Document:

Exhibit 4.6

BACKUP SERVICING
AGREEMENT

among

CNH CAPITAL RECEIVABLES
LLC,

as Seller

NEW HOLLAND CREDIT
COMPANY, LLC,

as Servicer

CNH EQUIPMENT TRUST
2007-A,

as Issuing Entity

and

SYSTEMS & SERVICES
TECHNOLOGIES, INC.

as Backup Servicer

Dated as of March 1, 2007

TABLE
OF CONTENTS

	
  

  	
   

  	
   

  	
   

  	
  Page

  
	
  ARTICLE I DEFINITIONS

  	
  1

  
	
   

  	
   

  
	
   

  	
  Section 1.1

  	
  Definitions

  	
   

  	
  1

  
	
   

  	
  Section 1.2

  	
  Usage of Terms

  	
   

  	
  3

  
	
   

  	
  Section 1.3

  	
  Section References

  	
   

  	
  3

  
	
   

  	
   

  	
   

  	
   

  	
   

  
	
  ARTICLE II ADMINISTRATION AND SERVICING OF
  RECEIVABLES

  	
  3

  
	
   

  	
   

  
	
   

  	
  Section 2.1

  	
  Duties of the Backup Servicer

  	
   

  	
  3

  
	
   

  	
  Section 2.2

  	
  Representations and Warranties of Backup Servicer

  	
   

  	
  4

  
	
   

  	
  Section 2.3

  	
  Backup Servicing Termination

  	
   

  	
  5

  
	
   

  	
  Section 2.4

  	
  Backup Servicer Fees; Payment of Expenses by Backup
  Servicer

  	
   

  	
  6

  
	
   

  	
   

  	
   

  	
   

  	
   

  
	
  ARTICLE III THE BACKUP SERVICER

  	
  7

  
	
   

  	
   

  
	
   

  	
  Section 3.1

  	
  Liability of Backup Servicer; Indemnities

  	
   

  	
  7

  
	
   

  	
  Section 3.2

  	
  Limitation on Liability

  	
   

  	
  8

  
	
   

  	
  Section 3.3

  	
  Corporate Existence

  	
   

  	
  9

  
	
   

  	
  Section 3.4

  	
  Insurance

  	
   

  	
  9

  
	
   

  	
  Section 3.5

  	
  Compliance with Laws

  	
   

  	
  9

  
	
   

  	
  Section 3.6

  	
  Backup Servicer Legal Proceedings

  	
   

  	
  9

  
	
   

  	
   

  	
   

  	
   

  	
   

  
	
  ARTICLE IV TERMINATION EVENTS

  	
  9

  
	
   

  	
   

  
	
   

  	
  Section 4.1

  	
  Termination Event

  	
   

  	
  9

  
	
   

  	
  Section 4.2

  	
  Consequences of a Termination Event

  	
   

  	
  10

  
	
   

  	
   

  	
   

  	
   

  	
   

  
	
  ARTICLE V MISCELLANEOUS PROVISIONS

  	
  11

  
	
   

  	
   

  
	
   

  	
  Section 5.1

  	
  Waiver; Amendment

  	
   

  	
  11

  
	
   

  	
  Section 5.2

  	
  Governing Law

  	
   

  	
  11

  
	
   

  	
  Section 5.3

  	
  Severability of Provisions

  	
   

  	
  11

  
	
   

  	
  Section 5.4

  	
  Assignment

  	
   

  	
  12

  
	
   

  	
  Section 5.5

  	
  Third-Party Beneficiaries

  	
   

  	
  12

  
	
   

  	
  Section 5.6

  	
  Counterparts

  	
   

  	
  12

  
	
   

  	
  Section 5.7

  	
  Notices

  	
   

  	
  12

  
	
   

  	
  Section 5.8

  	
  Nonpetition Covenants

  	
   

  	
  12

  
	
   

  	
  Section 5.9

  	
  Term

  	
   

  	
  13

  
	
   

  	
  Section 5.10

  	
  Limitation of Liability of Trustee

  	
   

  	
  13

  
	
   

  	
  Section 5.11

  	
  Miscellaneous

  	
   

  	
  13

  
	
   

  	
  Section 5.12

  	
  Confidentiality

  	
   

  	
  13

  
	
   

  	
  Section 5.13

  	
  Information Requests

  	
   

  	
  13

  
	
   

  	
  Section 5.14

  	
  Notice to Moody’s

  	
   

  	
  14

  
							

 

 i
 

 

EXHIBITS

	
  EXHIBIT A

  	
  Sale and Servicing Agreement

  

 

SCHEDULES

	
  SCHEDULE I

  	
  Description of Verification and Confirmation Duties
  (Backup Servicing)

  

 

 ii

THIS BACKUP SERVICING AGREEMENT, dated as of March 1, 2007, (this “Agreement”) is made among NEW HOLLAND
CREDIT COMPANY, LLC, a Delaware limited liability company (the “Servicer”), CNH CAPITAL RECEIVABLES LLC, a
Delaware limited liability company (the “Seller”),
CNH EQUIPMENT TRUST 2007-A, a Delaware statutory trust (the “Issuing Entity”), SYSTEMS & SERVICES
TECHNOLOGIES, INC., a Delaware corporation (the “Backup Servicer” or “SST”).

W I T N E S S E T H:

WHEREAS, the Servicer, the Seller and the Issuing Entity have entered
into the Sale and Servicing Agreement dated as of the date hereof (the “Sale and Servicing Agreement”) a copy of
which is attached hereto and made a part hereof as Exhibit A;

WHEREAS, the Issuing Entity and the Servicer desire that the Backup
Servicer perform certain backup servicing duties in accordance with the terms
and provisions of this Agreement;

WHEREAS, the Issuing Entity desires that the Backup Servicer assume the
role of Successor Servicer under the terms of the Sale and Servicing Agreement
in the event that the Servicer is terminated thereunder; and

WHEREAS, the Backup Servicer is willing to perform the backup servicing
duties specified herein and assume the role of Successor Servicer under the
terms of the Sale and Servicing Agreement pursuant to the conditions and for
the consideration described herein.

NOW, THEREFORE, in consideration of the mutual agreements herein
contained, and of other good and valuable consideration, the receipt and
adequacy of which are hereby acknowledged, the parties agree as follows:

ARTICLE I

DEFINITIONS

Section 1.1             Definitions.  Unless otherwise specified herein, all terms
defined in the Indenture, shall have the same meaning in this Agreement.  Whenever capitalized and used in this
Agreement, the following words and phrases, unless the context otherwise
requires, shall have the following meanings:

Agreement or “this Agreement”:  This Backup Servicing Agreement, all
amendments and supplements thereto and all exhibits and schedules to any of the
foregoing.

Backup Servicer: Systems & Services Technologies,
Inc., in its capacity as Backup Servicer under this Agreement, and its
successors and assigns in such capacity.

Backup Servicer Account:  means the account designated as such,
established and maintained pursuant to Section 5.1(a)(vii)
of the Sale and Servicing Agreement.

Backup Servicer Expenses:  is defined in Section 4.12 of the Sale and Servicing Agreement.

 1
 

Backup Servicer Termination Event:  An event described in Section 4.1.

Backup Servicing Duties:  The duties defined as such in Section 2.1.

Backup Servicing Fee: 
means the greater of (a) 1/12 of 0.02% of the Pool Balance as of
the first day of each Collection Period and (b) $4,000.

Business Day: 
means any day other than a Saturday, a Sunday or a day on which banking
institutions or trust companies in The City of New York, New York, the City of
Racine, Wisconsin and the City of St. Joseph, Missouri are authorized or
obligated by law, regulation or executive order to remain closed.

Collection Period: 
means, with respect to any Payment Date, the period from and including
the end of the preceding Collection Period (or, for the first Payment Date, the
day after the Initial Cutoff Date) to and including the last day of the
calendar month preceding the calendar month in which the Payment Date occurs.

Indenture: 
means the Indenture dated as of March 1, 2007 between the Issuing Entity
and the Indenture Trustee, as the same may be amended and supplemented from
time to time.

Indenture Trustee: 
means  The Bank of New York Trust
Company, N.A., a national banking association, not in its individual capacity
but solely as Indenture Trustee under the Indenture, or any successor Indenture
Trustee under the Indenture.

Initial Collection Period:  The Collection Period ending March 31, 2007.

Payment Date: 
means, with respect to each Collection Period, the fifteenth day of the
calendar month following the end of that Collection Period, or, if such day is
not a Business Day, the next Business Day, commencing on April 16, 2007.

Person:  Any
legal person, including any individual, corporation, partnership, joint
venture, estate, association, joint stock company, trust, unincorporated
organization or government or any agency or political subdivision thereof, or
any other entity.

Sale and Servicing Agreement:  The Sale and Servicing Agreement attached
hereto as Exhibit A, as the
same may be amended from time to time in accordance with its terms and with the
written consent of the Backup Servicer.

Servicing Transfer Date:  The Business Day next succeeding the
expiration of the Transfer Period.

Transfer Notice: 
Written notice from the Indenture Trustee or Noteholders to the Backup
Servicer and the Servicer, (with a copy to the Rating Agencies, the Noteholders
(if given by the Indenture Trustee), the Counterparty and the Trustee provided
by the Indenture Trustee) advising the Backup Servicer of the transfer of
active servicing duties for the Contracts to the Backup Servicer.

 2
 

Transfer Period: 
A period of sixty (60) days following the Backup Servicer’s receipt
of a Transfer Notice and ending on the date the Backup Servicer is to begin
Successor Servicer duties for the Contracts and the related Receivables.

Verification and Confirmation Duties:  The duties defined as such in Section 2.1(a).

Section 1.2             Usage
of Terms.  With respect to all terms
used in this Agreement, the singular includes the plural and the plural the
singular; words importing any gender include the other gender; references to “writing”
include printing, typing, lithography, and other means of reproducing words in
a visible form; references to agreements and other contractual instruments
include all subsequent amendments thereto or changes therein entered into in
accordance with their respective terms and not prohibited by this Agreement;
references to Persons include their permitted successors and assigns; and the
terms “include” or “including” mean “include without limitation” or “including
without limitation.”

Section 1.3             Section
References.  All references to Articles,
Sections, paragraphs, subsections, exhibits and schedules shall be to such
portions of this Agreement unless otherwise specified.

ARTICLE
II

ADMINISTRATION
AND SERVICING OF RECEIVABLES

Section 2.1             Duties
of the Backup Servicer.

(a)           Verification and
Confirmation Duties.  The Backup
Servicer agrees to perform all of the duties of the Backup Servicer as
identified on Schedule I hereto (collectively, the “Verification and Confirmation Duties”) on behalf of the
Issuing Entity in accordance with the terms of this Agreement.  On or before each Determination Date, the
Servicer shall deliver to the Backup Servicer the Servicer’s Certificate and a
computer tape in a format acceptable to the Backup Servicer containing the
information with respect to the Receivables for the preceding Collection Period
necessary for the preparation of the Servicer’s Certificate and the performance
of the Verification and Confirmation Duties relating to such Collection Period.

(b)           Active Servicing
Duties.  Unless and until the Backup
Servicer or another Person is appointed as Successor Servicer, the Backup
Servicer agrees that, in the event the Servicer is terminated or otherwise
ceases to function as the Servicer pursuant to the Sale and Servicing
Agreement, if the Indenture Trustee or Noteholders representing not less than
25% of the Outstanding Amount of Notes shall issue a Transfer Notice to the
Backup Servicer and Servicer, then prior to the expiration of the Transfer
Period, the Backup Servicer shall promptly execute a counterpart to the Sale
and Servicing Agreement and thereafter shall assume the rights, obligations and
duties of a Successor Servicer as expressly set forth thereunder.

(c)           The Servicer
covenants and agrees to perform within three weeks after receipt of the Transfer
Notice (or on such later date as the Issuing Entity and the Backup Servicer
shall agree in writing) the following:

 3
 

(i)            The Servicer shall
provide to the Backup Servicer all necessary servicing files and records
relating to the Contracts (as deemed necessary by the Backup Servicer at such
time) and the Servicer shall provide to the Backup Servicer access to and
transfer of records and use by the Backup Servicer of all licenses or software
necessary or desirable to collect the Contracts and the related Receivables to
the extent that any of the foregoing is not prohibited under any licensing or
other agreements with third parties.

(ii)           The Servicer will
provide to the Backup Servicer the servicing information necessary to prepare
and distribute the Servicer Certificate required to be delivered under the Sale
and Servicing Agreement.

(d)           Prior to the
expiration of the Transfer Period, the Servicer will send each Obligor written
notice containing the following information: 
(i) the Servicing Transfer Date, (ii) the address, telephone
number and department of the Backup Servicer which is able to answer questions
regarding billing, (iii) notification that the legal terms and conditions
of such Obligor’s obligations will not be affected by the servicing transfer and
(iv) instructions as to how to handle any Contract related questions.  The Backup Servicer will consult with the
Servicer concerning the form of any such notice.  If the Servicer has failed to send this
notice within three weeks after the Servicing Transfer Date, the Backup
Servicer will send such a notice to each such Obligor on the Backup Servicer’s
or the Servicer’s stationery within four weeks of the later of (A) the
date a counterpart to the Sale and Servicing Agreement executed by the Backup
Servicer is effective and (B) the Servicing Transfer Date.  The Servicer will provide the Backup Servicer
with its stationery in an amount sufficient to allow for the sending of the
notices described in this Section 2.1(d).  The Servicer hereby irrevocably appoints the
Backup Servicer as its attorney-in-fact for the purpose of sending such
notices.

(e)           Effective upon the
occurrence of the Servicing Transfer Date, the Servicer hereby irrevocably
authorizes and grants to the Backup Servicer an irrevocable power-of-attorney
to take any and all steps in the Servicer’s name and on behalf of the Servicer
that are necessary or desirable to perform its duties hereunder, including
collecting amounts due under the Receivables, endorsing the Servicer’s name on
checks and other instruments representing Collections and enforcing the
Receivables.

Section 2.2             Representations
and Warranties of Backup Servicer. 
The Backup Servicer represents and warrants as of the date of execution
and delivery of this Agreement:

(a)           Organization and
Good Standing.  The Backup Servicer
has been duly organized and is validly existing and in good standing under the
laws of its jurisdiction of organization, with power, authority and legal right
to own its properties and to conduct its business as such properties are
currently owned and such business is currently conducted, and had at all
relevant times, and now has, power, authority and legal right to enter into and
perform its obligations under this Agreement;

(b)           Due Qualification.  The Backup Servicer is duly qualified to do
business as a foreign corporation in good standing, and has obtained all
necessary licenses and approvals, in all jurisdictions where the failure to do
so would materially and adversely affect the performance of its obligations under
this Agreement;

 4
 

(c)           Power and
Authority.  The Backup Servicer has
the power and authority to execute and deliver this Agreement and to carry out
the terms hereof; and the execution, delivery and performance of this Agreement
have been duly authorized by the Backup Servicer by all necessary corporate
action;

(d)           Binding
Obligation.  This Agreement
constitutes the legal, valid and binding obligation of the Backup Servicer
enforceable in accordance with its terms, except as enforceability may be
limited by bankruptcy, insolvency, reorganization or other similar laws
affecting the enforcement of creditors rights generally and by equitable
limitations on the availability of specific remedies, regardless of whether
such enforceability is considered in a proceeding in equity or at law;

(e)           No Violation.  The execution and delivery of this Agreement,
the consummation of the transactions contemplated by this Agreement, and the
fulfillment of the terms hereof, do not conflict with, result in any breach of
any of the terms and provisions of, or constitute (with or without notice or
lapse of time, or both) a default under, the certificate of incorporation or
bylaws of the Backup Servicer, or any indenture, agreement, mortgage, deed of
trust or other instrument to which the Backup Servicer is a party or by which
it is bound, or result in the creation or imposition of any lien upon any of
its properties pursuant to the terms of any such indenture, agreement,
mortgage, deed of trust or other instrument, other than this Agreement, or
violate any law, order, rule or regulation applicable to the Backup Servicer of
any court or of any federal or State regulatory body, administrative agency or
other governmental instrumentality having jurisdiction over the Backup Servicer
or any of its properties;

(f)            No Proceedings.  As of the date of the Underwriting Agreement,
the Prospectus Date and the Closing Date, there are no proceedings or
investigations pending or, to the Backup Servicer’s knowledge, threatened
against the Backup Servicer, before any court, regulatory body, administrative
agency or other tribunal or governmental instrumentality having jurisdiction
over the Backup Servicer or its properties (i) asserting the invalidity of
this Agreement, (ii) seeking to prevent the consummation of any of the
transactions contemplated by this Agreement, or (iii) seeking any
determination or ruling that might materially and adversely affect the
performance by the Backup Servicer of its obligations under, or the validity or
enforceability of, this Agreement or otherwise be material to the Noteholders,
except as otherwise may be disclosed in the Prospectus; and

(g)           No Consents.  The Backup Servicer is not required to obtain
the consent of any other party or any consent, license, approval or authorization,
or registration or declaration with, any governmental authority, bureau or
agency in connection with the execution, delivery, performance, validity or
enforceability of this Agreement.

Section 2.3             Backup
Servicing Termination.

(a)           Prior to the time
the Backup Servicer receives a Transfer Notice, this Agreement may be
terminated upon delivery of thirty (30) days advance written notice to the
Backup Servicer of such termination. 
This Agreement shall be terminated pursuant to the previous sentence if
(A) (i) the Servicer notifies the Issuing Entity in writing that the
Servicer has engaged a replacement backup servicer or a Successor Servicer,
(ii) the agreement with such

 5
 

replacement
backup servicer or Successor Servicer, as the case may be, is reasonably
satisfactory to the Issuing Entity in form and substance and (iii) the
identity of such replacement backup servicer or Successor Servicer, as the case
may be, is acceptable to the Issuing Entity in its sole discretion,
(B) Moody’s has advised the Issuing Entity that the termination of this
Agreement will not result in a downgrade or withdrawal of its ratings on the
Notes or (C) CNH Global N.V.’s long term unsecured debt credit rating by
Moody’s rises to “Ba2” or higher.

(b)           Prior to the time
the Backup Servicer receives a Transfer Notice, the Backup Servicer may resign
as Backup Servicer under this Agreement for any reason in its sole judgment and
discretion upon delivery of one hundred twenty (120) days advance written
notice (“Resignation Notice”) to the Issuing Entity of such resignation.  In the event that the Backup Servicer
delivers a Resignation Notice pursuant to the foregoing sentence, the Servicer
agrees to cooperate with the Issuing Entity, and to take such actions as the
Issuing Entity may reasonably request, in order to appoint a replacement backup
servicer as promptly as possible. If a successor Backup Servicer has not
accepted appointment as the Successor Backup Servicer pursuant to Section
2.3(c) by the last day of such 120 day period, this Agreement shall terminate
on the last day of such period.

(c)           The Issuing Entity
may appoint a replacement backup servicer to serve as the backup servicer
hereunder (a “Successor Backup Servicer”). 
Provided that the Successor Backup Servicer has executed a written
assumption instrument acceptable to the Issuing Entity, the Successor Backup
Servicer shall become the Backup Servicer hereunder effective on the date
specified in such assumption instrument, which shall be a date not later than
the day the predecessor Backup Servicer ceases to perform as Backup Servicer
hereunder.  The Successor Backup Servicer
shall be the successor in all respects to the predecessor Backup Servicer
(except with respect to responsibilities and obligations of the predecessor
Backup Servicer set forth in Section 3.1)
and shall be subject to all the responsibilities, duties and liabilities
arising thereafter relating thereto placed on the predecessor Backup Servicer
and shall be entitled to the Backup Servicing Fee and all the rights granted to
the predecessor Backup Servicer by this Agreement.  None of the Backup Servicer, the Indenture
Trustee, the Issuing Entity, the Administrator, the Trustee or any other
Successor Backup Servicer shall be deemed to be liable for or in breach of any
obligations hereunder due to any act or omission of a predecessor Backup
Servicer.

Section 2.4             Backup
Servicer Fees; Payment of Expenses by Backup Servicer.  Unless and until the Backup Servicer or
another Person is appointed as Successor Servicer, on the Payment Date relating
to the Initial Collection Period and each Payment Date thereafter the Backup
Servicer shall be entitled to receive the Backup Servicer Fees in accordance
with the terms of the Sale and Servicing Agreement and the Indenture.  The Backup Servicer shall further receive all
reimbursable Backup Servicer Expenses in accordance with the terms of the Sale
and Servicing Agreement and the Indenture. 
The Backup Servicer shall be required to pay all other expenses incurred
by it in connection with its activities under this Agreement (including taxes
imposed on the Backup Servicer and all expenses incurred in connection with
reports to the Issuing Entity).

 6
 

ARTICLE
III

THE
BACKUP SERVICER

Section 3.1             Liability
of Backup Servicer; Indemnities.

(a)           The Backup Servicer
shall be liable hereunder only to the extent of the obligations in this
Agreement specifically undertaken by the Backup Servicer and the
representations made by the Backup Servicer. 
Other than as specifically set forth in this Backup Servicing Agreement,
the Backup Servicer shall have no obligation to supervise, verify, monitor or
administer the performance of the Servicer and shall have no liability for any
action taken or omitted by the Servicer.

(b)           The Backup Servicer
shall indemnify, defend and hold harmless the Servicer, the Issuing Entity and
their respective officers, directors, agents and employees from and against any
and all costs, expenses, losses, claims, damages and liabilities to the extent
that such cost, expense, loss, claim, damage or liability arose out of, or was
imposed upon the Servicer or the Issuing Entity through the Backup Servicer’s
breach of this Agreement, the negligence, willful misfeasance or bad faith of
the Backup Servicer in the performance of its duties under this Agreement or by
reason of reckless disregard of its obligations and duties under this
Agreement.

(c)           The Servicer shall
indemnify, defend and hold harmless the Backup Servicer and its respective
officers, directors, agents and employees from and against any and all costs,
expenses, losses, claims, damages and liabilities to the extent that such cost,
expense, loss, claim, damage or liability arose out of, or was imposed upon the
Backup Servicer through the Servicer’s breach of this Agreement, the
negligence, willful misfeasance or bad faith of the Servicer in the performance
of its duties under this Agreement or by reason of reckless disregard of its
obligations and duties under this Agreement.

(d)           The Issuing Entity
shall (solely from amounts paid pursuant to Section 5.6(b)(xi)
of the Sale and Servicing Agreement) indemnify, defend and hold harmless the
Backup Servicer and its respective officers, directors, agents and employees
from and against any and all costs, expenses, losses, claims, damages and
liabilities to the extent that such cost, expense, loss, claim, damage or
liability arose out of, or was imposed upon the Backup Servicer through the
Issuing Entity’s breach of this Agreement, the negligence, willful misfeasance
or bad faith of the Issuing Entity in the performance of its duties under this
Agreement or by reason of reckless disregard of its obligations and duties
under this Agreement.

(e)           The Backup Servicer
may accept and reasonably rely on all accounting and servicing records and
other documentation provided to the Backup Servicer by or at the direction of
the Servicer, including documents prepared or maintained by any Originator, or
Servicer, or any party providing services related to the Receivables
(collectively “Third Party”).  The Servicer agrees to indemnify (subject to
the limitation provided in Section 3.2
below) and hold harmless the Backup Servicer, its respective officers,
employees and agents against any and all claims, losses, penalties, fines,
forfeitures, legal fees and related costs, judgments, and any other costs, fees
and expenses that the Backup Servicer may sustain in any way related to the

 7
 

negligence or
misconduct of any Third Party with respect to the Receivables.  The Backup Servicer shall have no duty,
responsibility, obligation or liability (collectively “Liability”) for the acts or omissions of
any such Third Party.  If any error,
inaccuracy or omission (collectively “Error”)
exists in any information provided to the Backup Servicer and such Errors cause
or materially contribute to the Backup Servicer making or continuing any Error
(collectively “Continuing Errors”),
the Backup Servicer shall have no liability for such Continuing Errors;
provided, however, that this provision shall not protect the Backup Servicer
against any liability which would otherwise be imposed by reason of willful
misconduct, bad faith or negligence in discovering or correcting any Error or
in the performance of its duties contemplated herein.

In the event the Backup Servicer becomes aware of Errors and/or
Continuing Errors which, in the opinion of the Backup Servicer, impair its
ability to perform its services hereunder, the Backup Servicer shall promptly
notify the Servicer and the Indenture Trustee of such Errors and/or Continuing
Errors.  The Backup Servicer shall
discuss such Errors with the Servicer, and the Servicer and the Backup Servicer
shall use their reasonable efforts to correct such Errors.  If after such discussion such Errors are not
promptly corrected, with the prior consent of the Indenture Trustee, the Backup
Servicer may undertake to reconstruct any data or records appropriate to
correct such Errors and/or Continuing Errors and to prevent future Continuing
Errors.  The Backup Servicer shall be
entitled to recover its costs thereby expended as Backup Servicer Expenses in
accordance with the Sale and Servicing Agreement and the Indenture.

(f)            Indemnification
under this Article shall include, without limitation, reasonable fees and
expenses of counsel (including but not limited to counsel who may be employees
of the Backup Servicer) and expenses of litigation.  If the indemnifying party has made any
indemnity payments pursuant to this Article and the recipient thereafter
collects any of such amounts from others, the recipient shall promptly repay
such amounts collected to the indemnifying party, together with any interest
earned thereon.

(g)           The provisions of
this Section shall survive the
termination of this Agreement.

Section 3.2             Limitation
on Liability.  Neither the Backup
Servicer, the Servicer, the Issuing Entity nor any of their respective
directors or officers or employees or agents shall be under any liability to
the other, or any party to the Basic Documents except as provided in this
Agreement, for any action taken or for refraining from the taking of any action
in good faith pursuant to this Agreement; provided, however, that
this provision shall not protect the Backup Servicer, the Servicer, the Issuing
Entity or any such Person against any liability that would otherwise be imposed
by reason of a breach of this Agreement, the inaccuracy of any of their
respective representations or warranties set forth in this Agreement or willful
misfeasance, bad faith or negligence in the performance of their respective duties,
by reason of reckless disregard of obligations and duties under this Agreement
or any violation of law by the Backup Servicer, the Servicer, the Issuing
Entity or such Person, as the case may be. 
The Backup Servicer, the Servicer, the Issuing Entity and any of their
respective directors, officers, employees or agents may rely in good faith on
the advice of counsel (including but not limited to counsel who may be
employees of the Backup Servicer or the Servicer, as the case may be) or on any
document of

 8
 

any
kind prima  facie properly executed and submitted by any Person
respecting any matters arising under this Agreement.

Section 3.3             Corporate
Existence.  The Backup Servicer shall
maintain its existence and rights as a corporation under the laws of the jurisdiction
of its incorporation, and will obtain and preserve its qualification to do
business as a foreign corporation in each jurisdiction in which the failure to
so qualify would have an adverse effect on the validity or enforceability of
any Receivable or this Agreement or on the ability of the Backup Servicer to
perform its duties under this Agreement.

Section 3.4             Insurance.  The Backup Servicer shall maintain adequate
insurance in amounts and with terms customarily subscribed by companies in the
same industry performing similar functions to those of the Backup Servicer in
its role as Backup Servicer or Successor Servicer, as applicable.

