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Exhibit 10.1  

  
      CORILLIAN CORPORATION
       2000 STOCK INCENTIVE COMPENSATION PLAN
  (as Amended and Restated on October 24, 2000)
       SECTION 1. PURPOSE         

    The purpose of the Corillian Corporation 2000 Stock Incentive Compensation Plan (the "Plan") is to enhance the long-term shareholder value of Corillian
Corporation, an Oregon corporation (the "Company"), by offering opportunities to selected persons to participate in the Company's growth and success, and to encourage them to remain in the service of
the Company and its Related Corporations (as defined in Section 2) and to acquire and maintain stock ownership in the Company. 

  SECTION 2. DEFINITIONS         

    For purposes of the Plan, the following terms shall be defined as set forth below: 

    "Award" means an award or grant made pursuant to the Plan, including, without limitation, awards or grants of Stock Awards and Options,
or any combination of the foregoing. 

    "Board" means the Board of Directors of the Company. 

    "Cause" means dishonesty, fraud, misconduct, unauthorized use or disclosure of confidential information or trade secrets, or conviction
or confession of a crime punishable by law (except minor violations), in each case as determined by the Plan Administrator, and its determination shall be conclusive and binding. 

    "Code" means the Internal Revenue Code of 1986, as amended from time to time. 

    "Common Stock" means the common stock, no par value, of the Company. 

    "Corporate Transaction" has the meaning set forth in Section 12.3. 

    "Disability," unless otherwise defined by the Plan Administrator, means a mental or
physical impairment of the Participant that is expected to result in death or that has lasted or is expected to last for a continuous period of 12 months or more and that causes the Participant to be
unable, in the opinion of the Company, to perform his or her duties for the Company or a Related Corporation and to be engaged in any substantial gainful activity. 

    Effective Date" has the meaning set forth in Section 16. 

    "Exchange Act" means the Securities Exchange Act of 1934, as amended. 

    "Fair Market Value" shall be as established in good faith by the Plan Administrator or (a) if the Common Stock is listed on the Nasdaq
National Market, the closing sales price for the Common Stock as reported by the Nasdaq National Market for a single trading day or (b) if the Common Stock is listed on the New York Stock Exchange or
the American Stock Exchange, the closing sales price for the Common Stock as such price is officially quoted in the composite tape of transactions on such exchange for a single trading day. If there
is no such reported price for the Common Stock for the date in question, then such price on the last preceding date for which such price exists shall be determinative of Fair Market Value. 

    "Grant Date" means the date on which the Plan Administrator completes the corporate action relating to the grant of an Award and all
conditions precedent to the grant have been satisfied, provided that conditions to the exercisability or vesting of Awards shall not defer the Grant Date. 

    "Incentive Stock Option" means an Option to purchase Common Stock granted under Section 7 with the intention that it qualify as
an "incentive stock option" as that term is defined in Section 422 of the Code. 

    "Nonqualified Stock Option" means an Option to purchase Common Stock granted under Section 7 other than an Incentive Stock
Option. 

    "Option" means the right to purchase Common Stock granted under Section 7. 

    "Option Term" has the meaning set forth in Section 7.3. 

    "Parent," except as otherwise provided in Section 8.3 in connection with
Incentive Stock Options, means any entity, whether now or hereafter existing, that directly or indirectly controls the Company. 

    "Participant" means (a) the person to whom an Award is granted; (b) for a Participant who has died, the personal representative of the
Participant's estate, the person(s) to whom the Participant's rights under the Award have passed by will or by the applicable laws of descent and distribution, or the beneficiary designated in
accordance with Section 11; or (c) the person(s) to whom an Award has been transferred in accordance with Section 11. 

    "Plan Administrator" means the Board or any committee or committees designated by the Board. 

    "Related Corporation" means any Parent or Subsidiary of the Company. 

    "Retirement" means retirement as of the individual's normal retirement date under the Company's 401(k) plan or other similar successor
plan applicable to salaried employees, unless otherwise defined by the Plan Administrator from time to time for purposes of the Plan. 

    "Securities Act" means the Securities Act of 1933, as amended. 

    "Stock Award" means shares of Common Stock or units denominated in Common Stock granted under Section 9, the rights of ownership
of which may be subject to restrictions prescribed by the Plan Administrator. 

    "Subsidiary," except as otherwise provided in Section 8.3 in connection with
Incentive Stock Options, means any entity that is directly or indirectly controlled by the Company. 

    "Successor Corporation" has the meaning set forth in Section 12.3. 

    "Termination Date" has the meaning set forth in Section 7.6. 

  SECTION 3. ADMINISTRATION         

3.1  Plan Administrator  

    The Plan shall be administered by the Board and/or a committee or committees (which term includes subcommittees) appointed by, and consisting of two or more
members of, the Board (a "Plan Administrator"). If and so long as the Common Stock is registered under Section 12(b) or 12(g) of the Exchange Act, the Board shall consider in selecting the
members of any committee acting as Plan Administrator, with respect to any persons subject or likely to become subject to Section 16 of the Exchange Act, the provisions regarding (a) "outside
directors" as contemplated by Section 162(m) of the Code and (b) "nonemployee directors" as contemplated by Rule 16b-3 under the Exchange Act. Notwithstanding the foregoing, the Board may
delegate the responsibility for administering the Plan with respect to designated classes of eligible persons to different committees consisting of two or more members of the Board, subject to such
limitations as the Board deems appropriate. Committee members shall serve for such term as the Board may determine, subject to removal by the Board at any time. To the extent consistent with
applicable law, the Board may authorize one or more officers of the
Company to grant Awards to designated classes of eligible persons, within the limits specifically prescribed by the Board. 

