Document:

MARKETING AND CONSULTING AGREEMENT

 

This Marketing and Consulting Agreement
(this “Agreement”) is made and entered into as of the 3rd Day of January, 2012, (Effective Date) by Prescription
Corporation of America (“PCA”), a New Jersey corporation with a mailing address of 66 Ford Road Suite 230, Denville,
New Jersey 07834 and Otis Fund with a mailing address of 36 Stonewall Drive Livingston, NJ 07039 referred to as (“Consultants”);

 

WHEREBY each party may be referred to as a “Party”
or collectively as the “Parties.”

 

RECITALS

 

WHEREAS, PCA is a pharmacy offering mail
order and central fill programs to employers including school districts and has Pharmacy Benefit Manager (“PBM”) services
encompassing all aspects of a pharmacy delivery system (the “Work Product”); and

 

WHEREAS, Consultants and/or their agents
or associates have made contacts with individuals and entities, and may continue to do so in order to assist in selling the Work
Product nationwide (the “Project”); and Consultant desires to perform marketing and consulting services for PCA. Consultant
will assist PCA in securing a business relationship by providing leads and/or introductions to PCA to representatives of potential
customers. Consultant shall, from time to time, fax lists of potential customers it desires to pursue. PCA, at its election, shall
direct Consultant in writing, within five working days if it elects to instruct Consultant to not pursue a potential client on
such list. All approved clients shall be listed in Appendix A; and, in addition, the Consultant will provide consulting services
for strategic marketing, new business development, debt and equity raising, geographic expansion, vertical integration, growth
and penetration; and

 

WHEREAS, the Parties have entered into
discussions and disclosed certain business contacts and information to each other and each Party desires from time to time to enter
into further discussions and/or disclose further business contacts or information with the others to further their collective goal
to increase sales of the Work Product; and

 

WHEREAS, each Party has made its disclosures
and discussions with the understanding that the information and business contacts were being disclosed subject to certain confidentiality
and non-circumvention terms, and the Parties wish to formalize that understanding with respect to all such past disclosures and
to all future disclosures and to clarify their understanding concerning compensation, fees and the conduct of their activities;
and

 

WHEREAS, PCA desires to utilize the Consultants’
services to promote and distribute the Work Product throughout the nation;

 

NOW, THEREFORE, in consideration of the
premises and the mutual covenants and conditions hereinafter set forth, the Parties hereby agree and state as follows:

 

    	 

    	 

    

  

Article
One

 

SCOPE
OF AGREEMENT

 

The purpose of this Agreement is to facilitate
the sale of the Work Product by PCA to customers, and to restrict the confidentiality of this information to the Parties and their
necessary agents, and to prevent circumvention of any of the Parties to protect all the Parties’ interests and contemplated
expectations, and to establish a revenue pool to be divided amongst Consultants and their designees in the manner set forth herein.

 

Article
Two

 

ENGAGEMENT FOR SERVICES

 

		2.1	The Consultants are free to contract with other vendors to market their products and services. PCA also reserves the right
to engage in direct solicitations itself of its own Work Product as it becomes available to both existing and new customers, as
well as other providers (Insurance Companies, TPAs, Consultants, Brokers, etc.).

 

		2.2	PCA hereby agrees to provide the Work Product

 

		(i)	on a private label basis to the Consultant,

 

		(ii)	provide all necessary sales support and marketing materials; and

 

		(iii)	fulfill its responsibilities as outlined in this Agreement.

 

		2.3	The Consultants agree to perform the services and fulfill their responsibilities, as outlined in this Agreement.

 

Article
Three

 

TERMINATION OF AGREEMENT

 

		3.1	This Agreement shall commence on the Effective Date, be for a period of five (5) years. Unless cancelled by the Company 90
days prior to expiration of the agreement the agreement will automatically extend for an addition five (5) year period.

