Document:

EMPLOYMENT AGREEMENT

     EMPLOYMENT  AGREEMENT,  dated as of January 1, 2000, by and between LAIDLAW
GLOBAL CORORATION, a Delaware corporation,  with its offices at 100 Park Avenue,
New York,  New York 10017 (the  "Company"),  and Roger  Bendelac,  an individual
residing at ______________________________________ (the "Executive").

                               W I T N E S S E T H

     WHEREAS,  the Company  desires to secure the services of the Executive upon
the terms and conditions hereinafter set forth; and

     WHEREAS,  the Executive  desires to render services to the Company upon the
terms and conditions hereinafter set forth.

     NOW, THEREFORE, the parties mutually agree as follows:

     Section  1.  Employment.  The  Company  hereby  employs  Executive  and the
Executive  hereby  accepts such  employment,  as of the Company,  subject to the
terms and conditions set forth in this Agreement.

     Section 2. Duties. The Executive shall serve as President,  Chief Operating
Officer, Chief Financial Officer and Secretary of the Company and shall properly
perform  such duties as may be assigned to him from time to time by the Board of
Directors of the Company. If requested by the Company, the Executive shall serve
on any committee  thereof without  additional  compensation.  During the term of
this Agreement, the Executive is not required to devote all of his business time
to the  performance of his duties and may pursue other  activities  which do not
conflict with his obligations to the Company under this Agreement.

     Section 3. Term of Employment. The term of the Executive's employment shall
be for a period of one (1) year  commencing  on the date  hereof  (the  "Term"),
subject to earlier termination by the parties pursuant to Section 6 hereof.

     Section 4. Compensation of Executive.

     4.1 Salary.  The Company  shall pay to the Executive an annual salary equal
     to one hundred sixty five  thousand  dollars  ($165,000)  per annum for the
     period from January 1, 2000 through  December 31, 2000 (the "Base  Salary")
     less such  deductions as shall be required to be withheld by applicable law
     and  regulations.  All salaries  payable to the Executive  shall be paid at
     such regular weekly,  biweekly or semi-monthly time or times as the Company
     makes payment of its regular payroll in the regular course of business.

                                       1
<PAGE>

     4.2 Bonus.  In addition  to Base  Salary,  the Company  shall pay an annual
     bonus  to the  executive  as the  compensation  committee  of the  Board of
     Directors may determine  based upon the  performance and achievement of the
     Company  (the  "Bonus").  If, by March  30,  2000,  no bonus  plan has been
     implemented,  and the Company's net income for the year ending December 31,
     2000 shall  equal or exceed  that  earned by the Company for the year ended
     December 31,  1999,  then the  Executive  will be entitled to a bonus of no
     less than 50% of the bonus he will receive for the prior year.

     4.3 Other  Compensation.  In  addition  to the Base  Salary and Bonus,  the
     Company  shall  pay to  the  Executive  a  commission  of 40% of all  gross
     commissions generated from his customer accounts with any subsidiary of the
     Company.

     4.4 Expenses. During the employment period, the Company shall reimburse the
     Executive  for all  reasonable  and  necessary  travel  expenses  and other
     disbursements  incurred  by the  Executive  on  behalf of the  Company,  in
     performance of the Executive's duties hereunder.

     Section 5. Disability of the Executive.  If the Executive is  incapacitated
or disabled by accident,  sickness or  otherwise  so as to render the  Executive
mentally or  physically  incapable of  performing  the  services  required to be
performed  under this Agreement for a period of sixty (60)  consecutive  days or
longer or for any ninety  (90) days in any period of one  hundred  eighty  (180)
consecutive  days (a  "Disability"),  the  Company  may, at the time or any time
thereafter,  at its option, terminate the employment of the Executive under this
Agreement immediately upon giving the Executive notice to that effect.

