Document:

Exhibit

Exhibit 10.15

(Cross Reference No. 2013021646 )

ACKNOWLEDGMENT, CONFIRMATION AND AMENDMENT

THIS ACKNOWLEDGMENT, CONFIRMATION AND AMENDMENT (the “Acknowledgement”) executed as of March 6th, 2014, to be effective as of March 6, 2014 (the “Effective Date”), by FIRST INTERNET BANCORP, an Indiana corporation having a mailing address of 8888 Keystone Crossing, Suite 1700, Indianapolis, IN 46240 (“Borrower”), and FIRST INTERNET BANK OF INDIANA, having a mailing address of 8888 Keystone Crossing, Suite 1700, Indianapolis, IN  46240 (“Lender”);

WITNESSES THAT:

WHEREAS, Lender made a loan to Borrower in the original principal amount of Four Million and 00/100 Dollars ($4,000,000.00), (the “Loan”), pursuant to the terms of that certain Loan Agreement dated March 6, 2013, (the “Loan Agreement”).

WHEREAS, in connection with the Loan, First Internet Bancorp, an Indiana corporation executed and delivered to Lender that certain Mortgage, Security Agreement, Assignment of Leases and Rents and Fixture Filing dated March 6, 2013, and recorded in the Office of the Recorder of Hamilton County, Indiana on April 8, 2013 as Instrument No. 2013021646 (“the “Mortgage”);

WHEREAS, Borrower executed and delivered a Promissory Note dated as of March 6, 2013 (the “Note”), (the Loan Agreement, the Note, the Mortgage, and all other documents and instruments securing or pertaining to the Loan, including all extensions and renewals thereof or modifications thereto from time to time, being collectively referred to herein as the “Loan Documents”);

WHEREAS, each of the Loan Documents secures, extends to, includes and is effective with respect to the Loan as from time to time, modified, renewed or extended;

WHEREAS, Borrower has requested that Lender amend the Loan Agreement to renew and extend the Maturity Date to March 6, 2015;

NOW, THEREFORE, in consideration of these premises, Borrower and Lender agree as follows:

		
	1.
	Incorporation of Recitals. Each of the foregoing recitals are incorporated herein by reference and made a part hereof.

		
	2.
	Amendment of Maturity Date. As of the Effective Date, the Maturity Date shall be March 6, 2015.

		
	3.
	Reaffirmation of Representations and Warranties. Borrower, as applicable, represents and warrants to Lender that all representations and warranties contained in the Loan Documents are true as of the date hereof, that there has been full compliance with the covenants contained in the Loan Documents and that as of the date hereof, there exists no default or any condition that, with the giving of notice or lapse of time or both, would constitute a default under any of the Loan Documents.

		
	4.
	Borrower Confirmation. Borrower acknowledges and confirms that the Loan Documents extend to, include and are effective with respect to the Loan as modified by this Acknowledgment.

		
	5.
	Miscellaneous.

		
	(a)
	Binding Effect. This Acknowledgement shall be binding upon Borrower and its respective heirs, beneficiaries, successors, assigns and personal and legal representatives, and shall inure to the benefit of Lender and Lender’s successors and assigns.

		
	(b)
	Applicable Law. This Acknowledgement shall be governed by and construed in accordance with the laws of the State of Indiana.

		
	(c)
	Authority. The undersigned person executing this Acknowledgment on behalf of Borrower represents and certifies that he is fully empowered to execute and deliver this instrument for and on behalf of Borrower; and all necessary action for the making and delivery of this instrument has been taken and done.

		
	(d)
	Instruments Enforceable. Except as set forth herein, the parties acknowledge and agree that the terms and provisions of the Loan Documents, including specifically, the Mortgage, remain unchanged, and the Loan Documents, as modified herein, are in full force and effect, enforceable in accordance to their respective terms.

IN WITNESS WHEREOF, the undersigned has caused this Acknowledgement, Confirmation and Amendment to be executed as of the day and year first above written.            
	