Section 3.5             Compliance
with Laws.  The Backup Servicer
covenants with the parties hereto that, upon the expiration of the Transfer
Period, the practices used or to be used by the Backup Servicer to monitor
collections with respect to the Contracts and repossess and dispose of the
Financed Equipment related to the contracts will be, in all material respects,
legal, proper and in conformity with the requirements of all applicable federal
and State laws, rules and regulations. 
Upon the expiration of the Transfer Period, the Backup Servicer will be
in possession of all State and local licenses (including all debt collection
licenses) required for it to perform its services hereunder, and none of such
licenses shall have been suspended, revoked or terminated.

Section 3.6             Backup
Servicer Legal Proceedings.  At any
time when the Backup Servicer’s reporting obligations under Section 15(d)
of the Exchange Act are not suspended, the Backup Servicer shall notify the
Servicer within 5 Business Days of the date that the Backup Servicer becomes
aware of (a) the initiation of any legal proceedings against the Backup
Servicer, or of which any property of the Backup Servicer is subject, that are
material to the Noteholders, (b) any developments in any such proceedings
that are material to the Noteholders and (c) any such material proceedings
that are contemplated by any governmental authority against the Backup Servicer
that are material to the Noteholders; provided, however that in
each case notice need not be provided to the extent disclosure of same would
not be required pursuant to the terms of Regulation AB of the Exchange Act.

ARTICLE
IV

TERMINATION
EVENTS

Section
4.1             Termination Event.  For purposes of this Agreement, each of the
following shall constitute a Termination Event (subsections (a) through (d)
shall further constitute a “Backup Servicer
Event of Default”):

(a)           Failure on the part
of the Backup Servicer duly to observe or perform in any material respect any
covenant or agreement of the Backup Servicer set forth in this Agreement, which
failure continues unremedied for a period of 30 days after the date on which

 9
 

written notice
of such failure, requiring the same to be remedied, shall have been given to
the Backup Servicer by the Servicer; or

(b)           (i) The
commencement of an involuntary case under the federal bankruptcy laws, as now
or hereinafter in effect, or another present or future federal or State
bankruptcy, insolvency or similar law and such case is not dismissed
within 60 days; or (ii) the entry of a decree or order for relief by
a court or regulatory authority having jurisdiction in respect of the Backup
Servicer in an involuntary case under the federal bankruptcy laws, as now or
hereafter in effect, or another present or future, federal or State,
bankruptcy, insolvency or similar law, or appointing a receiver, liquidator,
assignee, trustee, custodian, sequestrator or other similar official of the
Backup Servicer or of any substantial part of its properties or ordering the
winding up or liquidation of the affairs of the Backup Servicer; or

(c)           The commencement by
the Backup Servicer of a voluntary case under the federal bankruptcy laws, as
now or hereafter in effect, or any other present or future federal or State
bankruptcy, insolvency or similar law, or the consent by the Backup Servicer to
the appointment of or taking possession by a receiver, liquidator, assignee,
trustee, custodian, sequestrator or other similar official of the Backup
Servicer or of any substantial part of its property or the making by the Backup
Servicer of an assignment for the benefit of creditors or the failure by the
Backup Servicer generally to pay its debts as such debts become due or the
taking of corporate action by the Backup Servicer in furtherance of any of the
foregoing; or

(d)           Any representation,
warranty or statement of the Backup Servicer made in this Agreement or any
certificate, report or other writing delivered by the Backup Servicer pursuant
hereto shall prove to be incorrect in any material respect as of the time when
the same shall have been made and, within thirty (30) days after written
notice thereof shall have been given to the Backup Servicer by the Servicer,
the circumstances or condition in respect of which such representation,
warranty or statement was incorrect shall not have been waived, eliminated or
otherwise cured; or

(e)           Failure on the part
of the Backup Servicer to receive Backup Servicer Fees or Backup Servicer
Expenses as and when due as set forth in the Sale and Servicing Agreement and
the Indenture, which failure shall not be cured within twenty (20) days after
the date on which written notice of such failure shall have been received by
the Servicer and the Issuing Entity; or

(f)            Failure on the part
of the Backup Servicer to notify the Servicer as required pursuant to Section 3.6.

Section 4.2             Consequences
of a Termination Event.

(a)           If a Backup Servicer
Event of Default (as defined in Section 4.1
above) shall occur and be continuing, the Servicer may, by notice given in
writing to the Backup Servicer, terminate all of the rights and obligations of
the Backup Servicer under this Agreement, except as set forth in Sections 3.1(c), (d),
(e) and (f).  On or after the receipt by the Backup
Servicer of such written notice, all authority, power, obligations and
responsibilities of the Backup Servicer under this Agreement shall be
terminated.  The terminated Backup
Servicer

 10
 

agrees to
cooperate with the Servicer in effecting the termination of the
responsibilities and rights of the terminated Backup Servicer under this
Agreement.

(b)           Notwithstanding any
other provision of this Agreement, in the event of a Termination Event pursuant
to Section 4.1(e), this
Agreement shall terminate upon expiration of the given cure period, and the
Backup Servicer shall then have no obligations or responsibilities under this
Agreement, except as set forth in Section 3.1(f).

ARTICLE V

MISCELLANEOUS
PROVISIONS

Section 5.1             Waiver;
Amendment.  Neither this Agreement
nor any provision hereof may be waived, amended or modified orally, but only by
an instrument in writing signed by the Servicer, the Seller, the Backup
Servicer, the Indenture Trustee and the Issuing Entity; provided that
any such amendment shall not materially and adversely affect the interests of
any Noteholder; provided, further, that any such amendment shall
be deemed not to materially and adversely affect the interests of any
Noteholder if the Rating Agency Condition is satisfied.  Notwithstanding anything herein to the
contrary, any term or provision of this Agreement may be amended by the
Servicer and the Seller without the consent of the Noteholders or any other
Person to add, modify or eliminate any provisions as may be necessary or
advisable in order to comply with or obtain more favorable treatment under or
with respect to any law or regulation or any accounting rule or principle
(whether now or in the future in effect); it being a condition to any such
amendment that the Rating Agency Condition shall have been satisfied.

If any amendment or supplement would either: (1)
materially and adversely affect any of the Counterparty’s rights or obligations
under the Interest Rate Swap Agreement or any other Basic Document; or (b)
materially and adversely modify the obligations of, or materially and adversely
impact the ability of, the Trust to fully perform any of the Trust’s
obligations under the Interest Rate Swap Agreement, the Trust and the Indenture
Trustee shall be required to first obtain the written consent of the
Counterparty before entering into any such amendment or supplement.  In addition, the Counterparty  has the right to receive 10 days prior notice
to any amendment or supplement to this Agreement.

Section 5.2             Governing
Law.  THIS AGREEMENT SHALL BE
GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK
AND THE OBLIGATIONS, RIGHTS AND REMEDIES OF THE PARTIES UNDER THIS AGREEMENT
SHALL BE DETERMINED IN ACCORDANCE WITH SUCH LAWS.

Section 5.3             Severability
of Provisions.  If any one or more of
the covenants, agreements, provisions or terms of this Agreement shall be for
any reason whatsoever held invalid, then such covenants, agreements, provisions
or terms shall be deemed severable from the remaining covenants, agreements,
provisions or terms of this Agreement and shall in no way affect the validity
or enforceability of the other provisions of this Agreement.

 11
 

Section 5.4             Assignment.  Notwithstanding anything to the contrary
contained in this Agreement, this Agreement may not be assigned by the Backup
Servicer without the prior written consent of the Servicer.

Section 5.5             Third-Party
Beneficiaries.  This Agreement shall
inure to the benefit of and be binding upon the parties hereto and their
respective successors and permitted assigns. 
Nothing in this Agreement, express or implied, shall give to any Person,
other than the parties hereto, their successors hereunder and the Persons
entitled to be indemnified pursuant to Section 3.1,
any benefit or any legal or equitable right, remedy or claim under this
Agreement.

Section 5.6             Counterparts.  For the purpose of facilitating its execution
and for other purposes, this Agreement may be executed simultaneously in any
number of counterparts, each of which counterparts shall be deemed to be an
original, and all of which counterparts shall constitute but one and the same
instrument.

Section 5.7             Notices.  All demands, notices and communications under
this Agreement shall be in writing, personally delivered or mailed, or by
facsimile transmission: (a) in the case of the Backup Servicer, at the
following address: 4315 Pickett Road, St. Joseph, Missouri 64503 Attention:
John J. Chappell and Joseph D. Booz, Facsimile Number (816)-671-2038;
(b) in the case of the Servicer, at the following address: New Holland
Credit Company, LLC, 33 South Railroad Avenue, New Holland, Pennsylvania
17557, Attention: Finance Manager; with a copy to: New Holland Credit Company,
LLC, 100 South Saunders Road, Lake Forest, Illinois 60045, Attention: Senior
Counsel; (c) in the case of the Issuing Entity, at the following address:
CNH Equipment Trust 2007-A, in care of Wilmington Trust Company, Rodney Square
North, 1100 North Market Street, Wilmington, Delaware 19890 Attention:
Corporate Trust Administration, Facsimile Number (302) 636-4140; (d) in the
case of the Seller, to CNH Capital Receivables LLC, 100 South Saunders Road,
Lake Forest, Illinois 60045, Attention: Treasurer, Facsimile Number (847)
955-4940; (e) in the case of the Indenture Trustee, at its Corporate Trust
Office; and (f) in the case of the Counterparty, to Credit Suisse
International, One Cabot Square, London E14
4QJ, England, Attention: (1) Head of Credit Risk Management; (2) Managing Director
- Operations Department; (3) Managing Director - Legal Department, Telex
No.: 264521, Answerback: CSI G, with a copy to: Facsimile No.: 44 20 7888 2686, Attention: Managing Director - Legal
Department, telephone number for oral confirmation of receipt of
facsimile in legible form: 44 20 7888 2028; or at such other address as shall
be designated by any such party in a written notice to the other parties.  All such notices and communications shall be
effective, upon receipt, or in the case of (i) notice by mail, five days
after being deposited in the United States mail, first class postage prepaid,
(ii) notice by telex, when telexed against receipt of answer back, or
(iii) notice by facsimile copy, when verbal communication of receipt is
obtained.

Section 5.8             Nonpetition
Covenants.  Notwithstanding any prior
termination of this Agreement, the Backup Servicer, the Servicer and the
Indenture Trustee shall not, prior to the date that is one year and one day
after the payment in full of all securities issued by Issuing Entity or any
other special purpose entity to which Seller transfers receivables, which
securities are rated at issuance by a nationally recognized statistical rating
organization, with respect to the Issuing Entity or the Seller, acquiesce, petition
or otherwise invoke or cause the Issuing Entity or the Seller to invoke the
process of any court or governmental authority for the purpose of commencing or
sustaining a case against the Issuing Entity or the Seller under any federal or

 12
 

state
bankruptcy, insolvency or similar law or appointing a receiver, liquidator,
assignee, trustee, custodian, sequestrator or other similar official of the
Issuing Entity or the Seller or any substantial part of its property, or
ordering the winding up or liquidation of the affairs of the Issuing Entity or
the Seller.  The foregoing shall not
limit the right of the Backup Servicer, the Servicer or the Indenture Trustee
to file any claim in or otherwise take any action with respect to any such
insolvency proceeding that was instituted against the Issuing Entity or the
Seller by any Person other than the Backup Servicer, the Servicer or the
Indenture Trustee.

Section 5.9             Term.  The provisions of this Agreement and the
duties and obligations of the Backup Servicer hereunder shall commence on the
date hereof and shall continue in full force and effect until either
(i) if SST is not then the Successor Servicer, the Notes have been repaid
in their entirety or (ii) the Pool Balance equals zero, unless earlier
terminated pursuant to the terms of this Agreement.

Section 5.10           Limitation
of Liability of Trustee. 
Notwithstanding anything contained herein to the contrary, this
Agreement has been countersigned by Wilmington Trust Company, not in its
individual capacity but solely in its capacity as Owner Trustee of the Issuing
Entity, and in no event shall Wilmington Trust Company, in its individual
capacity or, except as expressly provided in the Trust Agreement, any
beneficial owner of the Issuing Entity have any liability for the representations,
warranties, covenants, agreements or other obligations of the Issuing Entity
hereunder or in any of the certificates, notices or agreements delivered
pursuant hereto, as to all of which recourse shall be had solely to the assets
of the Issuing Entity.

Section 5.11           Miscellaneous.  In connection with its execution and
performance of this Agreement, the Issuing Entity is entitled to all rights,
privileges, benefits and indemnities provided to it under the Sale and
Servicing Agreement.

Section 5.12           Confidentiality.  SST shall maintain, and shall cause each
officer, employee and agent of itself and its affiliates to maintain, the
confidentiality of this Backup Servicing Agreement, the Basic Documents and all
other confidential proprietary information with respect to the Servicer, CNH
Capital America LLC, the Seller and CNH Global N.V. and their affiliates and
successors and each of their respective businesses obtained by SST in
connection with the structuring, negotiation and execution of the transactions
contemplated herein and in the other Basic Documents or as otherwise provided
to SST from time to time due to its role as Backup Servicer or Successor
Servicer, except for information that has become publicly available or
information disclosed (i) to legal counsel, accountants and other professional
advisors to SST, (ii) as required by law, regulation or legal process, (iii) in
connection with any legal or regulatory proceeding to which SST or any of their
affiliates is subject or (iv) any other disclosure with the prior written
consent of CNHCA.

Section 5.13           Information
Requests.  The parties hereto shall
provide any information reasonably requested by the Servicer or the Seller or
any of their Affiliates, at the expense of such party, in order to comply with
or obtain more favorable treatment under any current or future law, rule,
regulation, accounting rule or principle.

 13
 

Section 5.14           Notice
to Moody’s.  The Servicer shall
notify Moody’s upon the termination of this Agreement pursuant to Section 2.3 or the termination of SST
as Backup Servicer pursuant to Section 4.2.

[The balance of this page has been
intentionally left blank]

 14

IN WITNESS WHEREOF, the Servicer, the Issuing Entity, the Backup
Servicer, the Seller and the Indenture Trustee have caused this Backup
Servicing Agreement to be duly executed by their respective officers as of the
day and year first above written.

	
   

  	
  NEW HOLLAND CREDIT COMPANY, LLC,

  
	
   

  	
  as Servicer

  
	
   

  	
   

  
	
   

  	
   

  	
   

  
	
   

  	
  By:

  	
  /s/ Brian J. O’Keane

  
	
   

  	
  Name:

  	
  Brian J. O’Keane

  
	
   

  	
  Title:

  	
  Treasurer

  
	
   

  	
   

  
	
   

  	
   

  
	
   

  	
  CNH CAPITAL RECEIVABLES LLC,

  
	
   

  	
  as Seller

  
	
   

  	
   

  
	
   

  	
   

  	
   

  
	
   

  	
  By:

  	
  /s/ Brian J. O’Keane

  
	
   

  	
  Name:

  	
  Brian J. O’Keane

  
	
   

  	
  Title:

  	
  Treasurer

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  
	
   

  	
  CNH EQUIPMENT TRUST 2007-A,

  
	
   

  	
  as Issuing Entity

  
	
   

  	
   

  
	
   

  	
   

  
	
   

  	
  By:

  	
  Wilmington Trust Company, not in its

  individual capacity but solely as Trustee

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  
	
   

  	
  By:

  	
  /s/ James A. Hanley

  
	
   

  	
  Name:

  	
  James A. Hanley

  
	
   

  	
  Title:

  	
  Assistant Vice President

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  
	
   

  	
  SYSTEMS & SERVICES TECHNOLOGIES,

  INC., as Backup Servicer

  
	
   

  	
   

  
	
   

  	
   

  
	
   

  	
  By:

  	
  /s/ Kimberly K. Costa

  
	
   

  	
  Name:

  	
  Kimberly K. Costa

  
	
   

  	
  Title:

  	
  Vice President

  
				

 

 S-1
 

 

ACKNOWLEDGED AND AGREED:

THE BANK OF NEW YORK TRUST

COMPANY, N.A., not in its individual

capacity but solely as Indenture Trustee

	
  By:

  	
  /s/ Keith Richardson

  	
   

  
	
  Name:

  	
  Keith Richardson

  
	
  Title:

  	
  Vice President

  
				

 

 S-2

EXHIBIT A

SALE AND SERVICING
AGREEMENT

See Exhibit 4.4

 S-1

SCHEDULE I

DESCRIPTION OF
VERIFICATION AND CONFIRMATION DUTIES

(BACKUP SERVICING)

The Backup Servicer shall provide the following services related to
backup servicing in connection with the Contracts.

(i)            The Backup Servicer
will work with the Servicer’s personnel to obtain the necessary systems and
data information from the servicing systems in use by the Servicer (the “Initial Data File Data Layouts and Definitions”
as set forth in Appendix A).  Using
this information, the Backup Servicer will create a set of conversion routines
and database mapping programs, as necessary, that will enable the Backup
Servicer to receive data from the Servicer on a monthly basis (at the time and
in the manner specified in Section 2.1(a)
of the Backup Servicing Agreement) and to ensure that the data is readable.

(ii)           On a monthly basis,
commencing with the Initial Collection Period, the Backup Servicer shall
(x) verify receipt of the monthly data files, as set forth in
Appendix B, required to be delivered by the Servicer (at the time and in
the manner specified in Section 2.1(a)
of the Backup Servicing Agreement) and (y) verify that the records and
data contained in the monthly data files are in a readable format.

(iii)          On the 10th
Business Day after receipt of the monthly data files and the Servicer’s
Certificate from the Servicer, the Backup Servicer shall notify the Servicer
that (i) the Backup Servicer has reviewed the monthly data files for the
related Collection Period, (ii) a review of the information concerning
delinquency aging, defaults and ending Contract Value reflected on the Servicer’s
Certificate has been made and (iii) to the best of SST’s knowledge using
its best reasonable efforts, the data in such monthly data files ties to such
items on the Servicer’s Certificate, resulting in no discrepancies between
them.  If the preceding statement cannot
be made in the affirmative, SST shall notify the Servicer of the nature of any
and all discrepancies.  The Backup
Servicer and the Servicer shall attempt to reconcile all discrepancies with
respect to such Servicer’s Certificate. 
The effect, if any, of such reconciliation shall be reflected in the
next succeeding Servicer’s Certificate.

 S-1

APPENDIX A

INITIAL DATA FILE DATA
LAYOUTS AND DEFINITIONS

 

	
  Record length
  = 100

  	
   

  	
  LOS01

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  DESCRIPTION

  	
   

  	
  START

  	
   

  	
  END

  	
   

  	
  POS

  	
   

  	
  ANNOTATIONS

  
	
  ENTITY

  	
   

  	
  001

  	
   

  	
  005

  	
   

  	
  5

  	
   

  	
   

  
	
  COST CENTER

  	
   

  	
  006

  	
   

  	
  011

  	
   

  	
  6

  	
   

  	
   

  
	
  POOL IDENTIFIER

  	
   

  	
  012

  	
   

  	
  014

  	
   

  	
  3

  	
   

  	
   

  
	
  SUB POOL IDENTIFIER

  	
   

  	
  015

  	
   

  	
  024

  	
   

  	
  10

  	
   

  	
   

  
	
  CUSTOMER #

  	
   

  	
  025

  	
   

  	
  034

  	
   

  	
  10

  	
   

  	
   

  
	
  NOTE #

  	
   

  	
  035

  	
   

  	
  042

  	
   

  	
  8

  	
   

  	
   

  
	
  MT CODE

  	
   

  	
  043

  	
   

  	
  045

  	
   

  	
  3

  	
   

  	
   

  
	
  TRANSACTION CODE

  	
   

  	
  046

  	
   

  	
  047

  	
   

  	
  2

  	
   

  	
  WILL HAVE ‘MT’ IF FEED IS FROM MT, OTHERWISE THE
  CL TRANS. CODE.

  
	
  TRANSACTION CODE QUALIFIER

  	
   

  	
  048

  	
   

  	
  049

  	
   

  	
  2

  	
   

  	
   

  
	
  TRANSACTION DATE

  	
   

  	
  050

  	
   

  	
  057

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  
	
  BUSINESS LINE

  	
   

  	
  058

  	
   

  	
  059

  	
   

  	
  2

  	
   

  	
   

  
	
  ACKTBL TRANSACTION CODE

  	
   

  	
  060

  	
   

  	
  062

  	
   

  	
  3

  	
   

  	
   

  
	
  TRANSACTION AMOUNT

  	
   

  	
  063

  	
   

  	
  079

  	
   

  	
  17

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  063

  	
   

  	
  063

  	
   

  	
  1

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  064

  	
   

  	
  076

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  077

  	
   

  	
  077

  	
   

  	
  1

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  078

  	
   

  	
  079

  	
   

  	
  2

  	
   

  	
   

  
	
  GL ACCOUNT NUMBER

  	
   

  	
  080

  	
   

  	
  093

  	
   

  	
  14

  	
   

  	
   

  
	
  ACCOUNT

  	
   

  	
  080

  	
   

  	
  089

  	
   

  	
  10

  	
   

  	
   

  
	
  SUB ACCOUNT
  NUMBER

  	
   

  	
  090

  	
   

  	
  093

  	
   

  	
  4

  	
   

  	
   

  
	
  VARIABLE RATE TYPE

  	
   

  	
  094

  	
   

  	
  095

  	
   

  	
  2

  	
   

  	
   

  
	
  FILLER

  	
   

  	
  094

  	
   

  	
  100

  	
   

  	
  5

  	
   

  	
   

  

 

	
  Record length = 3775

  	
   

  	
  SS01

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  DESCRIPTION

  	
   

  	
  START

  	
   

  	
  END

  	
   

  	
  POS.

  	
   

  	
  ANNOTATIONS

  
	
  ACCOUNT #

  	
   

  	
  0001

  	
   

  	
  0026

  	
   

  	
  26

  	
   

  	
   

  
	
  BANK CODE

  	
   

  	
  0001

  	
   

  	
  0002

  	
   

  	
  2

  	
   

  	
   

  
	
  BRANCH CODE

  	
   

  	
  0003

  	
   

  	
  0005

  	
   

  	
  3

  	
   

  	
   

  
	
  RETAIL/LEASE
  CODE

  	
   

  	
  0006

  	
   

  	
  0008

  	
   

  	
  3

  	
   

  	
   

  
	
  CUSTOMER #

  	
   

  	
  0009

  	
   

  	
  0018

  	
   

  	
  10

  	
   

  	
   

  
	
  NOTE #

  	
   

  	
  0019

  	
   

  	
  0026

  	
   

  	
  8

  	
   

  	
   

  
	
  POOL IDENTIFIER

  	
   

  	
  0027

  	
   

  	
  0029

  	
   

  	
  3

  	
   

  	
   

  
	
  SUB POOL IDENTIFIER

  	
   

  	
  0030

  	
   

  	
  0039

  	
   

  	
  10

  	
   

  	
   

  
	
  CONTRACT DATE

  	
   

  	
  0040

  	
   

  	
  0047

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  
	
  ORIGINAL MATURITY DATE

  	
   

  	
  0048

  	
   

  	
  0055

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  
	
  CURRENT MATURITY DATE

  	
   

  	
  0056

  	
   

  	
  0063

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  
	
  ORIGINAL AMOUNT FINANCED

  	
   

  	
  0064

  	
   

  	
  0080

  	
   

  	
  17

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0064

  	
   

  	
  0064

  	
   

  	
  1

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0065

  	
   

  	
  0077

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0078

  	
   

  	
  0078

  	
   

  	
  1

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0079

  	
   

  	
  0080

  	
   

  	
  2

  	
   

  	
   

  
	
  CURRENT OBLIGOR BALANCE

  	
   

  	
  0081

  	
   

  	
  0097

  	
   

  	
  17

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0081

  	
   

  	
  0081

  	
   

  	
  1

  	
   

  	
   

  

 

 Appendix A-1
 

 

	
  DOLLARS

  	
   

  	
  0082

  	
   

  	
  0094

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0095

  	
   

  	
  0095

  	
   

  	
  1

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0096

  	
   

  	
  0097

  	
   

  	
  2

  	
   

  	
   

  
	
  CURRENT HOLDER BALANCE

  	
   

  	
  0098

  	
   

  	
  0114

  	
   

  	
  17

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0098

  	
   

  	
  0098

  	
   

  	
  1

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0099

  	
   

  	
  0111

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0112

  	
   

  	
  0112

  	
   

  	
  1

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0113

  	
   

  	
  0114

  	
   

  	
  2

  	
   

  	
   

  
	
  FIRST DUE DATE

  	
   

  	
  0115

  	
   

  	
  0122

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  
	
  NEXT DUE DATE

  	
   

  	
  0123

  	
   

  	
  0130

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  
	
  NEXT PAYMENT AMOUNT

  	
   

  	
  0131

  	
   

  	
  0147

  	
   

  	
  17

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0131

  	
   

  	
  0131

  	
   

  	
  1

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0132

  	
   

  	
  0144

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0145

  	
   

  	
  0145

  	
   

  	
  1

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0146

  	
   

  	
  0147

  	
   

  	
  2

  	
   

  	
   

  
	
  CURRENT INTEREST RATE (APR)

  	
   

  	
  0148

  	
   

  	
  0155

  	
   

  	
  8

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0148

  	
   

  	
  0148

  	
   

  	
  1

  	
   

  	
   

  
	
  LEFT OF DECIMAL

  	
   

  	
  0149

  	
   

  	
  0149

  	
   

  	
  1

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0150

  	
   

  	
  0150

  	
   

  	
  1

  	
   

  	
   

  
	
  RIGHT OF DECIMAL

  	
   

  	
  0151

  	
   

  	
  0155

  	
   

  	
  5

  	
   

  	
   

  
	
  ORIGINAL TERMS

  	
   

  	
  0156

  	
   

  	
  0158

  	
   

  	
  3

  	
   

  	
   

  
	
  PAYMENT METHOD

  	
   

  	
  0159

  	
   

  	
  0159

  	
   

  	
  1

  	
   

  	
  C=COUPON

  A=ACH

  B=BILL

  N=NO BILL

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  INTEREST TYPE

  	
   

  	
  0160

  	
   

  	
  0161

  	
   

  	
  2

  	
   

  	
  00 = SIMPLE INTEREST

  01=SIMPLE INTEREST

  02=78’S INTEREST

  03=STRIGHT LINE INTEREST

  04=SIMPLE INTEREST

  (ON SCHEDULED PRIN. BAL.)

  FOR LOANS

  W/AMORTIZED

  PAYMENT SCHEDULE.

  05=SIMPLE INT.

  AVERAGE BAL.

  07=SIMPLE INT.

  W/BALANCE

  

 

	
  DESCRIPTION

  	
   

  	
  START

  	
   

  	
  END

  	
   

  	
  POS.

  	
   

  	
  ANNOTATIONS

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  SPREAD RATE ADJ.

