting to have jurisdiction over it (including any self-regulatory authority, such as the National
Association of Insurance Commissioners), (c) to the extent required by applicable Laws or regulations or by any subpoena or similar legal process; provided that to the extent practicable and permitted by Law and except with respect to
any audit or examination conducted by bank accountants or any governmental bank regulatory authority exercising examination or regulatory authority, the Borrowers have been notified prior to such disclosure so that the Borrowers may seek, at the
Borrowers’ sole expense, a protective order or other appropriate remedy, (d) to any other party hereto, (e) to the extent reasonably necessary in connection with the exercise of any remedies hereunder or under any other Loan Document
or any action or proceeding relating to this Agreement or any other Loan Document or the enforcement of rights hereunder or thereunder, (f) subject to an agreement containing provisions substantially the same as those of this
Section 9.12, to any actual or prospective counterparty (or its advisors) to any swap or derivative transaction relating to a Borrower and its obligations, (g) with the consent of the Borrowers or (h) to the extent such
Information (x) becomes publicly available other than as a result of a breach of this Section 9.12 or (y) becomes available to the Lender or any of its Affiliates on a nonconfidential basis from a source other than
Holdings or the Borrowers. For purposes of this Section 9.12, “Information” means all information received from or on behalf of Holdings or the Borrowers or any Subsidiary relating to Holdings, any Borrower or any
Subsidiary or any of their respective businesses, other than any such information that is available to the Lender on a nonconfidential basis prior to disclosure by Holdings, any Borrower or any Subsidiary. Any Person required to maintain the
confidentiality of Information as provided in this Section 9.12 shall be considered to have complied with its obligation to do so if such Person has exercised the same degree of care to maintain the confidentiality of such
Information as such Person would accord to its own confidential information. 
 The Lender acknowledges that (a) the Information may
include material non-public information concerning Holdings, the Borrowers or a Subsidiary, as the case may be, (b) it has developed compliance procedures regarding the use of material non-public information and (c) it will handle such
material non-public information in accordance with applicable Law, including United States Federal and state securities Laws. 
 SECTION
9.13. USA PATRIOT Act. The Lender hereby notifies the Borrowers that pursuant to the requirements of the USA PATRIOT Act (Title III of Pub. L. 107-56 (signed into law October 26, 2001)) (the “Act”), it is required to
obtain, verify and record information that identifies the Borrowers and each other Loan Party, which information includes the name and address of the Borrowers and each other Loan Party and other information that will allow the Lender to identify
the Borrowers and each other Loan Party in accordance with the Act. The Borrowers shall, promptly following a request by the Lender, provide all documentation and other information that the Lender requests in order to comply with its ongoing
obligations under applicable “know your customer” and anti-money laundering rules and regulations, including the Act. 
 SECTION
9.14. Interest Rate Limitation. Notwithstanding anything to the contrary contained in any Loan Document, if at any time the interest rate applicable to any Loan, together with all fees, charges and other amounts which are treated as interest
on such Loan under applicable Law (collectively the “Charges”), shall exceed the maximum lawful rate (the “Maximum Rate”) which may be contracted for, charged, taken, received or reserved by the Lender holding such
Loan in accordance with applicable Law, the rate of interest payable in respect of such Loan hereunder, together with all Charges payable in respect thereof, shall be limited to the Maximum Rate and, to the extent lawful, the interest and Charges
that would have been payable in respect of such Loan but were not payable as a result of the operation of this Section 9.14 shall be cumulated and the interest and Charges payable to the Lender in respect of other 

  
 -31- 

 
Loans or periods shall be increased (but not above the Maximum Rate therefor) until such cumulated amount, together with interest thereon at the Federal Funds Effective Rate to the date of
repayment, shall have been received by the Lender. 
 SECTION 9.15. No Fiduciary Duty. In connection with all aspects of each
transaction contemplated hereby (including in connection with any amendment, waiver or other modification hereof or of any other Loan Document), Holdings, each Borrower and each other Loan Party acknowledges and agrees, and acknowledges its
Affiliates’ understanding, that: (i) (A) the services regarding this Agreement provided by the Lender are arm’s-length commercial transactions between Holdings, the Borrowers, each other Loan Party and their respective
Affiliates, on the one hand, and the Lender, on the other hand, (B) Holdings, each of the Borrowers and the other Loan Parties has consulted its own legal, accounting, regulatory and tax advisors to the extent it has deemed appropriate
and (C) Holdings, each Borrower and each other Loan Party is capable of evaluating, and understands and accepts, the terms, risks and conditions of the transactions contemplated hereby and by the other Loan Documents;
(ii) (A) the Lender is and has been acting solely as a principal and, except as expressly agreed in writing by the relevant parties, has not been, is not, and will not be acting as an advisor, agent or fiduciary for Holdings, any Borrower,
any other Loan Party or any of their respective Affiliates, or any other Person and (B) the Lender has no obligation to Holdings, any Borrower, any other Loan Party or any of their respective Affiliates with respect to the transactions
contemplated hereby except those obligations expressly set forth herein and in the other Loan Documents; and (iii) the Lender and its Affiliates may be engaged in a broad range of transactions that involve interests that differ from those of
Holdings, the Borrowers, the other Loan Parties and their respective Affiliates, and the Lender has no obligation to disclose any of such interests to Holdings, any Borrower, any other Loan Party or any of their respective Affiliates. To the fullest
extent permitted by Law, Holdings, each of the Borrowers and the other Loan Parties hereby waives and releases any claims that it may have against the Lender with respect to any breach or alleged breach of agency or fiduciary duty in connection with
any aspect of any transaction contemplated hereby. 
 SECTION 9.16. Agent for Service of Process. Each of Holdings and each Borrower
hereby agrees that service of process in any action or proceeding brought in any New York State court or Federal court may be made upon Heather White at her offices at Genpact International, Inc., 105 Madison Avenue, 2nd Floor, New York, NY 10016
(the “Process Agent”), and each of Holdings and each Borrower hereby irrevocably appoints the Process Agent its authorized agent to accept such service of process, and agrees that the failure of the Process Agent to give any notice
of any such service shall not impair or affect the validity of such service or of any judgment rendered in any action or proceeding based thereon. 

SECTION 9.17. Judgment Currency. The obligation of any Loan Party party hereto in respect of any sum due from it in any currency (the
“Primary Currency”) to the Lender under this Agreement or any other Loan Document shall, notwithstanding any judgment in any other currency, be discharged only to the extent that on the Business Day following receipt by the Lender
of any sum adjudged to be so due in other currency, the Lender may in accordance with normal banking procedures purchase the applicable Primary Currency with such other currency; if the amount of the applicable Primary Currency so purchased is less
than such sum due to the Lender in the applicable Primary Currency, each Loan Party party hereto agrees, as a separate obligation and notwithstanding any such judgment, to indemnify, within three Business Days of demand, the Lender against such
loss, and if the amount of the applicable Primary Currency so purchased by the Lender exceeds such sum due to the Lender in the applicable Primary Currency, the Lender agrees to remit to such Loan Party the excess. To the fullest extent permitted by
Law, each Loan Party party hereto waives any right it may have in any jurisdiction to pay any amount under the Loan Documents in a currency other than Dollars. 

[Signature Pages Follow] 

  
 -32- 

 IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be duly executed by their
respective authorized officers as of the day and year first above written. 
  

