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</PDF>QuickLinks
 -- Click here to rapidly navigate through this document

 
 

Exhibit 10.9    
    

FORM
OF AMERIPRISE FINANCIAL

2005 INCENTIVE COMPENSATION PLAN

AGREEMENT FOR ASSUMED

PORTFOLIO GRANT AWARDS

TO

Name of Employee 

	                        ,
20    	 	December 31, 20    
	
 Award Date	 	
 Expiration Date of Performance Period

See Paragraphs 2,5,6, 7 et. al. for

payment and vesting date)

$

Total Target Value 

	$
 Target Value of the

Financial Incentive

Component	 	$
 Target Value of the

Stock Incentive

Component

        This
portfolio grant agreement (the "Agreement") sets forth the terms of a portfolio grant (the "Award") awarded to you pursuant to the 2005 Incentive Compensation Plan, as the same may
be amended from time to time (the "Plan") of Ameriprise Financial, Inc. (the "Company") in accordance with the terms of the Employee Benefits Agreement by and between American Express Company
and the Company, dated as of                  , 2005 (the "EBA") relating to the assumption of outstanding portfolio grant awards
made under the American Express Company 1998 Incentive Compensation Plan (the "1998 Plan") in connection with the Distribution (as defined in the EBA). The Award is subject to the administration of
the Compensation and Benefits Committee, or its successor (the "Committee") of the Board of Directors the Company (the "Board"). All terms used herein and not defined herein shall have the meanings
ascribed to such terms in the 1998 Plan as in effect immediately prior to the Distribution Date (such date as defined in the EBA). Notwithstanding anything to the contrary, any reference to the
"Company and its Affiliates" or the "Company nor any of its Affiliates" herein shall be a reference to "Company" as defined in the Plan, and any reference to "Participant" herein shall be a reference
to "Participant" as defined in the Plan. For purposes of this Agreement, "Award Date" of an Award shall refer to the original date of grant of such Award pursuant to the 1998 Plan. 

1.    GENERAL.    You
have been granted the Award subject to the provisions of the Plan and the terms, conditions and restrictions set forth herein. The Total Target Value of the
Award consists of two components: the Target Value of the Financial Incentive Component as specified above, representing     % of the Total Target Value (the
"Financial Target Value") and the Target Value of the Stock Incentive Component as specified above, representing     % of the Total Target Value (the "Stock
Target Value"). The period beginning January 1, 20     and ending on the expiration date specified above (the "Expiration Date") being the "Award Period."
The Total Target Value, or either of its components may be reduced by the Committee in its sole discretion, which may include but need not be limited to, situations where on the last day of the Award
Period you are engaged in Related Employment. The Schedule A Value (as that term is defined below in Subparagraph 3(b)), if any, and the Stock Incentive Value (as that
term is defined below in Subparagraph 3(c)), if any, will be determined as specified in Paragraph 3 or 4 hereof, as the case may be. 

 

2.    REQUIREMENT
OF EMPLOYMENT.    Except as otherwise provided in Paragraphs 4 and 6 hereof, your rights to the Final Value (as that term is defined below) under Subparagraph
5(b) hereof, shall be provisional and shall be canceled in whole or in part, as determined by the Committee in its sole discretion if your continuous employment with the Company and its Affiliates or
your Related Employment terminates for any reason on or before the Payment Date as set forth in Subparagraph 5(b). Whether and as of what date your employment with the Company or your Related
Employment shall terminate if you are granted a leave of absence or commence any other break in employment intended by your employer to be temporary, shall be determined by the Committee in its sole
discretion. 

3.    DETERMINATION
OF THE SCHEDULE A VALUE OF THE FINANCIAL INCENTIVE, STOCK INCENTIVE VALUE, INITIAL VALUE AND FINAL VALUE. 

        (a)   Except
as otherwise provided below in this Paragraph 3 and in Paragraphs 2, 4 and 6 hereof, there shall be paid to you in accordance with Paragraph 5
hereof, the sum, as may be adjusted by the Committee pursuant to Paragraph 3(d), of the Schedule A Value of the Financial Incentive (the "Schedule A Value") as of the last day of
the Award Period, if any, as provided in Subparagraph 3(b), plus the Stock Incentive Value (as that term is defined below) after the end of the Award Period, if any, as provided in Subparagraph
3(c)(i). 

        (b)   SCHEDULE
A VALUE OF THE FINANCIAL INCENTIVE. 

