Document:

ex10-3.htm

     

    
      UNITED
STATES OF AMERICA

      BEFORE
THE

      BOARD
OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM

      WASHINGTON,
D.C.

       

      

      

      
        	 
      	 
      
	
                 Written
      Agreement by and between

              	 
      
	 
      	
                Docket
      No. 09-070-WA/RB-HC

              
	
                 AMCORE
      FINANCIAL, INC.

                 Rockford,
      Illinois

              	 
      
	 
      	 
      
	
                 and

              	 
      
	 
      	 
      
	
                 FEDERAL
      RESERVE BANK OF CHICAGO

              	 
      
	
                 Chicago,
      Illinois

              	 
      
	 
      	 
      

      

      

      WHEREAS,
AMCORE Financial, Inc., Rockford, Illinois (“AMCORE”), a registered bank holding
company, owns and controls AMCORE Bank, National Association, Rockford, Illinois
(the “Bank”), a national bank, and a nonbank subsidiary;

      WHEREAS,
it is the common goal of AMCORE and the Federal Reserve Bank of Chicago (the
“Reserve Bank”) to maintain the financial soundness of AMCORE so that AMCORE may
serve as a source of strength to the Bank;

      WHEREAS,
AMCORE and the Reserve Bank have mutually agreed to enter into this Written
Agreement (the “Agreement”); and

      WHEREAS,
on June 22, 2009 the board of directors of AMCORE, at a duly constituted
meeting, adopted a resolution authorizing and directing William R. McManaman to
enter into this Agreement on behalf of AMCORE, and consenting to compliance with
each and every 

       

      
        
          
          

        

        
          1

          
            

          

        

        
          
          

        

      

      provision
of this Agreement by AMCORE and its institution-affiliated parties, as defined
in sections 3(u) and 8(b)(3) of the Federal Deposit Insurance Act, as amended
(the “FDI Act”) (12 U.S.C. §§ 1813(u) and 1818(b)(3)).

      NOW,
THEREFORE, AMCORE and the Reserve Bank agree as follows:

      Dividends
and Distributions

      1.         (a)           AMCORE
shall not declare or pay any dividends without the prior written approval
of the Reserve Bank and the Director of the Division of Banking Supervision and
Regulation (the “Director”) of the Board of Governors of the Federal Reserve
System (the “Board of Governors”).

      (b)           AMCORE
shall not directly or indirectly take dividends or any other form of payment
representing a reduction in capital from the Bank without the prior written
approval of the Reserve Bank.

      (c)           AMCORE
and its nonbank subsidiary shall not make any distributions of interest,
principal, or other sums on subordinated debentures or trust preferred
securities without the prior written approval of the Reserve Bank and the
Director.

      (d)           All
requests for prior approval shall be received by the Reserve Bank at
least
30 days prior to the proposed dividend declaration date, proposed distribution
on subordinated debentures, and required notice of deferral on trust preferred
securities. All requests shall contain, at a minimum, current and projected
information on AMCORE’s capital, earnings, and cash flow; the Bank’s capital,
asset quality, earnings, and allowance for loan and lease losses (“ALLL”); and
identification of the sources of funds for the proposed payment or distribution.
For requests to declare or pay dividends, AMCORE must also demonstrate that the
requested declaration or payment of dividends is consistent with the Board of
Governors’ Policy 

       

      
        
          
          

        

        
          2

          
            

          

        

        
          
          

        

      

      Statement
on the Payment of Cash Dividends by State Member Banks and Bank Holding
Companies, dated November 14, 1985 (Federal Reserve Regulatory Service, 4-877 at
page 4-323).

      Debt and Stock Redemption

      2.         (a)           AMCORE
and any nonbank subsidiary shall not, directly or indirectly, incur,
increase, or guarantee any debt without the prior written approval of the
Reserve Bank. All requests for prior written approval shall contain, but not be
limited to, a statement regarding the purpose of the debt, the terms of the
debt, and the planned source(s) for debt repayment, and an analysis of the cash
flow resources available to meet such debt repayment.

      (b)           AMCORE
shall not, directly or indirectly, purchase or redeem any shares of
its stock without the prior written approval of the Reserve Bank.