			
	HEADSTRONG CONSULTING (SINGAPORE) PTE LTD, as the Singapore Borrower
		
	 By:
		 /s/ Heather White

			Name: Heather White
			Title: Director

  
 S-1 

 
			
	 GENPACT GLOBAL HOLDINGS (BERMUDA)

LIMITED, as the Bermuda Borrower

		
	 By:
		 /s/ Heather White

			Name: Heather White
			Title: Vice President and Assistant Secretary

  
 S-2 

 
			
	GENPACT LIMITED, as Holdings
		
	 By:
		 /s/ Heather White

			Name: Heather White
			Title: Senior Vice President and Assistant Secretary

  
 S-3 

 
			
	MORGAN STANLEY SENIOR FUNDING, INC., as Lender
		
	 By:
		 /s/ Paul Quinlan

			Name: Paul Quinlan
			Title: Authorized Signatory

  
 S-4KINDRED 2011 STOCK INCENTIVE
PLAN, AMENDED AND RESTATED

February 1, 2015

		1.	Purpose of the Plan

This Kindred Healthcare, Inc. 2011 Stock
Incentive Plan, Amended and Restated (the “Plan”) is intended to promote the interests of the Company by providing
the employees of the Company, who are largely responsible for the management, growth and protection of the business of the Company,
with incentives and rewards to encourage them to continue in the employ of the Company.

		2.	Definitions

As used in the Plan, the following definitions
apply to the terms indicated below:

(a)               
“Affiliates” shall mean with respect to any person, any other person that, directly or indirectly through one
or more intermediaries, controls, is controlled by, or is under common control with the first person.

(b)              
“Board of Directors” shall mean the Board of Directors of Kindred.

(c)               
“Cause,” when used in connection with the termination of a Participant’s employment, shall mean (i) dishonesty;
(ii) deliberate and continual refusal to perform employment duties on substantially a full-time basis; (iii) failure
to act in accordance with any specific lawful instructions given to the Participant in connection with the performance of his duties
for the Company, unless the Participant has an existing Disability; (iv) deliberate misconduct that is reasonably likely to
be materially damaging to the Company without a reasonable good faith belief by the Participant that such conduct was in the best
interests of the Company; or (v) conviction of or plea of nolo contendere to a crime involving moral turpitude.

(d)              
“Change in Control” shall mean any one of the following events:

(i)                
any Person (as this term is used in Sections 3(a)(9) and 13(d)(3) of the Exchange Act, but excluding any person described
in and satisfying the conditions of Rule 13d-1(b)(1)(i) thereunder) (an “Acquiring Person”) becomes the “beneficial
owner” (as such term is defined in Rule 13d-3 promulgated under the Exchange Act (a “Beneficial Owner”),
directly or indirectly, of securities of the Company representing 50% or more of the combined voting power of the Company’s
then outstanding securities, other than beneficial ownership by a Participant, the Company, any employee benefit plan of the Company
or any Person organized, appointed or established pursuant to the terms of any such benefit plan;

(ii)              
during any two-year period, individuals who at the date on which the period commences constitute a majority of the Board
of Directors (the “Incumbent Directors”) cease to constitute a majority thereof for any reason; provided, however,
that a director who was not an Incumbent Director shall be deemed to be an Incumbent Director if such director was elected by,
or on the recommendation of, at least two-thirds of the Incumbent Directors (either actually or by prior operation of this provision),
other than any director who is so approved in connection with any actual or threatened contest for election to positions on the
Board of Directors; or

    	 

    	 

    

 

(iii)            
The consummation of:

(A)            
A merger, consolidation, reorganization or similar transaction with or into the Company or in which securities of the Company
are issued, as a result of which the holders of Voting Securities immediately before such event own, directly or indirectly, immediately
after such event less than 50% of the combined voting power of the outstanding voting securities of the parent corporation resulting
from, or issuing its voting securities as part of, such event;

(B)             
A complete liquidation or dissolution of the Company; or

(C)             
The sale or other disposition of all or substantially all of the assets of the Company (on a consolidated basis) to any
Person other than the Company or an employee benefit plan (or a trust forming a part thereof) maintained by the Company or by a
Person which, immediately thereafter, will have all its voting securities owned by the holders of the Voting Securities immediately
prior thereto, in substantially the same proportions.

Notwithstanding the foregoing, a Change
in Control shall not be deemed to occur as a result of any event or transaction to the extent that treating such event or transaction
as a Change in Control would cause any tax to become due under Section 409A of the Code.

(e)               
“Code” shall mean the Internal Revenue Code of 1986, as amended from time to time.

(f)               
“Committee” shall have the meaning given to such term in Section 4.

(g)              
“Common Stock” shall mean Kindred’s common stock, $.25 par value per share.

(h)              
“Company” shall mean Kindred together with its Affiliates.

(i)                
“Covered Employee” means a Participant who at the time of reference is a “covered employee” as defined
in Section 162(m) of the Code.

(j)                
“Disability” shall mean a physical or mental condition that entitles the Participant to benefits under the Company’s
long-term disability plan. For purposes of this Plan, a Participant’s employment shall be deemed to have terminated as a
result of Disability on the date as of which he is first entitled to receive disability benefits under such policy.

(k)              
“EBIT” shall mean earnings before interest and taxes.

(l)                
“EBITDA” shall mean earnings before interest, taxes, depreciation and amortization.

    	 

    	 

    

 

(m)            
“EBITM” shall mean earnings before interest, taxes and corporate overhead or management fees.

(n)              
“EBITDAR” shall mean earnings before interest, taxes, depreciation, amortization and rent.

(o)              
“EBITDARM” shall mean earnings before interest, taxes, depreciation, amortization, rent and corporate overhead
or management fees.

(p)              
“Effective Time” shall have the meaning set forth in the Gentiva Merger Agreement.

(q)              
“Exchange Act” shall mean the Securities Exchange Act of 1934, as amended.

(r)                
the “Fair Market Value” of a Share with respect to any day shall be (i) the closing sales price on such
day of a Share as reported on the principal securities exchange on which Shares are then listed or admitted to trading or (ii) if
not so reported, the average of the closing bid and ask prices on such day as reported on the National Association of Securities
Dealers Automated Quotation System or (iii) if not so reported, as furnished by any member of the National Association of
Securities Dealers, Inc. selected by the Committee. In the event that the price of a Share shall not be so reported, the Fair Market
Value of a Share shall be determined by the Committee in its absolute discretion.

(s)               
“Gentiva Merger Agreement” shall mean that Agreement and Plan of Merger, dated October 9, 2014, by and between
the Company, Kindred Healthcare Development 2, Inc. a Delaware corporation and wholly-owned subsidiary of the Company and Gentiva
Health Services, Inc., a Delaware corporation (“Gentiva”).

(t)                
“Good Reason” shall exist upon the occurrence, without the Participant’s express written consent, of any
of the following events: (i) a material adverse change in the Participant’s authority, duties or responsibilities (other
than any such change directly attributable to the fact that the Company is no longer publicly owned); (ii) the Company shall
materially reduce the Base Salary or annual target bonus opportunity of the Participant; (iii) the Company shall require the
Participant to relocate the Participant’s principal business office more than 30 miles, or (iv) if applicable,
a material breach by the Company of the terms of a Participant’s employment agreement, where such breach constitutes “Good
Reason” under such employment agreement. For purposes of this Plan, “Good Reason” as defined above shall not
exist until after the Participant has given the Company notice of the applicable event within 90 days of the initial occurrence
of such event and which is not remedied within 30 days after receipt of written notice from the Participant specifically delineating
such claimed event and setting forth the Participant’s intention to terminate employment if not remedied; provided, that
if the specified event cannot reasonably be remedied within such 30-day period and the Company commences reasonable steps within
such 30-day period to remedy such event and diligently continues such steps thereafter until a remedy is effected, such event shall
not constitute “Good Reason” provided that such event is remedied within 60 days after receipt of such written notice.
If the Company fails to cure such grounds within the applicable cure period, the Participant may voluntarily cease to provide services
to the Company for Good Reason at any time during the 30-day period following the end of the cure period, after which time the
applicable event shall cease to constitute Good Reason.