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3.2  Administration and Interpretation by Plan Administrator  

    Except for the terms and conditions explicitly set forth in the Plan, the Plan Administrator shall have exclusive authority, in its discretion, to determine
all matters relating to Awards under the Plan, including the selection of individuals to be granted Awards, the type of Awards, the number of shares of Common Stock subject to an Award, all terms,
conditions, restrictions and limitations, if any, of an Award and the terms of any instrument that evidences the Award. The Plan Administrator shall also have exclusive authority to interpret the Plan
and the terms of any instrument evidencing the Award and may from time to time adopt and change rules and regulations of general application for the Plan's administration. The Plan Administrator's
interpretation of the Plan and its rules and regulations, and all actions taken and determinations made by the Plan Administrator pursuant to the Plan, shall be conclusive and binding on all parties
involved or affected. The Plan Administrator may delegate administrative duties to such of the Company's officers as it so determines. 

  SECTION 4. STOCK SUBJECT TO THE PLAN         

4.1  Authorized Number of Shares  

    Subject to adjustment from time to time as provided in Section 12.1, the number of shares of Common Stock that shall be available for issuance under the
Plan shall be: 

    (a) 6,000,000
shares plus; 

    (b) an
annual increase to be added on the first day of the Company's fiscal year beginning in 2002 equal to the lesser of (i) 600,000 shares and (ii) 1% of the adjusted
average common shares outstanding of
the Company used to calculate fully diluted earnings per share as reported in the Annual Report to shareholders for the preceding year; provided that any shares from any such increases in previous
years that are not actually issued shall be added to the aggregate number of shares available for issuance under the Plan; plus 

    (c) any
authorized shares subject to outstanding awards under the Company's 1997 Stock Option Plan (as amended and restated April 15, 1999) (the "Prior Plan") on the
Effective Date that cease to be subject to such awards (other than by reason of exercise or payment of the awards to the extent they are exercised for or settled in shares), which shares shall cease,
as of the date of shareholder approval of the Plan, to be available be available for grant and issuance under the Prior Plans, but shall be available for issuance under the Plan. 

    Shares
issued under the Plan shall be drawn from authorized and unissued shares or shares now held or subsequently acquired by the Company 

4.2  Reuse of Shares  

    Any shares of Common Stock that have been made subject to an Award that cease to be subject to the Award (other than by reason of exercise or payment of the
Award to the extent it is exercised for or settled in vested and nonforfeitable shares) shall again be available for issuance in connection with future grants of Awards under the Plan. 

  SECTION 5. ELIGIBILITY         

    Awards may be granted under the Plan to those officers, directors and employees of the Company and its Related Corporations as the Plan Administrator from time
to time selects. Awards may also be made to consultants, agents, advisors and independent contractors who provide services to the Company and its Related Corporations; provided, however, that such
Participants render bona fide services that are not in connection with the offer and sale of the Company's securities in a capital- 

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raising transaction and do not directly or indirectly promote or maintain a market for the Company's securities. 

  SECTION 6. AWARDS         

6.1  Form and Grant of Awards  

    The Plan Administrator shall have the authority, in its sole discretion, to determine the type or types of Awards to be made under the Plan. Such Awards may
include, but are not limited to, Incentive Stock Options, Nonqualified Stock Options and Stock Awards. Awards may be granted singly or in combination. 

6.2  Settlement of Awards  

    The Company may settle Awards through the delivery of shares of Common Stock, cash payments, the granting of replacement Awards or any combination thereof as
the Plan Administrator shall determine. Any Award settlement, including payment deferrals, may be subject to such conditions, restrictions and contingencies as the Plan Administrator shall determine.
The Plan Administrator may permit or require the deferral of any Award payment, subject to such rules and procedures as it may establish, which may include provisions for the payment or crediting of
interest, or dividend equivalents, including converting such credits into deferred stock equivalents. The Plan Administrator may at any time offer to buy out, for a payment in cash or Common Stock, an
Award previously granted based on such terms and conditions as the Plan Administrator shall establish and communicate to the Participant at the time such offer is made. 

6.3  Acquired Company Awards  

    Notwithstanding anything in the Plan to the contrary, the Plan Administrator may grant Awards under the Plan in substitution for awards issued under other
plans, or assume under the Plan awards issued under other plans, if the other plans are or were plans of other acquired entities ("Acquired Entities") (or the parent of the Acquired Entity) and the
new Award is substituted, or the old award is assumed, by reason of a merger, consolidation, acquisition of property or stock, reorganization or liquidation (the "Acquisition Transaction"). In the
event that a written agreement pursuant to which the Acquisition Transaction is completed is approved by the Board and said agreement sets forth the terms and
conditions of the substitution for or assumption of outstanding awards of the Acquired Entity, said terms and conditions shall be deemed to be the action of the Plan Administrator without any further
action by the Plan Administrator, except as may be required for compliance with Rule 16b-3 under the Exchange Act, and the persons holding such awards shall be deemed to be Participants. 

  SECTION 7. AWARDS OF OPTIONS         

7.1  Grant of Options  

    The Plan Administrator is authorized under the Plan, in its sole discretion, to issue Options as Incentive Stock Options or as Nonqualified Stock Options,
which shall be appropriately designated. 

7.2  Option Exercise Price  

    The exercise price for shares purchased under an Option shall be as determined by the Plan Administrator, but shall not be less than 100% of the Fair Market
Value of the Common Stock on the Grant Date with respect to Incentive Stock Options. For Incentive Stock Options granted to a more than 10% shareholder, the Option exercise price shall be as specified
in Section 8.2. 

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7.3  Term of Options  

    The term of each Option (the "Option Term") shall be as established by the Plan Administrator or, if not so established, shall be ten years from the Grant
Date. For Incentive Stock Options, the maximum Option Term shall be as specified in Sections 8.2 and 8.4. 

