Document:

<PAGE>   1

                                                                    EXHIBIT 10.1

                              SEPARATION AGREEMENT

         THIS SEPARATION AGREEMENT (this "Agreement") is made and dated as of
May 15, 2001, by and between S1 CORPORATION ("S1") and ROBERT F. STOCKWELL
("Employee").

         WHEREAS, Employee and S1 jointly agree that Employee shall resign from
all of his official positions with S1 and each subsidiary or affiliate of S1
effective as of the date of employment of the new Chief Financial Officer of S1;

         WHEREAS, Employee and S1 jointly agree that Employee shall continue as
an employee of S1 for a period of 90 days after the first day of employment of
the new Chief Financial Officer and terminate his employment and service with S1
and each such subsidiary or affiliate effective on the Last Day of Employment
("LDE"). LDE shall mean the 90th day after the new Chief Financial Officer of S1
begins employment;

         WHEREAS, Employee and S1 are not parties to any employment agreement;

         WHEREAS, Employee acknowledges that Employee is not entitled to
severance benefits under S1's severance policies or otherwise as a result of his
resignation and the termination of his employment and service hereunder;

         WHEREAS, S1 is willing to make certain payments to Employee and to
provide him with certain benefits after termination of his employment, even
though it would not otherwise be obligated to do so;

         WHEREAS, concurrently with the execution of this Agreement, Employee
and S1 are entering into a Confidentiality, Non-Disclosure and Non-Competition
Agreement (the "Confidentiality Agreement"), which the parties desire to
continue in effect after termination of Employee's employment; and

         WHEREAS, Employee and S1 desire to set forth herein the terms and
conditions of their joint agreements regarding the resignation of Employee and
the termination of Employee's employment, including the effect of such
termination, subject to Employee's right to revoke this Agreement within seven
days of signing it, as provided herein.

         NOW, THEREFORE, in consideration of the mutual promises contained
herein, the parties hereto agree as follows:

         1.       Resignation and Termination of Employment. S1 and Employee
agree that the LDE shall be Employee's last day of employment with S1. Employee
hereby resigns from all of his official offices and positions with S1 and each
of

<PAGE>   2

its subsidiaries and affiliates, including without limitation, his position as
Chief Financial Officer of S1, effective upon the employment of the new Chief
Financial Officer of S1. Employee shall take no official action on behalf of S1
or any of its subsidiaries or affiliates nor have any authority to bind S1 or
any of its subsidiaries or affiliates after the employment of the new Chief
Financial Officer of S1. Employee agrees to execute and deliver to S1 and its
subsidiaries and affiliates such documents concerning his resignation and
termination as may be reasonably requested by S1 or any of its subsidiaries or
affiliates from time to time. S1 shall promptly take all actions necessary to
notify any governmental agencies that Employee no longer serves as an officer,
director or other official position of S1 or its subsidiaries and affiliates.
Employee shall continue as an employee of S1 for a period of 90 days from the
first day of employment of the new Chief Financial Officer and terminate his
employment and service with S1 and each such subsidiary or affiliate effective
at the end of 90 days from the of employment of the new Chief Financial Officer
of S1;Employee represents, warrants and agrees that he has returned, or before
the end of the LDE he will return, to S1 all equipment (excluding a laptop
computer held by the Employee as of the date of this agreement), supplies,
documents and any other material or property belonging to or leased by S1.

         2.     Severance Payments and Benefits; Options.

                  (a)      S1 will pay to Employee all accrued and unpaid salary
owed to him as of the LDE. S1 will also pay Employee for his accumulated but
unused vacation time, in accordance with its normal policies applicable to
executive employees.

                  (b)      Provided that Employee does not revoke this Agreement
as provided in Section 13 below, and so long as Employee is not in material
breach of the Confidentiality Agreement, upon the expiration of seven days after
Employee delivers to S1 a general release of claims dated as of the LDE in the
form of Exhibit A attached hereto and incorporated herein without Employee
having revoked such release ("Seven Days After the LDE"):

                           (1)      S1 will pay to Employee a lump sum payment
of $221,593.00 on the LDE.; and

                           (2)      options held by Employee to purchase common
stock of the Company shall be vested and exercisable as of Seven Days After the
LDE to the extent and for the period provided in the option agreements with
respect to such options, except that the vesting of the options that are
referred to in Schedule A hereto shall be accelerated to the extent provided
therein.

