Document:

Informational Update to 401(k) Plan

 Exhibit 4.2 
 Informational Update to 401(k) Plan 
 Prepare for the future 
 The Colonial BancGroup 401(k) Plan and Employee Stock Purchase Plan are designed to offer investment alternatives and financial security during retirement. For 401(k)
enrollment, you must enroll on line at www.millimanonline.com. You may enroll or make changes to your 401(k) Plan at any time. 
 Save for the
future in the 401(k) Plan 
 The 401(k) Plan allows you to save up to 70% of your pay, subject to Internal Revenue Service (IRS) limits. (Highly
compensated employees are limited to saving 6% of pay.) We will provide the IRS limits for 2008 in a future communication. The IRS is expected to publish those limits later this year. 
 Your savings in the Colonial 401(k) Plan are deducted from your paycheck on a before-tax basis. Before-tax contributions offer an advantage because they come out of your paycheck before income taxes are calculated.
Before-tax contributions lower the amount of your income tax liability. As a result, you have more money to save. You will pay taxes later on your contributions and earnings when you take the money out of the 401(k) Plan. Until then, your money
continues to grow for you without any taxes or penalties. 
 Colonial helps you meet your retirement goals by matching your contributions to the 401(k) Plan.
For every $1 that you save, Colonial will contribute $1 up to 6% of pay – a 100% automatic return on your contribution! Although you may begin contributing to the 401(k) Plan immediately, you will be eligible for the matching contribution after
one year of employment. 
 If you are not saving already or are not saving at least 6% in the 401(k) Plan, we urge you to go to www.millimanonline.com
or to call the Milliman Benefits Service Center at (888) 895-9416 to enroll or to increase your contribution rate today. Saving a little in the 401(k) Plan today can make a big difference tomorrow. 
 How should I invest my savings? 
 After you decide how much to save,
think about whether your retirement savings are working to help you meet your future financial goals. The Colonial BancGroup 401(k) Plan offers two approaches to making investment decisions. You can: 
  

	 	o	Let us help you! The plan offers five model portfolios, which are designed to take the confusion out of investing. Model portfolios provide diversified investment mixes that are
appropriate for different employee investment styles, including Conservative, Moderately Conservative, Moderate, Moderately Aggressive and Aggressive. To help you choose the right model for you, complete the Investor Profile Quiz at
www.millimanonline.com. 

	 	o	Do it yourself! With a custom investment portfolio, you design your own investment mix. You may choose to invest in any combination of the plan’s investment options, which
cover a broad range of mutual fund asset classes. 

  

 How much should I save? 
 You are encouraged to save at least 6% to take full advantage of Colonial’s dollar-for-dollar matching contribution; however, 6% may not be enough for you to reach your financial goals. Start saving now – then increase the amount
you save over time. Once you are saving, think about how to invest and diversify your portfolio. It’s important to invest in a variety of options, including cash, bonds and stock. 
 Enrollment 
 To enroll in the 401(k) Plan online, access Milliman Online – 401(k) from the EaglePort home page or
go to www.millimanonline.com. 

	 	1.	Type your social security number next to SSN. 

	 	2.	Type in your default password, your birth month and year MMYY. (For example, if you were born in July of 1960, your password would be 0760.) 

	 	3.	You will be asked to change your password and set up a security question. 

	 	4.	Select Enroll in the Plan. 

	 	5.	Select Step 1–Contribution Rate and select your contribution rate. 

	 	6.	Select Step 2–Future Election and make your future contribution investment elections. 

	 	7.	Select Step 3–Beneficiary(ies) and enter the person or persons you want listed as your beneficiary(ies). 

 Colonial will deduct your contribution in the first available paycheck after we receive notification from Milliman of your election. 
 If you prefer, a representative from Milliman’s Benefits Service Center can walk you through the enrollment process and answer your questions at 1-888-895-9416 from
7 a.m. to 7 p.m. CT, Monday through Friday. Follow the prompts and press 0 to talk to a Service Center Representative. 
 While you are on the Web site,
check out the Retirement Income Analyzer in the Retirement Toolbox section to see if you are saving enough to reach your retirement goals. 
 401(k) Loans

 Because life can be unpredictable, you sometimes need access to your funds before you retire. To help you take care of unexpected expenses, your
401(k) Plan allows you to request a loan from your account. You borrow the money from yourself and pay back your plan account with interest. Starting in 2008, the plan will allow you to have up to two loans outstanding at a time. 

Before borrowing against your 401(k): 

	 	•	 	 Be aware that taking a loan out of your 401(k) account leaves less money working to earn income for you. 

