Document:

Tenth Amendment of Taylor Capital Group, Inc. 401(k) Plan

 Exhibit 10.72 
  
 TENTH AMENDMENT 
 OF 
 TAYLOR CAPITAL GROUP, INC. 401(K) PLAN 
  
 (Effective as of October 1, 1998) 
  
 WHEREAS, Taylor Capital Group, Inc. (the “Company”) maintains the Taylor Capital Group, Inc. 401(k) Plan (Effective as of October 1, 1998) (the
“Plan”); and 
  
 WHEREAS, amendment of the Plan is now
considered desirable; 
  
 NOW, THEREFORE, by virtue of the power
reserved to the Company by subsection 15.1 of the Plan, and in exercise of the authority delegated to the Committee established pursuant to Section 16 of the plan (the “Committee”) by subsection 15.1 of the Plan, the Plan is hereby amended
in the following particulars: 
  
 1. By adding the following at
the end of subparagraph 9.3(a)(i) of the Plan, effective August 1, 2002: 
  
 “No loan shall be made if the Committee, in its sole discretion, determines that the loan is reasonably likely to violate the Sarbanes-Oxley Act of 2002 or any other law.” 
  
 2. By deleting the fourth and fifth sentences of the second paragraph of
subsection 11.1 of the Plan, effective January 1, 2003. 
  
 3. By
deleting the last paragraph of subsection 11.1 of the Plan, effective January 1, 2003. 

 4. By substituting the following for the third paragraph of subsection 11.3 of the Plan, effective
January 1, 2003: 
  
 “Irrespective of any contrary provision
of the Plan, distribution of the account balance of a participant shall be made or shall commence by April 1 of the calendar year next following the latter of (A) the calendar year on which the participant attains age 70 1/2 or (B) the calendar year in which the participant’s settlement date occurs (‘required commencement
date’); provided, however, that (i) the required commencement date of a participant who is a five-percent owner (as defined in Code Section 416) of an Employer or Controlled Group Member in the calendar year in which the participant attains age
70 1/2 shall be April 1 of the calendar year next following the calendar year in which the participant attains
age 70 1/2, and (ii) participants who attained age 70 1/2 prior to October 1, 1999 may elect to commence retirement income payments on the April 1 next following the calendar year in which he attains age 70 1/2. Payments during a participant’s lifetime and after his required beginning date shall be made over the
applicable distribution period (as described below). If a participant dies before the participant’s required commencement date, the participant’s benefits must be distributed over a period not exceeding the greater of: (i) in the event the
participant does not have a designated beneficiary, five years from the death of the participant; (ii) in the case of payments to a designated beneficiary other than the participant’s spouse, the life expectancy of such beneficiary, provided
payments begin within one year of the participant’s death (or such later date as may be prescribed under Treasury Regulations); or (iii) in the case of payments to the participant’s spouse, the life expectancy of such spouse, provided
payments begin by the date the participant would have attained age 70 1/2. If a participant dies after the
participant’s required commencement date, the remaining portion of the participant’s benefits will be distributed at least as rapidly as under the method of distribution in effect at the participant’s death. Notwithstanding the
foregoing, the Committee may honor a participant’s written designation made under a predecessor plan prior to January 1, 1984, to have the participant’s benefits commence at any date permitted under the terms of such predecessor plan as in
effect immediately prior to January 1, 1984. All distributions shall be made in accordance with the minimum required distribution rules of Section 401(a)(9) of the Code and Treasury Regulations 1.401(a)(9)-2 through 1.401(a)(9)-9, and such rules
shall override any inconsistent provisions of this Plan. An individual’s life expectancy or distribution period shall be determined by reference to the Single Life Table, Uniform Lifetime Table and Joint and Last Survivor Table, as applicable,
contained in Treasury Regulations 1.401(a)(9)-9.” 
  
 5. By deleting the last sentence of subparagraph 11.4(a) of the Plan, effective January 1, 2002. 
  
 IN WITNESS WHEREOF, the undersigned duly authorized member of the Committee
has caused the foregoing amendment to be executed this 29th day of October 2003. 
  