			
	 
	BORROWER:

	 
	 

	 
	FIRST INTERNET BANCORP

	 
	 
	 

	 
	By:
	/s/  David B. Becker

	 
	 
	David Becker, Chief Executive Officer

CROSS-REFERENCE:  Instrument Nos. 2013021646 and 2014010667

SECOND ACKNOWLEDGMENT, CONFIRMATION AND AMENDMENT

THIS SECOND ACKNOWLEDGMENT, CONFIRMATION AND AMENDMENT (the “Second Acknowledgement”) executed as of March 6th, 2015, to be effective as of March 6, 2015 (the “Effective Date”), by FIRST INTERNET BANCORP, an Indiana corporation having a mailing address of 8888 Keystone Crossing, Indianapolis, IN 46240 (“Borrower”), and FIRST INTERNET BANK OF INDIANA, having a mailing address of 8888 Keystone Crossing, Suite 1700, Indianapolis, IN  46240 (“Lender”);

WITNESSES THAT:

WHEREAS, Lender made a loan to Borrower in the original principal amount of Four Million and 00/100 Dollars ($4,000,000.00), (the “Loan”), pursuant to the terms of that certain Loan Agreement dated March 6, 2013, (the “Loan Agreement”);

WHEREAS, in connection with the Loan, First Internet Bancorp, an Indiana corporation executed and delivered to Lender that certain Mortgage, Security Agreement, Assignment of Leases and Rents and Fixture Filing dated March 6, 2013, and recorded in the Office of the Hamilton County Recorder on April 8, 2013 as Instrument No. 2013021646 (“the “Mortgage”);

WHEREAS, Borrower executed and delivered a Promissory Note dated as of March 6, 2013 (the “Note”), (the Loan Agreement, the Note, the Mortgage, and all other documents and instruments securing or pertaining to the Loan, including all extensions and renewals thereof or modifications thereto from time to time, are being collectively referred to herein as the “Loan Documents”);

WHEREAS, each of the Loan Documents secures, extends to, includes and is effective with respect to the Loan as from time to time, modified, renewed or extended;

WHEREAS, the Loan was modified by an Acknowledgement, Confirmation and Amendment to extend the Maturity Date to March 6, 2015 as evidenced by the Acknowledgement, Confirmation and Amendment dated as of March 6, 2014, and recorded March 26, 2014, as Instrument No. 2014010667 in the Office of the Recorder of Hamilton County, Indiana (the “Acknowledgement”);

WHEREAS, Borrower has requested that Lender amend the Loan to renew and extend the Maturity Date to March 6, 2016;
NOW, THEREFORE, in consideration of these premises, Borrower and Lender agree as follows:

		
	1.
	Incorporation of Recitals. Each of the foregoing recitals are incorporated herein by reference and made a part hereof.

		
	2.
	Amendment of Maturity Date. As of the Effective Date, the Maturity Date shall be March 6, 2016.

		
	3.
	Reaffirmation of Representations and Warranties. Borrower, as applicable, represents and warrants to Lender that all representations and warranties contained in the Loan Documents are true as of the date hereof, that there has been full compliance with the covenants contained in the Loan Documents and that as of the date hereof, there exists no default or any condition that, with the giving of notice or lapse of time or both, would constitute a default under any of the Loan Documents.

		
	4.
	Borrower Confirmation. Borrower acknowledges and confirms that the Loan Documents extend to, include and are effective with respect to the Loan as modified by this Second Acknowledgment.

		
	5.
	Miscellaneous.

		
	(a)
	Binding Effect. This Second Acknowledgement shall be binding upon Borrower and its respective heirs, beneficiaries, successors, assigns and personal and legal representatives, and shall inure to the benefit of Lender and Lender’s successors and assigns.

		
	(b)
	Applicable Law. This Second Acknowledgement shall be governed by and construed in accordance with the laws of the State of Indiana.

