Document:

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                                                                   EXHIBIT 10.13

                         Website  Development Agreement

This Agreement is between eRealty.com ("eRealty") and Houston InterWeb Design,
      Inc. ("HIWD") for the design and development of websites for Service
      Providers of eRealty.

1.    Scope of Services.  eRealty  will identify and refer to HIWD certain
Service Providers ("Customers") of eRealty who desire assistance in the design
and development of websites or other internet advertising solutions. HIWD shall
provide to eRealty and the Customer customized internet advertising solutions as
required by the Customer, including but not limited to the following:

      (a)  The design, development, implementation, operation, maintenance
      and updating of Customer-branded stand-alone Web Sites on the World Wide
      Web portion of the internet ("Customer Sites");

      (b)  Such other customized internet advertising solutions as may be
      specifically agreed between each Customer and HIWD in separate agreements
      to be negotiated with each Customer.

      (c)  Any ongoing maintenance or modifications associated with the
      above-referenced services, and all upgrades, enhancements, developments
      and new revisions to the products and software related to the development
      of Customer's Sites, provided the sites are hosted on HIWD servers.

      (d)  The Site shall incorporate certain materials provided by HIWD
      which include, without limitation, computer software (in object or source
      code form), script, programming code, data, information, HTML code,
      trademarks, images, illustrations, graphics, multimedia files and/or text
      ("HIWD Content").  The Site shall also incorporate the materials, if any,
      provided by eRealty  and Customers, including, without limitation, trade
      or service marks, images, illustrations, graphics, multimedia files and/or
      text (eRealty Content"), provided that eRealty and Customers deliver such
      eRealty Content to HIWD promptly and in acceptable media and/or electronic
      file format(s).

2.    Rates.  HIWD's services will be billed to eRealty's Service Providers
at the rates set forth on Exhibit A attached hereto.  Rates for customized or
non-scheduled services shall be billed on terms and conditions as may be
separately agreed  between Customer and HIWD.  HIWD agrees to keep the rates it
charges to eRealty  under this Agreement confidential.

       In consideration for the services to be performed by eRealty, HIWD will
agree to pay eRealty a commission as follows:

       1.   ***% of the set-up fees collected for the sale of each basic three
page SiteBlazer site or additional SiteBlazer features and any recurring monthly
hosting fees, or

       2.   ***% commission on fees collected for the referral of all custom
            design services up to $**********, or

       3.   ***% commission on fees collected for the referral of all custom
            design services from $********* to $*********, or

       4.   ***% commission on fees collected for the referral of all custom
            design services from $********* and up.

3.    Invoicing.  All Customer invoicing shall be handled by HIWD

4.    Term.  The term of the Agreement shall be for a period of one year,
commencing on July 15, 2000 and shall automatically renew for successive one
year terms unless earlier terminated as provided herein.  The Agreement shall be
terminable by either party on thirty days written notice with or without cause,
and terminable by either party immediately for cause, which shall include, but
not be limited to, non-payment, default in services, or any material breach of
the Agreement.  The Agreement shall also terminate if an administrator, receiver
or liquidator is appointed in connection with HIWD, or HIWD is otherwise
bankrupt, files for bankruptcy or is insolvent.

5.    Rights in Data and Works.

      (a)  Exclusive of eRealty Content, HIWD shall retain all right, title and
      interest (including copyright and other proprietary or intellectual
      property rights) in HIWD Content, all legally protectable elements, or
      derivative works thereto, whether or not paid for wholly or in part by
      eRealty or Customer, and whether or not developed in conjunction with
      eRealty or Customer.

      (b)  All copyrights, trademarks, trade dress and other proprietary
      rights in text, data, images or related materials furnished by eRealty

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      ("eRealty Materials") are exclusively owned by eRealty , and all rights
      are expressly reserved by eRealty .  Neither HIWD nor the Customer shall
      have the right to use any eRealty trademarks, trade names, slogans or
      logos without eRealty 's prior approval.

      (c)  eRealty shall retain all right, title and interest (including
      copyright and other proprietary or intellectual property rights) in
      eRealty  Content.

      (d)  HIWD may place copyright and/or proprietary notices, including
      hypertext links within the HIWD Content as incorporated within and on the
      Site.  eRealty or Customer may not alter or remove such notices without
      HIWD's written permission.