      Capital
Plan

      3.         Within
60 days of this Agreement, AMCORE shall submit to the Reserve Bank an acceptable
written plan to maintain sufficient capital at AMCORE, on a consolidated basis,
and at the Bank, as a separate legal entity on a stand-alone basis. The plan
shall, at a minimum, address, consider, and include:

      (a)           The
consolidated organization’s and the Bank’s current and future capital
requirements,
including compliance with the Capital Adequacy Guidelines for Bank Holding
Companies: Risk-Based Measure and Tier 1 Leverage Measure, Appendices A and D of
Regulation Y of the Board of Governors (12 C.F.R. Part 225, App. A and D), and
the applicable capital adequacy guidelines for the Bank issued by the Bank’s
federal regulator;

       

      
        
          
          

        

        
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      (b)           the
adequacy of the Bank’s capital, taking into account the volume of classified
credits, concentrations of credit, ALLL, current and projected asset growth, and
projected retained earnings;

      (c)           the
source and timing of additional necessary funds to fulfill the consolidated
organization’s and the Bank’s future capital requirements;

      (d)           supervisory
requests for additional capital at the Bank or the requirements of any
supervisory action imposed on the Bank by its federal regulator;
and

      (e)           the
requirements of section 225.4(a) of Regulation Y of the Board of Governors (12
C.F.R. § 225.4(a)) that AMCORE serve as a source of strength to the
Bank.

      4.         AMCORE
shall notify the Reserve Bank, in writing, no more than 30 days after the end of
any quarter in which any of the consolidated organization’s or the Bank’s
capital ratios (total risk-based, Tier 1, or leverage) fall below the plan’s
minimum ratios. Together with the notification, AMCORE shall submit an
acceptable capital plan that details the steps AMCORE will take to increase the
consolidated organization’s or the Bank’s capital ratios to or above the plan’s
minimums.

      Cash
Flow Projections

      5.         Within
60 days of this Agreement, AMCORE shall submit to the Reserve Bank a written
statement of AMCORE’s planned sources and uses of cash for debt service,
operating expenses, and other purposes (“Cash Flow Projection”) for the
remainder of 2009. AMCORE shall submit to the Reserve Bank a Cash Flow
Projection for each calendar year subsequent to 2009 at least one month prior to
the beginning of that calendar year.

       

      
        
          
          

        

        
          4

          
            

          

        

        
          
          

        

      

      Compliance
with Laws and Regulations

      6.         (a)           In
appointing any new director or senior executive officer, or changing the
responsibilities
of any senior executive officer so that the officer would assume a different
senior executive officer position, AMCORE shall comply with the notice
provisions of section 32 of the FDI Act (12 U.S.C. § 183 1i) and Subpart H of
Regulation Y of the Board of Governors (12 C.F.R. §§ 225.71 et seq.).

      (b)           AMCORE
shall comply with the restrictions on indemnification and severance
payments of section 18(k) of the FDI Act (12 U.S.C. § 1828(k)) and Part 359 of
the Federal Deposit Insurance Corporation’s regulations (12 C.F.R. Part
359).

      Progress
Reports

      7.         Within
30 days after the end of each calendar quarter following the date of this
Agreement, the board of directors shall submit to the Reserve Bank written
progress reports detailing the form and manner of all actions taken to secure
compliance with the provisions of this Agreement and the results thereof, and a
parent company only balance sheet, income statement, and, as applicable, a
report of changes in stockholders’ equity.

      Approval
and Implementation of Plan

      8.         (a)           AMCORE
shall submit a written capital plan that is acceptable to the Reserve
Bank within the applicable time period set forth in paragraph 3 of this
Agreement.

      (b)           Within
10 days of approval by the Reserve Bank, AMCORE shall adopt the approved capital
plan. Upon adoption, AMCORE shall promptly implement the approved plan and
thereafter fully comply with it.

      (c)           During
the term of this Agreement, the approved capital plan shall not be amended or
rescinded without the prior written approval of the Reserve Bank.

       

      
        
          
          

        

        
          5

          
            

          

        

        
          
          

        

      

      Communications

      9.         All
communications regarding this Agreement shall be sent to:

      
        	
                 
      

              	
                (a)

              	
                Charles
      F. Luse

              

      

      
        	
                 
      

              	
                Assistant
      Vice President

              

      

      
        	
                 
      

              	
                Federal
      Reserve Bank of Chicago

              

      

      
        	
                 
      

              	
                230
      S. LaSalle Street

              

      

      
        	
                 
      

              	
                Chicago,
      Illinois 60604

              

      

      

      
        	
                 
      

              	
                (b)

              	
                William
      R. McManaman

              

      

      
        	
                 
      

              	
                Chairman
      and Chief Executive Officer

              

      

      
        	
                 
      

              	
                AMCORE
      Financial, Inc.