    	 

    	 

    

 

(u)              
“Incentive Award” shall mean any award granted pursuant to the terms of the Plan.

(v)              
“Incentive Stock Option” shall mean an Option which is an “incentive stock option” within the meaning
of Section 422 of the Code and which is identified as an Incentive Stock Option in the agreement by which it is evidenced.

(w)            
“Kindred” shall mean Kindred Healthcare, Inc., a Delaware corporation, and its successors.

(x)               “Legacy
Gentiva Shares” shall mean  1,414,132 Shares, which is equal to the product of (A) 1,394,904 and (B) a fraction, the
numerator of which is the sum of the (1) the product of 0.257 multiplied by the average closing price per share of
Common Stock on the NYSE for the ten consecutive trading day period ending on the trading day immediately prior to the Merger
Closing Date (the “Company Closing Price”) and (2) $14.50, and the denominator of which is the Company Closing
Price (such ratio, the “Exchange Ratio”), rounded down to the nearest whole share; provided, however,
that in no event shall the Company assume Legacy Gentiva Shares under the Plan to the extent that the number of Legacy
Gentiva Shares, together with the shares of the Company issued to reflect the merger as contemplated in the Merger Agreement,
equals or exceeds twenty percent (20%) of the outstanding shares of Common Stock as of the date of the Merger Closing
Date.

(y)              
“Merger Closing Date” shall have the meaning set forth in the Gentiva Merger Agreement.

(z)               
“Non-Qualified Stock Option” shall mean an Option which is not an Incentive Stock Option and which is identified
as a Non-Qualified Stock Option in the agreement by which it is evidenced.

(aa)           
“Option” shall mean an option to purchase Shares granted pursuant to Section 6 hereof. Each Option shall
be identified as either an Incentive Stock Option or a Non-Qualified Stock Option in the agreement by which it is evidenced.

(bb)          
“Other Stock-Based Award” means an award granted to a Participant pursuant to Section 8.

(cc)           
“Participant” shall mean an employee of the Company to whom an Incentive Award is granted pursuant to the Plan,
and upon his death, his successors, heirs, executors and administrators, as the case may be.

(dd)         
“Performance-Based Compensation” means compensation that satisfies the requirements of Section 162(m) of
the Code for deductibility of remuneration paid to Covered Employees.

    	 

    	 

    

 

(ee)           
“Performance Measures” means such measures as are described in Section 10 on which performance goals are
based in order to qualify certain awards granted hereunder as Performance-Based Compensation.

(ff)            
“Performance Percentage” means the factor determined pursuant to a Performance Schedule that is to be applied
to a Target Award and that reflects actual performance compared to the Performance Target.

(gg)          
“Performance Period” means the period of time during which the performance goals must be met in order to determine
the degree of payout and/or vesting with respect to an Incentive Award that is intended to qualify as Performance-Based Compensation.
Performance Periods may be overlapping.

(hh)          
“Performance Schedule” means a schedule or other objective method for determining the applicable Performance
Percentage to be applied to each Target Award.

(ii)              
“Performance Target” means performance goals and objectives with respect to a Performance Period.

(jj)              
“Person” shall mean a “person,” as such term is used in Sections 13(d) and 14(d) of the Exchange
Act.

(kk)          
“Plan” shall mean this Kindred Healthcare, Inc. 2011 Stock Incentive Plan, Amended and Restated, as it may be
further amended from time to time.

(ll)              
“Plan Amendment Date” shall have the meaning given to such term in Section 20.

(mm)      
“Post-Amendment Option” shall mean any Option granted after the Plan Amendment Date.

(nn)          
“Post-Amendment Restricted Share” shall mean any Restricted Share granted after the Plan Amendment Date.

(oo)          
“Pre-Amendment Option” shall mean any Option granted prior to the Plan Amendment Date.

(pp)          
“Pre-Amendment Restricted Share” shall mean any Restricted Share granted prior to the Plan Amendment Date.

(qq)          
“Restricted Share” shall mean a Share of restricted stock granted pursuant to Section 8 hereof.

(rr)             
“Retirement” shall mean the termination of the employment of a Participant with the Company on or after (i) the
first date on which the Participant has both attained age 55 and completed 5 years of service with the Company or (ii) the
date on which the Participant attains age 65.

    	 

    	 

    

 

(ss)            
“Securities Act” shall mean the Securities Act of 1933, as amended.

(tt)             
“Share” shall mean a share of Common Stock.

(uu)          
“Target Award” means the target value (as expressed in any manner deemed appropriate by the Committee) of an
Incentive Award intended to qualify as Performance-Based Compensation, determined by the Committee in accordance with Section 10.

(vv)          
“Voting Securities” shall mean, at any time, Kindred’s then outstanding voting securities.

		3.	Stock Subject to the Plan

Subject to adjustment as provided in Section 10
hereof, the Committee may grant Incentive Awards with respect to a number of Shares that in the aggregate does not exceed the sum
of (i) 3,000,000 Shares (previously approved by the Company’s shareholders at its annual meeting of shareholders held
on May 26, 2011), (ii) subject to approval by the Company’s shareholders at its annual meeting of shareholders
held in calendar year 2014, an additional 2,700,000 shares, and (iii) subject to Exhibit A attached hereto, the Legacy Gentiva
Shares. Shares issued under the Plan may be either newly issued shares or treasury shares, at the discretion of the Committee.
All Shares issued under the Plan may be available to be granted as Incentive Stock Options. The foregoing notwithstanding, in the
event a Restricted Share award, restricted stock unit or other full value Incentive Award is granted in respect of the Legacy Gentiva
Shares, two (2) Shares shall be charged against the Legacy Gentiva Shares available for issuance under the Plan for each Legacy
Gentiva Share subject to such award. If an Incentive Award is granted using the Legacy Gentiva Shares, two (2) Shares shall be
charged against the Legacy Gentiva Shares for each share of common stock subject to a Restricted Share award or restricted stock
unit.

To the extent that any Shares subject to
an Incentive Award are forfeited, cancelled, exchanged or surrendered or if an Incentive Award otherwise terminates or expires
without a distribution of Shares to the Participant, including, without limitation, Incentive Awards that fail to vest in whole
or in part as a result of a failure to achieve any performance goals applicable to such Incentive Awards, the Shares with respect
to such Incentive Award shall, to the extent of any such forfeiture, cancellation, exchange, surrender, termination or expiration,
again be available for Incentive Awards under the Plan; provided that each Legacy Gentiva Shares in respect of any Restricted Share
award, restricted stock unit or other full value Incentive Award that again becomes available for issuance under the Plan shall
count as two (2) Legacy Gentiva Shares toward the number of Legacy Gentiva Shares available for issuance hereunder. Notwithstanding
the foregoing, (i) Shares that are exchanged by a Participant or withheld by the Company as full or partial payment in connection
with the exercise or settlement of an Option or stock appreciation right granted under the Plan, including the satisfaction of
the tax withholding obligations related to such exercise or settlement of any Option or stock appreciation right, shall not be
available for subsequent Incentive Awards under the Plan, (ii) notwithstanding that a stock appreciation right is settled
by the delivery of a net number of Shares, the full number of Shares underlying such stock appreciation right shall not be available
for subsequent Incentive Awards under the Plan, and (iii) Shares repurchased on the open market with the proceeds of an exercise
price shall not again be made available for issuance under the Plan. In addition, (x) Shares withheld by the Company to satisfy
the tax withholding obligations related to the vesting or settlement of any restricted shares, phantom stock, restricted stock
units, performance shares, deferred share units, stock bonuses, share-denominated performance units or other full value award (exclusive
of any such award that is granted in respect of Legacy Gentiva Shares) shall again be available for grants of Incentive Awards
pursuant to the Plan, (y) to the extent an Incentive Award is paid or settled in cash, the number of Shares with respect to
which such payment or settlement is made shall again be available for grants of Incentive Awards pursuant to the Plan, and (z) Shares
underlying Incentive Awards that can only be settled in cash shall not be counted against the aggregate number of Shares available
for Incentive Awards under the Plan. Shares covered by Incentive Awards granted pursuant to the Plan in connection with the assumption,
replacement, conversion, or adjustment of outstanding equity-based awards in the context of a corporate acquisition or merger (within
the meaning of Section 303A.08 of the New York Stock Exchange Listed Company Manual) as provided in the Plan shall not count
as used under the Plan for purposes of this Section 3.