      (e)  eRealty or Customer shall not provide to HIWD any Content that may be
      obscene, defamatory, harassing, grossly offensive, malicious, or that
      actually or potentially infringes or misappropriates the copyright,
      trademark, or proprietary or intellectual property right of any person.

6.    Warranties.

          (a)  HIWD warrants that all services to be performed under the
          Agreement will be rendered using sound, professional practices and in
          a competent and professional manner by knowledgeable, trained and
          qualified personnel.

          (b)  HIWD warrants that all Deliverables developed by HIWD for any
          Customer hereunder shall conform to all specifications provided in the
          agreement with each such Customer, and will operate materially in
          accordance with those specifications upon delivery.  Except as
          expressly otherwise provided in any such agreement or in this
          Agreement, HIWD does not warrant that its services or Deliverables
          will be uninterrupted or error free.

          (c)  HIWD warrants that all software provided by HIWD and all
          Deliverables shall be Year 2000 Compliant.  All Customer Sites
          developed by HIWD will be virus-free on delivery and will be
          accessible by Internet users twenty-four (24) hours per day, seven (7)
          days per week, provided however, in the event the host site used by
          HIWD is non-operational, HIWD will not be in breach of this Agreement
          so long as HIWD acts in a prudent and customarily reasonable manner to
          work to restore access.

          (d) eRealty represents and warrants to HIWD that: (i) eRealty has the
          power and authority to enter into and perform its obligations under
          this Agreement; (ii) eRealty and Customer Content does not and shall
          not contain any content, materials, link, advertising or services that
          actually or potentially violate any applicable law or regulation or
          infringe or misappropriate any proprietary, intellectual property,
          contract or tort right of any person; and (iii) eRealty and Customer
          own their respective Content and all proprietary or intellectual
          property rights therein, or has express written authorization from the
          owner to copy, use and display the Content on and within the Site.

          (e)  EXCEPT AS EXPRESSLY STATED AT SECTION 6(a-c), HIWD MAKES NO OTHER
          WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY
          IMPLIED WARRANTIES OF MERCHANTABILITY AND/OR FITNESS FOR A PARTICULAR
          PURPOSE, CONCERNING THE SUBJECT MATTER OF THIS AGREEMENT.

7.    Non-Solicitation Agreement. Each party agrees that it will not attempt to
hire any employee of the other as an employee or subcontractor during the term
of the Agreement or for a period of one year after the Agreement has terminated,
unless agreed to in writing by both parties.

8.    Exclusivity.  eRealty  and HIWD agree that this Agreement is non-exclusive
as it relates to HIWD and the services it provides hereunder.  HIWD may provide

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similar services to customers who were not introduced to HIWD by eRealty.
eRealty may not engage companies providing similar services as HIWD, during the
term of the agreement, to provide the same or similar  services comtemplated by
the agreement. HIWD will be the exclusive provider of web design, development
and hosting services to eRealty's Service Providers.

9.    Confidentiality.  Each party shall agree not to use, disclose, sell,
transfer or display the confidential information of the other party.
"Confidential information" means proprietary information of a party not
generally known by non-party personnel, used in that party's business, and the
disclosure of which would be detrimental to that party.  Confidential
information shall include computer scripts, software, financial, marketing and
business information, customer data, strategic plans and business plans, and the
like.  HIWD agrees and acknowledges that the rates it charges to eRealty  under
this Agreement are confidential.  Upon termination or expiration of this
Agreement, each party shall immediately deliver to the disclosing party all
confidential information and shall cease all use of the confidential
information.

10.   Indemnification.

      (a) eRealty agrees to indemnify, hold harmless and defend HIWD and its
      directors, officers, employees and agents from and against any action,
      claim, demand or liability, including reasonable attorney's fees and
      costs, arising from or relating to: (i) eRealty's breach of this
      Agreement; (ii) the negligence or willful misconduct of eRealty; or (iii)
      any allegation that eRealty or Customer Content infringes a third person's
      copyright or trademark right, or misappropriates a third persons trade
      secret. eRealty agrees that HIWD shall have the right to participate in
      and control the defense of any such claim through counsel of its own
      choosing.