              

      

      
        	
                 
      

              	
                501
      Seventh Street

              

      

      
        	
                 
      

              	
                Rockford,
      Illinois 61110

              

      

      

      Miscellaneous

      10.       Notwithstanding
any provision of this Agreement, the Reserve Bank may, in its sole discretion,
grant written extensions of time to AMCORE to comply with any provision of this
Agreement.

      11.       The
provisions of this Agreement shall be binding upon AMCORE and its
institution-affiliated parties, in their capacities as such, and their
successors and assigns.

      12.       Each
provision of this Agreement shall remain effective and enforceable until stayed,
modified, terminated, or suspended in writing by the Reserve Bank.

      13.       The
provisions of this Agreement shall not bar, estop, or otherwise prevent the
Board
of Governors, the Reserve Bank, or any other federal or state agency from taking
any other action affecting AMCORE, the Bank, any nonbank subsidiary of AMCORE,
or any of their current or former institution-affiliated parties and their
successors and assigns.

       

      
        
          
          

        

        
          6

          
            

          

        

        
          
          

        

      

      14.       Pursuant
to section 50 of the FDI Act (12 U.S.C. § 183 1aa), this Agreement is
enforceable
by the Board of Governors under section 8 of the FDI Act (12 U.S.C. §
1818).

      IN
WITNESS WHEREOF, the parties have caused this Agreement to be executed as of the
26th day of June, 2009.

      

      
        	
                AMCORE
      FINANCIAL, INC.

              	
                FEDERAL
      RESERVE BANK OF CHICAGO

              
	 
      	 
      
	 
      	 
      
	 
      	 
      
	
                By:
      /s/William R. McManaman

              	
                By:
      /s/ Steven M.
      Durfey

              
	
                         
      William R. McManaman

              	
                         
      For Mark H. Kawa

              
	
                         
      Chairman and Chief Executive Officer

              	
                        
       Vice President

              

      

      
 

       

       

       

      7exhibit10-8.htm

    Exhibit
10.8

     

    AMENDMENT
TO CREDIT AGREEMENT

    

    This
Amendment to Credit Agreement (this “Amendment”), dated as
of May 19, 2009, is among SEMGROUP ENERGY PARTNERS, L.P., a Delaware limited
partnership (the “Borrower”), the
Guarantors (as defined in the Credit Agreement referred to below) party hereto
(collectively, the “Guarantors”),
WACHOVIA BANK, NATIONAL ASSOCIATION, as Administrative Agent (the “Administrative
Agent”), L/C Issuer and Swing Line Lender under the Credit Agreement
referred to below, and the Lenders (as defined below) signatory
hereto.

    

    R
E C I T A L S:

    

    A. The
Borrower, the Administrative Agent and the Lenders that are parties thereto (the
“Lenders”)
entered into that certain Amended and Restated Credit Agreement dated as of
February 20, 2008 (as amended, modified, supplemented and waived from time to
time, the “Credit
Agreement”).

     

    B. The
Borrower, the Administrative Agent and the Lenders party hereto have agreed to
amend the Credit Agreement subject to and upon the terms and conditions set
forth in this Amendment.

     

    NOW,
THEREFORE, the parties agree as follows:

    

    1. Amendment to Section 2.05 of
the Credit Agreement.  Section 2.05 of the
Credit Agreement is hereby amended by adding the following new subsection (l) at
the end of such Section:

     

    (l)           Notwithstanding
the foregoing and Section 2.13, if at any time any Revolver Lender’s percentage
of the Outstanding Amount of Revolver Loans is less than such Lender’s
Applicable Revolver Percentage, then all payments and prepayments of Revolver
Loans shall be applied pro-rata only to the Revolver Loans of Revolver Lenders
whose percentage of the Outstanding Amount of Revolver Loans exceeds such
Lenders’ Applicable Revolver Percentage until such time as all Revolver Lenders’
percentage of the Outstanding Amount of Revolver Loans equals their respective
Applicable Revolver Percentage.