    	 

    	 

    

 

Subject to adjustment as provided in Section 10,
the maximum number of Shares that may be covered by Incentive Awards granted under the Plan to any single Participant in any calendar
year shall not exceed 500,000 Shares. To the extent that Incentive Awards terminate, expire or are cancelled without having been
exercised, vested or paid, the Shares covered thereby shall continue to count against the annual maximum number of Shares with
respect to which Incentive Awards may be granted to a Participant.

		4.	Administration of the Plan

The Plan shall be administered by a committee
of the Board (the “Committee”) consisting of two or more persons, each of whom shall be a (i) “non-employee
director” within the meaning of Rule 16b-3 promulgated under Section 16 of the Exchange Act (ii) an “outside
director” within the meaning of Treasury Regulation section 1.162-27(e)(3) promulgated under Section 162(m) of
the Code and (iii) an “independent” director as required by NYSE or any security exchange on which the Common
Stock is listed. The Committee shall from time to time designate the employees of the Company who shall be granted Incentive Awards.
All of the powers and responsibilities of the Committee under the Plan may be delegated by the Committee, in writing, to any subcommittee
thereof, in which case the acts of such subcommittee shall be deemed to be acts of the Committee hereunder. The Committee may also
from time to time authorize a subcommittee consisting of one or more members of the Board of Directors (including members who are
employees of the Company) or employees of the Company to grant Incentive Awards to persons who are not “executive officers”
of the Company (within the meaning of Rule 16a-1 under the Exchange Act), subject to such restrictions and limitations as the Committee
may specify and to the requirements of Section 157 of the Delaware General Corporation Law.

The Committee shall have full authority
to administer the Plan, including authority to interpret and construe any provision of the Plan and the terms of any Incentive
Award issued under it and to adopt such rules and regulations for administering the Plan as it may deem necessary. Decisions of
the Committee shall be final and binding on all parties.

    	 

    	 

    

 

The Committee may delegate the administration
of the Plan to one or more officers or employees of the Company, and such administrator(s) may have the authority to execute and
distribute Incentive Awards, to maintain records relating to Incentive Awards, to process or oversee the issuance of Shares under
Incentive Awards, to interpret and administer the terms of Incentive Awards, and to take such other actions as may be necessary
or appropriate for the administration of the Plan and of Incentive Awards under the Plan, provided that in no case shall any such
administrator be authorized (i) to grant Incentive Awards under the Plan (except in connection with any delegation made by
the Committee pursuant to the first paragraph of this Section 4), (ii) to take any action that would cause Incentive
Awards intended to qualify as Performance-Based Compensation to fail to so qualify, (iii) to take any action inconsistent
with Section 409A of the Code or Section 16 of the Securities Exchange Act of 1934, or (iv) to take any action inconsistent
with applicable provisions of the Delaware General Corporation Law. Any action by any such administrator within the scope of its
delegation shall be deemed for all purposes to have been taken by the Committee and, except as otherwise specifically provided,
references in this Plan to the Committee shall include any such administrator. The Committee and, to the extent it so provides,
any subcommittee, shall have sole authority to determine whether to review any actions and/or interpretations of any such administrator,
and if the Committee shall decide to conduct such a review, any such actions and/or interpretations of any such administrator shall
be subject to approval, disapproval, or modification by the Committee.

On or after the date of grant of an Incentive
Award under the Plan, the Committee may (i) accelerate the date on which any such Incentive Award becomes vested, exercisable
or transferable, as the case may be, (ii) subject to Sections 6(c)(i), extend the term of any such Incentive Award, including,
without limitation, extending the period following a termination of a Participant’s employment during which any such Incentive
Award may remain outstanding, (iii) waive any conditions to the vesting, exercisability, or transferability, as the case may
be, of any such Incentive Award or (iv) provide for the payment of dividends or dividend equivalents with respect to any such
Incentive Award (other than with respect to Options or unvested performance-based Incentive Awards); provided, that the
Committee shall not have any such authority to the extent that the grant of such authority would cause any tax to become due under
Section 409A of the Code in respect of any Incentive Award. In addition, the Committee may modify, any Incentive Award to
make it consistent with other agreements approved by the Committee, provided, however, that if such modification
would impair the rights of a Participant under an outstanding Incentive Award, such modification may not be made without the consent
of such Participant.

Whether an authorized leave of absence,
or absence in military or government service, shall constitute termination of employment shall be determined by the Committee;
provided that, no payment shall be made with respect to any Incentive Award that is subject to Section 409A of the Code as
a result of any such authorized leave of absence or absence in military or government service unless such authorized leave or absence
constitutes a separation from service for purposes of Section 409A of the Code and the regulations promulgated thereunder.

Neither the Committee nor any member of
the Committee shall be liable for any action, omission, or determination relating to the Plan, and the Company shall indemnify
and hold harmless each member of the Committee and each other director or employee of the Company to whom any duty or power relating
to the administration or interpretation of the Plan has been delegated against any cost or expense (including counsel fees) or
liability (including any sum paid in settlement of a claim with the approval of the Committee) arising out of any action, omission
or determination relating to the Plan, unless, in either case, such action, omission or determination was taken or made by such
member, director or employee in bad faith and without reasonable belief that it was in the best interests of the Company.

    	 

    	 

    

 

		5.	Eligibility

The persons who shall be eligible to receive
Incentive Awards pursuant to the Plan shall be such employees of the Company who are largely responsible for the management, growth
and protection of the business of the Company (including officers of the Company, whether or not they are directors of the Company)
as the Committee shall select from time to time; provided that awards in respect of Legacy Gentiva Shares may only be granted as
set forth in Exhibit A hereto.

		6.	Options

The Committee may grant Options pursuant
to the Plan which Options shall be evidenced by agreements in such form as the Committee shall from time to time approve. Options
shall comply with and be subject to the following terms and conditions:

(a)               
Identification of Options

All Options granted under the Plan shall
be clearly identified in the agreement evidencing such Options as either Incentive Stock Options or Non-Qualified Stock Options.

(b)              
Exercise Price

The exercise price of any Option granted
under the Plan shall be not less than 100% of the Fair Market Value of a Share on the date on which such Option is granted. Notwithstanding
the foregoing, a Non-Qualified Stock Option may be granted with an exercise price lower than set forth in the preceding sentence,
provided that such Non-Qualified Stock Option is granted pursuant to an assumption or substitution for another option in a manner
satisfying the provisions of Section 409A of the Code.