                  (c)      Except for any health, dental and prescription drug
insurance continuation coverage that Employee is eligible for and timely elects

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to receive pursuant to the provisions (commonly referred to as "COBRA") of
Sections 601-609 of the Employee Retirement Income Security Act of 1974, as
amended ("ERISA"), Employee will not be entitled to continued coverage under any
employee benefit plan (as defined in ERISA) or any other fringe benefit plan or
arrangement during the Severance Period and for all purposes of such plans and
arrangements, Employee's employment shall be considered to have terminated on
the LDE.

                  (d)      Employee acknowledges that Employee is not otherwise
entitled to receive the payments of money provided for in this Agreement and
acknowledges that such payment of money is no admission of liability on the part
of the Company that it has done anything wrong. Employee agrees that Employee
will not seek anything further from the Company.

                  (f)      Amounts payable to or on behalf of Employee hereunder
will be treated as taxable income to him for tax purposes and, if required by
applicable law, S1 will withhold applicable federal, state and local income
taxes and social security and Medicare taxes, as applicable. Employee shall be
solely responsible for the payment of taxes with respect to any amount received
by Employee under this Agreement.

                  (g)      S1 will provide the Employee reasonable assistance in
preparing any filings required by the Employee with Governmental Agencies that
are related to his employment or former employment with S1.

         3.       Release by Employee.

                  (a)      Release of Claims. Employee, on behalf of himself and
his heirs, executors, administrators, successors and assigns, forever releases
and discharges S1 and its subsidiaries and affiliates, and S1's and its
subsidiaries' and affiliates' respective agents, officers, employees and
directors, from and against any and all claims, damages and liabilities
whatsoever, whether known or unknown, absolute or contingent, accrued or
unaccrued, including but not limited to all claims arising from or in any way
connected with Employee's employment by S1 and the termination of Employee's
employment with S1, but excluding any claims, damages or liabilities associated
with (i) benefits payable under the express terms of any employee benefit plan
maintained by S1 or its subsidiaries or affiliates or (ii) any breach by S1 of
the terms of this Agreement. This release includes, but is not limited to,
claims of: (1) wrongful discharge, including claims of retaliatory discharge;
(2) breach of contract; (3) discrimination on account of race, color, religion,
sex, national origin, age,

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<PAGE>   4

disability or other illegal basis, including but not limited to the Age
Discrimination in Employment Act of 1967, as amended; (4) violation of ERISA and
(5) any claim based upon tort, equity or any violation of any state or federal
statute or municipal employment law, regulation, executive order or other
requirement. This release covers both claims Employee knows about and those he
may not know about, but does not waive or release any claims or rights Employee
may have that arise after Employee executes this Agreement. Employee also agrees
not to file any claim or lawsuit seeking monetary recovery and asserting any
claims that are released in this Section 3(a). Employee further hereby
irrevocably and unconditionally waives any and all rights to receive any relief
or damages concerning any claims that are released in this Section 3(a).

         (b)      Employee's Acknowledgements. Employee acknowledges that he has
been advised to, and has had an opportunity to, consult with an attorney of his
choosing and at his expense before executing this Agreement, that he has had a
sufficient opportunity to read and understand the terms of this Agreement, that
he has read and does understand such terms and that he is executing this
Agreement voluntarily and without coercion. Employee further acknowledges that
he has been offered a period of at least 21 days (until June 6, 2001) to
consider this Agreement, but has voluntarily decided to execute this Agreement
before the end of such 21-day period and that this Agreement shall become
irrevocable following the seven-day period described in Section 13 below. The
parties agree that nothing contained in this Agreement shall constitute or be
treated as an admission of liability or wrongdoing by S1.