	 	•	 	 Understand that if you stop working for Colonial, you must pay back the loan or take a distribution. Taking a distribution means you must pay taxes on the
outstanding loan balance. 

	 	•	 	 Look at all other resources and options first so that your money in the 401(k) Plan can 

 stay focused on retirement. You also may want to consult with your tax or financial adviser. 
  

 Quick Loan Facts: 

	 	•	 	 Minimum loan amount: $1,000 

	 	•	 	 Maximum loan amount: Lesser of 50% of your vested account balance or $50,000, reduced by other loans 

	 	•	 	 Up to two loans at a time 

	 	•	 	 Interest rate: Colonial prime rate plus 1% (paid back to your account) 

	 	•	 	 Pay back loan in five years 

	 	•	 	 Setup and administrative fees applySecond Amendment to Tax Receivable Agreement

 Exhibit 10.1 
 SECOND AMENDMENT TO 
 TAX RECEIVABLE AGREEMENT 
 This Second Amendment (this “Second Amendment”) to the Tax Receivable Agreement (the “Agreement”), dated as of
February 13, 2007 and as first amended effective as of August 7, 2007, by and among NCM Inc., NCM LLC, the Founding Members, and the ESA Parties (collectively, the “Parties”), is made and entered into by and among each of
the Parties effective as of April 29, 2008 (the “Effective Date”). Capitalized but undefined terms used in this Second Amendment have the meanings set forth in the Agreement. 
 RECITALS 
 WHEREAS, the Parties
originally entered into the Tax Receivable Agreement on February 13, 2007; 
 WHEREAS, the Parties first amended the Tax Receivable
Agreement effective as of August 7, 2007 (the “First Amendment,” attached hereto as Exhibit A); 
 WHEREAS, the
First Amendment extended the time period for the preparation of the Initial Deemed Exchange Basis Schedule and the Initial ESA Modification Payment Basis Schedule (through certain amendments to Sections 2.02(a)(1) and 2.02(b)(1), respectively), and
incorporated the actual sale of Common Units by the Founding Members to NCM Inc. in connection with the underwriters’ exercise of their over-allotment option as part of the Initial Deemed Exchange Basis Schedule (through an amendment to
Section 2.02(d)(1)); 
 WHEREAS, the Parties desire to further amend the Agreement pursuant to the terms and conditions hereof; and

 NOW, THEREFORE, the Parties agree as follows as of the Effective Date: 
  

	1.	Addition of New Section 3.05 (Optional Estimated Payment Procedure). The following new Section 3.05 (Optional Estimated Payment Procedure) shall be added to the
Agreement: 

 “SECTION 3.05. Optional Estimated Payment Procedure. 
 (a) NCM Inc. may, at any time and at NCM Inc.’s option, make one or more estimated payments to each of the Founding Members in
respect of any anticipated amounts to be owed to the Founding Members pursuant to Section 3.01 of this Agreement (any such estimated payments referred to as an “Estimated Exchange-Related Tax Benefit Payment”). NCM Inc. may
also, at any time and at NCM Inc.’s option, make one or more estimated payments to each of the ESA Parties in respect of any anticipated amounts to be owed to the ESA Parties pursuant to Section 3.02 of this Agreement (any such estimated
payments referred to as an “Estimated ESA-Related Tax Benefit Payment”). Any Estimated Exchange-Related Tax Benefit Payments or Estimated ESA-Related Tax Benefit Payments (each an “Estimated Payment”) made under
this Section 3.05 shall be paid by NCM Inc. to each of the Founding Members or 

  