     Section 6.  Termination.  The Company may terminate  the  employment of the
Executive and all of the Company's  obligations under this Agreement at any time
for Cause  (as  hereinafter  defined)  by giving  the  Executive  notice of such
termination,  with reasonable specificity of the details thereof.  "Cause" shall
mean (i) the  Executive's  misconduct  could  reasonably  be  expected to have a
material  adverse  effect on the business  and affairs of the Company,  (ii) the
Executive's disregard of lawful instructions of the Company's Board of Directors
consistent with the Executive's position relating to the business of the Company
or neglect of duties or failure to act, which, in each case, could reasonably be
expected to have a material  adverse  effect on the  business and affairs of the
Company, (iii) the commission by the Executive of an act constituting common law
fraud, or a felony, or criminal act against the Company or any affiliate thereof
or any of the assets of any of them, (iv) the Executive's material breach of any
of the agreements contained herein or (v) the Executive's resignation hereunder.
A termination  pursuant to Section 6(i),  (ii) or (iv) shall take effect 30 days
after the giving of the notice  contemplated  hereby unless the Executive shall,
during such 30-day period,  remedy to the satisfaction of the Board of Directors
of the Company the  misconduct,  disregard,  abuse or breach  specified  in such
notice;  provided,  however, that such termination shall take effect immediately
upon the giving of such notice if the Board of  Directors  of the Company  shall
have  determined  that  such  misconduct,  disregard,  abuse  or  breach  is not
remediable (which  determination  shall be stated in such notice). A termination
pursuant to Section 6(iii) or (v) shall take effect  immediately upon the giving
of the notice contemplated hereby.

                                       2
<PAGE>

     Section 7. Effect of Termination of Employment. Upon the termination of the
Executive's   employment  for  a  Disability   neither  the  Executive  nor  the
Executive's  beneficiaries  or estate  shall have any further  rights under this
Agreement or any claims against the Company arising out of this Agreement.

     Section 8. Disclosure of  Confidential  Information.  Executive  recognizes
that he has had and will  continue  to have  access to secret  and  confidential
information  regarding  the Company,  including  but not limited to its customer
list, products,  know-how,  and business plans. Executive acknowledges that such
information  is of great  value to the  Company,  is the  sole  property  of the
Company,  and  has  been  and  will  be  acquired  by  him  in  confidence.   In
consideration  of the obligations  undertaken by the Company  herein,  Executive
will not, at any time, during or after his employment hereunder, reveal, divulge
or make known to any person,  any information  acquired by Executive  during the
course of his  employment,  which is treated  as  confidential  by the  Company,
including but not limited to its customer  list, and not otherwise in the public
domain.  The provisions of this Section 8 shall survive  Executive's  employment
hereunder.

     Section 9. Covenant Not To Compete.

     (a) Executive recognizes that the services to be performed by him hereunder
are special, unique and extraordinary. The parties confirm that it is reasonably
necessary  for  the  protection  of  the  Company  that  Executive  agrees,  and
accordingly,  Executive  does  hereby  agree,  that he shall  not,  directly  or
indirectly, at any time during the term of the Agreement:

          (I) except as provided in  Subsection  (c) below,  engage in the sale,
     distribution   or  manufacture   of  any  products  or  provide   technical
     assistance, advice or counseling on any products or services competitive to
     the Company's  products or services in any state in the United States or in
     any  foreign  country  in which the  Company  or any  affiliate  thereof is
     engaged in business,  either on his own behalf or as an officer,  director,
     stockholder,  partner,  consultant,  associate,  executive,  owner,  agent,
     creditor, independent contractor, or coventurer of any third party; or

          (ii) employ or engage, or cause or authorize,  directly or indirectly,
     to be employed or engaged,  for or on behalf of himself or any third party,
     any executive or agent of the Company or any affiliate thereof.

     (b) Executive hereby agrees that he will not,  directly or indirectly,  for
or on behalf of himself or any third  party,  at any time during the term of the
Agreement solicit any customers of the Company or any affiliate thereof.

     (c) If any of the restrictions  contained in this Section 9 shall be deemed
to be  unenforceable  by reason of the extent,  duration or  geographical  scope
thereof,  or otherwise,  then the court making such determination shall have the
right to reduce such extent,  duration,  geographical scope, or other provisions
hereof,  and in its reduced form this Section shall then be  enforceable  in the
manner contemplated hereby.

                                       3
<PAGE>

     Section 10. Miscellaneous.

