Document:

Exhibit 10.1

 

CONSULTANT SERVICES AGREEMENT

 

This Agreement is made as of  April/20/2016  by and between:

 

Farglory
Life Insurance Co., Ltd., a corporation duly organized and existing under the laws of Taiwan, having its principal office at 28f,No.1.
Songgao Rd., Xinyi Dist., Taipei ,Taiwan, R.O.C. (hereinafter
referred to as “Company”); and

 

Action Holdings Financial Limited, a corporation duly organized
and existing under the laws of British Virgin Islands, having its principal office at TrustNet Chamber, P.O. Box 3444, Road Town,
Tortola, British Virgin Islands (hereinafter referred to as “Supplier”).

 

Whereas, Company intends to obtain from Supplier and Supplier
agrees to provide Company services as described below during the term of this Agreement. The parties hereby agree the terms and
conditions of this Agreement as follows:

 

		1.	Term

The term of this Agreement shall commence on May
1st, 2016 and shall thereafter continue in full force and effect for a period of 5 years.

 

		2.	Payment

		2.1	The service fee of Supplier to be paid by Company is NT$4,000,000 per year, total NT$20,000,000 for this Agreement. The payment
shall be made by Company within 10 working days to the bank account designated by Supplier after this Agreement is executed by
both parties.

		2.2	In the event the expiration or termination of this Agreement, the Supplier shall return the amount paid by the Company according
to Section 2.1 deduct the fees or expense performed pursuant to Section 3 herein (such fees or expense shall be with the Company’s
written consent) to the Company within 10 working days after the confirmation of the parties.

 

		3.	Services

		3.1	Supplier agrees to provide Company the Services described hereinafter, including but not limited to:

		(1)	Assessment and advice on suitability of cooperative partners.

		(2)	Advice on product strategies suitable for promotion channel development.

		(3)	Advice on promotion/sales channel improvement.

		(4)	Advice on promotion channel marketing and strategic planning.

		3.2	To the extent permitted by applicable laws and regulations, Action shall assist and encourage any insurance agency company
or insurance brokerage company duly approved by the competent government authorities of Taiwan to cooperate with AIATW for the
promotion of life insurance products of AIATW.

 

     

     

    

 

		4.	Confidentiality

The Receiving Party shall neither disclose to any
third party any Confidential Information of the Disclosing Party. The Receiving Party shall limit dissemination of the Confidential
Information only to its employees, consultants, directors and/or officers who need to know such Confidential Information provided
that they are bound by a confidentiality agreement with the Receiving Party no less restrictive than this Agreement. Either party
may disclose the project name and the result of this Agreement without disclosing any Confidential Information of the Disclosing
Party.

 

		5.	Definition

“Disclosing Party” means a party that
discloses Confidential Information under this Agreement.

“Receiving Party” means a party that
receives Confidential Information under this Agreement.

“Company” or “Supplier” shall
mean itself, its affiliate, subsidiary, branch office, partnership, and other employees to further the Agreement.

“Confidential Information” herein shall
mean any and all confidential technical and non-technical information which has been adopted the degree of care generally used
by others in the industry to protect their own proprietary information.

 

		6.	Exceptions to Confidentiality

Notwithstanding any other provisions of this Agreement,
this Agreement imposes no obligation and restrictions upon the Receiving Party with respect to Confidential Information received
hereunder which: (a) at the time of receipt, was otherwise known to the Receiving Party; (b) becomes known or available to the
Receiving Party from a source other than the Disclosing Party and without breach of this Agreement by the Receiving Party or independently
developing or acquiring by the Receiving Party; (c) is required to be disclosed by the Receiving Party by applicable law or court
orders; or (d) is disclosed by the Receiving Party with prior written approval of the Disclosing Party.

 

     

     

    

 

		7.	Termination

Either party may terminate this Agreement without
cause by giving written notice to the other party.

 

		8.	Independent Contractor

		8.1	The parties agree that Company and Supplier are independent contractors.

		8.2	In no event shall either party act as the other party’s agent, representative, employee, partner, or distributor, nor
shall either party have any authority, express or implied, to create any obligation or responsibility on behalf of the other party.