      (b)  HIWD agrees to indemnify, hold harmless and defend eRealty and its
      directors, officers, employees and agents from and against any action,
      claim, demand or liability, including reasonable attorney's fees and
      costs, arising from or relating to any allegation that the HIWD Content
      infringes a third person's copyright or trademark right, or
      misappropriates a third person's trade secrets.

11.   Independent Contractor.  The relationship of the parties shall be that of
an independent contractor.  HIWD has the right to control the manner and means
of performing its services and delivering the Deliverables, and HIWD shall bear
all expenses attendant thereto.  No agency shall be created by the Agreement.
Neither party has the power or authority to represent, act for, bind, or
otherwise create or assume any obligation on behalf of the other party for any
purpose whatsoever.

12.   Notice.  Any notice required to be given under this Agreement shall be in
writing and shall be duly served when it shall be hand delivered to the
addresses set forth below, or three (3) days after mailing if written notice has
been deposited, duly registered or certified, return receipt requested, in a
post office or official depository under the care and custody of the United
States Postal Service addressed to the other party at the following addresses:

To:        Houston InterWeb Design, Inc.       To:    eRealty.com
               1770 St. James, Suite 420
               Houston, Texas 77056                   Houston, Texas 77025

Attn:      Harry White, CEO                    Attn:

13.  General Terms and Conditions.

          (a) The Agreement shall be governed by Texas law. Venue of any dispute
          relating to this Agreement shall be in Houston, Harris County, Texas

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          (b)The Agreement is not assignable by either party without the express
          written consent of all parties.

          (c) Conditions of force majeure shall excuse any delay or non-
          compliance beyond the party's control, upon prompt notice.

          (d) Any partial invalidity of any term of the Agreement shall not
          affect the remainder of the Agreement.

          (e) This Agreement is the complete and entire agreement of the
          parties, superceding any previous agreements or discussions, and no
          supplements or amendments shall be recognized except as in writing and
          signed by both parties.

     SIGNED at Houston, Texas, this 26 day of July, 2000.

                                  ERealty.com

                              Name:  /s/
                                     -------------------------------------
                              Title: President and CEO

                              HOUSTON INTERWEB DESIGN, INC.

                              Name:  /s/ Harry White
                                     -------------------------------------
                                     Harry White
                              Title: CEO

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                                                                   EXHIBIT 10.14
                         Website  Development Agreement

This Agreement is between eHome.com ("eHome") and Houston InterWeb Design, Inc.
      ("HIWD") for the design and development of websites for Service Providers
      of eHome.

1.    Scope of Services.  eHome  will identify and refer to HIWD certain Service
Providers ("Customers") of eHome who desire assistance in the design and
development of websites or other internet advertising solutions.  HIWD shall
provide to eHome  and the Customer customized internet advertising solutions as
required by the Customer, including but not limited to the following:

      (a)  The design, development, implementation, operation, maintenance
      and updating of Customer-branded stand-alone Web Sites on the World Wide
      Web portion of the internet ("Customer Sites");

      (b)  Such other customized internet advertising solutions as may be
      specifically agreed between each Customer and HIWD in separate agreements
      to be negotiated with each Customer.

      (c)  Any ongoing maintenance or modifications associated with the
      above-referenced services, and all upgrades, enhancements, developments
      and new revisions to the products and software related to the development
      of Customer's Sites, provided the sites are hosted on HIWD servers.

      (d)  The Site shall incorporate certain materials provided by HIWD
      which include, without limitation, computer software (in object or source
      code form), script, programming code, data, information, HTML code,
      trademarks, images, illustrations, graphics, multimedia files and/or text
      ("HIWD Content").  The Site shall also incorporate the materials, if any,
      provided by eHome  and Customers, including, without limitation, trade or
      service marks, images, illustrations, graphics, multimedia files and/or
      text (eHome Content"), provided that eHome and Customers deliver such
      eHome Content to HIWD promptly and in acceptable media and/or electronic
      file format(s).

2.    Rates.  HIWD's services will be billed to eHome's Service Providers
at the rates set forth on Exhibit A attached hereto.  Rates for customized or
non-scheduled services shall be billed on terms and conditions as may be
separately agreed  between Customer and HIWD.  HIWD agrees to keep the rates it
charges to eHome  under this Agreement confidential.