7.4  Exercise of Options  

    The Plan Administrator shall establish and set forth in each instrument that evidences an Option the time at which, or the installments in which, the Option
shall vest and become exercisable, which provisions may be waived or modified by the Plan Administrator at any time. If not so established in the instrument evidencing the Option, the Option shall
vest and become exercisable according to the following schedule, which may be waived or modified by the Plan Administrator at any time: 

	Period of Participant's Continuous Employment or Service With the Company or Its Related Corporations From the Option Grant Date	 	Percent of Total Option That Is Vested and Exercisable
	 
 After 1 year	 
 	 

1/4
	 

Each additional three-month period of continuous service completed thereafter	 
 	 

An additional 1/16
	 

After 4 years	 
 	 

100%

    The
Plan Administrator may adjust the vesting schedule of an Option held by a Participant who works less than "full-time" as that term is defined by the Plan Administrator. 

    To
the extent that an Option has vested and become exercisable, the Option may be exercised from time to time by delivery to the Company of a written stock option exercise agreement
or notice, in a form and in accordance with procedures established by the Plan Administrator, setting forth the number of shares with respect to which the Option is being exercised, the restrictions
imposed on the shares purchased under such exercise agreement, if any, and such representations and agreements as may be required by the Plan Administrator, accompanied by payment in full as described
in Section 7.5. An Option may not be exercised for less than a reasonable number of shares at any one time, as determined by the Plan Administrator. 

7.5  Payment of Exercise Price  

    The exercise price for shares purchased under an Option shall be paid in full to the Company by delivery of consideration equal to the product of the Option
exercise price and the number of shares purchased. Such consideration must be paid in cash or by check or, unless the Plan Administrator in its
sole discretion determines otherwise, either at the time the Option is granted or at any time before it is exercised, in any combination of 

    (a) cash
or check; 

    (b) tendering
(either actually or, if and so long as the Common Stock is registered under Section 12(b) or 12(g) of the Exchange Act, by attestation) shares of
Common Stock already owned by the Participant for at least six months (or any shorter period necessary to avoid a charge to the Company's earnings for financial reporting purposes) having a Fair
Market Value on the day prior to the exercise date equal to the aggregate Option exercise price; 

    (c) if
and so long as the Common Stock is registered under Section 12(b) or 12(g) of the Exchange Act, delivery of a properly executed exercise notice, together
with irrevocable instructions, to (i) a brokerage firm designated by the Company to deliver promptly to the Company the aggregate 

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amount of sale or loan proceeds to pay the Option exercise price and any withholding tax obligations that may arise in connection with the exercise and (ii) the Company to deliver the certificates for
such purchased shares directly to such brokerage firm, all in accordance with the regulations of the Federal Reserve Board; or 

    (d) such
other consideration as the Plan Administrator may permit. 

    In
addition, to assist a Participant (including a Participant who is an officer or a director of the Company) in acquiring shares of Common Stock pursuant to an Award granted under
the Plan, the Plan Administrator, in its sole discretion, may authorize, either at the Grant Date or at any time before the acquisition of Common Stock pursuant to the Award, (i) the payment by a
Participant of a full-recourse promissory note, (ii) the payment by the Participant of the purchase price, if any, of the Common Stock in installments, or (iii) the guarantee by the Company of a
full-recourse loan obtained by the Participant from a third party. Subject to the foregoing, the Plan Administrator shall in its sole discretion specify the terms of any loans, installment payments or
loan guarantees, including the interest rate and terms of and security for repayment. 

7.6  Post-Termination Exercises  

    The Plan Administrator shall establish and set forth in each instrument that evidences an Option whether the Option shall continue to be exercisable, and the
terms and conditions of such exercise, if a Participant ceases to be employed by, or to provide services to, the Company or its Related Corporations, which provisions may be waived or modified by the
Plan Administrator at any time. If not so established in the instrument evidencing the Option, the Option shall be exercisable according to the following terms and conditions, which may be waived or
modified by the Plan Administrator at any time: 

    (a) Any
portion of an Option that is not vested and exercisable on the date of termination of the Participant's employment or service relationship (the "Termination
Date") shall expire on such date. 

    (b) Any
portion of an Option that is vested and exercisable on the Termination Date shall expire upon the earliest to occur of 

     (i) the
last day of the Option Term; 

    (ii) if
the Participant's Termination Date occurs for reasons other than Cause, death, Disability, or Retirement, the three-month anniversary of such Termination Date;
and 

    (iii) if
the Participant's Termination Date occurs by reason of death, Disability or Retirement, the one-year anniversary of such Termination Date. 

    Notwithstanding
the foregoing, if the Participant dies after the Termination Date while the Option is otherwise exercisable, the portion of the Option that is vested and exercisable
on such Termination Date shall expire upon the earlier to occur of (y) the last day of the Option Term and (z) the first anniversary of the date of death, unless the Plan Administrator determines
otherwise. 

    Also
notwithstanding the foregoing, in case of termination of the Participant's employment or service relationship for Cause, the Option shall automatically expire upon first
notification to the Participant of
such termination, unless the Plan Administrator determines otherwise. If a Participant's employment or service relationship with the Company is suspended pending an investigation of whether the
Participant shall be terminated for Cause, all the Participant's rights under any Option likewise shall be suspended during the period of investigation. 

    A
Participant's transfer of employment or service relationship between or among the Company and its Related Corporations, or a change in status from an employee to a consultant,
agent, advisor or independent contractor, shall not be considered a termination of employment or service relationship for 

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purposes of this Section 7. The effect of a Company-approved leave of absence on the terms and conditions of an Option shall be determined by the Plan Administrator, in its sole discretion. 