(c)               
Term and Exercise of Options

(i)                
Each Option shall be exercisable on such date or dates, during such period and for such number of Shares as shall be determined
by the Committee on the day on which such Option is granted and set forth in the agreement evidencing such Option; provided,
however, that no Option shall be exercisable after the expiration of ten years from the date such Option was granted; and,
provided, further, that each Option shall be subject to earlier termination, expiration or cancellation as provided
in the Plan or in the agreement evidencing such Option. No Option shall provide for rights to dividends or dividend equivalents.

    	 

    	 

    

 

(ii)              
Each Option shall be exercisable in whole or in part. The partial exercise of an Option shall not cause the expiration,
termination or cancellation of the remaining portion thereof.

(iii)            
An Option shall be exercised by delivering notice to the Company’s principal office, to the attention of its Corporate
Secretary, no less than three business days in advance of the effective date of the proposed exercise (or such longer or shorter
period as determined by the Committee in its sole discretion from time to time). Such notice shall specify the number of Shares
with respect to which the Option is being exercised and the effective date of the proposed exercise and shall be signed by the
Participant. The Participant may withdraw such notice at any time prior to the close of business on the business day immediately
preceding the effective date of the proposed exercise. Payment for Shares purchased upon the exercise of an Option shall be made
on the effective date of such exercise (i) in cash, by certified check, bank cashier’s check or wire transfer, (ii) in
Shares previously owned by the Participant for at least six months and valued at their Fair Market Value on the effective date
of such exercise, or (iii) partly in Shares described in clause (ii) with the balance in cash, by certified check, bank
cashier’s check or wire transfer. In addition, Options may be exercised (a) through a registered broker-dealer or (b) through
the Company, in each case pursuant to cashless exercise or net settlement procedures which are, from time to time, deemed acceptable
by the Company, or (c) through any other procedure approved by the Committee from time to time. Any payment in Shares shall
be effected by the delivery of such Shares to the Corporate Secretary of the Company, duly endorsed in blank or accompanied by
stock powers duly executed in blank, together with any other documents and evidences as the Corporate Secretary of the Company
shall require from time to time.

(iv)            
Certificates for Shares purchased upon the exercise of an Option shall be issued in the name of the Participant and delivered
to the Participant as soon as practicable following the effective date on which the Option is exercised.

(v)              
During the lifetime of a Participant, each Option granted to him shall be exercisable only by him. No Option shall be assignable
or transferable otherwise than by will or by the laws of descent and distribution.

(d)              
Limitations on Grant of Incentive Stock Options

(i)                
The aggregate Fair Market Value of Shares with respect to which “incentive stock options” (within the meaning
of Section 422 of the Code) are exercisable for the first time by a Participant during any calendar year under the Plan and
any other stock option plan of the Company (or any “subsidiary” of the Company as such term is defined in Section 424(f)
of the Code) shall not exceed $100,000. Such Fair Market Value shall be determined as of the date on which each such incentive
stock option is granted. In the event that the aggregate Fair Market Value of Shares with respect to such incentive stock options
exceeds $100,000, then Incentive Stock Options granted hereunder to such Participant shall, to the extent and in the order required
by regulations promulgated under the Code (or any other authority having the force of regulations), automatically be deemed to
be Non-Qualified Stock Options, but all other terms and provisions of such Incentive Stock Options shall remain unchanged. In the
absence of such regulations (and authority), or in the event such regulations (or authority) require or permit a designation of
the options which shall cease to constitute incentive stock options, Incentive Stock Options shall, to the extent of such excess
and in the order in which they were granted, automatically be deemed to be Non-Qualified Stock Options, but all other terms and
provisions of such Incentive Stock Options shall remain unchanged.

    	 

    	 

    

 

(ii)              
No Incentive Stock Option may be granted to an individual if, at the time of the proposed grant, such individual owns stock
possessing more than ten percent of the total combined voting power of all classes of stock of Kindred or any of its “subsidiaries”
(within the meaning of Section 424(f) of the Code), unless (i) the exercise price per Share of such Incentive Stock Option
is at least one hundred and ten percent of the Fair Market Value of a Share at the time such Incentive Stock Option is granted
and (ii) such Incentive Stock Option is not exercisable after the expiration of five years from the date such Incentive Stock
Option is granted.

(e)               
Effect of Termination of Employment

(i)                
Unless otherwise specified in an individual grant agreement, in the event that the employment of a Participant with the
Company shall terminate for any reason other than Disability, Retirement, Cause or death (A) Options granted to such Participant,
to the extent that they were exercisable at the time of such termination, shall remain exercisable for 90 days after such termination,
at which time they shall expire, and (B) Options granted to such Participant, to the extent that they were not exercisable
at the time of such termination, shall expire at the commencement of business on the date of such termination; provided,
however, that no Option shall be exercisable after the expiration of its term.

(ii)              
Unless otherwise specified in an individual grant agreement, in the event that the employment of a Participant with the
Company shall terminate on account of the Retirement of the Participant, (A) such Participant shall be entitled to exercise
Options granted to him hereunder to the extent that such Options were exercisable at the time of such termination (x) in the
case of Non-Qualified Stock Options, for two years after the date of Retirement and (y) in the case of Incentive Stock Options,
for 90 days after Retirement, and (B) Options granted to such Participant, to the extent that they were not exercisable at
the time of such termination, shall expire at the commencement of business on the date of such termination; provided, however,
that no Option shall be exercisable after the expiration of its term.

(iii)            
Unless otherwise specified in an individual grant agreement, in the event that the employment of a Participant with the
Company shall terminate on account of the Disability or death of the Participant, all then outstanding Options of such Participant
shall become immediately exercisable and such Participant shall be entitled to exercise Options granted to him hereunder (x) in
the case of Non-Qualified Stock Options, at any time within two years after the date of death or the determination of Disability,
and (y) in the case of Incentive Stock Options, at any time within one year after the date of death or determination of Disability;
provided, however, that no Option shall be exercisable after the expiration of its term.

    	 

    	 

    

 

(iv)            
Unless otherwise specified in an individual grant agreement, in the event of the termination of a Participant’s employment
for Cause, all outstanding Options granted to such Participant (whether or not then exercisable) shall expire at the commencement
of business on the date of such termination.

(f)               
Consequences of a Change in Control

(i)                
Pre-Amendment Options. Unless otherwise specified in an individual grant agreement, upon the occurrence of a Change in Control,
each Pre-Amendment Option granted under the Plan and outstanding at such time shall become fully and immediately exercisable and
shall remain exercisable until its expiration, termination or cancellation pursuant to the terms of the Plan.

(ii)              
Post-Amendment Options. Unless otherwise specified in an individual grant agreement, in the event that the employment of
a Participant with the Company shall terminate on account of the Participant’s termination by the Company other than for
Cause, or by the Participant for Good Reason, in either case within the 18-month period immediately following a Change in Control,
each outstanding Post-Amendment Option granted to such Participant shall become fully vested and immediately exercisable as of
the date of such termination.