	(i)
	Except
as otherwise provided in this Paragraph 3, the Schedule A Value as of the last day of the Award Period will be equal to (X) times (Y), where
(X) equals the Financial Incentive Payout Percentage, if any, determined by the Committee based on the performance of
                         pursuant to the formula
provided in Schedule A to this Agreement and (Y) is the Financial Target Value. However, in no event will (X) be greater than the Maximum Value as set forth in Schedule A
to this Agreement.

	(ii)
	In
the application of Schedule A to this Agreement after the end of the Award Period for purposes of determining the Schedule A Value pursuant to this Subparagraph
3(b), (A) if the                          are less than those levels needed to have some Schedule A Value, there
shall be no Schedule A Value, and
(B) if the                          are equal to or greater than those levels needed to have some Schedule A
Value and less than or equal to the maximum specified
levels and are not represented on the table, the Schedule A Value shall be determined by straight-line interpolation from the amounts specified in such table immediately less than
and greater than the amounts actually attained.

	(iii)
	For
purposes of this Award, the following terms shall have the following meanings (which will take into account, in each case, the expenses and other financial effect for the
applicable year(s) of portfolio grants under the 1998 Plan except as adjusted by the application of Subparagraph 3(b)(iv)).

	(iv)
	In
the event of the sale, disposition, restructuring, discontinuance of operations or other extraordinary corporate event in respect of a material business during the Performance
Period or any of the events discussed in Subparagraph 3(c)(ii) during the Performance Period, if the Committee shall determine that such an event equitably requires an adjustment in the
calculation or terms of the Financial Incentive Component under this Award, including                         , on the
grounds that any such event would produce an unreasonable
value, such equitable adjustment will be made by the Committee. Any such determination by the Committee under this subparagraph 3(b)(iv) shall be final, binding and conclusive. 

2

 

        (c)   STOCK
INCENTIVE VALUE. 

	(i)
	Except
as otherwise provided in this Paragraph 3 and in Paragraph 1 above, the Stock Incentive Value, as determined by the Committee after the last day of the Award
Period (the "Stock Incentive Value"), will be an amount equal to (A) times (B), where (A) is the Stock Incentive Payout Percentage, if any, determined by the Committee based on a
comparison of the                          and (B) is the Stock Target Value, both provided in Schedule A to this
Agreement. However, in no event will (A) be
greater than the Maximum Value of the Stock Incentive Value as set forth in Schedule A to this Agreement.

	(ii)
	In
the event of any change in the corporate capitalization of                         , such as by reason of any stock split,
or a material corporate transaction,
such as any merger of                          into another corporation, any consolidation of
                         and one or more corporations into another
corporation, any separation of                          (including a spin-off or other distribution of stock or property by
                        , any reorganization of
                         (whether or not such reorganization comes within the definition of such term in
Section 368 of the Internal Revenue Code of 1986, as amended (the "Code")), or any partial or complete liquidation by
                        , other than a normal cash
dividend, if the Committee shall determine that such a change equitably requires an adjustment in the calculation or terms of the Stock Incentive Value under this Award, on the grounds that any such
change would produce an unreasonable value, such equitable adjustment will be made by the Committee. Any such determination by the Committee under this Subparagraph 3(c)(ii) shall be final,
binding and conclusive. 

        (d)   As
soon as reasonable after the last day of the Award Period, the Committee may determine, in its sole discretion, that the sum of the Schedule A Value and the
Stock Incentive Value (as initially determined above in Subparagraphs 3(b) and (c), respectively) may be adjusted downward (that is, to a value of zero), but in no event upward, as follows: 

	(i)
	YOUR
UNIT'S RESULTS.    Downward by a percentage (ranging from 0–100%) of such initially-determined sum, based on such criteria as the Committee shall deem
appropriate relating to your unit's results, with such resultant sum being the "Initial Value"; provided that any such determination by the Committee need not be made in a uniform manner and may be
made selectively among holders of awards of portfolio grants in your unit, whether or not such award holders are similarly situated.

	(ii)
	YOUR
INDIVIDUAL RESULTS.    The Initial Value may be adjusted further downward by a percentage (ranging from 0–100%) of such Initial Value after the application
of Subparagraph 3(d)(i), based on such criteria as the Committee shall deem appropriate relating to your individual results, with such final resultant sum being the "Final Value"; provided that any
such determination by the Committee need not be made in a uniform manner and may be made selectively among holders of awards of portfolio grants, whether or not such award holders are similarly
situated. 

        In
no event may the Committee amend any provision hereof so as increase or otherwise adjust upward the Schedule A Value or any component thereof or the Stock Incentive Value. 