      In consideration for the services to be performed by eHome, HIWD will
agree to pay eHome a commission as follows:

      5.  ***% of the set-up fees collected for the sale of each basic three
          page SiteBlazer site or additional SiteBlazer features and any
          recurring monthly hosting fees, or

      6.  ***% commission on fees collected for the referral of all custom
          design services up to $**********, or

      7.  ***% commission on fees collected for the referral of all custom
          design services from $********* to $*********, or

      8.  ***% commission on fees collected for the referral of all custom
design services from $********* and up.

3.    Invoicing.  All Customer invoicing shall be handled by HIWD

4.    Term.  The term of the Agreement shall be for a period of one year,
commencing on July 15, 2000 and shall automatically renew for successive one
year terms unless earlier terminated as provided herein.  The Agreement shall be
terminable by either party on thirty days written notice with or without cause,
and terminable by either party immediately for cause, which shall include, but
not be limited to, non-payment, default in services, or any material breach of
the Agreement.  The Agreement shall also terminate if an administrator, receiver
or liquidator is appointed in connection with HIWD, or HIWD is otherwise
bankrupt, files for bankruptcy or is insolvent.

5.    Rights in Data and Works.

      (a)  Exclusive of eHome Content, HIWD shall retain all right, title and
      interest (including copyright and other proprietary or intellectual
      property rights) in HIWD Content, all legally protectable elements, or
      derivative works thereto, whether or not paid for wholly or in part by
      eHome or Customer, and whether or not developed in conjunction with eHome
      or Customer.

      (b)  All copyrights, trademarks, trade dress and other proprietary
      rights in text, data, images or related materials furnished by eHome
      ("eHome Materials") are exclusively owned by eHome , and all rights are
      expressly reserved by eHome .  Neither HIWD nor the Customer shall have
      the right to use any eHome trademarks, trade names, slogans or logos
      without eHome 's prior approval.

      (c)  eHome shall retain all right, title and interest (including
      copyright and other proprietary or intellectual property rights) in eHome
      Content.

      (d)  HIWD may place copyright and/or proprietary notices, including
      hypertext links within the HIWD Content as incorporated within and on

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      the Site. eHome or Customer may not alter or remove such notices without
      HIWD's written permission.

      (e)  eHome or Customer shall not provide to HIWD any Content that may be
      obscene, defamatory, harassing, grossly offensive, malicious, or that
      actually or potentially infringes or misappropriates the copyright,
      trademark, or proprietary or intellectual property right of any person.

6.    Warranties.

      (a)  HIWD warrants that all services to be performed under the Agreement
      will be rendered using sound, professional practices and in a competent
      and professional manner by knowledgeable, trained and qualified personnel.

      (b)  HIWD warrants that all Deliverables developed by HIWD for any
      Customer hereunder shall conform to all specifications provided in the
      agreement with each such Customer, and will operate materially in
      accordance with those specifications upon delivery. Except as expressly
      otherwise provided in any such agreement or in this Agreement, HIWD does
      not warrant that its services or Deliverables will be uninterrupted or
      error free.

      (c)  HIWD warrants that all software provided by HIWD and all
      Deliverables shall be Year 2000 Compliant. All Customer Sites developed by
      HIWD will be virus-free on delivery and will be accessible by Internet
      users twenty-four (24) hours per day, seven (7) days per week, provided
      however, in the event the host site used by HIWD is non-operational, HIWD
      will not be in breach of this Agreement so long as HIWD acts in a prudent
      and customarily reasonable manner to work to restore access.

      (d)  eHome represents and warrants to HIWD that: (i) eHome has the power
      and authority to enter into and perform its obligations under this
      Agreement; (ii) eHome and Customer Content does not and shall not contain
      any content, materials, link, advertising or services that actually or
      potentially violate any applicable law or regulation or infringe or
      misappropriate any proprietary, intellectual property, contract or tort
      right of any person; and (iii) eHome and Customer own their respective
      Content and all proprietary or intellectual property rights therein, or
      has express written authorization from the owner to copy, use and display
      the Content on and within the Site.