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each of the ESA Parties, respectively, in cash and shall be applied against the actual ultimate amount of any expected Exchange-Related Tax Benefit Payments
or ESA-Related Tax Benefit Payments to be made pursuant to Sections 3.01 or 3.02 of this Agreement. Upon the making of any Estimated Payment, the amount of such Estimated Payment shall first be applied to any estimated accrued interest owed at the
Agreed Rate (as determined from the due date, without extensions, of NCM Inc.’s U.S. Federal Income Tax Return for the relevant Covered Taxable Year to the date on which such Estimated Payment is made), and shall then be applied to any residual
estimated Exchange-Related Tax Benefit Payments or ESA-Related Tax Benefit Payments to be made pursuant to Sections 3.01 or 3.02 of this Agreement. 
 (b) In determining the actual ultimate amount of any Exchange-Related Payments or ESA-Related Payments to be made pursuant to Section 3.01 or 3.02 of this Agreement, the amount of any Estimated Payments that may
have been made for the relevant Covered Taxable Year shall either be: (i) increased by the appropriate party or parties, along with an appropriate amount of interest at the Agreed Rate, to the extent that the Estimated Payments are less than
the actual amounts owed by NCM Inc. or NCM LLC to the Founding Members or the ESA Parties, respectively (a “True-Up”); or (ii) refunded by the appropriate party or parties, along with an appropriate amount of interest at the
Agreed Rate, to the extent that the Estimated Payments are more than the actual amounts owed by NCM Inc. or NCM LLC to the Founding Members or the ESA Parties, respectively (a “True-Down”). As of the date on which any Estimated
Payments are made by NCM Inc. to the Founding Members or the ESA Parties, all such Estimated Payments shall be made (or shall be deemed to have been made) in the same manner and subject to the same terms and conditions as otherwise contemplated by
Sections 3.01 and 3.02 and all other applicable provisions of this Agreement. Furthermore, as of the date on which the actual ultimate amount of any Exchange-Related Payments or ESA-Related Payments under Sections 3.01 or 3.02 of this Agreement have
been finally determined and are to be made: (x) the gross amount of any True-Up payments and any True-Down payments shall be netted (and such netted amount shall be retroactively reallocated in the appropriate manner effective as of the date on
which Estimated Payments were originally made); (y) any remaining residual True-Up or True-Down shall be actually paid in cash on such date; and (z) any remaining residual True-Up or True-Down actually paid in cash on such date shall be
made (or shall be deemed to have been made) in the same manner and subject to the same terms and conditions as otherwise contemplated by Sections 3.01 and 3.02 and all other applicable provisions of this Agreement. For the avoidance of doubt, the
retroactive netting of the gross amount of any True-Up and True-Down payments pursuant to clause (x) of the preceding sentence shall relieve NCM Inc. and NCM LLC of any obligation to make any actual cash payment to either the Founding Members
or the ESA Parties in respect of the netted amount, and the Founding Members and the ESA Parties shall take whatever actions they deem necessary or appropriate as among themselves in order to effect the retroactive netting of any True-Up and
True-Down payments. 
 (c) As an example of the intended operation of the principles set forth in Sections 3.05(a) and 3.05(b)
above, assume that: (i) NCM Inc. makes an Estimated Payment of $100 to the Founding Members and an Estimated Payment of $50 to the ESA 

  

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Parties, in each case, on March 15 of Year 2 (such date being the due date, as determined without extensions, of NCM Inc.’s U.S. Federal Income Tax
Return for the Year 1 Covered Taxable Year); (ii) pursuant to Section 2.03(a) of this Agreement, a final NCM Inc. Tax Benefit Schedule for the Year 1 Covered Taxable Year is delivered to the Founding Members and the ESA Parties on
November 14 of Year 2 (such date being 60 calendar days after the actual filing of the U.S. Federal Income Tax Returns of NCM Inc. and NCM LLC for the Year 1 Covered Taxable Year); (iii) pursuant to Section 3.01(a) of this Agreement
and based on the information contained in the final NCM Inc. Tax Benefit Schedule for the Year 1 Covered Taxable Year, NCM Inc. is ultimately obligated to make an Exchange-Related Tax Benefit Payment of $110 to the Founding Members;
(iv) pursuant to Section 3.02(a) of this Agreement and based on the information contained in the final NCM Inc. Tax Benefit Schedule for the Year 1 Covered Taxable Year, NCM LLC is ultimately obligated to make an ESA-Related Tax Benefit
Payment of $45 to the ESA Parties; and (v) pursuant to Sections 3.01(a) and 3.02(a) of this Agreement, final payments in respect of the Exchange-Related Tax Benefit Payments owed to the Founding Members and the ESA-Related Tax Benefit Payments
owed to the ESA Parties, respectively, are effected on December 29 of Year 2 (such date being 45 calendar days after the final NCM Inc. Tax Benefit Schedule was delivered to the Founding Members and the ESA Parties). Using the intended
operating principles set forth in Sections 3.05(a) and 3.05(b) above, the following results would occur: (a) a True-Up of $10 would arise in connection with the $100 Estimated Payment originally paid by NCM Inc. to the Founding Members;
(b) a True-Down of $5 would arise in connection with the $50 Estimated Payment originally paid by NCM Inc. to the ESA Parties; (c) the True-Up of $10 would be netted with the True-Down of $5, leaving a remaining residual True-Up payment of
$5 to be made by NCM Inc. to the Founding Members (plus interest at the Agreed Rate on such $5 True-Up payment attributable to the period between March 15 and December 29 of Year 2); (d) for purposes of Sections 3.01(a) and 3.02(a)
and all other applicable provisions of this Agreement, as of March 15 of Year 2 NCM Inc. shall be deemed to have effectively paid the Founding Members an Exchange-Related Tax Benefit Payment of $105 (with an appropriate portion of such $105
payment being characterized as Imputed Interest), and as of March 15 of Year 2 NCM LLC shall be deemed to have effectively paid the ESA Parties an ESA-Related Tax Benefit Payment of $45 (with such $45 also being deemed to have first been
contributed by NCM Inc. to NCM LLC pursuant to the terms of Section 5.1(b) of the NCM LLC Operating Agreement); and (e) for purposes of Sections 3.01(a) and 3.02(a) and all other applicable provisions of this Agreement, as of
December 29 of Year 2 NCM Inc. shall have paid the Founding Members an Exchange-Related Tax Benefit Payment of $5 (with an appropriate portion of such $5 payment being characterized as Imputed Interest), plus interest at the Agreed Rate on such
$5 payment.” 
  