        (e)   The
Committee shall determine the Schedule A Value, the Stock Incentive Value, the Initial Value and the Final Value pursuant to this Agreement, and such
determinations by the Committee shall be final, binding and conclusive upon you and all persons claiming under or through you. 

3

 
	4.
	DEATH,
DISABILITY OR RETIREMENT. 

        (a)   If,
on or before the Payment Date set forth in Subparagraph 5(b) but during a period when you have been in continuous employment with the American Express Company or any
of its Affiliates, the Company or any of its Affiliates or any Related Employment since the Award Date, you terminate your employment with the Company or any of its Affiliates or your Related
Employment by reason of "disability" (as such term is defined in the 1998 Plan) at any time following the Award Date or you die at any time following the Award Date, you will be entitled to that
proportion of the Final Value as the number of full months which have elapsed between January 1, 20     and the end of the month in which your termination
of employment by reason of death or such disability occurs (not to exceed 38) bears to 38, and for this purpose, to the extent not otherwise previously determined by the Committee, in the event
of your disability or death, the Final Value shall be calculated by applying the rate at which the expense for the Award was being accrued for purposes of
                        's annual audited financial statement at the end of the last completed calendar quarter prior to
your disability or death, as applicable. 

        Such
amount, if any, shall be payable as soon as practicable thereafter, unless otherwise determined by the Committee, in cash, common shares of the Company, or other property, or any
combination thereof, and you and all others claiming under or through you shall not be entitled to receive any other amounts under this Award. 

        (b)   If,
on or before the Payment Date set forth in Subparagraph 5(b) but during a period when you have been in continuous employment with the American Express Company or any
of its Affiliates, the Company or any of its Affiliates or any Related Employment since the Award Date, you terminate your employment with the Company or any of its Affiliates or your Related
Employment by reason of retirement (as that term is defined by the Committee), and such event occurs more than one year after the Award Date, you will be entitled to receive an amount under this Award
as provided in this Subparagraph 4(b). Generally, in such event you will be entitled to that proportion of the Final Value as the number of full months which have elapsed between January 1,
20     and the end of the month in which your termination of employment by reason of such retirement occurs (not to exceed 38) bears to 38, unless such
termination occurs following the attainment of age 60, in which case you will be entitled to receive 50% of the Final Value he would otherwise forfeit under the above formula, or, unless such
termination occurs following attainment of age 62, in which case you will be entitled to 100% of the Final Value. The Final Value for this purpose shall be determined after the last day of the Award
Period in the normal course in accordance with Paragraph 3 hereof. Such amount, if any, shall be payable in cash, common shares of the Company, or other property, or any combination thereof,
after the Award Period in accordance with Paragraphs 5 and 6 hereof, and you and all others claiming under or through you shall not be entitled to receive any other amounts under this Award. 

	5.
	PAYMENT
OF AWARD. 

        (a)   As
soon as reasonable after the last day of the Award Period, or the earlier date your continuous employment with the Company or any of its Affiliates or your Related
Employment terminates by reason of disability or death in accordance with Paragraph 4 above, but prior to payment in respect of the Award, the Committee shall determine whether the conditions
of Paragraph 2, and Paragraph 3 or 4 hereof have been met and, if so, shall ascertain the Final Value in accordance with Paragraph 3 or 4, as the case may be. 

        (b)   If
the Committee determines that there is no Schedule A Value, the Financial Incentive part of this Award will be canceled, and the Stock Incentive Value, if any,
as determined in accordance with Paragraph 3 or 4 shall become payable to you in the form provided below in this Subparagraph 5(b). If the Committee determines that there is some
Schedule A Value, however, the Final Value as determined pursuant to Paragraph 3 or 4, if any, shall become payable to you in cash, common shares of the Company, restricted shares of the
Company ("RSA") (where such RSA shall have the terms 

4

 

substantially
as set forth in the form of restricted stock award granted generally under the Plan, or its successor, except that the RSA shall vest pursuant to a period determined in the Committee's
discretion, except that such vesting period shall not be less than one year from date of grant), or other property, or any combination thereof as soon as practicable following February 1,
20     (or at such other time or times as the Committee shall determine as provided in Paragraph 7 below) (the "Payment Date"). 

