Document:

Exhibit 10.1

    AMENDMENT
      TO 

    EMPLOYMENT
      AGREEMENT

    

    This
      Amendment to Employment Agreement (the “Amendment”) is entered into effective
      this 28th day of March, 2006, between Wayne Kelley (“Employee”) and Steak n
      Shake Operations, Inc. (“SNS”). This Amendment modifies the Employment Agreement
      between the parties entered into on December 29, 2006 (the “Agreement”), a copy
      of which is attached hereto as Exhibit A.

    

    WHEREAS,
      Employee has performed exceptionally under the Agreement and has added
      significant value to the Company by locating outstanding and profitable real
      estate sites and providing advice on current and pending real estate sites;
      and

    

    WHEREAS,
      As a result of Employee’s outstanding results SNS desires to retain Employee’s
      services beyond the termination of the Agreement; and

    

    WHEREAS,
      Employee has found working for SNS rewarding and desires to extend his
      relationship with SNS beyond the expiration of the Agreement; and

     

    NOW
      THEREFORE, based on the foregoing premises and the following promises and
      representations, the receipt and sufficiency of which are hereby acknowledged
      by
      both parties, the parties agree as follows:

    

    	1.  	
            Continued
              Effectiveness of Agreement.
              Except as specifically set forth herein, the terms of the Agreement
              shall
              remain effective. All defined terms in the Agreement shall have the
              same
              meanings herein unless otherwise defined.

          

    

    	2.  	
            Extension
              of Term.
              The first sentence of Paragraph 1 of the Agreement is hereby stricken
              and
              replaced with the following: 

          

    

    Employee
      shall remain a full-time employee of SNS through and including July 13, 2009
      (the “Resignation Date”).

    

    	3.  	
            Duties.
              Paragraph 2 of the Agreement shall be modified to include the following
              at
              the end of the paragraph:

             

          

    Beginning
      April 21, 2007 Employee shall provide good faith efforts to obtain and identify
      real estate sites in the Atlanta and Charlotte DMAs, as well as any other DMAs
      on which SNS reasonably requests him to focus. This work may require less than
      40 hours per week of work. After April 21, 2007 SNS may elect to close its
      office in Charlotte, but will continue to provide Employee with telephone,
      fax
      machine, computer, e-mail and internet access and other business support for
      use
      at his home.

    

    	4.  	
            Compensation.
              Paragraph 3 of the Agreement shall be stricken in its entirety and
              replaced by the following:

          

     

    From
      December 29, 2004 through April 20, 2007 Employee’s annual base salary hereunder
      shall be $205,000, payable in bi-weekly installments on SNS’s normal and
      customary paydays. Employee shall be entitled to earn a bonus of $56,923.08,
      which will be earned, due and payable in a lump sum only if Employee is employed
      by SNS on April 20, 2007. From April 21, 2007 through July 13, 2009 Employee’s
      annual base salary hereunder shall be $75,000, payable in bi-weekly installments
      on SNS’s normal and customary paydays. During his employment hereunder Employee
      shall be entitled to use of a vehicle provided by SNS typical of those provided
      to executives of SNS, subject to Employee’s adherence to SNS’s automobile use
      policies.

    

    
      	
              5.

            	
              Continued
                Service on SNS’s Board.
                Nothing herein shall adversely or positively impact Employee’s continued
                service on the Company’s Board of Directors and Employee’s selection as a
                potential Board member shall continue to be governed by the decision
                of
                the Nominating/Corporate Governance Committee of the
                Board.

            

    

    

    THIS
      AMENDMENT TO EMPLOYMENT AGREEMENT IS ENTERED INTO AS OF THE DATE ABOVE WRITTEN
      AND THE PARTIES AGREE TO BE BOUND BY ITS TERMS BY SIGNING BELOW:

    

    

    /s/ Wayne Kelley

    Wayne
      Kelley

    

    

    Dated:
      March 28, 2006      

    

    “STEAK
      N
      SHAKE OPERATIONS, INC.”

    

    

    /s/ Peter M. Dunn

    Peter
      M.
      Dunn

    President
      and CEO, Steak n Shake Operations, Inc.