  SECTION 8. INCENTIVE STOCK OPTION LIMITATIONS         

    To the extent required by Section 422 of the Code, Incentive Stock Options shall be subject to the following additional terms and conditions: 

8.1  Dollar Limitation  

    To the extent the aggregate Fair Market Value (determined as of the Grant Date) of Common Stock with respect to which Incentive Stock Options are exercisable
for the first time during any calendar year (under the Plan and all other stock option plans of the Company) exceeds $100,000, such portion in excess of $100,000 shall be treated as a Nonqualified
Stock Option. In the event the Participant holds two or more such Options that become exercisable for the first time in the same calendar year, such limitation shall be applied on the basis of the
order in which such Options are granted. 

8.2  More Than 10% Shareholders  

    If an individual owns more than 10% of the total voting power of all classes of the Company's stock, then the exercise price per share of an Incentive Stock
Option shall not be less than 110% of the Fair
Market Value of the Common Stock on the Grant Date and the Option Term shall not exceed five years. The determination of more than 10% ownership shall be made in accordance with Section 422 of
the Code. 

8.3  Eligible Employees  

    Individuals who are not employees of the Company or one of its parent corporations or subsidiary corporations may not be granted Incentive Stock Options. For
purposes of this Section 8.3, "parent corporation" and "subsidiary corporation" shall have the meanings attributed to those terms for purposes of Section 422 of the Code. 

8.4  Term  

    Subject to Section 8.2, the Option Term shall not exceed ten years. 

8.5  Exercisability  

    An Option designated as an Incentive Stock Option shall cease to qualify for favorable tax treatment as an Incentive Stock Option to the extent it is exercised
(if permitted by the terms of the Option) (a) more than three months after the Termination Date for reasons other than death or Disability, (b) more than one year after the Termination Date by reason
of Disability, or (c) after the Participant has been on leave of absence for more than 90 days, unless the Participant's reemployment rights are guaranteed by statute or contract. 

    For
purposes of this Section 8.5, Disability shall mean "disability" as that term is defined for purposes of Section 422 of the Code. 

8.6  Taxation of Incentive Stock Options  

    In order to obtain certain tax benefits afforded to Incentive Stock Options under Section 422 of the Code, the Participant must hold the shares issued
upon the exercise of an Incentive Stock Option for two years after the Grant Date and one year from the date of exercise. A Participant may be subject to the alternative minimum tax at the time of
exercise of an Incentive Stock Option. The 

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Participant shall give the Company prompt notice of any disposition of shares acquired by the exercise of an Incentive Stock Option prior to the expiration of such holding periods. 

8.7  Promissory Notes  

    The amount of any promissory note delivered pursuant to Section 7.5 in connection with an Incentive Stock Option shall bear interest at a rate specified
by the Plan Administrator, but in no case less than the rate required to avoid imputation of interest (taking into account any exceptions to the imputed interest rules) for federal income tax
purposes. 

  SECTION 9. STOCK AWARDS         

9.1  Grant of Stock Awards  

    The Plan Administrator is authorized to make Awards of Common Stock or Awards denominated in units of Common Stock on such terms and conditions and subject to
such restrictions, if any (which may be based on continuous service with the Company or the achievement of performance goals), as the Plan Administrator shall determine, in its sole discretion, which
terms, conditions and restrictions shall be set forth in the instrument evidencing the Award. The terms, conditions and restrictions that the Plan Administrator shall have the power to determine shall
include, without limitation, the manner in which shares subject to Stock Awards are held during the periods they are subject to restrictions and
the circumstances under which forfeiture of the Stock Award shall occur by reason of termination of the Participant's employment or service relationship. 

9.2  Issuance of Shares  

    Upon the satisfaction of any terms, conditions and restrictions prescribed in respect to a Stock Award, or upon the Participant's release from any terms,
conditions and restrictions of a Stock Award, as determined by the Plan Administrator, the Company shall release, as soon as practicable, to the Participant or, in the case of the Participant's death,
to the personal representative of the Participant's estate or as the appropriate court directs, the appropriate number of shares of Common Stock. 

9.3  Waiver of Restrictions  

    Notwithstanding any other provisions of the Plan, the Plan Administrator may, in its sole discretion, waive the forfeiture period and any other terms,
conditions or restrictions on any Stock Award under such circumstances and subject to such terms and conditions as the Plan Administrator shall deem appropriate. 

  SECTION 10. WITHHOLDING         

    The Company may require the Participant to pay to the Company the amount of any withholding taxes that the Company is required to withhold with respect to the
grant, vesting or exercise of any Award. Subject to the Plan and applicable law, the Plan Administrator may, in its sole discretion, permit the Participant to satisfy withholding obligations, in whole
or in part, (a) by paying cash, (b) by electing to have the Company withhold shares of Common Stock (up to the minimum required federal tax withholding rate) or (c) by transferring to the Company
shares of Common Stock (already owned by the Participant for the period necessary to avoid a charge to the Company's earnings for financial reporting purposes), in such amounts as are equivalent to
the Fair Market Value of the withholding obligation. The Company shall have the right to withhold from any Award or any shares of Common Stock issuable pursuant to an Award or from any cash amounts
otherwise due or to become due from the Company to the Participant an amount equal to such taxes. The Company may also deduct from any Award any other amounts due from the Participant to the Company
or a Related Corporation. 

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  SECTION 11. ASSIGNABILITY         

    Awards granted under the Plan and any interest therein may not be assigned, pledged or transferred by the Participant and may not be made subject to attachment
or similar proceedings otherwise than by will or by the applicable laws of descent and distribution, and, during the Participant's lifetime, such Awards may be exercised only by the Participant.
Notwithstanding the foregoing, and to the extent permitted by Section 422 of the Code, the Plan Administrator, in its sole discretion, may permit such assignment, transfer and exercisability
and may permit a Participant to designate a beneficiary who may exercise the Award or receive compensation under the Award after the Participant's death; provided, however, that any Award so assigned
or transferred shall be subject to all the same terms and conditions contained in the instrument evidencing the Award. 