 

		3.2	Any Party may terminate their participation in this Agreement immediately, upon written notice to the other Parties,

 

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		(i)	in the event of fraud, gross and willful misconduct, or abandonment on the part of any Party;

 

		(ii)	if any Party is convicted of any felony related to its business responsibilities;

 

		(iii)	in the event of material breach of any material obligation under this Agreement, and after such breach remains uncured for
a period of sixty (60) days after written notice thereof from the other Parties, or if such breach requires more than sixty (60)
days to cure, and such cure is not commenced within sixty (60) days after written notice thereof, and thereafter diligently pursued;

 

		3.3	In the event this Agreement is terminated, Consultants shall continue to receive all compensation due them from PCA, for all
existing clients with effective dates prior to the termination of this agreement, in accordance with ARTICLE FOUR, as long as:

 

		(i)	the existing clients retain the PCA product for the life of the client contracts and shall include any and all subsequent extensions
or automatic renewals resulting from the initial term thereof,

 

		(ii)	the Consultants agree to fulfill all of their responsibilities with respect to those existing clients, as outlined in this
Agreement; and

 

		(iii)	the existing clients retain the PCA product and will follow the PCA principals, regardless of changes in PCA’s operating
status, company name, structure change or sale of the company.

 

		3.4	Termination of the Agreement shall not relieve the parties of any obligations arising prior to such termination or, which,
under the terms of this Agreement, continue after the termination, including without limitation Sections 4.1, 4.2, 4.3, 4.4 and
any other terms and conditions pertaining to such fees or compensation. In the event of termination by any party hereto, PCA and
the Consultants shall agree on the wording of any notices to be sent to any client, if necessary and subject to the requirements
of any Applicable Laws, concerning any matter within the scope of this Agreement.

 

Article
Four

 

COMPENSATION

 

		4.1	The Consultant will receive compensation costs as follows:

$30,000 per month for the first 12 months

$35,000 per month for the next 12

months $40,000 per month for the next 12 months

 

		4.2	Capitated or Fixed Cost Employer Plans (No Broker) - The Consultant will receive a standard commission of six percent (6.0%)
commission on capitated or fixed cost business placed with PCA. This is the standard compensation which will apply, unless a specific
request is made by the Consultant to build in a different amount, based on size of the group, client services provided by - the
Consultant and/or competitive pricing considerations.

 

		4.3	Capitated or Fixed Cost Employer Plans ( Broker) - The Consultant will pay the Broker commission out of the six percent (6%)
commission paid by PCA. PCA maintains a policy of working with brokers.

 

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		4.4	Consultant shall receive 2% on all sales related to strategic marketing opportunities including Brown & Brown, Conner Strong,
JH Cohn, TH Group and all other groups brought to the Company during the term of the Agreement.

 

		4.5	Savings Card - The Consultant will be paid $1.00 per prescription for all discount savings card business placed with PCA,

 

		4.6	Self Funded Employer Plans - The standard compensation built into a self funded proposal is $.75 per prescription as marketing
compensation. Each self funded proposal will be developed with additional marketing compensation for the Consultant and Broker
(if applicable) based on bid specifications, services required and details of the financial provisions applicable.

 

		4.7	Self Funded Fixed Claim Cost Plans - The standard compensation built into a self fundedfixed claim cost proposal is $1.00 per
prescription as marketing compensation. Each self funded proposal will be developed with additional marketing compensation for
the Consultant and Broker (if applicable) based on bid specifications, services required and details of the financial provisions
applicable.

 

		4.8	Capital raising and merger and acquisition fee: The Consultant shall be entitled to a 5%fee for any debt or equity raised on
behalf of the Company. The Consultant shall receive a 5% fee on any merger of the Company initiated by the Consultant. The value
of the merger will include equity and debt assumption to determine the value of the merger or acquisition.

 

		4.9	The Consultant will be entitled to all employee benefits of Senior Management including stock options, bonus, profit sharing,
insurance, and vacation.

 

Article
Five

 

MISCELLANEOUS

 

		5.1	Governing Law and Jurisdiction. This Agreement shall be governed by and construed in accordance with the laws of the
State of New Jersey applicable to contracts entered into therein, without reference to principles of choice of law or conflicts
of laws.