		
	(c)
	Authority. The undersigned person executing this Second Acknowledgment on behalf of Borrower represents and certifies that he is fully empowered to execute and deliver this instrument for and on behalf of Borrower; and all necessary action for the making and delivery of this instrument has been taken and done.

		
	(d)
	Instruments Enforceable. Except as set forth herein, the parties acknowledge and agree that the terms and provisions of the Loan Documents, including specifically, the Mortgage, remain unchanged, and the Loan Documents, as modified herein, are in full force and effect, enforceable in accordance to their respective terms.

IN WITNESS WHEREOF, the undersigned has caused this Second Acknowledgement, Confirmation and Amendment to be executed and effective as of the day and year first above written.
	
			
	 
	BORROWER:

	 
	 

	 
	FIRST INTERNET BANCORP

	 
	 
	 

	 
	By:
	/s/  David B. Becker

	 
	 
	David Becker, Chief Executive Officer

CROSS-REFERENCE:  Instrument Nos. 2013021646, 2014010667 and 2015015859

THIRD ACKNOWLEDGMENT, CONFIRMATION AND AMENDMENT

THIS THIRD ACKNOWLEDGMENT, CONFIRMATION AND AMENDMENT (the “Third Acknowledgement”) executed as of February 26, 2016, to be effective as of March 6, 2016 (the “Effective Date”), by FIRST INTERNET BANCORP, an Indiana corporation having a mailing address of 11201 USA Parkway, Fishers, Indiana 46037, formerly 8888 Keystone Crossing, Indianapolis, IN 46240 (“Borrower”), and FIRST INTERNET BANK OF INDIANA, having a mailing address of 11201 USA Parkway, Fishers, Indiana 46037, formerly 8888 Keystone Crossing, Suite 1700, Indianapolis, IN  46240 (“Lender”);

WITNESSES THAT:

WHEREAS, Lender made a loan to Borrower in the original principal amount of Four Million and 00/100 Dollars ($4,000,000.00), (the “Loan”), pursuant to the terms of that certain Loan Agreement dated March 6, 2013, (the “Loan Agreement”);

WHEREAS, in connection with the Loan, First Internet Bancorp, an Indiana corporation executed and delivered to Lender that certain Mortgage, Security Agreement, Assignment of Leases and Rents and Fixture Filing dated March 6, 2013, and recorded in the Office of the Hamilton County Recorder on April 8, 2013 as Instrument No. 2013021646 (“the “Mortgage”);

WHEREAS, Borrower executed and delivered a Promissory Note dated as of March 6, 2013 (the “Note”), (the Loan Agreement, the Note, the Mortgage, and all other documents and instruments securing or pertaining to the Loan, including all extensions and renewals thereof or modifications thereto from time to time, are being collectively referred to herein as the “Loan Documents”);

WHEREAS, each of the Loan Documents secures, extends to, includes and is effective with respect to the Loan as from time to time, modified, renewed or extended;

WHEREAS, the Loan was modified by an Acknowledgement, Confirmation and Amendment to extend the Maturity Date to March 6, 2015 as evidenced by the Acknowledgement, Confirmation and Amendment dated as of March 6, 2014, and recorded March 26, 2014, as Instrument No. 2014010667 in the Office of the Recorder of Hamilton County, Indiana (the “Acknowledgement”);

WHEREAS, the Loan was further modified by a Second Acknowledgement, Confirmation and Amendment to extend the Maturity Date to March 6, 2016 as evidenced by the Second Acknowledgement, Confirmation and Amendment dated as of March 6, 2015, and recorded April 6, 2015, as Instrument No. 2015015859 in the Office of the Recorder of Hamilton County, Indiana (the “Second Acknowledgement”);

WHEREAS, Borrower has requested that Lender further amend the Loan to renew and extend the Maturity Date to March 6, 2017;

NOW, THEREFORE, in consideration of these premises, Borrower and Lender agree as follows:

		
	1.
	Incorporation of Recitals. Each of the foregoing recitals are incorporated herein by reference and made a part hereof.