     10.1 Injunctive  Relief  Executive  acknowledges  that the  services  to be
          rendered  under the  provisions  of this  Agreement  are of a special,
          unique and  extraordinary  character and that it would be difficult or
          impossible to replace such  services.  Accordingly,  Executive  agrees
          that any breach or threatened breach by him of Sections 8 or 9 of this
          Agreement  shall  entitle the Company,  in addition to all other legal
          remedies  available  to  it,  to  apply  to  any  court  of  competent
          jurisdiction to seek to enjoin such breach or threatened  breach.  The
          parties  understand and intend that each restriction  agreed to by the
          Executive  herein above shall be construed as separable  and divisible
          from  every  other  restriction,  that  the  unenforceability  of  any
          restriction shall not limit the  enforceability,  in whole or in part,
          of any  other  restriction,  and  that  one  or  more  or all of  such
          restrictions may be enforced in whole or in part as the  circumstances
          warrant.  In the event that any  restriction in this Agreement is more
          restrictive  than  permitted by law in the  jurisdiction  in which the
          Company seeks enforcement  thereof,  such restriction shall be limited
          to the extent permitted by law.

     10.2 Assignments.  Neither Executive nor the Company may assign or delegate
          any of their rights or duties under this Agreement without the express
          written consent of the other.

     10.3 Entire Agreement. This Agreement constitutes and embodies the full and
          complete  understanding  and  agreement of the parties with respect to
          the  Executive's  employment  by the  Company,  supersedes  all  prior
          understandings  and agreements,  whether oral or written,  between the
          Executive  and the  Company  and shall  not be  amended,  modified  or
          changed except by an instrument in writing executed by the party to be
          charged.   The  invalidity  or  partial  invalidity  of  one  or  more
          provisions of this Agreement  shall not invalidate any other provision
          of this  Agreement.  No  waiver by either  party of any  provision  or
          condition  to be  performed  shall be  deemed a waiver of  similar  or
          dissimilar  provisions  or conditions at the same time or any prior or
          subsequent time.

     10.4 Binding  Effect.  This  Agreement  shall  inure to the  benefit of, be
          binding upon and  enforceable  against,  the parties  hereto and their
          respective successors, heirs, beneficiaries and permitted assigns.

     10.5 Headings. The headings contained in this Agreement are for convenience
          of  reference  only and shall not  affect  in any way the  meaning  or
          interpretation of this Agreement.

                                       4
<PAGE>

     10.6 Notices.  All  notices,  requests,  demands  and other  communications
          required or  permitted to be given  hereunder  shall be in writing and
          shall be deemed to have been duly  given  when  personally  delivered,
          sent by  registered  or  certified  mail,  return  receipt  requested,
          postage prepaid,  or by private  overnight mail service (e.g.  Federal
          Express)  to the party at the address set forth above or to such other
          address as either  party may  hereafter  give notice of in  accordance
          with the  provisions  hereof.  Notices  shall be  deemed  given on the
          sooner of the date actually  received or the third  business day after
          sending.

     10.7 Governing  Law. This  Agreement  shall be governed by and construed in
          accordance  with the laws of the  State  of New  York  without  giving
          effect to such State's  conflicts of laws  provisions  and each of the
          parties hereto  irrevocably  consents to the jurisdiction and venue of
          the federal and state courts located in the State of New York,  County
          of New York.

     10.8 Counterparts.  This Agreement may be executed simultaneously in two or
          more counterparts,  each of which shall be deemed an original, but all
          of which together shall constitute one of the same instrument.

     10.9 Arbitration.  Any dispute which the parties hereto are unable amicably
          to resolve  shall be submitted to binding  arbitration  in New York in
          accordance with the Rules and Constitution of the American Arbitration
          Association.  Either party hereto may request that any decision of the
          arbitrators set forth the findings of fact and conclusions of law upon
          which their award is based be entered as a  judgement.  Judgment  upon
          any such  arbitration  award may be entered in any court of  competent
          jurisdiction,  and Executive  submits to the  jurisdiction of any such
          court.

     In the event any suit or other  action is  commenced  with  respect  to the
interpretation or enforcement of any provision of this agreement, the prevailing
party shall be  entitled,  in addition to any other sums to which such party may
be  entitled,   to  recover  from  the  other  party  the  reasonable  fees  and
disbursements of counsel retained to investigate and pursue such matter.

                                       5
<PAGE>

     IN WITNESS  WHEREOF,  the parties hereto have executed this Agreement as of
the date set forth above.