    Dated:
      March 28, 2006Exhibit 10.2

                             Summary of Compensation
                        Arrangements with Certain Persons

     The   Company's   executive   officers   and   Mr.   Scott   Gerardin,   an
employee-director,  do not have employment  agreements  with the Company.  Their
salaries as of February 28, 2006 were as follows:

                                            Tri City     Tri City     Tri City
          Name                Bankshares   Nat'l Bank  Capital Corp     Total
          ----                ----------   ----------  ------------     -----
     Henry Karbiner, Jr.       $ 70,000     $405,090     $  1,500     $476,590
     Ronald K. Puetz           $ 15,000     $279,000     $  1,000     $295,000
     Robert W. Orth            $ 10,000     $235,100                  $245,100
     Scott A. Wilson           $ 10,000     $227,300     $  1,000     $238,300
     Scott D. Gerardin         $  5,000     $140,000                  $145,000

In addition,  executive officers and Mr. Gerardin are eligible to participate in
the Company's bonus plan and 2003 Stock Purchase Plan.Exhibit 10.4

                        Summary of Director Compensation

Attached is Schedule B which  details  Board of Director  and  Committee  Member
compensation. Directors that are salaried officers of the corporation receive no
director or committee compensation. Schedule B is approved annually by the Board
of Directors.

<PAGE>

Exhibit 10.4 Continued

                                   SCHEDULE B
                                 JANUARY 6, 2006

DIRECTORS' COMPENSATION:               Non-employee   Directors  $12,000  annual
------------------------               retainer plus $1,200 per meeting attended
                                       of Tri City National  Bank and  $300  per
                                       meeting  attended  of Tri City Bankshares
                                       Corporation,  payable quarterly

EXECUTIVE COMMITTEE:
--------------------                   Annual compensation, payable quarterly:
     Henry Karbiner, Jr., Chairman     Henry Karbiner, Jr. - no compensation
     Ronald K. Puetz                   Ronald K. Puetz - no compensation
     William Gravitter                 William Gravitter          $17,900
     Sanford Fedderly                  Sanford Fedderly           $12,150
     Christ Krantz                     Christ Krantz              $ 5,600

LOAN COMMITTEE:
--------------------
     William Werry, Chairman           Non-employee Directors:
     Robert W. Orth                    Chairman $750 per meeting attended
     Sanford Fedderly                  Other members $500 per meeting attended
     William Gravitter                 Payable quarterly
     Henry Karbiner, Jr.
     Christ Krantz
     Ronald K. Puetz
     Scott A. Wilson

AUDIT COMMITTEE:
--------------------
     William N. Beres, Chairman        Chairman $8,000 per annum,
     Sanford Fedderly                  payable quarterly
     Christ Krantz                     Non-employee members $250 per meeting
                                       attended
                                       Payable quarterly

CRA/COMPLIANCE COMMITTEE:

     Scott A. Wilson, Chairman         Non-employee Directors:
     David A. Ulrich, Jr.              $250 per meeting attended,
     Scott D. Gerardin                 payable quarterly
     Gary Grobner
     Craig Dedrick
     Michael Koenen
     Michael Phillips
     Mark Dandrea
     Sandra Vitrano
     Daniel SchifanoExhibit 10.5

                  Description of Consulting Arrangement Between
                       Registrant and Mr. William J. Werry

William  J.  Werry,  a retired  unit bank  President,  has been  retained  as an
independent  consultant  advising Chairman  Karbiner on a range of matters.  His
compensation is approved annually by the Board of Directors of Tri City National
Bank. His current  annual  compensation  for these services is $16,800,  payable
monthly, and is in addition to his compensation as director.Exhibit 10.1(b)

             Schedule of Secured Convertible Note (demand) Issued by
             NCT Group, Inc. to Carole Salkind on March 24, 2006

    Issue Date        Due Date           Principal          Conversion Price
    ----------        --------           ---------          ----------------
     03/24/06        Earlier of:          $550,000      Greater of: (i) $0.0025;
                     (i) demand;                        or (ii) the par value of
                     or (ii) 09/24/06                   NCT Group, Inc.
                                                        common stock on the
                                                        date of conversioncCom amendment

    AMENDMENT
      II

    to
      the

    SOFTWARE
      LICENSE AGREEMENT DATED DECEMBER 22, 2000 BETWEEN COMMUNICATION INTELLIGENCE
      CORPORATION (“CIC”) 

    AND
      E-COM
      PYT LTD. (“Licensee”)

    (the
      “Agreement”)

    

    
      	
              A.

            	
              This
                Amendment II shall be effective May 31, 2005 (the “Effective Date”).
                

            

    

    

    
      	
              B.