		8.3	Neither party may assign this Agreement or any part thereof without the prior written consent of the other party.

 

		9.	Organization Change

Supplier makes any assignment for the benefit of
creditors, or files any petition for dissolution or insolvent, or if any receiver is appointed for its business or property. This
Agreement shall benefit and bind successors and assigns of you and of the Company.

 

		10.	Amendment

This Agreement can be amended only by written instrument
signed by duly authorized representatives of both parties.

 

		11.	Indemnification

Either party hereby
agrees to indemnify and hold harmless the other party or any third party from and against
all losses arising out of or in connection with any breach of this Agreement.

 

		12.	The expiration or termination of this Agreement shall not prejudice any rights and obligations incurred under this Agreement
prior to the expiration or termination. The provisions of Articles 4, 6, 9, and 11 shall survive the expiration or termination
of this Agreement.

 

		13.	If for any reason a court of competent jurisdiction finds any provision of this Agreement invalid or unenforceable, that provision
of the Agreement will be enforced to the maximum extent permissible and the other provisions of this Agreement will remain in full
force and effect.

 

     

     

    

 

		14.	The validity, performance and construction of this Agreement shall be governed by the laws of Republic of China. All disputes
that may arise under or in relation to this Agreement shall be submitted to the court in Taipei, Taiwan.

 

		15.	This Agreement, including all appendices hereto, constitutes the complete and exclusive understanding and agreement between
the parties regarding its subject matter and supersedes all prior or contemporaneous agreements or understandings, whether written
or oral, relating to its subject matter.

 

		16.	This Agreement may be executed in counterparts, each of which will be deemed an original, but all of which together will constitute
one and the same instrument.

  

IN WITNESS WHEREOF, the parties have caused this Agreement to
be executed by their duly authorized officers and effective as of the date first written above.

 

	Farglory Life Insurance Co., Ltd. 	 	Action Holdings Financial Limited
	 	 	 	 	 
	 	 	 	 	 
	By:	 	 	By: 	 
	Name:  	 	 	Name:  	 
	Title:	 	 	Title:Exhibit 10.2

 

Engagement Agreement

 

This agreement is signed by the two parties:

 

Name of party A: LAW Insurance Broker Co.,Ltd.
(hereinafter referred to as Party A)

 

Registered address: 7F, No. 311, Nanjing
E. Rd., Songshan Dist., Taipei City, Taiwan

 

Postcode: 10595

 

 

Name of party B: Chao, Hui-Hsien

 

ID No.: H220435536

 

 

Party A and party B shall reach following
agreements:

 

1. Term and Position of Employment

 

		1.	Party A employ Party B as senior management personnel of Party A (position: General Manager),
the term of employment is from December 29th, 2015 to December 28th, 2018.

 

		2.	Job description

 

Party B shall assist
Party A in operating and managing insurance agency businesses during his term of employment for the following matters:

 

		(1)	Annual operating policies: Party B shall explain the annual operating policies to the Board of
Directors (“BoD”) at the end of January of every year. If the meeting schedule of BoD is not held on time, then should
be on the actual meeting date.

 

		(2)	Temporary operating policies: Party B may adjust the operating policies based on the following
circumstances and report to the BoD at the coming meeting:

 

		A.	Market demand

		B.	Change, repeal or abandon of laws or regulations

		C.	Other causes causing the original operating policies difficult to enforce.

 

		(3)	Organize and exert company's annual operation plan and scheme

 

		(4)	Preside over the operation and management of insurance company, organize and exert decisions of
the meeting of board.

 

     

     

    

 

		(5)	Decide to employ or dismiss employees or brokers, except the auditor.

 

		(6)	Execute company's financial management and use (the amount of NT ) thirty million or less with
proper authority, but the resolution over more than $ 30 million, Party B shall explain at the coming BoD meeting.

 

		(7)	As the representatives (including the need to text whom acts (such as signing or posting) and without
whom the text behaviors (such as participation in a meeting or event).

 

		(8)	Attend BoD and shareholders meetings, report the appointed duties, provide timely suggestions,
and answer to questions raised by the BoD.

 

		(9)	Other jobs assigned by the BoD.

 

		3.	Remuneration and Condition of employment

 

		(1)	Salary: Party A shall pay NT$ 200,000 to party B as remuneration each month payable monthly in
arrears on fifth day of each calendar month, which may be advanced to the previous working day if it falls on public holidays or
weekends.

