Document:

Exhibit 10(d)(1)

                        REVOLVING CREDIT PROMISSORY NOTE

                                           U.S. $47,500,000 Dated: June 27, 2000

                  FOR VALUE RECEIVED, the undersigned,  THE INTERPUBLIC GROUP OF
COMPANIES, INC., a Delaware corporation (the "Borrower"), HEREBY PROMISES TO PAY
to the order of CITIBANK,  N.A. (the "LENDER") for the account of its Applicable
Lending Office on the Termination  Date (each as defined in the Credit Agreement
referred  to below)  the  principal  sum of U.S.  $47,500,000  or, if less,  the
aggregate  principal  amount of the  Revolving  Credit  Advances  and Swing Line
Advances  made by the Lender to the Borrower  pursuant to the  Five-Year  Credit
Agreement  dated as of June 27, 2000 among the Borrower,  the Lender and certain
other lenders parties thereto,  Salomon Smith Barney, Inc., as lead arranger and
book manager,  Bank One, NA,  SunTrust Bank and HSBC Bank USA, as  co-arrangers,
Bank One, NA, as documentation  agent,  SunTrust Bank, as syndication agent, and
Citibank,  N.A.  as Agent for the Lender and such other  lenders  (as amended or
modified from time to time, the "CREDIT  AGREEMENT";  the terms defined  therein
being used herein as therein defined) outstanding on the Termination Date.

                  The Borrower  promises to pay interest on the unpaid principal
amount of each  Revolving  Credit Advance and each Swing Line Bank from the date
of such Revolving  Credit  Advance and such Swing Line Advance,  as the case may
be, until such  principal  amount is paid in full, at such interest  rates,  and
payable at such times, as are specified in the Credit Agreement.

                  Both  principal  and  interest  in respect  of each  Revolving
Credit  Advance (i) in Dollars are payable in lawful money of the United  States
of America to the Agent at its account  maintained at 399 Park Avenue, New York,
New York 10043, in same day funds and (ii) in any Committed Currency are payable
in such  currency  at the  applicable  Payment  Office in same day  funds.  Both
principal  and  interest  in respect of each Swing Line  Advance  are payable in
lawful  money of the  United  States  of  America  to the  Agent at its  account
maintained at 399 Park Avenue,  New York, New York 10043 in same day funds. Each
Revolving  Credit Advance and each Swing Line Advance owing to the Lender by the
Borrower pursuant to the Credit  Agreement,  and all payments made on account of
principal  thereof,  shall be recorded by the Lender and,  prior to any transfer
hereof,  endorsed on the grid attached  hereto which is part of this  Promissory
Note.

                  This  Promissory  Note is one of the  Revolving  Credit  Notes
referred to in, and is entitled to the  benefits of, the Credit  Agreement.  The
Credit Agreement,  among other things,  (i) provides for the making of Revolving
Credit  Advances and Swing Line Advances by the Lender to the Borrower from time
to time in an aggregate  amount not to exceed at any time  outstanding  the U.S.
dollar amount first above mentioned,  the indebtedness of the Borrower resulting
from each such  Revolving  Credit  Advance  and each  Swing Line  Advance  being
evidenced by this Promissory Note, (ii) contains  provisions for determining the
Dollar  Equivalent  of  Revolving  Credit  Advances   denominated  in  Committed
Currencies and (iii) contains provisions for acceleration of the maturity hereof
upon the happening of certain stated events and also for  prepayments on account
of principal  hereof prior to the maturity  hereof upon the terms and conditions
therein specified.

                  This  Promissory  Note shall be governed by, and  construed in
accordance with, the laws of the State of New York.

                                                 THE INTERPUBLIC GROUP OF
                                                 COMPANIES, INC.

                                                 By  /s/ STEVEN BERNS
                                                   -----------------------------
                                                         STEVEN BERNS
                                                   Title: VP & TreasurerExhibit 10(d)(2)

                        REVOLVING CREDIT PROMISSORY NOTE

U.S. $37,500,000                                           Dated:  June 27, 2000

                  FOR VALUE RECEIVED, the undersigned,  THE INTERPUBLIC GROUP OF
COMPANIES, INC., a Delaware corporation (the "Borrower"), HEREBY PROMISES TO PAY
to the order of BANK ONE, NA (the  "LENDER")  for the account of its  Applicable
Lending Office on the Termination  Date (each as defined in the Credit Agreement
referred  to below)  the  principal  sum of U.S.  $37,500,000  or, if less,  the
aggregate  principal  amount of the  Revolving  Credit  Advances  and Swing Line
Advances  made by the Lender to the Borrower  pursuant to the  Five-Year  Credit
Agreement  dated as of June 27, 2000 among the Borrower,  the Lender and certain
other lenders parties thereto,  Salomon Smith Barney, Inc., as lead arranger and
book manager,  Bank One, NA,  SunTrust Bank and HSBC Bank USA, as  co-arrangers,
Bank One, NA, as documentation  agent,  SunTrust Bank, as syndication agent, and
Citibank,  N.A.  as Agent for the Lender and such other  lenders  (as amended or
modified from time to time, the "CREDIT  AGREEMENT";  the terms defined  therein
being used herein as therein defined) outstanding on the Termination Date.

                  The Borrower  promises to pay interest on the unpaid principal
amount of each  Revolving  Credit Advance and each Swing Line Bank from the date
of such Revolving  Credit  Advance and such Swing Line Advance,  as the case may
be, until such  principal  amount is paid in full, at such interest  rates,  and
payable at such times, as are specified in the Credit Agreement.