  08=ACTURIAL

  09=SUM
  OF BALANCE

  
	
  # OF
  DAYS LATE TO ASSESS LATE FEES

  	
   

  	
  0162

  	
   

  	
  0164

  	
   

  	
  3

  	
   

  	
   

  
	
  LATE
  FEE AMOUNT

  	
   

  	
  0165

  	
   

  	
  0181

  	
   

  	
  17

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0165

  	
   

  	
  0165

  	
   

  	
  1

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0166

  	
   

  	
  0178

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0179

  	
   

  	
  0179

  	
   

  	
  1

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0180

  	
   

  	
  0181

  	
   

  	
  2

  	
   

  	
   

  
	
  LATE
  FEE PERCENT

  	
   

  	
  0182

  	
   

  	
  0189

  	
   

  	
  8

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0182

  	
   

  	
  0182

  	
   

  	
  1

  	
   

  	
   

  

 

 Appendix A-2
 

 

	
  LEFT OF DECIMAL

  	
   

  	
  0183

  	
   

  	
  0183

  	
   

  	
  1

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0184

  	
   

  	
  0184

  	
   

  	
  1

  	
   

  	
   

  
	
  RIGHT OF DECIMAL

  	
   

  	
  0185

  	
   

  	
  0189

  	
   

  	
  5

  	
   

  	
   

  
	
  INTEREST
  PAID THROUGH DATE

  	
   

  	
  0190

  	
   

  	
  0197

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  
	
  INTEREST ACCRUED/UNPAID AT

  TRANSFER

  	
   

  	
  0198

  	
   

  	
  0214

  	
   

  	
  17

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0198

  	
   

  	
  0198

  	
   

  	
  1

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0199

  	
   

  	
  0211

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0212

  	
   

  	
  0212

  	
   

  	
  1

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0213

  	
   

  	
  0214

  	
   

  	
  2

  	
   

  	
   

  
	
  LATE
  FEES DUE

  	
   

  	
  0215

  	
   

  	
  0231

  	
   

  	
  17

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0215

  	
   

  	
  0215

  	
   

  	
  1

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0216

  	
   

  	
  0228

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0229

  	
   

  	
  0229

  	
   

  	
  1

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0230

  	
   

  	
  0231

  	
   

  	
  2

  	
   

  	
   

  
	
  OTHER
  AMOUNT DUE

  	
   

  	
  0232

  	
   

  	
  0248

  	
   

  	
  17

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0232

  	
   

  	
  0232

  	
   

  	
  1

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0233

  	
   

  	
  0245

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0246

  	
   

  	
  0246

  	
   

  	
  1

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0247

  	
   

  	
  0248

  	
   

  	
  2

  	
   

  	
   

  
	
  REMAINING
  TERM

  	
   

  	
  0249

  	
   

  	
  0251

  	
   

  	
  3

  	
   

  	
   

  
	
  CHARGE
  OFF DATE

  	
   

  	
  0252

  	
   

  	
  0259

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  
	
  CHARGE
  OFF AMOUNT

  	
   

  	
  0260

  	
   

  	
  0276

  	
   

  	
  17

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0260

  	
   

  	
  0260

  	
   

  	
  1

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0261

  	
   

  	
  0273

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0274

  	
   

  	
  0274

  	
   

  	
  1

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0275

  	
   

  	
  0276

  	
   

  	
  2

  	
   

  	
   

  
	
  CONTRACT
  STATE (DEALER)

  	
   

  	
  0277

  	
   

  	
  0278

  	
   

  	
  2

  	
   

  	
   

  
	
  LAST
  PAYMENT DATE

  	
   

  	
  0279

  	
   

  	
  0286

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  TIMES PAST DUE DATA (1st occ. Info. 

  Below)

  	
   

  	
  0287

  	
   

  	
  0306

  	
   

  	
  20

  	
   

  	
  OCCURS 5 TIMES

  
	
  SIGN

  	
   

  	
  0287

  	
   

  	
  0287

  	
   

  	
  1

  	
   

  	
  OCC 1 =
  10 DAYS PAST DUE

  
	
  DAYS

  	
   

  	
  0288

  	
   

  	
  0290

  	
   

  	
  3

  	
   

  	
  OCC 2 =
  30 DAYS PAST DUE

  OCC 3 =
  60 DAYS PAST DUE

  OCC 4 =
  90 DAYS PAST DUE

  OCC 5 =
  120 DAYS PAST DUE

  
	
  NUMBER
  OF NSF CHECKS

  	
   

  	
  0307

  	
   

  	
  0308

  	
   

  	
  2

  	
   

  	
   

  
	
  BUY-BACK
  (CLOSEOUT FEE)

  	
   

  	
  0309

  	
   

  	
  0316

  	
   

  	
  8

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0309

  	
   

  	
  0309

  	
   

  	
  1

  	
   

  	
   

  
	
  LEFT OF DECIMAL

  	
   

  	
  0310

  	
   

  	
  0310

  	
   

  	
  1

  	
   

  	
   

  
	
  DECIAML

  	
   

  	
  0311

  	
   

  	
  0311

  	
   

  	
  1

  	
   

  	
   

  
	
  RIGHT OF DECIMAL

  	
   

  	
  0312

  	
   

  	
  0316

  	
   

  	
  5

  	
   

  	
   

  
	
  BRANCH/REGION/PROCESSING
  CENTER

  	
   

  	
  0317

  	
   

  	
  0319

  	
   

  	
  3

  	
   

  	
   

  
	
  ORIGINATOR
  APPLICATION NUMBER

  	
   

  	
  0320

  	
   

  	
  0329

  	
   

  	
  10

  	
   

  	
   

  
	
  ORIGINATOR
  FUNDING DATE

  	
   

  	
  0330

  	
   

  	
  0337

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  
	
  PAY
  AHEAD BALANCE

  	
   

  	
  0338

  	
   

  	
  0354

  	
   

  	
  17

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0338

  	
   

  	
  0338

  	
   

  	
  1

  	
   

  	
   

  

 

	
  DESCRIPTION

  	
   

  	
  START

  	
   

  	
  END

  	
   

  	
  POS.

  	
   

  	
  ANNOTATIONS

  
	
  DOLLARS

  	
   

  	
  0339

  	
   

  	
  0351

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0352

  	
   

  	
  0352

  	
   

  	
  1

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0353

  	
   

  	
  0354

  	
   

  	
  2

  	
   

  	
   

  
	
  TITLE STATE

  	
   

  	
  0355

  	
   

  	
  0356

  	
   

  	
  2

  	
   

  	
   

  

 

 Appendix A-3
 

 

	
  RECOURSE CODE

  	
   

  	
  0357

  	
   

  	
  0357

  	
   

  	
  1

  	
   

  	
   

  
	
  PDI INSURANCE

  	
   

  	
  0358

  	
   

  	
  0358

  	
   

  	
  1

  	
   

  	
  R=RAMSEY-KRUG

  U=UNIVERSAL

  F=FIREMANS’S FUND

  G=EPG

  O=OTHER

  SPACE=NONE

  
	
  LIFE INSURANCE

  	
   

  	
  0359

  	
   

  	
  0359

  	
   

  	
  1

  	
   

  	
  M=AMERICAN MODERN (USA)

  P=PACIFIC LIFE (CANADA)

  SPACE=NONE

  
	
  LIABILITY INSURANCE

  	
   

  	
  0360

  	
   

  	
  0360

  	
   

  	
  1

  	
   

  	
  E=ELPA

  SPACE=NONE

  
	
  DISABILITY INSURANCE

  	
   

  	
  0361

  	
   

  	
  0361

  	
   

  	
  1

  	
   

  	
  M=AMERICAN MODERN

  SPACE=NONE

  
	
  ESPP INSURANCE

  	
   

  	
  0362

  	
   

  	
  0362

  	
   

  	
  1

  	
   

  	
  G=EPG

  SPACE=NONE

  
	
  RESIDUAL INSURANCE

  	
   

  	
  0363

  	
   

  	
  0363

  	
   

  	
  1

  	
   

  	
  P=PACIFIC LIFE (CANADA)

  SPACE=NONE

  
	
  LOAN STATUS

  	
   

  	
  0364

  	
   

  	
  0364

  	
   

  	
  1

  	
   

  	
  A=ACTIVE

  C=CLOSED

  D=ACCOUNT IN REPOESSION BUT NOT IN BANKRUPTCY.

  
	
  REPO BALANCE

  	
   

  	
  0365

  	
   

  	
  0381

  	
   

  	
  17

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0365

  	
   

  	
  0365

  	
   

  	
  1

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0366

  	
   

  	
  0378

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0379

  	
   

  	
  0379

  	
   

  	
  1

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0380

  	
   

  	
  0381

  	
   

  	
  2

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  REPO ESTIMATED LOSS

  	
   

  	
  0382

  	
   

  	
  0398

  	
   

  	
  17

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0382

  	
   

  	
  0382

  	
   

  	
  1

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0383

  	
   

  	
  0395

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0396

  	
   

  	
  0396

  	
   

  	
  1

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0397

  	
   

  	
  0398

  	
   

  	
  2

  	
   

  	
   

  
	
  INTEREST START DATE

  	
   

  	
  0399

  	
   

  	
  0406

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  FIXED OR VARIABLE

  	
   

  	
  0407

  	
   

  	
  0407

  	
   

  	
  1

  	
   

  	
  F=FIXED

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  V=VARIABLE

  
	
  VARIABLE INDEX ADDITION

  	
   

  	
  0408

  	
   

  	
  0415

  	
   

  	
  8

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0408

  	
   

  	
  0408

  	
   

  	
  1

  	
   

  	
   

  
	
  LEFT OF DECIMAL

  	
   

  	
  0409

  	
   

  	
  0409

  	
   

  	
  1

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0410

  	
   

  	
  0410

  	
   

  	
  1

  	
   

  	
   

  
	
  RIGHT OF DECIMAL

  	
   

  	
  0411

  	
   

  	
  0415

  	
   

  	
  5

  	
   

  	
   

  
	
  VARIABLE FLOOR

  	
   

  	
  0416

  	
   

  	
  0423

  	
   

  	
  8

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0416

  	
   

  	
  0416

  	
   

  	
  1

  	
   

  	
   

  
	
  LEFT OF DECIMAL

  	
   

  	
  0417

  	
   

  	
  0417

  	
   

  	
  1

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0418

  	
   

  	
  0418

  	
   

  	
  1

  	
   

  	
   

  
	
  RIGHT OF DECIMAL

  	
   

  	
  0419

  	
   

  	
  0423

  	
   

  	
  5

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  VARIABLE CEILING

  	
   

  	
  0424

  	
   

  	
  0431

  	
   

  	
  8

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0424

  	
   

  	
  0424

  	
   

  	
  1

  	
   

  	
   

  
	
  LEFT OF DECIMAL

  	
   

  	
  0425

  	
   

  	
  0425

  	
   

  	
  1

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0426

  	
   

  	
  0426

  	
   

  	
  1

  	
   

  	
   

  

 

 Appendix A-4
 

 

	
  RIGHT OF DECIMAL

  	
   

  	
  0427

  	
   

  	
  0431

  	
   

  	
  5

  	
   

  	
   

  
	
  STOP
  ACCRUAL INTEREST

  	
   

  	
  0432

  	
   

  	
  0448

  	
   

  	
  17

  	
   

  	
   

  

 

	
  DESCRIPTION

  	
   

  	
  START

  	
   

  	
  END

  	
   

  	
  POS.

  	
   

  	
  ANNOTATIONS

  
	
  SIGN

  	
   

  	
  0432

  	
   

  	
  0432

  	
   

  	
  1

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0433

  	
   

  	
  0445

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0446

  	
   

  	
  0446

  	
   

  	
  1

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0447

  	
   

  	
  0448

  	
   

  	
  2

  	
   

  	
   

  
	
  STOP
  ACCRUAL DATE

  	
   

  	
  0449

  	
   

  	
  0456

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  
	
  PAYMENT
  SCHEDULE REVIEW

  	
   

  	
  0457

  	
   

  	
  0457

  	
   

  	
  1

  	
   

  	
   

  
	
  RESIDUAL
  AMOUNT (FINANCE LEASES)

  	
   

  	
  0458

  	
   

  	
  0474

  	
   

  	
  17

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0458

  	
   

  	
  0458

  	
   

  	
  1

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0459

  	
   

  	
  0471

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0472

  	
   

  	
  0472

  	
   

  	
  1

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0473

  	
   

  	
  0474

  	
   

  	
  2

  	
   

  	
   

  
	
  FINANCE
  CHARGE (PRE COMPUTED)

  	
   

  	
  0475

  	
   

  	
  0491

  	
   

  	
  17

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0475

  	
   

  	
  0475

  	
   

  	
  1

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0476

  	
   

  	
  0488

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0489

  	
   

  	
  0489

  	
   

  	
  1

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0490

  	
   

  	
  0491

  	
   

  	
  2

  	
   

  	
   

  
	
  DUE DATE/PAYMENT AMT. INFO. (1st occ. Info.
  Below)

  	
   

  	
  0492

  	
   

  	
  2991

  	
   

  	
  2500

  	
   

  	
  OCCURS 100 TIMES

  
	
  DUE DATE

  	
   

  	
  0492

  	
   

  	
  0499

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  
	
  DUE AMOUNT

  	
   

  	
  0500

  	
   

  	
  0514

  	
   

  	
  17

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0500

  	
   

  	
  0500

  	
   

  	
  1

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0501

  	
   

  	
  0513

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0514

  	
   

  	
  0514

  	
   

  	
  1

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0515

  	
   

  	
  0516

  	
   

  	
  2

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  BILL DATE/PAYMENT INFO. (1st occ. info. below)

  	
   

  	
  2992

  	
   

  	
  3447

  	
   

  	
  456

  	
   

  	
  OCCURS 6 TIMES

  
	
  BILLED DUE DATE

  	
   

  	
  2992

  	
   

  	
  2999

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  
	
  BILLED PRINCIPAL

  	
   

  	
  3000

  	
   

  	
  3016

  	
   

  	
  17

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3000

  	
   

  	
  3000

  	
   

  	
  1

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  3001

  	
   

  	
  3013

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  3014

  	
   

  	
  3014

  	
   

  	
  1

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  3015

  	
   

  	
  3016

  	
   

  	
  2

  	
   

  	
   

  
	
  BILLED INTEREST

  	
   

  	
  3017

  	
   

  	
  3033

  	
   

  	
  17

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3017

  	
   

  	
  3017

  	
   

  	
  1

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  3018

  	
   

  	
  3030

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  3031

  	
   

  	
  3031

  	
   

  	
  1

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  3032

  	
   

  	
  3033

  	
   

  	
  2

  	
   

  	
   

  
	
  BILLED LATE CHARGES

  	
   

  	
  3034

  	
   

  	
  3050

  	
   

  	
  17

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3034

  	
   

  	
  3034

  	
   

  	
  1

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  3035

  	
   

  	
  3047

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  3048

  	
   

  	
  3048

  	
   

  	
  1

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3049

  	
   

  	
  3050

  	
   

  	
  2

  	
   

  	
   

  
	
  BILLED OTHER FEES

  	
   

  	
  3051

  	
   

  	
  3067

  	
   

  	
  17

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3051

  	
   

  	
  3051

  	
   

  	
  1

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  3052

  	
   

  	
  3064

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  3065

  	
   

  	
  3065

  	
   

  	
  1

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  3066

  	
   

  	
  3067

  	
   

  	
  2

  	
   

  	
   

  
	
  BILLED
  THROUGH DATE

  	
   

  	
  3448

  	
   

  	
  3455

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  

 

 Appendix A-5
 

 

	
  ACCRUAL
  BASIS YEAR

  	
   

  	
  3456

  	
   

  	
  3456

  	
   

  	
  1

  	
   

  	
  0=365-DAY YEAR

  1=360-DAY YEAR

  2=365/366-DAY YEAR

  
	
  ACCRUAL
  BASIS MONTH

  	
   

  	
  3457

  	
   

  	
  3457

  	
   

  	
  1

  	
   

  	
  0=ACTUAL-DAY MONTH

  1=30-DAY MONTH

  
	
  PAYMENT SCHEDULE INFO. (1st occ. 

  Info. below)

  	
   

  	
  3458

  	
   

  	
  3637

  	
   

  	
  180

  	
   

  	
  OCCURS 5 TIMES

  
	
  PAYMENT SCHEDULE STATUS

  	
   

  	
  3458

  	
   

  	
  3458

  	
   

  	
  1

  	
   

  	
   

  
	
  PAYMENT SCHEDULE TYPE

  	
   

  	
  3459

  	
   

  	
  3459

  	
   

  	
  1

  	
   

  	
   

  
	
  PAYMENT SCHEDULE INTERVAL

  	
   

  	
  3460

  	
   

  	
  3462

  	
   

  	
  3

  	
   

  	
   

  
	
  PAYMENT SCHEDULE START DATE

  	
   

  	
  3463

  	
   

  	
  3470

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  
	
  PAYMENT SCHEDULE TOTAL PAYMENTS

  	
   

  	
  3471

  	
   

  	
  3473

  	
   

  	
  3

  	
   

  	
   

  

 

	
  DESCRIPTION

  	
   

  	
  START

  	
   

  	
  END

  	
   

  	
  POS.

  	
   

  	
  ANNOTATIONS

  
	
  PAYMENT SCHEDULE TIMES BILLED

  	
   

  	
  3474

  	
   

  	
  3476

  	
   

  	
  3

  	
   

  	
   

  
	
  PAYMENT SCHEDULE AMOUNT

  	
   

  	
  3477

  	
   

  	
  3493

  	
   

  	
  17

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3477

  	
   

  	
  3477

  	
   

  	
  1

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  3478

  	
   

  	
  3490

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  3491

  	
   

  	
  3491

  	
   

  	
  1

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  3492

  	
   

  	
  3493

  	
   

  	
  2

  	
   

  	
   

  
	
  CURRENT
  PAYOFF AMOUNT

  	
   

  	
  3638

  	
   

  	
  3654

  	
   

  	
  17

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3638

  	
   

  	
  3638

  	
   

  	
  1

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  3639

  	
   

  	
  3651

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  3652

  	
   

  	
  3652

  	
   

  	
  1

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  3653

  	
   

  	
  3654

  	
   

  	
  2

  	
   

  	
   

  
	
  NON
  RECOGNIZED ACCRUED INTEREST

  	
   

  	
  3655

  	
   

  	
  3671

  	
   

  	
  17

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3655

  	
   

  	
  3655

  	
   

  	
  1

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  3656

  	
   

  	
  3668

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  3669

  	
   

  	
  3669

  	
   

  	
  1

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  3670

  	
   

  	
  3671

  	
   

  	
  2

  	
   

  	
   

  
	
  VARIABLE
  RATE TYPE

  	
   

  	
  3672

  	
   

  	
  3673

  	
   

  	
  2

  	
   

  	
  11 = CHANGES ON 15TH (USA)

  12 = CHANGES ON 20TH (USA)

  22 = CHANGES ON 15TH (CAN.)

  23 = CHANGES ON 20TH (CAN.)

  
	
  RSS
  MONTHLY CASH FLOW

  	
   

  	
  3674

  	
   

  	
  3690

  	
   

  	
  17

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3674

  	
   

  	
  3674

  	
   

  	
  1

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  3675

  	
   

  	
  3687

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  3688

  	
   

  	
  3688

  	
   

  	
  1

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  3689

  	
   

  	
  3690

  	
   

  	
  2

  	
   

  	
   

  
	
  PRINCIPAL
  WRITE OFF AMOUNT

  	
   

  	
  3691

  	
   

  	
  3707

  	
   

  	
  17

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3691

  	
   

  	
  3691

  	
   

  	
  1

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  3692

  	
   

  	
  3704

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  3705

  	
   

  	
  3705

  	
   

  	
  1

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  3706

  	
   

  	
  3707

  	
   

  	
  2

  	
   

  	
   

  
	
  PAST
  DUE DAYS

  	
   

  	
  3708

  	
   

  	
  3713

  	
   

  	
  6

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3708

  	
   

  	
  3708

  	
   

  	
  1

  	
   

  	
   

  
	
  DAYS

  	
   

  	
  3709

  	
   

  	
  3713

  	
   

  	
  5

  	
   

  	
   

  
	
  PAST
  DUE ALTERNATE

  	
   

  	
  3714

  	
   

  	
  3719

  	
   

  	
  6

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3714

  	
   

  	
  3714

  	
   

  	
  1

  	
   

  	
   

  
	
  DAYS

  	
   

  	
  3715

  	
   

  	
  3719

  	
   

  	
  3

  	
   

  	
   

  

 

 Appendix A-6
 

 

	
  RECOVERIES

  	
   

  	
  3720

  	
   

  	
  3736

  	
   

  	
  17

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3720

  	
   

  	
  3720

  	
   

  	
  1

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  3721

  	
   

  	
  3733

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  3734

  	
   

  	
  3734

  	
   

  	
  1

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  3735

  	
   

  	
  3736

  	
   

  	
  2

  	
   

  	
   

  
	
  FILLER

  	
   

  	
  3737

  	
   

  	
  3775

  	
   

  	
  39

  	
   

  	
   

  

 

 

	
  Record length = 650

  	
   

  	
  SS02

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  DESCRIPTION

  	
   

  	
  START

  	
   

  	
  END

  	
   

  	
  POS

  	
   

  	
  ANNOTATION

  
	
  ACCOUNT
  #

  	
   

  	
  001

  	
   

  	
  026

  	
   

  	
  26

  	
   

  	
   

  
	
  BANK CODE

  	
   

  	
  001

  	
   

  	
  002

  	
   

  	
  2

  	
   

  	
   

  
	
  BRANCH CODE

  	
   

  	
  003

  	
   

  	
  005

  	
   

  	
  3

  	
   

  	
   

  
	
  RETAIL/LEASE CODE

  	
   

  	
  006

  	
   

  	
  008

  	
   

  	
  3

  	
   

  	
   

  
	
  CUSTOMER #

  	
   

  	
  009

  	
   

  	
  018

  	
   

  	
  10

  	
   

  	
   

  
	
  NOTE #

  	
   

  	
  019

  	
   

  	
  026

  	
   

  	
  8

  	
   

  	
   

  
	
  OBLIGOR
  MAILING ADDRESS 01

  	
   

  	
  027

  	
   

  	
  066

  	
   

  	
  40

  	
   

  	
   

  
	
  OBLIGOR
  MAILING ADDRESS 02

  	
   

  	
  067

  	
   

  	
  106

  	
   

  	
  40

  	
   

  	
   

  
	
  OBLIGOR
  MAILING ADDRESS 03

  	
   

  	
  107

  	
   

  	
  146

  	
   

  	
  40

  	
   

  	
   

  
	
  OBLIGOR
  MAILING ADDRESS 04

  	
   

  	
  147

  	
   

  	
  186

  	
   

  	
  40

  	
   

  	
   

  
	
  OBLIGOR
  MAILING CITY

  	
   

  	
  187

  	
   

  	
  226

  	
   

  	
  40

  	
   

  	
   

  
	
  OBLIGOR
  MAILING STATE

  	
   

  	
  227

  	
   

  	
  228

  	
   

  	
  2

  	
   

  	
   

  
	
  OBLIGOR
  MAILING ZIP

  	
   

  	
  229

  	
   

  	
  237

  	
   

  	
  9

  	
   

  	
   

  
	
  ZIP FIRST 5 POS

  	
   

  	
  229

  	
   

  	
  233

  	
   

  	
  5

  	
   

  	
   

  
	
  ZIP LAST 4 POS

  	
   

  	
  234

  	
   

  	
  237

  	
   

  	
  4

  	
   

  	
   

  
	
  OBLIGOR
  PHYSICAL ADDRESS 01

  	
   

  	
  238

  	
   

  	
  277

  	
   

  	
  40

  	
   

  	
   

  
	
  OBLIGOR
  PHYSICAL ADDRESS 02

  	
   

  	
  278

  	
   

  	
  317

  	
   

  	
  40

  	
   

  	
   

  
	
  OBLIGOR
  PHYSICAL ADDRESS 03

  	
   

  	
  318

  	
   

  	
  357

  	
   

  	
  40

  	
   

  	
   

  
	
  OBLIGOR
  PHYSICAL ADDRESS 04

  	
   

  	
  358

  	
   

  	
  397

  	
   

  	
  40

  	
   

  	
   

  
	
  OBLIGOR
  PHYSICAL CITY

  	
   

  	
  398

  	
   

  	
  437

  	
   

  	
  40

  	
   

  	
   

  
	
  OBLIGOR
  PHYSICAL STATE

  	
   

  	
  438

  	
   

  	
  439

  	
   

  	
  2

  	
   

  	
   

  
	
  OBLIGOR
  PHYSICAL ZIP

  	
   

  	
  440

  	
   

  	
  448

  	
   

  	
  9

  	
   

  	
   

  
	
  ZIP FIRST 5 POS

  	
   

  	
  440

  	
   

  	
  444

  	
   

  	
  5

  	
   

  	
   

  
	
  ZIP LAST 4 POS

  	
   

  	
  445

  	
   

  	
  448

  	
   

  	
  4

  	
   

  	
   

  
	
  OBLIGOR
  HOME PHONE

  	
   

  	
  449

  	
   

  	
  462

  	
   

  	
  14

  	
   

  	
   

  
	
  OBLIGOR HM PH AREA CODE

  	
   

  	
  449

  	
   

  	
  451

  	
   

  	
  3

  	
   

  	
   

  
	
  OBLIGOR HM PH FIRST 3 POS

  	
   

  	
  452

  	
   

  	
  454

  	
   

  	
  3

  	
   

  	
   

  
	
  OBLIGOR HM PH SECOND 4 POS

  	
   

  	
  455

  	
   

  	
  458

  	
   

  	
  4

  	
   

  	
   

  
	
  OBLIGOR HM PH EXTENSION

  	
   

  	
  459

  	
   

  	
  462

  	
   

  	
  4

  	
   

  	
   

  
	
  OBLIGOR
  EXTRA PH 01

  	
   

  	
  463

  	
   

  	
  476

  	
   

  	
  14

  	
   

  	
   

  
	
  OBLIGOR EXTRA PH 01 AREA CODE

  	
   

  	
  463

  	
   

  	
  465

  	
   

  	
  3

  	
   

  	
   

  
	
  OBLIGOR EXTRA PH 01 FIRST 3 POS

  	
   

  	
  466

  	
   

  	
  468

  	
   

  	
  3

  	
   

  	
   

  
	
  OBLIGOR EXTRA PH 01 SECOND 4 POS

  	
   

  	
  469

  	
   

  	
  472

  	
   

  	
  4

  	
   

  	
   

  
	
  OBLIGOR EXTRA PH 01 EXTENSION

  	
   

  	
  473

  	
   

  	
  476

  	
   

  	
  4

  	
   

  	
   

  
	
  OBLIGOR
  EXTRA PH 02

  	
   

  	
  477

  	
   

  	
  490

  	
   

  	
  14

  	
   

  	
   

  
	
  OBLIGOR EXTRA PH 02 AREA CODE

  	
   

  	
  477

  	
   

  	
  479

  	
   

  	
  3

  	
   

  	
   

  
	
  OBLIGOR EXTRA PH 02 FIRST 3 POS

  	
   

  	
  480

  	
   

  	
  482

  	
   

  	
  3

  	
   

  	
   

  
	
  OBLIGOR EXTRA PH 02 SECOND 4 POS

  	
   

  	
  483

  	
   

  	
  486

  	
   

  	
  4

  	
   

  	
   

  
	
  OBLIGOR EXTRA PH 02 EXTENSION

  	
   

  	
  487

  	
   

  	
  490

  	
   

  	
  4

  	
   

  	
   

  
	
  OBLIGOR
  EXTRA PH 03

  	
   

  	
  491

  	
   

  	
  504

  	
   

  	
  14

  	
   

  	
   

  
	
  OBLIGOR EXTRA PH 03 AREA CODE

  	
   

  	
  491

  	
   

  	
  493

  	
   

  	
  3

  	
   

  	
   

  
	
  OBLIGOR EXTRA PH 03 FIRST 3 POS

  	
   

  	
  494

  	
   

  	
  496

  	
   

  	
  3

  	
   

  	
   

  
	
  OBLIGOR EXTRA PH 03 SECOND 4 POS

  	
   

  	
  497

  	
   

  	
  500

  	
   

  	
  4

  	
   

  	
   

  
	
  OBLIGOR EXTRA PH 03 EXTENSION

  	
   

  	
  501

  	
   

  	
  504

  	
   

  	
  4

  	
   

  	
   

  

 

 Appendix A-7
 

 

	
  OBLIGOR
  E-MAIL ADDRESS

  	
   

  	
  505

  	
   

  	
  544

  	
   

  	
  40

  	
   

  	
   

  	 

	
  OBLIGOR
  SSN OR TAX ID NUMBER

  	
   

  	
  545

  	
   

  	
  553

  	
   

  	
  9

  	
   

  	
   

  
	
  OBLIGOR SSN OR TAX CODE 

  INDICATOR

  	
   

  	
  554

  	
   

  	
  554

  	
   

  	
  1

  	
   

  	
  0 = NONE

  1 = TAX ID

  2 = SSN

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  OBLIGOR
  BIRTH DATE

  	
   

  	
  555

  	
   

  	
  562

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  OBLIGOR
  EMPLOYER NAME

  	
   

  	
  563

  	
   

  	
  582

  	
   

  	
  20

  	
   

  	
   

  
	
  OBLIGOR
  EMPLOYER ADDRESS 01

  	
   

  	
  583

  	
   

  	
  600

  	
   

  	
  18

  	
   

  	
   

  
	
  OBLIGOR
  EMPLOYER CITY

  	
   

  	
  601

  	
   

  	
  615

  	
   

  	
  15

  	
   

  	
   

  
	
  OBLIGOR
  EMPLOYER STATE

  	
   

  	
  616

  	
   

  	
  617

  	
   

  	
  2

  	
   

  	
   

  
	
  OBLIGOR
  EMPLOYER ZIP

  	
   

  	
  618

  	
   

  	
  626

  	
   

  	
  9

  	
   

  	
   

  
	
  ZIP FIRST 5 POS

  	
   

  	
  618

  	
   

  	
  622

  	
   

  	
  5

  	
   

  	
   

  
	
  ZIP LAST 4 POS

  	
   

  	
  623

  	
   

  	
  626

  	
   

  	
  4

  	
   

  	
   

  
	
  OBLIGOR
  EMPLOYER PHONE

  	
   

  	
  627

  	
   

  	
  640

  	
   

  	
  14

  	
   

  	
   

  
	
  OBLIGOR EMPLOYER AREA CODE

  	
   

  	
  627

  	
   

  	
  629

  	
   

  	
  3

  	
   

  	
   

  
	
  OBLIGOR EMPLOYER PH FIRST 3 POS

  	
   

  	
  630

  	
   

  	
  632

  	
   

  	
  3

  	
   

  	
   

  
	
  OBLIGOR EMPLOYER PH SECOND 4 POS

  	
   

  	
  633

  	
   

  	
  636

  	
   

  	
  4

  	
   

  	
   

  
	
  OBLIGOR EMPLOYER PH EXTENSION

  	
   

  	
  637

  	
   

  	
  640

  	
   

  	
  4

  	
   

  	
   

  
	
  FILLER

  	
   

  	
  641

  	
   

  	
  650

  	
   

  	
  10

  	
   

  	
   

  
												

 

	
  RECORD LENGTH
  = 625

  	
   

  	
  SS03

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  DESCRIPTION

  	
   

  	
  START

  	
   

  	
  END

  	
   

  	
  POS.

