Document:

<PAGE>

Section 4.4 Registration Rights Agreement between View Systems, Inc. and Rubin
            Investment Group, dated February 18, 2000

THE SECURITIES REPRESENTED HEREBY HAVE NOT BEEN REGISTERED UNDER THE SECURITIES
ACT OF 1933, AS AMENDED (THE "SECURITIES ACT"). THESE SECURITIES HAVE BEEN
ACQUIRED FOR INVESTMENT AND NOT WITH A VIEW TO DISTRIBUTION OR RESALE, AND MAY
NOT BE MORTGAGED, PLEDGED, HYPOTHECATED OR OTHERWISE TRANSFERRED WITHOUT AN
EFFECTIVE REGISTRATION STATEMENT FOR SUCH SECURITIES UNDER THE SECURITIES ACT,
OR AN OPINION OF COUNSEL SATISFACTORY TO THE COMPANY THAT REGISTRATION IS NOT
REQUIRED UNDER SUCH ACT.

                                    Right to Purchase up to 1,000,000
                                    Shares of Common Stock of View
                                    Systems, Inc.

No.___

                               VIEW SYSTEMS, INC.
                      Second Common Stock Purchase Warrant

            VIEW SYSTEMS, INC., a Florida corporation (the "Company") hereby
certifies that, for value received, RUBIN INVESTMENT GROUP, (the "Holder") or
his successors or registered assigns, is entitled to purchase up to 1,000,000
shares of common stock, par value $.001 per share (the "Common Stock"), of the
Company, at an exercise price of $2.00 per share (the "Purchase Price"),
beginning on the date hereof and until the third anniversary of the date hereof
(the "Expiration Date"), at which time this Warrant shall expire and the Holder
shall have no further rights hereunder.

<PAGE>

            As used herein the following terms, unless the context otherwise
requires, have the following respective meanings:

            (a) The term "Company" shall include View Systems, Inc. and any
corporation that shall succeed to or assume the obligations of View Systems,
Inc. hereunder.

            (b) The term "Public Offering" refers, to an underwritten public
offering of securities of the Company pursuant to an effective registration
statement under the Securities Act covering the offer and sale of such
securities to the public.

            (c) The term "Other Securities" refers to any stock (other than
Common Stock) and other securities of the Company or any other person (corporate
or otherwise), which stock or other securities the holder of the Warrant at any
time shall be entitled to receive, or shall have received, on the exercise of
the Warrant, in lieu of or in addition to Common Stock, or which at any time
shall be issuable or shall have been issued in exchange for or in replacement of
Common Stock or Other Securities.

<PAGE>

          EXERCISE OF WARRANT.

            EXERCISE. This Warrant may be exercised in full or in part or not at
all by the person listed on the corporate records as the owner of this Warrant
hereof by surrender of this Warrant and the subscription form annexed hereto
(duly executed by such holder), to the Company at its principal office,
accompanied by payment, in cash, or by certified or official bank check payable
to the order of the Company, in the amount obtained by multiplying (a) the
number of shares of Common Stock designated by the holder in the subscription
form by (b) the Purchase Price.

            TRUSTEE FOR WARRANT HOLDERS. In the event that a bank or trust
company shall have been appointed as trustee for the holder of the Warrant, such
bank or trust company shall have all the powers and duties of a warrant agent
appointed pursuant to Section 8 and shall accept, in its own name for the
account of the Company or such successor person as may be entitled thereto, all
amounts otherwise payable to the Company or such successor, as the case may be,
on exercise of this Warrant pursuant to this Section 1. The Company shall give
the holder of the Warrant notice of the appointment of any trustee and any
change thereof.