     

    2. Amendment to Section 2.08 of
the Credit Agreement.  Section 2.08 of the
Credit Agreement is hereby amended by adding the following subsection (d) at the
end of such Section:

     

    (d)           If
any Lender shall become a Defaulting Lender, the Administrative Agent shall
apply any payment of interest received from Borrower that is due to such
Defaulting Lender by crediting such interest payment to the Defaulting Lender
and then utilizing such payment to cure, or partially cure, such Lender’s
default until such time as the Defaulting Lender is no longer a Defaulting
Lender.

     

    3. Amendment to Section 2.09 of
the Credit Agreement.  Section 2.09 of the Credit Agreement is
hereby amended by adding the following sentence to the end of subsection (d)
thereof:

     

    
      
        
          
            	 
      	
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    Notwithstanding
the foregoing or any provisions of this Agreement to the contrary, if and for so
long as any Revolver Lender is a Defaulting Lender, the commitment fees
otherwise payable to such Defaulting Lender pursuant to this Section 2.09(d)
shall cease to accrue on the unfunded portion of the Revolver Commitment of such
Defaulting Lender.

     

    4. Conditions to
Effectiveness.  This Amendment shall be effective on the date
when and if each of the following conditions is satisfied:

     

    (a) Execution and
Delivery.  The Administrative Agent shall have received a
counterpart of this Amendment executed and delivered by the Borrower, each of
the Guarantors and the Required Lenders, provided that in the
event that it is judicially determined that any provision of this Amendment
required the consent of all of the Lenders and such Lenders did not approve this
Amendment, then only such provision shall be ineffective and the balance of this
Amendment, if approved by the Required Lenders, shall remain in full force and
effect.

     

    (b) No Default or Event of Default;
Accuracy of Representations and Warranties.  The Borrower shall
deliver to the Administrative Agent a certificate of a Responsible Officer
certifying that, after giving effect to this Amendment, no Default or Event of
Default shall exist and each of the representations and warranties made by the
Borrower and the Guarantors herein and in or pursuant to the Credit Agreement
and the other Loan Documents shall be true and correct in all material respects
as if made on and as of the date on which this Amendment becomes effective,
except to the extent such representations and warranties expressly relate to an
earlier date.

     

    (c) Consents and Approvals. All necessary consents
and approvals to the amendment shall have been obtained.

     

    (d) Expense
Reimbursements.  The Borrower shall have paid all reasonable
invoices presented to the Borrower for expense reimbursements (including
reasonable attorneys’ and financial advisors’ fees and disbursements) due to the
Administrative Agent and the Lenders in accordance with Section 10.04 of the
Credit Agreement.

     

    5. Confirmation of Credit
Agreement and Security Documents.  Except as amended by this
Amendment, all the provisions of the Credit Agreement remain in full force and
effect from and after the date hereof, and each Loan Party hereby ratifies and
confirms each Loan Document to which it is a party.  This Amendment
shall be limited precisely as written and shall not, except as set forth herein,
be deemed (a) to be a consent granted pursuant to, or a waiver or modification
of, any other term or condition of the Credit Agreement or any of the
instruments or agreements referred to therein or (b) to prejudice any right or
rights which the Administrative Agent or the Lenders may now have or have in the
future under or in connection with the Credit Agreement or any of the
instruments or agreements referred to therein.  From and after the
date hereof, all references in the Credit Agreement to “this Agreement”,
“hereof”, “herein”, or similar terms, shall refer to the Credit Agreement as
amended by this Amendment.  Each of the Borrower and the Guarantors
also hereby ratifies and confirms that the Security Documents remain in full
force and effect in accordance with their terms and are not impaired or affected
by this Amendment.

     

    
      
        
          
            	 
      	
                    -2-

                  	
                    -

                  

          

          

        

         

      

      
         

        
          

        

      

      
         

      

    

     

    6. GOVERNING
LAW.  THIS AMENDMENT SHALL BE GOVERNED BY, AND CONSTRUED IN
ACCORDANCE WITH, THE LAW OF THE STATE OF NEW YORK.

     

    7. Loan
Document.  This Amendment shall constitute a Loan Document
under the Credit Agreement, and all obligations included in this Amendment
(including, without limitation, all obligations for the payment of principal,
interest, fees and other amounts and expenses) shall constitute Obligations
under the Credit Agreement and shall be secured by the Collateral.