		7.	Restricted Shares

The Committee may grant Restricted Shares
pursuant to the Plan, which Restricted Shares shall be evidenced by agreements in such form as the Committee shall from time to
time approve. Restricted Shares shall comply with and be subject to the following terms and conditions:

(a)               
Vesting

Subject to the provisions of Section 7(b)
hereof, the Restricted Shares granted to a Participant shall not be transferred, pledged, assigned or otherwise encumbered and
shall be subject to forfeiture until such Restricted Shares vest and become fully transferable without restriction according to
the vesting schedule set forth in the agreement evidencing such Restricted Shares. The Committee shall impose such other conditions
and/or restrictions on any Restricted Shares granted pursuant to the Plan as it may deem advisable including, without limitation,
restrictions based upon the achievement of specific performance goals, service-based restrictions on vesting following the attainment
of the performance goals, service-based restrictions, and/or restrictions under applicable laws or under the requirements of any
stock exchange or market upon which such Shares are listed or traded, or holding requirements or sale restrictions placed on the
Shares by the Company upon vesting of such Restricted Shares. Notwithstanding the foregoing, no more than five percent (5%) of
the maximum aggregate number of Shares authorized for issuance under Section 3 shall be subject to service-based Restricted
Share grants that vest more rapidly than annual pro rata vesting over a three (3) year period. Any Awards of Restricted Shares
providing for vesting upon the attainment of performance goals shall also provide for a performance period of at least twelve (12) months.

    	 

    	 

    

 

(b)              
Effect of Termination of Employment

(i)                
Unless otherwise specified in an individual grant agreement, if employment of a Participant with the Company shall terminate
prior to the scheduled vesting dates of any Restricted Shares (whether service-based or performance-based) for any reason other
than death or Disability, all Restricted Shares awarded to such Participant that have not vested shall be forfeited on the date
of such termination without payment of any consideration therefor.

(ii)              
Unless otherwise specified in an individual grant agreement, in the event that the employment of a Participant with the
Company shall terminate on account of the Disability or death of the Participant prior to the expiration of any applicable service
or performance-based vesting period, (i) with respect to Restricted Shares subject to service-based vesting requirements,
all such Restricted Shares awarded to such Participant shall immediately vest and (ii) with respect to Restricted Shares subject
to performance-based vesting, such Restricted Shares shall vest on a prorated basis to reflect the portion of the applicable performance
period during which the Participant was actually employed, assuming target performance was achieved.

(c)               
Consequences of a Change in Control

(i)                
Pre-Amendment Restricted Shares. Unless otherwise specified in an individual grant agreement, upon a Change in Control,
each Pre-Amendment Restricted Share granted under the Plan and outstanding at such time shall vest and become fully transferable;
provided that any Pre-Amendment Restricted Shares subject to performance-based vesting shall be deemed to vest as if target performance
was achieved.

(ii)              
Post-Amendment Restricted Shares. Unless otherwise specified in an individual grant agreement, in the event that the employment
of a Participant with the Company shall terminate on account of the Participant’s termination by the Company other than for
Cause, or by the Participant for Good Reason, in either case within the 18-month period immediately following a Change in Control,
each outstanding Post-Amendment Restricted Share granted to such Participant shall vest and become fully transferable as of the
date of such termination, provided, any Post-Amendment Restricted Shares subject to performance-based vesting shall be deemed
to vest as if target performance was achieved.

		8.	Other Stock-Based Awards

The Committee may grant equity-based or
equity-related awards not otherwise described herein in such amounts and subject to such terms and conditions as the Committee
shall determine (“Other Stock-Based Awards”), which such Other Stock-Based Awards shall be evidenced by agreements
in such form as the Committee shall from time to time approve. Without limiting the generality of the preceding sentence, each
such Other Stock-Based Award may (i) involve the transfer of actual Shares to Participants, either at the time of grant or
thereafter, or payment in cash or otherwise of amounts based on the value of Shares, (ii) be subject to performance-based
and/or service-based conditions, (iii) be in the form of stock appreciation rights, phantom stock, restricted stock units,
performance shares, deferred share units, stock bonuses or share-denominated performance units, and (iv) be designed to qualify
as Performance-Based Compensation; provided, that each Other Stock-Based Award shall be denominated in, or shall have a
value determined by reference to, a number of Shares that is specified at the time of the grant of such award; provided
further that to the extent that any such Other Stock-Based Award is subject to Section 409A of the Code, the agreement
evidencing the grant of such Other Stock-Based Award shall contain terms and conditions (including, without limitation, deferral
and payment provisions), that comply with Section 409A of the Code and the regulations promulgated thereunder.

    	 

    	 

    

 

		9.	Performance-Based Compensation

The Committee may grant Incentive Awards
intended to qualify as Performance-Based Compensation pursuant to the Plan which shall comply with and be subject to the following
terms and conditions:

(a)               
Establishment of Certain Conditions

Within 90 days after the beginning of a
Performance Period, and in any case before 25% of the Performance Period has elapsed, the Committee shall establish (a) Performance
Targets for such Performance Period, (b) Target Awards for each Participant, and (c) Performance Schedules for such Performance
Period. The Committee shall also determine the length of the Performance Period with respect to each Incentive Award that is intended
to be Performance-Based Compensation; provided that in no event shall such Performance Period be shorter than twelve (12) months.

(b)              
Performance Measures

The performance goals upon which the payment
or vesting of any Incentive Award (other than Options and stock appreciation rights) to a Covered Employee that is intended to
qualify as Performance-Based Compensation depends shall (a) be objective business criteria and shall otherwise meet the requirements
of Section 162(m) of the Code, including the requirement that the level or levels of performance targeted by the Committee
result in the achievement of performance goals being “substantially uncertain,” and (b) relate to one or more
of the following Performance Measures: (i) net income or operating net income (before or after taxes, interest, depreciation,
amortization, and/or nonrecurring/unusual items), (ii) return on assets, return on capital, return on equity, return on economic
capital, return on other measures of capital, return on sales or other financial criteria, (iii) revenue or net sales, (iv) pre-tax
profit, gross profit or operating gross profit, (v) cash flow measures, (vi) productivity or efficiency ratios, (vii) share
price or total shareholder return, (viii) earnings per share, (ix) budget and expense management, (x) customer and
product measures, including market share, high value client growth, and customer growth, (xi) working capital turnover and
targets, (xii) margins, (xiii) account receivable collection days, (xiv) EBIT, EBITDA, EBITM, EBITDAR, EBITDARM
and any derivative thereof, (xv) economic value added or other value added measurements, (xvi) individual management,
performance or quality objectives or (xvii) any combination of the foregoing. Any Performance Measure(s) may be used to measure
the performance of the Company or a subsidiary as a whole or any business unit of the Company or any subsidiary or any combination
thereof, as the Committee may deem appropriate, or any of the above Performance Measures as compared to the performance of a group
of comparator companies, or a published or special index that the Committee, in its sole discretion, deems appropriate.

    	 

    	 

    

 

The measurement of any Performance Measure(s)
may exclude the impact of charges for asset write-downs, litigation or claim judgments or settlements, restructurings, discontinued
operations, mergers, acquisitions, divestitures, foreign exchange gains and losses, extraordinary items, and other unusual or non-recurring
items, and the cumulative effects of changes in tax laws, accounting principles or regulations, or other laws or provisions affecting
reporting results, each as defined by generally accepted accounting principles and as identified in the Company’s audited
financial statements, including the notes thereto.

(c)               
Calculation and Written Determinations

The amount payable with respect to an Incentive
Award that is intended to qualify as Performance-Based Compensation shall be determined in any manner permitted by Section 162(m)
of the Code. Determinations by the Committee as to the establishment of Performance Measures, the level of actual achievement of
performance goals, and the amount payable with respect to an Incentive Award intended to qualify as Performance-Based Compensation
under Section 162(m) of the Code shall be recorded in writing. Specifically, the Committee shall certify in writing, in a
manner conforming to applicable regulations under Section 162(m) of the Code, prior to settlement of each such Incentive Award
granted to a Covered Employee, that the performance goals and other material terms upon which settlement of the Incentive Award
was conditioned have been satisfied.