            DELIVERY OF STOCK CERTIFICATES, ETC., ON EXERCISE. As soon as
practicable after the exercise of this Warrant, and in any event within three
(3) days thereafter, the Company at its expense (including the payment by it of
any applicable issue or stamp taxes) will cause to be issued in the name of and
delivered to the holder hereof, or as such holder (upon payment by such holder
of any applicable transfer taxes) may direct, a certificate or certificates for
the number of fully paid and non-assessable shares of Common Stock (or Other
Securities) to which such holder shall be entitled on such exercise, in such
denominations as may be requested by such holder. The Company shall not be
required to issue certificates representing fractions of shares of Common Stock
(or Other Securities) upon the exercise of this Warrant, nor shall it be
required to issue script or pay cash in lieu of fractional interests, it being
the intent of the parties that all fractional interests shall be eliminated by
rounding any fraction up to the nearest whole number of shares of Common Stock
(or Other Securities).

            NO IMPAIRMENT. The Company will not, by amendment of its Certificate
of Incorporation or through any reorganization, transfer of assets,
consolidation, merger, dissolution, or any other similar voluntary action, avoid
or seek to avoid the observance or performance of any of the terms of this
Warrant, but will at all times in good faith assist in the carrying out of all
such terms and in the taking of all such action as may be necessary or
appropriate in order to protect the rights of the holder of the Warrant against
impairment due to such event.

            4. TRANSFER OF WARRANT. Prior to the Expiration Date and subject to
compliance with applicable laws, this Warrant and all rights hereunder are not
transferable by the holders hereof, in whole or in part, at the principal office
of the Company. Any such transfer shall be made upon Surrender of this Warrant
together with the Assignment Form attached hereto properly executed, endorsed
and guaranteed. Notwithstanding the foregoing, the Company may prohibit the
transfer of this Warrant if such transfer is not in compliance with applicable
laws. Only the shares that may be obtained upon exercise of the Warrants may be
transferred and then only in accordance with applicable securities laws.

            5. REGISTER OF WARRANTS. The Company shall maintain, at the
principal office of the Company (or such other office as it may designate by
notice to the holder hereof), a register for the Warrants, in which the Company
shall record the name and address of the person

<PAGE>

in whose name a Warrant has been issued.

            6. REPLACEMENT OF WARRANTS. On receipt of evidence reasonably
satisfactory to the Company of the loss, theft, destruction or mutilation of
this Warrant and, in the case of any such loss, theft or destruction of this
Warrant, on delivery of an indemnity agreement or security reasonably
satisfactory in form and amount to the Company or, in the case of any such
mutilation, on surrender and cancellation of such Warrant, the Company at its
expense will execute and deliver, in lieu thereof, a new Warrant of like tenor.

            7. WARRANT AGENT. The Company may, by written notice to the
registered holder of this Warrant, appoint an agent having an office in New
York, New York, for the purpose of issuing Common Stock (or Other Securities) on
the exercise of the Warrant pursuant to Section 1 and replacing this Warrant
pursuant to Section 6, or any of the foregoing, and thereafter any such
issuance, exchange or replacement, as the case may be, shall be made at such
office by such agent.

            8. REMEDIES. The Company stipulates that the remedies at law of the
holder of this Warrant in the event of any default or threatened default by the
Company in the performance of or compliance with any of the terms of this
Warrant are not and will not be adequate, and that such terms may be
specifically enforced by a decree for the specific performance of any agreement
contained herein or by an injunction against a violation of any of the terms
hereof or otherwise.

            9. CLOSING OF BOOKS. The Company will at no time close its transfer
books against the transfer of any Warrant or of any shares of Common Stock (or
Other Securities) issued or issuable upon the exercise of any Warrant in any
manner which interferes with the timely exercise of this Warrant.

            10. NO RIGHTS OR LIABILITIES AS A STOCKHOLDER. This Warrant shall
not entitle the holder hereof to any voting rights or other rights as a
stockholder of the Company. No provision of this Warrant, in the absence of
affirmative action by the holder hereof to purchase Common Stock (or Other
Securities), and no mere enumeration herein of the rights or privileges of the
holder hereof, shall give rise to any liability of such holder for the Purchase
Price or as a stockholder of the Company, whether such liability is asserted by
the Company or by creditors of the Company. Dividends are not accruing on the
stock underlying the warrants prior to the time that the Warrant is exercised
and the underlying stock is issued.