6.    TERMINATION
OF EMPLOYMENT AFTER THE AWARD PERIOD BUT ON OR BEFORE THE PAYMENT DATE.    If, after the last day of the Award Period and on or before the Payment Date specified
above in Subparagraph 5(b), but during a period when you have been in continuous employment with the American Express Company or any of its Affiliates, the Company or any of its Affiliates or any
Related Employment since the Award Date, your employment with the Company or any of its Affiliates or your Related Employment terminates for any reason other than death, disability or retirement as
set forth in Paragraph 4, then, you and all others claiming under or through you shall not be entitled to receive any amounts under this Award, except as otherwise determined by the Committee
in its sole discretion. 

7.    DEFERRAL
OR ACCELERATION OF PAYMENT OF AWARD.    Notwithstanding anything in this Agreement to the contrary, subject to satisfying applicable requirements under
Section 409A of the Internal Revenue Code of 1986, as amended, any payments to be made under this Award may be deferred or accelerated in such manner as the Committee shall determine in its
sole discretion; provided that as to such a deferral of payment, any amount paid in excess of the amount that was originally payable to you under this Agreement will be based on a reasonable interest
rate as determined by the Committee, and provided, further, that as to such an acceleration of payment to you
under this Agreement, any amount so paid will be discounted to reasonably reflect the time value of money as determined by the Committee. 

8.    CHANGE
IN CONTROL.    Notwithstanding anything in this Agreement to the contrary (except for the provision dealing with a limitation under Section 280G of the Internal
Revenue Code of 1986, as amended), if you have not received payment under the Agreement and, within two years after the date of a Change in Control (as defined in the Plan), you experience a
termination of employment that would otherwise entitle you to receive the payment of severance benefits under the provisions of the severance plan that are in effect and that you participate in as of
the date of such Change in Control, (i) you shall immediately be 100% vested in the Award; (ii) the Committee shall determine the Schedule A Value and Stock Incentive Value as of
the date of such termination of employment as if the Award Period had just ended, based on results against the financial performance measures for the Schedule A Value or
                         for the Stock Incentive Value up to the last day of the calendar quarter ending on or immediately
prior to such date, but prorated based on (a) the
total number of full and partial months of the Award Period which have elapsed between (X) January 1, 20    , and (Y) the date of such
termination of employment (not to exceed 36), divided by (b) the total number of months in the Award Period; provided, however, the Committee shall adjust the resulting Schedule A value
downward by thirty-three percent (33%) and (iii) such value of the Award shall be paid to you in cash within five days after the date of such termination of employment. The Committee may not
amend or delete this Paragraph 8 of this Agreement in a manner that is detrimental to you, without your written consent. 

9.    TAX
WITHHOLDING AND FURNISHING OF INFORMATION.    There shall be withheld from any payment under this Award, such amount, if any, as the Company and/or your employer
determines is required by law, including, but not limited to, U.S. federal, state, local or foreign income, employment or other taxes incurred by reason of making of the Award or of such payment. It
shall be a condition to the obligation of the Company to make payments under this Award that you (or those claiming under or through you) promptly provide the Company and/or your employer with all
forms, 

5

 

documents
or other information reasonably required by the Company and/or your employer in connection with the Award. 

10.    RIGHTS
NOT ASSIGNABLE.    Except as otherwise determined by the Committee in its sole discretion, your rights and interests under the Award and the Plan may not be sold,
assigned, transferred, or otherwise disposed of, or made subject to any encumbrance, pledge, hypothecation or charge of any nature, except that you may designate a beneficiary pursuant to
Paragraph 11 hereof. If you (or those claiming under or through you) attempt to violate this Paragraph 10, such attempted violation shall be null and void and without effect, and the
Company's obligation to make any further payments to you (or those claiming under or through you) hereunder shall terminate. 

11.    BENEFICIARY
DESIGNATION.    Subject to the provisions of the Plan, you may, by completing a form acceptable to the Company and returning it to the Corporate Secretary's
Office, at Ameriprise Financial, Inc., 707 2nd Avenue South, Minneapolis, MN 55474, name a beneficiary or beneficiaries to receive any payment to which you may become entitled
under this Agreement in the event of your
death. You may change your beneficiary or beneficiaries from time to time by submitting a new form to the Corporate Secretary's Office at the same address. If you do not designate a beneficiary, or if
no designated beneficiary is living on the date any amount becomes payable under this Agreement, such payment will be made to the legal representatives of your estate, which will be deemed to be your
designated beneficiary under this Agreement. To the extent permitted by applicable law, your beneficiary designation with respect to an Award in effect immediately prior to the Distribution Date shall
remain in effect until you change such beneficiary designation by submitting a new form to the Corporate Secretary's Office in Minneapolis. 