	2.	No Other Changes. Except as expressly modified hereby, all terms, conditions and provisions of the Agreement shall continue in full force and effect. This Second Amendment
shall be deemed to be and be construed as part of the Agreement, and the Agreement shall be deemed to be and be construed as part of this Second Amendment; provided, however, that in the event of any inconsistency or conflict between the Agreement
and this Second Amendment, the terms, conditions and provisions of this Second Amendment shall govern and control. 

  

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	3.	Counterparts. This Second Amendment may be executed in one or more counterparts and by different parties on separate counterparts, each of which will be deemed an original,
but all of which will constitute one and the same instrument. The Parties agree that this Second Amendment shall be legally binding upon the electronic transmission, including by facsimile or email, by each party of a signed signature page hereof to
the other party. 

 [Signature Page Follows] 
  

 4 

 IN WITNESS WHEREOF, NCM Inc., NCM LLC, the Founding Members, and the ESA Parties have duly executed this
Second Amendment effective as of the Effective Date. 
  

									
	NATIONAL CINEMEDIA, INC.	 		 	NATIONAL CINEMEDIA, LLC
				
		 		 	By: 	 	 NATIONAL CINEMEDIA, INC.
 as Managing Member

					
	By: 	 	/s/ Gary W. Ferrera	 		 	By: 	 	/s/ Gary W. Ferrera
	Name: 	 	Gary W. Ferrera	 		 	Name: 	 	Gary W. Ferrera
	Title: 	 	EVP & CFO	 		 	Title: 	 	EVP & CFO
	Date: 	 	4/29/08	 		 	Date: 	 	4/29/08
			
	REGAL CINEMEDIA HOLDINGS, LLC	 		 	REGAL CINEMAS, INC.
					
	By: 	 	/s/ Michael L. Campbell	 		 	By: 	 	/s/ Michael L. Campbell
	Name: 	 	Michael L. Campbell	 		 	Name: 	 	Michael L. Campbell
	Title: 	 	President	 		 	Title: 	 	President
	Date: 	 	4/30/08	 		 	Date: 	 	4/30/08
			
	CINEMARK MEDIA, INC.	 		 	CINEMARK USA, INC.
					
	By: 	 	/s/ Robert Copple	 		 	By: 	 	/s/ Robert Copple
	Name: 	 	Robert Copple	 		 	Name: 	 	Robert Copple
	Title: 	 	Executive VP- CFO	 		 	Title: 	 	Executive VP- CFO
	Date: 	 	5/1/08	 		 	Date: 	 	5/1/08
				
	AMERICAN MULTI-CINEMA, INC.	 		 		 	
					
	By: 	 	/s/ Brooks Rainer	 		 		 	
	Name: 	 	Brooks Rainer	 		 		 	
	Title: 	 	VP - Tax	 		 		 	
	Date: 	 	4/29/08	 		 		 	

 [Signature Page to Second Amendment to Tax Receivable Agreement] 
  

 5 

 (EXHIBIT A TO SECOND AMENDMENT TO TAX RECEIVABLE AGREEMENT) 
 FIRST AMENDMENT TO 
 TAX RECEIVABLE
AGREEMENT 
 This First Amendment (this “Amendment”) to the Tax Receivable Agreement (the “Original
Agreement”), dated as of February 13, 2007, by and among NCM Inc., NCM LLC, the Founding Members, and the ESA Parties, is made and entered into by and among each of the parties hereto effective as of August 7, 2007 (the
“Effective Date”). Capitalized but undefined terms used in this Amendment have the meanings set forth in the Original Agreement. 
 RECITALS 
 WHEREAS, NCM Inc., NCM LLC, the Founding Members, and the ESA Parties entered into the Original Agreement;

 WHEREAS, NCM Inc., NCM LLC, the Founding Members, and the ESA Parties desire to amend the Original Agreement pursuant to the terms and
conditions hereof; and 
 NOW, THEREFORE, the parties hereto agree as follows as of the Effective Date: 
  

	1.	Amendment to Section 2.02(a)(1) (Initial Deemed Exchange Basis Schedule). The words “Within 180 calendar days after the date hereof,...” as they appear at
the beginning of the first sentence of Section 2.02(a)(1) of the Original Agreement are hereby amended to read “By November 9, 2007,...” 