            11. ANTI DILUTION ADJUSTMENTS. In the event the Company (1) shall
pay a stock dividend in shares of Common Stock, (ii) shall subdivide its
outstanding shares of Common Stock, (iii) shall combine its outstanding shares
of Common Stock into a smaller number of shares or (iv) shall issue by
reclassification of its shares of Common Stock any shares of capital stock of
the Company, then additional shares of Common Stock shall be issued (upon
exercise of the Warrant) to the Holder such that the number of shares subject to
this Warrant immediately after such action shall bear the same relation to the
total number of shares outstanding immediately after such action as the number
of shares subject to this Warrant immediately prior to such action bore to the
total number of shares outstanding immediately prior to such action. An
adjustment made pursuant to this Section 12 shall become effective retroactively
immediately after the record date in the case of a dividend or distribution of
Common Stock and shall become effective immediately after the effective date in
the case of a subdivision, combination or reclassification. This section shall
not apply to issues of common stock for value received by the Company in the
form of cash, property or services.

<PAGE>

            12. RESTRICTION ON EXERCISE. In no event shall the Holder of this
Second Purchase Warrant be entitled to exercise the Second Purchase Warrant to
the extent such exercise would result in such Holder's beneficially owning more
than five percent (5%) of the outstanding shares of the Corporation's Common
Stock. For these purposes, beneficial ownership shall be defined and calculated
in accordance with Rule 13d-3, promulgated under the Securities Exchange Act of
1934, as amended.

            13. NOTICES GENERALLY. All notices and other communications from the
Company to the registered holder of this Warrant shall be mailed by first class
registered or certified mail, postage prepaid, at the address for such holder as
it appears on the books of the Company or its agent.

            14. MISCELLANEOUS. This Warrant and any term hereof may not be
changed, waived, discharged or terminated without the prior written consent of
the Company and the Holder. This Warrant shall be construed and enforced in
accordance with and governed by the Business Corporation Act of the State of New
Jersey. The headings in this Warrant are for purposes of reference only, and
shall not limit or otherwise affect any of the terms hereof This Warrant is
being executed as an instrument under seal. The invalidity or unenforceability
of any provision hereof shall in no way affect the validity or enforceability of
any other provision.

            IN WITNESS WHEREOF, the undersigned has executed this Warrant on the
18th day of February, 2000.

                                         VIEW SYSTEMS, INC,
[Corporate Seal]
                                         By:
                                            ---------------------------------
                                            Name: Gunther Than
                                            Title: Chief Executive
                                                   Officer and Chairman

Attest:

By:
   --------------------------
   Name:
   Title:

<PAGE>

                              FORM OF SUBSCRIPTION
                   (To be signed only on exercise of Warrant)

TO VIEW SYSTEMS, INC.

            The undersigned, the holder of the within Warrant, hereby
irrevocably elects to exercise this Warrant for, and to purchase thereunder,
__________ shares of Common Stock of VIEW SYSTEMS, INC. and herewith makes
payment of $________ therefor in cash, and requests that the certificates for
such shares be issued in the name of, and delivered to, RUBIN INVESTMENT GROUP,
INC. whose address is c/o Rubin Investment Group, 2121 Avenue of the Stars,
Suite 101, Los Angeles, California 90067.