12.    ADMINISTRATION.    For
purposes of clarification, the Committee's authority to interpret the Plan shall include the authority to interpret any terms contained in the 1998
Plan that are referred to in this Agreement. Any action taken or decision made by the Company, the Board or the Committee or its delegates arising out of or in connection with the construction,
administration, interpretation or effect of the Plan or this Agreement shall lie within its sole and absolute discretion, as the case may be, and shall be final, conclusive and binding upon you and
all persons claiming under or through you. By accepting this Award or other benefit under the Plan, you and each person claiming under or through you shall be conclusively deemed to have indicated
acceptance and ratification of, and consent to, any action taken or decision made under the Plan by the Company, the Board or the Committee or its delegates. 

13.    CHANGE
IN CONTROL PAYMENTS.    This Paragraph shall apply in the event of Change in Control (as defined in the Plan). 

        (a)   In
the event that any payment or benefit received or to be received by you hereunder in connection with a Change in Control or termination of your employment (such
payments and benefits, excluding Gross-Up Payment (as hereinafter defined), being hereinafter referred to collectively as the "Payments"), will be subject to the excise tax referred to in
Section 4999 of the Code (the "Excise Tax"), then (i) in the case of a Participant who is classified in Band 70 (or its equivalent) or above immediately prior to such Change in Control
(a "Tier 1 Employee"), the Company shall pay to such Tier 1 Employee, within five days after receipt by such Tier 1 Employee of the written statement referred to in paragraph (e) below, an
additional amount (the "Gross-Up Payment") such that the net amount retained by such Tier 1 Employee, after deduction of any Excise Tax on the Payments and any federal, state and local
income and employment taxes and Excise Tax upon the Gross-Up Payment, shall be equal to the Payments and (ii) in the case of a Participant other than a Tier 1 Employee, the Payments
shall be reduced to the extent necessary so that no portion of the Payments is subject to the Excise Tax but only if (A) the net amount of all Total Payments (as hereinafter defined), as so
reduced (and after subtracting the net amount of federal, state and local income and employment taxes on such reduced Total Payments), is greater than or equal to (B) the net amount of such
Total Payments 

6

 

without
any such reduction (but after subtracting the net amount of federal, state and local income and employment taxes on such Total Payments and the amount of Excise Tax to which the Participant
would be subject in respect of such unreduced Total Payments); provided, however, that the Participant may elect in writing to have other components of his or her Total Payments reduced prior to any
reduction in the Payments hereunder. 

        (b)   For
purposes of determining whether the Payments will be subject to the Excise Tax, the amount of such Excise Tax and whether any Payments are to be reduced hereunder:
(i) all payments and benefits received or to be received by the Participant in connection with such Change in Control or the termination of such Participant's employment, whether pursuant to
the terms of this Agreement or any other plan, arrangement or agreement with the Company, any Person (as such term is defined in Subparagraph 2 above) whose actions result in such Change in Control or
any Person affiliated with the Company or such Person (all such payments and benefits, excluding the Gross-Up Payment and any similar gross-up payment to which a Tier 1
Employee may be entitled under any such other plan, arrangement or agreement, being hereinafter referred to as the "Total Payments"), shall be treated as "parachute payments" (within the meaning of
section 280G(b)(2) of the Code) unless, in the opinion of the accounting firm which was, immediately prior to the Change in Control, the Company's independent auditor, or if that firm refuses
to serve, by another qualified firm, whether or not serving as independent auditors, designated by the Committee (the "Auditor"), such payments or benefits (in whole or in part) do not constitute
parachute payments, including by reason of section 280G(b)(2)(A) or section 280G(b)(4)(A) of the Code; (ii) no portion of the Total Payments the receipt or enjoyment of which the
Participant shall have waived at such time and in such manner as not to constitute a "payment" within the meaning of section 280G(b) of the Code shall be taken into account; (iii) all
"excess parachute payments" within the meaning of section 280G(b)(l) of the Code shall be treated as subject to the Excise Tax unless, in the opinion of the Auditor, such excess parachute
payments (in whole or in part) represent reasonable compensation for services actually rendered (within the meaning of section 280G(b)(4)(B) of the Code) in excess of the Base Amount (within
the meaning of section 280G(b)(3) of the Code) allocable to such reasonable compensation, or are otherwise not subject to the Excise Tax; and (iv) the value of any noncash benefits or
any deferred payment or benefit shall be determined by the Auditor in accordance with the principles of sections 280G(d)(3) and (4) of the Code and regulations or other guidance thereunder. For
purposes of determining the amount of the Gross-Up Payment in respect of a Tier 1 Employee and whether any Payments in respect of a Participant (other than a Tier 1 Employee) shall be
reduced, a Participant shall be deemed to pay federal income tax at the highest marginal rate of federal income taxation (and state and local income taxes at the highest marginal rate of taxation in
the state and locality of such Participant's residence, net of the maximum reduction in federal income taxes which could be obtained from deduction of such state and local taxes) in the calendar year
in which the Gross-Up Payment is to be made (in the case of a Tier 1 Employee) or in which the Payments are made (in the case of a Participant other than a Tier 1 Employee). The Auditor
will be paid reasonable compensation by the Company for its services. 