 

		5.2	Entire Agreement. The provisions, terms and conditions of this Agreement represent the entire agreement between the
parties in relation to the subject matter hereof, and this Agreement supersedes any other agreement, understanding or representation,
verbal or otherwise, relative to the subject matter hereof, between the parties prior to the time of execution of this Agreement.
This Agreement shall be binding upon the heirs, executors, administrators, successors, permitted assigns or transferees of each
Party and its shareholders, if any. This Agreement may be amended only by a written instrument executed by all of the Parties.

 

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		5.3	Severability. If any clause, paragraph, term or provision of this Agreement shall be held or declared void or otherwise
unenforceable by any court or other tribunal of competent jurisdiction, the same shall be deemed severed, and such holding or declaration
shall have no effect upon any other clause, paragraph, term, or provision of this Agreement, and this Agreement shall otherwise
continue in and be given full force and effect.

 

		5.4	No Waiver. No delay or omission on the part of any party in exercising any right under this Agreement shall operate
as a waiver of any such right or of any other right. Waiver on any one occasion shall not be construed as a bar to or waiver of
any such right or remedy on any future occasion.

 

		5.5	Independent Contractors. Except as expressly provided herein, it is the express intention of the parties to be considered
independent contractors and that no partnership or joint venture shall be created as a result of this Agreement, that none of the
parties shall be the agent, legal representative, franchisee or employee of another for any purpose whatsoever, and that no party
is granted any right or authority to assume or create any obligation for or on behalf of, or in the name of, or in any way to bind
another party. All parties agree not to incur or contract any debt or obligation on behalf of any other party or commit any act,
make any representation or advertise in any manner, which may adversely affect any right of another party or be detrimental to
its good name and reputation.

 

		5.6	Amendments. Except as expressly provided herein, this Agreement may be amended or modified only by a written instrument
executed by a duly authorized representative of each party.

 

		5.7	Force Majeure. As used herein, “Force Majeure” means any Act of God, act of civil or military authority,
war, criminal act, fire, explosion, earthquake, flood, weather condition, power failure, labor problem, accident, or any other
cause, beyond a party’s or its designee’s reasonable control. No failure or omission in the performance of any obligation
hereunder shall be deemed a breach of this agreement or create any liability for damages if such failure arises from a Force
Majeure event; provided, however, that the party unable to perform shall continue to exercise its best efforts to overcome
the disability and find an alternative or substitute for the performance of its obligations.

 

		5.8	Counterparts. This Agreement may be executed in any number of counterparts, all of which when taken together will constitute
a single instrument.

 

IN WITNESS WHEREOF, the Parties have executed this Agreement
as of the date first written above.

 

Between the following signatories:

 

	 PCA:	 	CONSULTANTS:
	 	 	 
	 By:	/s/ Gary J. Sekulski 	 	/s/ Vic Wexler 
	 	Gary J. Sekulski	 	Otis Fund

 

    	5EMPLOYMENT AGREEMENT

 

Employment Agreement between Healthcare Corporation of America
(the “Company”) and Ruth Ackerman (the Employee”).

 

The Employee wishes to serve in a managerial capacity for the
Company and the Company desires to employ the Employee to provide such services upon the terms and conditions hereinafter set forth.

 

Now therefore, in consideration of the mutual covenants and
promises contained herein, the parties hereto, each intending to be legally bound hereby, agree as follows:

 

Article
I- EMPLOYMENT

 

		1.01	Employment. The company hereby employs the Employee and the Employee hereby accepts employment, upon and agrees
to the terms and conditions set forth herein:

 

		1.02	Employment Term. The term of employment under this agreement shall commence on or about September 15, 2012 depending
on the status of the Employee and the Company at the time and shall expire three years after the date hereof.

 

		1.03	Duties. Commencing on the date hereof, the Employee shall perform the duties of VP of Administration Services
and shall, under the direction of the CEO or the CEO’s designee to the best of her ability perform such duties consistent
with this position which shall include the oversight and management of all aspects of the Company’s Administration Operations.
The Employee shall perform such other duties or special projects as are assigned from time to time by the CEO.