Dated: __________ __, 2000 ______________________________
                                   (Signature must conform to name of holder as
                                    specified on the face of the Warrant)

                                    ------------------------------

                                    ------------------------------
                                              (Address)<PAGE>

                                                                   EXHIBIT 10.1

            FIRST AMENDMENT TO AMENDED AND RESTATED CREDIT AGREEMENT
                                   AND WAIVER
                             (New Credit Agreement)

     This First Amendment to Amended and Restated Credit Agreement and Waiver
(this "FIRST AMENDMENT") is entered into as of May 7, 1999 by and among Chattem,
Inc., a Tennessee corporation (the "BORROWER"), each of the Borrower's Domestic
Subsidiaries (individually a "GUARANTOR" and collectively the "GUARANTORS"), the
Persons identified as "New Credit Agreement Lenders" on the signature pages
hereto (the "NEW CREDIT AGREEMENT LENDERS"), and NationsBank, N.A., as agent for
the New Credit Agreement Lenders (in such capacity, the "AGENT").

                                    RECITALS

     WHEREAS, the Borrower, the Guarantors, the Agent and the New Credit
Agreement Lenders entered into that certain Amended and Restated Credit
Agreement dated as of December 21, 1998 (as amended or modified from time to
time, the "CREDIT AGREEMENT") pursuant to which the New Credit Agreement Lenders
provided a $50 million credit facility to the Borrower to replace and refinance
that certain Amended and Restated Credit Agreement dated as of March 24, 1998
(as amended or modified from time to time, the "MARCH 1998 NEW CREDIT
AGREEMENT"). The March 1998 New Credit Agreement replaced and refinanced the
credit facilities provided by the lenders pursuant to that certain Amended and
Restated Credit Agreement dated as of June 26, 1997 (as amended or modified from
time to time, the "PRIOR NEW CREDIT AGREEMENT"). The Prior New Credit Agreement
replaced and refinanced the credit facilities provided by the lenders pursuant
to that certain Credit Agreement dated as of April 26, 1996 (as amended or
modified from time to time, the "ORIGINAL NEW CREDIT AGREEMENT"). The credit
facilities provided pursuant to the Original New Credit Agreement replaced and
refinanced the credit facilities provided to the Borrower by The First National
Bank of Chicago, as agent and certain other lenders under the credit agreements
dated as of June 17, 1994. All capitalized terms used herein and not otherwise
defined shall have the meanings ascribed to such terms in the Credit Agreement.

     WHEREAS, the Borrower and the Guarantors are also party to an amended and
restated credit agreement dated as of December 21, 1998 (as amended or modified
from time to time, the "SUPPLEMENTAL CREDIT AGREEMENT");

     WHEREAS, the Borrower acknowledges that Events of Default currently exist
under the Credit Agreement as a result of the failure of the Credit Parties to
comply with the terms of (a) Section 7.17(a) of the Credit Agreement (the
"ENVIRONMENTAL EVENT OF DEFAULT") and (b) Section 7.17(b) of the Credit
Agreement (the "FIELD EXAM EVENT OF DEFAULT") (the Environmental Event of
Default and Field Exam Event of Default may be referred to collectively herein
as the "EXISTING DEFAULTS");

<PAGE>

     WHEREAS, the Borrower has requested that the New Credit Agreement Lenders
waive the Existing Defaults and continue to make available to the Borrower the
Loans provided under the Credit Agreement;

     WHEREAS, the New Credit Agreement Lenders are willing to waive the Existing
Defaults subject to the terms and conditions specified in this First Amendment;
and

     WHEREAS, the parties hereto have agreed to amend certain terms of the
Credit Agreement as set forth below.

     NOW, THEREFORE, IN CONSIDERATION of the premises and other good and
valuable consideration, the receipt and sufficiency of which are hereby
acknowledged, the parties hereto agree as follows:

     1.   WAIVERS. Subject to the terms and conditions of this First Amendment,
the New Credit Agreement Lenders agree to (a) waive the Environmental
Event of Default so long as the Credit Parties comply with the terms
of Section 7.17 of the Credit Agreement, as amended and restated in
this First Amendment and (b) waive the Field Exam Event of Default.
Except for the waivers continued herein, this First Amendment does not
modify or effect the obligations of the Credit Parties to comply fully
with all terms, conditions and covenants contained in the Credit
Documents. Nothing contained in this First Amendment shall be deemed
to constitute a waiver of any other rights or remedies the Agent or
any New Credit Agreement Lender may have under the Credit Agreement or
any other Credit Documents or under applicable law.