  	
   

  	
  ANNOTATIONS

  
	
  ACCOUNT
  #

  	
   

  	
  001

  	
   

  	
  026

  	
   

  	
  26

  	
   

  	
   

  
	
  BANK CODE

  	
   

  	
  001

  	
   

  	
  002

  	
   

  	
  2

  	
   

  	
   

  
	
  BRANCH CODE

  	
   

  	
  003

  	
   

  	
  005

  	
   

  	
  3

  	
   

  	
   

  
	
  RETAIL/LEASE CODE

  	
   

  	
  006

  	
   

  	
  008

  	
   

  	
  3

  	
   

  	
   

  
	
  CUSTOMER #

  	
   

  	
  009

  	
   

  	
  018

  	
   

  	
  10

  	
   

  	
   

  
	
  NOTE #

  	
   

  	
  019

  	
   

  	
  026

  	
   

  	
  8

  	
   

  	
   

  
	
  CO-BUYER
  INFO. (1st occ. Info. Below)

  	
   

  	
  027

  	
   

  	
  215

  	
   

  	
  189

  	
   

  	
  OCCURS 3 TIMES

  
	
  CO-BUYER FIRST NAME

  	
   

  	
  027

  	
   

  	
  041

  	
   

  	
  15

  	
   

  	
  OCC. 1 - CO BUYER INFO.

  
	
  CO-BUYER INITIAL

  	
   

  	
  042

  	
   

  	
  042

  	
   

  	
  1

  	
   

  	
  OCC. 2 - 3rd PARTY INFO.

  
	
  CO-BUYER LAST NAME

  	
   

  	
  043

  	
   

  	
  062

  	
   

  	
  20

  	
   

  	
  OCC. 3 - 4th PARTY INFO.

  
	
  CO-BUYER NAME SUFFIX

  	
   

  	
  063

  	
   

  	
  065

  	
   

  	
  3

  	
   

  	
   

  
	
  CO-BUYER STREET ADDRESS

  	
   

  	
  066

  	
   

  	
  095

  	
   

  	
  30

  	
   

  	
   

  
	
  CO-BUYER CITY ADDRESS

  	
   

  	
  096

  	
   

  	
  110

  	
   

  	
  15

  	
   

  	
   

  
	
  CO-BUYER STATE

  	
   

  	
  111

  	
   

  	
  112

  	
   

  	
  2

  	
   

  	
   

  
	
  CO-BUYER ZIP

  	
   

  	
  113

  	
   

  	
  121

  	
   

  	
  9

  	
   

  	
   

  
	
  ZIP FIRST 5 POS

  	
   

  	
  113

  	
   

  	
  117

  	
   

  	
  5

  	
   

  	
   

  
	
  ZIP LAST 4 POS

  	
   

  	
  118

  	
   

  	
  121

  	
   

  	
  4

  	
   

  	
   

  
	
  CO-BUYER PHY STREET ADDRESS

  	
   

  	
  122

  	
   

  	
  151

  	
   

  	
  30

  	
   

  	
   

  
	
  CO-BUYER PHY CITY ADDRESS

  	
   

  	
  152

  	
   

  	
  166

  	
   

  	
  15

  	
   

  	
   

  
	
  CO-BUYER PHY STATE

  	
   

  	
  167

  	
   

  	
  168

  	
   

  	
  2

  	
   

  	
   

  
	
  CO-BUYER PHY ZIP

  	
   

  	
  169

  	
   

  	
  177

  	
   

  	
  9

  	
   

  	
   

  
	
  ZIP FIRST 5 POS

  	
   

  	
  169

  	
   

  	
  173

  	
   

  	
  5

  	
   

  	
   

  
	
  ZIP LAST 4 POS

  	
   

  	
  174

  	
   

  	
  177

  	
   

  	
  4

  	
   

  	
   

  
	
  CO-BUYER HOME PHONE

  	
   

  	
  178

  	
   

  	
  187

  	
   

  	
  10

  	
   

  	
   

  
	
  HM PH AREA CODE

  	
   

  	
  178

  	
   

  	
  180

  	
   

  	
  3

  	
   

  	
   

  
	
  HM PH FIRST 3 POS

  	
   

  	
  181

  	
   

  	
  183

  	
   

  	
  3

  	
   

  	
   

  
	
  HM PH LAST 4 POS

  	
   

  	
  184

  	
   

  	
  187

  	
   

  	
  4

  	
   

  	
   

  
	
  CO-BUYER EXTRA PHONE

  	
   

  	
  188

  	
   

  	
  197

  	
   

  	
  10

  	
   

  	
   

  
	
  EXT PH AREA CODE

  	
   

  	
  188

  	
   

  	
  190

  	
   

  	
  3

  	
   

  	
   

  

 

 Appendix A-8
 

 

	
  EXT PH FIRST 3 POS

  	
   

  	
  191

  	
   

  	
  193

  	
   

  	
  3

  	
   

  	
   

  
	
  EXT PH LAST 4 POS

  	
   

  	
  194

  	
   

  	
  197

  	
   

  	
  4

  	
   

  	
   

  
	
  CO-BUYER SSN OR TAX ID NUMBER

  	
   

  	
  198

  	
   

  	
  206

  	
   

  	
  9

  	
   

  	
   

  
	
  CO-BUYER BIRTH DATE

  	
   

  	
  207

  	
   

  	
  214

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  
	
  CO-BUYER STATUS

  	
   

  	
  215

  	
   

  	
  215

  	
   

  	
  1

  	
   

  	
  C=COAP

  G=GAURANTOR

  O=OFFICER

  P=PARTNER

  SPACE = NONE

  
	
  FILLER

  	
   

  	
  593

  	
   

  	
  625

  	
   

  	
  32

  	
   

  	
   

  

 

	
  RECORD LENGTH
  = 125

  	
   

  	
  SS04

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  DESCRIPTION

  	
   

  	
  START

  	
   

  	
  END

  	
   

  	
  POS

  	
   

  	
  ANNOTATIONS

  
	
  ACCOUNT
  #

  	
   

  	
  001

  	
   

  	
  026

  	
   

  	
  26

  	
   

  	
   

  
	
  BANK CODE

  	
   

  	
  001

  	
   

  	
  002

  	
   

  	
  2

  	
   

  	
   

  
	
  BRANCH CODE

  	
   

  	
  003

  	
   

  	
  005

  	
   

  	
  3

  	
   

  	
   

  
	
  RETAIL/LEASE CODE

  	
   

  	
  006

  	
   

  	
  008

  	
   

  	
  3

  	
   

  	
   

  
	
  CUSTOMER #

  	
   

  	
  009

  	
   

  	
  018

  	
   

  	
  10

  	
   

  	
   

  
	
  NOTE #

  	
   

  	
  019

  	
   

  	
  026

  	
   

  	
  8

  	
   

  	
   

  
	
  EQUIP.
  SEQUENCE #

  	
   

  	
  027

  	
   

  	
  029

  	
   

  	
  3

  	
   

  	
   

  
	
  VEHICLE
  I.D. # (VIN)

  	
   

  	
  030

  	
   

  	
  046

  	
   

  	
  17

  	
   

  	
   

  
	
  VEHICLE
  MAKE

  	
   

  	
  047

  	
   

  	
  053

  	
   

  	
  7

  	
   

  	
   

  
	
  VEHICLE
  MODEL

  	
   

  	
  054

  	
   

  	
  060

  	
   

  	
  7

  	
   

  	
   

  
	
  VEHICLE
  YEAR

  	
   

  	
  061

  	
   

  	
  062

  	
   

  	
  2

  	
   

  	
   

  
	
  VEHICLE
  NEW/USED CODE

  	
   

  	
  063

  	
   

  	
  063

  	
   

  	
  1

  	
   

  	
  N = NEW

  U = USED

  S = CROSS COLLATERAL

  
	
  ORIGINAL
  SALES PRICE

  	
   

  	
  064

  	
   

  	
  080

  	
   

  	
  17

  	
   

  	
   

  
	
  ORIG SALES PRICE SIGN

  	
   

  	
  064

  	
   

  	
  064

  	
   

  	
  1

  	
   

  	
   

  
	
  ORIG SALES PRICE DOL

  	
   

  	
  065

  	
   

  	
  077

  	
   

  	
  13

  	
   

  	
   

  
	
  ORIG SALES PRICE DCL

  	
   

  	
  078

  	
   

  	
  078

  	
   

  	
  1

  	
   

  	
   

  
	
  ORIG SALES PRICE CENTS

  	
   

  	
  079

  	
   

  	
  080

  	
   

  	
  2

  	
   

  	
   

  
	
  WHOLESALE
  PRICE

  	
   

  	
  081

  	
   

  	
  097

  	
   

  	
  17

  	
   

  	
   

  
	
  WHSALE SIGN

  	
   

  	
  081

  	
   

  	
  081

  	
   

  	
  1

  	
   

  	
   

  
	
  WHSALE DOL

  	
   

  	
  082

  	
   

  	
  094

  	
   

  	
  13

  	
   

  	
   

  
	
  WHSALE DCL

  	
   

  	
  095

  	
   

  	
  095

  	
   

  	
  1

  	
   

  	
   

  
	
  WHSALE CENTS

  	
   

  	
  096

  	
   

  	
  097

  	
   

  	
  2

  	
   

  	
   

  
	
  EQUIP
  TITLED CODE

  	
   

  	
  098

  	
   

  	
  098

  	
   

  	
  1

  	
   

  	
  Y = YES

  N = NO

  
	
  EQUIP
  HRS AT START

  	
   

  	
  099

  	
   

  	
  105

  	
   

  	
  7

  	
   

  	
   

  
	
  EQUIP HRS SIGN

  	
   

  	
  099

  	
   

  	
  099

  	
   

  	
  1

  	
   

  	
   

  
	
  EQUIP HRS HOURS

  	
   

  	
  100

  	
   

  	
  104

  	
   

  	
  5

  	
   

  	
   

  
	
  EQUIP HRS DCL

  	
   

  	
  105

  	
   

  	
  105

  	
   

  	
  1

  	
   

  	
   

  
	
  EQUIP HRS TENTHS

  	
   

  	
  106

  	
   

  	
  107

  	
   

  	
  2

  	
   

  	
   

  
	
  FILLER

  	
   

  	
  108

  	
   

  	
  125

  	
   

  	
  18

  	
   

  	
   

  

 

	
  RECORD LENGTH
  = 300

  	
   

  	
  SS05

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
   DESCRIPTION

  	
   

  	
  START

  	
   

  	
  END

  	
   

  	
  POS

  	
   

  	
  ANNOTATIONS

  
	
  ACCOUNT
  #

  	
   

  	
  001

  	
   

  	
  026

  	
   

  	
  26

  	
   

  	
   

  
	
  BANK CODE

  	
   

  	
  001

  	
   

  	
  002

  	
   

  	
  2

  	
   

  	
   

  
	
  BRANCH CODE

  	
   

  	
  003

  	
   

  	
  005

  	
   

  	
  3

  	
   

  	
   

  
	
  RETAIL/LEASE CODE

  	
   

  	
  006

  	
   

  	
  008

  	
   

  	
  3

  	
   

  	
   

  
	
  CUSTOMER #

  	
   

  	
  009

  	
   

  	
  018

  	
   

  	
  10

  	
   

  	
   

  
	
  NOTE #

  	
   

  	
  019

  	
   

  	
  026

  	
   

  	
  8

  	
   

  	
   

  
	
  TRANSACTION
  SEQ. #

  	
   

  	
  027

  	
   

  	
  031

  	
   

  	
  5

  	
   

  	
   

  

 

 Appendix A-9
 

 

	
  TRANSACTION
  DATE

  	
   

  	
  032

  	
   

  	
  039

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  
	
  TRANSACTION
  CODE

  	
   

  	
  040

  	
   

  	
  046

  	
   

  	
  7

  	
   

  	
   

  
	
  TRAN CD

  	
   

  	
  040

  	
   

  	
  041

  	
   

  	
  2

  	
   

  	
   

  
	
  TRAN QUAL

  	
   

  	
  042

  	
   

  	
  043

  	
   

  	
  2

  	
   

  	
   

  
	
  TRAN SOURCE

  	
   

  	
  044

  	
   

  	
  046

  	
   

  	
  3

  	
   

  	
   

  
	
  TRANSACTION
  AMOUNT

  	
   

  	
  047

  	
   

  	
  063

  	
   

  	
  17

  	
   

  	
   

  
	
  TRAN SIGN

  	
   

  	
  047

  	
   

  	
  047

  	
   

  	
  1

  	
   

  	
   

  
	
  TRAN DOL

  	
   

  	
  048

  	
   

  	
  060

  	
   

  	
  13

  	
   

  	
   

  
	
  TRAN DCL

  	
   

  	
  061

  	
   

  	
  061

  	
   

  	
  1

  	
   

  	
   

  
	
  TRAN CENTS

  	
   

  	
  062

  	
   

  	
  063

  	
   

  	
  2

  	
   

  	
   

  
	
  TRANSACTION
  EFFECTIVE DATE

  	
   

  	
  064

  	
   

  	
  071

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  
	
  PAYMENT
  DATE SATISFIED

  	
   

  	
  072

  	
   

  	
  079

  	
   

  	
  32

  	
   

  	
  CCYYMMDD OCCURS 4 TIMES

  
	
  PRINCIPAL
  AMOUNT

  	
   

  	
  104

  	
   

  	
  121

  	
   

  	
  17

  	
   

  	
   

  
	
  PRIN SIGN

  	
   

  	
  104

  	
   

  	
  104

  	
   

  	
  1

  	
   

  	
   

  
	
  PRIN DOL

  	
   

  	
  105

  	
   

  	
  117

  	
   

  	
  13

  	
   

  	
   

  
	
  PRIN DCL

  	
   

  	
  118

  	
   

  	
  118

  	
   

  	
  1

  	
   

  	
   

  
	
  PRIN CENTS

  	
   

  	
  119

  	
   

  	
  120

  	
   

  	
  2

  	
   

  	
   

  
	
  INTEREST
  AMOUNT

  	
   

  	
  121

  	
   

  	
  137

  	
   

  	
  17

  	
   

  	
   

  
	
  INT SIGN

  	
   

  	
  121

  	
   

  	
  121

  	
   

  	
  1

  	
   

  	
   

  
	
  INT DOL

  	
   

  	
  122

  	
   

  	
  134

  	
   

  	
  13

  	
   

  	
   

  
	
  INT DCL

  	
   

  	
  135

  	
   

  	
  135

  	
   

  	
  1

  	
   

  	
   

  
	
  INT CENTS

  	
   

  	
  136

  	
   

  	
  137

  	
   

  	
  2

  	
   

  	
   

  
	
  ACTUARIAL
  INT. AMOUNT

  	
   

  	
  138

  	
   

  	
  154

  	
   

  	
  17

  	
   

  	
   

  
	
  ACTRL SIGN

  	
   

  	
  138

  	
   

  	
  138

  	
   

  	
  1

  	
   

  	
   

  
	
  ACTRL DOL

  	
   

  	
  139

  	
   

  	
  151

  	
   

  	
  13

  	
   

  	
   

  
	
  ACTRL DCL

  	
   

  	
  152

  	
   

  	
  152

  	
   

  	
  1

  	
   

  	
   

  
	
  ACTRL CENTS

  	
   

  	
  153

  	
   

  	
  154

  	
   

  	
  2

  	
   

  	
   

  
	
  LATE
  FEE AMOUNT

  	
   

  	
  155

  	
   

  	
  171

  	
   

  	
  17

  	
   

  	
   

  
	
  LTE FEE SIGN

  	
   

  	
  155

  	
   

  	
  155

  	
   

  	
  1

  	
   

  	
   

  
	
  LTE FEE DOL

  	
   

  	
  156

  	
   

  	
  168

  	
   

  	
  13

  	
   

  	
   

  
	
  LTE FEE DCL

  	
   

  	
  169

  	
   

  	
  169

  	
   

  	
  1

  	
   

  	
   

  
	
  LTE FEE CENTS

  	
   

  	
  170

  	
   

  	
  171

  	
   

  	
  2

  	
   

  	
   

  
	
  OTHER
  AMOUNT

  	
   

  	
  172

  	
   

  	
  188

  	
   

  	
  17

  	
   

  	
   

  
	
  OTH SIGN

  	
   

  	
  172

  	
   

  	
  172

  	
   

  	
  1

  	
   

  	
   

  
	
  OTH DOL

  	
   

  	
  173

  	
   

  	
  185

  	
   

  	
  13

  	
   

  	
   

  
	
  OTH DCL

  	
   

  	
  186

  	
   

  	
  186

  	
   

  	
  1

  	
   

  	
   

  
	
  OTH CENTS

  	
   

  	
  187

  	
   

  	
  188

  	
   

  	
  2

  	
   

  	
   

  
	
  OBLIGOR
  BAL BEFORE TRANS.

  	
   

  	
  189

  	
   

  	
  205

  	
   

  	
  17

  	
   

  	
   

  
	
  OBL BAL BEF SIGN

  	
   

  	
  189

  	
   

  	
  189

  	
   

  	
  1

  	
   

  	
   

  
	
  OBL BAL BEF DOL

  	
   

  	
  190

  	
   

  	
  202

  	
   

  	
  13

  	
   

  	
   

  
	
  OBL BAL BEF DCL

  	
   

  	
  203

  	
   

  	
  203

  	
   

  	
  1

  	
   

  	
   

  
	
  OBL BAL BEF CENTS

  	
   

  	
  204

  	
   

  	
  205

  	
   

  	
  2

  	
   

  	
   

  
	
  OBLIGOR BAL AFTER TRANS

  	
   

  	
  206

  	
   

  	
  222

  	
   

  	
  17

  	
   

  	
   

  
	
  OBL BAL AFT SIGN

  	
   

  	
  206

  	
   

  	
  206

  	
   

  	
  1

  	
   

  	
   

  
	
  OBL BAL AFT DOL

  	
   

  	
  207

  	
   

  	
  219

  	
   

  	
  13

  	
   

  	
   

  
	
  OBL BAL AFT DCL

  	
   

  	
  220

  	
   

  	
  220

  	
   

  	
  1

  	
   

  	
   

  
	
  OBL BAL AFT
  CENTS

  	
   

  	
  221

  	
   

  	
  222

  	
   

  	
  2

  	
   

  	
   

  
	
  HOLDER BAL BEFORE TRANS

  	
   

  	
  223

  	
   

  	
  239

  	
   

  	
  17

  	
   

  	
   

  
	
  HLD BAL BEF SIGN

  	
   

  	
  223

  	
   

  	
  223

  	
   

  	
  1

  	
   

  	
   

  
	
  HLD BAL BEF DOL

  	
   

  	
  224

  	
   

  	
  236

  	
   

  	
  13

  	
   

  	
   

  
	
  HLD BAL BEF DCL

  	
   

  	
  237

  	
   

  	
  237

  	
   

  	
  1

  	
   

  	
   

  
	
  HLD BAL BEF
  CENTS

  	
   

  	
  238

  	
   

  	
  239

  	
   

  	
  2

  	
   

  	
   

  
	
  HOLDER BAL AFTER TRANS

  	
   

  	
  240

  	
   

  	
  256

  	
   

  	
  17

  	
   

  	
   

  
	
  HLD BAL AFT SIGN

  	
   

  	
  240

  	
   

  	
  240

  	
   

  	
  1

  	
   

  	
   

  

 

 

 Appendix A-10
 

 

	
  HLD BAL AFT DOL

  	
   

  	
  241

  	
   

  	
  253

  	
   

  	
  13

  	
   

  	
   

  
	
  HLD BAL AFT DCL

  	
   

  	
  254

  	
   

  	
  254

  	
   

  	
  1

  	
   

  	
   

  
	
  HLD BAL AFT
  CENTS

  	
   

  	
  255

  	
   

  	
  256

  	
   

  	
  2

  	
   

  	
   

  
	
  INSTRUMENT

  	
   

  	
  257

  	
   

  	
  259

  	
   

  	
  3

  	
   

  	
  004 = ACH

  005 = LOCK BOX

  014 = APS

  ALL OTHERS = CASH

  
	
  REVERSAL

  	
   

  	
  260

  	
   

  	
  260

  	
   

  	
  1

  	
   

  	
  Y = REVERSAL TRANSACTION

  SPACE = NOT REVERSAL TRAN

  
	
  EFFECTS OBLIGOR BAL.

  	
   

  	
  261

  	
   

  	
  261

  	
   

  	
  1

  	
   

  	
  Y = YES

  N = NO

  
	
  EFFECTS HOLDER BAL.

  	
   

  	
  262

  	
   

  	
  262

  	
   

  	
  1

  	
   

  	
  Y = YES

  N = NO

  
	
  TRANSACTION DESCRIPTION

  	
   

  	
  263

  	
   

  	
  282

  	
   

  	
  20

  	
   

  	
   

  
	
  TRANSACTION RATE

  	
   

  	
  283

  	
   

  	
  291

  	
   

  	
  9

  	
   

  	
   

  
	
  TRAN RATE SIGN

  	
   

  	
  283

  	
   

  	
  283

  	
   

  	
  1

  	
   

  	
   

  
	
  TRAN RATE DCL

  	
   

  	
  284

  	
   

  	
  284

  	
   

  	
  1

  	
   

  	
   

  
	
  TRAN RATE RATE

  	
   

  	
  285

  	
   

  	
  291

  	
   

  	
  7

  	
   

  	
   

  
	
  FILLER

  	
   

  	
  292

  	
   

  	
  300

  	
   

  	
  9

  	
   

  	
   

  

 

	
  RECORD LENGTH
  = 850

  	
   

  	
  SS06

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  DESCRIPTION

  	
   

  	
  START

  	
   

  	
  END

  	
   

  	
  POS

  	
   

  	
  ANNOTATION

  
	
  ACCOUNT
  #

  	
   

  	
  001

  	
   

  	
  026

  	
   

  	
  26

  	
   

  	
   

  
	
  BANK CODE

  	
   

  	
  001

  	
   

  	
  002

  	
   

  	
  2

  	
   

  	
   

  
	
  BRANCH CODE

  	
   

  	
  003

  	
   

  	
  005

  	
   

  	
  3

  	
   

  	
   

  
	
  RETAIL/LEASE CODE

  	
   

  	
  006

  	
   

  	
  008

  	
   

  	
  3

  	
   

  	
   

  
	
  CUSTOMER #

  	
   

  	
  009

  	
   

  	
  018

  	
   

  	
  10

  	
   

  	
   

  
	
  NOTE #

  	
   

  	
  019

  	
   

  	
  026

  	
   

  	
  8

  	
   

  	
   

  
	
  USER

  	
   

  	
  027

  	
   

  	
  066

  	
   

  	
  40

  	
   

  	
   

  
	
  COMMENT
  DATE

  	
   

  	
  067

  	
   

  	
  074

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  
	
  COMMENT
  TIME

  	
   

  	
  075

  	
   

  	
  080

  	
   

  	
  6

  	
   

  	
  HHMMSS

  
	
  COMMENT
  TEXT

  	
   

  	
  081

  	
   

  	
  830

  	
   

  	
  750

  	
   

  	
   

  
	
  FILLER

  	
   

  	
  831

  	
   

  	
  850

  	
   

  	
  20

  	
   

  	
   

  

 

	
  RECORD LENGTH
  = 275

  	
   

  	
  SS07

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  DESCRIPTION

  	
   

  	
  START

  	
   

  	
  END

  	
   

  	
  POS

  	
   

  	
  ANNOTATION

  
	
  ACCOUNT
  #

  	
   

  	
  001

  	
   

  	
  029

  	
   

  	
  26

  	
   

  	
   

  
	
  BANK CODE

  	
   

  	
  001

  	
   

  	
  002

  	
   

  	
  2

  	
   

  	
   

  
	
  BRANCH CODE

  	
   

  	
  003

  	
   

  	
  005

  	
   

  	
  3

  	
   

  	
   

  
	
  RETAIL/LEASE CODE

  	
   

  	
  006

  	
   

  	
  008

  	
   

  	
  3

  	
   

  	
   

  
	
  CUSTOMER #

  	
   

  	
  009

  	
   

  	
  018

  	
   

  	
  10

  	
   

  	
   

  
	
  NOTE #

  	
   

  	
  019

  	
   

  	
  026

  	
   

  	
  8

  	
   

  	
   

  
	
  SEQUENCE
  #

  	
   

  	
  027

  	
   

  	
  029

  	
   

  	
  3

  	
   

  	
   

  
	
  DATE
  AUTHORIZED FOR REPO.