 

		(2)	Remuneration: Party A agrees to pay Party B the remuneration as the following formula, and such
remuneration shall be paid from the year of 2016 to 2019. The payment shall be paid within 10 days after the insurance companies
pay the commission for the renewal and shall not be influenced by the effect of this Agreement.

 

		A.	13-Month Persistency Ratio

		a.	Above 80%: 1% of the commissions paid to Party A by the insurance companies.

		b.	Above 85%: 1.5% of the commissions paid to Party A by the insurance companies.

 

     

     

    

 

		B.	25-Month Persistency Ratio

		a.	Above 80%: 0.5% of the commissions paid to Party A by the insurance companies.

		b.	Above 85%: 1% of the commissions paid to Party A by the insurance companies.

		c.	The commission for the renewal ruled in above means the insurance companies pay for the insurance
contracts which are paid for the 13-month and 25-month.

 

		4.	Pension

 

Party A agrees to pay the pension
for the accumulated years Party B as the member of the top management team (as the vice general manger, general manager, chairman,
president or the same position). Party shall pay six times of the last paid monthly salary for each accumulated years (it shall
be deem one year if less than one year.).

 

		5.	Execution and long-term service fees

 

Party A agrees to pay the Party
B NT for the execution fees and NT for long-term service fees.

 

		6.	In the course of or at least 3 years after the Employment or the same period as the accumulated
years as the Party B being a member of the top management team, whichever is longer, the Party B shall not in Taiwan in her name
or the name of other parties, operate the business the same as or similar to the one engaged in by the Party A.

 

The Party A agrees to pay the
Party B the compensation for non-competition by the achievement rate of the annual sales target as below:

 

		a.	Above 100%: 1% of the amount of sales

		b.	Above 110%: 1.1% of the amount of sale

		c.	Above 120%: 1.2% of the amount of sale

		d.	Above 130%: 1.3% of the amount of sale

		e.	Above 140%: 1.4% of the amount of sale

		f.	Above 150%: 1.5% of the amount of sale

 

     

     

    

 

		7.	Payment

 

The payments for section 4 to
Section 6 shall be made:

 

		A.	Party A shall pay:

		a.	Party B has been the top management team member or similar position for more than 3 years (it shall
be deem 1 year if less than 1 year).

		b.	This Agreement is expired.

		c.	Party B is 50 years old.

 

		B.	Party B can ask Party A to pay by the following frequency:

		a.	One-time payment: Party A shall make the payment the next day after the request made by Party B.

		b.	Equally pay in 10 years: Party A shall make the payment the next day after the request made by
Party B and the Party B has the right to ask for one-time payment for the remaining amount.

 

		C.	Party A shall follow the request made by Party B to pay such fees via check, cash or wire-transfer.

 

		D.	Any delay for such payments, Party shall pay the interest by 10% yearly and the same amount of
such payment to Party B as the punitive amount.

 

		8.	Guarantee

 

Fro the amount shall be paid
to the Party B, the Party A shall make a pledge or lien secured debt to Party B. In the event that Party A have closed, liquidated
or declared bankrupt circumstances, Party B has the highest priority by the right of payment. Party B retains the right to request
Party A to set up a trust deed or insurance contract for any payment for this Agreement.

 

		9.	Special Provision

 

Party A agrees to provide Party
B following benefits in the period of engagement:

 

		(1)	Labor insurance;

		(2)	Health Insurance;

		(3)	Group insurance (the premium will be in accordance with the negotiation between the Party A and
insurance company);

		(4)	Domestic and foreign studies (unlimited domestic and one time for foreign);

		(5)	Travelling (20 days for foreign, seven days 2 times in domestic);

		(6)	General health examination (once a year, and with a (PET) photographic examination during the engagement.);
and

		(7)	Other benefits according to the Labor Standards Act or related regulations, including but not limited
to, Severance compensation, workers' compensation or labor pension.

 

     

     

    

 

		10.	Obligations of Party B

 

Party B shall be under the care
of a good manager, take care of the Party A’s affairs with proper implementation and bear the following obligations during
the engagement period:

 

		(1)	During the engagement period shall not be appointed as the party of business and others
                                                             engaged in the same or similar nature of the business as the Party A, but only in the Taiwan Area is
                                                             limited.