      (e)  EXCEPT AS EXPRESSLY STATED AT SECTION 6(a-c), HIWD MAKES NO OTHER
      WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY IMPLIED
      WARRANTIES OF MERCHANTABILITY AND/OR FITNESS FOR A PARTICULAR PURPOSE,
      CONCERNING THE SUBJECT MATTER OF THIS AGREEMENT.

7.    Non-Solicitation Agreement. Each party agrees that it will not attempt to
hire any employee of the other as an employee or subcontractor during the term
of the Agreement or for a period of one year after the Agreement has terminated,
unless agreed to in writing by both parties.

8.    Exclusivity.  eHome  and HIWD agree that this Agreement is non-exclusive
as it relates to HIWD and the services it provides hereunder . HIWD may provide
similar services to customers who were not introduced to HIWD by eHome. eHome
may not engage companies providing similar services as HIWD, during the term of
the agreement, to provide the same or similar services comtemplated by the
agreement. HIWD will be the exclusive provider of web design, development and
hosting services to eHome's Service Providers.

9.  Confidentiality.  Each party shall agree not to use, disclose, sell,
transfer or display the confidential information of the other party.
"Confidential information" means proprietary information of a party not
generally known by non-party personnel, used in that party's business, and the
disclosure of which would be detrimental to that party.  Confidential
information shall include computer scripts,

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software, financial, marketing and business information, customer data,
strategic plans and business plans, and the like. HIWD agrees and acknowledges
that the rates it charges to eHome under this Agreement are confidential. Upon
termination or expiration of this Agreement, each party shall immediately
deliver to the disclosing party all confidential information and shall cease all
use of the confidential information.

10.  Indemnification.

     (a) eHome agrees to indemnify, hold harmless and defend HIWD and its
     directors, officers, employees and agents from and against any action,
     claim, demand or liability, including reasonable attorney's fees and costs,
     arising from or relating to: (i) eHome's breach of this Agreement; (ii) the
     negligence or willful misconduct of eHome; or (iii) any allegation that
     eHome  or Customer Content infringes a third person's copyright or
     trademark right, or misappropriates a third persons trade secret.  eHome
     agrees that HIWD shall have the right to participate in and control the
     defense of any such claim through counsel of its own choosing.

     (b)  HIWD agrees to indemnify, hold harmless and defend eHome and its
     directors, officers, employees and agents from and against any action,
     claim, demand or liability, including reasonable attorney's fees and costs,
     arising from or relating to any allegation that the HIWD Content infringes
     a third person's copyright or trademark right, or misappropriates a third
     person's trade secrets.

11.  Independent Contractor.  The relationship of the parties shall be that of
an independent contractor.  HIWD has the right to control the manner and means
of performing its services and delivering the Deliverables, and HIWD shall bear
all expenses attendant thereto.  No agency shall be created by the Agreement.
Neither party has the power or authority to represent, act for, bind, or
otherwise create or assume any obligation on behalf of the other party for any
purpose whatsoever.

12.  Notice.  Any notice required to be given under this Agreement shall be in
writing and shall be duly served when it shall be hand delivered to the
addresses set forth below, or three (3) days after mailing if written notice has
been deposited, duly registered or certified, return receipt requested, in a
post office or official depository under the care and custody of the United
States Postal Service addressed to the other party at the following addresses:

To:        Houston InterWeb Design, Inc.         To:    eHome.com
               1770 St. James, Suite 420
               Houston, Texas 77056                         Houston, Texas 77025

Attn:      Harry White, CEO                      Attn:

13.  General Terms and Conditions.

          (a) The Agreement shall be governed by Texas law. Venue of any dispute
          relating to this Agreement shall be in Houston, Harris County, Texas

          (b)The Agreement is not assignable by either party without the express
          written consent of all parties.

          (c) Conditions of force majeure shall excuse any delay or non-
          compliance beyond the party's control, upon prompt notice.

          (d) Any partial invalidity of any term of the Agreement shall not
          affect the remainder of the Agreement.

          (e) This Agreement is the complete and entire agreement of the
          parties, superceding any previous agreements or discussions, and no
          supplements or amendments shall be recognized except as in writing and
          signed by both parties.

     SIGNED at Houston, Texas, this 20 day of October   , 2000.

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