        (c)   In
the event that the Excise Tax is finally determined to be less than the amount taken into account hereunder in calculating the Gross-Up Payment, then an
amount equal to the amount of the excess of the earlier payment over the redetermined amount (the "Excess Amount") will be deemed for all purposes to be a loan to the Tier 1 Employee made on the date
of the Tier 1 Employee's receipt of such Excess Amount, which the Tier 1 Employee will have an obligation to repay to the Company on the fifth business day after demand, together with interest on such
amount at the lowest applicable federal rate (as defined in Section 1274(d) of the Code or any successor provision thereto), compounded semi-annually (the "Section 1274
Rate") from the date of the Tier 1 Employee's receipt of such Excess Amount until the date of such repayment (or such lesser rate (including zero) as may be designated by the Auditor such that the
Excess Amount and such interest will not be treated as a parachute payment as previously defined). In the event that the Excise Tax is finally determined to exceed the amount taken into account
hereunder in calculating the Gross-Up Payment (including by 

7

 

reason
of any payment the existence or amount of which cannot be determined at the time of the Gross-Up Payment), within five business days of such determination, the Company will pay to
the Tier 1 Employee an additional amount, together with interest thereon from the date such additional amount should have been paid to the date of such payment, at the Section 1274 Rate (or
such lesser rate (including zero) as may be designated by the Auditor such that the amount of such deficiency and such interest will not be treated as a parachute payment as previously defined). The
Tier 1 Employee and the Company shall each reasonably cooperate with the other in connection with any administrative or judicial proceedings concerning the amount of any Gross-Up Payment. 

        (d)   As
soon as practicable following a Change in Control, the Company shall provide to each Tier 1 Employee and to each other Participant with respect to whom it is proposed
that Payments be reduced, a written statement setting forth the manner in which the Total Payments in respect of such Tier 1 Employee or other Participant were calculated and the basis for such
calculations, including, without limitation, any opinions or other advice the Company has received from the Auditor or other advisors or consultants (and any such opinions or advice which are in
writing shall be attached to the statement). 

14.    MISCELLANEOUS.    Neither
you nor any person claiming under or through you shall have any right or interest, whether vested or otherwise, in the Plan or the Award, unless
and until all of the terms, conditions and provisions of the Plan and this Agreement shall have been complied with. In addition, neither the adoption of the Plan nor the execution of this Agreement
shall in any way affect the rights and powers of any person to dismiss or discharge you at any time from employment with the Company or any of its Affiliates or any Related Employment. Notwithstanding
anything herein to the contrary, neither the Company nor any of its Affiliates nor their respective officers, directors, employees or agents shall have any liability to you (or those claiming under or
through you) under the Plan, this Agreement or otherwise on account of any action taken, or decision not to take any action made, by any of the foregoing persons with respect to the business or
operations of the Company or any of its Affiliates, despite the fact that any such action or decision may adversely affect in any way whatsoever
                         or other
financial measures or amounts which are accrued or payable or any of your other rights or interests under this Agreement. 

15.    GOVERNING
LAW.    The validity, construction, interpretation, administration and effect of this Agreement shall be governed by the substantive laws, but not the choice of
law rules, of the State of New York. 

16.    INCORPORATION
OF THE PLAN.    All terms and provisions of the Plan are incorporated herein and made part hereof as if stated herein. If any provisions of this Agreement and
of the Plan shall be in conflict, the terms of the Plan shall govern; provided, however, that the operation of this Paragraph 16 shall not adversely affect in a material manner your rights
without your written consent, or increase your benefits that would result in a material modification with respect to any Award granted hereunder. 

AMERIPRISE
FINANCIAL, INC.

By the Compensation and Benefits

Committee of the Board of Directors: 

By

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Exhibit 10.9

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