     2.   AMENDED DEFINITIONS.

          (a) ADDITIONAL SUBORDINATED DEBT. The definition of "ADDITIONAL
     SUBORDINATED DEBT" set forth in Section 1.1 of the Credit Agreement is
     hereby amended and restated in its entirety to read as follows:

          "ADDITIONAL SUBORDINATED DEBT" means the Indebtedness evidenced by the
     Second Indenture or by the guarantees thereof in an aggregate amount not to
     exceed $275,000,000.

          (b) PERMITTED INVESTMENTS. Subclauses (f) and (g) of the definition of
     "PERMITTED INVESTMENTS" set forth in Section 1.1 of the Credit Agreement
     are hereby amended and restated in their entireties to read as follows:

          (f) in addition to the acquisition of the Acquired Assets to be
          consummated on the Closing Date, Investments in Permitted
          Acquisitions, including any contingency payments associated therewith,
          so long as the Borrower shall have provided the Agent with
          satisfactory evidence demonstrating that after giving affect to any
          such Permitted Acquisition on a pro forma basis, as if such Permitted
          Acquisition had occurred on the first day of the twelve month period
          ending on the last day of the Borrower's most recently completed
          fiscal quarter, the Credit

                                       2
<PAGE>

          Parties and their Subsidiaries would have
          been in compliance with all financial covenants set forth in Section
          7.12, (g) the purchase, redemption, acquisition or retirement by the
          Borrower of any shares of its capital stock of any class or any
          warrants or options to purchase any such shares in an amount not to
          exceed $10,000,000 in the aggregate in any fiscal year so long as the
          Borrower shall have provided the Agent with satisfactory evidence
          demonstrating that after giving effect to any such transaction on a
          pro forma basis, as if such transaction had occurred on the first day
          of the twelve month period ending on the last day of the Borrower's
          most recently completed fiscal quarter, the Credit Parties and their
          Subsidiaries would have been in compliance with all the financial
          covenants set forth in Section 7.12,

          (c) The following definitions appearing in Section 1.1 of the Credit
     Agreement are hereby deleted: "BORROWING BASE", "BORROWING BASE
     CERTIFICATE", "EBIT", "ELIGIBLE INVENTORY", "ELIGIBLE
     RECEIVABLES" and "INTEREST COVERAGE RATIO".

     3. REVOLVING COMMITTED AMOUNT. The phrase "the lesser of (x) the Revolving
Committed Amount and (y) the Borrowing Base" appearing in Sections 2.1(a),
2.2(a) and 3.3(b)(i) of the Credit Agreement is hereby replaced in each of
Section 2.1(a), 2.2(a) and 3.3(b)(i) with the phrase "the Revolving Committed
Amount".

     4. EXCESS CASH FLOW. The following sentence is hereby added at the end of
Section 3.3(b)(ii) of the Credit Agreement and shall read as follows:

          Notwithstanding the foregoing, the parties hereto agree that the
     Borrower shall not have to make a prepayment of the Loans and Term Loans
     with respect to Excess Cash Flow earned during fiscal year 1998.

     5. BORROWING BASE. Section 7.1(f) of the Credit Agreement is hereby deleted
in its entirety.

     6. USE OF PROCEEDS. Section 7.10 of the Credit Agreement is hereby amended
and restated in its entirety to read as follows:

     7.10 USE OF PROCEEDS.

     The Credit Parties will use the proceeds of the Loans solely (a) to
refinance the existing Indebtedness of the Borrower, (b) to finance the
acquisition of the Acquired Assets, (c) to provide working capital, (d) for
general corporate purposes, (e) to finance the redemption or repurchase of
Subordinated Debt permitted by Section 8.11(a) hereof, (f) to finance the
purchase of capital stock of the Borrower permitted hereunder and (g) to finance
Permitted Acquisitions.