            	
              Amendment
                I to the Agreement defines Licensee’s Territory (the “Territory”) as the
                ASEAN Region, such designation is further defined therein to encompass
                the
                countries of: Brunei Darussalam, Cambodia, Indonesia, Laos, Malaysia,
                Myanmar, Philippines, Singapore, Thailand, Vietnam, Australia and
                New
                Zealand and includes CIC’s agreement not to appoint any other resellers
                within the ASEAN Region as so defined.

            

    

    

    
      	
              C.

            	
              The
                Territory is hereby expanded so as to include the People’s Republic of
                China (the “China Region”) and CIC agrees not to appoint any other
                resellers within the China Region. 

            

    

    

    
      	
              D.

            	
              This
                Amendment II shall apply to the current versions of the following
                products: Sign-it for Word, Sign-it for AutoCAD, Sign-it for Acrobat,
                iSign, and SignatureOne. 

            

    

    

    
      	
              E.

            	
              The
                initial term of this Amendment II shall be two years from the Effective
                Date hereof. Licensee’s right to be the exclusive reseller within the
                China Region will be reviewed based upon mutually agreed upon performance
                metrics, applicable to the second year of the initial term, set at
                or
                prior to the end of the first year of the initial term. The right
                to be
                the exclusive reseller will be extended to a one-year renewal term
                if the
                metrics are achieved. The process will be repeated each renewal term.
                

            

    

    

    F.        
      Pricing
      to Licensee, for the China Region, shall reflect (a) the
      competitive

    advantage
      inherent  in the new unbundled feature by feature SignatureOne pricing
      schedule and (b) the competitive dynamics of the China market.  Overall
      pricing shall be ___ -% or less of CIC’s current Standard List
      Price.

    

    
      	
              G.

            	
              Payment
                Terms: 

            

    

    

    
      	 	
              1.

            	
              Upon
                signing of this Amendment II Licensee shall pay to CIC a
                $___________nonrefundable fee attributable to the exclusive reseller
                appointment in the China Region. 

            

    

    

    
      	 	
              2.

            	
              Upon
                signing of this Amendment II Licensee shall pay to CIC a
                $________nonrefundable license fee. Units shipped (copied) within
                the
                China Region shall be credited against such nonrefundable license
                fee.
                

            

    

    

    
      	 	
              3.

            	
              Licensee
                shall pay to CIC a $______quarterly minimum nonrefundable license
                fee due
                the first day of each of the first two quarters of the first year
                of this
                Amendment II, (June 1, 2005 and September 1, 2005) and a $_______quarterly
                minimum nonrefundable license fee due the first day of each of the
                last
                two quarters of the first year of this Amendment II (December 1,
                2005 and
                March 1, 2006). License fees for units shipped (copied) within the
                China
                Region shall be credited against such nonrefundable minimum quarterly
                license fees. 

            

    

    

    
      	 	
              4.

            	
              Licensee
                shall pay to CIC, on the first day of each quarter of the second
                year of
                this Amendment II, a $_________quarterly minimum nonrefundable license
                fee
                (June 1, 2006; September 1, 2006; December 1, 2006 and March 1, 2007).
                License fees for units shipped (copied) within the China Region shall
                be
                credited against such nonrefundable minimum quarterly license
                fees.

            

    

    

    
      	
              H.

            	
              Licensee
                may move prepaid licenses between the ASEAN Region and the China
                Region,
                however, licenses acquired for the ASEAN Region and sublicensed in
                the
                China Region may not be credited against the license fees delineated
                in
                Section G above and shall not be considered toward the fulfillment
                of any
                minimum requirements established for the China Region.
                

            

    

    

    
      	
              I.

            	
              The
                parities shall negotiate in good faith to agree upon the appropriate
                level
                of engineering support to be provided by CIC and the specific terms
                related thereto. 

            

    

    

    
      	
              J.

            	
              All
                other terms of the Agreement, as amended, shall remain unchanged
                and in
                full force and effect except to the extent that they are inconsistent
                with
                the terms of this Amendment as applied to the subject matter hereof.
                In
                any such instances the terms of this Amendment shall be given priority
                over the terms of the Agreement, as amended.

            

    

    

    Signed
      for and on behalf of CIC:

    

    Signature:
      _____________________________

    

    Printed
      Name: __________________________

    Title:
      _________________________________

    

    

    Signed
      for and on behalf of eCom Asia Pacific Pty Ltd and Wholly Owned Subsidiary:
      

    

    Signature:
      _____________________________

    

    Printed
      Name: __________________________

    Title:
      _________________________________

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