  SECTION 12. ADJUSTMENTS         

12.1  Adjustment of Shares  

    In the event that, at any time or from time to time, a stock dividend, stock split, spin-off, combination or exchange of shares, recapitalization, merger,
consolidation, distribution to shareholders other than a normal cash dividend, or other change in the Company's corporate or capital structure results in (a) the outstanding shares, or any securities
exchanged therefor or received in their place, being exchanged for a different number or class of securities of the Company or of any other corporation or (b) new, different or additional securities
of the Company being received by the holders of shares of Common Stock of the Company, then the Plan Administrator shall make proportional adjustments in (i) the maximum number and kind of securities
subject to the Plan as set forth in Section 4.1 and (ii) the number and kind of securities that are subject to any outstanding Award and the per share price of such securities, without any
change in the aggregate price to be paid therefor. The determination by the Plan Administrator as to the terms of any of the foregoing adjustments shall be conclusive and binding. Notwithstanding the
foregoing, a dissolution or liquidation of the Company or a Corporate Transaction shall not be governed by this Section 12.1 but shall be governed by Section 12.2 and 12.3, respectively. 

12.2  Dissolution or Liquidation  

    In the event of the proposed dissolution or liquidation of the Company, the Plan Administrator shall notify each Participant as soon as practicable prior to
the effective date of such proposed transaction. The Plan Administrator in its discretion may permit a Participant to exercise an Option until ten days prior to such transaction with respect to all
vested and exercisable shares of Common Stock covered thereby and with respect to such number of unvested shares as the Plan Administrator shall determine. In addition, the Plan Administrator may
provide that any forfeiture provision or Company repurchase option applicable to any Award shall lapse as to such number of shares as the Plan Administrator shall determine, contingent upon the
occurrence of the proposed dissolution or liquidation at the time and in the manner contemplated. To the extent an Option has not been previously exercised, the Option shall terminate automatically
immediately prior to the consummation of the proposed action. To the extent a forfeiture provision applicable to a Stock Award has not been waived by the Plan Administrator, the Stock Award shall be
forfeited automatically immediately prior to the consummation of the proposed action. 

12.3  Corporate Transaction  

    (a) In
the event of a Corporate Transaction, except as otherwise provided in the instrument evidencing an Option and except as provided in subsection (b) below, each
outstanding Option shall be assumed or an equivalent option or right substituted by the surviving corporation, the successor corporation or its parent corporation, as applicable (the "Successor
Corporation"). 

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    (b) If in the event of a Corporate Transaction the Successor Corporation refuses to assume or substitute for an Option, then each such outstanding Option shall become
fully vested and exercisable with respect to 100% of the unvested portion of the Option. In such case, the Plan Administrator shall notify the Participant in writing or electronically that the
unvested portion of the Option specified above shall be fully vested and exercisable for a specified time period. At the expiration of the time period, the Option shall terminate, provided that the
Corporate Transaction is consummated. 

    (c) For
the purposes of this Section 12.3, the Option shall be considered assumed or substituted for if following the Corporate Transaction the option or right
confers the right to purchase or receive, for
each share of Common Stock subject to the Option immediately prior to the Corporate Transaction, the consideration (whether stock, cash, or other securities or property) received in the Corporate
Transaction by holders of Common Stock for each share held on the effective date of the transaction (and if holders were offered a choice of consideration, the type of consideration chosen by the
holders of a majority of the outstanding shares); provided, however, that if such consideration received in the Corporate Transaction is not solely common stock of the Successor Corporation, the Plan
Administrator may, with the consent of the Successor Corporation, provide for the consideration to be received upon the exercise of the Option, for each share of Common Stock subject thereto, to be
solely common stock of the Successor Corporation substantially equal in fair market value to the per share consideration received by holders of Common Stock in the Corporate Transaction. The
determination of such substantial equality of value of consideration shall be made by the Plan Administrator and its determination shall be conclusive and binding. 

    "Corporate Transaction" means any of the following events: 

    (a) Consummation
of any merger or consolidation of the Company with or into another corporation; or 

    (b) Consummation
of any sale, lease, exchange or other transfer in one transaction or a series of related transactions of all or substantially all the Company's
outstanding securities or substantially all the Company's assets other than a transfer of the Company's assets to a majority-owned subsidiary corporation (as defined in Section 8.3) of the
Company; or 

    (c) Acquisition
by a person, within the meaning of Section 3(a)(9) or of Section 13(d)(3) (as in effect on the date of adoption of the Plan) of the
Exchange Act of a majority or more of the Company's outstanding voting securities (whether directly or indirectly, beneficially or of record). Ownership of voting securities shall take into account
and shall include ownership as determined by applying Rule 13d-3(d)(1)(i) (as in effect on the date of adoption of the Plan) under the Exchange Act. 

12.4  Further Adjustment of Awards  

    Subject to Section 12.2 and 12.3, the Plan Administrator shall have the discretion, exercisable at any time before a sale, merger, consolidation,
reorganization, liquidation or change in control of the Company, as defined by the Plan Administrator, to take such further action as it determines to be necessary or advisable, and fair and equitable
to the Participants, with respect to Awards. Such authorized action may include (but shall not be limited to) establishing, amending or waiving the type,
terms, conditions or duration of, or restrictions on, Awards so as to provide for earlier, later, extended or additional time for exercise, lifting restrictions and other modifications, and the Plan
Administrator may take such actions with respect to all Participants, to certain categories of Participants or only to individual Participants. The Plan Administrator may take such action before or
after granting Awards to which the action relates and before or after any public announcement with respect to such sale, merger, consolidation, reorganization, liquidation or change in control that is
the reason for such action. 

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12.5  Limitations  

    The grant of Awards shall in no way affect the Company's right to adjust, reclassify, reorganize or otherwise change its capital or business structure or to
merge, consolidate, dissolve, liquidate or sell or transfer all or any part of its business or assets. 