Company:            LAIDLAW GLOBAL CORPORATION

                    By:_____________________________
                    Name:
                    Title:

Executive:          ________________________________
                    Roger BendelacEMPLOYMENT AGREEMENT

     EMPLOYMENT  AGREEMENT,  dated as of January 1, 2000, by and between LAIDLAW
GLOBAL CORORATION, a Delaware corporation,  with its offices at 100 Park Avenue,
New York, New York 10017 (the  "Company"),  and Daniel  Bendelac,  an individual
residing at ______________________________________ (the "Executive").

                               W I T N E S S E T H

     WHEREAS,  the Company  desires to secure the services of the Executive upon
the terms and conditions hereinafter set forth; and

     WHEREAS,  the Executive  desires to render services to the Company upon the
terms and conditions hereinafter set forth.

     NOW, THEREFORE, the parties mutually agree as follows:

     Section  1.  Employment.  The  Company  hereby  employs  Executive  and the
Executive  hereby  accepts such  employment,  as of the Company,  subject to the
terms and conditions set forth in this Agreement.

     Section 2. Duties.  The Executive shall serve as Vice Chairman of the Board
of  Directors  and  Executive  Director of the Company and , and shall  properly
perform  such duties as may be assigned to him from time to time by the Board of
Directors of the Company. If requested by the Company, the Executive shall serve
on any committee  thereof without  additional  compensation.  During the term of
this Agreement, the Executive is not required to devote all of his business time
to the  performance of his duties and may pursue other  activities  which do not
conflict with his obligations to the Company under this Agreement.

     Section 3. Term of Employment. The term of the Executive's employment shall
be for a period of one (1) year  commencing  on the date  hereof  (the  "Term"),
subject to earlier termination by the parties pursuant to Section 6 hereof.

     Section 4. Compensation of Executive.

     4.1 Salary.  The Company  shall pay to the Executive an annual salary equal
     to one hundred sixty five  thousand  dollars  ($165,000)  per annum for the
     period from January 1, 2000 through  December 31, 2000 (the "Base  Salary")
     less such  deductions as shall be required to be withheld by applicable law
     and  regulations.  All salaries  payable to the Executive  shall be paid at
     such regular weekly,  biweekly or semi-monthly time or times as the Company
     makes payment of its regular payroll in the regular course of business.

                                       1
<PAGE>

     4.2 Bonus.  In addition  to Base  Salary,  the Company  shall pay an annual
     bonus  to the  executive  as the  compensation  committee  of the  Board of
     Directors may determine  based upon the  performance and achievement of the
     Company  (the  "Bonus").  If, by March  30,  2000,  no bonus  plan has been
     implemented,  and the Company's net income for the year ending December 31,
     2000 shall  equal or exceed  that  earned by the Company for the year ended
     December 31,  1999,  then the  Executive  will be entitled to a bonus of no
     less than 50% of the bonus he will receive for the prior year.

     4.3 Expenses. During the employment period, the Company shall reimburse the
     Executive  for all  reasonable  and  necessary  travel  expenses  and other
     disbursements  incurred  by the  Executive  on  behalf of the  Company,  in
     performance of the Executive's duties hereunder.

     Section 5. Disability of the Executive.  If the Executive is  incapacitated
or disabled by accident,  sickness or  otherwise  so as to render the  Executive
mentally or  physically  incapable of  performing  the  services  required to be
performed  under this Agreement for a period of sixty (60)  consecutive  days or
longer or for any ninety  (90) days in any period of one  hundred  eighty  (180)
consecutive  days (a  "Disability"),  the  Company  may, at the time or any time
thereafter,  at its option, terminate the employment of the Executive under this
Agreement immediately upon giving the Executive notice to that effect.

