Document:

<PAGE>

                                                                    EXHIBIT 10.4

                         [DIGITAL INSIGHT LETTERHEAD]

July 20, 2000

Tom Bollum
6060 Greystone Place
Granite Bay, CA 95746

Dear Tom:

Welcome to the Digital Insight family! We are all very excited about joining
together our complementary industry expertise to create an organization
positioned as the clear leader in providing Internet and outsourced banking
services to community financial institutions. Together, our combined talents
will enable us to sustain that competitive advantage as we continue to extend
our business model Beyond Internet Banking.

This letter confirms a few details regarding your continued employment with
Digital Insight, contingent upon the completion of the acquisition.

Base Pay

Your salary will be $14,583.33 per month, payable according to the Company's
standard payroll practice and subject to applicable withholding taxes.

Position

Your position title with Digital Insight will be EVP-General Manager and you
will report to John Dorman.

Benefits

You will be entitled, during the term of your employment, to such paid days off,
medical, dental, vision, life insurance, 401(k), ESPP and other employee
benefits as the Company may offer, subject to applicable eligibility
requirements. You will maintain participation in your current benefits programs
through August 31, 2000. Effective September 1, 2000, your benefits will convert
to Digital Insight's AXIS.ABLE Flex Benefits. A detailed AXIS.ABLE Flex Benefits
plan description accompanies this letter, and future communications will be
forthcoming for the open enrollment process.

Incentive Compensation

You will be eligible to participate in Digital Insight's Management Incentive
Program with targeted bonus compensation equal to 50% of your annual salary in
the form of a lump sum bonus. It will be based on accomplishment of a
combination of company revenue and expense goals and individual performance
objectives. Contingent upon the acquisition close, individual performance
objectives will be established within thirty days post close and documented in
the Management Incentive Program (MIP) plan document.

Stock Option Grant

We are pleased to offer you an Incentive Stock Option (ISO) to purchase 15,000
shares of Digital Insight common stock at the fair market value per share of
such stock on the date of grant. This option grant is effective as of the close
and will be documented by electronic delivery to you and acceptance by you of
the Stock Option Letter Agreement which specifies the terms and conditions of
the grant. You will receive a PIN email from AST Stock Plan which instructs you
to log onto the Digital Insight AST Stock Plan website in order to accept the
option grant. The option will begin to vest on the closing of the acquisition
and will vest 6/48ths after 6 months of employment and continue vesting an
additional 1/48th each month thereafter.
<PAGE>

Confidentiality, Noncompetition and Invention Assignment Agreement

As a condition of your continued employment with Digital Insight, you will be
required to sign the enclosed Employee Nondisclosure Agreement. Digital
Insight's willingness to grant you the stock options referred to above is based
in significant part on your commitment to fulfill the obligations specified in
this agreement.

Employment At Will

You will continue to be an employee-at-will, meaning that either the employee or
the company can terminate the employment relationship at any time for any
reason, with or without cause. Any statements to the contrary that may have been
made to you, or that may be made to you, by the Company, its agents, or
representatives are superseded by this letter.

Additional Provisions

The terms described in this letter represent the terms of your employment at the
close of the acquisition. This letter shall be of no force and effect in the
event the acquisition does not close. It supersedes any previous promises,
representations or understanding relative to any terms and conditions. Any
additions or modifications are not to be considered as part of this offer unless
expressed here in writing and signed by you and an officer of the Company.

Please confirm your understanding and acceptance of these terms by signing both
copies of this letter and both copies of the Employee Nondisclosure Agreement,
retaining one of each for your files and returning the other to Teri Taylor in
Human Resources.

We are very excited about the future of Digital Insight and we look forward to a
long and mutually rewarding working relationship. Please let me know if I can
answer any questions for you about any of the matters outlined in this letter.

Sincerely,

/s/ Dawn Batey
--------------
Dawn Batey
Director of Human Resources

ACCEPTANCE

I understand the terms set forth in this letter and agree to continue my
employment under these terms:

/s/ Tom Bollum                                July 20, 2000
---------------------------------             ----------------------------------
Signature                                     Date

Printed Name: Tom Bollum
---------------------------------<PAGE>

                                                                    EXHIBIT 10.5

                         [DIGITAL INSIGHT LETTERHEAD]

9/11/00

Joe McDoniel
6277 White Swan Lane
Ann Arbor, MI  48108

Dear Joe:

Digital Insight is pleased to offer you a position as Senior Vice President,
Operations. Your date of hire will be 9/14/00. In this capacity you will report
to John Dorman, President and CEO. You will be classified as an exempt, full
time employee and your starting salary will be $210,000 per year. You will
participate in a Management Incentive Program that will allow you to earn up to
50% of your annual salary. For fiscal year 2000, you will receive a guaranteed
amount of $105,000 to be paid by 3/15/01. You will also receive temporary
housing assistance through 12/31/01, not to exceed $3,000 per month. In the
event that you relocate from Michigan to California, the company will agree to
pay for reasonable and customary moving expenses. On your date of hire, you will
be granted a stock option to purchase 155,000 shares of Digital Insight Common
Stock. The exercise price for the grant will be the fair market value on your
date of hire which is equal to the Nasdaq closing price of our stock on the
previous trading day. The shares underlying the option will vest over a 48 month
period with 25% vesting on the 12th month and 1/48th of the total grant vesting
monthly thereafter. The stock option is subject to the terms and conditions of
our stock option plan and will be documented separately by our standard stock
option agreement. In the event of a change in control of the Company, 50% of the
remaining unvested shares underlying your option as of that date will be
immediately vested. These documents will be provided from our third party
administrator approximately 90 days from the date of hire. You will also be
eligible for a follow-on grant in February of 2001.

As a condition of your employment with Digital Insight, you will be required to
sign an employee Nondisclosure Agreement and provide proof of eligibility to
work in the United States. Employment is also conditioned upon satisfactory
results on a background investigation.

For clarification and the protection of both you and the company, this letter
represents the sole agreement between you and Digital Insight. It constitutes
and expresses the entire agreement regarding your employment. Any previous
promises, representations or understanding relative to any terms and conditions
are not to be considered as part of this offer unless expressed here in writing.
It is understood that employment is at the mutual consent of the employee and
the company. Accordingly, either the employee or the company can terminate the
employment relationship at will, at any time, with or without cause or advance
notice, and without further obligation.

You will be eligible to receive company benefits enjoyed by all Digital Insight
employees, including paid holidays and paid days off in accordance with the
eligibility terms and conditions of these programs. These programs will be
reviewed with you in detail during your new hire orientation.

To accept this offer, please sign this letter below and return it to me via fax
at (818) 871-0834.

As you know Digital Insight is a growing company with a bright future. I am
delighted to extend this offer to you. We all look forward to having you on
board at Digital Insight.

Best regards,                                Acceptance:
/s/Dawn M. Batey                             /s/Joe McDoniel
--------------------------------             --------------------------------
Dawn M. Batey

Director of Human Resources                  Date  September 11, 2000
                                                   --------------------------<PAGE>

                                                                    EXHIBIT 10.6

                         [DIGITAL INSIGHT LETTERHEAD]

September 28, 2000

Robert Surridge
132 Llewellyn Court
Folsom, CA 95630

Sent via email on: 9/28/00

Dear Bob:

Digital Insight is pleased to offer you a position as Senior Vice President,
Lending Division, commencing on a date to be mutually agreed. In this capacity
you will report to John Dorman, President and Chief Executive Officer. You will
be classified as an exempt, full time employee and your starting salary will be
$185,000 per year. You will also participate in a Management Incentive Program
that will allow you to earn up to 50% of your annual salary. This incentive plan
will be pro rated at 25% of the target incentive (50% x 25%=12.5% of your annual
salary) and guaranteed for fiscal year 2000. Pay out will be made by March 15,
2001. On your date of hire, you will be granted a stock option for 75,000 shares
of Digital Insight Common Stock. The option price for the grant will be the fair
market value on your date of hire and the stock options are subject to the terms
and conditions of the stock option plan and standard stock option agreement.
These documents will be provided electronically from our third party
administrator approximately 90 days from the date of hire.

As a condition of your employment with Digital Insight, you will be required to
sign an employee Nondisclosure Agreement and provide proof of eligibility to
work in the United States. Employment is also conditioned upon satisfactory
results on a background investigation.

For clarification and the protection of both you and the company, this letter
represents the sole agreement between you and Digital Insight. It constitutes
and expresses the entire agreement regarding your employment. Any previous
promises, representations or understanding relative to any terms and conditions
are not to be considered as part of this offer unless expressed here in writing.
It is understood that employment is at the mutual consent of the employee and
the company. Accordingly, either the employee or the company can terminate the
employment relationship at will, at any time, with or without cause or advance
notice, and without further obligation.

You will be eligible to receive company benefits enjoyed by all Digital Insight
employees, including paid holidays and paid days off in accordance with the
eligibility terms and conditions of these programs. These programs will be
reviewed with you in detail during your new hire orientation.

To accept this offer, please sign this letter below and return it to me via fax
at (818) 871-0834.

As you know Digital Insight is a growing company with a bright future. I am
delighted to extend this offer to you. We all look forward to having you on
board at Digital Insight.

Best regards,                                    Acceptance:

/s/ Dawn M. Batey
----------------------------
Dawn M. Batey                                    /s/ Robert Surridge
Director of Human Resources                      -----------------------------

                                                 Date: September 28, 2000
                                                 -----------------------------

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00017-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00017-of-00352.parquet"}], [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00017-of-00352.parquet"}]]