         4.       Release by S1. S1, for itself, its affiliates, and its and
their successors and assigns, now and forever, hereby releases and discharges
Employee, and his transferees, successors, assigns and affiliates (collectively,
the "Employee Releasees"), from any and all claims, damages, legal or equitable
actions, liability or litigation, real or contemplated, known or unknown, that
S1 may now have or may later claim to have had against any of the Employee
Releasees arising out of anything that has occurred up to and through the date
hereof, but expressly excluding any such claim, action, liability or litigation
that arises out of or relates to Employee's fraud, embezzlement, criminal
activity, willful, wanton or reckless misconduct or gross negligence. S1
acknowledges that it may have sustained or may yet sustain damages, costs or
expenses that are presently unknown and that relate to claims between S1 and the
parties released by this Agreement. S1 shall forever refrain and forbear from
commencing, instituting or prosecuting any lawsuit, action, claim or proceeding
before or in any court, regulatory, governmental, arbitral or other authority
against the Employee Releasees or naming or joining such Employee Releasees as
parties to collect or enforce any claims or causes of action which are released
and discharged

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<PAGE>   5

hereby. Notwithstanding the foregoing, however, nothing contained in this
Section 4 is intended to or shall relieve Employee of his obligations under this
Agreement.

         5.       Confidentiality and Nondisparagement. Employee agrees that he
has not provided and will not in the future provide, directly or indirectly, to
any person or entity any information that concerns or relates to the negotiation
of or the terms and conditions hereof except (i) to the extent that such
disclosure is specifically required by law or legal process or is authorized in
writing by S1; (ii) to his tax advisors as may be necessary for the preparation
of tax returns or other reports required by law; (iii) to his attorneys as may
be necessary to secure advice concerning this Agreement; or (iv) to members of
his immediate family. Employee agrees that before disclosing such information
under parts (ii), (iii) or (iv) of this Section 5, he will inform the recipients
that they are bound by the limitations of this Section. Employee further agrees
that subsequent disclosure of such information by any such recipients shall be
deemed to be a disclosure by him in breach of this Agreement. Employee agrees
not to make any defamatory or derogatory statements concerning any of the
persons released in Section 3(a) hereof. Employer agrees not to make any
defamatory or derogatory statements concerning the Employee and agrees to the
statement attached as Schedule B regarding the Employee's term as Chief
Financial Officer of S1 and the reasons for his separation.

         6.       Amendment; Modification; Waiver. No amendments or additions to
this Agreement shall be binding unless in writing and signed by both of the
parties hereto. No delay or failure at any time on the part of any party in
exercising any right, power or privilege under this Agreement, or in enforcing
any provision of this Agreement, shall impair any such right, power, or
privilege, or be construed as a waiver of any default or as any acquiescence
therein, or shall affect the right of such party thereafter to enforce each and
every provision of this Agreement in accordance with its terms.

         7.       Section Headings. The section headings used in this Agreement
are included solely for convenience and shall not affect, or be used in
connection with, the interpretation of this Agreement.

         8.       Severability. The provisions of this Agreement shall be deemed
severable and the invalidity or unenforceability of any provision shall not
affect the validity or enforceability of the other provisions hereof.

         9.       Notices. All notices, demands, requests, or other
communications which may be or are required to be given, served, or sent by any
party to any other party pursuant to this Agreement shall be in writing and
shall be hand delivered, sent by overnight courier or mailed by first-class,
registered or

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certified mail, return receipt requested, postage prepaid, or transmitted by
telegram, telecopy or telex, addressed as follows:

                  If to S1:

                           S1 Corporation
                           3390 Peachtree Road
                           Suite 1700
                           Atlanta, GA 30326
                           Fax: 404/812-6727
                           Attn: Chief Legal Officer

                  If to Employee:

                           Robert F. Stockwell
                           3673 Randall Mill Road

                           Atlanta, GA 30327

         Each party may designate by notice in writing a new address to which
any notice, demand, request or communication may thereafter be so given, served
or sent. Each notice, demand, request, or communication which shall be hand
delivered, sent, mailed, telecopied or telexed in the manner described above, or
which shall be delivered to a telegraph company, shall be deemed sufficiently
given, served, sent, received or delivered for all purposes at such time as it
is delivered to the addressee (with the return receipt, the delivery receipt, or
(with respect to a telecopy or telex) the answerback being deemed conclusive,
but not exclusive, evidence of such delivery) or at such time as delivery is
refused by the addressee upon presentation.

         10.      Entire Agreement. This Agreement constitutes the entire
agreement between the parties hereto, and supersedes all prior oral or written
agreements, commitments or understandings, with respect to the matters provided
for herein, except that Employee's obligations under the Confidentiality
Agreement shall continue in full force and effect.

         11.      Governing Law. This Agreement shall be governed by the laws of
the State of Georgia applicable to contracts entered into and performed wholly
within its borders.