  	
   

  	
  030

  	
   

  	
  037

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  
	
  REPO.
  ASSIGNMENT DATE

  	
   

  	
  038

  	
   

  	
  045

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  
	
  REPO.
  SALES LOCATION

  	
   

  	
  046

  	
   

  	
  085

  	
   

  	
  40

  	
   

  	
   

  
	
  DATE
  REPOSSESSED

  	
   

  	
  086

  	
   

  	
  093

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  
	
  BALANCE
  AT REPOSSESSION

  	
   

  	
  094

  	
   

  	
  110

  	
   

  	
  17

  	
   

  	
   

  
	
  REPO BAL SIGN

  	
   

  	
  094

  	
   

  	
  094

  	
   

  	
  1

  	
   

  	
   

  
	
  REPO BAL DOL

  	
   

  	
  095

  	
   

  	
  107

  	
   

  	
  13

  	
   

  	
   

  
	
  REPO BAL DCL

  	
   

  	
  108

  	
   

  	
  108

  	
   

  	
  1

  	
   

  	
   

  
	
  REPO BAL CENTS

  	
   

  	
  109

  	
   

  	
  110

  	
   

  	
  2

  	
   

  	
   

  
	
  INTEREST
  DUE AT REPO.

  	
   

  	
  111

  	
   

  	
  127

  	
   

  	
  17

  	
   

  	
   

  
	
  REPO INT DUE SIGN

  	
   

  	
  111

  	
   

  	
  111

  	
   

  	
  1

  	
   

  	
   

  

 

 Appendix A-11
 

 

	
  REPO INT DUE DOL

  	
   

  	
  112

  	
   

  	
  124

  	
   

  	
  13

  	
   

  	
   

  
	
  REPO INT DUE DCL

  	
   

  	
  125

  	
   

  	
  125

  	
   

  	
  1

  	
   

  	
   

  
	
  REPO INT DUE CENTS

  	
   

  	
  126

  	
   

  	
  127

  	
   

  	
  2

  	
   

  	
   

  
	
  ALLOW
  REINSTATEMENT

  	
   

  	
  128

  	
   

  	
  128

  	
   

  	
  1

  	
   

  	
  Y = YES (Always ‘Y’)

  
	
  NOTICE
  OF INTENT EXPIR. DATE

  	
   

  	
  129

  	
   

  	
  136

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  
	
  AUCTION
  REPORT RECEIVED DATE

  	
   

  	
  137

  	
   

  	
  144

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  
	
  DATE
  VEHICLE SOLD

  	
   

  	
  145

  	
   

  	
  152

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  
	
  GROSS
  AMOUNT OF SALE

  	
   

  	
  153

  	
   

  	
  169

  	
   

  	
  17

  	
   

  	
   

  
	
  GROSS SALE SIGN

  	
   

  	
  153

  	
   

  	
  153

  	
   

  	
  1

  	
   

  	
   

  
	
  GROSS SALE DOL

  	
   

  	
  154

  	
   

  	
  166

  	
   

  	
  13

  	
   

  	
   

  
	
  GROSS SALE DCL

  	
   

  	
  167

  	
   

  	
  167

  	
   

  	
  1

  	
   

  	
   

  
	
  GROSS SALE CENTS

  	
   

  	
  168

  	
   

  	
  169

  	
   

  	
  2

  	
   

  	
   

  
	
  NET
  AUCTION FEES

  	
   

  	
  170

  	
   

  	
  186

  	
   

  	
  17

  	
   

  	
   

  
	
  NET AUCTION SIGN

  	
   

  	
  170

  	
   

  	
  170

  	
   

  	
  1

  	
   

  	
   

  
	
  NET AUCTION DOL

  	
   

  	
  171

  	
   

  	
  183

  	
   

  	
  13

  	
   

  	
   

  
	
  NET AUCTION DCL

  	
   

  	
  184

  	
   

  	
  184

  	
   

  	
  1

  	
   

  	
   

  
	
  NET AUCTION CENTS

  	
   

  	
  185

  	
   

  	
  186

  	
   

  	
  2

  	
   

  	
   

  
	
  REPO.
  FEE AMOUNT

  	
   

  	
  187

  	
   

  	
  203

  	
   

  	
  17

  	
   

  	
   

  
	
  REPO FEE SIGN

  	
   

  	
  187

  	
   

  	
  187

  	
   

  	
  1

  	
   

  	
   

  
	
  REPO FEE DOL

  	
   

  	
  188

  	
   

  	
  200

  	
   

  	
  13

  	
   

  	
   

  
	
  REPO FEE DCL

  	
   

  	
  201

  	
   

  	
  201

  	
   

  	
  1

  	
   

  	
   

  
	
  REPO FEE CENTS

  	
   

  	
  202

  	
   

  	
  203

  	
   

  	
  2

  	
   

  	
   

  
	
  TRANSPORTATION
  FEES

  	
   

  	
  204

  	
   

  	
  220

  	
   

  	
  17

  	
   

  	
   

  
	
  TRANSPORT FEE SIGN

  	
   

  	
  204

  	
   

  	
  204

  	
   

  	
  1

  	
   

  	
   

  
	
  TRANSPORT FEE DOL

  	
   

  	
  205

  	
   

  	
  217

  	
   

  	
  13

  	
   

  	
   

  
	
  TRANSPORT FEE DCL

  	
   

  	
  218

  	
   

  	
  218

  	
   

  	
  1

  	
   

  	
   

  
	
  TRANSPORT FEE CENTS

  	
   

  	
  219

  	
   

  	
  220

  	
   

  	
  2

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  STORAGE
  FEES

  	
   

  	
  221

  	
   

  	
  237

  	
   

  	
  17

  	
   

  	
   

  
	
  STORAGE FEE SIGN

  	
   

  	
  221

  	
   

  	
  221

  	
   

  	
  1

  	
   

  	
   

  
	
  STORAGE FEE DOL

  	
   

  	
  222

  	
   

  	
  234

  	
   

  	
  13

  	
   

  	
   

  
	
  STORAGE FEE DCL

  	
   

  	
  235

  	
   

  	
  235

  	
   

  	
  1

  	
   

  	
   

  
	
  STORAGE FEE CENTS

  	
   

  	
  236

  	
   

  	
  237

  	
   

  	
  2

  	
   

  	
   

  
	
  RECONDITIONING
  FEES

  	
   

  	
  238

  	
   

  	
  254

  	
   

  	
  17

  	
   

  	
   

  
	
  RECON FEES SIGN

  	
   

  	
  238

  	
   

  	
  238

  	
   

  	
  1

  	
   

  	
   

  
	
  RECON FEES DOL

  	
   

  	
  239

  	
   

  	
  251

  	
   

  	
  13

  	
   

  	
   

  
	
  RECON FEES DCL

  	
   

  	
  252

  	
   

  	
  252

  	
   

  	
  1

  	
   

  	
   

  
	
  RECON FEES CENTS

  	
   

  	
  253

  	
   

  	
  254

  	
   

  	
  2

  	
   

  	
   

  
	
  FILLER

  	
   

  	
  255

  	
   

  	
  275

  	
   

  	
  21

  	
   

  	
   

  

 

	
  RECORD LENGTH
  = 75

  	
   

  	
  SS08

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  DESCRIPTION

  	
   

  	
  START

  	
   

  	
  END

  	
   

  	
  POS

  	
   

  	
  ANNOTATION

  
	
  ACCOUNT
  #

  	
   

  	
  001

  	
   

  	
  026

  	
   

  	
  26

  	
   

  	
   

  
	
  BANK CODE

  	
   

  	
  001

  	
   

  	
  002

  	
   

  	
  2

  	
   

  	
   

  
	
  BRANCH CODE

  	
   

  	
  003

  	
   

  	
  005

  	
   

  	
  3

  	
   

  	
   

  
	
  RETAIL/LEASE CODE

  	
   

  	
  006

  	
   

  	
  008

  	
   

  	
  3

  	
   

  	
   

  
	
  CUSTOMER #

  	
   

  	
  009

  	
   

  	
  018

  	
   

  	
  10

  	
   

  	
   

  
	
  NOTE #

  	
   

  	
  019

  	
   

  	
  026

  	
   

  	
  8

  	
   

  	
   

  
	
  BK
  FILED DATE

  	
   

  	
  027

  	
   

  	
  034

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  
	
  BK
  CHAPTER FILED

  	
   

  	
  035

  	
   

  	
  037

  	
   

  	
  3

  	
   

  	
   

  
	
  BK
  CLOSE DATE

  	
   

  	
  038

  	
   

  	
  045

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  
	
  BK
  CLOSE REASON

  	
   

  	
  046

  	
   

  	
  047

  	
   

  	
  2

  	
   

  	
  RE = REAFFIRMED

  LS = LIFT STAYED

  DM = DISMISSED

  DS = DISCHARGED

  

 

 Appendix A-12
 

 

	
  DISCHARGE
  DATE

  	
   

  	
  048

  	
   

  	
  055

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  
	
  FILLER

  	
   

  	
  056

  	
   

  	
  075

  	
   

  	
  20

  	
   

  	
   

  

 

 

	
  RECORD LENGTH
  = 200

  	
   

  	
  SS09

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  DESCRIPTION

  	
   

  	
  START

  	
   

  	
  END

  	
   

  	
  POS

  	
   

  	
  ANNOTATION

  
	
  ACCOUNT
  #

  	
   

  	
  001

  	
   

  	
  026

  	
   

  	
  26

  	
   

  	
   

  
	
  BANK CODE

  	
   

  	
  001

  	
   

  	
  002

  	
   

  	
  2

  	
   

  	
   

  
	
  BRANCH CODE

  	
   

  	
  003

  	
   

  	
  005

  	
   

  	
  3

  	
   

  	
   

  
	
  RETAIL/LEASE CODE

  	
   

  	
  006

  	
   

  	
  008

  	
   

  	
  3

  	
   

  	
   

  
	
  CUSTOMER #

  	
   

  	
  009

  	
   

  	
  018

  	
   

  	
  10

  	
   

  	
   

  
	
  NOTE #

  	
   

  	
  019

  	
   

  	
  026

  	
   

  	
  8

  	
   

  	
   

  
	
  CUSTOM
  CREDIT SCORE

  	
   

  	
  027

  	
   

  	
  032

  	
   

  	
  6

  	
   

  	
   

  
	
  CUST CR SIGN

  	
   

  	
  027

  	
   

  	
  027

  	
   

  	
  1

  	
   

  	
   

  
	
  CUST CR SCORE

  	
   

  	
  028

  	
   

  	
  032

  	
   

  	
  5

  	
   

  	
   

  
	
  EDAS
  SCORE

  	
   

  	
  033

  	
   

  	
  037

  	
   

  	
  5

  	
   

  	
   

  
	
  EDAS SIGN

  	
   

  	
  033

  	
   

  	
  033

  	
   

  	
  1

  	
   

  	
   

  
	
  EDAS SCORE

  	
   

  	
  034

  	
   

  	
  037

  	
   

  	
  4

  	
   

  	
   

  
	
  BOOK
  VALUE - INVOICE

  	
   

  	
  038

  	
   

  	
  054

  	
   

  	
  17

  	
   

  	
   

  
	
  BK VALUE SIGN

  	
   

  	
  038

  	
   

  	
  038

  	
   

  	
  1

  	
   

  	
   

  
	
  BK VALUE DOL

  	
   

  	
  039

  	
   

  	
  051

  	
   

  	
  13

  	
   

  	
   

  
	
  BK VALUE DCL

  	
   

  	
  052

  	
   

  	
  052

  	
   

  	
  1

  	
   

  	
   

  
	
  BK VALUE CENTS

  	
   

  	
  053

  	
   

  	
  054

  	
   

  	
  2

  	
   

  	
   

  
	
  DRIVERS
  LICENSE NUMBER

  	
   

  	
  055

  	
   

  	
  078

  	
   

  	
  24

  	
   

  	
   

  
	
  DRIVERS
  LICENSE STATE

  	
   

  	
  079

  	
   

  	
  080

  	
   

  	
  2

  	
   

  	
   

  
	
  APPLICATION
  DATE

  	
   

  	
  081

  	
   

  	
  088

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  
	
  LOAN TO
  VALUE RATIO

  	
   

  	
  089

  	
   

  	
  097

  	
   

  	
  9

  	
   

  	
   

  
	
  LOAN TO VALUE SIGN

  	
   

  	
  089

  	
   

  	
  089

  	
   

  	
  1

  	
   

  	
   

  
	
  LOAN TO VALUE LEFT

  	
   

  	
  090

  	
   

  	
  094

  	
   

  	
  5

  	
   

  	
   

  
	
  LOAN TO VALUE DCL

  	
   

  	
  095

  	
   

  	
  095

  	
   

  	
  1

  	
   

  	
   

  
	
  LOAN TO VALUE RIGHT

  	
   

  	
  096

  	
   

  	
  097

  	
   

  	
  2

  	
   

  	
   

  
	
  DOWN
  PAYMENT

  	
   

  	
  098

  	
   

  	
  114

  	
   

  	
  17

  	
   

  	
   

  
	
  DN PYMT SIGN

  	
   

  	
  098

  	
   

  	
  098

  	
   

  	
  1

  	
   

  	
   

  
	
  DN PYMT DOL

  	
   

  	
  099

  	
   

  	
  111

  	
   

  	
  13

  	
   

  	
   

  
	
  DN PYMT DCL

  	
   

  	
  112

  	
   

  	
  112

  	
   

  	
  1

  	
   

  	
   

  
	
  DN PYMT CENTS

  	
   

  	
  113

  	
   

  	
  114

  	
   

  	
  2

  	
   

  	
   

  
	
  TRADE
  IN AMOUNT

  	
   

  	
  115

  	
   

  	
  131

  	
   

  	
  17

  	
   

  	
   

  
	
  TR IN SIGN

  	
   

  	
  115

  	
   

  	
  115

  	
   

  	
  1

  	
   

  	
   

  
	
  TR IN DOL

  	
   

  	
  116

  	
   

  	
  128

  	
   

  	
  13

  	
   

  	
   

  
	
  TR IN DCL

  	
   

  	
  129

  	
   

  	
  129

  	
   

  	
  1

  	
   

  	
   

  
	
  TR IN CENTS

  	
   

  	
  130

  	
   

  	
  131

  	
   

  	
  2

  	
   

  	
   

  
	
  TOTAL
  ORIGINATION FEES

  	
   

  	
  132

  	
   

  	
  148

  	
   

  	
  17

  	
   

  	
   

  
	
  TOT ORIG SIGN

  	
   

  	
  132

  	
   

  	
  132

  	
   

  	
  1

  	
   

  	
   

  
	
  TOT ORIG DOL

  	
   

  	
  133

  	
   

  	
  145

  	
   

  	
  13

  	
   

  	
   

  
	
  TOT ORIG DCL

  	
   

  	
  146

  	
   

  	
  146

  	
   

  	
  1

  	
   

  	
   

  
	
  TOT ORIG CENTS

  	
   

  	
  147

  	
   

  	
  148

  	
   

  	
  2

  	
   

  	
   

  
	
  TOTAL
  COST OF SOFT ADDS

  	
   

  	
  149

  	
   

  	
  165

  	
   

  	
  17

  	
   

  	
   

  
	
  TOT CST SIGN

  	
   

  	
  149

  	
   

  	
  149

  	
   

  	
  1

  	
   

  	
   

  
	
  TOT CST DOL

  	
   

  	
  150

  	
   

  	
  162

  	
   

  	
  13

  	
   

  	
   

  
	
  TOT CST DCL

  	
   

  	
  163

  	
   

  	
  163

  	
   

  	
  1

  	
   

  	
   

  
	
  TOT CST CENTS

  	
   

  	
  164

  	
   

  	
  165

  	
   

  	
  2

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  TOTAL
  TAXES

  	
   

  	
  166

  	
   

  	
  182

  	
   

  	
  17

  	
   

  	
   

  
	
  TOT TAX SIGN

  	
   

  	
  166

  	
   

  	
  166

  	
   

  	
  1

  	
   

  	
   

  
	
  TOT TAX DOL

  	
   

  	
  167

  	
   

  	
  179

  	
   

  	
  13

  	
   

  	
   

  
	
  TOT TAX DCL

  	
   

  	
  180

  	
   

  	
  180

  	
   

  	
  1

  	
   

  	
   

  

 

 Appendix A-13
 

 

	
  TOT TAX CENTS

  	
   

  	
  181

  	
   

  	
  182

  	
   

  	
  2

  	
   

  	
   

  
	
  FILLER

  	
   

  	
  183

  	
   

  	
  200

  	
   

  	
  18

  	
   

  	
   

  

 

 

	
  RECORD LENGTH
  = 275

  	
   

  	
  SS10

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  DESCRIPTION

  	
   

  	
  START

  	
   

  	
  END

  	
   

  	
  POS

  	
   

  	
  ANNOTATION

  
	
  ACCOUNT
  #

  	
   

  	
  001

  	
   

  	
  026

  	
   

  	
  26

  	
   

  	
   

  
	
  BANK CODE

  	
   

  	
  001

  	
   

  	
  002

  	
   

  	
  2

  	
   

  	
   

  
	
  BRANCH CODE

  	
   

  	
  003

  	
   

  	
  005

  	
   

  	
  3

  	
   

  	
   

  
	
  RETAIL/LEASE CODE

  	
   

  	
  006

  	
   

  	
  008

  	
   

  	
  3

  	
   

  	
   

  
	
  CUSTOMER #

  	
   

  	
  009

  	
   

  	
  018

  	
   

  	
  10

  	
   

  	
   

  
	
  NOTE #

  	
   

  	
  019

  	
   

  	
  026

  	
   

  	
  8

  	
   

  	
   

  
	
  DEALER
  ADDRESS 01

  	
   

  	
  027

  	
   

  	
  066

  	
   

  	
  40

  	
   

  	
   

  
	
  DEALER
  ADDRESS 02

  	
   

  	
  067

  	
   

  	
  106

  	
   

  	
  40

  	
   

  	
   

  
	
  DEALER
  ADDRESS 03

  	
   

  	
  107

  	
   

  	
  146

  	
   

  	
  40

  	
   

  	
   

  
	
  DEALER
  ADDRESS 04

  	
   

  	
  147

  	
   

  	
  186

  	
   

  	
  40

  	
   

  	
   

  
	
  DEALER
  ADDRESS CITY

  	
   

  	
  187

  	
   

  	
  226

  	
   

  	
  40

  	
   

  	
   

  
	
  DEALER
  ADDRESS STATE

  	
   

  	
  227

  	
   

  	
  228

  	
   

  	
  2

  	
   

  	
   

  
	
  DEALER
  ZIP

  	
   

  	
  229

  	
   

  	
  237

  	
   

  	
  9

  	
   

  	
   

  
	
  DLR ZIP FIRST 5

  	
   

  	
  229

  	
   

  	
  233

  	
   

  	
  5

  	
   

  	
   

  
	
  DLR ZIP LAST 4

  	
   

  	
  234

  	
   

  	
  237

  	
   

  	
  4

  	
   

  	
   

  
	
  OFFICE
  PHONE

  	
   

  	
  238

  	
   

  	
  251

  	
   

  	
  14

  	
   

  	
   

  
	
  OFF PH AREA CODE

  	
   

  	
  238

  	
   

  	
  240

  	
   

  	
  3

  	
   

  	
   

  
	
  OFF PH FIRST 3 POS

  	
   

  	
  241

  	
   

  	
  243

  	
   

  	
  3

  	
   

  	
   

  
	
  OFF PH LAST 4 POS

  	
   

  	
  244

  	
   

  	
  247

  	
   

  	
  4

  	
   

  	
   

  
	
  OFF PH EXTENSION

  	
   

  	
  248

  	
   

  	
  251

  	
   

  	
  4

  	
   

  	
   

  
	
  FAX

  	
   

  	
  252

  	
   

  	
  265

  	
   

  	
  14

  	
   

  	
   

  
	
  FAX AREA CODE

  	
   

  	
  252

  	
   

  	
  254

  	
   

  	
  3

  	
   

  	
   

  
	
  FAX FIRST 3 POS

  	
   

  	
  255

  	
   

  	
  257

  	
   

  	
  3

  	
   

  	
   

  
	
  FAX LAST 4 POS

  	
   

  	
  258

  	
   

  	
  261

  	
   

  	
  4

  	
   

  	
   

  
	
  FAX EXTENSION

  	
   

  	
  262

  	
   

  	
  265

  	
   

  	
  4

  	
   

  	
   

  
	
  FILLER

  	
   

  	
  266

  	
   

  	
  275

  	
   

  	
  10

  	
   

  	
   

  

 

	
  RECORD LENGTH
  = 375

  	
   

  	
  SS11

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  DESCRIPTION

  	
   

  	
  START

  	
   

  	
  END

  	
   

  	
  POS

  	
   

  	
  ANNOTATION

  
	
  ACCOUNT
  #

  	
   

  	
  001

  	
   

  	
  026

  	
   

  	
  26

  	
   

  	
   

  
	
  BANK CODE

  	
   

  	
  001

  	
   

  	
  002

  	
   

  	
  2

  	
   

  	
   

  
	
  BRANCH CODE

  	
   

  	
  003

  	
   

  	
  005

  	
   

  	
  3

  	
   

  	
   

  
	
  RETAIL/LEASE CODE

  	
   

  	
  006

  	
   

  	
  008

  	
   

  	
  3

  	
   

  	
   

  
	
  CUSTOMER #

  	
   

  	
  009

  	
   

  	
  018

  	
   

  	
  10

  	
   

  	
   

  
	
  NOTE #

  	
   

  	
  019

  	
   

  	
  026

  	
   

  	
  8

  	
   

  	
   

  
	
  COMMENT
  SEQUENCE #

  	
   

  	
  027

  	
   

  	
  029

  	
   

  	
  3

  	
   

  	
   

  
	
  COMMENT
  DATA (1st occ. Info. Below)

  	
   

  	
  030

  	
   

  	
  341

  	
   

  	
  312

  	
   

  	
  4 OCCURRENCES

  
	
  SCRATCH PAD DATA

  	
   

  	
  030

  	
   

  	
  104

  	
   

  	
  75

  	
   

  	
   

  
	
  SCRATCH PAD USER

  	
   

  	
  105

  	
   

  	
  107

  	
   

  	
  3

  	
   

  	
   

  
	
  OPEN
  DATE

  	
   

  	
  342

  	
   

  	
  349

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  
	
  SVC
  CODE

  	
   

  	
  350

  	
   

  	
  352

  	
   

  	
  3

  	
   

  	
   

  
	
  CLOSE
  DATE

  	
   

  	
  353

  	
   

  	
  360

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  
	
  FILLER

  	
   

  	
  361

  	
   

  	
  375

  	
   

  	
  15

  	
   

  	
   

  

 

 Appendix A-14

APPENDIX B

MONTHLY DATA FILES

	
  Record length
  = 100

  	
   

  	
  LOS01

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  DESCRIPTION

  	
   

  	
  START

  	
   

  	
  END

  	
   

  	
  POS

  	
   

  	
  ANNOTATIONS

  
	
  ENTITY

  	
   

  	
  001

  	
   

  	
  005

  	
   

  	
  5

  	
   

  	
   

  
	
  COST CENTER

  	
   

  	
  006

  	
   

  	
  011

  	
   

  	
  6

  	
   

  	
   

  
	
  POOL IDENTIFIER

  	
   

  	
  012

  	
   

  	
  014

  	
   

  	
  3

  	
   

  	
   

  
	
  SUB POOL IDENTIFIER

  	
   

  	
  015

  	
   

  	
  024

  	
   

  	
  10

  	
   

  	
   

  
	
  CUSTOMER #

  	
   

  	
  025

  	
   

  	
  034

  	
   

  	
  10

  	
   

  	
   

  
	
  NOTE #

  	
   

  	
  035

  	
   

  	
  042

  	
   

  	
  8

  	
   

  	
   

  
	
  MT CODE

  	
   

  	
  043

  	
   

  	
  045

  	
   

  	
  3

  	
   

  	
   

  
	
  TRANSACTION CODE

  	
   

  	
  046

  	
   

  	
  047

  	
   

  	
  2

  	
   

  	
  WILL HAVE ‘MT’ IF FEED

  IS FROM MT,

  OTHERWISE THE CL

  TRANS. CODE.

  
	
  TRANSACTION CODE QUALIFIER

  	
   

  	
  048

  	
   

  	
  049

  	
   

  	
  2

  	
   

  	
   

  
	
  TRANSACTION DATE

  	
   

  	
  050

  	
   

  	
  057

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  
	
  BUSINESS LINE

  	
   

  	
  058

  	
   

  	
  059

  	
   

  	
  2

  	
   

  	
   

  
	
  ACKTBL TRANSACTION CODE

  	
   

  	
  060

  	
   

  	
  062

  	
   

  	
  3

  	
   

  	
   

  
	
  TRANSACTION AMOUNT

  	
   

  	
  063

  	
   

  	
  079

  	
   

  	
  17

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  063

  	
   

  	
  063

  	
   

  	
  1

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  064

  	
   

  	
  076

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  077

  	
   

  	
  077

  	
   

  	
  1

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  078

  	
   

  	
  079

  	
   

  	
  2

  	
   

  	
   

  
	
  GL ACCOUNT NUMBER

  	
   

  	
  080

  	
   

  	
  093

  	
   

  	
  14

  	
   

  	
   

  
	
  ACCOUNT

  	
   

  	
  080

  	
   

  	
  089

  	
   

  	
  10

  	
   

  	
   

  
	
  SUB ACCOUNT
  NUMBER

  	
   

  	
  090

  	
   

  	
  093

  	
   

  	
  4

  	
   

  	
   

  
	
  VARIABLE RATE TYPE

  	
   

  	
  094

  	
   

  	
  095

  	
   

  	
  2

  	
   

  	
   

  
	
  FILLER

  	
   

  	
  094

  	
   

  	
  100

  	
   

  	
  5

  	
   

  	
   

  

 

	
  Record length
  = 3775

  	
   

  	
  SS01

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
   DESCRIPTION

  	
   

  	
  START

  	
   

  	
  END

  	
   

  	
  POS.