     Section 6.  Termination.  The Company may terminate  the  employment of the
Executive and all of the Company's  obligations under this Agreement at any time
for Cause  (as  hereinafter  defined)  by giving  the  Executive  notice of such
termination,  with reasonable specificity of the details thereof.  "Cause" shall
mean (i) the  Executive's  misconduct  could  reasonably  be  expected to have a
material  adverse  effect on the business  and affairs of the Company,  (ii) the
Executive's disregard of lawful instructions of the Company's Board of Directors
consistent with the Executive's position relating to the business of the Company
or neglect of duties or failure to act, which, in each case, could reasonably be
expected to have a material  adverse  effect on the  business and affairs of the
Company, (iii) the commission by the Executive of an act constituting common law
fraud, or a felony, or criminal act against the Company or any affiliate thereof
or any of the assets of any of them, (iv) the Executive's material breach of any
of the agreements contained herein or (v) the Executive's resignation hereunder.
A termination  pursuant to Section 6(i),  (ii) or (iv) shall take effect 30 days
after the giving of the notice  contemplated  hereby unless the Executive shall,
during such 30-day period,  remedy to the satisfaction of the Board of Directors
of the Company the  misconduct,  disregard,  abuse or breach  specified  in such
notice;  provided,  however, that such termination shall take effect immediately
upon the giving of such notice if the Board of  Directors  of the Company  shall
have  determined  that  such  misconduct,  disregard,  abuse  or  breach  is not
remediable (which  determination  shall be stated in such notice). A termination
pursuant to Section 6(iii) or (v) shall take effect  immediately upon the giving
of the notice contemplated hereby.

     Section 7. Effect of Termination of Employment. Upon the termination of the
Executive's   employment  for  a  Disability   neither  the  Executive  nor  the
Executive's  beneficiaries  or estate  shall have any further  rights under this
Agreement or any claims against the Company arising out of this Agreement.

                                       2
<PAGE>

     Section 8. Disclosure of  Confidential  Information.  Executive  recognizes
that he has had and will  continue  to have  access to secret  and  confidential
information  regarding  the Company,  including  but not limited to its customer
list, products,  know-how,  and business plans. Executive acknowledges that such
information  is of great  value to the  Company,  is the  sole  property  of the
Company,  and  has  been  and  will  be  acquired  by  him  in  confidence.   In
consideration  of the obligations  undertaken by the Company  herein,  Executive
will not, at any time, during or after his employment hereunder, reveal, divulge
or make known to any person,  any information  acquired by Executive  during the
course of his  employment,  which is treated  as  confidential  by the  Company,
including but not limited to its customer  list, and not otherwise in the public
domain.  The provisions of this Section 8 shall survive  Executive's  employment
hereunder.

     Section 9. Covenant Not To Compete.

     (a) Executive recognizes that the services to be performed by him hereunder
are special, unique and extraordinary. The parties confirm that it is reasonably
necessary  for  the  protection  of  the  Company  that  Executive  agrees,  and
accordingly,  Executive  does  hereby  agree,  that he shall  not,  directly  or
indirectly, at any time during the term of the Agreement:

          (I) except as provided in  Subsection  (c) below,  engage in the sale,
     distribution   or  manufacture   of  any  products  or  provide   technical
     assistance, advice or counseling on any products or services competitive to
     the Company's  products or services in any state in the United States or in
     any  foreign  country  in which the  Company  or any  affiliate  thereof is
     engaged in business,  either on his own behalf or as an officer,  director,
     stockholder,  partner,  consultant,  associate,  executive,  owner,  agent,
     creditor, independent contractor, or coventurer of any third party; or

          (ii) employ or engage, or cause or authorize,  directly or indirectly,
     to be employed or engaged,  for or on behalf of himself or any third party,
     any executive or agent of the Company or any affiliate thereof.

     (b) Executive hereby agrees that he will not,  directly or indirectly,  for
or on behalf of himself or any third  party,  at any time during the term of the
Agreement solicit any customers of the Company or any affiliate thereof.

     (c) If any of the restrictions  contained in this Section 9 shall be deemed
to be  unenforceable  by reason of the extent,  duration or  geographical  scope
thereof,  or otherwise,  then the court making such determination shall have the
right to reduce such extent,  duration,  geographical scope, or other provisions
hereof,  and in its reduced form this Section shall then be  enforceable  in the
manner contemplated hereby.

     Section 10. Miscellaneous.