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         12.      No Assignments. This Agreement is personal to each of the
parties hereto. Neither party may assign or delegate any rights or obligations
hereunder without first obtaining the written consent of the other party hereto.

         13.      Employee's Right to Revoke within Seven Days. Employee may
revoke this Agreement by delivering a written notice of revocation to S1 in
accordance with Section 9 hereof not later than 11:59 p.m. Atlanta, Georgia time
on the seventh day after he signs and delivers this Agreement to S1 and this
Agreement shall not become effective or enforceable until such revocation period
has expired.

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<PAGE>   8

         14.      Cooperation. In consideration for the compensation, stock
option vesting and other benefits provided by S1 to Employee pursuant to the
terms of this Agreement, from and after the date hereof through the fifth
anniversary of the LDE, Employee will (i) cooperate in all reasonable respects
with S1 and its affiliates and their respective directors, officers, attorneys
and experts in connection with the conduct of any action, proceeding,
investigation or litigation involving S1 or any of its affiliates, including
without limitation, that certain litigation entitled In Re S1 Corporation
Securities Litigation, Civil Action File No.1:00-CV-1156-BBM, United States
District Court, Northern District of Georgia, Atlanta Division, and any such
action, proceeding, investigation or litigation in which Employee is called to
testify relating to matters involving facts or events relating to S1 or its
affiliates that arose during Employee's employment with S1, and (ii) promptly
respond to all reasonable requests by S1 and its affiliates relating to
information concerning S1 of which Employee may have knowledge or of which may
be in Employee's possession. S1 will, as a condition to Employee's obligations
under this Section 14, reimburse Employee for any reasonable out of pocket
expenses incurred as a result of such cooperation, provided that such expenses
have been approved in writing in advance by the Chief Executive Officer or Chief
Financial Officer of S1. In the event S1 and Employee agree in writing that
Employee will be required to expend a substantial amount of time in the
fulfillment of his obligations under this Section 14, S1 shall pay Employee the
sum of $1,600.00 per day as compensation for the devotion of such time.

         THE PARTIES HERETO have caused this Agreement to be duly executed and
delivered in their name and on their behalf as of the date first above written.

EMPLOYEE                                     S1 CORPORATION

/s/ Robert F. Stockwell                      /s/ Meigan Putnam
-------------------------------------        -----------------------------------
Robert F. Stockwell                          Name: Meigan Putnam
                                                  ------------------------------
                                             Title: SVP Administration
                                                   -----------------------------

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<PAGE>   9

                                                                      SCHEDULE A

For purposes of Section 2(b)(3) above, options to purchase common stock of the
Company under the following option agreements shall be vested as of Seven Days
After the LDE to the extent set out below and unvested options under such
agreements shall terminate as of the LDE:

-        S1 Corporation 1997 Employee Stock Option Plan Non Qualified Option
         Agreement dated as of 10-11-00 by and between S1 Corporation and
         Employee: As of Seven Days After the LDE, such option shall be vested
         and exercisable as to 56,250 shares of the common stock of the Company.

-        Security First Technologies Corporation Stock Option Agreement (1999
         TARSOP) dated as of January 21, 1999 by and between Security First
         Technologies Corporation and Employee: As of Seven Days After the LDE,
         such option shall be vested and exercisable as to 35,000 shares of the
         common stock of the Company.

-        S1 Corporation 1997 Employee Stock Option Plan Non Qualified Option
         Agreement dated as of 1-9-98 by and between S1 Corporation and
         Employee: As of Seven Days After the LDE, such option shall be vested
         and exercisable as to 25,000 shares of the common stock of the Company.

-        S1 Corporation 1997 Employee Stock Option Plan Non Qualified Option
         Agreement dated as of 12-12-97 by and between S1 Corporation and
         Employee: As of Seven Days After the LDE, such option shall be vested
         and exercisable as to 10,000 share of the common stock of the Company.

<PAGE>   10

                                    Exhibit B

To be mutually agreed upon in good faith by the parties prior to the LDE.

                                      -10-

<PAGE>   11

                                    Exhibit A

                                 GENERAL RELEASE

         THIS GENERAL RELEASE is made and entered into as of this ____ day of
______________, 2001, by Robert F. Stockwell ("Employee").