     7. INTEREST COVERAGE RATIO. Section 7.12(a) of the Credit Agreement is
hereby amended and restated in its entirety to read as follows:

                                       3
<PAGE>

          (a) [INTENTIONALLY OMITTED.]

     8. LEVERAGE RATIO. Section 7.12(c) of the Credit Agreement is hereby
amended and restated in its entirety to read as follows:

          (c) LEVERAGE RATIO. The Leverage Ratio, as of the end of each fiscal
     quarter, shall be less than or equal to:

               (i) From April 30, 1999 to and including November 29, 1999, 5.25
                   to 1.0;

               (ii) From November 30, 1999 to and including November 29, 2000,
                    4.5 to 1.0;

               (iii) From November 30, 2000 to and including November 29, 2001,
                     4.0 to 1.0; and

               (iv) From November 30, 2001 and thereafter, 3.75 to 1.0.

     9. NET WORTH. Section 7.12(e) of the Credit Agreement is hereby amended and
restated in its entirety to read as follows:

          (e) NET WORTH. At all times Net Worth shall be no less than
     $29,853,000 increased on a cumulative basis, commencing with the fiscal
     quarter ending May 31, 1999, by an amount equal to, (i) as of the last day
     of each fiscal quarter, 50% of Net Income for the fiscal quarter then ended
     (without deductions for any losses) plus (ii) 100% of the Net Cash Proceeds
     from any Equity Issuance subsequent to May 7, 1999.

     10. ENVIRONMENTAL REPORT. Section 7.17 of the Credit Agreement is hereby
amended and restated in its entirety to read as follows:

          7.17 ENVIRONMENTAL REPORT.

          On or before August 5, 1999, the Borrower shall furnish to the Agent
     phase 1 environmental reports in form and substance reasonably satisfactory
     to the Agent with respect to each of the Mortgaged Properties set forth on
     SCHEDULE 6.23(A) (other than the Double Cola Property).

     11. SUBORDINATED DEBT. The first sentence of Section 8.11 of the Credit
Agreement is hereby amended and restated in its entirety to read as follows:

          (a) No Credit Party will (i) make or offer to make any principal
     payments with respect to the Subordinated Debt, (ii) redeem or offer to
     redeem any of the Subordinated Debt, or (iii) deposit any funds intended to
     discharge or defease any or all of the

                                       4
<PAGE>

     Subordinated Debt; PROVIDED, HOWEVER, the Borrower may redeem or
     repurchase all or any portion of the Subordinated Debt PROVIDED that
     after giving effect to such repurchase or redemption (including, without
     limitation, any accrued interest, premiums or penalties associated
     therewith) on a pro forma basis, as if such repurchase or redemption
     had occurred on the first day of the twelve month period ending on the
     last day of the Borrower's most recently completed fiscal quarter, the
     Credit Parties and their Subsidiaries would have been in compliance with
     all the financial covenants set forth in Section 7.12.

     12. CONDITIONS. The obligation of the New Credit Agreement Lenders to enter
into this First Amendment is subject to satisfaction of the following conditions
(in form and substance acceptable to the New Credit Agreement Lenders in their
sole discretion):

          (a) EXECUTED AMENDMENT. Receipt by the Agent of copies of this
     Amendment duly executed by the Credit Parties, the Agent and the Required
     Lenders.

          (b) OPINION OF COUNSEL. Receipt by the Agent of an opinion, or
     opinions (which shall cover, among other things, authority, legality,
     validity, binding effect and enforceability), satisfactory to the Agent,
     addressed to the Agent and the Lenders from legal counsel to the Credit
     Parties.