(d)              
Discretionary Reduction

The Committee may, in its discretion, reduce
or eliminate the amount payable to any Participant with respect to an Incentive Award that is intended to qualify as Performance-Based
Compensation, based on such factors as the Committee may deem relevant, but the Committee may not increase any such amount above
the amount established in accordance with the relevant Performance Schedule. For purposes of clarity, the Committee may exercise
the discretion provided for by the foregoing sentence in a non-uniform manner among Participants. The foregoing notwithstanding,
with respect to any Incentive Award intended to qualify as Performance-Based Compensation that is to be settled in Shares, the
Committee shall not have the discretion to reduce or eliminate the amount payable to any Participant with respect to such Incentive
Award unless the Committee expressly reserves the right to exercise such discretion in the agreement evidencing the grant of such
Incentive Award.

(e)               
General

Nothing in this Section 9 is intended
to limit the Committee’s discretion to adopt conditions with respect to any Incentive Award that is not intended to qualify
as Performance-Based Compensation that relate to performance other than the Performance Measures. In addition, the Committee may,
subject to the terms of the Plan, amend previously granted Incentive Awards in a way that disqualifies them as Performance-Based
Compensation. In the event that the requirements of Section 162(m) of the Code and the regulations thereunder change to permit
Committee discretion to alter the Performance Measures without obtaining shareholder approval of such changes, the Committee shall
have sole discretion to make such changes without obtaining shareholder approval.

    	 

    	 

    

 

		10.	Adjustment Upon Changes in Common Stock

(a)               
Shares Available for Grants

In the event of any change in the number
of Shares outstanding by reason of any stock dividend or split, recapitalization, merger, consolidation, combination or exchange
of shares or similar corporate change, the maximum number and classes of Shares and limits on Incentive Awards with respect to
which the Committee may grant Incentive Awards shall be appropriately adjusted by the Committee. In the event of any change in
the number of Shares outstanding by reason of any other similar event or transaction, the Committee shall make equitable adjustments
in the number and class of Shares with respect to which Incentive Awards may be granted.

(b)              
Increase or Decrease in Issued Shares Without Consideration

Subject to any required action by the shareholders
of the Company, in the event of any increase or decrease in the number of issued Shares resulting from a subdivision or consolidation
of Shares or the payment of a stock dividend (but only on the Shares), or any other increase or decrease in the number of such
Shares effected without receipt or payment of consideration by the Company, the Committee shall, to the extent deemed appropriate
by the Committee, adjust the number of Shares subject to each outstanding Incentive Award and the exercise price per Share of each
such Incentive Award.

(c)               
Adjustments to Outstanding Incentive Awards

(i)                
In the event of any change in the capitalization of the Company or other corporate change or transaction involving the Company
or its securities, the Committee shall, to the extent it deems appropriate, make equitable adjustments in the number and class
of shares subject to Incentive Awards outstanding on the date on which such change occurs and in the exercise price of any such
Incentive Awards. In the event of the occurrence of any transaction or event that has a substantial impact on the achievement of
performance goals, the Committee shall, to the extent it deems appropriate, make equitable adjustments it deems appropriate to
any such performance goals with respect to any then-current performance period.

(ii)              
In the event of (w) a dissolution or liquidation of the Company, (x) a sale of all or substantially all of the
Company’s assets, (y) a merger or consolidation involving the Company in which the Company is not the surviving corporation
or (z) a merger or consolidation involving the Company in which the Company is the surviving corporation but the holders of
Shares receive securities of another corporation and/or other property, including cash, the Committee shall, subject to Section 409A
of the Code to the extent applicable, either:

    	 

    	 

    

 

(A)            
cancel each Incentive Award outstanding immediately prior to such event (whether or not then exercisable), and, in full
consideration of such cancellation, pay to the Participant to whom such Incentive Award was granted an amount in cash, in respect
of each Share subject to such Incentive Award, equal to (x) the value of the property (including cash), as determined by the
Committee in its reasonable discretion, received by the holder of a Share as a result of such event over (y) to the extent
applicable, the per Share exercise price of such Incentive Award; or

(B)             
provide for the exchange of each Incentive Award outstanding immediately prior to such event (whether or not then vested
or exercisable) for an option, a stock appreciation right or a share of restricted stock with respect to, as appropriate, some
or all of the property which a holder of the number of Shares subject to such Incentive Award would have received in such transaction
and, incident thereto, make an equitable adjustment, in accordance with U.S. Department of Treasury Regulation §1.409A-1(b)(5)(v)(D),
in the exercise price of the option or stock appreciation right, and/or the number of shares or amount of property subject to the
option, stock appreciation right or share of restricted stock, or, if appropriate, provide for a cash payment to the Participant
to whom such Incentive Award was granted in partial consideration for the exchange of such Incentive Award.

(d)              
No Other Rights

Except as expressly provided in the Plan,
no Participant shall have any rights by reason of any subdivision or consolidation of shares of stock of any class, the payment
of any dividend, any increase or decrease in the number of shares of stock of any class or any dissolution, liquidation, merger
or consolidation of the Company or any other corporation. Except as expressly provided in the Plan, no issuance by the Company
of shares of stock of any class, or securities convertible into shares of stock of any class, shall affect, and no adjustment by
reason thereof shall be made with respect to, the number of Shares subject to an Incentive Award or the exercise price, as applicable,
of any Incentive Award.

		11.	Rights as a Stockholder

No person shall have any rights as a stockholder
with respect to any Shares covered by or relating to any Incentive Award granted pursuant to this Plan until the date of the issuance
of a stock certificate with respect to such shares. Except as otherwise expressly provided in Section 10 hereof, no adjustment
to any Incentive Award shall be made for dividends or other rights for which the record date occurs prior to the date such stock
certificate is issued.

    	 

    	 

    

		12.	No Special Employment Rights; No Right to Incentive Award; Sale of a Division or Affiliate

(a)               
Nothing contained in the Plan or any Incentive Award shall confer upon any Participant any right with respect to the continuation
of his employment by the Company or interfere in any way with the right of the Company, subject to the terms of any separate employment
or other agreement to the contrary, at any time to terminate such employment or to increase or decrease the compensation of the
Participant from the rate in existence at the time of the grant of an Incentive Award.

(b)              
No person shall have any claim or right to receive an Incentive Award hereunder. The Committee’s granting of an Incentive
Award to a Participant at any time shall neither require the Committee to grant an Incentive Award to such Participant or any other
Participant or other person at any time nor preclude the Committee from making subsequent grants to such Participant or any other
Participant or other person.

(c)               
For all purposes of this Plan, the employment of a Participant with the Company shall be deemed to have terminated without
Cause upon a sale or other disposition by Kindred, directly or indirectly, of an Affiliate or any division or business unit of
the Company to which such Participant is allocated by the Committee, unless the Committee, in its sole discretion, determines otherwise.

		13.	Securities Matters

(a)               
The Company shall be under no obligation to effect the registration pursuant to the Securities Act of any Shares to be issued
hereunder or to effect similar compliance under any state laws. Notwithstanding anything herein to the contrary, the Company shall
not be obligated to cause to be issued or delivered any certificates evidencing Shares pursuant to the Plan unless and until the
Company is advised by its counsel that the issuance and delivery of such certificates is in compliance with all applicable laws,
regulations of governmental authority and the requirements of any securities exchange on which Shares are traded. The Committee
may require, as a condition of the issuance and delivery of certificates evidencing Shares pursuant to the terms hereof, that the
recipient of such shares make such covenants, agreements and representations, and that such certificates bear such legends, as
the Committee, in its sole discretion, deems necessary or desirable.