     

    8. Counterparts.  This
Amendment may be signed in any number of counterparts, each of which shall be
deemed an original, but all of which taken together shall constitute one and the
same instrument.  Delivery of an executed signature page to this
Amendment by facsimile transmission or electronic photocopy (e.g. a “.pdf”)
shall be as effective as delivery of a manually signed counterpart.

     

    
      
        
          
            	 
      	
                    -3-

                  	
                    -

                  

          

          

        

         

      

      
         

        
          

        

      

      
         

      

    

    IN WITNESS WHEREOF, the
parties have caused this Amendment to be duly executed as of the day and year
first above written.

     

    SEMGROUP
ENERGY PARTNERS, L.P.

    

    

    By:
SemGroup Energy Partners GP, L.L.C.

           its
General Partner

    

    By: /s/ Michael J.
Brochetti                                                                  

    Name:
Michael J. Brochetti

    Title:  Executive
VP - Corporate Development & Treasurer

    

    

    

    SemGroup
Energy Partners Operating, L.L.C.

    

    

    By: /s/ Michael J.
Brochetti                                                                  

    Name:
Michael J. Brochetti

    Title:  Executive
VP - Corporate Development & Treasurer

    

    

    SemMaterials
Energy Partners, L.L.C.

    

    

    By: /s/ Michael J.
Brochetti                                                                  

    Name:
Michael J. Brochetti

    Title:  Executive
VP - Corporate Development & Treasurer

    

    

    SemGroup
Energy Partners, L.L.C.

    

    

    By: /s/ Michael J.
Brochetti                                                                  

    Name:
Michael J. Brochetti

    Title:  Executive
VP - Corporate Development & Treasurer

    

    
      
        
          
            	 
      	
                    -4-

                  	
                    -

                  

          

          

        

         

      

      
         

        
          

        

      

      
         

      

    

    

    SemGroup
Crude Storage, L.L.C.

    

    

    By: /s/ Michael J.
Brochetti                                                                  

    Name:
Michael J. Brochetti

    Title:  Executive
VP - Corporate Development & Treasurer

    

    

    SemPipe,
L.P.

        By:  SemPipe,
G.P., L.L.C., its General Partner

    

    

    By: /s/ Michael J.
Brochetti                                                                  

    Name:
Michael J. Brochetti

    Title:  Executive
VP - Corporate Development & Treasurer

    

    

    

    SemPipe,
G.P., L.L.C.

    

    

    By: /s/ Michael J.
Brochetti                                                                  

    Name:
Michael J. Brochetti

    Title:  Executive
VP - Corporate Development & Treasurer

    

    

    SGLP
Management, Inc.

    

    

    By: /s/ Michael J.
Brochetti                                                                  

    Name:
Michael J. Brochetti

    Title:  Executive
VP - Corporate Development & Treasurer

    

    

    SGLP
Asphalt, L.L.C.

    

    

    By: /s/ Michael J.
Brochetti                                                                  

    Name:
Michael J. Brochetti

    Title:  Executive
VP - Corporate Development & Treasurer

    

    
      
        
          
            	 
      	
                    -5-

                  	
                    -

                  

          

          

        

         

      

      
         

        
          

        

      

      
         

      

    

    Lenders:

    

    

    Wachovia
Bank, National Association,

        as L/C
Issuer,

        Swing
Line Lender and Lender

    

    

    By: /s/ C Mark
Hedrick_____________

    Name: C. Mark Hedrick

    Title:  Managing
Director

    

    

    ABN AMRO Bank N.V., as a
Lender

    

    

    By:_____________________________

    Name:

    Title:

    

    

    Bank of America, N.A., as a
Lender

    

    

    By: /s/ John W. Woodiel
III_________

    Name: John W. Woodiel III

    Title:  Senior Vice
President

    

    

    The Bank of Nova Scotia, as a
Lender

    

    

    By: /s/ Diane
Emanuel______________

    Name: Diane Emanuel

    Title:  Director

    

    

    Bank of Scotland PLC, as a
Lender

    

    

    By: /s/ Julia R.
Franklin_______________

    Name: Julia R. Franklin

    Title:  Assistant Vice
President

    

    

    
      
        
          
            	 
      	
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    Blue Ridge Investments LLC, as
a Lender

    

    

    By: /s/ John
Hiebendahl_____________

    Name: John Hiebendahl

    Title:  VP;
Controller

    

    

    BMO Capital Markets Financing Inc.,
as a Lender

    

    