     10.1 Injunctive  Relief  Executive  acknowledges  that the  services  to be
          rendered  under the  provisions  of this  Agreement  are of a special,
          unique and extraordinary

                                       3
<PAGE>

          character and that it would be difficult or impossible to replace such
          services. Accordingly,  Executive agrees that any breach or threatened
          breach by him of Sections 8 or 9 of this  Agreement  shall entitle the
          Company,  in addition to all other legal remedies  available to it, to
          apply to any court of  competent  jurisdiction  to seek to enjoin such
          breach or threatened  breach.  The parties  understand and intend that
          each  restriction  agreed to by the  Executive  herein  above shall be
          construed as separable  and  divisible  from every other  restriction,
          that the  unenforceability  of any  restriction  shall  not  limit the
          enforceability,  in whole or in part,  of any other  restriction,  and
          that one or more or all of such  restrictions may be enforced in whole
          or in  part  as the  circumstances  warrant.  In the  event  that  any
          restriction  in this Agreement is more  restrictive  than permitted by
          law in  the  jurisdiction  in  which  the  Company  seeks  enforcement
          thereof,  such restriction shall be limited to the extent permitted by
          law.

     10.2 Assignments.  Neither Executive nor the Company may assign or delegate
          any of their rights or duties under this Agreement without the express
          written consent of the other.

     10.3 Entire Agreement. This Agreement constitutes and embodies the full and
          complete  understanding  and  agreement of the parties with respect to
          the  Executive's  employment  by the  Company,  supersedes  all  prior
          understandings  and agreements,  whether oral or written,  between the
          Executive  and the  Company  and shall  not be  amended,  modified  or
          changed except by an instrument in writing executed by the party to be
          charged.   The  invalidity  or  partial  invalidity  of  one  or  more
          provisions of this Agreement  shall not invalidate any other provision
          of this  Agreement.  No  waiver by either  party of any  provision  or
          condition  to be  performed  shall be  deemed a waiver of  similar  or
          dissimilar  provisions  or conditions at the same time or any prior or
          subsequent time.

     10.4 Binding  Effect.  This  Agreement  shall  inure to the  benefit of, be
          binding upon and  enforceable  against,  the parties  hereto and their
          respective successors, heirs, beneficiaries and permitted assigns.

     10.5 Headings. The headings contained in this Agreement are for convenience
          of  reference  only and shall not  affect  in any way the  meaning  or
          interpretation of this Agreement.

     10.6 Notices.  All  notices,  requests,  demands  and other  communications
          required or  permitted to be given  hereunder  shall be in writing and
          shall be deemed to have been duly  given  when  personally  delivered,
          sent by  registered  or  certified  mail,  return  receipt  requested,
          postage prepaid,  or by private  overnight mail service (e.g.  Federal
          Express)  to the party at the address set forth above or to such other
          address as either  party may  hereafter  give notice of in  accordance
          with the  provisions  hereof.  Notices  shall be  deemed  given on the
          sooner of the date actually  received or the third  business day after
          sending.

                                       4
<PAGE>

     10.7 Governing  Law. This  Agreement  shall be governed by and construed in
          accordance  with the laws of the  State  of New  York  without  giving
          effect to such State's  conflicts of laws  provisions  and each of the
          parties hereto  irrevocably  consents to the jurisdiction and venue of
          the federal and state courts located in the State of New York,  County
          of New York.

     10.8 Counterparts.  This Agreement may be executed simultaneously in two or
          more counterparts,  each of which shall be deemed an original, but all
          of which together shall constitute one of the same instrument.

     10.9 Arbitration.  Any dispute which the parties hereto are unable amicably
          to resolve  shall be submitted to binding  arbitration  in New York in
          accordance with the Rules and Constitution of the American Arbitration
          Association.  Either party hereto may request that any decision of the
          arbitrators set forth the findings of fact and conclusions of law upon
          which their award is based be entered as a  judgement.  Judgment  upon
          any such  arbitration  award may be entered in any court of  competent
          jurisdiction,  and Executive  submits to the  jurisdiction of any such
          court.

     In the event any suit or other  action is  commenced  with  respect  to the
interpretation or enforcement of any provision of this agreement, the prevailing
party shall be  entitled,  in addition to any other sums to which such party may
be  entitled,   to  recover  from  the  other  party  the  reasonable  fees  and
disbursements of counsel retained to investigate and pursue such matter.

     IN WITNESS  WHEREOF,  the parties hereto have executed this Agreement as of
the date set forth above.

Company:            LAIDLAW GLOBAL CORPORATION

                    By:_____________________________
                    Name:
                    Title:

Executive:          ________________________________
                    Daniel Bendelac

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