  	
   

  	
  ANNOTATIONS

  
	
  ACCOUNT #

  	
   

  	
  0001

  	
   

  	
  0026

  	
   

  	
  26

  	
   

  	
   

  
	
  BANK CODE

  	
   

  	
  0001

  	
   

  	
  0002

  	
   

  	
  2

  	
   

  	
   

  
	
  BRANCH CODE

  	
   

  	
  0003

  	
   

  	
  0005

  	
   

  	
  3

  	
   

  	
   

  
	
  RETAIL/LEASE
  CODE

  	
   

  	
  0006

  	
   

  	
  0008

  	
   

  	
  3

  	
   

  	
   

  
	
  CUSTOMER #

  	
   

  	
  0009

  	
   

  	
  0018

  	
   

  	
  10

  	
   

  	
   

  
	
  NOTE #

  	
   

  	
  0019

  	
   

  	
  0026

  	
   

  	
  8

  	
   

  	
   

  
	
  POOL IDENTIFIER

  	
   

  	
  0027

  	
   

  	
  0029

  	
   

  	
  3

  	
   

  	
   

  
	
  SUB POOL IDENTIFIER

  	
   

  	
  0030

  	
   

  	
  0039

  	
   

  	
  10

  	
   

  	
   

  
	
  CONTRACT DATE

  	
   

  	
  0040

  	
   

  	
  0047

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  
	
  ORIGINAL MATURITY DATE

  	
   

  	
  0048

  	
   

  	
  0055

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  
	
  CURRENT MATURITY DATE

  	
   

  	
  0056

  	
   

  	
  0063

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  
	
  ORIGINAL AMOUNT FINANCED

  	
   

  	
  0064

  	
   

  	
  0080

  	
   

  	
  17

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0064

  	
   

  	
  0064

  	
   

  	
  1

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0065

  	
   

  	
  0077

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0078

  	
   

  	
  0078

  	
   

  	
  1

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0079

  	
   

  	
  0080

  	
   

  	
  2

  	
   

  	
   

  
	
  CURRENT OBLIGOR BALANCE

  	
   

  	
  0081

  	
   

  	
  0097

  	
   

  	
  17

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0081

  	
   

  	
  0081

  	
   

  	
  1

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0082

  	
   

  	
  0094

  	
   

  	
  13

  	
   

  	
   

  

 

 B-1
 

 

	
  DECIMAL

  	
   

  	
  0095

  	
   

  	
  0095

  	
   

  	
  1

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0096

  	
   

  	
  0097

  	
   

  	
  2

  	
   

  	
   

  
	
  CURRENT HOLDER BALANCE

  	
   

  	
  0098

  	
   

  	
  0114

  	
   

  	
  17

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0098

  	
   

  	
  0098

  	
   

  	
  1

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0099

  	
   

  	
  0111

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0112

  	
   

  	
  0112

  	
   

  	
  1

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0113

  	
   

  	
  0114

  	
   

  	
  2

  	
   

  	
   

  
	
  FIRST DUE DATE

  	
   

  	
  0115

  	
   

  	
  0122

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  
	
  NEXT DUE DATE

  	
   

  	
  0123

  	
   

  	
  0130

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  
	
  NEXT PAYMENT AMOUNT

  	
   

  	
  0131

  	
   

  	
  0147

  	
   

  	
  17

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0131

  	
   

  	
  0131

  	
   

  	
  1

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0132

  	
   

  	
  0144

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0145

  	
   

  	
  0145

  	
   

  	
  1

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0146

  	
   

  	
  0147

  	
   

  	
  2

  	
   

  	
   

  
	
  CURRENT INTEREST RATE (APR)

  	
   

  	
  0148

  	
   

  	
  0155

  	
   

  	
  8

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0148

  	
   

  	
  0148

  	
   

  	
  1

  	
   

  	
   

  
	
  LEFT OF DECIMAL

  	
   

  	
  0149

  	
   

  	
  0149

  	
   

  	
  1

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0150

  	
   

  	
  0150

  	
   

  	
  1

  	
   

  	
   

  
	
  RIGHT OF DECIMAL

  	
   

  	
  0151

  	
   

  	
  0155

  	
   

  	
  5

  	
   

  	
   

  
	
  ORIGINAL TERMS

  	
   

  	
  0156

  	
   

  	
  0158

  	
   

  	
  3

  	
   

  	
   

  
	
  PAYMENT METHOD

  	
   

  	
  0159

  	
   

  	
  0159

  	
   

  	
  1

  	
   

  	
  C=COUPON

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  A=ACH

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  B=BILL

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  N=NO BILL

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  INTEREST TYPE

  	
   

  	
  0160

  	
   

  	
  0161

  	
   

  	
  2

  	
   

  	
  00 = SIMPLE INTEREST

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  01=SIMPLE INTEREST

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  02=78’S INTEREST

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  03=STRIGHT LINE INTEREST

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  04=SIMPLE INTEREST

  (ON

  SCHEDULED PRIN. BAL.) 

  FOR LOANS

  W/AMORTIZED

  PAYMENT SCHEDULE.

  05=SIMPLE INT.

  AVERAGE BAL.

  07=SIMPLE INT.

  W/BALANCE

  

 

	
  DESCRIPTION

  	
   

  	
  START

  	
   

  	
  END

  	
   

  	
  POS.

  	
   

  	
  ANNOTATIONS

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  SPREAD RATE ADJ.

  08=ACTURIAL

  09=SUM OF BALANCE

  
	
  # OF
  DAYS LATE TO ASSESS LATE FEES

  	
   

  	
  0162

  	
   

  	
  0164

  	
   

  	
  3

  	
   

  	
   

  
	
  LATE
  FEE AMOUNT

  	
   

  	
  0165

  	
   

  	
  0181

  	
   

  	
  17

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0165

  	
   

  	
  0165

  	
   

  	
  1

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0166

  	
   

  	
  0178

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0179

  	
   

  	
  0179

  	
   

  	
  1

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0180

  	
   

  	
  0181

  	
   

  	
  2

  	
   

  	
   

  
	
  LATE
  FEE PERCENT

  	
   

  	
  0182

  	
   

  	
  0189

  	
   

  	
  8

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0182

  	
   

  	
  0182

  	
   

  	
  1

  	
   

  	
   

  
	
  LEFT OF DECIMAL

  	
   

  	
  0183

  	
   

  	
  0183

  	
   

  	
  1

  	
   

  	
   

  

 

 B-2
 

 

	
  DECIMAL

  	
   

  	
  0184

  	
   

  	
  0184

  	
   

  	
  1

  	
   

  	
   

  
	
  RIGHT OF DECIMAL

  	
   

  	
  0185

  	
   

  	
  0189

  	
   

  	
  5

  	
   

  	
   

  
	
  INTEREST
  PAID THROUGH DATE

  	
   

  	
  0190

  	
   

  	
  0197

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  
	
  INTEREST
  ACCRUED/UNPAID AT TRANSFER

  	
   

  	
  0198

  	
   

  	
  0214

  	
   

  	
  17

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0198

  	
   

  	
  0198

  	
   

  	
  1

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0199

  	
   

  	
  0211

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0212

  	
   

  	
  0212

  	
   

  	
  1

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0213

  	
   

  	
  0214

  	
   

  	
  2

  	
   

  	
   

  
	
  LATE
  FEES DUE

  	
   

  	
  0215

  	
   

  	
  0231

  	
   

  	
  17

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0215

  	
   

  	
  0215

  	
   

  	
  1

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0216

  	
   

  	
  0228

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0229

  	
   

  	
  0229

  	
   

  	
  1

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0230

  	
   

  	
  0231

  	
   

  	
  2

  	
   

  	
   

  
	
  OTHER
  AMOUNT DUE

  	
   

  	
  0232

  	
   

  	
  0248

  	
   

  	
  17

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0232

  	
   

  	
  0232

  	
   

  	
  1

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0233

  	
   

  	
  0245

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0246

  	
   

  	
  0246

  	
   

  	
  1

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0247

  	
   

  	
  0248

  	
   

  	
  2

  	
   

  	
   

  
	
  REMAINING
  TERM

  	
   

  	
  0249

  	
   

  	
  0251

  	
   

  	
  3

  	
   

  	
   

  
	
  CHARGE
  OFF DATE

  	
   

  	
  0252

  	
   

  	
  0259

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  
	
  CHARGE
  OFF AMOUNT

  	
   

  	
  0260

  	
   

  	
  0276

  	
   

  	
  17

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0260

  	
   

  	
  0260

  	
   

  	
  1

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0261

  	
   

  	
  0273

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0274

  	
   

  	
  0274

  	
   

  	
  1

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0275

  	
   

  	
  0276

  	
   

  	
  2

  	
   

  	
   

  
	
  CONTRACT
  STATE (DEALER)

  	
   

  	
  0277

  	
   

  	
  0278

  	
   

  	
  2

  	
   

  	
   

  
	
  LAST
  PAYMENT DATE

  	
   

  	
  0279

  	
   

  	
  0286

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  TIMES PAST DUE DATA (1st occ. Info. 

  Below)

  	
   

  	
  0287

  	
   

  	
  0306

  	
   

  	
  20

  	
   

  	
  OCCURS 5 TIMES

  
	
  SIGN

  	
   

  	
  0287

  	
   

  	
  0287

  	
   

  	
  1

  	
   

  	
  OCC 1 =
  10 DAYS PAST DUE

  
	
  DAYS

  	
   

  	
  0288

  	
   

  	
  0290

  	
   

  	
  3

  	
   

  	
  OCC 2 =
  30 DAYS PAST DUE

  OCC 3 =
  60 DAYS PAST DUE

  OCC 4 =
  90 DAYS PAST DUE

  OCC 5 =
  120 DAYS PAST DUE

  
	
  NUMBER
  OF NSF CHECKS

  	
   

  	
  0307

  	
   

  	
  0308

  	
   

  	
  2

  	
   

  	
   

  
	
  BUY-BACK
  (CLOSEOUT FEE)

  	
   

  	
  0309

  	
   

  	
  0316

  	
   

  	
  8

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0309

  	
   

  	
  0309

  	
   

  	
  1

  	
   

  	
   

  
	
  LEFT OF DECIMAL

  	
   

  	
  0310

  	
   

  	
  0310

  	
   

  	
  1

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0311

  	
   

  	
  0311

  	
   

  	
  1

  	
   

  	
   

  
	
  RIGHT OF DECIMAL

  	
   

  	
  0312

  	
   

  	
  0316

  	
   

  	
  5

  	
   

  	
   

  
	
  BRANCH/REGION/PROCESSING
  CENTER

  	
   

  	
  0317

  	
   

  	
  0319

  	
   

  	
  3

  	
   

  	
   

  
	
  ORIGINATOR
  APPLICATION NUMBER

  	
   

  	
  0320

  	
   

  	
  0329

  	
   

  	
  10

  	
   

  	
   

  
	
  ORIGINATOR
  FUNDING DATE

  	
   

  	
  0330

  	
   

  	
  0337

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  
	
  PAY
  AHEAD BALANCE

  	
   

  	
  0338

  	
   

  	
  0354

  	
   

  	
  17

  	
   

  	
   

  

 

 B-3
 

 

	
  SIGN

  	
   

  	
  0338

  	
   

  	
  0338

  	
   

  	
  1

  	
   

  	
   

  

 

 

	
  DESCRIPTION

  	
   

  	
  START

  	
   

  	
  END

  	
   

  	
  POS.

  	
   

  	
  ANNOTATIONS

  
	
  DOLLARS

  	
   

  	
  0339

  	
   

  	
  0351

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0352

  	
   

  	
  0352

  	
   

  	
  1

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0353

  	
   

  	
  0354

  	
   

  	
  2

  	
   

  	
   

  
	
  TITLE STATE

  	
   

  	
  0355

  	
   

  	
  0356

  	
   

  	
  2

  	
   

  	
   

  
	
  RECOURSE
  CODE

  	
   

  	
  0357

  	
   

  	
  0357

  	
   

  	
  1

  	
   

  	
   

  
	
  PDI
  INSURANCE

  	
   

  	
  0358

  	
   

  	
  0358

  	
   

  	
  1

  	
   

  	
  R=RAMSEY-KRUG

  U=UNIVERSAL

  F=FIREMANS’S FUND

  G=EPG

  O=OTHER

  SPACE=NONE

  
	
  LIFE
  INSURANCE

  	
   

  	
  0359

  	
   

  	
  0359

  	
   

  	
  1

  	
   

  	
  M=AMERICAN MODERN (USA)

  P=PACIFIC LIFE (CANADA)

  SPACE=NONE

  
	
  LIABILITY
  INSURANCE

  	
   

  	
  0360

  	
   

  	
  0360

  	
   

  	
  1

  	
   

  	
  E=ELPA

  SPACE=NONE

  
	
  DISABILITY
  INSURANCE

  	
   

  	
  0361

  	
   

  	
  0361

  	
   

  	
  1

  	
   

  	
  M=AMERICAN MODERN

  SPACE=NONE

  
	
  ESPP
  INSURANCE

  	
   

  	
  0362

  	
   

  	
  0362

  	
   

  	
  1

  	
   

  	
  G=EPG

  SPACE=NONE

  
	
  RESIDUAL
  INSURANCE

  	
   

  	
  0363

  	
   

  	
  0363

  	
   

  	
  1

  	
   

  	
  P=PACIFIC LIFE (CANADA)

  SPACE=NONE

  
	
  LOAN
  STATUS

  	
   

  	
  0364

  	
   

  	
  0364

  	
   

  	
  1

  	
   

  	
  A=ACTIVE

  C=CLOSED

  D=ACCOUNT IN REPOESSION BUT NOT IN BANKRUPTCY.

  
	
  REPO
  BALANCE

  	
   

  	
  0365

  	
   

  	
  0381

  	
   

  	
  17

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0365

  	
   

  	
  0365

  	
   

  	
  1

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0366

  	
   

  	
  0378

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0379

  	
   

  	
  0379

  	
   

  	
  1

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0380

  	
   

  	
  0381

  	
   

  	
  2

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  REPO
  ESTIMATED LOSS

  	
   

  	
  0382

  	
   

  	
  0398

  	
   

  	
  17

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0382

  	
   

  	
  0382

  	
   

  	
  1

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0383

  	
   

  	
  0395

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0396

  	
   

  	
  0396

  	
   

  	
  1

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0397

  	
   

  	
  0398

  	
   

  	
  2

  	
   

  	
   

  
	
  INTEREST
  START DATE

  	
   

  	
  0399

  	
   

  	
  0406

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  FIXED
  OR VARIABLE

  	
   

  	
  0407

  	
   

  	
  0407

  	
   

  	
  1

  	
   

  	
  F=FIXED

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  V=VARIABLE

  
	
  VARIABLE
  INDEX ADDITION

  	
   

  	
  0408

  	
   

  	
  0415

  	
   

  	
  8

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0408

  	
   

  	
  0408

  	
   

  	
  1

  	
   

  	
   

  
	
  LEFT OF DECIMAL

  	
   

  	
  0409

  	
   

  	
  0409

  	
   

  	
  1

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0410

  	
   

  	
  0410

  	
   

  	
  1

  	
   

  	
   

  
	
  RIGHT OF DECIMAL

  	
   

  	
  0411

  	
   

  	
  0415

  	
   

  	
  5

  	
   

  	
   

  

 

 B-4
 

 

	
  VARIABLE
  FLOOR

  	
   

  	
  0416

  	
   

  	
  0423

  	
   

  	
  8

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0416

  	
   

  	
  0416

  	
   

  	
  1

  	
   

  	
   

  
	
  LEFT OF DECIMAL

  	
   

  	
  0417

  	
   

  	
  0417

  	
   

  	
  1

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0418

  	
   

  	
  0418

  	
   

  	
  1

  	
   

  	
   

  
	
  RIGHT OF DECIMAL

  	
   

  	
  0419

  	
   

  	
  0423

  	
   

  	
  5

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  VARIABLE
  CEILING

  	
   

  	
  0424

  	
   

  	
  0431

  	
   

  	
  8

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0424

  	
   

  	
  0424

  	
   

  	
  1

  	
   

  	
   

  
	
  LEFT OF DECIMAL

  	
   

  	
  0425

  	
   

  	
  0425

  	
   

  	
  1

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0426

  	
   

  	
  0426

  	
   

  	
  1

  	
   

  	
   

  
	
  RIGHT OF DECIMAL

  	
   

  	
  0427

  	
   

  	
  0431

  	
   

  	
  5

  	
   

  	
   

  
	
  STOP
  ACCRUAL INTEREST

  	
   

  	
  0432

  	
   

  	
  0448

  	
   

  	
  17

  	
   

  	
   

  

 

	
  DESCRIPTION

  	
   

  	
  START

  	
   

  	
  END

  	
   

  	
  POS.

  	
   

  	
  ANNOTATIONS

  
	
  SIGN

  	
   

  	
  0432

  	
   

  	
  0432

  	
   

  	
  1

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0433

  	
   

  	
  0445

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0446

  	
   

  	
  0446

  	
   

  	
  1

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0447

  	
   

  	
  0448

  	
   

  	
  2

  	
   

  	
   

  
	
  STOP
  ACCRUAL DATE

  	
   

  	
  0449

  	
   

  	
  0456

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  
	
  PAYMENT
  SCHEDULE REVIEW

  	
   

  	
  0457

  	
   

  	
  0457

  	
   

  	
  1

  	
   

  	
   

  
	
  RESIDUAL AMOUNT (FINANCE 

  LEASES)

  	
   

  	
  0458

  	
   

  	
  0474

  	
   

  	
  17

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0458

  	
   

  	
  0458

  	
   

  	
  1

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0459

  	
   

  	
  0471

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0472

  	
   

  	
  0472

  	
   

  	
  1

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0473

  	
   

  	
  0474

  	
   

  	
  2

  	
   

  	
   

  
	
  FINANCE
  CHARGE (PRE COMPUTED)

  	
   

  	
  0475

  	
   

  	
  0491

  	
   

  	
  17

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0475

  	
   

  	
  0475

  	
   

  	
  1

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0476

  	
   

  	
  0488

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0489

  	
   

  	
  0489

  	
   

  	
  1

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0490

  	
   

  	
  0491

  	
   

  	
  2

  	
   

  	
   

  
	
  DUE DATE/PAYMENT AMT. INFO. 

  (1st occ. Info. Below)

  	
   

  	
  0492

  	
   

  	
  2991

  	
   

  	
  2500

  	
   

  	
  OCCURS 100 TIMES

  
	
  DUE DATE

  	
   

  	
  0492

  	
   

  	
  0499

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  
	
  DUE AMOUNT

  	
   

  	
  0500

  	
   

  	
  0514

  	
   

  	
  17

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  0500

  	
   

  	
  0500

  	
   

  	
  1

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  0501

  	
   

  	
  0513

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  0514

  	
   

  	
  0514

  	
   

  	
  1

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  0515

  	
   

  	
  0516

  	
   

  	
  2

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  BILL DATE/PAYMENT INFO. (1st occ. 

  info. below)

  	
   

  	
  2992

  	
   

  	
  3447

  	
   

  	
  456

  	
   

  	
  OCCURS 6 TIMES

  
	
  BILLED DUE DATE

  	
   

  	
  2992

  	
   

  	
  2999

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  
	
  BILLED PRINCIPAL

  	
   

  	
  3000

  	
   

  	
  3016

  	
   

  	
  17

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3000

  	
   

  	
  3000

  	
   

  	
  1

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  3001

  	
   

  	
  3013

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  3014

  	
   

  	
  3014

  	
   

  	
  1

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  3015

  	
   

  	
  3016

  	
   

  	
  2

  	
   

  	
   

  
	
  BILLED INTEREST

  	
   

  	
  3017

  	
   

  	
  3033

  	
   

  	
  17

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3017

  	
   

  	
  3017

  	
   

  	
  1

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  3018

  	
   

  	
  3030

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  3031

  	
   

  	
  3031

  	
   

  	
  1

  	
   

  	
   

  

 

 B-5
 

 

	
  CENTS

  	
   

  	
  3032

  	
   

  	
  3033

  	
   

  	
  2

  	
   

  	
   

  
	
  BILLED LATE CHARGES

  	
   

  	
  3034

  	
   

  	
  3050

  	
   

  	
  17

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3034

  	
   

  	
  3034

  	
   

  	
  1

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  3035

  	
   

  	
  3047

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  3048

  	
   

  	
  3048

  	
   

  	
  1

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3049

  	
   

  	
  3050

  	
   

  	
  2

  	
   

  	
   

  
	
  BILLED OTHER FEES

  	
   

  	
  3051

  	
   

  	
  3067

  	
   

  	
  17

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3051

  	
   

  	
  3051

  	
   

  	
  1

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  3052

  	
   

  	
  3064

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  3065

  	
   

  	
  3065

  	
   

  	
  1

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  3066

  	
   

  	
  3067

  	
   

  	
  2

  	
   

  	
   

  
	
  BILLED
  THROUGH DATE

  	
   

  	
  3448

  	
   

  	
  3455

  	
   

  	
  8

  	
   

  	
  CCYYMMDD

  
	
  ACCRUAL
  BASIS YEAR

  	
   

  	
  3456

  	
   

  	
  3456

  	
   

  	
  1

  	
   

  	
  0=365-DAY YEAR

  1=360-DAY YEAR

  2=365/366-DAY YEAR

  
	
  ACCRUAL
  BASIS MONTH

  	
   

  	
  3457

  	
   

  	
  3457

  	
   

  	
  1

  	
   

  	
  0=ACTUAL-DAYMONTH

  1=30-DAY MONTH

  
	
  PAYMENT SCHEDULE INFO. (1st 

  occ. Info. below)

  	
   

  	
  3458

  	
   

  	
  3637

  	
   

  	
  180

  	
   

  	
  OCCURS 5 TIMES

  
	
  PAYMENT SCHEDULE STATUS

  	
   

  	
  3458

  	
   

  	
  3458

  	
   

  	
  1

  	
   

  	
   

  
	
  PAYMENT SCHEDULE TYPE

  	
   

  	
  3459

  	
   

  	
  3459

  	
   

  	
  1

  	
   

  	
   

  
	
  PAYMENT SCHEDULE INTERVAL

  	
   

  	
  3460

  	
   

  	
  3462

  	
   

  	
  3

  	
   

  	
   

  

 

	
  DESCRIPTION

  	
   

  	
  START

  	
   

  	
  END

  	
   

  	
  POS.

  	
   

  	
  ANNOTATIONS

  
	
  PAYMENT SCHEDULE
  TIMES BILLED

  	
   

  	
  3474

  	
   

  	
  3476

  	
   

  	
  3

  	
   

  	
   

  
	
  PAYMENT SCHEDULE
  AMOUNT

  	
   

  	
  3477

  	
   

  	
  3493

  	
   

  	
  17

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3477

  	
   

  	
  3477

  	
   

  	
  1

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  3478

  	
   

  	
  3490

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  3491

  	
   

  	
  3491

  	
   

  	
  1

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  3492

  	
   

  	
  3493

  	
   

  	
  2

  	
   

  	
   

  
	
  CURRENT PAYOFF AMOUNT

  	
   

  	
  3638

  	
   

  	
  3654

  	
   

  	
  17

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3638

  	
   

  	
  3638

  	
   

  	
  1

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  3639

  	
   

  	
  3651

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  3652

  	
   

  	
  3652

  	
   

  	
  1

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  3653

  	
   

  	
  3654

  	
   

  	
  2

  	
   

  	
   

  
	
  NON
  RECOGNIZED ACCRUED 

  INTEREST

  	
   

  	
  3655

  	
   

  	
  3671

  	
   

  	
  17

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3655

  	
   

  	
  3655

  	
   

  	
  1

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  3656

  	
   

  	
  3668

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  3669

  	
   

  	
  3669

  	
   

  	
  1

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  3670

  	
   

  	
  3671

  	
   

  	
  2

  	
   

  	
   

  
	
  VARIABLE RATE TYPE

  	
   

  	
  3672

  	
   

  	
  3673

  	
   

  	
  2

  	
   

  	
  11 = CHANGES ON 15TH (USA)

  12 = CHANGES ON 20TH (USA)

  22 = CHANGES ON 15TH (CAN.)

  23 = CHANGES ON 20TH (CAN.)

  
	
  RSS MONTHLY CASH FLOW

  	
   

  	
  3674

  	
   

  	
  3690

  	
   

  	
  17

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3674

  	
   

  	
  3674

  	
   

  	
  1

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  3675

  	
   

  	
  3687

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  3688

  	
   

  	
  3688

  	
   

  	
  1

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  3689

  	
   

  	
  3690

  	
   

  	
  2

  	
   

  	
   

  

 

 B-6
 

 

	
  PRINCIPAL WRITE OFF AMOUNT

  	
   

  	
  3691

  	
   

  	
  3707

  	
   

  	
  17

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3691

  	
   

  	
  3691

  	
   

  	
  1

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  3692

  	
   

  	
  3704

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  3705

  	
   

  	
  3705

  	
   

  	
  1

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  3706

  	
   

  	
  3707

  	
   

  	
  2

  	
   

  	
   

  
	
  PAST DUE DAYS

  	
   

  	
  3708

  	
   

  	
  3713

  	
   

  	
  6

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3708

  	
   

  	
  3708

  	
   

  	
  1

  	
   

  	
   

  
	
  DAYS

  	
   

  	
  3709

  	
   

  	
  3713

  	
   

  	
  5

  	
   

  	
   

  
	
  PAST DUE ALTERNATE

  	
   

  	
  3714

  	
   

  	
  3719

  	
   

  	
  6

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3714

  	
   

  	
  3714

  	
   

  	
  1

  	
   

  	
   

  
	
  DAYS

  	
   

  	
  3715

  	
   

  	
  3719

  	
   

  	
  3

  	
   

  	
   

  
	
  RECOVERIES

  	
   

  	
  3720

  	
   

  	
  3736

  	
   

  	
  17

  	
   

  	
   

  
	
  SIGN

  	
   

  	
  3720

  	
   

  	
  3720

  	
   

  	
  1

  	
   

  	
   

  
	
  DOLLARS

  	
   

  	
  3721

  	
   

  	
  3733

  	
   

  	
  13

  	
   

  	
   

  
	
  DECIMAL

  	
   

  	
  3734

  	
   

  	
  3734

  	
   

  	
  1

  	
   

  	
   

  
	
  CENTS

  	
   

  	
  3735

  	
   

  	
  3736

  	
   

  	
  2

  	
   

  	
   

  
	
  FILLER

  	
   

  	
  3737

  	
   

  	
  3775

  	
   

  	
  39

  	
   

  	
   

  

 

 B-7Exhibit
4.7

(Multicurrency -
Cross Border)

International Swap Dealers
Association, Inc.

MASTER AGREEMENT

dated as of March 1, 2007

CREDIT SUISSE INTERNATIONAL   and   CNH
EQUIPMENT TRUST 2007-A

have entered
and/or anticipate entering into one of more transactions (each a “Transaction”)
that are or will be governed by this Master Agreement, which includes the
schedule (the “Schedule”), and the documents and other confirming evidence
(each a “Confirmation”) exchanged between the parties confirming those
Transactions.

Accordingly, the
parties agree as follows: —

1.                         Interpretation

(a)       Definitions.  The terms defined in Section 14 and in
the Schedule will have the meanings therein specified for the purpose of this
Master Agreement.

(b)       Inconsistency.  In the event of any inconsistency between
the provisions of the Schedule and the other provisions of this Master
Agreement, the Schedule will prevail. In the event of any inconsistency between
the provisions of any Confirmation and this Master Agreement (including the
Schedule), such Confirmation will prevail for the purpose of the relevant
Transaction.

(c)       Single
Agreement.  All
Transactions are entered into in reliance on the fact that this Master
Agreement and all Confirmations form a single agreement between the parties
(collectively referred to as this “Agreement”), and the parties would not
otherwise enter into any Transactions.

2.                         Obligations

(a)       General Conditions.

(i)        Each
party will make each payment or delivery specified in each Confirmation to be
made by it, subject to the other provisions of this Agreement.

(ii)       Payments under this Agreement will be
made on the due date for value on that date in the place of the account
specified in the relevant Confirmation or otherwise pursuant to this Agreement,
in freely transferable funds and in the manner customary for payments in the
required currency. Where settlement is by delivery (that is, other than by
payment), such delivery will be made for receipt on the due date in the manner
customary for the relevant obligation unless otherwise specified in the
relevant Confirmation or elsewhere in this Agreement.

(iii)      Each obligation of each party under
Section 2(a)(i) is subject to (1) the condition precedent that no Event of
Default or Potential Event of Default with respect to the other party has
occurred and is continuing, (2) the condition precedent that no Early
Termination Date in respect of the relevant Transaction has occurred or been
effectively designated and (3) each other applicable condition precedent
specified in this Agreement.