                  Both  principal  and  interest  in respect  of each  Revolving
Credit  Advance (i) in Dollars are payable in lawful money of the United  States
of America to the Agent at its account  maintained at 399 Park Avenue, New York,
New York 10043, in same day funds and (ii) in any Committed Currency are payable
in such  currency  at the  applicable  Payment  Office in same day  funds.  Both
principal  and  interest  in respect of each Swing Line  Advance  are payable in
lawful  money of the  United  States  of  America  to the  Agent at its  account
maintained at 399 Park Avenue,  New York, New York 10043 in same day funds. Each
Revolving  Credit Advance and each Swing Line Advance owing to the Lender by the
Borrower pursuant to the Credit  Agreement,  and all payments made on account of
principal  thereof,  shall be recorded by the Lender and,  prior to any transfer
hereof,  endorsed on the grid attached  hereto which is part of this  Promissory
Note.

                  This  Promissory  Note is one of the  Revolving  Credit  Notes
referred to in, and is entitled to the  benefits of, the Credit  Agreement.  The
Credit Agreement,  among other things,  (i) provides for the making of Revolving
Credit  Advances and Swing Line Advances by the Lender to the Borrower from time
to time in an aggregate  amount not to exceed at any time  outstanding  the U.S.
dollar amount first above mentioned,  the indebtedness of the Borrower resulting
from each such  Revolving  Credit  Advance  and each  Swing Line  Advance  being
evidenced by this Promissory Note, (ii) contains  provisions for determining the
Dollar  Equivalent  of  Revolving  Credit  Advances   denominated  in  Committed
Currencies and (iii) contains provisions for acceleration of the maturity hereof
upon the happening of certain stated events and also for  prepayments on account
of principal  hereof prior to the maturity  hereof upon the terms and conditions
therein specified.
<PAGE>
                  This  Promissory  Note shall be governed by, and  construed in
accordance with, the laws of the State of New York.

                                                 THE INTERPUBLIC GROUP OF
                                                 COMPANIES, INC.

                                                 By  /s/ STEVEN BERNS
                                                   -----------------------------
                                                         STEVEN BERNS
                                                   Title: VP & TreasurerExhibit 10(d)(3)

                        REVOLVING CREDIT PROMISSORY NOTE

U.S. $30,000,000                                           Dated:  June 27, 2000

                  FOR VALUE RECEIVED, the undersigned,  THE INTERPUBLIC GROUP OF
COMPANIES, INC., a Delaware corporation (the "Borrower"), HEREBY PROMISES TO PAY
to the  order of BANK OF  AMERICA,  NA (the  "LENDER")  for the  account  of its
Applicable Lending Office on the Termination Date (each as defined in the Credit
Agreement referred to below) the principal sum of U.S.  $30,000,000 or, if less,
the aggregate  principal  amount of the Revolving Credit Advances and Swing Line
Advances  made by the Lender to the Borrower  pursuant to the  Five-Year  Credit
Agreement  dated as of June 27, 2000 among the Borrower,  the Lender and certain
other lenders parties thereto,  Salomon Smith Barney, Inc., as lead arranger and
book manager,  Bank One, NA,  SunTrust Bank and HSBC Bank USA, as  co-arrangers,
Bank One, NA, as documentation  agent,  SunTrust Bank, as syndication agent, and
Citibank,  N.A.  as Agent for the Lender and such other  lenders  (as amended or
modified from time to time, the "CREDIT  AGREEMENT";  the terms defined  therein
being used herein as therein defined) outstanding on the Termination Date.

                  The Borrower  promises to pay interest on the unpaid principal
amount of each  Revolving  Credit Advance and each Swing Line Bank from the date
of such Revolving  Credit  Advance and such Swing Line Advance,  as the case may
be, until such  principal  amount is paid in full, at such interest  rates,  and
payable at such times, as are specified in the Credit Agreement.

                  Both  principal  and  interest  in respect  of each  Revolving
Credit  Advance (i) in Dollars are payable in lawful money of the United  States
of America to the Agent at its account  maintained at 399 Park Avenue, New York,
New York 10043, in same day funds and (ii) in any Committed Currency are payable
in such  currency  at the  applicable  Payment  Office in same day  funds.  Both
principal  and  interest  in respect of each Swing Line  Advance  are payable in
lawful  money of the  United  States  of  America  to the  Agent at its  account
maintained at 399 Park Avenue,  New York, New York 10043 in same day funds. Each
Revolving  Credit Advance and each Swing Line Advance owing to the Lender by the
Borrower pursuant to the Credit  Agreement,  and all payments made on account of
principal  thereof,  shall be recorded by the Lender and,  prior to any transfer
hereof,  endorsed on the grid attached  hereto which is part of this  Promissory
Note.

                  This  Promissory  Note is one of the  Revolving  Credit  Notes
referred to in, and is entitled to the  benefits of, the Credit  Agreement.  The
Credit Agreement,  among other things,  (i) provides for the making of Revolving
Credit  Advances and Swing Line Advances by the Lender to the Borrower from time
to time in an aggregate  amount not to exceed at any time  outstanding  the U.S.
dollar amount first above mentioned,  the indebtedness of the Borrower resulting
from each such  Revolving  Credit  Advance  and each  Swing Line  Advance  being
evidenced by this Promissory Note, (ii) contains  provisions for determining the
Dollar  Equivalent  of  Revolving  Credit  Advances   denominated  in  Committed
Currencies and (iii) contains provisions for acceleration of the maturity hereof
upon the happening of certain stated events and also for  prepayments on account
of principal  hereof prior to the maturity  hereof upon the terms and conditions
therein specified.
<PAGE>
                  This  Promissory  Note shall be governed by, and  construed in
accordance with, the laws of the State of New York.

                                                 THE INTERPUBLIC GROUP OF
                                                 COMPANIES, INC.

                                                 By  /s/ STEVEN BERNS
                                                   -----------------------------
                                                         STEVEN BERNS
                                                   Title: VP & Treasurer

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