12.6  Fractional Shares  

    In the event of any adjustment in the number of shares covered by any Award, each such Award shall cover only the number of full shares resulting from such
adjustment. 

  SECTION 13. MARKET STANDOFF         

    In connection with any underwritten public offering by the Company of its equity securities pursuant to an effective registration statement filed under the
Securities Act, including the Company's initial public offering, a person shall not sell, make any short sale of, loan, hypothecate, pledge, grant any option for the purchase of, or otherwise dispose
of or transfer for value or otherwise agree to engage in any of the foregoing transactions with respect to any shares issued pursuant to an Award granted under the Plan without the prior written
consent of the Company or its underwriters. Such limitations shall be in effect for such period of time as may be requested by the Company or such underwriters and agreed to by the Company's officers
and directors with respect to their shares; provided, however, that in no event shall such period exceed 180 days. The limitations of this paragraph shall in all events terminate two years after the
effective date of the Company's initial public offering. Holders of shares issued
pursuant to an Award granted under the Plan shall be subject to the market standoff provisions of this paragraph only if the officers and directors of the Company are also subject to similar
arrangements. 

    In
the event of any stock split, stock dividend, recapitalization, combination of shares, exchange of shares or other change affecting the Company's outstanding Common Stock effected
as a class without the Company's receipt of consideration, any new, substituted or additional securities distributed with respect to the purchased shares shall be immediately subject to the provisions
of this Section 13, to the same extent the purchased shares are at such time covered by such provisions. 

    In
order to enforce the limitations of this Section 13, the Company may impose stop-transfer instructions with respect to the purchased shares until the end of the applicable
standoff period. 

  SECTION 14. AMENDMENT AND TERMINATION OF PLAN         

14.1  Amendment of Plan  

    The Plan may be amended only by the Board in such respects as it shall deem advisable; provided, however, that to the extent required for compliance with
Section 422 of the Code or any applicable law or regulation, shareholder approval shall be required for any amendment that would (a) increase the total number of shares available for issuance
under the Plan, (b) modify the class of persons eligible to receive Options, or (c) otherwise require shareholder approval under any applicable law or regulation. Any amendment made to the Plan that
would constitute a "modification" to Incentive Stock Options outstanding on the date of such amendment shall not, without the consent of the Participant, be applicable to such outstanding Incentive
Stock Options but shall have prospective effect only. 

14.2  Termination of Plan  

    The Board may suspend or terminate the Plan at any time. Unless sooner terminated as provided herein, the Plan shall terminate ten years after the earlier of
the Plan's adoption by the Board and approval by the shareholders. 

11

14.3  Consent of Participant  

    The amendment or termination of the Plan or the amendment of an outstanding Award shall not, without the Participant's consent, impair or diminish any rights
or obligations under any Award theretofore granted to the Participant under the Plan. Any change or adjustment to an outstanding Incentive Stock Option shall not, without the consent of the
Participant, be made in a manner so as to constitute a "modification" that would cause such Incentive Stock Option to fail to continue to qualify as an Incentive Stock Option. Notwithstanding the
foregoing, any adjustments made pursuant to Section 12 shall not be subject to these restrictions. 

  SECTION 15. GENERAL         

15.1  Evidence of Awards  

    Awards granted under the Plan shall be evidenced by a written instrument that shall contain such terms, conditions, limitations and restrictions as the Plan
Administrator shall deem advisable and that are not inconsistent with the Plan. 

15.2  No Individual Rights  

    Nothing in the Plan or any Award granted under the Plan shall be deemed to constitute an employment contract or confer or be deemed to confer on any
Participant any right to continue in the employ of, or to continue any other relationship with, the Company or any Related Corporation or limit in any way the right of the Company or any Related
Corporation to terminate a Participant's employment or other relationship at any time, with or without Cause. 

15.3  Registration  

    Notwithstanding any other provision of the Plan, the Company shall have no obligation to issue or deliver any shares of Common Stock under the Plan or make any
other distribution of benefits under the Plan unless such issuance, delivery or distribution would comply with all applicable laws (including, without limitation, the requirements of the Securities
Act), and the applicable requirements of any securities exchange or similar entity. 

    The
Company shall be under no obligation to any Participant to register for offering or resale or to qualify for exemption under the Securities Act, or to register or qualify under
state securities laws, any shares of Common Stock, security or interest in a security paid or issued under, or created by, the Plan, or to continue in effect any such registrations or qualifications
if made. The Company may issue certificates for shares with such legends and subject to such restrictions on transfer and stop-transfer instructions as counsel for the Company deems necessary or
desirable for compliance by the Company with federal and state securities laws. 

    To
the extent that the Plan or any instrument evidencing an Award provides for issuance of stock certificates to reflect the issuance of shares of Common Stock, the issuance may be
effected on a noncertificated basis, to the extent not prohibited by applicable law or the applicable rules of any stock exchange. 

15.4  No Rights as a Shareholder  

    No Option or Stock Award denominated in units shall entitle the Participant to any cash dividend, voting or other right of a shareholder unless and until the
date of issuance under the Plan of the shares that are the subject of such Award. 

12

15.5  Compliance With Laws and Regulations  

    Notwithstanding anything in the Plan to the contrary, the Plan Administrator, in its sole discretion, may bifurcate the Plan so as to restrict, limit or
condition the use of any provision of the Plan to Participants who are officers or directors subject to Section 16 of the Exchange Act without so restricting, limiting or conditioning the Plan
with respect to other Participants. Additionally, in interpreting and applying the provisions of the Plan, any Option granted as an Incentive Stock Option pursuant to the Plan shall, to the extent
permitted by law, be construed as an "incentive stock option" within the meaning of Section 422 of the Code. 