(b)       Change
of Account. Either
party may change its account for receiving a payment or delivery by giving
notice to the other party at least five Local Business Days prior to the
scheduled date for the payment or delivery to which such change applies unless
such other party gives timely notice of a reasonable objection to such change.

(c)       Netting. If on any date amounts would otherwise
be payable:—

(i)    in the same currency; and

(ii)   in respect of the same Transaction,

by each party to
the other, then, on such date, each party’s obligation to make payment of any
such amount will be automatically satisfied and discharged and, if the
aggregate amount that would otherwise have been payable by one party exceeds
the aggregate amount that would otherwise have been payable by the other party,
replaced by an obligation upon the party by whom the larger aggregate amount
would have been payable to pay to the other party the excess of the larger
aggregate amount over the smaller aggregate amount.

The parties may
elect in respect of two or more Transactions that a net amount will be
determined in respect of all amounts payable on the same date in the same
currency in respect of such Transactions, regardless of whether such amounts
are payable in respect of the same Transaction. The election may be made in the
Schedule or a Confirmation by specifying that subparagraph (ii) above will not
apply to the Transactions identified as being subject to the election, together
with the starting date (in which case subparagraph (ii) above will not, or will
cease to, apply to such Transactions from such date). This election may be made
separately for different groups of Transactions and will apply separately to
each pairing of Offices through which the parties make and receive payments or
deliveries.

(d)       Deduction
or Withholding for Tax.

(i)        Gross-Up.  All payments under this Agreement will be
made without any deduction or withholding for or on account of any Tax unless
such deduction or withholding is required by any applicable law, as modified by
the practice of any relevant governmental revenue authority, then in effect. If
a party is so required to deduct or withhold, then that party (“X”) will:—

(1)  promptly
notify the other party (“Y”) of such requirement;

(2)  pay to the
relevant authorities the full amount required to be deducted or withheld
(including the full amount required to be deducted or withheld from any
additional amount paid by X to Y under this Section 2(d)) promptly upon the earlier
of determining that such deduction or withholding is required or receiving
notice that such amount has been assessed against Y;

(3)  promptly
forward to Y an official receipt (or a certified copy), or other documentation
reasonably acceptable to Y, evidencing such payment to such authorities; and

(4)  if such
Tax is an Indemnifiable Tax, pay to Y, in addition to the payment to which Y is
otherwise entitled under this Agreement, such additional amount as is necessary
to ensure that the net amount actually received by Y (free and clear of
Indemnifiable Taxes, whether assessed against X or Y) will equal the full
amount Y would have received had no such deduction or withholding been
required. However, X will not be required to pay any additional amount to Y to
the extent that it would not be required to be paid but for:—

(A)   the
failure by Y to comply with or perform any agreement contained in Section
4(a)(i), 4(a)(iii) or 4(d); or

(B)   the
failure of a representation made by Y pursuant to Section 3(f) to be accurate
and true unless such failure would not have occurred but for (I) any action
taken by a taxing authority, or brought in a court of competent jurisdiction,
on or after the date on which a Transaction is entered into (regardless of
whether such action is taken or brought with respect to a party to this
Agreement) or (II) a Change in Tax Law.

 2
 

(ii)       Liability. If: —

(1)    X is required by any applicable law, as
modified by the practice of any relevant governmental revenue authority, to
make any deduction or withholding in respect of which X would not be required
to pay an additional amount to Y under Section 2(d)(i)(4);

(2)    X does not so deduct or withhold; and

(3)    a liability resulting from such Tax is
assessed directly against X,

then, except to the extent Y has satisfied or then satisfies the
liability resulting from such Tax, Y will promptly pay to X the amount of such
liability (including any related liability for interest, but including any
related liability for penalties only if Y has failed to comply with or perform
any agreement contained in Section 4(a)(i), 4(a)(iii) or 4(d)).

(e)       Default
Interest; Other Amounts.  Prior
to the occurrence or effective designation of an Early Termination Date in
respect of the relevant Transaction, a party that defaults in the performance
of any payment obligation will, to the extent permitted by law and subject to
Section 6(c), be required to pay interest (before as well as after judgment) on
the overdue amount to the other party on demand in the same currency as such
overdue amount, for the period from (and including) the original due date for
payment to (but excluding) the date of actual payment, at the Default Rate.
Such interest will be calculated on the basis of daily compounding and the
actual number of days elapsed. If, prior to the occurrence or effective
designation of an Early Termination Date in respect of the relevant
Transaction, a party defaults in the performance of any obligation required to
be settled by delivery, it will compensate the other party on demand if and to
the extent provided for in the relevant Confirmation or elsewhere in this
Agreement.

3.                         Representations

Each party
represents to the other party (which representations will be deemed to be
repeated by each party on each date on which a Transaction is entered into and,
in the case of the representations in Section 3(f), at all times until the
termination of this Agreement) that:-—

(a)       Basic Representations.

(i)        Status.  It is duly organised and validly existing
under the laws of the jurisdiction of its organisation or incorporation and, if
relevant under such laws, in good standing;

(ii)       Powers.  It has the power to execute this
Agreement and any other documentation relating to this Agreement to which it is
a party, to deliver this Agreement and any other documentation relating to this
Agreement that it is required by this Agreement to deliver and to perform its
obligations under this Agreement and any obligations it has under any Credit
Support Document to which it is a party and has taken all necessary action to
authorise such execution, delivery and performance;

(iii)      No
Violation or Conflict.  Such
execution, delivery and performance do not violate or conflict with any law
applicable to it, any provision of its constitutional documents, any order or
judgment of any court or other agency of government applicable to it or any of
its assets or any contractual restriction binding on or affecting it or any of
its assets;

(iv)      Consents.  All governmental and other consents that
are required to have been obtained by it with respect to this Agreement or any
Credit Support Document to which it is a party have been obtained and are in
full force and effect and all conditions of any such consents have been
complied with; and

(v)       Obligations
Binding. Its
obligations under this Agreement and any Credit Support Document to which it is
a party constitute its legal, valid and binding obligations, enforceable in
accordance with their respective terms (subject to applicable bankruptcy,
reorganisation, insolvency, moratorium or similar laws affecting creditors’
rights generally and subject, as to enforceability, to equitable principles of
general application (regardless of whether enforcement is sought in a
proceeding in equity or at law)).

 3
 

(b)       Absence
of Certain Events. No
Event of Default or Potential Event of Default or, to its knowledge,
Termination Event with respect to it has occurred and is continuing and no such
event or circumstance would occur as a result of its entering into or
performing its obligations under this Agreement or any Credit Support Document
to which it is a party.

(c)       Absence of Litigation. There is not pending or, to its
knowledge, threatened against it or any of its Affiliates any action, suit or
proceeding at law or in equity or before any court, tribunal, governmental
body, agency or official or any arbitrator that is likely to affect the
legality, validity or enforceability against it of this Agreement or any Credit
Support Document to which it is a party or its ability to perform its
obligations under this Agreement or such Credit Support Document.

(d)       Accuracy of Specified Information. All applicable information that is
furnished in writing by or on behalf of it to the other party and is identified
for the purpose of this Section 3(d) in the Schedule is, as of the date of the
information, true, accurate and complete in every material respect.

(e)       Payer Tax Representation. Each representation specified in the
Schedule as being made by it for the purpose of this

Section 3(e) is accurate and true.

(f)        Payee Tax Representations. Each representation specified in the Schedule as being made by it for the
purpose of this

Section 3(f) is accurate and true.

4.                         Agreements

Each party agrees
with the other that, so long as either party has or may have any obligation
under this Agreement or under any Credit Support Document to which it is a
party:—

(a)       Furnish
Specified Information. It
will deliver to the other party or, in certain cases under subparagraph (iii)
below, to such government or taxing authority as the other party reasonably
directs:—

(i)        any forms, documents or certificates
relating to taxation specified in the Schedule or any Confirmation;

(ii)       any other documents specified in the
Schedule or any Confirmation; and

(iii)      upon reasonable demand by such other
party, any form or document that may be required or reasonably requested in
writing in order to allow such other party or its Credit Support Provider to
make a payment under this Agreement or any applicable Credit Support Document
without any deduction or withholding for or on account of any Tax or with such
deduction or withholding at a reduced rate (so long as the completion,
execution or submission of such form or document would not materially prejudice
the legal or commercial position of the party in receipt of such demand), with
any such form or document to be accurate and completed in a manner reasonably
satisfactory to such other party and to be executed and to be delivered with
any reasonably required certification,

in each case by
the date specified in the Schedule or such Confirmation or, if none is
specified, as soon as reasonably practicable.

(b)       Maintain
Authorisations. It
will use all reasonable efforts to maintain in full force and effect all
consents of any governmental or other authority that are required to be
obtained by it with respect to this Agreement or any Credit Support Document to
which it is a party and will use all reasonable efforts to obtain any that may
become necessary in the future.

(c)       Comply
with Laws. It will
comply in all material respects with all applicable laws and orders to which it
may be subject if failure so to comply would materially impair its ability to
perform its obligations under this Agreement or any Credit Support Document to
which it is a party.

(d)       Tax
Agreement. It will
give notice of any failure of a representation made by it under Section 3(f) to
be accurate and true promptly upon learning of such failure.

(e)       Payment
of Stamp Tax. Subject
to Section 11, it will pay any Stamp Tax levied or imposed upon it or in
respect of its execution or performance of this Agreement by a jurisdiction in
which it is incorporated,

 4
 

organised, managed and
controlled, or considered to have its seat, or in which a branch or office
through which it is acting for the purpose of this Agreement is located (“Stamp
Tax Jurisdiction”) and will indemnify the other party against any Stamp Tax
levied or imposed upon the other party or in respect of the other party’s
execution or performance of this Agreement by any such Stamp Tax Jurisdiction
which is not also a Stamp Tax Jurisdiction with respect to the other party.

5.                         Events of
Default and Termination Events

(a)       Events
of Default.  The
occurrence at any time with respect to a party or, if applicable, any Credit
Support Provider of such party or any Specified Entity of such party of any of
the following events constitutes an event of default (an “Event of Default”)
with respect to such party:—

(i)        Failure
to Pay or Deliver.  Failure
by the party to make, when due, any payment under this Agreement or delivery
under Section 2(a)(i) or 2(e) required to be made by it if such failure is not
remedied on or before the third Local Business Day after notice of such failure
is given to the party;

(ii)       Breach
of Agreement.  Failure
by the party to comply with or perform any agreement or obligation (other than
an obligation to make any payment under this Agreement or delivery under
Section 2(a)(i) or 2(e) or to give notice of a Termination Event or any
agreement or obligation under Section 4(a)(i), 4(a)(iii) or 4(d)) to be
complied with or performed by the party in accordance with this Agreement if
such failure is not remedied on or before the thirtieth day after notice of
such failure is given to the party.

(iii)      Credit Support Default.

(1)       Failure by the party or any Credit
Support Provider of such party to comply with or perform any agreement or
obligation to be complied with or performed by it in accordance with any Credit
Support Document if such failure is continuing after any applicable grace
period has elapsed;

(2)       the expiration or termination of such
Credit Support Document or the failing or ceasing of such Credit Support
Document to be in full force and effect for the purpose of this Agreement (in
either case other than in accordance with its terms) prior to the satisfaction
of all obligations of such party under each Transaction to which such Credit
Support Document relates without the written consent of the other party; or

(3)       the party or such Credit Support Provider
disaffirms, disclaims, repudiates or rejects, in whole or in part, or
challenges the validity of, such Credit Support Document;

(iv)      Misrepresentation.  A representation (other than a
representation under Section 3(e) or (f)) made or repeated or deemed to have
been made or repeated by the party or any Credit Support Provider of such party
in this Agreement or any Credit Support Document proves to have been incorrect
or misleading in any material respect when made or repeated or deemed to have
been made or repeated;

(v)       Default
under Specified Transaction.  The
party, any Credit Support Provider of such party or any applicable Specified
Entity of such party (1) defaults under a Specified Transaction and, after
giving effect to any applicable notice requirement or grace period, there
occurs a liquidation of, an acceleration of obligations under, or an early
termination of, that Specified Transaction, (2) defaults, after giving effect
to any applicable notice requirement or grace period, in making any payment or
delivery due on the last payment, delivery or exchange date of, or any payment
on early termination of, a Specified Transaction (or such default continues for
at least three Local Business Days if there is no applicable notice requirement
or grace period) or (3) disaffirms, disclaims, repudiates or rejects, in whole
or in part, a Specified Transaction (or such action is taken by any person or
entity appointed or empowered to operate it or act on its behalf);

(vi)      Cross
Default.  If “Cross
Default” is specified in the Schedule as applying to the party, the occurrence
or existence of (1) a default, event of default or other similar condition or
event (however

 5
 

described) in respect of
such party, any Credit Support Provider of such party or any applicable Specified
Entity of such party under one or more agreements or instruments relating to
Specified Indebtedness of any of them (individually or collectively) in an
aggregate amount of not less than the applicable Threshold Amount (as specified
in the Schedule) which has resulted in such Specified Indebtedness becoming, or
becoming capable at such time of being declared, due and payable under such
agreements or instruments, before it would otherwise have been due and payable
or (2) a default by such party, such Credit Support Provider or such Specified
Entity (individually or collectively) in making one or more payments on the due
date thereof in an aggregate amount of not less than the applicable Threshold
Amount under such agreements or instruments (after giving effect to any
applicable notice requirement or grace period);

(vii)     Bankruptcy.  The party, any Credit Support Provider of
such party or any applicable Specified Entity of such party: —

(1)       is dissolved (other than pursuant to a
consolidation, amalgamation or merger); (2) becomes insolvent or is unable to
pay its debts or fails or admits in writing its inability generally to pay its
debts as they become due; (3) makes a general assignment, arrangement or
composition with or for the benefit of its creditors; (4) institutes or has
instituted against it a proceeding seeking a judgment of insolvency or
bankruptcy or any other relief under any bankruptcy or insolvency law or other
similar law affecting creditors’ rights, or a petition is presented for its
winding-up or liquidation, and, in the case of any such proceeding or petition
instituted or presented against it, such proceeding or petition (A) results in
a judgment of insolvency or bankruptcy or the entry of an order for relief or
the making of an order for its winding-up or liquidation or (B) is not
dismissed, discharged, stayed or restrained in each case within 30 days of the
institution or presentation thereof; (5) has a resolution passed for its
winding-up, official management or Liquidation (other than pursuant to a
consolidation, amalgamation or merger); (6) seeks or becomes subject to the
appointment of an administrator, provisional Liquidator, conservator, receiver,
trustee, custodian or other similar official for it or for all or substantially
all its assets; (7) has a secured party take possession of all or substantially
all its assets or has a distress, execution, attachment, sequestration or other
legal process levied, enforced or sued on or against all or substantially all
its assets and such secured party maintains possession, or any such process is
not dismissed, discharged, stayed or restrained, in each case within 30 days
thereafter, (8) causes or is subject to any event with respect to it which,
under the applicable laws of any jurisdiction, has an analogous effect to any
of the events specified in clauses (1) to (7) (inclusive); or (9) takes any
action in furtherance of, or indicating its consent to, approval of, or
acquiescence in, any of the foregoing acts; or

(viii)    Merger
Without Assumption.  The
party or any Credit Support Provider of such party consolidates or amalgamates
with, or merges with or into, or transfers all or substantially all its assets
to, another entity and, at the time of such consolidation, amalgamation, merger
or transfer: —

(1)       the resulting, surviving or transferee
entity fails to assume all the obligations of such party or such Credit Support
Provider under this Agreement or any Credit Support Document to which it or its
predecessor was a party by operation of law or pursuant to an agreement
reasonably satisfactory to the other party to this Agreement; or

(2)       the benefits of any Credit Support
Document fail to extend (without the consent of the other party) to the
performance by such resulting, surviving or transferee entity of its
obligations under this Agreement.

(b)       Termination
Events.  The
occurrence at any time with respect to a party or, if applicable, any Credit
Support Provider of such party or any Specified Entity of such parry of any
event specified below constitutes an Illegality if the event is specified in
(i) below, a Tax Event if the event is specified in (ii) below or a Tax Event
Upon Merger if the event is specified in (iii) below, and, if specified to be
applicable, a Credit Event

 6
 

Upon Merger if the event is
specified pursuant to (iv) below or an Additional Termination Event if the
event is specified pursuant to (v) below:—

(i)        Illegality.  Due to the adoption of, or any change in,
any applicable law after the date on which a Transaction is entered into, or due
to the promulgation of, or any change in, the interpretation by any court,
tribunal or regulatory authority with competent jurisdiction of any applicable
law after such date, it becomes unlawful (other than as a result of a breach by
the party of Section 4(b))  for such party (which will be the
Affected Party): —

(1)       to perform any absolute or contingent
obligation to make a payment or delivery or to receive a payment or delivery in
respect of such Transaction or to comply with any other material provision of
this Agreement relating to such Transaction; or

(2)       to perform, or for any Credit Support
Provider of such party to perform, any contingent or other obligation which the
party (or such Credit Support Provider) has under any Credit Support Document
relating to such Transaction;

(ii)       Tax
Event.  Due to (x)
any action taken by a taxing authority, or brought in a court of competent
jurisdiction, on or after the date on which a Transaction is entered into
(regardless of whether such action is taken or brought with respect to a party
to this Agreement) or (y) a Change in Tax Law, the party (which will be the
Affected Party) will, or there is a substantial likelihood that it will, on the
next succeeding Scheduled Payment Date (1) be required to pay to the other
party an additional amount in respect of an Indemnifiable Tax under Section
2(d)(i)(4) (except in respect of interest under Section 2(e), 6(d)(ii) or 6(e))
or (2) receive a payment from which an amount is required to be deducted or
withheld for or on account of a Tax (except in respect of interest under
Section 2(e), 6(d)(ii) or 6(e)) and no additional amount is required to be
paid in respect of such Tax under Section 2(d)(i)(4) (other than by reason of
Section 2(d)(i)(4)(A) or (B));

(iii)      Tax
Event Upon Merger.  The
party (the “Burdened Party”) on the next succeeding Scheduled Payment Date will
either (1) be required to pay an additional amount in respect of an
Indemnifiable Tax under Section 2(d)(i)(4) (except in respect of interest under
Section 2(e), 6(d)(ii) or 6(e)) or (2) receive a payment from which an amount
has been deducted or withheld for or on account of any Indemnifiable Tax in
respect of which the other party is not required to pay an additional amount
(other than by reason of Section 2(d)(i)(4)(A) or (B)), in either case as a
result of a party consolidating or amalgamating with, or merging with or into,
or transferring all or substantially all its assets to, another entity (which
will be the Affected Party) where such action does not constitute an event
described in Section 5(a)(viii);

(iv)      Credit Event Upon Merger.
If “Credit Event Upon Merger” is specified in the Schedule as applying to the
party, such party (“X”), any Credit Support Provider of X or any applicable
Specified Entity of X consolidates or amalgamates with, or merges with or into,
or transfers all or substantially all its assets to, another entity and such
action does not constitute an event described in Section 5(a)(viii) but the
creditworthiness of the resulting, surviving or transferee entity is materially
weaker than that of X, such Credit Support Provider or such Specified Entity,
as the case may be, immediately prior to such action (and, in such event, X or
its successor or transferee, as appropriate, will be the Affected Party); or

(v)       Additional
Termination Event.  If
any “Additional Termination Event” is specified in the Schedule or any
Confirmation as applying, the occurrence of such event (and, in such event, the
Affected Party or Affected Parties shall be as specified for such Additional
Termination Event in the Schedule or such Confirmation).

(c)       Event of
Default and Illegality.  If
an event or circumstance which would otherwise constitute or give rise to an
Event of Default also constitutes an Illegality, it will be treated as an
Illegality and will not constitute an Event of Default.

 7
 

6.                         Early
Termination

(a)       Right to
Terminate Following Event of Default.  If at any time an Event of Default with respect to a party
(the “Defaulting Party”) has occurred and is then continuing, the other party
(the “Non-defaulting Party”) may, by not more than 20 days notice to the
Defaulting Party specifying the relevant Event of Default, designate a day not
earlier than the day such notice is effective as an Early Termination Date in
respect of all outstanding Transactions. If, however, “Automatic Early
Termination” is specified in the Schedule as applying to a party, then an Early
Termination Date in respect of all outstanding Transactions will occur
immediately upon the occurrence with respect to such party of an Event of
Default specified in Section 5(a)(vii)(1), (3), (5), (6) or, to the extent
analogous thereto, (8), and as of the time immediately preceding the
institution of the relevant proceeding or the presentation of the relevant petition
upon the occurrence with respect to such party of an Event of Default specified
in Section 5(a)(vii)(4) or, to the extent analogous thereto, (8).

(b)       Right
to Terminate Following Termination Event.

(i)        Notice.  If a Termination Event occurs, an Affected
Party will, promptly upon becoming aware of it, notify the other party,
specifying the nature of that Termination Event and each Affected Transaction
and will also give such other information about that Termination Event as the
other party may reasonably require.

(ii)       Transfer
to Avoid Termination Event.  If
either an Illegality under Section 5(b)(i)(1) or a Tax Event occurs and there
is only one Affected Party, or if a Tax Event Upon Merger occurs and the
Burdened Party is the Affected Party, the Affected Party will, as a condition
to its right to designate an Early Termination Date under Section 6(b)(iv), use
all reasonable efforts (which will not require such party to incur a loss,
excluding immaterial, incidental expenses) to transfer within 20 days after it
gives notice under Section 6(b)(i) all its rights and obligations under this
Agreement in respect of the Affected Transactions to another of its Offices or
Affiliates so that such Termination Event ceases to exist.

If the Affected Party is
not able to make such a transfer it will give notice to the other party to that
effect within such 20 day period, whereupon the other party may effect such a
transfer within 30 days after the notice is given under Section 6(b)(i).

Any such transfer by a
parry under this Section 6(b)(ii) will be subject to and conditional upon the
prior written consent of the other party, which consent will not be withheld if
such other party’s policies in effect at such time would permit it to enter
into transactions with the transferee on the terms proposed.

(iii)      Two
Affected Parties.  If
an Illegality under Section 5(b)(i)(1) or a Tax Event occurs and there are two
Affected Parties, each party will use all reasonable efforts to reach agreement
within 30 days after notice thereof is given under Section 6(b)(i) on action to
avoid that Termination Event.

(iv)      Right to Terminate. If: —

(1)       a transfer under Section 6(b)(ii) or an
agreement under Section 6(b)(iii), as the case may be, has not been effected
with respect to all Affected Transactions within 30 days after an Affected
Party gives notice under Section 6(b)(i); or

(2)       an Illegality under Section 5(b)(i)(2), a
Credit Event Upon Merger or an Additional Termination Event occurs, or a Tax
Event Upon Merger occurs and the Burdened Party is not the Affected Party,

either
party in the case of an Illegality, the Burdened Party in the case of a Tax
Event Upon Merger, any Affected Party in the case of a Tax Event or an
Additional Termination Event if there is more than one Affected Party, or the
party which is not the Affected Party in the case of a Credit Event Upon Merger
or an Additional Termination Event if there is only one Affected Party may, by
not more man 20 days notice to the other party and provided that the relevant
Termination Event is then

 8
 

continuing, designate a day not earlier than the day such notice is
effective as an Early Termination Date in respect of all Affected Transactions.

(c)       Effect of Designation.

(i)        If notice designating an Early
Termination Date is given under Section 6(a) or (b), the Early Termination Date
will occur on the date so designated, whether or not the relevant Event of
Default or Termination Event is then continuing.

(ii)       Upon the occurrence or effective
designation of an Early Termination Date, no further payments or deliveries
under Section 2(a)(i) or 2(e) in respect of the Terminated Transactions will be
required to be made, but without prejudice to the other provisions of this
Agreement. The amount, if any, payable in respect of an Early Termination Date
shall be determined pursuant to Section 6(e).

(d)                    Calculations.

(i)        Statement.  On or as soon as reasonably practicable
following the occurrence of an Early Termination Date, each party will make the
calculations on its part, if any, contemplated by Section 6(e) and will provide
to the other party a statement (1) showing, in reasonable detail, such
calculations (including all relevant quotations and specifying any amount
payable under Section 6(e)) and (2) giving details of the relevant account to which
any amount payable to it is to be paid. In the absence of written confirmation
from the source of a quotation obtained in determining a Market Quotation, the
records of the party obtaining such quotation will be conclusive evidence of
the existence and accuracy of such quotation.

(ii)       Payment
Date.  An amount
calculated as being due in respect of any Early Termination Date under Section
6(e) will be payable on the day that notice of the amount payable is effective
(in the case of an Early Termination Date which is designated or occurs as a
result of an Event of Default) and on the day which is two Local Business Days
after the day on which notice of the amount payable is effective (in the case
of an Early Termination Date which is designated as a result of a Termination
Event). Such amount will be paid together with (to the extent permitted under
applicable law) interest thereon (before as well as after judgment) in the
Termination Currency, from (and including) the relevant Early Termination Date
to (but excluding) the date such amount is paid, at the Applicable Rate. Such
interest will be calculated on the basis of daily compounding and the actual
number of days elapsed.

(e)       Payments
on Early Termination.  If
an Early Termination Date occurs, the following provisions shall apply based on
the parties’ election in the Schedule of a payment measure, either “Market
Quotation” or “Loss”, and a payment method, either the “First Method” or the “Second
Method”. If the parties fail to designate a payment measure or payment method
in the Schedule, it will be deemed that “Market Quotation” or the “Second
Method”, as the case may be, shall apply. The amount, if any, payable in
respect of an Early Termination Date and determined pursuant to this Section
will be subject to any Set-off.

(i)        Events
of Default.  If the
Early Termination Date results from an Event of Default: —

(1)       First
Method and Market Quotation. If the First Method and Market
Quotation apply, the Defaulting Party will pay to the Non-defaulting Party the
excess, if a positive number, of (A) the sum of the Settlement Amount
(determined by the Non-defaulting Party) in respect of the Terminated
Transactions and the Termination Currency Equivalent of the Unpaid Amounts
owing to the Non-defaulting Party over (B) the Termination Currency Equivalent
of the Unpaid Amounts owing to the Defaulting Party.

(2)       First
Method and Loss. If the First Method and Loss apply, the Defaulting
Party will pay to the Non-defaulting Party, if a positive number, the
Non-defaulting Party’s Loss in respect of this Agreement.

(3)       Second
Method and Market Quotation. If the Second Method and Market
Quotation apply, an amount will be payable equal to (A) the sum of the
Settlement Amount (determined by the

 9
 

Non-defaulting Party) in
respect of the Terminated Transactions and the Termination Currency Equivalent
of the Unpaid Amounts owing to the Non-defaulting Party less (B) the
Termination Currency Equivalent of the Unpaid Amounts owing to the Defaulting
Party. If that amount is a positive number, the Defaulting Party will pay it to
the Non-defaulting Party; if it is a negative number, the Non-defaulting Party
will pay the absolute value of that amount to the Defaulting Party.

(4) Second Method and Loss. If the Second
Method and Loss apply, an amount will be payable equal to the Non-defaulting
Party’s Loss in respect of this Agreement. If that amount is a positive number,
the Defaulting Party will pay it to the Non-defaulting Party; if it is a
negative number, the Non-defaulting Party will pay the absolute value of that
amount to the Defaulting Party.