		
	2.
	Amendment of Maturity Date. As of the Effective Date, the Maturity Date shall be March 6, 2017.

		
	3.
	Reaffirmation of Representations and Warranties. Borrower, as applicable, represents and warrants to Lender that all representations and warranties contained in the Loan Documents are true as of the date hereof, that there has been full compliance with the covenants contained in the Loan Documents and that as of the date hereof, there exists no default or any condition that, with the giving of notice or lapse of time or both, would constitute a default under any of the Loan Documents.

		
	4.
	Borrower Confirmation. Borrower acknowledges and confirms that the Loan Documents extend to, include and are effective with respect to the Loan as modified by this Third Acknowledgment.

		
	5.
	Miscellaneous.

		
	(a)
	Binding Effect. This Third Acknowledgement shall be binding upon Borrower and its respective heirs, beneficiaries, successors, assigns and personal and legal representatives, and shall inure to the benefit of Lender and Lender’s successors and assigns.

		
	(b)
	Applicable Law. This Third Acknowledgement shall be governed by and construed in accordance with the laws of the State of Indiana.

		
	(c)
	Authority. The undersigned person executing this Third Acknowledgment on behalf of Borrower represents and certifies that he is fully empowered to execute and deliver this instrument for and on behalf of Borrower; and all necessary action for the making and delivery of this instrument has been taken and done.

		
	(d)
	Instruments Enforceable. Except as set forth herein, the parties acknowledge and agree that the terms and provisions of the Loan Documents, including specifically, the Mortgage, remain unchanged, and the Loan Documents, as modified herein, are in full force and effect, enforceable in accordance to their respective terms.

IN WITNESS WHEREOF, the undersigned has caused this Third Acknowledgement, Confirmation and Amendment to be executed and effective as of the day and year first above written.
	
			
	 
	BORROWER:

	 
	 

	 
	FIRST INTERNET BANCORP

	 
	 
	 

	 
	By:
	/s/  David B. Becker

	 
	 
	David Becker, Chief Executive OfficerExhibit

Agilent Technologies

November 25, 2015

Avago  Technologies Manufacturing (Singapore) Pte. Ltd. I Yishun  Avenue 7
Singapore 768923
Attention: Mr  Francis  Shuen

Dear Sirs

Renewal and Amendment of Sublease Agreement for Premises at 1 Yishun Avenue 7 Singapore 768923

We  refer  to the  Sublease Agreement dated  12 November 2009 as amended and varied  by a Supplemental Agreement No. 1 dated   8  February   2010   and   a  Supplemental  Agreement  No.   2  dated   12   November  2012   (collectively, the   "Lease Agreement").

Capitalised terms not  otherwise defined herein shall  have the  same  meanings as they  are defined in the  Lease  Agreement. We  note  that  your  request to renew the  Sublease Term  for  a further term  of five  (5) years  from  1 December 2015.
The  Sublease Term  is hereby renewed from  1 December 2015 to 30 November 2020 subject to the  following revised  terms and conditions under  the  Lease  Agreement

	
			
	

	Clause Reference
	Revised Clause

	1.
	Sublease Summary
	The   existing  Sublease  Summary  is  hereby  deleted  and   replaced with  the
Sublease Summary attached to this  letter as the  Exhibit.

	2.
	Section 2.2
	The  fifteenth  sentence of  the  first paragraph is  hereby   deleted and  replaced with the  following:

"For  the  avoidance of any doubt the  Parties hereby confirmed that it is their intention that  if the  Sublease Term  or any Option Term  as approved by HOB is less  than  five  (5) years  or if HOB's approval for  any extension of the  Sublease Term  or Option  Term  is for a period  less than  five  (5) years. Tenant shall  have the  option to  extend  the  Sublease Term  and subsequent terms such  that  the aggregate period  comprising (x) the  Sublease Term; (y) Option Terms; and/or (z) extended term(s) of the  sublease of the  Premises granted to Tenant with effect from  the  Commencement Date  shall  not  be less  than  ten  (10) years."