 

		1.04	Extent of Service. During the employment term, the Employee shall devote her fulltime working time, attention
and energy to the oversight and management of the Company’s Administration Operations or special projects assigned by the
CEO. The Employee may engage in outside endeavors with the consent of the company.

 

Article
II- COMPENSATION AND BENEFITS

 

		2.01	Salary. During each year of employment, the Company shall pay the Employee an annual base salary payable according
to Company payment policy and subject to withholding and other applicable taxes. For the first year of employment, the base salary
shall be fixed at $150,000 dollars ($150,000) per year. The base salary shall be adjusted as follows:

 

If the Company sales for period January 1, 2013 -
June 30, 2013 are $50,000,000 or greater, the Employee’s salary will increase to $180,000 dollars ($180,000) per year.

 

    	 

    	 

    

 

If the Company sales for period April 1, 2013 - March
31, 2014 are $150,000,000 or greater, the Employee’s salary will increase to$210,000 dollars ($210,000) per year.

 

If the Company sales for period April 1, 2014 - March
31, 2015 are $300,000,000 or greater, the Employee’s salary will increase to $240,000 ($240,000) per year.

 

		2.02	Bonus. The Employee shall be eligible to participate in a bonus plan of the Company. The actual amount of bonus
shall be determined by the Board of Directors and shall be based upon the performance of the Employee and the Company.

 

		2.03	Stock. Stock Options and 401K Plan. Employee will be entitled to receive stock options according to the Stock
Option Plan approved by the Board of Directors. When established by the company, the Employee will be entitled to participate in
the Company’s 401K Plan.

 

		2.04	Benefits. The Company shall provide health benefits, consistent with employee hand book.

 

		2.05	Vacation. The Employee shall be entitled to no less than (4) four weeks vacation during every year of the employment
term.

 

		2.06	Expenses. The Company shall promptly reimburse the Employee for all expenses submitted by the Employee on a weekly
expense report that were incurred by the Employee in connection with the performance of the duties and responsibilities of the
Employee.

 

Article
III-TERMINATION

 

		3.01	Termination for Cause. During the employment term, the Company may terminate the Employee’s employment
under this agreement at any time for cause (as hereinafter is defined) upon written notice specifying the cause and the date of
termination. For purposes of this agreement. “Cause” shall mean:

 

		(a)	misappropriation by the Employee of funds, properties or assets of the Company;

 

		(b)	chronic alcoholism, drug addiction or substance abuse;

 

		(c)	repeated violations of the policies and procedures of the Company;

 

		(d)	slander or libel or other torts relating to the Employee’s office or employment with the Company which has a material
adverse effect on the Company;

 

		(e)	violation of the non-competition and/or non-disclosure provisions contained herein;

 

		(f)	the Employee’s conviction or plea of guilty to any material felony or crime;

 

		(g)	job performance measured on the basis of time, effort and accomplishments that

fall below an acceptable standard for the Employee’s job duties and responsibilities.

 

		3.02	Termination without Cause. During the three year employment term, the Company may terminate the Employee’s
employment under this agreement at any time. However, if the Employee is terminated without Cause, the Employee’s base salary
provided in Section 2.01 and the other benefits provided under Article II shall be continued on a timely basis for the balance
of the term of this Agreement. During subsequent employment terms, the Board of Directors, by majority vote, may terminate the
Employee’s employment under this agreement any time for any reason upon no less than sixty (60) days advance written notice.
The Employee may terminate this agreement at any time for any reason upon no less than sixty (60) days advance written notice.

 

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		3.03	Termination in the Event of Death or Disability. The Employee’s employment under this agreement shall terminate
in the event of the Employee’s death or disability. Disability shall mean the inability of the Employee to perform substantial
and material duties due to physical or mental disablement which continues for a period of six (6) consecutive months during the
employment term as determined by an independent qualified physician mutually acceptable to the Company and the Employee, or his
personal representative. If the Employee is terminated by reason of disability, the Employee’s base salary provided in Section
2.01 and the other benefits provided under Article II shall be continued on a monthly basis until the waiting period for payment
of disability benefits prescribed in any long-term disability insurance provided by the Company to cover the Employee for such
disability was satisfied. In the event this Agreement should terminate by reason of death of the Employee, the Employee’s
spouse (or the Employee’s estate) shall be paid, upon the occurrence of such termination, applicable death benefits to which
the spouse is entitled under any existing benefit plans of the Company, plus one (1) year’s salary pursuant to the terms
of this Agreement, within thirty (30) days from the date of death.