(ii)       Termination
Events. If the Early Termination Date results from a Termination
Event: —

(1) One Affected Party. If there is one
Affected Party, the amount payable will be determined in accordance with
Section 6(e)(i)(3), if Market Quotation applies, or Section 6(e)(i)(4), if Loss
applies, except that, in either case, references to the Defaulting Party and to
the Non-defaulting Party will be deemed to be references to the Affected Party
and the party which is not the Affected Party, respectively, and, if Loss
applies and fewer than all the Transactions are being terminated, Loss shall be
calculated in respect of all Terminated Transactions.

(2) Two Affected Parties. If there are two
Affected Parties: —

(A) if Market Quotation
applies, each party will determine a Settlement Amount in respect of the
Terminated Transactions, and an amount will be payable equal to (I) the sum of
(a) one-half of the difference between the Settlement Amount of the party with
the higher Settlement Amount (“X”) and the Settlement Amount of the party with
the lower Settlement Amount (“Y”) and (b) the Termination Currency Equivalent
of the Unpaid Amounts owing to X less (II) the Termination Currency Equivalent
of the Unpaid Amounts owing to Y; and

(B) if Loss applies, each
party will determine its Loss in respect of this Agreement (or, if fewer than
all the Transactions are being terminated, in respect of all Terminated
Transactions) and an amount will be payable equal to one-half of the difference
between the Loss of the party with the higher Loss (“X”) and the Loss of the
party with the lower Loss (“Y”).

If the amount payable is
a positive number, Y will pay it to X; if it is a negative number, X will pay
the absolute value of that amount to Y.

(iii)      Adjustment
for Bankruptcy.  In
circumstances where an Early Termination Date occurs because “Automatic Early
Termination” applies in respect of a party, the amount determined under this
Section 6(e) will be subject to such adjustments as are appropriate and
permitted by law to reflect any payments or deliveries made by one party to the
other under this Agreement (and retained by such other party) during the period
from the relevant Early Termination Date to the date for payment determined
under Section 6(d)(ii).

(iv)      Pre-Estimate.  The parties agree that if Market
Quotation applies an amount recoverable under this Section 6(e) is a reasonable
pre-estimate of loss and not a penalty. Such amount is payable for the loss of
bargain and the loss of protection against future risks and except as otherwise
provided in this Agreement neither party will be entitled to recover any
additional damages as a consequence of such losses.

 10

7.                         Transfer

Subject to Section
6(b)(ii), neither this Agreement nor any interest or obligation in or under
this Agreement may be transferred (whether by way of security or otherwise) by
either party without the prior written consent of the other party, except that:
—

(a)       a party may make such a transfer of this
Agreement pursuant to a consolidation or amalgamation with, or merger with or
into, or transfer of all or substantially all its assets to, another entity
(but without prejudice to any other right or remedy under this Agreement); and

(b)       a party may make such a transfer of all
or any part of its interest in any amount payable to it from a Defaulting Party
under Section 6(e).

Any purported transfer
that is not in compliance with this Section will be void.

8.                         Contractual
Currency

(a)       Payment
in the Contractual Currency.  Each
payment under this Agreement will be made in the relevant currency specified in
this Agreement for that payment (the “Contractual Currency”). To the extent
permitted by applicable law, any obligation to make payments under this
Agreement in the Contractual Currency will not be discharged or satisfied by
any tender in any currency other than the Contractual Currency, except to the
extent such tender results in the actual receipt by the party to which payment
is owed, acting in a reasonable manner and in good faith in converting the
currency so tendered into the Contractual Currency, of the full amount in the
Contractual Currency of all amounts payable in respect of this Agreement. If for
any reason the amount in the Contractual Currency so received falls short of
the amount in the Contractual Currency payable in respect of this Agreement,
the party required to make the payment will, to the extent permitted by
applicable law, immediately pay such additional amount in the Contractual
Currency as may be necessary to compensate for the shortfall. If for any reason
the amount in the Contractual Currency so received exceeds the amount in the
Contractual Currency payable in respect of this Agreement, the party receiving
the payment will refund promptly the amount of such excess.

(b)       Judgments.
To the extent permitted by applicable law, if any judgment or
order expressed in a currency other than the Contractual Currency is rendered
(i) for the payment of any amount owing in respect of this Agreement, (ii) for
the payment of any amount relating to any early termination in respect of this
Agreement or (iii) in respect of a judgment or order of another court for the
payment of any amount described in (i) or (ii) above, the party seeking
recovery, after recovery in full of the aggregate amount to which such party is
entitled pursuant to the judgment or order, will be entitled to receive
immediately from the other party the amount of any shortfall of the Contractual
Currency received by such party as a consequence of sums paid in such other
currency and will refund promptly to the other party any excess of the
Contractual Currency received by such party as a consequence of sums paid in
such other currency if such shortfall or such excess arises or results from any
variation between the rate of exchange at which the Contractual Currency is
converted into the currency of the judgment or order for the purposes of such
judgment or order and the rate of exchange at which such party is able, acting
in a reasonable manner and in good faith in converting the currency received
into the Contractual Currency, to purchase the Contractual Currency with the
amount of the currency of the judgment or order actually received by such
party. The term “rate of exchange” includes, without limitation, any premiums
and costs of exchange payable in connection with the purchase of or conversion
into the Contractual Currency.

(c)     Separate Indemnities.  To the extent permitted by applicable
law, these indemnities constitute separate and independent obligations
from the other obligations in this Agreement, will be enforceable as separate
and independent causes of action, will
apply notwithstanding any indulgence granted by the party to which any payment
is owed and will not be affected by judgment being obtained or claim or proof
being made for any other sums payable in respect of this Agreement.

(d)       Evidence
of Loss.  For the
purpose of this Section 8, it will be sufficient for a party to demonstrate
that it would have suffered a loss had an actual exchange or purchase been
made.

 11
 

9.                         Miscellaneous

(a)       Entire
Agreement.  This
Agreement constitutes the entire agreement and understanding of the parties
with respect to its subject matter and supersedes all oral communication and
prior writings with respect thereto.

(b)       Amendments.  No amendment, modification or
waiver in respect of this Agreement will be effective unless in writing
(including a writing evidenced by a facsimile transmission) and executed by
each of the parties or confirmed by an exchange of telexes or electronic
messages on an electronic messaging system.

(c)       Survival
of Obligations.  Without
prejudice to Sections 2(a)(iii) and 6(c)(ii), the obligations of the parties
under this Agreement will survive the termination of any Transaction.

(d)       Remedies
Cumulative.  Except
as provided in this Agreement, the rights, powers, remedies and privileges
provided in this Agreement are cumulative and not exclusive of any rights,
powers, remedies and privileges provided by law.

(e)       Counterparts and Confirmations.

(i) This Agreement (and each amendment, modification
and waiver in respect of it) may be executed and delivered in counterparts
(including by facsimile transmission), each of which will be deemed an
original.

(ii) The parties intend that they are legally bound by
the terms of each Transaction from the moment they agree to those terms
(whether orally or otherwise). A Confirmation shall be entered into as soon as
practicable and may the executed and delivered in counterparts (including by
facsimile transmission) or be created by an exchange of telexes or by an
exchange of electronic messages on an electronic messaging system, which in
each case will be sufficient for all purposes to evidence a binding supplement
to this Agreement. The parties will specify therein or through another
effective means that any such counterpart, telex or electronic message
constitutes a Confirmation.

(f)        No
Waiver of Rights.  A
failure or delay in exercising any right, power or privilege in respect of this
Agreement will not be presumed to operate as a waiver, and a single or partial
exercise of any right, power or privilege will not be presumed to preclude any
subsequent or further exercise, of that right, power or privilege or the
exercise of any other right, power or privilege.

(g)       Headings.  The headings used in this Agreement are
for convenience of reference only and are not to affect the construction of or
to be taken into consideration in interpreting this Agreement.

10.                  Offices;
Multibranch Parties

(a)       If Section 10(a) is specified in the
Schedule as applying, each party that enters into a Transaction through an
Office other than its head or home office represents to the other party that,
notwithstanding the place of booking office or jurisdiction of incorporation or
organisation of such party, the obligations of such party are the same as if it
had entered into the Transaction through its head or home office. This
representation will be deemed to be repeated by such party on each date on
which a Transaction is entered into.

(b)       Neither party may change the Office
through which it makes and receives payments or deliveries for the purpose of a
Transaction without the prior written consent of the other party.

(c)       If a party is specified as a Multibranch
Party in the Schedule, such Multibranch Party may make and receive payments or
deliveries under any Transaction through any Office listed in the Schedule, and
the Office through which it makes and receives payments or deliveries with
respect to a Transaction will be specified in the relevant Confirmation.

11.                  Expenses

A Defaulting Party will,
on demand, indemnify and hold harmless the  other party for and against all
reasonable out-of-pocket expenses, including legal fees and Stamp Tax, incurred
by such other party by reason of the enforcement and protection of its rights
under this Agreement or any Credit Support Document

 12
 

to which the Defaulting Party is a party or by reason
of the early termination of any Transaction, including, but not limited to,
costs of collection.

12.                  Notices

(a)       Effectiveness.  Any notice or other communication in
respect of this Agreement may be given in any manner set forth below (except
that a notice or other communication under Section 5 or 6 may not be given by
facsimile transmission or electronic messaging system) to the address or number
or in accordance with the electronic messaging system details provided (see the
Schedule) and will be deemed effective as indicated:—

(i)        if in
writing and delivered in person or by courier, on the date it is delivered;

(ii)       if
sent by telex, on the date the recipient’s answerback is received;

(iii)      if
sent by facsimile transmission, on the date that transmission is received by a
responsible employee of the recipient in legible form (it being agreed that the
burden of proving receipt will be on the sender and will not be met by a
transmission report generated by the sender’s facsimile machine);

(iv)      if sent
by certified or registered mail (airmail, if overseas) or the equivalent
(return receipt requested), on the date that mail is delivered or its delivery
is attempted; or

(v)       if sent
by electronic messaging system, on the date that electronic message is
received,

unless the date of that
delivery (or attempted delivery) or that receipt, as applicable, is not a Local
Business Day or that communication is delivered (or attempted) or received, as
applicable, after the close of business on a Local Business Day, in which case
that communication shall be deemed given and effective on the first following
day that is a Local Business Day.

(b)       Change
of Addresses.  Either
party may by notice to the other change the address, telex or facsimile number
or electronic messaging system details at which notices or other communications
are to be given to it.

13.                  Governing Law
and Jurisdiction

(a)       Governing
Law.  This
Agreement will be governed by and construed in accordance with the law
specified in the Schedule.

(b)       Jurisdiction.  With respect to any suit, action or
proceedings relating to this Agreement (“Proceedings”), each party
irrevocably:—

(i)        submits
to the jurisdiction of the English courts, if this Agreement is expressed to be
governed by English law, or to the non-exclusive jurisdiction of the courts of
the State of New York and the United States District Court located in the
Borough of Manhattan in New York City, if this Agreement is expressed to be
governed by the laws of the State of New York; and

(ii)       waives
any objection which it may have at any time to the laying of venue of any
Proceedings brought in any such court, waives any claim that such Proceedings
have been brought in an inconvenient forum and further waives the right to
object, with respect to such Proceedings, that such court does not have any
jurisdiction over such party.

Nothing in this Agreement
precludes either party from bringing Proceedings in any other jurisdiction
(outside, if this Agreement is expressed to be governed by English law, the
Contracting States, as defined in Section 1(3) of the Civil Jurisdiction and
Judgments Act 1982 or any modification, extension or re-enactment thereof for
the time being in force) nor will the bringing of Proceedings in any one or
more jurisdictions preclude the bringing of Proceedings in any other
jurisdiction.

(c)       Service
of Process.  Each party irrevocably appoints the
Process Agent (if any) specified opposite its name in the Schedule to receive,
for it and on its behalf, service of process in any Proceedings. If for any

 13
 

reason any party’s Process Agent is unable to act as
such, such party will promptly notify the other party and within 30 days
appoint a substitute process agent acceptable to the other party. The parties
irrevocably consent to service of process given in the manner provided for
notices in Section 12. Nothing in this Agreement will affect the right of
either party to serve process in any other manner permitted by law.

(d)       Waiver
of Immunities.  Each
party irrevocably waives, to the fullest extent permitted by applicable law,
with respect to itself and its revenues and assets (irrespective of their use
or intended use), all immunity on the grounds of sovereignty or other similar
grounds from (i) suit, (ii) jurisdiction of any court, (iii) relief by way of
injunction, order for specific performance or for recovery of property, (iv)
attachment of its assets (whether before or after judgment) and (v) execution
or enforcement of any judgment to which it or its revenues or assets might
otherwise be entitled in any Proceedings in the courts of any jurisdiction and irrevocably
agrees, to the extent permitted by applicable law, that it will not claim any
such immunity in any Proceedings.

14.                  Definitions

As used in this
Agreement:—

“Additional Termination Event”  has the meaning specified in Section
5(b).

“Affected Party”  has the meaning specified in Section
5(b).

“Affected Transactions’’  means (a) with respect to any Termination
Event consisting of an Illegality, Tax Event or Tax Event Upon Merger, all
Transactions affected by the occurrence of such Termination Event and (b) with
respect to any other Termination Event, all Transactions.

“Affiliate”  means, subject to the Schedule, in relation to any person,
any entity controlled, directly or indirectly, by the person, any entity that
controls, directly or indirectly, the person or any entity directly or
indirectly under common control with the person. For this purpose, “control” of
any entity or person means ownership of a majority of the voting power of the
entity or person.

“Applicable Rate” means:—

(a)       in respect of obligations payable or
deliverable (or which would have been but for Section 2(a)(iii)) by a
Defaulting Party, the Default Rate;

(b)       in respect of an obligation to pay an
amount under Section 6(e) of either party from and after the date (determined
in accordance with Section 6(d)(ii)) on which that amount is payable, the
Default Rate;

(c)       in respect of all other obligations
payable or deliverable (or which would have been but for Section 2(a)(iii)) by
a Non-defaulting Party, the Non-default Rate; and

(d)       in all other cases, the Termination Rate.

“Burdened Party”  has the meaning specified in Section
5(b).

“Change in Tax Law”  means the enactment, promulgation, execution
or ratification of, or any change in or amendment to, any law (or in the
application or official interpretation of any law) that occurs on or after the
date on which the relevant Transaction is entered into.

“consent”  includes a consent, approval, action, authorisation,
exemption, notice, filing, registration or exchange control consent.

“Credit Event Upon Merger”  has the meaning specified in Section
5(b).

“Credit Support Document”  means  any agreement or instrument that
is specified as such in this Agreement.

“Credit Support Provider”  has the meaning specified in the
Schedule.

“Default Rate”  means  a rate per annum equal to the cost
(without proof or evidence of any actual cost) to the relevant payee (as
certified by it) if it were to fund or of funding the relevant amount plus 1%
per annum.

 14
 

“Defaulting Party”  has the meaning specified in Section 6(a).

“Early Termination Date”  means  the date determined in accordance
with Section 6(a) or 6(b)(iv).

“Event of Default”  has the meaning specified in Section 5(a)
and, if applicable, in the Schedule.

“Illegality”  has the meaning specified in Section 5(b).

“Indemnifiable Tax”  means any Tax other than a Tax that would
not be imposed in respect of a payment under this Agreement but for a present
or former connection between the jurisdiction of the government or taxation
authority imposing such Tax and the recipient of such payment or a person
related to such recipient (including, without limitation, a connection arising
from such recipient or related person being or having been a citizen or
resident of such jurisdiction, or being or having been organized, present or
engaged in a trade or business in such jurisdiction, or having or having had a
permanent establishment or fixed place of business in such jurisdiction, but
excluding a connection arising solely from such recipient or related person
having executed, delivered, performed its obligations or received a payment
under, or enforced, this Agreement or a Credit Support Document).

“law”
includes any treaty, law, rule or regulation (as modified, in the
case of tax matters, by the practice of any relevant governmental revenue
authority) and “lawful” and “unlawful”  will be construed accordingly.

“Local Business Day”  means, subject to the Schedule, a day on
which commercial banks are open for business (including dealings in foreign
exchange and foreign currency deposits) (a) in relation to any obligation under
Section 2(a)(i), in the place(s) specified in the relevant Confirmation or, if not so specified, as otherwise
agreed by the parties in writing or determined pursuant to provisions
contained, or incorporated by reference, in this Agreement, (b) in relation to
any other payment, in the place where the relevant account is located and, if
different, in the principal financial centre, if any, of the currency of such
payment, (c) in relation to any notice or other communication, including notice
contemplated under Section 5(a)(i), in the city specified in the address for
notice provided by the recipient and, in the case of a notice contemplated by
Section 2(b), in the place where the relevant new account is to be located and
(d) in relation to Section 5(a)(v)(2), in the relevant locations for
performance with respect to such Specified Transaction.

“Loss”
means, with respect to this Agreement or one or more Terminated
Transactions, as the case may be, and a party, the Termination Currency
Equivalent of an amount that party reasonably determines in good faith to be
its total losses and costs (or gain, in which case expressed as a negative
number) in connection with this Agreement or that Terminated Transaction or
group of Terminated Transactions, as the case may be, including any loss of
bargain, cost of funding or, at the election of such party but without
duplication, loss or cost incurred as a result of its terminating, liquidating,
obtaining or reestablishing any hedge or related trading position (or any gain
resulting from any of them). Loss includes losses and costs (or gains) in
respect of any payment or delivery required to have been made (assuming
satisfaction of each applicable condition precedent) on or before the relevant
Early Termination Date and not made, except, so as to avoid duplication, if
Section 6(e)(i)(1) or (3) or 6(e)(ii)(2)(A) applies. Loss does not include a
party’s legal fees and out-of-pocket expenses referred to under Section 11. A
party will determine its Loss as of the relevant Early Termination Date, or, if
that is not reasonably practicable, as of the earliest date thereafter as is
reasonably practicable. A party may (but need not) determine its Loss by
reference to quotations of relevant rates or prices from one or more leading
dealers in the relevant markets.

“Market Quotation”  means, with respect to one or more
Terminated Transactions and a party making the determination, an amount
determined on the basis of quotations from Reference Market-makers. Each
quotation will be for an amount, if any, that would be paid to such party
(expressed as a negative number) or by such party (expressed as a positive
number) in consideration of an agreement between such party (taking into
account any existing Credit Support Document with respect to the obligations of
such party) and the quoting Reference Market-maker to enter into a transaction
(the “Replacement Transaction”) that would have the effect of preserving for
such party the economic equivalent of any payment or delivery (whether the
underlying obligation was absolute or contingent and assuming the satisfaction
of each applicable condition precedent) by the parties under Section 2(a)(i) in
respect of such Terminated Transaction or group of Terminated Transactions that
would, but for the occurrence of the relevant Early Termination Date, have

 15
 

been required after that date. For this purpose,
Unpaid Amounts in respect of the Terminated Transaction or group of Terminated
Transactions are to be excluded but, without limitation, any payment or
delivery that would, but for the relevant Early Termination Date, have been
required (assuming satisfaction of each applicable condition precedent) after
that Early Termination Date is to be included. The Replacement Transaction
would be subject to such documentation as such party and the Reference
Market-maker may, in good faith, agree. The party making the determination (or
its agent) will request each Reference Market-maker to provide its quotation to
the extent reasonably practicable as of the same day and time (without regard
to different time zones) on or as soon as reasonably practicable after the
relevant Early Termination Date. The day and time as of which those quotations
are to be obtained will be selected in good faith by the party obliged to make
a determination under Section 6(e), and, if each party is so obliged, after
consultation with the other. If more than three quotations are provided, the
Market Quotation will be the arithmetic mean of the quotations, without regard
to the quotations having the highest and lowest values. If exactly three such
quotations are provided, the Market Quotation will be the quotation remaining
after disregarding the highest and lowest quotations. For this purpose, if more
than one quotation has the same highest value or lowest value, then one of such
quotations shall be disregarded. If fewer than three quotations are provided,
it will be deemed that the Market Quotation in respect of such Terminated
Transaction or group of Terminated Transactions cannot be determined.

“Non-default Rate”  means a rate per annum equal to the cost
(without proof or evidence of any actual cost) to the Non-defaulting Party (as
certified by it) if it were to fund the relevant amount.

“Non-defaulting Party”  has the meaning specified in Section
6(a).

“Office”  means a branch or office of a party, which may be such
party’s head or home office.

“Potential Event of Default”  means any event which, with the giving of
notice or the lapse of time or both, would constitute an Event of Default.

“Reference Market-makers”  means four leading dealers in the
relevant market selected by the party determining a Market Quotation in good
faith (a) from among dealers of the highest credit standing which satisfy all
the criteria that such party applies generally at the time in deciding whether
to offer or to make an extension of credit and (b) to the extent practicable,
from among such dealers having an office in the same city.

“Relevant Jurisdiction”  means, with respect to a party, the
jurisdictions (a) in which the party is incorporated, organised, managed and
controlled or considered to have its seat, (b) where an Office through which
the party is acting for purposes of this Agreement is located, (c) in which the
party executes this Agreement and (d) in relation to any payment, from or
through which such payment is made.

“Scheduled Payment Date”  means a date on which a payment or
delivery is to be made under Section 2(a)(i) with respect to a Transaction.

“Set-off”  means set-off, offset, combination of accounts, right of
retention or withholding or similar right or requirement to which the payer of
an amount under Section 6 is entitled or subject (whether arising under this
Agreement, another contract, applicable law or otherwise) that is exercised by,
or imposed on, such payer.

“Settlement Amount”  means, with respect to a party and any
Early Termination Date, the sum of: —

(a)       the Termination Currency Equivalent of
the Market Quotations (whether positive or negative) for each Terminated
Transaction or group of Terminated Transactions for which a Market Quotation is
determined; and

(b)       such party’s Loss (whether positive or
negative and without reference to any Unpaid Amounts) for each Terminated
Transaction or group of Terminated Transactions for which a Market Quotation
cannot be determined or would not (in the reasonable belief of the party making
the determination) produce a commercially reasonable result.

“Specified Entity”  has the meanings specified in the
Schedule.

 16
 

“Specified Indebtedness” means,
subject to the Schedule, any obligation (whether present or future, contingent
or otherwise, as principal or surety or otherwise) in respect of borrowed
money.

“Specified Transaction”  means, subject to the Schedule, (a) any
transaction (including an agreement with respect thereto) new existing or
hereafter entered into between one party to this Agreement (or any Credit
Support Provider of such party or any applicable Specified Entity of such
party) and the other party to this Agreement (or any Credit Support Provider of
such other party or any applicable Specified Entity of such other party) which
is a rate swap transaction, basis swap, forward rate transaction, commodity
swap, commodity option, equity or equity index swap, equity or equity index
option, bond option, interest rate option, foreign exchange transaction, cap
transaction, floor transaction, collar transaction, currency swap transaction,
cross-currency rate swap transaction, currency option or any other similar
transaction (including any option with respect to any of these transactions),
(b) any combination of these transactions and (c) any other transaction
identified as a Specified Transaction in this Agreement or the relevant
confirmation.

“Stamp Tax” means  any
stamp, registration, documentation or similar tax.

“Tax”
means any present or future tax, levy, impost, duty, charge, assessment or fee
of any nature (including interest, penalties and additions thereto) that is
imposed by any government or other taxing authority in respect of any payment
under this Agreement other than a stamp, registration, documentation or similar
tax.

“Tax Event”  has the meaning specified in Section 5(b).

“Tax Event Upon Merger”  has  the meaning specified in Section
5(b).

“Terminated Transactions”  means with respect to any Early
Termination Date (a) if resulting from a Termination Event, all Affected
Transactions and (b) if resulting from an Event of Default, all Transactions
(in either case) in effect immediately before the effectiveness of the notice designating
that Early Termination Date (or, if “Automatic Early Termination” applies,
immediately before that Early Termination Date).

“Termination Currency” has  the
meaning specified in the Schedule.

“Termination Currency Equivalent”  means, in respect of any amount
denominated in the Termination Currency, such Termination Currency amount and,
in respect of any amount denominated in a currency other than the Termination
Currency (the “Other Currency”), the amount in the Termination Currency
determined by the party making the relevant determination as being required to
purchase such amount of such Other Currency as at the relevant Early
Termination Date, or, if the relevant Market Quotation or Loss (as the case may
be), is determined as of a later date, that later date, with the Termination
Currency at the rate equal to the spot exchange rate of the foreign exchange
agent (selected as provided below) for the
purchase of such Other Currency with the Termination Currency at or
about 11:00 a.m. (in the city in which such foreign exchange agent is located)
on such date as would be customary for the determination of such a rate for the
purchase of such Other Currency for value on the relevant Early Termination
Date or that later date. The foreign exchange agent will, if only one party is
obliged to make a determination under Section 6(e), be selected in good faith
by that party and otherwise will be agreed by the parties.

“Termination Event”  means an Illegality, a Tax Event or a Tax
Event Upon Merger or, if specified to be applicable, a Credit Event Upon Merger
or an Additional Termination Event.

“Termination Rate”  means a rate per annum equal to the
arithmetic mean of the cost (without proof or evidence of any actual cost) to
each party (as certified by such party) if it were to fund or of funding such
amounts.

“Unpaid Amounts”  owing to any party means, with respect to
an Early Termination Date, the aggregate of (a) in respect of all Terminated
Transactions, the amounts that became payable (or that would have become payable
but for Section 2(a)(iii)) to such party under Section 2(a)(i) on or prior to
such Early Termination Date and which remain unpaid as at such Early
Termination Date and (b) in respect of each Terminated Transaction, for
each obligation under Section 2(a)(i) which was (or would have been
but for Section 2(a)(iii)) required to be settled by delivery to such party on
or prior to such Early Termination Date and which has not been so settled as at
such Early Termination Date, an amount equal to the fair market

 17
 

value of that which was (or would have been) required
to be delivered as of the originally scheduled date for delivery, in each case
together with (to the extent permitted under applicable law) interest, in the
currency of such amounts, from (and including) the date such amounts or
obligations were or would have been required to have been paid or performed to
(but excluding) such Early Termination Date, at the Applicable Rate. Such
amounts of interest will be calculated on the basis of daily compounding and
the actual number of days elapsed. The fair market value of any obligation
referred to in clause (b) above shall be reasonably determined by the party
obliged to make the determination under Section 6(e) or, if each party is so
obliged, it shall be the average of the Termination Currency Equivalents of the
fair market values reasonably determined by both parties.

IN
WITNESS WHEREOF the parties have executed this document on the
respective dates specified below with effect from the date specified on the
first page of this document.

	
  CREDIT SUISSE INTERNATIONAL

  	
   

  	
  CNH EQUIPMENT TRUST 2007-A

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
  By:

  	
  Wilmington Trust Company,

  not in its individual capacity but 

  solely as Trustee under the 

  Trust Agreement

  

 

	
  

  	
  By:

  	
                /s/
  Marleen Nobile

  	
   

  	
   

  	
   

  	
  By:

  	
               /s/
  James A. Hanley

  	
   

  
	
   

  	
  Name:       Marleen
  Nobile

  	
   

  	
   

  	
  Name:      James A.
  Hanley

  
	
   

  	
  Title:      Authorized
  Signatory

  	
   

  	
   

  	
  Title:    Assistant Vice
  President

  
	
   

  	
  Date:

  	
   

  	
   

  	
  Date:

  

 

	
  

  	
  By:

  	
                /s/
  Kamel Ouchikh

  	
   

  	
   

  	
   

  
	
   

  	
  Name:       Kamel
  Ouchikh

  	
   

  	
   

  
	
   

  	
  Title:    Authorized Signatory

  	
   

  	
   

  
	
   

  	
  Date:

  	
   

  	
   

  

 

 18

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