	3.
	Section 7.1
	The  second sentence of  Section 7.1 is  hereby deleted and  replaced with the following:

"The  term  "Utility" or "Utilities" as used  in this  Section 7.1 shall  include gas, electricity, water (including water for fire  protection service and process chilled water). sewer (both  sanitary and  storm). process vacuum system, compressed air system. telephone and waste pick-up."

1

Agilent Technologies

	
			
	 
	 
	Each   reference  to   "Section  8.5"   in  this   Section  7.1  shall   be  deleted  and replaced with "Section 8.4".

	4.
	Section 16.4
	In   order   to   correct  an   error   in   the   original  Sublease  Agreement.  (i)   the reference  to   "one   month"  in  the   second  sentence  is  hereby  deleted  and replaced by  "three months;" and  (ii)  the  reference to  "three months" in  the sixth sentence is hereby deleted and replaced with "45  days."

	5.
	Section 17.11
	Section 17.11 is hereby deleted and replaced with the  following:

"Landlord and Tenant shall  each  bear the  legal  costs  and  expenses incurred in connection with the  preparation and  execution of  this   Sublease Agreement. All stamp duties (including penalties) on this  Agreement shall  be borne  f.!!!J.y_Qy the  Tenant absolutely."

	6.
	Special Conditions - No.  1 (Contraction Right)
	Deleted.

	7.
	Special   Conditions - No.  4 (Car Park Lots)
	Special  Conditions- No. 4 is hereby deleted and replaced with the  following:

"Tenant will be allocated 86 car  parking lots  (including 2 reserved car  parking lots  at a location to be determined by Landlord) in the  Building based  on a ratio of 1 lot per 110 square  meters leased.

Tenant shall  be entitled to  secure  and use  additional car parking lots, currently chargeable  at  S$90  per  lot  per  month, by  notifying the   Landlord in  writing. Subject to  availability, such  car parking lots  shall  be allocated on a half-yearly basis.

Landlord reserves the  right to implement and/ or revise the  car park charges at such  time  as required."

	8.
	Special   Conditions - No.  6 (Cafeteria Subsidies)
	Special Conditions- No. 6 is hereby deleted and replaced with the  following:

"Tenant shall  pay  a monthly sum  based  on S$0.05  per  square  feet  per  month for  provision of coffee and tea  for  Tenant's employees during morning and afternoon tea  breaks.    Based  on the  area  leased, the  sum  payable under  this Sublease Agreement shall  be S$5,072.24 per month."

Save  and  except for  the   amended terms  and  conditions stated  above,  all  other   terms  and  conditions of  the   Lease
Agreement continue to be valid,  enforceable and binding as between the  Landlord and the Tenant.

Please  signify your  acceptance of the  above  terms by signing and returning both  copies  of this  letter together with the following by December 18, 2015 -

		
	1) 
	Cheque  in the  amount of S$252,912.26 made  in favour  of "Agilent Technologies Singapore Pte ltd", being  one month's advanced gross  rent  including GST to be applied as first month's rent  for the  renewal term;

2

Agilent Technologies

2)     A new  Banker's Guarantee for the  amount of S$709,099.78, being  security deposit payment and

		
	3) 
	Cheque  in the  amount of S$45,382.00 made  in favour  of "Cushman & Wakefield (S) Pte ltd",  being  stamp  duty payment.

Yours  faithfully

Anthony Boey WPS Manager Cc. C&W

ACCEPTANCE

1/   We.             /s/ Pe-Wynn Kin                                                        for   and   on   behalf    of   Avago  Technologies Manufacturing
(Singapore) Pte ltd hereby  confirm our acceptance of the  aforesaid Sublease based  on the  above  terms and conditions.