		(2)	Fulfill the obligation to protect the equipment (including software and hardware).

		(3)	In the event of a major incident on company operations, shall immediately report to the chairman
of the Board or the shareholders' meeting convened to discuss coping methods.

		(4)	Execute the matters relating to the bounden duty of the manager to perform the Companies Act, the
Insurance Act or related regulations.

 

		11.	Obligations of Party A

 

preside over the operation and management
of insurance company, organize and exert decisions of the meeting of board.

 

(1) organize and exert company's annual
operation plan and scheme.

(2) draft the set plan of inner managing
organizations.

(3) draft the basic system of management.

(4) draft the specific regulations.

(5) Apply to employing or dismissing manager,
vice-manager and the one who is in charge of finance.

(6) decide to employ or dismiss the one
that is in charge of management and that shall be decided by the board meeting.

(7) other rights authorized by the board
meeting.

(8) rights regulated by other rules.

 

     

     

    

 

		12.	Termination

 

This engagement shall be terminated
upon the expiration of this engagement except the following conditions:

 

		(1)	This engagement shall be terminated once re-election of all directors and supervisors of Party
A.

		(2)	Either party to the other party written notice of termination of the contract, but it should be
in two months time before the termination of the above notice, but due to causes attributed to the other party for the purpose
of notice of termination of the contract, unless. Violation of the provisions hereof either party may terminate this contract who
should bear the liability for damages.

		(3)	In the event that Party B disqualifies to act as manager of the engagement, this engagement shall
be terminated.

		(4)	Due to personal physical factors have been diagnosed by doctors and Party B can’t do the
jobs as the managers, Party B may terminate this Agreement at any time after notifying Party A.

		(5)	Party A dismisses the Party B according to the Article 29 of the Company Act as the manager.

		(6)	Party A decides to close the business, merge or make with 1/2 or more of its businesses or other
capital to any third party, this engagement shall terminated.

		(7)	Either party fails to cure the breach to the engagement after receiving the written notice from
the other party within a reasonable period. But breach of severe circumstances, the non-breaching party may terminate this engagement
without prior notice.

 

Except the above articles for
terminating this engagement, either party may claim damages incurred by any termination of this contract or refuse to fulfill the
contractual obligations.

 

		13.	Compensation for termination

 

Party A agree to pay NT as the
compensation for the termination of this Agreement due to the Section 12.(3) or 12.(4) to Party B or her Successor. Parry A also
agrees to pay NT as the compensation for the termination of this Agreement due to other reason, except the request of termination
made by Party B, to Party B.

 

		14.	Non-assignment

 

Either party may not assign
or transfer this Agreement, in whole or in part, by operation of law or otherwise, without the other party’s express prior
consent.

 

     

     

    

 

		15.	General Provisions

 

		(1)	This Agreement shall be governed by the laws of Taiwan R.O.C.

		(2)	Any waiver, modification, addendum or amendment of any provision of this Agreement will be effective
only if in writing and signed by duly authorized representatives of each party.

		(3)	All disputes arising out or in connection with this Agreement shall be settled by the first instance
of the District Court of Taipei, Taiwan, Republic of China.

		(4)	The previous engagement agreement signed by both parties on December 29, 2015 shall be terminated
accordingly.

		(5)	If for any reason a court of competent jurisdiction finds any provision of this Agreement invalid
or unenforceable, that provision of the Agreement will be enforced to the maximum extent permissible and the other provisions of
this Agreement will remain in full force and effect.

		(6)	In the event that the Party A makes any assignment for the benefit of creditors, or files any petition
for dissolution or insolvent, or if any receiver is appointed for its business or property. This Agreement shall benefit and bind
successors and assigns of the Party A.

 

This Agreement may be executed in counterparts,
each of which will be deemed an original, but all of which together will constitute one and the same instrument.

 

In case this Agreement is contraindicated
to previous verbal and written agreements, this contract shall be applied. Any modification of this contract s must adopt each
party's agreement in written.

 

	
        Party A: LAW Insurance Broker Co.,Ltd.

        legal representative or principal (sealed
        by):

         
	Party B (Sealed by):  Chao, Hui-Hsien
	Date:  May 9th, 2016	Date:  May 9th, 2016

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