15.6  Participants in Foreign Countries  

    The Plan Administrator shall have the authority to adopt such modifications, procedures and subplans as may be necessary or desirable to comply with provisions
of the laws of foreign countries in which the Company or its Related Corporations may operate to assure the viability of the benefits from Awards granted to Participants employed in such countries and
to meet the objectives of the Plan. 

15.7  No Trust or Fund  

    The Plan is intended to constitute an "unfunded" plan. Nothing contained herein shall require the Company to segregate any monies or other property, or shares
of Common Stock, or to create any trusts, or to make any special deposits for any immediate or deferred amounts payable to any Participant, and no Participant shall have any rights that are greater
than those of a general unsecured creditor of the Company. 

15.8  Severability  

    If any provision of the Plan or any Award is determined to be invalid, illegal or unenforceable in any jurisdiction, or as to any person, or would disqualify
the Plan or any Award under any law deemed applicable by the Plan Administrator, such provision shall be construed or deemed amended to conform to applicable laws, or, if it cannot be so construed or
deemed amended without, in the Plan Administrator's determination, materially altering the intent of the Plan or the Award, such provision
shall be stricken as to such jurisdiction, person or Award, and the remainder of the Plan and any such Award shall remain in full force and effect. 

15.9  Choice of Law  

    The Plan and all determinations made and actions taken pursuant hereto, to the extent not otherwise governed by the laws of the United States, shall be
governed by the laws of the State of Oregon without giving effect to principles of conflicts of laws. 

  SECTION 16. EFFECTIVE DATE         

    The Effective Date is the date on which the Plan is adopted by the Board, so long as it is approved by the Company's shareholders at any time within 12 months
of such adoption. 

13

  PLAN ADOPTION AND AMENDMENTS/ADJUSTMENTS SUMMARY PAGE         

	Date of Board Action
 
	 	Action
	 	Section/Effect of Amendment
	 	Date of Shareholder Approval

	March 2, 2000	 	Initial Plan Adoption	 	 	 	March 27, 2000
	June 2, 2000	 	Amendment	 	3.1	 	N/A
	March 20, 2000	 	Amendment	 	7.2	 	N/A
	October  , 2000	 	Amendment	 	12.3	 	N/A

1

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CORILLIAN CORPORATION 2000 STOCK INCENTIVE COMPENSATION PLAN (as Amended and Restated on October 24, 2000) SECTION 1. PURPOSE

SECTION 2. DEFINITIONS

SECTION 3. ADMINISTRATION

SECTION 4. STOCK SUBJECT TO THE PLAN

SECTION 5. ELIGIBILITY

SECTION 6. AWARDS

SECTION 7. AWARDS OF OPTIONS

SECTION 8. INCENTIVE STOCK OPTION LIMITATIONS

SECTION 9. STOCK AWARDS

SECTION 10. WITHHOLDING

SECTION 11. ASSIGNABILITY

SECTION 12. ADJUSTMENTS

SECTION 13. MARKET STANDOFF

SECTION 14. AMENDMENT AND TERMINATION OF PLAN

SECTION 15. GENERAL

SECTION 16. EFFECTIVE DATE

PLAN ADOPTION AND AMENDMENTS/ADJUSTMENTS SUMMARY PAGEPrepared by MERRILL CORPORATION www.edgaradvantage.com

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Exhibit 10.3  

  
      CORILLIAN CORPORATION
       1997 Stock Option Plan
  (As Amended and Restated October 24, 2000)         

1.  Establishment, Purpose and Definitions.  

    (a) The
Corillian Corporation 1997 Stock Option Plan (the "Plan") was adopted as of October 1, 1997, amended and restated on April 15, 1999 and amended on March 2,
2000, subject to shareholder approval. 

    (b) The
purpose of the Plan is to give employees, directors, officers, consultants and advisors of Corillian Corporation (the "Company") and its affiliates an
opportunity to purchase shares of the Common Stock of the Company (the "Stock"). It is intended that some of the options granted to employees of the Company will qualify as "incentive stock options"
under Section 422 of the Internal Revenue Code as it is now in effect or as it may hereafter be amended (the "Code"). The Plan is adopted in the belief that providing employees, directors,
officers, consultants and advisors of the Company with a stake in the Company's successful operation will act as an incentive to them to expand and improve the profit position of the Company and will
materially aid the Company in obtaining and retaining such persons. 

    (c) The
term "affiliates" means parent or subsidiary corporations as defined in Code Section 425, including parents or subsidiaries which become such after
adoption of the Plan. 

2.  Shares Subject to the Plan.  

    (a) Options
may be granted under the Plan to purchase an aggregate of not more than five million one hundred fifty-two thousand seven hundred eighty-nine (5,152,789)
shares of Stock. Shares subject to the unexercised portion of an option which expires, is surrendered or for any other reason ceases to be exercisable may again be made subject to option under the
Plan. 

    (b) If
there is any change in the Stock through merger, consolidation, reorganization, recapitalization, reincorporation, stock dividend or other change in the
corporate structure of the Company (other than a Corporate Transaction as set forth below), appropriate adjustments shall be made by the Plan Administrator in the aggregate number of shares subject to
the Plan and the number of shares and the price per share subject to outstanding options, to preserve, but not to increase, the benefits of the optionees.(c) In the event of a Corporate Transaction,
except as otherwise provided in the instrument evidencing an Option and except as provided in subsection (b) below, each outstanding Option shall be assumed or an equivalent option or right
substituted by the surviving corporation, the successor corporation or its parent corporation, as applicable (the "Successor Corporation"). 

    (d) If
in the event of a Corporate Transaction the Successor Corporation refuses to assume or substitute for an Option, then each such outstanding Option shall become
fully vested and exercisable with respect to 100% of the unvested portion of the Option. In such case, the Plan Administrator shall notify the Participant in writing or electronically that the
unvested portion of the Option specified above shall be fully vested and exercisable for a specified time period. At the expiration of the time period, the Option shall terminate, provided that the
Corporate Transaction is consummated. 