          (c) CERTAIN CONSENTS. Receipt by the Agent of evidence that all
     governmental, shareholder and material third party consents and approvals
     necessary or desirable in connection with the transactions contemplated
     hereby have been received, and expiration of all applicable waiting periods
     without any action being taken by any authority that could reasonably be
     likely to restrain, prevent or impose any material adverse conditions on
     the financings or that could reasonably be likely to seek or threaten any
     of the foregoing, and no law or regulation shall be applicable which in the
     judgment of the Agent could reasonably be likely to have such effect.

          (d) MATERIAL ADVERSE EFFECT. There shall not have occurred any event
     since November 30, 1998, that has had or could reasonably be expected to
     have a Material Adverse Effect.

          (e) LITIGATION. There shall not exist any pending or threatened
     action, suit, investigation or proceeding which if adversely determined
     against the Borrower or any of its Subsidiaries would have or would
     reasonably be expected to have a Material Adverse Effect.

          (f) OFFICER'S CERTIFICATE. The Agent shall have received a certificate
     executed by the chief financial officer or chief operating officer of the
     Borrower as of the date hereof stating that (A) the Borrower and each of
     the Borrower's Subsidiaries are in compliance with all existing financial
     obligations, (B) all governmental, shareholder and third party consents and
     approvals, if any, with respect to this First Amendment, the Credit
     Documents and Supplemental Credit Documents and the transactions
     contemplated

                                       5
<PAGE>

     thereby have been obtained, (C) no action, suit, investigation
     or proceeding is pending or threatened in any court or before any
     arbitrator or governmental instrumentality that purports to effect the
     Borrower, any of the Borrower's Subsidiaries or any transaction
     contemplated by this First Amendment, the Credit Documents or the
     Supplemental Credit Documents, or could have or might be reasonably
     expected to have a Material Adverse Effect and (D) immediately after giving
     effect to this First Amendment, (1) the Borrower and each of the Borrower's
     Subsidiaries is Solvent, (2) no Default or Event of Default exists, (3) all
     representations and warranties contained in the Credit Documents and the
     Supplemental Credit Documents are true and correct in all material
     respects, and (4) the Credit Parties are in compliance with each of the
     financial covenants set forth in Section 7.12 of the Credit Agreement, as
     amended hereby.

          (g) ADDITIONAL SUBORDINATED DEBT. The Borrower shall have received
     gross proceeds from the sale of Additional Subordinated Debt in an
     aggregate principal amount of $75,000,000 and not less than $41,500,000 of
     such proceeds shall have been applied to the prepayment of the Term Loans.
     The Agent shall have received a copy, certified by an executive officer of
     the Borrower as true and complete, of any amendments or modifications to
     the Second Indenture or other documentation related to the Additional Notes
     (as defined in the Second Indenture) requested by the Agent, as originally
     executed and delivered, together with all exhibits and schedules thereto
     (which shall be in form and substance reasonably satisfactory to the
     Agent).

          (h) CONSOLIDATED FINANCIAL STATEMENTS FOR FISCAL YEAR 1998. The Agent
     and the New Credit Agreement Lenders shall have received the consolidated
     financial statements described in Section 7.1(a) of the Credit Agreement
     for the fiscal year ended 1998.

          (i) OTHER. Receipt by the Lenders of such other documents,
     instruments, agreements or information as reasonably requested by any
     Lender, including, but not limited to, information regarding litigation,
     tax, accounting, labor, insurance, pension liabilities (actual or
     contingent), real estate leases, material contracts, debt agreements,
     property ownership and contingent liabilities of the Borrower and its
     Subsidiaries.

     13. MISCELLANEOUS.

          (a) Except as expressly modified and amended in this First Amendment,
     all of the terms, provisions and conditions of the Credit Agreement are and
     shall remain in full force and effect and are incorporated herein by
     reference, and the obligations of the Credit Parties hereunder and under
     the other Credit Documents are hereby ratified and confirmed and shall
     remain in full force and effect. The Credit Agreement and any and all other
     documents heretofore, now or hereafter executed and delivered pursuant to
     the terms of the Credit Agreement are hereby amended so that any reference
     to the Credit Agreement shall mean a reference to the Credit Agreement as
     amended hereby.