 

Article
IV- CONFIDENTIAL INFORMATION

 

		4.01	Proprietary Information. In the course of the Employee’s service to the Company, the Employee may have
access to confidential know-how, software programs, business documents, marketing data, client lists and trade secrets which are
confidential. Such information shall not include any information which is in the public domain during or after the employment
of the Employee, provided such information is not in the public domain as a consequence of disclosure directly by the Employee
in violation of this Agreement.

 

		4.02	Fiduciary Obligations. The Employee agrees at all times to keep all Proprietary information in a fiduciary capacity
for the sole benefit of the Company.

 

Article
V- NON-COMPETITION AND NON-SOLICITATION

 

		5.01	Non-Competition and Non-Solicitation. The Employee covenants and agrees at all time while an Employee of the
Company or during the two (2) year period immediately after termination of employment hereunder or cause or voluntary termination
that the Employee shall not directly or indirectly (individually or through a business or another person) engage in the following
activities or assist another in such activities:

 

		(a)	recruiting or attempting to recruit any person who is currently employed by the company; or

 

		(b)	entering into, engaged in competition with the Company at the time of the Employee’s termination of employment with the
Company and the Employee’s relationship with such Competitor involves the Employee’s management of product lines (“Competing
Products”) that are in direct competition with those of the Company without the advance written consent of the Company.

 

		(c)	soliciting the Company’s current, former and prospective customers with respect to competing products.

 

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Article
VI- MISCELLANEOUS

 

		6.01	Obligations. The obligations set forth herein are the Obligations of the Company.

 

		6.02	Notices. All notices shall be in writing and shall be deemed delivered, when by hand confirmation of receipt
or when by certified mail or by facsimile.

 

		(a)	for communications to the Company:

Prescription Corporation of America

66 Ford Road Suite 230

Denville, New Jersey 07834

Attn: Gary Sekulski/CE0

 

		(b)	for communication to the Employee:

 

	 
	 
	 

 

		6.03	Assignment. This agreement and all rights hereunder are personal to the Employee and may not be assigned. The
Company may assign the Agreement to any person, firm or corporation (“Acquirer”) succeeding to all or substantially
all of the business or assets of the Company whether by purchase, merger or consolidation provided the Company remains liable for
the provisions of this Agreement and the Acquirer agrees in writing to assume and fulfill the obligations under this Agreement.

 

		6.04	Caption. Captions have solely been inserted for convenience of reference.

 

		6.05	Severability. The provisions of this Agreement are severable. In the event that any arbitrator, court or competent
jurisdiction shall deem any provision of the Agreement unenforceable, such entity shall have the power to reduce its form to make
it valid and enforceable to the full extent permitted by law.

 

		6.06	Governing Law. This agreement shall be governed by the laws of the State of New Jersey.

 

		6.07	Attorney’s Fee. In the event that any action is brought to enforce any provision of this Agreement or to
obtain money damages for the breach of this Agreement, all costs including Attorney’s fees shall be paid by the non-prevailing
party.

 

		6.08	Arbitration. Any controversy or claim arising out of this Agreement and which is not resolved in thirty (30)
days after either party notifies the other party in writing that the notifying party is considering arbitration for resolution,
shall be settled by arbitration in accordance with the commercial arbitration rules of the American Arbitration Association.

 

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IN WITNESS WHEREOF, the parties have duly executed this
Agreement as a binding contract as of this day and year.

 

	 Healthcare Corporation of America	 
	 	 
	 By: 	/s/ Gary Sekulski	 
	 	 Gary Sekulski, CEO	 
	 	 	 
	 By: 	/s/ Ruth Ackerman               9/1/2012	 
	 	 Ruth Ackerman	 

 

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