    (e) For
the purposes of this Section 12.3, the Option shall be considered assumed or substituted for if following the Corporate Transaction the option or right
confers the right to purchase or receive, for each share of Common Stock subject to the Option immediately prior to the Corporate Transaction, the consideration (whether stock, cash, or other
securities or property) received in the Corporate Transaction by holders of Common Stock for each share held on the effective date of the transaction (and if holders were offered a choice of
consideration, the type of consideration chosen by the holders of a majority of the outstanding shares); provided, however, that if such consideration received in the Corporate Transaction is not
solely common stock of the Successor Corporation, the Plan Administrator may, with the consent of the Successor Corporation, provide for the consideration to be 

received upon the exercise of the Option, for each share of Common Stock subject thereto, to be solely common stock of the Successor Corporation substantially equal in fair market value to the per
share consideration received by holders of Common Stock in the Corporate Transaction. The determination of such substantial equality of value of consideration shall be made by the Plan Administrator
and its determination shall be conclusive and binding. 

    "Corporate Transaction" means any of the following events: 

     (i) Consummation
of any merger or consolidation of the Company with or into another corporation; or 

    (ii) Consummation
of any sale, lease, exchange or other transfer in one transaction or a series of related transactions of all or substantially all the Company's
outstanding securities or substantially all the
Company's assets other than a transfer of the Company's assets to a majority-owned subsidiary corporation (as defined in Section 422 of the Code) of the Company; or 

    (iii) Acquisition
by a person, within the meaning of Section 3(a)(9) or of Section 13(d)(3) (as in effect on the date of adoption of this provision of the
Plan) of the Exchange Act of a majority or more of the Company's outstanding voting securities (whether directly or indirectly, beneficially or of record). Ownership of voting securities shall take
into account and shall include ownership as determined by applying Rule 13d-3(d)(1)(i) (as in effect on the date of adoption of this provision of the Plan) under the Exchange Act. 

    "Related Party Transaction" means (a) a merger of the Company in which the holders of shares of Common Stock immediately prior to the
merger hold at least a majority of the shares of Common Stock in the surviving corporation immediately after the merger, (b) a mere reincorporation of the Company or (c) a transaction undertaken for
the sole purpose of creating a holding company. 

3.  Eligibility.  

    (a) The
Plan Administrator shall designate those employees, directors, officers, consultants and advisors of the Company who shall be eligible to have granted to them
the options provided for by the Plan. The Plan Administrator shall also determine, at the time of grant, which options granted to employees of the Company shall be treated as incentive stock options. 

    (b) The
aggregate fair market value (determined at the times the options are granted) of the shares of Stock with respect to which incentive stock options are
exercisable for the first time by an optionee during any calendar year (under all incentive stock option plans of the Company and its affiliates) shall not exceed One Hundred Thousand Dollars
($100,000). 

4.  Administration of the Plan.  

    The Plan shall be administered by the Plan Administrator. The Plan Administrator shall be the Board of Directors and/or a committee or committees (which term
includes subcommittees) appointed by, and consisting of two or more members of, the Board of Directors. The Plan Administrator shall have full power to grant options, construe and interpret the Plan,
prescribe, amend and rescind rules and regulations relating to the Plan and make all other determinations necessary or advisable for administration of the Plan. The Plan Administrator shall exercise
its powers with respect to incentive stock options only in a manner consistent with the meaning of Code Section 422. All decisions, determinations and interpretations of the Plan Administrator
shall be binding on all optionees. 

5.  Terms and Conditions of Options.  

    (a) Each
option granted pursuant to the Plan shall be evidenced by a written agreement (the "Option Agreement") executed by the Company and the optionee, which shall
contain terms and conditions consistent with the terms of the Plan as determined by the Plan Administrator. 

    (b) An
option shall be exercisable, during the lifetime of the optionee, only by the optionee and only during the option period set forth in the Option Agreement. The
option period for an incentive 

stock option shall not extend for more than ten (10) years from the date such option is granted; if, however, the optionee currently holds more than ten percent (10%) of the total combined voting
power of all classes of stock of the Company, such option period shall not extend for more than five (5) years from the date such incentive stock option is granted. 

    (c) The
exercise price of an option shall be not less than the fair market value of the Stock covered by such option on the date such option is granted. However, if the
optionee currently holds more than ten percent (10%) of the total combined voting power of all classes of stock of the Company, the purchase price of an incentive stock option shall be not less than
one hundred ten percent (110%) of the fair market value of the Stock covered by such incentive stock option on the date such option is granted. 

    (d) Options
are not transferable otherwise than by will or the laws of descent and distribution, as set forth in the Option Agreement. 

6.  Use of Proceeds.  

    Proceeds realized from the sale of Stock upon exercise of options granted under the Plan shall constitute general funds of the Company. 

7.  Suspension, Termination or Amendment of the Plan.  

    The Plan Administrator may suspend, terminate or amend the Plan. No action of the Plan Administrator to amend the Plan in any of the following respects shall
be effective without prior shareholder approval: 

    (a) to
increase the maximum number of shares subject to the Plan (except as provided in Subsection 2(b)); or 

    (b) to
make any change in the Plan the effect of which would be to disqualify incentive stock options granted under the Plan from favorable tax treatment as "incentive
stock options" under the Code. 

    The
Plan shall terminate automatically on September 29, 2007, unless terminated prior to such date. No option may be granted during any suspension or after the termination of the
Plan, and no such amendment, suspension or termination of the Plan shall, without the optionee's consent, alter or impair any rights or obligations under any option previously granted under the Plan. 

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CORILLIAN CORPORATION 1997 Stock Option Plan (As Amended and Restated October 24, 2000)

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