                                       6
<PAGE>

          (b) The Borrower and the Guarantors, as applicable, affirm the liens
     and security interests created and granted in the Credit Agreement and the
     Credit Documents and agree that this First Amendment shall in no manner
     adversely affect or impair such liens and security interests.

          (c) The Borrower and the Guarantors hereby represent and warrant as
     follows:

               (i) Each Credit Party has taken all necessary action to authorize
          the execution, delivery and performance of this First Amendment.

               (ii) This First Amendment has been duly executed and delivered by
          the Credit Parties and constitutes each of the Credit Parties' legal,
          valid and binding obligations, enforceable in accordance with its
          terms, except as such enforceability may be subject to (i) bankruptcy,
          insolvency, reorganization, fraudulent conveyance or transfer,
          moratorium or similar laws affecting creditors' rights generally and
          (ii) general principles of equity (regardless of whether such
          enforceability is considered in a proceeding at law or in equity).

               (iii) No consent, approval, authorization or order of, or filing,
          registration or qualification with, any court or governmental
          authority or third party is required in connection with the execution,
          delivery or performance by any Credit Party of this First Amendment.

          (d) The Credit Parties represent and warrant to the Lenders that (i)
     the representations and warranties of the Credit Parties set forth in
     Section 6 of the Credit Agreement are true and correct as of the date
     hereof, (ii) no event has occurred and is continuing which constitutes a
     Default or an Event of Default and (iii) no Credit Party has any
     counterclaims, offsets, credits or defenses to the Credit Documents and the
     performance of its obligations thereunder, or if any Credit Party has any
     such claims, counterclaims, offsets, credits or defenses to the Credit
     Documents or any transaction related to the Credit Documents, same are
     hereby waived, relinquished and released in consideration of the Lenders'
     execution and delivery of this First Amendment.

          (e) The Guarantors (i) acknowledge and consent to all of the terms and
     conditions of this First Amendment, (ii) affirm all of their obligations
     under the Credit Documents and (iii) agree that this First Amendment and
     all documents executed in connection herewith do not operate to reduce or
     discharge the Guarantors' obligations under the Credit Agreement or the
     other Credit Documents.

          (f) This First Amendment may be executed in any number of
     counterparts, each of which when so executed and delivered shall be an
     original, but all of which shall constitute one and the same instrument. It
     shall not be necessary in making proof of this First Amendment to produce
     or account for more than one such counterpart.

                                       7
<PAGE>

          (g) This First Amendment together with the other Credit Documents
     represent the entire agreement of the parties and supersedes all prior
     agreements and understandings, oral or written if any, relating to Credit
     Documents or the transactions contemplated herein and therein.

          (h) This First Amendment and the Credit Agreement, as amended hereby,
     shall be governed by and construed in accordance with, the laws of the
     State of Tennessee.

            [The remainder of this page is intentionally left blank.]

                                       8
<PAGE>

     Each of the parties hereto has caused a counterpart of this First Amendment
to be duly executed and delivered as of the date first above written.

BORROWER:
---------
                                 CHATTEM, INC.,
                                 a Tennessee corporation

                                 By:
                                       ----------------------
                                 Name:
                                       ----------------------
                                 Title:
                                       ----------------------

GUARANTORS:                      SIGNAL INVESTMENT & MANAGEMENT CO.,
-----------                      a Delaware corporation

                                 By:
                                       ----------------------
                                 Name:
                                       ----------------------
                                 Title:
                                       ----------------------

NEW CREDIT
----------
AGREEMENT LENDERS:               NATIONSBANK, N.A.,
------------------               individually in its capacity as a New
                                 Credit Agreement Lender and in its
                                 capacity as Agent

                                 By:
                                       ----------------------
                                 Name:
                                       ----------------------
                                 Title:
                                       ----------------------

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00002-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00002-of-00352.parquet"}]]