         WHEREAS, Employee and S1 Corporation, a Delaware corporation ("S1")
have entered into a Separation Agreement dated as of __________ __, 2001 (the
"Separation Agreement");

         WHEREAS, under Section 2(b) of the Separation Agreement, certain
obligations of S1 to Employee are conditioned upon Employee executing and
delivering to S1 a release and upon Employee not revoking such release; and

         WHEREAS, Employee desires to execute and deliver this Release to S1
pursuant to the Separation Agreement.

         NOW, THEREFORE, in consideration of the premises and the mutual
promises contained in the Separation Agreement and for other good and valuable
consideration, the receipt and sufficiency of which are hereby acknowledged,
Employee agrees as follows:

         1.       RELEASE OF S1 BY EMPLOYEE.

                  (a)      Release of Claims. Employee, on behalf of himself and
his heirs, executors, administrators, successors and assigns, forever releases
and discharges S1 and its subsidiaries and affiliates, and S1's and its
subsidiaries' and affiliates' respective agents, officers, employees and
directors, from and against any and all claims, damages and liabilities
whatsoever, whether known or unknown, absolute or contingent, accrued or
unaccrued, including but not limited to all claims arising from or in any way
connected with Employee's employment by S1 and the termination of Employee's
employment with S1, but excluding any claims, damages or liabilities associated
with (i) benefits payable under the express terms of any employee benefit plan
maintained by S1 or its subsidiaries or affiliates or (ii) any breach by S1 of
the terms of the Separation Agreement. This release includes, but is not limited
to, claims of: (1) wrongful discharge, including claims of retaliatory
discharge; (2) breach of contract; (3) discrimination on account of race, color,
religion, sex, national origin, age, disability or other illegal basis,
including but not limited to the Age Discrimination in Employment Act of 1967,
as amended; (4) violation of ERISA and (5) any claim based upon tort, equity or
any violation of any state or federal statute or municipal employment law,
regulation, executive order or other requirement. This release covers both
claims Employee knows about and those he may not know about, but does not waive
or release any claims or rights Employee may have that arise after Employee
executes this Release. Employee also agrees not to file any claim or lawsuit
seeking monetary recovery and asserting any claims that are released in this
Section 1(a). Employee further hereby

<PAGE>   12

irrevocably and unconditionally waives any and all rights to receive any relief
or damages concerning any claims that are released in this Section 1(a).

                  (b)      Employee's Acknowledgements. Employee acknowledges
that he has been advised to, and has had an opportunity to, consult with an
attorney of his choosing and at his expense before executing this Release, that
he has had a sufficient opportunity to read and understand the terms of this
Release, that he has read and does understand such terms and that he is
executing this Release voluntarily and without coercion. Employee further
acknowledges that he has been offered a period of at least 21 days (until
___________ __, 2001) to consider this Release, but has voluntarily decided to
execute this Release before the end of such 21-day period and that this Release
shall become irrevocable following the seven-day period described in Section 4
below. The parties agree that nothing contained in this Release shall constitute
or be treated as an admission of liability or wrongdoing by S1.

                  (c)      Release by S1. S1, for itself, its affiliates, and
its and their successors and assigns, now and forever, hereby releases and
discharges Employee, and his transferees, successors, assigns and affiliates
(collectively, the "Employee Releasees"), from any and all claims, damages,
legal or equitable actions, liability or litigation, real or contemplated, known
or unknown, that S1 may now have or may later claim to have had against any of
the Employee Releasees arising out of anything that has occurred up to and
through the date hereof, but expressly excluding any such claim, action,
liability or litigation that arises out of or relates to Employee's fraud,
embezzlement, criminal activity, willful, wanton or reckless misconduct or gross
negligence. S1 acknowledges that it may have sustained or may yet sustain
damages, costs or expenses that are presently unknown and that relate to claims
between S1 and the parties released by this Release. S1 shall forever refrain
and forbear from commencing, instituting or prosecuting any lawsuit, action,
claim or proceeding before or in any court, regulatory, governmental, arbitral
or other authority against the Employee Releasees or naming or joining such
Employee Releasees as parties to collect or enforce any claims or causes of
action which are released and discharged hereby. Notwithstanding the foregoing,
however, nothing contained in this Section 1(c) is intended to or shall relieve
Employee of his obligations under the Separation Agreement.