(b)              
The exercise of any Incentive Award (including, without limitation, any Option) granted hereunder shall only be effective
at such time as counsel to the Company shall have determined that the issuance and delivery of Shares pursuant to such exercise
is in compliance with all applicable laws, regulations of governmental authority and the requirements of any securities exchange
on which Shares are traded. The Company may, in its sole discretion, defer the effectiveness of any exercise of an Incentive Award
granted hereunder in order to allow the issuance of Shares pursuant thereto to be made pursuant to registration or an exemption
from registration or other methods for compliance available under federal or state securities laws. The Company shall inform the
Participant in writing of its decision to defer the effectiveness of the exercise of an Incentive Award granted hereunder. During
the period that the effectiveness of the exercise of an Incentive Award has been deferred, the Participant may, by written notice,
withdraw such exercise and obtain the refund of any amount paid with respect thereto.

    	 

    	 

    

 

		14.	Withholding Taxes

(a)               
Cash Remittance

When Shares are to be issued upon the exercise,
vesting, payment or grant of an Incentive Award, as applicable, the Company shall have the right to require the Participant to
remit to the Company in cash an amount sufficient to satisfy federal, state and local withholding tax requirements, if any, attributable
to such exercise, vesting, payment or grant prior to the delivery of any certificate or certificates for such Shares. In addition,
the Company shall have the right to withhold from any cash payment made in settlement of an Incentive Award an amount sufficient
to satisfy the federal, state and local withholding tax requirements, if any, attributable to such settlement.

(b)              
Stock Remittance

At the prior written election of the Participant,
when Shares are to be issued upon the exercise, vesting, payment or grant of an Incentive Award, as applicable, the Participant
may tender to the Company a number of Shares previously held by such Participant for at least six months determined by such Participant,
the Fair Market Value of which at the tender date the Company determines to be sufficient to satisfy the federal, state and local
withholding tax requirements, if any, attributable to such exercise, vesting, payment or grant and not greater than the Participant’s
required federal, state and local tax obligations associated with such exercise, vesting, payment or grant. Such election shall
satisfy the Participant’s obligations under Paragraph 14(a) hereof, if any.

(c)               
Stock Withholding

At the prior written election of the Participant,
when Shares are to be issued upon the exercise, vesting, payment or grant of an Incentive Award, as applicable, the Company shall
withhold a number of such Shares determined by such Participant, the Fair Market Value of which at the exercise, vesting, payment
or grant date the Company determines to be sufficient to satisfy the federal, state and local withholding tax requirements, if
any, attributable to such exercise, vesting, payment or grant and is not greater than the Participant’s statutory minimum
required federal, state and local tax obligations associated with such exercise or grant. Such election shall satisfy the Participant’s
obligations under Paragraph 14(a) hereof, if any.

		15.	Amendment of the Plan

The Board of Directors may amend, alter
or discontinue the Plan or any Award granted thereunder, but no amendment, alteration, or discontinuation shall be made that would
impair the rights of a Participant under an Award theretofore granted without the Participant’s consent. In addition, except
as otherwise provided in Section 10 of the Plan, (i) increasing the total number of Shares reserved for the purpose of
the Plan, and (ii) repricing of Options, stock appreciation rights and other purchase rights, such that the exercise price
of any such award is reduced, whether through amendment, cancellation or replacement in exchange for another Incentive Award or
cash payment, is prohibited unless such increase or repricing is approved by the Company’s stockholders.

    	 

    	 

    

 

		16.	No Obligation to Exercise

The grant to a Participant of an Incentive
Award shall impose no obligation upon such Participant to exercise such Incentive Award, as applicable.

		17.	Transfers Upon Death

Upon the death of a Participant, outstanding
Incentive Awards granted to such Participant may be exercised or paid only by the executors or administrators of the Participant’s
estate or by any person or persons who shall have acquired such right to exercise by will or by the laws of descent and distribution.
No transfer by will or the laws of descent and distribution of any Incentive Award, or the right to exercise any Incentive Award,
shall be effective to bind the Company unless the Committee shall have been furnished with (a) written notice thereof and
with a copy of the will and/or such evidence as the Committee may deem necessary to establish the validity of the transfer and
(b) an agreement by the transferee to comply with all the terms and conditions of the Incentive Award that are or would have
been applicable to the Participant and to be bound by the acknowledgements made by the Participant in connection with the grant
of the Incentive Award.

		18.	Expenses and Receipts

The expenses of the Plan shall be paid
by the Company. Any proceeds received by the Company in connection with any Incentive Award will be used for general corporate
purposes.

		19.	Failure to Comply

In addition to the remedies of the Company
elsewhere provided for herein, failure by a Participant to comply with any of the terms and conditions of the Plan or the agreement
executed by such Participant evidencing an Incentive Award, unless such failure is remedied by such Participant within ten days
after having been notified of such failure by the Committee, shall be grounds for the cancellation and forfeiture of such Incentive
Award, in whole or in part, as the Committee, in its absolute discretion, may determine.

		20.	Effective Date and Term of Plan

The Plan was initially adopted by the Board
of Directors on March 21, 2011; no grants may be made under the Plan after the tenth anniversary of such date. The Plan was
amended and restated in its entirety effective as of the date of its approval by shareholders at Kindred’s 2014 annual shareholders’
meeting (the “Plan Amendment Date”).

    	 

    	 

    

 

		21.	Governing Law

The Plan and the rights of all persons
under the Plan shall be construed and administered in accordance with the laws of the State of Kentucky without regard to its conflict
of law principles.

		22.	Code Section 409A

The Company intends that the Plan and each
Incentive Award granted hereunder shall comply with, or be exempt from, Section 409A of the Code and any regulations thereunder
and that the Plan shall be interpreted, operated and administered accordingly. Any reservation of rights by the Company (including,
without limitation, the rights of the Committee under Section 10(c)(ii) hereof) affecting the timing of payment of any Incentive
Award subject to Section 409A of the Code will only be as broad as is permitted by Section 409A of the Code and any regulations
thereunder.

		23.	Clawback Policies

Notwithstanding anything in the Plan to
the contrary, the Company will be entitled, to the extent permitted or required by applicable law, Company policy and/or the requirements
of an exchange on which the Company’s shares are listed for trading, in each case, as in effect from time to time, to recoup
compensation of whatever kind paid by the Company or any of its Affiliates at any time to a Participant under this Plan and each
Participant, by accepting an Incentive Award pursuant to this Plan, agrees to comply with any Company request or demand for such
recoupment.

    	 

    	 

    

 

Exhibit A

1.Issuance of Legacy Gentiva Shares

(a)Following the Effective Time, pursuant
to the NYSE Company Listed Manual and interpretive guidance thereunder, including Rule 303A.08 (the “NYSE Rules”),
the Company shall be able to issue the Legacy Gentiva Shares under the Plan in satisfaction of the vesting, exercise or settlement
of Awards that may be granted under the Plan to Gentiva Eligible Persons (as defined below).

2.Awards in Respect of Legacy Gentiva
Shares

(a)Notwithstanding anything in Section
3 of the Plan to the contrary, in accordance with the NYSE Rules, (i) Incentive Awards in respect of Legacy Gentiva Shares granted
following the Effective Time may be granted to persons other than any individuals who were employed by the Company or any of its
subsidiaries as of immediately prior to the Effective Time (the “Gentiva Eligible Persons”) and (ii) the time during
which the Legacy Gentiva Shares are available for grant under the Plan will not be extended beyond the period when they would have
been available for grant under the Gentiva 2004 Equity Incentive Plan, which is March 16, 2021.

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