	
	     /s/ MELVIN E. PEARL

	 On behalf of the Committee as AforesaidSeventh Amend. of Taylor Capital Group Profit Sharing & ESOP

 Exhibit 10.73 
  
 SEVENTH AMENDMENT 
 OF 
 TAYLOR CAPITAL GROUP, INC. 
 PROFIT SHARING AND EMPLOYEE STOCK OWNERSHIP PLAN 
  
 (Effective as of October 1, 1998) 
  
 WHEREAS, Taylor Capital Group, Inc. (the “Company”) maintains the Taylor Capital Group, Inc. Profit Sharing and Employee Stock Ownership Plan (Effective as of October 1, 1998) (the “Plan”); and 
  
 WHEREAS, amendment of the Plan is now considered desirable; 
  
 NOW, THEREFORE, by virtue of the power reserved to the Company by subsection
17.1 of the Plan, and in exercise of the authority delegated to the Committee established pursuant to Section 18 of the plan (the “Committee”) by subsection 17.1 of the Plan, the Plan is hereby amended as follows: 
  
 1. By deleting the phrase “or 132(f)(4)” from the fourth sentence
of subsection 7.1 of the Plan, effective January 1, 1999. 
  
 2.
By deleting the fourth and fifth sentences of the second paragraph of subsection 11.1 of the Plan, effective January 1, 2003. 
  
 3. By substituting the following for the first sentence of 11.3 of the Plan, effective July 1, 2003: 
  
 “Subject to rules established by the Committee and to subsection 11.4,
a participant (or the participant’s beneficiary) will receive any distribution of his ESOP stock account in cash, and the Committee shall direct the trustee to sell shares of Company stock in his account and the net proceeds of the sale of such
shares shall be distributed; provided the participant (or his beneficiary in the event of his death) may elect in accordance with rules established by the Committee to receive his ESOP stock account in whole shares of Company stock (with fractional
shares distributed in cash).” 

 4. By substituting the following for subparagraph 11.4(b) of the Plan, effective July 1, 2003:

  

	 	“(b)	Company Stock. Subject to subparagraphs (c) and (d) below, after a participant’s settlement date he may file with the Committee a request for distribution of his ESOP
stock account. Distribution of such account will be made in the form provided in subsection 11.3 within a reasonable period of time after the accounting date coincident with or following the date a participant files with the Committee a written
request for a distribution.” 

  
 5. By
substituting the following for subparagraph 11.4(d) of the Plan, effective January 1, 2003: 
  

	 	“(d)	Required Commencement Date. Irrespective of any contrary provision of the Plan, distribution of the account balance of a participant shall be made or shall commence by April
1 of the calendar year next following the latter of (A) the calendar year on which the participant attains age 70 1/2 or (B) the calendar year in which the participant’s settlement date occurs (‘required commencement date’); provided, however, that (i) the required commencement date of a participant who is a five-percent owner (as
defined in Code Section 416) of an Employer or Controlled Group Member in the calendar year in which the participant attains age 70 1/2 shall be April 1 of the calendar year next following the calendar year in which the participant attains age 70 1/2, and (ii) participants who attained age 70 1/2 prior to January
1, 1999 may elect to commence retirement income payments on the April 1 next following the calendar year in which he attains age 70 1/2. Payments during a participant’s lifetime and after his required beginning date shall be made over the applicable distribution period (as described below). If a participant dies before the participant’s required
commencement date, the participant’s benefits must be distributed over a period not exceeding the greater of: (i) in the event the participant does not have a designated beneficiary, five years from the death of the participant; (ii) in the
case of payments to a designated beneficiary other than the participant’s spouse, the life expectancy of such beneficiary, provided payments begin within one year of the participant’s death (or such later date as may be prescribed under
Treasury Regulations); or (iii) in the case of payments to the participant’s 

 spouse, the life expectancy of such spouse, provided payments begin by the date the participant would
have attained age 70 1/2. If a participant dies after the participant’s required commencement date, the
remaining portion of the participant’s benefits will be distributed at least as rapidly as under the method of distribution in effect at the participant’s death. Notwithstanding the foregoing, the Committee may honor a participant’s
written designation made under a predecessor plan prior to January 1, 1984, to have the participant’s benefits commence at any date permitted under the terms of such predecessor plan as in effect immediately prior to January 1, 1984. All
distributions shall be made in accordance with the minimum required distribution rules of Section 401(a)(9) of the Code and Treasury Regulations 1.401(a)(9)-2 through 1.401(a)(9)-9, and such rules shall override any inconsistent provisions of this
Plan. An individual’s life expectancy or distribution period shall be determined by reference to the Single Life Table, Uniform Lifetime Table and Joint and Last Survivor Table, as applicable, contained in Treasury Regulations
1.401(a)(9)-9.” 
  
 6. By deleting the last sentence
of subparagraph 11.5(a) of the Plan, effective January 1, 2002. 
  
 IN WITNESS WHEREOF, the undersigned duly authorized member of the Committee has caused the foregoing amendment to be executed this 29th day of October 2003. 
  

	
	     /s/ MELVIN E. PEARL

	 On behalf of the Committee as Aforesaid

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