  

	2.	Amendment to Section 2.02(b)(1) (Initial ESA Modification Payment Basis Schedule). The words “Within 180 calendar days after the date hereof,...” as they
appear at the beginning of the first sentence of Section 2.02(b)(1) of the Original Agreement are hereby amended to read “By November 9, 2007,...” 

  

	3.	Amendment to Section 2.02(d)(1) (Subsequent Deemed Exchange Basis Schedules). The words “Within 180 calendar days after the end of a Covered Taxable Year in which
any Subsequent Deemed Exchange has been effected,...” as they appear at the beginning of the first sentence of Section 2.02(d)(1) of the Original Agreement are hereby amended to read “Within 180 calendar days after the end of a
Covered Taxable Year in which any Subsequent Deemed Exchange has been effected (excluding for this purpose any actual sale of Common Units by the Founding Members to NCM Inc. in connection with the underwriters’ exercise of their over-allotment
option, which shall be effectively incorporated as part of the Initial Deemed Exchange Basis Schedule),...” 

  

	4.	 No Other Changes. Except as expressly modified hereby, all terms, conditions and provisions of the Original Agreement shall continue in full force and
effect. This Amendment shall be deemed to be and construed as part of the Original Agreement, and the Original Agreement shall be deemed to be and be construed as part of this 

  

 6 

	 	 
Amendment; provided, however, that in the event of any inconsistency or conflict between the Original Agreement and this Amendment, the terms, conditions and
provisions of this Amendment shall govern and control. 

  

	5.	Counterparts. This Amendment may be executed in one or more counterparts and by different parties on separate counterparts, each of which will be deemed an original, but all
of which will constitute one and the same instrument. The parties agree that this Amendment shall be legally binding upon the electronic transmission, including by facsimile or email, by each party of a signed signature page hereof to the other
party. 

 [Signature Page Follows] 
  

 7 

 IN WITNESS WHEREOF, NCM Inc., NCM LLC, the Founding Members, and the ESA Parties have duly executed this
Amendment effective as of the Effective Date. 
  

									
	NATIONAL CINEMEDIA, INC.	 		 	NATIONAL CINEMEDIA, LLC
				
		 		 	By: 	 	 NATIONAL CINEMEDIA, INC.
 as Managing Member

					
	By: 	 	/s/ Gary W. Ferrera	 		 	By: 	 	/s/ Gary W. Ferrera
	Name: 	 	Gary W. Ferrera	 		 	Name: 	 	Gary W. Ferrera
	Title: 	 	EVP & CFO	 		 	Title: 	 	EVP & CFO
	Date: 	 	 	 		 	Date: 	 	 
			
	REGAL CINEMEDIA HOLDINGS, LLC	 		 	REGAL CINEMAS, INC.
					
	By: 	 	/s/ Peter Brandow	 		 	By: 	 	/s/ Peter Brandow
	Name: 	 	Peter Brandow	 		 	Name: 	 	Peter Brandow
	Title: 	 	Executive VP, Sec. & General Counsel	 		 	Title: 	 	Executive VP, Sec. & General Counsel
	Date: 	 	 	 		 	Date: 	 	 
			
	CINEMARK MEDIA, INC.	 		 	CINEMARK USA, INC.
					
	By: 	 	/s/ Michael Cavalier	 		 	By: 	 	/s/ Alan W. Stock
	Name: 	 	Michael Cavalier	 		 	Name: 	 	Alan W. Stock
	Title: 	 	SVP – General Counsel	 		 	Title: 	 	Chief Executive Officer
	Date: 	 	8/20/07	 		 	Date: 	 	8/20/07
				
	AMERICAN MULTI-CINEMA, INC.	 		 		 	
					
	By: 	 	/s/ Brooks Rainer	 		 		 	
	Name: 	 	Brooks Rainer	 		 		 	
	Title: 	 	Vice President	 		 		 	
	Date: 	 	8/10/07	 		 		 	

 [Signature Page to First Amendment to Tax Receivable Agreement] 
  

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