         2.       SUCCESSORS AND ASSIGNS. This Release shall inure to the
benefit of and be enforceable by Employee's transferees, successors, assigns,
personal or legal representatives, executors, administrators, successors, heirs,
distributes, devisees and legatees. This Release shall also be binding upon and
inure to the benefit of any successor to S1 by reason of any merger,
consolidation, sales of assets, sale of stock, tender offer, dissolution, debt
foreclosure or other reorganization or business combination of S1.

         3.       GOVERNING LAW, SUCCESSORS AND ASSIGNS, NOTICES AND CAPTIONS.
This Release, and the rights and obligations of Employee, shall be governed by
and construed in accordance with the laws of the State of Georgia applicable to
contracts entered into

                                       2
<PAGE>   13

and to be performed wholly within its borders. The provisions of Section 9 of
the Separation Agreement are hereby incorporated by reference and, for purposes
of this Release, references therein to the "Agreement" shall be deemed to be
references to this Release.

         4.       EMPLOYEE'S RIGHT TO REVOKE WITHIN SEVEN DAYS. Employee may
revoke this Release by delivering a written notice of revocation to S1 in
accordance with Section 9 of the Separation Agreement (as incorporated herein by
reference in Section 3 hereof) not later than 11:59 p.m. Atlanta, Georgia time
on the seventh day after he signs and delivers this Release to S1 and this
Release shall not become effective or enforceable until such revocation period
has expired.

         IN WITNESS WHEREOF, Employee has duly executed this Release as of the
day and year first above written.

EMPLOYEE                                     S1 CORPORATION

-------------------------------------        -----------------------------------
Robert F. Stockwell                          Name:
                                                  ------------------------------
                                             Title:
                                                   -----------------------------

                                       3<PAGE>   1
June 26, 2001(1)

[**]
[**]
[**]
[**]
[**]

         Re:      CONTRACT RENEWAL AND AMENDMENT(S)

Dear [**]:

         Statia Terminals N.V. ("Statia") is pleased to confirm to [**], the
following amendments to (i) the Storage and Throughput Agreement and (ii) Marine
Fuel Agreement between Statia and [**], both dated May 6, 1993, and previously
amended or extended through June 30, 2001.

A.       STORAGE AND THROUGHPUT AGREEMENT:

1.       Amend Section 4.1 - TERM - to provide as follows:

               The Term of this Agreement shall commence on July 1, 2001, and,
               subject to the provisions of Article VI of this Agreement, shall
               end at midnight on June 30, 2002.

B.       MARINE FUEL AGREEMENT:

1.       Amend the first paragraph of Section 1 - Term of Agreement - to provide
         as follows:

               Subject to the provisions of Section 10 hereof, this Agreement
               shall commence on July 1, 2001, and shall end at midnight on June
               30, 2002, (the "Term").

2.       Amend Section 6(c) - regarding [**] Price - to provide as follows:

              In the event Statia sells a Commodity at a price (the "Sale
              Price") other than the [**]:

              a) [**]:

                            [**]

                            [**]

              b) [**]:

--------
(1) Asterisks indicate redacted language for which confidential treatment has
been requested pursuant to Rule 24b-2 of the Securities and Exchange Act of
1934, as amended. This information has been separately filed with the Commission
pursuant to a confidential treatment request dated August 14, 2001.

<PAGE>   2

                            [**]

                            [**]

              Each Sale Price shall be fixed on the date of Statia's sale of the
              Commodities to the Statia Customers and shall not be subject to
              change thereafter.

         Except as amended by the foregoing, all terms, conditions, and
obligations of (i) the Storage and Throughput Agreement and (ii) Marine Fuel
Agreement shall remain unchanged and in full force and effect.

         The above represents Statia's understanding of the agreements reached
on June 22, 2001. Assuming you concur, please acknowledge your agreement and
acceptance of the foregoing amendments by signing this letter in the space
provided below and returning a fully-executed copy to the undersigned.

         Statia is very pleased to have concluded these amendments to the
Agreements and looks forward to continuing to improve the mutual benefits of our
relationship.

                                       Sincerely yours,

                                       Clarence W. Brown
                                       Director

Agreed to and accepted this
29th day of June, 2001

[**]

By:      ____________________

Name:    ____________________

Title:   ____________________

cc:      [**]
         [**]
         Mr. Dilio A. Baptista
         Mr. Robert R. Russo
         Mr. John D. Franklin

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