Name    Pe-Wynn Kin
 Designation     Company Secretary
Signature     
Company Stamp 
Date

3

Agilent Technologies

EXHIBIT

Sublease Summary

	
		
	Sublease Date:
	2015

	Landlord:
	AGILENT   TECHNOLOGIES     SINGAPORE   PTE    LTD    (Registration   Number
1999032816), a Singapore company

	Tenant:
	AVAGO    TECHNOLOGIES    MANUFACTURING    (SINGAPORE)   PTE   LTD
(Registration Number 200512010Z),  a Singapore company

	Contact (Landlord):
	Agilent Technologies Singapore Pte  ltd
No. 1 Yishun  Avenue 7
Singapore 768923

	Contact (Tenant):
	Avago Technologies Manufacturing  (Singapore) Pte  ltd
No. 1 Yishun  Avenue 7
Singapore 768923

	Premises:
	Those  certain premises (deemed to  contain 101,444.89 net  lettable square feet or  9,424.46  net  lettable square meters of  floor area)   located on  1st floor, 2nd and 3rd floor of the  Building (as defined herein) located at No. 1 Yishun Avenue
7, Singapore 768923,  as more  particularly described on the  site  map  appended hereto as Exhibit A-1 (the  "Site Map").

	Project:
	That  certain real  estate project consisting  of  the  Building (as  defined herein), the   Common  Area   (as  defined  herein)  and   other   ancillary  improvements  of which the  Premises are a part.

	Sublease Term:
	Five  (5)  years -the period  of time  commencing on the  Commencement Date  (as defined  herein)  and  ending  at  midnight  on  the   Expiration  Date   (as  defined herein), unless sooner terminated or later  extended as provided in the  Sublease Agreement.

	Commencement Date
	1 December 2015

	Expiration Date
	30 November 2020

	Option Term
	Five  (5)  years at the  then  prevailing market rent

	Monthly Base  Rent:
	The sum  of S$190,716.39 per month calculated at the  rate  of S$1.88  per  square foot   per  month payable   by  Tenant pursuant to  Section 3.1  of  the   Sublease Agreement.

	Tenant's Contribution
	The  sum  of S$45,650.20 per  month calculated at the  rate  of  S$0.45  per  square foot  per month.

4

Agilent Technologies

	
		
	 
	The Tenant's Contribution is subject to provisions in the  Sublease Agreement

	Air-Conditioning  Charge
	The  current air-conditioning  charge   is  S$0.000868   psf/hour and  is  subject to revision from  time  to time  and subject to provisions in the  Sublease Agreement.

	Security Deposit
	An  amount  of  S$709,099.78 equivalent to  three   (3)  months' Base   Rent  and Tenant Contribution in the  form  of a Banker's Guarantee as security for the  due observance  and  performance  of  the  terms and  conditions  herein and  in  the Sublease  Agreement.

	Fitting out Period
	Not  applicable.

	Permitted Use:
	Manufacture of  Semiconductor Products and  Components and  General  Office Use  (the  "Business Use"), in  any case  in  accordance with applicable Laws  and Private Restrictions; and no other  use.

	Address for Notices: (Section 17.9)
	To Landlord

Agilent Technologies Singapore Pte ltd
No. 1 Yishun  Avenue 7
Singapore 768923
Attention: Mr  Anthony Boey

	Address for Notices: (Section 17.9)
	To Tenant

Avago Technologies Manufacturing(Singapore)Pte ltd
No. 1 Yishun  Avenue 7
Singapore 768923
Attention: Mr  Francis  Shuen

With a copy to:

Avago  Technologies Manufacturing (Singapore) Pte. Ltd. c/o Avago  Technologies
1320 Ridder Park Drive
San Jose. CA 95126   USA
Attn: Legal Department. Important Legal Notice

5

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