    By:_____________________________

    Name:

    Title:

    

    Calyon New York Branch, as a
Lender

    

    

    By: /s/ Anne G.
Shean______________

    Name: Anne G. Shean

    Title:  Managing
Director

    

    

    By: /s/ Kathleen
Sweeney___________

    Name: Kathleen Sweeney

    Title:  Managing
Director

    

    

    Citibank, N.A., as a
Lender

    

    

    By: /s/ John
Mugno_________________

    Name: John Mugno

    Title:  Vice
President

    

    

    Fortis Capital Corporation, as
a Lender

    

    

    By:_____________________________

    Name:

    Title:

    

    
      
        
          
            	 
      	
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    Guaranty Bank and Trust Company,
as a Lender

    

    

    By: /s/ Gail J.
Nofsinger_____________

    Name: Gail J. Nofsinger

    Title:  Senior Vice
President

    

    

    Halbis Distressed Opportunities
Master Fund LTD, as a Lender

    

    

    By:_____________________________

    Name:

    Title:

    

    

    JPMorgan Chase Bank, N.A., as
a Lender

    

    

    By: /s/ Phillip D.
Martin____________

    Name: Phillip D. Martin

    Title:  Senior Vice
President

    

    

    Lehman Brothers Commercial Bank,
as a Lender

    

    

    By:_____________________________

    Name:

    Title:

    

    

    Lehman Commercial Paper, Inc.,
as a Lender

    

    

    By:_____________________________

    Name:

    Title:

    

    

    GE Business Financial Services, Inc.,
fka Merrill Lynch Business Financial Services, Inc., as a
Lender

    

    

    By:_____________________________

    Name:

    Title:

    

      
        
          
            
              	 
      	
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                      -

                    

            

            

          

           

        

        
           

          
            

          

        

        
           

        

      

    

    GE Business Financial Services, Inc.,
fka Merrill Lynch Business Financial Services, Inc., as a
Lender

    

    

    By:_____________________________

    Name:

    Title:

    

    

    One East Liquidity Master LP,
as a Lender

    

    

    By:_____________________________

    Name:

    Title:

    

    

    One East Partners Master LP,
as a Lender

    

    

    By:_____________________________

    Name:

    Title:

    

    

    Raymond James Bank FSB, as a
Lender

    

    

    By: /s/ Garrett
McKinnon___________

    Name: Garrett McKinnon

    Title:  Senior Vice
President

    

    

    Royal Bank of Canada, as a
Lender

    

    

    By: /s/ Jason S.
York      ____________

    Name: Jason S. York

    Title:  Authorized
Signatory

    

    
      
        
          
            	 
      	
                    -9-

                  	
                    -

                  

          

          

        

         

      

      
         

        
          

        

      

      
         

      

    

    SunTrust Bank, N.A., as a
Lender

    

    

    By:_____________________________

    Name:

    Title:

    

    

    UBS Loan Finance LLC, as a
Lender

    

    

    By: /s/ Marie A.
Haddad____________

    Name: Marie A. Haddad

    Title:  Associate
Director

    

    

    By: /s/ Irja R.
Otsa_________________

    Name: Irja R. Otsa

    Title:  Associate
Director

    

    

    Evergreen Core Plus Bond Fond,
as a Lender

    

    

    By:_____________________________

    Name:

    Title:

    

    

    Evergreen High Income Fund, as
a Lender

    

    

    By:_____________________________

    Name:

    Title:

    Evergreen High Income Sleeve,
as a Lender

    

    

    By:_____________________________

    Name:

    Title:

    

    

    
      
        
          
            	 
      	
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    Evergreen High Yield Bond
Trust, as a Lender

    

    

    By:_____________________________

    Name:

    Title:

    

    

    Evergreen Income Advantage
Fund, as a Lender

    

    

    By:_____________________________

    Name:

    Title:

    

    

    Evergreen Multi-Sector Income,
as a Lender

    

    

    By:_____________________________

    Name:

    Title:

    

    

    Evergreen VA High Income Fund,
as a Lender

    

    

    By:_____________________________

    Name:

    Title:

    

    

    

    Acknowledged:

    

    Wachovia
Bank, National Association,

        as
Administrative Agent

    

    

    By: /s/ C. Mark
Hedrick_________

    Name: C. Mark Hedrick

    Title:  Managing
Director

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00160-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00160-of-00352.parquet"}]]